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Annual Report of the  Superintendent of Banks of the  State of A labam a  FOR THE FISCAL YEAR ENDING   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  SEPTEMBER 30, 1923  TO THE GOVERNOR  Annual Report of the  Superintendent of Banks of the  State of A labam a  FOR THE FISCAL YEAR ENDING   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  SEPTEMBER 30, 1925  TO THE GOVERNOR   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  LETTER OF TRANSMITTAL Honorable W. W. Brandon, Governor of Alabama, Montgomery, Ala. Dear Sir: I herewith submit my annual report for the year ending Septem­ ber 30, 1925. Knowing your deep interest in all departments of the State gov­ ernment, I take this opportunity of advising you of a change in the policy of the liquidation of failed banks, which has already saved to the people of the State a large amount, and which will in the future save a much greater amount. During the past year I have appointed a general liquidating agent to have charge of the liquidation of banks. I was fortunate in securing the services of Mr. H. G. Boyd, who is highly trained for the duties of this position, and who is obtaining wonderful results. Consequently, the few banks that have failed are being liquidated in a systematic and economical manner, and not in a haphazard way. I have also adopted the policy of having one attorney to represent the Banking Department in liquidating banks. The firm of Steiner, Crum & Weil, Montgomery, Ala., is acting in this capacity, and Judge B. P. Crum, an outstanding attorney, gives these matters his personal attention. When available, a printed copy of my report shall be rendered to you as a supplement to this report.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Respectfully, A. E. JACKSON, Superintendent of Banks.  4  A N N U A L REPORT FOR 1925  PERSONNEL OF BANKING DEPARTMENT  Banking Board W. W . Crawford, President American Trust & Savings Bank__ __________________________________________________ Birmingham F. P. Folmar, Cashier W . B. Folmar & Sons________________ Troy A. E. Jackson, Superintendent of Banks______________ Montgomery A. E. Jackson, Superintendent of Banks______________ Montgomery C. R. Keener, Assistant Superintendent of Banks______ Montgomery A. P. Imahorn, Examiner_____________________________ Montgomery H. L. McCain, Examiner_____________________________ Birmingham A. B. McWilliams, Examiner______________________________ Athens W . H. Montgomery, Examiner________________________ Montgomery M. A. O ’Dom, Examiner_____________________________________Selma Mrs. W . W . Skinner, Stenographer___________________ Montgomery Mrs. E. O. Harper, Stenographer______________________Montgomery   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  SUMMARY  OF T H E  C O N D IT IO N  OF S T A T E B A N K S IN A L A B A M A ON C A L L S M A D E D U R I N G T H E Y E A R E N D I N G S E P T E M B E R 30, 1925  Oct. 22, 1924 253 Banks 19 Branches  Dec. 31, 1924 252 Banks 19 Branches  F IS C A L  April 6, 1925 June 23, 1925 Sept. 28, 1925 252 Banks 251 Banks 252 Banks 19 Branches 19 Branches 19 Branches  RESOURCES  Total.  98,810,437.28 $ 98,179,479.97 $103,147,767.42 $106,118,314.30 $109,072,038.11 121,615.94 111,138.32 199,338.86 288,410.25 95,743.49 1,624,110.26 1,652,382.15 2,184,406.26 1,012,537.72 1,160,662.47 8.966.735.22 10,269,694.20 9,894,607.08 10,692,305.64 10,624,579.32 3,914,452.84 3,899,504,96 4,171,689.22 3,931,720.23 4,217,937.90 2.092.353.22 2,222,165.99 2,479,744.94 2,724,099.84 2,419,388.15 5,017,418.57 5,906,145.61 4,755,722.45 5,332,076.36 4,667,027.11 28,765,111.64 22,429,655.08 28,228,359.57 21,368,872.30 18,104,725.82 1,230,421.93 1,111,557.25 296,214.58  2,447,752.79 1,507,651.82  1,309,387.75 1,454,022.59 346,449.28 997,392.84  914,632.15 634,766.80 260,901.30 824,656.75  1,479,275.09 1,796,810.69 548,157.07 830,732.38  .. $145,692,695.09 $154,434,753.00 $151,920,874.67 $149,977,045.24 $ 166,839,891.12  L IA B IL IT IE S  Capital Stock___ _______ ___________________ $ 13,280,300.00 Surplus............................................................ . 6,643,853.24 Undivided Profits and Reserves....... .......... 3,860,402.67 Demand Deposits__________ ______________ 73,470,042.38 Time Deposits.......................... ........................ 41,643,327.55 Bills Payable..___ __________ ___ ____________ 4,586,057.72 Rediscounts........................... ........ .................... 1,243,167.52 Other Liabilities................................................. 965,644.01 Acceptances.............................................................. Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  13,430,300.00 $ 13,781,300.00 $ 13, 827,900.00 $ 13,732,700.00 7,178,186.60 6,805,644.68 6,911,705.78 6,932,176.25 4,481,103.82 3,236,066.99 4,065,644.36 4,638,130.06 71,408,964.64 89,152,934.40 79,005,846.81 85,265,244.59 46,305,138.87 45,219,934.45 42,325,537.90 44,215,490.61 5,866,712.53 4,382,576.30 1,930,115.81 2,014,913.93 652,298.59 1,229,578.65 632,173.21 864,621.80 130,728.83 124,220.16 809,669.82 120,442.01 830,732.38 743,390.30 920,438.90  STATE SUPERINTENDENT OF BANKS  Loans and (Discounts----------- --------------------Overdrafts_______ _________________________ United States Bonds______________________ Other Bonds, Stocks and Warrants____ Banking House, Furniture and Fixtures__ Other Real Estate________________________ Cash in Vaults____________________________ Due from Banks___________________________ Exchanges for Clearing Houses and Cash Items__________ ___ Collections in Transit Other Resources-.....~. Acceptances____ ___ _  $145,692,695.09 $154,434,753.00 $151,920,874.67 $149,977,045.24 $ 166,839,891.12 ©1  6  A N N U A L REPORT FOR 1925  NEW BANKS Charters have been granted to the following banks during the year ending September 30, 1925: Capital Abbeville— Abbeville State Bank, April 4, 1925_____ ______________ $ 25,000 Birmingham— Brotherhood of Locomotive Engineers Bank & Trust Company, January 29, 1925___ ___ __________________________________ $500,000 Boligee— Boligee Banking Company, February 16, 1925_________ ______25,000 *Hurtsboro— Bank of Hurtsboro, March 3, 1925___ _______________ ____ _$ 40,000 Jacksonville— Alabama Trust & Savings Bank, March 12, 1925 ....... 25,000 *The Bank of Hurtsboro had been operating as a private bank and was incorporated on March 3, 1925.  RENEWALS OF CHARTERS Charters of the following banks were renewed for periods of twenty years: From Aliceville— Aliceville Bank & Trust Co____Oct. 1, 1924 Carrollton— Bank of Carrollton_____________Jan. 9, 1926 Clio— Clio Banking Company..._____________ July 6, 1925 Cuba— Bank of Cuba_________________ ______ Nov. 12, 1924 Florence— Alabama Trust & Savings Bank ... Sept. 28, 1925 Gordo— Merchants & Farmers Bank_______ Oct. 6, 1925 Guin— Marion County Banking Company___June 28, 1925 Heflin— Bank of Heflin______________________ Feb. 2, 1925 Moulton— Bank of Moulton_________________ June 17, 1925 New Market— New Market Banking Co____ April 8, 1925 Phenix City— Phenix-Girard Bank_____ __ ... Oct. 20, 1924 Sulligent— Bank of Sulligent________ ____ ___ Dec. 8, 1924 Woodlawn— Woodlawn Savings Bank___ ___ March 27, 1925  To  Oct. 1, 1944 Jan. 9, 1946 July 6, 1945 N o v. 12, 1944  Sept. 28, 1945 Oct. 6, 1945 June 28, 1945 Feb. 2, 1945 June 17, 1945 April 8, 1945 Oct. 20, 1944 Dec. 8, 1944 March 27, 1945  TRUST DEPARTMENTS The Woodlawn Savings Bank, Woodlawn, Alabama, was au­ thorized on March 27, 1925, to conduct a trust department. CONSOLIDATIONS The Federated Bank & Trust Company, Birmingham, Alabama, wias taken over by or consolidated with the Brotherhood of Loco­ motive Engineers Bank & Trust Company, also of Birmingham. The State Bank of Foley and the South Baldwin State Bank, both of Foley, Alabama, consolidated and are operating as The Farmers & Merchants Bank under their combined capital of $40,000.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ST A T E SU PER IN TE N D EN T OF BANKS  7  INCREASE OF CAPITAL STOCK F ro m  To  Camden— Bank of Camden..__ ___________ _________ __ ____ ___ $ 30,000 Childersburg— First State Bank______________________________ 12,500 100,000 Ensley— Bank of Ensley____________________________ Reform— State Bank of Reform___ _____ 25,000 10,000 Silverhill— State Bank of Silverhill__ _____________ Woodlawn— Woodlawn Savings Bank____ _____ 25,000  $ 60,000 20,000 200,000 50,000 20,000 50,000  DECREASE OF CAPITAL STOCK F ro m  To  Prattville— Autauga Banking & Trust Company_____________ $150,000 Roanoke— Merchants & Farmers Bank ... _________________ 125,000 Wetumpka— Bank of Wetumpka.._________ ___ ___ _____ ______ 50,000  $ 75,000 75,000 25,000  UNCLAIMED DEPOSITS OF LIQUIDATED BANKS The following amount, representing unclaimed deposits, was certified into the State Treasury on April 28, 1925, having remained in the hands of the Superintendent of Banks longer than three years: Planters Bank, Talladega Springs_______________ ___ _____________________ $1.50  The following amounts represent unclaimed deposits dated banks on hand September 30, 1925, which the law must be held by the Superintendent of Banks for a period years before being certified into the State Treasury. All accounts draw 4 per cent interest:  of liqui­ requires of three of these  Clanton— Union State Bank Deposited with Peoples Savings Bank, Clanton, on October 24, 1922_____ ___ ________________________________________________ __ ___ $ 48.17 Deposited with Peoples Savings Bank, Clanton, on March 28, 1923 254.66 Clanton— Clanton Bank Deposited with Peoples Savings Bank, Clanton, on July 20, 1925___.  80.15  Collinsville— Collinsville Savings Bank Deposited with Union Bank & Trust Company, Montgomery, on September 18, 1924______________ ___ _____________________________  5.41  Fort Payne— DeKalb County Bank [Deposited with Union Bank & Trust Company, Montgomery, on January 29, 1923 _________ _________________________________________  303.19  Guntersville— Bank of Guntersville Deposited with Citizens Bank of Guntersville on June 25, 1925____ 1,472.64 Red Level— First Bank of Red Level Deposited with Union Bank & Trust Company, Montgomery, on January 14, 1925___ ____ __ _______ ________________________________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  20.14  A N N U A L REPORT FOR 1925  8  RECEIPTS AND DISBURSEMENTS FOR THE YEAR ENDING SEPTEMBER 30, 1925 Receipts Fees from special examinations_________________________ $ 718.75 Fees for reports to Federal Reserve Bank_______________ 20.00 Filing fees_____________________________________________ 700.00 Miscellaneous receipts________________________________ 8.67 Assessments___________________________________________ 18,920.60 $20,368.02 Disbursements Salaries _______________________________________________ $25,555.72 Traveling expense______________________________________ 7,742.07 Membership National Association Supervisors of State Banks _______________________________________ :____ 40.00 R. G. Dun Commercial Service__________________________ 175.00 Banking Board, per diem______________________________ 300.00 137.80 Banking Board, traveling expense_______________________ $33,950.59 The following amounts are expenses of the Banking Depart­ ment, but were charged to special appropriations and not to the Banking Department: Postage _________________________________________________ $ Telephone_______________________________________________ Telegraph ______________________________________________ Printing ________________________________________________ Repairing andRefurnishingCapitol_________________________ Official Bonds____________________________________________ Miscellaneous _______________________________________ Stationery and OfficeSupplies____________________________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  440.00 141.54 24.42 599.91 175.51 297.50 20.00 309.79  $2,008.67  S T A T E SU PER IN TE N D EN T OP BANKS  9  THE FOLLOWING IS A LIST OF BANKS HAVING SURPLUS AND UNDIVIDED PROFITS EQUAL TO OR GREATER THAN THE CAPITAL STOCK Surplus and Capital Profit 25,000 $ 30,371.29 55,000 121,545.23 40,000 50,468.72 30,000 30,228.24 25,000 41,851.83 50,000 50,228.29  Albertville—J. F. Hooper, Banker_________ $ Alexander City—Alexander City Bank_____ Aliceville—Aliceville Bank & Trust Co____ Athens— Citizens Bank & Trust Co_______ Auburn— Bank of Auburn—_______________ Bay Minette— Baldwin County Bank______ Birmingham— Birmingham Trust & Savings Company ______________________________ 1,000,000 Birmingham— North Birmingham Trust & 100,000 Savings Bank___________________________ 100,000 Birmingham— Steiner Bros________________ 25,000 Brent— Brent Banking Co_________________ 50,000 Brewton— Bank of Brewton______________ 35,800 Brewton— Farmers & Merchants Bank_____ 20,000 Butler— Choctaw Bank____________________ 50,000 Camp Hill— Bank of Camp Hill___________ 25,000 Carbon Hill— Citizens Bank______________ 16,500 Cedar Bluff— Cedar Bluff Bank___________ 25,000 Centre— Cherokee County Bank___________ 15,000 Clanton— Peoples Savings Bank___________ 50,000 Clayton— Clayton Banking Co____________ 15,000 Cordova— Cordova State Bank____________ 15,000 Cuba— Bank of Cuba______________________ 225,000 Decatur— Tennessee Valley Bank_________ 125,000 Demopolis— Robertson Banking Co_______ 25,000 Dora— Dora Banking Co__________________ 60,000 Dothan— Dothan Bank & Trust Co_______ Ensley— Bank of Ensley___________________ 200,000 50,000 Enterprise— Enterprise Banking Co_______ 100,000 Evergreen— Peoples Bank________________ 55,000 Eutaw— Merchants & Farmers Bank______ 50,000 Faunsdale— Watkins Banking Co_________ 60,000 Fayette— Citizens Bank__________________ 25,000 Fort Deposit— Fort Deposit Bank_________ 12,500 Gaylesville— Bank of Gaylesville__________ 50,000 Geneva— Citizens Bank____________________ 100,000 Greenville— Bank of Greenville___________ 25,000 Guin— Marion County Banking Co________ 10,000 Hackleburg— Bank of Hackleburg_________ 10,000 Hanceville— Merchants Bank_____________ 25,000 Hartselle— Bank of Hartselle_____________ 100,000 Huntsville— W . R. Rison Banking Co_____   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,100,311.82 150,785.98 305,505.58 29,073.28 60,423.76 45,735.21 23,446.56 51,668.05 26,555.41 31,636.81 26,476.01 75,835.46 56,766.75 19,847.30 16,031.41 349,392.27 141,145.35 41,105.31 71,719.49 202,687.29 80,982.53 174,561.04 58,945.06 53,456.12 64,512.84 27,721.13 23,981.66 137,866.67 155,059.20 47,591.49 14,676.97 21,495.53 33,201.85 254,277.87  10  A N N U A L REPORT FOR 1925  Jackson—Jackson Bank & Trust Co_______ Jasper—Jasper Trust Co__________________ Kennedy— Bank of Kennedy______________ Lexington— Bank of Lexington___________ Livingston—Bank of Sumter_____________ Luverne— Farmers Bank_________________ Marion— Marion Central Bank____________ Marion— Peoples Bank____________________ Midway—James & Midway Banking Co___ Mobile— Merchants Bank_________________ Mobile— Peoples Bank___________________ Montgomery— Union Bank & Trust Co___ Moulton— Bank of Moulton______________ Moulton— Citizens Bank_________________ Notasulga— First Bank of Notasulga_______ Phenix City—Phenix-Girard Bank________ Roanoke— Roanoke Banking Co__________ Robertsdale—Robertsdale State Bank_____ Rogersville— Bank of Rogersville_________ Selma— Selma Trust & Savings Bank______ Springville— Bank of Springville__________ Thomaston— Planters Bank & Trust Co__ Troy— W . B. Folmar & Sons, Bankers_____ Troy— Troy Bank & Trust Co_____________ Tuskegee— Bank of Tuskegee_____________ Tuskegee— Macon County Bank__________ Uniontown— Planters & Merchants Bank_ Wadley— Bank of Wadley________________ West Blocton— West Blocton Savings Bank Winfield—Winfield State Bank___________ York— Bank of York______________________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  29,000 50,000 15,000 15,000 30,000 25,000 50,000 50,000 25,000 500,000 300,000 100,000 28,000 15,000 15,000 25,000 200,000 10,000 25,000 100,000 10,000 15,000 50,000 50,000 50,000 50,000 80,000 32,500 25,000 15,000 20,000  31,849.54 124,453.26 26,933.19 20,063.71 55,854.26 65.238.90 149.002.49 82.615.47 27,658.99 733,992.78 307,948.75 151,229.28 43.564.24 27.095.91 37,199.16 30,315.89 232,929'.03 17.582.48 29,075.03 121,902.32 12,849.50 18.256.53 100,079.89 64,413.15 84.852.53 115,571.01 102.856.50 38.949.48 48.677.24 27,080.85 25,257.70  ST A T E SU PER IN TEN D EN T OF B AN KS  11  BANKS WHOSE SWORN STATEMENTS AS PUBLISHED AT CLOSE OF BUSINESS ON SEPTEMBER 28, 1925, SHOW NO OVERDRAFTS Abbeville---------------------Abbeville State Bank Alexander City________Alexander City Bank Bay Minette__________ Baldwin County Bank Bayou LaBatre_______ Bank of Bayou LaBatre Belle Mina____________ Belle Mina Bank Berry_________________ Bank of Berry Birmingham___________Industrial Savings Bank Birmingham (N orth)__ North Birmingham Trust & Savings Bank Birmingham ( North)___Security Trust & Savings Bank *Calera_______________ Central State Bank Camp Hill____________ Bank of Camp Hill Castleberry____________Peoples Bank Centerville____________ Peoples Bank Cordova_______________ Citizens Bank & Trust Co. Cragford______________ Cragford Bank Dadeville______________Sturdivant Bank Evergreen_____________ Peoples Bank Goodwater____________ Peoples Trust & Savings Bank Greensboro____________ Peoples Bank Hurtsboro_____________Farmers & Merchants Bank Jasper_________________Jasper Trust Co. Midway_______________ James & Midway Banking Co. Millport_______________ Millport State Bank Moundville____________ Bank of Moundville New Hope____________Bank of New Hope Ozark_________________ Ozark City Bank Phenix City___._______ Phenix-Girard Bank Pinckard______________ Peoples Bank Pittsview______________Bank of Pittsview Ragland_______________ Bank of Ragland Ramer________________ Bank of Ramer Rockford______________ Bank of Rockford Samson_______________ Farmers & Merchants Bank Selma_________________ City Savings Bank Selma_________________ Selma Trust & Savings Bank Standing Rock________ Bank of Standing Rock Troy__________________ W . B. Folmar & Sons, Bankers Verbena_______________Bank of Verbena Warrior_______________ Bank of Warrior *The name of the Central State Bank, Calera, should have also been in­ cluded in the report for the year ending September 30, 1924, but was omitted through oversight.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  A N N U A L REPORT FOR 1925  12  THE TALE OF A BANKER WHO THOUGHT HE WAS DOING HIS COMMUNITY A FAVOR (From the Ninth District Banker) About a year ago a bank in the northern part of Minnesota was closed because of bad paper in the bank. The president of the bank, who was a fine, honest old man, called at the State Banking Depart­ ment in St. Paul and made a statement substantially as follow s: “ Before I started the bank I had a definite opinion, which is not uncommon with the public, that the chief purpose of the bank was to help its customers by loaning them money when they needed it badly, to help new settlers, build up the community, etc., and that everything else was of secondary importance. “ I started the bank— loaned more money to the new settlers than they were entitled to— I helped them buy their land— put up their buildings—and stock their farms. When they could not pay back their loans, and were hard up, I helped them again and again. Finally, when many of the loans were known to be worthless, I turned over to the bank about $20,000 of my own property, practi­ cally all I had, and took out of the bank that amount of bad paper. When additional bad paper developed, I was unable to remove it, and the bank was forced to close. “ I can clearly see, and frankly admit, my mistake now. If I had deliberately planned before I started the bank to devise some diabolical scheme to do the most harm to this community and its people, I could not possibly have devised any other scheme which would have done so much harm. “ I realize now that a banker’s first and great duty is to protect his depositors’ money which is entrusted to him. He has a right to invest his own money without adequate security, if he desires to do so, but when he is investing other people’s money he has a sacred duty to invest it safely. “ If he does not have the will to say ‘No’ when unsafe loans are asked for, he has no business in the banking business. “ When I see all around me the untold hardships and suffering I have caused by losing the money of my friends and people who trusted me, I fully realize that the good I first thought I was doing to the people in this community is small indeed when compared to the harm I have done. “ I know now that bankers must not let their sympathy get the better of their judgment in making loans. I have learned a great lesson in banking, but it is too late to undo the great harm I have done to the people in this community, but I trust other bankers will profit by my experience.”— (Quoted from “ American Banker.”)   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  S T A T E SU PER IN TE N D EN T OF B AN KS  13  BANKS IN PROCESS OF LIQUIDATION UNDER DIRECTION OF THE SUPERINTENDENT OF BANKS Ariton— Ariton Banking Co.: Date closed, February 6, 1925; liquidating agent, H. G. Boyd, Montgomery, and Y. E. Folsom, Ariton, assistant; at­ torneys, Steiner, Crum & Weil, Montgomery, and Sollie & Sollie, Ozark; dividends to September 30, 1925, 20%. . Birmingham— Penny Prudential Savings Bank: Date closed, December 22, 1915; liquidating agent, A. C. Garber, Birmingham; attorney, C. C. NsSmith, Birmingham; dividends to September 30, 1925, 40%. Birmingham— Jefferson County Bank: Date closed, January 27, 1916; liqui­ dating agents, W . W . Crawford, Birmingham, and W . C. Sterrett, assist­ ant, Birmingham; attorney, Phares Coleman, Birmingham; dividends to September 30, 1925, 100%* Clanton— Clanton Bank: Date closed, April 10, 1916; liquidating agent, H. G. Boyd; attorneys, Steiner, Crum & W eil; dividends to September 30, 1925, 100% and 86% (1). Carrollton— Pickens County State Bank: Date closed, October 18, 1924; liquidating agent, M. Johnson, Carrollton; attorneys, Steiner, Crum & Weil and Patton & Patton, Carrollton; dividends to September 30, 1925, 25%. Five Points— Bank of Five Points: Date closed, January 21, 1924; liquidating agent, D. T. Tatum, LaFayette; attorney, J. A. Hines, LaFayette; div­ idends to September 30, 1925, 60%. Flomaton— Bank of Flomaton: Date closed, August 27, 1924; liquidating agent, H. G. Boyd; attorneys, Steiner, Crum & Weil and Hamilton & Caffey, Brewton; dividends to September 30, 1925, 20%. Glenwood— Bank of Glenwood: Date closed, January 5, 1925; liquidating agent, H. G. Boyd; attorney, Steiner, Crum & W eil; dividends to Sep­ tember 30, 1925, 80% (2). Goodwater— Farmers & Merchants Bank: Date closed, January 24, 1918; liquidating agent, H. G. Boyd; attorneys, Steiner, Crum & W eil; div­ idends to September 30, 1925, 85% (3). Fort Payne— Citizens Bank & Security Co.: Date closed, August 30, 1924; liquidating agent, E. M. Box, Collinsville; attorneys, Steiner, Crum & Weil and C. A. Wolfes, Ft. Payne; dividends to September 30, 1925, 20%. Hodges— Hodges State Bank: Date closed, January 23, 1924; liquidating agent, W . A. Frost, Vina; attorneys, Chenault & Williams, Russellville; dividends to September 30, 1925, 60%. Lincoln— Lincoln Bank & Trust Co.: Date closed, January 7, 1925; liquidat­ ing agent, H. G. Boyd and Earl Montgomery, Lincoln, assistant; at­ torneys, Steiner, Crum & W eil; dividends to September 30, 1925, none. Marbury— Farmers Savings Bank: Date closed, January 7, 1924; liquidating agent, L. W . Tyson, Montgomery (H. G. Boyd, successor); attorney, J. J. Mayfield, Montgomery; dividends to September 30, 1925, 65%. Montgomery— Merchants Bank: Date closed, December 23, 1921; liquidating agent, B. F. Noble, Montgomery; attorneys, Steiner, Crum & ,W eil; div­ idends to September 30, 1925, 50% (4). Madison— Bank of Madison: Date closed, October 23, 1923; liquidating agent, H. G. Boyd; attorneys, Wert & Hutson, Decatur, and Watts & White, Huntsville; dividends to September 30, 1925, 9.7% (5). Newton— Bank of Newton: Date closed, January 11, 1924; liquidating agent, H. G. Boyd; attorney, C. O. Stokes, Ozark; dividend to September 30, 1925, 33 1-3% (6). Odenville— Bank of Odenville: Date closed, June 18, 1924; liquidating agent, M. W . Forman, Springville; attorney, Frank B. Embry, Pell City; div­ idends to September 30, 1925, none.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  14  A N N U A L REPORT FOR 1925  Phil Campbell— Bank of Phil Campbell: Date closed, December 29, 1920; liquidating agent, J. C. Carter, Russellville; attorneys, Chenault & W il­ liams, Russellville, dividends to September 30, 1925, none (7). Notes  ♦Jefferson County Bank, Birmingham: At the time this bank failed, checking accounts were preferred claims over other creditors. All check­ ing and savings depositors and creditors have been paid in full, and 80 per cent has been paid to stockholders. There are enough remaining assets to pay the stockholders in full if certain matters in litigation are decided in favor of the Superintendent of Banks. (1) Clanton Bank— Checking depositors paid in full; 86 per cent paid to savings depositors. (2) Bank of Glenwood, Glenwood— There is enough cash on hand to pay the remaining 20 per cent, which is being held until one year after failure of bank on advice of attorneys. (3) Farmers & Merchants Bank, Goodwater— If one or two suits pend­ ing are decided in favor of Superintendent of Banks, there will be enough for a final dividend of 10 per cent. (4) Merchants Bank, Montgomery— If litigation now before the Supreme Court is decided in favor of the Superintendent of Banks, there will be a final dividend of 10 or 12% per cent. (5) Bank of Madison, Madison— The dividend of 9.7 per cent shown above was not declared until November 3, 1925, at which time the trust was discharged, this being the final dividend. (6) Bank of Newton, Newton— There will be a small final dividend, probably 7 per cent. (7) Bank of Phil Campbell, Phil Campbell— Liquidating agent advises there will be a final dividend of 20 to 25 per cent within next few months.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  INVOLUNTARY LIQUIDATIONS   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  OR FAILED BANKS  A N N U A L REPORT FOR 1925  16  A R IT O N  B A N K I N G CO., A R I T O N , A L A .  Sta te m e nt of Condition at T im e of F ailu re, F eb ru a ry 6, 1925  RESOURCES Loans and Discounts______ $116,621.74 Overdrafts__________________ 22.74 Furniture and Fixtures____ 2,000.00 2,,700.00 Banking House____________ Other Real Estate__________ 3,037.12 Cash on Hand___________ 2,526.49 Due from Banks___________ 4,359.11 186.11 Cash Items_________________ Other Resources____________ 596.23 Total..,................................... $132,049.54  LIABILITIES Capital Stock_______________ $ 39,000.00 Surplus Account____________ 4,084.68 Unpaid Dividends___________ 208.00 Cashier’s Checks____________ 672.59 Demand Deposits___________ 54,566.74 Savings Deposits___________ 28,017.53 Bills Payable_______________ 5,500.00  Total....................._____ __ $132,049.54  Officers and Directors at T im e of Failu re  OFFICERS Wyatt Barnes, President M. Trawick, Vice-President Y. E. Folsom, Cashier M. A. McFadden, Assistant Cashier  DIRECTORS Wyatt Barnes M. Trawick S. S. Jones J. F. Brown J. F. Richardson Y. E. Folsom  This bank was closed on February 6, 1925, by resolution of the directors requesting the Superintendent of Banks to take charge. Mr. H. G. Boyd, of Montgomery, was appointed liquidating agent, who in turn appointed Y. E. Folsom, of Ariton, as assistant. The firms of Steiner, Crum & Weil, of Montgomery, Ala., and Sollie & Sollie, of Ozark, Ala., are the attorneys. The Ariton Banking Company had been on the special list for frequent examinations for several months and had on two or three occasions appeared before the Banking Board to show cause why it should not be liquidated. The principal causes of failure were slow loans and loans to tenant farmers, many of which proved to be worthless. An examination in December, 1924, showed the capital stock of the bank to be impaired approximately $5,700.00 The bank was again summoned before the Banking Board on January 5, 1925, and the Superintendent, believing it to be insolvent, and that the losses were much larger than admitted, again voted to take over the bank for liquidation. But a majority of the Banking Board thought it advisable to grant thirty days for the impairment of the capital stock to be made good, and the admitted losses to be removed. The di­ rectors and officers of the institution were unable to make good this impairment, and on February 6 the directors passed the above men­ tioned resolution.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ST A T E SU PER IN TE N D EN T OF BANKS  17  P IC K E N S C O U N T Y S T A T E BANK, C A R R O L LT O N , ALA. Sta te m e n t of Condition at T im e of Failure, October 18, 1924  LIABILITIES Capital Stock______________ -$ 60,000.00 Surplus ____ _______________ 5,000.00 Undivided Profits 723.67 Uue to Banks_____________ 807.07 Deposits _______________ _ - 85,751.79 Cashier’s Checks__________ 6,121.00 D ividends Unpaid 44.00 Total_____________________ -$227,793.94 Bills Payable_____________ _ 31,000.00 Out of Balance_________ 3.00 Rediscounts _________ __ _ - 37,346.41  RESOURCES Loans and Discounts______ . $179,347.59 Stocks and Bonds_________ __ 11,950.00 R anking House 13,000.00 Furniture and Fixtures____ .. 5^900.00 Other Real Estate____ _____ _■ 6,500.00 Cash and Due from Banks11,096.35  $227,796.94  Total____________________ -$227,796.94  Officers and Directors at T im e of Failu re  OFFICERS W . F. Kilpatrick, President D. B. Miller, Vice-President and Cashier R. M. Poag, Assistant Cashier Alice McKinstry, Assistant Cashier  DIRECTORS W . B. Loftin W . S. Bell Jas. N. Bell D. B. Miller W . F. Kilpatrick R. M. Poag  The Pickens County State Bank, of Carrollton, was taken over on October 18, 1924, by resolution of its directors, the last day of business being October 17, 1924. M. Johnson, of Carrollton, was appointed liquidating agent. Steiner, Crum & Weil, of Montgomery, and Patton & Patton, of Carrollton, were appointed attorneys. This bank has been the cause of much criticism by the Banking Department. It had been in a highly extended condition, due to slow and questionable loans, and loans to officers of the bank and their interests. In the early part of 1924 the bank was summoned before the Banking Board, and the majority of the board agreed to allow the bank to continue to operate, provided the banking laws would be complied with, and provided an agreement would be signed by its president, presumably for the protection of the de­ positors. Such an agreement was executed on May 28, 1924, but up to the present time has proven to be worthless. Notwithstanding the repeated promises to the Banking Board and to the Superintendent of Banks, the bank continued to violate the law, and to conduct its business on an unsound and unsafe basis. They were unusually flagrant in violation of the law with respect to reserve. The bank was placed on the special list and received fre­ quent examinations, but the condition appeared to be getting worse instead of better. After the completion of an examination October 17, 1924, the bank examiners were instructed to call the board of directors to­ gether and ask for a resolution taking the bank over for liquida­ tion, the Superintendent considering it extremely dangerous for the bank to continue in business. The examiners were instructed to tell the board of directors that if such a resolution was not passed the   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  18  A N N U A L REPORT FOR 1925  bank would immediately be summoned before the Banking Board and taken over by the Banking Department. After the examination, an audit was made by H. C Crane & Company, of Montgomery, and the Superintendent’s suspicions of shortages and false entries were verified. While the affairs of the bank were being investigated, its cashier committed suicide in December, 1924. In May, 1925, five in­ dictments were found by the grand jury of Pickens County against its president, W . F Kilpatrick. The cases were set for trial at Car­ rollton on November 11, 1925, but due to the fact that Mr. E. O. Harper, who made the audit, was in Texas on business, the trial was postponed until the next term of court. B A N K OF G L E N W O O D , G L E N W O O D , A L A . Sta te m e nt of Condition a t T im e of Failure, January 5, 1925  RESOURCES LIABILITIES Loans and Discounts_______ $ 20,989.36 Capital Stock_______________ $ 10,000.00 Overdrafts _________________ 431.10 Demand Deposits___________ 9,976.22 3,000.00 Savings Deposits________ __.. 737.92 Banking House_____________ Furniture and Fixtures-........ 2,999.24 Certificates of Deposit_____ 825.00 Other Real Estate__________ 1,504.75 Cashier’s Checks____________ 179.90 Cash on Hand______________ 132.47 Bills Payable_______________ 9,000.00 37.97 Capital Impairment________ 1,700.09 Due to Banks_______________ Total________________ _____$ 30,757.01  Total______________________ $ 30,757.01  O fficers and Directors at T im e of F ailu re  D. G. E. M.  OFFICERS A. Batten, President W . Green, Vice-President J. Dominey, Cashier L. Head, Assistant Cashier  DIRECTORS D. A. Batten G. W . Green E. J. Dominey Mrs. E. J. Dominey  Liquidating Agent— H. G. Boyd, Montgomery. Attorneys— Steiner, Crum & Weil, Montgomery.  The Bank of Glenwood was called before the Banking Board some time before its closing, and the Superintendent of Banks, be­ lieving it to be in an unsafe condition, was in favor of taking the bank over immediately for liquidation. The majority of the Banking Board agreed to give the bank time in which to arrange to vol­ untarily liquidate on the condition that its president, Mr. D. A. Batten, sign an agreement that he would protect the depositors and creditors. The limit set for the voluntary liquidation was January 1, 1925. Being unable to effect voluntary liquidation, the directors of the bank passed a resolution requesting that the Superintendent of Banks take charge, and the Superintendent did take charge on January 5, 1925. After various conferences and a trip to Orlando, Fla., by the Superintendent of Banks, Mr. Batten fulfilled his agreement, and on August 3, 1925, paid to the Superintendent of Banks enough cash to pay all depositors and creditors in full. An 80 per cent dividend was immediately paid. The remaining 20 per cent is being held for   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ST A T E SU PER IN TE N D EN T OF BANKS  19  a period of one year from the closing- of the bank on account of certain provisions of the law and by the advice of the attorney of the Banking Department. The assets of the bank, including all real estate, have been turned over to Mr. Batten for the benefit of him­ self and other stockholders. L IN C O L N B A N K & T R U S T C O M P A N Y , L IN C O L N , A L A Sta te m e nt of Condition at Tim-e of F ailu re, J anu ary 7, 1925  RESOURCES LIABILITIES Loans and Discounts______ $ 60,217.62 Capital Stock______________ 3,754.88 Surplus ________ Banking House ___ —3,009.59 Demand Deposits- - Furniture and Fixtures 3,271.24 Time Certificates_____ „ Other Real Estate________ Cash _________________ ___ 26.70 Cashier’s Checks_________ 186.93 Unpaid Dividends______ ___ Due from Banks____ 946.87 Bills Payable_____________ Other Resources__________ Total____ ________________  $ 71,413.83  Total____________________  25,000.00 2,231.64 3^817.03 180.00 41.16 144.00 40,000.00 $ 71,413.83  Officers and Directors at T im e of Failure  OFFICERS J. H. Wilson, President G. L. Schmidt, Vice-President W . H. Welch, Cashier  DIRECTORS J. H. Wilson W. H. Welch G. L. Schmidt  Liquidating Agent— H. G. Boyd, Montgomery. Assistant Liquidating Agent— Earl Montgomery, Talladega. Attorneys— Steiner, Crum & Weil, Montgomery.  