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Annual Report of the Superintendent of Banks of the State of A labam a FOR THE FISCAL YEAR ENDING SEPTEMBER 30, 1923 TO THE GOVERNOR Annual Report of the Superintendent of Banks of the State of A labam a FOR THE FISCAL YEAR ENDING SEPTEMBER 30, 1925 TO THE GOVERNOR LETTER OF TRANSMITTAL Honorable W. W. Brandon, Governor of Alabama, Montgomery, Ala. Dear Sir: I herewith submit my annual report for the year ending Septem ber 30, 1925. Knowing your deep interest in all departments of the State gov ernment, I take this opportunity of advising you of a change in the policy of the liquidation of failed banks, which has already saved to the people of the State a large amount, and which will in the future save a much greater amount. During the past year I have appointed a general liquidating agent to have charge of the liquidation of banks. I was fortunate in securing the services of Mr. H. G. Boyd, who is highly trained for the duties of this position, and who is obtaining wonderful results. Consequently, the few banks that have failed are being liquidated in a systematic and economical manner, and not in a haphazard way. I have also adopted the policy of having one attorney to represent the Banking Department in liquidating banks. The firm of Steiner, Crum & Weil, Montgomery, Ala., is acting in this capacity, and Judge B. P. Crum, an outstanding attorney, gives these matters his personal attention. When available, a printed copy of my report shall be rendered to you as a supplement to this report. Respectfully, A. E. JACKSON, Superintendent of Banks. 4 A N N U A L REPORT FOR 1925 PERSONNEL OF BANKING DEPARTMENT Banking Board W. W . Crawford, President American Trust & Savings Bank__ __________________________________________________ Birmingham F. P. Folmar, Cashier W . B. Folmar & Sons________________ Troy A. E. Jackson, Superintendent of Banks______________ Montgomery A. E. Jackson, Superintendent of Banks______________ Montgomery C. R. Keener, Assistant Superintendent of Banks______ Montgomery A. P. Imahorn, Examiner_____________________________ Montgomery H. L. McCain, Examiner_____________________________ Birmingham A. B. McWilliams, Examiner______________________________ Athens W . H. Montgomery, Examiner________________________ Montgomery M. A. O ’Dom, Examiner_____________________________________Selma Mrs. W . W . Skinner, Stenographer___________________ Montgomery Mrs. E. O. Harper, Stenographer______________________Montgomery SUMMARY OF T H E C O N D IT IO N OF S T A T E B A N K S IN A L A B A M A ON C A L L S M A D E D U R I N G T H E Y E A R E N D I N G S E P T E M B E R 30, 1925 Oct. 22, 1924 253 Banks 19 Branches Dec. 31, 1924 252 Banks 19 Branches F IS C A L April 6, 1925 June 23, 1925 Sept. 28, 1925 252 Banks 251 Banks 252 Banks 19 Branches 19 Branches 19 Branches RESOURCES Total. 98,810,437.28 $ 98,179,479.97 $103,147,767.42 $106,118,314.30 $109,072,038.11 121,615.94 111,138.32 199,338.86 288,410.25 95,743.49 1,624,110.26 1,652,382.15 2,184,406.26 1,012,537.72 1,160,662.47 8.966.735.22 10,269,694.20 9,894,607.08 10,692,305.64 10,624,579.32 3,914,452.84 3,899,504,96 4,171,689.22 3,931,720.23 4,217,937.90 2.092.353.22 2,222,165.99 2,479,744.94 2,724,099.84 2,419,388.15 5,017,418.57 5,906,145.61 4,755,722.45 5,332,076.36 4,667,027.11 28,765,111.64 22,429,655.08 28,228,359.57 21,368,872.30 18,104,725.82 1,230,421.93 1,111,557.25 296,214.58 2,447,752.79 1,507,651.82 1,309,387.75 1,454,022.59 346,449.28 997,392.84 914,632.15 634,766.80 260,901.30 824,656.75 1,479,275.09 1,796,810.69 548,157.07 830,732.38 .. $145,692,695.09 $154,434,753.00 $151,920,874.67 $149,977,045.24 $ 166,839,891.12 L IA B IL IT IE S Capital Stock___ _______ ___________________ $ 13,280,300.00 Surplus............................................................ . 6,643,853.24 Undivided Profits and Reserves....... .......... 3,860,402.67 Demand Deposits__________ ______________ 73,470,042.38 Time Deposits.......................... ........................ 41,643,327.55 Bills Payable..___ __________ ___ ____________ 4,586,057.72 Rediscounts........................... ........ .................... 1,243,167.52 Other Liabilities................................................. 965,644.01 Acceptances.............................................................. Total 13,430,300.00 $ 13,781,300.00 $ 13, 827,900.00 $ 13,732,700.00 7,178,186.60 6,805,644.68 6,911,705.78 6,932,176.25 4,481,103.82 3,236,066.99 4,065,644.36 4,638,130.06 71,408,964.64 89,152,934.40 79,005,846.81 85,265,244.59 46,305,138.87 45,219,934.45 42,325,537.90 44,215,490.61 5,866,712.53 4,382,576.30 1,930,115.81 2,014,913.93 652,298.59 1,229,578.65 632,173.21 864,621.80 130,728.83 124,220.16 809,669.82 120,442.01 830,732.38 743,390.30 920,438.90 STATE SUPERINTENDENT OF BANKS Loans and (Discounts----------- --------------------Overdrafts_______ _________________________ United States Bonds______________________ Other Bonds, Stocks and Warrants____ Banking House, Furniture and Fixtures__ Other Real Estate________________________ Cash in Vaults____________________________ Due from Banks___________________________ Exchanges for Clearing Houses and Cash Items__________ ___ Collections in Transit Other Resources-.....~. Acceptances____ ___ _ $145,692,695.09 $154,434,753.00 $151,920,874.67 $149,977,045.24 $ 166,839,891.12 ©1 6 A N N U A L REPORT FOR 1925 NEW BANKS Charters have been granted to the following banks during the year ending September 30, 1925: Capital Abbeville— Abbeville State Bank, April 4, 1925_____ ______________ $ 25,000 Birmingham— Brotherhood of Locomotive Engineers Bank & Trust Company, January 29, 1925___ ___ __________________________________ $500,000 Boligee— Boligee Banking Company, February 16, 1925_________ ______25,000 *Hurtsboro— Bank of Hurtsboro, March 3, 1925___ _______________ ____ _$ 40,000 Jacksonville— Alabama Trust & Savings Bank, March 12, 1925 ....... 25,000 *The Bank of Hurtsboro had been operating as a private bank and was incorporated on March 3, 1925. RENEWALS OF CHARTERS Charters of the following banks were renewed for periods of twenty years: From Aliceville— Aliceville Bank & Trust Co____Oct. 1, 1924 Carrollton— Bank of Carrollton_____________Jan. 9, 1926 Clio— Clio Banking Company..._____________ July 6, 1925 Cuba— Bank of Cuba_________________ ______ Nov. 12, 1924 Florence— Alabama Trust & Savings Bank ... Sept. 28, 1925 Gordo— Merchants & Farmers Bank_______ Oct. 6, 1925 Guin— Marion County Banking Company___June 28, 1925 Heflin— Bank of Heflin______________________ Feb. 2, 1925 Moulton— Bank of Moulton_________________ June 17, 1925 New Market— New Market Banking Co____ April 8, 1925 Phenix City— Phenix-Girard Bank_____ __ ... Oct. 20, 1924 Sulligent— Bank of Sulligent________ ____ ___ Dec. 8, 1924 Woodlawn— Woodlawn Savings Bank___ ___ March 27, 1925 To Oct. 1, 1944 Jan. 9, 1946 July 6, 1945 N o v. 12, 1944 Sept. 28, 1945 Oct. 6, 1945 June 28, 1945 Feb. 2, 1945 June 17, 1945 April 8, 1945 Oct. 20, 1944 Dec. 8, 1944 March 27, 1945 TRUST DEPARTMENTS The Woodlawn Savings Bank, Woodlawn, Alabama, was au thorized on March 27, 1925, to conduct a trust department. CONSOLIDATIONS The Federated Bank & Trust Company, Birmingham, Alabama, wias taken over by or consolidated with the Brotherhood of Loco motive Engineers Bank & Trust Company, also of Birmingham. The State Bank of Foley and the South Baldwin State Bank, both of Foley, Alabama, consolidated and are operating as The Farmers & Merchants Bank under their combined capital of $40,000. ST A T E SU PER IN TE N D EN T OF BANKS 7 INCREASE OF CAPITAL STOCK F ro m To Camden— Bank of Camden..__ ___________ _________ __ ____ ___ $ 30,000 Childersburg— First State Bank______________________________ 12,500 100,000 Ensley— Bank of Ensley____________________________ Reform— State Bank of Reform___ _____ 25,000 10,000 Silverhill— State Bank of Silverhill__ _____________ Woodlawn— Woodlawn Savings Bank____ _____ 25,000 $ 60,000 20,000 200,000 50,000 20,000 50,000 DECREASE OF CAPITAL STOCK F ro m To Prattville— Autauga Banking & Trust Company_____________ $150,000 Roanoke— Merchants & Farmers Bank ... _________________ 125,000 Wetumpka— Bank of Wetumpka.._________ ___ ___ _____ ______ 50,000 $ 75,000 75,000 25,000 UNCLAIMED DEPOSITS OF LIQUIDATED BANKS The following amount, representing unclaimed deposits, was certified into the State Treasury on April 28, 1925, having remained in the hands of the Superintendent of Banks longer than three years: Planters Bank, Talladega Springs_______________ ___ _____________________ $1.50 The following amounts represent unclaimed deposits dated banks on hand September 30, 1925, which the law must be held by the Superintendent of Banks for a period years before being certified into the State Treasury. All accounts draw 4 per cent interest: of liqui requires of three of these Clanton— Union State Bank Deposited with Peoples Savings Bank, Clanton, on October 24, 1922_____ ___ ________________________________________________ __ ___ $ 48.17 Deposited with Peoples Savings Bank, Clanton, on March 28, 1923 254.66 Clanton— Clanton Bank Deposited with Peoples Savings Bank, Clanton, on July 20, 1925___. 80.15 Collinsville— Collinsville Savings Bank Deposited with Union Bank & Trust Company, Montgomery, on September 18, 1924______________ ___ _____________________________ 5.41 Fort Payne— DeKalb County Bank [Deposited with Union Bank & Trust Company, Montgomery, on January 29, 1923 _________ _________________________________________ 303.19 Guntersville— Bank of Guntersville Deposited with Citizens Bank of Guntersville on June 25, 1925____ 1,472.64 Red Level— First Bank of Red Level Deposited with Union Bank & Trust Company, Montgomery, on January 14, 1925___ ____ __ _______ ________________________________ 20.14 A N N U A L REPORT FOR 1925 8 RECEIPTS AND DISBURSEMENTS FOR THE YEAR ENDING SEPTEMBER 30, 1925 Receipts Fees from special examinations_________________________ $ 718.75 Fees for reports to Federal Reserve Bank_______________ 20.00 Filing fees_____________________________________________ 700.00 Miscellaneous receipts________________________________ 8.67 Assessments___________________________________________ 18,920.60 $20,368.02 Disbursements Salaries _______________________________________________ $25,555.72 Traveling expense______________________________________ 7,742.07 Membership National Association Supervisors of State Banks _______________________________________ :____ 40.00 R. G. Dun Commercial Service__________________________ 175.00 Banking Board, per diem______________________________ 300.00 137.80 Banking Board, traveling expense_______________________ $33,950.59 The following amounts are expenses of the Banking Depart ment, but were charged to special appropriations and not to the Banking Department: Postage _________________________________________________ $ Telephone_______________________________________________ Telegraph ______________________________________________ Printing ________________________________________________ Repairing andRefurnishingCapitol_________________________ Official Bonds____________________________________________ Miscellaneous _______________________________________ Stationery and OfficeSupplies____________________________ 440.00 141.54 24.42 599.91 175.51 297.50 20.00 309.79 $2,008.67 S T A T E SU PER IN TE N D EN T OP BANKS 9 THE FOLLOWING IS A LIST OF BANKS HAVING SURPLUS AND UNDIVIDED PROFITS EQUAL TO OR GREATER THAN THE CAPITAL STOCK Surplus and Capital Profit 25,000 $ 30,371.29 55,000 121,545.23 40,000 50,468.72 30,000 30,228.24 25,000 41,851.83 50,000 50,228.29 Albertville—J. F. Hooper, Banker_________ $ Alexander City—Alexander City Bank_____ Aliceville—Aliceville Bank & Trust Co____ Athens— Citizens Bank & Trust Co_______ Auburn— Bank of Auburn—_______________ Bay Minette— Baldwin County Bank______ Birmingham— Birmingham Trust & Savings Company ______________________________ 1,000,000 Birmingham— North Birmingham Trust & 100,000 Savings Bank___________________________ 100,000 Birmingham— Steiner Bros________________ 25,000 Brent— Brent Banking Co_________________ 50,000 Brewton— Bank of Brewton______________ 35,800 Brewton— Farmers & Merchants Bank_____ 20,000 Butler— Choctaw Bank____________________ 50,000 Camp Hill— Bank of Camp Hill___________ 25,000 Carbon Hill— Citizens Bank______________ 16,500 Cedar Bluff— Cedar Bluff Bank___________ 25,000 Centre— Cherokee County Bank___________ 15,000 Clanton— Peoples Savings Bank___________ 50,000 Clayton— Clayton Banking Co____________ 15,000 Cordova— Cordova State Bank____________ 15,000 Cuba— Bank of Cuba______________________ 225,000 Decatur— Tennessee Valley Bank_________ 125,000 Demopolis— Robertson Banking Co_______ 25,000 Dora— Dora Banking Co__________________ 60,000 Dothan— Dothan Bank & Trust Co_______ Ensley— Bank of Ensley___________________ 200,000 50,000 Enterprise— Enterprise Banking Co_______ 100,000 Evergreen— Peoples Bank________________ 55,000 Eutaw— Merchants & Farmers Bank______ 50,000 Faunsdale— Watkins Banking Co_________ 60,000 Fayette— Citizens Bank__________________ 25,000 Fort Deposit— Fort Deposit Bank_________ 12,500 Gaylesville— Bank of Gaylesville__________ 50,000 Geneva— Citizens Bank____________________ 100,000 Greenville— Bank of Greenville___________ 25,000 Guin— Marion County Banking Co________ 10,000 Hackleburg— Bank of Hackleburg_________ 10,000 Hanceville— Merchants Bank_____________ 25,000 Hartselle— Bank of Hartselle_____________ 100,000 Huntsville— W . R. Rison Banking Co_____ 1,100,311.82 150,785.98 305,505.58 29,073.28 60,423.76 45,735.21 23,446.56 51,668.05 26,555.41 31,636.81 26,476.01 75,835.46 56,766.75 19,847.30 16,031.41 349,392.27 141,145.35 41,105.31 71,719.49 202,687.29 80,982.53 174,561.04 58,945.06 53,456.12 64,512.84 27,721.13 23,981.66 137,866.67 155,059.20 47,591.49 14,676.97 21,495.53 33,201.85 254,277.87 10 A N N U A L REPORT FOR 1925 Jackson—Jackson Bank & Trust Co_______ Jasper—Jasper Trust Co__________________ Kennedy— Bank of Kennedy______________ Lexington— Bank of Lexington___________ Livingston—Bank of Sumter_____________ Luverne— Farmers Bank_________________ Marion— Marion Central Bank____________ Marion— Peoples Bank____________________ Midway—James & Midway Banking Co___ Mobile— Merchants Bank_________________ Mobile— Peoples Bank___________________ Montgomery— Union Bank & Trust Co___ Moulton— Bank of Moulton______________ Moulton— Citizens Bank_________________ Notasulga— First Bank of Notasulga_______ Phenix City—Phenix-Girard Bank________ Roanoke— Roanoke Banking Co__________ Robertsdale—Robertsdale State Bank_____ Rogersville— Bank of Rogersville_________ Selma— Selma Trust & Savings Bank______ Springville— Bank of Springville__________ Thomaston— Planters Bank & Trust Co__ Troy— W . B. Folmar & Sons, Bankers_____ Troy— Troy Bank & Trust Co_____________ Tuskegee— Bank of Tuskegee_____________ Tuskegee— Macon County Bank__________ Uniontown— Planters & Merchants Bank_ Wadley— Bank of Wadley________________ West Blocton— West Blocton Savings Bank Winfield—Winfield State Bank___________ York— Bank of York______________________ 29,000 50,000 15,000 15,000 30,000 25,000 50,000 50,000 25,000 500,000 300,000 100,000 28,000 15,000 15,000 25,000 200,000 10,000 25,000 100,000 10,000 15,000 50,000 50,000 50,000 50,000 80,000 32,500 25,000 15,000 20,000 31,849.54 124,453.26 26,933.19 20,063.71 55,854.26 65.238.90 149.002.49 82.615.47 27,658.99 733,992.78 307,948.75 151,229.28 43.564.24 27.095.91 37,199.16 30,315.89 232,929'.03 17.582.48 29,075.03 121,902.32 12,849.50 18.256.53 100,079.89 64,413.15 84.852.53 115,571.01 102.856.50 38.949.48 48.677.24 27,080.85 25,257.70 ST A T E SU PER IN TEN D EN T OF B AN KS 11 BANKS WHOSE SWORN STATEMENTS AS PUBLISHED AT CLOSE OF BUSINESS ON SEPTEMBER 28, 1925, SHOW NO OVERDRAFTS Abbeville---------------------Abbeville State Bank Alexander City________Alexander City Bank Bay Minette__________ Baldwin County Bank Bayou LaBatre_______ Bank of Bayou LaBatre Belle Mina____________ Belle Mina Bank Berry_________________ Bank of Berry Birmingham___________Industrial Savings Bank Birmingham (N orth)__ North Birmingham Trust & Savings Bank Birmingham ( North)___Security Trust & Savings Bank *Calera_______________ Central State Bank Camp Hill____________ Bank of Camp Hill Castleberry____________Peoples Bank Centerville____________ Peoples Bank Cordova_______________ Citizens Bank & Trust Co. Cragford______________ Cragford Bank Dadeville______________Sturdivant Bank Evergreen_____________ Peoples Bank Goodwater____________ Peoples Trust & Savings Bank Greensboro____________ Peoples Bank Hurtsboro_____________Farmers & Merchants Bank Jasper_________________Jasper Trust Co. Midway_______________ James & Midway Banking Co. Millport_______________ Millport State Bank Moundville____________ Bank of Moundville New Hope____________Bank of New Hope Ozark_________________ Ozark City Bank Phenix City___._______ Phenix-Girard Bank Pinckard______________ Peoples Bank Pittsview______________Bank of Pittsview Ragland_______________ Bank of Ragland Ramer________________ Bank of Ramer Rockford______________ Bank of Rockford Samson_______________ Farmers & Merchants Bank Selma_________________ City Savings Bank Selma_________________ Selma Trust & Savings Bank Standing Rock________ Bank of Standing Rock Troy__________________ W . B. Folmar & Sons, Bankers Verbena_______________Bank of Verbena Warrior_______________ Bank of Warrior *The name of the Central State Bank, Calera, should have also been in cluded in the report for the year ending September 30, 1924, but was omitted through oversight. A N N U A L REPORT FOR 1925 12 THE TALE OF A BANKER WHO THOUGHT HE WAS DOING HIS COMMUNITY A FAVOR (From the Ninth District Banker) About a year ago a bank in the northern part of Minnesota was closed because of bad paper in the bank. The president of the bank, who was a fine, honest old man, called at the State Banking Depart ment in St. Paul and made a statement substantially as follow s: “ Before I started the bank I had a definite opinion, which is not uncommon with the public, that the chief purpose of the bank was to help its customers by loaning them money when they needed it badly, to help new settlers, build up the community, etc., and that everything else was of secondary importance. “ I started the bank— loaned more money to the new settlers than they were entitled to— I helped them buy their land— put up their buildings—and stock their farms. When they could not pay back their loans, and were hard up, I helped them again and again. Finally, when many of the loans were known to be worthless, I turned over to the bank about $20,000 of my own property, practi cally all I had, and took out of the bank that amount of bad paper. When additional bad paper developed, I was unable to remove it, and the bank was forced to close. “ I can clearly see, and frankly admit, my mistake now. If I had deliberately planned before I started the bank to devise some diabolical scheme to do the most harm to this community and its people, I could not possibly have devised any other scheme which would have done so much harm. “ I realize now that a banker’s first and great duty is to protect his depositors’ money which is entrusted to him. He has a right to invest his own money without adequate security, if he desires to do so, but when he is investing other people’s money he has a sacred duty to invest it safely. “ If he does not have the will to say ‘No’ when unsafe loans are asked for, he has no business in the banking business. “ When I see all around me the untold hardships and suffering I have caused by losing the money of my friends and people who trusted me, I fully realize that the good I first thought I was doing to the people in this community is small indeed when compared to the harm I have done. “ I know now that bankers must not let their sympathy get the better of their judgment in making loans. I have learned a great lesson in banking, but it is too late to undo the great harm I have done to the people in this community, but I trust other bankers will profit by my experience.”— (Quoted from “ American Banker.”) S T A T E SU PER IN TE N D EN T OF B AN KS 13 BANKS IN PROCESS OF LIQUIDATION UNDER DIRECTION OF THE SUPERINTENDENT OF BANKS Ariton— Ariton Banking Co.: Date closed, February 6, 1925; liquidating agent, H. G. Boyd, Montgomery, and Y. E. Folsom, Ariton, assistant; at torneys, Steiner, Crum & Weil, Montgomery, and Sollie & Sollie, Ozark; dividends to September 30, 1925, 20%. . Birmingham— Penny Prudential Savings Bank: Date closed, December 22, 1915; liquidating agent, A. C. Garber, Birmingham; attorney, C. C. NsSmith, Birmingham; dividends to September 30, 1925, 40%. Birmingham— Jefferson County Bank: Date closed, January 27, 1916; liqui dating agents, W . W . Crawford, Birmingham, and W . C. Sterrett, assist ant, Birmingham; attorney, Phares Coleman, Birmingham; dividends to September 30, 1925, 100%* Clanton— Clanton Bank: Date closed, April 10, 1916; liquidating agent, H. G. Boyd; attorneys, Steiner, Crum & W eil; dividends to September 30, 1925, 100% and 86% (1). Carrollton— Pickens County State Bank: Date closed, October 18, 1924; liquidating agent, M. Johnson, Carrollton; attorneys, Steiner, Crum & Weil and Patton & Patton, Carrollton; dividends to September 30, 1925, 25%. Five Points— Bank of Five Points: Date closed, January 21, 1924; liquidating agent, D. T. Tatum, LaFayette; attorney, J. A. Hines, LaFayette; div idends to September 30, 1925, 60%. Flomaton— Bank of Flomaton: Date closed, August 27, 1924; liquidating agent, H. G. Boyd; attorneys, Steiner, Crum & Weil and Hamilton & Caffey, Brewton; dividends to September 30, 1925, 20%. Glenwood— Bank of Glenwood: Date closed, January 5, 1925; liquidating agent, H. G. Boyd; attorney, Steiner, Crum & W eil; dividends to Sep tember 30, 1925, 80% (2). Goodwater— Farmers & Merchants Bank: Date closed, January 24, 1918; liquidating agent, H. G. Boyd; attorneys, Steiner, Crum & W eil; div idends to September 30, 1925, 85% (3). Fort Payne— Citizens Bank & Security Co.: Date closed, August 30, 1924; liquidating agent, E. M. Box, Collinsville; attorneys, Steiner, Crum & Weil and C. A. Wolfes, Ft. Payne; dividends to September 30, 1925, 20%. Hodges— Hodges State Bank: Date closed, January 23, 1924; liquidating agent, W . A. Frost, Vina; attorneys, Chenault & Williams, Russellville; dividends to September 30, 1925, 60%. Lincoln— Lincoln Bank & Trust Co.: Date closed, January 7, 1925; liquidat ing agent, H. G. Boyd and Earl Montgomery, Lincoln, assistant; at torneys, Steiner, Crum & W eil; dividends to September 30, 1925, none. Marbury— Farmers Savings Bank: Date closed, January 7, 1924; liquidating agent, L. W . Tyson, Montgomery (H. G. Boyd, successor); attorney, J. J. Mayfield, Montgomery; dividends to September 30, 1925, 65%. Montgomery— Merchants Bank: Date closed, December 23, 1921; liquidating agent, B. F. Noble, Montgomery; attorneys, Steiner, Crum & ,W eil; div idends to September 30, 1925, 50% (4). Madison— Bank of Madison: Date closed, October 23, 1923; liquidating agent, H. G. Boyd; attorneys, Wert & Hutson, Decatur, and Watts & White, Huntsville; dividends to September 30, 1925, 9.7% (5). Newton— Bank of Newton: Date closed, January 11, 1924; liquidating agent, H. G. Boyd; attorney, C. O. Stokes, Ozark; dividend to September 30, 1925, 33 1-3% (6). Odenville— Bank of Odenville: Date closed, June 18, 1924; liquidating agent, M. W . Forman, Springville; attorney, Frank B. Embry, Pell City; div idends to September 30, 1925, none. 14 A N N U A L REPORT FOR 1925 Phil Campbell— Bank of Phil Campbell: Date closed, December 29, 1920; liquidating agent, J. C. Carter, Russellville; attorneys, Chenault & W il liams, Russellville, dividends to September 30, 1925, none (7). Notes ♦Jefferson County Bank, Birmingham: At the time this bank failed, checking accounts were preferred claims over other creditors. All check ing and savings depositors and creditors have been paid in full, and 80 per cent has been paid to stockholders. There are enough remaining assets to pay the stockholders in full if certain matters in litigation are decided in favor of the Superintendent of Banks. (1) Clanton Bank— Checking depositors paid in full; 86 per cent paid to savings depositors. (2) Bank of Glenwood, Glenwood— There is enough cash on hand to pay the remaining 20 per cent, which is being held until one year after failure of bank on advice of attorneys. (3) Farmers & Merchants Bank, Goodwater— If one or two suits pend ing are decided in favor of Superintendent of Banks, there will be enough for a final dividend of 10 per cent. (4) Merchants Bank, Montgomery— If litigation now before the Supreme Court is decided in favor of the Superintendent of Banks, there will be a final dividend of 10 or 12% per cent. (5) Bank of Madison, Madison— The dividend of 9.7 per cent shown above was not declared until November 3, 1925, at which time the trust was discharged, this being the final dividend. (6) Bank of Newton, Newton— There will be a small final dividend, probably 7 per cent. (7) Bank of Phil Campbell, Phil Campbell— Liquidating agent advises there will be a final dividend of 20 to 25 per cent within next few months. INVOLUNTARY LIQUIDATIONS OR FAILED BANKS A N N U A L REPORT FOR 1925 16 A R IT O N B A N K I N G CO., A R I T O N , A L A . Sta te m e nt of Condition at T im e of F ailu re, F eb ru a ry 6, 1925 RESOURCES Loans and Discounts______ $116,621.74 Overdrafts__________________ 22.74 Furniture and Fixtures____ 2,000.00 2,,700.00 Banking House____________ Other Real Estate__________ 3,037.12 Cash on Hand___________ 2,526.49 Due from Banks___________ 4,359.11 186.11 Cash Items_________________ Other Resources____________ 596.23 Total..,................................... $132,049.54 LIABILITIES Capital Stock_______________ $ 39,000.00 Surplus Account____________ 4,084.68 Unpaid Dividends___________ 208.00 Cashier’s Checks____________ 672.59 Demand Deposits___________ 54,566.74 Savings Deposits___________ 28,017.53 Bills Payable_______________ 5,500.00 Total....................._____ __ $132,049.54 Officers and Directors at T im e of Failu re OFFICERS Wyatt Barnes, President M. Trawick, Vice-President Y. E. Folsom, Cashier M. A. McFadden, Assistant Cashier DIRECTORS Wyatt Barnes M. Trawick S. S. Jones J. F. Brown J. F. Richardson Y. E. Folsom This bank was closed on February 6, 1925, by resolution of the directors requesting the Superintendent of Banks to take charge. Mr. H. G. Boyd, of Montgomery, was appointed liquidating agent, who in turn appointed Y. E. Folsom, of Ariton, as assistant. The firms of Steiner, Crum & Weil, of Montgomery, Ala., and Sollie & Sollie, of Ozark, Ala., are the attorneys. The Ariton Banking Company had been on the special list for frequent examinations for several months and had on two or three occasions appeared before the Banking Board to show cause why it should not be liquidated. The principal causes of failure were slow loans and loans to tenant farmers, many of which proved to be worthless. An examination in December, 1924, showed the capital stock of the bank to be impaired approximately $5,700.00 The bank was again summoned before the Banking Board on January 5, 1925, and the Superintendent, believing it to be insolvent, and that the losses were much larger than admitted, again voted to take over the bank for liquidation. But a majority of the Banking Board thought it advisable to grant thirty days for the impairment of the capital stock to be made good, and the admitted losses to be removed. The di rectors and officers of the institution were unable to make good this impairment, and on February 6 the directors passed the above men tioned resolution. ST A T E SU PER IN TE N D EN T OF BANKS 17 P IC K E N S C O U N T Y S T A T E BANK, C A R R O L LT O N , ALA. Sta te m e n t of Condition at T im e of Failure, October 18, 1924 LIABILITIES Capital Stock______________ -$ 60,000.00 Surplus ____ _______________ 5,000.00 Undivided Profits 723.67 Uue to Banks_____________ 807.07 Deposits _______________ _ - 85,751.79 Cashier’s Checks__________ 6,121.00 D ividends Unpaid 44.00 Total_____________________ -$227,793.94 Bills Payable_____________ _ 31,000.00 Out of Balance_________ 3.00 Rediscounts _________ __ _ - 37,346.41 RESOURCES Loans and Discounts______ . $179,347.59 Stocks and Bonds_________ __ 11,950.00 R anking House 13,000.00 Furniture and Fixtures____ .. 5^900.00 Other Real Estate____ _____ _■ 6,500.00 Cash and Due from Banks11,096.35 $227,796.94 Total____________________ -$227,796.94 Officers and Directors at T im e of Failu re OFFICERS W . F. Kilpatrick, President D. B. Miller, Vice-President and Cashier R. M. Poag, Assistant Cashier Alice McKinstry, Assistant Cashier DIRECTORS W . B. Loftin W . S. Bell Jas. N. Bell D. B. Miller W . F. Kilpatrick R. M. Poag The Pickens County State Bank, of Carrollton, was taken over on October 18, 1924, by resolution of its directors, the last day of business being October 17, 1924. M. Johnson, of Carrollton, was appointed liquidating agent. Steiner, Crum & Weil, of Montgomery, and Patton & Patton, of Carrollton, were appointed attorneys. This bank has been the cause of much criticism by the Banking Department. It had been in a highly extended condition, due to slow and questionable loans, and loans to officers of the bank and their interests. In the early part of 1924 the bank was summoned before the Banking Board, and the majority of the board agreed to allow the bank to continue to operate, provided the banking laws would be complied with, and provided an agreement would be signed by its president, presumably for the protection of the de positors. Such an agreement was executed on May 28, 1924, but up to the present time has proven to be worthless. Notwithstanding the repeated promises to the Banking Board and to the Superintendent of Banks, the bank continued to violate the law, and to conduct its business on an unsound and unsafe basis. They were unusually flagrant in violation of the law with respect to reserve. The bank was placed on the special list and received fre quent examinations, but the condition appeared to be getting worse instead of better. After the completion of an examination October 17, 1924, the bank examiners were instructed to call the board of directors to gether and ask for a resolution taking the bank over for liquida tion, the Superintendent considering it extremely dangerous for the bank to continue in business. The examiners were instructed to tell the board of directors that if such a resolution was not passed the 18 A N N U A L REPORT FOR 1925 bank would immediately be summoned before the Banking Board and taken over by the Banking Department. After the examination, an audit was made by H. C Crane & Company, of Montgomery, and the Superintendent’s suspicions of shortages and false entries were verified. While the affairs of the bank were being investigated, its cashier committed suicide in December, 1924. In May, 1925, five in dictments were found by the grand jury of Pickens County against its president, W . F Kilpatrick. The cases were set for trial at Car rollton on November 11, 1925, but due to the fact that Mr. E. O. Harper, who made the audit, was in Texas on business, the trial was postponed until the next term of court. B A N K OF G L E N W O O D , G L E N W O O D , A L A . Sta te m e nt of Condition a t T im e of Failure, January 5, 1925 RESOURCES LIABILITIES Loans and Discounts_______ $ 20,989.36 Capital Stock_______________ $ 10,000.00 Overdrafts _________________ 431.10 Demand Deposits___________ 9,976.22 3,000.00 Savings Deposits________ __.. 737.92 Banking House_____________ Furniture and Fixtures-........ 