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STATE OF OHIO
Department of
Banks and Banking
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Federal Reserve Bank of St. Louis
Eleventh Annual · Report
FOR THE
Fiscal Year Ending June 30,
1918
PHILIP C. BERG,
Superintendent of Banks.
Sprlngfteld, Ohio :
The Springfield Publtshln1 Company,
State Printers.
1918.
Bound at the State Bindery.
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Federal Reserve Bank of St. Louis
1
OFFICIAL ROSTER.
June 30, 1918.
Superintendent of Banks ______ _________ ___ _______________ _________ PHILIP C. BERG
A ssistant Superinte1-ident ________ ___ _______ ___ _______________ ELMER J. OBENDORFER
A ttorney-Examiner __ ___ _____ __ __ ___ ----- - - ------------- - --~-- - --JOHN M. ELLIOTT
Chief Examiner ________ --------------------- -------- ----------- - - JOHN H . LANGE
EXAMINERS.
MAHER
D. J. SCHURR
H. M. SIMS
LUCAS
L. G.
FULTON
CLYDE SHARP
FILLER
A. T .
GEORGE
T . C.
H. C.
IRA
J.
D. A.
JOHN D.
WALTERS
T !',T MAN
FALCONER
BAINER
ASSISTANT EXAM! JERS
A. W. PLEISTER
' C. C. MORGAN
R ALPH
C. R.
J.
ROMER
BLAUVELT
Confidential Secretary _________________________________________ SARA B. DANAHER
Bookkeeper ______ _____ _______ _____ ______________ _____ _____ :_ _'_HUGH J. McTEAGUE
Statistician ------------ - ------------ - ------------- --------------MAUDE McCLURE
Clerk-Stenographer ----------------------- - -- - - - -------- --- --~----OLJVE MULLEN
Clerk-Stenographer ______________________________ ______ _____ A LICE L. C ARRUTHERS
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Federal Reserve Bank of St. Louis
(3)
S'rATE OF OHIO.
OFFICE OF S UPERINTENDEN T OF BANKS.
CoLuMnus, June 30, 1918.
To Hi! Excellency, JAMES :M:. Cox, Gov ernor of Ohi,o.
In compliance with section seven hundred forty-three of the Banking Laws, I have the honor to transmit herewith the eleventh annual report of the Department of Banks and Banking for the fiscal year ending
June 30, 1918.
Respectfully,
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Federal Reserve Bank of St. Louis
PmLIP C.
BERG,
S wperi,n ten dent of Ba1nks.
(4)
INTRODUCTORY.
No period in recorded history has witnessed so many changes in
the established order of human conduct" as the fiscal year just closed.
our transition from a peace to a war basis, we were called upon to do the
work of years in a few short ~nonths. The interests of the individual
were subject to those of the nation ; no change, however radical, has been
unbearable, and no demand has been too violent for OUI'I Ohio banks to •
meet. Our man strength and our resources have been pledged one hundred per ·cent for the war program. The year has been filled with almost
~tartling revelations. It forced a test of strength and purpose, and de-.
mantled intensified economic activities. It called for ·the exercise of the
highest and noblest impulses of human nature. However, the extraordinary events of the year have caused no perceptible disturbance in the
stability of any Ohio bank. The bankers have unfalteringly kept pace
with the dominant spirit and demand of the times; they have given their
united efforts to making more powerful the financial fabric of the nation,
to securing the monies for war needs, and cheerfully meeting all obligations for patriotic purposijs made upon them. From the siilallest, to the ' most powerful bank in the state, the experience of the year has had a
refining influence.
Money more than ever before is the sinew of the conflict, and the
banks are the storehouses of power. Upon the bankers rest the responsibility of marshaling the future billions for the successful termination of
the great war. rrhere is no precedent for the problems of the future, and
no one can approximate the qemands which may be made upon the banks
during or_ after the war. The pathway of present duty, however, is
clearly defined. We do . not need competition in any sense among our
financial institutiens, but we do need the most intensive co-operation
in order that our · banking resources may be maintained at maximum
strength.
In
1 HE BANKING DEPARTMEN1 AS A PREVENTNrIVE AGENCY.
1
1
That the Banking Department should be a preventative agency, preventative of trouble in banks, is a plain injunction of the law. To be
meddlesome, unduly critical and exacting to the point of robbing the
banks of their inherent, discriminating prerogative is forbidden by com~
mon sense. It is generally recognized that the law places a heavy responsibility upon the Superintendent of Banks. He is not only charged
with the duty of executing the law relating to the banks, but he is given
a wide and far-r'ea_ching discretionary power in the matter of deter-
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Federal Reserve Bank of St. Louis
(5)
6
ANNUAL REPORT
mining the safety and soundness of the institutions which come under
his supervision. The specific requirements of the law are somewhat easy
of application and enforcement, not only because the well managed banks
cheerfully acquiesce therein, but also because the law provides certain
penalties to be applied by the Superintendent of Banks in the event he
meets with resistance on the part of an unscrupulous and incoIT).petent
banker.
The matter of maintaining the legal reserve, the payment of depositors under the terms which deposits were received, the making good
• of any impairment of. the capital stock and other requirements specifically
mentioned in the law, are beyond dispute, and are quickly disposed of
by the Department. A generl;l,l observance of the law is, in .itself, a strong
safeguard, but unless accompanied by a conservative and intelligent man\
,agement of a bank's affairs, there is still grave danger of frightful losses.
A loan or investment may be a legal one and yet possess elements of
obscure origin and extraordinary risk. I am theref<?re concentrating the
best efforts of the Department .in the matter of determining the true
character of the management of banks and requiring such changes in
personnel or methods as will insure a maximum degree of effici ency.
~ood management is ·one of the hest assets a bank can have.
· There are no tvrn banks exactly alike; ea ch possesses a strong individuality, nurtured and controlled by the needs peculiar to hs location.
· So far, however, as the safe conduct of banks is concerned, they are alike
in their need of directors and officers of 11nquestioned integrity. When
the public transfers money from its pos,•cssion to a hank for safe keeping,
it is sufficient evidence that most irnplic-i t confidence is reposed in the
bank's methods of transacting business; therefore the highest impulses
should govern the actions of officers and directors who are the investing
trustees thereof. It is the plain duty of the directors of banks to see to
it that each loan and investment is given adequate consideration and in, vestigation before advances are made thereon; and if proper methods are
employed under full and sufficient regulations, and the by-laws observed
by officers, dire.ctors and employes alike, neither inconvenience nor hard~
ship will be experienced.
This is the ideal expressed by the law and is strongly supported by
the experience and action of mariy Ohio banks which are recognized as
being high examples of probity, faithfulness and efficiency.
BANK EXAMINATIONS-PURPOSES AND ACCOMPLISHMENTS.
Annually, and when necessary, more frequent rigid examinations are
made by conscientious, painstaking examiners. In_such examinations it
is aimed to cover every phase and detail of the affairs of the institution;
particular attention is given to the nature and character of the assets.
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Federal Reserve Bank of St. Louis
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DEPARTMENT OF BANKS AND BANKING.
Directors are convened and their attention called to questionable or improper ·loans or other undesirable conditions. When necessary peremptory orders are given and continuous effort made to impress upon
the offic~rs, and especially the directors, a full realization of their moral
and legal obligations and duties as such. Nothing is omitted which would
add to the safety and stability of the bank's assets, its efficient service to
the community, thorough prote~tion to its depo.sitors, the interests of its
stockholders and the general welfare of the institution itself. Nor do our
efforts cease with departmental examinations. Every report of condition.
and the report of such annual examination made by the committee of
directors are carefully analyzed for any irregularity or discrepancy,, and
when such appears the matter is called to the .attention of the bank,
recommendations or requirements made, or such action taken as is deemed
advisable.
EXAMINATIONS.
For the fiscal year covered by this report the total number of examinations ·was 1,093, classified as follows:
First examinations ---------------------- ---- - ----------------------Second examinations ------------1- ·---------------------------------Branch examinations ------- ----------------------------------------Special examinations _______________________________________:.________
Preliminary examinations ________________ ___________________________
778
227
68
12
8
. Tota] _____________ . ------------------------------------ ·________ l,093
An average of 91 examinations per month.
It will be observed that all of the banks) both incorporated and unincorporated, including their branches, have been examined at least once
during the fiscal year, and 227 banks, or approximately 30%, have received two examinations. Following is a comparison of the examinations
made during the past thre~ ears:
.
Regular
Fiscal year ending .June 30, 1916. .. ...
669
Fiscal year ending .Tune 30, 1917 .... . .- 848
Fiscal year ending June 30, 1918 ...... 1,005
Branch
34
65
68
Special
6
6
12
Prellm.
16
31
8
Total
725
950
1,093
O"ving to the interruption in transportation service throughout the
state during the unusually severe winter, the number of examinations
for the period ending March 31 was considerably reduced. Nevertheless,
t~e work accomplished and the r esults obtained by the examiners fo the
field have been very satisfactory.
The reports made by the examiners in many instances reflect a disturbance in the efficiency among employes, due almost entirely to the
large' number· of young men being inducted into war service .
. The increasing growth in aggregate resources, the organization of
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Federal Reserve Bank of St. Louis
8
ANNUAL REPORT
new institutions and the establishment 0£ branches from year to year,
materially increase th~ work required of the examiners in this Department. We are now required by law to_make 844 examinations, including
branches. ,In addition, numerous examinations and investiga~ions become nece~sary from .time to time as the result of unsatisfactory conditions.
The amendment to our laws by the general assembly in 1915, reduced, the number of examinations from two to one each year. Nevertheless an effort has been made to effect more frequent examinations. We
have so far succeeded in reducing the period between examinations to
about nine months, which is not frequent enough to obtain the best results.
With the appropriation placed at our disposal for operating this
Department, it is becoming more and more difficult to keep pace with
the numerous demands made upon the time of our examiners. Relief
should be given by placing sufficient funds at the disposal of this Department to enable it to maintain a larger force.
THE FEDERAL RESERVE SYSTEM.
The flotation of the different Liberty Loans clearly demonstrates
the value of the F 'e deral Reserve System to the national government in
this great war crisis. Time will continue to prove the soundness of the
system, and as the bankers come to a fuller realization of the benefits
to be derived by membership, and what the system has accomplished for
the protection of business, it is believed that more will seek memberships
therein.
· The reserve of the Federal Reserve Bank is the basis of its loaning
power,
and every State Bank joining the system will, through its deposit
I
of reserve with the Federal Reserve Bank, increase the credit facilities
thereof. It is manifestly of great importance therefore that all qualified
State Banks and Trust Companies identify themselves with the system
in order that the demands of legitimate business and the requirements of
the government may have sufficient credit.
Since assuming the office of Superintendent of Banks of the state of
Ohio, I sought to follow a policy which would tend to eliminate any weakness in the State Bank situation and to conserve the great and growing
resources of this class of institutions in Ohio.
Large demands upolli the banks appeared to be inevitable when this
country became actively engaged in the great war. Calculating the
amount of available reserves held by State Banks, it seemed to be insufficient to meet all the demands that would no doubt come upon these institutions. Consequently, I immediately used all the argument and influence at _my command to induce eligible State Banks to. join the Fed-
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Federal Reserve Bank of St. Louis
DEPARTMENT OF BANKS AND BANKING.
9
eral Reserve System, .so they could not only contribute their share to the
mobilized reserves of the country, but have available direct to them, as
a right, the rediscount facilities of the Federal Reserve System.
In my opinion the record o~ the State Banks in Ohio in supporting
the Federal Reserve.System is a creditable one. The assets of those banks
which are members at the date of this report aggregate $275,000,000.
Pending applications when accepted by the Federal Reserve. Board will
increase the total aggregate thereof to $317,000,000, or 34% of the entire
state banking resources.
LIBERTY LOAN AND WAR SAVINGS STAMPS.
The loyal and patriotic support afforded by our State and Private
Banks in the flotation of the Liberty Loans and the sale of the War Savings Stamps is deserving of the highest commendation. Every request
of the nation has been met with a wholeheartedness that has no parallel.
I have placed the facilities of this office at the command of the national
government, so far as they might be of service in co-op·erating ,vith the
banks in the Liberty Loan and War Savings campaign and in various
other ways. The compilation of the figures concerning the activities of
the banks in such sales shows that, at the call of June 29, 1918, they carried among their assets such securities to the extent of approximately
$55,000,000. Taking into consideration the amount subscribed by cus~
tomers, the total aggregate is thereby increased to $207,364,350, or about
21 % of their entire resources.
'.
GRANTING OF AUTHORITY TO NEW BANKING INSTITUTIONS.
Every safeguard is placed about the organization of new banks, and
not until every factor entering into the question of granting or r'efusing
banking authority has been carefully weighed and ·considered is final
action taken.
Many applications have been made the past year for authority to
establish new banking institutions, both private and incorporated. Several of these have been refused. Certain conditions must exist before a
license can be granted. There must be a popular demand, necessity and
an adequate field for the proposed bank. By popular demand we do not
mean the demand made by those only who will be pecuniarily interested
in the anticipated profits of the venture, but the public generally of the
commu:µity in which it is proposed; by necessity is meant that the com:
munity suffers inconvenience, and its growth is retarded or im·pairedi by
lack of. either a bank of any description or that the bank or banks already
established are insufficient for its needs; and by adequate field is meant
that the community will sustain it with its deposits, and if other banks
already exist ,t heir stability will not be seriously affected by new com-
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Federal Reserve Bank of St. Louis
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ANNUAL REPORT
petition. The personnel of its officers and the :financial responsibility of
its stockholders must also be consider,ed, tlie latter because of the douqle
stock liability..
· Every application has been given consideration and whenever :necessary, careful investigations of conditions in detail have been made and
every factor carefully weighed prior to final action by the Department.
Because of the war and for the peri'od it continues, I wish to advise those
contemplating the establishment of new banks that it must be clearly
shown that a new bank is absolutely necessary.
·During the fiscal ye_ar just ended only eight certificates of authority
were granted .to new banking institutions, all of which are incorporated
State Banks.
CODIFICATION OF BANKING LAWS.
The Department has been administered in accordance with existing
laws. Where the interpretation thereof ·was in doubt the official advice
of the Attorney General was sought and his opinion followed. From
time to time there have been recommended various changes in the law
with a view to adding strength to our financial structure.
Recently a movement was begun for the purpose of revising and_
recodifying the banking laws of Ohio. A committee composed of representatives from the Ohio Bankers Association, and their attorneys, met
with the Superintendent of Banks for an informal discussion of the subject. At this meeting plans were formulated ·whereby the committee will
make a comprehensive study of the existing laws with a view to eliminating duplications and sections of uncertain and ambiguous meaning.
Several amendments, which .·were also discussed at the meeting, will be
recommended for passage by the next legislature. While it is most desirous to keep abreast with the progressive spirit _of the times, experi:n1ental legislation should be avoided and only such changes i11ade as are
warranted by successful experience, supported by sound reason and
logic.
PROPOSED A1VIEND1\T~N'11 S '11 0 THE BANKING LAWS.
Provide specifically for the'' IUght of a Bank to borrow money,''
bonds, etc., now covered generally by the corporation laws of ·the state to
which reference is made by section 9714 . .
2. Amend section 9729, to include directors and make it clear that
''Officers'' mean all officers of the bank and not merely officers of executive committee.
3. Clear up doubt in section 9758-E; state specifically what may be
loaned upon and what may be purchased as an investment.
4. Combine Trust Company and Safe Deposit Company powers
under one heading.
1.
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Federal Reserve Bank of St. Louis
DEPARTMENT OF BANKS AND BANKING.
11
5. Require reserve depositories to qualify as to minimum capital,
etc., before being eligible as such under sections 9759 and 9764.
6. Repeal Foreign Exchange la,v and confine the business to State
and National Banks, Telegraph and Express Companies'.
7. Provide that no· bank shall receive deposits other than those expressed in terms of United States money.
8. Amend! section 9747 to provide a business like way in which a
bank may sell its businessi to another bank ( the proceedings for consolidation seem clear in sections 9844 to 9849 jnclusive), but a purchase and
sale does not take the form of consolidation and is by nature a voluntary
liquidation; covering which section 97 47 is insufficient.
9. Amend section 9732 to provide that the orig·inal or duplicate
oath of directors shall be filed with the Superintendent of Banks.
10. Provide that when the powers are combined, deposits shall be
received as a Commercial or as a Savings B'ank and that a Trust Company, as such, shall not accept deposits except under Trust agreement.
11. Amend section 9704, basing capital requirements on population.
12. Make section 97 40 operative. Should be complete segregation.
, 13. Adopt same rules as govern members of the Federal Reserve
System for the '' Execution of Acceptances.''
14. Amend section 736 to provide for the collection of fees for the
maintenance of the Department after the work has been performed and
cost known at the end of each year.
Limit appropriation to the estimated need.
Fix maximum and minimum charges and have percentage open to
be fixed by the Superintendent of Banks when the cost is known.
Advance for cost should be made by state to be reimbursed 8<t the
end of the year when collection is :i;nade.
DOUBLE LIABILITY OF STOCKHOLDERS.
of
In a recent decision of the Court
Appeals of the second judicial
district at Xenia, Greene county, Ohio, this Department was sustained
in an action against the stockholders of the bank of Osborn, Osborn, Ohio,
to enforce the double liability of individual stockholders, under the provisions of article 13, section 3, of the Ohio Constitution of 1912.
This decision affirms the judgment of the Court of Common Pleas
of Greene county, Ohio, the syllabus of which is substantially as follows:
"The Superintendent of ·Banks is a proper party to enforce the individual lia_..
biltty of stockholders in any State bank taken possession of by him for liquida-tion."
"The provisions of the Constitution · adopted in 1912 providing for a double
liability of the stockholders in banking companies are self-executing and .-d~ :not
require any legislation to make them effective."
·
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Federal Reserve Bank of St. Louis
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ANNUAL REPORT
"The stockholders of a State bank organized in 1889, are liable to a double
assessment for debts now existing which were made prior to November. 23, 1903,
and subsequent to January 1, 1913, but not for debts created and accruing between
November 23, 1903, and January 1, 1913, when there was no constitutional provision fo r such liability."
'I.1he rule of law laid down by the court also affects the creditors of
the Putnam County Banking Company of Ottawa, Ohio, and the German-American Commercial & Savings Bank of Cincinnati, Ohio, where
similar actions by the Superintendent of Banks are pending and is of general interest in that, subj ect to the conditions named above, it establishes
the double stock liability of all stockholders of State Banks.
UN.AU'l.1HORIZED USE OF WORDS "BA K," "B.A KER," E'I.1C.
Every self-respecting citizen desires to earn and retain the r espect
of his fellowmen. To him it is most important that the business in which
he is engaged is reputable, and in order to continue it as such it is necessary to employ measures ·which ,vill protect it from invasion of pernicious
practices by incompetent and unscrupulous persons. .And that which
applies to one line of ·business in this r espect holds good in all. With this
in view, and realizing the tremendous responsibilities that r est upon it,
the Department has been untiring in its efforts to detect and ferret out
those ·who, through ignorance or a pretended lack of knowledge of the
law, are engaged in the nefarious business of accepting money from a
credulous people. 'J.1he inter ests of the public, and especially that portion of it which cannot discern the real from the unreal, should be guarded
most sacredly. The last Constitutional Convention, recognizing the need
for legislation looking to the protection of the banking public, used
every effort in limiting' the use of the words "bank," "banker," etc., to
those only who are duly licensed to engage in legitimate banking business.
There is no doubt that such was the intent of the Constitution, but, unfortunately, it failed to accomplish what it sought' to do .
The following is an opinion of the Attorney-General under date of
December 22, 1914 :
"First. The constitutional amendment and the private bank act restricting the
use of the words "bank," "banker" or "banking" or "trust" or "tru st company," do not
apply to corporations organized under the laws of this state not now transacting
or desiring to transact a banking business.
Second. Said constitutional amendment and private bank act do not prohibit
the use of said terms to any person, partnership or association not now transactitJg o~ desiring to transact a banking business in this -state .
. Third. All corporations, persons, - partnerships and associations ( excepting
national ban·king associations) now transacting or hereafter desiring to transact
a banking business in this state are forbidden the use of any of said :terms unless
they submit to inspection, examination and regulation by your Department."
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Federal Reserve Bank of St. Louis
DEPARTMENT OF BANKS AND BANKING.
13
It is hardly necessary for me to say that such conditions should be
changed, and I have to suggest that such action be .had as may be necessary to safeguard the use of the words to those only who are duly licensed
to engage in the banking business.
FOREIGN EXCHANGE AGENTS.
During the fiscal year several complaints were filed against certain
persons who were conducting Foreign Exchange Agencies, it appearing
that they were exceeding their powers in transacting a banking business.
A thorough investigation was made and many charged with this violation of the banking laws professed ignorance, and immediately discontinued the practice. Against others who persisted in accepting deposits
injunctions were sought and granted. This action wa~ deemed necessary
for reasons set forth in my last annual report. I have suggested an
amendment to the law in another section of this report.
CRIMINA;L PROSECUTIONS.
In addition to the indictments pending against Samuel D. and S. F.
Peacock at the time of filing the last annual report, indictments have
been returned against George B. Lindsley, formerly cashier of the Madisonville _Deposit Bank, Madisonville; Ohio; Gabor Groza, . owner and
cashier of the Foreign Exchange Ba;nk of Gabor Groza, Akron, Ohio,
and Irvin B. Neikirk, formerly cashier of the· Repµblic Banking Company, Republic, Ohio. The indictments were returned against these bank
officials at the instance of the Department for forgery, embezzlement,
making false entries in the books of the b~nks and for swearing to false
rep_orts of condition.
Gabor Groza was arraigned, and gave bond for his appeara~ce in
court. He failed to appear, however, at the time set for the trial, and
forfeited his bond.
George B. Lindsley made full restitution to the bank of · the funds
embezzled, and pleaded guilty. ·
Irvin B. Neikirk is ·awaiting trial for· embezzlement ·and making false
entries in the books of the ban·
ANALYSIS OF STATE AND PRIVATE BANKS.
Resources:
That the ·resources of State and Private Banks of Ohio· have maintained their ·u sual high level, ·despite tbe strain by reason of the concurrence in Liberty Loan subscriptions and the tax p·a ying period at the
close of the fiscal year, is indicated by the figures compiled •from reports
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Federal Reserve Bank of St. Louis
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ANNUAL REPORT
of condition under the call of June 29, 1918. This call included 604
State and 177 Private Banks, whose total resources were $972,915,411,
an increase of $40,790,160, as compared with the call of June 20, 1917,
but a decrease of $15,298,774, since the call on March 4, 1918. The call
of June 29, 1918, completes ten years supervision of State Banks and
five years of Private Banks. During this period the total resources haveincreased $516,319,114, or yearly average growth of nearly $52,00 .000.
The highest point reached is shown in the reports made under the
call of March 4, 1918, when the total resources amounted to $998,214;185,
and deposits amounted to $861,683,504.
Since the call of December 31, 1917, an unusual demand has been
made on the banks to aid in :financing the war. In their patriotic response, it appears they have liquidated over $16,000,000 of loans and
high interest-bearing securities, and during the same period have increased their holdings in Liberty Loan Bonds approximately $15,000,000.
D;ring the flotation of second and third Liberty Loans, the State
and Private Banks of Ohio subscribed'. for themselves, and their patrons,
bonds to the amount of $207,364,350, of which they held as part of their
assets on June 29 about $55,000,000, or nearly 6% of their total resources. These :figures show a patriotic service, almost without a parallel.
a
Deposits:
Total deposits on J l'.t:'11e ~9, 1918, amounted to $836,863,054, which
was $24,820,450 less than reported March 4, 1918, but $21,532,204 more
than were reported in the call of June 20, 1917. Of this amount savings
deposits amounted to $405,387,99$, a decrease as compared with March
4, 1918, of $6,636,065, and ·a decrease as compared with June 20, a year
ago, of $8,572,387. Included in the amount reported at the June call
are special deposits to the amount of $2,632,329 on Liberty Loan subscriptions.
Loans and Discounts:
Loans and discounts amounted to $532,889,111, a decrease as compared with March 4, 1918, of $5,779,365, but an increase over the call of
a year ago of $22,585,042 . . Of this amount loans on real estate were reported at $201,479,652, a decrease of $4,241,433 since the call of March
4, 1918, but an increase as compared with June 20, a year ago, of $2,403,390. The proportion of loans and discounts to total deposits in State
Banks, June 29, 1918, was 64.69%, as compared with 60.79% on March
4, 1918, and 63.64% on June 20, a year ago. The-proportion of loans on
real estate to capital, surplus and total deposits on June 29,· 1918, was
22.19%. as compared with 21.78% on.Tufarch 4, 1918, and 22.69% as compared with June 20, a year ago .. There appears to have been a gradual
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Federal Reserve Bank of St. Louis
15
DEP ART¥ENT OF BANKS AND BANKING.
decrease in the amount of loans since the call of December 31, 1917. The
liquidation of real estate loans has been very marked, such loans having
been reduced over $.5,800,000, or nearly a million dollars a month.
Acceptanc-es:
Acceptances purchased or discounted and held- by State Banks at
the call of June 29, 1918, amounted to $1,610,034, an increase since March
4, 1918, of $339,725, or about $85,000 a month. It will be observed that
while the loans have steadily decreased during the last few months, acceptances have increased at a very heavy rate.
United States Bonds:
United States Bonds, including Liberty Loan Bonds and War Savings Stamps, held, exclusive of the amount carried in reserve, on June
29, 1918, amounted to $50,224,451, a~ increase of $7,272,020 as compared
with March 4, 1918, and an increase as compared with June 20, a year
ago, of $35,099,481. On June 28, 1918. there were carried by the q~nks
as a part of their reserves, bonds to the amount of $4,388,704, a greater
part of which were U. S. Bonds, thus bringing the total to nearly $55,000,000.
State, County and Mwnicipal Bonds:
State, County and Municipal Bonds held amounted to $75,897,541,
a decrease since March 4, 1918, of $4,026,175, and a decrease as compared with a year ago of $3,629,203.
Other Bonds and Secur-ities:
Other bonds and securities, including Federal Reserve Bank stock,
held June 29, 1918, amounted to $126,791,017, a decrease of $4,277,027,
as compared with J\Iarch 4, 1918, and a decrease of $9,787,894, as compared with June 20, a year ago.
A1nount Due f1~orn Reserve and Other Bam,ks:
1
Amount due from reserve and other banks was $107,399,365, a de~
crease as compared with March 4, 1918, of $19,878,050, and a decrease
as compared with June 20, a year ago, of $5,749,Q98.
Gol<] ®d Gold Certificates:
of
- · Gold and gold certificates amounted to $4,412,970, a decrease
$1,324,860 since the call of March 4, 1918, and a decrease of $6,148,350 as
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
16
ANNUAL REPORT
co:rnpared with June 20, 1917, thus showing a decrease of the gold reserve
during the year of nearly 60%.
Silver, Currency and Fr~tional:
Silver, currency and fractional coin amounted to $21,140,991 on
June 29, 1918, a decrease as compared with the call of March 4, 1918,
of $774,231, but an increase of $192,794, as compared with June 20, a
year ago.
Reserve-State Banks:
Total reserve held in State Banks on June 29, was $1'21,241,945, a
decrease since March 4, 1918, of $15,414,366, and a decrease as compared
with a year ago of $24,428,895. The surplus reserve in State Banks over
and above the amount required, at the call of June 29, was $54,766,703,
an increase as compared with far·ch 4, of $399,162, but a decrease as
compared with June 20, a year ago, of $1,247,977.
Reserve-Private Banks:
Total reserve held in Private Banks on June 29, was $8,845,034, a
decrease since March 4, of $3,431,217, but an increase as compared with
June 20, 1917, of $920,847. Th~ surplus reserve in Private Banks, over
and above the amount required, on June 29, was $2,505,445, a decrease
as compared with March 4, of $2,897,000, but an increase over the call
of June 20, year ago, $112,271.
Total Surplus Reserve:
Total surplus reserve in both State and Private Banks on June 29,
1918, over and above the amount required, was $57,272,148, or a decrease
of about $2,500,000, since the call of March 4, 1918. Reserve now held by
State Member Banks of the Federal Reserve System amounts to $10,517,199.
There is a noticeable decrease in the amount of reserve as reported
in the call of June 29. This may be partially accounted for by the increase in the number of banks which have entered the Federal Reserve
System. The amount of reserve carried under the Federal Reserve Act
is considerably less than that required under the State Banking Law.
Notwithstanding the large withdrawals for war activities the surplus reserve held June 29, 1918, amounted to $57,272,148, or nearly 7% of the
total deposits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
DEPARTMENT OF BANKS AND BANKING.
17
Bills Payable a;nd RedJiscounts:
Bills payable and rediscounts on June 29, 1918, amounted to -$12,739,909, an increase as compared with March 4, of $4,301,774, and an
increase of $9,354,934, as compared with June 20, a year ago. Bills
payable and rediscounts with the Federal Reserve Bank on June 29,
amounted to $4,520,123, being almost one-third of the total amount.
Cwpital, Surplus OIJW) Undivided Profits:
Capital, surplus and undivided profits of State Banks on June 29,
amounted to $110,440,134, an increase of $2,125,088, as compared with
March 4, and an increase as compared with Junei 20, a yeari ago, of $4,207,774.
State Member Bamks:
Total resources of State Member Banks of the Federal Reserve System on June 29, was $275,028,082, an increase as compared with March 4,
of $28,093,068, and an increase as compared with June 20, a year ago,
of $211,461,548. Banks now in the Federal System1 aggregate over onefourth of the total resources of all State Banks.
·
Combined Resources: State Member, State, Private an_d National Banks.
The total resources of all ban s under the supervision of this Department and all National Banks in Ohio, at this ti~e are as follows:
18
586
177
369
Incorporated State Member Banks______________________ $275,028,082
Incorporated State Banks------------------------------ . 649,253,033
Private Banks----------------------------- -----------48,634,296
National Banks------------ ---------------------------892,809,000
Total -------------------- ----------------------------- $1,865,724,411
The increase in the total resources in all the National Banks in Ohio
during the fiscal year just closed was $91,587,000.
During the same period the resources of the Incorporated State
Banks, State Member Banks and Private Banks increased $40,790,160.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
18
ANNUAL REPORT
ABSTRACT OF REPORTS OF CONDITION OF STATE AND PRIVATE
BANKS AT THE DATE OF EACH CALL DURING THE REPORT
YEAR.
776 Banks
778 Banks
779 Banks
781 Banks
R eport of
Report of
Report of
Report of
Sept. 11, 1917. Dec. 31, 1917. Ma rch 4, 1918. June 29, 1918 .
RESOURCES.
I
Loans on Real Estate .......... . .. . ..... . $204,669,788
Loans on Co llateral .... . ..... .. .. . ... . . . 152,669,943
Other Loans and Discounts ............. . 165,392,212
Acceptances Purchased or Discounted ... .
Overdrafts .... ...... . .............. . .. . .... "ii5 B;o·25·
U. S. Bonds and Securities not included
in Reserve .......................... .
18,249,814
State, County and Municipan Bonds .... . . I 80,348,444
Other B onds and Securities .... . ........ . 138,119,98 1
594,640
Premium on a ll Bonds and Securities ... . .
l!l,265,356
Banking House and Lot ................ .
2,401,592
F u rniture and Fixtu res .. ..... . .. . ...... .
:i,262,52T
Other Real Estate ... . .. . .. ..... . ... . ... .
479,749
Cash Iiems ............. . .... . ......... .
Federal Reserve Bank Stock ....... .. ... .
Due from Federal Reserve B a nk ... . ..... .
Due from Reserve B anks ........... . ... . 116,584,5,iS
Exchanges for Clearing .... . ... ... ...... .
6,458,782
(!o l d Coin and Gold Certificates .. ....... .
4,335,954
Silver Coin .. .. . . ........ . ............ .
1,769,674
Nickels and Pennies ... . ........ . ........ I
679,088
Paper Currency ........ ...... .. ..... . . · /
22,398,884
Bonds h eld as Lawful R escrre . . ... . .. . . . ,
7,114,471
Foreign Money .......... . . . . . . .... . . .. .
35,654
Du e from other than Rese rv e .Banks . .... .
7,141,524
1,817,923
I
3,422,997
Acceptances execut ecl by Banks and
Outstanding .... .' . .... . . . . .. . ...... . :
Cash short . . . . . . .. .. . .. . ............. .
~;~~
1ss![~-i,1t:::::: :::::::::::::::::::
..... 685,'961
$205,721,085
150,561,5 90
169,556,762
1,270,309
768,407
$201,479,652
152,672,623
177,126,802
1,610,034
76 3,934
35, 760,714
80,734,160
130,636,610
511,77 9
21,454,193
2,503,598
5, 421 ,568
771,3 ;-;!
(;25,5 :i 0
9,3 16,871
98,85 4,101
!l,764,573
7,191,880
1,372,266
983,538
20,399,445
G,570,6 71
27,48 5
9,282,303
2,411,834
!'i,994,022
42,952,431
79,923,716
130,326,244
813 ,119
21,485,78!)
2,538,5\!4
:i,432,81:,9
672,739
741, 80 0
11,061,0:38
97,636,939
6,738,274
5,737,830
1,826,285
289,967
l!l,749,696
5,892,513
49,274
18,579,418
2,557,752
4,339,399
50,224,451
75,897,541
125,925,617
1,439,022
21,781,012
2,653, 120
5,085,0!3 7
6"'1 29 7
980,618
9,718
1,609,387
6,931
$207,356,379
155,302,417
169,168,083
siis'.4oo
10,5 17,199
81,540,437
8,127,866
4,412,970
2,005,389
322,480
18,77 1,934
4,388,704
41,18 8
15,341,729
2,564,273
5,119,382
$959,977,815
$983, 107,791
$988,214,185
$972,915,411
$:.6,638,337
Capital Stock Paid in . . . .. . .
:~8.875,983
Surplus• .. .. .... .. . .. .. .. .. .
l:l, 182,955
Net Undivided Profits . . .
576,788
Reserved for T:nes nnd Interest ....... .. I
U . S. Deposits other than .Postal S;1 vings. ,
Public Funds . . .. . . .. . . .. .. .. .. .. . . .. .. . ..
Individual Deposits Subject to Check. . . .
201,756,407
Demand Certifi ca tes of De1,osit . ......
:~!'i,553,275
Official Cb.eeks . . . . . . . . . . . . . . . . . . . . . . . . .
~.190,363
Certified Checks . . . . . . . . . . . . . . . . . . . . . . . .
923,021
Due to Banks and B ankers... .... . .
13,968,879
Dividends Unp n:d . . . . . . . . . . . . . . . . .
30, 486
Time Certificates of Dep-Jsi t. . . . .
7, ,040,676
Savings Deposits . . . . . .
. I 41:i.075,884
U. S. Postal Saving-s .. .
. . . · · ····· · ·
Trust Deposits . . . . . .... . ..... .
19,423,502
.. 1
Notes and Bill s Hediseo unt ed . . .. .
421 ,889
4,:568, 447
i\loney Borrow ed . . ...... . ........... . . .
Bonds Borrowed . . .. . .................. .
Bills Payabl e with Fed ern l Hese rv e Hank .
H.ediscounts with Federal ReRe1·vc Bank ..
Parti~l _Payments on Liberty Bond Subscnptwns ....... .. .. .. ............ . .............. .
Other Liabiliti es .. . ........ .. . ..... . ... .
2,172,146
Net Amount ··.Aceeptanl' es" executed fol'
Customers ..... .. .............. . ...... I .... . . .
Cash over .. . . . . . . . . . . . . . . . . . . . . . . .
15,519
$56,817,387
41,082,908
13,159,104
704,331
$57,446,700
41,874,137
12,630,50 1
828,912
10,891,738
77,857,993
207,451,59"8
39,070,193
2,282,619
969,066
13,415,923
34,364
78,389,923
412,024,063
3,190,976
lG,105,048
976,435
6,739,532
2,119,243
$58,265,071
42,206,008
13,724,77 7
927,038
16,551 ,990
68,214,904
201,569,429
36,455,543
2, 627,958
881,425
10,616,769
583,835
70,148,432
405,387 ,998
3,319,314
17,873,128
1,188,123
7,031,663
2,774,600
2,000,000
2,520,123
Totals . .. . ... . . ... . . . ...... .. ... . . .
LIABILITIES.
,.6,563;i5S
· · ·19',sss:219·
2,027,934
11,996,723
..... 12ii68
2,632,329
3,784,731
I 980,618
20,002
$983, 107,791 I $988,2 14,1 3
· · · · · · 20:i,i:i
1- - -- - - - -- - 1-- - - --
Totals, ........ .... . ......... . ..... · I $959,9i7.815
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
75,482,815
210,295,978
38,096,642
2,434,137
754,526
11,415,622
634,199
85,272,634
408,806,382
1,609,387
20,836
$972,915,411
DEPARTMENT OF BANKS AND BANKING.
19
COMPARATIVE STATEMENT STATE AND PRIVATE BANKS AS SHOWN
BY REPORTS CALLED FOR JUNE, 1915, 1916, 1917 AND 1918.
I
Loans and Disco unts. ·... • .. • • • • • · · • • · · · · $382,7u3,4;,:,
430,71 !-l
Overdrafts ....................... . ..... .
164 133 188
Bonds, Stocks and Othe r Securities ...... .
Real Estate, Furniture nncl Fixtures ... .. . I 22'.882'.9fll
Due from Banks . ................... . ... I 8 l,16U,4!iv
,) ('01 89''
Checks and Oth er Ca s h Items ..... . ... . . . I
23'.093'.4 71
Cash on hand .... . ........ .. ..... ... . . . .
I
1
...
.
9,144,65
.......
.
...
Other Asset:;
I
Totals . .... . .
I
I
774 Banks 1781 Banks
751 Bnnks
T41 Banks
Report of
Hepo ri of
Report of
Heport of
June 23, 191:3..Ju11 e 30, 1916. June 20, Hl1T. ,Tune 29, 1918.
RESO URCES.
$G8G,212,791
$433,993,877
555,0111
188,5!J!l .8:!7
23,670,!i,0
100,5 67,457
G,410,173
2:s.s,2,585
5,402,522
$794,072,172 \ $932,125,251
LIABl LJ'l'll~S .
$4!! .u48,296
$51,507,806
Capital Stock paid in..........
:H,7.i2,027
34,223,905
Surplus .. . . . . . . . . . . . . . . . . . . . . .
12 ,008,754
10,491,137
Undivided Profits (net)........... . .....
18,144
515,112
Dividends Unpaid .. . . . .. . . . . . . . . . . . . . . .
l!Ji,04G,881
236,806,543
Demand Deposits . . . . . . . . . . . . . . . . . . . . . .
3!,3,964.235 j 421,106,407
Time Deposits . . . . . . . . . . . . . . . . . . . . . . . . .
J9,200,0i6
Other Deposits .. . . . . .. . .. . . . .. . . .. .. .. .
34,180,117
. I 12,574,:n8 I
Other Liabiliti es . . . . . . . . . . . . . . . . . . .
5,241,145
Totals ... . . ......... . ........... ·.. .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
·j $68o:ti2~i91
I
$510,304,069
626,463
238,092,::198
27,520,718
113,14~, 46 3
:i,706,0G::i
31,5 09,517
5,217,558
l $794,072,172
l
$5a2 ,8 8U ,lll
763,934
2::iT .87:5,333
2U,::il9.H;i9
l 08,2G(7G5
8, 749,lG:{
2,5,553,961
9,299,973_
$972,915,411
$55,616,511
38,120,286
15,408;805
22,909
287,373,223
489,927,255
38,007,463
7,648,799
$58,265,071
42,206,008
14,651,815
583,835
322,791,866
478,855,744
34,631,609
20,929,463_
$932,125,251
$972,915,411
20
.ANNUAL REPORT
COMPARATIVE STATEMENT OF OHIO BANKS-NATIONAL, STATE
AND PRIVATE.
~~
""'.,.:
0) ....
M,...
... 0)
c:oO>
....
M""'
'Cl
s:l
c,!O
s:l <N
.8
.s .
<S!ojO
i,.<N
QJ
.9
0)
~
s:io•
0)
c,!<N
i,.c-1
Q) " .......
(1)
.... s:l
cs!P-< d
...,cs!P-<
"' ::s
z....,
::,
rn
Q)
i::l
::,
.... ....
.... 00
0)
in""'
~
s:l~
"'<N
/:1,'.l V
/:!,'.la)
...... s:l
...... i:::
~....,
'""'::S
...,
0
ii:,.
Q)
~
in
...
~
0
~....,
....i:I
'""'::S
$510,303 $466,532 $531,278
$938,164
$997,810
$59,646
3,548
1,014
8,357
1,350
4,809
336
50,223
76,229
151,541
222,966 108,760 208,515
338,076
317,275
6,747
587 1
15,123 101,3 18
1,6-10
763
A
75,312
..... .. . $20,801
17,474
1,381
24,433
5,084
38,751
7,205
41,907
6,465
3,156
1,822 46 ,963
108,876 . . . . . . .
10 ,517
81,539
38,530
161,412
57,480
81,539
18,950
8,154 119,014 24,090
31,509 20,536 25,553
.... ...
2,687 ...... .
5,220
810
9,310
53,187
69,144
2,829
5,252
143,104
46,089
2,687
10,120
21,565
5,955
740
79,873
89,917 ......
. . . . . . . . 23,055
142
... 4',868 . ... . .
--- -----
Totals ....... . .. . ... . $801,222 $932,119 $892,809 $972,915 $1, 733,341\$1,865, 724
I
I
I
6,943
2,052
3,548
1,353 · · 2·,s1i
5,423
$120,202
74,512
35,916
44,618
122,144
677,414
606,523
f;873
21,667
9,558
11,142
$123,243
81,629
36,492
46,617
118,690
711,744
605,414
71,533
17,873
22,796
15,275
.. '3'(330
3,548
4,224
6,943
7,475
3,395
3,251
Totals . .............. $801,222 $932,119 $892,809 $972,915 $1,733,341 $1,865,724
I
I
I
I
$64,587 $55,615 $64,979 $58,264
36,392 38,120 39,424 42,205
19,115 16,801 21,841 14,651
46,617
44,618
109,548 ··12j!i6 108,074 · ·1oji6
386,276 291,138 398,780 312,964
116,596 489,927 126,559 478,855
54,982 16,551
1,873
. ii,667
17,873
3,384 10 ,057 12,739
6,174
12,501
11,142
2,774
Capital .... . ..... ...... .
Surplus ................ .
Undivided Profits ....... .
Circulation . ............ .
Due to Banks and Bankers
Demand Deposits
'rime Deposits ..... . ..... .
U. S. Deposits .. .. ...... .
Trust deposits .......... .
Bills payable ........... .
Bonds borrowed ......... .
Acceptances and Letters
of Credit .... ... .. . ... .
Other Liabilities . . ... .. . .
$132,383 (Net)
I
I
I
LIABILITIES.
(In thousand of dollars.)
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Q)
<l.l
o:s
Q)
I
(In thousand of dollars.)
Loans and Discounts ..... $421,861
Acceptances and Letters
of Credit ... ... .... ... .
Overdrafts .............. .
Liberty Loan Bonds and
U. S. Securities........
61,106
All other Bonds, Securities, etc. . . . . . . . . . . . 115, 110
Banking House, Furniture
and Fixtures . . . . . . . . . . 17,186
Other Real Estate... . ... .
1,250
Reserve with Federal Reserve Bank . . . . . . . . . . . . 36,708
Reserve with ReserveBanksl 52,536
Exchanges and due from
Banks . . . . . . . . . . . . . . . . . 45,033
Cash in Vault............
37,635
5% Redemption Fund. . . . .
2,829
Other Assets .. . . . . . . . . . . .
32
·
,i::,a)""'
in""'
cs! cs!
Q<N
~g w ....,
RESOURCES.
""'.
.......
.... ....
s:i .....
~~
Q)"....... Q)
L":l
""'
o
00 o
....
t-o,
00
.......
t-o,
I
$3,041 .. .. . .
7,117 .....•
576 ... . . .
1,999
.$.3°,454
1,109
69,660
3,794
.. '{3',23g
4,133
$132,383 (Net)
I
21
DEPARTMENT OF BANKS AND BANKING.
COMPARATIVE STATEME~T OF AGGREGATE RESOURCES OF INCORPORATED ST A TE BANKS.
.
I
I
I
604 Banks
Report of
June 29,
1918.
594 Banks
Report of
June 20,
1917.
460 Banks
Report of
Aug. 18,
1908.
R1;:SO U RCE S .
Loans on Real E state _________________ / ~82.958,411 I $192,260,002 I $194.296.257
9 1.210.835 I 149.662.,1Ci0 I 149.350.508
Loans on Collateral__ _____________ ___ _;
139,745.t:24 I 156.175.569
56.937.876
Other Loans and Discounts___ ________
l ,6 i0,03 4
Acceptances Purchased or DiscountccL /------- - --- --- 1- -- ------- - --- 1
586,331
432,312 I
1,108,393 I
Overdrafts ______________ -- - --------U. S. B-onds and Securities not in47,878,609
14,621,994
cluded in Reserve---------------- ______________
74,852,827
78,562,981
29,590,313
State, County and Municipal Bonds___
123,573,952
134,658,932
69,044,263
Other Bonds and Securities___________
1,428,045
551,347
294,890
Premium on all Bonds and Securities--/
20,863,604
18,425,031
11 ,285,745
Banking Hou se and Lot______________
2,408,203
2,184,020
1,684,986
F urniture and Fixtures_______________
4,293,544
5,256,027
2,691 ,154
Other Real Estate____________________
566,705
531,855
589,976
Cash Item s_____ ______________________
865,400
162,000
Federal Reserve Bank Stock __________ /______________ /
10,517,i99
1,822,435
Due from Federal Reserve Bank _____·_ ______________
74,864,550
102,743,800
49,899,081
Due from R eserve Banks_____________
7,946,420
5,017,426
1,171,071
Exchanges for Clearing_______________
4,126,097
10,137,818
2,130,886
Gold Coin and Gold Certificates______ _
1,861,438
1,645,829
*Silver Coin_ _______ ____ ____
297,297
363,762
961,618
Nickels and Pennies- -------=--==----17,803,501
17,956,071
9,472,502
Paper Currency ----- -------- -------- 1
3,825,443
5,983,699
2,641,863 I
Bonds held as Lawful Reserve ________ /
15,009,569
2,090,723
Due from other than Reserve Banks __
9,080,013
5,018,417
310,173
Other Assets_________________________
1- - - - - 1 - - - - - - 1- - - - Total --------- --- ------ --------- 1 $413,984,036 I $889,834,765 I $924,281,115
i
I
1--------------1
LIABILITIE S.
I
II
I
I
II
I
I
I
I
$53,279,813
$37,726,020
Capital Stock Paid in _________________
$55,679,920
37,038,249
20,693,983
41,088,931
Surplus -------------- --------------14,533,790
4,807,948
Undivided Profits (net)-------------12,751,437
.
247,510
Reserved for Taxes and Interest_ _____ -------------919.846
I
I
I
U. S. Deposits other than Postal
16,551,990
Savings ----------- --------------1-------------- 1---------- - --- 1
61,583,900 I
493,649 I
66,181,099
Public Funds------------------------- 1
81,766,241 I 173,157,859 I 183,098,091
Individual Deposits subject to check___
28,887 648 /
17,727,070 I
Demand Certificates of Deposit-______
29,234.763
2,700'. 103
2,574,924
Official Checks ----------------------- 1------- ------1,011, 170
Certified Checks______________________ ______ __ ______
850,308
12 268 912
5 265 639
Due to Banks and Bankers ____________ I
10,314,719
' 21' 867
· 29' 876
Dividends Unpaid ____________________ I
580,703
67,008'.905
28,269'.138
Tim.e Certificat~s of Deposit__ _________ I
60,422,508
410,148,309
I
207,915,574
-:-------_____
____
_:
Savings Deposit~ __
400,%5,239
3,319,314
21,_6_6_7,709- \
_ 7,)74,647
pn:~~s~:~,~~~~~===== ======---:--17,873,128
94 1 198. I
265,223 I
Notes and Bills Red1scounted______ ___
5,584,8%
2 320 000 I
l.849,028 I
Money Borrowed ------- ---------- --- 1
5,833,145
3'.864'.823 I
Other Liabilities ________ ____ _______ --- 1-------------- 1
10,456,154
I -- - -1- - - -1
.
Total s --------------------- - --- -- 1 $413,984,036 I $889,834,765 I $924,281, 1l 5
l ___-
¥;u~t
I
*Silver Coin and
Fractional Coin.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
I
I
ickel s and Pennies in 1908 were classified as one item under
22
ANNUAL REPORT
COMPARATIVE STATEMENT OF AGGREGATE H.ESOURCES OF
PRIVATE BANKS.
216 Banks
Report of
Sept. 4,
1913.
RESOURCES.
I
· Loans on Real Estate _________________ \
Loans on Collateral------ ---- -------Other Loans and Discounts ___________
Overdrafts ------- ------ ----- -- --- -- - 1
U. S. Bonds and Securities not included in Rese rve_________________
State, County and Municipal Bonds___
Other Bonds and Securities----------Premium on all Bonds and Securities_
Banking House and LoL-------~------ I
I◄ urniture and F ixtures_____ _________ _
Other Real E state____________________
Cash Item - ------------ ------------Due from Reserve Banks___ __________
Exchanges for Clearing·______________
Gold Coin and Gold Certificates___ ____
Silver Coin------------------- ------Nickels and Pennies__________________
Paper Currency_____ ____________ __ ___
Bonds held as Lawful Reserve___ __ __ _
Due from oth er th an Reserve Banks ___ .
Other Assets _________________________ I
J
$8,851,444
3,373,155
18,968,674
717,454
177 Banks
Report of
June 29,
1918.
180 Banks
Report of
June 20,
1917.
I
46,107
1,434,067
1,931,462
18,820
667,844
318,903
1,051,900
- 202,126
6,536,999
96,976
242,589
131,194
139,617
1,270,886
69,940
874,847
103,262
$6,816,260
2,758,321
19,061,202
194,151
$7,183,395
3,122,115
20,951,233
177,603
502,976
963,763
1,757,979
12,900
706,809
249,281
699,550
48,637
6, 133,303
108,147
423.502
154,568
34,691
756,149
313,827
358,202
236,268
2,345,842
1,044,714
2,351,665
10,977
917,408
244,917
791,493
54,592
6,675,887
181,446
286,873
143,951
25,183
968,433
563,261
332,160
261,148
Totals ------------ _____ _________ l\-$-47- ,04-8-,2-66· 1-$-42-,2-90-,4-86-1-$-4-8,-63-4,-296-
LIABILITIES.
I
I
1
1
1
1
I
I
Capital Stock- ---------- --------- ---$2,669,607
$2,336,698
$2,585,151
Surplus --------------- ______________
1,629,086
1,082,037
1,117,077
Net Undivided Profits__________ ___ ___
833,471
875.015
973,340
Reserved for Taxes and Interest______
11,533
12,553
7,192
Public Funds_________________________
2,349,166
2,402,500
2,033,805
Individual Deposits subject to check__
16,010,111
14,570,356
18,471,338
Demand Certificates of Deposit____ ___ _
7,007,332
6,770,960
7,220,780
Official Checks________ __ ______________
19,444
23,209
53,034
Certified Checks__________________ __ __
5,597
8,177
31,117
Due to Banks and Bankers_ ____ _______
326,268
328,183
302,050
Dividends Unpaid_________ __________ __
2,%4
1,042
3,132
Time Certificates of Deposit___ __ ____ _
10,461,251
8,957,965
9,725,924
Savings Deposits_ __________ _____ ___ __
4,603,354
3,812,076
4,422,759
Notes and Bills Rediscounted___ ____ __
134,038
47,500
123,350
Money Borrowed __________ _.______ ____
278,180
923,277
1,198,518
Bonds Borrowed --------------------- 1-------------- ---. ---------- ------------Other Liabilities _______ ____ ___ ___ ___ __ I
706,864 I
138,938
365,729
Totals
1 -- -1 -- -1
-------------------·-------1I
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$47,048,266 \
$42,290,486
I
$48,634,296
23
DEPARTMENT OF BANKS AND BANKING.
SPECIE AND OTHER MONEY HELD.
'rhe following table shows the holdings of varioufo classes of coin
and currency as reported on June 29, 1918, compared with June 20,
1917:
June 20, 1917.
Gold and Gold Certificates __ $10,561,320
1,800,397
Silver Coin _________________
398,453
Nickels and Pennies ______ __
Paper Currency ____________ 18,712,220
37,127
Foreign Money _____________
Totals _______ __________ $31,509,517
June 29, 1918.
$4,412,970
2.005,_389
322.480
18,771,934
41,188
$25,553,961
Decrease.
$6,148,350
---------------------
Increase.
----------$204,992
-- ---- ----59,714
4,061
$6,224,323
$268,767
--- --------
75,973
RESERVES.
'l1he following table shows the amount, excess and percentage of reserve held in State and Private Banks at each call dnring the fiscal year
ending June 29, 1918:
ST ATE BANKS.
No. Banks
Date of Call
Reporting
Sept. 11, 1917______ 598
Dec. 31, 1917 ______ 601
March 4, 1918______ 602
June 29, 1918______ 604
Amount
Reserve
Amount
of Excess
$149,210,634
143,749,607
136,656,311
121,241,945
$55,683,732
51,504,703
54,367,541
54,766,703
19.71
18.19
17.08
15.66
Amount
Reserve
Amount
of Excess
Per Cent
Held
$10,166,411
10,731,223
12,276,251
8,845,034
$4,075,054
4,275,415
5,402,445
2,505,445
Per Cent
Held
PRIVATE BANKS.
No. Banks
Reporting
Date of Call
Sept. 11, 1917______ 178
Dec. 31, 1917______ 177
March 4, 1918 ______ 177
June 29, 1918------ 177
25.03
24.93
26.79
20.92
At the call of September 11, 1917, there was held as reserve in actual
n1oney, gold, silver and currency, $29,183,600; at December 31, 1917,
$29,947,129; March 4, 1918, $27,603,778, and at June 29, 1918, $25,512,773. 'l1hus it will be observed that the actual cash reserve increased nearly
$800,000 from September 11 to December 31, 1917, at which time it was
at its highest level. It decreased, however, from December 31 1917 to
.
'
'
June 29, 1918, over $4,400,000,
or over $700,000 a month.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
24
ANNUAL REPORT
RATIO OF LOANS AND DISCOUNTS TO TOTAL DEPOSITS.
The followi4g table shows the total loans and discounts, total deposits and the ratio of loans and discounts to total deposits at the call
of August 18, 1908, October 21, 1913, and June 29, 1918, of all State and
Private Banks:
Date
Loans and Discounts
August 18, 1908 __ ___ ____ __ $259,692,876
October 21, 1913____ _______ 354,495,096
June 29, 1918__ _____ ______ _ 532,889,111
Deposits
$385,858,172
537,684,718
836,863,054
Ratio
67.30%
65.93%
63.68%
RATIO OF TOTAL DEPOSITS TO CAPITAL.
The following table shows the total deposits, total capital and the
ratio of deposits to capital in Incorporated State Banksi at the calls or
August 18, 1908, October 21, 1913, and June 29, 1918 :
Date
Deposits
August 18, 1908____ ____ _____ __ $348,118,311
October 21, 1913_____ __ _____ __ 497,259,767
Jun e 29, 1918___ _____ ___ ______ 794,472,756
Capital
$37,726,020
44,636,667
55,679,920
Ratio
$9.22 to $1.00
11.14 to 1.00
14.26 to 1.00
The ratio of deposits to capital, surplus and undivided profits at the
above named calls, was $5.49, $6.08 and $7.19 to $1.00.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
25
DEPARTMENT OF BANKS .A.ND BANKING.
COMPARATIVE STATEMENT- OF AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL BANKS OF OHIO.
RESOURCES.
371 Banks
369 Banks
Report of
June 20,
Report of
June 29,
1917.
I
Loans and Discounts-------- --------------------1
Overdrafts ----------------------------------~--1
U. S. Bonds and U. S. Securities---------------- 1
Other Bonds and Securities _____________________ _
Stocks other than Federal Reserve Bank Stock __
Stock of Federal Reserve Bank _________________ _
Banking House _________________________________ _
Furniture and Fixtures ___________ ______________ _
Other Real Estate ______________________________ _
Lawful Reserve with Federal Reserve Bank ______ I
Net amount due from approved Reserve Agents __
Net amount due from Banks and Bankers _______ _
Exchanges for Clearing House _________________ _
Checks and other cash items ____________________ _
Gold Coin and Gold Certificates------- ~--------Silver Coin, Silver Certificates and Fractional
Coin
--------------------------------------_
Paper
Currency
________________________________
$431,409,000
388,000
61,106,000
110,128,000
1,987,000
2,995,000
15,951,000
1,235,000
1,250,000
36,708,000
52,536,000
35,009,000
7,421,000
2,057,000
17,826,000
1918.
$473,279,000
587,000
101,318,000
102,955,000
2,680,000
3,125,000
16,251,000
1,223,000
1,381,000
46,963,000
--------------107,721,000
8,076,000
3,150,000
3,829,000
7,345,000
13,010,000
2,829,000
32,000
4,567,000
12,207,000
2,687,000
810,000
$801,222,000
$892,809,000
Capital Stock paid in---- ------------------------ 1
Surplus fund----------------------------------Net Undivided Profits-------------------- ------Circulation outstanding__________________________
Net amount due to Banks and Bankers___________
.,Demand Deposits ------------------------------Time Deposits----------------- ------- ---------Bills Payable----------------------------------Bills payable with Federal Reserve Bank_________
Bonds borrowed--------------------------------Acceptances -----------------------------------Other Liabilities- -------------------------------
$64,587,000
36,392,000
19,115,000
44,618,000
109,548,000
38B,149,000
116,596,000
3,417,000
2,757,000
11,142,000
3,172,000
1,729,000
$64,979,000
39,424,000
21,841,000
46,617,000
108,074,000
453,762,000
126,559,000
2,201,000
7,856,000
12,501,000
6 345 000
z'.650'.000
~otals - ------ ----------------- --------- --- --1
$801,222,000
Redemption Fund and Due from U. S. Treasurer_
Other assets------------------------------------
1- - - - - - 1 - - - - - -
Totals __ -----------------------------------1
LIABILITIES.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
I
I
I
1- - - - - - 1 - - - - - I
$892,809,000
26
ANNUAL REPORT
COMPARATIVE STATEMENT OF RESOURCES OF INCORPORATED
STATE BANK~
Date of Report.
No.
August 18, 1908_________ ___ ______________
N overnber 27, 1908----,------- ------------February 5, 1909 ____ :- __:·__________ _______ _
June 3, 1909 ____ ___________ ______________
Septen1ber 1, 1909 _______________________
November 16, 1909_______________________
January 31, 1910______________ ___________
June 3~ 191Q ____________________________
of Banks.
472
472
468
476
478
480
477
484
September 1, 1910 ----------------------- 484
November 10, 1910_________________ ______ 488
January 7, 191L ___ _________ __ __________ 492
Ma rch 7, 1911___________________ __ ______ 492
June 7, 1911_ ____ __ ____ ____ _________ ___ __ 493
September 25, 191 !_________ ___________ __ 494
Dec embe r 5, 191 L ______________ ____ ___ __ 492
20, 1912____ _______ _________ ____ 494
494
503
502
504
509
512
512
519
526
530
538
540
543
549
~lay 1, 1915 ________ ___ __ _______ _________ 549
Jun e 23, 1915 ____________________________ 553
September 25, 1915____ _________________ _ 554
December 31, 1915_______________________ 557
ifarch 7, 1916________________ _____ ______ 561
:iviay 1, 1916______________ __ _____________ 566
June 30, 1916_ __ _____ __ ___________ _______ 568
Septerr1ber 30, 1916--~-- - --------- ------ - - 573
December 27, 1916__ ___ ______ ____________ 577
1Iarch 5, 1917 ___________________________ 586
l◄ e bruary
.-\pril 18, 1912-__ __ __ _____ _______________
September 4, 1912-_ ___ ____ ______ __ ______
X ove mbe r 25, 1912-__ _______________ _____
Febru ary 4. 1913_________________________
Jun e 4, 1913 __________ ..,__________ _______ _
Scptcn1ber 4, 1913 __ _______ ______ _______ _
Octobe r 21 , 1913 ____ __ ___________________
Ja nuary 13, 1914 ______________________ ___
Apri l 3, 1914________ _________ ___ ________
June 30, 1914____________________________
Septen1ber 12, 1914 _______________ _______
October 31, 1914 __________________ _______
December 31, 1914__________ ____ __ ______ _
:iviarch 4, 1915 _____ ____ _____ ____ _______ __
June 20, 1917 -------- ------------------ -Septe1nber 11, 1917 ______________________
D ecember 31, 1917 _______________________
March 4, 1918 _____ _____ _______ .,____ _____
594
598
601
602
June 29, 1918- ---- --- --- ----~- ---------- - 604
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Aggregate Resources.
$413,984,636
407,860,033
425,961,971
441,925,323
450,173,331
448,554,833
456,579,236
474,062,210
476,056,603
476,658,050
486,910,163
495,399,900
503,385,889
515,265,024
514,848,623
524,722,855
521,228,444
540,281,566
544,352,930
556,187,892
573,167,361
585,181,373
587,846,858
601,492,041
607,497,603
630,946,089
620,898,502
611,938,292
616,707,675
627,669,111
638,971,307
650,144,705
666,290,997
692,067,516
711,529,290
722,480,454
7_56,267, 108
795,004,440
843,607,759
867,004,092
889,834,765
914,130,214·
934,535,757
936,937,322
924,281,115
27
l)EPARTMENT OF BANKS AND BANKING.
CLASSU'ICATION OF INCORPORATED BANKS AS TO CAPITAL.
and less---------------------------------------------------------and not exceeding
$50,()()() _____________________________________ _
and not exceeding
100,000 _________________ ____________________ _
and not exceeding
200,000 ______________________ _________ _____ __
and not exceeding
500,000 __________________________ __ ___ ______ _
and not exceeding 1,000,000 _________________________________ ____ _
/ Over_____________________ 1,000,000 _____________________________________ _
Savings Societies ( no capital) ___ ____________________________ .:. ____________ _
265
167
86
43
28
Total B?nks _________________________ _________ ___________ ____________ _
604
~25,000
25,000
50,000
100,000
200,000
500,000
4
8
3
'CLASSIFICATIO~ OF BA~KS AS ·To AGGREGATE RESOURCES ..
$200,000
200,000
500,000
1,000,000
5,000,000
10,000,000
20,000,000
or less_______ ____ __ ____ ______ _______________ ______ __ __________
not exceeding
$500,000______________________ __ __ ____________
not exceeding
1,000,000______________________________________
not exceeding
5,000,000_~-----------------------------------not exceeding 10·,000,000,_____________________________________
not exceeding 20,000,000_ __________ ___________________________
not exceeding 50,000,00()______________________________________
Over-------------------- 50,000,000______ ______ ___ ______ ____________ _____
109
225
118
128
Total Banks ____ ______________ _____ __________ ________________________ _
604
10
8
2
4
'l1he following Comparative Statement shows the aggregate amount
of DEMAND, TIME and TRUST DEPOSITS (state banks), together
with the per cent of the total, and the increase since August 18, 1908:
A ug. 18, 1908.
Demand Deposits ______ _ $104,758,951
T ime Deposits_____ ____ 236,184,712
Trust Deposits-------- 7,174,648
June 29, 1918.
Increa se.
Per Cent
Increase.
$311,892,567
464,707,061
17,873,128
$207,133,616
228,522,349
10,698,480
197
96
149
T otal Deposits ______ $348,118,311
$794,472,756
$446,354,445
128
INCREASE IN NUMBE~ OF STATE BANKS, ETC.
August 18, 1908.
Number of Banks----------------460
Capital Stock______________________ $37,726,020
Surplus ___________ --------------- 20,693,983
Total Resources--------- ---------- 413,984,036
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
June 29, 1918.
604
$55,679,920
41,088,931
924,281,115
Increase.
144
$17,953,900 .
20,394,948
510,297,079
28
ANNUAL REPOR'l1
STATEMENT OF EARNINGS AND EXPENSES .
ST A TE BANKS.
From January 1, 1917, to January 1, 1918.
Old undivided profits as reported by banks___________________ _______
$9,624,3Q6
EARNINGSInterest and discount_________________________ _______
Exchange ----- --------------- ---------------------Rent ----------------------- ---------- ________ ______
Oth er earnings ______ ____ _________ _-------------------
$42,096,408
544,840
744,815
2,555,400
Total earnings---------------------------------- $45,941,463
EXPENSES$21,901,751
1,749,465
5,899,066
4,498,900
Other expenses--------- - ~--- ------------------------
Interest on deposits---------------------------- - --- -TaYes ---------------------------------------------Salaries _______________________________ •------------
Total expenses __________________ _..________________
$34,049,182
Net gain____________________________________________________
11,892,281
Total undivided profits-------------------------------- ------ $21,516,647
Charged off ----------------- -------- -------------------$2,775,998
Dividends ------------- -------------- ___________________
4,837,757
Carried to surplu s___________ __ ________________________ __
2,906,683
Total deduction s __________________________________ :_ __ ~--_________
10,520,438
Balance undivided profits_______________________ ___ ____ __________
$10,996,209
Amount
A111:ount
1\m ount
:\ mount
of
of
of
of
$56,460,500
55,900,450
53,964,237
surplu s_____ ___________________ ____________________________ 40.294,166
cap ital stock authorized___ ___ _____________________________
capital stock subscribed_________ __ ________________________
capital stock pa id in--- ------ -- ------ --'------------- -- ----
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
29
DEPARTMENT OF BANKS AND BANKING.
ABSTRACT OF REPORTS OF EARNINGS AND . EXPENSES OF INCORPORATED STATE . BANKS FOR THE YEAR ENDED DECEMBER
31, 1917.
(Eight cities shown separately.)
I
I
Cleveland! Cincinnati Toledo
32 Banks 16 Banks
I 28 Banks
Capital ..•...................
S urplus . . . . . . . . . . . . . . . . . . . . .
Gross Earnings .. . . .. . . . . . . . . .
Interest on Deposits...... . ....
Taxes . . . . . . . . . . . . . . . . . . . . . . .
Salaries .. . . . . . . . . . . . . . . . . . . .
Miscellaneous Expenses ..... : .
Net Earnings . . . . . . . . . . . . . . . .
Dividends . . . . . . . . . . . . . . . . . . . .
Carried to Surplus. . . . . . . . . . . .
7
Akron .
9 Banks
I Columbus
9 Banks
$15,802,115 $6,145,302 $3,682,800 $2,250,000 $1,679,700 $1,465,000
485,000
660 ,000 1,015,200
18,793,249 5,933,538 2,171,230
628,749
20,607,937 4,750,553 2,8 70,512 1,220,384 1,487,054
578,092
503,167
198,675
11,561,039 1,875,224 1,271,061
240,329
141,865
40,942
83,168
33,987
613,932
369, 104
166,433
180,542
127,458
569,959
2,380,071
266,463
77,687
386,561
111,258
431,380
1,822,744
427,970
183,987
701,921
356,358
4,230,151 1,633,655
127,964
93,700
275,250
170,000
746,847
1,604,772
854,950
237,650
21,000
287,000
35,332
118,450
Ratios:
Gross Earnings to Capital. ..
Net Earnings to Capital. ....
Net Earnings to Capital and
Surplus ................ .
Interest Paid to Gross Earnings .................... .
Taxes Paid to Gross Earnings
Salaries Paid to Gross Earnings .... ..... ........... .
Expenses Paid to Gross Earnings ............ .. ...... .
Net Earnings to Gross Earnings . ................... .
Dividends Paid to Capital. ..
Dividends Paid to Capital
and Surplus ........•....
Per cent
130.4
26.7
I
Per cent
77 .3
26.5
Per cent
77 .9
19.0
Per cent
54.2
15.8
Per cent I Per cent
88.5
42.9
25.4
12.5
12.2
13.5
11.9
12 . 2
15.8
9.4
56.0
2.9
39.4
5.0
44.2
4.9
41.2
6.8
38.8
2.2
31.5
6.5
11.5
11.9
12.8
13.6
12.1
20.2
8.8
9.0
13.4
9.1
17 .9
12. 3
20.5
10 . 1
34.3
12.1
24.4
7.4
29.2
7 .5
28. 7
7 .6
29.2
6. 3
6.1
4. 7
5.8
4. 7
4.7
4.6
',
Canton
7 Banks
Capital ... . .. .... .... . ................ . $1,050,000
Surplus .. . ... , ..... . ............... . . . .
555,392
Gross Earnings ..... . . .. ........ . .. . .. . .
756,207
Interest on Deposits .. ........ . ......... .
320,533
Taxes ... . .. .. .. ..... ...... .. .......... .
23,274
Salaries .. ... . ........ .. ..... .... .... .. .
96,600
Miscellaneous Expenses . ................ .
82,716
233,084
~f;id~~~~i~:~. ·:.·:.·:.·:.::::: '.::::::::::: '.:
78,000
Carried to Surplus .............. .... .. .. .
80,392
Ratios:
Per cent
Gross Ea rnings to Capital .... . ........ · /
72.0
Net Earnings to Capital. .. ... ........ .
22.1
Net Earnings to Capital and Surplus . .. .
14 .5
Interest Paid to Gross Earnings ....... .
42.3
Taxes Paid to Gross Earnings ...... ... .
3.0
Salaries Paid to Gross Earnings ... . .. .
12. 7
Expenses Paid to Gross Earnings ..... .
10.9
N~t Earnings to Gross Earnings . • ....•.
30.8
Dividends Paid to Capital. ............ .
7 .4
Dividends Paid to Capital and Surplus ..
4.8
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
I yi~;!sBanks
I
I 8Dayton
I s Tcffi~s I Ex~1~~lve I
Banks 116 Banks of Cities
485 Banks
$710,000
317,000
681,867
325,661
24,451
91,201
77,892
162,662
42,750
31,650
Per cent
96.0
22.9
15.8
47. 7
3.5
13.3
11.4
23.8
6.0
4.1
Total
State
Banks
601
$32,784,917 $21,179,320 $53,964,237
29,930 ,609 10,363,557 40,294,166
33,003,263 12,938,201J 45,941,463
16,633,452 5,268,299 21 ,9 01,7 51
1,201,948
547,517 1,749,465
3,981,368 1,917,698 5,899 066
3,256,707 1,242,193 4,498'.900
7,929 ,788 3,962,493 11,892,281
3, 139,283 1,698,474 4,837,757
1,666,424 1,240,259 2,906,683
Per cent I Per cent I Per cent
100.6
61.0
85.1
24.1
18. 7
22.0
12.6
12.5
12 .6
50.3
40. 7
47 .6
3.6
4.2
3.8
12.0
14.8
12.8
9.8
9.6
9.7
24.0
30.6
25 . 8
8.0
8.9
9.5
5.0 \
5.3
5.1
30
ANNUAL REPORT
ANALYSIS OF EARNINGS AND EXPENSES FOR THE CURRENT YEAR.
An abstract of reports of Earnings and Expenses shows the past
year to have been one of the mo t prosperous in the history of Incorpo:ra ted State Banks.
Reports of the 601 Incorporated State Banks, for the year ending
December 31, 1917, show gross earnings to the amount of $45,941,463,
an increase of $6,177,690, or 15.5% over the previous year. Net earnings
for the same period of time amounted to $11,892,281, an increase over
the preceding year of $276,083, or 2.4%
While the banks throughout the state have enjoyed a prosperous
year, yet an analysis of the reports shows the banks of the larger cities
have enjoyed the greatest degree of prosperity. The net earnings of the
485 banks outside the larger cities show a gain of 18.7% on the capital,
while those of Toledo show a gain of 19 %; Canton, 22.1 % ; Dayton,
22.9%; Akron, 25.4%; Cincinnati, 2G.5%, and Cleveland, 26.7 % . The
banks of Youngstown show a gain of 15.8% and those of_Columbus 12.5%
on their capital. Gross earnings of the 28 Incorporated State Banks of
Cleveland amounted to 130.4% of the capital for the year 1917, or 34.4%
higher than any other city of the state.
Salaries of officers and employes of the banks paid during the year
amounted to $5,899,066, an increase of- $1,008,160, or 20.6% over the
amount paid in 1916.
.
Taxes paid by the 601 Incorporated State Banks for the year ending
December 3], 1917, amounted to $1,749,465, which was $217,563, or
14.2% more than was paid in 1916. Interest paid to depositors for the
same period of time, amounted to- $21,901, 75], an increase of $3,510;667,
or 19 % over the preceding year.
Dividends distributed to stockholders during the year amounted to
$4,837,757, an increase of $357,25 , or 7.9% over the preceding year.
et
earnings carried to surplus for the same period of time amounted to $2,906,683, or 6.3% of the total earnings.
'J.1otal capital and surplus invested in the 601 Incorporated State
Banks, at the close of busines December 31, 1917, wa. $94,258,403, a
gain of $ ,057,1 , a compared with December 31, 1916.
The percentage of gross earnings to capital for the pa t year was
85.1, the greatest probably ever shown, but on account of the large increase in the amount paid for salaries, taxes and interest, the percentage
of net gain is 1.1 % less than for 1916.
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Federal Reserve Bank of St. Louis
31
DEPAR'l'MENT OF BANKS AND BANKING.
PRODUCTIVENESS OF LOANS AND BOND INVESTMENTS.
INCORPORATED STATE BANKS.
Loans and discounts and investments in bonds and securities by Incorporated State Banks represented over eight-tenths of their assets at
the call of December 31, 1917. As the chief source of earnings, it is of
interest to note the productiveness of these investments as compared with
the gross earnings for the year ending December 31, 1917. The following table will show the per cent of gross earnings to total investment in
such assets, not only for all Incorporated State Banks, but also for those
in the larger cities:
No.
Divisions.
Banks.
All State Banks ...... 601
Cleveland . . . . . . . . . . . 28
Cincinnati . . . . . . . . . . . 32
Toledo .. . . . . . . . . . . . . 16
Akron ... . . . . . . . . . . . .
Youngstown . . . . . . . . .
Columbus .. . . . . . . ... .
Canton .. • . . . . . . . . . ..
Dayton .. . . ... . . . . . . .
9
7
9
7
8
Loans and
Discounts.
Bonds and
Securities.
$501,544,546
196,108,899
39,660,955
32,130,340
19,780,141
17,758,434
8,599,226
10,131,276
8,135,654
$248,689,595
134,438,873
36,018,034
12,270,436
2,925,501
2,102,565
2,930,177
2,834,584
3,598,8 20
Total
Investment.
Gross.
Earnings.
Per
cent.
$750,234,141
330,547,772
75,678,989
44,400,776
22,705,642
19,860,999
11,529,403
12,965,860
11,734,474
$45,941,463
20,607,937
4,750,553
2,870,512
1,487,054
1,220,384
638,749
756,207
681,867
6.12
6.23
6.27
6.46
6 .55
6.14
5.54
5.83
5.81
The assets of the Incorporated State Banks on December 31, 1917,
were $934,535,757, and their investments in loans, bonds and other securities $750,234,141, or 80.2 % of total assets. The gross earnings for the
twelve months ending December 31, 1917, were $45,941,463, which is
4.91 % of the assets, or 6.12% on loan·s and securities.
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Federal Reserve Bank of St. Louis
32
ANNUAL REPORT
COMPARATIVE STATEMENT.
Incorporated State Banks in Eight Cities.
June 30, 1916.
CLEVELAND28 Banks.
Loans ------------------------ ---- $155,835,711
Deposits -------------------------- 304,057,310
Reserve -------------------------- 65,386,073
Total resources _________ ______ ____ 337,984,244
June 20, 1917. June 29, 1918.
28 B;i.nks.
28 Banks.
$195,519,676
$186,956,672
340,902,703
357,038,019
40,403,812
64,459,879
389,894,414
397,677,893
CINCINNATI31 Banks.
Loans ---------------------------- $37,325,940
Deposits -------------- ----------- 74,267,830
Reserve -------------------------- 15,175,108
Total resources ___________________ 87,736,043
31 Banks.
$39,053,552
76,599,054
12,245,860
91,667,741
32 Banks.
$38,437,920
74,190,588
10,163,043
91,149,178
TOLEDO14 Banks.
Loans ---------------------------- $26,229,794
Deposits -------------------------- 38,333,597
Reserve -------------------------5,954,882
Total resources ____________________ 44,952,477
16 Banks.
$31,967,248
46,195,016
7,401,390
53,379,250
16 Banks.
$30,678,465
46,002,559
6,974,437
54,156,648
AKRON6 Banks.
Loans ---------------------------- $11,468,851
Deposits ------------- ------------ 15,449,426
Reserve -------------------------3,441,030
Total resources ____________________ 17,219,176
9 Banks
$18,647,787
23,244,802
4,294,585
26,242,532
10 Banks.
$21,134,708
24,870,860
3,046,548
29,746,595
5 Banks.
YOUNGSTOWNLoans ---------------------------- $11,034,696
. Deposits -------------------------- 14,259,573
Reserve -------------------------4,485,809
Total resources ____________________ 17,461,945
7 Banks.
$15,918,065
19,146,700
4,461,128
23,200,121
7 Banks.
$17,928,930
23,975,828
5,132,988
27,943,866
CANTONLoans ---------------------------Deposits -------------------------Reserve -------------------------Total resources ____________________
5 Banks.
$7,256,542
10,204,797
2,768,627
11,551,224
7 Banks.
$9,213,862
12,480,988
2,815,771
14,387,977
7 Banks.
$9,506,476
15,296,903
3,812,144
17,657,493
DAYTONLoans ---------------------------Deposits -------------------------Reserve -------------------------Total resources ____________________
8 Banks.
$7,165,116
10,570,642
1,706,953
11 ,919,024
8 Banks.
. $8,266,515
12,597,487
2,160,093
14,082,127
8 Banks.
$9,272,035
14,402,920
2,225,998
15,900,974
COLUMBUSLoans ---------------------------Deposits -------------- ----------Reserve -------------------------Total resources-------------------
9 Banks.
$7,699,516
11,047,100
2,703,830
13,115,028
9 Banks.
$7,795,716
12,062,329
3,394,164
14,183,619
9 Banks.
$8,433,587
12,347,151
2,352,227
15,190,298
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Federal Reserve Bank of St. Louis
33
DEPARTMENT OF BANKS AND BANKING .
•
CHANGE IN NAMES OF STATE BANKS.
. The Dollar Savings Bank Co ......
The H. Elenbogen State Bank....
I
Bellaire ..............
Cleveland ......... .
The Dollar Savings.Bank& Trust Col July 23, 1917
The Merchants Savings & Banking
f;~: lt m~
0
The Brighton German Bank Co.
The Western German Bank. ....... ,
The West End Bank & Trust Co.
The D etroit Avenue Savings & I
Banking Co ............................... .
The
The
The
The
The
The
Date
Name Changed to
Location
Name of Bank
Cincinnati ......... . Th~ Brighton .Bank &.Trust.Co ........ \
Cincinnati......... . The Western Bank & Trust Co...-..... Jan. 11, 1918
Cincinnati ......... . The Cincinnati Bank & Trust Coe..... / Jan. 11, 1918
The Detroit Avenue Savings &
Trust Co............................................ Jan. 14, 1918
The Mohawk State Bank.................... J an . 21, 1918
The American Bank.. .......................... Feb. 9, 1918
The First & Savings Bank.................. F ~b. 23, Hl18
The North Canton Bank.................... Mar. 9, 1918
The Citizens Savings Bank................ Mar. 14, 1918
The Cumminsville Bank & Savings
Co
·
Mar. 14, 1918
Lindsev.............. Th e Lindsey Banking Co.................... Mar. 21, 1918
Port Clinton...... \ The American Bank............................ April 23, 1918
Cleveland..........
Mohawk German Ba nk Co .. Cincinnati·-·······
German American Bank. .... . Lima..................
Citizens Savings Bank Co .. . Loudonville.·-···
New Berlin Banking Co ..... . North Canton..
German Savings Bank Co... . Martins Ferry ..
Cumminsville German Bank Cincinnati..........
I
The German Banking Co.. .........
The German American Bank.. ....
The German American Savings\
Bank Co...................................... Cleveland .......... The American Savings Bank Co........ June 11. l!H8
1
1
1
NEW INCORPORATIONS.
Eight certificates of authority were granted to new Incorporated
State Banks during the year having a combined capital ·of four hundred
seventy-five thousand ($475,000) dollars.
There has been no certificate of authority granted to a Private Bank
since December 28, 1916.
The number of I!}corporated State Banks now doing business ·is 604,
operating 66 branches, and the number of Private Banks is 177, making
a total of 847 banks and branches under the supervision of this Department.
STATE BANKS AUTHORIZED TO BEGIN BUSINESS SINCE JUNE 30, 1917.
Name of Bank.
The Clear Creek Valley Banking Co_
The Washington Bank & Savings Co_
The Farmers State Bank ___________ _
The Peoples Savings Bank __________ _
The Peoples Savings Bank __________ _
The Akron Morris Plan Bank _______ _
The Graf ton Savings & Banking Co_ -1
The Rossford Saving"' Bank ________ _
Location.
Amanda ________ _
Cincinnati_ _____ _
Hicksville ______ _
Greenville ______ _
Lorain __________ - j
Akron __________ _
Grafton __________ I
Rossford ________ _
Capital
Stock.
$25,000
100,000
25,000
100,000
50,000
100.0001
25,0001
50,000
Date
Authorized.
Aug.
Oct.
Oct.
Oct.
Dec.
Feb.
Mar.
June
23, 1917
11, 1917
22, 1917
24, 1917 3; 1917
5, 1918
5, 1918
.24, 1918
Eighteen Incorporated State Banks increased their capital in the
sum of one million six hundred and five thousand ($1,605,000) dollars.
2-B. &B.
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Federal Reserve Bank of St. Louis
34
ANNU.A.L REPORT
INCREASE OF AUTHORIZED CAPITAL STOCK.
Name of Bank.
Location.
Date
To
From
I
The German Savings Bank Co __
The Farmers & Merchants Bank
The Dollar Savings Bank Co ___
The Depositors Savings & Trust
Co _____________ _____ ________
The West Lafayette Bank Co ___
The Security Bank _____________
The Peoples Banking Co _______
The Central Savings & Trust Co.
The Western German Bank _____
The West End Bank & Trust Co.
The Detroit Ave. Savings &
Banking Company ____ -----1
The Southern Ohio Savings Bank I
Co ___ _______________________
The Minerva Savings & Trust Co
The Huron Banking Co__ ______
The Summit County Bank______
The Citizens Savings Bank Co __ I
The Pearl Street Savings &
Trust Co ____________________
The Peoples Savings & Trust Co.
Martins Ferry_
Sylvania_______
Bellaire _______
$50.000 $100,000 July 20, 1917
25,000
50.000 Jtily 21, 1917
50,000 125,000 July 23, 1917
Akron _________
West Lafayette
Portsmouth ____
Nelsonville ____
Akron _________
Cincinna tL ____
Cincinna tL ____
150,000
50,000
100,000
25.000
300.000
375:ooo
100;000
300.000
100,000
150,000
50.000
500:000
500.000
125,000
Cleveland _____
100,000
200;000 Jan. 14, 1918
Cincinnati_ ____
Minerva _______
Norwalk_______
Akron __ ________
Loudonville ____
50,000
50.000
50,000
100,000
30,000
100,000
75,000
100,000
200,000
60,000
Cleveland _____
Akron _________
200,000 600,000 May 8, 1918
125,000 200,000 May 25, 1918
Oct.
Oct.
Oct.
Nov.
Nov.
Jan.
Jan.
·10,
17,
19,
2,
30,
11,
11,
1917
1917
1917
1917
1917
1918
1918
Feb. 4, 1918
Feb. 6, 1918
Feb. 11, 1918
Feb. 23, 1918
Feb. 23, 1918
PRIVATE BANKS DISCONTINUED SINCE JUNE 30, 1917.
Name of Bank
Zanesville Bank________
Location
Disposition
Date
Zanesville_____ Oct.
91 1917 Absorbed by First Nat'l
Bank, Zanesville.
Foreign Exchange Bank
of Gabor Groz.a______ Akron____ _____ Nov. 161 1917 Discontinued and taken
over for liquidation.
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Federal Reserve Bank of St. Louis
I
35
DEPARTMENT OF BANKS AND BANKiNG.
STATE MEMBER BANKS-FEDERAL RESERVE SYS'l'EMFOURTH FEDERAL RESERVE DISTRICT.
Name of Bank
Location
The Guardian Trust & Savings Bank ____________
The Cleveland Trust Co __ _______ _______________
The Guardian Savings & Trust Co ___________ ,.__
The Citizens Trust & Savings Bank______ _______
The Citizens Savings & Trust Co ______ __ _______
The Hillsboro Bank & Savings Co ______________
The Ohio Banking & Trust Co- -~----- - -------- The City Trust & Savings Bank ______ __________
The Steubenville Bank & Trust Co ____________ ~_
The Newark Trust Co _____ __ ______ _____ _____ ___
The Western Bank & Trust Co_____ ______ ____ ___
The Central Sa:ving~ Trust Co ____ __ _________ _
The Superior Savings & Trust Co ___ ___________ _
The First Wellington Bank________ ____ __ ____ ___
The Depositors Savings & Trust Co___________ __
The Union Savings Bank & Trust Co____________
The Commercial Savings Bank & Trust Co______
The Minster State Bank __________ _______ _______
Toledo __________
Cleveland _______
Cleveland____ ___
Columbus________
Cleveland _______
Hillsboro ________
Massillon_ _______
Youngstown.:, ____
Steubenville _____
N~w~rk ___ -----;-Cmcmnati_ ___ .:___
Akron ______ ___ __
Cleveland _____ __
Wellington_______
Akron___________
Cincinnati_______
Toledo__________
Minster ____ ___ _:__
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Federal Reserve Bank of St. Louis
Date Accepted
Dec. 29, 1915
April 11, 1917
July 2, 1917
Nov. 8, 1917
Nov. 8, 1917
Nov. 21, 1917
Nov. 21, 1917
Nov. 24, 1917
Jan. 5, 1918
Jan. 5, 1918
Feb. 12, 1918
Feb. 12, 1918
Feb. 12, 1918
Mar. 21, 1918
April 2, HH8
April 13, 1918
May 14, 1918
May 17, 1918
36
ANNUAL REPORT
COMPARATIVE ST A TEMENT OF RESOURCES AND LIABILITIES OF
STATE MEMBER BANKS FEDERAL RESERVE SYSTEM.
RESOURCES.
Report of
I June 30, 1916.
I June
Report of
20, 1917.
J
Report of
June 29, 1918.
$41,622,781
65,625,011
28,439,620
1,205,166
103,137
Loans on Real Estate---------------$1,054,158
$10,314,869
Loans on Collateral___________________
1,069,818
12,503,093
Other Loans and Discounts___________
61,906
5,020,692
Acceptances Purchased or Discounted_ ___ __ _____ ____ ______________
Overdrafts - - -- -- - ------------------399 I
11,361
U. S. Bonds and Securities not in- I
I
eluded in Res erve _______________________________ _
16,832,369
3,000,000
82,500
State, County and Municipal Bonds___
14,748,878
1,955,904
18,950,843
57,715,488
Other Bonds and Securities--~-------68,475
Premium on all Bonds and Securities_
1,585
1,134,111
135,882
Banking House and Lot_ __ ___ ___ ____ ________ ___ ___ _
2,003,327
8,33'3,265
Furniture and Fixtures_______________
27,661
22,416
431 ,345
Other Real Estate ___ __ _________ __ _____________ ____ _
300,822
2,149,284
Cash Items ___________________________ I
1,133
1,318
100,126
Lawful Reserve with Federal Reserve I
I
10,517,199
Bank ----------------- - ------ ---- 1
58,000 I
1,822,435
Federal Reserve Bank Stock ______ ___ _l
12,000 I
162,000
865,400
Items with Federal Reserve Bank ( in I
I
I
process of collection) _____________ 1-------------- 1--- - ---------- J
304,135
Exchanges for Clearing_______ __ _____ _!
57,290 I
881,318
2,644,167
Gold Coin and Gold Certificates-------1
6,205 I
433,040
162,477
Silve r Coin__________________________
125 I
40,736
198,967
Nickels and P ennies_________________
863 I
5,162
29,102
Paper Currency_________ _____________
61,908 I
1,831,261
3,966,253
Foreign Money______________________ ______________
1,397
11,439
Net Amt. due from Banks and Bankers
224 023
2 847 965
12,671,520
529,484
Items in Transit-- ~------------------ ---------~---' 80'.563
Other Assets------------------- --- ---1
22,462
1,094,833
3,077,286
"Acceptances" executed by banks and I
I
I
1,609,387
outstanding --------- ------------!
152,007 I
143,479
685
Cash shorL-------------------------- 1--------------1
1,822
T
1
1- - - - 1
ota s -------------- ------------ !
$2,962,518 I $63,566,538
$275,028,082
LIABILITIES.
I
Capital Stock Paid in________________
$200,000
$2,700,000
Surplus -------------- --- - ----------200,000
2,700,000
Net Undivided Profits________________
33,196
415,964
Reserved for Taxes and Interest______
5,855
144,485
U. S. Deposits other than Postal Savings ___________________________ _
Public Funds------------------------- ------------1,439,579
Individual Deposits subject to check __ ,
857,294
15,022,104
Demand Certificates of Depos iL- -----1
229,971
202,189
Official Checks--------·--------------- /
3,253 I
285,114
Certified Checks________ ___ __________
141,161 I
78,195
Net arnount due to Banks and Bankers I
25 I
848,234
Dividends Unpaid _____________________ -------------1,426
Time Certificates of Deposit_ __ ___ ____ ___ ___ __ ______
2,582,887
Savings Deposits__________ ___________
1,070,929
32,075,466
U. S. Postal Savings__________________
8,402
418,748
Tru st Deposits_______ ____ ____________
60,425
3,834,236
Notes and Bills Rediscounted---------1-------------- -------------Money Borrowed ______ ___ -~---------- ____________ --/--- -----------!
Bonds Borrowed-- ---------- ---- ----- 1--- - -------- -- --------------1
Bills Payable with Fede ral Resi:rveBank /-------------- 1--------------1
Rediscounts with Federal R .:ser ve Bank ------------ -- 1-------------Partial Payments on Li berty Bond I
Subscriptions -------------------- 1-- ------------ ----- ---- ----- 1
Other Liabilities ___________ ___ __ ______ l..:.___ __ ________
672,166 I
Net A mount "Acc~utances" executed I
I
for Customers ------- - ----------- 1
152,007
143,479 I
Cash over_ ___________________________ , ______________ J
2,266 I
T otal ----------- ---------------'
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2,962,518 /
$14,235,000
14,617,500
3,364,415
259,167
13,370,990
18,246,973
47,745,976
1,409,840
1,071,694
237,432
4,926,412
71,735
8,143,824
123,588,630
1,680,497
11,436,734
164,601
1,300,000
1,412,600
2,000,000
2,520,123
566,497
1,047,326
1,609,387
729
$63,566,538 / $275,028,082
DEPARTMENT OF BANKS AND BANKING.
3_7
INCORPORATED STATE BANKS OPERATING BRA1'K_B E:S_JUNE 30, 1918.
AKRONCentral Savings & Trust Co.,
Barberton Branch.
Commercial Savi~gs Bank Co.,
Bartges Street Branch,
South Akron Branch,
East Akron Branch.
BEREABank of Berea Co.,
Bank of Berea Co. (Branch), Olmsted· Falls.
BERLIN HEIGHTSBerlin Heights Banking Co.,
Huron · Branch.
CARROLLTONCummings Trust Co.,
Cummings Trust Co. Branch.
CINCINNATICosmopolitan Bank & Saviogs Co,_, _
Walnut Street Branch.
Court House Savings Bank,
Court House Savi11gs Bank Bra~1ch. ·
Mohawk State Bank Co.,
15th and Central A~rc. Branch.
Pearl :Market Bank,
Pearl and Main Branch.
Peoples Bank & Savings Co.,
Reading Road Branch..
Provident Savings Bank & Trust Co ..
8th and Freeman Branch,
\i\Talnut Hills Branch,
Price Hill Branch,
North Side Branch.
Union Savings Bank & Trust Co.,
5th and Walnut Branch,
Vine and 12th Branch.
Unity Banking & Savings Co.,
Elder Street Branch.
CLEVELANDCitizens Savings & Trust Co.,
Branch "A."
Cleveland Trust Co.,
Brooklyn Branch,
Lorain Branch,
Liberty Branch,
Bedford Branch,
Perry Branch,
·w ade Park Branch,
East End Branch,
Painesvi11e Branch,
Collinwood Branch,
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Federal Reserve Bank of St. Louis
38
ANNUAL REPORT
CLEVELAND-Concluded.
Cleveland Trust Co.,
Newburg Branch,
St. Clair Branch,
Willoughby Branch,
Lakewood Branch,
Windermere Branch,
West End Branch.
Columbia Savings & Loan Co.,
Washington Park Branch.
Garfield Savings Bank · Co.,
Hayden and St. Clair Branch,
Gordon Park Branch,
Lake View Branch,
Superior Branch,
Glenville Branch.
State Banking & Trust Co.,
Market Branch,
Five Points Branch.
West Cleveland Banking Co.,
Lorain Avenue Branch.
Lake Shore Banking & Trust Co.,
St. Clair Ave. and 55th St. Branch "A."
Prospect Ave. and Huron Road Branch "B."
Superior Ave. and Addison Road Branch "C,"
St. Clair Ave. and 125th St. Branch "D,"
Superior Ave. and 120th · St. Branch "E."
Woodland Ave. Savings & Trust Co.,
- Buckeye Road Branch.
COLUMBUS GROVEPeoples Bank Co.,
Vaughnsvitle Branch.
CONNEAUTConneaut Mutual Loan & Trust Co.,
Conneaut Mutual Loan & Trust Co. Branch.
JACKSONCitizens Savings & Trust Co.,
Oak Hill Branch.
LIMALima Trust Co.,
Lima Trust Co. Branch.
MARYSVILLEUnion Banking Co.,
Raymond Branch.
MINERVAMinerva Savings & Trust Co.,
Malvern Branch.
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Federal Reserve Bank of St. Louis
DEPARTMENT OF BANKS AND BANKING.
TOLEDO..;;.: .
Commercial & Savings Deposit & Trust Co.,
Overland Branch "A,"
East Side Branch.
Continental Trm1t & Savings Bank,
Air Line Junction 'Branch,
Auburndale Branch,
West Toledo Branch,
Dime Savings Bank Co.,
Dorr Street Branch,
South Side Branch.
' Market Savings Bank Co.,
lJaGrange Street Branch.
Security Savings Bank & Trust Co.,
Cherry Street Branch.
YOUNGSTOWNDollar Savings & Trust Co.,
Dollar Savings & Trust Co. Branch.
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Federal Reserve Bank of St. Louis
39
40
ANNUAL REPORT .
STATE BANKS EXERCISING TRUST POWERS, AND QUALIFIED UN.DER
SECTION 9778 TO DO TRUST BUSINESS.
June 30, 1918.
Name of Bank.
The Central Savings Bank & Trust Co ___________ _
The Depositors Savings & Trust Co ____ __________ _
The Peoples Savings & Trust Co __ _______________ _
The City Savings Bank & Trust Co ______________ _
The Central Savings Bank Co ____ _______________ _
The First Trust & Savings Bank ___ ___ ~----- - - - -- The Cummings Trust Co __ __ ___ _________________ _
The Valley Savings Bank & Trust Co ____________ _
The Central Trust Co ___ ____ ___ ___ ______________ _
The Provident Savings Bank & Trust Co _________ _
The Union Savings Bank & Trust Co _____________ _
The Broadway Savings & Trust Co ____ ________ ___
The Citizens Savings & Trust Co ________________ _
The Cleveland Trust Co ________ _________________ _
The Detroit Avenue Savings & Trust Co _________ _
The First Trust & Savings Co ____ _____ __________ _
The Guardian Savings & Trust Co _______ __ _____ __
The Pearl Street Savings & Trust Co __ __ ________ _
The Peoples Savings Bank Co ______ __ _________ ___
The State Banking & Trust Co ______ ___ __________ _
The Superior Savings & Trust Co ________________ _
The United Banking & Savings Co ___ ___________ __
The Woodland Ave. Savings & Trust Co _________ _
The Citizens Trust & Savings Bank __ _____ _______ _
The State Savings Bank & Trust Co ________ ~----The City Trust & Savings Bank __ ____ ______ ___ ____
The Dayton Savings & Trust Co ___ _________ ____ __
The Savings Deposit Bank & Trust Co ___ ________ _
The Commercial Bank, Savings & Trust Co ______ _
The Citizens Savings Bank & Trust Co ___________ _
The Lima Trust Co _____________________________ _
The Peoples Banking & Trust Co ____________ __ __ _
The Ohio Banking & Trust Co ___ __ ______________ _
The American Trust & Savings Bank ____________ __
The Newark Trust Co ___________________________ _
The American Banking & Trust Co ____________ __ _
The American Trust & Savings Bank _____________ _
The Steubenville Bank & Trust Co _______________ _
The Commercial Savings Bank & Trust Co _______ _
The Guardian Trust & Savings Bank __ ___ ________ _
The Ohio Savings Bank & Trust Co ______________ _
The Security Savings Bank & Trust Co ___ ______ __
The Spitzer-Rorick Trust & Savings Bank ________ _
The Union Savings & Trust Co ___ __________ __·___ _
The Dollar Savings & Trust Co ___ ______ ___ ______ _
The Mahoning Savings & Trust Co _______________ _
The American Trust & Savings Bank Co _________ _
The Guardian Trust & Safe Deposit Co __ ___ _____ _
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Federal Reserve Bank of St. Louis
Location.
Akron ___________ _
Akron ~________ : __ _
Akron ____ ______ __ _
Alliance __ ___ _____ _
Canton _________ ___
·.Canton ______ -~ ___ _
Carrollton ________ _
Chillicothe _______ _
Cincinnati_ _______ _
Cincinnati_ _______ _
Cincinnati __ ______ _
Cleveland _________ _
Cleveland __ ____ ___
Cleveland ___ _____ _
Cleveland __ ___ __ ___
Cleveland _________ _
Cleveland _________ _
Cleveland _________ _
Cleveland ___ __ ____ _
Cleveland _____ ____ _
Cleveland ____ _____ _
Cleveland ___ ______ _
Cleveland _________ _
Columbus _________ _
Columbus _________ _
Dayton __ __ __ ___ ___
D ayton ___________ _
Elyria __ __ ________ _
Findlay ___________ _
Hamilton _______ __ _
Lima ___ __ ________ _
Marietta ___ ______ _
Massillon _______ ___
Middletown _______ _
Newark ______ __ ___ _
Sandusky _____ ____ _
Springfield __ ______ _
Steubenville ____ __ _
Toledo ___________ _
Toledo __ _____ _____
Toledo __ _______ __ _
Toledo ___________ _
Toledo __ ________ __
Warren __ ______ ___ _
Youngstown _____ __
Youngstown __ ____ _
Zanesville ______ ___
Zanesville __ ____ --- /
Capital.
$500,000
300,000
200,000
100,000
200,000
200,000
100.000
100 000
1,000,000
1,400,000
1,000,000
300,000
4, 000,000
2,500,000
200,000
1,250,000
3,000,000
600,000
500,000
250,000
500,000
500,000
350,000
700,000
400,000
100,000
300,000
250,000
125,000
100,000
200,000
100,000
150,000
100,000
200,000
100,000
200,000
125,000
200,000
200,000
850,000
250,000
300,000
300,000
1,500,000
100.000
60,000
50,000
41
DF:.. ·ARTMENT OF BANKS .A.ND BANKING.
FINANCIAL STATE:MENT DEPARTMENT OF BANKS AND BANKING.
June 30, 1918.
Balance available and unexpended July 1; 1917 ______________ $11,689 85
Subsequent Refund~rS----- ------------------ -- $78 40
Subsequent Vouchers Issued ---------------- -- 24 20
54 20
Net amount available and unexpended July 1, 1917 ---------- $11,744 05
Balance lapsed to General Revenue Fund__________________ 11,744 05
Funds appropriated H.· B. No. 584 including
emergency funds ----------------- --------- $81,582 00
Amounts Refunded ___________________________ _
89 75
EXPENDITUR ES:
Salaries _________________________________ _
Traveling Expenses------- ---------------Rent -------------- ---------------- ------Office Equipment_ __ ____ _____________ _____ _
Office Supplies ____________________________ _
Communications ____________________ _
Insurance _________ _
Contingencies
$50,256
14,676
72
433
1,394
473
642
82
-----------==--____________ -_
Total expenditures ___________________ _
Balance available and unexpended July 1, 1918__
15
59
00
40
53
79
50
51
$68,031 47
13,640 28
$81,671 75
$81,671 75
RECEIPTS.
Incorporated State Banks (Fees Collected) ___________________________ _
$81,268 53
Private Banks----------- -------- ---------------- --------· -----------7,759 29
Foreign Trust Companies_________ _______________ _ ,
100 00
Preliminary Examination Fees ____ _______________ - ___________________ _
240 00
Total receipts--- ---------------- ---------------- ---------------- - $89,367 82
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Federal Reserve Bank of St. Louis
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Federal Reserve Bank of St. Louis
LIQU IDAT ION BUREAU
DETAILE D REPORT S OF BANKS IN LIQUIDATION
June 30, 1918
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Federal Reserve Bank of St. Louis
(43)
LIQUIDATION BUREAU.
Since the filing of the last annual report, many matters pending in
the several banks in liquidation have been adjusted.
Final dividends have been paid in both the Columbus Savings and
Trust Company and the Bank of Freeport, Freeport, Ohio. The payment of the final dividend in the Bank of Osborn, the Putnam County
Banking Company, and the German-American Commercial and Savings
Bank is being' held in abeyance pending the result of an action to enforce
the individual liability of the stockholders.
In the last report reference was made to an action then pending in
the common pleas court of Franklin county against the American Fidelity
Company of Montpelier, Vermont, to enforce the payment of a $2,000
bond given by Howard W. Peacock, cashier of the German-American
. Commercial and Savings Bank now in liquidation. A decision was re. cently rendered by the court adversely to the creditors of the bank. The
court held in substance that the action was not brought within the time
iimi t fixed by the con tract and_th.a.LllQ.ti~~L:was not served in accordance
with the contract. It appears that, at the time the bank was closed for
liquidation, a former superintendent failed to .properly.notify the bonding
company as required in the contract.
Assets of doubtful value to the amount of over $190,000 have been
adjusted and sold in the several banks by order of court, and collections
made to the amount of over $25,000 during the year, at a minimum cost
to the depositors.
There are at this time seven banks in liquidation.
Dividends:
During the year just closed, assets of banks in liquidation were adjusted and sufficient collections made to pay six dividends amounting to
$42,007.47. This is an increase of three dividends and $12,727.54 over
the year before.
Interest Earnings:
Arrangements have been made with the depository banks holding
unclaimed deposits and dividends whereby interest is paid thereon at
the rate of two and three per cent. Under such arrangement, the interest earnings for the past year amounts to $270.96, making a total interest earned to date of $495.34.
Interest earnings will eventually be paid into the state treasury and
become a part of the general revenue of the state.
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Federal Reserve Bank of St. Louis
(44)
DEPARTMENT OF BANKS AND BANKING.
45
Civil Proceedings:
As stated in the last annual report, the ultimate closing of the affairs of many of the banks in liquidation depended upon the outcome of
certain litigation then pending in the courts.
In the case of James M. Sprague, receiver for ·w. H. Ellis & Co., entered in the common pleas court of Franklin County, vs. the Superintendent of Banks in charge of the liquidation of the Columbus Savings
and Trust Company, the supreme court of Ohio has since affirmed the
judgment of the court of appeals of the second judicial district, that the
Superintendent of Banks should pay to James M. Sprague, receiver of
W. H. Ellis & Company, the sum of $10,565.19, together with such interest as was realized on the funds from January 5, 1917, to the date of ·
payment. In the lower court, a judgment was entered against the Superintendent of Banks for $19,817.60 and interest, which amounted to, more
than $20,000. The reduction in this judgment by the higher courts made
it possible to pay an additional small dividend and reserve for "Unclaimed Deposits" the sum of $5,764.30.
In the case of the Superintendent of Banks vs. the stockholders of
the Osborn Bank, Osborn, Ohio, to enforce the double stock liability of
individual stockholders, under -the provisions of article 13, section 3, of
the Ohio constitution of 1912, the court of appeals of the second judicia1
district has rendered a decision sustaining the Department. The decision
is as follows :
"The original action was brought by the Superintendent of Banks .to enforce
the double liability against stockholders of the Osborn Bank.
The Court of Common Pleas rendered judgment against Peter Lang et al.
and the case is brought to this Court on petition in error. The case has been ably
argued by counsel and the briefs contain full review of the authorities. The questions presented are important and interesting. We have carefully examined the
record ancl the authorities cited by counsel.
We have been ref erred to the written opinion of Judge Kyle reported in 17
N. P. (n. s.) 236, and also his supplemental opinion on the final decision of the case.
We are of the opinion that the reasoning and conclusions announced by the
Trial Court are correct. The judgment of the Court of Common Pleas is therefore
affirmed."
This decision affirms a judgment of the court of common pleas of
Greene county, Ohio, the syllabus of which is:
"The Superintendent of Banks is a proper party to enforce the individual liability of stockholders in any state banks taken possession of by him for liquidation."
"The provisions of the Constitution adopted in 1912 providing for a double liability of the stockholders in banking companies are self-ex_ecuting and do not require ·any .legislation to make _th~tn eff_ective."
·
"The :stockholders ·of a -state bank organi-zed in t889, a-r e liable .to a .double
ass,e ssment for debts now existing which were made prior to November 23, _1903, and
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Federal Reserve Bank of St. Louis
46
ANNUAL REPO:l;tT
subsequent to January 1, 1913, but not for debts created and -accruing between
November 23, 1903, and January 1, 1913, when there was no constitutional provision for such liability."
In the case of the Superintendent of Banks vs. American Fidelity
Company of Montpelier, Vermont, et al., to enforce the payment of a
$2,000 bond given by Howard W. Peacock, cashier of the German-American Commercial and Savings Bank of Cincinnati, Ohio, the court of
common pleas of Franklin county has rendered a decision adversely to
the Department. In rendering this decision, the court said :
"Upon consideration of the evidence and the law applicable to the questions
arising on the issues and the evidence, the court finds the plaintiff is no~ entitled
to recover against the Surety Company, and this upon two grounds :
First. The action was not brought within the time limit fixed by the contract.
Second. The notice was not served in accordance with -the contract, arid this
requirement was not waived.
The causes of action contained in the amendment to the petition are entirely
independent of those stated in the original petition-are now causes of action, and
the statute runs to date of filing the amendment. Bates Pleading Practice, Parties
and Forms, Vol. 3, 2045.
'
As to waiver, there is no evidence the Surety Company knew of the failure to
serve notice immediately on discovery of the defalcation, and had a right to· ~sume
the notice Wr\S given at once and sending a form for proof of loss under such
circumstances will not constitute a waiver, for waiver rests upon knowledge; and
a party is not held to have waived a right of which he has no knowledge.
The plaintiff relying upon a waiver, has the burden of proving it, and there is
in this request a failure of proof.
Judgment may be entered against defendant Peacock for the amount claimed."
BANKS CLOSED FOR LIQUIDATION DURING THE YEAR.
Name of Bank.
Location.
Date Closed.
\
Foreign Exchange Bank of Gabor Groza __ / Akron ____________ ___ __ { Nov. 16, 1917
I
I
BANKS COMPLETELY LIQUIDATED DURING THE YEAR.
I
Name of Bank.
l
Location.
I
Date Closed.
I
I
Total
Dividend
Paid.
Final
Dividend
Paid.
The Columbue Savings· &I
!
f
Tn1st Company ___ __ ___ Columbus_! Feb. 26,
April 20, Hl18 68.75%
· The Bank of Freeport ____ Freeport __ May 16, 1914 Jone 28', -l.918 . 55.8 %
!
.
.
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Federal Reserve Bank of St. Louis
.
!9l2r
.
\
..
47
DEPARTMENT OF BANKS AND BANKING.
FINANCIAL STATEMENT.
Balance
June 30,
1917.
Balance
June 30,
1918.
Receipts.
Expenditures.
$47
75
1,082
1,825
3,871 68
3,134 52
6,117 06
$6 54
4 55
11,707 85
254 25
7 79
3,318 68
9,167 12
17,917 77
--------2,815 10
--------597 09
--------424 04
675 14
4,937 41
247 19
8,438 62
7,571 40
867 22
Totals --------------------------1$36,319 14 $25,267 80 $54,893 36
$6,693 58
Name of Bank.
The Gambier Banking Company ______ $1,547 20
83 60
The Metropolitan Bank & Trust Co ___
The Columbus Savings & Trust Co-- 10,625 83
The Osborn Bank ____________________ 1,244 20
7 41
The Citizens Bank of Beach City _____
The Security Savings Bank Co _______
44 09
The Bank of Freeport --------------- 6,032 60
The Putnam County Banking Co _____ 12,224 75
The German-American Commercial
& Savings Bank------------------- 4,509 46
The Foreign Exchange Bank of Gabot.:: Graza------------------------- ----------
I
-
63
60
02
15
38
$1,588 29
154 65
DIVIDENDS PAID DURING THE YEAR.
Name of Bank.
Dividend.
The Columbus Savings & Trust Company ___ ___ Final
The Bank of Freeport_ _________________________ Final
The Putnam County Banking Company ________ Fourth
The Putnam County Banking Company ________ Fi£ th
The German-American Commercial & Savings
Bank-------------------------------------- Second
The Foreign Exchange Bank of Gabor Groza ___ First
Total _____________________________________ Six
Amount.
$3,533 59
·8,599 46
10,981 09
6,588 65
4,835 30
7,469 38
Per Cent.
.25
5.8
5.
3.
6.
65.
$42,007 47
UNCLAIMED DIVIDENDS AND DEPOSITS.
Balance
June 30,
1917.
Name of Bank.
I
Receipts.
Expenditures.
Balance
June 30,
1918.
I
The Gambier Banking Company ______
$18 75 ---------- ---------$18 75
The Metropolitan Bank & Trust Co __
568 29
$10 35 ---------578 64
The Columbus Savings & Trust Co ___ 6,905 03
9,412 84 $1,538 35 14,779 52
The Osborn Bank ___________________
58 82
58 82
581
16 I---------__________ ---------The Citizens Bank of Beach City ______ l
581 16
State
The Security Savings Bank Company_
326 49
5 83
4 18
328 14
The Bank of Freeport_ ______________
332 64
8,818 05
8,140 92
1,009 77
The Putnam County Banking Co _____
526 62 17,569 74 16,358 82
1,737 54
The German-American Commercial
& Savings Bank _________________
68 so
4,835 30
3,290 17
1,613 63
The bar
Foreign
Bank
of GaGrozaExchange
___________
: ___________
---------- 7,469 38
7,469 38 --------1
1
Totals -------------------------- \ $9,386 30 \$48,121 49 \$37,382 98 $20,124 81
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Federal Reserve Bank of St. Louis
48
ANNUAL REPORT
UNCLAIMED DIVIDENDS AND DEPOSITS PAID INTO STATE TREASURY DURING THE YEAR.
Balance
June 30,
Name of Bank.
Receipts.
1917.
The Amherst Bank Company_________
$164 75
The Albany State Bank______________
44 72
The Bank of Wellston_______________
354 55
The Commercial & Deposit Bank____
3'14 48
The Crown City Bank________________
46 76
The Farmers & Merchants Bank______
27 81
The Guaranty Savings Bank__________
116 41
The Mechanics Savings Bank_________ 1,141 04
The Merchants & Miners Bank_______ 1,026 37
The Murray City Bank_______________
21 22
The Ohio Savings Bank______________
16 18
The Exchange Bank of Shanesville ___ l
4 52
The Citizens Bank of Beach CitY----- 1---------Depository Interest_ _________________ I
24 44
I
Totals
--------------------------i
$3,303 25
Expenditures.
::::::::::! ::::::::::
----------1 - . -----------------1 ----------
----------1----------
---------- 1
$0 78
175 00
I
$495 53
139 83
2 20
$635 36
$177 98
Balance
June 30,
1918.
$164 75
44· 72
354
314
46
27
116
1,141
851
21
16
55
48
76
03
41
04
37
22
18
4 52
493 33
164 27
$3,760 63
INTEREST ON UNCLAIMED DEPOSITS ·AND DIVIDENDS.
The following table shows the interest earned on unclaimed deposits
and dividends in the several banks in liquidation:
Balance
June 30,
Name of Bank.
1917.
Balance
Receipts. June 30,
1918.
$8 14
142 44
49 36
24 44
$10 .35
114 95
5 83
139 83
Totals ___________________________ ____________ \ $224 38
$270 96
The Metropolitan Bank & Trust Co., Dividends ____
The Columbus Savings & Trust Co., Dividends _____
The Security Savings Bank Co., Unclaimed Deposits
All other banks with State Treasurer ______________
I
$18
257
55
164
49
39
19
27
$495 34
Note-The depository banks are now paying 2 and ~ per cent on unclaimed
dividends and deposits. During the year just clo-sed over $8,000 have been reserved
as unclaimed deposits and dividends which, no doubt, will very materially increase
the interest earnings for the ensuing year. These earnings after the exp iration of
five years, become a part of the general revenue fund of the state.
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Federal Reserve Bank of St. Louis
1
49
DEPARTMENT OF BANKS AND BANKING.
ADJUSTMENTS AND COLLECTIONS MADE ON BAD AND DOUBTFUL
.
DEBTS.
From June 30, 1917, to June 30, 1918.
Name of Bank.
Loans
and
Discounts.
Bonds
and
Securities.
Other
Miscel.
Cash
Collected.
'
J__________ _\ __________ _\
The Gambier Banking Co _______
$47 63
The Metropolitan Bank & Trust I
I'
60
Co. -------------------------1
$75 00 ----------- .
The Columbus Savings & Trust
Co. _________________________ 124,340 88
$1,025 00
3,428 00
The Bank of Osborn_____________
47 61
1,450 00 · 16,110 42
7,302 68
The Security Savings Bank Co___ ----------- ----------3,134 52
0
778 76
The German-American Commer- \
cial & Savings Bank_________
20 00 ..:,__________
655 14
l
$47 63
$75 60
1,072
1,825
3,871
3,134
6,117
i~! ~~r:ai/ c~~e;fy ~;~ki~g-c~:\--iojss-2i- ---5~200_00_
The G:b~~igGr~:ac~~~~e--~~~~-~~- ___________ -----------
76
15
68
52
06
675 14
8,438 62
• 8,438 62
Totals ----------------------1$146,444 09 \ $22,335 42 \ $23,833 56
$25,258 16
Note-The expense of liquidation incurred during the year, in the nine banks,
less taxes and insurance, was $1,902.77 or an average of about $200.00 for each bank.
LOSSES TO STOCKHOLDERS AND DEPOSITORS.
Attention is invited to the following statement showing the losses
sustained by both the stockholders and depositors in the thirteen banks
whose liquidations have been completed since the enactment of the law
conferring on the Superintendent of Banks authority to liquidate insolvent banks:
Loss Sustained by
Name of Bank.
Stockholders. Depositors.
The Bank of Wellston__________________________________ $36,539 22
$29,856 94
The Albany State Bank__________________________________
25,200 00
25,244 75
The Columbus Savings & Trust Co______________________ 610,000 00
438,253 20
The Mechanics Saving Bank, Toledo_____ ________ _______
45,000 00 ----------The Citizens Bank of Beach City ________________________ · 15,000 00
33,953 20
The Crown City Bank _________________ _________ :_ _______
13,000 00 __________ _
The Merchants & Miners Bank, Nelsonville______________
10,000 00 __________ _
The Farmers & Merchants Bank, Custar__________________
5,000 00
19,799 31
The Ohio Savings Bank, Liberty Center ___________ .,:_____
7,500 00
14,953 42
The Bank of Freeport---------------------------------27,468 15
65,706 71
The Exchange Bank, Shanesville________________________
5,901 85
19,438 69
Totals ----------------------------------------- ---- $800,609 ,22
$647,206 22
The proportion of losses to stockholders of the thirteen completed
banks to the total amount of stock in State and Private Banks at the call
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Federal Reserve Bank of St. Louis
50
ANNUAL REPORT
of June 29, 1918, is about 1.37% for the seven years, or two-tenths per
cent annually. The proportion of losses to depositors to the total deposits in all State Banks as reported June 29, 1918, is a little less than
eight-hundredths per cent, or one-hundredths per cent annually.
The total losses, so far determined, to State and Private Bank depositors, from bank failures, during the past ten years amount to approximately $1,160,000, or about $116,000 per annum. Losses sustained
by failures during the four year period from June 30, 1914, to June 30,
1918, approximate $140,000, or $35,000 per annum. Losses sustained by
failures. during the past year will ::ipproxirnatr ahout $4,000, or nearly
.0005 % of the total deposits.
BANKS NOW JN LIQ1'IDATIOX.
TheGambierBanking Co __________ l
The Metropolitan B ank & Trust Co_
The Osborn Bank__ ___ ___ __________
The Security Savings Bank_____ ____
The Putnam County Banking Co ____ I
The German-American Commercial I
& Savings Bank ___ _______________ I
I
The Foreign Exchange Bank of
Gab~r Groza _____ ____ ____________ j
Per Cent.
Paid in
Dividends
Date Closed.
Location.
Name of Banlc
Gambier _________ !
Cincinnati_____ __
Osborn __________
Co lumbus ________
Ottawa__________
I
May
Sept.
June
April
July
Cincinnati_ ______ / July
16,
18,
18,
27,
16,
1911
1911
1913
1914
1914
50
60
55
100
63
24, 1916
16
Akron ___________ / Nov. 16, 1917
65
1
THE GA1'IR1ER B.'\NKI'.\'"G COMPANY, GAMBIER, OHIO.
Clo sed :;\fay 16, 1911.
TJ\TF:M8NT OF CONDITION JUNE
LIABILITIES ..
ASSETS.
Loans and Discounts _____ _
Expense of Liquidation ___ _
Dividends Paid ______ ____ _
Pref erred Claims Paid ___ _
Shrinkage and Loss ______ _
Claims not on Books ____ __
Cash on HancL __________ _
Total
30, 1918,
00
44
41
14
00
87
29
Capital __________________ _
Claims Filed _____________ _
Interest Received ________ _
M iscellaneous Earnings ___ _
Commercial Deposits-----Certificates of Deposit ____ _
Outstanding Drafts ______ _
$141,569 15
Total ________________
7,500
7,263
56,776
717
63,751
3,972
1,588
$24,500
113,473
2,802
233
246
290
23
00
76
38
40
36
00
25
$141,569 15
ST.\TEMENT OF RECF.lPTS AND DISBURSEMENTS .
. RECEIPTS.
Cash · on
DISD URSEMENTS.
Hand June 30,
1917 -------- --------Collections June 30, 1917, to
-June 30, 1918 ___ "'" __._.._.._._
$1,547 20
Total -----~- ---------
$1,594" 83
47 63
Expense of Liquidation __ _
ash on Hand June 30.
1918 ------------ ____ :.
6 S4
1,588 29
· Total --~---------~---
'Note_:-The payment of the final dividend in this bank is still hel I in abej,ance
pending. a de_c ision of the Common Pleas_ Court, Delaware County. The Pepartmen~ has made repeated efforts during the year to have ·the ·i11after dc'cidet:1. ; -·'the
creditors have been paid 50% .
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Federal Reserve Bank of St. Louis
DEPART?dENT OF BANKS AND BANKING.
61
THE METROPOLIT AN B ANK AND TRUST COMPANY, CINCINNATI,
OHIO.
Closed September 18, 1911.
STA.TEMENT OF CONDITlO~ JUNE
30, 1918.
LIABI LITIES.
1\SSETS.
Loans and Discoun ts _____ _
E xpense of Liquidation ___ _
Dividend s Paid ---- - - ----Preferred Claims Paid ___ _
Shrinkage and Loss- - - ---Cash on H anel ____ _____ ___
$10,821 84
30,353 72
324,253 42
13,469 81
154,669 14
154 65
$533,722 58
Total
lntcn.-sl Received ______ ___
Commercial Deposits _____ _
Certiiicates of Depos it_ ___ _
S,n·ing-s Depos its ___ ______ _
Claim s fi led _____________ _
$14,740
373
679
1,359
516,569
45
56
58
32
67
Total _____ ___ ____ ____ $533,722 58
ST ATE1rENT OF RECEIPTS AN D DISBU RSEMEN TS.
DISBU RSEMENT S.
R ECEIPT S.
Cash on Hand June 30,
1917 ------- --- -- · - --Collection s June 30, 1917, to
June 30, 1918 _________ _
$83 60
75 60
Dividends Paid ___ _______ _
Expense of Liquidation ___ _
Cash on Hand June 30,
1918 ----- - ------- · __ _
$0 60
3 95
154 65
Total ___ ________ ____ _
$159 20
T otal ------ --------$159 20
Note :-There will be no further cli\·idends paid in this liquidation. The final
entries ca nnot be mad e until certain litigation in the Common Pleas Court of Hamilton County, Ohi o, is te rminated. This matter was pending at the time of filing
the last report of thi s depa rtment. The oppo sing counsel has eritered the U. S.
army and it has delaye d the fi nal hea ri ng. T he creditors have been paid 60%.
THE COLUMBUS SAV I NGS i\ND TRUST COMPANY. COLUMBUS, OHIO.
Closed February 26, 1912.
(The liquidation 0£ this bank was completed during the year, hence, there 1s
no statement of resources and liabilities.)
STATEM ENT OF RECEIPTS AN D DISBU RS E MENTS.
