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ANNUAL REPORT —OF TH E— STATE BANKING BOARD SH O W IN G TH E Condition of the Incorporated , Private and Savings Banks of the State of Nebraska. FO R T H E Y E A R 1897. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis LINCOLN: H u n t e r P r in t in g C o m p a n y 1898 ) https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis BANKING DEPARTMENT OF THE S t a t e o k N e b r a s k a BOARD H on . J. F. C ornell , H on . J. B. M eserve , II on . C. J. Smyth , P. L. H all , H enri- M athiesen , Auditor of Public Accounts and President State Treasurer Attorney General Secretary Cleric EXAMINERS R euben Lipp, Pawnee City. F. A. R eynolds, Gothenburg https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis J. F. Coad , Jr., Omaha. Y. E. W ilson, Omaha. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis f 1 State of N ebraska , D epartment of B anking, L incoln, N ebraska , F ebruary , 1, 1898. , To the Honorable J. F . Cornell Auditor Public Accounts; J. B . Meserve State Treasurerj and C. J. Smyth Attorney General, Members o f the State Banding B oard o f the State o f Nebraska. , , G entlemen:— I have the honor to A nnual R eport of the D epartment of submit herewith the B anking for the year 1897. This is the 6th annual report, and embraces the period commencing December 31st, 1896, and ending November 30th, 1897. On November 30th, 1897, the records of the Department show a total of 398 commercial and savings banks in active opera tion in the state with an aggregate paid up capital of $7,855,278.70. Of this number, 311 were incorporated with a total capital of $6,420,665.00, seventy-eight private with total capital of $1,198,200.00 and nine savings banks with a total capital of $236,413.70. The resources and liabilities of these banks are given in de tail in appendix, together with other useful facts and information. There were fifteen new banks organized with an aggregate cap ital of $232,500.00 and thirty-two banks discontinued business with an aggregate capital of $482,000.00. Four banks having re-organized, varying their capital somewhat. Of the banks reported as having discontinued business, four have been placed in the hands of receivers, two have availed them selves of the provisions of Section 35 of the Banking Act, and were placed under bond to pay all liabilities in full, and twentysix have paid all liabilities. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (5) The four insolvent banks which were placed in the hands of receivers, show the following condition of affairs: LIABILITIES. RESOURCES. Capital Stock......................$140,000.00 Deposits.............................. 144,507.34 Bills Payable...................... 31,295.20 Other Liabilities................ 26,844.42 Loans and Discounts....... $268,933.99 Cash Funds................ 21,787.89 Other Assets....................... 19,713.05 Banking House, Furniture and Fixtures, including Real Estate...................... 32,212.03 Total.............................$342,646.96 Total........................... $342,646.96 Your attention is called to the comparative statement given in the appendix, wherein the condition of the banks under the supervision of this Department is shown under date of 31st December, 1896, and the condition 30th November, 1897. The statement referred to reveals an increase, during the year, in the item of deposits, of $3,675,402.43, while the item loans and discounts, during the same period, shows an increase of only $802,565.67. It is also shown that the reserve has increased from 33 per cent at the close of the year 1896 to 39 per cent at the close of the present year. The resources of the banks have improved materially in character with the return of bountiful crops, and with a cessation of the vicious and uncalled for attacks upon credits in this state, made for political purposes, which have characterized the last two years. Loans are being made by the banks with a degree of con servatism heretofore unknown. It is also observable that while extreme caution is used by the banks in extending credit that the borrower is equally cautious in assuming new liabilities. A process of liquidation has been going on for some time that has given the banks an opportunity to recover from recent crop failures and other depressing influences, and those fortunate enough to weather past storms are now getting upon a solid and enduring basis. Both bank and bank customer have learned https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (6) from the experience of the past few years, that financial safety requires an unused credit reserve. The practice that obtained with both bank and people in the past to keep in active use, not only all available cash reserve, but all credit that could be com manded, is now recognized as a practice full of danger. The above conditions and the recognition of the above facts strengthens the banks and makes them, at this time, more worthy of the confidence of the people than at any previous time in the history of the state. The item, Other Real Estate, shown in the summary, is in excess of what conservative banking would suggest. The D e partment has been somewhat lenient with the banks in its treat ment of this item due to the weak demand for this class of pro perty, but with an already apparent market for it, will the com ing year insist upon the importance of eliminating as far as pos sible this objectionable feature. The acquisition of this property by the banks, has not been a matter of choice but rather of necessity, as it was taken largely in lieu of debts previously con tracted. This item promises a marked decrease during the com ing year. The present banking law, while in the main proving satis factory, and a valuable protection to depositors, needs amending, especially looking to larger powers of the State Banking Board. The most apparent weakness being the want of provision for supervision, by this Department, over the affairs of banks that are placed in the hands of receivers. As the law now is, the Department is abruptly estopped from all knowledge or super vision of a bank the moment a receiver takes charge, and the creditor of such bank has no recourse from the acts of the re ceiver except to the court whose creature the receiver is. This is a palpable wrong. I am of the opinion that provision should also be made, re quiring the approval of this Department in the selection of reserve agents or correspondents by the banks under its jurisdiction. The report herewith submitted shows approaching $4,000,000 of the reserve of banks under state jurisdiction to be held by Rational https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (7) banks; institutions which so far as state supervision or control is concerned, are foreign corporations. N o state banking authority has or is supposed to have any but public information regarding the condition of these banks. It would be but the part of prac tical business sagacity to provide that such of these banks as desire to act as reserve agents for the banks under control of the state, should be required to show to the State Banking Board that their condition is such as to enable them to safely guard the im portant trust given in their care. This Department feels gratified with the showing made in relation to the banks that have discontinued business during the year. Of the thirty-two banks that have ceased doing business during the year but four have been placed in the hands of re ceivers and two have availed themselves of the provisions of section 35 of the Banking Act, and have required time in which to adjust their affairs. By means of the efficient aid of the board of examiners and the co-operation of the stockholders and depositors, many liqui dations have been made without resorting to the expense and de lays incident to the winding up of affairs by liquidating agents and receivers. In conclusion, I wish to extend my sincere thanks to the bankers of the state for their uniform courtesy to me as your secretary and for the promptness with which they have met all the requirements of the Department. I am, Gentlemen, very respectfully, your obedient servant, https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis P. L. H A L L , Secretary State Banking Board. , ( 8) REPORT OF THE CONDITION OF THE In c o r p o r a t e d , P r iv a t e and Sa v in g s Ba n k s OF THE STATE OF NEBRASKA, FOR THE YEAR ENDING NOVEMBER 30, 1897. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (9) ANNUAL REPORT OF THE CONDITION OF THE INCORPORATED STATE BANKS IN THE RESOU RCES in a —t « o3 LOCATION T IT L E Cfil-5 c8rrj'O ¡z; a 3 H HS0 03 £ d « P Q t A dam s 9 A insw orth S Allen ................................ 4 Alexander 5 Alii a.n ce 7 Almq, q Anslpy i l A rca d ia ............................ 19 A rlin g ton .......................... 15 483 A tkin son ......................... 17 A11rora. 18 A urora °1 A-5rt.pl 1 $ $ 26122 63 $ 462 21 S tate B an k o f 612 69 $ 1655 13 Bank o f A in sw orth ................ 39550 06 3457 00 536 42 29720 14 A llen S tate B a n k ......................... 77 23 25770 54 S tate B ank o f 918 69 Rank o f A Ili an oft 49584 31 4156 19 46240 40 Rank o f A lm a ................................ 1291 34 19613 27 A nsley Ra.nking C o ...................... 273 54 20378 62 S tate B an k o f ............................. Í995 42 390 30 58456 25 A rlin gton S tate B an k .............. 368 80 7201 58 Bank o f Ashton 728 20 537 10 7176 50 G a llag h er & Go Ra.nkers 2 44 85278 30 A u rora S tate B a n k ...................... 46 50 684 22 H a m ilton C ou n ty B an k ........... 243639 16 4 33 41233 40 R ank o f A xtell ......................... 93 IJdiUl/IUiU T ío r iP T o f t ......................................... 24 B ai no s to n ......................... /*>7Q B a rtley .............................. 26 Bassett. 27 B attle Orppk T ío xt (UU 0 rrl ............................................. 28 Odij 9Q B azile M ills ..................... 33 B eav er C rossing .......... C itizens Rank https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis P rem ium on U. S. and oth er B onds and Securities C harter N um ber BAN KS OP THE S TA TE OF N E B R A S K A S tate R ank o f S tate B ank o f ................................ B attle C reek Va,1ley B a n k ....... B ank o f R ayard B ank o f B azile IMills S tate B an k o f ............................. 49756 2973 6646 16590 89484 5658 8639 30179 75 88 14 88 45 49 49 24 122 02 73 319 36 1152 86 1688 71 1270 60 - 13684 1701 3742 4566 17235 14213 1923 9756 17814 2323 14500 18260 26310 11674 17 $ 2818 02 S 2387 42 132 00 11000 00 52 2224 97 59 522 91 1850 00 44 6000 00 61 64 93 115 04 7000 00 68 4000 00 45 11 25 3000 00 57 200 00 4372 08 50 1400 00 92 56 94 48 237 20 2235Í 82 53 6000 00 69 32 16 6980 00 765 93 71 6635 3360 3772 4818 10676 273 1159 6402 81 19 58 27 48 61 22 08 667 47 85 31 995 260 00 22 37 74 99 09 8184 1270 314 1484 6700 1654 48 00 74 21 00 69 2Ó00 0Ò $ 1025 23 $ 803 31 948 03 4125 40 4013 00 5074 99 8372 29 5806 90 599 55 538 1610 675 799 2534 33 52 21 78 88 928 482 428 1974 6418 812 81 84 23 51 43 28 330 01 23 30 7215 86 3379 01 241 916 1501 368 742 2130 20 06 38 45 98 96 State of N ebrask a at the C lo se of Business on the 30th d ay of N o v e m b e r , 1897. ! 1$ 3 4 5 7 9 11 12 15 483 17 18 21 23 24 479 26 27 28 29 33 2259 2675 1060 2327 7898 232 505 913 01 51 21 64 40 05 61 37 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 8 >. 81 85 70 22 500 00 54557 59417 44704 38480 78349 80747 35956 38220 93578 13789 27533 141419 309528 66009 15 $ 10000 55 35000 65 15000 97 10000 28 19000 84 30000 42 12000 77 10000 99 28000 50 6000 6500 98 91 75000 37 100000 80 25000 00 $ 00 00 00 00 00 00 00 00 00 00 00 00 00 67955 10280 12119 27010 125624 8448 12736 46374 61 31 87 94 80 03 01 35 00 00 00 00 00 00 00 00 30000 5000 5000 5000 40000 5000 5000 25000 3000 00 $ 2450 1220 1401 2343 410 00 1702 200 00 1926 2583 1000 00 123 08 1523 1200 00 809 920 825 00 6608 1675 67 17764 1564 350 00 2120 00 1400 00 112 37 10000 00 100 00 3131 94 60 82 79 63 63 62 61 25 32 67 13 65 09 1662 39 359 2221 5471 362 845 78 18 00 32 06 55 52 86 34 65 22 81 77 66 18 31 78 05 96 27893 5280 6760 19677 70153 2985 6890 18242 22 31 09 39 80 71 95 41 8 Re-discounted Notes and Bills Other Liabilities $ 39106 18818 26182 21137 57236 48621 19372 27220 63932 5780 20113 58986 190088 36706 7 R EM AR K S B ills Payable 6 5 General Deposits 4 3 Dividends Unpaid TO TAL 2 Undivided Profits Other A ssets N ot otherwise enumerated 8057 47 3962 84 3014 26 4606 24 3873 50 4097 35 2453 72 *$ 4741 82 * 4346 64 2012 36 4106 53 4942 82 15950 18 3939 60 1 Surplus Fund 11 Capital Stock Paid in 10 Cash jeharter No. L IA B I L I T I E S $ 2878 21 $ 1500 00 5000 00 ¿(kx/óo ♦Personal property 2388 75 7000 00 cr. Dr. annual R e po r t of the C ondition of the in c o r p o r a t e d st at e b an k s in the RESOURCES 34 35 36 37 38 39 40 41 42 43 47 48 50 51 54 482 484 56 58 59 60 61 62 2 VI LOCATION T IT L E <3 U 'd u <D > o B e e m e r....................... B e ll w o o d .......................... B e lv id e r e .......................... B e n e d ic t ........................... B en klem an ...................... B en n ett............................ B en n ett.............................. B en n in g ton ....................... B e r lin ................................. B e rtra n d ........................... B lair ................................. B lo o m fie ld ....................... B lo o m in g to n .................... B lo o m i n g t o n .................. B o e lu s ............................... B ra d sh a w ........................ B ra d sh a w ......................... B ra in ard ......................... B re w s te r........................... B ro ck ................................. B roken B o w .................... B rok en B o w .................. B rom field .......................... https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 5 4 3 7 GO CD g s (T) Œa a „r® S S ia o o 'd w CCi-5 I l l d c3 ~ o2« CO a CD sü.S o « 2'JlCQ A B eem er State B a n k .................... $ 45363 38 $ 245 93 $ 778 30 $ P la tte V a lle y S ta te B a n d ....... 26728 21 S tate B an k o f ........... ..................... 275 11 30872 55 384 80 B an k o f B e n e d ic t......................... 17954 65 B an k o f B e n k le m a n ..... .............. 637 58 38344 17 2517 13 15 45 Bank o f B en n ett........................... .27567 01 C itizens B a n k ................................ 28920 30 1667 36 50565 92 225 60 M angold & G landt B a n k ........... 16015 62 61 50 B an k o f B erlin ............................. 700 77 F irs t State B a n k .......................... 22203 31 B la ir State B a n d .......................... 207281 83 7768 85 12350 20 36394 75 4474 08 F a rm ers & M erchants S. B ank 40044 42 F ra n k lin C ounty B a n k .............. B loom in g ton S tate B a n k .......... 28934 22 246 28 796 50 H ow ard B a n k ................................ 14294 07 1666 82 1800 09 5464 32 48 01 S tate B ank o f ...................., ......... 16002 43 C itizens R an k ........................... 476 77 B ank o f B r a in a r d ....................... 37178 24 96 45 6732 69 In tern a tion a l S ta te B a n k ......... 28659 62 159 96 B ank o f B r o c k ............................... 86 331 87 17909 2600 65 B ank o f C o m m e rc e ...................... 291 11 572 16 Farm ers B an k o f C uster Coun. 37908 56 21076 55 823 67 B ank o f B r o m h e ld ....................... 149 00 6 P rem iu m on U. S. and oth er B onds and S ecu rities C harter N um ber BANKS OF THE STATE OF N EB R ASK A CD VI C Q 3315 1330 3801 7273 7457 3592 4909 3439 5413 7101 20958 6988 12922 2245 3466 1019 4778 5767 5978 1407 22832 5899 c3 o o H G 3 G o3 CQ ■ 30 $ 78 00 $ 3050 00 1359 48 64 4150 00 16 17 49 30 2500 00 83 450 98 5900 00 25 621 35 4500 00 67 1522 04 2082 77 91 125 90 2250 00 46 73 28 2500 00 83 3187 21 73 1567 99 10892 15 2433 41 57 126 27 3333 00 35 3333 00 47 96 ÌÒ 690 25 82 9 61 1691 87 05 64 51 1300 00 06 48 48 528 00 9 10 54 1250 90 39 30 3554 90 81 4500 00 283 48 52 975 00 295 35 25 2000 00 06 817 90 $ 2009 76 ................ 515 1896 9478 1200 6126 80 48 07 00 62 200 5005 28636 3622 00 35 51 84 750 4023 4500 776 10000 00 35 00 95 00 740 499 392 664 1689 3656 105 1065 31 88 16 76 32 71 56 13 93 262 1889 485 406 38 05 37 77 20 617 2351 4415 2391 69 27 73 71 ................ ................ ................ ................ ............... S tate of N e brask a at the C lose of Business on the 30th D ay of N o v e m b e r , 1897. Cr. 1 L IA B IL IT IE S A GO Ô3 $ S5 S6 37 38 39 40 41 d9 43 47 18 50 51 54 48ft 181 56 58 59 60 61 62 3233 46 2741 54 1394 94 1712 51 * 1779 59 2085 72 2704 15 1475 17 * 2161 99 5991 59 * 10142 25 2800 21 3362 49 4284 07 446 30 1447 18 3437 16 1369 75 1402 08 3565 73 1501 91 5405 90 4418 44 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 11 O ther A s s e ts N ot otherwise enum erated 10 $ 22 24 1400 00 Î364 09 R EM AR K S TOTAL 13 $ 15000 00 $ 87 15000 00 67 12500 00 23 10000 00 51 25000 00 54 25000 00 46 25000 00 98 10000 00 18 10000 00 51 18000 00 51 100000 00 13 15000 00 64 10000 00 69 10000 00 33 10000 00 5000 00 71 33 10000 00 40 10000 00 5000 00 52 15000 00 35386 56 15000 00 73473 01 15000 00 47576 33 20000 00 58074 32159 42134 29408 63557 41646 52039 62971 26982 48418 299598 56840 59755 40197 24263 10220 25973 45329 10270 1000 230 12500 1500 5000 1000 00 $ 00 00 00 00 00 800 00 3520 14 1000 00 200 00 300 00 10000 00 100 00 300 00 5000 00 3160 65 5556 368 4373 1735 65 95 86 88 1202 3389 4263 77 1917 4439 1487 1464 448 2988 307 857 1216 421 1529 1815 3999 3646 17 10 51 58 96 44 71 53 67 26 27 20 91 63 10 76 19 90 $ 36517 12760 11760 16172 28557 14444 23650 45872 16904 24980 190159 40352 48291 29549 10975 4913 15116 24112 3748 28730 11166 49473 20768 48 92 81 35 51 37 36 22 t 60 41 07 42 11 02 07 44 13 49 89 96 15 82 78 3800 00 1000 00 *P rem . p a id on tim e d ep osits 36 25 2000 00 ♦Other a sse ts t C o lle ctio n a c c ’t *C orn a cco u n t 1000 00 1000 00 7404 65 Dr ann u al Re po r t of the C on dition o f the In c o r p o r a t e d st at e ban k s in the Rruning. .................. Bruno.. . Rnrchard Burr. B u tte.................................. B u tte. . . . Calloway .. Cambridge 3 Cambridge 4 Campbell 'SCarle ton fi Carroll 7 Cedar Rlnffs 8 Cedar Rlnffs Cedar Rapids. , 2 Central City ^ Central City 4 Central City 5 Cereseo .. 7 Chadron 9 Chappell ... 0 Chester.............................. 2 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 76 66 German B ank................................ $ 18079 05 $ Rrnno State R ank....................... 22930 35 1341 44 Rank of Rurchard...................... 77702 08 298 11 09 German American B ank........... 16239 37 168 85 8343 72 Farmers and Merchants Bank 12625 22 1153 42 Citizens State B ank.................... Seven Valleys R a n k .................. Citizens State Rank ....... State Rank of Rank of ( ’a.mpbell Citizens State Rank Carroll State Rank .. Rank of Ceda,r Rlnffs "Farmers an Merchants Rank S S Hadley & Co Central City Rank Farmers State Rank Platte Valley St,a.te Rank . . . . State Rank o f ..................... Citizens’ State Rank Commercial Bank .. Farmers B ank....... .................... 13064 16 37500 24 70792 50 11848 12 27555 79 25111 22 47150 81 33993 33 64422 02 35047 16 83696 21 41824 74 17197 26 31200 46 21837 20 16980 75 41 424 1510 481 132 182 529 455 736 546 156 257 462 $ 2054 30 3098 70 79 22 72 00 72 04 03 50 13 06 90 34 30 1417 00 1115 43 472 14 60 689 41 564 33 301 30 1195 50 549 7011 11993 9610 245 2128 39 39 49 08 70 25 103 32 13655 5954 11014 1074 3668 5777 13249 22275 8318 7219 5306 10250 8284 7688 44 48 23 77 54 59 37 12 15 39 05 70 05 16 81 30 $ 310 66 253 40 37 00 100 98 774 56 126 768 1093 3470 1975 126 500 82 60 85 12 48 34 90 00 75 8 9 Premium on U. S. and other Bonds and Securities Other Real Estate Furniture & Fixtures 7 and Taxes Paid 6 Current Expenses 5 Banking House 4 Cash Items 3 Due from National, State and Private Banks and Bankers T IT L E 2 Bonds,Stocks, Securi ties, Judgments, Claims, Etc. LOCATION 1 Overdrafts C harter N um ber BANKS OF THE S T A T E OF N E B R A SK A Loans and Discounts RESOURCES 800 1602 1200 2221 2400 2000 00 $ 3300 00 $ r396 1032 387 00 12 665 800 00 00 2 66 £ 969 675 00 00 1151 375 35 00 86 34 84 95 05 51 2000 1240 4500 1777 3000 2017 3500 3899 287 3000 4000 3500 2300 6400 2500 00 90 00 84 00 00 00 00 55 00 00 00 00 00 00 890 5427 1011 2137 88 59 64 52 1358 631 1266 1065 1574 2306 628 622 1286 791 972 37 30 97 74 38 92 55 20 10 93 03 2723 18 300 00 13002 44 250 00 S tate of N e brask a a t the C lose of Business on the 30th D a y of No v e m b e r , 1897. CR. L I A B I L I T I E S 1 2 4 3 5 6 CO CO CO o 2 43 7 d *1 TOTAL. d *0 'd d d £ Ö o 43 ^ ^ d U CO d*£ m É1 CO 'S 43 ■3Î os d 'p4 f-4 Pi O 81146 2535 6630 2124 2004 3287 67 83 40 67 71 58 5026 1984 10495 2558 2325 804 3315 1352 3948 5605 7040 5758 3683 8244 2553 3616 11 57 35 55 46 80 80 68 34 22 04 52 97 15 69 82] https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 2500 00 1082 02 40ÔÔÔÔ 25 31 46 90 3530 00 405 00 43 « o *3 L* d P 'Ü 0) co p 63 13 32 82 33 03 10000 6000 50000 10000 7000 10000 00 00 00 00 00 00 31366 53731 103304 29059 44028 31965 60037 47813 97804 71518 107518 59315 31314 60994 37094 29947 94 80 33 10 51 01 34 45 48 69 77 75 18 37 77 91 11200 00 00 00 00 00 00 00 00 00 2300 00 100 00 350 00 2000 00 1000 00 1539 55 3000 00 3500 00 50 00 100 00 15000 00 20000 00 25000 00 20000 00 16500 00 3500 00 10000 00 25000 00 2000 00 7500 00 3750 00 10000 00 < 2 > »d d <x> »d 'd > 1086 1110 2636 100 1173 2153 Pi <D Q 74 07 76 13 72 38 1637 48 6055 43 5835 82 2290 06 1103 18 2029 47 1657 50 1655 31 3304 05 4478 13 5630 86 2368 44 963 15 1595 04 1512 52 1480 70 P 2 'S *4 <v o A d s p 24348 37151 99543 30198 17498 28320 12500 17500 10000 15000 10000 10500 12500 30000 d CO c3 2g cß 8 O 0 i 10961 29941 46556 18098 9324 15166 CO s *d d d R EM AR K S o o CO 'd d 03 d P q3 CO 'd p o z id CO CQ 89 06 56 69 61 65 16999 91 28232 02 76468 51 16769 04 26825 33 10435 54 44829 84 30558 14 49500 43 47040 56 60387 91 33447 31 18351 03 33899 33 t$ 500 00 25582 25 17217 21. ♦Hogs and W heat. 3944 35 ♦Live Stock Account. ♦Corn in Crib. 9500 00 3000 00 3000 00 ♦Corn Account and Tax T itles. *Live Stock. tR eserve for taxes ♦Live Stock. ANNUAL REPORT OF THE CONDITION OF THE INCORPORATED STATE BANKS IN THE DR 91 0-1arks 92 C larkson 481 C latonia 94 Olay nPTit-ftr 96 n 0l p pi <igp. 97 Ö-oll] TPbn s ........... 98 n.n1Dm "hn s 99 C on cord 100 C ook 104 Ora)"* O tp.1i a,rii 106 C raw ford 107 C ra w fo rd ......................... 466 CfOigh top 475 C reighton 487 nîvrtl« 113 115 Hn rtis M errick C ou n ty B an k ............... $ 32129 79 $ C larkson S tate B a n k .................. 34372 82 F a rm ers D a n k ............................... 17417 04 40830 10 C om m ercial S ta te B a n k ............ 32885 11 Coleridge S ta te B a n k ................ 140229 31 C olu m bus S ta te B a n k .............. C om m ercial B an k ...................... 137099 92 C oncord S tate B a n k .................... 32844 58 F a rm ers B a n k ............................... 33490 87 R ank o f Crab O r c h a r d ................ 20371 40 S tate B an k o f .............................. 34782 74 Cnm meroial S ta te B ank 34717 93 S ecu rity B an k ............................. 62638 67 B ank o f C reigh ton ..................... 46463 29 81434 99 Crete State B a n k ......................... 32314 82 State B an k o f ................................ 26178 55 F a rm ers S tate B a n k .................. Rank o f D a n b u r y ......................... D ann ebrog S tate B a n k .............. Jennings S tate B a n k .................. ................ . Dawsnn R a n k ................................. 121 Jefferson C ou n ty B a n k .............. 122 D a y k in .............................. 117 D a n b n ry 118 120 D a v en p ort https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 21256 39287 26662 45192 10808 20 47 81 67 48 42 90 273 39 2628 1041 876 5361 247 463 106 509 479 1889 165 11 431 374 92 37 81 14 43 50 43 49 34 12 37 57 21 17 202 510 146 49 59 37 49 24 198 00 25 00 618 00 1296 88 6191 83 3871 56 343 90 781 43 2159 25 646 02 925 34 1015 08 904 37 $ 19250 11367 3761 23367 9379 45292 32163 7572 5377 848 1541 3336 13168 14804 18858 12209 12858 18 32 63 10 00 89 85 50 01 89 50 38 10 99 27 43 73 7511 9979 36728 5344 9895 83 38 55 52 04 $ 792 80 $ 4860 50 $ 3320 02 $ 2000 00 1507 38 2054 227 79 33 50 06 162 48 250 31 132 13 430 42 1508 78 49 05 345 32 3650 6500 9194 11336 1803 5560 3500 1400 1000 8000 8000 1000 3880 645 00 00 03 08 47 00 00 00 00 00 00 00 00 39 2834 550 3500 3500 1000 41 00 00 00 00 3746 2441 12829 12259 8502 84 40 62 70 67 500 00 690 00 2690 68 9 P rem iu m on U . S. and oth er B onds and S ecu rities C urrent E xpenses O ther R eal E state F ix tu r e s 8 and T axes P a id 7 6 & 1 F urnitu re 5 B an king H ouse 4 Cask Item s 3 Due from N ational, S tate and P riv ate B an ks and B an kers T IT L E 2 B on d s,S tock s, S e cu ri ties, Judgm ents, Claim s, E tc. LOCATION 1 O verdrafts BAN K S OF TH E S T A T E OF N E B R A S K A L oa n s and D iscou n ts RESOURCES 335 91 458 229 1536 7241 3858 1039 678 438 92 90 04 96 52 13 30 07 2978 85 3334 42 3293 31 750 00 400 00 3576 74 532 93 1649 1250 316 219 367 43 50 69 53 36 $ 11 25 State of N ebr a sk a at the C lose o f business on th e 30th day of N o v e m b e r , 1897. Cr. $4525 2677 1430 3826 2500 9171 5634 3005 2205 2185 5215 6339 3422 7075 6805 16409 5639 117 118 120 121 122 6105 2654 2332 2653 1493 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 20 00 95 87 * 00 * 93 46 59 * 64 52 * 20 62 * 66 92 23 38 34 39 59 68 43 81 $ 121 10 639 00 1396 36 258 98 5076 76 65257 50888 23093 80526 56960 228187 214132 60283 47775 28715 44389 53640 92878 76641 110699 72802 51956 30 $25000 53 8000 54 8000 62 20000 25 25000 93 83000 56 90000 29 35000 32 17500 67 15000 24 * 10000 71 10000 83 25000 70 25000 73 50000 02 25000 54 15000 00 00 00 00 00 00 00 00 00 00 00 00 00 00 00 00 00 12000 10000 15000 15100 10000 00 00 00 00 00 41373 98 54577 63 70087 22 56959 39 24480 31 $ 1681 39 624 40 989 04 1600 00 1098 89 1000 00 2920 96 10615 16 135Ó 00 7470 61 551 00 3403 95 3000 00 1903 15 360 42 388 00 126 33 1600 00 633 28 4000 00 6154 78 2000 00 899 03 5000 00 1933 20 3779 77 3000 ÓÒ 942 08 2000 00 20000 5000 5000 1100 00 00 00 00 2029 4310 983 1300 883 22 80 45 59 26 $ 38575 91 40264 13 14104 50 57827 73 28039 29 134572 77 115311 95 2928 63 18303 59 t 23372 17 10855 25 33874 91 41407 43 57724 10 48742 67 53766 53 44022 25 33014 46 27344 20266 49103 35558 12497 76 83 77 80 05 N otes and B ills -7 8 R EM AR K S B ills Payable 6 Re-discounted 5 Other Liabilities 4 •General Deposits 3 Dividends Unpaid TO TAL 2 Undivided Profits Other A ssets N ot otherwise enumerated 91 92 481 94 96 97 98 99 100 104 106 107 466 475 487 113 115 1 Surplus Fund 11 Capital Stock Paid in 10 Cash Charter No. L IA B IL IT IE S ♦Grain and T ax Certificates. 96 12 ^Interest paid on C. D . Corn ¿000 00 2500 00 ♦Corn Account. *Stock Account. ANNUAL REPORT OF THE CONDITION OF THE INCORPORATED STATE BANKS IN THE DR RESOURCES BAN K S OF TH E S T A T E OF N E B R A S K A 0 £ « ma s & - s<v a w tí LOCATION 5® ¿ l i œccffl 485 D e W itt....... 126 D iller........... 128 Dodge.......... 129 Doniphan.. 130 Do rohester. 131 Douglas----132 DuBois. 1331Dunbar. S tate B an k o f ........................... P e o p le s S tate B a n k .............. F a rm ers S tate B a n k ............. B an k o f D o n ip h a n .................. D o rch e s te r S tate B ank ___ B an k o f D o u g la s ...................... S tate B ank o f .......................... D u n b ar S tate B a n k .............. 5 26701 37314 100346 39126 54544 46143 30618 39497 66 11 00 54 39 95 35 28 135 E a s t Om aha 136 E d g a r............ 139 E lg in .............. 140 E lg in .............. 141 E lk Creek 143 E lm C reek 144 E lm w o o d __ 145 E lm w o o d .. 146 E l s i e ............. 147 E lw o o d ......... 149 E m e r s o n ....... 150 E m erson . 151iEustis........... E a s t Om aha B a n k .................. S tate B an k o f ........................... E lg in S ta te B a n k .................... Bank o f E lg in ........................... S tate B an k o f ........................... F a rm ers & M erchants B ank S tate B an k o f ........................ A m erican E xch an ge B ank .. S tate B ank o f ........................... S tate Bank o f ........................... F a rm ers S tate B a n k ............ G erm an A m erica n B a n k ___ F a rm ers S tate B a n k ............. 5169 25043 40235 27309 29306 14718 29554 39214 5959 46615 39305 26569 26048 80 95 43 22 27 89 05 06 73 62 38 36 30 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 488 42 $ 75 29 153 40 40 00 63 132 224 1417 52 90 51 77 6846 80 410 454 38 6 535 2532 2387 30 77 55 05 10 13 21 43 00 ¿Ó2 49 724 713 Ò9 99 06 21 " 46ÌÒ 500 00 1345 98 3958 74 p -S S Ö ÖCß ° O an a* « T IT L E ®S| 0 go ® Hi 5071 10595 6573 17440 26464 8206 5272 3218 90 57 29 20 63 22 83 51 143 7631 7394 7663 6330 1599 4118 14009 275 11666 7497 9724 5014 63 21 13 28 127 60 '¿60'75 50 50 34 30 108 60 300 00 ’ 712‘ 29 65 34 459 54 34 40 65 61 34 27 409 39 76 40 162 54 ’ 437 ¿i 5000 9552 4180 4000 6286 3119 2044 1700 00 48 09 00 23 10 37 00 59 3000 3850 2800 1000 807 4453 7947 500 3300 5000 5000 1340 81 00 00 00 00 65 93 04 00 00 00 00 00 1550 80 13388 45 268 75 6000 00 2790 44 2152 05 152847 6319 00 3431 21 1860 85 2990 07 530 3566 268 1189 574 516 592 66 48 40 41 83 19 90 13 9149 175 281 536 4854 1797 1982 2609 60 60 41 90 03 65 15 29 02 659 30 358 45 1356 21 State of N ebraska at the c l o s e o f business on th e 30th D a y of N o v e m b e r , 1897, L IA B IL IT IE S TO TAL R EM AR K S "a sg ^ Q> Ut CO | 1U 02 485 126 128 129 130 131 132 133 3175 5036 4102 1493 5669 2666 2700 2207 35 25 70 96 03 08 52 41 135 $ 136 139 140 141 143 144 145 146 147 149 150 151 100 2865 3276 2407 2892 1947 5277 4886 593 6055 3414 4366 4712 69 43 66 or 02 37 94 14 76 27 *$ 54 29 04 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 40604 64655 119182 62329 114452 60893 41725 48742 $ 481 82 5487 54433 58176 43364 40135 26951 54052 70836 10014 73661 61746 47179 42174 93 16 71 10 46 58 92 47 15000 30000 30000 12500 50000 20000 15000 10000 00 00 00 00 00 00 00 00 53 $ 59 84 36 79 33 54 10 31 18 41 71 10 5000 15000 25000 12000 10000 12500 25000 40000 5000 20000 20000 15000 11000 00 $ 125 00 $ 00 00 00 400 00 00 00 00 125 00 500 00 00 500 00 00 250 00 00 00 2250 00 00 1700 00 00 3500 4000 15000 25000 1750 1700 00 00 00 00 00 00 1116 1827 13518 1004 3502 2507 1225 1499 55 90 64 72 95 69 63 06 120 36 9661 31 1559 56 1093 94 5598 45 10386 43 2345 61 3694 03 2833 01 1280 57 1895 99 1318 83 1950 04 84 00 $ 24488 24327 71664 33824 35865 30635 23800 32243 38 26 07 38 51 89 29 41 242 28337 31617 29870 23037 4064 26581 26642 1681 52130 38398 28610 27524 17 22 28 42 34 90 93 07 30 61 72 88 06 5000 00 6000 00 5000 00 $ 435 06 $ 1000 00 1500 00 ♦Chattel Property. 1451 70 Cr. D r. annual R e po r t of the c o n d it io n of the in c o r p o r a t e d st at e B anks in the RESO U RCES P rem iu m on U. S. and oth er B onds and S ecurities B AN K S OF TH E S TA TE OF N E B R A S K A C harter N um ber d ra CD +3 r<r cc d 2 - <D q W d-H LO C A TIO N T IT L E Cfl Ha Shcq pc3 «? 153 F a ir b u r y ___ 154 F a ir b u r y ___ 156 F a ir fie ld ___ 157 F a ir m o n t . . . 158 F a lls C i t y ... 159 F a lls C it y ... 161 F ille y ............. 162 F i r t h ............. 163 F r a n k lin ___ 166 F r i e n d ......... H arbine B ank o f ......................... $217624 31 G ood rich B ro s. B an king C o ... 114652 02 Citizens B a n k ............................... 42066 72 F a rm ers S ta te B a n k ......... 72563 51 R ichard son C ou n ty B a n k ....... 121694 87 F a lls C ity State B ank ............. 54174 58 B ank o f F i l le y ............................. 12448 F irth B a n k ................................... 21759 20 F ra n k lin E xch an ge B a n k ......... 22696 52 M erchants and F a rm ers B ank. 43139 69 169 G a n d y ........... 170 G en ev a ......... 171 G e n o a ........... 172 G e r in g ......... 174 G ib b o n ......... 175 G ib b o n ......... 176 G o r d o n ....... 177 G o r d o n ......... 178 G oth en bu rg. 474 G oth en bu rg. 179 G r a fto n .......... 180 G rand Isla n d State B ank o f ........................ C itizens B a n k ...................... C om m ercial S ta te B a n k .. Bank o f G e r in g .................... C om m ercial B a n k ............... E xchange B a n k .................... M averick B an k . ................ S heridan C ounty B a n k ___ State B a n k ............................. P eop les S tate B a n k ........... B ank o f G ra fton ................. G rand Isla n d B an k in g C o . https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 2 M« 3Ph® 11651 53893 68933 58968 8155 43571 55008 16294 36976 36991 16872 136383 48 98 37 49 11 98 70 43 79 80 85 76 506 00 150 71 1757 82 288 86 284 95 396 70 414 704 158 310 93 582 52 38 22 31 27 70 1929 163 686 1716 38 79 67 40 5 44624 14 7244 54 16163 33 100 80 28241 28 32713 94 3323 44 2207 98 8153 19 6752 59 7291 88 796 14 6986 62 1040 00 1587 10 493 10 13490 00 4440 73 12972 98 13294 01 8456 46 7452 64 12927 67 47683 53 18110 69 5637 74 2187 60 2867 56 26250 80 4324 471 85 4 77 ! 2000 00 85 1623 89 00 1668 00 67 7555 26 7300 00 ’ " ¿ 7 56 13200 00 45 00 1895 00 2417 18 1500 00 865 35 7102 00 98 85 773 14 12 25 ’ 52’ 08 1628 39 182 85 83 95 25 09 2334 16500 6731 2731 15 00 00 23 500 00 5635 55 500 00 9100 00 2836 55 1500 00 20500 00 12820 4870 7680 11318 6400 19 76 00 65 00 650 00 2801 78 3807 8733 2560 4754 07 68 00 07 2000 00 3865 00 2293 59 4445 OOl 736 13 1006 17 648 36 3918 26 1532 91 1936 17 2086 45 . 1984 60 . 435 82 668 03 . 2111 68 . 2132 69 . 1546 27 . 2960 94 . 176 96 202 92 . 1088 97 . 664 75 . 1717 04 . 3124 11 . 994 75 State of N ebrask a 30th D a y at the c l o s e of business on the of N o v e m b e r , 1897. L IA B IL IT IE S li IÜ 1 d -S 2 a 0 3 2 a o o c3 +-> ft o3 ° j o 14130 11559 4591 6545 13041 3693 2085 1892 3093 5258 81 79 75 98 37 43 97 78 83 89 169 170 171 172 174 175 176 177 178 474 179 180 958 7172 5521 5319 1305 2702 5585 2847 2913 3308 3112 34634 65 15 80 16 36 47 81 65 00 25 19 19 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Cß ! i 153 154 156 157 158 159 161 162 163 166 5675 65 1291 26 2351 90 3 3 Ph 4-3 s a> P m c3 C 1 1 4 3 5 7 6 d TO TA L o £ u 2 u c8 P o 2 \ r3 m 3 4-3 d d d in d ft u d rn 296766 141579 72903 130248 184440 76664 20768 36613 35413 67524 35 5 40000 00 73 58600 00 16 20000 00 41 40700 00 91 50000 00 04 50000 00 48 10000 00 35 10000 00 71 10000 00 32 30000 00 40000 00 15822 00 3500 00 31874 109579 100330 84652 17400 60050 115585 40417 63767 50239 29002 239857 40 12000 00 76 50000 00 83 52500 00 08 15000 00 5000 00 38 99 10000 00 26 25000 00 5000 00 52 78 30000 00 15 25750 00 96 15000 00 14 110000 00 2000 00 1000 00 20581 07 3000 00 2000 00 1150 00 10000 00 2100 00 15000 00 500 00 500 00 20000 00 *3 a d P cd o u CL d 0 d T> 3 d •L> m m <D 4-3 m ‘5) O +3 in 0} Q 3 c3 c3 3 3 d d c3 3 0 d 0 3 0 P 0 O d d 0 d '> ft 4-3 o 10009 4359 2346 6152 4614 4723 2600 3559 312 2404 69 95 71 59 37 90 03 77 32 70 $206756 56797 47056 82395 109245 18940 6168 23053 23951 25119 66 78 45 82 47 14 45 58 39 62 1914 2228 4079 6557 1376 518 17952 995 1264 2736 1418 438 96 20 47 68 30 57 98 97 90 65 90 21 12959 54851 41651 42594 11524 49532 72132 34421 25358 18252 12084 109418 44 56 36 40 08 42 28 55 81 50 06 93 in 8 d 0 43 d d o a in d 0 « REM ARKS 0 P c8 P >> c3 O n in a $ 6000 00 *State W arrants. 3000 00 2500 00 5500 00 ♦W heat. 7144 07 3500 00 ♦Tax S ale C ertifica tes. CR. DR-__________________ a nn u al Re po r t of the c o n d it io n of the In c o r p o r a t e d st at e Banks in the 184 G r e e le y ........................... G reeley S tate B an k .................. 185 G r e s h a m ......................... F a rm ers & M erchants B a n k ... 187 G uide R o c k .................. B ank o f Guide R o c k .................. 188 H a ig le r.............................. 189 H a m p ton ........................... 190 H a rd y ................................ 193 H a r r is o n ........................... 194 H a rtin gton ...................... 196 H a rva rd ............................. 197 H a s tin g s ........................... 200 H ay S p r in g s ................... 201 H ay S prin gs 202 H ebron. 205 H e n d e rs o n ....................... 208 H ickm an 209 H ild r e t h ......................... 210 H o l s t e i n ........................... 211 H o m e r ............................... 212 H o o p e r ......................... 214 H o w e lls ......................... 216 H u m b o ld t......................... 218 H u m p h re y ..... ............... https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis $ 32262 19 $ 21214 86 30260 90 141 70 $ 8247 74 $ 22556 70 454 18 14661 74 8 7794 28 E m p ire L o a n & T ru st C o ......... 05918 44 9275 R ank o f H a m p to n ....................... 55911 42 8039 2804 11 H a rd y B a n k .................................. 54896 20 449 20 98 70 30143 53680 65 39 34 15843 C om m ercia l B a n k ....................... H a rtin gton S ta te B ank . ......... 49670 13 196 82 457 62 12775 U nion S ta te B a n k ....................... 97097 05 340 75 20958 57 11387 48755 A d am s C ou n ty B a n k .................. 198233 82 10847 13 4000 7197 41 125 80 F a rm ers & M erch a n ts B a n k ... N orth W e ste rn S tate B a n k ___ 15368 08 614 46 3088 T h a y er C ounty R a n k .................. 53789 45 385 56 6246 70 28160 7714 8400 98 372 80 B an k o f H e n d e r s o n .................... 711 40 20611 50 66 60 15472 B ank o f H ic k m a n ........................ 8138 28 19747 F ra n k lin C ounty B a n k .............. in p osses sion. H olstein S tate B a n k ................... B ank E x a m in er 12431 57 245 84 2150 H om er S tate B a n k ....................... 89209 29 410 50 3552 D odge C ounty B a n k .................... C olfa x C ou n ty B an k .................. 331 07 54277 25 12305 64536 02 965 19 100 00 3712 S tate B an k o f ............................... 4683 53 38405 73 2119 C itizens B a n k .............................. 83 85 42 09 25 28 92 91 36 52 42 49 69 88 32 04 33 52 268 21 93 48 28 10 172 78 258 80 410 51 625 70 1332 09 31 00 10 00 60 00 97 85 $ 4720 65 $ 3680 91 2050 00 8 3438 00 3500 00 350 1600 636 1000 6700 8000 1374 1665 500 7500 1605 300 1388 00 00 00 00 00 00 00 00 00 00 87 00 12 1143 5465 3500 5214 2325 03 00 00 60 00 Current E xpenses 8 9 1830 41 676 80 1000 00 94 64 8388 70 169 55 2700 00 35000 55 4457 00 528 59 1731 45 125 00 98 31 1009 50 P rem ium on U. S. and oth er B onds and Securities 7 and T axes P aid 6 Banking H ouse Cash Item s 5 O ther R eal E state 4 Furniture & F ix tu r e s 3 Due from N ational, State and P rivate B anks and B ankers T IT L E 2 B onds,Stocks, S e cu ri ties, Judgm ents, Claim s, E tc. LOCATION 1 Loans and D iscoun ts C harter N um ber B AN KS OF THE S T A T E OF N E B R A S K A O verdrafts RESOU RCES 1073 2805 1004 655 1112 33 01 00 68 $ 25 1044 48 580 62 1184 36 461 3048 765 1651 1407 00 27 75 84 84 261 25 126 45 S tate N ebrask a of at the C lose of B usiness on the 30th D a y of N o v e m b e r , 1897. CR. 184 185 187 10 11 05 cS Other A ss e ts N ot therwise enum erated L IA B IL IT IE S 4599 80 * $ 4195 31 3721 16 1326 20 188 2098 61 189 3256 6o 190 3225 48 193 3295 70 194 4658 61 196 18476 24 197 3387 85 200 2283 20 201 6569 35 202 3698 03 205 2247 37 208 2749 09 209 210 B an k E xa 2038 51 211 6165 16 212 4334 49 214 2554 52 216 3281 94 218 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis REM ARKS TO TAL 290 05 $ 76499 74 $ 25000 00 $ 125 00 $ 976 38 2439 25 48112 71 20000 00 2528 82 2000 00 45953 14 15000 00 50398 36 25673 46 26424 32 715 03 1653 76 879 46 3348 45 2509 98 9063 36 17454 43 948 78 1506 97 2154 57 1683 49 1212 00 1939 54 12213 56 38898 93 43088 31 57440 11 34581 31 69178 29 185693 68 11555 63 17875 75 61829 10 15722 39 26097 58 25768 00 5000 00 18058 59 70552 69 30000 00 97967 77 40000 00 73788 56 10000 00 77591 29 40000 00 549 66 188241 65 100000 00 7735 03 283148 11 60000 00 5000 00 17704 41 5000 09 25804 16 1683 52 103983 67 25000 00 5000 00 25405 88 39309 58 10000 00 5000 00 33207 54 possession 5000 00 18595 83 107860 54 20000 00 75573 60 10500 0C 78930 66 25000 OC 53233 061 25000 00 . 130 00 3000 500 10000 20000 200 421 15000 3000 2000 500 00 00 00 00 00 44 00 00 00 00 500 5000 2500 8500 400 00 00 00 00 00 1054 5459 2385 3773 1896 84 08 77 74 03 12040 63836 60187 38656 25937 99 86 83 92 03 *O ther A ssets. 14000 00 ^ P ersonal P ro p e rty . *H orse and G rain A cco u n t. * S to ck A cco u n t. $ 1000 00 2564 60 11000 00 ’ 3000*00 Dr. Re port o f the C on dition of the in c o r p o r a t e d s t a t e b a n k s in the C harter N um ber P rem iu m on U . S. and oth er B onds and S ecu rities ann u al 486 H yannis R ank 0 ^ ITyannis............ $ 18226 15 $ $ 41261 15 91 q Im perial Farm ers M erch a n ts R a n k ... 220 In d ia n ola .......................... S tate B an k o f ............ .................. Tthaea S tate R a n k ...................... 221 Ithaca 28931 26 $ 38 50 1287 48 $ 42849 02 471 22 18488 67 224 Johnson 99fi Julian F a rm ers R a n k ......... Rank o f Julian 37074 46 40083 44 58 49 F a rm ers R ank . „ 41315 53 448 96 F arm ers S tate B a n k .................. L aurel S tate R a n k ... State Rank of. .. State R ank of. ................ F a rm ers & M erchants B a n k ... M aple V a lley S tate R a n k ......... L exin gton R a n k ........................... S tate R an k o f .. L in d say State R a n k .................... F arm ers & M erchants B a n k ... Litchfield S tate R an k .. B row n C ounty B a n k .................... 30645 42295 20105 16395 27417 13300 68907 21794 23613 21879 46750 20773 9 9 ft K ea rn ey 232 L a u rel 233 L aurel 234 L a w ren ce 235 L ebanon 236 L eigh. 937 L eigh . 238 L exin gton 491 L ib e r t y .. 243 L ind say 944 Li nwood 245 L it eh fiel d 247 L o n g P i n e ....................... https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 70 84 36 13 40 05 40 66 44 07 78 06 86 908 300 8 635 1478 1279 283 45 286 227 498 41 05 51 77 01 18 43 10 35 24 41 21 2629 41 $ 2754 33 10831 50 11140 12 1887 94 82 00 10 20 7827 53 3074 23 856 48 5 85 3224 47 2416 70 895 42 9189 37 652 47 2500 00 886 78 949 79 1543 6363 2122 9545 3589 8046 5469 7375 4194 4546 7852 754 361 92 269 1203 910 2067 95 58 00 58 75 91 43 79 49 72 12 08 41 25 03 05 $ 772 80 $ 1881 75 3636 60 20197 25 3529 15 162 81 1520 89 66 80 63 00 1030 03 421 40 50 45 41 70 803 63 1391 2001 1899 1516 2000 1275 7000 3500 1706 2500 2300 3398 30 96 15 29 00 00 00 00 95 00 00 00 659 94 2300 70 2039 71 948 76 678 83 412 65 6287 62 1394 16 274 1521 2000 ÓÓ$ 1514 613 1850 8000 00 329 590 3200 00 3304 28 611 00 1205 5037 25 1528 10 1500 00 95 57 80 46 28 82 98 25 37 08 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis LTR. ann u al Report of the C on dition of the In c o r p o r a t e d state Banks in the RESOURCES BAN K S OF TH E ST A T E OF N E B R A SK A T3 Ö ai Charter Number C3^ “ Sü LO C A TIO N s» a® S3 <DO U Oh 248 L o o m is . . . 250 L o u p C ity . 251 L o u p C ity. 254 258 259 260 263 265 266 267 268 493 270 271 272 471 275 276 277 Ö dCß o o T IT L E M a d ison ................ M alm o ................ M a r q u e t t e ........... M ason C i t y ......... M eadow G r o v e ... M ilfo rd .................. M illa rd ................ M ille r ....... ........ M i l l e r .................... M illig a n ___ M in d e n ................. M on roe.................. M orse B lu ff......... M u r d o c k .............. M u rra y .................. M cC ook ................. M cC ool Junction. 278 N eb ra sk a C ity. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis L o o m is S tate B an k ............. F irs t B an k o f ........................... F a rm ers S tate B a n k ............. M adison S tate B a n k ............. F a rm ers & M erch a n ts B ank F a rle y s ’ B a n k ......................... B an k o f M ason C i t y ............. M eadow G rove S tate B an k . N eb ra sk a S ta te B a n k ........... G erm an B a n k ......................... F irs t B an k o f .......................... B ank o f M ille r .......................... F a rm ers S tate B a n k ............. K ea rn ey C ou n ty B a n k ......... B ank o f M o n r o e .................... B an k o f M orse B lu ff.............. G erm an B a n k ........................... M u rray S ta te B a n k ............... C itizens B a n k ........................... B lu e R iv e r B a n k .................... F a rm ers B an k ........................ $ 1217 99 $ 2534 15 $ 763 75 $ 1318 21 2819 67 2196 32 2484 86 433 20 2163 05 490 45 2203 17 554 63 43 20 59 05 250 19 1800 51 126 45 20 70 469 06 78 00 115 82 202 95 978 77 5 40 723 00 5148 98 1645 65 9702 46 123 43 710 3555 1493 4216 182 308 1006 629 2472 52 746 648 1741 434 1465 2711 442 499 50 1194 25 1225 94 2500 3000 2075 1300 1311 5000 1075 2063 2000 11000 2200 24 1500 2662 00 00 00 09 30 00 55 22 00 00 00 25 00 05 7000 00 1310 00 11739 2500 1558 8756 48 00 31 34 5000 00 53 61 82 02 09 58 $ 72 63 85 18 62 56 52 06 68 93 98 183 51 38 50 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Dr . annual Re port of the C ondition of the in c o r p o r a t e d st at e b an k s in the 279 Nehawkfl, 280 N elson 282 Np.wca.st.lfi 283 N ew m an G r o v e .............. 284 285 N iobrara 287 N orth Rond N ehaw ha “R ank $ 46273 10 $ 2101 87 C om m ercial R ank 206 10 24110 67 P a rm ers S tate Ra.nk 17974 82 679 38 718 82 32935 08 N ew m an G rove S tate B a n k ___ 37797 59 109 29 Ci^•j 7pns p tate R ank 1060 53 N iobrara, V a lley Rank 25382 05 R ank o f N orth Rend 253 29 82771 67 291 Oakdale 298 Ohiow a 308 O’N eill 310 O r d .................. 311 Orleans 312 O sceola. 313 Osceola. 470 O sm ond........ , 316 O verton.. . 317 Oxford A ntelope Porm ty Rank R ank o f Obiowa, P lk b orn Va.lley R ank Ord S tate Bank. . B ank o f Orlea.ns Rank o f P o lk O onnty O sceola Bank F a rm ers S tate B an k . B ank o f oyerton C om m ercial S tate Bi^nk 319 322 “Palm yra B ank o f P a lm y ra B ank o f Panam a 323 Panam a 325 P a w n ee C it y .................... P aw nee C ounty B a n k ................ https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 16159 37409 40716 65472 24078 23581 73725 21938 27124 12824 92 37 69 56 33 31 62 70 99 53 5639 29546 29364 17985 84 43 68 52 18 585 781 206 695 39 87 07 20 50 254 46 624 73 526 99 48 59 151 23 1279 12 $ $ 14891 5135 5376 309 77 1993 4147 343 00 2520 448 75 8857 1000 00 1032 9063 26 1024 96 39 28 00 101 15 83 98 83 $ 35 55 68 85 10244 10946 1786 31393 4768 13031 32220 5149 8096 9013 19 78 16 32 04 44 99 28 26 01 240 9837 2218 3863 37 42 79 37 11 216 141 51 23 40 49 80 131 85 200 73 122 50 8 00 93 08 594 85 $ 3858 935 2180 4000 3741 1500 1935 14 65 $ 50 00 69 00 00 725 1350 5000 1367 5550 3329 12210 5764 1066 500 00 00 00 67 00 25 00 35 36 00 925 100 2637 5000 00 00 78 00 8 2679 07 2127 00 1400 2500 17195 6585 00 00 31 94 600 5715 3699 260 00 13 06 60 and T axes P a id C urrent E xpenses $ 4102 15 9 351 1268 521 168 822 1689 1179 19 88 92 60 51 38 30 1196 183 662 369 95 55 94 48 1253 1400 2167 2740 1227 95 57 02 65 35 335 00 452 73 51 38 P rem iu m on U . S. and oth er B onds and S ecu rities 7 F urnitu re & F ix tu r e s B an king H ouse 6 Cash Item s 4 O ther R eal E state 5 3 Due from N ational, State and P riv ate B anks and B ankers T IT L E 2 B onds,Stocks, S e cu ri ties, Judgm ents, Claim s, E tc. LOCATION 1 O verdrafts C harter N um ber B AN K S OF TH E S T A T E OF N E B R A S K A L oans and D iscou n ts RESOURCES 1708 5504 3435 2809 5308 5502 5530 23 66 j 00 46 62 45 80 291 298 308 310 311 312 313 470 316 317 2378 5728 3903 10795 2226 2631 4099 2410 7614 1621 52 54 45 83 * 30 08 86 88 85 > 09 319 322 323 325 767 3651 1983 3514 99 J 74 38 67 279 $ 280 282 283 284 285 287 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 2019 97 1442 16 1626 03 64 50 69184 44284 30179 35830 52068 38049 103103 36 06 68 55 74 89 66 30854 57604 55350 129476 52967 43975 125281 43407 52787 25973 82 11 31 22 50 81 04 82 16 57 8616 43286 37936 30414 14 82 48 94 20000 00 15000 00 10000 00 20000 00 14000 00 10000 00 25000 00 10000 15000 15000 50000 00 00 00 00 2000 00 1500 00 1700 00 1100 00 400 00 1300 00 4000 00 100 00 20000 00 10000 00 37500 00 20000 00 20000 00 5000 00 5000 10000 10000 15000 00 00 00 00 420 14 5000 00 883 20 20 00 3000 00 261 78 12192 1765 1536 889 1398 2482 7831 51 83 99 58 32 46 65 44991 26018 18642 23240 35570 25567 69872 85 23 69 97 42 43 2821 1794 2931 680 111 2589 3971 2389 3063 1944 05 55 94 79 44 57 37 18 82 65 16733 36809 37318 78795 32856 31386 83389 17562 24723 18145 77 56 37 43 06 24 53 45 34 72 12 546 792 621 91 56 85 73 3583 32740 19143 14531 23 26 63 43 *Corn Account. 01 / ♦Property and Interest A cct. $ 3456 19 ♦Corn Account. ♦Other A ssets. $ 5000 00 Ol ann u al R e po r t of the c o n d it io n o f the in c o r p o r a t e d State Banks in the RESOURCES BAN KS OF TH E S T A T E OF N E B R A S K A p .a C harter N um ber g a> _ cc a 2 - «3 a LOCATION 327 P e n d e r ....... 