This bank was very badly mismanaged and misused. Its presi­ dent used the bank mostly for his personal benefit in various ways. The bank apparently had little or no respect for the banking laws, and violated them repeatedly. Consequently its president was sum­ moned before the Banking Board and told that he must voluntarily liquidate or the bank would be closed by the Banking Board. He asked that he be given until January 1, 1925, to voluntarily liquidate. This request was granted on the condition that he execute a second mortgage on some real estate, a first mortgage already being out­ standing, and Mr. Wilson apparently being heavily involved and not having other means. The above mentioned mortgage was executed for the benefit of the depositors and creditors. Mr. Wilson was unable to liquidate the bank himself, but when the limit expired refused to voluntarily turn the bank over to the Superintendent of Banks, although the bank had almost completely run out of cash and had suspended busi­ ness. The Banking Board then took the bank. over on Januarv 7J 1925. Litigation is now being had on the mortgage given by Mr. Wilson. If the suit is won, the depositors and creditors will be paid in fu ll; but if it is lost, they will get little, or nothing. Since the bank failed Mr. Wilson has gone into bankruptcy, and it is impossible to recover anything from him through suit. How­ ever, a claim has been filed against his surety bond. It appears from   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  A N N U A L REPORT FOR 1925  20  the audits made by the liquidating agent that Mr. Wilson collected rents belonging to the bank, for which he failed to account; that certain personal property of the bank was sold by Mr. Wilson, and that he failed to account to the bank; and that large amounts were loaned on crop mortgages, the proceeds of the crops being used to pay personal debts to Mr. Wilson or to his mercantile firm, when the money should properly have gone to the bank. O R R V IL L E BANK & T R U S T C O M PANY, O R R V IL L E , ALA. S ta te m e nt of Condition at T im e of Closing, August 26, 1925  LIABILITIES RESOURCES Loans and Discounts_______ $175,437.47 Capital Stock_______________ $ 494.25 Surplus_____________________ Overdrafts --------------------------Stocks and Bonds__________ 2,600.00 Undivided Profits___________ Banking House_____________ 7,800.00 Demand Deposits___________ Savings Deposits____________ Furniture and Fixtures________________ 3,500.00 Cash _________________ ....___ 3,452.78 Certificates of Deposit_____ Due from Banks...................... 12,383.82 Cashier’s Checks____________ Outstanding Checks_________ Bills Payable_______________ Rediscounts________________ Total______________________$205,668.32 O fficers and  OFFICERS J. E. Dunaway, President B. E. Dunaway, Cashier  25,000.00 30,000.00 25.92 32,481.69 32,230.83 3,700.00 424.50 9,460.38 25,976.00 46,369.00  Total______________________ $205,668.32 at T im e of Failu re  DIRECTORS J. E. Dunaway B. E. Dunaway E. H. Dunaway  This bank repeatedly and wilfully violated the banking laws, especially the law with reference to reserve, notwithstanding nu­ merous promises made to the Banking Board and to the Superin­ tendent of Banks. Several appearances before the Banking Board apparently had no effect. Consequently, on August 26, 1925, they were again summoned and were taken over by the Banking Board for liquidation. H. G. Boyd, of Montgomery, Ala., was appointed liquidating agent, with Mr. B. E. Dunaway, of Orrville, as assistant liquidating agent. Messrs. Steiner, Crum and Weil, of Montgomery, were ap­ pointed attorneys. At the time of closing, the bank was loaded with non-liquid and questionable loans, especially loans to tenant farmers. But the crop in this section was exceptional and due to this fact the liquidat­ ing agent and the assistant liquidating agent were enabled to push collections, which tended to show that with some refinancing the bank would be able to reopen. On October 10, 1925, plans had been perfected which enabled the bank to reopen under the following conditions: $32,000.00 of new money was raised, which was paid into the bank, and the doubt­ ful and worthless loans removed; the capital stock was increased to $35,000.00; the bank building and fixtures were placed into the bank at $10,000.00, making a total capital and surplus of $42,000.00. The   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ST A T E SU PER IN TE N D EN T OF BANKS  21  old stockholders, of course, lost their holdings. Mr. Hal E. Marshall was elected president, with Mr. B. E. Dunaway as cashier, it ap­ pearing that Mr. B. E. Dunaway was not responsible for the un­ healthy and unsafe condition of the bank before its failure. A new board of directors, consisting of outstanding business men, was elected as follow s: B. E. Dunaway, Hal Marshall, C. B. Shields, W. P. Molette, Chambliss Keith, Huston Armstrong and J. F. Dunning. The bank shows the following statement at the close of busi­ ness October 10, 1925, the date of reopening: RESOURCES LIABILITIES Loans and Discounts_______ $ 45,509.51 Capital Stock____ ____ ______ $ 35,000.00 Stocks and Bonds_____ ______ 2,600.00Surplus -___ 7,000.00 Banking-House—__ ________ 7,500.00 Demand Deposits___________ 22,539.99 Furniture and Fixtures____ 2,500.00 Savings Deposits____________ 31,390.59 Due from Banks................... 49,142.34 Outstanding Checks________ 9,460.38 Cash _________________________ 5,156.97 Certificates of Deposit_____ 3,700.00 Cashier’s Checks___________ 424.50 Reserve for Taxes__________ 873.36 Reserve for Interest_______ 420.00 Reserve fpr Expense______ 1,600.00 Total______________________ $112,408.82  Total______________________ $112,408.82  The bank was thus reopened with enough cash on hand and in banks to pay in full all depositors and creditors, if necessary, except time certificates not due. Eight thousand dollars ($8,000.00) of the outstanding checks belonged to one man who voluntarily accepted a certificate of deposit due at a future date. Enough money had been collected by the liquidating agent to pay in full the bills payable and rediscounts. Therefore, the bank reopened under the most favorable circumstances and in a very liquid condition.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  STATEMENTS OF THE CONDITION OF THE  STATE BANKS IN ALABAMA ON THE CALL OF SEPTEMBER 28, 1925 (251 Banks and 19 Branches reporting)   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ST A T E SU PER IN TE N D EN T OF BAN K S  23  ABBEVILLE— ABBEVILLE STATE BANK R. S.  E. Dunham, President  E. Deal, Vice-President  O. M. Steagall, Cashier  RESOURCES  L IABILITIES  Loans and Discounts________ $ Furniture and Fixtures______ Cash___________________________ Due  from  59,630.84 2,350.00 6,029.30  Banks_____________  Checks and Cash Items______ Cash Items in Transit______  Total___________________ ______ $  Capital Stock paid in—.......... $ Undivided  Profits  penses and  82,637.17 Demand 384.39 Time  less  Taxes paid___  843.26  Deposits— ____ _____  114,546.18  Deposits___ __  1,842.26  1,200.00 Notes and Bills Payable_____  152,231.70  25,000.00  Ex­  Total................ .............................$  10,000.00  152,231.70  ALABAMA CITY— ALABAMA CITY BANK . B. Forman. President Lee Freibaum, Vice-President R.  E.  A. Burns, Vice-President  M.  RESOURCES  L IA B I L I T IE S  Loans and Discounts________ $  150,748 14 Capital Stock paid in________ $ .99 Surplus Fund__________________  Overdrafts ____________________ U.  Undivided  S. Bonds, Certificates of  Indebtedness  and  W.  S.  Stamps ______________________ Other  Bonds,  Stocks  E. McClendon, Cashier  H. Broom, Assistant Cashier  Profits  penses and Taxes  less  25,000.00 4,000.00  Ex­  paid___  1,333.83  150.00 Reserve Interest______________  485.46  Demand Deposits_______ ______  105,708.56  and  W arrants ___________________  14,518.75 Time Deposits._________________  53,848.52  Furniture and Fixtures______  2,695.00 Notes and Bills Payable_____  25,000.00  Other Real Estate____________  5,250.00  C a sh ___________________________  16,798.16  Due  Banks_____________  24,783.24  Checks and Cash Items______  196.05  from  Cash Items in Transit... ........  85.00  Other Resources...........................  151.04  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  215,376.37  Total.  .$  215,376.37  24  A N N U A L REPORT FOR 1925  ALBERTVILLE— J. F HOOPER, BANKER W . B. Hooper, Cashier  B. Hooper, Jr., President  A.  LIABILITIES  RESOURCES Loans  and  46,664.50 Capital Stock paid in________ $  Discounts_______ $  13.79 Surplus Fund_____________________  Overdrafts ____________________ Banking House _______________  2,390.66  Furniture and Fixtures______  1,236.40  Undivided  Profits  penses and Taxes  less  5,371.29  paid___  10,481.93 Demand Deposits________________  C a sh ___________________________  23,233.20  Due  from Banks_____________  39,041.48 2,911.75  Other Resources_______________  367.57  Total_________________________$  126,341.28  25,000.00  Ex­  Other Real Estate_____________  Checks and Cash Items______  25,000.00  Total__________________ ____  i  70,969.99  126,341.28  ALEXANDER CITY— ALEXANDER CITY BANK J.  C. Maxwell, President  Dr. A. L. Harlan, Vice-President  H. Herzfeld, Vice-President  L.  M. Willis, Cashier LIABILITIES  RESOURCES Loans and Discounts____ ____ $  372,924.92 Capital Stock paid in________ $ Surplus Fund__________________  U. S. Bonds, Certificates of Indebtedness  and  W.  Undivided  S.  Stamps _____________ Other  Bonds,  Stocks  1,670.00 and  W a r r a n ts ____________  Reserve 110,321.60  Furniture and Fixtures______  1,125.00  Other Real Estate........... ..........  16,094.00  C a sh ___________________________  38,538.09  Due from Banks_____ ____  89,870.28  Checks and Cash Items______  1,500.35  Other Resources_______________  6,054.71   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  for Taxes  less  Ex­  paid___ and  59,545.23  In­  terest  7,000.00  2,000.00 Demand Deposits______________  Banking House________________  T otal.  Profits  penses Sind Taxes  $  640,098.95  T otal  55,000.00 55,000.00  463,553.72  t  640,098.95  25  S T A T E SU PER IN TE N D EN T OF BAN KS  AUCEVILLE— ALICEVILLE BANK & TRUST COMPANY J. C.  V. Park President J.  R. Horton, Vice-President  C.  H. S. Summerville, Vice-President  L IABILITIE S  RESOURCES Loans and Discounts________ $  336,993.59 Capital Stock paid in________ $ 781.30 Surplus Fund__________________  O verdrafts____________________ Overdrafts Secured by Cotton U.  49,149.07  and  W.  Other  Bonds,  Stocks  20.000 00  Ex­ 27,968.72 2,500.00 289,896.76  Time Deposits________________  and 50.00  Banking House________________  14,200.00  Furniture and Fixtures...........  5,800.00  C a sh __________  less  4,240.80 Demand Deposits______________  Warrants ___________________  Other Real Estate____________  Profits  40,000.00  Special Reserve_______________  S.  Stamps ....................  Undivided  penses and Taxes paid.......  S. Bonds, Certificates of Indebtedness  A. Somerville, Jr., Cashier W . Hood, Assistant Cashier  175,272.28  2,201.65 23,699.35  Due from B a n k s_____________  115,250.37  Checks and Cash Items______  316.01  Cash Items in Transit...........  2,525.91  Other Resources______________  429.71  Total  $  555,637.76  Total.  $  555,637.76  AUCEVILLE— MERCHANTS AND FARMERS BANK F. D.  B. Carpenter, President  E. Day, Vice-President  W . S. Kirksey, Cashier  Jno. T. Sulzby, Assistant Cashier RESOURCES Loans and Discounts............... $  L IABILITIE S 215,373.91  Capital Stock paid in......... ..... $  Overdrafts Secured byCotton  3,356.27 Surplus Fund..................................  Banking House________________  3,800.00  Undivided  Furniture and Fixtures...........  1,544.00  Other Real Estate____________  3,768.23 Demand  Profits  less  25,000.00 5,000.00  E x­  penses and Taxes paid____  9,216.85  Deposits........................  160,676.46  C a sh ...............  14,095 02 Time Deposits_________________  30,463.58  Due from Banks______________  39,343 16 Notes and Bills Payable_____  45,000.00  Checks and Cash Items______  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  76 30  281,356,89  Total.  $  281,356.89  26  A N N U A L REPORT FOR 1925  ALTOONA— FIRST STATE BANK T.  R. Bynum, President C.  W . Hopper, Vice-President  Loans and Discounts________ ? Cotton Loans__________________ Overdrafts U.  S.  101,271.61 Capital Stock paid in________ $ 47,442.69 Surplus Fund__________________ 234.61 Undivided  ___________________  and  W.  Demand  Stamps ______________________  less  25,000.00 5,000.00  Ex­ 496.79  Deposits_____________  120,015.08  6,650.00 Time Deposits_________________  88,112.60  S.  Banking- House________________  Profits  penses and Taxes paid____  Bonds, Certificates of  Indebtedness  S. Hardin, Cashier  LIABILITIES  RESOURCES  9,320.36  Furniture and Fixtures______  6,000.00  C a sh ___________________________  18,024.81  Due from Banks-.................................49,572.93 ■Checks and Cash Items______  107.46  Total____________________ ____ $  238,624.47  Total_________________________ $  238,624.47  ANNISTON— CITY BANK & TRUST CO. H. H. Montgomery, President W hitfield Clark, Vice-President  F . R. M artin, Cashier  LIABILITIES  RESOURCES Loans and Discounts________ $  Capital Stock paid in________ $  410.27 Surplus Fund__________  O v erd rafts____________________ U.  411,091.67  S. Bonds, Certificates of  Undivided  Profits  less  150,000.00 10,000.00  Ex­  S.  penses and Taxes paid____  627.51  Stamps ______________________  350.00 Demand Deposits______________  370,128.87  Indebtedness  Other  Bonds,  and  W.  Stocks  and  Banking H6use.............................  Real  from  Exchanges  64,551.99 23,939.98  Banks________ for  90,000.00  8,076.13  Estate__________  C a sh ___________________________ Due  . 43,027.82  30,000.00  Furniture and Fixtures..... ...... Other  Deposits________________  11,728.46 Notes and Bills Payable_____  Time  W arrants ___________________  108,760.77  Clearing  House _______________________  2,510.95  Checks and Cash Items.______  233 82  Cash Items in Transit_______  2,130.16 T o ta l___________________________ $  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  663,784.20  663,784.20  ST A T E SU PER IN TE N D EN T OF BANKS  27  ARAB— BANK OF ARAB Hogan Jackson, President  Joseph J. Bain, Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $  116,636.99  Capital Stock paid in________ $  22.29 Surplus Fund__________________  Overdrafts ____________________  1,613.56 Undivided  Furniture and Fixtures______  Profits  less  25,000.00 2,500.00  Ex­  C a sh _______________  30,015.83  penses and Taxes paid.......  181.36  Due from Banks.........................  72,470.95 Demand Deposits..—........... .........  118,301.53  29.00 Time Deposits_________________  74,789.20  Other Resources......... ............  Total_________________________$  220,788.62  Total_____ ___________________ $  220,788.62  ASHFORD— FARMERS & MERCHANTS BANK W . W . Cock, President J. S. Radney, Vice-President  W . E. W ells, Vice-President W . U. Wells, Cashier  RESOURCES  L IABILITIE S 141,524.39 Capital Stock paid in________ $  Loans and Discounts________  22.86 Surplus Fund__________________  Overdrafts ___________________ Banking House_______________  8, 000.00  Furniture and Fixtures_____  3,166.73  Other  2, 000.00 Demand  Real  Estate__________  C a sh ...................................... .........  7,000.00  E x­  penses and Taxes paid____  3,702.07  8,000.65 Time Deposits..__ _____________  44,334.49  Checks and Cash Items_____  887.37   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  less  180,340.97  101,775.53  $  Profits  Deposits____ ________  Due from Banks_____________  Total.  Undivided  30,000.00  265,377.53  Total.  .$  265,377.53-  A N N U A L REPORT FOR 1925  28  ASHLAND— FARMERS STATE BANK W . B. Nolen, President  M.  RESOURCES Loans and Discounts________ $ O verd rafts---------- -------------TT.  S.  Other  167,795.96 Capital Stock paid in________ $ 63.37 Surplus Fund__________________  ----------  Bonds  5,500.00  Bonds,  Stocks  W . Morgan, Vice-President LIABILITIES  and  Undivided  Profits  less  15,000.00 8,000.00  Ex­  penses and Taxes paid____  2,670.86  W a r r a n ts _____  —  1,350.00 Demand Deposits______________  88,989.26  Banking House_  —  4,500.00 Time Deposits_________________  71,545.42  1,250.00  20,500.00  Furniture and Fixtures______ C a s h _____________  6,629.51  Due from Banks  16,101.49  Checks and Cash Items______  Notes and Bills Payable_____  3,515.21  Total_________________________ $  206,705.54  Total_________________________ $  206,705.54  ASHVILLE— ASHVILLE SAVINGS BANK James L. Herring, President W . A. Beason, Vice-President  J. C. DuBois, Cashier  RESOURCES  L IABILITIE S  Doans and Discounts.............. $ Overdrafts ____________________ U.  80,973.03  S. Bonds, Certificates of Indebtedness  Profits  less  9,500.00 Ex­  S.  penses and Taxes paid____  2,969.19  600.00 Demand Deposits______________  59,023.40  Time Deposits_________________  50,545.07  Bonds,  W.  Undivided  12,500.00  Stamps ______________________ Other  and  Capital Stock paid in.............. $  6 39 Surplus Fund___________  Stocks  and  W arrants ___________________  21,000.00  Banking House________________  2,500.00  Furniture and Fixtures______  2,000.00  Other  Real  Estate___________  150.00  C a sh ___________________________  3,785.56  Due from Banks______________  22,200.75  Exchanges  for  Clearing  House _______________________  389.60  Checks and Cash Items______  932.33  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  134,537.66  Total.  ?  134,537.66  S T A T E SU PER IN TE N D EN T OF BANKS  29  ASHVILLE— FARMERS & MERCHANTS BANK OF ASHVILLE W . A. Beason, President B.  M. Teague, Vice-President  Perkins McClendori, Vice-President  U. H. Prickett. Cashier RESOURCES  LIABILITIES  Loans and Discounts________ $ Overdrafts ____________________ Other  Bonds,  Stocks  78,917.72  Capital Stock paid in________ $  56.48 Surplus Fund__________________  and  Warrants ___________________  Undivided  Profits  less  15,000.00 3,500.00  Ex­  penses and Taxes paid____  3,336.22  Bankings House________________  6,300.00 Demand Deposits______________  62,931.43  Furniture and Fixtures______  3,100.00 Time Deposits............ .............  35,624.39  C a sh ___________________________  5,211.48 Notes and Bills Payable______  Due from Banks______________  8,469.26  ■Checks and Cash Items______  337.10  20,500.00  Total_________________________$  122,892.04  2,500.00  Total_________________________$  122,892.04  ATHENS, WITH BRANCH AT ELKMONT— CITIZENS BANK & TRUST CO. W m . S. Peebles, President M ax M. Rosenau. Chairman of Board J. S. Crutcher, Vice-President  C.  David L. Rosenau, Sr., Vice-President RESOURCES  Overdrafts _____________________ Bonds,  Stocks  166,111.29  Capital Stock paid in________ $  2.10 Surplus Fund__________________  ,and  Undivided  W arrants ___________________  96,624.25  Banking Houses (two)_______  23,044.22  Furniture and Fixtures (two sets)  Cashier  L IABILITIE S  Loans and Discounts________ $  Other  L. Williamson,  Piere Dawson, Assistant Cashier  Profits  penses and Taxes Reserve  for  less  18,000.00  Ex­  paid___  Taxes and  30,000.00  10,976.24  In­  terest  1,252.00  ________________________  7,000.00 Demand Deposits______________  270,335.28  C a sh ___________________________  27,102.30 Time Deposits_________________  30,290.11  Due from Banks______________  37,884.40 Other Liabilities_______________  6.19  Exchanges  for  Clearing  House _______________________  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  3,091.26  $  360,859.82  Total.  $  360,859.82  A N N U A L REPORT FOR 1925  30  ATHENS— FARMERS & MERCHANTS BANK C. D. Glaze, President J. N. Howard, Vice-President  R. C. Martin, Cashier  W . J. Howard, Vice-President  M. J. Easter, Assistant Cashier  C. B. Beasley, 1 .ssistant Cashier RESOURCES  LIABILITIE S  Loans and Discounts________ $  759,167.86  Overdrafts ________________ _ __ Other  Bonds,  Stocks  2,077.85 Surplus Fund_____________ ___ _  and  Undivided  —_____  Warrants __________  Profits  less  E x15,722.37  15,935 90 Demand Deposits______________  609,496.13  6,340.51 Time Deposits_________________ Other Real Estate--------_____  80,000.00' 50,000.00'  penses and Taxes paid____  10,000.00  _____  Banking House-------------  Capital Stock paid in________ $  144,125.85  90,217.98  Notes and Bills Payable______  275,000.00  30,446.03  Other Liabilities_______________  6.19  2 4 9 , 2 7 8 .4 4  Checks and Cash Items  ____  10,885.97  Total___________________ _____ $ 1,174.350.54  Total_________________________ $ 1,174,350.54  ATMORE— BANK OF ATMORE J. E. McCoy, President E.  P. Goldsmith, Vice-President  W . R. Maxwell, Cashier  R. Faircloth, Assistant Cashier L IABILITIE S  RESOURCES Loans and Discounts-------------$  626.33 Surplus Fund____________  O verdrafts------------------------------U.  278,217.29 Capital Stock paid in________ $  Undivided  S. Bonds, Certificates of  Profits  less  50,000.00 20,000.00'  Ex­  S.  penses and Taxes paid.......  14,697.72  Stamps ----------------------------- —  75.00 Demand Deposits______________  453,057.39  Indebtedness  and  W.  31,800.00 Time Deposits..............  Banking House-----------------------Furniture and Fixtures--------C a sh -----------------------------------------  30,110.43  Due from Banks---------------------  266,874.05  Exchanges  for  Clearing  House _______________________  637.96  Other Resources___ ___________  2,241.00  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  79,115.37  6,288.42  $  616,870.48  Total.  $  616,870.48  S T A T E SU PER IN TE N D EN T OF BANKS  31  ATTALLA— ATTALLA BANK C. B. Forman, President Nell Jo Gray, Cashier  E. G. Lee, Vice-President  Thelma W hite, Assistant Cashier  O. D. DuPre, Vice-President RESOURCES  LIABILITIES S  Loans and Discounts.  90.82 Surplus Fund__________________  Overdrafts _______________ ___ U.  236,792 83 Capital Stock paid in________ $  Undivided  S. Bonds, Certificates of Indebtedness  and  Bonds,  Stocks  Reserve  600.00  Stamps ________________ -......... Other  Profits  penses and Taxes  W . S.  and  for  less  Ex­  paid___  Taxes and  12,286.91  In­  terest  W arrants ___________________  50,000.00 25,000.00  7,418.43  43,949.10 Demand Deposits______________  142,310.21  Banking House—_______________  14,000.00 Time Deposits_________________  120,363.17  Furniture and Fixtures______  3,755.50 Notes and Bills Payable_____  20,000.00  Other Real Estate____________  5,475.00  C a sh __________________________ ...  13,929.21  Due from Banks______ _______  57,864.79  Checks and Cash Items______  921.47  Total_________________________ S  377,378.72  Total_________________________ $  377,378.72  ATTALLA— MERCHANTS & FARMERS BANK Lamar Smith, President C. R. Shepherd, Vice-President E. J. Harris. Assistant Cashier RESOURCES  O verdrafts____________________  168,325.26  and  W.  Bonds,  Stocks  Undivided  S.  Stamps __________________ Other  Capital Stock paid in________ $  111.59 Surplus Fund_____________________  S. Bonds, Certificates of  Indebtedness  Cashier  less  12,500.00  Ex­  penses and Taxes paid____  6,017.89 110,660.32  Time Deposits____________________  97,194.12  5,031.67  Banking House________________  3,000.00  Furniture and Fixtures______  1,500.00  Other Real Estate_____________  865.34  Cash ______________________________  10,414.57  Due from Banks________________  44.498.53  Checks andCash Items_______  823 57  T o ta l___________________________ $  Profits  25,000.00  16,801.80 Demand Deposits______________ and  Warrants ____________ ______   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  G. Norton,  LIABILITIES  Loans and Discounts________ $  U.  E.  251,372.33  T o ta l___________________________ $  251,372.33  32  ANNUAL  REPORT  FOR  1 925  AUBURN— BANK OF AUBURN S. C.  L. Toomer, President  A. Carey, Vice-President  W . D. Martin, Cashier  RESOURCES  LIAB IL IT IE S  Loans and Discounts________ $  174,973.17  O verdrafts____________________ U.  308.98 Surplus Fund__________________  S. Bonds, Certificates of Indebtedness  and  W.  Undivided  S. 12,800.00  Bonds,  Stocks  and  Reserve  for  Taxes  less  Ex­  paid___ and  Furniture and Fixtures______  26,525.16  In­ 326.67  2,830.00 Demand Deposits---------------------  150,109.97  2,300.00 Time Deposits_________________  55,473.56  C a sh ___________________________  10,103.00  Due from Banks______________  69,084.71  Checks and Cash Items______  35.50  ...$  25,000.00 15,000.00  terest  W arrants ___________________  Total.  Profits  penses and Taxes  Stamps ....... Other  Capital Stock paid in________ $  272,435.36  Total.  $  272,435.36  AVONDALE— AVONDALE BANK & SAVINGS COMPANY J. B. Lassiter, President W ade A. Martin, Vice-President  John R. Wallace, Cashier  RESOURCES  L IABILITIES  Loans and Discounts.________$ Overdrafts ____________________ Other  Bonds,  Stocks  96,216.42 18.26  and  Capital Stock paid in________ $ Undivided  Profits  penses and Taxes  less  25,000.00  E x­  paid___  3,032.96  23,393.79 Demand Deposits.........................  125,528.05  Furniture and Fixtures....... ....  5,972.54 Time Deposits............................  33,680.38  Other Real Estate--------------------  7,000.00  C a sh ___________________________  13,018.72  Due from Banks_____ ________  45,621.66  W arrants _________  T otal.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  191,241.39  Notes and Bills Payable_____  Total.  4,000.00  $  191,241.30  ST A T E SU PER IN TE N D EN T OF BANKS  33  BAY MINETTE— BALDWIN COUNTY BANK W. D  Stapleton, President  Jas. M. Voltz, Vice-Presid’ent  C. C. Hall, Cashier  RESOURCES  LIABILITIES  Loans and Discounts________$ U.  S. Bonds,  Certificates of  Indebtedness  and  W.  S.  Bonds,  Stocks  Capital Stock paid in.._._.......... $  50,000.00  Surplus F u n d __________________  32,000.00  Undivided  Stamps _____________________ Other  480,276.80  3,140.00  less  Ex­  penses and Taxes paid____  18,228 29  Demand Deposits______________  394,155.77  38,932.59 Time Deposits_________________  296,461.12  and  W arrants .............. ....................  Profits  600.00  Furniture and Fixtures______ Other Real Estate____________  11,867.63  C a sh ___________________________  25,423.49  Due from Banks______________  229,388.92  Checks and Cash Items... ........  1,215.75  Total___ _____ ________________?  790,845.18  Total_________________________ $  790,845.18  BAYOU LA BATRE— BANK OF BAYOU LA BATRE L. E. Warner, President Frank E. Smee, Vice-President  G. W . Bosarge, Cashier  Sallie Rabby, Assistant Cashier RESOURCES  l  Loans and Discounts________ $  LIABILITIES  64,549.07 |Capital Stock paid in________ $  Furniture and Fixtures______  2,154.70 j Surplus Fund ....... ............. ..........  C a sh ___________________________  7,682.56 j Undivided  Due from Banks______________  I  633.20 |  Profits  less  10,000.00 3,000.00  Ex-  penses and Taxes paid.......  958.74  j Demand Deposits............ ............  43,857.45  j Time  17,203.34  Deposits.____ ____________  I Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ..$  75,019.53 I  Total.  $  75,019.53  34  A N N U A L REPORT FOR 1925  BEATRICE— PEOPLES EXCHANGE BANK T.  M. Riley. President  W . R. Sawyer, Vice-President and Cashier  W . J. Mason, Assistant Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $ Overdrafts ____________________ U.  74,162.86  737.32 Surplus Fund__________________  S. Bonds, Certificates of  Indebtedness  Profits  less  12,000.00  Ex­  S.  penses and Taxes paid.......  2,913.91  25,050.00 Demand Deposits______________  93,485.74  Bonds,  W.  Undivided  15,000.00 ■  Stamps ______________________ Other  and  Capital Stock paid in________ $  Stocks  and  Time Deposits________________  W arrants ___________________  15,150.00 Other Liabilities_______________  Banking House________________  47,168.94 23.08  2,000.00  Furniture and Fixtures______  3,205.07  Other Real Estate____________  1,318.20  C a sh __ ..._______________________  7,029.80  Due from Bhnks______________  41,883.50  Checks and Cash Items______  42.42  Other Resources_______________  12.50  Total_________________________ $  170,591.67  T o ta l........................... ................ $  170,591.67  BELLE MINA— BELLE MINA BANK Clyde Hendrix, President B. N. Bibb, Vice-President  H. B. Zeitler, Vice-President J. E. Hogan, Cashier L IABILITIES  RESOURCES Loans and Discounts________ $ Other  Bonds,  Stocks  55,227.44  and  W a r r a n ts ___________________ Banking House.__ _____________  Capital Stock paid in________ $ Surplus Fund_______________ ..__  5,000.00 960.00  Undivided  Profits  less  10,000.00 5,000.00  E x­  penses and Taxes paid____  1,126.20  Furniture and Fixtures______  1,075.00 Demand Deposits_______  35,774.00  C a sh ___________________________  2,400.44 Time Deposits_________________  11,622.05  Due from Banks______________  6,359.37 Notes and Bills Payable.........  7,500.00  T o ta l___________________________ ?   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  71,022.25  T o ta l__________________ ________ $  71,022.25  ST A T E SU PER IN TE N D EN T OF BANKS  35  BERRY— BANK OF BERRY J. C. Shepherd, President W . C. Collins, Vice-President  D.  Fred W . Johnson, Vice-President  J. Neal, Cash  Leon Studdard, Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts_____ __ $  140,391.65 Capital Stock paid in—........... $  Banking House...........................  4,400.00 Surplus Fund__________________  Furniture and Fixtures______  1,725.00  Undivided  Profits  less  50,000 00 3,900.00  Ex­  Cash ............................  25,741.48  penses and Taxes paid____  6,310.72  Due from Banks______________  78,901.62 Demand Deposits______________  119,240.51  Checks and Cash Items______  1,203.41 Time Deposits_________________  72,911.93  Total_____ ___ _____ _______ __ $  252,363.16  Total_________________________ $  252,363.16  BESSEMER— BESSEMER TRUST & SAVINGS BANK George Ross, President S.  G. Kennedy, Vice-President  J. M. Eagan, Cashier LIABILITIES  RESOURCES Loans and Discounts________ $  Bonds,  Stocks  Capital Stock paid in________ $  8.93 Surplus Fund__________________  Overdrafts _____________ Other  340,641.89  Undivided  and  W arrants ___________________  12,950.00  Profits  less  60,000.00 300.00  Ex­  penses and Taxes paid____  2,131.39  Furniture and Fixtures______  25,801.21 Demand  Deposits______ ______  237,496.64  C a sh ___________________________  18,774.10 Time Deposits_____ ...__________  120,478.11  Due from Banks........... ..............  58,855.65 Notes and Bills Payable_____  40,000 00  Checks and Cash Items.— ......  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  3,374.36  $  460,406.14  Total.  $  460,406.14  36  A N N U A L REPORT FO R 1925  BIRMINGHAM— AMERICAN TRUST & SAVINGS BANK W . W . Crawford, President W . W . Crawford, Jr., Vice-President and Trust Officer H. T. Bartlett, Vice-President  A. J. Daly, Cashier  C. M. Williamson, Vice-President  C. M. Shill, Assistant Cashier  Moriarity Harris, Assistant Cashier and Auditor RESOURCES LIABILITIE S Loans and Discounts________ $10,273,315.92 Capital Stock paid in______ _ $ 1,000,000.00 Overdrafts ____________________ 392.21 Surplus Fund__________________ 500,000.00 Other Bonds, Stocks and Undivided Profits less E x ­ W arrants ___________________ 827,917.49 penses and Taxes paid____ 381,705.75 Banking House_______ 590,812.27 Reserve for Taxes and In­ Furniture and Fixtures____________________ 45,362.97 terest 35,213.34 Other Real Estate_____________ 192,261.25 Demand Deposits______________ 10,711,013.25 C a sh ___________________________ 306,414.31 Time Deposits_________________ 3,410,011.65 Due from Banks......................... 1,429,967.16 Due from Federal Reserve Bank ________________________ 1,372,357.49 Exchanges for Clearing House ___________________ 167,543.61 Checks and Cash Items____________________ 21,269.26 Cash Items in Transit_______ 810,330.05 Total....:....................... ................$16,037,943,99  T o ta l......................... .................. $16,037,943.99  BIRMINGHAM— BIRMINGHAM TRUST & SAVINGS CO. Tom O. Smith, Arthur W .  Smith,  President  Chairman of Board  W m . H. Manly, Vice-President Benson Cain, Assistant Vice-President  H. C. Keller, Assistant Cashier D. B. Taliaferro, Assistant Cashier  C. D. Cotton, Assistant Vice-President E.  W . Finch, Cashier  R. E. Cotton, Assistant Cashier  Maclin F. Smith, Trust Officer E xam Elliott. Assistant Trust Officer  L IABILITIE S RESOURCES Loans and Discounts________ $13,446,317.21 Capital Stock paid in________ $ 1,000,000.00 O v erd rafts____________________ 21,888.02 Surplus Fund.__________________ 800,000.00 U. S. Bonds, Certificates of Undivided Profits less E x ­ Indebtedness and W . S. penses and Taxes paid___ 219,798.25 Stamps .......... 17,659.40 Reserve for Taxes and In­ Other Bonds, Stocks and terest 80,513.57 W arrants ___________________ 1,850,835.43 Demand Deposits______________ 12,069,910.40 Banking House...___ ___________ 820,730.61 Time Deposits_________________ 6,714,725.15 Furniture and Fixtures____________________ 56,277.45 Other Liabilities (Letters of Other Real Estate.......... ............. 214,920.45 Credit) .................................... 18,253.00 C a sh _______________ 205,843.42 Due from Banks______________ 1,855,588 07 Due from Federal Reserve Bank ________________________ 1,923,791.58 Exchanges for Clearing House ________________ 331,654.10 Checks and Cash Ite m s.................................... 157,469.63 Other Resources_______________ 225.00 Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $20,903,200.37  Total.  $20,903,200.37  37  ST A T E SU PER IN TE N D EN T OF B AN KS  BIRMINGHAM— BROTHERHOOD OF LOCOMOTIVE ENGINEERS BANK & TRUST CO. W . W . Gard, President J. C. DeHoll, Vice-President  Frank Prince, Assistant Cashier  W . C. Sterrett, Vice-President and Cashier  W m . Moore, Jr., Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts-.......... . $ 1,260,977.00  Capital Stock paid in________ $  Bonds, Stocks and Warrants.. Furniture and Fixtures_____ _  434,407 82 Undivided 4,591 38  Profits  less  Ex­  penses and Taxes paid____  74,897.23 Demand Deposits________  C a sh _______________________ Due from Banks______ __  15,912.18  Other Resources_______________  10,204.50  Total..._______________________ $ 1,972,024.86  32,603.73 1,167,663.21  170,744.89 Time Deposits_________________  Cash Items in Transit.............  500,000.00 50,000.00  289.86 Surplus Fund___________  Overdrafts __________  221,757.92  Total________________________1,972,024.86  BIRMINGHAM— INDUSTRIAL SAVINGS BANK Robert Jemison, President A. H. Woodward, Vice-Presi<Ient  W . E. Willett, Vice-President F.  M. O. Hindley, Assistant Cashier  B. Veilding, Vice-President  L IABILITIES  RESOURCES Loans and Discounts________ $  708,999.62 Capital Stock paid in....... ----- $  Furniture and Fixtures______  11,013.76 Surplus Fund________  Cash in Vault and Due from  Undivided  Banks _______________________ Other Resources....... ... ................  