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EMBARGOED UNTIL RELEASE AT 8:30 A.M. EDT, FRIDAY, AUGUST 29, 2008
James E. Rankin:
Brendan Leary:

(202) 606-5301
(202) 606-5302

(Personal Income)
(Personal Outlays)

BEA 08-39

PERSONAL INCOME AND OUTLAYS: JULY 2008
Personal income decreased $89.9 billion, or 0.7 percent, in July, in contrast to an increase of $7.4
billion, or 0.1 percent, in June and an increase of $218.0 billion, or 1.8 percent, in May. Disposable
personal income (DPI) decreased $114.7 billion, or 1.1 percent, in July, compared with a decrease of
$208.0 billion, or 1.9 percent, in June and an increase of $595.9 billion, or 5.7 percent in May. Personal
consumption expenditures (PCE) increased $24.1 billion, or 0.2 percent, in July, compared with an
increase of $65.5 billion, or 0.6 percent, in June. The pattern of changes in income reflects the pattern of
payments associated with the Economic Stimulus Act of 2008 (see page 2).
Real DPI decreased 1.7 percent in July, compared with a decrease of 2.6 percent in June. Real PCE
decreased 0.4 percent, compared with a decrease of 0.1 percent.
2008
Mar.
Apr.
May
June
(Percent change from preceding month)
Personal income, current dollars
Disposable personal income:
Current dollars
Chained (2000) dollars
Personal consumption expenditures:
Current dollars
Chained (2000) dollars

July

0.4

0.2

1.8

0.1

-0.7

0.4
0.1

0.3
0.1

5.7
5.2

-1.9
-2.6

-1.1
-1.7

0.6
0.3

0.4
0.1

0.8
0.3

0.6
-0.1

0.2
-0.4

NOTE.--Monthly estimates are expressed at seasonally adjusted annual rates, unless otherwise specified.
Month-to-month dollar changes are differences between these published estimates. Month-to-month percent
changes are calculated from unrounded data and are not annualized. “Real” estimates are in chained (2000)
dollars.
This news release is available on BEA's Web site at www.bea.gov/newsreleases/rels.htm.

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-2-

In April, May, June, and July, changes in disposable personal income (DPI) -- personal
income less personal current taxes -- were affected by the Economic Stimulus Act of 2008. The
federal government issued rebate payments of $1.9 billion in April ($23.3 billion at an annual
rate), of $48.1 billion in May ($577.1 billion at an annual rate), of $27.9 billion in June ($334.4
billion at an annual rate), and of $13.7 billion in July ($164.1 billion at an annual rate). These
rebates increased government social benefit payments and reduced personal current taxes. The
rebates boosted the change in DPI $23.3 billion in April and $553.8 billion in May, and reduced
the change in DPI by $242.7 billion in June and by $170.3 billion in July. Excluding these rebate
payments, which are discussed more fully below, DPI increased $55.6 billion, or 0.5 percent, in
July, increased $34.7 billion, or 0.3 percent, in June, and increased $42.1 billion, or 0.4 percent,
in May.

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Wages and salaries
Private wage and salary disbursements increased $13.2 billion in July, compared with an
increase of $7.9 billion in June. Goods-producing industries' payrolls increased $4.6 billion,
compared with an increase of $1.8 billion; manufacturing payrolls increased $0.7 billion, compared
with an increase of $1.7 billion. Services-producing industries' payrolls increased $8.6 billion,
compared with an increase of $6.0 billion. Government wage and salary disbursements increased
$4.3 billion, compared with an increase of $6.1 billion.

Other personal income
Supplements to wages and salaries increased $3.8 billion in July, compared with an increase of
$3.3 billion in June.
Proprietors' income increased $4.4 billion in July, compared with an increase of $7.6 billion in
June. Farm proprietors' income decreased $2.3 billion, compared with a decrease of $2.0 billion.
Nonfarm proprietors' income increased $6.8 billion, compared with an increase of $9.6 billion.
Rental income of persons increased $4.4 billion in July, compared with an increase of $7.4
billion in June. Personal income receipts on assets (personal interest income plus personal dividend
income) increased $18.4 billion, in contrast to a decrease of $4.2 billion.
Personal current transfer receipts decreased $136.6 billion in July, compared with a decrease of
$19.6 billion in June. The July and June changes reflected provisions of the Economic Stimulus Act
of 2008, which boosted the level of personal current transfer receipts by $4.2 billion (at an annual
rate) in July, by $149.4 billion in June, and by $179.6 billion in May. These personal current transfer
receipts reflected payments to individuals who either paid no income tax or whose payment exceeded
the amount of income tax paid (see box on page 6).
Contributions for government social insurance -- a subtraction in calculating personal income -increased $1.7 billion in July, compared with an increase of $1.1 billion in June.