DISBURSEMENTS.
RECEIPTS.
Cash on Hand June 30. 1917
Collections June 30, 1917, to
June 30, 1918 ___ _____ _
$10,625 83
1,072 76
Dividends Paid __________ _
Unclaimed Deposits ______ _
Expense of Liquidation __ _
Total __ _____________ _
$11,698 59
Total _______________ _
$3,533 59
5,764 30
2,400 70
$11,698 59
Note :-The liquidation of this bank continued through a period of over six
years, having been closed February 26, 1912.
The daily statement, at the time of closing, shows liabilities of $2,319,818.20, to
which have been added $13,869.35, making a total of $2,333,687.55. This is the
largest bank liquidated by the department.
.
The bank was closed at a time when there was no double stock liabilitv. The
stockholders lost their entire !-tock investment, which amounted to $610,000.00. The
loss-to. the depositors was $438,253.20.
. . .. ..
·
. The tot~l lQss sust~ined in reducing the assets to liquid form amounted to
$1,071,386.84, the principal items of which are as follows: Bank building, $416,650 ;
.Furniture an<l Fixtures, $79,129.SQ.; Loans and Discounts, $209,526.26; Bonds and
Sec:urities, $352.594.80. • • •
·.
•
•
·
·
. · . CB;sh coilections were :m aqe to the .a111<;:mnt of $1,412,941.79, five dividend~
gregating $974,604.50 were paid and over- forty thousand dividend checks written.
The creditors were paid 68.75% in this iiquidation.. . . . . .
. .. .
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Federal Reserve Bank of St. Louis
ag-
52
.ANNUAL REPORT
THE BANK OF OSBORN, OSBORN, OHIO.
Closed June 18, 1913.
STATEMENT OF CONDITION JUNE
ASSETS.
30, 1918.
LIABILITIES.
35
70
07
10
Capital __________________ _
Claims F iled _____________ _
Interest Receind __ ___ ____ _
Commercial Deposits _____ _
Certificates of Deposit_ ___ _
Outstand ing Drafts ______ _
Total ________________ $177,544 22
Total _________ ____ ___
Expense of Liquidation __ _
Dividends Paid ___________ _
Shrinkage and Loss ______ _
Cash on Hand ___________ _
$11,518
77,997
85,213
2,815
$30,000
144,087
2,996
265
157
37
00
48
42 ·
88
41
03
$177,544 22
STATEME NT OF RECEIPT S AND DISBURSEMENTS.
DISBURSEMENTS.
RECEIPTS.
Cash on Hand June 30, 1917
Collections Jun e 30, 1917, to
Jun e 30, 1918 _________ _
Total _______________ _
$1 ,244 20
Expense of Liquidation ___ _
Cash on Hand June 30, 1918
$254 25
2,815 10
Total _______________ _
$3,069 35
1,825 15
$3,069 35 .
No te :-The payment of the final dividend in this bank is still being held up
pending settlements with the stockholders on the "double liab ility" assessment. The
Court of Appeals has recently rendered a decision sustaining the department in its
j ndgment against the stockholders.
T o date, the cred itors have been paid 55 %.
THE SECURITY SAVINGS BANK COMPANY, COLUMBUS, OHIO.
Closed Ap ril 27, 1914.
STATEMENT OF CONDITION JUNE
ASSETS.
Loans and Discounts _____ _
Bonds and Securities _____ _
Expense of Liquidation ___ _
Pref erred Claims Paid ____
Shrinkage and Loss __ _____ _
Cash on Hand ___________ _
Total -----------------
30, 1918.
LIAillLITIES.
$23,360
1,070
292
3,137
24,331
597
57
58
43
93
58
09
Capital ------------------Surplus ____ _________ __ __ _
Interest Received _________ _
Rent and Earnings _______ _
$52,790 18
Total ________________ _
$50,000
2,500
6
283
00
00
70
48
$52,790 18
STATEMEN T OF RECEIPTS AN D DISBURSEMENTS.
DISBURSEMENTS .
RECEIPTS.
Cash on Hand June 30, 1917
Collections June 30, 1917, to
June 30, 1918_________ _
Total ________________ _
$44
$3,137 93
3,871 68
Preferred Claims Paid ____ _
Expense of Liquidation ___ _
Cash on Hand June 30, 1918
$3;915 77
Total -·---------------
$3,915 77
()<)
180 75
597 ()()
· N·ote :-Since the filing of my last report, June 30. 1'917, the judgment then pending against the bank has been perfected and the department is now making an effort
to collect -sufficient funds to pay the ·same. Just as soon as .this .is accomplished,
the ·remaining c1ssets, if -any, may be .returned to the stockholders. ·
The depositors- have been -paid in full .
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Federal Reserve Bank of St. Louis
53
DEPARTMENT OF BANKS AND BANKING.
THE BANK OF FREEPORT, FREEPORT, OHIO.
Closed May 16, 1914.
(The Bank of Freeport was fully liquidated during the year, hence, there is no
statement of resources and liabilities.)
STATEMENT OF RECEIPT S AN D DISBURSEMENTS.
DISBURSEME N TS.
RECEIPTS.
Cash on Hand June 30, 1917
Collections June 30, 1917, to
June 30, 1918 _________ _
Total ----- ----- ------
$8.59) 46
?.18 S9
3,134 52
Di,·ide 11 ds Pai I __________ _
C i:c\ain:ecl Dcposits- - - ·- - -Lxpen ·c of Liqu;c\atiOiL __ _
$9,167 12
Total ____ ___________ _
$9,167 12
$6,032 60
319 07
Note :-In the liquidation . of this bank, a loss of $71,263.46 was sustained i11
reducing the loans to liquid form, and a further loss of $24,964.92 on the overdrafts,
aggregating $96,228.38, or approximately 50% of the entire resources.
The individual liability of the owner s of the bank was enfo rced which made
it possible to pay dividends to the amount of 55.8% .
THE PUTNAM COUNTY BANKING COMPANY, OTTAWA, OHIO.
Closed July 16, 1914.
STATEMENT OF CONDITION JUNE
ASSETS.
Furniture and Fixtures ___ _
Expense of Liquidation ___ _
Dividends Paid __________ _
Interest Paid ____________ _
Pref erred Claims Paid ___ _
Shrinkage and Loss ______ _
Claims not on Books _____ _
Cash on Hand _____ _____ __
Total
30, 1918.
LIABILITIE S.
$1,254
11,549
138,558
3,284
4,539
98,243
2,825
424
so
53
89
45
96
67
95
04
$260,680 99
Capital ------------------Surplus ------ -=----------Undivided Profits ________ _
Interest Receiv•ed ________ _
Rent and Earnings _______ _
Claims Filed _____________ _
Outstanding Drafts _______ _
Commercial Depo its--:---Total ----•------ ______
$25,000
2,000
2,371
8,719
2,135
220,277
78
98
00
00
14
41
47
68
69
60
$260,680 99
STATEMENT OF RECEIPTS AND DISBURSEMENTS.
RECEIPTS.
Cash on Hand June 30, 1917
Collections June 30, 1917, to
June 0, 1918 ________ _
Total
DrsB u RSEMENTS.
6,117 06
Dividends Paid ____ ____ ___ _
Expense of Liquidation ___ _
Cash on Hanel June 30. 1918
$17,569 74
348 03
424 04
$18,341 81
T otal _______________ _
$18,341 81
$12,224 75
.
Note :~The fi nal entries in the .liquidation of this bank a re being held up pend n~g_ .the adJustment of the .double stock liability of the ind iYidual stockholder s. .\
d1v1de1:-d. of five ~nd one of three per cent was paid durin g the year, brin g in cr the
total d1v1dends I)atd to 63%.
to
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Federal Reserve Bank of St. Louis
54
•ANNUAL REPOiiT
THE GERMAN-AMERICAN COMMERCIAL AND SAVINGS BANK,
CINCINNATI, OHIO.
Closed July 24, 1916.
STATEMENT OF CONDITION JUNE
ASSETS.
Loans on Real Estate ____ _
Loans on Collateral_ _____ _
Other Loans and Discounts
Other Bonds and Securities
Overdrafts ______________ _
Expense of Liquidation ___ _
Dividends Paid----------Pref erred Claims Paid ___ _
Interest Paid _____________ _
Shrinkage and Loss ______ _
Claims not on Books _____ _
Cash on Hand ___________ _
Total
30, 1918.
LIABILITIES.
$1,150
388
41,380
30,500
2,330
1,011
12,746
00
37
09
00
29
69
74
44 31
601 68
25,256 01
8,221 68
247 19
$123,878 05
Capital ------- ·---------- Undivided Profits ________ _
Interest Received ________ __
Rent and Earnings-------Commercial Deposits _____ _
Offi{:-ial Checks ____ _______ _
Savings Deposits _________ _
Certified Checks __________ _
Claims Filed ___ _____ _____ _
$25,000
888
1,048
8,578
193
91
1,175
7.762
79,139
00
34
81
64
17
65
33
93
18
Total _______ _________ $123,878 05
STATEMENT OF RECEIPTS AND DISBURSEMENTS.
DISBURSEMENTS.
RECEIPTS.
Cash on Hand June 30, 1917
Collections June 30, 1917, to
June 30, 1918___ ____ __ _
$4,509 46
$4,835 30
675 14
Dividends P aid ___________ _
Expense of Liquidation __ __
Cash on Hand June 30, 1918
Total ___________ ____ _
$5,184 60
Total _______________ _
$5,184 60
102 11
247 19
Note :-During the year litigation involving the final entries in this liquidation
was partially decided by the court. Adversely, however, to the depositors.
We were unsuccessful in our efforts to enforce the payment of a $2.000 bond
given by the Cashier, Howard W. Peacock, signed by the American Fidelity Company, of Montpelier, Vt. Suit to enforce payment was instituted by the department
against the bonding company mentioned; a decision favorable to the defendant company was rendered by the court, which in substance relieves the company on a
technicality, it appearing that a former Superintendent had failed to properly notify
the Company in accordance with the contract.
A dividend of 6% was paid during the year. Further ·dividends in this liquidation will depend entirely on a favorable decision in certain litigation now pending
involving the sale of securities of the Mineral Springs Sanitarium Company and a
suit involving the stockholders' liability. The creditors have been paid 16%.
THE FOREIGN EXCHANGE BANK OF GABOR GROZA, AKRON, OHIO.
Gabor Groza conducted a Private and Foreign Exchange · Bank at No. 1105
South Main Street, Akron, Ohio. He discontinued the business and removed most
of his books an d records to N o. 58 Dey Street, New York City, August 1, 1917.
When the Department became advised of the situation an ex·a miner w'as immediately dispatched to his place of business, whereupon he discovered no assets except the Banking · House and lot, which was in process of sale.
··
On account of the missing records, we were unable at the time to prepare a
statement of Resources and Liabilities. Graza was given opportunity to adjust his
affairs, and make · full restitution to the depositors. After considerable delay it
was apparent no pro~ress was being made, and that he was in an insolvent condition. Further investigation disclosed other irre~larities. He was placed under
arrest and his known assets taken possession of November 16, 1917. At this time
it was possible to prepare from the known pass books and other records, the following statement :
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Federal Reserve Bank of St. Louis
DEPARTMENT OF BANKS AND BANKING.
LIABILITIES.
ASSETS.
Cash ( Sale of B. B.) -----Cash on Hand -----------Cash Short---------------
$8,300 00
11 27
3,860 08
Savings Deposits _________ _
$12,171 35
Total
30, 1918.
LIABILITIES.
ASSETS.
Total
J UNE
$12,171 35
$12,171 35
Total
STATEMENT OF CONDITIO
Dividends Paid ----------Expense of Liquidation ___ _
Shrinkage and Loss ______ _
Cash on Hand ___________ _
55
38
02
08
22
Claims Filed _____ ________ _
Interest Received _________ _
Rent and Earnings _______ _
Savings Deposits _________ _
$12,293 70
Total _______________ _
$7,469
102
3,855
867
$11,891
27
100
275
35
35
00
00
$12,293 70
STATEMENT OF RECEIPTS AND DISBURSEMENTS.
DISBURSEMENTS .
RECEIPTS.
Cash on Hand August 1,
1917 ---------- ------Collections August 1 1917
to June 30, 1918_'-----~
Total
$11 27
Dividends Paid----------Expense of Liquidation --Ca h on Hanel June, 30, 1918
$7,469 38
102 02
867 22
Total ----------------
$8,438 62
8,427 35
$8,438 62
Note ::-At the time of taking over the assets for liquidation, Groza assigned to
the Superintendent of Banks, for the benefit of his depositors, certain moneys he
purports to have on deposit in Budapest, Austria-Hungary. Several attempts have
~ee~ made to verify the amount thereof, and to substantiate his statement as to
avu:ig ~uch funds on deposit. Owing to the present war conditions no commumc3:tion is to be had with Austria-Hungary. The payment of additional dividends 1s problematical. The depositors have been paid 65%.
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Federal Reserve Bank of St. Louis
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
DETAILED REPORTS OF CONDITION
OF THE
INCORPORATND BANKS OF OHIO
AS MADE TO THE SUPERINTENDENT OF BANKS.
June 29, 1918.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ARRANGED ALPHABETICALLY ACCORDING TO TOWNS.
(57)
58
ANNUAL REPORT
THE LIBERTY BANK, ADA, OHIO.
Organized Feb. 1, 1902. Annual Meeting-1st Monday in January, each year.
President, WALTER SousLEY; Vice President, GEO. ROTHROCK;
Cashier, LLOYD MCELROY.
DIREC.TORS.
Walter Sousley, L. F. Anspach, S. D. Hazlett, E. E. McCoppin, J. H. Shanks,
C. W. Runser, Geo. Rothrock, Wm. C. McGuffey.
25.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ............................
Other loans and discounts..................
Overdrafts ............................................ ·
U. S. bonds and securities not included in reserve ............................. .
State, county and municial b onds
not included in r eserve ................. .
Other bonds and securities ............... .
Furniture and fixtures ....................... .
Due from reserve banks $45,781 01
Exchanges fo r clearing..
9,586 96
Cash in vault ... _.............
8,690 69
$38,025
10,098
250,798
556
45
90
51
25
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check. ............. $162,835 00
Demand certificates of
deposit........................ 157,004 5
Dividends unpa id.. ........
82 50
20,400 00
5,000 00
10,731 35
2,500 00
U. S. certificates of indebtedness ..... .
64,058 66
15,000 00
T otal..............................................
$417,169 12
$60,000 00
5,000 00
2,247 04
Money borrowed..................................
319,922 08
30,000 00
T otal..............................................
$417,160 12
THE ADELPHI BANKING COMPANY, ADELPHI, OHIO.
Organized July 13, 1908. Annual Meeting-1st Saturdav after January 1.
President, EDWARD J . ,~!ITTWER; Vice President, GEORGE B. ARMSTRONG;
Cashier, 0. B. ARMSTRONG.
DIRECTORS.
E.
J.
Wittwer, E. Hemmeger, R. D. Robinson, Hugh F. Egan, I. T. Jones, George
H. McClelland, George B. Armstrong, Samuel Parker, 0. S . Bookwalter, W. F.
Armstrong, 0. B. Armstrong.
8.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts..................
Overdrafts .. ..........................................
U. S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
not included in reserve ................... .
Premium on bonds and securities ... .
Banking house and lot.-.................... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $69,368 13
5,397 78
Cash in vault..................
02,712
14,796
72 ,413
41
15
00
00
70
11,900 00
61,938
571
4,600
3,250
1.610
50
82
00
00
70
Capital stock paid in......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Reserve for taxes ............................... .
Individual deposit subject to check .............. $149,129 40
Demand certificates of
deposit........................ 151,014 08
Certified checks·--·········
625 00
Dividends unpaid..........
1,250 00
$25,000 00
10,000 00
1,189 39
185 88
Due officers and directors ................. .
302,018 57
206 00
Total..............................................
$338,599 84
74,765 88
Total..............................................
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Federal Reserve Bank of St. Louis
$338,599 84
59
DEPARTMENT OF BANKS AND BANKING.
THE AKRON MORRIS PLAN BANK, AKRON, OHIO.
Organized February 5, 1918. Annual Meeting .
President, C. I. BRUNNER; Vice Presidents, W. E. PALMER, L. D. BROWN; Secretar'y Treasurer, E . C. MARTY; Asst. Secretar~y-Treasurer, F. E. BRICKEL.
DIRECTORS.
A. F. Ayers, C. C. Benner, L. B. Brown, C. I. Brunner,. Geo. W. Crouse, H. _S.
Firestone, J. B. Hubber, F. E. Holcomb, M. A. Kmght, C. W. McLaughlin,
P. T. McCourt, E. C. Marty, W. A. Means, Ira E . Myers, Crannel Morgan,
W. E. Palmer, B. A. Polsky, W. J. Puof, F. A. ~eiberling, E. c;:., Shaw, Don
Stevens, John Thomas, Harry Williams, vV. E. VVnght, Sam F. Z1hox.
674.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts._ .............. .
Petty cash ........................................... .
fixtures ....................... .
Due from reserve banks
$811 03
Exchanges for clearing..
450 45
Cash in vault·--·············
720 48
t~1ff:~.~~~..
11,250
19,975
97,725
22
2,244
34
00
00
00
67
32
10
93,190 00
6,744 94
332 58
59 93
1,9 1 96
Deoosits assigned ............................... .
Premiums due insurance company .. .
8,049 85
24,829 50
39 25
$133,246 05
Total............................ ................ .
133,246 Oii
inrs~~~r;:~r~~~:·:· :. : :.~:~ ~ ~ ~:~:~: ~ ~ - - - -i-gg
Total..- .........................................
Capital stock paid in ...........................
Undivided profits less expenses, interest and taxes paid ......................
R eserve for losses ............................... .
Reserve for interest ........................... .
Time certificates of deposit............................ $7,650 00
Savings deposits............
399 85
THE CENTRAL SAVINGS & . TRUST COMPANY, AKRON, OHIO.
. Organized Nov. 12, 1904. Annual Meeting-2d Monday in January.
President, E. R. HELD; Vice Presidents, H. H. GIBBS, GEO. H. DUNN; Secretar31,
P. M. HELD; Treasurer, W. J. RuoF; As-st. S ecretary, R. N. FOLTZ;
A sst. Treasurer, C. E. ELWELL.
DIRECTORS.
F. W. Albrecht, J . W. Blaser, H. H. Camp, L. W. Camp, C. F. Chapm an, A. H.
Commins, W. J. Ruof, P. W. Litchfield, Geo. H. Dunn, H. S. Firestone, E. H .
Gibbs, H. H. Gibbs, W. C. Hall, E. R. Held, C. S. Johnson, P. M. Held, J. P.
Loomis, Geo. W. Memmer, J. R. Nutt, E. P. Otis, J. G. Robertson, P. H.
Schneider, E. W. Stuart, Chas. Currie, W. W. Leonard.
(Member Bank-Federal Reserve System.)
28.
RESOURCES.
LIABILITIES.
Loans on real estate............................ $1,352,268 00
Loans on collateral.............................. 3,083,984 17
Other loans and discounts.................. 2,777,161 57
Overdrafts .........·----················
717 39
U. S. bonds and securities·--·············
69 ,884 44
State. county and municipal bonds..
502 ,474 52
Other bonds and securities................
546,582 95
Banking house and loL.....................
37 ,-000 00
Furniture and fixtures........................
1,713 20
Cash items............................................
10,911 36
La'lvful reserve with federal reserve
b<\nk..................................................
150,693 80
Stock of federal reserve bank (50%
of subscr;ption) ...· - -- - - · · ·
30,000 00
Items with federal reserve bank in
process of collection (not ava ilable as reserve) ................................
70,000 00
Exchanges for clearing·-·····················
127,296 41
Cash in vault.................... ....................
456,881 20
Net amount due from b anks and
bankers..............................................
629.162 45
Items in transit._.................................
99 ,9 63 99
Revenue stamps .......... _ _ _ _ _
310 00
New construction bank building.... ..
53.291 10
Capital stock paid in.......................... $500,000 00
Surplus fund .....·-----············
500,000 00
Undivid ed profits less expenses, interest and taxes paid......................
118,323 49
U.S. Deposits other than postal savings_..................................................
300,000 00
Individual
deposits
subject to check ...... $4,338,707 57
D emand certficates of
deposit...................... 424,468 28
Casrier 'i, checks..........
38,915 12
Certified checks............
3,3 12 36
Net amount due to
banks and bankers.. 614,436 43
Dividends unpaid........
8,046 00
5,427,885 7(.i
Savings deposits ..........$2,692,513 31
U.S. postal savings....
54,780 49
2,747,293 80
R ediscounts with federal reserve
bank .. ................................. , ............
397,793 50
Total ..............................................$10,000,296 55
Total._...........................................$10,000,296 55
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Federal Reserve Bank of St. Louis
60
A.NNUAL REPORT
THE COM1VIERCIAL SAVINGS BANK, AKRON, OHIO.
Organized Oct. 16, 1907. Annual Meeting-1st W ednesday in January.
President, ]oH N KERCH ; Vice President, CHAS. H. MYERS; Secretary, W. E.
DEE; Treasurer, C. R. MUSSER; Asst. Treasurer, A. R. R ITZM AN.
P AR-
DIRECTORS.
V-./. 'E. Pardee, A. E. Carmichael, John Gamm eter,
C. R. Musser, C. A. Kempel, P . A. Snyder,
C. H. Myers, B. F. Harbaugh, F. vV. Stroman,
Stahl, Lawrence Halter, Otis K. Viall, I~. vV.
Clint W. Cline, J as. A. Corey.
Aug. C. Miller, A. R. Ritzman,
M. C. Heminger, John Kerch,
J. P. Loomi s, G. Bausch, C. H.
Albrecht, Chas. W . Seiherling,
295.
RESOURCES.
LIABILITIES.
Loans on real estate............................ $ 1,145,973 91
Loans on collateral..............................
534 ,701 58
Other loans and discounts.................. 1,009,816 26
Overdrafts.... ........................................
3,885 90
U. S bonds and securities not in67,550 00
cluded in r eserve ............................. .
State, county and municipal bonds
3, 000 00
not included in reserve ..·- ···············
37,746 17
Other b onds and securities ............... .
150,000 00
B a nki ng house and lot·-·•···················
59 ,044 05
Furniture a nd fixtures ....................... .
1,551 71
Cash items........................................... .
D ue from r eserve banks$409,301 51
Exchanges for clearing
52,320 ;38
Cash in vault...... ........... 68 ,558 96
530,180 85
100,000 00
Building account ................................. .
427 90
Revenue stamps .. ............................... .
Capital stock paid in..........................
Surplus fund........................................
Undivided profits less expenses, interest a nd taxes p aid.. ....................
Individual
d eposits
subject to check. .... _.$1,899,264 50
Cashier's check s..........
33,900 54
Certified ch eck s............
50 ,363 25
Dividends unpaid........
3,789 00
Time certificates of d eposit.......................... 364,486 73
Savings deposits .. •........ 987,721 23
125,000 00
125,000 00
54 ,353 08
3,339,525 25
TotaL. .......................................... $3,643,878 33
Total... ........................................... $3,643,878 33
THE DEPOSITORS SAVI GS & TRUST CO., AKRON, OHIO.
Organized March 8, 1907. Annual Meeting-2d Tuesday in January.
President, G. CARL DIETZ; Vice President, A. H . MALLISON; Vice Presiden t and
Treasurer, CHAS. BERBERI CH; S ecretary and Asst. Treasurer, GEO. W.
MERZ; Asst. Treasurer, C. M. TYLER; Asst. Secretary, V\T. BERBERICH.
DIRECTORS.
A. H . lVfallison, J ohn 'Merz, John Metzger, Chas. Reymann, J ohn V. Swartz, Jason
Stunner, A.G. T eeple, \i\Tm. A. Boesche, Dr. E. K. Hottenstein, \ i\Tm . Burkhardt,
G. C. Dietz, J ohn Zimmerly, John Gayer, 0. N. Harter, J ohn Rau sch, Chas.
Berberich, John Dellen berger, G. F. Burkhardt, W. Berberich, Will O'Neil,
C. H . Loomi s, \ 1Vesley E. Wilson.
(Member Bank-Federal Reserve System.)
26.
RESOURCES.
L oans on real estate.... ........................ $1,713 ,854 12
L oans on collateral... ...........................
793,080 15
Oth er loan·s and discounts..................
706,050 01
Overdrafts.... ........................................
5,332 32
U. S. bonds and securities..................
74 ,599 58
State. coun ty a nd municipa l bonds..
476 ,904 57
Ba nking h ou se and lot........................
255, : 27 04
Fum:ture and fix tures........................
8, 105 50
Cash items............................................
2,420 SO
Lawful r Eserve w ith federal reserve
bank ................................................. .
191 ,\)-16 45
Stock cf feder a l reserve bank (5 0 %
16,500 00
Ca~tsinb~~r~ft~-~~::::::::::::::::::::::::::::::::
82, 015 74
Fo re'gn money .. ................................. .
U, 602 30
Net ~m o unt due from banks and
ba1, k ers...................................... ....... .
253,346 75
Item s in transit._.................................
74,173 07
! oreign department ........................... .
501 8?
Ctrti ficate3 c f indebtedness.
,:i0 ,000 00
T otaL. .. ........................................ $4,714,360 22
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided p rofits less expenses, interest and taxes paid ..................... .
Reserve fo r expenses ......................... .
U. S. d eposits other than postal savings ................................................... .
Individual
d eposits
subject to check. ..... 1,273,406 74
( ash ier's ch ecks..........
9,151 73
C t rtified ch(ck s..... .......
1,4ti7 35
!\ et amoi:nt due to
banks and bankers.. 137,036 86
D ividends t.: npa:d........
8,994 00
Time Clr ,ifi c.tes of
a cposit...................... 141 977 54
Sav ngs d eposits .. ........ 1,921,602 97
u. S p cstal savings.... 15,963 99
T rust d eposits (uninvested) .. ........... .
otes a nd bills r ediscounted ............. .
M oney borrowed ................................. .
R ediscounts with federal r eserve
bank ................................................. .
Other Liabilit ies ................................. .
Liberty L oan payments ..................... .
T otal..............................................
300,000 00
250,000 00
44,607 55
195 92
88,000 00
3,509,601
30,056
102,770
50,000
18
48
05
00
265,000 0 3
170 19
67,658 85
4,714,360 22
61
DEPARTMENT OF BANKS AND BANKING.
THE DIME SAVINGS BANK COMPANY, AKRON, OHIO.
Organized June 9, 1900.
1
President, W.
Annual Meeting-2d Monday in January.
ALLING; Vice President, JACOB NAHER; Secretary and Treasure r,
EVANS; Asst. Sec·y. and Treas., vVM H. EVANS, JR.
WM. H.
DIRECTORS.
Williston Alling, Jacob Naher, Fred N_. Shaffer, Wrp. ?· Evans, Jr., Wm. H. Evans,
E. C. Davis, M .. M. Kmd1g.
27.
LIABILITIES.
RESOURCES .
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. b')nis and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ..... - ............ .
Other b'lnds and securities ............... .
Futniture and fixtures ....................... .
Due fr om reserve bank .. $184,420 15
Exchan~es for clearing.. .
1,076 72
Cash in vault.................. 76,317 10
Other assets-revenue st~mps ......... .
$683,570
261,874
148,757
688
55
98
93
99
58,874 00
28,000 00
9,880 00
1,000 00
261,813 97
88 80
Capital stock paid in ......................... .
Surplus fund ......... - ...............................
Undivided profits less expenses, interest and taxes paid ..................... .
U. S. deposits other
than postal savings.... $26,000 00
Individual deposits subject to check.... .......... 530,035 76
Cashier's checks............ 10,n6 21
Certified checks __ ...........
8,796 77
Dividends unpairi .. ,.......
3,021 -00
Time · certificates of deposit............................ 154.627 80
Savings deposits ............ 480,279 95
U.S. postal savings......
5,413 47
Notes and bills rediscounted ............. .
Total..._ ......................................... $1,454,549 22
$100,000 00
100,000 00
10,638 26
1,218,910 96
25,000 00
Total... ..................... ,..................... $1,454,549 22
THE OHIO SAVINGS & TRUST CO., AKRON, OHIO.
Organized March 19, 1917. Annual Meeting-2d Wednesday in January.
President, F. A. SEIBERLING; Vice President, C. vV. McLAUGHLiN; Treasurer,
W. E. PALMER; ecretary and Cashier, ALLAN F. AYERS; Assistant
Secretary, CARL J. ARNOLD.
DIRECTORS.
F. A. Seiberling, C. W. McLaughlin, Wm. O'Neil, P. W. Litchfield Joseph
Dangel, T. J. Hamilton, Vv. E. Palmer.
'
658.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $210,476 57
Cash in vault.................. 37,939 51
~f~; ~~s~fs~sit.:::::::::::::::::::::::::::::::::::
LIABILITIES.
$1,000
81,683
575,258
1,236
00
00
79
60
97,300 00
4,343 16
8,707 59
248,416 08
120 77
151 50
T otal.............................................. $1,018,217 49
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock........................................ $125,000 00
Surplus fund. ·--···································
25,000 00 ·
Undivided profits less expenses, interest and taxes paid......................
11,762 08
Individual deposits subject to check.-............. $489,864 46
Cashier's checks............
5,228 77
f>'7'~ified checks:--·•·······
602 34
1v1dends unpaid..........
3,750 00
Time certificates of des P?Sit............ ............... 124,378 07
avmgs deposits ............ 232,631 77
$856,455 41
Total.. ............................ - ............. $1,018,217 49
62
ANNUAL REPOR'f
THE PEOPLES SAVINGS & TRUST COMPANY, AKRON, OHIO.
Organized Oct. 11, 1890. Annual Meeting-2d Wednesday in January.
President, C. I. BRUNNER; Vice President, GEO. D. BATES; Secretary, L. D.
Treasurer, IRA E. MYERS; Assistant Secretary, H. B. DODGE;
Assistant Treasurer, GEO. H. BURGY.
BROWN ;
DIRECTORS.
W. E. Wright, S. F. Ziliox, C. Mulcahey, I. E. Myers, John Gross, J. M. Laffer,
W. E. Palmer, A. J. Saalfield, G. A. Rohner, A. H. Noah, C. I. Bruner, A. B.
Rinehart, A. K. Brewster, G. W. Crouse, C. IJ.:... Palmer, T. F. Walsh, F. H .
Adams, M. O'Neil, M. D. Kuhlke, Francis Seiberling, C. B. Raymond, Geo. R.
Hill, W. E. Slabaugh, B. G. Work, F. H. Mason, Geo. D. Bates, H . B. Mant,on,
L. D. Brown.
463.
LIABILITIES.
RESOURCES.
Loans on real estate............................ $1,752,352 25
Loans on collateral.............................
677,511 73
339,024 63
.Other loans and discounts·-···············
Overdrafts .......· - - - - - -········
343 67
U. S. bonds and securities not included in reserve·-·························423,650 00
State, county and municipal bonds
188,000 00
not included in reserve·---·············
40,000 00
Other bonds and securities ............... .
424,090 07
Banking house and lot.-.................... .
2,792 36
Furniture and fixtures ....................... .
1,147 54
War and revenue stamps.--•········-····
1,747 82
Cash items........................................... .
Due from reserve banks $220.338 10
Exchanges for clearing.. 10,635 19
Cash in vaulL............... 182,907 54
413,880 83
Capital stock paid in ......................... .
Surplus fund ................... _ _ __
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check. ............. $885,033 89
Demand certificates on
deposit........................ 300,662 81
Cashier's checks.·-········ 13,526 49
2,029 50
Certified checks... - .........
Trust checks .. -..............
307 59
State fun...,,______ 100,000 00
Savings deposits--·····-·2,448,398 46
U.S. postal savings.. __ 19,043 62
Trust deposits (uninvested)_ ............
Certificates of deposit representing
money borrowe....___ _ _ _ __
Bonds borrowed _ _ _ _ _ _ __
Cash over_ _ _ _ __
$200,000 00
100,000 00
25,797 12
3,769,002 36
19,689 51
100,000 00
50,000 00
51 91
Tota.,.___ _ _ _ _ _ _ _ _ _ $4,264,540 90
Total.. ...........................................'_$4,264,540 90
THE ST ATE BANK, AKRON, OHIO.
Organized March 18, 1914.
President,
B.
V-./M.
SHRIBER; Vice Presidents, CHAS. C. BoTZUM, H. H. FROST; Cashier,
HEEPE; Secretary and Treasurer,
B. MERRIMAN; Assistant
Treasurer, C. W. BARNES.
A.
J.
J.
DIRECTORS.
•
J. B. Merriman, Chas. C. Botzum, A. W. Morette, John B. Sloop, 0. T. Schwartz,
S. W. Jennings, F. F. Fillmore, A. A. Wybel, T. J. Kelley, B. A. Shriber, H. H.
Frost, J. F. Bliss, J. W. Brady, A. C. Buehrle, Wm. J. Heepe, Geo. H. Kile.
598.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral. ........................... .
Other loans and discounts.-.............. .
Overdrafts ........................................... .
U . S. bonds and securities not included in reserve.-.......................... .
State, county and municipal bonds
not included in reserve ..._............ .
Banking house and lot.- ......... ...........
Humiture and fixtures ........ ·-·············
Cash items. ......................................... .
Due from reserve banks $73,894 38
Exchanges for clearing.. 10,010 99
Cash in vault._............... 62,383 40
$615,799
242,677
372,619
525
72
78
27
25
69,676 75
45,000
253.347
5,991
2,187
00
58
00
75
146,288 77
Liberty bond payments to federal
reserve bank_··-··························-··
Bonds borrowed ................................. .
Mortgage on real estate (not due) ..... .
$416,700 00
9,625 00
11,686 14
1,218,160 55
29,950 00
77,721 00
9,728 82
Total_........................................... $1,763,842 69
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes pa id ..................... .
Individual deposits subject to check.-............. $489,792 48
Demand certificates of
deposits·---················· 16,071 97
3,643 81
Cashier's checks ........... .
697 67
Certified checks·--·········
6,412 00
Dividends unpaid ......... .
Savings deposits ........... . 701,542 62
TotaL ........................................... $1,763,842 69
63
DEP.A.RTMENT OF BANKS .A.ND BANKING.
THE RUBBER. CITY SAVINGS BANK, AKRON, OHIO.
Organized Sept. 28, 1916.
Annual Meeting-2d Wednesday in January.
President, H. S. FIRESTONE; Vice President, J. G. RoBERTSON; Treasurer, L. Il.
WALTERS; Secretary, D. Y. LAFEVER.
DIRECTORS.
H. S. Firestone,
J. G. Robertson, L. B. Walters, Jacob Pfeiffer, J . M. Beck.
643.
LIABILITIES.
RESOURCES.
Loans on real estate............................
L oans on collateraL .......... - - - Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not in-
$318,213
598.549
535,885
20
not included in reserve..·-···············
Other bonds and securities ............... .
~anking h :>Use and lot.-.................... .
3.000
30.000
35,000
1,875
St~i~~~~~~{;s:~vc{~;:;~i~iP;·i"bo;ds
D:~\~~e:;;;;·~~~;;·f;;~k;·s250:42s..i32
Cash in vault..·-·············
38,994 38
Revenue stamps ......, .......................... .
Capital stock paid in ......................... .
Surplus fund .... ·-··-··························:····
Undivided profits less' expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $280,168 49
Demand certificates of
deposits ... --•················
8,955 00
Cashier's checks............
1,197 58
Certified checks.--•········
818 00
Savings deposits ............ 1.263.940 57
00
22
03
73
61,050 00
00
00
00
37
Notes and bills redi~counted. ..--·······
P ayments on U. S. Liberty bonds ..... .
289,423 00
111 90
$100,000 00
50,000 00
20,512 41
1,555.079 64
67.500 00
80,036 20
TotaL ........................................... $1,873,128 25
TotaL ........................................... $1,873,128 25
' THE SUMMIT COUNTY BANK, AKRON, OHIO.
Organized November 25, 1916.
Annual Meeting -
President, J UDGE D. A. DOYLE; Vice Presidents, F. G. CARNAHAN, GEO. T. RANKIN, JR., R. M. FILLMORE, J. M. CARR; Treasurer, W. F. BIERLY;
Assistant Secretary, D. A. DoYLE, JR.
DIRECTORS.
Dayton A. Doyle, R. R. Apple, 0. A. Allspaugh, W. F. Bierly, D. A. Doyle, Jr.,
F. G. Carnahan, Ford L. Carpenter, J . A. Braden, T. W. Kimber, J. M. Carr,
Geo. T. Rankin, Jr., A. T. Carnahan, J. M. Rowley, R. M. Fillmore.
647.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discount.,___ _ _
Acceptances of this bank purchased
or discounted·-····························-···
Other bonds and securities ................
Furniture and fixtures ....................... .
Cash items·----·················•····
Due from reserve banks $111,606 27
. Cash in vaul.._____ 36.446 16
·Federal reserve bank bond payments
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$173,320 00
188,681 73
320,568 60
$200.000 00
50,000 00
148,052 43
8,464 92
Capital stock paid in ..........................
Surplus fund .....·----·············
Undivided profits Jess expenses, int1;r~st and taxes paid ..................... .
Ind1V1dual deposits subject to check. ............. $440,456 92
Demand certificates of
deposits·---················· 61.768 12
1,91\4 38
Cashier's c-hecks ... ·-······
937 19
Certified checks·-···-·····
2,941 50
Dividends unpaid ·---·Savings deposits-.......... 112,135 14
$880,560 82
·TotaL ............·-·············· .•········-·
$880,560 82
1,531
16,000
20,808
3,132
95
00
68
51
10,357 57
620.203 25
64
ANNUAL REPORT
THE CITIZENS BANK, ALBANY, OHIO.
Organized July 24, 1912. Annual Meeting~2d Wednesday in January.
President, A. C.
DAILEY;
Vice President, R. B.
McGoNAGLE;
Cashier, F. E.
BOLTON.
DIRECTORS.
A. C. Dailey, J. Howard Cline, R. B. McGonagle, P. G. Moler, C. F. Rathburn,
H. J. Radcliff W. C. Bean.
558.
RESOURCES.
LIABILITIES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts·-···············
Overdrafts.·-········································
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve.- ................ .
Banking house and lot....................... .
Furniture and fixtures .•.............- ...... .
Cash items............................................
Due from reserve banks $39,550 74
Exchanges for clearing..
16 25
Cash in vaul.,_____
5,7fn 22
$18,175
27,050
23,547
92
00
00
43
62
8,796 67
22,505
5,500
87
1
76
00
65
81
Due from other than reserve banks
Items in transit·-·································
U.S. revenue stamps..........................
45,274 21
· 3,278 09
2$' 50
2 00
Total..............................................
$154,338 74
Capital stock paid in ..........................
Surplus fund ...·----················
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $113,382 31
Demand certificates of
deposit...... ..................
7,857 29
Certified checks._...........
1 00
Due to banks a n d
bankers._.....................
123 59
Total_...........................................
$25,000 00
4,000 00
3,974 55
121,364 19
$154,338 74
THE ALEXANDRIA BANK COMPANY, ALEXANDRIA, OHIO.
Organized Nov. 16, 1905.
President, 0. A.
BROOKS;
Annual Meeting-1st Monday in January.
Vice Pres£dent, D. D. CLARK; Cashier, C.
A sst. Cashier, T. M. BISHOP.
B.
BuxToN;
DIRECTORS.
Wilber Tyler, D. D. Clark, L. C. Layco;k, Frank Stark, Milton Forsythe, 0. A.
Brooks, J. D. Lloyd, P. M. Ashbrook, C. B. Buxton.
437.
RESOURCES.
Loans on real estate............................
L~ns on collateral... ...........................
Other loans and d iscounts..................
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
Other bonds and secutities ................
Banking house and lot·-·····················
Furniture and fixtures ....................... .
Cash items .......................................... .
Due from reserve banks $21,284 20
Cash in vault·--·············
3,488 92
LIABILITIES.
$58,779
4,671
73,960
1,463
93
53
50
50
5,250
4,500
3,300
1,500
166
00
00
00
00
54
Other assets..........................................
24,773 12
5 82
Total.-. .............. •..........................
$178,370 94
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in .. ....................... .
Surplus fund .... ....................................
Undivided profits less expenses, interest and taxes paid ..................... .
U. S deposits other
than postal savings..
9,195 73
Individual deposits subject to check.............. 112,642 06
Demand certificates of
deposit........................ 11,202 90
15,000 00
22,000 no
3,330 25
Money borrowed·--···········-················
133;040 69
5,000 00
TotaL..........................................
$178,870 94
65
DEP.A.RTMENT OF BANKS AND BANKING.
THE ALGER SAVINGS BANK, ALGER, OHIO.
Organized Oct. 25, 1906. Annual Meeting-1st Monday in January.
President, T. REED DUNLAP.; Vice President, ALLEN EDWARDS;
Cashier, FRED.· ANKERMAN.
·
DIRECTORS.
T. Reed Dunlap, Justin Brewer, C. C. Clark, James Goslee, Allen Edwards,
W. L. Conner, Geo. Krummrey.
464.
RESOURCES .
...;
Loans on real estate........................... .
Loans on collateral............................. .
Other loans and discounts..................
Overdrafts ............................................
Banking house an'd loL..................... I
Furniture a nd fixtures ........................
Cash items ..........................................
Due from reserve banks $16,552 55
Cash in vault ..._.............
7,366 26
$16,500
18,423
75,802
1,139
2,500
1,000
401
Capital stock paid in ..........................
Surplus fund ................................... ~····
Undivided profits less expenses, interest and taxes paid.·--·-········
Individual deposits subject to check.............. $60,968 44
Demand certificates of
deposit........................ 37,340 59
Certified checks.--•········
58 79
Savings deposits............ 11,673 29
00
32
67
30
00
00
44
Other asset~..........................................
U. S. certificates of indebtedness......
23,918 81
90 98
3,000 00
Total._.......................................... .
$142,776 52
Total..............................................
$15,000 00
15,000 00
2,735 41
110,041
n
$142,776 52
THE ALLIANCE .BANK COMPANY, ALLIANCE, OHIO.
Organized July 10, 1882.
Annual Meeting-2d Tuesday in January.
President, FRANK TRANSUE; Vice President, M. S. MILBOURN; Cashier, H. F.
BoHECKER; Assistant Cashier, G. B. HALL.
DIRECTORS.
Frank Transue, Geo. H. Judd, D. B. Cassaday, M. S. Milbourn, W. H. Purcell,
0. F. Transue, H . F. Bohecker, Geo. Stroup, E. M. Day.
355.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collatera..____ _ _ _ ........
Other loans and discounts................. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve.- --·············
Other bonds and securities ............... .
Banking house and lot·-···-················
Furniture and fixtures ........................
Other real estate..................................
Cash items........................................... .
Due from reserve banks $253,960 06
Exchanges for clearing.. 31,504 47
Cash in vault... _............. 199,581 94
Due from other than reserve banks..
Other assets......................................... .
$338,651
332,180
394,477
1,954
79
91
08
77
473,428 94
237,103
600,247
170,922
30,277
3,300
480
70
01
61
24
00
85
485,046 47
60,671 28
1,339 21
Total... ........................................... $3,130,081 86
3-B. & B.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in..........................
Surplus fund ...................... _ _ _ _
Undivided profits less expenses, interest and taxes paid......................
Individual
deposits
subject to check ...... $1,316,078 92
Demand certificates of
deposit......................
17,065 09
Certified checks·-·········
290 10
Due to banks a n d
bankers·-··················· 187,512 70
Dividends unpaid........
6,366 00
Time certificates of
deposit......................
75,000 00
Savings deposits .......... 1,208,531 16
U.S. postal savings....
6,767 20
Other liabilities....................................
$150,000 00
120,000 00
41,548 80
2,817,611 17
921 89
Tota~---························ $3,130,081 86
66
ANNUAL REPORT
THE CITY SAVII GS BANK & TRUST COMPANY, ALLIANCE, OHIO.
Organized March 3, 1892.
Annual Meeting-2d Tuesday in January.
President, W. H . RAMSEY; Vice President, I. G. ToLERTON;
Cashier, S. L. STURGEON.
DIRECTORS.
A. G. Reeves, W. H. Morgan, S. L. Sturgeon, B. F. Weybrecht, John Eyer,
W. H. Ramsey, J. M. Walker, J. C. Devine, G. W. Sturgeon, C. Y. Kay, I. G.
Tolerton.
420.
LIABILITIES.
RESOURCES.
Loans on real estate............................
Loans on collateral. ........................... .
Other loans and discounts._...............
Overdrafts ............................................
U. S. bonds and securities not included in reserve ..............................
State, county and municipal bonds
not included in reser ve·-·················
Other bonds and securities ............... .
Banking h ouse and lot._ .....................
Furniture •and fixtures ....................... .
Cash, items........................................... .
Due from reserve banks $904,620 03
Exchanges for clearing.. 10,316 19
Cash in vault·--············· 89,732 20
Due from other than reserve banks..
Internal revenue stamps ................... .
$303,583
354,090
492,013
1,632
58
30
06
08
17,756 00
228,087
227,970
49,364
10,412
1,882
65
00
80
01
68
1,004,668 42
4,898 05
315 00
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less exp enses, interest and taxes paid ..................... .
U. S. deposits other
than postal savings $159,000 00
Individual
deposits
subject to check ...... 1,409,355 83
Demand certificates of
25,389 51
deposit ..................... .
1,375 00
Certified checks........... .
6,000 00
Dividends unpaid ....... .
Time certificates of
deposit......................
15,936 48
Savings deposits.......... 848,851 14
U.S. postal savings....
9 ,968 39
Oth~r liabilities ................................... .
$100,000 00
100,000 00
20,796 83
2,475,876 35
45
TotaL........................................... $2,696,673 63
T otaL ........................................... $2,696,673 63
THE PEOPLES BA K COMPANY, ALLIANCE, OHIO.
Organized Feb. 1, 1907. Ann ual Meeting-3d Wednesday in January.
President, D. W. CRIST; Vice President, H. D. T oLERTON;
Cashier, WM. A. T HOMPSON.
DIRECTORS.
D. W. Crist, C. C. Davidson, W. M. Ellett, I. F. Heacock, Wm. S. Lindesmith,
J. F. McDonald, R. M. Scranton, H. D. Tolerton, L. L. 'Weaver, F. Zurbrugg,
Wm. E. Trump.
323.
RESOURCES.
LIABILITIES.
Loans on real esta te ........................... .
Loans on collateral.. ........................... .
Other loan s and discounts·-···············
Overdrafts ........................................... .
U. S. bonds and securities not included in -reserve ..............................
State, county and municipal bonds
not included in reserve ..·--·············
Other bonds a nd securities ................
Other r eal estate................................. .
Due from reserve b anks $108,483 71
Exchanges for clearing.. 13,132 24
Cash in vault·--············· 34,550 85
Foreign money....................................
War savings stamps............................
Internal revenue stamps....................
37
83
88
06
39,950 00
88,719 84
12,500 00
36,500 00
156,166
42
1,000
100
80
30
00
00
------
Tota,_____ _ _ ······- ····················
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$107,290
118,794
215,166
915
$777,146 08
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid .. ·-··················
R eserve for interest ........................... .
Individual d eposits subject to check .............. $292,802 99
D emand certificates of
deposit........................
3,814 01
Cashier's checks............
4 ,811 26
Certified ch ecks·--·······•·
223 97
Dividends unpaid..........
1,503 00
Time certificates of dep o§it............................
4,355 00
Savings deposits ............ 395,559 71
U. S. postal savings.... ..
6,769 90
$50,000 00
15,000 00
Total._.......................................... .
$777,146 08
1,806 24
500 00
709 ,839 84
67
DEPARTM ENT OF BANKS AND BANKIN G.
THE CLEAR CREEK VALLEY BANKIN G COMP ANY, AMAND
A, OHIO.
Organized Aug. 23, 1917. Annual Meeting -2d Wednesd ay in January.
Presiden t,
\:VILBER E. ARMSTRO NG; Vice Presiden t, THEO. L
APE;
ALSPAUG H; Assistan t Cashier, JoH N R. CHRISTY.
J. E.
Cashier,
DIRECTOR S.
G. A. Lutz, Theo. Lape,
J.
E. Alspaugh, W. E. Armstron g, Chas. Ruff, Elmer H.
Webb, Chas. H. Christy.
669.
RESOURC ES.
LIABILIT IES.
Loans on real estate............................
Other loans and discounts·- ···············
U. S. bonds and securities not included in reserve._ ................... ....... .
Other bonds and securities ........ :...... .
Furniture and fixtures ........................
Cash items ..: .........................................
Due from reserve banks $13,106 94
Cash in vault·--·············
2,839 09
War savings certificates ._ .................. .
Expense less profit ............................. .
$19,950 00
23,024 45
TotaL·......................... .................
$69,461 84
1,000
3,310
2,799
'20
00
00
85
80
Capital stock paid in ......................... .
Individual deposits subject to check .............. $33,260 22
Demand certificates of
deposit...... ..................
9,670 57
Certified checks.--•········
21 00
Savings deposits.... ........
1,510 05
$25,000 00
TotaL...........................................
$69,461 84
44,461 84
15,946 03
1,6 8 04
1,722 67
THE FARME RS AND MERCH A TS BANK COMPA NY, AMAND
A, OHIO.
Organized Dec. 5, 1903. Annual Meeting -3d Wednesd ay in January.
President,
S.
H.
S IMON;
Vice President, GEO. W.
BLUE;
Cashier,
CLYDE
A.
BARR.
DIRECTOR S.
Clyde A. Barr, Geo. W . .Blue, C. W. Griffith, I saac Riegel, A. H. Shaeffer,
Jr.,
S. H. Simon, P. L. Schneider.
29.
RESOURC ES.
Loans on real estate............................
Loans on collateral.. ...........................
Other loans and discounts.- .............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve._ ................... ....... .
Banking house and loL .................... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $21,551 11
Cash in vault·--············· 11,645 92
Due from other than reserve banks._.
Total_.......................................... .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILIT IES.
71,407
30,987
159,669
269
50
88
26
26
30,511
6,000
1,000
60
45
00
00
00
33,197 03
3,895 29
$336,997 67
~~~t~; ft~:..~~~~.~~.~~::::::::::::::::::::::::
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check_............ 154,878 05
Demand certificates of
S dE:posit ........_................ 106,870 47
avmgs deposits.... ........
871 91
Money borrow e~----
Total_......... -.................................
$25,000 00
25,000 00
9,377 24
262,620 43
15,000 00
$336,997 67
68
ANNUAL REPORT
THE AMELIA ST ATE BANK, AMELIA, OHIO.
Organized June 18, 1909.
President,
ELMER ELY;
Annual Meeting-1st Saturday in January.
Vice President,
A.
F.
HITCH;.
Cashier,
W.
A.
WILLIAMS.
DIRECTORS.
C. H. Green, G. F. Armacost, F. A. Hitch, Olin Fagin, H. C. Behymer, J. H.
Dawson, Elmer Ely, Harvey Perin, W. T. McDonough.
501.
LIABILITIES.
RESOURCES.
Loans on real e s t a t ~ - - - - Loans on collateral. ............................
Other loans and discount~--Overdrafts ........................................... .
U. S. bonds and securities not included in reserve·-····· · · · · - - - Other bonds and securities ................
Banking h ouse and lot_ _ _ __
Furniture and fixtures _ _ _ __
Other real estate _ _ _ _ ·············
Cash items........................................... .
Due from reserve banks $14,03 11
646 85
Exchanges for clearing_
6,483 58
Cash in vault·--·············
TotaL...........................................
$53,965
13,585
26,237
140
78
00
47
10
10,353
810
4,300
2,100
1,600
7
44
00
00
00
00
50
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Reserve for interest ............................
Individual deposits subject to check.............. $70,104 4 7
Demand certificates of
69 00
deposit~---Time certificates of deposit............................ 33,138 07
$25,000 00
3,000 00
T otaL. .. -.......................................
$134,267 83
1,822 26
1,134 03
103,311 54
21,168 54
$134,267 83
THE AMHERST PARK BANK .COMPANY, AMHERST, OHIO.
Organized January 11, 1915. Annual Meeting-3d Wednesday in April.
President, N. F. FosTER; Vice President, ELIAS BAUMHARDT; Secretary and
Cashier, F. I. HUBBARD; Asst. Cashier, F. H. STEELE.
DIRECTORS.
Elias Baumhardt, F. I. Hubbard, C. G. Aschenbach, G. F. Reis, Adam Kolbe,
0. H. Baker, A. J. Shattuck, N. J. Foster, E. 0. S. Brown.
614.
RESOURCES.
Loans on real e s t a t ~ - - - Loans on collateral...... _ _ _ __
Other loans and discount~--Overdrafts .. _ _ _ _ ........................
U. S . Bonds and securities not included in reserve.- ...........................
State, county and municipal bonds
not included in reserve _____........... .
Other bonds and securities ................
Banking house and lot·-·····················
Furniture and fixtures ....................... .
Due from reserve banks $5,847 21
2,728 17
Exchanges for clearing_
Cash in vault·--············· 11,163 12
Bonds held as lawful reserve. _ _ _ _ __
4,000 00
Profit and loss account .•....................
TotaL....._ _ _ _ _ _ _ __
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
•
$56,250
21,615
69,793
41
00
55
46
56
Capital stock paid in ......................... .
Individual deposits subject to check.............. $63,551 36
82 23
Cashier's checks............
Savings deposits............ 132,625 90
250 00
3,000
38,000
5,700
2,065
25,000 00
196,259 49
00
00
00
00
23,738 50
805 42
$221,259 49
Tot....------·······-············
221,259 49
69
DEPARTM ENT OF BANKS AND BANKING .
THE A1IHERS T SAVINGS AND BAKKIN G COMPAN Y, AMHERS T, OHIO.
Organized April 5, 1906.
Annual Meeting President, E. H. NICHOLL; Vice President, GEORGE HoLLSTEIN ; Secretary and
Treasurer, WILLIAM H. ScHIBLEY ; Assistant Secretary and Treasurer,
A. G. MENZ.
DIRECTORS .
E. H. Nicholl, George Hollstein, Jacob Baus, M. C. Kendeigh, Joseph
Wm. H. Schibley, A. G. Menz.
Vv esbecher,
359.
LIABILITIE S.
RESOURCE S.
Loans on real estate........................... .
Loans on collateral.. ............................
Other loans and discounts.-.............. .
Acceptances of this bank purchased
or discounted. ...................... .............
Overdrafts........................................... .
U. S. bonds and securities not included in reserve·-···························
State, county and municipal bonds
not included in reserve·---··· ··········
Other bonds and securities ................
fi~~;~;:.~:::::::::::::::::::::
~~~:it~eh~ ~d
Other real estate................................. .
Cash items........................................... .
Due from reserve banks $53,752 63
Exchanges for clearing..
1,682 92
Cash in vault.................. 28,086 60
Bonds held as lawful reserve .......... _ _ __ 30,000 00
Capital stock paid in .• _ _ __
Surplus fund ..................................., ... .
Undivided profits less expenses, mterest and taxes paid.·-····- ········
Individual deposits subject to check .............. $157,372 72
Demand certificates of
1,273 85
deposits.-·•-·················
573 52
Cashier's checks ............
33 40
Certified checks·--······ ···
Due to banks a n d
bankers·-······ ···········"··
1,590 17
Time certificates of deposit............................ 50,000 00
Savings deposits....... ..... 501.096 54
U.S. postal savings......
8,302 67
$195,713 52
36,597 25
233,922 00
10,000 00
7 94
54,100 00
85,175
101,345
13,000
3,500
1,880
35
00
46
00
00
47
00
Due from other tha_n reserve banks._.
113,522 15
793 76
TotaL...........................................
$849,592 55
$50,000 00
15;000 00
14,275 70
Money borrowed.---····························
Other liabilities... ~···························
720,242 87
50,000 00
73 98
Total..............................................
$849,592 55
THE PEOPLE S BANKIN G COMP A . . Y, AMSTER DAM, OHIO.
Organized March 24, 1903. Annual Meeting- 1st Monday in January.
President, L. W.
Vice President, WM. M.
Cashier, W. J. LEWIS .
STEINMET Z;
SWEENEY;
. DIRECTORS .
John G. Miser, Geo. G. Hess, Wm. M. Sweeney, L. W. Steinmetz, Ira A. Williams,
J as. C. Mayes.
30.
RESOURCE S.
LIABILITI ES.
L oans on real estate............................
Loans on collateral............................. .
Other loans and discounts·-·· ·············
Overdrafts ........................................... .
U. S. bonds and securities·-··· ············
State, county and municipal bonds.-.
Other bonds and securities ............... .
Premium on bonds and securities ... .
Furniture and fixtures. ______
Cash items........................................... .
Due from reserve banks $11,096 80
Cash in vault.................. 17,721 20
$35,854
26,911
51,176
303
11,022
34,100
44,475
735
1,950
195
44
79
36
54
36
00
00
00
00 .
72
Due from other than reserve banks
Other assets .......................................
28,818 00
5,057 09
2,028 29
TotaL.............................. .............
$242,607 59
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
------
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check........... ... $88,870 56
D emand certificates of
deposit........................
2,504 46
Time certificates of deposit............................ 91,791 99
Savings deposits....... ..... 12,184 21
U. S. postal savings .... - 15,494 16
$25,000 00
3,000 00
Total....................... ...................... .
$242,607 59
3,762 21
210,845 38
70
ANNUAL REPORT
THE ANDOVER BANK, ANDOVER, OHIO.
Organized Nov. 22, 1909. Annual Meeting-2d Thursday in November.
President, C. E.
H ARMON;
Vice Presidents, G. C. CAMPBELL, F. W.
Cashier, F. A. WoonARD.
S ARGENT;
DIRECTORS.
C. E. Harmon, G. C. Campbell, F. W. Sargent, F. A. Woodard, F.
William Webb, C. W. Wood.
J. Bishop,
497.
RESOURCES.
Loans on real estate........ ."...................
Loans on collateral... ...........................
Other loans and discounts.-.............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve._ .......................... .
State, county and municipal bonds
not included in reserve·-··-·············
Other bonds and securities............... .
Banking house and lot.-.....................
Furniture and fixtures ....................... .
Other real estate................................. .
Cash items........................................... .
Due from reserve banks $72,350 21
Exchanges for clearing..
1,810 73
Cash in vault..................
6,160 78
TotaL...........................................
LIABILITIES.
$232,171
61,313
173,123
274
10
16
78
56
23,459 15
4,804
11,000
5,500
1,000
3,000
920
14
00
00
00
00
00
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ....... ·-············
Individual deposits subject to check .............. $231,792 34
Demand certificates of
deposit ...... _ _ _ _ 289,323 47
Due to banks a n d
bankers._.....................
4,752 59
Dividends unpaid..........
10 00
$50,000 00
14,000 00
TotaL...........................................
$596,887 61
7,009 21
525,878 40
80,321 72
$596,887 61
THE FARMERS AND MERCHANTS BANK COMPANY, ANNA, OHIO.
Organized March 24, 1908.
President,
DANIEL RuNKLE;
Annual Meeting-2d Thursday in January.
Vice President, R.
D. MEDE;
Cashier, A. W.
FRIDLEY.
DIRECTORS.
Daniel Runkle, R. D. Mede, A. W. Fridley, Chas. C. Toland, Geo. C. Schiff,
J. W. A. Fridley, Geo. A. Runkle .
. 31.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collateral. ............................
Other loans and discounts._.............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve.- .......................... .
State, county and municipal bonds
not included in reserve.---·············
Other bonds and securities ............... .
Banking house and lot.-.................... .
Furniture and fixtures ....................... .
Due from reserve banks $16,287 40
Cash in vault..·-·············
7,579 09
$700 00
6,205 oo
62,032 07
474 60
Total..............................................
$119,8'28 16.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
16,150 00
400
5,000
4,000
1,000
00
00
00
00
Capital stock paid in .........................•
Surplus fund ..... ·----················
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits sub. ject to check.............. $70,863 69
D emand certificates of
deposit ...• _ _ _ _
5,445 16
$24,200 00
3,000 00
1,319 31
Bonds borrowed.....•............................
76,308 85
15,000 00
Total._...........................................
$119,828 16
23,866 49
71
DEPARTMENT OF BANKS AND BANKING.
THE CITIZENS BANK COMPANY, ANSONIA, OHIO.
Organized May 28, 1904.
President,
T. J. HOSTETTER;
· LEPHART; Cashier, G.
Annual Meeting-2d Monday in January.
Vice President, CHARLES W .
A. LEPHART; Asst. Cashier,
WoLF; Secretary, G.
THELMA LANICH.
A.
DIRECTORS.
Chas. W. Wolf, T. J . Hostetter, J. R. Marley, M. M. Corwin, Cyrus White,
G. A. Lephart, C. E. Br eaden.
32.
LIABILITIES.
RESOURCES.
$5,250 00
3,513 00
84,230 72
165 24
Loans on real estate........................... .
Loans on collateral......................... '. ....
Other loans and discounts._............. ..
Overdrafts ............................................
U. S. bonds and securities not included in reserve..............................
State, county and municipal bonds
not included in reserve. __ .-............. .
Banking house and lot.-.................... .
Cash items........................................... .
Due from reserve .banks $6,277 13
Exchanges fcir clearing..
5,469 07
Cash in vault. __ ......s......
5,296 28
6,886 16
28,100 00
12,000 00
3,065 18
Items in transit.-................................ .
17,042 48
184 30
TotaL...........................................
$160,437 08
Capital stock paid in ........................ ..
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.............. $78,604 71
Demand certificates of
deposit........................ 34,640 19
Dividends unpaid..........
759 00
Savings depositsChristmas.-.................
898 57
$25,000 00
5,000 00
534 61
Notes and bills rediscounted ............ ..
114,902 47
. 15,000 00
Total..............................................
$160,437 08
THE AN TWERP EXCHANGE BA K COMPA Y, ANTWERP, OHIO.
Organized Sept. 30, 1898. Annual Meeting-2d Monday of January.
President,
JoHN
L.
PococK;
GRAVES;
Vice Presidents, S. BAILEY HARRIS,
Cashier, HARRY K. HARRIS.
THOMAS
A.
DIRECTORS .
T. A. Graves, Jno. L. Pocock, S. Bailey Harris, H . K. Harris, Fanni e Harris.
33.
LIABILITIES.
RESOURCES.
Loans on real est ate........................... .
L oans on collateral.. ............................
Other loans and discounts._ ...............
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve............................. .
State, county and municipal b onds
not included in reserve _ _ __
Other bonds and securities ............... .
Banking h ouse and lot·-····· ............... .
Cash items........................................... .
Due from reserve banks $12,780 60
Cash in vault, __ .... ......... 13,048 07
$24,875
12,100
181,650
486
00
00
27
48
2,350 00
39,385
14,525
2,500
32
67
00
00
60
Items in transit._ .................................
25.828 67
109 00
T otal_.......................................... .
$303,833 69
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid In ......................... .
Surplus fund ....................................... .
Undivided profits less expenses , interest and taxes p aid ......................
R eserve for taxes ............................... .
Individual deposits subject to check.............. $95,071 90
D emand certificates of
deposit........................ 114,080 33
Cashier's checks............
2,664 54
Savings deposits............ 18,257 53
$25,000 00
1,000 00
4,512 89
131 50
Money borrowed... - ............................ .
Contingent fund ................................. .
230,074 30
41,115 00
2,000 00
Total. ........................................... ..
$303,833 69
72
ANNUAL REPORT
THE APPLE CREEK BANKING COMP ANY, APPLE CREEK, OHIO.
Organized Dec. 7, 1903.
Annual Meeting-1st Tuesday in · January.
President, J. R. JAMESON; Vice Presidents, WALTER C. KLEIN, S. R.
Cashier, F. R. BEAZELL; Assistant Cashier, PAULINE HELLER.
GARVER;
DIRECTORS.
J. R. Jameson, S. R. Garver, F. R. Beaz ell, L. J Smedley, I. B. West, W . C. Klein.
34.
LIABILITIES.
RESOURCES.
Loans on real estate..... _. _ _ __
Other loans and discount....__ __
Overdrafts ........................· - - - U. S. bonds and securities not included in reserve _ _ _ _ _ ·······
State, county and municipal bonds
not included in reserve·---·············
Cash items.................. _ _ _ __
Due from reserve banks $49,087 65
Cash in vault·--·············
4,344 40
Capital stock paid in _ _ _ __
Surplus fund ........... - - - - - - · ·
Undivided profits less expenses, in~re~ ~d ~x~ p ~ ~ - - - Individual deposits subject to check.............. $98,703 94
D emand certificates of
deposit....
•
67,254 03
Dividends unpaid..........
12 00
Savings deposits............ 13,875 42
$48,460 00
109,478 11
394 10
21,800 00
5,500 00
185 83
53,432 05
Money borroweu.---Total..............................................
Total_ ...........................................
$239,250 09
$25,000 00
5,000 00
9,404 70
179,845 39
20,000 00
$239,250 09
THE ARCADIA BANK & SAVINGS COMPANY, ARCADIA, OHIO.
Organized May 10, 1907.
President,
AusTIN
Annual Meeting-1st Monday in June.
EBERSOLE; Vice
G. W. DrcK;
Treasurer,
President,
Cashier, F.
]No. BAKER;
P. CONAWAY.
Secretary-
DIRECTORS.
Austin Ebersole, J no. Baker, G. W. Dick, J. H. Wheland, Matthew Willis, F. P.
Blackford, Norman Huffman, W. R. Jordan, Isaiah Myers, E. E. Bish, H. V.
McCracken.
35.
RESOURCES.
Loans on real estate........................... .
Loans on collateral. ............................
Other loans and discounts._ .............. .
Overdrafts ........................................... .
Other bonds and securities ............... .
Banking house and lot._.................... .
Furniture and fixtures ....................... .
Other real estate................................. .
Due from reserve banks $26,709 16
Cash in vault._...............
7,865 21
LIABILITIES.
$31,135
4,578
132,692
322
27,554
2,700
1,600
3,047
74
35
04
79
71
00
00
55
Items in transit·-·····.......................... ..
34,574 37
. 1,688 54
Total.. ............................................
$239,894 09
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, int erest and taxes paid ...: ................. .
Individual deposits subject to check .. :........... $93,478 75
Demand certificates of
deposit........................ 83,725 14
Dividends unpaid..........
41 05
Savings deposits............ 32,119 32
Money borrowed... _ _ __
T otal._...........................................
$13,750 00
6,000 00
·779 83
209,364 26
10,000 00
$239,894 09
73
DEPARTMENT OF BANKS AND BANKING.
THE PEOPLES STATE BANK COMPANY, ARCHBOLD, OHIO.
Organized Oct. 9, 1907.
President, J. H.
Annual Meeting-Last Friday in January.
Vice President, F. A. GREESEY; Cashier,
Assistant Cashier, THEO. W. DIMKE.
MILLER;
S.
C.
SCHANTZ;
DIRECTORS.
F. A. Greesey, J. H. Miller, N. J . Rychener, G. J. Vernier, John Monroe,
S. C. Nofziger.
369.
RESOURCES.
LIABILITIES.
Loans on real estat." ' - - - - - Loans on collatera~--Other loans and discount.,,___ __
Overdrafts ........ _ _ _ _ ..................
Liberty loan bonds..............................
State, county and municipal bonds
n ot included in reserve, _ _ __
Treasury certificates.--...................... .
Premium on bonds and securities ·-·
Banking house and lot._.....................
Furniture and fixtures ....................... .
War savings stamp.- .......................... .
Due from reserve banks $47,496 29
Exchanges for clearing..
2,005 89
Cash in vault.--.............
4,800 32
$99,098
28,553
93,002
428
16,042
02
48
11
84
21,000
31,032
550
18,500
900
3,347
00
94
03
00
00
32
09
Capital stock paid i,4._ _ _ __
Surplus fund ...· - - - - - - - · - - ·
Undivided profits less expenses, int erest and taxes paid ......................
Individual deposits subject to check.............. $57,049 25
Demand certificates of
deposit.. .. _ _ _ _ 231,704 89
Cashier's checks............
650 00
Time certificates of deposit......
·
1,490 00
Savings deposits............ 42,036 70
Cash over. _ _ _ _ _ _ _ _ __
332,930 84
96 81
TotaL .....- - - - - - -
$366,757 33
$25,000 00
6,500 00
2,229 68
54,302 50
Total ......... -
............................. .
$366,757 33
,
THE FARMERS & MERCHANTS BANK COMPANY, ARLINGTON, OHIO.
Organized March 8, 1900.
President, R. J.
DORNEY;
Annual Meeting-2d Wednesday in January.
Vice President, B. G.
BIBLER;
Cashier, C. J.
ORWICK.
DIRECTORS.
R. J. Dorney, C. J_. Orwick, P. J. Dillman, Anson Swank, George Hosafros,
·
Wm. Rmehart, M. G. Alge, Merle Baker, B. G. Bibler.
367.
RESOURCES.
Loans on real estate_ _ _ __
Loans on collateraL. _ _ ·-···--·····::::
Other loans and discounts·- - - · Overdrafts .......................................... ..
U. S. bonds and securities not included in reserve._.......................... .
State, county and municipal bonds
not included in reserve·--···--······--··
Banking house and lot,_ _ __
Furniture and fixtures .. _ _ __
Due from reserve banks $35,271 98
Exchanges for clearing..
640 65
Cash in vault_ _ _ ....
6,039 91
Items in transit._. _ _ _ _ _ __
Other assets..... _ _ _ _ _ _ __
TotaL .........._ _ _ __
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$63,371
8,853
93,397
95
00
75
84
40
16,474 64
2,000 00
4,500 00
1,500 00
Capital stock paid in .. ·----··········
Surplus funu...-=-----··············
Undivided profits less expenses, interest aµd taxes paid.·----··
Individual deposits subject to check .............. $113,327 56
Demand certificates of
deposit ..........· - -·· 87,217 98
~er~ified chec~s···-······--16 50
avmgs deposits............
5,875 03
U.S. postal savings......
268 67
$25,000 00
6,800 00
3,188 92
206,705 74
41,952 54
10,178 56
11 58
$241,694 66
TotaL...........................................
$241,694 66
74
ANNUAL REPORT
THE ASHLAND BANK & SAVINGS COMPANY, ASHLAND, OHIO.
Organized March 31, 1905. Annual Meeting-2d Tuesday in January.
President,
H.
C.
Vice President, T. 0. STEARNS; Cashier, J. A.
Assistant Cashier, E. P. HELBERT.
S WETLAND ;
L U TZ;
DIRECTORS.
L. M. Helbert, T . 0. Stearns, Jerry Wolf, H. C. Swetland, T. J. Chamberlain,
E. H. Culler, G. M. Morr, Geo. W. Garst, Chas. W. Good, G. A. Cassel,
Maurice V. Semple.
36.
LIABILITIES.
RESOURCES.
Loans on real estate............................
Loans on collateral............................ .
Other loans and discounts._ ...............
Overdrafts ............................................
U. S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
not included in reserve ..... - ............ .
Other bonds and securities ............... .
"Furniture and fixtures ....................... .
Due from reserve banks $479,525 63
Exchanges for clearing..
7,502 72
Cash in vault.................. 43,242 53
$238,176
99,994
332,101
1,997
86
59
56
80
103,899 00
41,530 00
9,500 00
500 00
530,270 88
22,613 95
Items in transit................................... .
Capital stock paid in ......................... .
Surplus fund .....· - - - - ················
Undivided pro.fits less expenses, interest and taxes paid .. _ _ __
Individual deposits subject to check .............. $807,863 48
Demand certificates of
deposit........................ 32,250 32
Certified checks.-...........
2,271 13
Due to banks a n d
banker.,_______
4,564 03
Dividends unpaid..........
30 00
Time certificates of deposit .... _ _ _ _ _
1,000 00
Savings deposits ............ 376,827 47
U.S. postal savings........ 10,389 99
TotaL........................................... $1,380,584 64
$50,000 00
50,000 00
45,388 22
1,235,196 42
TotaL ........................................... $1,380,584 64
THE FARMERS SAVING BANK COMPANY, ASHLEY, OHIO.
Organized Aug. 26, 1904. Annual Meeting-1st Wednesday in January each year.
President, vV.
Vice Pre"sident, T. J.
SLACK;,
CoLE;
Cashier, F. J.
R r LEY.
DIRECTORS.
T.
J. Cole, F. E. Whipple,
C. A. Olds, F. A. Westbrook, R. D. Mcqonigle,
W. Slack, L. P. McMaster.
37.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts·-···············
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve·-···························
State, county and municipal bonds
not included in reserve.---···············
Ba nking house and lot....................... .
i~~hirf:~:.~~
. ~~~.~~~~·· ·············· · ····
D ue from reserve banks $92,482 89
Exchanges for clearing..
Cash in vault·-- ·············
30 51
7,415 55
LIABILITIES.
$79,964
14,625
126,082
803
46
00
08
28
25,764 00
11,980 00
6,000 00
500 00
6 50
Revenue stamp account·-·-·•··•··········
99,928 95
75 00
Total.- .......................................... .
$365,729 27
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in .........................•
Surplus fund ....................................... .
Undivided pro.fits less expenses, int erest and taxes paid.. ...................... .
Individual deposits subject" to check .............. $131,460 17
Demand certificates of
deposit........................
1,888 23
Time certificates of deposit .....· - - - - · 168,920 49
Savings deposits............
8,781 45
Other liabilities........... :....................... .
U. S. war saving stamps and certificates sold-.held on consignment ......
Total-.......................................... .
25,000 00
25,000 00
4,309 56
311,050 34
5 00
364 37
$365,729 27
75
DEPARTM ENT OF BANKS .A.ND BANKING .
THE ASHVIL LE BANKIN G COMPA NY,' ASHVIL LE, OHIO.
Organ_ized June 22, 1906. Annual Meeting -2d Wednesd ay in January.
Presiden t,
SAMUEL HALL;
Vfre Presiden,t, W. A.
PARKS;
Cashier, E. A.
SNYDER.
DIRECTOR S.
C. W. Squire, Samuel Hall, C. B. Teegardin, J. A. Baum, W. A. Parks,
Borror, W. M. Wright, R. G. Peters, E. A. Snyder.
J.
M.
427.
RESOURC ES.
Loans on real estate...... - - - Loans on collatera1-.._ _ _ _ __
Other loans and discounts._...............
Overdra fts.·----- ············· ······
U. S. bonds and securities not included in reserve·-···· ··- - - - State, county and municipal bonds
not included in reserve·---·············
Other bonds and securities ............... .
Banking house and lot·-····- --Furniture and fixtures ........................
Cash items............................................
Due from reserve banks $28,234 48
Cash in vault·--·············
7,486 26
Due from other than reserve banks._.
Items in transit·-········· - - - - Total_ ...................... _ _ _ __
LIABILIT IES.
$46,829
4,003
184,954
2,998
12
39
08
14
11,771 50
10,000
59,845
7,000
1,500
175
00
08
00
00
77
Capital stock paid in ......................... .
Surplus fund ..... ·•····························:····
Undivided profits less expenses, interest and taxes paid .................. ... .
Individual deposits subject to check .............. $122,793 05
Demand certificates of
deposit ........................ 174,515 37
Savings deposits.... ........
5,234 05
$50,000 00
10,000 00
TotaL...........................................
$372,595 43
10,052 96
302,542 47
35,720 74
4,797 61
3,000 00
$372,595 43
THE SECURI TY SAVING S BA K COMPA NY, ATHEN S, OHIO.
Organized April 26, 1905. Annual Meeting -2d Wednesd ay in January.
Presiden t, D. H. MOORE; Vice President and Secretary , F. L. ALDERMA
N;
Cashier, .C. G. O'BLENE SS; Ass1·stant Cashier, F. B. KrLTAU.
DIRECTOR S.
D. H. Moore, F. L. Alderman, J. Haliday Cline, I. M. Foster, L. G. Worstell
.
38.
RESOURC ES.
LIABILIT IES.
Loans on f eal estate............................
Loans on collateraL....- -- - Other loans and discounts·- ···············
Overdrafts ........................................... .
U.S . bonds and securities not included in reserve..............................
State, county and municipal bonds
not included in reserve·- - -·············
Other bonds and securities ............... .
Furniture and fixtures ................... .... .
Other real estate..................................
Cash items............................................
Due from reserve banks $17,449 12
Exchanges for clearing..
2,'34 98
Cash in vault......... ......... ·7,662 72
Bonds held as lawful reserve _ _ __
10,000 00
Other assets................. _ _ _ __
Total._························· - - - -
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$55,613
150,605
87,929
13
88
07
38
83
14,282 20
8,060
69,788
1,463
1,092
2,025
33
50
75
74
00
Capital stock paid in _ _ _ _ ······
Surplus fund.·-······ ······························
Undivided profits less expenses, interest and taxes paid .... _ _ __
Individual deposits subject to check.............. $28,436 45
Demand certificates of
deposit ....................... .
845 00
Cashier 's checks ............
3,608 44
Dividends unpaid......... .
1,250 00
Time certificates of deposit............................ 160,502 59
Savings deposits............ 180,933 58
$25,000 00
25,000 00
2,649 25
375,576 06
,
35,346 82
2,003 81
$428,225 31
TotaL....... ................... .................
$428,225 31
76
ANNUAL REPORT
THE SUTTON STATE BANK, ATTICA, OHIO.
Established as Private Bank, January 1, 1878. Incorporated as State Bank, Feb.
12, 1915. Annual Meeting-2d Wednesday in January.
President,
LEONARD
L.
Vice President, JoHN ScHOTTLER; Secretary and
Cashier, CHARLES C. SuTTON.
SUTTON;
DIRECTORS.
Leonard L. Sutton, Chas. C. Sutton, John Schottler, E. Weaver, W. L. Fritz.
615.
RESOURCES.
Loans on real estate _ _ __
Loans on collateral. _ _ _ _ __
Other loans and discounts·-···············
Overdrafts ............................................
U. S. bonds and securities not included in reserve ..............................
State, county and municipal bonds
,·not included in reserve _ _ __
Other bonds and securities ................
Banking house and lot _ _ _ __
Furniture and fixtures ........ ·-·············
Due from reserve banks $86,620 47
Cash in vault·--············· 18,823 01
Other assets.............. _ _ _ _ __
Total..............................................
LIABILITIES.
$62,849
25,094
200,559
499
Capital stock paid in .. _ _ __
Surplus fund ................ _ _ _ __
Undivided profits less expenses, interest and taxes paid..................... .
Individual deposits subject to check .............. $240,055 82
Demand certificates of
deposit ........................ 183,747 33
Certified checks._...........
27 50
Time certificates of deposit ...... _ _ _ _ _ 16,252 35
67
93
04
35
13,146 50
54,260
31,500
7,200
500
00
00
00
00
Other liabilities...... - - - - -
105,443 48
8 90
$501,061 87
Total... ......·----··················
$40,000 00
6,000 00
14,977 02
440,083 00
1 85
$501,061 87
THE ATWATER SAVINGS BANK COMPANY, ATWATER, OHIO.
Organized Nov. 1, 1907. Annual Meeting-2d Wednesday in January.
President, P.
WHITTLESEY; Vice President, GEO. W. HEISER; Cashier,
MILLER; Assistant Cashier, JENNIE B. MEACHAM.
L.
L.
DIRECTORS.
P. Whittlesey, Geo: W. Heiser, Geo. Stroup, C. E. Spires, E. F. Whittlesey,
C. B. Green,. E. G. Simison.
39.
RESOURCES.
LIABILITIES.
Loans -on real estat~----·······LoansJon collateral... ...........................
Other loans and discounts·- ···············
Acceptances of this bank purchased
or discounted.- .................................
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve._ .......................... .
State, county and municipal bonds
not included in reserve .....- ............ .
Other bonds and securities ............... .
Banking house and lot.- .....................
Furniture and fixtures ........................
Cash items........................................... .
Due from reserve banks $68,872 01
Exchanges for clearing..
155 79
Cash in vault.--·············
7,371 55
$63,502 00
18,346 05
69,277 81
Total... ........... ·...............................
$266,378 17
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
2,870 45
332 91
11,456 60
8,495
8,000
5,000
2,650
48
00
00
00
00
00
Capital stock paid in ......................... .
Surplus fund ...........· - - - - - · · · ·
Undivided profits less expenses, int erest and taxes paid ......................
Individual deposits subject t o check .............. $113,630 40
Demand certificates of
dep osit ....................... .
2,841 60
7 41
Certified checks·- -·········
Dividend s unpaid ..........
765 00
Time certificates of dep osit............................ 77,999 58
Savings deposits............ 33,822 30
U.S. postal savings......
991 18
$25,000 00
3,500 00
7,820 70
230,057 47
76,399 35
TotaL...........................................
$266,378 17
77
DEPARTMENT OF BANKS AND BANKING.
THE BALTIC STATE BANK, BALTIC, OHIO.
Organized Nov. 18, 1914.
Annual Meeting-
President, J. G. CRILE; Vice President, W. M. SHUTT; Cashier, H. C. GERBER;
Assistant Cashier, SETH GERBER.
DIRECTORS.
N. A. Schrock, W. M. Shutt, E. V. Stephen; J. C. Crile, Ed. F. Steiner,
Seth Gerber, H. C. Gerber.
609.
LIABILITIES.
RESOURCES.
Loans on real estate..,._.---Loans on collateral... _ _ _ _ __
Other loans and discounts.:.. ...............
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve·-···························
Other bonds and securities ............... .
Banking house and lot.-.....................
t~~hif~;:nd .fixtures ....................... .
Due from reserve banks $31,779 31
Cash in vault·--·············
6,931 07
Other assets ..................................... .....
U. S. Thrift Stamps.... _ _ _ __
Revenue stamps ................................. .
T otaL...........................................
$58,972
2,590
84,404
1,510
78
60
86
25
17,861
3,000
3,520
2,121
3,324
66
00
94
82
24
Capital stock paid in _ _ _ _ __
Surplus fund .... _ _ _ _ _ _ __
Undivided profits less expenses, interest and taxes paid.... - - - Individual deposits subject to check .............. $75,362 04
Demand certificates of
deposit........................
3,460 90
Time certificates of deposit ............ -••········ 111,368 51
Other liabilities ...............•....................
38,710
3,525
40
40
$25,000 00
3,000 00
1,076 59
190,191 45
5,356 67
38
83
75
60
$22'!,624 71
$224,624 71
THE PEOPLES SAVI G & BANKING COMPANY, BARBERTON, OHIO.
Organized April 10, 1906. Annual Meeting-Friday nearest April 15 of each year.
President, A. A. MOORE; Vice Presidents, ALEX CRISMAN, CHAS. BERBERICH;
Secretary and Treasurer, E. F. CRITES; Asst. Tr easurer, S .. W. BAUGHMAN.
DIRECTORS.
A. A. Moore, Alex Crisman, Chas. Berberich, E. F. Crites, F.
South, W. H. Nice, B. 0. Etling, E. E. Otis, G. C. Dietz, A.
Gardner, Wm. W eisherger.
J.
J.
Dayton, J. M.
Heiman, A. E.
40.
RESOURCES.
Loans on real estate........................... .
Loans"on collateral. ............................
Other loans and discounts..................
Acceptances of other banks discounted.·-·········································
Overdrafts ........................................... .
U. S. bonds and securities n ot included in reserve............................. .
State, county and municipal bonds
not included in reserve·---·············
Premium on bonds and securities ....
Banking house and lot....................... .
Furniture and fixtures _ _ _ __
Other real estate................................. .
Cash items ........................................... .
Due from reserve banks $206,312 14
Exchanges for clearing..
3,496 13
Cash in vault·--············· 47,893 86
LIABILITIES.
$193,538 71
163,205 93
273,698 07
10,000 00
335 76
100,300 00
122,500
3,000
14,000
3,519
16,500
1,726
00
00
00
00
00
56
$50,000 00
45,000 00
3,441 87
1,061,584 29
257,702 13
Total... ........................................... $1,160,026 16
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital steck paid in _ _ _ _ __
.Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid .. _ _ __
Individual deposits subject to check .............. $414,083 29
D emand certificates of
deposit........................ 35,000 00
Cashier's checks............ 21,557 15
Certified checks·--·········
982 07
Due to banks a n d
bankers·-············--······· 17,104 16
Time certificates of deposit............................ 101,753 75
Savings deposits ............ 471,103 87
Tot~L. ..................................... ..... $1.160,026 16
ANNUAL REPORT
THE DOLLAR SAVINGS BANK COMPANY, BARNESVILLE, OHIO.
Organized June 14, 1905. Annual Meeting-2d Wednesday in January.
President, W. F. SMITH ; Vice President, J. W. W ATT; Cashier, A. W. L AUGHLIN.
DIRECTORS.
W. F. Smith, J. W . Watt, 0 . P. Norri s, C.
J. Bradfield, A. E . Kennard.
42.
LIABILITIES.
RESOURCES.
i,oans on real estate _ _ _ _ __
Loans on collatera..___ _ _ _ __
Other loans and discounts ................. .
Overdrafts ............................................
U. S. bonds and securities n ot included in reserve.-...........................
State, county and municipal bonds
n ot included in reserve. _ __ _
Furniture and fixtures ....................... .
Due from reserve banks $20,334 58
Exchanges for clearing..
1,058 02
Cash in vaul.______
2,939 72
$25,604
85,950
32,503
283
23
86
00
55
1,248 00
17,137 50
1,100 00
Capital stock paid in.·----·····
Surplus fund ....................................... .
Undivided profits Jess expenses, interest and taxes paid ....... '.". ............ .
Individual deposits subject to check.............. $69,394 18
Dividends unpaid..........
28 00
Time certificates of dep osit............................ 26,814 82
Savings deposits............ 52,379 07
25,000 00
1,200 00
646 39
Liberty loan b onds..............................
148.616 07
12,697 00
T otaL...........................................
$188,159 46
24,332 32
TotaL...........................................
$188,159 46
BAN K OF BASIL COMP ANY, BASIL, OHIO.
Organized June 15, 1914. Annual Meeting June 30.
President, R. R. RrcKLY; Vice President, GEO. W. BRIGHT ;
Cashier, WM. H. LEITNAKER.
'DIRECTORS;
R.R. Rickly, Geo. W. Bright, Wm. H. Leitnaker, Clyde C. Leitnaker, Ralph Reamer.
• 595.
RESOURCES.
Loans .on real estate...... _ _ _ __
Other loans a nd discounts._.............. .
U. S. b onds and securities n ot included in reserve._ ...........................
Other b onds and securities ................
Banking house and lot·- - - - · · ·
~~~hir~:i:nd fixtures ........................
Due from reserve banks $47,335 28
Cash in vaul~--- 13,316 86
LIABILITIES.
$24,000 00
115,336 73
9,517
18,86 1
3,500
737
179
48
00
00
57
15
60,652 14
Capital stock paid in .......................... ·
Surplus fund..... ...................................
Undivided profits less expenses, interest and taxes paid......................
Individual·deposits sub·
ject to check .............. $127,304 49
Demand certificates of
deposit........................
2,000 00
Certified checks·--·········
100 00
Time certificates of dep osit............................ 67,373 02
Other liabilities-Taxes collected,
$6.3 1; L . L. bonds, $200.00.-- ·······
TotaJ. __ ······································-·
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$232,784 07
T ot al _ _ _ _ _ _ ··················
$25,000 00
5,000 00
5,800 25
196,777 51
206 31
$232,784 07
79
DEPARTMENT OF BANKS .A.ND BANKING.
THE BEACH CITY BANKING COMPANY, BEACH CITY, OHIO.
Organized Dec. 1, 1898.
Annual Meeting-
President, D. W. STAHL; Vice President, H . B. W ARD; Cashier, M AC JOHNSON.
DIRECTORS.
D. W. Stahl, R. N. Walter, C. H. Stahl, H. B. Ward, J. H. Stahl, Mac Johnson,
John Hill.
395.
LIABILITIES.
RESOURCES.
Loans on real estate............................
Loans on colla'tera..___ _ _ .......... .
Other loans and discounts..- ..............
Overdrafts ............................................
U. S. bonds and securities not included in reserve·- ···························
State, county and municipal bonds
not included in reserve ..·--·············
Other bonds and securities ............... .
Furniture and fixtures ....................... .
Due from reserve banks $66,984 09
Cash in vault·--·············
9,394 82
T otal._ ...........................................
$84,688
42,170
196,617
1,158
Capital stock paid i.~ - - -- $25,000 00
Surplus fund :..... _· _ __ __ _
25,000 00
Undivided profits less expenses, interest and taxes paid .... _ _ __
5,791 37
Reserve for taxes ............................... .
377 50
R eserve for interest ........................... .
2,500 00
Individual deposits subject to check .............. $127,099 36
Demand certificates of
deposit........................
3,966 60 .
25 00
Certified checks..·-·········
Time certificates of dep osit ........ ·................... 257,229 15
Savings deposits ........_.... 11,553 54
399,873 65
1,607 50
Other liabilities... - - - - - - Discount on bonds ......... _ __ _
607 10
17
00
89
82
6,900 00
42,650 00 .
10,093 33
100 00
76,378 91
Total._ ...........................................
$460,757 12
$460,757 12
THE DOLLAR SAVINGS BANK & TRUST COMPANY, BELLAIRE, OHIO.
Organized Nov. 22, 1889.
Annual Meeting-Last Saturday in November.
President, ALEXANDER NEFF; Vice President, M. L. BLACKBURN; Cashier, C. W.
DICKENS; Assistant Cashier, W. H. RIETZ.
DIRECTORS.
M, L. Blackburn, Robert McKelvey, Alexander Neff, J. P. Glaser, W. J. Morgan,
John H. McGraw, C. W. Dickens, A. C. Beetham, Chas. Wassman.
436.
RESOURCES.
Loans on real estate................ :.......... .
Loans on colla teral............................. .
Other loans and discounts.- ...............
Overdrafts ........................................... .
State, county and municipal bonds
not included in reserve ..·- ···············
Other bonds and securities ............... .
Banking house and lot....................... .
Furniture and fixtures ........................
Other real estate..................................
Cash items............................................
Due from reserve banks $270,542 41
Exchanges for clearing..
5,210 79
Cash in vault ...-............. 91,462 40
Due from other than reserve banks..
Items in transiL ................................ .
LIABILITIES.
$122,514
293,187
371,692
1,312
33
78
08
30
176,163
113,491
9,630
1,000
20,000
24
00
00
00
00
249. 20
367,215 60
16,690 02
135 04
Total... ........................................... $1,493,280 59
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
~ir~f:!
f~~t.:.~~~.!~.::::::::::::::::::::::::::
Undivided profits less expenses, in-
$118,550 00
46,775 00
terest and taxes paid .....................•
Individual deposits subject to check. ............... $563.309 36
Demand certificates of
deposit........................ 111,819 43
Due to banks a n d
bankers ............... ..,....... 12,141 86
Time certificates of deposit............................ 84,075 29
Savings deposits............ 527,430 99
U. S. postal savings......
1,559 80
27,611 60
Cash over·-······················ · · - - - ,
1,300,336 73
7 26
T otaL. .......................................... $1,493 ,280 59
80
.ANNUAL REPORT
THE BELLE CENTER BANK COMP ANY, BELLE CENTER, OHIO.
Organized Aug. 16, 1907.
President, \lVM. B.
RAMSEY;
RAMSEY;
Annual Meeting-1st Monda~ in January.
Vice President, D. R. McARTHUR; Cashier, E. W.
Asst. Cashier, M. F. CAMPBELL.
DIRECTORS.
E. W. Ramsey, \,Vm. B. Ramsey, R. G. Ramsey, M. F. Campbell, D. R. l\kArthur.
299.
RESOURCES.
Loans on real estate _ _ __
Loans on collatera.,___ _ _ __
Other loans and discount~--Overdrafts_·-·---------·-----U. S. bonds and securities not included in reserve·-··-·····-················-·
Other bonds and securities·-··-·-·-·······
Banking house and lot·-···················-·
Due from reserve banks $66,482 63
Exchanges for clearing..
213 04
Cash in vaul.._____ 14,578 59
LIABILITIES.
$23,270
55,564
246,866
347
16
Capital stock paid in.·-·················-·····
Surplus fund __ ············-·························
Undivided profits less expenses, in.terest and taxes paid.·--····-····--·······
Individual deposits subject to check .. ·-·········· $317,338 65
Demand certificates of
deposit .. ·----···-·····-······· 95,669 40
Certified checks..·-··-···-·7,048 84
Dividends unpaid..........
4 00
22
74
99
11,688 00
64,275 00
2,750 00
$30,000 00
20,000 00
15,975 48
420,060 89
81,274 26
Total... ......... •············-····················
$486,036 37
TotaL. ..... ·-·····················-···········--
$486,036 37
THE COMMERCIAL & SAVINGS BANK COMPANY, BELLEFONTAINE,
OHIO.
Organized March 25, 1901. Annual Meeting-2d Monday in January.
President,
ROBERT CoLTON;
Cashier,
Vice President, E. W.
PATTERSON;
ALFERD BUTLER.
DIRECTORS.
Robert Colton, E. vV. Patterson, Alfred Butler, Edwin M. Colton, Nevin U. Smith,
Fred W. Arnold, John R. Cassidy, Wm. T. Haviland.
327.
RESOURCES.
Loans on real estate _ _ _ _ __
Loans on collateral. _ _ _ _ __
Other loans and discounts·--·-····-·---·
Overdrafts·-····-······-····-·······---U. S. bonds and securities not included in reserve·-··-·-·············--·······
State, county and municipal bonds
not included in reserve. _ _ __
Prem_ium on bonds and securiti~s ....
Furmture and fixtures·-····················-·
Due from reserve banks $53,393 96
Exchanges for clearing..
4,741 51
Cash in vaul.,_____ 26,437 60
LIABILITIES.
$13,250
23,150
258,647
1,315
00
00
97
90
1,650 00
53,836 00
200 00
1,300 00
Remittance account···-··-···········-···--····
War savings stamps···-·······-······-····--·
84,573 07
6 00
355 20
-T otal._·······-···········-····----
$438,284 14
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid i n _ _ _ _ _
Surplus fund .. · - · · · · - - - - - - Undivided profits less expenses interest and taxes paid_.____
Individual deposits subject to check.·-····--·-·-· $256,832 85
Demand certificates of
deposit_·-··-·-·-······-··-···· 50,073 09
Certified checks_·--··--·····
2,272 23
Due to banks a n d
bankers... ·---------·-·-·-·---· 17,704 42
Time certificates of deposit_· -----·-·-·--·····----·-·-- 23,478 54
Savings deposits.·----·-··· 31,236 30
Total... .....---············-·············-········
$30,000 00
20,000 00
6,686 71
381,597 43
$438,284 14
81
DEPAR'l':MENT OF BANKS AND BANKING.
THE BELLEVUE SAVINGS BANK COMPANY, BELLEVUE, OHIO.
Organized July 23, 1901.
President,
H.
C.
Annual Meeting-1st Monday in January.
Vice President, WM. AIGLER; Cashier, GEO.
Assistant Cashier, C. J. FRIEDLEY.
STAHL;
W. FRIEDLEY;
DIRECTOR S.
H. C. Stahl, Wm. Aigler, Geo. W. Friedley, Martin Gross, E. T. Korner,
J. A. Moore, John P. Ruffing, Chas. E. Ruffing, J. D. Cook.
399.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on co11ateraL ........................... .
Other loans and discounts·--·············
Overdrafts ............................................
U. S. bonds and securities not included in reserve.-...........................
State, county and municipal bonds
not included in reserve..... - ............ .
Other bonds and securities ................
Furniture and fixtures ....................... .
Cash items............................................
Due from reserve banks $37,670 03
Exchanges for clearing..
2,736 71
Cash in vault·--············· 20,619 80
$64,658
52,127
223,994
1,073
99
00
79
89
21,250 00
250
14,000
2,000
270
00
00
00
24
Thrift stamps ...· - - - - - - ······
Revenue stamps ..................................
61,026 54
137 00
3 86
Total _.......................................... .
$440,792 31
Capital stock paid in ..........................
Surplus fund ...................................._. ...
Undivided profits less expenses, m•
terest and taxes paid ..................... .
Individual deposits subject to check .............. $135,757 76
Demand certificates of
deposit ........................ 160,967 47
Certified checks... -.........
515 00
Dividends unpaid..........
597 50
Savings deposits............ 83,076 22
$25,000 00
25,000 00
Total_··················· · - - --······
$440,792 31
9,878 36
380,913 95
THE WRIGHT BANKING COMPANY, BELLEVUE, OHIO.
Organized Sept. 18, 1889. Annual Meeting-2d Wednesday in January.
President,
J.
A.
WRIGHT; Vice President, HUBERT WRIGHT;
WRIGHT; Assistant Cashier,
E. WISE.
J.
Cashier, G. A.
DIRECTORS.
J . A. Wright, Hubert Wright, Fannie E. Wright, Wm. H. Houle, C. R. Callaghan,
W.W. N ims, C. A. Heyman, G. A. Wright, Frank A. Knapp.
356.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts.- ..:............
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve.-.......................... .
State, county and municipal bonds
not included in reserve ................... .
Other bonds and securities ............... .
Furniture and fixtures ....................... .
Cash items............................................
Due from reserve banks $90,710 68
Exchanges for clearing..
2,981 43
Cash in vault..·-············· 25 ,293 57
LIABILITIES.
121,6 0
120,500
324,4 1
1,6 9
29
00
83
56
34,293 02
81,014
43,500
1,500
847
00
00
00
84
profits less expenses, interest and taxes paid ..................... .
Individual rleposits subject to check .............. $200,589 47
Demand certificates of
deposit ........................ 241,762 24
~er~ified chec1!=s·--·········
297 88
avmgs deposits ............ 343,483 44
U. S. postal savings......
2,305 35
$25,000
25,000
40,82
788,438 38
Due from other than reserve banks..
118,985 68
30,769 82
Tota'--------··· ······················
$879,262 04
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
~ir~f~!
f~~i.~~'.~.!.n················::::::::::
Undivided
Total_ ...........................................
$879,262 04
82
ANNUAL REPORT
THE BELLEVILLE SAVINGS BANK, BELLVILLE, OHIO.
Organized June 10, 1908.
President, \V.
Annual Meeting-2d Thursday in January.
Vic e President, S. M. G ARBER; Cashier, L.
A ssistant Cashier, G .. W. MAGLOTT.
B. COCKLEY;
M. G ARBER,
DIRECTORS .
S. N. Ford, Geo. Tarres, A. M. Lockheart, Abe S. Lantz, John E. Rule,
S. M. Garber, W. B. Cockley, L. M. Garber.
2.
RESOURCES.
LIABILITIES.
$72,215
12,000
165,702
85
Loans
on real
esta te·-----------------·----·---·
Loans on
collateraL.
________ _________________ _
Other loans and discounts·-··-----------·Overdrafts ___ . _____. ____ ····--·-·-·-·--·-··-··-··-····
U. S. b onds and securities not included in reserve·-··-·········-··••·--·······
State, county and municipal bonds
n ot included in reserve·-- - ·----··-·····
Other bonds and securities·-·········-···Banking house a nd lot ___ ··--······-····-··-·
Furniture and fixtures·-·············-······'Due from reserve banks $26,216 36
E xchanges for clearing..
693 29
Cash in vault·--···-··-····-· 10,856 86
00
00
94
86
9,138 51
26,400
27,000
4 ,691
925
00
00
80
00
Capital stock paid in ..........................
Surplus fund .......... - - - - - -··
Undivided profits less expenses, int erest and taxes paid .. _ _ __
Individual deposits subject to check .............. $109,693 66
Due to banks a n d
ba nkers·-·····················
8,712 62
Dividends unpaid..........
12 00
Time certificates of dep osit ............................ 122,'173 62
Savings dep osits............ 69,701 01
$25,000 00
12,500 00
TotaL ................ _..........................
$356,285 62
8,492 71
310,292 91
37,766 51
360 00
Items in transit ...·-•·- - ~ - TotaL...........................................
$356,285 62
THE FARMERS BANK OF BELLVILLE, BELLVILLE, OHIO.
Organized June 12, 1908.
President,
A UGU ST
Annual Meeting-3d Wednesday in January.
Vice President,
Cashier, H. L. BIGBEE.
KOCHHEISER;
G.
J.
EWERS;
DIRECTORS .
August Kochheiser, L. F. Kochheiser, G. J. Ewers, H . C. Steel, C. E. Dean,
]. N. Braddock, H. L. Bigbee.
4.
RESOURCES.
Loans~on real estate........................... .
Loans on colla teral................... _..........
Other loans and discounts................. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve·-·-···················-·····
State, county and municipal bonds
not included in reserve·--···············
Furniture and fixtures ............ •······-····
Due from reserve banks $23,217 84
Cash in vault·-- ·············
7,942 19
LIABILITIES.
$56,695
4,788
90,456
301
00
50
01
25
4,350 00
14,000 00
1,463 00
War saving stamps.-.......................... .
31,160 03
155 95
TotaL...........................................
$203,369 74
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ....- - - -····
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid __ _ _ _
Individual deposits subject to check.............. $59,681 20
Time certificates of dep osit ...... _ _ _ _ _ 83,541 10
Savings deposits............ 29,078 36
U.S. postal savi,ngs......
211 08
TotaL. ................................_.........
25,000 00
4,000 00
1,858 00
172,511 74
$203,369 7 4
83
DEPARTM ENT OF BANKS AND BANKING .
THE BELMOR E BANKIN G COMPAN Y, BELMOR E, OHIO.
Organized April 11, 1907.
President,
Annual Meeting- 1st Thursday in April.
Vice President, J. V.
Assistant Cashier,. W. M.
D. ENSMINGE R;
KNOKE;
GEORGE.
Cashier, T. J.
VEITCH;
DIRECTORS.
D. Ensminge r, Mrs. J. W. ·wingate, J. V. Knoke, Mrs. Jas. Robinson, R. J. George,
W. M. George, Chas. George.
438.
LIABILITIE S.
RESOURCE S.
Loans on real estate..................... .......
Other loans and discounts·-···············
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve._..................... ..... .
State, county and municipal bonds
not included in reserve·---··· ··········
Other bonds and securities ............... .
Banking house and lot.-.................... .
Furniture and fixtures ....................... .
Due from reserve banks $16,552 20
Cash in vault..................
3,908 49
Capital stock paid in ..........................
Surplus fund .........................................
Undivided profits less expenses, interest a nd taxes paid ..................... .
Individual deposits subject to check._............. $34,053 99
D~,nand certificates of
deposit........ ................ 81,619 09
Dividends unpaid..........
33 00
Savings deposits............
1,315 06
$15,145 11
45,974 11
66 85
400 00
50,100
750
1,200
800
00
00
00
00
20,460 69
Total._ ...........................................
134,896 76
$12,500 00
500 0 0
875 62
Money borrowed._ ...............................
117,021 14
4,000 00
TotaL ..................... ........ _............
$134,896 76
THE BANK OF BEREA COMPAN Y, BEREA, OHIO, BRANCH OLMSTE
D
FALLS, OHIO.
Organized August 7, 1897.
President, PERCY
·urer, J. B.
Annual i\Ieeting- 2d Tuesday in January.
NEUBRAND ;. Vice President, J. 0. WILSON; Secretary and
TreasPOMEROY; Manag er Olmsted Falls Branch, GEO. L. DEWEY.
DIRECTORS .
Percy Neubrand , J. 0. Wilson, H. Neubrand , Frank Neubrand, W. E. M. Lawrence, J. B. Pomeroy, Guy W. Pomeroy.
45.
RESOURCE S.
Loans on real estate...... _ _ _ __
Loans on collateral............................. .
Other loans and discounts.-...............
Overdrafts ...... _ _ _ _ .................... .
U. S. bonds and securities not included in reserve·-······ ·····················
State, county and municipal bonds
not included in reserve·---·············
Other bonds and securities ............... .
Banking house and lot.-.................... .
Furniture and fixtures ....................~ ...
Other real estate..................... ............ .
Due from reserve banks $40,984 35
Cash in vault·--············· 29,594 93
Bonds held as lawful reserve .. _ _ _ _ __ 18,500 00
Due from other than reserve banks
Items in transit ................ - - - Other assets......................................... .
Total._ .......................................... .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2 2,113
108,634
166,477
837
21
43
16
74
56,550 00
61,836
161,270
4,500
2,000
2,500
89,079
1,153
1,991
10
39
20
00
00
00
28
01
05
00
$938,952 47
LIABILITI ES.
Capital stock paid in _ _ _ _ __
Surplus fund ...... ·-·-- - - - ····
Undivided profits less expenses, interest and taxes paid .... _ _ __
Individual deposits sub18 702 96
Di:!;g ~~~~tk;aies..of s
$30,000 00
10,000 00
11,197 27
n'
deposit........................
2,206
Cashier's checks............
784
Certified checks·--······ ···
78
Time certificates of des P?Sit .. d.......... ............... 645,417261
avmgs epos1ts ............
U .S. postal savings......
8,318
55
52
02
'33 62
72
Money borrowed. __ ····-···············
Other liabilities.............. _ _ _········
__
846,688 45
40,985 75
81 00
Total._ .......................................... .
$938,952 47
84
ANNUAL REPORT
THE COMME~CIAL & SAVINGS BANK, BEREA, OHIO.
Organized Aug. 6, 1909.
President, E. J.
Annual Meeting-Wednesday after 1st Monday in
January.
KENNEDY;
Vice President,
T.
D.
GouLD;
Cashier,
WM.
H.
AMES.
DIRECTORS.
Wm. M. Thorpe, D. T. Gould, E. S. Loomis, W. J. Dunham, W. D. Gardner,
P. J. Morrissey, E. J. Kennedy, Wm. H. Ames.
494.
RESOURCES.
LIABILITIES.
Loans on real estate _ _ __
Loans on collatera~-----Other loans and discounts.-.............. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve.-.......................... .
State, county and municipal bonds
not included in reserve.---·············
Other bonds and securities ................
Banking house and lot·-·····················
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $29,287 90
Exchanges for clearing..
225 15
Cash in vault·--············· 10,437 45
Bonds held as lawful reserve _ _ _ _ __
3,150 00
$172,781
38,626
82,390
361
Capital c;tock paid in _ _ _ _ __
Surplus fun<L----·········----Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $149,314 61
Paid in on Liberty
bonds ....·-····················· 35,705 04
Demand ce1tificates of
deposit........................
1,378 00
Due to banks a n d
bankers·-····················•
2,574 11
Dividends unpaid..........
12 00
Savings deposits............ 275,804 32
21
31
52
77
97,550 00
29,200
48,871
4,900
2,700
4
00
50
00
00
00
$25,000 00
6,000 00
5,226 10
464,788 08
Items in transit.-................................ .
43,100 50
528 37
Tota~----························
$521,014 18
Money borrowed. __.............................
20,000 00
Total............................................. .
$521,014 18
THE BERGHOLZ STATE BANK, BERHOLZ, OHIO.
Organized Jan. 28, 1903. Annual Meeting-3d Tuesday in January.
President, J. E.
GEORGE;
Vice President, J. Y.
WALKER;
Cashier,
A.
G.
McBANE.
DIRECTORS.
J. E. George, Ross Crabs, James L. Cox, J. B. Saltsman, A. G. McBane,
J. Y. Walker.
434.
RESOURCES.
Loans on real estate........................... .
Loans on collateral... _ _ _ _ ...... .
Other loans and discounts·-···············
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve.- .......................... .
State, county and municipal bonds
not included in reserve _ _ __
Other bonds and securities ............... .
Other real estate................................. .
Due from reserve banks $44,635 31
Exchanges for clearing..
212 00
Cash in vault·--············• 10,971 46
TotaL_······················----
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$117,690
43,077
77,939
929
48
60
06
42
15,272 00
11,500 00
14,200 00
2,600 00
55,818 77
$339,027 33
Capital stock paid in ......................... .
Surplus fund......
·
............. .
Undivided profits less expenses, interest and taxes paid .... _ _ __
Individual deposits subject to check .............. $97,437 57
Demand certificates of
deposit .... _ _ _ _
9,912 99
Time certificates of deposit............................ 165,601 80
Savings deposits............ 22,773 98
U. S. postal savings......
5,450 83
Bonds borrowed ..................................
Tota.___ _ _ _ _ _ _ __
$15,000 00
3,000 00
~1,350 16
301,177 17
8,500 00
339,027 33
85
DEPARTMENT OF BANKS AND BANKING .
THE BERLIN HEIGHT S BANKI G COMPAN Y, BERLIN HEIGHT S, OHIO.
Organized Jurie 22, 1883. Annual Meeting- 1st Monday in January.
President, J. T. BURNHAM ; First Vice Pre_sident,
President, F. E. CONNER; Cashier, W.
S. L. HILL; Second
H. STEPHENS .
Vice
DIRECTORS .
J. T. Burnham, M. A. Hess, I. H. Judson, J. W. Boss, S. L. Hill, W. R. Marsh,
F. E. Conner, E. Elvora Hine, W. H. Moats.
46.
LIABILITI ES.
RESOURCE S.
L')ans on real estate........................... .
L')a.ns on C')llateral.. ............................
Other lo:i.ns and discounts..................
Overdrafts .......................................•....
U. S. b')nds and se::uri.ties not included ih reserve._.......................... .
State, county and municipal bonds
n:)t included in reserve.---··· ·· .. ······
Other b:)nds and securities ............... .
B anking house and lot._ .................... .
Furniture and fixtures ......::............... .
Other real estate ..................................
Due from reserve banks $35,721 41
Exchanges for clearing..
3,895 74
Cash in vault.-.......... ..... 17,222 05
Bonds held as lawful
reserve ....................... .
6,000 00
Items in transit... _ _ _ __
Tota.,.__ _ _ .......................... .
$198,830
22,297
237,624
1,092
66
64
19
07
5,923 72
36,300
51,184
,000
3,250
8,603
00
00
00
00
67
Capital stock paid in ....... _ _ __
$50,000 00
5,000 00
Surplus fund ...•--·- ···· .. ··················
Undivided profits less expenses, int erest and taxes paid ...................... - ·
3,232 37
Individual deposits subject to check .............. $195,943 72
Demand certificates of
deposit........ ................
212 20
Cashier's checks............
1,628 06
Time certificates of deposit ........... --•····· 207,982 92
Savings deposits ............ 171,991 22
577,758 12
62,839 20
45 34
$635,990 49
Total.. ...........- - - - -
$635,990 49
THE COMMER CIAL & SAVIN GS BANK OF BETHES DA, BETHES DA,
OHIO.
Organized Sept. 4, 1908. Annual Meeting- 2d Wednesda y m January.
President, T. M. KILDOW; Vice President, WM. M. KILGORE; Cashier, FRED BAILEY.
D1PJ:CTORS .
T. M. Kildow, Wm. M. Kilgore, athan- Shepherd, E. W. Parkinson , L. C. McKelvey, A. W. Hoge, C. C. Bolon, David Brown, D. M. Murphy, J. B. Wilson,
Fred Bailey, Allen Bailey, Alden Lee, Lafayette Bolon, C. W. Kemp.
15.
RESOURCE S.
L oans on real estate........................... .
L oans on collateral. ............................
Other loans and discounts ..................
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve...................... ........
Other bonds and securities ................
Banking house and loL .....................
Furniture and fixtures ........................
Other real estate................................. .
Cash items._ _ _ _ _ .................. .
Due from reserve banks $21,571 74
Exchan ges for clearing..
3,000 00
Casli in vault.__.............
4,612 05
LIABILITIE S•
$55,139
7,040
71,081
247
90
97
20
7,716
800
9,000
1,700
1,000
15
80
00
00
00
00
53
10
29,183 79
Total_ .......................................... .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$182,925 29
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits sub- .
ject to check........... ... $46,957 07
Demand certificates of
deposit........ ................
2,500 00
Cashier's checks............
61 50
Due to banks a n d
bankers._.....................
522 12
Time certificates of deposit............ ................ 40,235 17
Savings deposits....... ..... 50,631 42
$25,000 00
12,500 00
2,271 46
Other liabilities ................................... .
140,907 28
2,246 55
Total .............................................
$182,925 29
86
ANNUAL REPORT
THE BETTSVILLE BANKING COMP ANY, BETTSVILLE, OHIO.
Annual Meeting-2d Wednesday in January.
Organized Jan. 1, 1905.
President,
GEO.
I.
GARN;
Vice President, M. E.
WILSON;
Cashier, C. W.
POWELL.
DIRECTORS.
Geo. I. Garn, J. E. Shaw, M. N. Mowry, N. B . .Flack, E. Vorhies, U. N. Keller,
G. F. Kenan, Adam Gemertsfelder, C. L. Park, J. Vorhies, M. E. Wilson.
47.
RESOURCES.
LIABILITIES.
Loans on real esta't e ................. _........ .
Loans on collateral.. ........................... .
Other loans and discount.,___ __
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve·-···········... ·........... .
State, county and municipal bonds
not included in reserve.---·············
Premium on bonds and securities ....
Banking house and lot._.....................
Furniture and fixtures ....................... .
Due from reserve banks $4.0,394 20
1,244 61
Exchanges for clearing..
9,141 74
Cash in vault·--·············
TotaL----························
$36,890
1,952
60,672
1,568
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid .....................•
Individual deposits subject to check.............. $30,264 56
Demand certificates of
deposit........................ 94,701 38
Savings deposits.. _........ 49,657 49
34
64
58
88
11,300 00
21,746
88
6,500
2,000
64
00
00
00
$13,750 00
2,900 00
2,174 55
Cash over._ ......................... _ _ __
174,623 43
51 65
Total_ .......................................... .
$193,499 63
50,780 55
$193,499 63
THE CITIZENS BANK COMP ANY, BEVERLY, OHIO.
Organized May 2, 1904.
President,
Annual Meeting-1st Monday in January.
OLIVER TucKER; •Vice President, C.
APPLEGATE; Assistant Cashier,
W. REYNOLDS; Cashier, C. R.
B. G. DAVIS .
DIRECTORS.
Oli ·er Tucker, C. W. Reynolds, George Vaughn, H. C. McNeal, Wm. T. Mitchell,
C. R. Applegate.
43.
LIABILITIES.
RESOURCES.
Loans on r.eal e s t a t ~ - - - - Loans on collatera,____ _ _ _ __
Other loans and discounts _ _ __
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ........................... .
State, county and municipal bonds
not included in reserve ..·-···············
Other bonds and securities ............... .
Furniture and fixtures ........................
Cash items........................................... .
Due from reserve banks $53,579 38
Cash in vaul~--- 13,921 23
Internal revenue stamps ................... .
Total. .................... _ _ _ __
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$30,052
42,256
110,715
1,841
70
62
83
39
833 40
31,506
100,062
1,000
278
67
70
00
14
67,500 61
106 00
$386,154 06
Capital stock paid in .. _ _ _ __
Surplus fund ........... _ _ _ _ __
Undivided profits less expenses, interest and taxes paid .... ·-···············
Individual deposits subject to check .............. $119,163 11
D emand certificates of
100 00
deposit ....................... .
2,426 50
Cashier's checks ...·-······
99 43
Certified checks.--•········
D ue to banks and
86 25
bankers ....................... .
Time certificates of deposit ............................ 147,f\73 70
Savings deposits............ 44,380 37
35,000 00
20,000 00
7,211 21
Bonds borrowed ................ _............... .
Other liabilities................................... .
313,929 36
10,000 00
13 49
Total_ .......................................... .
$386,154 06
87
DEPART MENT OF BANKS AND BANKIN G.
THE MERCH ANTS AND FARME RS BANK, BLANC HESTE
R, OHIO.
Organiz ed Jan. 3, 1916. Annual Meetin g-2d Wednes day in January
.
President, E. H.
Vice President, S., B, CRAIG; Cashier,
Assistant Cashier, G. R. CROSSON .
KISOR;
F.
L.
REY;
DIRECTO RS.
Chas. S. Fe~ris, Josiah Bindley, E. H. Kisor, S. B. Craig, Abe.
Irvin, W. A.
Hudson , C. C. Brown, W. H. Carnahan, W. S. Whitacr e, C. P.
Losh.
628.
L~ABILI TIES.
RESOUR CES.
Loans on real estate............................
Loans on collateral. .............................
Other loans and discounts ·-·············· ·
Overdraft s ................ ............................
U. S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
not included in reserve.-- -·············
Other bonds and securities ............... .
Premium on bonds and securities ... .
Furniture and fixtures ................ ....... .
Cash items........ .............. $1,102 38
Due from reserve banks
8,936 96
Cash in vault·--··· ··········
8,735 91
Total.............................................
$29,867
6,286
143,509
853
Capital stock paid in ..........................
Surplus fund .........................................
Undivided profits less expenses, mterest and taxes paid ....- - - Individ ual deposits subject to check .............. $169,468 04
Demand certificate s of
deposit.... ................ ....
4,061 39
Certified checks.--•········
77 00
Time certificate s of deposit ........... - - • ······ 46,969 50
83
80
38
76
1,632 50
66,000
17,200
1,037
2,700
00
00
77
00
18,775 25
$50,000 00
3,000 00
4,235 45
Money borrowed. --··· · - -·--··········
Cash over.--- -·········· ····---···· ··
220,575 93
10,000 00
51 91
TotaL.... .......................................
$287,863 29
$287,863 29
THE EXCHA NGE STATE BANK, BLOOM VILLE, OHIO.
Organized Aug. 15, 1913. Annual Meetin g-2d Wednes day in January
.
President, N. R.
FRANCE ;
Vice President, H. W.
TOMB;
Cashier, C. vV.
YEASTIN G.
DIRECTO RS.
N. R. France, A. A. Gershardstein, D. A. Dellinger, C. A. Weidaw
, F. J. Gillam,
H. W. Tomb, W. H. Fike.
569.
RESOUR CES.
LIABILI TIES.
Loans on real estate....... .....................
Loans on collateral..............................
Other loans and discounts._...............
Overdraft s.............. ..............................
U. S. bonds and securities not included in reserve..............................
State, county and municipal bonds
not induded in reserve·-- -·············
Premium on bonds and securities ....
Banking house and loL.....................
Furniture and fixtures.................... ....
Other real estate..................................
Cash items.................... - - - - - · Due from reserve banks·-··-···············
Cash in vaul~-- -········· ·············
Items in transit·-··················· ··············
Thrift stamps and war stamps..... .....
86
21
97
30
5,500 00
44,500
1,350
4,000
2,700
1,360
269
39,671
6,768
28,4 13
137
00
00
00
00
00
50
84
88
71
56
------
Total _ _ _ _ ........................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
35,086
8,782
70,724
89
$249,354 83
Capital stock paid in .........................•
Surplus fund ................ ....................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individua l deposits subject to check .............. $107,618 35
Demand certificate s of
deposit.. ................ ...... 79,274 57
Certified checks·--· ········
815 35
Savings deposits.. .......... 26,303 54
U. S. postal savings.. ....
505 53
Dividends ·--·················-·······················
Liberty b ond payments ·---···············
Tota....__ _ _--"---
'$25,000 00
2,500 00
5,218 92
214,517 31
500 0
1,618 57
$249,354 83
88
ANNUAL REPORT
THE COMMERCIAL BANK & SAVIN GS COMP ANY, BLUFFTON, OHIO.
Organized, 1887 ; Incorporated, June 3, 1902.
January.
Annual Meeting-1st Monday in
President, N. \V .. CUNNINGHAM; Vice President, J uLius WISE; Cashier,
I. B. BEES HY; Assistant Cashier, D. W. BIXLER.
DIRECTORS.
John R. Marshall, Julius Wise, N. W. Cunningham, A. E. Luibill, J. W. Montgomery, I. B. Beeshy, Noah Moser.
441.
RESOURCES.
Loans on real estate........................... .
Loans on collateral. ........................... .
Other Joans and discounts·-···············
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve............................. .
State county and. municipal bonds
not included in reserve................... .
Other bonds and securities ............... .
Banking house and lot._ .................... .
Furniture and fixtures ....................... .
Other real estatc----~Cash items.... -----··················
Due from reserve banks $92,207 02
Exchanges for clearing..
301 47
Cash in vault·--·············
8,957 64
Foreign money..·--······· · · - - - - -
LIABILITIES.
$161.260
57.465
430,753
2,645
78
02
28
03
9.924 96
35,000
5,794
6.000
9.000
3,457
257
00
00
00
00
57
88
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits Jess expenses, interest and taxes paid......................
Individual deposits subject to check .............. $193,383 83
Demand certificates of
deposit.. ·-··--··············· 50,000 00
Certified checks.-...........
20 00
Du e to banks and
bankers........................
3,142 64
Time certificates of deposit....•---·•················· 427.967 90
Savings deposits............ 70,775 20
2,779 08
745,289 57
101,466 13
44 00
$823,068 65
Total._.............. - - - - -
$60,000 00
15.000 00
Total..............................................
$823,068 65
THE BOLIVAR STATE BANK, BOLIVAR, OHIO.
Organized Feb. 1, 1904. Annual Meeting-2d Monday in January.
President, C. F.
MAURER;
Vice President, S. A. LEBOLD; Cashier,
Assistant Cashier, C. J. LEBOLD.
JESSE D. ELLIOTT;
DIRECTORS.
A. W. Lebold, J. 0 . Lash, S. A. Lebold, C. F. Maurer, C. J. Lebold, D. F. Lash,
J. E. Helwick, J. W. Keel, William Becher.
48.
RESOURCES.
Loans on real estate............................
Loans on collateral..............................
Other loans and discounts·-··-·············
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ................•..·-·-····
State, county and municipal bonds
not included in reserve ..·-···---····
Other bonds and securities ............... .
Cash items............................................
Due from reserve banks $30,401 77
Cash in vault·--·············
9,505 95
Bonds held as lawful reserve............................ 11.000 00
U. S. war savings stamps and certificates·-···········································
Total..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$46.953
8,337
46,385
1,041
13
52
67
09
21,300 00
3,000 00
80,300 00
5 00
Capital stock paid in_........................