2,999.24 Certificates of Deposit_____ 825.00 Other Real Estate__________ 1,504.75 Cashier’s Checks____________ 179.90 Cash on Hand______________ 132.47 Bills Payable_______________ 9,000.00 37.97 Capital Impairment________ 1,700.09 Due to Banks_______________ Total________________ _____$ 30,757.01 Total______________________ $ 30,757.01 O fficers and Directors at T im e of F ailu re D. G. E. M. OFFICERS A. Batten, President W . Green, Vice-President J. Dominey, Cashier L. Head, Assistant Cashier DIRECTORS D. A. Batten G. W . Green E. J. Dominey Mrs. E. J. Dominey Liquidating Agent— H. G. Boyd, Montgomery. Attorneys— Steiner, Crum & Weil, Montgomery. The Bank of Glenwood was called before the Banking Board some time before its closing, and the Superintendent of Banks, be lieving it to be in an unsafe condition, was in favor of taking the bank over immediately for liquidation. The majority of the Banking Board agreed to give the bank time in which to arrange to vol untarily liquidate on the condition that its president, Mr. D. A. Batten, sign an agreement that he would protect the depositors and creditors. The limit set for the voluntary liquidation was January 1, 1925. Being unable to effect voluntary liquidation, the directors of the bank passed a resolution requesting that the Superintendent of Banks take charge, and the Superintendent did take charge on January 5, 1925. After various conferences and a trip to Orlando, Fla., by the Superintendent of Banks, Mr. Batten fulfilled his agreement, and on August 3, 1925, paid to the Superintendent of Banks enough cash to pay all depositors and creditors in full. An 80 per cent dividend was immediately paid. The remaining 20 per cent is being held for ST A T E SU PER IN TE N D EN T OF BANKS 19 a period of one year from the closing- of the bank on account of certain provisions of the law and by the advice of the attorney of the Banking Department. The assets of the bank, including all real estate, have been turned over to Mr. Batten for the benefit of him self and other stockholders. L IN C O L N B A N K & T R U S T C O M P A N Y , L IN C O L N , A L A Sta te m e nt of Condition at Tim-e of F ailu re, J anu ary 7, 1925 RESOURCES LIABILITIES Loans and Discounts______ $ 60,217.62 Capital Stock______________ 3,754.88 Surplus ________ Banking House ___ —3,009.59 Demand Deposits- - Furniture and Fixtures 3,271.24 Time Certificates_____ „ Other Real Estate________ Cash _________________ ___ 26.70 Cashier’s Checks_________ 186.93 Unpaid Dividends______ ___ Due from Banks____ 946.87 Bills Payable_____________ Other Resources__________ Total____ ________________ $ 71,413.83 Total____________________ 25,000.00 2,231.64 3^817.03 180.00 41.16 144.00 40,000.00 $ 71,413.83 Officers and Directors at T im e of Failure OFFICERS J. H. Wilson, President G. L. Schmidt, Vice-President W . H. Welch, Cashier DIRECTORS J. H. Wilson W. H. Welch G. L. Schmidt Liquidating Agent— H. G. Boyd, Montgomery. Assistant Liquidating Agent— Earl Montgomery, Talladega. Attorneys— Steiner, Crum & Weil, Montgomery. This bank was very badly mismanaged and misused. Its presi dent used the bank mostly for his personal benefit in various ways. The bank apparently had little or no respect for the banking laws, and violated them repeatedly. Consequently its president was sum moned before the Banking Board and told that he must voluntarily liquidate or the bank would be closed by the Banking Board. He asked that he be given until January 1, 1925, to voluntarily liquidate. This request was granted on the condition that he execute a second mortgage on some real estate, a first mortgage already being out standing, and Mr. Wilson apparently being heavily involved and not having other means. The above mentioned mortgage was executed for the benefit of the depositors and creditors. Mr. Wilson was unable to liquidate the bank himself, but when the limit expired refused to voluntarily turn the bank over to the Superintendent of Banks, although the bank had almost completely run out of cash and had suspended busi ness. The Banking Board then took the bank. over on Januarv 7J 1925. Litigation is now being had on the mortgage given by Mr. Wilson. If the suit is won, the depositors and creditors will be paid in fu ll; but if it is lost, they will get little, or nothing. Since the bank failed Mr. Wilson has gone into bankruptcy, and it is impossible to recover anything from him through suit. How ever, a claim has been filed against his surety bond. It appears from A N N U A L REPORT FOR 1925 20 the audits made by the liquidating agent that Mr. Wilson collected rents belonging to the bank, for which he failed to account; that certain personal property of the bank was sold by Mr. Wilson, and that he failed to account to the bank; and that large amounts were loaned on crop mortgages, the proceeds of the crops being used to pay personal debts to Mr. Wilson or to his mercantile firm, when the money should properly have gone to the bank. O R R V IL L E BANK & T R U S T C O M PANY, O R R V IL L E , ALA. S ta te m e nt of Condition at T im e of Closing, August 26, 1925 LIABILITIES RESOURCES Loans and Discounts_______ $175,437.47 Capital Stock_______________ $ 494.25 Surplus_____________________ Overdrafts --------------------------Stocks and Bonds__________ 2,600.00 Undivided Profits___________ Banking House_____________ 7,800.00 Demand Deposits___________ Savings Deposits____________ Furniture and Fixtures________________ 3,500.00 Cash _________________ ....___ 3,452.78 Certificates of Deposit_____ Due from Banks...................... 12,383.82 Cashier’s Checks____________ Outstanding Checks_________ Bills Payable_______________ Rediscounts________________ Total______________________$205,668.32 O fficers and OFFICERS J. E. Dunaway, President B. E. Dunaway, Cashier 25,000.00 30,000.00 25.92 32,481.69 32,230.83 3,700.00 424.50 9,460.38 25,976.00 46,369.00 Total______________________ $205,668.32 at T im e of Failu re DIRECTORS J. E. Dunaway B. E. Dunaway E. H. Dunaway This bank repeatedly and wilfully violated the banking laws, especially the law with reference to reserve, notwithstanding nu merous promises made to the Banking Board and to the Superin tendent of Banks. Several appearances before the Banking Board apparently had no effect. Consequently, on August 26, 1925, they were again summoned and were taken over by the Banking Board for liquidation. H. G. Boyd, of Montgomery, Ala., was appointed liquidating agent, with Mr. B. E. Dunaway, of Orrville, as assistant liquidating agent. Messrs. Steiner, Crum and Weil, of Montgomery, were ap pointed attorneys. At the time of closing, the bank was loaded with non-liquid and questionable loans, especially loans to tenant farmers. But the crop in this section was exceptional and due to this fact the liquidat ing agent and the assistant liquidating agent were enabled to push collections, which tended to show that with some refinancing the bank would be able to reopen. On October 10, 1925, plans had been perfected which enabled the bank to reopen under the following conditions: $32,000.00 of new money was raised, which was paid into the bank, and the doubt ful and worthless loans removed; the capital stock was increased to $35,000.00; the bank building and fixtures were placed into the bank at $10,000.00, making a total capital and surplus of $42,000.00. The ST A T E SU PER IN TE N D EN T OF BANKS 21 old stockholders, of course, lost their holdings. Mr. Hal E. Marshall was elected president, with Mr. B. E. Dunaway as cashier, it ap pearing that Mr. B. E. Dunaway was not responsible for the un healthy and unsafe condition of the bank before its failure. A new board of directors, consisting of outstanding business men, was elected as follow s: B. E. Dunaway, Hal Marshall, C. B. Shields, W. P. Molette, Chambliss Keith, Huston Armstrong and J. F. Dunning. The bank shows the following statement at the close of busi ness October 10, 1925, the date of reopening: RESOURCES LIABILITIES Loans and Discounts_______ $ 45,509.51 Capital Stock____ ____ ______ $ 35,000.00 Stocks and Bonds_____ ______ 2,600.00Surplus -___ 7,000.00 Banking-House—__ ________ 7,500.00 Demand Deposits___________ 22,539.99 Furniture and Fixtures____ 2,500.00 Savings Deposits____________ 31,390.59 Due from Banks................... 49,142.34 Outstanding Checks________ 9,460.38 Cash _________________________ 5,156.97 Certificates of Deposit_____ 3,700.00 Cashier’s Checks___________ 424.50 Reserve for Taxes__________ 873.36 Reserve for Interest_______ 420.00 Reserve fpr Expense______ 1,600.00 Total______________________ $112,408.82 Total______________________ $112,408.82 The bank was thus reopened with enough cash on hand and in banks to pay in full all depositors and creditors, if necessary, except time certificates not due. Eight thousand dollars ($8,000.00) of the outstanding checks belonged to one man who voluntarily accepted a certificate of deposit due at a future date. Enough money had been collected by the liquidating agent to pay in full the bills payable and rediscounts. Therefore, the bank reopened under the most favorable circumstances and in a very liquid condition. STATEMENTS OF THE CONDITION OF THE STATE BANKS IN ALABAMA ON THE CALL OF SEPTEMBER 28, 1925 (251 Banks and 19 Branches reporting) ST A T E SU PER IN TE N D EN T OF BAN K S 23 ABBEVILLE— ABBEVILLE STATE BANK R. S. E. Dunham, President E. Deal, Vice-President O. M. Steagall, Cashier RESOURCES L IABILITIES Loans and Discounts________ $ Furniture and Fixtures______ Cash___________________________ Due from 59,630.84 2,350.00 6,029.30 Banks_____________ Checks and Cash Items______ Cash Items in Transit______ Total___________________ ______ $ Capital Stock paid in—.......... $ Undivided Profits penses and 82,637.17 Demand 384.39 Time less Taxes paid___ 843.26 Deposits— ____ _____ 114,546.18 Deposits___ __ 1,842.26 1,200.00 Notes and Bills Payable_____ 152,231.70 25,000.00 Ex Total................ .............................$ 10,000.00 152,231.70 ALABAMA CITY— ALABAMA CITY BANK . B. Forman. President Lee Freibaum, Vice-President R. E. A. Burns, Vice-President M. RESOURCES L IA B I L I T IE S Loans and Discounts________ $ 150,748 14 Capital Stock paid in________ $ .99 Surplus Fund__________________ Overdrafts ____________________ U. Undivided S. Bonds, Certificates of Indebtedness and W. S. Stamps ______________________ Other Bonds, Stocks E. McClendon, Cashier H. Broom, Assistant Cashier Profits penses and Taxes less 25,000.00 4,000.00 Ex paid___ 1,333.83 150.00 Reserve Interest______________ 485.46 Demand Deposits_______ ______ 105,708.56 and W arrants ___________________ 14,518.75 Time Deposits._________________ 53,848.52 Furniture and Fixtures______ 2,695.00 Notes and Bills Payable_____ 25,000.00 Other Real Estate____________ 5,250.00 C a sh ___________________________ 16,798.16 Due Banks_____________ 24,783.24 Checks and Cash Items______ 196.05 from Cash Items in Transit... ........ 85.00 Other Resources........................... 151.04 Total. .$ 215,376.37 Total. .$ 215,376.37 24 A N N U A L REPORT FOR 1925 ALBERTVILLE— J. F HOOPER, BANKER W . B. Hooper, Cashier B. Hooper, Jr., President A. LIABILITIES RESOURCES Loans and 46,664.50 Capital Stock paid in________ $ Discounts_______ $ 13.79 Surplus Fund_____________________ Overdrafts ____________________ Banking House _______________ 2,390.66 Furniture and Fixtures______ 1,236.40 Undivided Profits penses and Taxes less 5,371.29 paid___ 10,481.93 Demand Deposits________________ C a sh ___________________________ 23,233.20 Due from Banks_____________ 39,041.48 2,911.75 Other Resources_______________ 367.57 Total_________________________$ 126,341.28 25,000.00 Ex Other Real Estate_____________ Checks and Cash Items______ 25,000.00 Total__________________ ____ i 70,969.99 126,341.28 ALEXANDER CITY— ALEXANDER CITY BANK J. C. Maxwell, President Dr. A. L. Harlan, Vice-President H. Herzfeld, Vice-President L. M. Willis, Cashier LIABILITIES RESOURCES Loans and Discounts____ ____ $ 372,924.92 Capital Stock paid in________ $ Surplus Fund__________________ U. S. Bonds, Certificates of Indebtedness and W. Undivided S. Stamps _____________ Other Bonds, Stocks 1,670.00 and W a r r a n ts ____________ Reserve 110,321.60 Furniture and Fixtures______ 1,125.00 Other Real Estate........... .......... 16,094.00 C a sh ___________________________ 38,538.09 Due from Banks_____ ____ 89,870.28 Checks and Cash Items______ 1,500.35 Other Resources_______________ 6,054.71 for Taxes less Ex paid___ and 59,545.23 In terest 7,000.00 2,000.00 Demand Deposits______________ Banking House________________ T otal. Profits penses Sind Taxes $ 640,098.95 T otal 55,000.00 55,000.00 463,553.72 t 640,098.95 25 S T A T E SU PER IN TE N D EN T OF BAN KS AUCEVILLE— ALICEVILLE BANK & TRUST COMPANY J. C. V. Park President J. R. Horton, Vice-President C. H. S. Summerville, Vice-President L IABILITIE S RESOURCES Loans and Discounts________ $ 336,993.59 Capital Stock paid in________ $ 781.30 Surplus Fund__________________ O verdrafts____________________ Overdrafts Secured by Cotton U. 49,149.07 and W. Other Bonds, Stocks 20.000 00 Ex 27,968.72 2,500.00 289,896.76 Time Deposits________________ and 50.00 Banking House________________ 14,200.00 Furniture and Fixtures........... 5,800.00 C a sh __________ less 4,240.80 Demand Deposits______________ Warrants ___________________ Other Real Estate____________ Profits 40,000.00 Special Reserve_______________ S. Stamps .................... Undivided penses and Taxes paid....... S. Bonds, Certificates of Indebtedness A. Somerville, Jr., Cashier W . Hood, Assistant Cashier 175,272.28 2,201.65 23,699.35 Due from B a n k s_____________ 115,250.37 Checks and Cash Items______ 316.01 Cash Items in Transit........... 2,525.91 Other Resources______________ 429.71 Total $ 555,637.76 Total. $ 555,637.76 AUCEVILLE— MERCHANTS AND FARMERS BANK F. D. B. Carpenter, President E. Day, Vice-President W . S. Kirksey, Cashier Jno. T. Sulzby, Assistant Cashier RESOURCES Loans and Discounts............... $ L IABILITIE S 215,373.91 Capital Stock paid in......... ..... $ Overdrafts Secured byCotton 3,356.27 Surplus Fund.................................. Banking House________________ 3,800.00 Undivided Furniture and Fixtures........... 1,544.00 Other Real Estate____________ 3,768.23 Demand Profits less 25,000.00 5,000.00 E x penses and Taxes paid____ 9,216.85 Deposits........................ 160,676.46 C a sh ............... 14,095 02 Time Deposits_________________ 30,463.58 Due from Banks______________ 39,343 16 Notes and Bills Payable_____ 45,000.00 Checks and Cash Items______ Total. 76 30 281,356,89 Total. $ 281,356.89 26 A N N U A L REPORT FOR 1925 ALTOONA— FIRST STATE BANK T. R. Bynum, President C. W . Hopper, Vice-President Loans and Discounts________ ? Cotton Loans__________________ Overdrafts U. S. 101,271.61 Capital Stock paid in________ $ 47,442.69 Surplus Fund__________________ 234.61 Undivided ___________________ and W. Demand Stamps ______________________ less 25,000.00 5,000.00 Ex 496.79 Deposits_____________ 120,015.08 6,650.00 Time Deposits_________________ 88,112.60 S. Banking- House________________ Profits penses and Taxes paid____ Bonds, Certificates of Indebtedness S. Hardin, Cashier LIABILITIES RESOURCES 9,320.36 Furniture and Fixtures______ 6,000.00 C a sh ___________________________ 18,024.81 Due from Banks-.................................49,572.93 ■Checks and Cash Items______ 107.46 Total____________________ ____ $ 238,624.47 Total_________________________ $ 238,624.47 ANNISTON— CITY BANK & TRUST CO. H. H. Montgomery, President W hitfield Clark, Vice-President F . R. M artin, Cashier LIABILITIES RESOURCES Loans and Discounts________ $ Capital Stock paid in________ $ 410.27 Surplus Fund__________ O v erd rafts____________________ U. 411,091.67 S. Bonds, Certificates of Undivided Profits less 150,000.00 10,000.00 Ex S. penses and Taxes paid____ 627.51 Stamps ______________________ 350.00 Demand Deposits______________ 370,128.87 Indebtedness Other Bonds, and W. Stocks and Banking H6use............................. Real from Exchanges 64,551.99 23,939.98 Banks________ for 90,000.00 8,076.13 Estate__________ C a sh ___________________________ Due . 43,027.82 30,000.00 Furniture and Fixtures..... ...... Other Deposits________________ 11,728.46 Notes and Bills Payable_____ Time W arrants ___________________ 108,760.77 Clearing House _______________________ 2,510.95 Checks and Cash Items.______ 233 82 Cash Items in Transit_______ 2,130.16 T o ta l___________________________ $ Total. $ 663,784.20 663,784.20 ST A T E SU PER IN TE N D EN T OF BANKS 27 ARAB— BANK OF ARAB Hogan Jackson, President Joseph J. Bain, Cashier RESOURCES LIABILITIES Loans and Discounts________ $ 116,636.99 Capital Stock paid in________ $ 22.29 Surplus Fund__________________ Overdrafts ____________________ 1,613.56 Undivided Furniture and Fixtures______ Profits less 25,000.00 2,500.00 Ex C a sh _______________ 30,015.83 penses and Taxes paid....... 181.36 Due from Banks......................... 72,470.95 Demand Deposits..—........... ......... 118,301.53 29.00 Time Deposits_________________ 74,789.20 Other Resources......... ............ Total_________________________$ 220,788.62 Total_____ ___________________ $ 220,788.62 ASHFORD— FARMERS & MERCHANTS BANK W . W . Cock, President J. S. Radney, Vice-President W . E. W ells, Vice-President W . U. Wells, Cashier RESOURCES L IABILITIE S 141,524.39 Capital Stock paid in________ $ Loans and Discounts________ 22.86 Surplus Fund__________________ Overdrafts ___________________ Banking House_______________ 8, 000.00 Furniture and Fixtures_____ 3,166.73 Other 2, 000.00 Demand Real Estate__________ C a sh ...................................... ......... 7,000.00 E x penses and Taxes paid____ 3,702.07 8,000.65 Time Deposits..__ _____________ 44,334.49 Checks and Cash Items_____ 887.37 less 180,340.97 101,775.53 $ Profits Deposits____ ________ Due from Banks_____________ Total. Undivided 30,000.00 265,377.53 Total. .$ 265,377.53- A N N U A L REPORT FOR 1925 28 ASHLAND— FARMERS STATE BANK W . B. Nolen, President M. RESOURCES Loans and Discounts________ $ O verd rafts---------- -------------TT. S. Other 167,795.96 Capital Stock paid in________ $ 63.37 Surplus Fund__________________ ---------- Bonds 5,500.00 Bonds, Stocks W . Morgan, Vice-President LIABILITIES and Undivided Profits less 15,000.00 8,000.00 Ex penses and Taxes paid____ 2,670.86 W a r r a n ts _____ — 1,350.00 Demand Deposits______________ 88,989.26 Banking House_ — 4,500.00 Time Deposits_________________ 71,545.42 1,250.00 20,500.00 Furniture and Fixtures______ C a s h _____________ 6,629.51 Due from Banks 16,101.49 Checks and Cash Items______ Notes and Bills Payable_____ 3,515.21 Total_________________________ $ 206,705.54 Total_________________________ $ 206,705.54 ASHVILLE— ASHVILLE SAVINGS BANK James L. Herring, President W . A. Beason, Vice-President J. C. DuBois, Cashier RESOURCES L IABILITIE S Doans and Discounts.............. $ Overdrafts ____________________ U. 80,973.03 S. Bonds, Certificates of Indebtedness Profits less 9,500.00 Ex S. penses and Taxes paid____ 2,969.19 600.00 Demand Deposits______________ 59,023.40 Time Deposits_________________ 50,545.07 Bonds, W. Undivided 12,500.00 Stamps ______________________ Other and Capital Stock paid in.............. $ 6 39 Surplus Fund___________ Stocks and W arrants ___________________ 21,000.00 Banking House________________ 2,500.00 Furniture and Fixtures______ 2,000.00 Other Real Estate___________ 150.00 C a sh ___________________________ 3,785.56 Due from Banks______________ 22,200.75 Exchanges for Clearing House _______________________ 389.60 Checks and Cash Items______ 932.33 Total. $ 134,537.66 Total. ? 134,537.66 S T A T E SU PER IN TE N D EN T OF BANKS 29 ASHVILLE— FARMERS & MERCHANTS BANK OF ASHVILLE W . A. Beason, President B. M. Teague, Vice-President Perkins McClendori, Vice-President U. H. Prickett. Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Overdrafts ____________________ Other Bonds, Stocks 78,917.72 Capital Stock paid in________ $ 56.48 Surplus Fund__________________ and Warrants ___________________ Undivided Profits less 15,000.00 3,500.00 Ex penses and Taxes paid____ 3,336.22 Bankings House________________ 6,300.00 Demand Deposits______________ 62,931.43 Furniture and Fixtures______ 3,100.00 Time Deposits............ ............. 35,624.39 C a sh ___________________________ 5,211.48 Notes and Bills Payable______ Due from Banks______________ 8,469.26 ■Checks and Cash Items______ 337.10 20,500.00 Total_________________________$ 122,892.04 2,500.00 Total_________________________$ 122,892.04 ATHENS, WITH BRANCH AT ELKMONT— CITIZENS BANK & TRUST CO. W m . S. Peebles, President M ax M. Rosenau. Chairman of Board J. S. Crutcher, Vice-President C. David L. Rosenau, Sr., Vice-President RESOURCES Overdrafts _____________________ Bonds, Stocks 166,111.29 Capital Stock paid in________ $ 2.10 Surplus Fund__________________ ,and Undivided W arrants ___________________ 96,624.25 Banking Houses (two)_______ 23,044.22 Furniture and Fixtures (two sets) Cashier L IABILITIE S Loans and Discounts________ $ Other L. Williamson, Piere Dawson, Assistant Cashier Profits penses and Taxes Reserve for less 18,000.00 Ex paid___ Taxes and 30,000.00 10,976.24 In terest 1,252.00 ________________________ 7,000.00 Demand Deposits______________ 270,335.28 C a sh ___________________________ 27,102.30 Time Deposits_________________ 30,290.11 Due from Banks______________ 37,884.40 Other Liabilities_______________ 6.19 Exchanges for Clearing House _______________________ Total. 3,091.26 $ 360,859.82 Total. $ 360,859.82 A N N U A L REPORT FOR 1925 30 ATHENS— FARMERS & MERCHANTS BANK C. D. Glaze, President J. N. Howard, Vice-President R. C. Martin, Cashier W . J. Howard, Vice-President M. J. Easter, Assistant Cashier C. B. Beasley, 1 .ssistant Cashier RESOURCES LIABILITIE S Loans and Discounts________ $ 759,167.86 Overdrafts ________________ _ __ Other Bonds, Stocks 2,077.85 Surplus Fund_____________ ___ _ and Undivided —_____ Warrants __________ Profits less E x15,722.37 15,935 90 Demand Deposits______________ 609,496.13 6,340.51 Time Deposits_________________ Other Real Estate--------_____ 80,000.00' 50,000.00' penses and Taxes paid____ 10,000.00 _____ Banking House------------- Capital Stock paid in________ $ 144,125.85 90,217.98 Notes and Bills Payable______ 275,000.00 30,446.03 Other Liabilities_______________ 6.19 2 4 9 , 2 7 8 .4 4 Checks and Cash Items ____ 10,885.97 Total___________________ _____ $ 1,174.350.54 Total_________________________ $ 1,174,350.54 ATMORE— BANK OF ATMORE J. E. McCoy, President E. P. Goldsmith, Vice-President W . R. Maxwell, Cashier R. Faircloth, Assistant Cashier L IABILITIE S RESOURCES Loans and Discounts-------------$ 626.33 Surplus Fund____________ O verdrafts------------------------------U. 278,217.29 Capital Stock paid in________ $ Undivided S. Bonds, Certificates of Profits less 50,000.00 20,000.00' Ex S. penses and Taxes paid....... 14,697.72 Stamps ----------------------------- — 75.00 Demand Deposits______________ 453,057.39 Indebtedness and W. 31,800.00 Time Deposits.............. Banking House-----------------------Furniture and Fixtures--------C a sh ----------------------------------------- 30,110.43 Due from Banks--------------------- 266,874.05 Exchanges for Clearing House _______________________ 637.96 Other Resources___ ___________ 2,241.00 Total. 79,115.37 6,288.42 $ 616,870.48 Total. $ 616,870.48 S T A T E SU PER IN TE N D EN T OF BANKS 31 ATTALLA— ATTALLA BANK C. B. Forman, President Nell Jo Gray, Cashier E. G. Lee, Vice-President Thelma W hite, Assistant Cashier O. D. DuPre, Vice-President RESOURCES LIABILITIES S Loans and Discounts. 90.82 Surplus Fund__________________ Overdrafts _______________ ___ U. 236,792 83 Capital Stock paid in________ $ Undivided S. Bonds, Certificates of Indebtedness and Bonds, Stocks Reserve 600.00 Stamps ________________ -......... Other Profits penses and Taxes W . S. and for less Ex paid___ Taxes and 12,286.91 In terest W arrants ___________________ 50,000.00 25,000.00 7,418.43 43,949.10 Demand Deposits______________ 142,310.21 Banking House—_______________ 14,000.00 Time Deposits_________________ 120,363.17 Furniture and Fixtures______ 3,755.50 Notes and Bills Payable_____ 20,000.00 Other Real Estate____________ 5,475.00 C a sh __________________________ ... 13,929.21 Due from Banks______ _______ 57,864.79 Checks and Cash Items______ 921.47 Total_________________________ S 377,378.72 Total_________________________ $ 377,378.72 ATTALLA— MERCHANTS & FARMERS BANK Lamar Smith, President C. R. Shepherd, Vice-President E. J. Harris. Assistant Cashier RESOURCES O verdrafts____________________ 168,325.26 and W. Bonds, Stocks Undivided S. Stamps __________________ Other Capital Stock paid in________ $ 111.59 Surplus Fund_____________________ S. Bonds, Certificates of Indebtedness Cashier less 12,500.00 Ex penses and Taxes paid____ 6,017.89 110,660.32 Time Deposits____________________ 97,194.12 5,031.67 Banking House________________ 3,000.00 Furniture and Fixtures______ 1,500.00 Other Real Estate_____________ 865.34 Cash ______________________________ 10,414.57 Due from Banks________________ 44.498.53 Checks andCash Items_______ 823 57 T o ta l___________________________ $ Profits 25,000.00 16,801.80 Demand Deposits______________ and Warrants ____________ ______ G. Norton, LIABILITIES Loans and Discounts________ $ U. E. 251,372.33 T o ta l___________________________ $ 251,372.33 32 ANNUAL REPORT FOR 1 925 AUBURN— BANK OF AUBURN S. C. L. Toomer, President A. Carey, Vice-President W . D. Martin, Cashier RESOURCES LIAB IL IT IE S Loans and Discounts________ $ 174,973.17 O verdrafts____________________ U. 308.98 Surplus Fund__________________ S. Bonds, Certificates of Indebtedness and W. Undivided S. 12,800.00 Bonds, Stocks and Reserve for Taxes less Ex paid___ and Furniture and Fixtures______ 26,525.16 In 326.67 2,830.00 Demand Deposits--------------------- 150,109.97 2,300.00 Time Deposits_________________ 55,473.56 C a sh ___________________________ 10,103.00 Due from Banks______________ 69,084.71 Checks and Cash Items______ 35.50 ...$ 25,000.00 15,000.00 terest W arrants ___________________ Total. Profits penses and Taxes Stamps ....... Other Capital Stock paid in________ $ 272,435.36 Total. $ 272,435.36 AVONDALE— AVONDALE BANK & SAVINGS COMPANY J. B. Lassiter, President W ade A. Martin, Vice-President John R. Wallace, Cashier RESOURCES L IABILITIES Loans and Discounts.________$ Overdrafts ____________________ Other Bonds, Stocks 96,216.42 18.26 and Capital Stock paid in________ $ Undivided Profits penses and Taxes less 25,000.00 E x paid___ 3,032.96 23,393.79 Demand Deposits......................... 125,528.05 Furniture and Fixtures....... .... 5,972.54 Time Deposits............................ 33,680.38 Other Real Estate-------------------- 7,000.00 C a sh ___________________________ 13,018.72 Due from Banks_____ ________ 45,621.66 W arrants _________ T otal. $ 191,241.39 Notes and Bills Payable_____ Total. 4,000.00 $ 191,241.30 ST A T E SU PER IN TE N D EN T OF BANKS 33 BAY MINETTE— BALDWIN COUNTY BANK W. D Stapleton, President Jas. M. Voltz, Vice-Presid’ent C. C. Hall, Cashier RESOURCES LIABILITIES Loans and Discounts________$ U. S. Bonds, Certificates of Indebtedness and W. S. Bonds, Stocks Capital Stock paid in.._._.......... $ 50,000.00 Surplus F u n d __________________ 32,000.00 Undivided Stamps _____________________ Other 480,276.80 3,140.00 less Ex penses and Taxes paid____ 18,228 29 Demand Deposits______________ 394,155.77 38,932.59 Time Deposits_________________ 296,461.12 and W arrants .............. .................... Profits 600.00 Furniture and Fixtures______ Other Real Estate____________ 11,867.63 C a sh ___________________________ 25,423.49 Due from Banks______________ 229,388.92 Checks and Cash Items... ........ 1,215.75 Total___ _____ ________________? 790,845.18 Total_________________________ $ 790,845.18 BAYOU LA BATRE— BANK OF BAYOU LA BATRE L. E. Warner, President Frank E. Smee, Vice-President G. W . Bosarge, Cashier Sallie Rabby, Assistant Cashier RESOURCES l Loans and Discounts________ $ LIABILITIES 64,549.07 |Capital Stock paid in________ $ Furniture and Fixtures______ 2,154.70 j Surplus Fund ....... ............. .......... C a sh ___________________________ 7,682.56 j Undivided Due from Banks______________ I 633.20 | Profits less 10,000.00 3,000.00 Ex- penses and Taxes paid....... 958.74 j Demand Deposits............ ............ 43,857.45 j Time 17,203.34 Deposits.____ ____________ I Total ..$ 75,019.53 I Total. $ 75,019.53 34 A N N U A L REPORT FOR 1925 BEATRICE— PEOPLES EXCHANGE BANK T. M. Riley. President W . R. Sawyer, Vice-President and Cashier W . J. Mason, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ Overdrafts ____________________ U. 74,162.86 737.32 Surplus Fund__________________ S. Bonds, Certificates of Indebtedness Profits less 12,000.00 Ex S. penses and Taxes paid....... 2,913.91 25,050.00 Demand Deposits______________ 93,485.74 Bonds, W. Undivided 15,000.00 ■ Stamps ______________________ Other and Capital Stock paid in________ $ Stocks and Time Deposits________________ W arrants ___________________ 15,150.00 Other Liabilities_______________ Banking House________________ 47,168.94 23.08 2,000.00 Furniture and Fixtures______ 3,205.07 Other Real Estate____________ 1,318.20 C a sh __ ..._______________________ 7,029.80 Due from Bhnks______________ 41,883.50 Checks and Cash Items______ 42.42 Other Resources_______________ 12.50 Total_________________________ $ 170,591.67 T o ta l........................... ................ $ 170,591.67 BELLE MINA— BELLE MINA BANK Clyde Hendrix, President B. N. Bibb, Vice-President H. B. Zeitler, Vice-President J. E. Hogan, Cashier L IABILITIES RESOURCES Loans and Discounts________ $ Other Bonds, Stocks 55,227.44 and W a r r a n ts ___________________ Banking House.__ _____________ Capital Stock paid in________ $ Surplus Fund_______________ ..__ 5,000.00 960.00 Undivided Profits less 10,000.00 5,000.00 E x penses and Taxes paid____ 1,126.20 Furniture and Fixtures______ 1,075.00 Demand Deposits_______ 35,774.00 C a sh ___________________________ 2,400.44 Time Deposits_________________ 11,622.05 Due from Banks______________ 6,359.37 Notes and Bills Payable......... 7,500.00 T o ta l___________________________ ? 71,022.25 T o ta l__________________ ________ $ 71,022.25 ST A T E SU PER IN TE N D EN T OF BANKS 35 BERRY— BANK OF BERRY J. C. Shepherd, President W . C. Collins, Vice-President D. Fred W . Johnson, Vice-President J. Neal, Cash Leon Studdard, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts_____ __ $ 140,391.65 Capital Stock paid in—........... $ Banking House........................... 4,400.00 Surplus Fund__________________ Furniture and Fixtures______ 1,725.00 Undivided Profits less 50,000 00 3,900.00 Ex Cash ............................ 25,741.48 penses and Taxes paid____ 6,310.72 Due from Banks______________ 78,901.62 Demand Deposits______________ 119,240.51 Checks and Cash Items______ 1,203.41 Time Deposits_________________ 72,911.93 Total_____ ___ _____ _______ __ $ 252,363.16 Total_________________________ $ 252,363.16 BESSEMER— BESSEMER TRUST & SAVINGS BANK George Ross, President S. G. Kennedy, Vice-President J. M. Eagan, Cashier LIABILITIES RESOURCES Loans and Discounts________ $ Bonds, Stocks Capital Stock paid in________ $ 8.93 Surplus Fund__________________ Overdrafts _____________ Other 340,641.89 Undivided and W arrants ___________________ 12,950.00 Profits less 60,000.00 300.00 Ex penses and Taxes paid____ 2,131.39 Furniture and Fixtures______ 25,801.21 Demand Deposits______ ______ 237,496.64 C a sh ___________________________ 18,774.10 Time Deposits_____ ...__________ 120,478.11 Due from Banks........... .............. 58,855.65 Notes and Bills Payable_____ 40,000 00 Checks and Cash Items.— ...... Total. 3,374.36 $ 460,406.14 Total. $ 460,406.14 36 A N N U A L REPORT FO R 1925 BIRMINGHAM— AMERICAN TRUST & SAVINGS BANK W . W . Crawford, President W . W . Crawford, Jr., Vice-President and Trust Officer H. T. Bartlett, Vice-President A. J. Daly, Cashier C. M. Williamson, Vice-President C. M. Shill, Assistant Cashier Moriarity Harris, Assistant Cashier and Auditor RESOURCES LIABILITIE S Loans and Discounts________ $10,273,315.92 Capital Stock paid in______ _ $ 1,000,000.00 Overdrafts ____________________ 392.21 Surplus Fund__________________ 500,000.00 Other Bonds, Stocks and Undivided Profits less E x W arrants ___________________ 827,917.49 penses and Taxes paid____ 381,705.75 Banking House_______ 590,812.27 Reserve for Taxes and In Furniture and Fixtures____________________ 45,362.97 terest 35,213.34 Other Real Estate_____________ 192,261.25 Demand Deposits______________ 10,711,013.25 C a sh ___________________________ 306,414.31 Time Deposits_________________ 3,410,011.65 Due from Banks......................... 1,429,967.16 Due from Federal Reserve Bank ________________________ 1,372,357.49 Exchanges for Clearing House ___________________ 167,543.61 Checks and Cash Items____________________ 21,269.26 Cash Items in Transit_______ 810,330.05 Total....:....................... ................$16,037,943,99 T o ta l......................... .................. $16,037,943.99 BIRMINGHAM— BIRMINGHAM TRUST & SAVINGS CO. Tom O. Smith, Arthur W . Smith, President Chairman of Board W m . H. Manly, Vice-President Benson Cain, Assistant Vice-President H. C. Keller, Assistant Cashier D. B. Taliaferro, Assistant Cashier C. D. Cotton, Assistant Vice-President E. W . Finch, Cashier R. E. Cotton, Assistant Cashier Maclin F. Smith, Trust Officer E xam Elliott. Assistant Trust Officer L IABILITIE S RESOURCES Loans and Discounts________ $13,446,317.21 Capital Stock paid in________ $ 1,000,000.00 O v erd rafts____________________ 21,888.02 Surplus Fund.__________________ 800,000.00 U. S. Bonds, Certificates of Undivided Profits less E x Indebtedness and W . S. penses and Taxes paid___ 219,798.25 Stamps .......... 17,659.40 Reserve for Taxes and In Other Bonds, Stocks and terest 80,513.57 W arrants ___________________ 1,850,835.43 Demand Deposits______________ 12,069,910.40 Banking House...___ ___________ 820,730.61 Time Deposits_________________ 6,714,725.15 Furniture and Fixtures____________________ 56,277.45 Other Liabilities (Letters of Other Real Estate.......... ............. 214,920.45 Credit) .................................... 