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Personal current taxes and disposable personal income
Personal current taxes increased $24.7 billion in July, compared with an increase of $215.5
billion in June. Provisions of the Economic Stimulus Act of 2008 reduced the level of personal
current taxes by $159.9 billion (at an annual rate) in July, by $185.0 billion in June, and by $397.5
billion in May. The reductions in current personal taxes reflected rebate payments to eligible
individual taxpayers (see box below). Disposable personal income (DPI) -- personal income less
personal current taxes -- decreased 114.7 billion, or 1.1 percent, in July, compared with a decrease of
$208.0 billion, or 1.9 percent, in June.
Personal outlays and personal saving
Personal outlays -- PCE, personal interest payments, and personal current transfer payments -increased $24.4 billion in July, compared with an increase of $63.2 billion in June. PCE increased
$24.1 billion, compared with an increase of $65.5 billion.
Personal saving -- DPI less personal outlays -- was $133.8 billion in July, compared with $272.9
billion in June. Personal saving as a percentage of disposable personal income was 1.2 percent in
July, compared with 2.5 percent in June. Saving from current income may be near zero or negative
when outlays are financed by borrowing (including borrowing financed through credit cards or home
equity loans), by selling investments or other assets, or by using savings from previous periods. For
more information, see the FAQs on “Personal Saving” on BEA’s Web site. For a comparison of
personal saving in BEA’s national income and product accounts with personal saving in the Federal
Reserve Board’s flow of funds accounts, go to http://www.bea.gov/bea/dn/nipaweb/Nipa-Frb.asp.
Real DPI and real PCE
Real DPI -- DPI adjusted to remove price changes -- decreased 1.7 percent in July, compared
with a decrease of 2.6 percent in June.
Real PCE -- PCE adjusted to remove price changes -- decreased 0.4 percent in July, compared
with a decrease of 0.1 percent in June. Purchases of durable goods decreased 1.6 percent, compared
with a decrease of 1.4 percent. Purchases of motor vehicles and parts accounted for most of the
decrease in July and about one-half the decrease in June. Purchases of nondurable goods decreased
0.9 percent in July, compared with a decrease of 0.3 percent in June. Purchases of services increased
less than 0.1 percent, compared with an increase of 0.2 percent.
PCE price index -- The price index for PCE increased 0.6 percent in July, compared with an
increase of 0.7 percent in June. The PCE price index, excluding food and energy, increased 0.3
percent in July, the same increase as in June.

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Revisions
Estimates for personal income and DPI have been revised for January through June; estimates
for PCE have been revised for April through June. Changes in personal income, current-dollar and
chained (2000) dollar DPI, and current-dollar and chained (2000) dollar PCE for May and June -revised and as published in last month's release -- are shown below.
For January through June, the revisions to wages and salaries reflect the incorporation of the
newly available BLS tabulations of first-quarter private wages and salaries from the quarterly census
of employment and wages. Revisions to personal current taxes and to contributions for government
social insurance reflect the revisions to wages and salaries.
Change from preceding month
May
Previous

Revised

June

Previous Revised

(Billions of dollars)

(Percent)

(Billions of dollars)

Personal Income:
Current dollars......................

219.3

218.0

1.8

1.8

Disposable personal income:
Current dollars......................
Chained (2000) dollars.........

595.4
451.4

595.9
452.7

5.7
5.2

5.7
5.2

76.5
25.6

76.8
26.5

0.8
0.3

0.8
0.3

Personal consumption expenditures:
Current dollars......................
Chained (2000) dollars.........

Previous Revised

6.8

Previous Revised
(Percent)

7.4

0.1

0.1

-210.3 -208.0
-240.7 -237.7

-1.9
-2.6

-1.9
-2.6

0.6
-0.2

0.6
-0.1

57.1
-16.2

65.5
-8.3

This news release presents revised estimates of wages and salaries, personal taxes, and
contributions for government social insurance for January through March 2008 (first quarter). These
estimates reflect newly available first-quarter wage and salary tabulations from the quarterly census of
employment and wages from the Bureau of Labor Statistics.

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Economic Stimulus Act of 2008
The Economic Stimulus Act of 2008 provides rebate payments to eligible individual taxpayers as
well as tax reductions for businesses. For individuals, the amount of the rebate is determined by
information reported on tax filings for 2007 and is based on filing status, level of adjusted gross income,
and the number of qualifying children. According to the Joint Committee on Taxation and the
Congressional Budget Office, rebates to individuals are expected to total $106.7 billion for fiscal year
2008. The majority of rebates were sent during the initial round of payments, which began April 28,
2008, and continued on a weekly basis through mid-July 2008.
In the NIPAs, rebates for residents of the 50 states and the District of Columbia are recorded as
either an offset to personal current taxes or as a social benefit payment to persons. Rebates for
individuals with tax liabilities that exceed the rebate amount are treated as an offset to personal current
taxes in the NIPAs. Rebates for individuals who pay no income taxes (or for whom the rebate would
exceed the amount of the income taxes they do pay) are treated as a government social benefit payment
to persons in the NIPAs.

BEA’s national, international, regional, and industry estimates; the Survey of Current
Business; and BEA news releases are available without charge on BEA’s Web site at www.bea.gov.
By visiting the site, you can also subscribe to receive free e-mail summaries of BEA releases and
announcements.

*

*

*

Next release -- September 29, 2008, at 8:30 A.M. EDT for
Personal Income and Outlays for August.

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Table 1. Personal Income and Its Disposition (Months)
[Billions of dollars]
Seasonally adjusted at annual rates
2007
December
Personal income........................................................................................
Compensation of employees, received ...............................................
Wage and salary disbursements .......................................................
Private industries...............................................................................
Goods-producing industries ...........................................................
Manufacturing .............................................................................
Services-producing industries........................................................
Trade, transportation, and utilities...............................................
Other services-producing industries ...........................................
Government.......................................................................................
Supplements to wages and salaries.................................................
Employer contributions for employee pension and insurance funds..
Employer contributions for government social insurance ..................
Proprietors’ income with inventory valuation and capital
consumption adjustments.................................................................
Farm .....................................................................................................
Nonfarm................................................................................................
Rental income of persons with capital consumption adjustment.....
Personal income receipts on assets ....................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts .......................................................
Government social benefits to persons ................................................
Old-age, survivors, disability, and health insurance benefits .............
Government unemployment insurance benefits ................................
Other .................................................................................................
Other current transfer receipts, from business (net) .............................
Less: Contributions for government social insurance.......................