328 P e r u ........... 329 P etersbu rg. 330 P h illip s ...... 331 ¡P ie r ce ......... 489 P ie r c e .............. 332 P ilg e r .............. 333 P la in v ie w ....... 467 R la in v iew ....... 334 P la tte Center. 335 P la tts m o u th .. 336 P lea sa n ton ___ 337 P ly m o u th ....... 339 P o n c a .............. 340 P r a g u e ............. S tate B an k o f .................. C itizen s’ S tate B a n k ___ B an k o f P e t e r s b u r g ___ B ank o f P h illip s ............. P ierce S tate B a n k ......... P ie rce C ounty B a n k ___ P ilg e r S tate B a n k .......... F a rm ers S tate B a n k __ B ank o f P la in v ie w ......... F a rm ers and Merchants B an k o f Cass C ounty. .. P lea sa n ton S ta te B ank . B an k o f P ly m o u t h ........... S e cu rity B an k ........... 342 R an d olp h . , 343 R an d olp h . 344 R avenna ... 345 R ed C lo u d .. 346 R ed C lo u d .. 352 R ogers ... 354 R u lo ............ R a n d olp h S ta te B a n k . S e c u r ity State B ank. S tate B an k o f ................ S tate B an k o f ............... P e o p le s B a n k ....... .. . F a rm ers B a n k ............... B an k o f R u lo ................. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ooJ T IT L E $ $ 22827 89 ' 44496 42 $ 8 54 35049 40 239 50 21836 70 43614 97 225 27 80930 70 877 81 24880 24 72 76 8 89 60 404 95 45693 07 20125 54 481 71 8256 96 4 63 5457 96 131136 03 1163 43 10347 91 1fi233 01 106 43 87853 55 181 35 5194 20 85 37 23939 88 47496 33036 18243 60128 47955 15720 40477 55 46 80 63 85 00 99 1017 97 46 19 80 569 64 662 89 246 24 784 85 1029 70 187 60 ldaa«=? H 03 02^ c -a oo a* .5 © S3 ©o W £ 2947 961 12909 10459 5175 10225 1995 3463 2618 1318 28066 8273 5419 14230 9955 82 $ 3330 00 2786 58 8 700 00 8 643 34 99 $ 121 95 704 25 98 3588 68 1013 14 425 95 3424 88 1145 68 358 40 05 285 60 1 2735 00 8787 00 2253 31 76 1040 40 8300 00 20 13 03 588 43 2450 54 70 1322 05 2115 47 6481 66 86 501 62 1905 34 500 00 26 1180 05 2500 00 19 85 06 4457 53 2577 23 477 13 13829 55 57 303 00 1274 90 99 00 64 67 1500 00 88 75 2446 09 2Ì 1 7 45 9198 60 30 2774 77 700 00 62 7092 6267 17301 12504 20295 1460 37236 90 55 48 07 52 45 01 1 00 445 71 583 23 413 92 20 00 6071 10 1423 57 2200 00 944 36 1265 30 19149 08 12242 98 898 810 874 2459 1031 16 33 08 12 95 1185 61 N ebraska at the c l o s e of Business on the 30th D ay of L IA B IL IT IE S TOTAL 2737 4457 3292 272 2033 3236 2013 3178 656 256 16717 2854 1159 5374 5474 31843 54676 56796 37923 65110 104630 32090 62669 26789 18993 198424 23153 24507 126596 42930 3574 2105 5771 87246 58622 44856 82417 76153 21042 82537 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 63 $ 08 99 05 46 94 80 53 15 96 63 04 82 42 09 10000 12000 30000 15000 35000 25000 15000 25000 10000 12000 50000 10000 7500 40000 7200 00 $ 1400 00 5000 00 00 740 00 00 00 500 00 00 00 2600 00 00 00 00 74 81 00 5400 00 00 2500 00 00 1000 00 00 36 05 00 1800 00 00 21 29 73 36 72 14 10 50000 24890 10000 15000 15000 5800 20000 00 00 00 00 00 00 00 1000 00 1200 00 8500 00 20443 35691 23345 18589 28820 72434 11263 50 30 34908 13005 5421 134927 9124 13007 78241 30568 $ 1723 2711 4334 790 4696 1226 2710 974 48 63 00 33 66 86 75 $ 03 8097 1528 2000 4750 3362 54 61 00 38 05 5685 2651 1899 5368 10444 503 15793 56 59 13 18 76 31 38 2651 00 27861 24809 31757 53549 50708 14738 46743 63 45 36 05 13 28 94 48 12 82 09 43 82 04 04 42 t 27 60 18 96 83 72 $ $ 261 15 2500 00 2000 00 2810 00 1497 33 1000 00 18 23 3271 43 3000 00 Dr annual R e po r t of the c o n d it io n of the in c o r p o r a t e d state b an k s in the 359 360 361 362 363 367 368 369 370 371 372 373 374 375 377 378 379 380 383 385 386 387 492 S a le m ........... S argen t,....... S argen t........ S a r o n v ille .. S c h u y le r ___ S crib n er, — S crib n e r....... S e w a rd ......... S h e lb y ......... S h e lto n ......... S h elton ......... S h ick le y ....... S h u b ert........ S id n ey........... S ilv er Creek S m ith field ... S n y d e r ......... S outh B end.. S p e n ce r........ S p rin g field .. S ta m fo rd ___ S ta n t o n ___ S ta p leh u rst. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis B ank o f S a le m ............................... $ 95408 35 $ 13962 19 F a rm ers and M erch a n ts B an k. 11850 85 C uster C ounty B a n k .................... 13822 70 F a rm ers S tate B a n k .................. B an king H ou se o f F . F o ld a . .. 117029 22 45568 15 S crib n er S tate B a n k .................. 73371 88 M erchants and F a rm ers B an k . 166093 43 State B an k o f N eb ra sk a .. 35245 50 B an k o f S h e lb y ............................. 43128 33 S helton B a n k ................................. 27789 28 M eisn er’s B ank ............ .............. State B an k o f ................................ ; 33904 32 29644 54 F a rm ers S tate B a n k .................. 57111 85 A m erican B a n k ............................. 21578 29 S ilv er Creek S tate B a n k ........... 5564 67 State B ank o f ................................. 30470 61 S nyder State B a n k ..... ....... 8291 75 South B end B a n k ....................... 3887 52 B oyd C ounty B a n k ...................... 22088 92 S arpy C ounty S tate B a n k ........ 10585 92 S ta m ford B a n k .............. ............. 87475 73 C itizens B a n k ................................. 21431 47 B ank o f S ta p le h u r s t .................. 13 50 $ 927 ÓÌ 48 77 2209 68 973 7483 927 742 7 30 466 32 2148 67 807 09 188 67 903 64 1485 81 617 285 210 71 1450 40 51 67 55 50 4849 980 338 1561 245 $ 7861 2302 121 8960 94 15 30743 79 22046 8418 73 42425 2491 81 6987 9787 13 1256 8344 3993 83 5498 2691 2182 3204 85 550 83 12753 3847 12716 3855 45 $ 71 51 $ 49 65 96 143 66 5C 17 79 52 1201 18 55 251 70 42 1304 64 48 618 36 94 259 75 86 2 50 21 09 72 09 73 63 05 00 120 33 38 17 15 23 119 21 21 224 40 09 168 68 7 2986 85 500 00 500 6662 4004 3884 00 20 53 97 and T axes P a id 2688 224 453 295 0, 74 95 60 15 6437 95 20435 03 2000 00 1434 1C 1000 OC 2600 00 2500 00 5000 00 2600 00 950 00 537 65 464 50 1039 02 5860 00 1200 00 6214 58 1416 49 8 Current E xp en ses Cash Item s 7897 54 6 O ther R eal Estate 5 F urnitu re & F ix tu r e s 4 B anking H onse 3 Due from N ational, State and P riv ate B an ks and B ankers T IT L E 2 B onds,Stocks, S e cu ri ties, Judgm ents, Claim s, E tc. LOCATION 1 O verdrafts B AN K S OF TH E STATE OF N E B R A S K A Loans and D iscoun ts RESOU RCES 2972 17 3582 34 849 02 150 78 410 35 2124 72 1537 13 976 27 3482 04 7134 14 2078 87 4048 54 1120 80 636 97 459 00 1826 40 1107 47 808 54 588 97 3605 82 1087 34 557 37 406 97 1354 36 497 44 State of Nebraska at the C lose of Business on the 30 th D ay of No v e m b e r , 1897. » L IA B IL IT IE S 7 REM ARKS Bills P ayable R e-d iscou n ted 8 I Notes and Bills 6 Other L ia bilities 5 G eneral D ep osits 4 Dividends U npaid 3 U ndivided P rofits 02 2 S urplus Fund TOTAL “ a <u £ Capital S tock P a id in 1 CR. 359 Î 360 361 362 363 367 368 369 370 371 372 373 374 375 377 378 379 380 383 385 386 387 492 1585 1532 2781 1529 9733 4302 4295 12975 2098 2284 3048 7792 2291 6594 2502 146 2300 735 483 2462 1788 6971 1599 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 60 91 76 80 14 38 45 04 90 95 65 65 23 51 04 71 04 95 18 81 57 76 66 15270 87 3596 94 454 12 159 75 $ 50000 15000 |5000 "5000 25000 25000 15000 60000 10000 25000 10000 10000 12500 25000 10000 5000 9000 5000 5000 18000 5000 50000 6000 00 $ 10000 00 $ 8995 22 $ 30433 31 00 400 00 $ 1175 09 11947 67 00 1000 00 529 67 8741 20 00 618 61 20607 60 00 10000 00 3128 88 140887 29 00 ’J$S600 00 1835 91 50438 15 00 j l2000 00 6523 80 64139 01 0C 18775 86 175828 15 00 2500 00 4682 89 27445 05 5000 00 00 4614 79 32861 49 00 2690 10 36405 48 00 5000 00 694 34 27543 48 00 200 00 1461 39 29080 74 5000 00 3306 19 00 26219 78 TOOO 00 00 1472 81 22189 60 00 796 77 : 75 53 5343 76 00 £1100 00 1039 74 26425 43 00 4486 79 7289 36 00 112 32 4394 07 00 1201 88 27190 81 00 626 55 29 56 12502 46 00 8000 00 5061 92 53503 80 00 250 00 813 86 23355 47 $ 19000 00 ................ $ 8ÓÒ0 ÓÓ ^P ersonal P ro p e rty & Grain. *C orn A cco u n t. 5000 00 15000 00 * L iv e S to c k & F o re clo s u re s . ANNUAL REPORT OF THE CONDITION OF THE INCORPORATED STATE BANKS IN THE RESOURCES BAN K S OF T H E S T A T E OF N E B R A S K A 2 1 U B s 0 S5 (4 3 b C« fi O 389 390 393 394 478 396 399 401 402 403 406 407 408 LOCATION St. E d w a rd . St. E d w a r d .. S tella ............ S te r lin g ....... S t P a u l....... S tr a n g ......... S trom sburg. S trom sburg. S tu a rt.......... S u m n er........ S u t t o n ......... S w a n t o n ___ S y ra cu se ___ 409 Table R ock. 410 Talm age . . . 412 T e cu m s e h .. 413 T ek a m a h ... 414 T h a y e r ....... 415 T h ed ford .. 416 T ild e n ......... 417 T ild e n ......... 490 T o b ia s ......... https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis «3*-» cu8 *0 u < D > o T IT L E S tate B an k o f .............................. $ 44621 97 32166 Of) C itizens S tate B a n k . . : ............... 89132 9^ S tate B an k o f ................................ 59 68880 F a rm ers and M erchants B an k. 20621 97 St. P a u l S tate B a n k ................... 30 16981 U n ion S tate B a n k ....................... 39424 3Ì S trom sb u rg B a n k ........................ 26 79681 F a rm ers and M erchants B an k. 25378 C itizens B a n k ................................ 44 7567 S ecu rity B a n k ............................... 21915 33 S u tton E xch an ge B a n k ............ 10166 06 B an k o f S w a n ton ......................... 36617 67 B an k o f S y ra cu se ......................... S tate B an k o f ............................... B an k o f T a lm a g e ......................... C ham berlain B an kin g H ou se... B u rt C ounty S tate B a n k ......... B an k o f T h a y e r ............................ T h ed ford B a n k ............................. T ild en State B a n k ....................... E lk h orn V a lle y B a n k ................ C itizens State B a n k ................... 57129 58418 60740 70671 4806 9539 51818 41804 21192 46 56 33 97 58 03 30 82 64 72 1026 86 1202 91 s M)S 8 ¿4 « o *>F5 wß »§ G O a o .3 « $ 2000 6949 653 230 92 284 57 53 1126 12 2066 29 65 60 37 4183 15 109 40 8 70 264 10 129 32 1027 98 5 4 3 , 1291 316 500 3236 C-Ì20 S L>d tì.Sg I rC3 t0 i S 03 o ¿3 « § d a $ 2919 11135 00 25600 6231 35 13933 2020 8207 35 12093 9024 37 6867 7945 85 3186 00 5528 05 11726 73 8494 25 1938 50 7592 24109 13124 7275 9866 909 7054 5522 10766 1 3 M rd O 44 $ 279 07 $ 90 n o 6i 10 497 80 29 84 203 36 31 1777 42 85 234 15 68 46 44 25 144 80 47 25 00 64 54 97 54 779 45 49 45 25 56 42 90 48 93 70 29 1008 04 1 60 191 50 2036 09 107 46 1022 17 6 3 d « V m d o a £ bo +03 2 3 d u d <3 <D o3 09 *d 0 ) 3 C O d a P. w <D H B cM 3 +3 H d 'd F -i dci fH d u 3<D « <D 4-3 o ffl 85 68 68 00 516 1791 1122 2309 1392 458 1132 1052 104 952 403 589 954 95 53 79 87 20 88 56 61 75 77 15 40 78 00 3649 93 0 0 ................ 00 5507 05 00 5000 00 00 57 00 1305 62 93 1838 21 001................ 79 414 3034 855 725 58 2378 1446 132 45 90 03 60 69 98 87 24 85 6429 1093 2000 8000 700 1200 5000 3520 40 00 00 00 00 00 00 00 2526 6442 3318 4414 02 41 00 37 5000 3800 8000 10000 2*15 1589 7000 1372 6000 8 7 $ $ 2000 00 2231 6531 1704 10650 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ANNUAL REPORT OF THE CONDITION OF THE INCORPORATED STATE BANKS IN THE D i. RESOU RCES B AN K S OF TH E S T A T E OF N E B R A S K A u n arter N um ber m 421 422 423 424 425 426 427 428 LO C A TIO N P M S 3 „“CO 5 a M P c3 0*0 oo£ T IT L E r § GO * 2 o^ cc (T) i-4 ^ CD g ig £ d M l i ! I * s a c3 63 co e flo o am o g -s as <D O u P Q Oh C itizens B a n k ................................ $ 39639 20 $ 1164 87 $ 8961 16 $ F irs t B an k o f ................................. 65940 79 2085 78 7687 98 B an k o f U n a d illa .......................... 24501 37 679 01 $ 1251 84 6246 23 U nion B an k .................................... 23500 12 324 77 . 7272 83 W in d om B a n k ............................... 24462 88 359 75 650 85 57 76 U plan d B an k in g Co ............... 7002 65 170 39 9716 04 U tica B a n k ................................... 100 00 10336 03 15460 65 M erchants B a n k ......................... 70 14608 45 8104 16 830 94 $ 3038 60 $□'*700 1567 81 1,3443 48 67 2440 99 124 36 100 00 260 952 40 556 3000 00 223 70 3825 2900 00 31 75 7000 00 137 86 430 V a l e n t i n e ............ 433 V e r d o n .................. 434 V e s t a .................... B ank o f V a le n tin e ...................... V erd on S tate B a n k ..................... E xch an ge B a n k ........................... 87 20 33 40 105 71 W a c o ...................... W a h o o .................. W a k e fie ld ............. W a k e fie ld ............. W a u s a .................. W a v e r ly ................ W a y n e .................. W a y n e .................. W e s te r n ................ W e s t o n ................. F a rm ers and T ra d ers B a n k . . . . C itizens S tate B a n k .................. W ak efield S tate B a n k .............. F a rm ers and T ra d ers B a n k ___ F a rm ers State B a n k ....... . .. B ank o f W a v e r ly ........................ C itizens B a n k ................................. S tate B ank o f ................................. Saline C ounty B a n k .................. W eston B a n k ................................. 436 437 438 439 444 446 447 448 450 452 U ly s s e s ................. U ly s s e s ................. U n a d illa ............... U n io n ... ....... U n iv e r sity P la ce U p la n d .................. U tic a .................. U tic a ...................... https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 21580 01 27708 61 9291 25 8593 48602 49344 91904 37160 16830 125963 39622 36887 23850 42 15 49 88 98 35 43 98 63 95 131 21 1769 81 146 48 444 200 349 1057 8 272 119 94 394 67 93 37 90 65 24 81 20 00 572 29 154 89 1739 55 10841 96 6463 81 395 87 13133 10265 4334 12922 5366 5846 12841 5895 3085 5551 35 87 35 00 61 44 06 55 80 57 112 61 105 14 2075 115 255 13 15 74 69 49 29 10 97 05 2135 00 1043 17 1400 00 1650 1358 4300 3448 2143 1500 9104 7565 6616 2702 00 60 00 44 84 00 50 85 95 90 00 59 $ 1966 410 931 795 55 903 97 1094 00 25 1065 30 500 00 2736 0Ó 6242 61 7945 62 3434 93 688 85 21 88 63 75 21 90 75 689 19 227 67 412 1628 1104 1941 605 461 831 1076 853 680 97 13 23 50 61 31 70 64 51 35 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Dr. annual Report o f the C on ditio n o f th e in c o r p o r a t e d State B anks in the RESOURCES 465 Y u ta n ................................. B an k o f Y u ta n ............................... T o t a l..... https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis .............. 22673 66 882 40 3691 32 12266089 13 182328 18 245853 84 2907067 86 1300 7255 1900 260 7248 6200 6000 00 $ 26 00 50 59 00 00 1990 00 1350 00 3563 53 3812 31 1455 39 P rem iu m on U . S. and oth er B ond s and S ecu rities and T axes P a id Current E xpenses O ther R eal Estate 87 $ 1232 30 $ 86 51 2031 67 71 408 56 04 06 318 14 58 291 25 9 8 7 F u rn itu re & F ix tu r e s 5202 2003 14693 8146 9978 9624 7864 69 $ 342 66 $ 440 58 $ 3851 30 36 1442 57 21 54 6 31 1000 00 87 69 13 48 528 26 556 66 97 6 B an king Ho>"se Cash Item s $118821 27253 53040 9321 34024 85733 23221 4 Due from N ational, S tate and P riv a te B an ks and B an kers 453 W est p o in t ....................... B lu e Y a lle y B a n k ....................... 454 S tate Hank o f ................................ W ilb er W i l c o x ............................. ]V[p T*cb 3,0 ts S tate Rani?:...................... ‘iAX.Q Dv A A1 WTisner ............................................. C itizens S tate R ank ........................... A 0AQ C itizens State. R a.nk ............................. 