$25,000 00
Surplus fund .............· - - - -········
10.000 00
Undivided profit<; less expenses, interest and t axes paid .................... 1,070 13
Individual deposits subject to check.............. $53,698 44
Demand certificates of
deposit........................ 33,326 68
Dividends unpaid..........
60 00 •
Time certificates of deposit............................ 136.034 74
223,119 86
Cash over._...........................................
10 93
50,907 72
970 79
$259,200 92
Total... ..... ·.....................................
$259,200 92
89
DEPARTMENT OF BANKS AND BANKING.
THE SHELBY COUNTY BANK, BOTKINS, OHIO.
Organized J an. 23, 1913. Meeting-1st Friday in each and every month.
President,
HERBERT E. SHEETS; Vice President, PH ILIP SHEETS, SR.; Cashier,
ELMER S. SHEETS; A ssistant Cashiers, C. A. ENGELBRECHT, E . LEHR B AILEY.
DIRECTORS.
Herbert E. Sheets, Elmer S. Sheets, Philip Sheets, Sr., Helen B. Sheets,
Clara Sheets.
561.
LIAB ILITIES.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral.. ........................... .
Other loans and discounts·-···············
Overdrafts ............................................
U. S. bonds and securities not included in reserve............................. .
Furniture and fixtures ....................... .
Due from reserve banks $68,985 63
Exchanges for clearing..
6,404 32
Cash in vault... -.............
6,133 33
T otal..............................................
$25,188
2,539
209,562
692
40
21
33
57
33,549 6.5
1,000 00
Capital stock paid in ..........................
Surplus fund .... ................................... .
Undivided profits Jess expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $119,563 78
Time certificates of depo<,it ............................ 180,341 73
Savings deposits.... ........
1,052 62
$25,000 00
25,000 00
TotaL. ....................... .' .................
$354, 055 44
3,097 31
300,958 13
81,523 28
$354,055 44
THE COMMERCIAL BANK & SAVINGS COMPANY, BOWLING GREEN,
OHIO.
Organized Feb. 25, 1890.
President, F.
Annual Meeting in January.
P. RIEGEL ; Vice President, J. D. MERCER; Second
W. S . RAYDURE; Cashier, FRED KIMMO NS.
Vice President,
D IRECTORS.
C. W. Powell, D. H. Avery, W. S. Raydure, Thos. F. Conley, J. D. Mercer, W. H.
Frederick, E . P. Bourquin, J. M. Forrester, E. P. Riegle.
378.
RESOURCES.
L oans on r eal estate ........................... . $185.179 06
Loans on collateral.. ........................... .
59,917 87
Other Joans and discounts ................... .
652,504 59
Overdrafts ............................................
1,4 53 57
U. S. bonds and securities not included in reserve ..............................
62,100 00
State, county and municipal bonds
not included in reserve ................... . • 145, 149 28
34,941 64
Other bonds and securities ............... .
7,332 22
Furniture a nd fi xtures ....................... .
45,077 70
Other re?.1 estate................................. .
Cash items............................. .............. .
1,658 16
Due from reserve banks $183,999 59
Exchanges for clearing..
8.49] 62
Cash in vault·--············· • 21,158 57
213,649 78
Due from other than reserve banks....
1,348 .55
Items in transit·-···························•·····
7,444 85
Total............................................... $1,4 17,757 27
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
~~r;ti~ ft~ct.:.~~~.~~.·.·.::::::::::::::::::::::::
Undivided profits less exp enses , interest and taxes paid .... ................. .
Individual deposits subject to check._··---····· $418,518 85
D emand certificates of
deposit ....... - ................. 287,845 38
D ue to banks a n d
bankers._..................... 75 ,133 64
Dividends unpaid..........
3,000 00
Savings deposits ............ 511.115 92
$100,000 00
18,000 00
4,143 48
1,295,613 79
T otal... .............- .......................... $1,417,757 27
90
.A.NNUAL REPORT
THE STATE BANK OF BOWLING GREEN, BOWLING GREEN, OHIO.
Organized June 25, 1917.
President,
Annual Meeting January 9th.
EARL D. BLOOM; Vice Presidents, FRED W. UHLMAN, PHILO S. H ANKEY;
Cashier, H. ]. RUDOLPH; Assistant Cashier, A. 0. ARNOLD.
DIRECTORS.
Earl D. Bloom, Frank Brandeberry, Elmer A. Foster, Simon M. George, Philo S.
Hankey, Benjamin F. James, Henry J . Rudolph, Frank J . Russell, F. H. Prieur,
Fred W. Uhlman, John C. White.
667.
RESOURCES.
LIABILITIES.
Loans on real estate................ :.......... .
Loans on collateral............................. .
Other loans and discounts._ .............. .
Overdrafts ........................................... .
State, county and municipal bonds
not included in reserve·-··-·············
Other bonds and securities ............... .
Banking house and lot._.................... .
Furniture and fixtures ........................
Cash items........................................... .
Due from reserve banks $31.494 86
Cash in vault.__ ............. 17,044 59
$25,441
17,900
99,563
175
00
00
00
77
152
27,200
10.000
2,648
1,273
70
00
00
56
72
Capital stock paid in ......................... .
Undivided profits less expenses, interest and taxes paid .. _ ..................
Individual deposits subject to check.............. $94,256 63
D emand certificates of
deposit........................ 53,215 15
Certified checks·-···········
16 24
Savings deposits............ 34,529 58
$50,000 00
876 60
182,017 60
48,539 45
Total._...........................................
T otal............................................
$232,894 20
$232,894 20
THE WOOD CODI TY SAVINGS BANK COMPA Y, BOWLING GREEN,
.
OHIO.
Organized July 9, 1900.
President,
E.
M.
FRIES;
Annual Meeting-1st Thursday after 1st Wednesday m ·
January.
Vice President, S. R.
CASE;
Cashier,
J.
H. LINCOL N .
DIRECTORS.
E. M. Fries, S. R. Case, J. C. Lincoln, C. B. Eberly, Wm. L. Hopper, Frank Kabig,
S. W. Bowman, J. H. Lincoln, N. R. Harrington, A. C. McDonald, J. N. Easley.
44.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts ............................................
U. S. bonds and securities not included in r eserve._ .......................... .
State, county and municipal bonds
not included in reserve·--···············
Other bonds and securities ............... .
Premium on bonds and securities ....
Banking house and lot._.................... .
Furniture and fixtures ....................... .
Other real estate................................. .
Cash items........................................... .
Due from reserve banks $386.00,5 84
Exchanges for clearing..
685 26
Cash in vault·-··············· 47.132 77
LIABILITIES.
$380,109
70,125
330.642
1,259
27
55
08
67
154.050 00
206,567
9,680
1,300
20,000
5.500
26 ..550
1,516
67
60
00
00
00
00
85
50,000 00
50,000 00
17,000 00
1,524.125 56
!l33,823 87
Total... ........................................... $1,641.125 56
•
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits
si'.!bject to check .... $1,005,212 30
Certified checks... -.....
237 61
Due to banks and
bankers....................
10,987 64
Dividends unpaid......
2,.500 00
Time certificates of
deposit....................
22 ,575 42
Savings deposits........
272,658 33
U. S. postal savings..
• 3,954 26
TotaL...........................................
1.641. 125 56
91
DEPARTMENT OF BANKS AND BANKING.
· THE BRADFORD ST A TE BANK, BRADFORD, OHIO.
Organized February 14, 1917.
President,
Annual Meeting-2d Wednesday in January of
each year.
Arst Vic e President, J. C. KATHERMAN; S econd Vic e
President, 'Vv. W. K ELLER; Cashier, A . W. McCUNE.
JOHN T. ARNOLD;
DIRECTORS.
Nate Iddings, John T. Arnold, Samuel Hart, J. C. Katherman, R. R. Du Bois,
Harmon W. Miller, W . W. Keller.
657.
LIABILITIES.
RESOURCES.
$7,116 92
20,789 78
765 91
Loans on real estate..........................••
Other loans and discounts._ .............. .
Ove·rdrafts. _ _ _ _ _ ···················
U. S. bonds and securities not included in reserve.- .......................... .
State, .county :3:nd municipal bonds
not mcluded m reserve·-··-·············
Other bonds and securities .. ..............
Premiums on bonds and securities ..
~~~hiI~!:nd .fixtures .................:::::::
4,800 00
10,750
1,350
200
2,120
137
7,871
2,801
716
1,918
Due from reserve banks·-- -···············
Cash in vault..·-·····•··••·························
Due from other than reserve banks
Expenses and interest ....................... .
Total_ ...........................................
00
00
00
99
58
75
10
21
79
Capital stock paid in ... - -- Surplus fund ........................................
Undivided profits less expenses, int erest and taxes paid ......................
Individual deposits subject to check.............. $28,503 14
Demand certificates of
5,914 32
d eposit ...... - - - - · ·
$25,000 00
715 62
T otal_ .....................- - ~ - · · ·
$61,339 03
$61,339 03
1,205 95
34,417 46
THE MECHANICS BANKING COMPANY, · BRADNER, OHIO.
Organized July 13, 1908. Annual Meeting-3d Friday in January.
President,
M.
A.
THOMAS;
Vice· President,
CHAS.
W. Fox; Cashier, C. H.
STUMP.
DIRECTORS.
M. A. Thomas, W. J. Wagner, vV. White, Jas. P. Evans, H. R. Kortier, W. W.
Bowe, Chas. W. Fox, Geo. A. Snyder.
9.
LIABILITIES.
RESOURCES.
Loans on real estate............................
Loans on collateraL ............................ .
Other loans and discounts._...............
Overdrafts ............................................
U. S. bonds and securities not included in reserve·- ···························
State, county and municipal bonds
not included in reserve.--- ·············
Furniture and fixtures ........................
Other real estate..................................
Cash items........................................... .
Due from reserve banks $14,097 22
Exchanges for clearing..
235 84
Cash in vault·--·············
5,179 31
$39,426
5,209
75,342
359
59
24
94
08
1,000 00
3,016
1,100
2,475
50
66
00
63
00
Capital stock paid in.·----····
Surplus fund ........................................
Undivided profits le.:,s expenses, interest and taxes paid .... _ _ __
Individual deposits subject to check .............. $49,472 76
Demand certificates of
deposit........................ 38,728 77
Certified checks·--·········
17 80
Due to banks a n d
bankers.. .....................
3,000 00
Dividends unpaid..........
6 00
Savings deposits............ 27,100 05
$25,000 00
2,300 00
1,148 04
19,512 37
10 00
Deposit items ....................- - - -
118,325 38
729 09
Internal revenue stamps....................
TotaL...........................................
$147,502 51
Total._·············------
$147,502 51
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
------
92
ANNUAL REPORT
THE BREMEN BANK COMPANY, BREMEN, OHIO.
Organized Feb. 8, 1906.
Annual Meeting-1st W ednesday after 1st Monday in
January.
President, H. M. SHELH AMER; Vice Presidents, J.' J. WELCH, G. T. TURNER ;
Cashier, G. W. B ALDWIN; Assistant Cashier, GEO. J. FRASCH.
DIRECTORS.
H. M. Shelhamer, J. J. Welch, G. E. Turner, B. F. Householder, John Schmelzer,
I saac Klinger, G. W. Baldwin, C. E. Berry, John Seifert.
49.
LIABILITIES.
RESOURCES.
Loans on real estate............................
L oans on collateral.. ......................... ,..
Other loans and discounts._ ...............
Overdrafts ............· -- - - ·············
State , county and municipal bonds
not included in reserve ................••
. Other bonds and securities ............... .
Banking house and lot........................
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $61,163 36
Exchanges for clearing..
432 09
Cash in vault·--·············
7,839 91
T otaL...........................................
$57,174
25,920
105,744
216
10
00
79
80
74,671
26,748
14,825
2,500
233
29
22
40
00
Capital stock p aid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $201,006 07
D emand certificates of
deposit........................ 100,4,53 19
Sa vings deposits............ 14 ,761 92
$25,000 00
25,000 00
11,047 64
Other liabilities ....................................
316,221 18
200 25
T otaL...........................................
$377,469 07
11
69,435 36
$377,469 07
THE BRIDGEPORT BA IK & TRUST COMPANY, BRIDGEPORT, OHIO.
Organized Dec. 24, 1907.' Annual Meeting-2d Wednes day in January.
President, C. A.
Vice President,
ROBINSON;
Cashier,
W .
E.
J.
C.
H EIN LEIN;
THOMAS.
DIRECTORS .
C. A. Robinson, J. C. Heinlein, Everly South, W. E. Th om as, J as. L. Higgins,
Seneca Lyle, E. N. Boggs, Henry Bieberson, August Kraatz, Jos. Meister,
Thomas K. N eaher, Jos. Pursegloe.
334.
RESOURCES.
LIABILITIES.
Loans on real estate............................
$74,532 20
Loans on collateraL ...........................
Other loans and discounts._ ...............
Overdrafts .. ..........................................
U. S. bonds and securities not included in reserv'----- ·············
State, county and municipal bonds
not included in reserve ..·-- ·············
Other bonds and securities ................
Premium on bonds and securities ... .
~~ilii[~:i:.~d fixtures ........................
292,320 08
99,945 05
831 28
Due from reserve banks $77,262 55
Cash in vault... -............. 39,703 78
Foreign money······-···························Due from other than reserve banks..
Tota.,.___ _ _ _ __
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
109,617 24
12,033
70,525
700
5,500
100
33
29
00
00
00
116,966
205
717
$783,993
33
60
30
70
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid .. ................... .
Reserve for taxes ...............................•
Individual deposits subject to check .............. $243,075 92
Demand certificates of
deposit........................
6,539 89
Due to banks a n d
bankers........................
1,231 28
Time certificates of dep osit ............................ 178,008 29
Sa vings deposits ............ 221,147 73
U. S. postal savings......
5,295 60
$75,000 00
40,000 00
12,770 00
925 00
655,298 70
I·
Total.-...........................................
783,993 70
93
DEPARTMENT OF BANKS AND BANKING.
THE BRIDGEPORT DOLLAR SAVINGS BANKING COMPANY,
BRIDGEPORT, OHIO.
Organized Feb. 9, 1891.
President,
Annual Meeting-1st Thursday after 2d Tuesday in
January.
Vice President,
Cashier, HENRY Fox.
JOHN T. ScoTT;
THOMAS
T.
FRASER;
DIRECTORS.
John T. Scott, Thomas T. Frasier, R. B. Mitchell, Oswald Schick, C. yv. Appenzeller,
Wm. Koehnline, Geo. H. Sheetz, Chas. W. Adolph, Franklm Neff.
466.
LIABILITIES.
RESO R CES.
Loans on real estate........................... .
Loans on collateral............................. .
Other loans and discounts·-···············
Overdrafts ................. · - - - - · ·····
War savings stamps·--·······················
State, county and municipal bonds
not included in reserve ..................
Other bonds and securities ................
Liberty bonds........ ............................. .
Furniture and fixtures ........................
8!~h\f!~sestate........................... :··:···
Due from reserve banks $56,054 32
Exchanges for clearing..
4,973 37
Cash in vault·-··············· 18,846 44
B onds held as lawful
r eserve ........................
6,000 00
$ 139,922
97,459
165,823
1,149
1,148
19
18
59
31
18
11,465
218,624
20,890
1,616
2,599
1,572
56
62
00
18
50
70
Capital stock paid in ....... ~~·······
Surplus fund .......... ••·······················:····
Undivided profits less expenses, interest and taxes paid ................... .
Individual d eposits subj ect to check .............. $25.5,123 79
Certified checks ..·-········•
1,550 88
Dividends unpaid..........
76 00 1
Time certificates of deposit .. .......................... 174,423 20
Savings deposits ............ 228,071 48
$50,000 00
30,000 00
8,899 79
659,245 35
85,874 13
TotaL ..................... •-···················
Total..............................................
$748,145 14
$748, 145 14
THE CITIZENS STAT E & SAVINGS BANK, BROOKVILLE, OHIO.
President,
Vice President, D. M. D ETRICK; Cashier, 0 .
A ssistant Cashiers, J . P. D AFLER, MERLE W. MILLER.
EDGAR WEAVER;
E. B AKER;
DIRECTORS.
Edgar Weaver, D. M. Detrick, W. P. Klipinger, H. B. Marshall, 0 . E. Baker,
D. C. Albert, P erry King.
663.
LIABILITIES.
RESOURCES.
Loans on r eal estate............................
Loans on collateral. ............................
Other loans and discounts._ ...............
Overdrafts ............................................
U. S. b onds and securities not included in reserve·-···························
State, county and municipal bonds
not included in reserve ....................
Premium on bonds and securities ....
Banking h ouse and lot._ .....................
Furniture and fixtures ........................
Due from r eserve banks $23,858 12
Exchanges for clearing..
1,085 63
Cash in vault·--············· 10,934 87
Bonds held as lawful
reserve...... ..................
4,500 00
Total._ ...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$51,504
25 ,655
156,027
2,539
37
81
35
93
10,150 00
103,903
970
21,000
1,252
41
44
00
00
40,378 62
$413,381 93
~!f~f~~ f~~C:..:.~~~.!.~::::::::::::::::::::::::::
Undivided p r ofits less expenses, interest and taxes paid ......................
Individu al deposits subject to check .............. $119,712 28
D emand certificates of
deposit........................ 83,963 51
Cashier's checks............ ·
64 00
Certified checks... _.........
407 50
Due to banks a n d
bankers.-..................... 22,423 43
T ime certificates of des P?Sit........... . ............... 136,557 62
avmgs deposits.. ..........
1,826 41
Other liabilities .... _ _ _ __
T otal._ ...........................................
$35,000 00
7,000 00
2,921 84
364,954 75
3,505 34
$413,381 93
94
ANNUAL REP()RT
THE U NION TRUST & SAVINGS COMPANY, BRYAN, OHIO.
Or?"anized May 24, 1899.
President, A. R.
DEWEES ;
Annual Meeting-2d Tuesday in January.
Vice President,
CHAS. WAGNER;
R ADABAUGH.
Cashier, F. VV.
DIRECTORS.
A. R. Dewees, Chas. Wagner, Will M'. Morrison, I. E. Gardner, F. \V. Radabaugh.
480.
RESOURCES.
Loans on real estate............................
Loans on colla teral.. .......................... .
Other loans an d discounts·-···············
Overdrafts ............................................
U. S. bonds and secu rit ies not included in reserve._...........................
State, county and municipal bonds
not included in reserve _ _ __
Other bonds and securities ............... .
Due from reserve banks $57,426 16
Cash in vault·--·············
4,599 08
TotaL...........................................
LIABILITIES.
$109,875
57,239
135,113
60
32
66
01
85
10,509 04
1,000 00
1 00
Capital sto::k paid in ..........................
Surplus fund .....· - - - -- ·········
Undivided profits less expenses, interest and taxes paid ......................
Reserve for taxes............................... .
Individual deposits subject to check.............. $71,213 99
Time certificates of deposit............................ 53,072 33
Savings deposits ...........: 208,922 83
$25,000 00
10,500 00
Total.............................................
$375,824 12
62,025 24
$375,824 12
6,809 43
305 54
333,209 15
THE COMMERCIAL & SAVINGS BANK COMPANY, BUCKEYE CITY,
OHIO.
Organized May 16, 1906.
President,
D.
S.
Annual Meeting-2d Monday in January.
WORKMAN;
H.
Vice President, N.
s.
H. HUNTER;
Cashier,
WORKMAN.
DIRECTORS.
N. H. Hunter, D. S. Workman, B. F. Kaylor, John L. Hammond, W. H. Fry, J. L.
Colopy, S. S. Day.
433.
RESOURCES.
LIABILITIES.
$80,223
9,031
55,445
456
03
92
59
76
7,639 43
10,000 00
4,000 00
1,500 00
Capital stock paid i.~---······Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check .............. $51,693 66
Dividends unpaid..........
625 00
Time certificates of deposit............................ 85,354 09
Savings deposits--·•-···· 18,006 56
$25,000 00
2,750 00
TotaL...........................................
$186,935 14
3,505 83
155,679 31
18,638 41
TotaL ..............
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$186,935 14
95
DEPARTM ENT OF B.ANKS AND BANKING .
BUCYR US CITY BANK, BUCYR US, OHIO.
Organize d Decembe r 17, 1913. Annual Meeting -2d Wednesd ay
in January of
each year, beginnin g 1915.
Presiden t GEORGE DoNNENWIRTH; Vice Presidents . J. H. RoBINSON
, FRANK P.
Dom_;ENWIRTH; Cashier, W. A. BucKE; Asst. Cashiers, F. E. DoNNENW
IRTH,
'
C. E. GEBHARDT.
DIRECTORS.
George Donnenw irth, J . H. Robinson , James C. Tobias, Frank P.
Donnenw irth,
W. A. Blicke, Daniel Kalb, W . F. Mader, Jacob Colter.
577.
LIABILIT IES.
RESOURC ES.
Loans on r eal estate........................... .
Other loans and discounts ................. .
Acceptance s of this bank purchased
or discounted................................... .
U. S. bonds and securities not included in r eserve.-.......................... .
State, county and municipal bonds
not included in reserve. __.............. .
Other bonds a nd secur ities ................
Banking house and lot ........................
Cash itei;ns............, .............................. .
Due fr
r eserve b anks $264,274 53
Exchan ges for clearing..
8,408 42
Cash in vault·--············· 94,173 85
W ar savings and thrift st;mps ........
Internal revenue stamps ................... .
$89,271 39
603,487 44
22,068 09
118,600 00
101,993
189,870
35,000
166
84
00
00
00
Capital stock paid in .................. ........
Surplus fund ....................................... .
Undivided profits less expen ses, interest a nd taxes paid ..................... .
Individual deposits subject t o check ......•-····· $650,470 93
D emand certificates of
deposit...... .................. 98,090 93
Certified checks.- -•········
536 70
Time certificates of deposit .................. ......... . 401,070 99
Savin gs deposits ........... . 160 ,'0 92 17
-----
366,856 80
5,5
90
\JP 00
TotaL ........................................... $1,532,95
B onds borrowed ..................................
Other liabilities ................................... .
$100,000 00·
90,0000 00
12,681 13
1,310,261 72
20,000 00
13 61
T otaL ........................................... $1,532,956 46
46
THE FARME RS & CITIZEN S BA K & SAVI IGS COMPA NY
BUCYR US, OHIO.
Organize d October 1, 1907. Annual Meeting -January 1 of each yea
r.
President, GEo. W. MILLER; Vice Presidents, AMOS KELLER, C. R. RowE;
Cashier, H . E . Krnss.
DIRECTORS.
Geo . "'?I· Miller, Amos Keller, W. H. Angene, W. P. Fral ick, H. D.
M
Eichelbe rger, J ~mes Decker, E . C. Heinle, F red Sch if er, E. G. iller, D. B.
Row e, H. E . K1ess, T . M. Kennedy , S. G. Ku rtz, J . A . Dellinger . Reid, C. R.
50.
RESOURC ES.
t~:~: ~~ ~~ilat!;!t::::::::::::::::::::::::::::
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve.- ...........................
State, county and municipal bonds
:q.ot included in reserve·--- ·············
Other bonds and securities ................
Furniture and fixtures '....................... .
Cash items........................................... .
Due from reserve banks $46,502 62
Exchanges for clearing.. 10,963 14
Cash in vault·--············· 29,571 97
Items in tra nsit·-·········· ··················· ····
LIABILIT IES .
$122,651 98
725 ,937 81
373 97
34,537 41
40,001
34,500
1,000
4,698
00
00
00
85
87,037 73
4,225 15
~~;'
~fi~ f~~cl_~~~~..i.~::::::::::::::::::::::::::
Undivided
profits less expenses, int erest and taxes paid .................. ... .
individual deposits subject to check .............. $406,766 48
Demand certificates of
deposit...... .................. 57,588 86
Certified checks·-- ·········
244 56
Dividends unpaid..........
20 00
Time certificates of deposit.......... .................. 227,118 24
Savings deposits.... ........ 99,637 49
U. S. p ostal savings......
1,228 77
M oney borrowed·- -·····························
TotaL. .................................. :....... $1,054,963 90
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$100,000 00
100,000 00
17,359 50
792,604 40
45,000 00
T otaL ................ ;.......................... $1,054,963 90
96
ANNUAL REPORT
BANK OF BUFF ALO COMP ANY, BUFFALO, OHIO.
Organized October 7, 1913.
Annual Meeting- 2d Tuesday in January.
President, C. C. COSGROVE; Vice President, G. W. FRYE; Cashier, P . E. HooPM AN;
Assistant Cashier, FoREST WYCOFF.
DIRECTORS.
G. W. Frye, J. W. William s, C.. C. Cosgrove, Chas. W. Frye, Eli Groves, Silas
McLaughlin.
575.
RESOURCES.
Loans on real estate............................
Loans on colla teral.. ............................
Other loans and discounts.-·•·············
Overdrafts ........................................... .
U. S. bonds and securities not in. eluded in reserve.-.......................... .
State, county and municipal b onds
not included in reserve,_ _ __
Other bonds and securities ................
Premium on bonds and securities ....
Banking house and lot _ __ _ _
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $21,677 10
Uash in vault·-- ·············
4,194 26
Bonds held as -lawful
2,000 00
reserve ....................... .
Total..............................................
LIABILITIES.
$89,363
10,100
16,266
13
95
00
00
00
50 00
7,450
7,000
100
8,780
2,560
33
00
00
00
53
78
57
Capital stock paid in ...... - - -Surplus fund ........................................
Undivided profits less expenses, interest and taxes p aid ......................
Individual deposits subject t o check.............. $84,089 38
Demand certificates of
deposit.. ...................... 40,226 78
Cashier's checks............
481 11
Savings deposits............ 12,501 21
$25,000 00
5,000 00
2,290 71
137,298 48
27,871 36
TotaL...........................................
$169,589 19
$169,589 19
•
THE BYESVILLE STATE BANK, BYESVILLE, OHIO.
Organized September 3, 1910. Annual Meeting-2d Wednesday in January.
President, C. C. COSGROVE; Vice P resident, P. McCONNELL; Cashier, J. A. HooPM AN ;
Assistant Cashier,- METTA THOMPSO N.
DIRECTORS.
C. C. Cosgrove, P. McConnell, J. A. Hoopman, C. W. Eberle, J. M. Boyd, M. A.
Sherby, J. A. Pryor, A. J. True, H. C. Egger.
520.
LIABILITIES.
RESOURCES.
Loans on r eal estate ............................
Loans on collateral............................. .
Other loans and discounts ................. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve .... ............... .
Other bonds and securities ............... .
Banking house and lot·-·····················
Furniture and fixtures ........................
Due from r eserve banks $17,014 98
Exchanges for clearing..
579 68
8,598 74
Cash in vault ..·-········-····
Bonds held as lawful reserve ............................
1,000 00
$81,503
11,605
28,961
24
77
70
25
56
3,550 00
7,310
2,500
12,163
1,685
00
00
11
46
Capital stock paid in .. ........................
Surplus fund ............! . .. ... . . . ..... . . . . . ... .... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.............. $68,865 80
D emand certificates of
deposit........................ 34,429 32
Cashier's checks........
244 60
Savings deposits............ 36,433 45
$25,000 00
5,000 00
2,148 79
139,973 17
Other liabilities-Christmas club
and war stamps ................................
4,375 29
TotaL...........................................
$176,497 25
27,193 40
Total·-···········•············· - - - -
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$176,497 25
97
DEPARTMENT OF BANKS AND BANKING.
THE FARMERS & MERCH ANTS B AN K, CALDWELL, OHIO.
Organized November 25, 1911.
President,
VI/. D.
Annual Meet ing-2d Wednesday in J anuary.
•r
M. B. ARCHER; Vice Presidents, G. S. ULLMAN, F. D. COMBS; Cashier;
MERRY ; Assistant Cashier, TH URM A N HAZARD; T eller, D. ISABELLA
MERRY.
DIRECTORS.
M. B. Archer, G. S. Ullman, T. R. Hazard, J . H . Mill.s, C. L. Hellye r, J . L. Gray,
T. R. Milley, E. C. Brown, Caspe r Scl att, W. D. Merry.
548.
LIABILITIES.
RESOUR C ES.
L oans on r eal est ate ........................... .
L oa ns on coll a t eral.. ........................... .
Oth er loans a n d discounts ................. .
U . S. bon ds a nd securiti es n ot included in r eser ve ............................. .
Stat~ r: n11ntv a nd municipal bond s
not inch rled in r eserve ................... .
Banking house and lot ........................
Furniture and fixtur es .. ..................... .
Due from reservt- banks $.54 .747 04
Exchan ges for clear ing
fi .0 lfi 11
Cash in vault.................. 13.5 18 42
T ot a l. ............................................ .
$30,000 00
20,000 00
74.2 l 57
Capital ·stock paid in ......................... .
Surp lus fu nd._·-········· .. ·.. ······· .............. .
·U nd iv ided profits less expenses, mt erest a nd taxes p a id .................. ....
Indi vidu al d eposits subject t o check .............. $ 157,004 20
D emanu certificates of
d eposit.. ...................... 42, 767 01
Cashi er's ch ecks.... ........
3.636 75
Di v idends ,mpa id ..........
1.800 00
Time cert ificates of deposit ............................ 206,65 1 71
Savings d ep osits............ 26,584 12
$494,789 51
T otal............................................. .
$494 .789 51
$9.5. 7.52 00
35, 101 00
16G .840 07
39,150 00
64.Jfi .''i 87
18.000 00
1,500 00
6,345 72
438.443 79
THE CALEDO TIA B A NKING COMPA Y, CALEDONIA, OHIO.
Organized Ap ril 28, 1906. Annual Meeting-1st VI/ ednesday in J an uary.
President, L. C.
Do N I E
Vice President, vV.
WIRTH:
Cashier, T.
J.
J.
WEIR;
PITTMAN.
DIRECTORS.
L. C. Donnenwirth, J. D. H ar rison, T . J. Pittman, R. L. H ighly, J. E . Baker,
F . G. U lsh, Wm. J. Weir, M. H. Underwood.
332.
RE SOUR CES .
L oa ns on rea l estate ............................
Loans on colla tera l.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
U . S. b ond s a nd securities n ot includ ed in r eserv e..............................
State, county and m unicipal bonds
not in cluded in r ese1·ve ................... .
Oth er hands a nd secur it ies ................
Banking house a nd lot ... ................... .
F urnit- ure a nd fi xtures .................... ... .
Cash it ems ........................................... .
Du e from r eser ve banks $54 ,34 7 06
Cash in vault .................
5 ,376 65
LIABILITIES.
$83,800
33.688
139.260
1,735
50
00
80
82
23 ,088 49
3 .050
5,000
4 ,500
1,500
181
00
00
00
00
61
D ue from other than r eserve banks....
59,723 71
16.355 29
T otal... ...........................................
$371,884 22
4-B. & B.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
~!;~~i!
f;~C:..~~'.~.!.~.·.~::::::::::::::::::::::::
Undi v ided profits less expenses. in-
$32. 000 00
16,000 00
t erest a nd taxes paid ........................
Ind ividua l d eposits subject t o check. ............. $ 189,856 01
D emand cert ificates of
d eposit.. ...................... 114,784 74
Sa vings d eposits.... ........
1,472 72
7,770 75
M on ey borrowed ..................................
306.113 47
10,000 00
T ota' ·- ·······.. ···...............................
$371,884 22
98
ANNUAL REPORT
THE CAMBRIDGE SAVINGS BANK COMPANY, CAMBRIDGE, OHIO.
Organized June 3, 1899.
President,
Annual Meeting-1st Tu esday in January.
B. F. SH EPPARD; Vice
HooPM AN; Secretary and
President, ROGER KIRKPATRICK; Cashier, M. B.
Treasurer, C. C. COSGROVE; Assistant
Cashier, M. W. STILES .
DIRECTORS .
B. F. Sheppard, C. C. Cos.grove, Roger Kirkpatrick, J . G. Blair,. T. C. White,
J. B. Giffee, W. W. Stewart.
458.
RESOURCES.
Loan s on real estate ........................... .
Loans on collateral... .......................... .
Other lo:ins and discounts.-.............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in r eserve............................. .
State, county and municipal bonds
not included in reserve..·-···············
Other bonds and securities ................
Premium on bonds and securities ... .
Banking house and lot ....................... .
Furniture a nd fixtures ........................
Du e from reserve· banks $20. 784 88
Exchanges for clearing..
8 .648 69
Cash in vault.................. 18,624 67
Bonds held as lawful r eserve .............. ............. .
5.500 00
Total..............................................
LIAB ILITIES.
$179,123
26.125
35. 138
47
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less ex penses interest and taxes paid ......................
I ndividual deposits subject to check .............. $168,683 04
Divid ends unpaid..........
1,500 00
T ime certificates of dedeposit........................ 90 016 92
Savings deposits............ 33,520 32
18
00
76
61
5,200 00
39.575
4,000
700
12.100
2.200
00
00
00
00
00
$50,000 00
10,000 00
4.047 51
293,720 28
53,558 24
$357,767 79
T otal..............................................
$357,767 79
THE CITIZENS SAVING BANK COMPANY, CAMBRIDGE, OHIO.
Organized June 3, 1899.
President,
S.
M.
BURGESS;
Annual Meeting-2d Monday in June.
Vice President,
H.
H AWTHORN E.
P.
WooDWORTH;
Cashier,
D.
M.
DIRECTORS.
S. M. Burgess, T. W. Scott, Wm. Hoyle, H. P. Woodworth, C. S. Sheppard,
D. M. Hawthorne, 0. A. Bauer, F. L. Schick, M. R. Potter.
396.
RESOURCES.
Loans on -i;eal estate ........................... .
Loans on collateral.. ........................... .
Otrer loans and d iscounts. ............... .
U. S. bonds and !'ecur ities not included !n reserve............................. .
State, countv and municipal bonds
n ot inclu ded in reserve ................... .
Other bonds and securit ies ............... .
Premium on bonds and securi ties ... .
Banking house and lot....................... .
F urnitu re and fixtures ....................... .
Cash items ........................................... .
Due fr om r eserve banks $36. 033 29
1, 619 71
E xchanges for clearing..
Cash in vault.................. 10,807 82
B onds held as lawful reserve .. ......................... .
6.000 00
LIABILITIES.
$281,071 67
33,3 79 00
87,287 47
12,802 00
5,250
2. 500
300
16,700
8 ,500
73
00
00
00
00
00
3fi
Other assets..........................................
54.460 82
63 52
TotaL...........................................
$502.387 83
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fu nd .... ................................... .
Undivided profits Jess expenses, interest and taxes paid ..................... .
Reserve for interest ...... ......................
Individual deposits subject to check .............. $143 ,878 38
D ue to banks a n d
bankers........................ 14,923 73
T ime certificates of
d eposit.......................... 129,202 19
Savings deposits ............ 127.503 . 33
$50.000 00
24 .000 00
170 33
2,709 87
Money borrowed._ .............................. .
415 ,507 63
10,000 00
Total.............................................
$502,387 83
99
DEPARTMENT OF BANKS AND BANKING.
THE EXCHANGE BANK COMPANY, CANAL FULTON, OHIO.
Organized June 29, 1914. Annual Meeting-2d Wednesday of January.
President, E. R.
HELD;
Vice President, E. E.
Treasurer, E. J.
SHILLING;
NICHTER.
Secretary, F. J.
MITCHELL:
DIRECTORS.
T. E. Finefrock, E. E. Shilling, E. R. Held, E. J. Nichter, C. R. Daily, P. J . Blank,
D. K. Jones.
606.
LIABILITIES.
RESOURCES.
Loans on real esta t e........................... .
Lolns on collateral ............................ .
Other loans and discounts ................. .
Ov erdrafts ........................................... .
U. S. bon<ls and securities not included in r eserve..............................
State. <.'ounty and municipal bonds
not included in res erve ... .. .............. .
Other bonds and securities ................
. Banking house and lot ....................... .
Cash i ems ........................................... .
Due fn,m reserve banks $45,921 22
Cash in vault................ .
7,959 92
$94,833
131,496
97,30P
498
Undivided profits less expenses, interest and taxe~ paid ..................... .
Individual deposits subiect to check ................................... .
D emand certificates of
deposit........................ 122,367 67
Cashier's checks............
1,269 50
Savings deposits............ 137,632 13
1,000 00
8,840
5,220
6,000
49
$25,000 00
10,000 00
~~i~i~~ f~~t.:.~~~.~~.·.·.·.:::·.·.·.·.·.::::::::::~:·.::
96
00
84
73
00
00
00
63
1.819 ]9
86,C40 81
State deposit ....................................... .
347,310 11
15,000 00
TotaL...........................................
$399,129 30
.53,881 14
T otal..............................................
$399,129 30
THE PEOPLES BANK COMPANY, CANAL WINCHESTER, OHIO.
Organized December 1, 1903. Annual Meeting-3d Monday in January.
Pusident, L. W.
BERRY;
Vice President,
HERMAN SHADE;
Cashier, L.
D. KRAMER.
DIRECTORS.
L. W. Berry, Herman Shade, J. P. Warner, W. E . Sitterlie, L. D. Krainer,
T. D. Kalb, Sr., W. A. Smith.
290.
LIABILITIES.
RESOURCES.
Loans on real estate ........................... .
Loans on c0llateral. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and secur:ties not included in reserve ............................ .
State, county and municipal bonds
not includ ed in reserve ................... .
Other bonds and securities ............... .
Banking house and lot ................... ... .
Furniture and fixtures ....................... .
Due from reserv e banks $67.699 75
Exchanges for clearing.. 10,341 37
Cash in vault................. 10,574 15
Total...... ........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$109,155
3,550
76,403
112
47
00
11
69
48,750 00
2,000
6,762
3,525
300
00
50
00
00
~ir~t!
f~~ccf.:.~i.~.'.~.·.~::::::::::::::::::::::::
Undivided profits less expenses, in-
$25,000 00
16,000 00
terest and taxes paid ..................... .
Individual deposits subject to check. ............. $172,725 79
D emand certificat es of
deposit........................ 11.034 89
Time certificates of dedeposit........................ 10::l,815 74
Savings deposits.... ........
6,220 97
4,376 65
293,797 39
88,615 27
$339,174 04
TotaL...........................................
$339 ,174 04
100
ANNUAL REPORT
THE CANTON MORRIS PLAN BANK, CANTON, OHIO.
Organized March 30, 1916.
Annual Meeting -
President, C. W. KEPLINGER; Chairman of the Board, H. H. TIMKEN; Vice .
Presidents, E. A. BOWMAN, J ERE MI A H KENNY, CHAS. V\T. KRIEG; Se cretary
and Tr easurer, H. Ross AKE; Assistant Secretary and'
Treasurer, LEROY J ACKMAN.
DIR ECTORS.
Chas. W. K ep linge r, H. H., Timken, E. A. Bowman, J . R. Beite r, Phil. J . Be rnowe r, A. Bierce Cla rk, Augustu s Dannemiller, J. E. F igley, Ed wa rd L. Hang,
H enry W. Harter, J erem iah H. Kenny, Chas. W . K rieg, Au stin Lynch, Henry
C. Milligan, A rthur J. Mo rris, Norman C. Raff, Harry S. Renkert, W. Pau l
Wagner, Jame s F. T. Walker, W m. R. Zollinger, H. Ross Ake, 'vV. G. Saxton,
Geo. F. S. Melbourne.
633.
LIABILITIES.
RESOURCES.
Loa n s on collateral-Morris Plan ....
Oth er loans and d iscounts- Morris
Plan._ ................................................ .
W ar Savings Stamps ........................ ..
Furniture a nd fixtu res ...................... ..
Due from r eser ve banks $3,935 76
E xcha nges for clearing..
1,546 98
Cash in vault..................
1,224 02
Bonds held as lawful
reserve .... ................... .
2,246 78
$ 17,825 00
287,62.5 00
932 70
1,361 34
Cash short ............................................
8,9 53 54
21 98
T otal. ............................................ .
$316,719 56
Capita l stock pa id in .. ....................... .
Surplus fund ....................................... .
Undivided profi ts less expenses, int erest a nd taxes pa id .................... ..
R eser ve fo r ta xes ............................... .
Reserve for interest.. ......................... .
H ypothecated d ep osit s-Morris
Plan .... ............................................. .
Time certificates of dep osit ............... .
Savings deposits ................................ ..
Money borrowed ................................ ..
R eserve for losses ............................... .
Discount unearned ............................ ..
$100,000 00
779 00
T ota l.. ........................................ ..
$316,719 56
2,384 17
28 67
1,488 17
120,387
69,600
337
10,000
1.570
9,885
00
00
00
00
53
02
THE CE r TRAL S AVI NGS BANK COMP A Y, CA1 TON, OHIO.
Organized May 7, 1887.
President,
Annual Meeting-3d • Wednesday in J anuary, each year.
AUS TIN LY NCH;
Cashi er,
PAUL D.
RID ER.
DIRECTORS .
Lewis R. Zollars, J oseph M. Blake, Austin Lynch, Paul D. Rider, Robert S. Shields.
53.
RESOURCES.
Loans on r eal estate ............................ $1,274,445 57
208,092 27
Loans on collateral...... ........................
Other loans and discounts..................
65,275 00
Overdrafts- secured .... ......................
U::3 62
U. S. bonds and securi ties not included in reserve............................. .
132,189 30
State, county and municipa l bonds
not included in reserve................... .
152,000 00
OtJ,er bonds and securities ............... .
221.073 00
Prem ium on bonds a nd securities ... .
1,9 71 62
Banking house and lot.. ..................... .
85.000 00
Furniture a nd fixtures and safe deposit vaults ...... ............................... .
20, .591 03
Other real estate................................. .
2,748 9!)
Cash items .......................................... ..
5 00
Due from r eserve banks $210,381 72
Exchanges for clearing.. 13, 141 21
Cash in vault.................. 36,311 22
Bonds held as lawful
reserve.......... .............. 50,000 00
309,834 15
Du e fr_om oth1:r than reserve banks ..
30,364 68
I tems m transit ................................... .
2,180 00
Trust funds invested ......................... .
155,350 00
Liberty bond advance fund ... _......... .
5.1 5 00
TotaL ........................................... $2,666 ,489 19
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LI AB ILITIES.
Capital stock pa id in.. ........................
Surplus fund .. ......................................
Undiv ided profits less expen ses. interest and taxes paid .. ....................
In dividua l d eposits subject t o ch eck .............. $1 1.766 90
D ema nd certificates of
dep osit.. ...................... 24, 3 8 79
Time certifica tes of d ed ep osit.. ...................... 8::l4 ,43<1 60
Sa vings deposits ............ 1.245,659 72
6,187 2
U. S. postal savings.. ....
Trust fund s..........................................
Li berty bond fund ..............................
$150,000 00
30,000 00
26,949 91
2,292,437 :.'I
J ,56, 126 95
10,974 50
T otal... ........................................... $2,66G,489 19
101
bEPARTME NT OF BANKS AND BANKING.
THE COMMERC IAL & SA VIN GS BANK, CANTON, OHIO.
Organized March 14, 1909. Annual Meeting-1s t Monday of January.
President,
DR. JAMES FRAUNFELTE R; Vice President, vV. W. lRwIN;
HoMER L. RosE; Asst. Cashier, C. A. HANNER.
Cashier,
DIRECTORS.
Dr. Jas. Fraunfelter , Vv . .W. Irwin, Homer L. R ose, Frank Paqu elet, Jno. W . .A. .
Staudt, V./m . J . Pontius, Celsu s Pomerene.
485.
LIABILITIES .
RESOURCES .
L oans on real estate........................... .
Loans on collaternl.. ........................... .
Other loans and discounts ................ .
Overdrafts ............................................
U. S. bonds and securities not included in r eserve ............................. .
State, county and municipal bonds
not included in reserve ................... .
Furniture a nd fixtures ........................
Other real estate ................................. .
Cash items......................... ...................
Due from reserve banks $128. 654 06
Excha_nges for clearing.. 47,054 37
Cash m vault ... _............. 31,912 07
$238,620
7.'i,266
515,240
3,005
Capital stock paid in ...................... ....
Surplus fund .. .................................._. ...
Undivided profits less expenses , mterest and taxes paid ..................... .
Individual d eposits subject to check .. ............ $467 ,284 69
D emand certificates of
d eposit.. .............. ........ 27,096 G8
Certified checks..............
1.295 24
Due to banks a n d
bankers........................
2,328 61
Dividends unpaid ........ ,.
1,4 5 00
Ti me certificates of dep osit ............................ 121.075 05
Savings d eposits .... ........ 372,915 45
86
58
58
51
30,752 02
8,5 00
3, 26
1.998
4,4
00
15
55
10
207, 630 50
TotaL ........................................... $1,0 9,328 85
$50,000 00
35,000 00
10,848 13
993,480 72
T otal... ........................................... $1,089,32
85
THE DIME SAVINGS BANK COMPANY , CANTON, OHIO.
Organized January 24, 1895.
Annual Meeting-1s t Monday in January.
President,
F. E. CASE; Vice Pres-ident, HENRY A.
JACOB I. P IPER; Assistant Secretary-T reasurer,
WISE; Secretary-T reasurer,
W. HOWENSTIN E.
GEO.
DIRECTORS.
F. E. Case, Henry A. Wise, Jacob I. Piper, 0. M. Coxen, W. J. Poy ser,
A. J. Gibbs, J. E. Figley.
467.
RESOURCES .
Loans on real estate........................... .
Loa ns on collateral.. ......................... ...
Other loans and discounts·-···············
Overdrafts ........................................... .
U. S. b onds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve·---·············
Other bonds and securities ............... .
Premium on bonds and securities ..... .
Ba nking h ouse and lot ....................... .
Other real estate................................. .
Cash items ......................... ................. .
Due from r eserve banks $221,070 84
Exchanges for clearing.. 24,090 28
Cash in vault.................. 55,252 12
Bonds held as lawful
reserve ...... ................. .
8,000 00
Items in transit................................... .
LIABILITIES .
1,432,424
103,378
29,965
539
00
27
17
31
518,603 00
347,191
647,140
5,910
69,109
65,000
2,022
79
20
94
51
00
24
$200,000 00
120,000 00
20,473 22
3,202,355 76
30 ,413 24
13,131 31
Total... .......................................... $3,542,828 98
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ........................ ..
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Indiddual deposits subject t o check .... .......... 8615,919 45
D emand certificates of
deposit ....................... 24,131 45
Certified checks..............
81 50
Dividends unpaid.......... 12,05..J 00
Time certificates of deposit ............................ 575,693 04
Savings deposits ............ 1,850,4 [8 25
U.S. posta l savings ...... 124,058 07
Total... ........................................... $3,542,828 9
102
ANNUAL REPORT
THE FIRST TRUST & SAVINGS BANK, CANTON, OHIO.
Organized March 27, 1917.
Ann ual Meeting -
President, H. H . TI MKEN;, First Vice President, HARRY R. JO NES; Second Vice
President, W. G. SAXTON; Secretary-TreasHrer, FRANK COLLINS.
DIRECTORS.
E. A. Bowman, Harry R. J ones, William Rommel, J ohn H. Fimple, W. G. Saxton,
Frank Collins, H. H. Timken, Ed. A. Langenbach, 0. F . Transu e, J. B. Brothers, F . E. Case, Herman Ely.
659.
RESOURCES.
Loans on real estate ........................... .
L 0ans on collateral.. ............................
Other loa ns and discounts ....... - ........ .
Overdrafts ............................................
U. S. b mds an:i s ~c urities n : > t included in reserve ............................. .
Sta te, count y a nd municipal b onds
n ot in cluded in reserve ..... - •··•·········
Other b '.)Qds and securi ties .. ..............
Furniture and fi .x:tu res ........................
Cash items ........................................... .
Due fr om reserve banks S.351,307 95
E x:chan 5es fo r clearing..
7 ,275 OS
Cash in vault.................. 48,103 89
Due from other than reserve banks ... .
Other assets-revenue st-amps .... ......
Due from U. S. treasurer... - .............. .
Trust department securities ..............
LIABILITIES.
$78,600
230,037
234,617
18
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and ta xes paid .. ................... .
Reserve for taxes·-····-•························
R eserve for interest .. ......................... .
Individual deposits sub•
ject to check .............. $677,423 44
D emand certificates of
370 55
de p'.lsit ....................... .
6,853 79
Cashier's checks ........... .
67 22
Certified checks·--·········
Due t o banks and
1,720 13
bankers....................... .
Time certificates of dep 0sit............................ 67,o:rn 36
Savings deposits ............ 349,954 09
00
27
69
61
223,117 07
55,000
29,400
8, 000
1,050
00
OJ
00
59
409,686
6,89!)
100
110,000
300,000
92
19
00
00
00
Trust deposits (uninvested) ............. .
Trust Dept . deposits (invested) ... _.... .
Due subscribers to Liberty loans ..... .
$200,000 00
20,000 00
4,195 15
1,500 00
500 00
1,103,425
5,906
300,000
131,050
58
65
00
00
Total. ____ ...................................... $1,766,577 34
Total... ....•.......................•.............. $1,766,577 34
THE GEORGE D. HARTER BANK, CANTON, OH [0.
Organized October 1, 1891. Annual Meeting-Wednesday after January 1st.
President, F.
Vice President, A. M . D UEBER; Cashier, E. E.
Assistant Cashier, WILL R. MYERS.
HERBRUCK;
MACK;
DIRECTORS.
F. Herbruck, Chas. N. Vicary, A. M. Dueber, B. T. Steiner, C. G. Herbruck, E. E.
Mack, H. S. Renkert, J. F. O'Dea, Mrs. Elizabeth A. Harter.
52.
RESOURCES.
Loans on real estate............................
Loans on collateral.. .......................... .
Other loans and discounts._ .............. .
Overdrafts .... ....................................... .
U. S. bonds and securities not included in reserve ............................. .
State, count y and municipal bonds
n ot included in reserve._ ................ .
Other bonds and securities ............... .
Banking h 0use and lot ....................... .
Furniture and fixtures ........................
Other real estate................................. .
Cash items........................................... .
Due from reserve
banks .... .................. . 1,895,785 40
Exch :m ges for clearin~............................
78;189 40
Cash in vault·--··•······
242,699 26
Items in transit·-················•················
LIABILITIES.
$372,450
894,772
3,112,226
4,715
17
so
65
81
270,896 22
137,000
23,250
161,800
18,275
2,2.'i0
3,920
00
00
00
25
00
86
$300.000 00
350,000 00
8 1,588 04
6,518,334 71
2,2 16,674 06
31,690 93
Total.. ........................................... $7,249,922 75
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest a nd t axes paid. ...................... .
Individual deposits
subject to check. ..... 52,547,056 19
Demand certificates
of deposit................
82,224 37
Ce rtified checks..........
6,9 0 25
Due to banks and
bankers....................
183 ,209 06
Di vidends unpaid ......
12,000 00
Time certificates of
deposit.................... 2,199, 9 39
Savinf.S deposits........ 1,469,349 05
U.S. postal savings..
17,679 40
TotaL. .......................................... $7,249,922 75
103
DEPARTMENT OF BANKS AND BANKING.
CRYSTAL PARK BANK, CANTON, OHIO.
Organized October 12, 1916. Annual Meeting-3d Wednesday in January.
President,
CHAS. W.
KRIEG; Vice President,
HERBR UCK ; Cashier, WM.
E. L. HANG; Secretary,
N. FREDERICK.
WENDELL
DIRECTORS .
Chas. W. Krieg, Howard B. Fawcett, E. L. Hang, C. A. Pontious, John J. Eicher,
Wendell H erb ruck, H. S. Renkert.
645.
LIABILITIES.
RESOURCES.
$154,350
6G,326
34,893
143
Loans on real estate........................... .
L oans on collateraL ........................... .
Other loans and discounts ................. .
Overdrafts .. ......................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
n 0t included in reserve ................... .
Other bonds and securities ................
Premium on bonds and securities ....
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $297,614 53
Exchanises for clearing.. 12,806 86
Cash in vault.................. 40,536 08
07
67
95
46
187,175 01
71.999
147.562
49
6,909
713
$50,000 00
Capital stock paid in ......................_... .
Undivid ed profits less expenses, mterest and taxes paid ..................... .
Individua l deposits subject to check .............. $776,725 40
Demand certificates of
deposit........................
2,447 29
Time certifi cates of deposit............................ 15,117 49
Savings deposits ............ 174,754 24
87
70
50
84
11
6,349 53
Other liabilities ............. _.................... .
969,044 42
236 05
350,957 47
4.099 ~5
I terns in transit·-·······························
Total ............................................. $1,025,630 00
Total... ........................................... $1,025,630 00
THE CITIZENS BANK, CARDINGTON, OHIO.
Organized November 15, 1894.
President, \V. B .
DENMAN;
Annual Meeting-1st Monday in January.
Vice President, V.
W. P ECK;
Cashier, E.
W. WILLITS.
DIRECTORS.
W. B. Denman, C. F. Heimlich, F. M. Curl, R. F . Mosher, V. W . Peck, Geo. H.
Ruhlman, E . M. Willits.
419.
LIABILITIES.
RESOURCES.
t~~~: g~ ~~tla~:;!t:::::::::::::::::::::::::::
Other loans and discounts ................. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ....................
Other bonds and securities ............... .
Banking h ouse a nd lot... .................... .
Furniture and fixtures ........................
Other real estate ................................. .
Cash items........................................... .
Due fr om reserve banks $29,670 65
Exchanges, drafts, etc..
1,249 8 1
Cash in vault..................
4,054 37
Bonds held as lawful
2,000 00
reserve·- ·······················
$114,495
7,096
lOR,509
1,774
45
51
90
22
961 18
29,660
6,600
3,300
2,700
10,9.'iO
728
51
00
00
00
00
04
$25,000 00
25,000 00
2,144 07
280,119 52
Due from other than reserve banks.-.
Other assets......................................... .
36,974 83
8,510 62
2 33
TotaL...........................................
$332,263 59
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
~~f~r~~ f:~c:..~~~~.!.~.::::::::::::::::::::::::::
Undivided profits less expenses, interest and taxes p aid ..................... .
Individua l deposits subject to check .............. $152,335 25
Demand certificates of
deposit.. ...................... 32,050 06
Due to banks and
bankers........................
438 92
Dividends unpaid..........
55 00
Time certificates of dep osit............................ 92,452 81
Savings deposits............
2,138 10
U. S. postal savings......
649 38
Total..............................................
$332,263 59
104
ANNUAL REPORT
THE PEOPLES BANK COMPANY, CAREY, OHIO.
Organized January, 1902.
President, H. F.
GR AVES;
Annual Meeting-3d Wednesday in January.
Vice President, L. G. R ANGER; Cashier, A. H.
Assistant Cashier, C. W. McGILL.
KEMERLEY;
DIRECTORS.
H . F. Graves, L. G. Ranger, Geo. Ash, A. H. Kemerley, Levi Haines.
371.
RESOURCES.
Loans on real estate.........................•..
L ')ans on collateral... ...........................
Oth , r l:nns and disco unts._ ...............
Overdraf ts ............................................
U. S. b )njs a nd securities n ot includ ~d it1 resc·rve ............................. .
Other b :mds a nd securities ................
C3.sh ite-nL......................................... .
Due fr om reserve b a nks ..... - .............. .
Cash in vault ....................................... .
T otal..............................................
LIABILITIES.
$22,450
3,700
188 ,568
47
00
00
86
58
$40,000 00
40,000 00
21,717 50
17,000 00
3,0Z~ 33
110,250 74
8,261 04
Capital stock paid in ......................... .
Surplus fund .. ..................................... .
Undivided profits less expenses, int erest and taxes p aid ......................
Indi •?idual deposits subject to check .. ............ $216,794 20
D emand certificates of
deposit.. ...................... 62,849 11
Due t o banks and
ba nkers........................
2,281 61
$375,024 05
T otal..............................................
$375,024 05
13,099 13
281,924 92
•
THE FARMERS & MERCHANTS BANK COMPANY, CARROLL, OHIO.
Organized December 26, 1906.
President, H. E.
Annual Meeting-2d Tuesday in January.
ALSPACH; Vice President,
KISTLER; Assistant Cashier,
J. M.
J. A.
BRUNNER;
KISTLER.
Cashier, C. E.
DIRECTORS.
H. E. Alspach, J. M. Brunner, J. A. Kistler, S. P. Crist, W. R. Cofman, Henry
Holmes, C. E. Kistler.
449.
RESOURCES.
L oans on real est ate........................... .
L oans on colla teral.. ........................... .
Other loans and discounts ..................
U. S. b ')nds a nd securities not included in reserve ............................. .
Bankit1g h ouse and lot ........................
Furniture and fixtures ....................... .
Due from reserve banks $46,090 79
Cash in vaulL...............
4,959 94
Total............................................. .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$60,513 00
20,350 00
70,536 04
36,518 00
3,500 00
2,500 00
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undi vided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check .............. $113,198 66
Dema nd certificates of
deposit ...................... ~. 95,966 24
$25,000 00
7,000 00
2,802 87
51,050 73
Reserve ..·- ·········································
209,064 90
1,000 00
$244,967 77
Total. ............................................ .
$244,967 77
105
DE!>.ARTMENT OF BANKS Al-lD BANKING.
THE CUMMINGS TRUST COMPANY, CARROLLTON, OHIO.
Organized May 18, 1906.
Annual Meeting-2d Monday in January.
President-T reasurer, T. J., S ALTSMAN; Vice President, J. C. YERRALL; Secretar'y,
J. B. FIELDER; Assistant Treasurer, FRANK JOHNSTON; Assistant Secretary,
HARRY McLAUGHLIN.
DIRECTORS.
J.
C. Ferrall, T. J . Saltsman, J. B. Fiedler, Frank J ohnston, W. 0. DeFord, Dr.
A. H . Hise, H. J . Eckley, U . C. DeFord, J. A. Fawcett, John H. Fimple, T. J.,.
Simpson, G. J. Butler, J no. A. George.
311.
LIABILITIES .
RESOURCES.
L oans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................
Acceptances of oth er banks discounted ...- ........................................ .
Overd raft s ........................................ .. .
U . S. bonds and securities not included in reserve·-···························
Sta te , county a nd municipal bonds
not included in reserve .................. .
Other b ol)ds and securities
Banking h ou se and loL .... ::.-.-.::::::::·.:::
Other rea l estate
·
Due from reservi.banks $252,535 67
Exchanges for clearing.. 2,935 02
Cash in vault·--············· 32,111 40
Capital stock paid in.......................... $100,000
Surplus fund ........................................
153,000
Individual deposits subject to check.......... $480,459 59
Demand certificates
130,496 39
of deposit ............... .
385 00
Certified checks ......... .
6,022 00
Dividends unpaid ..... .
Time certificates of
depnsit .................... ·
860,179 02
Savings deposits........
155,838 31 $1.
,
633 380
50,000
Bonds borrowed ..................................
$503,309 68
95,223 48
21 8,6(-;2 09
12,580 00
24 20
203,500 00
127,250
451,540
23,878
12,829
00
00
97
80
00
00
31
00
287,582 09
Tota.___ _ _ _ _ _ _ ..•. $1,936,380 00
Tota..__ _ _ _ _ _ _ _ _ .. $1,936,380 00
THE CASTALI A BANKI G COMPANY, CASTALIA, OHIO.
Organ ized September 14, 1905.
President,
J. BIXBY;
Annual Meeting-2d Tuesday in J anuary.
Vice President,
W.
C. GRAVES;: Cashier, D. D. WHITE.
DIRECTORS.
J. Bixby, W. C. Graves, D. D. White, Cyrus C. Knapp, Aug. F. Miller, T. C. Adams,
J ames Nolan.
468.
RESOURCES .
Loans on real estate........................... .
Loans on collateral... .......................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
Other bonds and securities ................
Banking house and lot........................
Furniture and fixtures ....................... .
Other real estate ................................. .
Cash items ............................................
Due from resrve banks.. $9,236 38
Cash in vault................
3, 195 03
Bonds held in lawful
1,000 00
reserve ........................
LIABILITIES.
$41,788
1,314
33,388
131
7,000
1,475
575
1,500
966
40
90
46
06
00
00
00
00
81
Other liabilities ............... _ _ __
Other assets......................................... .
13,431 41
699 90
TotaL...........................................
$102,270 94
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ........................................
Undi vid ed profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .. ............ $34,392 64
D emand certificates of
deposit........................
2,626 4 7
Time certificates of deposit.... ........................ $20,394 48
Savings deposits............ 19,073 02
T o t a L - - - - -··················
$ 12,500 00
3,500 00
2,9 10 33
76,486 61
6,874 00
$102,270 94
106
ANNUAL REPORT
THE EXCHANGE BANK OF CEDARVILLE, OHIO.
Organized as private bank, 1890; incorp orated July 17, 1914.
2d Tuesday of J anuary.
Annual Meeting-
President, GEO. W. RIFE; First Vice P resident, SETH W. SMITH; Second Vice
President, OLIVER GARLO U GH; Cashier, OSCAR L. SMITH; Assistant
Cashier, L. F. TINDALL.
DIRECTORS.
Geo. W. Rife, Oliver Garlough, G. E. Jobe, Oscar L. Smith, Miron I. Marsh.
S99.
RESOURCES.
L oans on real estate........................... .
L oans on collateral. ........................... .
Other loans and discounts.-.............. .
Overdrafts ........................................... .
U. S. b '.m ds and securities not included in reser ve·-···························
State, county :md municipal bonds
n ot included in reserve ..·--·············
Other bonds and securities ............... .
Furniture and fixtures ........................
Other real estate................................. .
Due from reserve banks $66,618 02
Exchanges for clearing..
123 54
Cash in vault..·-············· 14,713 29
LIAB ILITIES.
$26,000
70, 825
294,470
3,087
00
20
73
M
5,800 00
16,708
11,019
500
7,200
80
40
00
00
U. S. re venue stamps ....................... .
81,454 85
83 50
T otal_ .......................................... .
$517,150 02
Capital stock paid in ......................... .
Surplus fund .... .................................. ..
Undi vided profits less expenses , interest a nd taxes pa id ......................
Indi vidual deposits subject t o check .... .......... $236, 189 85
D emand certificates of
<lep')sit........................ 21,300 35
Due to ba nks a n d
ba nkers........................
352 76
Time certificates of deposit .. .......................... 75.0.30 00
Savings deposits............ 100,426 30
Other deposits................ 19 ,792 78
$50.000 00
12,000 00
Total._ ...........................................
$517,150 02
2,057 98
453,092 04
THE CITIZENS BANKI G COMPANY, CELINA, OHIO.
Organized J anuary 9, 1897. Annual Meeting-1st Monday in J anuary.
President,
S.
A.
BowMAN; Vice President,
H ENRY LENNARTZ.
W.
T. P ALMER;
Cashier,
DIRECTORS.
S. A. Bowman, W. T. Palmer, Henry Lennartz, J. D. Johnson, Ira E. Crampton.
5S.
RESOURCES.
LIABILITIES.
L oans on r eal estate........................... .
L oans on collateral.. ............................
Other loa ns and discounts ................. .
Acceptances of other banks discounted.-.......................................... .
Overdrafts .... ....................................... .
U. S. bonds and securities not included in reserve ............................. .
Other bonds and securities ............... .
Banking house and lot....................... .
Furniture and fixtures ....................... .
Other real estate................................. .
Du e from r eserve banks $59,240 18
Exchanges for clearing..
2,355 17
Cash in vault ..·-······-····· 30,352 41
$ 160,113 76
74,175 00
170,1 93 53
T otaL................... ........................
$590,157 07
4,665 38
1.212 39
65,09P,
700
14,000
2.500
5 553
00
00
00
00
25
Capital stock paid in ..........................
Surplus fund .. ..................................... .
Undivided profits less expenses, intPrest and taxes paid .. ................... .
I ndividual deposits sub ject to chec1< .. ............ $221,5 1 30
D emand certificates of
deposit........................
2,226 40
Time certificates of deposit ............................ 265,693 90
Savings d eposits............ 32.122 49
$50,000 00
16,000 00
2,532 98
521.624 09
91.947 76
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
TotaL_......................... ................
$590,157 07
107
DEPARTMENT OF BANKS AND BANKING.
THE COMMERCIAL BANK COMPA Y, CELINA, OHIO.
Organize·d December 20, 1900. · Annual
President, C.
D.
ileeting-2d Monday in January.
Vice President, J. B.
Cashier, A. M. RILEY.
HIERHOLZER;
PuLSK AMP;
DIRECTORS.
C. D. Hierholzer,
J.
B. Pulskamp, A. M. Riley, E. J. Hierholzer, J. A. Romer.
56.
LIABILITIES.
RESOURCES.
Loans on r eal f'state .. •------ --·---·-·----·-·-·L0am, on collateral__ ____________ . ______________ .
Other loans and discounts .._-- -·---···-··Overdrafts _______. __ .__ ... _._._ ..... _. __ .. _____ .... _._
U. S. bonds and secu rities net includ ed in rf'serve ____ ·--·--·---··-·---------···
State. county and municipal bonds
not included in reserve._ .. ······----··-Other bonds a nd s curities ___ ··--·--·---··
Banking house and lot. ____ ·····--···········Due from reserve banks $9 1.2GG 86
Excl,angcs for clearing__
fl.FOfl 02
Cash in vault·--···-····---·-· 47.870 68
War revenue stamps···-· ·-··-·-······-········
244,783
79,977
557.044
G'J
50
55
7!)
34
Capita l stock paid in·--·· ·--·-·····-·· ··--·--Surplus fund_········-·--·-·-·· --····-····-··-······
Undivid ed profits less expenses, int erest and taxes paid·-······-·-·····-·····
U. S. deposits other
than postal savings .. $5.000 00
Individucl deposi ts subject to check. __ ··-·-·-·-·- 372,080 67
Demand ccrtifirates of
deposit ........ -·--··-· ···-···· 29,452 60
Certified cbecks._ .___ ·-···-75 00
Due to banks a n d
bankers_·---···---······--·--· 16,978 76
Time certificates of deposit_····-·· ··-·--··-··········- 635,122 77
Savings deposits·--···· ·-·-· 41,G30 32
l 10,5!)2 07
Sl.71l0 00
2,fiOO 00
12,000 00
H8,94G 5G
100 00
TotaL·••--··-·-···-····-······-·········-- ····-· $1.2::!8, 589 81
$50,000 00
75, 000 00
13,249 69
1,100 340 12
Total... .......·-··--······--··············-···-··· $1,238,589 8 1
THE CENTERBURG SA VI GS BANK COMP A IY, CENTERBURG, OHIO.
Organized February 3, 1906.
· President, C.
H. BISHOP;
Annual Meeting-1st Tuesday in January.
Vice President, C. W.
CoE;
Cashier,
HOMER
C.
SMITH.
DIRECTORS.
C. H. Smith, C. W. Coe, H. C. Smith, R. B. Ramey, Guy C. Bishop.
416.
RESOURCES.
Loans on rea 1 estate ........ ·-···· -······-······
Loans on collateral.·····---·-· ·········---· ··-Other loans and discounts .... •-···-··--····
Overdrafts .......·-·········-·-·····-·······-·--··-···
U. S. bonds and securities not inclurlecl in reserve ··············-·············
Other bonds and securities.·-······-······
Banking house and lot ..... ••·········----····
Furniture and fixtures_··-·· -···---······--···
Du e from reserve banks $43.394 25
Excha nges for clearing.
248 55
Cash in vault..................
9,39 89
LIABILITIES.
$22,F46
23.839
1.53,730
2,494
15
70
::l5
16
10.775 rn
lfi,.",02 00
11,400 00
2,200 00
$40,000 00
14,000 00
3,538 84
239,690 34
Due from other than reserve banks..
53.041 1)9
400 00
TotaL..·-···--····--··-·-··· -······-·--··-·····-·
$297,229 18
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in. .. -··-··-···---·····-· ····
Surplus fund ... •· ·-· ·----······ -·············---····
Undivided profits less exp enses, interest and taxes paid_·····-···-···········
Indi vidual deposits subject to cbeck. ... ---···-··· $178,230 53
D emand certificates of
deposiL . __ ···-·-·-·-· --·-·--· 61.222 66
Dividends unpaid_···-··--13,'i 00
U. S. postal savings __ .. __
102 15
TotaL-···························-··············
$297,229 18
108
ANNUAL REPORT
THE CHAGRIN FALLS BANKING COMPANY, CHAGRI
J
FALLS, OHIO.
Organ ized March 25, 18~0. Annual Meeting-1st \Vednesday in May.
President, S. P.
Cashier,
HARRIS; Vice Presidents,
J OHN A . CHURCH; Asst.
F. P . SHUMAKER, A. C. BREWSTER;
T reasurer, H. vV. STROUD.
DIRECTORS.
S. P. ~farris, J. vV. Stoneman, A. C. Brewster, F. P . ·shumaker, Austin H. Church,
John A. Church, M. F . Brewster.
57.
RESOURCES.
Loans on real estate........................... .
Loans on c:o!lateral.. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securiti es not in cluded in reserve........ ......................
State. count y and mun icipal bonds
not included in reserve................. .
Other bonds and securiti es ............... .
Banking house and lot....................... .
Cash items ............................................
Due from reserve banks $72,058 32
Cash in vault.................. 15, 134 08
LIAB ILITIES.
$113,520
30,402
248,6BG
2,289
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, int erest a nd taxes paid ..................... .
Individual deposits subject t o check .. ............ $312,868 U
Deman d certificate sof
deposit........................
3,11 7 31
Certified checks..............
2,862 02
Due to banks and
bankers........................
1.665 83
Savings deposits ............ 315.874 43
00
69
62
27
42,150 00
83,648
14 1,% 0
5,000
200
75
00
()0
00
$50,000 00
45.000 00
9.619 93
87.19 2 40
910 43
3d Liberty loan payments ..................
636.:587 73
14,942 50
Other assets......................................... .
T otal. .............................................
$755,950 16
Total. ........................................... -
$755,950 16
THE CHARDON SAVINGS BA K, CHARDON, OHIO.
Organized June 2, 1905.
President, C. L.
SMITH;
Annual Meeting-2d Tuesday in J anuary.
Vice President, W.
B. BRUCE ;
Cashier, F . E.
FORD.
DIRECTORS.
W. R. Davis, A. H. Stafford, R. C. Peace, W. R. Bruce, F. E . Ford, C. L. Smith,
R. E. Hovey .
.58.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ............................
Other loans and discounts ..................
Overdrafts .... ....................................... .
U. S. bonds and securities not includ ed in reserve .............................
State. county and municipal bonds
not included in reserve ................ ... .
Other bonds and securities ............... .
Banking house and lot ....................... .
Due from reserve banks $41.093 98
Cash in vault.................. 16,987 88
Bonds held as lawful ,
10,000 00
reserve .. .. ..... .
T otal... ...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$ ]80,520
101.384
134,058
fi5
94
00
68
40
17,000 00
100,0() 00
67,.500 00
12,000 00
Capital stock paid in ......................... .
Surplus fund ....................................... .
Individual deposits subject to check .............. $245,412 35
Cash ier's ch ecks.... .. ...... 10,000 00
Dividends unpaid..........
1,500 00
Time certificates of deposit. ........................... 17,783 38
Savings deposits .. .. ........ 327.629 15
1,285 50
U. S. postal savings.. ....
$50,000 00
27,000 00
603 ,610 88
68,081 86
$680,610 88
Total..............................................
$680,610 88
109
DEPARTMENT OF BANKS AND BANKING.
THE FARMERS & ME R CH A NTS STA TE BANK, CHATTA TOOGA,
OHIO.
Organ ized December 20, 1916. Annual Meeting-2d Wednesday in January
President, W. R.
Vic e President, H. C.
SMlTH;
BAKER;
Cashier, T. W.
BAKER.
DIRECTORS.
W. R. Smith, Geo. R othhaar, Fred Stuckey, John Koch, T. °Vil. Baker,
J. J. Deitsch, Lewi s Egger. ·
652.
LIABILITIES.
RESOUR CE S.
5,700 00
83 ,1 1 42
73 99
Loans on real est ate........................... .
Other loans a nd d iscounts................ ..
Overd raft s ............................................
U. S . bonds and securities n ot included in reserve ............................ ..
Banking h ouse and lo t.. .................... ..
Furnit ure and fii..t ures ...................... ..
Du e from reser ve ha nks Sii ,853 47
1,090 75
Exchanges for clea rin g..
7,733 4G
Cash in va ult..................
10,7 5 57
4,1 6 07
2,781 29
1'!,677 68
T otal.......................................... ..
Capital st ock pa id in ........................ ..
Undi vided profi ts less expenses, interest and taxes pa id .................... ..
Indi , idua l deposits subject to check .............. $29,139 96
De rnand r:ertificates of
deposit.. ...................... 17,423 86
Time certificates of dep osit.... ........................ 3'4,238 50
178 85
Savings deposits............
$25,000 00
289 78
Bonds borrow tl .... ..............................
Third liberty loan deposits ............... .
80,981 17
2,650 00
12,465 07
Total ............................................ .
$121,3 6 02
$121,386 02
THE SAVINGS BANK COMPANY, CHILLICOTHE, OHIO.
Organ ized Ftb ru ary 16, 1887.
President,
JoH N
M.
Annual
feet ing-2cl week in January, each year.
VANMETER; Vice President, JOH N
MUTCHLER.
ROBERT
n:
Cashier,
D.
MCKELL;
DIRECTORS.
John M. Vanmeter, John D. McKell, F. A. Stacey, Wm. B . Mills,
Chas. L. Franklin, Wm. McKell.
59.
FESOURCES.
Loans on real estate ........................... .
L0an s on collatera l.. .......................... ..
Other b a ns and discounts ................. .
U. S. b ·mds and se:.:urities not included in reserve ............................. .
State , count y and municipal bonds
n ot in cluded in reserve ....................
Other bonds and securities .. ............. .
Pre:n iu m on b onds a nd securities ... .
Other real esta te ................................. .
Due from reserve banks $243,074 07
3,047 42
Exchanges for clearing..
Cash in vault.................. 35,431 86
LIABILITIES.
$967,208 31
38,635 00
124,757 18
75,137 50
519,624
77,500
494
10,000
$100,000 00
100,000 00
d;go!f(t~.:.~~~.·-·.::::::::::::::::::::
114 ,223 56
1,780,686 71
Sa~i~e;;
00
00
93
00
2 1,553 35
Total... ........................................... $2,094,910 27
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capit;i.l stock paid in ........................ ..
Surplus fund .... .................................. ,.
Undivided profits less expenses, in-
Total... ........................................... $2,094,910 27
llO
ANNUAL REPORT
THE VALLEY SAVI NGS & TRUST COMPANY, CHILLICOTHE, OHIO.
Organized December 10, 1906.
Pres-ident,
GEO.
Annual Meeting-2d Tuesday in January.
H. SMITH; Vice President,
Cashier, ]No. H. BLACKER.
ALEX RENICK;
DIRECTORS.
Geo. H . Smith, Alex Renick, J oh n H. Blacker, D. M. Massie, L. A. Sears,
D. H. Roche, A. F . Klein.
307.
RESOURCES.
LIABILITIES.
Loans on real estate........................... . $627,026 21
Loans on collateral.. .......................... . . 162,912 39
434,958 29
Other loans and discounts................. .
Overdrafts ........................................... .
6,1 27 19
U. S. b onds a nd securities n ot included in reserve............................. :
114 ,535 22
322,311 75
Other bonds and securities ................
6,000 00
Furniture and fixtures ....................... .
1,527 35
Cash items........................................... .
Due from reserve banks $27,498 55
E xchanges for clearing.. 24,607 77 •
Cash in vault·--············· 80,998 04
B onds held as lawful reserve ............................ 35,000 00
168 ,104 36
262, 000 00
Trust investments·--···························
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $31 7,836 99
Demand certificates of
deposit.. ..................... 50,146 61
Certified checks..............
598 38
Due to ba nks a n d
bankers·-·····················
5,565 66
Time certifica tes of deposit ............................ 994,292 17
Savings deposits ............ 275,509 89
Trust deposits ..................................... .
T otaL. .......................................... $2,105,502 76
$100,000 00
90,000 00
9,553 06
1.643,949 70
262,000 00
Total._........................................... $2,105,502 7 6
THE FARMERS AND MERCH A TS BANK COMPA Y,
CHRISTIAN SBURG, OHIO.
Organized January 10, 1907. · Annual Meeting-1st Monday in January.
President, J. T. R.
President, J. W .
WILSON;
HEFFNER;
Vice Presiden t, J. R. MARSHALL; Second Vice
Cas hier, RoY L. POWERS; A ssistant Cashier,
BURT R. RICHESON.
DIRECTORS.
J . T. R. Wilson, J. R. Marshall, J. W. Heffner, Roy L. Powers, Ralph Foster,
Ezra Jenkins, C. B. Lair, W. J. Drake, W . L. Deaton .
. 60.
RESOURCES.
Loans on real estate........................... .
Lqans on collateral. ........................•...
Other loans and discounts..................
Overdrafts ........................................... .
U. S. bonds and securities n ot included in reserve.- ...........................
Banking house and Jot._ .................... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due fr om reserve banks $19,040 91
Cash in vault·--·············
4,555 84
.
LIABILITIES.
$32,480
4,985
83,685
247
00
52
92
48
13,449
10,000
1,800
80
72
00
00
22
Items in transit·-·································
23,596 75
60 00
Total_....................................... ·.. .
$170,385 61
'
'
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in..........................
Surplus fund. .......................................
Undivided profits less expenses, interest a nd taxes paid ......................
Individual deposits subject t o check. ............. $101.241 28
Demand certificates of
deposit........................ 46,480 26
Dividends unpaid..........
23 40
$15,000 00
6,000 00
1,625 51
Other liabilities....................................
147,744 94
15 16
TotaL...........................................
$170,385 61
111
DEPARTMENT OF BANKS AND BANKING.
THE BRIGHTO
BANK AND TRUST COMPANY, CINCINNAT I, OHIO.
Organized November 12, 1898.
President,
Annual Meeting-2d Tuesday in January.
G. A. WILLEY; Vice Presidents, ANDREW J ERGENS, J. J. HEIDACHER;
Cashier, G. M. MosLER; Assistant Cashier, S. W. PANDORF. ·
DIRECTORS.
C. H. M. Atkins, F. L. Haffner, J. J. Heidacher, John Hoffmann, Andrew Jergens,
M. E. Lyons, Edward Nagel, G. H. Osterfeld, M. C. Weiglein, R. H. West,
G. A. Willey, G. M. Mosler.
61.
LIABILITIES.
RESOURCES.
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits
subject to check ..... $1,690,362 11
Demand certificates
1,500 00
of deposit ................
3,712 00
Cashier's checks ...... ..
12,435 94
Certified checks........ ..
Due to banks and
493 35
bankers.................. ..
7,000 00
Dividends unpaid .... ..
Time certificates of
deposit..·-··---········...
838,787 18
Savings deposits........ 2,366,543 53
U.S. postal savings..
17,582 72
Loans on r eal estate............................ $609,571 49
Loans on collateral.. ........................... .
824,414 70
Other loans and discounts ................. . 1,139,491 94
Overdrafts ........................................... .
426 91
U. S. b ::mds and securities n ot included in reserve ............................. .
444,900 00
State, county and municipal bonds
not included in reserve ..·-··············· 1,610,149 52
Other bonds and securities ............... .
36,260 00
Banking h ouse and lot, furniture and
fixtures ............................................. .
40,000 00
Cash items........................................... .
6,840 63
Due from reserve banks $853,004 01
Exchanges for clearing .. . 46,897 69
Cash in vault.. _.............. 82, 176 68
Bonds held as lawful reserve............................ 80,000 00
1,062,078 38
Items in transit.-............... ................ .
616 91
$200.000 00
200,000. 00
144,028 12
Liberty loans....................................... .
Other liabilities ................. ---········
4,93, ,416 83
282,945 00
9,360 50
------
Total... ........................................... $5,774,750 48
Total... ........................................... $5,774,750 48
THE CENTRAL TRUST COMP ANY, CINCINNAT I, OHIO.
Organized January 26, 1883.
Annual Meeting-Feb ruary 25th.
President, A. CLIFFORD SHINKLE; Vice President, STEPHEN R. BURTON; Vice
President and Treasurer, WM. H. Snv,r PSON; Secretary, THEODORE J.
GEISLER; Vice President, H. M. LEVY.
DIRECTORS.
Geo. W. Armstrong, Jr., Stephen R. Burton, David B. Gamble, Fred A. Geier,
E. C. Goshorn, Reuben A. Holden, Charles D. Jones, Harry L. Law s, H . :\1.
Levy, Samuel F. Pogue, A. Clifford Shinkle, Wm. H. Simpson, Frank 0 . Suire,
Charles P. Taft, Edward Worthington.
62.
RESOURCES.
LIABILITIES.
Loans on real estate............................ $306,264 65
Loans on collateral.. ........................... . 2,371,790 22
Other loans and discounts ................. .
221,164 24
Overdrafts .... ....................................... .
2,964 95
U. S. bonds nand securities not included in reserve . ........................... .
96,279 03
State, county a nd municipal bonds
n ot included in r eserve._ .................
223 .570 75
Other bonds and securities .............. .. 3,637,239 02
Furniture, fixtures and vaults ..........
5,000 00
Other real estate-ground rents ..... .
290.131 00
Cash items ............................................
4,698 49
Due from r eserve hanks $679,340 83
Exchan ges for clearing.. 41.368 6
Cash in vaulL............... 145,846 32
866,55,') 83
Items in transit ................................... .
43,77R 32
Capital stock paid in .......................... $1,000,000 00
Surp_lu,s fund.. ...................................... 1,000,000 00
Undivid ed profits less expenses, in2fi3,469 46
ri/t~~~:s paid_...................... .
21.500 00
R eserve for interest .... .. .~................... .
7,072 35
In~iv~dual deposits sub',
Jee to ch eck ............ $2,593.957 51
Cashier's checks..........
1'8,077 77
Certified checks............
· ~;9 2 47
Due to banks an d
·
bankers......................
45.812 99
Time certificates of deposit..........................
5,553 07
Savings deposits .......... 2,430,589 86
5,096.973 67
Trust deposits (uninvested) ..............
180,416 02
M oney borrowed ... _.............................
500,000 00
Total... ........................................... $8,069.431 50
TotaL............................................ $8,069,431 50
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
R;:;:~!
112
.ANNUAL REPORT
THE CINCIN ATI BANK & TRUST COMPANY, ONCINN A TI, OHIO.
Organized Oct. 26, 1906.
President,
Annual Meetin g-2d Wednesday in January.
Vice Presidents, E. V . OVERMAN, HARRY L.
Cashier, GEO. A. SCH U LZE; Asst. Cashier, E. J. BRADLEY.
H. H. SUYDAM;
MANSS;
DIRECTORS.
Louis B. Eich hold,. R. B. Goodrich, L. E . Guntrum, John Hill, Frank S. Krug,
J . D. Leary, Harry L. Manss, E. V. Overman, A. L. Ti schbein, Geo. F. Stewart,
H. H. Suydam.
76.
LI AB ILITIES.
RESOURCES.
L oans on real estate............................
Loans on collateral... .......................... .
Other loans and discounts ................. .
Overd r afts ........................................... .
U. S. bonds and securities not incl 1d ~d in reserve ............................. .
St a t ,, . countv and municipal bonds
n )t in :!u::L!ii in reserve ............ ..... .
nth cr bonds a:1d securities ............. .
P rc :ni ,1m:; on b ) n::ls and securities ..
8 :i.n ',ing hous ~ a .d lot, vault and
furriiture an J fixtures ..................... .
C'as'.1 it .!mS ............................................
Due from reserve banks $ 130,304 08
Exchanges fo r clearin g..
9,935 76
Cash in vault.... ............. 18,673 27
$229,190
286,336
194,03 1
137
Capital stock paid in ......................... .
Surplus fund .. .. .. ................................. .
U!1divid ed p rofi ts less expenses, int erest and taxes pa id .................... .
Individual d eposits subject t o check .............. $533,155 0
Cashiers' checks.. .......... 14,631 39
Certified checks ... _.........
1,334 61:J
Dividr>nds unpaid ..........
9 00
Savings d eposits ............ 707,923 7
U. S. posta l savings......
4,894 78
00
32
90
16
46,547 95
434,384 00
25,500 00
7, 882 33
66,784 93
267 90
Other liabilities .................................. ..
$125,000 00
50,000 00
12;9 1 33
1,261,949 44
44 83
153,9 13 11
T otal... ........................................... $ 1,449,975 60
T ot al... ........................................... $1,449.975 60
TH E CITIZENS BANK! & SAVINGS COMPANY, PLEASANT RIDGE
(CI I CINNATI), OHIO.
Organ ized July 22, 1909.
Annual Meeting-2d Wednesday
111
Janu ary.
!' rcside11f, C. B. SMITH ; First Vice President, W. C. HATTERSLEY; Second Vice
President, W. J. HrnsCHEDE; Secretary and Treasurer, F. W. HoHM AN .
DIRECTORS .
\'/111 . J. Dallman, W. C. I-fa ttersley, Henry Rathkamp, C. B. Smith, F. W. Hohmann,
vV. J. Herschede, Rev. Fred Hohman.
498.
RESOUR CES.
L '>ans on real estate ...........................
L ,ans on collateral.. ............................
0 t'1 cr loans and discounts ............... .
() ,'c'rd rafts .. ............................ ..............
U. S. honrl s and securities not incl td ed in reserve ..............................
Sta:<! . rou nty and municipal bonds
n "lt included in reserve ....................
A-: ·-ued interest on bonds .. ...............
P ,·cm iu :ns on bonds and securities ..
Dan ki ng house and lot. ...................... .
F u rn iture and fixtures ........................
(~t h<.> r r eal estate................................. .
Du e) from reserve banks $ 11,664 67
( 'as li in vault... .............. 11 ,253 03
Il ri nds held as lawful
r ~serve ......... ..
3,500 00
LI ABILITIES.
$48,539
62,260
66,817
101
10
00
42
77
40,987 50
3,500
62
26
25,000
8,57."i
8,000
00
50
25
00
00
00
Capital stock paid in .. ....................... .
Surplus fund .. .... ................................ ..
Undiv ided profits less expenses, int ere~t a nd t axes paid .................... .
Individual deposits
subj ect to ch eck. ....... $147,750 61
D emand cert ificates of
d eposit.. . .................. ..
5 ,725 00
Cashi ers' checks ...... ..... .
50 70
Cert ified checks............ ..
39 18
Time certificates of deposit............................ 24,024 54
Sav ings d eposits............ 55,21 04
50,000 OD
5,780 00
1,699 17
232, 0
07
26,417 70
Total........................................... ..
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2!:l0,2 7 24
Total ...........................................
290,2 7 24
113
DEPARTMENT OF BANKS AND BANKING.
THE CITY HALL BANK, CINCINNATI, OHIO.
Organized April 25, 1893.
President,
Annual Meeting-1st Monday in May.
GEORGE SCHMIDT; Vice Presidents, Aue. E. MuTH, R. H. D OEPKE;
H r-:NRY NOELL; Asst. Cashier7 FRED L. ScHLICHTE.
Cashier,
DIRECTORS.
R. H. Doepke, Charles E isen, Gottlieb Erhardt, Henry Noell, Wm. H. F rillman,
Aug. E. Muth, Henry Hoffeld, George Schmidt, Henry H. W iggers.
63.
LIABILITIES.
RESOURCES.
L oans on real estate ........................... .
Loans on collateral.. ........................... .
Other loans and discounts ..................
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in r eserve ..................
Other bonds and securities ............... .
Banking house and lot .......................
Cash items........................................... .
Due from reserve banks $276,562 21
Exchanges for cl earing. 12,890 71
Cash in vault.................. 44, 73 85
Bonds held as lawful
reser ve........................ 32,000 00
$369,535
206,554
723,369
95
Capital stock paid in ......................... .
Surplus fund ....................................... .
Unr! iviclecl profits less expenses , int er est and taxes paid ..................... .
Individual deposits
subject to check. .....:in ,132,528 04
Cashie1 's checks..........
26,874 09
Certified checks............
4,010 0,5
Due to banks a n cl
bankers......................
1.000 00
4,000 00
Di vidends unpaid. .......
Time certificates of
deposit.....................
33.527 88
Savings deposits.. ........ 948,989 58
00
00
75
30
25,818 88
735 ,101
14,000
62 .000
4,529
113
00
00
80
$100,000 00
225,000 00
31,543 07
2,150,929 64
366,326 77
142 05
Items in transit ................................. .
Total... ........................................... ·$2,507,472 71
Total... ........................................... $2,507,472 71
THE COLUMBIA BANK & SA VIN GS COMPANY, CINCINNATI, OHIO.
Organized August 8, 1902.
President, W.
P.
Annual Meetin g-2d Wedn esday in January.
Vice Presidents, FRANK L.
Cashier, GEORGE C. FAHNESTOCK.
STAMM;
PFAFF, JoH N
ST A UN;
DIREC'I'.ORS.
J oseph Buhr, Loui s Goldkamp, Ruel K. Hynicka, M. Marcu s, vVm. Leimann, F rank
L. Pfaff, J ohn Staun, W. P. Stamm, Geo. H. Vonderahe, C. R. Hall, Richard
B. W itt, J . H. Brockman, Chas. J. Frohmill er.
64.
LIABILITIES.
RESOURCES .
L oans on real estate ............................
L oans on coll ateral.. ........................... .
Other loans and d iscounts ........ ....... .
nverdraf ts ........................................... .
U. S . bonds and securities not included in reserve·-······················•····
State, county and mun icipal bonds
not included in reserve ............... .
Oth er bonds and securities ............... .
Furniture and fixtures ....................... .
Cash item s.......................................... .
Due from r eserve banks 8116, 748 51
Exchanges for clearing.. 16,289 66
Cash in vault. ................. 101 ,9 50 24
$392.546
3-50,446
365.808
116
Capital stock paid in ........ .......... .
Surplus fund ....................................... .
Undivid ed profits less expenses, int erest and taxes paid ..................... .
Individual deoosits subject to check. ... .. ........ $640.008 9 1
l Cashier's checks............
3,424 04
Certified checks..............
7,99 1 77
Due to banks a n cl
bankers.................... .... 20,880 57
Dividends unpaid..........
9,039 60
Time certificates of
dep osi t ........................ 144.295 63
Savings deposits ............ 629,630 55
U. S. postal savings......
5 .564 18
94
36
27
16
48
00
00
56
IlI
II
234,988 41
TotaL. .......................................... $1,796 ,604 53
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
3,5,769 28
I
102,711 35
295,549
43,014
P.000
2,423
$100,000 00
200,000 00
I
1
1,460.835 25
------
Total... .......................................... $1,796,604 53
114
ANNUAL REPORT
THE COSMOPOLITAN BANK & SAVINGS COMPANY, CINCINNATI,
OHIO.
Organized March 24, 1903.
Annual ]\,feeting-2d Wednesday in January.
President, EDWARD F. ROMER; Vice Presidents, CONRAD G. RAIBLE, FRANK J. DoRGER;
Secretary-Treasurer, Jo HN H. MEINERS; Asst.· Secy. and Tr eas., CHAS . F.
MATHES, ELMER J . JOHANNIGMAN .
DIRECTORS.
Vincent H. Beckman, Frank J. Dorger, Wm. B. Dunkmann, Anthony Kunz, J. U.
Manischewitz, Meyer Newhoff, L. J . Oehler, Conrad G. Raible, 'vVm. Roegge,
Edward F. Romer, Jos. G. Steinbicker, Jos. H. Rieckelman.
65.
LIABILITIES.
RESOURCES.
Loa ns on real estate........................... .
L oans on "Olla t era L .......................... ..
Other loans and discounts._ .............. .
Overdrafts ........................................... .
U. S. b onds n ot included in reserve ..
Stat e, county and municipa l bonds
n ot included in reserve _____ ............ .
Premiums paid e n United Sta tes,
state and municipal b,,nds .......... ..
Other bonds and secu rities ................
Furniture and fi xt ures ....................... .
Other real est a te owned ..................... .
Due from other tha n reserve banks..
Cash items........................................... .
Due from reserve banks $266,552 73
E xchanges for clearing
house............................ 46,155 89
Gold coin........................ 13,940 00
Silver. __ ...........................
6,0o l 00
Fractional coin.. ............
1,470 99
U. S. and National
Bank notes._............... 41,772 00
. Bonds held as lawful reserve............................ 38,000 00
$768,713
443 ,581
9:::0,259
88
160,093
Cap ital st ock paid in ......................... .
Surp lus fund .... .. ................................ ..
Undivided profits less expenses, i'1tcrest and taxes pa id ..................... .
D ividends unpaid ............................... .
Ind iv idual
deposits
sub iect t o check ...... $1,622,312 99
Cashier's checks.... ......
11 ,120 48
Certified checks ... -.......
1,548 29
D ue to banks and
bankers... ..................
10,163 69
T ime certificat.es of
deposit.... .................. 374,:-l36 48
Savings dep osit s.......... 965,825 93
24
53
52
91
59
505,897 08
11,188
22tY,671
9,965
lt:i,419
25,171
1,603
15
73
00
59
45
00
Notes and bills rediscounted·--······ ...
$250.000 00
140,000 00
5,047 54
7,500 00
2.9~5.307 86
115,950 00
413,952 61
Tota,.______________ $3,503,805 40
T otal... .......................................... $3,503,805 40
THE COURT HOUSE SAVINGS BANK, CI NCINNATI, OHIO.
Organized April 17, 1909.
Annual Meeting-1st Monday in February.
President, W.
F. ROBERTSON; Vice President, THos. L. POGUE; Tr easurer, H.
MORGENTHALER; Cashier and Secretary,
M. FISHER; Assistant Cashier,
AUGUST ESSLINGER; Assistant Treasurer, W. E. STRAUTMANN.
J.
W.
DIRECTORS.
I. J. Cooper, John P. DeCamp, Charl es J. Hunt, William H. Lueders, H . W.
Morgenthaler, Thos. L. Pogue, W. F. Robertson, John H. Rielag, Philip
Schneider.
491.
RESOURCES.
L oans on real estate ........................... .
L oans on collateraL ......................... ..
Oth er loans and discounts ..................
Overdrafts ........................ ................... .
U . S. b -:m ds a n d secur ities n ot included in rese rve ............................ ..
Stat e, county ,rnd muni ~ipal o onds
n '.l t included in reserve ................... .
Other b onds a nd securitie~ .. ..............
F urniture and fix.tures .. .... ............... ..
Due from reser ve han ks $ 13 ,1 .55 4.5
E ~ch:i.nges for clearin~..
2,325 64
Cash in vault ... - ............. 21,614 69
Bonds h eld a s lawful
reserve ....................... .
7,000 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$21 5,4 17
233,935
80, 343
276
41
92
88
52
64,013 19
95 ,688 25
29, <;QQ 00
1,400 00
169,295 78
$890,175 95
-I
Capital stock paid in ........................ ..
Sur plus fund ...................................... ..
Undi virled profits less eKpenses . int erest and t a xes paid ..................... .
R eser\'e for interest ........................... .
Individual dep'.l~its subject to check .... .......... $405.038 71
Ca shier's checks............
8,650 08
291 50
Certified checks..............
T ime certificates of dep , sit............................ 75,28 2 27
S:i.vings deposits ............ 229,312 64
U. S. postal savings.. ....
51 10
$100,000 00
20,000 00
8,378 83
568 82
Subscriptions to Libert y b onds ........
719.428 30
41,800 00
Total._...........................................
$800,175 95
115
DEPARTMENT OF BANKS A.ND BANKING.
THE CUMMINSVILLE BANK AND SAVINGS COMPANY, CINCINNATI,
OHIO.
Orga'nized August 16, 1911.
· President,
JOH N
B.
Annual Meeting-2d Wednesday in January.
Vice Presidents,
A sst. Cashier, JoHN H.
H EID;
J AMES G. FrsK, EDw.
RuTH.EMEYER.
B.
HARRIS;
DIRECTORS.
Louis Bressler, W. H. Cowgu ill, Chas. H. Dhonau, B. L. Dorger, Charles Duwel,
H enry J . F. Evers, James G. Fisk, Edward B. Harris, John B. Heid, L. A.
Walton, G. A : Stifel, C. Fred Siehl, Henry Smith, Herbert J . Dorge r, F . W.
Stifel.
551.
LIABILITIES.
RESOURCES.
Loans on real estate............................
Loans on collateral... ...........................
Oth er loans and discounts................. .
Overdrafts ........................................... .
U. S. b '.mds and se::urities not included in reserve ............................. .
Sta te, count y and municipa l b onds
n ot included in reserve................... .
Premium on b onds and securities ... .
Furniture and fixtures ....................... .
Cash items ............................................
Due from reserve b anks $16,1 8G 95
Cash in vault ..·-············· 12,0,5 94
B onds h :!ld as lawful
reserve ........................
2,200 00
$55,500
32,274
94,253
161
Capital stock paid in .................... .....~
Surplus fund ........................................
Undi vided profits less expenses, interest and taxes paid ......................
Individual deposits subject t o (;h eck.............. $9:i,829 54
Ca<;hicr's checks.. .. ........
1,lOS 75
Cer tified checks.............. 10,190 38
Di ·Jidends unpaid..........
4-1 00
Time certificates of dep0sit...... ......................
2,850 00
Savings deposits............ 108.922 16
00
50
49
62
2,129 97
81,500
. 1,649
1.650
2,251
00
93
00
88
$50,000 00
5,500 00
2,372 4 5
Money borrowed..·-·····························
218,944 83
25,000 00
T otaL ......- - - -·····················
$301,817 28
30,445 89
T otal._...........................................
S301,817 28
THE EAST END BANK, CI NCINNATI, OHIO.
Organized June 28, 1907. Annual Meeting-2d Wednesday in J anuary.
Presiden t, CHAS. S. FERRIS; Vice President, EDWARD RABER;
Cashier, THos. L. DRESSEL.
DIRECTORS.
Chas. S. Ferris, Edward Raber, Louis C. Raber, Frank Fee, Chas. G. Waters, H .
H. Grunkemeyer, Volney Elstun, J. E. Townsley, Thos. L. Dressell, K. H.
W illiams.
66.
RESOURCES.
Loans on real estate ........................... .
L'J'll1S on collateral ............................ .
Oth:!r Inns and discounts ..................
Overdra fts ........................................... .
State, countv and municipal bonds
not included in reserve ... .................
Other b 'Jnds and securities ............... .
Ba nking h -:m se and lot ....................... .
Furniture and fixtures ....................... .
Due from reserve banks $12.014 45
Cash in vault ..·- ············· 14, 782 66
Bonds held as lawful
reserve........................
4,700 00
Total. ............................................ .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
S74.fl33
9,000
48.0'35
84
00
00
44
12
93,'12~
13,000
36.200
7, 300
24
00
00
00
Capital stock paid in..........................
Surplus fund.. ......................................
Un.divided profits less expenses , int erest anrl taxes paid.. ....................
Indi vidual deposits subjec- t t0 ch eck...... ........ $89,576 10
Certified checks..............
92 15
Dividends unpaid..........
3,000 00
Time certifi cates of dep0sit............................
3. 10~ 23
Savings deposits.. .......... 123 ,403 12
$50,000 00
20,000 00
4,443 04
31.497 11
M 'Jney borrowed.._ ........... :...................
Liberty loan payments........................
219,1 0 6 0
10,000 00
9,752 27
313,375 91
T otaL....................... ..................
$313,375 91
116
ANNUAL REPORT
THE EVANSTON BA?\K, Cil\"CINNATI, OHIO.
Organized May 11, 1909.
President,
JoHN
A.
FRANZ;
Annual
l eeting-l st Wednesday afte r 1st Mon day of
each yea r.
1
Vice President, C. A.
C U LBERTSON;
E. KREIDLER.
w M.
Secretar3,•-Treasurcr,
DIRECTORS.
H. M. Bohmer, C. A. Culbertson, Jo s. D. Engelbert, J ohn A. Franz, L. J . Froeli ch er, W. E. Kreidler, F. H. Kunkel, E dw . Me ier, A. L. Pachoud .
489.
RESOURCES.
L '.Jans on real es t a t e ........................... .
L ,an s on collateraL .. ......................... .
Other loans a n discounts ................. .
Overdrafts .. ......................................... .
U. S. bonds an d securities not included in resei·ve ............................. .
State. county and municipal bonds
n ot included in reserve ................... .
Other bonds a nd securities ............... .
Furniture and fixtures ....................... .
Due fr om r eserve banks $13,376 07
Cash in vault ..·-·············
9 ,140 75
B onds h eld as lawful
2,000 00
r eserve ................... :... .
LI ABI LITIES.
$144,535
60,04 ."i
53,535
836
00
44
13
59
rn, :::44 10
124,410 60
11,158 75
1,530 00
Capita l stock paid in ......................... .
S urplus fund ........................................
Undivided prnfits less expenses , interest a nd t axes paid ..................... .
Individ ual d ep ::sits subject t0 ch eck .............. $121,625 33
D eIT'and certificat ~s of
dep osit ........................ 63,213 85
11 8 40
Cashier's ch ecks ........... .
100 00
Cert ified checks............. .
Savin gs deposits ........... . 209,432 23
-----
Items in transit ................................... .
24,516 82
104 10
Total. _.......................................... .
$471,316 53
$25 ,000 00
IO.COO 00
11,734 90
394,489 8 1
M oney b orrowed for L iberty loan
bonds ............................................... .
Other liab ilities ................................... .
30,000 00
91 82
T otal._ .......................................... .
$471,316 53
T HE GUARAN T EE DEPOSIT COMPANY, CINCINNATI, OHIO.
Organ ized Ap ril 11, 1900.
President,
Annual Meeting-2d Monday in January.
EDWARD S RIT CHI E; Vice
'vV. CROTH ERS;
J.
President,
Secretary,
J oHN R. CHEESEMAN;
L AU M ANN .
J. B.
T reasurer,
DIRECTORS.
E J wa r cl s Ritchie, J . B. Lauma nn, 'vV. W. Croth ers. W. B. Hay, John R. Cheeseman, H. F . Koen ig, J. W. Crothers.
67.
RESOURCES.
Loans on rea l estate........................... .
L oans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts .. ......................................... .
U. S. b onds and securiti es not included in reserve .................... ......... .
State . county and municipal bonds
not included in reserve .................. .
Other bonds and securities .. ............. .
Prem iu m on bonds and securities .. .
Bank ing house and lot ....................... .
F urniture and fixtures ....................... .
Oth er r eal est.ate... .............................. .
Due from r eserve banks 547,870 21
946 46
E xchanges for clearing..
rash in vault..................
7 ,757 53
B onds held as lawful
reserve............. ........... 10,000 00
LIA B ILITIES .
$2 3,254 00
64,6:i8 10
48,564 29
10 92
48,75] 94
53.1 64 00
26,145 0()
6GO 00
J ,') ,QQ() ()()
1. 00 00
3 ,497 07
D ue from other than reserve banks....
66,574 20
879 57
Total... .........,.................................
S612,959 09
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surpl us fund ....................................... .
Undi v id ed profits l~ss expenses, interest and taxes paid ..................... .
Indi vidual depcsitss1..cject to cJ-ecV ............. 56.625 07
Cashier's checks............
1.966 70
C ertified ch eels......... .. ..
507 94
Divid ends unpaid....... ..
G06 00
Time certificc:tes of d cp osi t............... ..... ........
3,000 00
Savings d eposits ............ 483 ,460 59
5:~5.."iOO 00
7,000 00
3.6 13 79
M oney bon-owed ......... ........................ .
D eposits on Li berty ban b ond s ......... .
,51fi.Jf\6 30
10,000 00
10,679 00
T ot:11... ....................... ...................
$612,959 09
117
DEPARTMENT OF BANKS AND BANKING.
TH E H AMILT ON COU1 T Y BANK, CI CIN N ATI, OHIO.
Organized July 11, 1916.
President,
D AN IEL
Annual Meeting-2cl Monday in January.
President, H ARRY J. E NNEKI
Ca shier, LEO F. STEIBLE.
Mc L AREN; Vice
H EN R Y E . PooR;
G;
S ecretary,
D IRECTORS .
Daniel McLaren, H a rry J. Enneking, Henry E . Poo r, M. H. Block, Mo rris Strau ss,
Herman A. Bayless, Albert L. F ink, Charles R. Dunton, Frank J . W enstrup .
638.
LI AB ILITIES.
RESOURC E S .
Loans on r eal est a t e........................... .
L oans on coilateral. _.......................... .
Oth er loans and d iscounts................ .
Overdraft s ................................ ........... .
U. S. bond s a nd securit ies not inchided in reser ve. ......................... .
St ate, cour.ty and mun icipal bonds
not incl uded in reserve ···-···············
Othe r bonds and securi t ies ............... .
Premiu m on bon ds a n d secu r ities .. .
Furni t ure a nd fixtur es .. ..................... .
Ca sh items ........................................... .
Du e from r eserve ba nks $14,3 11 .'iO
Ca sh in vault... ............. ] 1,902 27
B onds held as la wful r eserve ............................
1,000 00
$43, 700
44,261
6,365
4
Capital stock paid in ......................... .
Surplus fund ...................................... .
Indiv:du a l d eposits su bjec t to check ...... ........ $101,4Hl 50
Cashier 's check s............
1,006 37
Certified checks.. ..... ....
766 57
Time ci>rtificates of deposit.... ........................
9,4.53 00
Savings deposits.... ........ 48,325 90
00
25
00
48
24 ,067 54
27,000
10,000
37.'i
3,0713
r4
00
00
70
35
21
Profit and loss..................................... .
War revenue stamps ··-·······················
27, ?,13 77
1,260 02
7 96
Total..............................................
$187, 396 34
Liberty b ond p ay men ts ...
Total. _.......................................... .
$2:•.00() 00
1,250 00
160,971 :H
175 00
187,396 34
THE HpME SAVI GS BA TK CO MPANY, CI JCINNATI, OHIO.
Organized March 14, 1903. Annual Meeting- 2d Monday in January.
P resident,
ROB ERT
P.
H ARGITT;
Cashier,
Vice Pr esiden t,
CH ARLES
H ARVEY E . KR APP.
B. BRA UNSTr: I N;
DIRECTORS .
C. B. Braun tein , Robert P. H argitt, H ar vey E. ' K raop, Jam es P. Orr, G. C.
Di eterly, vV m. B. P oland, H enry Rattermann, John L. Sheare r.
390.
RESOURC E S.
LIABILITIES .
Loans on real esta te ........................ ... .
L oans on collateral.. ........................... .
Overdrafts ............................................
U. S . bonds and securities n ot included in r eserve ............................. .
State. count y a nd mu nicipa l bonds
not in cluded in r eser ve .................. .
Other b '.m ds a nd sec11 ri t ies ................
Prem ;u m on bond s a nd secun ties ....
Furni t ure a nd fixtur es ...................... .
Oth er r eal est.ate................................. .
Cash items ........................................... .
Due fr om r eserve ha nks . 75,564 42
Exchan ges for clearing..
4,9 2 43
Cash in vault.................. 13.305 40
Bond s held as lawful reserve-............................ 14 ,000 00
182,309
30,44 1
2,52
8 ,807
1.749
271
Items in transit .. .................................
107, 52 25
2,700 00
Total............................................ .
78 1,615 33
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
29fi ,688 00
121 ,050 00
68 93
27,H
9
33
25
12
55
92
00
Capital stock p a id in ..........................
Surplus fund ..·-·····································
Und iv ided profits less expenses , int erest and taxes paid.. ......... ..........
Reserve for in terest............................
Indiv idual deposits subject to check .... ......... $196,350 91
D emand certifica t es of
dP.posi t........................ 50,250 00
Cash ier 's ch ecks............
66 23
Certified ch ecks..........225 00
Ti me certifi cates of deposit.. .......................... 153 , 47 08
Savings d eposits ............ 307,057 49
U. S . p ostal savings......
1,071 O
$50,0()0 00
10,000 00
11,204 82
742 00
709,6fi8 51
Total... ..........................................
$78Ul5 33
118
ANNUAL REPORT
THE HYDE PARK SA VI N GS BANK, CINCINNATI, OHIO.
Organized November 24, 1906.
Annual JVI eeting-2d Mo nday in January.
President, M. Y. CooPER; Vice P resident, A. J. BECHT; Secretary~ Treasiw er,
C. F. ARAND.
DIRECTORS.
A. J. Becht, Otto E . Betz, Rob ert B. Burch, M. Y. Cooper, F . H. Kinney, Charles
Kilgour, B. L. Kilgour, A. J. Murphy, Dr. Charles Weber, E. F. Walter,
C. F. Arand.
418.
LI ABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on coll a t eral.. ........................... .
Oth er loans a nd discounts ................ .
Overd rafts ................................ .... ....... .
U. S. Liberty b onds a nd treasurer's
cer t ificates ....................................... .
War Sa vings certificat es and Thrift
Bas~ki~~sh~~·~~·~~d··i~t::::::::::::::::::::::::
Furniture and fixtures ....................... .
Cash items............................................
Due fr om r eserve ba nks $47,690 O(i
Cash in vault .................. 16,035 99
Total. _...........................................
$50,000 00
35, 000 00
96
00
00
15
Ca pital st ock pa id in ......................... .
Surpl us fu nd .. ..................................... .
Undiv ided profits le ,s expenses, in ten:st and taxes paid ....... -·············
In d ividual deposit s subiect to check. ............. $238,207 47
Cashier 's checks............
943 78
Certified checks..............
101 83
1 ime certificates of dep nsi t.. .. .. ........ ..............
400 00
Savings deposits .. .......... 207,97!) 01
63,726 C5
Notes and b ills rediscounted -···········
Subscripti on to 3rd Li berty loan ......
447,632 09
4,000 00
1,482 50
$541,965 60
T ot a l. ...............................•.............
$541,\165 60
$14 2,225
141,872
136,330
11
00
85
78
81
21,1 30 00
267
30, 500
3, 000
2, 892
3,85 1 01
THE LIBERTY BANKING & SAVINGS COMPANY, CINCINNATI, OHIO.
Or ganized December 18, 1906.
Annual Meeting-1st Monday in January.
President, FRED H. BALLMAN; First Vice President, JOHN G. MooRMAN; Secolld
Vice President, WALTO N CRAIG; Cashier, GEORGE WINTER.
DIRECTORS.
F r ed H. Ballman, Walton Craig, John F. Dietz, Wm. F. Duhlmeier, B. F . Dnlweber, Louis P. F icks, B. Leeker, Gus Lowenstein, Jr., D. Meinken, John H.
Meyer, J ohn G. Moorman, A. G. Steinman, E. F. Steinman, Geo. Winter,
Henry G. Hauck.
68.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts.. ...............
Overdrafts ............................................
U. S. bonds and securities not included in reserve·- ···························
State, county and municioal bonds
not included in reserve .. .: .................
Other bonds and securities ............... .
Premium on bonds and securities ·-·
Safe d ep osit vault.............................. .
Cash items ........................................... .
Due from reserve banks $228,353 01
Cash in vault·-·············,· 21.739 40
Bonds held a s lawful reserve............................ 10,000 00
LIABILITIES.
$64,515
207,595
74,876
106
00
00
81
40
41,950 00
281,497
20,000
126
2,500
4,016
00
00
50
00
81
Capital s tock paid in ......................... .
Surplus fu nd ....................................... .
Undi vided profits less expenses, int erest and t axes paid ..................... .
Indi vidual deposits subject t o c-h eck. ... .......... $383,069 74
Cashier 's ch ecks............
2, 220 15
36.5 14
Certified checks....... :......
Dividends un paid ..........
2,000 00
Time certificat es of deposit ............................ 132,300 15
Savings deposits ............ 323 ,196 n
$50,000 00
50,000 00
11,08 1 52
Liberty b ond p ay ments ......................
843,151 91
3,042 50
Total. .............................................
957,275 93
260,092 41
TotaL...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$957,275 93
119
DEPARTMENT OF BANKS AND BANKING.
THE MADISONVILLE DEPOSIT BANK, CINCINNATI, OHIO.
Organized January 15, 1907. Annual Meeting-2d Wednesday in January.
President, R. J. H.
Vice Presidents, SAMUEL
Cashier, D. EDw. SAUER.
ARCHIABLE;
HILL,
J. F.
MALTBY;
DIRECTORS.
R. J . H. Archiable, Samuel Hill, J. F. Maltby, W. H. Lobnitz, George F. Potter,
E . B. Krieger,
370.
LIABILITIES.
RESOURCES.
$21,270
47,926
80,092
73
Loa ns on real estate............................
Loans on collateral... .......................... .
Other loans and discounts ................. .
Overdrafts .......................................... ..
U . S. b , nds and se::urities not included in reserve·- ············· ............. .
State , county and municipal bonds
not included in reserve ................... .
Other bonds and securities .............. ..
Cash items ........................................... .
Due from reserve banks $9,721 37
193 11
Exchanges for clearing..
9,094 87
Cash in vault..................
Bond s held as lawful
reserve ........................
1,100 00
00
05
97
27
1,850 00
900 00
9,644 5
377 46
Capital stock pa id in ......................... .
Surrlus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check. ............. $106,988 19
Time certificat es of
deposit...... .................. 13,821 84
Savings deposits............ 24,217 45
$25,000 00
7,000 00
TotaL...........................................
$182,243 62
5,216 14
145,027 48
20,109 29
$182,243 62
TotaL...........................................
THE MOHAWK STATE BANK, CINCINNATI, OHIO.
Organized February 11, 1909. Annual Meetin g-3d Wednesday in January.
President, HARRY vV. MAESCHER; Vice President, EDWARD J. DEMPSEY; Second Vice
President, LESTER ROTHSCHILD; Cashier, ALEX A. LANDESco; Asst. Cashier,
A. C. CRAMER.
DIRECTORS.
Edward J. Dempsey, Alex. A. Landesco, Harry W. Maescher, J. V. Maescher,
Lester Rothschild, Sig. Wise.
21.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collateral... ... ~...................... .
Other loans and discounts.-.............. .
Overdraft<; ........................................... .
U. S. bonds and securities not included in reserve..............................
Stat e, county and municipal bonds
n ot included in rcscrve ...•·-····--·······
Other bonds and securities ............... .
Bankini; h ouse and l0t.-.................... .
Furniture and fi xtures ....................... .
Cash items........................................... .
Due from reserve banks $57,060 37
4,617 87
Exchanges for clearing..
Cash in vault·--············· 43,341 59
Foreign money.....• _ _ _ _ _ _
Total _ _ __
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$97,035
28,275
45,304
156
00
00
33
70
86,981 08
216,570
82,050
21, 01
1,529
258
00
00
06
7
43
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes p aid ......................
Individual deposits subject to check .............. $207,518 72
390 62
Cashier's checks............
75 00
Certified ch ecks..............
Tim e certificates of deposit............................ 31 ,613 52
Savings deposits ............ 379,153 80
$50,000 00
10,000 00
6,469 06
Other liabilities ................................... :
618,751 66
125 00
Total-..................... _ _ _ __
$685,345 72
105,019 83
364 42
-----$685,345 72
120
ANNUAL REPORT
THE NORTH SIDE BANK, CINCINNATI, OHIO.
Organized December 19, 1891.
Annual Meeting-1 st Monday in January.
President, C. J. KELLER; Vice President, WM. A. SCHMID; Cashier, D. S. SHREVE;
Assistant Cashier, G. B. ·WEBER.
DIRECTORS.
C. J. Keller, Wm. A. Schmid, H. A. Stoffregen, Louis U singer, J no. J. Vogelpohl,
B. Topmoeller, Edgar Cummings, H. Bohne, Robert Anderson.
69.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral.. .......................... .
Other loans and discounts..................
Overdrafts ........................................... .
U . S. b -mds and securities not included in reserve............................. .
State, county and municipal bonds
not included in reserve ................... .
Other b onds and securities ............. .
Banking h ouse and, lot ....................... .
Vault..................................................... .
Cash items ........................................... .
D ue from reserve banks $35,705 55
Cash in vault.................. 33,330 19
LIABILITIES.
$41,600
140,364
270,254
33
00
12
99
01
Capital stock paid in ..........................
$75,000 00
Surplus fund............................................ 25,000. 00
Undivided profits less expenses, interest and t axes paid......................
42,098 69
1,469 95
R eserve fo r interest.... ........................
Individual deposits subject to check .............. $346.648 84
Cashier's checks............ 11.421 40
Certified checks..............
6,476 09
Time certificates of
deposit........................ 135,683 91
Savings deposits............ 293 ,422 82
793,653 06
95,591 84
201,940
53 ,350
12,000
3,000
52
00
00
00
00
00
$119,035 74
TotaL...........................................
$937,221 70
T otaL...........................................
$937,221 70
THE OAKLEY BA K, CINCINNATI, OHIO.
O rgan ize d March 19, 1907.
A nnual Meeting-1st Monday
111
January.
Presideut, JoHN REMPE; Vice President, A. H. T UECHTER; Cashier, R. R u zrcKA;
A ssistant Cashier, ROBERT T. HARTLEY.
DIRECTORS .
Wm. R. Collins, H enry Co rd es, Fred A. Geier, J. C. H obart, R. Ruzicka, B. B.
Q uillen, J ohn Rempe, Fred Schm idt, Wm. H . Sche iff ele, August H. Tuechter .
A. W. W illiamson.
442.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................. .
U . S. bonds and securities not included in reserve._ .......................... .
State, county and m unicipal bonds
not included in reserve .................. .
P remium on bonds and securities ..
Banking house and lot (t ax value,
$282,906 41
202,813 62
143,904 73
Fu~~1{t~~-~~~ ·fi~t·;;~~;::::::::::::::::::::::::
28,838
8,555
37, 521
1,602
Other rea l estate................................. .
Cash items........................................... .
D ue fr om reserve banks $168,486 32
Cash in vault.................. 33,893 20
Items in tra nsit._................................ .
25,941 59
97,100 00
517 19
50
00
58
49
Notes and bills rediscounted ......... .
$.'i0,000 00
40,000 00
5,651 31
884,575 2
52,950 00
202,379 52
1,096 50
TotaL. .......................................... $1,033,177 13
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ...... · · -- - Surplus fund ........................~ .............. .
Undivided profits less expenses , interest and taxes paid ..................... .
In dividual deposits subject t o check .............. $631,721 42
Demand certificates of
21,032 30
deposit.. ..................... .
Cashier's checks ........... .
394 14
2,758 83
Certified checks... - ........ .
Dividends unpa id ......... .
98 00
Savings deposits .. ......... . 228,571 13
T otaL ....... · - - - - - - · ······· Sl.033 ,177 13
121
DEPARTMENT OF BANKS AND BANKING.
T HE P EARL-MARKET BANK, CI,NCINNATI, OHIO.
Organi ze d Jun e 15, 1907.
President,
Annual Meeting-1st Tuesday in J anu ary.
S AMUEL L EHMAN; Vice
GEO. P. HARDIG, Jos .
President, J AMES ARAT A; Assistan t Cashie rs ,
A HELMERS, LAWRENCE MITTER.
DIRECTORS .
Jam es A rata, J ohn F. Ankenbauer, Samuel Lehman, Abe Bloom, Gabe S. W eil,
Sam Cohn, J ohn F lanagan, Chas. J. Stern, Walter A. Ryan, W m. D. Gruber,
Leo. E . Ach.
70.
LIABILI T IES.
RESOURCES:
Loans on real estate........................... .
Loans on collateral.. ............................
Ot her loans and discounts ................. .
Overdrafts ........................................... .
State, county and municipal bonds
not included in reserve ............... .
Other bonds and securities ............... .
Bank ing h ouse and loL .................... .
F urniture and fixtures and safe deposit vault ....................................... .
Cash items........................................... .
D ue from reser ve banks 3335,2
90
E xchanges for clearing.. 33,236 91
Cash in vault.................. 25,019 99
Interest on bonds ............................... .
War stamps ......................................... .
Accrued int erest .. ................................
3424,668
.599,823
479,484
248
464,409 25
29,750 00
60,000 00
10, 50 00
66 49
393,545
175
100
1,887
$200,000 00
40,000 00
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided pr0fits less expenses, interest and taxes paid ..................... .
Individual deposits subject to ch eck ............ 51.341,957 30
Cashier's checks..........
2,242 26
Certified checks·-····•··•·
,107 88
Due to banks a n d
bankers......................
6,.589 09
Dividends unpaid ........
6, 050 00
Time certificates of
deposit...................... 345, 170 42
Savings deposits.. ........ 393,280 99
U.S. postal savings....
7,375 25
67
77
31
91
80
86
00
27
65,284 99
2,110,773 19
Reserve . for interest cer t ificates of
deposits ............................................. .
Premium on bonds ............................. .
Bonds borrowed .. ............................... .
Bills of exchange ................................. .
4,172
1,779
42, 500
500
56
59
00
00
- - -- --
Total .............................................. $2,465,010 33
T otal... ........................................... $ 2,465,010 33
THE P E OPLES BAN K AND SAVINGS COMPANY, CI N CINNATI, OHIO.
Organized F eb ru ary 13, 1906.
Ann ual Meeting-29th of March.
P resident, A LF RED M. COHEN; First Vice Preside 11 t, L ESLIE V . JVI ARKS; Secon d
V ice Presid ent, MAX SrLDERBERG; Secretary, ERNEST TROY; Cashier, J AMES
B . WHITTLE; Asst. Cashier, J oHN P. SULLIVAN.
DIRECTORS.
Alfred f. Cohen, J ohn Doyle. A B. Eggers, Har ry H. F ri edman, Chas. S. F ugazz i,
Th eodore Kotzin, Edward Hart, Al fred fack, L. V. fa rks, E lias H . Philli ps,
L. R osenbe rg, ,f ax Silberberg. l\Ieye r Silve rglade, August Steinkamp, Ern est
T roy, I. Newton Trager, \Nm. Frieder.
296.
RESOURCES .
L oans on real est ate ............................
L oans on collateral.. ............................
Ot her loans and <liscounts ................. .
