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Annual Report
of the

Superintendent of Banks
of the

State of A labam a

FOR THE FISCAL YEAR ENDING




SEPTEMBER 30, 1923

TO THE GOVERNOR

Annual Report
of the

Superintendent of Banks
of the

State of A labam a

FOR THE FISCAL YEAR ENDING




SEPTEMBER 30, 1925

TO THE GOVERNOR




LETTER OF TRANSMITTAL
Honorable W. W. Brandon,
Governor of Alabama,
Montgomery, Ala.
Dear Sir:
I herewith submit my annual report for the year ending Septem­
ber 30, 1925.
Knowing your deep interest in all departments of the State gov­
ernment, I take this opportunity of advising you of a change in the
policy of the liquidation of failed banks, which has already saved to
the people of the State a large amount, and which will in the future
save a much greater amount.
During the past year I have appointed a general liquidating
agent to have charge of the liquidation of banks. I was fortunate
in securing the services of Mr. H. G. Boyd, who is highly trained
for the duties of this position, and who is obtaining wonderful results.
Consequently, the few banks that have failed are being liquidated
in a systematic and economical manner, and not in a haphazard way.
I have also adopted the policy of having one attorney to represent
the Banking Department in liquidating banks. The firm of Steiner,
Crum & Weil, Montgomery, Ala., is acting in this capacity, and
Judge B. P. Crum, an outstanding attorney, gives these matters his
personal attention.
When available, a printed copy of my report shall be rendered
to you as a supplement to this report.




Respectfully,
A. E. JACKSON,
Superintendent of Banks.

4

A N N U A L REPORT FOR 1925

PERSONNEL OF BANKING DEPARTMENT

Banking Board
W. W . Crawford, President American Trust & Savings Bank__
__________________________________________________ Birmingham
F. P. Folmar, Cashier W . B. Folmar & Sons________________ Troy
A. E. Jackson, Superintendent of Banks______________ Montgomery
A. E. Jackson, Superintendent of Banks______________ Montgomery
C. R. Keener, Assistant Superintendent of Banks______ Montgomery
A. P. Imahorn, Examiner_____________________________ Montgomery
H. L. McCain, Examiner_____________________________ Birmingham
A. B. McWilliams, Examiner______________________________ Athens
W . H. Montgomery, Examiner________________________ Montgomery
M. A. O ’Dom, Examiner_____________________________________Selma
Mrs. W . W . Skinner, Stenographer___________________ Montgomery
Mrs. E. O. Harper, Stenographer______________________Montgomery




SUMMARY

OF T H E

C O N D IT IO N

OF S T A T E B A N K S IN A L A B A M A ON C A L L S M A D E D U R I N G T H E
Y E A R E N D I N G S E P T E M B E R 30, 1925

Oct. 22, 1924
253 Banks
19 Branches

Dec. 31, 1924
252 Banks
19 Branches

F IS C A L

April 6, 1925 June 23, 1925 Sept. 28, 1925
252 Banks
251 Banks
252 Banks
19 Branches
19 Branches
19 Branches

RESOURCES

Total.

98,810,437.28 $ 98,179,479.97 $103,147,767.42 $106,118,314.30 $109,072,038.11
121,615.94
111,138.32
199,338.86
288,410.25
95,743.49
1,624,110.26
1,652,382.15
2,184,406.26
1,012,537.72
1,160,662.47
8.966.735.22
10,269,694.20
9,894,607.08
10,692,305.64
10,624,579.32
3,914,452.84
3,899,504,96
4,171,689.22
3,931,720.23
4,217,937.90
2.092.353.22
2,222,165.99
2,479,744.94
2,724,099.84
2,419,388.15
5,017,418.57
5,906,145.61
4,755,722.45
5,332,076.36
4,667,027.11
28,765,111.64
22,429,655.08
28,228,359.57
21,368,872.30
18,104,725.82
1,230,421.93
1,111,557.25
296,214.58

2,447,752.79
1,507,651.82

1,309,387.75
1,454,022.59
346,449.28
997,392.84

914,632.15
634,766.80
260,901.30
824,656.75

1,479,275.09
1,796,810.69
548,157.07
830,732.38

.. $145,692,695.09 $154,434,753.00 $151,920,874.67 $149,977,045.24 $ 166,839,891.12

L IA B IL IT IE S

Capital Stock___ _______ ___________________ $ 13,280,300.00
Surplus............................................................ .
6,643,853.24
Undivided Profits and Reserves....... ..........
3,860,402.67
Demand Deposits__________ ______________
73,470,042.38
Time Deposits.......................... ........................
41,643,327.55
Bills Payable..___ __________ ___ ____________
4,586,057.72
Rediscounts........................... ........ ....................
1,243,167.52
Other Liabilities.................................................
965,644.01
Acceptances..............................................................
Total




13,430,300.00 $ 13,781,300.00 $ 13, 827,900.00 $ 13,732,700.00
7,178,186.60
6,805,644.68
6,911,705.78
6,932,176.25
4,481,103.82
3,236,066.99
4,065,644.36
4,638,130.06
71,408,964.64
89,152,934.40
79,005,846.81
85,265,244.59
46,305,138.87
45,219,934.45
42,325,537.90
44,215,490.61
5,866,712.53
4,382,576.30
1,930,115.81
2,014,913.93
652,298.59
1,229,578.65
632,173.21
864,621.80
130,728.83
124,220.16
809,669.82
120,442.01
830,732.38
743,390.30
920,438.90

STATE SUPERINTENDENT OF BANKS

Loans and (Discounts----------- --------------------Overdrafts_______ _________________________
United States Bonds______________________
Other Bonds, Stocks and Warrants____
Banking House, Furniture and Fixtures__
Other Real Estate________________________
Cash in Vaults____________________________
Due from Banks___________________________
Exchanges for Clearing Houses and Cash
Items__________ ___
Collections in Transit
Other Resources-.....~.
Acceptances____ ___ _

$145,692,695.09 $154,434,753.00 $151,920,874.67 $149,977,045.24 $ 166,839,891.12
©1

6

A N N U A L REPORT FOR 1925

NEW BANKS
Charters have been granted to the following banks during the
year ending September 30, 1925:
Capital
Abbeville— Abbeville State Bank, April 4, 1925_____ ______________ $ 25,000
Birmingham— Brotherhood of Locomotive Engineers Bank & Trust
Company, January 29, 1925___ ___ __________________________________ $500,000
Boligee— Boligee Banking Company, February 16, 1925_________ ______25,000
*Hurtsboro— Bank of Hurtsboro, March 3, 1925___ _______________ ____ _$ 40,000
Jacksonville— Alabama Trust & Savings Bank, March 12, 1925 ....... 25,000
*The Bank of Hurtsboro had been operating as a private bank and was
incorporated on March 3, 1925.

RENEWALS OF CHARTERS
Charters of the following banks were renewed for periods of
twenty years:
From
Aliceville— Aliceville Bank & Trust Co____Oct. 1, 1924
Carrollton— Bank of Carrollton_____________Jan. 9, 1926
Clio— Clio Banking Company..._____________ July 6, 1925
Cuba— Bank of Cuba_________________ ______ Nov. 12, 1924
Florence— Alabama Trust & Savings Bank ... Sept. 28, 1925
Gordo— Merchants & Farmers Bank_______ Oct. 6, 1925
Guin— Marion County Banking Company___June 28, 1925
Heflin— Bank of Heflin______________________ Feb. 2, 1925
Moulton— Bank of Moulton_________________ June 17, 1925
New Market— New Market Banking Co____ April 8, 1925
Phenix City— Phenix-Girard Bank_____ __ ... Oct. 20, 1924
Sulligent— Bank of Sulligent________ ____ ___ Dec. 8, 1924
Woodlawn— Woodlawn Savings Bank___ ___ March 27, 1925

To

Oct. 1, 1944
Jan. 9, 1946
July 6, 1945
N o v. 12, 1944

Sept. 28, 1945
Oct. 6, 1945
June 28, 1945
Feb. 2, 1945
June 17, 1945
April 8, 1945
Oct. 20, 1944
Dec. 8, 1944
March 27, 1945

TRUST DEPARTMENTS
The Woodlawn Savings Bank, Woodlawn, Alabama, was au­
thorized on March 27, 1925, to conduct a trust department.
CONSOLIDATIONS
The Federated Bank & Trust Company, Birmingham, Alabama,
wias taken over by or consolidated with the Brotherhood of Loco­
motive Engineers Bank & Trust Company, also of Birmingham.
The State Bank of Foley and the South Baldwin State Bank,
both of Foley, Alabama, consolidated and are operating as The
Farmers & Merchants Bank under their combined capital of
$40,000.




ST A T E SU PER IN TE N D EN T OF BANKS

7

INCREASE OF CAPITAL STOCK
F ro m

To

Camden— Bank of Camden..__ ___________ _________ __ ____ ___ $ 30,000
Childersburg— First State Bank______________________________ 12,500
100,000
Ensley— Bank of Ensley____________________________
Reform— State Bank of Reform___ _____
25,000
10,000
Silverhill— State Bank of Silverhill__ _____________
Woodlawn— Woodlawn Savings Bank____ _____
25,000

$ 60,000
20,000
200,000
50,000
20,000
50,000

DECREASE OF CAPITAL STOCK
F ro m

To

Prattville— Autauga Banking & Trust Company_____________ $150,000
Roanoke— Merchants & Farmers Bank ... _________________ 125,000
Wetumpka— Bank of Wetumpka.._________ ___ ___ _____ ______
50,000

$ 75,000
75,000
25,000

UNCLAIMED DEPOSITS OF LIQUIDATED BANKS
The following amount, representing unclaimed deposits, was
certified into the State Treasury on April 28, 1925, having remained
in the hands of the Superintendent of Banks longer than three years:
Planters Bank, Talladega Springs_______________ ___ _____________________ $1.50

The following amounts represent unclaimed deposits
dated banks on hand September 30, 1925, which the law
must be held by the Superintendent of Banks for a period
years before being certified into the State Treasury. All
accounts draw 4 per cent interest:

of liqui­
requires
of three
of these

Clanton— Union State Bank
Deposited with Peoples Savings Bank, Clanton, on October 24,
1922_____ ___ ________________________________________________ __ ___ $
48.17
Deposited with Peoples Savings Bank, Clanton, on March 28, 1923 254.66
Clanton— Clanton Bank
Deposited with Peoples Savings Bank, Clanton, on July 20, 1925___.

80.15

Collinsville— Collinsville Savings Bank
Deposited with Union Bank & Trust Company, Montgomery, on
September 18, 1924______________ ___ _____________________________

5.41

Fort Payne— DeKalb County Bank
[Deposited with Union Bank & Trust Company, Montgomery, on
January 29, 1923 _________ _________________________________________

303.19

Guntersville— Bank of Guntersville
Deposited with Citizens Bank of Guntersville on June 25, 1925____ 1,472.64
Red Level— First Bank of Red Level
Deposited with Union Bank & Trust Company, Montgomery, on
January 14, 1925___ ____ __ _______ ________________________________




20.14

A N N U A L REPORT FOR 1925

8

RECEIPTS AND DISBURSEMENTS FOR THE YEAR
ENDING SEPTEMBER 30, 1925
Receipts
Fees from special examinations_________________________ $ 718.75
Fees for reports to Federal Reserve Bank_______________
20.00
Filing fees_____________________________________________
700.00
Miscellaneous receipts________________________________
8.67
Assessments___________________________________________ 18,920.60
$20,368.02
Disbursements
Salaries _______________________________________________ $25,555.72
Traveling expense______________________________________
7,742.07
Membership National Association Supervisors of State
Banks _______________________________________ :____
40.00
R. G. Dun Commercial Service__________________________
175.00
Banking Board, per diem______________________________
300.00
137.80
Banking Board, traveling expense_______________________
$33,950.59
The following amounts are expenses of the Banking Depart­
ment, but were charged to special appropriations and not to the
Banking Department:
Postage _________________________________________________ $
Telephone_______________________________________________
Telegraph ______________________________________________
Printing ________________________________________________
Repairing andRefurnishingCapitol_________________________
Official Bonds____________________________________________
Miscellaneous
_______________________________________
Stationery and OfficeSupplies____________________________




440.00
141.54
24.42
599.91
175.51
297.50
20.00
309.79

$2,008.67

S T A T E SU PER IN TE N D EN T OP BANKS

9

THE FOLLOWING IS A LIST OF BANKS HAVING SURPLUS
AND UNDIVIDED PROFITS EQUAL TO OR GREATER
THAN THE CAPITAL STOCK
Surplus and
Capital
Profit
25,000 $ 30,371.29
55,000
121,545.23
40,000
50,468.72
30,000
30,228.24
25,000
41,851.83
50,000
50,228.29

Albertville—J. F. Hooper, Banker_________ $
Alexander City—Alexander City Bank_____
Aliceville—Aliceville Bank & Trust Co____
Athens— Citizens Bank & Trust Co_______
Auburn— Bank of Auburn—_______________
Bay Minette— Baldwin County Bank______
Birmingham— Birmingham Trust & Savings
Company ______________________________ 1,000,000
Birmingham— North Birmingham Trust &
100,000
Savings Bank___________________________
100,000
Birmingham— Steiner Bros________________
25,000
Brent— Brent Banking Co_________________
50,000
Brewton— Bank of Brewton______________
35,800
Brewton— Farmers & Merchants Bank_____
20,000
Butler— Choctaw Bank____________________
50,000
Camp Hill— Bank of Camp Hill___________
25,000
Carbon Hill— Citizens Bank______________
16,500
Cedar Bluff— Cedar Bluff Bank___________
25,000
Centre— Cherokee County Bank___________
15,000
Clanton— Peoples Savings Bank___________
50,000
Clayton— Clayton Banking Co____________
15,000
Cordova— Cordova State Bank____________
15,000
Cuba— Bank of Cuba______________________
225,000
Decatur— Tennessee Valley Bank_________
125,000
Demopolis— Robertson Banking Co_______
25,000
Dora— Dora Banking Co__________________
60,000
Dothan— Dothan Bank & Trust Co_______
Ensley— Bank of Ensley___________________ 200,000
50,000
Enterprise— Enterprise Banking Co_______
100,000
Evergreen— Peoples Bank________________
55,000
Eutaw— Merchants & Farmers Bank______
50,000
Faunsdale— Watkins Banking Co_________
60,000
Fayette— Citizens Bank__________________
25,000
Fort Deposit— Fort Deposit Bank_________
12,500
Gaylesville— Bank of Gaylesville__________
50,000
Geneva— Citizens Bank____________________
100,000
Greenville— Bank of Greenville___________
25,000
Guin— Marion County Banking Co________
10,000
Hackleburg— Bank of Hackleburg_________
10,000
Hanceville— Merchants Bank_____________
25,000
Hartselle— Bank of Hartselle_____________
100,000
Huntsville— W . R. Rison Banking Co_____




1,100,311.82
150,785.98
305,505.58
29,073.28
60,423.76
45,735.21
23,446.56
51,668.05
26,555.41
31,636.81
26,476.01
75,835.46
56,766.75
19,847.30
16,031.41
349,392.27
141,145.35
41,105.31
71,719.49
202,687.29
80,982.53
174,561.04
58,945.06
53,456.12
64,512.84
27,721.13
23,981.66
137,866.67
155,059.20
47,591.49
14,676.97
21,495.53
33,201.85
254,277.87

10

A N N U A L REPORT FOR 1925

Jackson—Jackson Bank & Trust Co_______
Jasper—Jasper Trust Co__________________
Kennedy— Bank of Kennedy______________
Lexington— Bank of Lexington___________
Livingston—Bank of Sumter_____________
Luverne— Farmers Bank_________________
Marion— Marion Central Bank____________
Marion— Peoples Bank____________________
Midway—James & Midway Banking Co___
Mobile— Merchants Bank_________________
Mobile— Peoples Bank___________________
Montgomery— Union Bank & Trust Co___
Moulton— Bank of Moulton______________
Moulton— Citizens Bank_________________
Notasulga— First Bank of Notasulga_______
Phenix City—Phenix-Girard Bank________
Roanoke— Roanoke Banking Co__________
Robertsdale—Robertsdale State Bank_____
Rogersville— Bank of Rogersville_________
Selma— Selma Trust & Savings Bank______
Springville— Bank of Springville__________
Thomaston— Planters Bank & Trust Co__
Troy— W . B. Folmar & Sons, Bankers_____
Troy— Troy Bank & Trust Co_____________
Tuskegee— Bank of Tuskegee_____________
Tuskegee— Macon County Bank__________
Uniontown— Planters & Merchants Bank_
Wadley— Bank of Wadley________________
West Blocton— West Blocton Savings Bank
Winfield—Winfield State Bank___________
York— Bank of York______________________




29,000
50,000
15,000
15,000
30,000
25,000
50,000
50,000
25,000
500,000
300,000
100,000
28,000
15,000
15,000
25,000
200,000
10,000
25,000
100,000
10,000
15,000
50,000
50,000
50,000
50,000
80,000
32,500
25,000
15,000
20,000

31,849.54
124,453.26
26,933.19
20,063.71
55,854.26
65.238.90
149.002.49
82.615.47
27,658.99
733,992.78
307,948.75
151,229.28
43.564.24
27.095.91
37,199.16
30,315.89
232,929'.03
17.582.48
29,075.03
121,902.32
12,849.50
18.256.53
100,079.89
64,413.15
84.852.53
115,571.01
102.856.50
38.949.48
48.677.24
27,080.85
25,257.70

ST A T E SU PER IN TEN D EN T OF B AN KS

11

BANKS WHOSE SWORN STATEMENTS AS PUBLISHED AT
CLOSE OF BUSINESS ON SEPTEMBER 28, 1925,
SHOW NO OVERDRAFTS
Abbeville---------------------Abbeville State Bank
Alexander City________Alexander City Bank
Bay Minette__________ Baldwin County Bank
Bayou LaBatre_______ Bank of Bayou LaBatre
Belle Mina____________ Belle Mina Bank
Berry_________________ Bank of Berry
Birmingham___________Industrial Savings Bank
Birmingham (N orth)__ North Birmingham Trust & Savings Bank
Birmingham ( North)___Security Trust & Savings Bank
*Calera_______________ Central State Bank
Camp Hill____________ Bank of Camp Hill
Castleberry____________Peoples Bank
Centerville____________ Peoples Bank
Cordova_______________ Citizens Bank & Trust Co.
Cragford______________ Cragford Bank
Dadeville______________Sturdivant Bank
Evergreen_____________ Peoples Bank
Goodwater____________ Peoples Trust & Savings Bank
Greensboro____________ Peoples Bank
Hurtsboro_____________Farmers & Merchants Bank
Jasper_________________Jasper Trust Co.
Midway_______________ James & Midway Banking Co.
Millport_______________ Millport State Bank
Moundville____________ Bank of Moundville
New Hope____________Bank of New Hope
Ozark_________________ Ozark City Bank
Phenix City___._______ Phenix-Girard Bank
Pinckard______________ Peoples Bank
Pittsview______________Bank of Pittsview
Ragland_______________ Bank of Ragland
Ramer________________ Bank of Ramer
Rockford______________ Bank of Rockford
Samson_______________ Farmers & Merchants Bank
Selma_________________ City Savings Bank
Selma_________________ Selma Trust & Savings Bank
Standing Rock________ Bank of Standing Rock
Troy__________________ W . B. Folmar & Sons, Bankers
Verbena_______________Bank of Verbena
Warrior_______________ Bank of Warrior
*The name of the Central State Bank, Calera, should have also been in­
cluded in the report for the year ending September 30, 1924, but was omitted
through oversight.




A N N U A L REPORT FOR 1925

12

THE TALE OF A BANKER WHO THOUGHT HE WAS
DOING HIS COMMUNITY A FAVOR
(From the Ninth District Banker)
About a year ago a bank in the northern part of Minnesota was
closed because of bad paper in the bank. The president of the bank,
who was a fine, honest old man, called at the State Banking Depart­
ment in St. Paul and made a statement substantially as follow s:
“ Before I started the bank I had a definite opinion, which is
not uncommon with the public, that the chief purpose of the bank
was to help its customers by loaning them money when they needed
it badly, to help new settlers, build up the community, etc., and that
everything else was of secondary importance.
“ I started the bank— loaned more money to the new settlers
than they were entitled to— I helped them buy their land— put up
their buildings—and stock their farms. When they could not pay
back their loans, and were hard up, I helped them again and again.
Finally, when many of the loans were known to be worthless, I
turned over to the bank about $20,000 of my own property, practi­
cally all I had, and took out of the bank that amount of bad paper.
When additional bad paper developed, I was unable to remove it,
and the bank was forced to close.
“ I can clearly see, and frankly admit, my mistake now. If I
had deliberately planned before I started the bank to devise some
diabolical scheme to do the most harm to this community and its
people, I could not possibly have devised any other scheme which
would have done so much harm.
“ I realize now that a banker’s first and great duty is to protect
his depositors’ money which is entrusted to him. He has a right to
invest his own money without adequate security, if he desires to do
so, but when he is investing other people’s money he has a sacred
duty to invest it safely.
“ If he does not have the will to say ‘No’ when unsafe loans are
asked for, he has no business in the banking business.
“ When I see all around me the untold hardships and suffering
I have caused by losing the money of my friends and people who
trusted me, I fully realize that the good I first thought I was doing to
the people in this community is small indeed when compared to the
harm I have done.
“ I know now that bankers must not let their sympathy get the
better of their judgment in making loans. I have learned a great
lesson in banking, but it is too late to undo the great harm I have
done to the people in this community, but I trust other bankers will
profit by my experience.”— (Quoted from “ American Banker.”)




S T A T E SU PER IN TE N D EN T OF B AN KS

13

BANKS IN PROCESS OF LIQUIDATION UNDER
DIRECTION OF THE SUPERINTENDENT
OF BANKS
Ariton— Ariton Banking Co.:
Date closed, February 6, 1925; liquidating
agent, H. G. Boyd, Montgomery, and Y. E. Folsom, Ariton, assistant; at­
torneys, Steiner, Crum & Weil, Montgomery, and Sollie & Sollie, Ozark;
dividends to September 30, 1925, 20%. .
Birmingham— Penny Prudential Savings Bank: Date closed, December 22,
1915; liquidating agent, A. C. Garber, Birmingham; attorney, C. C. NsSmith, Birmingham; dividends to September 30, 1925, 40%.
Birmingham— Jefferson County Bank: Date closed, January 27, 1916; liqui­
dating agents, W . W . Crawford, Birmingham, and W . C. Sterrett, assist­
ant, Birmingham; attorney, Phares Coleman, Birmingham; dividends to
September 30, 1925, 100%*
Clanton— Clanton Bank: Date closed, April 10, 1916; liquidating agent, H. G.
Boyd; attorneys, Steiner, Crum & W eil; dividends to September 30,
1925, 100% and 86% (1).
Carrollton— Pickens County State Bank:
Date closed, October 18, 1924;
liquidating agent, M. Johnson, Carrollton; attorneys, Steiner, Crum &
Weil and Patton & Patton, Carrollton; dividends to September 30, 1925,
25%.
Five Points— Bank of Five Points: Date closed, January 21, 1924; liquidating
agent, D. T. Tatum, LaFayette; attorney, J. A. Hines, LaFayette; div­
idends to September 30, 1925, 60%.
Flomaton— Bank of Flomaton:
Date closed, August 27, 1924; liquidating
agent, H. G. Boyd; attorneys, Steiner, Crum & Weil and Hamilton &
Caffey, Brewton; dividends to September 30, 1925, 20%.
Glenwood— Bank of Glenwood:
Date closed, January 5, 1925; liquidating
agent, H. G. Boyd; attorney, Steiner, Crum & W eil; dividends to Sep­
tember 30, 1925, 80% (2).
Goodwater— Farmers & Merchants Bank:
Date closed, January 24, 1918;
liquidating agent, H. G. Boyd; attorneys, Steiner, Crum & W eil; div­
idends to September 30, 1925, 85% (3).
Fort Payne— Citizens Bank & Security Co.: Date closed, August 30, 1924;
liquidating agent, E. M. Box, Collinsville; attorneys, Steiner, Crum &
Weil and C. A. Wolfes, Ft. Payne; dividends to September 30, 1925, 20%.
Hodges— Hodges State Bank:
Date closed, January 23, 1924; liquidating
agent, W . A. Frost, Vina; attorneys, Chenault & Williams, Russellville;
dividends to September 30, 1925, 60%.
Lincoln— Lincoln Bank & Trust Co.: Date closed, January 7, 1925; liquidat­
ing agent, H. G. Boyd and Earl Montgomery, Lincoln, assistant; at­
torneys, Steiner, Crum & W eil; dividends to September 30, 1925, none.
Marbury— Farmers Savings Bank: Date closed, January 7, 1924; liquidating
agent, L. W . Tyson, Montgomery (H. G. Boyd, successor); attorney, J. J.
Mayfield, Montgomery; dividends to September 30, 1925, 65%.
Montgomery— Merchants Bank: Date closed, December 23, 1921; liquidating
agent, B. F. Noble, Montgomery; attorneys, Steiner, Crum & ,W eil; div­
idends to September 30, 1925, 50% (4).
Madison— Bank of Madison: Date closed, October 23, 1923; liquidating agent,
H. G. Boyd; attorneys, Wert & Hutson, Decatur, and Watts & White,
Huntsville; dividends to September 30, 1925, 9.7% (5).
Newton— Bank of Newton: Date closed, January 11, 1924; liquidating agent,
H. G. Boyd; attorney, C. O. Stokes, Ozark; dividend to September 30,
1925, 33 1-3% (6).
Odenville— Bank of Odenville: Date closed, June 18, 1924; liquidating agent,
M. W . Forman, Springville; attorney, Frank B. Embry, Pell City; div­
idends to September 30, 1925, none.




14

A N N U A L REPORT FOR 1925

Phil Campbell— Bank of Phil Campbell: Date closed, December 29, 1920;
liquidating agent, J. C. Carter, Russellville; attorneys, Chenault & W il­
liams, Russellville, dividends to September 30, 1925, none (7).
Notes

♦Jefferson County Bank, Birmingham:
At the time this bank failed,
checking accounts were preferred claims over other creditors. All check­
ing and savings depositors and creditors have been paid in full, and 80 per
cent has been paid to stockholders. There are enough remaining assets to
pay the stockholders in full if certain matters in litigation are decided in
favor of the Superintendent of Banks.
(1) Clanton Bank— Checking depositors paid in full; 86 per cent paid to
savings depositors.
(2) Bank of Glenwood, Glenwood— There is enough cash on hand to pay
the remaining 20 per cent, which is being held until one year after failure of
bank on advice of attorneys.
(3) Farmers & Merchants Bank, Goodwater— If one or two suits pend­
ing are decided in favor of Superintendent of Banks, there will be enough for
a final dividend of 10 per cent.
(4) Merchants Bank, Montgomery— If litigation now before the Supreme
Court is decided in favor of the Superintendent of Banks, there will be a
final dividend of 10 or 12% per cent.
(5) Bank of Madison, Madison— The dividend of 9.7 per cent shown
above was not declared until November 3, 1925, at which time the trust was
discharged, this being the final dividend.
(6) Bank of Newton, Newton— There will be a small final dividend,
probably 7 per cent.
(7) Bank of Phil Campbell, Phil Campbell— Liquidating agent advises
there will be a final dividend of 20 to 25 per cent within next few months.




INVOLUNTARY LIQUIDATIONS




OR
FAILED BANKS

A N N U A L REPORT FOR 1925

16

A R IT O N

B A N K I N G CO., A R I T O N , A L A .

Sta te m e nt of Condition at T im e of F ailu re, F eb ru a ry 6, 1925

RESOURCES
Loans and Discounts______ $116,621.74
Overdrafts__________________
22.74
Furniture and Fixtures____
2,000.00
2,,700.00
Banking House____________
Other Real Estate__________
3,037.12
Cash on Hand___________
2,526.49
Due from Banks___________
4,359.11
186.11
Cash Items_________________
Other Resources____________
596.23
Total..,................................... $132,049.54

LIABILITIES
Capital Stock_______________ $ 39,000.00
Surplus Account____________
4,084.68
Unpaid Dividends___________
208.00
Cashier’s Checks____________
672.59
Demand Deposits___________ 54,566.74
Savings Deposits___________ 28,017.53
Bills Payable_______________
5,500.00

Total....................._____ __ $132,049.54

Officers and Directors at T im e of Failu re

OFFICERS
Wyatt Barnes, President
M. Trawick, Vice-President
Y. E. Folsom, Cashier
M. A. McFadden, Assistant Cashier

DIRECTORS
Wyatt Barnes
M. Trawick
S. S. Jones
J. F. Brown
J. F. Richardson
Y. E. Folsom

This bank was closed on February 6, 1925, by resolution of the
directors requesting the Superintendent of Banks to take charge.
Mr. H. G. Boyd, of Montgomery, was appointed liquidating
agent, who in turn appointed Y. E. Folsom, of Ariton, as assistant.
The firms of Steiner, Crum & Weil, of Montgomery, Ala., and Sollie
& Sollie, of Ozark, Ala., are the attorneys.
The Ariton Banking Company had been on the special list for
frequent examinations for several months and had on two or three
occasions appeared before the Banking Board to show cause why it
should not be liquidated. The principal causes of failure were slow
loans and loans to tenant farmers, many of which proved to be
worthless.
An examination in December, 1924, showed the capital stock of
the bank to be impaired approximately $5,700.00 The bank was
again summoned before the Banking Board on January 5, 1925, and
the Superintendent, believing it to be insolvent, and that the losses
were much larger than admitted, again voted to take over the bank
for liquidation. But a majority of the Banking Board thought it
advisable to grant thirty days for the impairment of the capital stock
to be made good, and the admitted losses to be removed. The di­
rectors and officers of the institution were unable to make good this
impairment, and on February 6 the directors passed the above men­
tioned resolution.




ST A T E SU PER IN TE N D EN T OF BANKS

17

P IC K E N S C O U N T Y S T A T E BANK, C A R R O L LT O N , ALA.
Sta te m e n t of Condition at T im e of Failure, October 18, 1924

LIABILITIES
Capital Stock______________ -$ 60,000.00
Surplus ____ _______________
5,000.00
Undivided Profits
723.67
Uue to Banks_____________
807.07
Deposits
_______________ _ - 85,751.79
Cashier’s Checks__________
6,121.00
D ividends Unpaid
44.00
Total_____________________ -$227,793.94 Bills Payable_____________ _ 31,000.00
Out of Balance_________
3.00 Rediscounts _________ __ _ - 37,346.41

RESOURCES
Loans and Discounts______ . $179,347.59
Stocks and Bonds_________ __ 11,950.00
R anking House
13,000.00
Furniture and Fixtures____ ..
5^900.00
Other Real Estate____ _____ _■ 6,500.00
Cash and Due from Banks11,096.35

$227,796.94

Total____________________ -$227,796.94

Officers and Directors at T im e of Failu re

OFFICERS
W . F. Kilpatrick, President
D. B. Miller, Vice-President and
Cashier
R. M. Poag, Assistant Cashier
Alice McKinstry, Assistant Cashier

DIRECTORS
W . B. Loftin
W . S. Bell
Jas. N. Bell
D. B. Miller
W . F. Kilpatrick
R. M. Poag

The Pickens County State Bank, of Carrollton, was taken over
on October 18, 1924, by resolution of its directors, the last day of
business being October 17, 1924.
M. Johnson, of Carrollton, was appointed liquidating agent.
Steiner, Crum & Weil, of Montgomery, and Patton & Patton, of
Carrollton, were appointed attorneys.
This bank has been the cause of much criticism by the Banking
Department. It had been in a highly extended condition, due to
slow and questionable loans, and loans to officers of the bank and
their interests. In the early part of 1924 the bank was summoned
before the Banking Board, and the majority of the board agreed to
allow the bank to continue to operate, provided the banking laws
would be complied with, and provided an agreement would be
signed by its president, presumably for the protection of the de­
positors. Such an agreement was executed on May 28, 1924, but up
to the present time has proven to be worthless.
Notwithstanding the repeated promises to the Banking Board
and to the Superintendent of Banks, the bank continued to violate
the law, and to conduct its business on an unsound and unsafe basis.
They were unusually flagrant in violation of the law with respect to
reserve. The bank was placed on the special list and received fre­
quent examinations, but the condition appeared to be getting worse
instead of better.
After the completion of an examination October 17, 1924, the
bank examiners were instructed to call the board of directors to­
gether and ask for a resolution taking the bank over for liquida­
tion, the Superintendent considering it extremely dangerous for the
bank to continue in business. The examiners were instructed to tell
the board of directors that if such a resolution was not passed the




18

A N N U A L REPORT FOR 1925

bank would immediately be summoned before the Banking Board
and taken over by the Banking Department.
After the examination, an audit was made by H. C Crane &
Company, of Montgomery, and the Superintendent’s suspicions of
shortages and false entries were verified.
While the affairs of the bank were being investigated, its
cashier committed suicide in December, 1924. In May, 1925, five in­
dictments were found by the grand jury of Pickens County against
its president, W . F Kilpatrick. The cases were set for trial at Car­
rollton on November 11, 1925, but due to the fact that Mr. E. O.
Harper, who made the audit, was in Texas on business, the trial was
postponed until the next term of court.
B A N K OF G L E N W O O D , G L E N W O O D , A L A .
Sta te m e nt of Condition a t T im e of Failure, January 5, 1925

RESOURCES
LIABILITIES
Loans and Discounts_______ $ 20,989.36 Capital Stock_______________ $ 10,000.00
Overdrafts _________________
431.10 Demand Deposits___________
9,976.22
3,000.00 Savings Deposits________ __..
737.92
Banking House_____________
Furniture and Fixtures-........
2,999.24 Certificates of Deposit_____
825.00
Other Real Estate__________
1,504.75 Cashier’s Checks____________
179.90
Cash on Hand______________
132.47 Bills Payable_______________
9,000.00
37.97
Capital Impairment________
1,700.09 Due to Banks_______________
Total________________ _____$ 30,757.01

Total______________________ $ 30,757.01

O fficers and Directors at T im e of F ailu re

D.
G.
E.
M.

OFFICERS
A. Batten, President
W . Green, Vice-President
J. Dominey, Cashier
L. Head, Assistant Cashier

DIRECTORS
D. A. Batten
G. W . Green
E. J. Dominey
Mrs. E. J. Dominey

Liquidating Agent— H. G. Boyd, Montgomery.
Attorneys— Steiner, Crum & Weil, Montgomery.

The Bank of Glenwood was called before the Banking Board
some time before its closing, and the Superintendent of Banks, be­
lieving it to be in an unsafe condition, was in favor of taking the
bank over immediately for liquidation. The majority of the Banking
Board agreed to give the bank time in which to arrange to vol­
untarily liquidate on the condition that its president, Mr. D. A.
Batten, sign an agreement that he would protect the depositors and
creditors. The limit set for the voluntary liquidation was January
1, 1925. Being unable to effect voluntary liquidation, the directors
of the bank passed a resolution requesting that the Superintendent
of Banks take charge, and the Superintendent did take charge on
January 5, 1925.
After various conferences and a trip to Orlando, Fla., by the
Superintendent of Banks, Mr. Batten fulfilled his agreement, and
on August 3, 1925, paid to the Superintendent of Banks enough cash
to pay all depositors and creditors in full. An 80 per cent dividend
was immediately paid. The remaining 20 per cent is being held for




ST A T E SU PER IN TE N D EN T OF BANKS

19

a period of one year from the closing- of the bank on account of
certain provisions of the law and by the advice of the attorney of
the Banking Department. The assets of the bank, including all real
estate, have been turned over to Mr. Batten for the benefit of him­
self and other stockholders.
L IN C O L N B A N K & T R U S T C O M P A N Y , L IN C O L N , A L A
Sta te m e nt of Condition at Tim-e of F ailu re, J anu ary 7, 1925

RESOURCES
LIABILITIES
Loans and Discounts______ $ 60,217.62 Capital Stock______________
3,754.88 Surplus ________
Banking House
___
—3,009.59 Demand Deposits- - Furniture and Fixtures
3,271.24 Time Certificates_____ „
Other Real Estate________
Cash _________________
___
26.70 Cashier’s Checks_________
186.93 Unpaid Dividends______
___
Due from Banks____
946.87 Bills Payable_____________
Other Resources__________
Total____ ________________

$ 71,413.83

Total____________________

25,000.00
2,231.64
3^817.03
180.00
41.16
144.00
40,000.00
$ 71,413.83

Officers and Directors at T im e of Failure

OFFICERS
J. H. Wilson, President
G. L. Schmidt, Vice-President
W . H. Welch, Cashier

DIRECTORS
J. H. Wilson
W. H. Welch
G. L. Schmidt

Liquidating Agent— H. G. Boyd, Montgomery.
Assistant Liquidating Agent— Earl Montgomery, Talladega.
Attorneys— Steiner, Crum & Weil, Montgomery.

This bank was very badly mismanaged and misused. Its presi­
dent used the bank mostly for his personal benefit in various ways.
The bank apparently had little or no respect for the banking laws,
and violated them repeatedly. Consequently its president was sum­
moned before the Banking Board and told that he must voluntarily
liquidate or the bank would be closed by the Banking Board. He
asked that he be given until January 1, 1925, to voluntarily liquidate.
This request was granted on the condition that he execute a second
mortgage on some real estate, a first mortgage already being out­
standing, and Mr. Wilson apparently being heavily involved and not
having other means.
The above mentioned mortgage was executed for the benefit of
the depositors and creditors. Mr. Wilson was unable to liquidate
the bank himself, but when the limit expired refused to voluntarily
turn the bank over to the Superintendent of Banks, although the
bank had almost completely run out of cash and had suspended busi­
ness. The Banking Board then took the bank. over on Januarv
7J 1925.
Litigation is now being had on the mortgage given by Mr.
Wilson. If the suit is won, the depositors and creditors will be
paid in fu ll; but if it is lost, they will get little, or nothing.
Since the bank failed Mr. Wilson has gone into bankruptcy, and
it is impossible to recover anything from him through suit. How­
ever, a claim has been filed against his surety bond. It appears from




A N N U A L REPORT FOR 1925

20

the audits made by the liquidating agent that Mr. Wilson collected
rents belonging to the bank, for which he failed to account; that
certain personal property of the bank was sold by Mr. Wilson, and
that he failed to account to the bank; and that large amounts were
loaned on crop mortgages, the proceeds of the crops being used to
pay personal debts to Mr. Wilson or to his mercantile firm, when
the money should properly have gone to the bank.
O R R V IL L E BANK & T R U S T C O M PANY, O R R V IL L E , ALA.
S ta te m e nt of Condition at T im e of Closing, August 26, 1925

LIABILITIES
RESOURCES
Loans and Discounts_______ $175,437.47 Capital Stock_______________ $
494.25 Surplus_____________________
Overdrafts --------------------------Stocks and Bonds__________
2,600.00 Undivided Profits___________
Banking House_____________
7,800.00 Demand Deposits___________
Savings Deposits____________
Furniture and Fixtures________________ 3,500.00
Cash _________________ ....___
3,452.78 Certificates of Deposit_____
Due from Banks...................... 12,383.82 Cashier’s Checks____________
Outstanding Checks_________
Bills Payable_______________
Rediscounts________________
Total______________________$205,668.32
O fficers and

OFFICERS
J. E. Dunaway, President
B. E. Dunaway, Cashier

25,000.00
30,000.00
25.92
32,481.69
32,230.83
3,700.00
424.50
9,460.38
25,976.00
46,369.00

Total______________________ $205,668.32
at T im e of Failu re

DIRECTORS
J. E. Dunaway
B. E. Dunaway
E. H. Dunaway

This bank repeatedly and wilfully violated the banking laws,
especially the law with reference to reserve, notwithstanding nu­
merous promises made to the Banking Board and to the Superin­
tendent of Banks. Several appearances before the Banking Board
apparently had no effect. Consequently, on August 26, 1925, they
were again summoned and were taken over by the Banking Board
for liquidation.
H. G. Boyd, of Montgomery, Ala., was appointed liquidating
agent, with Mr. B. E. Dunaway, of Orrville, as assistant liquidating
agent. Messrs. Steiner, Crum and Weil, of Montgomery, were ap­
pointed attorneys.
At the time of closing, the bank was loaded with non-liquid
and questionable loans, especially loans to tenant farmers. But the
crop in this section was exceptional and due to this fact the liquidat­
ing agent and the assistant liquidating agent were enabled to push
collections, which tended to show that with some refinancing the
bank would be able to reopen.
On October 10, 1925, plans had been perfected which enabled
the bank to reopen under the following conditions: $32,000.00 of
new money was raised, which was paid into the bank, and the doubt­
ful and worthless loans removed; the capital stock was increased to
$35,000.00; the bank building and fixtures were placed into the bank
at $10,000.00, making a total capital and surplus of $42,000.00. The




ST A T E SU PER IN TE N D EN T OF BANKS

21

old stockholders, of course, lost their holdings. Mr. Hal E. Marshall
was elected president, with Mr. B. E. Dunaway as cashier, it ap­
pearing that Mr. B. E. Dunaway was not responsible for the un­
healthy and unsafe condition of the bank before its failure. A new
board of directors, consisting of outstanding business men, was
elected as follow s: B. E. Dunaway, Hal Marshall, C. B. Shields,
W. P. Molette, Chambliss Keith, Huston Armstrong and J. F.
Dunning.
The bank shows the following statement at the close of busi­
ness October 10, 1925, the date of reopening:
RESOURCES
LIABILITIES
Loans and Discounts_______ $ 45,509.51 Capital Stock____ ____ ______ $ 35,000.00
Stocks and Bonds_____ ______
2,600.00Surplus -___
7,000.00
Banking-House—__ ________
7,500.00
Demand Deposits___________ 22,539.99
Furniture and Fixtures____
2,500.00 Savings Deposits____________ 31,390.59
Due from Banks...................
49,142.34 Outstanding Checks________
9,460.38
Cash _________________________
5,156.97 Certificates of Deposit_____
3,700.00
Cashier’s Checks___________
424.50
Reserve for Taxes__________
873.36
Reserve for Interest_______
420.00
Reserve fpr Expense______
1,600.00
Total______________________ $112,408.82

Total______________________ $112,408.82

The bank was thus reopened with enough cash on hand and in
banks to pay in full all depositors and creditors, if necessary, except
time certificates not due. Eight thousand dollars ($8,000.00) of the
outstanding checks belonged to one man who voluntarily accepted
a certificate of deposit due at a future date. Enough money had
been collected by the liquidating agent to pay in full the bills payable
and rediscounts. Therefore, the bank reopened under the most
favorable circumstances and in a very liquid condition.




STATEMENTS
OF THE CONDITION OF THE

STATE BANKS IN ALABAMA
ON THE CALL OF SEPTEMBER 28, 1925
(251 Banks and 19 Branches reporting)




ST A T E SU PER IN TE N D EN T OF BAN K S

23

ABBEVILLE— ABBEVILLE STATE BANK
R.
S.

E. Dunham, President

E. Deal, Vice-President

O. M. Steagall, Cashier

RESOURCES

L IABILITIES

Loans and Discounts________ $
Furniture and Fixtures______
Cash___________________________
Due

from

59,630.84
2,350.00
6,029.30

Banks_____________

Checks and Cash Items______
Cash Items in Transit______

Total___________________ ______ $

Capital Stock paid in—.......... $
Undivided

Profits

penses and

82,637.17 Demand
384.39 Time

less

Taxes paid___

843.26

Deposits— ____ _____

114,546.18

Deposits___ __

1,842.26

1,200.00 Notes and Bills Payable_____

152,231.70

25,000.00

Ex­

Total................ .............................$

10,000.00

152,231.70

ALABAMA CITY— ALABAMA CITY BANK
. B. Forman. President
Lee Freibaum, Vice-President
R.

E.

A. Burns, Vice-President

M.

RESOURCES

L IA B I L I T IE S

Loans and Discounts________ $

150,748 14 Capital Stock paid in________ $
.99 Surplus Fund__________________

Overdrafts ____________________
U.

Undivided

S. Bonds, Certificates of

Indebtedness

and

W.

S.

Stamps ______________________
Other

Bonds,

Stocks

E. McClendon, Cashier

H. Broom, Assistant Cashier

Profits

penses and Taxes

less

25,000.00
4,000.00

Ex­

paid___

1,333.83

150.00 Reserve Interest______________

485.46

Demand Deposits_______ ______

105,708.56

and

W arrants ___________________

14,518.75 Time Deposits._________________

53,848.52

Furniture and Fixtures______

2,695.00 Notes and Bills Payable_____

25,000.00

Other Real Estate____________

5,250.00

C a sh ___________________________

16,798.16

Due

Banks_____________

24,783.24

Checks and Cash Items______

196.05

from

Cash Items in Transit... ........

85.00

Other Resources...........................

151.04

Total.




.$

215,376.37

Total.

.$

215,376.37

24

A N N U A L REPORT FOR 1925

ALBERTVILLE— J. F HOOPER, BANKER
W . B. Hooper, Cashier

B. Hooper, Jr., President

A.

LIABILITIES

RESOURCES
Loans

and

46,664.50 Capital Stock paid in________ $

Discounts_______ $

13.79 Surplus Fund_____________________

Overdrafts ____________________
Banking House _______________

2,390.66

Furniture and Fixtures______

1,236.40

Undivided

Profits

penses and Taxes

less

5,371.29

paid___

10,481.93 Demand Deposits________________

C a sh ___________________________

23,233.20

Due

from Banks_____________

39,041.48
2,911.75

Other Resources_______________

367.57

Total_________________________$

126,341.28

25,000.00

Ex­

Other Real Estate_____________

Checks and Cash Items______

25,000.00

Total__________________ ____

i

70,969.99

126,341.28

ALEXANDER CITY— ALEXANDER CITY BANK
J.

C. Maxwell, President

Dr. A. L. Harlan, Vice-President

H. Herzfeld, Vice-President

L.

M. Willis, Cashier
LIABILITIES

RESOURCES
Loans and Discounts____ ____ $

372,924.92 Capital Stock paid in________ $
Surplus Fund__________________

U. S. Bonds, Certificates of
Indebtedness

and

W.

Undivided

S.

Stamps _____________
Other

Bonds,

Stocks

1,670.00
and

W a r r a n ts ____________

Reserve
110,321.60

Furniture and Fixtures______

1,125.00

Other Real Estate........... ..........

16,094.00

C a sh ___________________________

38,538.09

Due from Banks_____ ____

89,870.28

Checks and Cash Items______

1,500.35

Other Resources_______________

6,054.71




for Taxes

less

Ex­

paid___
and

59,545.23

In­

terest

7,000.00

2,000.00 Demand Deposits______________

Banking House________________

T otal.

Profits

penses Sind Taxes

$

640,098.95

T otal

55,000.00
55,000.00

463,553.72

t

640,098.95

25

S T A T E SU PER IN TE N D EN T OF BAN KS

AUCEVILLE— ALICEVILLE BANK & TRUST COMPANY
J.
C.

V. Park President
J.

R. Horton, Vice-President

C.

H. S. Summerville, Vice-President

L IABILITIE S

RESOURCES
Loans and Discounts________ $

336,993.59 Capital Stock paid in________ $
781.30 Surplus Fund__________________

O verdrafts____________________
Overdrafts Secured by Cotton
U.

49,149.07

and

W.

Other

Bonds,

Stocks

20.000 00

Ex­
27,968.72
2,500.00
289,896.76

Time Deposits________________

and
50.00

Banking House________________

14,200.00

Furniture and Fixtures...........

5,800.00

C a sh __________

less

4,240.80 Demand Deposits______________

Warrants ___________________

Other Real Estate____________

Profits

40,000.00

Special Reserve_______________

S.

Stamps ....................

Undivided

penses and Taxes paid.......

S. Bonds, Certificates of
Indebtedness

A. Somerville, Jr., Cashier
W . Hood, Assistant Cashier

175,272.28

2,201.65
23,699.35

Due from B a n k s_____________

115,250.37

Checks and Cash Items______

316.01

Cash Items in Transit...........

2,525.91

Other Resources______________

429.71

Total

$

555,637.76

Total.

$

555,637.76

AUCEVILLE— MERCHANTS AND FARMERS BANK
F.
D.

B. Carpenter, President

E. Day, Vice-President

W . S. Kirksey, Cashier

Jno. T. Sulzby, Assistant Cashier
RESOURCES
Loans and Discounts............... $

L IABILITIE S
215,373.91

Capital Stock paid in......... ..... $

Overdrafts Secured byCotton

3,356.27 Surplus Fund..................................

Banking House________________

3,800.00

Undivided

Furniture and Fixtures...........

1,544.00

Other Real Estate____________

3,768.23 Demand

Profits

less

25,000.00
5,000.00

E x­

penses and Taxes paid____

9,216.85

Deposits........................

160,676.46

C a sh ...............

14,095 02 Time Deposits_________________

30,463.58

Due from Banks______________

39,343 16 Notes and Bills Payable_____

45,000.00

Checks and Cash Items______

Total.




76 30

281,356,89

Total.

$

281,356.89

26

A N N U A L REPORT FOR 1925

ALTOONA— FIRST STATE BANK
T.

R. Bynum, President
C.

W . Hopper, Vice-President

Loans and Discounts________ ?
Cotton Loans__________________
Overdrafts
U.

S.

101,271.61 Capital Stock paid in________ $
47,442.69 Surplus Fund__________________
234.61 Undivided

___________________

and

W.

Demand

Stamps ______________________

less

25,000.00
5,000.00

Ex­
496.79

Deposits_____________

120,015.08

6,650.00 Time Deposits_________________

88,112.60

S.

Banking- House________________

Profits

penses and Taxes paid____

Bonds, Certificates of

Indebtedness

S. Hardin, Cashier

LIABILITIES

RESOURCES

9,320.36

Furniture and Fixtures______

6,000.00

C a sh ___________________________

18,024.81

Due from Banks-.................................49,572.93
■Checks and Cash Items______

107.46

Total____________________ ____ $

238,624.47

Total_________________________ $

238,624.47

ANNISTON— CITY BANK & TRUST CO.
H. H. Montgomery, President
W hitfield Clark, Vice-President

F . R. M artin, Cashier

LIABILITIES

RESOURCES
Loans and Discounts________ $

Capital Stock paid in________ $

410.27 Surplus Fund__________

O v erd rafts____________________
U.

411,091.67

S. Bonds, Certificates of

Undivided

Profits

less

150,000.00
10,000.00

Ex­

S.

penses and Taxes paid____

627.51

Stamps ______________________

350.00 Demand Deposits______________

370,128.87

Indebtedness

Other

Bonds,

and

W.

Stocks

and

Banking H6use.............................

Real

from

Exchanges

64,551.99
23,939.98

Banks________
for

90,000.00

8,076.13

Estate__________

C a sh ___________________________
Due

. 43,027.82

30,000.00

Furniture and Fixtures..... ......
Other

Deposits________________

11,728.46 Notes and Bills Payable_____

Time

W arrants ___________________

108,760.77

Clearing

House _______________________

2,510.95

Checks and Cash Items.______

233 82

Cash Items in Transit_______

2,130.16
T o ta l___________________________ $

Total.




$

663,784.20

663,784.20

ST A T E SU PER IN TE N D EN T OF BANKS

27

ARAB— BANK OF ARAB
Hogan Jackson, President

Joseph J. Bain, Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $

116,636.99

Capital Stock paid in________ $

22.29 Surplus Fund__________________

Overdrafts ____________________

1,613.56 Undivided

Furniture and Fixtures______

Profits

less

25,000.00
2,500.00

Ex­

C a sh _______________

30,015.83

penses and Taxes paid.......

181.36

Due from Banks.........................

72,470.95 Demand Deposits..—........... .........

118,301.53

29.00 Time Deposits_________________

74,789.20

Other Resources......... ............

Total_________________________$

220,788.62

Total_____ ___________________ $

220,788.62

ASHFORD— FARMERS & MERCHANTS BANK
W . W . Cock, President
J. S. Radney, Vice-President

W . E. W ells, Vice-President
W . U. Wells, Cashier

RESOURCES

L IABILITIE S
141,524.39 Capital Stock paid in________ $

Loans and Discounts________

22.86 Surplus Fund__________________

Overdrafts ___________________
Banking House_______________

8, 000.00

Furniture and Fixtures_____

3,166.73

Other

2, 000.00 Demand

Real

Estate__________

C a sh ...................................... .........

7,000.00

E x­

penses and Taxes paid____

3,702.07

8,000.65 Time Deposits..__ _____________

44,334.49

Checks and Cash Items_____

887.37




less

180,340.97

101,775.53

$

Profits

Deposits____ ________

Due from Banks_____________

Total.

Undivided

30,000.00

265,377.53

Total.

.$

265,377.53-

A N N U A L REPORT FOR 1925

28

ASHLAND— FARMERS STATE BANK
W . B. Nolen, President

M.

RESOURCES
Loans and Discounts________ $
O verd rafts---------- -------------TT.

S.

Other

167,795.96 Capital Stock paid in________ $
63.37 Surplus Fund__________________

----------

Bonds

5,500.00

Bonds,

Stocks

W . Morgan, Vice-President
LIABILITIES

and

Undivided

Profits

less

15,000.00
8,000.00

Ex­

penses and Taxes paid____

2,670.86

W a r r a n ts _____

—

1,350.00 Demand Deposits______________

88,989.26

Banking House_

—

4,500.00 Time Deposits_________________

71,545.42

1,250.00

20,500.00

Furniture and Fixtures______
C a s h _____________

6,629.51

Due from Banks

16,101.49

Checks and Cash Items______

Notes and Bills Payable_____

3,515.21

Total_________________________ $

206,705.54

Total_________________________ $

206,705.54

ASHVILLE— ASHVILLE SAVINGS BANK
James L. Herring, President
W . A. Beason, Vice-President

J. C. DuBois, Cashier

RESOURCES

L IABILITIE S

Doans and Discounts.............. $
Overdrafts ____________________
U.

80,973.03

S. Bonds, Certificates of
Indebtedness

Profits

less

9,500.00
Ex­

S.

penses and Taxes paid____

2,969.19

600.00 Demand Deposits______________

59,023.40

Time Deposits_________________

50,545.07

Bonds,

W.

Undivided

12,500.00

Stamps ______________________
Other

and

Capital Stock paid in.............. $

6 39 Surplus Fund___________

Stocks

and

W arrants ___________________

21,000.00

Banking House________________

2,500.00

Furniture and Fixtures______

2,000.00

Other

Real

Estate___________

150.00

C a sh ___________________________

3,785.56

Due from Banks______________

22,200.75

Exchanges

for

Clearing

House _______________________

389.60

Checks and Cash Items______

932.33

Total.




$

134,537.66

Total.

?

134,537.66

S T A T E SU PER IN TE N D EN T OF BANKS

29

ASHVILLE— FARMERS & MERCHANTS BANK OF ASHVILLE
W . A. Beason, President
B.

M. Teague, Vice-President

Perkins McClendori, Vice-President

U. H. Prickett. Cashier
RESOURCES

LIABILITIES

Loans and Discounts________ $
Overdrafts ____________________
Other

Bonds,

Stocks

78,917.72

Capital Stock paid in________ $

56.48 Surplus Fund__________________

and

Warrants ___________________

Undivided

Profits

less

15,000.00
3,500.00

Ex­

penses and Taxes paid____

3,336.22

Bankings House________________

6,300.00 Demand Deposits______________

62,931.43

Furniture and Fixtures______

3,100.00 Time Deposits............ .............

35,624.39

C a sh ___________________________

5,211.48 Notes and Bills Payable______

Due from Banks______________

8,469.26

■Checks and Cash Items______

337.10

20,500.00

Total_________________________$

122,892.04

2,500.00

Total_________________________$

122,892.04

ATHENS, WITH BRANCH AT ELKMONT— CITIZENS
BANK & TRUST CO.
W m . S. Peebles, President
M ax M. Rosenau. Chairman of Board
J. S. Crutcher, Vice-President

C.

David L. Rosenau, Sr., Vice-President
RESOURCES

Overdrafts _____________________
Bonds,

Stocks

166,111.29

Capital Stock paid in________ $

2.10 Surplus Fund__________________

,and

Undivided

W arrants ___________________

96,624.25

Banking Houses (two)_______

23,044.22

Furniture and Fixtures (two
sets)

Cashier

L IABILITIE S

Loans and Discounts________ $

Other

L. Williamson,

Piere Dawson, Assistant Cashier

Profits

penses and Taxes
Reserve

for

less

18,000.00

Ex­

paid___

Taxes and

30,000.00

10,976.24

In­

terest

1,252.00

________________________

7,000.00 Demand Deposits______________

270,335.28

C a sh ___________________________

27,102.30 Time Deposits_________________

30,290.11

Due from Banks______________

37,884.40 Other Liabilities_______________

6.19

Exchanges

for

Clearing

House _______________________

Total.




3,091.26

$

360,859.82

Total.

$

360,859.82

A N N U A L REPORT FOR 1925

30

ATHENS— FARMERS & MERCHANTS BANK
C. D. Glaze, President
J. N. Howard, Vice-President

R. C. Martin, Cashier

W . J. Howard, Vice-President

M. J. Easter, Assistant Cashier

C. B. Beasley, 1 .ssistant Cashier
RESOURCES

LIABILITIE S

Loans and Discounts________ $

759,167.86

Overdrafts ________________ _ __
Other

Bonds,

Stocks

2,077.85 Surplus Fund_____________ ___ _

and

Undivided

—_____

Warrants __________

Profits

less

E x15,722.37

15,935 90 Demand Deposits______________

609,496.13

6,340.51 Time Deposits_________________
Other Real Estate--------_____

80,000.00'
50,000.00'

penses and Taxes paid____

10,000.00

_____

Banking House-------------

Capital Stock paid in________ $

144,125.85

90,217.98

Notes and Bills Payable______

275,000.00

30,446.03

Other Liabilities_______________

6.19

2 4 9 , 2 7 8 .4 4

Checks and Cash Items

____

10,885.97

Total___________________ _____ $ 1,174.350.54

Total_________________________ $ 1,174,350.54

ATMORE— BANK OF ATMORE
J. E. McCoy, President
E.

P. Goldsmith, Vice-President

W . R. Maxwell, Cashier

R. Faircloth, Assistant Cashier
L IABILITIE S

RESOURCES
Loans and Discounts-------------$

626.33 Surplus Fund____________

O verdrafts------------------------------U.

278,217.29 Capital Stock paid in________ $

Undivided

S. Bonds, Certificates of

Profits

less

50,000.00
20,000.00'

Ex­

S.

penses and Taxes paid.......

14,697.72

Stamps ----------------------------- —

75.00 Demand Deposits______________

453,057.39

Indebtedness

and

W.

31,800.00 Time Deposits..............

Banking House-----------------------Furniture and Fixtures--------C a sh -----------------------------------------

30,110.43

Due from Banks---------------------

266,874.05

Exchanges

for

Clearing

House _______________________

637.96

Other Resources___ ___________

2,241.00

Total.




79,115.37

6,288.42

$

616,870.48

Total.

$

616,870.48

S T A T E SU PER IN TE N D EN T OF BANKS

31

ATTALLA— ATTALLA BANK
C. B. Forman, President
Nell Jo Gray, Cashier

E. G. Lee, Vice-President

Thelma W hite, Assistant Cashier

O. D. DuPre, Vice-President
RESOURCES

LIABILITIES
S

Loans and Discounts.

90.82 Surplus Fund__________________

Overdrafts _______________ ___
U.

236,792 83 Capital Stock paid in________ $

Undivided

S. Bonds, Certificates of
Indebtedness

and

Bonds,

Stocks

Reserve

600.00

Stamps ________________ -.........
Other

Profits

penses and Taxes

W . S.

and

for

less

Ex­

paid___

Taxes and

12,286.91

In­

terest

W arrants ___________________

50,000.00
25,000.00

7,418.43

43,949.10 Demand Deposits______________

142,310.21

Banking House—_______________

14,000.00 Time Deposits_________________

120,363.17

Furniture and Fixtures______

3,755.50 Notes and Bills Payable_____

20,000.00

Other Real Estate____________

5,475.00

C a sh __________________________ ...

13,929.21

Due from Banks______ _______

57,864.79

Checks and Cash Items______

921.47

Total_________________________ S

377,378.72

Total_________________________ $

377,378.72

ATTALLA— MERCHANTS & FARMERS BANK
Lamar Smith, President
C. R. Shepherd, Vice-President
E. J. Harris. Assistant Cashier
RESOURCES

O verdrafts____________________

168,325.26

and

W.

Bonds,

Stocks

Undivided

S.

Stamps __________________
Other

Capital Stock paid in________ $

111.59 Surplus Fund_____________________

S. Bonds, Certificates of

Indebtedness

Cashier

less

12,500.00

Ex­

penses and Taxes paid____

6,017.89
110,660.32

Time Deposits____________________

97,194.12

5,031.67

Banking House________________

3,000.00

Furniture and Fixtures______

1,500.00

Other Real Estate_____________

865.34

Cash ______________________________

10,414.57

Due from Banks________________

44.498.53

Checks andCash Items_______

823 57

T o ta l___________________________ $

Profits

25,000.00

16,801.80
Demand Deposits______________
and

Warrants ____________ ______




G. Norton,

LIABILITIES

Loans and Discounts________ $

U.

E.

251,372.33

T o ta l___________________________ $

251,372.33

32

ANNUAL

REPORT

FOR

1 925

AUBURN— BANK OF AUBURN
S.
C.

L. Toomer, President

A. Carey, Vice-President

W . D. Martin, Cashier

RESOURCES

LIAB IL IT IE S

Loans and Discounts________ $

174,973.17

O verdrafts____________________
U.

308.98 Surplus Fund__________________

S. Bonds, Certificates of
Indebtedness

and

W.

Undivided

S.
12,800.00

Bonds,

Stocks

and

Reserve

for

Taxes

less

Ex­

paid___
and

Furniture and Fixtures______

26,525.16

In­
326.67

2,830.00 Demand Deposits---------------------

150,109.97

2,300.00 Time Deposits_________________

55,473.56

C a sh ___________________________

10,103.00

Due from Banks______________

69,084.71

Checks and Cash Items______

35.50

...$

25,000.00
15,000.00

terest

W arrants ___________________

Total.

Profits

penses and Taxes

Stamps .......
Other

Capital Stock paid in________ $

272,435.36

Total.

$

272,435.36

AVONDALE— AVONDALE BANK & SAVINGS COMPANY
J. B. Lassiter, President
W ade A. Martin, Vice-President

John R. Wallace, Cashier

RESOURCES

L IABILITIES

Loans and Discounts.________$
Overdrafts ____________________
Other

Bonds,

Stocks

96,216.42
18.26

and

Capital Stock paid in________ $
Undivided

Profits

penses and Taxes

less

25,000.00

E x­

paid___

3,032.96

23,393.79 Demand Deposits.........................

125,528.05

Furniture and Fixtures....... ....

5,972.54 Time Deposits............................

33,680.38

Other Real Estate--------------------

7,000.00

C a sh ___________________________

13,018.72

Due from Banks_____ ________

45,621.66

W arrants _________

T otal.




$

191,241.39

Notes and Bills Payable_____

Total.

4,000.00

$

191,241.30

ST A T E SU PER IN TE N D EN T OF BANKS

33

BAY MINETTE— BALDWIN COUNTY BANK
W. D

Stapleton, President

Jas. M. Voltz, Vice-Presid’ent

C. C. Hall, Cashier

RESOURCES

LIABILITIES

Loans and Discounts________$
U.

S. Bonds,

Certificates of

Indebtedness

and

W.

S.

Bonds,

Stocks

Capital Stock paid in.._._.......... $

50,000.00

Surplus F u n d __________________

32,000.00

Undivided

Stamps _____________________
Other

480,276.80

3,140.00

less

Ex­

penses and Taxes paid____

18,228 29

Demand Deposits______________

394,155.77

38,932.59 Time Deposits_________________

296,461.12

and

W arrants .............. ....................

Profits

600.00

Furniture and Fixtures______
Other Real Estate____________

11,867.63

C a sh ___________________________

25,423.49

Due from Banks______________

229,388.92

Checks and Cash Items... ........

1,215.75

Total___ _____ ________________?

790,845.18

Total_________________________ $

790,845.18

BAYOU LA BATRE— BANK OF BAYOU LA BATRE
L. E. Warner, President
Frank E. Smee, Vice-President

G. W . Bosarge, Cashier

Sallie Rabby, Assistant Cashier
RESOURCES

l

Loans and Discounts________ $

LIABILITIES

64,549.07 |Capital Stock paid in________ $

Furniture and Fixtures______

2,154.70 j Surplus Fund ....... ............. ..........

C a sh ___________________________

7,682.56 j Undivided

Due from Banks______________

I

633.20 |

Profits

less

10,000.00
3,000.00

Ex-

penses and Taxes paid.......

958.74

j Demand Deposits............ ............

43,857.45

j Time

17,203.34

Deposits.____ ____________

I
Total




..$

75,019.53 I

Total.

$

75,019.53

34

A N N U A L REPORT FOR 1925

BEATRICE— PEOPLES EXCHANGE BANK
T.

M. Riley. President

W . R. Sawyer, Vice-President and Cashier

W . J. Mason, Assistant Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $
Overdrafts ____________________
U.

74,162.86

737.32 Surplus Fund__________________

S. Bonds, Certificates of

Indebtedness

Profits

less

12,000.00

Ex­

S.

penses and Taxes paid.......

2,913.91

25,050.00 Demand Deposits______________

93,485.74

Bonds,

W.

Undivided

15,000.00
■

Stamps ______________________
Other

and

Capital Stock paid in________ $

Stocks

and

Time Deposits________________

W arrants ___________________

15,150.00 Other Liabilities_______________

Banking House________________

47,168.94
23.08

2,000.00

Furniture and Fixtures______

3,205.07

Other Real Estate____________

1,318.20

C a sh __ ..._______________________

7,029.80

Due from Bhnks______________

41,883.50

Checks and Cash Items______

42.42

Other Resources_______________

12.50

Total_________________________ $

170,591.67

T o ta l........................... ................ $

170,591.67

BELLE MINA— BELLE MINA BANK
Clyde Hendrix, President
B. N. Bibb, Vice-President

H. B. Zeitler, Vice-President
J. E. Hogan, Cashier
L IABILITIES

RESOURCES
Loans and Discounts________ $
Other

Bonds,

Stocks

55,227.44

and

W a r r a n ts ___________________
Banking House.__ _____________

Capital Stock paid in________ $
Surplus Fund_______________ ..__

5,000.00
960.00

Undivided

Profits

less

10,000.00
5,000.00

E x­

penses and Taxes paid____

1,126.20

Furniture and Fixtures______

1,075.00 Demand Deposits_______

35,774.00

C a sh ___________________________

2,400.44 Time Deposits_________________

11,622.05

Due from Banks______________

6,359.37 Notes and Bills Payable.........

7,500.00

T o ta l___________________________ ?




71,022.25

T o ta l__________________ ________ $

71,022.25

ST A T E SU PER IN TE N D EN T OF BANKS

35

BERRY— BANK OF BERRY
J. C. Shepherd, President
W . C. Collins, Vice-President

D.

Fred W . Johnson, Vice-President

J. Neal, Cash

Leon Studdard, Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts_____ __ $

140,391.65 Capital Stock paid in—........... $

Banking House...........................

4,400.00
Surplus Fund__________________

Furniture and Fixtures______

1,725.00

Undivided

Profits

less

50,000 00
3,900.00

Ex­

Cash ............................

25,741.48

penses and Taxes paid____

6,310.72

Due from Banks______________

78,901.62 Demand Deposits______________

119,240.51

Checks and Cash Items______

1,203.41 Time Deposits_________________

72,911.93

Total_____ ___ _____ _______ __ $

252,363.16

Total_________________________ $

252,363.16

BESSEMER— BESSEMER TRUST & SAVINGS BANK
George Ross, President
S.

G. Kennedy, Vice-President

J. M. Eagan, Cashier
LIABILITIES

RESOURCES
Loans and Discounts________ $

Bonds,

Stocks

Capital Stock paid in________ $

8.93 Surplus Fund__________________

Overdrafts _____________
Other

340,641.89

Undivided

and

W arrants ___________________

12,950.00

Profits

less

60,000.00
300.00

Ex­

penses and Taxes paid____

2,131.39

Furniture and Fixtures______

25,801.21 Demand

Deposits______ ______

237,496.64

C a sh ___________________________

18,774.10 Time Deposits_____ ...__________

120,478.11

Due from Banks........... ..............

58,855.65 Notes and Bills Payable_____

40,000 00

Checks and Cash Items.— ......

Total.




3,374.36

$

460,406.14

Total.

$

460,406.14

36

A N N U A L REPORT FO R 1925

BIRMINGHAM— AMERICAN TRUST & SAVINGS BANK
W . W . Crawford, President
W . W . Crawford, Jr., Vice-President and Trust Officer
H. T. Bartlett, Vice-President

A. J. Daly, Cashier

C. M. Williamson, Vice-President

C. M. Shill, Assistant Cashier

Moriarity Harris, Assistant Cashier and Auditor
RESOURCES
LIABILITIE S
Loans and Discounts________ $10,273,315.92 Capital Stock paid in______ _ $ 1,000,000.00
Overdrafts ____________________
392.21 Surplus Fund__________________
500,000.00
Other
Bonds,
Stocks
and
Undivided Profits less E x ­
W arrants ___________________
827,917.49
penses and Taxes paid____
381,705.75
Banking House_______
590,812.27 Reserve for Taxes and In­
Furniture and Fixtures____________________ 45,362.97
terest
35,213.34
Other Real Estate_____________
192,261.25 Demand Deposits______________ 10,711,013.25
C a sh ___________________________
306,414.31 Time Deposits_________________ 3,410,011.65
Due from Banks......................... 1,429,967.16
Due from Federal Reserve
Bank ________________________ 1,372,357.49
Exchanges
for
Clearing
House ___________________
167,543.61
Checks and Cash Items____________________ 21,269.26
Cash Items in Transit_______
810,330.05
Total....:....................... ................$16,037,943,99

T o ta l......................... .................. $16,037,943.99

BIRMINGHAM— BIRMINGHAM TRUST & SAVINGS CO.
Tom O. Smith,
Arthur W .

Smith,

President

Chairman of Board

W m . H. Manly, Vice-President
Benson Cain, Assistant Vice-President

H. C. Keller, Assistant Cashier
D. B. Taliaferro, Assistant Cashier

C. D. Cotton, Assistant Vice-President
E.

W . Finch, Cashier

R. E. Cotton, Assistant Cashier

Maclin F. Smith, Trust Officer
E xam Elliott. Assistant Trust Officer

L IABILITIE S
RESOURCES
Loans and Discounts________ $13,446,317.21 Capital Stock paid in________ $ 1,000,000.00
O v erd rafts____________________
21,888.02 Surplus Fund.__________________
800,000.00
U. S. Bonds, Certificates of
Undivided Profits less E x ­
Indebtedness and W .
S.
penses and Taxes paid___
219,798.25
Stamps ..........
17,659.40 Reserve for Taxes and In­
Other
Bonds,
Stocks
and
terest
80,513.57
W arrants ___________________
1,850,835.43 Demand Deposits______________ 12,069,910.40
Banking House...___ ___________
820,730.61 Time Deposits_________________ 6,714,725.15
Furniture and Fixtures____________________ 56,277.45
Other Liabilities (Letters of
Other Real Estate.......... .............
214,920.45
Credit) ....................................
18,253.00
C a sh _______________
205,843.42
Due from Banks______________ 1,855,588 07
Due from Federal Reserve
Bank ________________________ 1,923,791.58
Exchanges
for
Clearing
House ________________
331,654.10
Checks and Cash Ite m s.................................... 157,469.63
Other Resources_______________
225.00
Total.




$20,903,200.37

Total.

$20,903,200.37

37

ST A T E SU PER IN TE N D EN T OF B AN KS

BIRMINGHAM— BROTHERHOOD OF LOCOMOTIVE
ENGINEERS BANK & TRUST CO.
W . W . Gard, President
J. C. DeHoll, Vice-President

Frank Prince, Assistant Cashier

W . C. Sterrett, Vice-President and Cashier

W m . Moore, Jr., Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts-.......... . $ 1,260,977.00

Capital Stock paid in________ $

Bonds, Stocks and Warrants..
Furniture and Fixtures_____ _

434,407 82 Undivided
4,591 38

Profits

less

Ex­

penses and Taxes paid____

74,897.23 Demand Deposits________

C a sh _______________________
Due from Banks______ __

15,912.18

Other Resources_______________

10,204.50

Total..._______________________ $ 1,972,024.86

32,603.73
1,167,663.21

170,744.89 Time Deposits_________________

Cash Items in Transit.............

500,000.00
50,000.00

289.86 Surplus Fund___________

Overdrafts __________

221,757.92

Total________________________1,972,024.86

BIRMINGHAM— INDUSTRIAL SAVINGS BANK
Robert Jemison, President
A. H. Woodward, Vice-Presi<Ient

W . E. Willett, Vice-President
F.

M. O. Hindley, Assistant Cashier

B. Veilding, Vice-President

L IABILITIES

RESOURCES
Loans and Discounts________ $

708,999.62 Capital Stock paid in....... ----- $

Furniture and Fixtures______

11,013.76 Surplus Fund________

Cash in Vault and Due from

Undivided

Banks _______________________
Other Resources....... ... ................

40,272.37

Profits

17,000.00
less

Ex28,649.16

penses and Taxes paid

229.01 Reserve
terest

for

Taxes

and

In-

~....................

Time Deposits______ —
Other Liabilities____

T otal....________________________ $




760,514.76

100,000.00

T o ta l.......... .................. .................... $

3,653.84
610,585.61
626.15

760,514.76

A N N U A L REPORT FOR 1925

38

NORTH BIRMINGHAM— NORTH BIRMINGHAM TRUST &
SAVINGS BANK
R. H. Wharton, President
J. H. Berry, Vice-President

Geo. B. Tarrant, Vice-President
G.

C. Bryant, Cashier

RESOURCES

L IABILITIES

Loans and Discounts________ $ 1,826,379.80

Capital Stock paid in________ $

Other

Surplus Fund..............

Bonds,

Stocks

and

Warrants ......

9,179.30 Undivided

Banking' House________________

14,365.53

Furniture and Fixtures______

15,008.65 Reserve

Other

21.87S.16

Real

Estate.... ...............

C a sh _______
Due from Banks................
Cash Items in Transit________

penses

Profits

100,000.00
65,000.00

less

E x­

and Taxes paid____
for Taxes and

78,530.98

In­

terest

7,255.00

49,695.08 Demand Deposits______________

1,231,587.67

139,277.89 Time Deposits_________________

603,034 05

9,623.29

Total......................... ................... $ 2,085,407.70

Total.....___ __________________ $ 2,085,407.70

NORTH BIRMINGHAM— SECURITY TRUST & SAVINGS
BANK
C. B. Rogers, President
Jno. W . Cannon, Vice-President

W . D. McEachern, Vice-President

David McCarty, Cashier
RESOURCES
Loans and Discounts............
Other

Bonds,

Stocks

LIABILITIES
$

442,684.21

and

Warrants _____________

Surplus Fund.................................
14,755.47

Banking House________________

15,000.00

Furniture and Fixtures______

Capital Stock paid in........... 50,000.00

Undivided

Profits

17,897.81

9,020.37 Demand Deposits......................
23,240.54 Time Deposits.............

C a sh ...............

23,227.53

Due from Banks.........................

47,127.47 Other

Checks arid Cash Ite m s_____

253,383.65
196,667.66

Notes and Bills Payable_____

60,000.00

Liabilities______________

4,000.00

8,343.53

Cash Items in Transit..... ..........




1,500.00

Ex­

penses and Taxes paid____

Other Real Estate..............

Total.

less

50.00

$

583,449.12

Total.

$

583,449 12

ST A T E SU PER IN TE N D EN T OP BAN KS

39

BIRMINGHAM— SOUTHSIDE BANKING CO.
G.

B. Hollingsworth, President

John D. Elliott, Vice Presid-ent and Cashier

RESOURCES

L IABILITIES

Loans and Discounts________ $

191,954.44

Overdrafts ......

Capital Stock paid in....... ....... $

385.33 Surplus Fund____ ___

2,500.00

Furniture and Fixtures______

9,105.70

C a sh ___________________________

11,826.48

Due from B a n k s_____________

11,989.36 Demand D eposits_________

Exchanges

for

Undivided

Profits

25,000.00

less

Ex­

penses and Taxes paid____

6,497.20
129,825.15

Clearing

Time Deposits_________________

41,439.52

House _______________________

3,954.30 Notes and Bills Payable_____

25,000.00

Cash Items in Transit_______

406.76

Other

639.50

Resources______________

Total_________________________ $

230,261.87

T otal._______ ________________ $

230,261.87

BIRMINGHAM— STEINER BROTHERS
Leo K. Steiner, President
Herbert E. Steiner, Vice-President

Sig. Steiner, Assistant Cashier

Carl Steiner, Cashier

J. M. Levine, Assistant Cashier

RESOURCES

L IABILITIE S

Loans and Discounts_______ $
Overdrafts ____________________
U.

872,502.87

58.19 Surplus F und____________________

S. Bonds, Certificates of

Indebtedness

and

W.

Other

Bonds,

Undivided

S.

Stamps _____
Stocks

Profits

penses and Taxes
43,904.94

and

W arrants ___

Capital Stock paid in________ $

Reserve

for

less

terest
1,033,458.41 Demand Deposits___________ _
54,484.18 Time Deposits______________

Cash ______

29,661.65 Notes and Bills Payable_____

from

Due

from

Banks____________
Federal

122,873.73 Other Liabilities.......................

for

354,632.99
43,955.94

745.73

House _______________________

3,988.52
348.00

Cash Item's in Transit_______

7,544.50

Other Resources______________

10,355.98




1,014,523.99

Clearing

Checks and Cash Item s_____

Total

11,174 20
361,308.20

Reserve

Bank .................
Exchanges

194,331.38

In­

Other Real Estate...............

Due

100,000.00

Ex­

paid___

Taxes and

100,000.00

.$ 2,179,926.70

Total

$ 2,179,926.70

40

A N N U A L REPORT FOR 1925

BLOUNTSVILLE— BANK OF BLOUNTSVILLE
J. S. Wittmeir, President
W . T. Bains, Vice-President

J. W . Carter, Vice-President
Luther Graves, Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $
Overdrafts ____________________

47,883.96

Capital Stock paid in________ %

.20 Surplus Fund....... ..... ....................

Banking House.............

2,006.01
1,917.39

Furniture and Fixtures______
C a sh ___________________________

Profits

less

1,015.27

Ex­

penses hnd Taxes paid____

1,128.40

20,948.63 Demand Deposits______________

52,358.13

Due from Banks____________

9,573.03

Checks and Cash Items______

2,910.40

Total_________________________$

Undivided

15,000.00

85,239.62

15,737.82

Time Deposits_________________

Total....................... ............ ........ $

85,239.62

BOAZ— BOAZ BANK
E. F. W hitman. President
R. M. Miller, Cashier

S. B. Wilson, Vice-President
S. H. Leeth, Vice-President

L. Collier, Assistant Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $
Demand

Loans

Secured

by

Cotton ........................................

89,128.62

Overdrafts ___
Other

313,489.91

630.42

Bonds,

Stocks

and

Capital Stock paid in________ $

50,000.00

Surplus Fund ...............

12,000.00

Undivided

Profits

penses and Taxes

less

Ex­

paid___

4,916.60

Demand Deposits________ _

257,853.84

4,700.00 Time Deposits___________ __ __

105,252.56

Banking House...__ _______

4,500.00 Notes and Bills Payable ........

125,000.00

Furniture and Fixtures__ ___

3,376.89

W arrants ...... ...........................-

Other Real Estate---- ---------------

5,500.00

C a sh _____ ______

16,914.06

Due from Banks.............
Exchanges

for

114,913.13

Clearing

House .........

1,168.09

Checks and Cash Items.... .....

599.23

Cash Items in Transit________

102.65

T otal




$

555,023.00

Total.

$

555,023.00

ST A T E SU PER IN TE N D EN T OF BAN KS

41

BOLIGEE— BOLIGEE BANKING CO.
R. L. Adams. President
E. H. Goodwin, Cashier

A. N. Grubbs, Vice-President

L IABILITIES

RESOURCES
Loans and Discounts________ $
Overdrafts (Cotton)__________

91,433.51

Capital Stock paid in________ $

25,000.00

452.77 Surplus Fund........ ....................... ........................................

Furniture and Fixtures...........

3,362.77

Undivided

Profits

less

penses and Taxes

paid..... .

C a sh _________________

12,843.65

Due from Banks..... ...................

36,006.69 Demand D eposits__ _____

Total________________________ $

144,099.39

E x­
1,731.38
108,318.73

Time Deposits...............................

1,549.28

Notes and Bills Payable.........

5,000.00

Total______ __________________ $

144,099.39

BRENT— BRENT BANKING COMPANY
H.

V. Faucett, President

J. S. Ward, Vice-President

D. W . James, Cashier

J. T. Martin. Assistant Cashier
RESOURCES

L IABILITIES

Loans and Discounts.............. $

Undivided

S. Bonds, Certificates of

Indebtedness

and

Capital Stock paid in............... $

143.07 Surplus Fund...............

Overdrafts ....................
U.

94,517.36

W.

Profits

25,000.00
25,000.00

less

E x­

S.

penses and Taxes paid____

4,073.28

Stamps ______________________

25,350.00 Demand Deposits______________

135,733.90

Banking House.............................

2,500.00 Time Deposits......... ......................

110,112.74

Furniture and Fixtures...........

2,121.50

Other Real Estate.... .................

1,030.91

C a sh ___________________________

8,397.11

Due from Banks_______

147,952.68

Cash Items in Transit________

17,757.29

Other Resources_______________

150.00

Total.




$

299,919.92

Total.

$

299,919.92

2

42

A N N U A L REPORT FOR 1925

BREWTON— BANK OF BREWTON
O. M. Gord'

i, President

W . Y. Lovelace, Vice-President

S. B. Parker, Cashier

J. G. McGowin, Vice-President

R. M. W atson, Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $
O verdrafts____________________
U.

369,908.77

845.37 Surplus Fund__________________

S. Bonds, Certificates of

Indebtedness

and

W.

Capital Stock paid in________ $

Undivided

S.
_

Stamps _______________ _______
Banking House________________
Furniture and Fixtures______
Other Real Estate...... ...............
C a s h ___________________

Profits

less

50,000.00
50,000.00

Ex­

penses and Taxes paid____

10,423.76

10,950.00 Demand Deposits______________

256,608.40

12,541.92 Time Deposits_________________

256,795.47

2,500.00
5,277.65
18,549.82

Due from Banks______________

197,528.87

Checks and Cash Items...........

4,268.23

Other Resources_______________

1,457.00

Total____________________ ____$

623,827.63

Total............. ................................$

623,827.63

BREWTON— CITIZENS BANK
E. L. McMillan, President
J. T. Boyd, Vice-President

O. M. Colley, Cashier

J. F. Purifoy, Assistant Cashier
LIABILITIES

RESOURCES
Loans and Discounts________ $

207,677.07

Capital Stock paid in-------------$

24.33 Surplus Fund__________________

Overdrafts ____________________

Undivided

U. S. Bonds, Certificates of

Profits

less

47,200.00
25,000.00

Ex­

S.

penses and Taxes paid------

12,551.18

Stamps ______________________

7,600.00 Demand Deposits______________

238,404.46

Time Deposits_________________

75,768.85

43,887.37 Other Liabilities_______________

11.64

Indebtedness

Other

Bonds,

and

W.

Stocks

and

W arrants ___________________
Banking House________________

3,102.38

Furniture and Fixtures......... .

2,492.62

Other Real Estate____________

8,302.92

C a sh ___________________________

21,212.63

Due from Banks______________

104,045.37

Checks and Cash Items...........

591.44

Total.




$

398,936.13

Total.

$

398,936.13

48

S T A T E SU PER IN TE N D EN T OF B AN K S

BREWTON— FARMERS & MERCHANTS BANK
J. W . Adkisson, President
T.

E. S. Liles, Vice-President

RESOURCES

LIABILITIES

Loans and Discounts________ $

397,029.92 Capital Stock paid in.............. $

O verdrafts____________________
U.

S. Bonds,

209.66 Surplus F u n d _________
Undivided

Certificates of

Indebtedness

and

W.

Bdhds,

Stocks

Profits

less

25,000.00

20,735.21

18,200.00 Demand Deposits________

298,011 05

70,757.00 Other Liabilities........ ...........

W arrants ............... .............. 1...
Furniture and Fixtures______
Other Real Estate_______

319,666.54

Time Deposits _____ ___________

and

35,800.00

E x­

penses and Taxes paid____

S.

Stamps .................
Other

C. Hurd, Assistant Cashier

R. J. Murphy, Assistant Cashier

Geo. O. Harold, Cashier

61.02

2,471.82

—

5,631.5S

Cash ........................

18,764.70

Due from Banks________

186,123.77

Checks and Cash Items .......

85.37

T o t a l - ..................... .................. $

699,273.82

Total..........................................

$

699,273.82

BRUNDIDGE— BRUNDIDGE BANKING CO.
M. Lightfoot, President
F.

C. Bass, Vice-President

J. F. Hightower, Cashier

W alter A. Bass. Assistant Cashier
RESOURCES

LIABILITIES

Loans and Discounts._______ $

Bonds,

Stocks

Capital Stock paid in________ $

950.61 Surplus Fund.......... ..........................

Overdrafts ...............
Other

362,658.79

and

W arrants ___

Undivided
37,125.00

Profits

less

penses and Taxes paid___

4,000.00

Furniture and Fixtures...........

3,000.00

Other Real Estate.......................

2,466.59 Demand Deposits...................

C a sh ................

31,853.01

In­

terest .

10,925.00
420,374.86
59,093.08

232,650.52

Checks and Cash Items ..........

162.93

Cash items in Transit________

2,025.09




Taxes....and

27,206.42 Time Deposits________ _______ _

Due from Banks___________

TotaL.

for

50,000.00

Ex­

Banking House_________

Reserve

100,000.00

.%

672,245.95

T o ta l—

.$

672,245.95

A N N U A L REPORT FOR 1925

44

BUTLER— CHOCTAW BANK
W . J. Dansby, President
W . D. W hitted, Vice-President

E. L. Bush, Cashier

RESOURCES

LIABILITIES

Loans and Discounts..... ........ $
Overdrafts ..........
U.

162,865.82

437.58 Surplus Fund__________________
Undivided

S. Bonds, Certificates of

Indebtedness

Capital Stock paid in________ $

15,000.00

Ex­

S.

penses and Taxes paid____
3,717.64 Reserve for Bad Accounts___

1,708.97

Demand Deposits______________

160,200.72

Bonds,

W.

less

Stamps ______________________
Other

and

Profits

20,000.00

Stocks

and

W a r r a n ts ___________________

6,737.59

28,599.17 Time Deposits...___ ____________

69,965.48

Banking House__________

5,250.00 Bonds Borrowed.___ _________

5,200.00

Furniture and Fixtures______

3,000.00

Other Liabilities_______________

32.11

Other Real Estate____________

1,787.24

Customers’ Letters of Credit

8,500.00

C a sh ___________________________

16,851.02

Due from Banks______________

50,403.92

Checks and Cash Items______

119.23

Cash Items in Transit________

613.25

Customers’ Liability Accounts

8,500.00

Bonds in Trust...........................

5,200.00

Total_______________________ ...$

287,344.87

Total_________________ ______287,344.87

CALERA— CENTRAL STATE BANK
Gordon DuBose, President

C. L. O’Neal, Vice-President

RESOURCES

L IABILITIE S

Loans and Discounts___ ____ $
Other

Bonds,

Stocks

49,662.03

and

Capital Stock paid in........ ...... $
Surplus Fund__________________

W arrants .............................. —~

18,000.00

Banking House________________

22,000.00

Undivided

Profits

1,800.00

Ex­

paid___

790.49

Furniture and Fixtures______

2,000.00 Demand Deposits______________

72,877.23

Other Real Estate____ _______

2,000.00

C a sh ___________________________

6,287.24

Due from Banks.....................

5,392.58

Checks and Cash Items______

Total.




.$

penses and Taxes

less

30,000.00

125.87

105,467.72

TotaL.

$

105,467.72

S T A T E SU PER IN TE N D EN T OF BAN KS

45

CAMDEN— BANK OF CAMDEN
W . J. Bonner. President
Stonewall McConnico, Vice-President

R.

RESOURCES

LIABILITIES

Loans and Discounts________ $
Overdrafts ____________________
Other

Bonds,

Stocks

C. Jones, Cashier

182,358.47

Capital Stock paid in________ $

62.62 Surplus Fund......................

and

W arrants ............

Undivided

Profits

less

46,400.00
7,500.00

Ex­

penses and Taxes paid____

1,799.52

Banking House............ .................

3,000.00 Demand Deposits______________

143,726 94

Furniture and Fixtures______

1,500.00 Time Deposits_________________

24,339.38

C a sh ___________________________

5,976.02

Due from Banks........ .................

24,647.87

Checks and Cash Items______

4,420.86

1,800.00

Total.................. ....... .................. $

223,765.84

Total_________________________ $

223,765.84

CAMP HILL— BANK OF CAMP HILL
E.
H.

L. Andrews, President

T. Hammer, Vice-President

S. V. Henderson, Cashier

O. S. Heard, Assistant Cashier
RESOURCES

LIABILITIES

Loans and Discounts............... $
Banking House________________

243,561.25 Capital Stock paid in________ $
10.00 Surplus Fund........ .........................

Furniture and Fixtures______

10.00

Other Real Estate------------------

4,995.00

Undivided

Profits

Ex­

paid___

1,668.05

C a sh ___________________________

13,424.64 Demand Deposits______________

211,258.02

Due from Banks....... .................

50,089.64

Checks and Cash Items______

835.54

T otal.




.$

312,926.07

penses And Taxes

less

50,000.00
50,000.00

Total.

312,926.07

A N N U A L REPORT FOR 1925

46

CARBON HILL— CARBON HILL STATE BANK
J. T. Wakefield, President
J. G. Stalcup, Vice-President

S. F. Wheeler, Cashier

W . S. Thornton, Vice-President

O. H. Whitney, Vice-President

Dan McDonald, Assistant Cashier
RESOURCES

LIABILITIE S

Loans and Discounts________ $

80,223.64

Overdrafts .........

Capital Stock paid in.............. $

215.40 Undivided

Banking House................

Profits

25,000.00

Ex­

paid___

989.19

4,533.62 Demand Deposits______________

51,840.20

C a sh ______________

12,161.19 Time Deposits_________________

64,568.03

Due from Banks_____ ________

24,447.06

Checks and Cash Items______

1,632.76

19,180.10

Furniture and Fixtures______

Other

Resources______________

penses and Taxes

less

3.65

Total______ _________________ $

142,397.42

T otal........................ ................... $

142,397.42

CARBON HILL— CITIZENS BANK
Duncan McDonald, Chairman of Board

G.

A. Kropp, President and Cashier

Jos. Nicol, Jr., Vice-President

K.

Mrs. R. A. Plummer, Assistant Cashier

W m . V. Dodd, Assistant Cashier

E. Kropp. Assistant Cashier

LIABILITIE S

RESOURCES
Loans and Discounts________ $

210,335.41

Capital Stock paid in.—........ ...8

120.80 Surplus Fund__________________

Overdrafts ................----- ----------Banking House--------- ----—-

3,500.00

Undivided

Profits

less

25,000.00
12,500.00

Ex­

penses and Taxes Paid____

14,055.41

Other Real Estate------------------

11,194.00 Demand Deposits.......... ...............

192,943.80

C a sh ___________________________

11,179.82 Notes and Bills Payable_____

35,000.00

Due from Banks---------------------

38,546.46

Furniture and Fixtures---------

Exchanges

for

2,950.00

Clearing

House ......

1,436.12

Checks and Cash Items...........

Total.




236.60

$

279,499.21

Total.

$

279,499.21

ST A T E SU PER IN TE N D EN T OF B AN KS

47

CARROLLTON— BANK OF CARROLLTON
A. H. Dabbs, President
W.

C. Robertson,

Vice-President

Ethel Ferguson, Cashier

M. Johnson, Vice-President and Cashier

D.

RESOURCES
248,330.76

Overdrafts ------------------------------Bonds,

Stocks

Hale,

Assistant

Cashier

LIABILITIES

Loans and Discounts________ $

Other

E.

Capital Stock paid in.... ........ ..$

635.44 Surplus Fund__________________

and

Undivided

Warrants ___________________

29,441.53

Banking House________________

Profits

less

25,000.00
5,000.00

Ex­

penses and Taxes paid____

19,706 55

3,200.00 Demand Deposits.......... ...............

176,361.46

Furniture and Fixtures...........

4,200.00 Time Deposits____________

95,385.15

Other Real Estate____________

4,641.75 Notes and Bills Payable_____

10,000.00

C a sh ___________________________

7,979.47

Due from Banks______________

29,802.86

Checks and Cash Items______

3,221.35

Total_________________________ $

331,453.16

Total..___ ____________________ $

331,453.16

CASTLEBERRY— PEOPLES BANK
C. P. Deming, President
J. W .

Thurmond, Vice-President

N. P. Thurmond, Cashier

RESOURCES

L IABILITIE S
Capital Stock paid in............... i

25.000.

00

Banking House______________

4.800.00 Surplus Fund___ ________ ___ __

10. 000.

00

Furniture and Fixtures........

1.300.00

Other Real Estate______ ___

400.00

88,495.21

Loans and Discounts______

C a sh ________________________




49,174.87

.$

152,834.65

Profits

less

Ex­

penses and Taxes paid____

8,664.57 Reserve

Due from Banks......................

Total.__

Undivided

for

Taxes

and

1,316.55

In­

terest ________________________

2, 000.00

Demand Deposits______________

90,878.10

Time Deposits_________________

23,640.00

To,tal.

.$

152,834.65

A N N U A L REPORT FOR 1925

48

CEDAR BLUFF— CEDAR BLUFF BANK
W . R. Westbrook. President
W . S. McElrath, Vice-President

J. G. Slone, Cashier
L IABILITIE S

RESOURCES
Loans and Discounts.......... 123,673.26

Capital Stock paid in________ $

16,500.00

185.70 Surplus Fund...... ...............

Overdrafts __________

25,000.00

Banking House......... ............

1,248.93

Furniture and F ixtu res_____

1,606.19

penses and Taxes paid.......

6,636.81

Other Real Estate____________

5,000.00 Demand Deposits______________

80,062.24

C a sh .......................

14,647.87 Time Deposits_________________

46,238.10

Due from B an ks......................

28,096.18 Other Liabilities_______________

20.98

Total..

$

174,458.13

Undivided

Profits

less

Ex­

Total

174,458.13

CENTRE— CHEROKEE COUNTY BANK
Roscoe Smith. President
Lam ar Smith, Vice-President

J. H. Savage, Cashier

Glen S. Williamson Assistant Cashier
L IABILITIES

RESOURCES
Loans and Discounts.............. $

171,983.69

Overdrafts ____________________
U.

301.80 Surplus Fund__________________
Undivided

S. Bonds, Certificates of

Indebtedness

and . W .

S.

Stamps ...............
Other

Bhnds,

Stocks

15,000.00

Ex­
11,476.01
112,791.79

Time Deposits........... ....................

82,890.30

17,000.00
1,000.00

Furniture and Fixtures______

1,000.00

Other Real Estate.....................

1,075.00

C a sh ........ _ .............................

8,882.24

Due from Banks..................

33,039.79

Checks and Cash Item s_______

2,873.50

Other Resources_______________

2.08




less

penses and Taxes paid____

and

W arrants - ...........................

Profits

25,000.00

10,000.00 Demand Deposits..........................

Banking House__________

T o ta l___

Capital Stock paid in________ $

$

247,158.10

T o ta l....

$

247,158.10

STATE

S U P E R IN T E N D E N T

49

OF B A N K S

CENTRE— FARMERS & MERCHANTS BANK
J. O. Jordan, President
G. A. Johnson, Cashier

M. D. Starling, Vice-President

L IABILITIE S

RESOURCES
Loans and Discounts........... .$

113,003.90

Capital Stock paid in________ $

18,000.00

144.30 Surplus Fund...................... ...........

Overdrafts ........

Undivided

Profits

less

6,300.00

E x­

Banking House________

3,500.00

Furniture and Fixtures______

1,953.49

paid___

597.92

Other Real Estate__ _____

2,911.17 Demand Deposits_____________

68,124.10

penses and Taxes

Cash _____

6,088.35 Time Deposits.................... ...........

34,731.62

Due from Banks______________

6,063.94 Notes and Bills Payable_____

10,000.00

Checks and Cash Items______

4,057.75

Other Resources........... ......

30.74

Total___ _____________ _______ $

137,753.64

Total...__________ ____ ________ $

137,753.64

CENTREVILLE— BIBB COUNTY BANKING & TRUST CO.
J. P. Kennedy, President
Ed Kennedy, Vice-President

Josiah M. Kennedy,

Cashier

W . J. Langston, Assistant Cashier
RESOURCES

LIABILITIES

Loans and Discounts________ $
Overdrafts
Other

......

Bonds.

111,794.78

Capital Stock paid in_______ $

16.68 Surplus Fund_____________
Stocks

and

Demand

25,000.00
16,000.00

Deposits____________

87,965.28

8,940.00 Time Deposits...............................

31,528.00

Banking House._____

9,000.00 Notes and Bills Payable_____

6,000.00

Furniture and Fixtures___ __

2,000.00

Other Real Estate........... ..........

8,559 94

C a sh .................................................

9,742.08

W arrants ______

Due from Banks..................

10,318.88

Checks and Cash Items______

344.25

Cash Items in Transit________

2,974.08

Other

2,802.59

Resources______________

Total...




$

166,493.28

Total.

$

166,493.28

A N N U A L REPORT FOR 1925

50

CENTREVILLE— PEOPLES BANK
W . C. Fuller, President and Cashier
W . Hunnicutt, Vice-President

N.

A. C. Pratt, Assistant Cashier

RESOURCES

L IABILITIE S
$

Loans and Discounts---------U.

133,653.99

S. Bonds, Certificates of

Indebtedness

and

W.

S.

Bonds,

Stocks

15,000.00

6,250.00

and

W arrants ______________________

Profits

less

E x­

penses and Taxes paid____
Demand

Furniture and Fixtures...........

3,926.16

Deposits_____________

111,688.99

10,750.00Time Deposits._________________

49,579.53

4,000.00

Other Real Estate_______________
Cash

42,000.00

Surplus Fund....... ..........................
Undivided

Stamps --------------------------- ----Other

Capital Stock paid in________ $

1,380.00

__________________________

11,684.54

Due from Banks---------------------

49,831.25

Checks and Cash Items...........

1,680.57

Cash Items in Transit-----------------

2,964.33

Total.............................................$

222,194.68

Total_________________________ $

222,194.68

CHATOM— CHATOM STATE BANK
Jas. N. Granade, President
F.

Milton McDowell, Vice-President
RESOURCES
Loans and Discounts-------------$
Overdrafts ____________________
U.

69,774.52

and

W.

Undivided

S.

Stamps __________________
Other

Bonds,

Stocks

W arrants ___________________

2,560.81
400.00
63,933.76

5.50 Time Deposits_________________

24,500.22

4,700.00
800.00
1,847.19
5,863.92

Due from Banks______________

28,880.56

Checks and Cash Items----- ----

427.79




5,924.33

Ex­

Demand Deposits_____________

Other Real Estate.— .................

Total.

less

penses and Taxes paid____

Furniture and Fixtures---------

Cash ______

Profits

15,000.00

5.00 Reserve for Interest___________
and

Banking House.------ -----------------

Capital Stock paid in________ $

14.64 Surplus Fund__________________

S. Bonds, Certificates of

Indebtedness

L. McLemore, Cashier

L IABILITIES

$

112,319.12

Total.

$

112,319.12

S T A T E SU PER IN TE N D EN T OF B AN KS

5

CHILDERSBURG— FIRST STATE BANK
R. R. Gross. President
R. O. Roberts, Vice-President

Jas. B. W ynn, Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $

67,463.36

Capital Stock paid in________ $

Overdrafts .......... —.......................

6.07

Banking House________________

2,000.00

Furniture and Fixtures______

2,205.50 Demand

Other Real

Estate____ __

Undivided

Profits

less

penses and Taxes

20,000.00

Ex-

paid... .

96.31

Deposits_____________

44,602.99

3,406.74 Time Deposits__ ______

C a sh ___________________

7,762.64

3,702.46

Notes and Bills Payable.........

17,500.00

Due from Banks..-__ __________

12,887.71

Notes and Bills Rediscounted

1,736.45

Cash Items in Transit._______

26.55

Total........ ..... .................... ......... $

91,698.39

Total_________________________ $

91,698.39

CITRONELLE— CITRONELLE STATE BANK
John A. Hurt, President
R. W . Lynch, Vice-President

Claude D. Hurt, Cashier

Audrey Rowell, Assistant Cashier
LIABILITIES

RESOURCES
Loans and Discounts________ $
Overdrafts ____________________
U. S- Bonds,

and

W.

Undivided

1,360.13
Stocks

and

W arrants ___________________

1,026.29

Furniture and Fixtures______

1,827.32

Other Real Estate______ ______

2,000.00

C a sh ___________________________

6,000.00

E x­

paid___

710.44

Deposits_____________

•95,893.85

Time Deposits................ ...............

34,931.38

Demand

6,302.01

Due from Banks________

44,749.98

Other Resources__ ____________




less

10,000.00

500.00

Banking House..............

Total

Profits

penses and Taxes

S.

Stamps ______
Bonds,

Capital Stock paid i n _______ $

198 49 Surplus Fund__________________

Certificates of

Indebtedness

Other

89,561.45

10.00

.$

147,535.07

Total

$

147,535 67

52

A N N U A L REPORT FOR 1925

CLANTON— PEOPLES SAVINGS BANK
F.
N.

J. Callen, President

S. Johnson, Vice-President

H. G. Heflin, Cashier

Reedie Taylor,

Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $

Bonds,

Stocks

Capital Stock paid in________ $

1,562.81 Surplus Fund__________________

Overdrafts ______________
Other

269,913.69

and

Warrants ___________________

Undivided

Furniture and Fixtures______
C a sh ____________________

less

10,000.00

Ex­

penses and Taxes paid____

65,835.46

2,700.00 Demand Deposits_____________

374,788.77

2,727.25 Time Deposits_________________

115,257.69

20,400.00

Banking House________________

Profits

15,000.00

33,425.34

Due from Banks.........................

243,708.67

Checks and Cash Items______

1,364.28

Cash Items in Transit________

5,079.88

Total________________________ $

580,881.92

Total_____ ______________ ____ $

580,881.92

CLAYTON— BANK OF COMMERCE
W . H. Robertson. President
J. J. S. W illis, Vice-President

A.

RESOURCES

LIABILITIES

Loans and Discounts________ $
Overdrafts ............
Other

Bonds,

J. Bethune, Cashier

277,761.44

Capital Stock paid in____ ___ $

Stocks

Undivided

and

W arrants _______________ ___

2,640 00

Profits

less

50,000.00
20,000.00

1,247.95 Surplus Fund_____ __________ _
E x-

penses and Taxes paid____

9,302.47

Furniture and Fixtures.... .......

1,950.00 Demand Deposits.____________

144,545.88

C a sh ___________________________

19,089.25 Time Deposits._________________

87,473.25

Due from Banks......... ............

10,986.06 Notes and Bills Rediscounted

35,528.00

Other Liabilities______________

422.67

Due

from

Federal

Reserve

Bank __________________

33,307.53

Checks and Cash Items______

Total




290.04

$

347,272.27

Total.

.$

347,272.27

53

ST A T E SU PER IN TE N D EN T OF B AN KS

CLAYTON— CLAYTON BANKING CO.
J. T. Floyd,

■., President
Thos. R. Parish, Cashier

J. E. Parish, Vice-President

L IABILITIE S

RESOURCES

207,992.45 Capital Slock paid in________ $

Loans and Discounts________ $

175.97 Surplus Fund__________________

Overdrafts ____________________
Other

Bonds,

Stocks

and

Undivided

Profits

less

50,000.00

Ex­

paid___

6,766.75

Furniture and Fixtures______

2,000.00 Demand

Deposits_____________

100,905.46

Other Real Estate____________

7,051.01 Time Deposits._________________

36,852.78

C a sh ___________________________

7,478.69

Notes and Bills Payable_____

60,000.00

Due from Banks______________

66,385.92

Checks and Cash Items...........

1,988.26

W arrants ___________________

11,200.00

Cash Items in Transit________

10.00

Other Resources_______________

242.69

Total_________________________ $

304,524.99

penses and Taxes

50,000.00

Total............................................. $

304,524.99

CLIO— CLIO BANKING CO.
W . A. Arnold, President
J. D. Fuqua, Vice-President

B. I. Jackson, Cashier

C. H. Stephens, Assistant Cashier
RESOURCES

L IABILITIES

Loans and Discounts..............$

169,839.74

Capital Stock paid in________ $

Overdrafts ...... ............. _........... .

5,164.08 Surplus Fund ..........................

Banking House________________

2,000.00 Undivided

Profits

less

50,000.00
12,500.00

Ex­

Furniture and Fixtures______

1,500.00

penses and Taxes paid____

11,062.30

Other Real Estate____________

5,982.86 Demand Deposits_____________

226,960.20

Cash ..................................................

15,538.40 Notes and Bills Payable______

50,000.00

Due from Banks______________

93,472.09

Checks and Cash Items...........

829.73

Other

Resources

(Loans

on

Cotton) .............

Total.




56,195.60

$

350,522.50

Total.....

....$

350.522.50

A N N U A L REPORT FOR 1925

54

COLLINSVILLE— PEOPLES BANK
W . E. Killian, President
J. W . Blackwell, Vice-President

E. M. Box, Cashier

J. D. Jordan, Vice-President

W . B. Smith, Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $

200,690.30

Capital Stock paid in________ $

Overdrafts ________________

1,712.96 Surplus Fund............

Banking House.....................

7,000.00 Undivided

Furniture and Fixtures______

3,000.00

C a sh ___________________________

16,000.00
less

Ex­

penses and Taxes paid___

15,821.95 Demand

Due from Banks....... ......................

Profits

306.73

Deposits______ ______

123,960.29

46,889.15Time Deposits____________

74,848.59

1 25 Notes and Bills Payable_____

Checks and Cash Items___ __

Total___ __________ __________ $

275,115.61

50,000.00

10,000.00

Total......... ....................................$

275,115.61

COLUMBIA— BANK OF COLUMBIA
W . F. Oakley, President
T. L. Blackwell, Vice-President

L. W . Armstrong, Cashier

M. L. Oakley, Assistant Cashier
RESOURCES

L IABILITIE S

Loans and Discounts________ $

65,303.45

262.49 Surplus Fund________

Overdrafts _______________

Undivided

U. S. Bonds, Certificates of
Indebtedness

and

W.

Bonds,

Stocks

17,650.00 Demand
Time

and

W arrants ..................

17,500.00
less

Ex­
5,072.90

Deposits_____________

237,929.03

Deposits___ ________

2,000.00

1,400.00

Furniture and Fixtures______

1,400 00

Other Real Estate_________

2,300.29 j

C a sh ___________________________

26,315.42

Due from Banks............ ..... -.....

161,360.04

Checks and Cash Item s...........

11,428.24

Cash Items in Transit............




25,000.00

45.00

Banking House-------------------

Total.

Profits

penses and Taxes paid____

S.

Stamps .......................
Other

Capital Stock paid in________ $

37.00

S

287,501.91

T otal

$

287,501.93

55

ST A T E SU PER IN TE N D EN T OF B AN KS

COLUMBIANA— COLUMBIANA SAVINGS BANK
W . F. Davis, President
tV. W . Wallace, Vice-President

W . L. Christian, Cashier

RESOURCES

L IABILITIE S

Loans and Discounts............... $
Overdrafts .....................................
Other

Bonds,

Stocks

206,789.75

5.21 Surplus Fund__________________

and

W arrants ____________

Undivided

Profits

penses and Taxes

less

35,000.00
6,200.00

Ex­

paid___

9,027.87

5,800.00 Demand Deposits_____________

117,426.97

5,800.00

Banking House.................

Capital Stock paid in............... $

Furniture and Fixtures______

1,275.00 Time Deposits_________________

64,268.58

Other Real Estate____________

1,493.75

30,000.00

Cash

.......

Notes and Bills Payable_____

15,531.69

Due from Banks______________
Checks arid Cash Items....... .

24,334.56
893.46

Total..__ ____ ________________ $

261,923.42

Total____ _______________ ____ $

261,923.42

CORDOVA— CITIZENS BANK & TRUST CO.
M. Aaron, President
C. D. Shepherd, Vice-President

G. H. Stewart, Vice-President and Cashier

RESOURCES

LIABILITIES

Loans and Discounts.............. $
Other

Bonds,

Stocks

58,499.55

and

Surplus Fund__________________

W arrants ___________________

750.00

Furniture and Fixtures..........

5,774.00

C a sh _____ ____

Undivided

for

200.00

E x­
2,237.37

Deposits........ ...............

38,819.24

10,345.85 Time Deposits_________________

16,388.32

165.28

Cash Items in Transit................




less

25,000.00

Clearing

House .......................

Total.

Profits

penses and Taxes paid____

6,596.74 Demand

Due from Banks.__ _______
Exchanges

Capital Stock paid in________ $

.$

513.51

82,644.93

Total.

$

82,644.93

56

A N N U A L REPORT FOR 1925

CORDOVA— CORDOVA STATE BANK
J. R. Shepherd, President
P. M. Long, Vice-President

W.

RESOURCES

LIABILITIE S

Loans and Discounts________ $

107,289.82

Bonds,

Stocks

Capital Stock paid in________ $

4.72 Surplus Fund.____ _____________

Overdrafts .... -—............................
Other

N. Jones, Cashier

and

Undivided

Warrants ...................................

50,214.00

Banking House________________

14,500.00

Profits

penses and Taxes
Reserve

Furniture and Fixtures______

500.00

terest

Other Real Estate____________

2,553.87

Demand

for

Taxes

less

10,000.00

Ex­

paid___
and

988.96
Deposits_____________

73,230.79
100,139.85

C a sh ______ ________

11,639.04 Time Deposits...............................
21,235.21

Checks and Cash Item s...........

263.46

Other Resources_______________

17.82

208,217.94

8,858.34

In­

Due from Banks....... ..................

Total_________________________$

15,000.00

Total_________________________$

208,217.94

CRAGFORD— CRAGFORD BANK
T. R. Bell, President
P.

E-

Wright,

Vice-President
B.

O.

RESOURCES

U. S. Liberty Bonds....... ............
Bonds,

Stocks

63,564.77

5,150.00 Surplus Fund................. :...............
Reserve

and

Warrants ___________________

Capital Stock paid in............. ..$

15,040.00

1,325.00 Demand

Furniture and Fixtures---------

1,200.00 Time

Other Real Estate..... ................

4,411.00

C a sh ----- -----------------

6,782.24

Due from Banks.............

6,822.01

Checks and Cash Items---------




.$

for

Taxes

and

Cashier

25,000.00
5,000.00

In­

terest ________________________

Banking House________________

T o ta l

Mitchell,

L IABILITIE S

Loans and Discounts............... $

Other

O.

T. Carter, Assistant Cashier

Deposits_______________

Deposits___________________

2,004.21
48,942.56
23,364.88

16.63

104,311.65

T otal

..$

104,311.65

STATE

S U P E R IN T E N D E N T

OF

57

BANKS

CROSSVILLE— FIRST BANK OF CROSSVILLE
S.

P. Smith, President

J. W . Black, Vice-President

C. D. King, Cashier

W m . F. Croft, Assistant Cashier
LIABILITIES

RESOURCES
Loans and Discounts________ $

94,900.49

Capital Stock paid in________ $

130.87 Surplus Fund....... .......

Overdrafts ____________________
Banking House_______ ________

1,000.00

Furniture and Fixtures...........

2,108.75

C a sh ......... ....................

9,277.22 Demand

Due from B anks......... ...............

Profits

2,008.07
less

Ex­

penses and Taxes paid -.......

5,534.21

Deposits.....-.................

59,245.69

22,749.69 Time Deposits__________

Items_____

40.50

Other Resources______ ________

16.35

Checks and Cash

Undivided

Total_____ ___ __________ _____ $

130,223.87

20,000.00

43,435.90

Total____ __________________

$

130,223.87

CUBA— BANK OF CUBA
W . E. McGowen, President
T.

P. McGowen, Vice-President

T. S. W ard, Cashier

T. O. Vaughan, Vice-President

C.

W . McGowen, Assistant Cashier

RESOURCES

L IABILITIES

Loans and Discounts..... .........$
Overdrafts --------U.

88,519.37

219.99 Surplus Fund........ ......

S. Bonds, Certificates of

Indebtedness

and

W.

Bonds,

Undivided

S.

Stamps _______
Other

Capital Stock paid in________ $

Stocks

and

2,031.41

Deposits_________

118,760.24
15,418.20

Time Deposits_________________

2,100.00

Furniture and Fixtures______

1,100.00

Other Real Estate............ ,_____

379.25

C a sh ........ .................

10,204.21

Due from Banks__ ___________

37,087.03

Checks and Cash Items______

200.00

Cash Items in Transit________

1,400.00




Ex­

23,000.00

Banking House________________

Total

14,000.00
less

penses arid Taxes paid_____
1,000.00 Demand

Warrants ..................

Profits

15,000.00

$

165,209 85

T otal

$

165,209.85

A N N U A L REPORT FOR 1925

58

CULLMAN— PARKER BANK & TRUST CO.
M. L. Robertson. President
C. A. Stiefelmeyer, Vice-President

Jos. Spitznagel, Cashier

R. E. Lee, Vice-President

W . W . Newman, Assistant Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $

905.70

S. Bonds, Certificates of

Indebtedness

and

W.

Bonds,

Stocks

Undivided

Profits

less

Demand

90,000.00
35,000.00

E x­

penses and Taxes paid_____

S.

Stamps ________________________
Other

Capital Stock paid in________ $

33,753.65 Surplus Fund__________________

Demand Loans on Cotton___
Overdrafts ____________________
U.

483,984.22

17,596.34

Deposits.______________

434,552.07

31,050.00Time Deposits___________________

213,405.20

and

Warrants (Alabama Bonds)

10,000.00

Furniture and Fixtures______

5,215.40

Other Real Estate____________

2,550.00

Cash __________________________

58,367.47

Due from Banks______________

164,146.64

Checks and Cash Items______

580 53

Total_________________________ $

790,553.61

Total

790,553.61

DADEVILLE— STURDIVANT BANK
H.

C. Sturdivant, President

F. F. Sturdivant, Vice-President

F. M. Coleman, Cashier
L IABILITIE S

RESOURCES
Loans and Discounts_____ __ $
Other

Bonds,

Stocks

207,241.89

and

Capital Stock paid in.__ _____ $

50,000.00

Surplus Fund__________________

25,000.00

W arrants ___________________

42,570.42

Banking House________________

1 , 000.00

penses and Taxes paid_____

482.48

Furniture and Fixtures______

2 , 000.00

Demand Deposits_____________

364,018.35
32,015.00

Undivided

Profits

less

E x­

Other Real Estate........... ..........

20, 000.00 Time Deposits_________________

C a s h ___________________ ___ ___

17,833.28

Due from Banks______________

180,870.24

Total.




$

471,515.83

Total.

.$

471,515.83

59

ST A T E SU PER INTEND EN T OF BANKS

DADEVILLE— TALLAPOOSA COUNTY BANK
W m . Gray, Jr., President
G.

J. Sorrell, Vice-President

C. G. Collier, Cashier
LIABILITIES

RESOURCES
Loans and Discounts............. $

473.93 Surplus F u n d __________________

Overdrafts ------------Other

Bonds,

247,816.97 Capital Stock paid in............. _$

Stocks

Undivided

and

W arrants ..................

40,015.85

Profits

less

10,000.00

Ex­

penses and Taxes paid .......

2,500.00 Demand

50,000.00

13,649.65

Deposits....... ................

249,554.03

Furniture and Fixtures...........

1,000.00 Time Deposits_________________

75,419.20

Other Real Estate____________

1,600.00

Banking House__________

Cash ____________ ______________

20,342.57

Due from Banks______________

81,308.06

Other Resources_______________

3,566.10

Total—....... ................................. $

398,623.48

398,023.48

Total..

DAPHNE— DAPHNE STATE BANK
J. R. Hammett. President
V.

J. Allegri, Vice-President

B. L.

LIABILITIES

RESOURCES
Loans and Discounts________ $
Overdrafts ____________________
U.

46,134.09

and

W.

Bonds,

Stocks

W arrants ..........

Demand

10,000.00

E x­
395.42

Deposits................

33,433.48

250.00 Time Deposits_________ ____ __

17,283.64

30.00
3,080.56

Other Real Estate___________

4,000.00

C a sh ___________________________

1,460.09

Due from Banks...____ _________

4,925.21

Other

1,210.35

Resources______________




in...... — .$
less

and

Furniture and Fixtures______

Total.

Profits

penses and Taxes paid--------

S.

Stamps ______________________
Other

Capital Stock paid

22.24 Undivided

S. Bonds, Certificates of

Indebtedness

Randall, Cashier

$

61,112.54

Total.

$

61,112 54

A N N U A L REPORT FOR 1925

60

DECATUR— TENNESSEE VALLEY BANK
W ith

B ra n c h e s a t C h e ro k e e , C o u rtla n d , Cu Im a n , F a lk v ille , F lo re n c e , G u rle y , H a le y
v ille , L e ig h to n , P a in t R o c k, R u s s e llv ille , S c o tts b o ro , S h e ffie ld ,
S te ve n so n , T o w n C re e k and T u s c u m b ia

Clyde Hendr
S. A. Lynne, Chairman of Board
W . W . Fussell, Vice-President
J. E. Orman, Vice-President
R. A. Duncan, Vice-President

President
O.
C. Hackworth, Vice-President
J. B. Lagomarsino, Vice-President
P. B. Timberlake, Vice-President
J. C. W hite, Cashier

RESOURCES

L IABILITIE S

Loans and Discounts............... $ 5,595,059.11

Capital Stock paid in________ $

225,000.00

O verdrafts_____________________

Surplus Fund__________________

225,000.00

U.

9,207.70

S. Bonds, Certificates of
Indebtedness

and

W.

S.

Stamps ______________________
Other

Bonds,

Stocks

Undivided

Profits

less

Ex­
76,824.52

penses and Taxes paid_____
36,585.00

and

Reserve for Depreciation on
47,567.75

Buildings and Equipment....
Deposits____________

3,817,425.75

Banking Houses (Fifteen)___

106,250.00 Time Deposits_________________

2,356,209.65

Furniture and Fixtures (Six­

Notes and Bills Payable_____

250,000.00

W arrants _______

253,005.00

teen sets)___________________

Demand

47,500.00

Other Real Estate........ ...............

7,700.00

C a sh ___________________________

270,334.74

Due from Banks______________

327,831.41

Checks and Cash Item s______

66,895.48

Cash Items in Transit________

277,659.23

Total______________ ,_________ $ 6,998,027.67

T o t a l - - _____________________ $ 6,998,027.67

DEMOPOLIS— ROBERTSON BANKING CO.
L.
H.

W . S. Prout
C. Lowe, Vice-President
J. Whitfield, Vice-President

RESOURCES
Loans and Discounts________ $
Overdrafts ___________________
U. S. Bonds, Certificates of
Indebtedness and W . S.
Stamps ___________
Other
Bonds,
Stocks and
Warrants __________________
Banking House_______________
Furniture and Fixtures______
Other Real Estate____________
Cash __________________________
Due from Banks______________
Checks and Cash Items______
Cash Items in Transit_____ __
Total




.$

President
E. E. Tallichet, Cashier
A. G. Westbrook, Assistant Cashier

L IABILITIES
713,666.90 Capital Stock paid in________ $
1,044.02 Surplus Fund_________________
Undivided Profits less E x ­
penses and Taxes paid......
114.11 Reserve for Taxes and In­
terest _______________________
10,270.00 Demand Deposits_____________
22,683.09 Time Deposits.................. ...........
2,906.27 Notes and Bills Payable_____
11,880.00
27,221.92
149.588.58
3,425.10
75.44
942,875.43

Total

$

125,000.00
100,000 00
38,145.35
3,000.00
407,112.13
194,617.95
75,000.00

942,875.43

S T A T E SU PER IN TEN D EN T OF BANKS

61

DORA— DORA BANKING & TRUST CO.
R. H. Palmer, President
G.

May, Vice-President

C. I. Jones,

A. B. Phillips, Vice-President
RESOURCES

LIABILITIES

Loans and Discounts________ $
Overdrafts ____________________
Other

Bonds,

Stocks

Cashier

W m . D. Scogin, Assistant Cashier

183,292 77 Capital Stock paid in________ $

25,000.00

14.18 Surplus Fund__________________

and

W arrants ...........

Undivided
21,240.00

Furniture and Fixtures...........

less

Ex­

penses and Taxes paid ...........

6,269.47 Demand

Banking House___________

Profits

5,000.00

36,105.31

Deposits................ ......

113,391.42

870.85 Time Deposits_________________

120,620.15

C a sh ___________________________

15,169.34 Other

Due from Banks________

73,835.34

Checks and Cash Item s..........

242 00

Other Resources_______________

27.42

Total......................... .................. $

300,961.37

Liabilities__________________

Total_________________________$

83449

300,961.37

DOTHAN— DOTHAN BANK & TRUST CO.
E. R. Porter, President
J. J. Flowers, Vice-President

F. A. Flowers, Cashier

J. J. Whiddon, Vice-President

J. L. Wilson, Assistant Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $
Overdrafts ____________________

403,215.77

5,257.50 Surplus Fund__________________

Banking House________________

15,828.31

Furniture and Fixtures...........

2,529.00

C a s h ____________________

20,282.72

Due from Banks........................
Exchanges

for

Profits

less

E x­

penses and Taxes paid____
Demand

21,719.49

Deposits..........................

421,733.66
157,935.28

Clearing

Cash Items in Transit.......... .

526.52
5,258.43

Other Resources_______________




Undivided

60,000.00
50,000.00

258,434.76 Time Deposits..................................

House _______________________

Total..

Capital Stock paid in.............. .$

$

55.42

711,388 43

Total.

$

711,388.43

62

ANNUAL

REPORT

FOR

1925

ECLECTIC— BANK OF ECLECTIC
Lee Hornsby, President
J. A. Howie, Vice-President

Christian Wingard,

RESOURCES
Loans and Discounts..... ........ $
Overdrafts ____________________
U.

S. Bonds,

33.29

and

W.

Bonds,

Stocks

S.

Profits

less

penses and Taxes paid_____

and
2.480.00

Banking House________________

2.890.00

Furniture and Fixtures______

2.600.00

Other Real Estate.....................

250.00

C a sh ___________________________

10,230.41

Due from Banks______________

66,807.14

Checks and Cash Items...........

997.75

$

233,343.53

10 , 000.00
3,000.00

E x­
5,609.52

100.00 Demand Deposits....... .............

W arrants ___________________

Total.

Capital Stock paid in................. $
Surplus Fund___________________
Undivided

Stamps .... ........ —__ __________
Other

146,954.94

Certificates of

Indebtedness

Cashier

LIABILITIES

202,067.23

Time Deposits_________________

12,612.50

Other Liabilities— Cash Over

54.28

■?

Total.

233,343.53

ELBA— ELBA BANK & TRUST CO.
Y. W . Rainer, President
J. L. Mixson, Cashier

S. H. Brock, Vice-President
RESOURCES

LIABILITIE S

Loans and Discounts________ $

Other

Bonds,

Stocks

282,483.88
2,387.89

Overdrafts _____________________

Capital Stock paid in________ $

75.000.

00

Surplus FUnd__________________

50.000.

00

Undivided

and

Profits

less

E x­

Warrants _____ ______________

10,294.97

penses and Taxes paid.........

20,196.75

Banking House________________

5,000.00

Demand Deposits_____________

198,220.48

Furniture* and Fixtures.______

3,500.00

Time Deposits________________ _

63,201.92

Other Real Estate____________

24,755.00

C a sh ........ .........................................

9,516.76

Due from B an ks_____ ________

51,281.34

Checks and Cash Items.........

220.98

Cash Items in Transit________

9,678.33

Other Resources.............. .............

7,500 00

Total.




$

406,619.15

T o ta l....

__ $

406,619.15

63

S T A T E SU PER IN TE N D EN T OF BANKS

ELBERTA— STATE BANK OF ELBERTA
Aug. Noltensmeier, President
L.

John C.

Lindoeofer, Vice-President

Lehr,

LIABILITIES

RESOURCES

Loans and Discounts.... .................... 82,137.17 Capital Stock paid in________ $
47.69 Surplus Fund__________________

Overdrafts ...........
Other

Bonds,

Stocks

Cashier

Undivided

and

W arrants ...........

4,702.18

Profits

less

10,000.00
2,000 00

Ex­

penses and Taxes paid.........

2,823.28

Banking House_____ ___________

3,934.54 Demand

Deposits____ ________

59,557.67

Furniture and Fixtures______

2,615.87 Time Deposits_________________

74,862.01

Other Real Estate_____ :_____

662.97 Other Liabilities_______________

52.58

C a sh ____ ______________________
Due from Banks________

3,559.04
51,627.63

Checks and Cash Items..... .

8.45

Total...... ............ ............... ......... $

149,295.54

Total........ .....................................$

149,295.54

ELKMONT— FARMERS & MERCHANTS BANK
W . B. Vaughan, President
E. P.

Gray, Vice-President

Harry J.

RESOURCES
Loans and Discounts________ $
Overdrafts .........

Capital Stock paid in________ $
Undivided

Banking House.—______________

5,525.00

Furniture and Fixtures...........

3,035.15 Demand

Exchanges

Profits

less

for

30,604.31

Clearing

House ..................
Checks and Cash Items_____

Total......._____________________ .$




15,000.00

Ex­

penses and Taxes paid_____

2,282.58

Deposits____________

98,776.34

8,156.79 Time Deposits_________________

Due from Banks...____________

Cashier

L IABILITIE S
45,349.11
15.09

Cash .......

Kittrell,

3,082.00

Notes ani3 Bills Payable_____

10,000.00

Other Liabilities_______________

5.29

665.38
35,795.38

129,146.21

Total.

$

129,146.21

A N N U A L REPORT FOR 1925

64

ENSLEY— BANK OF ALABAMA
R
J. W .

A. Terrell. President
R.

Minor, Vice-President

RESOURCES
657,298.99

S. Bonds, Certificates of
and

W.

Undivided
penses

S.

Stamps ----------Other

Bonds,

15,433.76
Stocks

W arrants ..................

Reserve

Profits

less

Ex­

and Taxes paid.......
for

Taxes

50,000.00
• 10,000.00

and

6,974.65

In­

terest

______________________

7,757.61

Deposits____________

592,852.4?

Savings

Deposits____________

505,643.51

22,860.00

Furniture and Fixtures______

1,650.00

Other Real Estate____________

3,250.39

C a sh ___________________________

58,058.45

Due from Banks______________

112,842.35

for

Cashier

283,539.74 Demand

and

Banking House________________

Exchanges

Capital Stock paid in________ $

723.34 Surplus Fund__________________

Overdrafts _____________________

Indebtedness

Russell,

L IABILITIE S

Loans and Discounts________ $

U.

D.

James Binning, Assistant Cashier

Foster Hamilton, Vice-President

Clearing

House _______________________

10,006.36

Checks and Cash Items_____

932.11

Cash Item s in T ra n sit________

6,632.70

Total_________________________ $ 1,173,228.19

Total_____________ ___________ $ 1,173,228.19

ENSLEY— BANK OF ENSLEY
Ramsay & McCormack, Inc., W ith Branch at W ylam
R. E. Chadwick, President
S. C. King, Vice-President

W . C. Maxwell, Assistant Cashier

RESOURCES
Loans and Discounts..... ......... $ 3,609,161.58
Overdrafts .............. —..................
2,816.70
U. S. Bonds, Certificates of
Indebtedness and W . S.
Stamps _____________________
5,000.00
Other Bonds,
Stocks and
W arrants __________________
202,578.44
Banking House_______________
135,000.00
Furniture and Fixtures______
25,000.00
Other Real Estate____________
75,951.56
Cash ........
147,065.91
Due from Banks__ ___________
389,519.81
Exchanges
for
Clearing
House _______________________
9,842.40
Checks and Cash Items____ ...
149.04
T otal




$ 4,602,085.44

L IABILITIE S
Capital Stock paid in_______ $ 200,000.00
Surplus Fund__ _______________
150,000.00
Undivided Profits less E x ­
penses and Taxes paid___
52,192.61
Reserve for Taxes and In­
terest _______________________
494.68
Demand Deposits_____________ 2,207,856.17
Time Deposits.................. ........... 1,706,541.98
Notes and Bills Payable_____
285,000.00

Total.

...$ 4,602,085.44

ST A T E SU PER IN TE N D EN T OF BANKS

65

ENTERPRISE— ENTERPRISE BANKING CO.
J. B. Byrd, President and Cashier

R. H. Arrii.gton, Vice-President

R. B. Martin, Vice-President

J. B. Rollins, Assistant Cashier

RESOURCES

LIABILITIES
196,881.22 Capital Stock paid in__ ______ $

Loans and Discounts________ $
Overdrafts ____________________

196.68 Surplus Fund__________________

Banking House________________

3.300.00 Undivided

Profits

less

50.000.

00

50.000.

00

Ex­

Furniture and Fixtures______

1 .200.00

penses and Taxes paid_____

30,982.53

Other Real Estate____________

3,100.00 Demand Deposits_____________

188,257.66

C a sh ___________________________

10,830.42

Due from Banks______________

103,311.33

Checks and Cash Items_____

420.54

Total.

.$

319,240.19

Total.

.$

319,240.19

EPES— SUMTER BANK & TRUST CO.
W . J. W illis, President
R. L. Young, Vice-President
M.

O. M. Cathey, Cashier
W . Cathey, Assistant Cashier

RESOURCES

LIAB IL IT IE S

Loans and Discounts________ $

49,682.19

Capital Stock paid in...... ........ $

O verdrafts________________________

1,397.95
Surplus Fund_______

Banking House___________________

1,250.00
Undivided

Furniture and Fixtures______

1,250.00

C a sh ______________________________
Due from Banks______________
Checks and Cash Items_____

Total.




Profits

2,520.00
less

E x-

penses and Taxes p a id _ ___

Demand Deposits__
3,643.35

12,600.00

3,637.45
80,542.88

-

39,861.43 Time Deposits...........

1,490.00

3,705.41

.$

100,790.33

Total.

.$

100,790.33

A N N U A L REPORT FOR 1925

66

EVERGREEN— THE PEOPLES BANK OF EVERGREEN
A. Cunningham, President
W . D. Brown, Vice-President

W . W . Kingsbury, Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $
U.

817,104.27

Indebtedness

and

W.

S.

Stamps _____________________
Other

Bonds,

Stocks

Undivided
1,000.00

and

W arrants ___________________
Banking House________________
Furniture and Fixtures______

20,244.97

40,000.00
8,896.32
27,484.49

for

Profits

for

less

Taxes

and

100,000.00
150,000.00

E x16,561.04
In-

terest ___________________

140,000.00 Demand

C a sh _____________________ ___ _
Due from B an ks_____________

$

penses and Taxes paid.
Reserve

Other Real Estate______ ____

Exchanges

Capital Stock paid in___
Surplus Fund_____________

S. Bonds, Certificates of

8,000.00

Deposits________

403,736.38

Time Deposits____________

318,052.38

103,358.28

Clearing

House _______________________
Checks and Cash Items______

Total_________________________$

531.72
629.75

996,349.80

Total____________________ ....... $

996,349.80

EUTAW— MERCHANTS & FARMERS BANK
J.

James C. Lucius, President
Smith, Vice-President
W.

K.

RESOURCES
Loans and Discounts________ $
Overdrafts .....................................
U.

S. Bonds,

Indebtedness

W.

Bonds,

Stocks

40,000.00
Ex­
18,945.06
227,772.83

Time Deposits_________________

106,325.31

5,000.00

Due from Banks______________

147,388.17

Reserve

Bank ............................ ...................
Checks and Cash Items_____




less

penses and Taxes paid_____

26,096.92

T otal.

Profits

55,000.00

14,500.00 Demand Deposits_____________

C a sh ___________________________

Federal

Cashier

20,135.00

Banking House_________

from

Capital Stock paid in________ $

Undivided

and

W arrants ___

Due

Meriwether,

77.18 Surplus Fund____ _____

S.

Stamps ________
Other

222,945.68

Certificates of
and

J.

L IABILITIE S

.$

11,038.62
861.63

448,043.20

Total.

.$

448,043.20

67

ST A T E SU PER IN TE N D EN T OP BANKS

EXCEL— BANK OF EXCEL
D.

D. Mims, President

J. R. Eddins, Vice-President

J. L. Kearley, Vice-President and Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $

84,839.19

Capital Stock paid in________ $

20,000.00

O verdrafts_________________

1,619.57 Surplus Fund__________________

Banking House______ __________

4,800.00 Undivided

Furniture and Fixtures______

2,800.00

penses and Taxes paid.........

4,191.00

Other Real Estate____________

1,400.00 Demand Deposits........................

131,105.67

5,585.09 Time Deposits_________________

21,111.88

C a sh ___________________________
Due from Banks______________

Profits

less

4,000.00

E x­

79,364.70

Total--------------------------------------$

180,408.55

Total__________________ ______ $

180,408.55

FAIRFIELD— FAIRFIELD TRUST & SAVINGS BANK
E.

P. Rosamond'. President
D.

Herbert E. Smith, Vice-President
RESOURCES

W.

W aite, Cashier

L IABILITIE S

Loans and Discounts________ $
Overdrafts ____________________

72,402.59
71.73

Capital Stock paid in________ $
Undivided

Profits

25,000.00

Ex­

paid____

305.71

Deposits_____________

48,956.92

Furniture and Fixtures______

6,075.15 Time Deposits_________________

14,406.40

C a sh ___________________________

8,405.97

Notes and Bills Payable_____

8,000.00

Due from Banks...... ...................

9,065.74

Other Resources_______________

154.75

Other

Bonds,

Stocks

and

493.10 Demand

W arrants ___________________

Total.




penses and Taxes

less

$

96,669.03

Total.

$

96,669.03

A N N U A L REPORT FOR 1925

68

FAIRHOPE— BANK OF FAIRHOPE
Henry Crawford, President
W m . McIntosh, Vice-President

Geo. F. Martin, Cashier

Kirby Wharton, Assistant Cashier
EESOURCBS

LIABILITIE S

Loans and Discounts___ ____ $

Bonds,

Stocks

and

Undivided

W a rra n ts

Furniture and Fixtures—
C a sh ................................... .....
Due

fr o m

Capital Stock paid in

$

25,000.00
8,750.00

15.75 S u r p lu s F u n d

O v e r d r a f ts

Other

177,028.11

less

Profits

Ex-

18,519.53

1,633.35

5,450.00

267,987.08

19,635.35

86,504.47

168,131.29

R anks

Checks and Cash Items.

1,094.87

Total...... ....................... ...... ____$

389,874.90

$

389,874.90

FAUNSDALE— WATKINS BANKING CO.
S. R. Bethea, President
Haywood

Fitts,

Vice-President

Siddons

Stollenwerck,

Cashier

John F. W atkins, Assistant Cashier
LIABILITIE S

RESOURCES
Loans and Discounts-------------$
Overdrafts ------------------------------U.

194,900.30 Capital Stock paid in-------------$

50.000.

00

12,531.33 Surplus Fund----------------------------

31.000.

00

Undivided

S. Bonds, Certificates of

Indebtedness

and

W.

Bonds,

Stocks

26,550.00

Reserve

for

Taxes

and

In­
692.25
251,432.31

C a sh ___________________________

18,060.97
70,930.43

Checks and Cash Items--------

613.28




21,763.87

37,301.88 Demand Deposits--------------------

Due from Banks---------------------

T o ta l___________________________ $

E x-

terest ________________________

and

W a r r a n ts ___________________

less

penses and Taxes paid--------

S.

Stamps --------------------------------Other

Profits

360,888.19

5,999.76

Time Deposits_________________

T otal

$

360,888.19

ST A T E SU PER IN TE N D EN T OF BANKS

69

FAYETTE— CITIZENS BANK OF FAYETTE
T. H. Robertson, President

E.

E. Thomason, Vice-President and Cashier
LIABILITIES

RESOURCES
Loans and Discounts________ $

587,765.11

3,507.61 Surplus Fund—___ _____ ___ ___

O verdrafts_____________________
U.

Capital Stock paid in________ $

S. Bonds, Certificates of

Undivided

Profits

less

60,000.05
50,000.00

E x-

S.

penses and Taxes paid_____

14,512.84

S ta m p s ______________________

26,500.00 Demand Deposits...... .................

281,205.96

Indebtedness

Other

Bonds,

and

W.

Stocks

Time Deposits............................. .

and

W a r r a n ts ___________________

66,000.00 Notes and Bills Payable..........

Furniture and Fixtures______

2,871.00

Other Real Estate____________

4,850.00

C a sh ___________________________

18,896 00

Due from Banks______________

96,033.42

Checks and Cash Items_____

135.18

Total

.$

806,558.32

Other Liabilities.........................

Total_________

________$

370,608.08
30,000.00
231.44

806,558.32

FLOMATON— ESCAMBIA COUNTY BANK
J. B. Barnett, President
John W . Taylor, Vice-President

C.G. Folsom,

RESOURCES
Loans and Discounts----------O v erd rafts-----------------------------

LIABILITIES
112,478.81 Capital Stock paid in________ $
7.46 Undivided

Other Bonds, Warrants and
C ertificates_________________
Furniture and Fixtures______

Cashier

Profits

less

25,000.00

Ex­

penses and Taxes paid______

2,056.36

11,804.10 Demand Deposits_____________

151,090.45.

2,526.99 Time Deposits_________________

7,331.21

11,879.99
Due from Banks______________

45,393.39

Checks and Cash Items_____

1,080.53

Cash Items in Transit-...........

306.75

T o ta l____




185,478.02

T o ta l— .

____ $

185,478.0!]

A N N U A L REPORT FOR 1925

70

FLORALA— BANK OF FLORALA
D.

E. P. Rodwell, President
A. McPhail, Vice-Presid-ent
N.
E. W ells, Assistant Cashier
RESOURCES
196,674.60

Overdrafts____________________

1,656.76

S. Bonds, Certificates of

Indebtedness

and

W.

Bonds,

60,000.00

Surplus Fund_________________

25,000.00

S.

and

Time

Warrants ___________________

8,000.00

Banking House________________

16,500.00

Furniture and Fixtures______

3,300.00

Other Real Estate____________

15,941.40

C a sh -----------------------------------------

25,837.61

Due from Banks______________

210,394.70

Checks and Cash Items_____

1,540.31

Cash Items in Transit_______
Other Resources_______________

Total_________________________ $

Profits

less

Ex­

penses and Taxes paid_____
49,450.00 Demand

Stocks

Cashier

Capital Stock paid in________ $

Undivided

Stamps .............
Other

W ells,

L IABILITIE S

Loans and Discounts________ $

U.

L. E.

12,966.51

Deposits______ _______

221,041.25

Deposits.......... ...................

210,985.48

687.66
,

10.20

529,993.24

Total_________________________ $

529,993.24

FLORENCE— ALABAMA TRUST & SAVINGS BANK
J. F. Koonce. President
H. H. Holbrook, Vice-President
RESOURCES
Loans and Discounts............... $
Overdrafts

Secured

by

Overdrafts _____________________
Bonds,

Stocks

501,847.39

26,728.90
44.17

10,372.61

1,840.97

C a sh ___________________________

41,572.85

Due from Banks---------------------

131,218.41

Clearing

House _______________________




penses and Taxes paid_____

204,010.27

15,474.49

Total.

20,000.00

E x­

3,800.00 Time Deposits_________________

Furniture and Fixtures..:____

for .

less

455,473.74

60,000.00

Exchanges

Profits

100,000.00

Deposits_____________

Banking House________________

Other Real Estate_______

Undivided

Demand

and

W arrants ___________________

Capital Stock paid in________ $
Surplus Fund__________________

Cot­

ton __________________________

Other

J. R. McGarry, Cashier
LIABILITIE S

.$

7,329.44

789,856.62

Total....

...$

789,856.62

71

ST A T E SU PER IN TE N D EN T OF BANKS

FLORENCE— BANK OF EAST FLORENCE
F.
Thos. J. Phillips,

E. Hermessee. President
W.

Chairman of Board

J. Callahan,

RESOURCES

LIABILITIES

Loans and Discounts________ $
Overdrafts ____________________
U.

64,048.88
39 35

and

W.

Capital Stock paid in________ $
Undivided

Profits

less

Demand

S.

Deposits...... ..................

800.00 Time Deposits____________________

Stamps ______________________
Banking House______ __________

9,401.99

Furniture and Fixtures______

5,063.71

C a sh ........ .....................

25,000.00

Ex­

penses and Taxes paid_____

S. Bonds, Certificates of

Indebtedness

Vice-President

A. B. Staten, Cashier

R. E. Weatherly, Vice-President

1,499.68
52,657.40
20,994.75

7,460.54

Due from Banks______________

12,993.97

Cash Items in Transit_______

343.39

Total__________________ _____ $

100,151.83

Total_________________________ $

100,151.83

FOLEY— FARMERS & MERCHANTS BANK
W . F. Hilcher. President
Miles M. Morris, Cashier

W . A. Stoddard, Vice-President
RESOURCES

LIABILITIES

Loans and Discounts........... . $

Bonds,

Capital Stock paid in________ $

198.28 Surplus Fund..____ ......_________

Overdrafts ____
Others

335,074.12

Stocks

and

Warrant's ___________________

Undivided
9,719 14

Profits

less

8,000.00

Ex­

penses and Taxes paid_____

7,740.55 Demand

40,000.00

3,614.48

Deposits_____________

263,453.99

Furniture and Fixtures______

7,062.08 Time Deposits_________________

178,609.45

Other Real Estate..____ ______

15,414.01 Other Liabilities_______________

340.00

Cash......_____

17,704.69

Banking House...,__________

Due from Banks______________

100,423.73

Checks and Cash Items_____

481.32

Cash Items in Transit_______

200.00

Total.




.$

494,017.92

Total.

.$

494,017.92

72

A N N U A L REPORT FOR 1925

FORT DEPOSIT— FORT DEPOSIT BANK
John S. Golson, President
W . B. Ci*um, Vice-President
O. P. Edwards, Cashier
B.
C. Barganier, Jr., Assistant Cashier
RESOURCES

LIABILITIE S

Loans and Discounts________ $

292.26

O v erd rafts____________________
S. Bonds, Certificates of

Indebtedness

and

W.

S.

Bonds,

Stocks

and

Profits

less

W a r r a n ts -----------------------------Banking House—---------------------

2.400.00

Furniture and Fixtures---------

3.604.00

Other Real Estate------------------

550.00

C a sh __ ________________________

19,640.11

Due from Banks---------------------

43,289.42

Checks and Cash Items--------

246.14

Cash Items in Transit-----------

323.40

.$

313,844.40

25.000.

00

22. 000.

00

E x-

penses and Taxes paid_____

5,721.13

Demand Deposits_____________

187,782.99
73,336 03

Other Liabilities_______________
17,245.59

TotaL

Undivided

2,247.41 Time Deposits___._____________

Stamps _____________________
Other

Capital Stock paid in________ $

44,562.48 Surplus Fund__________________

Demand Loans on Cotton------

U.

179,443.59

Total.

4.25

$

313,844.40

GADSDEN— ETOWAH TRUST & SAVINGS BANK
J. B. Wadsworth, President
B. W . Duke, Vice-President
W . M. Wadsworth, Assistant Cashier
J. W . Penn, Vice-President
D. C. W adsworth, Assistant Cashier
R. M. Wilbanks, Vice-President
Earl G. Parr, Assistant Cashier
LIAB IL IT IE S

RESOURCES
Loans and Discounts________ $

Bonds,

Stocks

Capital Stock paid in________ $

131.87 Surplus Fund...........

Overdrafts ____________________
Other

992,206.16

Undivided

and

W a r r a n ts ___________________

49,200.00

Profits

125,000.00 Demand Deposits...

Furniture and Fixtures______

17,675.92 Time Denosits_____

Other Real Estate____________

18,621.27

C a sh ___________________________

56,753.27

Due from Banks______________

159,748.78

Exchanges

for

House __________________

29,027.54
490,134.78
619,125.12

Notes and Bills Payable_____

105,000.00

22,604.84
355.32

Cash Items in Transit— _____

6,999.01




E x-

Clearing

Checks and Cash Items_____

T o ta l—

6,000.00
less

penses and Taxes paid_____

Banking House------------------------

200,000.00

$ 1,449,287.44

T o t a l _____

_ $ 1,449,287.44

73

S T A T E SU PER IN TE N D EN T OF B AN KS

GANTT— BANK OF GANTT
Pollard Gantt, President
W . D. Riley, Vice-President

Claude W right, Cashier

Leon Gilchrist, Assistant Cashier
RESOURCES

LIABILITIES

Loans and Discounts_____ — $
Overdrafts _ ____________ __ —

98,538.32 Capital Stock paid in________ $
463.15 Surplus Fund_____
Undivided

5,000.00

—

Profits

Banking House......... .............. —

1,588.91

Furniture and Fixtures___ . . . .

1,778.00

Cash

8,018.90 Demand Deposits... ---------

less

E x-

penses and Taxes paid_____

3,292.37
102,103.18

---------

61,853.10 Time Deposits_____

Due from Banks_______.__
Checks and Cash Items__

237.53

Cash Items in Transit____

276.35

Total_________________________$

172,754.26

15,000.00

47,358.71

Total_________________________ $

172,754.26

GAYLESVILLE— BANK OF GAYLESVILLE
J. Robert Henderson, President
W ebb Chesnut, Cashier

E . J. Chesnut, Vice-President

LIABILITIES

RESOURCES
Loans and Discounts________ $
Overdrafts ________________________

81,097.91

Capital Stock paid in________ $

Surplus Fund_____________________
16490
Undivided

Profits

less

12,500.00
20,000.00

Ex­

Banking House______ _____

1,323.14

Furniture and Fixtures______

1,332.94

Other Real Estate____________

6,222.96 Demand Deposits_______________

C a sh _________________

6,057.73 Time Deposits_________________

32,772.09

19,483.18Notes and Bills Payable_____

15,000.00

Due from Banks________________

penses and Taxes paid_____

3,981.66

Other Liabilities............... ._.........

T otal....




$

115,682.76

Total.

$

31,410.93

18.08

115,682.76

A N N U A L REPORT FOR 1925

74

GENEVA— CITIZENS BANK
Jim Johnson, Jr., Cashier

J. J. Johnson, Sr., President
RESOURCES

LIABILITIES

Loans and Discounts________ $

340,434.58

Other

Bonds,

Stocks

Capital Stock paid in________ $

Undivided

and

Warrants ___________

900.00 Demand

Furniture and Fixtures______

Profits

less

Ex­

penses and Taxes paid_____

5,000.00

37,866.67

Deposits________

508,468.70

20,096 90 Time Deposits......... ......

C a sh ..... ....................... ....................

6,000.00

335,782.94 Other Liabilities__________

Due from Banks______ _______
Checks and Cash Items_____

39.92

Cash Items in Transit_______

219.11

Other Resources------------

50,000.00
100,000.00

106.53 Surplus Fund_________

Overdrafts _---- ------------------

256.92

12.31

Total___________ ____________$

702,592.29

Total________________________ $

702,592.29

GEORGIANA— BUTLER COUNTY BANK
W ith

B r a n c h at M c K e n z i e

Ulay W . Black, President
W . R. Boone, Vice-President

R. C. Fulford, Cashier

A. J. Nall, Vice-President

E. T. Holloway, Assistant Cashier

C.

H. Shepherd1, Assistant Cashier

RESOURCES

L IABILITIES

Loans and Discounts.............. .$

S. Bonds,

Indebtedness

Certificates of
and

W.

Bonds,

Stocks

Undivided

Demand
4,960.00

and

W arrants ___________________

3,805.00

Banking House_____ __________

4,000.00

Furniture and Fixtures______

4,967.27

Other Real Estate______________
C a sh ____________________________
Due from Banks_________
Cash Items in Transit........... ..




less

25.000.00
10,000.00

E x­
11,278.63

Deposits_______________

424,656.76

Time Deposits___________________

131,884.93

17,225.00
37,284.73
217,848.18

Other Resources__________________

T otal

Profits

penses and Taxes paid_____

S.

Stamps _________________________
Other

Capital Stock paid in............... $

33.30 Surplus Fund.................................

Overdrafts ............... —..................
U.

298,357.99

.$

1,270.39
13,068.46

602,820.32

Total.

.$

602,820.32

75

S T A T E SU PER IN TE N D EN T OF BAN KS

GILBERTOWN— PEOPLES BANK
G.

E. Foerster, President

G. A. Rentz, Vice-President

W . T. Hughen, Assistant Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $
Overdrafts _____________________
Other

Bonds,

Stocks

106,276.80

Capital Stock paid in________ $

4.35 Surplus Fund________

and

Undivided

Warrants ____ .'______________

15,379.19

Profits

15,000.00
3,000.00

less

Ex­

penses and Taxes paid_____

83.62

Banking House________________

2,800 00 Demand

Deposits_____________

77,225.37

Furniture and Fixtures______

2,957.00 Time Deposits_________________

70,515.63

Other Real Estate____________

1,492.72 Other Liabilities.................

C a sh ___________________________

6,998.78

Due from Banks______________

28,548.09

Checks and Cash Items_____

636.16

Cash Items in Transit_______

151.00

Other

746.11

Resources______________

Total_________________________ $

165,990.20

165.58

T o t a l-____________ ___________ $

165,990.20

GOODWATER— PEOPLES TRUST & SAVINGS BANK
C.

H. Gilliland. President

J. S. Gilliland, Vice-President

K.

RESOURCES
Loans and Discounts________ $

107,402.15

U. S. Bonds, Certificates of
Indebtedness

and

W.

S.

Stamps ______________________
Other

Bonds,

Stocks

S. Porter, Cashier

L IABILITIES
30,000.00
20,000.00

Undivided
650.00

and

W arrants ______

Capital Stock paid in________ $
Surplus Fund_______

93,000.00

Profits

less

Ex­

penses and Taxes paid_____

146,360.61

Time Deposits_____

42,088.76

Banking House__________

2,000.00 Notes and Bills Payable_____

Furniture and Fixtures______

2,640.00

Other Real Estate____________

11,081.88

Due from Banks______ ____

32,227.95

Checks and Cash Items_____

1,259.65

Cash Items in Transit_______

5.00




.$

10,000.00

300.00

C a sh ___________________________

Total.

2,117.26

Demand Deposits...

250,566.63

Total.

.$

250,566.63

A N N U A L REPORT FOR 1925

76

GORDO— MERCHANTS & FARMERS BANK
A. H. Dabbs. President
A. M. Pearson, Vice-President

H. D. Davis, Assistant Cashier

J. F. Rainer, Vice-President and Cashier

W . B. Curry, Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $

424,629.23

1,592.38 Surplus Fund__________________

Overdrafts ____________________
Other

Bonds,

Stocks

Capital Stock paid in________ $

Undivided

and

W arrants ___________________

9,695.35

Banking House________________

4,918.47

Furniture and Fixtures______

less

Ex­

penses and Taxes paid_____

12,842.49
294,807.05

5,400.00 Time Deposits_________________

194,711.43

14,460.15

C a sh ________

22,082.41

Due from Banks______________

75,141.15

Checks arid Cash Items_____

184.54

Other Resources_______________

1,257.29

559,360.97

Demand

7,000.00

Deposits_____________

Other Real Estate____________

Total_________________________ $

Profits

50,'000.00

Total_________________________ ?

559,360.97

GORDON— BANK OF GORDON
J. J. Marsh, President
C. P. Bowden, Vice-President

C. W . Long,

RESOURCES

L IABILITIE S

Loans and Discounts________ $
Overdrafts ____________________
U.

S. Bonds,

Indebtedness

26,797.59

W.

Capital Stock paid in____ ___ $

54.08 Surplus Fund_______

Certificates of
and

Undivided

S.

Stamps ______________________

Furniture and Fixtures______
C a sh ___________________________

2,895.51

Due from Banks______________

74,580.76

Other Resources_______________

135.79




E x-

penses and Taxes paid_____

650.00 Other Liabilities___

.$

less

100.00 Demand Deposits—
650.00 Time Deposits_____

105,863.73

T otal.

11,100.00
5,241.70

Profits

Banking House________________

T o ta l__

Cashier

--------------

184.97
70,938.98
18,368.14
29.94

105,863.73

77

ST A T E SU PER IN TE N D EN T OF B AN K S

GRAND BAY— GRAND BAY STATE BANK
C. H.

Colin McDonald, President

Shearer, Vice •President

LIABILITIE S

RESOURCES
Loans and Discounts.________$
Overdrafts ____________________

48,820.95 Capital Stock paid in____ ___

10, 000.00

52.77 Surplus Fund........ .............. ..........

2,500.00

Banking House________________

6,391.74

Furniture and Fixtures______

1,525.93

penses and Taxes paid____

930.63

Other Real Estate____________

7,277.89 Demand Deposits................ .......

41,778.20

C a sh ___________________________

3,569.38 Time Deposits

16,099.99

Due from Banks______________

5,301.90 Other Liabilities........... ................

Other Resources_______________

Total.

.$

Undivided

Profits

less

E x-

2,058.99

427.25

Total_________________________ $

73,367.81

73,367.81

GREENSBORO— PEOPLES BANK
A. Lawson, President

L. J.

RESOURCES

L IABILITIES

Loans and Discounts________ $
U.

S. Bonds,

Indebtedness

W.

Bonds,

Stocks

Undivided

9,168.62
200,015.7!)
25.540.00
1,316.86

Due from Banks______________

97,963.24

Checks and Cash Items______

4,108.35




Ex­

Deposits________________

32,236.27

.$

less

1,742.50 Other Liabilities_______________

C a sh ___________________________

Cash Items in Transit__________

Profits

30 . 500.00
15.250.00

Demand Deposits_____________
Time
4,971.05

W arrants ___________________

$

penses and Taxes paid_____

8,000.00

and

Furniture-' and Fixtures______

Total.

Capital Stock paid in______
Surplus Fund_____________ ____

S.

Stamps ____________________ —
Other

129,673.36

Certificates of
and

Lawson, Jr. , Cashier

3,096.50

281,791.27

Total.

$

281,791.27

78

A N N U A L REPORT FOR 1925

GREENVILLE— BANK OF GREENVILLE
C. E.

G. H. Tatum, President
Hamilton, Vice-President
RESOURCES

Loans and Discounts________ $
Overdrafts ____________________
U.

567,405.17

and

W.

Undivided

S.

Bonds,

Stocks

Profits

less

32,000.00

and

Reserve

for Taxes

and

100,000.00

47,652.45

In­

terest ________________________
35,125.00 Demand

100,000.00

Ex­

penses and Taxes paid_____

Stamps ______________________
Other

Capital Stock paid in________ $

870.77 Surplus Fund__________________

S. Bonds, Certificates of
Indebtedness

Oscar Riley, Cashier
LIABILITIES

7,406.75

Deposits_____________

492,974.47

Banking House________________

6,554.46 Time Deposits_________________

374,893.38

Furniture and Fixtures______

3,877.35

Warrant’s ________ _______ — -

Other Real Estate---- -------------

5,000.00

C a sh ___________________________

41,532.32

Due from Banks______________

429,713.88

Checks and Cash Items_____

838.10

Cash Items in Transit_______

10.00

Total_________________________ $ 1,122,927.05

Total_________________________ $ 1,122,927 05

GROVE HILL— BANK OF GROVE HILL
J. T. Pugh, President
Jas. S. Chapman, Vice-President
D. P. Chapman, Vice-President
F.
F. Carter, Vice-President
L. R. Tucker, Cashier
A. B. Pugh, Assistant Cashier
L IABILITIE S

RESOURCES
Loans and Discounts------ ------ $
Overdrafts ------------------------------U.

S. Bonds,
Indebtedness

393,197.72

368.95 Surplus Fund__________________
Undivided

Certificates of
and

W.

Profits

less

16,650.00 Demand

30,000.00
15,000.00

Ex­

penses and Taxes paid_____

S.

Stamps ______________________

Capital Stock paid in________ $

8,931.99

Deposits_____________

277,137.52

Time Deposits_________________

158,303.21

6,355.41 Notes and Bills Payable_____

30,000.00

Banking House------------------------

8,500.00 Bonds Borrowed______________

6,200.00

Furniture and Fixtures______

6,000.00

Other

Bonds,

Stocks

and

W arrants --------

Other Real Estate____________

3,865.00

Cash _ ..... ...............

13,893.18

Due from Banks.......... ...............

72,067.37

Checks and Cash Items--------

175.09

Cash Items in Transit-----------

1,000.00

Other Resources_____ 1-------------

3,500.00

Total.




.?

525,572.72

T otal.

.$

525,572.72

79

ST A T E SU PER INTEND EN T OF B AN KS

GUIN— COMMERCIAL SAVINGS BANK
R. R. W right, President
W . I. Springer, Cashier

D. M. Sizemore, Vice-President

LIABILITIES

RESOURCES
Loans and Discounts________ $

Town

Capital Stock paid in___............ $

103,278.77

25,000.00

139.50 Surplus Fund__________________

Overdrafts ____________________
Warrants _____________

Undivided

7,500.00

Profits

penses and Taxes

less

3,750.00

Ex­

Banking House_______________ >_

4,550.00

paid____

1,295.17

Furniture and Fixtures______

3,750.00 Demand Deposits_____________

113,910 99

C a sh ___________________________

11,862.27

Time Deposits_________________

34,065.54

Due from Banks______________

56,837.04

Notes and Bills Payable_____

10,000.00

Checks and Cash Items_____

104.12

Total_________________________$

188,021.70

Total............ ...............................188,021.70

GUIN— MARION COUNTY BANKING COMPANY
W ith

Branch

at

H am ilton

Mack Pearson, President
E.

B. Fite, Vice-President

G.

J. B. Hodges, Cashier
RESOURCES

Overdrafts ________________________
Bonds,

Stocks

323,475.97

W arrants ___________________

Undivided
21,904.96

Furniture and Fixtures______
Other Real Estate...........................

Deposits_____________

5,091.49
212,403 88
154,808.73
9.11

38,001.65

Reserve

Bank ________________________

19,648.29

Checks and Cash Items_____

1,462.86

Cash Items in Transit__________




42,500.00

Ex­

5,201.06
Other Liabilities______ _____

Due from Banks.......... _ . . ......

Total.

less

25,000.00

1,500.00 Time Deposits______________

19,906.44

Federal

Profits

penses and Taxes paid_____

2,500.00
Demand

C a sh ___________________________

from

Capital Stock paid in________ $

3,762.62
Surplus Fund__________________

and

Banking House________________

Due

Coleman,

LIABILITIES

Loans and Discounts_______ $

Other

W.

T. P. Allmon, Assistant Cashier

.$

2,449.36

439,813.21

Total.

.$

439,813.21

Cashier

A N N U A L REPORT FOR 1925

80

GUNTERSVILLE— CITIZENS BANK OF GUNTERSVILLE
G.

B.

Zettler, President

W.

C.

RESOURCES

Rayburn,

Vice -President

LIABILITIES

Leans and Discounts

205,674.89

Capital Stock paid in

25,000.00

17.01 Surplus Fund
U.

S. Bonds, Certificates of

Indebtedness

and

W.

Undivided

S.

Bonds,

Stocks

Profits

less

E x-

penses and Taxes paid..
11,800.00 Demand

Other

12,500 00

6,397.64

Deposits

283,019.79

Time Deposits...... ............ .

and

W a r r a n ts ____________ ____

17,578.93

Furniture and Fixtures____

2,495.00

Other Real Estate_________

8,100.00

C a sh __________ ____ - ___ _____

18,635.61

Due from Banks—............. ....

72,396.62

Checks and Cash Items__

219.37

336,917.43

?

10,000.00

Total

$

336,917.43

HACKLEBURG— BANK OF HACKLEBURG
J. L. W ilson, Cashier
C. P. Lunsford, Vice-President

A. L. Wiginton, Cashier

Mrs. A. L. Wiginton, Assistant Cashier
LIAB IL IT IE S

RESOURCES
Loans and Discounts-------------$
Overdrafts ------------------------------Other

Bonds,

Stocks

62,964.84

7.77 Surplus Fund_______ —
Undivided

and

W a r r a n ts ___________________

Capital Stock paid in________ $

4,215.25

Profits

C a sh ___________________________

9,316.42 Time Deposits_____
85,117.53

Checks and Cash Items--------

165.56




2,676.97
149,856.91
14,269.16

—

Other Liabilities___

9.72

26,025.39

Cash Items in Transit_______

Total.

E x-

penses and Taxes paid— ___

Banking House-------------------------

Due from Banks______________

12,000.00
less

1,000.00 Demand Deposits—

10,000.00

.$

188,812.76

Total.

.$

188,812.76

81

S T A T E SU PER IN TE N D EN T OF BAN KS

HALEYVILLE— TRADERS & FARMERS BANK
W . W . Haley, President
W . A. Walker, Vice-President

B. J. Cowart, Vice-President
E. L. Haley, Cashier
L IABILITIE S

RESOURCES
?!

218,121.61

Capital Stock paid in________ $

U.

Undivided

S. Bonds, Certificates Of

Indebtedness

and

W.

S.

Bonds,

Stocks

10,130.00

Banking House______________

3,530.54

Furniture and Fixtures____

4,146.70

Other Real Estate...................

Ex7,295.28
205,144.21

Deposits

178.307.78

2,601.06

..................

23,701.64

Due from Banks___________

142,975.81

C a sh .......

less

Time Deposits_____

and

________________

Warrants

Profits

penses and Taxes paid_____
10,450.00 Demand

Other

33,100.00
16,550 00

45.98

Checks and Cash Items....

81.19

Cash Items in Transit____

24,612.74

Total

440,397.27

Total

_______ $

440,397.27

HANEVILLE— MERCHANTS BANK
W . C. Griffith. President
E d Ashwander, Vice-President

C. H.

RESOURCES
Loans and Discounts________ $
Overdrafts _____________________
U.

S. Bonds,

Indebtedness

85,715.44

W.

Undivided

S.

Stamps _____________

Capital Stock paid in............ ...?

4.00 Surplus Fund__________________

Certificates of
and

Gray, Cashier

LIABILITIES

Profits

penses and Taxes
5,100.00

Reserve

for

Taxes

less

Ex­

paid___
and

10,000.00
10,000 00

11,170.97

In­

Banking House________________

1,795.74

terest ________________________

324.56

Furniture and Fixtures....... .

2,491.25 Demand Deposits_____________

207,473.00

29,147.87 Notes and Bills Payable_____

15,000.00

C a sh ___________________________
Due from Banks______________

129,237.23

Cash Items in Transit_______

477.00

Total.




.$

253,968.53

Total.

.$

253,968.53

A N N U A L REPORT FOR 1925

82

HARTFORD— BANK OF HARTFORD
W . F. Clemmons, President
G. C. Salisbury, Vice ■President

B. G. Farmer, Vice-President

D. S. Folsom, Cashier
L IABILITIES

RESOURCES
Loans and Discounts________ $

Bonds,

Capital Stock paid in________ $

79.41 Surplus Fund__________________

Overdrafts ...........
Other

166,196.81

Stocks

Undivided

and

W arrants ___________________

255.00

5,000.00 Demand

Furniture and Fixtures______

3,000.00
500.00

C a sh ______ ______ _____ _____ -__

21,375.84

Due from B an ks_____ _____

less

16,000 00

E x­

penses and Taxes paid_____

Banking House______ ____

Other Real Estate____________

Profits

50,000.00

Deposits_____________

6,296.93
258,046.39

130,877.49

Checks and Cash Items_____

2,526.58

Cash Items in Transit_______

100.00

Other

432.19

Resources______________

Total_________________________$

330,343.32

330,343.32

Total.

HARTSELLE— BANK OF HARTSELLE
Arthur Stephenson, President
I. V. Griffin, Vice President

M. Fattillo, Vice-President
Jas. E. Peck, Cashier
RESOURCES

LIABILITIES

Loans and Discounts-----------$

Bonds,

Stocks

Capital Stock paid in________ $

430.64 Surplus Fund__________________

Overdrafts ____ ___________ __ —Other

286,351.01

and

W arrants ---------

Undivided
1,750.00

Profits

less

00
00

E x­

penses and Taxes paid_____

8,201.85

Furniture and Fixtures--------

3,291.90

Deposits_____________

237,863.23

Other Real Estate____________

1,950.00 Time Deposits_________________

132,683.49

Cash ........................ - ......................-

19,423.88

Due from Banks_____ _____

92,210.30

Checks and Cash Items.........

23,294.94

Other

Resources______________

T otal




$

Demand

25.000.
25.000.

45.90

428,748.57

Total.

.$

428,748 57

83

ST A T E SU PER IN TE N D EN T OF BAN K S

HARTSELLE— FARMERS & MERCHANTS BANK
J. F. Stewart, President
P. W . Barclift, Vice-President

E. F. Mittwede, Vice-President

W . D. Barclift, Cashier
L IABILITIE S

RESOURCES
Loans and Discounts________ $
Overdrafts ____________________
Other

Bonds,

Stocks

428,746.69
222.63

and

W a r r a n ts ___________________

Capital Stock paid in________ $
Surplus Fund__________________
Undivided

4,200.00

Profits

less

50,000.00
5,500.00

Ex­

penses and Taxes paid_____

5,902.08

Banking House________________

7,888.68 Demand Deposits_____________

341,233.15

Furniture and Fixtures______

4,824.71 Time Deposits_________________

133,192.52

Other Real Estate_____________

900.00 Notes and Bills Payable_____

19,175.33

C a sh ___________________________

30,468.04 Notes and Bills Rediscounted

29,564.83

Due from Banks______________

90,671.72 Other Liabilities_______________

1.85

Due

from

Federal

Reserve

Bank ________________________

9,962.91

Checks and Cash Items_____

5,294.18

Cash Items in Transit_______

1,390.20
Total_________________________ $

Total_________________________ $

584,569.76 Contingent Liabilities_____ ___

584.569.76
3,500.00

HAZEL GREEN— HAZEL GREEN BANKING COMPANY
M.

L. A. Tanner, President

LIABILITIES

RESOURCES
Loans and Discounts________ $
Overdrafts ____________________

46,974.80

Capital Stock paid in________ $

4.58 Surplus Fund_______

Banking House________________

2,259.41 Undivided

Furniture and Fixtures______

2,156.86

C a sh ___________________________

3,875.64 Demand

Due from Banks______ ____ —

T o ta l___________________________ $




P. Sumners, Cashier

18,358.43

73,629.72

Profits

10,000.00
600.00

less

E x­

penses and Taxes paid_____

61.51

Deposits_____________

39,018.77

Time Deposits...............................

23,949.44

T o ta l___________________________ $

73,629.72

A N N U A L REPORT FOR 1925

84

HEFLIN— BANK OF HEFLIN
J. M. Atkins, President
W.

P. Acker,

Vice-President

Fred Osborn,

Cashier

J. L. Atkins, Assistant Cashier
RESOURCES

L IABILITIE S

Loans and Discounts________ $

240,238.33

Overdrafts'____________________
U.

S. Bonds,

Capital Stock paid in________ $

133.76 Surplus Fund__________________

Certificates of

Undivided

Profits

less

50,000.00
25,000.00

Ex­

S.

penses and Taxes paid_____

16,373.44

Stamps ______________________

16,050.00 Demand Deposits_____________

128,752.34

Indebtedness

Other

Bonds,

and

W.

Stocks

and

Time

W arrants -___________________

10,000.00

Banking House________________

6,000.00

Furniture and Fixtures______

1,983.99

Other Real Estate_____________

9,681.14

C a sh ___________________________

9,522.58

Due from Banks.___________

Deposits________________

109,475.34

Other Liabilities_______________

81.50

35,859.82

Checks and Cash Items_____

135.14

Other Resources__________

77.86

Total

329,682.62

329,682.62

Total

HUNTSVILLE— FARMERS STATE BANK
T. T. Terry, President
Jeff H.

D. E.

Terry, Vice-President

RESOURCES
Loans and Discounts________ $
Overdrafts ____________________
Other
Bonds, Stocks
and
W arrants ___________________
Banking House________________
Furniture and Fixtures______
Other Real Estate____________
C a sh ___________________________
Due from Banks______________
Due from Federal Reserve
Bank ________________________
Exchanges
for
Clearing
House _______________________
Other Resources______________
T o ta l—




.$

Henderson,

Cashier

J. L. Griffin, Assistant Vice-President

J. E. McCaleb, Vice-President

L IABILITIES
315,794.83 Capital Stock paid in________ 3
114.07 Surplus Fund___________ _______
Undivided Profits less E x ­
penses and Taxes paid_____
44,941.35
20,000.00 Demand Deposits_____________
3,144.00 Time Deposits________________
32,177.76 Notes and Bills Rediscounted
22,504.57
42,401.64

100, 000.00
25,000.00
73.36
220,152.28
122,019.00
42,782.00

19,952.91
4,995.51
4,000.00
510,026.64

T otal

$

510,026.64

85

S T A T E SU PER IN TEN D EN T OF B AN K S

HUNTSVILLE— HUNTSVILLE BANK & TRUST COMPANY
J. B. Woodall, President
C. C. Anderson, Vice-President

W m . P. Cooper, Vice-President

R. H. Gilliam, Cashier
RESOURCES
Loans and Discounts________ $
Overdrafts _________________ ♦__
Other
Bonds,
Stocks
and
W a r r a n ts ___________________
Furniture and Fixtures______
Other Real E state____________
C a sh ___________________________
Due from Banks______________
Exchanges
for
Clearing
House _______________________
Checks and Cash Items_____
Cash Items in Transit_______
Other Resources______________

L IABILITIES
683,288.12 Capital Stock paid in_____ ___$
142.11 Surplus Fund__________________
Undivided Profits less E x ­
6, 000.00
penses and Taxes paid_____
7,500.00 Demand Deposits_____________
31,095.00 Time Deposits________________
48,677.93 Notes and Bills Payable_____
147,278.74

150,000.00
30.000.

00

6,571.17
431,295.51
284,674.22
50.000.

00

9,466.24
13,242.42
5,319.21
531.13

Total_________________________$

952,540.90

Total—..

952,540.90

HUNTSVILLE— W. R. RISON BANKING COMPANY
H.

M. Rhett, President

J. W . McAllister, Vice-President

Ashford Todd, Cashier

i. W . Walker, Assistant Cashier
RESOURCES

LIABILITIES

Loans and Discounts________ ? 1,747,120.76 Capital Stock paid in________ $

U.

S. Bonds,

Indebtedness

Certificates of
and

W.

S.

Stamps ______________________
Other

Bonds,

Stocks

Undivided

W a r r a n ts ___________________

983.941.88
715.762.88

90,614.40 Notes and Bills Payable_____

275,000.00

6, 000.00
2 , 0 0 0 .0 0

122,837.06

C a sh ___________________________

74,262.60

Due from Banks______________

189,821.28

Clearing

House _______________________

11,028.13

Checks and Cash Items_____

21,709.37

Cash Items in Transit_______

46,369.79

Other Resources______________

1 , 000.00

Total.




154.277.87

Deposits________________

Time

Other Real Estate_____________

for

Ex­

Deposits_____________

Furniture and Fixtures______

Exchanges

less

penses and Taxes paid_____
14,897.00 Demand

and

Banking House________________

Profits

100 , 000.00

100,000.00

1,322.24 Surplus Fund__________________

O verdrafts____________________

.$ 2,328,982.63

Total.

$ 2,328,982.63

ANNUAL, REPORT FOR 1925

86

HURTSBORO— BANK OF HURTSBORO
T. S. Davis. President
W . T. Davis, Cashier

W . C. Speight, Assistant Cashier

RESOURCES

L IABILITIE S

Loans and Discounts.________ $

82,855.68

Overdrafts ____________________

1,080.10

C a s h ___________________________

Capital Stock paid in________ $
Undivided

4,889.88

Checks andCash Items_______

457.40 Time
O th e r

Total_________________________ $

less

160,731.99

40,000.00

E x-

penses and Taxes paid_____

71,448.93 Demand

Due from Banks_______

Profits

4,912.17

Deposits...

88,564.05

Deposits____ —

27,246.98

L ia b ilit ie s

8.78

Total_________ _______________ $

160.731.99

HURTSBORO— FARMERS & MERCHANTS BANK
R.

M. Hall, President

D. P. Lloyd, Vice-President

S. B. Williams, Cashier

Myrtle Lloyd, Assistant Cashier
LIABILITIE S

RESOURCES
Loans and Discounts________ $
Other

Bonds,

Stocks

and

W arrants ---------------------------------Furniture and Fixtures---------

C a sh ______________________________
Due from Banks........... ..............
from

Federal




31,400.00

Surplus Fund__________________

15,000.00

Undivided
1,520.00

Profits

less

Ex­

penses and Taxes paid_____

Demand
7,994.64
Time
9,025.63

7,359.67

Deposits_____________

103,588.02

Deposits________________

17,793.21

18,689.51

Reserve

Bank ___________________________

Total.

Capital Stock paid in________ $

1,300.00

Other Real Estate________________

Due

129,356.33

.$

7,254.79

175,140.90

Total.

.$

175,140.90

ST A T E SU PER INTEND EN T OF BANKS

8

JACKSON— JACKSON BANK & TRUST COMPANY
S. H. Andrews, President
H.

M.

McLeod', Vice-President

G.

G. Warren,

Cashier

J. D. Guy, Assistant Cashier
RESOURCES

LIABILITIES

Loans ana Discounts________ $
Overdrafts ____________________
U.

S. Bonds,

and

W.

Undivided

S.

Stamps ...................
Bonds,

Capital Stock paid in________ $

389 63 Surplus Fund__________________

Certificates of

Indebtedness

Other

385,541.09

and

W arrants ___

less

21,000.00

Ex­

penses and Taxes paid..... ....
16,989.48 Demand

Stocks

Profits

Time

29,000.00

10,849.54

Deposits....... ..................

Deposits__________________

318,219.53
169,774.52

23,569.00

Banking House________________

750.00

Furniture and Fixtures______

750.00

C a sh ___________________________

22,997.46

Due from B an ks_____________

96,431.81

Checks and Cash

Items____

1,425.12

Total .................................... ......548,843.59

Total___ ___ __________________$

548,843.59

JACKSONVILLE— ALABAMA TRUST & SAVINGS BANK
C.

A. Whitemore. President

Oscar Sargent, Vice-President

R.

RESOURCES
Loans and Discounts________ $
Overdrafts ____________________
Other

Bonds,

Stocks

LIABILITIES
53,552 95 Capital Stock paid in________ $
77.24 Undivided

and

Warrants ...........
Furniture and Fixtures______

3,508.17 Demand
3,896.72 Time

C a sh .......... ................

12,189.09
47,935.71

Cash Items in Transit_______

148.57




Profits

less

121,308.45

1,460.48

Deposits...........................

Deposits.__________________

Total.

25,000.00

Ex­

penses and Taxes paid_____

Due from Banks______________

Total.

L. Heffington, Cashier

?

56,483.43
38,364.54

121,308.45

ANNUAL, REPORT F.OR 1925

88

JASPER— CENTRAL BANK & TRUST COMPANY
A. F. Fite, President
J. J. Curtis, Vice-President
O.

J. W . Strange, Assistant Cashier

F. Cobb, Cashier

J. G. Burton, Assistant Cashier

RESOURCES

LIABILITIE S

Loans and Discounts________ $

Bonds,

Stocks

Capital Stock paid in________ $

55.03 Surplus Fund__________________

O v e rd ra fts____________________
Other

452,878.27

and

Undivided

W arrants ___________________

5,103.78

5,550.00

Furniture and Fixtures.-.*____

terest _______________________

21,388.35 Demand

C a s h ___________________________

18,377.76 Time

Due from Banks______________
Federal

for

5,512.39

4,000.00

Deposits_____________

249,969.88

Deposits_____ ___________

218,788.42

69,488.55 Notes and Bills Payable_____

75,000.00

Reserve
24,570.64

Bank ___________ ...___________
Exchanges

00

Ex­

penses arid Taxes paid_____

Other Real Estate_____________

from

less

00

10. 000.

12, 000.00 Reserve for Taxes and In­

Banking House________________

Due

Profits

50.000.

Clearing
3,858.31

House _______________________

.$

Total.

613,270.69

Total-

613,270.69

JASPER— JASPER TRUST COMPANY
W . S. Childers. President
J. W . Shepherd, Vice-President

Schley O’Reay, Assistant Treasurer

A. S. Preston, Treasurer

J. C. Easter,

RESOURCES
Loans and Discounts________ $
Other

Bonds,

Stocks

Assistant

730,731.27

and

Capital Stock paid 4n________ $

50,000.00

Surplus Fund__________________

25,000.00

6,750.57 Undivided

W a r r a n ts ___________________

Profits

less

E x­

Banking House________________

14,761.20

Furniture and Fixtures______

12,066.17 Demand Deposits_______________

penses and Taxes paid_____

9,310.67 Time

Other Real Estate_____________

Deposits__________________

C a sh ___________________________

31,841.00 Notes and Bills Payable_____

Due from Banks.........................

89,388 85

Exchanges

for

133.60

Other Resources_________ ______

728.78




469,840.12
103,346.48
150,000.00

1,927.75

Items____

T otal

99,453.26

Cleariifg

H o u s e _______________________
Checks and Cash

Treasurer

LIABILITIES

$

897,639.86

Total.

....$

897,639.86

89

ST A T E SU PER INTEND EN T OF BAN KS

JONES MILLS— PEOPLES BANK
J. B. Barnett, President
J. F. Busey, Vice-President

B. H. Stallworth, Vice-President and Cashier

W . A. Giddens. Assistant Cashier
RESOURCES

L IABILITIE S

Loans and Discounts-________?

141.51 Surplus Fund_______

O v erd rafts____________________
Other

Bonds,

Stocks

123,600.64 Capital Stock paid in.____ ___$

and

W arrants ___________________

Undivided
1,913.07

2,000.00 Demand

Furniture and Fixtures______

2,600.00 Time
3,399.78

C a sh ___________________________

28,477.03

Due from Banks______________

171,626.56

Total_________________________ $

333,758.59

3,500.00
less

E x11,110.71

penses and Taxes paid_____

Banking House________________

Other Real Estate_____________

Profits

30,000.00

271,653.53

Deposits__ —

Deposits_____

.........................

17,494.35

333,758.59

Total-

KENNEDY— BANK OF KENNEDY
U.

T. Propst,

J. L.

Vice-President

80,877.17

Capital Stock paid in________ $

O verdrafts_____________________

4,364.23 Surplus Fund_______

Banking House............ .................

1,053.00

Furniture and Fixtures______

1,159.11

C a sh ___________________________

6,248.38 Demand Deposits .

Undivided

.$

215,216.80

Profits

less

E x11,933.19
159,279.72
14,003.89

Deposits____

Total.

15,000.00
15,000.00

penses and Taxes paid_____

121,514.91 Time

Due from Banks___________




Cashier

L IABILITIE S

RESOURCES
Loans and Discounts________ $

T otal—

Kennedy,

.$

215,216.80

90

A N N U A L REPORT FOR 1925

KINSTON— FARMERS & MERCHANTS BANK
F.

A. Symonds, President

J. L. Atkins, Vice-President

w.

J. F. Brunson, Cashier
L. Stephens,
L IABILITIE S

RESOURCES
78,579.21

Doans and Discounts .......... .

Capital Stock paid in________ $

O verdrafts___________________

5,063.35 Surplus Fund__________

Banking House______________

2,000.00

Furniture and Fixtures____

2,475.00

Other Real Estate___________

9,041.00

C a sh ________ _______ _________

8,557.31

Due from Banks____________

56,627.31

Checks and Cash Items___

1,946.00

..$

Total..

164,289.46

Undivided

Profits

less

5,000.00
E x­

penses and Taxes paid—......
Reserve

for

Taxes

and

4,266.59

In­

terest _________________
Demand
Time

25,000.00

150.00

Deposits_____________

100,270.43

Deposits________________

29,602.44

Total_________________________ $

164,289.46

LA FAYETTE— BANK OF LA FAYETTE
L. S. Schuessler, President
M. C. Ratchford, Vice-President
G.

D. T. Tatum, Cashier

O. Winters, Assistant Cashier

RESOURCES

LIAB IL IT IE S

Loans and Discounts....__ ___ $
Overdrafts .................... .................
U.

490,197.16

1,125 54 Surplus Fund__________

S. Bonds, Certificates of

Indebtedness

and

W.

Bonds,

Stocks

Undivided

10,000.00 Demand

169,755 31

1,943.92 Notes and Bills Payable_____

25,000.00

Furniture and Fixtures______

1,500.00
2,000.00

C a sh ___________________________

12,233.06

Due from Banks______________

23,965.77

Checks and Cash Items_____

193.24

Cash Items in Transit_______

3,445.65




15,613.15
223,735.88

7,500.00

Total.

20,000.00
Ex­

Deposits_____________

Time

Banking House___ ____________

Other Real Estate_______

less

Deposits________________

and

Warrants ___________________

Profits

penses and Taxes paid_____

S.

Stamps ______________________
Other

Capital Stock paid in............ 100,000.00

.$

554,104.34

Total.

.$

554,104.34

91

ST A T E SU PER IN TEN D EN T OF BANKS

LA FAYETTE— CHAMBERS COUNTY BANK
J. M. Tucker. President
G. E. Collins, Vice-President

J. J. Tucker, Cashier
LIABILITIES

RESOURCES
Loans and Discounts________ $

408,113.06 Capital Stock paid in________ $
Surplus Fund__________________

Overdrafts Secured with Cotton _____

16,506.41

Overdrafts Unsecured________

329.62

Banking House____ ___________

2,000.00

Due from Banks___ _________
for

Profits

less

50,000.00

Ex­

penses and Taxes paid_____

6,000.00 Demand

Furniture and Fixtures______

Exchanges

Undivided

75,000.00

Deposits_________

9,097.34
209,643.14

Deposits________________

85,571.06

12,540.24 Notes and Bills Payable_____

33,500.00

Time

14,105.20

Clearing

House __ —

498.86

Cash Items in Transit_______

Total____ ------------------------------------

2,718.15

462,811.54

......$

Total_________________________ $

462,811.54

LEEDS— LEEDS STATE BANK
A.
C.

W . Bell, President

F. Lewis, Vice-President

J. M. Pledger, Vice-President

J. M. Spruiell, Vice-President

J. C. Roberts, Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $
Overdrafts ____________________

235,183.51

Capital Stock paid in________ $

118.51 Surplus Fund__________________

25,200.00
13,500.00

Banking House________________

2,007.50

Furniture and Fixtures...........

1,955.00

penses and Taxes paid....... .

3,077.60

Other Real Estate_____________

8,317.82 Demand Deposits_____________

119,750.65

Undivided

Profits

less

Ex­

C a sh ___________________________

17,262.59

Deposits________________

129,879.98

Due from Banks....______

26,540.44 Other Liabilities.______________

19.34

Other

Resources______________

Total.




$

Time

42.20

291,427.57

Total.

.$

291,427.57

A N N U A L REPORT FOR 1925

92

LEXINGTON— BANK OF LEXINGTON
A. L. Phillips, President
L. M. Foster, Vice-President

Chas. P. McMeans, Cashier

B. A. Porter, Assistant Cashier
RESOURCES

L IABILITIE S
$

Loans and Discounts______

68.53 Surplus Fund_______ —

Overdrafts __________________
Other

Bonds,

Stocks

153,605.82 Capital Stock paid in________ $

Undivided

and
775.00

W a r r a n t s ____ ______________
Banking House________________

Profits

E x-

penses and Taxes paid____

4,559.99 Time

Deposits____

10,644.33 Other Liabilities___

Due from Banks______________

91,713.68

Checks and Cash Items_____

1,197.60

Other Resources_______________

11.39

5,063.71
157,171.80
75,263.78

—

C a sh ___________________________

New

15,000.00
less

592.79 Demand Deposits...—

Furniture and Fixtures______

15,000.00

504.42

4,834.58

Banking House________

Total_________________________ $

268,003.71

Total_________________________ $

268,003.71

UNDEN— MARENGO COUNTY BANK
W m . Cunninghame, President
R. G. Rhodes, Cashier

J. E. Williams, Vice-President

L IABILITIE S

RESOURCES
Loans and Discounts________ $

Bonds,

Stocks

Capital Stock paid in........ ...... $

Undivided

and

W a r r a n ts ___________________

1,000.00

Profits

25,000.00
3,000.00

393.76 Surplus Fund____ __

O v erd rafts____________________
Other

111,698.13

less

E x-

penses and Taxes paid_____

1,093.88
94,346.48

Banking House________________

2,850 00 Demand Deposits.—

Furniture and Fixtures______

2,284.00

...............

29,906.78

Other Real Estate_____________

7,346.80 Notes and Bills Rediscounted

5,000.00

C a sh ___________________________

7,555.57

Due from Banks______________

24,847.57

Checks and Cash Items_____

371.31

T o ta l____




.$

158,347.14

Time

Deposits.........

T otal____

___$

158,347.14

93

ST A T E SU PER IN TE N D EN T OF B AN KS

LINEVILLE— FARMERS & MERCHANTS BANK
W . E. Carpenter, President
R.

T. R. Bell, Vice-President

C.

Smith,

Cashier

LIABILITIES

RESOURCES
Loans and Discounts_______

200,698.07

Capital Stock paid in________ $

75,693.34 Surplus Fund_____________________

Cotton Bills of E xch an ge-

851.15 Undivided

Overdrafts ___________________
Banking House______________

5,600.00

Furniture and Fixtures____

2, 000.00 Demand

Profits

less

penses and Taxes paid_____
Deposits_____________

11,670.47 Time

Cash _________________________

11,997.41 Notes and Bills Payable_____

Due from Banks_________

26,246.20

Checks and Cash Items..

1,463.98

Other

1,355.72

Total_________________________ ?

337,576.34

10,000.00

Ex­

Other Real Estate___________

Resources_________

50,000.00

Deposits___________________

Total_________________________ $

10,564.34
170,289.62
66,722.38
30,000.00

337,576.34

LIVINGSTON— BANK OF SUMTER
W . W . Patton. President
W . S. N ichols, Cashier

J. P. K elly, A ssista n t Cashier

RESOURCES

LIABILITIES

Loans afid Discounts________ $
O v erd rafts____________________
U.

387,357.38

469.09 Surplus Fund_____________________

S. Bonds, Certificates of

Indebtedness

and

W.

Bonds,

Stocks

House_______________

950.00 Demand

25,854.26

Deposits________________

121,002.07

13,300.00 Notes and Bills Payable_____

70,000.00

Time

4,649.22
1,130.45
11,558.80

C ash.___________________________

17,903.41

Due from Banks______________

54,918.31

Checks and Cash Items_____

374.96




30,000.00

Ex­

215,755.29

Other Real Estate____________

.?

less

30,000.00

Deposits_____________

Furniture and Fixtures______

T otal..

Profits

penses and Taxes paid_____

and

W a r r a n ts ___________________
Banking

Undivided

S.

Stamps ______________________
Other

Capital Stock paid in________ $

492,611.62

Total.

.$

492,611.62

94

A N N U A L REPORT FOR 1925

LIVINGSTON— McMILLAN & CO.. BANKERS
T. M.

, President

J. A. Mitchell, Vice-President

T. M. Tartt, Jr., Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $

170,7(50.25 Capital Stock paid in________ $

50,000.00

Overdrafts (Cotton)___________

29,342.92 Surplus Fund__________________

10,000.00

U.

S. Bonds, Certificates of
Indebtedness

and

W.

Undivided

Bonds,

Stocks

1,900.00

and

W arrants ___________________
Banking

less

E x­

penses and Taxes paid_____

S.

Stamps ... ....................................
Other

Profits

House_______________

Taxes and

23,141.23

In­

terest ________________________

191.45
195,855.85

2,000.00

Cash ............. .....

for

1,124.69 Demand Deposits_____________
18,373.90

Furniture and Fixtures______

Reserve

Time

Deposits________________

41,074.86

Notes and Bills Payable_____

20,000.00

15,131.86

Due from Banks_____ :_______

101,582.92

Checks and Cash Items_____

46.30

Other Resources_______________

.55

Total._________ ______________ $

340,263.39

Total_________________________ $

340,263.39'

LOUISVILLE— THE BANK OF LOUISVILLE
F. B. Pierce, President
A. W . Pierce, Vice-President

R. E. Flournoy, Cashier

Harrell Hobdy, Assistant Cashier
LIABILITIE S

RESOURCES
Loans and Discounts________ $

61,629.63

Capital Stock paid in________ $

1,306.06 Surplus Fund...----- --------------------

Demand Loans________
Overdrafts ________ ________ ___

519 06 Undivided

Profits

less

House..------ ---------------

2,000.00

• penses and Taxes paid--------

1,847.25

Demand

Other Real Estate...------- --------

300.00 Time

C a sh ______ ___

12,357.38

Due from Banks..................

73,799.52

Checks and Cash Items--------

T otal




.$

5,000.00

Ex-

Furniture and Fixtures______ .

Banking

25,000.00

Deposits_____________

Deposits...... ......

3,841.71
106,760.63
14,625.00

1,468.44

155,227.34

T otal

.$

155,227.34

95

ST A T E SU PER INTEND EN T OF BANKS

LOUISVILLE— BARBOUR COUNTY BANK
M. C. Bell, President
O.

L. Bryan, Vice-President

J. H.

Blair,

Cashier

Louise Lee, Assistant Cashier
LIABILITIES

RESOURCES
Loans and Discounts________ $
Loans

on

49,098.55

Capital Stock paid in________ $

9,724.47 Surplus Fund_____ ___

Cotton_____________

99.95 Undivided

Overdrafts ____________________

1,800.00

C a sh ___________________________

9,426.56 Demand

Checks and Cash Rems_____
■Cash Items in Transit_______

less

Ex­
1,109.46

Deposits......... .......

79,258.43

Deposits.............................

7,274.27

99.25 Other Liabilities_______________

3.58

33,296 48 Time

Due from Banks______________

Profits

3.000.00

penses and Taxes paid-------

Furniture and Fixtures...........

15,000.00

2,100.48

T otal_________________ _______ $

105,645.74

Total_________________________ $

105,645.74

LOXLEY— LOXLEY STATE BANK
J. W . Randall. P resident
O. F. E. Winberg, Vice-President

Carl L. Schlich, Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $
Overdrafts ____________________
Other

Bonds,

Stocks

71,052.38

Capital Stock paid in________ $

925.21 Surplus Fund_____ ____________

and

Warrants ............... - .................

Undivided
1,000.00

Profits

less

10,000.00
2,000.00

E x­

penses abd Taxes paid....!__

643.40

Banking Douse______ ___

4,750.00

Reserve

Furniture and Fixtures______

3,282.40

terest

_______________________

30.72

250.00 Demand

Deposits_____________

57,618.23

Other Real Estate____________
C a sh ...............

6,642.34 Time

Due from B a n k s—.___________
Checks and Cash Items_____

123.85
3,823.90

Other Resources_______________

500.03




Taxes

and

In­

Deposits____________

62,493.62

40,435 86

Cash Items in Transit_______

Total.

for

$

132,785.97

Total.

.$

132,785.97

96

A N N U A L REPORT FOR 1925

LUVERNE— BANK OF LUVERNE
T. W . Shows, President
H.

A. Donovan, Vice-President

H. R.

Shows,

Cashier

T. W . Shows, Assistant Cashier
RESOURCES

LIABILITIE S

Loans and Discounts________ $

193,762.81

O verdrafts------------------------------U.

1,586.73 Surplus Fund_____________

S. Bonds, Certificates of

Indebtedness

and

W.

Undivided

S.

Bonds,

Stocks

Profits

less

800.00 Demand

10,000.00

188,605.12

Deposits________________

38,788.47

2,457.88 Notes and Bills Payable_____

3,000.00

Time

Furniture and Fixtures______

13,258.48

Deposits_____________

and

W a r r a n ts ___________________

50,000.00

Ex­

penses and Taxes paid_____

Stamps ______________________
Other

Capital Stock paid in________ $

2,500.00

Other Real Estate____________

8,084.55

C a sh _____________________

13,235.92

Due from Banks______________

62,059.96

Checks and Cash Items_____

18,951.92

Cash Items in Transit_______

32.00

Other Resources_______________

180.32

303,652.09

T o ta l-

Total.

...$

303,652.09

LUVERNE— FARMERS BANK
A . L. W atts, President
J. W . Williams, Vice-President

Hugh W illiams, Vice-President

A. D. Fundaburk, Cashier
L IABILITIE S

RESOURCES
Loans and Discounts___ ____ $
O verdrafts____________________
Other

B on ds,'

Stocks

5,489.11

1,835.29

Furniture and Fixtures______

40,000.00

less

E x21,738.90

penses and Taxes paid..—
for

Taxes

and In3,500.00

12,053.97 Demand Deposits________

214,055.88

C a sh ___________________________

16,611.00

Due from Banks______________

118,261.07

Checks and Cash Items_____

1,763.41

Cash Items in Transit_______

1,168.57

$

Profits

te r e s t___________________

2,187.00

Other Real Estate____________




25,000.00

Surplus Fund______________

2,209.50 Reserve

House_______________

T o t a l_____

Capital Stock paid in_— ------ $

Undivided

and

W a r r a n ts ___________________
Banking

160,694.57

322,273.49

Time

Deposits___________ ___

Total.

17,978.71

.$

322,273.49

97

ST A T E SU PER IN TE N D EN T OF BANKS

MAPLESVILLE— BANK OF MAPLESVILLE
J. W . Foshee, President
H. M. Nix, Vice-President

F. H. Brown, Vice-President
H. L. Smith, Cashier
LIABILITIES

RESOURCES
Loans and Discounts._______ $

Undivided

S. Bonds, Certificates of

Indebtedness

and

W.

S.

House_______________

Furniture and Fixtures______

less

10,000.00
3,500.00

Ex­
1,683.37

Deposits_____________

67,736.92

Deposits________________

26,267.69

1,351.56 Other Liabilities_______________

2.67

900.00

C a sh ___________________________

11,148.24

Due from Banks______________

38,965.84

Total_________________________$

Profits

penses and Taxes paid_____
100.00 Demand

Stamps _____________________
Banking

Capital Stbck paid in________ $

70.80 Surplus Fund.................................

Overdrafts ____________________
U.

56,654.21

109,190.65

Time

Total_________________________ $

109,190.65

MARION— MARION CENTRAL BANK
A.
D.

F. Armstrong, President

K . Mason, Cashier

W . P. Nichols, Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $

S. Bonds, Certificates of

Indebtedness

and

W.

Bonds,

Stocks

and

House_______________

from

Federal

for

47,052.57

In­
1,949.92
467,059.30

Deposits________________

11,743 28
25,000.00

_______

193,626.92

Reserve
33,273.26

Clearing

House _______________________

1,186.83
3,748.27

Cash Items in Transit_______

10.00




and

2,335.89 Notes and Bills Payable_____

Checks and Cash Items_____

Total

Taxes

22,799.36

Bank ________________________
Exchanges

for

Ex­

paid____

terest ..............

10,000.00 Time

C a sh ___________________________

Due

Reserve

less

50,000.00
100,000.00

14,926.60 Demand Deposits_____________

Furniture and Fixtures______

Due from Banks____

Profits

penses and Taxes
25,000.00

W arrants ___________________
Banking

Undivided

S.

Stamps _____________________
Other

Capital Stock paid in ________$

729.25 Surplus Fund.................................

O verd rafts____________________
U.

395,168.69

$

702,805.07

Total.

$

702,805.07

A N N U A L REPORT FOR 1925

98

MARION— PEOPLES BANK
J. M. Moore, President
T. J. Moore, Cashier

E.

W . Sturdivant, Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $
Overdrafts ____________________
Other

Bonds,

Stocks

Capital Stock paid in________ $

914.36 Surplus Fund__________________

and

Undivided

W arrants ...........
Banking

252,327.23

12,500.00

House........ ..........

Profits

less

50,000.00
50,000.00

Ex­

penses and Taxes paid_____

31,615.47

5,870.08

Reserve

Furniture and Fixtures______

4,566.72

terest

_______________________

1,000.00

Other Real Estate.....................

4.911.48 Demand

Deposits.......................

251,932.39

Deposits.............................

1,926.50

C a sh ......... .......................................

25,275.35 Time

Due from Banks.........................

78,452.98

Checks and Cash Items_____

1,656.16

Total______________________ __ $

386,474.36

for

Taxes

and

In­

Total_________________________$

386,474.36

MARION JUNCTION— MARION JUNCTION STATE BANK
P.

B. Harrell, President

C. L. Gilmer, Vice-President

Hugh Hopper, Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $

House_______________

2,000.00

Furniture and Fixtures______

2,000.00

C a sh ________________________

4,690.39

Due from Banks______________

Total.




Capital Stock paid in________ $

37.86 Surplus Furid__________________

Overdrafts ................
Banking

90,678.38

.$

35,082.44

134,489.07

Undivided

Profits

less

15,000.00

E x­

penses and Taxes paid_____
Demand
Time

3,463.60

Deposits_______________

Deposits___________________

Total.

25,000.00

.$

78,443.99
12,581.48

134,489.07

99

ST A T E SU PER INTEND EN T OF BANKS

McCu l l o u g h — f a r m e r s

exchange

bank

C. E. Sellers. President
Ulay W .
A.

E.

Black, Vice-President

Espy,

Cashier

LIABILITIE S

RESOURCES
Loans and Discounts________ $

56,942.70

Capital Stock paid in________ $

36.83 Surplus Fund___ _______________

Overdrafts ____________________
Banking

D.

W . E. Coker, Assistant Cashier

J. Nall, Vice-President

House......... .................

2,550.00

Furniture and Fixtures______

2,025.00

Other Real Estate____________
C a sh ___________________________

Undivided

less

1,200.00

E x­

penses and Taxes paid_____

1,905.72

410.00 Demand Deposits...... ................

72,277.76

4,736 96 Time

Due from Banks______________

Profits

10,000.00

Deposits________________

4,206.98

22,888.97

Total_________________________ $

89,590.46

Total............................. ..............89,590.46

MIDWAY— JAMES & MIDWAY BANKING COMPANY
H. L. King, President
H. L. King, Jr., Vice-President
S.

A. E. King, Cashier

M. King, Assistant Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $
Other

Bonds,

Stocks

75,782.37

and

Warrants ________

Surplus Fund__________________
10,000.00 Undivided

House...........................

1,500.00

Furniture and Fixtures______

500.00

Other Real Estate____________

6,900.06

C a sh ___________________________

4,893.56

Due from Banks______________

33,394.30

Banking

Total.




Capital Stock paid in.... ......... $

$

132,970.29

Profits

less

5,000.00

Ex­

penses and Taxes paid.........
Demand
Time

25,000.00

22,658 99

Deposits_____________

64,160.73

Deposits________________

16,150.57

Total..

.$

132,970.29

A N N U A L REPORT FOR 1925

100

MILLPORT— MILLPORT STATE BANK
J. E. Dowdle, President and Cashier
Chas.

P.

O’Dom,

Vice-President

Mrs.

J.

E.

RESOURCES
151,808.27

S. Bonds, Certificates of

Indebtedness

and

W.

Bonds,

Stocks

Undivided
5,270.69

and

Cashier

9,800.00

House_______________

1,700.00

less

Ex­

penses and Taxes paid_____

Furniture and Fixtures______

1,500.00

Other Real Estate____________

Time

Deposits____

30,000.00
6,000.00

Profits

5,829.11

Demand Deposits... —

W arrants ___________________
Banking

Capital Stock paid in________ $
Surplus Fund_______

S.

Stamps ______________________
Other

Assistant

LIABILITIES

Loans and Discounts________ $
U.

Dowdle,

156,126.88
87,629.22

—

20.00

C a sh _________________

12,892.63

Due from Banks______________

102,421.72

Checks and Cash Items_____

171.90

Total_________________________ $

285,585.21

Total.................................. ...........$

285,585.21

MILLRY— CITIZENS BANK
W . S. Knight, President
W . J. Blount, Vice-President

Roy B. Smith, Cashier

RESOURCES

L IABILITIES

Loans and Discounts________ $

Bonds,

Stocks

Capital Stock paid in________ $

3.81 Surplus Fund__________________

Overdrafts ____________________
Other

60,716.33

Undivided

and

W arrants ___________________

3,272.89

penses and Taxes

House_______________

2,000.00

Reserve

Furniture and Fixtures______

1,500.00

terest

Banking

Other Real Estate____________
C a sh ___________________________

3,940.71
37,704.61

Other Resources........ ...................

300.00




.$

for

less

3,000.00

E x­

paid____

Taxes and

109,613.35

Time

177.08

Deposits________________

Total.

3,285.76

In­

175.00 Demand Deposits_____________

Due from Banks______________

Total.

Profits

10,000.00

54,700.99
38,449.52

.$

109,613.35

ST A T E SU PER IN TE N D EN T OF BAN KS

101

MOBILE— MERCHANTS BANK
E. F. Ladd, President
G. A. Michael, Vice-President

W . J. Parham, Jr., Cashier

J. F. McRae, Assistant Cashier

W . B. Taylor, Assistant Cashier

Jos. S. Norton, Assistant Cashier
RESOURCES
L IABILITIES
Loans and Discounts________ $ 8,956,233.09 Capital Stock paid in... ........... $
500,000.00
Overdrafts ___________________
4,494.95 Surplus Fund__________________
500,000.00
U. S. Bonds, Certificates of
Undivided Profits less E x ­
Indebtedness and W .
S.
penses and Taxes paid.........
114,579.69
S ta m p s _____ _________________
30,020.00 Reserve for Taxes and In­
Other
Bonds,
Stocks
and
terest, E tc___________________
119,413.09
Warrants ___________________
453,104.00 Demand Deposits_____________ 7,804,676.40
Banking House_______________
121,300.00 Time Deposits________________ 3,155,478.11
Furniture and Fixtures______
12,450.00 Acceptances
Executed
for
Other Real E state___________
1.00
Customers _________________
822,232.38
194,808.34
C a sh ___________________________
Due from Banks______________ 1,375,052.70
Due from Federal Reserve
Bank ________________________
680,508.56
Exchanges
for
Clearing
House _______________________
79,201.23
Checks and Cash Items_____
23,957.35
Cash Items in Transit_______
263,016.07
Customers’ Liability Account
Acceptances __________
822,232.38
Total_________________________ $13,016,379.67

Total............. ............................... $13,016,379.67

MOBILE— PEOPLES BANK OF MOBILE
Stewart Brooks, President
Ed J. Higgins, Vice-President
J. R. Burgett, Assistant Cashier

W . W . Boyles, Jr., Cashier

A. J. Wildman, Assistant Cashier

E. B. Peebles, Assistant Cashier
RESOURCES
LIABILITIES
Loans and Discounts________ $ 3,447,050.67 Capital Stock paid in________ $ 300,000.00
Overdrafts ____________________
5,783.54 Surplus Fund__________________
200,000.00
Undivided Profits less E x ­
U. S. Bonds, Certificates of
penses and Taxes paid..........
86,448.75
Indebtedness and W .
S.
Stamps ______________________
17,000.00 Reserve for Taxes and In­
terest ________________________
21,500.00
Other
Bonds,
Stocks
and
W arrants ___________________
224,629.86 Demand Deposits_____________ 2,458,231.66
Time Deposits________________ 1,308,182.83
Banking House and Furniture
200,000.00
and Fixtures________________
130,000.00 Notes and Bills Payable_____
41,600.00
Other Real Estate____________
166,380.75 Notes and Bills Rediscounted
C a sh ___________________________
152,767.17
Due from Banks______________
189,800.13
Due from Federal Reserve
Bank ____
133,635.76
Exchanges
for
Clearing
House ____
61,931.81
Checks and Cash Items_____
10,618.18
Cash Items in Transit_______
47,887.71
Other Resources_______________
28,477.66
Total.




.$ 4,615,963.24

Total.

$ 4,615,963.24

102

A N N U A L REPORT FOR 1925

MOBILE— STATE SAVINGS BANK
J. B. Dortch, President

Edward W ahl, Cashier

RESOURCES

LIABILITIES

Loans and Discounts_____ ....$

191,963.06 Capital Stock paid in________ $

Overdrafts ___
U.

89.05

S. Bonds,

Certificates of

Indebtedness

and

W.

Other

Stocks

Profits

less

E x-

penses and Taxes paid_____

S.

572.61

Bonds,

5,000 00
Undivided

Stamps ____
and

Demand
Time

W arrants ________ ___________

50,000.00

12,660.48'

Deposits...

9,153.87

Deposits____

439,483.22:

270,833.50

Banking- House and Furniture
and Fixtures________________

26,590.50

C a sh ............ .......................... ..........

6,382.75

Due from Banks........ ............ .

19,866.10

Total_________________________$

516,297.57

Total.............................. .............. $

516,297.57

MONROEVILLE— THE MONROE COUNTY BANK
J. B. Barnett, President
B.

H. Stallworth, Vice-President

K. J.

Lazenby,

Cashier

L. L. Hendrix, Assistant Cashier
RESOURCES

LIABILITIES

Loans and Discounts________ $
O verdrafts____________________
U.

655,215.27

1,804.37 Surplus Fund__________________

S. Bonds, Certificates of

Indebtedness

and

W.

Bonds,

Stocks

5,618.40
13,263.53

Cash — _________________________

25,069.32

Due from Banks.............. ...........

136,061.90

737,046.55

Deposits__________________

185,855.00

51,095.83

Checks and Cash Items_____

1,818.16

Other Resources_______________

966.50




28,976.85

Deposits_______________

Reserve

Bank __________

Total

30,000.00

E x­

5,113.00

Other Real Estate____________

Federal

less

100,000.00

34,852.12

House...............

from

Demand
Time

Furniture and Fixtures______

Due

Profits

penses and Taxes paid_____
151,000.00

and

W arrants ...................
Banking

Undivided

S.

Stamps ______________________
Other

Capital Stock paid in________ $

.$ 1,081,878.40

Total

$ 1,081,878.40-

103

S T A T E SU PER IN TE N D EN T OF B AN KS

MONTEVALLO— MERCHANTS & PLANTERS BANK
C.

J. C. Slone, Cashier

L. Meroney, President

L IABILITIE S

RESOURCES
Loans and Discounts________ $
Overdrafts ____________________
Banking

130,028.83

Capital Stock paid in________ $

133.11 Surplus Fund__________________

House_______________

1,300.00

Furniture and Fixtures______

1,950.00

Other Real Estate____________

1,080.00

Cash .............................

26,930.99

Due from Banks..... ...................

59,818.43

Checks and Cash Items_____

123.12

Total_________________________ 8

221,364 48

Undivided

Profits

less

5,000.00

Ex­

penses and Taxes paid_____
Demand
Time

25,000.00

8,683.81

Deposits..... ..................

172,665.82

Deposits..,,.........................

10,014.85

Total______________ ___________ $

221,364.48

MONTGOMERY— ALABAMA BANK & TRUST COMPANY
M. A. Vincentelli, President
B.

P. Crum, Chairman of Board

W . K. Pelzer, Vice-President

J. T. Smith, Assistant Cashier

J. D. Flowers, Vice-President and Cashier

V. B. Murray, Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ 8 1,960,400.38
Overdrafts ____________________
U. S. Bonds,

2,285.55 Surplus Fund_______ 1__________

Certificates of

Indebtedness

and

W.

Bonds,

Undivided

S.

Stamps ________
Other

Profits

less

and

Reserve

for

Taxes

and

300,000.00
48,000.00

Ex­

penses and Taxes paid_____
23,050.00

Stocks

Capital Stock paid in.............. .5

23,500.43

In­

terest ........... ................................

1,932.00

Deposits_____________

1,381,702.86

Furniture and Fixtures______

15,337.46

Time

Deposits________________

514,379.17

Other Real Estate____________

11,534.09

Notes and Bills Rediscounted

265,358.05

C a sh ___________________________

102,054.67

Due from Banks______________

195,420.48

Warrants —____

Due

from

Federal

33,165.00 Demand

Reserve

Bank ________________________
Exchanges

for

124,165.53

Clearing

House _______________________

49,670.69

Checks and Cash Items_____

8,806.59

Cash Items in Transit_______

8,482.07

Other Resources_______________

Total.




500.00

.$ 2,534,872.51

Total—

.8 2,534.872.51

A N N U A L REPORT FOR 1925

104

MONTGOMERY— UNION BANK & TRUST COMPANY
Michael Cody, President

Grover Keyton, Cashier

RESOURCES

LIABILITIES

Loans and Discounts______
Overdrafts
U.

$

777,967.83

574.63 Surplus Fund........... ................

(Trust Accounts)

S. Bonds,

Certificates of

Indebtedness

and

W.

Undivided

S.

Bonds,

Stocks

498.05 Reserve

and

less

for

Taxes

and

335,582.28 Demand

Furniture and Fixtures...........

1.00 Time

Other Real Estate...... ...............

31,154.43

C a sh ___________ ____ :..................

30,159.73

Due from Banks......................

100,000.00
50,000.00

Ex­
90,029.28

In­

terest _________________

W a r r a n ts ____________

11,200.00

Deposits_______________

166,481.15

Deposits__________________

933,849.26

148,962.65

Checks and Cash Items_____

Total.

Profits

penses and Taxes paid_____

Stamps _____________________
Other

Capital Stock paid in............... $

26,659.09

1,351,559.69

Total___________________ _____ $ 1,351,559.69

MOULTON— BANK OF MOULTON
R.
R.

P. Irwin, Vice-President

C.

G. Judy, Assistant Cashier

M. Byars, President
O. L. Judy, Cashier
R.

B. Henderson, Assistant Cashier
L IABILITIE S

RESOURCES
Loans and Discounts............... $
Overdrafts ____________________
Other

Bonds,

Stocks

205,031.97

32.05 Surplus Fund__________________

and

W arrants ............

Capital Stock paid in________ $

Undivided
1,000.00

Profits

less

28,000.00
40,000.00

Ex­

penses and Taxes paid_____

Furniture and Fixtures______

1,029 00 Demand

Other Real Estate........

1,760.00

Time

Deposits________________

57,094.07

8,574.48

Notes and Bills Payable.........

20,000.00

.........

C a sh __________
Due from Banks.........................
Exchanges

for

Deposits_____________

3,564.24
133,997.26

62,638.85

Clearing

House ............. ...................- .......
Checks and Cash

Total.




Items.......

581.22
2,008.00

282,655.57

Total.

282,655.57

105

ST A T E SU PER IN TE N D EN T OF BANKS

MOULTON— THE CITIZENS BANK
D.

H. Bracken, President
J. L. Weatherwax, Cashier

W . A. Moles, Vice-President

LIABILITIES

RESOURCES
Loans and Discounts________ $

186,555.54
60.13

Overdrafts ____________________
Other

Bonds,

Stocks

15.000.

00

Surplus

15.000.

00

Fund_________________

Undivided

and
166.66

W arrants ___________________
Banking

Capital Stock paid in________ $

3,600.00

House_______________

Profits

less

Ex­
12,095.91

penses and Taxes paid_____
Demand

Deposits_____________

136,208.39

Deposits________________

49,191.60

Other Real Estate.....................

3,277.39 Notes and Bills Rediscounted

7,176.90

C a sh ___________________________

5,320.78

Due from Banks______________

33,111.56

900.00 Time

Furniture and Fixtures_____ _

Exchanges

for

Clearing
1,680.74

House _______________________

Total.

$

234,672.80

Total

.$

234,672.80

MOUNDVILLE— BANK OF MOUNDVILLE
R.
R.

L.

Griffin,

President

J. Griffin, Vice-President

L. M. Griffin, Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $
Other

Bonds,

Stocks

and

W arrants ...................................
Banking

175,801.24 Capital Stock paid in________ $
Surplus Fund__________________
15,500.00

House_______________

Furniture and Fixtures______

13,627.91

4,354 35 Time

C a sh ___________________________

15,280.03

Due from Banks______________

63,893.44

Checks and Cash Items_____

5,892.59

Cash Items in Transit_______

925.00




.$

298,610.68

Profits

less

10,000.00

Ex­

penses and Taxes paid_____

3,336.12 Demand

Other Real Estate___________

Total

Undivided

25,000.00

5,084.38

Deposits_____________

187,929.81

Deposits________________

70,596.49

Total

298,610.68

A N N U A L REPORT FOR 1925

106

NEWBERN— BANK OF NEWBERN
J. F. Brown, President

W . E. Swanzy, Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $

81,271.88

Overdrafts ____________________
Banking

Capital Stock paid in________ $

107.09 Surplus Fund..... .............

House_______________

3,600.00

Furniture and Fixtures______

Undivided

750.00

C a sh ... .......................
Due from Banks______ _______

Profits

less

28,200.00
6,300.00

Ex­

penses and Taxes paid_____

4,890.77

9,156.51 Demand Deposits_____________

93,099.20

15,133.70

Checks and Cash Items_____

75.00

Cash Items in Transit_______

22,238.79

Other Resources_______________

157.00

Total_________________________ $

132,489.97

Total............... ........... ...........

. $

132,489.97

NEW BROCKTON— BANK OF NEW BROCKTON
Obie Harris, President
S.

D. Fuller, Vice-President

W.
J. W .

Brock.

167,253.23

Secured__________

14,728.76

Overdrafts Unsecured________

533.41

Other

Bonds,

Stocks

13,019.80

House_______________

2,000.00

Other Real Estate_____ ______

1,556.87

C a sh _____ :_____________________

12,930.83

Due from Banks______________

110,817.82

Checks and Cash Items.........

148.00

Cash Items in Transit-----------

7,793 61




$

Capital Stock paid in________$
surplus Fund__________________
Undivided

Profits

less

Demand
Time

332,432.33

5,000.00

9,989.24

Deposits_____________

226,249.01

Deposits__________

Total___

50,000.00

Ex­

41,190.29

Cash Over______________________

Furniture and Fixtures....... 1,650.00

Total.

Vice-President

penses and Taxes paid_____

and

W arrants ___________________
Banking

W ard,

L IABILITIE S

RESOURCES
Loans and Discounts________ $
Overdrafts

H.

Cashier

$

3.79

332,432.33

S T A T E SU PER IN TE N D EN T OP B AN KS

107

NEW HOPE— BANK OF NEW HOPE
W . E. Butler, President
T.

E. McKinney, Vice-President

C. H. Tribb, Cashier

J. W . Wood, Assistant Cashier
LIABILITIES

RESOURCES
Loans and Discounts______ . . . . $
U.

Certificates of

S. Bonds,

Indebtedness

and

W.

Bonds

Stocks

Undivided
249.00

and

W arrants _________________
Banking

House_____________

Capital Stock paid in________ $
Surplus Fund______

S.

Stamns ___________________
Other

71,211.92

Profits

5,000.00
less

Ex-

Denses and Taxes naid___
Demand

824.00 Time

25,000.00

2,477.53

Deposits...

88,274.37

Deposits____

29,885.74

1,800.00

...

Furniture and Fixtures____

1,800.00

Other Real Estate_________

13,900.00

C a sh _________________________

3,316 81

Due from Banks__ __ ______

57,301.51

Checks and Cash Items___

9.20

Cash Items in Transit_____

199.03

Other Resources_____________

26.17

Total...____ ___ _______ ______ - $

150,637.64

Total_____________

- - - - - ------ ---------------

$

150,637.64

NEW MARKET— NEW MARKET BANKING COMPANY
W . E. Rodgers, President
J. W . Cochran, Vice-President

R. N. Coleman, Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $
Overdrafts'_______________
Banking

119,132.37

Capital Stock paid in________ $

88.30 Surplus Fund__________________

House_______________

900.00

Furniture and Fixtures______

900.00

Undivided

5,100.00

Demand

C a sh ________________

7.855.05

Time

Checks and Cash Items_____

Deposits________________

34,781.68

27,546.24 Notes and Bills Payable.........

12,500.00

24 50 Other Liabilities_____ ___

Other Resources_______________

350.00

$

825.64
84,282.58

500.00




10,000.00

Ex­

Deposits__ __________

Cash Items in Transit_______

Total.

less

penses and Taxes paid_____

Other Real Estate___________

Due from Banks______________

Profits

20,000.00

162,396.46

Total.

6.56

.$

162,396.46

A N N U A L REPORT FOR 1925

108

NEWVILLE— FARMERS STATE BANK
G. H. Malone, President
H. C. Price, Cashier

J. J. Espy, Vice-President
RESOURCES

LIABILITIES

Loans and Discounts______ .. $
Overdrafts __________ ___ ____
Banking

49,606.00

115.84 Surplus Fund______

—

1,444.00

House____________ _

Furniture and Fixtures____—

1,263.50

C a sh _________________________

4,575.63

Due from Banks___________

Capital Stock paid in-------------$

Undivided

Cash Items in Transit........ —

662.10

130,627.34

1,054.47
93,585.43
2,375.57

Deposits____

846.11 O th e r L ia b ilit ie s

$

E x-

penses and Taxes paid_____

Checks and Cash Items..—

Total— ___ _______ __ ______

less

Demand Deposits... —

72,114.16 Time

—

Profits

25,000.00
7,970.74

—

641.13

130.627.34

Total.........................

NEWTON— CITIZENS BANK
Mittie

K.

Hayley,

President
S.

R. A. Jones, Vice-President
RESOURCES

T. Jones, Cashier

L IABILITIES

Loans and Discounts--------

33,672.49

Loans

on Cotton------------- _

11,491.13 Surplus Fund__________________

1,754.94

Overdrafts --------------------------

116.38 Demand Deposits_____________

56,378 38

Banking

House------------------ —

Furniture and Fixtures—

2,500.00

C a sh ------------------------------------

3,059.65
18,694.67




Time

Deposits________________

10,000.00

1,701.00

300.00

Due from Banks—-------------

Total_________________________ $

Capital Stock paid in________ $

69,834.32

Total------------------------------- ------ $

69,834.32

109

ST A T E SU PER INTEND EN T OF BANKS

NORTHPORT— NORTHPORT BANK
J. S. Moore, Vice-President

M. Freeman, President and Cashier

LIABILITIES

RESOURCES
Loans and Discounts-.......... . $

84,234.08

Undivided

S. Bonds, Certificates of

Indebtedness

and

W.

Bonds,

Stocks

less

Ex­

penses and Taxes paid_____

S.

1,670.00 Demand

Stamps _____________________
Other

Profits

Time

and

W arrants ___________________

15,000.00
276.70

335.10 Surplus Fund__________________

Overdrafts _____________________
U.

Capital Stock paid in............... $

839.74

Deposits_____________

103,686 35

Deposits________________

7,500.00

25.00

Furniture and Fixtures______

2,877.00

C a sh ___________________________

15,292.09

Due from Banks______________

22,791.22

’ Cash Items in Transit_______

78.30

Total............................. ............... $

127,302.79

Total________________________ $

127,302.79

NOTASULGA— FIRST BANK OF NOTASULGA
A.

B. Hope, President

W . J. Bridges, Vice-President

Jas. M. W hite, Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $
Demand

Loans on Cotton_

S. Bonds,

Indebtedness

W.

S.

Stamps ______________________
Other

Bonds,

Stocks

Reserve
14,250.00

and

Warrants ___________________
Banking

Furniture and Fixtures______

800.00

C a sh ___________________________

17,231.43

Due from Banks______________

59,862.29

paid___
and

21,219.52

In­

_______

979.64
205,801.14

Deposits________________

35,081.69

Notes and Bills Payable_____

10,000.00

1,102.15

Checks and Cash Items_____

40.25

Cash Items in Transit_______

863.50




Taxes

15,000.00

Ex­

Clearing

House _______________________

Total.

for

less

15,000.00

Deposits_____________

496.25 Time
1,800.00

for

terest
Demand

House_______________

Exchanges

Profits

penses and Taxes

Certificates of
and

Capital Stock paid in________ $

2,719.06 S u rp lu s F u n d ______________________
117.52 Undivided

Overdrafts __________
U.

203,799.54

303,081 99

Total.

.$

303,081.99

A N N U A L REPORT FOR 1925

110

NOTASULGA— MERCHANTS & FARMERS BANK
John H. Drakeford, President
E.

H. Reynolds, Vice-President

A. C. Dillard, Cashier

RESOURCES

L IABILITIES

Loans and Discounts________ $
Loans on

73,520.50

Cotton_____________

Overdraft’s ' ____________________
U.

633.36 Undivided

and

W.

Demand

S.

230.50 Time

Stamps ______________________
Furniture and Fixtures______

2,500.00

Other Real Estate____________

25,000.00
5,000.00

less

Ex­
3,633.98

Deposits...

86,222.03

Deposits____

19,276.72
15,000.00

Notes and Bills Payable_____

500.00

C a s h ____________________

10,174.80

Due from Banks______________

60,104 28

Checks and Cash Items_____

345.64

Total....... .............. .....................-$

Profits

penses and Taxes paid.........

S. Bonds, Certificates of
Indebtedness

Capital Stock paid in________ $

6,123.65 Surplus Fund_______

154,132.73

Total—________ ______________ $

154,132.73

OAKMAN— BANK OF OAKMAN
B.

M. Richards, President

H. W . W ard, Vice-President

R.

Jno. T.

Rose,

Overdrafts _____________________
S. Bonds,

and

W.

Bonds,

Undivided

16,000.00
Stocks

less

10,500.00

Ex­

penses and Taxes paid_____

2,868.10
66,884.67

Deposits___________________

95,538.92

2,610.00

Other Real Estate____________

7,766.00

C a sh ______________ :-------------------

11,526.43

Due from Banks______________

25,569.48

Other Resources........... ................




Profits

25,000.00

1,260.00

Furniture and Fixtures---------

Total.

Cashier

Demand Deposits_____________
Time

and

W a r r a n ts ...... .........

Capital Stock paid in________ $

67.84 Surplus Fund_____________________

S.

Stamps --------Other

135,983.94

Certificates of

Indebtedness

Collins,

L IABILITIES

RESOURCES
Loans and Discounts-------------$

U.

D.

Vice-President

.$

8.00

200,791.69

Total...

.$

200,791.69

ST A T E SUPER INTEND EN T OF BAN KS

111

ONEONTA— BLOUNT COUNTY BANK
A.

A. Fendley, President

J. H. Lowry; Vice-President
F.

Birl Brown, Cashier

G. Stephens, Vice-President

H. C. Lowry, Assistant Cashier

RESOURCES

LIABILITIE S

Loans and Discounts________ $
Cotton

Loans_________________

201,132.46 Capital Stock paid in________ $
30,621.98 Surplus Fund.._____ ______________
74.48 Undivided

Overdrafts ____________________
Other

Bonds,

Stocks

and

Warrants ..................
Banking

Profits

less

penses and Taxes paid_____

Time

3,000.00

Furniture and Fixtures_______
Other Real Estate_____

3,905.29

13,000.00

Ex­
1,475.77

1,630.82 Demand Deposits_______________

House________

25,000.00

Deposits___________________

Notes and Bills Payable_____

94,186.95
91,110.34
52,500.00

6,128.49

C a sh ___________________ ________

11,238.11

Due from Banks_________ ____

16,969 18

Checks and Cash Items...........*

Total_________________________ $

2,572.25

277,273.06

Total_________________________$

277,273.06

ONEONTA— ONEONTA TRUST & BANKING COMPANY
T. H. Davidson, President

C.

RESOURCES
Loans and Discounts________ $
Cotton

Loans._____ ______

S. Bonds,

Indebtedness

Certificates of
and

W.

Bonds,

Stocks

Time

S.

Deposits___________________

Notes and Bills Payable_____

36,528.20
25,567.44
14,500.00

1,836.00
4,000 00

Furniture and Fixtures.______

2,000.00

Other Real Estate____________

1,572.62

C a sh ___________________________

6,366.28

Due from Banks______________

17,373.51

Checks and Cash Items_____

1,510.06

Other Resources........... ......




6,000.00

Deposits_______________

and

House_______________

Total.

20,000.00

3,077.00

W arrants .............
Banking

Capital Stock paid in________ $

25.84 Demand

Stamps ... ..............
Other

57,923.49

6,751.61 Surplus Fund__________________

Overdrafts ____________________
U.

H. Davidson, Cashier

LIABILITIES

159.23

$

102,595.64

Total

$

102,595.64

A N N U A L REPORT FOR 1925

112

OPP— AMERICAN BANK & TRUST COMPANY
T.

E. Henderson, President

J. A. Whaley, Vice-President

W . L. Woodall, Cashier

J. R. W ard1, Vice-President

Casey Dalton, Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ ?
Overdrafts ____________________

131,914.03

Capital Stock paid in________ $

88.69 Surplus Fund__________________

Furniture and Fixtures______

3,000.00

Other Real Estate____________
C a sh ___________________________

765.05

Undivided

Checks and Cash Items_____

Total_________________________$

less

10,000.00

Ex­

penses and Taxes paid_____

9,755.75 Demand

Due from Banks______________

Profits

50,000.00

12,883.39

Deposits_____________

77,060.26

Deposits________________

40,702.39

347.18 Other Liabilities_______________

68.36

44,843 70 Time

190,714.40

Total___ _____________________ $

190,714.40

OZARK— OZARK CITY BANK
Mrs. W m . Garner. President
W . S. Garner, Cashier

B.

RESOURCES

L IABILITIES

Loans and Discounts________ $
Demand Loans on Cotton____
Other

Bonds,

Stocks

Warrants ___________________

20,000.00

Undivided

39,049.56

Profits

less

Ex­

penses and Taxes paid____

2,325.00 Demand

Cash _____

Time

22,806.65

Deposits_____________

242,898.82

Deposits......_____________

82,248.55

28,608.00

Due from Banks______________
Checks and Cash Items_____
Resources______________




100,000.00

21,121.50 Surplus Fund__________________

10,000.00

Other Real Estate___________

Total

210,054.06 Capital Stock paid in________ $

and

Furniture and Fixtures______

Other

F. Faust, Assistant Cashier

.$

155,273.23
318.53
1,204.14

467.954 02

Total.

.$

467,954.02

113

ST A T E SU PER INTEND EN T OF B AN KS

OZARK— PLANTERS & MERCHANTS BANK
J. E. Z. Riley, President
Mrs. C. A. Stokes, Vice-President

L. B. Martin, Cashier

O. Atkins, Assistant Cashier
RESOURCES

L IABILITIES

Loans and Discounts________ $
Cotton

Loans_________________

8,231.32 Surplus Fund__________________

Overdrafts ____________________
Other

Bonds,

Stocks

482.76 Undivided

and

W a r r a n ts ___________________
Banking

498,812.10 Capital Stock paid in________ $

4,400.00 Time

Furniture and Fixtures______

2,900.00

Other Real Estate_____ ______

13,555.00

C a sh ___________________________

40,680.57

Due from Banks______________

241,653.37

Exchanges

for

75,000.00

Ex­
31,404.62

Deposits_______________

442,861.50

Deposits__________________

163,579.00

Clearing

House _______________________

2,201.43

Checks and Cash Items_____

281.97

Cash Items in Transit..... ........
Other

less

penses and Taxes paid_____
1,110.00 Demand

House_______________

Profits

125,000.00

Resources______________

303.60
23,233.00

Total_________________________$

837,845 12

Total____________________ 837,845.12

PARRISH— BANK OF PARRISH
J. C. Shepherd, President
O. L. Lockwood, Vice-President

R. W . Chambers, Cashier

E. P. Randall, Vice-President

Mrs. S. R. Walker, Assistant Cashier

RESOURCES
Loans and Discounts________ $
Overdrafts ____________________
Banking

House_______________

Furniture and Fixtures______

LIABILITIES
111,276.23

Capital Stock paid in________ $

.90 Surplus Fund__________________
4,161.65
2,167.25

Undivided

13,622.45 Demand

Due from Banks______________

17,189.23 Time

and

Cash Item s.-____

Total_________________________$




less

8,550.00

Ex­

penses and Taxes paid_____

C a sh ___________________________

Check

Profits

30,000.00

Deposits_______________

Deposits________________

4,132.67
54,448.39
52,016 33

729.68

149,147.39

Total_________________________ $

149,147.39

114

A N N U A L REPORT FOR 1925

PELL CITY— PELL CITY BANK & TRUST COMPANY
O. L. Ekwurzel, President
W . A. Savage, Vice-President
Frank B.

Embry,

H. V. Jon'es, Cashier

Vice-President

Myrtie

R.

Garrett,

Assistant

Cashier

Jas. B. Embry, Assistant Cashier
RESOURCES

LIABILITIES

Loans and Discounts________ $

Bonds,

Stocks

Undivided

and

Warrants ___________________
Banking

Capital Stock paid in________ $

123.17 Surplus Fund__________________

Overdrafts ____________________
Other

112,724.27

35.00

House_______________

Other Real Estate____________

less

penses and Taxes

9,700.00 Demand

Furniture and Fixtures______

Profits

5,000.00

Ex­

paid___

4,794.86

Deposits_______________

Deposits_______

Time

___

48,878.09

9,439.78

Notes and Bills Payable_____

10,000.00

11,743.73 Other Liabilities___________________

Due from Banks___________

14,642.83

Other

74,636.95

3,250.00

C a sh ___________________________

Checks and Cash Items.........

20,000.00

27356-

1,780.52

Resources______________

144.16

Total............ ............................. ...$

163,583.46

Total......................... ................... ?

163,583.46

PELL CITY— UNION STATE BANK
McLane Tilton. President
C.

A.

R. Fay, Vice-President

LIABILITIES

RESOURCES
Loans and Discounts________ $

200,686.41

Capital Stock paid in________ $

53.08 Surplus Fund____ ____

Overdrafts ____________________
Banking

Undivided

House............ ...............

17,500.00

Other Real Estate_____ ______

2,336.31

C a sh ___________________________

7,337.41 Demand

Due from Banks______________

35,011.64

Checks and Cash Items_____

450.38

Other

Resources______________

TotaL___




H. Van Devander, Cashier

.$

Profits

less

10,000.00
Ex­

penses and Taxes paid_____

Time

35,000.00

2,790.55

Deposits_______

102,558.92

Deposits..............................

113,097.06

71.30

263,446.53

Total

.?

263,446.53

S T A T E SU PER INTEND EN T OF BAN K S

115

PETERMAN— BANK OF PETERMAN
W . J. Nettles, President
X). R. Nettles, Vice-President

P.

S. Jackson, Cashier

Chas. N. Nettles, Assistant Cashier
RESOURCES

LIABILITIE S

Loans and Discounts________ $
Overdrafts _____________________
U.

S. Bonds,

and

W.

Bonds,

Stocks

Time

House...........................

1,700.00
3,285.34

Other Real Estate____________

1,244.10

5,000.00

Ex­

Deposits_______________

Deposits___________________

4,534.18
98,334.62
86,550.93

8,831.68

Due from Banks______________
Other

less

15,000.00

11,152.03

Furniture and Fixtures______

C a sh ____ _____

Profits

penses and Taxes paid_____
11,800.00 Demand

and

Warrants ___________________
Banking

Undivided

S.

Stamps ______________________

Capital Stock paid in________ $

26.73 Surplus Fund__________________

Certificates of

Indebtedness

Other

107,329.43

Resources______________

Total........................................... ..$

63,199.92
850.50

209,419.73

Total_________________________ 8

209,419.73

PHENIX CITY— PHENIX-GIRARD BANK
C. L. Mullin. President
J. E. Moultrie, Cashier

H. R. Mills, Assistant Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $
Other

Bonds,

Stocks

and

Warrants ___
Banking

455,605 50 Capital Stock paid in________ $
Surplus Fund__________________
40.00 Undivided

House_______________

15,000.00

Furniture and Fixtures______

4,000.00

Other Real Estate____________
C a sh __ ____

for




for

Taxes

and

7,615.89

In­

terest _______________________

2,700.00
1,386.81

1,945.17

Time

Deposits....... ................

189,230.60

Deposits________________

365,830.64

3,519.86

Cash Items in Transit_______

Total.

20,000.00

E x­

24,028.39 Reserve for Losses___________

Clearing

House _____________

less

penses and Taxes paid_____
Reserve

107,124.70 Demand

Due from Banks.......................
Exchanges

Profits

25,000.00

.$

500.32

611,763.94

Total

$

611,763.94

116

A N N U A L REPORT FOR 1925

PHIL CAMPBELL— FIRST STATE BANK
A. M. Grimsley, President
J. P. Brown, Vice-President

S.

RESOURCES

P. Allman, Cashier

LIABILITIES

Loans and Discounts________ $

24,303.45

Capital Stock paid in________ $

1 89 Surplus Fund_______________ __

O v erd rafts____________________
Furniture and Fixtures______

1,250.00

Other Real Estate____________

350.00

C a sh ___________________________
Due from Banks______________

Undivided

less

1,800.00

Ex­

penses and Taxes paid_____

1,790.00

7,105.80 Demand Deposits_____________

64,961.84

51,280.05 Time

Cash Items in Transit_______

Profits

15,000.00

Deposits___________________

6,699.51

5,960.16

T otal

90,251.35

Total.

90,251.35

PIEDMONT— FARMERS & MERCHANTS BANK
C. N. Thompson, President
J. H. Barlow, Vice-President

J. L. Adderhold, Cashier

C. W . Thompson, Assistant Cashier
LIABILITIE S

RESOURCES
Loans and Discounts-------------$

Bonds,

Stocks

Undivided

and

W arrants ----------------------------Banking

141.00

930.50 Time

Furniture and Fixtures-- :—
Other Real Estate------------------

3,641.01

C a sh ___________________________

16,022 98

Due from Banks---------------------

40,488.29

Checks and Cash Items--------

130.18

Cash Items in Transit-----------

836.48




$

148,318.16

Profits

less

3,000.00

4,563.92

Deposits_______________

Deposits___________________

Total

30,000.00

Ex­

penses and Taxes paid_____

3,000.00 Demand

House-----------------------

Total

Capital Stock paid in________ $

91.12 Surplus Fund__________________

Overdrafts ____________________
Other

83,036.60

.$

77,529.42
33,224.82

148,318.16

117

ST A T E SU PER INTEND EN T OF BAN KS

PINCKARD— THE PEOPLES BANK
M. M. Pippin, President
C. A. Pippin , Cashier

R. R. Pippin, Vice-President

LIABILITIES

RESOURCES
Loans and Discounts________ $
U.

56,946.79

Surplus Fund__________________

S. Bonds, Certificates of

Indebtedness

and

W.

Undivided

S.

Stamps ______________________
Banking

Capital Stock paid in________ $

67.69

less

Deposits_____________

Furniture and Fixtures______

1,861.10 Time

Other Real Estate____________

5,214 22 Notes and Bills Payable_____

C a sh ___________________________

4,432.77

Due from Banks______________

56,837.08

Other

Resources_____ _____

00

4,000.00

Ex­

penses and Taxes paid_____

3,622.86 Demand

House_______________

Profits

40.000.

Deposits________________

1,141.24
60,790.32
1,177.04
24.000.

00

2,126.09

$

Total.

131 , 108.60 |

131,108.60

Total..

PINEAPPLE— BANK OF PINEAPPLE
J. T. Adams, President
Sam N. Stanford, Vice-President

David Adams, , Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $

Bonds,

Stocks

and

W arrants ___________________
Banking

Capital Stock paid in________ $

58.36 Surplus Fund_____ _____________

Overdrafts ____________
Other

206,041.86

House_______________

Undivided
5,000.00

Profits

less

Deposits_____________

Furniture and Fixtures______

1,500.00

Other Real E state__._________

2,667.50 Notes and Bills Payable_____

C a sh ___________________________

8,727.84

Due from Banks...___ ________

66,246.64

Cash Items in Transit_______

1,125.00

Total.




..$

293,867.20

Time

Deposits.________________

Total.

00

14.000.

00

Ex­

penses and Taxes paid_____

2,500.00 Demand

25.000.

.?

5,987.66
147,697.77
91,181.77

10 000
.

.

293,867.20

00

A N N U A L REPORT FOR 1925

118

PINE HILL— PLANTERS STATE BANK
A. E. Yow, President
P. E. Godbold, Vice-President

Edgar Sheffield, Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $
Overdrafts ____________________
Banking

87,916.78

Capital Stock paid in________ $

150.33 Surplus Fund__________________

15,000.00
5,000.00

House_______________

6,241.46

Furniture and Fixtures______

4,380.41

Other Real Estate____________

6,641.84 Demand Deposits_______________

79,693.45

C a sh ____________________

5,607.79

44,135.53

Due from Banks______________

34,596.30

Checks and Cash Items._____

30.44

Total_________________________ $

145,565.35

Undivided

Profits

less

Ex­
1,736.37

penses and Taxes paid_____

Time

Deposits___________________

Total_________________________ $

145,565.35

PITTSVIEW— BANK OF PITTSVIEW
t. C. Joiner, Vice-President and Cashier

L. H. Boykin, President

L IABILITIES

RESOURCES
Loans and Discounts________ $
Other

Bonds,

Stocks

900.00

House_______________

Capital Stock paid in________ $
Surplus Fund__________________

and

W arrants .....
Banking

61,886.12

1,800.00

Undivided

Profits

less

5,000.00

Ex­

penses and Taxes paid_____

3,993.49

Furniture and Fixtures______

1,239.00 Demand

Other Real Estate____________

5,749.64

Time

Cash --------------

2,827.61

Notes and Bills Payable..... .

Due from Banks---------------------

2,926.52 Notes and Bills Rediscounted

Due

from

Federal

1,162.77

Checks and Cash Items--------

412.05




Deposits_____________

11,212 83

Deposits________________

5,749.44
5,000.00
22,947.95

Reserve

Bank ________________________

Total.

25,000.00

.$

78,903.71

Total

.$

78,903.71

119

ST A T E SU PER INTEND EN T OF B AN KS

PRATT CITY— PRATT CITY SAVINGS BANK
A. M. Grimsley, President
S.

C. McClure, Vice-President

C.

159,795.39

Overdrafts ___________________

180.91

Furniture and Fixtures______

6,007.48

Cash

8,908.89

__________________________

Due from Banks______________

Total

Riddle,

Cashier

L IABILITIES

RESOURCES
Loans and Discounts...............

Checks and1 Cash

V.

Capital Stock Paid i n ______ $
Surplus

Fund

Undivided

111.15 Time

______________________$

197,912.49

Profits

less

25,000.00
2,500.00

E x­

penses and Taxes paid___

22,908.67 Demand

Item s____

________

Deposits_____________

Doposits--______________

2,713.40
120,389.49
47,309.60

Total ......... ................................. $

197,912.49

PRATTVILLE— AUTAUGA BANKING & TRUST COMPANY
C. E. Thomas, President
Daniel Pratt, Vice-President

J. R. Moore, Vice-President
Chas. Booth, Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $
Overdrafts

____

452,103.04 Capital Stock Paid in________ $
599.73

U. S. Bonds, Certificates of
Indebtedness
Stamps
Other

and

\V.

S.

Bonds,

Stocks

and

Other Real Estate __________

42.086.73

_______

and Taxes
Deposits

Deposits

less

Other

Liabilities

75,000.00
16,000.00

Ex­

paid__

9,174.34

________

302,125.06

_______

132,918.59
50,000.00

____________

44.37

23,452.76

Due from Banks______________

37,704.12

Checks and Cash Items_____

3,697.46

Other Resources ...........




penses

Time

2,521.75

Total

Profits

22,261.77 Notes and Bills Payable____

_______

Furniture and Fixtures______

Cash

Undivided

100.00 Demand

____________________

Warrants

Surplus Fund ________________

735.00

.$

585,262.36

Total __

$

585,262.36

A N N U A L REPORT FOR 1925

120

RAGLAND— BANK OF RAGLAND
W . T. Floyd, President
M. O. Jones, Vice-President

J. A. Thomas, Cashier

Josephine Borders, Assistant Cashier
RESOURCES

LIABILITIES

Loans and Discounts________ $
U.

S.

Bonds,Certificates

Indebtedness

and

Bonds,

W.

Warrants
Banking

Stocks

15,000.00

Surplus Fund _______________

5,250.00

of
S.

Undivided

Stamps _____________________
Other

51,600.26 Capital Stock Paid’ in_______

13,800.00

1,247.62
59,963.84

6,701.84
Time Deposits _______________

28,222.25

3,353.66

Furniture and Fixtures______

1,500.00

Other Real Estate____________

890.78

Cash __________________________

6,107.34

Banks_____________

24,673.41

Checks and Cash Items_____

948.82

Cash Items in Transit______

107.60

Total ________________________$

E x­

penses and Taxes paid____

House_______________

Due from

less

Demand Deposits ____________

and

_____________________

Profits

109,683.71

Total ________________________$

109,683.71

RAMER— BANK OF RAMER
A. D. Cowles, President
S.

T. Rushton, Vice-President

R. F. Cowles, Cashier
L IABILITIE S

RESOURCES
Loans and Discounts............... $
Banking House -------------------------Furniture and Fixtures--------Other Real Estate __
Cash

_____________________________

Due from Banks_________________

Total ________________________$




40,317.23 Capital Stock Paid in_______ $
Surplus Fund ________________
6,639.30
3,167.60 Undivided

Profits

less

451.85

E x­

paid__

730.30

___________

29,847.84

Time Deposits _____ 1__________
6,348.74

1,071.62

25,120.37

penses and Taxes

25,000.00

Demand
2,508.37

84,101.61

Deposits

Notes and Bills Payable_____

27,00.00

Total ________________________$

84,101.61

ST A T E SU PER INTEND EN T OF BANKS

1 21

RED BAY— BANK OF RED BAY
A. C. Waldrip, President
L. H. Gober, Vice-President

Chas. Cashion, Cashier

Olney Nabers, Assistant Cashier

S. D. W ren, Assistant Cashier
L IABILITIE S

RESOURCES
Loans and Discounts________ $
Overdrafts
Other

___________________

Bonds,

W arrants

Stocks

199,737.62 Capital Stock Paid in________ $
467.47 Surplus

__________________

3,499.20

___

Profits

7,000.00
less

Ex­

penses and Taxes paid____

3,550.00 Demand

Banking House ______________

Deposits

___________

900.00 Time Deposits ______________

Furniture and Fixtures _____
Cash ___________________________

106,918.86

Cash Items in Transit_______

12,947.04

______$

352,743.75

9,203.58
251,274.22
60,248.21

24,723.56 Other Liabilities _____________

Due from Banks______________

Total

Fund

Undivided

and

25,000.00

17.74

352,743.75

Total

RED LEVEL— PEOPLES BANK OF RED LEVEL
J. M. Foshee. President
R. H. Foshee, Cashier

J. L. Foshee, Vice-President

L IABILITIES

RESOURCES
Loans and Discounts_________ $
Overdrafts
Other

___________________

Bonds,

Warrants

Stocks

114,388.24

37.41 Surplus Fund ________________
Undivided

and

__________________

Furniture and Fixtures _____
Other Real Estate _________

less

5,000.00

E x­

penses and Taxes paid_____

7,608.33
141,385.88

1,000.00 Time

105,400.39

Deposits

______________

11,147.42

Cash __________________________

8,278.31

Due from Banks______________

140,012.69

Checks and Cash Items______

195.27

Cash Items in Transit______

5,163.67




Profits

25,000.00

2,500.00 Demand Deposits ____________

1,671.59

Banking House _______________

Total

Capital Stock Paid in________ $

.$

284,394.60

Total

.$

284,394.60

A N N U A L REPORT FOR 1925

122

REFORM— STATE BANK OF REFORM
J. L. Cummings, President
J. G. Marbury, Vice-President
E. A. Nell, Assistant Cashier
RESOURCES
Loans and Discounts________ $
Overdrafts
U.

S.

L IABILITIE S
245,076.51

___ _____ ___________

Bonds,

Stocks

Undivided

Banking House ______________

Time Deposits ____

159,763.34
21.06

5,054.49
6,870.38

Banks......... ..........

18,806.52
100,327.36

Checks and Cash Items______

218.30

Cash Items in T ran sit________

6,379.46

Other Resources _____________

8,011.81

Total _______ ___ ____ ________ $

1,949.01

887.50 Other Liabilities ...

10,699.75

___ ___ __________________

E x-

187,404.12

Other Real Estate.....__ ______

from

less

penses and Taxes paid_____

Furniture and Fixtures_____

Cash

Profits

1,740.00 Demand Deposits ..

and

Warrants ___________________

Due

50,000.00
5,000.00

Certificates

of Indebtedness and W . S.

Other

Capital Stock Paid in_______ $

___________ ____ __

Bonds,

Stamps

J. L. Taylor, Cashier

404,137.53

Total _____________ ---------------- $

404,137.53

REPTON— UNION BANK
A. D. Kelly, Vice-President
Riley Kelly, Vice-President

j. E. Kelly, President

N.
Allen,
J. E. Nettles, Assistant Cashier
L IABILITIE S

RESOURCES
Loans and Discounts ................ $
Overdrafts
U.

S.

............

Bonds,

128,654.82 Capital Stock Paid in .............. $
6,269.81

Surplus

Fund1 ...........................

Undivided

Certificates

Profits

less

30,000.00
'

7,500.00

Ex­

of Indebtedness and W . S.

penses and Taxes

paid___

9,490.06

Stamps ______________________

650.00 Demand Deposits ____________

137,065.70

Other

Bonds,

Warrants

Stocks

and

__________________

1,987.49

Banking House ........

1,250.00

Furniture and Fixtures _____

1,250.00

Other Real Estate____________

7,005.41

C a s h ___ _______________________

7,951.21

Due

from

Banks....................

1,235.95

‘Cash Items in Transit_______

339.45




Deposits________________

47,123 81

Liabilities______________

61.24

74,646.67

Checks and Cash Items_____

Total

Time
Other

231,240.81

Total

.$

231,240.81

Cashie

123

ST A T E SU PER IN TE N D EN T OF B AN KS

ROANOKE— MERCHANTS & FARMERS BANK
B.
A. W alter Burton,

E. Satterwhite, President

Vice-President

P.

B.

Smith,

Cashier

Lucile W ilfe, Assistant Cashier
L IABILITIES

RESOURCES
Loans and Discounts________ $
Overdrafts
Other

___________________

Bonds,

Warrants

Stocks

356,569.83
125.46

and

Capital

Undivided
12,970.00

penses

Furniture and Fixtures______

3,540.00

Reserve

Other Real Estate __________

74,367.90

terest

Cash __________________________

11,711.57

Due from Banks______________

28,368.76

from

Federal

Reserve

__________ ____________

17,587.00

Exchanges for Clearing House

1,884.02

Bank

Cash Items in Transit_______
Other

Resources

Paid

in______$

Surplus Fund ________________

__________________

Due

Stock

Profits
and

for

less

Taxes
Taxes

00

15.000.

00

Ex­
12,215.24

paid___
and

75.000.

In­

_______________________

26,475.38

Demand Deposits ____________

185,731.69

Time

______________

162,100.28

Notes and Bills Rediscounted

30,746.38,

Deposits

25.70
118.73

____________

Total

507,268.97

Total

$

507,268.97

ROANOKE— ROANOKE BANKING COMPANY
W . W . Campbell, President
J. W . Radney, Vice-President
M. R. Buckalew, Cashier
W . H. W right, Assistant Cashier
T. J. Still, Assistant Cashier
W . J. Mann, Assistant Cashier
L IABILITIE S

RESOURCES
Loans and Discounts________ $

886,335.56 Capital Stock Paid in_______ $

Loans

115,842.08

on

Cotton..................

Overdrafts
Other

___________________

Bonds,

Stocks

822.01

and

Warrants ___________

12,000.00

Surplus

Fund

Undivided

_______________

Profits

less

200, 000.00
200, 000.00

E x­

penses and Taxes paid____

32,929.03

Demand Deposits _____________

538,652.40

Banking House _______________

9,935.70

Time Deposits __________ ____

250,165.70

Furniture and Fixtures______

11,405.01

Notes and Bills Rediscounted

85,800.00

Other

Real

Estate__________

140,688.68

Cash

__________________________

13,160.97

Due

from

Banks____________

74,206.45

Due

from

Federal

Reserve

Bank ______
Checks and Cash Items_____

Total




42,661.45
489.22

$ 1,307.547.13

Total

.$ 1,307,547.13

124

A N N U A L REPORT FOR 1925

ROBERTSDALE— ROBERTSDALE STATE BANK
W . I. Cleverdon, President
W m . McIntosh, Vice-President

It. G. Pearson,

Cashier

N. E. Anderson, Assistant Cashier
RESOURCES

LIABILITIES

Loans and Discounts______ ~-5
Overdrafts
U.

S.

Certificates of

Indebtedness

and

Stamps ___________________
Other

Bonds,

W arrants

Stocks

and

Banking House _______ __ _

1,900.00

Estate _______

------------------------------------

__________

582.48
132,709.38
128,383.53

10,922.02

Banks__________

88,631.21

Cash Items in Transit______

662.68

from

Deposits

2,100.00

7,000.00

Cash

Ex-

Time Deposits ___________ .......

Other

Due

less

9,123.71

Furniture and Fixtures____
Real

Profits

penses and Taxes paid____
250.00 Demand

______ __ _______

10,000.00
17,000.00

Undivided

s.

W.

Capital Stock Paid in________ $

76.73

_________________

Bonds,

168,009.04

Total _______ ______________ - ?

288,675.39

Total ________________________$

288,675.39

ROCKFORD— BANK OF ROCKFORD
W . B. McCain. President
Winston Stewart, Cashier

Mrs. W . B. McCain, Assistant Cashier

RESOURCES

L IABILITIE S

Loans and Discounts_____ __ $
U.

S. Bonds,

Indebtedness

Certificates of
and

W.

Bonds,

W arrants

Stocks

Capital Stock Paid in________ $
Surplus Fund ___________________

S.

Stamps _____________________
Other

88,726.53

Undivided
1,250.00

and

Profits

penses and Taxes

less

25,000.00
5,000.00

Ex­

paid___

4,415.77

Demand Deposits ____________

84,910.70

__________________

16,393.35

Time Deposits _______________

25,411.63

Banking House _______________

1,620.00

Notes and Bills Rediscounted

5,000.00

Furniture and Fixtures______

900.00

Other Real Estate __________
Cash

750.00

_________________

8,527.37

Due from Banks______________

31,524.74

Checks and Cash Items_____

46.11

T otal




.$

149,738.10

T otal

.$

149,738.10

ST A T E SUPER INTEND EN T OF B AN KS

125

ROGERSVILLE— BANK OF ROGERSVILLE
J. R.

Waddell,

President

J. C. Belen, Vice-President

J. M. Pate, Cashier
L IABILITIES

RESOURCES
Loans and Discounts_________ $
Overdrafts
Other

113,519.70

67.10 Surplus Fund ________________

___________________

Bonds,

Stocks

Capital Stock Paid in_______ $

and

Undivided

Warrants ______________

Profits

less

25,000.00
23,000.00

E x­

62.92

penses and Taxes paid_____

6,075.03

Banking House ______________

6,445.55

Demand Deposits ____________

238,360.36

Furniture and Fixtures______

4,104.45

Time

Other Real Estate ___________

4,605.59

Other Liabilities _____________

Cash
Due

_________________________
from

Deposits

_____

15,718.17
59.68

17,415.50

Banks..................

156,397.31

Checks and Cash Items_____

5,595.12

Total ________________________$

308,213.24

Total _______________ ____ ___ $

308,213.24

RUSSELLVILLE— CITIZENS BANK AND SAVINGS COMPANY
C.

E. Wilson, President

J. M. Richeson, Vice-President
T.

Foster Gavin, Cashier

H. Roberson, Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $
Overdrafts
Other

___________________

Bonds,

Warrants

184,315.49

Stocks

288.30 Surplus Fund

and

__________________

Capital Stock Paid in.............. $

Undivided
54,804.78

________________

Profits

less

50,000.00
20,000.00

E x­

penses and Taxes paid_____

6,060.21

Banking House _______________

6,400.00 Demand Deposits ____________

133,855.74

Furniture and Fixtures _____

2,652.00 Time

128,308.80

Other Real Estate •-___
Cash

6,891.95

__________________________

Due from Banks_____________ *

12,999.89 Other

349.45

Checks and Cash Items_____

115.89




_...............

Liabilities

------------------

10,000.00
19.58

79,426.58

Exchanges for Clearing House

T otal __________________________ $

Deposits

Notes and Bills Payable______

348,244.33

T otal ______________ ________ __ $

348,244.33

A N N U A L REPORT FOR 1925

126

SAMSON— FARMERS & MERCHANTS BANK
J. B. Pinckard, President
J. E. Faulk, Vice-President

W . M. W ise, Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts_________$

215,004.86

Capital

Stock

Paid

in______ $

Banking House __

6,000.00

Surplus Fund ________________

Furniture and Fixtures...... .

2,313.23

Undivided

Other

Real

E state___ __

5,71S.6S

Cash .........
Due

from

Profits

less

15,000.00

E x­

penses and Taxes paid____

9,718.72

13,806.50 Demand Deposits .......
Banks_______

226,524.60

128,447.40 Time Deposits _______________

Checks and Cash Items______

331.61

Other Resources _____________

2,694.99

Total ____________ ____________$

374,317.27

60,000.00

63,073.95

Total .......................................... $

374,317.27

SCOTTSBORO— J. C. JACOBS BANKING COMPANY
J. C. Jacobs, President
H. G. Jacobs, Cashier

R. A. Jacobs, Assistant Cashier

RESOURCES
Loans

and

Overdrafts

LIABILITIES

Discounts_______ $
______________ ___ _

314,175.80 Capital Stock Paid in________ $
120.80 Surplus Fund _________

Banking House ..........................

2,900.00 Undivided

Furniture and Fixtures ...........

1,065.84

Other Real Estate ___________

9,799.60

Cash __________________________

12,530.29

Due from B an ks_____________

77,471.40

Checks and Cash Items______

326.66

Total




$

418,390.39

Profits

less

6,000.00
Ex­

penses and Taxes paid____
Reserve

for

Taxes

and

15,058.57

In­

terest ______________________
Demand

1,140.00

___________

225,532.37

Time Deposits _______________

140,659.45

T otal

Deposits

30,000.00

$

418,390.39

S T A T E SU PER INTEND EN T OF BANKS

127

SELMA— CITY SAVINGS BANK OF SELMA
H. C. Armstrong, President
H.

I.

Shelley,

Vice-President

B.

RESOURCES

Bonds,

Warrants

Stocks

Perrin,

Cashier

L IABILITIE S

Loans and Discounts________ ?
Other

H.

820,207.76

and

Capital Stock Paid in________ $
Surplus

__________________

Fund

781,819.87 Undivided

Other Real Estate ...................

5,939.34

_______________

Profits

less

penses and Taxes

100,000.00
50,000.00

Ex­

paid___

39,650.15

Due from Banks..............................

83,566.83Reserve

Other Resources ............................

44,399.71 terest _______________________

5,449.02

Time Deposits _______________

1,538,610.97

Other Liabilities _____________

2,223.37

Total

................ ..................... ...? 1,735,933.51

Total

for

Taxes

and

In­

................... ..................... $ 1,735,933.51

SELMA— PEOPLES BANK & TRUST COMPANY
H. F. Cooper, President

J. E. Wilkinson, Chairman of Board

S. A. Fowlkes, Vice-President

E. L. Ratcliffe, Cashier
RESOURCES

LIABILITIES

Loans and Discounts.......................932,184.76

Capital Stock Paid in_______ $

Overdrafts

Surplus Fund ________________

Other

—................................

Bonds,

Warrants

Stocks

438.91

and

........

Undivided
6,050.00

Banking House .........................

Profits

less

Reserve

4,000.00

terest

for

Taxes

and

75,000.00

E x­

penses and Taxes paid_____

33,000.00

100, 000.00

18,132.41

In­

_______________________

2, 000.00

Other Real Estate ....

11,024.50 Demand Deposits ____________

630,760.81

Cash _______________

66,652.21

Furniture and Fixtures...........

Due

from

Due

from

Banks.......................
Federal

______________

1,007,960.49

134,968.93 Notes and Bills Rediscounted

45,983.95

Bank ...............

55,187.30
5,462.32

Other Resources _____________

107.92




Deposits

Reserve

Checks and Cash Items______

T o ta l

Time

.$ 1,249,076.85

T otal

$ 1,249,076.85

A N N U A L REPORT FOR 1925

128

SELMA— SELMA TRUST & SAVINGS BANK
E. C'. Melvin. President
R. P. Anderson, Vice-President

P. O. Thomas, Cashier

R. L. Sommerville, Assistant Cashier
RESOURCES

L IABILITIES

Loans and Discounts________ $ 1,296,819.89

Capital Stock Paid in________ $

Other

Surplus Fund ________________

Bonds,

Stocks

and

Warrants _______
Other

Estate___________

39,824.32

__________________________

7,081.94

Due from Banks_____ ________

44,610.03

Checks and Cash Items_______

288.70

Other Resources ______________

122.86

Cash

Real

659,069.44 Undivided

Total ____________________ ___ $ 2,047,817.18

Profits

less

100,000.00'
50,000.00

Ex­

penses and Taxes paid_____
Reserve
terest
Time

for

Taxes

and

70,102 3?

In­

_______________________

18,000.00

Deposits________________

1,825,914.86

Total ________________________ $ 2,047,817.18

SILVERHILL— STATE BANK OF SILVERHILL
Oscar Johnson. President
Chas.

M.

Lyrene,

Vice-President

Phil G. Armstrong,

RESOURCES

LIABILITIE S

Loans and Discounts... .................... 44,108.27 Capital Stock Paid in_______ $
Overdrafts
U.

___________________

S. Bonds,

Indebtedness

13.52 Undivided

Certificates of
and

W.

Stamps ________ -____________

less

20,000.00

Ex­

penses and Taxes paid_____

822.80
47,812.49

3,500.00 Time Deposits _______________

30,878.50

1,740.45

Other Real Estate ____________

200.00

Cash __________________________

5,915.95

Due from Banks______________

44,035.60




Profits

Demand Deposits ____________

S.

Furniture and Fixtures_______

Total

Cashier

$

99,513.79

Total

$

99,513.79

ST A T E SU PER INTEND EN T OF B AN KS

129

SLOCOMB— BANK OF SLOCOMB
C. B. Kelley, Cashier

P. Z. Smith, President
RESOURCES

LIABILITIES

Loans and Discounts_________ $
Overdrafts

72,104.78 Capital Stock Paid in_______ $
124.10 Undivided

______ i____________

Profits

less

15,000.00

E x­

Banking House ______________

2,750.00

penses and Taxes paid_____

3,073.95

Funniture and Fixtures______

2,750.00 Demand D e p o s its ___________

86,596.46

Other Real Estate ___________

700.00

Cash __________________________

9,570.77

Due from Banks______________

15,894.99

Checks and Cash Items______

775.77

$

Total

104,670.41

______ $

Total

104,670.41

SPR1NGVILLE— BANK OF SPRINGVILLE
T.

E. Moody, President

Geo. L. Byers, Vice-President

M. W .

Chas. W . Allison, Vice-President

Forman,

Cashier

Margaret Forman, Assistant Cashier

Carrie Mae Moody, Assistant Cashier
RESOURCES

L IABILITIE S

Loans and Discounts............... $
Overdrafts _____________________
Other

Bonds,

W arrants

Stocks

144,819.20
117.33

and

__________________

Furniture and Fixtures_______

849.50

1,000.00 Time Deposits ________________

128,631.01

12,817.09

Due

Banks_____________

42,660.34

Checks and Cash Items______

287.60




$

250,331.73

T otal

and

Taxes

Ex­

98,851.22

Cash __________________________

penses

less

paid___

12,588.52

T otal

12,000.00

Profits

1,000.00 Demand Deposits _____________

Other Real Estate ____________

from

10,000.00

Surplus Fund -________________
Undivided

35,041.65

Banking House ______________

Capital Stock Paid in_______ $

$

250,331.73

130

REPORT FOR 1925

ANNUAL

STANDING ROCK— BANK OF STANDING ROCK
C. E. Hines, President and Cashier

J. H. Hines, Vice-President

RESOURCES

LIABILITIE S

Loans and Discounts ________ $

41,560.24

U. S. Bonds, Certificates of
Indebtedness

and

W.

Surplus Fund _____
Undivided

S.

Stamps __________________ _ _
Other

Bonds,

Warrants

Stocks

Capital Stock Paid in...... ...... $

296.87

and

Profits

8,000.00
less

52,336.53

___ ...............

7,811.60

Time

2,000.00

Other Liabilities___ —

Furniture and Fixtures______

500.00

Other Real Estate ____________

2,000.00

Cash ___________________________
from

4,757.47

penses and Taxes paid_____

Banking House _______________

Due

E x-

Demand Deposits ~

--------------

Deposits

15,000.00

22,091.21
758.70

2,534.26

Banks_____________

46,240.94

Total ________________________$

102,943.91

Total ________________________ t

102,943.91

SULLIGENT— BANK OF SULLIGENT
W . W . Ogden, President
J. C. Buckalew, Vice-President

F. M.

Sizemore, Cashier

J. A. Miller, Assistant Cashier
RESOURCES

L IABILITIE S

Loans and Discounts________ $
Overdrafts
U.

___________________

219,220.52 Capital Stock Paid in_______ $
299.75 Surplus Fund ________________

S. Bonds, Certificates of

Indebtedness

less

25,000.00

Ex­

S.

penses and Taxes paid_____

11,728.33

20,000.00 Demand Deposits _____________

256,499.23

Time Deposits _______________

101,338.83

Bonds,

W.

Profits

Stamps ______________________
Other

and

Undivided

48,500.00

Stocks

and

Warrants ___________________
Banking

House_______________

80,795.62
1.00

Other Real Estate ----------------

3,350.00

Cash ___________________________

16,824.62

Due from Banks______________

100,874.41

Checks and Cash Item s---------

18.89

Cash Items in Transit________

370.10

Other

Resources

________ —

T otal




...$

1,311.48

443,066.39

T otal

.$

443,066.39

ST A T E SU PER INTEND EN T OF BAN K S

131

SWEETWATER— SWEETWATER STATE BANK
G.

M. W atson. President
J. E. Vice, Cashier

Sam Boozer, Vice-Presid*ent

LIABILITIES

RESOURCES
Loans and Discounts________ $
Overdrafts -....................................
Banking

126,744.29

Capital Stock paid in............... $

House_______________

2,000.00

Furniture and Fixtures______

2,700.00

Other Real Estate____________

2,475.18

Reserve

C a sh ___________________________

3,095.38

terest

Due from Banks____ __________
Checks and Cash Items_____

Undivided

Profits

less

12,000.00

Ex­

penses and Taxes paid_____

30,874.06 Demand
1,856.42 Time

for

Taxes

and

2,669.33

In­

___________________________
Deposits_____________

169,915.73

50000
65,809.92

Deposits..................................

Notes and Bills Payable_____

Total_________________________ $

20,000.00

170.40 Surplus Fund_______________

53,936.48
15,000.00

Total_________________________ $

169,915.73

TALLADEGA— BANK & TRUST COMPANY OF TALLADEGA
Leon G. Jones, President
Turner J. Jones, Vice-President
Otis R. Burton, Cashier
J. W . Cowen, Vice-President
E. D. Ray, Assistant Cashier
RESOURCES

L IABILITIES

Loans and Discounts________ $
Overdrafts
U.

___________________

S. Bonds,

Indebtedness

Bonds,

Undivided

Certificates of
and

W.

Stocks

S.

and

Furniture and Fixtures...........

3,447.64

C a sh ..............

3,844.52

Deposits........................

462,932.88

Deposits________________

134,101.33
1,077.50

31,342.72

Due from Banks______________
Federal

for

116,544.04

Reserve

Bank ________________________

28,109.32

Clearing

House _______________________

5,044.67

Checks and Cash Items_____

1,881.39

Other

27,000.00

Ex­

1,790.93

Other Real Estate.....................

Exchanges

less

100,000.00

Other Liabilities_______________

Time
28,146.56

from

Profits

penses and Taxes paid_____
10,850.00 Demand

W arrants ___________________

Due

Capital Stock paid in... ........... $

14.70 Surplus Fund__________________

Stamps ______________________
Other

501,746.66

Resources.........................

Total.




.$

37.60

728,956.23

Total.

.$

728,956.23

A N N U A L REPORT FOR 1925

132

TALLASSEE— BANK OF TALLASSEE
A. J. Noble, Cashier

Geo. D. Patterson, President
RESOURCES

L IABILITIES
139,586.77 Capital Stock paid in________ $

Loans and Discounts_____ ,__ $
Overdrafts ____________________
U.

365.14

Undivided

S. Bonds, Certificates of

Indebtedness

and

W.

Bonds,

Stocks

Time

and

House_______________

10,000.00
2,400.00

Other Real Estate____________

3,780 53

C a sh ___________________________

6,550.98

Due from Banks______________

101,205.49

Checks and Cash

E x4,567.51
177,951.81

Deposits____

63,392.81

2,000.00

Furniture and Fixtures______

Other

15,000.00
7,000.00

less

700.00 Demand Deposits.-

Warrants ___________________
Banking

Profits

penses and Taxes paid_____

S.

Stamps ______________________
Other

Surplus Fund_____

Items____

155.69

Resources______________

1,167.53

Total_________________________ $

267,912.13

Total_________________________ $

267,912.13

TARRANT— TARRANT CITY SAVINGS BANK
K.

A. Conville, President

R. W . Hubbard, Vice-President

W.

G.

Nethery,

Cashier

E. P. Rosamond, Vice-President
RESOURCES

L IABILITIES

Loans and Discounts________ $

Other

Bonds,

Stocks

2,400.00

House_______________

5,000.00

Furniture and Fixtures______

4,845.9!

Other Real Estate________

5,000.00

C a sh ___________________________




$

Profits

less

terest

for

Taxes

and

2,000.00

E x­

penses and Taxes paid_____
Reserve

25,000.00

5,474.43

In­

_______________________

300.00

Demand Deposits_____________

271,432.68

Deposits____________ .___

33,359.05

111,380 32 Other Liabilities_______________

3.03

31,678.04

Due from Banks______________

Total.

Capital Stock paid in________ $

Undivided

and

W arrants ___________________
Banking

177,228.81

36.11 Surplus Fund__________________

Overdrafts ____________________

337,569.19

Time

T o ta l__

...$

337,569.19

ST A T E SU PER INTEND EN T OP BANKS

133

THOMASTON— PLANTERS BANK & TRUST COMPANY
E. G. Thomas, President
W . B. Harrell, Vice-President

O. D. Carlton, Vice-President
C. C. Pritchett. Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $

Bonds,

Stocks

Undivided

and

Warrants ___________________
Banking

Capital Stock paid in________ $

369.91 Surplus Fund__________________

O v erd rafts------------------------------Other

126,637.30

4,580.00

Furniture and Fixtures______

2,191.30

C a sh ___________________________

13,910.50

Due from Banks______________

61,474.65

Checks and Cash Items_____

399.82

Total_____________________ ___$

211,563.48

less

15,000.00

Ex­

penses and Taxes paid_____

2,000.00 Demand

House_______________

Profits

15,000.00

3,256.53

Deposits_____________

126,884.27

Deposits________________

51,402.77

Other Liabilities_______________

19.91

Time

Total.

$

211,563.48

THOMASVILLE— FARMERS BANK & TRUST COMPANY
J. W . Tucker, President
E. C. Dozier, Vice-President
S.

Paul Clarke, Cashier
C. Dickinson, Vice-President
LIABILITIES

RESOURCES
Loans and Discounts...............$

S. Bonds,

Capital Stock paid

in.................... 100,000.00

344.03 Surplus Fund__________________

Overdrafts ____________________
U.

771,159.29

Undivided

Certificates of

Profits

less

25,000.00

Ex-

S.

penses and Taxes paid_____

8,068.17

Stamps ______________________

9,800.00 Demand Deposits_____________

447,940.17

Indebtedness

Other

Bonds,

and

W.

Stocks

Banking

Time

and

W arrants ___________________
House_______________

2,000.00

Furniture and Fixtures______

3,000.00

Other Real Estate____________

19,345.00

C a sh ___________________________

37,619.62

Due from Banks______________

151,389 73

Checks and Cash Items_____

1,940.81

Cash Items in Transit..... ........

1,415.00

Total.




Deposits________________

439,211.76

22,206.62

.$

1 , 020 , 220.10

Total

$

1, 020, 220.10

134

ANNUAL

REPORT FOR 1925

THORSBY— BANK OF THORSBY
Chas. E. Lucas, President
Carl C. Peterson, Vice-President

C. R. Foss, Cashier

RESOURCES

LIABILITIE S

Loans and Discounts........... ... $
Overdrafts ____________________
Banking

83,487.33

Capital Stock paid in________ $

10,000.00

24.12 Surplus Fund__________________
Undivided

House_______________

1,000.00

Furniture and Fixtures______

2,097.06

C a sh ___________________________

6,898.14 Demand

Due from Banks______________

41,392.00

Checks and Cash Items_____

295.28

Cash Items in Transit_______

1,139.88

Acceptances __________________

53,814.20

Total_________ _______________ $

190,148 01

Profits

less

6,000.00

Ex­

penses and Taxes paid___4,719.60

Time

Deposits_____________

130,522.59

Deposits________________

38,905.82

Total_________________________ $

190,148.01

TOWNLEY— BANK OF TOWNLEY
A. M. Grimsley, President
J. G. Teaford, Vice-President

H. H.

Robert V. Lang
RESOURCES
Loans and Discounts_________ $
Overdrafts __________________
Banking

Capital Stock paid in________ $

78.35 Surplus Fund---------------------------2,138.00

Furniture and Fixtures______

2,463.12

Undivided

C a sh ___________________________

10,570.62

Due from Banks______________

9,216.83

88,324.66

Profits

less

Time

15,000.00
2,800:00

Ex­

penses and Taxes paid_____

Other Real Estate___________________ 933.70 Demand




Cashier

LIABILITIE S
62,924.04

House_______________

Total--------------------------------------$

Morgan,

Vice-President

1,365.15

Deposits_____________

39,863.52

Deposits________________

21,239.18

Notes and Bills Payable_____

8,000.00

Other Liabilities_______________

56.81

Total_________________________ $

88,324.66

135

ST A T E SU PER INTEND EN T OF BANKS

TROY— W. B. FOLMAR & SONS, BANKERS
W . B. Folmar, President
F.

P. Folmar, Cashier

J. P. McBryde, Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $
Other

Bonds,

Stocks

413,401.46

and

Warrants ..........
Banking

6,742.14

House____________

35,000.00

Furniture and Fixtures______

Capital Stock paid in________ $

50.000.

00

Individual Responsibility_____

50.000.

00

Undivided

Profits

less

Ex­
50,079.89

penses and Taxes paid_____
Deposits_____________

314,439.57

Deposits________________

155,638 76

5,000.00 Demand

Other Real Estate___________

165,458.34

C a sh ___________________________

19,719.19

Notes and Bills Payable_____

145,000.00

Due from Banks..... ...................

94,538.88 Other Liabilities_______________

11,804.25

Checks and Cash Items_____

12,157.05

Cash Items in Transit_______
Other

Time

6.00

Resources..____ ________

24,939.41

Total_________________________ $

776,962.47

Total___________ __ _________ ....$

776,962.47

TROY— TROY BANK & TRUST COMPANY
Chas. Henderson, President
J. C. Henderson, Vice-President

L. C. Powell, Cashier

J. N. Finlay, Assistant Cashier
L IABILITIE S

RESOURCES
Loans and Discounts____ ____ $

Undivided

S. Bonds, Certificates of

Indebtedness

and

W.

Bonds,

Stocks

38,760.40

Reserve
terest

and

9,171.43 Demand

W arrants ..................

and

In­

_______________________

2,741.40

Deposits________________

189,174.92
75,000.00

2,840.00
12,284.75

Due from Banks........ ................

240,252.71

Checks and Cash Items_____

3,296.38

Resources.............




Taxes

31,671.75

Notes and Bills Payable_____

3,029.00 Time

Cash ........................

for

30,000.00

E x­

241,225.33

Other Real Estate____________

T o ta l

less

50,000.00

Deposits______ __

Furniture and Fixtures......... .

Other

Profits

penses and Taxes paid..... ....

S.

Stamps ______________________
Other

Capital Stock paid in_______ $

233.80 Surplus Fund_____________________

Overdrafts ____________________
U.

309,703.43

241.50

$

619,813.40

Total.

.$

619,813.40

A N N U A L REPORT FOR 1925

136

TUSCALOOSA— MERCHANTS BANK & TRUST COMPANY
C. B. Verner, President
W . F. Fitts, Jr., Vice-President
Glenn Foster, Vice-President
D.
L. Rosenau, Vice-President
Chas. F. Flinn, Cashier
G. W . Christian, Vice-President
Chas. Ingram, Assistant Cashier
RESOURCES

L IABILITIE S

Loans and Discounts________ $ 2,293,247.79

Bonds,

Stocks

and

Undivided

W a r r a n ts ___________________
Banking

128,621.97

House_______________

44,469.35

Other Real Estate____________

12,455.15

C a sh ___________________________

86,988.56

Due from Banks_____ _________

325,325.48

for

less

E x160,519.21

penses and Taxes paid_____

Time

250,000.00
50,000.00

Profits

19,800.00 Demand Deposits..

Furniture and Fixtures______

Exchanges

if

1,542.65 Surplus Fund

Overdrafts________________ _ _ __
Other

Capital Stock paid in

1,506,697.62

Deposits____

771,933.84
250,000.00

Clearing

House _______________________

12,871.39

Checks and Cash Items_____

1,714.63

Cash Items in Transit_______

62,113.70

Total_________________________$ 2,989,150 67

.$ 2,989,150.67

Total.

TUSKEGEE— BANK OF TUSKEGEE
John H. Drakeford, President
Daisy Buice, Cashier
M. J. Knight, Vice-President
Annie Lou Straughn. Assistant Cashier
D. E. Laslie, Vice-Presid'ent
L IABILITIE S

RESOURCES
Loans and Discounts________$

408,220.05

Capital Stock paid in-------------$

Demand Cotton Loans_______

23,542.82 Surplus Fund.............................

Acceptances

19,089.21 Undivided

Bought____ _____

Overdrafts ____________________
U.

5.16

Indebtedness

and

W.

Bonds,

Stocks

for

Taxes

and

982,18

10,170.00 Time

19,227.36

C a sh ___________________________

15,572.51

Due from Banks______________

84,665.40

Checks and Cash Items_____

2,145.88

Other

2,921.90

696,705.78

83,512.25

Deposits____________ —

Other Real Estate____________

.$

100,000.00

U. S. Government Deposit—

11,145 49 Notes and Bills Payable___

Resources______________

278,341.00

100,000.00 Demand Deposits... ....................

and

W arrants ___________________




13,870.35

In-

Furniture and Fixtures______

Total.

70,000.00

E x-

S.

Stamps ______________________
Other

less

penses and Taxes paid-------Reserve

S. Bonds, Certificates of

Profits

50,000.00

T otal.

100,000.00

.$

696,705.78

ST A T E SU PER IN TEN D EN T OF B AN KS

137

TUSKEGEE— FARMERS STATE BANK
L. C. Johnston, President and Cashier

F. M. Johnston, Vice-President

RESOURCES

L IABILITIE S

Loans and Discounts________ $
Demand

Loans

on

Cotton ...

Overdrafts .....
U.

S.

30,000.00

5,211 79 Surplus Fund__________________

25,000.00

25.10

Bonds, Certificates of

Indebtedness

and

W.

Bonds,

Stocks

Reserve
156.37

and

W arrants ___________________

Profits

less

Ex­

1,518.50

Other Real Estate____________

4,963.90

C a sh ......................

11,838.34

Due from Banks______________

32,550.26

Checks and Cash Items_____

476.25

________$

254,850.09

for

Taxes

and

1,638.81

In­

terest

_______________________

544.12

Demand

Deposits_____________

144,719.16

Deposits________________

10,948.00

Notes and Bills Payable_____

42,000.00

3,490.46 Time

Furniture and Fixtures______

Total_

Undivided

penses and Taxes paid_____

S.

Stamps ______________________
Other

194,619.12 Capital Stock paid in________ $

Total..

254,850.09

TUSKEGEE— MACON COUNTY BANK
W . W . Campbell, President
W . Wilkerson, Vice-President and Cashier
J. J. Warren, Assistant Cashier

L.

RESOURCES

L IABILITIE S

Loans and Discounts________ $
Demand Loans
Overdrafts
Other

on Cotton...

Stocks

923.38

and
16,950.00

Furniture and Fixtures_____

20,548.01

Cash _______

22,287.21

Due from Banks..............
Federal

for

less

Ex­
15,571.01
428,489.68

Deposits________________

127,401.80

89,324.37

Reserve

Bank ________________________
Exchanges

Profits

Deposits_____________

Demand

3,611.95 Time

Other Real Estate___ ________

from

Undivided

50,000.00
100,000.00

penses and Taxes paid_____

Warrants ________

Due

Capital Stock paid in________ $

27,995.06 Surplus Fund----------------------------

___________________

Bonds,

503,582.37

33,269.21

Clearing

House _______________________

1,088.52

Checks and Cash Item s____

1,000.00

Cash Items in Transit_______

542.97

Other

339.44

Resources...............

Total..




$

721,462.49

Total

$

721,462.49

A N N U A L REPORT FOR 1925

138

TUSKEGEE INSTITUTE— TUSKEGEE INSTITUTE SAVINGS BK.
Robt. R. Moton, President
Chas. H. Gibson, Secretary

Robert Grover, Cashier

RESOURCES

L IABILITIES

Loans and Discounts________ $

Other

Bonds,

Stocks

Undivided

and

Warrants ____________

91,751.42

C a sh ________________

Profits

less

5,000.00

penses and Taxes paid_____

15,245.43 Time

Checks and Cash Items_____

25,000.00

Ex­
4,044.27

3,396.15 Demand Deposits______________

Due from Banks______________

Other

795.79 Capital Stock paid in________ $
30.90 Surplus Fund__________________

Overdrafts ____________________

Deposits___________________

50,018.55
29,529.38

2,352.51

Resources______________

20.00

Total.............................................$

113,592.20

Total_________________________ $

113,592 20

UNION SPRINGS— AMERICAN BANK
F. M. Moseley, President
A. J. Moseley, Vice-President

J. R. Morgan, Cashier

W . M. Crossley, Vice-President
L IABILITIE S

RESOURCES
$

Loans and Discounts.

S. Bonds,

Indebtedness

W.

Bonds,

Stocks

less

123,907.51

10,000.00

E x8,563.71
95,482.11

U. S. Government Deposit__

100,000.00

Time

122,559.71

Deposits____

Furniture and Fixtures______

2,594.29 Notes and Bills Rediscounted

Other Real Estate____________

2,405.00

C a sh .............................

from

Federal

19,547.45

Reserve

Bank ________________________

14,243.39

Checks and Cash Items.... .....

1,298.67

Other

1,598.26

Resources______________

Total..




8,761.76

11,437.79

Due from Banks______________
Due

50,000.00

Deposits...

450.00 Demand

and

W arrants ___________________

Profits

penses and Taxes paid____

S.

Stamps --------------------------------Other

Undivided

Certificates of
and

Capital Stock paid in________ $

9,952.57 Surplus Fund_______ ................

Overdrafts____________
U.

207,932.36

.$

395,367.29

Total.

.$

395,367.29

139

ST A T E SU PER INTEND EN T OF BAN KS

UNION SPRINGS— MERCHANTS & FARMERS BANK
W . W . Rainei\ President
T. W . Palmer, Vice-President

C. H. Norton, Cashier

RESOURCES

L IABILITIES
$

Loans and Discounts

Overdrafts Secured by Cotton
Bonds,

Stocks

14,916.71

and

Undivided

Profits

Ex-

penses and Taxes paid_____

5,000.00

House_______________

Time

Deposits.... .

48,041.34

1.910.00 Notes and Bills Rediscounted

Other Real Estate____________

1.500.00

C a sh ___________________________

9,772.42

Due from Hanks______________

22,575.95

House

for

3,746.59
100,784.74

Furniture and Fixtures______

Exchanges

40,000.00
8,000.00

less

65.00 Demand Deposits__ —

Warrants ___________________
Banking

Capital Stock paid in________ $

864.58 Surplus Fund_______

Overdrafts

Other

162,988.16

20,000.00

Clearing

_______________ ___ __

979.85

Total________________________ 220,572.67

Total_____ ___________________ $

220,572.67

UNIONTOWN— CANEBRAKE LOAN & TRUST COMPANY

Val Taylor, President
W . H. Tayloe, Vice-President

W . M. Buck, Cashier
L IABILITIE S

RESOURCES
Loans and Discounts-------------$

303.84 Surplus Fund__________________

Overdrafts ____________________
Other

Bonds,

Stocks

143,930.82

Undivided

and

W arrants ___________________

10,000.00

Ex­
5,569.96
104,389.94

Notes and Bills Payable_____

25,000.00

6,455.25

C a sh ___________________________

9,723.72

Due from Banks______________

24,716.26

Checks and Cash Items--------

165.01




less

penses and Taxes paid_____

Other Real Estate...... ...............

.?

Profits

50,000.00

3,365.00 Demand Deposits_____________

6,300.00

Furniture and Fixtures______

T otal

Capital Stock paid in________ $

194,959.90

Total.

.$

194,959.90

ANNUAL

140

REPORT FOR 1925

UNIONTOWN— PLANTERS & MERCHANTS BANK
W alter J. White. President
S. T. Whitfield, Vice-President

J. H. Bradford, Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $

392,980.36

Overdrafts ____________________
U. S. Bonds, Certificates of
Indebtedness

and

W.

Undivided

S.

Bonds,

and

W a r r a n ts ___________________
Banking

80,000.00

Ex­

paid____

22,856.50
420,144.14

Notes and Bills Payable_____

62,500.00

104,613.07

House___________

3,500.00

Furniture and Fixtures______

3,500.00

Other Real Estate____________

1,950.00

C a sh ___________________________

11,515.57

Due from Banks______________

121,712.83

Checks and Cash Items_____
Other

less

80,000.00

Deposits_____________

22,200.00 Demand
Stocks

Profits

penses and Taxes

Stamps ____
Other

Capital Stock paid in________ $

945.38 Surplus Fund_____________________

833.43
1,750.00

Resources______________

Total-

665,500 64

Total-

665,500.64

VALLEY HEAD— BANK OF VALLEY HEAD
J. B. F. Lowry, President
G. M. D. Lowry, Vice-President

C. L. Porter, Cashier

N. S. Davenport, Vice-President

C. L. Dalby, Assistant Cashier

RESOURCES

L IABILITIES

Loans and Discounts............... $
Overdrafts ____________________
Banking

House_______________

147,816.62

Capital Stock paid in________ $

23,700.00

661.00 Surplus Fund__________________

13,068 35

4,573.00 Demand Deposits_____________

105,557.57

Furniture and Fixtures______

2,200.00 Time

Deposits________________

41,871.99

Other Real Estate____________

5,037.95 Notes and Bills Payable_____

20,767.98

C a sh ___________________________

6,960.16 Notes and Bills Rediscounted

1, 000.00

Due from Banks______________

36,539.13

Checks and Cash Items_____

257.53

Cash Items in Transit_______

1,552.50

Other

Resources______________

Total.




649.65

$

205,965.89

Total.

$

205,965.89

ST A T E SU PER INTEND EN T OF B AN KS

141

VEBBENA— BANK OF VERBENA
H.

B. Oliver, President

W . H. Strock, Vice-President

H. W . Davis, Cashier

G. H. Caffey, Assistant Cashier
RESOURCES

LIABILITIES

Loans and Discounts________ $
U.

89,922.14

Surplus Fund— ________________

S. Bonds, Certificates of

Indebtedness

and

W.

Undivided

S.

S ta m p s ____ _________________
Banking

House_______________

Furniture and Fixtures______

15,930.00

800.00 Time
4,154.08

Due from Banks______________

55,411.31

.$

169,017.53

Profits

less

15,000.00
6,733.00

E x-

penses and Taxes paid_____

2,800.00 Demand

C a sh ___________________________

Total.

Capital Stock paid in________ $

3,256.54

Deposits_____________

143,227.99

Deposits________________

800.00

$

Total_______

169,017.53

VERNON— BANK OF VERNON
A. M. Grimsley, President
J.

B.

Wheeler,

Vice-President

T.

RESOURCES
Loans and Discounts________ $
Overdrafts _____ ______________
Other

Bonds,

Stocks

Banking

House............. ..............

Furniture and Fixtures______

$

202.33 Surplus F u n d ___
Undivided
24,915.00

C ash _____________________ ______

12,582.26

Due from Banks______________

16,106.47

Checks and Cash Items.........

101.20

196,571.42

Profits

Time.

25,000 00
10,000.00

less

E x-

penses and Taxes paid

4.600.00 Demand
1.950.00
800.00




Cashier

LIABILITIE S

Other Real Estate______ _____

Total_________ ________ ____ ....$

Jones,

135,314.16

and

W arrants ...... - .......- ....... .......—

S.

4 257 40

Deposits

119 490 14

Deposits

Total____________________ - -

37,823.ss

$

196,571.42.

142

A N N U A L REPORT FOR 1925

VINA— VINA BANKING COMPANY
J. W . Rogers, President
Fred

Massey,

Vice-President

W.

Loans and Discounts________ $
Overdrafts ____________________
Bonds,

Stocks

88,607.20

Capital Stock paid in-------------$

Cashier

18,000.00

414.08 Surplus Fund__________________

and

Undivided

W arrants ___________________
Banking

Frost,

L IABILITIES

RESOURCES

Other

A.

Furniture and Fixtures______

less

2,000.00

Ex­

penses and Taxes paid_____

4,057.05

5,000.00 Demand Deposits_____________

112,933.60

6,000.00

House___________ ___

Profits

Deposits________________

48,712.63

C a sh ___________________________

11,561.44 Other Liabilities-______________

3,000.00 Time

45.10

Due from Banks______________

46,788.22

Checks and Cash Items_____

1.00

Cash Items in Transit_______

12,751.44

Other

11,625.00

Resources______________

Total_________________________$

185,748.38

Total_________________________ $

185,748.38

VINCENT— CITIZENS STATE BANK
J. W esley Curry, President
Lola M. Curry, Cashier

A. W . Tucker, Vice-President

L IABILITIE S

RESOURCES
Loans and Discounts------------ $
Overdrafts ------------------------------Banking

57,477 04 Capital Stock paid in___ __ __$
84.78 Surplus Fund__________________

House-----------------------

1,650.00

Furniture and Fixtures...........

1,788.50

Other Real Estate____________

Undivided

Profits

less

1,940.00

Ex­

penses and Taxes paid_____

299.81 Demand
5,593.77 Time

10,000.00

1,538.47

Deposits_____________

48,655.10

Deposits.............................

24,588.49

Due from Banks---------------------

28,385.52 Notes and Bills Payable_____

11,000.00

Checks and Cash Items--------

88.35 Other Liabilities_______________

245.71

C a sh ......................

Cash Items in Transit-----------

Total




4

2,600.00

97,967.77

Total

$

97,967.77

ST A T E SU PER INTEND EN T OF BAN KS

143

WADLEY— BANK OF WADLEY
Dr.

J.

M.

Welch.

President
H. D. Pearson, Cashier

J. M. Hodge, Vice-President

L IABILITIES

RESOURCES
Loans and Discounts________$
Overdrafts ____________________
Other

Bonds,

Stocks

83.74 Surplus Fund..___ _____________

and

W arrants ___________________
Banking

167,728.19

Capital Stock paid in________ $

Undivided
1,622.51

Furniture and Fixtures...... .....

1,195.88

less

32,500.00

Ex­

penses and Taxes paid_____

2,500.00 Demand

House____________

Profits

Time

Deposits_____________

Deposits_______

11,586.32 Notes and Bills Payable_____

Due from Banks.......... ...............

12,479.38

Cash Items in Transit_______

17,991.88

215,187.90

6,449.48
98,666.92
40,071.50

Cash _____

Total_________________________ $

32,500.00

Total__________ ______________ $

5,000.00

215,187.90

WARRIOR— BANK OF WARRIOR
T.

M. Davidson, President

E. C. Steele, Cashier

Mrs. Ida Davidson, Assistaiit Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $
Other

Bonds,

Stocks

and

W a r r a n ts ___________________
Furniture and Fixtures.... .... „

Due from Banks______________
Checks andCash Items_______




Capital Stock paid in________ $
Surplus Fund.__ _______________

75,000.00 Undivided

C a sh ___________________________

Total.

2,364.67

.$

500.00

Profits

less

2,000.00

Ex­

penses and Taxes paid_____

6,201.55 Demand
13,662.46 Time

10,000.00

2,067.52

Deposits_____________

71,687.86

Deposits________________

12,000.00

26.70

97,755.38

Total.

$

97,755.38

ANNUAL, REPORT FOR 1925

144

WATERLOO— FARMERS & MERCHANTS BANK
Buck

Sharp,

President

J. L. Cooper, Vice-President and Cashier

W . S. Prim, Assistant Cashier

RESOURCES

L IABILITIE S

Loans and Discounts________ $

46,145.48

Capital Stock paid in________ $

O v e r d ra fts ____________________

1,334.41 Surplus Fund_______ —

Banking

2,000.00 Undivided

House_______________

Furniture and Fixtures______

1,500.00

Other Real Estate____________

1,773.31 Demand

C a sh ___________________________

9,952.74 Time

Due from Banks________________

Total_________________________ $

Profits

10,000.00
7,500.00

less

Ex-

penses and Taxes paid_____
Deposits—

906.21
50,850.89

Deposits____

41,980.00

48,541.66Other Liabilities___

10.50

111,247.60

Total_________________________ $

111,247.60

WEDOWEE— BANK OF WEDOWEE
J. C. Swann, President
’Lemerle Mashburn, Cashier

W . H. McMurray, Vice-President

LIABILITIE S

RESOURCES
Loans and Discounts___ ____ $
Overdrafts ________________ ____
Banking

House__

139,847.61

1,001.32 Surplus Fund______

____

2,117.36
3,016.94

Cash

Capital Stock paid in.......... - . $

__________ __

Due from Banks_________ ____

Undivided

8,500.00
less

Profits

Ex-

penses and Taxes paid_____

20,850.91

Demand Deposits..

40,185.62

Time

Deposits___




.$

210,141.27

T o ta l__

2,408.17
123,884.02

—

Notes and Bills Payable_____

Total.

40,000.00

20,349.08
15,000.00

210,141.27

ST A T E SU PER INTEND EN T OF BANKS

145

WEST BLOCTON— WEST BLOCTON SAVINGS BANK
W . R. Young, President
B. H. Gatlin, Cashier

Geo. W . Randall, Vice-President
RESOURCES

LIABILITIES

Loans and Discounts________ $

U.

199,512.82 Capital Stock paid in________ $
22.99 Surplus Fund__________________

Overdrafts _____________________

Undivided

S. Bonds, Certificates of

Indebtedness

and

W.

Bonds,

Stocks

49.00 Demand

and

Time

W arrants ___________________
Banking

less

45,000.00

Ex­

penses and Taxes paid_____

S.

Stamps ______________________
Other

Profits

25.000.00

3,677.24

Deposits_____________

212,113.12

Deposits________________

107,462.89

104,609.95

House_______________

1,500.00

Furniture and Fixtures______

1,600.00

Other Real Estate____________

12,627.00

C a sh ___________________________

37,471.47

Due from Banks______________

35,860.02

T otal_______________ ________ $

393,253.25

Total_________________ ___ ___ $

393,253 25

WETUMPKA— BANK OF WETUMPKA
Jno. A. Lancaster. President
W . L. Lancaster, Chairman of Board

Lloyd Lancaster, Cashier

G. B. Smith, Vice-President

Mary F. Sanford, Assistant Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $
Overdrafts ___
Other

Bonds,

Capital Stock paid in________

1,181.78 Surplus Fund__________________
Stocks

and

Warrants ......
Banking

102,369.90

Undivided
11,580.00

House_______________

Profits

less

15,000.00

E x­

penses and Taxes paid_____

20,000.00 Demand

25,000.00

Deposits.—___________

6,528.74
149,655.00

Furniture ‘and Fixtures______

3,872.62

Time

Deposits________________

19,949.99

Other Real Estate____________

9,600.00

Notes and Bills Payable_____

10,000.00

Notes and Bills Rediscounted

8,312.32

Cash on Hand and Due from
Federal Reserve Bank_____

28,052.46

Due from Banks__________:___

56,602.81

Checks and Cash Items_____

686.48

Cash Items in Transit_______

500.00

T o ta l— .




$

234,446.05

T otal

234,446 05

146

ANNUAL

REPORT FOR 1925

WILSONVILLE— WILSONVILLE STATE BANK
W . H. Pope, President
E. W . Holland, Vice-President

E. H. Payne, Cashier

RESOURCES

L IABILITIES
$

Loans and Discounts______

Bonds,

Stocks

Capital Stock paid in________ $

51.68 Surplus Fund_____________________

Overdrafts __________________
Other

53,986.17

Undivided

and

W arrants ------------------------------

427.53

Demand

Furniture and Fixtures______

1,842.33

Time

C a sh ___________________________

8,050.73

Due from Banks______________

24,706.14

Cash Items in Transit_______

109.72

House_______________

Total_________________________ $

91,474.30

less

3,000.00

Ex­

penses and Taxes paid_____

2,300.00

Banking

Profits

10,000.00

1,885.41

Deposits_____________

58,759.37

Deposits________________

13,829.52

Notes and Bills Payable_____

4,000.00

Total_________________________ $

91,474.30

WINFIELD— CITIZENS BANK
A. M. Grimsley, President
M.

L. Lucas, Vice-President

W . L. Roberts, Cashier

Ralph Harris, Assistant Cashier
LIABILITIES

RESOURCES
.$
Overdrafts ---- ----------------------

121,637.42 Capital Stock paid in________ $
94.80 Surplus Fund_________________...
18,622.36 Undivided

T o ta l___________________________ $




less

4,500.00

Ex­

4,310.17

penses and Taxes paid.........

2,803.59

9,723.59

Demand Deposits_____________

122,965.22

64,442.14 Time
Checks and Cash Items—..

Profits

25,000.00

Deposits________________

63,716.93

155.26

218,985.74

T o ta l___________________________ $

218,985.74

147

ST A T E SU PER INTEND EN T OF BANKS

WINFIELD— WINFIELD STATE BANK
R. W . Harris, President
M. C. Hollis, Vice-President

J. G. Stalcup, Cashier

RESOURCES

LIABILITIES

Loans and Discounts________ $

Bonds,

Stocks

Undivided

and

Warrants ___________________
Banking

Capital Stock paid in________ $

192.64 Surplus Fund__________________

Overdrafts ____________________
Other

121,096.93

6,745.00

House_______

2,990.00

Furniture and Fixtures______

629.00

Other Real Estate____________

4,400.00

Profits

less

15,000.00

Ex­

penses and Taxes paid__ __
Reserve

for

Taxes

and

9,580.85

In­

terest _______________________
Demand

15,000.00

2,500.00

Deposits_____________

98,460.87

C a sh ........................ ................. .......

12,061 58 Time

Deposits________________

78,853.85

Due from Banks.... ....................

78,875.66 Notes and Bills Payable.—.....

10,000.00

Checks and Cash Items_____

1,478.56 Other Liabilities_______________

719.08

Other

1,645.28

Resources______________

Total_________________________ $

230,114.65

Total________________ ________ ?

230,114.65

WOODLAWN— WOODLAWN SAVINGS BANK
A. W . Bell, President
H. G. Prickett, Vice-President

Margaret E. Gribbon, Cashier

RESOURCES

LIABILITIES

Loans ana Discounts............... $
Overdrafts .............
Other

Bonds,

Stocks

739,815.98

418.04 Surplus Fund__________________
and

W arrants ___________________

Undivided
16,945.00

Furniture and Fixtures______

4,681.70

13,435.00

Due from Banks______________

75,238.24

Checks and Cash Items_____

352.44




.$

30,000.00

Ex­

560,068.27

28,912 80

Total.

less

penses and Taxes paid_____

C a s h .................................................

Resources______________

Profits

50,000.00

1,000.00 Demand Deposits_____________

Other Real Estate.....................

Other

Capital Stock paid in________ $

Time

Deposits________________

231,413.82

46.29

876,163.79

Total.

.$

876,163.79

A N N U A L REPORT FOR 1925

148

YORK— BANK OF YORK
G. C. Gowdey, President
E.

F. Allison, Vice-President

R. L . Adams, Cashier

Mary Dillard, Assistant Cashier
RESOURCES

L IABILITIE S

Loans and Discounts________ $
Overdrafts _____________________
U.

220,091.05

182.63 Surplus Fund__________________
Undivided

S. Bonds, Certificates of

Indebtedness

and

W.

S.

Bonds,

Stocks

500.00 Demand

and

Time

House_______________

5,250 00

Furniture and Fixtures______

3,937.25

Other Real Estate____________

1,355.58

C a sh -----------------------------------------

15,777.80

Due from B an ks_____________

82,152.87

Checks and Cash Items_____

4,169.01

Other

Resources

less

2 0 , 00 0.00
2 0 , 0 0 0 .0 0

E x­
5,267.70

Deposits_____________

255,960.88

Deposits________________

39,487.61

7,300.00 Other

W arrants ___________________
Banking

Profits

penses and Taxes paid_____

Stamps ______________________
Other

Capital Stock paid in________ $

Liabilities

(Travelers

Checks) _____________________

4,300.00

(Travelers

Checks) _____________________

Total.




4,300.00

$

345,016.19

Total

$

345,016.19