40,272.37  Profits  17,000.00 less  Ex28,649.16  penses and Taxes paid  229.01 Reserve terest  for  Taxes  and  In-  ~....................  Time Deposits______ — Other Liabilities____  T otal....________________________ $   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  760,514.76  100,000.00  T o ta l.......... .................. .................... $  3,653.84 610,585.61 626.15  760,514.76  A N N U A L REPORT FOR 1925  38  NORTH BIRMINGHAM— NORTH BIRMINGHAM TRUST & SAVINGS BANK R. H. Wharton, President J. H. Berry, Vice-President  Geo. B. Tarrant, Vice-President G.  C. Bryant, Cashier  RESOURCES  L IABILITIES  Loans and Discounts________ $ 1,826,379.80  Capital Stock paid in________ $  Other  Surplus Fund..............  Bonds,  Stocks  and  Warrants ......  9,179.30 Undivided  Banking' House________________  14,365.53  Furniture and Fixtures______  15,008.65 Reserve  Other  21.87S.16  Real  Estate.... ...............  C a sh _______ Due from Banks................ Cash Items in Transit________  penses  Profits  100,000.00 65,000.00  less  E x­  and Taxes paid____ for Taxes and  78,530.98  In­  terest  7,255.00  49,695.08 Demand Deposits______________  1,231,587.67  139,277.89 Time Deposits_________________  603,034 05  9,623.29  Total......................... ................... $ 2,085,407.70  Total.....___ __________________ $ 2,085,407.70  NORTH BIRMINGHAM— SECURITY TRUST & SAVINGS BANK C. B. Rogers, President Jno. W . Cannon, Vice-President  W . D. McEachern, Vice-President  David McCarty, Cashier RESOURCES Loans and Discounts............ Other  Bonds,  Stocks  LIABILITIES $  442,684.21  and  Warrants _____________  Surplus Fund................................. 14,755.47  Banking House________________  15,000.00  Furniture and Fixtures______  Capital Stock paid in........... 50,000.00  Undivided  Profits  17,897.81  9,020.37 Demand Deposits...................... 23,240.54 Time Deposits.............  C a sh ...............  23,227.53  Due from Banks.........................  47,127.47 Other  Checks arid Cash Ite m s_____  253,383.65 196,667.66  Notes and Bills Payable_____  60,000.00  Liabilities______________  4,000.00  8,343.53  Cash Items in Transit..... ..........   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,500.00  Ex­  penses and Taxes paid____  Other Real Estate..............  Total.  less  50.00  $  583,449.12  Total.  $  583,449 12  ST A T E SU PER IN TE N D EN T OP BAN KS  39  BIRMINGHAM— SOUTHSIDE BANKING CO. G.  B. Hollingsworth, President  John D. Elliott, Vice Presid-ent and Cashier  RESOURCES  L IABILITIES  Loans and Discounts________ $  191,954.44  Overdrafts ......  Capital Stock paid in....... ....... $  385.33 Surplus Fund____ ___  2,500.00  Furniture and Fixtures______  9,105.70  C a sh ___________________________  11,826.48  Due from B a n k s_____________  11,989.36 Demand D eposits_________  Exchanges  for  Undivided  Profits  25,000.00  less  Ex­  penses and Taxes paid____  6,497.20 129,825.15  Clearing  Time Deposits_________________  41,439.52  House _______________________  3,954.30 Notes and Bills Payable_____  25,000.00  Cash Items in Transit_______  406.76  Other  639.50  Resources______________  Total_________________________ $  230,261.87  T otal._______ ________________ $  230,261.87  BIRMINGHAM— STEINER BROTHERS Leo K. Steiner, President Herbert E. Steiner, Vice-President  Sig. Steiner, Assistant Cashier  Carl Steiner, Cashier  J. M. Levine, Assistant Cashier  RESOURCES  L IABILITIE S  Loans and Discounts_______ $ Overdrafts ____________________ U.  872,502.87  58.19 Surplus F und____________________  S. Bonds, Certificates of  Indebtedness  and  W.  Other  Bonds,  Undivided  S.  Stamps _____ Stocks  Profits  penses and Taxes 43,904.94  and  W arrants ___  Capital Stock paid in________ $  Reserve  for  less  terest 1,033,458.41 Demand Deposits___________ _ 54,484.18 Time Deposits______________  Cash ______  29,661.65 Notes and Bills Payable_____  from  Due  from  Banks____________ Federal  122,873.73 Other Liabilities.......................  for  354,632.99 43,955.94  745.73  House _______________________  3,988.52 348.00  Cash Item's in Transit_______  7,544.50  Other Resources______________  10,355.98   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,014,523.99  Clearing  Checks and Cash Item s_____  Total  11,174 20 361,308.20  Reserve  Bank ................. Exchanges  194,331.38  In­  Other Real Estate...............  Due  100,000.00  Ex­  paid___  Taxes and  100,000.00  .$ 2,179,926.70  Total  $ 2,179,926.70  40  A N N U A L REPORT FOR 1925  BLOUNTSVILLE— BANK OF BLOUNTSVILLE J. S. Wittmeir, President W . T. Bains, Vice-President  J. W . Carter, Vice-President Luther Graves, Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $ Overdrafts ____________________  47,883.96  Capital Stock paid in________ %  .20 Surplus Fund....... ..... ....................  Banking House.............  2,006.01 1,917.39  Furniture and Fixtures______ C a sh ___________________________  Profits  less  1,015.27  Ex­  penses hnd Taxes paid____  1,128.40  20,948.63 Demand Deposits______________  52,358.13  Due from Banks____________  9,573.03  Checks and Cash Items______  2,910.40  Total_________________________$  Undivided  15,000.00  85,239.62  15,737.82  Time Deposits_________________  Total....................... ............ ........ $  85,239.62  BOAZ— BOAZ BANK E. F. W hitman. President R. M. Miller, Cashier  S. B. Wilson, Vice-President S. H. Leeth, Vice-President  L. Collier, Assistant Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $ Demand  Loans  Secured  by  Cotton ........................................  89,128.62  Overdrafts ___ Other  313,489.91  630.42  Bonds,  Stocks  and  Capital Stock paid in________ $  50,000.00  Surplus Fund ...............  12,000.00  Undivided  Profits  penses and Taxes  less  Ex­  paid___  4,916.60  Demand Deposits________ _  257,853.84  4,700.00 Time Deposits___________ __ __  105,252.56  Banking House...__ _______  4,500.00 Notes and Bills Payable ........  125,000.00  Furniture and Fixtures__ ___  3,376.89  W arrants ...... ...........................-  Other Real Estate---- ---------------  5,500.00  C a sh _____ ______  16,914.06  Due from Banks............. Exchanges  for  114,913.13  Clearing  House .........  1,168.09  Checks and Cash Items.... .....  599.23  Cash Items in Transit________  102.65  T otal   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  555,023.00  Total.  $  555,023.00  ST A T E SU PER IN TE N D EN T OF BAN KS  41  BOLIGEE— BOLIGEE BANKING CO. R. L. Adams. President E. H. Goodwin, Cashier  A. N. Grubbs, Vice-President  L IABILITIES  RESOURCES Loans and Discounts________ $ Overdrafts (Cotton)__________  91,433.51  Capital Stock paid in________ $  25,000.00  452.77 Surplus Fund........ ....................... ........................................  Furniture and Fixtures...........  3,362.77  Undivided  Profits  less  penses and Taxes  paid..... .  C a sh _________________  12,843.65  Due from Banks..... ...................  36,006.69 Demand D eposits__ _____  Total________________________ $  144,099.39  E x­ 1,731.38 108,318.73  Time Deposits...............................  1,549.28  Notes and Bills Payable.........  5,000.00  Total______ __________________ $  144,099.39  BRENT— BRENT BANKING COMPANY H.  V. Faucett, President  J. S. Ward, Vice-President  D. W . James, Cashier  J. T. Martin. Assistant Cashier RESOURCES  L IABILITIES  Loans and Discounts.............. $  Undivided  S. Bonds, Certificates of  Indebtedness  and  Capital Stock paid in............... $  143.07 Surplus Fund...............  Overdrafts .................... U.  94,517.36  W.  Profits  25,000.00 25,000.00  less  E x­  S.  penses and Taxes paid____  4,073.28  Stamps ______________________  25,350.00 Demand Deposits______________  135,733.90  Banking House.............................  2,500.00 Time Deposits......... ......................  110,112.74  Furniture and Fixtures...........  2,121.50  Other Real Estate.... .................  1,030.91  C a sh ___________________________  8,397.11  Due from Banks_______  147,952.68  Cash Items in Transit________  17,757.29  Other Resources_______________  150.00  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  299,919.92  Total.  $  299,919.92  2  42  A N N U A L REPORT FOR 1925  BREWTON— BANK OF BREWTON O. M. Gord'  i, President  W . Y. Lovelace, Vice-President  S. B. Parker, Cashier  J. G. McGowin, Vice-President  R. M. W atson, Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $ O verdrafts____________________ U.  369,908.77  845.37 Surplus Fund__________________  S. Bonds, Certificates of  Indebtedness  and  W.  Capital Stock paid in________ $  Undivided  S. _  Stamps _______________ _______ Banking House________________ Furniture and Fixtures______ Other Real Estate...... ............... C a s h ___________________  Profits  less  50,000.00 50,000.00  Ex­  penses and Taxes paid____  10,423.76  10,950.00 Demand Deposits______________  256,608.40  12,541.92 Time Deposits_________________  256,795.47  2,500.00 5,277.65 18,549.82  Due from Banks______________  197,528.87  Checks and Cash Items...........  4,268.23  Other Resources_______________  1,457.00  Total____________________ ____$  623,827.63  Total............. ................................$  623,827.63  BREWTON— CITIZENS BANK E. L. McMillan, President J. T. Boyd, Vice-President  O. M. Colley, Cashier  J. F. Purifoy, Assistant Cashier LIABILITIES  RESOURCES Loans and Discounts________ $  207,677.07  Capital Stock paid in-------------$  24.33 Surplus Fund__________________  Overdrafts ____________________  Undivided  U. S. Bonds, Certificates of  Profits  less  47,200.00 25,000.00  Ex­  S.  penses and Taxes paid------  12,551.18  Stamps ______________________  7,600.00 Demand Deposits______________  238,404.46  Time Deposits_________________  75,768.85  43,887.37 Other Liabilities_______________  11.64  Indebtedness  Other  Bonds,  and  W.  Stocks  and  W arrants ___________________ Banking House________________  3,102.38  Furniture and Fixtures......... .  2,492.62  Other Real Estate____________  8,302.92  C a sh ___________________________  21,212.63  Due from Banks______________  104,045.37  Checks and Cash Items...........  591.44  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  398,936.13  Total.  $  398,936.13  48  S T A T E SU PER IN TE N D EN T OF B AN K S  BREWTON— FARMERS & MERCHANTS BANK J. W . Adkisson, President T.  E. S. Liles, Vice-President  RESOURCES  LIABILITIES  Loans and Discounts________ $  397,029.92 Capital Stock paid in.............. $  O verdrafts____________________ U.  S. Bonds,  209.66 Surplus F u n d _________ Undivided  Certificates of  Indebtedness  and  W.  Bdhds,  Stocks  Profits  less  25,000.00  20,735.21  18,200.00 Demand Deposits________  298,011 05  70,757.00 Other Liabilities........ ...........  W arrants ............... .............. 1... Furniture and Fixtures______ Other Real Estate_______  319,666.54  Time Deposits _____ ___________  and  35,800.00  E x­  penses and Taxes paid____  S.  Stamps ................. Other  C. Hurd, Assistant Cashier  R. J. Murphy, Assistant Cashier  Geo. O. Harold, Cashier  61.02  2,471.82  —  5,631.5S  Cash ........................  18,764.70  Due from Banks________  186,123.77  Checks and Cash Items .......  85.37  T o t a l - ..................... .................. $  699,273.82  Total..........................................  $  699,273.82  BRUNDIDGE— BRUNDIDGE BANKING CO. M. Lightfoot, President F.  C. Bass, Vice-President  J. F. Hightower, Cashier  W alter A. Bass. Assistant Cashier RESOURCES  LIABILITIES  Loans and Discounts._______ $  Bonds,  Stocks  Capital Stock paid in________ $  950.61 Surplus Fund.......... ..........................  Overdrafts ............... Other  362,658.79  and  W arrants ___  Undivided 37,125.00  Profits  less  penses and Taxes paid___  4,000.00  Furniture and Fixtures...........  3,000.00  Other Real Estate.......................  2,466.59 Demand Deposits...................  C a sh ................  31,853.01  In­  terest .  10,925.00 420,374.86 59,093.08  232,650.52  Checks and Cash Items ..........  162.93  Cash items in Transit________  2,025.09   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Taxes....and  27,206.42 Time Deposits________ _______ _  Due from Banks___________  TotaL.  for  50,000.00  Ex­  Banking House_________  Reserve  100,000.00  .%  672,245.95  T o ta l—  .$  672,245.95  A N N U A L REPORT FOR 1925  44  BUTLER— CHOCTAW BANK W . J. Dansby, President W . D. W hitted, Vice-President  E. L. Bush, Cashier  RESOURCES  LIABILITIES  Loans and Discounts..... ........ $ Overdrafts .......... U.  162,865.82  437.58 Surplus Fund__________________ Undivided  S. Bonds, Certificates of  Indebtedness  Capital Stock paid in________ $  15,000.00  Ex­  S.  penses and Taxes paid____ 3,717.64 Reserve for Bad Accounts___  1,708.97  Demand Deposits______________  160,200.72  Bonds,  W.  less  Stamps ______________________ Other  and  Profits  20,000.00  Stocks  and  W a r r a n ts ___________________  6,737.59  28,599.17 Time Deposits...___ ____________  69,965.48  Banking House__________  5,250.00 Bonds Borrowed.___ _________  5,200.00  Furniture and Fixtures______  3,000.00  Other Liabilities_______________  32.11  Other Real Estate____________  1,787.24  Customers’ Letters of Credit  8,500.00  C a sh ___________________________  16,851.02  Due from Banks______________  50,403.92  Checks and Cash Items______  119.23  Cash Items in Transit________  613.25  Customers’ Liability Accounts  8,500.00  Bonds in Trust...........................  5,200.00  Total_______________________ ...$  287,344.87  Total_________________ ______287,344.87  CALERA— CENTRAL STATE BANK Gordon DuBose, President  C. L. O’Neal, Vice-President  RESOURCES  L IABILITIE S  Loans and Discounts___ ____ $ Other  Bonds,  Stocks  49,662.03  and  Capital Stock paid in........ ...... $ Surplus Fund__________________  W arrants .............................. —~  18,000.00  Banking House________________  22,000.00  Undivided  Profits  1,800.00  Ex­  paid___  790.49  Furniture and Fixtures______  2,000.00 Demand Deposits______________  72,877.23  Other Real Estate____ _______  2,000.00  C a sh ___________________________  6,287.24  Due from Banks.....................  5,392.58  Checks and Cash Items______  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  penses and Taxes  less  30,000.00  125.87  105,467.72  TotaL.  $  105,467.72  S T A T E SU PER IN TE N D EN T OF BAN KS  45  CAMDEN— BANK OF CAMDEN W . J. Bonner. President Stonewall McConnico, Vice-President  R.  RESOURCES  LIABILITIES  Loans and Discounts________ $ Overdrafts ____________________ Other  Bonds,  Stocks  C. Jones, Cashier  182,358.47  Capital Stock paid in________ $  62.62 Surplus Fund......................  and  W arrants ............  Undivided  Profits  less  46,400.00 7,500.00  Ex­  penses and Taxes paid____  1,799.52  Banking House............ .................  3,000.00 Demand Deposits______________  143,726 94  Furniture and Fixtures______  1,500.00 Time Deposits_________________  24,339.38  C a sh ___________________________  5,976.02  Due from Banks........ .................  24,647.87  Checks and Cash Items______  4,420.86  1,800.00  Total.................. ....... .................. $  223,765.84  Total_________________________ $  223,765.84  CAMP HILL— BANK OF CAMP HILL E. H.  L. Andrews, President  T. Hammer, Vice-President  S. V. Henderson, Cashier  O. S. Heard, Assistant Cashier RESOURCES  LIABILITIES  Loans and Discounts............... $ Banking House________________  243,561.25 Capital Stock paid in________ $ 10.00 Surplus Fund........ .........................  Furniture and Fixtures______  10.00  Other Real Estate------------------  4,995.00  Undivided  Profits  Ex­  paid___  1,668.05  C a sh ___________________________  13,424.64 Demand Deposits______________  211,258.02  Due from Banks....... .................  50,089.64  Checks and Cash Items______  835.54  T otal.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  312,926.07  penses And Taxes  less  50,000.00 50,000.00  Total.  312,926.07  A N N U A L REPORT FOR 1925  46  CARBON HILL— CARBON HILL STATE BANK J. T. Wakefield, President J. G. Stalcup, Vice-President  S. F. Wheeler, Cashier  W . S. Thornton, Vice-President  O. H. Whitney, Vice-President  Dan McDonald, Assistant Cashier RESOURCES  LIABILITIE S  Loans and Discounts________ $  80,223.64  Overdrafts .........  Capital Stock paid in.............. $  215.40 Undivided  Banking House................  Profits  25,000.00  Ex­  paid___  989.19  4,533.62 Demand Deposits______________  51,840.20  C a sh ______________  12,161.19 Time Deposits_________________  64,568.03  Due from Banks_____ ________  24,447.06  Checks and Cash Items______  1,632.76  19,180.10  Furniture and Fixtures______  Other  Resources______________  penses and Taxes  less  3.65  Total______ _________________ $  142,397.42  T otal........................ ................... $  142,397.42  CARBON HILL— CITIZENS BANK Duncan McDonald, Chairman of Board  G.  A. Kropp, President and Cashier  Jos. Nicol, Jr., Vice-President  K.  Mrs. R. A. Plummer, Assistant Cashier  W m . V. Dodd, Assistant Cashier  E. Kropp. Assistant Cashier  LIABILITIE S  RESOURCES Loans and Discounts________ $  210,335.41  Capital Stock paid in.—........ ...8  120.80 Surplus Fund__________________  Overdrafts ................----- ----------Banking House--------- ----—-  3,500.00  Undivided  Profits  less  25,000.00 12,500.00  Ex­  penses and Taxes Paid____  14,055.41  Other Real Estate------------------  11,194.00 Demand Deposits.......... ...............  192,943.80  C a sh ___________________________  11,179.82 Notes and Bills Payable_____  35,000.00  Due from Banks---------------------  38,546.46  Furniture and Fixtures---------  Exchanges  for  2,950.00  Clearing  House ......  1,436.12  Checks and Cash Items...........  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  236.60  $  279,499.21  Total.  $  279,499.21  ST A T E SU PER IN TE N D EN T OF B AN KS  47  CARROLLTON— BANK OF CARROLLTON A. H. Dabbs, President W.  C. Robertson,  Vice-President  Ethel Ferguson, Cashier  M. Johnson, Vice-President and Cashier  D.  RESOURCES 248,330.76  Overdrafts ------------------------------Bonds,  Stocks  Hale,  Assistant  Cashier  LIABILITIES  Loans and Discounts________ $  Other  E.  Capital Stock paid in.... ........ ..$  635.44 Surplus Fund__________________  and  Undivided  Warrants ___________________  29,441.53  Banking House________________  Profits  less  25,000.00 5,000.00  Ex­  penses and Taxes paid____  19,706 55  3,200.00 Demand Deposits.......... ...............  176,361.46  Furniture and Fixtures...........  4,200.00 Time Deposits____________  95,385.15  Other Real Estate____________  4,641.75 Notes and Bills Payable_____  10,000.00  C a sh ___________________________  7,979.47  Due from Banks______________  29,802.86  Checks and Cash Items______  3,221.35  Total_________________________ $  331,453.16  Total..___ ____________________ $  331,453.16  CASTLEBERRY— PEOPLES BANK C. P. Deming, President J. W .  Thurmond, Vice-President  N. P. Thurmond, Cashier  RESOURCES  L IABILITIE S Capital Stock paid in............... i  25.000.  00  Banking House______________  4.800.00 Surplus Fund___ ________ ___ __  10. 000.  00  Furniture and Fixtures........  1.300.00  Other Real Estate______ ___  400.00  88,495.21  Loans and Discounts______  C a sh ________________________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  49,174.87  .$  152,834.65  Profits  less  Ex­  penses and Taxes paid____  8,664.57 Reserve  Due from Banks......................  Total.__  Undivided  for  Taxes  and  1,316.55  In­  terest ________________________  2, 000.00  Demand Deposits______________  90,878.10  Time Deposits_________________  23,640.00  To,tal.  .$  152,834.65  A N N U A L REPORT FOR 1925  48  CEDAR BLUFF— CEDAR BLUFF BANK W . R. Westbrook. President W . S. McElrath, Vice-President  J. G. Slone, Cashier L IABILITIE S  RESOURCES Loans and Discounts.......... 123,673.26  Capital Stock paid in________ $  16,500.00  185.70 Surplus Fund...... ...............  Overdrafts __________  25,000.00  Banking House......... ............  1,248.93  Furniture and F ixtu res_____  1,606.19  penses and Taxes paid.......  6,636.81  Other Real Estate____________  5,000.00 Demand Deposits______________  80,062.24  C a sh .......................  14,647.87 Time Deposits_________________  46,238.10  Due from B an ks......................  28,096.18 Other Liabilities_______________  20.98  Total..  $  174,458.13  Undivided  Profits  less  Ex­  Total  174,458.13  CENTRE— CHEROKEE COUNTY BANK Roscoe Smith. President Lam ar Smith, Vice-President  J. H. Savage, Cashier  Glen S. Williamson Assistant Cashier L IABILITIES  RESOURCES Loans and Discounts.............. $  171,983.69  Overdrafts ____________________ U.  301.80 Surplus Fund__________________ Undivided  S. Bonds, Certificates of  Indebtedness  and . W .  S.  Stamps ............... Other  Bhnds,  Stocks  15,000.00  Ex­ 11,476.01 112,791.79  Time Deposits........... ....................  82,890.30  17,000.00 1,000.00  Furniture and Fixtures______  1,000.00  Other Real Estate.....................  1,075.00  C a sh ........ _ .............................  8,882.24  Due from Banks..................  33,039.79  Checks and Cash Item s_______  2,873.50  Other Resources_______________  2.08   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  less  penses and Taxes paid____  and  W arrants - ...........................  Profits  25,000.00  10,000.00 Demand Deposits..........................  Banking House__________  T o ta l___  Capital Stock paid in________ $  $  247,158.10  T o ta l....  $  247,158.10  STATE  S U P E R IN T E N D E N T  49  OF B A N K S  CENTRE— FARMERS & MERCHANTS BANK J. O. Jordan, President G. A. Johnson, Cashier  M. D. Starling, Vice-President  L IABILITIE S  RESOURCES Loans and Discounts........... .$  113,003.90  Capital Stock paid in________ $  18,000.00  144.30 Surplus Fund...................... ...........  Overdrafts ........  Undivided  Profits  less  6,300.00  E x­  Banking House________  3,500.00  Furniture and Fixtures______  1,953.49  paid___  597.92  Other Real Estate__ _____  2,911.17 Demand Deposits_____________  68,124.10  penses and Taxes  Cash _____  6,088.35 Time Deposits.................... ...........  34,731.62  Due from Banks______________  6,063.94 Notes and Bills Payable_____  10,000.00  Checks and Cash Items______  4,057.75  Other Resources........... ......  30.74  Total___ _____________ _______ $  137,753.64  Total...__________ ____ ________ $  137,753.64  CENTREVILLE— BIBB COUNTY BANKING & TRUST CO. J. P. Kennedy, President Ed Kennedy, Vice-President  Josiah M. Kennedy,  Cashier  W . J. Langston, Assistant Cashier RESOURCES  LIABILITIES  Loans and Discounts________ $ Overdrafts Other  ......  Bonds.  111,794.78  Capital Stock paid in_______ $  16.68 Surplus Fund_____________ Stocks  and  Demand  25,000.00 16,000.00  Deposits____________  87,965.28  8,940.00 Time Deposits...............................  31,528.00  Banking House._____  9,000.00 Notes and Bills Payable_____  6,000.00  Furniture and Fixtures___ __  2,000.00  Other Real Estate........... ..........  8,559 94  C a sh .................................................  9,742.08  W arrants ______  Due from Banks..................  10,318.88  Checks and Cash Items______  344.25  Cash Items in Transit________  2,974.08  Other  2,802.59  Resources______________  Total...   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  166,493.28  Total.  $  166,493.28  A N N U A L REPORT FOR 1925  50  CENTREVILLE— PEOPLES BANK W . C. Fuller, President and Cashier W . Hunnicutt, Vice-President  N.  A. C. Pratt, Assistant Cashier  RESOURCES  L IABILITIE S $  Loans and Discounts---------U.  133,653.99  S. Bonds, Certificates of  Indebtedness  and  W.  S.  Bonds,  Stocks  15,000.00  6,250.00  and  W arrants ______________________  Profits  less  E x­  penses and Taxes paid____ Demand  Furniture and Fixtures...........  3,926.16  Deposits_____________  111,688.99  10,750.00Time Deposits._________________  49,579.53  4,000.00  Other Real Estate_______________ Cash  42,000.00  Surplus Fund....... .......................... Undivided  Stamps --------------------------- ----Other  Capital Stock paid in________ $  1,380.00  __________________________  11,684.54  Due from Banks---------------------  49,831.25  Checks and Cash Items...........  1,680.57  Cash Items in Transit-----------------  2,964.33  Total.............................................$  222,194.68  Total_________________________ $  222,194.68  CHATOM— CHATOM STATE BANK Jas. N. Granade, President F.  Milton McDowell, Vice-President RESOURCES Loans and Discounts-------------$ Overdrafts ____________________ U.  69,774.52  and  W.  Undivided  S.  Stamps __________________ Other  Bonds,  Stocks  W arrants ___________________  2,560.81 400.00 63,933.76  5.50 Time Deposits_________________  24,500.22  4,700.00 800.00 1,847.19 5,863.92  Due from Banks______________  28,880.56  Checks and Cash Items----- ----  427.79   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  5,924.33  Ex­  Demand Deposits_____________  Other Real Estate.— .................  Total.  less  penses and Taxes paid____  Furniture and Fixtures---------  Cash ______  Profits  15,000.00  5.00 Reserve for Interest___________ and  Banking House.------ -----------------  Capital Stock paid in________ $  14.64 Surplus Fund__________________  S. Bonds, Certificates of  Indebtedness  L. McLemore, Cashier  L IABILITIES  $  112,319.12  Total.  $  112,319.12  S T A T E SU PER IN TE N D EN T OF B AN KS  5  CHILDERSBURG— FIRST STATE BANK R. R. Gross. President R. O. Roberts, Vice-President  Jas. B. W ynn, Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $  67,463.36  Capital Stock paid in________ $  Overdrafts .......... —.......................  6.07  Banking House________________  2,000.00  Furniture and Fixtures______  2,205.50 Demand  Other Real  Estate____ __  Undivided  Profits  less  penses and Taxes  20,000.00  Ex-  paid... .  96.31  Deposits_____________  44,602.99  3,406.74 Time Deposits__ ______  C a sh ___________________  7,762.64  3,702.46  Notes and Bills Payable.........  17,500.00  Due from Banks..-__ __________  12,887.71  Notes and Bills Rediscounted  1,736.45  Cash Items in Transit._______  26.55  Total........ ..... .................... ......... $  91,698.39  Total_________________________ $  91,698.39  CITRONELLE— CITRONELLE STATE BANK John A. Hurt, President R. W . Lynch, Vice-President  Claude D. Hurt, Cashier  Audrey Rowell, Assistant Cashier LIABILITIES  RESOURCES Loans and Discounts________ $ Overdrafts ____________________ U. S- Bonds,  and  W.  Undivided  1,360.13 Stocks  and  W arrants ___________________  1,026.29  Furniture and Fixtures______  1,827.32  Other Real Estate______ ______  2,000.00  C a sh ___________________________  6,000.00  E x­  paid___  710.44  Deposits_____________  •95,893.85  Time Deposits................ ...............  34,931.38  Demand  6,302.01  Due from Banks________  44,749.98  Other Resources__ ____________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  less  10,000.00  500.00  Banking House..............  Total  Profits  penses and Taxes  S.  Stamps ______ Bonds,  Capital Stock paid i n _______ $  198 49 Surplus Fund__________________  Certificates of  Indebtedness  Other  89,561.45  10.00  .$  147,535.07  Total  $  147,535 67  52  A N N U A L REPORT FOR 1925  CLANTON— PEOPLES SAVINGS BANK F. N.  J. Callen, President  S. Johnson, Vice-President  H. G. Heflin, Cashier  Reedie Taylor,  Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $  Bonds,  Stocks  Capital Stock paid in________ $  1,562.81 Surplus Fund__________________  Overdrafts ______________ Other  269,913.69  and  Warrants ___________________  Undivided  Furniture and Fixtures______ C a sh ____________________  less  10,000.00  Ex­  penses and Taxes paid____  65,835.46  2,700.00 Demand Deposits_____________  374,788.77  2,727.25 Time Deposits_________________  115,257.69  20,400.00  Banking House________________  Profits  15,000.00  33,425.34  Due from Banks.........................  243,708.67  Checks and Cash Items______  1,364.28  Cash Items in Transit________  5,079.88  Total________________________ $  580,881.92  Total_____ ______________ ____ $  580,881.92  CLAYTON— BANK OF COMMERCE W . H. Robertson. President J. J. S. W illis, Vice-President  A.  RESOURCES  LIABILITIES  Loans and Discounts________ $ Overdrafts ............ Other  Bonds,  J. Bethune, Cashier  277,761.44  Capital Stock paid in____ ___ $  Stocks  Undivided  and  W arrants _______________ ___  2,640 00  Profits  less  50,000.00 20,000.00  1,247.95 Surplus Fund_____ __________ _ E x-  penses and Taxes paid____  9,302.47  Furniture and Fixtures.... .......  1,950.00 Demand Deposits.____________  144,545.88  C a sh ___________________________  19,089.25 Time Deposits._________________  87,473.25  Due from Banks......... ............  10,986.06 Notes and Bills Rediscounted  35,528.00  Other Liabilities______________  422.67  Due  from  Federal  Reserve  Bank __________________  33,307.53  Checks and Cash Items______  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  290.04  $  347,272.27  Total.  .$  347,272.27  53  ST A T E SU PER IN TE N D EN T OF B AN KS  CLAYTON— CLAYTON BANKING CO. J. T. Floyd,  ■., President Thos. R. Parish, Cashier  J. E. Parish, Vice-President  L IABILITIE S  RESOURCES  207,992.45 Capital Slock paid in________ $  Loans and Discounts________ $  175.97 Surplus Fund__________________  Overdrafts ____________________ Other  Bonds,  Stocks  and  Undivided  Profits  less  50,000.00  Ex­  paid___  6,766.75  Furniture and Fixtures______  2,000.00 Demand  Deposits_____________  100,905.46  Other Real Estate____________  7,051.01 Time Deposits._________________  36,852.78  C a sh ___________________________  7,478.69  Notes and Bills Payable_____  60,000.00  Due from Banks______________  66,385.92  Checks and Cash Items...........  1,988.26  W arrants ___________________  11,200.00  Cash Items in Transit________  10.00  Other Resources_______________  242.69  Total_________________________ $  304,524.99  penses and Taxes  50,000.00  Total............................................. $  304,524.99  CLIO— CLIO BANKING CO. W . A. Arnold, President J. D. Fuqua, Vice-President  B. I. Jackson, Cashier  C. H. Stephens, Assistant Cashier RESOURCES  L IABILITIES  Loans and Discounts..............$  169,839.74  Capital Stock paid in________ $  Overdrafts ...... ............. _........... .  5,164.08 Surplus Fund ..........................  Banking House________________  2,000.00 Undivided  Profits  less  50,000.00 12,500.00  Ex­  Furniture and Fixtures______  1,500.00  penses and Taxes paid____  11,062.30  Other Real Estate____________  5,982.86 Demand Deposits_____________  226,960.20  Cash ..................................................  15,538.40 Notes and Bills Payable______  50,000.00  Due from Banks______________  93,472.09  Checks and Cash Items...........  829.73  Other  Resources  (Loans  on  Cotton) .............  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  56,195.60  $  350,522.50  Total.....  ....$  350.522.50  A N N U A L REPORT FOR 1925  54  COLLINSVILLE— PEOPLES BANK W . E. Killian, President J. W . Blackwell, Vice-President  E. M. Box, Cashier  J. D. Jordan, Vice-President  W . B. Smith, Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $  200,690.30  Capital Stock paid in________ $  Overdrafts ________________  1,712.96 Surplus Fund............  Banking House.....................  7,000.00 Undivided  Furniture and Fixtures______  3,000.00  C a sh ___________________________  16,000.00 less  Ex­  penses and Taxes paid___  15,821.95 Demand  Due from Banks....... ......................  Profits  306.73  Deposits______ ______  123,960.29  46,889.15Time Deposits____________  74,848.59  1 25 Notes and Bills Payable_____  Checks and Cash Items___ __  Total___ __________ __________ $  275,115.61  50,000.00  10,000.00  Total......... ....................................$  275,115.61  COLUMBIA— BANK OF COLUMBIA W . F. Oakley, President T. L. Blackwell, Vice-President  L. W . Armstrong, Cashier  M. L. Oakley, Assistant Cashier RESOURCES  L IABILITIE S  Loans and Discounts________ $  65,303.45  262.49 Surplus Fund________  Overdrafts _______________  Undivided  U. S. Bonds, Certificates of Indebtedness  and  W.  Bonds,  Stocks  17,650.00 Demand Time  and  W arrants ..................  17,500.00 less  Ex­ 5,072.90  Deposits_____________  237,929.03  Deposits___ ________  2,000.00  1,400.00  Furniture and Fixtures______  1,400 00  Other Real Estate_________  2,300.29 j  C a sh ___________________________  26,315.42  Due from Banks............ ..... -.....  161,360.04  Checks and Cash Item s...........  11,428.24  Cash Items in Transit............   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  25,000.00  45.00  Banking House-------------------  Total.  Profits  penses and Taxes paid____  S.  Stamps ....................... Other  Capital Stock paid in________ $  37.00  S  287,501.91  T otal  $  287,501.93  55  ST A T E SU PER IN TE N D EN T OF B AN KS  COLUMBIANA— COLUMBIANA SAVINGS BANK W . F. Davis, President tV. W . Wallace, Vice-President  W . L. Christian, Cashier  RESOURCES  L IABILITIE S  Loans and Discounts............... $ Overdrafts ..................................... Other  Bonds,  Stocks  206,789.75  5.21 Surplus Fund__________________  and  W arrants ____________  Undivided  Profits  penses and Taxes  less  35,000.00 6,200.00  Ex­  paid___  9,027.87  5,800.00 Demand Deposits_____________  117,426.97  5,800.00  Banking House.................  Capital Stock paid in............... $  Furniture and Fixtures______  1,275.00 Time Deposits_________________  64,268.58  Other Real Estate____________  1,493.75  30,000.00  Cash  .......  Notes and Bills Payable_____  15,531.69  Due from Banks______________ Checks arid Cash Items....... .  24,334.56 893.46  Total..__ ____ ________________ $  261,923.42  Total____ _______________ ____ $  261,923.42  CORDOVA— CITIZENS BANK & TRUST CO. M. Aaron, President C. D. Shepherd, Vice-President  G. H. Stewart, Vice-President and Cashier  RESOURCES  LIABILITIES  Loans and Discounts.............. $ Other  Bonds,  Stocks  58,499.55  and  Surplus Fund__________________  W arrants ___________________  750.00  Furniture and Fixtures..........  5,774.00  C a sh _____ ____  Undivided  for  200.00  E x­ 2,237.37  Deposits........ ...............  38,819.24  10,345.85 Time Deposits_________________  16,388.32  165.28  Cash Items in Transit................   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  less  25,000.00  Clearing  House .......................  Total.  Profits  penses and Taxes paid____  6,596.74 Demand  Due from Banks.__ _______ Exchanges  Capital Stock paid in________ $  .$  513.51  82,644.93  Total.  $  82,644.93  56  A N N U A L REPORT FOR 1925  CORDOVA— CORDOVA STATE BANK J. R. Shepherd, President P. M. Long, Vice-President  W.  RESOURCES  LIABILITIE S  Loans and Discounts________ $  107,289.82  Bonds,  Stocks  Capital Stock paid in________ $  4.72 Surplus Fund.____ _____________  Overdrafts .... -—............................ Other  N. Jones, Cashier  and  Undivided  Warrants ...................................  50,214.00  Banking House________________  14,500.00  Profits  penses and Taxes Reserve  Furniture and Fixtures______  500.00  terest  Other Real Estate____________  2,553.87  Demand  for  Taxes  less  10,000.00  Ex­  paid___ and  988.96 Deposits_____________  73,230.79 100,139.85  C a sh ______ ________  11,639.04 Time Deposits............................... 21,235.21  Checks and Cash Item s...........  263.46  Other Resources_______________  17.82  208,217.94  8,858.34  In­  Due from Banks....... ..................  Total_________________________$  15,000.00  Total_________________________$  208,217.94  CRAGFORD— CRAGFORD BANK T. R. Bell, President P.  E-  Wright,  Vice-President B.  O.  RESOURCES  U. S. Liberty Bonds....... ............ Bonds,  Stocks  63,564.77  5,150.00 Surplus Fund................. :............... Reserve  and  Warrants ___________________  Capital Stock paid in............. ..$  15,040.00  1,325.00 Demand  Furniture and Fixtures---------  1,200.00 Time  Other Real Estate..... ................  4,411.00  C a sh ----- -----------------  6,782.24  Due from Banks.............  6,822.01  Checks and Cash Items---------   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  for  Taxes  and  Cashier  25,000.00 5,000.00  In­  terest ________________________  Banking House________________  T o ta l  Mitchell,  L IABILITIE S  Loans and Discounts............... $  Other  O.  T. Carter, Assistant Cashier  Deposits_______________  Deposits___________________  2,004.21 48,942.56 23,364.88  16.63  104,311.65  T otal  ..$  104,311.65  STATE  S U P E R IN T E N D E N T  OF  57  BANKS  CROSSVILLE— FIRST BANK OF CROSSVILLE S.  P. Smith, President  J. W . Black, Vice-President  C. D. King, Cashier  W m . F. Croft, Assistant Cashier LIABILITIES  RESOURCES Loans and Discounts________ $  94,900.49  Capital Stock paid in________ $  130.87 Surplus Fund....... .......  Overdrafts ____________________ Banking House_______ ________  1,000.00  Furniture and Fixtures...........  2,108.75  C a sh ......... ....................  9,277.22 Demand  Due from B anks......... ...............  Profits  2,008.07 less  Ex­  penses and Taxes paid -.......  5,534.21  Deposits.....-.................  59,245.69  22,749.69 Time Deposits__________  Items_____  40.50  Other Resources______ ________  16.35  Checks and Cash  Undivided  Total_____ ___ __________ _____ $  130,223.87  20,000.00  43,435.90  Total____ __________________  $  130,223.87  CUBA— BANK OF CUBA W . E. McGowen, President T.  P. McGowen, Vice-President  T. S. W ard, Cashier  T. O. Vaughan, Vice-President  C.  W . McGowen, Assistant Cashier  RESOURCES  L IABILITIES  Loans and Discounts..... .........$ Overdrafts --------U.  88,519.37  219.99 Surplus Fund........ ......  S. Bonds, Certificates of  Indebtedness  and  W.  Bonds,  Undivided  S.  Stamps _______ Other  Capital Stock paid in________ $  Stocks  and  2,031.41  Deposits_________  118,760.24 15,418.20  Time Deposits_________________  2,100.00  Furniture and Fixtures______  1,100.00  Other Real Estate............ ,_____  379.25  C a sh ........ .................  10,204.21  Due from Banks__ ___________  37,087.03  Checks and Cash Items______  200.00  Cash Items in Transit________  1,400.00   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Ex­  23,000.00  Banking House________________  Total  14,000.00 less  penses arid Taxes paid_____ 1,000.00 Demand  Warrants ..................  Profits  15,000.00  $  165,209 85  T otal  $  165,209.85  A N N U A L REPORT FOR 1925  58  CULLMAN— PARKER BANK & TRUST CO. M. L. Robertson. President C. A. Stiefelmeyer, Vice-President  Jos. Spitznagel, Cashier  R. E. Lee, Vice-President  W . W . Newman, Assistant Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $  905.70  S. Bonds, Certificates of  Indebtedness  and  W.  Bonds,  Stocks  Undivided  Profits  less  Demand  90,000.00 35,000.00  E x­  penses and Taxes paid_____  S.  Stamps ________________________ Other  Capital Stock paid in________ $  33,753.65 Surplus Fund__________________  Demand Loans on Cotton___ Overdrafts ____________________ U.  483,984.22  17,596.34  Deposits.______________  434,552.07  31,050.00Time Deposits___________________  213,405.20  and  Warrants (Alabama Bonds)  10,000.00  Furniture and Fixtures______  5,215.40  Other Real Estate____________  2,550.00  Cash __________________________  58,367.47  Due from Banks______________  164,146.64  Checks and Cash Items______  580 53  Total_________________________ $  790,553.61  Total  790,553.61  DADEVILLE— STURDIVANT BANK H.  C. Sturdivant, President  F. F. Sturdivant, Vice-President  F. M. Coleman, Cashier L IABILITIE S  RESOURCES Loans and Discounts_____ __ $ Other  Bonds,  Stocks  207,241.89  and  Capital Stock paid in.__ _____ $  50,000.00  Surplus Fund__________________  25,000.00  W arrants ___________________  42,570.42  Banking House________________  1 , 000.00  penses and Taxes paid_____  482.48  Furniture and Fixtures______  2 , 000.00  Demand Deposits_____________  364,018.35 32,015.00  Undivided  Profits  less  E x­  Other Real Estate........... ..........  20, 000.00 Time Deposits_________________  C a s h ___________________ ___ ___  17,833.28  Due from Banks______________  180,870.24  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  471,515.83  Total.  .$  471,515.83  59  ST A T E SU PER INTEND EN T OF BANKS  DADEVILLE— TALLAPOOSA COUNTY BANK W m . Gray, Jr., President G.  J. Sorrell, Vice-President  C. G. Collier, Cashier LIABILITIES  RESOURCES Loans and Discounts............. $  473.93 Surplus F u n d __________________  Overdrafts ------------Other  Bonds,  247,816.97 Capital Stock paid in............. _$  Stocks  Undivided  and  W arrants ..................  40,015.85  Profits  less  10,000.00  Ex­  penses and Taxes paid .......  2,500.00 Demand  50,000.00  13,649.65  Deposits....... ................  249,554.03  Furniture and Fixtures...........  1,000.00 Time Deposits_________________  75,419.20  Other Real Estate____________  1,600.00  Banking House__________  Cash ____________ ______________  20,342.57  Due from Banks______________  81,308.06  Other Resources_______________  3,566.10  Total—....... ................................. $  398,623.48  398,023.48  Total..  DAPHNE— DAPHNE STATE BANK J. R. Hammett. President V.  J. Allegri, Vice-President  B. L.  LIABILITIES  RESOURCES Loans and Discounts________ $ Overdrafts ____________________ U.  46,134.09  and  W.  Bonds,  Stocks  W arrants ..........  Demand  10,000.00  E x­ 395.42  Deposits................  33,433.48  250.00 Time Deposits_________ ____ __  17,283.64  30.00 3,080.56  Other Real Estate___________  4,000.00  C a sh ___________________________  1,460.09  Due from Banks...____ _________  4,925.21  Other  1,210.35  Resources______________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  in...... — .$ less  and  Furniture and Fixtures______  Total.  Profits  penses and Taxes paid--------  S.  Stamps ______________________ Other  Capital Stock paid  22.24 Undivided  S. Bonds, Certificates of  Indebtedness  Randall, Cashier  $  61,112.54  Total.  $  61,112 54  A N N U A L REPORT FOR 1925  60  DECATUR— TENNESSEE VALLEY BANK W ith  B ra n c h e s a t C h e ro k e e , C o u rtla n d , Cu Im a n , F a lk v ille , F lo re n c e , G u rle y , H a le y v ille , L e ig h to n , P a in t R o c k, R u s s e llv ille , S c o tts b o ro , S h e ffie ld , S te ve n so n , T o w n C re e k and T u s c u m b ia  Clyde Hendr S. A. Lynne, Chairman of Board W . W . Fussell, Vice-President J. E. Orman, Vice-President R. A. Duncan, Vice-President  President O. C. Hackworth, Vice-President J. B. Lagomarsino, Vice-President P. B. Timberlake, Vice-President J. C. W hite, Cashier  RESOURCES  L IABILITIE S  Loans and Discounts............... $ 5,595,059.11  Capital Stock paid in________ $  225,000.00  O verdrafts_____________________  Surplus Fund__________________  225,000.00  U.  9,207.70  S. Bonds, Certificates of Indebtedness  and  W.  S.  Stamps ______________________ Other  Bonds,  Stocks  Undivided  Profits  less  Ex­ 76,824.52  penses and Taxes paid_____ 36,585.00  and  Reserve for Depreciation on 47,567.75  Buildings and Equipment.... Deposits____________  3,817,425.75  Banking Houses (Fifteen)___  106,250.00 Time Deposits_________________  2,356,209.65  Furniture and Fixtures (Six­  Notes and Bills Payable_____  250,000.00  W arrants _______  253,005.00  teen sets)___________________  Demand  47,500.00  Other Real Estate........ ...............  7,700.00  C a sh ___________________________  270,334.74  Due from Banks______________  327,831.41  Checks and Cash Item s______  66,895.48  Cash Items in Transit________  277,659.23  Total______________ ,_________ $ 6,998,027.67  T o t a l - - _____________________ $ 6,998,027.67  DEMOPOLIS— ROBERTSON BANKING CO. L. H.  W . S. Prout C. Lowe, Vice-President J. Whitfield, Vice-President  RESOURCES Loans and Discounts________ $ Overdrafts ___________________ U. S. Bonds, Certificates of Indebtedness and W . S. Stamps ___________ Other Bonds, Stocks and Warrants __________________ Banking House_______________ Furniture and Fixtures______ Other Real Estate____________ Cash __________________________ Due from Banks______________ Checks and Cash Items______ Cash Items in Transit_____ __ Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  President E. E. Tallichet, Cashier A. G. Westbrook, Assistant Cashier  L IABILITIES 713,666.90 Capital Stock paid in________ $ 1,044.02 Surplus Fund_________________ Undivided Profits less E x ­ penses and Taxes paid...... 114.11 Reserve for Taxes and In­ terest _______________________ 10,270.00 Demand Deposits_____________ 22,683.09 Time Deposits.................. ........... 2,906.27 Notes and Bills Payable_____ 11,880.00 27,221.92 149.588.58 3,425.10 75.44 942,875.43  Total  $  125,000.00 100,000 00 38,145.35 3,000.00 407,112.13 194,617.95 75,000.00  942,875.43  S T A T E SU PER IN TEN D EN T OF BANKS  61  DORA— DORA BANKING & TRUST CO. R. H. Palmer, President G.  May, Vice-President  C. I. Jones,  A. B. Phillips, Vice-President RESOURCES  LIABILITIES  Loans and Discounts________ $ Overdrafts ____________________ Other  Bonds,  Stocks  Cashier  W m . D. Scogin, Assistant Cashier  183,292 77 Capital Stock paid in________ $  25,000.00  14.18 Surplus Fund__________________  and  W arrants ...........  Undivided 21,240.00  Furniture and Fixtures...........  less  Ex­  penses and Taxes paid ...........  6,269.47 Demand  Banking House___________  Profits  5,000.00  36,105.31  Deposits................ ......  113,391.42  870.85 Time Deposits_________________  120,620.15  C a sh ___________________________  15,169.34 Other  Due from Banks________  73,835.34  Checks and Cash Item s..........  242 00  Other Resources_______________  27.42  Total......................... .................. $  300,961.37  Liabilities__________________  Total_________________________$  83449  300,961.37  DOTHAN— DOTHAN BANK & TRUST CO. E. R. Porter, President J. J. Flowers, Vice-President  F. A. Flowers, Cashier  J. J. Whiddon, Vice-President  J. L. Wilson, Assistant Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $ Overdrafts ____________________  403,215.77  5,257.50 Surplus Fund__________________  Banking House________________  15,828.31  Furniture and Fixtures...........  2,529.00  C a s h ____________________  20,282.72  Due from Banks........................ Exchanges  for  Profits  less  E x­  penses and Taxes paid____ Demand  21,719.49  Deposits..........................  421,733.66 157,935.28  Clearing  Cash Items in Transit.......... .  526.52 5,258.43  Other Resources_______________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Undivided  60,000.00 50,000.00  258,434.76 Time Deposits..................................  House _______________________  Total..  Capital Stock paid in.............. .$  $  55.42  711,388 43  Total.  $  711,388.43  62  ANNUAL  REPORT  FOR  1925  ECLECTIC— BANK OF ECLECTIC Lee Hornsby, President J. A. Howie, Vice-President  Christian Wingard,  RESOURCES Loans and Discounts..... ........ $ Overdrafts ____________________ U.  S. Bonds,  33.29  and  W.  Bonds,  Stocks  S.  Profits  less  penses and Taxes paid_____  and 2.480.00  Banking House________________  2.890.00  Furniture and Fixtures______  2.600.00  Other Real Estate.....................  250.00  C a sh ___________________________  10,230.41  Due from Banks______________  66,807.14  Checks and Cash Items...........  997.75  $  233,343.53  10 , 000.00 3,000.00  E x­ 5,609.52  100.00 Demand Deposits....... .............  W arrants ___________________  Total.  Capital Stock paid in................. $ Surplus Fund___________________ Undivided  Stamps .... ........ —__ __________ Other  146,954.94  Certificates of  Indebtedness  Cashier  LIABILITIES  202,067.23  Time Deposits_________________  12,612.50  Other Liabilities— Cash Over  54.28  ■?  Total.  233,343.53  ELBA— ELBA BANK & TRUST CO. Y. W . Rainer, President J. L. Mixson, Cashier  S. H. Brock, Vice-President RESOURCES  LIABILITIE S  Loans and Discounts________ $  Other  Bonds,  Stocks  282,483.88 2,387.89  Overdrafts _____________________  Capital Stock paid in________ $  75.000.  00  Surplus FUnd__________________  50.000.  00  Undivided  and  Profits  less  E x­  Warrants _____ ______________  10,294.97  penses and Taxes paid.........  20,196.75  Banking House________________  5,000.00  Demand Deposits_____________  198,220.48  Furniture* and Fixtures.______  3,500.00  Time Deposits________________ _  63,201.92  Other Real Estate____________  24,755.00  C a sh ........ .........................................  9,516.76  Due from B an ks_____ ________  51,281.34  Checks and Cash Items.........  220.98  Cash Items in Transit________  9,678.33  Other Resources.............. .............  7,500 00  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  406,619.15  T o ta l....  __ $  406,619.15  63  S T A T E SU PER IN TE N D EN T OF BANKS  ELBERTA— STATE BANK OF ELBERTA Aug. Noltensmeier, President L.  John C.  Lindoeofer, Vice-President  Lehr,  LIABILITIES  RESOURCES  Loans and Discounts.... .................... 82,137.17 Capital Stock paid in________ $ 47.69 Surplus Fund__________________  Overdrafts ........... Other  Bonds,  Stocks  Cashier  Undivided  and  W arrants ...........  4,702.18  Profits  less  10,000.00 2,000 00  Ex­  penses and Taxes paid.........  2,823.28  Banking House_____ ___________  3,934.54 Demand  Deposits____ ________  59,557.67  Furniture and Fixtures______  2,615.87 Time Deposits_________________  74,862.01  Other Real Estate_____ :_____  662.97 Other Liabilities_______________  52.58  C a sh ____ ______________________ Due from Banks________  3,559.04 51,627.63  Checks and Cash Items..... .  8.45  Total...... ............ ............... ......... $  149,295.54  Total........ .....................................$  149,295.54  ELKMONT— FARMERS & MERCHANTS BANK W . B. Vaughan, President E. P.  Gray, Vice-President  Harry J.  RESOURCES Loans and Discounts________ $ Overdrafts .........  Capital Stock paid in________ $ Undivided  Banking House.—______________  5,525.00  Furniture and Fixtures...........  3,035.15 Demand  Exchanges  Profits  less  for  30,604.31  Clearing  House .................. Checks and Cash Items_____  Total......._____________________ .$   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  15,000.00  Ex­  penses and Taxes paid_____  2,282.58  Deposits____________  98,776.34  8,156.79 Time Deposits_________________  Due from Banks...____________  Cashier  L IABILITIE S 45,349.11 15.09  Cash .......  Kittrell,  3,082.00  Notes ani3 Bills Payable_____  10,000.00  Other Liabilities_______________  5.29  665.38 35,795.38  129,146.21  Total.  $  129,146.21  A N N U A L REPORT FOR 1925  64  ENSLEY— BANK OF ALABAMA R J. W .  A. Terrell. President R.  Minor, Vice-President  RESOURCES 657,298.99  S. Bonds, Certificates of and  W.  Undivided penses  S.  Stamps ----------Other  Bonds,  15,433.76 Stocks  W arrants ..................  Reserve  Profits  less  Ex­  and Taxes paid....... for  Taxes  50,000.00 • 10,000.00  and  6,974.65  In­  terest  ______________________  7,757.61  Deposits____________  592,852.4?  Savings  Deposits____________  505,643.51  22,860.00  Furniture and Fixtures______  1,650.00  Other Real Estate____________  3,250.39  C a sh ___________________________  58,058.45  Due from Banks______________  112,842.35  for  Cashier  283,539.74 Demand  and  Banking House________________  Exchanges  Capital Stock paid in________ $  723.34 Surplus Fund__________________  Overdrafts _____________________  Indebtedness  Russell,  L IABILITIE S  Loans and Discounts________ $  U.  D.  James Binning, Assistant Cashier  Foster Hamilton, Vice-President  Clearing  House _______________________  10,006.36  Checks and Cash Items_____  932.11  Cash Item s in T ra n sit________  6,632.70  Total_________________________ $ 1,173,228.19  Total_____________ ___________ $ 1,173,228.19  ENSLEY— BANK OF ENSLEY Ramsay & McCormack, Inc., W ith Branch at W ylam R. E. Chadwick, President S. C. King, Vice-President  W . C. Maxwell, Assistant Cashier  RESOURCES Loans and Discounts..... ......... $ 3,609,161.58 Overdrafts .............. —.................. 2,816.70 U. S. Bonds, Certificates of Indebtedness and W . S. Stamps _____________________ 5,000.00 Other Bonds, Stocks and W arrants __________________ 202,578.44 Banking House_______________ 135,000.00 Furniture and Fixtures______ 25,000.00 Other Real Estate____________ 75,951.56 Cash ........ 147,065.91 Due from Banks__ ___________ 389,519.81 Exchanges for Clearing House _______________________ 9,842.40 Checks and Cash Items____ ... 149.04 T otal   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $ 4,602,085.44  L IABILITIE S Capital Stock paid in_______ $ 200,000.00 Surplus Fund__ _______________ 150,000.00 Undivided Profits less E x ­ penses and Taxes paid___ 52,192.61 Reserve for Taxes and In­ terest _______________________ 494.68 Demand Deposits_____________ 2,207,856.17 Time Deposits.................. ........... 1,706,541.98 Notes and Bills Payable_____ 285,000.00  Total.  ...$ 4,602,085.44  ST A T E SU PER IN TE N D EN T OF BANKS  65  ENTERPRISE— ENTERPRISE BANKING CO. J. B. Byrd, President and Cashier  R. H. Arrii.gton, Vice-President  R. B. Martin, Vice-President  J. B. Rollins, Assistant Cashier  RESOURCES  LIABILITIES 196,881.22 Capital Stock paid in__ ______ $  Loans and Discounts________ $ Overdrafts ____________________  196.68 Surplus Fund__________________  Banking House________________  3.300.00 Undivided  Profits  less  50.000.  00  50.000.  00  Ex­  Furniture and Fixtures______  1 .200.00  penses and Taxes paid_____  30,982.53  Other Real Estate____________  3,100.00 Demand Deposits_____________  188,257.66  C a sh ___________________________  10,830.42  Due from Banks______________  103,311.33  Checks and Cash Items_____  420.54  Total.  .$  319,240.19  Total.  .$  319,240.19  EPES— SUMTER BANK & TRUST CO. W . J. W illis, President R. L. Young, Vice-President M.  O. M. Cathey, Cashier W . Cathey, Assistant Cashier  RESOURCES  LIAB IL IT IE S  Loans and Discounts________ $  49,682.19  Capital Stock paid in...... ........ $  O verdrafts________________________  1,397.95 Surplus Fund_______  Banking House___________________  1,250.00 Undivided  Furniture and Fixtures______  1,250.00  C a sh ______________________________ Due from Banks______________ Checks and Cash Items_____  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Profits  2,520.00 less  E x-  penses and Taxes p a id _ ___  Demand Deposits__ 3,643.35  12,600.00  3,637.45 80,542.88  -  39,861.43 Time Deposits...........  1,490.00  3,705.41  .$  100,790.33  Total.  .$  100,790.33  A N N U A L REPORT FOR 1925  66  EVERGREEN— THE PEOPLES BANK OF EVERGREEN A. Cunningham, President W . D. Brown, Vice-President  W . W . Kingsbury, Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $ U.  817,104.27  Indebtedness  and  W.  S.  Stamps _____________________ Other  Bonds,  Stocks  Undivided 1,000.00  and  W arrants ___________________ Banking House________________ Furniture and Fixtures______  20,244.97  40,000.00 8,896.32 27,484.49  for  Profits  for  less  Taxes  and  100,000.00 150,000.00  E x16,561.04 In-  terest ___________________  140,000.00 Demand  C a sh _____________________ ___ _ Due from B an ks_____________  $  penses and Taxes paid. Reserve  Other Real Estate______ ____  Exchanges  Capital Stock paid in___ Surplus Fund_____________  S. Bonds, Certificates of  8,000.00  Deposits________  403,736.38  Time Deposits____________  318,052.38  103,358.28  Clearing  House _______________________ Checks and Cash Items______  Total_________________________$  531.72 629.75  996,349.80  Total____________________ ....... $  996,349.80  EUTAW— MERCHANTS & FARMERS BANK J.  James C. Lucius, President Smith, Vice-President W.  K.  RESOURCES Loans and Discounts________ $ Overdrafts ..................................... U.  S. Bonds,  Indebtedness  W.  Bonds,  Stocks  40,000.00 Ex­ 18,945.06 227,772.83  Time Deposits_________________  106,325.31  5,000.00  Due from Banks______________  147,388.17  Reserve  Bank ............................ ................... Checks and Cash Items_____   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  less  penses and Taxes paid_____  26,096.92  T otal.  Profits  55,000.00  14,500.00 Demand Deposits_____________  C a sh ___________________________  Federal  Cashier  20,135.00  Banking House_________  from  Capital Stock paid in________ $  Undivided  and  W arrants ___  Due  Meriwether,  77.18 Surplus Fund____ _____  S.  Stamps ________ Other  222,945.68  Certificates of and  J.  L IABILITIE S  .$  11,038.62 861.63  448,043.20  Total.  .$  448,043.20  67  ST A T E SU PER IN TE N D EN T OP BANKS  EXCEL— BANK OF EXCEL D.  D. Mims, President  J. R. Eddins, Vice-President  J. L. Kearley, Vice-President and Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $  84,839.19  Capital Stock paid in________ $  20,000.00  O verdrafts_________________  1,619.57 Surplus Fund__________________  Banking House______ __________  4,800.00 Undivided  Furniture and Fixtures______  2,800.00  penses and Taxes paid.........  4,191.00  Other Real Estate____________  1,400.00 Demand Deposits........................  131,105.67  5,585.09 Time Deposits_________________  21,111.88  C a sh ___________________________ Due from Banks______________  Profits  less  4,000.00  E x­  79,364.70  Total--------------------------------------$  180,408.55  Total__________________ ______ $  180,408.55  FAIRFIELD— FAIRFIELD TRUST & SAVINGS BANK E.  P. Rosamond'. President D.  Herbert E. Smith, Vice-President RESOURCES  W.  W aite, Cashier  L IABILITIE S  Loans and Discounts________ $ Overdrafts ____________________  72,402.59 71.73  Capital Stock paid in________ $ Undivided  Profits  25,000.00  Ex­  paid____  305.71  Deposits_____________  48,956.92  Furniture and Fixtures______  6,075.15 Time Deposits_________________  14,406.40  C a sh ___________________________  8,405.97  Notes and Bills Payable_____  8,000.00  Due from Banks...... ...................  9,065.74  Other Resources_______________  154.75  Other  Bonds,  Stocks  and  493.10 Demand  W arrants ___________________  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  penses and Taxes  less  $  96,669.03  Total.  $  96,669.03  A N N U A L REPORT FOR 1925  68  FAIRHOPE— BANK OF FAIRHOPE Henry Crawford, President W m . McIntosh, Vice-President  Geo. F. Martin, Cashier  Kirby Wharton, Assistant Cashier EESOURCBS  LIABILITIE S  Loans and Discounts___ ____ $  Bonds,  Stocks  and  Undivided  W a rra n ts  Furniture and Fixtures— C a sh ................................... ..... Due  fr o m  Capital Stock paid in  $  25,000.00 8,750.00  15.75 S u r p lu s F u n d  O v e r d r a f ts  Other  177,028.11  less  Profits  Ex-  18,519.53  1,633.35  5,450.00  267,987.08  19,635.35  86,504.47  168,131.29  R anks  Checks and Cash Items.  1,094.87  Total...... ....................... ...... ____$  389,874.90  $  389,874.90  FAUNSDALE— WATKINS BANKING CO. S. R. Bethea, President Haywood  Fitts,  Vice-President  Siddons  Stollenwerck,  Cashier  John F. W atkins, Assistant Cashier LIABILITIE S  RESOURCES Loans and Discounts-------------$ Overdrafts ------------------------------U.  194,900.30 Capital Stock paid in-------------$  50.000.  00  12,531.33 Surplus Fund----------------------------  31.000.  00  Undivided  S. Bonds, Certificates of  Indebtedness  and  W.  Bonds,  Stocks  26,550.00  Reserve  for  Taxes  and  In­ 692.25 251,432.31  C a sh ___________________________  18,060.97 70,930.43  Checks and Cash Items--------  613.28   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  21,763.87  37,301.88 Demand Deposits--------------------  Due from Banks---------------------  T o ta l___________________________ $  E x-  terest ________________________  and  W a r r a n ts ___________________  less  penses and Taxes paid--------  S.  Stamps --------------------------------Other  Profits  360,888.19  5,999.76  Time Deposits_________________  T otal  $  360,888.19  ST A T E SU PER IN TE N D EN T OF BANKS  69  FAYETTE— CITIZENS BANK OF FAYETTE T. H. Robertson, President  E.  E. Thomason, Vice-President and Cashier LIABILITIES  RESOURCES Loans and Discounts________ $  587,765.11  3,507.61 Surplus Fund—___ _____ ___ ___  O verdrafts_____________________ U.  Capital Stock paid in________ $  S. Bonds, Certificates of  Undivided  Profits  less  60,000.05 50,000.00  E x-  S.  penses and Taxes paid_____  14,512.84  S ta m p s ______________________  26,500.00 Demand Deposits...... .................  281,205.96  Indebtedness  Other  Bonds,  and  W.  Stocks  Time Deposits............................. .  and  W a r r a n ts ___________________  66,000.00 Notes and Bills Payable..........  Furniture and Fixtures______  2,871.00  Other Real Estate____________  4,850.00  C a sh ___________________________  18,896 00  Due from Banks______________  96,033.42  Checks and Cash Items_____  135.18  Total  .$  806,558.32  Other Liabilities.........................  Total_________  ________$  370,608.08 30,000.00 231.44  806,558.32  FLOMATON— ESCAMBIA COUNTY BANK J. B. Barnett, President John W . Taylor, Vice-President  C.G. Folsom,  RESOURCES Loans and Discounts----------O v erd rafts-----------------------------  LIABILITIES 112,478.81 Capital Stock paid in________ $ 7.46 Undivided  Other Bonds, Warrants and C ertificates_________________ Furniture and Fixtures______  Cashier  Profits  less  25,000.00  Ex­  penses and Taxes paid______  2,056.36  11,804.10 Demand Deposits_____________  151,090.45.  2,526.99 Time Deposits_________________  7,331.21  11,879.99 Due from Banks______________  45,393.39  Checks and Cash Items_____  1,080.53  Cash Items in Transit-...........  306.75  T o ta l____   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  185,478.02  T o ta l— .  ____ $  185,478.0!]  A N N U A L REPORT FOR 1925  70  FLORALA— BANK OF FLORALA D.  E. P. Rodwell, President A. McPhail, Vice-Presid-ent N. E. W ells, Assistant Cashier RESOURCES 196,674.60  Overdrafts____________________  1,656.76  S. Bonds, Certificates of  Indebtedness  and  W.  Bonds,  60,000.00  Surplus Fund_________________  25,000.00  S.  and  Time  Warrants ___________________  8,000.00  Banking House________________  16,500.00  Furniture and Fixtures______  3,300.00  Other Real Estate____________  15,941.40  C a sh -----------------------------------------  25,837.61  Due from Banks______________  210,394.70  Checks and Cash Items_____  1,540.31  Cash Items in Transit_______ Other Resources_______________  Total_________________________ $  Profits  less  Ex­  penses and Taxes paid_____ 49,450.00 Demand  Stocks  Cashier  Capital Stock paid in________ $  Undivided  Stamps ............. Other  W ells,  L IABILITIE S  Loans and Discounts________ $  U.  L. E.  12,966.51  Deposits______ _______  221,041.25  Deposits.......... ...................  210,985.48  687.66 ,  10.20  529,993.24  Total_________________________ $  529,993.24  FLORENCE— ALABAMA TRUST & SAVINGS BANK J. F. Koonce. President H. H. Holbrook, Vice-President RESOURCES Loans and Discounts............... $ Overdrafts  Secured  by  Overdrafts _____________________ Bonds,  Stocks  501,847.39  26,728.90 44.17  10,372.61  1,840.97  C a sh ___________________________  41,572.85  Due from Banks---------------------  131,218.41  Clearing  House _______________________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  penses and Taxes paid_____  204,010.27  15,474.49  Total.  20,000.00  E x­  3,800.00 Time Deposits_________________  Furniture and Fixtures..:____  for .  less  455,473.74  60,000.00  Exchanges  Profits  100,000.00  Deposits_____________  Banking House________________  Other Real Estate_______  Undivided  Demand  and  W arrants ___________________  Capital Stock paid in________ $ Surplus Fund__________________  Cot­  ton __________________________  Other  J. R. McGarry, Cashier LIABILITIE S  .$  7,329.44  789,856.62  Total....  ...$  789,856.62  71  ST A T E SU PER IN TE N D EN T OF BANKS  FLORENCE— BANK OF EAST FLORENCE F. Thos. J. Phillips,  E. Hermessee. President W.  Chairman of Board  J. Callahan,  RESOURCES  LIABILITIES  Loans and Discounts________ $ Overdrafts ____________________ U.  64,048.88 39 35  and  W.  Capital Stock paid in________ $ Undivided  Profits  less  Demand  S.  Deposits...... ..................  800.00 Time Deposits____________________  Stamps ______________________ Banking House______ __________  9,401.99  Furniture and Fixtures______  5,063.71  C a sh ........ .....................  25,000.00  Ex­  penses and Taxes paid_____  S. Bonds, Certificates of  Indebtedness  Vice-President  A. B. Staten, Cashier  R. E. Weatherly, Vice-President  1,499.68 52,657.40 20,994.75  7,460.54  Due from Banks______________  12,993.97  Cash Items in Transit_______  343.39  Total__________________ _____ $  100,151.83  Total_________________________ $  100,151.83  FOLEY— FARMERS & MERCHANTS BANK W . F. Hilcher. President Miles M. Morris, Cashier  W . A. Stoddard, Vice-President RESOURCES  LIABILITIES  Loans and Discounts........... . $  Bonds,  Capital Stock paid in________ $  198.28 Surplus Fund..____ ......_________  Overdrafts ____ Others  335,074.12  Stocks  and  Warrant's ___________________  Undivided 9,719 14  Profits  less  8,000.00  Ex­  penses and Taxes paid_____  7,740.55 Demand  40,000.00  3,614.48  Deposits_____________  263,453.99  Furniture and Fixtures______  7,062.08 Time Deposits_________________  178,609.45  Other Real Estate..____ ______  15,414.01 Other Liabilities_______________  340.00  Cash......_____  17,704.69  Banking House...,__________  Due from Banks______________  100,423.73  Checks and Cash Items_____  481.32  Cash Items in Transit_______  200.00  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  494,017.92  Total.  .$  494,017.92  72  A N N U A L REPORT FOR 1925  FORT DEPOSIT— FORT DEPOSIT BANK John S. Golson, President W . B. Ci*um, Vice-President O. P. Edwards, Cashier B. C. Barganier, Jr., Assistant Cashier RESOURCES  LIABILITIE S  Loans and Discounts________ $  292.26  O v erd rafts____________________ S. Bonds, Certificates of  Indebtedness  and  W.  S.  Bonds,  Stocks  and  Profits  less  W a r r a n ts -----------------------------Banking House—---------------------  2.400.00  Furniture and Fixtures---------  3.604.00  Other Real Estate------------------  550.00  C a sh __ ________________________  19,640.11  Due from Banks---------------------  43,289.42  Checks and Cash Items--------  246.14  Cash Items in Transit-----------  323.40  .$  313,844.40  25.000.  00  22. 000.  00  E x-  penses and Taxes paid_____  5,721.13  Demand Deposits_____________  187,782.99 73,336 03  Other Liabilities_______________ 17,245.59  TotaL  Undivided  2,247.41 Time Deposits___._____________  Stamps _____________________ Other  Capital Stock paid in________ $  44,562.48 Surplus Fund__________________  Demand Loans on Cotton------  U.  179,443.59  Total.  4.25  $  313,844.40  GADSDEN— ETOWAH TRUST & SAVINGS BANK J. B. Wadsworth, President B. W . Duke, Vice-President W . M. Wadsworth, Assistant Cashier J. W . Penn, Vice-President D. C. W adsworth, Assistant Cashier R. M. Wilbanks, Vice-President Earl G. Parr, Assistant Cashier LIAB IL IT IE S  RESOURCES Loans and Discounts________ $  Bonds,  Stocks  Capital Stock paid in________ $  131.87 Surplus Fund...........  Overdrafts ____________________ Other  992,206.16  Undivided  and  W a r r a n ts ___________________  49,200.00  Profits  125,000.00 Demand Deposits...  Furniture and Fixtures______  17,675.92 Time Denosits_____  Other Real Estate____________  18,621.27  C a sh ___________________________  56,753.27  Due from Banks______________  159,748.78  Exchanges  for  House __________________  29,027.54 490,134.78 619,125.12  Notes and Bills Payable_____  105,000.00  22,604.84 355.32  Cash Items in Transit— _____  6,999.01   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  E x-  Clearing  Checks and Cash Items_____  T o ta l—  6,000.00 less  penses and Taxes paid_____  Banking House------------------------  200,000.00  $ 1,449,287.44  T o t a l _____  _ $ 1,449,287.44  73  S T A T E SU PER IN TE N D EN T OF B AN KS  GANTT— BANK OF GANTT Pollard Gantt, President W . D. Riley, Vice-President  Claude W right, Cashier  Leon Gilchrist, Assistant Cashier RESOURCES  LIABILITIES  Loans and Discounts_____ — $ Overdrafts _ ____________ __ —  98,538.32 Capital Stock paid in________ $ 463.15 Surplus Fund_____ Undivided  5,000.00  —  Profits  Banking House......... .............. —  1,588.91  Furniture and Fixtures___ . . . .  1,778.00  Cash  8,018.90 Demand Deposits... ---------  less  E x-  penses and Taxes paid_____  3,292.37 102,103.18  ---------  61,853.10 Time Deposits_____  Due from Banks_______.__ Checks and Cash Items__  237.53  Cash Items in Transit____  276.35  Total_________________________$  172,754.26  15,000.00  47,358.71  Total_________________________ $  172,754.26  GAYLESVILLE— BANK OF GAYLESVILLE J. Robert Henderson, President W ebb Chesnut, Cashier  E . J. Chesnut, Vice-President  LIABILITIES  RESOURCES Loans and Discounts________ $ Overdrafts ________________________  81,097.91  Capital Stock paid in________ $  Surplus Fund_____________________ 16490 Undivided  Profits  less  12,500.00 20,000.00  Ex­  Banking House______ _____  1,323.14  Furniture and Fixtures______  1,332.94  Other Real Estate____________  6,222.96 Demand Deposits_______________  C a sh _________________  6,057.73 Time Deposits_________________  32,772.09  19,483.18Notes and Bills Payable_____  15,000.00  Due from Banks________________  penses and Taxes paid_____  3,981.66  Other Liabilities............... ._.........  T otal....   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  115,682.76  Total.  $  31,410.93  18.08  115,682.76  A N N U A L REPORT FOR 1925  74  GENEVA— CITIZENS BANK Jim Johnson, Jr., Cashier  J. J. Johnson, Sr., President RESOURCES  LIABILITIES  Loans and Discounts________ $  340,434.58  Other  Bonds,  Stocks  Capital Stock paid in________ $  Undivided  and  Warrants ___________  900.00 Demand  Furniture and Fixtures______  Profits  less  Ex­  penses and Taxes paid_____  5,000.00  37,866.67  Deposits________  508,468.70  20,096 90 Time Deposits......... ......  C a sh ..... ....................... ....................  