U. S. b'lnds a nd securities n ot included in reser ve ............................. .
Sta te, cou nty and municipal bonds
n ot included in reserve................... .
Other bonds and securities ............... .
Prem ium on bonds a nd securities ... .
Furni ture, fi xt ures and safe deposit
vaul t ................................................. .
Cash items ........................................... .
Due fr om re<;er ve b a nks $ 122.502 61
E xch <i n~es fo r clearing.. 33.~42 21
Cash in vault.................. 27,610 20
B on ds held as lawful
rese rve... ..................... 20,000 00
LIABILITIES.
8215,60 50
334,535 00
902,406 57
16,364 84
301,042 10
134.092 50
6,237 90
20,168 65
6, 138 92
D ue from oth er t h an reserve bank'>..
I n terest earned n ot collected .. ......... .
203,955 02
63 30
1, 63 82
T otal..............................................
2,142,477 12
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses , interest an<l taxes paid ..................... .
Reserve for taxes ............................... .
Reserve for interest, etc ..................... .
Individual deposits subject to check. ... .......... $978 ,852 38
Cashier's checks............ J0 ,176 78
Certified checks..............
9,167 74
D ue to ban ks a n d
bankers........................ 49 ,286 60
D ividends un paid ..........
3,032 75
Time certificates of deposit .. .......................... 151,9 14 26
Savings deposits .. .......... 402.503 60
U . S. postal savings......
fi,32 99
Bonds b orrowed ................................. .
Items in transit....................................
Bills payable .. ..................................... .
Total... ...................... ,....................
$200,000 00
75,000 00
21,202 . 9
3,392 18
3,53 1 0 8
1,611 ,263
97 ,500
6,5R7
124,000
10
00
87
00
2,142,477 12
122
ANNUAL REPORT
THE PROVIDENT SAVINGS BANK & TRUST CO., CINCINNATI, OHIO.
Organized Nov. 10, 1900.
Annual Meeting-3d Tuesday in J anuary.
President, B. H. KROGER; Vice President, L EO J. VAN L AHR; Secretary and Treasurer,
J. E. HODGE; A ssistant Secretaries and Treasurers, H. WEHMER,
L. H. BILL, J ULIUS A. REIF.
DIRECTORS.
B. H. Kroger, Judson Harmon, 0. H. Dickman, E . V. vVilbern, M. J. Sullivan,
John M. Fanger, J ohn J. Gilligan, Sig. F reiberg, A. G. Schwartz, H. L. Gordon,
Henry Luhrman, Frank D. Brown, J eff Living on, Leo J. Van Lahr, J.E. Hodge,
Henry C. Otterbein.
71.
RESOURCES.
LIAB ILITIES.
Loans on real estate............................
Loans on collateral..............................
Oth er loans and discounts..................
Overdrafts............................................
U. S. bonds and securities n ot included in reserve ..............................
State , county and muni cipa l bonds
not includ ed in reser ve....................
Other b onds a nd securities ................
Ba nking house and lot.-.................... .
Safe and vault..................................... .
Other real estate................................. .
D ue
from
reserve
banks ........................$1,474,247 43
E xchanges for clearing 155,289 00
Cash in vault·-- ··········· 358, 771 87
$2,788 ,447
2,086.770
1,562,459
5,406
74
18
98
21
435,507 43
1,963,321
897,307
775,875
35,909
3,752
52
00
04
22
60
1,988,3 08
35,401
158,fi 15
200
30
53
46
00
Due fr? m othe.r than reser ve banks..
Items in t ransit....................................
W ar revenue stamps....·-·····················
Capital stock paid in .................,........ $1,400,000 00
Surplus fund.......... .............................. 1,000,000 00
Undivided profits less expenses, int erest and taxes pa id.. ....................
196,496 18
U. S. deposits other
tha n p ostal savings .. $ 419,000 00
I ndividua l deposits subject t o check .............. 2,873,225 74
Cashier's checks............ 88,271 89
Certified checks·- - ········· 36,034 49
D ue t o banks a n d
bankers........................ l 2 l , l 27 93
Dividend s unpaid.......... 70,506 80
Time certificates of deposit ............................ 2,441,9e9 93
Savin gs deposits ............3,586,B54 70
U . S. postal savings...... 78,905 13
Trust deposits (u ninvested) ........................ 137,44 1 05
9,85~ .137 66
P remium on bonds............. .................
287,548 37
T otaL ........................................... $ 12,737,182 21
T otal -································•··········$12,737,182 21
THE SECURITY SAVI NGS BANK & SAFE DEPOSIT COMPANY,
CINCI NATI, OHIO.
Organized Dec. 31, 1903.
President,
Annual Meeting- 2d Wednesday m January.
Vice President, Lo urs G.
Treasurer, H. J. PLOGSTEDT.
GEORGE P ec HTA;
PocHAT;
S ecre tary and
DIRECTORS.
Julius Fleischmann, Max C. F lei chmann, George Puchta, Louis G. P ochat, Casper
H. Rowe, J ohn E. Sullivan, J oseph B. Verkamp.
73.
RESOURC ES .
LIABILITIES .
Loans on real estate ............................
175,850 00
Loans on collateral.. ................ ............
515,224 64
U. S. b onds a nd securities not induded in reserve . ........................... .
213,795 75
State, county a nd municipal bonds
not included in reserve..... ...............
nB,944 :rn
Other b onds and securities ............... . 1,293,827 74
Banking h ')use and lot.- .....................
55,000 00
Safe deposit vaulL ............................ .
14,500 00
Due from reserve banks $135,840 43
Excha nges for clearing..
4,541 3
Cash in va ult.................. 26,669 14
Bonds held as lawful
reserve........................ 60,000 00
227,051 40
T otal..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
2,564,193 80
Ca pit r:i. l stock paid in ......................... .
Surpl us fund .. ..................................... .
Undi v ided profits less expenses, int erest and t a xes pa id ..................... .
Cer t ified checks..............
1,770 38
Ti me certificat es of deposi t .... ........................ 139,428 42
Savings dep osits .. .......... 2,045,n04 79
U.S. postal savings ........................... .
$200,000 00
100,000 00
70,71 5 07
2, 1 6, 03 .'59
6,675 23
T otaL. .......................................... $2,564,193 89
123
DEPARTMENT OF BANKS AND BANKING.
THE SOUTHERN OHIO SAVINGS BANK, CINCIN
Organized Apr il 22, 1903.
President,
ARTHUR ESPY;
ATI, OHJO.
Annual Meeting- 2d business day in January.
Vice President, D. G. EowARDS; Secretary, G.
Treasurer, G. F. BARRETT.
E. ROBERTS:
DIRECTORS.
D. G. Edwards, C. A. Bosworth, James A. Green, E. R. Webster, Jas. B. Swing.
337.
LIABILITIES.
RESOURCES.
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses , interest and taxes paid ..................... .
Individual deposits subject to check .............. $107,283 47
Demand certificates of
deposit...... .................. 88,655 93
2,018 65
Certified checks·--·········
Savings deposits .... ........ 1.462,958 36
Loans on real estate ............................ $1,361,89~ 94
102,535 30
Loans on collateral..............................
190 00
Other loans and discounts..................
68 97
Overdrafts............................................
U. S. b ')nds and securities n ot in94,192 00
cluded in reserve............................. .
State, county and municipal bonds
207, 5.'i 40
not included in reserve ................... .
70,537 50
Other bonds and securities .. ............. .
14,843 15
Other ma! estate..................................
7 2 78
Cash items ........................................... .
Due from reserve banks $31~.654 66
Exchanges for clearing.. 30,329 77
Cash in vault.................. 17,945 09
361,929 52
Total... ........................................... $2,214,878 56
$100,000 00
100,000 00
53,962 15
1,960,916 41
TotaL. .......................................... $2,214,878 56
THE STOCK-YARDS BANK & TRUST COMPANY, CINCINNATI, OHIO.
Organized January 14, 1905.
President,
Annual Meeting-2d Tue sday in J anuary.
H. DATER; Vice President and Secretary, CHAS. R.
Treasur er, A. L. SADLER; Cashier, ALFRED BRO'vV .
CHAS.
H UBBA RD;
DIRECTORS.
Cha·s. H. Dater, C. R. Sleet, Chas. R. Hubbard, F. C. Vogelbach, Jacob Stern, A.
L. Sadler, Micael Ryan, J. W. Goldblatt, H. M. Freeman, Clarence Le Bus,
Alfred Brown.
74.
LIABILITIES.
RESOURCES.
Loans on -real estate........................... .
Loans on collateral.. ............................
Other loa ns and discounts-···············
Overdrafts ........................................... .
U. S. bonds and securiti es not included in re<;erve.-.......................... .
State, cou nty and municipal bonds
not included in reserve................... :
Oth er bonds and securit ies ............... .
Banking house and lot... .....................
Furniture and fixtures .. ..................... .
Du e from reserve banks $.30Ci,0:35 11
Exchanges for clearing.. 50.413 73
Cash in vau lt.................. 3G,091 57
Bonds held as awful reserves, U.S.................. 10.000 00
Items in transit ................................... .
War saving<; and Thrift stamps....... .
Liber ty bonds ..................................... .
Total..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
350,550
246,840
153.699
501
00
00
50
35
2,47 .'i 00
2.5.550
10,928
15, 167
9.74G
00
70
21
64
I
I
Capital stock paid in ......................... .
Surplus fund (earned) ....................... .
Undivided profits less expenses, interest and taxes paid ..................... .
I ndividual deposits subject to check. ... .......... $734,548 83
D emand cert ificates of
d eposit.. .... ................. . 11,572 G3
2,488 29
Cashi er's checks ........... .
3,354 17
Certified checks ............
Dividenrls unpaid ......... .
3,000 00
Savings deposits ........... . 231,366 54
Other liabilities ...................................
602.540
30,4:35
l,~49
GG,150
$100,000 00
25,000 00
102,921 71
036.330 4fi
1.6 l 00
4l
3G
00
00
1,215,933 17
Total... ........................................... $1,215,933 17
124
ANNUAL REPOR'l1
TH E UNION SAVI NGS BANK & TRUST CO., CINCINNATI, OHIO.
Organized Ap ril 9, 1890. A nnual Meeting-1st Monday in April.
Cha-irman of th e Board, J. G. SCHMIDLAPP; President, CLIFFORD B. WRIGHT; Vice
Presidents, Lo urs E. MILLER, EDWARD S ENIOR, R. A. KOEHLER; Vice President
and Trust Officer, EDGAR STARK; Vice President, CHARLES H. D EPPE;· Treasurer, W . E. GRAY; Secretar31, vV. L TH EDE; Assistant Secretaries, \V. S. MAGLY,
A RTH UR J .. ScHMIDTT ; Assistant Trust Officer, J oHN BRADLEY.
DIRECTORS.
J . G. Schmidlapp, Cha irm an, Wi)liam H. Alm s, Br axton W. Campbell, E. W. Edwards, R. A. Koehler, Lawrence Maxwell, L ouis E. Miller, Michael Ryan,
Edward Senior, Clifford B. Wright.
308.
(Member Bank-Federal Reserve System.)
RESOUR CES.
LI AB ILITIES.
Loans on r ea l estate............................ $ 1,955,854 5G
Loa ns on collater al....... ....................... 2,649,261 5(i
Oth er loan'> and discounts..................
697,000 00
Overdrafts............................................
1,851 67
U.S. b onds a nd secu rities..... ............
719 ,8!)9 46
State. county and mun icipal bonds.. 1,027, 603 03
Other bonds and securities.... ............ 9,550,787 50
Bank in g houses and lots.................... 1. 804,37,5 94
Other r ea l estate..................................
151,628 34
Cash items_..........................................
101 16
Lawful reserve w ith federal r eserve
bank .. .............................................. ..
759,952 8 1
Stock of federa l r ese1ve bank (50 %
90,000 00
of subscri ption) ............................... .
Items with federal reserv e bank in
process of col lection (not a va ilable
as r eser ve) __ ___.................................. .
52,862 66
43, 51 29
Exchanges for clearing...................... ..
173, 004 10
Cash in vault...................................... ..
Foreign money .. .... .. .......................... ..
241 07
Net amount due from banks and
bankers.. .. .......................................... 1,628,444 02
Capital stock pairl in ............. ............. $1,000.000 00
Surplus fund ...................................... 2,000,000 00
Undivided profits less expenses, inteff•st and taxes paid........................ 1,040 ,6P3 64
U. S. deposits other than p ostal savings....................................................
750,000 00
Individu al deposits
subject to check. .... $3 ,01 8,107 30
Cashi er's check s........
30,040 77
C'ertified checks..... ....
9 ,374 49
Net amount clue to
banks and ban k ers
85, 745 17
Time certificates of
deposit.................... 2,699 .823 20
Savings deposits........ 9,924,444 96
- - - - - 15,767,535 89
Trust deposits (uninvested) ..............
514,601 60
Li berty loan payments.......................
233,898 04
T otal ............................................. $21,306, 719 17
T otal... .......................................... ~$21,306, 719 17
THE U N ITY BA KING & SAVI TGS COMPA TY, CINCINNATI, OHIO.
Organized Dec. 16, 1899. A nnual Meeting-1st Monday in December.
Pres£dent, J . GEO. J UNG; First Vice President, H. W. MEIER; Second Vice President, F. L. EMMERT; Treasurer, N . DIEHL; Secretary, CH AS. F.
GoETTH EIM ; Cashier, STANLEY C. P UMMILL.
DIRECTORS.
J. Geo. Jung, F. L. Emm ert, Edw. Wagner, Chas. F. Goettheim, Geo. H. Kattenhorn, H. W. Me ier, Oscar W. Muell er, Nicholas Di~hl, Albert Bode, Joseph
Kattu s, Edward Pfleger, Frank W. Folz, Frank Hegner, Wm . Miller, Edward W. Jung.
469.
RESOURCES.
Loans on real estate.......................... ..
Loans on collateral ............................ .
Ot her loans and d iscounts ................ ..
Overdrafts .......................................... .
D. S. b onds a nd securities not includ ed in reserve ............................. .
State coun t y and m uni cipa l honds
not includ ed in reserv e ................... .
Other bonds and securities .... .......... ..
Prem ium on bonds and secu ri ties .. ..
Ban1<:in g house and lot ..................... ..
F urniture and fixtures ...................... ..
r ash items ......................................... .
Du e from rl?serve ban ks $142,'.:!33 34
E xchangef for clea ring 11 ,9~4 94
1ash in va;tlt.................. 50,40'1 03
Ba nds held as lawfu l reserve.. .......................... 19.000 00
LIABILITIES.
$ 179,440
170.11 6
1'33. 207
318
00
25
02
3
107,374 50
797,963
82,915
6,797
33,000
,922
1
20
92
.57
00
00
00
\apital ~toc1<: paid in .......................... ..
Surplu s fund ....... ................................ .
Undi v ided profits less expenses, interest and taxes p2.id .................... ..
In dividual deposits subject to chec k .............. $38R,985 4
Certifierl checks. ...........
2,211 On
Dividends unpaid..........
~.000 00
Tim e certificates of de p osit.. .... ...................... 249, 150 00
Savings deposits ........ .... 035 .fiO 76
U.S. postal savings......
3,904 26
Other liab ili t ies .................................. ..
875,000 00
7 5,000 00
9 .959 23
l,.')82,8 79 !'.12
9,955 00
223,73G 3 1
Total... ........................................... $1. 752,794 15
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
T otal... ...................................... _.... Sl,752,794 1-'i
125
DEPARTMENT OF BANKS AND BANKING.
THE WALNUT HILLS SAVINGS & BANKING COMPANY,
CINCINNATI, OHIO .
Organized Jan. 12, 1906. Annual Meeting-2d Thursday
111
January of each year.
President, M. DuRNER; Vice Presidents, SoL. H. FREJBERG, C. C. RoTHlER ; Secretary
and Treasurer, ROBERT H UMMEL; Assistant SecretarJ', WALTER G. ABEL.
DIRECTORS.
M. Durn er, C. C. Rothier, Louis H . Boice, J. Gano ·w right, Chas Gcss ing, Samuel
1\1ayer, L. H. Brandew ie, J ohn Schwartz, Loui s Belmont, Patrick Bierne, Orin
N. Littell. Dr. I. D. J ones, Sol H. Freiberg, H. W. Fenker, W. Mack J ohnson.
75.
LI AB I LITIES.
RESOURCES.
L oans on rea 1 estate _______________ _______ __ ___ _
L oans o n coll ater al__ _____ __ ______ ___ _____ _______
Oth er l :::a:1s and discounts ______ ___ _______ __
Overd rafts __ ------- -- ---- --------------------------U. S . b o nds and securiti es n ot included in r eserve----- ----- -- -- --------------State , countv a nd muni c ipal han ds
n ot includ ed in r eserve ________ ________ ___ _
Oth e r bonds and secu rit ies __ ____ __ ___ ____ _
Prem ium on bonds and secu rities ___ _
Furniture and fixtu r es __ _______ _____________ __
Other rea l esta te ______ _______________________ ____ _
Du e fr om r eserve banks ~54.404 49
E xchanges for clearing__
0.027 42
C:a<;h in vau lt __________ ______
12,261 07
B onds hc.11 a s awful res erve ________ ___ _____ ___________ _
4,000 00
$161, 649
]21.448
23 .149
2G
56
63
7~
03
14,G98 0:3
1s 1,3s2
9,:i37
2,051
:i OO
26,000
on
."i0
73
00
00
f'apital stoc k paid in _____ ___ ______ __ ______ ___ _
Surplus funcL ____ ________________________ _________ _
Undivided profits less expenses, interest anrl taxes paid _____ ____________ _____
R es~rvc f0r taxes __ _______________ ___________ ___ _
Indi v id ual d eposits subj ect to chPck _______ ______ $239 .000 04
De mand certificates o f
11, 6!-l9 65
d e posit.._____ _________ ________
Certified chec~s______________
62 96
Sa v ings d eposits _____ _______ 246 ,589 52
$."i0,000 00
2,"i_000 00
17,09fi 91
658 21
497,352 17
79,692 98
T otal. ---------- -- -------------------- ------------
:1590,106 29
Total ---------------------------------- ---------·
$590,106 29
THE WASHINGTON BA IK & SAVINGS COMPANY, CINCINNATI, OHIO.
Organized October 11, 1917.
President,
J OEL
C.
A nnual Meeting-
Vice Presidents, DR. Grn. C. KOLB, FRANK
Secretary and Cashier, W. R. GALLOWAY.
CLORE ;
J.
Z UMS TEIN;
DIRECTORS.
Jo el C. Clore, Dr. Geo. C. Ko lb, Frank J . Zum stein , VI. R. Galloway, P aul E. L.
Barfkn echt, Wm. Boltz, J. J. Hickey, E. VV. Lynd, E. H . Matthews, A. C.
Mundew, Geo_ Reiter, \i\Trn. G. Reuter, Henry Siebel, August Steinkamp, Dr.
J . J. W inn.
670.
LIABILITIES.
RESOURCES .
L oans on real estrite ---------------- -- ------- -- L nans on collateral. --------- -- ---------- -- ----Oth er lo:i. n s and disco'.lnts ______ ______ ___ _
Ove rdrafts ____ ___ _---- --- ----------- -----------------U-. S. bonds and secu riti es not inchd ed in r eserv e ____________________ ___ _ ___ _
State, ro:mt v and muni cip al b o nds
not in cluded in r eserve ______________ ___ _
P:-eP1 it1 m on bopds and securities __
V ati lt. furnit; ire and fixtu r es. _______ ___ _
Currf'nt expenses . interest and taxes
p a i·1 __ --- -- ---- -----·-- --- --- --Du e from , e~crve banks 32,71 3 73
r'a:;1, i:1 , ·a,_,]t___ ___ ___ ________
7,2;",5 52
B onrl~ he'd a~ !awful r eS'.!r ve ______ __ ________ __ ___ ____ __
l ,350 00
$12,fi00 00
Tot a ls_ ---·---·-----------------·-·--------------
$327,036 4!)
] 84,873 00
39,05~ 10
38
31,520 70
7.000 00
1 'i."i 40
!),838 '3 1
Capital stoc k paid in ______ __ __ ____ ___ ____ _
Surplus fund _________ __ ____ _______ ______________ ___ _
fn clividual d eposits ~ubject to check. ____ ___ __ ____ $126,.574 2
C'ash ier's checks____ ______ __
3,9 12 93
C'ertifi ed c h ecks _____ ---·---333 31
Tim e certifi ca tes of deposit.. ___ _______ _______ ____ __ ___
2G,327 07
Savini;,:s dEposits_ _ ____ __ ___ 46 ,238 36
$100,000 00
13,650 00
Money borrowed __ _____ __ ______________ ___ ____ _
203,3~fi 4!)
J0,000 00
T otal _______ _____ ___________________________ ____ _
$327,o:rn 49
677 0.5
41,319 25
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
126
ANNUAL REPORT
THE WESTERN BANK & TRUST COMPANY, CINCINNATI, OHIQ.
Organi zed Feb. 15, 1875. Ann ual Meeting-2<l Wednesday in January.
Preside11t, FREDERICK HERTENSTEIN; First Vice President, H ENRY HOPPE; Second
Vice Presiden t, ADOLPH DRYER; Cashier, ALBERT vVrnMANN; Assistant
Cashiers, PHILIP BocK, FELDIE KATZ; Trust Officer, EDWARD C. VVEHMER.
DIRECTORS.
Frederick Hertenstein, Adolph Dryer, Fred P. Muhlhauser, Gustav A. Weil, Henry
Hoppe, \Vm. Gilbert, Albert Widmann, George A. Dieterle, Edward C.
vV ettengel.
'
315.
(Member Bank-Federal Reserve System.)
RESOURCES.
LIABILITIES.
Loans on real estate............................ $1,271,040 00
Loans on collateral..............................
898,5til 59
Other loans and discounts.................. 2,502,178 37
Overdrafts.... ........................................
1,610 32
U. S. b onds and securities..................
695 ,71 6 74
State, county and municipal bonds.. 3,780.900 00
Other b ,mds and securities................ 1,000,125 00
Pre mium on b·mds ans securities....
22,689 21
Banking h :iuse and bt........................
210,000 0 0
Furniture and fixtures and vault......
4.'\,000 00
Other real estate..................................
128.946 25
Cash items and c '.lup '.lns....................
21,518 27
Lawful reserve with Federal reserve
bank .... ............................................. .
508,936 45
Stock of Federal r eserve bank (50%
of subscription ............................. .
30,000 00
Items with Federal reserve bank in
process of collection (not avail71,065 82
able as reserve) ................................
Exchanges for clearing....................... .
27,636 09
Cash in vault ....................................... .
108,953 41
Net amount due from banks and
540,181 71
19,730 06
It:~~~~r~ransit ................................... .
22,064 69
Other assets ......................................... .
Capital stock paid in.......................... $500,000 00
Surplus fund. ... ....................................
500,000 00
Undivided profits less expenses, in88,(94 02
terest and taxes paid ..................... .
Reserve ior taxes ............................... .
7.102 9 1
15,000 00
Reserve for interest .. .. ........................
U. S. deposits other than postal
454,000 00
savin gs ..............................................
Individual
deposits
subject to check ...... $3,322,951 65
D emand certificates of
deposit.... .................. 314,272 50
Cashie s checks..........
69,068 40
Certified checks.......... ..
36,627 24
Net am ount due to
16,591 45
banks and bankers ..
Dividends unpaid ....... .
18,750 00
Time certificates of
deposit...................... 137,039 83
Savings deposits .......... 5,809,094 17
- - - - - $9,724,395 24
Trust dep osits (uninvested)..............
112,480 81
Bills payable with Federal reserve
300,000 00
bank ..................................................
Rediscounts with Federal reserve
171,216 00
bank ..................................................
Other liabilities ....................................
33.965 00
TotaL. .......................................... $11,906,853 98
T otaL ...........................................$ 11,906,853 98
THE WINTON SAVINGS BANK, CINCINNATI, OHIO.
Organized June 22, 1910. Annual M eeting-2d Wednesday in January.
President, C. F. KORN; Vice Presidents, J. S. WALKER, A. BISHOPRIC;
Cashier, J. S. HORST.
DIRECTORS.
C. F. Korn, Wm. Salway, Wm. G. Huber, J. S. Walker, B. H. Wess, A. Bishopric,
G. W. Frey, J. S. Horst, J . S. Zoller.
513.
RESOURCES.
Loans on real estate........................... .
L oans on collateral... .......................... .
Other loans and discounts ..................
Overdrafts ........................................... .
U . .S. b ·mds and securities not included in reser ve............................. .
State, countv and municipal bonds
not included in reserve ................... .
Other bonds and securities ............... .
Premium on b onds and securities ... .
B an king h '.luse and lot... .................... .
Furn iture and fixtures ....................... .
Cash items ......... .................................. .
Due from reser ve banks $43,fi83 02
Cash in vault.................. 26,747 35
B onds h eld as lawful
reserve ....................... .
3.995 00
LIABILITIES.
$143,335
G6,426
138,856
94
00
32
82
27
'52, 700 00
96,343
24,332
200
30,2 >5
5,977
3,225
70
92
00
2Fi
50
91
74,425 37
230 80
1,359 50
Total. _····································-······
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$637,773 37
Capital stock paid in-........................ .
Surplus fund ....................................... .
Undivided pro 'its less expenses, interest and taxes paid ..................... .
Reserve for taxes ............................... .
U. S, deposits ot her
than postal savings.. $10,000 00
Individual deposits subject t o ch eck .............. 315,383 14
D emand certificates of
dep os it ....................... .
8,500 00
C ashier's checks ........... .
3,402 62
Certified ch ecks._ ...........
668 15
Dividends 11npaid ......... 1.250 00
Time certificates of deposit ...... ............. :........ 29,846 22
Savings deposits ............ 180,1 8 r,7
U. S. p ostal savings......
1,263 49
$50,000 00
15,000 00
9,111 21
128 56
Notes and bills rediscoun ted ........... .
Other liabilities ................................... .
550,502 19
12,943 02
88 39
Total. _.......................................... .
637,773 37
127
DEPARTMENT OF BA.NKS AND BANKING.
THE CIRCLEVILLE SAVI GS AND BANKING COMPANY, CIRCLEVILLE,
OHIO.
Organized J anuary 9, 1912. Annual Meeting-2d VI ednesday in J anuary.
President, H . C. ALLEN; Vice' President, J OHN C. GOELLER; Secretary and Treasurer,
J. R. N OECKER; Assistant Secretary and Treasurer, L. A. LEIST.
D IRECTORS.
H. C. Allen, J . R.
Ioecker, Charles Gerhardt, John C. Goeller, J .
W. Runkle, W. L. Peters, G. A. Teegardin.
J. 1fast, Geo.
552.
LIABILITIES.
RESOURCES.
L oans on r eal estate ............................
L oans on c0llateral ............................ .
Other l011 ns and discounts ... ............. .
Overdrafts ........................................... .
U. S. b,nds and securit ies n ot inclurled in reserve . ........................... .
F urn ·ture and fi , ture,......................... .
Du e fmm reserve banks S2 .22.'5 24
1. 723 09
Exch ,inges for clearing..
Cash in vault................. 13,03 1 73
73 .R3 0
79,.'i34
",144
27
26
79
13
86
19.422 00
1,739 20
Du e fr om other th an reserve b an ks ..
Other assets ......................................... .
42,980 96
f,6 08
20 00
T otal._ .......................................... .
$305,765 28
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undi vided profits less expenses, interest and taxes paid ..................... .
In dividua l dep r sitssubiect to check .............. 3143,088 74
D ue t r:, banks and
431 45
bank ers ....................
Time certificates of dep osit.... ........................ 16,682 76
Savin gs dep osits ............ 11 2,6 1 94
$25 000 00
5,000 00
2 ,809 02
Other liab ilities ........................... _ ...... .
272,884 89
71 37
T otal. ....................................... - ... .
$305,765 2&
THE CLARKSBURG COMMERCIAL BA K, CLARKSBURG, OHIO.
Organized November 20, 1911. Annual Meeting-2d ·Wednesday in J anua ry.
President, 0. l\,L HowsER; Vice Pres1·den t, J. B. WILLIS; Cashier, F.
Assistant Cashier, J OSEPH ·WILKINS.
J.
PECK,
DIRECTORS.
0. M. Howser, J . B. Willis, W . D. J ones; J. M. Graham, R. S. T emplin.
553.
LIAB ILITIES .
RESOURCES.
L oan s on r eal estate ........................... .
L oans on colla~ernl... .......................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. b onds and securities n ot included in reserve ............................. .
Banking h ou se and lot ....................... .
Furniture and fixtures ....................... .
Cash items ........................................... .
Due from r eser ve banks 17 ,3(i4 17
2,2 5 72
Exch anges fo r clearing..
7, 67 9
Cash in vault..................
$5, .539
G,587
60,0:·o
2,269
00
24
44
81
8,25 0
5.5,'50
2 .SOO
110
00
00
00
38
Other assets ......................................... .
27,517 87
5 54
Tota1 ·-···················· ..................... .
,.171.743 28
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Cap ital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expen ses , in terest and taxes paid ..................... .
I ndividual dep osits subject t o check.. ............ $80 ,3 00 03
12 00
Di v idends unpaid........ ..
Time certificates of dep osit.... ........................ 4~.486 41
M oney borrowed.-.............................. .
Certificates of deposit representing
money borrowed ...................0 •• • • ••• • • •
T otal. ............................................ .
$25, 000 00
5 ,000 00
1,944 84
123,798 44
6,000 00
10,000
uo
$171,743 28
128
ANNUAL REPORT
THE BROADWAY SA VIN GS & TRUST COMPA NY, CLEVELAND, OHIO.
Organized Dec. 18, 1883.
Annual M eeting-1 st ·wednesday after the 1st Monday
in January.
President, C. A. GRASSELLI; Vice Pres idents, 0. M. STAFFORD, A. J. CooK; Secretary, Jos. RANFT; Treasur er, P. J. SLACH; Asst. Secr etary, CHAS . P1wo NKA.
DIRECTORS.
C. A. Grasseli, A. C. Bailey, Jos. R anft, S. P . Baldwin, 0. M. Stafford, E. R.
Grassel i, J. H. Lowman, A. J . Cook, Geo . H. H odgson, M. P. Kni ola, Thos. S.
Grassell i, P. J . Slach, L. 0 . Po ss, M . G. Vilas, George Gund, J. M. Alb!.
447.
RESOURCES.
LIABILITIES.
Loans on real esta te ............................ $4,37 5,340 9.5
L '.)ans on collateral.............................. 1,253 ,629 82
Other loans and discounts..................
570.,29 2 13
O verdrafts.... ........................................
2,564 52
U. S. bonds and securities not included in reserve ..............................
557,499 69
Other bonds and secur ities ............. .
507,-~24 42
Banking h ouse and lot ....................... .
40,000 00
,50 ,000 00
Other real estate ................................. .
Cash items........................................... .
5,666 95
Due fr om r e s e r v e
b3.nks ........................ $1,688 ,093 13
Exchanges for clea ring
55,244 72
Cash fn vault·-············· 294,625 97
Bonds held as lawful
reserve.... .................. 129,000 00
2,1 66 ,963 82
Foreign money.... ................................
17 05
Other assets..........................................
600 00
Ca pital stock pa id in ......................... .
Surplus fund ....................................... .
Undiv ided profits less expenses , interest and taxes paid ..................... .
Ind ividual
deposits
sub ject to ch eck ...... $ 1.421,309 50
D emand certificates of
10,721 3 1
deposit ..................... .
34,983 50
Cashier's checks ......... .
4,196 81
Cer tified checks........... .
Due t o banks a n d
bankers....... ...............
5 9 47
Dividends un paid........
7,281 00
Savings dep osits .......... 7,051.503 76
Trust deposits (un invest ed) .. ............
Other li abilities ....................................
Total... ........................................... $9,.529,999 35
36,540 79
8 ,530,585 3 5
62,766 8 6
106 35
T otal... ........................................... $9,529,999 35
THE BROOKLYN SAVINGS & LO A
O r ganized June 3, 1907.
$300,000 00
600,000 00
COMPA Y, CLEVELA D, OHIO.
A nnual Meeting--2d Monday in January.
President, 'vV . J. RonERT S ; Vice Pr esidents, H . M. F ARNSWORTH, CHA S. W . BROWN;
Secr etary, GEO. 'vVEC KERLl NG ; A ssistant Sec retary, WI LL 0. B Avrn.
DIRECTORS.
W.
J.
Roberts, Chas. W. Brown, H. M . ,Farnsworth, Chas. J. H err, G. W . Pease ,
Geo. 'vVeckerling, Harry C. Barr, Clayton C. Townes, Arthur E . H offman,
A ug. F. Ruessmann, Henry Vogel.
77.
RE3OURCE S.
Loans on real esta t e........................... .
Loans on collateral.. ........................... .
Other loans and discounts·-·•············•
Overdrafts .... ........................................
U . S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
not included in reserve ................. .
Other bonds and securities ............... .
Premium on bonds a nd securities ·-·
Ba nking house and lot ....................... .
C'ash items............. .............................. .
Due fr om reserve banks $ 9,110 54
Exchanges for clearing.. 12,0fi 6 21
Cash in vault.................. 22.426 81
Bonds held as la wful re9,000 00
l:.erve ........................... .
LIABILITIES.
$210, 28
10,520
36,42
982
71
00
46
75
31, 696 00
32,500
, 00
1,5.58
4 ,000
6
00
00
71
00
1
Other assets................ ~.........................
132,603 56
1 40
Total. ............................................ .
513,926 40
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
C'apit:i.1 stock paid in ......................... .
Surp lus fund ....................................... .
Und ivided lrofits less expenses, inter est an taxes paid ....................... .
R eser ve for taxes .... ........................... .
Indi vidual d eposits subject t o check .... ......... . $9 6,783 00
Cash ier 's checks .. ......... .
3,367 36
C'erti fled checks..............
249 2
Dividends unpaid ......... .
1,239 00
Savings deposits ........... . 35 ,245 60
. 35,400 00
7,0 0 00
11,198 08
363 54
459 ,
T ota l..............................................
4 78
$513 ,026 40
DEPARTMENT 01'' Bj.. NK::::, AND BANKING.
129
THE CITIZENS SAVINGS & TRUST COJVIPANY, CLEVELAND, OHIO .
O rga ni zed Feb. 3, 1903.
Annu al Meet in g-2cl Monday in J anuary.
ChairJ11an, J. H. WADE; President, J. R. N uTT: First Vice Pre font , E. V. HAL'.,;
Seco11d Vice President, W. M. B ALDWIN; Third Vice Pr esi, it, l P. HARRrs ;
Vice Presidents. D . Z. NORTON; WM . G. MATH ER, D. LE U 1
H. B. CoRN1,R:
Trust Officer, H. D. MESSICK; Sccr eta r:y, G. P. Ko ELLI KER: Treas urer. F. D.
V1LLIAMS ; Asst. Trust Officer, vV. J. O'NEILL; Asst. S ecretaries, 0. C. Nnso!\" .
\V. H. KiNS EY, R. R. LEE, H . L. BROWN; Asst. Tr easurers, W. H. FovVL!-H,
VAN R P U RDY, P. T. H A RROLD, J. H. CLARK, L. R\ MILLER; A uditor , H. J.
\
1
MCGINNESS .
DmECTORS.
W. M . Baldw in, vVa rr en Bicknell, C. \1V . B ingham, C. L. Bradley, T. \;\.' . .Gurnha 111,
Alva h S . Chi sholm. Horace B . Corne r, Geo rge B. Du rell, G. 'vV. Gra n c1 i:1 ,
T ho ma s S. G rassell i. M o e J. Cr ies, E. V. Hale. J. P. Ha rri s. W. S. Hayden,
Pa r mely W. Herrick, l\,I. B. J ohnson, Ralph T. K ing, Ba~corn Littl e. D. L c,1ty.
1
\ Vm. G. Math er, H. D. Messick, D . Z. No rt on, Robert C. K ort on, J. R.
utt,
Ke nyo n V . Painter, Jam es Parmelee, And r ew Squ ire, J. H. Wade, J. H. \,\Tad e.
Jr., Wa lter C. W hite.
78.
(Membe r Bank-Federal Reserve Syste m. )
RESOURCES.
Loans on r eal est a t e ..................... . .... .. ... Sl 1, .')27,5.52
Loans on collateral. ....................................... ..... . . 19.-ll <l ,1'9.">.
Other loans a n<l di scounts ..........
1,93G .8rn)
Accepta n ces of o t her ba nks d iscount ed ........................... ....................... . ................... ............. .
4 .">2. 249
Sec u red a d va nc ,::s t o t rust estat e .......... .
1'.70 .~!}4
Ove rdra fts .... .... .... .... ...... . ................ ........ . . ........................ . ...... .
47 ,:319
U . S. b rn ·ls a nd sec uriti es ........ ..... ..... . :1.4 '1'' .4;';4
Sta t e. cou nty a nd mt.: ni cipa l bonds. 3,'.?4.'),'iR 'i
Oth er bond s a nd securiti es .......... ...... ... . 17, 'i82,072
47_5::;:iz
Premium on b on rls a nd securi t ies
Bankin i:( house a nd lot .... .......... .. ...... .
1.2.'i0 0')0
Other 1-cal es tate ............ ................................... . J,49~.ooo
La nd co ntracts .. ..... ... ........ ...... .... ............... .. ·
4.400
Cash items .... .......... .... .......... .......... ............ .
::: .(\38
Lawful r eserv e with F 1cd eral reserv e
ban k .... ....... . ............. ..... . ..... ..... ............ .. _. 2,73-1 ,482
Stock of F ed eral reserve bank (50 %
of su bscri oti on) ........ .. ........ . .................. -.. . .
240.000
Exc ha nges for clearin g ............ .
.'i l9 ,51 9
Ca sh in vault ................... ................ . .... .... ... . .
992.9G 2
N et amount du e from ba nks a nd
bankers ............................................. .
:i, 342. J.'il
Oth er a sset s ............ . .. .... ....... ..... ... ......... ........ ... .
3,451
Accepta nces e xec ut ed b y thi s ba nk
and no w ou t standing ........................... .
200,000
I nterest due Jul y 1. 1918, a nd unpaid ......... ...... .... .... . .. ......... ..... ....... . .
16.5.118
T otal ................... :..... ....... .
5- .B . & B.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABI LI TI E S.
61
~3
(l7
ro
07
9 ()
42
41
98
fil
00
oo
0)
98
75
00
4 1\
3G
72
60
00
Ca pit a l sto c1< p a id in .... ..... ..... .....
. ........ .,. 4 ,00 1,000 0 ')
St:ro lus fund........ ..... .............. ... ... ...... ...... .. 4 ,00'.),000 0'J
Und ivid( d pro fit s less e xpc nse8, int t> rest an d t a xes pa id ................................. .
708 ,211 52
U .. S. d ep osits oth er t!-.nn p ostal ~a , ·_-,.,G .000 o·i
1ng•...........
4 0
Ind i, . i,fra! o eposits
sl!h iect t och r•ck ..... ..$12. 242 ,9 27 77
D e"· a ncl cert ifica t es
200. 000 00
o f rieoofit .. ..... .. ...... ...
l :i 8 ,(-\ .">8 7 '
r as l:-i c.r ·~ ch ec ks
Bala w:e ch ec ks ...... ... .
l!1.'.? 74 r-i
1 ertified chPcks ... . .. .
25 ,70:3 72
N , t a ni ot:nt clu e to
ba nk s a nd ban1,er s 1,021, 004 40
Dividen ds un r, a'd ...... ...
:~ 1;3 7!i
L etters of credit.. ...... .
308 W
Time cert ificat es of
d ep osit........ ............ .....
GO.'i .248 4 '.{
Oth er ti .- e dep '.Js its .. l ,;,00 ,000 00
Sav in gs d ep osit<.... .... :~G.J75.fi31 <'o
U.S. posta l savin gs...
::,;i l ,9F5 13
- - - - - - :'>2, .'j:j7,0iifi !J:{
Tru s t d eposit s (1·n :11 vrs t td) ............... .... 4.291.:1 11 :~,,
/'cep t ances execu tt'd f () r cu s tvm r ~..
200.000 00
R eserv ed for di videncls.............................
300.000 00
72
Total. . .... ...... .......... ... ..................... ..... ~70.793,679 SO
130
ANNUAL REPORT
TH E CLARK . VE:--.:UE SAVL -GS BA~K CO}lPAXY, CLEVEL·\:\' D. OHIO.
Organized Jan . 8, 1901.
A rn;ual l\'Ieeting-2d Monday in January .
President . ]. V. CHAPEK: Vice Presidents, J oHN TH EURER . P . J. HAA : Secre tarJ
and Trea surer, JOH N L. FLEHARTY: Asst. Secre tary, J o . F. PoJMAX;
A sst. Treasurer, P AUL BENNHOFF.
DIRECTORS.
H . P. Ranney, Jam e B. McCrea, vV. K. Sadler, V. Sprosty, Charles N ickel. J. V.
Chapek, Wm . J. Ce r mak, John T erwo od, John L. Fleharty, J oh n Th eur er.
Theodo re Kundtz, George Hockey, P . J . Haa s, J os. Ptak, F. E. Koncana.
79.
RESOURCES.
L oans on r eal estate ........................... $1.288,58!) 60
113,678 75
L0ans on collateral..............................
252,2.5!-l 77
Oth er loa ns and discounts..................
:! ,M6 12
nverdraf ts...... .....................................
U. S. bond s and securities n ot in10l.B4 l 77
clurl ed in r eserve. ............................
27.000 00
Ba n king house and lot ........................
D ue from reser ve hanks $1~2.G l 3 Hl
E xcbanges for clearin g.. 70.437 17
r'ash in vault.......... ........ 18,628 45
Bond s held as lawful reserve........ .................... 15.000 00
286,678
76 7,
Other assets ......................................... .
T otal... ....................... ................... $2,072,471 GO
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
Capital stock paid in.. ........................
Surplus fund ........................................
Undi v id ed profits less expenses. interest and ta xes paid........................
Ind ividu a l deposits subject to check .............. $8 19,9,54 2\1
2, f58 45
C'ashier's checks .... ..... ...
5. 83 00
Di vid en ds unpaid... .......
Time certifi cates of de3,000 00
pc sit..............................
!)76.057 3G
"avin gs deposits....... .
Other liabilities....... ............................
$200.000 00
50,000 00
14,917 99
1.807 .553 J0
51
T otal... ........................................... ~2,072,471 GO
131
DEPARTMENT OF BANKS AND BANKING.
THE CLEVELAND TRUST COMPANY, CLEVELAND, OHIO.
Organized September 20, 1894.
Annua l Meeting-2<l Wednesday
111
January.
President, F. H. GOFF: Vice Presidents, A. G. TAME, E. B. GREENE, P. T . vVmTF,
A. L. Ass.Mus; Vice President and Trust Officer, I. F. FREIBERGER; Vice President, E. 'L. MASON; Secretary, EDWARD E . NEWMAN; Treasurer, H. D. KrNG;
Asst. to President and Asst. Treasurer, F. H. HonsoN; Asst. Secretaries, E. B.
MERRELL, A. A. DENISON; A sst. Tr eawrers, E. S. CURTIS, H. 'N. l\fouNTCASTLE,
F. H. HOUGHTON, J. vV. WooDBURN; Asst. Trust Officers, R. R. ALEXANDER,
R. A. MALM, H. H. ALLYN; Real Estate Officer, A. A. McCASLlN; Counsel,.
R. T. SAWYER; A sst. Counse ls . G. M. CuMM1NGS, Vv. A. STRONG; A unrTOR_. F.
HoHLFEDDER, JR. ; Mgr. Safe Deposit Dept., W. 0. McCLURE; Afgr. W 0 111 en's
Dept., J. R WYLLIE; Mgr. Real; Estate Dept., C. NI. CoLLACOTT; JV! gr. F orei_q11
E,-i;change Dept., E. T. YouNG, JR.; Mgr. D ev elopment D ept., vV. F. KYLE; Mgr.
Ren tal Dept., J. W. BowES; Mgr. Statistical Dept., J. C. PEARSO:--S; Librarian
and Sec3 to th e President, L. E. OAKLEY.
1
•
DIRECTORS.
Chas. E. Adams, Edward R. Alexander, vV. D. B. Alexander, E. E. Allyne, Henry
P. Bingham. B. P. Bole. Cheator C. Bolton, A lva Bradley, Fayette Brown,
\Nalte r H . Cottingham, Harry Coulby, J. D. Cox, Jr., F . H. Goff, Richard F.
Grant, H. vV. King. Amos B. :M cNairy, M. J. Mandelbaum , Amasa tone
I\father, Charles L. Pack, William P. Palmer, Henry F. Pope, vV. H. Prescott.
F. W. Ramsey, F ra nk A. Scott, John L. Severance, Ambrose Swasey, Amos
Burt Thompson, Rollin H. White.
444.
(Member Bank-Federal Reserve System.)
RESOURCES.
Loans on real estate..............................
I.oa!l.s on collateraL ................... .........
0t:ier loans and di scounts . ...............
.; cceptances of this bank purcha sed
or discounted ._.................................
()vercl rafts .. .............................. .... ........
U. S. bonds and securities..... .............
State, county and municipal b onds..
Other bonds and securities ................
Premium on b onds and securities. ....
Banking houses and lots .... ............ ....
Other r eal estate. .................................
Cash items........ ...................................
Lawful reserve with F ederal r eserv e
bank..................................................
Steik of F edei:al r eserve bank (50%
o s11 bscnpt1 on) ................................
Exchanges for clearing·-··················•··
Cash in vault........................................
Foreign money.................. ..................
>l et amount due from banks and
bankers............................................. .
I t erns in transit ... .................................
Other assets ......................................... .
Acceptances executed by t h is bank
and now outstanding.......................
Due from trea sur er, U. S. ...................
Letter of credit-cu stomers liability ....
Advan ces t o t rust estates sec ured ......
LIABILITIES .
$9,563,647 57
11,776,439 14
6,757 ,580 42
] G4.4 l9
28,802
2,275, 800
1,727,368
14 ,577,707
80/:\ ,730
l,8 ]5,R!)2
258.4 70
19,093
00
41
32
19
24
::l4
06
73
16
2,529.116 ·17
l:"i0.000
82,'i,379
1.094,108
1.023
00
73
39
83
994,07.5 lH
J.5.240 8 1
::l49,261 18
8!)9.886
3,.500
52, .'i29
2, 126,9,'i,5
14
00
00
G6
T otaL ........... ...... ............ .... ... ... .. S.''>8, 12,827 10
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in .......................... $2,."i00,000 00
Surplus fund .. ...................................... 2,500,000 00
Undivided profits less expenses, in181,38.''i 91
teres t and taxes paid ..................... .
Reserve for taxes .... .... ....................... .
109,419 7-1
U .. S. deposits other than p ostal sav1ngs ....... .................................. .......... 2,824,000 00
Indi v idual d eposits
subi ect to check ..... $15.253,549 80
C'ashier's checks.. ......
241,9('!) 07
Certified checks.........
36,492 74
N et amount due to
banks and bankers
P47, 1C3 J .'i
Dividends unpaid... ...
1,405 00
Time certificates of
d eposit.... .... ............ 1,415, 203 88
Savings deposits ........ 28,338,468 65
U.S. postal savi n gs....
615,187 26
- - - - - - 4fJ,849,43!) fi 1
2,3.'\3,:V'15 2:i
476.204 H6
Trust n eonsits (uninvested) .. .... ........
Other liab ilities....................................
Acceptances executed
for cust omers .......... $ 1,064,305 H
Less accepta n ces of
this
bank
purchased
or
discounted ......... .......... .
1\.4,419 00
Reserve for dividend, July 1. 19 18....
Letter of credit executed for customers...................... .........................
Items in transit. .....
.........................
. 8!)9 ,88fi 14
(i2,,500 00
52,521) 00
3.89(i 7!)
TotaL ................. .......................... $58,815.827 l 0
13'2
A NUAL REPORT
✓
THE COLUl'VrBIA SAVI?--;GS & LOAN COMPANY, CLEVELAND, OHIO.
Organi zed June 9, 1890.
f'rc sidcJ1! , C. G.
w1L1.;
1\nnual Meeti;1g-l st Tuesday after 1st -:\fonday in
Janua ry.
B ARK WILL; Vice Prfsidents, GEO. R. CANFIELD, ERNEST
J .\S. L. PATTON; Secre tar)', CHAS.
Hono us.
J.
Treasurer,
DIRECTORS.
C. G. Ba rkwil l, J. 1\,£. Sheets. L. S. Sheets, Ernest S. Barkw ill, Chas. J. Hoclou s,
Jam es L. Patton, Geo. R. Ca nfie ld, J ohn A J ackson, J os. S. Hodous, J. A.
Sm ith , J os. J . Sacha.
335.
LIABILITIES.
RESOURCES .
Loans ,n r eal est.c:te ........ .......... ..... .
Loans on collateral.. ................ ......... .
Other le,ans and discc,i.;nts. ............... .
n verclrafts .. .................. ................. ...... .
U. S. bonds and se: uriti cs not included in reserve ..............................
State. coun t y and mun icipa l bonds
n ot included in r eserve .. ................. .
rt her bonds a nd securitie:s ................
Banking house and let.. .... .............. .
Casn it:!mS ........ ....... ............................ .
Due fr om r eserv e banks $4 5:),003 43
Exc-hanges for clearin g.. 77, 671 14
C'ash in vault................. 13fi,G3 7 41
Bond s held as lawfu l reserve ..... ..................... . 40.000 00
terns in tran sit .......................... .
$£07, 588
:?>7, 640
]04.552
3.9(i!i
95
.50
20
09
100,048 ,')0
432,2E,0
294,048
,853
338
97
50
34
61
r a pital st oc k paid in ..
Si.;rplus fond.. ... ............. ........... .
Undivid t d profi ts less expenses, interest and ta xes paid ...
Ind iviclt:al d eposits subjec t to c!icck. ............. $517,266 90
Cash if r's checks.. ..........
4, 63!) ,51
C'ertificd checks ....
3,810 41
Dividends unpaid ..........
30 00
Savings deposits ............2,070 ,153 98
56,177 80
2,.')95.900 80
709,311 !)8
3,478 96
Total... .................................. ......... $2,852,078 60
.......... $2,852,078 60
T ota l ..
Sl00 ,000 00
100.000 00
THE DETROIT AVENUE SA vrnGS AND TRUST COMPANY,
CLEVELAND, OHIO.
Org;:rnizccl Oct 15, 1913.
l'rrside11t, J\. L.
Annual l\leeting-2d Wednesday
111
January of each year.
Vice Presidents, F . E. PRASSE, CHAS.
D,wrs : Secretary-Treas urer, F. \\T . STAFFELD.
EHRCAR;
HA AS, CRAS.
U.
DIRECTORS.
C. C. Christensen, Cha s. U. Davis, A. L. Ehrbar, P. F. F inucan, Cha . . Haas, F.
E. Prasse, J os. P. Reitz, Chas. Schuette, U. W. Hird, J . C. McLean, F. W .
. taffelcl, .l:-[enry Schwind, Cha s. H. Hofrichter, C. F . arwold.
574.
LIABILITIES.
RESOURCES.
Loans on real estate............................
L oans on collateral... .......................... .
Other bans and discounts................. .
Overd rafts ........................................... .
U. S. b 'Jnds and se:::urities n ot included in reserve .......... ....... .............
State, c :>unty a nd mun i-:: ipal bonds
n ot included in reserve ................... .
Other bonds and securities .... ............
Premium on b onds and securities ... .
Banking h0use and lot ........ ............ , .. .
Furniture and fixtures ........................
Cash items ...................... ..................... .
Due fr om reser ve banks $163,050 :rn
Exchan ges fo r clearing.. 3 1,195 19
Cash in vault.................. 32,960 68
Accrued unpaid interest .. ...................
Clearing difference ............................. .
$628,286 43
83,736 21
100,928 9 9
IHl 72
113,958 55
fi9,882
298,509
2,495
39,41 8
7,000
19!)
00
00
20
61
00
73
227,206 23
5,944 20
26 82
T otal... ........................................... $1,577,708 75
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in... .......................
Surplus fund.. ......................................
Undivided profits less expenses, interest and taxes paid.. ....................
Reser ve for contingen cies..................
Indi vidual dep osits subject to check .............. $484,845 70
Cashier's checks....... .....
1,309 58
Certifi ed checks..............
1,230 00
Due to banks a n d
bankers........................ 43,501 78
Dividends unpaid..........
2,731 82
Savings deposits ............ 758,1 86 04
Liberty loan deposits.... 48,592 80
Bonds borrowed..................................
Advances withheld. . from construction loans..........................................
Total.- .......................................... .
$184,311 50
20,241 00
!),735 10
2,000 00
1,340,397 7 2
20,000 00
1,023 43
DEPARTMENT OF BANKS AND BANKING.
133
THE FIRST TRUST & SAVINGS COMPANY, CLEVELAND, OHIO .
O rga ni zed May 13, 1913 . · Annual Meeting-2d Tuesday in J anua ry.
President, JoHN SHERWIN ; V ice Pr esidents, THOMAS H. WILSON, FRED J. \iVoonWORTH ; Treasurer, ROBERT S. CRAWFORO; Secretar'y, GEORGE N. SHERWIN; Assistant Secretar3 RALPH B . PETTIT.
DIRECTORS.
Geo rge Bartol, Morris A. Black, George N. Chandler, Geo rge P. Corney, M . B.
Daly, C. E . Farnsworth, F. H. Ginn, R. A. Harman, W. A. Harshaw, F. J-T.
Haserot, S. F. Haserot, Frank F. Hickox, J oseph R. K rau s, Ralp h D . M itchell,
J ohn Sherwin, W indso r T. White, Thomas H. Wilson, Fred J . Woodwo rth ,
Henry S. Pickand s, Th os. P. Robb ins, Em il J oseph, Edward. A . Largenbach,
Geo. N. Sherwin, \iVhitney \iVa rn er.
1
,
566.
RESO URCES.
LIABILITIES .
L oans on real estate............................ $1,823,006 97
L oans on collateral.............................. 6,780,419 65
Other loans and discounts.................. 1,565,225 00
Acceptances of this bank purchased
or discounted.................................. .
300,000 00
Overdrafts ........................................... .
19 21
U. S. b')nds and se:::urities n ot included in reserve..............................
438,43G 78
State, county and municipal b onds
765,241 88
not included in reserve·-·················
Other b onds and securities ............... . 7,202,930 05
4,556 42
Premium on bonds and securities ....
Banking h ouse and l ot .- .................... .
100,000 00
7,745 65
Cash items........................................... .
Due from r e s e r v e
banks ........................ $2,208,064 90
Exch anges for clearing
33,274 19
Cash in vault... -........... 590,949 02
2,832,288 11
Due from other than reserve banks..
8,411 41
Other assets......................................... .
7,536 6 0
76,98 1 75
Secured a dvances to trust estates... .
Bonds borrowed .... ............................. .
521,950 00
Capital stock p a id in ................. ......... $ 1,250,000 00
Surplus fund ........................................
500,000 00
Undivided profits less expenses, interest and taxes paid.... ..................
35 1,486 17
Reserve fo r taxes........... .....................
19,668 43
U. S. deposits other
than postal savings $1,000,000 00
Individu al deposits
subject to check .... 4,287,129 71
D emand certificates
of deposit................ 396,568 35
Certified checks..........
939 25
Due to banks and
bankers....................
583,934 14
Dividends unpaid......
25,000 00
Time certificates of
deposit....................
447,234 40
Savings deposits .. ...... 10,239,225 78
16,970,031 63
Trust d eposits (uninvested)...... ........ 2,821,613 25
52 1.950 00
Bonds b orrowed..................................
Acceptances executed
for customers .......... $300,000 00
Less acceptances of
this bank purchased
or discounted...... .... 300,000 00
TotaL. ........................................... 822,434,749 48
Total... ........................................... $22,434 ,749 4 8
THE FOREST CITY SAVINGS & T RUST COM PA NY, CLEVELA r D, OHIO .
Organized June 17, 1889. Annual :Meeting-2d Thursday in January.
P resident, S. E. BROOKS; Vice Presidents, H ERMA N C. BAEHR. THEODOR KUNDTZ,
CHRISTIA · SCH UELE, 'vVM. F. RAPPRICH; Secretary and Treasitrer, WM. F .
R APPRICH ; A ssistant Secretary, EMIL C. HEIL; A ssistant T reasurer, J OHN T.
FEIGHAN.
DIRECTORS.
Walter Baker, J. P. Brogan, Henry M. Brooks, J ames' C. B r ooks, S. E . Brooks,
William Beaser, Herman C. Baeh r, Wm. M . Dabney, Wm. Diehl , Geo. Faulhaber, S. W . Folsom, F. W. Gehring, William Gri ef, H. A. H en k e, J. H.
Jan ssen, Th eodo r Ku n dtz, Edgar Meckes, 'vVm. F. Rapprich, Chri stian Schu ele,
J . A. Smith, Cha s. Seelbach, Chas. L. F. W ieber, F. Zimm erm an.
80.
RESOURCES.
L oans on real est ate............................ $1,968,131 4
Loans on collateral..............................
674,903 33
Other loans and discounts·-···············
525,969 50
Overdrafts............................................
290 87
U. S. b onds and securit ·es n ot in246 ,552 00
cluded in reserve ............................. .
State, county and municipal bonds
89,100 00
not included in reserve._ ................ .
355,944 00
Other bonds an d securities ............... .
126,239 96
Banking house and lot._ .....................
1,297 45
Cash ite,rns........................................... .
Due from reserve banks $502,604 19
Exchanges for clearing.. 70, 871 12
Cash in vault.................. 103,502 93
Bonds held as lawful
reserve........................ 4 1,000 00
717,978 24
50,000 00
Due from other than reserve banks..
377 78
Other assets ......................................... .
27 ,544 0 2
Accrued and unpaid interest ......... .
TotaL ........................................... $4,784,328 99
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
Capital st ock paid in ...·-····················
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Reserve for t axes and interest ..........
U. S. deposits other
than postal savings.. $104,000 00
Individual
deposits
subject to check.... .. $790,599 24
Demand certificates of
15,554 85
deposit .... ................. .
Cashier's checks ......... .
21,692 2
Certified checks.-........ .
3, 124 38
Due to banks a n d
bankers.-...................
40,753 70
Dividends unpaid........
7,545 00
Savings deposits .......... 3,257,729 88
$250,000 00
250,000 00
34,894 12
8,435 00
4,240,999 87
T otal... ........................................... $4,784,328 99
134
ANNUAL REPORT
THE GARFIELD SAVINGS BANK COMPANY, CLEVELAND, OHIO.
Organized May 16, 1892. Annual Meeting-2d Friday in January, each year.
President, H ARRIS CREECH ; Vice Presidents, ] AMES W. STEWART, T. S. KNIGHT,
W. F . FINLEY; Secretary, C. W . STANSBURY; Treasurer, F. F. VAN DEUSEN;
Assistant Secretary, Ho MER D. ConAz; Assistant Treasurer, W. J. CHAMBERLIN.
DIRECTORS.
James W. Stewart, T. S. Knight, Harris Creech, Samu el C. Blake, J esse B'. Fay,
Frank J. Roehl, A. V. Cann on, Carl W. Brand, George H . Brown, S. Livingston Mather, E. B. Meriam, J oseph M. Odell, Dougla s Perkins, Horatio
Ford, Alexander c; Brown, Walter C. White, W . F. Finley, R. F. Berwald.
81.
RESOURCES.
LIAB ILITIES.
Loans on real estate............................ $3,870,889 87
L oans on collateral............................. 1,506,480 63
Other loans and discounts.-...............
632,200 63
Overdrafts............................................
8,840 13
U. S. b onds and securities not in607,1 99 50
cluded in reserve·-·········••················
State, county and municipal bonds
106,148 00
not included in reserve...--·············
Other bonds and securities ............... . 1,090,231 12
1,226 41
Premium on b onds and securities ..
101,392 85
B anking houses and lots ................... .
Furniture and fi xtures ........................
5,500 00
21,200 00
Other real estate................................. .
10,970 88
Cash items
....................... .
Due from reserve banks $671,822 34
Exchanges for clearing.. 201,094 30
Cash in vault·-- ············· 269,779 22
Bonds held as lawful
reserve........................ 21,139 43
1,163,835 29
762 00
Foreign money................................... .
46,831 88
Due from other than re3erve banks..
Items in transit.- ................................ .
38,315 40
Other assets.............. _ _ _ _ __
3,505 47
War revenue and Thrift stamps ..... .
15,294 30
21,409 76
Due from American Express Co ......
Capital stock paid in..........................
Surplus fund........................................
Undivided profits less expenses, in terest, accrued interest and taxes
paid······-·················· ....................... .
R eserve for taxes, etc...- .................... .
R eserve for interest ........................... .
U. S. deposits other
than postal savings .. $140,000 00
Individual
deposits
subject to check ...... 2,303,373 92
Demand certificates of
25,000 00
deposit ..................... .
80,565 83
Cashier's checks ......... .
8, 09 62
Certified checks ............
8,760 00
Dividends unpaid ....... .
Time certificates of deposit..........................
45,209 08
Savings deposits .......... 5,439,651 23
U. S. postal savings....
23,243 55
~ii~i:t~bfiill!:::.-.-.~~::::::.::::::::::::::::::::::
TotaL ........................................... $9,252,234 12
$350,000 00
370,000 00
6G,808 1:3
39,953 89
4,177 24
8,074,613 23
3
~:8ii !~
TotaL ......................... •·····-·········· $9,252,234 12
THE GERMAN-AMERICAN SAVINGS BANK COMPANY, CLEVELAND,
OHIO.
Organized May 31, 1887. A nnual Meeting-1st ·w ednesday after 1st Monday in
January.
President, WM. M. R AYNOLDS; Vice Presidents,, DR. A. F. MEYER, S. SKALL;
Secretary and Tr easurer, MAX LEVI; A ssistant Secretary and
Treasurer, L. H. NrnNHUSER.
DIRECTORS.
A. J . Diebolt, Wm. M. Raynolds, C. :p. Koehler, Max Levi, A. F. Meyer, J no. I.
Nunn, Herman Schmidt, Simon Skall, Herman T. Walker, Robt. F. Mackenzie,
E. M. Halle, L. H. Nienhuser, M. A. Ullman, A. Stearn, S. A. Scheuer.
82.
RESOURCES.
Loans on real estate............................ · $1,180,330
Loans on collateral..............................
33,38 1
Other loans and discounts..................
436,416
Overdraft s.. ..........................................
176
U . S. b onds and securities not included in reserve ............................. .
63,858
State, county and municipal bonds
not included in reserve... - .............. .
275,000
9,500
Other bonds and securities ............... .
4,092
Cash items........................................... .
Due from reserve banks $252,627 20
Exchanges for clearing.. 74,924 96
Cash in vault·--············· 61,219 94
B onds held as lawful
reserve.... .................... 46,000 00
434,772
Foreign money........ ........... ................
14
Due from other than reserve banks..
19
.
LIABILITIES.
50
25
29
59
47
00
00
98
Capital stock paid in.......... ................
Surplus fund........................................
Undivided profits less expenses, interest and taxes paid......................
Individual
deposits
subject to ch eck. ... $608,001 34
D emand certificates of
deposit......................
22,409 02
Cashier's checks .... ,.....
17 ,698 25
Certified checks............
20,142 58
Dividends unpaid........
4,500 00
Savings deposits .......... 1,575,358 37
Other liabilities....................................
$50,000 00
100,000 00
39,151 94
2,248,109 56
299 97
10
25
04
Tota.___ _ _ _ _ _ ......... $2,437,561 47
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
T otaL ........................................... $2,437,561 47
135
DEPARTMENT OF BANKS AND BANKING.
THE GUARDIAN SAVINGS & TRUST COMPANY, CLEVELAND, OHIO.
Organized May 28, 1894.
Annual Meeting-2d Thursday in January.
Chairman Board of Directors, H. P. McINTOSH; President, J. A. HousE; Vice
Presidents, H. C. ROBINSON, GEO. F. HART, H. P. McINTOSH, JR., J. A.
MATHEWS, C. R. MEGERTH; Vice Presiden~ and Trust Officer, A. G. STUCKEY;
Secretary, W. R. GREEN; Treasurer, 'vV. D. PURDON; Assistant Secretaries,
A. R. FRASER, L. B. FooTE, C. H. FoRCE, C. P. ZuRLINDEN; Assistant Treasurers,
L. E. HoLMDEN, G. J. PRovo, H. A. CARLTON, JoH N FISH, L. J. KAUFMAN;
Assistant S ecretary and Assistant Trust Officer, ARTHUR F. YouNG; Safe Deposit Manager, CHAS. T.- RosE; Bond Department Manager, GEO. B. JOHNSON;
Real Estate Sales Manager, I. WEBSTER BAKER; Auditor, K. H. SOMMER; Credit
Department Manager, CLAY HERRICK; Secretary New Business Department,
F. D. CONNOR; General Counsel, SQUIRE, SANDERS & DEMPSEY.
DIRECTORS.
Frank Billings, Chas. C. Bolton, S. M. Bond, B. F . Bourne, Harvey H. Brown,
H. \V. Corning, H. G. Dalton, F. E. Drury, Harry R. Edwards, Chas. Eisenman,
Hon. John H. Farley, James H. Foster, Ralph L. Fuller, Lucien B. Hall, H. M.
Hanna, Jr., L. C. Hanna, Jr., J . A. House, J oh n A. Kling, H. P. McIntosh,
H. P. McIntosh, Jr., ,Stephen L. Pierce, F. F. Prentiss, H. C. Robinson, Hon.
'vVm. B. Sanders, J ohn J. Stanley, Hon. Francis W. Treadway, Geo. Garretson
\i\Tade, J. H. Wade, Worcester R. Warner, C. L. F. Wieber.
AUXILIARY BOARD.
Geo. G. Allen, C. W. Brainerd, Arthu r D. Brooks, Edmund Clark, J. H. Dempsey,
Wm. G. Dietz, Christian Girl, F. S. Harmon, S. H. Holding, H. D. Horwitz,
J. I. Lamprecht, F. S. McGowan, James R. Mills, Thos. E. Monks, Chas. L.
Mos her, W. M. Pattisop, J. B. Pearce, E. A. Petrequin, W. L. Robison, H. V.
Shulters, Abraham Stearn, Arthur L. Stone, A. S. Taylor.
300.
(Member Bank-Federal Reserve System.)
LIABILITIES.
RESOURCES.
Loans on real estate ..........................
L oans on collateral... ...........................
Other loans and discounts................
Overdrafts............................................
U . S. bonds and securities.-...............
State, county and municipal bonds..
Other bonds and securities................
Premium on bonds and securities....
Equity in banking h ouse and lot......
Furniture and fixtures........................
Other real estate..................................
Cash items............................................
Lawful reserve with Federal reserve
bank..................................................
Stock of Federal reserve bank (50%
of subscription..................................
Excha nges for clearing·-·····················
Cash in vault·- - ····--····················----·····
Foreign money....................................
Net amount due from banks and
bankers.-...........................................
Items in transit.-.................................
Other assets-secured advances to
trust estates......................................
Acceptances executed by this bank
and now outstanding.. ....................
S6,980,068
16,665 082
3,807,397
4,752
5,213,378
1,696,825
9,823,051
213,032
2,000,000
250,000
2,733
3,416
27
40
41
26
45
40
79
65
00
00
32
60
1,793,152 35
180,000
653,799
638,109
456
00
80
25
01
1,596,224 22
44,000 00
48,623 57
509,501 60
TotaL ...........................................$52, 1 ~ 1,605 35
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................•...
Surplus fund........................................
Undivided profits less expenses, interest and taxes paid ......................
Reserve for taxes ............................... .
Reserve for July 1st, 1918, dividend
U. S. deposits other than postal
savings ..............................................
Individual deposits
subject to check....$10,023,046 18
218,935 76
C1:1.shier's checks........
47,121 45
Certified checks.-.......
Net amount due to
779,058 1l
banks and bankers
186 25
Dividends unpaid......
Time certificates of
deposit.................... 1,199,708 96
Savings deposits ........ 19,'105,860 35
Other time deposits.. 3,471,576 60
253,088 16
U. S. posta-1 savings..
----(uninvested)..............
Trust deposits
Money borrowed·--+--····•···•···•--·········
Bills payable with Federal reserve
bank..................................................
Rediscounts with Federal reserve
bank..................................................
Other liabilities....................................
Acceptances executed
for customers.~ ........... $637,174 89
Less acceptances 6f this
bank purchased or
discounted.................. 127;673 29
$3,000,000 00
3,000,000 00
572,771 28
60,000 00
90,000 00
2,696,000 00
35,098,5 1 82
3,632,594 01
1,200,000 00
1,500,,000 00
738,500 00
25,656 64
509,501 60
TotaL.•...........•.......................•.....$52,123,605 35
136
ANNUAL REPORT
THE HOME SAVINGS & TRUST COMPANY, CLEVELAND, OHIO.
Organized January 3, 1902. Annual Meeting-2d Wednesday in January.
President, F . A.
JOH NSON;
Vice Presidents, HENRY KRATHER, J. R. T EUFEL, F.
Tr easurer, H. J . WEBSTER ; Secretary, vV. E. SH EPHERD;
A ssistant Secretary, HAROLD BuscH.
SH EP H ERD;
D.
DIRECTORS.
H. D. Cogswell, E . L. Carter, C. M. Hooper, F. D. J ohnson, vVm. Kneebusch, H.
Krather, H . H. Richardson, W. A. Rounds, H.1 Schmitt, F. A. Shepherd, J. R.
Teufel, F. J. Wutrich.
429.
RESOURCES.
L oans on real estate........................... .
L oan s on collaterJL. .......................... .
Other loans and discounts ................. .
Overdrafts .......................................... ..
U. S. bonds and sec urities n ot included in rese·rve ............................. .
State, county and mun icipal bonds
n ot included in reserve .................. ..
O t h er b onds a nd securities .... ........... .
Banking h ouse and lot... .................... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due fr om r eserve bank s $106, 154 36
Exch a nges fo r clearing.. 27,469 57
Cash in va•ult.................. 58,926 95
B onds held as lawful
reserve:..... .................. 15,000 00
Other assets ......................................... .
U. S. revenue stamps......................... .
LI AB ILITIES.
$869,903
75,589
121,692
2P6
18
33
44
19
99,007 14
232,770
184,141
65,000
2,500
4,4 13
20
90
00
00
97
Capital stock paid in .......·-·····--·····--··
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid......................
Indi vidual dep osits subjec t t o check .............. $588,166 34
Cashier's ch ecks.. ..........
3,619 63
Certified checks...... ......
265 73
Tim e certificat es of deposit............................
250 00
Savings deposits ............ 1,051,565 02
U. S . postal savings...... 19,170 35
Other liabilities.... ................................
Escrow deposits....................................
$ 125,000 00
60,000 00
11,757 79
1,663 ,037 07
152 10
2,945 00
207,550 88
13 37
13 36
Total... ........................................... $1,862,89 1 96
T otal... ........................................... $1 ,862,891 96
THE HOUGH BANK & TRUST COMPANY, CLEVELA D, OHIO.
O rganized Feb. 11 , 1898.
President, F.
Annual Meeting-1st Tue sday after 1st Monday
J anuary.
Vice Presidents, ARTH UR 0D£LL,
Secretary-Treasurer, R. L. HOL MES.
H . H ASEROT;
J AMES
W.
111
STEW ART ;
DIRECTORS.
J . C. Alexander. A. V. Cannon, F. H. Hase rot, Henry McK. Haserot, R. L. Holmes,
Frank L. Lander, A rthur Odell, James vV. Stewart.
319.
• RESOURCES.
L oans on real estate .......................... ..
L oans on collate ral.. ........................... .
Other loans a n d discounts ................ ..
Overdraft s .. ......................................... .
U. S. b onds and securities not included in rese rve ............................. .
Sta t e , coun t y and municipal b onds
n ot included in rese rve ................... .
Other bonds andlsecurities ................
Banking h ouse and lot...................... ..
Furniture a nd fixtures .. .................... ..
Cash items ...................................... ..... .
Due from reserve banks $53,869 96
E xchanges for clearing..
5,853 OS
Cash in vault.................. 23 ,820 62
B ond s h eld as lawful
7,000 00
reserve .. .................... ..
LIABILITIES.
$ 123,453
105,882
98,307
4 16
00
50
92
35
14,383 69
140,44 1
167 ,295
3 1,500
939
255
18
22
00
70
92
Other assets ......................................... .
90..543 66
10 00
T otal... ...........................................
$773,429 14:
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes p a id ..................... .
U. S. dep osits other
than p ostal savings .. 817,000 00
I ndividual deposits subject t o check .... ........ .. 32 1,59 0 40
1,430 82
Cashier's checks .. .. ...... ..
47 92
Certified check s ............. .
2,000 00
Dividends unpaid ........ ..
359,
74 0
Savings deposits .......... ..
2,946 80
U. S. p ostal savings..... .
$50.000 00
10,000 00
7,023 21
Other liabili' ies .................................. ..
705,195 02
1,210 91
Tobi..............................................
$773,429 14
137
DEPARTMENT OF BANKS AND BANKING.
THE LAKE SHORE BAI KING & TRUST COMPANY, CLEVELA;-;D, OHrO . .
Organ ized May 5, 1890.
An nual l\Ieeting-2d Tu esday in January.
J oHN M. GUNDRY; Vice Presidents, HARLEY B. GIBBS, H . 'vV. KING,
HORA CE } ONES, 'vVALTER S. BOWLER; Secr etar3 1, L. C. KoLLLE : Treasur er,
GEO. F. S CHULZE; Asst. Secre tar3 1, CHAS. lf HTLL; Asst. Cashiers, D. F. MEC KSTOTH,
R. V. HA WE.
DIRECTORS.
President,
J.
J.
No rman C. King, Harley B. Gibbs, S. H. T oll es, A. T. Pe rry, H. W. King, E dward
S. Page, Frank C. Osborn, F r ank Sconeld, H. W. Osbo rn, J ohn M. Gundry,
J . Horace J ones, C. S. Eaton, F. F. Prentis , C. G. Watkin s, S. H oughton Cox.
83.
RESOURCES.
LIABILITIES.
Loans on rea l estate ............................ $5 ,459,907 24
Loans on collateral.............................. 3, 702,4 14 38
Other loans and discounts.................. 1,296,406 00
Overd rafts................................. ...........
3, 061 64
U. S. bonds and securities not in292 ,1 60 86
cluded in reserve ............................. .
State, coun ty and m unicipa l bonds
40,656 81
n ot included in reserve ................... .
Other b onds and securit ies ............... . 2,505,069 21
60,000 00
Ba nki ng h ouse arid lot ....................... .
25,210 00
Other real estate ................................. .
5,245 20
Cash items ........................................... .
Due from reser ve
banks ......................$ 1, 83 1,160 65
E xchanges for clear327,549 12
ing ........................... .
393,274 35
Cash in vault ............. .
2,551,984 12
10,026 16
Due fr?m oth~r than reserve b anks ..
Items in transit................................... .
25,170 85
Other assets......................................... .
492,835 13
Capital stock paid in ......................... . $500,000
Surplus fund ...... ................................ .
150,000
Undivided profits less expenses, in]49. 060
terest and taxes paid .... ................. .
7,700
R eser ve for t axes .... ........................... .
U. S. deposits other
than post al savi ngs $ 150,000 00
Individual depos its
subject to check.... 2,900, 806 83
Demand certificates
61,054 80
of deposits ............. .
Cashier's checks ....... .
84,386 17
Certified checks ....... .
9,506 70
Due to banks a n d
bankers..... '...............
66,55 1 03
Dividends unpaid......
165 00
Savings deposits ........ 11,779,399 74
- -- - - 15, 141.870
13,893
507,621
Total... ........................................... $16,470,147 60
00
00
87
81
27
69
96
Total... ...........................................$16,470, 147 60
THE LINCOLN SA VIN GS & BANKING COMPANY, CLEVELAND, OHIO.
Organized July 30, 1903.
Annual Meeting-3d Tuesday in Janu ary.
President, M. L. RuETENIK; First Vice President, MATH . KoBLENZER; Seco 11d
Vice President, C. F . HAAS; Secretary an d T reasur er, J. M. HrnT;
Asst. Secretary an d Treasurer, H. F. BRANDT.
DIRECTORS .
John Amerbacb, Gustav Buescb, Chas. F . Buescher, C. F . Haas, C. R. Hildebranclt, J. M. Hirt, Math. Koblenzer, Wm. P. L oeblein, T. J. Ross, M. L.
Ruetenik, J ohn Schroeder, Julius Span g, 'vV m. \ t\Tischrn eier, Henry Boester,
Otto Krebs.
84.
R ESOURCES .
Loans on real estate........................... .
Loan s on collateral.. .......................: ... .
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. b,nds and securities n ot included in r eserve. -...........................
State, county and municipal bonds
n ot included in reserve ....................
Other b onds a nd securities ............... .
Prem ium on b ond s and securities ... .
Cash i tems ........................................... .
D ue from reserve banks $35,538 30
E xch anges fo r clearing.. 30,902 12
Cash in vaulL............... 27,606 13
B onds h eld as lawful
reserve........................ 15,000 00
Other assets-accrued interest .... ....
LIABILITIES.
8 8,590 00
102/i O 04
54,450 25
12 7 2
56,864 00
99,329
27,111
1,G64
50
4fi
00
50
82
50,000 00
35,000 00
14 ,663 4 7
1,241 ,546 53
109,046 55
1,410 66
Total... ........................................... $1,341,2 10 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in.. ........................
Surplus fund........................................
Undivided profits less expenses , interest and taxes paid.... ..................
Individual deposits subject to ch eck .. .. .......... $360,407 87
Cashier's checks............ 13,354 97
Certified checks..............
13 1 55
1,453 50
Di vidends unpa id..........
Savings deposits ............ 866, 198 64
Total. ............................................. $1,341,210 00
138
ANNtJAL REPORT
THE LORAIN STREET SAVINGS BANK COMPANY, CLEVELAN D, OHIO.
Organized Nov. 14, 1890.
President,
J. A.
Annual Meetin g-2cl W ednesday in May.
G. A. TINNERMAN; Vice Presidents, W. L. NuTT, E. RI CE, FRED C. E uvrEJ<,
MELCHER; Treasurer, F. J. MELCHER; Sercetar,::>1, ELM ER J. RI CE;
Asst. S ecretar31, A. L.
WEYAND;
Asst. Treasurer,
J.
R.
CLE ARY.
DIRECTOR S.
J. A. Dennerle, Fred C. Elmer, J. A. Foerstner, Henry Hertel, Philip Lehr, A. F.
Leopold, F. J. Melcher, W. L. Nutt, E. Rice, Charles Sauer, G. A. Tinnerman,
Freel C. Smith, Arthur Bower, J. A. Melcher, Carl W. Schaefer.
424.
LIABILITIES
RESOURCES
Loans on real estate............................ $2,108,308 11
Loans on collateral..............................
217,467 42
Other loans and discounts._...............
469, 217 27
Overdrafts............................................
2,132 64
U. S. bonds and securities not in48,659 50
cluded in reserve............................. .
State, county and municipal bonds
not included in reserve ................... .
302,939 50
Other bonds and securities ................
60,127 68
5,823 17
Premium on bonds and securities ... .
60,000 00
Banking house and lot....................... .
2, 111 16
Other real estate................................. .
Cash items........................................... .
849 74
Due from reserve banks $158,104 47
Exchanges for clearing.. 41,745 44
Cash in vault·-··············· 94,775 19
Bonds held as lawful reserve............................ 75,000 00
369,625 10
204,008 88
Due from other than reserve banks -·
129,557 98
Building improvement--- - · ···
2,981 62
Other resources ................................... .
Capital stock paid in..........................
Surplus fund................. .......................
Undivided profits less expenses, interest and taxes paid........................
Individual deposits subject to check. ............. $7 4 ,5 17 82
Cashier's checks.... ........ 21,339 57
Certified checks. __ .........
2,452 26
Due to banks a n d
bankers........................ 10,000 00
Dividends unpaid..........
7 50
Savings deposits ............2,623,843 32
Money borrowed. __ .............................
Cash over..............................................
$200,000 00
150,000 00
,52,64 1 75
3,406,160 47
175,000 00
7 55
Total... ........................................... $3,983,809 77
Total... ........................•.................. $3,983,809 77
THE MERCHANTS SAVINGS & BANKING COMPANY, CLEVELAND,
OHIO.
Organized May 17, 1916.
Annual Meet'ing -
President, H. ELENBOGEN; Vice Presidents, A. ALLIANCE, S. GARBER; S ecretary and
Treasurer, MAx LEVY; Assistant Secretary and Tr easurer, S. Ross.
DIRECTORS.
H. Elenbogen, S. Alliance, S. Garber, S. Hurvitz, I. Sheinbart, Sig. Ravinson,
B. H . Schwartz.
636.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral... ...........................
Other loans and. discounts ................. .
Other bonds and securities ............... .
Furniture and fixturP-s ....................... .
Due from reserve banks $47,634 98
Exchanges for clearing..
2,109 63
Cash in vault.................. 12,714 07
Foreign money ....................................
Due from other than reserve banks._.
Other assets-P . L., $533.05; account interest unpaid, $42.00...--···
War savings stamps ............................
Totaf._ ...................................... .....
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$13,300
6,040
36,362
29,119
6,220
00
00
10
45
28
Capita l stock paid in..........................
Individua l deposits subject to check.- ............. $40,522 79
Cashi er's checks............
45 28
Cert ified ch ecks..............
277 49
Savings deposits............ 92,422 73
25,000 00
133,268 29
62,458 68
698 67
6,017 94
Liberty loan payments, $2,336.00;
dormant r efund per cent., $,218.88
2,554 88
TotaL...........................................
$160,823 17
575 05
1 00
$160,823 17
139
DEPARTMENT OF BANKS AND BANKING.
THE MORRIS PLAN BANK OF CLEVELAND, CLEVELAND, OHIO.
· Organized March 3, 1916.
Annual Meeting -
·
Chairman of the B oard, F. E . DRURY; President, ROBERT J. BULKLEY; Vice Presidents, G. A. Co uLTON, EDWARD M. WILLIAMS, VICTOR SINCERE; Vice
President and Manager, THOM AS COUGHLIN; Secretary
and Treasurer, C. F. GROTH.
DIRECTORS.
Alexander C. Brown, R. J. Bulkley, Geo. A. Coulton, W. R. Creer, M. B. Daly,
N. L. Dauby, C. R. Dodge, F. E . Drury, Willia mi Greif, Jame s R. Garfield,
Parmely W. H errick, J. A. House, Hermon A. Kelley, Arthur J. Morris, H. C.
Osborn, E. H. Pankhurst, Coleman du Pont, I. W. Sharp, G. B. Siddall, W. H.
Staring, Victor Sincere, Windsor Wh ite, E. M. Williams, George W. York,
Thos. Coughlin, C. F. Groth, Richard Ingli , Wm. Gaul, Allard Smith, W. A. C.
Smith.
6.30.
LIABILITIES.
RESOURCES.
Loans on Morris plan_····-··················· S 1,495,009
Other loans and discounts..................
579
Furniture and fixtures........................
1,990
Cash items.......... _.................................
288
Due from reserve banks $37,155 30
Exchanges for clearing..
2,704 24
Cash in vault ....... _.........
9,154 15
Bonds held as lawful reserve............................
4,400 00
53,413
Liberty loan bonds ___ ......................... .
9,450
U. S. war savings stamps and certificates._ .......................................... .
309
Tota,,____ _ _ _ _ _ _ __
Capital stock paid in..........................
$500,000 00
5,QOO 00
terest and taxes paid ..................... .
Reserve for taxes ............................... .
R eserve for interest ........................... .
Deposits unassigned ...... $247,647 20
Deposits assigned.......... 635.464 11
12,011 39
3,919 60
!~.769 55
90
50
63
20
t~t~a!a.ng;~fit~··ie~~··~~p~~·~e;:·;;;~
69
00
Retained account ............................... .
Contingency fund. .............................. .
Money borrowed._ .............................. .
Liberty bond account _............. :........ .
Discount-interest collected, but unearned._ .............................................
59
883,111
18,818
10,094
65,000
9,242
31
68
43
00
75
48,173 80
Total... ........................................... $1,561,141 51
$1,561,141 51
THE NOTTINGHAM SAVINGS & BANKING COMPANY, CLEVELAND,
OHIO.
Organized April 23, 1901.
President,
CH AS.
Annual Meeting-2d Monday in January.
J. R. EMERICH;
W. A. ABBOTT.
1. Mrx; Vice President,
Treasurer,
Secretary and
DIRECTORS.
Chas. M. Mix, Earl H. Browning, J. R. Emerich, Ralph Blue, E. B. Cassatt,
W. A. Abbott.
322.
RESOURCES.
Loans on real estate._ ......................... .
Loans on collateraL ... _....................... .
Other loans and discounts....... -......... .
Overdrafts ......................... ___ .. _............ .
State, county and municipal bonds
not included in reserve... _.......... _... .
Other bonds and securities .............. ..
Premium on bonds and securities.... ..
Furniture and fixtures ....................... .
Other real estate..... -........................... .
Cash items................. _......................... .
Du e from reserve banks $26,900 22
Cash in vault..................
3,453 42
LIABILITIES.
109,350
14,453
20~416
437
32
0
27
40
.'30,857
8, 19
1,323
2,100
1,169
191
70
52
45
00
17
61
Other assets.................-....................... .
303,533 64
6,708 02
Total ...................................... ·-······
220,150 18
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......... _............... .
Surplus fund ....................... _............... .
Undivided profits less expenses, interest and taxes paid ............. _......... .
Individual deposits subject to checlc ............. $79,935 24
Certified checks..... .........
497 14
Dividends unpaid..........
11 25
Savings deposits ............ 104,340 84
$20,934 55
2,600 00
871 91
Money ·b orrowed.......... _...................... .
Other liabilities............................ .. ..
184,784 47
10,000 00
!)59 25
Total..............................................
$220,150 18
140
ANNUAL REPORT
THE PEARL STREET SAVINGS & TRUST COMPANY, CLEVELAND,
OHIO.
Organized Oct. 7, 1889.
Annual Meeting--2d Tuesday in January.
President, I-h:NRY VI. STECHER; Vice Presidents, ]OHN BECK, FRANK SEITHER, LEO
MA YER; Secretary and Treasu rer, A. F. H UMEL; Assistant Treasurer,
vV. J. BAUKNET; Asst. Secertaries, VIM. P. FREY, F. J. GREINER.
DIRECTORS.
John Beck, Dr. F. W. Daykin, Harry Decker, Cha . Honecker, A. F. Hume1, V.
Hume!, Matth. Koblenzer, Chas. Renz, Leo Mayer, And rew Binz, Frank
Seither, J. A. Smith, Dr. R. H. Sunkle, Henry vV. Stecher, Herman Schmitt.
85.
RESOURCES.
LIABILITIES.
L oans on real estate............................ $4,179,166 84
L oans on collateral..............................
585,910 27
Other loans and discounts.................. 1,224,369 30
Acceptances · of this bank purchased
or discounted ................................... .
29,655 45
Overdrafts .... ....................................... .
1,224 61
U. S. bonds and securities n ot included in reserve ............................. .
224,063 44
State, county and municipal bonds
627,854 71
n ot included in reserve ................... .
Other bonds and securities ............... .
894,202 76
Premium on bonds and securities..... .
5,100 00
123,828 18
Banking h ouse and lot....................... .
1,84 1 65
Other real estate..................................
2,728 99
Ca-sh items ........................................... .
Due from reserve banks $519,440 60
Exchanges for clearing.. 117,194 79
Cash in vault.................. 238,374 83
B onds held as lawful
reserve........................ 150,000 00
1,02.5,010 22
Other assets..........................................
22,351 89
Liberty loan subscription unpaid......
171,952 52
Capital stock paid in ......................... .
Surplus fund .. ..................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
U. S. deposits other
than p ostal savings .. $86 ,000 00
Indi vidua l deposits subject t o check .. ............ 2,068,205 15
Cashier's checks.. .......... 3 ,655 31
Certified checks.. ·-·········
7,258 20
Due to banks a n d
b a nkers........................ 123,249 72
Di vidends unpaid..........
6,056 00
Time certificates of dep osit............................ 100,350 00
Savings deposits ............ 5,547,548 65
U. S. postal savings......
8,102 57
Trust deposits (uninvested) ..............
M oney borrowecl.... _............................ .
Other liabilities ................................... .
Capital stock subscription account_
$200,000 00
200,000 00
331,798 54
7,985,436
17,526
100,000
63,423
221,075
60
81
00
88
00
T otaL ........................................... $9,119,260 83
TotaL ........................................... $9,119,260 83
THE PEOPLES SAVINGS BANK COMPANY, CLEVELAND, OHIO.
Organized Dec. 6, 1904.
Annual Meeting-2d Wednesday in J anuary.
BELDEN SEYMOU R; Vice Presidents, H. M. BROOKS, GEO. H. WARMINGVice Pres-idenf and Treasurer, HE N RY KIEFER; Secretary and Assistant
Treasurer, P. J_, H uEGLE; Assistant Secretary and Assistant Tr easurer, R. L.
President,
TON;
SHAY.
DIRECTORS.
Belden Seymour, Geo. H. Warmington, Marse Wagar, S. E. Brooks, F. Schweitzer, Henry M. Brooks, E. M. Folsom, D. R. vVarmington, Rollin H. Mills, James
E. Ferris, M. Gerstacker, Clarence J. Neal, Theodor Kundtz, John E. Morley,
W. D. Young, W. H. Ford, B. B. Chapman, Henry Kiefer, Andrew Squire.
Jas . L. Wallace, M. G. Tilks.
86.
RESOURCES.
Loans on real estate............................ $3,719,426 02
928,659 40
Loans on collateral..............................
Overdrafts............................................
367 96
U. S. b onds and securities not included in reserve.-.......................... .
212,680 64
State, county and municipal bonds
not included in reserve ................... .
267,24 00
Other b onds and securities ............... . 1,478,864 61
181,075 04
Banking house a:nd lot ·-···············•·····
Other real estate................................. .
6,022 49
Cash items ............................................
480 73
Due from reserve banks $68 1,226 54
Exchanges fo r clearing.. 35,494 4 7
Cash in vault.................. 165,047 96
Bonds held as lawful
reserve.. ...................... 122,789 00
1,004,557 97
Other assets..........................................
6,287 27
Total..........,........... ,....................... $7,805,670 13
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
Capital stock paid in ..........................
Surplus fund ........................................
Undi vided profits less expenses, interest and taxes paid .. ................... .
Individual deposits subject to check .............. $493,031 10
Demand certificates of
deposit........................ 151,000 00
Cashier's checks............
1 10
Certified checks..·-·········
253 00
Due to banks a n d
bankers........................ 32,818 51
Dividends unpaid.......... 15,024 00
Time certificates of dep osit............................
1,000 00
Savings deposits ............ 6,010,445 13
$500,000 00
500,000 00
95,360 97
Trust deposits (uninvested) ............. .
6,703,572 84
6,736 32
Tot11.l-~ ............. ,, ............................
$7,805,670 13
DEPARTMENT OF BANKS AND BANKING.
141
THE SOCIETY FOR SA VI GS I
THE CITY OF CLEVELAND,
CLEVELAND, OHIO.
Organized March 22, 1849. Annual Meeting-Last Tuesday in June.
President, MYRON T. HERRICK; Vice Presidents, Vl. R. WARNER, W. B. SANDERS;
Executive Vice President, J. D. vVILLIAMSON; Secretary and Treasurer, JOHN
H. DEXTER ; Asst. Secretary, H. M. YosT; Asst. Treasurer, J. C. HoFFMA r .
TRUSTEES.
C. C. Bolton, Eck tein Cas e, C. W. Chase, J. S. Crider, S. D. Dodge, Parmely W .
Herrick, W. T. Higbee, F. F. Hickox, Hom er H. John son, W. H. Mather.
Otto M iller, D. Z. · orton, P . C. O'Brien, J as. Parmelee, A. T. P erry, Fred'k
P. Root, G. S. Ru ss ell, Samuel Scovil, 0. S. Southworth, Ab raham Stearn,
V. C. Taylor, Geo. P. Welch, J. B. Zerbe.
87.
LIABILITIES.
RESOURCES.
Loa ns on rea l estate............................
Loans on colla tera l... ...........................
Other loans a nd discounts..................
Overdrafts.. ...................... ............... ....
U. S. bonds and· securities not in•
eluded in reserrve .............:................
State, county and municipal b onds
not included in reserve ....................
Other bonds and securities ................
Banking h ouse and loL .....................
Other real estate..................................
Due from reserve I
banks ...................... $6 ,589,75 31
Exchanges for clearing............................
122,151 07
Cash in vault.............. 1,404,128 45
Bonds held as lawful
reserve .... :.............
1,182,000 00
12,359,530
4 ,120,98 1
535
91
26
92
39
87
1,155,894 61
15,433,63 1
20,544,576
1,050,000
14,500
Su rplu s fund ................ ........................ $4, 200,000 00
Undivided profits less expenses, interest a nd taxes pa id......................
C4 ? ,'.< 09 0 8
Time certificates of
deposit.. ..................
$21 17
Sa vings deposits ........ 50. 134 ,540 87
- - - -- - 50,134,571 04
93
31
00
00
9,298 ,037 83
Total... ........................... ................ 63,977 ,7 O 12
Total... ...........................................S63,977,780 1 2
THE STATE BANKU\G & TRUST COMPANY, CLEVELAND, OHIO.
Organ ized March 11, 1899. Annual M eeting-3d W ednesday in January, each
year.
Chairman of Board, DAVlD R. JAMES; President, CHAS. R. DODGE; Vice Presidents,
C. H. BEARDSLEE, F. H. RosE; Secretary, J oHN J ASTER; Treasurer, J. L. vV ADSWORTH; Asst. S ecretar31, C. A . ConELENTZ; A sst. Treasurer, CHARLES WE NGE R;
Cashier Market Office, CHAS. H. EICHHORN; Cashier Five Points Office, FRrnERT CK
Q. SMITH.
DIRECTOR .
C. H. Beard slee, A. A. hilcote, C. R. Dodge, D. R. Davies, L. H. Elliott, A. B.
Foster, H. H. Hackman, vV. R. J eavons, D . R. J ames, John Jaster, N. 0. ewcomb, F. H. Rose, H. A. Hauxhurst, J. A. Smith, Henry Steinbrenner, vV. E.
T elling.
89.
RESOURCES.
LIABILITIES.
Loans on real estate ........................... . 1,387,713 20
Loans on collateral.. ........................... .
992,199 53
Other loans and discounts.- .............. . 1,082,324 5 2
Overdrafts .. ......................................... .
1,029 00
U. S. b:mds and securities n ot in•
eluded in reserve ..............................
103,516 00
State, county and municipal bonds
171,403 32
not included in reserve ................... .
164,165 90
Other b onds and securities .. .. ........... .
3,782 51
Premium on b onds and securities ....
163,453 78
Banking h ouse and loL .....................
27,926 38
Furniture and fixtures ....................... .
66,800 00
Other real estate................................. .
3,058 10
Cash items............................................
Due from reserve banks $331.134 84
Exchanges for clearing.. 195, 14 40
Cash in vault.................. 137,014 58
Bonds held as lawful
reserve.... .................... 30,0oo · 00
693,297 82
42,414 89
Due · fr.om oth~r than reserve banks
19,617 56
Items m trans1t·-·································
4,938 17
War savings stamps ......................... .
118 15
War revenue stamps.---·····················
Capital st ock paid in ......................... . $250,000 00
Surplus fund ....................................... .
125,000 00
Undivided profits less expenses, interest and t a xes paid ......................
30,326 17
Reserve for t a xes ...... ..........................
2,350 00
Individual deposits
'
subject to check .... $1,872,4 21 87
Public funds................
262,919 98
Demand certificates
211,961 17.
of deposit ................
18,713 17
Cashier's checks ........
Certified checks ......... .
20,219 06
Due to banks and
210,709 72
bankers................... .
5,077 00
Dividends unpaid ..... .
Time certificates of
deposit....................
4,887 50
Savings deposits.... .... 1,907,827 40
U. S. postal savings..
5,345 79
4,520,082 66
Total. ...... , ...........•.... ,,. ................... $4,927,758 83
Total......,., ....... ,., ........... ,,..,., .. ,.. ,... $4,927,75S 83
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
------
142
ANNUAL REPORT
THE SUPERIOR SAVINGS & TRUST COMPA Y, CLEVELAND, OHIO.
Organized Jan. 27, 1905.
Annual Meeting -
Chair11w11 of Board, J. J. S U LLIVA N; President, C. E . S U LLIVAN ; Vice Presidents,
Lo u1s BLA CK, E. S. HANSON; Secretary, A. M. CORCORAN; Treasurer, F . C.
ScHLUNDT; Asst. Treasurer, D. A. CARY.
DIRECTORS.
Louis Black, Dudley S. Blossom, E. S. Bu rke, Jr., R. H. Crowell, H. P. Eells, E. S.
Hanson, Elton Hoyt, I saac J oseph, J oseph Kendrick, Malcolm L. McBride,
H. H. :McKeehan , Stanley Motch, E. W . Oglebay, J. J . Sullivan, Corliss E.
Sullivan, Lind say H. Wall ace, E. :\1. William s, W. G. \Nil son, W . R. Wollford, Crispin Oglebay.
381.
(Member Bank-Federal Reserve System.)
RESOURCES.
Loans on real estate............................
Loans on collateral..............................
Other loa ns and discounts..................
Overdrafts..... .......................................
U. S. bonds and securities:_...............
State, county and municipal bonds..
Other bonds and securities.. ..............
Prem ium on bonds and securities....
Lawful reserve with Federal reserve
bank ............. ................................... .
Stock of F ederal reserve bank
(50% of subscription) ....................
Items with Federal reserve bank
in orocess of collection (no t
available as reserve) ._.....................
Exchanges for clearing._ .................... .
Cash in vault ......................................,.
Net amount due from banks and
bankers._ .......................................... .
Interest accrued due us ..................... .
Secured advances to trust estat es ... .
LIABILITIES.
$2.205,020
i5,28G.772
3,200,737
3.672
2.382.970
636.42 1
2,725,439
32,620
37
6i'i
97
30
00
72
13
00
694 ,939 94
45.000 00
19,88 7 72
95,619 57
154,204 39
205 .382 01
130,848 34
3,454 05
Total ..............................................$17,822, 990 16
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
.500,000 00
Surplus fund ....................................... . 1,000,000 00
Undivided profits less expenses, in312,419 8G
terest and taxes paid .. ................... .
U. S. deposits other than post a l
savings ............................................. . 1,091,500 00
Individual deposits
subject to check. ... $5,947,07 1 04
Demand certifica t es
21n,639 95
of deposit ................
181,643 61
Cashier's checks ....... .
Certified checks ........ ..
9.496 07
Net amount due to
655,487 lG
banks and bankers
20,000 00
Dividends unpaid ......
Time certificates of
deposit.. ........ ..........
182.626 80
Savings deposits.. ...... 5,595,361 66
U.S. postal savings..
38.523 66
- - - - - - 12,846.849 9.5
310,149 04
Trust deposits (uninvested) ..............
Bonds borrowed ................................. . 1,375,000 00
Redisc:lUnts with Federal reserve
bank ................................................. .
386.942 22
Cash over._ .......................................... .
129 on
T otal... ,..........................................$17,822,990 16
143
DEPARTMENT OF BANKS AN D BANKING.
T l-JE UNITED RANKING & SAVING S COM P ANY, CLEVELA\JD, OHTO.
Organized l\lay 5, 1886.
A nnual Meeting-2d Wednesday in J a nu a ry.
Presi de11t, HENRY W . S. \ i\fooo ; Vice President, HENRY GROM BACHER; Vfre Pres ident aJ1d Tr easurer, 'WM. H. HErL; Sec retary, ARTHUR H. SEIBIG; Assis ta11t
Treas urer, C. i\. vV1LKINSON; A sst. Sec retary, J. A. ZIMM ER.
DIRECTORS.
H enry Boehmke, E . S. Cook , J. C. Dix, N . I. Dryfoos, William Greif, Henry
Grombacher, v\/i lliam H. Heil, vV. J. Hu nkin, Theod or Kundtz, D. Leuty,
Chri stian Schuele, A rthur H. Seibig, Henry W. S. \A/ ood, H enry Oppmann,
Guy E . Conkey, Clau s Greve, E. I. Hein sohn, Ch ristia n Narten, J ohn R. Raibl e,
Edgar A. Meckes.
310.
LIABILITIES.
RESOURCES.
Loans on re:..! estate ............................
Loans on collateral..............................
Other loans and discounts..................
Overdrafts.... ........................................
U . S. bonds and securities not in•
eluded in reserv e............................. .
State, county and municipal bonds
not included in r eserve .. ·--······•······
Other bonds and securities .. ............. .
Premium on bonds and securities ... .
Banking house and lot ........................
Other real estate.......................... ....... .
Cash items ........ ...................................
Du e from reserve
banks ...................... $1,113,241 70
Exchanges for clearing............. ,..............
92,362 59
Cash in vault ............. .
257,463 54
Bonds held as lawful
r eserve ................... .
196,175 00
$4,054,473
1.814.923
2,350,046
2.048
79
30
33
40
225.343
1,158,051
1,392
169,668
32,842
5.584
67
18
8G
26
99
99
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided p r ofits less expenses, in•
terest and taxes paid ..................... .
U. S. deposits other
than postal savings $200,000 00
Individua l d eposits
subj ect to check. ... 2.647,789 38
D emand certificates
17,431 87
of -d eposit ................
Cash ier's checks ....... .
52.239 64
Certified checks......... .
13,204 87
Due to banks a n d
bankers ....................
100,874 86
Dividends unpaid ..... .
689 00
Time certificates of
deposit....................
18.000 00
Savings d eposits........ 7,88 1,278 63
U.S. postal savings. .
39,778 73
1,659,242
17,485
76,548
150
8~
49
1~
00
Trust deposits (uninvested)..............
Other liab ilities ....................................
P ayment.s ?11 Liberty loan bond
subscnpt1ons....................................
752.944 54
Due fr?m oth~r than reserve banks..
Items 111 transit ................................... .
Other assets ..........................................
T otaL. ............................... ,........... $12.320,746 76
$500,000 00
400,000 00
176,930 7J
10,971,285 98
42,428 14
740 88
229.360 00
Total... ................. .......................... $12,320,746 76
THE WEST CLEVELAND BANKING COMPANY, CLEVELAND, OH10.
O rganized Feb. 11 , 1893.
A nnu al Mee tin g-2d Vf ednes day in Janu a ry .
President, vV. S. BAILEY; Vice Presidents, C. E :. BENHAM, C. E. FERR ELL, E . M.
FOLSOM; Secretar3, , H . H. BUTLER; Treasurer, T . C. WILLIAMSON.
DIRECTORS.
\V . S. Bailey, C. E . Benham, Chas. E. Ferrell, T. C. Willia m son, Frank B. An derson, C. F. Bailey, S. vV. Folsom, E. M. Folsom, Simon S. Robinson, Cha~ .
H. Loew, Thos. Flem ing, Fred Warnke, H . C. Walker, H. H. Butler.
90.
RESOURCES.
Loans on r eal estate............................ $463,792 00
L oans on collateral.. ........................... .
123,139 80
Other loans and d iscounts..................
92,457 86
Overdra fts .. .......................... ................ ·
~.9 79 25
U. S. bonds and securi ties not in•
el uded in r eserve............................. .
3·1 ,Q89 57
St :ctte, cou nt y and municipal bonds
22.083 00
n ot included in r eserve ................... .
Other bonds and securities ............... .
11,000 00
Ban k ing house and lot ....................... .
20,000 00
Other real estate ....................... ...........
16,500 00
Cash items ........................................... .
'1,010 00
Due from r eserve banks $ 14~.34 1 6G
Exchanges for clearin g.. 58 ,1 37 67
Cash in vault.................. 72,828 3:"5
Bonds held as lawful
reserve .. ..................... .
1,837 00
281.144 68
11,230 31
Other assets ........................ .............. .
T otal... .......• ···- -··- .. ............ ; l.0~0 ,426 47
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
Capital stock paid in ......................... .
Surplus fund .... .. ................................. .
Undivid ed profits less expenses , in• terest and taxes paid ..................... .
Ind ividua l deposits sub.
ject to check. ..... ........ $403,521 15
Cash;er's checks...... ......
430 39
Certified ch ecks..............
185 2:3
Du e t o banks a n d
bankers........................
5,000 00
Dividend s unpa id ..........
2,008 00
Savings d eposits ............ 5,'i7,493 17
O• er liabiliti es ............. .
$100,000 00
8.000 00
2,955 00
968,037 9Cl
833 5 1
ot al ............................................. $1,080,42 , .i 7
144
ANNUAL REPORT
TH£ \\' OODLA
D AVENUE SAVINGS & TRUST COM P A>J Y.
CLEVELAND, OHIO.
O rga ni zed \'O\"e mher 29, 1886. An nual Meeting-1st Thursday after 1st
l\f onclay in January.
President, C. A. GR ASSE LLL; First Vice President, 0. M. STAFFORD; Second Vice
President, T. S. GRASS ELLl; Secretary, ]. C. SANDERS: T reasurer, L. H. F1sHER;
Assistant Secre taries, GEO. M. KovACHY, G . A. SPE AR; A ssistan t T reasurer , H .
PnrnNK.\ ; A uditor, L. J. HAJEK.
DIRECTOR S.
C. f\. Grassell i, E. R. Grassell i, T. S. Grasselli, 0. M. Stafford, Geo. H. Olmsted,
L. H. F isher, J . C. Sander s, F. K. Glidd en. Geo. H. Hodgson, C. A. Klump,
Geo. F. Guncl, A. J . Cook, J ohn Becker, E. R. Ba iley, 0. 1\1. Stafford, Jr .,
J7 red R. \Vhite.
454.
LIABILITIES.
RESOURCES.
L , ans on r eal estate ............................ S5,0G1.749 04
Loans on coll at-.:ral ·······--·· --···--·--··--···· 1,2:35,898 88
Oth er loans and discounts.................
9 18,454 20
Overdrafts. ......
...................
3, 713 12
U. S. bonds and securities not in125,60S 68
c uded in reserve ... ········--············-- ··
State, countv and munic ipal bonds
not included in reserve __ __
54 ,500 00
1 9 ,059. 20
Other bonds and securities ............... .
85,,'i84 25
Banking hou se and bt.. ..................... .
1,000 00
Other real estate................................. .
10,89 7 86
Cash items.. ---- --· ------··--·---- ..................
Due from r eserve
banks ...... ................ $ 1,177,704 11
Exchanges for clear102.5Gl 40
ing.................. ........ .
290,289 50
Cash in vault.. .......... ..
1,,370,555 01
l,!)56 06
Due from other than reserve banks ..
),790 65
Items in transit.. ................................ .
606 55
lither a5sets ........................................ .
T otal... ....
8350,000 00
500,000 00
Capital stcck paid in ......................... .
Surplus fu nd .. .. ... ----------·----------·--------..
Undivided profit less expensf's, interest and taxes paid ..................... .
Reserve for interest.. .. ................. .
Individual deposi ts
subject to check .... $1.545, 752 11
Demand certi ficates
52,708 67
of deposit.. ............ ..
Cashier's checks ....... .
31,9 113 91
7,404 02
Certified checks·-·······
D ue to banks a n d
bankers....................
101.884 93
Di vidends unpaid......
9,825 00
Savings d eposits.. ...... 6,475,027 58
19,056 33
373 85
8,224,510 22
13,061 10
173,963 00
Trust deposits (uninvested) ......... _...
Notes and bills rediscounted·-···········
Total... ........................................... $9,2 0.973 50
........ ...................... $9,280,973 50
THE CLI N TON SAVINGS BANK COMP ANY, CLI TO , OHIO.
Orga ni zed Oc tober 23, 1903.
A nnual Meeting-2d Tu esday in J anuary.
President, E. R. H :ELD; Vice President, W. H .
SMITH;
Cash:ier, P. M.
FRASE.
DIRECTORS.
E. R. Held, P. M. } ra se, A. K. Sch ult z, F reel D eutsch,i E. C. Shonclel, W . H. Smith,
C. M. Shank.
347.
LIABILITIES.
RES OURCES.
L oans on real estate ........................... .
L oans on collateral.. ........................... .
Other loans a nd discounts ................. .
Overdraf ts .... ........................................
U. S . bonds and securities not included in reserve ............................. .
Other b onds and securities ............... .
Due from reserve banks $8,969 30
E xchanges for clearing..
33 90
Cash in vault..................
fi,385 95
Total. ............................................ .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
S35,385
63,576
43,281
21
19
05
20
82
4,700 00
1,000 00
Capital stock paid in ......................... .
Surplus fund .. ..................................... .
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check.............. $47,318 75
D emand certificates of
deposit ........................ 19,130 25
Savings deposits............ 55,055 79
12,500 00
12,500 00
5,848 62
14,389 15
Other liabilities-State deposit ........
121,504 79
10,000 00
$ 162,353 41
T otal..............................................
$162,353 41
- - - - --
145
DEPARTMENT OF BANKS AND BANKING.
THE CLYDE SAVINGS BANK COMPANY, CLYDE, OHIO.
Organized June 11, 1906.
President, G. P.
H U NTLEY;
Annual Meeting-2d Tuesday in January.
Vir e President,
FRED CURTISS;
Cashier, G.
D . TIFFANY.
DIRECTORS.
W infi eld Adair, Freel Curtiss, C. Griffin, G_ P. Huntley, A. E. Metzger, ·W. J. Ream,
G. D. Tiffany.
92.
RESOURCES.
Loans on real estate ............................
Loans on collateral. .......................... ..
Other loans and discounts ................ ..
Overdrafts ............................................
U. S. bonds and securities not included in reserve ............................ ..
State, county and municipal bonds
not included in reserve .................. ..
Other bonds and securities .............. ..
Banking house and lot.. .................... ..
Cash items........................................... .
Due from reserve banks $46,365 68
Cash in vault..... ............. 33 ,844 72
LIABILITIES.
$132,937
9,668
126,533
2,319
51
Capital stock paid in ........................ ..
Surplus fund ...................................... ..
Undivided profits less expenses, interest and taxes paid .................... ..
Individual deposits sub• ·
ject to check .............. $145,352 90
Demand certificates of
deposit...... .................. 22,868 29
Certified checks..............
303 56
Due to banks a n d
bankers........................
2,751 50
Dividends unpaid..........
96 00
Savings· deposits ............ 274,955 52
U.S . postal savings......
513 32
11
72
93
25,769 80
68,215
76 ,387
3,500
8,486
00
50
00
35
Due fr?m other than reserve banks... .
Items m transit.................................. ..
80,210 40
7,099 14
7,459 60
Total. ........................................... ..
$548,587 06
$60,000 00
30,000 00
10,772 ,'i3
Other liabilities ................................... .
446,841 09
973 44
Total. ............................................ .
$548,587 06
THE PEOPLES BA KING COMPANY, CLYDE, OHIO.
Organized October 17, 1883. Annual Meeting-2d Saturday in December.
President,
TAYLOR FULLER; Vice President, THos.
Cashier, DERMONT E. FULLER.
P.
DEWEY;
DIRECTORS.
Taylor Fuller, Thos. P. Dewey, Geo. Slessman, E. D. Harkness, S. S. Richards,
B. A. Becker, D. E, Fuller.
345.
LIABILITIES.
RESOURCES.
Loans on real estate.......................... ..
L oans on collateral... ...........................
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
n ot included in reserve .................. ..
Other bonds and securities ............... .
j~~/t~~eh~~~t lx~~;;L·::::::::::::::::::::::
Due from reserve banks $29,526 32
Exchanges for clearing..
968 42
C?-sh in vault.................. 12,608 03
$57,636
15,200
95,599
639
82
00
36
95
18,600 92
15,276
13,940
30,000
3,800
55
00
00
00
Due fr?m other than reserve banks.. ..
Items m transit....................................
43,102 77
2,521 50
137,786 34
Total. .............................................
$434,104 21
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund .........................•.............. .
Undivided profits less expenses, in•
terest and taxes paid...................... ..
Individual deposits subject to check .............. $216,365 54
Demand certificates of
deposit........................ 22,200 15
Certified checks..............
5,830 35
Savings deposits ............ 123,788 77
$50,000 00
10,000 00
5,919 40
368,184 81
Total............................................ ..
$434,104 21
146
ANNUAL REPORT
THE PEOPLES BANK COMPANY, COLDWATER, OHIO.
Organized November 20, 1905.
Annual Meeting-1 st M onda y foll owing 10th cla~·
of January .
President, H . C. Fox; Vice President, A. D . COATE; Cashier, ] No. B. ALBF.R s;
Assistant Cashier, N. E . BmKMEYF.R .
DIRECTORS.
H. C. Fox, A. D . Coate, F . B . Birkmeyer, Freel Hehrneyer, C. F. ·w enker,
J. B. Haslinger.
104.
LIABILITIES.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral... .......................... .
Other loans and discounts................... .
Overdrafts ........................................... .
U. S. bonds a nd securities not included in reserve-Certif. Ind ...... ..
f.tate, county and municipal bonds
not included in reserve ..................
Thrift and War stamps ........ ............. .
Banking house and lot ........................
Furniture and fixtures ........................
Due from reserve banks $24,312 95
Exchanges for clearing.. 10,018 47
Cash in vault..................
9,778 75
Total.............................................
$53,803
9,968
344,830
1,105
00
98
87
10
7,000 00
9,650
461
7,500
2,700
00
00
00
00
Capital stock paid in ........................ ..
Surplus fund ...... ................................. .
Undivided profits less expenses, int erest a nd t a xes p aid .................... ..
Individual deposits subject t o check. ............. $1 82,669 8
D ema nd certificates of
deposit........................ 18,036 69
Time certificates of deposit...... ...................... 21 6,301 18
Savings deposits............ 20,873 79
$25,000 00
15,000 00
Tota L.................................... .
$481,134 12
3,252 ;iR
437,8& 1 54
44,110 17
$481,134 12
THE UNION BANKING COlVIPANY, COLUMBIAN A, OHIO.
Organized November 15, 1909. Annual Meeting-2d Wedne day in J anua ry.
President, J. V. STEWART; Vice President, J . R. JEFFREYS;
Cashier, E. P. FUNKHOUSER.
DIRECTORS.
J.
V. Stewart. J . R. J effre s, Jacob Detwiler, S. W. Tidd, Jerry Shontz, G. E.
Buzard, Harry Bookwalter, J . J. Quigley, D. R. Lehman, W. A. Heston.
500.
RESOURCES.
Loans on real estate ............................
L oans on collateral... .......................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. b onds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ....................
Other bonds and securities ................
P.remium on b onds and securities ....
Banking house and lot... .......................
Furniture and fixtures ........................
Cash items............................................
Due from reserve banks· $47,912 32
Cash in vault.............. 42,292 31
LIABILITIES.
$106,439
34,055
176,467
515
10
00
70
5
45,814 00
32,563 76
25,000 00
357 00
2s;ooo oo
759 50
55 00
Due from other than reserve banks....
90,204 63
1,300 00
Total... ...........................................
$541,531 27
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capita l stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individua l deposits subject to check .... .......... $29 1,803 87
Certified checks..............
3, 93 06
Dividends unpaid..........
1,505 00
Time certificates of dep osit ...... ...................... 114,705 77
Savings deposits............ 41,492 65
U. S. postal savings .. ....
8,385 93
$50,000 00
20,000 00
Total._ ................................... ·-·····
$541,531 27
9,744 99
461,786 28
147
DEPAR'fMEN'l' OF BANKS AND BANKING.
THE CAPITAL CITY BANK, COLUMBUS, OHIO.
Organized August 14, 1875 . . Annual Meeting-2d Wednesday in January.
President, R. R. RICKLY ; Vice President, GEO. 'vV. BRIGHT; Cashier, R. R.
RICKLY ; Ass-istant Cashier, R. REAMER.
DIRECTORS.
R. R. Rickly, Geo. W. Bright, E. F. Southard, Ralph Reamer, H. E. Richter.
331.
RESOURCES.
Loans on r eal estate........................... .
Loans on collateral.. ............................
Other loans and discounts................. .
Overdrafts .. ......................................... .
U. S. b onds and securities not included in reserve ............................. .
Other bonds and securities ................
Othet real estate................................. .
Du e from reserve banks $ 108,753 79
Exchanges for clearing..
7,393 80
Cash in vault............ ...... 40,024 72
LIABILITIES.
$74,236
232,823
252,460
958
00
75
96
88
24,800 00
83 ,700 96
14,855 04
156,172 31
T otal. ........... :................ .
$840,007 90
Capital stock paid in ......................... .
Surplus fund .... ................................... .
Undivided profits less expenses, int erest and taxes paid ..................... .
Individual deposits subject to check .....•........ $307,732 24
Demand certificates of
deposit........................ 18,819 35
Cashier's checks............
5,200 00
Certified checks..... .........
2,258 27
Due to banks a n d
bankers........................ 280,069 32
Time certificates of deposit.. .......................... 82,414 21
$100,000 00
25,000 00
Total. ............................................ .
$840,007 90
18,514 51
696,493 39
THE CITIZENS TRUST & SAVINGS BANK, COLUMBUS, OHIO.
Organizecl November 20, 1900.
President,
A nnual Meeting-1st Tuesday in February.
L. VANCE., JR.; Chairman, GEORGE 'vV. BRIGHT; Vice Presidents,
HosTER, 0 . A. MILLER, J. F. STONE; Cashier; WALTER ENGLISH; Assistant Cashier, F . T. \;VILLIARD; Auditor, LEO J. ScHLAECHTER.
CARL
]OR N
J.
DIRECTORS.
Geo rge 'vV. Bright, ·w alter English, James W. Faulkner,' Myron T. Herrick, Charles
C.. Higgin s, Carl J. Hoster, J. M. Howard, J. A. J effr ey, S. G. McMeen, 0. A.
M ill er , Eugene A. Reed, Frederick Shedd, Julius F. Stone, George C. Urlin,
J ohn L. Vance, Jr., K. D. Wood.
(Member Bank-Federal Reserve System.)
314.
RESOURCES.
LIABILITIES.
!!;!re............................
t~:~~ ~~ ~~11~
$176,724
738,8 16
Other loans and discounts................. . 1,923,037
Overdrafts ............................................
6 16
U.S. bonds and securities.-.............. .
359,861
State, county and municipal bonds ..
304, 80
Other bonds and securities ............... .
316,621
Premium on bonds and securities ....
5,464
Banking house and lot........................
526,699
Furniture and fixtures ........................
54,557
Other real estate................................. .
1,000
Cash items ............................................
22,058
Lawful reserve with F ederal reserve
bank ..........................................: ..... .
160,664
Stock of Federal reserve bank
25,500
(50% of subscription) ....................
Items with Federal reserve b ank in
process of collection (not avail90,320
152,351
114,976
Net amount due from banks and
156,128
Iteb~~1~r~ransit... ................................ .
35,175
16, 133
Other assets-Trust cash .. •-···············
6, 50
Due from United States treasury ... _.
125
Due-from trusts ................................. .
118,706
Trust funds invested ......................... .
~:1f;~;ni~?~.~~~~~·:·: : : : : : : : : : :
Tatar.... ,.................................,...,, ..
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
~5 13Q7 ,7.66
23
63
23
42
26
00
05
79
41
97
00
00
30
00
07
18
13
00
06
20
00
00
21
H
Capital stock paid in ..........................
Surplus fund .... ................................_... .
Undivided profits less expenses, mterest and taxes paid ..................... .
Reserve for taxes ...... ......................... .
U. S. deposits other tha n postal
savings ............................................. .
Individual deposits
subject to check .... $2,654,139 04
Demand certificates
15,000 00
of deposit .............. .
64,034 93
Cashier's checks ....... .
19,150 12
Certified checks......... .
Net amount due to
196,372 06
banks and bankers
34 50
Dividends unpaid ......
Time certificates of
164,381 17
dep osit ................... .
594,379 81
Savings deposits ....... .
71,405 23
U. S. postal savings ..
Trust deposits (uninvested) ............. .
Bills payable with Federal reserve
bank ................................................. .
Rediscounts with Federal reserve
bank. ......... ....................................... .
$700,000 00
150,000 00
9,508 53
1,189 03
107,000 00
3,778,896 86
16,133 20
200,000 00
344,538 52
TotaL ............................................. $5,307,266 14
148
ANNUAL REPORT
THE COLUMBUS SAVINGS BANK, COLUMBUS, OHIO.
Organized January 31, 1881. Annual Meeting-Last ·w ednesday in January.
President and Cashier, BEN S. DICKSON; Vice President and Treasurer, WM. C.
WILLARD ; S ecretary, J. H. PosTE; Assistant Cashier, E. J. H UN SING ER.
DIRECTORS .
.Ben S. Dickson, Wm. C. Willard, J . H. Foste, Frank L. Hugh es, Jno. H. Hislop.
101.
RESOURCES .
Loans on real estate........................... .
Loans on collateral.. ............................
Other loa ns and discounts................. .
Overdraft s ........................................... .
U. S. bond5 and se ~u rities not in•
eluded in reser ve............................. .
Other Bonds and securities ............ F eal estate........................................... .
Cash items ........................................... .
Due fr om reserve banks $70,375 91
Exchanges for clearing.. 23,364 23
Cash in vault.................. 68,643 83
LIABILITIES.
$91,665
270,880
277,379
132
00
53
18
38
39,337
6 ,490
25 ,000
48
00
00
00
31
162,383 97
Capita l st ock pa id in ......................... .
Surplus fund .... ............ :..................... ..
Undivided profit s less expenses , int erest a nd taxes pa id ..................... .
Individual deposits subject t o check .... .......... $350,727 40
De ,uand certifica tes of
deposit...... ..................
