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ANNUAL REPORT

—OF TH E—

STATE
BANKING BOARD
SH O W IN G TH E

Condition

of

the

Incorporated , Private

and

Savings Banks of the State of Nebraska.

FO R T H E Y E A R 1897.


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Federal Reserve Bank of St. Louis

LINCOLN:
H u n t e r P r in t in g C o m p a n y
1898

)


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Federal Reserve Bank of St. Louis

BANKING DEPARTMENT
OF THE

S t a t e

o k

N e b r a s k a

BOARD
H on . J. F. C ornell ,
H on . J. B. M eserve ,
II on . C. J. Smyth , P. L. H all ,
H enri- M athiesen ,

Auditor of Public Accounts and President
State Treasurer
Attorney General
Secretary
Cleric

EXAMINERS
R euben Lipp, Pawnee City.
F. A. R eynolds, Gothenburg


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Federal Reserve Bank of St. Louis

J. F. Coad , Jr., Omaha.
Y. E. W ilson, Omaha.


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Federal Reserve Bank of St. Louis

f

1
State

of

N ebraska , D epartment

of

B anking,

L incoln, N ebraska , F ebruary , 1, 1898.

,

To the Honorable J. F . Cornell Auditor Public Accounts; J. B .
Meserve State Treasurerj and C. J. Smyth Attorney General,
Members o f the State Banding B oard o f the State o f Nebraska.

,

,

G entlemen:— I have the honor to
A nnual R eport

of the

D epartment

of

submit herewith the
B anking for the year

1897. This is the 6th annual report, and embraces the period
commencing December 31st, 1896, and ending November 30th,
1897.
On November 30th, 1897, the records of the Department
show a total of 398 commercial and savings banks in active opera­
tion in the state with an aggregate paid up capital of $7,855,278.70.
Of this number, 311 were incorporated with a total capital
of $6,420,665.00, seventy-eight private with total capital of
$1,198,200.00 and nine savings banks with a total capital of
$236,413.70.
The resources and liabilities of these banks are given in de­
tail in appendix, together with other useful facts and information.
There were fifteen new banks organized with an aggregate cap­
ital of $232,500.00 and thirty-two banks discontinued business
with an aggregate capital of $482,000.00. Four banks having
re-organized, varying their capital somewhat.
Of the banks reported as having discontinued business, four
have been placed in the hands of receivers, two have availed them­
selves of the provisions of Section 35 of the Banking Act, and
were placed under bond to pay all liabilities in full, and twentysix have paid all liabilities.


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Federal Reserve Bank of St. Louis

(5)

The four insolvent banks which were placed in the hands of
receivers, show the following condition of affairs:

LIABILITIES.

RESOURCES.

Capital Stock......................$140,000.00
Deposits.............................. 144,507.34
Bills Payable...................... 31,295.20
Other Liabilities................ 26,844.42

Loans and Discounts....... $268,933.99
Cash Funds................
21,787.89
Other Assets....................... 19,713.05
Banking House, Furniture
and Fixtures, including
Real Estate...................... 32,212.03

Total.............................$342,646.96

Total........................... $342,646.96

Your attention is called to the comparative statement given
in the appendix, wherein the condition of the banks under the
supervision of this Department is shown under date of 31st
December, 1896, and the condition 30th November, 1897.
The statement referred to reveals an increase, during the
year, in the item of deposits, of $3,675,402.43, while the item
loans and discounts, during the same period, shows an increase
of only $802,565.67.
It is also shown that the reserve has increased from 33 per
cent at the close of the year 1896 to 39 per cent at the close of
the present year.
The resources of the banks have improved materially in
character with the return of bountiful crops, and with a cessation
of the vicious and uncalled for attacks upon credits in this state,
made for political purposes, which have characterized the last two
years.
Loans are being made by the banks with a degree of con­
servatism heretofore unknown. It is also observable that while
extreme caution is used by the banks in extending credit that the
borrower is equally cautious in assuming new liabilities.
A process of liquidation has been going on for some time
that has given the banks an opportunity to recover from recent
crop failures and other depressing influences, and those fortunate
enough to weather past storms are now getting upon a solid and
enduring basis. Both bank and bank customer have learned


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Federal Reserve Bank of St. Louis

(6)

from the experience of the past few years, that financial safety
requires an unused credit reserve. The practice that obtained
with both bank and people in the past to keep in active use, not
only all available cash reserve, but all credit that could be com ­
manded, is now recognized as a practice full of danger.
The above conditions and the recognition of the above facts
strengthens the banks and makes them, at this time, more worthy
of the confidence of the people than at any previous time in the
history of the state.
The item, Other Real Estate, shown in the summary, is in
excess of what conservative banking would suggest. The D e ­
partment has been somewhat lenient with the banks in its treat­
ment of this item due to the weak demand for this class of pro­
perty, but with an already apparent market for it, will the com ­
ing year insist upon the importance of eliminating as far as pos­
sible this objectionable feature. The acquisition of this property
by the banks, has not been a matter of choice but rather of
necessity, as it was taken largely in lieu of debts previously con­
tracted. This item promises a marked decrease during the com ­
ing year.
The present banking law, while in the main proving satis­
factory, and a valuable protection to depositors, needs amending,
especially looking to larger powers of the State Banking Board.
The most apparent weakness being the want of provision for
supervision, by this Department, over the affairs of banks that
are placed in the hands of receivers. As the law now is, the
Department is abruptly estopped from all knowledge or super­
vision of a bank the moment a receiver takes charge, and the
creditor of such bank has no recourse from the acts of the re­
ceiver except to the court whose creature the receiver is. This
is a palpable wrong.
I am of the opinion that provision should also be made, re­
quiring the approval of this Department in the selection of reserve
agents or correspondents by the banks under its jurisdiction. The
report herewith submitted shows approaching $4,000,000 of the
reserve of banks under state jurisdiction to be held by Rational


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Federal Reserve Bank of St. Louis

(7)

banks; institutions which so far as state supervision or control is
concerned, are foreign corporations. N o state banking authority
has or is supposed to have any but public information regarding
the condition of these banks. It would be but the part of prac­
tical business sagacity to provide that such of these banks as
desire to act as reserve agents for the banks under control of the
state, should be required to show to the State Banking Board that
their condition is such as to enable them to safely guard the im­
portant trust given in their care.
This Department feels gratified with the showing made in
relation to the banks that have discontinued business during the
year. Of the thirty-two banks that have ceased doing business
during the year but four have been placed in the hands of re­
ceivers and two have availed themselves of the provisions of
section 35 of the Banking Act, and have required time in which
to adjust their affairs.
By means of the efficient aid of the board of examiners and
the co-operation of the stockholders and depositors, many liqui­
dations have been made without resorting to the expense and de­
lays incident to the winding up of affairs by liquidating agents
and receivers.
In conclusion, I wish to extend my sincere thanks to the
bankers of the state for their uniform courtesy to me as your
secretary and for the promptness with which they have met all
the requirements of the Department.
I am, Gentlemen, very respectfully, your obedient servant,


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Federal Reserve Bank of St. Louis

P. L. H A L L ,
Secretary State Banking Board.

,

( 8)

REPORT OF THE CONDITION
OF THE
In c o r p o r a t e d , P r iv a t e

and

Sa v in g s Ba n k s

OF THE STATE OF NEBRASKA,
FOR THE YEAR ENDING NOVEMBER 30, 1897.


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Federal Reserve Bank of St. Louis

(9)

ANNUAL REPORT OF THE CONDITION OF THE INCORPORATED STATE BANKS IN THE
RESOU RCES

in a —t
« o3

LOCATION

T IT L E

Cfil-5

c8rrj'O
¡z; a 3
H
HS0
03
£ d «
P

Q

t A dam s
9 A insw orth
S Allen ................................
4 Alexander
5 Alii a.n ce
7 Almq,
q Anslpy
i l A rca d ia ............................
19 A rlin g ton ..........................
15
483 A tkin son .........................
17 A11rora.
18 A urora
°1 A-5rt.pl 1

$
$ 26122 63 $ 462 21
S tate B an k o f
612 69 $ 1655 13
Bank o f A in sw orth ................
39550 06
3457 00
536 42
29720 14
A llen S tate B a n k .........................
77 23
25770 54
S tate B ank o f
918 69
Rank o f A Ili an oft
49584 31
4156 19
46240 40
Rank o f A lm a ................................
1291 34
19613 27
A nsley Ra.nking C o ......................
273 54
20378 62
S tate B an k o f .............................
Í995 42
390 30
58456 25
A rlin gton S tate B an k ..............
368 80
7201 58
Bank o f Ashton
728 20
537 10
7176 50
G a llag h er & Go Ra.nkers
2 44
85278 30
A u rora S tate B a n k ......................
46 50
684 22
H a m ilton C ou n ty B an k ........... 243639 16
4 33
41233 40
R ank o f A xtell
.........................

93 IJdiUl/IUiU
T ío r iP T o f t .........................................
24 B ai no s to n .........................
/*>7Q B a rtley ..............................
26 Bassett.
27 B attle Orppk
T ío xt (UU
0 rrl .............................................
28 Odij
9Q B azile M ills .....................
33 B eav er C rossing ..........

C itizens Rank


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Federal Reserve Bank of St. Louis

P rem ium on U. S. and
oth er B onds and
Securities

C harter N um ber

BAN KS OP THE S TA TE OF N E B R A S K A

S tate R ank o f
S tate B ank o f ................................
B attle C reek Va,1ley B a n k .......
B ank o f R ayard
B ank o f B azile IMills
S tate B an k o f .............................

49756
2973
6646
16590
89484
5658
8639
30179

75
88
14
88
45
49
49
24

122 02
73
319 36
1152 86
1688 71
1270 60

-

13684
1701
3742
4566
17235
14213
1923
9756
17814
2323
14500
18260
26310
11674

17 $ 2818 02 S 2387 42
132 00 11000 00
52
2224 97
59
522 91
1850 00
44
6000 00
61 64
93
115
04
7000
00
68
4000 00
45 11
25
3000
00
57
200 00
4372 08
50
1400 00
92
56 94
48
237
20
2235Í
82
53
6000 00
69 32
16
6980
00
765
93
71

6635
3360
3772
4818
10676
273
1159
6402

81
19
58
27
48
61
22
08

667 47
85
31
995
260

00
22
37
74

99 09

8184
1270
314
1484
6700
1654

48
00
74
21
00
69

2Ó00 0Ò

$ 1025 23
$

803 31
948 03
4125 40
4013 00
5074 99
8372 29
5806 90
599 55

538
1610
675
799
2534

33
52
21
78
88

928
482
428
1974
6418
812

81
84
23
51
43
28

330 01
23 30
7215 86
3379 01

241
916
1501
368
742
2130

20
06
38
45
98
96

State

of

N ebrask a

at the

C lo se

of

Business

on the

30th

d ay of

N o v e m b e r , 1897.
!

1$
3
4
5
7
9
11

12
15
483
17
18
21
23
24
479
26
27
28
29
33

2259
2675
1060
2327
7898
232
505
913

01
51
21
64
40
05
61
37


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

8
>.

81 85
70 22

500 00

54557
59417
44704
38480
78349
80747
35956
38220
93578
13789
27533
141419
309528
66009

15 $ 10000
55 35000
65 15000
97 10000
28 19000
84 30000
42 12000
77 10000
99 28000
50
6000
6500
98
91 75000
37 100000
80 25000

00 $
00
00
00
00
00
00
00
00
00
00
00
00
00

67955
10280
12119
27010
125624
8448
12736
46374

61
31
87
94
80
03
01
35

00
00
00
00
00
00
00
00

30000
5000
5000
5000
40000
5000
5000
25000

3000 00 $ 2450
1220
1401
2343
410 00
1702
200 00
1926
2583
1000 00
123 08
1523
1200 00
809
920
825 00
6608
1675 67 17764
1564
350 00

2120 00

1400 00
112 37
10000 00
100 00
3131 94

60
82
79
63
63
62
61
25
32
67
13
65
09

1662 39
359
2221
5471
362
845

78
18
00
32
06

55
52
86
34
65
22
81
77
66
18
31
78
05
96

27893
5280
6760
19677
70153
2985
6890
18242

22
31
09
39
80
71
95
41

8
Re-discounted

Notes and Bills

Other Liabilities

$ 39106
18818
26182
21137
57236
48621
19372
27220
63932
5780
20113
58986
190088
36706

7

R EM AR K S
B ills Payable

6

5

General Deposits

4

3

Dividends Unpaid

TO TAL

2

Undivided Profits

Other A ssets N ot
otherwise enumerated

8057 47
3962 84
3014 26
4606 24
3873 50
4097 35
2453 72 *$
4741 82 *
4346 64
2012 36
4106 53
4942 82
15950 18
3939 60

1

Surplus Fund

11

Capital Stock Paid in

10

Cash

jeharter No.

L IA B I L I T I E S

$ 2878 21 $ 1500 00
5000 00
¿(kx/óo
♦Personal property

2388 75
7000 00

cr.

Dr.

annual

R e po r t

of the

C ondition

of the in c o r p o r a t e d st at e b an k s in the
RESOURCES

34
35
36
37
38
39
40
41
42
43
47
48
50
51
54
482
484
56
58
59
60
61
62

2

VI

LOCATION

T IT L E

<3
U
'd
u
<D
>

o
B e e m e r.......................
B e ll w o o d ..........................
B e lv id e r e ..........................
B e n e d ic t ...........................
B en klem an ......................
B en n ett............................
B en n ett..............................
B en n in g ton .......................
B e r lin .................................
B e rtra n d ...........................
B lair .................................
B lo o m fie ld .......................
B lo o m in g to n ....................
B lo o m i n g t o n ..................
B o e lu s ...............................
B ra d sh a w ........................
B ra d sh a w .........................
B ra in ard .........................
B re w s te r...........................
B ro ck .................................
B roken B o w ....................
B rok en B o w ..................
B rom field ..........................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

5

4

3

7

GO
CD

g s
(T)
Œa a
„r® S

S ia
o

o 'd w
CCi-5

I l l
d c3 ~
o2«

CO
a
CD

sü.S
o
«

2'JlCQ

A

B eem er State B a n k .................... $ 45363 38 $ 245 93 $ 778 30 $
P la tte V a lle y S ta te B a n d .......
26728 21
S tate B an k o f ........... .....................
275 11
30872 55
384 80
B an k o f B e n e d ic t.........................
17954 65
B an k o f B e n k le m a n ..... ..............
637 58
38344 17
2517 13
15 45
Bank o f B en n ett...........................
.27567 01
C itizens B a n k ................................
28920 30
1667 36
50565 92
225 60
M angold & G landt B a n k ...........
16015 62
61 50
B an k o f B erlin .............................
700 77
F irs t State B a n k ..........................
22203 31
B la ir State B a n d .......................... 207281 83
7768 85 12350 20
36394 75
4474 08
F a rm ers & M erchants S. B ank
40044 42
F ra n k lin C ounty B a n k ..............
B loom in g ton S tate B a n k ..........
28934 22
246 28
796 50
H ow ard B a n k ................................
14294 07
1666 82
1800 09
5464 32
48 01
S tate B ank o f ...................., .........
16002 43
C itizens R an k
...........................
476 77
B ank o f B r a in a r d .......................
37178 24
96 45
6732 69
In tern a tion a l S ta te B a n k .........
28659 62
159 96
B ank o f B r o c k ...............................
86
331
87
17909
2600 65
B ank o f C o m m e rc e ......................
291 11
572 16
Farm ers B an k o f C uster Coun. 37908 56
21076
55
823
67
B ank o f B r o m h e ld .......................
149 00

6

P rem iu m on U. S. and
oth er B onds and
S ecu rities

C harter N um ber

BANKS OF THE STATE OF N EB R ASK A

CD
VI
C

Q
3315
1330
3801
7273
7457
3592
4909
3439
5413
7101
20958
6988
12922
2245
3466
1019
4778
5767
5978
1407
22832
5899

c3
o

o
H

G

3

G
o3
CQ ■

30 $
78 00 $ 3050 00
1359 48
64
4150 00
16
17
49 30
2500 00
83
450 98
5900 00
25
621 35
4500 00
67
1522 04
2082 77
91
125 90
2250 00
46
73 28
2500 00
83
3187 21
73
1567 99 10892 15
2433 41
57
126 27
3333 00
35
3333 00
47
96 ÌÒ
690 25
82
9 61
1691 87
05
64 51
1300 00
06
48 48
528 00
9 10
54
1250 90
39 30
3554 90
81
4500 00
283 48
52
975 00
295 35
25
2000 00
06
817 90

$ 2009 76 ................
515
1896
9478
1200
6126

80
48
07
00
62

200
5005
28636
3622

00
35
51
84

750
4023
4500
776
10000

00
35
00
95
00

740
499
392
664
1689
3656
105
1065

31
88
16
76
32
71
56
13

93
262
1889
485
406

38
05
37
77
20

617
2351
4415
2391

69
27
73
71

................
................
................
................
...............

S tate

of

N e brask a

at the

C lose

of

Business

on the

30th D ay

of

N o v e m b e r , 1897.