6,000.00  335,782.94 Other Liabilities__________  Due from Banks______ _______ Checks and Cash Items_____  39.92  Cash Items in Transit_______  219.11  Other Resources------------  50,000.00 100,000.00  106.53 Surplus Fund_________  Overdrafts _---- ------------------  256.92  12.31  Total___________ ____________$  702,592.29  Total________________________ $  702,592.29  GEORGIANA— BUTLER COUNTY BANK W ith  B r a n c h at M c K e n z i e  Ulay W . Black, President W . R. Boone, Vice-President  R. C. Fulford, Cashier  A. J. Nall, Vice-President  E. T. Holloway, Assistant Cashier  C.  H. Shepherd1, Assistant Cashier  RESOURCES  L IABILITIES  Loans and Discounts.............. .$  S. Bonds,  Indebtedness  Certificates of and  W.  Bonds,  Stocks  Undivided  Demand 4,960.00  and  W arrants ___________________  3,805.00  Banking House_____ __________  4,000.00  Furniture and Fixtures______  4,967.27  Other Real Estate______________ C a sh ____________________________ Due from Banks_________ Cash Items in Transit........... ..   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  less  25.000.00 10,000.00  E x­ 11,278.63  Deposits_______________  424,656.76  Time Deposits___________________  131,884.93  17,225.00 37,284.73 217,848.18  Other Resources__________________  T otal  Profits  penses and Taxes paid_____  S.  Stamps _________________________ Other  Capital Stock paid in............... $  33.30 Surplus Fund.................................  Overdrafts ............... —.................. U.  298,357.99  .$  1,270.39 13,068.46  602,820.32  Total.  .$  602,820.32  75  S T A T E SU PER IN TE N D EN T OF BAN KS  GILBERTOWN— PEOPLES BANK G.  E. Foerster, President  G. A. Rentz, Vice-President  W . T. Hughen, Assistant Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $ Overdrafts _____________________ Other  Bonds,  Stocks  106,276.80  Capital Stock paid in________ $  4.35 Surplus Fund________  and  Undivided  Warrants ____ .'______________  15,379.19  Profits  15,000.00 3,000.00  less  Ex­  penses and Taxes paid_____  83.62  Banking House________________  2,800 00 Demand  Deposits_____________  77,225.37  Furniture and Fixtures______  2,957.00 Time Deposits_________________  70,515.63  Other Real Estate____________  1,492.72 Other Liabilities.................  C a sh ___________________________  6,998.78  Due from Banks______________  28,548.09  Checks and Cash Items_____  636.16  Cash Items in Transit_______  151.00  Other  746.11  Resources______________  Total_________________________ $  165,990.20  165.58  T o t a l-____________ ___________ $  165,990.20  GOODWATER— PEOPLES TRUST & SAVINGS BANK C.  H. Gilliland. President  J. S. Gilliland, Vice-President  K.  RESOURCES Loans and Discounts________ $  107,402.15  U. S. Bonds, Certificates of Indebtedness  and  W.  S.  Stamps ______________________ Other  Bonds,  Stocks  S. Porter, Cashier  L IABILITIES 30,000.00 20,000.00  Undivided 650.00  and  W arrants ______  Capital Stock paid in________ $ Surplus Fund_______  93,000.00  Profits  less  Ex­  penses and Taxes paid_____  146,360.61  Time Deposits_____  42,088.76  Banking House__________  2,000.00 Notes and Bills Payable_____  Furniture and Fixtures______  2,640.00  Other Real Estate____________  11,081.88  Due from Banks______ ____  32,227.95  Checks and Cash Items_____  1,259.65  Cash Items in Transit_______  5.00   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  10,000.00  300.00  C a sh ___________________________  Total.  2,117.26  Demand Deposits...  250,566.63  Total.  .$  250,566.63  A N N U A L REPORT FOR 1925  76  GORDO— MERCHANTS & FARMERS BANK A. H. Dabbs. President A. M. Pearson, Vice-President  H. D. Davis, Assistant Cashier  J. F. Rainer, Vice-President and Cashier  W . B. Curry, Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $  424,629.23  1,592.38 Surplus Fund__________________  Overdrafts ____________________ Other  Bonds,  Stocks  Capital Stock paid in________ $  Undivided  and  W arrants ___________________  9,695.35  Banking House________________  4,918.47  Furniture and Fixtures______  less  Ex­  penses and Taxes paid_____  12,842.49 294,807.05  5,400.00 Time Deposits_________________  194,711.43  14,460.15  C a sh ________  22,082.41  Due from Banks______________  75,141.15  Checks arid Cash Items_____  184.54  Other Resources_______________  1,257.29  559,360.97  Demand  7,000.00  Deposits_____________  Other Real Estate____________  Total_________________________ $  Profits  50,'000.00  Total_________________________ ?  559,360.97  GORDON— BANK OF GORDON J. J. Marsh, President C. P. Bowden, Vice-President  C. W . Long,  RESOURCES  L IABILITIE S  Loans and Discounts________ $ Overdrafts ____________________ U.  S. Bonds,  Indebtedness  26,797.59  W.  Capital Stock paid in____ ___ $  54.08 Surplus Fund_______  Certificates of and  Undivided  S.  Stamps ______________________  Furniture and Fixtures______ C a sh ___________________________  2,895.51  Due from Banks______________  74,580.76  Other Resources_______________  135.79   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  E x-  penses and Taxes paid_____  650.00 Other Liabilities___  .$  less  100.00 Demand Deposits— 650.00 Time Deposits_____  105,863.73  T otal.  11,100.00 5,241.70  Profits  Banking House________________  T o ta l__  Cashier  --------------  184.97 70,938.98 18,368.14 29.94  105,863.73  77  ST A T E SU PER IN TE N D EN T OF B AN K S  GRAND BAY— GRAND BAY STATE BANK C. H.  Colin McDonald, President  Shearer, Vice •President  LIABILITIE S  RESOURCES Loans and Discounts.________$ Overdrafts ____________________  48,820.95 Capital Stock paid in____ ___  10, 000.00  52.77 Surplus Fund........ .............. ..........  2,500.00  Banking House________________  6,391.74  Furniture and Fixtures______  1,525.93  penses and Taxes paid____  930.63  Other Real Estate____________  7,277.89 Demand Deposits................ .......  41,778.20  C a sh ___________________________  3,569.38 Time Deposits  16,099.99  Due from Banks______________  5,301.90 Other Liabilities........... ................  Other Resources_______________  Total.  .$  Undivided  Profits  less  E x-  2,058.99  427.25  Total_________________________ $  73,367.81  73,367.81  GREENSBORO— PEOPLES BANK A. Lawson, President  L. J.  RESOURCES  L IABILITIES  Loans and Discounts________ $ U.  S. Bonds,  Indebtedness  W.  Bonds,  Stocks  Undivided  9,168.62 200,015.7!) 25.540.00 1,316.86  Due from Banks______________  97,963.24  Checks and Cash Items______  4,108.35   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Ex­  Deposits________________  32,236.27  .$  less  1,742.50 Other Liabilities_______________  C a sh ___________________________  Cash Items in Transit__________  Profits  30 . 500.00 15.250.00  Demand Deposits_____________ Time 4,971.05  W arrants ___________________  $  penses and Taxes paid_____  8,000.00  and  Furniture-' and Fixtures______  Total.  Capital Stock paid in______ Surplus Fund_____________ ____  S.  Stamps ____________________ — Other  129,673.36  Certificates of and  Lawson, Jr. , Cashier  3,096.50  281,791.27  Total.  $  281,791.27  78  A N N U A L REPORT FOR 1925  GREENVILLE— BANK OF GREENVILLE C. E.  G. H. Tatum, President Hamilton, Vice-President RESOURCES  Loans and Discounts________ $ Overdrafts ____________________ U.  567,405.17  and  W.  Undivided  S.  Bonds,  Stocks  Profits  less  32,000.00  and  Reserve  for Taxes  and  100,000.00  47,652.45  In­  terest ________________________ 35,125.00 Demand  100,000.00  Ex­  penses and Taxes paid_____  Stamps ______________________ Other  Capital Stock paid in________ $  870.77 Surplus Fund__________________  S. Bonds, Certificates of Indebtedness  Oscar Riley, Cashier LIABILITIES  7,406.75  Deposits_____________  492,974.47  Banking House________________  6,554.46 Time Deposits_________________  374,893.38  Furniture and Fixtures______  3,877.35  Warrant’s ________ _______ — -  Other Real Estate---- -------------  5,000.00  C a sh ___________________________  41,532.32  Due from Banks______________  429,713.88  Checks and Cash Items_____  838.10  Cash Items in Transit_______  10.00  Total_________________________ $ 1,122,927.05  Total_________________________ $ 1,122,927 05  GROVE HILL— BANK OF GROVE HILL J. T. Pugh, President Jas. S. Chapman, Vice-President D. P. Chapman, Vice-President F. F. Carter, Vice-President L. R. Tucker, Cashier A. B. Pugh, Assistant Cashier L IABILITIE S  RESOURCES Loans and Discounts------ ------ $ Overdrafts ------------------------------U.  S. Bonds, Indebtedness  393,197.72  368.95 Surplus Fund__________________ Undivided  Certificates of and  W.  Profits  less  16,650.00 Demand  30,000.00 15,000.00  Ex­  penses and Taxes paid_____  S.  Stamps ______________________  Capital Stock paid in________ $  8,931.99  Deposits_____________  277,137.52  Time Deposits_________________  158,303.21  6,355.41 Notes and Bills Payable_____  30,000.00  Banking House------------------------  8,500.00 Bonds Borrowed______________  6,200.00  Furniture and Fixtures______  6,000.00  Other  Bonds,  Stocks  and  W arrants --------  Other Real Estate____________  3,865.00  Cash _ ..... ...............  13,893.18  Due from Banks.......... ...............  72,067.37  Checks and Cash Items--------  175.09  Cash Items in Transit-----------  1,000.00  Other Resources_____ 1-------------  3,500.00  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .?  525,572.72  T otal.  .$  525,572.72  79  ST A T E SU PER INTEND EN T OF B AN KS  GUIN— COMMERCIAL SAVINGS BANK R. R. W right, President W . I. Springer, Cashier  D. M. Sizemore, Vice-President  LIABILITIES  RESOURCES Loans and Discounts________ $  Town  Capital Stock paid in___............ $  103,278.77  25,000.00  139.50 Surplus Fund__________________  Overdrafts ____________________ Warrants _____________  Undivided  7,500.00  Profits  penses and Taxes  less  3,750.00  Ex­  Banking House_______________ >_  4,550.00  paid____  1,295.17  Furniture and Fixtures______  3,750.00 Demand Deposits_____________  113,910 99  C a sh ___________________________  11,862.27  Time Deposits_________________  34,065.54  Due from Banks______________  56,837.04  Notes and Bills Payable_____  10,000.00  Checks and Cash Items_____  104.12  Total_________________________$  188,021.70  Total............ ...............................188,021.70  GUIN— MARION COUNTY BANKING COMPANY W ith  Branch  at  H am ilton  Mack Pearson, President E.  B. Fite, Vice-President  G.  J. B. Hodges, Cashier RESOURCES  Overdrafts ________________________ Bonds,  Stocks  323,475.97  W arrants ___________________  Undivided 21,904.96  Furniture and Fixtures______ Other Real Estate...........................  Deposits_____________  5,091.49 212,403 88 154,808.73 9.11  38,001.65  Reserve  Bank ________________________  19,648.29  Checks and Cash Items_____  1,462.86  Cash Items in Transit__________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  42,500.00  Ex­  5,201.06 Other Liabilities______ _____  Due from Banks.......... _ . . ......  Total.  less  25,000.00  1,500.00 Time Deposits______________  19,906.44  Federal  Profits  penses and Taxes paid_____  2,500.00 Demand  C a sh ___________________________  from  Capital Stock paid in________ $  3,762.62 Surplus Fund__________________  and  Banking House________________  Due  Coleman,  LIABILITIES  Loans and Discounts_______ $  Other  W.  T. P. Allmon, Assistant Cashier  .$  2,449.36  439,813.21  Total.  .$  439,813.21  Cashier  A N N U A L REPORT FOR 1925  80  GUNTERSVILLE— CITIZENS BANK OF GUNTERSVILLE G.  B.  Zettler, President  W.  C.  RESOURCES  Rayburn,  Vice -President  LIABILITIES  Leans and Discounts  205,674.89  Capital Stock paid in  25,000.00  17.01 Surplus Fund U.  S. Bonds, Certificates of  Indebtedness  and  W.  Undivided  S.  Bonds,  Stocks  Profits  less  E x-  penses and Taxes paid.. 11,800.00 Demand  Other  12,500 00  6,397.64  Deposits  283,019.79  Time Deposits...... ............ .  and  W a r r a n ts ____________ ____  17,578.93  Furniture and Fixtures____  2,495.00  Other Real Estate_________  8,100.00  C a sh __________ ____ - ___ _____  18,635.61  Due from Banks—............. ....  72,396.62  Checks and Cash Items__  219.37  336,917.43  ?  10,000.00  Total  $  336,917.43  HACKLEBURG— BANK OF HACKLEBURG J. L. W ilson, Cashier C. P. Lunsford, Vice-President  A. L. Wiginton, Cashier  Mrs. A. L. Wiginton, Assistant Cashier LIAB IL IT IE S  RESOURCES Loans and Discounts-------------$ Overdrafts ------------------------------Other  Bonds,  Stocks  62,964.84  7.77 Surplus Fund_______ — Undivided  and  W a r r a n ts ___________________  Capital Stock paid in________ $  4,215.25  Profits  C a sh ___________________________  9,316.42 Time Deposits_____ 85,117.53  Checks and Cash Items--------  165.56   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  2,676.97 149,856.91 14,269.16  —  Other Liabilities___  9.72  26,025.39  Cash Items in Transit_______  Total.  E x-  penses and Taxes paid— ___  Banking House-------------------------  Due from Banks______________  12,000.00 less  1,000.00 Demand Deposits—  10,000.00  .$  188,812.76  Total.  .$  188,812.76  81  S T A T E SU PER IN TE N D EN T OF BAN KS  HALEYVILLE— TRADERS & FARMERS BANK W . W . Haley, President W . A. Walker, Vice-President  B. J. Cowart, Vice-President E. L. Haley, Cashier L IABILITIE S  RESOURCES ?!  218,121.61  Capital Stock paid in________ $  U.  Undivided  S. Bonds, Certificates Of  Indebtedness  and  W.  S.  Bonds,  Stocks  10,130.00  Banking House______________  3,530.54  Furniture and Fixtures____  4,146.70  Other Real Estate...................  Ex7,295.28 205,144.21  Deposits  178.307.78  2,601.06  ..................  23,701.64  Due from Banks___________  142,975.81  C a sh .......  less  Time Deposits_____  and  ________________  Warrants  Profits  penses and Taxes paid_____ 10,450.00 Demand  Other  33,100.00 16,550 00  45.98  Checks and Cash Items....  81.19  Cash Items in Transit____  24,612.74  Total  440,397.27  Total  _______ $  440,397.27  HANEVILLE— MERCHANTS BANK W . C. Griffith. President E d Ashwander, Vice-President  C. H.  RESOURCES Loans and Discounts________ $ Overdrafts _____________________ U.  S. Bonds,  Indebtedness  85,715.44  W.  Undivided  S.  Stamps _____________  Capital Stock paid in............ ...?  4.00 Surplus Fund__________________  Certificates of and  Gray, Cashier  LIABILITIES  Profits  penses and Taxes 5,100.00  Reserve  for  Taxes  less  Ex­  paid___ and  10,000.00 10,000 00  11,170.97  In­  Banking House________________  1,795.74  terest ________________________  324.56  Furniture and Fixtures....... .  2,491.25 Demand Deposits_____________  207,473.00  29,147.87 Notes and Bills Payable_____  15,000.00  C a sh ___________________________ Due from Banks______________  129,237.23  Cash Items in Transit_______  477.00  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  253,968.53  Total.  .$  253,968.53  A N N U A L REPORT FOR 1925  82  HARTFORD— BANK OF HARTFORD W . F. Clemmons, President G. C. Salisbury, Vice ■President  B. G. Farmer, Vice-President  D. S. Folsom, Cashier L IABILITIES  RESOURCES Loans and Discounts________ $  Bonds,  Capital Stock paid in________ $  79.41 Surplus Fund__________________  Overdrafts ........... Other  166,196.81  Stocks  Undivided  and  W arrants ___________________  255.00  5,000.00 Demand  Furniture and Fixtures______  3,000.00 500.00  C a sh ______ ______ _____ _____ -__  21,375.84  Due from B an ks_____ _____  less  16,000 00  E x­  penses and Taxes paid_____  Banking House______ ____  Other Real Estate____________  Profits  50,000.00  Deposits_____________  6,296.93 258,046.39  130,877.49  Checks and Cash Items_____  2,526.58  Cash Items in Transit_______  100.00  Other  432.19  Resources______________  Total_________________________$  330,343.32  330,343.32  Total.  HARTSELLE— BANK OF HARTSELLE Arthur Stephenson, President I. V. Griffin, Vice President  M. Fattillo, Vice-President Jas. E. Peck, Cashier RESOURCES  LIABILITIES  Loans and Discounts-----------$  Bonds,  Stocks  Capital Stock paid in________ $  430.64 Surplus Fund__________________  Overdrafts ____ ___________ __ —Other  286,351.01  and  W arrants ---------  Undivided 1,750.00  Profits  less  00 00  E x­  penses and Taxes paid_____  8,201.85  Furniture and Fixtures--------  3,291.90  Deposits_____________  237,863.23  Other Real Estate____________  1,950.00 Time Deposits_________________  132,683.49  Cash ........................ - ......................-  19,423.88  Due from Banks_____ _____  92,210.30  Checks and Cash Items.........  23,294.94  Other  Resources______________  T otal   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  Demand  25.000. 25.000.  45.90  428,748.57  Total.  .$  428,748 57  83  ST A T E SU PER IN TE N D EN T OF BAN K S  HARTSELLE— FARMERS & MERCHANTS BANK J. F. Stewart, President P. W . Barclift, Vice-President  E. F. Mittwede, Vice-President  W . D. Barclift, Cashier L IABILITIE S  RESOURCES Loans and Discounts________ $ Overdrafts ____________________ Other  Bonds,  Stocks  428,746.69 222.63  and  W a r r a n ts ___________________  Capital Stock paid in________ $ Surplus Fund__________________ Undivided  4,200.00  Profits  less  50,000.00 5,500.00  Ex­  penses and Taxes paid_____  5,902.08  Banking House________________  7,888.68 Demand Deposits_____________  341,233.15  Furniture and Fixtures______  4,824.71 Time Deposits_________________  133,192.52  Other Real Estate_____________  900.00 Notes and Bills Payable_____  19,175.33  C a sh ___________________________  30,468.04 Notes and Bills Rediscounted  29,564.83  Due from Banks______________  90,671.72 Other Liabilities_______________  1.85  Due  from  Federal  Reserve  Bank ________________________  9,962.91  Checks and Cash Items_____  5,294.18  Cash Items in Transit_______  1,390.20 Total_________________________ $  Total_________________________ $  584,569.76 Contingent Liabilities_____ ___  584.569.76 3,500.00  HAZEL GREEN— HAZEL GREEN BANKING COMPANY M.  L. A. Tanner, President  LIABILITIES  RESOURCES Loans and Discounts________ $ Overdrafts ____________________  46,974.80  Capital Stock paid in________ $  4.58 Surplus Fund_______  Banking House________________  2,259.41 Undivided  Furniture and Fixtures______  2,156.86  C a sh ___________________________  3,875.64 Demand  Due from Banks______ ____ —  T o ta l___________________________ $   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  P. Sumners, Cashier  18,358.43  73,629.72  Profits  10,000.00 600.00  less  E x­  penses and Taxes paid_____  61.51  Deposits_____________  39,018.77  Time Deposits...............................  23,949.44  T o ta l___________________________ $  73,629.72  A N N U A L REPORT FOR 1925  84  HEFLIN— BANK OF HEFLIN J. M. Atkins, President W.  P. Acker,  Vice-President  Fred Osborn,  Cashier  J. L. Atkins, Assistant Cashier RESOURCES  L IABILITIE S  Loans and Discounts________ $  240,238.33  Overdrafts'____________________ U.  S. Bonds,  Capital Stock paid in________ $  133.76 Surplus Fund__________________  Certificates of  Undivided  Profits  less  50,000.00 25,000.00  Ex­  S.  penses and Taxes paid_____  16,373.44  Stamps ______________________  16,050.00 Demand Deposits_____________  128,752.34  Indebtedness  Other  Bonds,  and  W.  Stocks  and  Time  W arrants -___________________  10,000.00  Banking House________________  6,000.00  Furniture and Fixtures______  1,983.99  Other Real Estate_____________  9,681.14  C a sh ___________________________  9,522.58  Due from Banks.___________  Deposits________________  109,475.34  Other Liabilities_______________  81.50  35,859.82  Checks and Cash Items_____  135.14  Other Resources__________  77.86  Total  329,682.62  329,682.62  Total  HUNTSVILLE— FARMERS STATE BANK T. T. Terry, President Jeff H.  D. E.  Terry, Vice-President  RESOURCES Loans and Discounts________ $ Overdrafts ____________________ Other Bonds, Stocks and W arrants ___________________ Banking House________________ Furniture and Fixtures______ Other Real Estate____________ C a sh ___________________________ Due from Banks______________ Due from Federal Reserve Bank ________________________ Exchanges for Clearing House _______________________ Other Resources______________ T o ta l—   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  Henderson,  Cashier  J. L. Griffin, Assistant Vice-President  J. E. McCaleb, Vice-President  L IABILITIES 315,794.83 Capital Stock paid in________ 3 114.07 Surplus Fund___________ _______ Undivided Profits less E x ­ penses and Taxes paid_____ 44,941.35 20,000.00 Demand Deposits_____________ 3,144.00 Time Deposits________________ 32,177.76 Notes and Bills Rediscounted 22,504.57 42,401.64  100, 000.00 25,000.00 73.36 220,152.28 122,019.00 42,782.00  19,952.91 4,995.51 4,000.00 510,026.64  T otal  $  510,026.64  85  S T A T E SU PER IN TEN D EN T OF B AN K S  HUNTSVILLE— HUNTSVILLE BANK & TRUST COMPANY J. B. Woodall, President C. C. Anderson, Vice-President  W m . P. Cooper, Vice-President  R. H. Gilliam, Cashier RESOURCES Loans and Discounts________ $ Overdrafts _________________ ♦__ Other Bonds, Stocks and W a r r a n ts ___________________ Furniture and Fixtures______ Other Real E state____________ C a sh ___________________________ Due from Banks______________ Exchanges for Clearing House _______________________ Checks and Cash Items_____ Cash Items in Transit_______ Other Resources______________  L IABILITIES 683,288.12 Capital Stock paid in_____ ___$ 142.11 Surplus Fund__________________ Undivided Profits less E x ­ 6, 000.00 penses and Taxes paid_____ 7,500.00 Demand Deposits_____________ 31,095.00 Time Deposits________________ 48,677.93 Notes and Bills Payable_____ 147,278.74  150,000.00 30.000.  00  6,571.17 431,295.51 284,674.22 50.000.  00  9,466.24 13,242.42 5,319.21 531.13  Total_________________________$  952,540.90  Total—..  952,540.90  HUNTSVILLE— W. R. RISON BANKING COMPANY H.  M. Rhett, President  J. W . McAllister, Vice-President  Ashford Todd, Cashier  i. W . Walker, Assistant Cashier RESOURCES  LIABILITIES  Loans and Discounts________ ? 1,747,120.76 Capital Stock paid in________ $  U.  S. Bonds,  Indebtedness  Certificates of and  W.  S.  Stamps ______________________ Other  Bonds,  Stocks  Undivided  W a r r a n ts ___________________  983.941.88 715.762.88  90,614.40 Notes and Bills Payable_____  275,000.00  6, 000.00 2 , 0 0 0 .0 0  122,837.06  C a sh ___________________________  74,262.60  Due from Banks______________  189,821.28  Clearing  House _______________________  11,028.13  Checks and Cash Items_____  21,709.37  Cash Items in Transit_______  46,369.79  Other Resources______________  1 , 000.00  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  154.277.87  Deposits________________  Time  Other Real Estate_____________  for  Ex­  Deposits_____________  Furniture and Fixtures______  Exchanges  less  penses and Taxes paid_____ 14,897.00 Demand  and  Banking House________________  Profits  100 , 000.00  100,000.00  1,322.24 Surplus Fund__________________  O verdrafts____________________  .$ 2,328,982.63  Total.  $ 2,328,982.63  ANNUAL, REPORT FOR 1925  86  HURTSBORO— BANK OF HURTSBORO T. S. Davis. President W . T. Davis, Cashier  W . C. Speight, Assistant Cashier  RESOURCES  L IABILITIE S  Loans and Discounts.________ $  82,855.68  Overdrafts ____________________  1,080.10  C a s h ___________________________  Capital Stock paid in________ $ Undivided  4,889.88  Checks andCash Items_______  457.40 Time O th e r  Total_________________________ $  less  160,731.99  40,000.00  E x-  penses and Taxes paid_____  71,448.93 Demand  Due from Banks_______  Profits  4,912.17  Deposits...  88,564.05  Deposits____ —  27,246.98  L ia b ilit ie s  8.78  Total_________ _______________ $  160.731.99  HURTSBORO— FARMERS & MERCHANTS BANK R.  M. Hall, President  D. P. Lloyd, Vice-President  S. B. Williams, Cashier  Myrtle Lloyd, Assistant Cashier LIABILITIE S  RESOURCES Loans and Discounts________ $ Other  Bonds,  Stocks  and  W arrants ---------------------------------Furniture and Fixtures---------  C a sh ______________________________ Due from Banks........... .............. from  Federal   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  31,400.00  Surplus Fund__________________  15,000.00  Undivided 1,520.00  Profits  less  Ex­  penses and Taxes paid_____  Demand 7,994.64 Time 9,025.63  7,359.67  Deposits_____________  103,588.02  Deposits________________  17,793.21  18,689.51  Reserve  Bank ___________________________  Total.  Capital Stock paid in________ $  1,300.00  Other Real Estate________________  Due  129,356.33  .$  7,254.79  175,140.90  Total.  .$  175,140.90  ST A T E SU PER INTEND EN T OF BANKS  8  JACKSON— JACKSON BANK & TRUST COMPANY S. H. Andrews, President H.  M.  McLeod', Vice-President  G.  G. Warren,  Cashier  J. D. Guy, Assistant Cashier RESOURCES  LIABILITIES  Loans ana Discounts________ $ Overdrafts ____________________ U.  S. Bonds,  and  W.  Undivided  S.  Stamps ................... Bonds,  Capital Stock paid in________ $  389 63 Surplus Fund__________________  Certificates of  Indebtedness  Other  385,541.09  and  W arrants ___  less  21,000.00  Ex­  penses and Taxes paid..... .... 16,989.48 Demand  Stocks  Profits  Time  29,000.00  10,849.54  Deposits....... ..................  Deposits__________________  318,219.53 169,774.52  23,569.00  Banking House________________  750.00  Furniture and Fixtures______  750.00  C a sh ___________________________  22,997.46  Due from B an ks_____________  96,431.81  Checks and Cash  Items____  1,425.12  Total .................................... ......548,843.59  Total___ ___ __________________$  548,843.59  JACKSONVILLE— ALABAMA TRUST & SAVINGS BANK C.  A. Whitemore. President  Oscar Sargent, Vice-President  R.  RESOURCES Loans and Discounts________ $ Overdrafts ____________________ Other  Bonds,  Stocks  LIABILITIES 53,552 95 Capital Stock paid in________ $ 77.24 Undivided  and  Warrants ........... Furniture and Fixtures______  3,508.17 Demand 3,896.72 Time  C a sh .......... ................  12,189.09 47,935.71  Cash Items in Transit_______  148.57   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Profits  less  121,308.45  1,460.48  Deposits...........................  Deposits.__________________  Total.  25,000.00  Ex­  penses and Taxes paid_____  Due from Banks______________  Total.  L. Heffington, Cashier  ?  56,483.43 38,364.54  121,308.45  ANNUAL, REPORT F.OR 1925  88  JASPER— CENTRAL BANK & TRUST COMPANY A. F. Fite, President J. J. Curtis, Vice-President O.  J. W . Strange, Assistant Cashier  F. Cobb, Cashier  J. G. Burton, Assistant Cashier  RESOURCES  LIABILITIE S  Loans and Discounts________ $  Bonds,  Stocks  Capital Stock paid in________ $  55.03 Surplus Fund__________________  O v e rd ra fts____________________ Other  452,878.27  and  Undivided  W arrants ___________________  5,103.78  5,550.00  Furniture and Fixtures.-.*____  terest _______________________  21,388.35 Demand  C a s h ___________________________  18,377.76 Time  Due from Banks______________ Federal  for  5,512.39  4,000.00  Deposits_____________  249,969.88  Deposits_____ ___________  218,788.42  69,488.55 Notes and Bills Payable_____  75,000.00  Reserve 24,570.64  Bank ___________ ...___________ Exchanges  00  Ex­  penses arid Taxes paid_____  Other Real Estate_____________  from  less  00  10. 000.  12, 000.00 Reserve for Taxes and In­  Banking House________________  Due  Profits  50.000.  Clearing 3,858.31  House _______________________  .$  Total.  613,270.69  Total-  613,270.69  JASPER— JASPER TRUST COMPANY W . S. Childers. President J. W . Shepherd, Vice-President  Schley O’Reay, Assistant Treasurer  A. S. Preston, Treasurer  J. C. Easter,  RESOURCES Loans and Discounts________ $ Other  Bonds,  Stocks  Assistant  730,731.27  and  Capital Stock paid 4n________ $  50,000.00  Surplus Fund__________________  25,000.00  6,750.57 Undivided  W a r r a n ts ___________________  Profits  less  E x­  Banking House________________  14,761.20  Furniture and Fixtures______  12,066.17 Demand Deposits_______________  penses and Taxes paid_____  9,310.67 Time  Other Real Estate_____________  Deposits__________________  C a sh ___________________________  31,841.00 Notes and Bills Payable_____  Due from Banks.........................  89,388 85  Exchanges  for  133.60  Other Resources_________ ______  728.78   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  469,840.12 103,346.48 150,000.00  1,927.75  Items____  T otal  99,453.26  Cleariifg  H o u s e _______________________ Checks and Cash  Treasurer  LIABILITIES  $  897,639.86  Total.  ....$  897,639.86  89  ST A T E SU PER INTEND EN T OF BAN KS  JONES MILLS— PEOPLES BANK J. B. Barnett, President J. F. Busey, Vice-President  B. H. Stallworth, Vice-President and Cashier  W . A. Giddens. Assistant Cashier RESOURCES  L IABILITIE S  Loans and Discounts-________?  141.51 Surplus Fund_______  O v erd rafts____________________ Other  Bonds,  Stocks  123,600.64 Capital Stock paid in.____ ___$  and  W arrants ___________________  Undivided 1,913.07  2,000.00 Demand  Furniture and Fixtures______  2,600.00 Time 3,399.78  C a sh ___________________________  28,477.03  Due from Banks______________  171,626.56  Total_________________________ $  333,758.59  3,500.00 less  E x11,110.71  penses and Taxes paid_____  Banking House________________  Other Real Estate_____________  Profits  30,000.00  271,653.53  Deposits__ —  Deposits_____  .........................  17,494.35  333,758.59  Total-  KENNEDY— BANK OF KENNEDY U.  T. Propst,  J. L.  Vice-President  80,877.17  Capital Stock paid in________ $  O verdrafts_____________________  4,364.23 Surplus Fund_______  Banking House............ .................  1,053.00  Furniture and Fixtures______  1,159.11  C a sh ___________________________  6,248.38 Demand Deposits .  Undivided  .$  215,216.80  Profits  less  E x11,933.19 159,279.72 14,003.89  Deposits____  Total.  15,000.00 15,000.00  penses and Taxes paid_____  121,514.91 Time  Due from Banks___________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Cashier  L IABILITIE S  RESOURCES Loans and Discounts________ $  T otal—  Kennedy,  .$  215,216.80  90  A N N U A L REPORT FOR 1925  KINSTON— FARMERS & MERCHANTS BANK F.  A. Symonds, President  J. L. Atkins, Vice-President  w.  J. F. Brunson, Cashier L. Stephens, L IABILITIE S  RESOURCES 78,579.21  Doans and Discounts .......... .  Capital Stock paid in________ $  O verdrafts___________________  5,063.35 Surplus Fund__________  Banking House______________  2,000.00  Furniture and Fixtures____  2,475.00  Other Real Estate___________  9,041.00  C a sh ________ _______ _________  8,557.31  Due from Banks____________  56,627.31  Checks and Cash Items___  1,946.00  ..$  Total..  164,289.46  Undivided  Profits  less  5,000.00 E x­  penses and Taxes paid—...... Reserve  for  Taxes  and  4,266.59  In­  terest _________________ Demand Time  25,000.00  150.00  Deposits_____________  100,270.43  Deposits________________  29,602.44  Total_________________________ $  164,289.46  LA FAYETTE— BANK OF LA FAYETTE L. S. Schuessler, President M. C. Ratchford, Vice-President G.  D. T. Tatum, Cashier  O. Winters, Assistant Cashier  RESOURCES  LIAB IL IT IE S  Loans and Discounts....__ ___ $ Overdrafts .................... ................. U.  490,197.16  1,125 54 Surplus Fund__________  S. Bonds, Certificates of  Indebtedness  and  W.  Bonds,  Stocks  Undivided  10,000.00 Demand  169,755 31  1,943.92 Notes and Bills Payable_____  25,000.00  Furniture and Fixtures______  1,500.00 2,000.00  C a sh ___________________________  12,233.06  Due from Banks______________  23,965.77  Checks and Cash Items_____  193.24  Cash Items in Transit_______  3,445.65   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  15,613.15 223,735.88  7,500.00  Total.  20,000.00 Ex­  Deposits_____________  Time  Banking House___ ____________  Other Real Estate_______  less  Deposits________________  and  Warrants ___________________  Profits  penses and Taxes paid_____  S.  Stamps ______________________ Other  Capital Stock paid in............ 100,000.00  .$  554,104.34  Total.  .$  554,104.34  91  ST A T E SU PER IN TEN D EN T OF BANKS  LA FAYETTE— CHAMBERS COUNTY BANK J. M. Tucker. President G. E. Collins, Vice-President  J. J. Tucker, Cashier LIABILITIES  RESOURCES Loans and Discounts________ $  408,113.06 Capital Stock paid in________ $ Surplus Fund__________________  Overdrafts Secured with Cotton _____  16,506.41  Overdrafts Unsecured________  329.62  Banking House____ ___________  2,000.00  Due from Banks___ _________ for  Profits  less  50,000.00  Ex­  penses and Taxes paid_____  6,000.00 Demand  Furniture and Fixtures______  Exchanges  Undivided  75,000.00  Deposits_________  9,097.34 209,643.14  Deposits________________  85,571.06  12,540.24 Notes and Bills Payable_____  33,500.00  Time  14,105.20  Clearing  House __ —  498.86  Cash Items in Transit_______  Total____ ------------------------------------  2,718.15  462,811.54  ......$  Total_________________________ $  462,811.54  LEEDS— LEEDS STATE BANK A. C.  W . Bell, President  F. Lewis, Vice-President  J. M. Pledger, Vice-President  J. M. Spruiell, Vice-President  J. C. Roberts, Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $ Overdrafts ____________________  235,183.51  Capital Stock paid in________ $  118.51 Surplus Fund__________________  25,200.00 13,500.00  Banking House________________  2,007.50  Furniture and Fixtures...........  1,955.00  penses and Taxes paid....... .  3,077.60  Other Real Estate_____________  8,317.82 Demand Deposits_____________  119,750.65  Undivided  Profits  less  Ex­  C a sh ___________________________  17,262.59  Deposits________________  129,879.98  Due from Banks....______  26,540.44 Other Liabilities.______________  19.34  Other  Resources______________  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  Time  42.20  291,427.57  Total.  .$  291,427.57  A N N U A L REPORT FOR 1925  92  LEXINGTON— BANK OF LEXINGTON A. L. Phillips, President L. M. Foster, Vice-President  Chas. P. McMeans, Cashier  B. A. Porter, Assistant Cashier RESOURCES  L IABILITIE S $  Loans and Discounts______  68.53 Surplus Fund_______ —  Overdrafts __________________ Other  Bonds,  Stocks  153,605.82 Capital Stock paid in________ $  Undivided  and 775.00  W a r r a n t s ____ ______________ Banking House________________  Profits  E x-  penses and Taxes paid____  4,559.99 Time  Deposits____  10,644.33 Other Liabilities___  Due from Banks______________  91,713.68  Checks and Cash Items_____  1,197.60  Other Resources_______________  11.39  5,063.71 157,171.80 75,263.78  —  C a sh ___________________________  New  15,000.00 less  592.79 Demand Deposits...—  Furniture and Fixtures______  15,000.00  504.42  4,834.58  Banking House________  Total_________________________ $  268,003.71  Total_________________________ $  268,003.71  UNDEN— MARENGO COUNTY BANK W m . Cunninghame, President R. G. Rhodes, Cashier  J. E. Williams, Vice-President  L IABILITIE S  RESOURCES Loans and Discounts________ $  Bonds,  Stocks  Capital Stock paid in........ ...... $  Undivided  and  W a r r a n ts ___________________  1,000.00  Profits  25,000.00 3,000.00  393.76 Surplus Fund____ __  O v erd rafts____________________ Other  111,698.13  less  E x-  penses and Taxes paid_____  1,093.88 94,346.48  Banking House________________  2,850 00 Demand Deposits.—  Furniture and Fixtures______  2,284.00  ...............  29,906.78  Other Real Estate_____________  7,346.80 Notes and Bills Rediscounted  5,000.00  C a sh ___________________________  7,555.57  Due from Banks______________  24,847.57  Checks and Cash Items_____  371.31  T o ta l____   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  158,347.14  Time  Deposits.........  