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ANNUAL REPORT
OF THE
COMPTROLLER OF THE CURRENCY
TO THE
SECOND SESSION OF THE FORTY-EIGHTH CONGRESS
OF THE
UNITED
STATES.
DECEMBER 1,
18§4.
WASHINGTON:
GOVERNMENT PRINTING OFFICE.
1884.
TABLE OF CONTENTS.
[A full index will be found at page CCLV of this volume.]
REPORT.
Page.
Report submitted for consideration of Congress
V
T
National banks organized during the year, with their location by States, capital, and circulation
V
National banks organized since establishment of system
VI
National banks closed since establishment of system
"VI
Comparative statements of the national banks for eleven years
VI
Resources and liabilities of national banks on September 30,1884, classified as to city and
country banks
Vll
Twenty-five States, having the largest national banking capital
VIII
Number, capital, and deposits of national banks, State and savings banks, and private
bankers
VIII
Extension of corporate existence of national banks
X
Number extended during the year
X
Expiration of corporate existence of banks on or before January 1,1900
X
Additional work entailed by extension of corporate existence of national banks
XI
National bank-note circulation
XE
Minimum of bonds required by national banks under present law '
XII
Changes in bonds since November 1,1883
XIII
Contraction of national-bank circulation
XIII
United States bonds held by banks on November 1,1884
XIII
Probable contraction of bank circulation
XIV
Legislative measures for preventing contractions
XIV
Proposition for refunding four per cent, bonds
XVI
Issue of circulation to 100 per cent, of par value bonds recommended
XVII
Reduction of tax on circulation, and profits on same
XVIII
Circulation based on silver
XIX
Effect of the present law authorizing coinage of silver dollar
XX
Circulation based on silver bullion
XXI
Amount of silver bullion purchased by Government
XXEt
Distribution of coin and paper currency
XXIII
Specie in bank and in the Treasury of the United States
XXV
Estimated amount in the country
XXVII
Specie in the bank of England
XXVIII
Specie in the bank of France, and proportions of gold and silver
XXVIII
Amount of interest-bearing funded debt, and the amount held by the national banks
XXVIII
Security for circulating notes
XXX
Amount of United States bonds held by the national banks, and by banks organized under
State laws
XXXI
Financial crisis of May, 1884
XXXII
Causes of the crisis
.'
XXXIII
Failure of the Marine National Bank of New York city
XXXIII
Suspension of the Metropolitan National Bank of New York city
XXXIII
Relation of the New York Stock Exchange to the business of the country
XXXV
Failure of State banks and private bankers
XXXV
Defalcation at Second National Bank of New York city...,
XXXV
Clearing house loan certificates
XXXVI
Issue and cancellation of clearing-house certificates in 1884 and in 1873
XXXVIII
National bank failures, liquidations, and dividends to creditors
XXXIX
Causes of national bank failures
XLI
Illegal certifications of cheeks. -.
XLIV
Bank examinations
XLVH
III
IV
TABLE OF CONTENTS.
Instructions to bank examiners
Recommendation as to compensation of bank examiners
Transactions of New York clearing-house
Transactions of clearing-houses in other cities
Clearing-house certificates
Loans and rates of interest
Interest on deposits
Beserve
State banks, trust companies, and savings-banks
Private bankers
Taxation of national banks
State taxation of national banks
United States legal-tender notes, and national-bank circulation
Denominations of paper circulation of the United States
Denominations of notes of the Imperial Bank of Germany, the Bank of France, and the Bank
of England
I
Redemption of national-bank notes
Page.
XLVIII
XLVIII
LI
LII
LIII
LV
L YII
LIX
LXI
LXV
LXV
LXVI
LXVII
LXIX
LXX
LXXI
APPENDIX.
Names and compensation of officers and clerks
LXXV
Expenses of the office
LXXVI
Synopsis of j udicial decisions
LXXVII
Banks, the corporate existence of which was extended prior to November 1, 1884
CIV
Banks, the charters of which expire during 1885
CV
Number, capital, bonds, and circulation of national banks
CXXII
Clearings and balances of the banks in New York City, by weeks
CXXIII
Number of banks that went into voluntary liquidation prior to 1870, and amount of circulation unredeemed
CXXIV
Similar exhibit in reference to banks in voluntary liquidation prior to 1876
CXXV
Principal liabilities and resources on September 30, 1884, by States and reserve cities, arranged in eight principal divisions
CXXVIII
Number of State banks, trust companies, savings banks, and private bankers, with average
amount of capital, deposits, and investments in United States bonds
CXXXII
Lawful money reserve of the national banks
CXL
Classification of the loans and discounts of national banks
CXLIV
Average weekly deposits, circulation, and reserve of national banks in New York City as reported to clearing-house
CXLVI
Dividends and earnings of national banks
CXL VIII
Numbers and denominations of national bank notes issued, redeemed, and outstanding . . .
CLVI
Monthly and yearly increase and decrease of national bank circulation
CLVII
Capital and deposits of State banks, private bankers, trust and loan companies, and savings
banks
CLVIII
Resources and liabilities of State banks, savings banks, and trust companies at various
dates
CLIX
National bank and legal-tender notes outstanding at various dates
CLXX
Circulation issued and legal-tender notes deposited to retire the same
CLXXI
Banks in voluntary liquidation under sections 5220 and 5221, Revised Statutes of the United
States
CLXXI
Banks in liquidation under sections 5220 and 5221, Revised Statutes of the United States, for
the purpose of organizing new associations
CLXXIX
Banks in liquidation under section 7, act of July 12, 1882
CLXXX
Banks in the hands of receivers
CLXXXI
Number of banks with capital over $150,000 and with capital under $150,000
CLXXXIV
Number of banks with capital and minimum of bonds required, increase of circulation under
McPherson bill
CLXXXVIII
Abstract of resouices and liabilities of national banks for each year from 1863 to 1884
CXC
Abstract of reports of the condition of the national banks during the past year
CCIX
General index
CCLV
List of States, Territories, and reserve cities
CCLXIII
Report of the condition of each national bank on September 30, 1884
1
Treasury Department,
" %^Docurnent No. 648.
Comptroller of the Currency.I
REPORT
OF
T'HiE COMPTROLLER OF THE CURRENCY.
TREASURY DEPARTMENT,
OFFICE OF COMPTROLLER OF THE CURRENCY,
Washington, December 1,1884.
I have the honor to submit for the consideration of Congress, in compliance with section 333 of the Revised Statutes of the United States,
the twenty-second annual report of the Comptroller of the Currency.
During the year ending November 1, 1884, 191 banks have been organized with an aggregate capital of $16,042,230; circulating notes
have been issued to these new associations amounting to $3,866,230.
The following table gives the number of banks organized in each
State and Territory during the year ending November 1, 1884, with
their aggregate capital and circulation:
States and Territories.
Kansas
Nebraska
Texas
Michigan
Iowa
Pennsylvania
New York
Minnesota
Ohio
Illinois
Dakota
Missouri
Wisconsin
Massachusetts
Montana
Vermont
Tennessee
Colorado
-Washi ngton Territory.
Maryland
Mississippi
Maine
Georgia
New Jersey
West Virginia
New Mexico
Alabama
Indiana
Oregon
*
Utah
Kentucky
South Carolina
Florida
California
Arizona
Idaho
Virginia
Totals .
No. of
banks.
20
16
14
13
10 I
io ;
8 '
7 ;
7 !
7 i
5!
5
4
4
4
Si
3
2
2
2
2
2
2
1
1
1
1
1
1
1
1
1
1
1
191
Bonds
Capital. SI deposited.
, 254, 580
, 350, 000
, 816,100
829, 000
785, 500
, 023, 500
538, 750
, 827, 700
, 074, ] 00
, 035, 000
373, 000
275, 000
245, 000
525, 000
275, 000
180, 000
340, 000
180, 000
160, 000
350,000
190, 000
105, 000
105, 000
KiO, 000
90, 000
85, 000
250, 000
230, 000
150, 000
150, 000
60, 000
50, 000
50, 000
50, 000
50. 000
50, 000
40, 000
Circulation
issue d.
$337, 500
327, 000
431, 500
265, 000
219, 000
406, 500
286, 000
287, 500
221, 000
275, 500
100, 500
08, 750
105, 500
123, 000
68, 750
90, 000
95, 000
52, 500
40, 000
81, 500
50, 000
100,000
27, 000
25, 500
52, 500
25, 000
50, 000
60, 000
37, 500
50, 000
15, 000
12, 600
12, 500
30, 000
12, 500
12, 500
32, 500
] 6, 042, 230 I 4, 487,100 j
$303 640
292, 400
364 490
224; 950
197 090
309; 590
250 670
236 230
192 390
247 950
90 420
61 830
94 940
110 700
61, 860
67, 490
85, 500
47, 240
36, 000
73, 350
22, 500
85, 500
24, 300
22,940
47,240
22, 500
45, 000
54, 000
33,740
45, 000
13, 500
11, 300
11, 240
27, 000
11,250
11,240
29, 250
3,866,230
These banks are located by geographical divisions as follows: Eastern States ten banks, with capital of $810,000; Middle States twentyfive, with capital of $1,812,250; Southern States thirty, with capital of
$2,991,100; Western State** one hundred and two, with capital of
VI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
$8,905,880; Pacific States five, with capital of $380,000 £ Territories
nineteen, with capital of $1,143,000.
Since the establishment of the national banking system on February
25,1863, there have been organized 3,261 national banks. Of these, 404*
have gone into voluntary liquidation for the purpose of winding up
their affairs, 70 have gone into voluntary liquidation for the purpose of
reorganization, 16 are in liquidation by expiration of their charter, of
which number six have been reorganized, and 100 have been placed in
the hands of receivers for the purpose of closing up their aij'airs, leaving the total number in existence on November 1, 1884, 2,671, which is
the largest number that has been in operation at any one time.
The corporate existence of 90 national banks expired during the year
ending ^November 1,1884, of which 83 have been extended under the act
of July 12, 1882, six have permitted their corporate existence to expire
and are in liquidation under section 7 of said act (four of which have
been succeeded by other banks located in the same places and with
nearly, the same shareholders), and one has been placed in voluntary
liquidation by vote of shareholders owning two-thirds of its stock.
The corporate existence of 154 national banks, with an aggregate capital of $56,161,370, will expire during November and December of this
year, and the corporate existence of 720 national banks, with an aggregate capital of $188,971,475 will expire during 1885.
Eleven national banks, with an aggregate capital of $1,285,000, Lave
failed and been placed in the hands of receivers during the year.
COMPARATIVE STATEMENTS OF THE NATIONAL BANKS FOR ELEVEN
YEARS.
The following table exhibits the resources and liabilities of the national banks for eleven years, at nearly corresponding dates, from 1874
to 1884, inclusive:
Oct. 2, Oct. 1, ! Oct. 2,! Oct. 1, Oct. 1, Oct. 2, O c t . l , !O< fc.l, Oct. 3, Oct. 2, jSep.30,
1874. 1875. 1876. 1877. ; 1878.
1879. ! 1880. I 1881. 1882.
1883.
1884.
2,004 < 2,087 | 2,089 2,080 | 2,053 2,048 i 2,090 2,132 2,269 2,501 ; 2,664
banks, banks, banks. banks, banks. b a n k s , b a n k s , banks, banks. b a n k s , b a n k s .
RESOURCES.
Loans
Bonds for circulat'n.
Other U.S. b o n d s . . . .
Stocks, bonds, &c
Due from banks
Heal estate
Specie
Le^al-tender notes . .
Nat'l-bank notes
C. H. exchanges
U.S. cert, of deposit.
Due from U. S. Treas.
Other resources
Totals
Millions.,Million Millions. Millions. Millions. Millions. Mill lonm.'Millions.] Milllions} Millions.
984.7 931.3 891. 9! 834. 0 878. 51,041. Oil. 173. 8 1, 243. 2 1,309. 21, 245. 3
336. 8! 347. 6! 357.3 357.8! 363. 3 357. 6 351.4| 327.4
370.3
43. 6! 56. 5,
30. 7
45.0
71.2
61.
48.9
71.1
34.5
39. 7
208. 9,
129.9
167.3 213. 5| 230. 81:
47. 3
48. 3.
48.0
45.2
47.8
107. 8|
22.7
42.2 109. 3 114. 3
56. 6
66.9
18.2
15.6
121.1!
74.5
7.7'
33.4
17.1
16. 0
23.0
28.7
1, 877. 2 1, 882. 21, 827 21, 741. ill, 767. 3 1,
. 8 2,105. 8,2, 358. 4:2, 399. 8,2, 372. 7 2, 279. 5
LIABILITIES.
Capital stock
.! 493 8 504. 8,
509.7
Surplus fund
• 129. 0 134. 4, 132. 2!
142.0
46.4|
53. 0
56. 4,
Undivided profits . . . j 51. 5
61.6
320. 2 j
Circulation
I 334. 2 319.1 292. 2
310. 5j
887. 9,1, 083.11,
Due to depositors . . . 683. 8 679. 4 666. 2
063. 6!
267.9i 294.
Due to banks
I 175.8 179.7 179.8
270. 4'
10.6
11.8
.5! 11.9
Other liabilities
!
9.1
14.9
I
.
!
Totals
1, 877. 2 1 , 882. 2 1 , 827. 2 1 , 741.11, 767. 3 1, 868. 8 2,105. 8 2, 358. 4 2, 399. 8 2, 372. 7 2 279 5
!
i
*
!
i'
* Exclusive of the Metropolitan National Bank, of New York City, which was placed
in voluntary liquidation November 18, 1884.
REPORT OF THE COMPTROLLER OF THE CURRENCY.
VII
The different items of resources and liabilities in the preceding table
indicate that the business of the national banks during the past eleven
years has generally increased. The items of United States bonds and
circulation thereon have decreased during the past two years. It also
appears from the table that the aggregate liabilities of the national
banks to depositors and correspondents were reduced during the year
upwards of 94 millions. This reduction of liabilities and the general
reduction of loans by the banks, which amounted to over 63 millions
during the year, was doubtless occasioned by the financial troubles of
May and the general depression of business. The table shows that during the same period the national banks increased their cash resources
by about 21 millions of specie and 11 millions of legal-tenders and
United States certificates of deposit for same.
The following table is an abstract of the resources and liabilities of
the national banks at the close of business on the 30th day of September, 1884, the condition of the Xew York City, Boston, Philadelphia,
Baltimore, and other reserve city banks being tabulated separately from
the other banks of the country:
Baltimore, j
U1U1CS
-
Country
banks.
Aggregate.
2,417 banks.
2,664 b a n k s .
j
I"""
44 banks. J 104 banks. J 99 banks.
_.
. .., .
RESOURCES.
$205, 353, 277 $199, 238, 078 {
Loans and discounts
120, 238
135,977
Overdrafts
43,009,950 I
15, 602, 500
Bonds for circulation
675,000 I
Bouda for deposits
820, 000
4, 064, 950
180,400 I
XT. S. bonds on lumd
7,156,090 j
13, 020, 739
Oilier stocks and bonds
17,184,005 I
Due from reserve agents
14, 227, 847 |
Due from other national banks.
17, 352, 436
Due from other banks and
1,496,653 j
bankers
2,118, 897
Keal estate, furniture, and fixtures
6, 475, 467
9,745,176
7t>3,139
Current expenses
731, 631
1, 052, 509
Premiums
1, 031, 284
1, 216, 748
Checks and other cash items
2,391,517
Cleai ing-house loan certificates
1, 690, 000
14, 605, 905
Exchanges for clearing-house
44, 005, 521
2, 903, 904
Bills of other national banks..
2, 208, 406
46, 750
Fractional currency
31, 832
15, 351, 275
Specie
63,113, 318
8, 668, 237
Legal-tender notes
j 22, 885, 808
7, 495, 000
TJ. S. certificates of deposit
|
4,145, 000
1, 936, 086
Five per cent, redemption fund;
684,105
179, 600
Due from U. S. Treasurer
2, 584, 758
Totals
413, 701, 393
$142, 624, 980$692, 854, 461 1, 240, 070, 796
336,806
4, 630, 275 I 5, 223, 296
26, 263, 6ii0 242, 558, 950 ' 327, 435, 000
10, 932, 000
4,413,000
16, 840, 000
2,279,900
7, 054, 350
13, 579, 600
5,324,615
45, 862, 033
71, 363, 477
15,156,895
79, 652, 120
111, 993, 020
8, 681, 931 26, 073, 331
66, 335, 545
3,723,646
8, 494, 787
15, 833, 983
973
642
986
819
28, 844, 271
4, 556, 097
8, 320, 853
8, 786, 015
6, 441, 564
3, 232, 968
56, 866
14, 906, 706
15, 097, 774
2, 060, 000
1,166, 497
164, 255
1, 204, 128
14,913,576
333, 576
35,238,376
30, 396, 440
500, 000
10,518,328
502, 677
49, 900, 887
6, 913, 509
11, 632, 632
13,103, 099
1, 690, 000
6Cy, 257,118
23, 258, 854
469, 024
128, 609, 475
77, 048, 259
14, 200, 000
14, 305, 016
3, 431, 290
4, 835,
862,
1, 227,
708,
343,998,620 | 259,567,423 11,262,226,444
2, 279, 493, 880
LIABILITIES.
Capital stock
Surplus fund
Undivided profits
National-bank notes outstanding
State-bank notes outstanding
Dividends unpaid
Individual deposits
U. S. deposits
Deposits of U. S. disbursing
officers
Due to national banks
Due to other banks and bankers
Notes and bills rediscounted
Bills payable
Totals
46, 250, 000
22, 632, 580
11, 091,112
13, 203, 362
37, 843
243, 254
207,195, 659
428, 871
80, 721, 260
23,741,408
6,911,290
53, 015, 600
13, 709, 459
6,160, 929
344, 279, 485
86, 962, 386
39, 069, 611
524, 206, 345
147, 045, 833
63, 232, 942
289, 775,123
179, 653
3, 686, 160
975, 259, 296
10, 336,198
37,936,931 ! 23, 236,
20,854 :
1,362,469 :
223,
144,386,221 j 112, 920,
474,508 i
3, 054,
334
824
281
781
215, 398, 496
120, 956
1,856,613
510, 757,135
6, 378, 038
803,
25, 845,
18,118,
1,173,
1, 305,
381
386
770
598
080
2, 653, 443
28, 381,130
13,465,116
9, 869, 965
3, 034, 070
219, 984
82,476, 635
29, 922, 093
37,272,743
10,915,936
413,701,393
343,998,620 j
255,000
259, 567, 423 !l, 262, 226, 444
3,
173,
72,
11,
4,
676, 808
975, 894
421, 915
043, 563
594,150
2, 279, 493, 881
* The reserve cities, in addition to New York, Boston, Philadelphia, and Baltimore, are Albany
Pittsburgh, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, Milwaukee
Saint Louis, and San Francisco.
VIII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
The following table exhibits, in the order of their capital, the twentyfive States having the largest amount of capital, together with the
amount of circulation, loans and discounts, and individual deposits of
each on September 30,1884:
States.
Loans and
discounts.
Circulation.
Massachusetts
New York
Pennsylvania
Connecticut
Ohio
Rhode Island
Indiana
Illinois
New Jersey
Minnesota
Maine
Iowa
Michigan
Kentucky
Vermont
New Hampshire
Texas
Tennessee
Nebraska
Kansas
Wisconsin
Virginia
Missouri
Maryland
Georgia
|
|
I
j
$45, 727, 500
35, 223, 360
32, 213, 840
25, 956, 820
22, 039, 000
20, 540, 050
13, 828, 500
13, 549, 600
12, 253, 350
11, 357, 700
10,300,000 I
10,145, 500
9, 794, 600
9,458, 900
8, 011, 000
6,105, 000
5, 970, 000
5, 005, 300
4, 735, 000
3, 844, 580
3, 750, 000
3, 536, 700
3, 065, 000
2,678,200 I
2,436,000 j
$35,
25,
24,
16,
14,
13,
802, 393
313,183
233, 855
481, 652
266, 220
686, 336
7, 616, 230
6, 984, 632
8, 436, 679
1, 995, 849
7, 862, 086
4,163, 941
3, 711, 495
6, 462, 460
5,776,185
5,173, 915
1, 646, 985
2, 267, 250
1, 704, 720
1, 296, 790
1,671,933
2, 281, 200
1, 215,183
2,176, 329
1, 637, 880
$83, 697, 467
86, 290, 860
68, 797, 260
40, 438, 341
41,780,901
30,144, 229
25, 592, 902
31, 286, 349
30,143, 882
25,197,132
17, 423, 202
20; 934, 290
21, 299, 816
14, 854, 660
11,505,789
8,417,845
11, 397, 055
11, 376, 305
12,448, 429
8, 499, 911
9, 663,410
11, 702,147
6,911,991
6, 036, 278
4,846, 807
Individual
deposits.
$45, 433, 760
73, 972, 478
60, 987, 553
21,147, 279
31, 801,141
11, 562, 204
19,255,221
26, 543,196
28, 743, 311
15, 971, 428
9, 522, 367
16,123, 790
16,151, 037
• 8,922,521
4, 921, 911
4, 961, 313
7, 927, 563
8, 258, 292
9, 396, 207
8, 362, 364
8, 853, 236
10, 795, 959
5, 863, 746
5, 848, 748
2, 511,117
NUMBER, CAPITAL, AND DEPOSITS OF NATIONAL BANKS, STATE AND
SAVINGS BANKS, AND PRIVATE BANKERS.
Section 333 of the Revised Statutes of the United States requires the
Comptroller to present annually to Congress a statement of the condition of the banks and savings banks organized under State laws.
Eeturns of capital and deposits have hitherto been made by these institutions and by private bankers semi-annually to this Department for
purposes of taxation. From tliese-returns the following table has been
compiled, exhibiting in concise form, by geographical divisions, the total
average capital and deposits of all the State and savings banks and
private bankers of the country for the six months ending November
30,1882, being the last semi-annual period for which State and savings
banks and private bankers were required to make returns for taxation
purposes:
State hanks and trust
companies.
Geographical divisions.
No.
New England States..
Middle States
Southern States
Western States and
Territories
40
210
248
Capital.
Deposits.
MilVs. MilVs.
8.30
31.64
40.60 244. 02
25.34 45.94
Private hankers.
No.
94
967
289
Savings
Savings hanks with
hanks withcapital.
out capital.
Capital. Depos- No.
its.
MilVs.
6.22
62.42
6.33
MilVs.
6.57
112. 69
20.68
2
8
7
Capital. Deposits.
No.
Deposits.
0.89 420
5.34 171
1.50
2
MilVs.
436.25
486. 98
1,80
MilVs.
0.10
0.63
0.56
MilVs.
48.90
168.40 2,062
30.31
149. 02
25
2.73
35.74
32
35.23
United States .. 1,061 123.14
490.00 3,412
105.28
288. 96
42
4.02
43.47 625
960. 26
563
The capital of the 2,308 national banks in operation on December 30,
1882, being the date of their report nearest to that of the table given
IX
REPORT OF THE COMPTROLLER OF THE CURRENCY.
above, as will be seen by a table in the Appendix, was $484,883,492, not
including surplus, which fund at that date amounted to more than 135
millions of dollars, while the average capital of all the State banks,
private bankers, and savings banks for the six months ending November 30, 1882, was but $232,435,330. The latter amount is less than twofifths of the combined capital and surplus of the national banks at
practically the same time.
The table below exhibits the capital and net deposits of the national
banks on December 30, 1882, together with the aggregate average capital and deposits of all classes of banks other than national for the six
months ending November 30, 1882:
Geographical divisions.
State banks, savings
banks, private bankers, &c.
No.
New England States. 556
Middle States
1, 356
Southern States . . . . 546
Western States and
Territories
2, 682
United States... 5,140
Capital.
Deposits. N o .
Millions. Millions.
14. 62
103. 66
32. 23
81. 93
232. 44
Total.
National b a n k s .
Capital.
Capital.
Deposits.
Millions.
166. 23
173.19
34.80
Millions.
193.15 1,116
556. 55 2,047
68.84
760
No.
Deposits.
Millions. Millions.
475. 35
849. 03
69.90
560
691
214
388. 42
843
110. 66
301.28 3, 525
192. 59
689. 70
1, 782. 70 2,308
484. 88
1,119. 82 7,448
717. 32
2, 902. 52
180. 85
276. 85
67.03
668. 50
1, 405. 58
138. 74
The total number of banks and bankers in the country at the date
named was 7,448, with a total banking capital of $717,318,822, and total
deposits of $2,902,522,245.
In the Appendix will be found similar tables for various periods from
1875 to 1882. On a subsequent page in this report, under the head of
"State banks, savings banks, and trust companies," will be found tables
showing the resources and liabilities of these corporations for the present
year, and in the Appendix similar results for previous years.
A table arranged by States and j)rincipal cities, giving the number,
capital, and deposits, and the tax thereon, of all banking institutions
other than national, and of the private bankers of the country, for the
six months ending November 30, 1882, and for previous years, will also
be found in the Appendix.
The following table exhibits, for corresponding dates nearest to May
31, in each of the last seven years, and to November 30,1882, the aggregate amounts of the capital and deposits of each of the classes of banks
given in the foregoing table :
National h anks.
State hanks, private
bankers, &c.
Savings b a n k s
with capital.
Tears.
No.
Capi-
tal.
MilVs.
1876...|2, 091 500.4
1877... 2, 078 481.0
1878 . . 2, 056 470.4
1879... |2, 048 455. 3
1880 . . 12, 076 455.9
1881... 2,115 460.2
882... 2,239 477.2
1882*.. 2, 308 484.9
Deposits.
No.
Savings
banks without capital.
Total
Capi- Depos- N o . Capi- Depos- No. Depos- No.
its.
tal.
tal.
its.
its.
MilVs.
MilVs. MilVs.
713.5 3,803 214. 0 480.0
768. 2 3,709 218.6 470. 5
677. 2 3, 799 202. 2 413.3
713.4 3, 639 197.0 397.0
900. 8 3,798 190.1 501. 5
1, 039. 9 4,016 206.5 627. 5
1,131.7 4,403 231. 0 747.6
1,119. 8 4,473 228.4 779.0
MilVs. MilVs.
26
26
23
29
29
36
38
42
5.0
4.9
3.2
4.2
4.0
4.2
3.9
4.0
37. 2
38.2
26. 2
36.1
34.6
37.6
41.3
43.5
MilVs.
691
676
668
644
629
6.>9
622
625
844.6
843. 2
803.3
747.1
783.0
862.3
929. 8
960.2
6,611
6,579
6,450
6, 360
6, 532
6,796
7, 302
7,448
Capi- Depostal.
its.
MilVs.
719.4
704.5
675.8
656. 5
650. 0
670.9
712.1
717.3
MilVs.
2, 075. 3
2,120.1
1, 920. 0
1, 893. 5
2, 219. 9
2, 667. 3
2, 850. 4
2, 902. 5
*In the last table of the series the returns are given for the six months ending May 31, 1882, and
also for the six months ending November 30, of the same year.
X
REPORT OF THE COMPTROLLER OF THE CURRENCY.
It will be noticed that the first two tables of this chapter are for the
six months ending November 30, while all similar tables in previous reports have been for the six months ending May 31. The law repealing
the tax on capital and deposits of State banks and private bankers went
into effect on November 30, 1882, in accordance with the opinion of the
Attorney-General, and for this reason the Comptroller has given the
returns to that date, which will be the last data to be obtained from this
source. It is probable that the number, capital, and deposits of the State
banks, savings banks, and private bankers have been materially decreased by the recent financial troubles.
EXTENSION OF THE CORPORATE EXISTENCE OF NATIONAL BANKS.
On November 1, 1884, 398 banks had extended their corporate existtence under the act of July 12, 1882. In the Appendix will be found
a table showing the distribution and capital of these banks hy States.
During the year ending November 1, 1884, the periods of succession of
90 banks, as fixed by the dates of their organization certificates and
the terms of their articles of association, terminated. Of these, 83 have
extended their corporate existence under the act mentioned. One was
placed in voluntary liquidation prior to expiration by the vote of stockholders owning two-thirds of its stock. Of the b* remaining banks expiring* during the year, 2 were not extended, but were permitted by their
stockholders to close at the end of their periods of succession, and to
liquidate under section 7 of the act of July 12, 188 J, while 4 were succeeded by other associations, with different names, with the same shareholders wholly or in part.
The total number of banks still in operation organized under the act
of June 3, 18G4, and the provisions of the Revised Statutes, the periods
of succession of which will terminate, unless hereafter renewed, during
the years previous to 1900, is 1,488, with capital and circulation as follows :
Years.
1884* .
1885 ..
1886 ..
1887 ..
1888 ..
1889 .
1890 .
1891 ..
1892 ..
1893 ..
1894 .
1895 ..
1896 ..
1897 ..
1898..
1899..
Totals.
No. of
banks.
Capital.
Circulation.
154
720
19
5
11
3
63
104
103
39
67
81
23
28
27
41
$56,161, 370
188,971,475
2,715,300
950. 000
1, 250, 000
600,000
9, 290, 500
13,193, 900
12, 879, 600
4, 740, 000
7, 638, 000
10, 665, 000
1, 968, 000
2, 969, 000
2, 649, 000
4, 820,000
$32, 596, 590
107, 484, 115
1, 758, 250
925, 000
719,100
450, 000
6,419,950
9,120, 880
8, 300, 870
3, 849, 400
5,819,150
7, tftO, 000
1, 525, 500
2,106. 000
2, 208, 600
3, 811, 900
1,488
321, 461,145
194, 745, 305
* From November 1 to December 31, inclusive.
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XI
The number, capital, and circulation of the national' banks whose
periods of succession will terminate during each month of the year
1885 are as follows:
Month.
January
February ...
March
April
May
June
July
August
September ..
October
November ..
December...
Totals
Number of
banks.
Capital
stock.
United States
Circulation.
bonds.
(58
12a
86
121
139
24 !
14 j
IB ;
7 i
6 !i
8
$27, 534, 500
11,586,000
32, 325, 750
25,241.970
28, 36:i, 340
49,894,915
4,915,000
1, 901, 000
1, 835, 0()0
1, 175,000
1, 200, 000
3, 000, 000
$18, 927, 450
8, 885, 500
20, 63K, 700
1(5, 456, 350
21, 550, 850
24, 757,100
2, 375, 400
1,256,000
1, 175, 500
835, 000
1,180,000
2, 025, 000
720
188, 971, 475
120,060,850 I 107,484,115'
109
$17, 019, 755
7, 995, 740
18, 538, 06O
14, 780,165
19, 288, 925
22, 021,360
2, 047, 800
1, 129, 500
1, 053, 250
739, 200
1, 062,000
1, 808, 360
In the Appendix will be found a table giving the names of each of
the banks whose periods of succession terminate during the year 1885,
with their capital and outstanding circulation. This table shows that
seven hundred and twenty national banks, with a combined capital
of $188,971,475, will thus terminate during the year 1885, unless their
stockholders avail themselves of the provisions of the act of July 12,
1882. From the experience of the last two years it is highly probable
the larger portion of these banks will extend their corporate existence.
These associations represent more than one-third of the entire capital
of the national banking system, and attention is respectfully called to
the large additional amount of labor the extension of these banks will
throw upon the office of the Comptroller of the Currency. This labor
will be augmented by the provisions of section 6 of the act referred to,,
requiring that the circulating notes of any association extending itsperiod of succession which shall have been issued to it piior to its extension shall be redeemed at the Treasury of the United States as provided in section 3, act of June 20, 1874, and that such notes when
redeemed shall be forwarded to the Comptroller of the Currency and
destroyed as now provided by law, and that at the end of three years
from the date of the extension of each bank, the association so extended
shall deposit lawful money with the Treasurer of the United States
sufficient to redeem the remainder of the circulation which was outstanding at the date of its extension.
The same section also provides that the notes issued to such extending
associations after the date of their extension, shall be of a different
design, easily distinguished from those issued before such date.
To carry out these provisions of section 0 requires the keeping of two
different accounts in the case of each extended bank—one for the old
and one for the new circulation. During the year 1885 the work of
keeping the circulation accounts of about one-half of the national banks
will be doubled.
CIRCULATION.
Under the present provisions of law, national banks may be organized
with a capital of from $50,000 to $150,000, upon depositing with the Treasurer of the United States, in trust, 25 per cent, of their capital stock in
United States bonds, and banks with a capital of upwards of $150,00C
XI [
REPORT OF THE COMPTROLLER OF THE CURRENCY.
can be organized upon the deposit of $50,000 of bonds. Upon this
basis the 2,664 national banks in existence in the United States and
Territories on October 1,1884, would require a miniinum of but $80,443,127
of United States bonds in order to continue as national banking associations. There is no doubt but that the national banking system has
been of great value to this country in many ways other than the supplying a sound and almost perfect paper currency. The additional
safety afforded to depositors by the restrictions and precautionary
provisions of the act, the publicity of reports of the condition of the
banks, and the regular examination and supervision by officers of the
Government, is well understood by the public, and it is probable that
the people would demand that if possible the system be continued,
even if the public debt be hereafter reduced to a point where it is
impossible for the banks to issue more than the amount of circulation
that can be secured by the minimum of bonds now required by law.
Although it is possible that the public confidence in national banks
will enable associations organized under the act to do a much larger
and more x^rofitable business than if organized under the laws of the
various States, it is probable that were there no profits on circulation,
bankers as a rule might be unwilling to submit to the restrictions
which, as safeguards to the public, the national banking law compels
those who organize associations under it to submit to, and that therefore when the profit on circulation is reduced to a point where it does
not compensate for the inconvenience of the restrictions, many national
banks will leave the system.
Various plans .have been advanced to perpetuate the issue by national banks of a circulation which should be safe for the public and
reasonably profitable- to themselves, both during the period of the reduction of the bonded debt of the United States and after such debt
shall have been paid, it having been suggested that under the latter
circumstances circulation might be issued upon securities other than
United States bonds.
The time of the final payment of the debt is, however, yet distant,
and with appropriate legislation there will probably be for many years
no lack of bonds as a safe basis of circulation. Moreover, no feasible
plan with other security has as yet been suggested, affording a sound
currency redeemable on demand in specie, and the Comptroller believes
that it is extremely doubtful whether after their experience for the last
twenty years with the safe and convenient currency issued by the national banks, the people would be satisfied with a currency based on
any security other than United States bonds.
Public sentiment seems to be in favor of the payment of the public
debt as rapidly as possible, and while no doubt this is in general a
correct principle, yet as it is apparent that such payment must extend
under the most favorable circumstances over a long future period, the
interest during which time is as much a portion of the debt as the principal, it is a question if it would not be of ultimate benefit to the country and a payment of the debt to reduce the interest upon it to a minimum rate and defer the payment of the principal, thus giving for many
years a safe basis for national-bank circulation. This course would be
particularly advantageous if the revenues of the Government are hereafter reduced to a point which, after providing sufficient means for
carrying on public business, will necessitate a more gradual reduction
of the principal of the debt. Not only is the future of national-bank
circulation menaced by the fact that as the debt is paid it will be difficult to substitute any other secure basis for circulation, but it is also
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XIII
evident that under present laws and the present condition of the public debt the banks cannot long afford to maintain even the circulation
now outstanding. The following table gives the various kinds and
amounts of bonds held by the banks on November 1, 1883, and November 1, 1884:
1883.
Three and a halfs
Threes
Four and a halfs
Pacific sixes
Fours
1884.
$632, 000
201, 327, 750
41, 319, 700
3, 463, 000
! 106,164,850
$155,604,400
49, 537, 450
3,469, 000
116, 705, 450
352, 907, 300
325, 316, 300
Upon reference to this table it will be seen that the aggregate reduction of bonds deposited as security for circulation for the year ending
November 1, 1884, was $27,591,000, and the changes were as follows: A
reduction of $45,723,350 in amount of three per cent, bonds held; a reduction of $632,000, being all the three and one-half per cents held; an increase of $10,540,600 in four per cents; an increase of $8,217,750 in four
and one-half per cents, and an increase of $6,000 in Pacific sixes. The
total reduction of bonds deposited to secure circulation would have been
much greater, but the financial troubles of May reduced the market
price of the four and four and one-half per cents, and banks were enabled for a time to replace their called three per cents by fours and four
and one-halfs at a price which afforded an increased profit on circulation, and new banks took advantage of this state of affairs and also purchased fours and four and one-halfs for deposit to secure their circulation. It will be seen upon reference to the table that the banks held
on November 1, 1884, $155,604,400 of the three per cent, bonds under
the act of July 12, 1882, payable at the pleasure of the Government.*
The total amount of these bonds outstanding on November 1 was
$194,190,500, and it is probable that unless the surplus revenues are
greatly reduced these bonds will all be paid within the next two years,
and, as has been pointed out by my predecessor in former reports, there
is great danger of a severe and rapid contraction of the circulation; for
while many banks will no doubt continue to replace a portion of their
called threes with other higher-rate and higher-priced bonds, the tendency is and will be to reduce the circulation to the minimum required
by law. The following table shows the decrease of national-bank circuhitibn during the years ending November 1, 1883, and November 1,
1884:
National-bank notes outstanding November 1, 1882, including notes of national gold banks
$362, 727, 747
Less lawful money on deposit at same date, including
deposits of gold banks
38.423,404
$324,304,343
National-bank notes outstanding November 1, 1883
Less lawful money on deposit November 1, 1883
Net decrease of circulation in 1883
352,013, 787
35,993, 461
316,020,326
8,284, 017
* Of these bonds $9,586,200 have been called for payment on which interest ceased
on November 1, 1884. If these bonds are not replaced by others bearing interest, there
will be an immediate further reduction in circulation of 90 per cent, of their amount.
XIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
National-bank notes outstanding November 1, 1883, including notes of national gold banks
$352, 013, 787
Less lawful money on deposit at same date, including
deposits of national gold banks
35,993,461
$316,020,326
National-bank notes outstanding November 1, 1884, including notes of national gold banks
Less lawful money on deposit at same date, including
deposits of national gold banks
:
Net decrease of circulation in 1884
333,559,813
41, 710,163
291,849,650
24,170,676
It is probable that the reduction of circulation will also be increased
by the withdrawal and sale of four per cent, bonds now deposited by
the banks in excess of the minimum required by law, as the reduction
of the debt by the payment of threes will no doubt increase the price
of fours, owing to reinvestments of trust funds, &c, now invested in
threes, and if for any reason the price advances, the banks will desire
to realize the premium for use in business or to divide as a profit among
their shareholders.
Drawing conclusions from these facts, the Comptroller estimates that
unless legislation shall shortly be had which will enable the banks to
issue currency at a fair profit, circulation will from the present time be
reduced at the rate of at least $40,000,000 per annum.
In the last reports of the Comptroller various suggestions were made
as to legislation which should be enacted to prevent this rapid contraction of national-bank circulation, and the subject attracted much
attention during the last session of Congress. The most prominent
measures were those introduced in the Senate by Senators McPherson
and Aldrich, and in the House of Representatives by Mr. Potter.
The bill introduced by Senator McPherson provided that any national
banking association shall be entitled to receive from the Comptroller
of the Currency circulating notes not exceeding in amount the par value
of the bonds deposited, and further provides that the total amounts of
such notes issued to any association shall not exceed the amount of its
paid-in capital stock. This bill passed the Senate and was favorably
reported to the House by the Banking and Currency Committee, and is
now upon the regular calendar of the House. In case it should become
a law, it would increase the aggregate circulation of national banks
upon the basis of the present deposit of United States bonds with the
Treasurer in trust to the amount of about $32,000,000, and would increase the profit to the banks on circulation from two-fifths to threefifths of 1 per cent, per annum. No doubt the increased profits which
by this bill would inure to the banks would induce those holding fours
to continue to hold them, and the profits would probably be sufficient to
induce banks who hold threes to replace them when called for redemption
with four per cents. The passage of this bill seems a simple and feasible
measure of relief to the banks, and while it is possible that some bill
which provided for the funding of the high-rate bonds into bonds bearing a lower rate of interest would afford more permanent relief, the bill
of Senator McPherson is regarded as an excellent measure by the
Comptroller, and would not interfere with any funding bill which might
hereafter become a law.
The bill introduced by Senator Aldrich provides for the exchange of
four per cent, consols of 1907 for three per cent, bonds having the same
time to run. Under its provisions the Government pays a difference
of 15 per cent, between the four per cents and the threes. The bill
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XV
also provides for the issuance of circulation equal in amount to the par
value of the bonds deposited. The additional profits accruing under
this bill, if it should become a law, would be from about one-half of 1
per cent, to about 1 per cent, per annum, according to the bank rates
for loans on the three per cent, bonds which replace the fours, and it is
believed that this would be a permanent measure of relief to the banks.
The bill introduced by Mr. Potter in the House provides for the refunding of the three, four, and four and one-half per cent, bonds into two
and one-half per cents payable at same time and to be redeemed in the
same manner as those for which they are exchanged. The bill also
provides for a reduction of the tax upon circulation based upon the
proposed two and one-half per cent, bonds of one-half of 1 per cent,
per annum, while the tax upon circulation based upon all other classes
of United States bonds remains at 1 per cent, per annum. Under this
bill the provisions for obtaining currency on the bonds deposited would
be the same as under the present law, viz, 90 per cent, of the par value
of the bonds deposited. The bill, so far as the funding of the high-rate
bonds is concerned, is similar to the Aldrich bill, the latter providing
for the refunding of the fours only. It is believed by many that the
provisions in the Potter bill relating to the purchase of the bonds by
the Secretary of the Treasury would be somewhat difficult to carry out,
and it is a question whether it would be constitutional for Congress to
make any discriminations in the tax imposed on circulation based on
different classes of United States bonds, as it must be remembered that
the tax is on the circulation and not on the bonds. If this bill, with
some modifications, should become a law, no doubt the additional profits
which would accrue to the banks under its operation would be a permanent benefit and assist in preventing the contraction of the currency.
A table has been prepared, and will be found in the Appendix, which
shows the additional circulation which the banks in each State would
be entitled to in case a law is enacted permitting them to issue circulation to the amount of the par value of the bonds deposited in trust with
the Treasurer of the United States.
The measures which were introduced at the last session of Congress
involving a funding of the public debt provided that the bonds issued
in exchange for those now outstanding shall have the same time of
maturity as those for which they are exchanged. No provision is made
by these bills to enable the Government to use any surplus revenue
which it may desire to devote to the payment of the public debt during
the long periods between the maturities of the present four and one-half
and four per cent, bonds.
The following table shows the bonded debt of the United States on
November 1, 1884:
Three per cents, payable option United States
$194,190,500
Four and a half per cents, payable September 1, 1891
250,000,000
Pacific Railway sixes, payable January 16 and November
1, 181)5
$3,002,000
Pacific Railway sixes, payable January 1 and February 1,
1896
."
8,000,000
Pacific Railway sixes, payable January 1, 1897
9,712,000
Pacific Railway sixes, payable January 1, 1898
29,904,952
Pacific Railway sixes, payable January 1, 1899
14,004,560
64,623,512
Four per cents, payable July 1, 1907
737,691,550
Total
1,246,505,562
NOTE.—The Navy pension fund, amounting to $14,000,000 in three per cents, thie
interest upon which is applied to the payment of naval pensions exclusively, and
$264,800 of four per cent, refunding certificates, are not included in the table.
XVI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
It will be seen upon an examination of this table that there are
$194,190,500 of three per cent, bonds now payable at the pleasure of
the Government. These bonds will probably be paid within the next
two years, even if considerable changes are made in the tariff; and from
1887 to 1891, when the $250,000,000 of four and one-half per cents shown
by the table mature, there will be no bonds which the Government can
call in for redemption. No doubt the accumulation of surplus revenue,
if it continues to accrue at the present rate during the four years between 1887 and 1891, together with the revenues of 1892, will be more
than sufficient to pay off the four and one-half per cents; and from 1892
until 1907 it will be impossible for the Government to use any of its
surplus revenues for the payment of its bonds except at the option of
their holders. It is apparent that the Government cannot accumulate
and hold its surplus revenues, even during the short period from 1887
to 1892, without great disturbances to the business interests of the country, and much less can it do so during the longer period from 1892 to 1907.
It appears, therefore, that the foregoing considerations should be
given due weight in any plan for the funding of the four per cent, bonds
maturing in 1907, and the Comptroller therefore suggests that the principal difficulties of the situation may, perhaps, be obviated, as well as
the reduction of interest effected, by funding these bonds into others
which shall mature in proportionate amounts at certain fixed intervals.
Thus the $738,000,000 of four per cents might be funded into an equal
amount of three or two and one-half per cent, bonds, one-fifth of which,
or $147,600,000, to mature at intervals of five years, the first installment falling due July 1, 1897, and the remaining installments of
$147,600,000 each on the first of July in the last year of each succeeding period of five years, viz., 1902, 1907, 1912, and 1917. The average
maturity of these five classes of bonds would be the same as that of the
present four per cents, viz, July 1, 1907.*
*While considering the question of refunding the high-rate bonds forming the principal part of the public debt into bonds bearing a lower rate of interest, and paying
a premium to the holders of the former to compensate them for any disadvantage in
the exchange, it is interesting to note that the English Government, by an act passed
at the last session of Parliament, provided for the conversion of a large portion of its
national debt bearing interest at 3 per cent, into two classes of stock, bearing interest, one at 2§ and the other at 2 | per cent., on the basis of a difference of 2 per cent,
between the threes and the 2f per cent, stock, and of 8 per cent, between the threes
and the 2-£ per cent, stock, this difference or bonus to accrue to the holders of the
threes.
As the English Government does not appear to have a surplus revenue available
to pay the difference in cash, it is added to the face of the lower rate stocks given in
exchange. The act which authorizes this exchange is not compulsory, and if the
conversion takes place, it will be through the voluntary action of the holders of the
higher-rate stock. The Chancellor of the Exchequer, however, claims that under an
old law or regulation he has compulsory power and can call some six hundred and
twelve millions sterling of 3 per cent, stocks upon giving a year's notice. Although
this view is disputed, it has had the effect to depreciate the 3 percent, stock, and will
no doubt have an effect in inducing holders of threes to convert on the terms offered
into the new stocks.
The editor of the London Bankers'Magazine, in commenting upon the action of the
Government, remarks that "the mass of threes (which it is claimed can be called)
is so large, that it may very probably prove a difficult matter
to deal with the whole
if paid off compulsorily." Another comment is that, a h a d the debt of the British
Government been divided into separate funds of moderate amount, the operation (of
funding) would have been comparatively an easy one. As matters stand, there will
probably be great difficulty in carrying the operation through."
From the foregoing it appears quite evident that the successful funding of the debt
of the United States from time to time into bonds bearing lower rates of interest has
attracted the favorable attention of the English Government. It is particularly to be
noted that the proposed 2f and 2-£ per cent, stocks are to mature in 1905, that is, they
are to become payable at the option of the Government at a fixed date twenty years
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XVII
The surplus revenue could, by this plan, be used after July 1, 1897,
and July 1, 1902, as well as after July I, 1907,* in paying the public
debt; and it is believed that any disadvantage there might be to the
Government in postponing the payment of one-fifth of the debt now in
fours due in 1907 until after 1912, and another fifth until after 1917,
would be more than offset by the benefit derived from the opportunity
of paying one fifth after 1897, and another fifth after 1902. The reduction of 1 per cent, per annum in the interest, if threes be issued,
would be a direct benefit to the Government in the same manner as
provided in the Aldricli bill; but while under that bill the amount of
premium paid by the Government to induce the acceptance of a three
per cent, bond payable in 1907 for a four per cent, bond maturing at
the same dace will be at a fixed rate for the total amount exchanged,
it is believed that in the case of this proposition the rather larger premium that might have to be paid in exchanging threes due in 1897 and
1902 for fours of 1907 would be more than compensated by the smaller
premiums paid in exchanging the threes of 1912 and 1917 for the same
fours. In other words, the aggregate amount paid in premiums in exchanging bonds under the plan now suggested would probably be not
more and possibly less than 15 per cent.
It is important to the success of this plan that in carrying it into practice each holder of four per cent, bonds who accepts the proposed threes
in exchange should take one-fifth of the amount of his fours in each class
of threes. Thus the holder of a $500 four per cent, bond of 1907 would
receive five three per cent, bonds of $100 each, one maturing on July 1,
1897, and the remaining four on July 1, 1902, 1907, 1912, and 1917, respectively.*
Whatever course may be deemed expedient by Congress in regard to
the funding or future payment of the public debt, the Comptroller is
of the opinion that it is perfectly safe and will afford great benefit to
the public to permit an issue by the national banks of circulation to
the extent of 100 per cent, of the par value of the bonds deposited
instead of 90 per cent., as under the present law, and that the present
limit of issue to 90 per cent, of the paid-in capital stock should also
be extended to 100 per cent, of such paid-in capital. Two of the bills
after the date of their issue, and cannot be called before that date. This is a new
departure in the management of the public debt of Great Britain. The attitude of
the Chancellor of the Exchequer seems to indicate that he has particularly in view
the funding of our 5s and (5s into 3£ per cents in 1881. His proposed method of carrying out the act of Parliament referred to is very similar in principle to that adopted
by Secretary Windom in 1881.
On October 17, ISM, Iming the expiration of the period under which proposals were
received by the Chancellor for the conversion ot the 3 per cents., the total amount of
stock of private holders that had been converted was but £9,68b',000, or lees than If
per cent, of the entire 3 per cent, stock held by the public. It would appear, therefore, that the conv< rsion of 3 per cent. English consols into stock of a lower rate of
interest is not popular, although the lower-rate stocks have a minimum of twenty
years to run, and notwithstanding the premium offered by the Government.
* A computation based upon the realized rate to the Government or any investor in
four per cent, bonds having twenty-two years to run from July 1, 1885, at a market
rate of 120 indicates that the average difference in present value between three per
cent, bonds maturing at the dates mentioned and a four per cent, bond maturing in
1907 is about sixteen per cent. It is believed that the desirability of the long-time
bonds for banking and trust purposes would induce the bankers and the public to
make the exchange for a less difference than sixteen per cent., which is simply the
mathematical difference. The history of securities put out by Governments whose
credit is unquestioned shows that the long-time securities are invariably considered
the most valuable, and that the premium paid for such securities is more in proportion than would naturally be indicated by a computation based upon any present
realized rate of interest.
The following table has been prepared by E. 15. Elliott, esq., Government actuary,
in order to show the difference in value between three and four per cent, bonds ina-
6820 CUR
II
XVIII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
already referred to as introduced at the last session of Congress contained these provisions. Even admitting that the bonds representing
the public debt when" funded at lower rates might at times in the
future be below par in the market, the Government would, if forced
to redeem the notes of insolvent national banks, always have the right
to cancel the bonds on deposit securing the same, and thus extinguish
an amount of its debt equal dollar for dollar to the notes redeemed.
It would also gain from such notes as are never presented for redemption, which form a certain percentage in the case of the circulation of
each and every bank, and taking all banks together would form a large
reserve fund. Tables in relation to this gain may be found in the
Appendix.
It is further submitted that the profit on circulation may be increased
to a point which will induce the banks to keep up their circulation to a
maximum, and stop the contraction of their circulation which is now
occurring, by repealing the law taxing such circulation at the rate of
one-half of 1 per cent, semi-annually. This tax is regarded by many
as only a fair bonus to the Government for the privilege of issuing circulation which the banks receive from it, and in times when the Government needed the money and when the profit on circulation was
comparatively great this view had much in its favor. But under existing circumstances* the Government should in justice either enact laws
turing at the periods mentioned, computing on a basis of the realized rate to the Government at 1.20 for four per. cent, bonds having twenty-two years to run:
I
Year.
1897
1902
1907
1912.
1917
.
.
.
Fours.
Threes.
1.20
f 1.0222
1.0295
1.0359
1. 0474
1. 0462
.
Difference.
. 1778
.1705
.1641
. 1586
.1538
* The following table shows the annuual per centage of profits on circulation, at rates
of interest for bank loans from 5 to 8 per cent., based on 4 per cent, bonds of 1907, having twenty two and a half years to run, the average market price for the year being
1.215529, and based on 4^ per cent, bonds having seven years to run, the average market price for the year being 1.127131. There are three rates of profit shown on each
class of bonds, each derived by a different method of computation. The method by
which the first figures in each case are obtained assumes that the premium paid would
be made up by a sinking fund at compound interest, and also that the 5 per cent, redemption fund which banks are required, to keep is no charge on circulation account.
The second figures are obtained assuming a sinking fund similar to that in the first
method, but that the 5 per cent, fund is a charge on circulation account, and reduces
the loanable circulation^
The third figures are obtained by a method which assumes that the premium is
reduced by charging off an equal proportion each year, according to the time the
bonds have to run, and that the 5 per cent, fund is no charge on circulation. The
figures generally show that under average conditions a national bank issuing circulation, based on either 4 or 4-£ per cent, bonds, at ordinary rates of interest for bank
loans, receives an average nrofit of not more than one-half of 1 per cent.
Classes of bonds.
I Profit with j Profit with ; Profit with Profit with
loans at 5 : loans at 6 \ loans at 7 I loans at 8
per cent. j per cent, j per cent. per cent.
Pours of 1907
Four and a halfs of 1891 .
•iii
.00781
.00596
. 00439
.00803
.00604
.00548
i
f
:
,
.00590
.00368
.00180
. 00650
. 00410
. 00350
. 00380
.00121
.00000
.00480
.00215
. 00145
. 00162
.00000
. 00000
. 00337
.00018
.00000
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XIX
which will make the issue of circulation a real privilege, or it should
remove the tax, which under present laws is fast becoming prohibitory.
As it now stands, the Government is exacting a bonus for a privilege
which no longer exists, and the inevitable consequence of the continued
collection of the tax without measures of relief in other directions will
be the gradual retirement of this form of circulating medium.
The expenses of keeping up the national banking system by the Government are at present paid in part from the proceeds of this tax and
in part by assessment on the banks. If the tax be abolished, all of these
expenses
should be paid by the last-named method. Under the head
of uTaxation," on page 65, will be found a detailed statement of the
amount received from the tax on circulation and of the very small proportion used in payment of expenses of the Government in keeping up
the system.
In concluding this subject the Comptroller wishes to have it distinctly
understood that he is not in favor of any measure which will cause iuBation. He is of the opinion that the present aggregate paper circulation, made up of legal-tender and national bank-notes and of gold and
silver certificates, is ample for all the needs of business. He believe*,
however, that the sudden contraction of national-bank circulation,
which without appropriate legislation is imminent, will seriously embarrass the business of the country, and that if this contraction is permitted to go on, it may result in the entire discontinuance of the issue
of notes by national banks. The Comptroller believes that this form
of currency, which can be increased or diminished in accordance with
the natural laws which control business, should be continued in preference to any other now permitted by law. If at any time the aggregate
of outstanding paper becomes too great, reduction should be made by
retiring the direct issues of the Government, in view of the fact that
the most eminent authorities in finance agree that such direct issues
are in the long run highly detrimental and fraught with danger. A
bank circulation as well secured and convenient as that of the banks in
the national system, with a credit so deservedly well established in the
minds of the people, should not be permitted to go out of existence.
CIRCULATION BASED ON SILVER.