18,253.00 C a sh _______________ 205,843.42 Due from Banks______________ 1,855,588 07 Due from Federal Reserve Bank ________________________ 1,923,791.58 Exchanges for Clearing House ________________ 331,654.10 Checks and Cash Ite m s.................................... 157,469.63 Other Resources_______________ 225.00 Total. $20,903,200.37 Total. $20,903,200.37 37 ST A T E SU PER IN TE N D EN T OF B AN KS BIRMINGHAM— BROTHERHOOD OF LOCOMOTIVE ENGINEERS BANK & TRUST CO. W . W . Gard, President J. C. DeHoll, Vice-President Frank Prince, Assistant Cashier W . C. Sterrett, Vice-President and Cashier W m . Moore, Jr., Assistant Cashier RESOURCES LIABILITIES Loans and Discounts-.......... . $ 1,260,977.00 Capital Stock paid in________ $ Bonds, Stocks and Warrants.. Furniture and Fixtures_____ _ 434,407 82 Undivided 4,591 38 Profits less Ex penses and Taxes paid____ 74,897.23 Demand Deposits________ C a sh _______________________ Due from Banks______ __ 15,912.18 Other Resources_______________ 10,204.50 Total..._______________________ $ 1,972,024.86 32,603.73 1,167,663.21 170,744.89 Time Deposits_________________ Cash Items in Transit............. 500,000.00 50,000.00 289.86 Surplus Fund___________ Overdrafts __________ 221,757.92 Total________________________1,972,024.86 BIRMINGHAM— INDUSTRIAL SAVINGS BANK Robert Jemison, President A. H. Woodward, Vice-Presi<Ient W . E. Willett, Vice-President F. M. O. Hindley, Assistant Cashier B. Veilding, Vice-President L IABILITIES RESOURCES Loans and Discounts________ $ 708,999.62 Capital Stock paid in....... ----- $ Furniture and Fixtures______ 11,013.76 Surplus Fund________ Cash in Vault and Due from Undivided Banks _______________________ Other Resources....... ... ................ 40,272.37 Profits 17,000.00 less Ex28,649.16 penses and Taxes paid 229.01 Reserve terest for Taxes and In- ~.................... Time Deposits______ — Other Liabilities____ T otal....________________________ $ 760,514.76 100,000.00 T o ta l.......... .................. .................... $ 3,653.84 610,585.61 626.15 760,514.76 A N N U A L REPORT FOR 1925 38 NORTH BIRMINGHAM— NORTH BIRMINGHAM TRUST & SAVINGS BANK R. H. Wharton, President J. H. Berry, Vice-President Geo. B. Tarrant, Vice-President G. C. Bryant, Cashier RESOURCES L IABILITIES Loans and Discounts________ $ 1,826,379.80 Capital Stock paid in________ $ Other Surplus Fund.............. Bonds, Stocks and Warrants ...... 9,179.30 Undivided Banking' House________________ 14,365.53 Furniture and Fixtures______ 15,008.65 Reserve Other 21.87S.16 Real Estate.... ............... C a sh _______ Due from Banks................ Cash Items in Transit________ penses Profits 100,000.00 65,000.00 less E x and Taxes paid____ for Taxes and 78,530.98 In terest 7,255.00 49,695.08 Demand Deposits______________ 1,231,587.67 139,277.89 Time Deposits_________________ 603,034 05 9,623.29 Total......................... ................... $ 2,085,407.70 Total.....___ __________________ $ 2,085,407.70 NORTH BIRMINGHAM— SECURITY TRUST & SAVINGS BANK C. B. Rogers, President Jno. W . Cannon, Vice-President W . D. McEachern, Vice-President David McCarty, Cashier RESOURCES Loans and Discounts............ Other Bonds, Stocks LIABILITIES $ 442,684.21 and Warrants _____________ Surplus Fund................................. 14,755.47 Banking House________________ 15,000.00 Furniture and Fixtures______ Capital Stock paid in........... 50,000.00 Undivided Profits 17,897.81 9,020.37 Demand Deposits...................... 23,240.54 Time Deposits............. C a sh ............... 23,227.53 Due from Banks......................... 47,127.47 Other Checks arid Cash Ite m s_____ 253,383.65 196,667.66 Notes and Bills Payable_____ 60,000.00 Liabilities______________ 4,000.00 8,343.53 Cash Items in Transit..... .......... 1,500.00 Ex penses and Taxes paid____ Other Real Estate.............. Total. less 50.00 $ 583,449.12 Total. $ 583,449 12 ST A T E SU PER IN TE N D EN T OP BAN KS 39 BIRMINGHAM— SOUTHSIDE BANKING CO. G. B. Hollingsworth, President John D. Elliott, Vice Presid-ent and Cashier RESOURCES L IABILITIES Loans and Discounts________ $ 191,954.44 Overdrafts ...... Capital Stock paid in....... ....... $ 385.33 Surplus Fund____ ___ 2,500.00 Furniture and Fixtures______ 9,105.70 C a sh ___________________________ 11,826.48 Due from B a n k s_____________ 11,989.36 Demand D eposits_________ Exchanges for Undivided Profits 25,000.00 less Ex penses and Taxes paid____ 6,497.20 129,825.15 Clearing Time Deposits_________________ 41,439.52 House _______________________ 3,954.30 Notes and Bills Payable_____ 25,000.00 Cash Items in Transit_______ 406.76 Other 639.50 Resources______________ Total_________________________ $ 230,261.87 T otal._______ ________________ $ 230,261.87 BIRMINGHAM— STEINER BROTHERS Leo K. Steiner, President Herbert E. Steiner, Vice-President Sig. Steiner, Assistant Cashier Carl Steiner, Cashier J. M. Levine, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts_______ $ Overdrafts ____________________ U. 872,502.87 58.19 Surplus F und____________________ S. Bonds, Certificates of Indebtedness and W. Other Bonds, Undivided S. Stamps _____ Stocks Profits penses and Taxes 43,904.94 and W arrants ___ Capital Stock paid in________ $ Reserve for less terest 1,033,458.41 Demand Deposits___________ _ 54,484.18 Time Deposits______________ Cash ______ 29,661.65 Notes and Bills Payable_____ from Due from Banks____________ Federal 122,873.73 Other Liabilities....................... for 354,632.99 43,955.94 745.73 House _______________________ 3,988.52 348.00 Cash Item's in Transit_______ 7,544.50 Other Resources______________ 10,355.98 1,014,523.99 Clearing Checks and Cash Item s_____ Total 11,174 20 361,308.20 Reserve Bank ................. Exchanges 194,331.38 In Other Real Estate............... Due 100,000.00 Ex paid___ Taxes and 100,000.00 .$ 2,179,926.70 Total $ 2,179,926.70 40 A N N U A L REPORT FOR 1925 BLOUNTSVILLE— BANK OF BLOUNTSVILLE J. S. Wittmeir, President W . T. Bains, Vice-President J. W . Carter, Vice-President Luther Graves, Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ Overdrafts ____________________ 47,883.96 Capital Stock paid in________ % .20 Surplus Fund....... ..... .................... Banking House............. 2,006.01 1,917.39 Furniture and Fixtures______ C a sh ___________________________ Profits less 1,015.27 Ex penses hnd Taxes paid____ 1,128.40 20,948.63 Demand Deposits______________ 52,358.13 Due from Banks____________ 9,573.03 Checks and Cash Items______ 2,910.40 Total_________________________$ Undivided 15,000.00 85,239.62 15,737.82 Time Deposits_________________ Total....................... ............ ........ $ 85,239.62 BOAZ— BOAZ BANK E. F. W hitman. President R. M. Miller, Cashier S. B. Wilson, Vice-President S. H. Leeth, Vice-President L. Collier, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ Demand Loans Secured by Cotton ........................................ 89,128.62 Overdrafts ___ Other 313,489.91 630.42 Bonds, Stocks and Capital Stock paid in________ $ 50,000.00 Surplus Fund ............... 12,000.00 Undivided Profits penses and Taxes less Ex paid___ 4,916.60 Demand Deposits________ _ 257,853.84 4,700.00 Time Deposits___________ __ __ 105,252.56 Banking House...__ _______ 4,500.00 Notes and Bills Payable ........ 125,000.00 Furniture and Fixtures__ ___ 3,376.89 W arrants ...... ...........................- Other Real Estate---- --------------- 5,500.00 C a sh _____ ______ 16,914.06 Due from Banks............. Exchanges for 114,913.13 Clearing House ......... 1,168.09 Checks and Cash Items.... ..... 599.23 Cash Items in Transit________ 102.65 T otal $ 555,023.00 Total. $ 555,023.00 ST A T E SU PER IN TE N D EN T OF BAN KS 41 BOLIGEE— BOLIGEE BANKING CO. R. L. Adams. President E. H. Goodwin, Cashier A. N. Grubbs, Vice-President L IABILITIES RESOURCES Loans and Discounts________ $ Overdrafts (Cotton)__________ 91,433.51 Capital Stock paid in________ $ 25,000.00 452.77 Surplus Fund........ ....................... ........................................ Furniture and Fixtures........... 3,362.77 Undivided Profits less penses and Taxes paid..... . C a sh _________________ 12,843.65 Due from Banks..... ................... 36,006.69 Demand D eposits__ _____ Total________________________ $ 144,099.39 E x 1,731.38 108,318.73 Time Deposits............................... 1,549.28 Notes and Bills Payable......... 5,000.00 Total______ __________________ $ 144,099.39 BRENT— BRENT BANKING COMPANY H. V. Faucett, President J. S. Ward, Vice-President D. W . James, Cashier J. T. Martin. Assistant Cashier RESOURCES L IABILITIES Loans and Discounts.............. $ Undivided S. Bonds, Certificates of Indebtedness and Capital Stock paid in............... $ 143.07 Surplus Fund............... Overdrafts .................... U. 94,517.36 W. Profits 25,000.00 25,000.00 less E x S. penses and Taxes paid____ 4,073.28 Stamps ______________________ 25,350.00 Demand Deposits______________ 135,733.90 Banking House............................. 2,500.00 Time Deposits......... ...................... 110,112.74 Furniture and Fixtures........... 2,121.50 Other Real Estate.... ................. 1,030.91 C a sh ___________________________ 8,397.11 Due from Banks_______ 147,952.68 Cash Items in Transit________ 17,757.29 Other Resources_______________ 150.00 Total. $ 299,919.92 Total. $ 299,919.92 2 42 A N N U A L REPORT FOR 1925 BREWTON— BANK OF BREWTON O. M. Gord' i, President W . Y. Lovelace, Vice-President S. B. Parker, Cashier J. G. McGowin, Vice-President R. M. W atson, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ O verdrafts____________________ U. 369,908.77 845.37 Surplus Fund__________________ S. Bonds, Certificates of Indebtedness and W. Capital Stock paid in________ $ Undivided S. _ Stamps _______________ _______ Banking House________________ Furniture and Fixtures______ Other Real Estate...... ............... C a s h ___________________ Profits less 50,000.00 50,000.00 Ex penses and Taxes paid____ 10,423.76 10,950.00 Demand Deposits______________ 256,608.40 12,541.92 Time Deposits_________________ 256,795.47 2,500.00 5,277.65 18,549.82 Due from Banks______________ 197,528.87 Checks and Cash Items........... 4,268.23 Other Resources_______________ 1,457.00 Total____________________ ____$ 623,827.63 Total............. ................................$ 623,827.63 BREWTON— CITIZENS BANK E. L. McMillan, President J. T. Boyd, Vice-President O. M. Colley, Cashier J. F. Purifoy, Assistant Cashier LIABILITIES RESOURCES Loans and Discounts________ $ 207,677.07 Capital Stock paid in-------------$ 24.33 Surplus Fund__________________ Overdrafts ____________________ Undivided U. S. Bonds, Certificates of Profits less 47,200.00 25,000.00 Ex S. penses and Taxes paid------ 12,551.18 Stamps ______________________ 7,600.00 Demand Deposits______________ 238,404.46 Time Deposits_________________ 75,768.85 43,887.37 Other Liabilities_______________ 11.64 Indebtedness Other Bonds, and W. Stocks and W arrants ___________________ Banking House________________ 3,102.38 Furniture and Fixtures......... . 2,492.62 Other Real Estate____________ 8,302.92 C a sh ___________________________ 21,212.63 Due from Banks______________ 104,045.37 Checks and Cash Items........... 591.44 Total. $ 398,936.13 Total. $ 398,936.13 48 S T A T E SU PER IN TE N D EN T OF B AN K S BREWTON— FARMERS & MERCHANTS BANK J. W . Adkisson, President T. E. S. Liles, Vice-President RESOURCES LIABILITIES Loans and Discounts________ $ 397,029.92 Capital Stock paid in.............. $ O verdrafts____________________ U. S. Bonds, 209.66 Surplus F u n d _________ Undivided Certificates of Indebtedness and W. Bdhds, Stocks Profits less 25,000.00 20,735.21 18,200.00 Demand Deposits________ 298,011 05 70,757.00 Other Liabilities........ ........... W arrants ............... .............. 1... Furniture and Fixtures______ Other Real Estate_______ 319,666.54 Time Deposits _____ ___________ and 35,800.00 E x penses and Taxes paid____ S. Stamps ................. Other C. Hurd, Assistant Cashier R. J. Murphy, Assistant Cashier Geo. O. Harold, Cashier 61.02 2,471.82 — 5,631.5S Cash ........................ 18,764.70 Due from Banks________ 186,123.77 Checks and Cash Items ....... 85.37 T o t a l - ..................... .................. $ 699,273.82 Total.......................................... $ 699,273.82 BRUNDIDGE— BRUNDIDGE BANKING CO. M. Lightfoot, President F. C. Bass, Vice-President J. F. Hightower, Cashier W alter A. Bass. Assistant Cashier RESOURCES LIABILITIES Loans and Discounts._______ $ Bonds, Stocks Capital Stock paid in________ $ 950.61 Surplus Fund.......... .......................... Overdrafts ............... Other 362,658.79 and W arrants ___ Undivided 37,125.00 Profits less penses and Taxes paid___ 4,000.00 Furniture and Fixtures........... 3,000.00 Other Real Estate....................... 2,466.59 Demand Deposits................... C a sh ................ 31,853.01 In terest . 10,925.00 420,374.86 59,093.08 232,650.52 Checks and Cash Items .......... 162.93 Cash items in Transit________ 2,025.09 Taxes....and 27,206.42 Time Deposits________ _______ _ Due from Banks___________ TotaL. for 50,000.00 Ex Banking House_________ Reserve 100,000.00 .% 672,245.95 T o ta l— .$ 672,245.95 A N N U A L REPORT FOR 1925 44 BUTLER— CHOCTAW BANK W . J. Dansby, President W . D. W hitted, Vice-President E. L. Bush, Cashier RESOURCES LIABILITIES Loans and Discounts..... ........ $ Overdrafts .......... U. 162,865.82 437.58 Surplus Fund__________________ Undivided S. Bonds, Certificates of Indebtedness Capital Stock paid in________ $ 15,000.00 Ex S. penses and Taxes paid____ 3,717.64 Reserve for Bad Accounts___ 1,708.97 Demand Deposits______________ 160,200.72 Bonds, W. less Stamps ______________________ Other and Profits 20,000.00 Stocks and W a r r a n ts ___________________ 6,737.59 28,599.17 Time Deposits...___ ____________ 69,965.48 Banking House__________ 5,250.00 Bonds Borrowed.___ _________ 5,200.00 Furniture and Fixtures______ 3,000.00 Other Liabilities_______________ 32.11 Other Real Estate____________ 1,787.24 Customers’ Letters of Credit 8,500.00 C a sh ___________________________ 16,851.02 Due from Banks______________ 50,403.92 Checks and Cash Items______ 119.23 Cash Items in Transit________ 613.25 Customers’ Liability Accounts 8,500.00 Bonds in Trust........................... 5,200.00 Total_______________________ ...$ 287,344.87 Total_________________ ______287,344.87 CALERA— CENTRAL STATE BANK Gordon DuBose, President C. L. O’Neal, Vice-President RESOURCES L IABILITIE S Loans and Discounts___ ____ $ Other Bonds, Stocks 49,662.03 and Capital Stock paid in........ ...... $ Surplus Fund__________________ W arrants .............................. —~ 18,000.00 Banking House________________ 22,000.00 Undivided Profits 1,800.00 Ex paid___ 790.49 Furniture and Fixtures______ 2,000.00 Demand Deposits______________ 72,877.23 Other Real Estate____ _______ 2,000.00 C a sh ___________________________ 6,287.24 Due from Banks..................... 5,392.58 Checks and Cash Items______ Total. .$ penses and Taxes less 30,000.00 125.87 105,467.72 TotaL. $ 105,467.72 S T A T E SU PER IN TE N D EN T OF BAN KS 45 CAMDEN— BANK OF CAMDEN W . J. Bonner. President Stonewall McConnico, Vice-President R. RESOURCES LIABILITIES Loans and Discounts________ $ Overdrafts ____________________ Other Bonds, Stocks C. Jones, Cashier 182,358.47 Capital Stock paid in________ $ 62.62 Surplus Fund...................... and W arrants ............ Undivided Profits less 46,400.00 7,500.00 Ex penses and Taxes paid____ 1,799.52 Banking House............ ................. 3,000.00 Demand Deposits______________ 143,726 94 Furniture and Fixtures______ 1,500.00 Time Deposits_________________ 24,339.38 C a sh ___________________________ 5,976.02 Due from Banks........ ................. 24,647.87 Checks and Cash Items______ 4,420.86 1,800.00 Total.................. ....... .................. $ 223,765.84 Total_________________________ $ 223,765.84 CAMP HILL— BANK OF CAMP HILL E. H. L. Andrews, President T. Hammer, Vice-President S. V. Henderson, Cashier O. S. Heard, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts............... $ Banking House________________ 243,561.25 Capital Stock paid in________ $ 10.00 Surplus Fund........ ......................... Furniture and Fixtures______ 10.00 Other Real Estate------------------ 4,995.00 Undivided Profits Ex paid___ 1,668.05 C a sh ___________________________ 13,424.64 Demand Deposits______________ 211,258.02 Due from Banks....... ................. 50,089.64 Checks and Cash Items______ 835.54 T otal. .$ 312,926.07 penses And Taxes less 50,000.00 50,000.00 Total. 312,926.07 A N N U A L REPORT FOR 1925 46 CARBON HILL— CARBON HILL STATE BANK J. T. Wakefield, President J. G. Stalcup, Vice-President S. F. Wheeler, Cashier W . S. Thornton, Vice-President O. H. Whitney, Vice-President Dan McDonald, Assistant Cashier RESOURCES LIABILITIE S Loans and Discounts________ $ 80,223.64 Overdrafts ......... Capital Stock paid in.............. $ 215.40 Undivided Banking House................ Profits 25,000.00 Ex paid___ 989.19 4,533.62 Demand Deposits______________ 51,840.20 C a sh ______________ 12,161.19 Time Deposits_________________ 64,568.03 Due from Banks_____ ________ 24,447.06 Checks and Cash Items______ 1,632.76 19,180.10 Furniture and Fixtures______ Other Resources______________ penses and Taxes less 3.65 Total______ _________________ $ 142,397.42 T otal........................ ................... $ 142,397.42 CARBON HILL— CITIZENS BANK Duncan McDonald, Chairman of Board G. A. Kropp, President and Cashier Jos. Nicol, Jr., Vice-President K. Mrs. R. A. Plummer, Assistant Cashier W m . V. Dodd, Assistant Cashier E. Kropp. Assistant Cashier LIABILITIE S RESOURCES Loans and Discounts________ $ 210,335.41 Capital Stock paid in.—........ ...8 120.80 Surplus Fund__________________ Overdrafts ................----- ----------Banking House--------- ----—- 3,500.00 Undivided Profits less 25,000.00 12,500.00 Ex penses and Taxes Paid____ 14,055.41 Other Real Estate------------------ 11,194.00 Demand Deposits.......... ............... 192,943.80 C a sh ___________________________ 11,179.82 Notes and Bills Payable_____ 35,000.00 Due from Banks--------------------- 38,546.46 Furniture and Fixtures--------- Exchanges for 2,950.00 Clearing House ...... 1,436.12 Checks and Cash Items........... Total. 236.60 $ 279,499.21 Total. $ 279,499.21 ST A T E SU PER IN TE N D EN T OF B AN KS 47 CARROLLTON— BANK OF CARROLLTON A. H. Dabbs, President W. C. Robertson, Vice-President Ethel Ferguson, Cashier M. Johnson, Vice-President and Cashier D. RESOURCES 248,330.76 Overdrafts ------------------------------Bonds, Stocks Hale, Assistant Cashier LIABILITIES Loans and Discounts________ $ Other E. Capital Stock paid in.... ........ ..$ 635.44 Surplus Fund__________________ and Undivided Warrants ___________________ 29,441.53 Banking House________________ Profits less 25,000.00 5,000.00 Ex penses and Taxes paid____ 19,706 55 3,200.00 Demand Deposits.......... ............... 176,361.46 Furniture and Fixtures........... 4,200.00 Time Deposits____________ 95,385.15 Other Real Estate____________ 4,641.75 Notes and Bills Payable_____ 10,000.00 C a sh ___________________________ 7,979.47 Due from Banks______________ 29,802.86 Checks and Cash Items______ 3,221.35 Total_________________________ $ 331,453.16 Total..___ ____________________ $ 331,453.16 CASTLEBERRY— PEOPLES BANK C. P. Deming, President J. W . Thurmond, Vice-President N. P. Thurmond, Cashier RESOURCES L IABILITIE S Capital Stock paid in............... i 25.000. 00 Banking House______________ 4.800.00 Surplus Fund___ ________ ___ __ 10. 000. 00 Furniture and Fixtures........ 1.300.00 Other Real Estate______ ___ 400.00 88,495.21 Loans and Discounts______ C a sh ________________________ 49,174.87 .$ 152,834.65 Profits less Ex penses and Taxes paid____ 8,664.57 Reserve Due from Banks...................... Total.__ Undivided for Taxes and 1,316.55 In terest ________________________ 2, 000.00 Demand Deposits______________ 90,878.10 Time Deposits_________________ 23,640.00 To,tal. .$ 152,834.65 A N N U A L REPORT FOR 1925 48 CEDAR BLUFF— CEDAR BLUFF BANK W . R. Westbrook. President W . S. McElrath, Vice-President J. G. Slone, Cashier L IABILITIE S RESOURCES Loans and Discounts.......... 123,673.26 Capital Stock paid in________ $ 16,500.00 185.70 Surplus Fund...... ............... Overdrafts __________ 25,000.00 Banking House......... ............ 1,248.93 Furniture and F ixtu res_____ 1,606.19 penses and Taxes paid....... 6,636.81 Other Real Estate____________ 5,000.00 Demand Deposits______________ 80,062.24 C a sh ....................... 14,647.87 Time Deposits_________________ 46,238.10 Due from B an ks...................... 28,096.18 Other Liabilities_______________ 20.98 Total.. $ 174,458.13 Undivided Profits less Ex Total 174,458.13 CENTRE— CHEROKEE COUNTY BANK Roscoe Smith. President Lam ar Smith, Vice-President J. H. Savage, Cashier Glen S. Williamson Assistant Cashier L IABILITIES RESOURCES Loans and Discounts.............. $ 171,983.69 Overdrafts ____________________ U. 301.80 Surplus Fund__________________ Undivided S. Bonds, Certificates of Indebtedness and . W . S. Stamps ............... Other Bhnds, Stocks 15,000.00 Ex 11,476.01 112,791.79 Time Deposits........... .................... 82,890.30 17,000.00 1,000.00 Furniture and Fixtures______ 1,000.00 Other Real Estate..................... 1,075.00 C a sh ........ _ ............................. 8,882.24 Due from Banks.................. 33,039.79 Checks and Cash Item s_______ 2,873.50 Other Resources_______________ 2.08 less penses and Taxes paid____ and W arrants - ........................... Profits 25,000.00 10,000.00 Demand Deposits.......................... Banking House__________ T o ta l___ Capital Stock paid in________ $ $ 247,158.10 T o ta l.... $ 247,158.10 STATE S U P E R IN T E N D E N T 49 OF B A N K S CENTRE— FARMERS & MERCHANTS BANK J. O. Jordan, President G. A. Johnson, Cashier M. D. Starling, Vice-President L IABILITIE S RESOURCES Loans and Discounts........... .$ 113,003.90 Capital Stock paid in________ $ 18,000.00 144.30 Surplus Fund...................... ........... Overdrafts ........ Undivided Profits less 6,300.00 E x Banking House________ 3,500.00 Furniture and Fixtures______ 1,953.49 paid___ 597.92 Other Real Estate__ _____ 2,911.17 Demand Deposits_____________ 68,124.10 penses and Taxes Cash _____ 6,088.35 Time Deposits.................... ........... 34,731.62 Due from Banks______________ 6,063.94 Notes and Bills Payable_____ 10,000.00 Checks and Cash Items______ 4,057.75 Other Resources........... ...... 30.74 Total___ _____________ _______ $ 137,753.64 Total...__________ ____ ________ $ 137,753.64 CENTREVILLE— BIBB COUNTY BANKING & TRUST CO. J. P. Kennedy, President Ed Kennedy, Vice-President Josiah M. Kennedy, Cashier W . J. Langston, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Overdrafts Other ...... Bonds. 111,794.78 Capital Stock paid in_______ $ 16.68 Surplus Fund_____________ Stocks and Demand 25,000.00 16,000.00 Deposits____________ 87,965.28 8,940.00 Time Deposits............................... 31,528.00 Banking House._____ 9,000.00 Notes and Bills Payable_____ 6,000.00 Furniture and Fixtures___ __ 2,000.00 Other Real Estate........... .......... 8,559 94 C a sh ................................................. 9,742.08 W arrants ______ Due from Banks.................. 10,318.88 Checks and Cash Items______ 344.25 Cash Items in Transit________ 2,974.08 Other 2,802.59 Resources______________ Total... $ 166,493.28 Total. $ 166,493.28 A N N U A L REPORT FOR 1925 50 CENTREVILLE— PEOPLES BANK W . C. Fuller, President and Cashier W . Hunnicutt, Vice-President N. A. C. Pratt, Assistant Cashier RESOURCES L IABILITIE S $ Loans and Discounts---------U. 133,653.99 S. Bonds, Certificates of Indebtedness and W. S. Bonds, Stocks 15,000.00 6,250.00 and W arrants ______________________ Profits less E x penses and Taxes paid____ Demand Furniture and Fixtures........... 3,926.16 Deposits_____________ 111,688.99 10,750.00Time Deposits._________________ 49,579.53 4,000.00 Other Real Estate_______________ Cash 42,000.00 Surplus Fund....... .......................... Undivided Stamps --------------------------- ----Other Capital Stock paid in________ $ 1,380.00 __________________________ 11,684.54 Due from Banks--------------------- 49,831.25 Checks and Cash Items........... 1,680.57 Cash Items in Transit----------------- 2,964.33 Total.............................................$ 222,194.68 Total_________________________ $ 222,194.68 CHATOM— CHATOM STATE BANK Jas. N. Granade, President F. Milton McDowell, Vice-President RESOURCES Loans and Discounts-------------$ Overdrafts ____________________ U. 69,774.52 and W. Undivided S. Stamps __________________ Other Bonds, Stocks W arrants ___________________ 2,560.81 400.00 63,933.76 5.50 Time Deposits_________________ 24,500.22 4,700.00 800.00 1,847.19 5,863.92 Due from Banks______________ 28,880.56 Checks and Cash Items----- ---- 427.79 5,924.33 Ex Demand Deposits_____________ Other Real Estate.— ................. Total. less penses and Taxes paid____ Furniture and Fixtures--------- Cash ______ Profits 15,000.00 5.00 Reserve for Interest___________ and Banking House.------ ----------------- Capital Stock paid in________ $ 14.64 Surplus Fund__________________ S. Bonds, Certificates of Indebtedness L. McLemore, Cashier L IABILITIES $ 112,319.12 Total. $ 112,319.12 S T A T E SU PER IN TE N D EN T OF B AN KS 5 CHILDERSBURG— FIRST STATE BANK R. R. Gross. President R. O. Roberts, Vice-President Jas. B. W ynn, Cashier RESOURCES LIABILITIES Loans and Discounts________ $ 67,463.36 Capital Stock paid in________ $ Overdrafts .......... —....................... 6.07 Banking House________________ 2,000.00 Furniture and Fixtures______ 2,205.50 Demand Other Real Estate____ __ Undivided Profits less penses and Taxes 20,000.00 Ex- paid... . 96.31 Deposits_____________ 44,602.99 3,406.74 Time Deposits__ ______ C a sh ___________________ 7,762.64 3,702.46 Notes and Bills Payable......... 17,500.00 Due from Banks..-__ __________ 12,887.71 Notes and Bills Rediscounted 1,736.45 Cash Items in Transit._______ 26.55 Total........ ..... .................... ......... $ 91,698.39 Total_________________________ $ 91,698.39 CITRONELLE— CITRONELLE STATE BANK John A. Hurt, President R. W . Lynch, Vice-President Claude D. Hurt, Cashier Audrey Rowell, Assistant Cashier LIABILITIES RESOURCES Loans and Discounts________ $ Overdrafts ____________________ U. S- Bonds, and W. Undivided 1,360.13 Stocks and W arrants ___________________ 1,026.29 Furniture and Fixtures______ 1,827.32 Other Real Estate______ ______ 2,000.00 C a sh ___________________________ 6,000.00 E x paid___ 710.44 Deposits_____________ •95,893.85 Time Deposits................ ............... 34,931.38 Demand 6,302.01 Due from Banks________ 44,749.98 Other Resources__ ____________ less 10,000.00 500.00 Banking House.............. Total Profits penses and Taxes S. Stamps ______ Bonds, Capital Stock paid i n _______ $ 198 49 Surplus Fund__________________ Certificates of Indebtedness Other 89,561.45 10.00 .$ 147,535.07 Total $ 147,535 67 52 A N N U A L REPORT FOR 1925 CLANTON— PEOPLES SAVINGS BANK F. N. J. Callen, President S. Johnson, Vice-President H. G. Heflin, Cashier Reedie Taylor, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Bonds, Stocks Capital Stock paid in________ $ 1,562.81 Surplus Fund__________________ Overdrafts ______________ Other 269,913.69 and Warrants ___________________ Undivided Furniture and Fixtures______ C a sh ____________________ less 10,000.00 Ex penses and Taxes paid____ 65,835.46 2,700.00 Demand Deposits_____________ 374,788.77 2,727.25 Time Deposits_________________ 115,257.69 20,400.00 Banking House________________ Profits 15,000.00 33,425.34 Due from Banks......................... 243,708.67 Checks and Cash Items______ 1,364.28 Cash Items in Transit________ 5,079.88 Total________________________ $ 580,881.92 Total_____ ______________ ____ $ 580,881.92 CLAYTON— BANK OF COMMERCE W . H. Robertson. President J. J. S. W illis, Vice-President A. RESOURCES LIABILITIES Loans and Discounts________ $ Overdrafts ............ Other Bonds, J. Bethune, Cashier 277,761.44 Capital Stock paid in____ ___ $ Stocks Undivided and W arrants _______________ ___ 2,640 00 Profits less 50,000.00 20,000.00 1,247.95 Surplus Fund_____ __________ _ E x- penses and Taxes paid____ 9,302.47 Furniture and Fixtures.... ....... 1,950.00 Demand Deposits.____________ 144,545.88 C a sh ___________________________ 19,089.25 Time Deposits._________________ 87,473.25 Due from Banks......... ............ 10,986.06 Notes and Bills Rediscounted 35,528.00 Other Liabilities______________ 422.67 Due from Federal Reserve Bank __________________ 33,307.53 Checks and Cash Items______ Total 290.04 $ 347,272.27 Total. .$ 347,272.27 53 ST A T E SU PER IN TE N D EN T OF B AN KS CLAYTON— CLAYTON BANKING CO. J. T. Floyd, ■., President Thos. R. Parish, Cashier J. E. Parish, Vice-President L IABILITIE S RESOURCES 207,992.45 Capital Slock paid in________ $ Loans and Discounts________ $ 175.97 Surplus Fund__________________ Overdrafts ____________________ Other Bonds, Stocks and Undivided Profits less 50,000.00 Ex paid___ 6,766.75 Furniture and Fixtures______ 2,000.00 Demand Deposits_____________ 100,905.46 Other Real Estate____________ 7,051.01 Time Deposits._________________ 36,852.78 C a sh ___________________________ 7,478.69 Notes and Bills Payable_____ 60,000.00 Due from Banks______________ 66,385.92 Checks and Cash Items........... 1,988.26 W arrants ___________________ 11,200.00 Cash Items in Transit________ 10.00 Other Resources_______________ 242.69 Total_________________________ $ 304,524.99 penses and Taxes 50,000.00 Total............................................. $ 304,524.99 CLIO— CLIO BANKING CO. W . A. Arnold, President J. D. Fuqua, Vice-President B. I. Jackson, Cashier C. H. Stephens, Assistant Cashier RESOURCES L IABILITIES Loans and Discounts..............$ 169,839.74 Capital Stock paid in________ $ Overdrafts ...... ............. _........... . 5,164.08 Surplus Fund .......................... Banking House________________ 2,000.00 Undivided Profits less 50,000.00 12,500.00 Ex Furniture and Fixtures______ 1,500.00 penses and Taxes paid____ 11,062.30 Other Real Estate____________ 5,982.86 Demand Deposits_____________ 226,960.20 Cash .................................................. 15,538.40 Notes and Bills Payable______ 50,000.00 Due from Banks______________ 93,472.09 Checks and Cash Items........... 829.73 Other Resources (Loans on Cotton) ............. Total. 56,195.60 $ 350,522.50 Total..... ....$ 350.522.50 A N N U A L REPORT FOR 1925 54 COLLINSVILLE— PEOPLES BANK W . E. Killian, President J. W . Blackwell, Vice-President E. M. Box, Cashier J. D. Jordan, Vice-President W . B. Smith, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ 200,690.30 Capital Stock paid in________ $ Overdrafts ________________ 1,712.96 Surplus Fund............ Banking House..................... 7,000.00 Undivided Furniture and Fixtures______ 3,000.00 C a sh ___________________________ 16,000.00 less Ex penses and Taxes paid___ 15,821.95 Demand Due from Banks....... ...................... Profits 306.73 Deposits______ ______ 123,960.29 46,889.15Time Deposits____________ 74,848.59 1 25 Notes and Bills Payable_____ Checks and Cash Items___ __ Total___ __________ __________ $ 275,115.61 50,000.00 10,000.00 Total......... ....................................$ 275,115.61 COLUMBIA— BANK OF COLUMBIA W . F. Oakley, President T. L. Blackwell, Vice-President L. W . Armstrong, Cashier M. L. Oakley, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ 65,303.45 262.49 Surplus Fund________ Overdrafts _______________ Undivided U. S. Bonds, Certificates of Indebtedness and W. Bonds, Stocks 17,650.00 Demand Time and W arrants .................. 17,500.00 less Ex 5,072.90 Deposits_____________ 237,929.03 Deposits___ ________ 2,000.00 1,400.00 Furniture and Fixtures______ 1,400 00 Other Real Estate_________ 2,300.29 j C a sh ___________________________ 26,315.42 Due from Banks............ ..... -..... 161,360.04 Checks and Cash Item s........... 11,428.24 Cash Items in Transit............ 25,000.00 45.00 Banking House------------------- Total. Profits penses and Taxes paid____ S. Stamps ....................... Other Capital Stock paid in________ $ 37.00 S 287,501.91 T otal $ 287,501.93 55 ST A T E SU PER IN TE N D EN T OF B AN KS COLUMBIANA— COLUMBIANA SAVINGS BANK W . F. Davis, President tV. W . Wallace, Vice-President W . L. Christian, Cashier RESOURCES L IABILITIE S Loans and Discounts............... $ Overdrafts ..................................... Other Bonds, Stocks 206,789.75 5.21 Surplus Fund__________________ and W arrants ____________ Undivided Profits penses and Taxes less 35,000.00 6,200.00 Ex paid___ 9,027.87 5,800.00 Demand Deposits_____________ 117,426.97 5,800.00 Banking House................. Capital Stock paid in............... $ Furniture and Fixtures______ 1,275.00 Time Deposits_________________ 64,268.58 Other Real Estate____________ 1,493.75 30,000.00 Cash ....... Notes and Bills Payable_____ 15,531.69 Due from Banks______________ Checks arid Cash Items....... . 24,334.56 893.46 Total..__ ____ ________________ $ 261,923.42 Total____ _______________ ____ $ 261,923.42 CORDOVA— CITIZENS BANK & TRUST CO. M. Aaron, President C. D. Shepherd, Vice-President G. H. Stewart, Vice-President and Cashier RESOURCES LIABILITIES Loans and Discounts.............. $ Other Bonds, Stocks 58,499.55 and Surplus Fund__________________ W arrants ___________________ 750.00 Furniture and Fixtures.......... 5,774.00 C a sh _____ ____ Undivided for 200.00 E x 2,237.37 Deposits........ ............... 38,819.24 10,345.85 Time Deposits_________________ 16,388.32 165.28 Cash Items in Transit................ less 25,000.00 Clearing House ....................... Total. Profits penses and Taxes paid____ 6,596.74 Demand Due from Banks.__ _______ Exchanges Capital Stock paid in________ $ .$ 513.51 82,644.93 Total. $ 82,644.93 56 A N N U A L REPORT FOR 1925 CORDOVA— CORDOVA STATE BANK J. R. Shepherd, President P. M. Long, Vice-President W. RESOURCES LIABILITIE S Loans and Discounts________ $ 107,289.82 Bonds, Stocks Capital Stock paid in________ $ 4.72 Surplus Fund.____ _____________ Overdrafts .... -—............................ Other N. Jones, Cashier and Undivided Warrants ................................... 50,214.00 Banking House________________ 14,500.00 Profits penses and Taxes Reserve Furniture and Fixtures______ 500.00 terest Other Real Estate____________ 2,553.87 Demand for Taxes less 10,000.00 Ex paid___ and 988.96 Deposits_____________ 73,230.79 100,139.85 C a sh ______ ________ 11,639.04 Time Deposits............................... 21,235.21 Checks and Cash Item s........... 263.46 Other Resources_______________ 17.82 208,217.94 8,858.34 In Due from Banks....... .................. Total_________________________$ 15,000.00 Total_________________________$ 208,217.94 CRAGFORD— CRAGFORD BANK T. R. Bell, President P. E- Wright, Vice-President B. O. RESOURCES U. S. Liberty Bonds....... ............ Bonds, Stocks 63,564.77 5,150.00 Surplus Fund................. :............... Reserve and Warrants ___________________ Capital Stock paid in............. ..$ 15,040.00 1,325.00 Demand Furniture and Fixtures--------- 1,200.00 Time Other Real Estate..... ................ 4,411.00 C a sh ----- ----------------- 6,782.24 Due from Banks............. 6,822.01 Checks and Cash Items--------- .$ for Taxes and Cashier 25,000.00 5,000.00 In terest ________________________ Banking House________________ T o ta l Mitchell, L IABILITIE S Loans and Discounts............... $ Other O. T. Carter, Assistant Cashier Deposits_______________ Deposits___________________ 2,004.21 48,942.56 23,364.88 16.63 104,311.65 T otal ..$ 104,311.65 STATE S U P E R IN T E N D E N T OF 57 BANKS CROSSVILLE— FIRST BANK OF CROSSVILLE S. P. Smith, President J. W . Black, Vice-President C. D. King, Cashier W m . F. Croft, Assistant Cashier LIABILITIES RESOURCES Loans and Discounts________ $ 94,900.49 Capital Stock paid in________ $ 130.87 Surplus Fund....... ....... Overdrafts ____________________ Banking House_______ ________ 1,000.00 Furniture and Fixtures........... 2,108.75 C a sh ......... .................... 9,277.22 Demand Due from B anks......... ............... Profits 2,008.07 less Ex penses and Taxes paid -....... 5,534.21 Deposits.....-................. 59,245.69 22,749.69 Time Deposits__________ Items_____ 40.50 Other Resources______ ________ 16.35 Checks and Cash Undivided Total_____ ___ __________ _____ $ 130,223.87 20,000.00 43,435.90 Total____ __________________ $ 130,223.87 CUBA— BANK OF CUBA W . E. McGowen, President T. P. McGowen, Vice-President T. S. W ard, Cashier T. O. Vaughan, Vice-President C. W . McGowen, Assistant Cashier RESOURCES L IABILITIES Loans and Discounts..... .........$ Overdrafts --------U. 88,519.37 219.99 Surplus Fund........ ...... S. Bonds, Certificates of Indebtedness and W. Bonds, Undivided S. Stamps _______ Other Capital Stock paid in________ $ Stocks and 2,031.41 Deposits_________ 118,760.24 15,418.20 Time Deposits_________________ 2,100.00 Furniture and Fixtures______ 1,100.00 Other Real Estate............ ,_____ 379.25 C a sh ........ ................. 10,204.21 Due from Banks__ ___________ 37,087.03 Checks and Cash Items______ 200.00 Cash Items in Transit________ 1,400.00 Ex 23,000.00 Banking House________________ Total 14,000.00 less penses arid Taxes paid_____ 1,000.00 Demand Warrants .................. Profits 15,000.00 $ 165,209 85 T otal $ 165,209.85 A N N U A L REPORT FOR 1925 58 CULLMAN— PARKER BANK & TRUST CO. M. L. Robertson. President C. A. Stiefelmeyer, Vice-President Jos. Spitznagel, Cashier R. E. Lee, Vice-President W . W . Newman, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ 905.70 S. Bonds, Certificates of Indebtedness and W. Bonds, Stocks Undivided Profits less Demand 90,000.00 35,000.00 E x penses and Taxes paid_____ S. Stamps ________________________ Other Capital Stock paid in________ $ 33,753.65 Surplus Fund__________________ Demand Loans on Cotton___ Overdrafts ____________________ U. 483,984.22 17,596.34 Deposits.______________ 434,552.07 31,050.00Time Deposits___________________ 213,405.20 and Warrants (Alabama Bonds) 10,000.00 Furniture and Fixtures______ 5,215.40 Other Real Estate____________ 2,550.00 Cash __________________________ 58,367.47 Due from Banks______________ 164,146.64 Checks and Cash Items______ 580 53 Total_________________________ $ 790,553.61 Total 790,553.61 DADEVILLE— STURDIVANT BANK H. C. Sturdivant, President F. F. Sturdivant, Vice-President F. M. Coleman, Cashier L IABILITIE S RESOURCES Loans and Discounts_____ __ $ Other Bonds, Stocks 207,241.89 and Capital Stock paid in.__ _____ $ 50,000.00 Surplus Fund__________________ 25,000.00 W arrants ___________________ 42,570.42 Banking House________________ 1 , 000.00 penses and Taxes paid_____ 482.48 Furniture and Fixtures______ 2 , 000.00 Demand Deposits_____________ 364,018.35 32,015.00 Undivided Profits less E x Other Real Estate........... .......... 20, 000.00 Time Deposits_________________ C a s h ___________________ ___ ___ 17,833.28 Due from Banks______________ 180,870.24 Total. $ 471,515.83 Total. .$ 471,515.83 59 ST A T E SU PER INTEND EN T OF BANKS DADEVILLE— TALLAPOOSA COUNTY BANK W m . Gray, Jr., President G. J. Sorrell, Vice-President C. G. Collier, Cashier LIABILITIES RESOURCES Loans and Discounts............. $ 473.93 Surplus F u n d __________________ Overdrafts ------------Other Bonds, 247,816.97 Capital Stock paid in............. _$ Stocks Undivided and W arrants .................. 40,015.85 Profits less 10,000.00 Ex penses and Taxes paid ....... 2,500.00 Demand 50,000.00 13,649.65 Deposits....... ................ 249,554.03 Furniture and Fixtures........... 1,000.00 Time Deposits_________________ 75,419.20 Other Real Estate____________ 1,600.00 Banking House__________ Cash ____________ ______________ 20,342.57 Due from Banks______________ 81,308.06 Other Resources_______________ 3,566.10 Total—....... ................................. $ 398,623.48 398,023.48 Total.. DAPHNE— DAPHNE STATE BANK J. R. Hammett. President V. J. Allegri, Vice-President B. L. LIABILITIES RESOURCES Loans and Discounts________ $ Overdrafts ____________________ U. 46,134.09 and W. Bonds, Stocks W arrants .......... Demand 10,000.00 E x 395.42 Deposits................ 33,433.48 250.00 Time Deposits_________ ____ __ 17,283.64 30.00 3,080.56 Other Real Estate___________ 4,000.00 C a sh ___________________________ 1,460.09 Due from Banks...____ _________ 4,925.21 Other 1,210.35 Resources______________ in...... — .$ less and Furniture and Fixtures______ Total. Profits penses and Taxes paid-------- S. Stamps ______________________ Other Capital Stock paid 22.24 Undivided S. Bonds, Certificates of Indebtedness Randall, Cashier $ 61,112.54 Total. $ 61,112 54 A N N U A L REPORT FOR 1925 60 DECATUR— TENNESSEE VALLEY BANK W ith B ra n c h e s a t C h e ro k e e , C o u rtla n d , Cu Im a n , F a lk v ille , F lo re n c e , G u rle y , H a le y v ille , L e ig h to n , P a in t R o c k, R u s s e llv ille , S c o tts b o ro , S h e ffie ld , S te ve n so n , T o w n C re e k and T u s c u m b ia Clyde Hendr S. A. Lynne, Chairman of Board W . W . Fussell, Vice-President J. E. Orman, Vice-President R. A. Duncan, Vice-President President O. C. Hackworth, Vice-President J. B. Lagomarsino, Vice-President P. B. Timberlake, Vice-President J. C. W hite, Cashier RESOURCES L IABILITIE S Loans and Discounts............... $ 5,595,059.11 Capital Stock paid in________ $ 225,000.00 O verdrafts_____________________ Surplus Fund__________________ 225,000.00 U. 9,207.70 S. Bonds, Certificates of Indebtedness and W. S. Stamps ______________________ Other Bonds, Stocks Undivided Profits less Ex 76,824.52 penses and Taxes paid_____ 36,585.00 and Reserve for Depreciation on 47,567.75 Buildings and Equipment.... Deposits____________ 3,817,425.75 Banking Houses (Fifteen)___ 106,250.00 Time Deposits_________________ 2,356,209.65 Furniture and Fixtures (Six Notes and Bills Payable_____ 250,000.00 W arrants _______ 253,005.00 teen sets)___________________ Demand 47,500.00 Other Real Estate........ ............... 7,700.00 C a sh ___________________________ 270,334.74 Due from Banks______________ 327,831.41 Checks and Cash Item s______ 66,895.48 Cash Items in Transit________ 277,659.23 Total______________ ,_________ $ 6,998,027.67 T o t a l - - _____________________ $ 6,998,027.67 DEMOPOLIS— ROBERTSON BANKING CO. L. H. W . S. Prout C. Lowe, Vice-President J. Whitfield, Vice-President RESOURCES Loans and Discounts________ $ Overdrafts ___________________ U. S. Bonds, Certificates of Indebtedness and W . S. Stamps ___________ Other Bonds, Stocks and Warrants __________________ Banking House_______________ Furniture and Fixtures______ Other Real Estate____________ Cash __________________________ Due from Banks______________ Checks and Cash Items______ Cash Items in Transit_____ __ Total .$ President E. E. Tallichet, Cashier A. G. Westbrook, Assistant Cashier L IABILITIES 713,666.90 Capital Stock paid in________ $ 1,044.02 Surplus Fund_________________ Undivided Profits less E x penses and Taxes paid...... 114.11 Reserve for Taxes and In terest _______________________ 10,270.00 Demand Deposits_____________ 22,683.09 Time Deposits.................. ........... 2,906.27 Notes and Bills Payable_____ 11,880.00 27,221.92 149.588.58 3,425.10 75.44 942,875.43 Total $ 125,000.00 100,000 00 38,145.35 3,000.00 407,112.13 194,617.95 75,000.00 942,875.43 S T A T E SU PER IN TEN D EN T OF BANKS 61 DORA— DORA BANKING & TRUST CO. R. H. Palmer, President G. May, Vice-President C. I. Jones, A. B. Phillips, Vice-President RESOURCES LIABILITIES Loans and Discounts________ $ Overdrafts ____________________ Other Bonds, Stocks Cashier W m . D. Scogin, Assistant Cashier 183,292 77 Capital Stock paid in________ $ 25,000.00 14.18 Surplus Fund__________________ and W arrants ........... Undivided 21,240.00 Furniture and Fixtures........... less Ex penses and Taxes paid ........... 6,269.47 Demand Banking House___________ Profits 5,000.00 36,105.31 Deposits................ ...... 113,391.42 870.85 Time Deposits_________________ 120,620.15 C a sh ___________________________ 15,169.34 Other Due from Banks________ 73,835.34 Checks and Cash Item s.......... 242 00 Other Resources_______________ 27.42 Total......................... .................. $ 300,961.37 Liabilities__________________ Total_________________________$ 83449 300,961.37 DOTHAN— DOTHAN BANK & TRUST CO. E. R. Porter, President J. J. Flowers, Vice-President F. A. Flowers, Cashier J. J. Whiddon, Vice-President J. L. Wilson, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ Overdrafts ____________________ 403,215.77 5,257.50 Surplus Fund__________________ Banking House________________ 15,828.31 Furniture and Fixtures........... 2,529.00 C a s h ____________________ 20,282.72 Due from Banks........................ Exchanges for Profits less E x penses and Taxes paid____ Demand 21,719.49 Deposits.......................... 421,733.66 157,935.28 Clearing Cash Items in Transit.......... . 526.52 5,258.43 Other Resources_______________ Undivided 60,000.00 50,000.00 258,434.76 Time Deposits.................................. House _______________________ Total.. Capital Stock paid in.............. .$ $ 55.42 711,388 43 Total. $ 711,388.43 62 ANNUAL REPORT FOR 1925 ECLECTIC— BANK OF ECLECTIC Lee Hornsby, President J. A. Howie, Vice-President Christian Wingard, RESOURCES Loans and Discounts..... ........ $ Overdrafts ____________________ U. S. Bonds, 33.29 and W. Bonds, Stocks S. Profits less penses and Taxes paid_____ and 2.480.00 Banking House________________ 2.890.00 Furniture and Fixtures______ 2.600.00 Other Real Estate..................... 250.00 C a sh ___________________________ 10,230.41 Due from Banks______________ 66,807.14 Checks and Cash Items........... 997.75 $ 233,343.53 10 , 000.00 3,000.00 E x 5,609.52 100.00 Demand Deposits....... ............. W arrants ___________________ Total. Capital Stock paid in................. $ Surplus Fund___________________ Undivided Stamps .... ........ —__ __________ Other 146,954.94 Certificates of Indebtedness Cashier LIABILITIES 202,067.23 Time Deposits_________________ 12,612.50 Other Liabilities— Cash Over 54.28 ■? Total. 233,343.53 ELBA— ELBA BANK & TRUST CO. Y. W . Rainer, President J. L. Mixson, Cashier S. H. Brock, Vice-President RESOURCES LIABILITIE S Loans and Discounts________ $ Other Bonds, Stocks 282,483.88 2,387.89 Overdrafts _____________________ Capital Stock paid in________ $ 75.000. 00 Surplus FUnd__________________ 50.000. 00 Undivided and Profits less E x Warrants _____ ______________ 10,294.97 penses and Taxes paid......... 20,196.75 Banking House________________ 5,000.00 Demand Deposits_____________ 198,220.48 Furniture* and Fixtures.______ 3,500.00 Time Deposits________________ _ 63,201.92 Other Real Estate____________ 24,755.00 C a sh ........ ......................................... 9,516.76 Due from B an ks_____ ________ 51,281.34 Checks and Cash Items......... 220.98 Cash Items in Transit________ 9,678.33 Other Resources.............. ............. 7,500 00 Total. $ 406,619.15 T o ta l.... __ $ 406,619.15 63 S T A T E SU PER IN TE N D EN T OF BANKS ELBERTA— STATE BANK OF ELBERTA Aug. Noltensmeier, President L. John C. Lindoeofer, Vice-President Lehr, LIABILITIES RESOURCES Loans and Discounts.... .................... 82,137.17 Capital Stock paid in________ $ 47.69 Surplus Fund__________________ Overdrafts ........... Other Bonds, Stocks Cashier Undivided and W arrants ........... 4,702.18 Profits less 10,000.00 2,000 00 Ex penses and Taxes paid......... 2,823.28 Banking House_____ ___________ 3,934.54 Demand Deposits____ ________ 59,557.67 Furniture and Fixtures______ 2,615.87 Time Deposits_________________ 74,862.01 Other Real Estate_____ :_____ 662.97 Other Liabilities_______________ 52.58 C a sh ____ ______________________ Due from Banks________ 3,559.04 51,627.63 Checks and Cash Items..... . 8.45 Total...... ............ ............... ......... $ 149,295.54 Total........ .....................................$ 149,295.54 ELKMONT— FARMERS & MERCHANTS BANK W . B. Vaughan, President E. P. Gray, Vice-President Harry J. RESOURCES Loans and Discounts________ $ Overdrafts ......... Capital Stock paid in________ $ Undivided Banking House.—______________ 5,525.00 Furniture and Fixtures........... 3,035.15 Demand Exchanges Profits less for 30,604.31 Clearing House .................. Checks and Cash Items_____ Total......._____________________ .$ 15,000.00 Ex penses and Taxes paid_____ 2,282.58 Deposits____________ 98,776.34 8,156.79 Time Deposits_________________ Due from Banks...____________ Cashier L IABILITIE S 45,349.11 15.09 Cash ....... Kittrell, 3,082.00 Notes ani3 Bills Payable_____ 10,000.00 Other Liabilities_______________ 5.29 665.38 35,795.38 129,146.21 Total. $ 129,146.21 A N N U A L REPORT FOR 1925 64 ENSLEY— BANK OF ALABAMA R J. W . A. Terrell. President R. Minor, Vice-President RESOURCES 657,298.99 S. Bonds, Certificates of and W. Undivided penses S. Stamps ----------Other Bonds, 15,433.76 Stocks W arrants .................. Reserve Profits less Ex and Taxes paid....... for Taxes 50,000.00 • 10,000.00 and 6,974.65 In terest ______________________ 7,757.61 Deposits____________ 592,852.4? Savings Deposits____________ 505,643.51 22,860.00 Furniture and Fixtures______ 1,650.00 Other Real Estate____________ 3,250.39 C a sh ___________________________ 58,058.45 Due from Banks______________ 112,842.35 for Cashier 283,539.74 Demand and Banking House________________ Exchanges Capital Stock paid in________ $ 723.34 Surplus Fund__________________ Overdrafts _____________________ Indebtedness Russell, L IABILITIE S Loans and Discounts________ $ U. D. James Binning, Assistant Cashier Foster Hamilton, Vice-President Clearing House _______________________ 10,006.36 Checks and Cash Items_____ 932.11 Cash Item s in T ra n sit________ 6,632.70 Total_________________________ $ 1,173,228.19 Total_____________ ___________ $ 1,173,228.19 ENSLEY— BANK OF ENSLEY Ramsay & McCormack, Inc., W ith Branch at W ylam R. E. Chadwick, President S. C. King, Vice-President W . C. Maxwell, Assistant Cashier RESOURCES Loans and Discounts..... ......... $ 3,609,161.58 Overdrafts .............. —.................. 2,816.70 U. S. Bonds, Certificates of Indebtedness and W . S. Stamps _____________________ 5,000.00 Other Bonds, Stocks and W arrants __________________ 202,578.44 Banking House_______________ 135,000.00 Furniture and Fixtures______ 25,000.00 Other Real Estate____________ 75,951.56 Cash ........ 147,065.91 Due from Banks__ ___________ 389,519.81 Exchanges for Clearing House _______________________ 9,842.40 Checks and Cash Items____ ... 149.04 T otal $ 4,602,085.44 L IABILITIE S Capital Stock paid in_______ $ 200,000.00 Surplus Fund__ _______________ 150,000.00 Undivided Profits less E x penses and Taxes paid___ 52,192.61 Reserve for Taxes and In terest _______________________ 494.68 Demand Deposits_____________ 2,207,856.17 Time Deposits.................. ........... 1,706,541.98 Notes and Bills Payable_____ 285,000.00 Total. ...$ 4,602,085.44 ST A T E SU PER IN TE N D EN T OF BANKS 65 ENTERPRISE— ENTERPRISE BANKING CO. J. B. Byrd, President and Cashier R. H. Arrii.gton, Vice-President R. B. Martin, Vice-President J. B. Rollins, Assistant Cashier RESOURCES LIABILITIES 196,881.22 Capital Stock paid in__ ______ $ Loans and Discounts________ $ Overdrafts ____________________ 196.68 Surplus Fund__________________ Banking House________________ 3.300.00 Undivided Profits less 50.000. 00 50.000. 00 Ex Furniture and Fixtures______ 1 .200.00 penses and Taxes paid_____ 30,982.53 Other Real Estate____________ 3,100.00 Demand Deposits_____________ 188,257.66 C a sh ___________________________ 10,830.42 Due from Banks______________ 103,311.33 Checks and Cash Items_____ 420.54 Total. .$ 319,240.19 Total. .$ 319,240.19 EPES— SUMTER BANK & TRUST CO. W . J. W illis, President R. L. Young, Vice-President M. O. M. Cathey, Cashier W . Cathey, Assistant Cashier RESOURCES LIAB IL IT IE S Loans and Discounts________ $ 49,682.19 Capital Stock paid in...... ........ $ O verdrafts________________________ 1,397.95 Surplus Fund_______ Banking House___________________ 1,250.00 Undivided Furniture and Fixtures______ 1,250.00 C a sh ______________________________ Due from Banks______________ Checks and Cash Items_____ Total. Profits 2,520.00 less E x- penses and Taxes p a id _ ___ Demand Deposits__ 3,643.35 12,600.00 3,637.45 80,542.88 - 39,861.43 Time Deposits........... 1,490.00 3,705.41 .$ 100,790.33 Total. .$ 100,790.33 A N N U A L REPORT FOR 1925 66 EVERGREEN— THE PEOPLES BANK OF EVERGREEN A. Cunningham, President W . D. Brown, Vice-President W . W . Kingsbury, Cashier RESOURCES LIABILITIES Loans and Discounts________ $ U. 817,104.27 Indebtedness and W. S. Stamps _____________________ Other Bonds, Stocks Undivided 1,000.00 and W arrants ___________________ Banking House________________ Furniture and Fixtures______ 20,244.97 40,000.00 8,896.32 27,484.49 for Profits for less Taxes and 100,000.00 150,000.00 E x16,561.04 In- terest ___________________ 140,000.00 Demand C a sh _____________________ ___ _ Due from B an ks_____________ $ penses and Taxes paid. Reserve Other Real Estate______ ____ Exchanges Capital Stock paid in___ Surplus Fund_____________ S. Bonds, Certificates of 8,000.00 Deposits________ 403,736.38 Time Deposits____________ 318,052.38 103,358.28 Clearing House _______________________ Checks and Cash Items______ Total_________________________$ 531.72 629.75 996,349.80 Total____________________ ....... $ 996,349.80 EUTAW— MERCHANTS & FARMERS BANK J. James C. Lucius, President Smith, Vice-President W. K. RESOURCES Loans and Discounts________ $ Overdrafts ..................................... U. S. Bonds, Indebtedness W. Bonds, Stocks 40,000.00 Ex 18,945.06 227,772.83 Time Deposits_________________ 106,325.31 5,000.00 Due from Banks______________ 147,388.17 Reserve Bank ............................ ................... Checks and Cash Items_____ less penses and Taxes paid_____ 26,096.92 T otal. Profits 55,000.00 14,500.00 Demand Deposits_____________ C a sh ___________________________ Federal Cashier 20,135.00 Banking House_________ from Capital Stock paid in________ $ Undivided and W arrants ___ Due Meriwether, 77.18 Surplus Fund____ _____ S. Stamps ________ Other 222,945.68 Certificates of and J. L IABILITIE S .$ 11,038.62 861.63 448,043.20 Total. .$ 448,043.20 67 ST A T E SU PER IN TE N D EN T OP BANKS EXCEL— BANK OF EXCEL D. D. Mims, President J. R. Eddins, Vice-President J. L. Kearley, Vice-President and Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ 84,839.19 Capital Stock paid in________ $ 20,000.00 O verdrafts_________________ 1,619.57 Surplus Fund__________________ Banking House______ __________ 4,800.00 Undivided Furniture and Fixtures______ 2,800.00 penses and Taxes paid......... 4,191.00 Other Real Estate____________ 1,400.00 Demand Deposits........................ 131,105.67 5,585.09 Time Deposits_________________ 21,111.88 C a sh ___________________________ Due from Banks______________ Profits less 4,000.00 E x 79,364.70 Total--------------------------------------$ 180,408.55 Total__________________ ______ $ 180,408.55 FAIRFIELD— FAIRFIELD TRUST & SAVINGS BANK E. P. Rosamond'. President D. Herbert E. Smith, Vice-President RESOURCES W. W aite, Cashier L IABILITIE S Loans and Discounts________ $ Overdrafts ____________________ 72,402.59 71.73 Capital Stock paid in________ $ Undivided Profits 25,000.00 Ex paid____ 305.71 Deposits_____________ 48,956.92 Furniture and Fixtures______ 6,075.15 Time Deposits_________________ 14,406.40 C a sh ___________________________ 8,405.97 Notes and Bills Payable_____ 8,000.00 Due from Banks...... ................... 9,065.74 Other Resources_______________ 154.75 Other Bonds, Stocks and 493.10 Demand W arrants ___________________ Total. penses and Taxes less $ 96,669.03 Total. $ 96,669.03 A N N U A L REPORT FOR 1925 68 FAIRHOPE— BANK OF FAIRHOPE Henry Crawford, President W m . McIntosh, Vice-President Geo. F. Martin, Cashier Kirby Wharton, Assistant Cashier EESOURCBS LIABILITIE S Loans and Discounts___ ____ $ Bonds, Stocks and Undivided W a rra n ts Furniture and Fixtures— C a sh ................................... ..... Due fr o m Capital Stock paid in $ 25,000.00 8,750.00 15.75 S u r p lu s F u n d O v e r d r a f ts Other 177,028.11 less Profits Ex- 18,519.53 1,633.35 5,450.00 267,987.08 19,635.35 86,504.47 168,131.29 R anks Checks and Cash Items. 1,094.87 Total...... ....................... ...... ____$ 389,874.90 $ 389,874.90 FAUNSDALE— WATKINS BANKING CO. S. R. Bethea, President Haywood Fitts, Vice-President Siddons Stollenwerck, Cashier John F. W atkins, Assistant Cashier LIABILITIE S RESOURCES Loans and Discounts-------------$ Overdrafts ------------------------------U. 194,900.30 Capital Stock paid in-------------$ 50.000. 00 12,531.33 Surplus Fund---------------------------- 31.000. 00 Undivided S. Bonds, Certificates of Indebtedness and W. Bonds, Stocks 26,550.00 Reserve for Taxes and In 692.25 251,432.31 C a sh ___________________________ 18,060.97 70,930.43 Checks and Cash Items-------- 613.28 21,763.87 37,301.88 Demand Deposits-------------------- Due from Banks--------------------- T o ta l___________________________ $ E x- terest ________________________ and W a r r a n ts ___________________ less penses and Taxes paid-------- S. Stamps --------------------------------Other Profits 360,888.19 5,999.76 Time Deposits_________________ T otal $ 360,888.19 ST A T E SU PER IN TE N D EN T OF BANKS 69 FAYETTE— CITIZENS BANK OF FAYETTE T. H. Robertson, President E. E. Thomason, Vice-President and Cashier LIABILITIES RESOURCES Loans and Discounts________ $ 587,765.11 3,507.61 Surplus Fund—___ _____ ___ ___ O verdrafts_____________________ U. Capital Stock paid in________ $ S. Bonds, Certificates of Undivided Profits less 60,000.05 50,000.00 E x- S. penses and Taxes paid_____ 14,512.84 S ta m p s ______________________ 26,500.00 Demand Deposits...... ................. 281,205.96 Indebtedness Other Bonds, and W. Stocks Time Deposits............................. . and W a r r a n ts ___________________ 66,000.00 Notes and Bills Payable.......... Furniture and Fixtures______ 2,871.00 Other Real Estate____________ 4,850.00 C a sh ___________________________ 18,896 00 Due from Banks______________ 96,033.42 Checks and Cash Items_____ 135.18 Total .$ 806,558.32 Other Liabilities......................... Total_________ ________$ 370,608.08 30,000.00 231.44 806,558.32 FLOMATON— ESCAMBIA COUNTY BANK J. B. Barnett, President John W . Taylor, Vice-President C.G. Folsom, RESOURCES Loans and Discounts----------O v erd rafts----------------------------- LIABILITIES 112,478.81 Capital Stock paid in________ $ 7.46 Undivided Other Bonds, Warrants and C ertificates_________________ Furniture and Fixtures______ Cashier Profits less 25,000.00 Ex penses and Taxes paid______ 2,056.36 11,804.10 Demand Deposits_____________ 151,090.45. 2,526.99 Time Deposits_________________ 7,331.21 11,879.99 Due from Banks______________ 45,393.39 Checks and Cash Items_____ 1,080.53 Cash Items in Transit-........... 306.75 T o ta l____ 185,478.02 T o ta l— . ____ $ 185,478.0!] A N N U A L REPORT FOR 1925 70 FLORALA— BANK OF FLORALA D. E. P. Rodwell, President A. McPhail, Vice-Presid-ent N. E. W ells, Assistant Cashier RESOURCES 196,674.60 Overdrafts____________________ 1,656.76 S. Bonds, Certificates of Indebtedness and W. Bonds, 60,000.00 Surplus Fund_________________ 25,000.00 S. and Time Warrants ___________________ 8,000.00 Banking House________________ 16,500.00 Furniture and Fixtures______ 3,300.00 Other Real Estate____________ 15,941.40 C a sh ----------------------------------------- 25,837.61 Due from Banks______________ 210,394.70 Checks and Cash Items_____ 1,540.31 Cash Items in Transit_______ Other Resources_______________ Total_________________________ $ Profits less Ex penses and Taxes paid_____ 49,450.00 Demand Stocks Cashier Capital Stock paid in________ $ Undivided Stamps ............. Other W ells, L IABILITIE S Loans and Discounts________ $ U. L. E. 12,966.51 Deposits______ _______ 221,041.25 Deposits.......... ................... 210,985.48 687.66 , 10.20 529,993.24 Total_________________________ $ 529,993.24 FLORENCE— ALABAMA TRUST & SAVINGS BANK J. F. Koonce. President H. H. Holbrook, Vice-President RESOURCES Loans and Discounts............... $ Overdrafts Secured by Overdrafts _____________________ Bonds, Stocks 501,847.39 26,728.90 44.17 10,372.61 1,840.97 C a sh ___________________________ 41,572.85 Due from Banks--------------------- 131,218.41 Clearing House _______________________ penses and Taxes paid_____ 204,010.27 15,474.49 Total. 20,000.00 E x 3,800.00 Time Deposits_________________ Furniture and Fixtures..:____ for . less 455,473.74 60,000.00 Exchanges Profits 100,000.00 Deposits_____________ Banking House________________ Other Real Estate_______ Undivided Demand and W arrants ___________________ Capital Stock paid in________ $ Surplus Fund__________________ Cot ton __________________________ Other J. R. McGarry, Cashier LIABILITIE S .$ 7,329.44 789,856.62 Total.... ...$ 789,856.62 71 ST A T E SU PER IN TE N D EN T OF BANKS FLORENCE— BANK OF EAST FLORENCE F. Thos. J. Phillips, E. Hermessee. President W. Chairman of Board J. Callahan, RESOURCES LIABILITIES Loans and Discounts________ $ Overdrafts ____________________ U. 64,048.88 39 35 and W. Capital Stock paid in________ $ Undivided Profits less Demand S. Deposits...... .................. 800.00 Time Deposits____________________ Stamps ______________________ Banking House______ __________ 9,401.99 Furniture and Fixtures______ 5,063.71 C a sh ........ ..................... 25,000.00 Ex penses and Taxes paid_____ S. Bonds, Certificates of Indebtedness Vice-President A. B. Staten, Cashier R. E. Weatherly, Vice-President 1,499.68 52,657.40 20,994.75 7,460.54 Due from Banks______________ 12,993.97 Cash Items in Transit_______ 343.39 Total__________________ _____ $ 100,151.83 Total_________________________ $ 100,151.83 FOLEY— FARMERS & MERCHANTS BANK W . F. Hilcher. President Miles M. Morris, Cashier W . A. Stoddard, Vice-President RESOURCES LIABILITIES Loans and Discounts........... . $ Bonds, Capital Stock paid in________ $ 198.28 Surplus Fund..____ ......_________ Overdrafts ____ Others 335,074.12 Stocks and Warrant's ___________________ Undivided 9,719 14 Profits less 8,000.00 Ex penses and Taxes paid_____ 7,740.55 Demand 40,000.00 3,614.48 Deposits_____________ 263,453.99 Furniture and Fixtures______ 7,062.08 Time Deposits_________________ 178,609.45 Other Real Estate..____ ______ 15,414.01 Other Liabilities_______________ 340.00 Cash......_____ 17,704.69 Banking House...,__________ Due from Banks______________ 100,423.73 Checks and Cash Items_____ 481.32 Cash Items in Transit_______ 200.00 Total. .$ 494,017.92 Total. .$ 494,017.92 72 A N N U A L REPORT FOR 1925 FORT DEPOSIT— FORT DEPOSIT BANK John S. Golson, President W . B. Ci*um, Vice-President O. P. Edwards, Cashier B. C. Barganier, Jr., Assistant Cashier RESOURCES LIABILITIE S Loans and Discounts________ $ 292.26 O v erd rafts____________________ S. Bonds, Certificates of Indebtedness and W. S. Bonds, Stocks and Profits less W a r r a n ts -----------------------------Banking House—--------------------- 2.400.00 Furniture and Fixtures--------- 3.604.00 Other Real Estate------------------ 550.00 C a sh __ ________________________ 19,640.11 Due from Banks--------------------- 43,289.42 Checks and Cash Items-------- 246.14 Cash Items in Transit----------- 323.40 .$ 313,844.40 25.000. 00 22. 000. 00 E x- penses and Taxes paid_____ 5,721.13 Demand Deposits_____________ 187,782.99 73,336 03 Other Liabilities_______________ 17,245.59 TotaL Undivided 2,247.41 Time Deposits___._____________ Stamps _____________________ Other Capital Stock paid in________ $ 44,562.48 Surplus Fund__________________ Demand Loans on Cotton------ U. 179,443.59 Total. 4.25 $ 313,844.40 GADSDEN— ETOWAH TRUST & SAVINGS BANK J. B. Wadsworth, President B. W . Duke, Vice-President W . M. Wadsworth, Assistant Cashier J. W . Penn, Vice-President D. C. W adsworth, Assistant Cashier R. M. Wilbanks, Vice-President Earl G. Parr, Assistant Cashier LIAB IL IT IE S RESOURCES Loans and Discounts________ $ Bonds, Stocks Capital Stock paid in________ $ 131.87 Surplus Fund........... Overdrafts ____________________ Other 992,206.16 Undivided and W a r r a n ts ___________________ 49,200.00 Profits 125,000.00 Demand Deposits... Furniture and Fixtures______ 17,675.92 Time Denosits_____ Other Real Estate____________ 18,621.27 C a sh ___________________________ 56,753.27 Due from Banks______________ 159,748.78 Exchanges for House __________________ 29,027.54 490,134.78 619,125.12 Notes and Bills Payable_____ 105,000.00 22,604.84 355.32 Cash Items in Transit— _____ 6,999.01 E x- Clearing Checks and Cash Items_____ T o ta l— 6,000.00 less penses and Taxes paid_____ Banking House------------------------ 200,000.00 $ 1,449,287.44 T o t a l _____ _ $ 1,449,287.44 73 S T A T E SU PER IN TE N D EN T OF B AN KS GANTT— BANK OF GANTT Pollard Gantt, President W . D. Riley, Vice-President Claude W right, Cashier Leon Gilchrist, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts_____ — $ Overdrafts _ ____________ __ — 98,538.32 Capital Stock paid in________ $ 463.15 Surplus Fund_____ Undivided 5,000.00 — Profits Banking House......... .............. — 1,588.91 Furniture and Fixtures___ . . . . 1,778.00 Cash 8,018.90 Demand Deposits... --------- less E x- penses and Taxes paid_____ 3,292.37 102,103.18 --------- 61,853.10 Time Deposits_____ Due from Banks_______.