T otal____  ___$  158,347.14  93  ST A T E SU PER IN TE N D EN T OF B AN KS  LINEVILLE— FARMERS & MERCHANTS BANK W . E. Carpenter, President R.  T. R. Bell, Vice-President  C.  Smith,  Cashier  LIABILITIES  RESOURCES Loans and Discounts_______  200,698.07  Capital Stock paid in________ $  75,693.34 Surplus Fund_____________________  Cotton Bills of E xch an ge-  851.15 Undivided  Overdrafts ___________________ Banking House______________  5,600.00  Furniture and Fixtures____  2, 000.00 Demand  Profits  less  penses and Taxes paid_____ Deposits_____________  11,670.47 Time  Cash _________________________  11,997.41 Notes and Bills Payable_____  Due from Banks_________  26,246.20  Checks and Cash Items..  1,463.98  Other  1,355.72  Total_________________________ ?  337,576.34  10,000.00  Ex­  Other Real Estate___________  Resources_________  50,000.00  Deposits___________________  Total_________________________ $  10,564.34 170,289.62 66,722.38 30,000.00  337,576.34  LIVINGSTON— BANK OF SUMTER W . W . Patton. President W . S. N ichols, Cashier  J. P. K elly, A ssista n t Cashier  RESOURCES  LIABILITIES  Loans afid Discounts________ $ O v erd rafts____________________ U.  387,357.38  469.09 Surplus Fund_____________________  S. Bonds, Certificates of  Indebtedness  and  W.  Bonds,  Stocks  House_______________  950.00 Demand  25,854.26  Deposits________________  121,002.07  13,300.00 Notes and Bills Payable_____  70,000.00  Time  4,649.22 1,130.45 11,558.80  C ash.___________________________  17,903.41  Due from Banks______________  54,918.31  Checks and Cash Items_____  374.96   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  30,000.00  Ex­  215,755.29  Other Real Estate____________  .?  less  30,000.00  Deposits_____________  Furniture and Fixtures______  T otal..  Profits  penses and Taxes paid_____  and  W a r r a n ts ___________________ Banking  Undivided  S.  Stamps ______________________ Other  Capital Stock paid in________ $  492,611.62  Total.  .$  492,611.62  94  A N N U A L REPORT FOR 1925  LIVINGSTON— McMILLAN & CO.. BANKERS T. M.  , President  J. A. Mitchell, Vice-President  T. M. Tartt, Jr., Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $  170,7(50.25 Capital Stock paid in________ $  50,000.00  Overdrafts (Cotton)___________  29,342.92 Surplus Fund__________________  10,000.00  U.  S. Bonds, Certificates of Indebtedness  and  W.  Undivided  Bonds,  Stocks  1,900.00  and  W arrants ___________________ Banking  less  E x­  penses and Taxes paid_____  S.  Stamps ... .................................... Other  Profits  House_______________  Taxes and  23,141.23  In­  terest ________________________  191.45 195,855.85  2,000.00  Cash ............. .....  for  1,124.69 Demand Deposits_____________ 18,373.90  Furniture and Fixtures______  Reserve  Time  Deposits________________  41,074.86  Notes and Bills Payable_____  20,000.00  15,131.86  Due from Banks_____ :_______  101,582.92  Checks and Cash Items_____  46.30  Other Resources_______________  .55  Total._________ ______________ $  340,263.39  Total_________________________ $  340,263.39'  LOUISVILLE— THE BANK OF LOUISVILLE F. B. Pierce, President A. W . Pierce, Vice-President  R. E. Flournoy, Cashier  Harrell Hobdy, Assistant Cashier LIABILITIE S  RESOURCES Loans and Discounts________ $  61,629.63  Capital Stock paid in________ $  1,306.06 Surplus Fund...----- --------------------  Demand Loans________ Overdrafts ________ ________ ___  519 06 Undivided  Profits  less  House..------ ---------------  2,000.00  • penses and Taxes paid--------  1,847.25  Demand  Other Real Estate...------- --------  300.00 Time  C a sh ______ ___  12,357.38  Due from Banks..................  73,799.52  Checks and Cash Items--------  T otal   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  5,000.00  Ex-  Furniture and Fixtures______ .  Banking  25,000.00  Deposits_____________  Deposits...... ......  3,841.71 106,760.63 14,625.00  1,468.44  155,227.34  T otal  .$  155,227.34  95  ST A T E SU PER INTEND EN T OF BANKS  LOUISVILLE— BARBOUR COUNTY BANK M. C. Bell, President O.  L. Bryan, Vice-President  J. H.  Blair,  Cashier  Louise Lee, Assistant Cashier LIABILITIES  RESOURCES Loans and Discounts________ $ Loans  on  49,098.55  Capital Stock paid in________ $  9,724.47 Surplus Fund_____ ___  Cotton_____________  99.95 Undivided  Overdrafts ____________________  1,800.00  C a sh ___________________________  9,426.56 Demand  Checks and Cash Rems_____ ■Cash Items in Transit_______  less  Ex­ 1,109.46  Deposits......... .......  79,258.43  Deposits.............................  7,274.27  99.25 Other Liabilities_______________  3.58  33,296 48 Time  Due from Banks______________  Profits  3.000.00  penses and Taxes paid-------  Furniture and Fixtures...........  15,000.00  2,100.48  T otal_________________ _______ $  105,645.74  Total_________________________ $  105,645.74  LOXLEY— LOXLEY STATE BANK J. W . Randall. P resident O. F. E. Winberg, Vice-President  Carl L. Schlich, Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $ Overdrafts ____________________ Other  Bonds,  Stocks  71,052.38  Capital Stock paid in________ $  925.21 Surplus Fund_____ ____________  and  Warrants ............... - .................  Undivided 1,000.00  Profits  less  10,000.00 2,000.00  E x­  penses abd Taxes paid....!__  643.40  Banking Douse______ ___  4,750.00  Reserve  Furniture and Fixtures______  3,282.40  terest  _______________________  30.72  250.00 Demand  Deposits_____________  57,618.23  Other Real Estate____________ C a sh ...............  6,642.34 Time  Due from B a n k s—.___________ Checks and Cash Items_____  123.85 3,823.90  Other Resources_______________  500.03   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Taxes  and  In­  Deposits____________  62,493.62  40,435 86  Cash Items in Transit_______  Total.  for  $  132,785.97  Total.  .$  132,785.97  96  A N N U A L REPORT FOR 1925  LUVERNE— BANK OF LUVERNE T. W . Shows, President H.  A. Donovan, Vice-President  H. R.  Shows,  Cashier  T. W . Shows, Assistant Cashier RESOURCES  LIABILITIE S  Loans and Discounts________ $  193,762.81  O verdrafts------------------------------U.  1,586.73 Surplus Fund_____________  S. Bonds, Certificates of  Indebtedness  and  W.  Undivided  S.  Bonds,  Stocks  Profits  less  800.00 Demand  10,000.00  188,605.12  Deposits________________  38,788.47  2,457.88 Notes and Bills Payable_____  3,000.00  Time  Furniture and Fixtures______  13,258.48  Deposits_____________  and  W a r r a n ts ___________________  50,000.00  Ex­  penses and Taxes paid_____  Stamps ______________________ Other  Capital Stock paid in________ $  2,500.00  Other Real Estate____________  8,084.55  C a sh _____________________  13,235.92  Due from Banks______________  62,059.96  Checks and Cash Items_____  18,951.92  Cash Items in Transit_______  32.00  Other Resources_______________  180.32  303,652.09  T o ta l-  Total.  ...$  303,652.09  LUVERNE— FARMERS BANK A . L. W atts, President J. W . Williams, Vice-President  Hugh W illiams, Vice-President  A. D. Fundaburk, Cashier L IABILITIE S  RESOURCES Loans and Discounts___ ____ $ O verdrafts____________________ Other  B on ds,'  Stocks  5,489.11  1,835.29  Furniture and Fixtures______  40,000.00  less  E x21,738.90  penses and Taxes paid..— for  Taxes  and In3,500.00  12,053.97 Demand Deposits________  214,055.88  C a sh ___________________________  16,611.00  Due from Banks______________  118,261.07  Checks and Cash Items_____  1,763.41  Cash Items in Transit_______  1,168.57  $  Profits  te r e s t___________________  2,187.00  Other Real Estate____________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  25,000.00  Surplus Fund______________  2,209.50 Reserve  House_______________  T o t a l_____  Capital Stock paid in_— ------ $  Undivided  and  W a r r a n ts ___________________ Banking  160,694.57  322,273.49  Time  Deposits___________ ___  Total.  17,978.71  .$  322,273.49  97  ST A T E SU PER IN TE N D EN T OF BANKS  MAPLESVILLE— BANK OF MAPLESVILLE J. W . Foshee, President H. M. Nix, Vice-President  F. H. Brown, Vice-President H. L. Smith, Cashier LIABILITIES  RESOURCES Loans and Discounts._______ $  Undivided  S. Bonds, Certificates of  Indebtedness  and  W.  S.  House_______________  Furniture and Fixtures______  less  10,000.00 3,500.00  Ex­ 1,683.37  Deposits_____________  67,736.92  Deposits________________  26,267.69  1,351.56 Other Liabilities_______________  2.67  900.00  C a sh ___________________________  11,148.24  Due from Banks______________  38,965.84  Total_________________________$  Profits  penses and Taxes paid_____ 100.00 Demand  Stamps _____________________ Banking  Capital Stbck paid in________ $  70.80 Surplus Fund.................................  Overdrafts ____________________ U.  56,654.21  109,190.65  Time  Total_________________________ $  109,190.65  MARION— MARION CENTRAL BANK A. D.  F. Armstrong, President  K . Mason, Cashier  W . P. Nichols, Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $  S. Bonds, Certificates of  Indebtedness  and  W.  Bonds,  Stocks  and  House_______________  from  Federal  for  47,052.57  In­ 1,949.92 467,059.30  Deposits________________  11,743 28 25,000.00  _______  193,626.92  Reserve 33,273.26  Clearing  House _______________________  1,186.83 3,748.27  Cash Items in Transit_______  10.00   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  and  2,335.89 Notes and Bills Payable_____  Checks and Cash Items_____  Total  Taxes  22,799.36  Bank ________________________ Exchanges  for  Ex­  paid____  terest ..............  10,000.00 Time  C a sh ___________________________  Due  Reserve  less  50,000.00 100,000.00  14,926.60 Demand Deposits_____________  Furniture and Fixtures______  Due from Banks____  Profits  penses and Taxes 25,000.00  W arrants ___________________ Banking  Undivided  S.  Stamps _____________________ Other  Capital Stock paid in ________$  729.25 Surplus Fund.................................  O verd rafts____________________ U.  395,168.69  $  702,805.07  Total.  $  702,805.07  A N N U A L REPORT FOR 1925  98  MARION— PEOPLES BANK J. M. Moore, President T. J. Moore, Cashier  E.  W . Sturdivant, Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $ Overdrafts ____________________ Other  Bonds,  Stocks  Capital Stock paid in________ $  914.36 Surplus Fund__________________  and  Undivided  W arrants ........... Banking  252,327.23  12,500.00  House........ ..........  Profits  less  50,000.00 50,000.00  Ex­  penses and Taxes paid_____  31,615.47  5,870.08  Reserve  Furniture and Fixtures______  4,566.72  terest  _______________________  1,000.00  Other Real Estate.....................  4.911.48 Demand  Deposits.......................  251,932.39  Deposits.............................  1,926.50  C a sh ......... .......................................  25,275.35 Time  Due from Banks.........................  78,452.98  Checks and Cash Items_____  1,656.16  Total______________________ __ $  386,474.36  for  Taxes  and  In­  Total_________________________$  386,474.36  MARION JUNCTION— MARION JUNCTION STATE BANK P.  B. Harrell, President  C. L. Gilmer, Vice-President  Hugh Hopper, Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $  House_______________  2,000.00  Furniture and Fixtures______  2,000.00  C a sh ________________________  4,690.39  Due from Banks______________  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Capital Stock paid in________ $  37.86 Surplus Furid__________________  Overdrafts ................ Banking  90,678.38  .$  35,082.44  134,489.07  Undivided  Profits  less  15,000.00  E x­  penses and Taxes paid_____ Demand Time  3,463.60  Deposits_______________  Deposits___________________  Total.  25,000.00  .$  78,443.99 12,581.48  134,489.07  99  ST A T E SU PER INTEND EN T OF BANKS  McCu l l o u g h — f a r m e r s  exchange  bank  C. E. Sellers. President Ulay W . A.  E.  Black, Vice-President  Espy,  Cashier  LIABILITIE S  RESOURCES Loans and Discounts________ $  56,942.70  Capital Stock paid in________ $  36.83 Surplus Fund___ _______________  Overdrafts ____________________ Banking  D.  W . E. Coker, Assistant Cashier  J. Nall, Vice-President  House......... .................  2,550.00  Furniture and Fixtures______  2,025.00  Other Real Estate____________ C a sh ___________________________  Undivided  less  1,200.00  E x­  penses and Taxes paid_____  1,905.72  410.00 Demand Deposits...... ................  72,277.76  4,736 96 Time  Due from Banks______________  Profits  10,000.00  Deposits________________  4,206.98  22,888.97  Total_________________________ $  89,590.46  Total............................. ..............89,590.46  MIDWAY— JAMES & MIDWAY BANKING COMPANY H. L. King, President H. L. King, Jr., Vice-President S.  A. E. King, Cashier  M. King, Assistant Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $ Other  Bonds,  Stocks  75,782.37  and  Warrants ________  Surplus Fund__________________ 10,000.00 Undivided  House...........................  1,500.00  Furniture and Fixtures______  500.00  Other Real Estate____________  6,900.06  C a sh ___________________________  4,893.56  Due from Banks______________  33,394.30  Banking  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Capital Stock paid in.... ......... $  $  132,970.29  Profits  less  5,000.00  Ex­  penses and Taxes paid......... Demand Time  25,000.00  22,658 99  Deposits_____________  64,160.73  Deposits________________  16,150.57  Total..  .$  132,970.29  A N N U A L REPORT FOR 1925  100  MILLPORT— MILLPORT STATE BANK J. E. Dowdle, President and Cashier Chas.  P.  O’Dom,  Vice-President  Mrs.  J.  E.  RESOURCES 151,808.27  S. Bonds, Certificates of  Indebtedness  and  W.  Bonds,  Stocks  Undivided 5,270.69  and  Cashier  9,800.00  House_______________  1,700.00  less  Ex­  penses and Taxes paid_____  Furniture and Fixtures______  1,500.00  Other Real Estate____________  Time  Deposits____  30,000.00 6,000.00  Profits  5,829.11  Demand Deposits... —  W arrants ___________________ Banking  Capital Stock paid in________ $ Surplus Fund_______  S.  Stamps ______________________ Other  Assistant  LIABILITIES  Loans and Discounts________ $ U.  Dowdle,  156,126.88 87,629.22  —  20.00  C a sh _________________  12,892.63  Due from Banks______________  102,421.72  Checks and Cash Items_____  171.90  Total_________________________ $  285,585.21  Total.................................. ...........$  285,585.21  MILLRY— CITIZENS BANK W . S. Knight, President W . J. Blount, Vice-President  Roy B. Smith, Cashier  RESOURCES  L IABILITIES  Loans and Discounts________ $  Bonds,  Stocks  Capital Stock paid in________ $  3.81 Surplus Fund__________________  Overdrafts ____________________ Other  60,716.33  Undivided  and  W arrants ___________________  3,272.89  penses and Taxes  House_______________  2,000.00  Reserve  Furniture and Fixtures______  1,500.00  terest  Banking  Other Real Estate____________ C a sh ___________________________  3,940.71 37,704.61  Other Resources........ ...................  300.00   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  for  less  3,000.00  E x­  paid____  Taxes and  109,613.35  Time  177.08  Deposits________________  Total.  3,285.76  In­  175.00 Demand Deposits_____________  Due from Banks______________  Total.  Profits  10,000.00  54,700.99 38,449.52  .$  109,613.35  ST A T E SU PER IN TE N D EN T OF BAN KS  101  MOBILE— MERCHANTS BANK E. F. Ladd, President G. A. Michael, Vice-President  W . J. Parham, Jr., Cashier  J. F. McRae, Assistant Cashier  W . B. Taylor, Assistant Cashier  Jos. S. Norton, Assistant Cashier RESOURCES L IABILITIES Loans and Discounts________ $ 8,956,233.09 Capital Stock paid in... ........... $ 500,000.00 Overdrafts ___________________ 4,494.95 Surplus Fund__________________ 500,000.00 U. S. Bonds, Certificates of Undivided Profits less E x ­ Indebtedness and W . S. penses and Taxes paid......... 114,579.69 S ta m p s _____ _________________ 30,020.00 Reserve for Taxes and In­ Other Bonds, Stocks and terest, E tc___________________ 119,413.09 Warrants ___________________ 453,104.00 Demand Deposits_____________ 7,804,676.40 Banking House_______________ 121,300.00 Time Deposits________________ 3,155,478.11 Furniture and Fixtures______ 12,450.00 Acceptances Executed for Other Real E state___________ 1.00 Customers _________________ 822,232.38 194,808.34 C a sh ___________________________ Due from Banks______________ 1,375,052.70 Due from Federal Reserve Bank ________________________ 680,508.56 Exchanges for Clearing House _______________________ 79,201.23 Checks and Cash Items_____ 23,957.35 Cash Items in Transit_______ 263,016.07 Customers’ Liability Account Acceptances __________ 822,232.38 Total_________________________ $13,016,379.67  Total............. ............................... $13,016,379.67  MOBILE— PEOPLES BANK OF MOBILE Stewart Brooks, President Ed J. Higgins, Vice-President J. R. Burgett, Assistant Cashier  W . W . Boyles, Jr., Cashier  A. J. Wildman, Assistant Cashier  E. B. Peebles, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ 3,447,050.67 Capital Stock paid in________ $ 300,000.00 Overdrafts ____________________ 5,783.54 Surplus Fund__________________ 200,000.00 Undivided Profits less E x ­ U. S. Bonds, Certificates of penses and Taxes paid.......... 86,448.75 Indebtedness and W . S. Stamps ______________________ 17,000.00 Reserve for Taxes and In­ terest ________________________ 21,500.00 Other Bonds, Stocks and W arrants ___________________ 224,629.86 Demand Deposits_____________ 2,458,231.66 Time Deposits________________ 1,308,182.83 Banking House and Furniture 200,000.00 and Fixtures________________ 130,000.00 Notes and Bills Payable_____ 41,600.00 Other Real Estate____________ 166,380.75 Notes and Bills Rediscounted C a sh ___________________________ 152,767.17 Due from Banks______________ 189,800.13 Due from Federal Reserve Bank ____ 133,635.76 Exchanges for Clearing House ____ 61,931.81 Checks and Cash Items_____ 10,618.18 Cash Items in Transit_______ 47,887.71 Other Resources_______________ 28,477.66 Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 4,615,963.24  Total.  $ 4,615,963.24  102  A N N U A L REPORT FOR 1925  MOBILE— STATE SAVINGS BANK J. B. Dortch, President  Edward W ahl, Cashier  RESOURCES  LIABILITIES  Loans and Discounts_____ ....$  191,963.06 Capital Stock paid in________ $  Overdrafts ___ U.  89.05  S. Bonds,  Certificates of  Indebtedness  and  W.  Other  Stocks  Profits  less  E x-  penses and Taxes paid_____  S.  572.61  Bonds,  5,000 00 Undivided  Stamps ____ and  Demand Time  W arrants ________ ___________  50,000.00  12,660.48'  Deposits...  9,153.87  Deposits____  439,483.22:  270,833.50  Banking- House and Furniture and Fixtures________________  26,590.50  C a sh ............ .......................... ..........  6,382.75  Due from Banks........ ............ .  19,866.10  Total_________________________$  516,297.57  Total.............................. .............. $  516,297.57  MONROEVILLE— THE MONROE COUNTY BANK J. B. Barnett, President B.  H. Stallworth, Vice-President  K. J.  Lazenby,  Cashier  L. L. Hendrix, Assistant Cashier RESOURCES  LIABILITIES  Loans and Discounts________ $ O verdrafts____________________ U.  655,215.27  1,804.37 Surplus Fund__________________  S. Bonds, Certificates of  Indebtedness  and  W.  Bonds,  Stocks  5,618.40 13,263.53  Cash — _________________________  25,069.32  Due from Banks.............. ...........  136,061.90  737,046.55  Deposits__________________  185,855.00  51,095.83  Checks and Cash Items_____  1,818.16  Other Resources_______________  966.50   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  28,976.85  Deposits_______________  Reserve  Bank __________  Total  30,000.00  E x­  5,113.00  Other Real Estate____________  Federal  less  100,000.00  34,852.12  House...............  from  Demand Time  Furniture and Fixtures______  Due  Profits  penses and Taxes paid_____ 151,000.00  and  W arrants ................... Banking  Undivided  S.  Stamps ______________________ Other  Capital Stock paid in________ $  .$ 1,081,878.40  Total  $ 1,081,878.40-  103  S T A T E SU PER IN TE N D EN T OF B AN KS  MONTEVALLO— MERCHANTS & PLANTERS BANK C.  J. C. Slone, Cashier  L. Meroney, President  L IABILITIE S  RESOURCES Loans and Discounts________ $ Overdrafts ____________________ Banking  130,028.83  Capital Stock paid in________ $  133.11 Surplus Fund__________________  House_______________  1,300.00  Furniture and Fixtures______  1,950.00  Other Real Estate____________  1,080.00  Cash .............................  26,930.99  Due from Banks..... ...................  59,818.43  Checks and Cash Items_____  123.12  Total_________________________ 8  221,364 48  Undivided  Profits  less  5,000.00  Ex­  penses and Taxes paid_____ Demand Time  25,000.00  8,683.81  Deposits..... ..................  172,665.82  Deposits..,,.........................  10,014.85  Total______________ ___________ $  221,364.48  MONTGOMERY— ALABAMA BANK & TRUST COMPANY M. A. Vincentelli, President B.  P. Crum, Chairman of Board  W . K. Pelzer, Vice-President  J. T. Smith, Assistant Cashier  J. D. Flowers, Vice-President and Cashier  V. B. Murray, Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ 8 1,960,400.38 Overdrafts ____________________ U. S. Bonds,  2,285.55 Surplus Fund_______ 1__________  Certificates of  Indebtedness  and  W.  Bonds,  Undivided  S.  Stamps ________ Other  Profits  less  and  Reserve  for  Taxes  and  300,000.00 48,000.00  Ex­  penses and Taxes paid_____ 23,050.00  Stocks  Capital Stock paid in.............. .5  23,500.43  In­  terest ........... ................................  1,932.00  Deposits_____________  1,381,702.86  Furniture and Fixtures______  15,337.46  Time  Deposits________________  514,379.17  Other Real Estate____________  11,534.09  Notes and Bills Rediscounted  265,358.05  C a sh ___________________________  102,054.67  Due from Banks______________  195,420.48  Warrants —____  Due  from  Federal  33,165.00 Demand  Reserve  Bank ________________________ Exchanges  for  124,165.53  Clearing  House _______________________  49,670.69  Checks and Cash Items_____  8,806.59  Cash Items in Transit_______  8,482.07  Other Resources_______________  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  500.00  .$ 2,534,872.51  Total—  .8 2,534.872.51  A N N U A L REPORT FOR 1925  104  MONTGOMERY— UNION BANK & TRUST COMPANY Michael Cody, President  Grover Keyton, Cashier  RESOURCES  LIABILITIES  Loans and Discounts______ Overdrafts U.  $  777,967.83  574.63 Surplus Fund........... ................  (Trust Accounts)  S. Bonds,  Certificates of  Indebtedness  and  W.  Undivided  S.  Bonds,  Stocks  498.05 Reserve  and  less  for  Taxes  and  335,582.28 Demand  Furniture and Fixtures...........  1.00 Time  Other Real Estate...... ...............  31,154.43  C a sh ___________ ____ :..................  30,159.73  Due from Banks......................  100,000.00 50,000.00  Ex­ 90,029.28  In­  terest _________________  W a r r a n ts ____________  11,200.00  Deposits_______________  166,481.15  Deposits__________________  933,849.26  148,962.65  Checks and Cash Items_____  Total.  Profits  penses and Taxes paid_____  Stamps _____________________ Other  Capital Stock paid in............... $  26,659.09  1,351,559.69  Total___________________ _____ $ 1,351,559.69  MOULTON— BANK OF MOULTON R. R.  P. Irwin, Vice-President  C.  G. Judy, Assistant Cashier  M. Byars, President O. L. Judy, Cashier R.  B. Henderson, Assistant Cashier L IABILITIE S  RESOURCES Loans and Discounts............... $ Overdrafts ____________________ Other  Bonds,  Stocks  205,031.97  32.05 Surplus Fund__________________  and  W arrants ............  Capital Stock paid in________ $  Undivided 1,000.00  Profits  less  28,000.00 40,000.00  Ex­  penses and Taxes paid_____  Furniture and Fixtures______  1,029 00 Demand  Other Real Estate........  1,760.00  Time  Deposits________________  57,094.07  8,574.48  Notes and Bills Payable.........  20,000.00  .........  C a sh __________ Due from Banks......................... Exchanges  for  Deposits_____________  3,564.24 133,997.26  62,638.85  Clearing  House ............. ...................- ....... Checks and Cash  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Items.......  581.22 2,008.00  282,655.57  Total.  282,655.57  105  ST A T E SU PER IN TE N D EN T OF BANKS  MOULTON— THE CITIZENS BANK D.  H. Bracken, President J. L. Weatherwax, Cashier  W . A. Moles, Vice-President  LIABILITIES  RESOURCES Loans and Discounts________ $  186,555.54 60.13  Overdrafts ____________________ Other  Bonds,  Stocks  15.000.  00  Surplus  15.000.  00  Fund_________________  Undivided  and 166.66  W arrants ___________________ Banking  Capital Stock paid in________ $  3,600.00  House_______________  Profits  less  Ex­ 12,095.91  penses and Taxes paid_____ Demand  Deposits_____________  136,208.39  Deposits________________  49,191.60  Other Real Estate.....................  3,277.39 Notes and Bills Rediscounted  7,176.90  C a sh ___________________________  5,320.78  Due from Banks______________  33,111.56  900.00 Time  Furniture and Fixtures_____ _  Exchanges  for  Clearing 1,680.74  House _______________________  Total.  $  234,672.80  Total  .$  234,672.80  MOUNDVILLE— BANK OF MOUNDVILLE R. R.  L.  Griffin,  President  J. Griffin, Vice-President  L. M. Griffin, Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $ Other  Bonds,  Stocks  and  W arrants ................................... Banking  175,801.24 Capital Stock paid in________ $ Surplus Fund__________________ 15,500.00  House_______________  Furniture and Fixtures______  13,627.91  4,354 35 Time  C a sh ___________________________  15,280.03  Due from Banks______________  63,893.44  Checks and Cash Items_____  5,892.59  Cash Items in Transit_______  925.00   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  298,610.68  Profits  less  10,000.00  Ex­  penses and Taxes paid_____  3,336.12 Demand  Other Real Estate___________  Total  Undivided  25,000.00  5,084.38  Deposits_____________  187,929.81  Deposits________________  70,596.49  Total  298,610.68  A N N U A L REPORT FOR 1925  106  NEWBERN— BANK OF NEWBERN J. F. Brown, President  W . E. Swanzy, Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $  81,271.88  Overdrafts ____________________ Banking  Capital Stock paid in________ $  107.09 Surplus Fund..... .............  House_______________  3,600.00  Furniture and Fixtures______  Undivided  750.00  C a sh ... ....................... Due from Banks______ _______  Profits  less  28,200.00 6,300.00  Ex­  penses and Taxes paid_____  4,890.77  9,156.51 Demand Deposits_____________  93,099.20  15,133.70  Checks and Cash Items_____  75.00  Cash Items in Transit_______  22,238.79  Other Resources_______________  157.00  Total_________________________ $  132,489.97  Total............... ........... ...........  . $  132,489.97  NEW BROCKTON— BANK OF NEW BROCKTON Obie Harris, President S.  D. Fuller, Vice-President  W. J. W .  Brock.  167,253.23  Secured__________  14,728.76  Overdrafts Unsecured________  533.41  Other  Bonds,  Stocks  13,019.80  House_______________  2,000.00  Other Real Estate_____ ______  1,556.87  C a sh _____ :_____________________  12,930.83  Due from Banks______________  110,817.82  Checks and Cash Items.........  148.00  Cash Items in Transit-----------  7,793 61   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  Capital Stock paid in________$ surplus Fund__________________ Undivided  Profits  less  Demand Time  332,432.33  5,000.00  9,989.24  Deposits_____________  226,249.01  Deposits__________  Total___  50,000.00  Ex­  41,190.29  Cash Over______________________  Furniture and Fixtures....... 1,650.00  Total.  Vice-President  penses and Taxes paid_____  and  W arrants ___________________ Banking  W ard,  L IABILITIE S  RESOURCES Loans and Discounts________ $ Overdrafts  H.  Cashier  $  3.79  332,432.33  S T A T E SU PER IN TE N D EN T OP B AN KS  107  NEW HOPE— BANK OF NEW HOPE W . E. Butler, President T.  E. McKinney, Vice-President  C. H. Tribb, Cashier  J. W . Wood, Assistant Cashier LIABILITIES  RESOURCES Loans and Discounts______ . . . . $ U.  Certificates of  S. Bonds,  Indebtedness  and  W.  Bonds  Stocks  Undivided 249.00  and  W arrants _________________ Banking  House_____________  Capital Stock paid in________ $ Surplus Fund______  S.  Stamns ___________________ Other  71,211.92  Profits  5,000.00 less  Ex-  Denses and Taxes naid___ Demand  824.00 Time  25,000.00  2,477.53  Deposits...  88,274.37  Deposits____  29,885.74  1,800.00  ...  Furniture and Fixtures____  1,800.00  Other Real Estate_________  13,900.00  C a sh _________________________  3,316 81  Due from Banks__ __ ______  57,301.51  Checks and Cash Items___  9.20  Cash Items in Transit_____  199.03  Other Resources_____________  26.17  Total...____ ___ _______ ______ - $  150,637.64  Total_____________  - - - - - ------ ---------------  $  150,637.64  NEW MARKET— NEW MARKET BANKING COMPANY W . E. Rodgers, President J. W . Cochran, Vice-President  R. N. Coleman, Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $ Overdrafts'_______________ Banking  119,132.37  Capital Stock paid in________ $  88.30 Surplus Fund__________________  House_______________  900.00  Furniture and Fixtures______  900.00  Undivided  5,100.00  Demand  C a sh ________________  7.855.05  Time  Checks and Cash Items_____  Deposits________________  34,781.68  27,546.24 Notes and Bills Payable.........  12,500.00  24 50 Other Liabilities_____ ___  Other Resources_______________  350.00  $  825.64 84,282.58  500.00   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  10,000.00  Ex­  Deposits__ __________  Cash Items in Transit_______  Total.  less  penses and Taxes paid_____  Other Real Estate___________  Due from Banks______________  Profits  20,000.00  162,396.46  Total.  6.56  .$  162,396.46  A N N U A L REPORT FOR 1925  108  NEWVILLE— FARMERS STATE BANK G. H. Malone, President H. C. Price, Cashier  J. J. Espy, Vice-President RESOURCES  LIABILITIES  Loans and Discounts______ .. $ Overdrafts __________ ___ ____ Banking  49,606.00  115.84 Surplus Fund______  —  1,444.00  House____________ _  Furniture and Fixtures____—  1,263.50  C a sh _________________________  4,575.63  Due from Banks___________  Capital Stock paid in-------------$  Undivided  Cash Items in Transit........ —  662.10  130,627.34  1,054.47 93,585.43 2,375.57  Deposits____  846.11 O th e r L ia b ilit ie s  $  E x-  penses and Taxes paid_____  Checks and Cash Items..—  Total— ___ _______ __ ______  less  Demand Deposits... —  72,114.16 Time  —  Profits  25,000.00 7,970.74  —  641.13  130.627.34  Total.........................  NEWTON— CITIZENS BANK Mittie  K.  Hayley,  President S.  R. A. Jones, Vice-President RESOURCES  T. Jones, Cashier  L IABILITIES  Loans and Discounts--------  33,672.49  Loans  on Cotton------------- _  11,491.13 Surplus Fund__________________  1,754.94  Overdrafts --------------------------  116.38 Demand Deposits_____________  56,378 38  Banking  House------------------ —  Furniture and Fixtures—  2,500.00  C a sh ------------------------------------  3,059.65 18,694.67   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Time  Deposits________________  10,000.00  1,701.00  300.00  Due from Banks—-------------  Total_________________________ $  Capital Stock paid in________ $  69,834.32  Total------------------------------- ------ $  69,834.32  109  ST A T E SU PER INTEND EN T OF BANKS  NORTHPORT— NORTHPORT BANK J. S. Moore, Vice-President  M. Freeman, President and Cashier  LIABILITIES  RESOURCES Loans and Discounts-.......... . $  84,234.08  Undivided  S. Bonds, Certificates of  Indebtedness  and  W.  Bonds,  Stocks  less  Ex­  penses and Taxes paid_____  S.  1,670.00 Demand  Stamps _____________________ Other  Profits  Time  and  W arrants ___________________  15,000.00 276.70  335.10 Surplus Fund__________________  Overdrafts _____________________ U.  Capital Stock paid in............... $  839.74  Deposits_____________  103,686 35  Deposits________________  7,500.00  25.00  Furniture and Fixtures______  2,877.00  C a sh ___________________________  15,292.09  Due from Banks______________  22,791.22  ’ Cash Items in Transit_______  78.30  Total............................. ............... $  127,302.79  Total________________________ $  127,302.79  NOTASULGA— FIRST BANK OF NOTASULGA A.  B. Hope, President  W . J. Bridges, Vice-President  Jas. M. W hite, Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $ Demand  Loans on Cotton_  S. Bonds,  Indebtedness  W.  S.  Stamps ______________________ Other  Bonds,  Stocks  Reserve 14,250.00  and  Warrants ___________________ Banking  Furniture and Fixtures______  800.00  C a sh ___________________________  17,231.43  Due from Banks______________  59,862.29  paid___ and  21,219.52  In­  _______  979.64 205,801.14  Deposits________________  35,081.69  Notes and Bills Payable_____  10,000.00  1,102.15  Checks and Cash Items_____  40.25  Cash Items in Transit_______  863.50   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Taxes  15,000.00  Ex­  Clearing  House _______________________  Total.  for  less  15,000.00  Deposits_____________  496.25 Time 1,800.00  for  terest Demand  House_______________  Exchanges  Profits  penses and Taxes  Certificates of and  Capital Stock paid in________ $  2,719.06 S u rp lu s F u n d ______________________ 117.52 Undivided  Overdrafts __________ U.  203,799.54  303,081 99  Total.  .$  303,081.99  A N N U A L REPORT FOR 1925  110  NOTASULGA— MERCHANTS & FARMERS BANK John H. Drakeford, President E.  H. Reynolds, Vice-President  A. C. Dillard, Cashier  RESOURCES  L IABILITIES  Loans and Discounts________ $ Loans on  73,520.50  Cotton_____________  Overdraft’s ' ____________________ U.  633.36 Undivided  and  W.  Demand  S.  230.50 Time  Stamps ______________________ Furniture and Fixtures______  2,500.00  Other Real Estate____________  25,000.00 5,000.00  less  Ex­ 3,633.98  Deposits...  86,222.03  Deposits____  19,276.72 15,000.00  Notes and Bills Payable_____  500.00  C a s h ____________________  10,174.80  Due from Banks______________  60,104 28  Checks and Cash Items_____  345.64  Total....... .............. .....................-$  Profits  penses and Taxes paid.........  S. Bonds, Certificates of Indebtedness  Capital Stock paid in________ $  6,123.65 Surplus Fund_______  154,132.73  Total—________ ______________ $  154,132.73  OAKMAN— BANK OF OAKMAN B.  M. Richards, President  H. W . W ard, Vice-President  R.  Jno. T.  Rose,  Overdrafts _____________________ S. Bonds,  and  W.  Bonds,  Undivided  16,000.00 Stocks  less  10,500.00  Ex­  penses and Taxes paid_____  2,868.10 66,884.67  Deposits___________________  95,538.92  2,610.00  Other Real Estate____________  7,766.00  C a sh ______________ :-------------------  11,526.43  Due from Banks______________  25,569.48  Other Resources........... ................   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Profits  25,000.00  1,260.00  Furniture and Fixtures---------  Total.  Cashier  Demand Deposits_____________ Time  and  W a r r a n ts ...... .........  Capital Stock paid in________ $  67.84 Surplus Fund_____________________  S.  Stamps --------Other  135,983.94  Certificates of  Indebtedness  Collins,  L IABILITIES  RESOURCES Loans and Discounts-------------$  U.  D.  Vice-President  .$  8.00  200,791.69  Total...  .$  200,791.69  ST A T E SUPER INTEND EN T OF BAN KS  111  ONEONTA— BLOUNT COUNTY BANK A.  A. Fendley, President  J. H. Lowry; Vice-President F.  