2008
January

r

February

r

March

r

April r

May r

June r

July p

11,924.0
7,973.9
6,493.1
5,398.0
1,220.2
751.0
4,177.7
1,054.9
3,122.8
1,095.1
1,480.8
1,009.9
470.9

11,930.0
7,984.6
6,495.4
5,389.7
1,216.0
747.9
4,173.6
1,049.8
3,123.8
1,105.7
1,489.3
1,014.0
475.2

11,952.4
8,005.2
6,513.0
5,402.9
1,215.9
747.2
4,187.0
1,047.4
3,139.6
1,110.1
1,492.3
1,016.2
476.1

11,999.0
8,039.4
6,545.7
5,432.2
1,221.2
750.0
4,211.0
1,053.9
3,157.1
1,113.4
1,493.7
1,015.7
478.0

12,026.4
8,049.1
6,549.7
5,431.7
1,214.2
747.2
4,217.4
1,049.1
3,168.3
1,118.1
1,499.4
1,021.5
477.9

12,244.4
8,073.4
6,570.2
5,446.5
1,216.4
748.7
4,230.2
1,048.2
3,182.0
1,123.6
1,503.2
1,024.4
478.8

12,251.8
8,090.6
6,584.1
5,454.4
1,218.2
750.4
4,236.2
1,049.6
3,186.6
1,129.7
1,506.5
1,027.2
479.3

12,161.9
8,111.8
6,601.6
5,467.6
1,222.8
751.1
4,244.8
1,049.3
3,195.5
1,134.0
1,510.3
1,030.2
480.1

1,074.3
47.3
1,027.0
37.2
2,059.4
1,239.4
820.0
1,757.3
1,724.2
1,019.3
36.9
667.9
33.2
978.1

1,074.5
41.7
1,032.8
38.1
2,056.4
1,232.0
824.4
1,766.3
1,734.2
1,024.1
37.0
673.1
32.1
989.8

1,069.1
42.1
1,027.0
38.8
2,054.2
1,224.6
829.6
1,776.6
1,744.3
1,030.6
38.2
675.5
32.3
991.5

1,071.4
41.0
1,030.4
40.5
2,051.7
1,217.2
834.5
1,791.3
1,758.9
1,042.5
39.3
677.1
32.4
995.3

1,071.2
39.8
1,031.4
46.6
2,047.2
1,208.3
838.8
1,807.5
1,775.1
1,041.0
40.6
693.5
32.4
995.2

1,076.6
39.2
1,037.3
53.4
2,043.0
1,199.4
843.6
1,995.3
1,962.9
1,051.8
41.5
869.5
32.4
997.2

1,084.2
37.2
1,046.9
60.8
2,038.8
1,190.5
848.3
1,975.7
1,943.3
1,057.0
42.0
844.3
32.4
998.3

1,088.6
34.9
1,053.7
65.2
2,057.2
1,204.0
853.2
1,839.1
1,806.6
1,067.5
43.3
695.8
32.5
1,000.0

Less: Personal current taxes ...................................................................

1,525.7

1,530.6

1,534.1

1,540.2

1,532.0

1,154.2

1,369.7

1,394.4

Equals: Disposable personal income......................................................

10,398.3

10,399.4

10,418.3

10,458.8

10,494.3

11,090.2

10,882.2

10,767.5

Less: Personal outlays .............................................................................
Personal consumption expenditures ........................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services................................................................................................
Personal interest payments 1 ...................................................................
Personal current transfer payments .........................................................
To government ......................................................................................
To the rest of the world (net) .................................................................

10,355.4
9,941.4
1,074.0
2,933.8
5,933.7
274.0
139.9
82.6
57.3

10,393.1
9,984.6
1,072.5
2,946.9
5,965.3
267.9
140.6
82.7
57.9

10,385.2
9,982.7
1,075.4
2,935.1
5,972.2
261.7
140.8
82.9
57.9

10,436.3
10,039.7
1,065.3
2,970.2
6,004.2
255.6
141.0
83.1
57.9

10,471.6
10,077.0
1,062.8
2,990.8
6,023.4
253.0
141.7
83.4
58.3

10,546.1
10,153.8
1,065.7
3,025.6
6,062.5
250.3
142.0
83.7
58.3

10,609.3
10,219.3
1,051.5
3,070.3
6,097.4
247.7
142.3
84.0
58.3

10,633.7
10,243.4
1,036.0
3,080.2
6,127.2
247.6
142.7
84.4
58.3

Equals: Personal saving ...........................................................................
Personal saving as a percentage of disposable personal income....

42.9
0.4

6.3
0.1

33.0
0.3

22.5
0.2

22.7
0.2

544.1
4.9

272.9
2.5

133.8
1.2

8,689.0

8,662.8

8,666.9

8,673.8

8,682.5

9,135.2

8,897.5

8,748.3

34,266
28,633
303,457

34,246
28,527
303,670

34,286
28,522
303,866

34,396
28,526
304,068

34,488
28,534
304,287

36,419
29,999
304,521

35,705
29,194
304,776

35,298
28,679
305,043

Addenda:
Disposable personal income:
Total, billions of chained (2000) dollars 2 ..............................................
Per capita:
Current dollars...................................................................................
Chained (2000) dollars ......................................................................
Population (midperiod, thousands) 3........................................................

p Preliminary
r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the first quarter of 2008.
1. Consists of nonmortgage interest paid by households.
2. Equals disposable personal income deflated by the implicit price deflator for personal consumption expenditures.
3. Population is the total population of the United States, including the Armed Forces overseas and the institutionalized population. The monthly estimate is the average of estimates for the first of the month and the
first of the following month; the annual and quarterly estimates are averages of the monthly estimates.