Notwithstanding the fact that the national banking circulation of
the country has been reduced about 24 millions during the past year,
on account of the redemption and payment of the 3 per cent. United
States bonds, held as security for the same, and is likely to continue
to be reduced as the debt is paid, the circulating medium of the country has been increased by the issuance of silver certificates under the
act of February 28, 1878, these certificates being issued upon standard
silver dollars, of which at least 2 millions are coined every mouth of
the year.
The perplexities of bimetallism and the silver question have attracted attention and interested the public for many years. Statistics have been worn threadbare, and the number of articles and essays
that have been written on this subject are of almost interminable extent. The law making it mandatory on the Secretary of the Treasury
to coin each month 2 millions of what are called standard silver dollars,
or, in other words, the stamping of 2 million pieces of silver of 412J
grains in weight each as a dollar, no doubt was intended to appreciate
the price of silver and to bring this precious metal into more general
use as money. As the production of silver i n the United States is so
XX
REPORT OF THE COMPTROLLER OP THE CURRENCY.
large, the Government should do all in its power to sustain the value
of silver and promote its circulation as money by appropriate legislation, but it is submitted that the operation of the present law defeats
the object in view.
The exact relative position of silver to gold in the commercial world
is extremely difficult to determine. No one can gainsay the fact that
in our commercial relations with England and other countries we must
settle our exchanges upon a gold basis. This being true, necessarily,
we can use silver in settlement of international balances only at its
market price. This market price tests the proportionate value of silver
as compared with gold. The present market price of silver throughout
the world shows that the intrinsic value of a dollar weighing 412^ grains
is about 85.20 cents. The law, therefore, which compels the coinage of
2 millions of standard silver dollars per month is an arbitrary attempt
to make the price of silver more dear by fixing a ratio between gold
and silver for the people of this country different from the ratio fixed
by the market price, making the standard silver dollar practically a
depreciated currency as compared with the gold coin of the country,
and with the legal-tender and national-bank notes, which are redeemable in gold at par. It has been and still is contended by many that if
the United States as a nation takes strong ground in favor of bimetallism and insists upon the recognition of silver as money, valued in
proportion to gold at the ratio of 15£ to 1, that its comparative market
value can be increased.
The practical working of the silver bill seems to prove the folly of
this position. For some reason or other the intrinsic value of silver
has decreased in a greater proportion than that of gold. This reason
is exceedingly difficult to determine. In fact it is next to impossible to
obtain the data and draw the deductions to ascertain the reason why
the changes in the ratio or proportion of the value of gold to that of
silver have invariably throughout the world been against silver. Some
statisticians assert that the annual increase of gold throughout the world
is at least If per cjent. of the world's total stock of gold money, while as
to silver it is claimed the increase is only about 1 per cent, of the total
stock of silver money.* If this calculation is correct, some other reasons
than those based on the proportionate production of gold and silver
must be brought forward to prove that the increased production of silver over gold has depreciated the value of the former, for there is no
question but that the purchasing power of silver, in proportion to the
purchasing power of gold, has steadily decreased for more than a thousand years. Perhaps one reason for this depreciation in value is the inconvenience of silver as a circulating medium as compared with gold.
It is proportionately to value about fifteen and a half times as heavy
and nearly twenty-eight and a half times as bulky.
Whether its weight and bulk be the cause or not, the fact is undoubted that in this age of the civilized world the people have a strong
distaste to the use of silver as a circulating medium in the form of coins
weighing four hundred grains or more.
The law which stamps 412£ grains of silver and arbitrarily insists
upon its circulation as a dollar, with unlimited legal-tender qualities,
when its true value as indicated by the market price of silver is but
85.2 cents, is unworthy of this nation, and will sooner or later bring
upon us financial trouble and disgrace. The practical working of the
*Mr. S. Dana Horton.
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XXI
silver coinage act lias established tlie fact that the public do not
readily accept, circulate, and do business with these standard silver
dollars. In order to insist upon the arbitrary value which has been
fixed upon silver by law, Congress has ingeniously arranged to permit
the people to deposit their inconvenient silver coins in the Treasury
of the United States and obtain therefor certificates which represent
a certain number of these dollars. These certificates, being a convenient circulating medium, were first used for shipments from commercial centers to the South and West for the purpose of supplying currency for moving the crops. As legal-tender and national-bank notes
are frequently in limited supply during the fall months, the convenience of obtaining these certificates and thereby saving express
charges on gold which would otherwise have to be shipped has caused
the circulation of many millions among the people of the country.* The
public, who daily receive and disburse these certificates, hardly realize
that the intrinsic value of the silver which is represented by a $10 silver certificate is but $8.52; neither do they realize that the certificate
is not a promise to pay on the j>art of the United States, but simply a
promise to return to the bearer ten 4l2J-grain silver dollars.
If it is for the best interests of the United States to issue a circulation
based upon silver, the Comptroller believes that the circulation should
be issued upon coin or bullion which contains a sufficient number of
grains of silver to have an intrinsic value equal in the markets of the
world to its nominal value.
Some writers have suggested that a circulating medium might be based
upon bullion, both gold and silver, and the Comptroller is of the opinion
that under certain restrictions and regulations it would be far more
correct in principle to issue silver certificates based upon a deposit of
silver bullion, to be valued in the exact proportion of silver to gold,
than to continue the issue of certificates under the present law. If this
were done, silver bars might be stamped at their market value and held
in the Treasury for the redemption of the certificates, which should call
an amount of silver equal in value to their nominal or face value expressed in gold. The bullion represented by certificates should be periodically valued at its market price in gold, and a certain proportionate
amount of silver so held might, perhaps, be coined to provide the means
for redemption of the certificates, if redemption was desired for business
purposes. These dollars should be in the nature of a subsidiary coin
and should be reconvertible into bullion certificates.
The actual circulation of the silver dollar under the present law indicates
that the necessary number of coins required probably would not exceed
$50,000,000. This plan might possibly bring about a loss to the Government by the depreciation of silver, which loss, however, would be
partially borne by the certificates which were lost and destroyed, as it is
well known that from the loss and destruction of legal tenders and national bank notes the Government is even now a large gainer. The
Comptroller believes that the use of silver as money in this manner,
and its periodical valuation, would have more influence in appreciating
the market value of silver among the nations of the world than the
present arbitrary coinage of 412-J- grains of silver as a dollar.*
* From information derived from the Treasurer of the United States, it is found
that silver c -rtificatrs issued at the subtreasuries in the west and south, on deposits
of gold coin with the Assistant Treasurer of the United States at New York from
September 18, 1880, to October 31,1884, amounted to $69,625,500
* Considering the strong ground taken against bimetallism by the British Government, apparently for the reason that it is difficult to ascertain the intrinsic value of
silver as compared with gold, it is interesting to note that the Chancellor oi the Exchequer, Mr. Childers, in his budget speech of the 24th of April, proposed, in order
XXII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
These reflections are upon the theory held by many, that it is for the
best interests of this country to maintain a circulation based upon silver. The Comptroller doubts the correctness of this theory; but it is
submitted that the circulation now outstanding based on silver is a depreciated currency, by the issue of which the Government has gained
at the expense of the people who now hold the silver dollars and certificates, and that therefore it is incumbent on the Government, if it continues to issue circulation based upon silver, to do so under a plan which
will not only provide a sound circulation for the future, but also prevent
the holders of the present certificates and dollars from sustaining loss.
This might all be accomplished by exchanging the bullion certificates
suggested for the silver-dollar certificates now outstanding.
The issue of currency based upon silver should not, however, be unlimited, and the present laws making the purchase and coinage of a
fixed amount of silver bullion mandatory are very pernicious in their
effect, as the unlimited and continued issuance of full legal tender silver
coin and certificates based thereon, of intrinsic value less than their
face, has already caused the hoarding of gold, and will eventually drive
it from the channels of trade, thereby causing a practical suspension of
gold payments. There are many indications of this, notably the uneasiness in financial circles in June and July last, caused by the reserve of
gold in the Treasury falling so near to the point at which under the
law the issuance of gold certificates ceases. It is also to be observed
that daring the present year the national banks throughout the country
have increased their holdings of gold, including certificates, in the sum
of $19,615,350.
The amount of silver bullion purchased by the Government under
the act of February 28, 1878, for coinage into standard silver dollars
was, from the 1st of July, 1878, to the 1st of July, 1884,144,366,242.43
standard ounces, costing $146,631,495.26. The number of silver dollars
coined under the provisions of the act of February 28, 1878, up to November 1,1884, amount to 184,730,829. The profits to the Government
on the coinage of silver from July 1, 1878, to June 30, 1884, amount
to $20,972,913.52.* Of the silver dollars coined $142,926,725 remain
in the Treasury of the United States, leaving in circulation $41,804,104.
Silver certificates have been issued, which are represented by the
standard silver dollars in the Treasury of the United States, to the
amount of $131,556,531. Of the silver certificates so issued $30,814,970
remain in the Treasury of the United States, leaving $100,471,561 of
these certificates in circulation. It will be seen, therefore, that of the
total amount of silver dollars coined but $41,804,104 are in actual circulation, and that the people of the United States now hold a paper
circulation based upon silver dollars in an amount equal to more than
one-third of the national-bank circulation.
to restore the gold coinage of England to its nominal value, to issue a depreciated
half sovereign. In other words Mr. Childers's plan is that the Government shall
issue to the people a half sovereign containing only nine-tenths of the amount of gold
at present contained in that coin, rather than have the Government bear the loss of
the recoinage of the outstanding sovereigns and half sovereigns which are known to
be light. This new half-sovereign is to be legal tender to the amount of £5 only, but
it seems a noticeable fact that the Chancellor of the Exchequer should submit in his
annual budget a proposition to debase one of the gold coins of the United Kingdom,
a country which has heretofore been so particular as to its money standards. Although it is not proposed to change the intrinsic value of the sovereign, this alteration of the value of the half-sovereign would no doubt have the effect of discrediting
the gold coinage of England, which has for many years been recognized throughout
the world as an almost infallible standard of value.
* These figures have been obtained from the honorable Director of the Mint.
REPORT
OF THE
COMPTROLLER
OF THE
CURRENCY.
XXIII
DISTRIBUTION OF COIN AND PAPER CURRENCY.
In previous reports tables have been given showing the amount of
coin and currency in the country and its distribution in the Treasury,
in the banks, and among the people, on January 1, 1879, the date of
the resumption of specie payments, and on November 1 of each of the
last four years preceding the date of the report. These tables are
again presented, the amounts on November 1, 1880, being omitted,
while those on November 1, 1884, are added.
The amounts of gold and silver in the country available for circulation are based upon the estimates of the Director of the Mint for January 1, 1879. The amounts of gold for the succeeding dates have been
obtained by adding the gold production of the country, less the amounts
used in the arts, from estimates of the same officer, adding the excess
of gold importations during the year, or deducting the excess of gold
exportations for the same period, according to the reports of the Bureau
of Statistics. The amounts of silver are obtained by adding for each
year the amount of silver dollars and fractional coinage, less amounts
recoined. For the year 1884 the silver bullion purchased by the Government for coinage and on hand on November 1 is included.
Prom November 1, 1883, to November 1, 1884, the production of gold
by the mines of the United States is estimated to have been about
$29,000,000. During the period from November 1, 1883, to October 1,
1884, the amount of gold, foreign and domestic gold coin and bullion exported in excess of the amount imported has been $20,483,382, making
an increase in the stock of gold in the country of $8,510,018. From this
amount must be deducted the amount used in the arts during the same
period ($4,875,000), leaving $3,641,618 as the increase in the stock of
gold coin and bullion in the country.
The total excess of imports of gold over exports of the same from the
date of resumption to October J, 1884, has been $165,712,128, and the
total estimated gold product of the mines of the United States for the
same period has been about $191,725,000. The total amount of silver
coined during the year has been, after deducting the recoinage,
$28,387,010, of which $28,009,880 were standard silver dollars. The
total amount of the latter coined since the passage of the act of February 28,1878, authorizing that coinage, up to November 1, 1884, has
been $184,730,829.
The following table, based upon the estimates and figures given
above, shows the amount of coin and currency in the country on January 1, 1879, and on November 1 of the years named:
January
1, 1879.
Gold coin and bullion
Silver coin .
Legal-tender notes . . .
National-bank notes..
Totals.
November
1, 1881.
November
1, 1882.
November
], ]883,
November
1, 1884.
$278, 310,126 $550, 922, 398 $547, 356, 262 $581, 970, 254
106,573,803
181,476,144
208,744,424
242, 701, 932
346, 681, 016 346, 681, 016 346, 681, 016 i 346, 681, 016
323, 791, 674 360, 344, 250 362,727,747 ] 352, 013, 787
$585,611, 872
275, 735,439
346, 681, 016
*333, 559, 813
1,055,350,619 1, 439, 423, 808 il, 465, 509,449 .1, 523, 366, 989
1, 543, 588,140
* The sum of $41,710,163 in lawful money has been deposited by the national banks to retire circulation of a like amount which has not yet been presented for redemption.
There has been no change in the aggregate of legal-tender notes outstanding, which still remains as fixed by the act of May 31, 1878. National bank notes have decreased $18,453,974 during the year; the
XXIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
amounts of gold and silver have increased $3,641,618, and $33,033,507,
respectively, making the total increase during the year in gold, silver,
and currency, $18,221,151.
The table below gives the portion of the gold, silver, and currency
held by the United States Treasury and by the national and State banks.
The amounts in the United States Treasury are for the corresponding
dates with those in the preceding table. The amounts in the national
banks are for the corresponding dates nearest thereto on which returns
were made to the Comptioller, viz : January 1, 1879; October 1, 1881;
October 3, 1882; October 2, 1883; and September 30, 1884. The
amounts in the State banks, trust companies, and savings banks have
been compiled in this office from official reports for the nearest obtainable dates.
January
1,1879!
November
1,1881.
November
1,1882.
November
1,1883.
$112, 703, 342
$167, 781, 909
$148,435,473
$157, 353, 760
$134, 670, 790
35, 039, 201
107, 222,169
94,127, 324
97, 570, 057
117,185, 407
10, 937, 812
19,9J1,491
17, 892, 500
18, 255, 300
25,928, 757
158, 680, 315
294, 905, 569
260, 455, 297
273,179,117
277,784, 954
November
1,1884.
GOLD.
In the Treasury, less certificates
In national banks, including
certificates
In State banks, including certificates
Total gold
SILVER.
In the Treasury, standard silver dollars
In the Treasury, bullion
I n the Treasury, fractional coin
In national banks
Total silver
17, 249, 740
9,121,417
6, 048,194
6, 460, 557
66, 576, 378
3, 424, 575
25, 984, 687
7,112,567
92, 414, 977 116, 036, 450
4,012,503 I
4,936,365
26,749,482
26,712,424
8,234,739 ' 10,247,926
38, 879, 908
10 J, 098, 207
131,411,701 j 157,933,165
142,
4,
29,
8,
926,
646,
346,
092,
725
497
757
557
185, 012, 536
CURRENCY.
In the Treasury, less certificates
.»
In national banks, including
. certificates
In State banks, including certificates
In savings banks
Total currency.
Grand totals . . -
44, 425, 655
22,774, 830
26,224,248 i
30, 996, 217
26, 258, 827
126, 491, 720
77, 630, 917
92,544,767 | 103, 316, 809
114, 507,113
25, 944,485
14,513,779
27,391, 317
11, 782, 243
27, 086, 482 i
14, 724, 978 !
28, 259, 062
12, 998, 594
:
32, 659, 605
14, 079,452
211, 375, 639
139, 579, 307 j 160, 580,475
175, 570, 682
187, 504, 997
408, 935, 902
537, 583, 083 \ 552, 447, 473 ; 606, 682, 964
650, 302, 487
If the aggregates of gold, silver, and currency for the several dates in
the above table be deducted from the amounts of the same items at corresponding dates in the table which precedes it, the remainders will be,
approximately, the amounts in the hands of the people at corresponding dates.
January
1, 1879.
Gold
Silver
Currency
Total
November
1, 1881.
November
1,1882.
November
1, 1883.
November
1,1884.
$119,629,771
67,693.895
459,097,051.
$236, Olfi, 829 '. $286, 900, 965 $308,791,137
78.377,937 i 77,332,723
84, 768, 767
567,4 45, 059 548, 828, 288 523,124,121
$307, 826, 918
90, 722, 903
492, 735, 832
646,420,717
901, 840, 725 i 913, 061, 976 I 916, (584, 025
891, 285, 053
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XXV
The gold iu the Treasury, including bullion in the process of coinage,
has decreased during the year $22,682,970, and in the banks has increased $27,288,807. The paper currency in the Treasury has decreased
$4,737,390, and in the banks has increased $16,(>71,605. The decrease
of gold outside of the Treasury and the banks has been $964,219, and
of silver coin $5,954,136, and the decrease of paper currency exclusive
of silver certificates, $30,388,289. In the foregoing tables the silver
certificates issued by the Treasury have not been included, but the
standard silver dollars held for their redemption on presentation form
a portion of the silver coin in the Treasury. The silver certificates in
the hands of the people and the banks at the following dates were as
follows:
January 1, 1879
November 1, 1880
November 1, 1881
November 1,1882
November 1, 1883
November 1,1884
J
$413,360
19,780,240
58,838,770
65,620,450
85,334,381
100,741,562
It will be seen that the amount of these certificates in circulation has
increased $15,407,180 during the year 1884.
The gold certificates issued under section 12 of the act of July 12,
1882, outstanding in the bauds of the people and banks on November
1, 1882, November 1, 1883, and November 1, 1884, not including the
amount in the Treasury, were $6,962,280, $48,869,940, and $85,301,190,
respectively.
As before stated, the total amount of standard silver dollars coined
up to November 1, 1884, was $184,730,829, of which, as shown in one of
the foregoing tables, $142,926,726 was then in the Treasury, although
an amount equal to $100,741,561 was represented by certificates in the
hands of the people and the banks, leaving $42,185,165 then held by
the Treasury. Of the $184,730,829 coined, $41,804,103 was therefore
evidently outside of the Treasury, and $100,741,561 of the amount in the
Treasury was represented by certificates in circulation. The remainder
of the silver, $91,004,6 L0, consisted of subsidiary coin, trade dollars, and
bullion purchased for coinage, of which $33,993,284 was in the Treasury, and about $57,011,326 was in use with the people and the banks,
consisting principally of subsidiary coin, in the place of the paper fractional currency for which it was substituted.
The increase of gold and silver coin and paper currency, exclusive of
silver certificates, outside of the Treasury and the banks, since the date
of resumption, is thus estimated to have been $263,956,936, and the decrease during the year ending November 1, 1883, $6,306,372. To these
sums the amounts of silver certificates in the hands of the people may be
added. On November 1, 1883, the amount of these certificates held by
the people and the banks was, as has been seen, $100,741,5615 but the
proportion of this amount in the hands of the people cannot be exactly
determined.
ESTIMATED AMOUNT IN" THE COUNTRY—SPECIE IN THE BANK OF
ENGLAND AND IN THE BANK OF FRANCE,
The following table exhibits the amounts of specie held by the national banks at the dates of their reports for the last eleven years, the
XXVI
KEPORT OF THE COMPTROLLER OF THE CURRENCY.
coin and coin certificates held by the New York City banks being stated
separately:
Held by national banks in New York City.
Dates.
Coin.
U. S.
gold cer- iClearing-house
certificates.
tificates.
Total.
Held by
other national Aggregate.
banks.
Sept. 12,1873. $1, 063, 210 55 !$13, 522, 600 i
$14, 585, 810 55 $">, 282, 658 90 $19, 868, 469
7, 205,107 08 ' 26,907, 037
19, 701, 930 50
Dec. 26,1873. 1,376,170 50 18,325,760 ,
24, 686, 460 09
8, 679, 403 49 33, 365, 863
Feb. 27.1874. 1,167, 820 09 23,518,640
24, 984, 942 10
7, 585*, 027 16 32, 569, 969
May 1,1874. 1,530,282 10 23,454,660 I!
15, 514,185 00
6,812,022 27 22, 326, 207
June 26, 1874. 1,842 i25 00 13, 671, 660
6, 834, 678 67 21, 240, 945
Oct. 2,1874. 1, 291, 780 56 13,114, 480
14, 406, 266 56
6,
582, 605 62 22, 436, 761
Dec. 3 1,1874. 1,443,215 42 14,410,940
15, 854,155 42
" 084, 555 54 10, 622,160
11, 706, 715 54
4, 960, 390 63 16, 667, 106
Mar. 1,1875.
930,105 76
5, 753, 220
May 1,1875.
6, 683, 325 76 3, 937, 035 88 10, 620, 361
13, 665,195 86
5, 294, 386 44 18, 959, 582
June 30, 1875. 1,023,015 86 12,642,180
753, 904 90
4, 201, 720
3, 094, 704 83 j 8,050, 329
4, 955, 624 90
Oct. 1,1875.
1
869, 436 72 12, 532, 810
13,402, 246 72 •3,668,659 18
17,070, 905
Dec.. 17.1875.
22, 348, 051 36
6, 729, 294 49I 29,077, 345
Mar. 10, 1876. 3, 261,131 36 19, 086, 920
!
16,016,073 70
May 12, 1876.
832,313 70 15,183, 760
5, 698, 520 66 21,714, 594
18, 087, 302 92
7,131,167 00 i 25,218, 469
June 30, 1876. 1, 214, 522 92 16, 872, 780
14,576,574 34
6, 785, 079 69' 21,361, 654
Oct. 2,1876. 1,120,814 34 13, 446, 760
1
9, 962, 046 06 32,999, 647
Dec. 22.1876. 1,434,701 KJ 21, 602, 900
23.037.601 83
Jan. 20, 1877. 1,669,284 94 33, 629, 660
35, 298, 944 94 14, 410, 322 61 i 40,709, 267
11,240,132 19 ! 27,070, 037
15,829,905 59
Apr. 14,1877. 1,930,725 59 13, 889,180
11, 747, 578 17
9, 588, 417 89i 21,335, 996
June 22,1877. 1, 423, 258 17 10, 324, 320
12,948,406 47
9, 710, 413 84: 22,658, 820
Oct. 1,1877. 1, 538, 486 47 11,409,920
21,
074,
826
20
!
11,832,924
50 i1 32,907, 750
19,119,
080
1,955,746
20
Dec. 28.1877.
37,432,017 44 j 17, 290, 040 58 54,722, 058
Mar. 15.1878. 2, 428, 797 44 35, 003, 220
28,
085,
732
06
;
17.
938,
024
00: 46,023, 756
May 1.1878. 2, 688, 092 06 25, 397, 640
13, 860, 205 22 I 15,391,264 55 i 29,251, 469
June 29, 1878. 1, 905, 705 22 11, 954, 500
I 30,688, 606
i
17,394,004
16
Oct. 1,1878. 1, 779, 792 43 11,514,810
13.294.602 43
'• 34,352,250
Dec. 6,1878. 4, 009, 299 01 12,277, 180
16, 286, 479 01 '• 18. 068, 771 35
'. 41,499, 757
i
23.
338,
664
83
18, 161, 092 49
Jan. 1.1879. 5, 421, 552 49 12, 739, 544
Apr. 4,1879. 5, 312, 966 90 12, 220, 940
17, 533, 906 90 i 23, 614, 656 51 41,148, 563
;
23.
983,
545
10
18,349,742 34
June 14.1879. 6, 038, 472 34 12, 291, 270
i 42,333, 287
19, 349,fc(5769 '22. 823, 873 54I 42,173, 731
Oct. 2, 1879. 7, 218, 967 69 12,130, 900
Dec. 12, 1879. 20, 096, 249 64 8, 366,140 $21,569,000 00 50,031,389 64 ; 28! 981, (551 95 79,013, 041
Feb. 21, 1880. 12, 252, 541 44 7, 401, 650 35, 855, 000 00 55,572,191 44 ! 33, 869, 860 31' 89,442, 051
Apr. 23,1880. 12, 595, 720 49 6,914,250 -5, 458, 000 00 44, 9t)7, 970 49 i 41,461,761 72 ; 86,429, 732
June 11,1880. 16, 682, 226 40 7, 810, 200 33, 337, 000 00 57, 829, 426 40 1 41,677,078 86 1 99,506, 505
Oct. 1, 1880. 16,104, 855 28 7, 489, : 00 36, 189, 000 00 59, 78:\ 555 38 49. 562, 954 11 109, 346, 509
Dec. 31,1880. 19,773,859 01 6, 709, 900 28, 246, 000 00 54, 729, 759 01 [ 52, 443, 141 91 107, 172, 900
Mar. 11,1881. 15, 924, 683 90 4, 825, 300 30, 809, 000 00 51, 558, 983 90 ! 53,597,211 36 105, 156, 195
May 6, 1881. 26, 242,108 60 4, (525, 900 34,176, 000 00 65, 044, 008 60 • 57, 584, 553 48 122, 628, 562
June 30,1881. 20, 822, 790 87 4, 513, 400 41, 858, 000 00 67, 194, .190 87 I 61,444,736 63 128, 638, 927
Oct. 1,1881. 15, 317,168 04 4, 486, 600 31,721,000 00 51,524,768 04 ; 62, 809, 968 08114, 334, 736
Dec. 31,1881. 16,352,630 49 4, 037, 600 33, 852, 000 00 54,242, 230 49 1 59, 438, 409 11 113, 680, 639
Mar. J 1,1882. 17,093,447 39 4, 075, 800 29, 907, 000 00 51,070,247 39 ; 58, 907, 863 65109, 984, 111
May 19,1882. 15,541,956 93 4, 034, 300 31, 783, 000 00 51,359,256 93 61, 056, 549 80 112,415, 806
July 1, 1882. 14, 278, 290 77 4, 005, 100 32, 854, 000 00 51, 137, 390 77 I 60, 550, 871 77111,694, 262
Oct. 3, 1882. 14, 391, 783 74 3, 908,100 26, 224, 000 00 44, 523, 883 74 58, 333, 894 53 102, 857, 778
Doc. 0,1882. 10,811,726 09 17,720,100 22, 020, 000 00 50, 551, 826 69 I1 55, 875, 332 71|106, 427, 159
Mar. 13, 18^3. 10,060,551 05 i 10,813,320 21, 818, 000 00 42.691,871 05 55, 270, 495 29 i 97,962, 366
May 1,1883. 9,891,636 15 16,094,210 21, 334, 000 00 471319,846 15 i 56, 287, 420 17103, 607, 266
June 22,1883. 8, 219, 744 22| 26,477,760 22,139, 000 00 56, 836, 504 22 ! 58, 517, 890 40 115, 354, 394
Oct. 2,1883. 9, 388, 073 82 | 20. 541,100 20, 345, 000 00 50, 274,173 82 ! 57, 543, 809 71 107,817, 983
Dec. 31,1883. 10,793,481 17 20,525,270 21, 693, 000 00 53.011,751 17 i 61, 274, 406 87114, 276, 158
Mar. 7,1884. 12, 948, 092 34 i 21, 582, (60 25, 912, 000 00 60, 442,152 34 62, 637, 974 99 ,123, 080, 127
Apr. 24,1884. 8, 929, 064 27 ! 20,093,380 20, 527, 000 00 49, 549, 444 27 65,195, 262 82 114,744, 707
June 20,1884. 7, 446, 696 82 | 20, 397, 590 15, 690, 000 00 43, 534, 286 82 66,127, 395 29 109, 661, 682
Sept. o0,1884. 7, 296,178 39 40, 765,140 15, 052, 000 00 63,113, 318 39 i 05, 496,156 34 ,128,609, 474
45
58
58
26
27
23
04
17
64
30
73
90
85
36
92
03
89
55
78
06
31
70
02
06
77
59
36
32
41
44
23
59
75
21
26
49
92
26
08
50
12
60
04
73
54
27
40
34
32
62
53
04
33
09
11
73
The national banks held silver coin amounting on October 1,1877, to
$3,700,703, and on October 1, 1878, to $5,392,628. On October 2, 1879,
the amount held was $4,986,493, on October 1, 1880 it was $6,495,477,
including $1,165,120 in silver Treasury certificates; on October 1,1881,
it was $7,112,567.18, including $1,662,180 of silver certificates; on October 3,1882, it was $8,273,815, including $1,807,600 of silver certificates ;
on October 2, 1883, it was $10,247,926, including $2,653,030 of silver
certificates; and on September 30, 1884, it was $11,424,067, including
$3,331,510 of silver certificates.