Cr.

1

L IA B IL IT IE S

A
GO
Ô3

$
S5
S6
37
38
39
40
41
d9
43
47
18
50
51
54
48ft
181
56
58
59
60
61
62

3233 46
2741 54
1394 94
1712 51 *
1779 59
2085 72
2704 15
1475 17 *
2161 99
5991 59 *
10142 25
2800 21
3362 49
4284 07
446 30
1447 18
3437 16
1369 75
1402 08
3565 73
1501 91
5405 90
4418 44


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

11
O ther A s s e ts N ot
otherwise enum erated

10

$
22 24

1400 00
Î364 09

R EM AR K S

TOTAL

13 $ 15000 00 $
87 15000 00
67 12500 00
23 10000 00
51 25000 00
54 25000 00
46 25000 00
98 10000 00
18 10000 00
51 18000 00
51 100000 00
13 15000 00
64 10000 00
69 10000 00
33 10000 00
5000 00
71
33 10000 00
40 10000 00
5000 00
52
15000 00
35386 56 15000 00
73473 01 15000 00
47576 33 20000 00

58074
32159
42134
29408
63557
41646
52039
62971
26982
48418
299598
56840
59755
40197
24263
10220
25973
45329
10270

1000
230
12500
1500
5000
1000

00 $
00
00
00
00
00

800 00
3520 14
1000 00
200 00
300 00
10000 00
100 00
300 00
5000 00
3160 65

5556
368
4373
1735

65
95
86
88

1202
3389
4263
77
1917
4439
1487
1464
448
2988
307
857
1216
421
1529
1815
3999
3646

17
10
51
58
96
44
71
53
67
26
27
20
91
63
10
76
19
90

$ 36517
12760
11760
16172
28557
14444
23650
45872
16904
24980
190159
40352
48291
29549
10975
4913
15116
24112
3748
28730
11166
49473
20768

48
92
81
35
51
37
36
22 t
60
41
07
42
11
02
07
44
13
49
89
96
15
82
78

3800 00

1000 00
*P rem . p a id on tim e d ep osits

36 25

2000 00 ♦Other a sse ts t C o lle ctio n a c c ’t
*C orn a cco u n t

1000 00
1000 00

7404 65

Dr

ann u al

Re po r t

of the

C on dition

o f the

In c o r p o r a t e d

st at e ban k s in the

Rruning.
..................
Bruno.. .
Rnrchard
Burr.
B u tte..................................
B u tte. . . .
Calloway ..
Cambridge
3 Cambridge
4 Campbell
'SCarle ton
fi Carroll
7 Cedar Rlnffs
8 Cedar Rlnffs
Cedar Rapids.
,
2 Central City
^ Central City
4 Central City
5 Cereseo ..
7 Chadron
9 Chappell ...
0 Chester..............................
2


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

76 66
German B ank................................ $ 18079 05 $
Rrnno State R ank.......................
22930 35
1341 44
Rank of Rurchard......................
77702 08
298 11
09
German American B ank...........
16239 37
168 85
8343 72
Farmers and Merchants Bank
12625 22
1153 42
Citizens State B ank....................
Seven Valleys R a n k ..................
Citizens State Rank .......
State Rank of
Rank of ( ’a.mpbell
Citizens State Rank
Carroll State Rank ..
Rank of Ceda,r Rlnffs
"Farmers an Merchants Rank
S S Hadley & Co
Central City Rank
Farmers State Rank
Platte Valley St,a.te Rank . . . .
State Rank o f .....................
Citizens’ State Rank
Commercial Bank ..
Farmers B ank....... ....................

13064 16
37500 24
70792 50
11848 12
27555 79
25111 22
47150 81
33993 33
64422 02
35047 16
83696 21
41824 74
17197 26
31200 46
21837 20
16980 75

41
424
1510
481
132
182
529
455
736
546
156
257
462

$

2054 30
3098 70

79
22
72
00
72
04
03
50
13
06
90
34
30

1417 00
1115 43

472 14
60

689 41

564 33
301 30

1195 50

549
7011
11993
9610
245
2128

39
39
49
08
70
25

103
32
13655
5954
11014
1074
3668
5777
13249
22275
8318
7219
5306
10250
8284
7688

44
48
23
77
54
59
37
12
15
39
05
70
05
16
81
30

$
310 66
253 40
37 00

100 98
774 56

126
768
1093
3470
1975
126
500
82

60
85
12
48
34
90
00
75

8

9
Premium on U. S. and
other Bonds and
Securities

Other Real Estate

Furniture & Fixtures

7

and Taxes Paid

6

Current Expenses

5

Banking House

4

Cash Items

3

Due from National,
State and Private
Banks and Bankers

T IT L E

2

Bonds,Stocks, Securi­
ties, Judgments,
Claims, Etc.

LOCATION

1

Overdrafts

C harter N um ber

BANKS OF THE S T A T E OF N E B R A SK A

Loans and Discounts

RESOURCES

800
1602
1200
2221
2400
2000

00 $ 3300 00 $ r396
1032
387 00
12
665
800 00
00
2
66
£
969
675 00
00
1151
375 35
00

86
34
84
95
05
51

2000
1240
4500
1777
3000
2017
3500
3899
287
3000
4000
3500
2300
6400
2500

00
90
00
84
00
00
00
00
55
00
00
00
00
00
00

890
5427
1011
2137

88
59
64
52

1358
631
1266
1065
1574
2306
628
622
1286
791
972

37
30
97
74
38
92
55
20
10
93
03

2723 18

300 00
13002 44

250 00

S tate

of

N e brask a

a t the

C lose

of

Business

on the

30th D a y

of

No v e m b e r , 1897.

CR.

L I A B I L I T I E S

1

2

4

3

5

6

CO

CO

CO
o

2
43

7

d

*1

TOTAL.

d

*0

'd
d

d £
Ö
o
43

^

^ d
U CO

d*£

m
É1

CO

'S
43

■3Î

os

d
'p4

f-4

Pi
O

81146
2535
6630
2124
2004
3287

67
83
40
67
71
58

5026
1984
10495
2558
2325
804
3315
1352
3948
5605
7040
5758
3683
8244
2553
3616

11
57
35
55
46
80
80
68
34
22
04
52
97
15
69
82]


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

2500 00
1082 02
40ÔÔÔÔ

25 31
46 90
3530 00
405 00

43
«
o

*3

L*

d
P

'Ü
0)

co

p

63
13
32
82
33
03

10000
6000
50000
10000
7000
10000

00
00
00
00
00
00

31366
53731
103304
29059
44028
31965
60037
47813
97804
71518
107518
59315
31314
60994
37094
29947

94
80
33
10
51
01
34
45
48
69
77
75
18
37
77
91

11200 00

00
00
00
00
00
00
00
00

2300 00
100 00
350 00

2000 00
1000 00
1539 55
3000 00
3500 00

50 00
100 00
15000 00

20000 00

25000 00
20000 00

16500 00
3500 00

10000 00
25000 00

2000 00

7500 00

3750 00

10000 00

<

2
>

»d
d
<x>
»d

'd

>

1086
1110
2636
100
1173
2153

Pi
<D
Q

74
07
76
13
72
38

1637 48
6055 43
5835 82
2290 06
1103 18
2029 47
1657 50
1655 31
3304 05
4478 13
5630 86
2368 44
963 15
1595 04
1512 52
1480 70

P
2

'S

*4

<v

o
A

d

s

p

24348
37151
99543
30198
17498
28320

12500
17500
10000
15000
10000
10500
12500
30000

d

CO

c3

2g
cß

8

O

0

i

10961
29941
46556
18098
9324
15166

CO

s

*d
d
d

R EM AR K S

o
o

CO

'd
d

03

d
P
q3

CO
'd

p

o
z

id

CO
CQ

89
06
56
69
61
65

16999 91
28232 02
76468 51
16769 04
26825 33
10435 54
44829 84
30558 14
49500 43
47040 56
60387 91
33447 31
18351 03
33899 33 t$ 500 00
25582 25
17217 21.

♦Hogs and W heat.
3944 35 ♦Live Stock Account.
♦Corn in Crib.
9500 00
3000 00
3000 00

♦Corn Account and Tax T itles.
*Live Stock. tR eserve for taxes
♦Live Stock.

ANNUAL REPORT OF THE CONDITION OF THE INCORPORATED STATE BANKS IN THE

DR

91 0-1arks
92 C larkson
481 C latonia
94 Olay nPTit-ftr
96 n 0l p pi <igp.
97 Ö-oll] TPbn s
...........
98 n.n1Dm "hn s
99 C on cord
100 C ook
104 Ora)"* O tp.1i a,rii
106 C raw ford
107 C ra w fo rd .........................
466 CfOigh top
475 C reighton
487 nîvrtl«
113
115 Hn rtis

M errick C ou n ty B an k ............... $ 32129 79 $
C larkson S tate B a n k ..................
34372 82
F a rm ers D a n k ...............................
17417 04
40830 10
C om m ercial S ta te B a n k ............
32885 11
Coleridge S ta te B a n k ................
140229 31
C olu m bus S ta te B a n k ..............
C om m ercial B an k ...................... 137099 92
C oncord S tate B a n k ....................
32844 58
F a rm ers B a n k ...............................
33490 87
R ank o f Crab O r c h a r d ................
20371 40
S tate B an k o f ..............................
34782 74
Cnm meroial S ta te B ank
34717 93
S ecu rity B an k .............................
62638 67
B ank o f C reigh ton .....................
46463 29
81434 99
Crete State B a n k .........................
32314 82
State B an k o f ................................
26178 55
F a rm ers S tate B a n k ..................

Rank o f D a n b u r y .........................
D ann ebrog S tate B a n k ..............
Jennings
S tate B a n k ..................
................ .
Dawsnn R a n k .................................
121
Jefferson
C ou n ty B a n k ..............
122 D a y k in ..............................
117 D a n b n ry
118
120 D a v en p ort


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

21256
39287
26662
45192
10808

20
47
81
67
48

42 90
273 39
2628
1041
876
5361
247
463
106
509
479
1889
165
11
431
374

92
37
81
14
43
50
43
49
34
12
37
57
21
17

202
510
146
49

59
37
49
24

198 00
25 00
618 00
1296 88
6191 83
3871 56
343 90
781 43
2159 25
646 02
925 34
1015 08

904 37

$ 19250
11367
3761
23367
9379
45292
32163
7572
5377
848
1541
3336
13168
14804
18858
12209
12858

18
32
63
10
00
89
85
50
01
89
50
38
10
99
27
43
73

7511
9979
36728
5344
9895

83
38
55
52
04

$

792 80 $ 4860 50 $ 3320 02 $
2000 00
1507
38
2054
227

79
33
50
06

162 48
250 31
132 13
430 42
1508 78
49 05
345 32

3650
6500
9194
11336
1803
5560
3500
1400
1000
8000
8000
1000
3880
645

00
00
03
08
47
00
00
00
00
00
00
00
00
39

2834
550
3500
3500
1000

41
00
00
00
00

3746
2441
12829
12259
8502

84
40
62
70
67

500 00
690 00
2690 68

9
P rem iu m on U . S. and
oth er B onds and
S ecu rities

C urrent E xpenses

O ther R eal E state

F ix tu r e s

8

and T axes P a id

7

6

&

1

F urnitu re

5

B an king H ouse

4

Cask Item s

3

Due from N ational,
S tate and P riv ate
B an ks and B an kers

T IT L E

2

B on d s,S tock s, S e cu ri­
ties, Judgm ents,
Claim s, E tc.

LOCATION

1

O verdrafts

BAN K S OF TH E S T A T E OF N E B R A S K A

L oa n s and D iscou n ts

RESOURCES

335 91
458
229
1536
7241
3858
1039
678
438

92
90
04
96
52
13
30
07

2978 85
3334 42
3293 31
750 00
400 00

3576 74
532 93
1649
1250
316
219
367

43
50
69
53
36 $

11 25

State

of

N ebr a sk a

at the

C lose

o f business on th e

30th

day of

N o v e m b e r , 1897.

Cr.

$4525
2677
1430
3826
2500
9171
5634
3005
2205
2185
5215
6339
3422
7075
6805
16409
5639

117
118
120
121
122

6105
2654
2332
2653
1493


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

20
00
95
87 *
00 *
93
46
59 *
64
52 *
20
62 *
66
92
23
38
34
39
59
68
43
81

$
121 10
639 00
1396 36
258 98
5076 76

65257
50888
23093
80526
56960
228187
214132
60283
47775
28715
44389
53640
92878
76641
110699
72802
51956

30 $25000
53
8000
54
8000
62 20000
25 25000
93 83000
56 90000
29 35000
32 17500
67 15000
24 * 10000
71 10000
83 25000
70 25000
73 50000
02 25000
54 15000

00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00

12000
10000
15000
15100
10000

00
00
00
00
00

41373 98
54577 63
70087 22
56959 39
24480 31

$ 1681 39
624 40
989 04
1600 00
1098 89
1000 00
2920 96
10615 16
135Ó 00
7470 61
551 00
3403 95
3000 00
1903 15
360 42
388 00
126 33
1600 00
633 28
4000 00
6154 78
2000 00
899 03
5000 00
1933 20
3779 77
3000 ÓÒ
942 08
2000 00

20000
5000
5000
1100

00
00
00
00

2029
4310
983
1300
883

22
80
45
59
26

$ 38575 91
40264 13
14104 50
57827 73
28039 29
134572 77
115311 95
2928 63 18303 59 t
23372 17
10855 25
33874 91
41407 43
57724 10
48742 67
53766 53
44022 25
33014 46
27344
20266
49103
35558
12497

76
83
77
80
05

N otes and B ills

-7

8

R EM AR K S
B ills Payable

6

Re-discounted

5

Other Liabilities

4

•General Deposits

3

Dividends Unpaid

TO TAL

2

Undivided Profits

Other A ssets N ot
otherwise enumerated

91
92
481
94
96
97
98
99
100
104
106
107
466
475
487
113
115

1

Surplus Fund

11

Capital Stock Paid in

10

Cash

Charter No.

L IA B IL IT IE S

♦Grain and T ax Certificates.
96 12

^Interest paid on C. D . Corn
¿000 00
2500 00 ♦Corn Account.
*Stock Account.

ANNUAL REPORT OF THE CONDITION OF THE INCORPORATED STATE BANKS IN THE

DR

RESOURCES
BAN K S OF TH E S T A T E OF N E B R A S K A

0
£ «

ma

s &

- s<v a
w
tí

LOCATION

5®

¿ l i
œccffl

485 D e W itt.......
126 D iller...........
128 Dodge..........
129 Doniphan..
130 Do rohester.
131 Douglas----132 DuBois.
1331Dunbar.

S tate B an k o f ...........................
P e o p le s S tate B a n k ..............
F a rm ers S tate B a n k .............
B an k o f D o n ip h a n ..................
D o rch e s te r S tate B ank ___
B an k o f D o u g la s ......................
S tate B ank o f ..........................
D u n b ar S tate B a n k ..............

5 26701
37314
100346
39126
54544
46143
30618
39497

66
11
00
54
39
95
35
28

135 E a s t Om aha
136 E d g a r............
139 E lg in ..............
140 E lg in ..............
141 E lk Creek
143 E lm C reek
144 E lm w o o d __
145 E lm w o o d ..
146 E l s i e .............
147 E lw o o d .........
149 E m e r s o n .......
150 E m erson .
151iEustis...........

E a s t Om aha B a n k ..................
S tate B an k o f ...........................
E lg in S ta te B a n k ....................
Bank o f E lg in ...........................
S tate B an k o f ...........................
F a rm ers & M erchants B ank
S tate B an k o f ........................
A m erican E xch an ge B ank ..
S tate B ank o f ...........................
S tate Bank o f ...........................
F a rm ers S tate B a n k ............
G erm an A m erica n B a n k ___
F a rm ers S tate B a n k .............

5169
25043
40235
27309
29306
14718
29554
39214
5959
46615
39305
26569
26048

80
95
43
22
27
89
05
06
73
62
38
36
30


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

488 42 $
75 29
153 40

40 00

63
132
224
1417

52
90
51
77

6846 80

410
454
38
6
535
2532
2387

30
77
55
05
10
13
21

43 00

¿Ó2
49
724
713

Ò9
99
06
21

"

46ÌÒ

500 00

1345 98
3958 74

p -S S
Ö ÖCß
° O

an

a* «

T IT L E

®S|

0 go
®
Hi

5071
10595
6573
17440
26464
8206
5272
3218

90
57
29
20
63
22
83
51

143
7631
7394
7663
6330
1599
4118
14009
275
11666
7497
9724
5014

63
21
13
28

127 60
'¿60'75
50 50
34 30
108 60
300 00
’ 712‘ 29
65 34
459 54

34
40
65
61
34
27

409 39
76 40
162 54
’ 437 ¿i

5000
9552
4180
4000
6286
3119
2044
1700

00
48
09
00
23
10
37
00

59
3000
3850
2800
1000
807
4453
7947
500
3300
5000
5000
1340

81
00
00
00
00
65
93
04
00
00
00
00
00

1550 80
13388 45
268 75

6000 00
2790 44
2152 05
152847
6319 00
3431 21
1860 85
2990 07

530
3566
268
1189
574
516
592

66
48
40
41
83
19
90

13
9149
175
281
536
4854
1797
1982
2609

60
60
41
90
03
65
15
29
02

659 30
358 45
1356 21

State

of

N ebraska

at the c l o s e o f business on th e

30th D a y

of

N o v e m b e r , 1897,

L IA B IL IT IE S

TO TAL

R EM AR K S

"a

sg
^

Q>
Ut CO

| 1U
02

485
126
128
129
130
131
132
133

3175
5036
4102
1493
5669
2666
2700
2207

35
25
70
96
03
08
52
41

135 $
136
139
140
141
143
144
145
146
147
149
150
151

100
2865
3276
2407
2892
1947
5277
4886
593
6055
3414
4366
4712

69
43
66
or
02
37
94
14
76
27 *$
54
29
04


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

40604
64655
119182
62329
114452
60893
41725
48742
$

481 82

5487
54433
58176
43364
40135
26951
54052
70836
10014
73661
61746
47179
42174

93
16
71
10
46
58
92
47

15000
30000
30000
12500
50000
20000
15000
10000

00
00
00
00
00
00
00
00

53 $
59
84
36
79
33
54
10
31
18
41
71
10

5000
15000
25000
12000
10000
12500
25000
40000
5000
20000
20000
15000
11000

00 $ 125 00 $
00
00
00
400 00
00
00
00
125 00
500 00
00
500 00
00
250 00
00
00
2250 00
00
1700 00
00

3500
4000
15000
25000
1750
1700

00
00
00
00
00
00

1116
1827
13518
1004
3502
2507
1225
1499

55
90
64
72
95
69
63
06

120 36
9661 31
1559 56
1093 94
5598 45
10386 43
2345 61
3694 03
2833 01
1280 57
1895 99
1318 83
1950 04

84 00

$

24488
24327
71664
33824
35865
30635
23800
32243

38
26
07
38
51
89
29
41

242
28337
31617
29870
23037
4064
26581
26642
1681
52130
38398
28610
27524

17
22
28
42
34
90
93
07
30
61
72
88
06

5000 00

6000 00
5000 00
$

435 06 $ 1000 00
1500 00

♦Chattel Property.
1451 70

Cr.

D r.

annual

R e po r t

of the c o n d it io n of the in c o r p o r a t e d st at e

B anks

in the

RESO U RCES

P rem iu m on U. S. and
oth er B onds and
S ecurities

B AN K S OF TH E S TA TE OF N E B R A S K A

C harter N um ber

d ra
CD +3 r<r

cc d 2
- <D q
W d-H
LO C A TIO N

T IT L E

Cfl Ha
Shcq

pc3 «?

153 F a ir b u r y ___
154 F a ir b u r y ___
156 F a ir fie ld ___
157 F a ir m o n t . . .
158 F a lls C i t y ...
159 F a lls C it y ...
161 F ille y .............
162 F i r t h .............
163 F r a n k lin ___
166 F r i e n d .........

H arbine B ank o f ......................... $217624 31
G ood rich B ro s. B an king C o ...
114652 02
Citizens B a n k ...............................
42066 72
F a rm ers S ta te B a n k .........
72563 51
R ichard son C ou n ty B a n k .......
121694 87
F a lls C ity State B ank .............
54174 58
B ank o f F i l le y .............................
12448
F irth B a n k ...................................
21759 20
F ra n k lin E xch an ge B a n k .........
22696 52
M erchants and F a rm ers B ank.
43139 69

169 G a n d y ...........
170 G en ev a .........
171 G e n o a ...........
172 G e r in g .........
174 G ib b o n .........
175 G ib b o n .........
176 G o r d o n .......
177 G o r d o n .........
178 G oth en bu rg.
474 G oth en bu rg.
179 G r a fto n ..........
180 G rand Isla n d

State B ank o f ........................
C itizens B a n k ......................
C om m ercial S ta te B a n k ..
Bank o f G e r in g ....................
C om m ercial B a n k ...............
E xchange B a n k ....................
M averick B an k . ................
S heridan C ounty B a n k ___
State B a n k .............................
P eop les S tate B a n k ...........
B ank o f G ra fton .................
G rand Isla n d B an k in g C o .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

2 M«
3Ph®

11651
53893
68933
58968
8155
43571
55008
16294
36976
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16872
136383

48
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79
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414
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State

of

N ebrask a

30th D a y

at the c l o s e of business on the

of

N o v e m b e r , 1897.

L IA B IL IT IE S

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83
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169
170
171
172
174
175
176
177
178
474
179
180

958
7172
5521
5319
1305
2702
5585
2847
2913
3308
3112
34634

65
15
80
16
36
47
81
65
00
25
19
19


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Cß

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153
154
156
157
158
159
161
162
163
166

5675 65
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16 20000 00
41 40700 00
91 50000 00
04 50000 00
48 10000 00
35 10000 00
71 10000 00
32 30000 00

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76 50000 00
83 52500 00
08 15000 00
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26 25000 00
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52
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96 15000 00
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47056
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25119

66
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2228
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$ 6000 00

*State W arrants.

3000 00
2500 00
5500 00 ♦W heat.

7144 07
3500 00
♦Tax S ale C ertifica tes.

CR.

DR-__________________

a nn u al

Re po r t

of the c o n d it io n of the

In c o r p o r a t e d

st at e

Banks

in the

184 G r e e le y ........................... G reeley S tate B an k ..................
185 G r e s h a m ......................... F a rm ers & M erchants B a n k ...
187 G uide R o c k ..................
B ank o f Guide R o c k ..................
188 H a ig le r..............................
189 H a m p ton ...........................
190 H a rd y ................................
193 H a r r is o n ...........................
194 H a rtin gton ......................
196 H a rva rd .............................
197 H a s tin g s ...........................
200 H ay S p r in g s ...................
201 H ay S prin gs
202 H ebron.
205 H e n d e rs o n .......................
208 H ickm an
209 H ild r e t h .........................
210 H o l s t e i n ...........................
211 H o m e r ...............................
212 H o o p e r .........................
214 H o w e lls .........................
216 H u m b o ld t.........................
218 H u m p h re y ..... ...............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$

32262 19 $
21214 86
30260 90

141 70 $ 8247 74 $ 22556 70
454 18
14661 74 8
7794 28

E m p ire L o a n & T ru st C o .........
05918 44
9275
R ank o f H a m p to n .......................
55911 42
8039
2804 11
H a rd y B a n k ..................................
54896 20
449 20
98 70 30143
53680 65
39 34
15843
C om m ercia l B a n k .......................
H a rtin gton S ta te B ank . .........
49670 13
196 82
457 62 12775
U nion S ta te B a n k .......................
97097 05
340 75 20958 57 11387
48755
A d am s C ou n ty B a n k .................. 198233 82 10847 13
4000
7197 41
125 80
F a rm ers & M erch a n ts B a n k ...
N orth W e ste rn S tate B a n k ___
15368 08
614 46
3088
T h a y er C ounty R a n k ..................
53789 45
385 56
6246 70 28160
7714
8400 98
372 80
B an k o f H e n d e r s o n ....................
711 40
20611 50
66 60 15472
B ank o f H ic k m a n ........................
8138 28
19747
F ra n k lin C ounty B a n k ..............
in p osses sion.
H olstein S tate B a n k ................... B ank E x a m in er
12431 57
245 84
2150
H om er S tate B a n k .......................
89209 29
410 50
3552
D odge C ounty B a n k ....................
C olfa x C ou n ty B an k ..................
331 07
54277 25
12305
64536 02
965 19
100 00
3712
S tate B an k o f ...............................
4683 53
38405 73
2119
C itizens B a n k ..............................

83
85
42
09
25
28
92
91
36
52
42
49
69
88
32
04
33
52

268 21
93 48
28 10
172 78
258 80
410 51
625 70
1332 09
31 00

10 00
60 00
97 85

$ 4720 65 $ 3680 91
2050 00 8
3438 00
3500 00
350
1600
636
1000
6700
8000
1374
1665
500
7500
1605
300
1388

00
00
00
00
00
00
00
00
00
00
87
00
12

1143
5465
3500
5214
2325

03
00
00
60
00

Current E xpenses

8

9

1830 41
676 80

1000 00

94 64

8388 70

169 55

2700 00
35000 55
4457 00
528 59
1731 45

125 00
98 31
1009 50

P rem ium on U. S. and
oth er B onds and
Securities

7

and T axes P aid

6

Banking H ouse

Cash Item s

5

O ther R eal E state

4

Furniture & F ix tu r e s

3

Due from N ational,
State and P rivate
B anks and B ankers

T IT L E

2

B onds,Stocks, S e cu ri­
ties, Judgm ents,
Claim s, E tc.

LOCATION

1
Loans and D iscoun ts

C harter N um ber

B AN KS OF THE S T A T E OF N E B R A S K A

O verdrafts

RESOU RCES

1073
2805
1004
655
1112

33
01
00
68 $
25

1044 48
580 62
1184 36
461
3048
765
1651
1407

00
27
75
84
84

261 25
126 45

S tate

N ebrask a

of

at the

C lose

of

B usiness

on the

30th D a y

of

N o v e m b e r , 1897.

CR.

184
185
187

10

11

05
cS

Other A ss e ts N ot
therwise enum erated

L IA B IL IT IE S

4599 80 * $
4195 31
3721 16

1326 20
188
2098 61
189
3256 6o
190
3225 48
193
3295 70
194
4658 61
196
18476 24
197
3387 85
200
2283 20
201
6569 35
202
3698 03
205
2247 37
208
2749 09
209
210 B an k E xa
2038 51
211
6165 16
212
4334 49
214
2554 52
216
3281 94
218


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

REM ARKS

TO TAL

290 05 $

76499 74 $ 25000 00 $ 125 00 $ 976 38
2439 25
48112 71 20000 00
2528 82
2000 00
45953 14 15000 00

50398 36
25673 46
26424 32

715 03
1653 76
879 46
3348 45
2509 98
9063 36
17454 43
948 78
1506 97
2154 57
1683 49
1212 00
1939 54

12213 56
38898 93
43088 31
57440 11
34581 31
69178 29
185693 68
11555 63
17875 75
61829 10
15722 39
26097 58
25768 00

5000 00
18058 59
70552 69 30000 00
97967 77 40000 00
73788 56 10000 00
77591 29 40000 00
549 66
188241 65 100000 00
7735 03
283148 11 60000 00
5000 00
17704 41
5000 09
25804 16
1683 52
103983 67 25000 00
5000 00
25405 88
39309 58 10000 00
5000 00
33207 54
possession
5000 00
18595 83
107860 54 20000 00
75573 60 10500 0C
78930 66 25000 OC
53233 061 25000 00
.

130 00
3000
500
10000
20000
200
421
15000
3000
2000
500

00
00
00
00
00
44
00
00
00
00

500
5000
2500
8500
400

00
00
00
00
00

1054
5459
2385
3773
1896

84
08
77
74
03

12040
63836
60187
38656
25937

99
86
83
92
03

*O ther A ssets.

14000 00
^ P ersonal P ro p e rty .
*H orse and G rain A cco u n t.
* S to ck A cco u n t.

$ 1000 00

2564 60

11000 00
’ 3000*00

Dr.

Re port

o f the

C on dition

of the in c o r p o r a t e d s t a t e b a n k s in the

C harter N um ber

P rem iu m on U . S. and
oth er B onds and
S ecu rities

ann u al

486 H yannis

R ank 0 ^ ITyannis............

$ 18226 15 $

$ 41261 15

91 q Im perial
Farm ers
M erch a n ts R a n k ...
220 In d ia n ola .......................... S tate B an k o f ............ ..................
Tthaea S tate R a n k ......................
221 Ithaca

28931 26 $
38 50
1287 48 $
42849 02
471 22
18488 67

224 Johnson
99fi Julian

F a rm ers R a n k .........
Rank o f Julian

37074 46
40083 44

58 49

F a rm ers R ank . „

41315 53

448 96

F arm ers S tate B a n k ..................
L aurel S tate R a n k ...
State Rank of. ..
State R ank of.
................
F a rm ers & M erchants B a n k ...
M aple V a lley S tate R a n k .........
L exin gton R a n k ...........................
S tate R an k o f ..
L in d say State R a n k ....................
F arm ers & M erchants B a n k ...
Litchfield S tate R an k ..
B row n C ounty B a n k ....................

30645
42295
20105
16395
27417
13300
68907
21794
23613
21879
46750
20773

9 9 ft

K ea rn ey

232 L a u rel
233 L aurel
234 L a w ren ce
235 L ebanon
236 L eigh.
937 L eigh .
238 L exin gton
491 L ib e r t y ..
243 L ind say
944 Li nwood
245 L it eh fiel d
247 L o n g P i n e .......................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

70
84
36
13
40
05
40
66
44
07
78
06

86
908
300
8
635
1478
1279
283
45
286
227
498

41
05
51
77
01
18
43
10
35
24
41
21

2629 41 $ 2754 33
10831 50 11140 12
1887 94

82 00
10 20

7827 53
3074 23

856 48
5 85

3224 47
2416 70

895 42

9189 37

652 47

2500 00

886 78
949 79

1543
6363
2122
9545
3589
8046
5469
7375
4194
4546
7852
754

361 92

269
1203
910
2067

95
58
00
58

75
91
43
79
49
72
12
08
41
25
03
05

$

772 80 $ 1881 75

3636 60
20197 25
3529 15

162 81
1520 89
66 80
63 00
1030 03
421 40
50 45
41 70
803 63

1391
2001
1899
1516
2000
1275
7000
3500
1706
2500
2300
3398

30
96
15
29
00
00
00
00
95
00
00
00

659 94
2300 70
2039 71
948 76
678 83
412 65
6287 62

1394
16
274
1521
2000 ÓÓ$ 1514
613
1850
8000 00
329
590
3200 00
3304 28
611 00
1205
5037 25
1528 10
1500 00

95
57
80
46
28
82
98
25
37
08


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

LTR.

ann u al

Report

of the

C on dition

of the

In c o r p o r a t e d

state

Banks

in the

RESOURCES
BAN K S OF TH E ST A T E OF N E B R A SK A

T3

Ö

ai

Charter Number

C3^

“ Sü
LO C A TIO N

s»
a®
S3
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Oh

248 L o o m is . . .
250 L o u p C ity .
251 L o u p C ity.
254
258
259
260
263
265
266
267
268
493
270
271
272
471
275
276
277

Ö dCß
o o

T IT L E

M a d ison ................
M alm o ................
M a r q u e t t e ...........
M ason C i t y .........
M eadow G r o v e ...
M ilfo rd ..................
M illa rd ................
M ille r ....... ........
M i l l e r ....................
M illig a n ___
M in d e n .................
M on roe..................
M orse B lu ff.........
M u r d o c k ..............
M u rra y ..................
M cC ook .................
M cC ool Junction.

278 N eb ra sk a C ity.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

L o o m is S tate B an k .............
F irs t B an k o f ...........................
F a rm ers S tate B a n k .............
M adison S tate B a n k .............
F a rm ers & M erch a n ts B ank
F a rle y s ’ B a n k .........................
B an k o f M ason C i t y .............
M eadow G rove S tate B an k .
N eb ra sk a S ta te B a n k ...........
G erm an B a n k .........................
F irs t B an k o f ..........................
B ank o f M ille r ..........................
F a rm ers S tate B a n k .............
K ea rn ey C ou n ty B a n k .........
B ank o f M o n r o e ....................
B an k o f M orse B lu ff..............
G erm an B a n k ...........................
M u rray S ta te B a n k ...............
C itizens B a n k ...........................
B lu e R iv e r B a n k ....................
F a rm ers B an k ........................

$

1217 99 $ 2534 15 $ 763 75 $ 1318 21
2819 67
2196 32
2484 86
433 20
2163 05
490 45
2203 17
554 63
43 20
59 05
250 19
1800 51
126 45
20 70
469 06
78 00
115 82
202 95
978 77
5 40
723 00

5148 98

1645 65

9702 46
123 43

710
3555
1493
4216
182
308
1006
629
2472
52
746
648
1741
434
1465
2711
442

499 50

1194 25

1225 94

2500
3000
2075
1300
1311
5000
1075
2063
2000
11000
2200
24
1500
2662

00
00
00
09
30
00
55
22
00
00
00
25
00
05

7000 00
1310 00
11739
2500
1558
8756

48
00
31
34

5000 00

53
61
82
02
09
58 $
72
63
85
18
62
56
52
06
68
93
98

183 51

38 50


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Dr .

annual

Re port

of the

C ondition

of the in c o r p o r a t e d st at e b an k s in the

279 Nehawkfl,
280 N elson
282 Np.wca.st.lfi
283 N ew m an G r o v e ..............
284
285 N iobrara
287 N orth Rond

N ehaw ha “R ank
$ 46273 10 $ 2101 87
C om m ercial R ank
206 10
24110 67
P a rm ers S tate Ra.nk
17974 82
679 38
718
82
32935
08
N ew m an G rove S tate B a n k ___
37797 59
109 29
Ci^•j 7pns p tate R ank
1060 53
N iobrara, V a lley Rank
25382 05
R ank o f N orth Rend
253 29
82771 67

291 Oakdale
298 Ohiow a
308 O’N eill
310 O r d ..................
311 Orleans
312 O sceola.
313 Osceola.
470 O sm ond........ ,
316 O verton.. .
317 Oxford

A ntelope Porm ty Rank
R ank o f Obiowa,
P lk b orn Va.lley R ank
Ord S tate Bank. .
B ank o f Orlea.ns
Rank o f P o lk O onnty
O sceola Bank
F a rm ers S tate B an k .
B ank o f oyerton
C om m ercial S tate Bi^nk

319
322 “Palm yra
B ank o f P a lm y ra
B ank o f Panam a
323 Panam a
325 P a w n ee C it y .................... P aw nee C ounty B a n k ................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

16159
37409
40716
65472
24078
23581
73725
21938
27124
12824

92
37
69
56
33
31
62
70
99
53

5639
29546
29364
17985

84
43
68
52

18
585
781
206
695

39
87
07
20
50

254 46
624 73
526 99
48 59
151 23
1279 12

$

$ 14891
5135
5376
309 77
1993
4147
343 00
2520
448 75
8857

1000 00

1032
9063
26
1024

96
39
28
00

101 15

83
98
83 $
35
55
68
85

10244
10946
1786
31393
4768
13031
32220
5149
8096
9013

19
78
16
32
04
44
99
28
26
01

240
9837
2218
3863

37
42
79
37

11
216
141
51

23
40
49
80

131 85
200 73
122 50
8 00
93 08
594 85

$ 3858
935
2180
4000
3741
1500
1935

14
65 $
50
00
69
00
00

725
1350
5000
1367
5550
3329
12210
5764
1066
500

00
00
00
67
00
25
00
35
36
00

925
100
2637
5000

00
00
78
00

8

2679 07
2127 00
1400
2500
17195
6585

00
00
31
94

600
5715
3699
260

00
13
06
60

and T axes P a id

C urrent E xpenses
$

4102 15

9

351
1268
521
168
822
1689
1179

19
88
92
60
51
38
30

1196
183
662
369

95
55
94
48

1253
1400
2167
2740
1227

95
57
02
65
35

335 00
452 73
51 38

P rem iu m on U . S. and
oth er B onds and
S ecu rities

7
F urnitu re & F ix tu r e s

B an king H ouse

6

Cash Item s

4

O ther R eal E state

5

3

Due from N ational,
State and P riv ate
B anks and B ankers

T IT L E

2

B onds,Stocks, S e cu ri­
ties, Judgm ents,
Claim s, E tc.

LOCATION

1

O verdrafts

C harter N um ber

B AN K S OF TH E S T A T E OF N E B R A S K A

L oans and D iscou n ts

RESOURCES

1708
5504
3435
2809
5308
5502
5530

23
66 j
00
46
62
45
80

291
298
308
310
311
312
313
470
316
317

2378
5728
3903
10795
2226
2631
4099
2410
7614
1621

52
54
45
83 *
30
08
86
88
85 >
09

319
322
323
325

767
3651
1983
3514

99 J
74
38
67

279 $
280
282
283
284
285
287


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

2019 97

1442 16

1626 03
64 50

69184
44284
30179
35830
52068
38049
103103

36
06
68
55
74
89
66

30854
57604
55350
129476
52967
43975
125281
43407
52787
25973

82
11
31
22
50
81
04
82
16
57

8616
43286
37936
30414

14
82
48
94

20000 00

15000 00
10000 00
20000 00

14000 00
10000 00
25000 00
10000
15000
15000
50000

00
00
00
00

2000 00
1500 00
1700 00
1100 00
400 00
1300 00
4000 00
100 00

20000 00

10000 00
37500 00
20000 00
20000 00

5000 00
5000
10000
10000
15000

00
00
00
00

420 14
5000 00
883 20
20 00
3000 00
261 78

12192
1765
1536
889
1398
2482
7831

51
83
99
58
32
46
65

44991
26018
18642
23240
35570
25567
69872

85
23
69
97
42
43

2821
1794
2931
680
111
2589
3971
2389
3063
1944

05
55
94
79
44
57
37
18
82
65

16733
36809
37318
78795
32856
31386
83389
17562
24723
18145

77
56
37
43
06
24
53
45
34
72

12
546
792
621

91
56
85
73

3583
32740
19143
14531

23
26
63
43

*Corn Account.

01

/

♦Property and Interest A cct.

$ 3456 19

♦Corn Account.
♦Other A ssets.
$ 5000 00

Ol

ann u al

R e po r t

of the c o n d it io n o f the in c o r p o r a t e d

State Banks

in the

RESOURCES
BAN KS OF TH E S T A T E OF N E B R A S K A

p

.a

C harter N um ber

g a> _

cc a 2
- «3 a
LOCATION

327 P e n d e r .......
328 P e r u ...........
329 P etersbu rg.
330 P h illip s ......
331 ¡P ie r ce .........
489 P ie r c e ..............
332 P ilg e r ..............
333 P la in v ie w .......
467 R la in v iew .......
334 P la tte Center.
335 P la tts m o u th ..
336 P lea sa n ton ___
337 P ly m o u th .......
339 P o n c a ..............
340 P r a g u e .............

S tate B an k o f ..................
C itizen s’ S tate B a n k ___
B an k o f P e t e r s b u r g ___
B ank o f P h illip s .............
P ierce S tate B a n k .........
P ie rce C ounty B a n k ___
P ilg e r S tate B a n k ..........
F a rm ers S tate B a n k __
B ank o f P la in v ie w .........
F a rm ers and Merchants
B an k o f Cass C ounty. ..
P lea sa n ton S ta te B ank .
B an k o f P ly m o u t h ...........
S e cu rity B an k ...........

342 R an d olp h . ,
343 R an d olp h .
344 R avenna ...
345 R ed C lo u d ..
346 R ed C lo u d ..
352 R ogers ...
354 R u lo ............

R a n d olp h S ta te B a n k .
S e c u r ity State B ank.
S tate B an k o f ................
S tate B an k o f ...............
P e o p le s B a n k ....... .. .
F a rm ers B a n k ...............
B an k o f R u lo .................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

ooJ

T IT L E

$
$ 22827 89
' 44496 42 $
8 54
35049 40
239 50
21836 70
43614 97
225 27
80930 70
877 81
24880 24
72 76 8
89 60
404 95
45693 07
20125 54
481 71
8256 96
4 63
5457 96
131136 03
1163 43
10347 91
1fi233 01
106 43
87853 55
181 35
5194 20
85 37
23939 88
47496
33036
18243
60128
47955
15720
40477

55
46
80
63
85
00
99

1017 97
46
19 80
569 64
662 89
246 24

784 85
1029 70
187 60

ldaa«=?
H
03
02^

c -a

oo
a*
.5 ©
S3
©o

W £

2947
961
12909
10459
5175
10225
1995
3463
2618
1318
28066
8273
5419
14230
9955

82
$ 3330 00
2786 58 8 700 00 8 643 34
99 $ 121 95
704 25
98
3588 68
1013 14
425 95
3424 88
1145 68
358 40
05
285 60
1
2735
00
8787 00
2253 31
76
1040 40
8300 00
20 13
03
588 43
2450 54
70
1322 05
2115 47
6481 66
86
501
62
1905
34
500 00
26
1180 05
2500 00
19 85
06
4457
53
2577
23
477 13 13829 55
57
303 00
1274 90
99 00
64
67
1500 00
88 75
2446 09
2Ì 1 7 45
9198 60
30
2774 77
700 00
62

7092
6267
17301
12504
20295
1460
37236

90
55
48
07
52
45
01

1 00
445 71
583 23
413 92
20 00

6071 10
1423 57
2200 00
944 36
1265 30

19149 08
12242 98

898
810
874
2459
1031

16
33
08
12
95

1185 61

N ebraska

at the c l o s e of

Business

on the

30th D ay

of

L IA B IL IT IE S

TOTAL

2737
4457
3292
272
2033
3236
2013
3178
656
256
16717
2854
1159
5374
5474

31843
54676
56796
37923
65110
104630
32090
62669
26789
18993
198424
23153
24507
126596
42930

3574
2105
5771

87246
58622
44856
82417
76153
21042
82537


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

63 $
08
99
05
46
94
80
53
15
96
63
04
82
42
09

10000
12000
30000
15000
35000
25000
15000
25000
10000
12000
50000
10000
7500
40000
7200

00 $ 1400 00
5000 00
00
740 00
00
00
500 00
00
00
2600 00
00
00
00
74 81
00
5400 00
00
2500 00
00
1000 00
00
36 05
00
1800 00
00

21
29
73
36
72
14
10

50000
24890
10000
15000
15000
5800
20000

00
00
00
00
00
00
00

1000 00
1200 00
8500 00

20443
35691
23345
18589
28820
72434
11263
50 30 34908
13005
5421
134927
9124
13007
78241
30568
$

1723
2711
4334
790
4696
1226
2710
974

48
63
00
33
66
86
75 $
03

8097
1528
2000
4750
3362

54
61
00
38
05

5685
2651
1899
5368
10444
503
15793

56
59
13
18
76
31
38

2651 00

27861
24809
31757
53549
50708
14738
46743

63
45
36
05
13
28
94
48
12
82
09
43
82
04
04
42 t
27
60
18
96
83
72

$

$

261 15

2500 00
2000 00
2810 00
1497 33
1000 00

18 23

3271 43

3000 00

Dr

annual

R e po r t

of the c o n d it io n of the in c o r p o r a t e d state b an k s in the

359
360
361
362
363
367
368
369
370
371
372
373
374
375
377
378
379
380
383
385
386
387
492

S a le m ...........
S argen t,.......
S argen t........
S a r o n v ille ..
S c h u y le r ___
S crib n er, —
S crib n e r.......
S e w a rd .........
S h e lb y .........
S h e lto n .........
S h elton .........
S h ick le y .......
S h u b ert........
S id n ey...........
S ilv er Creek
S m ith field ...
S n y d e r .........
S outh B end..
S p e n ce r........
S p rin g field ..
S ta m fo rd ___
S ta n t o n ___
S ta p leh u rst.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

B ank o f S a le m ............................... $ 95408 35 $
13962 19
F a rm ers and M erch a n ts B an k.
11850 85
C uster C ounty B a n k ....................
13822 70
F a rm ers S tate B a n k ..................
B an king H ou se o f F . F o ld a . .. 117029 22
45568 15
S crib n er S tate B a n k ..................
73371 88
M erchants and F a rm ers B an k .
166093 43
State B an k o f N eb ra sk a ..
35245 50
B an k o f S h e lb y .............................
43128 33
S helton B a n k .................................
27789 28
M eisn er’s B ank ............ ..............
State B an k o f ................................ ; 33904 32
29644 54
F a rm ers S tate B a n k ..................
57111 85
A m erican B a n k .............................
21578 29
S ilv er Creek S tate B a n k ...........
5564 67
State B ank o f .................................
30470 61
S nyder State B a n k .....
.......
8291 75
South B end B a n k .......................
3887 52
B oyd C ounty B a n k ......................
22088 92
S arpy C ounty S tate B a n k ........
10585 92
S ta m ford B a n k .............. .............
87475 73
C itizens B a n k .................................
21431 47
B ank o f S ta p le h u r s t ..................

13 50
$
927 ÓÌ
48 77
2209 68

973
7483
927
742

7 30
466 32
2148 67
807 09
188 67
903 64
1485 81
617
285
210
71
1450

40
51
67
55
50

4849
980
338

1561
245

$ 7861
2302
121
8960
94
15 30743
79 22046
8418
73 42425
2491
81
6987
9787
13
1256
8344
3993
83
5498
2691
2182
3204
85
550
83 12753
3847
12716
3855

45
$
71
51 $
49 65
96
143 66
5C
17
79
52
1201 18
55
251 70
42
1304 64
48
618 36
94
259 75
86
2 50
21
09
72
09
73
63 05
00
120 33
38
17 15
23
119 21
21
224 40
09
168 68

7

2986 85
500 00
500
6662
4004
3884

00
20
53
97

and T axes P a id

2688
224
453
295

0,
74
95
60
15

6437 95
20435 03

2000 00
1434 1C
1000 OC
2600 00
2500 00
5000 00
2600 00
950 00
537 65
464 50
1039 02
5860 00
1200 00
6214 58
1416 49

8

Current E xp en ses

Cash Item s

7897 54

6

O ther R eal Estate

5

F urnitu re & F ix tu r e s

4

B anking H onse

3

Due from N ational,
State and P riv ate
B an ks and B ankers

T IT L E

2

B onds,Stocks, S e cu ri­
ties, Judgm ents,
Claim s, E tc.

LOCATION

1

O verdrafts

B AN K S OF TH E STATE OF N E B R A S K A

Loans and D iscoun ts

RESOU RCES

2972 17
3582 34

849 02
150 78
410 35
2124 72
1537 13

976 27
3482 04
7134 14
2078 87
4048 54
1120 80
636 97
459 00
1826 40
1107 47
808 54
588 97
3605 82
1087 34
557 37
406 97
1354 36
497 44

State

of

Nebraska

at the

C lose

of

Business on the 30 th D ay

of

No v e m b e r , 1897.
»

L IA B IL IT IE S
7

REM ARKS
Bills P ayable

R e-d iscou n ted

8

I

Notes and Bills

6

Other L ia bilities

5

G eneral D ep osits

4

Dividends U npaid

3

U ndivided P rofits

02

2

S urplus Fund

TOTAL
“ a
<u £

Capital S tock P a id in

1

CR.

359 Î
360
361
362
363
367
368
369
370
371
372
373
374
375
377
378
379
380
383
385
386
387
492

1585
1532
2781
1529
9733
4302
4295
12975
2098
2284
3048
7792
2291
6594
2502
146
2300
735
483
2462
1788
6971
1599


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

60
91
76
80
14
38
45
04
90
95
65
65
23
51
04
71
04
95
18
81
57
76
66

15270 87

3596 94
454 12

159 75

$ 50000
15000
|5000
"5000
25000
25000
15000
60000
10000
25000
10000
10000
12500
25000
10000
5000
9000
5000
5000
18000
5000
50000
6000

00 $ 10000 00 $ 8995 22
$ 30433 31
00
400 00
$ 1175 09 11947 67
00
1000 00
529 67
8741 20
00
618 61
20607 60
00 10000 00
3128 88
140887 29
00 ’J$S600 00
1835 91
50438 15
00 j l2000 00
6523 80
64139 01
0C
18775 86
175828 15
00
2500 00
4682 89
27445 05
5000 00
00
4614 79
32861 49
00
2690 10
36405 48
00
5000 00
694 34
27543 48
00
200 00
1461 39
29080 74
5000 00
3306 19
00
26219 78
TOOO 00
00
1472 81
22189 60
00
796 77
: 75 53
5343 76
00 £1100 00
1039 74
26425 43
00
4486 79
7289 36
00
112 32
4394 07
00
1201 88
27190 81
00
626 55
29 56
12502 46
00
8000 00
5061 92
53503 80
00
250 00
813 86
23355 47

$ 19000 00

................
$ 8ÓÒ0 ÓÓ
^P ersonal P ro p e rty & Grain.
*C orn A cco u n t.
5000 00
15000 00

* L iv e S to c k & F o re clo s u re s .

ANNUAL REPORT OF THE CONDITION OF THE INCORPORATED STATE BANKS IN THE
RESOURCES
BAN K S OF T H E S T A T E OF N E B R A S K A

2
1

U
B

s

0

S5
(4
3
b
C«
fi
O
389
390
393
394
478
396
399
401
402
403
406
407
408

LOCATION

St. E d w a rd .
St. E d w a r d ..
S tella ............
S te r lin g .......
S t P a u l.......
S tr a n g .........
S trom sburg.
S trom sburg.
S tu a rt..........
S u m n er........
S u t t o n .........
S w a n t o n ___
S y ra cu se ___

409 Table R ock.
410 Talm age . . .
412 T e cu m s e h ..
413 T ek a m a h ...
414 T h a y e r .......
415 T h ed ford ..
416 T ild e n .........
417 T ild e n .........
490 T o b ia s .........


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

«3*-»
cu8
*0
u
<
D
>
o

T IT L E

S tate B an k o f .............................. $ 44621 97
32166 Of)
C itizens S tate B a n k . . : ...............
89132 9^
S tate B an k o f ................................
59
68880
F a rm ers and M erchants B an k.
20621 97
St. P a u l S tate B a n k ...................
30
16981
U n ion S tate B a n k .......................
39424 3Ì
S trom sb u rg B a n k ........................
26
79681
F a rm ers and M erchants B an k.
25378
C itizens B a n k ................................
44
7567
S ecu rity B a n k ...............................
21915 33
S u tton E xch an ge B a n k ............
10166 06
B an k o f S w a n ton .........................
36617 67
B an k o f S y ra cu se .........................
S tate B an k o f ...............................
B an k o f T a lm a g e .........................
C ham berlain B an kin g H ou se...
B u rt C ounty S tate B a n k .........
B an k o f T h a y e r ............................
T h ed ford B a n k .............................
T ild en State B a n k .......................
E lk h orn V a lle y B a n k ................
C itizens State B a n k ...................

