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ANNUAL REPORT OF THE SUPERINTENDENT OF BANKS OF THE STA TE OF ALABAM A FOR THE FISCAL YEAR ENDING SEPTEMBER 30th, 1915 TO THE GOVERNOR BROWN PRINTING QO. MONTGOMERY, A N N U A L REPORT OF THE Superintendent of Banks OF TH E STATE OF ALABAMA FOR THE FISCAL YE A R ENDING SEPTEMBER 30, 1913 TO THE GOVERNOR 1915. THE BROWN PRINTING COMPANY, MONTGOMERY, ALA. OFFICE OF SUPERINTENDENT OF BANKS Montgomery, Ala., November 19, 1915. Hon. Charles Henderson, Governor. D ear Sir : I submit herewith my annual report, covering the year ending September 30, 1915. All receipts and dis bursements are shown herein, as required by the Act creating this Department. Since date of my last report I have taken possession of seven banks for liquidation, as follow s: Bank of Bay Minette, Bay Minette; German Bank of Cullman; Bank of Tallassee, Tallassee; Jefferson County Savings Bank, Birmingham; Winfield Bank & Trust Co., Winfield; Northport Bank, Northport; Farmers & Merchants Bank of Georgiana, Georgiana, Ala. Respectfully submitted, A. E. W ALKER, Superintendent of Banks. RECEIPTS ASSESSMENT OF STATE BANKS AND TRUST COMPANIES UNDER ACT APPROVED FEBRUARY 15, 1915, FOR THE FISCAL YEAR ENDING SEPTEMBER 30, 1915 Town. Bank. Amount Abbeville— Bank of Henry................................................$ 92.00 Albertville—Bank o f Albertville.................................... 82.00 Albertville— J. F. Hooper, Banker.................................. 92.00 Alexander City— Alexander City Bank.......................... 108.00 Alexander City— Nolen Bank............................................ 75.00 Aliceville— Aliceville Bank & Trust Co......................... 42.00 Aliceville— Merchants & Farmers Bank........................ 25.00 Altoona— First State Bank.............................................. 25.00 Andalusia— Andalusia Bank & Trust Co...................... 42.00 Andalusia— Bank o f Andalusia........................................ 92.00 Anniston— City Bank & Trust Co................................... 92.00 Ariton— Ariton Banking Co............................................. 42.00 Ariton— Peoples Bank........................................................ 25.00 42.00 Ashford— Bank of Ashford.............................................. Ashland— Farmers State Bank...................... ................. 25.00 Ashville— Ashville Savings Bank....................... 25.00 Athens— Citizens Bank & Branch.................................... 82.00 Athens— Farmers & Merchants Bank............................ 57.00 Atmore— Bank of Atmore................................................ 42.00 Attalla— Attalla Bank........................................................ 75.00 Attalla— Merchants & Farmers Bank............................ 42.00 Auburn— Bank of Auburn................................................ 42.00 Autaugaville— Citizens Bank............................................ 25.00 Bay Minette— Baldwin County Bank.............................. 57.00 Beatrice— Peoples Exchange Bank............ ..................... 25.00 Belle Mina— Belle Mina Bank.......................................... 25.00 Berry— Bank of Berry........................................................ 25.00 Bessemer— Bessemer State Bank.................................... 92.00 Bessemer— Citizens Bank............. 42.00 Bessemer— United States Savings Bank....................... 42.00 6 A N N U A L REPORT FOR 1915. Birmingham— Ala. Penny Savings Bank & Branches Birmingham— American Trust & Savings Bank......... Birmingham— Banking House of Steiner Bros............ Birmingham— Birmingham Trust & Savings Co........ Birmingham— Merchants & Mech. Trust & Sav. Co.... Birmingham— Prudential Savings Bank........................ Boaz— Boaz Bank................................................................ Boaz— Farmers & Merchants Bank................................ Brent— Brent Banking Co................................................. Brewton— Bank of Brewton............................... Brewton— Citizens Bank.................................................... Brewton— Farmers & Merchants Bank.............................. Bridgeport— J. C. Jacobs Banking Co............................. Brundidge— Brundidge Banking Co................................. Butler— Choctaw B ank.......................................................... Calera— Citizens Bank........................................................ Camden— Bank of Camden................................................ Camp Hill— Bank o f Camp Hill........................................ Carbon Hill— Citizens Bank.................................................. Carrollton— Bank of Carrollton............................................ Cedar Bluff— Cedar Bluff Bank............................................ Centre— Cherokee County Bank........................... Centerville— Bibb County Banking & Trust Co........... Centerville— Peoples Bank.................................................... Chatom— Chatom State Bank.......................................... Clanton— Clanton Bank...................................................... Clanton— Peoples Savings Bank...................................... Clayton— Advance Banking Co......................................... Clayton— Clayton Banking Co......................................... Clio— Clio Banking Co....................................................... Clio— Farmers B ank.............................................................. Cochrane— Cochrane State Bank.......................................... Coffee Springs— Bank of Coffee Springs........................ Collinsville— Farmers & Merchants Bank.......................... Columbia— Bank of Columbia.............................................. Columbiana— Columbiana Savings Bank.......................... Columbiana— Shelby County State Bank.......................... Comer— Bank of Comer........................................................ Cordova— Cordova Bank........................................................ Crossville— First Bank o f Crossville............................. 150.00 835.00 160.00 335.00 108.00 42.00 57.00 25.00 42.00 108.00 75.00 42.00 25.00 125.00 25.00 42.00 42.00 57.00 25.00 42.00 42.00 42.00 57.00 42.00 25.00 42.00 42.00 57.00 75.00 42.00 25.00 25.00 42.00 57.00 42.00 42.00 42.00 25.00 25.00 25.00 STATE SUPERINTENDENT OF BANKS. Cuba— Bank of Cuba.......................................................... Cullman— Parker Bank & Trust Co................................. 25.00 57.00 Dadeville— Sturdivant Bank....................................„........ 57.00 Dadeville— Tallapoosa County Bank.................................. 75.00 Daleville— Bank o f Daleville................................................ 42.00 Decatur— Tennessee Valley Bank & Branches............. 625.00 Demopolis— Robertson Banking Co............................... 160.00 Dora— Dora Banking & Trust Co................................... 25.00 Dothan— Dothan Mortgage & Trust Co........................ 57.00 25.00 Eclectic— Bank o f Eclectic.................................................... Eclectic— Elmore County Bank............................................ 25.00 Elba— Elba Bank & Trust Co........................................... 75.00 Ensley— Bank of Alabama.................................................... 57.00 Ensley— Bank of Ensley & Branch................................. 185.00 Enterprise— Enterprise Banking Co............................... 92.00 Epes— Sumter Bank & Trust Co.................................... 25.00 Eufaula— Bank o f Eufaula................................................ 92.00 Eutaw— Merchants & Farmers Bank.............................. 75.00 Evergreen— Peoples Bank & Branch.............................. 150.00 Fairfield— First Bank o f Fairfield................................. Falco— Bank of Falco................... ..................... .............. Faunsdale— Bank o f Faunsdale........................................ Faunsdale— Watkins Banking Co................................... Fayette— Alabama State Bank & Trust Co.................. Five Points— Bank of Five Points.................................. Florala— Bank o f Florala.................................................. Florence— Alabama Trust & Savings Bank.................. Foley— State Bank of Foley.............................................. Fort Deposit— Citizens Bank............................................ Fort Deposit— Fort Deposit Bank............ ....................... Fort Payne— DeKalb County Bank................................ Fort Payne— Citizens Bank & Security Co.................. 42.00 25.00 25.00 75.00 25.00 25.00 42.00 57.00 25.00 25.00 42.00 42.00 25.00 Gadsden— Alabama Bank & Trust Co............................. Gadsden— Etowah Trust & Savings Bank................... Gadsden— Gadsden Loan & Trust Co............................ 57.00 160.00 42.00 7 8 A N N U A L REPORT FOR 1915. Gantt— Bank of Gantt........................................................ 25.00 Gaylesville— Bank o f Gaylesville.................................... 42.00 Geiger— Bank o f Geiger.................................................... 42.00 Geneva— Bank of Geneva.................................... 57.00 Georgiana— Butler County Bank & Branch.................. 67.00 Georgiana— Farmers & Merchants Bank...................... 42.00 Gilbertown— Citizens Bank & Trust Co........................ 25.00 Girard— Citizens B ank...................................................... 42.00 Girard— Phenix-Girard Bank........................... 42.00 Goodwater— Farmers & Merchants Bank...................... 42.00 Goodwater— Planters B ank.................................................. 42.00 Gordo— Merchants & Farmers Bank.................................. 42.00 Gordon— Bank of Gordon...................................................... 25.00 Goshen— Citizens Bank.......................................................... 25.00 Grand Bay— Grand Bay State Bank................................ 25.00 Greensboro— Peoples B ank.................................................. 42.00 Greenville— Bank of Greenville........................................ 108.00 Grove Hill— Bank o f Grove Hill...................................... 25.00 Guin— Marion County Banking Co. & Branch............. 67.00 Guntersville— Bank o f Guntersville.................................... 57.00 Guntersville— Citizens B ank................................................ 25.00 Hackleburg— Bank o f Hackleburg............................. 25.00 Haleyville— Traders & Farmers Bank................................ 25.00 Hanceville— Merchants Bank....................................... 25.00 Hartford-—Bank o f Hartford........................... .......... ...... 75.00 Hartselle— Bank o f Hartselle.............................................. 42.00 Hayneville— Hayneville B ank ............................................. 25.00 Headland— Farmers & Merchants Bank............................ 57.00 Headland— First Trust & Savings Bank........ ............. . 42.00 Heflin— Bank of Heflin....................................................... 57.00 Huntsville— Huntsville Bank & Trust Co....................... 142.00 Huntsville—W. R. Rison Banking Co............................ 160.00 Hurtsboro— Bank of Hurtsboro........................................ 108.00 Hurtsboro— Farmers & Merchants Bank.......................... 42.00 Jackson— Jackson Bank & Trust Co............................... James— James & Midway Banking Co.......................... Jasper— Central Bank & Trust Co.................................. Jasper— Jasper Trust Co....................................................... 42.00 57.00 42.00 75.00 STATE SUPERINTENDENT OF BANK S. Kennedy— Bank of Kennedy............................................ Kinston— Farmers & Merchants Bank........... ............. 25.00 25.00 LaFayette— Bank of LaFayette...................................... 92.00 LaFayette— Chambers County Bank.......................... .... 75.00 Larkinsville— Larkinsville Banking Co........................... 25.00 Leeds— Leeds State Bank.......................................................... 25.00 Lincoln— Lincoln Bank & Trust Co................................ 25.00 Linden— Marengo County Bank...................................... 42.00 Lineville— Farmers & Merchants Bank.......................... 25.00 Livingston— Bank of Sumter............................................ 57.00 Livingston— McMillan and Co., Bankers....................... 57.00 Louisville— Bank of Louisville........................................ 42.00 Louisville— Barbour County Bank.................................. 25.00 Luverne— Bank of Luverne.............................................. 57.00 Luverne— Farmers B ank.................................................. 42.00 Madison— Bank of Madison.............................................. Madrid— Bank of Madrid.................................................. Maplesville— Union State Bank & Branches............... Marbury— Farmers Savings Bank.................................. Marion— Marion Central Bank........................................ Marion— Peoples B ank...................................................... Marion Junction— Marion Junction State Bank......... Millport— Millport State Bank........................................ Mobile— City Bank & Trust Co....................................... Mobile— Merchants B ank.................................................. Mobile— Peoples Bank............................................... Mobile— Union Savings Bank.......................................... Monroeville— Monroe County Bank............................... Montevallo— Merchants & Planters Bank...................... Montgomery— Alabama Bank & Trust Co.................... Montgomery— Montgomery Bank & Trust Co............. Montgomery— Sullivan Bank & Trust Co.................... Montgomery— Union Bank & Trust Co......................... Moulton— Bank o f Moulton.............................................. Moulton— Citizens Bank............................ ................•...... Moundville— Bank of Moundville.................................... 25.00 25.00 92.00 25.00 125.00 92.00 42.00 42.00 335.00 250.00 335.00 57.00 57.00 42.00 250.00 142.00 250.00 125.00 42.00 25.00 25.00 Newbern— Bank o f Newbern.................. .......................... New Brockton— Bank of New Brockton...... ............... 42.00 42.00 9 10 A N N U A L REPORT FOR 1915. New Hope— Bank o f New Hope...................................... New Market— New Market Banking Co........................ Newton— Farmers & Merchants Bank.................... ...... Newville— Farmers State Bank............................................ North Birmingham— North Birmingham Trust & Savnigs B ank.............................................................. Northport— Northport B an k ............................................ Notasulga— First Bank of Notasulga............................ Notasulga— Merchants & Farmers Bank...................... 25.00 25.00 57.00 42.00 57.00 25.00 25.00 42.00 Oakman— Bank of Oakman.................................................. 25.00 Odenville-—Bank of Odenville.......................................... 25.00 Oneonta— Blount County Bank........................................ 42.00 Oneonta— Farmers Savings Bank........................................ 25.00 Oneonta— Oneonta Trust & Savings Bank................... 42.00 Opelika— Bank o f Opelika................................................ 108.00 Opp— Covington County Bank.............................................. 57.00 Orrville— Orrville Bank & Trust Co............................... 42.00 Ozark— Dale County Bank................................................ 75.00 Ozark— Ozark City Bank.................................................. 92.00 Ozark— Planters & Merchants Bank.............................. 108.00 Pell City— Pell City Bank & Trust Co........................... Peterman— Bank of Peterman........................................ . Pinckard— Peoples Bank.................................................... Pine Apple— Bank of Pine Apple.................................... Pine Hill— Clay Sheffield, Banker.................................... Pittsview—Bank of Pittsview.......................................... Pollard— Bank of Pollard.................................................. Prattville— Autauga Banking & Trust Co.................... 42.00 25.00 42.00 42.00 25.00 57.00 42.00 142.00 Ragland— Bank o f Ragland.............................................. Red Bay— Bank of Red Bay.............................................. Red Level'— First Bank o f Red Level.............................. Red Level— Peoples Bank............................................... Reform— State Bank of Reform...................................... Repton— Merchants & Farmers Bank............................ Repton— Repton State Bank............................................ Roanoke— Merchants & Farmers Bank.......................... Roanoke— Roanoke Banking Co.................................... 25.00 25.00 42.00 42.00 42.00 25.00 42.00 92.00 250.00 STATE SUPERINTENDENT OF BANKS. Robertsdale— Robertsdale State Bank............................ Rockford— Bank o f Rockford........................................... Rockford— Coosa County Bank........................................ Rogersville— Bank of Rogersville.................................... Russellville— Citizens Bank & Savings Co.................... Roy— Peoples B ank................................................................ 11 25.00 42.00 25.00 42.00 42.00 25.00 Samson— Peoples Bank...................................................... 42.00 Scottsboro— J. C. Jacobs Banking Co............................. 25.00 Selma— Peoples Bank & Trust Co................................... 92.00 Selma— Selma Trust & Savings Bank............................ 108.00 Sheffield— Peoples B ank........................................................ 57.00 Springville— Bank o f Springville........................................ 25.00 Standing Rock-—Bank of Standing Rock....................... 25.00 Sulligent— Bank of Sulligent............................................. 42.00 Sweetwater— Sweetwater State Bank................................ 25.00 Sylacauga— Marble City Savings Bank.............................. 57.00 Talladega— Bank & Trust Co. o f Talladega.................. 92.00 Talladega Springs— Planters Bank...................................... 42.00 Thomaston— Planters Bank & Trust Co........................ 25.00 Thomasville— Farmers Bank & Trust Co...................... 92.00 Troy— Troy Bank & Trust Co........................................... 57.00 Troy— W. B. Folmar, Banker................................................ 57.00 Tuscaloosa— Commercial B ank............................................ 42.00 250.00 Tuscaloosa— Merchants Bank & Trust Co.................... Tuscumbia— Colbert County Bank...................................... 25.00 Tuskegee— Bank o f Tuskegee.......................................... 108.00 Tuskegee— Farmers State Bank.......................................... 42.00 Tuskegee— Macon County Bank...................................... 125.00 Union Springs— Bullock County Bank............................ Union Springs— Merchants & Farmers Bank............. Uniontown— Canebrake Loan & Trust Co.................... Uniontown— Farmers Bank................................. Uniontown-—Planters & Merchants Bank...................... Valley Head— Bank of Valley Head................................ Vernon— Bank of Vernon...................................................... Vincent— Coosa Valley Bank................................................ Vinegar Bend—Bank of Washington County................ 57.00 108.00 57.00 42.00 142.00 25.00 25.00 25.00 25.00 12 A N N U A L REPORT FOR 1915. Wadley— Bank o f Wadley................................. ................. W arrior— Bank of Warrior............................... ............... Warrior— Citizens Bank......................... ...................... ;_ Waterloo— Farmers & Merchants Bank........................ Waverly— Farmers & Merchants Bank.......................... Wedowee— Bank o f Wedowee......................................... West Blocton— W est Blocton Savings Bank.................. Wetumpka— Bank o f Wetumpka.................................... Wilsonville— Wilsonville State Bank.............................. Winfield— Winfield State Bank........................................ Woodlawn— Woodlawn Savings Bank............................ 42.00 25.00 25.00 25.00 25.00 42.00 42.00 75.00 25.00 25.00 42.00 York— Bank of York.......................................................... 25.00 Total. .$16,532.00 DISBURSEMENTS FOR THE FISCAL YE A R ENDING SEPTEMBER 30, 1915 SALARIES A. E. Walker.............. C. E. Boyd.................... R. A. L. Wilkes.......... J. L. Griffin.................. John T. Walker, Jr..... L. L. Gellerstedt.......... W. W. Fussell.............. C. H. Lapsley.............. Frank P. Samford...... John Davies, Jr........... James A. Walker........ Temporary clerk hire. 3.600.00 300.00 1.275.00 1,466.13 1.125.00 1.125.00 525.00 966.61 262.50 300.00 30.55 246.48 $11,222.27 EXPENSES A. E. Walker............ C. E. Boyd................ R. A. L. Wilkes...... J. L. Griffin.............. John T. Walker, Jr.. L. L. Gellerstedt...... W. W. Fussell.......... C. H. Lapsley.......... 762.56 271.88 989.02 1,020.26 630.78 720.39 241.56 21.02 $4,657.47 BANKING BOARD— EXPENSES AND PER DIEM E. J. Buck............................................................................$ George A. Searcy.............................................................. J. W. Little.............................................. ........................... Total Disbursements. 43.00 171.55 80.97 295.52 $16,175.26 REPORTS OF THE CONDITION OF STATE BANKS AND BANKERS FOR THE FISCAL YE A R ENDING SEPTEMBER 30, 1913 REPORTING 261 BANKS AND 24 BRANCHES 16 A N N U A L REPORT FOR 1915. Statement of the Condition of The Bank of Henry, located at Abbeville, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold ................................... Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ........................... Cash Items in Transit..... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking House............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . 5,963.00 Individual Deposits sub 600.00 ject to check..................$ 734.60 Savings Deposits.............. 563.99 Demand Certificates....... Time Certificates............. Cashier’s C hecks.............. Certified Checks................ Due to Clearing House... 8,457.06 Due Banks in this State... Due Banks, other States 8,416.27 Due Unpaid Dividends... 24,734.92 158,755.70 43,430.17 415.54 2,500.00 3,500.00 233,336.33 Total Deposits....... $ Capital Stock paid in..... Surplus F u n d................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve for Taxes........... Reserve fo r Interest....... Other Liabilities............. Grand Total........... $ 75,588.21 185.32 75,773.53 75,000.00 30,000.00 2,562.80 50,000.00 233,336.33 Statement of the Condition of The Bank of Albertville, located at Albertville, Ala., (Branch at Arab), at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ......................... $ Gold ................................... Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit..... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking House................. Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.... ......... Cashier’s Checks............. 34.10 Certified Checks............... Due to Clearing House Due Banks in this State... 38,394.46 Due Banks, other States Due Unpaid Dividends... 32,507.50 Total Deposits....... $ 97,826.41 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 95,501.51 rent Exp. & Taxes pd. 13,375.20 Notes and Bills Payable51.34 Notes and Bills Redis counted .......................... 6,000.00 3,362.39 Reserve for Taxes........... 1,997.19 Reserve fo r Interest....... 327.22 Other Liabilities............. Cash Over......................... 21,571.00 1,992.00 3,300.48 26.37 218,452,26 Grand Total........... $ 134,676.59 20,051.47 718.20 3,006.00 158,452.26 50,000.00 10,000.00 218,452.26 STATE SUPERINTENDENT OF BANKS. 17 Statement of the Condition of J. F. Hooper, Banker, located at Albertville, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ................. ........$ Gold .................................... Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit..... Due from Banks in th is' State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . 13,383.00 1,695.00 1,786.80 2,221.88 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 39,883.48 Due Banks, other States Due Unpaid Dividends.... 3,744.08 Total Deposits....... $ ■62,714.24 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur101,952.49 rent Exp. & Taxes pd. 78,093.71 Notes and Bills Payable... 1,728.34 Notes and Bills Redis2,000,00 counted .......................... 1,880.78 Reserve for Taxes........... 3,276.54 Reserve for Interest....... 4,805.81 Other Liabilities.............. Cash Over.......................... 113,789.78 256,451.91 256,451.91 Grand Total........... $ 87,229.51 25,648.00 912.27 25,000.00 87,500.00 9,162.13 20,000.00 1,000.00 Statement of the Condition of The Alexander City Bank, located at Alexander City, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit..... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. 164.43 Certified Checks................ 5,968.49 Due to Clearing House... Due Banks in this State... 19,179.96 Due Banks, other States Due Unpaid Dividends... 7,080.34 Total Deposits....... $ 45,402.55 Capital Stock paid in..... Surplus Fund.................... 15,000.00 Undiv’d Profits, less Cur186,552.34 rent Exp. & Taxes pd. 29,532.00 Notes and Bills Payable... Notes and Bills Redis2,000.00 counted .......................... 875.00 Reserve for Taxes............ Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 104,282.78 279,361.89 279,361.89 7,791.00 1,355.00 1,460.79 . 2,402.54 Grand Total............$ 122.00 6,600.00 111,004.78 55,000.00 55,000.00 26,857.11 30,000.00 1,500.00 A N N U A L REPORT FOR 1915. 18 Statement of the Condition of The Nolen Rank, located at Alexander City, Ala., at the Close of Business Oct. 19, 1915. BESOU BCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans............. Overdrafts ........................ Banking House.................. Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 4,919.00 825.00 2,674.29 460.47 Individual Deposits.......... Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State 19,786.54 Due Banks, other States Due Unpaid Dividends... 7,704.31 Total Deposits. 36,369.61 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 258,915.54 rent Exp. & Taxes pd. 40,482.15 Notes and Bills Payable 910.10 Notes and Bills Redis counted .......................... 3,000.00 2,000.00 Reserve for Taxes............ 11,312.61 Reserve fo r Interest....... 74.67 Other Liabilities............. Cash Over.......................... 180,825.09 353,064,68 353,064.68 Grand Total. 180,817.99 7.10 50.000. 50.000. 22,239.59 50.000. 00 Statement of the Condition of The Aliceville Bank & Trust Co., located at Aliceville, Ala., at the Close of Business October 19, 1915. BESOU BCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Loans and Discounts....... Bonds and Stocks owned by Bank......................... Demand Loans Overdrafts ..... Banking House Furniture and Fixtures... Other Real Estate............ Other R esources.............. Cash S h ort.................... Grand Total............$ L IA B IL IT IE S . 4,133.00 412.50 1,032.46 24.50 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ 30.81 Due to Clearing House... Due Banks in this State... 8,051.61 Due Banks, other States Due Unpaid Dividends... 12,067.41 Total Deposits....... $ 25,752.29 Capital Stock paid in..... 99,052.67 Surplus Fund.................... Undiv’d Profits, less Cur 1,310.00 rent Exp. & Taxes pd. 16,148.52 Notes and Bills Payable... 551.39 Notes and Bills Redis 4,150.00 counted ......................... 1,528.00 Reserve for Taxes............ Reserve fo r Interest....... 66.00 Other Liabilities.............. Cash O v er........................ 148,558.87 Grand Total............ $ 00 00 61,789.31 18,025.28 11,932.24 176.59 764.49 92,687.91 20,000.00 12,500.00 5,850.96 17,500.00 20.00 148,558.87 STATE SUPERINTENDENT OF BANKS. 19 Statement of the Condition of The Merchants & Farmers Bank, located at Aliceville, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............. Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checkes............ Certified Checks................ Due to Clearing House... Due Banks in this State... 4,089.07 Due Banks, other States Due Unpaid Dividends... 3,957.61 Total Deposits....... $ 9,701.88 Capital Stock paid in..... Surplus Fund.................... 500.00 Undiv’d Profits, less Cur62,833.26 rent Exp. & Taxes pd, 6,086.32 Notes and Bills Payable... 490.00 Notes and Bills Redis4,305.00 counted .......................... 1,944.19 Reserve for Taxes........... 1,057.07 Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 835.00 360.00 438.52 21,68 86,917.71 Grand Total........... $ 23,237.80 112.40 11,951.47 41.64 227.74 35,571.05 24,800.00 991.80 553.37 25,000.00 1.50 86,917.72 Statement of the Condition of The First State Bank, located at Altoona, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing .House ............................ Cash Items in Transit..... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking House................. Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total............$ L IA B IL IT IE S . 10,500.00 Individual Deposits......... $ 200.00 Savings Deposits.............. 4,602.32 Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing HouseDue Banks in this State... 1,711.92 Due Banks, other States Due Unpaid Dividends... 39,756.00 7,206.62 Total Deposits....... $ 47,657.65 17,014.24 52,454.46 1,674.02 10.00 2,202.70 700.00 25.00 74,080.42 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve for Taxes............ Reserve for Interest........ Other Liabilities.............. Cash Over......................... Grand Total............$ 606.09 88.94 20,000.00 1,085.00 337.77 5,000.00 74,080.42 20 A N N U A L REPORT FOR 1915. Statement of the Condition of The Andalusia Bank & Trust Cd., located at Andalusia, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned b y Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ 4,366.00 717.50 2,036.55 401.48 1 L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ 2,012.21 Due to Clearing House... Due Banks in this State447.67 Due Banks, other States Due Unpaid Dividends... 5,792.97 Total Deposits....... $ 15,774.38 Capital Stock paid in..... Surplus Fund.................... 1,065.27 Undiv’d Profits, less Cur 75,840.96 rent Exp. & Taxes pd. 18,164.09 Notes and Bills Payable... 111.46 Notes and Bills Redis counted .......................... 3,896.41 Reserve fo r Taxes........... 7,770.00 Reserve fo r Interest....... 266.87 Other Liabilities............. Cash Over.......................... 122,889.44 Grand Total........... $ 30,439.38 14,857.91 7,400.00 363.28 1,127.40 54,187.97 32,000.00 6,565.11 30,000.00 136.36 122,889.44 Statement of the Condition of The Bank of Andalusia, located at Andalusia, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ............... ..........$ Gold ..... Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking House.................. Furniture and Fixtures... Other Real Estate.......... Other Resources.............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . 4,250.00 770.00 1,557.75 1,538.70 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House ... Due Banks, other States 1,594.18 Due Banks in this State... Due Unpaid Dividends... 13,140.17 Total Deposits....... $ 22,850.80 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 147,427.48 rent Exp. & Taxes pd. 12,317.59 Notes and Bills Payable309.66 Notes and Bills Redis 23,750.00 counted ............ ............. 6,750.00 Reserve for Taxes....;.......... 15,733.81 Reserve fo r Interest......... 1,125.53 Other Liabilities.............. Cash Over.......................... 230,264.87 Grand Total............ $ 99,181.03 10,267.01 376.54 109,824.58 100, 000.00 5,439.05 15,000.00 1.24 230,264.87 21 STATE SUPERINTENDENT OF BANK S. Statement of the Condition of The City Bank & Trust Co., located at Annis ton, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ 136,007.16 352,127.18 352,127.18 700.00 17,036.29 469.61 154,283.06 150,000.00 7,844,12 40,000.00 o o Grand Total........... $ Individual Deposits......... $ Savings Deposits........ ..... Demand Certificates....... Time Certificates............. Cashier’s Checks.............. 138.,53 Certified Checks................ Due to Clearing House.... Due Banks in this State14,,882.,67 Due Banks, other States Due Unpaid Dividends... 