Federal Reserve Bank of St. Louis. "Annual Report 2016, Part 1 : Annual Report : Economic Literacy for Life: Today's Lessons=Tomorrow's Financial Stability and Success," Annual Report of the Federal Reserve Bank of St. Louis (as of December 31, 2016). https://fraser.stlouisfed.org/title/149/item/682764/content/pdf/AR2016complete, accessed on March 17, 2026.