57129
58418
60740
70671
4806
9539
51818
41804
21192

46
56
33
97
58
03
30
82

64 72
1026 86
1202 91

s

M)S 8
¿4 «
o *>F5
wß
Ȥ G
O
a
o .3
«

$ 2000
6949
653

230 92
284 57
53
1126 12
2066 29
65 60
37
4183 15
109 40
8 70
264 10
129 32
1027 98

5

4

3

,

1291
316
500
3236

C-Ì20
S L>d
tì.Sg
I rC3
t0
i
S 03
o
¿3 « §
d
a

$ 2919
11135
00 25600
6231
35 13933
2020
8207
35
12093
9024
37
6867
7945
85
3186
00
5528
05

11726 73
8494 25
1938 50

7592
24109
13124
7275
9866
909
7054
5522
10766

1
3
M
rd
O

44 $ 279 07 $
90
n o 6i
10
497 80
29
84
203 36
31
1777 42
85
234 15
68
46
44 25
144 80
47
25
00
64
54 97
54
779
45
49
45
25
56
42
90
48
93
70
29

1008 04
1 60
191 50
2036 09
107 46
1022 17

6
3
d
«
V
m
d
o
a £
bo +03
2
3 d
u
d
<3

<D
o3

09
*d
0
) 3
C
O
d
a
P. w
<D
H
B cM
3
+3 H
d
'd
F
-i dci
fH
d
u

3<D
«
<D
4-3
o

ffl

85
68
68
00

516
1791
1122
2309
1392
458
1132
1052
104
952
403
589
954

95
53
79
87
20
88
56
61
75
77
15
40
78

00
3649 93
0 0 ................
00
5507 05
00
5000 00
00
57
00
1305 62
93
1838 21
001................

79
414
3034
855
725
58
2378
1446
132

45
90
03
60
69
98
87
24
85

6429
1093
2000
8000
700
1200
5000
3520

40
00
00
00
00
00
00
00

2526
6442
3318
4414

02
41
00
37

5000
3800
8000
10000
2*15
1589
7000
1372
6000

8

7

$
$

2000 00

2231
6531
1704
10650


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

ANNUAL REPORT OF THE CONDITION OF THE INCORPORATED STATE BANKS IN THE

D i.

RESOU RCES
B AN K S OF TH E S T A T E OF N E B R A S K A

u n arter N um ber

m

421
422
423
424
425
426
427
428

LO C A TIO N

P M
S 3 „“CO 5 a
M P c3
0*0
oo£

T IT L E

r § GO
* 2

o^
cc

(T) i-4
^ CD
g ig

£
d
M

l i !

I *

s

a

c3 63

co

e

flo o
am

o g -s

as

<D O
u

P
Q

Oh

C itizens B a n k ................................ $ 39639 20 $ 1164 87
$ 8961 16 $
F irs t B an k o f .................................
65940 79
2085 78
7687 98
B an k o f U n a d illa ..........................
24501 37
679 01 $ 1251 84
6246 23
U nion B an k ....................................
23500 12
324 77
. 7272 83
W in d om B a n k ...............................
24462 88
359 75
650 85
57 76
U plan d B an k in g Co ...............
7002 65
170 39
9716 04
U tica B a n k ...................................
100 00 10336 03
15460 65
M erchants B a n k .........................
70
14608 45
8104 16

830 94 $ 3038 60 $□'*700
1567 81 1,3443
48 67
2440 99
124 36
100 00
260
952 40
556
3000 00
223 70
3825
2900 00
31 75
7000 00
137 86

430 V a l e n t i n e ............
433 V e r d o n ..................
434 V e s t a ....................

B ank o f V a le n tin e ......................
V erd on S tate B a n k .....................
E xch an ge B a n k ...........................

87 20
33 40
105 71

W a c o ......................
W a h o o ..................
W a k e fie ld .............
W a k e fie ld .............
W a u s a ..................
W a v e r ly ................
W a y n e ..................
W a y n e ..................
W e s te r n ................
W e s t o n .................

F a rm ers and T ra d ers B a n k . . . .
C itizens S tate B a n k ..................
W ak efield S tate B a n k ..............
F a rm ers and T ra d ers B a n k ___
F a rm ers State B a n k ....... . ..
B ank o f W a v e r ly ........................
C itizens B a n k .................................
S tate B ank o f .................................
Saline C ounty B a n k ..................
W eston B a n k .................................

436
437
438
439
444
446
447
448
450
452

U ly s s e s .................
U ly s s e s .................
U n a d illa ...............
U n io n ... .......
U n iv e r sity P la ce
U p la n d ..................
U tic a ..................
U tic a ......................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

21580 01
27708 61
9291 25
8593
48602
49344
91904
37160
16830
125963
39622
36887
23850

42
15
49
88
98
35
43
98
63
95

131 21
1769 81
146 48
444
200
349
1057
8
272
119
94
394

67
93
37
90
65
24
81
20
00

572 29
154 89
1739 55

10841 96
6463 81
395 87
13133
10265
4334
12922
5366
5846
12841
5895
3085
5551

35
87
35
00
61
44
06
55
80
57

112
61
105
14
2075
115
255
13

15
74
69
49
29
10
97
05

2135 00
1043 17
1400 00
1650
1358
4300
3448
2143
1500
9104
7565
6616
2702

00
60
00
44
84
00
50
85
95
90

00
59 $ 1966
410
931
795
55
903
97
1094
00
25

1065 30

500 00
2736 0Ó
6242 61
7945 62
3434 93
688 85

21
88
63
75
21
90
75

689 19
227 67
412
1628
1104
1941
605
461
831
1076
853
680

97
13
23
50
61
31
70
64
51
35


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Dr.

annual

Report

o f the

C on ditio n

o f th e in c o r p o r a t e d

State B anks

in the

RESOURCES

465 Y u ta n ................................. B an k o f Y u ta n ...............................
T o t a l.....


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

..............

22673 66

882 40

3691 32

12266089 13 182328 18 245853 84 2907067 86

1300
7255
1900
260
7248
6200
6000

00 $
26
00
50
59
00
00

1990 00

1350 00
3563 53
3812 31

1455 39

P rem iu m on U . S. and
oth er B ond s and
S ecu rities

and T axes P a id

Current E xpenses

O ther R eal Estate

87 $ 1232 30 $
86
51
2031 67
71
408 56
04
06
318 14
58
291 25

9

8

7

F u rn itu re & F ix tu r e s

5202
2003
14693
8146
9978
9624
7864

69 $ 342 66
$
440 58 $ 3851 30
36
1442 57
21
54
6 31
1000 00
87
69 13
48
528 26
556 66
97

6

B an king Ho>"se

Cash Item s

$118821
27253
53040
9321
34024
85733
23221

4
Due from N ational,
S tate and P riv a te
B an ks and B an kers

453 W est p o in t .......................
B lu e Y a lle y B a n k .......................
454
S tate Hank o f ................................
W ilb er
W i l c o x .............................
]V[p T*cb 3,0 ts S tate Rani?:......................
‘iAX.Q
Dv
A A1 WTisner ............................................. C itizens S tate R ank ...........................
A 0AQ
C itizens State. R a.nk .............................
4
o
A
4 0t0t
AKCK
*100

5

3
B onds, S tock s, S e cu ri­
ties, Judgm ents,
Claim s, E tc.

T IT L E

.

O verdrafts

LOCATION

2

1
L oa n s and D iscou n ts

C harter N um ber

BANKS OF TH E S T A T E OF N E B R A S K A

1607
954
546
316
516
1611

00 $
23
02
10
54
29

545 44

149 96

91837 85 1041481 36 682641 19 355457 75

1166 40

STATE OF NEBRASKA AT THE CLOSE OF BUSINESS ON THE 30TH DAY OF NOVEMBER, 1897.

CR.

L IA B IL IT IE S

1

2
c3
P

TOTAL

*3
d
3

s

sg

4o-3

2 §
hm
S i

fr

02

24-3

0

ft

ft

465

8057
7715
4662
5989
3257
13457
2401

77
08
38
54
03
93
80

459 62
1263036 21


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

4

03
4-3

3
*3

«tì
ou
0*
3
0
2

sS

Ö

CO

O
453 i
454
455
456
459
461
463

3

ft

0

P
03
*0
0
2

fl

ss

03

43

0

*w
o
0
Q
3
Sh
0
d
0
0

ft

88730
21168
55653
18702
23163
66721
23855

2
c3
3
t-4
0
O
91
08
93
49
20
75
25

00 $ 10000 00
284 23
00
200 00
00
310 35
00
1350 00
00
00 10000 00
250 00
00

2576 48
2783 10
1682 95
1135 32
1301 70
2696 93
1825 95

206 61

210 78

16429 57

78355 33 19115315 10 6420665 00 743138 00 815183 15

7749 29 10822184 55

883 85

7

6

Ò

d

*> <§
^ 0
is a

2

136307
54235
82536
25148
56239
115918
43931

39 8
41
88
16
50
68
20

29846 96

30000
30000
25000
5000
25000
30000
18000

10000 00

03

8

'Ö
0
d
d
o
0
03

CQ 'd
»Ö 0
d 03
c3
03

0
o
55

REM ARKS
0
2
c3
>5
On
03

3
5000 00
*Corn and S u sp en se A cco u n t

5424 60
1500 00

5000 00 ^D irectors T ru st F und.
3000 00

3230 60

73112 96 230051 55

DR.

a n n u a l r e p o r t ^o f the

C o n d itio n [ o f

the p r iv a t e b a n k s in the
RESOU RCES

BANK S OF THE ST A TE OF N E B R A S K A

Charter Number

P
à
gs w a 2
Ǥ5

LOCATION

O 'p

T IT L E

CO 1-5

'd m
P .2
C3 ‘^3

«S
3
J-) 03 o

'■3
0

fl
o o
a«
.2®

M

£ a a

S 3
V o
f-t

P4
Jo Arapahnp
14 Ashland
20 Aynna

Arapahoe Statft R a n k .............. $ 50972 57 $
Fa.nrip,rs and Merchants Bank. 150882 01
Rank of Ayocn................................
27403 01

22 Bancroft,.........
46 "Rl ai t
Rprings
469
67 R nrw ell.............................

Bancroft Rank...............................
66776 60
Ranking Rouse of A. Pastetter 303256 70
Partners &■, Merchants Rank.
9448 81
16366 41
First Bank o f .................................

80 Cedar Rapi ds
476 fiord ova
10S fin rt,l an d
10^ fii»ai g
109 fimi gh ton
110 Preston
1p> Pii ipprtson

Pedar Valley R ank......................
Rank of Pordova.
Rank of Portland T......................
Rank of Praig................................
Ranking House of J.L.Packard
Rank of Preston...........................
Culbertson Rank.................

25956
5558
11160
16102
40071
11314
12256

116 Dakota Pity
193 Do cat,n r
1^7

Rank of Dakota C ity..................
Rank of Decatur
Dixon Rank ...................................

52562 46
8533 07
27451 70

Rank of R agle...............................
131 Plagio
137 Edgar................................. C lay C ounty B a n k ........................

12719 56
39712 33


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

33
26
25
82
95
72
31

$ 18277 20
* 27132 69 $
4831 35

233 12
989 73
931 70

31 41
155 11

$ 3614 81
$ 5000 00
342 84
10000 00
444 90
1500 00 $ 2000 00
2000
7821
500
1283

00
50
00
43

8000 00
23245 95

124 00

96

856 00
30 89
483 84
458 60

1500 00

8273 98

31
59
00
00
00
00
00

1420 61

22
10
717
168
43

2691
638
2500
2237
725
1200
1500

1000 00

115 96
92 00
714 96

43 30
402 60

9615 00
6105 88
2117 43

818 85
1469 56
1900 00

4500 00
303 25
3681 86

758 39

389 99

3231 64
11882 10

3210 66
2331 97

1200 00
1000 00

1445 44

479
4246
437
617
942
647
128
162
179
492

97
48 $
36
55
87
08
69
00
23
00

278 65
1000 00
710 33

2251 85

4639
13255
1089
2886

55
44
46
42

17566
5221
7509
22530
9864

78
16
78
74
58

13 37

65
00
83
89
65

548 90

1563

1508 58

896 25

state of

N ebraska

at the c l o s e of

Business

on the

30th

d a y of

No v e m b e r , 1897.

L IA B IL IT IE S

^

2

„

REM ARKS

TOTAL

2; 2
<o

2 S
' <D3
“ d
^ <D
0)'S
^ g
OS

10
14
20
22
46
469
67

$

$

7053 12
7473 15
1657 73
2418
14400
4444
4045
3210
2892
1394
2587
1450
1296
1726

116
123
127

1950 30
1765 37 ♦
1652 00

134
137

2212 73
1377 96


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

85836
394091
16043
28619

67
71
16
50

80
476
103
105
109
110
112

85150 82
196851 83
38923 80

52
76 . 0 ...............
1498 50
12 * $
97
75
63
03
97 50

51819
16174
24659
44338
54076
14439
27723

20000 00

65000 00
10000 00

74 30000 00
78 100000 00
5000 00
79
6000 00
27
32
67
94
36
36
00
13

15000
5000
l 10000
•10000
■'20000
5000
I 7500

00
00
00
00
00
00
00

10000 00

610 00
5000 00
1450 00
3000 00
1200 00

5952 57
461 56
632 56

! 59198 25
121390 27
28291 24

5610
96
480
1144

76
24
40
32

45225
239457
10563
'20864

98
39
39
95

6364
810
1769
642
744
449
922

83
70
92
83
87
47
05

25454
10363
12890
32245
30331
7789
19301

49
97
02
53
49
53
08

70342 86
18317 93
37963 98

10000 00
10000 00
10000 00

346 41
1000 00

1000 00
78 89
1430 44

59342 86
7892 63
24533 54

23123 46
58139 79

10000 00
10000 00

125 00
5000 00

635 39 ................
2205 78|................

12363 10
40934 01

$ 5000 00
$ 54538 15

S tat*e W a rra n ts.

♦Stock A cco u n t.
1000 00

CR.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

S tate

of

N ebrask a

at the

C lose

of

Business

on the

30th D ay

of

No v e m b e r , 1897.

L IA B IL IT IE S

REM ARKS

TOTAL

4^> f-4
OS

142 $
480

4054 57
5476 02

51488 26
63365 64

20000 00

167

3263 90

40242 41

10000 00

173
186

1224 98
1677 12

20429 80
44734 92

6000 00
13600 00

191
207
213
215
217

1653
3455
5780
3315
4981

477
223
227

28
46
03
83
64

28195
73842
114759
44399
105886

66

800 00
100 00

5000 00
20000 00

82
13
88

15000 00
10000 00
25000 00

1415 65
2863 11
8961 17

59119 73
49499 69
65181 27

10000 00
10000 00

229
230

4012 32
2222 00

47232 22
49573 23

15000 00
8500 00

246
249

4180 45
1911 32i

13322 58
67349 33

6000 00
10000 00


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

133 24

15000 00

200 00
2500 00
5000 00

1982 88
1777 49

29372 14
46588 15

1139 68

29102 73

390 52
649 30

13239 28
29385 62

4490
119
10298
2749
260

80
89
03
76
19

18704
48908
86961
26649
80626

86
03
79
37

8000 00

1478 37 ................
4144 39 ................
9617 13 ................

47641 36
25355 30
35564 14

1000 00
8500 00

2431 29
1956 36

28800 93
30616 87

1813 80
6623 03

5508 78
50726 30

20000 00

1000 00
4614 88

2000 00

Cr.

DR.

A nnual

Bank s

r e p o r t o f the c o n d it io n o f the p r iv a t e

in the

RESOURCES

£
—

253 L y o n s ...............
255
256
257
262
264
269

.............

M a d ison ...........................
M a d r id .............................
M a d rid .............................
M e a d .................................
M ern a ...............................
M inden ...........................

F a rm ers B a n k ............................... $ 33726 52 $
U nion V a lle y B a n k ......................
B an k o f M a d rid .............................
M adrid E xch an ge B an k .........
B ank o f M ea d .................................
B ank o f M ern a .............................
M inden E xch a n ge B a n k .............

34178
7500
4441
39633
22412
62669

80
00
37
03
49
77

281 N em a h a ........................... G ilb ert B a n k ..................................
286 N ord en
....................... B ank o f N o rd e n ...........................
288 N orth P la t t e .................... B a n k o fC h a s . M c D o n a ld .........

7535 80
13541 90
78204 16

290 O a k d a le.............................
293 O a k la n d .............................
468 O akland .............................
294 O d e ll.............................
488 O g a ia lla ...........................
309 O n g....................................
318 O x ford ..............................

33814
66766
22746
16594
8379
56528
7564

O akdale B a n k ...............................
F a rm ers and M erch a n ts B an k.
Bank o f W ells & T r im b o r n ___
B ank o f O d e ll................................
E xch an ge B a n k .............................
E xch an ge B a n k ............................
N eb ra sk a S ta te B a n k ................

320 P a lisa d e............................ F ren ch m a n V a lle y B a n k ...........
321 P a lm y r a ........................... Bank o f C. A . S w e e t & C o ......


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

74
01
46
46
74
38
78

10626 70
12044 47

40
122 75 $
130 55
551 12
1163 60
2771 50
966 07
206
186
120
361

$ 32621 69
326 87

446 21
1436 92

87
46
02
76

100 00

873 59

505 50

208 94
491 84

7569
841
909
16985
11134
10456

84 $
96
11
42
85
68

856 41
13124 73
44005 56
10797
18848
9643
4493
4199
8948
1535

8

3 40
05 $ 3508 40 $ 4777 70 $ 391 95
92 17
11
2100 00
1100 00
401 88
25
1200 00
1919 86
73
2615 07
816 38
5036 28
2450 00
1733 00
95
322 85 10272 80
3692 77
145
32
36
456

275 19

65
99
48
01
45
22
84

1 75
1678 13
553 86

6096 66
2569 84

91 88
192 83

53 60

376 00
2000 00
10000 00

2052 50
500 00

5602
70
2653
492

15
00
50
97

3000 00
850 00

316° 00
156r*
127° 70

1250 00
5067 27

23Ò9 37
707 18

2233 4o
367 02
1807 67
2330 51

Prem ium on U. S. and
otuer Bonds and
S ecurities

and T axes P aid

9

1

i >ther Real Estate

Furniture & F ix tu re s

7

j

B anking Honse

6

urrent E xpenses

5

Cash Item s

4
Due from N ational,
.“'tä te and P riv ate
B anks and B ankers

3
B onds,Stocks, S e cu ri­
ties, Judgm ents,
Claim s, E tc.

T IT L E

2

O verdrafts

LOCATION

1
1-oans and D iscoun ts

BAN KS OF THE STA TE OF N E B R A SK A


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Dr

A nnual

r e p o r t o f the

C on ditio n

o f the

Private Banks

in the

RESOURCES
BAN KS OF TH E S T A T E OF N E B R A S K A

LOCATION

QQflS
Ǥ1
Ä
» =3
o ww
■u p
0QF5
r§ »
Ö.2

T IT L E

324 P a p illio n .
338 P o n c a ___

B an king H ou se o f A. W . Clarke 5 41460 42
B an k o f D ixon C ou n ty..........
65949 86

103 22
83 65

341 R a g a n ...............
347 R ep u b lica n C ity
348 R eyn old s .............
349 R isin g C ity ...........
355 R u s h v ille .............
356 R u s h v ille .............

B ank o f R a g a n .............
R ep u b lica n C ity B a n k .
Bank o f R e y n o ld s .......
R isin g C ity B a n k .........
C itizens B a n k ................
E xch an ge B a n k .............

31104
4182
9692
72655
45670
11331

19
32
03
41
62
15

63
117
1
475
314

376 S id n ey
384 S pringfield.
392 Steinauer..
398 S tra tton ___
404 S u rp rise .. .
405 Sutherland.

B ank o f N e b r a s k a ............
J. D. S pearm an & C o .......
B an k o f S tein a u er.............
C om m ercia l B an kin g C o.
B an k o f S u rp ris e ..............
B an k o f S u th e rla n d .........

14187
36919
57115
15713
14620
2340

44
81
47
31
88
74

264
2704
32
4
3
149

418 T o b ia s ..
420 T ren ton .

P eop les B a n k ............
T ren ton State B an k.

429 Valentine...
432 Valparaiso.

C herry C ounty B a n k ....
Oak Creek V a lle y B an k.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

5969 75
7516 57
46513 91
29979 99

6300 00

57
04
29
11
19
48
78'
72
50
02
04

56 63
185 15

649 91
1174 66
105 00
861 25
2000 00
500 00
351 32
1100 00

73

®

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H

m

®

■ f'

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W

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£

ö öCß
o o

aM

.2®
eâ
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! 14349 92
14569 92

1272 30

8650 00
5292 35

655 37

1579 29
500 00
2160 00

241 32
1100 00

475 78

806 44
4300 00

6000 00

2366 99
349 20

11209 82

3020
2760
2856
2819
14652
7747

03
56
27
56
32
10

1161
2555
16889
575
806
1196

41
06
09
81
09
62

61 04
140 18
1087 49

1885 49
4700 94

292 48
127 50

2000 00
1666 66

640 49
2196 55

14240 79
2035 98

519 28

5000 00
800 00

908 20

8 71
1252 11
1228 26

7 50
44 20

900
4300
5000
2976
1571
1218

00
00
00
97
95
79

479 71

1119 47
2013 06
1719 80

2062
2052
1160
719
4619
549

85
13
90
33
05
21

807 79

State

of

Nebraska

at the

C lose

of business on the

30th Day

of

November, 1897.

CR.

L IA B IL IT IE S

O ther A s s e ts N ot
therwise enum erated

ash

Harter N o.

1

11

10

324 $
338

6193 11
7520 18

341
347
348
349
355
356

3227
973
1320
2672
7882
4028

62 *$
80
00
82
60 *
98

2c3
CL,
oo

376
384
392
398
404
405

2712
1280
6222
1695
772
1685

67
68
11
66
78
29 *

Ì6116 98

496 64

fe
03

P

’S '
Pi
o
72028 97 $ 25000
110925 78 50000
—
42867 17 «9000
5000
9634 57
6500
17167 67
79875 19 20000
96212 98 20000
27861 62 10000
21349
51621
89507
22805
24914
9751

89
68
78
05
33
65

10000
20000
30000
15000
7000
5000

ft

3
cn

00 $ 13K0 00 $
00
00
00
00
00
00
00
00
00
00
00
00
00

418
420

1792 28
2614 61

13680 49
18879 46

6000 00
5000 00

429
432

5763 72
2801 41

72611 77
36136 66

15000 00
10000 00


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Ol
o
P
'd
d)
2>
*d5
p

'd
fld

Ul

$
2500 00

4

6

5

jKOO 00
532 16
5069
315
1500
1497

39
19
00
56

56 70

125 00
2000 00

'd
’S
ft
Ö
p
03
'd
Ö
C
D
2
S
Q

275 00

03

03
05

oft

2d
3

05

A

c3
05
d
05

05

o

3

'd
05
d
d

88
57
37
30
36
46

4283 59
769 70

6280
28336
54694
4707
13630
3925

50
89
95
49
74
25

770 53
2420 08

6909 96
11459 38

2861 60
226 8 6 ................

54625 17
21909 80

29
00
30
89
62

2969 60
3312 83

REM ARKS

o03o
205
'd
P5
d
c3
03

05

3C3
Ph

03
05

03

O

s

$ 45403 27
60925 78
31769
4604
■9671
44507
63248
17329

2097
20
996
2367
11164

8

7

3
TOTAL

o

-

3

2

*C orn A cco u n t.
$ 13000 00

*T ax C ertificates, w h eat & fllour

$

16ÒÒ Ò0
*L ive S to ck .

2000 00

Dr.

annual

Report

o f the

C on ditio n

o f the

Priva te Banks

in the

I '¡¿SOURCES

Charter N um ber

BAN K S OF THE S T A T E OF N E B R A S K A

441
443
445
449
462

p .a
Ss æ. (Uö 3
H

CO0-3
üo gtap*
«
LOCATION

T IT L E

p
a ifZ

■§ S

W a lla c e .............
W a n n eta .............
W a u s a ................ .
W eepin g W ater
W o o d L a k e .......

W a lla ce S e cu rity B an k.
W a u n eta F a lls B a n k ___
C om m ercia l B a n k ...........
F a rm ers B a n k .............
W o o d L a k e B a n k ............

S 22193
6474
42287
20696
16398

78 $
37
52
94
36

T o t a l...................................................................................... 2587722 70


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

1193
8
187
3521
110

10 $
25
69
46
78

38096 28

1224 35 $

ai S b
ö

Ph

l p l
rt CS d
S w
£ 5 =3
®œcq
p
Q
513
197
2569
4125
4420

33 $
48
01
07
34

59399 36 736504 11

41
102
69
377
153

94 $
60
17
86
65

2046
1437
2740
3000
1275

t ) CO Ö

I—' O)
Ö ôCÆ
OO
S»
.s s
S3
1) O
h
P-4

20 $ 4875 79 $ 544 82
3584 92
40
3961 29
1996 85
00
00
464 47
00

17952 93 210175 92 114848 01

75008 65

952 61


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

annual

DH.

Report

of the condition of the savings banks in the
RESOURCES

HANKS OF TH E S T A T E

OF N E B R A S K A
'Ö
a
c3
co a 3
- id a
a¡ rj-H
0&PP5
T IT L E

LOCATION

cgfT

2518 68

U nion S avin gs B a n k . . . .

g 12476 22

155 F a irb u ry ..
164 F r e m o n t . . .
165 F r e m o n t -----

F a irh u ry S avings B a n k .
S ecu rity S avings B ank
H om e S avings B a n k -----

19122 26
41120 86
45580 92

239 L incoln.

U nion S avings B a n k ..................

164963 22

110 50

Om aha

& Tr. Co S av Bank

130323 16

10179 61

S ch u y ler S avin gs B an k .........
S outh Om aha S avings B a n k ..
P a ck ers S avings B a n k ..............

14525 82
70595 92
52853 84

B eatrice.

303 Omaha..
364 S c h u y le r .........
381 South Om aha
382 South Om aha.
T o t a l___


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

L .

551562 22

® §
P3
ö d

w
0 0 .2

1? a S
*

a ».'S
n u

scow
Q

§5 o
© OC0
tH
p

S

1443 40

586 78 8 1585 50
16 34
5 50

414 40

16042

401 55

12464 53

69411 46

878 74

1500 00
1418 71
2460 88

1773 76

14867 48
1314 56
10895 93
25062 85¡ 118039 94

1888 91

13877 51

14464 43

551 87 ...........
723 65
84 30

17729 70
37162 76

879 73

20056 05
3412 24

401 00
1109 13
754 68

94012 02

14332 24

State

of

Nebraska

at the close of

Business

on the

30th Day

of

November , 1897,

cr

31 $
155
164
165

$

2052 65
979 63
500 00

33813 10 $ 12500 00
23105 65
46022 11
48626 10

12500 00 $
12000 00
12000 00

$ 1398 55
200 00
400 00
2100 00

1175 04
878 35
1229 43

$

7180 46 *$

241106 12

87913 70

10375 50

101136 22

4784 08

253619 54

50000 00

38868 61

4821 18

159929 75

364
381
382

500 00
17670 88

30294 30
110746 54
67916 69

12000 00
25000 00
12500 00

500 00

1126 86
8102 14
1669 94

16667 44
77644 40
53746 75

855250 15 236413 70

42068 61

30776 99

503553 61


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

1446 70

R e-d iscou n ted

8

B ills P ayable

REM ARKS

9230 61
31987 22
33296 67

303

34440 84

7

19914 55

239

1446 70

6

N otes and Bills

.

G eneral D ep osits

Ò

O ther L ia bilities

4

D ividends U npaid

3

U ndivided P rofits

TOTAL

2

S urplus F un d

O ther A s s e ts N ot
otherw ise enu m erated

773 14

I
C apital S tock P a id in

11

Cash

C harter No.

L IA B IL IT IE S
10

$

41680 70

-

756 54

41680 70


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

A PPEN D IX


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

------ ■-

(53)

.

*

REPORT OF THE CONDITIOM OF THE INCORPORATED, PRIVATE
• AND SAVINGS BANKS, (THREE HUNDRED AND NINETYEIGHT IN NUMBER,) IN THE STATE OF NEBRASKA,
AT THE CLOSE OF BUSINESS ON THE 30TH
DAY OF NOVEMBER, 1897.
RESOURCES.

Loans and Discounts.......................................................................... $15,405,374 05
Overdrafts...........................................................................................
220,424 46
Bonds, Stocks, Securities, Judgments, Claims, &c.........................
330,316 05
Due from National, State and Private Banks and Bankers....... 3,761,611 91
Banking House, Furniture and Fixtures......................................... 1,266,121 71
Other Real Estate................................................................................
891,501 22
Current Expenses and Taxes Paid..................................................
444,798 64
2,119 01
Premium on U. S. and other Bonds and Securities..........................
Cash Items...........................................................................................
111,679 69
C ash..................................................................................................... 1,573,062 06
Other Assets........................................................................................
108,654 42
$24,115,663 22
LIA B ILITIE S.

Capital Stock Paid i n .......................................................................$ 7,855,278 70
Surplus Fund.....................................................................................
882,896 32
Undivided Profits.............................................................................. 1,028,150 42
Dividends Unpaid..............................................................................
7,749 29
General Deposits................................................................................ 13,902,940 36
Notes and Bills Re-discounted.......................
148,328 74
Bills Payable...........................................
286,332 25
Other Liabilities.....................................
3,987 14


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Federal Reserve Bank of St. Louis

$24,115,663 22

(54)

BANKS THAT HAVE DISCONTINUED BUSINESS SINCE THE BIST
DAY OF DECEMBER, 1896, UP TO AND INCLUDING THE
30TH DAY OF NOVEMBER, 1897.
BANKS TH A T H A V E DISCO N TIN U ED BUSINESS VOLU N TAR ILY.

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26

Bartley, Bank of............................................................................
Bradshaw, Bradshaw Bank........................................................
Cedar Creek, Farmers Bank........................................................
Curtis, Frontier State Bank........................................................
Clay Center, State Bank...............................................................
Creighton, State Bank.................................................................
DeWitt, DeWitt State Bank.................................. •'...................
Davenport, State Bank...............................................................
Eddyville, Eddyville Bank.........................................................
Elwood, Citizens State Bank......................................................
Ewing, Bank of..............................................................................
Farnam, Farnam State Bank......................................................
Grant, Exchange- Bank...............................................................
Hartington, Citizens Bank..........................................................
Hemingford, Box Butte Bank.....................................................
Lincoln, Industrial Savings Bank.............................................
Lushton, First State Bank....................... .................................
O’Neill, State Bank.................................................. ...................
Roseland, Bank of........................................................................
Ruskin, Bank of............................................................................
Scotia, Peoples Bank....................................................................
Stockville, Farmers and Merchants Bank.................................
Tobias, Citizens Bank...................................................................
Valley, Farmers and Merchants Bank......................................
Virginia, Bank of ...........................................................................
Western, Peoples Bank........................................... ...................

27
28
*29
30

Atkinson, Exchange Bank............................................................
Fullerton, Citizens State Bank...................................................
Havelock, State Bank...................................................................
Lincoln, Merchants Bank............................................................
*Shown in last report as in hands of Examiner.

Mar.
May
Apr.
Aug.
Oct.
Jan.
July
Sep.
May
Oct.
leb.
Apr.
Aug,
Jan.
June
June
June
Aug.
May
Mar.
Mar.
Mar.
Jan.
Aug.
Mar.
July

1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897

May
Jan.
May
July

1897
1897
1897
1897

BANKS IN HANDS OF RECEIVER.

BANKS CLOSING UP UNDER BOND, AS PER SECTION 35, BANKING ACT, 1895.
31 Johnstown, Bank of.....................................................................
32 Murdock, Farmers Bank......... ...................................................


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Federal Reserve Bank of St. Louis

(55)

May 1897
June 1897

BANKS THAT HAVE COMMENCED BUSINESS SINCE THE 31ST DAY
OF DECEMBER, 1896, UP TO AND INCLUDING THE 30TH
DAY OF NOVEMBER, 1897.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

Atkinson, Gallagher &Co. Bankers........................................... May 1897
Bartley, State Bank....................................................................... Apr. 1897
Bradshaw, State Bank................................................................. May 1897
Bradshaw, Citizens Bank............................................................ June 1897
Creighton, Bank of....................................................................... j an. 1897
Crete, Crete State Bank............................................................... Aug. 1897
DeWitt, State Bank of. . . . . . . . ................................................... June 1897
Exeter, Wallace & Co.................................................................... May 1897
Hyannis, Bank of.......................................................................... Aug. 1897
Liberty, State Bank....................................................................... Sep. 1897
Milligan, Farmers State Bank..................................................... Nov. 1897
Ogalalla, Exchange Bank............................................................ Aug. 1897
Pierce, Pierce County Bank........................................................ Jan. 1897
St. Paul, St. Paul State Bank...................................................... Apr. 1897
Tobias, Citizens State Bank........................................................ Sep. 1897

BAN KS T H A T H A V E R E O R G A N IZ E D SINCE TH E 31S T D A Y OF D E C E M B E R , 1 8 9 6 .

1 Cordova, Bank of.....................................
2 Jackson, Bank of Dakota County...............................................
3 Staplehurst, Bank of.....................................................................

Feb. 1897
Apr. 1897
Oct. 1897

B AN KS T H A T H A V E C H A N G E D N AM ES.

1 Clatonia, from “ Bank of” to “Farmers Bank.”
Number of Banks in voluntary liquidation since 31st of December, 1896.. .26
Number of Banks in hands of receiver since 31st of December, 1896........... 4
Number of Banks closing up under bond as per Sec. 35................................. 2
Total.................. .*...........................................................

g2

R E C A P IT U L A T IO N .

Number of Banks in force 31st of December, 1896.......................................... 414
Number of Banks discontinued since 31st of December, 1896...................... 32
Number of Banks organized since 31st of December, 1896........................... 15
Number of Banks reorganized since 31st of December, 1896........................ 3
Number of Banks that have changed names................................................... 1
Number of Banks in force 30th of November, 1897........................................398


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Federal Reserve Bank of St. Louis

(56)

B a n k in g L

aw

OF TH E

STATE

OF N E B R A S K A .

WITH AMENDMENTS, 1897.

Chapter 8, Compiled Statutes, 1897.


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Federal Reserve Bank of St. Louis

(57)

BANKING LAW.
S ection 1.
The Auditor of Public Accounts, the State Treas­
urer, and the Attorney General, shall be, and they are hereby
made a Board, which shall be designated and known as the
S t a t e B a n k i n g B o a r d . A majority of said Board shall con­
stitute a quorum for the transacting of business, and said board
shall have power to issue charters to, and shall have general su­
pervision over; and control of, any and all corporations, partner­
ships, firms, and individuals transacting a banking business under
the laws of this state.

Sec. 2. Every corporation, partnership, firm, or individual
transacting a banking business under the laws cf, and within this
state, shall be subject to the provisions of this act, and regulated
by the State Banking Board.
Sec. 3. The State Banking Board shall appoint a secretary,
with compensation at the rate of fifteen hundred ($1,500) dollars
per annum, who at the time of his appointment shall have at
least two (2) years actual practical experience in the general
banking business, or in the affairs of the State Banking Depart­
ment. And the State Banking Board shall also have power to
appoint a clerk with compensation at the rate of ten hundred
($1,000) dollars per annum, who shall be a competent book­
keeper and an expert accountant. And the said State Banking
Board shall procure and keep a seal, which shall be the seal of
said Board. The impression or stamp of said seal shall be by
the secretary of said Board affixed to all charters issued.
Sec. 4. It shall be u n l a w f u l for any corporation, partner­
ship, firm, or individual to t r a n s a c t a b a n k i n g b u s in e s s
u n l e s s such corporation, partnership, firm, or individual has
p r o p e r t y o t c a s h v a l u e as follows:
In cities, villages, and communities having a population of less
than one thousand (1,000) inhabitants, five thousand (5,000)


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Federal Reserve Bank of St. Louis

( 68)

dollars; in cities and villages having a population of more than
(1.000) inhabitants, and less than fifteen hundred (1,500) in­
habitants, ten thousand ($10,000) dollars; in cities and villages
having a population of less than two thousand (2,000) and more
than fifteen hundred (l,5 0 0 j inhabitants, fifteen thousand ($15,000) dollars; in cities having a population of less than three
thousand (3,000) and more than two thousand (2,000) inhabit­
ants, twenty thousand ($20,000) dollars; in cities having a popu­
lation of less than five thousand (5,000) and more than three
thousand (3,000) inhabitants, twenty-five thousand ($25,000)
dollars; in cities having a population of less than ten thousand
(10.000) and more than five thousand (5,000) inhabitants, thirty
thousand ($30,000) dollars; in cities having more than ten
thousand (10,000) inhabitants, fifty thousand ($50,000) dollars.
Such property shall be in money, commercial paper, bank furni­
ture, fixtures, and the necessary bank building, including the lot
or lots on which the building is situated, which said lot or lots
shall be unincumbered; Provided, That the b a n k i n g lio n s e
and lo t or l o t s on which the same is situated, together with the
furniture and fixtures, shall not constitute m o r e t h a n o n e t h i r d (-§-) of the p a i d u p c a p i t a l , and in no case shall the
f u r n i t u r e and f i x t u r e s constitute more than t e n p e r c e n t
of the paid up capital.

Sec. 5.

Every bank, corporation, partnership, firm, or indi­
vidual transacting a banking business under tne laws of this
state shall within sixty (GO) days after the taking effect of this
act, file with the State Banking Board a full, complete, and de­
tailed report; as provided for in Section nine (9) of this act, and
it shall be the duty of the S t a t e B a n k i n g B o a r d upon ex­
amination of the report, and the approval of the same, to i s s u e
a c h a r t e r signed by the chairman of the Board and attested by
its secretary, authorizing it, they, or him to carry on and trans­
act a banking business.

Sec. 6. E v e r y h a n k , corporation, partnership, firm, or in­
dividual organized for, and desiring to transact a banking busi­
ness, shall b e f o r e c o m m e n c in g such b u s in e s s , make under
oath, and transmit to the State Banking Board, a full, complete,


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Federal Reserve Bank of St. Louis

(59)

and detailed statement of, First, the name of the proposed bank.
Second, if incorporated, a certified copy of the articles of incor­
poration. Third, the names of the incorporators, partners, firm,
or individuals. Fourth, the county, city, town, or village in
which the said proposed bank is located. Fifth, the nature of
proposed banking business, whether commercial or savings.
Sixth, the amount of paid up capital stock.

Sec. 7.

Whenever after the examination and approval by the
State Banking Board, of the statement provided for in section
six (6) of this act, the corporation, partnership, firm, or individ­
ual shall file with the State Banking Board the oath of the pres­
ident, cashier, partner, member of the firm, or individual, that
the capital stock has been paid in as provided for, and in com pli­
ance with Section four (4) of this A ct; then the S t a t e B a n k ­
in g B o a r d s h a l l without unnecessary delay i s s u e to said
corporation, partnership, firm, or individual, a c h a r t e r for the
same purpose and in the same manner as in section five (5). On
receipt of said charter the proposed bank may begin to transact a
banking business.

Sec. 8. E v e r y b a n k and every corporation, partnership,
firm, or individnal transacting a banking business shall make to
the State Banking Board not less than f o u r (4) r e p o r t s during
each year, according to the form which may be prescribed by
said Board, which reports shall be verified in the case of incor­
porated banking companies by the oath or affirmation of the
p r e s i d e n t , v i c e - p r e s i d e n t or c a s h i e r , and in addition by
tw o of the h o a r d of d i r e c t o r s , and in other cases, by the
oath oi affirmation of partner, member of the firm, or individual
owner. But the officer administering the oath or affirmation to
the person verifying such report shall be in no way interested in
such bank a stockholder, partner, member of the firm, or bank
officer.
Sec. 9. The r e p o r t s provided for in Section eight (8) of
this act s h a l l s t a t e the amount loaned upon bonds and mortgages, the amount loaned upon notes, bills of exchange, over­
drafts, and other personal securities, with the actual market
value of such securities; the amount of rediscounts and o f com -


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Federal Reserve Bank of St. Louis

(60)

mercial paper past due; the amount invested in real estate, giv­
ing the cost of the same; the amount of cash on hand and on de­
posit in banks or trust companies, with their names and the
amount deposited in each; the amount of all other assets not
enumerated above, and such other information as the State Bank­
ing Board may require.
Provided, That commercial paper not in process of collection,
six months past due, with interest unpaid, shall not be included
in the report of the assets of such corporation, partnership, firm,
or individual. Each report shall state such resources and lia­
bilities at the close of business on any past day by the State
Banking Board specified, and shall be transmitted to said
board within (5) days after the receipt of a request or requisi­
tion therefor. And a summary of such report in the form pre­
scribed by the State Banking Board shall be published in a
newspaper published in the place where such banking business is
transacted, or if there is no newspaper in the place, then in one
published in the same county, at the expense of said bank, cor­
poration, firm, or individual; and proof of such publication shall
be transmitted to the State Banking Board within twenty (20)
days from the date fixed for such report.

Sec. 10. The state Banking Board shall have power to call
for special reports from any bank, corporation, firm, or indi­
vidual, transacting a banking busines, whenever necessary, in
order to obtain a frill and complete knowledge of the condition
of its, their, or his bank.
S ec . II . The State Banking Board shall appoint a suitable
person or persons having at least three (3) years actual
experience in the banking business, or with the affairs of the
State Ba’nking Department, to make an examination of
and into the affairs of every bank and every corporation, partner­
ship, firm, or individual transacting a banking business, as often
as shall be deemed necessary and proper, and at least once in
every year. But no person shall be appointed to examine the
affairs of-any bank, corporation, partnership, firm, or individual
transacting a banking business, of which such person is an
officer, member of firm, partner in, or employe.
The State


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Banking Board may at any time remove any person appointed by
said board.

Sec. 12. The person or persons so appointed as examiner
shall have power to make a thorough examination into all the
books, papers, and affairs of the bank or corporation, firm or in­
dividual, transacting a banking business, and, in so doing, to ad­
minister oaths and affirmations and to examine on oath or affir­
mation any indixidual banker, and the officers, agents, partners,
and clerks of such bank, corporation, firm, or individual, touch­
ing the matters he or they shall be authorized and directed to
inquire into and evamine, and to summon, and by attachment
compel the attendance, of any person or persons in this state to
testify under oath before him or them in relation to the affairs of
such corporation, partnership, firm, or individual. The person
or persons making such examination shall make a full and de­
tailed report of the condition of such corporation, partnership,
firm, or individual, to the State Banging Board. Provided,
that any examiner appointed uuder the provisions of this act’
who shall knowingly and willingly make any false or fraudulent
report of the condition of any bank which shall have been ex­
amined by him, with the intent to aid or abet the officers,
owners, or agents of such bank, in continuing to operate an in­
solvent bank; or if any such examiner shall receive or accept
any bribe or gratuity, given for the purpose of inducing him not
to file any report of an examination of any bank made by him,
or who shall neglect to make an examination of any bank by
reason of having received or accepted any bribe or gratuity, he
shall be deemed guilty of felony, and, on conviction thereof,
shall be imprisoned in the state penitentiary for not less than
two, nor more than ten years. Provided further, that such ex­
amination of incorporated banks shall be made in the presence of
at least two of the board ef directors of the bank undergoing said
ezammation, and it shall be the duty of the examiner to incor­
porate in his report herein referred to, the names of the directors
in whose presence the examination was made.
Sec. 13. Every person appointed to examine into the
affiairs of any bank, corporation, partnership, firm, or individual


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transacting a banking business, shall receive compensation
from each and every bank so examined by him or them as fo l­
lows: For all banks having a capital of fifteen thousond ($15,000) dollars or less, ($15) dollars; for all banks having a capital
of over fifteen thousand ($15,000) dollars, and less than fifty
thousand ($50,000) dollars, twenty ($20) dollars; for all banks
having a capital of fifty thousand ($50,000) dollars and less than
one hundred and fifty thousand ($150,000) dollars, twenty-five
($25) dollars; for all banks having one hundred and fifty
thousand ($150,000) dollars capital and more, thirty ($30)
dollars; Provided that no such corporation, partnership, firm, or
individual, shall be required to pay for more than one such ex­
amination in any one year; and provided further, that all fees
collected by any such examiner in excess of the sum of two
thousand ($2,000) dollars per annum and all his necessary travel­
ing expenses, shall be paid into the state treasury for the benefit
of the general fund. Every person appointed as such examiner
shall make, at the end of every year, to the State Banking Board
a detailed report under oath, of all fees collected by him
under this act, and of all his necessary traveling expensss in the
performance, of his duties as such examiner; and shall give a
bond in the sum of twenty-five thousand ($25,000) dollars, exe­
cuted by himself, with one surety where such surety is an incor­
porated surety company authorized by the laws of this state to
transact such business, and with at least two sufficient sureties
where such sureties are natural persons to be approved by the
governor, conditioned for the faithful perfarmance of his duties
as such examiner.
Sec. 14. Every bank, corporation, partnership, firm, or indi­
vidual that shall refuse, fail, or neglect to make any report,
or any published statement required by the provisions of this
act, shall be subject to a fine or penalty of fifty ($50) dollars
per day for each day after the time named for said repoit oi
statement to be made, that it, they, or he delays to make and
transmit such report or statement to the State Banking Board.
The fine or penalty herein provided for shall be recovered by the
state, for the benefit of the general fund, -in a civil action in any


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court of competent jurisdiction, and it is hereby made the duty
of the attorney-general to enforce the fine or penalty herein pro­
vided.
Sec. 15. Any person or persons who shall wilfully and know­
ingly subscribe to or make, or cause to be made, any false
statement or false entry in the books of any bank, corpora­
tion, partnership, firm, or individual transacting a banking busi­
ness, or shall knowingly subscribe to or exhibit false papers,
with the intent to deceive any person or persons authorized to ex­
amine into the affairs of said bank, corporation, partnership,
firm, or individual, or shall make, state, or publish any false
statements of the amount of the assets or liabilities of any such
corporation, partnership, firm, or individual, shall be deemed
guilty of a felony, and upon conviction thereof shall be impris­
oned in the state penitentiary not less than one (1) year nor more
than ten (10) years.
Sec . 16.

Every bank shall at all times have on hand as a

reserve in available funds an amount equal to at least fifteen
(15) per cent of the aggregate amount of its deposits.

Twofifths of said fifteen (15) per cent shall be cash in the vaults of
the bank; provided, that in cities having a population of more
than twenty-five thousand (25,000), said reserve shall be twenty
(20) per cent of the aggregate amount of the deposits; pro­
vided, further, that savings banks shall have on hand at all
times as a reserve in available funds, an amount equal to at least
five (5) per cent of their aggregate deposits.

Sec. 17. The available funds shall consist of cash on
hand and balances due from other solvent banks. Cash shall
include lawful money of the United States, and exchange for any
clearing house association. Whenever the available funds of any
bank shall fall below the reserve herein required, such bank
shall not make any new loans or discounts otherwise than by dis­
counting or pnrchasing bills of exchange payable at sight; nor
shall such bank make any dividends of its profits until it has on
hand the available funds required by this act. The State Bank­
ing Board may notify any bank, in case its reserve shall fall
below the amount required, or its capital is impaired to


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make good such reserve, or capital within such time as the State
Banking Board may direct, and any failure of said corporation,
partnership, firm, or individual to make good any deficieny in
the amount of its, their, or his reserve, or its, their, or his
capital, within the time directed, shall be cause for the appoint­
ment of a receiver as provided by section thirty-five (35) of this
act.

Sec. 18. This aggregate amount of the r e d i s c o u n t s and
b i l l s p a y a b le of any corporation, partnership, firm, or individ­
ual transacting a banking business in this state, shall at no time
exceed two-thirds ( f ) of its, their, or his paid up capital.
Sec. 19. N o corporation conducting a banking business shall
make any loan or discount on the security of the shares of its
o w n c a p i t a l s t o c k , nor be the purchaser or holder of any such
shares, unless such security or purchase shall be necessary to
prevent the loss upon a debt previously contracted in good faith;
and stock so purchased or acquired shall within six (6) months
from the time of its purchase be sold or disposed of at pnblic or
private sale;or in default thereof, a receiver may be appointed to
close up the business of the bank. Provided; That in no case
shall the amount of stock so held exceed ten (10) per cent of the
paid up capital of such bank.
S ec. 20.
transacting

Any corporation, partnership, firm, or individual,
a banking business may semi-annually declare a
d iv id e n d of so much of the net profits as it, they, or he may
judge expedient, but such corporation, partnership,'firm, or individual shall, before the declaration of a dividend, carry one-tenth
part of its net profits to its s u r p l u s fu n d , until the same shall
amount to twenty (20) per centum of its paid up capital stock.
Sec. 21. Any corporation transacting a banking business in
this state may purchase, hold, and convey r e a l e s t a t e for the
following purposes only: Such as is necessary for convenient
transaction of its business, not exceeding in value one-third of
the paid up capital; such as shall be conveyed to it for debts due
the bank, and such as it shall purchase at sale under judgments
or decrees upon its securities, but the bank at such sale shall not
bid a larger amount than to satisfy its debt. N o real estate so


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.

acquired in satisfaction of debts or at at a sale upon its judments
or decrees shall be held longer than five (5) years, and within
thirty (30) days thereafter must be sold at private or public sale,
and at no time shall the total amount of real estate held by any
bank for any purpose exceed fifty (50) per cent of the paid up
capital of such bank. Savings banks shall not be subject to the
provisions of this section.