1,339 44
Cashier's checks.. ..........
2,341 53
340 54
Certifie d checks..............
Dividends unpa id..........
3,000 00
Time certificates of deposit.. .......................... 39,716 00
Savings deposits ............ 411,229 84
$50,000 00
50,000 00
Total..............................................
$935,316 37
26,621 62
808,694 75
T otal..............................................
$935,316 37
THE FIFTH AVENUE SAVINGS BANK, COLUMBUS, OHIO.
Organized March 21, 1904. Annual Meeting-3d Tuesday in Janu ary.
President, E. M. PARKER; First Vice President, C. A. McALLISTER; Second; Vice
President, E. 'vV. YANTES; Cashier, J. E. FIPPIN; Asst. Cashier, J. W . GORDO N.
D IRECTORS.
E. M. Parker, C. A. McAllister, A. B. Walker, Bernard Smith, A .C. Wolfe,
E . W . Yantes, J. E. F ippin.
100.
RESOURCES.
L oans on real estate ........................... .
Loans on collateral... .......................... .
Other loans a nd discounts ..................
Overdrafts ........................................... .
U. S. bonds and securities not included in rese r ve ..............................
State, county and m unicipal bonds
n ot included in reserve ....................
Furniture and fixtures ....................... .
Cash items........, ...................................
Due from reserve banks $44 .964 63
Exchanges for clearing.. 13,263 11
Cash in vault.................. 43,846 22
Foreign m one y ...................... - ........... .
Items in transit ................................... .
T otal. .............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$152,588 28
371,467 10
184,276 60
3 16
46,360 00
15,000 00
3,000 00
375 55
102,073 96
209 50
4,180 00
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest a nd t axes paid ..................... .
Individual deposits subject t o check ......... ,.... $471,823 41
D emand certificates of
deposit ........................
2,133 81
Cashier's checks ............
7,351 88
Certified checks ............. .
253 00
Time certificates of dep osit............................ 99,129 48
Savings deposits ............ 218,872 28
$25,000 00
50,000 00
3, 125 29
3d Liberty Loan collection ............... .
799,563 6
1,880 00
Total. ............................................ .
$879 ,569 15
149
DEPARTMENT OF BANKS AND BANKING.
THE LINCOLN SAVINGS BANK, COLUMBUS, OHIO.
Organized January 24, 1905.
President,
GEO.
W.
BRIGHT;
Annual Meeting:_3d Tuesday in January.
Vice President, WM.
w.
D.
H. HALLIDAY;
Cashier,
A LGER.
DIRECTORS.
Geo. W. Bright, Wm. H. Halliday, Jno. S. Sullivan, S. M. Sherman, Chas. E.
Turner, Edw. S. Dean, Chas. G. Schenck, Jr.
470.
RESOURCES.
Loans on real estate........................... .
L oans on collateral.. .......................... ..
Other loans and discounts.- .............. .
Overdrafts .......................................... ..
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ................... .
Other bonds and securities ............... .
Banking house and lot.-................... ..
Furniture and fixtures ...................... ..
Cash items........................................... .
Due from reserve banks $50,992 72
Exchanges for clearing..
8,443 02
Cash in vault.................. 26,308 20
LIABILITIES.
Capital stock paid in ........................ ..
Surplus fund ...................................... ..
Undivided profits less expenses, interest and taxes paid ..................... .
Reserve for taxes .............................. ..
Individual deposits subject to check .............. $250,057 40
D emand certificates of
2,062 51
deposit.. ..................... .
Cashier's checks .... ........
58 1 63
Certified checks._ .......... .
2,359 82
Time certificates of dep osit ............................ 14,335 71
Savings deposits............ 183 ,272 45
$52,206 00
93,309 07
161,562 04
62
65,050 00
12,000
10,000
17,000
3,500
139
00
00
00
00
89
1,542 04
300 00
452,669 52
85 ,743 94
T otal. ..,......................................... .
$40,000 00
6,000 00
$500,,511 56
Total. ........................................... ..
$500,511 56
THE MARKET EXCHANGE BANK COMPANY, COLUMBUS, OHIO.
Organized
ovember 13, 1895.
President, 0. A.
CHAUNCY
Annual Meeting- 2d Monday in January.
S CHENCK; Vice Presidents, W. R. G AU LT,
B. BAKER; Cashier,
W. SEIDENSTICKER;
C. G ARES.
w.
J.
Louis SEIDENSTICKER,
Asst., Cashier,
DIRECTORS.
0 . A. Schenck, W. R. Gault, Louis Seidensticker, Chauncey B. Baker, J. W. Seiden sticker, J . A. Kremer, F. B. Weisz.
313.
RESOURCES.
Loans on real estate.......................... ..
Loans on collateral... ......................... ..
Other loans and discounts ..................
Overdrafts .. ......................................... .
U . S. b onds and securities not included in reserve ............................ ..
Other bonds a nd securities ............... .
Furniture and fixtures ...................... ..
Other real est ate ................................. .
Cash items............................................
Due from reserve banks $214 ,162 85
Exchanges for clearing.. 81,104 24
Cash in vault.................. 50,922 05
r::l ue from ot her than reserve banks..
terns in tran5it................................... .
Due from U . .S. treasurer................ ..
LIABILITIES.
$55,500
483,421
682,914
503
00
83
38
01
107 ,521
392,165
10,000
874
629
50
01
00
99
58
346,189
500
2,779
1,500
14
00
50
00
Total... ........................................... $2,084,498 94
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... . $100,000
100,000
Surplus fund ............. - - - - - · ·
Undivided profits less expenses, interest and taxes paiq. ..., ..................
16,729
U. S. deposits other
than p ostal savings ·
$8,000 00
Individual deposits
subject to check.... 1,082,856 88
Demand certificates
· of cj.eposit.............. ..
34,246 33
Cashier's check& ..., ....
2,714 QO
Certified checks.- ...... .
3,756 87
Due to banks a n d
· bankers.- ................ .
9,176 21
Time certificates of
deposit....................
225,331 78
Savings deposits........
501,687 87
- - - - - $1,867,769
00
00
00
94
Total. ........................ _ _ _ _ $2,084,498 94
150
ANNUAL REPORT
THE NORTHERN SAVINGS BANK COMPANY, COLUMBUS, OHIO.
Organized June 14, 1905. Annual Meeting-4th Thursday in January.
President, C. L.
DICKEY;
Vice · President,
H.
J.
ZINN;
Cashier, F. E.
ROBINSON.
DIRECTORS.
C. L. Dickey, Bernard Smith, A. B. Walker, J. H. Zinn, H . G. Bower,
H. D. Kennedy, F. E. Robinson.
97.
RESOURCES.
Loans on rea l estate............................
Loans on collateraL ............................
Other loans and discounts.- .............. .
Overdrafts ............................................
U . S. bonds and securities not included in reserve ............................. .
State. c :)Unty and municipal bonds
not included in reserve ................... .
Premium on bonds ahd securities ... .
Furniture and fixtures ....................... .
Other real estate ................................. .
Cash items ........................................... .
Due from reserve banks $25.384 98
Exchanges for clearing.. 13.206 11
Cash in vault. ................. 19.631 21
Bonds held as lawful reserve ... --·······
T otal. ............................................ .
LIABILITIES.
$64.473
64.731
161,484
243
76
83
75
44
22,850 00
42,000
1,000
1,750
2,139
636
00
00
00
07
88
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses. interest and taxes paid ..................... .
Individual deposits subject to check .............. $267.393 75
D emand certificates of
deposit........................ 18,884 16
Cashier's checks............
2 0 85
Certified checks..............
842 14
Time certificates of deposit............................ 39.277 99
Savings deposits.. .......... 46,623 01
$25,000 00
17.000 00
4.230 13
373,301 90
58,222 30
Total. ............................................ .
$419.532 03
$419.532 03
THE PRODUCE EXCHANGE BANK COMPA_ Y, COLUMBUS, OHIO.
Organized Nov. 10, 1904. Annual Meeting-1st Monday in November, each year.
President,
JOH N UNVERZAGT;
Vice President, H. R. IsALY; Cashier, A. F.
Treasurer, H. FALTER.
DURANT;
DIRECTORS.
F . Baumann, C. A. Deibel, Geo. B. Durant, A. F. Durant, H. Falter, A. 0. Glock,
H. R. Isaly, F. Pitz, J. Unverzagt.
99.
RESOURCES.
Loans on real estate............................
Loans on collateral... ...........................
Other loans and discounts................. .
Overdrafts ............................................
Liberty bonds............................. :....... .
State. county and municipal- bonds
not included in reserve·-··-·············
Other real estate ................................. .
Cash items.......................... ,.................
Due fr om reserve banks $24,030 18
Exchanges for clearing..
1.322 53
Cash in vault...................
4,206 58
LIABILITIES.
Capital stock paid in ......................... .
00
Surplus fund ..............: ........................ .
00·
Undivided profits less expenses. in48
terest and taxes paid ................ ..... .
07
00 . . Individual deposits subject to check. ............. $158.871 55
D emand certificates of
98,136 48
2.5,780 00
deposit ................ :....... 40,864 99
Certified checks..............
2,124 73
133 06
D ividends unpaid..........
54 00
$46.950
8,542
19.081
508
16.000
$25 ,000 00
17.000 00
732 89
Other liabilities-Over cash ..............
201,915 27
42 22
Total... ....................................... _,..
$244.690 q&
29,559 29
Total.-...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
244,690 38
151
DEPARTMENT OF BANKS .AND BANKING.
THE STATE SAVINGS BANK & TRUST COMPANY, COLUMBUS, OHIO.
Organiz ed December 8, 1891. Annual M eetin g- 2d \ iV ednesday in January.
Prcside11t,
EDWIN
R
SHARP; Vice Presidents, WM. F. BURDELL, R. .
S ecretary -Treasurer, A. vV_. MACKENZIE.
.
S. \tVARNER;
DIRECTORS.
'vV. A. Barger, Henry Bohl, vV. F . Burdell, Frank A. Davis, John G. Deshler, Wm.
K. Field, J. B. Hanna, W. K. Lanman, A. W. Mackenzie, E. Mithoff ichola s,
S. B. Rankin, E. R. Sharp, J. J. Stevenson, R. S. Warner.
98.
RESOURCES.
L oans on real esta te ............................
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts ............................................
U. S. b onds and securities n ot included in reserve ............................ ..
Sta te, county and municipal bonds
n ot included in reser ve..... - ............ .
Other bonds and securities ............... .
Banking house and lot ...................... ..
Furniture and fixtures ...................... ..
Cash items.......................................... ..
Due from reserve banks $852,681 06
Exchanges for clearing.. 55,793 23
Cash in vault.................. 275,609 87
Due from other than reserve banks ..
Other asse.ts..........................................
LIABILITIES.
$5,100
901,211
886,751
945
Capital stock paid in ......................... .
Surplus fund .... ................................... .
Undivided profits less expenses, int erest and taxes paid .................... ..
Reserve fo r t a xes .............................. ,.
R eserve fo r interest.. ......................... .
Individual deposits
subject to check .... $2,231.866 14
D ema nd certificates
74 80
of dep osit ............... .
21,808 06
Cashier's checks ........
5,092 37
Certified checks ........ ..
Due to banks a n d
252,668 72
bankers................... .
Dividends unpaid ..... .
49 50
Time c~rtificates of
193 ,990 87
deposit ................... .
142,533 72
Savings deposits ....... .
U. S. p ostal savings ..
63,195 94
00
53
39
31
218 ,330 25
198,814
30 ,337
200,000
23,000
12,829
00
71
00
00
39
984,084 16
239,162 50
261 17
Trust deposits (uninvested) ............. .
Bonds borrowed ................................. .
Total... ........................................... $3,978,827 41
$400,000 00
100,000 00
95,040 52
2,594 01
3,330 00
2,911,280 12
331,582 76
135,000 00
Total... ........................................... $3,978,827 41
THE EXCHANGE BANK, COLUMBUS GROVE, OHIO.
Established 1873. Incorporated 1914. Annual Meeting-2d Wednesday of
January.
President, A. M. HEIDLEBA UGH; Vice President, B. F. SEITZ, SR.; Cashier,
'v\. M. CR AWFORD; A ssistant Cashier, BENJ. F. SEITZ, JR.
DIRECTORS.
B. F . Seitz, Sr., A. 1\J. Heidlebaugh, W. M. Crawford, Henry Cupp, Homer R.
Day, D. C. Campbell.
604.
LIABILITIES.
RESOURCES.
Loans on real estate.......................... ..
Loans on collateral... .......................... .
Other loans and discounts ................ ..
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ....................
Other bonds and securities .............. ..
§ifi:~f~[!·'.~{~;·······
Due from reserve banks $34,444 44
Exchanges for clearing..
1,995 74
Cash in vault.................. 13,509 95
$16,6·83
2,620
273,460
3,653
28
48
26
18
2,000 00
11,000
45
10,000
2,500
5,200
1,080
00
00
00
00
00
47
0 ther assets........ :.................................
49,950 13
327 26
Total..............................................
378,520 06
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund .. ......................................
Undivided profits Jess expenses, interest and taxes paid ..................... .
Individual deposits subject to check. ............. $117,249 07
Demand certificates of
deposit.......... .............. 191,531 00
$30,000 00
2,000 00
1,739 99
Bills payable .. ..................................... .
308,780 07
36,000 00
Total. ........................................-..
$378,520 06
152
ANNUAL REPORT
THE PEOPLES BANK COMPA Y, COLUMBUS GROVE, OHIO.
Organized March 19, 1906.
President, \i\TM.
Annual Meeting-1 st Saturday in Jun e.
Vice President, F. X. AN NESSET ; Cashier, G.
A ssistallt Cashier, M . D. LONG.
BASINGER;
\11/. CoRF.;
DIRECTORS.
VVm. Basinger, F. X. Annesset, G. W. Core, H . Humphreys, 0. S. Robuck.
103.
RESOURCES.
LIABILITIES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts.- ...............
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county •and municipal bonds
not included in reserve ................... .
Ban ·cin5 h ouse and lot ........................
Furniture and fixtures ........................
Other real estate ..................................
Due from reserve banks $18,912 21
Exchanges for clearing..
5,746 76
Cash in vault.................. 33,396 58
$57,294
8,327
351,285
5,597
16
19
42
57
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check .............. $172,901 24
D emand certificates of
deposit ...............:........ 274,187 70
Due to banks a n d
105 51
bankers...................... .
3,367 66
Savings deposits ............
1,024 68
U. S. postal savings ..... .
11,913 92
22,200
23,000
2,275
313
00
00
00
12
Items in transit.-................................ .
56,055 55
455 00
TotaL...........................................
$538,716 93
30,000 00
15,000 00
12,130 14
N ates and bills rediscounted............. .
$451,586 79
30,000 00
TotaL...........................................
$538,716 93
SCIOTO BANK, COMMERCIAL POINT, OHIO.
Organ ized July 9, 1908.
President,
JoHN PETERS;
W. E.
Annual Meeting-2d Wednesday in January.
Vice Presidents, W. E. LAMB, H. V.
LAMB; Asst. Cashier, 0. M. BECKETT.
JoHNSON;
Cashier,
DIRECTORS .
John Peters, H. V. Johnson, J. 0. Beckett, W. M. Beavers, A. J. Hott, William
Thrailkill, Preston Peters, W. E. Lamb.
12.
RESOURCES.
LIABILITIES.
Loans on real estate............................
Loans on collateral... ...........................
Other loans and discounts·-···············
Overdrafts ........................................... .
U. S. bonds and securities n ot included in reserve·-···························
State, county and municipal bonds
not included in reserve ....·-·············
Other bonds and securities ................
Premium on bonds and securities ... .
Banking house and lot.-.....................
Furniture and fixtures ........................
Cash items........................................... .
Due from reserve banks $17,193 36
Exchanges for clearing..
4,003 13
Other assets-revenue stamps.. .. ......
00
21
23
30
10,290 19
5,000
9,450
200
2,676
4,800
22
00
00
00
75
00
88
21,196 49
20 28
-----$180,049 33
TotaL...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$44,061
4,813
77,435
83
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $76,752 70
Demand certificates of
deposit........................
460 00
Dividends unpaid..........
18 00
Time certificates of dep osit............................ 59,342 22
Savings depositsChristmas cash club..
245 53
$25,000 00
2,650 00
551 88
Bonds borrowed ................................. .
Other liabilities-Cash over ............. .
136,818 45
15,000 00
29 00
Total_.......................................... .
180,049 33
153
DEPARTMENT OF BANKS AND BANKING.
FARMERS STATE AND .SAVINGS BANK, CONTINENTAL, OHIO.
Organized January 9, 1914.
An nual Meeting-1st Wednesday in January.
President, C. E . WIGHT; Vic e President, A. J . MULLET; Cashier, F. E. MooRE.
DIRECTORS.
D. F. Owens, Curt. E. Varner, B. F. Hall, W. H . Kelly, H. W. Troyer, C. H.
Donaldson , C. E. Wight, A. J. Mullet, D . H. Groff.
581.
RESOURCES.
Loans on real estate ............................
Loans on collateral.. ........................... .
Other loans and discounts.-...............
Overdrafts ............................................
U. S. b onds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve·- - -·············
Other bonds and securities ..............
Premium on bonds and securities ... .
~~~:A:~:~~~tt~~;~L::::::::::::::::::::::
Other real estate................................. .
Due from reserve banks $8,935 66
Cash in vault.-............... 11,305 42
T ota\..............................................
LIABILITIES.
$11,600
2,231
124,422
1,517
00
17
00
13
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check .............. $45,890 22
Cashier's r,hecks............
1,914 96
Certified checks ..·- ·········
105 00
Time certificates of dep osit............................ 91,594 97
Savings deposits............ 42,340 21
12, 187 50
28,000
262
803
19 ,985
4,200
6,000
00
42
29
00
00
00
$25,000 00
1,500 00
1,081 72
18 1,845 36
22,022 51
Other liabilities ....................................
20,241 08
Total ....... _ _ _ __
$231,449 59
$231,449 59
THE CONNEAUT MUTUAL LOAN & TRUST COMPANY,
CONNEAUT, OHIO.
O rganized November 14, 1905.
Annual Meeting-3d Tuesday in January.
President, CHAS. E . CoBB; First Vice Presid en t, G. M . BROWN; Second Vic ; President, ARVI NE vV. PELTON ; Secretary a,nd Tr easurer, WARREN MINER.
DIRECTORS.
G. M. Brown, Warren M iner, C. E. Cobb, G. A. Collinge, J . T. Grant, H. H. Hunt,
E. Kimball, A rvine W. Pelton, A. J. Packer, R. R. Richardson, J. P. Rei g,
B. M. T owe r, G. M. Wh itney, T. R. Hatch, C. Du senbury, M. Bennett, Geo. T.
A rthur, G. Webb Campbell, R. E. Mygatt.
105.
LIABILITIES.
RESOURCES.
Loans on real estate............................
Loans on collateral... .......................... .
Other loans and discounts.-...............
Overdrafts ............................................
U . S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
n ot included in reserve ....................
Other bor.ds a nd securities ............... .
~~~!lt:~:~~~t t~~;~;:::::::::::·.:::::::::·.:~
Other real estate................................ ..
Due from reserve banks $139,902 6 1
Exchanges for clearing..
905 80
Cash in vault.................. 68,903 45
$257,752
138 ,315
429,612
275
71
42
92
55
834 00
118,799
83,250
32,000
14,072
16,455
87
00
00
50
00
Due from other than reserve banks ..
Items in tra nsi t ................................... .
$209,711 86
918 41
1,870 05
Total................... ..........................
1,303,868 29
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
~ir~r:~ f~~c:_ ~~'.~..i.~::::::::::::::::::::::::::
Undivided profits less expenses, interest and taxes pa id ..................... .
Individual deposits subject to check .............. $419,176 95
D ema nd certificates of
deposit.... .................... 46,456 21
Cashier's checks............
5,253 70
Certified checks..............
1,451 94
Due to banks a n d
bankers........................
5,242 11
Dividends unpaid..........
360 00
Savings deposits .. .......... 581,717 05
U.S. postal savings...... 49,973 08
Money borrowed ..................................
Other liabilities....................................
$100,000 00
60t000 00
8,960 11
1.109,631 13
25,000 00
277 05
Total... ........................................... $1,303,868 29
154
ANNUAL REPORT
THE CITIZENS BANKING & TRUST COMPANY, CONNEAUT, OHIO.
Organized October 9, 1907.
Annual Meeting-3d Tuesday in January.
FREDERICK E. GORDON; Vice Presidents, C. HENRY SIMONDS, CHAS.
DEVOE; Secretary and Treasurer, H. A. GLEASON; Asst. Secretary, F. L.
vVHITTEMORE; Asst. Treasurer,
I. ERB.
President,
W.
J.
DIRECTORS.
C.
DeVoe, Frederick E. Gordon, Theo. C. Herrick, Harry G. Kingdom, C.
Henry Simonds, E. A. Titus, . F . L. Whittemore, W. Sprague, Chas. L. Whitney,
Geo. W. Benton, F. A. Jones, J ohn Deck, J ohn Bay ink.
vV.
106.
LIABILITIES.
RESOURCES.
Loans on real estate........................... . $145,985 71
Loans on collateral... .......................... .
8 1,973 90
Other loans and discounts ................. .
131,819 72
Overdrafts ............................................
945 14
U. S. b cmds and securities n ot included in reserve.-........................... ·
47,489 32
State; county and municipal bonds
n ot included in reserve._ ................ .
49,130 31
Other bonds a nd securities .............. ..
41,370 06
Premium on bonds and securities .. ..
1,025 00
15,500 00
6,284 44
Other real estate....................:............ .
10,000 00
Cash items........................................... .
6,302 38
Due from reserve banks $42,058 44
Exchanges for clearing..
2,492 73
Cash in vault..._............. 33,432 54
77,983 71
187 00
2,639 90
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, int erest and taxes paid ..................... .
Individual deposits subject to check .............. $256,195 8 1
Demand certifica tes of
deposit........................ 26,131 22
Cashier's checks............
2,927 55
33 75
Certified checks.--.........
Due to banks a n d
bankers........................
6,442 11
Dividends unpaid..........
3 00
Savings deposits............ 199,492 00
U.S. postal savings...... 17,969 38
Notes and bills rediscounted........... .
Money borrowed.-.............................. .
509,194 82
10,800 00
33,947 00
$618,636 59
Total............................... '............. .
$618,636 59
~~~~~:~eh~~~{ lx~~;~s~·.~:::::::::::::::::::::
Total. ............................................ .
$50,000 00
10,000 00
$4,694 77
THE BANK OF CORNING COMPANY, CORNING, OHIO.
Organized November 23, 1904.
President, R. R.
Annual Meeting-Last Monday in November.
RrcKLY;
Cashier,
Vice President, GEO. W.
JOHN
M.
BRIGHT;
SWEENEY.
DIRECTORS .
R. R. Rickly, Geo. W. Bright, Ralph Reamer, H . E. Richter, Jno. M. Sweeney.
338.
LIABILITIES.
RESOURCES .
Loans on r eal estate............................
Loans on collateral.. ........................... .
Other loans a nd discounts ..................
Overdrafts .........................................:..
U. S. bonds and securities not included in reserve ............................ ..
State, county and municipal bonds
not included in reserve ....................
Other bonds and securities .............. ..
Due from reserve banks $221,718 51
Cash in va ult.................. 18,258 27
Total. ............ ,............................... .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$29,550 00
36.310 00
40,527 00
16 ()2
4,908 42
18,000 00
22 ,361 00
Capital stock paid in ......................... .
Surplus fund ...................................... ..
Undivided profits less expenses, interest and t axes paid ......................
Individual deposits subject to check......... ..... 152,006 34
Cashier's checks............
285 44
Time certificates of d eposit.. .......................... 186,706 41
U. S. p ostal savings.. ....
7,408 68
$25,000 00
12,500 00
7,740 32
346,406 87 •
239,976 78
Oth er liabilities ................................... .
2 93
$391,650 12
T otal. ............................................ .
391,650 12
155
DEPARTMENT OF BANKS AND BANKING.
CORTLAND SAVINGS AND BANKING COMPANY, CORTLAND, OHIO.
Organized February 24, 1911.
President, N. A.
CowDERY;
A nnual Meeting-2d Tuesday in J anuary.
Vice President, L.
HUTTON;
Cashier,
D. D. KELLOGG.
DIRECTORS."
N. A. Cowdery, L. Hutton, D. D. Kellogg, R. L. Kellogg, G. L. Sigler, H.
Forward, J. Miller, N . M. Richards, J. B. Rice.
J.
530.
RESOURCES.
Loans on real estate .... ..................... .
Loans on collateral.. ........................... .
Other loans and discounts._.............. .
Overdrafts .. ..........................................
U . S. b onds and secur ities not in..
elud ed in reserve ..............................
Other bonds and securities .... ............
Banking house and lot .............: ..........
Due from reserve banks $28,420 90
Cash in vault.................. 21,968 72
LIABILITIES .
$83,064
42,033
159,847
63 1
97
17
37
05
Capital stock paid in ......................... .
Surplus fund ........................................
U ndivided profits less expenses, interest and taxes paid ..................... .
Individual clep, sits subject to check .. ............ $173,694 90
Dividends un paid..........
26 00
Time certificates of de•
posit.. .. ........................ 71,665 23
Savings deposits............ 48,186 57
24 31
U . S. postal savings......
3,900 00
7,150 00
3,000 00
Due fr?m othe.r than r es ~rve banks..
Items in transit....................................
Other assets_........
50,389 fi2
135 22
64 50
6_8_9_4
T otal..............................................
$3.50,284 84
$35 ,000 00
10,000 00
11,687 83
93 ,597 ·01
A • •••• • • , • • •• ••••••••• • ••••••••_ _ _ _
Total ...............................................
THE STILLWATER VALLEY BANK CO., COVINGTON, OHIO.
O rganized January 17, 1908. Annuah Meeting-1st Monday in January.
President,
D.
G. WENRICK; First Vice President, R. F. ALBERY; Seco11d Vice
President, J. L. CRAMER; Cashier, J. KENDALL.
DIRECTORS.
D. G. Wenrick, A. C. Rhoades, J. L. Cramer, J. Kendall, R. F. Albery, D. D. Wine,
· H. W. Kendell.
461.
LIABILITIES .
RESOURCES.
Loans on real estate............................
L oans on collateral............................. .
Other loans and discounts ................ .
Overdrafts ............................................
U. S. bonds and securities not included in reserve ............................. .
Sta te, county and municipal b onds
not included in reserve.................... .
Other bonds and securities ................
Premium on bonds and securities ....
Banking house and lot ........................
Furniture and fixtures ....................... .
Cash items............................................
Due from reserve banks $,53,772 01
Cash in vault................ 28,699 12
$13, 100
24-,246
149,087
768
00
74
86
05
2,800 00
23,967
10,642
162
5.000
2,300
2.555
74
00
04
00
00
95
Due from other than reserve banks..
82,471 13
1,900 00
T otal..............................................
$319,001 51
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital st ock paid in ......................... .
Surplus fund .... ................................... .
Undi vided profits less expenses. interest and taxes paid .... ..................
Individu al deposits subject to check ............. $174,490 87
D emand certificates of
deposit........................ 59,269 0
Dividends unpaid..........
1,500 00
Tim e certificates of deposit............................
7,500 00
Savings deposits.. .......... 10, 898 20
U . S. postal savings......
248 17
$50,000 00
10,500 00
T otal..............................................
$319,001 51
4,595 19
253,906 32
156
ANNUAL REPORT
THE CENTRA1:, BANK OF COSHOCTON, COSHOCTON, OHIO.
Organized July 21, 1915. , Annual Meeting-
President, J. W., DINSMORE; Vice President, ADAM STROME; Cashier,
CARL McGINNIS.
DIRECTORS.
J.
W. Dinsmore, Vv. H. Bachert, T. J. Hanley, Edgar Ma r shall, Adam Strome,
Geo. D. Klein, J . W. Thompson, R. M. Love, Samuel Hagans.
620.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Oth er loans and discounts ................. .
Overdrafts................ _ _ _ _ __
U. S. bonds and securities not included in reserve ............................. .
State, county and muni cipal bonds
not included in reserve ................... .
Other bonds and securities ............... .
Premium on bonds and securities ... .
Furniture and fixtures ....................... .
Cash items............................................
Due from reserve banks $42,346 61
3,703 37
Exchanges for clearing..
Cash in vault.................. 17.256 73
$49 .695
56,924
113,536
688
12
77
70
06
22,192 40
45.970
43,972
514
8,495
76
28
50
82
23
70
War savings stamps ..........................
63,306 71
727 40
Total ..............................................
406,100 69
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, in•
terest and ta xes pa id .. ................... .
Individual deposit sub.
ject to check.............. $178,000 91
D emand certificates of
4,101 36
deposi t.... ....................
Time certifica tes of d eposit............................ 66,059 54
Savings deposit.............. 64,634 88
50,000 00
5,000 00
G.061 00
Money borrowed. .................................
Other liabilities ................................... .
312.796 69
15,000 00
17,243 00
Total..............................................
$406,100 69
THE PEOPLES BANKING COM PA NY, COSHOCTON, OHIO.
Organized May 11 , 1903.
A nnual Meeting-3d Tu esday in January .
.President, J . L. RuE; Vice Presidents, GEo. M. GRAY, T . H. WHEELER ;
Cashier, R. H. MILLS.
DIRECTORS.
J os. L. Rue, Geo. M. Gray, .T . H. Wheeler, L. P . Gallagher, 0. P. McGin nis.
F. M. Marshall, A. P. Stewart, J . A . Hesket, T. S. Humrickhouse, M. T.
Mooreh ead, Jos. Scott, W . B. Litten, D. G. Whittemore, J . Q. Adam
298.
LIABILITIES.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral.. ............................
Other loans and discounts ................. .
Overdrafts ............ ............................. .. .
U. S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
n ot included in reserve ................... .
Other bonds and securities ................
Furniture and fixtures ....................... .
Other real est a t e................................. .
Due from reserve banks $63,556 31
6,611 28
Exchanges fo r clearing..
Cash in vault.................. 31,297 83
Total ............................................. .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$142,034
38, 729
267.271
155
72
83
02
18
9,800 00
26,!H0
20,875
4,480
2,500
00
00
00
00
Capital stock paid in ......................... .
Surplus fund .... ....................................
Undivided profits less expenses, interest and taxes paid .... ................. .
Individual deposits subject to check. ............. $296,151 78
20 00
Certified checks ...... .....
Due to banks a n d
3,678 15
bankers........................
58 00
Dividends unpaid..........
Time certificates of deposit.... ........................ 95 .229 69
Savings deposits ............ 115,198 60
$65, 00 00
22,000 00
12,001 81
101 ,465 42
Bonds account._ ...................................
510,336 22
3,6 3 14
$613,821 17
T0t<>l ................•.......... ..... ..............
613, 21 17
157
DEPARTMENT OF , BANKS AND BANKING.
THE CROOKSVILLE BANK COMPANY, CROOKSVILLE, OHIO.
Organized July 30, 1902.
President,
W.
N.
B u RLEY;
Annual Meeting-1st Monday in January.
Vic e President,
H ..
S.
BROWN;
Cashier, J. L.
BENNETT.
DIRECTORS.
W. N. Burley, W il son Winter, S: H. Brown, E. S. Bennett, J. L. Bennett.
326.
LIABILITIES.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral.. ............................
Other loans and discounts.- ...............
Overdrafts ........................................... .
U. S. bonds a nd securities n ot included in reserve ............................. .
State, county and municipal b onds
n ot idcluded in reserve ................... .
Other bonds and securities .. ............. .
$112,742
102,769
104,696
175
43,527 34
29,863
19,443
16,300
2,000
3,500
~~~!~:~eh~~~e fix~~;~L ·::::::::::::::::::::::
Othei: real estate ................ :................ .
Due from reserve banks $164,100 55
Cash in vault.................. 21,957 97
T otal..............................................
60
09
94
09
00
75
00
00
00
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Reserve for taxes ................................. .
Individual deposits subject t o check. ............. $256,375 90
D emand certificates of
deposit .. .. ................... . 88,557 24
Cashier's checks ............
1,509 14
132 50
Certified checks ..............
Savings deposits ............ 229,152 81
U.S. postal savings ..... .
1,155 18
$25,000 00
15,000 00
3,847 71
345 85
576,882 77
186,058 52
$621,076 33
Total... ...........................................
$621,076 33
THE CROTON BAT\'K COMPANY, CROTON , OHIO.
Organized lVIarch 27, 1911.
President, C.
Annual Meeting-2d Wednesday in January.
W. WELLS; Vice
Cashier, STANTON
President, J. M. CURRY;
E. HoovER.
DrnEc:rons .
Geo. R. Van Fossen, C. W. Well s, J. M. Curry, C. B. Buel, Stanton E. Hoover,
G. W. Conard.
532.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
L oans on collatera l... .......................... .
Other loans and discounts ................. .
Overdrafts .. ......................................... .
U. S. securities n ot included in re-
$8,720
5,299
47,856
521
00
86
54
95
B:~ki~ghiu: a:nsJj~lp~.·.·::::::.::::::::::::
2,403 89
2,850 00
GI 50
Foreign m oney..................................... .
Other assets ......................................... .
36,371 12
45
1 20
T otal............................................. .
$104,091 51
Cash items ........................................... .
Due fr om reserve banks $31,700 37
Cash in vault..................
4,670 75
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses , interest and taxes paid....................... .
Reserve for taxes................................. .
Individua l deposits subject to check.. ............ $67,541 45
Demand certificates of
5,846 60
deposit ....................... .
Cashier's checks ........... .
6 17
1,077 60
Certified checks..............
$25,000 00
2,500 00
Total. .............................................
$104,091 51
2,098 03
21 66
74,471 82
158
ANNUAL REPORT
THE CUSTAR STATE BANK, CUSTAR, OHIO.
Organi zed March 30, 1914.
A nnual Meeting -
President, W. W. MANNHARDT; ·Vice President, J OHN F . GAG HAN ;
Secretary, JOSEPH DRUM MER; Cashier, W. R. N OYES .
DIRECTOR S.
W . Vv. Mannhardt, John F. Gaghan, Joseph Drummer, John M . K och, P eter
Johann, C. P . Lewis, J. R. Van V o rce.
590.
RESOURCES.
Loans on real estate........................... .
Loans on collatera l... ...........................
Other loans a nd discounts................. .
Overdrafts ............................................
Ba nking house and lot ·-·····················
Furniture a nd fixtures ....................... .
Other real est a t e................................. .
Cash items........................ ,...................
Due from reserve banks $ 28 ,932 22
7,929 30
Cash in vault..................
LIABILITIES.
$26,803
2,550
107,9 19
180
1,500
1,577
500
471
94
00
47
40
00
91
00
35
Ca pital stock pa id in ......................... .
Surplus fund ....................................... .
Undiv ided p rofits less expenses, interest and taxes paid....................... .
Individual deposits subject to check.............. $60,560 33
Demand cert ificat es of
dep osit........................ 86 ,103 17
$25,000 00
5,000 00
T ot al... ............. -...........................
S 178 ,364 59
1,701 09
146,663 50
36,86 1 52
T ot al... ...........................·...............
$178,364 59
THE CUMBERLAND S AVINGS BAN K COMPAN Y , CUMBERLAN D , OHI O.
Organized January 11 , 1907.
A nnual Meeting-2d \ Ved nesday in J anu a ry,
each year.
President, I. C YOU NG; Vice President, T . M. H ATH AWAY; Cashier, J .M. BRAC KEN.
DIRECTOR S.
I. C. Young, J. M. Scott, M . Finley, T . M. Hatha way, J . A. Conno r, W . B.
Spooner, J . A. Langley, H . H. McClelland, W . R. Millh one.
107.
RESOURCES.
Loans on real esta t e........................... .
Loans on colla teral.. ............................
Other loans and discounts ..................
Overdrafts ............................................
U. S. b onds and securities n ot included in reserve ..............................
State, county and municipal bonds
not included in reserve ................... .
Banking h ouse and lot ....................... .
Other rea l estate ................................. .
Due from reserve banks $112,799 83
Excha nges for clearing
3,063 97
Cash in vault... -........ .....
6,593 55
LIABILITIES.
$64 ,673
19,76 1
136,094
194
25
50
55
65
16,450 00
10,700 00
21 ,000 00
335 00
Capital stock paid in .............. ............
Surplus funcL .......................................
Undiv ided profi ts less expenses , int erest and t axes pa id ..................... .
Individua l deposits subject to check .... .......... $147,498 66
D emand certificat es of
deposit ........................ 176,968 43
$ 50,000 00
12,500 00
T ot al... ...........................................
$391 ,666 30
4 ,699 21
324 ,467 09
122,457 35
T otal..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$391 ,666 30
159
DEPARTMENT OF BANKS AND BANKING.
THE CITIZENS BANK, CUYAHOGA FALLS, OHIO.
Organized January 20, 1917.
Annual Meeting -
President, DR. F. D. SMITH ; Vice President. F. R. PosT; Second Vice President,
\V. H. T AYLOR; Treasur er, W . C. KEENAN; Secretary, P. C. ALBERTSON;
A ssistant Casluer, \,\TILL T . EVANS.
DIRECTORS.
Dr. F. D. Smith, F. R. Post, W. C. Keenan, D. F. Felmly, F . W. Bachtel, Chas.
He rbrich, Geo. D. Porter, L. T. Ewart, Alfred Cochran, Randall Dauds, 0 . L.
Mitch ell, Adolph Klein, C. A. Wild , Wm. H . Taylor, C. R. Snook, A. H.
Roethig.
656.
RESOURCES.
LIABILITIES.
Loans on real estate............................
Loans on colla teral.. ............................
Other loans and discounts·- ··········-·-··
U . S. bonds and securities n ot included in reserve ............................. .
State, county and municipal b onds
not included in reserve ................... .
Prem ium on bonds and securities ....
Ban king house and lot ........................
Furniture and fixtures ....................... .
Due fr om reserve ban ks $43, 029 77
Exchanges for clearing..
430 11
Cash in vault.................. 17,709 06
$78,185 61
46,087 24
104,613 71
Totai. ............................................ .
$336,473 30
16,850 00
2,000 00
143 20
20,000 00
7,424 60
61,168 94
Capital stock paid in ..........................
Surplus fund .... ................................... .
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check .............. $ 177,721 02
Cashier's checks............
1,3 15 53
D ue t o banks a n d
bankers........................ 32,092 96
Time certificates of deposit..............................
8, 122 78
Savings deposits............ 61,921 18
U .S.postalsavings........
1,000 00
$50,000 00
2,000 00
T otal. .................. .......................... .
$336,473 30
2,299 83
282,173 47
TH E CUYAHOGA FALLS SAVINGS BANK COMPANY; CUYAHOGA
FALLS, OHIO.
Organized July 28, 1904.
Annual Meeting-1 st Monday in Ap ril.
President, C. 1\II. 'vVALSH; V ice P resident, WM. R. LODGE; Vice Pr esident and Scctar_'\', CHA . McCusKEY; T reasurer, E. A. CREQUE; Cashier, E . G.
GENSEMER; A ssistant Cashier, H. G. DICE.
DmECTORS.
Orlando W ilcox, C. X. Gay lord, Geo. R. J ames, E. A. Creq ue, R. C. Hedden ,
Chas. lVJcCu skey, Geo. W in ce, C. M. Walsh, T . A. Murph y, Fred E. Smith,
W . R. Lodge, Geo. H. Du nn, W. A. Searl, W. B. Shumway.
471.
LIABILITIES.
RESOURCES .
Loans on real esta te ............................
Loa,ns on colla t eral... ...........................
Other loans a nd d iscounts ..................
Overdrafts ........................................... .
U. S. bonds and securi ties not included in reserve ..............................
State, county and mun icipal h onds
n ot included in reserve ..·- ·········•· ····
~~~:A:~eh~~~tfix~~;~L~:::::::::::::::::::::
Other real estate . ............................... .
Due from reserve banks $118,3 72 9:J
E xc ha nges for clearing..
1,701 87
Cash in vault.................. 23 ,050 67 ,
Due fr om other than reserve banks..
Reven ue st am p s ..................................
t
$354,536 07
259,942 47
246,186 88
6 91
32,460 00
33,300
40,000
9 ,000
64 1
00
00
00
42
143.125 47
10,000 00
25 00
$100,000 00
30,150 00
11 ,791 58
987,282 64
- - -- - -
T otal... ........................................... $ 1,129 ,224 22
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ........................................
Undi vided profits less expenses, int erest and taxes p a id ..................... .
Individual deposits subject to check. ............. $586,8 18 57
Cashier's checks.... ........
2,285 19
Certified checl,s..............
28 75
Due to banks and
bankers........................
!1,069 J5
Dividends unpaid ..........
98 00
Time certificates of deposit ............................ 66,274 93
Savings deposits............ 302,235 65
U . S. posta l savings...... 20,472 20
T otal... ........................................... $1,129,224 22
160
ANNUAL REPORT
THE CYGNET SAVINGS BANK COMPANY, CYGNET, OHIO.
Organized December 4, 1899.
President, R. A.
HUGHES;
Annual Meeting-2d Wednesday in February.
Vice President, C. Vv.
SoLETHER;
Cashier,
J. M.
Ho NE.
I
DIRECTORS.
R. A. Hughes, C. W. Solether, J . C. Solether, E. K . Soleth er, Henry Freyman,
T . J. Whitacre, B. F. J ames, W. E. Apple, J . M. Hone.
339.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral.. ........................... .
Other loans and discounts..................
Overdrafts ............................................
U. S. bonds and securities n ot included in reserve·- ···························
Furniture and fixtures ....................... .
Other real estate................................. .
Cash items........................................... .
Due from reserve ba nks $16,980 85
Cash in vault..................
5,589 92
LIABILITIES .
$48,496
11,437
34,038
87
00
00
65
04
5,260
1,000
144
151
16
Capital st ock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses , interest and t axes pa id ..................... .
Individual deposits subject t o check.............. $61,533 94
Demand certificates of
deposit .. - ................... .
39 2 61
Cashier's checks ........... .
323 66
71 30
Certified checks.-.......... .
Time certificates of dep osit ............................ 25,557 27
Savings deposits............ 12,680 27
00
00
41
22,570 77
$12,500 00
8,500 00
1,625 98
100,559 05
Total..............................................
$123,185 03
T otal..............................................
$123,185 03
THE CITY TRUST & SAVl~GS BAl'lK, DAYTON, OHIO.
O rgani zed AugT1st 2, 1911.
Chairman of Board,
CLARENCE KEIFER;
A nnual Me eting-2cl Tu es day in January .
E. T ALBOTT: Pr eside11t, WM. STROCP; Vice President,
Secr etary and Treasurer, W. vV. BrsHOP; Asst. Secre·
tary and Treasurer, \lv. L. S CHARRER.
H.
DJRECTORS.
l\lau rice Costello, J os. R. Gebhart. 0. B. Brown, F. J. Aeh, H. E . Tall.Jott, Wm.
Stroop, R. J. Conn elly, Geo. H. Mead , Clarence Ke ifer.
537.
RESOURC ES.
L oans on rea l estate......................... .. .
L oans on colla teral.. ..........................
Other loans and discounts ....... ~ ......... .
U. S. bonds and securities not included in reserve ... .......................... .
State, county and municipal bonds
not included in reserve ................... .
Other bonds and securities ................
Furniture and fi xtures ....................... .
Due from reserve banks $139,929 91
Cash in vault.................. 23,338 93
Bonds held as lawful
reserve.. ...................... 24,749 38
Other assets .........................,............... .
LIABILITIES.
$43 ,.535 00
421,-'105 38
292,727 67
59,150 00
135,962 15
407.766 13
20,000 00
Trust deposits (uninvested)..............
$100,000 00
20,000 00
11,39 2 86
1,415,94.5 10
85,9 10 57
18 ,018 22
64,584 07
Total... ............... ........ .... ................ $1,633,248 62
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Ca pital stock paid in..........................
Surplus fund ........................................
Undivided profits less expenses , interest a nd taxes paid......................
Individual depcsits subject t o check .... .......... $57,299 69
Dividends unpaid ..........
2.000 00
Time certificates of deposit .. .......................... 720,222 74
Savings deposits .. .......... 627,422 76
T otal... .....:.................................... $1,633,248 G2
161
DEPARTMENT OF BANKS AND BANKING.
THE DAYTON SAVINGS & TRUST COMPANY, DAYTON, OHIO.
Organized April 28, 1903.
Annual Meeting-2d Wednesday in January.
Chairman, A. J. CONOVER; President, W. R. CRAVEN; Vice Presidents, ADAM LESSNER, H. C. KIEFABER; Vice President and Secretary, H. H. DARST;
Tr easurer, B. B. BRADY; L'J.sst. Treasurer, H. B. BAICHLY.
DIRECTORS.
A. J. Conover, Adam Lessner, H. C. Kiefaber, Henry Hollencamp, Theo. Fluhart,
Walter L. Kuhns, John P. Breen, Wm. T. Wuichet, Fred H. Rike, Edward T.
Hall, George B. McCann, J. A. McMillan, F. A. Wagner, F. T. Huffman,
Wm. R. Craven.
109.
RESOURCES.
LIABILITIES.
Loans on real estate............................ $1,117,914 50
Loans on collateral.............................. 2,087,423 08
Other loans and discounts._............... 2,173,245 86
Overdrafts............................................
3,453 58
U. S. bonds and securities not included in reserve __ .......................... .
578,490 88
State, county and municipal bonds
not included in reserve ....................
566,635 49
Other bends and securities ............... .
689,863 97
Premium on bonds and securities ... .
713 50
6,508 00
Furniture and fixtures ......................:.
1,645 52
Cash items........................................... .
Due from reserve banks $832,140 48
Exchanges for clearing.. 169,647 42
Cash in vault·--············· 273,034 49
1,274,822 39
222 81
Due fr?m othe;r than reserve banks..
Items m transit ................................... .
3,112 17
War savings stamps ......... ,..................
Z50 00
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Reserve for t axes ............................... .
Reserve for interest ..........- - - Individual deposits
subject to check .... $3,538,,509 16
Demand certificates
of deposit ............... .
12,450 21
Cashier's checks .... ....
15,337 24
6,910 25
Certified checks·--·····
Due to banks and
bankers.-.................
108,383 05
Dividends unpaid ..... .
88 00
Time certificates of
deposit....................
850,766 45
Savings deposits........ 3,042,793 34
U. S. postal savings..
28,581 58
Trust deposits (uninvested)...... ........
TotaL ........................................... $8,504,301 75
$300,000 00
200,000 00
150,000 00
4,000 00
63,048 38
7,603,819 28
183,434 09
TotaL ........................................... $8,504,301 75
EAST DAYTON SAVINGS & BANKING COMPANY, DAYTON, OHIO.
Organized March 6, 1912.
Annual Meeting-,-2d Wednesday of January.
President, J. L. LAYMAN; Vice President, WM. J. Focr<E; Cashier, vV. E.
McGERVEY; Assistant Cashier, K. 0. CARTER.
DIRECTORS.
J.
L. Laymon, Wm. J. Focke, F. D. Morrison, J. W. Boren, H. C. Hopkins,
J ohn F. Harris, H. L. Phillips.
,
555.
LIABILITIES.
RESOURCES.
Loans on real estate. _ _ __
L oans on collateral. _ _ _ _ .......... .
Other loans and discounts·-···············
Overdrafts ................. · - - - - · · · ····
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve __ ··-••···········
Other bonds and securities ................
fi,"{~~;~t.~:::::::::::::::::::::
i~~~ft:~eh~~de
Cash items............................................
Due from reserve banks $57,777 31
Exchanges for clearing.. 26,881 69
Cash in vault·--············· 38,292 02
War savings stamps ........ _ _ _ _
$112,668
22,970
301,602
602
50
00
84
27
26,656 00
_ 36,980
150,973
28,000
2,000
3,216
50
13
00
00
25
122,951 02
416 60
-----$809,037 11
TotaL...........................................
6-B. &B.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ......................
Reserve for taxes ............................... .
Reserve for interest ........................... .
Individual deposits subject to check .............. $377,843 60
D emand certificates of
deposit........................ 10,529 72
Certified checks·--·········
5,563 93
Time certificates of deposit............................ 68,900 04
Savings deposits ............ 224,011 24
$60,000 00
15,000 00
9,998 47
635 86
3,700 00
Notes and bills rediscounted._.......... .
Money borrowed. __ .....· - - - - -
686,848 53
17,854 25
15,000 00
Tota~----······················
$809,037 11
162
ANNUAL REPORT
THE FIRST SAVINGS & BANKING COMPANY, DAYTON, OHIO.
Organized October 15, 1903.
President,
OBED
Annual Meeting-4th Saturday in October.
W. lRvrn; Vice President,
Cashier,
FRANCIS
W.
CHAS.
GRUEN.
vV. BrnsER;
DIRECTORS.
Obed vV. Irvin, Chas. W. Bieser, Francis W. Gruen, Frank Wuichet, Horace A.
Irvin, Daniel vV. Allaman, George Schantz, Lewis Kette, Eugene J. Schaefer.
108.
RESOURCES.
LIABILITIES.
·Loans on real estate........................... .
Loans on collateral............................. .
Other loans and discounts..................
Overdrafts............................................. .
U. S. bonds and securities not included in reserve.-.......................... .
State, county and municipal bonds
not included in reserve ... - .............. .
Other bonds and securities ............... .
Banking house anrl lot....................... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $144,956 45
.Exchanges for clearing.. 19,498 42
Cash in vault... _.........·.... 17,232 63
Bonds held as lawful
reserve........................ 22,860 00
Items in transit........................ ............
Other assets............................. -...........
$71,540
194,577
612,842
900
Capital stockpaid in ........................ ..
Surplus fund ...................................~--·
Undivided profits less expenses, interest and taxes paid .................... ..
Individual deposits subject to check. ............. $919.069 36
D emand certificates of
deposit.. ...................... 105,141 31
Cashier's checks............
225 00
Certified checks..............
3,557 98
Tim e certificates of deposit .. ................,......... 299,038 12
Savings deposits ............ 296,772 65
U. S. postal savings.: .. ··
7,892 67
00
81
39
07
59,624 20
44,520
577, 309
75,000
25,000
741
00
21
00
00
95
Certificates of deposit representing
money borrowed ............................. .
$100,000 00
25,000 00
35,726 07
1,G31,697 09
125,000 00
204,547 50
50,778 29
41 74
Total... ........................................... $1,917 ,423 1
Total... ........................................... $1,917,423 16
THE FARMERS AND MERCHANTS BANK, DAYTON, OHIO.
Organized February 20, 1913.
President,
JOH N
vV.
Annual Meeting-2d Monday in March.
KREITZER; Vice President, Vv. 0.
Cashier, C. S. BILLMAN.
HORRELL;
DIRECTORS.
John W. Kreitzer, W . 0. Horrell, A. L. Shearer, T . M. Paxton, C. S. Billman,
J. M. Withoft.
567.
RESOURCES.
Loans on real estate............................
L oans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve.-.......................... .
State, county and municipal bonds
not included in r eserve.-................ .
Other bonds and securities-U. S.
certificates .. ..................................... .
Cash items........................................... .
Due from reserve banks $58,458 30
Exchanges for clearing.. 42,263 51
Cash in vault.................. 21,589 41
LIABILITIES.
$55,625
119,868
274 ,255
272
00
06
02
94
64,950 00
69,400 00
20,000 00
3,727 73
Items in transit................................... .
122,311 22
8,733 60
Total..............................................
$739,143 57
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ........................ ..
Surplus fund ...... ..................................
Undi vided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check. ............. $563,135 04
Demand certificates of
deposit........................ 80,253 07
Certified checks..............
131 58
Savings deposits............ 18,106 75
$50,000 00
15,000 00
12,517 13
661,G26 44
Total..............................................
$739,143 57
163
DEPARTMENT OF BANKS AND BANKING.
THE MARKET SAVINGS BANK OF DAYTON, DAYTON, OHIO.
Organized April 1, 1909.
Annual Meeting-1st Monday in January.
President, T. H. LIENESCH; First Vice President, J. C. DRESSLER; Second Vice
President, WM. M. ADELBERGER; Cashier, W. H. J. BEHM.
DIRECTORS.
T. H. Lienesch, J. C. Dressler, John C. Shea, Wm. M. Adelberger, Geo. T . Johnston, Louis W . Prinz, Edw. Phillips, Wm. F. Smith.
495.
RESOURCES.
LIABILITIES.
Loans on real estate...... _ _ _ __ $312,219 38
Loans on collateral.. ............................ ·
17,159 93
Other loans and discounts._ .............. .
429,619 46
Overdrafts ........................................... .
379 80
U. S. bonds and securities not included in reserve ............................. .
24,766 20
State, county and municipal bonds
126,714 60
not included in reserve.---·············
59,405 90
Other bonds and securities ............... .
1,000 00
Premium on bonds a nd securities... .
13,500 00
Furniture and fixtures ........................
290 00
Cash items........................................... .
Du e from reserve banks $65,161 26
Exchanges for clearing.. 13,394 38
Cash in vault... _............. 31,192 50
Bonds h eld as lawful
reserve........................
9,000 00
118,748 1i
Items in transit. _ _ _ _ _ _ __
12,396 65
Capital stock paid in ......... -...............
Surplus fund .....· ----···············
Undivided profits less expenses, interest and taxes paid......................
Individual deposits subject to check.............. $383,253 11
Demand certificates of
deposit........................
9,702 52
Cashier's checks............
3,447 08
Certified checks... _.........
4,464 53
Dividends unpaid..........
1,500 00
Time certificates of deposit .... _ _ _ _ _ 76,482 91
Savings deposits............ 548,081 34
Advance payments on Third Liberty
Loan ..
' .........
TotaL---- - - - · · · ··· $1,116,200 06
$50,000 00
20,000 00
14,322 65
1,026,931 49
4,945 92
T o t a ~ - - - - - - ·········· $1,116,200 06
THE NORTH DAYTON SAVINGS BANK, DAYTON, OHIO.
Organized December 11, 1908.
President,
D.
L.
PICKREL, J R.; Vice
STACHLER; Asst.
Annual Meeting-2d Monday of January.
President, F. A. D UCKWALL; Cash£er, F. H.
Cashier, CH AS. T . WEBER.
DIRECTORS.
F. A. Duckwall, Philip Hock, George H. I<'.ramer, Fred Lauterbach, D. L.
Pickerel, Jr., Geo. Schutzler, J . B. Zehnder.
486.
LIABILITIES.
RESOURCES.
t~:~: ~~ ~~iii!~!t::::::::::::::::::::::::::::
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. b onds a nd securities not included in r eserve ............................. .
State, county and municipal bonds
not inclu<;led in reserve ................. .
0p th er: bonds and securities ............... .
rem1um on bonds and securities ... .
8
8if?:1f ~~~:~~Jft::•: ::
f
0
Cue from reserve banks $85,854 42
ash in vault.................. 27,531 53
Total._ .......................................... .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$174.942
25,716
162,288
38 1
00
02
49
89
11,000 00
70, 374
160,393
1,737
8,800
2,000
3,517
548
40
31
50
00
00
00
26
Capital st ock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, int erest and taxes p aid ..................... .
Individual deposits subject to check. ............. $251,163 67
D emand certificates of
deposit.... ....................
9,158 30
Cashier's checks............
4.042 55
Certified checks..............
43 24
Dividends unpaid..........
750 00
Time certificates of deposit............................ 77,352 83
Savings deposits............ 346.288 35
U. S. postal savings......
1,684 20
$25,000 00
17,000 00
2,590 16
113,385 95
Other liabilities....................................
690,483 14
11 52
$735,084 82
T otal·- ············· - - - -
73 5,084 82
------
164
ANNUAL REPORT
THE WEST DAYTON COMMERCIAL & SAVIN GS BANK,
DAYTON, OHIO.
Organized March 12, 1912.
President, F.
J.
Annual Meeting-1st Wednesday in January.
Vice President, M.
Cashier, GEO. F. KEM.
HoERSTRING;
J. _BEEGHLEY;
DIRECTORS.
F. J. Hoerstring, M. J. Beeghley, Geo. F. Kem, Chas. Sucher, John Lisack; Jesse
Garver, Michael Kling, Dr. W. D. Long, Dr. A. A. Lane, J ohn M. Ebert.
554.
RESOURCES.
Loans on real estate............................
Loans on collateral............................. .
Other loans and discounts ................
Overdrafts ......... _ _ _ _ _ __
U. S. bonds and securities not included in reserve and payments
made for purchases _ _ _ __
State, county and municipal bonds
not included in reserve _ _ __
Other bonds and securities ............... .
Premium on bonds and securities ....
Furniture and fix.tures .. - - - - Cash items........
Due from r eserve banks $66,272 46
Exchanges for clearing..
44 7 46
Cash in vaul.____ 14,559 36
--c-------
Foreign money ........ - - - - - TotaL.• - - - - - - - --
LIABILITIES.
$75,229
36,860
140,707
346
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, intesest and taxes paid ......................
Individual deposits subject to check. ............. $243,252 47
Demand certificates of
deposit.. ...................... 31,077 88
Certified checks...... ......
1,702 22
Time certificates of deposit.... ........................ 44,012 47
Savings deposits............ 91,260 48
90
28
61
63
39,746 78
31,251
37,079
288
2,950
402
80
91
00
00
50
$25.000 00
8.000 00
2,233 42
411,305 52
81,279 28
396 25
TotaL ........................................ _.
$446,538 94
$446,538 94
THE STATE BANK OF DEFIANCE COMPANY, DEFIANCE, OHIO.
Organized March 28, 1902.
President, R.
BROWN;
Annual Meeting-1st Monday in January.
Vice President, J. C.
VANDENBROEK;
Cashier,
ELBERT E. CARTER.
DIRECTORS.
F. W. Mansfield, R. Brown, J. C. Vandenbroek, W. P. Engel, C. W. Kerns,
E. E. Carter, S. I. Gruner.
341.
RESOURCES.
Loans on real estate............................
Loans on collateral............................ .
Other loans and•discounts._ .............. .
Overdrafts ........................................... .
U. S. bonds and securities n ot included in reserve._ .......................... .
State, county ana municipal bonds
not included in reserve. ___ ............ .
Other bonds and securities .....'. ......... .
Premium on bonds and securities ... .
Banking house and lot.-.................... .
Furniture and fixtures.·---- ····
Cash items........................................... .
Due from reserve banks $28,520 52
Exchanges for clearing..
4,385 53
Cash in vault·--····-········ 38,156 82
LIABILITIES.
$8,560
46,353
269,640
1.375
00
32
78
60
60,487 03
60,609
375
542
24,925
1.800
252
70
00
74
00
00
54
I terns in transit·-·································
71,062 87
2,481 21
TotaL...........................................
$548,465 79
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Reserve for interest ........................... .
Individual deposits subject to check .............. $362,047 51
Demand certificates of
deposit........................ $45,574 70
Dividends unpaid..........
1,665 00
Savings deposits............ 61,931 17
Total.............................................
$50,000 00
7, 600 00
18,391 68
1,256 33
471,218 38
$548,465 79
165
DEPARTMENT OF BANKS AND BANKING.
THE CITIZENS BANK OF DE GRAFF, DE GRAFF, OHIO.
Organized July 6, 1908.
Annual Meeting-2d Wednesday in January.
President, W . E. HARRIS; Vice President, C. G. WELLER; Cashier, H. W.
KooGLER; Assistant Cashier, S. B. HAMSHER.
DIRECTORS.
W. E. H arris, David F uson, H. W. Koogler, D. E. Strayer, C. G. Vv eller,
S. B. Hamsher, A. H. Moore.
3.
RESOURCES.
Loans on real estate........................... .
L oans on collateral.. ........................... .
Other loans and discounts..................
Overdrafts .. ......................................... .
U. S. bonds and secur ities not included in reserve ............................. .
B a nking house and loL .................... .
F urniture and fixture s ....................... .
Cash items......................................... :..
Due from reserve banks $61,123 34
Cash in vault.................. 21, 071 19
LIABILITIES.
$4 ,800
12,616
243,302
974
00
10
80
88
11,028
8,132
2,667
304
51
98
59
06
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check .... .......... $217,481 28
D emand certificates of
deposit........................ 88,600 86
Dividends unpaid..........
114 00
Savings deposits............
1,410 35
$30,000 00
22,000 00
/5,758 39
82,194 53
53 50
3,163 85
Other liabilities ................................... .
307,606 49
3,873 92
Other assets .....................................·.... .
Bill of ladi:i;ig, collection account ....... .
Total............................................. .
$369,238 80
Total._...................., ..................... .
$369,238 80
THE DELAWARE SAVINGS BANK COMPANY, DELAWARE, OHIO.
Organized February 20, 1890.
Annu al J\Jeeting-2d Wednesday in January.
President, C. B. AusTIN; Vice President, B. F. FRESHWATER; Second Vice President, VI/. V. ALDRICH; Cashier, F. P. HILLS; Assistant Cashier, J. H. BucK.
DIRECTORS.
C. B. Austin, W. V. Alc;lrich, B. F. Fre.shwater, L. L. Denison,
F. P. Hills, T. C. Jones, J. H. Buck.
-111.
LIABILITIES.
RESOURCES.
Loans on real est ate........................... .
Loans on collateral.. ........................... .
Other loans a nd discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve·--·····--········
Other bonds and securities ............... .
Furniture and fixtures ....................... .
Other rea l estate................................. .
Cash items.......................................... ..
Due from reserve banks $59,248 65
Exchanges for clearing..
2,500 84
Cash in vault·--······--····· 31,612 05
Bonds h eld as lawful re, erve ........................... .
6,000 00
$92,396
78,394'
254,4 17
1,586
31
29
22
32
20,649 34
13,474
39, 180
9,050
15,767
106
05
00
00
00
47
Building fund ..................................... .
99,361 54
2,000 00
TotaL .............................. ·-··········
$626,382 54
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Ca~tal stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses , interest and taxes paid ..................... .
Individual deposits subject to check .............. $236,599 53
Demand certificates of
deposit.... .................... 12,575 94
Certified checks·--·········
6 00
Due to banks and
bankers........................
49 1 89
Dividends unpaid..........
120 00
Time certificates of deposit............................ 79,577 53
Savings deposits............ 192,933 83
610 36
U. S. postal sav ings......
$50,000 00
40,000 00
T otal. ............................................ .
626,382 54
13,467 46
522,9 15 08
1G6
ANNUAL REPORT
THE DEPOSIT BANKING COMPANY, DELA WARE, OHIO.
Organized May 17, 1867.
President, C.
RIDDLE;
Annual Meeting-2d Tuesday in January.
Vice President, R. G.
L vnRAND;
Cashier, A. S. Co
KLIN.
DIRECTORS .
C. Riddle, R. G. Lybrand, W. M. Heseltine, George J. Hoffman, George Cleveland,
A. S. Conklin, W. D. Sherwood.
324.
RESOURCES.
Loans on real estate............................
Loans on collateral. .......................... ..
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
n ot included in reserve .................. ..
Banking house and lot.. ......................
Furniture and fixtures .... .................. ..
Due fr om reserve banks $90,866 02
Exchanges for clearing.. 15,512 51
Cash in vault.................. 65,580 98
LIABILITIES.
$74,187
56,427
378,289
3,692
00
95
19
49
61,949 08
15,100 00
17,000 00
2,500 00
Revenue stamps ................................ ..
171,959 51
13 50
Total. .............................................
$781,118 72
Capital stock paid in ........................ ..
Surplus fund ...................................... ..
Undivided profits less expenses, interest and taxes paid. ..................... ..
Individual deposits subject to check .............. $414,507 62
D.emand certificates of
d eposit.. ...................... $79,363 81
Due to banks and
bankers........................
8,608 68
Time certificates of deposit............................ 138,688 55
Savings deposits............ 12,630 51
$50,000 00
50,000 00
27,319 55
653,799 17
Total............................................. .
$781,118 72
THE COMMERCIAL BANK, DELPHOS, OHIO.
Organized March 24, 1877. Annual Meeting- 2d Tuesday m January.
President,
Jo sEPH J ETTINGHOFF;
Vice President and Cashier, H. M.
D AVIES.
DIRECTORS.
Joseph J ettinghoff, Jos. Roth, Arnold B. King, W. T. Dolbey, F. J. Helmkamp,
J. K. Williams, Felix Steinle, B. J. Brotherton, Arnold H. Raabe, H. M.
Davies.
472.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral... ......................... ..
Other loa ns and discounts ................. .
Oqerdrafts ........................................... .
U. S . bonds and securities not included in reserve ............................ ..
State, county and municipal bonds
n ot included in reserve .................. ..
Other bonds and securities ............... .
Bank ing h ouse and lot............. .:-: ....... ..
Cash items .......................................... ..
Due from reserve banks $ 5,226 35
Exchanges for clearing..
3,092 07
Cash in vault.................. 35,542 29
Due from other than reserve banks .................................... ..
te ms in transit.................................. ..
LIABILITIES.
$289,262
97,816
483,510
94
72
11
99
68
12,689 46
4,953
3,000
40,000
666
23
00
00
38
$75,000 00
75,000 00
931 03
1.000 00
943,923 2.5
123,860 71
38,500 00
1,500 00
TotaL ........................................... $1,095,854 28
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock pa id in .......................... .
Surplus fund ...... ................................ ..
Undivided profits less expenses, interest and taxes paid...... ................ ..
Reserve for interest.. ....................... ..
Individua l deposits subject to check ............... $331,827 46
D emand certificates of
deposit ........................ 610,749 79
1,3 10 00
Certified checks..............
Dividends unpaid..........
36 00
TotaL ........................................... $1,095,854 28
167
DEPARTMENT OF BANKS AND BANKING.
THE PEOPLES BANK, DELPHOS, OHIO.
Organized February 8, 1911. Annual Meeting-2d W ednesday in January.
President,
JOH N RICKER;
Vice President, F. H. KING; Cashier, E. L.
STALLK AMP .
• DIRECTORS.
John Ricker, F. H. King, H enry Kundert, Henry Gemke, John C. Schaffer,
Henry Ricker, E. L. Stallkamp.
543.
LIABILITIES.
RESOURCES.
L oans on real estate........................... .
Loans on collateraL ........................... .
Oth er loan s a nd discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
Furniture and fixtures ........................
Cash items .. ......................................... .
Due from r eserve banks $32,719 18
Exchanges for clearing..
1,687 50
Cash in vaulL............... 17,402 50
$94,276
22,253
132,396
617
18,765 29
5,000 00
15 00
Due from other than r eserve banks ..
51,809 18
490 76
Total ............................................. .
$325,624 55
$50,000 00
10,000 00
Capital stock paid in ......................... .
Surplus fund .. ..................................... .
Undivid ed profits less expenses, interest and t axes p aid ......................
Indiv idual d eposit s subject t o check and
savings........................ $72,827 09
D emand certificates of
d ep osit........................ 188, 121 44
05
97
56
77
3,176 02
Dividends unpa id ................................
260,948 53
1,500 00
Total ............................................. .
$325,624 55
FARMERS STATE SAVI GS BA K, DELTA, OHIO.
Organized June 19, 1914. Annual MeetingPresident,
P. GRISIER; Vice Presidents, A. J. FRAKER, J. W.
Cashier, W. C. HocH; Assistant Cashier, W. H. FRAKER.
CH AS .
CRISMAN;
DIRECTORS.
Chas. P. Grisier, A. J. Fraker, J. W. Crisman, W. H. Fraker, W. C. Hoch,
S. P. Bishop, A. B. Thompson, A. M. Wilkins.
596.
LIABILITIES.
RESOURCES.
Loans on real estate ........................... .
Loans on collateraL ........................... .
Oth er loans a nd discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not includ ed in r eserve............................. .
State . county and municipal bonds
not included in reserve ................... .
$175,659
13,549
129,19 2
22
Capital stock paid in ......................... .
Surplus fund .. ..................................... .
Undiv ided profits less expenses, interest and taxes pa id ................ ~····
Individua l deposits subject t o check. ............. $77,159 97
D emand certificat es of
d eposit.. .. .................... 203,103 67
Certified checks..............
29 45
Du e to banks a n d
ba nkers........................ 24,656 53
Dividends unpaid ... '. ......
1,000 00
Savings deposits ..... :...... 144,874 44
U. S. postal savings......
534 86
78
40
95
78
55,359 23
~~~~it:~;~~~t lx~~)it·.·::::::::::::::::::::::
20,000 00
12,500 00
3,3 00 00
I terns in transit ................ ................... .
90, 875 42
66 88
TotaL ............................................ .
$500,526 44
Due from reserve bank.. $70 ,276 53
Exchanges for clearing..
1,7 6 25
Cash in vault.................. 18,8 12 64
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
I
TotaL ............................................ .
$25,000 00
24,000 00
167 52
451,358 92
$500,526 44
168
ANNUAL REPORT
THE PEOPLES SAVINGS BANK COMPANY, DELTA, OHIO.
Organize d April 23, 1906.
Annual Meeting-2d Tuesday in January.
Prest"dent, J. M. LONGNECKER; First Vice President, F . BRIGGS; Second Vice
President, W. T. SAXTON; Cashier, A. T. McCo:rvrn.
DIRECTORS.
J. M. Longnecker, F. Briggs, W. T. Saxton, W. L. Biddle, W. E. Fowler, E . 1I.
Tappan, A. T. McComb, C. R. P. Waltz, F. M. Longnecker.
400.
RESOURCES.
Loans on real estat e ........................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in r eserve ..............................
State, county and municipal bonds
n ot included in reserve ................... .
Banking house and lot·-·····················
Furniture and fixtures ....................... .
Cash items ........................................... .
Due from reserve banks $60,11 8 22
Exchanges for clearing..
306 32
Cash in vault.................. 14,390 19
LIABILITIES.
$199,623
30,6ul
96,655
5
59
93
03
99
27,938 55
1,000
7,400
2,500
17
00
00
00
07
Capital stock paid in ........................ ..
Surplus fund .. ..................................... .
Undivided profits less expenses, int erest and taxes paid ..................... .
Reserve fo r taxes .. .. ............................
Individual d eposits subject to check...... ........ 131,417 64
D emand certificates of
d eposit ....................... . 145,434 27
205 0
Certified checks............. .
1,005 00
Dividends unpaid ......... .
Savings deposits ........... . 107,692 01
U. S. postal savings ..... .
482 10
1, 73 07
507 00
386,236 82
74,814 73
Total..............................................
$25,000 00
27,000 00
Total..............................................
$440,616 89
$440,616 89
THE DESHLER STATE BANK, DESHLER, OHIO.
Organized April 7, 1911.
Annual Meeting-4th Wednesday of March.
Preside Ht, T . M. GEHRETT; Vice President, J . H. L. Hoops; Cashier, E. A. SHIREY.
DIRECTORS.
E . A. Shirey, T. M. Gehrett, S. A. Jones, A. F. Hayman, J. H. L. Hoop s.
531.
RESOURCES.
L oans on real estate ........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securiti es n ot included in reserve............................. .
State, county and muni cipal bonds
not included in reserve.................. .
Other bonds and securities ............... .
Furniture and fixtures ....................... .
Cash items ........................................... .
Due fro m reserve banks $2 ,640 16
Exchanges for clearing..
138 23
Cash in vault..................
5,431 25
LIABILITIES.
$28,000
21,084
110,594
42
00
32
93
58
7,500 00
20,460
19,750
1,935
100
]3
00
74
50
Other assets-revenue stamps......... .
34,209 64
55 00
Total..............................................
$243,732 84
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund .... ....................................
Undivid ed profits less expenses, int erest and taxes paid ..................... .
Individua l deposits subject t o check...... ........ $69,326 28
D emand certificates of
deposit.... .................... 138,295 15
$25,000 00
5,000 00
1,111 41
Money borrowed ................................. .
207,62 1 43
5,000 00
Total............................................. .
243.732 84
169
DEPARTMENT OF BANKS AND BANKING.
THE CORN CITY STATE BANK, DESHLER, OHIO.
Organized Nov. 6, 1911. Annual Meeting-1st Monday in April.
President, vV. S.
GEHRETT; Vice
O'HEARN;
J. F.·
Presidents, H. L. HousE, A. J. MIEHLS; Cashier,
Assistant Cashier, T. B. KING .
•DIRECTORS.
W. S. Gehrett, H. L. House, A. J. Miehls, J. F. O'Hearn, P. D. Miehls, D. A.
Collins, Henry Wensink, T. B. King.
544.
RESOURCES.
LIABILITIES.
Loans on r eal estate ............................
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve............................. .
Furniture and fixtures ........................
Oth er real estate ................................. .
Due from reserve banks $54,857 67
Exchanges for cl~aring..
289 95
Cash in vault..................
6,900 58
$124,381 85
215 ,00G 16
293 99
23 ,141 99
3,509 ,50
2,000 00
Revenue stamps .. ............................... .
62,048 20
27 67
TotaL...........................................
$430,409 36
Capital stock p a id in ......................... .
Surplu s fund ....................................... .
Undiv ided . profits Jess expenses, int erest and taxes paid .. ................... .
Individual d ep osits subject to ch eck. ............. $161 ,541 82
Demand certificates of
deposit.. ...................... 218,943 83
Savin gs deposits.... ........ 10,703 82
$30,000 00
7,500 00
1,719 89
391,189 47
Total..............................................
$430,409 36
THE REEVES BANKING & TRUST COMPANY, DOVER, OHIO.
Organized August 11, 1903. Annual Meeting-2d Wednesday in January.
Presidetit, J. E.
REEVES; Vice President, A. J. KRANTZ;
H. OERTER; Secretary, E. F. WIBLE.
Treasurer,
L.
DIRECTORS.
J. E. Reeves, Lillian M. Fernsell, 0. E . Scheffer, A. J. Krantz, H. H. Hostetter,
L. H. Oerter, E. F. Wible.
51.
LIAB I LITIES.
RESOURCES .
Loans on real estate........................... .
Loans on collateral. ............................
Other loans and discounts.- .............. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
Ot.nhot included in reser_v~·-·················
er bonds and securities ............... .
Other real estate................................. .
Cash items........................................... .
Due from r~serve banks $159,593 65
Exchanges for clearing..
6,555 26
Cash in vaulL............... 33,722 77
$229,156
55,661
128,603
108
48
13
74
89
145,950 00
147,390
384,730
2,290
3,526
42
50
00
41
Capital stock paid in ...................,......
Surplus fund........................................
Undivided profits less expenses, intesrest and taxes paid....................
Individual deposits subject to check .............. $364,569 30
Cashier's checks.. ..........
2,400 43
Time certificates of des P<:JSit .......... •·:··············· 93 ,,8 0 9 87
a vmgs deposits ......... . 68 1 95 5 3 6
U. S. postal savings......
2,569 76
$100,000 00
50,000 00
1,984 53
1,145,304 72
199,871 68
Tot aL ........................................... $1,297,289 25
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
TotaL ........................................... $1,297,289 25
170
ANNUAL REPORT
THE STATE SA \TINGS BANK COMPANY, DOVER, OHIO.
Organized July 2, 1903.
Ann~al Meeting-} anuary.
President, ANDREW DEIS; Vice Presidents,
Cashier, S. J. BRISTER; Asst. Cashiers, G.
OLIVER TooMEY, J. C. MILLER;
T. BRISTER, A. W. WAGNER.
DIRECTORS.
Andrew Deis, J os. C. Miller, Dr. 0. S. Welty, S. J. Brister, C. H. Slingluff, Oliver
Toomey, Harry S. Ream, Curtis A. Walter, R. I. Toomey.
376.
RESOURCES.
Loans on real estate........................... .
Loans on collateraL ........................... .
Other loans and discounts.-.............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ....................
Other bonds a nd securities ............... .
Banking house and lot.-.................... .
Cash items........................................... .
Due from reserve banks $94,056 55
Cash in vault.-............... 26,422 85
LIABILITIES.
$181,899
80,968
1,48,493
78
50
66
70
52
44,873 32
71,873
22,775
14 ,800
473
06
00
00
76
Due from other than reserve banks..
120,479 40
1,810 04
T otaL. ................... '......................
$688,524 96
Capital stock paid in ..........................
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Reserve for taxes ............................... .
Reserve for interest ........................... .
Individua l deposits subject to check .............. $ 189,601 84
D emand certificates of
1,929 07
deposit ....................... .
1,093 29
Cashier's checks ........... .
2,614 86
Certified checks..............
Time certificates of dep osit.. .......................... 69,073 08
Savings deposits............ 327,980 59
U.S. postal savings......
1,188 84
$50,000 00
25,000 00
TotaL...........................................
$688,524 96
12,293 39
1,750 00
(i,000 00
593,481 57
THE DOYLESTOWN BANKING COMPANY, DOYLESTOWN, OHIO.
Organized February 6, 1905.
President, J.
W. Z IMMERMAN;
Annual Meeting-February 8.
Vice President, J. \T.
HARTEL;
Cashier, GEO.
LANDIS.
DIRECTORS .
Herman Sheaf er, Anthony Schultz, J oseph Wein, J. V. Hartel, N . R. Zi mmerman,
J . \N. Zimmerman, George Landis.
112.
RESOURCES.
L oans on real estate........................... .
L oans on collateral... .......................... .
Other loan s a nd discounts..................
Overdrafts ............................................
U. S. bonds and securities n ot included in reserve ..............................
State, county and municipal bonds
n ot included in reserve ....·-·············
Banking house and lot·-·····················
Furniture and fixtures ....................... .
Due from reser ve banks ....................
Cash in vault·--···································
T otal. ............................................ .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$56,278
13,147
88, 185
1
57
20
22
36
7,600 00
15,448
4,975
1,990
22,107
17,8 11
00
00
00
21
26
$227,543 82
Capital stock paid in.. ........................
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid.. ....................
Individua l deposits subject to check.............. $93,836 08
Demand certificates of
deposit........................ 111,896 20
U. S. postal savings......
1,011 07
$17,500 00
2,500 00
800 4 7
206,743 35
TotaL...........................................
$227,543 82
171
DEPARTMENT OF BANKS .A.ND BANKING.
THE DOLLAR SAVINGS BANK COMPANY, EAST LIVERPOOL, OHIO.
Organized March 31, 1902.
President, GEO.
Annual Meeting-2d Tuesday in January,
Vice President, H . N. HARKER; Cashier, F. M.
Assistant Cashier, R. B. CusBY.
H. OWEN;
GARDNER;
DIRECTORS.
Geo. H. Owen, H. N. Harker, W. A. Weaver, J. A. Trotter, Monroe Patterson,
H. McHenry, B. M. Louthan.
321.
RESOURCES.
LIABILITIES.
Loans on real estate ........................... .
L oans on collateral............................. .
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve·-···························
State, county and municipal bonds
not included in reserve ..·--·············
Other bonds and securities .... ............
Banking house and lot __ .................... .
Furniture and fixtures ....................... .
Other real estate ................................. .
Due from reserve banks $180,556 61
Exchanges for clearing.. 10,888 46
Cash in vault... _............. 63,263 06
Total. ...........................- - - -
$168,454
62.471
182,173
777
40
00
78
90
75,364 70
160,452
2,700
31,000
12,000
12,589
30
00
00
00
22
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Reserve for taxes ............................... .
Individual deposits subject to check .............. $380,779 72
Demand certificates of
deposit........................ 41,216 12
Dividends unpaid..........
1,980 00
Time certificates of deposit............................ 15,018 61
Savings deposits ............ 418,363 53
$60,000 00
30,000 00
12,510 50
2,822 95
857,357 98
254,708 13
$962,691 43
Total._...........................................
$962,691 43
THE EDGERTON STATE BANK COMPANY, EDGERTON, OHIO.
Organized Nov. 25, 1902.
President,
CH ARLES
Annual Meeting-1st Monday in January.
A. BOWERSOX; Vice President,
Cashier, IRvrn L. BURKE.
HENRY DIETSCH;
DIRECTORS.
Charles A. Bowersox, Henry Dietsch, Irvin L. Burke, H. L. PooleJ C. A. Dietsch.
401.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts.-.............. .
Overdrafts ........................................... .
U . S. bonds and securities not included in reserve ..............................
State, county and municipal bonds
not included in reserve·---·············
Banking house and lot.-.................... .
Due from reserve banks $67,014 00
Cash in vault... _............. 13,382 06
$105,342 00
2,665 00
108,623 22
50 15
Tota.___ _ _ _ ......................
$361,276 43
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
51,!<00 00
6,000 00
7,000 00
Capital stock paid in ......................... .
Surplus fund ..........................,............ .
Undivided profits less expenses, interest and taxes paid ......................
Reserve for taxes ............................... .
Individual deposits subject to check.............. $64,498 65
D emand certificates of
deposit ........................ 253,716 52
Savings deposits............ 15,862 79
U. S. postai savings......
1,011 89
$15,000 00
5,000 00
Total.................... · ........................ .
$361,276 43
80,396 06
6,016 40
170 18
335,089 85
172
ANNUAL REPORT
FARMERS COMMERCIAL BANK, EDGERTON, OHIO.
Organized November 26, 1913.
President,
G EORGE
WEBER;
Annual Meeting -
Vice President,
J. A. }INNINGS.
FRANK
BURKHART;
Cashier,
DIRECTORS .
Geo. Weber, Frank Burkhart, L. E. Groff, D. G. Koerner, J. A. Jinning~,
A. A. Reasoner, Mrs. Jessie Houlton.
579.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
Other bonds and securities .. ..............
Premium on bonds a nd securities .... ..
Banking house and lot....................... .
Furniture and fixtures ....................... .
Due from reserve banks $26 ,198 T~
Cash in vault..................
5,949 27
Total. ............................................ .
LIABILITIES.
$66,060
4,680
75,078
437
54,970
1,234
7,000
1,670
28
00
89
G8
70
98
00
00
32,148 00
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profitg less expenses, interest and taxes paid ......................
Individual deposits subject to check .............. $22,552 74
D emand certificates of
d eposit ........................ $ 168,7 19 38
Due to banks and
830 01
bankers....................... .
50 00
Dividends unpaid ......... .
6,686 20
Savings deposits ........... .
$30,000 00
3,585 00
1,46 1 90
Liberty bond account......................... .
19 ,838 33
9,395 30
Total. ............................................ .
$243,280 53
$243 ,280 53
THE EDON STATE BANK COMPANY, EDON, OHIO.
Organized February 24, 1911.
President,
CHARLES
A.
BOWERSOX;
Annual Meeting-
Vice President,
Z EPH LEES;
Secretary,
SIMO N
B. WALTER.
DIRECTORS.
Chas. A. Bowersox, Zeph Lees, Ellsworth K Brandon, N. J. Hauser, G. Mauerhan,
Jr., C. F. Allomong, C. M. Estrich.
578.
RESOURCES.
Loans on real estate........................... .
L oans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts .. ......................................... .
U. S . bonds and securities not included in reserve............................ ..
Ba nking house and lot...................... ..
Furniture and fixtur es ....................... .
g~~h\
~=~s~:;llections ..................... .
Due from r eserve banks $41,517 69
Exchanges for clearing..
Cash in vault..................
07
00
13
09
10,R50
11 ,500
1, 500
1,082
6,957
00
00
00
84
12
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
I ndividual deposits subject to check.... .......... $69,452 54
D emand certificates of
deposit........................ 258,364 44
Savings deposits............
4,991 07
$25,000 00
4 500 00
3,083 18
332,808 05
13 90
15,327 24
Due from other than reserve banks.. .............. 10,100 00
Coal accounts ..................................... .
TotaL ............................... · ..........
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$113,932
8 ,087
143,6 16
788
56,858 83
119 15
$365,391 23
--~
TotaL .... ·-······-··-··-·--··-··-······
$365,391 23
173
DEPARTMENT OF BANKS AND BANKING.
THE BANK OF ELMORE COMPANY, ELMORE, OHIO.
Organized June 4, 1907.
President,
JoHN
N.
Annual Meeting-1 st Tuesday in July.
Vice President, R. A.
Enw. P. CARSTEN.
MAGEE;
WILLETT;
Cashier,
DIRECTORS.
John N. Magee, Jacob Yeasting, R. A. Willett, C. M. Gallant, Henry Paf enbach,
Wm. Ernsthausen, Henry Bergman, 0 . L. Luckey, L. F. Myers.
114.
LIABILITIES.
RESOURCES.
L oans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts ........ - ....... .
Overdrafts .......... •························-·······
U. S . bonds and securities not ind uded in reserve.-...........................
Other bonds and securities ............... .
Banking house and lot........................
Other real estate..............................•...
Due rrom reserve banks $23,514 ,55
Cash in vault·--············· 18,131 23
Bonds held as lawful reserve............................
5,000 00
$168,641
2, 000
206,563
94::l
05
00
94
50
6(i,409
142,279
1,500
3,500
06
00
00
00
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid....................... .
Individual deposits subject to check.-............. $152,083 56
Time certificates of deposit .....·- - - - · · · · 262,787 57
Savings deposits............ 120,551 70
Money borrowe.~ - - -
$25,000 00
25,000 00
13,059 50
535,422 83
40,000 00
46,645 78
Total..............................................
Total... _ _ _ _ _~ _
$638,482 33
$638,482 33
THE ELYRIA SAVINGS & BANKING COMPANY, ELYRIA, OHIO.
Organized Feb. 6, 1901.
President,
THEO.
T.
Annual Meeting-3d Tuesday in January.
ROBINSON; First 'Vice President, H. W. INGERSOLL;
JoH N MuRBACH; Cashier, ELMER M. RICE.
Second
Vice President,
DIRECTORS.
Theo. T. Robinson, John Lersch, H. M. Andress, H . W. Ingersoll, F. H. Foster,
Irving W. Metcalf, J. A. Rawson, J. C. Lehman, Chas. H. Cushing, F. J.
Harpster, Ernest J . Crisp, J. A. Knechtges, John Murbach, Hugh C. Harris,
Jno. A. Reublin, P. K. Clark, J. E. Murbach, Stanley G. Shaw, E. M. Rice,
Florence Heldmyer Hannaford, J. H. Hurst, George Hadaway, E. P. Clement,
J. G. Tufford.
qs.
LIABILITIES.
RESOURCES.
Loans on real estate ............................ $1,272,246 77
Loans on collatera~ - - -- 411,965 53
Other loans and discounts.- ............... 1,001,747 90
Overdrafts ...· - - c - - - - : - - : - - - - ~
5 00
U. S. bonds and securities not in98,109 98
cluded in r eserve·-···························
State, county and municipal bonds
12,000 00
not included in reserv~--10,960 00
Other bonds and securities ................
Banking house and lot........................
40,000 00
6,500 00
Furniture and fixtures ........................
7,526 39
Other real estate..................................
Due from reserve banks $165,933 70
Exchanges for clearing.. 19,69 1 35
Cash in vault.................. 113,671 96
Bonds held as lawful reserve .. _ __ _ _
25,839 00
325,136 01
Foreign money .. ...... _ _ _ __ _
143 00
Due from other than reserve banks.-.
12,000 00
1.~i& gg
----$3,200,325 5& '
Capital stock paid in.. _ _ _ __
Surplus fund .....· - - - - - - - , - U ndivided profits less expenses, interest and taxes paid .. _ _ __
Individual deposits subject to check···-········· $857,686 88
Cashier's checks·--·······
8,338 39
2,011 98
Certified checks.--·········
Time certificates of deposit............................
5,952 42
Savings deposits ............ 1,741,650 31
U. S. postal savings .. _..
1,022 62
Money borroweu.....-----Other liabilities................................... .
$200,000 00
162,500 00
21,637 74
2,616,662 60
199,506 85
18 39
~::iiii~t;~~~unc::::::::::::::::::::::::
Tota..__________
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
T o t " " ' - - - - - - - - - $3.200.32li 5.8
174
ANNUAL REPORT
THE LORAIN cou·N TY SAVINGS & TRUST COMPANY, ELYRIA, OHIO.
Organized November 12, 1915.
Annual Meeting-2d Wednesday in January.
President, ARTH UR B. TAYLOR; Vice Presidents, L. B. FAUVER, R. D . PERRY;
Secretary, A. J. PLOCHER; Treasurer, H. A. DANIELS; Assistant Treasurer,
A. M. THOME; Asst. Secretary, JoHN W. ScHMAUCH.
DIRECTORS.
Edgar F. Allen, Frank H. Boylan, James C. Boylan, John W. Brandt, Frank H.
Briggs, Howard D. Cook, Lee S. Day, H. J. Edwards, Louis B. Fauver, Oscar
Haserodt, Harry J. Hecock, Charles E. Lozier, William Masterton, James W.
McHenry, Eugene K. Mussey, George D. Nicholas, Richard D. Perry, Rollin
T. Reefy, F. 0. Richey, Harry H. Smith, Frank A. Smythe, Arthur B. Taylor,
J. G. Tuff ord, Henry Wick, Mose Wilder, Charles E. Wilson.
621.
RESOURCES.
Loans on r eal estate........................... .
Loans on collateral............................. .
Other loans and discounts ................. .
State, county and municipal bonds
not included in reserve·---·············
Other bonds and securities ............... .
Banking house and lot.-.................... .
Furniture and fixtures ....................... .
Other real estate................................. .
Cash items............................................
Due from reserve banks $458,384 96
Exchanges for clearing.
9,739 91
Cash in vault·--············· 87,461 36
Bonds held as lawful re2,500 00
serve ...... - - - - War Stamps and revenue..................
U.S. Libertybondsand C. D.. ..........
LIABILITIES.
$723,836 58
507,448 00
911,147 22
35,500
44 780
252,587
12,699
21,853
7,213
00
00
80
77
68
25
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits
subject to check._ ..'. $1,049,569 57
Demand certificates
12,929 85
of deposit ............... .
10,874 75
Cashier's checks ....... .
1,640 62
Certified checks·--·····
Due to banks and
bankers.____
82,034 19
Dividends unpaid......
5,107 50
Savings deposits........ 1,599,664 74
$200,000 00
200,000 00
7,686 81
2,761,821 22
558,086 23
4,355 50
90,000 00
TotaL ........................................... $3,169,508 03
Total_··················- - - - · · · · $3,169,508 03
THE SAVINGS BANK & TRUST COMPANY, ELYRIA, OHIO.
Organized Nov. 13, 1890.
Annual Meeting-Thursday nearest January 20.
Chairnwn of Boa,rd, I- C. HILL; President, C. M. BRAMAN; Vice President, C. E.
BLANCHARD; Cashier, ]As. B. SEWARD; Assistant Cashier, F. R. ECKLER.
DIRECTORS.
C. M. Braman, C. E. Blanchard, Dr. C. H. 'Cushing, A. L. Garford, J. C. Hill,
C. H. Jackson, Judge Lee Stroup, C. H. Savage, H. W. Wurst, H. T. Winckles,
H. C. Weil, C. G. Washburn, A. R. Jones, E. P. Jones, F. W. Colson.
116.
RESOURCES.
Loans on real estate _ _ _ _ __
Loans on collateral.. ........................... .
Other loans and discounts·-···-··········
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve·-···························
State, county and municipal bonds
not included in reserve ..·--·············
Other bonds and securities ................
Banking house and lot·-·····················
Furniture and fixtures ....................... .
Other real estate............ _ _ __
Cash items _ _ _ _ ··························
Due from reserve banks $249,562 51
Exchanges for clearing.. 14,453 85
Cash in vault·--············· 67,658 17
Bonds held as lawful
reserve........................ 10,000 00
LIABILITIES.
$740,007
390,764
584,515
1,030
57
66
71
55
114,543 92
73,500
178.712
107,593
16,911
118,517
962
00
00
46
72
56
25
Capital stock paid in..........................
Surplus fund.. ......................................
Undivided profits less expense§, interest and taxes paid......................
Individual deposits subject to check. ............. $683,399 93
D emand certificates of
deposit........................
3,041 63
Cashier's checks............
1,190 10
Certified checks..............
301 00
Due to banks a n d
bankers_____ 18,371 04
Dividends unpaid..........
300 00
Savings deposits ............ 1,588,715 39
U. S. postal savings......
1,451 13
Trust deposits (uninvested)..............
224,150 00
115,000 00
31,985 86
2,296,770 22
827 85
341,674 53
Tota.____ _ _ _ _ _ _ _ $2,668,733 93
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
TotaL-----·················· $2,668,733 93
175
DEPARTMENT OF BANKS A.ND BANKING.
FARMERS ST A TE BANK, ENGLEWOOD, OHIO.
President, vV. L.
WAYMIRE;
Organized April 14, 1914.
Vice President, C. E. HECK; Cashier,
CHAS.
0.
LIG:1fTER.
DIRECTORS.
W. L. Waymire, C. E. Heck, L. S. Hoke, L. A. Albert, John Bohlender.
592.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Other loans and discounts.-.............. .
State, county and municipal bonds
not included in reserve ....•-·············
Banking house and lot ....................... .
Furniture and fixtures .. ..................... .
Due f:om reserve banks $6,041 15
Cash 1n vault..................
2,258 40
$19,843 76
134,663 57
21,100 00
12,500 00
1,471 83
8,299 55
Total..............................................
~!f~t!
f~~t:.~~~.!.~::::::::::::::::::::::::::
Undivided profits less expenses, in-
terest and taxes paid.. _ _ __
Individual deposits subject to check.............. $61,637 80
Demand certificates of
deposit........................
2,839 56
Time certificates of deposit............................ 95,967 56
Savings deposits............
9,478 05
Total._ ...........................................
$197,878 71
$25,000 00
1,200 00
1,755 74
$169,922 97
$197,878 71
THE FAYETTE ST ATE SAVIN GS BANK COMP ANY, FAYETTE, OHIO.
Organized Sept. 8, 1906.
Annual Meeting-2d Tuesday in January.
President, H. C. RORICK; First Vice President, GARRY ACKER; Second Vice President, JOH N RORICK; Cashier; G. H. CRANE; Asst. Cashier, M. B. BADGER.
DIRECTORS.
Geo. W. Griffin, John C. Rorick, H. C. Rorick, Albert V. Foster, G. H. Crane,
M. B. Badge'r, G. L. Acker.
403.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
Revenue stamps ................................. .
Overdrafts ........................................... .
State, county and municipal bonds
not included in reserve· --·········•·•···
Other bonds and securities-Liberty
loan and treasury certificates ....... .
Banking house and lot.-.....................
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $17,209 04
Exchanges for clearing..
2,226 40
Cash in vault.................. 10,013 60
$48,012
7,251
105,452
13
2,669
64
65
92
07
09
16,500 00
2,250
4,250
3,040
8
00
00
25
54
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check...... ........ $48,040 48
D emand certificates of
deposit........................ 26,733 67
Savings deposits ............ 117,182 78
$12,500 00
12,500 00
1,940 27
191,956 93
29,449 04
Total..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$218,897 20
Total..............................................
$218,897 20
176
ANNUAL REPORT
THE FARMERS ST ATE BANK COMP ANY, FAYETTE, OHIO.
Organized Sept. 21, 1906.
Annual Meeting-1 st Monday in January.
President, CHAS. P . GRISIER; Vice President, J . A. MATTERN; Second Vice President, DR. E. H. RORICK; Cashier, CHAS. D. HAUSE; Assistant Cashier,
F. T. SULLIVAN.
DIRECTORS.
Geo. K. Russell, C. K. Miller, E. B. Gambee, J. H. Stoner, J. A. Mattern, Dr. E.
H. Rorick, J arnes Grisier, C. D. Hause, Chas. P. Grisier.
392.
LIABILITIES.
RESOURCES.
Loans on real estate............... ,............
Loans on collateral..............................
Other loans and discounts................. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve ..............................
State, county and municipal bonds
not included in reserve....................
Other bonds and securities ............... .
Banking house and l o t - - ~ - Furniture and fixtures ...... - - - Due from r eserve banks $34,352 52
Exchanges for clearing..
1,933 53
Cash in vault____
7,252 37
Items in transit _ _ __ _ __
$169,011
31,197
106,921
605
01
94
35
00
61,096 93
12,070 00
11,000 00
4,000 00
Charged off.
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, int er est and taxes paid .. ................... .
Individualdepositssubject to check .............. $86,023 91
D emand certificates of
deposit........................ 84,689 79
Savings deposits .. .......... 226,724 77
25,000 00
15,000 00
2,902 18
397,438 47
43,538 42
900 00
Tota...__ _ _ _ __
TotaL-···············•·· · · • · - - - - . $440,340 65
$440,340 65
THE CITIZENS BANK CO MPANY, FELICITY, OHIO.
Organized Jan. 22, 1903.
Annual Meeting-1st Wednesday in January.
President, W. P . SouTH ; Vice President, W. W. Mc CULLOUGH; Cashier, C. H.
vVooDMANSEE; Assistant Cashier, J. W. McMuRCHY.
DIRECTORS.
W. P. South, W. W. McCullough, C. H. W oodrnansee, W. W. Miller, L. F. Bartlow, S. F. Kennedy, J. W. M~Murchy.
128.
RESOURCES.
Loans on real estate........................... .
L oans on collateral..............................
Other loans and discounts..................
Overdrafts ........................................... .
State, county and municipal bonds
not included in reserve·-··-·············
Banking house and lot........................
Furniture and fixtures .. _ _ __
Cash items............. ·- - - - · ·········
Due from reserve banks $17,476 33
Cash in vault._____
5,744 49
U. S. war savings stamps and
certificates·--·····---Tota~---------
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$26,640
950
41,118
5,090
00
00
43
80
97,000
1, 525
800
368
00
00
00
08
Capital stock paid in ..........................
Surplus fund ........................................
Undivid ed profits less expenses, interest and taxes paid ......................
Individual deposits subject to check .............. $182,380 38
Dividends unpaid..........
210 00
$15,000 00
5,000 00
10,589 62
132,590 38
23,220 82
16,466 87
$213,180 00
TotaL_·····------······
$213,180 00
177
DEP.ARTMENT OF BANKS AND BANKING.
THE OHIO BANK & SAVINGS COMPANY, FINDLAY, OHIO.
Organized Nov. 8, 1897. Annual Meeting-1st Monday in December'.
President, P. W.
Vice President, A. F.
A ssistant Cashier, E. P.
EWING;
KING;
EWING.
Cashier, W. F.
HosLER;
DIRECTORS .
P. W. Ewing, W. F. Hosler, A. F. King, D. Kirk, Jr., E. P. Ewing.
118.
RESOURCES.
LIABILITIES.
Loans on real estate.............. ............. .
L oans on collateral... ...........................
Other loans and discounts.-.............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve·-···························
State, county and municipal bonds
not included in reserve ................... .
Other bonds and securities ............... .
Premium on bonds and securities ....
Furniture and fixtures ....................... .
Cash items....... _ _ _ _ _ _ __
Due from reserve banks $116,012 06
Exchanges for clearing..
8,863 8 1
Cash in vault·--············· 59,536 95
Items in transi.,____ _ _ _ _ __
Tota.___ _ __
$83,919
317,996
425,901
1,605
94
41
77
27
13,144 75
17,200
10,700
500
16,000
70
00
00
00
00
75
184,412 82
70 40
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $504,920 70
Demand certificates of
deposit........................ 13,338 00
Due to banks a n d
bankers....................... . 16,846 53
Time certificates of dedeposit ....................... . 295,454 79
Savings deposits ............ 82,580 56
U. S. postal savings ......
1,500 00
Money borrowed. __ · · · · · - - - - -
$100,000 00
15,000 00
11,881 53
914,640 58
30,000 00
Tota,.___ _ _ _ _ _ _ _ $1,071,522 11
- - - - $1,071,522 11
THE COMMERCIAL BANK SAVINGS & TRUST COMPANY,
OHIO.
INDLAY,
Organized Nov. 16, 1900. Annual Meeting-2d Tuesday in January.
President,
J.
B. HEIMHOFER; Vice Presidents, ]oHN T. MONTGOMERY, N. L. MACS ecretary-Treasurer, CHAS. H. BIGELOW; Cashier, C. J. OLLER;
Assistant Cashier, J. 0. REED.
L ACHLAN;
DIRECTORS.
J. B. Heimpofer, John T. Montgomery, N. W. Cunningham, Dr. N. L. MacLachlan,
Al. Bloomingdale, Chas. , H. Bigelow, C. J. Oller.
361.
LIABILITIES.
RESOURCES.
Loans on real e s t a t ~ - - - -Loans on collateraL.... - - - -·····
Other loans and discounts·-···············
Overdrafts ............................................
U . S. bonds and securities not included in reserve._ ...........................
State, county and municipal bonds
not included in reserve ....................
Other bonds and securities ............... .
Premium on bonds and securities ..... .
Banking house and lot·-·····················
Furnitu re and fixtures ....................... .
Cash items............................................
Due from reserve banks $127,486 60
Exchanges for clearing..
5,890 64
Cash in vault·--············· 41,568 93
$150,624 66
$266,189 43
168,847 96
5 21
40,427 09
137,615
11,000
1,500
17,000
3,000
00
00
00
00
00
2 91
Items in t r a n s i ~ - - - - Other asset.,___ _ _ _ _ _ _ _
174,946 17
239 06
35 00
Tota,..___________
$971,432 49
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check .............. $309,571 64
Demand certificates of
deposit........................ 96,860 52
Certified checks..............
1,190 73
Due to banks a n d
bankers........................ 66,779 87
Time certificates of deposit ............................ 191,435 71
Savings deposits............ 152,144 81
U.S. postal savings......
1,000 00
$125,000 00
25,000 00
2,449 21
818,983 28
-"-----Totat._·················------
$971,432 49
178
ANNUAL REPORT
THE DOLLAR SAVINGS BANK COMPANY, FLUSHING, OHIO.
Organized March 24, 1899.
Annual Meeting-2d Tuesday in January.
President, W. R.
0GLEVEE;
Cashier,
D.
T.
COWEN.
DIRECTORS.
W. R. Oglevee, E. 0. Lingo, E. I. Hays, H. R. F isher, W. W . Bethel,
James Gaffney, D. T. Cowen.
119.
LIABILITIES.
RESOUR CES .
Loans on real estate........................... .
Loans on collateraL. ..................... :......
Other loans and discounts._ ...............
Overdrafts ........................................... .
U. S. hrmds and securities n ot included in reserve ............................. .
Other bonds and securities ............... .
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $29,800 93
Cash in vault.................. 33,523 22
TotaL...........................................
$15,998
41,450
122,794
59
27
00
35
86
10,703
91,132
2,500
800
205
00
00
00
00
13
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits les:i expenses, in~
t erest and taxes paid ..................... .
Reserve for taxes ......•-·························
Reserve for interest ........................... .
Individual deposits subject to check .............. $ 178,293 37
Time certificates of deof deposit.................... 122,286 45
U.S. postal savings......
5,787 59
$25,000 00
10,000 00
TotaL...........................................
$348,966 76
G,049 35
300 00
1,250 00
306,367 41
63 ,324 15
$348,966 76
•
THE H ARDIN COUNTY BANK COMPANY, FOREST, OHIO.
Organized June 12, 1903.
President,
Annual Meeting-1st Monday in January.
MORRIS MEYER; Vice President, JoH N A. BRIGGS; Cashier, ELLA
MEYER; Assistant Cashier, M. J USTIN MEYER.
N.
DIRECTORS.
Morris Meyer, Ella N. Meyer, John F. Nye, Wm. B. Price, John A. Briggs.
120.
RESOURCES.
L oans on real estate........................... .
Loans on collateral... ...........................
Other loans and discounts.-...............
Overdrafts ............................................
U. S. bonds and securities not included in reserve ............................. .
State, county and municipa l bonds
not included in reserve ................... .
0 ther bonds and securities ............... .
Furniture and fixtures ....................... .
Other real estate..................................
Due from reserve banks $54,989 36
Exchanges for clearing..
393 52
Cash in vault·--············· 14,921 17
Tota.~ - - - - - - -
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$95,450
57, 554
140,036
1,346
83
45
63
87
65,350 00
7,378
38,000
1,400
776
30
00
00
10
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to ch eck .............. $87,640 98
Demand cer tificates of
deposit........................ 324,845 03
Cashier's checks............
5,807 74
Due to banks a n d
bankers._.....................
2,200 00
Dividends unpaid..........
120 00
$30,000 00
26 ,000 00
983 48
420,613 75
70,304 05
$477,597 23
TotaL ....................................... -..
$477,597 23
179
DEPARTMENT OF BANKS .A.ND BANKING.
THE LORAMIE BANKING COMP ANY, FORT LORAMIE, OHIO.
Organized Dec. 8, 1915. Annual Meeting-2d Wednesday in January.
President,
BERNARD
J.
WUEBKER; Vice President, JoH N
ADOLPH F. RATERMANN.
D. lNDERRIEDEN;
Cashier,
D IRECTORS.
Bernard J. Wuebker, J ohn D. Inderrieden, Adolph F. Ratermann, William J .
Sherman, George Gunther.
624.
RESOURCES.
LIABILITIES.
L oans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts·-•··············
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve.-.......................... .
Banking h ouse and loL .....................
Furniture and fixtures ........................
Other real estate................................. .
Due from reserve banks $25,037 72
Cash_iJ:! vault·--·············
8,218 31
, ~
D~e·fr~m other than reserve banks.__
Third Liberty bonds unpaid. ____ . ....
$40,608
1,035
160,218
158
16
00
48
08
5,650
2,000
750
1,475
00
00
00
00
33,256 03
6,272 53
547 50
Capital stock paid in ..........................
Surplus fund..·- ··--·······························
Undivided profits less expenses, int erest and taxes paid ..................... .
Individual deposits subject to check .............. $67,555 75
Demand certificates of
deposit.... ....................
1,133 09
Time certificates of deposit ............................ 149,965 52
Savings deposits............
1,822 99
$25,000 00
3,500 00
2,190 38
Received for taxes ......·-·······················
220,477 35
803 05
Total.............................................
$251,970 78
-----$251,970 78
TotaL...........................................
THE FORT RECOVERY BANKING COMPANY, FORT RECOVERY, OHIO.
Organized Dec. 27, 1906.
Annual Meeting-2d Wednesday in January.
President, G. A. REUTER; First Vice President,, FRED HEIBY ; Second Vice President,
E. T. HASTINGS; Cashier, W. H. ANTHONY; Assistant Cashier,
Z. L. ANTHONY.
DIRECTORS.
Fred Heiby, E. T. Hastings, Nicholas Money, J. V. Richardson, G. A. Reuter, Z.
L. Anthony, W. H. Anthony, Wm. H. May, Geo. E. Leonhard.
126.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........ _ _ __
Other loans and discounts·-···············
Overdrafts ............................................
U. S. bonds and securities not included in reserve·- ··············•···•········
State, county and municipal bonds
not included in reserve·-·················
B anking house and lot....................... .
Furniture and fixtures ....................... .
Other real estate................................. .
Cash items........................................... .
Du e from reserve banks $23,579 35
Exchanges for clearings
and checks..................
1,064 11
Cash in vault ... - ............. 18,391 20
Bonds held as lawful
r eserve.................... .... 10,000 00
Other assets-revenue stamps....... .
Inter est, exchanges, collections and
undivided profits, less interest,
exp enses and taxes paid................
TotaL..... - - - - - -
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ....................................... .
Individua l deposits subject to check.............. $142,570 34
Certified checks..............
150 00
Time
certificates of de21,503 86 •
posit-on demand .... 294,981 49
2,450 00 Savings
deposits 3,750 00
Christmas club.. ........
1,869 20
1,650 00
5,515 74 Trust deposits (uninvested) ............. .
20 50 M oney borrowed................................. .
Other liabilities ................................... .
$113,363 32
5,506 44
289,210 40
5,180 65
$25,000 00
23,000 00
439,571
1,053
15,000
53
03
18
00
48
53,034 66
28 12
2,455 00
-----$503,677 69
TotaL...........................................
$503,677 69
180
ANNUAL REPORT
THE PEOPLES BANK COMPANY, FORT RECOVERY, OHIO.
Organized Sept. 7, 1907.
Annual Meeting-2d Wednesday in January.
President, W.R. TAYLOR; Vice President, JoHN F. ADAMS; Cashier, E. N. MooRE;
Assistant Cashier, HOLMES WARNOCK.
DIRECTORS.
G. F. Wagner, A. H. Muthert, F. J. Sondermari, vV. H. Warnock, E. N. Moore,
H. W. Rabe, Anthony Kahlig, W. R. Taylor, John F. Adams.
127.
LIABILITIES.
RESOURCES.
Loans on r eal estate............................
Loans on collateral.. .......................... ..
Other loans and discounts ..................
Overdrafts .......................................... ..
U . S. bonds and securities not included in reserve.-.......................... .
B anking house and lot.. .................... ·
Furniture and fixtures ....................... .
Cash items.......................................... ..
Due from reserve banks $15,921 33
Exchanges for cle,aring..
713 12
Cash in vault...-.............
5,584 92
$12,211
400
170,717
3,475
00
00
89
15
20,336
5,500
1,597
34
99
00
00
14
22,219
32
42
10
37
53
62
00
Other assets......................................... .
Revenue stamp account ....................
Profit and loss..................................... .
Total-.......................................... .
$266,576 69
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.............. $54,450 03
D emand certificates of
deposit........................
1 40
Certified checks·--·······..
20 00
D ue to banks a n d
bankers·- ······...............
7,321 54
Dividends unpaid..........
7 20
Time certificates of deposit............................ 148,382 15
Savings deposits............
2,904 83
Money borrowed.--•· · · · · · - - - -Tota.,____ _ __ _ _ _ __
$15,000 00
8,000 00
489 54
213,087 15
30,000 00
$266,576 69
THE COMMERCIAL BANK & SA VIN GS COMP ANY, FOSTORIA, OHIO.
Organized Oct. 23, 1902.
Annual Meeting-3d Monday in J anuary.
President, CHAS. AsH; First Vice President, C. GERMAN; Second Vice President,
EARL AsH; Cashier, C. W. LATSHAW.
DIRECTORS.
Chas. Ash, C. German, J . H. Jones, John E. Finsel, S. B. Newcomer, Ira
Cadwallader, Earl Ash; John Dicken, Chas. A. Strauch.
354.
LIABILITIES.
RESOURCES .
Loans on r eal estate........................... .
Loans on collateral..............................
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities n ot included in reserve..............................
State, county and municipal bonds
not included in reserve ................. .
Furniture and fi xtures ........................
Other real estat e............................... .
Due from reserve banks $160,102 43
E xchanges for clearing.. 16,107 52
Cash in vault..·-············· 36,700 97
I terns in transit·-··············---Other assets-U. S. revenue stamps
$193,266
41,010
420,068
150
17
60
08
36
101,359 00
46,049 50
7,797 00
2,300 00
$50,000 00
20,000 00
7,010 29
962,349 92
$212,910 92
14,289 58
159 00
Tota.___ _ _ _ _ _ _ _ $1,039,360 ·21
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits Jess expenses, int erest and taxes paid ..................... .
Individual deposits subject to check. ............. $324,231 73
D emand certificates of
deposit ........................ 393, 115 78
Certified ch ecks ..·-·········
648 28
Dividends unpaid..........
104 00
Savings deposits ............ 244,250 13
Total.............................................. $1 ,039,360 21
181
DEPARTMENT OF BANKS AND BANKING.
THE COMMERCIAL BANK, FRANKFORT, OHIO.
Organized June 14, 1912. Annual Meeting-2d Tuesday in January.
President,
J.
ALBERT BETTS; Vice President,
Cashier, CHAS. E. BrncHLER.
B. MALLOW;
DIRECTORS.
Albert Betts, J. B. Mallow, D. F. Briggs, M. L. Peterson, C. F. Hyde.
556.
LIABILITIES.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ..............·............................. .
Banking house and lot....................... .
Furniture and fixtures ....................... .
Cash items............................................
Due from reserve banks $20,131 38
Cash in vault..................
3,309 65
$47,053
85
96,213
464
2,400
4,300
22
00
47
53
00
00
4 75
23,440 93
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid..................... .
Individual deposits subject to check.............. $71 ,404 13
D emand certificates of
deposit........................ 45,660 97
Due to banks a n d
b ankers........................
1,107 62
Savings deposits............ 25,406 22
$25,000 00
4,700 00
683 06
$143,578 94
TotaL...........................................
$173,962 00
TotaL...........................................
$173,962 00
THE PEOPLES BANK COMPANY, FRAZEYSBURG, OHIO.
Organized February 1, 1902. Annual Mteting-lst Tuesday in January each year.
President, J. W.
BAKER;
Vice President, T. L.
BENNETT;
Cashier, J. L.
BROWNING.
DIRECTORS.
J. Vv. Baker, T. L. Bennett, Samuel Parks, J . H. Frazier, F; G. Spencer.
125.
LIABILITIES.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral.. ........................... .
Other loans and discounts ..................
Overdrafts ........................................... .
U. S. bonds and securities n ot included in r eserve............................. .
State, county and municipal bonds
n ot included in reserve..... - ............ .
Banking house and lot.-.....................
Furniture and fi xtures ....................... .
Due from reserve banks $62,563 66
Cash in vault·--·············
5,033 60
Total.- .......................................... .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$101,660
8,000
284,506
234
89
00
34
75
8,500 00
21,200 00
3,300 00
600 00
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, int erest and taxes paid ..................... .
Individual deposits subject to check .............. $134,910 57
D emand certificates of
deposit ........................ 299,439 67
$25,000 00
30,000 00
6,249 00
434,350 24
67,597 26
$495,599 24
Total..............................................
$495,599 24
182
.ANNUAL REPORT
THE FREEPORT STATE BANK, FREEPORT, OHIO.
Organized June 15, 1915.
Annual Meeting -
President, T. W. ScoTT; Vice President, W. A. ZELLARS; Secretary, S. G. CoLE;
Cashier, J. 0. CARNES.
DIRECTORS.
T. W. Scott, E. T. Romans, J . A. Bond, W. A. Zellars, S. G. Cole,
J. S. Davidson, W. N. Hutchison.
618.
RESOURCES.
L oans on real estate........................... .
Loans on collateral... .......................... .
Other loans and discounts................. .
Overdrafts ............................................
U. S. bonds and securities n ot included in reserve.-.......................... .
State, county and municipal bonds
not included in reserve ................. .
Premium on bonds and securities ... .
Banking h ouse and lot.-.....................
Furniture and fixtures ........................
Due from reserve banks $44,955 47
Exchanges for clearing..
854 32
Cash in vault.... ............ 17,143 69
Bonds held as lawful reserve............................
4,000 00
LIABILITIES.
$144,978
18,705
41,229
1,595
86
64
95
12
13,875 00
26,065
372
6,666
1,887
14
57
28
12
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses , interest and taxes paid ..................... .
Individual deposits subject t o check .............. $106,928 56
Demand certificates of
deposit ........................ 178,637 37
Cashier's checks............
767 72
Savings deposits............
425 48
$25,000 00
10,500 00
72 73
286,759 13
66,953 48
2 70
Other asset,,_________
$322,331 86
Total_······················ · · · - - - -
$322,331 86
THE COLONIAL SAVIN GS BANK & TRUST COMP ANY,
FREMONT, OHIO.
Organized April 19, 1904.
Annual Meeting-February 1st, each year.
President, R. J. CHRISTY; Vice President, S. J. HIRT; Cashier, E. K. SARNES.
DIRECTORS.
L. W. Overmyer, Jno. W. Shawl, E. E. Bowlus, LeRoy Brubaker, C. C. Wolf,
Lester Wilson, James G. Hunt, Wm. B. McConnell, S. J. Hirt, R. J. Christy,
D. L. Christy, W. H. Yeasting, Wm. Kenan, E. H. Ganz, Jno. Stahl.
124.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts·-···············
Overdrafts ............................................
U. S. bonds and securities not in. eluded in reserve ............................. .
State, county and municipal bonds
not included in reserve .... ·-·············
Other bonds and securities ............... .
Premium on b onds and securities ... .
Banking house and lot........................
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $58,473 64
Exchanges for clearing..
7,345 73
Cash in vault·--············· 32,759 30
Due from other than reserve banks
Items in transi"-----················
Other assets-revenue stamps ......... .
Total...................- - - - - -
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$111,925
156 ,547
326,863
357
30
58
51
41
35,327 38
84,701
92,075
5,670
26,000
10,000
1,991
98,578
20,198
21,804
30
43
75
00
00
00
55
Capital stock paid in..........................
Surplus fund .......... ----············
Undivided profits less expenses, interest and taxes paid......................
Individual deposits subject to check .............. $489,056 61
Demand certificates of
deposit...... .................. 101,72 61
Certified checks·--·········
1,785 79
Due to banks a n d
bankers........................ 23,483 61
Dividends unpaid..........
54 00
Savings deposits............ 189,531 72
$150,000 00
25,000 00
11,104 IO
Other liabitities............ ......................
05,638 34
327 85
Total.............................................
$992,072 29
67
76
95
00
$992,072 29
183
DEP.A.RTMENT OF BANKS AND BANKING.
THE -CROGHAN BANK & SAVINGS COMPANY, FREMONT, OHIO.
Organized March 6, 1890.
President, ]No. C.
BOLINGER;
W. Cox;
Annual Meeting-First business clay in February."
Vice President, H. G. EDGERTON; Cashier,
Assistant Cashier, A. E. LEEDY.
CLARENCE
DIRECTORS.
H. G. Edgerton, L. G. Hamilton, M. Holderman, E. B. Smith,
J no.
C. Bolinger.
122.
RESOURCES.
Loans on real estate........................... .
Loans on collateral. ........................... .
Other loans and discounts.-...............
Overdrafts ................................... .
U. S. bonds and securities not included in reserve·- ···························
State, county and municipal bonds
not included in reserve·-·················
Other bonds and securities ............... .
Banking house and lot....................... .
Furniture and fixtures ....................... .
Cash items............................................
Due from reserve banks $112,095 20
Exchanges for clearing..
2, 65 17
Cash in vault. _............... 36,581 21
B onds held as lawful reserve............................ 15,000 00
Items in transit................................... .
LIABILITIES.
$294,736
14,647
158,960
18
00
;10
00
54
Capital stock paid in.. ........................
Surplus fund.. ......................................
Undivided profits less expenses, interest and taxes paid.... ..................
Individual deposits subject to check. ............. $187,957 94
D emand certificates of
dep osit........................ 130,164 06
Certified checks ..·-·········
25 00
Dividends unpaid..........
50 00
Savings deposits............ 689,219 33
110,458 60
316,057
42,000
20,000
2,500
2,797
77
00
00
00
87
Liberty loan b ond account................
$50,000 00
42,000 00
15,383 03
1,007,416 33
16,501 00
166,541 58
2,582 50
Total.. ........................................... $1,131,300 36
Total... ........................................... $1,131,300 36
THE FREMONT SAVINGS BA K COMPANY, FREMONT, OHIO.
Organized March 6, 1882.
President, W. P.
Annual Meeting-First business _day in February.
Vice President, F. J.
Assistant Cashier, A. F.
HAYNES;
GIEBEL; Cashier, GEO.
DRIFTMYER.
vV.
HAYNES;
DIRECTORS.
vV. P. Haynes, F. J. Giebel, Geo. W. Haynes, Jno. M. Sherman, Chas. G. Wilson
123.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
L oans on collateral... .......................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities n ot included in reserve·-···························
State, county and municipal bonds
n ot included in reserve ... - ...............
Other bonds and securities ............... .
Premium on bonds and securities ....
Ban•king h ouse and lot ....................... .
Cash items........................................... .
Due from reserve banks 2 7,704 44
Exchanges for clearing..
2,693 75
Cash in vault.-............... 26,824 52
Due from other than reserve banks._.
other assets.-.......................................
$403,797 16
60,854 00
153,110 05
2,949 05
83,872 15
478,307
7,125
1.54
10,000
403
34
00
73
00
1
Other liabilities ................................... .
$100,000 00
55,000 00
26 ,726 76
1,387,189 14
21 77
317,222 71
50,124 66
1,017 01
TotaL ........................................... $1,568,937 67
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check. ... .......... $210,611 14
Demand certificates of
deposit.... .................... 153,546 14
Certified checks..·-·········
11 48
Savings deposits .. .......... 1.023,020 38
TotaL. .......................................... $1,568,937 67
184
ANNUAL REPORT
THE GAHANNA BANKING COMPANY, GAHANNA, OHIO.
Organized June 2, 1915.
Annual Meeting-2d Tuesday in January.
President, F.
Vice President,
E. E. MOSIMAN.
M. MORRISON;
GEO.
J.
MrnssE ;
Cashier,
DIRECTORS.
W. W. Fisher, Bernard Stecker, C. H. Schneider, A. A. Beem, George Cubbage,
David N afzger.
616.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
L oans on collateral.. ............................
Other loans and discounts..................
Overdrafts ............................................
U. S. b onds and securities n ot included in reserve. _ _ _ _- - :c.....
Banking h ouse and lot ........................
Furniture and fixtures ....................... .
Due from reserve banks $8,931 76
Cash in vault..·-·············
3,687 80
Total..............................................
$13,525
1,473
65,127
16
00
59
61
40
14,127 89
4,998 05
3,015 40
12,619 56
Capital stock p a id in ..........................
Surplus fund ..........................................
Undivided profits less expenses, int erest a nd taxes pa id ..................... .
Individual deposits subject t o check.............. $48,297 8 1
Demand certificates of
p osit............................
235 00
Time certificates of dep osit ..·---····················· 39,08 1 07
$25,000 00
1,695 04
Total.- ...........................................
$114,903 50
$114,903 50
594 58
87,613 88
THE BANK OF GALENA COMPANY, GALENA, OHIO.
Organized December 6, 1901. Annual Meeting-2d Thursday in January.
President, V-IM.
D. MILLER;
Vice President, W. F.
BENNETT;
Cashier, F. D.
MILLER.
DIRECTORS.
Wm. D. Miller, Chas. Horton, Edw. Hall, W. F. Bennett, Geo. W. Bright,
F. D. Miller, A. 0. Griffith.
305.