Birl Brown, Cashier  G. Stephens, Vice-President  H. C. Lowry, Assistant Cashier  RESOURCES  LIABILITIE S  Loans and Discounts________ $ Cotton  Loans_________________  201,132.46 Capital Stock paid in________ $ 30,621.98 Surplus Fund.._____ ______________ 74.48 Undivided  Overdrafts ____________________ Other  Bonds,  Stocks  and  Warrants .................. Banking  Profits  less  penses and Taxes paid_____  Time  3,000.00  Furniture and Fixtures_______ Other Real Estate_____  3,905.29  13,000.00  Ex­ 1,475.77  1,630.82 Demand Deposits_______________  House________  25,000.00  Deposits___________________  Notes and Bills Payable_____  94,186.95 91,110.34 52,500.00  6,128.49  C a sh ___________________ ________  11,238.11  Due from Banks_________ ____  16,969 18  Checks and Cash Items...........*  Total_________________________ $  2,572.25  277,273.06  Total_________________________$  277,273.06  ONEONTA— ONEONTA TRUST & BANKING COMPANY T. H. Davidson, President  C.  RESOURCES Loans and Discounts________ $ Cotton  Loans._____ ______  S. Bonds,  Indebtedness  Certificates of and  W.  Bonds,  Stocks  Time  S.  Deposits___________________  Notes and Bills Payable_____  36,528.20 25,567.44 14,500.00  1,836.00 4,000 00  Furniture and Fixtures.______  2,000.00  Other Real Estate____________  1,572.62  C a sh ___________________________  6,366.28  Due from Banks______________  17,373.51  Checks and Cash Items_____  1,510.06  Other Resources........... ......   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  6,000.00  Deposits_______________  and  House_______________  Total.  20,000.00  3,077.00  W arrants ............. Banking  Capital Stock paid in________ $  25.84 Demand  Stamps ... .............. Other  57,923.49  6,751.61 Surplus Fund__________________  Overdrafts ____________________ U.  H. Davidson, Cashier  LIABILITIES  159.23  $  102,595.64  Total  $  102,595.64  A N N U A L REPORT FOR 1925  112  OPP— AMERICAN BANK & TRUST COMPANY T.  E. Henderson, President  J. A. Whaley, Vice-President  W . L. Woodall, Cashier  J. R. W ard1, Vice-President  Casey Dalton, Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ ? Overdrafts ____________________  131,914.03  Capital Stock paid in________ $  88.69 Surplus Fund__________________  Furniture and Fixtures______  3,000.00  Other Real Estate____________ C a sh ___________________________  765.05  Undivided  Checks and Cash Items_____  Total_________________________$  less  10,000.00  Ex­  penses and Taxes paid_____  9,755.75 Demand  Due from Banks______________  Profits  50,000.00  12,883.39  Deposits_____________  77,060.26  Deposits________________  40,702.39  347.18 Other Liabilities_______________  68.36  44,843 70 Time  190,714.40  Total___ _____________________ $  190,714.40  OZARK— OZARK CITY BANK Mrs. W m . Garner. President W . S. Garner, Cashier  B.  RESOURCES  L IABILITIES  Loans and Discounts________ $ Demand Loans on Cotton____ Other  Bonds,  Stocks  Warrants ___________________  20,000.00  Undivided  39,049.56  Profits  less  Ex­  penses and Taxes paid____  2,325.00 Demand  Cash _____  Time  22,806.65  Deposits_____________  242,898.82  Deposits......_____________  82,248.55  28,608.00  Due from Banks______________ Checks and Cash Items_____ Resources______________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  100,000.00  21,121.50 Surplus Fund__________________  10,000.00  Other Real Estate___________  Total  210,054.06 Capital Stock paid in________ $  and  Furniture and Fixtures______  Other  F. Faust, Assistant Cashier  .$  155,273.23 318.53 1,204.14  467.954 02  Total.  .$  467,954.02  113  ST A T E SU PER INTEND EN T OF B AN KS  OZARK— PLANTERS & MERCHANTS BANK J. E. Z. Riley, President Mrs. C. A. Stokes, Vice-President  L. B. Martin, Cashier  O. Atkins, Assistant Cashier RESOURCES  L IABILITIES  Loans and Discounts________ $ Cotton  Loans_________________  8,231.32 Surplus Fund__________________  Overdrafts ____________________ Other  Bonds,  Stocks  482.76 Undivided  and  W a r r a n ts ___________________ Banking  498,812.10 Capital Stock paid in________ $  4,400.00 Time  Furniture and Fixtures______  2,900.00  Other Real Estate_____ ______  13,555.00  C a sh ___________________________  40,680.57  Due from Banks______________  241,653.37  Exchanges  for  75,000.00  Ex­ 31,404.62  Deposits_______________  442,861.50  Deposits__________________  163,579.00  Clearing  House _______________________  2,201.43  Checks and Cash Items_____  281.97  Cash Items in Transit..... ........ Other  less  penses and Taxes paid_____ 1,110.00 Demand  House_______________  Profits  125,000.00  Resources______________  303.60 23,233.00  Total_________________________$  837,845 12  Total____________________ 837,845.12  PARRISH— BANK OF PARRISH J. C. Shepherd, President O. L. Lockwood, Vice-President  R. W . Chambers, Cashier  E. P. Randall, Vice-President  Mrs. S. R. Walker, Assistant Cashier  RESOURCES Loans and Discounts________ $ Overdrafts ____________________ Banking  House_______________  Furniture and Fixtures______  LIABILITIES 111,276.23  Capital Stock paid in________ $  .90 Surplus Fund__________________ 4,161.65 2,167.25  Undivided  13,622.45 Demand  Due from Banks______________  17,189.23 Time  and  Cash Item s.-____  Total_________________________$   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  less  8,550.00  Ex­  penses and Taxes paid_____  C a sh ___________________________  Check  Profits  30,000.00  Deposits_______________  Deposits________________  4,132.67 54,448.39 52,016 33  729.68  149,147.39  Total_________________________ $  149,147.39  114  A N N U A L REPORT FOR 1925  PELL CITY— PELL CITY BANK & TRUST COMPANY O. L. Ekwurzel, President W . A. Savage, Vice-President Frank B.  Embry,  H. V. Jon'es, Cashier  Vice-President  Myrtie  R.  Garrett,  Assistant  Cashier  Jas. B. Embry, Assistant Cashier RESOURCES  LIABILITIES  Loans and Discounts________ $  Bonds,  Stocks  Undivided  and  Warrants ___________________ Banking  Capital Stock paid in________ $  123.17 Surplus Fund__________________  Overdrafts ____________________ Other  112,724.27  35.00  House_______________  Other Real Estate____________  less  penses and Taxes  9,700.00 Demand  Furniture and Fixtures______  Profits  5,000.00  Ex­  paid___  4,794.86  Deposits_______________  Deposits_______  Time  ___  48,878.09  9,439.78  Notes and Bills Payable_____  10,000.00  11,743.73 Other Liabilities___________________  Due from Banks___________  14,642.83  Other  74,636.95  3,250.00  C a sh ___________________________  Checks and Cash Items.........  20,000.00  27356-  1,780.52  Resources______________  144.16  Total............ ............................. ...$  163,583.46  Total......................... ................... ?  163,583.46  PELL CITY— UNION STATE BANK McLane Tilton. President C.  A.  R. Fay, Vice-President  LIABILITIES  RESOURCES Loans and Discounts________ $  200,686.41  Capital Stock paid in________ $  53.08 Surplus Fund____ ____  Overdrafts ____________________ Banking  Undivided  House............ ...............  17,500.00  Other Real Estate_____ ______  2,336.31  C a sh ___________________________  7,337.41 Demand  Due from Banks______________  35,011.64  Checks and Cash Items_____  450.38  Other  Resources______________  TotaL___   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  H. Van Devander, Cashier  .$  Profits  less  10,000.00 Ex­  penses and Taxes paid_____  Time  35,000.00  2,790.55  Deposits_______  102,558.92  Deposits..............................  113,097.06  71.30  263,446.53  Total  .?  263,446.53  S T A T E SU PER INTEND EN T OF BAN K S  115  PETERMAN— BANK OF PETERMAN W . J. Nettles, President X). R. Nettles, Vice-President  P.  S. Jackson, Cashier  Chas. N. Nettles, Assistant Cashier RESOURCES  LIABILITIE S  Loans and Discounts________ $ Overdrafts _____________________ U.  S. Bonds,  and  W.  Bonds,  Stocks  Time  House...........................  1,700.00 3,285.34  Other Real Estate____________  1,244.10  5,000.00  Ex­  Deposits_______________  Deposits___________________  4,534.18 98,334.62 86,550.93  8,831.68  Due from Banks______________ Other  less  15,000.00  11,152.03  Furniture and Fixtures______  C a sh ____ _____  Profits  penses and Taxes paid_____ 11,800.00 Demand  and  Warrants ___________________ Banking  Undivided  S.  Stamps ______________________  Capital Stock paid in________ $  26.73 Surplus Fund__________________  Certificates of  Indebtedness  Other  107,329.43  Resources______________  Total........................................... ..$  63,199.92 850.50  209,419.73  Total_________________________ 8  209,419.73  PHENIX CITY— PHENIX-GIRARD BANK C. L. Mullin. President J. E. Moultrie, Cashier  H. R. Mills, Assistant Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $ Other  Bonds,  Stocks  and  Warrants ___ Banking  455,605 50 Capital Stock paid in________ $ Surplus Fund__________________ 40.00 Undivided  House_______________  15,000.00  Furniture and Fixtures______  4,000.00  Other Real Estate____________ C a sh __ ____  for   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  for  Taxes  and  7,615.89  In­  terest _______________________  2,700.00 1,386.81  1,945.17  Time  Deposits....... ................  189,230.60  Deposits________________  365,830.64  3,519.86  Cash Items in Transit_______  Total.  20,000.00  E x­  24,028.39 Reserve for Losses___________  Clearing  House _____________  less  penses and Taxes paid_____ Reserve  107,124.70 Demand  Due from Banks....................... Exchanges  Profits  25,000.00  .$  500.32  611,763.94  Total  $  611,763.94  116  A N N U A L REPORT FOR 1925  PHIL CAMPBELL— FIRST STATE BANK A. M. Grimsley, President J. P. Brown, Vice-President  S.  RESOURCES  P. Allman, Cashier  LIABILITIES  Loans and Discounts________ $  24,303.45  Capital Stock paid in________ $  1 89 Surplus Fund_______________ __  O v erd rafts____________________ Furniture and Fixtures______  1,250.00  Other Real Estate____________  350.00  C a sh ___________________________ Due from Banks______________  Undivided  less  1,800.00  Ex­  penses and Taxes paid_____  1,790.00  7,105.80 Demand Deposits_____________  64,961.84  51,280.05 Time  Cash Items in Transit_______  Profits  15,000.00  Deposits___________________  6,699.51  5,960.16  T otal  90,251.35  Total.  90,251.35  PIEDMONT— FARMERS & MERCHANTS BANK C. N. Thompson, President J. H. Barlow, Vice-President  J. L. Adderhold, Cashier  C. W . Thompson, Assistant Cashier LIABILITIE S  RESOURCES Loans and Discounts-------------$  Bonds,  Stocks  Undivided  and  W arrants ----------------------------Banking  141.00  930.50 Time  Furniture and Fixtures-- :— Other Real Estate------------------  3,641.01  C a sh ___________________________  16,022 98  Due from Banks---------------------  40,488.29  Checks and Cash Items--------  130.18  Cash Items in Transit-----------  836.48   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  148,318.16  Profits  less  3,000.00  4,563.92  Deposits_______________  Deposits___________________  Total  30,000.00  Ex­  penses and Taxes paid_____  3,000.00 Demand  House-----------------------  Total  Capital Stock paid in________ $  91.12 Surplus Fund__________________  Overdrafts ____________________ Other  83,036.60  .$  77,529.42 33,224.82  148,318.16  117  ST A T E SU PER INTEND EN T OF BAN KS  PINCKARD— THE PEOPLES BANK M. M. Pippin, President C. A. Pippin , Cashier  R. R. Pippin, Vice-President  LIABILITIES  RESOURCES Loans and Discounts________ $ U.  56,946.79  Surplus Fund__________________  S. Bonds, Certificates of  Indebtedness  and  W.  Undivided  S.  Stamps ______________________ Banking  Capital Stock paid in________ $  67.69  less  Deposits_____________  Furniture and Fixtures______  1,861.10 Time  Other Real Estate____________  5,214 22 Notes and Bills Payable_____  C a sh ___________________________  4,432.77  Due from Banks______________  56,837.08  Other  Resources_____ _____  00  4,000.00  Ex­  penses and Taxes paid_____  3,622.86 Demand  House_______________  Profits  40.000.  Deposits________________  1,141.24 60,790.32 1,177.04 24.000.  00  2,126.09  $  Total.  131 , 108.60 |  131,108.60  Total..  PINEAPPLE— BANK OF PINEAPPLE J. T. Adams, President Sam N. Stanford, Vice-President  David Adams, , Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $  Bonds,  Stocks  and  W arrants ___________________ Banking  Capital Stock paid in________ $  58.36 Surplus Fund_____ _____________  Overdrafts ____________ Other  206,041.86  House_______________  Undivided 5,000.00  Profits  less  Deposits_____________  Furniture and Fixtures______  1,500.00  Other Real E state__._________  2,667.50 Notes and Bills Payable_____  C a sh ___________________________  8,727.84  Due from Banks...___ ________  66,246.64  Cash Items in Transit_______  1,125.00  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ..$  293,867.20  Time  Deposits.________________  Total.  00  14.000.  00  Ex­  penses and Taxes paid_____  2,500.00 Demand  25.000.  .?  5,987.66 147,697.77 91,181.77  10 000 .  .  293,867.20  00  A N N U A L REPORT FOR 1925  118  PINE HILL— PLANTERS STATE BANK A. E. Yow, President P. E. Godbold, Vice-President  Edgar Sheffield, Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $ Overdrafts ____________________ Banking  87,916.78  Capital Stock paid in________ $  150.33 Surplus Fund__________________  15,000.00 5,000.00  House_______________  6,241.46  Furniture and Fixtures______  4,380.41  Other Real Estate____________  6,641.84 Demand Deposits_______________  79,693.45  C a sh ____________________  5,607.79  44,135.53  Due from Banks______________  34,596.30  Checks and Cash Items._____  30.44  Total_________________________ $  145,565.35  Undivided  Profits  less  Ex­ 1,736.37  penses and Taxes paid_____  Time  Deposits___________________  Total_________________________ $  145,565.35  PITTSVIEW— BANK OF PITTSVIEW t. C. Joiner, Vice-President and Cashier  L. H. Boykin, President  L IABILITIES  RESOURCES Loans and Discounts________ $ Other  Bonds,  Stocks  900.00  House_______________  Capital Stock paid in________ $ Surplus Fund__________________  and  W arrants ..... Banking  61,886.12  1,800.00  Undivided  Profits  less  5,000.00  Ex­  penses and Taxes paid_____  3,993.49  Furniture and Fixtures______  1,239.00 Demand  Other Real Estate____________  5,749.64  Time  Cash --------------  2,827.61  Notes and Bills Payable..... .  Due from Banks---------------------  2,926.52 Notes and Bills Rediscounted  Due  from  Federal  1,162.77  Checks and Cash Items--------  412.05   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Deposits_____________  11,212 83  Deposits________________  5,749.44 5,000.00 22,947.95  Reserve  Bank ________________________  Total.  25,000.00  .$  78,903.71  Total  .$  78,903.71  119  ST A T E SU PER INTEND EN T OF B AN KS  PRATT CITY— PRATT CITY SAVINGS BANK A. M. Grimsley, President S.  C. McClure, Vice-President  C.  159,795.39  Overdrafts ___________________  180.91  Furniture and Fixtures______  6,007.48  Cash  8,908.89  __________________________  Due from Banks______________  Total  Riddle,  Cashier  L IABILITIES  RESOURCES Loans and Discounts...............  Checks and1 Cash  V.  Capital Stock Paid i n ______ $ Surplus  Fund  Undivided  111.15 Time  ______________________$  197,912.49  Profits  less  25,000.00 2,500.00  E x­  penses and Taxes paid___  22,908.67 Demand  Item s____  ________  Deposits_____________  Doposits--______________  2,713.40 120,389.49 47,309.60  Total ......... ................................. $  197,912.49  PRATTVILLE— AUTAUGA BANKING & TRUST COMPANY C. E. Thomas, President Daniel Pratt, Vice-President  J. R. Moore, Vice-President Chas. Booth, Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $ Overdrafts  ____  452,103.04 Capital Stock Paid in________ $ 599.73  U. S. Bonds, Certificates of Indebtedness Stamps Other  and  \V.  S.  Bonds,  Stocks  and  Other Real Estate __________  42.086.73  _______  and Taxes Deposits  Deposits  less  Other  Liabilities  75,000.00 16,000.00  Ex­  paid__  9,174.34  ________  302,125.06  _______  132,918.59 50,000.00  ____________  44.37  23,452.76  Due from Banks______________  37,704.12  Checks and Cash Items_____  3,697.46  Other Resources ...........   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  penses  Time  2,521.75  Total  Profits  22,261.77 Notes and Bills Payable____  _______  Furniture and Fixtures______  Cash  Undivided  100.00 Demand  ____________________  Warrants  Surplus Fund ________________  735.00  .$  585,262.36  Total __  $  585,262.36  A N N U A L REPORT FOR 1925  120  RAGLAND— BANK OF RAGLAND W . T. Floyd, President M. O. Jones, Vice-President  J. A. Thomas, Cashier  Josephine Borders, Assistant Cashier RESOURCES  LIABILITIES  Loans and Discounts________ $ U.  S.  Bonds,Certificates  Indebtedness  and  Bonds,  W.  Warrants Banking  Stocks  15,000.00  Surplus Fund _______________  5,250.00  of S.  Undivided  Stamps _____________________ Other  51,600.26 Capital Stock Paid’ in_______  13,800.00  1,247.62 59,963.84  6,701.84 Time Deposits _______________  28,222.25  3,353.66  Furniture and Fixtures______  1,500.00  Other Real Estate____________  890.78  Cash __________________________  6,107.34  Banks_____________  24,673.41  Checks and Cash Items_____  948.82  Cash Items in Transit______  107.60  Total ________________________$  E x­  penses and Taxes paid____  House_______________  Due from  less  Demand Deposits ____________  and  _____________________  Profits  109,683.71  Total ________________________$  109,683.71  RAMER— BANK OF RAMER A. D. Cowles, President S.  T. Rushton, Vice-President  R. F. Cowles, Cashier L IABILITIE S  RESOURCES Loans and Discounts............... $ Banking House -------------------------Furniture and Fixtures--------Other Real Estate __ Cash  _____________________________  Due from Banks_________________  Total ________________________$   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  40,317.23 Capital Stock Paid in_______ $ Surplus Fund ________________ 6,639.30 3,167.60 Undivided  Profits  less  451.85  E x­  paid__  730.30  ___________  29,847.84  Time Deposits _____ 1__________ 6,348.74  1,071.62  25,120.37  penses and Taxes  25,000.00  Demand 2,508.37  84,101.61  Deposits  Notes and Bills Payable_____  27,00.00  Total ________________________$  84,101.61  ST A T E SU PER INTEND EN T OF BANKS  1 21  RED BAY— BANK OF RED BAY A. C. Waldrip, President L. H. Gober, Vice-President  Chas. Cashion, Cashier  Olney Nabers, Assistant Cashier  S. D. W ren, Assistant Cashier L IABILITIE S  RESOURCES Loans and Discounts________ $ Overdrafts Other  ___________________  Bonds,  W arrants  Stocks  199,737.62 Capital Stock Paid in________ $ 467.47 Surplus  __________________  3,499.20  ___  Profits  7,000.00 less  Ex­  penses and Taxes paid____  3,550.00 Demand  Banking House ______________  Deposits  ___________  900.00 Time Deposits ______________  Furniture and Fixtures _____ Cash ___________________________  106,918.86  Cash Items in Transit_______  12,947.04  ______$  352,743.75  9,203.58 251,274.22 60,248.21  24,723.56 Other Liabilities _____________  Due from Banks______________  Total  Fund  Undivided  and  25,000.00  17.74  352,743.75  Total  RED LEVEL— PEOPLES BANK OF RED LEVEL J. M. Foshee. President R. H. Foshee, Cashier  J. L. Foshee, Vice-President  L IABILITIES  RESOURCES Loans and Discounts_________ $ Overdrafts Other  ___________________  Bonds,  Warrants  Stocks  114,388.24  37.41 Surplus Fund ________________ Undivided  and  __________________  Furniture and Fixtures _____ Other Real Estate _________  less  5,000.00  E x­  penses and Taxes paid_____  7,608.33 141,385.88  1,000.00 Time  105,400.39  Deposits  ______________  11,147.42  Cash __________________________  8,278.31  Due from Banks______________  140,012.69  Checks and Cash Items______  195.27  Cash Items in Transit______  5,163.67   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Profits  25,000.00  2,500.00 Demand Deposits ____________  1,671.59  Banking House _______________  Total  Capital Stock Paid in________ $  .$  284,394.60  Total  .$  284,394.60  A N N U A L REPORT FOR 1925  122  REFORM— STATE BANK OF REFORM J. L. Cummings, President J. G. Marbury, Vice-President E. A. Nell, Assistant Cashier RESOURCES Loans and Discounts________ $ Overdrafts U.  S.  L IABILITIE S 245,076.51  ___ _____ ___________  Bonds,  Stocks  Undivided  Banking House ______________  Time Deposits ____  159,763.34 21.06  5,054.49 6,870.38  Banks......... ..........  18,806.52 100,327.36  Checks and Cash Items______  218.30  Cash Items in T ran sit________  6,379.46  Other Resources _____________  8,011.81  Total _______ ___ ____ ________ $  1,949.01  887.50 Other Liabilities ...  10,699.75  ___ ___ __________________  E x-  187,404.12  Other Real Estate.....__ ______  from  less  penses and Taxes paid_____  Furniture and Fixtures_____  Cash  Profits  1,740.00 Demand Deposits ..  and  Warrants ___________________  Due  50,000.00 5,000.00  Certificates  of Indebtedness and W . S.  Other  Capital Stock Paid in_______ $  ___________ ____ __  Bonds,  Stamps  J. L. Taylor, Cashier  404,137.53  Total _____________ ---------------- $  404,137.53  REPTON— UNION BANK A. D. Kelly, Vice-President Riley Kelly, Vice-President  j. E. Kelly, President  N. Allen, J. E. Nettles, Assistant Cashier L IABILITIE S  RESOURCES Loans and Discounts ................ $ Overdrafts U.  S.  ............  Bonds,  128,654.82 Capital Stock Paid in .............. $ 6,269.81  Surplus  Fund1 ...........................  Undivided  Certificates  Profits  less  30,000.00 '  7,500.00  Ex­  of Indebtedness and W . S.  penses and Taxes  paid___  9,490.06  Stamps ______________________  650.00 Demand Deposits ____________  137,065.70  Other  Bonds,  Warrants  Stocks  and  __________________  1,987.49  Banking House ........  1,250.00  Furniture and Fixtures _____  1,250.00  Other Real Estate____________  7,005.41  C a s h ___ _______________________  7,951.21  Due  from  Banks....................  1,235.95  ‘Cash Items in Transit_______  339.45   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Deposits________________  47,123 81  Liabilities______________  61.24  74,646.67  Checks and Cash Items_____  Total  Time Other  231,240.81  Total  .$  231,240.81  Cashie  123  ST A T E SU PER IN TE N D EN T OF B AN KS  ROANOKE— MERCHANTS & FARMERS BANK B. A. W alter Burton,  E. Satterwhite, President  Vice-President  P.  B.  Smith,  Cashier  Lucile W ilfe, Assistant Cashier L IABILITIES  RESOURCES Loans and Discounts________ $ Overdrafts Other  ___________________  Bonds,  Warrants  Stocks  356,569.83 125.46  and  Capital  Undivided 12,970.00  penses  Furniture and Fixtures______  3,540.00  Reserve  Other Real Estate __________  74,367.90  terest  Cash __________________________  11,711.57  Due from Banks______________  28,368.76  from  Federal  Reserve  __________ ____________  17,587.00  Exchanges for Clearing House  1,884.02  Bank  Cash Items in Transit_______ Other  Resources  Paid  in______$  Surplus Fund ________________  __________________  Due  Stock  Profits and  for  less  Taxes Taxes  00  15.000.  00  Ex­ 12,215.24  paid___ and  75.000.  In­  _______________________  26,475.38  Demand Deposits ____________  185,731.69  Time  ______________  162,100.28  Notes and Bills Rediscounted  30,746.38,  Deposits  25.70 118.73  ____________  Total  507,268.97  Total  $  507,268.97  ROANOKE— ROANOKE BANKING COMPANY W . W . Campbell, President J. W . Radney, Vice-President M. R. Buckalew, Cashier W . H. W right, Assistant Cashier T. J. Still, Assistant Cashier W . J. Mann, Assistant Cashier L IABILITIE S  RESOURCES Loans and Discounts________ $  886,335.56 Capital Stock Paid in_______ $  Loans  115,842.08  on  Cotton..................  Overdrafts Other  ___________________  Bonds,  Stocks  822.01  and  Warrants ___________  12,000.00  Surplus  Fund  Undivided  _______________  Profits  less  200, 000.00 200, 000.00  E x­  penses and Taxes paid____  32,929.03  Demand Deposits _____________  538,652.40  Banking House _______________  9,935.70  Time Deposits __________ ____  250,165.70  Furniture and Fixtures______  11,405.01  Notes and Bills Rediscounted  85,800.00  Other  Real  Estate__________  140,688.68  Cash  __________________________  13,160.97  Due  from  Banks____________  74,206.45  Due  from  Federal  Reserve  Bank ______ Checks and Cash Items_____  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  42,661.45 489.22  $ 1,307.547.13  Total  .$ 1,307,547.13  124  A N N U A L REPORT FOR 1925  ROBERTSDALE— ROBERTSDALE STATE BANK W . I. Cleverdon, President W m . McIntosh, Vice-President  It. G. Pearson,  Cashier  N. E. Anderson, Assistant Cashier RESOURCES  LIABILITIES  Loans and Discounts______ ~-5 Overdrafts U.  S.  Certificates of  Indebtedness  and  Stamps ___________________ Other  Bonds,  W arrants  Stocks  and  Banking House _______ __ _  1,900.00  Estate _______  ------------------------------------  __________  582.48 132,709.38 128,383.53  10,922.02  Banks__________  88,631.21  Cash Items in Transit______  662.68  from  Deposits  2,100.00  7,000.00  Cash  Ex-  Time Deposits ___________ .......  Other  Due  less  9,123.71  Furniture and Fixtures____ Real  Profits  penses and Taxes paid____ 250.00 Demand  ______ __ _______  10,000.00 17,000.00  Undivided  s.  W.  Capital Stock Paid in________ $  76.73  _________________  Bonds,  168,009.04  Total _______ ______________ - ?  288,675.39  Total ________________________$  288,675.39  ROCKFORD— BANK OF ROCKFORD W . B. McCain. President Winston Stewart, Cashier  Mrs. W . B. McCain, Assistant Cashier  RESOURCES  L IABILITIE S  Loans and Discounts_____ __ $ U.  S. Bonds,  Indebtedness  Certificates of and  W.  Bonds,  W arrants  Stocks  Capital Stock Paid in________ $ Surplus Fund ___________________  S.  Stamps _____________________ Other  88,726.53  Undivided 1,250.00  and  Profits  penses and Taxes  less  25,000.00 5,000.00  Ex­  paid___  4,415.77  Demand Deposits ____________  84,910.70  __________________  16,393.35  Time Deposits _______________  25,411.63  Banking House _______________  1,620.00  Notes and Bills Rediscounted  5,000.00  Furniture and Fixtures______  900.00  Other Real Estate __________ Cash  750.00  _________________  8,527.37  Due from Banks______________  31,524.74  Checks and Cash Items_____  46.11  T otal   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  149,738.10  T otal  .$  149,738.10  ST A T E SUPER INTEND EN T OF B AN KS  125  ROGERSVILLE— BANK OF ROGERSVILLE J. R.  Waddell,  President  J. C. Belen, Vice-President  J. M. Pate, Cashier L IABILITIES  RESOURCES Loans and Discounts_________ $ Overdrafts Other  113,519.70  67.10 Surplus Fund ________________  ___________________  Bonds,  Stocks  Capital Stock Paid in_______ $  and  Undivided  Warrants ______________  Profits  less  25,000.00 23,000.00  E x­  62.92  penses and Taxes paid_____  6,075.03  Banking House ______________  6,445.55  Demand Deposits ____________  238,360.36  Furniture and Fixtures______  4,104.45  Time  Other Real Estate ___________  4,605.59  Other Liabilities _____________  Cash Due  _________________________ from  Deposits  _____  15,718.17 59.68  17,415.50  Banks..................  156,397.31  Checks and Cash Items_____  5,595.12  Total ________________________$  308,213.24  Total _______________ ____ ___ $  308,213.24  RUSSELLVILLE— CITIZENS BANK AND SAVINGS COMPANY C.  E. Wilson, President  J. M. Richeson, Vice-President T.  Foster Gavin, Cashier  H. Roberson, Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $ Overdrafts Other  ___________________  Bonds,  Warrants  184,315.49  Stocks  288.30 Surplus Fund  and  __________________  Capital Stock Paid in.............. $  Undivided 54,804.78  ________________  Profits  less  50,000.00 20,000.00  E x­  penses and Taxes paid_____  6,060.21  Banking House _______________  6,400.00 Demand Deposits ____________  133,855.74  Furniture and Fixtures _____  2,652.00 Time  128,308.80  Other Real Estate •-___ Cash  6,891.95  __________________________  Due from Banks_____________ *  12,999.89 Other  349.45  Checks and Cash Items_____  115.89   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  _...............  Liabilities  ------------------  10,000.00 19.58  79,426.58  Exchanges for Clearing House  T otal __________________________ $  Deposits  Notes and Bills Payable______  348,244.33  T otal ______________ ________ __ $  348,244.33  A N N U A L REPORT FOR 1925  126  SAMSON— FARMERS & MERCHANTS BANK J. B. Pinckard, President J. E. Faulk, Vice-President  W . M. W ise, Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts_________$  215,004.86  Capital  Stock  Paid  in______ $  Banking House __  6,000.00  Surplus Fund ________________  Furniture and Fixtures...... .  2,313.23  Undivided  Other  Real  E state___ __  5,71S.6S  Cash ......... Due  from  Profits  less  15,000.00  E x­  penses and Taxes paid____  9,718.72  13,806.50 Demand Deposits ....... Banks_______  226,524.60  128,447.40 Time Deposits _______________  Checks and Cash Items______  331.61  Other Resources _____________  2,694.99  Total ____________ ____________$  374,317.27  60,000.00  63,073.95  Total .......................................... $  374,317.27  SCOTTSBORO— J. C. JACOBS BANKING COMPANY J. C. Jacobs, President H. G. Jacobs, Cashier  R. A. Jacobs, Assistant Cashier  RESOURCES Loans  and  Overdrafts  LIABILITIES  Discounts_______ $ ______________ ___ _  314,175.80 Capital Stock Paid in________ $ 120.80 Surplus Fund _________  Banking House ..........................  2,900.00 Undivided  Furniture and Fixtures ...........  1,065.84  Other Real Estate ___________  9,799.60  Cash __________________________  12,530.29  Due from B an ks_____________  77,471.40  Checks and Cash Items______  326.66  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  418,390.39  Profits  less  6,000.00 Ex­  penses and Taxes paid____ Reserve  for  Taxes  and  15,058.57  In­  terest ______________________ Demand  1,140.00  ___________  225,532.37  Time Deposits _______________  140,659.45  T otal  Deposits  30,000.00  $  418,390.39  S T A T E SU PER INTEND EN T OF BANKS  127  SELMA— CITY SAVINGS BANK OF SELMA H. C. Armstrong, President H.  I.  Shelley,  Vice-President  B.  RESOURCES  Bonds,  Warrants  Stocks  Perrin,  Cashier  L IABILITIE S  Loans and Discounts________ ? Other  H.  820,207.76  and  Capital Stock Paid in________ $ Surplus  __________________  Fund  781,819.87 Undivided  Other Real Estate ...................  5,939.34  _______________  Profits  less  penses and Taxes  100,000.00 50,000.00  Ex­  paid___  39,650.15  Due from Banks..............................  83,566.83Reserve  Other Resources ............................  44,399.71 terest _______________________  5,449.02  Time Deposits _______________  1,538,610.97  Other Liabilities _____________  2,223.37  Total  ................ ..................... ...? 1,735,933.51  Total  for  Taxes  and  In­  ................... ..................... $ 1,735,933.51  SELMA— PEOPLES BANK & TRUST COMPANY H. F. Cooper, President  J. E. Wilkinson, Chairman of Board  S. A. Fowlkes, Vice-President  E. L. Ratcliffe, Cashier RESOURCES  LIABILITIES  Loans and Discounts.......................932,184.76  Capital Stock Paid in_______ $  Overdrafts  Surplus Fund ________________  Other  —................................  Bonds,  Warrants  Stocks  438.91  and  ........  Undivided 6,050.00  Banking House .........................  Profits  less  Reserve  4,000.00  terest  for  Taxes  and  75,000.00  E x­  penses and Taxes paid_____  33,000.00  100, 000.00  18,132.41  In­  _______________________  2, 000.00  Other Real Estate ....  11,024.50 Demand Deposits ____________  630,760.81  Cash _______________  66,652.21  Furniture and Fixtures...........  Due  from  Due  from  Banks....................... Federal  ______________  1,007,960.49  134,968.93 Notes and Bills Rediscounted  45,983.95  Bank ...............  55,187.30 5,462.32  Other Resources _____________  107.92   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Deposits  Reserve  Checks and Cash Items______  T o ta l  Time  .$ 1,249,076.85  T otal  $ 1,249,076.85  A N N U A L REPORT FOR 1925  128  SELMA— SELMA TRUST & SAVINGS BANK E. C'. Melvin. President R. P. Anderson, Vice-President  P. O. Thomas, Cashier  R. L. Sommerville, Assistant Cashier RESOURCES  L IABILITIES  Loans and Discounts________ $ 1,296,819.89  Capital Stock Paid in________ $  Other  Surplus Fund ________________  Bonds,  Stocks  and  Warrants _______ Other  Estate___________  39,824.32  __________________________  7,081.94  Due from Banks_____ ________  44,610.03  Checks and Cash Items_______  288.70  Other Resources ______________  122.86  Cash  Real  659,069.44 Undivided  Total ____________________ ___ $ 2,047,817.18  Profits  less  100,000.00' 50,000.00  Ex­  penses and Taxes paid_____ Reserve terest Time  for  Taxes  and  70,102 3?  In­  _______________________  18,000.00  Deposits________________  1,825,914.86  Total ________________________ $ 2,047,817.18  SILVERHILL— STATE BANK OF SILVERHILL Oscar Johnson. President Chas.  M.  Lyrene,  Vice-President  Phil G. Armstrong,  RESOURCES  LIABILITIE S  Loans and Discounts... .................... 44,108.27 Capital Stock Paid in_______ $ Overdrafts U.  ___________________  S. Bonds,  Indebtedness  13.52 Undivided  Certificates of and  W.  Stamps ________ -____________  less  20,000.00  Ex­  penses and Taxes paid_____  822.80 47,812.49  3,500.00 Time Deposits _______________  30,878.50  1,740.45  Other Real Estate ____________  200.00  Cash __________________________  5,915.95  Due from Banks______________  44,035.60   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Profits  Demand Deposits ____________  S.  Furniture and Fixtures_______  Total  Cashier  $  99,513.79  Total  $  99,513.79  ST A T E SU PER INTEND EN T OF B AN KS  129  SLOCOMB— BANK OF SLOCOMB C. B. Kelley, Cashier  P. Z. Smith, President RESOURCES  LIABILITIES  Loans and Discounts_________ $ Overdrafts  72,104.78 Capital Stock Paid in_______ $ 124.10 Undivided  ______ i____________  Profits  less  15,000.00  E x­  Banking House ______________  2,750.00  penses and Taxes paid_____  3,073.95  Funniture and Fixtures______  2,750.00 Demand D e p o s its ___________  86,596.46  Other Real Estate ___________  700.00  Cash __________________________  9,570.77  Due from Banks______________  15,894.99  Checks and Cash Items______  775.77  $  Total  104,670.41  ______ $  Total  104,670.41  SPR1NGVILLE— BANK OF SPRINGVILLE T.  E. Moody, President  Geo. L. Byers, Vice-President  M. W .  Chas. W . Allison, Vice-President  Forman,  Cashier  Margaret Forman, Assistant Cashier  Carrie Mae Moody, Assistant Cashier RESOURCES  L IABILITIE S  Loans and Discounts............... $ Overdrafts _____________________ Other  Bonds,  W arrants  Stocks  144,819.20 117.33  and  __________________  Furniture and Fixtures_______  849.50  1,000.00 Time Deposits ________________  128,631.01  12,817.09  Due  Banks_____________  42,660.34  Checks and Cash Items______  287.60   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  250,331.73  T otal  and  Taxes  Ex­  98,851.22  Cash __________________________  penses  less  paid___  12,588.52  T otal  12,000.00  Profits  1,000.00 Demand Deposits _____________  Other Real Estate ____________  from  10,000.00  Surplus Fund -________________ Undivided  35,041.65  Banking House ______________  Capital Stock Paid in_______ $  $  250,331.73  130  REPORT FOR 1925  ANNUAL  STANDING ROCK— BANK OF STANDING ROCK C. E. Hines, President and Cashier  J. H. Hines, Vice-President  RESOURCES  LIABILITIE S  Loans and Discounts ________ $  41,560.24  U. S. Bonds, Certificates of Indebtedness  and  W.  