4 o A 4 0t0t AKCK *100 5 3 B onds, S tock s, S e cu ri ties, Judgm ents, Claim s, E tc. T IT L E . O verdrafts LOCATION 2 1 L oa n s and D iscou n ts C harter N um ber BANKS OF TH E S T A T E OF N E B R A S K A 1607 954 546 316 516 1611 00 $ 23 02 10 54 29 545 44 149 96 91837 85 1041481 36 682641 19 355457 75 1166 40 STATE OF NEBRASKA AT THE CLOSE OF BUSINESS ON THE 30TH DAY OF NOVEMBER, 1897. CR. L IA B IL IT IE S 1 2 c3 P TOTAL *3 d 3 s sg 4o-3 2 § hm S i fr 02 24-3 0 ft ft 465 8057 7715 4662 5989 3257 13457 2401 77 08 38 54 03 93 80 459 62 1263036 21 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 4 03 4-3 3 *3 «tì ou 0* 3 0 2 sS Ö CO O 453 i 454 455 456 459 461 463 3 ft 0 P 03 *0 0 2 fl ss 03 43 0 *w o 0 Q 3 Sh 0 d 0 0 ft 88730 21168 55653 18702 23163 66721 23855 2 c3 3 t-4 0 O 91 08 93 49 20 75 25 00 $ 10000 00 284 23 00 200 00 00 310 35 00 1350 00 00 00 10000 00 250 00 00 2576 48 2783 10 1682 95 1135 32 1301 70 2696 93 1825 95 206 61 210 78 16429 57 78355 33 19115315 10 6420665 00 743138 00 815183 15 7749 29 10822184 55 883 85 7 6 Ò d *> <§ ^ 0 is a 2 136307 54235 82536 25148 56239 115918 43931 39 8 41 88 16 50 68 20 29846 96 30000 30000 25000 5000 25000 30000 18000 10000 00 03 8 'Ö 0 d d o 0 03 CQ 'd »Ö 0 d 03 c3 03 0 o 55 REM ARKS 0 2 c3 >5 On 03 3 5000 00 *Corn and S u sp en se A cco u n t 5424 60 1500 00 5000 00 ^D irectors T ru st F und. 3000 00 3230 60 73112 96 230051 55 DR. a n n u a l r e p o r t ^o f the C o n d itio n [ o f the p r iv a t e b a n k s in the RESOU RCES BANK S OF THE ST A TE OF N E B R A S K A Charter Number P à gs w a 2 «§5 LOCATION O 'p T IT L E CO 1-5 'd m P .2 C3 ‘^3 «S 3 J-) 03 o '■3 0 fl o o a« .2® M £ a a S 3 V o f-t P4 Jo Arapahnp 14 Ashland 20 Aynna Arapahoe Statft R a n k .............. $ 50972 57 $ Fa.nrip,rs and Merchants Bank. 150882 01 Rank of Ayocn................................ 27403 01 22 Bancroft,......... 46 "Rl ai t Rprings 469 67 R nrw ell............................. Bancroft Rank............................... 66776 60 Ranking Rouse of A. Pastetter 303256 70 Partners &■, Merchants Rank. 9448 81 16366 41 First Bank o f ................................. 80 Cedar Rapi ds 476 fiord ova 10S fin rt,l an d 10^ fii»ai g 109 fimi gh ton 110 Preston 1p> Pii ipprtson Pedar Valley R ank...................... Rank of Pordova. Rank of Portland T...................... Rank of Praig................................ Ranking House of J.L.Packard Rank of Preston........................... Culbertson Rank................. 25956 5558 11160 16102 40071 11314 12256 116 Dakota Pity 193 Do cat,n r 1^7 Rank of Dakota C ity.................. Rank of Decatur Dixon Rank ................................... 52562 46 8533 07 27451 70 Rank of R agle............................... 131 Plagio 137 Edgar................................. C lay C ounty B a n k ........................ 12719 56 39712 33 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 33 26 25 82 95 72 31 $ 18277 20 * 27132 69 $ 4831 35 233 12 989 73 931 70 31 41 155 11 $ 3614 81 $ 5000 00 342 84 10000 00 444 90 1500 00 $ 2000 00 2000 7821 500 1283 00 50 00 43 8000 00 23245 95 124 00 96 856 00 30 89 483 84 458 60 1500 00 8273 98 31 59 00 00 00 00 00 1420 61 22 10 717 168 43 2691 638 2500 2237 725 1200 1500 1000 00 115 96 92 00 714 96 43 30 402 60 9615 00 6105 88 2117 43 818 85 1469 56 1900 00 4500 00 303 25 3681 86 758 39 389 99 3231 64 11882 10 3210 66 2331 97 1200 00 1000 00 1445 44 479 4246 437 617 942 647 128 162 179 492 97 48 $ 36 55 87 08 69 00 23 00 278 65 1000 00 710 33 2251 85 4639 13255 1089 2886 55 44 46 42 17566 5221 7509 22530 9864 78 16 78 74 58 13 37 65 00 83 89 65 548 90 1563 1508 58 896 25 state of N ebraska at the c l o s e of Business on the 30th d a y of No v e m b e r , 1897. L IA B IL IT IE S ^ 2 „ REM ARKS TOTAL 2; 2 <o 2 S ' <D3 “ d ^ <D 0)'S ^ g OS 10 14 20 22 46 469 67 $ $ 7053 12 7473 15 1657 73 2418 14400 4444 4045 3210 2892 1394 2587 1450 1296 1726 116 123 127 1950 30 1765 37 ♦ 1652 00 134 137 2212 73 1377 96 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 85836 394091 16043 28619 67 71 16 50 80 476 103 105 109 110 112 85150 82 196851 83 38923 80 52 76 . 0 ............... 1498 50 12 * $ 97 75 63 03 97 50 51819 16174 24659 44338 54076 14439 27723 20000 00 65000 00 10000 00 74 30000 00 78 100000 00 5000 00 79 6000 00 27 32 67 94 36 36 00 13 15000 5000 l 10000 •10000 ■'20000 5000 I 7500 00 00 00 00 00 00 00 10000 00 610 00 5000 00 1450 00 3000 00 1200 00 5952 57 461 56 632 56 ! 59198 25 121390 27 28291 24 5610 96 480 1144 76 24 40 32 45225 239457 10563 '20864 98 39 39 95 6364 810 1769 642 744 449 922 83 70 92 83 87 47 05 25454 10363 12890 32245 30331 7789 19301 49 97 02 53 49 53 08 70342 86 18317 93 37963 98 10000 00 10000 00 10000 00 346 41 1000 00 1000 00 78 89 1430 44 59342 86 7892 63 24533 54 23123 46 58139 79 10000 00 10000 00 125 00 5000 00 635 39 ................ 2205 78|................ 12363 10 40934 01 $ 5000 00 $ 54538 15 S tat*e W a rra n ts. ♦Stock A cco u n t. 1000 00 CR. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis S tate of N ebrask a at the C lose of Business on the 30th D ay of No v e m b e r , 1897. L IA B IL IT IE S REM ARKS TOTAL 4^> f-4 OS 142 $ 480 4054 57 5476 02 51488 26 63365 64 20000 00 167 3263 90 40242 41 10000 00 173 186 1224 98 1677 12 20429 80 44734 92 6000 00 13600 00 191 207 213 215 217 1653 3455 5780 3315 4981 477 223 227 28 46 03 83 64 28195 73842 114759 44399 105886 66 800 00 100 00 5000 00 20000 00 82 13 88 15000 00 10000 00 25000 00 1415 65 2863 11 8961 17 59119 73 49499 69 65181 27 10000 00 10000 00 229 230 4012 32 2222 00 47232 22 49573 23 15000 00 8500 00 246 249 4180 45 1911 32i 13322 58 67349 33 6000 00 10000 00 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 133 24 15000 00 200 00 2500 00 5000 00 1982 88 1777 49 29372 14 46588 15 1139 68 29102 73 390 52 649 30 13239 28 29385 62 4490 119 10298 2749 260 80 89 03 76 19 18704 48908 86961 26649 80626 86 03 79 37 8000 00 1478 37 ................ 4144 39 ................ 9617 13 ................ 47641 36 25355 30 35564 14 1000 00 8500 00 2431 29 1956 36 28800 93 30616 87 1813 80 6623 03 5508 78 50726 30 20000 00 1000 00 4614 88 2000 00 Cr. DR. A nnual Bank s r e p o r t o f the c o n d it io n o f the p r iv a t e in the RESOURCES £ — 253 L y o n s ............... 255 256 257 262 264 269 ............. M a d ison ........................... M a d r id ............................. M a d rid ............................. M e a d ................................. M ern a ............................... M inden ........................... F a rm ers B a n k ............................... $ 33726 52 $ U nion V a lle y B a n k ...................... B an k o f M a d rid ............................. M adrid E xch an ge B an k ......... B ank o f M ea d ................................. B ank o f M ern a ............................. M inden E xch a n ge B a n k ............. 34178 7500 4441 39633 22412 62669 80 00 37 03 49 77 281 N em a h a ........................... G ilb ert B a n k .................................. 286 N ord en ....................... B ank o f N o rd e n ........................... 288 N orth P la t t e .................... B a n k o fC h a s . M c D o n a ld ......... 7535 80 13541 90 78204 16 290 O a k d a le............................. 293 O a k la n d ............................. 468 O akland ............................. 294 O d e ll............................. 488 O g a ia lla ........................... 309 O n g.................................... 318 O x ford .............................. 33814 66766 22746 16594 8379 56528 7564 O akdale B a n k ............................... F a rm ers and M erch a n ts B an k. Bank o f W ells & T r im b o r n ___ B ank o f O d e ll................................ E xch an ge B a n k ............................. E xch an ge B a n k ............................ N eb ra sk a S ta te B a n k ................ 320 P a lisa d e............................ F ren ch m a n V a lle y B a n k ........... 321 P a lm y r a ........................... Bank o f C. A . S w e e t & C o ...... https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 74 01 46 46 74 38 78 10626 70 12044 47 40 122 75 $ 130 55 551 12 1163 60 2771 50 966 07 206 186 120 361 $ 32621 69 326 87 446 21 1436 92 87 46 02 76 100 00 873 59 505 50 208 94 491 84 7569 841 909 16985 11134 10456 84 $ 96 11 42 85 68 856 41 13124 73 44005 56 10797 18848 9643 4493 4199 8948 1535 8 3 40 05 $ 3508 40 $ 4777 70 $ 391 95 92 17 11 2100 00 1100 00 401 88 25 1200 00 1919 86 73 2615 07 816 38 5036 28 2450 00 1733 00 95 322 85 10272 80 3692 77 145 32 36 456 275 19 65 99 48 01 45 22 84 1 75 1678 13 553 86 6096 66 2569 84 91 88 192 83 53 60 376 00 2000 00 10000 00 2052 50 500 00 5602 70 2653 492 15 00 50 97 3000 00 850 00 316° 00 156r* 127° 70 1250 00 5067 27 23Ò9 37 707 18 2233 4o 367 02 1807 67 2330 51 Prem ium on U. S. and otuer Bonds and S ecurities and T axes P aid 9 1 i >ther Real Estate Furniture & F ix tu re s 7 j B anking Honse 6 urrent E xpenses 5 Cash Item s 4 Due from N ational, .“'tä te and P riv ate B anks and B ankers 3 B onds,Stocks, S e cu ri ties, Judgm ents, Claim s, E tc. T IT L E 2 O verdrafts LOCATION 1 1-oans and D iscoun ts BAN KS OF THE STA TE OF N E B R A SK A https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Dr A nnual r e p o r t o f the C on ditio n o f the Private Banks in the RESOURCES BAN KS OF TH E S T A T E OF N E B R A S K A LOCATION QQflS «§1 Ä » =3 o ww ■u p 0QF5 r§ » Ö.2 T IT L E 324 P a p illio n . 338 P o n c a ___ B an king H ou se o f A. W . Clarke 5 41460 42 B an k o f D ixon C ou n ty.......... 65949 86 103 22 83 65 341 R a g a n ............... 347 R ep u b lica n C ity 348 R eyn old s ............. 349 R isin g C ity ........... 355 R u s h v ille ............. 356 R u s h v ille ............. B ank o f R a g a n ............. R ep u b lica n C ity B a n k . Bank o f R e y n o ld s ....... R isin g C ity B a n k ......... C itizens B a n k ................ E xch an ge B a n k ............. 31104 4182 9692 72655 45670 11331 19 32 03 41 62 15 63 117 1 475 314 376 S id n ey 384 S pringfield. 392 Steinauer.. 398 S tra tton ___ 404 S u rp rise .. . 405 Sutherland. B ank o f N e b r a s k a ............ J. D. S pearm an & C o ....... B an k o f S tein a u er............. C om m ercia l B an kin g C o. B an k o f S u rp ris e .............. B an k o f S u th e rla n d ......... 14187 36919 57115 15713 14620 2340 44 81 47 31 88 74 264 2704 32 4 3 149 418 T o b ia s .. 420 T ren ton . P eop les B a n k ............ T ren ton State B an k. 429 Valentine... 432 Valparaiso. C herry C ounty B a n k .... Oak Creek V a lle y B an k. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 5969 75 7516 57 46513 91 29979 99 6300 00 57 04 29 11 19 48 78' 72 50 02 04 56 63 185 15 649 91 1174 66 105 00 861 25 2000 00 500 00 351 32 1100 00 73 ® I- fCl8l^ H m ® ■ f' o W <9 £ ö öCß o o aM .2® eâ ®o ÎH Ot ! 14349 92 14569 92 1272 30 8650 00 5292 35 655 37 1579 29 500 00 2160 00 241 32 1100 00 475 78 806 44 4300 00 6000 00 2366 99 349 20 11209 82 3020 2760 2856 2819 14652 7747 03 56 27 56 32 10 1161 2555 16889 575 806 1196 41 06 09 81 09 62 61 04 140 18 1087 49 1885 49 4700 94 292 48 127 50 2000 00 1666 66 640 49 2196 55 14240 79 2035 98 519 28 5000 00 800 00 908 20 8 71 1252 11 1228 26 7 50 44 20 900 4300 5000 2976 1571 1218 00 00 00 97 95 79 479 71 1119 47 2013 06 1719 80 2062 2052 1160 719 4619 549 85 13 90 33 05 21 807 79 State of Nebraska at the C lose of business on the 30th Day of November, 1897. CR. L IA B IL IT IE S O ther A s s e ts N ot therwise enum erated ash Harter N o. 1 11 10 324 $ 338 6193 11 7520 18 341 347 348 349 355 356 3227 973 1320 2672 7882 4028 62 *$ 80 00 82 60 * 98 2c3 CL, oo 376 384 392 398 404 405 2712 1280 6222 1695 772 1685 67 68 11 66 78 29 * Ì6116 98 496 64 fe 03 P ’S ' Pi o 72028 97 $ 25000 110925 78 50000 — 42867 17 «9000 5000 9634 57 6500 17167 67 79875 19 20000 96212 98 20000 27861 62 10000 21349 51621 89507 22805 24914 9751 89 68 78 05 33 65 10000 20000 30000 15000 7000 5000 ft 3 cn 00 $ 13K0 00 $ 00 00 00 00 00 00 00 00 00 00 00 00 00 418 420 1792 28 2614 61 13680 49 18879 46 6000 00 5000 00 429 432 5763 72 2801 41 72611 77 36136 66 15000 00 10000 00 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Ol o P 'd d) 2> *d5 p 'd fld Ul $ 2500 00 4 6 5 jKOO 00 532 16 5069 315 1500 1497 39 19 00 56 56 70 125 00 2000 00 'd ’S ft Ö p 03 'd Ö C D 2 S Q 275 00 03 03 05 oft 2d 3 05 A c3 05 d 05 05 o 3 'd 05 d d 88 57 37 30 36 46 4283 59 769 70 6280 28336 54694 4707 13630 3925 50 89 95 49 74 25 770 53 2420 08 6909 96 11459 38 2861 60 226 8 6 ................ 54625 17 21909 80 29 00 30 89 62 2969 60 3312 83 REM ARKS o03o 205 'd P5 d c3 03 05 3C3 Ph 03 05 03 O s $ 45403 27 60925 78 31769 4604 ■9671 44507 63248 17329 2097 20 996 2367 11164 8 7 3 TOTAL o - 3 2 *C orn A cco u n t. $ 13000 00 *T ax C ertificates, w h eat & fllour $ 16ÒÒ Ò0 *L ive S to ck . 2000 00 Dr. annual Report o f the C on ditio n o f the Priva te Banks in the I '¡¿SOURCES Charter N um ber BAN K S OF THE S T A T E OF N E B R A S K A 441 443 445 449 462 p .a Ss æ. (Uö 3 H CO0-3 üo gtap* « LOCATION T IT L E p a ifZ ■§ S W a lla c e ............. W a n n eta ............. W a u s a ................ . W eepin g W ater W o o d L a k e ....... W a lla ce S e cu rity B an k. W a u n eta F a lls B a n k ___ C om m ercia l B a n k ........... F a rm ers B a n k ............. W o o d L a k e B a n k ............ S 22193 6474 42287 20696 16398 78 $ 37 52 94 36 T o t a l...................................................................................... 2587722 70 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 1193 8 187 3521 110 10 $ 25 69 46 78 38096 28 1224 35 $ ai S b ö Ph l p l rt CS d S w £ 5 =3 ®œcq p Q 513 197 2569 4125 4420 33 $ 48 01 07 34 59399 36 736504 11 41 102 69 377 153 94 $ 60 17 86 65 2046 1437 2740 3000 1275 t ) CO Ö I—' O) Ö ôCÆ OO S» .s s S3 1) O h P-4 20 $ 4875 79 $ 544 82 3584 92 40 3961 29 1996 85 00 00 464 47 00 17952 93 210175 92 114848 01 75008 65 952 61 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis annual DH. Report of the condition of the savings banks in the RESOURCES HANKS OF TH E S T A T E OF N E B R A S K A 'Ö a c3 co a 3 - id a a¡ rj-H 0&PP5 T IT L E LOCATION cgfT 2518 68 U nion S avin gs B a n k . . . . g 12476 22 155 F a irb u ry .. 164 F r e m o n t . . . 165 F r e m o n t ----- F a irh u ry S avings B a n k . S ecu rity S avings B ank H om e S avings B a n k ----- 19122 26 41120 86 45580 92 239 L incoln. U nion S avings B a n k .................. 164963 22 110 50 Om aha & Tr. Co S av Bank 130323 16 10179 61 S ch u y ler S avin gs B an k ......... S outh Om aha S avings B a n k .. P a ck ers S avings B a n k .............. 14525 82 70595 92 52853 84 B eatrice. 303 Omaha.. 364 S c h u y le r ......... 381 South Om aha 382 South Om aha. T o t a l___ https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis L . 551562 22 ® § P3 ö d w 0 0 .2 1? a S * a ».'S n u scow Q §5 o © OC0 tH p S 1443 40 586 78 8 1585 50 16 34 5 50 414 40 16042 401 55 12464 53 69411 46 878 74 1500 00 1418 71 2460 88 1773 76 14867 48 1314 56 10895 93 25062 85¡ 118039 94 1888 91 13877 51 14464 43 551 87 ........... 723 65 84 30 17729 70 37162 76 879 73 20056 05 3412 24 401 00 1109 13 754 68 94012 02 14332 24 State of Nebraska at the close of Business on the 30th Day of November , 1897, cr 31 $ 155 164 165 $ 2052 65 979 63 500 00 33813 10 $ 12500 00 23105 65 46022 11 48626 10 12500 00 $ 12000 00 12000 00 $ 1398 55 200 00 400 00 2100 00 1175 04 878 35 1229 43 $ 7180 46 *$ 241106 12 87913 70 10375 50 101136 22 4784 08 253619 54 50000 00 38868 61 4821 18 159929 75 364 381 382 500 00 17670 88 30294 30 110746 54 67916 69 12000 00 25000 00 12500 00 500 00 1126 86 8102 14 1669 94 16667 44 77644 40 53746 75 855250 15 236413 70 42068 61 30776 99 503553 61 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 1446 70 R e-d iscou n ted 8 B ills P ayable REM ARKS 9230 61 31987 22 33296 67 303 34440 84 7 19914 55 239 1446 70 6 N otes and Bills . G eneral D ep osits Ò O ther L ia bilities 4 D ividends U npaid 3 U ndivided P rofits TOTAL 2 S urplus F un d O ther A s s e ts N ot otherw ise enu m erated 773 14 I C apital S tock P a id in 11 Cash C harter No. L IA B IL IT IE S 10 $ 41680 70 - 756 54 41680 70 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis A PPEN D IX https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ------ ■- (53) . * REPORT OF THE CONDITIOM OF THE INCORPORATED, PRIVATE • AND SAVINGS BANKS, (THREE HUNDRED AND NINETYEIGHT IN NUMBER,) IN THE STATE OF NEBRASKA, AT THE CLOSE OF BUSINESS ON THE 30TH DAY OF NOVEMBER, 1897. RESOURCES. Loans and Discounts.......................................................................... $15,405,374 05 Overdrafts........................................................................................... 