Table 2. Personal Income and Its Disposition (Years and Quarters)
[Billions of dollars]
Seasonally adjusted at annual rates
2006

2007

2007
I

Personal income........................................................................................
Compensation of employees, received ...............................................
Wage and salary disbursements .......................................................
Private industries...............................................................................
Goods-producing industries ...........................................................
Manufacturing .............................................................................
Services-producing industries........................................................
Trade, transportation, and utilities...............................................
Other services-producing industries ...........................................
Government.......................................................................................
Supplements to wages and salaries.................................................
Employer contributions for employee pension and insurance funds..
Employer contributions for government social insurance ..................
Proprietors’ income with inventory valuation and capital
consumption adjustments.................................................................
Farm .....................................................................................................
Nonfarm................................................................................................
Rental income of persons with capital consumption adjustment.....
Personal income receipts on assets ....................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts .......................................................
Government social benefits to persons ................................................
Old-age, survivors, disability, and health insurance benefits .............
Government unemployment insurance benefits ................................
Other .................................................................................................
Other current transfer receipts, from business (net) .............................
Less: Contributions for government social insurance.......................

II

2008
III

IV

I

r

II r

10,993.9
7,432.6
6,027.2
5,004.2
1,167.2
731.2
3,837.1
986.7
2,850.4
1,023.0
1,405.3
956.8
448.5

11,663.2
7,818.6
6,362.0
5,286.7
1,205.4
746.0
4,081.3
1,035.2
3,046.1
1,075.2
1,456.6
991.9
464.7

11,473.0
7,734.0
6,294.0
5,234.0
1,198.4
746.4
4,035.6
1,020.8
3,014.8
1,059.9
1,440.0
977.6
462.3

11,577.5
7,760.1
6,310.7
5,242.5
1,200.7
744.0
4,041.9
1,036.5
3,005.4
1,068.1
1,449.4
987.7
461.7

11,730.4
7,839.3
6,377.7
5,297.0
1,204.3
743.4
4,092.6
1,035.3
3,057.4
1,080.8
1,461.6
996.5
465.1

11,872.1
7,941.0
6,465.5
5,373.4
1,218.2
750.2
4,155.3
1,048.3
3,106.9
1,092.1
1,475.5
1,005.9
469.6

11,960.5
8,009.7
6,518.0
5,408.3
1,217.7
748.4
4,190.5
1,050.4
3,140.2
1,109.7
1,491.7
1,015.3
476.4

12,174.2
8,071.0
6,568.0
5,444.2
1,216.3
748.8
4,227.9
1,049.0
3,179.0
1,123.8
1,503.0
1,024.4
478.7

1,014.7
16.2
998.6
44.3
1,824.8
1,125.4
699.4
1,603.0
1,578.1
938.9
29.9
609.3
24.9
925.5

1,056.2
44.0
1,012.2
40.0
2,000.1
1,214.3
785.8
1,713.3
1,681.4
999.4
32.3
649.6
31.9
965.1

1,037.2
39.3
997.9
35.1
1,930.9
1,172.2
758.7
1,695.7
1,665.3
981.9
31.3
652.1
30.4
959.8

1,050.2
42.3
1,007.9
44.6
1,982.5
1,206.1
776.5
1,699.2
1,667.5
997.5
31.2
638.8
31.7
959.1

1,063.8
47.4
1,016.4
41.8
2,030.9
1,236.2
794.7
1,720.6
1,688.0
1,008.8
32.5
646.7
32.5
966.0

1,073.8
47.1
1,026.7
38.6
2,056.2
1,242.7
813.5
1,737.8
1,704.7
1,009.6
34.3
660.9
33.1
975.3

1,071.7
41.6
1,030.1
39.1
2,054.1
1,224.6
829.5
1,778.1
1,745.8
1,032.4
38.2
675.3
32.2
992.2

1,077.3
38.7
1,038.6
53.6
2,043.0
1,199.4
843.6
1,926.2
1,893.8
1,050.0
41.4
802.4
32.4
996.9

Less: Personal current taxes ...................................................................

1,353.2

1,492.8

1,459.5

1,489.4

1,501.6

1,520.5

1,535.0

1,352.0

Equals: Disposable personal income......................................................

9,640.7

10,170.5

10,013.5

10,088.0

10,228.8

10,351.5

10,425.5

10,822.2

Less: Personal outlays .............................................................................
Personal consumption expenditures ........................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services................................................................................................
Personal interest payments 1 ...................................................................
Personal current transfer payments .........................................................
To government ......................................................................................
To the rest of the world (net) .................................................................

9,570.0
9,207.2
1,052.1
2,685.2
5,469.9
235.4
127.4
76.2
51.1

10,113.1
9,710.2
1,082.8
2,833.0
5,794.4
265.4
137.5
81.2
56.3

9,904.2
9,524.9
1,076.6
2,761.5
5,686.8
244.0
135.3
79.6
55.7

10,056.9
9,657.5
1,085.3
2,817.7
5,754.4
262.6
136.9
80.8
56.0

10,182.0
9,765.6
1,086.2
2,846.6
5,832.8
278.2
138.1
81.8
56.3

10,309.2
9,892.7
1,083.0
2,906.2
5,903.5
276.7
139.8
82.5
57.3

10,404.9
10,002.3
1,071.0
2,950.7
5,980.6
261.7
140.8
82.9
57.9

10,542.3
10,150.0
1,060.0
3,028.9
6,061.1
250.3
142.0
83.7
58.3

Equals: Personal saving ...........................................................................
Personal saving as a percentage of disposable personal income....