7,,529,.52 Total Deposits....... $ 36,,268,.99 Capital Stock paid in..... Surplus Fund.................... 1.,000,.00 Undiv’d Profits, less Cur 264,981 .01 rent Exp. & Taxes pd. 17,762 .18 Notes and Bills Payable90 .16 Notes and Bills Redis 16,000 .00 counted .......................... 11,449 .19 Reserve for Taxes............ Reserve for Interest........ 2 .00 Other Liabilities.............. Cash Over.......................... kO Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking House................. Furniture and Fixtures... Other Real Estate............ Other Resources. Cash S h ort.......... L IA B IL IT IE S . 7,,199.,00 2,,430,.00 2,,762.69 1,,326.,58 Grand Total........... $ Statement of the Condition of The Ariton Banking Co., located at Ariton, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans............... ... Overdrafts .................... . Banking H ouse................ Furniture and Fixtures... Other Real Estate..........., Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 2,928.00 285.00 270.68 90.28 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks „............ Certified Checks................ 14.50 Due to Clearing House... Due Banks in this State... 603.20 .Due Banks, other States Due Unpaid Dividends... 1,197.72 Total Deposits....... $ 5,389.38 Capital Stock paid in...... Surplus Fund.................... Undiv’d Profits, less Cur49,287.38 rent Exp. & Taxes pd. 34,634.83 Notes and Bills Payable... 180.73 Notes and Bills Redis1,800.00 counted .......................... 2,000.00 Reserve for Taxes............ 600,00 Reserve for Interest........ Other Liabilities............. 37.77 Cash Over.......................... 33,716.02 93,930.09 '93,930.09 Grand Total........... $ 1,532.78 1,200.00 36,448.00 25.000. 13.000. 2,881.29 16,100.00 500.00 00 00 22 A N N U A L REPORT FOR 1915. Statement of the Condition of The Peoples Rank, located at Ariton, Ala., at the Close of Business October 19, 1915. BESOU BCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... 3,264.00 500.00 606.47 2,002.27 Total....................... $ 14,416.84 Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources............. Cash S h ort....................... Grand Total........... $ Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ Time Certificates............. Cashier’s C hecks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 8,044.10 Due Banks, other States Due Unpaid Dividends... 46,519.69 Total Deposits....... $ 47,363.88 30,148.89 15,148.96 127.60 3,172.50 2,000.00 1,431.50 66,446.29 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Current Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Rediscounted .......................... Reserve for Taxes........... Reserve for Interest....... Other Liabilities............. Cash Over.......................... Grand Total........... $ 516.92 327.27 15,000.00 4,080.83 1.58 66,446.29 Statement of the Condition of The Farmers State Bank, located at Ashland, Ala., at the Close of Business Oct. 19, 1915. BESOUBCES. Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking House................. Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 3,060.00 200.00 191.93 30.20 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 557.96 Due Banks, other States Due Unpaid Dividends... 80.91 Total Deposits....... $ 4,120.00 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur31,018.41 rent Exp. & Taxes pd. 35,000.00 Notes and Bills Payable... Notes and Bills Redis5,116.81 counted .......................... 1,870.36 Reserve for Taxes............ Reserve fo r Interest....... Other Liabilities.............. 23.14 Cash Over.......................... 77,149.72 Grand Total........... $ 33,273.06 7,072.05 197.03 40,542.14 15,000.00 1,607.58 20,000.00 77,149.72 STATE SUPERINTENDENT OF BANK S. 23 Statement of the Condition of The Ashville Savings Bank, located at Ashville, Ala., at the Close of Business Oct. 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate Other Resources. Cash S h ort.......... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 4.385.82 Due Banks, other States Due Unpaid Dividends.... 112.44 Total Deposits....... $ 7.114.82 Capital Stock paid in..... Surplus Fund.................... 10,400.00 Undiv’d Profits, less Cur63,087.95 rent Exp. & Taxes pd. 118.77 Notes and Bills Payable... 97.26 Notes and Bills Redis2,948.63 counted .......................... 2,322.64 Reserve fo r Taxes............ Reserve fo r Interest........ 1,798.40 Other Liabilities.............. Cash Over.......................... 65,388.47 87,888.47 87,888.47 2,108.00 387.50 105.92 15.14 Grand Total........... $ 43,415.49 19,174.13 342.94 2,455.91 12,500.00 7,000.00 3,000.00 Statement of the Condition of The Citizens Bank, located at Athens, branch at Elkmont, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts........ Demand Loans.............-... Overdrafts .........-............. Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other R esources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 18,241.00 8,480.00 5,529.03 650.83 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ 5,788.78 Due to Clearing House.... Due Banks in this State... 74,212.17 Due Banks, other States Due Unpaid Dividends... 21,075.89 Total Deposits....... $ 133,977.70 Capital Stock paid in..... Surplus Fund.................... 17,625.00 Undiv’d Profits, less Cur48,170.44 rent Exp. & Taxes pd. 18,165.00 Notes and Bills Payable... 1.57 Notes and Bills Redis14,500.00 counted .......................... 6,524.00 Reserve for Taxes............ 6,892.07 Reserve for Interest........ Other Liabilities.............. 35.84 Cash Over.......................... 245,891.62 Grand Total............$ 194,577.74 230.71 7.62 194,816.07 30.000. 18.000. 3,075.55 245,891.62 00 00 A N N U A L REPORT FOR 1915. 24 Statement of the Condition of The Farmers & Merchants Bank, located at Athens, Ala., at the Close of Business October 19, 1915. RESOU RCES. I Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 9,540.00 240.00 1,981.18 263.79 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s C hecks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 418.14 Due Banks, other States Due Unpaid Dividends... 40,944.93 Total Deposits....... $ 53,388.22 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 174,462.18 rent Exp. & Taxes pd. Notes and Bills Payable... 898.51 Notes and Bills Redis counted .......................... 4,267.36 Reserve for Taxes........... 1,912.64 Reserve for Interest....... Other Liabilities............. Cash Over.......................... 234.928.91 Grand Total........... $ 128,421.56 8,793.72 2,797.00 140,012.28 60,000.00 7,000.00 2,916.63 25,000.00 234,928.91 Statement of the Condition of The Bank of Atmore, located at At more, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ... .......................... Due from Banks in other Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort....................... Grand Total........... $ 3,374.00 3,032.50 941.22 581.25 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 37,242.73 Due Banks, other States Due Unpaid Dividends... 94,281.09 Total Deposits....... $ 102,146.12 7,497.91 357.12 10.00 52,392.46 74,387.25 4,787.49 15.21 2,234.06 2,550.00 750.00 .37 137,116.84 Capital Stock paid in..... Surplus Fund............... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis counted .......................... Reserve fo r Taxes......... Reserve for Interest........ Other Liabilities............. Cash Over.......................... Grand Total........... $ 29,200.00 5,770.72 137,116.84 STATE SUPERINTENDENT OF BANKS. 25 Statement of the Condition of The Attalla Bank, located at Attalla, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... House ............................ Exchanges for Clearing Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash Short........................ Grand Total...... ..... $ 6,128.00 Individual Deposits......... 1,197.50 Savings Deposits.............. 402.28 Demand Certificates....... Time Certificates..... ........ Cashier’s C hecks............. Certified Checks............... Due to Clearing House . ... Due Banks in this State... 34,194.66 Due Banks, other States Due Unpaid Dividends... 16,098.91 Total Deposits. 58,021.35 Capital Stock paid in..... Surplus Fund.................... 3,269.58 Undiv’d Profits, less Cur 187,967.90 rent Exp. & Taxes pd. 40,558.30 Notes and Bills Payable... 650.13 Notes and Bills Redis 14,989.10 counted .......................... 3,291.88 Reserve for Taxes......... . 5,850.00 Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 171,707.70 314,598.24 314,598.24 Grand Total. 121,317.47 21,318.63 21,340.56 322.36 7,408.68 50.000. 25.000. 7,890.54 40 . 000 . 00 20.000. 00 Statement of the Condition of The Merchants & Farmers Bank, located at Attalla, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold ........................... Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.. Due from Banks in this State .............................. Due from Banks in other States ............................ Total........ ............... $ Bonds and Stocks owned by Bank..... .................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............... Cashier’s Checks.............. Certified Checks................ 823.98 Due to Clearing House... Due Banks in this State... 4,042.29 Due Banks, other States Due Unpaid Dividends... 18,688.88 Total Deposits....... $ 30,903.97 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 60,989.22 rent Exp. & Taxes pd. 350.00 Notes and Bills Payable 52.85 Notes and Bills Redis counted ..................... ..... 2,789.41 Reserve fo r Taxes.-.......... 1.750.00 Reserve for Interest...-... 4.716.00 Other Liabilities.............. Cash Over.......................... 5,404.00 260.00 791.61 893.21 101,551.45 Grand Total............ $ 00 00 37,616.17 16,099.65 15,630.25 115.85 5,296.15 74,758.07 25,000.00 1,500.00 293.38 101,551.45 A N N U A L REPORT FOR 1915. 26 Statement of the Condition of The Rank of Auburn, located at Auburn, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources. Cash S h ort.......... Grand Total.....v.....$ 5,628.00 345.00 359.28 282.60 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 25,383.55 Due Banks, other States Due Unpaid Dividends... 16,707.48 Total Deposits....... $ 48,705.91 Capital Stock paid in..... Surplus Fund................."... 500.00 Undiv’d Profits, less Cur72,034.67 rent Exp. & Taxes pd. Notes and Bills Payable 73.54 Notes and Bills Rediscounted .......................... 2,055.00 Reserve fo r Taxes........... Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 123,369.12 Grand Total........... $ 80,071.74 13,055.20 599.00 2,017.85 95,743.79 10,000.00 16,750.93 300.00 519.00 55.40 123,369.12 Statement of the Condition of The Baldwin County Bank, located at Bay Minette, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ 12,015.00 85.00 1,116.78 2,074.31 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.......'....... Cashier’s C hecks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 16,082.81 Due Banks, other States Due Unpaid Dividends... 127,479.47 11,244.33 Total Deposits....... $ 175,107.83 33,705.74 12,887.67 182,594.28 49.48 4,500.00 7,534.02 241,271.19 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted ... Reserve for Taxes........... Reserve fo r Interest Other Liabilities.............. Cash Over Grand Total........... $ 35,744.53 639.50 50,000.00 5,000.00 1,163.36 10,000.00 241,271.19 STATE SUPERINTENDENT OF BANKS. 27 Statement of the Condition of The Peoples Exchange Bank, located at Beatrice, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 30,410.75 Due Banks, other States Due Pnpaid Dividends... 1,055.63 Total Deposits....... $ 35,019.65 Capital Stock paid in..... Surplus Fund.................... 50.00 Undiv’d Profits, less Current Exp. & Taxes pd. 36,481.65 622.15 Notes and Bills Payable... 4.60 Notes and Bills Rediscounted .......................... 2,036.20 2,223.92 Reserve for Taxes.:.......... 495.01 Reserve for Interest....... 40.92 Other Liabilities.............. Cash Over.......................... 55,887.86 Grand Total........... $ 76,974.10 1,971.00 295.00 984.09 303.18 76,974.10 31,537.95 8,508.91 15,810.00 31.00 15,000.00 4,000.00 2,086.24 Statement of the Condition of The Belle Mina Bank, located at Belle Mina, Ala., at the Close of Business Oct. 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ LIABILITIES. 2,685.00 Individual Deposits......... $ Savings Deposits.............. 256.19 Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Sertified Checks................ Due to Clearing House... Due Banks in this State... 26,328.60 Due Banks, other States Due Unpaid Dividends... Total Deposits....... $ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total............ S 29,269.79 14,891.15 10.02 1,000.00 1,250.00 3.43 46,424.39 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Rediscounted .......................... Reserve for Taxes............ Reserve for Interest........ Other Liabilities.............. Cash Over.......................... Grand Total.............$ 34,323.06 421.61 958.40 35,703.07 10,000.00 721.32 46,424.39 A N N U A L REPORT FOR 1915. 28 Statement of the Condition of The Rank of Berry, located at Berry, Ala,, at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ..... .................. Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources ............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 5,255.00 1,235.00 311.50 90.73 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 14,311.35 Due Banks, other States Due Unpaid Dividends... 14,554.44 Total Deposits....... $ 35,758.02 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. 35,246.68 Notes and Bills Redis counted .......................... Notes and Bills Payable... 1,875.18 Reserve for Taxes............ 3,764.99 Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 32,932.18 76,644.87 76,644.87 Grand Total........... $ 21,031.94 841.60 54,805.72 15,000.00 4,500.00 2,339.15 Statement of the Condition of The Bessemer State Bank, located at Bessemer, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 15,389.00 850.00 1,159.10 997.87 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House Due Banks in this State30,919.02 Due Banks, other States Due Unpaid Dividends... 12,138.35 Total Deposits....... $ 61,453.34 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 157,471.20 rent Exp. & Taxes pd. Notes and Bills Payable73.83 Notes and Bills Redis 23,029.45 counted .................. 8,289.17 Reserve fo r Taxes........ _ 1,500.00 Reserve fo r Interest....... 179.60 Other Liabilities.............. Cash Over........... 105,908.85 38,062.88 251,996.59 251,996.59 Grand Total........... $ 1,435.08 517.81 4.50 326.97 146,256.09 100,000.00 5,740.50 STATE SUPERINTENDENT OF BANKS. 29 Statement of the Condition of The Citizens Bank, located at Bessemer, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States Total....................... .$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other R esources. Cash S h ort.......... Grand Total........... $ | L IA B IL IT IE S . 7,316.00 Individual Deposits......... $ Savings Deposits.......... ■.... 2,485.95 Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... Due Banks, other States Due Unpaid Dividends... 9,317.93 Total Deposits....... $ 14,867.93 5,550.00 9,801.95 14,106.25 37.28 10,000.00 2,000.00 25,000.00 60,945.48 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pr. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve for Taxes............ Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... Grand Total........... $ 25,000.00 9,452.55 11,625.00 60,945.48 Statement of the Condition of The United States Savings Bank, located at Bessemer, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 14,173.79 Due Banks, other States Due Unpaid Dividends... 5,655.89 Total Deposits....... $ 33,476.30 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 65,551.08 Notes and Bills Payable113.83 Notes and Bills Redis counted .......................... 6,000.00 500.00 Reserve fo r Taxes............ 4,240.75 Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 10,571.00 2,335.00 440.22 300.40 109,881.96 Grand Total........... $ 37,508.14 22,373.77 9,614.03 609.70 70,105.64 37-,000.00 2,776.32 109,881.96 30 A N N U A L REPORT FOR 1915. Statement of the Condition of The Alabama-Penny-Prudential Savings Bank, located at Birmingham, Ala., at the Close of Business October 19, 1915, Branch at Montgomery. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels,Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 13,470.00 500.00 2,341.31 160.50 Individual Deposits........ $ Savings Deposits............. Demand Certificates....... Time Certificates............ Cashier’s C hecks............ 1,817.16 Certified Checks.............. Due to Clearing House... Due Banks in this State... 16,294.44 Due Banks, other States Due Unpaid Dividends... 832.85 Total Deposits...... $ 35,416.26 Capital Stock paid in... Surplus Fund................... 19,550.00 Undiv’d Profits, less Cur 368,119.13 rent Exp. & Taxes pd. Notes and Bills Payable... 1,200.20 Notes and Bills Redis counted .......................... 13,195.72 Reserve for Taxes........... 41,668.21 Reserve for Interest....... 17,669.35 Other Liabilities............. Cash Over......................... 176,989.27 61,046.86 Grand Total........... $ 495,818.87 495,818.87 85,556.39 314.13 27.62 323,934.27 86,465.00 85,378.79 21.24 19.57 Statement of the Condition of The American Trust & Savings Bank, located at Birmingham, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... 1 Gold .................................. Silver, Nickels, Pennies.,. Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ............................ L IA B IL IT IE S . Individual Deposits......... ! 2,585,467.17 786,680.26 Savings Deposits............. 91,350,64 Demand Certificates....... Time Certificates............. 18,192.02 Cashier’s Checks............. 5,483.38 61.098.00 Certified Checks............... 91,429.69 Due to Clearing House... 17,436.25 Due Banks in this State... 295,781.76 63,312.20 Due Banks, other States 135,393.35 324.00 Due Unpaid Dividends... 583,523.07 Total Deposits....... 3,936,108.83 Total....................... $ 1,173,820102 500.000. 00 Capital Stock paid in..... Bonds and Stocks owned 250.000. 00 Surplus Fund................... by Bank.......................... 149,249.02 Undiv’d Profits, less Cur 169,705.90 Loans and Discounts....... 2,291,862.81 rent Exp. & Taxes pd. Demand Loans.................. 1,024,394.13 Notes and Bills PayableOverdrafts ....................... 192.35 Notes and Bills Redis 193,700.00 Banking H ouse................ 270,000.00 counted ......................... 8,502.18 Furniture and Fixtures... 81,609.93 Reserve fo r Taxes........... 1,867.84 Other Real Estate........... 68,756.49 Reserve for Interest....... Other Resources.............. Other Liabilities............. Cash S h ort........................ Cash Over......................... 275,051.00 45.575.00 33,054.98 20,776.08 Grand Total............ $5,059,884.75 Grand Total........... .$ 5,059,884,75 STATE SUPERINTENDENT OF BANKS. 31 Statement of the Condition of Steiner Brothers, Bankers, located at Rirming ham, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ ' Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . 10,697.00 1,297.50 1,698.71 1,345.83 Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ Time Certificates............. Cashier’s C hecks............. 4,258.48 Certified Checks................ Due to Clearing House... Due Banks in this State... 3,045.20 Due Banks, other States Due Unpaid Dividends... 95,087.42 Total Deposits....... $ 117,430.14 Capital Stock paid in..... Surplus Fund.................... 226,934.35 Undiv’d Profits, less Cur 387,493.26 rent Exp. & Taxes pd. Notes and Bills Payable 282.91 Notes and Bills Redis counted .......................... Reserve fo r Taxes............ 105,753.49 Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 518,956.85 837,894.15 837,894.15 Grand Total........... $ 121,432.28 186,556.45 208,767.05 2,104.70 96.37 100,000.00 100, 000.00 28,937.30 90,000.00 Statement of the Condition of The Birmingham Trust & Savings Co., located at Birmingham, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................! Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total. Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ L IA B IL IT IE S . 310,159.00 68,180.00 43,885.10 3,563.49 Individual Deposits......... $ 2,899,457.29 Savings Deposits.............. 1,750,647.16 Demand Certificates........ 186,405.09 Time Certificates.............. Cashier’s Checks.............. 4,594.55 59,127.72 Certified Checks................ 4,611.25 Due to Clearing House... Due Banks in this State501,582.84 285,243.72 Due Banks, other States 85,143.87 Due Unpaid Dividends... 716,065.12 Total Deposits....... $ 5,432,442.05 1,486,224.15 Capital Stock paid in..... 500,000.00 Surplus Fund.................... 650,000.00 133,508.30 Undiv’d Profits, less Cur 4,366,236.51 rent Exp. & Taxes pd. 36,269.27 419,743.38 Notes and Bills Payable... 100,000.00 2,747.69 Notes and Bills Redis 187,732.12 counted ......................... Reserve fo r Taxes............ 11,443.20 152,188.75 Reserve fo r Interest....... 18,500.49 274.11 Other Liabilities.............. Cash Over.......................... Grand Total............ $ 6,748,655.01 Grand Total............ $ 6,748,655.01 32 A N N U A L REPORT FOR 1915. Statement of the Condition of The Jefferson County Bank, located at Birm ingham, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . 87,010.00 Individual Deposits......... $ 971,147.26 Currency ......................... $ Gold .................................. 20,640.00 Savings Deposits.............. 487,950.52 Silver, Nickels, Pennies... 13,370.25 Demand Certificates....... Checks and Cash Items... 108.16 Time Certificates.............. 173,713.42 Exchanges fo r Clearing Cashier’s Checks............. 1,242.52 House ............................ 16,082.30 Certified Checks............... 925.53 Cash Items in Transit... 21,818.51 Due to Clearing House... Due from Banks in this Due Banks in this State... 97,890.30 State .............................. 116,669.27 Due Banks, other States 33,841.92 Due from Banks in other Due Unpaid Dividends... 227.67 States ............................ 175,669.33 Total Deposits....... $ 1,766,939.14 Total....................... $ 451,367.82 Capital Stock paid in..... 500.000. 00 Bonds and Stocks owned Surplus Fund.................... by Bank.......................... 126,000.00 Undiv’d Profits, less Cur 13,065.62 Loans and Discounts....... 1,767,869.96 rent Exp. & Taxes pd. Demand Loans.................. 186,453.27 Notes and Bills Payable... 325.000. 00 Overdrafts ........................ 1,150.25 Notes and Bills Redis Banking H ouse................ counted .......................... Furniture and Fixtures... Reserve fo r Taxes........... Other Real Estate............ 72,163.46 Reserve for Interest....... Other Resources Other Liabilities............. Cash Over.......................... Cash S h ort.......... Grand Total.............$ 2,605,004.76 Grand Total........... $ 2,605,004.76 Statement of the Condition of The Boaz Bank, located at Boaz, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..;....................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchagnes for Clearing House ............................ Cash Items in Transit...... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . 7,542.00 Individual Deposits......... $ 675.00 Savings Deposits............. 644.17 Demand Certificates....... Time Certificates.............. Cashier’s C hecks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 24,960.19 Due Banks, other States Due Unpaid Dividends... 14,316.49 Total Deposits....... $ 48,137.85 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 86,077.08 rent Exp. & Taxes pd. 35,916.64 Notes and Bills Payable... 144.43 Notes and Bills Redis 4,000.00 counted .......................... 1,954.45 Reserve for Taxes............ Reserve for Interest........ Other Liabilities............. Cash Over.......................... 176,230.45 Grand Total............ $ 78,711.03 40,001.90 449.53 119,162.46 28,300.00 15,000.00 13,767.99 176,230.45 STATE SUPERINTENDENT OF BANKS. 33 Statement of the Condition of The Farmers & Merchants Bank, located at Boaz, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ 3,434.00 Individual Deposits......... $ 595.00 Savings Deposits.............. 773.96 Demand Certificates....... Time Certificates Cashier’s Checks 28.50 Certified Checks Due to Clearing House... Due Banks in this State 7,358.66 Due Banks, other States Due Unpaid Dividends... 9,080.97 Total Deposits....... $ 21,271.09 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 21,653.68 8,724.12 Notes and Bills Payable... Notes and Bills Redis counted .......................... 2,461.43 3,158.28 Reserve for Taxes........... 2,000.00 Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 25,812.24 198.46 11,989.23 59,268.60 i 59,268.60 Grand Total............$ 333.07 38,333.00 10,000.00 10,000.00 935.60 Statement of the Condition of The Brent Banking Co., located at Brent, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Itemsin Transit..... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources Cash S h ort......... Grand Total............ $ L IA B IL IT IE S . 5,590.00 Individual Deposits......... $ 1,755.00 Savings Deposits............. 986.89 Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... 58.42 Due to Clearing House... Due Banks in this State... 15,064.95 Due Banks, other States Due Unpaid Dividends... 2,249.25 Total Deposits....... $ 25,704.51 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 34,449.52 rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis 2,949.11 counted .......................... 2,307.76 Reserve for Taxes........... Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 65,410.90 Grand Total............ $ 29,996.22 8,787.27 20.35 38,803.84 25,000.00 1 , 000.00 607.06 65,410.90 34 A N N U A L REPORT FOR 1915. Statement of the Condition of The Bank of Brewton, located at Brewton, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H oues............... Furniture and Fixtures... Other Real Estate........... Other Resources Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . 7,200.00 3,585.00 2,473.72 1,673.03 Individual Deposits......... $ Savings Deposits............. Time Certificates............. Demand Certificates....... Cashier’s Checks.............. Certified Checks................ 1,028.00 Due to Clearing House... Due Banks in this State... 6,262.98 Due Banks, other States Due Unpaid Dividends... 32,553.85 Total Deposits....... $ 54,776.58 Capital Stock paid in..... Surplus Fund.................... 600.00 Undiv’d Profits, less Cur174,659.46 rent Exp. & Taxes pd. Notes and Bills Payable34.04 Notes and Bills Redis13,675.52 counted .......................... 3,175.81 Reserve for Taxes.......... . 8,807.43 Reserve for Interest....... 312.13 Other Liabilities.............. Cash Over........................ .. 115,952.20 256,040.97 256,040.97 Grand Total........... $ 55,386.89 14,706.16 42,893.39 257.02 28.95 2,679.79 100,000.00 15,000.00 2,588.77 22,500.00 Statement of the Condition of The Citizens Bank, located at Brewton, Ala., at the Close o f Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit...... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total............ $ L IA B IL IT IE S . 10,730.00 6,680.00 2,639.49 509.10 Individual Deposits......... ! Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s C hecks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 52,295.37 Due Banks, other States Due Unpaid Dividends... 60,505.73 Total Deposits. 133,359.32 Capital Stock paid in..... Surplus Fund.................... 14,050.00 Undiv’d Profits, less Cur rent Exp. & Taxes pd. 109,663.73 36,250.12 Notes and Bills Payable 82.10 Notes and Bills Redis counted .......................... 3,531.36 2,307.39 Reserve fo r Taxes........... 4,920.87 Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 210,621.01 Grand Total............ ! 304,165.26 304,165.26 223.76 12,099.16 222,943.93 47,200.00 21,110.99 12,810.44 95.00 4.90 STATE SUPERINTENDENT OF BANKS. 35 Statement of the Condition of The Farmers & Merchants Bank of Escambia, located at Brewton, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources .............. Cash S h ort........................ Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State23,498.09 Due Banks, other States Due Unpaid Dividends... 7,702.85 Total Deposits....... $ 38,870.80 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 63,486.99 rent Exp. & Taxes pd. Notes and Bills Payable... 34.74 Notes and Bills Redis counted .......................... 2,442.79 Reserve for Taxes........... 150.86 Reserve fo r Interest....... Other Liabilities.............. 5.61 Cash Over.......................... 3,677.00 1,052.50 2,493.31 447.05 104,991.79 Grand Total........... $ 43,348.65 20,466.18 8,000.00 89.81 71,904.64 25,000.00 2,500.00 5,587.15 104,991.79 Statement o f the Condition o f The J. C. Jacobs Banking Co., located at Bridge port, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other Total $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort....................... Grand Total........... $ 2,646.00 35.00 934.77 10.00 35,992.94 63,330.31 1,400.00 687.24 900.00 102,310.49 LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks............. Due to Clearing House... Due Banks in this State... Due Banks, other States Due Unpaid Dividends... Total Deposits....... $ Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted ................ Reserve for Taxes......... Reserve fo r Interest.... Other Liabilities.............. Cash Over..... . Grand Total........... $ 28,270.54 49,653.02 8,889.02 205.93 87,018.51 15,000.00 291.98 102,310.49 36 A N N U A L REPORT FOR 1915. Statement of the Condition of The Brundidge Banking Co., located at Brundidge, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources ............. Grand Total........... $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 15,251.56 Due Banks, other States* Due Unpaid Dividends... 59,081.04 Total Deposits....... $ 88,381.49 Capital Stock paid in..... Surplus Fund................... 3,068.00 Undiv’d Profits, less Cur253,724.69 rent Exp. & Taxes pd. 13,000.00 Notes and Bills Payable. . 316.01 Notes and Bills Redis1,360.00 counted .......................... 1,620.00 Reserve fo r Taxes........... 7,190.00 Reserve fo r Interest....... 235.56 Other Liabilities............ . Cash Over........................ . 195,673.21 368.895.75 368,895.75 7,997.00 4,782.50 1,217,96 51.43 Grand Total........... $ 175,304.72 20,043.20 325.29 50,000.00 100,000.00 19,222.54 1,800.00 2,200.00 Statement of the Condition of The Choctaw Bank, located at Butler, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ........ ................. $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Laons and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources .............. Cash S h ort........................ Grand Total........... $ LIABILITIES. Individual Deposits..........$ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks, other States 6,781.92 Due Banks in this State... Due Unpaid Dividends... 656.18 Total Deposits....... $ 9,644.00 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 30,930.84 rent Exp. & Taxes pd. 1,100.00 Notes and Bills Payable... 157.49 Notes and Bills Redis508.50 counted .......................... 2,750.00 Reserve for Taxes............ 1,706.84 Reserve for Interest....... 537.02 Other Liabilities............. Cash Over..................... _.... 1,491.00 105.00 307.07 302.83 47,334.69 Grand Total........... $ 23,450.07 6,197.10 200.55 8.00 29,855.72 12,500.00 1,250.00 1,595.47 2,000.00 113.80 19.70 47,334.69 STATE SUPERINTENDENT OF BANKS. 37 Statement of the Condition of The Citizens Bank, located at Calera, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver. Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate............ Other Resources ............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 3,019.00 67.50 838.92 33.81 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 2,695.28 Due Banks, other States Due Unpaid Dividends... 1,064.66 Total Deposits....... $ 7,719.17 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur115,605.40 rent Exp. & Taxes pd. 1,330.80 Notes and Bills Payable... 966.38 Notes and Bills Redis3,000.00 counted .......................... 1,517.99 Reserve for Taxes........... 1,248.64 Reserve for Interest....... 969.41 Other Liabilities.............. Cash Over.......................... 132,257.79 Grand Total........... $ 38,425.18 5,386.34 6,394.51 1,100.32 7.65 765.91 52,079.91 40,000.00 4,000.00 31,130.99 4,750.00 296.89 132,257.79 Statement of the Condition of The Bank of Camden, located at Camden, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 6,550.00 170.00 890.39 1,820.13 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State22,700.68 Due Banks, other States Due Unpaid Dividends... 6,008.62 Total Deposits....... $ 38,139.82 Capital Stock paid in..... Surplus Fund.................... 1,000.00 Undiv’d Profits, less Cur93,530.38 rent Exp. & Taxes pd. Notes and Bills Payable... 