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XXVII
The latest official reports of the State banks in New England, New
York, Pennsylvania, Maryland, Georgia, Texas, Ohio, Indiana, Michigan, Wisconsin, Missouri, and the Territory of Montana show that these
banks held specie amounting to $14,834,133, of which the banks in New
York City held $10,506,059.
The official returns from the State banks of California do not give
separately the amount of coin held by them, but it is estimated that
the total cash reported, amounting to $10,542,432, consisted almost entirely of coin. The amount of coin held by State banks in the States
before mentioned, including California, was, therefore, $25,376,565.
The Director of the Mint, in his report for 1882, estimated the amount
of coin in the country on June 30, 1882, at $700,455,545, of which
$500,862,185 was gold and $199,573,360 was silver.
His estimate for the fiscal year ending June 30, 1884, is as follows :
United States coin.
Gold.
Silver.
Totals.
; $537,254,794 $228,216,199 ; $765, 470, 993
56,706,212
; 27,932,824 j 28,773,388 j
Circulation July 1, 1883
Fear's coinage
Totals
I 565,187,618 | 256,989,587 |
Less net exports
Deposits for i ecoinage
TJsed in the arts
Trade dollars withdrawn from circulation..
8,417,059 j
263,117 !
4,875,000 >
Total loss
Circulation July 1, 1884
Net gain during the year
822,177,205
8, 421, 258
415,148
5, 091, 000
6, 000, 000
4,199
152,031 !
216,000 :
6,000,000 i
?« \
6,372,230 i
13,555,176
; 551, 632, 442
250,617,357 I
! 14, 377, 648
22,401,158 i
19,927,406
802,249,799
36,778,806
From July 1, 1884, to October 1,1884, there has been added to the coin
$5,955,91)9 of gold and $6,582,350 of silver, making the stock of coin in
the country at the latter date $814,788,148, of which $557,588,441 was
gold and $257,199,707 was silver.
The amount of bullion in the mint and in the ]N"ew York assay office on
October 1,1884, is stated to have been $52,950,000 of gold and $4,935,000
of silver, making in all $57,885,000, which, added to the amount of coin
stated above, gives $872,673,148, of which amount $610,538,441 was
gold and $262,134,707 was silver.
The following table shows the amount of gold and silver, including
the amount held to protect gold and silver certificates, and the percentage of each, in the Treasury of the United States, on September 30 of
each year from 1876 to 1884, and on November 1, 1884:
Silver.
i Per cent of—
Gold coin
and bullion.
Period.
Standard,
dollars.
Sept. 30,1876.
Sept. 30,1877.
Seftt.30,1878.
Sept. 30,1879.
Sept, 30,1880.
Sept, 30,1881.
Sept. 30,1882.
Sept. 30,1883.
Sept. 30,18*4.
Nov. 1,1884.
$12,155, 205
31, 806, 774
47, 784, 744
66, 092, 667
92 228, 649
114; 587, 372
142, 058, 787
142,926,725
| Other coin
\ and bullion.
Total silver.
$6, 029, 367
7, 425, 454
15, 777, 937
21,173,023
30, 878, 286
28, 945, 297
30, 769, 705
31, 858, 072
34, 408, 566
33, 993, 254
$6, 029, 367
7, 425 454
27, 933,142
52, 979, 797
78, 663, 030
96,037,964
122, 998, 354
146, 445,444
176, 467, 353
176, 919, 979
$55, 423, 059 i
107,039,529 !
136,036,302 '•
169,827,571 !
135,641,450
174,361,343
152, 739,106
206,130, 543
217, 904, 043
222, 536, 360
Total coin
and bullion.
$61,
114,
163,
222,
214,
269,
275,
352,
394,
399,
452,
464,
969,
807,
304,
399,
737,
575,
371,
456,
426
983
444
368
480
307
460
987
396
339
Silver.
9.8
6.5
17.0
23.8
36.7
35.3
44.6
41.5
44.7
44.3
Gold.
90.2
93.5
83.0
76.2
63.3
64.7
55.4
58.5
55.3
55.7
XXVIII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
The bullion in the Bank of England for each year from 1870 to 1884
is shown in the following table, the pound sterling being estimated at
five dollars:
1870
$103,900,000
1878
117;950,000 1879*
112,900,000 1880 t
113,500,000 18^1 t
111,450,000 1H82I
119,600,000 18831
143,500, 000 1884 t
126,850,000
1871
187*2
1873
1874
1875
1876
1877
$119,200,000
150,942,980
141, 637,000
115, 221, 870
108,689,912
121,779,545
99,161,045
Below is a similar table, giving the amount of gold and silver, and
the percentage of each, in the Bank of France, on December 31 of each
year§ from 1870 to 1882, on November 1,1883, and on October 30,1884,
five francs being estimated at one dollar:
Per cent, of—
Tears.
December 31,1870
December 31,1871
December 31,1872
December 31,1873
December 31,1874
December 31,1875
December 31,1876
December 31,1877
December 31,1878
December 31,1879
December 31,1880
December 31,1881
December 31,1882
November 1,1883
October 30,1884...
l Silver coin
! and bullion.
$13, 700, 000
16, 240, 000
26, 520, 000
31, 260, 000
62, 640, 000
101, 000, 000
127, 720, 000
173, 080, 000
211,620,000
245, 520, 000
244, 360, 000
231,180,000
216, 553, 000
203, 085, 000
205, 837, 862
Gold coin
and bullion.
$85, 740, §00
110, 680, 000
131,740,000
122, 260, 000
204, 220, 000
234, 860, 000
306, 080, 000
235, 420, 000
196, 720, 000
148, 320, 000
110, 480, 0C0
129,160, 000
190, 981, 300
192, 112,000
210, 927, 912
Total.
Silver. Gold.
$99, 440, 000
126, 920, 000
158, 260, 000
153, 520, 000
266, 860, 000
335, 860, 000
433, 800, 000
408, 500, 000
408, 340, 000
393, 840, 000
354, 840, 000
360, 340, 000
407, 594, 000
395, 597, 000
416, 765, 774
13.8
12.8
16.8
20.4
23. 5
30.1
29.4
42.4
51.8
62.3
68.9
C4. 2
53.1
51.3
49.4
86.2
87.2
83.2
79.6
76.5
60,9
70.6
57*6
48; 2
37.7
31.1
35,8
46.9
48.7
50.6
AMOUNT OF INTEREST-BEAKING FUNDED DEBT IN THE UNITED STATES
AND THE AMOUNT HELD BY NATIONAL BANKS.
The public debt reached its maximum on August 31, 1865, at which
time it amounted to $2,845,907,026. More than 1,275 millions of this
debt were in temporary obligations of the Government, of which 830
millions bore interest at 7.30 per cent, per annum. The average rate of
interest on 1,725 millions of the debt at that date was 6.62 per cent.
This large amount of temporary obligations was funded within the three
years which followed the close of the war, chiefly into 6 percent, bonds.
The 6 per cent, bonds were gradually reduced during the year 1869
and the seven years following by payment and refunding into 5 per
cents. The 6 per cents, together with the 5 per cents, were subsequently
rapidly replaced by 4J and 4 per cent, bonds, which were authorized to
be issued by the act of July 14,1870. In the year 188L all of the un* London Economist, November 8, 1879.
t London Bankers' Magazine, October, 1880,1881, and 1882.
$ London Economist, November 1, 1884.
§ The Bulletin de Statistique, as quoted in the Bankers1 Magazine, New York, vol.
xiii, page 740; except the items for 1879->80 and 'til, which were obtained from the
London Bankers' Magazine for August, 1880, page 661, September, 1881, page 714,
and September, 1882, page 739, and the three last items from L'lSconoiniste Fraucais,
November 3, 1883, and November 1, 1884.
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XXIX
redeemed 5 and 6 per cent, bonds, amounting to $579,560,050, were continued payable at the pleasure of the ixovernment, with interest at 3Jper cent., by agreement with the holders. The act of July 12, 1882, M authorized the refunding of the three and one-halfs into three per cents,
and since its passage all of these bonds have been converted into three
per cents. The Secretary, during the year ending November 1, called
for payment nearly $111,338,500 of the threes.
The report for 1879 and subsequent reports contain tables exhibiting
the classification of the miniatured interest-bearing bonded debt of the
United States, and of the bonds held by the national banks for a series
of years.
These tables are again presented, and exhibit the amount of the outstanding bonds of the Government and the amount held by the banks on
July I of each year and November 1 of the present year.
The following table exhibits the classification of the unmatured
interest-bearing bonded debt of the United States at the dates named :
Date.
Aug.
July
July
July
July
July
July
July
July
July
July
July
July
July
July
July
July
1865 .
1866 .
1867 .
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1.880
1881
July
July
July
Nov.
1882 .
1883.
1884 .
1884 .
Six per cent. Five per cent.' Four and a half Four percent,
bonds.
I bonds. ;per cent, bonds.: bonds.
$908, 518, 091 $199, 792,100
198,528,435
1, 008, 388, 46!)
198,533,435
1,421,11Q, 719
221, 588, 400
1 1,841,521,800
221, 589, 300
1 1,886,341,300
221,589,300 I
1,7(54.932,300
74, 236, 450 I
1 1, 613, 897, 300
414, 567, 300
| 1, 374, 883, 800
414,
567, 300
1,281,238,650
510,628,050
1,213,624,700
607,132,
750
1,100, 865, 550
711,685,800
984, 999, 650
703,
266,
650
854,621,850
70:*, 20t?, 650
738,619,000
646,
905,
500
310.032,500
484, 864, 900
235,780,400
439,841,350
196,378,600
Continued at Continued a t
3 | per cent.
3A per cent.
401,593,900
"58,957, 150
32, 082, 600
3 per cents.
304, 204, 350
224,612, 150
194, 190, 500
$140,
240,
250,
250,
250,
000,
000,
000,
000,
000,
000
000
000
000
000
$98, 850, 900
679,878. 110
739, 347, 800
739, 347, 800
Total.
$1,108. 310,191
1,206, 916,904
1, 619, 644,154^
2, 063, 110,200
2,107, 930, 600
1, 986, 521,600
1, 888, 133,750
1, 780, 451,1001,695, 805, 950
1,724, 252, 750
If 707, 998, 30O
1, 696, 685, 450
1, 69G,888, 500
1, 780, 735, 650
1,887, 716,110
1,709, 993,100
1, 625, 567, 750
250, 000, 000
739, 349, 350
1,449,810,400
250, 000, 000
737, 942, 200
1, 324, 229,150
250, 000, 000
250, 000, 000
737, 661, 700
737, 691, 550
1, 212, 273, 850
1,181, 882, 050
T h e Navy pension fund, amounting to $14,000,000 in 3 per cents, the interest upon which is applied
to t h e payment of naval pensions exclusively, and $264,800 of refunding certificates, are not included
in the table.
The operations of the Treasury Department for a series of years have
largely reduced the amount of interest receivable by the national banks
ou the bonds held by them.
Seventeen years ago the banks had on deposit as security for circulation 327 millions in United States bonds, of which amount 241 millions
bore interest at 6 per cent., and 86 millions at 5 per cent., and on July
1,1882, they held 227 millions of 3£ per cent, bonds. These bonds have
now entirely disappeared from the list of securities held by the national
banks. The average rate of interest now paid by the United States on
the bonds deposited as security for circulating notes is about 3.6 per
cent, upon their par value.
The banks now hold 49 millions of four and one-halfs, 116 millions
of fours, and 155 millions of three per cents, which have been refunded
from three and one half per cents. This will be seen from the following
table, which exhibits the amount and classes of United States bonds
XXX
REPORT OF THE COMPTROLLER OF THE CURRENCY.
owned by the banks, including those pledged as security for circulation
and for public deposits, on the 1st day of July in each year since 1805,
and upon November 1 of the present year:
United States bonds held as security for circulation.
United
_. „ : States
!
i
I
;
bonds held
6 per cent. !, 5 per cent. •: 4^ per cent, per cent, j TiOLt j
pnrp.loses
bonds. :
««atnesiarest
bonds.
bonds, j bonds.
Date.
I
date.
J u l y 1,1865.
J u l y 1,1866.
J u l y 1,1867.
July 1,1868.
July 1,1869.
J u l y 1,1870.
July 1,1871.
J u l y 1,1872.
J u l y 1,1873.
J u l y 1,1874.
July 1,1875
July 1,1876.
*Tuly 1,1877.
J u l y 1,1878
J u l y 1,1879.
J u l y 1,1880.
J u l y 1,1881.
J u l y 1,1882.
$170, 382, 500:
241,083,500;
251,430,400
250, 726, 950i
255,190, 350:
247,355,350
220, 497, 750;
173, 251, 450|
160, 923, 500i
154, 370, 700|
136, 955, 100;
109, 313, 450! !
87,690, 300
82, 421, 200!
56,042,800:;
58, 056,150
61, 901, 800'
1
$65, 576, 600i
. $235, 959,100 $155, 785, 750 $391, 744, 850
86,226,850
I 327, 310, 350 121, 152, 950; 448, 463, 300
89,177,100'
| 340, 607, 500 84, 002, 650 424, 610,150
90, 768, 950J
[ 341, 495, 900 SO, 922, 5001 422,418,400
87, 661, 250
! 342,851,600 55,102, 000! 397,953, 600
94,923,200
I 342, 278, 550 43, 980, 600 386, 259,150
139, 387, 800
| 359,885,550 39, 450,800 399, 336,350
207,189, 250
I 380,440,700 31, 868, 200 412,308,200
229, 487, 050
• 390,410,550 25, 724, 400 416,134/150
236, 800, 500
391,171,200 25, 347,100 416, 518, 300
239, 359, 400
I1 376J 314,'500: 26,900,200 403, 214, 700
232, 081, 300
341,394,750. 45,170,300 386, 565, 050
.1;
206,651,050 $44,372,250
338,713,600! 47.315,050 386,028, 650
199, 514, 550 48, 448, 650 $19,162, 000349, 546,400; 68, 850, 900418, 397, 300
144,616,300 35,056,550 118,538,950 354, 254, 600 76, 603, 520430, 858,120
139,758, 650 37,760,95$ 126,076,300 361, 652, 050| 42, 831, 300404,483^350
172, 348, 350 32, 600, 500! 93, 637, 700360, 488, 400: 63, 849, 950424, 338, 350
Continued ' Continued
at 3£ per at 3£ per
cent.:
cent. -. i
J u l y 1,1883.
J u l y 1,1884.
Nov. 1,1884.
25,142, 600 202, 487, 650j
(
7,402,8001'
385, 700 < 3 per cents. (((
( 200, 877,850
'•! 172,412 550 '
155,604,400i
32, 752, 650, 97, 429, 800i 377, 812, 700
i
400, 935, 250
43,122, 550
;
387,123,650
39,408, 500! 104, 954, 650 353, 029, 500! 34, 094,150
46,546,400 111,690,900 330, 649, 850j 31, 203, 000361,852,850
49,537,450 116,705,450 321, 847, 300 30,419, 600352, 266,900
The banks also held $3,469,000 of Pacific Bailway six per cents. They
also had $9,586,200 of three per cents, which were called and matured
on and prior to November 1.
About one-half of the bonds now held by the national banks are three
per cents.
If the public debt continues to be paid as rapidly as it has been daring the past year, all of these bonds will probably be called within the
next two years. Those of the lower numbers, which it is safe to estimate will be among the last called, cannot be purchased for a premium of much less than 2 per cent., and at that price there will be very
little, if any, profit on circulation based on this class of bonds if they
are redeemed within the next two years.
The profits on circulation, based on other bonds held by national
banks, are merely nominal, after paying the annual tax of 1 per cent, on
circulation.
SECURITY FOR CIRCULATING NOTES.
During previous years there have been many changes in the classes
of United States bonds held by the national banks as security for their
circulation, owing to the payment or refunding or extension of the
different issues of 5 and 6 per cent, bonds, bearing interest at 4£, 4, 3£,
and 3 per cent.
The amount of United States bonds held by the Treasurer as security
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XXXI
for the circulating notes of the national banks on the 1st day of November, 1884, is exhibited in the following table:
Class of bonds.
Kate of j
interest. !
Authorizing act,
• Per cent. \
Funded loan of 1891
Funded loan of 1907
Funded loan of July 12, 1882
Pacific Railway bonds
| July 14, 1870, and January 20, 1871 ..:
do
do..'.
;
July 12, 1882
July 1, 18G2, and July 2, 1864
'
' 4$ i
4
3
6
Total ..
$49, 537, 450
116,705,450
155, 604. 400
3, 469, 000
,325, 316, 300
During the year 1871, and previous thereto, a large portion of the
bonds bore interest at the rate of 6 per cent., and until the year 1877
all of the bonds bore interest at either 5 or G per cent.
The 5 and 6per cent, bonds in the year 1881 entirely disappeared from
the list of these securities, with the exception of 3^ millions of Pacific
sixes, and at the present time more than 47.8 per cent, of the amount
pledged for circulation consists of bonds bearing interest at 3 per cent,
only, and the remainder, with the exception of $3,469,000 of Pacifies,
bear interest at the rate of 4 and 4J per cent.
AMOUNT OF UNITED STATES BONDS HELD BY THE NATIONAL BANKS
AND BY BANKS ORGANIZED UNDER STATE LAWS.
Through the courtesy of State officers the Comptroller has obtained
official reports made to them under State laws by State banks in twentytwo States, by trust companies in five States, and by savings banks
in fourteen"States,at different dates during the years 1883 and 1884, and
from these returns the following table has been compiled :
Held by 817 State banks in twenty-two States
Held by 35 trust companies in five States
Held by 636 savings banks i n fourteen States
$2, 337, 705
23, 371, 084
196,226, 202
Total
221,934,991
The interest-bearing funded debt of the United States was, on November 1, 1884, $1,206,475,600. The total amount of bonds held by the
national ($342,156,300) and State and savings banks and trust companies ($221,934,991) is nearly one half of the interest-bearing debt.
The amount of United States bonds held by State banks is given by
geographical divisions for the years 1881, 1882,1883, and 1884, as follows :
Geographical divisions.
Eastern States
Middle States
Southern States
Western States
Pacific States
Total
1881.
. . .
.
1882.
!
1883.
1884.
$40,468, 340
176, 373, 889
1, 073, 460
5,735,518
14, 874, 332
$42,667,248 ; $37,399,819
197,135, 23;I ! 182, 847, 588
268, 350
646, 500
3,369,414 i
3, 105, 024
20, 020,175 ,
17, 743, 978
$30, 806, 938
188, 640, 523
96, 750
2, 390, 780
(*)
238, 525, 539
263, 460, 426 i
221,934,991
241, 742, 909
* The United States bonds held in the Pacific States are not included in the above table, as the re
turns for 1884 did not separate United States bonds from other bonds held. It is estimated that the
aggregate amount held is $18,000,000, the estimate being based upon the proportion of United States
foonds to the total amount of bonds held in these States in 1883.
XXXII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
In previous reports the Comptroller has given the amount of United
States bonds held by banks organized under State laws, and by private
bankers, as returned to the Commissioner of Internal Revenue for purposes of taxation. The tax on deposits and capital having been repealed,
no further returns of this kind will be available. The last returns
to the Commissioner was for the six months ending November 30, 1882,
and from these returns the following table has been compiled for the
.purpose of comparison with previous tables presented since the year
1880 :
Amount invested in United States bonds.
Geographical divisions.
By State banks,
I private bank: eis, and trust
! companies.
By savings
banks.
Total.
May 31, 1880:
New England States
Middle States
Southern States
Western States
Pacific States and Territories .
$:•!, 737, 093
20, 564, 834
2,541,991
8, 137, 554
3, 883, 816
$37, 693, 200
146.301,155
1, 000
2, 474, 557
2, 717, 904
$41,430,295
166, 865, 989
2, 542, 991
]0 r 612, 111
6, 601, 720
United States .
38, 865, 288
189,187,816
228, 053,104
May 31, 1881:
New England States
Middle States
Southern States
Western States
Pacific States and Territories.
2,985,496 I
21,908,703 J
1,707,702 |
6,734, U48 i
4,984,313
36, 640, 795
168, 617,049
21. 689
2, 689, 447
6, 911,198
39, 626, 291
190, 525, 752:
1,729, 391
9, 424, 395
11,895,511
United States .
Mav 31, 1882:
New England States
Middle States
Southern Si ates
Western States
Pacific States and Territories.
38,321,162
214, 880,178
253, 201, 340
2, C44, 895
20, 576, 823
1, 862, 946
7, 099, 874
5, 897, 637
37, 046, 625
189, 775, 842
2,354,710
12,851,605
39, 691, 520
210, 352, 6651, 862, 946
9, 454, 584
18, 749, 242
United States .
November 30, 1882:
New England States
Middle States
Southern States
West ern States
Pacific States and Territories .
38,082,175 I
242,028,782
280,110,957
2.501,497
19, 735, 340
1,147,881
6. 528, 666
5,781,749
34, 274,199
179,131,959
""2,"i43,Tl8
14, 3dO, 007
36, 775, 69$
198, 867, 29$
1,147, 881
8, 671, 784
20,161, 756*
United States .
35,695,133 I
229,929, 283
265, 624, 41 (V
The data which have heretofore been obtained from the Commissioner
of Internal Kevenue included the returns from private bankers, and
were, therefore, more complete than those obtained from the reports of
State officers, but the amounts held by State and savings banks have
not greatly differed.
THE FINANCIAL CRISIS OF MAY.
Owing to the large number of mercantile failures which had occurred
during 18.S3, considerable financial uneasiness was felt at the beginning
of 1884, and the year opened inauspiciously, by the appointment on
January 1 of a receiver for the New York and New England Railroad.
Following closely upon this failure were the troubles of the Oregon and
Transcontinental Company, and the appointment on January 12 of a
receiver for the North River Construction Company. The months of
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XXXIII
February, March, and April were characterized by many commercial
failures, rumors affecting the credit of various corporations, and a still
further depreciation in price of stocks and bonds, and in fact of all
products and commodities.
This feeling of uneasiness and of uncertainty as to values culminated
on May 6 with the failure of the Marine National Bank of New York
whose president was a member of the firm of Grant & Ward. The
failure of this firm immediately followed, and owing to the prominence
of some of its members and its large liabilities, exceeding* $L7,000,000,
its failure caused great excitement, that had not subsided when on May
13 the president of the Second National Bank of New York was discovered
to be a defaulter to the extent of $3,185,000. Although this defalcation
was immediately made good by the directors of the bank and did not
result in its suspension or failure, such a shock was given to credit, and
to the confidence of the public in all institutions and firms supposed to
have loaned money upon such railroad and other securities as had
greatly decreased in value or whose managers were supposed to be directly or indirectly interested in speculation in Wall street, was so
shaken, that there was great pressure to sell stocks and securities and
an active demand on the banks for deposits.
This condition of affairs culminated on May 14 in the suspension of
the Metropolitan National Bank, the failures of Donnell, Lawson &
Simpson, Hatch & Foote, and several other bankers and brokers.
These failures were followed on May 15 by that of the Newark Savings
Bank, and by the suspension of Fiske & Hatch and others. Failures
and suspensions continued through the months of May and June, including those of the Wall Street Bank, the Philadelphia and Beading*
Bailroad, the West Shore Bailroad, of C. K. Garrison, M. Morgan's
Sons, and of other bankers and brokers.
The suspension of the Metropolitan National Bank on May 14 caused
great excitement. All stocks and securities called upon the New York
Stock Exchange were greatly depreciated under the pressure to sell,
and it was practically impossible for the banks to collect their call loans,
as their borrowers could not obtain money by sale of their securities
except at ruinous rates; neither could they borrow elsewhere j and it
was impracticable and impolitic to throw the mass of securities held as
collateral to the call loans of the associated banks upon the market.
If it had been done it is probable that a suspension of gold and currency payments by the banks throughout the country would have followed the general panic that would have ensued. T.n this emergency
the members of the New York Olearing-House Association, realizing
that an immediate demand for deposits would be made by their country
correspondents, called a meeting at the clearing house on the afternoon
of May 14, and the following plan for settling balances at the clearing
house was unanimously adopted: * * *
Resolved, That, in view of the present crisis, the banks in this association, for the purpose of sustaining each other and the business community, resolve:
That a committee of live be appointed by the chair, to receive from banks members
of the association bills receivable and other securities to be approved by said committee, who shall be authorized to issue therefor to such depositing banks certificates
of deposit bearing interest at six per cent, per annum not in excess of 75 per cent, of
the securities or bills receivable so deposited, except in case of United States bonds,
and said certificates shall be received in settlement of balances at the clearing house.
After consultation with the officers and directors of the Metropolitan
National Bank, a committee of examination was appointed to visit the
bank and to ascertain if some plan could not be arranged to permit it
to open again for business. The greater part of the securities of the
6820 CUR
in
XXXIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
bank were found to be of such a character that loan certificates could
safely be issued upon them, and in this way the Metropolitan National
was enabled to resume business on May 15 and settle its balances at the
clearing house. The prompt action of the members of the associated
banks and the resumption of the "Metropolitan National Bank greatly
assisted in allaying excitement and staying the panic, and although confidence was not immediately restored, and although the banks in the
city of New York were largely drawn upon by their country correspondents reducing their reserve for a time below the 25 per cent, limit prescribed by law, and although on account of the great depreciation of
values and the stringency of the money market occasioned by the want
of confidence other failures of State bauks, private bankers, and mercantile firms occurred in New York and throughout the country, there
was no suspension of gold and currency payments at any point, and the
issue of loan certificates was confined to the banks of New York City,
which were soon enabled to collect their loans and make good their reserves.
The crisis of May, 1884, seems to have been even more unexpected to
the country than that of September, 1873. tj Although many conservative people had predicted that the large increase in railroad and other
securities, and the general inflation which had been going on for a number of years would bring*financialtroubles and disasters to the country,
it was nevertheless generally believed that the depreciation of values
and the liquidation which had already been going on for many months,
and the further facts that the country was doing business upon a gold
basis, that the prices of all commodities were already very low, that an
increased area of territory was under cultivation, and that the prospects
were excellent for good crops, together with the larger distribution of
wealth throughout the Union, would prevent a repetition of the panic
of 1873. )| This general belief was measurably correct, as the panic or
crisis was confined principally to New York City, although its effects
were more or less felt in all parts of the country, and the liquidation
resulting therefrom has not yet been fully completed.
The most profound students of political economy have for many
years endeavored to explain the causes which have led to financial
troubles similar to those of 1857, 1873, and 1884, and it is not to be expected that the Comptroller can obtain sufficient data to enter into a
complete and satisfactory explanation of the causes of the financial disturbances of the present year. The causes that lead to financial crises
in a country so rich in agriculture, of which the manufacturing and
mining interests are so varied and important, the imports and exports
so great, of so extensive an area of territory, and in which wealth is
becoming so equally distributed, and the population of which is increasing so rapidly, are difficult to explain, and the issue of currency
and creation of debt requires elaborate study to ascertain the reasons for
the rise and fall in value of commodities and realty which cause a panic.
It is scarcely possible at this time to explain why it should be necessary
for the country to go through the liquidation and financial trouble
which is now being experienced.
It is apparent, however, that a repetition of some of the same circumstances which brought about the monetary crisis of 1873 has been largely
influential in causing the present crisis. Property of all kinds had
been capitalized, as it is called ; bonds and stocks had been issued for
the purpose of building railroads, carrying on manufacturing and other
business; municipal and other bonds had been issued for public improvements. These bonds and stocks were put upon the market, and
REPORT OF THE COMPTROLLER OF THE CURRENCY,
XXXV
commercial credit was extended until a point was readied where capitalists of this and other countries questioned the intrinsic value of these
securities and the earning power of the property on which they were
based, and also doubted the solvency of many firms in commercial business. This lack of confidence induced them to decline to make farther
advances or investments. A decrease in the earnings of railroads,
manufacturing, and other enterprises followed, and the entire business
of the country has consequently been restricted and deadened.
There is little doubt that one of the causes which led to the local disturbances among the banks, national and State, and private bankers of
the city of'New York, was their intimate relation in many instances to
the New York Stock Exchange, and the fact that a large portion of the
loans made by the banks and bankers of New York were based upon
the security of stocks and bonds, often speculative in their character,
which are dealt in and regularly called at the Stock Board.
It is no doubt correct in principle to advance money in aid of enterprises
which are legitimate in their aims, and from which reasonable returns may be expected, and in order that the general business and commerce or the carrying trade of the country may be benefited. Due
care should, however, be taken that loans so made should not exceed
the amount which it would be safe to advance upon the intrinsic value
of the property represented by the securities, and not upon a fictitious
or unreal valuation. Lines should be closely drawn between legitimate
business and speculation. The principles which underlie judicious and
sound banking are the growth of an experience of many years. Banks
not only loan their own capital but that of their depositors and creditors, and are therefore, to a certain extent, trustees, and should not encourage speculation or lend money for the furtherance of doubtful enterprises, even though the profits promise to be exorbitant. The proper
relation of the New York Stock Exchange to the business of the United
States is yet to be determined. The value of an exchange for the convenient sale and handling of stocks and securities is unquestioned; but
when the members of this exchange, who have associated themselves
together for the purpose of furthering the business and commerce of
the country, use the machinery of this exchange to create speculative
values and to increase or decrease prices of stocks and bonds for purposes of speculation solely, or, more properly, to encourage a form of
gambling, it is a matter for serious consideration whether legislation
by the State of New York or by the Congress of the United States should
not be had to regulate a business which appears at times to be carried
on to the great detriment of the true business interests of the country.
Just what restrictions should be placed upon the business of the New
York Stock Exchange, or what legislation should be had, is difficult to
determine. Just how far the Federal or State law can interfere with the
business of private citizens is a delicate and difficult matter to settle.
In considering the financial troubles of May, 1884, in the city of New
York, the Comptroller desires to call attention to the fact that while
many banks and private banking firms of excellent repute failed, but
one association organized under the national-bank act failed, and butone suspended.
The liabilities of State banks and private bankers failing during the
month of May in the city of New York it is estimated exceeded in the
aggregate 32 million dollars, while the liabilities of the only national
bank in the same category was about 4J millions, no loss to the public
occurring through the national bank which suspended.
Upon learning of the defalcation at the Second National Bank on
May 14, and when it was apparent that a financial crisis was imminent
XXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
in the city of New York, the Comptroller ordered expert and reliable
examiners to the assistance of the national-bank examiner stationed at
New York in order to protect the public. The examiners were instructed
to exercise the utmost caution and vigilance, and to visit any of the
national banks that appeared to be in trouble, or where violations of
law or irregularities were suspected. They were especially instructed to
report any criminal irregularities or violations of section 5209. Before
permitting the Second National Bank, whose president had misappropriated over 3 millions of its funds, to open for business, the defalcation
was made good under the supervision of the examiner. The plan of
resumption for the Metropolitan National Bank, by obtaining loan certificates of the New York Olearing-House Association upon its securities, was also submitted by the examiner in charge of the bank to the
Comptroller, the examiner remaining in charge until the plan was carried
into effect and the bank permitted to resume.
During the crisis in New York, bank examiners throughout the country
were directed to exercise the utmost vigilance in the districts to which
they were assigned, to visit any of the national banks which appeared
to be in trouble or which were suspected of irregularities. They were
further instructed to report promptly by telegraph any matters of importance which might occur in their respective districts.
The Comptroller desires to call attention to the fact that only eleven
national banks failed in the United States during the year ending November 1, 1884, although more than one hundred banks and bankers
other than national failed during the same period. The records of this
office show that many of the transactions of the national banks which
failed, including the Marine and Metropolitan National Banks of New
York City, were looked upon with disfavor, and that these associations
as a rule had been frequently reprimanded for irregularities during the
past few years. None of the disclosures made by the examiner's reports, however, gave the Department an adequate idea of the dangerous
character of the business which was being carried on by the Marine National Bank of New York, and this is not singular, as the directors of
the bank, as will hereafter be seen, were equally deceived in regard
toT the situation.
Further information relating to this and other matters pertaining to
the banks that have failed during 1884 will be found under the head of
national bank failures in this report.
CLEARING-HOUSE LOAN CERTIFICATES.
As has been stated, a meeting of the members" of the New York
Clearing-House Association was held on May 14, 1884, to consider what
measures could be adopted to protect the reserves of the associated
banks and to prevent suspension of gold and currency payments in
New York.
Resolutions were there adopted, which are given elsewhere, authorizing the issuance by the loan committee of the "Clearing-House Association of what were termed clearing-house loan certificates, of which the
following is a copy:
No.—.]
[$10,000.
Loan committee of the New York Clearing-Rouse
Association.
New York, May 15, 1834.
This certifies that the
National Bank has deposited with the committee
securities in accordance with the proceedings of a meeting of the association held May
REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXVII
14, 1884, upon which this certificate is issued. This certificate will be received in
payment of balances at the clearing-house for the sum of ten thousand dollars from
any member of the Clearing-House Association. On the surrender of the certificate
by the depositing bank above named, the committee will indorse the amount as a
pay incut on the obligation of said bank, held by them, and surrender a proportionate
share of collateral securities held therefor.
I
-, } Committee.
i
These certificates were to be issued to banks who were members of
the association upon their securities or lulls receivable, at the rate of
75 cents on the dollar. By the cooperation of all the members of the
Clearing-House Association, the certificates were accepted in payment
of balances at the clearing-house. Similar resolutions were adopted
and certificates issued during the panic of 1878, but this measure of
relief was not taken until alter the panic had assumed such proportions
that their use and the consequent relief to the banks in settling their
balances tit the clearing-hoitse, could not restore confidence. There is
little doubt but that the prompt action of the associated banks in May
last in issuing these loan certificates had a most excellent effect not only
in the city of New York but throughout the country. The greatest
amount of these certificates outstanding on any one day was on May 24,
1884:, when they amounted to $21,885,000. After that date they were
issued in limited amounts only, and on June 7 their further issue was
discontinued.
Of the eighty two banks, members of the Olearing-IIouse Association,
only twenty took out these certificates, and several of the banks so
taking them out, did so simply as a precautionary measure and did not
use them. The total amount issued was $24,1)15,000, and about $7,000,000
of these were issued to the Metropolitan National Bank. On and after
June 10 balances at the clearing-house were paid in lawful money.
The principal security on which these certificates were issued consisted
of mercantile paper.
On July 1 all of the loan certificates, with the exception of a portion
of those which had been issued by the loan committee to the Metropolitan National Bank, had been returned to the committee and canceled and the securities taken up. This bank had been compelled,
owing to its suspension and the lack of confidence which was caused
thereby, to liquidate almost its entire deposit account, having reduced
its deposits from $11,294,000, on May 15 to $1,338,000 on September
30. Owing to this enormous liquidation of deposits, the Metropolitan
National Bank was unable to collect its loans and realize upon its securities with sufficient promptness to cancel its loan certificates by July 1,
and as these certificates bear interest at six per cent, and are secured
by a deposit of ample collaterals, as heretofore stated, the associated
banks were willing to carry them as loans, and on October 3,1884, were
still carrying $5,290,000 of the certificates issued to the Metropolitan
National'Bank. Since that time this bank has gone into voluntary
liquidation, and these certificates will be paid and canceled as rapidly
as the collection of the securities upon which they are based can be
made.
XXXVIII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
The following table shows the aggregate issuance and cancellation of
clearing-house certitieates from day to day from May 15, 1884, to October 3, 1884 :
Date.
Canceled.
Issued.
May 15
May 16
May 17
May 19
May 20
May 2 L
May 22
May 23
May 21
May 26
May 27
May 28
May 29
June 2
June 3
June 4
June 5
June 6.
J u n e 0 to July 1
July 1 to August 1
August 1 to September 1
September 1 to October 3.
!
!
i
|
!
i
|
!
|
1
!
!
;
,
|
$3,820,000 J.
(5,885,000 |.
6,740,000
1,190, 000
1, 950, 000
580, 000
1, 560, 000
140, 000
180,000 I
1
640, 000
700, 000
335, 000
70, 000
40, 000
.
85,000
24, 915, 000
i Outstanding.
$200, 000
800, 000
160, 000
415,000
460, 000
450, 000
400, 000
1,100,000 j
90,000 '
1, 030, 000
120, 000
1, 050, 000
9, 070, 000
2, 850, 000
1, 220, 000
210, 000
$3, 820, 000
10, 705, 000
17, 445, 000
18, 435, 000
20, 385, 000
20,165,000
21, 725, 000
21, 865, 000
21,885,000
21, 470, 000
21, 650, 000
21, 200, 000
21, 500, 000
20, 735, 000
20, 715, 000
19, 725, 000
19, 605, 000
18, 640, 000
9, 570, 000
6, 720, 000
5, 500, 000
5, 290, 000
;
As has been stated, loan certitieates were issued during the panic of
1873. On September 20 of that year resolutions* were adopted for the
issuance of these certificates, as follows:
That in order to enable the hanks of this association to afford snoli additional assistance to the business community, and also for the purpose of facilitating the settlement of the exchanges between the banks, it is proposed :
That any bank in the Clearing House Association may, at its option, deposit with
a committee of live persons, to be .appointed for that purpose, an amount of its bills
receivable and other securities, to be approved by said committee, who shall be
authorized to issue therefor to said depositing banks certificates of deposit, bearing
interest at seven per cent, per annum, in denominations of five and ten thousand
dollars, to an amount not in excess of seventy-five per cent, of the securities or bills
receivable so deposited; except that when the securities deposited shall consist
either of United States stocks or gold certificates, the certificates of deposit may be
issued upon the par value of such certificates.
These certificates may be used in settlement of balances at the clearing-house for a
period not to extend beyond the first of November proximo, and they shall be received by creditor banks during that period daily in the sanio proportion as they
bear to the aggregate amount of debtor balances paid to the clearing-house. The interest which may accrue upon these cerfciftcat.es shall, on the first of November next,
or sooner, should the certificates be all redeemed, be apportioned among the banks
which shall have held them during that time.
The securities deposited with the committee above-named shall be held by them as
a special deposit pledged for the redemption of the certificates issued thereon.
The total amount of loan certificates issued under this resolution was
$26,565,000, and the following table shows the issue and cancellation of
same:
Issued.
September 22 to 29, 1873 .
October 1 to 29, 1873
November 1 to 20, 1873 ..
Canceled.
$22, 080, 000
3, 205, 000
1, 280, 000
October 3 to 31, 1873
November 3 to 29, 1873 .
December 1 to 31,1873 ..
January 5 to 14,1874
$26, 565, 000
I!
$5, 370, 000
8, 235, 000
12, 020, 000
940, 000
26, 565, 000
* These resolutions were first printed in the Comptroller's report for the year 1873.
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XXXIX
Upon comparison it will be seen that the issue of loan certificates*
during September, October, and November, 1873, exceeded the issue
of May and June 1884 by only $1,650,000.
NATIONAL-BANK FAILURES.
Eleven banks have been placed in the hands of receivers during the
year ending' November 1, 1884, viz:
Tfmital
Gapital.
Name of bank.
The First National Bank of Leadville, Colo
.,
The City National Bank of Lawronceburgh, Ind
,
The First National Bank of Saint Albans, Vt
The First National Bank of Monmouth, 111
The Marine National Bank of New York, N. Y
The Hot Springs National Bank of Hot Springs, Ark .
The Richmond National Bank of Richmond, Ind
The First National Bank of Livingston, Mont
The First National Bank of Albion, N. Y
The First National Bank of Jamestown, Dak .
The Logan National Bank of West Liberty, Ohio
i Receiver ap-
pointed
$60, 000 Jan. 24,1884
100, 000 Mar. 11,1884
100, 000 Apr. 22,1884
75, 000 Apr. 22,1884
400, 000 May 13,1884
50. 000 J u n e 2,1884
250, 000 i1 J u l y 23,1884
50,000 Aug. 25,1884
100, 000 Aug. 2G, 1884
50,000 Sept. 13, 1884
50, 000
Oct.
18,1884
One of these, the City National Bank of Lawrenceburgh, Ind., had
previously been placed in voluntary liquidation by the vote of shareholders, owning two-thirds of its stock, but failed to pay its depositors
on demand.
In the case of the following six banks a final dividend to depositors
has been paid during the year, and the affairs of all of them except those
of the National Bank of the State of Missouri, have been finally closed.
These banks, with the total dividend paid by each to their creditors,
are as follows:
Name of bank.
The
The
The
The
The
The
First National Bank of Austin, Nev
Atlantic National Bank of New York, N. Y
Miners National Bank of Georgetown, Col
National Bank of Fishkill, N. Y
National Bank of the State of Missouri, Saint Louis, Mo
German National Bank of Chicago, 111
Total divi- ; Proportion
: (lends on : of interest
i principal.
paid.
Per cent.
92. 70
100.
76. 50
,
100.
100.
100.
Per cent.
,
'.
50.
i
j
j
38. 5
100.
42. 3
In the case of the National Bank of the State of Missouri there still
remains a portion of the assets which can only be liquidated at the close
of protracted litigation. Whatever may be realized from this source
will eventually be distributed among the stockholders of that bank who
have paid an assessment upon their stock liability.
The affairs of a number of national banks in the hands of receivers
have been completely liquidated, with the exception of litigation pending in the courts, which may protract their final settlement for some
time, although in three cases, those of the First National Bank of Allentown, Pa., the First National Bank of Waynesburg, Pa,, and the City
National Bank of Chicago, 111., a speedy settlement is now expected.
*The Comptroller is indebted to Mr. W. A. Camp, manager, and Mr. F. D. Tappen,
chairman of the loan committee of the New York clearing-house, for valuable information regarding the issue of loan certificates.
XL
REPORT OF THE COMPTROLLER OF THE CURRENCY.
The names of these banks, with the dividends already paid to the creditors, are as follows:
Per cent.
15
50
60
25
62
50
77
*100
22A
*100
60
85
40
37
40
85
50
100
70
*100
*100
Veiumgo National Bank of Franklin, Pa
Scandinavian National Bank of Chicago, 111
New Orleans National Banking Association of New Orleans, L a . . .
First National Bank of Anderson, Ind
Charlottesville National Bank of Charlottesville, Va
Fourth National Bank of Chicago, 111
City National Bank of Chicago, 111
National Bank of the State of Missouri, Saint Louis, Mo
First National Bank of Georgetown, Colo
Third National Bank of Chicago, 111
Central National Bank of Chicago, 111
First National Bank of Allentowu, Pa
First National Bank of Wayneshurg, Pa
First National Bank of Dallas, Tex
People's National Bank of Helena, Mont
First National Bank of Bozeman, Mont
German-American National Bank of Washington, D. C -. _
Second National Ban k of Scran ton, Pa
First National Hank of Butler, Pa
First National Bank ot Newark, N. J
First National Bank ot Brattieboro', Vt
-
The following" banks in the hands of receivers have paid dividends
during the past year, the total dividends up to November 1? 1884, being
also given:
Dividends
divi- Proportion
paid during Total
(lends on
of interthopast
principal,
est paid.
year.
Name of bank,
The First Xational Bank of Xevada, Austin, Xev
The Atlantic National Bank of New York, X. Y
The Miners' National Bank of Georgetown, Colo
The National Bank of Fishkill, N. Y
The Xational Bank of the State of Missouri, Saint Louis, Mo . . .
The First National Bank of Allentown, Pa
The German National Bank of Chicago, 111
The Second National Bank of Scranton, Pa
The Pacific National Bank of Boston, Mass
The First Xational Bank of Union Mills, at Union City, Pa
The Vermont Xational Bank of Saint A1 bans, Vt
The First National Bank of Leadville, Colo
The First National Bank of Monmouth, 111
The Marine Xational Bank of New York, X. Y
The Hot Springs National Bank of Hot Springs, Ark
k
:
!
•
j
j
j
j
j
Per cent.
2.70
15. 25
11. 50
*38. 50
2.35
15
26.5
5
5
30
12.50
20
70
25
30
Per cent.
Per cent.
92. 70
100
76.50
100
100
85
;
100
!
100
!
10
I
:
50
12.50
20
70
j
I
25
30
!
I
50
38.50
100
42
Of interest.
The failures of national banks during the year ending November 1,
1884? have been more numerous than for a number of preceding years,
and this is not surprising considering the great depreciation in values
and the consequent general liquidation, which has resulted in failures
among traders and others having an aggregate indebtedness of about
$200,000,000, as nearly as can be estimated. These failures have entailed large losses upon the banks generally, and the national banks
mentioned, as well as many State banks and private bankers, have been,
unable to meet the continued strain. It is, however, surprising that the
occasional failure of a national bank, to whatever cause due, with comparatively small capital and liabilities, should give rise to so much comment and excitement, when the numerous failures of State banks and
* And interest.
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XLI
private banks, of mercantile and manufacturing firms, and of joint-stock
enterprises, causing losses vastly larger than those occasioned by the failures of national banks, attract comparatively little attention or criticism.
As a rule, the jobber, manufacturer, or joint stock concern has obtained Ms or its capital in such a manner that the effects of their disasters are more widely distributed, and therefore less noticed. The failing
State bank and private banker, however, equally with the national bank,
inflict loss upon the immediate community in which they are located,
and apparently the complaint should be as great of one class as of the
other, which, however, is not the case.
It is also of interest to know that this is not the only country which
has suffered from financial troubles, caused by the failure of banks and
bankers. Banks of note have failed during the year in England and her
provinces. The failure of the Oriental Bank was especially noticeable.
This institution was represented by branches in India, Australia, and
elsewhere throughout the British empire. It owed its depositors about
six or seven million pounds sterling, equivalent to thirty to thirty-five
millions of dollars. The liabilities of this one institution were therefore about equal to the aggregate liabilities of all the State and private
bankers failing in the State of New York during the last year. The
failure of the Oriental Bank was in some measure due to its giving its
support to what in this country would be termed wildcat land speculations.
The most notable national-bank failure of the year in the United
States was that of the Marine National Bank, of the city of New York,
which closed its doors about 11 a. m.on the Gth of May. The bank examiners of the city of New York immediately took possession of the
bank and found that it had been indebted to the clearing-house that
day in the sum of $553,000. The examiner also found the account of
one iirm overdrawn on the books of the bank to the amount of $7(>6,570.14.
Upon further examination it was found that this firm owed a total of
about $2,430,500, being more than six times the capital of the bank.
A portion of this indebtedness was in the names of other parties —clerks
in their office and relations of one of the firm. How far the officials of
the bank are criminally responsible for these matters is a subject now
under investigation in the courts. The Comptroller finds from the report of the examiner that this firm had three different accounts with the
bank—a private account of a member of the firm, a general account and
a special account. It appears, from an examination of the transcript of
these accounts, that on ) May 5 their special account was overdrawn by
certified checks $383,40i .()7, and that on the same day their general account was also overdrawn. It is apparent, therefore, that the bank had
violated the law in regard to certifications by permitting these overdrafts.
It is claimed, however, by the officers of the bank that these certifications were made against securities which were subsequently obtained
from the bank by one of the firm upon his representations that he had
obtained a loan upon them elsewhere, and would make good his account.
A further examination of the various accounts of the firm shows that
while the certification of their checks was carried on to an enormous extent, they also made very heavy deposits from day to day, and it will,
perhaps, be very difficult to furnish evidence proving conclusively that
the checks were certified before the deposits were made.
An examination of the minutes of the board of directors of the bank
shows that on the 11th day of April, 1884, twenty-five days before the
failure of the bank, the committee of examination appointed by the
board of directors reported that they had examined the securities,
£LII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
counted the bills and specie, and examined the balances on the ledgers
of the bank, and found the recorded statement of the 7th of April, 1884,
to be correct. The minutes further show that the directors were in session about an hour before the bank closed. They apparently had no
suspicion of the state of its affairs, and voted to discount certain offerings of commercial paper; and within half an hour after the adjournment of this meeting the bank closed its doors. It would seem, therefore, that the board of directors was grossly deceived as to the true state
of affairs.
IiTthis connection I desire to state that the records of the Comptroller's office show that many of the transactions of the Marine National
Bank of the city of New York have been looked upon with disfavor,
and that the association had been frequently reprimanded for irregularities during the past few years. None of the reports of examinations of the bank made to this office, however, disclosed any violations
of the law forbidding the overcertification of checks, or gave the Department any adequate idea of the dangerous character of its loans, and
this is not surprising, the directors of the bank having been equally
deceived in regard to the situation.
After reviewing the information in his possession, it seems to the
Comptroller that the failure of the Marine National Bank is in consequence of the board of directors having chosen for their president a
man who was willing to risk his own honor and the funds of the bank
in speculation. He joined with himself another, who is now in Ludlowstreet jail under indictment, and who was also a member of the board
of directors of the bank. While it is true that the final failure has shown
that there were overcertifications on the last day, the Comptroller judges,
from the information which he has received, that the bank had been
for along time in the power of the firm to whom the certifications were
granted, through the president's copartnership. This matter was carried
to the extent of permitting one of the firm to have access to, and apparently free disposal of, the securities left as collateral to his loans, and,
so far as actual results are concerned, he might as well have had the
combinations of the cash vaults of the bank and helped himself to their
contents.
The Metropolitan National Bank suspended and closed its doors about
noon-on May 14, and opened again for business at 12 o'clock on the following day, the bank examiner remaining in charge of the bank during its suspension. He also remained at the bank during the first days
of its resumption, and has frequently visited it since, and forwarded reports as to its liquidation of deposits. Before permitting the bank to
resume business the Comptroller received assurances from the examiner
that the bank was solvent, and also received telegrams from the president and chairman on loans of the
New York Clearing-House, stating
that in their opinion the bank wTas solvent and should be permitted to
resume. The bank is now closing its affairs, having arranged to pay its
depositors in full and gone into voluntary liquidation under sections
5220 and 5221 of the United States Revised Statutes.
It is difficult to determine, in the case of this bank, what brought
about its suspension. From the information which the Comptroller has,
however, it appears that the president of the Metropolitan National
Bank had the credit, at least, of being a very large speculator. He was <
supposed to be a man of very large means and was interested in many
enterprises which required the use of large sums of money. The general liquidation in railroad and other securities which has been going
on for the past two years had no doubt affected the properties in which
REPORT OF THE COMPTROLLER OF THE CURRENCY. XLIII
the president was interested, and the public having become suspicious,
and apparently believing that he was a large borrower from the bank,
and had loaned money to parties who were interested with himself, all
of whom were assumed to have lost largely by this depreciation of property, rumors were circulated which excited distrust and suspicion against
his bank and caused the run upon it which resulted in its suspension.
Reports of examinations do not disclose any overcertincation of checks,
and I cannot conclude that irregularities of this kind had anything to
do with bringing about the suspension.
The Metropolitan National Bank was examined on April 28, 1884.
The examination disclosed certain irregularities, and a letter was
promptly written to the bank, requiring the correction of the irregularities, and forbidding the declaration of any further dividends until this
had been done. While this letter was acknowledged, the matter was
pending at the time of the suspension of the bank.
The trouble at the Second National Bank of the city of New York
grew out of a defalcation amounting to §3,185,000 by the president of
the bank. The amount of this defalcation was immediately guaranteed
and the money paid in by the directors. Owing to this prompt assistance the bank did not suspend, and is going on with its business in a
solvent condition. As far as this office is advised, the president used
the money in speculations in Wall street, and was able to conceal the
fact of his misappropriation of the funds of the bank on account of the
seciiiities being kept in a vault located at some distance from the regular banking rooms, which are on the corner of Twenty-third street and
Fifth avenue. It appears that the president had access to these securities without check or hindrance, and used them to obtain money for
his own private speculations.
In the matter of the failure of the Marine National Bank of New York,
and the defalcation at the Second National Bank of New York, it appears
from the information on file in this office that there have been not only irregularities, but violations of section 5200 United States Revised Statutes.
The United States district attorney at the city of New York is in communication with the national bank examiner and the receiver of the
Marine National Bank in regard to these matters, and the facts, which
have been submitted to this office, the Comptroller has formally transmitted to the Attorney-General of the United States through the Secretary of the Treasury.
Since the commencement of the national banking system 100 banks
have been placed-in the hands of receivers, 474 banks have voluntarily
closed their business, by the vote of shareholders owning two-thirds of
their stock, under the provisions of sections 5220 and 5221 of the Revised
Statutes of the United States, and the corporate existence of 15 banks
has expired by limitation. Of the banks in the hands of receivers. 9 had
been previously placed in voluntary liquidation by their stockholders,
but failing to pay their depositors, receivers were afterwards appointed
by the Comptroller to wind up their affairs. Of the 100 banks placed
in the hands of receivers, 03 have been finally closed, leaving 37 still in
process of settlement 5 21 of which, as has been seen, are awaiting the
results of pending litigation, leaving about 10 receiverships only in active
operation.
The loss to creditors of national banks which have been placed in the
hands of receivers during the twenty-one years that have elapsed since
the passage of the act of February 25, 1863, as near as can be estimated,
including dividends which will probably be hereafter paid, has been
about $8,266,000. The annual average loss has been, therefore, about
XLIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
$400,000 in the business of corporations having an annual average capital of about $450,000,000, and which have been responsible for the
safe-keeping of deposits in their hands, averaging constantly over
$800,000,000, or about one-twentieth of 1 per cent, of annual loss to
depositors.
The total amount paidf to creditors of insolvent national banks
amounts to $23,499,522, upon proved claims amounting to $38,489,810.
The dividends so far paid thus equal about (il per cent, of the proved
claims. The amount paid during the year was $1,720,850.
Assessments amounting to $8,901,750 have been made upon the stockholders of insolvent national banks for the purpose of enforcing their
individual liability under section 5151 of the Revised Statutes, of which
$3,633,957 has been collected—$282,678 during the past year.
A table showing the national banks which have been placed in the
hands of receivers, the amount of their capital, of claims proved, the
rates of dividends paid, and also showing the amount of circulation of
such banks issued, redeemed, and outstanding, will be found in the
appendix.
Whenever the failure of a national bank lias disclosed criminal violations of the national bank act on the part of officers or directors, or
whenever the reports of national bank examiners have disclosed similar
violations, all the evidence procured pertaining to such transactions has
been communicated to the Department of Justice through the proper
channels, and receivers and examiners have been instructed to furnish
all assistance in their power to the United States attorneys in the several districts.
It is the intention of the Comptroller to rigidly enforce the bank act
and to call the attention of the Department of Justice to any criminal
violations of the same, but experience has proved that it is difficult, not
only under the bank act, but generally under criminal statutes, to always obtain sufficient evidence to convict offenders. The Comptroller
is of the opinion that, with a few excej>tions, the national-bank act has
adequate provisions for the prosecution and conviction of those who
lay themselves liable to its penalties. As stated elsewhere, bank failures are not so much due to the inadequacy of the law as to the failure
on the part of the directors to maintain a proper supervision of the affairs of their associations and of the conduct of their officers.