70.7
0.7

57.4
0.6

109.3
1.1

31.1
0.3

46.8
0.5

42.4
0.4

20.6
0.2

279.9
2.6

8,407.0

8,644.0

8,617.7

8,604.5

8,671.1

8,683.1

8,667.9

8,905.4

32,222
28,098
299,199

33,667
28,614
302,087

33,267
28,630
301,004

33,441
28,523
301,667

33,820
28,669
302,452

34,138
28,636
303,225

34,309
28,525
303,868

35,538
29,243
304,528

Addenda:
Disposable personal income:
Total, billions of chained (2000) dollars 2 ..............................................
Per capita:
Current dollars...................................................................................
Chained (2000) dollars ......................................................................
Population (midperiod, thousands) 3........................................................

r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the first quarter of 2008.
1. Consists of nonmortgage interest paid by households.
2. Equals disposable personal income deflated by the implicit price deflator for personal consumption expenditures.
3. Population is the total population of the United States, including the Armed Forces overseas and the institutionalized population. The monthly estimate is the average of estimates for the first of the month and
the first of the following month; the annual and quarterly estimates are averages of the monthly estimates.

Table 3. Personal Income and Its Disposition, Change from Preceding Period (Months)
[Billions of dollars]
Seasonally adjusted at annual rates
2007

2008

December
Personal income........................................................................................
Compensation of employees, received ...............................................
Wage and salary disbursements .......................................................
Private industries...............................................................................
Goods-producing industries ...........................................................
Manufacturing .............................................................................
Services-producing industries........................................................
Trade, transportation, and utilities...............................................
Other services-producing industries ...........................................
Government.......................................................................................
Supplements to wages and salaries.................................................
Employer contributions for employee pension and insurance funds..
Employer contributions for government social insurance ..................
Proprietors’ income with inventory valuation and capital
consumption adjustments.................................................................
Farm .....................................................................................................
Nonfarm................................................................................................
Rental income of persons with capital consumption adjustment.....
Personal income receipts on assets ....................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts .......................................................
Government social benefits to persons ................................................
Old-age, survivors, disability, and health insurance benefits .............
Government unemployment insurance benefits ................................
Other .................................................................................................
Other current transfer receipts, from business (net) .............................
Less: Contributions for government social insurance.......................

January

r

February

r

March

r

April r

May r

June r

July p

52.7
28.7
23.7
20.2
–2.4
–3.0
22.5
7.7
14.8
3.5
5.1
4.1
1.0

6.0
10.7
2.3
–8.3
–4.2
–3.1
–4.1
–5.1
1.0
10.6
8.5
4.1
4.3

22.4
20.6
17.6
13.2
–0.1
–0.7
13.4
–2.4
15.8
4.4
3.0
2.2
0.9

46.6
34.2
32.7
29.3
5.3
2.8
24.0
6.5
17.5
3.3
1.4
–0.5
1.9

27.4
9.7
4.0
–0.5
–7.0
–2.8
6.4
–4.8
11.2
4.7
5.7
5.8
–0.1

218.0
24.3
20.5
14.8
2.2
1.5
12.8
–0.9
13.7
5.5
3.8
2.9
0.9

7.4
17.2
13.9
7.9
1.8
1.7
6.0
1.4
4.6
6.1
3.3
2.8
0.5

–89.9
21.2
17.5
13.2
4.6
0.7
8.6
–0.3
8.9
4.3
3.8
3.0
0.8

–4.7
0.2
–5.0
–1.6
3.1
–3.5
6.6
29.4
29.3
16.5
4.1
8.7
0.1
2.2

0.2
–5.6
5.8
0.9
–3.0
–7.4
4.4
9.0
10.0
4.8
0.1
5.2
–1.1
11.7

–5.4
0.4
–5.8
0.7
–2.2
–7.4
5.2
10.3
10.1
6.5
1.2
2.4
0.2
1.7

2.3
–1.1
3.4
1.7
–2.5
–7.4
4.9
14.7
14.6
11.9
1.1
1.6
0.1
3.8

–0.2
–1.2
1.0
6.1
–4.5
–8.9
4.3
16.2
16.2
–1.5
1.3
16.4
0.0
–0.1

5.4
–0.6
5.9
6.8
–4.2
–8.9
4.8
187.8
187.8
10.8
0.9
176.0
0.0
2.0

7.6
–2.0
9.6
7.4
–4.2
–8.9
4.7
–19.6
–19.6
5.2
0.5
–25.2
0.0
1.1

4.4
–2.3
6.8
4.4
18.4
13.5
4.9
–136.6
–136.7
10.5
1.3
–148.5
0.1
1.7

Less: Personal current taxes ...................................................................

3.8

4.9

3.5

6.1

–8.2

–377.8

215.5

24.7

Equals: Disposable personal income......................................................

48.9

1.1

18.9

40.5

35.5

595.9

–208.0

–114.7

Less: Personal outlays .............................................................................
Personal consumption expenditures ........................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services................................................................................................
Personal interest payments 1 ...................................................................
Personal current transfer payments .........................................................
To government ......................................................................................
To the rest of the world (net) .................................................................

19.2
21.8
–10.8
9.7
23.0
–2.8
0.1
0.1
0.0

37.7
43.2
–1.5
13.1
31.6
–6.1
0.7
0.1
0.6

–7.9
–1.9
2.9
–11.8
6.9
–6.2
0.2
0.2
0.0

51.1
57.0
–10.1
35.1
32.0
–6.1
0.2
0.2
0.0

35.3
37.3
–2.5
20.6
19.2
–2.6
0.7
0.3
0.4

74.5
76.8
2.9
34.8
39.1
–2.7
0.3
0.3
0.0

63.2
65.5
–14.2
44.7
34.9
–2.6
0.3
0.3
0.0

24.4
24.1
–15.5
9.9
29.8
–0.1
0.4
0.4
0.0

Equals: Personal saving ...........................................................................

29.7

–36.6

26.7

–10.5

0.2

521.4

–271.2

–139.1

Addendum:
Real disposable personal income, billions of chained (2000) dollars 2 ....

17.0

–26.2

4.1

6.9

8.7

452.7

–237.7

–149.2

p Preliminary
r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the first quarter of 2008.
1. Consists of nonmortgage interest paid by households.
2. Equals disposable personal income deflated by the implicit price deflator for personal consumption expenditures.

Table 4. Personal Income and Its Disposition, Change from Preceding Period (Years and Quarters)
[Billions of dollars]
Seasonally adjusted at annual rates
2006

2007

2007
I

II

2008
III

IV

I

r

II r

Personal income........................................................................................
Compensation of employees, received ...............................................
Wage and salary disbursements .......................................................
Private industries...............................................................................
Goods-producing industries ...........................................................
Manufacturing .............................................................................
Services-producing industries........................................................
Trade, transportation, and utilities...............................................
Other services-producing industries ...........................................
Government.......................................................................................
Supplements to wages and salaries.................................................
Employer contributions for employee pension and insurance funds..
Employer contributions for government social insurance ..................
Proprietors’ income with inventory valuation and capital
consumption adjustments.................................................................
Farm .....................................................................................................
Nonfarm................................................................................................
Rental income of persons with capital consumption adjustment.....
Personal income receipts on assets ....................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts .......................................................
Government social benefits to persons ................................................
Old-age, survivors, disability, and health insurance benefits .............
Government unemployment insurance benefits ................................
Other .................................................................................................
Other current transfer receipts, from business (net) .............................
Less: Contributions for government social insurance.......................

724.1
406.8
355.5
313.3
68.0
27.2
245.4
48.5
196.9
42.3
51.2
30.8
20.4

669.3
386.0
334.8
282.5
38.2
14.8
244.2
48.5
195.7
52.2
51.3
35.1
16.2

248.3
147.9
131.8
113.7
15.5
8.2
98.1
16.3
81.9
18.0
16.1
9.5
6.5

104.5
26.1
16.7
8.5
2.3
–2.4
6.3
15.7
–9.4
8.2
9.4
10.1
–0.6

152.9
79.2
67.0
54.5
3.6
–0.6
50.7
–1.2
52.0
12.7
12.2
8.8
3.4

141.7
101.7
87.8
76.4
13.9
6.8
62.7
13.0
49.5
11.3
13.9
9.4
4.5

88.4
68.7
52.5
34.9
–0.5
–1.8
35.2
2.1
33.3
17.6
16.2
9.4
6.8

213.7
61.3
50.0
35.9
–1.4
0.4
37.4
–1.4
38.8
14.1
11.3
9.1
2.3

54.9
–17.9
72.9
3.4
227.9
103.4
124.5
82.3
96.2
94.4
–1.4
3.2
–13.9
51.2

41.5
27.8
13.6
–4.3
175.3
88.9
86.4
110.3
103.3
60.5
2.4
40.3
7.0
39.6

14.8
15.6
–0.8
–3.1
42.3
26.6
15.7
65.9
62.2
22.7
0.9
38.5
3.7
19.4

13.0
3.0
10.0
9.5
51.6
33.9
17.8
3.5
2.2
15.6
–0.1
–13.3
1.3
–0.7

13.6
5.1
8.5
–2.8
48.4
30.1
18.2
21.4
20.5
11.3
1.3
7.9
0.8
6.9

10.0
–0.3
10.3
–3.2
25.3
6.5
18.8
17.2
16.7
0.8
1.8
14.2
0.6
9.3

–2.1
–5.5
3.4
0.5
–2.1
–18.1
16.0
40.3
41.1
22.8
3.9
14.4
–0.9
16.9

5.6
–2.9
8.5
14.5
–11.1
–25.2
14.1
148.1
148.0
17.6
3.2
127.1
0.2
4.7

Less: Personal current taxes ...................................................................

145.4

139.6

59.9

29.9

12.2

18.9

14.5

–183.0

Equals: Disposable personal income......................................................

578.7

529.8

188.4

74.5

140.8

122.7

74.0

396.7

Less: Personal outlays .............................................................................
Personal consumption expenditures ........................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services................................................................................................
Personal interest payments 1 ...................................................................
Personal current transfer payments .........................................................
To government ......................................................................................
To the rest of the world (net) .................................................................

540.5
513.1
31.3
171.1
310.7
20.4
7.0
3.7
3.2

543.1
503.0
30.7
147.8
324.5
30.0
10.1
5.0
5.2

165.2
167.9
18.4
57.7
91.8
–6.1
3.4
1.4
1.9

152.7
132.6
8.7
56.2
67.6
18.6
1.6
1.2
0.3

125.1
108.1
0.9
28.9
78.4
15.6
1.2
1.0
0.3

127.2
127.1
–3.2
59.6
70.7
–1.5
1.7
0.7
1.0

95.7
109.6
–12.0
44.5
77.1
–15.0
1.0
0.4
0.6

137.4
147.7
–11.0
78.2
80.5
–11.4
1.2
0.8
0.4

Equals: Personal saving ...........................................................................

38.2

–13.3

23.2

–78.2

15.7

–4.4

–21.8

259.3

Addendum:
Real disposable personal income, billions of chained (2000) dollars 2 ....

285.6

237.0

91.5

–13.2

66.6

12.0

–15.2

237.5

r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the first quarter of 2008.
1. Consists of nonmortgage interest paid by households.
2. Equals disposable personal income deflated by the implicit price deflator for personal consumption expenditures.

Table 5. Personal Income and Its Disposition, Percent Change from Preceding Period (Months)
Seasonally adjusted at monthly rates
2007

2008

December

January r

February r

March r

April r

May r

June r

July p

Based on current-dollar measures
Personal income........................................................................................
Compensation of employees, received ....................................................
Wage and salary disbursements ..........................................................
Supplements to wages and salaries.....................................................
Proprietors’ income with inventory valuation and capital consumption
adjustments ..........................................................................................
Rental income of persons with capital consumption adjustment .............
Personal income receipts on assets ........................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts ............................................................
Less: Contributions for government social insurance ..............................

0.4
0.4
0.4
0.3

0.1
0.1
0.0
0.6

0.2
0.3
0.3
0.2

0.4
0.4
0.5
0.1

0.2
0.1
0.1
0.4

1.8
0.3
0.3
0.3

0.1
0.2
0.2
0.2

–0.7
0.3
0.3
0.2

–0.4
–4.2
0.1
–0.3
0.8
1.7
0.2

0.0
2.5
–0.1
–0.6
0.5
0.5
1.2

–0.5
1.8
–0.1
–0.6
0.6
0.6
0.2

0.2
4.6
–0.1
–0.6
0.6
0.8
0.4

0.0
14.9
–0.2
–0.7
0.5
0.9
0.0

0.5
14.6
–0.2
–0.7
0.6
10.4
0.2

0.7
13.8
–0.2
–0.7
0.6
–1.0
0.1

0.4
7.2
0.9
1.1
0.6
–6.9
0.2

Less: Personal current taxes ...................................................................

0.3

0.3

0.2

0.4

–0.5

–24.7

18.7

1.8

Equals: Disposable personal income......................................................

0.5

0.0

0.2

0.4

0.3

5.7

–1.9

–1.1

Addenda:
Personal consumption expenditures ........................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services................................................................................................

0.2
–1.0
0.3
0.4

0.4
–0.1
0.4
0.5

0.0
0.3
–0.4
0.1

0.6
–0.9
1.2
0.5

0.4
–0.2
0.7
0.3

0.8
0.3
1.2
0.6

0.6
–1.3
1.5
0.6

0.2
–1.5
0.3
0.5

Real disposable personal income ............................................................

0.2

–0.3

5.2

–2.6

–1.7

Based on chained (2000) dollar measures
0.0

0.1

0.1

p Preliminary
r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the first quarter of 2008.

Table 6. Personal Income and Its Disposition, Percent Change from Preceding Period (Years and Quarters)
Seasonally adjusted at annual rates
2006

2007

2007
I

II

2008
III

IV

I

r

II r

Based on current-dollar measures
Personal income........................................................................................
Compensation of employees, received ....................................................
Wage and salary disbursements ..........................................................
Supplements to wages and salaries.....................................................
Proprietors’ income with inventory valuation and capital consumption
adjustments ..........................................................................................
Rental income of persons with capital consumption adjustment .............
Personal income receipts on assets ........................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts ............................................................
Less: Contributions for government social insurance ..............................

7.1
5.8
6.3
3.8

6.1
5.2
5.6
3.7

9.1
8.0
8.8
4.6

3.7
1.4
1.1
2.7

5.4
4.1
4.3
3.4

4.9
5.3
5.6
3.9

3.0
3.5
3.3
4.5

7.3
3.1
3.1
3.1

5.7
8.3
14.3
10.1
21.7
5.4
5.9

4.1
–9.6
9.6
7.9
12.4
6.9
4.3

5.9
–28.9
9.3
9.6
8.7
17.2
8.5

5.1
161.0
11.1
12.1
9.7
0.8
–0.3

5.3
–22.7
10.1
10.4
9.8
5.1
2.9

3.8
–27.3
5.1
2.1
9.8
4.1
3.9

–0.8
5.3
–0.4
–5.7
8.1
9.6
7.1

2.1
252.2
–2.1
–8.0
7.0
37.7
1.9

Less: Personal current taxes ...................................................................

12.0

10.3

18.3

8.5

3.3

5.1

3.9

–39.8

Equals: Disposable personal income......................................................

6.4

5.5

7.9

3.0

5.7

4.9

2.9

16.1

Addenda:
Personal consumption expenditures ........................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services................................................................................................

5.9
3.1
6.8
6.0

5.5
2.9
5.5
5.9

7.4
7.1
8.8
6.7

5.7
3.3
8.4
4.8

4.6
0.3
4.2
5.6

5.3
–1.2
8.7
4.9

4.5
–4.3
6.3
5.3

6.0
–4.1
11.0
5.5

Real disposable personal income ............................................................

3.5

2.8

0.6

–0.7

11.4

Based on chained (2000) dollar measures
4.4

–0.6

r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the first quarter of 2008.

3.1

Table 7. Real Personal Consumption Expenditures by Major Type of Product (Months)
2007

2008

December

January

February

April r

March

May r

June r

July p

Billions of chained (2000) dollars, seasonally adjusted at annual rates
Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

8,307.2
1,243.0
2,400.4
4,689.6

8,317.3
1,239.7
2,395.4
4,706.2

8,304.6
1,241.8
2,388.3
4,699.6

8,326.2
1,229.5
2,410.1
4,707.3

8,337.3
1,230.3
2,419.3
4,708.3

8,363.8
1,237.3
2,427.4
4,720.8

8,355.5
1,219.8
2,421.3
4,730.7

8,322.5
1,200.8
2,400.5
4,732.5

Change from preceding period in billions of chained (2000) dollars, seasonally adjusted at annual rates
Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

–4.6
–9.5
–4.8
6.7

10.1
–3.3
–5.0
16.6

–12.7
2.1
–7.1
–6.6

21.6
–12.3
21.8
7.7

11.1
0.8
9.2
1.0

26.5
7.0
8.1
12.5

–8.3
–17.5
–6.1
9.9

–33.0
–19.0
–20.8
1.8

Percent change from preceding period in chained (2000) dollars, seasonally adjusted at monthly rates
Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

–0.1
–0.8
–0.2
0.1

0.1
–0.3
–0.2
0.4

–0.2
0.2
–0.3
–0.1

0.3
–1.0
0.9
0.2

0.1
0.1
0.4
0.0

0.3
0.6
0.3
0.3

–0.1
–1.4
–0.3
0.2

–0.4
–1.6
–0.9
0.0

p Preliminary
r Revised

Table 8. Real Personal Consumption Expenditures by Major Type of Product (Years and Quarters)
Seasonally adjusted at annual rates
2006

2007

2007
I

II

2008
III

IV

II r

I

Billions of chained (2000) dollars
Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

8,029.0
1,185.1
2,335.3
4,529.9

8,252.8
1,242.4
2,392.6
4,646.2

Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

237.3
50.7
82.6
109.0

223.8
57.3
57.3
116.3

8,197.2
1,227.3
2,380.1
4,616.1

8,237.3
1,242.3
2,391.5
4,632.7

8,278.5
1,249.4
2,398.6
4,659.8

8,298.2
1,250.6
2,400.2
4,676.1

8,316.1
1,237.0
2,397.9
4,704.3

8,352.2
1,229.1
2,422.6
4,719.9

17.9
–13.6
–2.3
28.2

36.1
–7.9
24.7
15.6

0.9
–4.3
–0.4
2.4

1.7
–2.5
4.2
1.3

Change from preceding period in billions of chained (2000) dollars
77.3
26.6
20.3
34.6

40.1
15.0
11.4
16.6

41.2
7.1
7.1
27.1

19.7
1.2
1.6
16.3

Percent change from preceding period in chained (2000) dollars
Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................
r Revised

3.0
4.5
3.7
2.5

2.8
4.8
2.5
2.6

3.9
9.2
3.5
3.1

2.0
5.0
1.9
1.4

2.0
2.3
1.2
2.4

1.0
0.4
0.3
1.4

Table 9. Price Indexes for Personal Consumption Expenditures:
Level and Percent Change From Preceding Period (Months)
2007

2008

December

January

February

April r

March

May r

June r

July p

Chain-type price indexes (2000=100), seasonally adjusted
Personal consumption expenditures (PCE)............................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

119.678
86.398
122.229
126.534

120.052
86.508
123.030
126.760

120.212
86.598
122.903
127.083

120.585
86.636
123.245
127.557

120.873
86.382
123.631
127.938

121.407
86.123
124.651
128.427

122.312
86.204
126.813
128.897

123.087
86.276
128.321
129.476

Addenda:
PCE excluding food and energy...............................................................
Market-based PCE 1 ................................................................................
Market-based PCE excluding food and energy 1 .....................................

115.706
117.865
112.624

115.975
118.262
112.900

116.141
118.392
113.029

116.357
118.701
113.134

116.532
119.016
113.320

116.720
119.590
113.487

117.016
120.588
113.775

117.336
121.385
114.030

Percent change from preceding period in price indexes, seasonally adjusted at monthly rates
PCE.............................................................................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

0.3
–0.2
0.5
0.2

0.3
0.1
0.7
0.2

0.1
0.1
–0.1
0.3

0.3
0.0
0.3
0.4

0.2
–0.3
0.3
0.3

0.4
–0.3
0.8
0.4

0.7
0.1
1.7
0.4

0.6
0.1
1.2
0.4

Addenda:
PCE excluding food and energy...............................................................
Market-based PCE 1 ................................................................................
Market-based PCE excluding food and energy 1 .....................................

0.2
0.3
0.2

0.2
0.3
0.2

0.1
0.1
0.1

0.2
0.3
0.1

0.2
0.3
0.2

0.2
0.5
0.1

0.3
0.8
0.3

0.3
0.7
0.2

p Preliminary
r Revised
1. This index is a supplemental measure that is based on household expenditures for which there are observable price measures. It excludes most implicit prices (for example, the services furnished without
payment by financial intermediaries) and the expenses of nonprofit institutions.

Table 10. Real Disposable Personal Income and Real Personal Consumption Expenditures:
Percent Change From Month One Year Ago
2007

2008

December

January r

February r

March r

April r

May r

June r

July p

Disposable personal income....................................................................

1.6

0.8

0.5

0.4

0.9

6.3

3.4

1.2

Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

1.9
2.0
1.0
2.3

1.7
1.3
0.8
2.1

1.2
1.4
0.5
1.4

1.5
–0.3
0.9
2.2

1.4
–0.1
1.6
1.5

1.5
–1.7
1.4
2.1

1.3
–1.4
1.0
2.0

0.7
–2.6
–0.3
1.8

p Preliminary
r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the first quarter of 2008.

Table 11. Price Indexes for Personal Consumption Expenditures:
Percent Change From Month One Year Ago
2007

2008

December

January

February

April r

March

May r

June r

July p

Personal consumption expenditures (PCE)............................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

3.5
–1.6
6.0
3.4

3.6
–1.3
6.5
3.2

3.5
–1.4
6.1
3.1

3.4
–1.2
5.6
3.3

3.4
–1.2
5.5
3.3

3.5
–1.3
5.6
3.4

4.0
–1.3
7.3
3.5

4.5
–1.0
8.2
3.8

Addenda:
PCE excluding food and energy...............................................................
Market-based PCE 1 ................................................................................
Market-based PCE excluding food and energy 1 .....................................

2.3
3.5
1.9

2.2
3.5
1.8

2.1
3.4
1.7

2.2
3.3
1.7

2.2
3.3
1.8

2.2
3.5
1.9

2.3
4.1
2.0

2.4
4.7
2.1

p Preliminary
r Revised
1. This index is a supplemental measure that is based on household expenditures for which there are observable price measures. It excludes most implicit prices (for example, the services furnished without
payment by financial intermediaries) and the expenses of nonprofit institutions.