5.25 Notes and Bills Redis3,000.00 counted .......................... 1,500.00 Reserve fo r Taxes............ Reserve fo r Interest....... Other Liabilities.............. 9.20 Cash Over.......................... 137,184.65 Grand Total........... $ 80,462.95 22,018.79 1.20 102,482.94 30,000.00 4,000.00 701.71 137,184.65 A N N U A L REPORT FOR 1915. 68 Statement of the Condition of The Bank of Camp Hill, located at Camp Hill, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... 4,245.00 2,982.50 2,528.35 80.89 Total....................... $ 14,148.70 Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources. Cash S h ort.......... Grand Total........... $ Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s C hecks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 4,316.96 Due Banks, other States Due Unpaid Dividends... 60,975.66 Total Deposits....... $ 73,778.55 109,143.11 35,195.04 8,398.70 3,500.00 3,000.00 7,500.00 180,885.55 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve for Taxes........... Reserve for Interest....... Other Liabilities............. Cash Over.......................... Grand Total........... $ 7,720.00 164.94 4,917.95 50,000.00 22,000.00 107.00 35,000.00 180,885.55 Statement of the Condition of The Citizens Bank, located at Carbon Hill, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 7,882.00 175.00 111.82 772.12 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 10,304.83 Due Banks, other States Due Unpaid Dividends... 4,982.16 Total Deposits....... $ 24,227.93 Capital Stock paid in..... Surplus Fund.................... 12,935.13 Undiv’d Profits, less Cur50,684.05 rent Exp. & Taxes pd. Notes and Bills Payable... 6.41 Notes and Bills Rediscounted .......................... 5,000.00 1,840.00 Reserve fo r Taxes............ 1,780.93 Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 96,474.45 Grand Total........... $ 54,257.08 14,230.10 200.00 377.35 82.86 69,147.39 15,000.00 1,927.06 10,000.00 400.00 96,474.45 STATE SUPERINTENDENT OF BANKS. 89 Statement of the Condition of The Bank of Carrollton, located at Carrollton, Ala., at the Close of Business Oct. 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 9,704.69 Due Banks, other States Due Unpaid Dividends... 9,313.25 Total Deposits....... $ 24,354.88 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 83,064.64 15,810.65 Notes and Bills Payable... 202.53 Notes and Bills Redis 3,400.00 counted ......................... 2,500.00 Reserve for Taxes........... 797.50 Reserve for Interest....... 5,579.26 Other Liabilities............. Cash Over.......................... 8,560.00 432.50 636.75 707.69 135,709.46 Grand Total........... $ 65,835.78 13,649.94 575.81 58.17 315.60 80,435.30 20,000.00 15,274.16 20,000.00 135,709.46 Statement of the Condition of The Cedar Bluff Bank, located at Cedar Bluff, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. L IA B IL IT IE S . 5,139.00 678.50 700.23 10.00 Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ 36,703.78 Total....................... $ 43,231.51 Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ 59,709.58 487.47 1,488.21 1,477.78 106,394.55 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this StateDue Banks, other States Due Unpaid Dividends... 58,456.35 Total Deposits....... $ 62,989.99 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Rediscounted ............................ Reserve fo r Taxes............ Reserve fo r Interest....... Other Liabilities.............. Cash Over............... 16,500.00 20,000.00 Grand Total........... $ 106,394.55 3,966.70 566.94 6,893.44 11.12 40 A N N U A L REPORT FOR 1915. Statement of the Condition of The Cherokee County Bank, located at Centre, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ..... ...................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... S Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources. Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . 3,505.00 2,580.00 668.15 2,108.78 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 11,564.95 Due Banks, other States Due Unpaid Dividends... 2,784.81 Total Deposits....... $ 23,211.69 Capital Stock paid in..... Surplus Fund................... 10,000.00 Undiv’d Profits, less Cur 61,260.69 rent Exp. & Taxes pd. Notes and Bills Payable 935.46 Notes and Bills Redis 1,000.00 counted .......................... 1,788.06 Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 63,731.94 98,195.90 98,195.90 Grand Total........... $ 45,944.67 16,814.45 972.82 16,700.00 15,000.00 2,763.96 Statement of the Condition of The Bibb County Banking & Trust Co., located at Centerville, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank... ...................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources .............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 3,870.00 1.255.00 688.56 15.36 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 8,354.98 Due Banks, other States Due Unpaid Dividends... 6,694.76 Total Deposits....... $ 20,878.66 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 131,737.36 rent Exp. & Taxes pd. 2,000.00 Notes and Bills Payable... 22.19 Notes and Bills Redis 16,000.00 counted ....... .................. 1,300.00 Reserve fo r Taxes............ 4,892.36 Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 176,830.57 Grand Total........... $ 90,271.97 5.56 2,400.00 23.35 92,700.88 25,000.00 29,000.00 129.69 30,000.00 176,830.57 STATE SUPERINTENDENT OF BANKS. 41 Statement of the Condition of The Peoples Bank, located at Centerville, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit.... Due from Banks in this State ...............,.............. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 4,400.00 2,477.50 391.48 35.52 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ 2,984.20 Due to Clearing House... Due Banks in this State... 20,570.55 Due Banks, other States Due Unpaid Dividends... 26,273.63 Total Deposits....... $ 57,132.88 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 22,112.12 3,956.66 Notes and Bills Payable... Notes and Bills Redis counted .......................... 4,435.14 Reserve for Taxes........... Reserve fo r Interest........ Other Liabilities.............. 22.25 Cash Over.......................... 87,659.05 Grand Total........... $ 37,379.94 6,306.03 99.82 43,785.79 42,000.00 1,873.26 87,659.05 Statement of the Condition of The Chatom State Bank, located at Chatom, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels,Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ 32,310.20 Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 15,439.04 Due Banks, other States Due Unpaid Dividends... 6,177.86 Total Deposits....... $ 24,451.35 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 39,892.50 Notes and Bills Payable1.95 Notes and Bills Redis counted .......................... 1,880.00 Reserve fo r Taxes........... 712.73 Reserve fo r Interest....... 5.00 Other Liabilities.............. Cash Over.......................... 130.45 912.35 1,522.00 387.50 609.08 315.87 66,943.53 Time Certificates........... Grand Total............ $ 11,472.10 176.09 45,001.19 15,000.00 5,000.00 1,540.54 200.00 200.00 1.80 66,943.53 A N N U A L REPORT FOR 1915. 42 Statement of the Condition of The Clanton Bank, located at Clanton, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources ............. Cash S h ort........................ Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............ . Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 13,305.54 Due Banks, other States Due Unpaid Dividends... 3,282.23 Total Deposits....... $ 25,402.61 Capital Stock paid in..... Surplus Fund.................... 8,400.00 Undiv’d Profits, less Cur81,978.95 rent Exp. & Taxes pd. Notes and Bills Payable... .20 Notes and Bills Rediscounted .......................... 2,637.32 Reserve fo r Taxes........... 4,009.05 Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 6,689.00 382.50 1,280.43 462.91 122,428.13 Grand Total........... $ 44,953.86 12,736.81 296.87 57,987.54 15,000.00 2,440.59 47,000.00 122,428.13 Statement of the Condition of The Peoples Saving's Bank, located at Clanton, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit. .. Due from Banks in this State .............................. Due from Banks in other States Total $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources .............. Cash S h ort....................... Grand Total........... $ 6,879.00 370.00 852.13 138.66 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ 3,770.25 Due to Clearing House... Due Banks in this State 32,100.75 Due Banks, other States Due Unpaid Dividends... 8,617.02 Total Deposits....... $ 52,727.81 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 61,129.38 rent Exp. & Taxes pd. 6,860.00 Notes and Bills Payable.. 6,389.72 Notes and Bills Redis 3,000.00 counted .......................... 1,714.04 Reserve for Taxes............ Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 131,820.95 Grand Total........... $ 62,203.49 27,737.89 2,361.47 110.50 92,413.35 15,000.00 19,407.60 5,000.00 131,820.95 STATE SUPERINTENDENT OF BANKS. 43 Statement of the Condition of The Advance Banking Co., located at Clayton, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other R esources.............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 5,778.00 246.00 594.36 557.17 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 6,860.53 Due Banks, other States Due Unpaid Dividends... 4,589.01 Total Deposits....... $ 18,625.07 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur70,896.22 rent Exp. & Taxes pd. 24,647.81 Notes and Bills Payable... 133.59 Notes and Bills Redis counted .......................... 2,033.30 Reserve for Taxes........... Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 116,335.99 Grand Total........... $ 49,102.18 4,000.00 316.21 1,325.31 54,743.70 50,000.00 5,000.00 2.592.29 4,000.00 116,335.99 Statement of the Condition of The Clayton Banking Co., located at Clayton, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other R esources.............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 8,870.00 500.00 270.45 104.48 Individual Deposits......... $ Savings Deposits Demand Certificates....... Time Certificates Cashier’s Checks Certified Checks Due to Clearing House... Due Banks in this State... 10,947.02 Due Banks, other States Due Unpaid Dividends... 29,352.41 Total Deposits....... $ 50,044.36 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 130,828.24 rent Exp. & Taxes pd. 5,672.57 Notes and Bills Payable... 106.16 Notes and Bills Rediscounted .......................... 1,000.00 Reserve for Taxes............ 1,202.80 Reserve for Interest....... Other Liabilities.............. .40 Cash Over......................... 188,854.53 Grand Total............$ 70,934.53 341.81 94.80 4,000.00 75,371.14 50.000. 37.000. 3,861.99 20,000.00 2,621.40 188,854.53 00 00 44 A N N U A L REPORT FOR 1915. Statement of the Condition of The Clio Banking Co., located at Clio, Ala., at the Close of Business October 19, 1915. BESOU KCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts .... Banking House Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 10,312.00 1,972.50 733.30 256.98 Individual Deposits......... $ Savings Deposits..........._.. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 24,919.26 Due Banks, other States Due Unpaid Dividends... 63.04 Total Deposits....... $ 38,257.08 Capital Stock paid in..... Surplus Fund.................... 500.00 Undiv’d Profits, less Cur95,212.18 rent Exp. & Taxes pd. 17,122.50 Notes and Bills Payable... 867.46 Notes and Bills Redis2.150.00 counted .......................... 1,785.35 Reserve for Taxes........... Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 155,894.57 Grand Total........... $ 96,642.55 10.00 1,076.80 230.00 97,959.35 25,000.00 12,500.00 5.435.22 15,000.00 155,894.57 Statement of the Condition of The Farmers Bank, located at Clio, Ala., at the Close of Business October 19, 1915. EESOU BCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank....... .................. Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total............$ L IA B IL IT IE S . 4,579.00 100.00 632.05 686.00 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... 1,500.00 Due to Clearing House... Due Banks in this State... 6,652.57 Due Banks, other States Due Unpaid Dividends... 354.78 Total Deposits....... $ 14,504.40 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur45,499.85 rent Exp. & Taxes pd. 7,675.88 Notes and Bills Payable... 537.47 Notes and Bills Redis1,965.00 counted .......................... 2,111.92 Reserve for Taxes............ Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 72,294.52 Grand Total........... $ 27,028.79 5,500.00 1,393.01 3.42 34,280.01 16,560.00 2,500.00 1,257.13 18,052.17 72,294.52 STATE SUPERINTENDENT OF BANKS. 45 Statement of the Condition of The Cochrane State Bank, located at Cochrane, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 598.00 25.00 279.79 43.50 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House.... Due Banks in this State... 1,085.17 Due Banks, other States Due Unpaid Dividends... 1,849.98 Total Deposits....... $ 3,881.44 Capital Stock paid in..... Surplus Fund.................... 300.00 Undiv’d Profits, less Current Exp. & Taxes pd. 17,552.20 38.00 Notes and Bills Payable... 64.42 Notes and Bills Redis2,386.66 counted .......................... 2,005.74 Reserve fo r Taxes............ Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 26,228.46 Grand Total............$ 5,944.18 300.00 47.03 28.11 6,319.32 15,200.00 650.49 58.65 4,000.00 26,228.46 Statement of the Condition of The Bank of Coffee Springs, located at Coffee Springs, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silvei, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ LIABILITIES. 946.00 Individual Deposits......... $ Savings Deposits.............. 147.97 Demand Certificates Time Certificates Cashier’s Checks Certified Checks. 120.69 Due to Clearing House.... Due Banks in this State2,711.32 Due Banks, other States Due Unpaid Dividends... 3,054.38 Total Deposits....... $ 6,980.36 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 43,099.82 rent Exp. & Taxes pd. 5,014.45 Notes and Bills Payable... 69.49 Notes and Bills Redis2,150.00 counted .......................... 1,966.00 Reserve fo r Taxes............ 4,967.33 Reserve fo r Interest........ Other Liabilities.............. 214.40 Cash Over.......................... 64,461.85 Grand Total............$ 13,521.78 3,874.70 381.12 80.00 17,857.60 25.000. 15.000. 1,604.25 5,000.00 64,461.85 00 00 46 A N N U A L REPORT FOR 1915. Statement of the Condition of The Farmers & Merchants Bank, located at Collinsville, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Pennies, Nickels... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ 11,324.00 Individual Deposits......... $ 2,872.50 Savings Deposits.............. 3,026.63 Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State301.69 Due Banks, other States Due Unpaid Dividends... 41,944.24 Total Deposits....... $ 59,469 06 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 94,119.77 rent Exp. & Taxes pd. Notes and Bills Payable... 3,647.01 Notes and Bills Redis 5,100.00 counted .......................... 3,600.00 Reserve fo r Taxes........... 6,824.35 Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 172,760.19 Grand Total........... $ 71,382.87 25,693.42 26,640.91 564.56 19.21 124,300.97 44,000.00 4,450.56 8.66 172,760.19 Statement of the Condition of The Bank of Columbia, located at Columbia, Ala., at the Close of Business Oct. 19, 1915. RESOURCES. Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State8,707.78 Due Banks, other States Due Unpaid Dividends... 21,590.23 Total Deposits....... $ 40,337.74 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 27,384.17 rent Exp. & Taxes pd. 152.86 Notes and Bills Payable... 23.97 Notes and Bills Redis3,214.24 counted .......................... 3,351.15 Reserve fo r Taxes........... Reserve fo r Interest....... 128.80 Other Liabilities.............. Cash Over.......................... 5,439.00 2,515.00 367.53 1,718.20 74,602.93 Grand Total........... $ 40,155.32 147.70 40,303.02 25,000.00 3,000.00 1,280.75 5,000.00 19.16 74,602.93 STATE SUPERINTENDENT OF BANKS. 47 Statement of the Condition of The Columbiana Savings Bank, located at Columbiana, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......... ................ Loans and Discounts....... Pemand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 4,746.00 1,380.00 316.41 200.53 Individual Deposits..........$ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 12,699.16 Due Banks, other States Due Unpaid Dividends... 2 623.25 Total Deposits........$ 21,965.35 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. 78,532.10 3,645.37 Notes and Bills Payable... 23.06 Notes and Bills Rediscounted .......................... 5,425.00 2,300.00 Reserve fo r Taxes........... 1,815.76 Reserve for Interest........ Other Liabilities.............. Cash Over.......................... 113,706.64 Grand Total........... $ 48,876.70 4,887.38 900.00 291.54 129.00 2,800.00 57,884.62 35,000.00 5,600.00 222.02 15,000.00 113,706.64 Statement of the Condition of The Shelby County State Bank, located at Columbiana, Ala., at the Close of Business October 19, 1915, RESOU RCES. L IA B IL IT IE S . 3,888.00 Individual Deposits......... $ Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ 3,209.22 Total........................$ 13,794.81 Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ Savings Deposits.............. 363.43 Demand Certificates........ 61.57 Time Certificates Cashier’s Checks Certified Checks Due to Clearing House... Due Banks in this State... 6,272.59 Due Banks, other States Due Unpaid Dividends... 1,860.00 37,581.97 4,000.00 1,000.00 58,236.78 Total Deposits....... $ Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. Notes and Bills Payable Notes and Bills Rediscounted .......................... Reserve fo r Taxes............ Reserve for Interest....... Other Liabilities.............. Cash Over.......................... Grand Total............$ 15,057.76 4,267.34 81.50 88.00 19,494.60 30,000.00 742.18 8,000.00. 58,236.78 48 A N N U A L REPORT FOR 1915. Statement of the Condition of The Rank of Comer, located at Comer, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ 1,108.00 Individual Deposits......... $ Savings Deposits............. 128.44 Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State2,154.14 Due Banks, other States Due Unpaid Dividends... 878.61 Total Deposits....... $ 4,269.19 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 16,355.69 rent Exp. & Taxes pd. 2,636.54 Note^ and Bills Payable... Notes and Bills Redis counted .......................... 1,830.03 Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 25,091.45 Grand Total........... $ 2,421.60 662.98 3,084.58 15,000.00 3,200.00 1,127.62 2,679.25 25,091.45 Statement of the Condition of The Cordova Bank, located at Cordova, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ......... .................. Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources............. Cash S h ort....................... Grand Total........... $ 3,074.00 65.00 560.73 67.25 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. 99.79 Certified Checks............... Due to Clearing House... Due Ranks in this State10,487.58 Due Banks, other States Due Unpaid Dividends... 2,394.81 Total Deposits....... $ 16,749.16 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 30,442.68 rent Exp. & Taxes pd. Notes and Bills Payable... 9.12 Notes and Bills Redis counted .......................... 2,038.00 Reserve fo r Taxes............ Reserve fo r Interest....... 49.80 Other Liabilities.............. Cash Over.......................... 21,127.55 49,288.76 49,288.76 Grand Total........... $ 6,670.90 200.00 27,998.45 15,000.00 1,500.00 1,790.31 3,000.00 STATE SUPERINTENDENT OF BANKS. 49 Statement of the Condition of The First Bank of Crossville, located at Cross ville, Ala., at the Close of Business October 19, 1915, RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ... Cash S h ort........... Grand Total........... $ Individual Deposits......... $ Savings Deposits............. Demand Certificates........ Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State420.32 Due Banks, other States Due Unpaid Dividends... 10,121.77 Total Deposits....... $ 15,468.95 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 17,280.07 Notes and Bills Fayable... Notes and Bills Redis 1,329.93 counted .......................... 1,564.88 Reserve for Taxes........... Reserve fo r Interest....... Other Liabilities............. 2.00 Cash Over.......................... 11,449.74 1,446.01 35,645.83 35,645.83 4,018.00 70.00 648.26 190.60 Grand Total........... $ 438.84 13,334.59 20,000.00 2,311.24 Statement o f the Condition o f The Bank of Cuba, located at Cuba, Ala., at the Close o f Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... jj> Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ 2,215.00 670.00 386.29 22.07 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing HouseDue Banks in this State94.60 Due Banks, other States Due Unpaid Dividends... 5,789.55 Total Deposits....... $ 9,177.51 Capital Stock paid in..... Surplus Fund.................... 4,921.66 Undiv’d Profits, less Cur 32,242.90 rent Exp. & Taxes pd. 14,000.00 Notes and Bills Payable... 112.00 Notes and Bills Redis 2,500.00 counted .......................... 2,000.00 Reserve for Taxes........... Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 35,614.82 64,954.07 64,954.07 Grand Total............$ 10,624.20 59.03 46,298.05 15,000.00 587.69 3,000.00 68.33 A N N U A L REPORT FOR 1915. 50 Statement of the Condition of The Parker Bank & Trust Co., located at Cullman, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources Cash S h ort... ..... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates........ Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House.... Due Banks in this State65,227.63 Due Bnaks, other States Due Unpaid Dividends.... 30,708.18 Total Deposits....... $ 110,382.94 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 215,027.44 rent Exp. & Taxes pd. 5,660,90 Notes and Bills Payable... 122.83 Notes and Bills Redis counted .......................... Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 263,479.21 331,194.11 331,194.11 12,351.00 460.00 1,489.70 146.43 Grand Total........... $ 227,928.73 9,442.33 25,910.52 197.63 50,000.00 10,000.00 7,714.90 Statement of the Condition o f The Sturdivant Bank, located at Dadeville, Ala., at the Close o f Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 7,121.28 Due Banks, other States Due Unpaid Dividends... 4,822.00 792.50 490.93 100.48 68,271.69 246.18 3,387.77 Total Deposits....... $, 71,905.64 Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ 14,577.38 19,400.00 93,214.93 8,843.90 582.21 2,500.00 2,766.01 15,376.76 157,261.19 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis counted .......................... Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... Grand Total........... $ 50,000.00 7,355.55 28,000.00 157,261.19 STATE SUPERINTENDENT OF BANKS. ol Statement of the Condition of The Tallapoosa County Bank, located at Dadeville, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. 1.91 Certified Checks................ 5,329.00 Due to Clearing House... Due Banks in this State... 5,886.83 Due Banks, other States Due Unpaid Dividends... 12,507.86 Total Deposits....... $ 28,324.89 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur158,233.91 rent Exp. & Taxes pd. 2,379.84 Notes and Bills Pavable... 150.45 Notes and Bills Redis4,800.00 counted .......................... 4,306.50 Reserve for Taxes........... 5,000.00 Reserve for Interest....... 75.00 Other Liabilities.............. Cash Over.......................... 3,110.00 1,305.00 117.07 67.22 203.270.59 Grand Total........... $ 60,991.00 1,616.69 5,375.75 546.50 719.72 69,249.66 75,000.00 7,581.40 20,000.00 30,400.00 1,000.00 39.53 203,270.59 Statement of the Condition of The Bank of Daleville, located at Daleville, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 2,802.00 Individual Deposits......... $ 835.00 Savings Deposits............. 34.88 Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks, other States 11,353.71 Due Banks in this State... Due Unpaid Dividends... 9,980.55 Total Deposits....... $ 25,006.14 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur20,661.16 rent Exp. & Taxes pd. 1,250.00 Notes and Bills Payable... 123.29 Notes and Bills Redis2,027.95 counted .......................... 1,871.26 Reserve fo r Taxes............ 1,064.50 Reserve for Interest....... Other Liabilities............. Cash Over.......................... 52,004.30 Grand Total........... $ 18,447.21 975.93 1,970.85 21,393.99 25,000.00 2,500.00 2,810.31 300.00 52,004.30 A N N U A L REPORT FOR 1915. 52 Statement of the Condition of The Tennessee Valley Bank, loeated at Decatur, Ala., with offices at Cherokee, Courtland, Double Springs, Falkville, Flor ence, Gurley, Haleyville, Hillsboro, Leighton, Paint Rock, Russellville, Scottsboro, Stevenson, Town Creek, Tuscumbia, at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................S Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ L IA B IL IT IE S . 59.661.00 1,222.00 15,365.45 13,646.28 Individual Deposits......... $ 752,405.67 Savings Deposits.............. 189,025.89 Demand Certificates....... Time Certificates........... 62,384.01 Cashier’s Checks.............. 12,250.44 Certified Checks................ 50.00 88,412.91 Due to Clearing House... Due Banks in this State... 15,061.99 21,604.58 Due Banks, other States Due Unpaid Dividends... 48.00 109,770.56 Total Deposits....... $ 1,031,226.00 309,682.78 150,000.00 Capital Stock paid in..... Surplus Fund................... 75,000.00 85,500.00 Undiv’d Profits, less Cur 1,071,505.76 rent Exp. & Taxes pd. 25,335.48 Notes and Bills Payable... 271,000.00 4,071.32 Notes and Bills Redis 50,000.00 counted .......................... 17,332.06 16,000.00 Reserve for Taxes........... 32,800.00 Reserve fo r Interest........ 333.68 Other Liabilities.............. Cash Over.......................... Grand Total........... $ 1,569,893.54 Grand Total........... $ 1,569,893.54 Statement of the Condition o f The Robertson Banking Co,, located at Demopolis, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 6,632.00 3,060.00 5,494.44 1,132.24 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 39,414.74 Due Banks, other States Due Unpaid Dividends... 11,412.73 Total Deposits....... $ 67,146.15 Capital Stock paid in..... Surplus Fund.................... 20,750.00 Undiv’d Profits, less Cur 425,385.56 rent Exp. & Taxes pd. 89,835.01 Notes and Bills Payable... 1,128.06 Notes and Bills Redis counted .......................... 14,000.00 3,258.60 Reserve for Taxes........... 12,799.51 Reserve fo r Interest....... 104.92 Other Liabilities.............. Cash Over.......................... 634,407.81 Grand Total........... $ 264,177.60 102,622.09 140.85 366,940.54 125.000.00 75,000.00 7,467.27 60,000.00 634,407.81 STATE SUPERINTENDENT OF BANKS. 53 Statement of the Condition of The Dora Banking &. Trust Co., located at Dora, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ _____ Grand Total........... $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State21,255.97 Due Banks, other States Due Unpaid Dividends... 729.95 Total Deposits....... $ 26,269.21 Capital Stock paid in..... Surplus Fund.................... 6,570.00 Undiv’d Profits, less Cur 47,493.87 rent Exp. & Taxes pd. Notes and Bills Payable31.36 Notes and Bills Redis counted .......................... 5,000.00 1,050.00 Reserve for Taxes............ 2,085.00 Reserve fo r Interest........ Other Liabilities.............. 30.62 Cash Over.......................... 47,600.51 88,530.06________ Grand Total........... $ 88,530.06 2,925.00 42.50 977.68 338.11 21,967.83 188.22 31.09 15.00 69,802.65 10,000.00 2,500.00 6,119.77 107.64 Statement >of the Condition of The Dothan Mortgage & Trust Co., located at Dothan, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels,Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. 27.81 Certified Checks................ Due to Clearing House... Due Banks in this State17,185.13 Due Banks, other States Due Unpaid Dividends... 6,839.18 Total Deposits....... $ Total....................... $ 27,528.78 Capital Stock paid in..... Bonds and Stocks owned Surplus Fund.................... by Bank......................... Undiv’d Profits, less Cur Loans and Discounts....... 74,351.11 rent Ex. & Taxes pd. Demand Loans....................... 4,315.65Notes and Bills Payable... Notes and Bills Redis Overdrafts ........................ Banking H ouse................ counted .......................... Furniture and Fixtures... 2,211.89 Reserve fo r Taxes............ Other Real Estate........... 3,118.24 Reserve for Interest....... Other Resources.............. Other Liabilities.............. Cash Over.......................... Cash S h ort........................ Grand Total............ $ 2,336.00 70.00 819.66 251.00 111,525.67 Grand Total............ $ 28,766.98 524.60 29,291.58 60,000.00 10,000.00 2,234.09 10,000.00 111,525.67 A N N U A L REPORT FOR 1915. 54 Statement of the Condition of The Bank of Eclectic, located at Eclectic, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 12,558.78 Due Banks, other States Due Unpaid Dividends... 6,332.69 Total Deposits....... $ 21,815.75 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur31,014.71 rent Exp. & Taxes pd. 8,529.88 Notes and Bills Payable... 735.79 Notes and Bills Redis2,087.70 counted .......................... 2,407.52 Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 37,176.81 66,591.35 66,591.35 2,223.00 135.00 340.51 225.77 Grand Total........... $ 35,071.09 1,550.00 555.72 15,000.00 1,400.20 13,000.00 14.34 Statement of the Condition of The Elmore County Bank, located at Eclectic, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 13,151.00 60.00 318.95 67.32 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 7,785.90 Due Banks, other States Due Unpaid Dividends... 859.85 Total Deposits....... $ 22,243.02 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur24,013.47 rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis2,895.52 counted .......................... 3,102.37 Reserve for Taxes........... Reserve fo r Interest....... 175.29 Other Liabilities.............. Cash Over.......................... 52,429.67 Grand Total........... $ 21,868.96 175.00 1,641.15 2,244.56 25,929.67 10,000.00 16,500.00 52,429.67 55 STATE SUPERINTENDENT OF BANKS. Statement of the Condition of The Elba Bank & Trust Co., located at Elba, Ala., at the Close of Business Oct. 19, 1915. KESOUKCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ...................... ..... Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources .............. Cash S h ort....................... Grand Total........... $ l ia b il it ie s . 3,511.00 3,315.00 424.12 68.33 Individual Deposits......... $ Savings Deposits............. Demand Certificates........ Time Certificates............. Cashier’s Checks............. Certified Checks................ 2,800.92 Due to Clearing House... Due Banks in this State... 7,411.19 Due Banks, other States Due Unpaid Dividends... 26,849.96 Total Deposits....... $ 44,380.52 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 123,460.97 rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis 5,902.89 counted .......................... 3,236.64 Reserve for Taxes........... 4,208.50 Reserve for Interest....... Other Liabilities.............. 41.09 Cash Over.......................... 181,230.61 Grand Total........... $ 48,474.05 30,408.38 1,049.86 79,932.29 50.000. 20.000. 16,298.32 15,000.00 181,230.61 Statement of the Condition of The Bank of Alabama, located at Ensley, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 14,536.00 Individual Deposits......... $ 550.00 Savings Deposits.............. 2,071.89 Demand Certificates....... 161,091.89 54,370.30 16,596.61 Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 6,132.28 Due Banks, other States Due Unpaid Dividends... 8,053.29 Total Deposits....... $ 33,610.54 Capital Stock paid in..... Surplus Fund.................... 38,249.28 Undiv’d Profits, less Cur 192,594.58 rent Exp. & Taxes pd. 15,473.59 Notes and Bills Payable 418.74 Notes and Bills Redis 24,303.09 counted .......................... 1,650.00 Reserve fo r Taxes.......... 4,487.44 Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 509.99 180.69 2,267.08 Time Certificates........... 310,787.26 1 Grand Total............$ 20,090.46 252,839.94 50,000.00 6,572.64 548.89 645.79 310,787.26 00 00 56 A N N U A L REPORT FOR 1915. Statement of the Condition of The Bank of Ensley, located at Ensley, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ... Banking House Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... L IA B IL IT IE S . 27,146.00 Individual Deposits......... $ 2,632.50 Savings Deposits............. 20,722.59 Demand Certificates....... Time Certificates.............. Cashier’s Checks............. 