__ Checks and Cash Items__ 237.53 Cash Items in Transit____ 276.35 Total_________________________$ 172,754.26 15,000.00 47,358.71 Total_________________________ $ 172,754.26 GAYLESVILLE— BANK OF GAYLESVILLE J. Robert Henderson, President W ebb Chesnut, Cashier E . J. Chesnut, Vice-President LIABILITIES RESOURCES Loans and Discounts________ $ Overdrafts ________________________ 81,097.91 Capital Stock paid in________ $ Surplus Fund_____________________ 16490 Undivided Profits less 12,500.00 20,000.00 Ex Banking House______ _____ 1,323.14 Furniture and Fixtures______ 1,332.94 Other Real Estate____________ 6,222.96 Demand Deposits_______________ C a sh _________________ 6,057.73 Time Deposits_________________ 32,772.09 19,483.18Notes and Bills Payable_____ 15,000.00 Due from Banks________________ penses and Taxes paid_____ 3,981.66 Other Liabilities............... ._......... T otal.... $ 115,682.76 Total. $ 31,410.93 18.08 115,682.76 A N N U A L REPORT FOR 1925 74 GENEVA— CITIZENS BANK Jim Johnson, Jr., Cashier J. J. Johnson, Sr., President RESOURCES LIABILITIES Loans and Discounts________ $ 340,434.58 Other Bonds, Stocks Capital Stock paid in________ $ Undivided and Warrants ___________ 900.00 Demand Furniture and Fixtures______ Profits less Ex penses and Taxes paid_____ 5,000.00 37,866.67 Deposits________ 508,468.70 20,096 90 Time Deposits......... ...... C a sh ..... ....................... .................... 6,000.00 335,782.94 Other Liabilities__________ Due from Banks______ _______ Checks and Cash Items_____ 39.92 Cash Items in Transit_______ 219.11 Other Resources------------ 50,000.00 100,000.00 106.53 Surplus Fund_________ Overdrafts _---- ------------------ 256.92 12.31 Total___________ ____________$ 702,592.29 Total________________________ $ 702,592.29 GEORGIANA— BUTLER COUNTY BANK W ith B r a n c h at M c K e n z i e Ulay W . Black, President W . R. Boone, Vice-President R. C. Fulford, Cashier A. J. Nall, Vice-President E. T. Holloway, Assistant Cashier C. H. Shepherd1, Assistant Cashier RESOURCES L IABILITIES Loans and Discounts.............. .$ S. Bonds, Indebtedness Certificates of and W. Bonds, Stocks Undivided Demand 4,960.00 and W arrants ___________________ 3,805.00 Banking House_____ __________ 4,000.00 Furniture and Fixtures______ 4,967.27 Other Real Estate______________ C a sh ____________________________ Due from Banks_________ Cash Items in Transit........... .. less 25.000.00 10,000.00 E x 11,278.63 Deposits_______________ 424,656.76 Time Deposits___________________ 131,884.93 17,225.00 37,284.73 217,848.18 Other Resources__________________ T otal Profits penses and Taxes paid_____ S. Stamps _________________________ Other Capital Stock paid in............... $ 33.30 Surplus Fund................................. Overdrafts ............... —.................. U. 298,357.99 .$ 1,270.39 13,068.46 602,820.32 Total. .$ 602,820.32 75 S T A T E SU PER IN TE N D EN T OF BAN KS GILBERTOWN— PEOPLES BANK G. E. Foerster, President G. A. Rentz, Vice-President W . T. Hughen, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ Overdrafts _____________________ Other Bonds, Stocks 106,276.80 Capital Stock paid in________ $ 4.35 Surplus Fund________ and Undivided Warrants ____ .'______________ 15,379.19 Profits 15,000.00 3,000.00 less Ex penses and Taxes paid_____ 83.62 Banking House________________ 2,800 00 Demand Deposits_____________ 77,225.37 Furniture and Fixtures______ 2,957.00 Time Deposits_________________ 70,515.63 Other Real Estate____________ 1,492.72 Other Liabilities................. C a sh ___________________________ 6,998.78 Due from Banks______________ 28,548.09 Checks and Cash Items_____ 636.16 Cash Items in Transit_______ 151.00 Other 746.11 Resources______________ Total_________________________ $ 165,990.20 165.58 T o t a l-____________ ___________ $ 165,990.20 GOODWATER— PEOPLES TRUST & SAVINGS BANK C. H. Gilliland. President J. S. Gilliland, Vice-President K. RESOURCES Loans and Discounts________ $ 107,402.15 U. S. Bonds, Certificates of Indebtedness and W. S. Stamps ______________________ Other Bonds, Stocks S. Porter, Cashier L IABILITIES 30,000.00 20,000.00 Undivided 650.00 and W arrants ______ Capital Stock paid in________ $ Surplus Fund_______ 93,000.00 Profits less Ex penses and Taxes paid_____ 146,360.61 Time Deposits_____ 42,088.76 Banking House__________ 2,000.00 Notes and Bills Payable_____ Furniture and Fixtures______ 2,640.00 Other Real Estate____________ 11,081.88 Due from Banks______ ____ 32,227.95 Checks and Cash Items_____ 1,259.65 Cash Items in Transit_______ 5.00 .$ 10,000.00 300.00 C a sh ___________________________ Total. 2,117.26 Demand Deposits... 250,566.63 Total. .$ 250,566.63 A N N U A L REPORT FOR 1925 76 GORDO— MERCHANTS & FARMERS BANK A. H. Dabbs. President A. M. Pearson, Vice-President H. D. Davis, Assistant Cashier J. F. Rainer, Vice-President and Cashier W . B. Curry, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ 424,629.23 1,592.38 Surplus Fund__________________ Overdrafts ____________________ Other Bonds, Stocks Capital Stock paid in________ $ Undivided and W arrants ___________________ 9,695.35 Banking House________________ 4,918.47 Furniture and Fixtures______ less Ex penses and Taxes paid_____ 12,842.49 294,807.05 5,400.00 Time Deposits_________________ 194,711.43 14,460.15 C a sh ________ 22,082.41 Due from Banks______________ 75,141.15 Checks arid Cash Items_____ 184.54 Other Resources_______________ 1,257.29 559,360.97 Demand 7,000.00 Deposits_____________ Other Real Estate____________ Total_________________________ $ Profits 50,'000.00 Total_________________________ ? 559,360.97 GORDON— BANK OF GORDON J. J. Marsh, President C. P. Bowden, Vice-President C. W . Long, RESOURCES L IABILITIE S Loans and Discounts________ $ Overdrafts ____________________ U. S. Bonds, Indebtedness 26,797.59 W. Capital Stock paid in____ ___ $ 54.08 Surplus Fund_______ Certificates of and Undivided S. Stamps ______________________ Furniture and Fixtures______ C a sh ___________________________ 2,895.51 Due from Banks______________ 74,580.76 Other Resources_______________ 135.79 E x- penses and Taxes paid_____ 650.00 Other Liabilities___ .$ less 100.00 Demand Deposits— 650.00 Time Deposits_____ 105,863.73 T otal. 11,100.00 5,241.70 Profits Banking House________________ T o ta l__ Cashier -------------- 184.97 70,938.98 18,368.14 29.94 105,863.73 77 ST A T E SU PER IN TE N D EN T OF B AN K S GRAND BAY— GRAND BAY STATE BANK C. H. Colin McDonald, President Shearer, Vice •President LIABILITIE S RESOURCES Loans and Discounts.________$ Overdrafts ____________________ 48,820.95 Capital Stock paid in____ ___ 10, 000.00 52.77 Surplus Fund........ .............. .......... 2,500.00 Banking House________________ 6,391.74 Furniture and Fixtures______ 1,525.93 penses and Taxes paid____ 930.63 Other Real Estate____________ 7,277.89 Demand Deposits................ ....... 41,778.20 C a sh ___________________________ 3,569.38 Time Deposits 16,099.99 Due from Banks______________ 5,301.90 Other Liabilities........... ................ Other Resources_______________ Total. .$ Undivided Profits less E x- 2,058.99 427.25 Total_________________________ $ 73,367.81 73,367.81 GREENSBORO— PEOPLES BANK A. Lawson, President L. J. RESOURCES L IABILITIES Loans and Discounts________ $ U. S. Bonds, Indebtedness W. Bonds, Stocks Undivided 9,168.62 200,015.7!) 25.540.00 1,316.86 Due from Banks______________ 97,963.24 Checks and Cash Items______ 4,108.35 Ex Deposits________________ 32,236.27 .$ less 1,742.50 Other Liabilities_______________ C a sh ___________________________ Cash Items in Transit__________ Profits 30 . 500.00 15.250.00 Demand Deposits_____________ Time 4,971.05 W arrants ___________________ $ penses and Taxes paid_____ 8,000.00 and Furniture-' and Fixtures______ Total. Capital Stock paid in______ Surplus Fund_____________ ____ S. Stamps ____________________ — Other 129,673.36 Certificates of and Lawson, Jr. , Cashier 3,096.50 281,791.27 Total. $ 281,791.27 78 A N N U A L REPORT FOR 1925 GREENVILLE— BANK OF GREENVILLE C. E. G. H. Tatum, President Hamilton, Vice-President RESOURCES Loans and Discounts________ $ Overdrafts ____________________ U. 567,405.17 and W. Undivided S. Bonds, Stocks Profits less 32,000.00 and Reserve for Taxes and 100,000.00 47,652.45 In terest ________________________ 35,125.00 Demand 100,000.00 Ex penses and Taxes paid_____ Stamps ______________________ Other Capital Stock paid in________ $ 870.77 Surplus Fund__________________ S. Bonds, Certificates of Indebtedness Oscar Riley, Cashier LIABILITIES 7,406.75 Deposits_____________ 492,974.47 Banking House________________ 6,554.46 Time Deposits_________________ 374,893.38 Furniture and Fixtures______ 3,877.35 Warrant’s ________ _______ — - Other Real Estate---- ------------- 5,000.00 C a sh ___________________________ 41,532.32 Due from Banks______________ 429,713.88 Checks and Cash Items_____ 838.10 Cash Items in Transit_______ 10.00 Total_________________________ $ 1,122,927.05 Total_________________________ $ 1,122,927 05 GROVE HILL— BANK OF GROVE HILL J. T. Pugh, President Jas. S. Chapman, Vice-President D. P. Chapman, Vice-President F. F. Carter, Vice-President L. R. Tucker, Cashier A. B. Pugh, Assistant Cashier L IABILITIE S RESOURCES Loans and Discounts------ ------ $ Overdrafts ------------------------------U. S. Bonds, Indebtedness 393,197.72 368.95 Surplus Fund__________________ Undivided Certificates of and W. Profits less 16,650.00 Demand 30,000.00 15,000.00 Ex penses and Taxes paid_____ S. Stamps ______________________ Capital Stock paid in________ $ 8,931.99 Deposits_____________ 277,137.52 Time Deposits_________________ 158,303.21 6,355.41 Notes and Bills Payable_____ 30,000.00 Banking House------------------------ 8,500.00 Bonds Borrowed______________ 6,200.00 Furniture and Fixtures______ 6,000.00 Other Bonds, Stocks and W arrants -------- Other Real Estate____________ 3,865.00 Cash _ ..... ............... 13,893.18 Due from Banks.......... ............... 72,067.37 Checks and Cash Items-------- 175.09 Cash Items in Transit----------- 1,000.00 Other Resources_____ 1------------- 3,500.00 Total. .? 525,572.72 T otal. .$ 525,572.72 79 ST A T E SU PER INTEND EN T OF B AN KS GUIN— COMMERCIAL SAVINGS BANK R. R. W right, President W . I. Springer, Cashier D. M. Sizemore, Vice-President LIABILITIES RESOURCES Loans and Discounts________ $ Town Capital Stock paid in___............ $ 103,278.77 25,000.00 139.50 Surplus Fund__________________ Overdrafts ____________________ Warrants _____________ Undivided 7,500.00 Profits penses and Taxes less 3,750.00 Ex Banking House_______________ >_ 4,550.00 paid____ 1,295.17 Furniture and Fixtures______ 3,750.00 Demand Deposits_____________ 113,910 99 C a sh ___________________________ 11,862.27 Time Deposits_________________ 34,065.54 Due from Banks______________ 56,837.04 Notes and Bills Payable_____ 10,000.00 Checks and Cash Items_____ 104.12 Total_________________________$ 188,021.70 Total............ ...............................188,021.70 GUIN— MARION COUNTY BANKING COMPANY W ith Branch at H am ilton Mack Pearson, President E. B. Fite, Vice-President G. J. B. Hodges, Cashier RESOURCES Overdrafts ________________________ Bonds, Stocks 323,475.97 W arrants ___________________ Undivided 21,904.96 Furniture and Fixtures______ Other Real Estate........................... Deposits_____________ 5,091.49 212,403 88 154,808.73 9.11 38,001.65 Reserve Bank ________________________ 19,648.29 Checks and Cash Items_____ 1,462.86 Cash Items in Transit__________ 42,500.00 Ex 5,201.06 Other Liabilities______ _____ Due from Banks.......... _ . . ...... Total. less 25,000.00 1,500.00 Time Deposits______________ 19,906.44 Federal Profits penses and Taxes paid_____ 2,500.00 Demand C a sh ___________________________ from Capital Stock paid in________ $ 3,762.62 Surplus Fund__________________ and Banking House________________ Due Coleman, LIABILITIES Loans and Discounts_______ $ Other W. T. P. Allmon, Assistant Cashier .$ 2,449.36 439,813.21 Total. .$ 439,813.21 Cashier A N N U A L REPORT FOR 1925 80 GUNTERSVILLE— CITIZENS BANK OF GUNTERSVILLE G. B. Zettler, President W. C. RESOURCES Rayburn, Vice -President LIABILITIES Leans and Discounts 205,674.89 Capital Stock paid in 25,000.00 17.01 Surplus Fund U. S. Bonds, Certificates of Indebtedness and W. Undivided S. Bonds, Stocks Profits less E x- penses and Taxes paid.. 11,800.00 Demand Other 12,500 00 6,397.64 Deposits 283,019.79 Time Deposits...... ............ . and W a r r a n ts ____________ ____ 17,578.93 Furniture and Fixtures____ 2,495.00 Other Real Estate_________ 8,100.00 C a sh __________ ____ - ___ _____ 18,635.61 Due from Banks—............. .... 72,396.62 Checks and Cash Items__ 219.37 336,917.43 ? 10,000.00 Total $ 336,917.43 HACKLEBURG— BANK OF HACKLEBURG J. L. W ilson, Cashier C. P. Lunsford, Vice-President A. L. Wiginton, Cashier Mrs. A. L. Wiginton, Assistant Cashier LIAB IL IT IE S RESOURCES Loans and Discounts-------------$ Overdrafts ------------------------------Other Bonds, Stocks 62,964.84 7.77 Surplus Fund_______ — Undivided and W a r r a n ts ___________________ Capital Stock paid in________ $ 4,215.25 Profits C a sh ___________________________ 9,316.42 Time Deposits_____ 85,117.53 Checks and Cash Items-------- 165.56 2,676.97 149,856.91 14,269.16 — Other Liabilities___ 9.72 26,025.39 Cash Items in Transit_______ Total. E x- penses and Taxes paid— ___ Banking House------------------------- Due from Banks______________ 12,000.00 less 1,000.00 Demand Deposits— 10,000.00 .$ 188,812.76 Total. .$ 188,812.76 81 S T A T E SU PER IN TE N D EN T OF BAN KS HALEYVILLE— TRADERS & FARMERS BANK W . W . Haley, President W . A. Walker, Vice-President B. J. Cowart, Vice-President E. L. Haley, Cashier L IABILITIE S RESOURCES ?! 218,121.61 Capital Stock paid in________ $ U. Undivided S. Bonds, Certificates Of Indebtedness and W. S. Bonds, Stocks 10,130.00 Banking House______________ 3,530.54 Furniture and Fixtures____ 4,146.70 Other Real Estate................... Ex7,295.28 205,144.21 Deposits 178.307.78 2,601.06 .................. 23,701.64 Due from Banks___________ 142,975.81 C a sh ....... less Time Deposits_____ and ________________ Warrants Profits penses and Taxes paid_____ 10,450.00 Demand Other 33,100.00 16,550 00 45.98 Checks and Cash Items.... 81.19 Cash Items in Transit____ 24,612.74 Total 440,397.27 Total _______ $ 440,397.27 HANEVILLE— MERCHANTS BANK W . C. Griffith. President E d Ashwander, Vice-President C. H. RESOURCES Loans and Discounts________ $ Overdrafts _____________________ U. S. Bonds, Indebtedness 85,715.44 W. Undivided S. Stamps _____________ Capital Stock paid in............ ...? 4.00 Surplus Fund__________________ Certificates of and Gray, Cashier LIABILITIES Profits penses and Taxes 5,100.00 Reserve for Taxes less Ex paid___ and 10,000.00 10,000 00 11,170.97 In Banking House________________ 1,795.74 terest ________________________ 324.56 Furniture and Fixtures....... . 2,491.25 Demand Deposits_____________ 207,473.00 29,147.87 Notes and Bills Payable_____ 15,000.00 C a sh ___________________________ Due from Banks______________ 129,237.23 Cash Items in Transit_______ 477.00 Total. .$ 253,968.53 Total. .$ 253,968.53 A N N U A L REPORT FOR 1925 82 HARTFORD— BANK OF HARTFORD W . F. Clemmons, President G. C. Salisbury, Vice ■President B. G. Farmer, Vice-President D. S. Folsom, Cashier L IABILITIES RESOURCES Loans and Discounts________ $ Bonds, Capital Stock paid in________ $ 79.41 Surplus Fund__________________ Overdrafts ........... Other 166,196.81 Stocks Undivided and W arrants ___________________ 255.00 5,000.00 Demand Furniture and Fixtures______ 3,000.00 500.00 C a sh ______ ______ _____ _____ -__ 21,375.84 Due from B an ks_____ _____ less 16,000 00 E x penses and Taxes paid_____ Banking House______ ____ Other Real Estate____________ Profits 50,000.00 Deposits_____________ 6,296.93 258,046.39 130,877.49 Checks and Cash Items_____ 2,526.58 Cash Items in Transit_______ 100.00 Other 432.19 Resources______________ Total_________________________$ 330,343.32 330,343.32 Total. HARTSELLE— BANK OF HARTSELLE Arthur Stephenson, President I. V. Griffin, Vice President M. Fattillo, Vice-President Jas. E. Peck, Cashier RESOURCES LIABILITIES Loans and Discounts-----------$ Bonds, Stocks Capital Stock paid in________ $ 430.64 Surplus Fund__________________ Overdrafts ____ ___________ __ —Other 286,351.01 and W arrants --------- Undivided 1,750.00 Profits less 00 00 E x penses and Taxes paid_____ 8,201.85 Furniture and Fixtures-------- 3,291.90 Deposits_____________ 237,863.23 Other Real Estate____________ 1,950.00 Time Deposits_________________ 132,683.49 Cash ........................ - ......................- 19,423.88 Due from Banks_____ _____ 92,210.30 Checks and Cash Items......... 23,294.94 Other Resources______________ T otal $ Demand 25.000. 25.000. 45.90 428,748.57 Total. .$ 428,748 57 83 ST A T E SU PER IN TE N D EN T OF BAN K S HARTSELLE— FARMERS & MERCHANTS BANK J. F. Stewart, President P. W . Barclift, Vice-President E. F. Mittwede, Vice-President W . D. Barclift, Cashier L IABILITIE S RESOURCES Loans and Discounts________ $ Overdrafts ____________________ Other Bonds, Stocks 428,746.69 222.63 and W a r r a n ts ___________________ Capital Stock paid in________ $ Surplus Fund__________________ Undivided 4,200.00 Profits less 50,000.00 5,500.00 Ex penses and Taxes paid_____ 5,902.08 Banking House________________ 7,888.68 Demand Deposits_____________ 341,233.15 Furniture and Fixtures______ 4,824.71 Time Deposits_________________ 133,192.52 Other Real Estate_____________ 900.00 Notes and Bills Payable_____ 19,175.33 C a sh ___________________________ 30,468.04 Notes and Bills Rediscounted 29,564.83 Due from Banks______________ 90,671.72 Other Liabilities_______________ 1.85 Due from Federal Reserve Bank ________________________ 9,962.91 Checks and Cash Items_____ 5,294.18 Cash Items in Transit_______ 1,390.20 Total_________________________ $ Total_________________________ $ 584,569.76 Contingent Liabilities_____ ___ 584.569.76 3,500.00 HAZEL GREEN— HAZEL GREEN BANKING COMPANY M. L. A. Tanner, President LIABILITIES RESOURCES Loans and Discounts________ $ Overdrafts ____________________ 46,974.80 Capital Stock paid in________ $ 4.58 Surplus Fund_______ Banking House________________ 2,259.41 Undivided Furniture and Fixtures______ 2,156.86 C a sh ___________________________ 3,875.64 Demand Due from Banks______ ____ — T o ta l___________________________ $ P. Sumners, Cashier 18,358.43 73,629.72 Profits 10,000.00 600.00 less E x penses and Taxes paid_____ 61.51 Deposits_____________ 39,018.77 Time Deposits............................... 23,949.44 T o ta l___________________________ $ 73,629.72 A N N U A L REPORT FOR 1925 84 HEFLIN— BANK OF HEFLIN J. M. Atkins, President W. P. Acker, Vice-President Fred Osborn, Cashier J. L. Atkins, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ 240,238.33 Overdrafts'____________________ U. S. Bonds, Capital Stock paid in________ $ 133.76 Surplus Fund__________________ Certificates of Undivided Profits less 50,000.00 25,000.00 Ex S. penses and Taxes paid_____ 16,373.44 Stamps ______________________ 16,050.00 Demand Deposits_____________ 128,752.34 Indebtedness Other Bonds, and W. Stocks and Time W arrants -___________________ 10,000.00 Banking House________________ 6,000.00 Furniture and Fixtures______ 1,983.99 Other Real Estate_____________ 9,681.14 C a sh ___________________________ 9,522.58 Due from Banks.___________ Deposits________________ 109,475.34 Other Liabilities_______________ 81.50 35,859.82 Checks and Cash Items_____ 135.14 Other Resources__________ 77.86 Total 329,682.62 329,682.62 Total HUNTSVILLE— FARMERS STATE BANK T. T. Terry, President Jeff H. D. E. Terry, Vice-President RESOURCES Loans and Discounts________ $ Overdrafts ____________________ Other Bonds, Stocks and W arrants ___________________ Banking House________________ Furniture and Fixtures______ Other Real Estate____________ C a sh ___________________________ Due from Banks______________ Due from Federal Reserve Bank ________________________ Exchanges for Clearing House _______________________ Other Resources______________ T o ta l— .$ Henderson, Cashier J. L. Griffin, Assistant Vice-President J. E. McCaleb, Vice-President L IABILITIES 315,794.83 Capital Stock paid in________ 3 114.07 Surplus Fund___________ _______ Undivided Profits less E x penses and Taxes paid_____ 44,941.35 20,000.00 Demand Deposits_____________ 3,144.00 Time Deposits________________ 32,177.76 Notes and Bills Rediscounted 22,504.57 42,401.64 100, 000.00 25,000.00 73.36 220,152.28 122,019.00 42,782.00 19,952.91 4,995.51 4,000.00 510,026.64 T otal $ 510,026.64 85 S T A T E SU PER IN TEN D EN T OF B AN K S HUNTSVILLE— HUNTSVILLE BANK & TRUST COMPANY J. B. Woodall, President C. C. Anderson, Vice-President W m . P. Cooper, Vice-President R. H. Gilliam, Cashier RESOURCES Loans and Discounts________ $ Overdrafts _________________ ♦__ Other Bonds, Stocks and W a r r a n ts ___________________ Furniture and Fixtures______ Other Real E state____________ C a sh ___________________________ Due from Banks______________ Exchanges for Clearing House _______________________ Checks and Cash Items_____ Cash Items in Transit_______ Other Resources______________ L IABILITIES 683,288.12 Capital Stock paid in_____ ___$ 142.11 Surplus Fund__________________ Undivided Profits less E x 6, 000.00 penses and Taxes paid_____ 7,500.00 Demand Deposits_____________ 31,095.00 Time Deposits________________ 48,677.93 Notes and Bills Payable_____ 147,278.74 150,000.00 30.000. 00 6,571.17 431,295.51 284,674.22 50.000. 00 9,466.24 13,242.42 5,319.21 531.13 Total_________________________$ 952,540.90 Total—.. 952,540.90 HUNTSVILLE— W. R. RISON BANKING COMPANY H. M. Rhett, President J. W . McAllister, Vice-President Ashford Todd, Cashier i. W . Walker, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ ? 1,747,120.76 Capital Stock paid in________ $ U. S. Bonds, Indebtedness Certificates of and W. S. Stamps ______________________ Other Bonds, Stocks Undivided W a r r a n ts ___________________ 983.941.88 715.762.88 90,614.40 Notes and Bills Payable_____ 275,000.00 6, 000.00 2 , 0 0 0 .0 0 122,837.06 C a sh ___________________________ 74,262.60 Due from Banks______________ 189,821.28 Clearing House _______________________ 11,028.13 Checks and Cash Items_____ 21,709.37 Cash Items in Transit_______ 46,369.79 Other Resources______________ 1 , 000.00 Total. 154.277.87 Deposits________________ Time Other Real Estate_____________ for Ex Deposits_____________ Furniture and Fixtures______ Exchanges less penses and Taxes paid_____ 14,897.00 Demand and Banking House________________ Profits 100 , 000.00 100,000.00 1,322.24 Surplus Fund__________________ O verdrafts____________________ .$ 2,328,982.63 Total. $ 2,328,982.63 ANNUAL, REPORT FOR 1925 86 HURTSBORO— BANK OF HURTSBORO T. S. Davis. President W . T. Davis, Cashier W . C. Speight, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts.________ $ 82,855.68 Overdrafts ____________________ 1,080.10 C a s h ___________________________ Capital Stock paid in________ $ Undivided 4,889.88 Checks andCash Items_______ 457.40 Time O th e r Total_________________________ $ less 160,731.99 40,000.00 E x- penses and Taxes paid_____ 71,448.93 Demand Due from Banks_______ Profits 4,912.17 Deposits... 88,564.05 Deposits____ — 27,246.98 L ia b ilit ie s 8.78 Total_________ _______________ $ 160.731.99 HURTSBORO— FARMERS & MERCHANTS BANK R. M. Hall, President D. P. Lloyd, Vice-President S. B. Williams, Cashier Myrtle Lloyd, Assistant Cashier LIABILITIE S RESOURCES Loans and Discounts________ $ Other Bonds, Stocks and W arrants ---------------------------------Furniture and Fixtures--------- C a sh ______________________________ Due from Banks........... .............. from Federal 31,400.00 Surplus Fund__________________ 15,000.00 Undivided 1,520.00 Profits less Ex penses and Taxes paid_____ Demand 7,994.64 Time 9,025.63 7,359.67 Deposits_____________ 103,588.02 Deposits________________ 17,793.21 18,689.51 Reserve Bank ___________________________ Total. Capital Stock paid in________ $ 1,300.00 Other Real Estate________________ Due 129,356.33 .$ 7,254.79 175,140.90 Total. .$ 175,140.90 ST A T E SU PER INTEND EN T OF BANKS 8 JACKSON— JACKSON BANK & TRUST COMPANY S. H. Andrews, President H. M. McLeod', Vice-President G. G. Warren, Cashier J. D. Guy, Assistant Cashier RESOURCES LIABILITIES Loans ana Discounts________ $ Overdrafts ____________________ U. S. Bonds, and W. Undivided S. Stamps ................... Bonds, Capital Stock paid in________ $ 389 63 Surplus Fund__________________ Certificates of Indebtedness Other 385,541.09 and W arrants ___ less 21,000.00 Ex penses and Taxes paid..... .... 16,989.48 Demand Stocks Profits Time 29,000.00 10,849.54 Deposits....... .................. Deposits__________________ 318,219.53 169,774.52 23,569.00 Banking House________________ 750.00 Furniture and Fixtures______ 750.00 C a sh ___________________________ 22,997.46 Due from B an ks_____________ 96,431.81 Checks and Cash Items____ 1,425.12 Total .................................... ......548,843.59 Total___ ___ __________________$ 548,843.59 JACKSONVILLE— ALABAMA TRUST & SAVINGS BANK C. A. Whitemore. President Oscar Sargent, Vice-President R. RESOURCES Loans and Discounts________ $ Overdrafts ____________________ Other Bonds, Stocks LIABILITIES 53,552 95 Capital Stock paid in________ $ 77.24 Undivided and Warrants ........... Furniture and Fixtures______ 3,508.17 Demand 3,896.72 Time C a sh .......... ................ 12,189.09 47,935.71 Cash Items in Transit_______ 148.57 Profits less 121,308.45 1,460.48 Deposits........................... Deposits.__________________ Total. 25,000.00 Ex penses and Taxes paid_____ Due from Banks______________ Total. L. Heffington, Cashier ? 56,483.43 38,364.54 121,308.45 ANNUAL, REPORT F.OR 1925 88 JASPER— CENTRAL BANK & TRUST COMPANY A. F. Fite, President J. J. Curtis, Vice-President O. J. W . Strange, Assistant Cashier F. Cobb, Cashier J. G. Burton, Assistant Cashier RESOURCES LIABILITIE S Loans and Discounts________ $ Bonds, Stocks Capital Stock paid in________ $ 55.03 Surplus Fund__________________ O v e rd ra fts____________________ Other 452,878.27 and Undivided W arrants ___________________ 5,103.78 5,550.00 Furniture and Fixtures.-.*____ terest _______________________ 21,388.35 Demand C a s h ___________________________ 18,377.76 Time Due from Banks______________ Federal for 5,512.39 4,000.00 Deposits_____________ 249,969.88 Deposits_____ ___________ 218,788.42 69,488.55 Notes and Bills Payable_____ 75,000.00 Reserve 24,570.64 Bank ___________ ...___________ Exchanges 00 Ex penses arid Taxes paid_____ Other Real Estate_____________ from less 00 10. 000. 12, 000.00 Reserve for Taxes and In Banking House________________ Due Profits 50.000. Clearing 3,858.31 House _______________________ .$ Total. 613,270.69 Total- 613,270.69 JASPER— JASPER TRUST COMPANY W . S. Childers. President J. W . Shepherd, Vice-President Schley O’Reay, Assistant Treasurer A. S. Preston, Treasurer J. C. Easter, RESOURCES Loans and Discounts________ $ Other Bonds, Stocks Assistant 730,731.27 and Capital Stock paid 4n________ $ 50,000.00 Surplus Fund__________________ 25,000.00 6,750.57 Undivided W a r r a n ts ___________________ Profits less E x Banking House________________ 14,761.20 Furniture and Fixtures______ 12,066.17 Demand Deposits_______________ penses and Taxes paid_____ 9,310.67 Time Other Real Estate_____________ Deposits__________________ C a sh ___________________________ 31,841.00 Notes and Bills Payable_____ Due from Banks......................... 89,388 85 Exchanges for 133.60 Other Resources_________ ______ 728.78 469,840.12 103,346.48 150,000.00 1,927.75 Items____ T otal 99,453.26 Cleariifg H o u s e _______________________ Checks and Cash Treasurer LIABILITIES $ 897,639.86 Total. ....$ 897,639.86 89 ST A T E SU PER INTEND EN T OF BAN KS JONES MILLS— PEOPLES BANK J. B. Barnett, President J. F. Busey, Vice-President B. H. Stallworth, Vice-President and Cashier W . A. Giddens. Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts-________? 141.51 Surplus Fund_______ O v erd rafts____________________ Other Bonds, Stocks 123,600.64 Capital Stock paid in.____ ___$ and W arrants ___________________ Undivided 1,913.07 2,000.00 Demand Furniture and Fixtures______ 2,600.00 Time 3,399.78 C a sh ___________________________ 28,477.03 Due from Banks______________ 171,626.56 Total_________________________ $ 333,758.59 3,500.00 less E x11,110.71 penses and Taxes paid_____ Banking House________________ Other Real Estate_____________ Profits 30,000.00 271,653.53 Deposits__ — Deposits_____ ......................... 17,494.35 333,758.59 Total- KENNEDY— BANK OF KENNEDY U. T. Propst, J. L. Vice-President 80,877.17 Capital Stock paid in________ $ O verdrafts_____________________ 4,364.23 Surplus Fund_______ Banking House............ ................. 1,053.00 Furniture and Fixtures______ 1,159.11 C a sh ___________________________ 6,248.38 Demand Deposits . Undivided .$ 215,216.80 Profits less E x11,933.19 159,279.72 14,003.89 Deposits____ Total. 15,000.00 15,000.00 penses and Taxes paid_____ 121,514.91 Time Due from Banks___________ Cashier L IABILITIE S RESOURCES Loans and Discounts________ $ T otal— Kennedy, .$ 215,216.80 90 A N N U A L REPORT FOR 1925 KINSTON— FARMERS & MERCHANTS BANK F. A. Symonds, President J. L. Atkins, Vice-President w. J. F. Brunson, Cashier L. Stephens, L IABILITIE S RESOURCES 78,579.21 Doans and Discounts .......... . Capital Stock paid in________ $ O verdrafts___________________ 5,063.35 Surplus Fund__________ Banking House______________ 2,000.00 Furniture and Fixtures____ 2,475.00 Other Real Estate___________ 9,041.00 C a sh ________ _______ _________ 8,557.31 Due from Banks____________ 56,627.31 Checks and Cash Items___ 1,946.00 ..$ Total.. 164,289.46 Undivided Profits less 5,000.00 E x penses and Taxes paid—...... Reserve for Taxes and 4,266.59 In terest _________________ Demand Time 25,000.00 150.00 Deposits_____________ 100,270.43 Deposits________________ 29,602.44 Total_________________________ $ 164,289.46 LA FAYETTE— BANK OF LA FAYETTE L. S. Schuessler, President M. C. Ratchford, Vice-President G. D. T. Tatum, Cashier O. Winters, Assistant Cashier RESOURCES LIAB IL IT IE S Loans and Discounts....__ ___ $ Overdrafts .................... ................. U. 490,197.16 1,125 54 Surplus Fund__________ S. Bonds, Certificates of Indebtedness and W. Bonds, Stocks Undivided 10,000.00 Demand 169,755 31 1,943.92 Notes and Bills Payable_____ 25,000.00 Furniture and Fixtures______ 1,500.00 2,000.00 C a sh ___________________________ 12,233.06 Due from Banks______________ 23,965.77 Checks and Cash Items_____ 193.24 Cash Items in Transit_______ 3,445.65 15,613.15 223,735.88 7,500.00 Total. 20,000.00 Ex Deposits_____________ Time Banking House___ ____________ Other Real Estate_______ less Deposits________________ and Warrants ___________________ Profits penses and Taxes paid_____ S. Stamps ______________________ Other Capital Stock paid in............ 100,000.00 .$ 554,104.34 Total. .$ 554,104.34 91 ST A T E SU PER IN TEN D EN T OF BANKS LA FAYETTE— CHAMBERS COUNTY BANK J. M. Tucker. President G. E. Collins, Vice-President J. J. Tucker, Cashier LIABILITIES RESOURCES Loans and Discounts________ $ 408,113.06 Capital Stock paid in________ $ Surplus Fund__________________ Overdrafts Secured with Cotton _____ 16,506.41 Overdrafts Unsecured________ 329.62 Banking House____ ___________ 2,000.00 Due from Banks___ _________ for Profits less 50,000.00 Ex penses and Taxes paid_____ 6,000.00 Demand Furniture and Fixtures______ Exchanges Undivided 75,000.00 Deposits_________ 9,097.34 209,643.14 Deposits________________ 85,571.06 12,540.24 Notes and Bills Payable_____ 33,500.00 Time 14,105.20 Clearing House __ — 498.86 Cash Items in Transit_______ Total____ ------------------------------------ 2,718.15 462,811.54 ......$ Total_________________________ $ 462,811.54 LEEDS— LEEDS STATE BANK A. C. W . Bell, President F. Lewis, Vice-President J. M. Pledger, Vice-President J. M. Spruiell, Vice-President J. C. Roberts, Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Overdrafts ____________________ 235,183.51 Capital Stock paid in________ $ 118.51 Surplus Fund__________________ 25,200.00 13,500.00 Banking House________________ 2,007.50 Furniture and Fixtures........... 1,955.00 penses and Taxes paid....... . 3,077.60 Other Real Estate_____________ 8,317.82 Demand Deposits_____________ 119,750.65 Undivided Profits less Ex C a sh ___________________________ 17,262.59 Deposits________________ 129,879.98 Due from Banks....______ 26,540.44 Other Liabilities.______________ 19.34 Other Resources______________ Total. $ Time 42.20 291,427.57 Total. .$ 291,427.57 A N N U A L REPORT FOR 1925 92 LEXINGTON— BANK OF LEXINGTON A. L. Phillips, President L. M. Foster, Vice-President Chas. P. McMeans, Cashier B. A. Porter, Assistant Cashier RESOURCES L IABILITIE S $ Loans and Discounts______ 68.53 Surplus Fund_______ — Overdrafts __________________ Other Bonds, Stocks 153,605.82 Capital Stock paid in________ $ Undivided and 775.00 W a r r a n t s ____ ______________ Banking House________________ Profits E x- penses and Taxes paid____ 4,559.99 Time Deposits____ 10,644.33 Other Liabilities___ Due from Banks______________ 91,713.68 Checks and Cash Items_____ 1,197.60 Other Resources_______________ 11.39 5,063.71 157,171.80 75,263.78 — C a sh ___________________________ New 15,000.00 less 592.79 Demand Deposits...