RESOURCES.
Loans on real estate..... :......................
Loans on collateral.. ........................... .
Other loans and discounts..................
Overdrafts ............................................
U. S. bonds and securities not included in reserve.-.......................... .
Other bonds and securities ............... .
Banking house and lot........................
Furniture and fixtures ........................
Cash items........................................... .
Due from reserve banks $29,585 32
Cash in vault·--·············
5,328 94
TotaL...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$61,975
3,000
105,723
520
00
00
69
24
4,050
5,000
6,000
800
400
00
00
00
00
00
Capital stock paid in ..........................
t~l~id~a.n~~~fit·s··i~s;;··e·~p·e~·s~s:·r;;~
t erest and taxes p a id ..................... .
Individual d eposits subject to ch eck .........., ... $69 ,214 91
Demand certificates of
d eposit ........................ 122,652 19
25,000 00
5. 000 00
516 00
191,867 10
34,914 26
$222,383 19
TotaL ..-.......................................
$222,383 19
185
DEPARTMENT OF BANKS AND BANKING.
THE COMMERCIAL SAVIN GS BANK COMP ANY, GALION, OHIO.
Organized May 15, 1905.
Annual Meeting-2d Monday m January.
President, M . A. CURTISS; Vice Presidents, R.
Cashier, E. B. BEALL; A sst. Cashiers, C. W.
W. JOHN STON, F. A . FRALICH;
DRAC HR, CLYDE D. MARCUS.
DIRECTORS .
M. A. Curtiss, R. W. Johnston, C. D. Morgan, John Wentz, A. J. Beall,
Frank F ralich, Hugh Diamond, E. B. Beall.
129.
RESOURCES.
LIABILITIES.
Loa ns on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts..................
Overdrafts .... ....................................... .
U. S. bonds and se:::u rities not included in rciserve.-.......................... .
State, county and municipal b onds
not in :luded i n reserve ....:_............ .
Other bonds and securities ............... .
Banking hollse and lot.- .....................
FL1rniture and fixtures .. ..................... .
Cash items .....•......................................
Due from r eserve banks $56,389 31
Cash in vault..·-············· 11 ,883 11
$3 1,575
25,910
263,309
43
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual d eposits subject to check.. ............ $243,101 70
D emand certificates of
deposit...... .................. 61,627 ~4
Dividends unpaid..........
1,500 00
Savings deposits ............ 170,583 28
53,350 00
22,831
29,000
19, 500
1,000
4,059
68
00
00
00
96
$50,000 00
25,000 00
3,360 73
476,812 82
68,272 42
36,317 19
Due from other than reserve banks
Total...... ................ ......................
00
00
03
27
$555,173 55
Total... ........................................... $555,173 55
THE COMMERCIAL & SA VIN GS BANK, GALLIPOLIS, OHIO.
Annual Meeting-2d W ednesclay in October.
President, J. A.
LUPTON;
Vice President, ]OHN R. McCORMICK; Cashier, A. P.
T reasurer, J. H. WOLFE.
KERR;
DIRECTORS.
J. A. Lupton, E . . Deardorff, J ohn C. Rue, E. J. Resener, W. P. Beall, John R.
McCormick, L. R. Fletcher, J ohn W. Gill s, J . L. Haskins, W. R. Tanner, J. S.
Biddle.
16.
LIABILITIES.
RESOURCES.
Loans on real estate ........................... .
Loa ns on collateral.. ............................
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in r eserve..............................
State, county and municipal bonds
not included in r eserve ... - .............. .
Premium on bonds a nd securities ... .
Furniture a n d fixtures ....................... .
Due from r eserve banks $36,618 76
Exchanges for clearing..
5,49 5 54
Cash in vault.................. 19,561 68
Total..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$55,476
86,027
226,853
33
00
75
34
82
39,050 00
35,543 37
30, 750 00
3,000 00
~l~f~t:!
ft~t:.~'.~.~.~-::::::::::::::::::::::::::
Undivided profits less expenses, in-
$3 5,000 00
50,000 00
t erest and tax es paid .... ................. .
Individual deposits subject t o check. ............. $213 ,472 96
D emand certificates of
deposit ...... .................. 151,387 69
Cashier's checks.... ........
3,680 18
Savings deposits........ .... 75,845 99
9,023 44
444,386 82
61,675 98
$538,410 26
Total..............................................
$538,410 26
186
ANNUAL REPORT
THE OHIO VALLEY BANK COMP ANY, GALLIPOLIS, OHIO.
Organized 1872.
Incorporated Jan. 9, 1901. Annual Meeting-2d Monday in May.
President, S. H. EAGLE; Vice President, L. C. BEAN; Cashier, H . H. HENKING.
· DIRECTORS.
Sherman H. Eagle, L. C. Bean, H. H. H enking, Jno. C. Butz, Robt. P. Thompson,
J ohn A. Blain, A. M. Grover.
130.
RESOURCES.
Loans on rea l estate........................... .
L oans on collateral.. ............................
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not in•
duded in reserve ............................. .
State, county and municipal bonds
not included in reserve................... .
Other bonds and securities ............... .
Banking house and lot ....................... .
Furniture a nd fixtures ....................... .
8!~~\i!~s~s~~~.~::::::::::::::::::::::::::::::::::
.
Du e from reserve banks $100,891 83
Exchanges for clearing..
Cash in vault..................
LIABILITIES.
$47,606
161 ,727
184,568
393
50
27
1G
12
26,102 61
26,378
14 ,000
27,284
3,000
3,182
79
25
00
00
00
11
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, in•
t erest and taxes paid ......................
Individual deposits subject to check .... .......... $262,341 21
D emand certificates of
deposit........................ 193,868 72
Certified checks..............
53 36
Du e to banks and
bankers........................
2,199 12
Savings deposits.... ........ 41,215 01
93
80,000 00
40,000 00
5,418 16
499,677 42
57 75
29,315 67
Due from other than reserve banks..
130,265 25
508 38
Total.............................................
$625,095 58
Total..............................................
$625,095 58
THE GENEVA SAVINGS BANK COMPANY, GENEVA, OHIO.
Organized May 23, 1896.
President, A. J.
FORD;
Annual 1\Ieeting-2d Wednesday in January.
Vice President, C. I.
CHAMBERLIN;
Treasurer,
S. S. SEARLE.
DIRECTORS .
A.
J.
1:. ord, C. I. Chamberlin, S. S. Searle, W. H. King, F. W . Martin, J no. Hasenpflug, W. S. Harris, Jno. B. Fuller, E. L. Morris.
132.
RESOURCES.
Loa ns on real estate ........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts .. .. .................... ....................
U. S. bonds and securities not included in reserve ............................ .
State, county a nd municipal bonds
not included in reserve ..... - .............
Oth er bonds and securities ............... .
Ban king house and lot ....................... .
Due from reserve banks $98,718 80
Exchanges for clearing..
143 40
Cash in vault.................. 23,600 00
LIABILITIES.
$238,430
231,684
158,472
287
66
23
00
12
79 ,250 00
69,755 36
46,500 00
17,200 00
Capital stock paid in .. ........................
Surplus fund.... ....................................
Undi v ided profits less expenses, int erest and taxes paid ......................
Individual deposits subject to check .............. $258,594 87
Demand certificates of
deposit........................
9,009 6
Cashier's checks............ 19 ,937 67
Savings deposits ............ 504,4
52
244 31
U. S. postal savings......
$100,000 00
65,000 00
6,765 86
792,275 05
122,462 20
Total... ...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$964,040 91
T otal..............................................
$964,040 91
187
DEPARTMENT OF BANKS .A.ND BANKING.
THE GENOA BANKING COMPANY, GENOA, OHIO.
Organized Aug. 13, 1902.
Annual Meeting-1st Monday in March, each year.
President, M . TAYLOR; First Vice President, C. N. HANSEN; Second Vice President, C. A. POWERS; Cashier, · E. A. BOWLAND; Asst. Cashier, C. E . MORRIS.
DIRECTORS.
M. Taylor, C. N. Hansen, J. C. Bowman, S. T. Wood, John Myers, C. A. Powers,
E. G. Bowland.
133.
RESOURCES.
LIABILITIES .
Loans on real estate..•--·······················
Loans on collateral............................. .
Other loans and discounts ....•---·········
Overdrafts..•-·········································
U. 8. bonds and securities not included in reserve.-.......................... .
State, county and municipal bonds
not included in reserve ................... .
Furniture and fixtures ....................... .
Other real estate................................. .
Cash items............................................
Due from reserve banks $61,369 66
Cash in vault·-··············· 10,768 99
$212,845
12,745
85,556
272
90
22
48
69
54,000 00
53,384
1,500
1,000
6
93
00
00
19
Capital stock paid in ........................ :.
Surplus fund ....................................... .
Undivided profits less expenses, in•
terest and taxes paid ..................... .
Individual deposits subject to check .............. $ 134,084 93
Demand certificates of
deposit........................ 21,123 74
Dividends unpaid..........
5 00
Time certificates of deposit ............................ 139,796 05
Savings deposits ............ 150,796 47
$40,000 00
8,000 00
4,425 92
445,806 19
Due from other than reserve banks
72,138 65
4,782 05
Total..............................................
$498,232 11
Total..............................................
$498,232 11
THE FARMERS & CITIZENS SAVINGS BANK COMPANY, GERMANTOWN, OHIO.
Organized May 24, 1904.
President,
ADAM GILBERT;
Annual Meeting-2d Wednesday in January.
Vice Presidet~t,
ED. RETTICH;
Cashier,
T.
K.
ZEHRING.
DIRECTORS.
Adam Gilbert, Eel. Retticl1, Geo. P. Bailey, Albert Retticl1, Roscoe Ireland,
0. V. Schaffer, T. K. Zehrin g.
455.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral... .......................... .
Other loans and discounts................. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve ............................ .
State, county and municipal bonds
not included in reserve .................. .
Other bonds and securities ............... .
Prem ium on bonds and securities ... .
i~~it~·eh~~~t fi:t~,;~;::::::::::::·.:::::::::::
Due from reserve banks $194,592 03
Exchan ges for clearing..
366 80
Cash in vault.................. 16,572 55
TotaL...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$109,868
31,011
114,430
140
87
86
21
63
32,434 00
44,000
4,000
1,360
7,500
1,000
00
00
60
00
00
Capital stock paid in ......................... .
Surplus fund ..........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check. ... .......... $150,521 21
Demand certificates of
deposit........................ 330,279 43
15 00
Certified checks..............
Savings deposits.... ........ 24,966 55
$25,000 00
20,000 00
6,495 36
505,782 19
211,531 38
$557,277 55
Total..............................................
$557,277 55
188
ANNUAL REPORT
THE GIBSONBURG BANKING COMPANY, GIBSONBURG, OHIO.
Organized Oct. 11, 1894.
President, J. F.
Annual Meeting-2d Tuesday in January.
Vice President, N. B.
YEASTING;
ERVIN;
Cashier, R. H.
PETERS.
DIRECTORS .
J. F. Yeasting, N. B. Ervin, F. W. Zorn, Louis Gerwin, G. W. Hornung, F. C.
Hornung, John Kille, Henry Feehrmeyer, T. L. McMahon, C. B. Snyder,
Walter Hovis, A. H . Miller, Lawrence Kahler, Henry Yeasting, D. H. Potts.
134.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts.- ...............
Overdrafts ............................................
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve·--···············
Banking house and lot.-.................... .
Cash items........................................... .
Due from reserve banks $76,621 40
7,967 71
Cash in vault·-- ·············
Other assets--revenue stamps..........
$312,011
11 ,217
190,390
97
61
16
60
38
39,640 10
60,456 00
4,500 00
174 71
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Reserve for taxes.---···························
Individual deposits subject to check .............. $111 ,764 16
Demand certificates of
deposit..·--····· ............ 255,223 20
149 52
Certified checks.--·········
3,000 00
Dividends unpaid..........
Savings deposits ............ 258,838 32
84,589 11
13 00
------
TotaL... ........................................
Total._ .......................................... .
$703 ,089 67
50,000 00
17,500 00
5,287 60
1,326 -87
628,975 20
$703,089 67
THE HOME BANKING COMPANY, GIBSONBURG, OHIO.
Organized May 4, 1905. Annual Meeting-2d Monday in January.
President, J. A .
Vice President, J. F. SH ERRARD; Cashier, 0. H.
Vice President a,nd Manager, GEO. C. DEAN.
IESET;
PA UL ;
D IRECTORS.
G. L. Donnels, L. A. Bork, J . F. Sherrard, L. V. J ones, Lewis Driftmeyer, Herman
Stansmire, Lewis Dannels, August Smith, J . A. Nieset, 0 . H. Paul, Geo. C.
Dean, F. A. Walby, E. F. Dunn, J . H. Nieset, M. G. Veh.
301.
LIABILITIES.
RESOURCES.
Loans on real estate............................
Loans on colla t eral.. ........................... .
Other loans and discounts.-.............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve............................. .
State, county and m unicipal bonds
n , t included in reserve................... .
ank ing house a nd lot._ .................•...
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $66,106 54
684 67
xchanges for clearing..
ash in vault·--············· 11,612 00
ems in transit._ ..........:..................... .
Revenue stamps ................................. .
hrift and War stamps·-········· ......... .
TotaL...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
13131,026
53,041
120,242
122
89
42
65
40
42,087 50
109,000
6, 200
2,300
128
00
00
00
00
78,403
7,007
7
1,541
21
95
74
08
$552,008 84
Capital stock paid in ......................... .
Undivided profits less expenses, interest and taxes paicL ..................... .
Individual deposits subject to check.............. $93,970 58
D emand certificates of
deposit.. ...................... 175 ,4~6 71
18 00
Dividends unpaid.......... .
Savings deposits ............ 241.058 01
TotaL...........................................
25,000 00
16,465 54
510,543 30
$552,008 84
189
DEPARTMENT OF BANKS AND BANKING.
THE GLENFORD BANK, GLENFORD, OHIO.
Organized June 16, 1916. Annual Meeting President, P. P.
MECHLING;
Vice President, F. C.
SOLIDAY;
Cashier,
M. S. L ECKRONE.
DIRECTORS.
Noah Johnson, Simon Cooperrider, Nathan Mack, P. P. Mechling, F. C. Soliday.
619.
RESOURCES.
Loans on real estat....__ _ _ __
Loans on collateral._~---····
Other loans and discounts·- ···············
Overdrafts ........................................... .
U. S. bonds and securities not included in r eserve·--·························
Other bonds and securities ............... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $33,483 28
Cash in vault..·-·············
2,376 70
LIABILITIES.
$48,928
7,200
51,581
40
30
00
06
94
37,021
9 ,9 29
1,568
1,023
98
00
00
25
Items in transit................ .................... .
35,859 98
260 00
Total............................................. .
$193,412 51
Capital stock paid in .. _ _ _ __
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.............. $72,933 30
Demand certificates of
deposit........................ 84,9 17 99
Cashier's checks............
13 52
7 48
Certified checks·--·········
U .S. postal savings ........................... .
Money borrowed ................................. .
$25,000 00
5,000 00
Total.. ........................................... .
$193,412 51
540 22
157.872 29
5,000 00
THE GLOUSTER STATE BANK, GLOUSTER, OHIO.
Organized February 9, 1914. Annual MeetingPreside,-it, E. A.
LEWIS; Vice
DUNCAN;
Presidents, R. L.
Assista,n t Cashier,
J.
L EWIS,
C. L EWIS_;
C. LEWIS.
J.
Cashier, C.
DIRECTORS.
E. A. Lewis, R. L. Lewis, J . C. Lewis, C. E. Duncan, 0. D. Eddy.
587.
LIABILITIES.
RESOURCES.
L oans on real estate........................... .
L oans on collateral.. ............................
Other loans and discounts.- .............. .
Overdrafts ........................................... .
U. S. bonds and securities n ot included in reserve.-.......................... .
State, county and municipal bonds
not included in reserve. ____ ........... .
Other b onds and securities ................
Premium on b onds and securities ... .
Banking house and lot.-.................... .
Furniture and fixtures ....................... .
Other real estate................................. .
Cash items............................................
Due from reserve banks $79,618 94
Cash in vault. __ ............. 16,012 69
$62,010
54,524
108,064
674
00
00
27
89
18,209 02
79,367
24,750
497
6,500
2,000
300
869
75
00
93
00
00
00
01
Capital stock p aid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ........ ............. .
Individµal deposits
subject t o check .... $220,310 59
D emand certificates
125,418 80
of deposits ............. .
2,678 20
Cashier's ch ecks ...... ..
69, 048 17
Savings deposits ........
1,003 91
U. S. postal savings ..
$30,000 00
2,000 00
2,969 83
418,459 67
95,631 63
Other assets-revenue stamp account.-.............................................. .
31 00
T otaL...........................................
$453,429 50
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
T otal..............................................
$453,429 50
190
ANNUAL REPORT
THE FARMERS BANK OF GOOD HOPE, GOOD HOPE, OHIO.
Organized July 30, 1910.
President, R. ].
HOLDREN; Vice President, S. B. HOPPES; Second Vice President,
H. D. JOHNSON; Secretary-Treasurer, WM. THos. STEERS; Cashier, HAMILTON RODGERS; Assistant Cashier, I: 0. FOUNTAIN.
DIRECTORS.
R. ]. Holdren, S. B. Hoppes, E. D. King, S. J. Hoppes, W. H. Miller, H. D.
Johnson, Wm. Thos. Steers.
519.
RESOURCES.
LIABILITIES.
Loans on real estate-......................... .
$15,400 00
Loans on collateral. ........................... .
1,085 76
Other loans and discounts.-.............. .
71,408 08
Overdrafts ........................................... .
99 40
U. S. bonds and securities not inc1uded in reserve ....................... .
4,171 72
State, county and municipal bonds
12,-500 00
not included in reserve·---············· .
Premium on bonds and securties ... .
431 09
Banking house and lot....................... .
2,900 00
Furniture and fixtures ....................... .
1,400 00
Due from reserve banks $34,351 98
Cash in vault·--·············
3,122 43
37,474 41
Other assets-revenue stamps....... --.
2 81
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.............. S 0,506 39
Time certificates of deposit............................ 36,987 7
Savings deposits.. ..........
337 00
------
Total_·························----
Tota,..__ _ _ ..........................
$146,873 27
25,000 00
2,000 00
2,042 10
117,831 17
$146,873 27
THE GRAFTON SAVINGS & BANKING CO., GRAFTON, OHIO.
Organized March 5, 1918. Annual Meeting -
President,]. A.
KNECHTGES;
Vice President, W. A.
]. W.
PARK;
Secretary and Treasurer,
KNECHTGES.
DIRECTORS.
G. W. ·Bennett, W. C. Park, W. F. Holcomb, J. A. Knechtges, T. C. Lehman,
]. L. Beesing, Lucy M. Robson, J. P. Knechtges, J. W. Knechtges, D. A.
Schwartz, A. Ruder.
675.
RESOURCES.
Loans on real estate........................... .
L oans on collateral.. ............................
Other Joans and discounts·-···············
U. S. bonds and securities not in
eluded in reserve.-.......................... .
Banking house and lot....................... .
Furniture and fixtures ....................... .
Due from reserve banks $10,903 75
Exchanges for clearing..
12 79
Cash in vault·-···············
5,510 22
LIABILITIES.
S26,300 00
1,650 00
21,226 64
3,042 34
10,922 87
2,714 98
Revenue stamps..................................
Interest paid ................ ,...................... .
Expense account................................. .
16,426 76
46
251 13
1,942 53
TotaL...........................................
$84,477 71
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits ............................... .
Individual deposits subject to check.............. 31,718 72
Savings deposits............ 20,828 2
25,000 00
6,250 00
6 0 17
Total-.......................................... .
84,477 71
52,547 54
191
DEPARTMENT OF BANKS AND BANKING.
THE GRAND RAPIDS BANKING COMPANY, GRAND RAPIDS, OHIO.
Annual Meeting-1st Vvednesday in January.
Organized Aug. 30, 1900.
President, D. W. HUFFMAN; Vice President, JACOB HUFFMAN; Vice President and
Cashier, C. L. L ASKEY; Assistant Cashier, L. M. G ARDNER.
DIRECTORS.
D. W. Huffman, Jacob Huffman, C. L. Laskey, Azor Thurston, Milo D. Wilson.
135.
LIABILITIES:
RESOURCES.
119,752 33
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.... .......... $77,795 09
D emand certificates of
6,043 95
deposit...... ..................
Time certificates of de75
30,916
posit............................
Savings deposits............ 135, 138 5 1
$280,819 61
Total..............................................
Loans on real estate ............................
Loans on collateral.. ............................
Other loans and discounts ................. .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ................... .
Furniture and fixtures ........................
D ue from reserve banks $109,452 63
Cash in vault·-···•··········· 10,299 70
Total..............................................
$62,660 00
351 35
73,305 93
16,300 00
7,450 00
1,000 00
$22,500 00
5,000 00
3,425 31
249,894 30
$280,819 61
THE GRA VILLE BANK COMPANY, GRANVILLE, OHIO.
Organized March 30, 1903.
President,
J.
S. GRAHAM;
An.n ual Meeting-1st Monday in January.
Vice President, E. A.
SMOOTS;
Cashier, C. B.
SL ACK.
DIRECTORS.
J. S. Graham, E. A. Smoots, Freel Miller, W. H . Ku ssmaul, E. J . Case,
S. S. D evanney, C. B. Slack.
352.
LIABILITIES .
RESOURCES.
Loans on real estate........................... .
L oans on collateral.. ........................... .
Other loans and discounts................. .
Overd rafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ................... .
Ba nking house and lot and furniture
and fixtures ..................................... .
Cash items........................................... .
Due from reserve banks 36,769 29
9,664 93
Cash in vaulL...............
TotaL...... ....................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
I
65,427
94 ,723
76,565
4,609
43
47
27
11
8,9 12 00
25,752 00
Capital stock paid in .. ....................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes pa id ..................... .
Individual deposits subject t o check ............. ."$24 1,263 69
Demand certificates of ,,.,-."'1r"
deposit.. ...................... 31,665 7
5 00
Certified checks..............
$25.000 00
25,000 00
9,689 82
272,934 56
4,500 00
5,700
46,434 22
$332,624 38
TotaL...........................................
$332,624 38
192
ANNUAL REPORT
THE COMMERCIAL BANK COMPANY, GREENSPRING, OHIO.
Organized June 26, 1905.
Annual Meeting-3d Tuesday in June, each year.
President, C. J. OLLER; Vice President, WM. DuDROW; Cashier, B. A. YOUNG.
DIRECTORS.
C.
J. Oller, Wm. Dudrow, Sr., G. H. Schuster, B. A. Young, I. P. Rule.
137.
RESOURCES.
Loans on real estate........................... .
Loans on collateral..............................
Other loans and discounts·-···············
U. S. bonds and securities not included in reserve ..............................
State, county and municipal bonds
not included in r eserve..·-···············
Other bonds and securities ............... .
Banking house and lot....................... .
Furniture and fixtures ....................... .
Due from reserve banks $71,417 00
Cash in vault.................. 14,778 11
LIABILITIES.
$57,985 91
21,852 96
105,571 88
23,866 62
23,488
4,900
2,500
1,500
86,195 11
5,240 98
Items in transit ....................................
Total._ .......................................... .
70
00
00
00
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, int erest and t axes paid ..................... .
Individual deposits subject to check.............. $98,558 38
D emand certificates of
80 00
deposit ....................... .
49 00
Certified checks............. .
1,750 00
Dividends unpaid ..........
Time certificates of deposit .... ........................ 119,158 58
Savings deposits.... ........ 83,789 51
$12,500 00
14,500 00
650 00
Other liabilities ........................ ,.......... .
Liberty loan installments..................
303,385 47
1 69
2,065 00
Total·- ···········································
$333,102 16
$333 ,102 16
THE CITIZENS STATE BANK OF GREENVILLE, OHIO.
Organized January 16, 1915.
Annual Meeting-
President, CHAS. MINNICH; Vice President, H . E. McEowEN; Cashier, S. 0.
WESTERFIELD; Assistant Cashier, W. H. TILLMAN.
DIRECTORS.
H. H. Minnich, J. A. Armbru ster, Harry Vance, H. E. McEowen, G. W. Rhoades,
W. E . Guntrum, Charles Minnich, D. W. Spidel, M. W. Westerfield, E. W.
Westerfield, S. 0 . Westerfield, Chas. J. Herr.
608.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ............................
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ..... - ............ .
Due from reserve banks $73,748 13
Exchanges for clearing..
6,950 77
Cash in vault.................. 24,057 74
LIABILITIES_.
0,525
43,800
199,227
245
$
70
00
62
00
90,300 00
41,000 00
Foreign money ................................... .
104,756 64
60
Total.-.......................................... .
$559,855 56
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $296,539 92
D emand certificates of
d eposit ........................ 126,749 61
Due to banks and
bankers........................
2,506 96
Savings deposits............ 42,607 82
$50,000 00
25,000 00
16,45 1 25
468,404 31
Total._ .......................................... .
$559,855 • 56
193
DEPARTMENT OF BANKS AND BANKING.
PEOPLES SA VIN GS BANK OF GREENVILLE, GREENVILLE, OHIO.
Organized October 24, 1917. Annual Meeting-} anuary 9.
President,
GEO. W. PORTER; Vice Presidents, CORNELIUS FoUREMAN, W.
DR. A. W. RusH; Cashier,
En. WILLIAMS.
J.
E.
HART,
DIRECTORS.
D. A. Netzley, Fred Berner, Dr. A. W. Rush, W. E. Hart, Cornelius Foureman,
George W. Porter, J. Ed. Williams.
672.
RESOURCES.
LIABILITIES.
Loans on real estate.................. - ....... .
Loans on collateral.. ........................... .
Other loans and discounts.-.............. .
Acceptances of other banks discounted·--·····························••··········
Overdrafts ........................................... .
U. S. bonds and securities not included in r eser ve............................. .
Ba nking house and lot ....................... .
Furniture and fixtures ........................
Cash items ........................................... .
Due from reserve banks $75,648 93
Exchanges for clearing..
767 05
Cash in vault.--.............
7,945 32
$31,281 00
8,450 00
125,452 91
5 ,569 14
439 42
10,000
60
1,338
126
00
00
56
01
Other assets......................................... .
84,36 1 30
32 16
Total..............................................
$267,110 50
Capital stock paid in ..........................
Surplus fund........................................
Undivided profits less expenses, interest and taxes paid......................
Individual deposits subject to check.............. $85,092 39
D emand certificates of
deposit........................
1,991 92
Time certificates of deposit............................ 53,879 89
Sa_vings d eposits............
4,043 94
$ 100,000 00
20,000 00
1,976 66
Other liabilities....................................
145,008 14
125 70
Total..............................................
$267,110 50
THE FARMERS BANKING COMP ANY, GREENWICH, OHIO.
Organized Oct. 30, 1902.
President.
W.
A.
Annual Meeting-1st Monday in December, each year.
Vice President,• H . H.
A ssistant Cashier, H. B.
KNAPP;
SIBBETT ;
KNAPP.
Cashier,
F.
E.
HINES;
DIRECTORS.
W . A. Knapp, H. W. Barker, H. B. Silliman, H. H. Sibbett, Wm.
Cleland, F. E. Hines.
P. Noble, J.
139.
LIABILITIE,S .
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts·-···············
Overdrafts ........................................... .
U . S. bonds and securities not i ncluded in reserve ............................. .
1
.~~::~:::::::::::::::::::::
Due fr om reserve banks $56,331 30
E xchanges for clearing..
43 03
Cash in vault.................. 10,46 1 02
$109,951
1,956
29 3,950
293
30
00
17
32
gf{:;/:~a?~~~!t!~~.
12,400 00
3,000 00
6,600 00
Due from other than r eserve banks._.
Revenue ............................................... .
66,835 35
64 55
41 00
TotaL...........................................
$495,091 69
7-B. & B.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid .. ....................
Individual d eposits subject to check. ............. $112,732 25
D emand certificates of
.
d eposit ........................ 203,775 15
Sav ings deposits............ 82,455 44
$30,000 00
35,000 00
21,128 85
Money borrowed.-.............................. .
398,962 84
10,000 00
Total..............................................
$495,091 69
194
ANNUAL REPORT
THE GROVE CITY SAVINGS BANK Cm.I'PANY, GROVE CITY, OHIO.
Annual Meeting -
Organized April 21, 1903.
President, E. C. WAGNER; Vice President, E. C. GRANT; Cashier, E. C. VVAGNER;
Assistant Cashier, S. M. LEEPER.
DIRECTORS.
M. R. Miller, Abner Rader, Geo. B. Borror, Sam'l Taylo r, Emil Kies_ewetter,
E. C. Wagner, E. C. Grant, Clark Worthington, S eymour McKinley, Jr.
394.
LIABILITIES.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral... .....................:.... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve.- .......................... .
State, county and municipal bonds
not included in reserve..... - ............ .
Oth er bonds and securities ............... .
Premium on bonds and securities ... .
Cash items........................................... .
Due from reserve banks $21,953 46
438 92
Exchanges for clearing..
7,134 45
Cash in vault..................
Bonds held as lawful re3,000 00
serve ........................... .
$13,900
27,647
187,206
26
00
50
72
90
6,784 00
900
9,931
25
75
00
25
00
60
Items in transit ................................... .
32,526 83
877 65
Total..............................................
$279,901 45
Capital stock paid in ......................... .
Surplu s fund ....................................... .
Undivided profits less expenses, interest and taxes paid .................. ... .
Indiv idual deposits subject to check. ............. 8113,485 34
D emand certificates of
7,369 31
deposit ....................... .
4 00
Cashier's checks ........... .
1,250 00
Dividends unpaid .... ..... .
Time certificates of d eposit ...... ...................... 116,989 62
950 50
Christmas savings..........
5,053 36
Savin gs deposits.. ..........
Total..............................................
$25,000 00
8,000 00
919 32
245,982 13
$279 ?Ol 45
THE GROVEPORT BANK COMPANY, GROVEPORT, OHIO.
Organized March 15, 1904.
Annual Meeting-1st Thursday in January.
President, C. R. DrLL; Vice President, E. A. PETERS; Secretary, A. F. HEER;
Treasurer, FRANK WlLDERMUTH; Cashier, C. E. S YDER.
DIRECTORS.
C. R. Dill, E. A. Peters, H. E. Peters, Frank Wildermuth, A. F. Heer, T. D. Kalb,
C. E. Snyder.
140.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve............................. .
Other bonds and securities .. ............. .
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Other real estate................................. .
Due from reserve banks $34,210 14
3,010 21
Cash in vault..................
$18,766
18,229
177,928
230
62
49
03
58
15,651
10.000
2,400
2,200
2,516
50
oo.
00
00
50
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.............. 15 ,630 89
Demand certificates of
709 05
deposit........................
Tim e certificates of de0,432 73
posit............................
Savings deposits............ 21,249 51
12,500 00
9,000 00
2,620 89
261,022 18
37,220 35
Total........ ......................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$285,143 07
Total.. ............................................
285,143 07
195
DEPARTMENT OF BANKS AND BANKING.
THE EXCHANGE BANK COMPANY, GROVER HILL, OHIO.
Organized Feb. 21, 1902.
Annual Meeting·-2d Wednesday in January.
President, G. C.
McCLURE;
Cashier, C. L.
C ASHEL.
DIRECTORS.
G. C. McClure, C. L. Cashel, J. R. Heath, T. P. Fast, J. I. Hartzog.
409.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ............................
Other loans and discounts ................. .
Overd raf t s ........................................... .
U · S. bonds and securities not included in reserve ..............................
Other bonds and securities .... ............
Banking house and lot ........ ................
·Furniture and fixtures ....................... .
Due from reserve banks $31,999 26
Exchanges for clearing..
5 00
Cash in vault ... -.............
3,080 97
Total..............................................
LIABILITIES.
$7,900
4,272
129 ,007
913
00
50
47
06
4,088
1,000
3,400
1,000
00
00
00
00
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits l ess exp enses , interest and taxes paid ... , ................. .
Individual deposits subject to check. . ............ $97,744 34
D emand certificates of
deposit........................ 63,975 10
$12,500 00
9,500 00
2,428 59
Other liabilities ....................................
161,719 44
518 23
Total..............................................
$186,666 26
35,085 23
$186,666 26
THE CITIZE JS BANK OF HAMDEN, HAMDEN, OHIO.
Organized June 25, 1908.
President, R. S.
Annual Meeting-2d Wednesday in January.
Vice President, ]ORN T. OGIER; Cashier, C. C.
A ssistant Cashier, C. C. ROBERTS, JR.
·w1Lcox;
ROBERTS;
DIRECTORS.
R. S. Wilcox, John T . Ogier, J. A. Soule, I. N. Bay, L. H. Tripp, W. 0. Tripp,
C. C. Roberts, A. J. ".Martindill, J. W. Liveiy.
11.
LIABILITIES.
RESOURCES .
Loans on real estate........................... .
Loans on collateral.. ........................... .
Oth er loans ans discounts ................. .
Overdrafts ............................................
U. S. bonds and securities not included in r eser ve............................. .
State, county and municipal bonds
not included in reserve ................... .
Other bonds and securities .. ..............
~~~~it~;~~~{ fi.~~~;~t:::::::::::::::::::::::
Due from reserve banks ..................... .
5fh~ri~s::~lt...::::::::::::::::::::::::::::::::::::::
Total ..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$10,175
33,171
11,478
31
00
00
24
60
16,9 17 50
56,665
52,137
2,185
2,000
25,394
4,704
41
00
50
00
00
70
93
67
214,902 14
Capital stock p a id in ..........................
Surplus fund ........................................
Undivided profits less expenses, interest a nd taxes pa id .. .. ................. .
Individua l deposits subject t o check .............. $77,522 67
D emand certificates of
deposit...... .................. 68,176 85
Cashier's ch ecks .... ........
1,184 43
Due to banks a nd
bankers........................
158 85
Savings depOS\ts_.. .......... 23,903 16
U. S. posta l sav1ngs......
979 69
$25,000 00
7,000 00
2,476 49
Bonds borrowed ..................................
171,925 65
8 ,500 00
T ot a l............................................. .
$214,902 14
196
ANNUAL REPORT
THE CITIZENS BANK, HAMERSVILLE, OHIO.
Organized Aug. .1, 1906. Annual Meeting-1st Monday in January, each year.
President, H. H. DAY; Vice President, F. S. PARK; Cashier, W. J. IRWIN;
Assistant Cashier, H. H. HANNAH; Secretary, W. J. IRWIN.
DIRECTORS.
H. H. Day, F. S. Park, F. E. Hendrixon, D. C. McGahan, W. J. Irwin,
A. P. Trout, Wm. Fite.
141.
RESOURCES.
LIABILITIES.
Loans on real estate............................
Loans on collateraL ...........................
Other loans and discounts.-.............. .
Acceptances of this bank purchased
or discounted.-................................ .
Certificate of indebtedness ............... .
Liberty oan bonds.-......................... .
Banking house and lot........................
Furniture and fixtures ....................... .
Due from reserve banks $27,106 26
Cash in vault..................
5,031 18
$34,245 00
37,950 00
31,185 67
Total..............................................
$151,818 11
1,500
8,000
3,500
1,900
1,400
00
00
00
00
00
Capital stock paid in ......................... .
Surplus fund.-. ......................................
Undivided profits less expense, interest and taxes paid ..................... .
Individual deposits subject to check. ............. $122,977 23
Demand certificates of
1,915 50
deposit ....................... .
252 37
Cashier's checks ............
899 01
Certified checks..·-·········
24 00
Dividends unpaid ..........
$15,000 00
10,000 00
TotaL...........................................
$151,818 11
750 00
126,068 11
32,137 44
THE CITIZENS SAVINGS BANK & TRUST COMPANY, HAMILTON, OHIO.
Organized June 11, 1906. Annual Meeting-2d Monday in January, each year.
President, H. A. RENTSCHLER; Vice President, ALLEN ANDREWS;
Cashier, CHARLES I. ANDERSON.
DIRECTORS.
H. A. Rentschler, G. A. Rentschler, Allen Andrews, Wm. L. Huber, Dr. C. N.
Huston, Geo. C. Bramlage, L. A. C. Long, C. R. Brown, J. B. Connaugton,
Chas. I. Anderson.
143.
RESOURCES.
Loans on real estate........................... .
L oans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
not included in reserve ................. .
Other bond and securities ................. .
Furniture and fixtures ....................... .
Other real estate................................. .
Cash items........................................... .
Due from reserve banks; $137,473 96
Exchanges for clearing..
4,204 70
Cash in vault.................. 31,565 47
Due from other than reserve banks..
LIABILITIES.
$153,717
89,754
346,031
1,104
58
10
48
17
39,524 95
250,037
25,700
15,750
3,600
3,933
39
00
00
00
78
173,244 13
7,995 63
T otaL ........................................... $1,110,393 21
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, int erest and taxes paid ..................... .
Reserve for interest ........................... .
Individual deposits subject to check. ............. $508,131 36
Cashier's checks............
872 80
Certified checks·--·········
9 33
Due to banks a n d
bankers........................
991 48
Dividends unpaid..........
2,502 50
Time certificates of deposit............................ 130,907 86
Savings deposits ............ 339,705 28
100,000 00
12,500 00
10,625 20
3,235 11
Trust deposits (uninvested) ............. .
983,200 61
32 29
TotaL...........................................
1,110,393 21
197
DEPARTMENT OF BANKS AND BANKING.
THE HAMILTON DIME SAVINGS BANK COMPANY, HAMILTON, OHIO.
Organized April 9, 1897.
Annual Meeting-2d Moi1day in January.
President, GEo. P. SoHNGEN; Vice President, CLARENCE MURPHY ;
Cashier, W. J. BECKER.
DIRECTORS.
Geo. P. Sohngen, Clarence Murphy, C. E. Heiser, Edw. C. Sohngen, Geo. A.
Rentschler, Charl es Sohngen, Chas. Diefenbach, Jr.
328.
RESOURCES.
Loans on real estate·---·······················
Loans on collateraL.. ...........................
Other loans and discounts.-...............
Overdrafts ................... :........................
U.S . bonds not included in reser ve ....
State, county and municipal bonds
not included in reserve....................
Other bonds and securities ............... .
Other real estate owned.-.................. .
Due from other than reserve banks... .
Cash items........................................... .
Due from reserve banks $820,981 16
Exchanges for clearing
house._.........................
4,647 19
Gold coin·-····················· 32,430 00
Silver ___ .........................
1,456 70
Fractional coin..............
368 83
U.S. and national bank
note..__ _ _ _
49,513 00
LIABILITIES.
$227,712
103,387
2Gl,740
614
59,950
90
14
49
80
00
141,864
21,800
28,666
8,586
42
03
00
66
09
52
909,396 88
8,111 50
Items in transi...___ _ _ __
Capital stock paid in ......................... .
Surplus fund ......................................... .
Undivided profits less expenses, int erest a nd taxes paid .. ................... .
Dividends unpa id ............................... .
Public funds .................... $826,333 19
Individual deposits subject to check.............. 153,196 55
Cashier's checks............ 15,490 00
Certified checks..............
824 98
Due to banks a n d
bankers........................
4 73 01
Time certificates of deposit ............................ 141,841 52
Savings deposit .............. 422,493 52
Reserve for taxes and interest ......... .
Other liabilities ................................... .
3rd Liberty Loan ................................
$100,000 00
50,000 00
20,218 8 2
114 00
1,560,652
6,600
364
33,923
77
00
42
00
Tota,___ _ _ _ _ _ ............ $1,771,873 01
T o t a i . . . . . - - - - - - - - $1,771,873 01
THE HARRISBURG SAVINGS & BANKING COMPANY, HARRISBURG,
OHIO.
Organized April 4, 1905.
Annual Meeting-1st Monday in January.
President, K. GILL; Vice President, R. S. WHITE; Cashier, J . H. McKINLEY, J R.
DIRECTORS.
H. B. Chenoweth, K. Gill, D. J. Leiter, E. S. McKinley, R. S. White, J. H. McKinley, Jr., Fred Karn.
353.
LIABILITIES.
RESOURCES.
L oans on real estate........................... .
Other loans and discounts.- .............. .
Overdrafts ........................................... .
U. S. bonds and securities n ot included in reserve ............................. .
State, county and municipal bonds
not included in reserve·-··- ·············
Premium on bonds and securities ·-·
~~~1~~:~eh~~~{ fix~~/~t.~:::::::::::::::::::::
Cash items........................................... .
Due from reserve banks $30,018 91
Cash in vault·--·············
4,649 24
TotaL...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$40,281 36
74,842 38
292 53
14,634 00
22,550
60G
3,120
1,050
91
00
54
00
00
78
Capital stock pa id in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses , interest and taxes paid ......................
Individual deposits subject to check ...... ........ $101,167 25
Time certificates of deposit .... ....................~.. 69,854 53
900 99
Sa vings deposits............
$12,500 00
7,500 00
213 97
171,922 77
34,668 15
$192,136 74
Total... .......... •...............................
$192,136 74
198
ANNUAL REPORT
THE HARROD ST ATE BANK, HARROD, OHIO.
Organized July 6, 1907.
An nual Meeting-1 st Monday in January.
President, L. B. HARROD; Vice President, ]. A. GRUBB; Cashier, E. P. HARROD;
Assistant Cashier, WALTER HYRE.
DIRECTORS.
L. B. Harrod, W. C. Johnston, L. B. M iller, M . L. Johnston, C. K. Hay, C. C. White,
J. A. Grubb, C. A. Cochensparger, W. H. Custer.
329.
RESOURCES .
Loans on real estate............................
Loans on collateral... .......................... .
Other loa ns and discounts................. .
Overdrafts ............................................
U . S. bonds and securities not included in reserve ..............................
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Due from reserve banks $15,141 62
Exchanges for clearing..
59 90
Cash in vaulL...............
3,533 97
LIABILITIES.
$1,200
2,380
75,567
880
00
10
89
91
3,500 00
2,500 00
1,500 00
Capital stock paid in ..........................
Surplus fund...... ..................................
Undivided profits less expenses , interest and taxes paid......................
Individual deposits subject to check.............. $54,648 09
Dem and certificates of
deposit.......................... 22,816 09
Time certificates of deposit........................... 11,470 00
Savings deposits.. ..........
792 59
$15.000 00
440 00
1,042 90
Other assets-revenue stamps ..........
18,735 49
16 50
Other liabilities....................................
89,726 77
71 22
Total. .............................................
$106,280 89
T otal..............................................
$106,280 89
THE HARTVILLE BA KI
G COMPANY, HARTVILLE, OHIO.
Organized i ov. 14, 1907. Annual Meeting-2cl Wednesday in Janµar y.
President, C. C. ScHONER ; Vice President, BENTON BIXLER; Cashier, D. T. BISHOP.
DIRECTORS.
Isaac B rumbau gh, Eel. L. Sm ith, D. T. Bishop, Ivan Faylor, C. C. Schner,
Benton Bixler, F . E. Schumacher.
142.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
L oans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
State, county and municipal bonds
n ot included in reserve ................... .
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Cash items ........................................... .
Due from reserve banks $19,544 26
Cash in vault... ...............
3,942 3
Total... ..................................... · ....
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$66 ,102
11,74 1
87,080
1 9
32
00
18
98
1,000
3,900
1,200
34
00
00
00
00
Capital stock paid in ................: ........ .
Surplus fund ....................................... .
Undivided profits less expenses, int erest and taxes paid .... ..................
Individual deposits subject to check.............. 72,022 67
Demand certificates of
deposit.... .................... 73,966 40
Savings depos its............ 25,690 5
12,500 00
8,000 00
2,554 47
171,679 65
23,4 6 64
$194,734 12
Total ............................................ .
194,734 12
199
DEPARTMENT OF BANKS AND BANKING.
T HE FARMERS SAVI NGS BANK COMPANY, HASKINS, OHIO.
Organized July 5, 1901.
An nual Meetin g-2d Monday in January.
President, GEO. C. EMMERICH; Vice Presidents, C. A. D AUER, H. A.
Cashier, L. W . VERMILYA; Assista11t Cashier, A. T. Z1ss.
VERMILYA;
DIRECTOR S.
George C. Emmerich, Chas. A. Dauer, J ohn Schutzberg, P. A. Ziss, F. A. Robertson, Frank Galp in, S. W. Bowman, A. J. Brand, H. A. Vermilya.
408.
RESOURCES.
LIABILITIES.
Loa ns on rea l estate .......................... .
Loans on co llatera l.. ............................
Other loans a nd discounts ....................
U. S. b ")nds and securities not included in reserve .................. ........... .
State, count y a nd municipa l b '.) nds
n ot included in reserve ...................
Premiu m on b :mds a nd securi t ies ... .
Banking h ouse and lot ........................
Furniture and fixtures .. ..................... .
Cash items ............................................
D ue from reserve banks $ 19.3 18 42
Cash in vault..................
2,536 24
$37,163 00
380 00
61,496 90
Capita l st ock paid in ..........................
Surplus fund ...... ..................................
Undivided profits less expenses, int erest and t a xes paid .. .. ................. .
11,652 00 . U. S. deposits other
tha n p osta l sa vings .. .. $30,000 00
19,200 00
Individua l deposits sub84 50
ject t o check .... .. ........ 41,125 40
2,500 00
D ema nd certificates of
1,400 00
deposit........................ 37,405 04
113 04
iv!dendds unpa id.......... l S,0 5 5
avmgs epos1ts ............
89 8
r
$12,500 00
1,500 00
2,170 76
og
----..--
21,854 66
Due from other tha n reserve banks .... ..................................
1 92
T otal. .............................................
$155,846 02
M oney borrowed ..................................
126,675 26
13.000 00
Tota l..............................................
$155,846 02
THE HEBRON BANK COMPANY, HEBRO N, OHIO.
Organized Feb. 28, 1903.
Presiden t, H.
D . BURCH;
Annual Meeting-1st Monday in January, each yea r.
Cashier,
B.
L.
HAWK E;
Asst. Cashier,
CHAS.
L.
CRAWFORD.
DIRECTORS.
B. L. Hawke, J os. Comi-sfo rd, J. S. Peters, H. D. Burch, E. D. Neel.
144.
LIABILITIES .
RESOURCES.
Loans on real esta t e.......................... ..
Loans on collateral.. ........................... .
Oth er Joans and discounts .... .... ....... .
Overdrafts .. .. ....................................... .
U . S. b onds and securi t ies not included in reser ve ....... ..................... .
State, county and mu nicipal bonds
not included in reser ve ....................
Other bonds and securities .. ..............
Ban kin g hou se a nd Jot ....................... .
Cash items ............. ,, .. )........ .... ... , ........ ..
Due from reserve banks 815,624 30
Cash in vaul t... ............... 16,797 00
Total..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$35,368
56, 79 5
115,801
4,403
00
50
53
57
2,547 16
12.054
26 ,000
500
122
54
00
00
00
32,421 30
$286,013 60
Capital stock paid in ......................... .
Surpl us fund .. .................... ................ ..
Und iv id ed profits Jess expen ses , interest and ta xes paid ..................... .
R eser ve for ta.xes .. .. ............ ............... .
R eserve for interest.. ..........................
Individual deposits subject to check .............. $ 113,4 18 10
D emand certificates of
deposit .... ...... .............. 20,119 36
Cash ier 's checks............
25 72
D ue t o b a n k s a n d
bankers........................
273 36
Dividends unpaid ..........
100 00
Tim e certificates of deposit ...... ...................... 96,66 68
$30 ,000 00
10,000 00
10,241 83
396 78
1.107 63
M oney borr owed ................................. .
Other liabilities ..............................._. ....
230,605 22
3,000 00
662 14
Total... ...........................................
$286 ,013 60
------
200
.ANNUAL REPORT
THE HELENA BA KING COMPA IY, HELE I A, OHIO.
Organized Nov. 1, 1907.
President,
J.
Annual Meeting-2d W ednesclay in January.
F . YEASTING; Vice President, JoHN PosEY; Cashier, FRANK MYERS.
DIRECTORS.
J. F. Yeasting, John Posey, W. A. Heyman, John Spohn, John Nause, F. W. Moses,
J. C. Fisher, H.J. Ickes, Chas. F. Shanfelt, John F. Hufford, I. W. Walter.
145.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts .................................... · .·... .
U. S. bonds and securities not included in reserve ............................. .
Banking house and lot ....................... .
Furniture and fixtures ........................
Due from reserve banks $29,890 49
Cash in vault..................
3, 182 08
$83,241
2,200
48,936
718
85
00
00
74
10,631 23
2,500 00
1,000 00
War stamps..........................................
33,072 57
5 00
Total... ....... • ..................................
$182,305 39
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits sub•
ject to check.. .... ........ $64,119 32
Demand certificates of
deposit ........................ 30,515 00
Dividends unpaid..........
7 50
Savings deposits............ 70,5 14 83
$12,500 00
1.500 00
Total............................................. .
$182,305 39
------
3,148 74
165,156 65
THE FARMERS STATE BANK, HICKSVILLE, OHIO.
Organized October 22, 1917.
Annual Meeting -
President, W . H. GETROST; Vice President, G. F. HENNING; Cashier,
J . F. STEPHENSON.
DIRECTORS.
A. P. Berrbower, W. H. Getrost, W. 0. Hughes, D . W. Zintsmaster, Milo R. Gorrell,
C. M. Hawkins, A: J. Thiel, Burt Kelley, C. W. Jackson, Geo. W. Scholl,
0. A. Rice, Glenn Show.
671.
RESOURCES.
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts (secured) ........................... .
Liberty loan b onds and t reas..iry
certificates ....................................... .
War savings stamps and certificates .. ............................................... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $8,104 90
Cash in vault..................
5,653 34
LIABILITIES.
$1,325 00
44,932 94
28 47
6,000 00
458 34
2,351 83
386 63
Expense ...... ..........................................
I nterest paid ....................................... .
13,758 24
2,437 66
4 00
Total..............................................
$71,683 11
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Undi vided profits ............................... .
Individua l deposits subject to check .............. $25,151 16
Cashier's checks.. ..........
2,384 59
Time certificates of deposit............................ 18,555 27
$25,000 00
592 on
Total..............................................
$71.683 11
46,091 02
201
DEPARTMENT OF BANKS AND BANKING.
THE CITIZENS BANK OF HIGGINSPORT, HIGGINSPORT, OHIO.
Organized Ivlay 8, 1901.
Annual Meeting-1st Monday in January.
President, 'N. E. BARKLEY; Vice Presidents, A. L. HrTE, WESLEY
C. B . WILLIAMS; Asst. Cashier, B. E. WILLIAMS.
LovE;
Cashier,
DIRECTORS ..
W. E. Barkley, A. L. Hite, Wesley Love, J. H . Neu, Robert Taylor, Chas. B.
Loudon, M. C. Jennings, C. vV. Manchester, 0. P . Williams.
146.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
Banking house and lot ....................... .
Furniture and fixtures ........................
Oth er r eal estate .. ............................. .
Due from r eserve banks 22,732 33
Cash in vault..................
8,889 70
LIABILITIES.
$21,500
30,287
66,387
1,348
4,072
1,525
1,156
00
77
00
90
64
50
28
31,622 03
Capital stock paid in ......................... .
Surplus fund ..... ...................................
Undivided profits less expenses , int er est and taxes paid ......................
Individu al d eposits subject to check.............. $80,378 98
Demand certificates of
devosit .... .................... 45,724 09
Cashier's checks.. .. ........
1G8 00
Du e to banks and
bankers........................
7 56 05
$15,000 00
13,500 00
Total..............................................
$157,900 12
2,373 00
127,027 12
TotaL...........................................
$157,900 12
THE MERCHANTS & FARMERS BANK COMPANY, HILLIARD, OHIO.
Organized March 17, 1903.
President, G. A.
HoRST;
Annual Meeting-2d Friday in January.
Vice President,
HERMAN KUHN;
Cashzer,
L EROY DOBYNS.
DIRECTORS.
M. W. Scofield, F. G. Winteringer, LeRoy Dobyns, Fred Fishinger, Herman Kuhn,
G. A. Horst, J. W. Reason.
147.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral... .......................... .
Other loans and discounts ..................
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ..............................
Banking house and lot ....................... .
Furniture and fixtures ........................
Cash items........................................... .
Du e from reserve banks $39,766 99
Cash in vault..................
4, 79 94
Total.. ............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$34,659
18,270
190,270
232
14
00
28
72
63,359
5,500
4,000
105
25
00
00
57
44,646 93
$361,043 89
Capital stock paid in ......................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check. . ............ $184,812 83
D emand certifica t es of
1,829 00
deposit .... ................... .
1 81
Cashier's checks .. ..........
2,856 55
Certified check s ..............
Time certificates of dedeposit........................ 121,012 85
Savings deposits.. .......... 11,002 36
$25,000 00
2,528 49
Money borrowed ..................................
321 ,515 40
12,000 00
Total. ............................................ .
$361,043 89
202
ANNUAL REPOR'I'
THE HILLSBORO BANK & SAVINGS COMPANY, HILLSBORO, OHIO.
Organized April 3, 1909.
Annual Meeting-2d Wednesday in January.
President, J . W. EVANS; Vice Presidents, H. M. BROW N, C. \V. ScoTT ; Cashier,
CoN ARD RoADS.
DIRECTORS.
H. M. Brown,
J.
W. Evans, C. W. Scott, W. G. Smith, James Roads, R. R. West,
J. C. Roads, William A itken, Conard Roads.
23.
(Member Bank-Federal Reserve System.)
RESOURCES.
Loans on real estate........................... .
L oans on collateral.. ........................... .
Other loans and discounts .. .. ........... .
U.S. bonds and securit ies................. .
State , count y an cl. municipal bonds....
Ba nking h ouse and lot ....................... .
Furniture and fixtures ....................... .
Cash items........................................... .
Lawful reser ve with F ederal reserve
bank .. ............................................... .
Stock of Federal reserve bank (50%
of subscription) ............................... .
Cash in vault·-·····································
Net amount due from banks and
bankers._.......................................... .
I. R. st amp account ............................
Third Liberty loan account............. .
Total. ............................................ .
LIABILITIES .
$47,337
12,248
100,143
4,130
269,495
16 ,000
3,000
2,357
00
00
50
71
00
00
00
00
3 1,432 32
1,900 00
19,572 69
Capital stock paid in ......................... .
Surplus fund ...... ................................. .
Undivided profits less ex penses, interest and t axes paid .... ..................
Indiv idual deposits subject to check .............. $301,926 35
Demand certificates of
deposit........................
400 00
Certified checks..............
108 88
Tim e certificates of dep osit ............................ 36,676 90
Savings deposits............ 120,321 30
U.S. p ostal savings......
200 00
$50,000 00
15,000 00
5,292 23
55,941 17
16 00
3,965 00
B onds borrowed ................................. .
Cash over............................................. .
459,633 43
37,600 00
12 73
$567,538 39
Total. ............................................ .
$567,538 39
THE FARMERS STATE BANK, HOLGATE, OHIO.
Organized Feb ruary 24, 1917. Annua l Meeting-May 30.
President,
J.
L. KONZEN; Vice President, CH AS. W AHL; Cashier, R. W. AusTENMJLLER; Assistant Cashier, L. C. ZACHRICH .
DIRECTORS.
J.
L. Konzen, R. W. Austenmiller, Chas. Wahl, P. C. Zierolf, J. E. Th ome, M. F.
Dietrick, W. F. Franz, George Trietch; J . J . J ohn son.
666.
RESOURCES.
L oans on real estate........................... .
L oans on collateral.. ........................... .
Other loans and discounts ................. .
Ove rdrafts .... ....................................... .
U. S. bonds and securities not included in reserve ............................. .
Furniture and fixtures .. ..................... .
Due fr om reser ve ba nks $41,708 22
Exchanges for clearing..
8 19 50
Cash in va ult..................
6 ,262 37
LIABILITIES.
$25,781
14,128
93,320
545
00
75
97
99
16,92:3 29
8,100 00
Other assets ......................................... .
48,790 09
41 61
Total.... ..........................................
$207,631 70
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Cap ita l st ock paid in ......................... .
Surplus fund ....................................... .
Undi vided profits less expenses, interest and taxes pa id ......................
Indiv idua l deposits subject t o check. . ............ $52,541 69
Time cert ificates of dedeposit.. ...................... 103,833 48
Savings depos its............ 25,574 47
$25,000 00
500 00
18 2 Oo
181,949 64
Total..............................................
$207,631 70
203
DEPARTMENT OF BANKS AND BANKING.
THE PEOPLES BANKING COMPANY, HOLLANSBURG, OHIO.
Organized Sept. 24, 1902.
President, N. T.
Annual Meeting-1st Monday in January.
IRELAN; Vice President, ELIHU
Cashier, C. E. FULKERSON.
POLLEY;
DIRECTORS.
N. T. Irelan, Elihu Polley, C. E. Fulkerson, G. A. Wolf, G. W. Harley,
J. B. Wilcox, C. E. Anderson.
148.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Other loans and discounts ................. .
Overdrafts .. ........................................ ..
U. S. bonds and securities not included in reserve ............................. .
Banking house and lot.- .................... .
Furniture and fixtures .....................,..
Due from reserve banks $6,399 73
241 85
Exchanges for clearing..
4,291 11
Cash in vault..................
$9,389 28
88,504 70
292 34
402 49
3,440 00
808 08
$15,000 00
2,110 00
Capital stock paid in..........................
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid........................
Individua l deposits subject t o check .............. $57,894 73
Demand certificates of
deposit........................ 30,641 03
341 58
Cashier's checks.. ..........
7,200 92
10,932 69
109 87
Other liabilities....................................
88,877 34
691 16
Other assets ......................................... .
Total. ............................................ .
$113,879 42
Total..............................................
$113,879 42
THE HOLMESVILLE BANKING COMP A Y, HOLMESVILLE, OHIO.
Organized Oct. 24, 1907.
President, H. J.
BELL;
Annual Meeting-1st Thursday in January.
Vice President,
E.
A.
STERLING;
Cashier, H.
B. LECKY.
DIRECTORS.
H. J. Bell, E. A. Sterling, H. B. Lecky, P. S. Sidell, J. H. McCulloch,
W. E. Lecky, Samuel LeFever.
149.
LIABILITIES.
RESOURCES.
Loans on real estate............................
Other loans and discounts................. .
'Overdrafts ........................................... .
U. S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
not included in reserve ................... .
War sav ings stamps ............................
Premium on bonds and securities ... .
Banking h ouse and lot........................
Furniture and fixtures ........................
Due from reserve banks $58,986 26
3,644 06
Cash in vault... -.............
25,397 70
57,390 89
394 96
13,912 50
2,000
39
76
1,900
1,600
00
83
77
00
00
Items in transit._................................ .
62,630 32
3,147 79
Total..............................................
$168,490 76
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid .................... ..
Individual deposits subject to check .............. $71,876 4
Demand certificates of
deposit...... .................. 64,763 O
9,643 93
Savings deposits.... ........
650 30
U.S. postal savings....
$12,500. 00
7,600 00
1,455 89
146,93~ 87
Total.-...........................................
$168,490 76
204
.ANNUAL REPORT
THE HOWARD SAVINGS BANK COMPANY, HOWARD, OHIO.
Organized Jan. 5, 1907.
President,
Annual Meeting-3d Tuesday in January.
JOHN F. GARDNER; Vice President, FRANK
Cashier, HARRY L. SIMPSON.
L.
WOLFE;
DIRECTORS.
John F. Gardner, Frank L. Wolfe, George W. Hoovler, A. W. Fehndrick, C. L. V.
Wolfe, Charles F. Simpson.
150.
RESOURCES .
Loans on real estate....... _ _ _ _ ..
Other loans and discounts ..................
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve._ ...........................
Other bonds and securities ............... .
Banking house and lot... .................... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $7,758 21
Cash in vault... _.............
3,307 52
LIABILITIES.
$40,957 82
42,101 11
965 87
48,420
9,700
3,000
2,175
79
38
00
00
00
80
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $83,075 33
Demand certificates of
deposit........................ 38,698 17
Savings deposits............ 12,325 85
$12,500 00
4,500 00
1,366 36
Money borrowed._ ...............................
134,099 35
6,000 00
Total..............................................
$158,465 71
11,065 73
Total... ....................................... · ..
$158,465 71
THE HOYTVILLE BANK COMPANY, HOYTVILLE, OHIO.
Organized December 5, 1907.
President,
JoHN H. HANNA;
Annual Meeting-2d Monday in January.
Vice President,
WM.
GEO. F. DUNN, SR.;
Cashier,
HEUER.
DIRECTORS.
John H. Hanna, Geo. F. Dunn, Sr., · wm. Heuer, Geo. F. Dunn, Jr., E. Park Otto.
151.
LIABILITIES.
RESOURCES.
Loans on r eal estate............................
Other loans and discounts..................
U. S. bonds and securities not included in reserve..............................
State, county and municipal bonds
not included in reserve....................
Banking house and lot and furniture
and fixtures.. ....................................
Due from reserve banks $31,87 2 86
Cash in vault..................
3,730 72
$23,955 00
95,145 46
8,300 00
95 83
5,000 00
Capital stock paid in ......................... .
Surplus fund .... ................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual d eposits subject to check.............. $86,323 87
D emand certificates of
deposit........................ 53,751 60
Items in transit....................................
35,603 58
2,300 00
Money borrowed................................. .
Certificates of deposit representing
money borrowed ............................. .
Other liabilities ................................... .
Total._...........................................
$170,399 87
Total.-...· · · · · · • • · · - - - - - -
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$12,500 00
·2,000 00
526 74
140,075 47
5,000 00
10,000 00
297 66
S170,899 87
205
DEP.A.RTMENT OF BANKS AND BANKING.
THE HUBBARD BANKING COMPANY, HUBBARD, OHIO.
Organized October 7, 1886.
President,
Annual Meeting-1st Wednesday in January.
SAMUEL
Q.
MARCH;
Cashier, A. J.
MAYERS.
DIRECTORS.
Sam'l Q. March, A. J. Mayers, L. C. Van Ness, A. J. Kerr, Thos. R. Mathews,
Chas. R. March, R. W. Bell.
402.
LIABILITIES.
RESOURCES.
•.;;
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts ..................
Overdrafts ............................................
Other bonds and securities ............... .
Banking house and lot ....................... .
-Furniture and fixtures ........................
Other real estate..................................
Cash i terns............................................
Due from reserve banks $122,084 82
Cash in vault.................. 45,809 96
$183,736
101,425
163,343
2,925
178,544
3,000
1,633
4,500
720
167,894 78
1,066 39
Due from other than reserve banks..
Tota..___ _ _ _ _ _ _ __
Capital stock paid in ......................... .
Surplus fund .............. _ _ _ __
Undivided profits less expenses, interest and taxes paid ..................... .
Reserve for interest ......................... :..
Individual deposits subject to check. ............. $300,046 21
Demand certificates of
deposit........................
3,236 22
Cashier's checks .... -......
1,009 74
Certified checks.--·········
1,494 87
Due to banks a n d
bankers_ _ _ _ ....
6,196 09
Dividends unpaid..........
2,576 15
Time certificates of deposit .......... - -- - 124,776 17
Savings deposits .. _ ........ 261,680 48
09
66
41
02
47
00
78
00
97
TotaL ...... _ _ _ __
$808,790 57·
$50,000 00
25,000 00
29,984 11
2,790 53
701,015 93
$808,790 57
THE IRON CITY SAVIN GS BANK, IRONTON, OHIO.
Organized July 29, 1905.
President,
D.
C.
DAVIS;
Annual Meeting-Zd Tuesday in January.
Vice President, LEON ISAACSEN; Cashier, C. B.
Asst. Cashier, W. A. WARD.
EGERTON;
DIRECTORS.
L. K. Cooper, C. B. Egerton, D. C. Davies, C. A. Thompson, J. T. Egerton,
Leon Isaacsen, N. N. Potts.
152.
LIABILITIES.
RESOURCES.
Loans on real estate _ _ _ _ __
Loans on collateral...... _ _ _ __
Other loans and discounts ............... .
Overdrafts _ _ _ _ _ _ _ _ ····
U.S. bonds and securities not included in reserve ........................... .
State, county and municipal bonds
not included in reserve ___ ............ .
Other bonds and securities ................
Furniture and fixtures ..................... .
Other real estate................................. .
Due from reserve banks$126,529 22
Exchanges for clearing..
1,483 42
Cash in vault.................. 47,869 26
$7,500
102,312
332.015
1,030
00
43
08
97
59,028 86
10,585
24,141
32,632
14,245
13
50
90
00
175,881 90
Total.-........... •········----..
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$759,373 77
Capital stock paid in .. _ _ _ __
Surplus fund .....· - - - - - - - · ·
Undivided profits less expenses, interest and taxes paid .......·-············
Individual deposits subject to check.............. $408,691 39
Demand certificates of
deposit ...... _ _ _ _ 52,100 00
Cashier's checks............
611 49
Certified checks·--·········
1,727 25
Due to banks a n d
bankers._____ 20,624 25
Time certificates of deposit ...· - - - - - · · 13,642 60
Savings deposits ............ 169,046 65
U. S. postal savings......
2,737 04
$50,000 00
25,000 00
9,193 10
Bonds borrowed:•.. _-_ _ _ _ __
669,180 67
6,000 00
Tota.....__ _ _ _ _ _ _ __
$759.373 77
206
ANNUAL REPORT
THE CITIZEN'S SAVINGS: & TRUST COMPANY, JACKSON, OHIO.
Organized July 3, 1905.
President,
Annual Meeting-1st Monday in January.
DAVID ARMSTRONG; Vice
McDONALD; Asst.
President,
Cashier, L.
ELMER SELL;
B. HARTLAGE.
Cashier,
}No.
P.
DIRECTORS.
M. A. Henson, David C. Parry, Elmer Sell, David Armstrong, Wm. Thomas,
J. P. McDONALD.
153.
RESOURCES.
Loans on r eal estate.:......................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ................... .
Other bonds and securities ............... .
Furniture and fixtures ........................
Due from reserve banks $138,185 95
Exchanges for clearing..
3,873 28
Cash in vault.................. 40,842 43
Items in transit....................................
Other assets......................................... .
Total. ......................... _ _ __
LIABILITIES.
$74,104
174,013
219,027
1,188
65
15
65
72
89,694 75
102,536 40
2,000 00
10,753 70
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $413,835 19
Cashier's checks............ 14,354 68
Certified checks..............
11 40
Time certificates of deposit............................ 147,528 27
Savings deposits............ 164,002 90
182,901 66
5,464 10
279 32
$50,000 00
15,000 00
7,231 66
Money borrowed ................................. .
739,732 44
50,000 00
TotaL...........................................
$861,964 10
$861,964 10
THE JEFFERSON BANKING COMP ANY, JEFFERSON, OHIO.
Organized December 15, 1902. Annual Meeting-1st Monday after
·
1st day in January.
President, W. H. DODGE; Vice President, E. L. LAMPSON; Secretary and Tr easurer,
A. N. Loo MIS; Assistant Secretary, and Treasurer, A. E. BARTHOLOMEW.
DIRECTORS.
A. N. Loomis, R. S. Smith, C. C. Babcock, A. R. Beckwith, C. A. Hitchcock,
E. L. Lampson, W. H. Dodge, C. H. Sargent, H. E. Starkney.
430
RESOURCES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts.-,............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve..............................
State, county and municipal bonds
not included in reserve·-·················
Other bonds and securities ............... .
Banking house and lot....................... .
Other real estate ................................. .
Cash items....................................,...... .
Due from r eserve banks $89,765 74
Exchanges for clearing..
3,168 81
Cash in vaulL............... 12,891 56
Bonds held as lawful
reserve........................
7,000 00
Tota...___ _ _ _ _ _ _ __
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$185,005
105,512
136,972
969
89
23
67
78
12,050 00
38,300
155,400
4,000
8,025
204
00
00
0(:)
00
00
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check. ............. $368,158 52
Demand certificates of
deposit.... ....................
7,772 52
Savings deposits .......... 252,982 40
$50,000 00
70,000 oo
TotaL_ .... ,.,-... ,.. , ... ,........................ .
$759,265 68
10,352 24
628,913 44
112,826 11
$759,265 68
207
DEPARTMENT OF BANKS AND BANKING.
THE FARMERS BANK COMPANY, JENERA, OHIO.
Organized Sept. 8, 1908.
President,
Annual Meeting-1st Monday in January.
Vice President,
Cashier, A. H. Goon.
JOH N' VoN STEIN;
JOHN
L.
HIGBIE;
DIRECTORS.
John Von Stein, J ohn L. Higbie, Henry Heldman, Sr., Jacob Von Stein, Adam
Von Stein, A. H. Good, Philip Bormuth.
154.
RESOURCES .
LIABILITIES.
Loans on real estate........................... .
Loans on collateral... .......................... .
Other loans and discounts................. .
Overdrafts ........................................... .
Other bonds and securities ............... .
Banking h ouse and lot ....................... .
Furniture and fixtures ....................... .
D ue from reserve banks $17, 777 36
Cash in vault..................
7,806 96
$72,360
15,905
89,297
3,176
7,000
8,000
2,000
62
81
62
51
00
00
00
$25,000 00
1,700 00
25,584 32
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.............. $81,635 28
D emand certificates of
deposit........................
6,142 91
Time certificates of dedeposit.... .................... 103,283 79
$223,324 88
Total.............................................
$223,324 88
5,562 90
191,061 98
Total..............................................
THE JEWETT ST A TE BANK, JEWETT, OHIO.
Organi zed Feb. 10, 1909.
An nual Meeting-2d Tuesday in March of each year.
President, vV. L. ENGL AN D, M. D .; Vice President, E. C. THOMPSO N;
Cashier, GEO. H. COLLINS; Assistant Cashier, EARL H. COLLINS.
D IRECTORS .
D. R. Zollars, Geo. H. Collins, J ohn DeVore, W. L. ·England, M. D., C. W. Gotshall,
E. C. Thompson, Emanuel Wright.
24.
RESOURCES .
L oans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overd rafts .... ....................................... .
U. S. bonds and securities not included in reserve ............................. .
Other b onds a nd securities ............... .
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Other rea l est a t e..................................
Due from reserve banks $63,029 09
Exchanges fo r clearing..
3,166 12
Cash in vault.................. 10,613 29
Total..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$53,324
22,688
107,114
3 78
84
68
57
39
15,000
61,850
11 ,165
3,400
3,603
00
00
02
00
37
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individu al deposits subject to check .............. $145,708 28
Cash ier's checks............
7,717 94
Dividencls unpaid..........
627 00
Time certificates of dep osit.. .......................... 156,244 60
U. S. p ost a l savings......
920 42
$25,000 00
15,000 00
4,115 13
311,218 24
76,808 50
$355,333 37
T otal..............................................
$355,333 37
208
ANNUAL REPORT
THE JUNCTION CITY BANKING COMPANY, JUNCTION CITY, OHIO.
Organized October 3, 1908.
Annual Meeting-2d Wednesday in January
of each year.
President, J. H. DILLER; Vice President, D. T. McCANN; Secretary, L. H. HENRY;
Treasurer, D. F. HousEHOLDER; Cashier, J. C. HENRY; Asst. Cashier,
R. E. SCHOFIELD.
DIRECTORS.
J. H. Diller, D. T. McCann, E. G. Brown, J. M. Elder,
Householder, B. L. Daugherty.
L. H. Henry, D. F.
13.
RESOURCES.
LIABILITIES.
Loans on real estate............................
Loans on collateral.......... - ................. .
Other loans and discounts·-···············
Overdrafts ............................................
U. S. bonds and securities not included in reserve·- ·······················
State, county and municipal bonds
not included in reserv....____ __
Premium on bonds and securities ·-·
Banking house and loL .................... .
Furniture and fixture.,__ _ _ __
Cash items·-···---Due from reserve banks $62,089 87
Cash in vault·--·············
7,979 48
TotaL-·······················-··················
$30,247
13,661
53,416
126
98
38
52
53
Capital stock paid in ......................... .
Surplus fund ........·----············
Undivided profits less expenses, interest and taxes paid .... _ _ __
Reserve for taxes............................... .
Individual deposits subject to check.............. $147,346 56
Demand certificates of
deposit .... _ _ __
56,964 41
413 58
Certified checks·--·-······
Dividends unpaid..........
72 00
U. S. postal savings .. _ ..
197 05
10,756 00
49,400
1,200
5,400
4,500
106
00
00
00
00
15
$25,000 00
6,000 00
2,712 99
177 42
204,992 60
70,069 35
Tota...__ _ _ _ _ _ _ __
$238,884 01
$238,884 01
THE PEOPLES BANK COMP ANY, KALIDA, OHIO.
Organized Nov. 21, 1904.
President,
JosEPH KAHLE;
Annual Meeting-1st Monday in January.
Vice President, B.
GERDEMAN;
Cashier,
CHAS.
C.
BORMAN.
DIRECTORS.
Joseph Kahle, Frank G. Kahle, W. Kahle, B. Gerdeman, Chas. C. Borman.
156.
RESOURCES.
Loans on real estate........................... .
Other loans and discounts·-···············
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve.- .......................... .
State, county and municipal bonds
not included in reserve.---·············
Banking house and lo~---····
Furniture and fixtures ........................
Due from reserve banks $40,367 76
Exchanges for clearing..
5,458 83
Cash in vault·-··············· 14,503 20
TotaL ...... _ _ _ _ _ _ __
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$54,783 74
158,834 20
226 13
4,242 76
500 00
4,800 00
1,842 54
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.............. $90,410 31
Demand certificates of
deposit........................
2,072 60
Time certificates of deposit .... _ _ _ _ _ 155,366 18
Savings deposits............
5,749 59
$25,000 00
4,000 00
2,960 48
253,598 68
60,329 79
$285,559 16
Total._·················-----
$285,559 16
209
DEP.ARTMENT OF BANKS .A.ND BANKING.
THE KENSINGTON STATE BANK COMPANY, KENSINGTON, OHIO.
Organized May 10, 1906.
President,
J. W.
Cox;
Annual Meeting-2d Tuesday in January.
Vice President, W. B.
STOUT;
Cashier, H. F.
MERRICK.
DIRECTORS.
J. W. Cox, W. B. Stout, John M. Oyer, A. Bryan, Frank L. Cox, H. F. Merrick.
343.
LIABILITIES.
RESOURCES .
Loans on real estate... ·-·-·······-······--·····
Loans on collateraL.·-··-········-·····-·······
Other loans and discounts._ .............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve..... _............ .
Other bonds and securities ................
Banking house and lot·-·····················
Due from reserve banks $44,747 56
Cash in vault..•-·············
6,408 47
TotaL...........................................
$29,832
5,255
104 ,474
554
68
33
19
57
3,800 16
34 ,008 50
35,500 00
1,790 00
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ........ ,.............
Reserve for taxes................................. .
Reserve for interest .....-..................... .
Individual deposits subject to check.............. $129,274 29
Time certificates of deposit......... _................... 103,926 03
$25,000 00
5,000 00
2,171 14
300 00
700 00
233,200 32
51,156 03
$266,371 46
Total..............................................
$266,371 46
THE CITY BANKING COMPANY, KENT, OHIO.
Organized June 29, 1900.
Chairman, H. H.
Annual Meeting-2d Tuesday in January.
LINE; President, M. G. GARRISON; Vice
RocKWELL; Treasurer, E. F. GARRISON.
President,
D.
L.
DIRECTORS.
M. G. Garrison, E. F. Garrison, H. H. Line, D. L. Rockwell, J. H. Williard, Henry
Horning, B. H. Jacob.
155.
LIA_B ILITIES.
RESOURCES.
Loans on real estat,~---Loans on collateral. ........... _ _ __
Other loans and discounts·-···············
Overdrafts ..................·- - - - - · ·
U. S. bonds and securities not included in reserve.-.......................... .
State, county and municipal bonds
not included in reserve....·-·············
Other bonds and securities ............... .
Banking house and lot.-.................... .
Furniture and fixtures ........................
Other real estate..................................
Cash items............................................
Due from reserve banks $71,979 99
Exchanges for clearing~.
3,452 76
Cash in vault.................. 21,938 76
Total..
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$130,458
57,847
19:l,610
3,550
58,580
44,378
11,000
15,000
5,630
125
32
Capital stock paid in ...... _ _ __
00
79 · Surplus fund .............. _ _ _ _ __
Undivided profits less expenses, in71
terest and taxes paid ..................... .
94
Individual deposits subject to check .............. $263,999 57
91
Demand certificates of
00
deposit ....................... . 54,337 67
3,516 31
00 Cnshier's checks ............
3,425 04
00 Certified checks·--·········
00 Savings deposits ............ 221,135 18
3,512 46
00 U. S. postal savings •.....
00
$50,000 00
15,000 00
2,658 63
549,926 23
97,371 51
$617,584 86
Tota..__ _ _ _ __
$617,584 86
210
ANNUAL REPORT
THE KENMORE BANKING COMPANY, KENMORE, OHIO.
Organized January 5; 1917. Annual Meeting-2cl Monday in January.
President,
FRED
E.
SMITH; Vice President, H. G. HAYNES;
BENEDICT; Cashier, FRED S. KIEFER.
Secretar:y, C. E.
DIRECTORS.
Fred E . Smith, H. G. Haynes, H. R. Smith, C. E. Benedict, N. R. Walker.
651.
RESOURCES.
LIABILITIES.
Loans on real est;lte........................... .
Loans on collateral.. .......................... ..
Other loans and discounts................ ..
Overdrafts .. ........................................ ..
U. S. bonds and securities not included in reserve ............................ ..
State, county and municipal bonds
not included in reserve.................. ..
Banking house and lot ...................... ..
Furniture and fixtures ....................... .
Due from reserve banks $47,949 33
Exchanges for clearing..
3,220 93
Cash in vault..................
7,426 21
$45,564
2,923
45,902
2,081
00
00
09
54
20,863 60
400 00
13.000 00
2,000 00
Ca pital s t ock paid in ......................... .
Surplus fund ...... ................................ ..
Undivided profits less expenses, int erest a nd t axes paid .................... ..
Individual deposits subject t o check.... .......... $88,809 81
Dem and certificates of
deposit...... ..................
9 .702 07
Cashier's checks.. .. ........
517 07
Dividends unpaid..........
54 00
Savings deposits.. .......... 66,552 08
$25,000 00
200 00
495 67
165,635 03
58,586 47
Total..............................................
T otal..............................................
$191,330 70
$191,330 70
THE KENTON SAVINGS BANK, KENTON, OHIO.
Organized Sept. 23, 1875.
President,
VvM.
A.
Annual Meeting-1st Monday in January.
NORTON; Vice President, J. W.
Cashier, C. L. MERRIMAN.
DouGHERTY;
DIRECTORS.
Jam es W . Doughe rty, A. G. Merriman, J. C. Miller, Chas. H. Shanafelt,
Daniel H. Wagner, Chas. B. Fink, W. A. Norton.
425.
RESOURCES
Loans on real estate.......................... ..
Loans on collateral.. .......................... ..
Other loans and discounts................ ..
Overdrafts .... ...................................... ..
U . S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve .................. ..
Other bonds and securities ............... .
Furniture and fixtures ....................... .
Other real estate ................................ ..
Cash items.......................................... ..
Due from reserve banks $228,09 1 05
E xchanges for clearing..
4,392 23
Cash in vault.................. 75,142 00
Due fr?m othe_r than reserve banks..
Items m transit................................... .
Other assets......................................... .
LIABILITIES.
$138,503
116,649
681,521
344
94
81
77
66
58,880 60
92,140
33 ,900
3,028
15,885
601
00
00
50
00
50
307,625
1,205
7,650
466
28
12
30
83
Total.. ........................................... $1,458,403 31
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ........................ ..
Surplus fund ........................................
Undivided profits less expenses , interest and taxes paid .................... ..
Reserve for interest ........................... .
U . S. deposits other
than p ostal savings.. $30,000 00
Individual deposits subject to check.............. 630,511 02
Demand certificates of
deposit.. ...................... 515,218 59
Certified checks..............
1,206 00
Due to banks a n d
bankers........................
1,288 97
Dividends unpaid..........
78 00
Savings deposits.. .......... 27,035 96
U.S. postal savings......
549 21
Other liabilities ....................................
$150,000 00
80,000 00
17,071 28
5,3 14 82
1,205 ,887 75
129 46
Total... ........................................... $1,458,403 31
211
DEPARTMENT OF BANKS .A.ND BANKING.
THE COMMERCIAL BANK, KENTON, OHIO.
Organized Aug. 8, 1904.
A nnual Meeting-1st Monday in January.
President, Lours N. PFEIFFER; Vice President, W. H. LrcK; Cashier, vV. J. OcHs ;
Assistant Cashier, JoHN E. RUBINS.
DIRECTORS.
L. A. Ansley, John A. Ewing, W. H. Lick, James L. Moore, W. J. Ochs, Louis
N. Pfeiff er, J ofm S. Rice, J. E. Rubins, Geo. A. Callam.
474.
RESOURCES.
Loans on real estate............................
L oans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve·-···························
State, county and municipal bonds
not included in reserve ....................
Other bonds and securities ............... .
Due from reserve banks $49,192 79
Exchanges for clearing..
2,601 25
Cash in vault.................. 32,097 81
LIABILITIES.
838.835
97,600
122,615
1,151
14
64,450 00
44,844 00
5,102 00
83,891
426
56
10,450
Hems in transit................................... .
Other assets ..........................................
Payments on Third Liberty loan ....
Tota,___ _ _ _ ........................ .
50
85
23
85
79
00
00
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided prof ts less expenses, interest and taxes paid ......................
Individual deposits subject to check .............. $260,896 94
Demand certificates of
deposit ....................... .
36 00
Cashier's checks ............
14 36
Certified checks............. .
256 00
Dividends unpaid ..........
138 00
Time certificates of deposit............................ 131,604 07
$50,000 00
26,000 00
432 94
Cash ..................................................... .
392,945 37
45 05
TotaL...........................................
$469,423 36
$469,423 36
THE KILLBUCK SAVINGS BANK COMPANY, KILLBUCK, OHIO.
Organized Sept. 27, 190Q.
Annual Meeting-2d Tuesday in January.
President, Z. T. DUER; Vice President, HENRY KASNER; Cashier, E. D. BUKER.
DIRECTORS.
J.
J.
Day, Henry Kasner, Z. T. Duer, 0. D. Miller, Geo. W. Sharp.
398.
RESOURCES.
Loans on real estate ............................
Loans on collateral... .......................... .
Other loans and discounts................. .
Overdrafts ............................................
U. S. b onds and securities n ot included in reserve ..............................
State, county and municipal bonds
not included in reserve ....·-·············
Other bonds and securities ............... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $36,704 00
Cash in vault... -.............
6,852 94
LIABILITIES.
$104 ,672
10,300
58,585
403
45
00
77
87
450 00
9,550
44,150
800
15
00
00
00
00
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.............. $84,902 97
Demand certificates of
deposit........................
2,370 21
Time certificates of deposit .............................. 154,442 77
$12,500 00
15,500 00
2,768 08
241,715 95
43,556 94
TotaL...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$272,484 03
TotaL...........................................
$272,484 03
212
ANNUAL REPORT
THE KINSMAN BANKING COMPANY, KINSMAN, OHIO.
Organized June 10, 1891.
Annual Meeting-1st Friday in July.
President, L. G. MOORE, SR.; Vice President, GEO. H. PLATT; Secretary-Treasurer,
J. B. JOH NSTON; Asst. Secretary-Treasurer, R. H. WALLACE.
DIRECTORS.
L. G. Moore, R. M. Evans, M. L. Bacon, J. B. Johnston, Geo. H. Platt, R. H.
Wallace, J . S. Pelton.
158.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
0 verdrafts .. ......................................... .
U. S. bonds and securities not included in reserve ..............................
State, county and municipal bonds
not included in reserve ..••·-·············
Other bonds and securities ............... .
Banking house and lot....................... .
Other real estate................................. .
Cash items............................................
Due from reserve banks $51,001 99
Cash in vault.................. 14,345 59
Thrift stamps ··············---Tota,,.___ _ _ _ _ _ _ __
LIABILITIES.
$104,555
25,175
219,288
4,601
78
90
95
34
61,500 00
11,225
2,500
2,500
10
2,609
00
00
00
00
14
65,347 58
137 76
~~f~ri!
f~~d~.:.~~~.!.~::::::::::::::::::::::::::
Undivided profits less expenses, in-
$25,000 00
13,000 00
terest and taxes paid .. ................... .
Individual deposits subject to check .............. $132,830 64
Demand certificates of
deposit.. ...................... 68,711 40
Due to banks a n d
bankers.-.....................
1,257 33
Dividends unpaid..........
750 00
Savings deposits ............ 170,707 46
5,844 62
Money borrowed................................. .
Acceptances executed for customers..
374,256 83
45,000 00
36,350 00
Total._··················----
$499,451 45
$499,451 45
THE KIPTON BANK COMP ANY, KIPTON, OHIO.
Organized July 2, 1904.
Annual Meeting-1st Tuesday in January.
President, E. N. GIBBS; Vice President, F. H. BRONSON; Cashier, H. B. CooK.
DIRECTORS.
C. A. Finley, E. N. Gibbs, F. H. Bronson, H. B. Cook, T. G. Ries.
159.
LIABILITIES.
RESOURCES.
Loans on real estate................ :.......... .
Other loans and discounts ................. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve.-.......................... .
State, county and municipal bonds
not included in reserve....·-·············
Other bonds and securities ............... .
Premium on bonds and securities ... .
Furniture and fixtures ....................... .
Cash items.................·.......................... .
Due from reserve banks $27,699 85
Cash in vault·--·············
5,016 05
Bonds held as lawful reserve .......... _ _ __
4,000 00
$72,089 94
75,078 18
364 21
8,347 15
22,767
11,477
515
3,000
24
12
95
00
00
37
Cash over·-···················· · - - - -
Items in transit·-·································
36,715 90
723 54
TotaL ......·--································
$231,103 36
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in .. _ _ _ __
Surplus fund ..... --·································
Undivided profits less expenses, interest and taxes paid .............. ....... .
Individual d eposits subject to check .... .......... $52,732 39
Demand certificates of
deposit........................ 12,538 72
Cashier's checks............
1,716 21
Savings deposits ............ 143,455 13
Total·-···········-····----
$12,500 00
5,500 00
2,649 59
210,442 45
11 32
$231,103 36
213
DEPARTMENT OF BANKS AND BANKING.
THE KIRKERSVILLE SAVINGS BANK COMPANY, KIRKERSVILLE,
OHIO.
Annual Meeting-1st Wednesday in January.
Organized Sept. 11, 1905.
President,
D.
L.
Vice President, C. D . GILL; Cashier, C. H.
Assistant Cashier, CLARA LOUISE EMSWILER.
MAUGER;
EMSWILER;
. DIRECTORS.
D. L. Mauger, C. D. Gill, Robert Embrey, J. 0. Snider, Henry Geiger,
F. P. Leatherman, G. F. Youmans.
160.
RESOURCES.
LIABILITIES.
$49,010
13,284
73,388
242
Loans on real estate........................... .
L oans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
U . S . bonds and securities not included in reserve._ .......................... .
State, county and municipal bonds
not included in r eserve................... .
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Due from r eserve banks $31,640 17
7,314 55
Cash in vault................
Total.-.......................................... .
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits sub•
ject to check.-............. $64,294 70
D emand certificates of
5,060 30
deposit...... ..................
24 00
Dividends unpaid..........
Tim e certificates of deposit............................ 90,680 83
32
00
18
23
4,346 32
4,500 00
3,600 00
1,800 00
$22,500 00
3,000 00
3,565 94
160,059 83
38,954 72
$189,125 77
Total.-.......................................... .
$189,125 77
THE KUNKLE STATE BANKING COMPANY, KUNKLE, OHIO.
Organized April 18, 1903.
President,
Annual Meeting-1st Monday in January.
Vice Presidents, J. P . ARNOLD, J. C.
Cashier, GEORGE W. WEIDNER.
PHILIP WEIDNER;
KUNKLE;
DIRECTORS.
Philip Weidner, J. P. Arnold, J. C. Kunkle, George W. Weidner, H . F. Weidner,
W. S. Clark, L. P. Wirtz.
333.
RESOURCES.
Loans on real estate ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and ·securities not included in r eserve............................. !
Oth er bonds and securities ............... .
Premium on bonds a;nd securities ......
Due from r eserve banks $26,132 16
6 00
Exchanges for clearing..
1,847 78
Cash in vault..................
LIABILITIES.
$42,357 23
53,689 48
2,207 97
2,700 00
1,105 33
5 44
Due from other than reserve banks
27,985 94
200 00
Total._···································-····-
$130,251 39
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ....................... .
Surplus fund .... ................................... .
Undivided profits less expenses, interest and taxes p aid ......................
Individual deposits subject to check .............. $27,694 08
Time certificates of deposit·-······-··················· 75,111 94
6,261 78
Savings deposits............
$15,000 00
6,000 00
183 59
109,067 80
TotaL.•........... _ _ _ _ __
$130,251 39
214
ANNUAL REPORT
THE FARMERS BAN KING COMP ANY, LAKEVIEW, OHIO.
Organized Dec. 16, 1903.
Annual Meeting-1st Tuesday in January.
President, J. H. MANCHESTER; Vice President, HARRY S. CHAPMAN; Cashier,
H. 0. HUBER; A sst. Cashier, ' PAUL YoESTING.
DIRECTORS.
J . H. Manchester, Harry S. Chapman, P. J. Metz, V. V. Gray, E. S. Sheets,
L. M. Elliott.
161.
RESOURCES.
Loans on r eal estate ........................... .
Loans on collateral.. ........................... .
Other loans a nd di scounts................. .
U. S. bonds and securities not included in reserve ............................. .
Banking house and lot ....................... .
Other real estate................................. .
Cash items ........................................... .
Due from r eserve banks $30,479 93
Cash in vault................. 11,583 68
LIABILITIES.
$75 ,473 15
1,911 00
97,881 09
5,430
3,000
1,200
183
54
00
00
71
Capital stock paid in ......................... .
Surplus fund .... .. ................................. .
Undi v ided profi ts l ess expenses, interest and taxes paid ..................... .
Indiv idual deposits subject to check.............. $85 ,109 35
D emand certificat es of
d ep osit... ....................... 107,013 75
Cashier's ch ecks...... ......
201 54
$25,000 00
13,500 00
4,731 88
Revenu e stamps ..................................
Third b ond subscription ....................
42,063 61
20 00
9,220 60
Other liabilities ................................... .
War saving stamps account ............. .
192,324 64
50 41
776 77
Total..............................................
$236,383 70
Total..............................................
$236,383 70
THE LAKEWOOD STATE BANK, LAKEWOOD, OHIO.
Organized Sept. 23, 1911.
Annual Meeting-3d Wednesday in January.
President, D. C. REED; Vice" President, GEO. C.
HANSEN;
Vice President,
CHAS,
P.
LYNCH; Secretary and Treasurer, L. G. RAEDER.
DIRECTORS.
H. E. Asplin, Job. Chester, J. B. Coffinberry, J. D. Dickson, Geo. Dixon, C. Lee
Graber, Ab. Hansen, C. P. Lynch, B. F. Mills, P. A. McCaskey, D. C. Reed,
Louis Weigarcl, L. G. Raeder, John R. Singleton, Harry R. Kinney, Dr. W. J.
Benner, Geo. C. Hansen.
545.
LIABILITIES.
RESOURCES.
oans on real estate........................... .
L oans on collateral.. ........................... .
Other loans and discounts..................
Overdrafts .. ..........................................
U. S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
not included in reserve....................
· Other bonds and securiti es ............... .
Premium on bonds and securities ... .
Ba nking house and Jot ....................... .
Furniture and fixtures ....................... .
Cash items............................................
Due from r eserve banks $ 9,055 07
Cash in vault.................. $14,532 17
$181,078 31
82,704 62
81,846 41
]!)0 46
Total. ............................. , ............
$588,937 72
8,487 87
31,480
55,425
2,253
33,520
8,270
92
00
00
75
97
46
63
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profi ts less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $260,868 00
Certif.ed checks............
7,690 99
Time certificates of deposit............................
728 45
favings deposits ........ .... 262,966 55
$50,000 00
5,000 00
1,683 73
532,253 99
103,587 24
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Total..............................................
$588,937 72
215
DEPARTMENT OF BANKS AND BANKING.
THE LA RU E BA K COMP Af\'"Y, L A RUE, OHIO.
Organized F eb. 4, 1902.
President, L. G.
Annual Me eting- 1st Monday in January.
C OPELAN D;
Vice President,
'I. C.
CH AS.
F.
STAHL;
Cashier,
CLEMENTS.
DIRECTORS.
W. L. Guthery, Mrs. J. H. Leonard, C. F. Stahl, Marshall Markey, L. G. Copeland,
G. C. Allinger, S. I. Clements.
162.
LIABILITIES.
RESOURCES.
$56, 795 00
14 1,021 15
3,339 45
Loans on r eal esta t e........................... .
Oth er loans and discounts.- ...............
Overdrafts .. ........................................ ..
U. S. bonds and securities not included in r eserve ............................ ..
State, county a nd municipa l bonds
not included in r eser ve .................. ..
Other bonds a nd securit ies .. ............ ..
Furniture a nd fixtur es .. .................... ..
Oth er real estate ................................ ..
Du e from r eserve banks $16 ,253 53
Exchanges for clearing..
404 24
Cash in vault..................
8 ,469 97
3 l6 06
580
2,000
1,200
700
00
00
00
00
Due from other than reserve ba nks ..
25,127 74
1,017 00
Total... ....... ~..................................
$232,096 40
Ca pita l stock p a id in .. ...................... ..
~urp lus fu nd .. .. ................................... .
Undivided pro 'i ts less expense s, int e rest and taxes paid ..................... .
Individua l d ep osits subject to check .... .......... $ 130,597 90
D emand certificates of
depos it.... .. .................. 23,851 30
Cashier's checks.. ..........
77 25
Mon ey borrowed ................................ ..
Other li a bilit ies ................................... .
Cash over............................................ ..
Total..............................................
$30,000 00
18,000 00
3,118 28
154,526
9,000
17,430
21
45
00
00
67
$232,096 40
THE FARMERS & MERCHANTS BANKING COMPANY, L~ ETONIA ,
OHIO.
Organized Feb. 14, 1906.
President,
JOHN
A.
Annual Meeting-2d Tuesday· in January.
FLODING; Vice President,
D. C. DICKSON.
0. C.
\i\TEIKERT;
Cashier,
DIRECTORS .
J ohn A. F loding, I. F. Mellinger, S. S. Groner,' F. W. Wiedmayer, I. T. Sitler,
L. V'l. Galbreath , 0. C. \i\Teikart, S. E. Stambaugh, Oscar Betz, Lester Reclfoot.
163.
RESOURCES.
LIABILITIES.
Loans on real estate............................
L oans on collateral.. ........................... .
Other loans and discounts ..................
Overdrafts .. .. ....................................... .
State, county and municipal bonds
not included in r eser ve ................... .
Oth er b onds a nd securities .. ............ ..
Furniture a nd fixtures ....................... .
Du e fr o m r eserve banks $69,920 44
Cash in va ult... ............... 49, 8 12 0
U. S. war certificates..........................
Thrift sta_mps.... ..................................
Liberty b ond account ........................
41
25
27
48
37,000 00
25,500 00
800 00
119,732
1,60:'i
150
4,080
52
45
00
50
Capital st ock pa id in ......................... .
Surplus fund .... .. ................................. .
Un d ivid ed profits less expenses , int ern.st a nd t axes pa id ......................
Individual d eposits subject t o ch eck .... .......... $208 ,317 34
1,51 2 22
. Cer t ified checks..............
Tiime cer t ificat es of d eposit .... .. ...................... 83,098 37
Savings deposits.... ........ 145,000 39
U . S. posta l sav ings ...... 20,148 96
$50,000 00
40,000 00
10,513 10
Sa fet y d eposit boxes ........................... .
458,107 28
35 50
Total ..............................................
$558,655 88
------
Total..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$103,223
28 ,26 1
23 ,087
215
$558 ,655 88
216
ANNUAL REPORT
THE PEOPLES BANKING COMPANY, LEWISBURG, OHIO.
Organized Aug. 24, 1908.
Annual Meeting-2d Wednesday in January.
President, H. P. SMITH; Vice President, E. C. CRIDER; Cashier, WALDO C. MooRE.
DIRECTORS.
H. P. Smith, E. C. Crider,. Waldo C. Moore, Wynn Hoerner, Ira C. Albert,
John Warnke, A. H. Albert.
5.
RESOURCES.
Loans on real estate..........~ - - Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ............................................
Liberty bonds ..................................... .
Municipal bonds..................................
Other bonds ........................................•.
Banking house and lot.-.....................
Furniture and fixtures ....................... .
Due from reserve banks $18,737 62
Exchanges for clearing..
270 62
Cash in vault.................. 10,624 77
Bonds held as lawful
reserve........................
5,000 00
LIABILITIES.
$34,815
12,346
275,147
332
21,262
10,000
7,000
3,000
1,500
50
00
45
18
50
00
00
00
00
Capital stock paid in ......................... .
Surplus fund .. ......................................
Undivided profits less expenses, interest and taxes paid ......................
Individual depositss ubject to check .............. $121,281 02
Demand certificates of
deposiL .....................: 17,883 30
Time certificates of deposit............................ 190,098 45
$30,000 00
8,000 00
6,339 68
Bills payable ....................................... .
Taxes collected ................................... .
329,262 77
20,000 00
6,434 19
Total._·······················----···
$400,036 64
34,633 01
Total.-...........................................
$400,036 64
THE LEXINGTON SAVINGS BANK COMPANY, LEXINGTON, OHIO.
Organized Feb. 24, 1909.
Annual Meeting-In January.
President, G. M. GALBRAITH; Vice President, W. B. CocKLEY; Cashier, W. LINDLEY.
DIRECTORS.
G. M. Galbraith, W. Lindley,
.w.
B. Cockley, J . E. Lawrence, W. A. Ferguson.
503.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ............................
Other loans and discounts ................. .
Overdrafts................ ........................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and muniicipal bonds
not included in reserve ..... - ............ .
~thk" bonds anq securities ............... .
an tng house and lot·-·····················
Furniture an,d fixtures .............•.... ......
Due from reserve banks $47,822 12
Cash in vault..................
3,422 72
Items in transit ................................... .
Total... . _ _ _ _ _ _ _ __
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$39,063
9,900
80,219
1,008
00
00
83
95
15,850 00
34,138
22,500
5,000
1,000
81
00
00
00
51,144 84
145 30
$260,070 73
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.............. $78,367 22
Dividends unpaid..........
6 00
Time certificates of deposit............................ 82,296 01
Savings deposits............ 45,967 02
U. S. postal savings......
929 64
$25,000 00
3,000 00
4,504 84
Bonds borrowed ................................. .
207,565 89
20,000 00
TotaL...........................................
$260,070 73
217
DEP.ARTMENT·OF BANKS .AND BANKING.
THE LIBERTY STATE SAVINGS BANK, LIBERTY CENTER, OHIO.
Organized June 25, 1914. Annual Meeting-2d Wednesday in January.
President,
D. E. H AAG; Vice Presidents, M. WEAKLEY, A. M. FISH;
GEO. R. CAMPBELL; Assistant Cashier, R. C. PARRISH.
Cashier,
DIRECTORS.
David Leist, A. M. Fish, 0. L. Miller, M. Weakley, H. P. Haag, Geo. Fahringer,
D. E. Haag, W. W. Young, Martin Rogers.
597.
RESOURCES.
Loans on real estate............................
Loans on collateraL. .......................... .
Other loans and discounts ................. .
Overdrafts ........................................ ... .
U. S. bonds and secutiries not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ..·-···············
i~~!/:!eh~~de fix~~;~J.·.~::::::::::: ::::::::::
Cash items ........................................... .
Due from reserve ba nks $15,836 86
Cash in vault·--·············
8,220.32
Tota....__ _ _ ......................... .
LIABILITIES.
$81,144
7,560
62,894
5
64
00
12
04
24,125 00
85,950
3,000
2,200
75
00
00
00
00
24,057 18·
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paia. ..................... .
Reserve for taxes ............................... .
Reserve for interest ........................... .
Individual deposits subject to check. ............. $122,031 82
Demand certificates of
deposit ....................... . 32,136 07
2,251 39
Cashier's checks ........... .
281 13
Certified checks·-···········
375 '00
Dividends unpaid ..........
Savings deposjts ........... . 59,303 52
$25,000 00
4,000 00
2,194 86
237 93
7-50 00
216,378 93
D eposits to pay for 3rd Liberty
loan bonds........................................
42,449 26
Total_...........................................
$291,010 98
$291.010 98
THE AMERICAN BANK, LIMA, OHIO.
Organized Aug. 18, 1908. Annual Meeting_Q2d Wednesday in January, each year.
President,
HENRY DEISEL, SR.;
THEO. G. HARRIS;
Vice President, WM. L. MACKENZIE; Cashier,
Assistant Cashier, C. M. PAINE.
DIRECTORS.
Henry Deisel, Sr., Wm. L. Mackenzie, vVm. J. Wemmer, Peter C. Beck, Louis
Koch, Frank Seiber, F. D. Carpenter, Frank Colucci, George Feltz, Val Heil,
N. L. 1\.fichael, M. Hof ell er.
7.
· LIABILITIES.
RESOURCES.
Loans on real ~state........................... .
Loans on collateral. ........................... .
Other loans and discounts·-···············
Overdrafts ........................................... .
U. S. bonds and securities not in- ·
eluded in reserve ............................. .
State, county and municipal bonds
not included in reserve ................. .
Other bonds and securities ............... .
Premium on bonds and securities ·-·
Furniture and fixtures ....................... .
Cash items ............................................
Due from reserve banks $264,586 69
Exchanges for clearing.. 23,333 30
Cash in vault·--············· 22,199 42
Items in transit.-................................ .
Revenue stamps ................................. .
$53,167
174,943
596, 051
1,041
00
98
58
62
2,749 00
132,625
35,000
2,741
10,000
411
00
00
11
00
62
310,119 41
6,443 09
138 00
Tota.__ _ _ _ _ _ _ _ $1,325,431 41
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund·-····--·······························
Undivided profits less expenses, in,.
terest and taxes paid. ...................... .
Individual deposits subject to check .............. $999,862 36
D emand certificates of
deposit ....................... .
3,689 09
788 60
Cashier's checks ............
2,739 71
Certified checks·--·········
Time certificates of deposit............................ 75.559 83
Savings deposits............ 82,271 14
U.S. postal savings......
5,124 23
Money borrowed.--·····························
Payments on Liberty loans............... .
$100,000 00
11,000 00
10,839 95
1.170,034 96
30,000 00
3,/)56 50
Tota...___ _ _ _ .................... $1,325,431 41
218
ANNUAL REPORT
THE LIMA TRUST COMPANY, LIMA, OHIO.
Organized Jan. 12, 1902.
Annual Meeting-1st Wednesday in February.
President, E. A. C URTIN; Vice President, R. 0. BIGLEY; Vice President and Treasurer, C. M. Tou. N; Secretary, B. B. APPLAS; Asst., Secretary and
Treasu rer, H. P. D EAN.
DIRECTORS.
R. 0. Bigley, G. E. Bleurn, D. J. Cable, M. P. Colt,. E. R. Curtin, J. 0. Hover,
J. B. Kerr, E. J . Maire, Jacob Pip er, W. L. Parmenter, J. R. Sinclair, S. S.
Wheeler, A. W. Wheatley, C. 1\/L Tolan.
164.
RESOURCES.
Loans on real estate........................... .
Loans on coll ateral... ...........................
Other loans and discounts._ ...............
Overd rafts .... ....................................... .
U. S. bonds and securities not included in rese rve.-......................... ..
State, county and municipal bonds
not included in reserve ..... _........... ..
Other bonds and securities ............... .
Ba nking h ouse and lot ....................... .
Other real estate ..................................
Cash items............................................
Due fr om reserve banks $489,807 07
Excha nges for clearing.. 17,578 52
Cash in vault.................. 78,603 28
Items in transit................................... .
U . S. war savings stamps and certificates ............................................. .
U . S. certificates of indebtedness........
LIABILITIES.
$442,448
41 ,5,855
961,731
755
20
33
16
77
43,500 00
158,000
72,275
80,000
8,479
225
00
00
00
94
19
585 ,988 87
96,242 59
Capital stock paid in ......................... .
Surplus fund ........................................
U ndi.v ided profits less expenses, interest a nd taxes paid ......................
Indiv idua l deposits
subject to check. ..... $1,107,428 63
Demand certificates
30 ,273 36
of deposi t ................
2,430 40
Certified ch ecks......... .
Du e to banks and
150,240 37
bankers....................
151 00
Dividends unpaid ..... .
914,319 29
Savings deposits ........
10,230 50
U . S. p ostal savings ....
Bonds borrowed .. .. ..............................
8200,000 00
!50,000 00
104,141 76
2,493,073 55
45,000 00
1,713 20
25,000 00
Total... ........................................... $2,892,215 31
T otal................... .-.......................... $2,892,215 31
THE METROPOUTAN BANK, LIMA, OHIO.
Organized Jan . 23, 1890.
President,
Annual Meeting-2d vVednesday in January.
TH os. D UFFIELD; Vice President, CHAS. H. CoRY;
D U FFIELD; A ssistant Cashier, G. E. MEHA FF EY.
Cashier, Vv. H.
DIRECTORS.
Th os. Duffield, Chas. H. Cory, 0. B. Selfri dge, J as. 0 . Ohler, Chas. E. Lo see, Geo.
E. Mehaffey, W . H . Duffi eld.
456.
RESOURCES.
Loans on real estate ............................
L oans on collateral.. ............................
Other loans and disco un ts ................. .
State, count y a nd mun icipal bonds
not included in reserve .... ............... .
Other b onds and securities .... ........... .
Cash items ........................................ ... .
Du e from reser ve banks $4:3,2 11 03
Excha nges for clearin g..
4 ,995 40
Cash in vault.................. 30,549 33
Items in transit ....................................
W a r savings stamps ............................
I nternal revenue stamps .. ................. .
Total._.......................................... .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$22,615 35
50,810 94
274,690 5
1,240 00
28,637 50
35 10
7 ,755
564
830
10
70
36
00
00
$458,1 9 86
Capital stoc.k paid in ......................... .
Surplus fund ........................................
Undivided profi ts Jess expenses, interest and taxes paid ......................
Individua l deposits subject to check .... .......... $222,630 86
Demand certificates of
deposit.... .................... 120,206 05
Certified checks...... .... ..
100 00
Dividends unpaid..........
160 00
Savings deposits............ 30,623 86
Notes and bills rediscounted ..·-········· ·
Total_ .......................................... .
$50 ,000 00
12,000 00
2,469 09
373,720 77
20,000 00
$458, 189 86
219
DEPARTMENT OF BANKS AND BANKING.
THE LINDSEY BANKING COMPANY, LINDSEY, OHIO.
Organized Nov. 20, 1906.
President,
F.
M.
Annual Meeting-2d W eclnesday in January.
Vice President, AUGUST HEILMAN; Cashier,
Assistant Cashier, LucILE BLOKER.
DOTSON;
A.
C.
FRANK;
DIRECTORS.
F. M. Dotson, E. S. Loose, August Heilman, P erry Boyer, W. M. Heineman,
B. J. Burkert, C. L. Blaker, A mo s Notestine, A. C. Frank.
475.
RESOURCES.
Loans on real estate........................... .
Loans on collateral... .......................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, count y and municipal bonds
not included in reserve ....................
Other bonds and securities ............... .
Prem ium on bonds and securities ... .
Ba nking house and lot........................
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve bank s $15,378 27
Cash in vault..·-·············
4,318 63
LIABILITIES.
$65,089
13,696
81,352
71 5
57
00
82
47
16,583 40
31,999
20,400
300
1,890
1,200
230
30
00
85
00
00
00
Foreign moneY·----···············--··········-Other assets.....:................................... .
19,696 90
26 00
1 12
TotaL .............. _ _ _ _ _ __
$253,181 43
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses , interest and taxes p a id .... ................. .
Reserve for interest ...... ..................... .
Individual deposits subject to check ...... ........ $2 1,418 78
Demand certificates of
8,250 42
deposit ....................... .
8 60
Certified checks..............
21 00
Dividends unpaid ..........
Savings deposits ............ 192,862 62
$15,000 00
2,200 00
1,420 01
2,000 00
Money borrowed..................................
222,561 42
10,000 00
T otal..............................................
$253,181 43
THE FIRESTONE BANK, LISBON, OHIO.
Organized Aug. 17, 1911_.
President, R. W.
Annual Meeting-2d Wednesday
FIRESTONE;
Vice President, C.
vv. H.
111
B. FIRESTONE;
January.
Cashier,
ARMSTRONG.
DIRECTORS .
R. W. F irestone, R. J . Wilcoxon, W. A. Lyder, W. J. Dorrance, C. B. F irestone,
C. C. Connell, H. F. W il son.
539.
RESOURCES.
L oans on real estate ........................... .
L oans on collateral... ...........................
Other loans and discounts ..................
Overdrafts .. ......................................... .
U. S. bonds and securities not included in reserve ............................. .
State , county and municipal bonds
not included in reserve ................... .
Other bonds and securities ............... .
g:h!~i~t?~~~:t!~~
..'.~~:::::::::::: ::::::::::::
Due from reserve banks $220,443 95
Exchanges for clea ring..
Cash in vault ..................
1,019 8
19,55 98
Due fr? m oth~r than reserve banks
Items m transit.. ..................................
U.S. revenue stamps..........................
LIABILITIES .
$295,496
216,998
221,536
32
90
89
15
25
16,265 19
204,588
2,200
3,000
3,000
81
00
00
00
241,022
2,316
1,918
40
81
26
80
00
Total... ........................................... $1,208,416 06
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund .. ......................................
Undivided profits less expenses, in tere~t and taxes paid .. ....................
Reserve for taxes ...... ......................... .
Reserve for interest ........................... .
Individual deposits subject to check .. ............ $674,255 72
Demand certificates of
deposit. ....................... 20,118 12
Certified checks..............
585 55
Time certificates of deposit. ........................... 304,222 57
Savings deposits............ 52,602 24
U. S. postal savings...... 23,035 45
$50,000 00
50,000 00
31,670 59
850 82
1,075 00
1,074,819 65
Total... ........................................... $1,208,416 06
220
ANNUAL- REPORT
THE PEOPLES STATE BANK COMPANY, LISBON, OHIO.
Organized March 24, 1908.
President, W.
Annual Meeting-3d Wednesday in January.
Vice President, GEO. S.
H. HEPBURN;
BRANT;
Cashier, C. M.
YouNG.
DIRECTORS.
W. H. Hepburn, S. D. Longshore, H. V. George, J. M. Costello, Geo. E. Heller,
N. H. Ramsey, Geo. S. Brant, vVm. S. Bye, W. L. Ogden, Wm. McLane,
J. C. Billingsley.
165.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ..............., ........... .
Other loans and discounts._ .............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve._ .......................... .
State, county and municipal bonds
not included in reserve. __ .............. .
Other bonds and securities .............. ..
Premium on bonds and securities ... .
Furniture and fixtures ....................... .
Due from reserve banks $71,261 47
Exchanges for clearing..
3,544 31
Cash in vault... -............. 18,056 06
Due from other than reserve banks..
Revenue stamps...•..... _ _ _ _ _
$88,872
36,874
75,847
47
00
87
38
47
58,694 05
71,500
3,000
310
2,000
00
00
00
00
Capital stock paid in..........................
Surplus fund........................................
Undivided profits less expenses, interest and taxes paid......................
Individual deposits subject to check.............. $265,619 78
Demand certificates of
deposit........................
3,413 95
Cashier's checks............
469 32
Time certificates of deposit............................ 58,301 35
Savings deposits............ 50,475 71
U. S. postal savings......
7,811 34
$25,000 00
16,000 00
3,553 66
386,091 45
92,861 84
587 50
50 00
-----$430,645 11
Tota.___ _ _ _ _ _ _ _ _ _
TotaL...........................................
$430,645 11
THE LODI ST A TE BANK, LODI, OHIO.
Organized Aug. 12, 1914. Annual Meeting-2cl Tuesday in. January.
President, E. P.
COLLINS;
AS.
J
Vice President, C. M. FETZER; Second Vice President,
E. WAITE; Cashier, C. L. Hrn.E.
DIRECTORS.
E . P. Collins, C. M. Fetzer, A. H. Harris, Chas. Rowland, W. R. Gra111::iis, Jas. E.
Waite, A. R. Clapp, H. H. Snyder, Chas. Knapp, N. H. Fetzer.
601.
RESOURCES.
Loans on real estate........................... .
Loans on collateral. ........................... .
Other loans and discounts._ .............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ..... - ........... ..
Other bonds and securities ............... .
Other real estate................................. .
Cash items............................................
Due from reserve banks $43,808 61
Exchanges for clearing..
554 44
Cash in vaulL............... 17,655 26
LIABILITIES.
$198 ,932
62,778
157,005
405
06
69
71
E,O
29,374 62
32,350
15,100
6,400
128
00
00
00
$40,000 00
60,000 00
Total..............................................
$575,153 73
04
Due from other than reserve banks..
Other assets ......................................... .
62,018 31
10,628 66
31 84
Total.............................................
$575,153 73
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ...................... : .................
Undivided profits less expenses, interest and taxes paid..................... .
Individual deposits subject to check .............. $130,835 02
Demand certificates of
deposit........................ 40,951 72
Certified checks..............
418 00
Savings deposits ............ 289,943 27
13,005 72
462,148 01
221
DEPARTMENT OF BANKS .AND BANKING.
THE FARMERS AND MERCHANTS ·BANK, LOGAN, OHIO.
Organized Aug. 22, 1910.
President, W. S.
POSTON;
Annual Meeting-'
Vice President,
JoHN
SOLIDAY.
A.
·WELLM AN;
Cashier, D. M.
DIRECTORS.
'vV. S. Poston, John A. Wellman, John G. Collins, J. M. Hillery, Henry Hansel,
Oscar Dawley, W. F. Armstrong, V. S. Finney, J. Wells Torn, John E. Canty,
Charles E. Yontz.
517.
RESOURCES.
Loans on real estate'----·········
Loans on collateral.. ........................... .
Other loans and discounts._., ............ .
Overdrafts ............................................
U. S. bonds and securities n ot included in reserve. _.......................... .
Banking house and lo..___ _ __
Furniture and fixtures ....................... .
Due from reserve banks $52,247 15
Exchanges for clearing..
936 06
Cash in vault..................
8,562 28
LIABILITIES.
$130,051
76,135
142,628
767
64
62
45
02
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $263,132 48
Time certificates of deposit ............................ 251,317 69
134,679 91
35,000 00
3,000 00
Due from other than reserve banks..
61.745 49
1,895 06
Total._···············- - - - - -
$585,903 19
TotaL ........... _ _ __
$50,000 00
10,000 00
11,453 02
514,450 17
$585,903 19
THE LONDON EXCHANGE BANK COMPANY, LONDON, OHIO.
Organized June 20, 1889.
Prest'dent,
J.
T.
VENT;
Annual Meeting-2d Tuesday in January.
Vice President, ScoTT
CHENOWETH;
Cashier, R. W.
BOYD.
DIRECTORS.
J. T. Vent, J. F. Rankin, M. S. Murray, Cary J ones, R. W. Boyd,
Scott Chenoweth, W. A. Jones.
166.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts·-···············
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve·-···························
State, county and municipal bonds
not included in reserve._ .................
Banking house and lot....................... .
Cash items........................................... .
Due from reserve banks $96,661 30
Exchanges for clearing.. 10,185 33
Cash in vaulL............... 31,060 01
LIABILITIES.
$56,234
57,894
373,150
2,420
59
27
25
80
30,752 00
5,800 00
30,000 oo
31 54
$60,000 00
40,000 00
G,828 18
570,436 17
Due from other than reserve banks..
137,906 64
8,074 26
Total._...........................................
$702,264 35
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject t o check. ............. $550,001 83
D emand certificates of
deposit........................ 14,943 18
Cashier's checks............
857 79
Due to banks a n d
bankers........................
4,633 37
Certificates of deposit representing
money borrowed ............................. .
25,000 00
Total._ ...........................................
$702,264 35
222
.A:NNU.AL RBPORT
THE PEOPLES COMMERCIAL AND SA VJNGS BANK, LONDON, OHIO.
Organized Jan. 26, 1910.
President,
H. B. LENHART;
Annual Meeting-3d Monday in January.
Vice President,
HERBERT ADAMS;
Cashier,
H. B. WELSH.
DIRECTORS.
E. S. Gordin, H. B. Lenhart, H. B. Welsh, J. C. Plimell, John Crawford, Howard
Lewis, Herbert Adams, Leon Lenhart, John Vallery, Eber W. Bidwell.
502.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
L oans on collateral.. ........................... .
Other loans and discounts.-.............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
n ot included in reserve ....................
Other b onds and securiities ............... .
Premium on bonds and securities ... .
Banking house ahd lot ... ~···················
FurniQure and fixtures ....................... .
Due from reserve banks $22,620 55
Exchanges for clearing..
1,607 34
Cash in vaulLJ,............ 10,274 49
$18,458
18,229
157,730
1,039
85
44
85
35
27,326 39
17,000
6,100
250
6,500
4,500
00
00
00
00
00
Capital stock paid in ......................... .
Surplus fund·--······ ·······························
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $93,051 10
Demand certificates of
deposit........................ 60,664 38
Cashier's checks............
326 47
Certified ohecks..............
13 00
Savings deposits............ 106,009 74
$25,000 00
5,000 00
1,572 57
260,064 69
34,502 38
TotaL...........................................
Total..............................................
$291,637 26 .
$291,637 26
THE CENTRAL BANK COMP ANY, LORAIN, OHIO.
Organized Feb. 13, 1895.
President,
W.
B.
Annual Meeting-2cl Wednesday in January.
Vice Presidents, D. H.
Cashier, B. A. FosKETT.
THOMPSON;
AIKEN,
C. M.
BRAMAN;
DIRECTORS.
W. B. Thompson, D. H. Aiken, 0. F. Dellenbaugh, S. G. Clifton, G. H. Brown,
F. A. Sanford, B. A. Foskett, Dr. A. T. Grills, C. M. Braman.
168.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts..................
Overdrafts ........................................... .
U. S. bonds and securities not included in 'reserve·-·······: .................. .
State, county and municipal bonds
not incl uded in reserve ................... .
Other bonds and securitiE~s ............... .
Prem ium on bonds and securities ... .
Banking house and lot.-.................... .
Furniture and fi xture,s ....................... .
Cash items........................................... .
Due from reserve banks $41,284 95
Exchanges for clearing..
3,170 10
Cash in vault._............... 3 ,492 75
Bonds held as lawful reserve.. .......................... 12,000 00
LIABILITIES.
$348,579
75 ,742
133,336
934
81
64
98
81
42,942 00
109,783
207,648
386
28,000
11,000
1,038
00
00
68
00
00
86
Other liabilities ................................... .
$50,000 00
30,000 00
16,815 00
957,445 61
79 68
94,947 80
Total.!.. .......................................... $1,054,340 58
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid .. ....................
Individual deposits subject to check .............. $275,660 97
Demand certificates of
deposit........................ 11,605 70
Cashier's checks............
1,187 73
171 38
Certified checks..............
Du e to banks a n d
bankers........................
279 11
Dividends unpaid..........
2,500 00
Savings deposits............ 662,342 26
3,698 46
U. S. postal savings.. ....
TotaL ........................................... $1,054,340 5 ~
223
DEPARTMENT OF BANKS AND BANKING.
THE CITY BANK COMPANY, LORAIN, OHIO.
Organized March 2, 1899.
President,
Annual Meeting-1st Tuesday in May.
Vic e President, R. L. RANKIN; Cashier, W. A.
A ssistant Cashier, W. W. TR EBLE.
CHARLE S FELL;
l)AVIES;
DIRECTORS.
Frank Caley, W. A. Davies, Charles Fell, H . Kohlmyer, R. L. Rankin, G. A. Resek,
·
W. E. W heatley, G. M. Ferguson, Jos. Svete.
422.
RESOURCES.
LIABILITIES.
Loans on real est ate ........................... . $409,293 84
Loans on colla t eral... ............... :.......... .
343,876 91
Other loans and discounts ................. .
145,529 81
U. S. bonds and securities n ot in48,699 00
cluded in re5e rve ............................. .
State, county and municipal b onds
45 ,000 00
not ir,cluded in reser ve..... - ............ .
492,522 02
Q_ther bonds and securities................. .
37,500 00
Banking house a nd lot....................... .
21,097 40
Other real estate................................. .
132 12
Cash items........................................... .
Due from reserve banks $41.131 oo·
Exchanges for clearing..
2,589 25
Cash in vault._............... 133,693 02
Bonds held as lawful reserve............................ 40,000 00
217,413 27
~ir~t!
r;Fnt~~'.~.i.~::::::::::::::::::::::::::
Undivided profits less expenses, in-
$100,000 00
50,000 00
t erest and taxes paid ..................... .
Individua l deposits subject t o check .............. $353,156 88
Cashier's checks...... ......
3,799 43
Certified checks..·-·········
176 70
Savings deposits ............ 1,237,188 18
16,743 18
1,594,321 19
Total... ....................~ ...................... $1,761,064 37
T otal.. ........................................... $ 1,761,064 37
THE LORAIN BANKI NG COMP ANY, LORAIN, OHIO . .
Organized Oct. 4, 1905.
Annual Meeting-3d Tuesday in January.
Pr esident, R. TH EW; First Vice President, 0 . RooT; Second Vice President,
B. G. NICHOLS; Secretary and Tr easurer, C. M. IRI SH .
DIRECTORS.
R. Thew, B. G. Nichols, C. M. Irish, 0. Root, C. E . Krantz, H. P. Neilson,
E. M. Pierce, L. A. Fauver, H. H . Harris.
167.