2,533.73 Certified Checks................ Due to Clearing House... Due Banks in this State... 213,742.51 Due Banks, other States Due Unpaid Dividends... 45,382.36 Total Deposits....... $ 312,159.69 Capital Stock paid in..... Surplus Fund.................... 20,993.78 Undiv’d Profits, less Cur 732,901.37 rent Exp. & Taxes pd. 76,842.18 Notes and Bills Payable 537.72 Notes and Bills Redis 20,000.00 counted .......................... Reserve fo r Taxes............ 37,983.91 -Reserve for Interest....... 294.58 Other Liabilities............. Cash Over.......................... Grand Total........... $ 1,201,713.23 464,595.56 394,300.74 90,894.14 1,330.54 1,057.25 25,000.00 977,178.23 100,000.00 100,000.00 16,251.78 2,204.97 5,881.13 197.12 Grand Total........... $ 1,201,713.23 Statement of the Condition of The Enterprise Banking Co., located at Enter prise, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 4,992.00 2,002.50 2,313.67 57.16 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State34,808.40 Due Banks, other States Due Unpaid Dividends... 10,165.04 Total Deposits....... $ 54,338.77 Capital Stock paid in..... Surplus Fund.................... 11,000.00 Undiv’d Profits, less Cur 98,916.80 rent Exp. & Taxes pd. 11,521.28 Notes and Bills Payable319.00 Notes and Bills Redis 3,500.00 counted .......................... 2,900.00 Reserve fo r Taxes........... 3,500.00 Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 185,995.85 Grand Total............$ 75,897.93 343.15 76,241.08 50,000.00 50,000.00 9,754.77 185,995.85 STATE SUPERINTENDENT OF BANKS. 57 Statement of the Condition of The Sumter Bank &. Trust Co., located at Epes,. Ala., at the Close of Business Oct. 19, 1915. BESOU ECES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.. Cash S h ort........... Grand Total........... $ L IA B IL IT IE S . 51.00 Individual Deposits......... $ 1,046.00 Savings Deposits.............. 89.31 Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 1,713.90 Due Banks, other States Due Unpaid Dividends... 1,296.02 Total Deposits....... $ 4,196.23 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur26,514.39 rent Exp. & Taxes pd. 2,023.15 Notes and Bills Pavable... 130.19 Notes and Bills Redis2,231.72 counted .......................... 2,761.15 Reserve fo r Taxes........... 500.00 Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 18,028.73 Grand Total........... $ 38,356.83 38,356.83 800.00 84.84 18,913.57 12,600.00 1,843.26 5,000.00 Statement of the Condition of The Bank of Eufaula, located at Eufaula, Ala., at the Close of Business October 19, 1915. BESOU ECES. L IA B IL IT IE S . 5,801.00 100.00 468.83 667.30 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier's Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 7,770.15 Due Banks, other States Due Unpaid Dividends... 99,817.98 Total Deposits....... $ 113,342.22 Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ 13,035.92 Total....................... $ 27,843.20 Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ 17,788.00 309,398.74 8,087.84 .42 5,968.63 3,432.04 372,518.87 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Rediscounted .......................... Reserve for Taxes............ Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... Grand Total........... $ 6,126.71 79.69 7,317.84 100,000.00 14,000.00 6,106.58 25,000.00 112,119.55 1,788.60 161.92 372,518.87 58 A N N U A L REPORT FOR 1915. Statement of the Condition of The Merchants & Farmers Rank, located at Eutaw, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . 5,536.00 2,860.00 1,204.03 259.42 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s C hecks...........,.. Certified Checks............... Due to Clearing House... Due Banks in this State 21,562.00 Due Banks, other States Due Unpaid Dividends... 6,598.87 Total Deposits....... $ 38,020.32 Capital Stock paid in..... Surplus Fund.................... 20,000.00 Undiv’d Profits, less Cur 107,637.51 rent Exp. & Taxes pd. 15,255.17 Notes and Bills Payable189.90 Notes and Bills Redis 5,500.00 counted .......................... 200.00 Reserve for Taxes........... Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 186,802.90 Grand Total........... $ 57,553.66 26,781.88 2,500.00 50.00 86,885.54 55,000.00 40,000.00 4,9.17.36 186,802.90 Statement of the Condition of The Peoples Bank o f Evergreen, located at Evergreen, Ala. (branch at Castleberry), at the Close of Business Oct. 19,1915 RESOU RCES. Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouses............. Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 15,533.00 Individual Deposits......... $ 2,247.50 Savings Deposits............. 7,710.51 Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. 357.21 Certified Checks............... Due to Clearing House... Due Banks in this State15,780.66 Due Banks, other States Due Unpaid Dividends... 36,467.85 Total Deposits....... $ 78,096.73 Capital Stock paid in..... Surplus Fund................... 10,000.00 Undiv’d Profits, less Cur 233,267.56 rent Exp. & Taxes pd. 83,098.98 Notes and Bills Payable... Notes and Bills Redis 25,267.00 counted .......................... 9,942.81 Reserve fo r Taxes........... 1,289.66 Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 130,241.43 53,022.49 440,962.74 440,962.74 Grand Total........... $ 1,981.47 185,245.39 100,000.00 60,000.00 10,717.35 50,000.00 35,000.00 STATE SUPERINTENDENT OF BANKS. 59 Statement of the Condition of The Bank of Fairfield, located at Fairfield, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . 4,090.00 242.50 305.86 587.71 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 5,502.32 Due Banks, other States Due Unpaid Dividends... 551.31 Total Deposits....... $ 11,279.70 Capital Stock paid in..... Surplus Fund.................... 406.93 Undiv’d Profits, less Cur52,475.60 rent Exp. & Taxes pd. 979.34 Notes and Bills Payable... 30.80 Notes and Bills Rediscounted .......................... 2,729.99 Reserve fo r Taxes........... Reserve for Interest....... Other Liabilities............. 17.15 Cash Over.......................... 30,384.72 67,919.51 67,919.51 Grand Total........... $ 24,262.65 5,929.58 192.49 25,000.00 12,146.68 227.54 160.57 Statement of the Condition of The Bank of Falco, located at Falco, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ 1,984.23 Total....................... $ 4,579.44 Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources .............. Cash S h ort........................ Grand Total........... $ 2,190.00 20.00 288.26 96.95 LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... Due Banks, other States Due Unpaid Dividends... Total Deposits....... $ 12,372.29 1,954.50 1,714.71 3,079.24 23,700.18 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. Notes and Bills Payatie... Notes and Bills Rediscounted .......................... Reserve fo r Taxes............ Reserve for Interest....... Other Liabilities.............. Cash Over.......................... Grand Total........... $ 7,708.74 990.60 63.76 8,763.10 10,000.00 87.08 4,850.00 23,700.18 A N N U A L REPORT FOR 1915. 60 Statement of the Condition of The Bank of Faunsdale, located at Faunsdale, Ala., at the Close of Business Oct. 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans Overdrafts .... Banking House Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 7,576.31 Due Banks, other States Due Unpaid Dividends... 1,664.76 Total Deposits....... $ 12,008.39 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 20,661.04 rent Exp. & Taxes pd. 13,235.12 Notes and Bills Payable... 157.33 Notes and Bills Rediscounted .......................... 1,600.00 Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities.............. 20.24 Cash Over.......................... 23,521.55 47,682.12 47,682.12 1,072.00 25.00 1,438.91 231.41 Grand Total........... $ 22,283.98 339.14 200.56 697.87 15,000.00 3,000.00 1,160.57 5,000.00 Statement of the Condition of The Watkins Banking Co., located at Fauns dale, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total........... $ LIABILITIES. 3,069.00 Individual Deposits......... $ Savings Deposits.............. 3,064.35 Demand Certificates....... 2,408.87 Time Certificates............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 18,864.67 Due Banks, other States Due Unpaid Dividends... 30,172.44 Total Deposits....... $ 57,579.33 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur109,089.35 rent Exp. & Taxes pd. 40,633.65 Notes and Bills Payable... 1,693.17 Notes and Bills Redis3,500.00 counted .......................... 3,000.00 Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 215,495.50 Grand Total........... $ 94,286.05 90.62 523.36 291.23 43.00 95,234.26 50,000.00 31,000.00 17,861.24 20,000.00 1,400.00 215,495.50 STATE SUPERINTENDENT OF BANKS. 61 Statement of the Condition of The Alabama State Bank & Trust Co., located at Fayette, Ala., at the Close of Business October 19, 1915, RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 6,543.59 Due Banks, other States Due Unpaid Dividends... 3,285.90 Total Deposits....... $ 17,308.63 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur56,527.62 rent Exp. & Taxes pd. 4,939.00 Notes and Bills Payable... 1,792.38 Notes and Bills Rediscounted .......................... 2,143.17 Reserve for Taxes........... Reserve fo r Interest....... Other Liabilities.............. 138.78 Cash Over.......................... 4,195.00 300.00 1,298.43 1,685.71 82,849.58 Grand Total........... $ 45,999.50 16,534.72 83.15 62,617.37 15,000.00 5,232.21 82,849.58 Statement of the Condition of The Bank of Five Points, located at Five Points, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 569.00 185.00 118.65 128.51 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 421.61 Due Banks, other States Due Unpaid Dividends... 33.71 Total Deposits....... $ 1,456.48 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur22,938.67 rent Exp. & Taxes pd. Notes and Bills Payable... 784.87 Notes and Bills Rediscounted .......................... 1,429.61 Reserve for Taxes............ Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 26,609.63 Grand Total............$ 5,648.75 259.71 154.20 6,062.66 15,000.00 1,046.97 4,500.00 26,609.63 62 A N N U A L REPORT FOR 1915. Statement of the Condition of The Bank of Flomaton, located at Flomaton, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ 2,843.00 Individual Deposits......... $ 395.00 Savings Deposits.............. 1,566.22 Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 5,759.61 Due Banks, other States Due Unpaid Dividends... 1,421.13 Total Deposits....... $ 11,984.96 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur31,115.15 rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Rediscounted .......................... 1,500.00 Reserve fo r Taxes............ 2,850.00 Reserve for Interest....... 435.00 Other Liabilities.............. Cash Over.......................... 24,512.75 47,885.11 47,885.11 Grand Total........... $ 5,302.39 29,815.14 15,000.00 569.97 2,500.00 Statement of the Condition of The Bank of Florala, located at Florala, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ 1,893.00 907.50 984.23 410.00 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State15,123.57 Due Banks, other States Due Unpaid Dividends... 81,205.36 17,666.16 Total Deposits....... $ 122,158.76 22,380.00 907.24 53,988.80 1,000.00 97,863.18 184.76 17,500.00 5,165.16 9,103.33 18.29 184,823.52 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve for Taxes........... Reserve fo r Interest........ Other Liabilities.............. Cash Over.................. Grand Total........... $ 60,000.00 591.05 2,073.71 184,823.52 STATE SUPERINTENDENT OF BANKS. 63 Statement of the Condition of The Alabama Trust & Savings Bank, located at Florence, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due fr o m . Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort............... Grand Total........... $ 4,485.00 4,710.00 2,408.24 522.41 • 91,393.04 8,939.00 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks....... ...... Certified Checks................ Due to Clearing House... Due Banks in this State... 5,604.12 Due Banks, other States Due Unpaid Dividends... 13,775.94 Total Deposits....... $ 31,505.71 Capital Stock paid in..... Surplus Fund.................... 5,125.00 Undiv’d Profits, less Cur113,803.71 rent Exp. & Taxes pd. 28,477.00 Notes and Bills Payable... 35.11 Notes and Bills Rediscounted .......................... 3,400.00 Reserve fo r Taxes........... 17,450.00 Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 107,768.71 Grand Total........... $ 199,796.53 199,796.53 100.00 7,308.67 28.00 50,000.00 6,949.76 35,000.00 78.06 Statement of the Condition of The State Bank of Foley, located at Foley, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold ........................... Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Log,ns and Discounts....... Demand Loans.......... ....... Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S hort........................ Grand Total. L IA B IL IT IE S . 1,993.00 1,037.50 449.12 35.00 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 2,406.25 Due Banks, other States Due Unpaid Dividends... 7,199.11 Total Deposits....... $ 13,119.98 Capital Stock paid in..... Surplus Fund.................... 1,008.75 Undiv’d Profits, less Cur 50,260.76 rent Exp. & Taxes pd. 100.00 Notes and Bills Payable44.17 Notes and Bills Redis counted .......................... 3,132.29 1,743.90 Reserve fo r Taxes............ Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 40,227.38 69,409.85 69.409.85 Grand Total. 15,975.11 56,202.49 10,000.00 3,207.36 64 A N N U A L REPORT FOR 1915. Statement o f the Condition o f The Citizens Bank, located at Fort Deposit, Ala., at the Close o f Business Oct. 19, 1915. RESOURCES. Currency ..........................S Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources Cash S h ort....... Grand Total........... $ LIABILITIES. Individual Deposits....... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier's Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 4.216.00 Due Banks, other States Due Unpaid Dividends... 1,993.67 Total Deposits....... $ 9,648.93 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 36,821.73 rent Exp. & Taxes pd. 4,498.37 Notes and Bills Payable... 135.65 Notes and Bills Redis 4,509.59 counted .......................... 3,150.00 Reserve for Taxes........... Reserve for Interest....... 653.70 Other Liabilities.............. Cash Over.......................... 2.922.00 85.00 265.79 166.47 59,417.97 Grand Total........... $ 23,953.32 2,526.01 256.59 26,735.92 15.000. 00 682.05 17.000. 00 59,417.97 Statement of the Condition of The Fort Deposit Bank, located at Fort Deposit, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State ............................. Due from Banks in other States ........... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ . | L IA B IL IT IE S . 3,607.00 Individual Deposits......... $ 477.50 Savings Deposits.............. 819.95 Demand Certificates........ Time Certificates............. Cashier’s Checks.............. 306.44 Certified Checks................ Due to Clearing House... Due Banks in this State2,200.03 Due Banks, other States Due Unpaid Dividends... 1,284.01 Total Deposits....... $ 8,694.93 Capital Stock paid in..... Surplus Fund............... Undiv’d Profits, less Cur 42,382.67 rent Exp. & Taxes pd. 90.39 Notes and Bills Payable... 3,380.86 Notes and Bills Redis 2,750.00 counted ............... 2,000.00 Reserve for Taxes...... 11,697.72 Reserve fo r Interest . 10.00 Other Liabilities............ Cash Over............... 31,779.74 71,006.57 71,006.57 Grand Total........... $ 932.36 336.61 33,048.71 25,000.00 7,957.86 5,000.00 65 STATE SUPERINTENDENT OF BANKS. Statement of the Condition of The Citizens Bank & Security Co., located at Fort Payne, Ala., at the Close of Business October 19, 1915, L IA B IL IT IE S . RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............. ............. Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ 23,133.72 Total....................... $ 32,908.21 Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total........... $ 7,700.00 510.00 1,377.17 187.32 55,516.52 236.74 547.15 1,515.87 90,724.49 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this StateDue Banks, other States Due Unpaid Dividends... 43,610.20 Total Deposits....... $ 46,657.98 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve for Taxes........... Reserve for Interest....... Other Liabilities.............. Cash Over.......................... Grand Total........... $ 2,328.94 718.84 22,000.00 2,066.51 20,000.00 90,724.49 Statement of the Condition of The DeKalb County Bank, located at Fort Payne, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States ............................ 23,649.86 Total....................... $ 37,614.16 Bonds and Stocks owned by Bank.......................... Loans and Discounts........ Demand Loans................., Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S hort........................ Grand Total........... $ 9,436.00 1,497.50 2,711.17 319.63 1 0 ,0 0 0 .0 0 77,702.70 3,959.93 210.78 2,500.00 1,865.39 2.16 133,855.12 Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this StateDue Banks, other States Due Unpaid Dividends... 77,180.54 Total Deposits....... $ 84,325.63 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Rediscounted .......................... Reserve fo r Taxes............ Reserve for Interest....... Other Liabilities.............. Cash Over.......................... Grand Total............$ 7,020.59 124.50 30,800.00 9.12 3,720.37 15,000.00 133,855.12 66 A N N U A L REPORT FOR 1915. Statement of the Condition of The Alabama Bank & Trust Co., located at Gadsden, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned . by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ LIABILITIES. 8,590.00 Individual Deposits......... $ 1 0 .0 0 Savings Deposits........... . 774.82 Demand Certificates..... . Time Certificates............. Cashier’s C hecks............. 2,938.28 Certified Checks............... Due to Clearing House... Due Banks in this State... 800.00 Due Banks, other States Due Unpaid Dividends... 32,101.04 Total Deposits....... $ 45,214.14 Capital Stock paid in..... Surplus Fund.................... 500.00 Undiv’d Profits, less Cur 127,084.35 rent Exp. & Taxes pd. 750.54 Notes and Bills Payable.. 277.90 Notes and Bills Redis counted .......................... 5,343.74 Reserve fo r Taxes........... 888.50 Reserve fo r Interest....... 30.00 Other Liabilities............. Cash Over.......................... 127,548.92 180,089.17 180,089.17 Grand Total........... $ 78,809.45 15,064.93 32,924.00 750.54 50,000.00 2,540.25 Statement of the Condition of The Etowah Trust & Savings Bank, located at Gadsden, Ala., at the Close o f Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. 1,526.43 Certified Checks............... 1,645.58 Due to Clearing House... Due Banks in this State29,408.48 Due Banks, other States Due Unpaid Dividends... 1,382.61 Total Deposits....... $ 59,149.85 Capital Stock paid in..... Surplus Fund................... 10.500.00 Undiv’d Profits, less Cur 385,459.42 rent Exp. & Taxes pd. 21.748.00 Notes and Bills Payable341.20 Notes and Bills Redis 67.350.00 counted ........................ . 7,836.20 Reserve for Taxes........... 3,351.16 Reserve fo r Interest....... 837.30 Other Liabilities.............. Cash Over.......................... 295,071.19 556,573.13 556,573.13 21,447.00 1,232.50 2,336.11 171.14 Grand Total........... $ 147,184.49 102,161.85 44,926.53 373.32 275.00 150.00 2 0 0 ,0 0 0 .0 0 9,288.15 50,000.00 2,213.79 67 STATE SUPERINTENDENT OF BANKS. Statement of the Condition of The Gadsden Loan & Trust Co., located at Gadsden, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ 30.00 Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House.... Due Banks in this State... 1.508.49 Due Banks, other States Due Unpaid Dividends... Total Deposits....... $ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ 1.538.49 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur60,062.92 rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Rediscounted .......................... Reserve for Taxes............ Reserve for Interest........ 174.42 Other Liabilities............. Cash Over.......................... 25,000.00 2,500.00 61,775.83 61,775.83 Grand Total........... $ 243.35 23,100.00 1 0 ,0 0 0 .0 0 932.48 Statement of the Condition of The Bank of Gantt, located at Gantt, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other LIABILITIES. 1,188.00 Individual Deposits......... $ 150.00 Savings Deposits..............' 312.75 Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing H ouse... Due Banks in this State5,030.03 Due Banks, other States Due Unpaid Dividends... Total Deposits....... $ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Grand Total........... $ 12,972.37 3,848.80 1,300.00 2 2 .0 1 18,143.18 8,821.43 23,586.63 1,672.02 104.39 1,588.91 1,977.20 37.750.58 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted ..................... Reserve fo r Taxes............ Reserve for Interest.. Other Liabilities.............. Cash Over................... Grand Total........... $ 15,000.00 2,607.40 2,000.00 37,750.58 68 A N N U A L REPORT FOR 1915. Statement of the Condition of The Bank of Gaylesville, located at Gaylesville, Ala., at the Close of Business Oct. 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States ............................ 1,710.00 612.50 435.80 7.67 LIABILITIES. Individual Deposits......... $ Savings Deposits............ . Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this StateDue Banks, other States Due Unpaid Dividends.... Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources. Cash S h ort.......... Grand Total........... $ 6,314.98 5.75 9,583.01 Total Deposits....... $ Total....................... $ 28,861.42 35,182.15 12,348.98 43,129.61 10,290.50 1,260.91 1,750.50 1,815.64 70,596.14 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Rediscounted .......................... Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... Grand Total........... $ 12,500.00 2 0 ,0 0 0 .0 0 2,913.99 70,596.14 Statement of the Condition of The Bank of Geiger, located at Geiger, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other LIABILITIES. 99.00 Individual Deposits......... $ Savings Deposits............. 197.15 Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State46.80 Due Banks, other States Due Unpaid Dividends.... Total Deposits....... $ Total....................... $ Bonds and Stocks owned _ by Bank......................... ’ Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ 3,493.64 1,948.62 37.12 110.00 5,589.38 347.70 34,519.69 17,259.89 83.54 6,500.00 3,360.19 62,071.01 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve for Taxes............ Reserve for Interest....... Other Liabilities.............. Cash Over.......................... Grand Total........... $ 45,200.00 645.53 10,636.10 62,071.01 STATE SUPERINTENDENT OF BANKS. 69 Statement of the Condition of The Citizens Bank, located at Geneva, Ala., at the Close of Business October 19, 1915. BESOU KCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other R esources. Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ 1,776.20 Due to Clearing House... Due Banks in this State1,500.00 Due Banks, other States Due Unpaid Dividends... 54,085.26 Total Deposits....... $ 65,099.46 Capital Stock paid in..... Surplus Fund.................... 12,302.85 Undiv’d Profits, less Current Exp. & Taxes pd. 92,386.76 Notes and Bills Payable 35.58 Notes and Bills Rediscounted .......................... 2,485.50 Reserve for Taxes............ 8,416.28 Reserve fo r Interest........ 1,792.50 Other Liabilities.............. Cash Over.......................... 4,589.00 1,870.00 1,225.00 54.00 182,518.93 Grand Total........... $ 105,707.68 4,700.00 912.44 111,320.12 50.000. 2 0 .0 0 0 . 1,194.52 4.29 182,518.93 Statement of the Condition of The Butler County Bank, located at Georgiana, Ala. (branch at McKenzie), at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 10,918.00 1,592.00 4,317.73 25.00 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ 31.07 Due to Clearing House... Due Banks in this State... 23,530.08 Due Banks, other States Due Unpaid Dividends... 10,567.94 Total Deposits....... $ 50,981.82 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur94,000.67 rent Exp. & Taxes pd. 4,000.00 Notes and Bills Payable Notes and Bills Redis counted ....................... — 4,988.14 Reserve fo r Taxes............ 6,777.51 Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 160,748.14 Grand Total........... $ 74,688.13 20,094.16 3,000.80 1,402.00 99,185.09 25,000.00 13,563.05 23,000.00 160,748.14 00 00 A N N U A L REPORT FOR 1915. 70 Statement of the Condition of The Citizens Bank & Trust Co., located at Gilbertown, Ala., at the Close of Business October 19, 1915. BESOUKCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................ Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts........ Demand Loans.................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate............ Other Resources. Cash S h ort.......... Grand Total........... $ LIABILITIES. 1,385.00 Individual Deposits......... $ 740.00 Savings Deposits.............. 287.24 Demand Certificates........ Time Certificates.............. Cashier’s Checks............. Certified Checks............... 989.80 Due to Clearing House... Due Banks in this State6,017.84 Due Banks, other States Due Unpaid Dividends... 877.14 Total Deposits....... $ 10,297.02 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 17,520.66 rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis 3,000.00 counted .......................... 1,250.00 Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 32,067.68 Grand Total........... $ 15,190.18 450.00 19.15 15,659.33 15,000.00 1,408.35 32,067.68 Statement of the Condition of The Citizens Bank, located at Girard, Ala., at the Close o f Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ....... Total....................... $ Bonds and- Stocks owned by Bank.......................... Loans and Discounts........ Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. 1,168.80 Certified Checks................ Due to Clearing House... Due Banks in this State... 1,917.35 Due Banks, other States Due Unpaid Dividends... 14.491.16 Total Deposits....... $ 21,820.97 Capital Stock paid in..... Surplus Fund........... Undiv’d Profits, less Cur 27,921.60 rent Exp. & Taxes pd. 750.00 Notes and Bills Payable... Notes and Bills Redis counted .................. 8,144.75 3,318.34 Reserve fo r Taxes... 2,939.95 Reserve fo r Interest....... Other Liabilities.............. Cash Over............... 3,890.00 40.00 305.91 7.75 64,895.61 Grand Total........... $ 24,849.91 6,162.56 12.10 31,024.57 25,000.00 1,371.04 7,500.00 64,895.61 71 STATE SUPERINTENDENT OF BANKS. Statement of the Condition of The Phoenix-Girard Bank, located at Phoenix, Ala., at the Close of Business Oct. 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ..........................$ Gold ........... :..................... Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total........... $ Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. 5,720.44 Certified Checks................ Due to Clearing House... Due Banks in this State... 7,126.79 Due Banks, other States Due Unpaid Dividends... 22,222.51 Total Deposits....... $ 53,999.04 Capital Stock paid in..... Surplus Fund.................... 5,850.00 Undiv’d Profits, less Cur 148,535.01 rent Exp. & Taxes pd. 17,850.98 Notes and Bills Payable... 127.55 Notes and Bills Redis 8,225.00 counted .......................... 3,310.50 Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities............ . Cash Over.......................... 16,945.00 15.00 1,953.84 15.46 237,898.08 Grand Total........... $ 65,008.04 111,163.89 331.64 1,091.92 1,917.25 25.00 179,537.74 25,000.00 13,360.34 20,000.00 237,898.08 Statement of the Condition of The Farmers & Merchants Bank, located at Goodwater, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 2,907.00 107.50 346.87 4,367.69 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ 8,038.26 Due to Clearing House... Due Banks in this State... 4,931.78 Due Banks, other States Due Unpaid Dividends... 2,216.80 Total Deposits....... $ 22,915.90 Capital Stock paid in..... Surplus Fund.................... 1 0 ,0 0 0 .0 0 Undiv’d Profits, less Cur 95,378.64 rent Exp. & Taxes pd. 5,000.00 Notes and Bills Payable... Notes and Bills Redis 3,000.00 counted .......................... 1,235.00 Reserve for Taxes............ Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 137,529.54 Grand Total............ $ 46,754.01 5,756.60 154.45 7,574.91 60,239.97 25,000.00 10,000.00 2,789.57 39,500.00 137,529.54 72 A N N U A L REPORT FOR 1915. Statement of the Condition of The Planters Bank, located at Goodwater, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources. Cash S h ort.......... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 2,582.90 Due Banks, other States Due Unpaid Dividends... 2,268.74 Total Deposits....... $ 8,487.41 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur44,906.94 rent Exp. & Taxes pd. 5,586.17 Notes and Bills Payable... 4,324.84 Notes and Bills Redis850.00 counted .......................... 2 ,0 0 0 .0 0 Reserve fo r Taxes........... Reserve fo r Interest....... 987.85 Other Liabilities.............. Cash Over.......................... 2,795.00 673.50 157.02 10.25 67,143.21 Grand Total........... $ 21,535.11 3,474.50 67.95 25,077.56 2 0 ,0 0 0 .0 0 9,065.65 13,000.00 67,143.21 Statement of the Condition of The Merchants & Farmers Bank, located at Gordo, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House .......................-... Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States ..................... ...... Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts........ Demand Loans................. Overdrafts ....................... Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 6,159.00 350.00 458.42 3.90 Individual Deposits......... $ Savings Deposits............. Demand Certificates.... ... Time Certificates.............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 19,919.45 Due Banks, other States Due Unpaid Dividends... 3,406.89 Total Deposits.......$ 30,297.66 Capital Stock paid in Surplus Fund__________ 500.00 Undiv’d Profits, less Cur60,551.27 rent Exp. & Taxes pd. 20,678.82 Notes and Bills Payable... 529.30 Notes and Bills Redis2,867.20 counted .......................... 2,525.00 Reserve fo r Taxes............ Reserve fo r Interest.___ Other Liabilities.............. .58 Cash Over.......................... 117,949.83 Grand Total............$ 64,169.63 18,025.81 747.98 9.40 120.92 83,073.74 2 0 ,0 0 0 .0 0 14,876.09 117,949.83 STATE SUPERINTENDENT OF BANKS. 73 Statement of the Condition of The Bank of Gordon, located at Gordon, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels,Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State6,958.54 Due Banks, other States Due Unpaid Dividends... 5,693.32 Total Deposits....... $ 14,522.97 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 18,862.13 Notes and Bills Payable220.58 Notes and Bills Redis 1,360.27 counted .......................... 1,724.18 Reserve fo r Taxes............ Reserve for Interest........ Other Liabilities............. Cash Over.......................... 861.00 155.00 648.85 206.26 36,690.13 Grand Total........... $ 18,170.85 2,509.88 298.03 20,978.76 11,100.00 3,000.00 1,611.37 36,690.13 Statement of the Condition of The Grand Bay State Bank, located at Grand Bay, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ..........................S Gold ........................... ....... Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total. Bonds and Stocks owned by Bank.......................... Loans and Discounts........ Demand Loans................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Garnd Total. Individual Deposits.........1 Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State2,688.12 Due Banks, other States Due Unpaid Dividends... 75.48 Total Deposits.......! 5,872.37 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 49,042.56 800.00 Notes and Bills Payable164.78 Notes and Bills Redis counted ......................... 1,795.79 Reserve for Taxes............ Reserve fo r Interest........ 2,102.17 Other Liabilities.............. Cash Over.......................... 1,915.00 485.00 589.06 119.71 59,777.67 Grand Total. 30,696.53 7,693.95 469.77 38,860.25 10,000.00 1,200.00 247.02 6 , 000.00 3,470.40 59,777.67 74 A N N U A L REPORT FOR 1915. Statement of the Condition of The Peoples Bank, located at Greensboro, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S hort.......... Grand Total........... $ 8,865.00 618.00 2,475.10 377.69 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State13,832.54 Due Banks, other States Due Unpaid Dividends... 6,828.49 Total Deposits....... $ 32,996.82 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 66,176.79 rent Exp. & Taxes pd. 13,997.35 Notes and Bills Payable... 