Sec. 22. INo bank, corporation, partnership, firm, or individ­
ual transacting a banking business in this state shall accept or re­
ceive on d e p o s i t for any purpose any money, bank bills, United
States treasury notes or currency, or other notes, bills, checks,
drafts, credits, or currency when such bank, corporation, partner­
ship, firm, or individual is in s o lv e n t .
S ec . 23. If any bank, corporation, partnership, firm, or indi­
vidual transacting a banking business in this state shall receive
or a c c e p t on d e p o s i t any such deposits as are named and set
forth in section twenty-two (22), when said bank, corporation,
partnership, firm, or individual is in s o lv e n t , any afficer,
director, cashier, manager, member of the partnership or firm,
individual, or managing party thereof who shall knowingly re­
ceive or accept, be accessory to or permit, or connive at the re­
ceiving or accepting on deposit therein or thereby any such
deposits as aforesaid, shall be g u i l t y o f a fe lo n y , and upon
conviction thereof shall be punished by imprisonment in the
penitentiary not less than one year nor more than ten years.
Sec. 24. Any b a n k e x a m i n e r when appointed by the
State Banking Board, and who has filed his bond as provided in
section thirteen (13) of this act, when ordered by said Board,
shall have authority to take possession of any bank doing busi­
ness under the laws of this state and retain possession of said
bank for a time sufficient to make a thorough examination into
the affairs and financial condition of said bank, and in case it is
found by said examiner, upon said examination, that said b a n k
is in s o lv e n t or is conducting its business in an unsafe and un­
authorized manner, or is jeopardizing ttie interests of its depositold, then such examiner shall have full power and authority to
hold and retain p o s s e s s i o n of all the money, rights, credits,


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assets and property of every description belonging to such bank,
as against any mense or final process issued by any court against
such bank, corporation, partnership, firm, or individual whose
property has been taken possession of by such examiner, until
the State Banking Board can receive and act on the report made
by the examiner of said bank, and have a r e c e i v e r a p p o in t e d ,
as provided in section thirty-five (35) of this act.
Sec. 25. It shall be unlawful for tw o or more b a n k s , trans­
acting a banking business in the same city, town, or village in
this state, to have or use the s a m e n a m e or names so nearly
alike as to cause confusion in transacting business, and in all
cases where such a similarity of names now exists, or may here­
after exist, complaint may be made to the State Banking Board,
and if, in the judgment of said Board, such a similarity does
exist, and does create confusion in conducting the business of
either or both of said banks, then said Board may require the
junior bank in time of organization to so change or modify its
name as to prevent such confusion, and the change of name so
made shall be approved by said Banking Board.
Sec. 26. N o partnership, firm, or individual transacting a
banking business in this State, shall be permitted to carry any
n o t e or obligation of such p a r t n e r s h i p , f ir m , or i n d i v i d ­
u a l, or any of the members of such partnership or firm as any
part of the assets of the bauk. And no o ffic e r , d i r e c t o r , or
e m p lo y e of any corporation transacting a banking business in
this state shall be permitted to b o r r o w any of the f u n d s of the
bank upon his own note or obligation, or upon any note or obli­
gation made to him for accommodation, without having first
obtained the a p p r o v a l of a majority of the board of d i r e c t o r s
of the bank, and the approval, if obtained, shall be made a part
of the records of the bank. Any individual member of a firm,
partner, officer, director, or employe who shall violate the pro­
visions of this section shall be deemed guilty of e m b e z z le m e n t
of the funds of said bank to the extent of said notes or obliga­
tions so given, and on conviction thereof shall be punished by a
fine not exceeding one thousand ($1,000) dollars, or imprison­
ment in the penitentiary not to exceed five (5) years, or both, at
the discretion of the court.


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Sec. 27. N o individual, firm or corporation transacting a
banking business in this State shall lo a n to any single corpora­
tion, firm, or individual, including in such loan all loans made to
the severahmembers or shareholders of such firm or corporation,
more than tw e n ty (20) p e r c e n t u m of the paid up c a p i t a l
of such bank. And in no case shall the total l i a b i l i t i e s of the
(several s t o c k h o l d e r s of an incorporated bank to such bank ex­
ceed fifty (50) p e r c e n t of the paid up capital of fuch bank.
But the discount of bills of exchange drawn in good faith against
actually existing values, and the discount of commercial paper
actually owned by the person negotiating the same shall not be
considered as money borrowed.
Sec. 28.

Any officer, director, or employe of any corporation,
transacting a banking business in this state, who shall knowingly
permit or allow the s h a r e h o l d e r s of such bank to at any one
time become indebted to such banking corporation in a total sum
e x c e e d in g - fifty (50) p e r c e n t of the paid up capital of such
banking corporation shall be deemed guilty of a felony, and
upon conviction thereof, shall be subject to a fine of not to ex­
ceed five hundred ($500) dollars, or by imprisonment not to
exceed three (3) years in the state penitentiary, or both, at the
discretion of the court.

Sec. 29.

N o corporation, partnership, firm, or individual
transacting a banking business in this state shall withdraw, oxpermit to be withdrawn, either in the form of d iv id e n d s or
otherwise, any part of its capital. If losses have at any time
been sustained, equal to or exceeding u n d i v i d e d p r o f it s on
hand, no dividends shall be made; and no dividend shall be made
by any bank transacting abanking business under the laws of this
state to an amount greater than the net profits on hand less the
losses and bad debts; Provided, however, that the c a p i t a l stock
may be i n c r e a s e d or d e c r e a s e d , in the manner hereafter
provided.
Fikst. — In the case of corporations. The stockholders at any
regular meeting shall, by a vote of those owning two-thirds of
the capital stock, authorize the president or cashier to notify
the State Banking Board of the proposed reduction or increase of


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capital, and a notice containing a statement of the amount of
such proposed r e d u c t io n or i n c r e a s e of c a p i t a l shall be
p u b lis h e d for four (4) weeks in some newspaper, at the princi­
pal place of doing business, or if nona is there printed, then in
some newspaper published in the same county.
S eco n d . — In the case of partnerships, firms, or individuals,
the state Banking Board shall be notiged of the proposed renuction or increase, but no reduction shail be to an amount less than
the capital required by this act, and there shall be no reduction
of capital or concellation of stock, until said reduction or cancel­
lation shall first be approved by the State Banking Board. Proxided, that no r e d u c t i o n or capital or cancellation of stock
shall be made that will impair the security of the depositors, and
no increase shall be a u t h o r iz e d by the State Banking Board
until a statement shall have been filed with said board, that the
proposed increase of capital has been paid in, and said statement
shall be sworn to by the president, cashier, partner, member of
firm, or individual owner.
T h ir d . — Whenever a corporation, partnership, firm, or indi­
vidual, transacting a banking business in this state shall desire
to go into voluntary liquidation, they shall first obtain the writ­
ten consent of the State Banking Board, who may, if the deem it
advisable, before granting such request, order a special examina­
tion made of the affairs of such bank, for which the same fees
may be collected as in regular examination.

Sec. 30. Every s t o c k h o l d e r in any banking corporation
transacting a banking business in the state shall be l i a b l e to the
creditors of such bank for an amount over and above the share or
shares of stock so held, equal to the paid up value thereof, for
all liabilities accrujng while such stock is owned or held by such
shareholder, and in case any person holding any stock in any
banking corporation shall sell, transfer, or dispose of such stock,
knowing that such’ h a n k is in s o lv e n t , he shall be deemed the
owner of sueh stock, and liable thereon the same as if such stock
had not been sold, transferred, or disposed o f; and such liability
may be enforced whenever such banking corporation shall be
adjudged insolvent, without regard to the probability of the


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assets of such insolvent bank being sufficient to pay all of its
liabilities.

Sec. 31.

Any corporation, partnership, firm, or individual
designating its, their, or his business as that of a s a v i n g s b a n k ,
shall have power to carry on a savings bank business, as pre­
scribed and limited in this act.
Any savings bank may receive deposits from the general pub­
lic, and all deposits in any bank shall be paid to the depositors,
or their lawful representatives when required and at such time
and with such interest and under such r e g u l a t i o n s as shall be
prescribed by said bank and approved by the State Banking
Board, which regulations shall be printed, and conspicuously
posted in some place accessible and visible to all persons in the
business office of said bank.
The f u n d s of any savings bank, except the reserve provided
for in this act, shall be in v e s t e d in bonds of the United States,
or of any state in the United States, or in the public debt or
bonds of any city, county, township, village, or school district of
any state of the United States, which shall have been authorized
by the legislature of the state, or shall be loaned on negotiable
paper, secured by any of the above mentioned classes of security,
or upon notes or bonds secured by mortgage lien upon unincum­
bered real estate (Provided that second mortgage loans may be
made on improved farm lands, but no loan shall be made on such
improved farm land or other real estate, which, including the
aggregate amount of incumbrances thereon, shall exceed fifty
per cent of the cash value thereof), or upon notes secured by col­
lateral security of known marketable value, or held as cash, or
shall be deposited in good solvent banks; Provided, That chattel
mortgages shall not be deemed collateral security, and savings
banks are hereby prohibited from investing their funds in them,
except chattle loans on cattle.

Sec. 32. A pass book shall be issued to each d e p o s i t o r in a
s a v i n g s b a n k for all money deposited on an open account.
Such pass book shall contain the rules and regulations adopted
• by such savings banks governing such deposits. In such pass
book shall be entered each deposit made by, and each payment


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made to, such depositor, and no deposit shall be received or pay­
ment made unless entered in the pass book at the time such
transaction is had; Provided, That nothing in this section shall
prohibit a savings bank from issuing c e r t i f i c a t e s for legitimate
deposits; Provided further, when any deposit is made in any
savings bank by a person being a minor, the said bank may pay
to such depositor such sums as may be due to him or her, and the
receipt of such minor to such savings bank shall be in all respects
valid in law.

Sec. 33. S a v i n g s b a n k s shall not be subject to the provi­
sions of section (4) of this act relating to c a p i t a l , but it shall be
unlawful for any savings bank to transact a savings bank business
in this state with a paid up capital of less than twelve thousand
($12,000), one-third (£) of which may be invested in bank build­
ing, and the lot or lots on which the same are situated, and the
necessary bank furniture and fixtures; Provided, That on and
after the passage of this act, it shall unlawful for any savings
bank to organize and commence a savings bank business with a
paid up capital of less than twenty-five thousand ($25,000) dol­
lars, in cities having more than twenty-five thousand (25,000)
population; Provided further, That no savings bank in this state
shall receive d e p o s i t s to an amount exceeding t e n t i m e s the
aggregate amount of its paid up c a p i t a l and surplus.
Sec. 34.

Whenever it shall appear to the State Banking Board
from an examination or report, provided for by this act, that the
capital of any corporation, partnership, firm, or individual trans­
acting a banking business in this state, is impaired, or that any
corporation, partnership, firm, or individual is conducting its,
their, or his banking business in an unsafe and unauthorized
manner, and is jeopardizing the interests of its, their, or his de­
positors, and that it is unsafe and inexpedient for such corpora­
tion, partnership, firm, or individual to continue to transact a
banking business, the said State Banking Board shall communi­
cate the facts to the attorney-general, who shall thereupon cause
an application to oe made to the district court of the county where
such corporation, partnership, firm, or individual has its, their,
or his banking office, or to any judge of such court, for the


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a p p o in t m e n t of a suitable person as r e c e i v e r to take charge
of the business and affairs of and wind up such bank. Provided,
however, that if the judge of the district court of the county
where the application for such receiver should be made, shall be
absent therefrom at the time such application is to be made,
then, in that case, any judge of the supreme court may appoint
such receiver, but all proceedings in relation to such receiver­
ship thereafter shall be had before the district court, or judge
thereof, which might have appointed such receiver in the first
instance, and the petition and order appointing such receiver shall
be forthwith trans mitted to the clerk of the district court of the
county in which such insolvent bank is located. It shall be suf­
ficient to authorize the.appointment of a receiver, if the facts set
forth in this aection shall be made to appear.
S e c . 35.
The r e c e i v e r provided for in section thirty-four
(31) of this act shall be required to give a b o n d in such sum as

the court or judge from whom he receives his appointment may
direct, with one surety where such surety is an incorporated
surety company authorized by the laws of this state to transact
such business, and with at least two good and sufficient sureties
where such sureties are natural persons, which shall be approved
by the clerk of the district court of the county in which such
insolvent bank is located. Such receiver, shall thereupon take
possession of all books, records and assets of every description
belonging to said bank, collect all debts, dues and claims owing
to and belonging to such banks, sell and compound all bad or
doubtful debts when approved by the court or judge; sell all real
and personal property belonging to such bank, on such terms and
conditions as the court or judge shall direct. The court or judge
may authorize such receiver to employ a competent attorney to
represent him in all legal proceedings relating to such receiver­
ship, who shall receive such compensation as the court or judge
may allow. Whenever any receiver of any incorporated bank
shall file a report with the court or judge thereof, setting forth
the fact that in the opinion of such receiver, the assets of such
bank are not sufficient to pay the liabilities of such bank within
a reasonable time, the court or judge may order such receiver to


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proceed at once to collect from the several stockholders of such
bank, who are liable therefor, any or all such liabilities as shall
be necessary for the payment of all the liabilities of such bank.
Whenever any such receiver shall have paid in full all of the lia­
bilities of such bank, and shall have remaining in his possession
any property or assets, belonging to said bank, he shall be
ordered by such court or judge to deliver the same to the party or
parties entitled thereto. Provided, however, that whenever the
officers, stockholders, or owners of any insolvent bank shall give
a good and sufficient bond, running to the state of Nebraska,
conditioned upon the full settlement of all the liabilities of such
bank by such officers, stockholders, or owners, within a stated
time, and said bond shall have bee approved by the State Bank­
ing Board, then the State Banking Board shall turn over all the
assets of such bank to the officers, stockholders, or owners of
said bank furnishing said bond

Sec. 36.

The S t a t e B a n k i n g B o a r d shall have power to
make such r u l e s and to establish such r e g u l a t i o n s for the
government of the banks of this state as may in their judgment
seem wise and expedient; provided, that no such rule or regula­
tion shall in any way conflict with any of the provisions of this
act.

Sec. 37. Upon the passage and taking effect of this act the
chief justice of the S u p r e m e C o u r t may order the clerk of said
court to make a copy of the record in all cases pending in said
court, wherein a receiver has been appointed by said court, or
any judge thereof to wind up the affairs of any in s o lv e n t
b a n k , which copy of record, together with all original papers
and pleadings in such cause, shall be t r a n s m i t t e d to the
clerks of the d i s t r i c t c o u r t of the several counties in which
such insolvent banks were located, and thereafter all proceedings
in relation to such receivership shall be had in such district court
the same as if the original petition for a receiver had been
granted by such court.
Sec. 38. Nothing in this act shall be taken to, nor be con­
strued as applying to any n a t i o n a l b a n k or banks in this state.
Sec. 39. Chapter thirty-seven (37) of the Session Laws of


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1889, entitled “ Banking,” together with all other acts and parts
of acts inconsistent with the provisions of this act, are hereby
repealed.
S ec . 40.

That in all cases in which public money, or other
funds belonging to the state, or to any county, school district,
city or municipality thereof, have been deposited or loaned to
any person, or persons, corporations, bank, co-partnership, or
other firm or association of persons, it shall be lawful for the
ofiicer or officers making such deposit or loan, or his or their suc­
cessors in office, to maintain an action or actions for the recovery
of such moneys deposited or loaned, and all contracts for the
security or payment of any such moneys or public funds made
shall be held to be good and lawful contracts, binding on all
parties thereto: Provided, Nothing herein contained shall be
construed to in any manner effect the liability of any surety or
signeis of any official bond heretofore or hereafter given or made
in this state. (1879 1, 156.)
S ec . 41.
A ll actions heretofore brought by any public officer,
either in his own name or officially, for the recovery of any pub­
lic moneys heretofore loaned or deposited shall be sustained, and
all remedies allowed in other cases, by attachment or otherwise,
shall be admissable and allowed in such actions as in other cases.
S e c . 42.
The president and cashier, or business manager, of
every institution transacting a banking business shall cause to be
kept at all times a full and correct list of the names and residence
of all the shareholders in the association, the number of shares
held by each, and the amount of paid up capital represented by
the shares held by each member. Such list shall be subject to
the inspection of all shareholders and creditors of the association
during business hours of each day on which business may be
legally transacted. Such list shall be kept in the office of the
association where its business is transacted, and where all stock­
holders and creditors of the association may have ready access
to it.
S ec . 43.
Any violation of the above section shall be punish­
able by a fine of not less than fifty, and not more than two
hundred dollars with cost.


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CORPORATIONS.
C H A P T E K 16.
(Compiled Statute 1897.)
m u S T n seoSboEvery corporation, previous to the
offlcey °f state hcommencement of any busines, except its own organ­
ization, when the same is not formed by legislative enactment,
must adopt articles of incorporation and have them filed in the
office of the secretary of state and recorded in a book kept for
that purpose, and domestic corporations must also file with the
county clerk, in the county where their headquarters are located,
except mutual insurance companies, building and loan com­
panies, loan and investment companies and banking institu­
tions, which shall be filed with the State Auditor and State

anceUbuilding Banking Board. A ll mutual insurace companies,
building and loan companies and loan and investment
companies required by law to file articles with the State Auditor
shall file a certificate with the secretary of state, stating the date
of filing with the auditor, named and place of business and names
of stockholders. Banking organizations incorporated under the
laws of this state, that have been approved by the State Banking
Board and that have filed articles of incorporation with said
board shall file a certificate in the office of the secretary of state,
stating the date of filing articles with said Board, name and place
of business and names of stockholders. Provided , That this act
shall not apply to mutual fraternal benefit societies or associa­
tions.
p ora tion s, e tc


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