ILLEGAL CERTIFICATION OF CHECKS.
In reference to the matter of illegal certification of checks by the
national banks of the city of New York, the records of this office show
that immediately upon the passage of the act of July 12,1882, the bank
examiner for New York City was directed to furnish information as to
whether it was the custom and practice of the national banks of that
city to certify checks in violation of section 13 of that act, and section
5208, United States Revised Statutes. Many of the banks in New York
immediately took advice of their attorneys, and opinions were sent to
this office which were deemed of importance in the matter. The main
point of these opinions was that the certifications forbidden were a form
of acceptance, and that the right to make a general acceptance was not
interfered with, reference being made to the third clause of section 5136,
United States Revised Statutes, which confers upon national banks
the power to make contracts. Many of the banks of New York, acting
upon these opinions of their attorneys, changed the form of certifications, and the majority of the banks seem to have stamped their checks,
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XLV
for the purpose of certification, with the word uaccepted," giving the
date, and with the name of the teller written underneath.
On October 4, 1882, a letter was addressed to the Secretary of the
Treasury asking him to refer certain questions which had arisen under
the law to the Attorney-General for an opinion.
On November 24 the Attorney-General returned his opinion. In reply
to the first question, whether a national bank had the right to accept
checks drawn upon it unless the drawer has the amount stated in the
check actual^ on deposit in the bank, he replied in the negative. To
construe otherwise he held would be to allow a device to evade the provisions of law.
In reply to the second question, whether an acceptance under such
circumstances would create a liability to the bank for money borrowed,
and as such be subject to the limitation of section 5200 of the Eevised
Statutes, confining such liability to one-tenth of the capital stock of the
bank, the Attorney-General replied in the negative, as the acceptance
under such circumstances would not be a loan of money but of credit.
To the third question, as to whether such acceptances to an extent
greater than the capital of the bank would be a violation of section 5202
of the Eevised Statutes, the Attorney-General replied in the affirmative.
Immediately upon receipt of this opinion the banks were notified of
the same, and warned that due regard must be had to the law as interpreted.
On July 19, 1883, a circular letter was sent to the New York banks
asking information as to the large amount of certified checks and acceptances appearing in their last previous quarterly report, to which
answers were duly received.
By an examination of the Wall Street National Bank, made on September 4,1883, what appeared to be a clear case of violation of law was
discovered, and a letter was addressed by my predecessor to the Secretary of the Treasury, inclosing a copy of the report, and asking him to
transmit it to the Department of Justice for action. Although an endeavor was made by the district attorney to have all the officers of the
bank indicted, yet the grand jury found an indictment only against
the teller of the bank. When brought up for trial he plead guilty, but
presented an affidavit showing that lie had acted under the direction of
his superior officers. The judge suspended sentence to admit of evidence of the implied charge against these officers. The district attorney
was heard in this matter before a United States commissioner, and presented evidence against the officers, and a decision has been rendered
holding all the officers for trial* as follows:
*
#
*
#
*
*
•
*
The teller,
, stands indicted for the offense with which, the defendants here
are charged, and I am informed that the court has suspended action pending proceedings to ascertain the relations of the principal officers of the bank to the
transactions in question. The bank examiner, during his examination, stated that
this was the iirst case arising under the law in which proceedings
had been instituted.
I feel the delicacy of any position in having to pass upon tin4- questions involved in
the absence of any adjudication. It appears that the defendants, Evans and Timpson,
had no knowledge of these transactions with reference to Cecil, Ward & Co., and it
has been suggested in the course of this examinationu that they be regarded as practically out of the investigation. The statute reads : Any officer, clerk, or agent who
shall," <fcc. The clerks did not adopt-the plan of accepting checks in lieu of certifying. What part the cashier may have had in the adoption of it remains to be seen.
I do not regard him as necessarily the guilty party or the only offender simply because
he carried out the instructions of the bank or its policy. The device which coiististutes this evasion need not to have originated on the day in question when it resulted
in the violation of the law. The cause, the device, may have originated long prior.
I shall surely hold those who caused the violation. From the evidence before me I
XLVI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
cannot avoid the convict ion that the model of accepting was resorted to purposely to
evade the law ; in other words, 1 hat they mi^ht in this way give customers credit
beyond, the amount of their deposit ; that is exactly what the law forbids by certified
checks, and it forbids it also by resorting to a device to accomplish it otherwise.
That the law has been violated I have no doubt. Whom of the defendants should
be adjudged the guilty party, and whether one or more, is for the court to determine
and not for me to say. I have come to the, conclusion to hold all the defendants, that
all (juestions presented by this case may be fully heard and determined by the court.
The reports to Congress of my predecessor, the Hon. John Jay Ki\ox,
for the years 1882 and 1883 contained full information in regard to the
certification of cheeks, legal and illegal, and enumerated the numerous
ways there were of evading* a technical violation of the law. At the
same time a history of the. growth of the practice of certifying checks was
given. Certification was in use as a method of business for more than
thirty years previous to the organization of the national banking system,
and at least twenty years previous to the establishment of the clearinghouse. It is the province of the office of the Comptroller of the Currency to call the attention of the proper officers of the Government to
evidence by which violations of law may be punished. In regard to
over-certification of checks, unless they result in loss, it is almost impossible to obtain evidence which will convict the offenders. The examiner cannot be in the bank at all times. He must depend for his
knowledge of its business upon an examination of its books and accounts, and the general conduct of its business while he is making his
examination. In any case of certification, where no loss is encountered,
the books at the close of the day, as a rule, show deposits equal to or
greater than the checks drawn. In the case of the Wall Street National Bank a loss occurred by which the violation of the law was
made apparent, and proceedings were commenced. In the case of
the Marine National Bank the Comptroller judges from the information on file that there is good evidence of over-certification, and, as
has been seen, action has already been taken by the United States
district attorney. It has been stated to the Comptroller that on the
day of the suspension of the Metropolitan National Bank many of the
brokers engaged in business on Wall street, in New York, were very
indignant at the national banks because they would not overcertify
their checks, and in this way lend their credit to afford the brokers relief in the emergency. It is the opinion of the Comptroller that since
the passage of the act of July 12,1882, the officers of the national banks
of New York have given the matter of certification of checks their
serious attention, and that they have endeavored to diminish the dangerous features of this method of doing business.
After the passage of the act of July 12, 1882, my predecessor suggested the establishment of a stock clearing-house to enable the
brokers to make their settlements without calling upon the banks to
certify their checks for the purpose of clearing their stocks. This matter has received careful consideration by the bankers and brokers of
New York. No plan has yet been suggested, however, which has
seemed to meet the peculiar requirements of the Stock Exchange business in New York. The Comptroller hopes that the recent troubles
growing out of Wall street speculations will force the bankers and
brokers of New York, for their own protection, to agree upon a stock
clearing-house system, and he believes that the present is an excellent
time for the conservative bankers in the city of New York to make a
move in this matter.
The Comptroller believes, however, that overcertification of checks^
viz, the certification of checks as "good" when no funds are to the
REPORT OF THE CCOMPTROLLER OF THE CURRENCY. XLV1I
credit of the drawer of the checks, is not only practiced lor the accommodation of the brokers who deal in stocks, but is also done for the
accommodation of the dealers in produce. These dealers often require
large temporary accommodations of money to take up bills of lading
for produce which has been shipped to them from the interior, and
which they desire to take from cars and warehouses tor shipment
abroad, and some accommodation is necessary in the interim until the
ocean bills of lading can be obtained and exchange drawn against the
consignment. While this practice is reprehensible and is not legitimate as a banking transaction, business has been and is carried on in
this manner, and the fact that the national banks of the city of New
York are endeavoring to comply with the law in regard to illegal certification of checks has caused many dealers in. produce to withdraw
their accounts from the national banking associations and has largely
increased the business of certain of the State banks, which are under
no restrictions of law in this matter. This is particularly noticeable in
the case of the bank which was organized under the auspices of the
New York Produce Exchange.
BANK EXAMINATIONS.
The recent financial disturbances throughout the country, and the
consequent failures of national and State banks, have called the attention of the public to the official examination of banks as conducted
under the authority of the national-bank act, and under various State
laws.
The national-bank act provides for the issue and regulation of a national currency secured by United States bonds, and provides, also, for
a banking system, in order to facilitate the issue of this circulation. It
contains provisions bestowing certain privileges upon the banks organized under it, and provides many safeguards for the public by imposing
on these banks such restrictions as the history of banking throughout
the world has seemed to indicate were of a character to create a safe
and permanent banking system. This law has been amended and improved from time to time, but it is not to be supposed that the national
banking system is absolutely perfect, nor that imprudent banking under
it can be altogether prevented.
In order to enable him to ascertain if the provisions of the law are
followed, section 5240 Revised Statutes authorizes the Comptroller to
appoint suitable persons to make an examination of the affairs of every
national banking association. It has been customary from the establishment of the system to have a regularly appointed examiner visit
each national bank at least once a year, in many cases twice a year,
and when deemed necessary, even more frequently. The examination
of national banks is conducted by the examiners in accordance with instructions issued from this office, which instructions, both general and
specific, have grown with the growth of the system. The first general
instructions to examiners were issued September 15, 1864, by the Hon.
Hugh McCulloch, then Comptroller of the Currency, and as the bank act
has been amended and revised these instructions have been altered as
circumstances seemed to warrant. It has been the aim of the Comptroller
to increase the efficiency of the examinations by carefully noting the
causes that have in particular cases led to the suspension or failure of
national batiks, and calling the attention of the examiners to these
causes, suggesting such methods of examination as seemed to be best
XLVIII REPORT OF THF COMPTROLLER OF THE CURRENCY.
calculated to prevent repetition of such disasters, and to expose violations of law which led to the same.
This official inquiry into the affairs of a national bank does not end
with the mere inspection of the cash, bills receivable, books and accounts
of the association, but the examiners are instructed to closely scrutinize
the business of the bank, to investigate the standing and fitness for
their positions of the persons to whom the management of the affairs of
the association are intrusted, and the manner in which the business is
usually conducted, whether prudently or otherwise; to ascertain as far as
possible the character of the loans and discounts of the bank, and what
losses, if any, have been or are likely to be sustained.
The examiner is also instructed to ascertain how frequently the board
of directors meet together to consult in relation to the affairs of the bank,
and to discover if possible any malfeasance in office or willful neglect
of business on the part of the management; and is moreover particularly instructed to report to the Comptroller whether any excessive accommodations are granted in violation of section 5200 Revised Statutes,
and to note if the officers of the bank are borrowing largely from the
association; to ascertain the customary state of the lawful-money reserve
by examining the daily statements for some time previous to the examination ; whether or not the bank borrows money to loan again ; and in
short, to discover and report to this office all violations of law of whatever character.
Upon receipt of the report at this office all matters above mentioned,
and such others as may be referred to therein, are carefully reviewed
and considered, and the directors of the bank are immediately notified
of all violations of the law, and they are required to have the same
promptly corrected. The attention of the directory is also specially
called to the reform of such matters as are deemed detrimental to the
safety and welfare of the association.
The general public do not understand the amount of labor performed
weekly, monthly, and yearly by the examiners of national banks, many
of whom have for years rendered most excellent service. It can hardly
be exj)ected, however, with the limited compensation allowed by law
for making these examinations, that the Comptroller can in all cases retain the services of the most expert accountants, although by systematic
division of the labor he has endeavored to obtain the best results possible under the circumstances/*
For the purposes of bank examination the United States is apportioned into twenty-five districts, bank examiners being stationed in
each district. Important reserve cities, such as New York and Boston,
generally form a district of themselves, and the duties of the examiner
stationed there are usually confined to that city and its immediate
vicinity. Owing to the nature of the work, the position of a nationalbank examiner is one of great responsibility. Notwithstanding their
vigilance, the most competent examiners are liable to be deceived, and
* It is submitted that the compensation allowed national-bank examiners by section 5240, Revised Statutes, is often insufficient. The assessments upon the banks,
by which the law provides that the examiners' fees shall be paid, are based upon the
capital of the national banks examined, and vary, according to capital, from $20 to
$75. In many instances the capital is not the proper basis upon which to compute
the compensation of national-bank examiners, as many banks with a comparatively
small capital have large lines of deposits, and consequently do a much larger business and require more time and labor from the examiner than other associations with
the same capital. The Comptroller is of the opinion that the fees paid to nationalbank examiners should be based upon the capital and average deposits of the nationalbanking association.
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XLIX
sometimes find it impossible to discover and remedy in time even gross
mismanagement of the affairs of national banks.
No laws or system of examinations will prevent dishonest men from
keeping false accounts and rendering untrue statements, and by means
of these and other devices they can conceal from the examiner the fact
that they are using the money intrusted to their charge in private speculations until final disaster makes longer disguise impossible. It is
thus exceedingly difficult to detect violations of law or misuse of the
funds of a bank.
The surest preventive is to have an honest, active, and competent
board of directors. A rogue or a dishonest man, who acquires the confidence of his associates to such an extent that he can appropriate the
funds of a bank for his own use without their knowledge or that of the
board of directors, can have but little trouble in deceiving the examiner
and hiding his peculations from him.
In times of financial disaster and of a stringent money market the
acts of dishonest and corrupt officials in any bank or banking firm or
private corporation are more liable to be discovered, and naturally during the last year the consequences of disastrous speculation, which had
been for a long period carried on with impunity with the aid of misappropriated funds, have been brought to the surface. Men who were
supposed to be worthy of the entire confidence of communities, whose
character stood so high that they were intrusted not only with the
management of corporations, but with the investment of private
funds, have now been proven to have dishonestly betrayed their trust.
Kever were the instances of this kind more numerous than during the
financial troubles of the present year.
Such practices and the resulting disasters, however, do not prove
that the national banking laws are inefficient, or that the national bank
examiners do not do their duty. They rather indicate that the shareholders of joint-stock corporations of all kinds, and particularly those
of banks, should be more careful to elect men as directors and trustees
who are competent and who will exercise proper care and supervision
over the management of the affairs intrusted to them, who will select
competent and honest officers, provide suitable rules and regulations for
the conduct of the bank, keeping its accounts, &c, and appoint regular
committees of examination, whose duty it shall be not only to verify the
accounts, but to keep a watchful eye over the affairs of the association
and the officers who immediately carry them on.
The public frequently draw wrong deductions as to the responsibility
of the Government and the bank examiners in particular cases. For
instances, in many cases where failures occur the principal cause is found
in the character of the loans made, which are either excessive or made on
improper security. There are 2,671 national banks in the country. The
loans and discounts of the banks at the close of business September
30, aggregated more than $1,240,000,000, and it is of course not the
province of the bank examiners to supervise the making of these loans.
Section 5200, Eevised Statutes, provides that no loans shall be made to
any one individual, firm, or corporation in amount exceeding one-tenth
of the paid in capital of a bank, but there are many ways of evading
this law, and it is a physical impossibility for the Government to maintain the constant espionage over the affairs of the national banks which
alone would prevent the violation of this statute. Any attempt to
direct the making of loans and to dictate to the directors and managers
of the national banks throughout the country as to what use they shall
make of their funds would, of course, be impracticable.
6820 CUR
IV
L
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Many instances occur daily, which are not seen or known to the general
public, where the banks are notified of violations of law, and where their
condition is improved by action upon the reports of the examiner.
When, however, some unexpected failure occurs, brought about by injudicious banking, bad management, or adventurous speculation, or by
dishonesty and fraud on the part of the officers or directors, who are
the very men to whom the examiner must more or less look for information, the Government and the national banking laws are unjustly
criticised. The fault is not with the law and not with the examiner, on
whose reports the directors have very likely been notified and warned
to exercise more care in the management of their affairs and to hold
their officers in check.
A national bank being a joint stock association, its aggregation of
capital having been brought together by bankers or other j)ersons for
the purpose of utilizing more effectually the resources of the locality in
which it is doing business, it is not the intention of the bank act to interfere with the business of said association so long as it is conducted
in accordance with the law. The exact line at which the Government
shall interfere and the point at which Government discipline shall commence is a matter of some delicacy to determine. It is exceedingly
difficult to add materially to the restrictions of the national-bank act
without such an interference with the business of the banks as would
be practically prohibitory, for it is well known that banking can be
carried on under the laws of most of the States of the Union with but
very little interference and scarcely any espionage on the part of the
officials of the State government. It is because the national banking
system has raised the standard of banking, and because it is generally
understood that money deposited with a national bank is as a rule much
safer than in institutions not under similar restrictions, that bankers and
capitalists avail themselves of the national-bank act in order to gain
the confidence and thereby the deposits and business of the public.
The act appears to contain ample provisions for the punishment of
criminal offenders, and the Comptroller is of the opinion that it is not
so much the lack of law, as it is the difficulty of detection of offenders
and of obtaining sufficient evidence to convict, that has prevented the
punishment of officers and others connected with national banks
who have violated the criminal sections of this act. In some cases the
directors and shareholders of banks have apparently suppressed information and evidence, and in many instances it hasbeen with great
difficulty that the Comptroller was able to present the necessary facts
to the Department of Justice to make a case. For obvious reasons,
the number of instances in which this office has endeavored to secure
the arrest and conviction of offenders by reporting to the proper officers of the law facts that came to the knowledge of the Comptroller,
which seemed to indicate certain violations of law, cannot be presented,
but it is believed that the records of the various States and United
States courts show a larger number of indictments and of convictions
for violations of the national-bank act than is generally known to the
public.
It is possible that the provisions of the act relating to the punishment
of offenders in the matter of false oaths of officers of banks with intention of deceiving the Comptroller as to the correctness of reports might
be profitably amended. The Comptroller is of the opinion that if the
riminal provisions of the bank act are to be amended, the Department
f Justice of the United States should be consulted for suggestions as
ooany weakness or defect in the existing law.
KEPORT OF THE COMPTROLLER OF THE CURRENCY.
LI
TRANSACTIONS OF THE NEW YORK CLEARING-HOUSE.
The New York Clearing-House Association is composed of forty-four
national and seventeen State banks, and the assistant treasurer of the
United States at New York.
Through the courtesy of Mr. W. A. Camp, its manager, a statement
of tin* trims-actions during the year ending October 1, 1884, has been
obtained, which shows that the total exchanges were more than
thirty-four thousand millions of dollars, while the balances paid in
money were nearly 1,525 millions. The daily average balances paid
were $4,967,202, or nearly 4,5 per cent, of the amount of the settlements.
The balances paid in money during the year consisted of $751,382,000
in clearing-house certificates of the Bank of America, clearing-house
certificates for legal-tender notes amounting to $20,320,000, and clearing-house loan certificates, $70,510,000; legal-tenders amounting to
$42,198,994; United States gold certificates, $640,370,000; and $150,000
in gold coin. Since the date of the issue of the new gold certificates
(October 4, 1883) authorized by the act of July 12, 1882, the greater
portion of the balances due from the Government have been paid in
these certificates instead of coin, thus dispensing with the movement of
large amounts in bags and upon drays from the Treasury to the custody
of the banks. During the last six months, however, a portion of the
balances due from the Treasury of the United States have been paid in
legal-tender notes.
The following table shows the yearly transactions of the New York
Clearing-House for the thirty-one years since its organization in 1853,
and the amounts and ratios of currency required for the imyrnent of
daily balances:
Tears.
No. of
banks.
Capital. *
Exchanges.
Balances paid
in money.
Average
Average daily
baldaily
Ratios.
ances
paid
exchanges. in money.
Fer ct.
1854
1855
1856
1857
1858
1859
1860
1861
1862
1863
1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884
50
48
50
50
46
47
50
50
50
50
49
55
58
58
59
59
61
62
61
59
59
59
59
58
57
59
57
60
61
63
61
$47, 044, 900
48, 884,180
52, 883, 700
64, 420, 200
67,146, 018
67, 921, 714
69, 907, 435
68, 900, 605
68, 375. 820
68, 972, 508
68, 586, 763
80, 363, 013
82, 370, 200
81, 770, 200
82, 270, 200
82, 720, 200
83, 620, 200
84, 420, 200
84, 420, 200
83, 370, 200
81, 635, 200
80, 435, 200
81,731,200
71, 085, 200
63, 611, 500
60, 800, 200
60, 475, 200
61,162,700
60, 962, 700
61,162,700
t60, 412, 700
$5, 750, 455, 987
5, 362, 912, 098
6, 906, 213, 328
8,333,226,718
4, 756, 664, 386
5, 448, 005, 956
7, 231,143, 057
5,915,742,758
6, 871, 443, 591
14, 867, 597, 849
24, 097,196. 656
26, 032, 384, 342
28, 717,146, 914
28, 675,159, 472
28, 484, 288, 637
37, 407, 028, 987
27, 804, 539, 406
29, 300, 986, 682
33, 844, 369, 568
35,461,052,826
22, 855, 927, 636
25, Ofil, 237, 902
21,597,274,247
23, 289, 243, 701
22, 508,438, 442
25,178, 770, 891
37, 182,128, 621
48, 565, 818, 212
46, 552, 846,161
40, 293,165, 258
34, 092, 037, 338
$297,411, 494 $19,104, 505
289,694,137
17, 412, 052
334, 714, 489
22, 278,108
365, 313, 902
26, 968, 371
314,238,911
15, 393, 736
363, 984, 683
20, 867, 333
380, 693, 438
23,401,757
353, 383, 944
19, 269, 520
415,530,331
22, 237, 682
677, 626, 483
48, 428, 657
885, 719, 205
77, 984,455
1, 035, 765,108
84, 796, 040
3,066,135,106
93, 541,195
1,144,963,451
93,101,167
1,125,455, 237
92,182,164
1,120, 318, 308 121,451,393
90, 274, 479
1, 036, 484, 822
1, 209, 721, 029
95,133,074
1, 428, 582, 707 109, 884, 317
1, 474, 508, 025 115,885,794
1, 286, 753,176
74, 692, 574
1, 408, 608, 777
81, 899,470
1,295,042,029
70, 349, 428
1, 373, 996, 302
76, 358,176
1, 307, 843, 857
73, 555, 988
1, 400, 111, 063
82, 015, 540
1, 516, 538, 631 121, 510, 224
1, 776, 018,162 159,232,191
1, 595, 000, 245 151, 637, 935
1,568,983,196 132, 543, 307
1* 524, 930, 994 t i l l , 048, 982
$988, 078
940, 565
1, 079, 724
1,182, 246
1, 016, 954
1, 177, 944
1, 232, 018
1,151, 088
1, 344, 758
2, 207, 252
2, 866, 405
3, 373, 828
3, 472, 753
3, 717, 414
3, 642, 250
3, 637, 397
3, 365, 210
3, 927, 666
4, 036, 632
4, 818, 654
4, 205, 076
4, 603, 297
4, 218, 378
4, 504, 906
4, 274, 000
4, 560, 622
4, 956, 009
5, 823, 010
5,195, 440
5,161,129
t4, 967,202
5.6
5.3
6.0
6.0
4.6
3.7
4.0
3.7
4.0
4.0
3.0
3.7
4.1
4.2
4,1
6.7
5.6
5.9
5.9
5.8
5.6
4.1
3.5
3.4
3.9
4.5
+ 75,627,084
; 3, 298, 322
4.4
+ 73, 607, 837 + 719,444,447,427 |31,374,071,242
5.2
5.4
4.8
4.4
6.fl
* The capital is for various dates, the amounts at a uniform date in each year not being obtainable,
t Yearly averages for thirty-one years.
% Totals for thirty-one years.
REPORT OF THE COMPTROLLER OF THE CURRENCY.
LII
The total amount of transactions for the thirty-one years given in the
table is $719,444,447,427, and the annual average is $23,207,885,401.
The clearing-house transactions of the assistant treasurer of the
United States at New York for the year ending October 1, 1884, were
as follows:
Exchanges received from clearing-house
Exchanges delivered to clearing-house
Balances paid to clearing-house
Balances received from clearing-house
Showing that the amount paid by the assistant treasurer to the clearing-house was in excess of the amount received by him
$303, 006,595 76
114,259,250 65
189, 774, 471 02
1,027,125 91
188,747,345 11
A table compiled from statements made by the New York ClearingHouse, giving the clearances and balances weekly from September 6,
1879, to November 29, 18S4, inclusive, will be found in the appendix,
and is valuable for purposes of comparison.
The following interesting table has been copied from the Commercial
and Financial Chronicle, of New York City, of November 8,1884, which
gives the latest information concerning the exchanges at New York
and other cities, having clearing-houses, for the week ending November
1, comparing them with those for the corresponding week in 1883, and
showing the percentage of differences.
The exchanges at the same places for the month ending November
1,1884, are also given, with the percentage of differences resulting from
a comparison with the exchanges for the same month of the previous
year.
Week.
Cities.
1884.
New York
Boston
Chicago
Philadelphia
San Francisco
Saint Louis
Baltimore
Pittsburg
New Orleans
Cincinnati
Providence
Milwaukee
Kansas City
Louisville
Detroit
Cleveland
Memphis
Indianapolis
Columbus
Hartford
Portland
New Haven
Peoria
Springfield
Lowell
Totals
New York
1883.
October.
Per
cent.
1884.
1883.
—43.9 $2, 633, 548, 891 $3, 831, 718, 815
—24.2
316, 845, 984
326,154, 461
—14.9
227, 674, 704
233, 382, 807
—27.2
228, 681, 673
265, 345, 366
— 5.3
60,104, 591
58, 809, 453
—17.2
70,102, 499
74.496, 955
—18.2
63, 893, 411
65, 253,165
— 8.0
41, 276, 673
40, 029, 954
—18.8
39, 902, 793
42, 636, 890
—23.7
42, 842, 750
46, 698, 950
+ 5.4
21,172, 900
25, 954, 600
- 8.7
18,145,113
16, 531, 865
+37.8
19,216, 929
12, 823. 250
Per
cent.
$458, 532, 568
58,811,468
44, 515, 793
39, 828, 337
13, 365, 680
12, 918, 575
11, 577, 658
8, 461, 699
8,173, 506
8, 062, 250
4,498, 700
3, 702, 453
3, 602, 645
3,289,467
2, 690, 565
1, 881, 996
1, 385, 609
1,335, 327
1,192, 532
1,171, 465
1, 023, 975
1, 016, 038
808, 300
776, 746
653, 389
456, 011
$817, 996, 284
77, 604, 702
52, 290, 730
54,734, 467
14,116, 594
15, 611, 326
14,159, 848
9,196, 834
10, 070, 423
10, 566, 300
4,269, 000
4, 054, 058
2, 614, 750
5, 574, 709
2, 859, 650
2, 550,172
1, 647, 654
1, 628,123
1,477, 885
1, 654, 245
1, 071, 846
1, 264, 022
848,431
1, 244,180
854, 667
624, 475
—40.0
— 5.9
—26.2
—15.8
—11.8
—19.3
—39.1
— 4.5
—19.6
— 4.7
37.6
—23.5
—27.0
18, 036, 747
14, 729, 721
10, 328, 885
5, 948, 147
6, 494, 894
6, 353,170
7, 003,758
4, 960, 691
5, 519, 401
4,197, 660
4, 310, 800
3, 670, 831
2, 569, 967
20, 377,144
13, 920, 430
10, 062, 468
5, 751, 259
7, 092, 972
6,149, 411
8, 019, 839
4,512,412
5, 434, 781
4, 072, 912
4, 596, 986
3, 798, 636
2, 893, 936
693, 732, 752
1,110, 585, 375
—37.5
3, 877, 533, 583
5,136, 519, 719
—24.5
235, 200,184
292, 589, 091
—19.6
1, 243, 984, 692
I, 304, 800, 902
— 4.7
—31.3
— 2.9
— 2.4
—13.8
+ 2.2
— 5.9
— 2.1
+ 3.0
-^6.4
— 8.3
—18.4
+ 8.9
+33.3
—11.5
+ 5.5
+ 2.6
+ 3.3
— 8.4
+ 3.2
—12.7
+ 9.0
+ 1.5
+ 3.0
— 6.2
— 3.4
—11.2
REPORT OF THE COMPTROLLER OF THE CURRENCY.