185.96 Notes and Bills Rediscounted .......................... 697.00 Reserve for Taxes............ Reserve for Interest....... 1,239.12 Other Liabilities.............. Cash Over.......................... 115,293.04 Grand Total........... $ 64,522.25 62.25 64,584.50 30,500.00 13,000.00 2,164.14 5,000.00 44.40 115,293.04 Statement of the Condition of The Bank of Greenville, located at Greenville, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources ............. Cash S h ort........................ Grand Total............$ L IA B IL IT IE S . 26,470.00 1,385.00 4,593.20 1,175.28 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State74,386.36 Due Banks, other States Due Unpaid Dividends.... 44,001.11 Total Deposits....... $ 152,010.95 Capital Stock paid in..... Surplus Fund.................... 27,840.00 Undiv’d Profits, less Cur152,230.22 rent Exp. & Taxes pd. 95,845.54 Notes and Bills Payable... 455.40 Notes and Bills Redis7,500.00 counted .......................... 2,675.00 Reserve fo r Taxes............ 2,837.55 Reserve fo r Interest........ 67.19 Other Liabilities.............. 1.24 Cash Over.......................... 151,740.64 153,395.24 441,463.09 441,463.09 Grand Total............$ 2,778.51 136.34 308,050.73 50.000. 70.000. 00 00 •12,287.36 1,125.00 STATE SUPERINTENDENT OF BANKS. 75 Statement of the Condition of The Bank of Grove Hill, located at Grove Hill, Ala., at the Close of Business Oct. 19, 1915. RESOU RCES. Currency ..........................$ Gold ........................... Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other R esources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 1,606.00 336.00 1,552.50 35.78 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 5,658.64 Due Banks, other States Due Unpaid Dividends... 3,016.98 Total Deposits....... $ 12,205.90 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 77,593.30 rent Exp. & Taxes pd. 4,971.99 Notes and Bills Payable... 40.87 Notes and Bills Redis 2,000.00 counted .......................... 2,300.00 Reserve for Taxes............ 4,997.00 Reserve for Interest....... 300.00 Other Liabilities.............. Cash Over.......................... 104,409.06 Grand Total........... $ 47,420.58 22,341.36 237.28 200.00 28.00 70,227.22 15,000.00 5,000.00 2,949.11 11,232.73 104,409.06 Statement of the Condition of The Marion County Banking Co., located at Guin, Ala. (branch at Hamilton), at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................! Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total. Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate....... .... Other R esources.............. Cash S h ort....................... Grand Total............ $ L IA B IL IT IE S . 11, 000.00 Individual Deposits.........; 65.00 Savings Deposits.............. 383.46 Demand Certificates....... 900.00 Time Certificates............. Cashier’s Checks.............. Certified Checks................ 1,132.31 Due to Clearing House... Due Banks in this State... 8,609.37 Due Banks, other States Due Unpaid Dividends... 14,694.40 Total Deposits....... 1 36,784.54 Capital Stock paid in..... Surplus Fund.................... 5.000. 00Undiv’d Profits, less Cur 103,004.00 rent Exp. & Ta,xes pd. 6.000. 00 Notes and Bills Payable... 173.37 Notes and Bills Redis 4.300.00 counted .......................... 3.225.00 Reserve fo r Taxes............ Reserve for Interest........ 165.75 Other Liabilities.............. Cash Over.......................... 158,652.66 Grand Total............ $ 65,467.36 50.12 17,522.57 870.02 83,910.07 25.000. 00 17,500.00 2,241.59 30.000. 00 1.00 158,652.66 76 A N N U A L REPORT FOR 1915. Statement of the Condition of The Bank of Guntersville, located at Gunters ville, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ................ ....... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ 4i8.80 Due to Clearing House... Due Banks in this State... 6,208.84 Due Banks, other States Due Unpaid Dividends... 16,963.62 Total Deposits....... $ 55,772.36 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 143,244.73 70,550.00 Notes and Bills Payable... 809.77 Notes and Bills Redis 9,000.00 counted .......................... 4,815.00 Reserve fo r Taxes............ 7,749.52 Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 21,984.00 5,050.00 4,098.54 1,048.56 291,941.38 Grand Total........... $ 130,060.88 36,642.02 1,660.16 40.10 168,403.16 50,000.00 22,038.22 35,000.00 16,500.00 291,941.38 Statement of the Condition o f The Citizens Bank, located at Guntersville, Ala., at the Close o f Business Oct. 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State8,418.49 Due Banks, other States Due Unpaid Dividends... 9,885.00 590.00 667.22 94.12 Total Deposits....... $ Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ 52,336.55 5,000.00 9,111.41 318.00 66,765.96 23,865.52 900.00 47,437.10 17,551.92 12.67 6,250.00 2,160.00 98,177.21 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted ................... ...... Reserve fo r Taxes........... Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... Grand Total........... $ 15,000.00 5,000.00 411.25 11,000.00 98,177.21 STATE SUPERINTENDENT OF BANKS. 77 Statement o f the Condition o f The Bank o f Hackleburg, located at Hackleburg, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ | L IA B IL IT IE S . 4,567.00 Individual Deposits......... $ Savings Deposits.............. 363.03 Demand Certificates........ 16.65 Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 15,812.51 Due Banks, other States Due Unpaid Dividends.... 7,070.66 Total Deposits....... $ 27,829.85 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 28,492.99 rent Exp. & Taxes pd. Notes and Bills Payable... 103.81 Notes and Bills Redis1,175.00 counted .......................... 1,050.50 Reserve fo r Taxes............ Reserve fo r Interest........ Other Liabilities.............. .90 Cash Over........................ . 39,203.30 58,653.05 58,653.05 Grand Total............$ 35,537.84 3,304.00 361.46 1 0 ,0 0 0 .0 0 500.00 949.75 8 ,0 0 0 .0 0 Statement of the Condition of The Traders & Farmers Bank, located at Haley' ville, Ala., at the Close o f Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S hort........................ Grand Total........... $ L IA B IL IT IE S . 7,918.00 302.00 1,068.80 38.04 Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 32,114.82 Due Banks, other States Due Unpaid Dividends... 10,651.76 Total Deposits....... $ 52,093.42 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 45,217.87 rent Exp. & Taxes pd. 2,290.00 Notes and Bills Payable563.70 Notes and Bills Redis 3,780.54 counted .......................... 2,320.81 Reserve fo r Taxes............ 2,500.00 Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 108,766.34 Grand Total............$ 71,242.87 1,982.83 9,195.55 330.44 3.50 82,755.19 19,000.00 3,843.00 3,168.15 108,766.34 78 A N N U A L REPORT FOR 1915. Statement of the Condition of The Merchants Rank, located at Hanceville, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this. State .............................. Due from Banks in other States .............. Total............... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources . Cash S h ort.......... Grand Total........... $ 6,156.00 Individual Deposits......... $ 481.00 Savings Deposits............. 431.42 Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State19,222.36 Due Banks, other States Due Unpaid Dividends... 211.52 Total Deposits........$ 26,502.30 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 21,362.96 rent Exp. & Taxes pd. Notes and Bills Payable... 14.59 Notes and Bills Redis 3,000.00 counted .......................... 994.49 Reserve fo r Taxes........... 1,741.00 Reserve fo r Interest....... 244.93 Other Liabilities............. Cash Over.......................... 38,262.64 53,860.27 53,860.27 Grand Total........... $ 38,142.40 120.24 10,000.00 4,597.70 994.04 5.89 Statement of the Condition of The Bank of Hartford, located at Hartford, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks............... Due to Clearing House...... Due Banks in this State12,658.65 Due Banks, other States Due Unpaid Dividends... 14,285.59 Total Deposits....... $ Total....................... $ 32,556.58 Capital Stock paid in..... Surplus Fund.................... Bonds and Stocks owned Undiv’d Profits, less Cur by Bank......................... rent Exp. & Taxes pd. Loans and Discounts....... 91,664.87 Notes and Bills PayableDemand Loans....................... 2,500.00 Notes and Bills Redis Overdrafts ....................... Banking H ouse..................... 5,401.88 counted .......................... Furniture and Fixtures... 2,000.00 Reserve for Taxes........... 3,488.22 Reserve fo r Interest....... Other Real Estate........... Other Resources.............. Other Liabilities............. Cash Over.......................... Cash S h ort........................ 59,931.93 Grand Total............ $ 137,611.55 Currency ..........................$ Gold ........................... Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Grand Total............ $ 5,055.00 355.00 117.11 84.63 137,611.55 1,082.34 61.014.27 47.500.00 13.750.00 15.347.28 79 STATE SUPERINTENDENT OF BANKS. Statement of the Condition of The Bank of Hartselle, located at Hartselle, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ liabilities. Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ Time Certificates.............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 22,706.50 Due Banks, other States Due Unpaid Dividends... 32,484.05 Total Deposits....... $ 63,804.46 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 73,331.83 rent Exp. & Taxes pd. 6,214.35 Notes and Bills Payable... 201.99 Notes and Bills Rediscounted .......................... 3,049.55 Reserve for Taxes........... 3,950.00 Reserve fo r Interest........ Other Liabilities.............. 1.38 Cash Over.......................... 6,213.00 835.00 1,173.86 392.05 150,553.56 Grand Total........... $ 85,576.43 15,990.07 2,762.49 8.35 104,337.34 25,000.00 8 ,0 0 0 .0 0 2,114.47 11,101.75 150,553.56 Statement of the Condition of The Farmers & Merchants Bank, located at Headland, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 13,212.00 345.00 1,611.88 34.00 Individual Deposits......... $ Savings Deposits............. Demand Certificates........ Time Certificates.............. Cashier’s Checks.............. Certified Checks................ 91.67 Due to Clearing House.... Due Banks in this State10,692.53 Due Banks, other States Due Unpaid Dividends... 9,813.06 Total Deposits....... $ 35,800.14 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 65,657.94 rent Exp. & Taxes pd. 13,657.15 Notes and Bills Payable... 151.93 Notes and Bills Redis 3,500.00 counted .......................... 2,500.00 Reserve fo r Taxes............ 3,150.00 Reserve fo r Interest........ 200.00 Other Liabilities.............. Cash Over.......................... 124,617.16 Grand Total............$ 62,834.81 902.08 1,000.00 406.93 65,143.82 25,100.00 20,000.00 4,356.62 10,000.00 16.72 124,617.16 80 A N N U A L REPORT FOR 1915. Statement of the Condition of The First Trust & Savings Bank, located at Headland, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ LIABILITIES. Individual Deposits......... $ Savings Deposits........... ... Demand Certificates....... Time Certificates............ . Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 4.296.49 Due Banks, other States Due Unpaid Dividends... Total Deposits....... $ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking House................ Furniture and Fixtures... Other Real Estate........... Other Resources .............. Cash S h ort....................... Grand Total........... $ 4.296.49 30,158.25 30,158.25 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur52,696.64 rent Exp. & Taxes pd. 15,030.00 Notes and Bills Payable... Notes and Bills Rediscounted .......................... Reserve for Taxes........... 1,575.34 Reserve for Interest...... . Other Liabilities.............. Cash Over.......................... 25,000.00 73,598.47 73,598.47 Grand Total........... $ 4,740.97 13,699.25 Statement of the Condition of The Bank of Heflin, located at Heflin, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........ ............... Grand Total........... $ 5,595.00 1,220.00 1,056.62 291.67 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 17,860.48 Due Banks, other States Due Unpaid Dividends... 7,407.82 Total Deposits....... $ 33,431.59 Capital Stock paid in..... Surplus Fund.................... 10,350.00 Undiv’d Profits, less Cur 104,440.90 rent Exp. & Taxes pd. Notes and Bills Payable... 20.48 Notes and Bills Redis 6,000.00 counted .......................... 1,500.00 Reserve fo r Taxes...... :..... 7,075.20 Reserve fo r Interest....... Other Liabilities.............. 7.75 Cash Over.......................... 162,825.92 Grand Total........... $ 56,037.11 13,859 89 317.06 70,214.06 50,000.00 6,000.00 6,611.86 30,000.00 162,825.92 STATE SUPERINTENDENT OF BANKS. 81 Statement of the Condition of The Huntsville Bank & Trust Co., located at Huntsville, Ala., at the Close of Business October 19, 1915, RESOU RCES. Currency ..........................I Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States ............................ Total. Bonds and Stocks owned by Bank......................... Loans and. Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 37,499.00 2,930.00 5.757.31 2,505.84 Individual Deposits......... ! Savings Deposits.............. Demand Certificates........ Time Certificates.............. Cashier’s Checks.............. 10,712.31 Certified Checks................ 4.287.32 Due to Clearing House... Due Banks in this State4,702.65 Due Banks, other States Due Unpaid Dividends.... 37,642.77 Total Deposits. 106,037.20 Capital Stock paid in..... Surplus Fund.................... 9,100.00 Undiv’d Profits, less Cur rent Exp. & Taxes pd. 505,718.18 52,668.46 Notes and Bills Payable544.41 Notes and Bills Redis counted .......................... 8,511.76 Reserve fo r Taxes............ 26,340.00 Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 475,611.76 708,920.01 708,920.01 Grand Total........... $ 254,642.85 158,799.12 3,293.22 15.00 7,593.28 51,028.29 240.00 150,000.00 43,308.25 40,000.00 Statement of the Condition of The W. R. Rison Banking Co., located at Huntsville, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 60,720.00 8 ,0 0 0 .0 0 7,446.52 5,868.07 Individual Deposits......... $ Savings Deposits.............. Demand Certificates____ Time Certificates Cashier’s Checks 5,913.20 Certified Checks . . 4,984.25 Due to Clearing House... Due Banks in this State... 31,373.16 Due Banks, other States Due Unpaid Dividends... 205,286.15 Total Deposits....... $ 329,591.35 Capital Stock paid in..... Surplus Fund.................... 69,732.00 Undiv’d Profits, less Cur431,670.64 rent Exp. & Taxes pd. 105,187.01 Notes and Bills Payable3,696.77 Notes and Bills Redis6 ,0 0 0 .0 0 counted .......................... 2 ,0 0 0 .0 0 Reserve for Taxes............ Reserve for Interest....... 255.41 Other Liabilities.............. Cash Over.......................... 948,133.18 Grand Total............$ 488,486.53 249,257.72 35.00 883.63 738,662.88 1 0 0 ,0 0 0 .0 0 50,000.00 56,413.63 3,056.67 948,133.18 82 A N N U A L REPORT FOR 1915. Statement of the Condition of The Bank of Hurtsboro, located at Hurtsboro, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources .............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 7,000.00 Individual Deposits......... $ Savings Deposits.............. 2,041.99 Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ 14,240.54 Due to Clearing House... Due Banks in this State3,034.02 Due Banks, other States Due Unpaid Dividends... 69,521.02 Total Deposits....... $ 87,377.07 14,495.39 1,838.82 1,521.84 26,316.55 8,000.00 42,207.28 137,257.80 691.37 2,000.00 1,029.31 10,393.06 227,895.37 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve for Taxes............ Reserve for Interest........ Other Liabilities.............. Cash Over.......................... Grand Total........... $ 100.000.00 518.30 40,000.00 227,895.37 Statement of the Condition of The Farmers & Merchants Bank, located at Hurtsboro, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States .......... ................. Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 3,031.00 Individual Deposits......... $ Savings Deposits............. 384.14 Demand Certificates....... 259.85 Time Certificates.............. Cashier’s Checks.............. Certified Checks................ 1,867.77 Due to Clearing House... Due Banks in this State12,096.79 Due Banks, other States Due Unpaid Dividends... 4,504.14 Total Deposits....... $ 22,143.69 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 82,146.07 rent Exp. & Taxes pd. 1,723.81 Notes and Bills Payable... 525.00 Notes and Bills Redis counted .......................... 2,388.00 Reserve fo r Taxes............ Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 108,926.57 Grand Total........... $ 27,318.19 10,975.21 390.83 3,372.96 42,057.19 38,600.00 7,000.00 1,269.38 15,000.00 5,000.00 108,926.57 STATE SUPERINTENDENT OF BANKS. 83 Statement of the Condition of The Jackson Bank & Trust Co„ located at Jackson, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B I L I T I E S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ 2,749.00 1,637.50 601.23 1,149.64 Individual Deposits...„.....$ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State11,617.72 Due Banks, other States Due Unpaid Dividends... 1,089.54 Total Deposits....... $ 18,844.63 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 96,985.54 rent Exp. & Taxes pd. 5,089.75 Notes and Bills Payable... 14.51 Notes and Bills Redis3,808.99 counted .......................... 4,050.19 Reserve for Taxes............ 4,121.43 Reserve fo r Interest........ 5,314.12 Other Liabilities.............. Cash Over.......................... 138,229.16 Grand Total........... $ 67,860.99 35,930.12 813.08 104,604.19 29,000.00 3,595.79 1 ,0 0 1 .0 1 28.17 138,229.16 Statement of the Condition of The James & Midway Banking Co., located at James, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other Total $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ 3,594.00 980.00 60.16 200.00 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates_______ Cashier’s Checks .. Certified Checks Due to Clearing House... Due Banks in this State... 4,163.37 Due Banks, other States Due Unpaid Dividends... 42,398.57 Total Deposits....... $ 42,526.12 9,815.15 10,800.00 37,150.58 42,100.00 146.79 2,500.00 1,214.41 743.31 104,470.24 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis counted .......................... Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... Grand Total............$ 122.35 5.20 25,000.00 36,844.12 100.00 104,470.24 A N N U A L REPORT FOR 1915. • 84 Statement of the Condition of The Central Bank & Trust Co., located at Jasper, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ........................... Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 1,319.00 87.50 642.53 1,503.02 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 10,125.30 Due Banks, other States Due Unpaid Dividends... 3,360.46 Total Deposits....... $ 17,037.81 Capital Stock paid in..... Surplus Fund................... 13,780.00 Undiv’d Profits, less Cur 46,416.29 rent Exp. & Taxes pd. Notes and Bills Payable... 1,062.63 Notes and Bills Redis 15,000.00 counted .......................... 5,576.03 Reserve for Taxes........... 230.91 Reserve fo r Interest........ 813.57 Other Liabilities............. Cash Over.......................... 99,916.84 Grand Total........... $ 21,076.10 2,646.76 8,137.00 95.56 1,788.19 8.00 33,751.61 39,050.00 24,798.42 2,316.81 99,916.84 Statement of the Condition of The Jasper Trust Co., located at Jasper, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items inTransit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 4,536.00 Individual Deposits......... $ 137.50 Savings Deposits.............. 945.42 Demand Certificates........ Time Certificates.............. Cashier’s Checks.............. 784.97 Certified Checks................ 1,480.53 Due to Clearing House... Due Banks in this State... 3,112.47 Due Banks, other States Due Unpaid Dividends... 6,460.39 Total Deposits....... $ 17,457.28 Capital Stock paid in..... Surplus Fund.................... 6,485.57 Undiv’d Profits, less Cur 181,921.63 rent Exp. & Taxes pd. 9,945.73 Notes and Bills Payable... 2,002.66 Notes and Bills Redis 12,008.86 counted .......................... 3,800.66 Reserve fo r Taxes........... 6,431.87 Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 240,054.26 Grand Total........... $ 55,441.08 4,403.64 43,444.77 359.53 25.00 1,479.21 105,153.23 50,000.00 40,901.03 25,000.00 19,000.00 240,054.26 STATE SUPERINTENDENT OF BANKS. 85 Statement of the Condition of The Bank of Kennedy, located at Kennedy, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ 2,750.00 Individual Deposits......... $ 450.00 Savings Deposits.............. 692.62 Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State 23,448.63 Due Banks, other States Due Unpaid Dividends... 8,362.20 Total Deposits....... $ Total....................... $ 35,703.45 Capital Stock paid in..... Bonds and Stocks owned Surplus Fund................... Undiv’d Profits, less Cur by Bank.......................... rent Exp. & Taxes pd. Loans and Discounts........ 19,229.85 Demand Loans.................. Notes and Bills PayableNotes and Bills Redis Overdrafts ........................ Banking H ou se..................... 2,447.97 counted .......................... Furniture and Fixtures... 2,009.92 Reserve fo r Taxes........... Reserve for Interest....... Other Real Estate............ Other Liabilities.............. Other R esources. Cash Over.......................... Cash S h ort.......... Grand Total........... $ 59,391.19 Grand Total............$ 33,187.86 7,400.03 365.46 40,953.35 15,000.00 3,000.00 437.84 59,391.19 Statement of the Condition of The Farmers & Merchants Bank of Kinston, located at Kinston, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ou se................ Furniture and Fixtures... Other Real Estate— ....... Other Resources.............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . 1,882.00 Individual Deposits......... $ 137.50 Savings Deposits............. 454.77 Demand Certificates........ Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State3,865.20 Due Banks, other States Due Unpaid Dividends... 2,501.94 Total Deposits....... $ 8,841.41 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 9,059.55 2,830.93 Notes and Bills Payable... Noets and Bills Redis counted .......................... 1,703.73 1,568.16 Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities.............. 1.00 Cash Over.......................... 24,004.78 Grand Total............ $ 12,526.20 1,036.03 269.50 133.02 13,964.75 10,000.00 40.03 24,004.78 A N N U A L REPORT FOR 1915. 86 Statement of the Condition of The Bank of LaFayette, located at LaFayette, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by B ank........................ Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ 7,727.00 2,620.00 1,471.18 614.27 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............ . Cashier’s Checks ............... Certified Checks................ Due to Clearing House... Due Banks in this State... 7,725.78 Due Banks, other States Due Unpaid Dividends.... 31,632.14 Total Deposits....... $ 51,790.37 Capital Stock paid in..... Surplus Fund.................... 10,000.00 Undiv’d Profits, less Cur rent Exp. & Taxes pd. 194,674.34 Notes and Bills Payable... Notes and Bills Redis counted .......................... 7,500.00 1,500.00 Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over...................... :.... 101,923.77 27,615.22 265,464.71 265,464.71 Grand Total........... $ 920.02 130,459.01 50,000.00 50,000.00 15,005.70 20,000.00 Statement of the Condition of The Chambers County Bank, located at LaFay ette, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other Total $ Individual Deposits......... $ Savings Deposits.............. Demand Certificates..... . Time Certificates .. Cashier’s Checks .. Certified Checks Due to Clearing House... Due Banks in this State... 4,694.13 Due Banks, other States Due Unpaid Dividends... 74,461.77 Total Deposits....... $ 79,982.04 6,381.00 950.00 1,219.57 443.06 290.10 20,906.36 Capital Stock paid in..... Surplus Fund.................... Bonds and Stocks owned Undiv’d Profits, less Cur by Bank......................... Loans and Discounts....... 161,358.89 rent Exp. & Taxes pd. Demand Loans................. 3,580.00 Notes and Bills Payable... Overdrafts ....................... 1,280,09 Notes and Bills Redis Banking H ouse............... 6,000.00 counted .......................... Furniture and Fixtures... 2,500.00 Reserve for Taxes........... Reserve for Interest....... Other Real Estate........... Other Resources............. Other Liabilities............. Cash S h ort........................ Cash Over.......................... Grand Total........... $ 4,992.47 327.70 195,625.34 Grand Total........... $ 50,000.00 25,393.30 35,000,00 5,250.00 195,625.34 STATE SUPERINTENDENT OF BANKS. 87 Statement of the Condition of The Larkinsville Banking Co., located at Larkinsville, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... 2,940.00 260.00 213.01 95.53 Total....................... $ 11,461.59 Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this StateDue Banks, other States Due Unpaid Dividends... 20,218.29 Total Deposits....... $ 30,695.71 10,475.47 1.95 7,953.05 1 ,0 0 0 .0 0 45,654.90 345.00 188.58 1,198.45 1,604.37 61,452.89 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Rediscounted .......................... Reserve for Taxes............ Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... Grand Total............$ 15,000.00 2,757.18 13,000.00 61,452.89 Statement of the Condition of The Leeds State Bank, located at Leeds, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 2,948.00 105.00 321.68 51.56 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 795.92 Due Banks, other States Due Unpaid Dividends... 3,031.24 Total Deposits....... $ 7,253.40 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur33,505.75 rent Exp. & Taxes pd. Notes and Bills Payable... 46.46 Notes and Bills Redis2,504.92 counted .......................... 1,683.11 Reserve fo r Taxes............ Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 44,993.64 Grand Total............$ 13,179.36 15,883.63 69.65 1.60 29,134,24 1 0 ,0 0 0 .0 0 2,859.40 3,000.00 44,993.64 A N N U A L REPORT FOR 1915. 88 Statement of the Condition of The Lincoln Bank & Trust Co., located at Lin coln, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............. .............. Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts........ Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources ............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 1,897.00 Individual Deposits......... $ Savings Deposits.............. 653.04 Demand Certificates....... 1,502.15 Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 1,818.61 Due Banks, other States Due Unpaid Dividends... 1,700.95 Total Deposits....... $ 7,571.75 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur27,357.21 rent Exp. & Taxes pd. 6,530.00 Notes and Bills Payable... 2 2 .0 2 Notes and Bills Rediscounted .......................... 4,154.88 2,759.59 Reserve for Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over...................... ... 48,395.45 Grand Total........... $ 13,465.88 1,007.50 13.00 84.53 2,817.58 17,388.49 25,000.00 1,003.93 5,000.00 3.03 48,395.45 Statement of the Condition of The Marengo County Bank, located at Linden, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts........ Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 1,617.00 207.50 528.25 347.96 Individual Deposits......... $ Savings Deposits............. Demand Certificates........ Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 4,101.87 Due Banks, other States Due Unpaid Dividends... 8,677.94 Total Deposits....... $ 15,480.52 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur46,097.45 rent Exp. & Taxes pd. 317.13 Notes and Bills Payable... 31.73 Notes and Bills Redis3,000.00 counted .......................... 2,134,30 Reserve for Taxes........... 2,470.60 Reserve fo r Interest........ 525.15 Other Liabilities.............. Cash Over.......................... 70,056.88 Grand Total........... $ 20,928.99 746.53 30.00 2.78 21,708.30 25,000.00 831.21 22,500.00 17.37 70,056.88 STATE SUPERINTENDENT OF BANKS. 89 Statement of the Condition of The Farmers & Merchants Bank, located at Lineville, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ................... ........ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ 3,816.00 Individual Deposits......... $ 367.50 Savings Deposits.............. 2 0 2 .6 8 Demand Certificates....... 53.70 Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State3,427.86 Due Banks, other States Due Unpaid Dividends... 3,641.36 Total Deposits....... $ 11,509.10 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 48,440.75 8,514.04 Notes and Bills Payable... 106.20 Notes and Bills Redis1,789.14 counted .......................... 1,838.11 Reserve fo r Taxes............ 350.00 Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 72,547.34 Grand Total........... $ 24,008.06 9,048.04 56.36 33,112.46 25,000.00 423.54 14,000.00 11.34 72,547.34 Statement of the Condition of The Bank of Sumter, located at Livingston, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 2,703.00 2,935.00 1,333.35 129.20 Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ Time Certificates.............. Cashier’s Checks .. Certified Checks ......... Due to Clearing House.... Due Banks in this State... 10,620.18 Due Banks, other States Due Unpaid Dividends... 989.64 Total Deposits....... $ 18,710.37 Capital Stock paid in..... Surplus Fund.................... 13,300.00 Undiv’d Profits, less Cur rent Exp. & Taxes pd. 130,483.28 1,632.25 Notes and Bills Payable... 416.97 Notes and Bills Redis counted .......................... 4,156.30 2,513.23 Reserve for Taxes............ Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 171,212.40 Grand Total........... $ 53,414.24 22,943.76 29.04 76,387.04 30,000 00 18,000.00 6,825.36 40,000.00 171,212.40 90 A N N U A L REPORT FOR 1915. Statement of the Condition of The McMillan & Co., Bankers, located at Liv ingston, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ LIABILITIES. Individual Deposits..........$ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s C hecks.............. Certified Checks................ Due to Clearing House... Due Banks in this State10,280.15 Due Banks, other States Due Unpaid Dividends... 9,353.77 Total Deposits........$ 24,538.84 Capital Stock paid in..... Surplus Fund.................... 14,372.55 Undiv’d Profits, less Cur 126,404.79 rent Exp. & Taxes pd. 7,516.67 Notes and Bills Payable... 784.24 Notes and Bills Redis counted .......................... 2,318.00 Reserve fo r Taxes............ 1,732.02 Reserve fo r Interest........ 460,10 Other Liabilities.............. Cash Over.......................... 3,140.00 756.00 787.85 221.07 178,127.21 Grand Total........... $ 81,199.28 81,199.28 50,000.00 10,000.00 6,927.93 30,000.00 178,127.21 Statement o f the Condition o f The Bank o f Louisville, located at Louisville, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House.. ... Due Banks in this State12,247.70 Due Banks, other States Due Unpaid Dividends... 5,425.00 5,065.00 821.26 25.95 Total Deposits....... $ Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ 45,535.85 2,000.00 536.87 48,072.72 35,008.95 37,083.11 6,606.66 328.93 1,397.00 815.00 81,239.65 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve fo r Taxes....... Reserve fo r Interest....... Other Liabilities............ Cash Over.................... Grand Total........... $ 25,000.00 1,000.00 2,166.93 5,000.00 81,239.65 STATE SUPERINTENDENT OF BANKS. 91 Statement of the Condition of The Barbour County Bank, located at Louis ville, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States Total $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resoures................ Cash S h ort........................ Grand Total........... $ 5,099.00 365 00 124.96 39.00 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 3,642.05 Due Banks, other States Due Unpaid Dividends... 4,951.19 Total Deposits....... $ 14,221.20 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 15,230.59 rent Exp. & Taxes pd. 1,199.71 Notes and Bills Payable... 214.35 Notes and Bills Redis counted .......................... 1,870.00 Reserve for Taxes........... Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 15,155.88 32,735.85 32,735.85 Grand Total........... $ 200.00 158.61 15,514.49 15,000.00 1,221.36 1,000.00 Statement of the Condition of The Bank of Luverne, located at Luverne, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ou se................