LIABILITIES.
RESOUR CES.
Loans on real estate........................... .
Loans on collatera l.. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. b onds and securit ies not included in reserve ............................. .
State, county and municipa l bonds
not includ ed in reserve ................... .
Other b onds and securities .... ........... .
Ba nking house a nd lot....................... .
Furniture and fixtures ....................... .
Other real estate ................................. .
Cash item,s ........................................... .
Due from reserve banks $97,358 48
Exchanges for clearing.. 12,899 14
Cash in vault.. ................ 2 ,891 32
$248,656
129,>99
205,773
240
35
63
93
39
G4,35G 25
137,002
82,109
40,338
3,500
261
423
10
72
02
00
85
40
Other liabilities ................................... .
$125,000 00
12,500 00
14,732 40
898,773 52
204 66
139,148 94
Total. ............................................. $1,051,210 58
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund .... ................................... .
Undivided profits less expenses, interest and taxes pa id ..................... .
Individual deposits subject to check .............. $398 ,714 93
D emand certificates of
3,603 b4
deposit.. .... ................. .
1,893 12
Cashier's checks ........... .
2,843 65
Certified check s..............
75 00
Dividends unT,aicl ......... .
Savings deposits ........... . 485,093 13
6,550 65
U . S. posta l savings ......
Total... ...........................'. ............... $1,051,210 58
224
.ANNUAL REPORT
THE . PEOPLES SAVINGS BANK, LORAIN, OHIO.
Organized December 3, 1917.
Annual Meeting- J anuary 9.
President, LEONARD M. MooRE; Vice President, JosEPH GouLD; Cashier, E. A.
BRAUN; Assistant Cashier, H. E. Woon.
DIRECTORS.
L. M. Moore, Joseph Gould, Geo. L. Buell, E. M. Wickens, T . C. Metzger, S. B.
Kochis, A. A. Plato, Adam Kolbe, E. 0. S. Brown, Peter Conrad, A. F. T omasek, W. R. Strike, Geo. Kratt, A. J. Raby, L. A. Burgett. ·
673.
RESOURCES.
Loans on r eal estate............................
L oans on collateral............................. .
Other loans and discounts·-···············
U. S. bonds and securities not included in reserve.-...........................
State, county and municipal bonds
not included in reserve·--···············
Other bonds and securities ................
Furniture and fixtures ........................
Cash items............................................
Due from reserve banks $24,356 99
Exchanges for clearing..
3,926 04
Cash in vault.-............... 20,422 82
LIABILITIES.
$30,000 00
31,136 33
76,732 90
9,166 79
55,077
3 ,000
4,721
219
30
00
91
00
Foreign money ...... - - - - - ··········
Other assets..............,........................... .
Profit and loss.........- -- - -
48,705 85
41 00
109 82
6,453 23
Total. .............................................
$265,364 13
Capital stock paid in ......................... .
Surplus fund ....................................... .
Individual deposits subject to check .............. $120,364 21
Demand certificates of
deposit........................
554 00
Cashier's checks............
7,625 69
25 00
Certified checks·--·········
Savings deposits............ 81 ,659 23
$50,000 00
5,000 00
Other liabilities ..............................:.....
210,228 13
136 00
Tota'-----····························
$265,364 13
THE FIRST AND SAVIN GS BANK, LOUDONVILLE, OHIO.
Organized Jan. 31, 1905. Annual Meeting-First day of January . •
President, D. H . GRAVEN; Vice President, B. STRAUSS; Vice President, E . C.
KrPLINGER; Cashier, W. S. HrssEM.
DIRECTORS.
D. H. Graven, B. Strauss, Wallace Sprang, H. R. Priest, R. E. Byers, R. H. Priest,
R. P. Wallace, M. J . Strang, J. H. Van Horn, B. L. Rice, W. H. Fisher, William
Graf, Sr., C. A. Heffelfinger, A. H. Weimer.
349.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loan s on collateral.. ............................
Other loans a nd discounts ................ ..
Overdrafts ........................................... .
U. S. b onds and securities not included in reserve............................. .
State, county a nd municipal bonds
not include in reserve·-··-·········--··
Other bonds and securities ................
Premium on bonds and securities ... .
Ba nking house and lot, furniture and
fixtures ............................................. .
Other real estate................................. .
Due from reserve banks $86,706 48
Exchanges for clearing..
2,434 46
Cash in vault............ ,..... 11,575 09
Other assets ................· - - - Total ............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$43,924
10,809
309,447
2,660
97
73
47
56
35,4.52 82
63,658 lU
1,315 00
570 91
14,000 00
10,000 00
Capital stock paid in ......................... .
Surplus fund ..... : ................................. .
Undivided profits less exp enses, interest and t axes paid ..................... .
Individual deposits subject to check .... .......... $194,798 43
D emand certificates of
deposit ........................ 251,273 36
Dividends unpaid..........
1,803 00
Savings deposits............ 59,939 33
U.S. p ostal savings......
794 41
$60,000 00
3,000 00
1,947 06
Other liabilities ................................... .
508, 608 53
20,000 00
Total..............................................
$593,555 59
100,716 03
1,000 00
$593,555 59
225
DEPARTMENT OF BANKS AND BANKING.
THE LOWELLVILLE SAVINGS & BANKING COMPANY, LOWELL~
VILLE, OHIO.
Organized March 8, 1906.
President,
ROBERT GRAY;
Annual Meeting-1st Monday in January.
Vice Presidents, JOHN FRECH, VIM .
and Treasurer, H. W. WILLIAMS.
J. LOMAS;
Secretary
DIRECTORS.
Margaret J. Arrel, John L. Becker, James F. Baird, John Frech, Robert Gray,
Dorcas A. Hamilton, Chauncey E . Hoffmaster, Wm. J. Lomax, James Meehan,
Jr., Alfred J . Moore, Harmon T. McCartney, Elmer C. Robinson, Paul B. H.
Smith, Melvin Stacy, Harry W. Williams.
169.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ................... .
Other bonds and securities .. ............. .
Premium on bonds and securities ... .
Banking house and lot.-.................... .
Furniture and fixtures ........................
Due from reserve banks $136,979 4 7
Cash in vault.................. 14,045 94
$141,243
20,540
44,760
262
71
00
23
68
Capital stock paid in ..........................
Surplus fund .. .. ................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $182,697 01
D emand certificates of
deposit ........................
523 00
Cashier's checks ........... .
574 15
1,541 00
Certified checks..............
Dividends unpaid ......... .
1,500 00
Time certificates of deposit............................
4,536 23
Savings deposits ............ 450,679 44
U.S. postal savings...... 54,664 06
32,990 29
215,867
154,224
3,552
12,615
4,765
62
50
57
74
00
Foreign money .... ................................
151,025 41
117 11
Total............................................. .
$781,964 86
$50;000 00
30,000 00
5,249 97
696,714 89
Total.-.......................................... .
$781,964 86
THE LOWER SALEM COMMERCIAL BANK, LOWER SALEM, OHIO.
Organized Sept. 2, 1911.
President,
GEO. L AUER;
Annual Meeting-2d Wednesday in January.
Vice President, M.
CULLEN;
Cashier,
G. W. PERKINS.
DIRECTORS.
Geo. Lauer, M. Cullen, G. W. Perkins, H. s: Dutton, D. W. Schramm, Ballser
Erb, J. T. Lovett, N. F. Schott, D. M. True.
546.
RESOURC ES.
Loa ns on real estate........................... .
Loa ns on colla t eral.. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
State, county and municipal bonds
not includ ed in reserve ................... .
Other bonds a nd securities ............... .
Furniture and fixtures ....................... .
Cash items ........................................... .
Du e from reserve banks $19,967 83
Cash in vault..................
3,287 60
LIABILITIES.
$49,940
46,011
29 ,464
35
07
09
73
32
..5,000
2.400
675
150
00
00
00
00
23,255 43
T otal..............................................
8-B. &B.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$156,931 64
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses , interest and taxes paid ......................
Individual deposits subject to check. ............. $47,847 51
D emand certificates of
deposit .... ................... . 69 ,720 04
Cashier's check ............. .
129 40
2 50
Certified checks ..·-·········
Dividends unpaid ......... .
50 00
U.S. postal savings ..... .
475 9 1
$25,000 00
1,000 00
2,546 78
On Liberty bonds ............................... .
118,225 36
10,159 50
TotaL ...........................................
$ 156,93 1 64
226
ANNUAL REPORT
THE FARMERS & :MERCHANTS BANK COMPANY, LUCAS, OHIO.
Organized Nov. 10, 1905.
President, T . A.
PARRY;
Annual 1\/Ieeting-lst Tuesday in February.
Vice President, H. F.
SMART;
Cashier,
G.
E.
GLADDEN.
DIRECTORS.
T. A. Parry, H. F. Smart, :rvI. L. Culler, Samuel Andrews, C. M. Herring,
Emery Fox, E. Sheets, J as. E. Baker, G. E. Gladden.
393.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collateral............................. .
Other loans and discounts................. .
State, c·o unty and municipal bonds
not included in reserve ................... .
Other bonds and securities ............... .
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Other real estate................................. .
Due from reserve banks $21,530 2.5
Cash in vault..................
3,783 13
B onds held as lawful
9,050 00
reserve ....................... .
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits Jess expenses , interest and taxes paid ..................... .
Individual deposits subject to check.............. $85,029 12
Demand certificates of
deposit........................ 62,469 81
Savings deposits............ 75,380 60 ·
U.S. postal savings.. ....
16 62
$40,348 50
8,175 00
60,727 33
12,200
83,200
1,100
1,192
1,100
00
00
00
79
00
$12,500 00
10,000 00
2,749 62
222,896 15
Items in transit ....................................
Accrued interest ................................. .
R evenue stamps ................................. .
34,363 38
5,623 n
105 04
10 00
Total..............................................
$248,145 77
Total... ...........................................
$2_4 8,145 77
THE EXCHANGE BANK OF MADISO r, MADISON, OHIO.
Organized March 27, 1875.
President, A.
S . STR ATTON;
Annual Meeting-2cl VI eclnesclay in January.
Vice President, ]. V.
vVINANS;
Cashier,
D . D. SMEAD.
DIRECTORS.
A. S. Stratton, A. N. Benjamin, J. V . Winan , C. R. Kimball, D. D. Smead.
171.
RESOURCES.
Loans on real estate........................... .
L oans on collateral.. ........................ '. .. .
Other Joans and discounts ................. .
Overdrafts .. ......................................... .
U. S. b onds and securities not in~
eluded in reserve............................. .
State, county and municipal bonds
not included in reserve ................... .
Other bonds and securities ............... .
Banking house and lot.- .................... .
Due from r eserve banks $45,846 79
Cash in vault.................. 11 ,957 54
LIABILITIES.
$85,718
98,476
61,671
1,586
75
44
28
11
8,278 15
36,000 00
84,533 33
3,000 00
Capital stock paid in ......................... .
t~Ji~ict~dni;~fit·s··ies~··~;p·~~·se;·:·;-;;~
t erest and taxes paid ..................... .
Individual deposits subject to check .............. $181,495 64
Demand certificates o'f
deposit........................
5,167 07
Dividends unpaid..........
583 50
Savings deposits ......... :.. 182,0 2 30
U. S. postal savings......
2,505 49
$25,000 00
35,000 00
5,234 39
371,834 00
57,804 33
Tota l..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$437,068 39
Total............................................ ..
$437,068 39
227
DEPARTMENT OF BANKS AND BANKING.
THE BANK OF 1IAGNOLIA COMPANY, MAGNOLIA, OHIO.
Orga1iized April 14, 1910.
President,
CHAS.
E.
Annual Meeting-2d Wednesday in January.
BECK; Vice President, ]ORN H. RICE;
GREER; Cashier, JoH N S. Mc L EAN.
Secretary, R. E.
DIRECTORS.
Chas. E. Beck, R. E. Greer, J ohn H. Rice, W. H. Greer, C. S. Greer.
506.
LIABILITIES.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ............ ............... .
Other loans and discounts.-...............
U. S. bonds and securities not included in reserve.-.......................... .
State, county and municipal bonds
not included in reserve ..... - .............
Other bonds and securities ............... .
W ar savings stamps ......................... .;..
Banking house and lot ..................... .
D ue from reserve banks 114,401 51
Cash in vault.................. 17,566 90
B onds h eld as lawful
3,000 00
reserve ....................... .
855,125 00
46,526 00
55, 190 36
T otaL...........................................
$350,752 57
1,800 00
37,022
12,000
620
7,500
80
00
00
00
Capital stock paid in..........................
Surplus fund..... ...................................
Undivided profits less expenses, interest and taxes paid......................
Individual deposits subject to check............. 143,394 79
D emand certificates of
7,885 70
deposit......................
Time certificates of deposit.. .......................... 156,642 08
$25,000 00
15,000 00
TotaL...........................................
$350,752 57
2,830 00
307,922 57
134,968 41
THE MAG~ ETIC SPRI GS BANKING COMPANY, MAGNETIC SPRINGS,
OHIO.
Organized Sept. 16, 1916.
Presiden t, T. R.
PERKINS;
Annual Meeting-First Wednesday in January.
Vice President,
LEE ATHERTON;
Cashier, C. S.
D AV ID.
DIRECTORS.
C. S. David, J. F. Conrad, T . R. P erkins, A. J. Hickok, Wm. Neel, Geo. Montgomery, Lee Atherton, Charles Spurgeon, T. R. Perkins, W . F. Miller.
641.
LIABILITIES.
RESOURCES .
Loans on real estate........................... .
Loans on colla teral.. ........................... .
Other loans and discounts..................
Other bonds and securities ............... .
Prem ium on bonds and securities ... .
Banking house and lot.-.................... .
Furniture and fixtures ....................... .
Due from r eserve banks $6.488 16
3,191 43
Cash in vault..................
Sll, 618
3,300
39,689
10,500
669
3,2 7
1,98G
25
00
66
00
23
07
71
$25 ,000 00
100 00
9,679 59
Capital stock paid in ..........................
Surplus fund ..........•........... 1-................
Undivided profits less expenses, int erest and taxes paid ......................
Ind ividual deposits subject to check............. $24,597 57
D emand certificates of
1,346 79
deposit........................
Tim e certificates of deposit...... ...................... 29,048 99
$80,730 51
T otal ............................................. .
$80,730 51
637 16
54,993 35
TotaL ........................................... .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
228
ANNUAL REPORT
THE BANK OF MANSFIELD, MANSFIELD, OHIO.
Organized Oct. 7, 1892.
President,
JoHN KRAUS E ;
Annual Meeting-1st Monday in January.
Vice, Presidents, W. E. Lo u GHBRIDGE,
Cashier, W. G: PATTERSON.
L.
D.
ZAHNISER;
DIRECTORS.
B. J. Balliett, T. R. Barnes, E. D. Baxter, L. T. Brown, Wm. Dow, C. N. Gaumer,
Dimon Herring, Jno. Krause, W. E. Loughbridge, A. F. Spitler, M. D. Ward,
D. L. Zahniser.
389.
RESOURCES.
LIABILITIES.
Loans on real estate..............•...~. .........
Loans on collateral.. ........... ~ .............. .
Other loans and discdunts·-···············
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve.,.": .........................
Sta t e, county and municipal bonds
not included in reserve ..·--·············
Other bonds and securities ............... .
Due from reserve banks $131,017 21
Exchanges for clearing.. 20,820 77
Cash in vault ................ 38,602 82
$80,282
143,797
338,115
762
67
31
93
66
107,575 48
121,300 00
34,500 00
190,440 80
65,602 36
81 58
Items in transit................................... .
Revenue stamps ................................. .
Capital stock paid in ......................... .
Surplus fund ......~ .............. .,.......·....__..... .
Undivided profits less expenses, interest and taxes paid ..................... .
R eserve for interest ........................... .
Individual deposits subject to check. ............. $539,096 44
D emand certificates of
deposit........................ 91,800 20
143 75
Certified checks·-···········
Savings deposits ............ 207,625 84
U. S. postal savings......
4,649 71
$140,000 00
70,000 00
28,792 39
207 98
843,315 94
142 48
Other liabilities................ _ _ __
TotaL ........................................... $1,082,458 79
Total.-······················ · · · - - - - $1,082,458 79
THE MANSFIELD SAVINGS BANK, MANSFIELD, OHIO.
Organized Oct. 15, 1873.
Annua\ Meeting-1st Monday in January.
President, C. F.
Vice President, J. E.
F. H. MARQUIS.
ACKERMAN;
BROWN;
Cashier,
DIRECTORS .
C. F. Ackerman, R. Brinkerhoff, Jr., J. E. Brown, F. T. Brister, S. N. Ford, E . J.
Gilbert, Chas. Ritter, Peter Scholl, Chas. Schroer, Jr., Jas. P. Seward, Rufus
A. Tracy, C. H. Voegele.
318.
RESOURCES.
Loans on real estate........................... .
Loans on collateral..............................
Other lo~ns and discounts.- .............. .
Overdrafts ............................................
U. S. bonds and securities not included in r eserve.-.......................... .
State, county and municipal bonds
not included in r eserve·-··-·············
Other bonds and securities ............... .
Banking house and lot........................
Due from reserve banks $337,360 68
Exchanges for clearing.. 56,399 78
Cash in vault... - ............. 141,185 03
Thrift stamps................
Revenue stamps............
$1,126 00
100 00
Items in transit ..................................
LIABILITIES.
$102,660
464,653
989,203
287
00
11
64
15
245,050 00
507,352 05
167,000 00
50,000 00
$200,000 00
155,000 00
33,013 23
2,797,723 13
534,945 49
1,226 00
123,358 92
TotaL ...................................., ...... $3,185,736 36
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in..........................
Surplus fund ........................................
Undivided profits less expenses, int er est and taxes paid......................
Individual deposits
subject to check .... $1,163,268 99
D emand certificates
of deposit................
91,202 90
Due to banks and
bankers·-·················
4,157 71
Dividends unpaid......
74 00
Savings deposits........ 1,539,019 53
TotaL ........................................... $3,185,736 36
229
DEPARTMENT OF BANKS AND BANKING.
THE FARMERS SAVINGS & TRUST COMPANY, MANSFIELD, OHIO.
Organized Feb. 17, 1906.
Annual Meeting- 1st Monday in January.
President, EDWIN S. NATL; First Vice President, EDWIN 0.
Vice President, A. B. McLE AN ; Third Vice President,
Secretary and Treasurer, J. B. LINDLEY.
TOWNS EN D; Second
B. A. B AXTER;
DIRECTORS.
E. 0. Townsend, W. J. Tappan, Burton Preston, E. S. Nail, C. F. Harding, J. M.
Dickson, A. B. McLean, Wm. McWeldon, H . S. Black, B. A. Baxter, L.
Hautzenroeder, Wm. Isaly, E. B. Cappellar, A. W. Henne.
172.
RESOURCES.
Loans on real estate........................... .
Loans on collatera l.. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
Liberty bonds ..................................... .
State, county and municipal bonds
not included in reserve................... .
Other bonds and securities ............... .
Premium on bonds and securities .... ..
Banking house and lot....................... .
Due from reserve banks $163,877 18
Exchanges for clearing..
7,002 78
Cash in vault.................. 38,906 06
I terns in transit................................... .
Other assets......................................... .
LIABILITIES.
$2,450
349,623
540,921
1,649
7,649
00
26
86
26
08
55,100
16,010
1,921
25,000
00
00
50
00
209,786 02
12,158 08
39 01
Capital stock paid in ......................... .
nd
$100,000 00
50,000 00
terest and taxes paid ..................... .
F ederal income tax ............................. .
Individual deposits subject to check. ............. $576,730 82
D emand certificates of
deposit.... .................... 123,723 10
Certified checks..............
286 56
Due to banks a n d
bankers........................ 21,111 86
Dividends unpaid..........
5,144 00
Time certificates of deposit............................ 79,998 87
Savings deposits............ 210,012 97
U. S. postal savings......
4,091 61
50,884 91
323 37
t~tii~~d ~·~fits··iess··~;p·~~·ses·:·r;;~
1,021,099 79
TotaL.....•... _ _ _ _ _ _ _ $1,222,308 07
Total. _ _ _ _ _ _ _ _ ···· $1,222,308 07
THE RICHLAND SAVINGS BANK COMPANY, MANSFIELD, OHIO.
Organized April 8, 1898.
President, M. B.
BUSHNELL;
Annual Meeting-1st of January.
Vice President, F.
C. H. Buer-ms.
M. BusHNELL;
Cashier,
DIRECTORS.
L. R. Dronberger, A. D. Rowlands, A. S. Beach, G. W. Kenson, C. H. Workt'nan,
F. M. Bushnell, M. B. Bushnell, E . G. Robinson, F. W. Bloor, J. F. Culler,
Geo. Breidenstein.
372.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and di scounts.-.............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
-not included in reserve ................... .
Other bonds and securities ............... .
Other real estate ................................. .
Due from reserve banks $220,767 85
Exchanges for clearing..
7,831 58
Cash in vault.................. 55,530 33
Items in transit................................... .
LIABILITIES.
$44,352
107,828
326,346
1,195
00
88
87
57
33,550 00
200,266 00
2,250 00
15,425 00
284,129 76
17,560 51.
Total... ........................................... $1,032,904 59
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ........................................
Undivided profits less expenses, int erest and taxes paid.... ..................
Individual deposits subject to check .. ............ $529,868 33
D emand certificates of
deposit....... ................. 41,605 78
Cashier's checks............
457 64
Du e to banks and
bankers........................
9,154 34
Dividends unpaid..........
3 00
Savings deposits ............ 302,031 30
U.S. postal savings ..... '.
4,156 03
$100,000 00
25,000 00
20,538 17
887,366 42
TotaL ........................................... $1,032,904 59
230
ANNUAL REPORT
THE SECURITY SAVINGS A D TRUST COMPANY, MANSFIELD, OHIO.
Organized Jan. 16, 1906.
President, E.
F . M.
Annual Meeting-2cl Tuesday in January.
REMY ; Vic e President, G. H. vV EID N ER; S ecretary and Treasurer,
REMY; A sst. S ecretary and Treasurer, J EAN ETTE C. HOFFM AN.
DIRECTORS .
A. E. Courtney, E. L. Culler, C. Hoffman, C. H. Huston, G. H. Lowrey, J. O'Rorke,
E. Remy, F. M. Remy, W. H. Shryock, A. C. Stewart, A. L. Stoodt, G. H.
Weidner, W . C. Hedges, G. W. Henne.
173.
LIABILITIES.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts ................. .
U. S. b onds and securities not included in reserv e............................. .
St ate, county and municipa l bonds
not included in reserve ................... .
Other bonds and securities .. .. ........... .
Banking house and lot.. .................... .
Furniture and fixtures ........................
Other real estate................................. .
Due from r eserve banks $39,878 88
Exchanges for clearing.. 20,627 52
Cash in vault.................. 35,641 94
$44,638 00
59,525 00
209,817 42
20,453 60
13,500
17,500
19,175
7,900
1,169
00
00
00
00
86
Capital stock paid in ......................... .
Surplus fund .. ..................................... .
Undivided profits less expense's, int erest and taxes pa id .....:: .............. .
Individual deposits subject t o check .. ............ $215,337 55
D emand certifica t es of
deposit.. ...................... 14,905 54
Certified checks..............
779 69
Due t o banks a n d
ba nkers........................
6,311 26
Dividends unpaid..........
3,494 65
Sav ings d eposits .. .......... 124,647 71
$84,000 00
40,000 00
T otal..............................................
$489,827 22
3fi0 82
365,476 40
96,148 34
Total..............................................
$489,827 22
THE MARBLEHEAD BANK COMPANY, MARBLEHEAD, OHIO.
Organized March 6, 1907. · Annual Meeting-3d Tuesday in February.
President, Lours ST. MARIE; Vice President, H. GEO. GuLAU; Cashier, .
P. C. GOETHE.
DIRECTORS.
Louis St. Mar ie, L. W. Byington, Geo. B. Ward, Dr. A. B. Jordan, A. J. Clemens,
H. Geo. Gulau, Geo. Boytim.
174.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral... .......................... .
Other loans and discounts ................. .
Overdrafts ............................................
U . S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ..·--·············
Oth er bonds amt securities .. ..............
War saving stamps............................. .
Furniture and fixtures ........................
Cash items........................................... .
Due from r eserve banks $21,496 04
Exchanges for clearing..
43 55
Cash in vault..................
8,960 20
$43,184
3,223
32,901
95
6G
9G
03
64
2,250 00
60,536
6,000
37
1,500
256
02
00
51
00
00
Capital stock paid in ......................... .
Surplus fund ......................................... .
Undivided profits less exp·e nses, int erest and taxes paid ....................... .
Individual deposits subject to check. ... .......... $73,4 2 40
Certifie<l checks..·- ·······•·
37 25
Time certificates of d eposit.. .. ........................ 29,883 23
Savings deposits.. .......... 49,626 70
$12,500 00
7,500 00
2,455 03
Money borrowed ................................. .
153,029 58
5,000 00
Total..............................................
$180,484 61
30,499 79
Total..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$180,484 61
231
DEPARTMENT OF BANKS AND BANKING.
TH E MARENGO BANKING COMPANY, MARENGO, OHIO.
Organized Jan. 28, 1904.
President, B. B.
L EWIS;
Annual Meeting-1st Monday in January.
J.
Vice President,
D . VAIL;
Cashier, J.
W. NELSON.
DIRECTORS.
B. B. Lewi s, J. D. Vail, F. E. Thompson, W. L. West, Fred Allison, S. F. Mosher,
C. H. Wood, C. B. Smith.
413.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts .. ..........................................
U . S. bonds and securities not included in reserve ............................. .
State, cou nty and municipal bonds
not included in reserve ................... .
War saving stamps ............................. .
Ba nking house and lot ....................... .
Furniture and fixtures ....................... .
Cash items ........................ .................. .
Due from reserve banks $25,001 98
Excha nges for clearing..
1,939 28
Cash in vault..................
5, 185 58
TotaL ..:........................................
LIABILITIES.
$24,697
935
89 ,969
175
50
00
60
45
7,612 50
2q,243
2,502
1,500
1,250
77
00
00
00
10 00
Ca pital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to checlc. .... ........ $88, 761 (34
Demand certificat es of
d eposit........................ 62,319 15
Savings deposits............
1,725 67
$15,000 00
13,000 00
T otaL...........................................
$184,022 66
3,~16 20
152 ,806 46
32, 126 84
$184,022 66
THE DIME SAVINGS SOCIETY OF MARIETTA, MARIETTA, OHIO.
Organized Dec. 6, 1871. Annual Meeting-Jan. 15th or the succeeding Monday.
President,
Cr·I.i\S.
H.
NEWTON ; Vice President, CHAS.
PRESSLEY M. WHITE.
W.
OTTO;
Treasurer,
DIRECTORS .
Wm. H. Lord, A. W. Tompkin s, A. J. Richards, W. S. Hancock, J. W. Dysle,
Thos. B. Greene, Chas. L. Bailey.
175.
RESOURCES.
Loans on rea l estate........................... .
L oans on collateral.. ........................... .
U. S. bonds a nd securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ................... .
Banking h ouse and lot... .................... .
Furniture and fixtures ....................... .
Cash items ........................................... .
Due from reserve banks $80,217 71
Excha nges for clearing..
2,211 76
Cash in vaµ lt.................. 40,421 90
Bonds held as lawful
reserve.... .................... 40,000 00
Other assets......................................... .
LIABILITIES.
$544,669 43
7,972 27
81.129 09
450,575
27,000
3,500
15
00
00
00
00
$30,000 00
52,C05 67
1,195,151 96
162,851 37
45 47
TotaL ........................................... $1 ,277,757 63
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Surplus fund .... ....................................
Undivided profits less expenses , interest and t axes p a id .. ....................
Cashier's checks............ $4,159 05
Ti me certificates of dep osit.... ........................ 296,019 62
Savings deposits............ 894,973 29
Total... ...,....................................... $1,277,757 6:j
232
ANNUAL REPORT
THE PEOPLES BANKING AND TRUST COMPANY, MARIETTA, OHIO.
Organized February 6, 1902.
Annual Meeting-2d Tuesday in February.
President, D . A. BARTLETT; Vice President, A. D. FOLLETT; Tr easurer, J. H . McCOY;
Assistant Treasurer, C. EARLE SPIES; Trust Officer, G. W. LANSLEY.
DIRECTORS.
D. A. Bartlett, P . J. Donnelly, Geo. White, A. D. Follett, L. Gruber, A. J. Stancliff, J. A. Lovell, W. R. Metcalf, Alonzo Hall.
176.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts ..................
LT. S. bonds and securities not included in reserve ............................. .
State, countf and m,.mici;)i)l bonds
not included rn reserv:. ................. .
O ther bonds and securi ties-..............
Trust investments..·-···························
R evenue stamps ................................. .
Fur-n iture and fixtures ..................... .
Cash items........................................... .
D ue from reserve banks $90,929 77
Exchanges for clearing.. 28,314 40
Cash in vault,--····-········ 61,458 21
Due from other than
reserve b a n ~ - - - -
LIABILITIES.
$66,701 00
1,296,160 55
429,166 20
70,651 88
58,200
38 ,000
50S,788
363
7, 500
960
00
00
80
90
00
18
Capital stock paid in ..........................
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject t o check .. ............ $329 ,178 06
Cashier's checks............ 13 ,963 34
Certified checks.~...........
75 00
Due to banks a n d
bankers........................ 82,775 44
Dividends unpaid..........
30 00
Time certificates of deposi t ............................ 568,628 ,57
Savings deposits............ 163,774 11
Trust deposits ................ 54 1,730 20
180,702 38
2,394 60
M oney borrowed................................. .
Bonds borrowed ................................. .
$100,000 00
200,000 00
59,434 77
2,200,154 72
50,000 00
50,000 00
TotaL ........................................... $2,659,589 49
Total--··············•··························· $2,659,589 49
THE FAHEY BANKING COMPANY, MARION, OHIO.
Organi zed March 7, 1893.
President, A. C.
EDMONDSON;
O'BRIE N ;
Annual Meeting-3d Monday in April.
Vice President, FRANK A.
Asst. Cashier, T. L. FAHEY.
HUBER;
Cashier, M. C.
DIRECTORS.
Frank A. Huber, J. F. Prendergast, J. G. Fairbanks, J. A. Schroeter, Geo. B.
Scofield, C. Breen, A. C. Edmondson, M. C. O'Brien, T. L. Fahey.
177.
RESOURCES.
L'.)ans on real estate ........................... .
L '.)ans on collateral... ...........................
Other loans and discounts·-···············
O verdrafts ............................................
U . S. b ::>nds and securities n ot included in reserve ............................. .
Other bonds and securities .. .. ............
Bank ing h ouse and lot·-···············••··•·
Furniture and fixtures ....................... .
D ue from reserve banks $50,304 54
Exchanges for clearing..
6,70S 8 1
Cash in vault ..................
9,483 60
LIABILITIES.
$363,54 1
64,833
316,441
1,167
23
48
88
23
3 ,995
3,500
20,140
500
13
00
00
00
466 62
35 00
Total..............................................
'841,117 52
$300,000 00
60,000 00
11,551 28
M oney borrowed..·-·····························
Other liabilities ................................... .
449,245 15
20,000 00
321 09
Total.............................................
$841.l17 52
66,496 95
Due from other t han
reserve banks._ ....:............................
R evepue stamps ................................. .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in..·--·····················
Surplus fund ....................................... .
Undivided profits less expenses, inte rest and taxes pa id ......................
Individual deposits subject to ch eck .............. $314,151 60
Demand certificates of
deposit........................ 29,496 72
D ue to banks a n d
bankers·-·····················
1,78 1 46
Time certificates of dep osit............................ 103,815 37
233
DEPARTMENT OF BANKS AND BANKING.
THE MARION COUNTY BANK COMPANY, MARION, OHIO.
Organized Aug. 14, 1891.
Annual Meeting-2d Monday in April.
President, vV. H. SHAFFN ER ; Vice Presidents, C. C.
Cashier, 0. E. KENNEDY; Asst. Cashiers, E. L.
FISHER, GEO. D. COPELAND;
BusH, L. G. SrFRITT.
DIRECTORS.
C. C. Fisher, Geo. D. Copeland, Henr.y A. True, W. H. Schaffner, D. W . Evans,
Henry Ackerman, C. T. Wiant, Jacob G. Leffler, W. G. Harding, Michael
Waddel.
412.
RESOURCES.
Loans on real estate........................... .
Loans on collateral... .......................... .
Other loans and discounts ................. .
Overdrafts ............................................
U. S. bonds and securities n ot included in reserve ............................. .
State, county and municipal bonds
not included in reserve ... _.............. .
Other bonds and securities ................
Furniture and fixtures ....................... .
Other real estate................................. .
Cash items........................................... .
Due from reserve banks $106,022 10
Exchanges for clearing.. 10,681 41
Cash in vault.................. 50,097 .71
Due from other than
It!~:i~et~:1~t:::::::::::::::::::::::::::::::::
Other assets......................................... .
LIABILITIES.
$63,220
156,422
937,704
2,794
30
46
98
85
45,866 35
10,000
1,250
9, 600
20,000
157
00
00
00
00
27
166,801 22
Capital stock paid in..........................
Surplus fund.... ....................................
Undivided profits less expenses, int erest and taxes paid......................
Individual deposits subject to check .............. $681,591 11
Demand certificates of
deposit........................ 25,566 33
Certified checks ... -.........
125 00
Due to banks a n d
bankers........................ 18,674 61
Dividends unpaid..........
262 00
Time certificates of deP?Sit ............_................ 218,332 12
savmgs deposits............ 37,160 77
U.S. postal savings......
7,282 29
359 10
18,899 94
127 95
M oney borrowed..................................
Total. ............................................. $1,433,204 42
$250,000 00
100,000 00
44,210
1!)
988,994 23
50,000 00
Total... ........................................... $1,433,204 42
THE MARION SAVINGS BANK COMPANY, MARION, OHIO.
Organized
President, C. E.
far'ch 4, 1901.
Annual Meeting -
Vice President, J . W.
Assistant Cash-ier, S. H.
MERKLE;
JACOBY;
DELONG.
Cashier, B. F.
WAPLES;
DIRECTORS.
Hoke Donithen, J. B. Gunder, P. F. Foreman, FranW J. Mautz, J. M. Schneider.
448.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. .......................... ..
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and ser.urities n ot included in reserve ............................. .
State, county and municipal bonds
not included in reserve.....- ............ .
Furniture and fixtures ....................... .
Other real estate ................................. .
Cash items........................................... .
Due from reserve banks $44,878 00
Exchanges for clearing.. 10,449 66
Cash in vault.................. 19,948 43
Foreign money ................................... .
Due from other than reserve banks..
Insurance paid for borrowers ........... .
Internal revenue stamp ..................... .
Total. ............................................ .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$219,612
21,379
182,031
1,376
05
37
59
1~
10,525 50
Capital stock paid in ........................ ..
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to ch eck. ............. $195,631 22
D emand certificates of
deposit........................
4,485 58
Due to ba nks a n d
bankers........................
386 15
Time certificates of deposit............................ 75,282 35
Savings deposits............ 129,636 46
$50,000 00
13,000 00
6,595 53
1,000
2,700
926
59
00
00
29
28
75,276
61
1,013
11
56
09
00
46
25
29
Money borrowed ................................. .
Other liabilities ................................... .
405,421 76
40,000 00
1,011 06
$516,028 35
Total. ............................................ .
$516,Q28 35
234
ANNUAL REPORT
THE COMMERCI AL B A NK COMPA N Y, M ARTI N S FERRY, OHIO.
Annual Meeting-2d Tuesday in January.
Organized F eb. 19, 1898.
P resident, GEO. H. SMITH ; Vice P resident, J AMES A. DICKSO N ; Cashier,
J AS. G. MEDILL.
DIRECTORS.
Geo. H. Smith, Jame
A . Dickson, T. W. Shreve, Ja . G. Medill, Ernest G. Smith.
178.
LIABILITIES.
RESOURCES .
Loans on real estate............................
Loans on colla t eral.. ........................... .
Oth er loans a nd d iscoun ts ................. .
Overdra fts ........................................... .
U. S. bonds and securities not included in reserve........................ ......
State, county a nd m unicipal bonds
not included in reserve..·--·············
Other bond s a nd secur ities ............... .
Furniture a nd fi xt ures ........................
Other r eal est a t e................................. .
Due from reserve banks $75,421 96
Exchanges for clearing.. 15,275 59
Cash in vault.................. 20,294 01
Foreign money ....................................
Due from other than reserve banks..
Other assets............................ ·-···········
Tota L ...........................................
$103,253
196,980
79,706
980
98
5;~
55
51
76,017 28
33,109
65 ,464
1,000
400
05
47
00
00
110,991
259
60,101
60
56
70
66
00
Ca pital stock pa id in ......................... .
Surplus fund .. ..................................... .
Undi v ided profits less expenses, int erest and ta xes paid ..................... .
Individual d eposits subject t o check .............. $252,652 99
56 00
Certifi ed checks..............
D ue to banks a n d
411 8 2
ba nkers........................
Ti me certificat es of d ep osit ............................ 223, 533 86
Savin gs deposits............ 143,4 10 09
U. S. postal savings...... 30,644 34
$25,000 00
47,000 00
Total..............................................
$728,331 29
$728,331 29
5,622 19
650,709 10
THE CITIZE S S VINGS BANK, MARTINS FERRY, OHIO.
Organ ized January 27, 1902.
Annual M eeting-2d \tVeclnesday in Ja nuary.
Preside,-it, E . E. McCoMBS; V ice., President, J. E . R EYNOLDS; Cashier, W. C.
BERGUNATH AL; Assistant Cashier, W. H. \i\TooD.
DIRECTORS.
E. E. McComb , J. E. Reynolds, J. W. Darrah, J. G. Parr, A. T : Selby, David Coss,
Thomas E . Pugh.
179.
RESOURCES.
Loans on real esta t e............................
Loans on collateral.. ........................... .
Other loans and discounts.-...............
Ove·r drafts .. ..........................................
U. S. bonds and securities · not includ ed in reserve............................. .
Sta te, county and municipa l bonds
not included in reserve................... .
Banking house and lot ....................... .
Due from reserve banks $100,36 1 89
Exchanges for clearing.. 35,127 79
Cash in vault.................. 90,043 27
Total..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$164, 32 42
57,47 12
262,115.14
523 40
75,000 00
37,500 00
225,532 95
Capi tal stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, int erest and taxes pa id ..................... .
Individual deposits subject to check .............. $321 ,095 25
Due t o ba nks a n d
ba nkers........................ 35,164 04
2,360 00
Dividend s unpaid..........
Time certificates of deposit.. .......................... 167,646 37
Savings deposits ............ 276,641 47
U . S. posta l savings.. .... 10,281 27
$934,425 03
Total. .............................................
934 ,425 03
82,843 00
76,100 00
65,000 00
8,736 63
13,188 40
235
DEPARTMENT OF BANKS AND BANKING.
THE PEOPLES SAVING BANK COMPANY, MARTINS FERRY, OHIO.
Annual Meeting-2d Tuesday in January.
Organized Feb. 23, 1891.
President,
F.
R.
SEDGWICK; Vice President, GEO.
MYRON E. COLE.
L.
SPENCE;
Cashier,
DIRECTORS. ··
W. L. Noble, William Lipphardt, S. T. Kerr, Geo. L. Spence, William Seabright,
F. R. Sedgwick, Elisha B. Steer, Myron E. Cole.
414.
LIABILITIES.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral.. ......................... _.
Other loans and discou nts ..................
Overdrafts ............................................
U. S. bonds and securities not included in reserve ........................... .
State, county- and municipal bonds
not included in reserve.................. .
Other bonds and securities .. ............. .
Banking house and lot ....................... .
Other real estate................................. .
Cash items ........................................... .
Due from reserve banks $325,836 63
4,3.58 21
Exchanges for clearing..
Cash in vault._............... 70,052 13
$228,135
490,798
252,44.5
1,607
!)6
83
71
73
218, 750 00
132,823 00
94,600 00
40,000 00
10,000 00
92137
400,246 97
600 00
16,168 99
Foreign money ....................................
Due from other than reserve banks..
$100,000 00
50,000 00
Capital stock paid in ..........................
Surplus fund.. ......................................
Undivided profits less expenses, interest a nd taxes paid.. ....................
R eserve for t a xes.. ..............................
Individual deposits subject to check .............. $535,00 29
1,931 09
Cashier's checks.. ..........
967 59
Certified checks..............
Due to banks a n d
bankers........................ 40,535 83
4,000 00
Dividends unpaid..........
Ticre certificates of deposit.. .......................... 371,920 74
Savings deposits............ 696,331 21
U. S. postal savings...... 45,690 60
3Q.300 00
1,413 21
1,696,385 35
TotaL ........................................... $1,887,098 56
TotaL ........................................... $1,887,098 56
THE BANK OF MARYSVILLE, MARYSVILLE, OHIO.
Organized Aug. 23, 1890.
President, W. C.
Annual Meeting-1st Monday m January.
Vice Presidents, H. E.
Cashier, E. A. EMMETT.
FULLINGTON;
CONKRIGHT,
J.
C . AsMAN;
DIRECTORS .
W. C. Fullington, John C. Asman, Sr., H. W. Morey, J. M. Lentz, H. E.
Conkright, B. M. Rutan, W . 1!_..Qtte.
180.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Acceptances of this bank purchased
or discounted ....................................
Overdrafts .... ,... _. ................................. .
U. S. bonds and· securities not included in reserve .......................... .
State, CO'Unty and muni cipal bonds
n ot included in r eserve ..... - .............
Other bonds and securities ............. .
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Other real estate ..................................
Cash items ........................................... .
Due from reserve banks $79,233 26
1,007 69
Exchanges for clearing..
Cash in vault.................. 15,153 09
Bonds held as lawful
reserve ...... ................. .
7,000 00
LIABILITIES.
91,648 00
91,717 75
493,381 56
1,019 52
1,076 89
82,71~ 5ll
00
00
00
00
00
6 83
38,760
27,000
25,000
3,000
4,000
$75-P00 00
8,000 00
3,250 19
877,467 34
Due from other than reserve banks..
Other assets......................................... .
102,394 04
1,946 87
53 .57
Total .............................................
963,717 53
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund .........: ............................. .
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check. ............. $340,242 74
Demand certificates of
deposit........................ 118,352 62
160 50
Certified checks. ... .........
Due to banks a n d
321 18
bankers........................
Time certificates of de- ·
posit.... ........................ 4!17, 158 26
1,150 79
Savings deposits............
81 25
U.S. postal savings......
TotaL...........................................
$963,717 53
236
ANNUAL REPORT
THE COMMERCIAL SAVINGS BANK, MARYSVILLE, OHIO.
Organized Sept. 10, 1909.
President,
LOUI S F. BLUE;
Annual Meeting-2d Wednesday in January.
Vice President,
CHARLES
FRED GABRIEL
"
A.
MORELOCK;
Asst. Cashier,
DIRECTORS.
Louis F. Blue, Charles A. Morelock, Chester Seigman, Will H. Longbrake, E. H.
Hatton, Gottlieb Burns, A. B. Swisher.
496.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in r eserve................... .
Other bonds and securities ............... .
Furniture and fixtures ....................... .
Due from reserve banks $30,251 53
Exchanges for clearing..
3,950 63
Cash in vault..................
9,774 04
Bonds h eld as lawful
reserve ....................... .
2,000 00
$50,075
12,430
78,054
246
30
25
27
02
37,950 00
42,148 58
33,796 25
2,800 00
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, int erest and taxes paid ..................... .
Reserve for taxes ............................... .
Reserve for interest ........................... .
Individual deposits subject to check .............. $111,468 84
D emand certificates of
deposit........................ 37,902 61
Certified checks............
25 00
Time certificates of deposit.. .......................... 102,186 90
Savings deposits............ 16,977 75
$35,000 00
,5,000 00
462 67
767 89
521 61
45,976 20
6,961 40
Other liabilities ................................... .
$268,561 10
125 00
Due from other than reserve banks..
Total..............................................
$310,438 27
Total. ............................................ .
$310,438 27
THE UNION BANKING COMPANY, MARYSVILLE, OHIO.
Organized July 21, 1890.
. President, E.
Annual Meeting-1st Monday in January .
F. SOUTHARD;
F. ,J. ASMAN;
Vice President, J. C. ASMAN,
Asst. Cashier, F. R. HOLYCROSS.
SR.;
Cashier,
DIRECTORS.
G. W. Moore, J. C. Asman, Sr., Chas. Braun, E. F. Southard, F. J. Asman.
330.
RESOURCES.
L oans on real estate........................... .
L ')ans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. b onds and securities not included in reserve·-···························
Other bonds and securities ................
Furniture and fixtures ....................... .
Other real estate................................. .
Due from reserve banks $43,403 89
Exchanges for clearing..
985 72
Cash in vault.................. 14,807 27
Bonds held as lawful reserve............................
4,200 00
Due from other than re.serve banks......·- - - - - - - · · · ·
Items in transit·-·································
Tota.___ _ _ _ _ _ _ __
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$100,349
76,848
460,217
1,234
73
00
46
59
50,350
2,500
3,000
13,000
00
00
00
00
Capital stock paid in ......................... .
Surplus fund .......................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits sub-
$774,446 24
11,167 10
D~:!;d ~~~flk~~i·~;·;oi $313,345 87
deposit........................
Cashier's checks·-··-·······
Due to banks a n d
bankers.-.....................
Time certificates of deposit.... ........................
Savings deposits............
25,573 24
14,884 80
4,841 55
270,565 53
62,068 15
63,396 88
184 08
3,365 50
$42,000 00
20,000 00
Notes and bills rediscounte<L-........ .
Tota.___ _ _ _ _ _ _ __
691,279 14
10,000 00
$774,446 24
237
DEPARTMENT OF BANKS AND BANKING.
THE MASON BANK, MASON, OHIO.
Organized Feb. 19, 1909. Annual Meeting-2d Wednesday in January.
President, J. M. THOMPSON; Vice President, J. LEE THOMPSON; Second Vice President, W. W. VOORHIS; Cashier, H. B. iT:IioMPSON.
DIRECTORS.
J. M. Thomp son, J. Lee Thompson, G. Lowe, W. W. Voorhis, E. C. Morrison.
19.
RESOURCES.
L oans on real estate............................
Other loans and discounts•-·•·············
Overdrafts ............................................
U. S. bonds and securities not included in reserve·-···························
State, county and municipal bonds
not included in reserve ................... .
Other bonds and securities ............... .
Banking house and lot·-·····················
Furniture and fixtures ....................... .
Due from reserve banks $18,879 86
Exchanges for clearing..
251 84
Cash in vault·--············· 15,568 59
Items in transit·-···············---War savings certificates·- ·•·················
Total·-·········----
LIABILITIES.
$20,900 00
95 ,754 72
954 04
7,650 00
29,098
14,925
8,000
3,600
89
00
00
00
Capital stock paid i.._._ _ _ __
Surplus fund .................... _ _ __
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $152,960 26
Time certificates of deposit ...... _ _ _ _
30,051 84
$25,000 00
5,000 00
3,343 70
183,012 10
34,700 29
322 50
450 36
TotaL ... _ _ _ __
$216,355 80
$216,355 80
THE OHIO BANKING AND TRUST COMPANY, MASSILLON, OHIO.
Organized Dec. 7, 1915.
Annual Meeting-1st Wednesday in January.
President, F. W. ARNOLD; Vice Presidents, JACOB F. SNYDER, F. J. GRIFFITHS ;
Cashier, OscAR D. MILLER.
DIRECTORS.
J. L. Howenstine, J. V. Miller, C. A. Gates, A. F. Portmann, F. B. Silk, Oscar D.
Miller, F. W. Arnold, E. H. Birney, F. J. Griffiths, Frank H. Snyder, Frank E.
Hess, Ralph E . Oberlin, Nicholas Mollet, Chas. E. Swanson, Jacob F. Snyder.
623.
(Member Bank-Federal Reserve System.)
RESOURCES.
Loans on real estat~-- - - Loans on collateral. ........ _ _ __
Other loans and discount.,____ __
Overdrafts ..................... _ _ __
U.S. bonds and securities. _ _ __
State, county and municipal bonds._.
Other bonds and securities............... .
Prem ium on bonds and securities ......
Banking h ouse and lot._ .....................
Furniture and fixtures ....................... .
Cash items........................................... .
Lawful reserve with Federal reserve
bank .... - - - - - · · · · · · · ·············
Stock of Federal reserve bank (50%
of subscription) .......... _ _ _ __
Exchanges for clearing._.................... .
Cash in vaul..___ __
Net amount due from banks and
bankers·-···········----Other
asset...__ _ _ _ _ _ __
LIABILITIES.
$66,990
352,888
612,089
364
58,250
127,620
130,655
876
2,100
18,575
263
50
48
11
12
00
00
29
40
00
00
99
71,994 47
5,650 00
13,697 35
9,222 67
81,926 78
37,500 00
To ......~ - - - - - - - $1,590,664 16
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in _ _ _ __
Surplus fund _ _ _ _ _ _ _ __
Undivided profits less expenses, interest and taxes paid ____ _
Reserve for taxe.,____ _ _ _ __
U. S. deposits other than postal
savings ................ _ _ _ _ __
Individual deposits subject t o check .............. $639,290 13
Demand certificates of
deposit .. _ _ _ _ _
9,290 08
Cashier's checks............
6,336 32
Certified checks·--·········
257 00
Deposits from banks
!ianker.,______ 25,318 42
Time certificates of deposit .... _ _ _ _ _ 179,195 01
Savings deposits............ 318,174 77
Trust deposits (uninvested)_···--····
Notes and bills rediscounte<L-.........
$150,000 00
37,500 00
29,647 79
1,282 38
122,500 00
1,177,861 73
10,040 35
61,831 91
Tota.___ _ _ _ _ _ _ _ $1,590,664 16
238
ANNUAL REPORT
THE STATE BANK OF MASSILLON, MASSILLON, OHIO.
Organized April 24, 1903.
Annual Meeting-2d Monday in January.
President, Z. T. SHOEMAKER;. Vice President, CYRUS · STONER; Second Vice
President, JoHN C. ALBRIGHT; Cashier, W. L. BECHTEL.
DIRECTORS.
Z. T. Shoemaker, John C. .Albright, Wm. A. Pietzcker, · Cyrus Stoner, Seth Battery, Leander Graber, W. L. Bechtel, Aaron Swanson.
182.
RESOUR CES.
LIABILITIES.
$58,482
193,631
362,848
184
Loans on real estate......· - - - -···
Loans on collateral.. ........................... .
Other loans and discounts·-···············
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, cou nty and municipal bonds
not included in reserve·--•··············
Other bonds and securities ................
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $115,647 12
Exchanges for clearing.. 10,576 65
Cash in vault.-............... 37,583 77
Bonds held as lawful reserve _ _ _ __
5,000 00
Capital stock paid in ..........................
Surplus fund· --- -·································
Undivided profits less expenses, interest and taxes paid .... _ _ __
Individual deposits subject to check.............. $429,887 29
Demand certificates of
deposit........................ 60,645 05
545 06
Certified checks... _.........
Time certificates of deposit............................ 185,798 90
Savings deposits............ 134,901 85
U. S. p ostal savings......
3,363 57
66
85
68
25
42,409 00
56,503
34,000
3,000
1,175
50
00
00
18
$82,500 00
18,000 00
5,400 94
815,141 72
168,807 54
TotaL .. _ _ _ __ _ __ _
$921,042 66
TotaL.....- - - - - -- -
$921,042 66
THE STATE SAVINGS BANK COMPANY, MAUMEE, OHIO.
Organized Feb. 24, 1906.
President,
J.
C.
Annual Meeting-1st Monday in January.
Vice Presidents, J . A. HEILMAN,
Cashier, L. B . RHONEHOUSE.
CUMM INS;
FRANK
N.
GL ANN;
DIRECTORS.
J.
C. Cummins, Geo. W . Rhonehouse, J. A. Heilman, F. A. Graham, F . N. Glann,
L. B. Rhonehouse, H. E. Lovett, S. J. Eckenrode.
375.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collateral..............................
Other loans and discounts.-.............. .
Overdrafts. · - - - , - - - c - - - - U. S. bonds and securities not included in reserve·-···························
State, county and municipal bonds
not included in reserve _ _ __
Other bonds ahd securities ................
Premium on bonds and securities ·-·
Banking house and lot....................... .
Furniture and fixtures ........................
Due from reserve banks $5,094 53
Exchanges for clearing..
188 55
4,119 13
Cash in vault·--·············
Bonds held as lawful reserve..... _ _ __
3,000 00
Cash short _ _ _~ -- - - Current expense-...............................
46
05
68
20
4,137 36
56,905
23,800
640
1,700
2,000
95
00
50
00
00
Capital stock paid in .........................•
Surplus fund ....................................... .
Individual deposits subject to check.............. $44,067 48
Demand certificates of
deposit ........................ 27,338 93
1,125 83
Cashier's checks........... .
12 00
Dividends unpaid ......... .
Savings deposits ........... . 76,696 12
1,121 52
U. S. postal savings ......
$12,500 00
1,500 00
Money borrowed. ................................ .
Liberty loan bond account ............... .
150,361 88
8,000 00
2,341 63
TotaL .............~ - - - - - -
$174,703 51
12,402 21
3 45
63 65
-----$174,703 51
Tota.~ - - - - - - - -
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$40,741
5,435
26,366
507
239
DEPARTMENT OF BANKS AND BANKING.
THE PEOPLES BANKING COMPANY, McCOMB, OHIO.
Organized Jan . 17, 1905.
Annual Meeting-2d Monday in January.
President, 0. P. SHAW; Vice President, J. M . MARTIN; Cashier, Jos. WASSON;
Assistant Cashier, FRED L. STOKER.
DIRECTORS.
0. P. Shaw, J. M. Martin, Jos. Wasson, Lewis Brickman, C. L. Worden.
320.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collateral.. .......................... ..
Other loans and discounts.:. .............. .
U. S. bonds and securities not included in reserve ............................ ..
State, county and municipal bonds
.. not included in reserve ................... .
Banking house and loL .................... .
Furniture and fixtures ...................... ..
Cash items.......................................... ..
Due from reserve banks $57,913 08
Exchanges for clearing..
5,668 71
Cash in vault.................. 16,555 30
$34,362 50
37,310 12
236,475 66
Total.- .......................................... .
$449,120 07
THE CITIZE
rs
Capital stock paid in ......................... .
Surplus fund ............ _ _ _ _ _ ... ,..
Undivided profits less expenses, int erest and taxes paid ......... ........... ..
Individual deposits subject to check .............. $118,215 08
Demand certificates of
deposit....................... 48,209 56
Time certificates of deposit .. ·......................... 202,642 76
Savings deposits .. - ........
3,070 70
U. S. p ostal savings......
254 15
49 ,000 54
6,724
4,000
1,000
109
26
00
00
90
80,137 09
Other liabilities .................................. ..
$25,000 00
25,000 00
24,379 63
372,392 25
2,348 19
1$449,120 07
SAVINGS BANK, McCONNELSVILLE, OHIO.
Organized Feb. 9, 1905.
Annual Meeting-1st Saturday in January.
President, E. M. STANBERY; Vice Presidents, L. J. WEBER, T. J. BAILEY;
Secretary and Tr easurer, C. W. KENNEDY.
DIRECTORS.
E. M. Stanbery, Hugh Donahue, Fred Dover, J. F. Dougan, T. J. Bailey, L. J.
\iVeber, C. F. Siler, G. W. Lovell , B. F. Reed, 0. W .. Gillespie, C. L. Stanbery.
183.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collateral.. .......................... ..
Other loans and discounts.-.............. .
State, county and municipal bonds
not included in reserve .................. ..
Other real estate................................ ..
Cash items.................. ,....................... ..
Due from reserve banks 512,361 03
Cash in vault ... -.............
4,375 02
Bonds held as lawful
reserve ...................... ..
5,500 00
$133,473 97
17,000 00
36,636 50
Total... .....·.....................................
$215,096 52
4,800 00
600 00
350 00
Capita 1 stock paid in ........................ ..
Surplus fund ...................................... ..
Undivided profits less expenses,. interest and taxes paid .................... ..
D emand certificates of
deposit.. ...................... $116,110 74
Savings deposits............ 34,621 43
$50,000 00
10,000 00
4,287 25
Cash over............................................. .
150,732 17
77 10
Total..............................................
$215,096 52
22,236 05
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
240
ANNUAL REPORT
FARMERS BANK, McCUTCHENVILLE, OHIO.
Organized April 11, 1916. Annual Meeting President,
JOHN D. CURLIS;
Vice President,
JONAS J. HULSE;
Cashier,
J.
L.
BARE.
DIRECTORS.
Jonas J. Hulse, Jno. D. Curlis, Geo. W. Pennlegton, C. H. Bell, John 0 . Carter,
W. H. Hoffman, G. W. Beis, P. J. E. Ramsower, S. S. Longabaugh.
634.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts.-.............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ................... :......... .
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Other r eal estate................................. .
Cash items........................................... .
Due from reserve banks $12,301 13
Cash in vault..................
2,273 34
TotaL-----······-············
LIABILITIES.
$6,330
300
57,872
28
00
00
88
98
3,100
5,817
1,830
2,947
97
00
18
77
03
70
Capital stock paid in ......................... .
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check.............. $23,837 62
Demand certificates of
deposit........................ 23,788 72
Savings deposits............
4, 864 29
$30,000 00
408 38
Money borrowed...- ............................ .
52,490 63
10,000 00
T otaL...... ----··················-
$92,899 01
14,574 47
$92,899 01
THE FARMERS BANK, MECHANICSBURG, OHIO.
Organized March 4, 1884.
President,
JoH N
C.
Annual Meeting-2d Wednesday in January.
Vice President, B. F. HuLL; Cashier, F. M.
Asst. Cashier, WHITTIER B URNHAM.
ScEVA ;
CLEMENS;
DIRECTORS.
John C. Sceva, F. M. Clemens, William Saxbie, B. F. Hull, Glen Rutan,
A. G. Hopkins, W. H. Hodge.
184.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts·-···············
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve - - - - · ·······
State, county and municipal bonds
not included in reserve... - -•············
Premiums on bonds and securities..
Furniture and fixtures ....................... .
Due fro m r eserve banks $39,283 21
Exchanges for clearing..
6,799 02
Cash in vault..................
5,950 76
LIABILITIES.
$66,195
8,904
227,401
2,424
15
66
~8
92
3,857 19
33,956 63
133 00
1,000 00
Capital stock paid in..........................
Surplus fund........................................
Undivided profits less expenses, interest and taxes paid......................
Reserve for taxes................................
Individual deposits subject to check .............. $246,676 22
D emand certificates of
deposit.... ....................
700 00
Cashier's checks............
72 00
Due to b anks a n d
bankers·-·····················
25 70
U. S. postal savings......
1,195 03
$100,000 00
42,000 00
TotaL ..........- - - - - - · ·
$395,906 52
52,032 99
Total._·····················-----
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$395,906 52
4,375 01
862 56
248,668 95
241
DEPARTMENT OF BANKS AND BANKING.
THE SAVINGS DEPOSIT BANK COMPANY, MEDINA, OHIO.
Organized May 26, 1892.
President,
A.
T.
Annual Meeting-2d Thursday in January.
SPITZER; Vice President, E. R. RooT; Cashier, E. B.
Assistant Cashiers, J. E. MASON, H. E. AYLARD.
SPITZER;
DIRECTORS.
Frank Spellman, A. T. Spitzer, E. R. Root, C. E. Hoover, E. B. Spitzer, A. A.
Bostwick, G. F. Gruminger, C. D. Wightman.
185.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral............................. .
Other loans and discounts.-...............
Overdrafts .. .......................................-.. .
State, county and municipal bonds
not included in reserve... --•············
Other bonds and securities ............... .
Ba nking house and lot.-.................... .
Other r eal estate................................. .
Due from r eserve banks $108 ,650 76
Exchanges for clearing..
3,318 48
Cash in vault.--•············ 25,945 88
Bonds held as lawful
reserve........................ 15,000 00
$353,158
108,594
288,062
817
00
15
35
19
211,236
131,887
10,000
8,996
06
00
00
81
152,915 10
Total._..... ·.··············· · · · - -- - $1,265,666 68
Capital stock paid in ........ •·········-······
Surplus fund .....· - - - - - -······
Undivided profits less expenses, interest and taxes paid .. ................... .
Individual deposits subject t o check. ............. $222,035 04
D emand certificates of
deposit........................ 20,000 00
Certified checks._...........
2,010 00
Due to banks a n d
bankers.-..................... 15,835 63
Time certificates of d eposit ............................ 107,744 73
Savings deposits ............ 777,176 76
U. S. postal savings......
2,094 07
$50,000 00
50,000 00
18,463 62
1,146,896 23
Cash over·-·········································306 83
Total... ........ _ _ _ _ _ _ .. $1,265,666 68
THE FARMERS AND MERCHANTS BANK COMPANY, METAMORA,
OHIO.
Organized July 11, 1901.
Annual Meeting-2d Saturday in January.
President, M. LocHBIHLER ; -Vice Presidents, F. A. SEELEY, F. E. BROBECK;
Cashier, E. A. SEELEY; Asst. Cashier, FERN L AUGHLIN.
DIRECTORS.
M. Lochbihler, F. A. Seeley, F . E. Brodbeck, E. A. Seeley, L. L. Ford, Chas.
Gestwite, Geo. Atwell, John F. Lenardson, A. J. Ford.
186.
RESOURCES .
Loans on r eal estate........................... .
Other loans and discounts................. .
Overdrafts .. ......................................... .
U. S. bonds and securities not included in r eserve............................. .
State, county and municipal bonds
not included in reserve ................... .
Other bonds a nd securities ............... .
Premium on bonds and securities ·-·
Banking house and lot._ .....................
Furniture and fixtures ....................... .
Other real estate..................................
Cash items........................................... .
Due from reserve banks $3,791 80
Cash in vault·--·············
6,308 76
Bonds held as lawful r eyserve............................
4,450 00
Items in transit ................................... .
War savings stamps ..........................'. .
Revenue stamps ............ _ _ __
Total.. ..... - - - - - - - -
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$79,490 70
162,859 60
5 36
2,350 00
11,041
850
1
10,000
7,300
4,843
2.111
07
00
68
00
00
06
26
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to ch eck. ............. $17,642 75
Demand certificates of
deposit........................ 10,000 00
Cashier's checks............
1,126 99
Time certificates of deposit............................ 65,508 24
Savings deposits............ 154,321 95
Notes and bills rediscounted: .. - ........ .
Money borrowed..................................
14,550
50
1,823
140
$12,500 00
5,500 00
1,182 53
248,599 93
18,634 19
11,000 00
56
00
18
18
$297,416 65
Tota,___ _ _ _ _ _ _ __
$297,416 65
242
.ANNUAL REPORT
THE MIAMISBURG BANKING COMPANY, MIAMISBURG, OHIO.
Organized April 27, 1907.
President,
JoH N J.
Annual Meeting-2d Wednesday in January.
SCHWARTZ; Vice President, F. SWARTZTRAUBER;
J OHN H. SCHOENFELD.
Cashier,
DIRECTORS.
F. Swartztrauber, Ernst Rost, Louis Schellhaas, J ohn J . Schwartz, E rnest R. Miller.
476.
RESOURCES.
Loans on real est ate............................
Other loans and discounts ...... ........... .
Overdrafts ........................................... .
U. S. bonds and securities not included in r eserve............................. .
State, county and municipal bonds
not included in reserve ................... .
Ot her bonds and securities .... ........... .
Furniture a nd fixtures ....................... .
D ue from reserve banks $25,856 64
E xchanges for clearing..
562 44
Cash in vault.................. 16,368 20
LIABILITIES.
$4,300 00
141,697 85
14 91
25,000 00
4,000 00
Capital stock paid in ......................... .
Surplus fund ...................................... ..
Undivided profits less exp enses, interest and taxes paid ..................... .
Individual deposits subject to check. ............. $98,129 89
Demand certificates of
deposit........................ 62,624 01
510 00
D ividends unpaid..........
Savings deposits............ 35,397 35
22,000 00
1,000 00
7,350 00
7,000 00
488 79
196,661 25
42,787 28
Total..............................................
T otaL...........................................
$226,150 04
$226,150 04
THE MIDDLEFIELD BANKING CO MP ANY, MIDDLEFIELD, OHIO.
Organized March 15, 1901.
President,
J.
J.
Annual Meeting-3d Tuesd ay in J anuary.
Vice President, W. H. CROMWELL; Secretary-Treasurer,
W. E. NORRI S; A sst. T reasurer, E. C. REID.
RosE;
DIRECTORS.
J . J. Rose, W . H . Cromwell, John Ohl, E. G. Norris, W. R. Pinks,
W. S. Clark, J. E. Gooding, E. H. Brigden.
J.
E. Johnson ,
187.
RESOURCES .
Loans on r eal estate........................... .
Loa ns on collateral.. ........................... .
Other loans and discounts ................. .
State, county and municipal bonds
n ot included in reserve.- ................ .
Other bonds and securities ............... .
Banking house and lot .-.....................
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $19,004 18
Cash in vault.- ......... '...... 12,503 65
Bonds held as lawful reserve............................ 10,000 00
LIABILITIES.
$48,693 23
20,792 09
182,644 02
9,000
29,152
2,000
500
1,233
00
00
00
00
69
41 ,507 83
TotaL
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$335,522 86
Capital stock pa id in ......................... .
Surpltls fund ........................................
Undivided profits less e'xpenses, interest and taxes paid ......................
Individual deposits subject to check.............. $114,708 59
D emand certificates of
deposit........................ 12,598 27
Cashier's checks............
827 10
Dividends unpaid ..........
40 00
Time certificat es of dep osit............................ 113,253 50
Savings deposits............ 43,169 70
$25 ,000 00
21,000 00
Total.-...........................................
$335,522 86
4,925 70
284,597 16
243
DEPARTMENT OF BANKS AND BANKING.
THE AMERICAN TRUST AN D SAVINGS BANK, MIDDLETOWN, OHIO.
Organized November 30, 1910.
President,
Annual Meeting-2d Wednesday in January.
Vice President,
JoHN W. BOYD;
C.
ANTHONY
B . NIEDERLANDER.
H.
WALBURG;
Cashier,
DmECTORS.
J. A. Aull, L. C. Anderson, John W. Boyd, J . C. Holloway, J ohn Gibson, Jr., C. B . .
Niederlander, Anthony H. Walburg.
525.
RESOURCES.
LIABILITIES.
Loans on real estate............................
Loans on collateraL .... -·-·········-···--··-···
Other loans and discounts ................. .
Overdrafts ........................................... .
U . S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ................... .
Oth er bonds a nd securities ................
P remium on bonds and securities ·-·
Furniture and fixtures ....................... .
Cash items ........................................... .
D ue from r eserve banks $84,088 83
Cash in vault.:................ 43,922 00
Borids h eld as lawful r eserve............................ 20,000 00
$375,245
182,791
202,144
153
00
98
35
54
46,047 52
58,483
135,235
4,281
5,440
1,127
22
05
25
00
97
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid .. ....................
R eserve for taxes ............................... .
Reserve for interest ........................... .
Indi¥idual deposits subject to check.............. $79 ,952 49
D emand certificates of
deposit.. ......................
2,512 36
Certified ,checks·-···········
2,378 30
Savings deposits ............ 938,141 17
Trust deposits (uninvested) ............. .
$ 100,000 00
20,000 00
11,930 48
074 27
2,543 26
1,022,984 32
3,867 84
148,010 83
2,139 46
Due from other than reserve banks._.
T otal... ........................................... $1,162,000 17
TotaL_···---···························· $1,162,000 17
THE FIRST SAVINGS BANK, MIDDLETOWN, OHIO.
Organized March 10, 1916. Annual Meeting -
President, M .
Vice President and Cashier,
A ssistant Cashier, H: E. NEESE.
W. RENICK;
CHAS. J. BROOK S;
DIRECTORS.
M. W. Renick, E. L. McCalloy, C. J. Brooks, Chas. R. Hook, C. A. Sulfsted,
Calvin W. Verity, Fred Ernst, Walte:r S. Harlan, C. T. Elliott.
631.
RESOURCES.
LIABILITIES.
Loans on r eal estate ........................... .
Loans on coJlat eraL........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve................... .
Other bonds and securities ............... .
Premium on bonds and securities ... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $34,549 08
Exchanges for clearing..
4,473 88
Cash in vault... -............. 24,223 20
Customers subscription to 3rd Liberty loan.unpaid..............................
Total.______
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$130,739
44,000
76,472
132
50
00
84
00
13,807 73
10,000
59, 778
252
5,000
7
00
05
25
00
72
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ......................
Indiv idual deposits subject to ch eck. ............. $95,196 12
D emand certificates of
deposit........................
1,700 00
Savings deposits .. .......... 242,784 99
$60,000 00
15,000 00
668 64
339,681 11
63,246 16
11,913 50
-----$415,349 75
T o t a ~ - - - -- ········-··········
$415,349 75
244
ANNUAL REPORT
THE OGLESBY & BARNITZ COMP ANY, MIDDLETOWN, OHIO.
0 ganized January 21, 1888.
Annual Meeting-2d Monday in February.
President, WM. 0. BARNITZ; Vice President, WM. D. OGLESBY;
Cashier, J. W. SHAFER.
DIRECTORS.
W. 0. Barnitz, W . D. Oglesby, J. W. Shafer, C. Ed. Sebold, J. M. Iseminger.
188.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collateral............................. .
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not incluned in reserve ............................. .
State, county and municipal bonds
not included in reserve ___ .............. .
Other bonds and securities ............... .
Furniture and fixtures ....................... .
Other real estate..................................
Due from reserve banks $82,734 88
Exchanges for clearing..
2,700 48
Cash in vault·--············· 17,769 61
U. S. War savings stamps..................
Tota,.._______
$77,000
106,552
375,459
252
00
00
49
90
79,900 00
106.110
90,037
760
5,000
48
50
47
00
Capital stock paid in..........................
Surplus fund........................................
Undivided profits less expenses, interest and taxes paid ......,...............
Individual deposits subject t o check.............. $523,639 90
Demand certificates of
deposit........................ 17,511 92
Certified checks._...........
727 80
Due to banks a n d
bankers........................ 79,000 00
$50,000 00
50,000 00
29,824 68
Time certificates of deposit.-.............
620,879 62
198,328 94
Total... .............. _ _ _ __
$949,033 24
103,204 97
4,755 43
----$949,033 24
THE FARMERS AND CITIZENS BANKING COMPANY, MILAN, OHIO.
Organized August 5, 1910.
Annual Meeting-2d Monday in January.
President, A. L. HoovER; Vice Presidents, B. F. TURNER, F. A. KELLEY; Cashier,
E. G. RUGGLES; Assistant Cashier, WADE ROBERTS.
DIRECTORS.
A. L. Hoover, B. F. Turner, I. W. Hoover, F. A. Kelley, A. M. Fish, D. E.
Williams, Robert Rockwell, James O'Mara, E. G. Ruggles.
515.
RESOURCES.
L oans on real estate.....•......................
L oans on collateral.. ............................
Other loans and discounts·-••·············
Overdrafts ............................................
U. S. bonds and securities not included in reserve·-···························
State, county and municipal bonds
n '.)t in , luded in reserve ................... .
Other b :mds and securities ................
Ban kin;; h ,use and lot·-·····················
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $12,686 18
Cash in vault.................. 11,954 14
Bonds held as lawful
reserve........................
7,000 00
LIABILITIES.
$69,399
7,100
89,474
507
90
92
54
69
4,750 00
44,500
96,762
4,500
500
59
00
05
00
00
16
Other asset,.,__ _ _ _ _ _ __
31,640 32
6,411 00
TotaL......... _ _ _ _ _ __
$355,605 58
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..... _ _ __
t~Jl~id~dn~;~fii°~--i~~;··;;;j;~·~~;;:·I~:
terest and taxes paid ..................... .
Individual deposits subject to check .............. $93,328 78
Certified checks..·-·········
1,225 43
Dividends unpaid..........
4 00
Time certificates of deposit............................ 190,661 84
Savings deposits.............. 28,692 85
U.S. postal savings......
73 24
Tota.___ _ _ _ _ _ _ __
$25,000 00
8,000 00
8,619 44
313,986 14
$355,605 58
245·
DEP.A.RT MEN T OF BANKS AND BANKING.
THE F ARMERS AND MERCHANTS BANK COMP ANY, MILFORD
CENTER, OHIO.
Organized December 18, 1907.
· President, L.
F . ERB ;
Annual Meeting-2d Monday in January.
Vice President, A. L. BURSON; Secretary-Treasurer,
GRoss; Cashier, W. P. VoLLRATH.
J.
CHAS.
DIRECTORS.
L. F. Erb, A. L. Burson, J. Chas. Gross, H. E. McConnell, John K. Boerger.
368.
LIABILITIES.
RESOURCES.
Loans on real estate ........................... .
L oans on colla t eral.. ............................
Other loans a nd discounts._...............
Overdrafts ........................................... .
U. S. b onds and securit ies n ot included in reserve.-...........................
Sta t e, county and municipal bonds
not included in reserve....................
Banking h ouse and lot ....................... .
Furniture and fixtures ........................
Due from reserve ba nks $55,045 41
Exchanges for clearing..
20 00
Cash in vault..................
2,877 16
TotaL...........................................
$36,305
5,400
107,607
513
Capital stock paid in ......................... .
Surplus fund ................ _ _ __ _
Undiv ided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check .............. $98,341 20
Demand certificates of
deposit........................
2,450 93
Dividends unpaid..........
90 00
Time certificates of deposit............................ 85,265 12
55
00
34
54
5,641 00
2,000 00
1,600 00
1,500 00
57,942 57
$25,000 ·00
3,500 00
3,862 15
Other liabilities................................... .
186,147 25
60
Total..............................................
$218,510 00
$218,510 00
THE COMMERCIAL AND SAVINGS BANK, MILLERSBURG, OHIO.
Organized February 10, 1911.
President, E. A.
UHL;
Annual Meeting-2d Wednesday in January.
Vice President,
GEo.
W.
SHARP;
Cashier, 0. 0.
FISHER.
DIRECTORS.,
Geo. W. Sharp, H. B. Maxwell, Jesse Marchand, J. D. Fair, C. Armstrong,
E. A. Uhl, R. H. Sill.
529.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve ·-···························
State, county and municipal bonds
n ot included in reserve..·- - ·············
Other bonds and securities ................
Furniture and fixtures ........................
Due from reserve banks $128,195 46
Exchanges for clearing..
114 84
Cash in vault·--············· 21,428 25
Total _ _ _ _ _ _ _ _ __
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$93,248
42,532
213,512
308
40
48
01
50
69,490 87
22,256 59
82,77!5 00
600 00
149,738 55
$674,462 40
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check .............. $241,070 96
Demand certificates of
deposit........................
9,343 88
Dividends unpaid..........
2,000 00
Time certificates of deposit ...•.•...
317,733 21
Savings deposits............ 21,073 78
U.S. postal savings......
160 25
$50,000 00
25,000 00
Tota~---------
$674,462 40
8,080 32
--c-----
591,382 08
246
ANNUAL REPORT
THE FARMERS AND MERCHANTS BANK COMPANY, MILLERSBURG,
OHIO.
Organized February 11, 1904.
President, W. A.
MILLER;
Annual Meeting-1st Monday in January.
Vice President, F. F.
SMITH;
Cashier, LoUis
MILEY.
DIRECTORS.
W. A. Miller, Louis Miley, L. J. Bahler, F. F . Smith, C. J. Fisher, John Lemon,
B. F. Hook.
189.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts .......................................... ..
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve..... - ............ .
Other bonds and securities .............. ..
P remium on bonds and securities.... ..
Banking house and lot....................... .
Furniture and fixtures ....................... .
Due from reserve banks $52,726 59
Exchanges for clearing..
6,808 22
Cash in vault.................. 13,175 43
$81,626
37,398
198,857
1,451
Capital stock paid in ..........................
Surplus fund........................................
Undivided profits less expenses, interest and taxes paid......................
Individual deposits subject to check. ............. $259,584 23
Demand certificates of
deposits........................ 106,633 01
Due to banks a n d
bankers........................
9,890 4 7
Time certificates of deposit............................ 111,488 90
Savings deposits............ 10,907 73
U.S. postal savings......
526 68
95
41
53
88
76,550 00
13,107
45,371
80
10,500
2,000
35
21
00
00
00
$30,000 00
10,000 00
8,122 55
499,031 02
Due from other than reserve banks..
72,710 24
7,500 00
TotaL...........................................
$547,153 57
Total..............................................
$547,153 57
THE MILLERSPORT BANK COMPANY, MILLERSPORT, OHIO.
Organized May 10, 1907.
President, A. W.
Annual Meeting-1st Monday .in January.
PETERS;
Vice President, W. E.
R. LEWIS.
ZOLLINGER;
Cashier,
CHAS.
D IRECTORS.
A. W . Peters, Thomas Smith, Jno. A. Brison, Charles A. Bright, C. A. Swisher,
Charles Decker, W. E. Zollinger.
336.
LIABILITIES.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................ ..
State, county and municipal bonds
n ot included in reserve ... - ............. ..
Other bonds and securities ............... .
Premium on bonds and securities ... .
Banking house and lot... .................... .
Furniture and fixtures ....................... .
Other real estate............................ ......
Due from reserve ba:nks $28,196 49
Cash in vault.~................
5,852 56 -
$38,050
7,769
76,873
150
00
46
80
21
7 ,62
15
5,000
5,000
500
1,350
1,600
370
00
00
00
00
00
00
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.............. $66,083 52
D emand certificates of
deposit.. ......................
69 00
Dividends unpaid..........
5 40
Time certificates of deposit............................ 89,889 17
$15,000 00
5,500 00
1,792 58
156,047 09
34,049 05
T9tal.-.......................................... .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$178,339 67
Total. ..................................... .·······
$178,339 67
247
DEPARTMENT OF BANKS AND BANKING.
THE MINERAL CITY BANK COMPANY, MINERAL CITY, OHIO.
Organized January 28, 1907.
Annual Meeting-3d Tuesday in January.
President, JoHN G. GECKELER; Vice Presidents, CHAS. L. OmmLIN,, P . A. WEAVER;
Cashier, D. 0. VAN KIRK.
DIRECTORS.
John G. Geckeler, P. A. Weaver, T. W. Tate, Chas. L. . Oberlin, D . 0. Van Kirk,
John D. Bailey.
-379.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
State, county and municipal bonds
~ not included in reserv e..... _...... ., .... .
Other bonds and securities ............... .
Banking house and lot....................... .
Furniture ann fixtures ....................... .
Other real estate................................. .
Due from reserve banks $35,9 18 59
Cash in vault.................. 12,955 87
Total..............................................
$64,813
7,894
157,502
1,876
04
30
71
83
16,250
36,000
12,000
5,200
1,495
00
00
00
00
00
Capital stock paid in ..........................
Surplu s fund ........................................
Undivided profits less expenses~ interest and t a xes paid ..................... .
Individual deposits subject to check .... .......... $147,974 49
Demand certificates of
d eposit...... ..................
4,100 43
Time certificates of deposit............................ 59,591 86
•Savings deposits............ 101,656 83
U. S. postal savings.. ....
3,657 56
$25,000 00
6,000 00
3,925 17
$48,874 46
316,981 17
$351,906 34
Total... ........................................... · $351,906 34
THE MINERVA BANKING COMP A Y, MINERVA, OHIO.
Organized Dec. 6, 1915.
Annual Meeting-2d Monday in January.
President, (HAS. B. SALA; Vice President, FRANCIS A. HARSH; Second Vice President, A. THOMAS; Cashier, E. V. NEWTO N.
DIRECTORS.
Chas. B. Sala, F. A. Harsh, John T. De Ford, Horace J. Fimple, Robert T. Temple,
E. E . P ottorf, Ferd J. Zettler, Arthur Thomas.
622.
RESOURCES .
Loans on real estate........................... .
Loans on collateral.. ........................... .
Oth er loans and discounts ................. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve ............................. .
Other bonds and securities ............... .
Premium on l:onds and securities .... ,
Banki ng house and lot ........................
Furniture and fixtures ....................... .
Cash items ............................................
Due from reserve banks $5,004 31
Exchanges for clearing..
1,507 95
Cash in vault..................
9,971 41
Foreign money ....................................
Oth er assets......................................... .
Cash short and over._ .........................
Profit and loss......................................
TotaL...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$27,550
10,615
62,056
244
72
00
12
53
12,008
4,000
75
15,000
4,000
474
52
00
65
00
00
40
16,483
14
620
138
296
67
00
09
81
59
$153,578 10
Capital stock paid in ..........................
Individual deposits subject to check. ............. $34,831 49
D emand certificates of
deposit........................
2,621 81
Cashier's checks............
6 82
Time certificates of deposit.. .......................... 30,769 73
Savings deposits.... ........ 30,820 75
$25,000 00
Notes and bills rediscounted ............
Customers' payment on bonds ....... .
108,050 60
18,000 00
2,527 50
TotaL...........................................
$153,578 10
248
ANNUAL REPORT
THE MINERY A SAVINGS AND TRUST COMPANY, MINERVA, OHIO.
Organized October 23, 1905.
Annual Meeting-1st Wednesday of J anuary.
President, W. PENNOCK; First Vice President, M. SHAW; Second Vice President,
J. 'vV. LEBEAU ; Secretary, H. S. 0LNHAUSER; Asst. Secretary, W. R. KURTZ.
Treasurer, F. A. UNKEFER; Asst. Treasurer, F. E. HOFFEE.
DIRECTORS.
W. Pennock, W. R. Kurtz, J. M. Stewart, J . A. Grunder, H . L. Yoder, M. A.
Bardell, H. C. Ross, J. I. Cross, J. W. LeBeau, Chas. Wernet, M. Shaw.
481.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans a nd discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities n ot included in reserve.-.......................... .
State, county and municipal bonds
not included in reserve·---·············
Other b onds and securities .. ............. .
Premium on bonds and securities ... .
Banking house and lot.- .................... .
Furniture and fixtures ....................... .
Other r eal estate................................. .
Due from r eserve banks ....................
Exchanges for clearing.. $7,016 84
Cash in vault·--············· 42,881 66
Bonds held as lawful
6,000 00
reserve ....................... .
LIAB ILITIES.
$205, 183
77,486
333,144
3,001
61
34
63
27
137,204 90
107,400
178 ,455
900
5, 000
4,000
14,900
144,050
00
99
00
00
00
00
31
Capital stock paid in..........................
Surplus fund .....................:..................
Undivided profits less expenses, interest and taxes paid......................
Individual deposits subject to check .............. $362,800 53
D emand certificates of
deposit.. ...................... 140,764 92
Due to banks a n d
bankers........................
296 71
Dividends unpaid..........
117 50
Time certificates of deposit.... ........................
8 76
Savings deposits ............ 665 ,775 92
U. S. postal savings......
3,784 39
Other liabilities-O. and S..............
$50,000 00
25,000 00
18,042 50
1,173,548 73
34 32
55,898 50
Total........................... ·- - - - $1 ,266,625 55
TotaL ..... - - - - - - - - $1,266,625 55
THE MINSTER STATE BANK, MINSTER, OHIO.
Organized January 23, 1914.
President, J. 'vV.
ErTING;
Vice President,
Annual Meeting -
0. E. D uNAN ;
Cashier,
AucusT ScH u. CK.
DIRECTORS.
0. E. Dunan, J . W. Eiting, Bernard Nagel, Frank J. Thieman, Jos. E. Schmieder,
John T. Haverbeck, C. H. Dickman, John Halsema, August Schunck.
583.
(Member Bank-Federal Reserve System.)
RESOURCES.
Loans on r eal estate ........................... .
Loans on collateral.. ........................... .
Other loans and discounts.- .............. .
U. S. bonds and securities ................. .
Banking house and lot....................... .
Furniture and fi xtures ....................... .
Lawful r eserve with F ederal r eserve
bank ..................................................
Stock of Federal r eserve bank
(50 % of subscription) ................... .
Cash in vault·---·································
Net amount due from banks and
bankers.- .......................................... .
LIABILITIES .
$37,618
22,612
223,687
9,476
2,500
800
74
68
28'
50
00
00
15,008 60
1,200 00
3,620 58
19,191 31
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual d eposits subject to check. ............. $139,958 70
Demand certificates of
deposit ....................... .
3,4 17 81
Certified checks............. .
1,348 00
Di vidends unpa id ......... .
12 00
Time certificates of d ep osit ............................ 119 ,799 17
Savings deposits............ 24,009 12
Cash over............................................. .
U.S. war stamps paid, but not delivered. ___ ·········································
Total..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$335,715 69
Tota l.- .......................................... .
$25,000 00
15,000 00
4,803 35
288,544 80
52 96
2,314 58
335.715 69
249
DEPARTMENT OF BANKS ·AND BANKING.
THE FARMERS AND CITIZENS BANKING COMP ANY, MONROEVILLE,
OHIO.
Organized November 14, 1904,
Annual Meeting-2d Wednesday in January.
President, Lours ERF; First Vice President, JOHN C. HETER;
Cashier, GEO. G. VAN HoRN.
DIRECTORS.
Louis Erf, John C. Heter, Geo. G. Van Horn, J. F. Henninger, William Stotz,
Daniel Heyman, Gustavus Hess, Joseph Hiltz, W. C. Ackerman, E. J. Baker,
M. L. Hindley.
421.
LIABILITIES.
RESOURCES.
Loans on real estate ............................
L oans on collateraL ............................
Other loans and discounts ..................
Overdrafts ........................................... .
U. S. bonds and securities not in~ eluded in reserve.-.......................... .
State, county and municipal bonds
not included in reserve ....................
'Other bonds and securities ............... .
Banking house and lot... .................... .
Furniture and fixtures ....................... .
Due from reserve banks $91,895 72
Cash in.vault... -............. 10,631 14
$86,718
17,877
168,236
989
69
00
60
85
44,387 50
23,389
94 ,050
8,000
2,000
84
00
00
00
I~m:Jtiransit.- ................................ .
Revenue stamps ................................. .
102,526 86
40,155 16
47 00
Total............................................. .
$588,378 50
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $143,579 84
D emand certificates of
deJ:?osit........................ 90,371 59
Dividends unpaid..........
113 00
Savings deposits ............ 276,690 89
U. S. postal savings......
5,055 74
Other liabilities ................................... .
Cash items............................................
Tota,____ _ _ __
$25,000 00
·10,000 00
36,229 31
515,811 06
419 15
918 98
$588,378 50
FARMERS AND MERCHANTS ST ATE AND SAVIN GS BANK,
MONTPELIER, OHIO.
Organized November 22, 1909.
Annual Meeting-1st Monday in January.
President, A. E. KAUFMAN; Cashier, CHAS. A. RoonE; Assistant Cashier,
H. H . WISEMAN.
DIRECTORS.
J. A. Neil, E. L. Mitchell, W. M. Dunlap, Homer Peck, C. W. Johnson, A. E.
Kaufman, A. Schlegel, W. C. Heller, F. E. Warrick, H. M. Decker, A. R.
Walker, W. W. Chamberlin, C. A. Roode, H. H. Wiseman, Keith A. Porter,
Glenn Clark, J. V. Maier, Saml. Drake, · W. E. Kohl.
509.
RESOURCES.
Loans on real estate........................... .
Other loans and discounts.-.............. .
Overdrafts ........................................... .
State, county and municipal bonds
not included in reserve ....................
Other b onds and securities .... ........... .
Ba nking house and lot ....................... .
Furniture and fixtures ....................... .
Due from reserve banks $61,128 93
Exchanges for clearing..
879 30
Cash in vault.................. 15,472 83
Bonds held as lawful re3,100 00
serve.. ..........................
War savings stamps ........................... .
Totii.L...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$181,187 52
318,953 85
403 33
8,500
3,000
15,000
3,459
00
00
00
50
80,681 06
990 00
$612,075 ~6
Capital stock paid in ..........................
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject t o check .... .......... $131,200 21
Dema nd certificates of
deposit...... .................. 44,645 58
Due to banks a n d
b a nkers........................ 16,270 30
Dividends unpaid..........
30 00
Time certificates of deposiL .......................... 227,894 82
Savings deposits ............ 120,861 94
U. S. postal savings......
345 41
$40,000 00
12,000 00
3,827 00
Ohio state deposit................................
541,248 26
15.000 00
TotaL...........................................
$612,075 26
250
.ANNUAL REPORT
THE MORRAL BANKING COMPANY, MORRAL, OHIO.
Organized Feb. 14, 1905.. Annual Meeting-3d Wednesday in February.
P resident, ]No.
WASHB URN ;
Vice President,
J.
L.
LEWIS;
Cashier, J. H.
BARDON.
DIRECTORS.
Jno. Washburn, J. L. Lewis, J . H . Bardon, E . Browne, S. B. Creasap, S. E.
Morral, 0. P. Shoots, T. W . Pangborn, 0. Washburn.
190.
RESOURCES.
LIABILITIES.
Loans on real estate .. ..........................
Other loans and discounts.3.-,............. .
Overdrafts ........................................... .
U. S. b onds and securities ndt included in reserve ............................. .
State, county and municipal bonds
not included in reserve................... .
Other bonds and securit ies .. ............. .
Banking h ouse and lot .................·.......
Furniture and fixtures ....................... .
Due from r~serve banks $33,048 30
Cash in vault....,.............
2,659 44
$28,475 00
131,295 32
674 25
Total. ............................................ .
$232,437 23
1,000 00
30,384
1,000
2,000
1,900
$50,000 00
5,000 00
Capita 1 stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject t o check .............. $143,176 04
Time certificates of deposit ............................ 18,961 45
92
00 ·
00
00
5,299 74
Money borrowed................................. .
162,137 49
10,000 00
Total...·......................................... .
$232,437 23
35,707 74
THE MORRISTOWN STATE BANK, MORRISTOWN, OHIO.
Organized June 25, 1917.
President, F. 'vV.
DOLEN;
Annual Meeting-2d Wednesday in January.
Vice President,
LIN COLN L YNN;
Cashier, 0. M.
POWERS.
DIRECTORS.
F. W. Dolen, W. H. Hoover, Thos. J. Jordan, Lincoln Lynn, J . E. Myor, Joseph
McAllister, William Shepherd.
668.
REpOURCES.
Loans on real estate ............................
Loans on collateral... .......................... .
Other loan,s and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ....... '. ..................... .
Other bonds and securities ............... .
Premium on bonds and securities ·- ·
Banking house a nd lot ........................
Furniture and fixtures ....................... .
Cash items............................................
Due from reserve banks $59,468 76
Cash in vault..................
2,325 96
LIABILITIES.
$9,631
9,561
35,197
471
00
86
02
62
50 00
13 200 00
24 00
1,870 25
1,155 45
191 61
Capital stock paid in ..........................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .... .......... $79,942 26
Demand certificates of
deposit.... .................... 30,791 80
$24 ,750 00
588 68
110,734 06
61,794 72
T otaL ...............................•·-········
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$136,072 74
TotaL...........................................
$136,072 74
251
DEPARTMENT OF BANKS AND BANK.ING.
THE STATE BANK OF MOSCOW, MOSCOW, OHIO.
Organized Aug. 29, 1904.
Annual Meeting-1st Saturday in J anu ar y.
President, W. R. FEE; Vice President, W. B. NEWTO N; Cashier, A. F. K AYSER.
DIRECTORS.
W. R. Fee, W . B. Newton, D . B. Moreton, M. W. Cox, A. F. Kayser, A. C. Fee,
Chas. M. Cox, C. E. Lough, C. F . Liebich.
191.
RESOURCES.
LIABILITIES.
L o~ns on real estate........................... .
Loans on collateral.. ............................
Other loans and discounts ..................
Overdrafts ............................................
U. S. bonds and securities n ot included in reserve ............................. .
Other b onds .and securities ............... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $16,023 26
Cash in vault..................
4,606 92
Total..............................................
$19,225
36,206
31,896
384
00
10
43
63
1,050
23,702
1,300
127
00
50
00
99
Capital stock paid in ......................... .
Surplus fund .. ..................................... .
Undivided profits less expenses, int erest and taxes paid ..................... .
Individual dep osits subject to
check................................................. .
Was savings st a mps sold and n ot
delivered ............................................
$15,000 00
10,000 00
Total..............................................
$134,522 83
5,198 00
103,880 42
444 41
20,630 18
$134,522 83
THE CITIZENS BANK OF MT. BLANCHARD, MT. BLANCHARD, OHIO.
Organized Aug. 15, 1910.
Annual Meeting-2d Wednesday in January.
President, W. A. FAHL; Vice President, 0. S. BELL; Cashier, E. C. ROMEY.
DIRECTORS.
W. A. Fahl,. 0. S. Bell, S. C. ·walker,
J. P.
Feller, C. B. Fahl.
516.
RESOURCES.
Loans on real esta te......
Loans on collateral.. ........................... .
Oth er loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reser ve ............................. .
State. county and mur. icipal bonds
not included in reserve................... .
Other real estate................................. .
Due from reserve banks $36,868 22
Exchanges for clearing..
202 10
Cash in vault._...............
4,130 93
1••••• •• ••• ••• • •• ••••• •
LIABILITIES.
$18,946
1,905
76,835
69
95
66
46
23
4,884 00
10,432 56
485 00
Capital stock paid in ..........................
Surplus fund .. .. ....................................
Undivided profits less expenses, int erest and t axes paid ......................
R eserve for t a xes................................
Individual deposits subject to check...... ........ $78,356 61
D emand certificates of
deposit ...... ..................
9,190 11
Time certificates of deposit............................ 43,!534 52
Savings d eposits.. ..........
2,924 33
41,201 25
22 00
260 00
Total... ........................................... · $164,042 11
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$25.000 00
3,000 00
1,606 31
430 23
134,005 57
Total..............................................
$164,042 11
252
ANNUAL REPORT
THE PEOPLES SAVING BANK COMPANY, MT. GILEAD, OHIO.
Organized Jan. 26, 1904.
President, W. B. R
Annual Meeting-3d Wednesday
Vice Presidents, THAD E.
Cashier, A. C. DUNCAN.
BINSON;
BucK,
111
January.
N.
T UCKER;
DIRECTORS.
W. B. Robinson, Thad. E. Buck, N. Tucker, W. H. Brown, A. B. Comins, W. C.
Carlisle, A. J. Gordon, S. C. Kingman, I. L. McCamman, B. W. Cox, T. F.
Gordon, H. G. Peters, M. L. Phillips, A. C. Duncan, J. M. Albach.
192.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collateral.. ............................
Other loans and discounts·-···············
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ....................•..........
State, county and municipal bonds
not included in reserve....·-·············
Furniture and fixtures ........................
Other real estate................................. .
Cash items............................................
Due from reserve banks $18,850 39
Exchanges for clearing.. 10,130 30
Cash in vault.................. 14,666 82
Bonds held as lawful
reserve ....................... .
2,000 00
$130,564
25,883
221,792
290
41
80
42
2/i
Capital stock paid in ..........................
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ............ ..........
Individual deposits subject to check. ............. $231,344 78
D emand certificates of
deposit........................ 39,350 22
Cashier's checks............
37 75
8 00
Certified checks... _.........
Dividends unpaid..........
37 50
Time certificates of deposit ............................ 100,000 00
Savings deposits............ 29,652 67
13,767 14
26,845
500
2,149
21
00
00
99
00
$50,000 00
17,000 00
11,835 12
400,430 92
Due front other than reserve banks..
45,647 51
11,804 52
TotaL....· - - - - - - - -
$479,266 04
Total. _ _ _ _ _ _ _ _ __
$479,266 04
THE KNOX COUNTY SAVINGS BANK, MT. VERNON, OHIO.
Organized Sept. 13, 1873.
President, S.
H. ISRAEL;
Annual Meeting-1st Monday in October.
Vice President,
JAMES ISRAEL;
Cashier,
B. D. HERRON.
DIRECTORS.
S. H. Israel, E. 0. Arnold, B. D. Herron, James Israel, E. C. Critchfield.
450.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds a.nd securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ... _.............. .
Other bonds and securities ............... .
Due from reserve banks $457,560 34
Exchanges for clearing..
7,607 81
Cash in vault.................. 63,743 66
Due fr?m oth~r than reserve banks..
Ite'!Tls 1n trans1t.-................................ .
LIABILITIES.
$160,263
68,213
242,209
255
75
42
34
67
72,170 60
270,840 22
65,000 00
$528,911 81
17,800 00
741 81
TotaL ........................................... $1,426,406 62
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in.. ........................
Surplus fund.... ....................................
Undivided profits less expenses, interest and taxes paid...... ................
Individual deposits subject to check. ............. $382,366 60
Demand certificates of
deposit.... .................... 107,019 18
Cashier's checks............ 23,364 16
Certified checks. _...........
229 50
Due to banks a n d
bankers........................
1,968 21
Savings deposits ............ 726,682 47
Other liabilities ......................'..............
U. S. 4¼ per cent. loans......................
$50,000 00
50,000 00
68,923 !i9
1,241,630 12
2,552 91
13,300 00
Total... ......................... _. ................. $1,426,406 62
253
DEPARTMENT OF BANKS AND BANKING.
THE MT. VICTORY BANK, MT. VICTORY, OHIO.
Organized July 15, 1904.
President,
J.
J.
N.
A.
Annual Meeting-1 st Monday in January.
RICH ARDSON; Vic e President, H. E. DICKINSON;
KORNS; Assistant Cashier, JoHN A. DICKINSON.
Cashier,
DIRECTORS.
J. N. Richardson, H. E . Dickinson, C. W. Korns, H. E. Gray, J. A. Korns.
350.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral............................. .
Other loans and discounts·-···············
Overdrafts ........................................... .
U . S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
not included in reser ve ..·-···············
Oth er bonds a nd securities ............... .
Banking house and lot........................
Furniture and fixtures ........................
Cash items............................................
Due from reserve banks $43,066 73
Exchanges for clearing..
574 42
Ca.sh in vault.--·············
9,052 69
LIABILITIES.
$9,545
1,500
206,068
1,391
39
00
89
10
49,798 50
4 ,500
20,000
5, 500
1,500
62
00
00
00
00
2.5
Due fr?m oth~r than reserve banks..
Items m transit ....................................
52,693 84
451 43
647 ,50
Total..............................................
$353,658 90
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, int erest and taxes paid .. ................... .
Individual deposits subject to check .............. $163,113 15
D emand certificates of
deposit........................ 75,866 09
Certified checks..............
181 98
$30,000 00
12,500 00
4,497 68
Money borrowed ................................. .
239,161 22
67,500 00
Total... ..................................... · -...
$353,658 90
THE FARMERS STATE BANK, McCLURE, OHIO.
Organized April 26, 1917.
President, T. U.
McCLURE;
Annual Meeting-
Vice President, W. H.
Cashier, 0. S. SHEPARD.
ARMBRUSTER;
Secretary and
DIRECTORS.
Chas. P. Grisier, C. E. Burgett, Denton Mason, W. H. Armbruster, T. U. McClure, 0. S. Shepard, C. S. Lowrey, Ed. Brown, J. E. Hockman, J. E. Hutchison.
664.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ............................
Other loans and discounts..................
U. S. bonds and securities not inclued in reserve................................
Bank lot for bank building ................
Furniture and fixtures ........................
Due from r eserve banks $6,126 07
Cash in vault..................
4,514 89
LIABILITIES .
$9,572 64
16,975 00
49,58 1 02
18,019 70
1,000 00
1,904 88
$25,000 00
5,000 00
78,461 07
Expense item ........................................
10,640 96
766 89
Total..............................................
$108,461 07
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ........................................
Individual deposits subject to check.............. $9,072 98
Demand certificates of
deposit........................ 37,172 20
Savings deposits............ 32,215 89
Total.............................................
$108,461 07
254
ANNUAL REPORT
THE COMMERCIAL STATE BANK, NAPOLEON, OHIO ..
Organized Feb. 5, 1913.
Annual Meeting-1st Tuesday after the 1st Monday
in January.
President, J. B. AUGENSTEIN; Vice President, DR. A. E. H. MAERKER;
Cashier, M. REISER; Asst. Cashier, GEORGE McKEE.
DIRECTORS.
Dr. A. E. H. Maerker, M. Reiser, J . B. Augenstein, H. F. Pohlman, James Burke,
Geo. P. Lutz, G. L. Ulrich, Henry D. Schulty, A. A. Vandenbroek.
568.
RESOURCES.
Loans on real estate........................ :.. .
Loans on collateral.. ........................... .
Other loans and discounts.-...............
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve._...........................
Sta-te, county and municipal bonds
not included in reserve ..·--·············
Furniture and fixtures ....................... .
Due from reserve banks $195,063 82
Exchanges for clearing..
2,879 54
Cash in vault.................. 30,483 90
LIABILITIES. $360,475
32,400
125,950
118
Capital stock paid in .............. ........... .
Sury:>lus fund .........,,. ....................... - .. ·
Undivided profits less expenses, i,nterest and taxes paid... :................. .
Individual deposits subject to check .............. $236,095 80
Demand certificates of
deposit .......... ••············ 424,728 37
Savings deposits............ 149,301 97
Liberty loan account.... 13,023 00
00
00
50
50
29,798 00
114,873 33
4,500 00
$50,000 00
16,000 00
7,493 45
823,149 14
Revenue stamps ..................................
228,427 26
100 00
TotaL_············ · · · · · - - - - - -
$896,642 59
TotaL...........................................
$896,642 59
THE NAPOLEON STATE BANK, NAPOLEON, OHIO.
Organized Dec. 30, 1908.
Annual Meeting-2d Wednesday in January.
President, G. E. RAFFERTY; Vice President, FREDERICK GERKEN; Cashier, A. DAMAN;
Assistant Cashier, K. E. NANGLE.
DIRECTORS.
John Arps, Theo. Daman, Frederick Gerken, Dietrich Hogrefe, John A. Mehring,
Geo. W. Morey, Chas. Norden, G. B. Orwig, Henry Panning, H. F. Rohrs,
G. E. Rafferty.
20.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts.......: ..........
Overdrafts ............................................ .
U. S. bonds and securities not included in reserve ..............................
State, county and municipal bonds
not included in reserve..·-···············
Premiu m on bonds and securities ... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from"feserve banks $97,033 14
Cash in vaulL.. ............. 30,725 84
LIABILITIES.
$175,455
15,495
249,886
767
00
00
00
81
4G,937 50
54,400
390
4,056
1,699
00
26
52
35
Items in transit ....................................
Other assets......................................... .
127,758 98
125 32
247 93
Total.. ........................................... .
$677,219 67
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses , interest and taxes paid ..................... .
Individual deposits subject to check .............. $159,387 74
D em and certificates of
deposit........................ 240, 10 80
Cashier's checks............ 18,242 51
Due to banks and
bankers........................ 84,148 77
Dividends unpaid..........
20 00
Savings deposits............ 86 879 63
U.S. postal savings......
3,656 00
Total.-.......................................... .
50,000 00
25,000 00
9,074 22
593, 145 45
677,219 67
255
DEPARTMENT OF BANKS AND BANKING.
THE NAVARRE DEPOSIT BANK COMPANY, NAVARRE, OHIO.
Organized May 14, 1895.
President,
D.
A.
Annual Meeting-2d Monday in January.
MusKOFF; Vice President,
MASTER; Assistant Cashier,
PHIL. LOEW; Cashier, P. M.
F. L. ZINS MASTER.
Zrns :
DIRECTORS.
Robert Hug, D. A. Muskoff, Phil. Loew, F. L. Zinsmaster, P. M. Zinsmaster,
Wm. G. Swaller, John W. Zinsmaster.
195.
RESOURCES.
Loans on real estate............................
Loans on collateraL ........................... .
· Other loans and dfocounts ................. .
Overdrafts .. ..........................................
U. S. bonds and securities not included in reserve ..............................
State, county and municipal bonds
not included in reserve..·-·····•····•····
Other bonds and securities ............... .
Banking house and lot ........................
Furniture and fixtures ........................
Other real estate................................. .
Due from reserve banks $31,754 7,5
Cash in vault.................. 11,016 21
Bonds h eld as lawful
reserve ....................... .
4,000 00
TotaL...........................................
•
$120,102
4!1,530
98,231
197
00
00
55
82
13,907 01
17.000
77, 340
14,000
2,500
5,009
LIABILITIES.
Capital stock paid in ..........................
Surplus fund ........................................
Undividerl profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.. ............ $81,837 46
Demand certificates of
deposit .... .................... 30,942 38
Certified checks·-····•······
61 88
Time certificat~s of deposit,........................... $208,057 64
Savings deposits............ 20,856 59
U.S. postal savings......
991 53
00
00
00
00
00
$25,000 00
50,000 00
12,89 1 86
Money borrowed................................. .
342,747 48
10,000 00
Total... ......................... ·. . ✓...........
$440,639 34
46,770 96
$440,639 34
THE CITIZENS CENTRAL BANK, NELSONVILLE, OHIO.
Organized 2d clay of July, commenced bu siness Nov. 1, 1914.
2d Wednesday in January.
President, R. H.
J ACKSO
r; Vice President,
JAMES SHARP;
Annual Meeting-
Cashier, W. T.
BEAN .
DIRECTORS .
W. S. Poston, Geo. E. John son, Julius Fisher, 'vV. T. Bean, R. H. Jackson ,
John Hill, James Sharp.
605.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ............................
Other loans and discounts ................. .
Overdrafts .... ....................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ................... .
Other bonds and secu riti es ............... .
Banking house and lot ......................
Furniture and fixtures ....................... .
Cash items .......................................... .
Due from reserve banks $66,711 03
Exchanges for clearing..
9,390 53
Cash in vault. ................. 53,622 27
LIABILITIES.
$78,184
280,992
186,46
3,924
77
50
50
87
6,100
o::i
1 ,545
30.121
15 000
4,501
61
87
00
00
00
27
· Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $485,403 93
Demand certificat es of
deposit .. ......................
9,839 25
Tim e certificates of deposit .. .......................... 111 ,128 53
$50,000 00
10,000 00
29,251 90
Money borrowed ................................. .
606,371 71
58,000 00
Total. ............................................ .
$753,623 61
129,723 83
Total. ............................................ .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$753,623 61
256
ANNUAL REPORT
THE PEOPLES BANK COMPANY, NELSONVILLE, OHIO.
Organized July 27, 1904. Annual Meeting-2d Wednesday in January.
President, W. H.
Vice President, J. M.
Assistant Cashier, R. W.
PARKS;
HYDE;
PARKS.
Cashier, ]No. V. Woon;
DIRECTORS.
H. 0. Bleness, J. P. Wood, D. H. Moore, J. M. Hyde, W. H. Parks, Jno. V. Wood.
196.
LIABILITIES.
RESOURCES.
Loans on real estate.........................•..
Loans on collateral.. ........................... .
Other loans and discounts.-.............. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve._ .......................... .
State, county and municipal bonds
not included in reserve ..... - .............
Other bonds and securities ............... .
Banking house and lot ..................... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $232,118 33
1,772 66
Exchanges for clearing..
Cash in vault ..·-············· 74,095 18
TotaL...........................................
$50,000 00
· 10,000 00
307,986 17
Capital stock paid in ......................... .
Surplus fund .....· - ----···········
Undivided profits less expenses, interest and taxes paid ........•.............
Reserve for interest ..................•.........
Individual deposits subject to check.............. $52 ,560 64
Demand certificates of
deposit........................ 26,829 24
Due to banks a n d
1,72 24
bankers._.....................
3,000 00
Dividends unpaid..........
Time certificates of deposit............................ 143,092 12
5,467 97
Savings d eposits............
U. S. postal savings...... 13,149 00
$876,924 63
Total..............................................
$876,924 63
$28,056
139,050
167,624
808
00
fi3
68
92
56,850 00
48,173
101.223
25,000
2,000
151
02
75
00
00
56
14,097 42
1,000 00
01,827 21
THE NEW CARLISLE BANK, NEW CARLISLE, OHIO.
Incorporated-December 13, 1913.
President, ISAAC ULERY; Vice President, J. W. STUDEBAKER; Secretary and
Cashier, H. S. FoRGY; Assistant Cashier, L. N. DooM ;· Second Assistant
Cashier, EvA L. BOLINGER.
DIRECTORS.
C. E. Fuller, H. S. Forgy, Isaac Ulery, W. E. Gardner, J. B. Studebaker, F. E.
Thompson, J. W. Studebaker, Dr. W. E. Bright, S. F. Studebaker.
580.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral... .......................... .
Other loans and discounts................. .
Overdrafts ........................................... .
U . S. bonds and securities not included in reserve............................. .
Banking house and lot ........................
Furniture and fixtures ....................... .
Due from reserve banks $26,624 14
6,342 04
Cash in vault..................
$24,1-'>0
95
76,874
493
00
00
49
05
11,994 00
4,232 30
3,767 70
Due from other than reserve banks
Revenue stamp account..·-·················
32,966 18
345 86
23 00
Total............................................. .
$154 ,941 58
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund .. ..................................... .
Undivided profits less expenses, interest and taxes paid .... ................. .
Individual deposits subject to check. ............. $104,416 39
Demand certificates of
deposit ........................ 15,121 45
5 00
Dividends unpaid..........
Time certificates of de1,200 00
posit....·-··-···················
530,000 00
1,555 00
Total. ............................................ .
154,941 58
2,643 74
120,742 84
DEP ART MENT. OF BANKS _\.ND BANKING.
T HE FARMERS AN D MERCHA N T S BANK COMPANY, NEVA D A, OHIO.
O rgani zed Oct. 5, 1907.
P resident,
J.
'vV.
W YNKOOP;
A nnual Meetin g-Last F ri day in J an uary.
V ice Pr esiden t, E. T .
B U RN S IDE;
Cashier,
W .
A. 'vVoLFE.
DIRECTOR S.
J. W . W ynkoop, H. L. Goodbrea d, E. T. Burn sid e, J . H . Zulau f, A lva Weist,
W. A. Wolfe, R. S. U lrich, W . A. Ritter spach .
197.
LI AB I L ITIES .
RESOURCES.
L oans on real estate ........................... .
L oans on colla t eral.. ............................
Other loans and d iscoun t s................. .
Overdra fts .... ........ ............................... .
U. S. bonds a nd securities n ot includ ed in reserve............................. .
State, count y a nd municipal bonds
n ot inclu ded in reserve .....
Ot h er bonds and securit ies... .
Furn iture a nd fi xtures ...... .
Du e fr om r eser ve banks $ 12,084 1~
Ca sh in va ul t
4.898 97
$3 5,103
4 ,200
2 1,769
1,400
(i,585 00
1 l,8fi l 40
32, 3 17 10
~.588 00
$12,500 00
3, 000 00
T ot.a l. ........................................... .
$132,807 06
830 11
ll ti,476 9fi
16,083 15
$ 132,807
T ota l... ....... .
35
00
04
02
Capital st ock pa id in ..........................
Surpl us fu nd .. .. .. ..................................
Undiv ided p r ofits less exp enses, int erest and t axes pa id ...... .
Ind ivi dua l d posits su bject t o chec1< ...... ..... ... $27,980 41
D ema n d cer ti fi cate:; of
d eposit. . ... ... .............. 84,fi69 98
2,4 23 r,.->
Sav ings d eposits ........ ....
U .S. postal savings.... ..
1,403 01
-----
Oci
THE N EV A D A D E POSIT l3AN l,, NEVADA, 01--!1 0 .
O rgan ized J a nuary 3, 1917.
A nnual ~1eeting- 2d \ 1Vedn esday in J anu a ry.
P r es-ident, \ V. L. BLAIR; V ice Presid ent, H . L. K u ENZ Ll; Secrctar3• and Cas hier,
J. A . vV1LLIAMS ; A sst. Cashier, R. C. DLA rn.
DmECTORS.
\A/. L. Blair, J . \. W illi am s, H . L. K uenzli , W . A W in ter. Joh n Go rd on .
L. C. Orwiler, N eil Gard ner, S. E. B r etz, C. P. Mill er.
653.
RESOUR C ES.
Loa ns on rea l esta t e....................... ··-.·
L oa ns on coll a teral.. ........................... .
Other loa ns and discounts..................
Over drafts ............ .... ................ ......... .
Oth er bonds a nd securities .. .. ............
Ban kin g h ouse a nd lot... ................. ... .
Furni tur e and fixt u res .................. ..... .
Du e fr om r eserve ban ks $38,0 11 4\J
Cash in v au lt.......
10,334 0 2
Items in t ransit .................................. .
LI ABILITIES.
$4 1,22 1
1,fiOO
137 ,181
9,856
05,200
4,000
1,000
10
00
80
!Hi
00
00
00
40 .24G 1H
2,800 01
C'apital st oc k pa id in ...................... ....
Surplus fund ......... ................. ............
Undivid ed profi ts Jess expenses, in terest a nd ta xes paid..
In di v id ua l d eposits subject t o ch eck .. ........... $102,047 55
D en- a nd cert ificates of
d eoosit .... .................... 107,301 ;!4
Div id ends unpa id ..........
72 00
Savings d eposit, Christma s club .............. ........
25 76
$35 ,000 00
3,000 00
3, 103 87
2!)9,446 6,j
Other lia biliti es ................ ......... .
Wa r savings stamps sales ..... ....
T ota l
9- B . & B.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$342, 197 33
T ota l
s11 n
8:30 08
$342 ,197 3:3
258
ANNUAL REPORT
OUN TY BAXK
THE LICKING
Orga ni zed January 18, 1906.
President, E. T.
ND TRUST COMPANY, ~EW ARK,
OHIO.
A nnu al ?lleeting-lst Mon day in J anuary.
Vice President',
R u cG;
FRANK YosT;
Cash ier, C. L. V.
HoLTz.
DIRECTORS.
E. T. Rugg, Frank Yo t, C. L. V. Holtz, J ohn Swisher, ·w esley Montgomery,
F rank E lli ott, Amon Coad, \iV ill H. Miles, Geo. B. Sprague.
303.
L IABILITIES.
RESOURCES.
Loans on real estate........................
L oans on coll ateral.. ............................
Other loans and discounts ..................
Overdrafts ............................. ./............. .
U. S. bonds a nd see'urities not in ►
elud ed in r eser ve._ ......................... .
Stat e, county and municipal bond s
not includ ed in reser ve ................. .
0th er bond s and securi t ies .. ......... ....
Premium on bond s a nd securiti es ..
Ba nking hou se and lot ....................... .
Furniture and fix t ures ...................... .
Other rea l estate ................................ .
rash items.............. .......................... ...
Due from r eserv e ba nks $344,63:3 73
Exchanges for clearing.. 47,770 n
Cash in vault .................. 73,832 10
Items in transit ............ ........................
$337, 543
166,494
4 12,017
2,8 14
Capital stock paid in .. .................... ... .
Surplus fund ........................................
Undi v ided profits less expenses, inte rest and ta xes paid ..................... .
R eserve for taxes................... .
In d ividu a l depos:t s subject t o check .. ............ $892.~ 10 :{O
1!)7 34
Certified checks..............
Due to banks a n d
ba nkers.-..................... 22,04 65
Tim e certificates of d eposit ............................ 395,190 9
Savings d eposits ............ 173, 62 25
45
79
86
78
12,266 00
242,100
54, 687
1,500
22 ,000
8,000
3 ,000
93
12
fiO
00
00
00
00
85
$200,000 00
40,000 00
15, 04G g:3
831 70
1,483,609 43
4,090 84
Oth er liabilities .... ................................
4oo,23!i Mi
14, 23 98
Total.. ...................................•....... $1,743,578 89
Total... ......................................... $ 1,7-13,578 89
THE NEW ARK TRUST COl\lIPANY, NEW ARK, OHIO.
Organi zed April 22, 1903.
President, \ \!. C.
l\.fETz;
Annual Meetin g-2d W ednesday in Jul y.
V ir e PresideHfs , \ iVM . H.
and Tr easurer,. L. T.
SMITH , RoE EMERSON ;
Secre tary
REE S.
DIRECTOR S.
J . R DaYi es. Roe Eme rson, J. S. F ul ton . . C. 1\J etz. \Nm. H. Smith. A. B. SchauF . Van Voo rhi s, \ iV. C. Met z, J . F . Van Voorhis.
wekc r,
293.
(;\ fember Bank-Federal Reserve System.)
LIABILITIES.
RESOU R C ES.
rea 1 estate......... .
Loans on
Loans on coll ateral.. ..................... .
Othe r loans and discounts......... .
Overdrafts .. ............................ .
U. S . bonds and securit ies .................. .
State, countv a nd mun i~ipa l bonds.. .
n ther bonds and securi ties ............. .
Ba n'<i n g house and lot ........ .. ........... .
P urniture and fi xtures .......... ............. .
0th er rea l estate ..... .
r a sh it ems ................................ .
Lawfu l reserv e with F ederal r ese1·ve
ba n 1< ................. . .................. .
f'toc k of F ed er al reserve ba nk (50 %
of subscription) ................ ..... ... .
E xchanges for clearin g .................. .
r ash in vault ................................. ...
:'let amou nt due fr om banks and
... ..... ........... .
hankers.....
....... ....................
Oth er assets......
T otal... ...... .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$802,fiRfi
W3.70f-i
549JIR.5
532
RI
43
9Q
90
1,5 1,;j!)O ::lf\
Q4 ,fl4.5 00
l 13,4?(i 30 ·
14fi,472 R2
7 ,~()::l 0:?
R l .'i 1:-l
10.917 8 1
85,!iO l 40
D,7-50 00
l R, i30 !;2
62,525 20>
i:32,287 nG
554 18
$2,481,5 31 88
1 a pi tal swck paid in ......................... .
Snrplus fund .. ......................................
Undivided nrofits Jes,; expenses, inter est and taxes paid ......................
Individual d eposits subject t o check. . ............ $55 .603 ol
.'i ,::l71 68
Cash ier's ch ecks............
2.088 8 2
Certifi ed checks .............
Net amount due t o
banks and bankers.... 74,30(-\ 9D
8, 000 00
Di v idend s un pa id ..........
T ' me certi ficates of d efil 2.44D 8°1
posit ......
Savin gs deposits ........ .... 79 2.R(i/l 7:l
3,089 10
U. S. postal sav in gs ......
Other li ab ilit ies .......... .... .
Part payments by custom ers on
........................... .
Li berty bonds
$200,000 00
125,000 00
,17,672 27
2,056,776 !-'6
28 75
52, 054 00
T otal... .......................................... $2,48 1.531 88
259
DEPARTMENT OF BANKS AND BANKING.
THE OXFORD BA~K, "t\EWCOMERSTOWN, _OHIO .
Ann u al 11 eeting-2d Wednesday in January .
O rganized D ecember 7, 1914.
Preside11t, GEO. W. MUL\' ANE; Vic e President, J . S. BARRETT; S.ecretar::.•, }A s . B:
1\1 ULVANE ; Cashier, THEO. F. CR ATER; Assistant Cashier, H. H. E AGO:--..
DJRECTORS.
Theo. F. Crater, R. W . Dougherty, Geo. W. Mulvane, Jos. B. Mu lvan e, John E.
Fletcher, S. A. Neighbor, J. S. Barrett.
612.
LIABILITIES.
RESOURCES.
Loans on real estate ............. ..
Loans on collateral............................. .
Other loans and discounts ...... .
Overdrafts ........................................... .
U. S. bonds and securities not included in r eserve............................ ..
State, county and municipal bo·nds
not included in reserve .................. .
Other bonds and securities ............... .
Banking house a nd lot.. ................ ..... .
Furniture and fixtures ....................... .
Due from r eserve banks $73,017 81
Cash in vault.................. 38,009 03
Due from other than reserve banks..
County r ecorder .... ............................. .
Federal r eserve bank ......................... .
Revenue stamps ................................. .
Total............................................ ..
$130,766
59,370
241,058
116
22
03
48
56
Capital stock paid in ................... ..
Surplus fund ...................................... ..
Undivided profits less expenses, interest and taxes paid .... .... .... .
Unearned interest.. ............................ .
Individual d eposits subjec t t o ch ec k .... .......... $ 168,180 ,56
Cashier's checks...... .... ..
2,338 15
Certifi ed checks..............
2.5 00
Dividends unpaid..........
198 00
Time Cf:l!'tificates of dep osit.. .......................... 428,143 70
Savings deposits............
4,185 90
19,912 22
30,500
100,000
5,000
2,000
00
00
00
00
111,02'.i
3,208
19
6,251
42
84
42
55
00
65
603,071 31
24 60
19,312 50
Total. ........................................... .
$709 ,271 !)7
THE PERRY COUNTY BANK,
Preside11t,
\~/J LLJAl\I
2.,162 45
4,701 11
Other liabilities ................................... .
U . S. bond collecti on acco unt ......... .
$709,271 97
O rganized February 15, 1911.
$f:i0,000 00
20,000 00
TEW LEXINGTON, OHIO.
Annua l Meet ing-2d Wednesday in January.
JoH NSo.:,r: Vice Pres-ident, C. P. THACKER; Cashier,
J. 0. EWLON.
DIRECTORS.
W illiam J ohn son, C. P. Thacker, R. E. Bennett, W. E. Conway, John A. \ i\Ta rd,
T. J . Weiland, J. S. ·w oodcock, J. G. ·M cDougal, P. W. Newlon .
527.
RESOURCES.
Loan s on r eal estate........................... .
L oans on collateral. ............................ .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and s ecurities not included in r eserve............................. .
State, county a nd municipa l b onds
not included in r eser ve .................. .
0ther bonds and securities .. .. ........... .
Ban 1cing house and lot .. .....................
Furniture and fixtur es ..
C'ash items .......................... ................ .
Due from reserve banks $88, 123 41
1,975 26
E ·cchanges for cl earin g..
Cash in vault.. ..