220,424 46 Bonds, Stocks, Securities, Judgments, Claims, &c......................... 330,316 05 Due from National, State and Private Banks and Bankers....... 3,761,611 91 Banking House, Furniture and Fixtures......................................... 1,266,121 71 Other Real Estate................................................................................ 891,501 22 Current Expenses and Taxes Paid.................................................. 444,798 64 2,119 01 Premium on U. S. and other Bonds and Securities.......................... Cash Items........................................................................................... 111,679 69 C ash..................................................................................................... 1,573,062 06 Other Assets........................................................................................ 108,654 42 $24,115,663 22 LIA B ILITIE S. Capital Stock Paid i n .......................................................................$ 7,855,278 70 Surplus Fund..................................................................................... 882,896 32 Undivided Profits.............................................................................. 1,028,150 42 Dividends Unpaid.............................................................................. 7,749 29 General Deposits................................................................................ 13,902,940 36 Notes and Bills Re-discounted....................... 148,328 74 Bills Payable........................................... 286,332 25 Other Liabilities..................................... 3,987 14 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis $24,115,663 22 (54) BANKS THAT HAVE DISCONTINUED BUSINESS SINCE THE BIST DAY OF DECEMBER, 1896, UP TO AND INCLUDING THE 30TH DAY OF NOVEMBER, 1897. BANKS TH A T H A V E DISCO N TIN U ED BUSINESS VOLU N TAR ILY. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 Bartley, Bank of............................................................................ Bradshaw, Bradshaw Bank........................................................ Cedar Creek, Farmers Bank........................................................ Curtis, Frontier State Bank........................................................ Clay Center, State Bank............................................................... Creighton, State Bank................................................................. DeWitt, DeWitt State Bank.................................. •'................... Davenport, State Bank............................................................... Eddyville, Eddyville Bank......................................................... Elwood, Citizens State Bank...................................................... Ewing, Bank of.............................................................................. Farnam, Farnam State Bank...................................................... Grant, Exchange- Bank............................................................... Hartington, Citizens Bank.......................................................... Hemingford, Box Butte Bank..................................................... Lincoln, Industrial Savings Bank............................................. Lushton, First State Bank....................... ................................. O’Neill, State Bank.................................................. ................... Roseland, Bank of........................................................................ Ruskin, Bank of............................................................................ Scotia, Peoples Bank.................................................................... Stockville, Farmers and Merchants Bank................................. Tobias, Citizens Bank................................................................... Valley, Farmers and Merchants Bank...................................... Virginia, Bank of ........................................................................... Western, Peoples Bank........................................... ................... 27 28 *29 30 Atkinson, Exchange Bank............................................................ Fullerton, Citizens State Bank................................................... Havelock, State Bank................................................................... Lincoln, Merchants Bank............................................................ *Shown in last report as in hands of Examiner. Mar. May Apr. Aug. Oct. Jan. July Sep. May Oct. leb. Apr. Aug, Jan. June June June Aug. May Mar. Mar. Mar. Jan. Aug. Mar. July 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 1897 May Jan. May July 1897 1897 1897 1897 BANKS IN HANDS OF RECEIVER. BANKS CLOSING UP UNDER BOND, AS PER SECTION 35, BANKING ACT, 1895. 31 Johnstown, Bank of..................................................................... 32 Murdock, Farmers Bank......... ................................................... https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (55) May 1897 June 1897 BANKS THAT HAVE COMMENCED BUSINESS SINCE THE 31ST DAY OF DECEMBER, 1896, UP TO AND INCLUDING THE 30TH DAY OF NOVEMBER, 1897. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Atkinson, Gallagher &Co. Bankers........................................... May 1897 Bartley, State Bank....................................................................... Apr. 1897 Bradshaw, State Bank................................................................. May 1897 Bradshaw, Citizens Bank............................................................ June 1897 Creighton, Bank of....................................................................... j an. 1897 Crete, Crete State Bank............................................................... Aug. 1897 DeWitt, State Bank of. . . . . . . . ................................................... June 1897 Exeter, Wallace & Co.................................................................... May 1897 Hyannis, Bank of.......................................................................... Aug. 1897 Liberty, State Bank....................................................................... Sep. 1897 Milligan, Farmers State Bank..................................................... Nov. 1897 Ogalalla, Exchange Bank............................................................ Aug. 1897 Pierce, Pierce County Bank........................................................ Jan. 1897 St. Paul, St. Paul State Bank...................................................... Apr. 1897 Tobias, Citizens State Bank........................................................ Sep. 1897 BAN KS T H A T H A V E R E O R G A N IZ E D SINCE TH E 31S T D A Y OF D E C E M B E R , 1 8 9 6 . 1 Cordova, Bank of..................................... 2 Jackson, Bank of Dakota County............................................... 3 Staplehurst, Bank of..................................................................... Feb. 1897 Apr. 1897 Oct. 1897 B AN KS T H A T H A V E C H A N G E D N AM ES. 1 Clatonia, from “ Bank of” to “Farmers Bank.” Number of Banks in voluntary liquidation since 31st of December, 1896.. .26 Number of Banks in hands of receiver since 31st of December, 1896........... 4 Number of Banks closing up under bond as per Sec. 35................................. 2 Total.................. .*........................................................... g2 R E C A P IT U L A T IO N . Number of Banks in force 31st of December, 1896.......................................... 414 Number of Banks discontinued since 31st of December, 1896...................... 32 Number of Banks organized since 31st of December, 1896........................... 15 Number of Banks reorganized since 31st of December, 1896........................ 3 Number of Banks that have changed names................................................... 1 Number of Banks in force 30th of November, 1897........................................398 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (56) B a n k in g L aw OF TH E STATE OF N E B R A S K A . WITH AMENDMENTS, 1897. Chapter 8, Compiled Statutes, 1897. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (57) BANKING LAW. S ection 1. The Auditor of Public Accounts, the State Treas urer, and the Attorney General, shall be, and they are hereby made a Board, which shall be designated and known as the S t a t e B a n k i n g B o a r d . A majority of said Board shall con stitute a quorum for the transacting of business, and said board shall have power to issue charters to, and shall have general su pervision over; and control of, any and all corporations, partner ships, firms, and individuals transacting a banking business under the laws of this state. Sec. 2. Every corporation, partnership, firm, or individual transacting a banking business under the laws cf, and within this state, shall be subject to the provisions of this act, and regulated by the State Banking Board. Sec. 3. The State Banking Board shall appoint a secretary, with compensation at the rate of fifteen hundred ($1,500) dollars per annum, who at the time of his appointment shall have at least two (2) years actual practical experience in the general banking business, or in the affairs of the State Banking Depart ment. And the State Banking Board shall also have power to appoint a clerk with compensation at the rate of ten hundred ($1,000) dollars per annum, who shall be a competent book keeper and an expert accountant. And the said State Banking Board shall procure and keep a seal, which shall be the seal of said Board. The impression or stamp of said seal shall be by the secretary of said Board affixed to all charters issued. Sec. 4. It shall be u n l a w f u l for any corporation, partner ship, firm, or individual to t r a n s a c t a b a n k i n g b u s in e s s u n l e s s such corporation, partnership, firm, or individual has p r o p e r t y o t c a s h v a l u e as follows: In cities, villages, and communities having a population of less than one thousand (1,000) inhabitants, five thousand (5,000) https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ( 68) dollars; in cities and villages having a population of more than (1.000) inhabitants, and less than fifteen hundred (1,500) in habitants, ten thousand ($10,000) dollars; in cities and villages having a population of less than two thousand (2,000) and more than fifteen hundred (l,5 0 0 j inhabitants, fifteen thousand ($15,000) dollars; in cities having a population of less than three thousand (3,000) and more than two thousand (2,000) inhabit ants, twenty thousand ($20,000) dollars; in cities having a popu lation of less than five thousand (5,000) and more than three thousand (3,000) inhabitants, twenty-five thousand ($25,000) dollars; in cities having a population of less than ten thousand (10.000) and more than five thousand (5,000) inhabitants, thirty thousand ($30,000) dollars; in cities having more than ten thousand (10,000) inhabitants, fifty thousand ($50,000) dollars. Such property shall be in money, commercial paper, bank furni ture, fixtures, and the necessary bank building, including the lot or lots on which the building is situated, which said lot or lots shall be unincumbered; Provided, That the b a n k i n g lio n s e and lo t or l o t s on which the same is situated, together with the furniture and fixtures, shall not constitute m o r e t h a n o n e t h i r d (-§-) of the p a i d u p c a p i t a l , and in no case shall the f u r n i t u r e and f i x t u r e s constitute more than t e n p e r c e n t of the paid up capital. Sec. 5. Every bank, corporation, partnership, firm, or indi vidual transacting a banking business under tne laws of this state shall within sixty (GO) days after the taking effect of this act, file with the State Banking Board a full, complete, and de tailed report; as provided for in Section nine (9) of this act, and it shall be the duty of the S t a t e B a n k i n g B o a r d upon ex amination of the report, and the approval of the same, to i s s u e a c h a r t e r signed by the chairman of the Board and attested by its secretary, authorizing it, they, or him to carry on and trans act a banking business. Sec. 6. E v e r y h a n k , corporation, partnership, firm, or in dividual organized for, and desiring to transact a banking busi ness, shall b e f o r e c o m m e n c in g such b u s in e s s , make under oath, and transmit to the State Banking Board, a full, complete, https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (59) and detailed statement of, First, the name of the proposed bank. Second, if incorporated, a certified copy of the articles of incor poration. Third, the names of the incorporators, partners, firm, or individuals. Fourth, the county, city, town, or village in which the said proposed bank is located. Fifth, the nature of proposed banking business, whether commercial or savings. Sixth, the amount of paid up capital stock. Sec. 7. Whenever after the examination and approval by the State Banking Board, of the statement provided for in section six (6) of this act, the corporation, partnership, firm, or individ ual shall file with the State Banking Board the oath of the pres ident, cashier, partner, member of the firm, or individual, that the capital stock has been paid in as provided for, and in com pli ance with Section four (4) of this A ct; then the S t a t e B a n k in g B o a r d s h a l l without unnecessary delay i s s u e to said corporation, partnership, firm, or individual, a c h a r t e r for the same purpose and in the same manner as in section five (5). On receipt of said charter the proposed bank may begin to transact a banking business. Sec. 8. E v e r y b a n k and every corporation, partnership, firm, or individnal transacting a banking business shall make to the State Banking Board not less than f o u r (4) r e p o r t s during each year, according to the form which may be prescribed by said Board, which reports shall be verified in the case of incor porated banking companies by the oath or affirmation of the p r e s i d e n t , v i c e - p r e s i d e n t or c a s h i e r , and in addition by tw o of the h o a r d of d i r e c t o r s , and in other cases, by the oath oi affirmation of partner, member of the firm, or individual owner. But the officer administering the oath or affirmation to the person verifying such report shall be in no way interested in such bank a stockholder, partner, member of the firm, or bank officer. Sec. 9. The r e p o r t s provided for in Section eight (8) of this act s h a l l s t a t e the amount loaned upon bonds and mortgages, the amount loaned upon notes, bills of exchange, over drafts, and other personal securities, with the actual market value of such securities; the amount of rediscounts and o f com - https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (60) mercial paper past due; the amount invested in real estate, giv ing the cost of the same; the amount of cash on hand and on de posit in banks or trust companies, with their names and the amount deposited in each; the amount of all other assets not enumerated above, and such other information as the State Bank ing Board may require. Provided, That commercial paper not in process of collection, six months past due, with interest unpaid, shall not be included in the report of the assets of such corporation, partnership, firm, or individual. Each report shall state such resources and lia bilities at the close of business on any past day by the State Banking Board specified, and shall be transmitted to said board within (5) days after the receipt of a request or requisi tion therefor. And a summary of such report in the form pre scribed by the State Banking Board shall be published in a newspaper published in the place where such banking business is transacted, or if there is no newspaper in the place, then in one published in the same county, at the expense of said bank, cor poration, firm, or individual; and proof of such publication shall be transmitted to the State Banking Board within twenty (20) days from the date fixed for such report. Sec. 10. The state Banking Board shall have power to call for special reports from any bank, corporation, firm, or indi vidual, transacting a banking busines, whenever necessary, in order to obtain a frill and complete knowledge of the condition of its, their, or his bank. S ec . II . The State Banking Board shall appoint a suitable person or persons having at least three (3) years actual experience in the banking business, or with the affairs of the State Ba’nking Department, to make an examination of and into the affairs of every bank and every corporation, partner ship, firm, or individual transacting a banking business, as often as shall be deemed necessary and proper, and at least once in every year. But no person shall be appointed to examine the affairs of-any bank, corporation, partnership, firm, or individual transacting a banking business, of which such person is an officer, member of firm, partner in, or employe. The State https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ( 61 ) Banking Board may at any time remove any person appointed by said board. Sec. 12. The person or persons so appointed as examiner shall have power to make a thorough examination into all the books, papers, and affairs of the bank or corporation, firm or in dividual, transacting a banking business, and, in so doing, to ad minister oaths and affirmations and to examine on oath or affir mation any indixidual banker, and the officers, agents, partners, and clerks of such bank, corporation, firm, or individual, touch ing the matters he or they shall be authorized and directed to inquire into and evamine, and to summon, and by attachment compel the attendance, of any person or persons in this state to testify under oath before him or them in relation to the affairs of such corporation, partnership, firm, or individual. The person or persons making such examination shall make a full and de tailed report of the condition of such corporation, partnership, firm, or individual, to the State Banging Board. Provided, that any examiner appointed uuder the provisions of this act’ who shall knowingly and willingly make any false or fraudulent report of the condition of any bank which shall have been ex amined by him, with the intent to aid or abet the officers, owners, or agents of such bank, in continuing to operate an in solvent bank; or if any such examiner shall receive or accept any bribe or gratuity, given for the purpose of inducing him not to file any report of an examination of any bank made by him, or who shall neglect to make an examination of any bank by reason of having received or accepted any bribe or gratuity, he shall be deemed guilty of felony, and, on conviction thereof, shall be imprisoned in the state penitentiary for not less than two, nor more than ten years. Provided further, that such ex amination of incorporated banks shall be made in the presence of at least two of the board ef directors of the bank undergoing said ezammation, and it shall be the duty of the examiner to incor porate in his report herein referred to, the names of the directors in whose presence the examination was made. Sec. 13. Every person appointed to examine into the affiairs of any bank, corporation, partnership, firm, or individual https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ( 62) transacting a banking business, shall receive compensation from each and every bank so examined by him or them as fo l lows: For all banks having a capital of fifteen thousond ($15,000) dollars or less, ($15) dollars; for all banks having a capital of over fifteen thousand ($15,000) dollars, and less than fifty thousand ($50,000) dollars, twenty ($20) dollars; for all banks having a capital of fifty thousand ($50,000) dollars and less than one hundred and fifty thousand ($150,000) dollars, twenty-five ($25) dollars; for all banks having one hundred and fifty thousand ($150,000) dollars capital and more, thirty ($30) dollars; Provided that no such corporation, partnership, firm, or individual, shall be required to pay for more than one such ex amination in any one year; and provided further, that all fees collected by any such examiner in excess of the sum of two thousand ($2,000) dollars per annum and all his necessary travel ing expenses, shall be paid into the state treasury for the benefit of the general fund. Every person appointed as such examiner shall make, at the end of every year, to the State Banking Board a detailed report under oath, of all fees collected by him under this act, and of all his necessary traveling expensss in the performance, of his duties as such examiner; and shall give a bond in the sum of twenty-five thousand ($25,000) dollars, exe cuted by himself, with one surety where such surety is an incor porated surety company authorized by the laws of this state to transact such business, and with at least two sufficient sureties where such sureties are natural persons to be approved by the governor, conditioned for the faithful perfarmance of his duties as such examiner. Sec. 14. Every bank, corporation, partnership, firm, or indi vidual that shall refuse, fail, or neglect to make any report, or any published statement required by the provisions of this act, shall be subject to a fine or penalty of fifty ($50) dollars per day for each day after the time named for said repoit oi statement to be made, that it, they, or he delays to make and transmit such report or statement to the State Banking Board. The fine or penalty herein provided for shall be recovered by the state, for the benefit of the general fund, -in a civil action in any https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (63) court of competent jurisdiction, and it is hereby made the duty of the attorney-general to enforce the fine or penalty herein pro vided. Sec. 15. Any person or persons who shall wilfully and know ingly subscribe to or make, or cause to be made, any false statement or false entry in the books of any bank, corpora tion, partnership, firm, or individual transacting a banking busi ness, or shall knowingly subscribe to or exhibit false papers, with the intent to deceive any person or persons authorized to ex amine into the affairs of said bank, corporation, partnership, firm, or individual, or shall make, state, or publish any false statements of the amount of the assets or liabilities of any such corporation, partnership, firm, or individual, shall be deemed guilty of a felony, and upon conviction thereof shall be impris oned in the state penitentiary not less than one (1) year nor more than ten (10) years. Sec . 16. Every bank shall at all times have on hand as a reserve in available funds an amount equal to at least fifteen (15) per cent of the aggregate amount of its deposits. Twofifths of said fifteen (15) per cent shall be cash in the vaults of the bank; provided, that in cities having a population of more than twenty-five thousand (25,000), said reserve shall be twenty (20) per cent of the aggregate amount of the deposits; pro vided, further, that savings banks shall have on hand at all times as a reserve in available funds, an amount equal to at least five (5) per cent of their aggregate deposits. Sec. 17. The available funds shall consist of cash on hand and balances due from other solvent banks. Cash shall include lawful money of the United States, and exchange for any clearing house association. Whenever the available funds of any bank shall fall below the reserve herein required, such bank shall not make any new loans or discounts otherwise than by dis counting or pnrchasing bills of exchange payable at sight; nor shall such bank make any dividends of its profits until it has on hand the available funds required by this act. The State Bank ing Board may notify any bank, in case its reserve shall fall below the amount required, or its capital is impaired to https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (64) make good such reserve, or capital within such time as the State Banking Board may direct, and any failure of said corporation, partnership, firm, or individual to make good any deficieny in the amount of its, their, or his reserve, or its, their, or his capital, within the time directed, shall be cause for the appoint ment of a receiver as provided by section thirty-five (35) of this act. Sec. 18. This aggregate amount of the r e d i s c o u n t s and b i l l s p a y a b le of any corporation, partnership, firm, or individ ual transacting a banking business in this state, shall at no time exceed two-thirds ( f ) of its, their, or his paid up capital. Sec. 19. N o corporation conducting a banking business shall make any loan or discount on the security of the shares of its o w n c a p i t a l s t o c k , nor be the purchaser or holder of any such shares, unless such security or purchase shall be necessary to prevent the loss upon a debt previously contracted in good faith; and stock so purchased or acquired shall within six (6) months from the time of its purchase be sold or disposed of at pnblic or private sale;or in default thereof, a receiver may be appointed to close up the business of the bank. Provided; That in no case shall the amount of stock so held exceed ten (10) per cent of the paid up capital of such bank. S ec. 20. transacting Any corporation, partnership, firm, or individual, a banking business may semi-annually declare a d iv id e n d of so much of the net profits as it, they, or he may judge expedient, but such corporation, partnership,'firm, or individual shall, before the declaration of a dividend, carry one-tenth part of its net profits to its s u r p l u s fu n d , until the same shall amount to twenty (20) per centum of its paid up capital stock. Sec. 21. Any corporation transacting a banking business in this state may purchase, hold, and convey r e a l e s t a t e for the following purposes only: Such as is necessary for convenient transaction of its business, not exceeding in value one-third of the paid up capital; such as shall be conveyed to it for debts due the bank, and such as it shall purchase at sale under judgments or decrees upon its securities, but the bank at such sale shall not bid a larger amount than to satisfy its debt. N o real estate so https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (65) . acquired in satisfaction of debts or at at a sale upon its judments or decrees shall be held longer than five (5) years, and within thirty (30) days thereafter must be sold at private or public sale, and at no time shall the total amount of real estate held by any bank for any purpose exceed fifty (50) per cent of the paid up capital of such bank. Savings banks shall not be subject to the provisions of this section. Sec. 22. INo bank, corporation, partnership, firm, or individ ual transacting a banking business in this state shall accept or re ceive on d e p o s i t for any purpose any money, bank bills, United States treasury notes or currency, or other notes, bills, checks, drafts, credits, or currency when such bank, corporation, partner ship, firm, or individual is in s o lv e n t . S ec . 23. If any bank, corporation, partnership, firm, or indi vidual transacting a banking business in this state shall receive or a c c e p t on d e p o s i t any such deposits as are named and set forth in section twenty-two (22), when said bank, corporation, partnership, firm, or individual is in s o lv e n t , any afficer, director, cashier, manager, member of the partnership or firm, individual, or managing party thereof who shall knowingly re ceive or accept, be accessory to or permit, or connive at the re ceiving or accepting on deposit therein or thereby any such deposits as aforesaid, shall be g u i l t y o f a fe lo n y , and upon conviction thereof shall be punished by imprisonment in the penitentiary not less than one year nor more than ten years. Sec. 24. Any b a n k e x a m i n e r when appointed by the State Banking Board, and who has filed his bond as provided in section thirteen (13) of this act, when ordered by said Board, shall have authority to take possession of any bank doing busi ness under the laws of this state and retain possession of said bank for a time sufficient to make a thorough examination into the affairs and financial condition of said bank, and in case it is found by said examiner, upon said examination, that said b a n k is in s o lv e n t or is conducting its business in an unsafe and un authorized manner, or is jeopardizing ttie interests of its depositold, then such examiner shall have full power and authority to hold and retain p o s s e s s i o n of all the money, rights, credits, https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (66) assets and property of every description belonging to such bank, as against any mense or final process issued by any court against such bank, corporation, partnership, firm, or individual whose property has been taken possession of by such examiner, until the State Banking Board can receive and act on the report made by the examiner of said bank, and have a r e c e i v e r a p p o in t e d , as provided in section thirty-five (35) of this act. Sec. 25. It shall be unlawful for tw o or more b a n k s , trans acting a banking business in the same city, town, or village in this state, to have or use the s a m e n a m e or names so nearly alike as to cause confusion in transacting business, and in all cases where such a similarity of names now exists, or may here after exist, complaint may be made to the State Banking Board, and if, in the judgment of said Board, such a similarity does exist, and does create confusion in conducting the business of either or both of said banks, then said Board may require the junior bank in time of organization to so change or modify its name as to prevent such confusion, and the change of name so made shall be approved by said Banking Board. Sec. 26. N o partnership, firm, or individual transacting a banking business in this State, shall be permitted to carry any n o t e or obligation of such p a r t n e r s h i p , f ir m , or i n d i v i d u a l, or any of the members of such partnership or firm as any part of the assets of the bauk. And no o ffic e r , d i r e c t o r , or e m p lo y e of any corporation transacting a banking business in this state shall be permitted to b o r r o w any of the f u n d s of the bank upon his own note or obligation, or upon any note or obli gation made to him for accommodation, without having first obtained the a p p r o v a l of a majority of the board of d i r e c t o r s of the bank, and the approval, if obtained, shall be made a part of the records of the bank. Any individual member of a firm, partner, officer, director, or employe who shall violate the pro visions of this section shall be deemed guilty of e m b e z z le m e n t of the funds of said bank to the extent of said notes or obliga tions so given, and on conviction thereof shall be punished by a fine not exceeding one thousand ($1,000) dollars, or imprison ment in the penitentiary not to exceed five (5) years, or both, at the discretion of the court. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (67) Sec. 27. N o individual, firm or corporation transacting a banking business in this State shall lo a n to any single corpora tion, firm, or individual, including in such loan all loans made to the severahmembers or shareholders of such firm or corporation, more than tw e n ty (20) p e r c e n t u m of the paid up c a p i t a l of such bank. And in no case shall the total l i a b i l i t i e s of the (several s t o c k h o l d e r s of an incorporated bank to such bank ex ceed fifty (50) p e r c e n t of the paid up capital of fuch bank. But the discount of bills of exchange drawn in good faith against actually existing values, and the discount of commercial paper actually owned by the person negotiating the same shall not be considered as money borrowed. Sec. 28. Any officer, director, or employe of any corporation, transacting a banking business in this state, who shall knowingly permit or allow the s h a r e h o l d e r s of such bank to at any one time become indebted to such banking corporation in a total sum e x c e e d in g - fifty (50) p e r c e n t of the paid up capital of such banking corporation shall be deemed guilty of a felony, and upon conviction thereof, shall be subject to a fine of not to ex ceed five hundred ($500) dollars, or by imprisonment not to exceed three (3) years in the state penitentiary, or both, at the discretion of the court. Sec. 29. N o corporation, partnership, firm, or individual transacting a banking business in this state shall withdraw, oxpermit to be withdrawn, either in the form of d iv id e n d s or otherwise, any part of its capital. If losses have at any time been sustained, equal to or exceeding u n d i v i d e d p r o f it s on hand, no dividends shall be made; and no dividend shall be made by any bank transacting abanking business under the laws of this state to an amount greater than the net profits on hand less the losses and bad debts; Provided, however, that the c a p i t a l stock may be i n c r e a s e d or d e c r e a s e d , in the manner hereafter provided. Fikst. — In the case of corporations. The stockholders at any regular meeting shall, by a vote of those owning two-thirds of the capital stock, authorize the president or cashier to notify the State Banking Board of the proposed reduction or increase of https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ( 68 ) capital, and a notice containing a statement of the amount of such proposed r e d u c t io n or i n c r e a s e of c a p i t a l shall be p u b lis h e d for four (4) weeks in some newspaper, at the princi pal place of doing business, or if nona is there printed, then in some newspaper published in the same county. S eco n d . — In the case of partnerships, firms, or individuals, the state Banking Board shall be notiged of the proposed renuction or increase, but no reduction shail be to an amount less than the capital required by this act, and there shall be no reduction of capital or concellation of stock, until said reduction or cancel lation shall first be approved by the State Banking Board. Proxided, that no r e d u c t i o n or capital or cancellation of stock shall be made that will impair the security of the depositors, and no increase shall be a u t h o r iz e d by the State Banking Board until a statement shall have been filed with said board, that the proposed increase of capital has been paid in, and said statement shall be sworn to by the president, cashier, partner, member of firm, or individual owner. T h ir d . — Whenever a corporation, partnership, firm, or indi vidual, transacting a banking business in this state shall desire to go into voluntary liquidation, they shall first obtain the writ ten consent of the State Banking Board, who may, if the deem it advisable, before granting such request, order a special examina tion made of the affairs of such bank, for which the same fees may be collected as in regular examination. Sec. 30. Every s t o c k h o l d e r in any banking corporation transacting a banking business in the state shall be l i a b l e to the creditors of such bank for an amount over and above the share or shares of stock so held, equal to the paid up value thereof, for all liabilities accrujng while such stock is owned or held by such shareholder, and in case any person holding any stock in any banking corporation shall sell, transfer, or dispose of such stock, knowing that such’ h a n k is in s o lv e n t , he shall be deemed the owner of sueh stock, and liable thereon the same as if such stock had not been sold, transferred, or disposed o f; and such liability may be enforced whenever such banking corporation shall be adjudged insolvent, without regard to the probability of the https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (69) assets of such insolvent bank being sufficient to pay all of its liabilities. Sec. 31. Any corporation, partnership, firm, or individual designating its, their, or his business as that of a s a v i n g s b a n k , shall have power to carry on a savings bank business, as pre scribed and limited in this act. Any savings bank may receive deposits from the general pub lic, and all deposits in any bank shall be paid to the depositors, or their lawful representatives when required and at such time and with such interest and under such r e g u l a t i o n s as shall be prescribed by said bank and approved by the State Banking Board, which regulations shall be printed, and conspicuously posted in some place accessible and visible to all persons in the business office of said bank. The f u n d s of any savings bank, except the reserve provided for in this act, shall be in v e s t e d in bonds of the United States, or of any state in the United States, or in the public debt or bonds of any city, county, township, village, or school district of any state of the United States, which shall have been authorized by the legislature of the state, or shall be loaned on negotiable paper, secured by any of the above mentioned classes of security, or upon notes or bonds secured by mortgage lien upon unincum bered real estate (Provided that second mortgage loans may be made on improved farm lands, but no loan shall be made on such improved farm land or other real estate, which, including the aggregate amount of incumbrances thereon, shall exceed fifty per cent of the cash value thereof), or upon notes secured by col lateral security of known marketable value, or held as cash, or shall be deposited in good solvent banks; Provided, That chattel mortgages shall not be deemed collateral security, and savings banks are hereby prohibited from investing their funds in them, except chattle loans on cattle. Sec. 32. A pass book shall be issued to each d e p o s i t o r in a s a v i n g s b a n k for all money deposited on an open account. Such pass book shall contain the rules and regulations adopted • by such savings banks governing such deposits. In such pass book shall be entered each deposit made by, and each payment https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (70) made to, such depositor, and no deposit shall be received or pay ment made unless entered in the pass book at the time such transaction is had; Provided, That nothing in this section shall prohibit a savings bank from issuing c e r t i f i c a t e s for legitimate deposits; Provided further, when any deposit is made in any savings bank by a person being a minor, the said bank may pay to such depositor such sums as may be due to him or her, and the receipt of such minor to such savings bank shall be in all respects valid in law. Sec. 33. S a v i n g s b a n k s shall not be subject to the provi sions of section (4) of this act relating to c a p i t a l , but it shall be unlawful for any savings bank to transact a savings bank business in this state with a paid up capital of less than twelve thousand ($12,000), one-third (£) of which may be invested in bank build ing, and the lot or lots on which the same are situated, and the necessary bank furniture and fixtures; Provided, That on and after the passage of this act, it shall unlawful for any savings bank to organize and commence a savings bank business with a paid up capital of less than twenty-five thousand ($25,000) dol lars, in cities having more than twenty-five thousand (25,000) population; Provided further, That no savings bank in this state shall receive d e p o s i t s to an amount exceeding t e n t i m e s the aggregate amount of its paid up c a p i t a l and surplus. Sec. 34. Whenever it shall appear to the State Banking Board from an examination or report, provided for by this act, that the capital of any corporation, partnership, firm, or individual trans acting a banking business in this state, is impaired, or that any corporation, partnership, firm, or individual is conducting its, their, or his banking business in an unsafe and unauthorized manner, and is jeopardizing the interests of its, their, or his de positors, and that it is unsafe and inexpedient for such corpora tion, partnership, firm, or individual to continue to transact a banking business, the said State Banking Board shall communi cate the facts to the attorney-general, who shall thereupon cause an application to oe made to the district court of the county where such corporation, partnership, firm, or individual has its, their, or his banking office, or to any judge of such court, for the https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (71) a p p o in t m e n t of a suitable person as r e c e i v e r to take charge of the business and affairs of and wind up such bank. Provided, however, that if the judge of the district court of the county where the application for such receiver should be made, shall be absent therefrom at the time such application is to be made, then, in that case, any judge of the supreme court may appoint such receiver, but all proceedings in relation to such receiver ship thereafter shall be had before the district court, or judge thereof, which might have appointed such receiver in the first instance, and the petition and order appointing such receiver shall be forthwith trans mitted to the clerk of the district court of the county in which such insolvent bank is located. It shall be suf ficient to authorize the.appointment of a receiver, if the facts set forth in this aection shall be made to appear. S e c . 35. The r e c e i v e r provided for in section thirty-four (31) of this act shall be required to give a b o n d in such sum as the court or judge from whom he receives his appointment may direct, with one surety where such surety is an incorporated surety company authorized by the laws of this state to transact such business, and with at least two good and sufficient sureties where such sureties are natural persons, which shall be approved by the clerk of the district court of the county in which such insolvent bank is located. Such receiver, shall thereupon take possession of all books, records and assets of every description belonging to said bank, collect all debts, dues and claims owing to and belonging to such banks, sell and compound all bad or doubtful debts when approved by the court or judge; sell all real and personal property belonging to such bank, on such terms and conditions as the court or judge shall direct. The court or judge may authorize such receiver to employ a competent attorney to represent him in all legal proceedings relating to such receiver ship, who shall receive such compensation as the court or judge may allow. Whenever any receiver of any incorporated bank shall file a report with the court or judge thereof, setting forth the fact that in the opinion of such receiver, the assets of such bank are not sufficient to pay the liabilities of such bank within a reasonable time, the court or judge may order such receiver to https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (72) proceed at once to collect from the several stockholders of such bank, who are liable therefor, any or all such liabilities as shall be necessary for the payment of all the liabilities of such bank. Whenever any such receiver shall have paid in full all of the lia bilities of such bank, and shall have remaining in his possession any property or assets, belonging to said bank, he shall be ordered by such court or judge to deliver the same to the party or parties entitled thereto. Provided, however, that whenever the officers, stockholders, or owners of any insolvent bank shall give a good and sufficient bond, running to the state of Nebraska, conditioned upon the full settlement of all the liabilities of such bank by such officers, stockholders, or owners, within a stated time, and said bond shall have bee approved by the State Bank ing Board, then the State Banking Board shall turn over all the assets of such bank to the officers, stockholders, or owners of said bank furnishing said bond Sec. 36. The S t a t e B a n k i n g B o a r d shall have power to make such r u l e s and to establish such r e g u l a t i o n s for the government of the banks of this state as may in their judgment seem wise and expedient; provided, that no such rule or regula tion shall in any way conflict with any of the provisions of this act. Sec. 37. Upon the passage and taking effect of this act the chief justice of the S u p r e m e C o u r t may order the clerk of said court to make a copy of the record in all cases pending in said court, wherein a receiver has been appointed by said court, or any judge thereof to wind up the affairs of any in s o lv e n t b a n k , which copy of record, together with all original papers and pleadings in such cause, shall be t r a n s m i t t e d to the clerks of the d i s t r i c t c o u r t of the several counties in which such insolvent banks were located, and thereafter all proceedings in relation to such receivership shall be had in such district court the same as if the original petition for a receiver had been granted by such court. Sec. 38. Nothing in this act shall be taken to, nor be con strued as applying to any n a t i o n a l b a n k or banks in this state. Sec. 39. Chapter thirty-seven (37) of the Session Laws of https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (73) 1889, entitled “ Banking,” together with all other acts and parts of acts inconsistent with the provisions of this act, are hereby repealed. S ec . 40. That in all cases in which public money, or other funds belonging to the state, or to any county, school district, city or municipality thereof, have been deposited or loaned to any person, or persons, corporations, bank, co-partnership, or other firm or association of persons, it shall be lawful for the ofiicer or officers making such deposit or loan, or his or their suc cessors in office, to maintain an action or actions for the recovery of such moneys deposited or loaned, and all contracts for the security or payment of any such moneys or public funds made shall be held to be good and lawful contracts, binding on all parties thereto: Provided, Nothing herein contained shall be construed to in any manner effect the liability of any surety or signeis of any official bond heretofore or hereafter given or made in this state. (1879 1, 156.) S ec . 41. A ll actions heretofore brought by any public officer, either in his own name or officially, for the recovery of any pub lic moneys heretofore loaned or deposited shall be sustained, and all remedies allowed in other cases, by attachment or otherwise, shall be admissable and allowed in such actions as in other cases. S e c . 42. The president and cashier, or business manager, of every institution transacting a banking business shall cause to be kept at all times a full and correct list of the names and residence of all the shareholders in the association, the number of shares held by each, and the amount of paid up capital represented by the shares held by each member. Such list shall be subject to the inspection of all shareholders and creditors of the association during business hours of each day on which business may be legally transacted. Such list shall be kept in the office of the association where its business is transacted, and where all stock holders and creditors of the association may have ready access to it. S ec . 43. Any violation of the above section shall be punish able by a fine of not less than fifty, and not more than two hundred dollars with cost. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (74) https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis CORPORATIONS. C H A P T E K 16. (Compiled Statute 1897.) m u S T n seoSboEvery corporation, previous to the offlcey °f state hcommencement of any busines, except its own organ ization, when the same is not formed by legislative enactment, must adopt articles of incorporation and have them filed in the office of the secretary of state and recorded in a book kept for that purpose, and domestic corporations must also file with the county clerk, in the county where their headquarters are located, except mutual insurance companies, building and loan com panies, loan and investment companies and banking institu tions, which shall be filed with the State Auditor and State anceUbuilding Banking Board. A ll mutual insurace companies, building and loan companies and loan and investment companies required by law to file articles with the State Auditor shall file a certificate with the secretary of state, stating the date of filing with the auditor, named and place of business and names of stockholders. Banking organizations incorporated under the laws of this state, that have been approved by the State Banking Board and that have filed articles of incorporation with said board shall file a certificate in the office of the secretary of state, stating the date of filing articles with said Board, name and place of business and names of stockholders. Provided , That this act shall not apply to mutual fraternal benefit societies or associa tions. p ora tion s, e tc https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis