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 5,705.00 1,980.00 2,082.11 2,520.87 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.......... Cashier’s Checks........ Certified Checks.......... Due to Clearing House Due Banks in this State... 9,918.35 Due Banks, other States Due Unpaid Dividends... 97,320.43 Total Deposits....... $ 100,693.50 31,284.84 126,037.82 11,305.00 675.23 4,023.32 3,801.73 177,127.94 Capital Stock paid in..... Surplus Fund... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve fo r Taxes..... Reserve for Interest.. Other Liabilities..... Cash Over................... Grand Total............$ l 364 96 978*11 800 0 0 230 00 50,000 00 3,128.60 15,000.00 8,300.00 5 84 177,127.94 92 A N N U A L REPORT FOR 1915. Statement of the Condition of The Farmers Bank, located at Luverne, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold ..... Silver, Nickels,Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total.. Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans Overdrafts ..... Banking House Furniture and Fixtures... Other Real Estate............ Other Resources .............. Cash S h ort....................... Grand Total........... 9 L IA B IL IT IE S Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State1,022.64 Due Banks, other States Due Unpaid Dividends... 2,780.02 Total Deposits....... $ 6,178.41 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 51,281.10 4,995.69 Notes and Bills Payable... Noets and Bills Redis 3,025.00 counted .......................... 3,612.30 Reserve for Taxes............ Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 1,503.00 225.00 608.75 39.00 69,092.50 Grand Total. 17,298.41 2 ,000.00 582.92 19,881.33 25,000.00 16,211.17 8, 000.00 69,092.50 Statement of the Condition of The Bank of Madison, located at Madison, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................3 Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 4,495.00 152.50 1,412.02 145.42 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s C hecks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 34,857.19 Due Banks, other States Due Unpaid Dividends... 70,334.60 Total Deposits....... $ 74,998.60 4,664.00 46,119.91 53,101.36 526.04 1,500.00 2,000.00 .20 103.247.51 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve fo r Taxes........... Reserve for Interest....... Other Liabilities............ Cash Over...... Grand Total........... $ 10,000.00 12,116.86 6,132.05 103,247.51 STATE SUPERINTENDENT OF BANKS. 93 Statement of the Condition o f The Bank of Madrid, located at Madrid, Ala., at the Close o f Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Pennies, Nickels... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ LIABILITIES. 652.00 Individual Deposits......... $ 20.00 Savings Deposits.............. 267.88 Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ 1,150.00 Due to Clearing House... Due Banks in this State721.67 Due Banks, other States Due Unpaid Dividends... 320.35 Total Deposits....... $ 3,131.90 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 12,826.06 rent Exp. & Taxes pd. Notes and Bills Payable7,966,19 Notes and Bills Redis 1,500.00 counted .......................... 1,216.95 Reserve for Taxes............ Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 11,549.09 26,641.10 26,641.10 Grand Total............$ 7,508.38 3,794.02 246.69 15,000.00 92.01 Statement of the Condition o f The Farmers Savings Bank, located at Marbury, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ LIABILITIES. 270.00 Individual Deposits......... $ 5.00 Savings Deposits.............. 320.66 Demand Certificates........ Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House__ Due Banks in this State3,615.49 Due Banks, other States Due Unpaid Dividends.... 392.49 Total Deposits....... $ 4,603.64 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 36,758.60 rent Exp. & Taxes pd. Notes and Bills Payable... 56.47 Notes and Bills Redis counted .......................... 1,475.47 Reserve for Taxes............ Reserve for Interest........ Other Liabilities.............. Cash Over.......................... 19,211.54 42,894.18 42,894.18 Grand Total............$ 14,855.96 3,867.00 200.00 288.58 11,000.00 1,682.64 11,000.00 94 A N N U A L REPORT FOR 1915. Statement of the Condition of The Marion Central Bank, located at Marion, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources .............. Cash S h ort........................ Grand Total........... $ 7,566.00 2,080.00 2,868.47 603.29 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House.... Due Banks in this State... 36,890.04 Due Banks, other States Due Unpaid Dividends... 37,046.72 Total Deposits....... $ 87,054.52 Capital Stock paid in..... Surplus Fund.................... 10,000.00 Undiv’d Profits, less Cur 204,137.34 rent Exp. & Taxes pd. 71,696.15 Notes and Bills Payable... 366.84 Notes and Bills Redis 10,000.00 counted .......................... 3,300.00 Reserve fo r Taxes........... 6,000.00 Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 392,554,85 Grand Total........... $ 202,339.64 200.00 1,919.65 379.66 204,838.95 50,000.00 90,000.00 26,365,90 20,000.00 1,350.00 392,554.85 Statement of the Condition of The Peoples Bank, located at Marion, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts........ Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total........... $ 9,033.00 4,165.00 2,374.82 651.91 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 11,322.40 Due Banks, other States Due Unpaid Dividends... 7.846.32 Total Deposits....... $ 35,393.45 Capital Stock paid in..... Surplus Fund................... 15,650.00 Undiv’d Profits, less Cur 165,018.33 rent Exp. & Taxes pd. 12,826.86 Notes and Bills Payable... 1,291.09 Notes and Bills Redis counted .......................... 3,626.12 2,716.19 Reserve for Taxes........... 3,005.00 Reserve for Interest........ Other Liabilities............. Cash Over.......................... 239,527.04 Grand Total........... $ 95,842.06 315.66 96,157.72 50,000.00 40,000.00 13,369.32 40,000.00 239,527.04 STATE SUPERINTENDENT OF BANKS. 95 Statement of the Condition of The Marion Junction State Bank, located at Marion Junction, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort....................... Grand Total........... $ 1,018.00 Individual Deposits......... $ 80.00 Savings Deposits.............. 831.06 Demand Certificates........ Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 19,602.69 Due Banks, other States Due Unpaid Dividends... 3,562.51 Total Deposits....... $ 25,094.26 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 44,014.21 rent Exp. & Taxes pd. 576.32 Notes and Bills Payable... 14.61 Notes and Bills Redis 2,434.88 counted .......................... 2,554.32 Reserve fo r Taxes............ Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 74,688.60 Grand Total............$ 20,898.74 4,898.06 1.40 148.59 25,946.79 25,000.00 1,500.00 2,241.81 20,000.00 74,688.60 Statement of the Condition of The Millport State Bank, located at Millport, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................. Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................ Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other R esources.............. Cash S h ort........................ Grand Total. .$ 3,410.00 197.50 157.39 232.40 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State11,477.60 Due Banks, other States Due Unpaid Dividends... 1,273.80 Total Deposits....... $ 16,748.69 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 42,739.97 rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis 1,700.00 counted .......................... 1,500.00 Reserve for Taxes............ 677.00 Reserve for Interest....... Other Liabilities.............. Cash Over......................... 63,365.66 Grand Total. .$ 19,072.48 7,519.29 1,210.67 27,802.44 15.000. 15.000. 465.39 5,000.00 97.83 63,365.66 00 00 A N N U A L REPORT FOR 1915. 96 Statement of the Condition of The Merchants Bank, located at Mobile, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ L IA B IL IT IE S . 177,717.00 7,500.05 8,000.91 3,302.34 Individual Deposits...........$ 942,041.43 Savings Deposits.............. 324,189.41 Demand Certificates....... Time Certificates.............. 67,059.25 Cashier’s C hecks.............. 2,975.35 15,459.70 Certified Checks................ 12,698.53 58,711.51 Due to Clearing House... 11,334.11 Due Banks in this State... 100,651.26 13,464.50 Due Banks, other States 83,951.07 Due Unpaid Dividends... 177.00 100,639.95 Total Deposits....... $ 1,545,077.41 Total........................$ 384,795.96 Capital Stock paid in..... 150,000.00 Bonds and Stocks owned Surplus Fund.................... 200,000.00 by Bank.......................... 18,000.00 Undiv’d Profits, less Cur Loans and Discounts....... 1,266,945.94 rent Exp. & Taxes pd. 25,938.68 Demand Loans.................. 220,914.86 Notes and Bills Payable... Overdrafts ........................ 4,267.43 Notes and Bills Redis counted .......................... Banking H ouse................ 25,000.00 Furniture and Fixtures... 7,000.00 Reserve fo r Taxes........... 5,500.00 Other Real Estate............ 4,285.35 Reserve fo r Interest....... 5,000.00 Other Resources. 306.55 Other Liabilities.............. Cash Over.......................... Cash S h ort.......... Grand Total........... $ 1,931,516.09 Grand Total........... $ 1,931,516.09 Statement of the Condition of The Peoples Bank, located at Mobile, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State ............................. Due from Banks in other States ............................ L IA B IL IT IE S . 43,831.00 81,152.00 14,218.69 2,380.22 Individual Deposits......... $ 955,010.80 Savings Deposits.............. 831,985.80 Demand Certificates....... Time Certificates.............. 239,538.18 Cashier’s Checks.............. 13,801.38 19,392.65 Certified Checks................ 30,514.80 84,900.27 Due to Clearing House... Due Banks in this State... 13,460.00 3,583.50 Due Banks, other States 577,643.94 Due Unpaid Dividends... 200.00 264,394.44 Total Deposits....... $ 2,662,154.90 Total....................... $ 513,852.77 Capital Stock paid in..... 150,000.00 Surplus Fund.................... 550,000.00 Bonds and Stocks owned by Bank.......................... 77,628.08 Undiv’d Profits, less Cur Loans and Discounts....... 2,233,282.73 rent Exp. & Taxes pd. 87,319.18 Demand Loans................. 479,965.47 Notes and Bills Payable... Overdrafts ........................ 3,292.99 Notes and Bills Redis counted .......................... Banking H ou se................ 75,000.00 Reserve fo r Taxes............ Furniture and Fixtures... Other Real Estate........... 66,452.04 Reserve fo r Interest....... Other Liabilities.............. Other Resources............. Cash Over.......................... Cash S h ort........................ Grand Total............ $ 3,449,474.08 Grand Total............ $ 3,449,474.08 97 STATE SUPERINTENDENT OF BANKS. Statement of the Condition of The Union Savings Bank, located at Mobile, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank....................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 11,735.40 Due Banks, other States Due Unpaid Dividends... 341.61 196,314.54 Total Deposits....... $ 202,555.83 1,280.00 426.60 642.85 2,779.84 5,657.18 212.50 30.00 16,864.69 28,319.00 198,608.02 7,194.98 3,424.48 4,042.03 7,274.37 265,727.57 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Current Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve for Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... Grand Total........... $ 34,900.00 14,515.00 3,756.74 10,000.00 265,727.57 Statement of the Condition of The Monroe County Bank, located at Monroe ville, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................! Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total. Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans............. Overdrafts ... Banking House Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total .$ 4.637.00 2.905.00 1,480.99 845.50 Individual Deposits......... Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State20,807.65 Due Banks, other States Due Unpaid Dividends... 25,613.38 Total Deposits....... 1 56,289.52 Capital Stock paid in..... Surplus Fund.................... 18,466.66 Undiv’d Profits, less Cur 183,488.93 rent Exp. & Taxes pd. Notes and Bills Payable 530.87 Notes and Bills Redis 4,811.62 counted .......................... 3,776.35 Reserve fo r Taxes........... 921.48 Reserve for Interest....... 39.86 Other Liabilities............. 11.69 Cash Over.......................... 268,336.98 Grand Total .$ 106,712.43 54,924.64 879.84 56.00 162,572.91 60,000.00 15,764.07 30,000.00 268,336.98 A N N U A L REPORT FOR 1915. 98 Statement of the Condition of The Merchants & Planters Rank, located at Montevallo, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ LIABILITIES. 6,020.00 Individual Deposits......... $ 850.00 Savings Deposits.............. 1,108.49 Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks............. Due to Clearing House... Due Banks in this State... 7,881.48 Due Banks, other States Due Unpaid Dividends... 6,616.18 Total Deposits....... $ 22,476.15 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 72,100.39 rent Exp. & Taxes pd. 7,298.73 Notes and Bills Payable143.61 Notes and Bills Redis 1,474.00 counted .......................... 1,526.00 Reserve fo r Taxes........... Reserve for Interest....... Other Liabilities............. Cash Over.......................... 105,018.88 Grand Total........... $ 73,239.13 1,110.65 255.00 74,604.78 25,000.00 5,414.10 105,018.88 Statement of the Condition o f The Alabama Bank & Trust Co., located at Montgomery, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources..... ........ Cash S h ort........................ Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. 19,729.60 Certified Checks............... 13,383.69 Due to Clearing House... Due Banks in this State... 1,601.40 Due Banks, other States Due Unpaid Dividends... 150,504.53 Total Deposits....... $ 258,066.78 Capital Stock paid in..... Surplus Fund.................... 19,000.00 Undiv’d Profits, less Cur 447,296.19 rent Exp. & Taxes pd. 34,654.73 Notes and Bills Payable... 997.52 Notes and Bills Redis counted .......................... 7,330.40 Reserve for Taxes........... Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 355,985.93 767,345.62 767,345.62 54,184.00 60.00 5,714.39 12,889.17 Grand Total........... $ 299,910.30 1,550.00 1,000.00 400.00 13,562.61 38,912.02 651.00 300,000.00 30,000.00 6,359.69 75,000.00 STATE SUPERINTENDENT OF BANKS. 99 Statement of the Condition of The Montgomery Bank & Trust Co., located at Montgomery, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 250.07 Due Banks, other States Due Unpaid Dividends... 439.02 Total Deposits....... $ 689.09 Capital Stock paid in..... Surplus Fund.................... 89,939.18 Undiv’d Profits, less Cur88,210.19 rent Exp. & Taxes pd. Notes and Bills Payable... 49.97 Notes and Bills Redis counted .......................... 5,133.20 Reserve for Taxes........... 1,464.89 Reserve for Interest....... 17,098.77 Other Liabilities.............. Cash Over.......................... 202,585.29 Grand Total........... $ 1,045.00 194.40 1,239.40 150,000.00 24,910.39 26,000.00 435.50 202,585.29 Statement of the Condition of The Sullivan Bank & Trust Co., located at Montgomery, Ala., at the Close of Business October 19, 1915. RESOU RCES. 1 Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other Total $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 24,529.00 10,180.00 1,308.34 1,925.82 Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ Time Certificates............. Cashier’s Checks.............. Certified Checks............... 73.84 Due to Clearing House... Due Banks in this State... 25,297.43 Due Banks, other States Due Unpaid Dividends... 114,460.78 126,056.70 Total Deposits....... $ 251.879.62 94,509.47 72,377.60 327,890.69 19,091.13 216.97 8,427.92 8,300.00 530,813.78 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis counted ............ Reserve for Taxes........... Reserve fo r Interest..... Other Liabilities.............. Cash Over............... Grand Total........... $ 6,085.55 5,000.00 40.57 236.02 250,000.00 26,500.00 934.16 1,500.00 530,813.78 A N N U A L REPORT FOR 1915. 100 Statement of the Condition of The Union Bank & Trust Co., located at Mont gomery, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 10,565.00 400.00 919.75 693.99 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State 42,473.58 Due Banks, other States Due Unpaid Dividends... 12,911.30 Total Deposits....... $ 67,963.62 Capital Stock paid in..... Surplus Fund................... 49,800.00 Undiv’d Profits, less Cur rent Exp. & Taxes pd. 472,412.56 Notes and Bills PayableNotes and Bills Redis counted .......................... 5,032.13 Reserve fo r Taxes.......... 8,879.76 Reserve for Interest....... 1.64 Other Liabilities............. Cash Over.......................... 604,089.71 Grand Total........... $ 15,837.41 380,772.40 43,909.06 74.75 60.76 1,751.31 120.00 442,525.69 100,000.00 55,213.18 1,350.84 5,000.00 604,089.71 Statement of the Condition of The Bank of Moulton, located at Moulton, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels,Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in T r a n s itDue from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other R esources.............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. 61.59 Certified Checks............... Due to Clearing House... Due Banks in this State20,714.48 Due Banks, other States Due Unpaid Dividends... 9,515.79 Total Deposits.......:$ 36,578.06 Capital Stock paid in..... Surplus Fund.................... 3,037.50 Undiv’d Profits, less Cur rent Exp. & Taxes pd. 75,052.24 4,270.10 Notes and Bills Payable 30.33 Notes and Bills Redis counted .......................... 2,343.00 2,054.00 Reserve fo r Taxes........... Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 76,161.09 Grand Total............ $ 123,365.23 3,285.00 1,681.00 1,316.95 3.25 123,365.23 4,900.00 200.00 81,261.09 28,000.00 8,500.00 604.14 5,000.00 STATE SUPERINTENDENT OF BANKS. 101 Statement of the Condition of The Citizens Bank, located at Moulton, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort....................... Grand Total........... $ 3,421.00 1,555.00 575.56 7.25 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... 335.97 Due to Clearing House... Due Banks in this State1,927.57 Due Banks, other States Due Unpaid Dividends... 7,014.68 Total Deposits....... $ 14,837.03 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 29,055.56 rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... 4,750.00 1,250.00 Reserve for Taxes........... Reserve for Interest....... Other Liabilities............. Cash Over.......................... 27,725.08 49,892.59 49,892.59 Grand Total........... $ 26,390.08 1,325.00 10.00 15,000.00 2,500.00 2,667.51 2,000.00 Statement of the Condition of The Bank of Moundville, located at Moundville, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other Total $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total........... $ 534.00 880.00 174.94 23.75 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State3,587.86 Due Banks, other States Due Unpaid Dividends... 22,812.39 Total Deposits....... $ 29,835.12 6,898.34 124.39 5,603.83 30,109.37 11,327.49 144.83 1,250.00 1,750.00 3,335.02 53,520.54 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable Notes and Bills Redis counted ...................... Reserve fo r Taxes............ Reserve fo r Interest... Other Liabilities.............. Cash Over.......................... Grand Total........... $ 20,600.00 2,500.00 585.42' 53.520.54 102 A N N U A L REPORT FOR 1915. Statement of the Condition of The Bank of Newbern, located at Newbern, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . 3,126.00 247.50 771.32 433.45 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 1,152.16 Due Banks, other States Due Unpaid Dividends... 200.72 Total Deposits....... $ 5,931.15 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 43,190.47 rent Exp. & Taxes pd. 4,676.33 Notes and Bills Payable... 228.75 Notes and Bills Redis 3,255.06 counted .......................... 1,522.86 Reserve fo r Taxes............ Reserve for Interest....... Other Liabilities.............. 7.28 Cash Over.......................... 58,811.90 Grand Total........... $ 15,878.95 15,878.95 28,200.00 7,000.00 2,732.95 5,000.00 58,811.90 Statement of the Condition of The Bank of New Brockton, located at New Brockton, Ala., at the Close of Business October 19, 1915, RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . 3,922.00 345.00 114.40 27.14 Individual Deposits...........$ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s C hecks............. Certified Checks............... 2,076.02 Due to Clearing House... Due Banks in this State... 4,059.83 Due Banks, other States Due Unpaid Dividends... 2,218.55 Total Deposits....... $ 12,762.94 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 73,894.21 1,933.81 Notes and Bills Payable... 460.08 Notes and Bills Redis counted .......................... 2,480.00 1,278.60 Reserve for Taxes........... 5,982.61 Reserve for Interest....... Other Liabilities............. 6.51 Cash Over.......................... 98,798.76 Grand Total............ $ 29,306.12 243.23 308.26 29,857.61 25,000.00 20,000.00 4,941.15 19,000.00 98,798.76 STATE SUPERINTENDENT OF BANKS. 103 Statement of the Condition of The Bank of New Hope, located at New Hope, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 3,500.00 Individual Deposits......... $ 420.00 Savings Deposits............. 1,755.40 Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 1,428.85 Due Banks, other States Due Unpaid Dividends... 544.14 Total Deposits....... $ 7,648.39 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 60,454.92 rent Exp. & Taxes pd. 15,000.00 Notes and Bills Payable... 4.28 Notes and Bills Redis 2,556.00 counted .......................... 1,924.04 Reserve for Taxes........... Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 56,846.87 Grand Total........... $ 87,587.63 87,587.63 40,846.87 16,000.00 15,000.00 9,000.00 1,740.76 5,000.00 Statement of the Condition of The New Market Banking Co., located at New Market, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 1,995.00 205.00 573.11 6.05 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates Cashier’s Checks Certified Checks .. Due to Clearing House... Due Banks in this State4,934.88 Due Banks, other States Due Unpaid Dividends... 127.61 Total Deposits....... $ 7,841.65 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 52,362.39 rent Exp. & Taxes pd. 2,727.47 Notes and Bills Payable... 97.04 Notes and Bills Redis 1,750.00 counted .......................... 2,057.15 Reserye fo r Taxes........... Reserve for Interest....... Other Liabilities............. Cash Over.......................... 66,835.70 Grand Total........... $ 30,495.77 8,470.02 9.90 38,975.69 15,250.00 4,001.62 1,108.39 7,500.00 66,835.70 104 A N N U A L REPORT FOR 1915. Statement of the Condition of The Farmers &. Merchants Bank, located at Newton, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . 2,318.00 1,282.50 607.05 10.10 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 9,740.98 Due Banks, other States Due Unpaid Dividends... 7,063.46 Total Deposits....... $ 21,022.09 Capital Stock paid in..... Surplus Fund.................... 500.00 Undiv’d Profits, less Current Exp. & Taxes pd. 76,693.19 1,913.98 Notes and Bills Payable... 45.94 Notes and Bills Redis3,000.00 counted ......................... 2,346.25 Reserve for Taxes........... 3,988.63 Reserve for Interest....... Other Liabilities............. Cash Over.......................... 109,510.08 Grand Total........... $ 33,547.42 1,345.43 1,393.46 36,286.31 45,000.00 9,415.50 18,308.27 500.00 109,510.08 Statement of the Condition of The Farmers State Bank, located at Newville. Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources .............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 1,596.00 70.00 718.51 3.48 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... 35.00 Due to Clearing House... Due Banks in this State5,669.49 Due Banks, other States Due Unpaid Dividends... 6,691.60 Total Deposits....... $ 14,784.08 Capital Stock paid in..... Surplus Fund................. Undiv’d Profits, less Cur 40,142.98 rent Exp. & Taxes pd. 2,104.97 Notes and Bills Payable... 43.44 Notes and Bills Redis1,719.00 counted .......................... 2,064.00 Reserve for Taxes........... 11,372.09 Reserve fo r Interest....... Other Liabilities.............. 20.29 Cash Over.......................... 72,250.85 Grand Total........... $ 27,193.74 2,201.63 414.52 29,809.89 25,000.00 10,500.00 1,940.96 5,000.00 72,250.85 STATE SUPERINTENDENT OF BANKS. 105 Statement of the Condition of The North Birmingham Trust & Savings Bank, located at North Birmingham, Ala., at the Close of Business Oct. 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items inTransit.... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ 17,832.00 Individual Deposits......... $ 277.50 Savings Deposits............. 1,530.07 Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ 310.00 Due to Clearing House... Due Banks in this State... 33,323.91 Due Banks, other States Due Unpaid Dividends... 9,033.31 Total Deposits....... $ 62,306.79 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 161,617.82 21,220.50 Notes and Bills Payable... Notes and Bills Redis 6,061.58 counted .......................... 2,396.84 Reserve fo r Taxes........... 3,219.25 Reserve fo r Interest....... Other Liabilities.............. 49.66 Cash Over.......................... 256,872.44 Grand Total........... $ 116,770.66 60,371.17 9,735.90 2,719.51 189,597.24 41,900.00 25,375.20 256,872.44 Statement of the Condition of The Northport Bank, located at Northport, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit...... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . 3,409.00 Individual Deposits......... $ 10.00 Savings Deposits............. 226.07 Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 6,895.24 Due Banks, other States Due Unpaid Dividends... 3,223.98 Total Deposits....... $ 13,764.29 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 19,201.90 200.00 Notes and Bills Payable... . 252.30 Notes and Bills Redis counted .......................... 2,337.27 Reserve for Taxes........... Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 35,755.76 Grand Total............ $ 9,232.67 10,074.28 52.79 22.65 19,382.39 15,000.00 335.57 1,000.00 37.80 35,755.76 106 A N N U A L REPORT FOR 1915. Statement of the Condition of The First Bank of Notasulga, located at Nota sulga, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts........ Demand Loans.................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources. Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . 5,023.00 400.00 689.88 116.34 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State5.707.18 Due Banks, other States Due Unpaid Dividends... 5.869.19 Total Deposits....... $ 17,805.59 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. 44,175.48 7,308.35 Notes and Bills Payable... 577.01 Notes and Bills Redis 2,450.00 counted .......................... 1,865.50 Reserve fo r Taxes........... Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 54,163.84 74,181.93 74,181.93 Grand Total........... $ 45,281.78 3,805.25 5,076.81 15,000.00 5,018.09 Statement o f the Condition o f The Merchants & Farmers Bank, located at Notasulga, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 1,766.00 260.00 532.82 1,321.80 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House.... Due Banks in this State... 507.11 Due Banks, other States Due Unpaid Dividends... 1,423.90 Total Deposits....... $ 5,811.63 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur55,233.75 rent Exp. & Taxes pd. 8,800.73 Notes and Bills Payable... 353.60 Notes and Bills Rediscounted .......................... 1,295.00 Reserve fo r Taxes............ 2,146.50 Reserve for Interest........ 315.99 Other Liabilities.............. Cash Over.......................... 23,386.65 73,957.20 73,957.20 Grand Total........... $ 6,050.00 597.81 216.49 30,250.95 25,000.00 706.25 18,000.00 STATE SUPERINTENDENT OF BANKS. 107 Statement of the Condition of The Bank of Oakman, located at Oakman, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels,Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total.. Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total.. Individual Deposits... $ Savings Deposits.............. Demand Certificates........ Time Certificates.............. Cashier’s C hecks............. Certified Checks................ Due to Clearing House... Due Banks in this State4,460.54 Due Banks, other States Due Unpaid Dividends... 1,188.83 Total Deposits....... $ 9,284,63 Capital Stock paid in..... Surplus Fund.................... 1,500.00 Undiv’d Profits, less Cur rent Exp. &Taxes pd. 19,901.86 Notes and Bills Payable12.14 Notes a n d . Bills Redis counted .......................... 2,500.00 Reserve fo r Taxes............ 5,425.44 Reserve fo r Interest....... 4,011.00 Other Liabilities.............. 19.96 Cash Over.......................... 2,315.00 432.00 863.76 24.50 42,655.0E Grand Total........... $ 24,712.05 6,117.44 378.05 31,207.54 10,000.00 420.00 50.49 977.00 42,655.03 Statement of the Condition of The Bank of Odenville, located at Odenville, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . 820.00 130.00 90.95 22.46 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 6,618.48 Due Banks, other States Due Unpaid Dividends... 16,449.71 Total Deposits....... $ 19,040.11 7,681.89 600.00 34,342.51 268.94 1,900.00 2,430.50 1,596.65 219.62 49,040.11 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve for Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... Grand Total............ $ 2,590.40 15,000.00 5,000.00 10,000.00 49,040.11 108 A N N U A L REPORT FOR 1915. Statement of the Condition of The Blount County Bank, located at Oneonta, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts........ Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 7,354.00 175.00 1,074.84 110.43 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in. this State2,384.72 Due Banks, other States Due Unpaid Dividends... 229.82 Total Deposits....... $ 11,328.81 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 83,203.72 rent Exp. & Taxes pd. 5,257.77 Notes and Bills Payable... 210.72 Notes and Bills Redis 3,264.00 counted .......................... 2,379.47 Reserve fo r Taxes........... Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 105,644.49 Grand Total........... $ 34,104.46 3,456.69 21,733.09 262.12 59,556.36 25.000. 16.000. 00 00 88.13 5,000.00 105,644.49 Statement of the Condition of The Farmers Savings Bank, located at Oneonta, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s C hecks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 12,472.23 Due Banks, other States Due Unpaid Dividends... 5,682.46 Total Deposits....... $ 28,051.46 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 35,561.85 rent Exp. & Taxes pd. Notes and Bills Payable11,759.55 Notes and Bills Redis 2,397.96 counted .......................... 2,753.03 Reserve fo r Taxes........... 625.00 Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 35,378.32 81,148.85 81,148.85 8,853.00 220.00 423.50 400.27 Grand Total........... $ 8,799.50 662.00 44,839.82 23,400.00 2,909.03 10,000.00 STATE SUPERINTENDENT OF BANKS. 109 Statement of the Condition of The Oneonta Trust & Banking Co., located at Oneonta, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State ............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate Other Resources Cash S h ort......... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 7,616.18 Due Banks, other States Due Unpaid Dividends... 723.71 Total Deposits....... $ 17,842.88 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur76,539.06 rent Exp. & Taxes pd. 3,954.21 Notes and Bills Payable... 294.08 Notes and Bills Redis4,000.00 counted .......................... 2,000.00 Reserve fo r Taxes............ 283.82 Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 8,579.00 510.00 402.99 11.00 104.914.05 Grand Total........... $ 27,568.61 536.55 37,106.32 135.40 65,346.88 20,000.00 7,000.00 78.01 12,489.16 104,914.05 Statement of the Condition of The Bank of Opelika, located at Opelika, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ...................... ..... Cash Items in Transit...... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ 268.79 Due to Clearing House... Due Banks in this State... 2,200.70 Due Banks, other States Due Unpaid Dividends... 11,502.54 Total Deposits....... $ 30,745.56 Capital Stock paid in..... Surplus Fund.................... 40,000.00 Undiv’d Profits, less Cur rent Exp. & Taxes pd. 177,565.32 50,359.44 Notes and Bills Payable4,358.81 Notes and Bills Redis counted .......................... 10,000.00 3,827.07 Reserve fo r Taxes........... 7,733.60 Reserve for Interest....... 3,335.45 Other Liabilities.............. Cash Over.......................... 7,500.00 3,500.00 3,937.72 1,835.81 327,925.25 Grand Total............ $ 134,832.66 25,390.11 1,787.65 253.32 1,200.00 1,392.57 1,240.76 166,097.07 100,000.00 24.000. 00 11,828.18 26.000. 00 327,925.25 110 A N N U A L REPORT FOR 1915. Statement of the Condition of The Covington County Bank, located at Opp, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 1*638.00 Individual Deposits......... $ 573.00 Savings Deposits............. 1,090.37 Demand Certificates....... Time Certificates............. Cashier’s Checks............. 138.17 Certified Checks............... Due to Clearing House... Due Banks in this State... 1,296.94 Due Banks, other States Due Unpaid Dividends... 3,854.68 Total Deposits....... $ 8,591.16 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 88,748.99 rent Exp. & Taxes pd. 18,788.83 Notes and Bills Payable... 48.74 Notes and Bills Redis counted .......................... 5,000.00 2,228.65 Reserve for Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 123,406.37 Grand Total........... $ 39,665.40 142.52 39,807.92 50,000.00 23,598.45 10,000.00 123,406.37 Statement of the Condition of The Orrville Bank &. Trust Co., located at Orrville, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort....................... Grand Total............ $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State611.40 Due Banks, other States Due Unpaid Dividends... 675.69 Total Deposits....... $ 2,366.08 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 65,115.66 rent Exp. & Taxes pd. 14,150.00 Notes and Bills Payable... Notes and Bills Redis counted .......................... 1,150.00 Reserve for Taxes........... Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 17,900.00 82,781.74 82,781.74 508.00 5.00 547.70 18.29 Grand Total............ $ 2,600.00 25.00 2,000.00 22,525.00 25,000.00 18,000.00 3,586.74 13,355.00 315.00 STATE SUPERINTENDENT OF BANKS. I ll Statement of the Condition of The Dale County Bank, located at Ozark, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ......................... I Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total. Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total............$ 1,616.00 Individual Deposits..........; Savings Deposits.............. 22.43 Demand Certificates....... 44,66 Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House.... Due Banks in this State... 10,277.62 Due Banks, other States Due Unpaid Dividends... 2,058.48 Total Deposits. 14,019.19 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 86,045.24 rent Exp. & Taxes pd. Notes and Bills Payable 4,825.28 Notes and Bills Redis counted .......................... 2,389.65 Reserve fo r Taxes............ Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 107,279,36 Grand Total............$ 17,879.26 2,060.00 52.95 19,992.21 75,000.00 7,285.04 5,000.00 2.11 107,279.36 Statement of the Condition of The Ozark City Bank, located at Ozark, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other R esources.............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 10,497.00 Individual Deposits......... $ Savings Deposits............. 577.66 Demand Certificates....... 289.08 Time Certificates Cashier’s Checks Certified Checks Due to Clearing House... Due Banks in this State... 26.006.04 Due Banks, other States Due Unpaid Dividends... 42.080.04 Total Deposits....... $ 79,449.82 Capital Stock paid in..... Surplus Fund.................... 10,000.00 Undiv’d Profits, less Cur118,879.94 rent Exp. & Taxes pd. 830.52 Notes and Bills Payable... 474.05 Notes and Bills Redis counted .......................... 1,421.54 Reserve fo r Taxes............ Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 211,055.87 Grand Total............$ 81,238.00 729.29 81,967.29 100,000.00 29,088.58 211,055.87 112 A N N U A L REPORT FOR 1915. Statement of the Condition of The Planters & Merchants Bank, located at Ozark, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit.. Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 8,398.00 2,735.00 1,628.15 975.13 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... 1,585.06 Due to Clearing House... Due Banks in this State... 51,485.00 Due Banks, other States Due Unpaid Dividends... 40,182.38 Total Deposits....... $ 106,988.72 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 255,997.66 rent Exp. & Taxes pd. 10,763.86 Notes and Bills Payable... Notes and Bills Redis 3,885.92 counted .......................... 3,043.71 Reserve for Taxes........... 17,124.65 Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 177,055.76 397,804.52 397,804.52 Grand Total........... $ 12,723.17 53.50 693.70 642.28 191,168.41 125,000.00 25,000.00 9,736.11 45,000.00 1,900.00 Statement of the Condition of The Pell City Bank & Trust Co., located at Pell City, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ......................... ! Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House .....................v..... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... 5,928.00 90.00 256.40 173.42 Individual Deposits......... S Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State12,890.12 Due Banks, other States Due Unpaid Dividends... Total Deposits. Total. Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total. 21,641.81 2,569.63 1,569.80 607.33 76.44 26,465.01 19,337.94 15,000.00 31,303.93 146.79 2.500.00 3.100.00 7.200.00 78,588.66 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis counted .......................... Reserve for Taxes........... Reserve for Interest....... Other Liabilities.............. Cash Over.......................... Grand Total. 15.000. 37.000. 123.65 78,588.66 00 00 STATE SUPERINTENDENT OF BANKS. 113 Statement of the Condition of The Bank of Peterman, located at Peterman, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total........... $ Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this StaLe... 5,434.63 Due Banks, other States Due Unpaid Dividends... 698.35 Total Deposits....... $ 16,959.90 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. 18,789.65 4,451.35 Notes and Bills Payable... 294.40 Notes and Bills Redis2,164.86 counted .......................... 2,081.77 Reserve for Taxes........... Reserve for Interest....... 42.21 Other Liabilities.............. Cash Over.......................... 19,467.16 1,147.00 44,784.14 44,784.14 7,093.00 435.00 505.04 2,793.88 Grand Total........... $ 7,059.54 35.66 27,709.36 15,000.00 1,000.00 1,033.35 41.43 Statement of the Condition of The Farmers & Merchants Bank, located at Piedmont, Ala., at the Close of Business October 19, 1915. KESOURCES. Currency ........................ I Gold ...........................-...... Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total...................... I Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . 4,505.00 Individual Deposits......... 1 45.00 Savings Deposits............. 369.25 Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State4,605.99 Due Banks, other States Due Unpaid Dividends... 896.31 Total Deposits. 10,421.55 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 19,260.35 rent Exp. & Taxes pd. 1,250.00 Notes and Bills Payable... 2.95 Notes and Bills Redis 3,174.94 counted .......................... 1,169.85 Reserve for Taxes............ Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 35,279.64 Grand Total............ $ 12,771.19 4.00 468.72 86.25 13,330.16 15,000.00 449.48 6,500.00 35,279.64 A N N U A L REPORT FOR 1915. 114 Statement of the Condition of The Peoples Bank, located at Pinckard, Ala., at the Close of Business October 19, 1915. BE S O U R C E S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due form Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............. ,.. Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . 2,000.00 Individual Deposits......... $ 85.00 Savings Deposits............. 251.57 Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 3,668.86 Due Banks, other States Due Unpaid Dividends... 3,279.14 Total Deposits....... $ 9,284.57 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 61,615.64 rent Exp. & Taxes pd. 5,568.31 Notes and Bills Payable... 271.38 Notes and Bills Redis 3,822.89 counted .......................... 2,070.22 Reserve fo r Taxes........... 2,988.17 Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 16,757.75 85,621.18 85,621.18 Grand Total........... $ 4,170.00 1,843.65 22,771.40 40,000.00 7,534.55 14,865.23 450.00 Statement of the Condition of The Bank of Pine Apple, located at Pine Apple, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash Short........................ Grand Total........... $ L IA B IL IT IE S . 1,076.00 930.00 873.11 347.15 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... 10.50 Due to Clearing House... Due Banks in this State5,452.41 Due Banks, other States Due Unpaid Dividends... 8,850.65 Total Deposits....... $ 17,539.82 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 36,196.26 rent Exp. & Taxes pd. 17,072.75 Notes and Bills Payable... 1.67 Notes and Bills Redis 4,000.00 counted .......................... 2,315.51 Reserve fo r Taxes............ 800.00 Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... 29,562.31 77,926.01 77,926.01 Grand Total........... $ 16,981.00 116.59 46,659.90 25,000.00 285.38 980.73 5,000.00 STATE SUPERINTENDENT OF BANKS. 115 Statement of the Condition of Clay Sheffield, Banker, located at Pine Hill, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ........................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ou se............... Furniture and Fixtures... Other. Real Estate........... Other Resources ............. Cash S h ort....................... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 3,742.48 Due Banks, other States Due Unpaid Dividends... 252.01 Total Deposits....... $ 5,757.52 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. 46,653.47 Notes and Bills Payable... 128.47 Notes and Bills Redis3,500.00 counted .......................... 2 ,5 0 0 .0 a Reserve for Taxes........... Reserve for Interest....... 582.38 Other Liabilities.............. 1.32 Cash Over.......................... 85.00 35.00 966.27 676.76 59,123.16 Grand Total........... $ 23,719.53 337.82 24,057.35 15,000.00 20,065.81 59,123.16 Statement of the Condition of The Bank of Pittsview, located at Pittsview, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ 3,190.00 390.00 328.75 57.43 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 1,356.82 Due Banks, other States Due Unpaid Dividends... 4,015.22 Total Deposits....... $ 9,338.22 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur57,675.37 rent Exp. & Taxes pd. 6,158.77 Notes and Bills Payable... Notes and Bills Redis2,353.80 counted .......................... 2,163.02 Reserve fo r Taxes............ 6,460.62 Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 84,149.80 Grand Total........... $ 8,544.26 8,042.06 123.61 16,709.93 43,500.00 8,950.00 4,989.87 10,000.00 84,149.80 116 A N N U A L REPORT FOR 1915. Statement of the Condition of The Bank of Pollard, located at Pollard, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort....................... Grand Total........... $ | L IA B IL IT IE S . 1,883.00 870.00 1,640.82 70.04 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. 153.80 Certified Checks............... Due to Clearing House... Due Banks in this State10,673.09 Due Banks, other States Due Unpaid Dividends.... 31,356.96 Total Deposits....... $ 43,124.44 11,640.99 126.49 16,606.31 50,820.57 7,791.51 230.06 1,666.66 114.21 2.49 77,231.81 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis counted .......................... Reserve fo r Taxes............ Reserve fo r Interest........ Other Liabilities.............. Cash Over.......................... Grand Total........... $ 25,000.00 6,500.00 2,607.37 77,231.81 Statement of the Condition o f The Autauga Banking & Trust Co., located at Prattville, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 3,162.00 9,206.00 1,369.53 5,162.84 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. 70.31 Certified Checks................ Due to Clearing House... Due Banks in this State... 2,408.25 Due Banks, other States Due Unpaid Dividends... 103,982.54 11,463.38 14,920.95 Total Deposits....... $ 135,199.81 953.69 3,879.25 29,382.47 335,196.57 53,587.83 4,744.50 2,000.00 3,486.83 428,398.20 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... Grand Total........... $ 150,000.00 15,000.00 8,183.52 120,012.62 2.25 428,398.20 STATE SUPERINTENDENT OF BANKS. 117 Statement of the Condition of The Bank of Ragland, located at Ragland, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 3,729.00 Individual Deposits......... $ 185.00 Savings Deposits.............. 209.07 Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 4,623.21 Due Banks, other States Due Unpaid Dividends... 670.98 Total Deposits....... $ 9,417.26 Capital Stock paid in..... Surplus Fund.................... 2,700.00 Undiv’d Profits, less Cur25,299.56 rent Exp. & Taxes pd. Notes and Bills Payable... 68.70 Notes and Bills Redis3,702.51 counted .......................... 1,492.54 Reserve fo r Taxes............ 632.77 Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 21,396.20 43,313.34 43,313.34 Grand Total........... $ 19,335.47 2,027.47 21.06 6.20 6.00 15,000.00 2,565.84 118.04 4,233.26 Statement of the Condition of The Bank of Red Bay, located at Red Bay, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 6,235.00 10.00 74.51 41.20 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 6,481.90 Due Banks, other States Due Unpaid Dividends... 2,118.48 Total Deposits....... $ 14,961.09 Capital Stock paid in..... Surplus Fund.................... 100.00 Undiv’d Profits, less Cur19,514.35 rent Exp. & Taxes pd. Notes and Bills Payable233.94 Notes and Bills Rediscounted .......................... 2,783.00 Reserve fo r Taxes........... 2,232.93 Reserve fo r Interest....... 5,539.32 Other Liabilities.............. .56 Cash Over.......................... 45,365.19 Grand Total........... $ 18,431.22 7,702.76 111.24 26,245.22 15,380.00 1,000.00 1,181.55 1,558.42 45,365.19 A N N U A L REPORT FOR 1915. 118 Statement of the Condition o f The First Bank o f Red Level, located at Red Level, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total............$ Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State1,924.77 Due Banks, other States Due Unpaid Dividends... 137.56 Total Deposits....... $ 4,490.04 Capital Stock paid in..... Surplus Fund.................... 100.00 Undiv’d Profits, less Cur 64,340.20 rent Exp. & Taxes pd. 9,247.56 Notes and Bills Payable... 3,338.94 Notes and Bills Redis 3,500.00 counted .......................... 2,313.10 Reserve fo r Taxes........... 8,641.61 Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 25,027.10 95,971.45 95,971.45 1,658.38 100.00 485.46 183.87 Grand Total........... $ 381.98 25,409.08 38,500.00 3,850.00 5,212.37 23,000.00 Statement of the Condition of The Peoples Bank of Red Level, located at Red Level, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ 2,026.00 1,010.00 698.22 1.18 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... 15.30 Due to Clearing House... Due Banks in this State... 4,336.95 Due Banks, other States Due Unpaid Dividends... 4,152.69 Total Deposits....... $ 12,240.34 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 24,620.74 rent Exp. & Taxes pd. Notes and Bills Payable... 152.18 Notes and Bills Redis 3,400.00 counted ....................... 1,780.00 Reserve for Taxes........... 5,000.00 Reserve fo r Interest....... 27.70 Other Liabilities............. Cash Over.......................... 12,601.82 7,489.28 47,220.96 47,220.96 Grand Total........... $ 15.65 20,106.75 25,000.00 2,114.21 STATE SUPERINTENDENT OF BANKS. 119 Statement of the Condition of The State Bank of Reform, located at Reform, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources .............. Cash S h ort........................ Grand Total........... $ Individual Deposits..........$ Savings Deposits.............. Demand Certificates........ Time Certificates............. Cashier’s Checks.............. Certified Checks................ 1,317.40 Due to Clearing House... Due Banks in this State... 6,885.15 Due Banks, other States Due Unpaid Dividends... 1,681.82 Total Deposits....... $ 12,730.66 Capital Stock paid in..... Surplus Fund.................... 500.00 Undiv’d Profits, less Cur rent Exp. & Taxes pd. 79,306.28 4,389.21 Notes and Bills Payable... 153.67 Notes and Bills Redis 3,000.00 counted .......................... 2,336.50 Reserve fo r Taxes............ Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 1,305.00 332.50 1,136.34 72.45 102,416.32 Grand Total........... $ 45,523.96 7,842.44 194.80 3.90 2,030.51 55,595.61 15,000.00 10,000.00 1,820.71 20,000.00 102,416.32 Statement of the Condition of The Merchants & Farmers Bank, located at Repton, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 1,591.00 205.00 958.31 1,076.45 Individual Deposits..........$ Savings Deposits.............. Demand Certificates........ Time Certificates............. Cashier's Checks.............. Certified Checks................ 107.60 Due to Clearing House... Due Banks in this State5,400.68 Due Banks, other States Due Unpaid Dividends... 3,256.95 Total Deposits....... $ 12,595.99 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 43,526.77 rent Exp. & Taxes pd. 1,523.00 Notes and Bills PayableNotes and Bills Redis 2,092.57 counted .......................... 1,239.75 Reserve for Taxes............ 1,688.00 Reserve fo r Interest........ 230.63 Other Liabilities.............. Cash Over.......................... 62,896.71 Grand Total............$ 35,660.18 1,676.07 395.72 37,731.97 15,000.00 5,000.00 5,164.74 62,896.71 120 A N N U A L REPORT FOR 1915. Statement of the Condition of The Repton State Bank, located at Repton, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort....................... Grand Total........... $ •Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... 67.08 Due to Clearing House... Due Banks in this State... 5,217.38 Due Banks, other States Due Unpaid Dividends... 2,592.13 Total Deposits....... $ 9,867.85 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur43,893.28 rent Exp. & Taxes pd. 3,781.47 Notes and Bills Payable... 295.64 Notes and Bills Redis2,200.00 counted .......................... 2,630.00 Reserve for Taxes........... 4,373.60 Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 836.00 475.00 608.42 71.84 67,041.84 Grand Total........... $ 26,246.95 1,530.00 26.23 27,803.18 24,000.00 2,000.00 1,228.73 12,000.00 9.93 67,041.84 Statement of the Condition of The Merchants & Farmers Bank, located at Roanoke, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking House ................ Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ 9,671.00 1,367.50 817.42 694.63 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ 5,184.41 Due to Clearing House... Due Banks in this State... 4,261.60 Due Banks, other States Due Unpaid Diviends..... 24,219.89 Total Deposits....... $ 46,216.45 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 137,104.64 rent Exp. & Taxes pd. 5,068.55 Notes and Bills Payable1,401.41 Notes and Bills Redis 4,300.00 counted .......................... 3,100.00 Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 197,191.05 Grand Total........... $ 82,255.15 6,700.00 525.55 8.00 89,488.70 75,000.00 20,000.00 11,112.41 1,580.00 9.94 197,191.05 STATE SUPERINTENDENT OF BANKS. 121 Statement of the Condition of The Roanoke Banking Co., located at Roanoke, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 13,075.00 165.00 1,355.32 462.21 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... 2,435.12 Due to Clearing House... Due Banks in this State... 7,102.38 Due Banks, other States Due Unpaid Dividends... 9,285.30 Total Deposits....... $ 33,880.33 Capital Stock paid in..... Surplus Fund.................... 1,000.00 Undiv’cl Profits, less Cur 476,674.97 rent Exp. & Taxes pd. 33,859.29 Notes and Bills Payable2,010.02 Notes and Bills Redis 9,935.70 counted .......................... 6,000.00 Reserve fo r Taxes........... 5,714.84 Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 569,075.15 Grand Total............$ 176,913.42 10,345.00 1,106.58 188,365.00 200,000.00 100,000.00 710.15 80,000.00 569,075.15 Statement of the Condition of The Robertsdale State Bank, located at Robertsdale, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 1,636.00 90.00 532.72 261.35 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 10,741.22 Due Banks, other States Due Unpaid Dividends... 348.85 Total Deposits....... $ 13,610.14 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur43,843.55 rent Exp. & Taxes pd. Notes and Bills Payable... 34.72 Notes and Bills Redis2,072.25 counted .......................... 1,670.40 Reserve fo r Taxes........... 1,186.00 Reserve fo r Interest........ 9.00 Other Liabilities............. Cash Over.......................... 62,426.06 Grand Total........... $ 27,631.25 17,862.32 921.05 30.00 46,444.62 10,000.00 4,800.00 1,181.44 62,426.06 122 A N N U A L REPORT FOR 1915. Statement of the Condition of The Bank of Rockford, located at Rockford, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate Other Resources. Cash S h ort.......... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 1,740.49 Due Banks, other States Due Unpaid Dividends... 5,602.00 Total Deposits....... $ 11,433.49 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur36,071.91 rent Exp. & Taxes pd. Notes and Bills Payable... 859.10 Notes and Bills Redis2,632.17 counted .......................... 1,797.90 Resesve fo r Taxes........... Reserve for Interest....... Other Liabilities............. Cash Over.......................... 1,540.00 460.00 694.38 1,396.62 52,794.57 Grand Total........... $ 21,743.97 4,096.25 108.43 25,948.65 25,000.00 1,845.92 52,794.57 Statement of the Condition of The Coosa County Bank, located at Rockford, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Pennies, Nickels... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s C hecks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 7,844.69 Due Banks, other States Due Unpaid Dividends... 1,639.00 345.00 99.12 125.40 Total Deposits....... $ Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ 15,163.68 169.19 15,332.87 11,129.30 21,615.25 11.68 2,316.95 1,577.22 36,650.40 Capital Stock paid in..... Surplus Fund............. Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted ................. Reserve fo r Taxes..... Reserve fo r Interest....... Other Liabilities.......... Cash Over...................... Grand Total........... $ 20,000.00 1,317.53 36,650.40 STATE SUPERINTENDENT OF BANKS. 123 Statement of the Condition of The Bank of Rogersville, located at Rogersville, Ala., at the Close of Business October 19, 1915. BESOU ECES. | Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ 28,702.39 Total....................... $ 37,525.12 Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ 6,876.00 532.50 1,313.09 101.14 500.00 37,049.53 3,793.59 34.08 1,041.74 2,200.10 82,144.16 L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this StateDue Banks, other States Due Unpaid Dividends... 43,652.01 4,487.05 Total‘ Deposits....... $ 49,604.74 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis counted .......................... Reserve for Taxes............ Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... Grand Total............$ 1,465.68 20,000.00 12,539.42 82,144.16 Statement of the Condition of The Peoples Bank, located at Roy, Ala., at the Close of Business October 19, 1915. BESOU ECES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due form Banks in other Total $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other R esources.............. Cash S h ort........................ Grand Total........... $ 1,789.00 2.50 1,179.28 209.65 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 1,344.54 Due Banks, other States Due Unpaid Dividends... 37,566.88 Total Deposits....... $ 41,381.74 29,928.64 20,028.01 4,300.00 83.26 2,773.74 1,710.55 3,816.82 62,641.02 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve fo r Taxes............ Reserve for Interest....... Other Liabilities.............. Cash Over.......................... Grand Total........... $ 1,545.00 2,269.86 15,000.00 1,259.28 5,000.00 62,641.02 A N N U A L REPORT FOR 1915. 124 Statement of the Condition of The Citizens Bank & Savings Co., located at Russellville, Ala., at the Close of Business October 19,1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ............... ........ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier's Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 55,022.02 Due Banks, other States Due Unpaid Dividends... 4,991.35 Total Deposits....... $ 71,583.09 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur103,337.33 rent Exp. & Taxes pd. Notes and Bills Paybale... 282.23 Notes and Bills Redis counted .......................... Reserve for Taxes........... Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 145,810.71 175,202.65 175,202.65 6,841.00 2,982.50 1,656.92 89.30 Grand Total........... $ 85,846.95 59,844.00 119.76 25,000.00 3,391.94 500.00 500.00 Statement of the Condition of The Peoples Bank, located at Samson, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .............. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ 2,094.00 20.00 394.25 93.71 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State3,567.47 Due Banks, other States Due Unpaid Dividends... 4,417.56 Total Deposits....... $ 10,586.99 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 43,611.63 rent Exp. & Taxes pd. 1,346.31 Notes and Bills Payable... 247.47 Notes and Bills Redis counted ........................ 8,388.81 2,500.00 Reserve for Taxes........... 2,131.35 Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 68,812.56 Grand Total........... $ 20,603.66 247.46 7,620.00 396.96 28,868.08 30,000.00 3,000.00 3,940.10 3,000.00 4.38 68,812.56 STATE SUPERINTENDENT OF BANK S. 125 Statement of the Condition of The J. C. Jacobs Banking Co., located at Scottsboro, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other 2,412.00 560.00 995.74 18,991.48 LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State . Due Banks, other States Due Unpaid Dividends... 87,044.08 64,639.73 382.25 23,885.21 Total Deposits....... $ Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ 152,066.06 46,844.43 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. 122,080,47 Notes and Bills Payable... 815.44 Notes and Bills Redis counted .......................... 2,734.07 Reserve fo r Taxes........... Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 172,474.41 Grand Total........... $ 15,000.00 5,408.35 172,474.41 Statement of the Condition of The Peoples Bank &. Trust Co., located at Selma, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............. Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . 29,263.00 770.00 5,494.51 3,130.09 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. 2,126.56 Certified Checks................ 1,627.52 Due to Clearing House... Due Banks in this State... 3,156.69 Due Banks, other States Due Unpaid Dividends... 14,015.89 Total Deposits....... $ 59,584.26 Capital Stock paid in..... Surplus Fund.................... 19,100.00 Undiv’d Profits, less Cur 276,148.23 rent Exp. & Taxes pd. 26,043.50 Notes and Bills Payable... 367.12 Notes and Bills Redis 40,000.00 counted .......................... 5,000.00 Reserve fo r Taxes........... 11,686.70 Reserve for Interest........ Other Liabilities.............. 106.05 Cash Over.......................... 438,035.86 j_______ Grand Total............ $ 116,383.47 141,344.69 10,130.19 2,080.78 3,400.97 27,985.50 301,325.60 100,000.00 8,000.00 3,710.26 25,000.00 438,035.86 A N N U A L REPORT FOR 1915. 126 Statement o f the Condition of The Selma Trust & Savings Rank, located at Selma, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 14,758.03 Due Banks, other States Due Unpaid Divdends... 3,983.00 882.50 241.40 694.55 26,393.90 386,300.00 265,136.29 107,107.00 6,000.00 . 5.00 12.92 790,955.11 Total Deposits....... $ Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve for Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... Grand Total........... $ 579,295.47 20,506.26 7,012.30 606,814.03 100,000.00 10,000.00 15,721.10 52,000.00 1,394.98 4,800.00 225.00 790,955.11 Statement of the Condition of The Peoples Bank, located at Sheffield, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s C hecks............. Certified Checks............... Due to Clearing House... Due Banks in this State4,207.21 Due Banks, other States Due Unpaid Dividends... 20,733.08 Total Deposits....... $ 31,494.60 Capital Stock paid in..... Surplus Fund................... 1,720.00 Undiv’d Profits, less Cur rent Exp. & Taxes pd. 103,120.10 1,525.00 Notes and Bills Payable... 13.67 Notes and Bills Redis counted .......................... 17,000.00 8,000.00 Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 5,235.00 145.00 320.18 854.13 162,873.37 Grand Total........... $ 58,825.67 19,349.63 3,575.00 365.43 4,031.32 86,147.05 50,000.00 3,081.93 3,644.39 20,000.00 162,873.37 STATE SUPERINTENDENT OF BANKS. 127 Statement of the Condition of The Bank of Springville, located at Springville, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 13,777.02 Due Banks, other States Due Unpaid Dividends... 27,360.29 836.45 Total Deposits....... $ 58,067.60 4,696.00 480.50 231.32 141.89 29,850.31 20.55 19,326.73 49,452.66 756.16 2,091.26 2,473.81 785.35 74,885.97 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Current Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Rediscounted .......................... Reserve fo r Taxes............ Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... Grand Total........... $ 1 0 ,0 0 0 .0 0 5,000.00 1,747.63 70.74 74,885.97 Statement of the Condition of The Bank of Standing Rock, located at Stand ing Rock, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels,Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State ...............,............. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources .............. Cash S h ort....................... Grand Total............ $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 4,523.52 Due Banks, other States Due Unpaid Dividends... 1,123.28 Total Deposits....... $ 6,808.37 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 37,793.86 rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis 2 , 000.00 counted .......................... 738.14 Reserve fo r Taxes............ 2,500.00 Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 547.00 222.50 367.07 25.00 49,840.37 Grand Total............ $ 13,008.81 2,729.53 180.44 15,918.78 15.000. 00 7,055.24 1,866.35 10. 000. 49,840.37 00 A N N U A L REPORT FOR 1915. 128 Statement of the Condition of The Bank of Sulligent, located at Sulligent, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 6,909.00 Individual Deposits......... $ 475.00 Savings Deposits............. 1,031.14 Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 26,073.38 Due Banks, other States Due Unpaid Dividends... 17,940.99 Total Deposits....... $ 52,429.51 Capital Stock paid in..... Surplus Fund................... 10,000.00 Undiv’d Profits, less Cur 50,405.60 rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis 2,480.36 counted .......................... 1,561.77 Reserve fo r Taxes........... Reserve for Interest....... Other Liabilities............. Cash Over.......................... 116,877.24 Grand Total........... $ 78,506.85 7,578.00 275.19 86,360.04 20,000.00 7,000.00 3,517.20 116,877.24 Statement of the Condition of The Sweetwater State Bank, located at Sweet water, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due form Banks in other Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State 6,139.55 Due Banks, other States Due Unpaid Dividends... 13,967.88 Total Deposits....... $ 19,733.03 657.00 207.50 440.11 104.75 5,586.60 178.55 9,019.16 23,481.12 5.98 2,333.75 2,243.06 37,083.07 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis counted .......................... Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... Grand Total........... $ 16,000.00 1,345.36 4.68 37,083.07 STATE SUPERINTENDENT OF BANKS. 129 Statement of the Condition of The Marble City Savings Bank, located at Sylacauga, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold ................................... Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 5,546.00 180.00 350.97 669.67 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ 111.20 Due to Clearing House... Due Banks in this State6,886.00 Due Banks, other States Due Unpaid Dividends... 5,576.54 Total Deposits....... $ 19,320.38 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 79,148.03 rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis counted .......................... 2,234.80 Reserve fo r Taxes........... Reserve for Interest........ Other Liabilities.............. Cash Over.......................... 100,703.21 Grand Total........... $ 34,195.81 9,486.36 1 ,811.60 684.74 .46,178.51 50,000.00 4,524.70 100,703.21 Statement of the Condition of The Bank & Trust Co., of Talladega, located at Talladega, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.... Due from Banks in this State .............................. Due from Banks in other States . Total........................