Surplus Fund _____ Undivided  S.  Stamps __________________ _ _ Other  Bonds,  Warrants  Stocks  Capital Stock Paid in...... ...... $  296.87  and  Profits  8,000.00 less  52,336.53  ___ ...............  7,811.60  Time  2,000.00  Other Liabilities___ —  Furniture and Fixtures______  500.00  Other Real Estate ____________  2,000.00  Cash ___________________________ from  4,757.47  penses and Taxes paid_____  Banking House _______________  Due  E x-  Demand Deposits ~  --------------  Deposits  15,000.00  22,091.21 758.70  2,534.26  Banks_____________  46,240.94  Total ________________________$  102,943.91  Total ________________________ t  102,943.91  SULLIGENT— BANK OF SULLIGENT W . W . Ogden, President J. C. Buckalew, Vice-President  F. M.  Sizemore, Cashier  J. A. Miller, Assistant Cashier RESOURCES  L IABILITIE S  Loans and Discounts________ $ Overdrafts U.  ___________________  219,220.52 Capital Stock Paid in_______ $ 299.75 Surplus Fund ________________  S. Bonds, Certificates of  Indebtedness  less  25,000.00  Ex­  S.  penses and Taxes paid_____  11,728.33  20,000.00 Demand Deposits _____________  256,499.23  Time Deposits _______________  101,338.83  Bonds,  W.  Profits  Stamps ______________________ Other  and  Undivided  48,500.00  Stocks  and  Warrants ___________________ Banking  House_______________  80,795.62 1.00  Other Real Estate ----------------  3,350.00  Cash ___________________________  16,824.62  Due from Banks______________  100,874.41  Checks and Cash Item s---------  18.89  Cash Items in Transit________  370.10  Other  Resources  ________ —  T otal   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ...$  1,311.48  443,066.39  T otal  .$  443,066.39  ST A T E SU PER INTEND EN T OF BAN K S  131  SWEETWATER— SWEETWATER STATE BANK G.  M. W atson. President J. E. Vice, Cashier  Sam Boozer, Vice-Presid*ent  LIABILITIES  RESOURCES Loans and Discounts________ $ Overdrafts -.................................... Banking  126,744.29  Capital Stock paid in............... $  House_______________  2,000.00  Furniture and Fixtures______  2,700.00  Other Real Estate____________  2,475.18  Reserve  C a sh ___________________________  3,095.38  terest  Due from Banks____ __________ Checks and Cash Items_____  Undivided  Profits  less  12,000.00  Ex­  penses and Taxes paid_____  30,874.06 Demand 1,856.42 Time  for  Taxes  and  2,669.33  In­  ___________________________ Deposits_____________  169,915.73  50000 65,809.92  Deposits..................................  Notes and Bills Payable_____  Total_________________________ $  20,000.00  170.40 Surplus Fund_______________  53,936.48 15,000.00  Total_________________________ $  169,915.73  TALLADEGA— BANK & TRUST COMPANY OF TALLADEGA Leon G. Jones, President Turner J. Jones, Vice-President Otis R. Burton, Cashier J. W . Cowen, Vice-President E. D. Ray, Assistant Cashier RESOURCES  L IABILITIES  Loans and Discounts________ $ Overdrafts U.  ___________________  S. Bonds,  Indebtedness  Bonds,  Undivided  Certificates of and  W.  Stocks  S.  and  Furniture and Fixtures...........  3,447.64  C a sh ..............  3,844.52  Deposits........................  462,932.88  Deposits________________  134,101.33 1,077.50  31,342.72  Due from Banks______________ Federal  for  116,544.04  Reserve  Bank ________________________  28,109.32  Clearing  House _______________________  5,044.67  Checks and Cash Items_____  1,881.39  Other  27,000.00  Ex­  1,790.93  Other Real Estate.....................  Exchanges  less  100,000.00  Other Liabilities_______________  Time 28,146.56  from  Profits  penses and Taxes paid_____ 10,850.00 Demand  W arrants ___________________  Due  Capital Stock paid in... ........... $  14.70 Surplus Fund__________________  Stamps ______________________ Other  501,746.66  Resources.........................  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  37.60  728,956.23  Total.  .$  728,956.23  A N N U A L REPORT FOR 1925  132  TALLASSEE— BANK OF TALLASSEE A. J. Noble, Cashier  Geo. D. Patterson, President RESOURCES  L IABILITIES 139,586.77 Capital Stock paid in________ $  Loans and Discounts_____ ,__ $ Overdrafts ____________________ U.  365.14  Undivided  S. Bonds, Certificates of  Indebtedness  and  W.  Bonds,  Stocks  Time  and  House_______________  10,000.00 2,400.00  Other Real Estate____________  3,780 53  C a sh ___________________________  6,550.98  Due from Banks______________  101,205.49  Checks and Cash  E x4,567.51 177,951.81  Deposits____  63,392.81  2,000.00  Furniture and Fixtures______  Other  15,000.00 7,000.00  less  700.00 Demand Deposits.-  Warrants ___________________ Banking  Profits  penses and Taxes paid_____  S.  Stamps ______________________ Other  Surplus Fund_____  Items____  155.69  Resources______________  1,167.53  Total_________________________ $  267,912.13  Total_________________________ $  267,912.13  TARRANT— TARRANT CITY SAVINGS BANK K.  A. Conville, President  R. W . Hubbard, Vice-President  W.  G.  Nethery,  Cashier  E. P. Rosamond, Vice-President RESOURCES  L IABILITIES  Loans and Discounts________ $  Other  Bonds,  Stocks  2,400.00  House_______________  5,000.00  Furniture and Fixtures______  4,845.9!  Other Real Estate________  5,000.00  C a sh ___________________________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  Profits  less  terest  for  Taxes  and  2,000.00  E x­  penses and Taxes paid_____ Reserve  25,000.00  5,474.43  In­  _______________________  300.00  Demand Deposits_____________  271,432.68  Deposits____________ .___  33,359.05  111,380 32 Other Liabilities_______________  3.03  31,678.04  Due from Banks______________  Total.  Capital Stock paid in________ $  Undivided  and  W arrants ___________________ Banking  177,228.81  36.11 Surplus Fund__________________  Overdrafts ____________________  337,569.19  Time  T o ta l__  ...$  337,569.19  ST A T E SU PER INTEND EN T OP BANKS  133  THOMASTON— PLANTERS BANK & TRUST COMPANY E. G. Thomas, President W . B. Harrell, Vice-President  O. D. Carlton, Vice-President C. C. Pritchett. Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $  Bonds,  Stocks  Undivided  and  Warrants ___________________ Banking  Capital Stock paid in________ $  369.91 Surplus Fund__________________  O v erd rafts------------------------------Other  126,637.30  4,580.00  Furniture and Fixtures______  2,191.30  C a sh ___________________________  13,910.50  Due from Banks______________  61,474.65  Checks and Cash Items_____  399.82  Total_____________________ ___$  211,563.48  less  15,000.00  Ex­  penses and Taxes paid_____  2,000.00 Demand  House_______________  Profits  15,000.00  3,256.53  Deposits_____________  126,884.27  Deposits________________  51,402.77  Other Liabilities_______________  19.91  Time  Total.  $  211,563.48  THOMASVILLE— FARMERS BANK & TRUST COMPANY J. W . Tucker, President E. C. Dozier, Vice-President S.  Paul Clarke, Cashier C. Dickinson, Vice-President LIABILITIES  RESOURCES Loans and Discounts...............$  S. Bonds,  Capital Stock paid  in.................... 100,000.00  344.03 Surplus Fund__________________  Overdrafts ____________________ U.  771,159.29  Undivided  Certificates of  Profits  less  25,000.00  Ex-  S.  penses and Taxes paid_____  8,068.17  Stamps ______________________  9,800.00 Demand Deposits_____________  447,940.17  Indebtedness  Other  Bonds,  and  W.  Stocks  Banking  Time  and  W arrants ___________________ House_______________  2,000.00  Furniture and Fixtures______  3,000.00  Other Real Estate____________  19,345.00  C a sh ___________________________  37,619.62  Due from Banks______________  151,389 73  Checks and Cash Items_____  1,940.81  Cash Items in Transit..... ........  1,415.00  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Deposits________________  439,211.76  22,206.62  .$  1 , 020 , 220.10  Total  $  1, 020, 220.10  134  ANNUAL  REPORT FOR 1925  THORSBY— BANK OF THORSBY Chas. E. Lucas, President Carl C. Peterson, Vice-President  C. R. Foss, Cashier  RESOURCES  LIABILITIE S  Loans and Discounts........... ... $ Overdrafts ____________________ Banking  83,487.33  Capital Stock paid in________ $  10,000.00  24.12 Surplus Fund__________________ Undivided  House_______________  1,000.00  Furniture and Fixtures______  2,097.06  C a sh ___________________________  6,898.14 Demand  Due from Banks______________  41,392.00  Checks and Cash Items_____  295.28  Cash Items in Transit_______  1,139.88  Acceptances __________________  53,814.20  Total_________ _______________ $  190,148 01  Profits  less  6,000.00  Ex­  penses and Taxes paid___4,719.60  Time  Deposits_____________  130,522.59  Deposits________________  38,905.82  Total_________________________ $  190,148.01  TOWNLEY— BANK OF TOWNLEY A. M. Grimsley, President J. G. Teaford, Vice-President  H. H.  Robert V. Lang RESOURCES Loans and Discounts_________ $ Overdrafts __________________ Banking  Capital Stock paid in________ $  78.35 Surplus Fund---------------------------2,138.00  Furniture and Fixtures______  2,463.12  Undivided  C a sh ___________________________  10,570.62  Due from Banks______________  9,216.83  88,324.66  Profits  less  Time  15,000.00 2,800:00  Ex­  penses and Taxes paid_____  Other Real Estate___________________ 933.70 Demand   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Cashier  LIABILITIE S 62,924.04  House_______________  Total--------------------------------------$  Morgan,  Vice-President  1,365.15  Deposits_____________  39,863.52  Deposits________________  21,239.18  Notes and Bills Payable_____  8,000.00  Other Liabilities_______________  56.81  Total_________________________ $  88,324.66  135  ST A T E SU PER INTEND EN T OF BANKS  TROY— W. B. FOLMAR & SONS, BANKERS W . B. Folmar, President F.  P. Folmar, Cashier  J. P. McBryde, Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $ Other  Bonds,  Stocks  413,401.46  and  Warrants .......... Banking  6,742.14  House____________  35,000.00  Furniture and Fixtures______  Capital Stock paid in________ $  50.000.  00  Individual Responsibility_____  50.000.  00  Undivided  Profits  less  Ex­ 50,079.89  penses and Taxes paid_____ Deposits_____________  314,439.57  Deposits________________  155,638 76  5,000.00 Demand  Other Real Estate___________  165,458.34  C a sh ___________________________  19,719.19  Notes and Bills Payable_____  145,000.00  Due from Banks..... ...................  94,538.88 Other Liabilities_______________  11,804.25  Checks and Cash Items_____  12,157.05  Cash Items in Transit_______ Other  Time  6.00  Resources..____ ________  24,939.41  Total_________________________ $  776,962.47  Total___________ __ _________ ....$  776,962.47  TROY— TROY BANK & TRUST COMPANY Chas. Henderson, President J. C. Henderson, Vice-President  L. C. Powell, Cashier  J. N. Finlay, Assistant Cashier L IABILITIE S  RESOURCES Loans and Discounts____ ____ $  Undivided  S. Bonds, Certificates of  Indebtedness  and  W.  Bonds,  Stocks  38,760.40  Reserve terest  and  9,171.43 Demand  W arrants ..................  and  In­  _______________________  2,741.40  Deposits________________  189,174.92 75,000.00  2,840.00 12,284.75  Due from Banks........ ................  240,252.71  Checks and Cash Items_____  3,296.38  Resources.............   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Taxes  31,671.75  Notes and Bills Payable_____  3,029.00 Time  Cash ........................  for  30,000.00  E x­  241,225.33  Other Real Estate____________  T o ta l  less  50,000.00  Deposits______ __  Furniture and Fixtures......... .  Other  Profits  penses and Taxes paid..... ....  S.  Stamps ______________________ Other  Capital Stock paid in_______ $  233.80 Surplus Fund_____________________  Overdrafts ____________________ U.  309,703.43  241.50  $  619,813.40  Total.  .$  619,813.40  A N N U A L REPORT FOR 1925  136  TUSCALOOSA— MERCHANTS BANK & TRUST COMPANY C. B. Verner, President W . F. Fitts, Jr., Vice-President Glenn Foster, Vice-President D. L. Rosenau, Vice-President Chas. F. Flinn, Cashier G. W . Christian, Vice-President Chas. Ingram, Assistant Cashier RESOURCES  L IABILITIE S  Loans and Discounts________ $ 2,293,247.79  Bonds,  Stocks  and  Undivided  W a r r a n ts ___________________ Banking  128,621.97  House_______________  44,469.35  Other Real Estate____________  12,455.15  C a sh ___________________________  86,988.56  Due from Banks_____ _________  325,325.48  for  less  E x160,519.21  penses and Taxes paid_____  Time  250,000.00 50,000.00  Profits  19,800.00 Demand Deposits..  Furniture and Fixtures______  Exchanges  if  1,542.65 Surplus Fund  Overdrafts________________ _ _ __ Other  Capital Stock paid in  1,506,697.62  Deposits____  771,933.84 250,000.00  Clearing  House _______________________  12,871.39  Checks and Cash Items_____  1,714.63  Cash Items in Transit_______  62,113.70  Total_________________________$ 2,989,150 67  .$ 2,989,150.67  Total.  TUSKEGEE— BANK OF TUSKEGEE John H. Drakeford, President Daisy Buice, Cashier M. J. Knight, Vice-President Annie Lou Straughn. Assistant Cashier D. E. Laslie, Vice-Presid'ent L IABILITIE S  RESOURCES Loans and Discounts________$  408,220.05  Capital Stock paid in-------------$  Demand Cotton Loans_______  23,542.82 Surplus Fund.............................  Acceptances  19,089.21 Undivided  Bought____ _____  Overdrafts ____________________ U.  5.16  Indebtedness  and  W.  Bonds,  Stocks  for  Taxes  and  982,18  10,170.00 Time  19,227.36  C a sh ___________________________  15,572.51  Due from Banks______________  84,665.40  Checks and Cash Items_____  2,145.88  Other  2,921.90  696,705.78  83,512.25  Deposits____________ —  Other Real Estate____________  .$  100,000.00  U. S. Government Deposit—  11,145 49 Notes and Bills Payable___  Resources______________  278,341.00  100,000.00 Demand Deposits... ....................  and  W arrants ___________________   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  13,870.35  In-  Furniture and Fixtures______  Total.  70,000.00  E x-  S.  Stamps ______________________ Other  less  penses and Taxes paid-------Reserve  S. Bonds, Certificates of  Profits  50,000.00  T otal.  100,000.00  .$  696,705.78  ST A T E SU PER IN TEN D EN T OF B AN KS  137  TUSKEGEE— FARMERS STATE BANK L. C. Johnston, President and Cashier  F. M. Johnston, Vice-President  RESOURCES  L IABILITIE S  Loans and Discounts________ $ Demand  Loans  on  Cotton ...  Overdrafts ..... U.  S.  30,000.00  5,211 79 Surplus Fund__________________  25,000.00  25.10  Bonds, Certificates of  Indebtedness  and  W.  Bonds,  Stocks  Reserve 156.37  and  W arrants ___________________  Profits  less  Ex­  1,518.50  Other Real Estate____________  4,963.90  C a sh ......................  11,838.34  Due from Banks______________  32,550.26  Checks and Cash Items_____  476.25  ________$  254,850.09  for  Taxes  and  1,638.81  In­  terest  _______________________  544.12  Demand  Deposits_____________  144,719.16  Deposits________________  10,948.00  Notes and Bills Payable_____  42,000.00  3,490.46 Time  Furniture and Fixtures______  Total_  Undivided  penses and Taxes paid_____  S.  Stamps ______________________ Other  194,619.12 Capital Stock paid in________ $  Total..  254,850.09  TUSKEGEE— MACON COUNTY BANK W . W . Campbell, President W . Wilkerson, Vice-President and Cashier J. J. Warren, Assistant Cashier  L.  RESOURCES  L IABILITIE S  Loans and Discounts________ $ Demand Loans Overdrafts Other  on Cotton...  Stocks  923.38  and 16,950.00  Furniture and Fixtures_____  20,548.01  Cash _______  22,287.21  Due from Banks.............. Federal  for  less  Ex­ 15,571.01 428,489.68  Deposits________________  127,401.80  89,324.37  Reserve  Bank ________________________ Exchanges  Profits  Deposits_____________  Demand  3,611.95 Time  Other Real Estate___ ________  from  Undivided  50,000.00 100,000.00  penses and Taxes paid_____  Warrants ________  Due  Capital Stock paid in________ $  27,995.06 Surplus Fund----------------------------  ___________________  Bonds,  503,582.37  33,269.21  Clearing  House _______________________  1,088.52  Checks and Cash Item s____  1,000.00  Cash Items in Transit_______  542.97  Other  339.44  Resources...............  Total..   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  721,462.49  Total  $  721,462.49  A N N U A L REPORT FOR 1925  138  TUSKEGEE INSTITUTE— TUSKEGEE INSTITUTE SAVINGS BK. Robt. R. Moton, President Chas. H. Gibson, Secretary  Robert Grover, Cashier  RESOURCES  L IABILITIES  Loans and Discounts________ $  Other  Bonds,  Stocks  Undivided  and  Warrants ____________  91,751.42  C a sh ________________  Profits  less  5,000.00  penses and Taxes paid_____  15,245.43 Time  Checks and Cash Items_____  25,000.00  Ex­ 4,044.27  3,396.15 Demand Deposits______________  Due from Banks______________  Other  795.79 Capital Stock paid in________ $ 30.90 Surplus Fund__________________  Overdrafts ____________________  Deposits___________________  50,018.55 29,529.38  2,352.51  Resources______________  20.00  Total.............................................$  113,592.20  Total_________________________ $  113,592 20  UNION SPRINGS— AMERICAN BANK F. M. Moseley, President A. J. Moseley, Vice-President  J. R. Morgan, Cashier  W . M. Crossley, Vice-President L IABILITIE S  RESOURCES $  Loans and Discounts.  S. Bonds,  Indebtedness  W.  Bonds,  Stocks  less  123,907.51  10,000.00  E x8,563.71 95,482.11  U. S. Government Deposit__  100,000.00  Time  122,559.71  Deposits____  Furniture and Fixtures______  2,594.29 Notes and Bills Rediscounted  Other Real Estate____________  2,405.00  C a sh .............................  from  Federal  19,547.45  Reserve  Bank ________________________  14,243.39  Checks and Cash Items.... .....  1,298.67  Other  1,598.26  Resources______________  Total..   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  8,761.76  11,437.79  Due from Banks______________ Due  50,000.00  Deposits...  450.00 Demand  and  W arrants ___________________  Profits  penses and Taxes paid____  S.  Stamps --------------------------------Other  Undivided  Certificates of and  Capital Stock paid in________ $  9,952.57 Surplus Fund_______ ................  Overdrafts____________ U.  207,932.36  .$  395,367.29  Total.  .$  395,367.29  139  ST A T E SU PER INTEND EN T OF BAN KS  UNION SPRINGS— MERCHANTS & FARMERS BANK W . W . Rainei\ President T. W . Palmer, Vice-President  C. H. Norton, Cashier  RESOURCES  L IABILITIES $  Loans and Discounts  Overdrafts Secured by Cotton Bonds,  Stocks  14,916.71  and  Undivided  Profits  Ex-  penses and Taxes paid_____  5,000.00  House_______________  Time  Deposits.... .  48,041.34  1.910.00 Notes and Bills Rediscounted  Other Real Estate____________  1.500.00  C a sh ___________________________  9,772.42  Due from Hanks______________  22,575.95  House  for  3,746.59 100,784.74  Furniture and Fixtures______  Exchanges  40,000.00 8,000.00  less  65.00 Demand Deposits__ —  Warrants ___________________ Banking  Capital Stock paid in________ $  864.58 Surplus Fund_______  Overdrafts  Other  162,988.16  20,000.00  Clearing  _______________ ___ __  979.85  Total________________________ 220,572.67  Total_____ ___________________ $  220,572.67  UNIONTOWN— CANEBRAKE LOAN & TRUST COMPANY  Val Taylor, President W . H. Tayloe, Vice-President  W . M. Buck, Cashier L IABILITIE S  RESOURCES Loans and Discounts-------------$  303.84 Surplus Fund__________________  Overdrafts ____________________ Other  Bonds,  Stocks  143,930.82  Undivided  and  W arrants ___________________  10,000.00  Ex­ 5,569.96 104,389.94  Notes and Bills Payable_____  25,000.00  6,455.25  C a sh ___________________________  9,723.72  Due from Banks______________  24,716.26  Checks and Cash Items--------  165.01   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  less  penses and Taxes paid_____  Other Real Estate...... ...............  .?  Profits  50,000.00  3,365.00 Demand Deposits_____________  6,300.00  Furniture and Fixtures______  T otal  Capital Stock paid in________ $  194,959.90  Total.  .$  194,959.90  ANNUAL  140  REPORT FOR 1925  UNIONTOWN— PLANTERS & MERCHANTS BANK W alter J. White. President S. T. Whitfield, Vice-President  J. H. Bradford, Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $  392,980.36  Overdrafts ____________________ U. S. Bonds, Certificates of Indebtedness  and  W.  Undivided  S.  Bonds,  and  W a r r a n ts ___________________ Banking  80,000.00  Ex­  paid____  22,856.50 420,144.14  Notes and Bills Payable_____  62,500.00  104,613.07  House___________  3,500.00  Furniture and Fixtures______  3,500.00  Other Real Estate____________  1,950.00  C a sh ___________________________  11,515.57  Due from Banks______________  121,712.83  Checks and Cash Items_____ Other  less  80,000.00  Deposits_____________  22,200.00 Demand Stocks  Profits  penses and Taxes  Stamps ____ Other  Capital Stock paid in________ $  945.38 Surplus Fund_____________________  833.43 1,750.00  Resources______________  Total-  665,500 64  Total-  665,500.64  VALLEY HEAD— BANK OF VALLEY HEAD J. B. F. Lowry, President G. M. D. Lowry, Vice-President  C. L. Porter, Cashier  N. S. Davenport, Vice-President  C. L. Dalby, Assistant Cashier  RESOURCES  L IABILITIES  Loans and Discounts............... $ Overdrafts ____________________ Banking  House_______________  147,816.62  Capital Stock paid in________ $  23,700.00  661.00 Surplus Fund__________________  13,068 35  4,573.00 Demand Deposits_____________  105,557.57  Furniture and Fixtures______  2,200.00 Time  Deposits________________  41,871.99  Other Real Estate____________  5,037.95 Notes and Bills Payable_____  20,767.98  C a sh ___________________________  6,960.16 Notes and Bills Rediscounted  1, 000.00  Due from Banks______________  36,539.13  Checks and Cash Items_____  257.53  Cash Items in Transit_______  1,552.50  Other  Resources______________  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  649.65  $  205,965.89  Total.  $  205,965.89  ST A T E SU PER INTEND EN T OF B AN KS  141  VEBBENA— BANK OF VERBENA H.  B. Oliver, President  W . H. Strock, Vice-President  H. W . Davis, Cashier  G. H. Caffey, Assistant Cashier RESOURCES  LIABILITIES  Loans and Discounts________ $ U.  89,922.14  Surplus Fund— ________________  S. Bonds, Certificates of  Indebtedness  and  W.  Undivided  S.  S ta m p s ____ _________________ Banking  House_______________  Furniture and Fixtures______  15,930.00  800.00 Time 4,154.08  Due from Banks______________  55,411.31  .$  169,017.53  Profits  less  15,000.00 6,733.00  E x-  penses and Taxes paid_____  2,800.00 Demand  C a sh ___________________________  Total.  Capital Stock paid in________ $  3,256.54  Deposits_____________  143,227.99  Deposits________________  800.00  $  Total_______  169,017.53  VERNON— BANK OF VERNON A. M. Grimsley, President J.  B.  Wheeler,  Vice-President  T.  RESOURCES Loans and Discounts________ $ Overdrafts _____ ______________ Other  Bonds,  Stocks  Banking  House............. ..............  Furniture and Fixtures______  $  202.33 Surplus F u n d ___ Undivided 24,915.00  C ash _____________________ ______  12,582.26  Due from Banks______________  16,106.47  Checks and Cash Items.........  101.20  196,571.42  Profits  Time.  25,000 00 10,000.00  less  E x-  penses and Taxes paid  4.600.00 Demand 1.950.00 800.00   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Cashier  LIABILITIE S  Other Real Estate______ _____  Total_________ ________ ____ ....$  Jones,  135,314.16  and  W arrants ...... - .......- ....... .......—  S.  4 257 40  Deposits  119 490 14  Deposits  Total____________________ - -  37,823.ss  $  196,571.42.  142  A N N U A L REPORT FOR 1925  VINA— VINA BANKING COMPANY J. W . Rogers, President Fred  Massey,  Vice-President  W.  Loans and Discounts________ $ Overdrafts ____________________ Bonds,  Stocks  88,607.20  Capital Stock paid in-------------$  Cashier  18,000.00  414.08 Surplus Fund__________________  and  Undivided  W arrants ___________________ Banking  Frost,  L IABILITIES  RESOURCES  Other  A.  Furniture and Fixtures______  less  2,000.00  Ex­  penses and Taxes paid_____  4,057.05  5,000.00 Demand Deposits_____________  112,933.60  6,000.00  House___________ ___  Profits  Deposits________________  48,712.63  C a sh ___________________________  11,561.44 Other Liabilities-______________  3,000.00 Time  45.10  Due from Banks______________  46,788.22  Checks and Cash Items_____  1.00  Cash Items in Transit_______  12,751.44  Other  11,625.00  Resources______________  Total_________________________$  185,748.38  Total_________________________ $  185,748.38  VINCENT— CITIZENS STATE BANK J. W esley Curry, President Lola M. Curry, Cashier  A. W . Tucker, Vice-President  L IABILITIE S  RESOURCES Loans and Discounts------------ $ Overdrafts ------------------------------Banking  57,477 04 Capital Stock paid in___ __ __$ 84.78 Surplus Fund__________________  House-----------------------  1,650.00  Furniture and Fixtures...........  1,788.50  Other Real Estate____________  Undivided  Profits  less  1,940.00  Ex­  penses and Taxes paid_____  299.81 Demand 5,593.77 Time  10,000.00  1,538.47  Deposits_____________  48,655.10  Deposits.............................  24,588.49  Due from Banks---------------------  28,385.52 Notes and Bills Payable_____  11,000.00  Checks and Cash Items--------  88.35 Other Liabilities_______________  245.71  C a sh ......................  Cash Items in Transit-----------  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  4  2,600.00  97,967.77  Total  $  97,967.77  ST A T E SU PER INTEND EN T OF BAN KS  143  WADLEY— BANK OF WADLEY Dr.  J.  M.  Welch.  President H. D. Pearson, Cashier  J. M. Hodge, Vice-President  L IABILITIES  RESOURCES Loans and Discounts________$ Overdrafts ____________________ Other  Bonds,  Stocks  83.74 Surplus Fund..___ _____________  and  W arrants ___________________ Banking  167,728.19  Capital Stock paid in________ $  Undivided 1,622.51  Furniture and Fixtures...... .....  1,195.88  less  32,500.00  Ex­  penses and Taxes paid_____  2,500.00 Demand  House____________  Profits  Time  Deposits_____________  Deposits_______  11,586.32 Notes and Bills Payable_____  Due from Banks.......... ...............  12,479.38  Cash Items in Transit_______  17,991.88  215,187.90  6,449.48 98,666.92 40,071.50  Cash _____  Total_________________________ $  32,500.00  Total__________ ______________ $  5,000.00  215,187.90  WARRIOR— BANK OF WARRIOR T.  M. Davidson, President  E. C. Steele, Cashier  Mrs. Ida Davidson, Assistaiit Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $ Other  Bonds,  Stocks  and  W a r r a n ts ___________________ Furniture and Fixtures.... .... „  Due from Banks______________ Checks andCash Items_______   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Capital Stock paid in________ $ Surplus Fund.__ _______________  75,000.00 Undivided  C a sh ___________________________  Total.  2,364.67  .$  500.00  Profits  less  2,000.00  Ex­  penses and Taxes paid_____  6,201.55 Demand 13,662.46 Time  10,000.00  2,067.52  Deposits_____________  71,687.86  Deposits________________  12,000.00  26.70  97,755.38  Total.  $  97,755.38  ANNUAL, REPORT FOR 1925  144  WATERLOO— FARMERS & MERCHANTS BANK Buck  Sharp,  President  J. L. Cooper, Vice-President and Cashier  W . S. Prim, Assistant Cashier  RESOURCES  L IABILITIE S  Loans and Discounts________ $  46,145.48  Capital Stock paid in________ $  O v e r d ra fts ____________________  1,334.41 Surplus Fund_______ —  Banking  2,000.00 Undivided  House_______________  Furniture and Fixtures______  1,500.00  Other Real Estate____________  1,773.31 Demand  C a sh ___________________________  9,952.74 Time  Due from Banks________________  Total_________________________ $  Profits  10,000.00 7,500.00  less  Ex-  penses and Taxes paid_____ Deposits—  906.21 50,850.89  Deposits____  41,980.00  48,541.66Other Liabilities___  10.50  111,247.60  Total_________________________ $  111,247.60  WEDOWEE— BANK OF WEDOWEE J. C. Swann, President ’Lemerle Mashburn, Cashier  W . H. McMurray, Vice-President  LIABILITIE S  RESOURCES Loans and Discounts___ ____ $ Overdrafts ________________ ____ Banking  House__  139,847.61  1,001.32 Surplus Fund______  ____  2,117.36 3,016.94  Cash  Capital Stock paid in.......... - . $  __________ __  Due from Banks_________ ____  Undivided  8,500.00 less  Profits  Ex-  penses and Taxes paid_____  20,850.91  Demand Deposits..  40,185.62  Time  Deposits___   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  210,141.27  T o ta l__  2,408.17 123,884.02  —  Notes and Bills Payable_____  Total.  40,000.00  20,349.08 15,000.00  210,141.27  ST A T E SU PER INTEND EN T OF BANKS  145  WEST BLOCTON— WEST BLOCTON SAVINGS BANK W . R. Young, President B. H. Gatlin, Cashier  Geo. W . Randall, Vice-President RESOURCES  LIABILITIES  Loans and Discounts________ $  U.  199,512.82 Capital Stock paid in________ $ 22.99 Surplus Fund__________________  Overdrafts _____________________  Undivided  S. Bonds, Certificates of  Indebtedness  and  W.  Bonds,  Stocks  49.00 Demand  and  Time  W arrants ___________________ Banking  less  45,000.00  Ex­  penses and Taxes paid_____  S.  Stamps ______________________ Other  Profits  25.000.00  3,677.24  Deposits_____________  212,113.12  Deposits________________  107,462.89  104,609.95  House_______________  1,500.00  Furniture and Fixtures______  1,600.00  Other Real Estate____________  12,627.00  C a sh ___________________________  37,471.47  Due from Banks______________  35,860.02  T otal_______________ ________ $  393,253.25  Total_________________ ___ ___ $  393,253 25  WETUMPKA— BANK OF WETUMPKA Jno. A. Lancaster. President W . L. Lancaster, Chairman of Board  Lloyd Lancaster, Cashier  G. B. Smith, Vice-President  Mary F. Sanford, Assistant Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $ Overdrafts ___ Other  Bonds,  Capital Stock paid in________  1,181.78 Surplus Fund__________________ Stocks  and  Warrants ...... Banking  102,369.90  Undivided 11,580.00  House_______________  Profits  less  15,000.00  E x­  penses and Taxes paid_____  20,000.00 Demand  25,000.00  Deposits.—___________  6,528.74 149,655.00  Furniture ‘and Fixtures______  3,872.62  Time  Deposits________________  19,949.99  Other Real Estate____________  9,600.00  Notes and Bills Payable_____  10,000.00  Notes and Bills Rediscounted  8,312.32  Cash on Hand and Due from Federal Reserve Bank_____  28,052.46  Due from Banks__________:___  56,602.81  Checks and Cash Items_____  686.48  Cash Items in Transit_______  500.00  T o ta l— .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $  234,446.05  T otal  234,446 05  146  ANNUAL  REPORT FOR 1925  WILSONVILLE— WILSONVILLE STATE BANK W . H. Pope, President E. W . Holland, Vice-President  E. H. Payne, Cashier  RESOURCES  L IABILITIES $  Loans and Discounts______  Bonds,  Stocks  Capital Stock paid in________ $  51.68 Surplus Fund_____________________  Overdrafts __________________ Other  53,986.17  Undivided  and  W arrants ------------------------------  427.53  Demand  Furniture and Fixtures______  1,842.33  Time  C a sh ___________________________  8,050.73  Due from Banks______________  24,706.14  Cash Items in Transit_______  109.72  House_______________  Total_________________________ $  91,474.30  less  3,000.00  Ex­  penses and Taxes paid_____  2,300.00  Banking  Profits  10,000.00  1,885.41  Deposits_____________  58,759.37  Deposits________________  13,829.52  Notes and Bills Payable_____  4,000.00  Total_________________________ $  91,474.30  WINFIELD— CITIZENS BANK A. M. Grimsley, President M.  L. Lucas, Vice-President  W . L. Roberts, Cashier  Ralph Harris, Assistant Cashier LIABILITIES  RESOURCES .$ Overdrafts ---- ----------------------  121,637.42 Capital Stock paid in________ $ 94.80 Surplus Fund_________________... 18,622.36 Undivided  T o ta l___________________________ $   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  less  4,500.00  Ex­  4,310.17  penses and Taxes paid.........  2,803.59  9,723.59  Demand Deposits_____________  122,965.22  64,442.14 Time Checks and Cash Items—..  Profits  25,000.00  Deposits________________  63,716.93  155.26  218,985.74  T o ta l___________________________ $  218,985.74  147  ST A T E SU PER INTEND EN T OF BANKS  WINFIELD— WINFIELD STATE BANK R. W . Harris, President M. C. Hollis, Vice-President  J. G. Stalcup, Cashier  RESOURCES  LIABILITIES  Loans and Discounts________ $  Bonds,  Stocks  Undivided  and  Warrants ___________________ Banking  Capital Stock paid in________ $  192.64 Surplus Fund__________________  Overdrafts ____________________ Other  121,096.93  6,745.00  House_______  2,990.00  Furniture and Fixtures______  629.00  Other Real Estate____________  4,400.00  Profits  less  15,000.00  Ex­  penses and Taxes paid__ __ Reserve  for  Taxes  and  9,580.85  In­  terest _______________________ Demand  15,000.00  2,500.00  Deposits_____________  98,460.87  C a sh ........................ ................. .......  12,061 58 Time  Deposits________________  78,853.85  Due from Banks.... ....................  78,875.66 Notes and Bills Payable.—.....  10,000.00  Checks and Cash Items_____  1,478.56 Other Liabilities_______________  719.08  Other  1,645.28  Resources______________  Total_________________________ $  230,114.65  Total________________ ________ ?  230,114.65  WOODLAWN— WOODLAWN SAVINGS BANK A. W . Bell, President H. G. Prickett, Vice-President  Margaret E. Gribbon, Cashier  RESOURCES  LIABILITIES  Loans ana Discounts............... $ Overdrafts ............. Other  Bonds,  Stocks  739,815.98  418.04 Surplus Fund__________________ and  W arrants ___________________  Undivided 16,945.00  Furniture and Fixtures______  4,681.70  13,435.00  Due from Banks______________  75,238.24  Checks and Cash Items_____  352.44   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$  30,000.00  Ex­  560,068.27  28,912 80  Total.  less  penses and Taxes paid_____  C a s h .................................................  Resources______________  Profits  50,000.00  1,000.00 Demand Deposits_____________  Other Real Estate.....................  Other  Capital Stock paid in________ $  Time  Deposits________________  231,413.82  46.29  876,163.79  Total.  .$  876,163.79  A N N U A L REPORT FOR 1925  148  YORK— BANK OF YORK G. C. Gowdey, President E.  F. Allison, Vice-President  R. L . Adams, Cashier  Mary Dillard, Assistant Cashier RESOURCES  L IABILITIE S  Loans and Discounts________ $ Overdrafts _____________________ U.  220,091.05  182.63 Surplus Fund__________________ Undivided  S. Bonds, Certificates of  Indebtedness  and  W.  S.  Bonds,  Stocks  500.00 Demand  and  Time  House_______________  5,250 00  Furniture and Fixtures______  3,937.25  Other Real Estate____________  1,355.58  C a sh -----------------------------------------  15,777.80  Due from B an ks_____________  82,152.87  Checks and Cash Items_____  4,169.01  Other  Resources  less  2 0 , 00 0.00 2 0 , 0 0 0 .0 0  E x­ 5,267.70  Deposits_____________  255,960.88  Deposits________________  39,487.61  7,300.00 Other  W arrants ___________________ Banking  Profits  penses and Taxes paid_____  Stamps ______________________ Other  Capital Stock paid in________ $  Liabilities  (Travelers  Checks) _____________________  4,300.00  (Travelers  Checks) _____________________  Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  4,300.00  $  345,016.19  Total  $  345,016.19
Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102