— Furniture and Fixtures______ 15,000.00 504.42 4,834.58 Banking House________ Total_________________________ $ 268,003.71 Total_________________________ $ 268,003.71 UNDEN— MARENGO COUNTY BANK W m . Cunninghame, President R. G. Rhodes, Cashier J. E. Williams, Vice-President L IABILITIE S RESOURCES Loans and Discounts________ $ Bonds, Stocks Capital Stock paid in........ ...... $ Undivided and W a r r a n ts ___________________ 1,000.00 Profits 25,000.00 3,000.00 393.76 Surplus Fund____ __ O v erd rafts____________________ Other 111,698.13 less E x- penses and Taxes paid_____ 1,093.88 94,346.48 Banking House________________ 2,850 00 Demand Deposits.— Furniture and Fixtures______ 2,284.00 ............... 29,906.78 Other Real Estate_____________ 7,346.80 Notes and Bills Rediscounted 5,000.00 C a sh ___________________________ 7,555.57 Due from Banks______________ 24,847.57 Checks and Cash Items_____ 371.31 T o ta l____ .$ 158,347.14 Time Deposits......... T otal____ ___$ 158,347.14 93 ST A T E SU PER IN TE N D EN T OF B AN KS LINEVILLE— FARMERS & MERCHANTS BANK W . E. Carpenter, President R. T. R. Bell, Vice-President C. Smith, Cashier LIABILITIES RESOURCES Loans and Discounts_______ 200,698.07 Capital Stock paid in________ $ 75,693.34 Surplus Fund_____________________ Cotton Bills of E xch an ge- 851.15 Undivided Overdrafts ___________________ Banking House______________ 5,600.00 Furniture and Fixtures____ 2, 000.00 Demand Profits less penses and Taxes paid_____ Deposits_____________ 11,670.47 Time Cash _________________________ 11,997.41 Notes and Bills Payable_____ Due from Banks_________ 26,246.20 Checks and Cash Items.. 1,463.98 Other 1,355.72 Total_________________________ ? 337,576.34 10,000.00 Ex Other Real Estate___________ Resources_________ 50,000.00 Deposits___________________ Total_________________________ $ 10,564.34 170,289.62 66,722.38 30,000.00 337,576.34 LIVINGSTON— BANK OF SUMTER W . W . Patton. President W . S. N ichols, Cashier J. P. K elly, A ssista n t Cashier RESOURCES LIABILITIES Loans afid Discounts________ $ O v erd rafts____________________ U. 387,357.38 469.09 Surplus Fund_____________________ S. Bonds, Certificates of Indebtedness and W. Bonds, Stocks House_______________ 950.00 Demand 25,854.26 Deposits________________ 121,002.07 13,300.00 Notes and Bills Payable_____ 70,000.00 Time 4,649.22 1,130.45 11,558.80 C ash.___________________________ 17,903.41 Due from Banks______________ 54,918.31 Checks and Cash Items_____ 374.96 30,000.00 Ex 215,755.29 Other Real Estate____________ .? less 30,000.00 Deposits_____________ Furniture and Fixtures______ T otal.. Profits penses and Taxes paid_____ and W a r r a n ts ___________________ Banking Undivided S. Stamps ______________________ Other Capital Stock paid in________ $ 492,611.62 Total. .$ 492,611.62 94 A N N U A L REPORT FOR 1925 LIVINGSTON— McMILLAN & CO.. BANKERS T. M. , President J. A. Mitchell, Vice-President T. M. Tartt, Jr., Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ 170,7(50.25 Capital Stock paid in________ $ 50,000.00 Overdrafts (Cotton)___________ 29,342.92 Surplus Fund__________________ 10,000.00 U. S. Bonds, Certificates of Indebtedness and W. Undivided Bonds, Stocks 1,900.00 and W arrants ___________________ Banking less E x penses and Taxes paid_____ S. Stamps ... .................................... Other Profits House_______________ Taxes and 23,141.23 In terest ________________________ 191.45 195,855.85 2,000.00 Cash ............. ..... for 1,124.69 Demand Deposits_____________ 18,373.90 Furniture and Fixtures______ Reserve Time Deposits________________ 41,074.86 Notes and Bills Payable_____ 20,000.00 15,131.86 Due from Banks_____ :_______ 101,582.92 Checks and Cash Items_____ 46.30 Other Resources_______________ .55 Total._________ ______________ $ 340,263.39 Total_________________________ $ 340,263.39' LOUISVILLE— THE BANK OF LOUISVILLE F. B. Pierce, President A. W . Pierce, Vice-President R. E. Flournoy, Cashier Harrell Hobdy, Assistant Cashier LIABILITIE S RESOURCES Loans and Discounts________ $ 61,629.63 Capital Stock paid in________ $ 1,306.06 Surplus Fund...----- -------------------- Demand Loans________ Overdrafts ________ ________ ___ 519 06 Undivided Profits less House..------ --------------- 2,000.00 • penses and Taxes paid-------- 1,847.25 Demand Other Real Estate...------- -------- 300.00 Time C a sh ______ ___ 12,357.38 Due from Banks.................. 73,799.52 Checks and Cash Items-------- T otal .$ 5,000.00 Ex- Furniture and Fixtures______ . Banking 25,000.00 Deposits_____________ Deposits...... ...... 3,841.71 106,760.63 14,625.00 1,468.44 155,227.34 T otal .$ 155,227.34 95 ST A T E SU PER INTEND EN T OF BANKS LOUISVILLE— BARBOUR COUNTY BANK M. C. Bell, President O. L. Bryan, Vice-President J. H. Blair, Cashier Louise Lee, Assistant Cashier LIABILITIES RESOURCES Loans and Discounts________ $ Loans on 49,098.55 Capital Stock paid in________ $ 9,724.47 Surplus Fund_____ ___ Cotton_____________ 99.95 Undivided Overdrafts ____________________ 1,800.00 C a sh ___________________________ 9,426.56 Demand Checks and Cash Rems_____ ■Cash Items in Transit_______ less Ex 1,109.46 Deposits......... ....... 79,258.43 Deposits............................. 7,274.27 99.25 Other Liabilities_______________ 3.58 33,296 48 Time Due from Banks______________ Profits 3.000.00 penses and Taxes paid------- Furniture and Fixtures........... 15,000.00 2,100.48 T otal_________________ _______ $ 105,645.74 Total_________________________ $ 105,645.74 LOXLEY— LOXLEY STATE BANK J. W . Randall. P resident O. F. E. Winberg, Vice-President Carl L. Schlich, Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Overdrafts ____________________ Other Bonds, Stocks 71,052.38 Capital Stock paid in________ $ 925.21 Surplus Fund_____ ____________ and Warrants ............... - ................. Undivided 1,000.00 Profits less 10,000.00 2,000.00 E x penses abd Taxes paid....!__ 643.40 Banking Douse______ ___ 4,750.00 Reserve Furniture and Fixtures______ 3,282.40 terest _______________________ 30.72 250.00 Demand Deposits_____________ 57,618.23 Other Real Estate____________ C a sh ............... 6,642.34 Time Due from B a n k s—.___________ Checks and Cash Items_____ 123.85 3,823.90 Other Resources_______________ 500.03 Taxes and In Deposits____________ 62,493.62 40,435 86 Cash Items in Transit_______ Total. for $ 132,785.97 Total. .$ 132,785.97 96 A N N U A L REPORT FOR 1925 LUVERNE— BANK OF LUVERNE T. W . Shows, President H. A. Donovan, Vice-President H. R. Shows, Cashier T. W . Shows, Assistant Cashier RESOURCES LIABILITIE S Loans and Discounts________ $ 193,762.81 O verdrafts------------------------------U. 1,586.73 Surplus Fund_____________ S. Bonds, Certificates of Indebtedness and W. Undivided S. Bonds, Stocks Profits less 800.00 Demand 10,000.00 188,605.12 Deposits________________ 38,788.47 2,457.88 Notes and Bills Payable_____ 3,000.00 Time Furniture and Fixtures______ 13,258.48 Deposits_____________ and W a r r a n ts ___________________ 50,000.00 Ex penses and Taxes paid_____ Stamps ______________________ Other Capital Stock paid in________ $ 2,500.00 Other Real Estate____________ 8,084.55 C a sh _____________________ 13,235.92 Due from Banks______________ 62,059.96 Checks and Cash Items_____ 18,951.92 Cash Items in Transit_______ 32.00 Other Resources_______________ 180.32 303,652.09 T o ta l- Total. ...$ 303,652.09 LUVERNE— FARMERS BANK A . L. W atts, President J. W . Williams, Vice-President Hugh W illiams, Vice-President A. D. Fundaburk, Cashier L IABILITIE S RESOURCES Loans and Discounts___ ____ $ O verdrafts____________________ Other B on ds,' Stocks 5,489.11 1,835.29 Furniture and Fixtures______ 40,000.00 less E x21,738.90 penses and Taxes paid..— for Taxes and In3,500.00 12,053.97 Demand Deposits________ 214,055.88 C a sh ___________________________ 16,611.00 Due from Banks______________ 118,261.07 Checks and Cash Items_____ 1,763.41 Cash Items in Transit_______ 1,168.57 $ Profits te r e s t___________________ 2,187.00 Other Real Estate____________ 25,000.00 Surplus Fund______________ 2,209.50 Reserve House_______________ T o t a l_____ Capital Stock paid in_— ------ $ Undivided and W a r r a n ts ___________________ Banking 160,694.57 322,273.49 Time Deposits___________ ___ Total. 17,978.71 .$ 322,273.49 97 ST A T E SU PER IN TE N D EN T OF BANKS MAPLESVILLE— BANK OF MAPLESVILLE J. W . Foshee, President H. M. Nix, Vice-President F. H. Brown, Vice-President H. L. Smith, Cashier LIABILITIES RESOURCES Loans and Discounts._______ $ Undivided S. Bonds, Certificates of Indebtedness and W. S. House_______________ Furniture and Fixtures______ less 10,000.00 3,500.00 Ex 1,683.37 Deposits_____________ 67,736.92 Deposits________________ 26,267.69 1,351.56 Other Liabilities_______________ 2.67 900.00 C a sh ___________________________ 11,148.24 Due from Banks______________ 38,965.84 Total_________________________$ Profits penses and Taxes paid_____ 100.00 Demand Stamps _____________________ Banking Capital Stbck paid in________ $ 70.80 Surplus Fund................................. Overdrafts ____________________ U. 56,654.21 109,190.65 Time Total_________________________ $ 109,190.65 MARION— MARION CENTRAL BANK A. D. F. Armstrong, President K . Mason, Cashier W . P. Nichols, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ S. Bonds, Certificates of Indebtedness and W. Bonds, Stocks and House_______________ from Federal for 47,052.57 In 1,949.92 467,059.30 Deposits________________ 11,743 28 25,000.00 _______ 193,626.92 Reserve 33,273.26 Clearing House _______________________ 1,186.83 3,748.27 Cash Items in Transit_______ 10.00 and 2,335.89 Notes and Bills Payable_____ Checks and Cash Items_____ Total Taxes 22,799.36 Bank ________________________ Exchanges for Ex paid____ terest .............. 10,000.00 Time C a sh ___________________________ Due Reserve less 50,000.00 100,000.00 14,926.60 Demand Deposits_____________ Furniture and Fixtures______ Due from Banks____ Profits penses and Taxes 25,000.00 W arrants ___________________ Banking Undivided S. Stamps _____________________ Other Capital Stock paid in ________$ 729.25 Surplus Fund................................. O verd rafts____________________ U. 395,168.69 $ 702,805.07 Total. $ 702,805.07 A N N U A L REPORT FOR 1925 98 MARION— PEOPLES BANK J. M. Moore, President T. J. Moore, Cashier E. W . Sturdivant, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Overdrafts ____________________ Other Bonds, Stocks Capital Stock paid in________ $ 914.36 Surplus Fund__________________ and Undivided W arrants ........... Banking 252,327.23 12,500.00 House........ .......... Profits less 50,000.00 50,000.00 Ex penses and Taxes paid_____ 31,615.47 5,870.08 Reserve Furniture and Fixtures______ 4,566.72 terest _______________________ 1,000.00 Other Real Estate..................... 4.911.48 Demand Deposits....................... 251,932.39 Deposits............................. 1,926.50 C a sh ......... ....................................... 25,275.35 Time Due from Banks......................... 78,452.98 Checks and Cash Items_____ 1,656.16 Total______________________ __ $ 386,474.36 for Taxes and In Total_________________________$ 386,474.36 MARION JUNCTION— MARION JUNCTION STATE BANK P. B. Harrell, President C. L. Gilmer, Vice-President Hugh Hopper, Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ House_______________ 2,000.00 Furniture and Fixtures______ 2,000.00 C a sh ________________________ 4,690.39 Due from Banks______________ Total. Capital Stock paid in________ $ 37.86 Surplus Furid__________________ Overdrafts ................ Banking 90,678.38 .$ 35,082.44 134,489.07 Undivided Profits less 15,000.00 E x penses and Taxes paid_____ Demand Time 3,463.60 Deposits_______________ Deposits___________________ Total. 25,000.00 .$ 78,443.99 12,581.48 134,489.07 99 ST A T E SU PER INTEND EN T OF BANKS McCu l l o u g h — f a r m e r s exchange bank C. E. Sellers. President Ulay W . A. E. Black, Vice-President Espy, Cashier LIABILITIE S RESOURCES Loans and Discounts________ $ 56,942.70 Capital Stock paid in________ $ 36.83 Surplus Fund___ _______________ Overdrafts ____________________ Banking D. W . E. Coker, Assistant Cashier J. Nall, Vice-President House......... ................. 2,550.00 Furniture and Fixtures______ 2,025.00 Other Real Estate____________ C a sh ___________________________ Undivided less 1,200.00 E x penses and Taxes paid_____ 1,905.72 410.00 Demand Deposits...... ................ 72,277.76 4,736 96 Time Due from Banks______________ Profits 10,000.00 Deposits________________ 4,206.98 22,888.97 Total_________________________ $ 89,590.46 Total............................. ..............89,590.46 MIDWAY— JAMES & MIDWAY BANKING COMPANY H. L. King, President H. L. King, Jr., Vice-President S. A. E. King, Cashier M. King, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ Other Bonds, Stocks 75,782.37 and Warrants ________ Surplus Fund__________________ 10,000.00 Undivided House........................... 1,500.00 Furniture and Fixtures______ 500.00 Other Real Estate____________ 6,900.06 C a sh ___________________________ 4,893.56 Due from Banks______________ 33,394.30 Banking Total. Capital Stock paid in.... ......... $ $ 132,970.29 Profits less 5,000.00 Ex penses and Taxes paid......... Demand Time 25,000.00 22,658 99 Deposits_____________ 64,160.73 Deposits________________ 16,150.57 Total.. .$ 132,970.29 A N N U A L REPORT FOR 1925 100 MILLPORT— MILLPORT STATE BANK J. E. Dowdle, President and Cashier Chas. P. O’Dom, Vice-President Mrs. J. E. RESOURCES 151,808.27 S. Bonds, Certificates of Indebtedness and W. Bonds, Stocks Undivided 5,270.69 and Cashier 9,800.00 House_______________ 1,700.00 less Ex penses and Taxes paid_____ Furniture and Fixtures______ 1,500.00 Other Real Estate____________ Time Deposits____ 30,000.00 6,000.00 Profits 5,829.11 Demand Deposits... — W arrants ___________________ Banking Capital Stock paid in________ $ Surplus Fund_______ S. Stamps ______________________ Other Assistant LIABILITIES Loans and Discounts________ $ U. Dowdle, 156,126.88 87,629.22 — 20.00 C a sh _________________ 12,892.63 Due from Banks______________ 102,421.72 Checks and Cash Items_____ 171.90 Total_________________________ $ 285,585.21 Total.................................. ...........$ 285,585.21 MILLRY— CITIZENS BANK W . S. Knight, President W . J. Blount, Vice-President Roy B. Smith, Cashier RESOURCES L IABILITIES Loans and Discounts________ $ Bonds, Stocks Capital Stock paid in________ $ 3.81 Surplus Fund__________________ Overdrafts ____________________ Other 60,716.33 Undivided and W arrants ___________________ 3,272.89 penses and Taxes House_______________ 2,000.00 Reserve Furniture and Fixtures______ 1,500.00 terest Banking Other Real Estate____________ C a sh ___________________________ 3,940.71 37,704.61 Other Resources........ ................... 300.00 .$ for less 3,000.00 E x paid____ Taxes and 109,613.35 Time 177.08 Deposits________________ Total. 3,285.76 In 175.00 Demand Deposits_____________ Due from Banks______________ Total. Profits 10,000.00 54,700.99 38,449.52 .$ 109,613.35 ST A T E SU PER IN TE N D EN T OF BAN KS 101 MOBILE— MERCHANTS BANK E. F. Ladd, President G. A. Michael, Vice-President W . J. Parham, Jr., Cashier J. F. McRae, Assistant Cashier W . B. Taylor, Assistant Cashier Jos. S. Norton, Assistant Cashier RESOURCES L IABILITIES Loans and Discounts________ $ 8,956,233.09 Capital Stock paid in... ........... $ 500,000.00 Overdrafts ___________________ 4,494.95 Surplus Fund__________________ 500,000.00 U. S. Bonds, Certificates of Undivided Profits less E x Indebtedness and W . S. penses and Taxes paid......... 114,579.69 S ta m p s _____ _________________ 30,020.00 Reserve for Taxes and In Other Bonds, Stocks and terest, E tc___________________ 119,413.09 Warrants ___________________ 453,104.00 Demand Deposits_____________ 7,804,676.40 Banking House_______________ 121,300.00 Time Deposits________________ 3,155,478.11 Furniture and Fixtures______ 12,450.00 Acceptances Executed for Other Real E state___________ 1.00 Customers _________________ 822,232.38 194,808.34 C a sh ___________________________ Due from Banks______________ 1,375,052.70 Due from Federal Reserve Bank ________________________ 680,508.56 Exchanges for Clearing House _______________________ 79,201.23 Checks and Cash Items_____ 23,957.35 Cash Items in Transit_______ 263,016.07 Customers’ Liability Account Acceptances __________ 822,232.38 Total_________________________ $13,016,379.67 Total............. ............................... $13,016,379.67 MOBILE— PEOPLES BANK OF MOBILE Stewart Brooks, President Ed J. Higgins, Vice-President J. R. Burgett, Assistant Cashier W . W . Boyles, Jr., Cashier A. J. Wildman, Assistant Cashier E. B. Peebles, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ 3,447,050.67 Capital Stock paid in________ $ 300,000.00 Overdrafts ____________________ 5,783.54 Surplus Fund__________________ 200,000.00 Undivided Profits less E x U. S. Bonds, Certificates of penses and Taxes paid.......... 86,448.75 Indebtedness and W . S. Stamps ______________________ 17,000.00 Reserve for Taxes and In terest ________________________ 21,500.00 Other Bonds, Stocks and W arrants ___________________ 224,629.86 Demand Deposits_____________ 2,458,231.66 Time Deposits________________ 1,308,182.83 Banking House and Furniture 200,000.00 and Fixtures________________ 130,000.00 Notes and Bills Payable_____ 41,600.00 Other Real Estate____________ 166,380.75 Notes and Bills Rediscounted C a sh ___________________________ 152,767.17 Due from Banks______________ 189,800.13 Due from Federal Reserve Bank ____ 133,635.76 Exchanges for Clearing House ____ 61,931.81 Checks and Cash Items_____ 10,618.18 Cash Items in Transit_______ 47,887.71 Other Resources_______________ 28,477.66 Total. .$ 4,615,963.24 Total. $ 4,615,963.24 102 A N N U A L REPORT FOR 1925 MOBILE— STATE SAVINGS BANK J. B. Dortch, President Edward W ahl, Cashier RESOURCES LIABILITIES Loans and Discounts_____ ....$ 191,963.06 Capital Stock paid in________ $ Overdrafts ___ U. 89.05 S. Bonds, Certificates of Indebtedness and W. Other Stocks Profits less E x- penses and Taxes paid_____ S. 572.61 Bonds, 5,000 00 Undivided Stamps ____ and Demand Time W arrants ________ ___________ 50,000.00 12,660.48' Deposits... 9,153.87 Deposits____ 439,483.22: 270,833.50 Banking- House and Furniture and Fixtures________________ 26,590.50 C a sh ............ .......................... .......... 6,382.75 Due from Banks........ ............ . 19,866.10 Total_________________________$ 516,297.57 Total.............................. .............. $ 516,297.57 MONROEVILLE— THE MONROE COUNTY BANK J. B. Barnett, President B. H. Stallworth, Vice-President K. J. Lazenby, Cashier L. L. Hendrix, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ O verdrafts____________________ U. 655,215.27 1,804.37 Surplus Fund__________________ S. Bonds, Certificates of Indebtedness and W. Bonds, Stocks 5,618.40 13,263.53 Cash — _________________________ 25,069.32 Due from Banks.............. ........... 136,061.90 737,046.55 Deposits__________________ 185,855.00 51,095.83 Checks and Cash Items_____ 1,818.16 Other Resources_______________ 966.50 28,976.85 Deposits_______________ Reserve Bank __________ Total 30,000.00 E x 5,113.00 Other Real Estate____________ Federal less 100,000.00 34,852.12 House............... from Demand Time Furniture and Fixtures______ Due Profits penses and Taxes paid_____ 151,000.00 and W arrants ................... Banking Undivided S. Stamps ______________________ Other Capital Stock paid in________ $ .$ 1,081,878.40 Total $ 1,081,878.40- 103 S T A T E SU PER IN TE N D EN T OF B AN KS MONTEVALLO— MERCHANTS & PLANTERS BANK C. J. C. Slone, Cashier L. Meroney, President L IABILITIE S RESOURCES Loans and Discounts________ $ Overdrafts ____________________ Banking 130,028.83 Capital Stock paid in________ $ 133.11 Surplus Fund__________________ House_______________ 1,300.00 Furniture and Fixtures______ 1,950.00 Other Real Estate____________ 1,080.00 Cash ............................. 26,930.99 Due from Banks..... ................... 59,818.43 Checks and Cash Items_____ 123.12 Total_________________________ 8 221,364 48 Undivided Profits less 5,000.00 Ex penses and Taxes paid_____ Demand Time 25,000.00 8,683.81 Deposits..... .................. 172,665.82 Deposits..,,......................... 10,014.85 Total______________ ___________ $ 221,364.48 MONTGOMERY— ALABAMA BANK & TRUST COMPANY M. A. Vincentelli, President B. P. Crum, Chairman of Board W . K. Pelzer, Vice-President J. T. Smith, Assistant Cashier J. D. Flowers, Vice-President and Cashier V. B. Murray, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ 8 1,960,400.38 Overdrafts ____________________ U. S. Bonds, 2,285.55 Surplus Fund_______ 1__________ Certificates of Indebtedness and W. Bonds, Undivided S. Stamps ________ Other Profits less and Reserve for Taxes and 300,000.00 48,000.00 Ex penses and Taxes paid_____ 23,050.00 Stocks Capital Stock paid in.............. .5 23,500.43 In terest ........... ................................ 1,932.00 Deposits_____________ 1,381,702.86 Furniture and Fixtures______ 15,337.46 Time Deposits________________ 514,379.17 Other Real Estate____________ 11,534.09 Notes and Bills Rediscounted 265,358.05 C a sh ___________________________ 102,054.67 Due from Banks______________ 195,420.48 Warrants —____ Due from Federal 33,165.00 Demand Reserve Bank ________________________ Exchanges for 124,165.53 Clearing House _______________________ 49,670.69 Checks and Cash Items_____ 8,806.59 Cash Items in Transit_______ 8,482.07 Other Resources_______________ Total. 500.00 .$ 2,534,872.51 Total— .8 2,534.872.51 A N N U A L REPORT FOR 1925 104 MONTGOMERY— UNION BANK & TRUST COMPANY Michael Cody, President Grover Keyton, Cashier RESOURCES LIABILITIES Loans and Discounts______ Overdrafts U. $ 777,967.83 574.63 Surplus Fund........... ................ (Trust Accounts) S. Bonds, Certificates of Indebtedness and W. Undivided S. Bonds, Stocks 498.05 Reserve and less for Taxes and 335,582.28 Demand Furniture and Fixtures........... 1.00 Time Other Real Estate...... ............... 31,154.43 C a sh ___________ ____ :.................. 30,159.73 Due from Banks...................... 100,000.00 50,000.00 Ex 90,029.28 In terest _________________ W a r r a n ts ____________ 11,200.00 Deposits_______________ 166,481.15 Deposits__________________ 933,849.26 148,962.65 Checks and Cash Items_____ Total. Profits penses and Taxes paid_____ Stamps _____________________ Other Capital Stock paid in............... $ 26,659.09 1,351,559.69 Total___________________ _____ $ 1,351,559.69 MOULTON— BANK OF MOULTON R. R. P. Irwin, Vice-President C. G. Judy, Assistant Cashier M. Byars, President O. L. Judy, Cashier R. B. Henderson, Assistant Cashier L IABILITIE S RESOURCES Loans and Discounts............... $ Overdrafts ____________________ Other Bonds, Stocks 205,031.97 32.05 Surplus Fund__________________ and W arrants ............ Capital Stock paid in________ $ Undivided 1,000.00 Profits less 28,000.00 40,000.00 Ex penses and Taxes paid_____ Furniture and Fixtures______ 1,029 00 Demand Other Real Estate........ 1,760.00 Time Deposits________________ 57,094.07 8,574.48 Notes and Bills Payable......... 20,000.00 ......... C a sh __________ Due from Banks......................... Exchanges for Deposits_____________ 3,564.24 133,997.26 62,638.85 Clearing House ............. ...................- ....... Checks and Cash Total. Items....... 581.22 2,008.00 282,655.57 Total. 282,655.57 105 ST A T E SU PER IN TE N D EN T OF BANKS MOULTON— THE CITIZENS BANK D. H. Bracken, President J. L. Weatherwax, Cashier W . A. Moles, Vice-President LIABILITIES RESOURCES Loans and Discounts________ $ 186,555.54 60.13 Overdrafts ____________________ Other Bonds, Stocks 15.000. 00 Surplus 15.000. 00 Fund_________________ Undivided and 166.66 W arrants ___________________ Banking Capital Stock paid in________ $ 3,600.00 House_______________ Profits less Ex 12,095.91 penses and Taxes paid_____ Demand Deposits_____________ 136,208.39 Deposits________________ 49,191.60 Other Real Estate..................... 3,277.39 Notes and Bills Rediscounted 7,176.90 C a sh ___________________________ 5,320.78 Due from Banks______________ 33,111.56 900.00 Time Furniture and Fixtures_____ _ Exchanges for Clearing 1,680.74 House _______________________ Total. $ 234,672.80 Total .$ 234,672.80 MOUNDVILLE— BANK OF MOUNDVILLE R. R. L. Griffin, President J. Griffin, Vice-President L. M. Griffin, Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Other Bonds, Stocks and W arrants ................................... Banking 175,801.24 Capital Stock paid in________ $ Surplus Fund__________________ 15,500.00 House_______________ Furniture and Fixtures______ 13,627.91 4,354 35 Time C a sh ___________________________ 15,280.03 Due from Banks______________ 63,893.44 Checks and Cash Items_____ 5,892.59 Cash Items in Transit_______ 925.00 .$ 298,610.68 Profits less 10,000.00 Ex penses and Taxes paid_____ 3,336.12 Demand Other Real Estate___________ Total Undivided 25,000.00 5,084.38 Deposits_____________ 187,929.81 Deposits________________ 70,596.49 Total 298,610.68 A N N U A L REPORT FOR 1925 106 NEWBERN— BANK OF NEWBERN J. F. Brown, President W . E. Swanzy, Cashier RESOURCES LIABILITIES Loans and Discounts________ $ 81,271.88 Overdrafts ____________________ Banking Capital Stock paid in________ $ 107.09 Surplus Fund..... ............. House_______________ 3,600.00 Furniture and Fixtures______ Undivided 750.00 C a sh ... ....................... Due from Banks______ _______ Profits less 28,200.00 6,300.00 Ex penses and Taxes paid_____ 4,890.77 9,156.51 Demand Deposits_____________ 93,099.20 15,133.70 Checks and Cash Items_____ 75.00 Cash Items in Transit_______ 22,238.79 Other Resources_______________ 157.00 Total_________________________ $ 132,489.97 Total............... ........... ........... . $ 132,489.97 NEW BROCKTON— BANK OF NEW BROCKTON Obie Harris, President S. D. Fuller, Vice-President W. J. W . Brock. 167,253.23 Secured__________ 14,728.76 Overdrafts Unsecured________ 533.41 Other Bonds, Stocks 13,019.80 House_______________ 2,000.00 Other Real Estate_____ ______ 1,556.87 C a sh _____ :_____________________ 12,930.83 Due from Banks______________ 110,817.82 Checks and Cash Items......... 148.00 Cash Items in Transit----------- 7,793 61 $ Capital Stock paid in________$ surplus Fund__________________ Undivided Profits less Demand Time 332,432.33 5,000.00 9,989.24 Deposits_____________ 226,249.01 Deposits__________ Total___ 50,000.00 Ex 41,190.29 Cash Over______________________ Furniture and Fixtures....... 1,650.00 Total. Vice-President penses and Taxes paid_____ and W arrants ___________________ Banking W ard, L IABILITIE S RESOURCES Loans and Discounts________ $ Overdrafts H. Cashier $ 3.79 332,432.33 S T A T E SU PER IN TE N D EN T OP B AN KS 107 NEW HOPE— BANK OF NEW HOPE W . E. Butler, President T. E. McKinney, Vice-President C. H. Tribb, Cashier J. W . Wood, Assistant Cashier LIABILITIES RESOURCES Loans and Discounts______ . . . . $ U. Certificates of S. Bonds, Indebtedness and W. Bonds Stocks Undivided 249.00 and W arrants _________________ Banking House_____________ Capital Stock paid in________ $ Surplus Fund______ S. Stamns ___________________ Other 71,211.92 Profits 5,000.00 less Ex- Denses and Taxes naid___ Demand 824.00 Time 25,000.00 2,477.53 Deposits... 88,274.37 Deposits____ 29,885.74 1,800.00 ... Furniture and Fixtures____ 1,800.00 Other Real Estate_________ 13,900.00 C a sh _________________________ 3,316 81 Due from Banks__ __ ______ 57,301.51 Checks and Cash Items___ 9.20 Cash Items in Transit_____ 199.03 Other Resources_____________ 26.17 Total...____ ___ _______ ______ - $ 150,637.64 Total_____________ - - - - - ------ --------------- $ 150,637.64 NEW MARKET— NEW MARKET BANKING COMPANY W . E. Rodgers, President J. W . Cochran, Vice-President R. N. Coleman, Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Overdrafts'_______________ Banking 119,132.37 Capital Stock paid in________ $ 88.30 Surplus Fund__________________ House_______________ 900.00 Furniture and Fixtures______ 900.00 Undivided 5,100.00 Demand C a sh ________________ 7.855.05 Time Checks and Cash Items_____ Deposits________________ 34,781.68 27,546.24 Notes and Bills Payable......... 12,500.00 24 50 Other Liabilities_____ ___ Other Resources_______________ 350.00 $ 825.64 84,282.58 500.00 10,000.00 Ex Deposits__ __________ Cash Items in Transit_______ Total. less penses and Taxes paid_____ Other Real Estate___________ Due from Banks______________ Profits 20,000.00 162,396.46 Total. 6.56 .$ 162,396.46 A N N U A L REPORT FOR 1925 108 NEWVILLE— FARMERS STATE BANK G. H. Malone, President H. C. Price, Cashier J. J. Espy, Vice-President RESOURCES LIABILITIES Loans and Discounts______ .. $ Overdrafts __________ ___ ____ Banking 49,606.00 115.84 Surplus Fund______ — 1,444.00 House____________ _ Furniture and Fixtures____— 1,263.50 C a sh _________________________ 4,575.63 Due from Banks___________ Capital Stock paid in-------------$ Undivided Cash Items in Transit........ — 662.10 130,627.34 1,054.47 93,585.43 2,375.57 Deposits____ 846.11 O th e r L ia b ilit ie s $ E x- penses and Taxes paid_____ Checks and Cash Items..— Total— ___ _______ __ ______ less Demand Deposits... — 72,114.16 Time — Profits 25,000.00 7,970.74 — 641.13 130.627.34 Total......................... NEWTON— CITIZENS BANK Mittie K. Hayley, President S. R. A. Jones, Vice-President RESOURCES T. Jones, Cashier L IABILITIES Loans and Discounts-------- 33,672.49 Loans on Cotton------------- _ 11,491.13 Surplus Fund__________________ 1,754.94 Overdrafts -------------------------- 116.38 Demand Deposits_____________ 56,378 38 Banking House------------------ — Furniture and Fixtures— 2,500.00 C a sh ------------------------------------ 3,059.65 18,694.67 Time Deposits________________ 10,000.00 1,701.00 300.00 Due from Banks—------------- Total_________________________ $ Capital Stock paid in________ $ 69,834.32 Total------------------------------- ------ $ 69,834.32 109 ST A T E SU PER INTEND EN T OF BANKS NORTHPORT— NORTHPORT BANK J. S. Moore, Vice-President M. Freeman, President and Cashier LIABILITIES RESOURCES Loans and Discounts-.......... . $ 84,234.08 Undivided S. Bonds, Certificates of Indebtedness and W. Bonds, Stocks less Ex penses and Taxes paid_____ S. 1,670.00 Demand Stamps _____________________ Other Profits Time and W arrants ___________________ 15,000.00 276.70 335.10 Surplus Fund__________________ Overdrafts _____________________ U. Capital Stock paid in............... $ 839.74 Deposits_____________ 103,686 35 Deposits________________ 7,500.00 25.00 Furniture and Fixtures______ 2,877.00 C a sh ___________________________ 15,292.09 Due from Banks______________ 22,791.22 ’ Cash Items in Transit_______ 78.30 Total............................. ............... $ 127,302.79 Total________________________ $ 127,302.79 NOTASULGA— FIRST BANK OF NOTASULGA A. B. Hope, President W . J. Bridges, Vice-President Jas. M. W hite, Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Demand Loans on Cotton_ S. Bonds, Indebtedness W. S. Stamps ______________________ Other Bonds, Stocks Reserve 14,250.00 and Warrants ___________________ Banking Furniture and Fixtures______ 800.00 C a sh ___________________________ 17,231.43 Due from Banks______________ 59,862.29 paid___ and 21,219.52 In _______ 979.64 205,801.14 Deposits________________ 35,081.69 Notes and Bills Payable_____ 10,000.00 1,102.15 Checks and Cash Items_____ 40.25 Cash Items in Transit_______ 863.50 Taxes 15,000.00 Ex Clearing House _______________________ Total. for less 15,000.00 Deposits_____________ 496.25 Time 1,800.00 for terest Demand House_______________ Exchanges Profits penses and Taxes Certificates of and Capital Stock paid in________ $ 2,719.06 S u rp lu s F u n d ______________________ 117.52 Undivided Overdrafts __________ U. 203,799.54 303,081 99 Total. .$ 303,081.99 A N N U A L REPORT FOR 1925 110 NOTASULGA— MERCHANTS & FARMERS BANK John H. Drakeford, President E. H. Reynolds, Vice-President A. C. Dillard, Cashier RESOURCES L IABILITIES Loans and Discounts________ $ Loans on 73,520.50 Cotton_____________ Overdraft’s ' ____________________ U. 633.36 Undivided and W. Demand S. 230.50 Time Stamps ______________________ Furniture and Fixtures______ 2,500.00 Other Real Estate____________ 25,000.00 5,000.00 less Ex 3,633.98 Deposits... 86,222.03 Deposits____ 19,276.72 15,000.00 Notes and Bills Payable_____ 500.00 C a s h ____________________ 10,174.80 Due from Banks______________ 60,104 28 Checks and Cash Items_____ 345.64 Total....... .............. .....................-$ Profits penses and Taxes paid......... S. Bonds, Certificates of Indebtedness Capital Stock paid in________ $ 6,123.65 Surplus Fund_______ 154,132.73 Total—________ ______________ $ 154,132.73 OAKMAN— BANK OF OAKMAN B. M. Richards, President H. W . W ard, Vice-President R. Jno. T. Rose, Overdrafts _____________________ S. Bonds, and W. Bonds, Undivided 16,000.00 Stocks less 10,500.00 Ex penses and Taxes paid_____ 2,868.10 66,884.67 Deposits___________________ 95,538.92 2,610.00 Other Real Estate____________ 7,766.00 C a sh ______________ :------------------- 11,526.43 Due from Banks______________ 25,569.48 Other Resources........... ................ Profits 25,000.00 1,260.00 Furniture and Fixtures--------- Total. Cashier Demand Deposits_____________ Time and W a r r a n ts ...... ......... Capital Stock paid in________ $ 67.84 Surplus Fund_____________________ S. Stamps --------Other 135,983.94 Certificates of Indebtedness Collins, L IABILITIES RESOURCES Loans and Discounts-------------$ U. D. Vice-President .$ 8.00 200,791.69 Total... .$ 200,791.69 ST A T E SUPER INTEND EN T OF BAN KS 111 ONEONTA— BLOUNT COUNTY BANK A. A. Fendley, President J. H. Lowry; Vice-President F. Birl Brown, Cashier G. Stephens, Vice-President H. C. Lowry, Assistant Cashier RESOURCES LIABILITIE S Loans and Discounts________ $ Cotton Loans_________________ 201,132.46 Capital Stock paid in________ $ 30,621.98 Surplus Fund.._____ ______________ 74.48 Undivided Overdrafts ____________________ Other Bonds, Stocks and Warrants .................. Banking Profits less penses and Taxes paid_____ Time 3,000.00 Furniture and Fixtures_______ Other Real Estate_____ 3,905.29 13,000.00 Ex 1,475.77 1,630.82 Demand Deposits_______________ House________ 25,000.00 Deposits___________________ Notes and Bills Payable_____ 94,186.95 91,110.34 52,500.00 6,128.49 C a sh ___________________ ________ 11,238.11 Due from Banks_________ ____ 16,969 18 Checks and Cash Items...........* Total_________________________ $ 2,572.25 277,273.06 Total_________________________$ 277,273.06 ONEONTA— ONEONTA TRUST & BANKING COMPANY T. H. Davidson, President C. RESOURCES Loans and Discounts________ $ Cotton Loans._____ ______ S. Bonds, Indebtedness Certificates of and W. Bonds, Stocks Time S. Deposits___________________ Notes and Bills Payable_____ 36,528.20 25,567.44 14,500.00 1,836.00 4,000 00 Furniture and Fixtures.______ 2,000.00 Other Real Estate____________ 1,572.62 C a sh ___________________________ 6,366.28 Due from Banks______________ 17,373.51 Checks and Cash Items_____ 1,510.06 Other Resources........... ...... 6,000.00 Deposits_______________ and House_______________ Total. 20,000.00 3,077.00 W arrants ............. Banking Capital Stock paid in________ $ 25.84 Demand Stamps ... .............. Other 57,923.49 6,751.61 Surplus Fund__________________ Overdrafts ____________________ U. H. Davidson, Cashier LIABILITIES 159.23 $ 102,595.64 Total $ 102,595.64 A N N U A L REPORT FOR 1925 112 OPP— AMERICAN BANK & TRUST COMPANY T. E. Henderson, President J. A. Whaley, Vice-President W . L. Woodall, Cashier J. R. W ard1, Vice-President Casey Dalton, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ ? Overdrafts ____________________ 131,914.03 Capital Stock paid in________ $ 88.69 Surplus Fund__________________ Furniture and Fixtures______ 3,000.00 Other Real Estate____________ C a sh ___________________________ 765.05 Undivided Checks and Cash Items_____ Total_________________________$ less 10,000.00 Ex penses and Taxes paid_____ 9,755.75 Demand Due from Banks______________ Profits 50,000.00 12,883.39 Deposits_____________ 77,060.26 Deposits________________ 40,702.39 347.18 Other Liabilities_______________ 68.36 44,843 70 Time 190,714.40 Total___ _____________________ $ 190,714.40 OZARK— OZARK CITY BANK Mrs. W m . Garner. President W . S. Garner, Cashier B. RESOURCES L IABILITIES Loans and Discounts________ $ Demand Loans on Cotton____ Other Bonds, Stocks Warrants ___________________ 20,000.00 Undivided 39,049.56 Profits less Ex penses and Taxes paid____ 2,325.00 Demand Cash _____ Time 22,806.65 Deposits_____________ 242,898.82 Deposits......_____________ 82,248.55 28,608.00 Due from Banks______________ Checks and Cash Items_____ Resources______________ 100,000.00 21,121.50 Surplus Fund__________________ 10,000.00 Other Real Estate___________ Total 210,054.06 Capital Stock paid in________ $ and Furniture and Fixtures______ Other F. Faust, Assistant Cashier .$ 155,273.23 318.53 1,204.14 467.954 02 Total. .$ 467,954.02 113 ST A T E SU PER INTEND EN T OF B AN KS OZARK— PLANTERS & MERCHANTS BANK J. E. Z. Riley, President Mrs. C. A. Stokes, Vice-President L. B. Martin, Cashier O. Atkins, Assistant Cashier RESOURCES L IABILITIES Loans and Discounts________ $ Cotton Loans_________________ 8,231.32 Surplus Fund__________________ Overdrafts ____________________ Other Bonds, Stocks 482.76 Undivided and W a r r a n ts ___________________ Banking 498,812.10 Capital Stock paid in________ $ 4,400.00 Time Furniture and Fixtures______ 2,900.00 Other Real Estate_____ ______ 13,555.00 C a sh ___________________________ 40,680.57 Due from Banks______________ 241,653.37 Exchanges for 75,000.00 Ex 31,404.62 Deposits_______________ 442,861.50 Deposits__________________ 163,579.00 Clearing House _______________________ 2,201.43 Checks and Cash Items_____ 281.97 Cash Items in Transit..... ........ Other less penses and Taxes paid_____ 1,110.00 Demand House_______________ Profits 125,000.00 Resources______________ 303.60 23,233.00 Total_________________________$ 837,845 12 Total____________________ 837,845.12 PARRISH— BANK OF PARRISH J. C. Shepherd, President O. L. Lockwood, Vice-President R. W . Chambers, Cashier E. P. Randall, Vice-President Mrs. S. R. Walker, Assistant Cashier RESOURCES Loans and Discounts________ $ Overdrafts ____________________ Banking House_______________ Furniture and Fixtures______ LIABILITIES 111,276.23 Capital Stock paid in________ $ .90 Surplus Fund__________________ 4,161.65 2,167.25 Undivided 13,622.45 Demand Due from Banks______________ 17,189.23 Time and Cash Item s.-____ Total_________________________$ less 8,550.00 Ex penses and Taxes paid_____ C a sh ___________________________ Check Profits 30,000.00 Deposits_______________ Deposits________________ 4,132.67 54,448.39 52,016 33 729.68 149,147.39 Total_________________________ $ 149,147.39 114 A N N U A L REPORT FOR 1925 PELL CITY— PELL CITY BANK & TRUST COMPANY O. L. Ekwurzel, President W . A. Savage, Vice-President Frank B. Embry, H. V. Jon'es, Cashier Vice-President Myrtie R. Garrett, Assistant Cashier Jas. B. Embry, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Bonds, Stocks Undivided and Warrants ___________________ Banking Capital Stock paid in________ $ 123.17 Surplus Fund__________________ Overdrafts ____________________ Other 112,724.27 35.00 House_______________ Other Real Estate____________ less penses and Taxes 9,700.00 Demand Furniture and Fixtures______ Profits 5,000.00 Ex paid___ 4,794.86 Deposits_______________ Deposits_______ Time ___ 48,878.09 9,439.78 Notes and Bills Payable_____ 10,000.00 11,743.73 Other Liabilities___________________ Due from Banks___________ 14,642.83 Other 74,636.95 3,250.00 C a sh ___________________________ Checks and Cash Items......... 20,000.00 27356- 1,780.52 Resources______________ 144.16 Total............ ............................. ...$ 163,583.46 Total......................... ................... ? 163,583.46 PELL CITY— UNION STATE BANK McLane Tilton. President C. A. R. Fay, Vice-President LIABILITIES RESOURCES Loans and Discounts________ $ 200,686.41 Capital Stock paid in________ $ 53.08 Surplus Fund____ ____ Overdrafts ____________________ Banking Undivided House............ ............... 17,500.00 Other Real Estate_____ ______ 2,336.31 C a sh ___________________________ 7,337.41 Demand Due from Banks______________ 35,011.64 Checks and Cash Items_____ 450.38 Other Resources______________ TotaL___ H. Van Devander, Cashier .$ Profits less 10,000.00 Ex penses and Taxes paid_____ Time 35,000.00 2,790.55 Deposits_______ 102,558.92 Deposits.............................. 113,097.06 71.30 263,446.53 Total .? 263,446.53 S T A T E SU PER INTEND EN T OF BAN K S 115 PETERMAN— BANK OF PETERMAN W . J. Nettles, President X). R. Nettles, Vice-President P. S. Jackson, Cashier Chas. N. Nettles, Assistant Cashier RESOURCES LIABILITIE S Loans and Discounts________ $ Overdrafts _____________________ U. S. Bonds, and W. Bonds, Stocks Time House........................... 1,700.00 3,285.34 Other Real Estate____________ 1,244.10 5,000.00 Ex Deposits_______________ Deposits___________________ 4,534.18 98,334.62 86,550.93 8,831.68 Due from Banks______________ Other less 15,000.00 11,152.03 Furniture and Fixtures______ C a sh ____ _____ Profits penses and Taxes paid_____ 11,800.00 Demand and Warrants ___________________ Banking Undivided S. Stamps ______________________ Capital Stock paid in________ $ 26.73 Surplus Fund__________________ Certificates of Indebtedness Other 107,329.43 Resources______________ Total........................................... ..$ 63,199.92 850.50 209,419.73 Total_________________________ 8 209,419.73 PHENIX CITY— PHENIX-GIRARD BANK C. L. Mullin. President J. E. Moultrie, Cashier H. R. Mills, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ Other Bonds, Stocks and Warrants ___ Banking 455,605 50 Capital Stock paid in________ $ Surplus Fund__________________ 40.00 Undivided House_______________ 15,000.00 Furniture and Fixtures______ 4,000.00 Other Real Estate____________ C a sh __ ____ for for Taxes and 7,615.89 In terest _______________________ 2,700.00 1,386.81 1,945.17 Time Deposits....... ................ 189,230.60 Deposits________________ 365,830.64 3,519.86 Cash Items in Transit_______ Total. 20,000.00 E x 24,028.39 Reserve for Losses___________ Clearing House _____________ less penses and Taxes paid_____ Reserve 107,124.70 Demand Due from Banks....................... Exchanges Profits 25,000.00 .$ 500.32 611,763.94 Total $ 611,763.94 116 A N N U A L REPORT FOR 1925 PHIL CAMPBELL— FIRST STATE BANK A. M. Grimsley, President J. P. Brown, Vice-President S. RESOURCES P. Allman, Cashier LIABILITIES Loans and Discounts________ $ 24,303.45 Capital Stock paid in________ $ 1 89 Surplus Fund_______________ __ O v erd rafts____________________ Furniture and Fixtures______ 1,250.00 Other Real Estate____________ 350.00 C a sh ___________________________ Due from Banks______________ Undivided less 1,800.00 Ex penses and Taxes paid_____ 1,790.00 7,105.80 Demand Deposits_____________ 64,961.84 51,280.05 Time Cash Items in Transit_______ Profits 15,000.00 Deposits___________________ 6,699.51 5,960.16 T otal 90,251.35 Total. 90,251.35 PIEDMONT— FARMERS & MERCHANTS BANK C. N. Thompson, President J. H. Barlow, Vice-President J. L. Adderhold, Cashier C. W . Thompson, Assistant Cashier LIABILITIE S RESOURCES Loans and Discounts-------------$ Bonds, Stocks Undivided and W arrants ----------------------------Banking 141.00 930.50 Time Furniture and Fixtures-- :— Other Real Estate------------------ 3,641.01 C a sh ___________________________ 16,022 98 Due from Banks--------------------- 40,488.29 Checks and Cash Items-------- 130.18 Cash Items in Transit----------- 836.48 $ 148,318.16 Profits less 3,000.00 4,563.92 Deposits_______________ Deposits___________________ Total 30,000.00 Ex penses and Taxes paid_____ 3,000.00 Demand House----------------------- Total Capital Stock paid in________ $ 91.12 Surplus Fund__________________ Overdrafts ____________________ Other 83,036.60 .$ 77,529.42 33,224.82 148,318.16 117 ST A T E SU PER INTEND EN T OF BAN KS PINCKARD— THE PEOPLES BANK M. M. Pippin, President C. A. Pippin , Cashier R. R. Pippin, Vice-President LIABILITIES RESOURCES Loans and Discounts________ $ U. 56,946.79 Surplus Fund__________________ S. Bonds, Certificates of Indebtedness and W. Undivided S. Stamps ______________________ Banking Capital Stock paid in________ $ 67.69 less Deposits_____________ Furniture and Fixtures______ 1,861.10 Time Other Real Estate____________ 5,214 22 Notes and Bills Payable_____ C a sh ___________________________ 4,432.77 Due from Banks______________ 56,837.08 Other Resources_____ _____ 00 4,000.00 Ex penses and Taxes paid_____ 3,622.86 Demand House_______________ Profits 40.000. Deposits________________ 1,141.24 60,790.32 1,177.04 24.000. 00 2,126.09 $ Total. 131 , 108.60 | 131,108.60 Total.. PINEAPPLE— BANK OF PINEAPPLE J. T. Adams, President Sam N. Stanford, Vice-President David Adams, , Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ Bonds, Stocks and W arrants ___________________ Banking Capital Stock paid in________ $ 58.36 Surplus Fund_____ _____________ Overdrafts ____________ Other 206,041.86 House_______________ Undivided 5,000.00 Profits less Deposits_____________ Furniture and Fixtures______ 1,500.00 Other Real E state__._________ 2,667.50 Notes and Bills Payable_____ C a sh ___________________________ 8,727.84 Due from Banks...___ ________ 66,246.64 Cash Items in Transit_______ 1,125.00 Total. ..$ 293,867.20 Time Deposits.________________ Total. 00 14.000. 00 Ex penses and Taxes paid_____ 2,500.00 Demand 25.000. .? 5,987.66 147,697.77 91,181.77 10 000 . . 293,867.20 00 A N N U A L REPORT FOR 1925 118 PINE HILL— PLANTERS STATE BANK A. E. Yow, President P. E. Godbold, Vice-President Edgar Sheffield, Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Overdrafts ____________________ Banking 87,916.78 Capital Stock paid in________ $ 150.33 Surplus Fund__________________ 15,000.00 5,000.00 House_______________ 6,241.46 Furniture and Fixtures______ 4,380.41 Other Real Estate____________ 6,641.84 Demand Deposits_______________ 79,693.45 C a sh ____________________ 5,607.79 44,135.53 Due from Banks______________ 34,596.30 Checks and Cash Items._____ 30.44 Total_________________________ $ 145,565.35 Undivided Profits less Ex 1,736.37 penses and Taxes paid_____ Time Deposits___________________ Total_________________________ $ 145,565.35 PITTSVIEW— BANK OF PITTSVIEW t. C. Joiner, Vice-President and Cashier L. H. Boykin, President L IABILITIES RESOURCES Loans and Discounts________ $ Other Bonds, Stocks 900.00 House_______________ Capital Stock paid in________ $ Surplus Fund__________________ and W arrants ..... Banking 61,886.12 1,800.00 Undivided Profits less 5,000.00 Ex penses and Taxes paid_____ 3,993.49 Furniture and Fixtures______ 1,239.00 Demand Other Real Estate____________ 5,749.64 Time Cash -------------- 2,827.61 Notes and Bills Payable..... . Due from Banks--------------------- 2,926.52 Notes and Bills Rediscounted Due from Federal 1,162.77 Checks and Cash Items-------- 412.05 Deposits_____________ 11,212 83 Deposits________________ 5,749.44 5,000.00 22,947.95 Reserve Bank ________________________ Total. 25,000.00 .$ 78,903.71 Total .$ 78,903.71 119 ST A T E SU PER INTEND EN T OF B AN KS PRATT CITY— PRATT CITY SAVINGS BANK A. M. Grimsley, President S. C. McClure, Vice-President C. 159,795.39 Overdrafts ___________________ 180.91 Furniture and Fixtures______ 6,007.48 Cash 8,908.89 __________________________ Due from Banks______________ Total Riddle, Cashier L IABILITIES RESOURCES Loans and Discounts............... Checks and1 Cash V. Capital Stock Paid i n ______ $ Surplus Fund Undivided 111.15 Time ______________________$ 197,912.49 Profits less 25,000.00 2,500.00 E x penses and Taxes paid___ 22,908.67 Demand Item s____ ________ Deposits_____________ Doposits--______________ 2,713.40 120,389.49 47,309.60 Total ......... ................................. $ 197,912.49 PRATTVILLE— AUTAUGA BANKING & TRUST COMPANY C. E. Thomas, President Daniel Pratt, Vice-President J. R. Moore, Vice-President Chas. Booth, Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ Overdrafts ____ 452,103.04 Capital Stock Paid in________ $ 599.73 U. S. Bonds, Certificates of Indebtedness Stamps Other and \V. S. Bonds, Stocks and Other Real Estate __________ 42.086.73 _______ and Taxes Deposits Deposits less Other Liabilities 75,000.00 16,000.00 Ex paid__ 9,174.34 ________ 302,125.06 _______ 132,918.59 50,000.00 ____________ 44.37 23,452.76 Due from Banks______________ 37,704.12 Checks and Cash Items_____ 3,697.46 Other Resources ........... penses Time 2,521.75 Total Profits 22,261.77 Notes and Bills Payable____ _______ Furniture and Fixtures______ Cash Undivided 100.00 Demand ____________________ Warrants Surplus Fund ________________ 735.00 .$ 585,262.36 Total __ $ 585,262.36 A N N U A L REPORT FOR 1925 120 RAGLAND— BANK OF RAGLAND W . T. Floyd, President M. O. Jones, Vice-President J. A. Thomas, Cashier Josephine Borders, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ U. S. Bonds,Certificates Indebtedness and Bonds, W. Warrants Banking Stocks 15,000.00 Surplus Fund _______________ 5,250.00 of S. Undivided Stamps _____________________ Other 51,600.26 Capital Stock Paid’ in_______ 13,800.00 1,247.62 59,963.84 6,701.84 Time Deposits _______________ 28,222.25 3,353.66 Furniture and Fixtures______ 1,500.00 Other Real Estate____________ 890.78 Cash __________________________ 6,107.34 Banks_____________ 24,673.41 Checks and Cash Items_____ 948.82 Cash Items in Transit______ 107.60 Total ________________________$ E x penses and Taxes paid____ House_______________ Due from less Demand Deposits ____________ and _____________________ Profits 109,683.71 Total ________________________$ 109,683.71 RAMER— BANK OF RAMER A. D. Cowles, President S. T. Rushton, Vice-President R. F. Cowles, Cashier L IABILITIE S RESOURCES Loans and Discounts............... $ Banking House -------------------------Furniture and Fixtures--------Other Real Estate __ Cash _____________________________ Due from Banks_________________ Total ________________________$ 40,317.23 Capital Stock Paid in_______ $ Surplus Fund ________________ 6,639.30 3,167.60 Undivided Profits less 451.85 E x paid__ 730.30 ___________ 29,847.84 Time Deposits _____ 1__________ 6,348.74 1,071.62 25,120.37 penses and Taxes 25,000.00 Demand 2,508.37 84,101.61 Deposits Notes and Bills Payable_____ 27,00.00 Total ________________________$ 84,101.61 ST A T E SU PER INTEND EN T OF BANKS 1 21 RED BAY— BANK OF RED BAY A. C. Waldrip, President L. H. Gober, Vice-President Chas. Cashion, Cashier Olney Nabers, Assistant Cashier S. D. W ren, Assistant Cashier L IABILITIE S RESOURCES Loans and Discounts________ $ Overdrafts Other ___________________ Bonds, W arrants Stocks 199,737.62 Capital Stock Paid in________ $ 467.47 Surplus __________________ 3,499.20 ___ Profits 7,000.00 less Ex penses and Taxes paid____ 3,550.00 Demand Banking House ______________ Deposits ___________ 900.00 Time Deposits ______________ Furniture and Fixtures _____ Cash ___________________________ 106,918.86 Cash Items in Transit_______ 12,947.04 ______$ 352,743.75 9,203.58 251,274.22 60,248.21 24,723.56 Other Liabilities _____________ Due from Banks______________ Total Fund Undivided and 25,000.00 17.74 352,743.75 Total RED LEVEL— PEOPLES BANK OF RED LEVEL J. M. Foshee. President R. H. Foshee, Cashier J. L. Foshee, Vice-President L IABILITIES RESOURCES Loans and Discounts_________ $ Overdrafts Other ___________________ Bonds, Warrants Stocks 114,388.24 37.41 Surplus Fund ________________ Undivided and __________________ Furniture and Fixtures _____ Other Real Estate _________ less 5,000.00 E x penses and Taxes paid_____ 7,608.33 141,385.88 1,000.00 Time 105,400.39 Deposits ______________ 11,147.42 Cash __________________________ 8,278.31 Due from Banks______________ 140,012.69 Checks and Cash Items______ 195.27 Cash Items in Transit______ 5,163.67 Profits 25,000.00 2,500.00 Demand Deposits ____________ 1,671.59 Banking House _______________ Total Capital Stock Paid in________ $ .$ 284,394.60 Total .$ 284,394.60 A N N U A L REPORT FOR 1925 122 REFORM— STATE BANK OF REFORM J. L. Cummings, President J. G. Marbury, Vice-President E. A. Nell, Assistant Cashier RESOURCES Loans and Discounts________ $ Overdrafts U. S. L IABILITIE S 245,076.51 ___ _____ ___________ Bonds, Stocks Undivided Banking House ______________ Time Deposits ____ 159,763.34 21.06 5,054.49 6,870.38 Banks......... .......... 18,806.52 100,327.36 Checks and Cash Items______ 218.30 Cash Items in T ran sit________ 6,379.46 Other Resources _____________ 8,011.81 Total _______ ___ ____ ________ $ 1,949.01 887.50 Other Liabilities ... 10,699.75 ___ ___ __________________ E x- 187,404.12 Other Real Estate.....__ ______ from less penses and Taxes paid_____ Furniture and Fixtures_____ Cash Profits 1,740.00 Demand Deposits .. and Warrants ___________________ Due 50,000.00 5,000.00 Certificates of Indebtedness and W . S. Other Capital Stock Paid in_______ $ ___________ ____ __ Bonds, Stamps J. L. Taylor, Cashier 404,137.53 Total _____________ ---------------- $ 404,137.53 REPTON— UNION BANK A. D. Kelly, Vice-President Riley Kelly, Vice-President j. E. Kelly, President N. Allen, J. E. Nettles, Assistant Cashier L IABILITIE S RESOURCES Loans and Discounts ................ $ Overdrafts U. S. ............ Bonds, 128,654.82 Capital Stock Paid in .............. $ 6,269.81 Surplus Fund1 ........................... Undivided Certificates Profits less 30,000.00 ' 7,500.00 Ex of Indebtedness and W . S. penses and Taxes paid___ 9,490.06 Stamps ______________________ 650.00 Demand Deposits ____________ 137,065.70 Other Bonds, Warrants Stocks and __________________ 1,987.49 Banking House ........ 1,250.00 Furniture and Fixtures _____ 1,250.00 Other Real Estate____________ 7,005.41 C a s h ___ _______________________ 7,951.21 Due from Banks.................... 1,235.95 ‘Cash Items in Transit_______ 339.45 Deposits________________ 47,123 81 Liabilities______________ 61.24 74,646.67 Checks and Cash Items_____ Total Time Other 231,240.81 Total .$ 231,240.81 Cashie 123 ST A T E SU PER IN TE N D EN T OF B AN KS ROANOKE— MERCHANTS & FARMERS BANK B. A. W alter Burton, E. Satterwhite, President Vice-President P. B. Smith, Cashier Lucile W ilfe, Assistant Cashier L IABILITIES RESOURCES Loans and Discounts________ $ Overdrafts Other ___________________ Bonds, Warrants Stocks 356,569.83 125.46 and Capital Undivided 12,970.00 penses Furniture and Fixtures______ 3,540.00 Reserve Other Real Estate __________ 74,367.90 terest Cash __________________________ 11,711.57 Due from Banks______________ 28,368.76 from Federal Reserve __________ ____________ 17,587.00 Exchanges for Clearing House 1,884.02 Bank Cash Items in Transit_______ Other Resources Paid in______$ Surplus Fund ________________ __________________ Due Stock Profits and for less Taxes Taxes 00 15.000. 00 Ex 12,215.24 paid___ and 75.000. In _______________________ 26,475.38 Demand Deposits ____________ 185,731.69 Time ______________ 162,100.28 Notes and Bills Rediscounted 30,746.38, Deposits 25.70 118.73 ____________ Total 507,268.97 Total $ 507,268.97 ROANOKE— ROANOKE BANKING COMPANY W . W . Campbell, President J. W . Radney, Vice-President M. R. Buckalew, Cashier W . H. W right, Assistant Cashier T. J. Still, Assistant Cashier W . J. Mann, Assistant Cashier L IABILITIE S RESOURCES Loans and Discounts________ $ 886,335.56 Capital Stock Paid in_______ $ Loans 115,842.08 on Cotton.................. Overdrafts Other ___________________ Bonds, Stocks 822.01 and Warrants ___________ 12,000.00 Surplus Fund Undivided _______________ Profits less 200, 000.00 200, 000.00 E x penses and Taxes paid____ 32,929.03 Demand Deposits _____________ 538,652.40 Banking House _______________ 9,935.70 Time Deposits __________ ____ 250,165.70 Furniture and Fixtures______ 11,405.01 Notes and Bills Rediscounted 85,800.00 Other Real Estate__________ 140,688.68 Cash __________________________ 13,160.97 Due from Banks____________ 74,206.45 Due from Federal Reserve Bank ______ Checks and Cash Items_____ Total 42,661.45 489.22 $ 1,307.547.13 Total .$ 1,307,547.13 124 A N N U A L REPORT FOR 1925 ROBERTSDALE— ROBERTSDALE STATE BANK W . I. Cleverdon, President W m . McIntosh, Vice-President It. G. Pearson, Cashier N. E. Anderson, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts______ ~-5 Overdrafts U. S. Certificates of Indebtedness and Stamps ___________________ Other Bonds, W arrants Stocks and Banking House _______ __ _ 1,900.00 Estate _______ ------------------------------------ __________ 582.48 132,709.38 128,383.53 10,922.02 Banks__________ 88,631.21 Cash Items in Transit______ 662.68 from Deposits 2,100.00 7,000.00 Cash Ex- Time Deposits ___________ ....... Other Due less 9,123.71 Furniture and Fixtures____ Real Profits penses and Taxes paid____ 250.00 Demand ______ __ _______ 10,000.00 17,000.00 Undivided s. W. Capital Stock Paid in________ $ 76.73 _________________ Bonds, 168,009.04 Total _______ ______________ - ? 288,675.39 Total ________________________$ 288,675.39 ROCKFORD— BANK OF ROCKFORD W . B. McCain. President Winston Stewart, Cashier Mrs. W . B. McCain, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts_____ __ $ U. S. Bonds, Indebtedness Certificates of and W. Bonds, W arrants Stocks Capital Stock Paid in________ $ Surplus Fund ___________________ S. Stamps _____________________ Other 88,726.53 Undivided 1,250.00 and Profits penses and Taxes less 25,000.00 5,000.00 Ex paid___ 4,415.77 Demand Deposits ____________ 84,910.70 __________________ 16,393.35 Time Deposits _______________ 25,411.63 Banking House _______________ 1,620.00 Notes and Bills Rediscounted 5,000.00 Furniture and Fixtures______ 900.00 Other Real Estate __________ Cash 750.00 _________________ 8,527.37 Due from Banks______________ 31,524.74 Checks and Cash Items_____ 46.11 T otal .$ 149,738.10 T otal .$ 149,738.10 ST A T E SUPER INTEND EN T OF B AN KS 125 ROGERSVILLE— BANK OF ROGERSVILLE J. R. Waddell, President J. C. Belen, Vice-President J. M. Pate, Cashier L IABILITIES RESOURCES Loans and Discounts_________ $ Overdrafts Other 113,519.70 67.10 Surplus Fund ________________ ___________________ Bonds, Stocks Capital Stock Paid in_______ $ and Undivided Warrants ______________ Profits less 25,000.00 23,000.00 E x 62.92 penses and Taxes paid_____ 6,075.03 Banking House ______________ 6,445.55 Demand Deposits ____________ 238,360.36 Furniture and Fixtures______ 4,104.45 Time Other Real Estate ___________ 4,605.59 Other Liabilities _____________ Cash Due _________________________ from Deposits _____ 15,718.17 59.68 17,415.50 Banks.................. 156,397.31 Checks and Cash Items_____ 5,595.12 Total ________________________$ 308,213.24 Total _______________ ____ ___ $ 308,213.24 RUSSELLVILLE— CITIZENS BANK AND SAVINGS COMPANY C. E. Wilson, President J. M. Richeson, Vice-President T. Foster Gavin, Cashier H. Roberson, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Overdrafts Other ___________________ Bonds, Warrants 184,315.49 Stocks 288.30 Surplus Fund and __________________ Capital Stock Paid in.............. $ Undivided 54,804.78 ________________ Profits less 50,000.00 20,000.00 E x penses and Taxes paid_____ 6,060.21 Banking House _______________ 6,400.00 Demand Deposits ____________ 133,855.74 Furniture and Fixtures _____ 2,652.00 Time 128,308.80 Other Real Estate •-___ Cash 6,891.95 __________________________ Due from Banks_____________ * 12,999.89 Other 349.45 Checks and Cash Items_____ 115.89 _............... Liabilities ------------------ 10,000.00 19.58 79,426.58 Exchanges for Clearing House T otal __________________________ $ Deposits Notes and Bills Payable______ 348,244.33 T otal ______________ ________ __ $ 348,244.33 A N N U A L REPORT FOR 1925 126 SAMSON— FARMERS & MERCHANTS BANK J. B. Pinckard, President J. E. Faulk, Vice-President W . M. W ise, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts_________$ 215,004.86 Capital Stock Paid in______ $ Banking House __ 6,000.00 Surplus Fund ________________ Furniture and Fixtures...... . 2,313.23 Undivided Other Real E state___ __ 5,71S.6S Cash ......... Due from Profits less 15,000.00 E x penses and Taxes paid____ 9,718.72 13,806.50 Demand Deposits ....... Banks_______ 226,524.60 128,447.40 Time Deposits _______________ Checks and Cash Items______ 331.61 Other Resources _____________ 2,694.99 Total ____________ ____________$ 374,317.27 60,000.00 63,073.95 Total .......................................... $ 374,317.27 SCOTTSBORO— J. C. JACOBS BANKING COMPANY J. C. Jacobs, President H. G. Jacobs, Cashier R. A. Jacobs, Assistant Cashier RESOURCES Loans and Overdrafts LIABILITIES Discounts_______ $ ______________ ___ _ 314,175.80 Capital Stock Paid in________ $ 120.80 Surplus Fund _________ Banking House .......................... 2,900.00 Undivided Furniture and Fixtures ........... 1,065.84 Other Real Estate ___________ 9,799.60 Cash __________________________ 12,530.29 Due from B an ks_____________ 77,471.40 Checks and Cash Items______ 326.66 Total $ 418,390.39 Profits less 6,000.00 Ex penses and Taxes paid____ Reserve for Taxes and 15,058.57 In terest ______________________ Demand 1,140.00 ___________ 225,532.37 Time Deposits _______________ 140,659.45 T otal Deposits 30,000.00 $ 418,390.39 S T A T E SU PER INTEND EN T OF BANKS 127 SELMA— CITY SAVINGS BANK OF SELMA H. C. Armstrong, President H. I. Shelley, Vice-President B. RESOURCES Bonds, Warrants Stocks Perrin, Cashier L IABILITIE S Loans and Discounts________ ? Other H. 820,207.76 and Capital Stock Paid in________ $ Surplus __________________ Fund 781,819.87 Undivided Other Real Estate ................... 5,939.34 _______________ Profits less penses and Taxes 100,000.00 50,000.00 Ex paid___ 39,650.15 Due from Banks.............................. 83,566.83Reserve Other Resources ............................ 44,399.71 terest _______________________ 5,449.02 Time Deposits _______________ 1,538,610.97 Other Liabilities _____________ 2,223.37 Total ................ ..................... ...? 1,735,933.51 Total for Taxes and In ................... ..................... $ 1,735,933.51 SELMA— PEOPLES BANK & TRUST COMPANY H. F. Cooper, President J. E. Wilkinson, Chairman of Board S. A. Fowlkes, Vice-President E. L. Ratcliffe, Cashier RESOURCES LIABILITIES Loans and Discounts.......................932,184.76 Capital Stock Paid in_______ $ Overdrafts Surplus Fund ________________ Other —................................ Bonds, Warrants Stocks 438.91 and ........ Undivided 6,050.00 Banking House ......................... Profits less Reserve 4,000.00 terest for Taxes and 75,000.00 E x penses and Taxes paid_____ 33,000.00 100, 000.00 18,132.41 In _______________________ 2, 000.00 Other Real Estate .... 11,024.50 Demand Deposits ____________ 630,760.81 Cash _______________ 66,652.21 Furniture and Fixtures........... Due from Due from Banks....................... Federal ______________ 1,007,960.49 134,968.93 Notes and Bills Rediscounted 45,983.95 Bank ............... 55,187.30 5,462.32 Other Resources _____________ 107.92 Deposits Reserve Checks and Cash Items______ T o ta l Time .$ 1,249,076.85 T otal $ 1,249,076.85 A N N U A L REPORT FOR 1925 128 SELMA— SELMA TRUST & SAVINGS BANK E. C'. Melvin. President R. P. Anderson, Vice-President P. O. Thomas, Cashier R. L. Sommerville, Assistant Cashier RESOURCES L IABILITIES Loans and Discounts________ $ 1,296,819.89 Capital Stock Paid in________ $ Other Surplus Fund ________________ Bonds, Stocks and Warrants _______ Other Estate___________ 39,824.32 __________________________ 7,081.94 Due from Banks_____ ________ 44,610.03 Checks and Cash Items_______ 288.70 Other Resources ______________ 122.86 Cash Real 659,069.44 Undivided Total ____________________ ___ $ 2,047,817.18 Profits less 100,000.00' 50,000.00 Ex penses and Taxes paid_____ Reserve terest Time for Taxes and 70,102 3? In _______________________ 18,000.00 Deposits________________ 1,825,914.86 Total ________________________ $ 2,047,817.18 SILVERHILL— STATE BANK OF SILVERHILL Oscar Johnson. President Chas. M. Lyrene, Vice-President Phil G. Armstrong, RESOURCES LIABILITIE S Loans and Discounts... .................... 44,108.27 Capital Stock Paid in_______ $ Overdrafts U. ___________________ S. Bonds, Indebtedness 13.52 Undivided Certificates of and W. Stamps ________ -____________ less 20,000.00 Ex penses and Taxes paid_____ 822.80 47,812.49 3,500.00 Time Deposits _______________ 30,878.50 1,740.45 Other Real Estate ____________ 200.00 Cash __________________________ 5,915.95 Due from Banks______________ 44,035.60 Profits Demand Deposits ____________ S. Furniture and Fixtures_______ Total Cashier $ 99,513.79 Total $ 99,513.79 ST A T E SU PER INTEND EN T OF B AN KS 129 SLOCOMB— BANK OF SLOCOMB C. B. Kelley, Cashier P. Z. Smith, President RESOURCES LIABILITIES Loans and Discounts_________ $ Overdrafts 72,104.78 Capital Stock Paid in_______ $ 124.10 Undivided ______ i____________ Profits less 15,000.00 E x Banking House ______________ 2,750.00 penses and Taxes paid_____ 3,073.95 Funniture and Fixtures______ 2,750.00 Demand D e p o s its ___________ 86,596.46 Other Real Estate ___________ 700.00 Cash __________________________ 9,570.77 Due from Banks______________ 15,894.99 Checks and Cash Items______ 775.77 $ Total 104,670.41 ______ $ Total 104,670.41 SPR1NGVILLE— BANK OF SPRINGVILLE T. E. Moody, President Geo. L. Byers, Vice-President M. W . Chas. W . Allison, Vice-President Forman, Cashier Margaret Forman, Assistant Cashier Carrie Mae Moody, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts............... $ Overdrafts _____________________ Other Bonds, W arrants Stocks 144,819.20 117.33 and __________________ Furniture and Fixtures_______ 849.50 1,000.00 Time Deposits ________________ 128,631.01 12,817.09 Due Banks_____________ 42,660.34 Checks and Cash Items______ 287.60 $ 250,331.73 T otal and Taxes Ex 98,851.22 Cash __________________________ penses less paid___ 12,588.52 T otal 12,000.00 Profits 1,000.00 Demand Deposits _____________ Other Real Estate ____________ from 10,000.00 Surplus Fund -________________ Undivided 35,041.65 Banking House ______________ Capital Stock Paid in_______ $ $ 250,331.73 130 REPORT FOR 1925 ANNUAL STANDING ROCK— BANK OF STANDING ROCK C. E. Hines, President and Cashier J. H. Hines, Vice-President RESOURCES LIABILITIE S Loans and Discounts ________ $ 41,560.24 U. S. Bonds, Certificates of Indebtedness and W. Surplus Fund _____ Undivided S. Stamps __________________ _ _ Other Bonds, Warrants Stocks Capital Stock Paid in...... ...... $ 296.87 and Profits 8,000.00 less 52,336.53 ___ ............... 7,811.60 Time 2,000.00 Other Liabilities___ — Furniture and Fixtures______ 500.00 Other Real Estate ____________ 2,000.00 Cash ___________________________ from 4,757.47 penses and Taxes paid_____ Banking House _______________ Due E x- Demand Deposits ~ -------------- Deposits 15,000.00 22,091.21 758.70 2,534.26 Banks_____________ 46,240.94 Total ________________________$ 102,943.91 Total ________________________ t 102,943.91 SULLIGENT— BANK OF SULLIGENT W . W . Ogden, President J. C. Buckalew, Vice-President F. M. Sizemore, Cashier J. A. Miller, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ Overdrafts U. ___________________ 219,220.52 Capital Stock Paid in_______ $ 299.75 Surplus Fund ________________ S. Bonds, Certificates of Indebtedness less 25,000.00 Ex S. penses and Taxes paid_____ 11,728.33 20,000.00 Demand Deposits _____________ 256,499.23 Time Deposits _______________ 101,338.83 Bonds, W. Profits Stamps ______________________ Other and Undivided 48,500.00 Stocks and Warrants ___________________ Banking House_______________ 80,795.62 1.00 Other Real Estate ---------------- 3,350.00 Cash ___________________________ 16,824.62 Due from Banks______________ 100,874.41 Checks and Cash Item s--------- 18.89 Cash Items in Transit________ 370.10 Other Resources ________ — T otal ...$ 1,311.48 443,066.39 T otal .$ 443,066.39 ST A T E SU PER INTEND EN T OF BAN K S 131 SWEETWATER— SWEETWATER STATE BANK G. M. W atson. President J. E. Vice, Cashier Sam Boozer, Vice-Presid*ent LIABILITIES RESOURCES Loans and Discounts________ $ Overdrafts -.................................... Banking 126,744.29 Capital Stock paid in............... $ House_______________ 2,000.00 Furniture and Fixtures______ 2,700.00 Other Real Estate____________ 2,475.18 Reserve C a sh ___________________________ 3,095.38 terest Due from Banks____ __________ Checks and Cash Items_____ Undivided Profits less 12,000.00 Ex penses and Taxes paid_____ 30,874.06 Demand 1,856.42 Time for Taxes and 2,669.33 In ___________________________ Deposits_____________ 169,915.73 50000 65,809.92 Deposits.................................. Notes and Bills Payable_____ Total_________________________ $ 20,000.00 170.40 Surplus Fund_______________ 53,936.48 15,000.00 Total_________________________ $ 169,915.73 TALLADEGA— BANK & TRUST COMPANY OF TALLADEGA Leon G. Jones, President Turner J. Jones, Vice-President Otis R. Burton, Cashier J. W . Cowen, Vice-President E. D. Ray, Assistant Cashier RESOURCES L IABILITIES Loans and Discounts________ $ Overdrafts U. ___________________ S. Bonds, Indebtedness Bonds, Undivided Certificates of and W. Stocks S. and Furniture and Fixtures........... 3,447.64 C a sh .............. 3,844.52 Deposits........................ 462,932.88 Deposits________________ 134,101.33 1,077.50 31,342.72 Due from Banks______________ Federal for 116,544.04 Reserve Bank ________________________ 28,109.32 Clearing House _______________________ 5,044.67 Checks and Cash Items_____ 1,881.39 Other 27,000.00 Ex 1,790.93 Other Real Estate..................... Exchanges less 100,000.00 Other Liabilities_______________ Time 28,146.56 from Profits penses and Taxes paid_____ 10,850.00 Demand W arrants ___________________ Due Capital Stock paid in... ........... $ 14.70 Surplus Fund__________________ Stamps ______________________ Other 501,746.66 Resources......................... Total. .$ 37.60 728,956.23 Total. .$ 728,956.23 A N N U A L REPORT FOR 1925 132 TALLASSEE— BANK OF TALLASSEE A. J. Noble, Cashier Geo. D. Patterson, President RESOURCES L IABILITIES 139,586.77 Capital Stock paid in________ $ Loans and Discounts_____ ,__ $ Overdrafts ____________________ U. 365.14 Undivided S. Bonds, Certificates of Indebtedness and W. Bonds, Stocks Time and House_______________ 10,000.00 2,400.00 Other Real Estate____________ 3,780 53 C a sh ___________________________ 6,550.98 Due from Banks______________ 101,205.49 Checks and Cash E x4,567.51 177,951.81 Deposits____ 63,392.81 2,000.00 Furniture and Fixtures______ Other 15,000.00 7,000.00 less 700.00 Demand Deposits.- Warrants ___________________ Banking Profits penses and Taxes paid_____ S. Stamps ______________________ Other Surplus Fund_____ Items____ 155.69 Resources______________ 1,167.53 Total_________________________ $ 267,912.13 Total_________________________ $ 267,912.13 TARRANT— TARRANT CITY SAVINGS BANK K. A. Conville, President R. W . Hubbard, Vice-President W. G. Nethery, Cashier E. P. Rosamond, Vice-President RESOURCES L IABILITIES Loans and Discounts________ $ Other Bonds, Stocks 2,400.00 House_______________ 5,000.00 Furniture and Fixtures______ 4,845.9! Other Real Estate________ 5,000.00 C a sh ___________________________ $ Profits less terest for Taxes and 2,000.00 E x penses and Taxes paid_____ Reserve 25,000.00 5,474.43 In _______________________ 300.00 Demand Deposits_____________ 271,432.68 Deposits____________ .___ 33,359.05 111,380 32 Other Liabilities_______________ 3.03 31,678.04 Due from Banks______________ Total. Capital Stock paid in________ $ Undivided and W arrants ___________________ Banking 177,228.81 36.11 Surplus Fund__________________ Overdrafts ____________________ 337,569.19 Time T o ta l__ ...$ 337,569.19 ST A T E SU PER INTEND EN T OP BANKS 133 THOMASTON— PLANTERS BANK & TRUST COMPANY E. G. Thomas, President W . B. Harrell, Vice-President O. D. Carlton, Vice-President C. C. Pritchett. Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Bonds, Stocks Undivided and Warrants ___________________ Banking Capital Stock paid in________ $ 369.91 Surplus Fund__________________ O v erd rafts------------------------------Other 126,637.30 4,580.00 Furniture and Fixtures______ 2,191.30 C a sh ___________________________ 13,910.50 Due from Banks______________ 61,474.65 Checks and Cash Items_____ 399.82 Total_____________________ ___$ 211,563.48 less 15,000.00 Ex penses and Taxes paid_____ 2,000.00 Demand House_______________ Profits 15,000.00 3,256.53 Deposits_____________ 126,884.27 Deposits________________ 51,402.77 Other Liabilities_______________ 19.91 Time Total. $ 211,563.48 THOMASVILLE— FARMERS BANK & TRUST COMPANY J. W . Tucker, President E. C. Dozier, Vice-President S. Paul Clarke, Cashier C. Dickinson, Vice-President LIABILITIES RESOURCES Loans and Discounts...............$ S. Bonds, Capital Stock paid in.................... 100,000.00 344.03 Surplus Fund__________________ Overdrafts ____________________ U. 771,159.29 Undivided Certificates of Profits less 25,000.00 Ex- S. penses and Taxes paid_____ 8,068.17 Stamps ______________________ 9,800.00 Demand Deposits_____________ 447,940.17 Indebtedness Other Bonds, and W. Stocks Banking Time and W arrants ___________________ House_______________ 2,000.00 Furniture and Fixtures______ 3,000.00 Other Real Estate____________ 19,345.00 C a sh ___________________________ 37,619.62 Due from Banks______________ 151,389 73 Checks and Cash Items_____ 1,940.81 Cash Items in Transit..... ........ 1,415.00 Total. Deposits________________ 439,211.76 22,206.62 .$ 1 , 020 , 220.10 Total $ 1, 020, 220.10 134 ANNUAL REPORT FOR 1925 THORSBY— BANK OF THORSBY Chas. E. Lucas, President Carl C. Peterson, Vice-President C. R. Foss, Cashier RESOURCES LIABILITIE S Loans and Discounts........... ... $ Overdrafts ____________________ Banking 83,487.33 Capital Stock paid in________ $ 10,000.00 24.12 Surplus Fund__________________ Undivided House_______________ 1,000.00 Furniture and Fixtures______ 2,097.06 C a sh ___________________________ 6,898.14 Demand Due from Banks______________ 41,392.00 Checks and Cash Items_____ 295.28 Cash Items in Transit_______ 1,139.88 Acceptances __________________ 53,814.20 Total_________ _______________ $ 190,148 01 Profits less 6,000.00 Ex penses and Taxes paid___4,719.60 Time Deposits_____________ 130,522.59 Deposits________________ 38,905.82 Total_________________________ $ 190,148.01 TOWNLEY— BANK OF TOWNLEY A. M. Grimsley, President J. G. Teaford, Vice-President H. H. Robert V. Lang RESOURCES Loans and Discounts_________ $ Overdrafts __________________ Banking Capital Stock paid in________ $ 78.35 Surplus Fund---------------------------2,138.00 Furniture and Fixtures______ 2,463.12 Undivided C a sh ___________________________ 10,570.62 Due from Banks______________ 9,216.83 88,324.66 Profits less Time 15,000.00 2,800:00 Ex penses and Taxes paid_____ Other Real Estate___________________ 933.70 Demand Cashier LIABILITIE S 62,924.04 House_______________ Total--------------------------------------$ Morgan, Vice-President 1,365.15 Deposits_____________ 39,863.52 Deposits________________ 21,239.18 Notes and Bills Payable_____ 8,000.00 Other Liabilities_______________ 56.81 Total_________________________ $ 88,324.66 135 ST A T E SU PER INTEND EN T OF BANKS TROY— W. B. FOLMAR & SONS, BANKERS W . B. Folmar, President F. P. Folmar, Cashier J. P. McBryde, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Other Bonds, Stocks 413,401.46 and Warrants .......... Banking 6,742.14 House____________ 35,000.00 Furniture and Fixtures______ Capital Stock paid in________ $ 50.000. 00 Individual Responsibility_____ 50.000. 00 Undivided Profits less Ex 50,079.89 penses and Taxes paid_____ Deposits_____________ 314,439.57 Deposits________________ 155,638 76 5,000.00 Demand Other Real Estate___________ 165,458.34 C a sh ___________________________ 19,719.19 Notes and Bills Payable_____ 145,000.00 Due from Banks..... ................... 94,538.88 Other Liabilities_______________ 11,804.25 Checks and Cash Items_____ 12,157.05 Cash Items in Transit_______ Other Time 6.00 Resources..____ ________ 24,939.41 Total_________________________ $ 776,962.47 Total___________ __ _________ ....$ 776,962.47 TROY— TROY BANK & TRUST COMPANY Chas. Henderson, President J. C. Henderson, Vice-President L. C. Powell, Cashier J. N. Finlay, Assistant Cashier L IABILITIE S RESOURCES Loans and Discounts____ ____ $ Undivided S. Bonds, Certificates of Indebtedness and W. Bonds, Stocks 38,760.40 Reserve terest and 9,171.43 Demand W arrants .................. and In _______________________ 2,741.40 Deposits________________ 189,174.92 75,000.00 2,840.00 12,284.75 Due from Banks........ ................ 240,252.71 Checks and Cash Items_____ 3,296.38 Resources............. Taxes 31,671.75 Notes and Bills Payable_____ 3,029.00 Time Cash ........................ for 30,000.00 E x 241,225.33 Other Real Estate____________ T o ta l less 50,000.00 Deposits______ __ Furniture and Fixtures......... . Other Profits penses and Taxes paid..... .... S. Stamps ______________________ Other Capital Stock paid in_______ $ 233.80 Surplus Fund_____________________ Overdrafts ____________________ U. 309,703.43 241.50 $ 619,813.40 Total. .$ 619,813.40 A N N U A L REPORT FOR 1925 136 TUSCALOOSA— MERCHANTS BANK & TRUST COMPANY C. B. Verner, President W . F. Fitts, Jr., Vice-President Glenn Foster, Vice-President D. L. Rosenau, Vice-President Chas. F. Flinn, Cashier G. W . Christian, Vice-President Chas. Ingram, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ 2,293,247.79 Bonds, Stocks and Undivided W a r r a n ts ___________________ Banking 128,621.97 House_______________ 44,469.35 Other Real Estate____________ 12,455.15 C a sh ___________________________ 86,988.56 Due from Banks_____ _________ 325,325.48 for less E x160,519.21 penses and Taxes paid_____ Time 250,000.00 50,000.00 Profits 19,800.00 Demand Deposits.. Furniture and Fixtures______ Exchanges if 1,542.65 Surplus Fund Overdrafts________________ _ _ __ Other Capital Stock paid in 1,506,697.62 Deposits____ 771,933.84 250,000.00 Clearing House _______________________ 12,871.39 Checks and Cash Items_____ 1,714.63 Cash Items in Transit_______ 62,113.70 Total_________________________$ 2,989,150 67 .$ 2,989,150.67 Total. TUSKEGEE— BANK OF TUSKEGEE John H. Drakeford, President Daisy Buice, Cashier M. J. Knight, Vice-President Annie Lou Straughn. Assistant Cashier D. E. Laslie, Vice-Presid'ent L IABILITIE S RESOURCES Loans and Discounts________$ 408,220.05 Capital Stock paid in-------------$ Demand Cotton Loans_______ 23,542.82 Surplus Fund............................. Acceptances 19,089.21 Undivided Bought____ _____ Overdrafts ____________________ U. 5.16 Indebtedness and W. Bonds, Stocks for Taxes and 982,18 10,170.00 Time 19,227.36 C a sh ___________________________ 15,572.51 Due from Banks______________ 84,665.40 Checks and Cash Items_____ 2,145.88 Other 2,921.90 696,705.78 83,512.25 Deposits____________ — Other Real Estate____________ .$ 100,000.00 U. S. Government Deposit— 11,145 49 Notes and Bills Payable___ Resources______________ 278,341.00 100,000.00 Demand Deposits... .................... and W arrants ___________________ 13,870.35 In- Furniture and Fixtures______ Total. 70,000.00 E x- S. Stamps ______________________ Other less penses and Taxes paid-------Reserve S. Bonds, Certificates of Profits 50,000.00 T otal. 100,000.00 .$ 696,705.78 ST A T E SU PER IN TEN D EN T OF B AN KS 137 TUSKEGEE— FARMERS STATE BANK L. C. Johnston, President and Cashier F. M. Johnston, Vice-President RESOURCES L IABILITIE S Loans and Discounts________ $ Demand Loans on Cotton ... Overdrafts ..... U. S. 30,000.00 5,211 79 Surplus Fund__________________ 25,000.00 25.10 Bonds, Certificates of Indebtedness and W. Bonds, Stocks Reserve 156.37 and W arrants ___________________ Profits less Ex 1,518.50 Other Real Estate____________ 4,963.90 C a sh ...................... 11,838.34 Due from Banks______________ 32,550.26 Checks and Cash Items_____ 476.25 ________$ 254,850.09 for Taxes and 1,638.81 In terest _______________________ 544.12 Demand Deposits_____________ 144,719.16 Deposits________________ 10,948.00 Notes and Bills Payable_____ 42,000.00 3,490.46 Time Furniture and Fixtures______ Total_ Undivided penses and Taxes paid_____ S. Stamps ______________________ Other 194,619.12 Capital Stock paid in________ $ Total.. 254,850.09 TUSKEGEE— MACON COUNTY BANK W . W . Campbell, President W . Wilkerson, Vice-President and Cashier J. J. Warren, Assistant Cashier L. RESOURCES L IABILITIE S Loans and Discounts________ $ Demand Loans Overdrafts Other on Cotton... Stocks 923.38 and 16,950.00 Furniture and Fixtures_____ 20,548.01 Cash _______ 22,287.21 Due from Banks.............. Federal for less Ex 15,571.01 428,489.68 Deposits________________ 127,401.80 89,324.37 Reserve Bank ________________________ Exchanges Profits Deposits_____________ Demand 3,611.95 Time Other Real Estate___ ________ from Undivided 50,000.00 100,000.00 penses and Taxes paid_____ Warrants ________ Due Capital Stock paid in________ $ 27,995.06 Surplus Fund---------------------------- ___________________ Bonds, 503,582.37 33,269.21 Clearing House _______________________ 1,088.52 Checks and Cash Item s____ 1,000.00 Cash Items in Transit_______ 542.97 Other 339.44 Resources............... Total.. $ 721,462.49 Total $ 721,462.49 A N N U A L REPORT FOR 1925 138 TUSKEGEE INSTITUTE— TUSKEGEE INSTITUTE SAVINGS BK. Robt. R. Moton, President Chas. H. Gibson, Secretary Robert Grover, Cashier RESOURCES L IABILITIES Loans and Discounts________ $ Other Bonds, Stocks Undivided and Warrants ____________ 91,751.42 C a sh ________________ Profits less 5,000.00 penses and Taxes paid_____ 15,245.43 Time Checks and Cash Items_____ 25,000.00 Ex 4,044.27 3,396.15 Demand Deposits______________ Due from Banks______________ Other 795.79 Capital Stock paid in________ $ 30.90 Surplus Fund__________________ Overdrafts ____________________ Deposits___________________ 50,018.55 29,529.38 2,352.51 Resources______________ 20.00 Total.............................................$ 113,592.20 Total_________________________ $ 113,592 20 UNION SPRINGS— AMERICAN BANK F. M. Moseley, President A. J. Moseley, Vice-President J. R. Morgan, Cashier W . M. Crossley, Vice-President L IABILITIE S RESOURCES $ Loans and Discounts. S. Bonds, Indebtedness W. Bonds, Stocks less 123,907.51 10,000.00 E x8,563.71 95,482.11 U. S. Government Deposit__ 100,000.00 Time 122,559.71 Deposits____ Furniture and Fixtures______ 2,594.29 Notes and Bills Rediscounted Other Real Estate____________ 2,405.00 C a sh ............................. from Federal 19,547.45 Reserve Bank ________________________ 14,243.39 Checks and Cash Items.... ..... 1,298.67 Other 1,598.26 Resources______________ Total.. 8,761.76 11,437.79 Due from Banks______________ Due 50,000.00 Deposits... 450.00 Demand and W arrants ___________________ Profits penses and Taxes paid____ S. Stamps --------------------------------Other Undivided Certificates of and Capital Stock paid in________ $ 9,952.57 Surplus Fund_______ ................ Overdrafts____________ U. 207,932.36 .$ 395,367.29 Total. .$ 395,367.29 139 ST A T E SU PER INTEND EN T OF BAN KS UNION SPRINGS— MERCHANTS & FARMERS BANK W . W . Rainei\ President T. W . Palmer, Vice-President C. H. Norton, Cashier RESOURCES L IABILITIES $ Loans and Discounts Overdrafts Secured by Cotton Bonds, Stocks 14,916.71 and Undivided Profits Ex- penses and Taxes paid_____ 5,000.00 House_______________ Time Deposits.... . 48,041.34 1.910.00 Notes and Bills Rediscounted Other Real Estate____________ 1.500.00 C a sh ___________________________ 9,772.42 Due from Hanks______________ 22,575.95 House for 3,746.59 100,784.74 Furniture and Fixtures______ Exchanges 40,000.00 8,000.00 less 65.00 Demand Deposits__ — Warrants ___________________ Banking Capital Stock paid in________ $ 864.58 Surplus Fund_______ Overdrafts Other 162,988.16 20,000.00 Clearing _______________ ___ __ 979.85 Total________________________ 220,572.67 Total_____ ___________________ $ 220,572.67 UNIONTOWN— CANEBRAKE LOAN & TRUST COMPANY Val Taylor, President W . H. Tayloe, Vice-President W . M. Buck, Cashier L IABILITIE S RESOURCES Loans and Discounts-------------$ 303.84 Surplus Fund__________________ Overdrafts ____________________ Other Bonds, Stocks 143,930.82 Undivided and W arrants ___________________ 10,000.00 Ex 5,569.96 104,389.94 Notes and Bills Payable_____ 25,000.00 6,455.25 C a sh ___________________________ 9,723.72 Due from Banks______________ 24,716.26 Checks and Cash Items-------- 165.01 less penses and Taxes paid_____ Other Real Estate...... ............... .? Profits 50,000.00 3,365.00 Demand Deposits_____________ 6,300.00 Furniture and Fixtures______ T otal Capital Stock paid in________ $ 194,959.90 Total. .$ 194,959.90 ANNUAL 140 REPORT FOR 1925 UNIONTOWN— PLANTERS & MERCHANTS BANK W alter J. White. President S. T. Whitfield, Vice-President J. H. Bradford, Cashier RESOURCES LIABILITIES Loans and Discounts________ $ 392,980.36 Overdrafts ____________________ U. S. Bonds, Certificates of Indebtedness and W. Undivided S. Bonds, and W a r r a n ts ___________________ Banking 80,000.00 Ex paid____ 22,856.50 420,144.14 Notes and Bills Payable_____ 62,500.00 104,613.07 House___________ 3,500.00 Furniture and Fixtures______ 3,500.00 Other Real Estate____________ 1,950.00 C a sh ___________________________ 11,515.57 Due from Banks______________ 121,712.83 Checks and Cash Items_____ Other less 80,000.00 Deposits_____________ 22,200.00 Demand Stocks Profits penses and Taxes Stamps ____ Other Capital Stock paid in________ $ 945.38 Surplus Fund_____________________ 833.43 1,750.00 Resources______________ Total- 665,500 64 Total- 665,500.64 VALLEY HEAD— BANK OF VALLEY HEAD J. B. F. Lowry, President G. M. D. Lowry, Vice-President C. L. Porter, Cashier N. S. Davenport, Vice-President C. L. Dalby, Assistant Cashier RESOURCES L IABILITIES Loans and Discounts............... $ Overdrafts ____________________ Banking House_______________ 147,816.62 Capital Stock paid in________ $ 23,700.00 661.00 Surplus Fund__________________ 13,068 35 4,573.00 Demand Deposits_____________ 105,557.57 Furniture and Fixtures______ 2,200.00 Time Deposits________________ 41,871.99 Other Real Estate____________ 5,037.95 Notes and Bills Payable_____ 20,767.98 C a sh ___________________________ 6,960.16 Notes and Bills Rediscounted 1, 000.00 Due from Banks______________ 36,539.13 Checks and Cash Items_____ 257.53 Cash Items in Transit_______ 1,552.50 Other Resources______________ Total. 649.65 $ 205,965.89 Total. $ 205,965.89 ST A T E SU PER INTEND EN T OF B AN KS 141 VEBBENA— BANK OF VERBENA H. B. Oliver, President W . H. Strock, Vice-President H. W . Davis, Cashier G. H. Caffey, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ U. 89,922.14 Surplus Fund— ________________ S. Bonds, Certificates of Indebtedness and W. Undivided S. S ta m p s ____ _________________ Banking House_______________ Furniture and Fixtures______ 15,930.00 800.00 Time 4,154.08 Due from Banks______________ 55,411.31 .$ 169,017.53 Profits less 15,000.00 6,733.00 E x- penses and Taxes paid_____ 2,800.00 Demand C a sh ___________________________ Total. Capital Stock paid in________ $ 3,256.54 Deposits_____________ 143,227.99 Deposits________________ 800.00 $ Total_______ 169,017.53 VERNON— BANK OF VERNON A. M. Grimsley, President J. B. Wheeler, Vice-President T. RESOURCES Loans and Discounts________ $ Overdrafts _____ ______________ Other Bonds, Stocks Banking House............. .............. Furniture and Fixtures______ $ 202.33 Surplus F u n d ___ Undivided 24,915.00 C ash _____________________ ______ 12,582.26 Due from Banks______________ 16,106.47 Checks and Cash Items......... 101.20 196,571.42 Profits Time. 25,000 00 10,000.00 less E x- penses and Taxes paid 4.600.00 Demand 1.950.00 800.00 Cashier LIABILITIE S Other Real Estate______ _____ Total_________ ________ ____ ....$ Jones, 135,314.16 and W arrants ...... - .......- ....... .......— S. 4 257 40 Deposits 119 490 14 Deposits Total____________________ - - 37,823.ss $ 196,571.42. 142 A N N U A L REPORT FOR 1925 VINA— VINA BANKING COMPANY J. W . Rogers, President Fred Massey, Vice-President W. Loans and Discounts________ $ Overdrafts ____________________ Bonds, Stocks 88,607.20 Capital Stock paid in-------------$ Cashier 18,000.00 414.08 Surplus Fund__________________ and Undivided W arrants ___________________ Banking Frost, L IABILITIES RESOURCES Other A. Furniture and Fixtures______ less 2,000.00 Ex penses and Taxes paid_____ 4,057.05 5,000.00 Demand Deposits_____________ 112,933.60 6,000.00 House___________ ___ Profits Deposits________________ 48,712.63 C a sh ___________________________ 11,561.44 Other Liabilities-______________ 3,000.00 Time 45.10 Due from Banks______________ 46,788.22 Checks and Cash Items_____ 1.00 Cash Items in Transit_______ 12,751.44 Other 11,625.00 Resources______________ Total_________________________$ 185,748.38 Total_________________________ $ 185,748.38 VINCENT— CITIZENS STATE BANK J. W esley Curry, President Lola M. Curry, Cashier A. W . Tucker, Vice-President L IABILITIE S RESOURCES Loans and Discounts------------ $ Overdrafts ------------------------------Banking 57,477 04 Capital Stock paid in___ __ __$ 84.78 Surplus Fund__________________ House----------------------- 1,650.00 Furniture and Fixtures........... 1,788.50 Other Real Estate____________ Undivided Profits less 1,940.00 Ex penses and Taxes paid_____ 299.81 Demand 5,593.77 Time 10,000.00 1,538.47 Deposits_____________ 48,655.10 Deposits............................. 24,588.49 Due from Banks--------------------- 28,385.52 Notes and Bills Payable_____ 11,000.00 Checks and Cash Items-------- 88.35 Other Liabilities_______________ 245.71 C a sh ...................... Cash Items in Transit----------- Total 4 2,600.00 97,967.77 Total $ 97,967.77 ST A T E SU PER INTEND EN T OF BAN KS 143 WADLEY— BANK OF WADLEY Dr. J. M. Welch. President H. D. Pearson, Cashier J. M. Hodge, Vice-President L IABILITIES RESOURCES Loans and Discounts________$ Overdrafts ____________________ Other Bonds, Stocks 83.74 Surplus Fund..___ _____________ and W arrants ___________________ Banking 167,728.19 Capital Stock paid in________ $ Undivided 1,622.51 Furniture and Fixtures...... ..... 1,195.88 less 32,500.00 Ex penses and Taxes paid_____ 2,500.00 Demand House____________ Profits Time Deposits_____________ Deposits_______ 11,586.32 Notes and Bills Payable_____ Due from Banks.......... ............... 12,479.38 Cash Items in Transit_______ 17,991.88 215,187.90 6,449.48 98,666.92 40,071.50 Cash _____ Total_________________________ $ 32,500.00 Total__________ ______________ $ 5,000.00 215,187.90 WARRIOR— BANK OF WARRIOR T. M. Davidson, President E. C. Steele, Cashier Mrs. Ida Davidson, Assistaiit Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Other Bonds, Stocks and W a r r a n ts ___________________ Furniture and Fixtures.... .... „ Due from Banks______________ Checks andCash Items_______ Capital Stock paid in________ $ Surplus Fund.__ _______________ 75,000.00 Undivided C a sh ___________________________ Total. 2,364.67 .$ 500.00 Profits less 2,000.00 Ex penses and Taxes paid_____ 6,201.55 Demand 13,662.46 Time 10,000.00 2,067.52 Deposits_____________ 71,687.86 Deposits________________ 12,000.00 26.70 97,755.38 Total. $ 97,755.38 ANNUAL, REPORT FOR 1925 144 WATERLOO— FARMERS & MERCHANTS BANK Buck Sharp, President J. L. Cooper, Vice-President and Cashier W . S. Prim, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ 46,145.48 Capital Stock paid in________ $ O v e r d ra fts ____________________ 1,334.41 Surplus Fund_______ — Banking 2,000.00 Undivided House_______________ Furniture and Fixtures______ 1,500.00 Other Real Estate____________ 1,773.31 Demand C a sh ___________________________ 9,952.74 Time Due from Banks________________ Total_________________________ $ Profits 10,000.00 7,500.00 less Ex- penses and Taxes paid_____ Deposits— 906.21 50,850.89 Deposits____ 41,980.00 48,541.66Other Liabilities___ 10.50 111,247.60 Total_________________________ $ 111,247.60 WEDOWEE— BANK OF WEDOWEE J. C. Swann, President ’Lemerle Mashburn, Cashier W . H. McMurray, Vice-President LIABILITIE S RESOURCES Loans and Discounts___ ____ $ Overdrafts ________________ ____ Banking House__ 139,847.61 1,001.32 Surplus Fund______ ____ 2,117.36 3,016.94 Cash Capital Stock paid in.......... - . $ __________ __ Due from Banks_________ ____ Undivided 8,500.00 less Profits Ex- penses and Taxes paid_____ 20,850.91 Demand Deposits.. 40,185.62 Time Deposits___ .$ 210,141.27 T o ta l__ 2,408.17 123,884.02 — Notes and Bills Payable_____ Total. 40,000.00 20,349.08 15,000.00 210,141.27 ST A T E SU PER INTEND EN T OF BANKS 145 WEST BLOCTON— WEST BLOCTON SAVINGS BANK W . R. Young, President B. H. Gatlin, Cashier Geo. W . Randall, Vice-President RESOURCES LIABILITIES Loans and Discounts________ $ U. 199,512.82 Capital Stock paid in________ $ 22.99 Surplus Fund__________________ Overdrafts _____________________ Undivided S. Bonds, Certificates of Indebtedness and W. Bonds, Stocks 49.00 Demand and Time W arrants ___________________ Banking less 45,000.00 Ex penses and Taxes paid_____ S. Stamps ______________________ Other Profits 25.000.00 3,677.24 Deposits_____________ 212,113.12 Deposits________________ 107,462.89 104,609.95 House_______________ 1,500.00 Furniture and Fixtures______ 1,600.00 Other Real Estate____________ 12,627.00 C a sh ___________________________ 37,471.47 Due from Banks______________ 35,860.02 T otal_______________ ________ $ 393,253.25 Total_________________ ___ ___ $ 393,253 25 WETUMPKA— BANK OF WETUMPKA Jno. A. Lancaster. President W . L. Lancaster, Chairman of Board Lloyd Lancaster, Cashier G. B. Smith, Vice-President Mary F. Sanford, Assistant Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Overdrafts ___ Other Bonds, Capital Stock paid in________ 1,181.78 Surplus Fund__________________ Stocks and Warrants ...... Banking 102,369.90 Undivided 11,580.00 House_______________ Profits less 15,000.00 E x penses and Taxes paid_____ 20,000.00 Demand 25,000.00 Deposits.—___________ 6,528.74 149,655.00 Furniture ‘and Fixtures______ 3,872.62 Time Deposits________________ 19,949.99 Other Real Estate____________ 9,600.00 Notes and Bills Payable_____ 10,000.00 Notes and Bills Rediscounted 8,312.32 Cash on Hand and Due from Federal Reserve Bank_____ 28,052.46 Due from Banks__________:___ 56,602.81 Checks and Cash Items_____ 686.48 Cash Items in Transit_______ 500.00 T o ta l— . $ 234,446.05 T otal 234,446 05 146 ANNUAL REPORT FOR 1925 WILSONVILLE— WILSONVILLE STATE BANK W . H. Pope, President E. W . Holland, Vice-President E. H. Payne, Cashier RESOURCES L IABILITIES $ Loans and Discounts______ Bonds, Stocks Capital Stock paid in________ $ 51.68 Surplus Fund_____________________ Overdrafts __________________ Other 53,986.17 Undivided and W arrants ------------------------------ 427.53 Demand Furniture and Fixtures______ 1,842.33 Time C a sh ___________________________ 8,050.73 Due from Banks______________ 24,706.14 Cash Items in Transit_______ 109.72 House_______________ Total_________________________ $ 91,474.30 less 3,000.00 Ex penses and Taxes paid_____ 2,300.00 Banking Profits 10,000.00 1,885.41 Deposits_____________ 58,759.37 Deposits________________ 13,829.52 Notes and Bills Payable_____ 4,000.00 Total_________________________ $ 91,474.30 WINFIELD— CITIZENS BANK A. M. Grimsley, President M. L. Lucas, Vice-President W . L. Roberts, Cashier Ralph Harris, Assistant Cashier LIABILITIES RESOURCES .$ Overdrafts ---- ---------------------- 121,637.42 Capital Stock paid in________ $ 94.80 Surplus Fund_________________... 18,622.36 Undivided T o ta l___________________________ $ less 4,500.00 Ex 4,310.17 penses and Taxes paid......... 2,803.59 9,723.59 Demand Deposits_____________ 122,965.22 64,442.14 Time Checks and Cash Items—.. Profits 25,000.00 Deposits________________ 63,716.93 155.26 218,985.74 T o ta l___________________________ $ 218,985.74 147 ST A T E SU PER INTEND EN T OF BANKS WINFIELD— WINFIELD STATE BANK R. W . Harris, President M. C. Hollis, Vice-President J. G. Stalcup, Cashier RESOURCES LIABILITIES Loans and Discounts________ $ Bonds, Stocks Undivided and Warrants ___________________ Banking Capital Stock paid in________ $ 192.64 Surplus Fund__________________ Overdrafts ____________________ Other 121,096.93 6,745.00 House_______ 2,990.00 Furniture and Fixtures______ 629.00 Other Real Estate____________ 4,400.00 Profits less 15,000.00 Ex penses and Taxes paid__ __ Reserve for Taxes and 9,580.85 In terest _______________________ Demand 15,000.00 2,500.00 Deposits_____________ 98,460.87 C a sh ........................ ................. ....... 12,061 58 Time Deposits________________ 78,853.85 Due from Banks.... .................... 78,875.66 Notes and Bills Payable.—..... 10,000.00 Checks and Cash Items_____ 1,478.56 Other Liabilities_______________ 719.08 Other 1,645.28 Resources______________ Total_________________________ $ 230,114.65 Total________________ ________ ? 230,114.65 WOODLAWN— WOODLAWN SAVINGS BANK A. W . Bell, President H. G. Prickett, Vice-President Margaret E. Gribbon, Cashier RESOURCES LIABILITIES Loans ana Discounts............... $ Overdrafts ............. Other Bonds, Stocks 739,815.98 418.04 Surplus Fund__________________ and W arrants ___________________ Undivided 16,945.00 Furniture and Fixtures______ 4,681.70 13,435.00 Due from Banks______________ 75,238.24 Checks and Cash Items_____ 352.44 .$ 30,000.00 Ex 560,068.27 28,912 80 Total. less penses and Taxes paid_____ C a s h ................................................. Resources______________ Profits 50,000.00 1,000.00 Demand Deposits_____________ Other Real Estate..................... Other Capital Stock paid in________ $ Time Deposits________________ 231,413.82 46.29 876,163.79 Total. .$ 876,163.79 A N N U A L REPORT FOR 1925 148 YORK— BANK OF YORK G. C. Gowdey, President E. F. Allison, Vice-President R. L . Adams, Cashier Mary Dillard, Assistant Cashier RESOURCES L IABILITIE S Loans and Discounts________ $ Overdrafts _____________________ U. 220,091.05 182.63 Surplus Fund__________________ Undivided S. Bonds, Certificates of Indebtedness and W. S. Bonds, Stocks 500.00 Demand and Time House_______________ 5,250 00 Furniture and Fixtures______ 3,937.25 Other Real Estate____________ 1,355.58 C a sh ----------------------------------------- 15,777.80 Due from B an ks_____________ 82,152.87 Checks and Cash Items_____ 4,169.01 Other Resources less 2 0 , 00 0.00 2 0 , 0 0 0 .0 0 E x 5,267.70 Deposits_____________ 255,960.88 Deposits________________ 39,487.61 7,300.00 Other W arrants ___________________ Banking Profits penses and Taxes paid_____ Stamps ______________________ Other Capital Stock paid in________ $ Liabilities (Travelers Checks) _____________________ 4,300.00 (Travelers Checks) _____________________ Total. 4,300.00 $ 345,016.19 Total $ 345,016.19