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources. Cash S h ort.......... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ Time Certificates............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State37,920.93 Due Banks, other States Due Unpaid Dividends... 8,992.63 Total Deposits....... $ 61,220.75 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 131,146.15 rent Exp. & Taxes pd. 104,847.85 Notes and Bills Payable303.08 Notes and Bills Redis counted .......................... 5,275.32 Reserve fo r Taxes............ Reserve fo r Interest....... Other Liabilities.............. 9.24 Cash Over.......................... 10,572.00 395.00 2,935.99 404.20 302,802.39 Grand Total........... $ 178,930.54 10,097.32 2,399.14 89.41 191,516.41 100,000.00 9,000.00 2,285.98 302,802.39 130 A N N U A L REPORT FOR 1915. Statement of the Condition of The Planters Bank, located at Talladega Springs, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate Other Resources.. Cash S h ort........... Grand Total........... $ LIABILITIES. 1,455.00 Individual Deposits......... $ 185.00 Savings Deposits.............. 72.46 Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 11,719.41 Due Banks, other States Due Unpaid Dividends... 11,255.00 32.50 Total Deposits....... $ 26,740.47 15,452.97 13,431.87 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur46,857.53 rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis3,500.00 counted .......................... 1,500.00 Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 25,000.00 12,000.00 65,289.40 65,289.40 Grand Total........... $ 1,548.93 Statement of the Condition of The Bank of Tallassee, located at Tallassee, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ I L IA B IL IT IE S . 3,342.00 5.00 311.58 37.95 Individual Deposits......... $ Savings Deposits............. Demand Certificates........ Time Certificates............. Cashier’s Checks............. 223.47 Certified Checks............... Due to Clearing House... Due Banks in this State5,836.15 Due Banks, other States Due Unpaid Dividends... 1,378.85 Total Deposits....... $ 11,135.00 Capital Stock paid in..... Surplus Fund................... 4,100.00 Udiv’d Profits, less Cur rent Exp. & Taxes pd. 66,771.76 Notes and Bills Payable187.42 Notes and Bills Redis 13,102.23 counted .......................... 5,000.00 Reserve fo r Taxes............ 14,431.33 Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 114,727.74 Grand Total............ $ 27,544.47 3,145.74 21,665.04 122.75 52,478.00 15,000.00 24,461.10 1,584.04 21,204.60 114,727.74 STATE SUPERINTENDENT OF BANKS. 131 Statement of the Condition of The Planters Bank & Trust Co., located at Thomaston, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort....................... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State24,700.17 Due Banks, other States Due Unpaid Dividends... 8,013.19 Total Deposits....... $ 36,708.13 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 25,305.95 rent Exp. & Taxes pd. Notes and Bills Payable... .14 Notes and Bills Rediscounted .......................... 1,268.96 Reserve fo r Taxes............ Reserve for Interest........ Other Liabilities............. 1.68 Cash Over.......................... 2,414.00 227.50 1,318.27 35.00 63,284.86 Grand Total........... $ 40,818.32 3,566.13 202.22 44,586.67 15,000.00 698.19 3,000.00 63,284.86 Statement of the Condition of The Farmers Bank & Trust Co., located at Thomasville, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts........ Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . Individual Deposits......... ! Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State23,544.88 Due Banks, other States Due Unpaid Dividends.... 9,527.68 Total Deposits. 42,785.32 Capital Stock paid in..... Surplus Fund.................... 13,890.59 Undiv’d Profits, less Cur 352,752.74 rent Exp. & Taxes pd. 14,357.01 Notes and Bills Payable26.17 Notes and Bills Redis 2,500.00 counted .......................... 2,500.00 Reserve fo r Taxes............ 7,700.00 Reserve fo r Interest........ 305.76 Other Liabilities.............. Cash Over.......................... 3,998.00 2,607.50 2,052.72 1,054.54 436,817.59 Grand Total. 147,475.13 126,009.99 635.55 274,120.67 100, 000.00 7,534.04 5.000. 00 44,162.88 6. 000. 436,817.59 00 132 A N N U A L REPORT FOR 1915. Statement of the Condition of The Union State Bank, located at Thorsby, Ala., branches at Jemison and Maplesville, at the Close of Business October 19, 1915 RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans Overdrafts .... Banking Houses Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s C hecks............. Certified Checks................ 324.18 Due to Clearing House... Due Banks in this State... 13,954.63 Due Banks, other States Due Unpaid Dividends... 51,329.98 7,790.23 Total Deposits....... $ 66,129.82 3,286.00 290.00 356.25 125.07 4,453.52 1,127.14 1,429.00 18,336.13 2 0 0 .0 0 89,833.08 235.30 6 ,0 0 0 .0 0 6,825.15 3,791.23 125,220.89 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis counted .......................... Reserve for Taxes............ Reserve for Interest....... Other Liabilities.............. Cash Over.......................... Grand'Total........... $ 30,000.00 3,498.82 21,950.00 3,642.25 125,220.89 Statement of the Condition of W. B. Folmar, Banker, Troy, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit.. Due from Banks in this State ............... Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . 6,987.00 207.50 10,952.78 1,231.45 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... 39.00 Due to Clearing House... Due Banks in this State... 6,939.42 Due Banks, other States Due Unpaid Dividends... 27,641.37 Total Deposits....... $ 53,998.52 Capital Stock paid in..... Surplus Fund.................... 911.25 Undiv’d Profits, less Cur rent Exp. & Taxes pd. 189,460.90 Notes and Bills Payable... 30.63 Notes and Bills Redis 25,000.00 counted .......................... 6,500.00 Reserve fo r Taxes............ 82,000.00 Reserve fo r Interest....... 2,925.71 Other Liabilities............. 47.42 Cash Over.......................... 360,874.43 Grand Total............ $ 128,968.72 21,688.73 773.81 4.25 68.24 151,503.75 183,679.14 25,691.54 360,874.43 STATE SUPERINTENDENT OF BANKS. 133 Statement of the Condition of The Troy Bank & Trust Co., located at Troy, Ala., at the Close of Business October 19. 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ liabilities. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates Cashier’s Checks Certified Checks 6,148.49 Due to Clearing House... Due Banks in this State... 17,855.11 Due Banks, other States Due Unpaid Dividends... 23,923.34 Total Deposits....... $ 66,306.52 Capital Stock paid in..... Surplus Fund................... 5,000.00 Undiv’d Profits, less Cur129,198.58 rent Exp. & Taxes pd. 64,898.52 Notes and Bills Payable... 104.17 Notes and Bills Redis counted .......................... 2,500.00 Reserve for Taxes........... Reserve for Interest....... 1 0 ,0 0 0 .0 0 Other Liabilities.............. Cash Over.......................... 177,559.06 278,007.79 278,007.79 15,342.00 312.50 1,508.06 1,217.02 Grand Total........... $ 115,490.84 57,328.08 705.14 35.00 4,000.00 50,000.00 1 0 ,0 0 0 .0 0 10,448.73 30,000.00 Statement of the Condition of The Commercial Bank, located at Tuscaloosa, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House.... Due Banks in this State... 10,294.66 Due Banks, other States Due Unpaid Dividends... 1,971.00 60.00 245.57 1,843.82 Total Deposits....... $ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort........... Grand Total........... $ 21,242.16 4,946.08 17.70 12,625.42 38,831.36 22,998.24 65,420.59 7,341.78 111.10 2,500.00 1.98 98,373.69 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve fo r Taxes............ Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... Grand Total........... $ 44,600.00 2,442.33 12,500.00 98,373.69 134 A N N U A L REPORT FOR 1915. Statement of the Condition of The Merchants Bank & Trust Co., located at Tuscaloosa, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort....................... Grand Total........... $ 26,791.00 2,872.50 7,974.42 6,641.45 Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House.... Due Banks in this State... 5,591.96 Due Banks, other States Due Unpaid Dividends... 70,262.62 Total Deposits....... $ 120,133.95 Capital Stock paid in..... Surplus Fund.................... 6,210.00 Undiv’d Profits, less Cur 678,228.38 rent Exp. & Taxes pd. 27,500.00 Notes and Bills Payable879.86 Notes and Bills Redis 15,938.99 counted .......................... 4,450.00 Reserve fo r Taxes............ 1,986,65 Reserve for Interest........ Other Liabilities.............. Cash Over.......................... 523,579.58 855,327.83 855,327.83 Grand Total........... $ 352,213.04 147,011.92 100.00 284.25 23,954.37 16.00 250,000.00 78,280.76 3,467.49 Statement of the Condition of The Colbert County Bank, located at Tuscum-' bia, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures.... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total............$ L IA B IL IT IE S . 6,026.00 40.00 2,342.41 819.66 Individual Deposits......... $ Savings Deposits.............. Demand Certificates........ Time Certificates............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 1,762.99 Due Banks, other States Due Unpaid Dividends... 4,384.32 Total Deposits....... $ 15,375.38 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 54,297.28 rent Exp. & Taxes pd. 19,595.56 Notes and Bills Payable... 228.22 Notes and Bills Rediscounted .......................... 3,000.00 Reserve fo r Taxes........... Reserve fo r Interest........ 26.00 Other Liabliities.............. Cash Over.......................... 92,522.44 Grand Total........... $ 52,483.67 3,335.18 458.58 12.36 56,289.79 25,000.00 917.20 10,000.00 277.50 27.95 92,522.44 STATE SUPERINTENDENT OF BANKS. 135 Statement of the Condition of The Bank of Tuskegee, located at Tuskegee, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .....:............................ Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other Total $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ 3,144.00 35.00 973.11 1,566.98 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ Due to Clearing House... Due Banks in this State... 7,677.34 Due Banks, other States Due Unpaid Dividends... 115,985.45 Total Deposits....... $ 133,341.75 16,750.00 606.30 15,357.20 10,200.00 245,618.26 13,114.86 646.17 2,769.40 18,414.16 12.00 6.64 306,138.69 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted .......................... Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... Grand Total........... $ 50,000.00 70,000.00 7,796.94 45,000.00 306,138.69 Statement of the Condition of The Farmers State Bank, located at Tuskegee, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate............ Other Resources............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 9,144.00 440.00 1,584.20 288.85 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates Cashier’s Checks Certified Checks Due to Clearing House... Due Banks in this State... 10,558.89 Due Banks, other States Due Unpaid Dividends... 8,808.45 Total Deposits....... $ 30,824.39 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 64,474.29 rent Exp. & Taxes pd. 8,809.12 Notes and Bills Payable172.40 Notes and Bills Redis counted .......................... 842.89 Reserve fo r Taxes............ Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 105,123.09 Grand Total........... $ 64,292.86 3,970.00 93.92 68,356.78 30,000.00 1,500.00 5,266.31 105,123.09 136 A N N U A L REPORT FOR 1915. Statement of the Condition of The Macon County Bank, located at Tuskegee, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.............. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ 13,180.00 584.00 1,111.18 256.50 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. 415.08 Certified Checks............... Due to Clearing House... Due Banks in this State... 28,415.35 Due Banks, other States Due Unpaid Dividends... 19,278.51 Total Deposits....... $ 63,240.62 Capital Stock paid in..... Surplus Fund.................... 7,075.66 Undiv’d Profits, less Cur 330,401.59 rent Exp. & Taxes pd. 7,792.33 Notes and Bills Payable372.75 Notes and Bills Redis counted .......................... 3,000.00 Reserve for Taxes........... 31,383.57 Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 292,523.80 443,266.52 443,266.52 Grand Total........... $ 272,617.04 16,248.19 521.13 3,137.44 50,000.00 100,000.00 602.36 140.36 Statement of the Condition of The Merchants & Farmers Bank, located at Union Springs, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . 5,240.00 Individual Deposits......... $ 1,170.00 Savings Deposits............. 2,976.06 Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... 204.02 Due to Clearing House... Due Banks in this State... 3,268.85 Due Banks, other States Due Unpaid Dividends... 13,344.48 Total Deposits....... $ 26,203.41 Capital Stock paid in..... Surplus Fund................... 2,500.00 Undiv’d Profits, less Cur178,379.89 rent Exp. & Taxes pd. 132,418.77 Notes and Bills Payable... 2,348.24 Notes and Bills Redis4,000.00 counted ......................... 2 ,0 0 0 .0 0 Reserve fo r Taxes........... 7,554.08 Reserve fo r Interest....... 2,864.90 Other Liabilities............. Cash Over.......................... 358,269 29 Grand Total........... $ 96,743.82 495.43 27.75 6,835.61 944.00 105,046.61 80,000.00 40,000.00 15,949.25 102,250.00 14,940.70 82.73 358,269.29 STATE SUPERINTENDENT OF BANKS. 137 Statement of the Condition of The Canebrake Loan &. Trust Co., located at Uniontown, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit.. Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . 5,378.00 820.00 3,697.67 56.62 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks.............. Certified Checks................ 100.00 Due to Clearing House... Due Banks in this State... 6,192.09 Due Banks, other States Due Unpaid Dividends... 14,349.08 Total Deposits....... $ 30,593.46 Capital Stock paid in..... Surplus Fund.................... 5,320.00 Undiv’d Profits, less Cur 76,688.64 rent Exp. & Taxes pd. 9,000.92 Notes and Bills Payable... 364.20 Notes and Bills Redis counted .......................... 3,146.73 Reserve fo r Taxes........... 4,440.50 Reserve for Interest....... Other Liabilities.............. Cash Over.......................... 129,554.45 ,_______ Grand Total........... $ 65,538.82 4,043.31 449.37 36.25 1,106.09 71,173.84 50,000.00 7,000.00 1,380.61 129,554.45 Statement of the Condition of The Farmers Bank, located at Uniontown, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total............ $ L IA B IL IT IE S . 1,286.00 512.50 866.03 11.05 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ 170.00 Due to Clearing House... Due Banks in this State... 6,024.09 Due Banks, other States Due Unpaid Dividends... 4,081.53 Total Deposits....... $ 12,951.20 Capital Stock paid in..... Surplus Fund.................... 9,950.00 Undiv’d Profits, less Cur 35,399.17 rent Exp. & Taxes pd. Notes and Bills Payable... 30.71 Notes and Bills Redis counted .......................... 2,500.00 Reserve fo r Taxes............ Reserve for Interest........ Other Liabilities.............. Cash Over.......................... 60,831.08 Grand Total............ $ 18,763.54 18,763.54 31,000.00 11,067.54 60,831.08 A N N U A L REPORT FOR 1915. 138 Statement of the Condition of The Planters & Merchants Bank, located at Uniontown, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 7,289.00 1,280.00 4,199.16 277.77 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 18,774.71 Due Banks, other States Due Unpaid Dividends... 33,666.17 Total Deposits....... $ 65,486.81 Capital Stock paid in..... Surplus Fund................... 23,460.00 Undiv’d Profits, less Cur 184,167.95 rent Exp. & Taxes pd. 45,440.13 Notes and Bills Payable129.04 Notes and Bills Redis counted .......................... 3,500.00 3,560.00 Reserve for Taxes........... 6,525.00 Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 332,268.93 Grand Total........... $ 144,661.20 422.80 1,687.94 146,771.94 80,000.00 80,000.00 22,996.99 2,500.00 332,268.93 Statement of the Condition of The Bank of Valley Head, located at Valley Head, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ 2,427.00 555.00 727.24 215.49 Total....................... $ 10,906.15 Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort....................... Grand Total........... $ Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... Due Banks, other States Due Unpaid Dividends... 24,781.44 Total Deposits....... $ 33,111.87 6,417.78 1,912.65 6,981.42 34,655.09 90.03 2,880.70 1,399.80 49,931.77 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills PayableNotes and Bills Redis counted .......................... Reserve fo r Taxes........... Reserve for Interest....... Other Liabilities............. Cash Over......................... Grand Total........... $ 15,000.00 600.00 1,219.90 49,931.77 STATE SUPERINTENDENT OF BANKS. 139 Statement of the Condition of The Bank of Vernon, located at Vernon, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources ............. Cash S h ort....................... Grand Total........... $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 5,016.07 Due Banks, other States Due Unpaid Dividends... 8,507.43 Total Deposits....... $ 17,880.41 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur46,647.80 rent Exp. & Taxes pd. Notes and Bills Payable... 3,497.22 Notes and Bills Redis counted ..................... 1,300.00 Reserve fo r Taxes............ 5,086.17 Reserve for Interest....... 29.90 Other Liabilities.............. Cash Over..................... 52,230.50 74,441.50 74,441.50 3,343.00 140.00 696.90 177.01 Grand Total........... $ 50,392.49 1,240.10 597.91 15,000.00 3,750.00 2,615.11 845.89 Statement of the Condition of The Coosa Valley Bank, located at Vincent, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ...................... Total .................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse................ Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ L IA B IL IT IE S . 1,402.00 837.50 446.28 928.79 Individual Deposits......... $ Savings Deposits............. Demand Certificates... Time Certificates......... Cashier’s Checks............. Certified Checks............... Due to Clearing House.. Due Banks in this State... 6,046.33 Due Banks, other States Due Unpaid Dividends... 1,290.28 Total Deposits....... $ 10,951.18 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 32,000.61 rent Exp. & Taxes pd. Notes and Bills Payable... 5.63 Notes and Bills Redis 1,850.00 counted ........ 1,721.22 Reserve fo r Taxes...... Reserve fo r Interest.... Other Liabilities........ Cash Over........ 20,075,75 7,729.67 46,528.64 46,528.64 Grand Total........... $ 492.93 28,298.35 15,000.00 1,500.00 730.29 1,000.00 A N N U A L REPORT FOR 1915. 140 Statement of the Condition of The Bank of Washington County, located at Vinegar Bend, Ala., at the Close of Business October 19, 1915, RESOURCES. Currency ......................... $ Gold ................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned bv Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Dae Banks in this State4,376.78 Due Banks, other States Due Unpaid Dividends... 1,749.21 Total Deposits....... $ 8,565.31 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 13,602.23 rent Exp. & Taxes pd. 202.03 Notes and Bills Payable... 162.37 Notes and Bills Redis1,583.79 counted .......................... 1,640.78 Reserve for Taxes............ Reserve for Interest....... Other Liabilities.............. 18.18 Cash Over.......................... 14,125.51 25,774.69 25,774.69 914.00 1 ,0 2 0 .0 0 246.47 258.85 Grand Total........... $ 10,091.47 2,660,88 743.20 256.02 373.94 1 0 ,0 0 0 .0 0 1,500.00 149.18 Statement of the Condition of The Bank of Wadley, located at Wadley, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State ............................. Due from Banks in other States Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Othe*1 Resources............. Cash S h ort....................... Grand Total........... $ 5,923.00 Individual Deposits......... $ 915.00 Savings Deposits............. 524.50 Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State33,149.36 Due Banks, other States Due Unpaid Dividends... 8,910.82 Total Deposits....... $ 49,422.68 Capital Stock paid in..... Surplus Fund................... Undiv’d Profits, less Cur 68,415.99 rent Exp. & Taxes pd. 7,759.50 Notes and Bills Payable... 508.12 Notes and Bills Redis 3,000,00 counted .................... 500.00 Reserve for Taxes............ 300.00 Reserve fo r Interest....... Other Liabilities.............. 1.56 Cash Over.......................... 129,907.85 Grand Total........... $ 51,949.11 11,274.36 522.35 63,745.82 32,500.00 10,000.00 8,662.03 15,000.00 129.907.85 STATE SUPERINTENDENT OF BANKS. 141 Statement of the Condition of The Bank of Warrior, located at Warrior, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency .........................$ Gold .................................. Silver, Nickels,Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total.......................$ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ L IA B IL IT IE S . Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 13,042.79 Due Banks, other States Due Unpaid Dividends... 1,741.32 Total Deposits....... : 17,898.59 Capital Stock paid in..... Surplus Fund................... 1,000.00 Undiv’d Profits, less Cur 21,125.51 rent Exp. & Taxes pd. Notes and Bills Payable... 305.70 Notes and Bills Redis counted .......................... . 1,080.00 Reserve fo r Taxes........... Reserve for Interest....... Other Liabilities............. Cash Over.......................... 31,225.15 41,409.80 41,409.80 2,145.00 437.50 232.81 299.17 Grand Total........... $ 25,575.25 5,540.00 109.90 10, 000.00 184.65 Statement of the Condition of The Citizens Bank, located at Warrior, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ........................... Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other LIABILITIES. Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 5,577.00 Due Banks, other States Due Unpaid Dividends... 5,357.00 1,297.50 167.45 54.72 Total Deposits....... $ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ 10,743.47 11,146.84 82.30 15.00 21,987.61 12,566.33 17,829.00 44.53 3,072.00 1,186.45 1,593.96 695.34 36,987.61 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted ................ Reserve for Taxes......... Reserve for Interest..... Other Liabilities.......... Cash Over............... Grand Total........... $ 10,000.00 1,000.00 4,000.00 36,987.61 142 A N N U A L REPORT FOR 1915. Statement of the Condition of The Farmers & Merchants Bank, located at Waterloo, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources ............. Cash S h ort........................ Grand Total........... $ LIABILITIES. Individual Deposits......... $ 672.50 Savings Deposits.............. 642.38 Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks............... Due to Clearing House... Due Banks in this State... 7,069.05 Due Banks, other States Due Unpaid Dividends... 675.31 Total Deposits....... $ 10,159.24 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur14,745.74 rent Exp. & Taxes pd. Notes and Bills Payable... 13.79 Notes and Bills Redis1,183.50 counted .......................... 1,882.69 Reserve fo r Taxes............ Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 1 ,1 0 0 .0 0 27,984.96 Grand Total........... $ 17,174.16 17,174.16 1 0 ,0 0 0 .0 0 810.80 27,984.96 Statement of the Condition of The Farmers & Merchants Bank, located at Waverly, Ala., at the Close of Business October 19, 1915. RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total............ $ L IA B IL IT IE S . 2,161.00 Individual Deposits......... $ 152.50 Savings Deposits............. 102.07 Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State... 5,316.02 Due Banks, other States Due Unpaid Dividends... 1,039.71 Total Deposits....... $ 8,771.30 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 8,025.53 rent Exp. & Taxes pd. 700.00 Notes and Bills PayableNotes and Bills Redis counted .......................... 1,726.28 1,922.12 Reserve fo r Taxes............ Reserve fo r Interest....... Other Liabilities............. Cash Over.......................... 21,145.23 Grand Total............ $ 10,150.22 58.38 8.00 10,216.60 10,000.00 681.43 247.20 21,145.23 STATE SUPERINTENDENT OF BANKS. 143 Statement of the Condition of The Bank of Wedowee, located at Wedowee, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other . States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ 2,825.00 1,016.00 473.86 16.00 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State8,167.09 Due Banks, other States Due Unpaid Dividends... 4,099.93 Total Deposits....... $ 16,597.88 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 46,132.54 rent Exp. & Taxes pd. Notes and Bills Payable... 15.29 Notes and Bills Redis1,538.16 counted .......................... 1,542.62 Reserve fo r Taxes........... 701.94 Reserve fo r Interest....... 500.64 Other Liabilities............. 1 0 .6 6 Cash Over.......................... 29,448.93 67,039.73 67,039.73 Grand Total........... $ 24,967.86 4,191.00 290.07 25,000.00 2,500.00 4,090.80 6 ,0 0 0 .0 0 Statement of the Condition of The West Blockton Savings Bank, located at West Blockton, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Pennies, Nickels... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ........................ Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ 16,634.00 Individual Deposits......... $ 1,600.00 Savings Deposits.............. 1,647.10 Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State12,452.00 Due Banks, other States Due Unpaid Dividends... 6,059.08 Total Deposits....... $ 38,392.18 Capital Stock paid in..... Surplus Fund.................... 5,000.00 Undiv’d Profits, less Cur 141,261.49 rent Exp. & Taxes pd. Notes and Bills Payable447.02 Notes and Bills Redis counted ....................... 2,000.00 2,300.00 Reserve fo r Taxes......... 293.49 Reserve fo r Interest........ Other Liabilities.............. Cash Over................. 189,694.18 Grand Total........... $ 77,800.46 66,076.87 495.28 144,372.61 25,000.00 12,500.00 7,821.57 189,694.18 144 A N N U A L REPORT FOR 1915. Statement of the Condition of The Bank of Wetumpka, located at Wetumpka, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ........................... Total....................... $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate............ Other Resources . Cash S h ort....................... Grand Total........... $ 6,051.00 4,500.00 1,046.13 406.95 Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. 3,041.19 Certified Checks............... Due to Clearing House... Due Banks in this State... 25,289,66 Due Banks, other States Due Unpaid Dividends... 8,709.58 Total Deposits....... $ 49,044.51 Capital Stock paid in..... Surplus Fund................... 12,950.00 Undiv’d Profits, less Cur 213,346.07 rent Exp. & Taxes pd. 14,700.63 Notes and Bills Payable... 1,565.63 Notes and Bills Redis 20,000.00 counted .......................... 3,000.00 Reserve fo r Taxes........... 3,556.01 Reserve for Interest....... 4,320.00 Other Liabilities............. Cash Over.......................... 176,448.66 322,482.85 322,482.85 Grand Total........... $ 158,493.61 3,270.90 12,566.53 386.76 75.00 1,655.86 50,000.00 10,000.00 16,034.19 70,000.00 Statement of the Condition of The Wilsonville State Bank, located at Wilsonville, Ala., at the Close of Business October 19, 1915. RESOU RCES. L IA B IL IT IE S . Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States Total $ Bonds and Stocks owned by Bank......................... Loans and Discounts....... Demand Loans................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources............. Cash S h ort....................... Grand Total........... $ 1,282.00 130.00 737.16 978.15 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House... Due Banks in this State 6,090.40 Due Banks, other States Due Unpaid Dividends... 1,404.65 Total Deposits....... $ 10,622.36 Capital Stock paid in..... Surplus Fund............... Undiv’d Profits, less Cur 11,140.00 rent Exp. & Taxes pd. Notes and Bills Payable... Notes and Bills Redis counted ................ 2,589.46 1,470.52 Reserve fo r Taxes........... Reserve fo r Interest....... Other Liabilities.............. Cash Over.......................... 11,569.87 25,822.34 25,822.34 Grand Total........... $ 2,367.46 324.48 14,261.81 10,000.00 551.23 1,000.00 9.30 STATE SUPERINTENDENT OF BANKS. 145 Statement of the Condition of The Winfield State Bank, located at Winfield, Ala., at the Close of Business October 19, 1915. RESOURCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans.................. Overdrafts ....................... Banking H ouse............... Furniture and Fixtures... Other Real Estate........... Other Resources. Cash S h ort.......... Grand Total........... $ LIABILITIES. Individual Deposits......... $ Savings Deposits.............. Demand Certificates....... Time Certificates............. Cashier’s Checks............. Certified Checks............... Due to Clearing House...! Due Banks in this State... 16,396.11 Due Banks, other States Due Unpaid Dividends... 13,843.27 Total Deposits....... $ 35,737.84 Capital Stock paid in..... Surplus Fund................... Undiv d Profits, less Cur 44,706.96 rent Exp. & Taxes pd. 2 ,0 0 0 .0 0 Notes and Bills Payable... 77.95 Notes and Bills Redis5,000.00 counted .......................... 2 ,2 0 0 .0 0 Reserve for Taxes........... 1,700.00 Reserve for Interest....... Other Liabilities.............. .48 Cash Over.......................... 3,650.00 535.00 1,202:71 110.75 91,423.23 Grand Total........... $ 40,363.03 2,970.42 9,686.00 601.78 54.33 53,675.56 15,000.00 2,747.67 2 0 ,0 0 0 .0 0 91,423.23 Statement of the Condition of The Woodlawn Savings Bank, located at Woodlawn, Ala., at the Close of Business October 19, 1915. L IA B IL IT IE S . RESOU RCES. Currency ..........................$ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges fo r Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ........................ Banking H ou se............... Furniture and Fixtures... Other Real Estate........... Other Resources.............. Cash S h ort........................ Grand Total........... $ 2,826.00 117.50 418.38 74.60 Individual Deposits......... $ Savings Deposits............. Demand Certificates....... Time Certificates.............. Cashier’s Checks............. Certified Checks................ Due to Clearing House... Due Banks in this State... 6,776.21 Due Banks, other States Due Unpaid Dividends... 527.74 Total Deposits....... $ 10,740.43 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Current Exp. & Taxes pd. 47,488.25 Notes and Bills Payable... 158.40 Notes and Bills Redis counted .......................... 1,800.00 Reserve for Taxes........... Reserve for Interest....... 56.48 Other Liabilities.............. Cash Over.......................... 60,243.56 Grand Total........... $ 29,365.73 3,774.68 341.13 33,481.54 25,000.00 1,762.02 60,243.56 A N N U A L REPORT FOR 1915. 146 Statement of the Condition of The Bank of York, located at York, Ala,, at the Close of Business October 19, 1915. RESOURCES. Currency ......................... $ Gold .................................. Silver, Nickels, Pennies... Checks and Cash Items... Exchanges for Clearing House ............................ Cash Items in Transit... Due from Banks in this State .............................. Due from Banks in other States ............................ Total....................... $ Bonds and Stocks owned by Bank.......................... Loans and Discounts....... Demand Loans................. Overdrafts ..... Banking House Furniture and Fixtures... Other Real Estate............ Other Resources.............. Cash S h ort........................ Grand Total............$ LIABILITIES. 776.00 Individual Deposits......... $ 305.00 Savings Deposits.............. 1,096.51 Demand Certificates....... Time Certificates.............. Cashier’s Checks.............. Certified Checks................ 30.00 Due to Clearing House... Due Banks in this State3,898.76 Due Banks, other States Due Unpaid Dividends... 9,671.84 Total Deposits....... $ 15,778.11 Capital Stock paid in..... Surplus Fund.................... Undiv’d Profits, less Cur 33,232.57 rent Exp. & Taxes pd. 7,602.00 Notes and Bills Payable... 176.33 Notes and Bills Redis2 ,1 0 0 .0 0 counted .......................... 1,150.00 Reserve fo r Taxes............ Reserve fo r Interest........ Cash Over.......................... 60,039.01 Grand Total............$ 33,287.91 2,050.98 1,456.54 36,795.43 2 0 ,0 0 0 .0 0 1,500.00 1,742.58 1 .0 0 60,039.01