2o,524 40
D ·1e fr o m other than r eserve banks ..
War savings stamps ........................... .
Unpaid subscripti on on third liberty
loan...............
. ......................... .
T ot a l.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$133,366
139,571
256Ji22
1,694
73
13
86
96
8,950 00
75,819
750
8 ,200
2,.500
26
00
00
00
2ti 25
Capital stock paid in ......................... .
Surplus fund ...................................... ..
Undiv.ided profits less expenses, int er est and taxes paid ..................... .
Reserve for taxes ...... .......... .
Individual deposits subjec t to ch eck .. ............ $257,6 12 74
Certified ch ec ks ... _.........
234 7 5
Tim e certificat es of dep osit.. .... ...................... 319,901 GO
Sa vings d eposits.. .......... 62,66.'i 86
U. S. postal sa vings......
536 G6
$75,000 00
25,000 00
fl,383 88
1,000 00
G40,fl51 Gl
116,623 07
891 04
2,451 19
3,869 00
751,335 49
Total... ...........................................
$75 1,335 49
260
ANNUAL REPORT
THE SAVINGS AND LOAN BAN KING COMPANY, NEW LONDON, OHTO.
Organizeo Dec. 3, 1900.
Prrside11t.
Ann ual Meeting- 2d l\fonday in January .
?-.1 CLAVE: r·ire PrNide11t. S. F. BLA CKM A N; Second Vice
Preside11t, E. J. BRrGG S ; Cashier, LEROY BAKER.
CHA S.
D1RECTORS.
Chas. McClave, Chas. Crittenden, H. H. Sibbett, A lvin Crittend en, S. F. Blackman,
E. J . Briggs, W. L. Mead, Leroy Baker, D. B. Barnes, Levi Farnsworth, Frank
B. Amert, J . P. Washburn.
200.
RESO URCES.
LIABILITIES.
Loans on real estate ......................... .
Loans on collateral.. ....... .
Oth er loan5 and discou nts .............. .
Overdra fts .......................................... ..
U . S. b onds and sec uri t ies not inclu d erl in reser ve ... ....................... .
State, connt y a nd municipal b ond s
not included in res- rve ................... .
Banking house a nd lot ... .................. .
· Furniture and fixtures ................... .
Du e fr om r eser ve banks $49,116 08
E xchan ges fo r clearin g.
:3,060 07
rash in v a ult..... ............ 11 ,281 45
Bonds held as lawful
r eser ve .... ................ ... .
1,.500 00
$91\ <lO,'J .50
27, 131 15
228 ,382 9:)
](i8 30
2,7ii0 00
8 ,7 33 84
2,553 (if!
1,000 00
Capital stock paid in .......................
Surpl us fund ....................................... .
Undivided profits less expenses, in' t eres t a nd taxes paid ..................... .
R eserve for t ax es ............................... .
Indi vid ual de posits subject t o check .............. $124,984 4G
Demand certifi cates of
d eposit.................. ......
29,<i38 54
Savings deposits........... 212,545 71
$30,000 00
27,000 00
2,007 (l.'3
(j!ifi !i3
M oney borrowed ................................. .
Third liberty loan bond account ..... .
367,168 71
7,000 00
350 54
Total..............................................
$434,183 41
G4.958 51)
Du e from other than reserve banks .
U. S. war savings stamps and certificate
862 48
T otaL .................:........................
$434,183 41
834 00
THE PEOPLES SAVING BANK, NEW MATAMORAS, OHIO.
Organ ized July 11, 1911.
Annual lVf eeting-2cl Wednesday in January.
Preside Ht, W. L. ·w EsT ; Vice PrfsideHI, J. vV .
PRYOR;
Cashier, R. T. Rnow:--;r.
DIRECTORS.
\V. L. West, J . W. Pryor, R. T. Brown, E. L. Ca rson, Russell M iracle, Ed. L.
M achetanz, E. W . Cline. E . J. Gautschi, William M iller, J. H. Collins, Charles
Cawley, W. S. Lauffer.
536.
RESOURCES.
Loan'> on real estate...................... ..... .
Loans on collateral.. ........................... .
Other loans and disco unts................. .
Overdrafts ..................... :............... ...... .
U. S. bonds and securi ties not includ d in r eserve ............................. .
State. county- and mun icipal b onds
not i,dud ed in r eser ve ............ ....... .
Premiums on b onds a nd securities ..
Furn iture and fi xtures ....................... .
Du e from reserve banks $21,765 01
Cash in va u lt.......
8 ,020 94
Other assets ...................... .
Total. ....... ........... .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$44,701
40,102
40,921
648
35
18
99
97
J9,7.:i5 72
2 3,592 0'.)
200 00
2,099 00
Capital stock paid in ......................... .
Surplus fund ... .................................... .
Undivided profits less expenses, int erest and taxes paid .. ................... .
Individual deposits subject to check. ............. $76,899 20
Dividends unpaid ..........
30 00
Tim e certificates of dep osit .. .......................... 86,236 88
Savings d eposits ............ 21,232 41
S25,000 00
3,000 00
1,546 98
184,398 49
29,785 95
133 3 1
$213,04 ,'i 47
Total............................................. .
$2 13,945 4 7
261
DEPARTMENT OF BANKS AND BANKING.
EW PHILADELPHIA, OHIO.
THE MERCHA TS STATE BANK,
Organ ized Jul y 8, 1911.
Annual Meeting-2cl ·W ednesday of January.
President . N. \\1. SEN H AUSER; Vice President, R. S.
w. A. w AG F.R.
BARTON;
Cashier,
DIRECTORS.
N. V-l. Senhauser, R. $. Barton, W. A. \tVagner, S. S. Urfer, Harvey Beitler,
F. A. Sh erer, C. W . Mathias, T . B. Stroup, S. B. Meyers.
538.
LIAB ILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other Joans and discounts ................. .
Overdrafts ............................................
State. county and municipal bond s
not included in r eserve·-··-·············
Prem ium on bonds and securities ... .
Furniture and fixtures ....................... .
Other real estate................................. .
Due from r eserve banks ....................
Exchanges for clearing..
5,664 73
Cash in vaulL............... 21,205 91
Bonds held as lawful
reserve.. ......................
4,000 00
$ 111,992
19,135
219,425
29
25
00
9
78
139,158
300
1,950
3,000
26,905
88
00
00
00
51
ltems in transit................................... .
30,870 64
948 06
Total..............................................
$553,985 10
Capital stock paid in .. ....................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $239,928 79
Demand certificates of
d eposit ........................
2,486 1!)
Ti me certificates of d eposit ............................ 142,623 49
Savings deposits.. .......... 74 ,7 7 11
$60,000 00
20,000 00
3,735 78
Money borrowed ..................................
Other li abilities ................................... .
459,825 58
10,000 00
423 74
T otal..............................................
$553 ,985 10
THE OHIO SAVINGS & TRUST COMPANY, NEW PHILADELPHIA, OHIO.
Organized August 3, 1911.
President,
JOH N H ANCE;
Annual Meeting-2d Wednesday of January.
Vice President, E. L.
WENGER;
Cashier, C. A.
LAH MER.
DIRECTORS.
T. D. Healea, H . L. Savidge, F. C. Rea, W. H. Schauffler, N. W. Judkin s, E. L.
Wenger, John Hance, C. A. Lah mer.
540.
RESOURCES.
Loans on real estate............................
Loans on collateral... ...........................
Other loans and discounts..................
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ....................
Other bonds and securities ............... .
Banking house and lot....................... .
Furniture a nd fixtures ....................... .
Due from reserve banks $1 9.678 17
Exchanges for clearing..
1,240 20
Cash in vault.................. 38,337 25
Bonds held as lawful
reserve........................ 10,000 00
Due from other than reserve banks..
LIABILITIES.
$370,782
66,438
209,229
1.001
28
08
42
77
151,653 20
233,528
168,125
10,000
1.132
44
00
00
12
239,255 62
15,710 19
Total... ........................................... Sl,466,856 12
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund-........................................
Undivided profits less expenses, int erest and taxes paid ......................
Reserve for taxes ...... ......................... .
U. S. deposits other
than postal sa vings .. $40,000 00
Individual deposits subject t o check.............. 4 9()·,413 99
Demand certificates of
deposit......... ............... 14,256 53
Time certifi<·ates of deposit ............. ,.....,....... 586,213 72
Savings deposits.... ........ 159,869 24
U. S. postal savings......
7,125 10
Other liabilities ................................... .
Unearned discounts ........................... .
$100,000 00
50,000 00
10,052 15
1,132 00
1,303,878 58
598 67
1,194 72
Total............................................. $1,466,856 12
262
ANNUAL REPORT
THE MARTIN BANK COMPANY, NEW STRAITSVILLE, OHIO.
Organized May 25, 1903.
Annual M eeting-2d Tuesday in January.
President, FRANK HoY, JR. ; Vice President, G. W. HITE; Cashier, F. E . KRAMER.
DIRECTORS.
Jno. Williams, Frank Hoy, Jr., F. E. Kramer, Geo. Hite, Edward Lawson,
Elmer Patton.
411.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral............................. .
Other loans and discounts ................. .
Overdrafts ......................... _ _ __
U. S. bonds and securities not included in reserve·-···························
State, county and municipal bonds
not included in reserve.-.................
Premium on bonds and securities ....
Banking house and lot·-·····················
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $21,178 76
Cash in vaul~--- 25,255 42
LIABILITIES.
$15,576
48,7.56
74,775
2,131
46
16
48
15
6,400 00
54,300
1.843
1,400
50
00
37
00
00
7 59
Capital stock paid in ......................... .
SurpluR fund .....·----················
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $106,980 62
Cashier's checks............ 28,398 29
Time certificates of deposit............................ 72,007 56
Savings deposits............ 13,538 41
$25,000 00
4,537 40
Total_····················-----
$251,674 39
1,2 12 11
220,924 88
46,434 18
Tota~---------
$251,674 39
THE NEW VIENNA BANK, NEW VIENNA, OHIO.
Organized Dec. 14, 1915.
Annual Meeting-2d Wednesday in January.
President, W. A. POLK; Vice President, F. W. HADLEY; Cashier, B. T. PENN;
Assistant Cashier, J . W. PENN.
DIRECTORS.
Alf. Clark, F. W. Hadley, John W . Matthews, B. T . Penn, J. W. Penn, W. A.
Polk, John F . Schuler.
625.
RESOURCES.
Loans on real estate.............. _ ............
Loans on collateral... .......................... .
Other loans and discounts._ ...............
Overdrafts·........................................... .
U. S. bonds and securities not included in reserve ................... _ ....... .
State, county and municipal bonds
not included in reserve ..·--·············
Other bonds and securities ................
Banking house and lot ........................
Furniture and fixtures ....................... .
Due from reserve banks $31,315 63
Exchanges for clearing..
523 36
Cash in vault.--............. 12,567 69
LIABILITIES.
$49,878
97,132
195,295
786
33
45
88
67
14,484 00
23,100
23,537
4,000
2,000
00
50
00
00
Other assets..........................................
44,406 68
100 00
TotaL ........... _..............................
·$454,721 51
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in .............•............
Surplus fund ........................................
Undivided profits less expenses, int erest and taxes paid ..................... .
Individual deposits subject to check. ............. $252,425 17
D emand certificates of
deposit.. ......................
9,730 73
Due to banks a n d
323 43
bankers........................
Time certificates of deposit............................ 116,989 72
$60,000 00
7,000 00
TotaL...........................................
$454,721 51
8,252 46
379,469 05
263
DEPARTMENT OF BANKS AND BANKING.
THE NEW WATERFORD SAVIN GS & BANKING COMP ANY, NEW
WATERFORD, OHIO.
Organized December 6, 1906.
Annual Meeting-3d Monday m January.
President, J. H. KocH; Cashier, J. F. JOHNSON.
DIRECTORS.
J. H. Koch, Geo. J. Koch, C. F. Jamieson, J. M. Carter, S. A. Might, J. F.
Johnson, J. F. Rudibaugh.
202.
LIABILITIES.
RESOURCES.
Loans on real estate............................
Other loans and discounts ..................
Overdrafts ............................................
U. S. bonds and securities not included in reserve............................. .
Other bonds and securities ............... .
Furniture and fixtnres ........................
Due from reserve banks $15.119 25
Exchanges for clearing..
2,58R 74
2,473 22
Casfi in vault ..·-·············
$33,133 28
40,976 24
163 49
Total............................................ .
$109,654 22
10,000 00
4,500 00
700 00
20,181 21
Capital stock paid in .. - - - - - · · ·
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid .................... ..
Individual deposits subject.. to check.............. $43,174 74
Demand certificates of
deposit........................ 16,259 69
Certified checks.__ .........
4,976 16
Savings deposits............ 17,215 85
$25 "000 00
1,964 54
Total.- .............. ·........................... .
$109,654 22
1,063 24
81,626 _44
THE FARMERS STATE BANK, NEW WASHINGTON, OHIO.
Organized January 18, 1917.
Annual Meeting -
President, J ACOil SHEETZ; Vice President, JoHN H. SHEETZ; Secretary-Treasurer,
JOH N A, SHEETZ.
DIRECTORS,
Jacob Sheetz, John H. Sheetz, Louise P. Guise, John A. Sheetz, Geo. H. Seitter.
655.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. .......................... ..
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve·-··-··--·········
Other bonds and securities ............... .
Due from reserve banks $152,9G7 54
Exchanges for clearing..
584 02
Cash in vault.................. 11 ,018 74
LIABILITIES.
$47,400
36,837
125,586
75
01
00
95
31
39.112 06
206,701 36
10,000 00
Capital stock paid in ......................... .
Surplus fund ...................................... ..
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $277,942 49
Demand certificates of
deposit........................ 34,573 70
Time certificates of dedeposit ........................ 238,115 20
Savings deposits............ 28,981 75
$40,000 00
2,000 00
7,265 44
Revenue stamps .................................. .
164,570 30
6 00
Taxes collected ....................................
Credit items (deposits held over)..._.
579,613 14
335 45
1,074 96
Total........................ ·.... . ............. .
$630,288 99
Total. .............................................
$630,288 99
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
264
ANNUAL REPORT
THE DOLLAR SAVINGS BANK COMPANY, NILES, OHIO.
Organized November 14, 1904. Annual Meeting-] anuary.
President, Vv ADE A. T AYLOR; Vice Presidents, J. W. EATON, C. S . THOMAS;
Secretary and Treasur er, WM. If. STEVENS; Assistan~ Secretary and
Treasurer, A. W. KIRKBRIDE.
DIRECTORS.
Wade A. Taylor, J. W. Eaton, C. S. Thomas, Wm. H. Stevens, Wm. Cunnick,
Joseph Fullerton, G. P . Gillmer, W. A. Hutchins, F. W. Stillwagon, S. H.
Stillwagon, Harry M. Stevens, L. H. Young.
373.
RESOURCES
Loans on r eal estate............... '............ .
Loans on collateral.. ........................... .
Other loans and discounts ...............~ ..
Overdrafts ........................................... .
U. S. bonds and securities not included in r eserve........... ..................
State, coun t y and municipal bonds
not included in reserve ................... .
Other bonds a nd securities ............... .
Banking house and lot ........................
Cash items .................. ......................... .
Due from r eserve banks $281,604 96
Exchanges for clearing..
5,255 93
Cash in vault.................. 74,649 30
Due fr om other than reserve banks..
LIABILITIES.
$300,500
212,103
494,567
5,911
04
05
6'i
43
Capital stock paid in ......................... .
Surplus fund ...... .........................,........
Undivided profits less expenses, interest and taxes paid ................ .'.....
Individual deposits subject to check .............. $861,505 63
Cash ier 's checks............ 23,822 15
Certified checks..............
2,120 50
Dividends unpaid..........
2,897 75
Tim e certificates of de'posit .. .......................... 32,342 40
Savings deposits ............ 597,702 83
4,000 35
U. S. postal savings......
119,732 75
48,500
44,700
103,352
1,571
00
00
90
84
$100,000 00
55,000 00
18,8.'i l !)8
1,524,391 61
36 1,510 19
5,793 74
Total. ............................................. $1,698,243 59
T otal. ............................................. $1,698,243 59
THE NILES TRUST COMPANY, NILES, OHIO.
O rgani zed D ec . 24, 1908.
Annual Meeting-2d Wednesday in January.
President, C. P. WILSON; First Vice President, D. J. FINNEY; Second Vice President, T. E. THOMAS; Secretary, J. D. WADDELL; Treasurer, R. L. McCoRKLE.
DIRECTORS.
W. A. Thomas, C. S. Crook, L. H. Young, C. P. Wilson, J. D. Waddell, Harry
f. Stevens, Thos. H. Madden, D . J . F inn ey, R. L. McCorkle, Samuel Brown,
H. H. Lynn, F. E. Bryen, T. E. Thomas, A. J. Bentley.
17.
RESOURCES.
Loans on real estate........................... .
Loans on collateral... .......................... .
Other loans and discounts ............... .
Overdrafts ........................................... .
U. S. bonds a nd securities not included in reserve............................. .
State , count y and municipal bonds
not incfuded in reserve ................... .
Other bonds and secu rities ............... .
Banking house a nd lot ....................... .
Cash items .............. ............................. .
Du e from reserve banks $269,936 32
Exchanges for clearing.. 14,642 46
Cash in vault.................. 89,905 77
Foreign money ...................................
Du e from other than reserve banks..
Due us on liberty bonds .. ................. .
LIABILITIES.
$321,771
288,707
356,353
2,585
65
06
99
69
133,449 72
98,7G7
88,024
25,000
403
39
104,548
3,295
8,004
13,088
23
00
52
00
10
00
70
T otal... ........................................... $1 ,713,935 37
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Reserve for ·taxes ................................
U. S. deposits other
than postal savi ngs .. $25 ,000 00
Individu a l deposits subject to check.............. 782,935 8
Cashier's checks..... .......
3,957 22
Cer t ified checks..............
1,030 00
Dividends unpaid..........
60 00
Tim e cer tificate:s of de-posit............................ 30,079 78
Savings deposits ............ 632,541 66
U. S. po5tal savings ...... - 30,752 21
$ 125,000 00
50,000 00
30,578 62
2,000 00
J ,506,356 75
Total... ........................................... $1,713,935 37
265
DEPARTMENT OF BANKS AND BANKING.
THE HARDY BANKING COMPANY, NORTH BALTIMORE, OHIO .
Organized Jan . 29, 1896.
Ann ual Meeting-January 1St!~.
President, DR. D. W. REDDIN; Vice President, DR. E . A. PowELL ;
Cashier, J. W . BOROUGH.
DIRECTORS.
Dr. D. W. Reddin, Jas. Cathers, A. H . Jimison, Dr. E . A. Powell,
J.
W. Borough.
297.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ........................... .
Other loans and discounts ................ ..
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve .................. ..
Other bonds and securities ............ .. ..
Premium on bonds and securities .. ..
Banking h ouse and lot....................... .
Cash items .......................................... ..
Due from reserve bank $40,550 79
Cash in vault.................. 11,034 73
LIABILITIES.
$60,329 85
18,825 30
103,092 70
1G9 58
5,638 G3
80,366
500
285
7,400
1,248
08
00
52
00
49
Due from other than reserve banks ..
51,585 52
1,680 00
Total..............................................
$3.3 1,121 67
Capital stock paid in .. .... ................... .
Surplus fund .......... ....... ...... ........... ..... .
Undivided profits less expenses, in . terest and taxes pa id .................... ..
Individual deposits subject to check .. ............ $ l 12,6G9 40
Dem and certificates of
deposit.... .................... 125 ,822 :rn
Savings deposits....... ..... 35. 93 6J
U. S. postal savings......
436 80
$,'50,000 00
4, 000 00
2,299 ::!3
274,822 34
Total... ...........................................
$331,121 67
THE NORTH BLOOMFIELD BANKING COMPANY, NORTH BLOOMFIELD, OHIO. ·
Organized February 25, 1903.
Ann ual Meeting-1st Tuesday in January.
P1·esident, JOH N S. McADOO; Cashier, A. 0. HUNTLEY.
DIRECTORS.
John S. McAdoo, S. T. Cauffield, J. H . Cook, H . J. Willcox,
J. C.
Harwood.
432.
RESOURCES.
Loans on real estate........................... .
Loans on collateral... .......................... .
Other loans and discounts ..................
Overdrafts ............................................
Banking house and lot._................... ..
Due from reserve bank $26,002 07
Cash in vault.- ..............
2,873 41
Bonds held as lawful
reserve ...................... ..
3,100 00
LIABILITIES.
$62,163
3,300
66,304
322
2,400
18
00
18
81
00
Due from other than reserve banks ..
31,975 48
1,256 36
Total.............................................
$167,722 01
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check.............. $56 ,567 35
D emand certificates of
deposit........................ 28,514 63
Cashier's checks............
226 77
iv!dends UDI?aid... .......
42 00
avmgs deposits............ 59,816 81
$12,500 00
2,700 00
TotaL...........................................
$167,722 01
7,354 45
f
145,167 53
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
266
ANNUAL REPORT
THE NORTH CANTO N BANK, NORTH CANTON, OHIO.
Organized May 25, 1906.
President, F. C.
\ ,V1sE;
Annual Meeting-1 st Tuesday in January.
Vice President, F.
J . BORD NER;
Cashier,
MAC JOH NSON.
DIRECTOR S.
J. R. Blair, W. S. Adams, A. L. Deal, F. J . Bordner, Mac John son, F. C. W ise.
351.
RESOURCES.
Loans on real estate........................... .
Loa ns on collateral.. ........................... .
Other loans and discounts ................ ..
Overdraf ts ................................ .......... ..
U. S. bonds and securities not included in reserve............................ ..
State, county and municipa l bonds
not included in reserve .................. ..
Other bonds and securities .............. ..
Furniture and fixtures ...................... ..
Due from r eserve barlks $50,814 84
Exchanges for clearing..
6,280 7 5
Cash in vault.................. 11,608 57
Total. ........................................... ..
LIABILITIES.
$4 1,316
36,179
104,017
3,316
94
70
89
19
68,704 16
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes pa id .. .................. ..
R eserve for taxes .............................. ..
R eser ve for interest ...... ................... ..
Individual deposits subject to check .............. $2 11 ,208 72
D emand certificates of
deposit........................
3,469 34
Certified checks..............
125 00
Time certificates of dep osit.. .. ........................ 43,963 37
Savings deposits............ 30,274 95
$322,501 26
Total. .............................................
38,56 5 82
26,524 36
2,776 20
1,100 00
$25,000 00
2,500 00
4,40 8(l
,'5 63 9fJ
!)87 07
289 ,041 38
$322,501 26
THE NORTH FAIRFIELD SAVINGS BANK COMPANY, NORTH
FAIRFIELD, OHIO.
Organized March 9, 1904.
Annual Meeting-1st Monday in May.
President, E. F. ROWLEY; Vice President, L. L. JONES, M. D. ; Cashier,
C. R. IRwrn; Assistant Cashier, CARRIE K. WEST .
DIRECTORS.
G. D. Silliman, E. F. Rowley, C. R. Irwin, Wilbur Hoyt, H. H. Sibbett,
L. L. Jones, Carrie K. West.
203.
LIABILITIES.
RESOURCES.
L oan s on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Acceptances of other banks discounted ..............................................
U. S. bonds and securities not included in reserve ............................ ..
Other bonds and securities .. ...:........ ..
Furniture and fixtures ...................... ..
Due from reserve banks $72,873 58
Cash in vaulL...............
4,213 00
$39,875 00
2,300 00
57,792 99
TotaL...........................................
$181,672 07
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
2,467 50
1,250 00
300 00
600 00
Capital stock paid in ........................ ..
Surplus fund ...................................... ..
Undivided profits less e!Xp enses, interest a nd taxes paid ..................... .
I ndividual deposits subject to chec k.. ............ ·$9 1,821 02
Cashier's checks............
75 00
Time certificates of d ep osit............................
8 ,024 85
Savings deposits.. .. ........ 58,661 34
$12,500 00
6,500 00
4,0 9 SQ
158,582 21
77,086 58
T otal..............................................
$181 ,672 07
267
DEPARTMENT OF BANKS AND BANKING.
THE CITIZENS BANKING COMPANY, NORWALK, OHIO.
Organized February 10, 1902.
President, S. E.
SIM MONS;
An nual Meeting-June 12.
Vice Presidents, C. A.
Cashier, F. M. ROTH.
PAUL,
C. W .
ANDERSON;
DIRECTORS.
S. E. Simmons, C. A. Paul, C. W. Anderson, J. L. Mead, A. L. Hoover, E. T .
Williams, A. E. Rowley, A. D. Meyer, C. F. Jackson, F. M. Roth, George F.
Titus, F. M. Lutts.
428.
RESOURCES.
L oans on real estate ........................... .
Loans on collateraL ........................... .
Oth er loans and discounts..................
Overdrafts ........................................... .
U. S. bonds and securities not included i n rese~ve............................. .
State, countv and muni ~ipal bonds
not included in r eserve................ .
O\her bonds and securities ............... .
Premium on bonds and securities ..... .
Banking house and lot....................... .
Furniture and fixtures ....................... .
Due from r eserve banks $109,699 20
Exchanges for clearing..
7,678 04
Cash in vault.................. 49 ,034 89
LIABILITIES.
$281,937
161,783
269,756
2, 196
37
88
62
75
87,250 00
2C5,747
77 ,952
4,127
13,000
3,000
73
50
84
00
00
166,412 13
Capital stock paid in ......................... .
Surplus fund .. ..................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
I ndividual deposits subject to check .............. $463,068 05
D emand certificates of
2,109 50
deposit ....................... .
Cashier's checks .. ..........
15 01
Certified checks..............
333 00
an d
D ue to banks
bankers.................... 17,319 61
Dividends unpaid..........
388 50
Time certificates of d eposit............................ 105,944 97
Savings deposits............ 583,419 74
U. S. postal savings ...... · 12,835 02
$50,000 00
.85,000 00
12,731 42
1,185,433 43
Total... ........................................... $1,333,164 82
Total... ...................................... .'.... $1,333,164 82
HURO N COUNTY BANKING COMPANY, NORWALK, OHIO.
Organized Aug. 29, 1881. A nnual Meeting-Tuesday after 1st Monday in February.
President, B. C. T ABER; First Vice President, B. B. Woon; Second Vice President,
En. L. YouNG; Cashier, W. C. PRATT.
DIRECTORS .
B. B. ·w ood, B. C. Taber, Ed. L. Young, Alphonse Remele, J. Loui s Link, Henry
Lais, I. vV. Hoove r, W. R. Pruner, L. A. Heston.
204.
RESOURCES.
Lpans on r eal estate........................... .
Loans on collateral.. ........................... .
Other loa ns and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in r eserve.................. ........... .
State. cou nty and municipal bonds
not included in reser ve ................... .
Other bonds a nd securities .. .. ........... .
Ba nkin g house and lot........................
Cash items ........................................... .
D ue from reserve banks $294,739 72
Exchanges for clearin g..
3,359 63
Cash in va ult.................. 47,173 98
Due from other than reserve banks....
LIABILITIES.
$400,067
.559,792
263,705
706
48
35
67
22
165,500 00
471,905
299, 110
20,000
750
01
00
00
00
345,273 33
71 10
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, int erest a nd taxes paid .................... ..
Individual deposits subject t o check .............. $876,639 47
D emand certificates of
deposit .... .. ................. .
3,725 26
Cashier 's checks ............
5,265 45
Certified checks... ~ ........ .
31 00
D ue to ba nks a n d
bankers........................
9,903 37
Tim e certificates of d eposit...... ...................... 148,749 07
Savings d eposits .. :......... 1,275,851 38
U . S. post al savings......
238 86
$100,000 00
87,000 00
19,477 30
2,320,403 86
Total... ........................................... $2,526,881 16
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Total. ............................................. $2,526,881 16
268
ANNUAL REPORT
THE COMMERCIAL SAVINGS BA TK OF NORWOOD, NORWO OD, OHIO.
Organized 1914.
President,
Annual Meeting-2d Wednesday of January.
Vice President,
Cashier, R. J. DIERKER.
CHAS. F. SEAMAN;
FRED ROHRSCHEIB;
DIRECTORS.
Chas. F. Seaman, S. S. Davies, ·Fred Rohrscheib, J os. Buhr, P. A. Johnston, C. A.
Motz, J. S. Slone, B. T. Van Camp, Chas. F. Nead.
602.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral.. ............................
Other loans and di scounts ................. .
U. S. bonds a nd securities not included in reserve ............................. .
State, county and municipal bonds
not included in r eserve.~................. .
Premium on bonds and securities ... .
Furniture and fixtures ....................... .
Due from reserve banks $ 13,915 HJ
Cash in vault..................
9,973 34
Bonds held as lawful reserve ........................... .
1,500 00
LIABILITIES.
$56,774 50
24,898 40
50,3 78 Li
12,472 14
70,013 09
1,115 30
1,545 03
Due from other than reserve banks....
25,388 44
25 56
Total..............................................
$242,610 61
Capital stock paid in ..........................
Undivided profits less expenses, interest and ta xes paid ..................... .
Individua l d eposits subject t o ch eck. ............. $9 7,5 20 8.'i
Cashi er's checks............
49 6;{
Certified checks..............
154 O·l
Time certificates of deposit.. .. ........................ 43,290 Hi
Savings d eposits............ 64,930 30
$25,000 00
1,465 63
Money borrowed ..................................
205,944 •\JS
10,200 00
TotaL. ...........................................
$242,610 61
THE NOVA BANKING COM PANY, NOV A, OHIO.
Organized September 3, 1907.
President, E. E.
MILLER;
Annual Meeting-3d Monday in January.
Vice· President, A. 0. CURRY; Cashier, Guy B.
Assistant Cashier, N. E. HIPP.
MURRAY;
DIRECTORS.
E. E. Miller, A. 0. Curry, J. F. Singer, A. B. Richards, B. W. Hileman, I. C.
Smith, M. Crittenden, J. J. Dieter, Guy B. Murray, Chas. Brown, J. W.
Davidson.
374.
RESOURCES.
Loans on r eal estate........................... .
Other loans and discounts................. .
Overdrafts .. ......................................... .
U. S. bonds and securities not included in reserve ............................ ..
Other bonds and securit ies .. .. ........... .
Banking house and lot ........................
Furniture and fixtu~s ..... : ................. .
Due from reserve banks $3i;085 l(j
Exchanges for clearing..
787 97
Cash in vault..................
2,f-i83 31
Items in transit.. ...... .......................... .
T otal. .............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$ 14. 300 94
89,9.58 67
56 44
G,700
5,800
3,000
1,800
00
00
00
00
34,556 44
1,425 00
$157,597 49
Ca pital stock paid in .. ....................... .
Surplus fund .. ........ ......................... .... .
Undivided profits less expenses, int erest and taxes paid ........ ............. .
Individual d eposits subject to check.. ............ $75,389 69
D emand certificates of
4,610 62
deposit........................
Div idends unpaid..........
27 00
Time certificates of deposit .... ........................ 16,740 63
Savings deposits............ 30,856 96
$12,500 00
5,500 00
2,972 59
Notes and bills rediscounted ............. .
127,624 90
9,000 00
Total. ............................................ .
$157,597 49
269
DEPARTMENT OF BANKS AND BANKING.
THE OAK H ARBOR STATE BANK COMPANY, OAK H ARBOR , OHIO.
Organized May 9, 1887.
President,
Annual Meeting-I st Tuesday after 1st Monday in
January.
L. SPITZER; Vice President, WM.
Cashier, LESLIE E. MEYER.
ADELBERT
RoosE ;
DIRECTORS.
Adelbert L. Spitzer, vVm. Roose, Leslie E. Meyer, Emery Thi erwechter, Louis D.
Link, Clifton M. Seeley.
205.
LIABILITIES.
RESOUR CES.
Loans on real estate ........................... .
Laa ns on collateral.. ........................... .
Other loans and discounts ................. .
0 ve rdra.fts ........................................... .
U. S. bcmds and securities not included in reserve ..............................
State, county and municipal bonds
not included in reser ve ................... .
Other bonds and securities ................
Banking house and lot ........................
Cash items............................................
Due from reserve banks $H,971 90
Exchanges for clearing..
1,440 76
Cash in vault.................. 16,187 95
$133,661
30,919
170.83 1
4, 783
Capital stock paid in ......................... .
S1 1rplus fund ....................................... .
Undivided profits less expenses , inte rest and taxes p aid .. ....................
Individua l deposits subject to check .............. $1 58,245 75
D emand certificates of
deposit.. ...................... 14,267 66
Time certificates of dep osit............................ 130,019 88
Savings deposits ............ 255,3;16 03
89
75
90
42
15,500 00
202,3 78
11.351
5,000
25
37
26
00
00
Items in transit ....................................
Other assets..........................................
62,600 61
3,403 15
35 00
Total..............................................
$G40,490 35
$25,000 00
25,000 00
.
7,621 03
Money borrowed ... _.............................
557,869 32
25,000 00
Total._............................. · · ...........
$640,490 35
THE OAK HILL SAVINGS BANK COMPANY, OAK HILL, OHIO.
Organized Sept. 11, 1902.
A nnual Meeting-2d Tuesday in December.
President, D. D. D AVIS; Vice President, GEO. D. SELBY; Cashier, EBEN J.
] ONE S.
DIRECTOR S.
D. D. Davis, Eben
J. Jones, Simon Labold, Geo. D. Selby, Evan J. Davis, Edwa rd
P. Davi s, Henry Bannon.
388.
LIABILITIES.
RESOURCES.
Loa ns on rea l esta te ............................
Loans on collateral..............................
Other loans and discounts·-···············
Overdrafts ......................-.....................
U. S. bonds and securities not included in reserve ..............................
·State, county and municipal bonds
not included in reserve... ~ .............. .
Other bonds and securities .. ............. .
Banking house and lot ._ .....................
Furniture and fixtures ....................... .
Other real estate................................. .
Cash items........................................... .
Due from reserve banks $284,375 56
Cash in vault..·-············· 16,770 41
Bonds held as lawful
reserve ................... , ... .
8,000 00
Items in transit....................................
TotaL...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$16 1,411
18,450
190,317
527
50
00
99
81
16,904 00
19,935
122,8 11
7,600
5,200
3,000
330
42
25
00
00
00
50
Capital stock paid in ......................... .
Surplus fund .. ......................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. $391.171 98
Cashier's checks.............. 10,282 02
Due to banks a n d
ba nkers........................
8 1 50
Dividends unpaid..........
150 00
Time certificates of deposit ............................ 301,038 50
Savings deposits............ 65,950 77
U. S. postal savings......
9 00
$33,500 00
51,500 00
Total. · ...........................................
18;i6,176 46
2,492 69
768,683 77
na
•
"309,145 97
542 02
$856,176 46
1
270
ANNUAL REPOR'l'
TH E OAKWOOD DE POSIT BAN K COMP ANY, OAKWOOD, OHIO.
Organi zed January 4, 1905. Annual Meeting-1st W ednesday in J anuary.
P resident, J. A.
M o HR;
Vice President, J.
vV . WH IT N EY;
Cashier,
vV.
C. 1\IA Y.
DIRECTORS.
J. A. Mohr; D. J. Harkless, W . H. Snook, J. W. Whitney, J. J. Burt, Wm. Bidlack.
325.
LIABILITIES.
RESOURCES.
Loans on real estat e............ ............... .
Loans on colla teral.. ............................
Other loans and discounts ..................
Overdrafts ........................................... .
U . S. bonds a nd securities n ot included in reserve............................. .
Other real estate ................................. .
Ca<;h items ........................................... .
Due from reserve ba nks $17,415 85
Cas h in va ult..................
8 ,020 57
$4, 145
l ,88~
71 ,496
546
32
30
31
81
14 ,594 32
1,432 4 1
557 04
Due from other tha n reserve ba nks..
25,436 42
970 80
T o tal... ...........................................
$ 121,062 73
Capital stock paid in ..........................
Surp lu s fun d ...... ."................................ .
Undi vided profit s less expenses , inte rest a nd t a xes paid ............ ..........
Individual deposits subject t" check .............. $43 ,288 40
D emand certifica tes of
deposi t .... .................... 52,428 06
$12,500 00
4 ,500 00
T otal..............................................
$121,062 73
3,346 27
100,716 46
THE OBERLI N BANK COMPANY, OBERLIN, OHIO.
Organized January 18, 1889.
· President, H. C.
Annual Meeting-Last Monday in
Vic e President, GEO. W.
A. l\:I. LOVEL AND.
vV A NGERIE N ;
MORRIS ;
1arch.
Cashier,
DIRECTOR S.
H. C. Wangerien, Geo. W. Iorri s, F . H. Angel, W. D. Hobbs, J. S. McClelland,
F. W. Tobin, 0 . E . Peabody, James Kelley, George C. Jameson.
380.
RESOURCES.
Loans on r eal estate........................... .
Loans on collateral... ...........................
Other loans a nd discounts·-···············
Overdrafts .. ......................................... .
Other bonds and securities ................
Furniture and fixtures ........................
Other real estate................................. .
Due from reserve banks $45,204 42
Exchan ges for clearing..
3,950 86
Cash in vault .................. 25,394 18
Bonds held as lawful
2,000 00
reserve ....................... .
' Total...................•...... ·............ ·....,.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$332,158
39 ;579
193,797
529
49,104
7,000
656
21
58
21
35
00
00
01
Capital stock p a id ,in ......................... .
Surplt,s fnnd ....................................... .
Und ivided profits less expen:,es, int erest and t a xes p a id .. ............ ,...... .
Individual deposits subject to check .... .......... $141,281 89
Dema nd certificates of
deposit........................ !!8,353 20
Dividends unpa id..........
211 00
Savi,ngs deposits ............ 433,738 30
$50,000 00
23.000 00
22,789 34
603 ,584 48
76 ,549 46
$699,373 82
Total............................... ·..............
$699,372 82
271
DEPARTll.IENT OF B.\NK, 1\ ND 'B.\ NKIN G.
THE PEOPLES BANKI:\"G COMPANY, OBERLT~. OHIO.
Ann ual Mecting-2cl Tu esday in J an uary.
-O rganized 1\larch 2, 1906.
Prfs ident , J. T. Hr-:Nnrnso r ; Vice Presidf11/s_. H. F.
Cashier, 1. L. Powrrn.
SM TTH,
C. \V.
1\foRRlSON:
DJ RECTORS.
W. F. Thatch er, L. E . Burgner, J. T . Hende r son, C. D. Herrick, C. vV. Mo rri son,
H. F. Smith, E . E. Sp erry. E. G. Sweet, W. H. Walker, 1VI. J . Watson, J. D.
Yocom.
340.
LIABILITIES ..
RE SOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
U . S. bonds and securities not included in reserve..............................
Sta t e, county and municipal bonds
not in: luded in reserve ................... .
Other bonds and securities .............. ..
Premium on bonds and securities .. ..
Bank in 5 house and lot....................... .
Furniture and fixtures ....................... .
D ue from r eserve banks $35,492 49
1,951 12
E xc ha nges for clearing..
Cash in vault... _............. 12,85 1 85
T otal..............................................
TH E STATE
$99,45 1
22,002
90,566
30 1
60
80
77
51
4,450 00
14,500
22,550
48
10,000
7,000
00
00
00
00
00
Capital stock paid in ......................... .
Surplus fund .. ..................................... .
Undivided profits less expenses, int erest and taxes paid ..................... .
Individual deposits subject to check .............. $9 1,265 6
Demand certificates of
deposit .. ...................... 21,512 73
Cashier 's c:1ecks ........... .
19 50
mo 30
Certified checks ............. .
Savin~s deposits .. ......... . 162, 797 79
U. S.lpostal savings .... ..
1.239 79
$25 ,000 00
16,000 00
3,140 35
277,025 79
50,295 46
$321,166 14
AVI~GS BA Y
Organiz ed J anuary 16, 1904.
Ann ual
Total... ................................ .".'.........
$321,166 14
OM PA~Y, OBERLI N', OHIO.
Ieeting-l st Monday in Feb ruary.
Preside nt . E. K. YocoM : V ice President, J. N. STO E; Cashfrr, H . L. B., . SF.TT:
Assislallt Cash ier, 0., C. McKEE.
DIRECTOR . .
\\! . G. Caskey, Frank J. Dick, J . L. E dward , C. A. Hamm ond, C. W. Savage,
).[. M. Squire, J. K Stone, H. B. Thurston, J. B. V incent, 0. J. Whitney,
E. K Yocom.
206.
RESOUR CES.
Loa ns on real estate .......... ................. .
Loans on collateral... .......................... .
Other loans a nd discounts ................. .
Overdrafts .... ...................................... ..
U. S. bonds a n d securities not included in reserve............................. .
State. county a nd municipal bonds
not included in reserve................... .
Other bonrls a nd secu rit ies ............... .
Banking house a nd lot.. ..................... .
Due from reserve banks $20,512 JS
1,:-!95 41
E xchanges for clearing..
Cash in vault.................. 17,6ti4 11
T otal............................................. .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$72,113
55,68 1
95 ,126
280
53
75
67
74
17, 550 00
7,002 00
177 ,969 61
30,000 00
45 ,571 90
$502,296 20
Capital stock paid in ........................ ..
Undivided profits less expenses , int erest a nd taxes paid ..................... .
Individua l deposits subject to check. ... .......... $ 15 1.160 71
Dema nd certificat es of
deposit .. ...................... 30, 190 2G
6 00
Cert ified checks..............
Due to banks a n d
4,851 12
bankers........................
Time certificates of deposit ............................ 11,000 00
Savings deposits ............ 224,571 53
$65,000 00
T otal. ........................................... .
$502,296 20
15,filG 58
421,779 62 •
272
ANNUAL REPORT
THE FARMERS BANK, OHIO CITY, OHIO.
Organ ize d Jun e 10, 1907.
Annual Meeti 111g-lst Monday
Preside11t, J. A. SwovELAND; Vice President, B. F.
M. M.
111
HOFFMAN ;
July .
Cashier,
AG LER.
DIRECTORS .
J. A. Swoveland, B. F. Hoffman, M. M. Agler, C. A. Leasenhoff, W. H. High,
Frank Custer, Samuel Hertel, 0. G. Hackedorn.
198.
LIABILITIES.
RESOURCES.
L0ans on rea l estate............................
Other loa n;, and discounts ..................
Overdrafts ........................................... .
U. S. bonds and securities n ot included in reserve..............................
State , count y a nd municipal bonds
not included in r eserve ................... .
Furniture and fixtures ........................
Due fr om reserve banks $71,746 74
Cash in vau lt.................. 16,8 13 94
Due from other than reserve banks
$25,000 00
88,469 60
2,743 13
17,750 00
10.59 7 02
1,200 00
Capita l st ock paid in ......................... .
Surplus fund ........................................ .
Undivided profits less expenses, int erest and taxes pa id ..................... .
Individual deposits subject to check .............. $97,076 18
D emand certificates of
d eposit........................ 107,154 93
$25,000 00
4,400 00
Total.... ..........................................
$235,821 01
2,189 90
204,231 11
88,560 68
1,500 58
Total... ........................................... · $235,821 01
THE OLD FORT BANKING COMPANY, OLD . FORT, OHIO.
O rganiz ed March 17, 1917.
Annual Meeting-2cl ·wectnesday in January.
Preside11t, W . B. 1\llcCoNNELL; Vice President, CHAS. FLUMERFELT; Cashier,
C. J. FRY; S ecretary, R. G. SH AN NON.
DIRECTORS.
W. B. McConnell, Chas. Flumerfelt, R. G. Shannon, C. J. Fry, C. E. DeRan, C. A.
Nea re, R. H. Crum, R. J. Christy, H . C. Berlekarnp, J. N .. Novinger, J. Q.
Stein er.
661.
LIABILITIES.
RESOURCES.
Loans on real estate ............................
Other lo::tns and discounts ..................
U. S. bonds and securities not included in reserve ............................. .
B a nking house and lot....................... .
Furniture and fixtures ....................... .
Other real estate..................................
Due from reserve banks $3,364 80
Cash in vault..................
1,885 06
511,500 00
38,386 59
1,597
7,590
2,403
1,800
50
00
84
00
Other assets ..........................................
5,259 86
213 77
Total. ............................................ .
$68,741 56
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Individual deposits subject to check.. ............ $22,922 68
D emand certificates of
deposit.. ...................... 16,511 08
Savings d eposits............
4,302 38
$25,000 00
43,736 H
Other liabilities ................................... .
5 42
Total. ............................................ .
$68,741 56
273
DEPARTMENT OF BANKS AN D BANKING.
THE ORANGEVILLE SAVINGS BANK COMPANY, ORANGEVILLE,
OHIO.
Organized July 30, 1902.
President,
J. H .
MoRRTSON ;
Annual Meeting-2d Wednesday in January.
Vice President, R. N. FELL;. Secretary, A. W.
T reasurer, E. U. HYDE.
THOMP-
SON;
DIRECTORS.
]. H. Morri son, E. R. Fell, R. N. Fell, L. D. Brainerd, A. W. Thomp son,
W. H. Langley, J. E. Wade, C. I. Mitchelltree, Jacob Zeigler.
207.
RESOURCES.
t~!~!
~~ ~~ilat!;!l~::::::::::~::::::::::::::::
Other loans a nd discounts ................ ..
Overdrafts .. ..........................................
U . S. bonds and securities not included in reserve ......... ................... .
Other bonds and securities ............... .
Banking house and lot.. ......................
Furnit ure and fixtures ........................
Cash items........................................... .
Due from rPserve banks $17,654 22
Cash in vaulL...............
6,383 52
TotaL................... .......................
LIABILITIES.
$19,976
6,273
49 ,895
238
36
08
62
75
10,533
26,050
1,335
1,520
591
40
00
00
00
42
~ir~f
~! f~~t.:.~~~·~·~·.:::::::::::::::::::::::::
Undivided profits less expenses , in-
$12,500 00
_2,500 00
terest and taxes paid .... ................. .
Individual deposits subject to check .............. $61,055 36
Time certificates of deposit............................ 28,299 52
Savingi; deposits............ 35,219 85
876 64
124,574 73
24,037 74
$140,451 37
TotaL ........... ·...· ... · ......................
$140,451 37
THE ORRVILLE SAVINGS BANK, ORRVILLE, OHIO.
Organized January 16, 1912.
President, D. F.
Annual Meeting-Last Tuesday in February.
Vice President, T . W. ORR ; Cashier and
Secretary, H. P. SHANTZ. ,
GRIFFITH;
DIRECTORS.
D. F. Griffith, T. W. Orr, H. P. Shantz, E. H. Wenger, E. F. Snyder, J. W.
Stansbury, W. L. Des V oignes; Jos. Perilstein, T. E. Steiner, A. S. Halteman,
S. R. Garver.
550.
I
RESOURCES.
Loans on real estate........................... .
Loa ns on collateral.. ............................
Other loans a nd discounts ..................
Overdrafts ............................................
U. S. bonds a nd securities n ot included in reserve..............................
State, county and municipal bonds
not included in reserve ................... .
Premium on bonds a nd securities ....
Furnit ure and fixtures ............. ·---····
Due from reserve banks $55.248 63
Exchanges for clearing..
·1,291 53
Cash in va ult... ... ·-········· 20,956 28
Bonds held as lawful reserve .. ......................... .
6.500 00
LIABILITIES.
$167,363
160,166
148 ,372
309
00
00
65
63
17,650 00
16,150 00
320 00
1,215 70
~!l?~t! f~l~Ccf..:.~~~.i.~~::::::::::::::::::::::::::
Undivided profits less expenses, int erest and taxes paid ..................... .
Individua l deposits sub- ,
ject to check .............. $233,512 81
Deman4 certific.ates of
deposit ...................... _ 14,751 00
Time certificates of deposit.·-···-.. ················• 170,547 . 33
Savings deposits............ 99 ,239 28
U. S. postal savings......
2,910 00
$40,000 00
17,000 00
17,583 00
520,960 42
83,996 44
TotaL...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
5fi95,Ma 42
Total.- ...........................................
$595,543 42
274
ANNUM, REPORT
THE ORWELL BANKING CO1\f PANY, ORWELL,
Organ ized December 7, 1896.
Pres1·dr11t, F.. 1\ .
·m-rro.
.l\nnual Meeting-1st Monday in January.
Vice Preside11t, F . vV . PARKER; Cashier, E. H.
Assistant Cashier, GEO. P. RAWDON.
SELLERS;
HALL;
DIRECTORS.
E. A. Sellers, F. W. Parker, W. W. Wolcott, J ohn 1vforri s, E. B. Hall, C. D.
Hiland, F. H. DeVoe.
363.
RESOURCES.
Loans on rea l estate ........................... .
Loans on co Ila teraL ........................... .
Other loans and discounts ..................
Overdrafts .. .. ....................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipa l bonds
not included in reserve ................... .
Other bonds a nd securities .. ............. .
Banking house and lot ....................... .
Furniture and fixtures ........................
Other real estate ................................. .
Due from reserve banks $40,226 23
• 735 52
E xchanges for clearing..
Cash in vault.................. 12,803 16
LIABILITIES.
$G8,8S5
12,055
163,058
215
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits subject to check .............. 155,759 91
1,131 88
Ca shi er's checks............
Dividends nnpaid..........
27 50
Time certificates of deposit............................ 144 .540 43
U.S. postal savings......
9 14 84
59
53
94
52
50 00
26,405
23 ,100
3,200
500
597
17
o::>
00
00
00
$25,000 00
G,500 00
l :i,058 10
Bonds borrowed ...... ........................... .
3C2,374 56
3,500 00
TotaL.............................................
$352,432 6G
53,764 91
Total..............................................
$352,432 6f\
TH E OSGOOD STATE BANK, OSGOOD, OHIO.
Organ ized December 31 , 1915.
Preside11t,
Annual Meet i11 g-
HENRY BRANDEWIE; Vire President, HERM .\N
Cashier, L EO.
vVILDE HA US.
J.
BRANDEWlE;
DIRECTORS .
Loui s J. Ge? rge, Aug.
J. Reich ert, Andrew Alexander, M. L. Hix son, B. Be rgman,
Henry Brandew ie, Herman Brandev.,ie.
626.
RESO URCES.
L oans on real estate ......................... .
Other loans a nd discounts .... ........... .
Overdrafts ........ ................................... .
U. S. b onds a nd sec urities not included in reserve ........ ................... .
B a nk;ng house a nd lot ....................... .
Furniture and fixtures ........................
Cash items........................................... .
Due from r eserve banks $ ,148 33
E xch a nges for clearing..
350 26
Cash in vault..................
6,427 56
LIABILITIES.
$14,255 15
77,196 38
110 47
2,900
3,6f\7
1,838
84
00
00
00
10
War savings stamps ............................
14,926 15
559 10
T otal............ ................................. .
$115,536 35
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capita l stock paid in.. ........................
Surplus fund..... ...................................
Undiv ided p ro fits less expenses, interest and taxes paid......................
Individna l deposits subjec t to check.............. $36,840 29
D emand certificat es of
deposit.... ....................
G,668 17
Cashier's checks.. ..........
450 36
Time certificates of deposit............................ 42,1 11 99
$25,000 00
1,000 00
!)6G 54
M oney borrowed..:...............................
86,070 8 1
2,500 00
T ot al..............................................
$115,53n 35
275
DEPARTMENT OF BANKS AND BANKING.
THE OSTRANDER BANKING COMPANY, OSTRANDER, OHIO.
Organized March 24, 1903.
President, Vv'. H.
CARR;
A nnual Meeting-1st Wednesday in January.
Vice President,
J. C.
MAUGANS;
Cashier,
ODELL LIGGETT. ·
DIRECTORS.
W. H. Carr, J. C. Maugans, M. E. Kirkland, Joe A. Ma in , Albert Huntley.
209.
RESOURCES.
Loans on rea l estate ........................... .
Loans on collateral.. ............................
Other loans and discounts ................
Overdrafts ........................................... .
U. S. bonds a nd securities not included in reserve .................... ......... .
State , county a nd municipal bonds
not included in reserve .. •-···•···········
P rem ium on bonds and securities ... .
Banking house and lot._ .................... .
Furniture and fixtures ....................... .
Due from reserve banks $24,396 59
Cash in vault..................
6,197 72
TotaL...........................................
LIABILITIES.
$51.123
3,705
119,635
301
94
53
51
05
Capiial stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses . int errst and taxes paid ......................
Individual drposits subject to check. ............. $95,142 0G
Demand certificates of
deposit........................
4,535 05
Dividends unpaid..........
50 00
Time certificates of deposit.. .......................... 119 ,654 70
21.05 1 30
20,000
458
3. 00
2,000
00
50
00
00
25,000 00
5,000 00
3,288 33
219,381 81
30,594 31
$252,670 14
T otal ............................................
$252,670 14
THE BA;\"K OF OTTAWA COMPANY, OTTAWA, OHIO.
Organized November 14, 1904.
Pres-ident,
I. A.
KAHLE;
GEO.
Annual Meeting-1st Thursday in November.
FRANK G. KAHLE;
KAHLE, A. L. KAHLE.
Cashier,
vv.
Assistant Cashiers,
DIRECTORS.
l\-I. A. Kahle, Frank G. Kahle, A. L. Kahle, Geo. W. Kahle, H. I. Kahle.
210.
RESOURCES.
Loans on real estate ... .........................
Loa ns on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U . S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve................... .
Banking house and lot....................... .
Furniture and fixtures ........................
Other real estate ................................. .
Cash items........................................... .
Due from reserve banks $51,825 32
Cash in vaulL............... 16,409 95
Total. .......................................... ·· .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$58.931
19,081
355,379
4,098
17
60
85
27
5,569 40
5,596
8,000
3,000
9,600
13,534
12
00
00
00
55
Capital stock paid in ..........................
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ......................
Individua l deposits subject to check .............. $246,136 75
Demand certificates of
d r posit........................ 75,100 27
Due to banks a n d
bankers........................
1,934 15
Time certificates of deposit........................... 183,193 55
$25,000 00
16,500 00
3,161 51
506,364 72
68,235 27
55L026 23
Total..............................................
$551.026 23
276
.ANNUAL REPORT
OTTOVILLE BANK COMP ANY, OTTOVILLE, OHIO .
A nnual Meeting-
. Organized October 24, 1903.
Preside1tt, J . C. WANEM ACHER ; Vice President, JoH N J. MILLER ; Cashier, F . J .
MAEHLMANN; Assistant Cashier, E. MAEHLMANN.
DIRECTORS.
John H. vVanemacher, John J. Miller, J. C. Wanemacher, Benedict Wanemacher,
F. J. Maehlmann.
384.
LIABILITIES.
RESOURCES.
Loans on real estate ...............·-··········
Loans on collateral... ...........................
Other loans and discounts..................
Overdrafts ........................................... .
State, county a nd municipal bonds
not included in reser ve ................... .
Premium on bonds and securities ....
Due from reserve banks $39 ,644 15
5,097 20
Cash in vault..................
Total.. ............................................
Capital stock paid in ..........................
Surplus fund ........................................
Undivided profits less expenses, interest a nd taxes paid ..................... .
Individual deposits subject to check .............. $72 ,132 1!)
D emand certificates of
deposit .... .................... 114 ,83 1 54
142 00
Dividends unpa id..........
$12,500 00
34,000 00
44 ,741 35
187,105 73
$237,538 55
Total............................................. .
$237,538 55
$32,127
2,820
153,870
179
00
42
49
29
2,000 00
1.800 00
3,93 2 82
THE. FARMERS STATE A D SAVINGS BA NK COMPANY,
OXFORD, OHIO.
Organized April 11, 1906.
A nnual Meeting-2d Monday in January.
President, S. E. FYE; Vice President, H. M. MooRE; Cashie r, J. G. WELSH.
DIRECTORS.
S. E. Fye, H. M . Moore, G.
Samuel s, W . T. John ston, J . G. Welsh,
Wm. E. McCoy.
J. A. Welsh,
212.
LIABILITIES.
RESOURCES .
Loans on real estate........................... .
Loans on collateral... ...........................
Other loans and discounts ................. .
Overdrafts .. ......................................... .
U. S. bonds and sec urities not included in reserve ..............................
Other bonds and securities ................
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Due from reserve banks $42,939 65
624 56
Exchanges for clearing..
Cash in vault ..·-············· 19,397 38
Total..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$54,5,56
22,400
116.947
592
75
00
77
17
32,647
4,800
7,000
2,000
50
00
00
00
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses , in terest and taxes paid ..................... .
Individual deposits subject to check.............. $163,546 84
750 00
Dividends unpaid..........
Time certificates of de'posit.... ........................ 67,676 3!)
Savings deposits.. .......... 37,415 55
$25,000 00
5,000 00
TotaL...........................................
$303,905 78
4,517 00
269,388 78
62,961 59
$303,905 78
277
DEPARTMENT OF BANKS AND BANKING.
THE FARMERS BANK COMPANY, PANDORA, OHIO.
Organized 1900.
President,
Incorporated February 7, 1907.
in February.
ALBERT SCHUTZ ; Vice- President,
AMSTUTZ; A ssistant Cashier,
J.
Annual Meeting-1st Tuesday
A. SCHUTZ ; Cashier,
AMSTUTZ .
P.
A.
0. E.
DIRECTORS.
Alb ert Schutz, J. A. Schutz, Henry Grismore, W. M. Risser, L. D. Risser,
P. A. Suter.
214.
RESOURCES .
Loans on real esta te ......................... .
Loans on colla t eral.. ........................... .
Other loans and discounts·-···············
Overdrafts ........................................... .
U . S. bonds a nd securities not in~
eluded in r eserve......:...................... .
Banking h ouse a nd loL ................... .
Furnit ure and fixtures ........................
Cash it ems........................................... .
Due from reserve banks $22,345 12
E xchanges for clearing..
21 78
Cash in vault... -............. 10,543 38
Total. .............................................
LIABILITIES.
$13,335
6,270
163 ,224
1,598
48
00
80
63
8,397
9, 000
1,900
7
16
00
00
50
Capital st ock paid in ..........................
Surplus fund ............................ _ ......... .
Undivided p rofits less expenses , int erest and t axes paid .. ................... .
Individual d eposits subject t o check.. ............ $76,088 22
Demand certificates of
deposit .. ......................
4,205 81
Time certificates of deJ
posit............................ 64,307 47
32,910 28
Money borrowed... - .............................
State fun"""------ .................. .
Putnam county funds ........ .............. ..
$236,643 85
Total...........................-......... - .......
$25,000 00
7,500 00
1,042 3fl
144,601
20 ,000
25,000
13,500
50
00
00
00
$236,643 85
THE PATASKALA BANKING COMPANY, PATASKALA, OHIO.
O~ganized April 28, 1916.
President,
WM .
H.
Annual Meeting-2d Wednesday in January.
MEAD, SR.; Vice President, E. H. GROVE;
ZARTMAN; Cashier, M. E . MEAD.
Secretary, J. A.
DIRECTORS.
Wm. H. Mead, Sr., M. E. Mead, Edgar H. Grove,. J. A. Zartman, C. L. Mead.
635.
RESOURCES.
Loans on collateral-demand ............. .
Loans on real estate...............- .......... .
Loans on collateral-time................. .
Other loans and discounts................ ..
U . S. bonds and securities not incl uded in reserve.-...........................
State, county and municipal bonds
not included in reserve._ ....... :........ .
Furniture and fixtures ....................... .
Du e from reserve banks $106,478 49
Exchanges for clearing..
473 33
8,230 21
Ca sh in vault..................
LIABILITIES.
$155,425
84,379
34,651
146,609
00
67
24
60
$50,000 00
20,000 00
115,182 03
Capital stock paid in ......................... .
Surplus fund-- ··--,-~----:-Undivided profits less ex~nses> interest an<l taxes paid ....................... .
Reserve for taxes._···· -·--······················
Reserve for interest ..., ................... :... .
Individual deposits subject to check .............. $2.67,059 33
Demand certificates of
deposit........................
6,465 06
Certified checks...;,. ...).....
9 90
Time certifica'tes of deposit............................ 218,643 16
$588,295 49
Total............................................. .
$588,295 49
36,297 95
14,2.50 00
1,500 00
21,993 80
1,000 00
3,124 24
492,177 45
Total.-............................ ·-····........
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
278
ANNUAL REPORT
THE PEOPLES BANK COMPANY, PATASKALA, OHIO.
Organized March 8, 1904.
Annual Meeting-1st Monday in January.
President, Jos. ATKINSON; Vice President, G. S. SMITH; Cashier, J. L. MOORE.
DIRECTORS.
Joseph Atkinson,
J.
L. Moore, Seymour Smith, G. S. Smith, F. A. Burkham,
H. J . Hughes, S. H. Fravil.
423.
RESOURCE S.
LIABILITIES.
Loans on real estate ........................... .
Loans on co Ila teral.. ..........................
Other loans and discounts ............... .
Overdrafts ........................................... .
U. S. bonds and secu,rities not included in r'e serve............................. .
Funniture and fixtures .. ..................... .
Due from reserve banks $28,246 71
Exchanges for clearing..
166 91
Cash in vault..................
2,78!) 48
$75,816
5,637
54,054
144
Capital stock paid in ......................... .
Surplus fund .... ................................... .
Undivided profits less expenses and
taxes paid·--·························•·•·········
Individual deposits subject to check.............. $62,923 15
D emand certificates of
deposit.... .................... 80,753 38
Dividends unpaid..........
30 00
49
74
95
55
7,600 00
3,000 00
$25,000 00
7,000 00
1.750 30
143,706 53
31,203 10
Total... ................·- ············•·•·········
TotaL...........................................
$177,456 83
THE FARMERS BANKING COMPANY,
Organized Nov. 30, 1895.
$177,456 83
PAULDING, OHIO.
Annual Meeting-3d Tuesday in December.
President, A. R. GEYER ; Vice President, A. D URFEY; Cashier, R. S. WHEELER;
Assistant Cashie.r, C. V. CLARK.
DIRECTORS.
A. R. Geyer, A. Durfey, J . S. Snook, Edward Staley, R. S. Wheeler.
215.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve ...................... ....... .
State, county and municipal bonds
not included in reserve ................. .
Premium on bonds and securities ... .
Furniture and fixtures ....................... .
Due from reserve banks $65,818 60
Excha nges for clearing..
64 24
Cash in vault ..·-············· 24,349 72
LIABILITIES.
$32,044
17,353
102,184
316
64
.50
41
15
34,025 00
114,250 00
709 70
2,000 00
Revenue stamps ................................. .
90,232 56
20 00
Total..............................................
$393,135 96
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplu s fund ........................................
Undivided profits less expenses, interest and taxes paid .... .......... ........
Individual deposits subject to check. ............. $235,693 47
Demand certificalles of
deposit ......~................. 61,087 25
Savings deposits....... ..... 64,633 10
Total... ...........................................
$25,000 00
5,000 00
1,722 11
361,413 82
$393,135 96
279
DEPARTMENT OF BANKS AND BANKING.
THE FARMERS AND CITIZENS BANK COMPANY, PAYNE, OHIO.
Organi zed J an uary 29, 1900.
An nual Meeting-2d Tu esday in J anuary.
Preside11t, C. E. HYMAN; Vice Presid en t,
JoH N SULLIVAN;
Cashier, L. C.
PoL .'\ Nf1 .
DIRECTORS.
Chas. E. Hyman, J ohn Sullivan, L. C. P oland, Henry Hyman, F rank E . Gideon,
J . A. Woolard.
216.
RESOURCES.
LIABILITIES.
$38,182
1,278
250,903
2,908
Loans on real estate.......................... ..
Loans on collateral.. ........................... .
Other loans and discounts ................ ..
Overdrafts .......................................... ..
U. S. bonds and securities not included in reserve ............................. .
State , county a nd municipal bonds
not included in reserve .................. ..
Banking house and lot....................... .
Due from reserve banks $33,672 92
Exchan ges for clearing..
890 64
Cash in vault.................. 12,879 89
97
00
78
58
19,450 00
30,730 04
6,500 00
Capital stock paid in .. ....................... .
Surplus fund ...................................... ..
Undivided profits less expenses, interest and taxes paid .................... ..
Individual deposits subject t o check .............. $145,456 65
Demand certifica t es of
deposit.. ...................... 122,826 66
Savingc; deposits............ 69, 798 97
$30,000 00
25,000 00
4:3 14 54
338, 082 28
47,443 45
Total..............................................
$397,396 82
TotaL ...._......................................
$397,3\16 82
THE PAYNE STATE BANK, P AYNE, OHIO.
Organized September 7, 1911.
President,
ABE ACKERMAN;
Annual Meeting-2d Wednesday in January.
Vice Presidents, FRED \tVHITE:
KIRK E. S UT HERL AND.
D AVID GREEN;
Cashier,
DIRECTORS.
/\ be Ackerman, J . W. Bradley, J. P. Elliott, Tho s. J . Foreman, David Green,
H. E. Griffis, F. V. Matzen, Simon J. Straus, F. P. Welti, Fred White, Kirk
E. Sutherland.
549.
RESOURCES .
Loans on real estate............................
Loans on collateral... .......................... .
Other loans a nd discounts................ ..
Overdrafts ........................................... .
U . S. bonds a nd securities not included in reserve .. .......................... ..
Sta te, county and municipal bonds
not included in reserve ................... .
Other h onds and securities ............... .
Premium on bonds and securities .. ..
Ba nking house a nd lot ...................... ..
Furniture and fixtures ....................... .
Cash items .......................................... ..
Due from •·esE'rve banks $40,496 08
Exchanges fo r clearing..
19 91
Cash in vault .................
-1,531 27
LIABILITIES.
$27,800
50
165,388
2,862
00
00
81
67
32,240 00
4,000
19,400
50
4,250
2, 39::l
18
00
00
50
00
23
74
Items in transit .................................. .
Other assets..........................................
45,047 26
2,604 28
3,233 87
T otal..............................................
$309,339 36
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock pa id in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, int erest and taxes paid .................... ..
Reserve for t axes .............................. ..
RE'serve for interest.. ........................ ..
Individual deposits subject to chE'ck .............. $100,027 47
Demand certificates of
deposit........................ 87,104 95
Cashier 's checks............
810 81
Savings deposits............ 57,315 27
$50,000 00
3,500 00
9,721 09
175 00
684 77
245,258 50
Tota l.............................................
$309,339 36
280
ANNUAL REPORT
THE FARMERS BANK AND SAVINGS COMPA Y, PEEBLES, OHI O.
Organized June 28, 1907.
President,
DAVID
Annual Meeting-1st Monday in January.
NrxoN; Vice Presidents, J. H. McCoY, L. KrnscHNER ;
Cashier, GEo. E. HENTZ.
DIRECTORS .
David Nixon, J. H. :McCoy, L. Kirschner, Geo. E. Hentz, J . H. Simmons,
J. N. Nixon, J. F. Suffron.
217.
LIABILITIES.
RESOURCES.
Loans on real estate........................... .
Loans on <'ollateral.............................
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve............................. .
Sta te, county and municipal bonds
not included in reserve ··--·············
Banking house and lot....................... .
Furniture and fixtures ........................
Due from reserve banks $36,982 91
Cash in vault..._.............
9,276 48
$54,159
52,900
107,123
783
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, int erest and taxes paid ......................
Individual deposits subject to check .............. $175,.531 13
Demand certificates of
deposit .. ...................... 104,247 64
Dividends unpaid..........
2,150 00
U.S. postal savings......
1,497 77
68
00
81
00
19 ,200 00
44,237 93
2,500 00
1.800 00
Due from other than reserve banks..
46,259 39
1,066 68
TotaL...........................................
$330,030 49
Total.. ......................................... •
$20,400 00
22,000 00
4,203 95
283,426 54
$330,030 49
THE CITIZENS BANK ~OMPANY, PEMBERVILLE, OHIO.
Orga1tized July 24, 1897.
President, F. P.
SPITZER;
Annual Meeting-2d 1 Tuesday in January.
Vice President, H. F.
W.
DoN ALD
BOWLUS;
Assistant Cashier,
SPITZER .
DIRECTORS.
Sid nay Spitzer, Frank Joseph, F. P . Spitzer, A. A. Zindler, H . F. Bowlu s,
C. R. Williams, George H. Speck.
364.
RESOURCES.
Loans on real estate............................
Loans on collateral.. ........ - ................. .
Other loans and discounts................. .
Overdrafts ............................................
U. S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ..·--·············
Premium on bond~ and securities ....
Banking house and lot·-·····················
Furniture and fixtures ........................
Due from reserve banks $102,171 51
Exchanges for clearing..
7 20
Cash in vaulL...............
6,765 82
LIABILITIES.
$86,361
8,500
115,160
223
00
00
63
07
13,522 74
46,458
192
7,000
1,000
75
08
00
00
Capital stock paid in .•........................
Surplus fund ........................................
Undivided cfrofits less expenses, interest an taxes paid ......................
Individual deposits subject to check.............. $132,872 30
. Due to banks and
bankers........................
3,329 04
Dividends unpaid ..........
3 00
Time certificates of deposit ............................ 90,744 37
Savings deposits ............ 119,494 23
U. S. postal savings ......
5,069 72
$25,000 00
5,000 00
5,887 20
Other assets ..........................................
108,944 53
42 98
Other liabilities ....................................
351,512 66
5 92
TotA.1. .............................................
$387,405 78
Total._.................... _......................
$387,405 78
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
281
DEPARTMENT OF BANKS AND BANKING.
THE PEMBERVILLE SAVINGS BANK COMPANY, PEMBERVILLE, OHIO.
O~ganized March 30, 1908.
Annual Meeting-3d Thursday in January.
President, J. G. H. STEIN ; First Vice President,. W. H. SrnK; Second Vice Presi-'
dent, FRED BEEK ER; Cashier, C. H . TrTGEMEYER; Assistant Cashier,
L. H. KoHRING.
DIRECTORS.
Harmon Heckman, L. D. Mercer, Henry Nieman, J. G. H. Stein, C. H. Titg.emeyer,
A. E. Heckman, Wm, Dierksheide.
360.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ............................
Other loans and discounts._...............
Overdrafts .... ....................................... .
U. S. bonds and securities not included in reserve ............................. .
S tate, county a nd mu nicipa l bonds
not included in reserve·--···············
Other bonds and securities .. .: ........... .
Premium on bonds and securities ....
Furniture and fixtures ........................
Due from reserve banks $81,092 97
'Exchanges for clearing..
1,911 68
Cash in vault... -.............
9,145 21
Foreign money ................................... .
Due fr?m othE:r than reserve banks..
Items m transit._ .................................
Revenue stamps ..........•....................•..
Total._...........................................
LIABILITIES.
$74,616
1,924
160,782
866
61
88
2.5
87
11,486 21
118; 360
0,000
251
900
00
00
85
00
92,149
2
5,627
1,096
38
86
90
05
93
49
$477,133 90
Capital stock pai<l in ......................... .
Surplus fund .... ....................................
Undivided profits less expenses, int erest and taxes paid ......................
Individual deposits subject t o check .... .......... $110,258 49
Cashier's checks............
5,317 56
Certified checks..............
6 00
Due tp banks a n d
bankers........................ 22,844 63
Time certificates of deposit............................ 167,938 52
Savings deposits............ 151 ,253 52
Other liahilities .................................... .
Total. ............................................ .
$12,500 00
~.500 00
4, 500 78
457,618 72
14 40
$477:133 90
THE PENINSULA BANKING COMPANY, PENINSULA, OHIO.
Organized September 12, 1910.
Annual Meeting-2d Wednesday in January.
President, T. E. MAJOR; Vice ·President, J. F. GRIFFITH; Cashie1', M. S. P AYN;
Secretar31, C. 0. HALE.
DIRECTORS.
T . E. Major, J. P. Noland, A: P. Carter, D. A. Ely, L. Loveman, C. E. Bishop,
C. 0 . Hale, Edward Cranz, J. F. Grith, L. A. White, Laurence Sullivan, J. C.
Kirby, R. Luther.
523.
RESOURCES .
Loa ns on rea l estate.................... ....... .
Loans on collateral.. ............................
Other loans and di scounts....... , ......... .
Overdrafts .. ......................................... .
U. S. b onds and securities not included in reserve............................. .
Sta t e, county and municipa l bonds
no t included in reserve................... .
Other bonds and securities ................
~~~:A:~eh~~~tlx~~-;iL·::::::::::::::::::::::
Cash items........................................... .
Du e from r eserve banks $7,335 71
Cash in vault.................. 10,520 78
Bonds held as lawful
reserve ....................... .
2,900 00
LIABILITIES .
$83,149
4,715
51 ,639
53
14
00
77
33
17,850 65
10,100
20,000
3,400
1,500
21
00
00
00
00
75
Capital stock paid in ..........................
Surplus fund .. .. .. ..................................
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject t o check .... .......... $60,702 23
Demand certificates of
deposit .. .. ....................
7,805 86
Savings deposits............ 98,336 81
$25,000 00
4,000 00
2,341 23
Money borrowed..................................
166,844 90
15,000 00
Total..... .........................................
$213,186 13
20,756 49
T otal... ....... ....................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$213,186 13
282
ANNUAL REPORT
THE Cl TIZENS BANKING COMPANY, PERRYSBURG, OHIO.
Organized March 7, 1892. Annual Meeting-Last Tuesday in March.
President,
NORMAN
L.
Vice Presidents, DAVID
Cashier, R. R. HARTSHORN.
HANSON;
MAIN, GEORGE MUNGER;
DIRECTORS.
H. H. Sargent, E. L. Blue, A. C. Fuller, Norman L. Hanson, R. R. Hartshorn.
David Main, George Munger, A. J. Witzler, J . E. Duniface.
218.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral.. ...................... ... .
Other loans and discounts........ ........
U. S. bonds and securities not in cluded in reserve ........ ........ ........... .
State, county and municipal bonds
not included in r eserve................... .
Other bonds and securities ............... .
Banking house and lot....................... .
Due from reserve banks..·-·················
Exchanges for clearing.. $5,979 34
Cash in vault..·-·············
7,554 14
Bonds held as lawful
reserve .. ..................... .
3,463 92
LIABILITIES.
$213,515 80
37,140 00
126,855 56
9,4.50 00
95,500
48,180
4,000
153,698
00
00
00
53
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
R eserve for taxes ................................
Reserve for interest .. ........................ .
Individual deposits subject to check .... .......... $94,371 16
Time certificates of deposit'. ........................... 3915,298 37
Savings deposits.. .......... 27,145 35
U. S. posta l savings.. ....
1,149 21
$50,000 00
27,500 00
G,550 00
1,545 33
l ,777 87
517,964 09
16,997 40
Total..............................................
$605,337 29
Total..............................................
8605,337 29
THE PERRYSBURG BANKING COMPANY, PERRYSBURG, OHIO.
Organized May 25, 1906.
President, E. L.
Annual Meeting-Last Monday in January.
KINGSBURY;
SHIPMAN;
Vice Presidents, BENNETT
Cashier, T. M. FRANEY.
CARTER, LEW IS
DIRECTORS.
John .]. Amon, Geo. B. Craig, Bennett Carter, T . M. Franey, E. F. Rowley, J ohn
Kazmaier, E . L. Kingsbury, Charles Fox, John Schneider, Lewis Shipman,
Henry Uthoff, John Welling.
219.
RESOURCES.
Loans o n real estate........................... .
Loans on collateral.. ............................
Other loans and discounts ................. .
Overdrafts .. ........... :............................. .
U. S. bonds and securities not included in reserve..............................
State, county and municipal bonds
not included in reserve ................... .
Other bonds and securities .... ........... .
Premium on bonds a nd securities ... .
Banking house and lot ........................
Furniture and fixtures .. ..................... .
Other real estate ................................. .
Cash items........................................... .
Due from reserve banks $81,647 70
Exchanges for clearing..
687 94
Cash in vault .................
2,402 85
LIABILITIES.
$198,342
22,595
5 1,510
73
00
00
06
16
15,0G5 00
25,700
400
360
10,500
1,000
2,125
79
00
00
00
00
00
00
50
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid .. ................... .
Individual deposits subsubject to check ........ $98,147 16
Time certificates of deposit ............................ 171,369 95
Savings d eposits............ 101,437 4
U.S . p ostal savings......
249 27
$25,000 00
10,000 00
6,284 35
371,203 8G
84,738 49
TotaL. ..........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$412,488 21
Total... ...........................................
$412,488 21
283
DEPARTMENT OF BANKS AND BANKING.
THE PICKERINGTON BANK, PICKERINGTON, OHIO.
Organized July 6, 1909.
President, A.
M. WHIMS;
Ann ual Meeting-1st Saturday in J anuary.
Vice Pres-ident,
H.
S.
TAYLOR;
Cashier,
]As.
G.
KRANER.
DIRECTORS.
A. M. Whims, H . S. Taylor, John Huntwork, W. B. Taylor, John W . Derr,
James G. Kraner, James Schirm.
499.
RESOURCES.
Loans on r eal esta te............................
Loans on collatera l.. ............................
Oth er loans and d iscounts................. .
U. S. bonds and securities not incl uded in reserve............................. .
Banking house and lot....................... .
Furniture a nd fixtur es ........................
Du e from reserv e banks $22,599 78
Cash in vault..................
4,618 84
LIABILITIES.
, 36.775 00
11 ,859 50
61,031 7
9,320 80
2 ,300 00
1,600 00
R ev enue stamps ................................. .
27,218 62
25 00
T otal ._.......................................... .
$150,130 79
Capital stock paid in ..........................
Surplus fund ........................................
Undiv ided profits less expenses. interest and t axes pa id .. ....................
Individua l d eposits subject to check .............. $76 ,7 19 93
D emand certificates of
deposit.. ...................... 33,986 51
Time certificates of deposit ............................
7,161 96
$25,000 00
3,500 00
TotaL..... ......................................
$150,130 79
3,762 39
117,868 40
THE PIEDMO T STATE BANK, PIEDMONT, OHIO.
Organized Nov. 10, 1914.
Pr_esident, L. vV.
Annual Meeting-2d Wednesday in January.
FISHER; Vice President, BURTON McCONNELL ;
B ARCL AY; Assistant Cashier, HAZEL NASH ,
Cashier,
B.
B.
DIRECTORS.
W. E. Moore, L. W. Wisher, 0. B. McKibben, Burton McConnell , R. S. Hibbs,
H. M. Logan, D. S. McBrid e.
610.
RESOUR CE S .
L oans on real estate........................... .
Loans on collateral.. ........................... .
Other loa ns and discounts ..................
Overdrafts .... ....................................... .
U. S. bonds and securities not included in reserve ..............................
State, coun t y and m u nicipal bonds
not included in reserve ................... .
Other bohds a nd securities ............... .
Furniture a nd fixtures ....................... .
Cash items ............................................
Due from reserve banks $43 ,607 87
Exchanges for clearing..
265 32
Cash in vaul t ..................
8,587 31
LIABILITIES.
$34,807
18,636
52,673
75
88
43
70
60
2,650 00
11,000 00
33, 000 00
1107 80
4 50
Other assets ......................................... .
52,460 5()
5,631 38
TotaL...........................................
$211,347 79
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund .. ..................................... .
Undivided profits less expenses, interest and taxes paid .. ................... .
Indiv idua l d eposits subject to ch eck. ............. $79,872 99
Dividends unp a id. .........
60 00
Time· certificates of d ep osit.. .. ........................ 93 ,721 19
$25 ,000 00
5, 000 00
4,626 ;35
Oth er liabilities ................................... .
173,654 18
3, 067 2fi
Total..............................................
$211,347 79
284
ANNUAL REPORT
THE PIONEER BANKING COMPANY, PIONEER, OHIO.
Organized November 1, 1913.
Annual Meeting:--2d Tuesday in January.
President, M . T . HoDSON; Vice President, A. F. YouNG; Cashier, J. A. GRANT.
DIRECTORS.
M. T. Hodson, F . M. Hodson, H. G. Young, J . A. Grant, Alice Grant, A. F. Young.
572.
LIABILITIES .
RESOURCE~ .
Loans on real estate........................... .
Other loans and discounts._ .............. .
Overdrafts ........................................... .
Other bonds and securities ............... .
Banking house and lot....................... .
Furniture and fixtures ....................... .
Due from reserve banks $93,146 67
Exchanges for clearing..
3,056 08
Cash in vault..... ,............
4,144 30
Bonds held as lawful re8,000 00
serve........................... .
$177,153
42,106
333
101.385
3,500
1,000
00
61
60
61
00
00
~!~[~! f~~Ct_~~~~.~~.·.·.::::::::::::::::::::::::
Ti~~i~~~~~~.~~~~..~.~ ..~~~ 142,073 31'
Savings deposits............ 144,910 21
108,347 05
Total..............................................
$25,000 00
5,000 00
Undivided profits less expenses, interest and taxes paid .... ................. .
Individual deposits subject to check. ............. $19,636 6 1
Demand certificates of
deposit........................ 94,680 00
Total ............................................. .
$433,825 87
2,525 74
401,300 13
$433,825 87
THE PIQUA SAVINGS BANK COMPANY, PIQUA, OHIO.
Organized June 18, 1901.
Annual Meeting-2d Monday in January.
President, L. M. FLESH; Vice Presidents, W. A. SNYDER, GEO. BENKERT ;
Cashier, JoHN L. PRUGH.
DIRECTORS .
George Benkert, J. L. Boyer, J. ·w. Brown, Henry Flesh, W. A. Snyder, L. M. Flesh,
J . L. Block, W. M. Boyer, H . D. Hartley, R. M. Shannon, George H . Statler.
220.
RESOURCES.
Loans on real estate........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
not included in reserve....................
Other bonds and securities .... ........... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from reserve banks $478,237 01
Exchanges for clearing..
9,797 33
Cash in vault.................. 58,169 52
Due from other than reserve banks....
LIABILITIES.
$298,680 65
500,803 41
370 98
55,514 00
51,97'4
14,360
8,000
3,989
00
00
00
59
Other liabilities....................................
$100 ,000 00
100,000 00
29,638 08
1,258,907 12
· 351 29
546,203 86
9,000 00
Total... ........................................... $1,488,896 49
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund........................................
Undivided profits less expenses, irt'terest and taxes paid .................:....
Individual deposits subject to check .............. $728,901 35
Demand certificates of
deposit........................ 211,573 52
Dividends unpaid..........
4,000 00
Savings deposits............ 310,935 99
3,496 26
U. S. postal savings......
Total... ........................................... $1,488,896 49
285
DEPARTMENT OF BANKS AND BANKING.
THE FIRST STATE BA K OF PLAIN CITY, PLAIN CITY, OHIO.
Annual Meeting -
Organized January 15, 1914.
CHARLES WILSON; Vice President, W. L. Br.,A~EY; Secretary, FRANK
CAREY; Cashier, W. P. HUDSON; Assistant Cashier, FRED STRICKLAND.
Presidellf,
DIRECTORS.
W . L. Blaney, G. B. Chapman, Chas. Wilson, Frank Ca ry, 0. K. Howland,
D. L. Lombard, T. B. McKirgan.
582.
LIABILITIES.
RESOURCES.
$30 ,112 ,59
227,1 82 84
394 46
Loans on real estate........ ................... .
Oth er loans and discounts ................. .
Overdrafts .. .. ....................................... .
U . S. bonds and securities n ot includ ed in reserve·-·····•·····················
Sta t e, county and muni cipa l b onds
not included in reser ve................... .
Banking house a nd lot ....................... .
Furniture and fix t ures ....................... .
Oth er real estate...................... ........... .
Cash items........................................... .
Due from reserve ba nks $85.143 06
6,351 42
E xcha nges for clearing..
Cash in vault ..·-············· 14,577 20
22,492 78
5,000
10,000
2,000
9,778
123
00
00
00
08
04
Capi tal st ock paid in ......................... .
Surplus fun d ................ ........................
Undivided profi ts less expenses, int erest a nd taxes paid ..................... .
Individual deposit s subject t o check. ............. $162,340 90
D emand certificat es of
3,751 9G
deposit.. ......................
Time cert ificat es of dep osit .. '.. ........................ 134,334 22
Savings dep osits.. .......... 55,642 30
Other li abilities ................................... .
Interest, expenses a nd ta xes............... .
106,071 68
6,676 11
T otal... ...........................................
$419 ,831 58
$25,000 00
25 ,000 00
13,753 94
356,069 38
8 26
T otaL. .................._. .......'. ..:......'.: .... ·· $419,831 58
THE PEOPLES BA K COMPANY, PLEASANT CITY, OHIO.
Organized March 3, 1914.
Annual Meeting- 2d Wednesday in January.
President, A. R. WHEELER; Vice President, J. W.
S ecretary-Treasurer, M . F. DEVINE.
WILLIAMS;
DIRECTORS.
T. A. Spaid, J. W. William s, Mansel Wi lliam s, W. · R. Garvin, R. 0. Knott,
A. R. Wheeler, J. L. Kackley.
588.
RESOURC ES.
Loa ns on real estate........................... .
Loans on collateral.. ........................... .
Oth er loans and discounts ................. .
U . S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
not included in re·s erve...................
Banking house and lot ....................... .
Furniture and fixtures ......... .............. .
Due from reserve banks $49,619 13
771 96
Exchanges for clearing..
Cash in vault.................. 20,25G 25
LIABILITIES.
$35,698 74
22,800 00
44,933 65
5,500 00
107,568 46
10,000 00
1,360 00
$25,000 00
3,000 00
5,639 15
265,084 3G
F oreign money ...... :.............................
70,647 34
215 32
T otal..............................................
8298,723 51
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, int erest and taxes paid ..................... .
Individual deposits subjec t to check. ............. $147,279 33
D emand certificates of
deposit .. .... .................. 113,483 16
4,321 87
U . S. postal savings ......
T otal... ...............:....... ....................
$298,723 51
286
ANNUAL REPORT
THE PLEASA . T HILL BANKING COMPANY, PLEASANT HILL, OHIO.
Organized March 7, 1907.
President,
J.
G.
MEYERS;
Annual Meeting-1st Monday in January.
V ice Preside11t,
CHAS. WHITMER;
Cashier, C. F.
PERKINS .
DIRECTORS.
J. G. Meyers, Chas. · Whitmer, Chas. H. Jackson, F. M. Longnecker, C. M. Patty.
221.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities n ')t included in reserve............................. .
Sta t e, county and municipal b '.)nds
not included in r eserve ................. .
Premium on bonds and securities ·-·
Furniture and fixtur es ....................... .
Other real estate................................. .
Cash items........................................... .
Due from r eserve banks $21,935 31
Exchanges for clearing..
443 20
Cash in vault..................
6,395 09
LIABILITIES.
$19 ,480
3,000
l fi 0,695
4 34
00
00
76
10
1,175 23
25,200
205
1,500
1,500
213
00
57
00
00
42
Items in transit ................................... .
Interest on bonds ............................... .
28,773 60
9,485 73
125 50
TotaL-····-······················•·········
$252,788 91
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits Jess expenses, in•
t er est a nd taxes paid .... ................. .
Individua l deposits sub·
ject t o ch eck .. ............ $142,933 42
D ema nd certificates of
d eposit.. ...................... 5 ,242 96
Certified checks..
30 00
$25,000 00
14.000 00
582 ,53
M on ey borrowed ........... ..................... .
201 ,206 3R
12,000 00
Total.... ..........................................
$252,788 91
THE POLK STATE BANK, POLK, OHIO.
Organized September 25, 191 6.
President,
WM. PRIEST;
Annual Meeting-2d Wednesday · in January.
Vice President,
W.
T.
Dr.VOR ;
Cashier,
J. S. KAU FFM A
DIRECTORS.
William T. Devor, C. C. Rickett. D. C. Donley, James Hess, Vernon H. Welch,
John S. Kauffman, \,Villiam Priest, Jacob F . Hartsel, John C. Gribben, Warren
R. Camp.
642.
RESOURCES.
LIABILITIES.
Loans on rea l est1te ........................... .
Other loans and discountL............... .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve ............................. .
State, county and municipa 1 bonjs
not included in reserve .... ............... .
Premium on bonds and securities ....
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Due from resern banks $4,919 26
Exchanges for clearing..
450 89
Cash in vault..................
5,151 76
$25,203 7;:i,
4.5,007 80
4 4!
Total..............................................
$101,744 85
1.987 50
11,170
178
4,524
3,146
OG
38
83
21
Capital stock paid in ..........................
Surpl11s fund .... ....................................
Undivided profits less expenses, interest and taxes paid. .....................
Individual deposits sub•
ject t o check .... .......... $40, 706 68
Demand certificates of
deposit .. .. ....................
3,50 1 89
Savings deposits.. .......... 27,500 29
$25,000 00
711 68
787 11
Other liabilit!es ....................................
71,708 86
3,537 20
Total... ....................... ·...................
$101,744 85
10,521 91
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
287
DEPARTMENT OF BANKS _\ND BANKING.
THE PLEASANTVILLE BANK, PLEASANTVILLE, OHIO.
Annual Meeting-2d Wednesday in January .
Organized Nov. 16, 1910.
President,
ARTHUR K~NSEL;
Vice President, A. V.
LERCH;
Cashier, E. C.
SAWYER.
DIRECTORS.
Arthur Kinsel, A. V. Lerch, H . 'vV. Geiger, T. J. Spitler, J. W. Stewart,
J. A. Irick, E. C. Sawyer.
521.
RESOURCES.
LIABILITIES.
$58,471
1,420
79,957
307
Loans on real estate........................... .
Loans on collateral... .......................... .
Other loans and discounts................. .
Overdrafts .. ......................................... .
U. S. bonds and s:!curities not included in reserve ............................. .
State. county and muni cipal bonds
not included in reserve ................. .
Other bonds and securities ............... .
Prem ium on bonds and securities ..... .
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Cash items ........................................... .
Due from reserve banks $50,177 49
Cash in vault..................
6,372 03
91
00
15
87
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check .............. $107,345 07
Demand certificates of
deposit.... .................... 82,346 73
6,24 1 16
10,460
4,612
194
4,000
1,450
2
00
50
50
00
00
00
R evenue stamps .......................... :.......
,'5ti,549 52
16 00
Total..............................................
$223,682 61
$25,000 00
5,000 00
3,972 20
Cash over............................................. .
189,692 80
17 61
Total.. ...........................................
$223,682 61
THE PLEASAN T CITY BANK, PLEASANT CITY, OHIO.
Organized October 4, 1916.
!-'resident,
JAMES LA UGHLIN;
FLANIGAN ;
Annual Meeting-2d 'vVednesday in January.
Vice President, J. M. SECRIST; Secretar3,,
Treasurer, J oHN E. BAURERS.
J. T.
DJRECTORS.
James Laugh lin, D. F. \\iallenfelsz, John Bauer, J. G. La rsick, J. T. Flan igan,
J. M. Sec rist, Eli Groves.
644.
RESOURCES.
Loan s o n real estate........................... .
Loans on collateral.. .......................... .
Oth er loans and disco unts .... ........... .
State, county a nd municipal bonds
not includ ed in reserve ................... .
Other bonds and securities ............... .
Bankin g house and lot ....................... .
Furniture and fixtures ....................... .
Du e from n~serve banks $4,802 28
Cash in vault.................. 10,006 70
Items in transit ................................... .
Expense ................................................. .
Interest paid ....................................... .
Total. ............................................ .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$2,525 00
1,543 00
17,295 89
7,442
·6,365
13.584
1,640
[4,808
140
1,889
155
00
00
08
33
Capital stock paid in ................... .
Individual deposits subject to check .............. $18,809
Demand certificates of
deposit.. .. .................... 20,898
Cashier's checks.. .. ........
Savings deposits. ..........
394
$25,000 00
53
65
5'
80
Interest received .... .. ........... ,............... .
·1 0.103 51
2.286 7u
Total. ............................................ .
$67,390 27
98
96
12
91
$67,390 27
288
.-\X!\l;AL REPORT
THE FARMERS BANK AND TRUST COMPANY, POMEROY, OHIO.
Organized Aug. 8, 1904.
President, W. ,F.
R EED ;
Annual Meeting-2d Wednesday in January.
Vice President, LoFF
J ACO BS ;
Cashier,
GEO. H . P ARKER .
DIRECTORS.
W. F . Reed, Loff Jacobs, C. D. Reed, W. L. Jo hnson, F. P. Wisecarver,
George H. P arker.
223.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Other loans and discounts._ ..'. ........... .
Overdrafts ............................................
U. S. bonds and securities not included in rese rve .................. :...........
State, county and municipal bonds
not included in rPserve ..·-···············
Other bonds and securi ties ............... .
Premium on bonds and securities ... .
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Other real estate ................... ·-············
Due from reserve banks $4 7. 739 23
Exchanges fo r clearing..
373 19
Cash in vault.................. 22,430 35
$125,013 45
48,094 69
1,069 45
34,850 00
47,500
57,370
150
9,200
2.800
5,000
00
00
00
00
00
00
Due from other than reserve banks ....
70,542 77
837 13
T otal..............................................
$402,427 49
THE AMERICA
Organized March 2, 1901.
Pr esident,
GEORGE
A.
TR UE ;
Capital stock paid in ..........................
Surplus fund .. ..................................... .
Undivided profits less expenses, interest and taxes paid ..................... .
Individu al depo5its subject to check:............. $144,852 11
Cashier 's checks............
1. 124 44
Time certificates of deposit............................ 38,572 50
Savings deposits............ 128,473 33
U . S. postal savings.. .... 18,9 13 11
$50,000 00
10,000 00
10,491 91
33 1.935 58
Total .............................................
$402,427 40
BANK, PORT CLINTO r, OHIO.
Annual Yleeting-lst Wednesday in January.
Vite President, R.
HAGEL;
Cashier,
GEORGE
F.
MEYER.
DIRECTORS.
R. Hagel, George A. True, P . K. Tadsen, C. H. Radamacher, John Lay, Jr.
·291.
RESOUR CES.
Loans on real estate ........................... .
Loans on colla teral... ............................ .
Other loans a n d discounts................. .
0 verdrafts.:.. ....................................... .
U . S. bonds and securities not included in reserve ............................. .
State, county and municipal bonds
not included in reserve ····-·············
Other bonds and securities .. ..............
Building account ................................. .
Furniture and fixtures ....................... .
Due from reserve banks $45,2'i2 38
Exchanges fo r clearing..
5,710 89
Cash in va ul t .................. 32,886 50
LIABILITIES.
$4 15,,544
3 1,215
28f>,439
1,040
92
00
72
69
20,400 00
54,365
215
9,174
4 ,.500
00
00
11
00
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivid ed profits less expenses, interest and taxes pa id ..................... .
Indiv idual deposits subject to check .............. $342,881 68
D emand cer t ificates of
deposit........................
59 05
Dividends unpaid..........
1,600 00
Time certificates of dep osit ............................ 361,798 58
Savings deposits.... ........ 106,689 96
$40,000 00
15,000 00
2, 714 94
M oney borrowed ................................ .
13 ,029 27
3.5,000 00
Total... ...........................................
$905,744 21
83 ,849 77
Total... ............................._............
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$905 ,744 21
289
DEPARTMENT OF BANKS AND BANKING.
THE MAGRUDER BANK COMPANY, PORT CLINTON, OHIO.
Organized December 5, 1896.
President, H . B.
Annual Meeting-1st Monday in January.
Vice President, H. T.
MAGRUDER;
BELKNAP.
DIRECTORS
S. A. Magruder, H. B. Magruder, H . T . Belknap, E. B. Mizener, J . A. Hollinshead, M. S. N. Magruder, ,C. M. Yensen.
224.
LIABILITIES.
RESOURCES.
Loans on real estate..................·..........
Loans on collateral.. ............................ .
Other loans a nd discounts.- .............. .
Overdrafts ........... :..., .......................... ..
U. S. bonds a nd securities not included in reserve ..............................
State, county a nd municipal bonds
not included in reserve ................. .
Premiums on bonds and securities .. ..
Furniture and fixtures ...................... ..
Cash items .......................................... ..
Due from reserve banks $65,303 86
Exchanges for clearing..
812 47
Ca's h in vault... _............. 10,635 29
$301,273
6,091
140,191
1,066
99
24
76
43
23,300 00
28,439· 85
1,514 89
1,990 93
2,748 26
Items in transit....................................
76,751 62
211 50
Total.............................................
$583,580 4 7
Capital stock paid in ...... _ _ __
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid .. _____
Individual deposits subject to check .............. $84,039 91
D emand certificates of
deposit........................ 15,979 10
Time _cert~ficates of deposit............................ 324,297 07
Savings deposits ...... ,..... 90,601 86
$15,000 00
15,000 00
7, 662 53
M oney borrowed ..................................
514,917 94
31,000 00
TotaL ........................ ,....... ...........
$583,580 47
THE OHIO VALLEY BANK, PORTSMOUTH, OHIO.
Organized Dec. 7, 1909.
President,
GILB ERT
S. Mol'{ROE;
ZoTT MANN;
Annual Meeting-2d Monday in January.
Vice Pres£dent, GEO. A.
Assistant . Cashier, H. B.
GoonMAN;
ADAMS.
Cashier,
G.
W.
DIRECTOR S.
F. W. Allard, Philo S. Clark, Geo. A. Goodman, Simon Labold, 0. R. Micklethwait,
Gilbert S. Monroe, G. W. Zottmann, 0 . M. Coburn, Jr.
sos.
RESOURCES.
Loans on real estate........................... .
Loans on collateral............................ ..
Other loans and discounts ................ ..
U. S. bonds and securities not included in r eserve............................ ..
State , county and municipal bonds
not included in r eser ve.................. ..
Other bonds and securities .............. ..
Furniture and fixtures ....................... .
Cash items............................................
Exchanges for clearing..
$902 66
Cash in vault..................
9,756 56
Bonds held as lawful
reserve ...... - - - 5,000 00
LIABILITIES.
$64,831 97
21,385 62
102,510 07
4,259 75
9,200
15,804
2,480
5,938
00
75
00
52
15,659 22
3,485 11
Total._...........................................
$245,555 01
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$50,000 00
5,000 00
5,306 83
185,248 18
Due from other than reserve banks..
10-B. & B.
Capita-I stock p aid in ........................ ..
Surplus fund .........................................
Undivided profits less expenses, interest and taxes paid .................... ..
Individual deposits subject to check .............. $137,847 19
Demand certificates of
deposit........................ 11,856 19
Cashier's checks............
691 94
38 97
Certified checks... _.... ,....
Savings deposits.. .......... 34,813 89
Total ............... ·.............................
$245,555 01
290
ANNUAL REPORT
THE PORTSMOUTH BANKING COMPANY, PORTSMOUTH, OHIO.
Organized Nov. 9, 1905.
President, F.
B. KEHOE;
Annual Meeting-2d Tuesday in January.
Vice President,
EDWARD
SNYDER.
J. w.
J.
DAEHLER;
Cashier,
DIRECTORS.
F. B. Kehoe, Edward J. Daehler, J. W. Snyder, J . B. Mackoy, George L. Davis.
357.
RESOURCES.
Loans on real estate............................
Loans on collateral..............................
Other loans and discounts·-···············
Overdrafts ............................................
U. S. bonds and securities not included in reserve._ .......................... .
State, county and municipal bonds
not included in reserve..·--·············
Other bonds and securities ............... .
Furniture and fixtures ....................... .
Cash items............................................
Due from reserve banks $17,821 53
Exchanges for clearing.. 15,333 59
Cash in vault·--············· 21,151 46
LIABILITIES.
$112,640
22,400
276,660
1,176
20
00
75
06
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less exp enses, interest and taxes p aid ..................... .
Individual deposits subject to check .............. $397,174 06
Time certificates of deposit............................ 67,466 40
Savings deposits............
592 47
29,300 00
24 ,000
47,034
1,500
2,270
00
08
00
80
Items in transit·- ·································
54,306 58
2,011 61
Total..............................................
$573,300 08
$50,000 00
30,000 00
11,067 15
M oney borrowed._ .............................. .
465,232 93
17,000 00
Total..............................................
$573,300 08
THE SECURITY BANK, PORTSMOUTH, OHIO.
Organized Feb. 3, 1903. Annual Meeting-2d Monday in January.
Presiden t, GEO.
D. SELBY ; Vice Presidents, L. vV. BAKER, A. H. BANNON, S AMUEL
B. TIMMONDS; Cashier, HENRY W. HEER.
DIRECTORS.
Wm. B. Anderson, L. W. Baker, A. H . Bannon, W. M. Briggs, Ben H. Dillon,
Adam Frick, H. W . Heer, Charles G. Horr, Geo. D. Selby, P. E. Selby, Roger
A. Selby, Dr. F. H. Williams, W. G. Williams, Levi D. York, Samuel B.
Timmoncls.
309.
RESOURCES.
Loans on real estate........................... .
Loans on collateral............................. .
. Other loans and discounts·-···············
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve._ .......................... .
State, county and municipal bonds
not included in reserve·--- ·············
Other bonds and securities ................
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Due from reserve banks $238,390 11
Exchanges for clearing.. 16,969 09
Cash in vault·--············· 55,107 54
LIABILITIES.
$256,0~3
28,580
1,002,021
25
33
00
29
24
71,138 91
93,000
42,900
107,244
16,892
00
00
66
68
310,466 74
TotaL ........................................... $1.928,302 85
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in.......................... $150,000 00
Surplus fund........................................
225,000 00
Undivided profits less expenses, interest and taxes p aid......................
43,323 77
Individual deposits subject to c heck .............. $758,665 61
Demand certificates of ·
deposit........................ 121,254 81
Cashier's checks.·-········
3,278 98
500 00
Certifiec'l checks._...........
Due to banks a n d
bankers---··•········ 16,028 41
Savings deposits ............ 5:?7,158 66 _
U. S. postal savings......
5,703 57
1,432,590 04
Bonds borrowed..................................
65,500 00
Other liabilities....................................
11 ,889 04
Total... ........................................... $1,928,302 85
291
DEPARTMENT OF BANKS AND BANKING.
THE PORT WILLIAM BANKING COMP ANY, PORT WILLIAM, OHIO.
·Organized Dec. 17, 190?.
Annual Meeting-Last Thursday in March.
President, 0. W . LINKHART; Vice President, H. A. Row AND; Cashier, D. E. BEAL;
Assistant Cashier, R. E. Row AND.
DIRECTORS.
0. W. Linkhart, H. A. Rowand, S. L. Beal, Simon Devoe, G. M. Oglesbee,
W. O: Beam, Stephen Powers.
225.
LIABILITIES.
RESOURCES.
Loans on real estate...... _ _ _ __
Loa ns on collateral_ ...........................
Other loans and discounts ............ - ... .
Overdrafts .... - - - - - - - - - : - U. S. bonds and securities not included in reserve._ _ _ _ __
Furniture and fixtures ....................... .
Due from reserve banks $11,944 50
339 50
Exchanges for clearing..
3,079 32
Cash in vault.. ·-·············
$33,325
1,000
76,031
1,119
Capital stock paid in ..........................
Surplus fund ...........·-····-----:-Undivided profits less expenses, int~rest and taxes paid .. _ _ __
Individual deposits subject to check.............. $88,033 92
Demand certificates of
deposit...... _ _ _ _ 22.234 81
40 00
Dividends unpaid..........
7,000 00
900 00
$12,500 00
11,000 00
980 72
110,308 73
15,363 32
50 00
Revenue stamps ................ _ _ _ _
Total... .......... _ _ _ _ _ _
00
00
60
53
----$134,789 45
Total..............................................
$134,789 45
THE FARMERS BANKING COMPANY OF PRAIRIE DEPOT, PRAIRIE
DEPOT, OHIO.
Organized Sept. 16, 1908.
Annual Meeting- 2d Wednesday in January.
President, H. C. CORDREY; Vice President, C. H. HorLES; Cashier,
FRED EcHELBARGER.
DIRECTORS.
H. C. Cordrey, C. H. Boiles, J . H. Henderson, H. H. Kordee, Alec Caskie,
H. L. Messer.
10.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts....·--···········
Overdrafts ............................................
U. S. bonds and securities not included in reserve._ ...........................
State, county and municipal bonds
not included in reserve·-··-·············
Other bonds and securities ................
Banking house and lot.-.................... .
Furniture and fixtures ....................... .
Other real estate................................. .
Cash items........................................... .
Due from reserve banks $4 ,997 23
8,891 89
Cash in vault..•-·············
$103,401
4,100
90,379
39
68
00
18
16
7,650 00
54
00
00
00
00
148 82
39,046
31,000
10,000
500
500
Due from other than reserve ba~ks._.
57,889 12
3,000 00
TotaL...........................................
$347,654 50
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, int erest and taxes paid_ .......................
IndiV1dual deposits subjec t to check.............. $102,979 18
D emand certificates of
. d eposit ........................ 165,782 65
953 58
Cashier's checks............
3,027 75
Certified checks..·-·········
33 00
Dividends unpaid..........
Time certificates of de8,321 93
posit............................
SaV1ngs deposits............ 21,154 91
2,522 63
U.S . postal saV1ngs......
30,000 00
10,000 00
2,878 87
304,775 63
----Total. ............................................ .
$347,654 50
I
292
.ANNUAL REPORT
THE RACINE HOME BANK, RACINE, OHIO.
Organized Sept. 26, 1910.
President, W. A.
Annual Meeting-January 1st each year.
Vice President, D. B.
Assistant Cashier, ESTHER
ELLIS;
CROSS; Cashier,
PHILSON.
C. B.
CROW;
DIRECTORS.
W. A. Ellis, J. W. Weaver, C.· B. Crow, J. M. Spencer, W. J. Kridler, R. J. Allen,
D. B .. Cross, H. K. Coe, John Philson.
524.
RESOURCES.
LIABILITIES.
Loans on real estate........................... .
Loans on collatera..___ _ _ _ __
Other loans and discounts._ .............. .
Overdrafts ........................................... .
Other bonds and securities................
Banking house and loL .................... .
Furniture and fixtures ........................
Cash items........ _ _ _ _ _ _ __
Due from reserve banks $21,855 81
Cash in vault. ___ ............
7,259 83
$4,100
31,614
113,618
.3
5,177
4,100
1,400
821
00
12
83
74
50
00
00
32
29,115 64
Total............................................. .
Capital stock paid in ..........................
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check. ............. $89,796 42
Cashier's checks............
2,823 74
Certified checks. ___ ........
40 00
Due to banks a n d
bankers.-.....................
472 04
Time certificates of deposit............................ 30,853 37
Savings deposits............ 31,509 37
$25,000 00
3,050 00
Total-----····················
$189,951 15
$189,951 15
G.406 21
155,494 94
THE READING BANK, READING, OHIO.
Organized Jan. 25, 1906.
President, F. H.
Annual Meeting-2d Wednesday in January.
VoRJOHAN;
Vice President,
E.
J.
FAGLEY.
JOHN
B.
VARELMANN;
.
Cashier,
DIRECTORS.
John B. Albert, S. J. Burk, W. L. Jones, E. J. Fagley, G. W. Davis, John Singer,
Jos. E. Smith, J no. B. Varelmann, F. H. V orj ohan.
227.
RESOURCES.
Loans on collateral.. ............................
Other loans and discounts ..................
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve·-···························
State, county and municipal bonds
not included in r eserve..•-···············
Other bonds and securities ............... .
Banking house a nd lot, including
vault ................................................. .
Furniture and fixtures ........................
Due from reserv e banks $24,586 06
Cash in vault..·-············· 10,820 37
Due from oth er than reserve banks....
Total..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$23,545 00
36,176 00
113 41
14,950 00
76,098 00
18,500 00
15,000 00
1,000 00
35,406 43
8,075 00
$228,863 8 ¥
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits 1ess expenses, interest and taxes paid ....................... .
Individual deposits subject to check. ............. $102,120 87
D emand certificates of
deposit........................
2,216 05
Certified checks... -.........
162 00
Savings deposits............ 60:022 99
$25,000 00
10,000 00
5, 96 93
Money borrowed·--·····························
U. S. bond account·--·························
164,521 91
16,000 00
7,445 00
T otaL...........................................
$228,863 84
293
DEPARTMENT OF BANKS AND BANKING.
THE REPUBLIC BANKING COMPANY, REPUBLIC, OHIO.
Organized Nov. 14, 1906.
President, J. H .
Annual Meeting-1 st Tuesday in January.
Vice President, W. M.
V . L. HAWK.
KNAPP;
BAKER;
Assistant Cashier,
DIRECTORS.
J . H . Knapp, W . M. Baker, Jeremiah Neikirk, R. D. Straub, E. J. Sourwine,
H. K. Cole, U . D. Albright.
228.
LIAB ILITIES.
RESOURCES.
$29,061 16
77,249 15
163 58
Loan s on real estate........................... .
Loans on collateral.. ........................... .
Overdrafts ................................. :......... .
U. S. bonds and securiti es not included in reserve............................. .
State, county and m unicipa l bond s
not included in reserve................... .
Other bonds and secu.rities ............... .
Banking house and lot ....................... .
Furniture and fixtures ....................... .
Due from reserve banks $2,449 98
Cash in vault..................
4,336 65
Bonds held as lawfu l re, serve ........................... .
3,000 00
Capital stock paid in ......................... .
Surplus fund .. ..................................... .
Undivided profits Jess expenses, int erest and taxes paid ..................... .
Individual deposits S).lbject to check. -............. $48,460 35
Due t o ba nks a n d
bankers........................
305 50
Time certificates of deposit .... ........................ 61,932 51
Savings 'deposits............
3,684 27
700 00
3,050
6,000
4,900
1,900
00
00
00
00
Special a ccount....................................
9,786 63
14,998 15
T otal..............................................
$147,808 67
$12,500 00
2,250 00
1;576 04
Money borrowed ................................. .
Special deposit·-···················'···············
114,382 03
2,100 00
15,000 00
Total.............................,.........,., ... .
$147,808 67
- - - - --
THE REYNOLDSBURG BANKI G COMPANY, REY N OLDSBURG, OHIO.
Organized April 28, 1904.
President, J.
J.
ENLOWS;
Annual Meeting-2d ,Wednesday in January.
Vice President, C. H. V ANCE; Cashier,
Assistant Cashier, F. J. VANCE.
TIMOTHY VANCE;
DIRECTORS.
J . J . E nlows, C. L. Graham, J . F. Medbery, C. M. \i\Tin ega rn er, Timothy Vance,
C. H. Vance, J. A. Renner.
407.
RESOURCES.
L oans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts.......:......... .
Overdrafts ........................................... .
U. S. bonds and securities not included in r eserve ............................. .
Ba nking house a nd lot ....................... .
Furniture and fixtures .. ..................... .
Cash items ........................................... .
Du e from reserve banks $18,967 85
Exchanges fo r clearing..
493 87
Cash in vault..................
7,170 16
LIA~ILITIES.
$95,93 1
17,164
91,5 1
1,700
85
57
86
00
500 00
1,398 88
3,71 5 10
11 88
26,631 88
T otal ............................................ .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$237,106 02
Capital stock paid in ..........................
Surplus fund .. ......................................
Undivided profits less expenses, int erest and taxes paid .. .................... •
Ind ividual deposits subject to check. ............. $131,895 74
D emand cer t ificates of
deposit........................
5,49 1 25
Certified checks..............
1,959 49
Tim e certificates of deposit...... ................ ...... 63,95 38
Savings deposits............
2,590 26
$25 ,000 00
4,000 00
2,210 90
205 ,895 12
Total... ...........................................
$237,106 02
294
ANNUAL REPORT
THE FARMERS DEPOSIT BANK, RICHWOOD, OHIO.
Organized July 8, 1910.
President,
BENT CAHILL;
Annual Meeting-3d Wednesday in January.
Vice Presidents, FRED BASON,
PARISH; Cashier, J. F. Woon.
CLYDE S. DAVIS, THOMAS
DIRECTORS.
H. E. Conkright, Thos. Parish, C. D. Sidle, J. D. White, E. W. Blain, H. C. Duke,
Bent Cahill.
·
512.
RESOURCES.
Loans on real estate............................
Loans on collateral... ...........................
Other loans and discounts................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve............................. .
State, county and municipal bonds
not included in reserve.---·············
Banking house and lot._ .................... .
Furniture and fixtures ........·-············Other real estate................................. .
Due from reserve banks $63,862 07
Exchanges for clearing..
109 02
Cash in vault·--·············
9,480 29
Due from other than reserve banks..
Total... ....•..... _ _ _ _ _ __
LIABILITIES.
$68,842
32,300
341,264
2,194
00
00
Capital stock paid in ......................... .
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ..................... .
Individual deposits sub·
ject to check .............. $180,358 35
Demand certificates of
deposit...... .................. 367,500 11
Dividends unpaid..........
72 00
71
16
57,850 00
10,830
3,900
2,200
1,200
00
00
00
00
$30,000 00
10,000 00
6,435 60
Other liabilities ..................................-
547,930 46
106 22
Total..............................................
$594,472 28
73,451 38
440 03
$594,472 28
THE RICHWOOD BANKING COMPANY, RICHWOOD, OHIO.
Organized April 26, 1906.
President, C.
Annual Meeting-2d Monday in March.
McALLISTER; Vice President, Jos.
CHAS. L. HANDLEY.
A.
SHIPLEY;
Cashier,
DIRECTORS.
C. McAllister, B. L. Talmadge, J. H. Montgomery, Jos. A. Shipley, F. K.
McDaniel, Milo Strosnider, C. M. Baumgardner.
417.
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts ................. .
Overdrafts ........................................... .
State, county and municipal bonds
not included in reserve ....·-·············
Liberty loan ... - ................................. ... .
Premium on bonds and securities... .
Banking house a'nd I oL .................... .
Furniture and fixtures ....................... .
Other real estate ................................. .
Due from reserve banks $20,361 32
Exchanges for clearing..
5,660 55
Cash in vault..·-·············
9,550 70
TotaL...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
LIABILITIES.
$92,100
22,000
256,013
1,076
00
00
15
14
2,000
35,050
80
3,900
1,200
2,235
00
00
00
00
00
00
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and t axes paid ..................... .
Individual deposits subject to check .............. $120,845 38
Demand certificates of
deposit........................ 222,173 93
Money borrowed. __ ............................ .
Bonds borrowed ................................. .
Other liabilities ................................... .
$40,000 00
30,000 00
3,088 61
343,019
20,000
15,000
118
31
00
00
94
35,572 57
$451,226 86
Total..............................................
$451,226 86
295
DEPARTMENT OF BANKS AND BANKING.
THE RIDGEWAY .BANKI NG COMPANY, RIDGEWAY, OHIO.
Organized May 1, 1903.
President, B. 0.
Annual Meeting- ;-lst Monday in January.
Vice President, ]No.
Cashier, 0. E. PERRY.
ELLIOTT ;
W. LEV ALLEY ;
DIRECTORS.
B. 0. Elliott, John W. LeValley, 0. E. Perry, J. 0 . Jenkins, C. A. Limes,
Marshall Stuart, H . C. Krembihl.
229.
RESOURCES.
LIABILITIES.
$17,680
3,125
86,009
625
Loans on rea l estate ............................
Loans on collat eral.. ............................
Other loans and discounts ................. .
Overdrafts ........................................... .
U. S. bonds and securities not included in reserve._ ...........................
Other bonds a nd securities ................
Banking ho use and lot ·-···········•·•·······
Furniture and fixtures ...................... ..
Other real esta te ................................. .
Cash items........................................... .
Uue from reserve banks $28,782 15
Cash in vault..·-·············
4,707 ·51
Total ............................................
44
00
83
21
8 ,050 00
18 ,387 00
5,000 00
500 00
700 . 00
58 64
~t~;~fi! ft~<f ~~~~..~~:: ::::::::::::::::::::::::
Undivided profits less expenses, interest and taxes paid ..................... .
Individua l deposits subject t o check.... .......... $85,324 23
D emand certificates of
deposit........................ 55,059 79
Certified 'cheeks..............
412 50
$25,000 00
6,lJOO 00
1.811 37
Other liabilities ............ :~................. ,....
140,796 52
17 99
Total... ............................· ........ ··. ..
$173,625 88
23 ,489 76
$173,625 88
THE SU N SAVINGS BANK COMPANY, RISING SUN, OHIO.
Organized July 22, 1904.
President, VI/.
W. LONG;
Annual Meeting-2d Monday in January.
Vic e Presidents, ELI KLINE, L. C.
Cashier, R. S. POWLEY.
WINCHELL;
DIRECTORS.
W. W. Long, E. E. White, L. C. Winchell, T. J. Martin, E. F. Day, H. C. Sass,
M. A. Thomas, E. W. Allen, E li Kl ine.
439.
RESOURCES.
Loans on real estate ........................... .
Loans on collateral.. ............................
Other loans and discounts ................. .
Overdratfs ........................................... .
U. S. bonds a nd securities not included in reserve ............................. .
U . S. wa r savings stamps ................. .
State, county and municipal bonds
not included in reserve .................... ·
Premiums on bonds and securities ..
Furniture and fixtures ........................
Other real estate..................................
Cash items............................................
Due from reserve banks $21,574 84
Cash in vault..................
3,472 22
LIABILITIES.
$17,091 66
3,844 Vi
30,922 64
4 28
6,000 00
1.540 19
28,706
1,224
1.750
2,737
154
91
18
00
52
54
Items in transit ....................................
25,047 06
1,518 34
TotaL...........................................
S120,541 4 7
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ..........................
Surplus fund ........................................
Undivided profits less expenses, interest and taxes paid ......................
Individual deposits subject to check. ..... ........ $41,111 09
Time certificates of deposit...... ...................... $50,272 30
Savings deposits............ 14,561 68
$12,500 00
1,000 00
1,096 40
105,945 07
TotaL...........................................
$120,541 47
296
ANNUAL REPORT
THE RITTMAN SAVIN GS BANK, RITTMAN, OHIO.
Organized Dec. 17, 1913.
Annual Meeting-Wednesday after 2d Monday.
President, WM. ARTMAN; Vice President, J. B. G1sH; Cashier, C. W. HoovER ;
Assistant Cashier, Miss A. M. MEYER.
DIRECTORS.
Wm. Artman, Wm. Hansberger, R. V. Frederick, A. A. Sheets, C. R. Schondel,
J. H. Smith, C. A. Weiser, E. R. Lance, J. B. Gish.
S86.
RESOURCES.
LIABILITIES.
Loans on real estate ........................... .
$70,362 13
Loans on collateral..............................
62,152 40
Other loans and discounts................. .
127,726 50
Overdrafts ............................................
73
U. S. bonds and securities not in11.219 00
cluded in reserve ..............................
Other bonds a nd securities ................
16,350 00
Banking house and lot ....................... .
4,655 00
Furniture and fixtures .......................'. •
1.500 00
Other real estate ................................. .
6 ,059 15
Cash items ........................................... .
187 83
Due from reserve banks $50,424 93
Cash in vault·--·············
9,106 64
B onds held as lawful
reserve ........................
750 00
60,281 57
Other assets......................................... .
8 34
Total ................................·-···•······
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest a nd taxes paid ..................... .
Individual deposits subject to check.............. $70,285 49
D emand certificates of
deposit.... .................... 35,916 91
T ime certificates of deposit.. .......................... 28,014 57
Srtvings deposits .. .......... 157,160 02
Tru st deposits (uninvested)........................ 13,275 71
$25,000 00
6,500 00
4,349 95
Money borrowed ...- .............................
304,652 70
20,000 00
Total..............................................
$360,502 65
$360,502 65
TH E FARMERS & SAVINGS BANK COMPANY, ROCKFORD, OHIO.
Organized February 24, 1903. Annual Meeting-1st ·w ednesday after 1st
Monday in January.
President, D. H. ROBINSON; Vice President, CARL C. SMITH; Cashier, J. S. RrLEY.
DIRECTORS.
D. H. Robinson,
J.
S. Riley, Frank E. Robinson, Carl C. Sm ith,
J.
P. Symons.
446.
RESOURC ES.
Loans on r eal estate........................ ... .
Loans on collateral.. ........................... .
Other loans and discounts..................
Overdrafts .... ....................................... .
U . S. bonds and securities not included in r eserve............................. .
State, county and municipal bonds
not included in reserve ................... .
Banking house and lot....................... .
Furniture and fixtures .. ..................... .
Other real estate................................ ..
Cash items........................................... .
Due from reserve banks $54,000 00
Cash in vault.................. 14,404 88
LIABILITIES.
$98 ,452
2,796
197,066
132
37
34
80
04
10,660 05
16,864
4,896
1, 500
5,331
43
20
83
00
00
2,5
Foreign money..................................... .
68,408 87
18 00
Total..............................................
$406,169 75
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Capital stock paid in ......................... .
Surplus fund ....................................... .
Undivided profits less expenses, interest and taxes paid .... ..................
Individual deposits subject to check .... .......... $14 1,686 56
D emand cert ificates of
deposit .... .................... $36,461 88
1,260 74
Certified checks..............
Time certificates of deposit.... ........................ 136,438 50
U . S. postal savings......
2 11
$50,000 00
30,000 00
10,240 71
Other liabilities ................................... .
315,849 79
79 25
Total... .. ,................,.......................
$406,169 75
297
DEPARTMENT OF BANKS AND BANKING.
THE CITIZENS BANKING COMPA NY, ROCK CREEK, OHIO.
Organized July 29, 1912. Annual Meeting-2d Wednesday in J anuary.
President, F.
Vice President, W. E.
Treasurer, J. D. SAMPSON.
D. WIGHTM AN;
LUKE ;
S ecretar31 and
DIRECTORS.
F . D. Wightman, W. E. Luke, S. S. Woodruff, B. B. Seymour, T. W. Kellogg,
E. R. Mills, J . D. Sampson.
559.
LIABILITIES .
RESOURCES.
Loans on real estate........................... .
Loans on collateral.. ........................... .
Other loans and discounts................. .
g~eJtb~~d~··~~d··~~c:"i:;;;ti~;···;;~t··;~·~
eluded in reserve............................. .
State, county and municipal bonds
not included in r eserve....................
Premium on bonds and securities ... .
Banking house and lot....................... .
Furniture and fixtures ....................... .
Cash items........................................... .
Due from r ese
@FedFRASER