LIII
The following table exhibits the transactions of clearing-houses located
in 25 cities for the year ending October 1, 1884, from official returns
received by the manager of the New York Clearing-House:
Exchanges.
Cities.
$34,
3,
2,
2,
New York
Boston
Philadelphia
Chicago
Saint Louis
Baltimore
San Francisco
Pittsburg
New Orleans
Cincinnati
Providence
Louisville
Milwaukee
Kansas City
Detroit..."
Hartford
Indianapolis
Columbus
Memphis
Peoria
Worcester
Springfield
Portland, 9 months .
Syracuse
Lowell
Twenty-five cities .
092, 037, 338
314, 358, 919
664, 317, 901
349,152, 846
8L7, 462,162
653, 205, 248
581,116,161
492, 317, 784
502,013,067
480, 400, 000
227, 300, 000
221, 921, 422
181,052,907
166, 237, 922
138, 393, 736
85, 683, 599
77, 530, 440
69, 417, 717
58,465, 436
47,182, 994
41, 738, 383.
38,800,656
33, 324, 643
28,139,070
25, 837, 924
47, 387, 408, 275
Balances.
$1, 524, 930, 994
432, 036, 602
232, 817, 299
247,193, 028
132, 557, 690
85, 917, 655
100, 552,123
101, 364, 739
48, 069, 710
(*)
(*)
50,634,616
33, 671, 926
24,110, 279
23, 373, 736
24, 295, 538
12, 851, 235
10, 673, 868
11, 543, 374
13, 422,733
11,112,033
8, 476, 836
6, 989, 705
9, 891, 355
3,146, 487, 074
* No record kept.
From the above table it will be seen that the exchanges in New York
City amounted to 71.9 per cent, of the whole sum, and the balances in
that city were nearly one-half of the total balances.
CLEARING-HOUSE CERTIFICATES.
Section 5192 Revised Statutes provides that clearing-house certificates, representing specie or lawful money specially deposited for the
purposes of any clearing-house association, shall also be deemed to be
lawful money in the possession of any association belonging to such
clearing house holding and owning such certificate; and section 5193
provides that the Secretary of the Treasury may receive United States
notes on deposit, without interest, from any national-banking association, in sums not less than $10,000, and issue certificates therefor in denominations of not less than $5,000, which certificates may be counted
as part of the lawful money reserve, and may be accepted in the settlement of clearing-house balances at the places where the deposits therefor were made.
The legal-tender note certificates were first issued in the fiscal year
1873. On June 30, 1875, there were outstanding $59,045,000 of these
certificates, of which the national banks held $47,310,000. On June
30, 1876, the amount outstanding was $33,140,000, of which the banks
held $27,955,000. On June 30, 1879, the amount had been reduced to
$29,330,000, and the banks held on June 14 of the same year $25,180,000.
The amount outstanding on September 30, 1884, was $15,945,000, and
the national banks held on that day $14,200,000.
The issue of the gold certificates was authorized by the fifth section
of the act of March 3, 1863, and they were used for clearing-house purposes soon after the passage of the national-bank act.
LIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
The first issue was made ou November 13, 18(35. On June 30, 1875,
there were outstanding $21,796,300, of which the national banks in New
York City held $12,(31-}, 180. The issue of these certificates was discontinued on December 1, 1878, and the amount outstanding had decreased
on June 30, 1871), to $15,4:13,700, and on October 1, 1880, to $7,480,100.
The amount outstanding ou October 3, 1882, was $4,907,440, of which
the national banks held $4,594,300. The issue of gold certificates having been discontinued by the Government, and the amount of gold coin
having rapidly increased, the banks in New York found it necessary to
establish a depository of gold coin for the convenience of the clearing
house.
This depository at the present time is the Bank of America, by
which bank certificates of deposit were first issued on October 14,1879.
The amount of such certificates outstanding on January 1, 1880, was
$25,610,000, and on October 1, 1883, was $22,955,000. The largest
amount of coin on deposit was on January 21, 1882, viz, $45,330,000,
the capacity of the vault havingT been increased since 1880. Of this
amount the national banks of JS ew York City held on October 2, 1883,
$20,345,000; on September 30, 1884, $15,123,000. These banks on the
same date held of gold Treasurv certificates issued under the acts of
March 3, 1863, and July 12, 1882, $40,815,140.
The act of February 28, 1878, authorized any holder of silver dollars
of the weight of 412J grains troy of standard silver to deposit the same
with the Treasurer or any assistant treasurer of the United States in
sums not less than $10, and receive therefor certificates of not less
than $10 each, corresponding with the denominations of the United
States notes. It required that the coin deposited, or representing the
certificates, should be retained in the Treasury for the payment of the
same on demand, and that said certificates should be receivable for customs, taxes, and all public dues, and also authorized their reissue.
This act did not authorize their use as clearing-house certificates, nor
make them available as reserve for the national banks.
Section 12, act of July 12, 1882, provides that the Secretary of the
Treasury is authorized and directed to receive deposits of gold coin
with the Treasurer or Assistant Treasurers of the United States, in sums
not less than twenty dollars, and to issue certificates therefor in denominations of not less than twenty dollars each, corresponding with the
denominations of United States notes. The coin deposited for or representing the certificates of deposit shall be retained in the Treasury for the payment of the same on demand. Said certificate shall be
receivable for customs, taxes, and all public dues, and when so received
may be reissued; and such certificates, as also silver certificates, when
held by any national-banking association, shall be counted as part of
its lawful reserve, and no national-banking association shall be a member of any clearing-house in which such certificates shall not be receivable in the settlement of clearing-house balances.
The amount of silver certificates outstanding on November 1, 1884,
less the amount held by the Treasury, was $100,741,561. The amount
of gold certificates November 1, 1884, less the amount held by the
Treasury, was $87,865,570.
On September 30,1884, the national banks held $3,331,510 of silver
certificates, and $47,217,710 of gold certificates issued under the acts of
March 3, 1863, and July 12, 1882.
REPORT OF TILE COMPTROLLER OF THE CURRENCY.
LV
LOANS AND RATES OF INTEREST.
The following table gives the classification of the loans of the banks
in the city of Xew York, in Boston, Philadelphia, and Baltimore, in the
other reserve cities, and in the remaining* banks of the country at corresponding dates in each of the last three years:
OCTOJSER 3,
Classification.
On TJ. S. bonds on demand
On other stocks, bonds, & c , on
demand
On single-name paper without
other security
All other loans
Totals
1882.
102 banks.
50 banks.
91 banks.
' 2,026 banks.
$1, 618, 687
$265, 357
$1,532,214 |
$1,851,550
89, 532, 7G0
31, 653, 098
22,143, 725 |
39, 554, 649
21,382,572 | 26,721,688 !
126, 507, 873 • 143. 297, 359 I
• 239,041,892
201,937,502
2,269 banks.
;
16,075,330 j 83,576,480 i
106,531,193 I 526,041,981 :
146,282,462
s
97 banks.
;
$5,267,808
182, 884, 232
651, 024, 660
147,754,806
902,379,670
1, 238, 286, 516
OCTOHEli 2, 1883.
Classification.
48 banks
\ 103 banks.
!
$623, 679
On TJ. S. bonds on demand
j $2, 093, 526 j
$344, 337
On other stocks, bonds, & c . on
j
demand
94, 321, 605 j 29, 638, 276
On single name paper without
I
other security
19,147,049;
24,684,110
All other loans'
.' 129, 546,152 i 146,149, 205
Totals
! 245,108,332
Classification.
44 banks.
On U. S. bonds on demand
$2, 933, 785
On other stocks, bonds, & c , on j
demand
I 69, 805, 215
On single-name paper without !
other security
'
12, 559, 441
All other loans"
120, 054, 836
Totals
$1, 972, 232
23, 099, 682
$5, 033, 774
188, 578, 304
41,518,741
17, 259, 584 i 87, 910, 589 i
110,381,881 ; 574,700,143 I
200,815,928
SEPTEMBER 30,
2,253 banks. ! 2,501 banks.
151,364,826 i 706,161,705
149, 001, 332
960,837,381
1,303,450,791
1884.
104 banks,
j
99 banks.
I 2,417 banks, j 2,C64 banks.
$644,017 ;.
$268,396
$970, 691
$4, 816, 889
25,763,605 j
18,573,905
34, 050, 829
148,193, 554
22,458,370 • 16,239,550
150,372,086 ; 107,543,129
83,816,871
574,016,071
205,353,277 \ 199,238,078
!
135,074,232
951,986,122
142,624,980 ! 692,854,462 j 1,240,070,797
In the table below is given a full classification of the loans in 3sTew
York City alone for the last five years:
October 1,
1880.
October 1,
1881.
October 3,
1882.
October 2, '• September
1883.
: 30,1884.
47 banks,
i 48 banks.
50 banks.
48 banks,
Loans and discounts.
On indorsed paper
$107, 058, 860
On single-name paper
j 27, 755,152
On U. S. bonds on demand
!
3, 915, 077
On other stocks, & c , on demand.!
92, 630, 982
On real-estate security
,
1, 336, 513
A l l o t h e r loans
'
5,731,917
Totals
: 238, 428, 501
$112,049,004
26, 935, 878
2, 539, 928
97, 249,162
236, 100
7, 747, 587
j 44 banks.
$.118,692,651 $121,644,201 $116, 010, 062
21, 203, 573 19,147, 051 12, 559, 443
1, 707, 687
2, 093, 527
2, 933, 785
89, 532, 762 94, 321. 605
69, 805, 215
304, 732
184, 683 j
163,397
7, 600, 487
7, 717, 265 I 3, 881, 375
246, 757, 659 | 239, 041, 892 245,108, 332
205, 353, 277
LVI
REPOKT OF THE COMPTROLLER OF THE CURRENCY.
The attention of Congress has previously been called to section 5200
of the Eevised Statutes, which places restrictions upon loans, and to the
difficulty of enforcing its provisions. In cities where large amounts of
produce are received and stored, it is represented that it is impossible
for the banks to transact this class of business, if restricted to loans for
an amount not exceeding in any instance one-tenth of their capital. It
is true that the limitation does not apply to loans upon produce in transit,
where the drafts are drawn on existing values; but if produce is stored,
instead of being shipped, large loans cannot be made except in violation
of law. In such case the Comptroller has no means of enforcing the law,
except by bringing a suit for forfeiture of charter, and this course might
result in great embarrassment to business, as well as loss to many innocent stockholders of the banks. It is evident that the law should be so
amended as to exclude from the limitation mentioned legitimate loans
upon produce or warehouse receipts, and some other classes of collateral security, as well as loans upon United States bonds.
BATES OF INTEREST IN NEW YORK CITY, AND IN THE BANK OF ENGLAND AND THE BANK OF FRANCE.
The average rate of interest in New York City for each of the fiscal
years from 1874 to 1884, as ascertained from data derived from the
Journal of Commerce and the Commercial and Financial Chronicle,
was as follows:
1874, call loans, 3.8 per cent.
1875, call loans, 3.0 per cent.
1876, call loans, 3.3 per cent.
1877, call loans, 3.0 per cent.
1878, call loans, 4.4 per cent.
1879, call loans, 4.4 per cent.
1880, call loans, 4.9 per cent.
1881, call loans, 3.8 per cent.
1882, call loans, 4.4 per cent.
1883, call loans, 5.7 per cent.
1884, call loans, 2.4 per cent.
commercial paper, 6.4 per
commercial paper, 5.8 per
commercial paper, 5.3 per
commercial paper, 5.2 per
commercial paper, 5.1 per
commercial paper, 4.4 per
commercial paper, 5.3 per
commercial paper, 5.0 per
commercial paper, 5.4 per
commercial paper, 5.7 per
commercial paper, 5.6 per
cent,
cent,
cent,
cent,
cent,
cent,
cent,
cent,
cent,
cent,
cent.
The average rate of discount of the Bank of England for the same
years was as follows:
During the calendar year ending December 31, 1874, 3.69 per
During the calendar year ending December 31, 1875, 3.23 per
During the calendar year ending December 31, 1876, 2.61 per
During the calendar year ending December 31, 1877, 2.91 per
During the calendar year ending December 31, 1878, 3.78 per
During the calendar year ending December 31, 1879, 2.50 per
During the calendar year ending December 31, 1880, 2.76 per
During the calendar year ending December 31, 1881, 3.49 per
During the calendar year ending December 31, 1882, 4.10 per
During the calendar year ending December 31, 1883, 3.57 per
During the fiscal year ending June 30, 1884, 2.8 per cent.t
cent.
cent.
cent.
cent.
cent.
cent.
cent.
cent.*
cent.*
cent.t
^ I n the calendar year ending December 31, 1883, the rate of discount
of the Bank of England was increased three times, and three times reduced. During the fiscal year ending June 30, 1884, the rate was increased once and decreased five times. The present rate is 5 per cent.
The average rate of interest in New York City for the four months
previous to November 8, 1884, was on call loans 1.4 per cent., and on
commercial paper 5.6 per cent.; the rate of interest on that date was
on call loans 1 to 2 per cent., and on commercial paper 5 to 6 per cent.
* From the Financial Chronicle only.
t From the London Bankers' Magazine.
REPORT OF THE COMPTROLLER OF THE CURRENCY.
LVII
The rate of discount in the Bank of France, which was lowered from 4
to 3£ per cent, on March 23, 1882, was lowered to 3 per cent, on February 23, 1883. The average rate of discount during the year 1883 was
3.08 per cent.
The number of trade bills admitted to discount in the Bank of France
during the year 1883 was 5,047,179, representing a sum of $956,569,720.
Of this number of bills there were 13,069 bills of $2.08 and under;
548,720 bills from $2.29 to $10; 787,481 bills from $10.21 to $20;
3,697,909 bills above $20. That is to say, nearly a fourth part in bills
under $20.21. The number of trade bills under $20 steadily increases.
In 1880 there were 1,014,412 of these small discounted bills; in 1881,
1,160,945; in 1882,1,224,326, and in 1883 they have increased to 1,349,250.
The governor of the Bank of France in his report of its transactions
for the year 1882 said, u These figures will show how great are the services rendered by the bank to the retail trade of Paris."
INTEREST ON DEPOSITS.
The practice of paying interest on deposits by the national banks
has been the subject of discussion for some time i>ast. It is the custom
of the country banks to pay interest on current accounts, and also to
issue certificates of deposit bearing interest, which latter usually state
upon their face that no interest will be paid upon the same unless the
deposit remains with the bank for three, six, nine, or twelve months, as
the case may be.
Banks located in the cities, where a portion of the lawful money reserve of country banks may legally be kept, have been for many years
in the habit of paying interest upon the daily balances of the accounts
of their country depositors. Owing to the fact that the banks in the
reserve cities other than New York keep large current accounts with
their correspondents in that city, who in turn pay interest on the average daily balances of their correspondents, the result is that in times of
easy money large sums accumulate in the city of New York subject to
interest on current account. It is believed that this accumulation of
money in the New York banks occasioned by this custom has a tendency to encourage speculation in stocks, as these banks are compelled
to find some use for the money deposited with them on which they are
in turn compelled to pay interest, and as this money is liable to be
called for at any time, it is necessary to make loans payable on demand,
and dealers in stocks called on the stock exchange, which theoretically
can be readily sold at any time, are in consequence enabled to obtain
money for speculation by pledging these securities as collateral and
agreeing to repay the sum advanced on demand. The panic of 1873
and the financial troubles of May, J884, have shown that these so-called
demand loans are of such a character that the banks are not always
able to realize upon then) in case of emergency. The members of the
New York Clearing-House Association, after the panic of 1873, discussed the abolition of the payment of interest upon current accounts.
Again, upon the 4th of June, 1884, the association endeavored to have
its members agree to discontinue the payment of interest on daily
balances, but owing to the persistent dissent of a few members the
association was unable to make the arrangement.
While the united action of the Clearing-House Association in favor
of the abolition of the payment of interest on deposits would doubtless
have great effect, yet so long as it is the almost universal custom of
banks, State and national, and of private bankers throughout the coun-
LVI1I REPORT OF THE COMPTROLLER OF THE CURRENCY.
try, to pay such interest, it is probable that if the associated banks
should discontinue the practice, they would do so to their own great
detriment and loss of business. Many of the accounts of country banks
and out-of-town correspondents would be transferred to the trust companies, State banks, and private bankers who
are not members of the
association, and who would not be bound b}T its regulations, and for this
and other reasons it seems very difficult to bring about an absolute
cessation of the practice. Until all the bankers in the principal cities
of the country agree to discontinue the payment of interest, it is probable that it will continue to be paid upon current accounts.
It has been held by the courts that the conferring of special powers
upon national banking associations prohibited them from the exercise
of certain other powers not specifically conferred, and the decisions of
the United States courts seem to indicate that it is unlawful for a national
bank to borrow money to lend again or to receive deposits payable at
fixed future dates with interest thereon.
Notwithstanding the fact that it has been held that national banks
could not receive deposits payable otherwise than on demand, it is
possible that, in view of the fact that the custom of purchasing deposits
by the payment of interest is so universal, the courts might hold
that national banks would have the same rights as other bankers to
receive deposits subject to repayment upon a notice of from five to thirty
days, and if this should be the case it is submitted that they should pay
interest only upon deposits of this character, for there can be no doubt
that it is extremely injudicious to receive current accounts payable on
demand subject to interest. It would appear that if this course was
adopted two classes of accounts would have to be maintained with most
of the country correspondents of national banks in reserve cities, as it
would be impracticable for a national bank in the interior to have any
portion of its reserve deposited in such a manner that it could not be
drawn upon demand. In view of the facts as stated, it is doubtful if
any legislation upon this matter should be had which would discriminate
against the national banks.
It is a question if in the business of banking it is not a correct principle to use every legitimate means to bring together an aggregation of
funds for the purpose of carrying on large commercial transactions
incident to the business of handling produce and carrying on the jobbing and other trades, which would otherwise be impossible. It is
believed by many that the financial supremacy of London has been
partially brought about by the custom of the bankers of that city of
purchasing deposits and stimulating the accumulation of funds by the
payment of interest. While the London joint-stock banks do not pay
interest on their customers'accounts as a rule, they do pay interest'on
deposits on demand at a low rate, and at a higher rate where the money
is left on seven days' and other longer notice, and enormous sums are
constantly on deposit in London subject to interest in this manner.*
In some instances the money must be left for a month. These deposits
are received from the general public, and also very largely from country
correspondents. It is the custom, however, for the London banks to
charge a commission, generally a fixed sum, but sometimes varying
with the transactions, upon the business done with their correspondents in the country. The private bankers of London also pay interest
in the same manner, and in many instances allow interest upon their
*For information relating to customs of London bankers in regard to paying interest on deposits, the Comptroller is indebted to Mr. W. Talbot Agar, secretary of the
Institute of Bankers, London, England.
LIX
KEPORT OF THE COMPTROLLER OF THE CURRENCY.
customers' accounts, payable on demand. The rate of interest allowed
on deposits in the city of London is usually but from one to one and a
half per cent, per annum below the Bank of England rate for the time
being on discounts. The country banks throughout the United Kingdom are in the habit of allowing interest on deposits and current accounts, to offset which, to a certain extent, they usually charge a commission on the transactions of their customers.
The following table exhibits the rate of interest charged by the banks
and bankers of London for discounts, and also the rate of interest
allowed on deposits during 1882, 1883, and first half of 1884:
Second half First half Second half First half
of 1883,
of 1884,
:if 1882, i of 1883,
per cent, j per cent. per cent. per cent.
per annum, per annum, per annum.' per annum.
Average market rate of discount.
Average allowance on deposits ...
3
3
. 0
Profit margins ..
,s. d.
9 3
0 6
8
£.
9
,f. d.
3 4 3
2 12 11
d.
2 17 \
2 8 10
2 5
1 16
0 11 4
0
0
8
.9.
3
d.
5
5
9
0
NOTE.—London Bankers1 Magazine, July, 1884.
RESERVE.
The following table exhibits the amount of net deposits, and the reserve required thereon by the act of June 20, 1874, together with the
amount and classification of reserve held by the national banks in New
York City, in the other reserve cities, and by the remaining banks, at
the dates of their reports in October of each year from 1875 to 1883,
and on September 30, 1884:
NEW YORK CITY.
Reserve held.
Nura- '
; ber ofj Net do- i Reserve i
!
jbanks. P ° s i t s - I required.;
Classification of reserve.
Ratio to j ~ .
' Other law-Due from; RedempI deposits. ! b p e c i e - | f u l money. | agents, jtion fund.
n 1T1+
Amountl
Oct. 1, 1875.
Oct. 2, 1876.
Oct. 1, 1877.
Oct. 1, 1878.
Oct. 2, 1879.
Oct. 1, 1880.
Oct. 1, 1881.
Oct. 3, 1882.
Oct. 2, 1883.
Sept. 30, 1884..j
rations.
48
47
47
47
47
47
48
50
48
44
|
i
|
!
202. 3
197. 9
174.9
189.8
210.2
268.1
268.8
254.0
266. 9
255.0
Millions. ! Millions.
50.6 i
49. 5
43.7 1
47.4 i •
52. 6 1
67.0
67.2 1
63.5
66.7
63.7 i
60.5
60.7
48. 1
50.9
53. 1
70.6
62.5
64.4
70. 8
90.8
Per cent. : Millions.
29.9 i
5.0
30.7 i 14.6
27.5 i 13.0
26.8 ; 13.3
25. 3
19.4
26.4 | 58.7
23.3 i 50.6
25. 4 i 44.5
26.5 1 50.3
35.6
63.1
1
Millions.
54.4
45.3
34. 3
36.5
32. 6
11.0
10.9
18. 9
19.7
27.0
Millions.
Millions.
1.1
0.8
08
1.1
1 i
0.9
1.0
1 0
09
0.7
OTHER RESERVE CITIES.
Oct. 1,1875... ..!
Oct. 2,1876... ..
Oct. 1,1877... ..•
Oct. 1,1878... ..;
Oct. 2,1879... ..
Oct. 1,1880... ..:
Oct. 1,1881... .:>
Oct. 3,1882...
Oct. 2,1883...
Sept. 30,1884
188 i
189 !
188
184
181
184
189;
193 ;
200 |
203 i
223.9 |
217.0 •
204.1 !
199.9 :
288.8 !
289.4 !
335.4
318.8 !
323.9 |
307.9 |
56.0
54.2
51.0
50. 0
57.2
72.4
83.9
79.7
81.0
77.0
74. 5
76.1
67. 3
71.1
83. 5
105.2
100.8
89.1
100. 6
99.0
33.3
35.1
33.0
35.6
36.5
36.3
30.0
28.0
31.1
32.2
1.5
4.0
5.6
9.4
11.3
28.3
34.6
28. 3
26.3
30.3
37.1
37.1
34.3
29.4
33.0
25. 0
21.9
24.1
30.1
33.3
32.3
32. 0
24.4
29.1
35.7
48.2
40.6
33.2
40.8
32.3
3.6
3.0
3.0
3.2
3.5
3.7
3.7
3.5
3.4
3.1
LX
REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATES AND TERRITORIES.
Classification of reserve.
ReserNre held.
JN um- Net de- Reserve
ber of posits. required.
Ratio
to
law. Due from Redempbanks.
Amount. deposits. Specie. Other
ful money- agents. tion fund.
Millions.
Oct. 1,1875
Oct. 2,1876
Oct 1,1877
Oct. 1,1878
Oct. 2,1879
Oct. 1,1880
Oct. 1,1881
Oct. 3,1882
Oct. 2,1883
Sept. 30,1884 ..
1,851
1, 853
1, 845
1,822
1,820
1,859
1, 895
2,026
2, 253
2,417
307.9
291.7
290.1
289.1
329.9
410.5
507.2
545.8
577.9
535.8
Millions.
46.3
43.8
43.6
43.4
49.5
61.6
76.1
81.9
86.7
80.4
Millions.
Per cent.
100.1
99.9
95.4
106.1
124.3
147.2
158.3
150.4
157.5
156.3
32.5
34.3
32.9
36.7
37.7
35.8
31.2
27.5
27.2
29.2
Millions.
Millions.
1.6
2.7
4.2
8.0
11.5
21.2
27.5 1
30.0
31.2
35.2
Millions.
Millions.
33.7
31.0
31.6
31.1
30.3
28.3
27.1
30.0
30.8
30.9
53.3
55.4
48.9
56.0
71.3
86.4
92.4
80.1
84.1
79.7
11.5
10.8
10.7
11.0
11.2
11.3
11.4
11.3
11.3
10.5
125.2
113.4
100.2
97.0
95.9
64.3
59.9
72.0
80.6
91.2
85.6
87.4
73.3
85.1
107.0
134.6
133.0
113.3
124.9
112.0
16.2
14.6
14.5
15.3
15.8
15.9
16.1
15.8
15.6
14.3
SUMMARY.
Oct. 1,1875
Oct. 2,1876
Oct. 1,1877
Oct. 1,1878
Oct. 2,1879
Oct. 1,1880
Oct. 1,1881
Oct. 3,1882
Oct. 2,1883
Sept. 30,1884 . .
2,087
2,089
2,080
2,053
2,048
2,090
2,132
2,269
2,501
2,664
734.1
706.6
669.1
678.8
768.9
968.0
1, 111. 6
1,118.6
1,168.7
1, 098. 7
152.2
147.5
138.3
140.8
159.3
201.0
227.2
225.1
234.4
221.1
235.1
236.7
210.8
228.1
260. 9
323.0
321.6
303.9
328. 9
346.1
!
!
I
|
'
i
;
i
i
1
32.0
33.5
31.5
33.6
33. 9
33.4
28.9
27.2
28 1
31.6
8.1
21.3
22.8
30.7
42.2
108.2
112.7
102.8
107.8
128. 6
The following table, compiled from returns made to the clearing-house
by the national banks in New York City, exhibits the movement of their
reserve, weekly, during October, for the last nine years.
Ratio of reserve t o Week ending—
October 7,1876
October 14,1876
October 21,1876
October 28,1876
October 6,1877
October 13,1877
October 20,1877
October 27,1877
October 5,1878
October 12,1878
October 19,1878
October 26,1878
October 4,1879
October 11,1879
October 18,1879
October 25,1879
October 2,1880
October 9,1880
October 16,1880
October 23,1880
October 30,1880
October 1,1881
October 8,1881
October 15,1881
October 22,1881
October 29,1881
October 7,1882
October 14,1882
October 21,1882
October 28,1882
October 6,1883
October 13,1883
October 20,1883
October 27,1883
October 4,1884
October 11,1884
October 18,1884
October 25,1884
I
Specie.
Legal tenders.
Total.
$17, 682, 600 $45, 535, 600 $63, 218, 200
16,233,600
43, 004, 600
59, 238, 200
15, 577, 500
41, 421, 700
56, 999, 200
14,011,600
41, 645, 600
55, 657, 200
14, 665, 600
36,1G8, 300
50, 833, 900
14, 726, 500
35,178, 900
49, 905, 400
14. 087, 400
35,101,700
49, 189,100
15, 209, 000
34, 367, 800
49, 576, 800
14, 995, 800
38, 304, 900
53, 300, 700
12, 184, 600
37, 685,100
49, 869, 700
13,531,400
36, 576, 000
50,107,400
17, 384, 200
35, 690, 500
53, 074, 700
18, 979, 600
34, 368, 000
53, 347, 000
20, 901, 800
32, 820, 300
53, 722,100
24, 686, 500
29, 305, 200
53, 991, 700
25, 636, 000
26, 713, 900
52, 349, 900
59, 823, 700
11,129,100
70, 952, 800
62, 521, 300
10, 785, 000
73, 306, ,'}00
62, 760, 600
10, 939, 200
73, 699, 800
60, 888, 200
10, 988, 200
71, 876, 400
61,471,600
10, 925, 000
72, 396, 600
54, 954, 600
12,150, 400
67,105, 000
12,153, 800
53, 287, 900
65, 441, 700
12, 452, 700
51, 008, 300
63, 461, 000
12, 496, 500
54, 016, 200
66, 512, 700
12, 947, 900
55, 961, 200
68,909,100
18,384,500
47, 016, 000
65, 400, 500
18, 002, 700
48, 281, 000
66, 283, 700
17, 023, 900
49, 518, 200
66, 542,100
17, 204, 700
48, 374, 200
65, 578, 900
20,122, 500
51, 586, 700
71, 709, '200
21,145,
800
50, 894, 000
72, 039, 800
20, 719, 700
47, 262, 900
67, 982, 600
20, 617, 600
46, 372, 800
66, 990, 400
25, 817, 300
*67, 470, 600
93, 287, 900
68, 922, 500
96, 576, 600
27, 654,100
67, 579, 400
95, 454,1)00
27, 875, 500
67, 638, 000
27, 354, 200
94, 992, 200
Circulation and Deposits
deposits.
Per cent. Per cent.
30.5
32.4
28.8
31.1
27.8
30.0
28.0
30.3
27.0
29.5
26.7
29.2
26.5
29.0
26.8
29.4
25.7
28.4
24.4
27.0
24.7
27.3
25.8
28.5
23.3
25.8
23.4
25.9
23.5
26.1
23.0
25.5
25.4
26.4
25.4
27.2
25.5
27.1
24.9
26.6
25.0
26.7
23.1
24.8
2.'*. 1
24.9
23.2
25.0
24.6
26.6
25.6
27.4
24.0
26.3
24.7
26.6
25.0
26.8
24.8
26.5
25.5
27.0
25.4
26.8
24.5
25.9
24.5
25.9
34.5
36.3
35.2
36.9
34.8
36.5
34.6
36.3
LXI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATE BANKS, TRUST COMPANIES, AND SAVINGS BANKS.
The act of Congress of February 19,1873, section 333 of the United
States Revised Statutes, requires the Comptroller to obtain from, authentic sources, and report to Congress, statements exhibiting under
appropriate heads the resources and liabilities of such banks and savings banks as are organized under the laws of the several States and
Territories. In compliance with this act he has presented annually in
the appendices to his reports the resources and liabilities of these corporations, so far as it has been possible to obtain them. Through the
courtesy of State officers, returns of State banks, savings banks, and
trust and loan companies have during the past year been received from
twenty-two States. Many of the States and Territories, including Virginia, West Virginia, North Carolina, Alabama, Arkansas, Tennessee,
Illinois, Kansas, Oregon, and Dakota, do not require periodical returns
of the condition of the different classes of banks organized under their
laws.
From these returns the following abstract has been compiled showing the resources and liabilities of State banks and trust companies for
the last four years, the number reporting in 1881 being 683; in 1882,
704; in 1883, 788; and in 1884, 852:
1881.
1882.
1883.
1884.
683 banks.
704 banks.
788 banks.
852 banks.
EESOURCE8.
Loans and discounts
Overdrafts.
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
Legal tenders, bank notes, &c
Totals
$352, 725, 986 $404, 574, 420 $462, 380, 585 $489, 067, 519
1, 373,116
1, 493, 636
1, 407, 695
1, 630, 474
27, 680, 025 25, 673, 984 22, 725, 596
25, 708, 789
45,
658,
783
52,405,
724
59, 331, 877
42, 330, 957
65, 354,146
54, 662, 829 57, 973, 718 68, 270, 664
21, 211,182
21, 396, 772 19, 915, 682 20,160, 547
10, 513, 813
11, 941, 741 13, 685, 205 14,190, 044
1,193, 345
1,131, 586
1, 235, 079
1,136, 427
28,308,210
16, 900, 762 18, 546, 073 35, 206, 862
25 928,757
17, 925, 628 17, 902, 760 18, 255, 300
32, 659, 605
27, 391, 317 27, 322, 912 28, 259, 069
724, 479, 613
760, 949, 457
112, 111, 325 113, 361, 931 125, 233, 036
274, 941
286,391
187, 978
27, 857, 976 31, 504, 352 34, 575, 461
18, 076, 610
12, 237, 320 14, 758,438
465, 011
576, 413
577, 419
373, 032, 632 426, 677, 092 500, 374, 217
19,105, 664
18, 409, 351 20, 918, 936
30, 303, 868 28, 245, 024 24, 648, 364
133, 958, 951
177, 554
41, 675, 486
22, 337, 961
499, 017
514, 111, 591
27, 886, 996
20, 301, 901
575, 500,139
LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits.
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals
575, 500,139
633, 819, 998 724, 479, 613
760, 949, 457
The foregoing table was prepared from all the New England States,
except Maine; from four Middle States, not including Delaware; and
from all the Western States, excepting Illinois, Kansas, and Nebraska.
The only Southern States from which reports have been received were
South Carolina, Georgia, Louisiana, Texas, Kentucky, and Missouri.
The only Pacific States were California and Colorado. There are no State
banks in Maine, but one in New Hampshire, seven in Vermont, and
none in Massachusetts. There are, however, six trust and loan companies in the fatter State, one in Rhode Island, and six in Connecticut.
LXII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
SAVINGS BANKS.
The following table exhibits the aggregate resources and liabilities
of 629 savings banks in 1881 and 1882 ; 630 in 1883, and 636 in 1884:
I
1881.
1882.
629 banks, j 629 banks.
1883.
1884.
630 banks.
636 banks.
RESOURCES.
Loans on real estate
j $307, 096,158 ! $307, 089, 227 $328,197, 858 $358, 686, 040
Loans on personal and collateral security.. | 95, 817, 641 : 128, 483, 698 155, 874, 522 141, 457, 111
United States bonds
.' I 2iO, 845, 514 , 237, 786, 442 219,017,313
196, 226, 202
State, municipal, and other bonds and stocks! 159, 819, 942
206, 291, 274 190,629,915
222,218,006
Railroad bonds and stocks
! 27, 069, 048
41, 695, 701
32, 994, 578
50, 994, 579
Bank stock
j 33, 249, 2(»3
36,587,817
35, 365, 717
37. 929, 754
!
37, 224, 601
Real estate
41,987,674 J
39, 882, 429
34, 467, 276
53, 235, 771
11, 047, 346
69, 166, 584
Other assets
i 37,408,163 !
144, 223
132, 204
156, 944
Expenses
j
135, 572 j
43,184,629
38, 977,135
52, 358, 971
Due from banks
40, 603, 641 !
12,908,594
14, 932, 015
14, 079, 452
Cash
13,758,106 j
Totals
I 967,790,662 ! 1,052,982,065
LIABILITIES.
Deposits
Surplus fund
Undivided profits
Other liabilities
Totals
1,118,790,944
1,177, 740, 919
| 1,024,856,787
i
72, 784,155
I
15,738,223
I
5,411,779
1, 073, 294, 955
82, 395, 717
16, 904, 753
5,145, 494
!
j 891,961,142 :
j 60,289,905
| 10, 325, 800 ;
!
5,213,815
966,797,081
69, 454, 512
11,136,219
5,594,253
| 967, 790, 662 ' 1, 052, 982, 065 I 1,118, 790, 944
1,177, 740, 919
The foregoing table includes the returns from six New England States,
from four Middle States, not including Delaware; from the States of
Ohio, Indiana, California, and the District of Columbia.- The aggregate
of loans in the New England States is $288,905,262 and of deposits
$475,358,305. In the Middle States the aggregate of loans is $163,328,406
and of deposits $522,771,526.
Some of the largest savings banks in the city of Philadelphia, organized under old charters, are not required to make reports to any State
officer. Returns directly received from four of these banks having deposits amounting to $34,031,154, are included in the returns from the
State of Pennsylvania.
The savings banks' deposits, given in the foregoing table for 1884,
based upon reports made to State authorities, are $1,073,294,955, and the
deposits of the State banks and trust companies were $514,111,591.
These returns do not include bank deposits. The deposits of the
national banks on October 1, 1884, exclusive of those due to banks,
were $989,320,509. No just comparison of the deposits of national
banks with those of savings banks and State banks and trust companies
can be made, owing to the fact that the reports of many of the latter
classes of banks were made to the State authorities in 1883 or in January, 1884, and do not show the effects of the business depression resulting from the failures during the year 1884.
The total population of New England, according to the census of
1880, was 4,010,529, and the number of open deposit accounts of the
savings banks in the year 1884 is 1,430,857, which is equal to nearly 35.7
accounts to each one hundred of the entire population. The average
amount of each account is $332.21, and if the total deposits were divided
REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIII
among the entire population, the average sum of $118.52 could be given
to each individual.
The deposits of the savings banks in the State of New York were
$431,080,010, while the population is 5,082,871, showing that an equal
distribution of the savings banks' deposits among the entire population
of the State would give $84.81 to each individual.
Tables showing the aggregate resources and liabilities of State banks,
trust companies, and savings banks in each State, from which returns
have been received from the State authorities, appear in the appendix.
A table is also there given showing, by States, the number of savings
banks' depositors, and the average amount due to each in 1883 and 1884.
The Comptroller has for the last eight years compiled the returns received by the Commissioner of Internal Revenue from the State and
savings banks and private bankers for purposes of taxation, showing
the average amount of their capital and deposits for each six months, and
the amounts invested in United States bonds. The law requiring such
returns to be made has not been repealed, but as the tax on capital and
deposits ceased on November 30,1882, it is not expected that such returns
will hereafter be transmitted. The Comptroller must therefore depend
exclusively for this information upon the returns to be received from the
officers of the different States, and when such returns are required to be
made they are, as a rule, promptly and courteously forwarded to this
office in reply to his request.
The legislature of Missouri recently passed a law requiring1 all banks
in the State to make reports in the month of December. With a view
of rendering this system of reports more complete and effective than at
present, the Comptroller prepared in the year 1876 the form of a bill, which
is herewith presented; and it is respectfully suggested to members of
Congress and State officers residing in those States where no returns
are required that, if approved by them, they shall lend the weight of
their influence to procure the enactment of a law, similar in form, by the
legislatures of their respective States. It may be mentioned that a bill,
substantially the same as that here presented, has been passed by the
legislature of Ohio.
A BILL to provide for obtaining and publishing reports of banks, savings institutions, and trust com
panies organized under State laws.
Be it enacted, Tliat each aiid every banking institution, organized under the laws
of this State, shall make a report to the auditor of state, showing the condition thereof
before the commencement of business on the first Monday in the months of January,
April, July, and October of each year.
SEC. 2. That
Tl the auditor of state shall issue his requisition upon all banking institutions, for the reports required to be made by section 1 of this act, a convenient number
of days prior to the first day of January, April, July, and October, in each year, and
each banking institution shall, upon receipt thereof, immediately forward to the
auditor a balanced report of its condition^ verified by the oath or affirmation of one
or more of the officers of such institution, and shall also publish such report in full at
its own expense, in a newspaper issued at the place where the institution is located,
or, if there be no newspaper in that place, then in the one nearest thereto; and any
banking institution neglecting to make and transmit to the auditor of state, and
publish, such reports, shall, after the expiration of five days from the receipt of the
requisition therefor, be subject to a penalty of thirty dollars for each day's delay,
which penalty may be collected by suit to be brought by the auditor of state, or by
any creditor of the association, before any court of competent jurisdiction in the district
wherein such banking institution is located; and all sums of money collected for penalties under this section shall be paid into the treasury of the State.
SEC. 3. That banks, trust companies, savings banks, and other banking institu-
LXIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
tions, having capital stock, shall report their resources and liabilities in the following
form:
Report of the condition of The
•, in the State of atcommencement of business on the first Monday of
187-.
-, before the
DB.
CB.
Resources.
1.
2.
3.
4.
6.
6.
7.
8.
0.
10.
11.
12.
13.
Dollars. Cts.
Loans on real estate
All other loans and discounts .
Overdrafts
United States bonds on hand..
State bonds
Other stocks, bonds, and mortgages
Due from other banks and
bankers
Real estate ..
Furniture and fixtures
Current expenses
Premium ou bonds
Cash items
Gold coin, $
; silver coin,
Liabilities.
Dollars.
Cte.
I 1. Capital stock paid in
i 2. Surplus fund
I 3. Undivided profits
| 4. State-bank notes outstanding.
| 5. Dividends unpaid
I 6. Individual deposits
j 7. Due to banks and bankers
i 8. Notes and bills rediscounted.
9. Bills payable
,
14. National-bank notes
15. United States notes
Total
Total .
STATE O F - — - .
County of
.
Sworn to and subscribed before me this
of
,187-.
dav
of The
do
solemnly swear that the above statement is true,
to the beat of my knowledge and belief.
Cashier.
SEC. 4. Savings banks and other banking institutions having no capital stock shall
report their resources and liabilities in the following form:
Report of the condition of The
, at
, in the State of
commencement of business on the first Monday of
, 187-.
, before the
DB.
CR.
Resources.
Dollars, j Cts.
Liabilities.
1. Individual deposits
I 2. Due to banks and bankers . . .
3. Undivided profits
4. Other liabilities
1. Loans on real estate
2. Loans on United States and
State stocks
3. Loans on other stocks and j
bonds
j
4. All other loans
•
5. United States bonds on hand.. j
6. State bonds on hand
I
7. Other stocks and bonds
8. Real estate
.
9. Furniture and fixtures
10. Expenses
11. Due from banks and bankers..
12. Specie
13. National-bank and United \
States currency
14. All other assets
Total .
Total .
STATE OF -
County of Sworn to and subscribed before me this
of
,187-.
Cts.
JL,
day
, ———
of The -
UJL JLJJO — — — —
-,, \XM
do
solemnlyy swear that the above statement is true,
tto the
th best
b t off my knowledge
k l d
blif
andd belief.
Cashier.
And such banks shall also furnish, with their reports, the following information:
The number of open accounts, and the rate per centum of dividends or interest on
deposits, for the past year.
SEC. 5. That the auditor of state shall compile the reports received by him under
this act, and the tables so compiled shaLl be printed quarterly for distribution when
prepared, and shall be transmitted by him to the legislature at the beginning of each
session thereof.
REPORT OJb1 THE COMPTROLLER OF THE CURRENCY.
LXV
PRIVATE BANKERS.
The first official information relating to the private bankers of the
country published by this office was contained in a table in the Comptroller's report for 1880. The law requiring private bankers to make
returns for taxation purposes having been repealed, it is now impossible
to obtain authentic information with reference to them. A table willbe found in the appendix giving information on this subject for the six.
months ending November 30, 1882, being the last semi-annual period
for which they were required to make returns of the amount of their
deposits, &c, for taxation, and also similar information for preceding
years.
TAXATION.
The law imposing a tax upon the capital and deposits of national
banks, State banks, and private bunkers was repealed bv the act of
March 3, 1883.
The only United States tax now paid by the national banks is the semiannual duty of one-half of 1 per cent, upon the average amount of
their notes in circulation during the preceding* six months. The prohibitory tax of 10 per cent, upon State bank circulation paid out, a&;
provided by section 3412 of the Revised Statutes, is also still in forceSection 5173 of the Revised Statutes provides that the expenses of the
Bureau of the Comptroller of the Currency, including those of the plates
and dies used for the printing of national-bank notes and of the printing
of such notes, shall be paid out of the proceeds of the tax on circulation.
The act of June 20,1874, provides for the redemption of national-bank
notes in the office of the Treasurer of the United States, and that the cost
of such redemptions shall be paid by the banks, and that the cost of theplates for printing, up to that time paid out of the proceeds of the tax
on circulation, shall thereafter be paid from the proceeds of an assessment upon the banks. Section G of the act of July 12,1882, for extend
ing the corporate existence of national banking associations, provides
that the cost of engraving plates for the issue of circulation of new design, required by the section, should also be paid by the banks. It was
the evident intention of the enactors of the original banking law that all
the expenses which were incurred by the Government in preparing circulation to be issued to national associations, as well as the expenses of
carrying on the Bureau of the Comptroller of the Currency and enforcing the restrictions of the national banking laws, should be defrayed from
the tax on circulation. As has been seen, this principle was changed by
the act of June 20, 1874, which, without abolishing the tax on circulation, imposed on the banks the expense of the redemption of their notesand of the printing of their plates, and that this course was followed \m
the act of July 12, 1882. In lieu of this additional expense, however,,
the act of June 20,1874, abolished the requirement of keeping in bank a*
reserve of legal-tender notes and specie for the redemption of circulation.
As has been suggested elsewhere in the report, the abolishment of the
tax on circulation would be a ready and simple way of avoiding the contraction of national-bank circulation, now constantly going on, on account
of the small profit to the banks in keeping up their issues, and if abolished the expenses of the Bureau of the Comptroller of the Currency
could be paid by a pro rata assessment on the banks, as is now done in
the case of the expenses of the redemption of their notes by the Treasurer of the United States, and in the case of the expense of preparing
plates for printing the notes.
The total expense of the office of the Comptroller of the Currency
from its organization to June 30, 1884, was $5,840,923.99, and the ex6820 CUR V
XXVI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
pense for the year ending on that date §230,224.92. The tax on circulation for the year ending on the same date was $3,024,068.24. The total
taxes collected from the national banks to the end of the present fiscal
year are shown in the following table:
.On circulation.1 Oil deposits.
Years.
1864
1805
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882
1883
18 84
$53,
733,
2,106,
2, 868,
2, 946,
2, 957,
2, 949,
2, 987,
3,193,
3, 353,
3, 404,
3, 283,
3, 091,
2, 900,
2, 948,
3, 009,
3,153,
3,121,
3,190,
3,132,
3, 024,
Aggregates
32 I
51) i
30 !
78 ;
07 i
73 !
13 !
69 ',
03 i
13 !
11 :
89 i
76;
911
1, 087,530
2, 633,102
2, 650, lhO
2, 564,143
2,614, 553
2, 614,767
2, 802,840
3,120, 984
3, 196,569
3, 209,967
3, 514,265
3, 505,129
3, 451,965
3, 273,111
16
3, 309,668
63 : 4, 058,710
33 : 4, 940,945
98
5, 521,927
73 *2, 773,790
24 .
1)8
58, 410,193 21
87
86
77
09
44
58
6i
85
37
29
72
39
64
38
74
90
61
12
47
46
;
O n capital.
$18,432 07 j
133,251 15 !
406, 947 74 |
321,881 36
306, 781 67
312,918 68
375, 962 26
385, 292 13
389, 356 27
454, 891 51
469, 048 02
507,417 76
632, 296 16
660, 784 90
560, 296 83
401, 920 61
379,424 19
431,233 10
437, 774 90
*i>69, 976 43
Total.
$167, 537 26
1, 954, 029 60
5, 146, 835 81
5, 840, 698 23
5, 817, 268 18
5, 884, 888 99
5, 940, 474 00
6,175,154 67
6,703,910 67
7, 004, 646 93
7, 083. 498 85
7, 305; 134 04
7,229,221 56
7,013,707 81
6, 781, 455 65
6,721,236 67
7,591,770 43
8, 493, 552 55
9, 150, 684 35
6,175, 773 62
3, 024, 668 24
60, 940, 067 16 '. 7, 855, 887 74 ] 127, 206,148 11
* Six months to J u n e 1, 1883.
The following table exhibits the taxes upon the circulation, deposits,
and capital of banks, other than national, collected by the Commissioner
of Internal Revenue from 1864 to November 1, 1882, the date upon
which the taxation of capital and deposits ceased:
Years.
1864
1865.
1866.
1867
1868
3.869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882
j On circulation. ; On deposits. ; On capital.
....
Aggregates
; $2,056,990 30 '
1,993,661 84
990,278 11 |
214, 298 75 |
28, 6(59 88
16, 565 05 j
15,419 94 <
22,781 92 ;
8, 919 82 :
24, 778 02 I
16, 738 2(5 ,
22, 746 27
17, 947 (57 i
5,430 16 :
1,118 72
13,903 29
28, 773 37
4, 295 08
4, 285 77
;
5, 487, 608 82
5780,723 52 .
043,841 08 ; $933, 367 98
099, 635 83 :
374, 074 11
355, 395 98 '
476, 867 73
438, 512 77
399. 562 90
7:54,417 63 j
445! 071 49
177,576 46 '
827,087 21
702, 196 84 ;
919, 262 77
043, 251 71 •'
976, 057 61
00!), 302 79 ;
736, 950 05
453, 544 26
916, 878 15
972, 260 27
1,102, 241 58
1)99, 530 75 :
989,219 61
896, 637 93 j
927.661 24
593, 687 29
897, 225 84
354,911 74 i
830, 068 56
510,775 43;
811,436 48
940, 906 64 i
811,006 35
O'.-'0,102 45 ! 1,153, 070 25 i
993, 026 02
489, 033 53 '•
48, 802, 237 39 ; 14, 986, 143 44
Totals.
$2, 837, 719
4, 940, 870
3, 463, 988
2, 046. 562
1, 866, 745
2,196, 054
3, 020, 083
3, 644, 241
4, 628, 229
3,771, 031
3, 387, 160
4, 097, 248
4, 006, 698
3, 829, 729
3, 492. 031
3, 198, 883
3, 350, 985
3, 762, 208
5, 253, 458
2, 482, 059
82
90
05
46
55
17
61
53
14
46
67
12
03
33
85
59
28
07
47
55
69, 275, 989 65
* Six months to November 30, 1882.
The shares of national banks are still subject to State taxation, and
in previous reports tables exhibiting the average rates paid by national
banks in the several States and Territories have been given, for purposes
of comparison and to show the total burden of taxation heretofore borne
by the national banks.
The national banks having been relieved of the United States tax on
deposits, it has been thought unnecessary to continue the collection of
information in reference to State taxation, which can only be obtained
from separate returns to be made by each bank to this office. Complaints are from time to time received indicating that in some States
there is an unfavorable discrimination made in the taxation of national
banks, as compared with that of State institutions doing business of a
REPORT OF THE COMPTROLLER OF THE CURRENCY. LXVII
similar character. The United States Supreme Court lias, however, in
several instances shown that when cases of discrimination are properly
brought to its attention it will sustain the Federal law. It is, moreover,
doubtful whether Congress, by any law short of one taking from the
States the right to tax national-bank shares, could prevent occasional
instances of discrimination in assessments, but it is believed that in
most of the States the intention is to place the taxation of national
banks on the same footing with other institutions doing a similar business.
UNITED STATES LEGAL-TENDER NOTES AND NATIONAL-BANK CIRCULATION.
The acts of February 25,1862, July 11,1802, and March 3,1863, each
authorized the issue of 150 millions dollars of legal tender notes, making an aggregate of 450 "millions of dollars.
On February 3, 1864, the amount of such notes outstanding was
$449,479,222, which was the highest amount outstanding at any one
time. The act of June 30, 1864, provided that the total amount of
United States notes issued, oi»to be issued, should not exceed 400 millions of dollars, and such additional sum, not exceeding 50 millions, as
might be temporarily required for the redemption of temporary loans.
By the act of June 207 1874, the maximum amount was fixed at
382 millions. Section 3, act of January 14,1875, authorized an increase
of the circulation of national banks in accordance with existing law,
without respect to the limit previously existing, and required the Secretary of the Treasury to retire legal tender notes to an amount equal
to 80 per cent, of the national-bank notes thereafter issued, until the
amount of such legal-tender notes outstanding should be 300 millions
and no more. Under the operations of this act $35,318,984 of legaltender notes were retired, leaving the amount in circulation on May 31,
1878, the date of the repeal of the act, $346,681,016, which is the amount
now outstanding.
In the following table are given the amount and kinds of the outstanding currency of the United States and of the national banks on January 1 of each year from 1866 to 1884, and on November 1, 1884, to
.which is prefixed the amount on August 31,1865, when the public debt
reached its maximum:
United States issu
Date.
Aug. 31,1865.
Jan! 1, 1866 .
Jan. 1, 18(57..
Jan. 1. 1868..
Jan. 1, 1869..
Jan. 1, 1870..
Jan. 1. 1871..
Jan. 1, 1872..
Jan. 1, 1873..
Jan. 1, 1874 .
Jan. 1, 1875..
Jan. 1, 1876..
Jan. 1, 1877..
Jan. 1, 1878..
Jan. 1, 1879..
Jan. 1, 1880..
Jan. 1, 1881..
Jan. 1, 1882..
Jan. 1, 1883..
Jan. 1, 1884..
Nov. 1, 1884..
Notes
I
: Currency!
of national :
banks, incliul- Aggregate,
Old
Legal-tender demand
notes.
notes.
Fractional
$432, 553, 912 $402. 965
425, 839, 319 392, 670
380, 276,160 221, 632
356, 000, 000 159,127
356, 000, 000 128, 098
356, 000, 000 11.3, 098
356, 000, 000 10.1, 086
92,801
357, 500, 000
84, 387
358, 557, 907
79, 637
378, 401, 702
72, 317
382, 000, 000
371, 827, 220
69, 642
366, 055, 084
65, 462
349, 943, 776
63, 532
346, 681, 016
62, 035
346, 681, 016
61,350
346, 681, 016
60, 745
346, 681, 016
59, 920
346, 681, 016
59, 295
346, 681, 016
58, 6»0
346, 681, 016
58, 290
$20, 344, 742 $176, 213,
26, 000, 420 236, 636,
28, 732, 812 298, 588,
31, 597, 583 299, 846,
34, 215, 715 299, 747,
39, 762, 664 299, 629,
39, 995, 089 306, 307,
40. 767, 877 328, 465,
45, 722, 061 344, 582,
48, 544, 792 350, 848,
46, 390, 598 354,128,
44, 147,072 346. 479,
26, 348, 206 321, 595,
17, 764,109 321, 672,
16,108,159 323, 791
15, 674, 304 342, 387,
15, 523, 464 344, 355,
15,451,861 362, 421,
15, 398, 008 361, 882,
15, 365, 362 349, 949,
15, 350, 213 *333, 007,
currency.
™~£f
$635, 515, 574
688, 867, 907
707, 819, 023
687, 602, 916
690, 091, 382
695, .505, 084
702, 403, 847
726, 826,1.09
748, 947,167
777, 874, 367
782, 591,165
762, 523, 690
714,064,358
689, 443, 922
686, 642, 884
704, 804, 006
706, 620, 428
724, 614, 785
724, 021,110
712, 054, 410
695, 097, 291
$144
144
133
133
135
120
110
109
112
110
112
112
107
102
100
100
100
100
100
100
100
25 I
50 |
00
25
00
00
75 j
50
00 I
25
50
75
00
87
00
00
00
00
00
00
00
* Includes $534,079 notes of gold banks, and omits $552,041 mutilated currency.
Gold
$69
69
75
75
74
83
90
91
89
90
88
88
93
97
100
100
100
100
100
100
32
20
18
04
07
33
29
32
28
70
89
69
46
21
00
00
00
00
00
00
100 00
LXVIII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
The act of June 20,1874, provided that any national banking association might withdraw its circulating notes upon the deposit of lawful
money with the Treasurer of the United States in sums of not less than
$9,000. Under this act and on account of liquidating and insolvent
banks, and under the act of July 12, 1882, which provides fbr a deposit
of lawful money to retire the circulation of national banks wjiose corporate existence has been extended. $213,047,258 of lawful money has been
deposited with ihe Treasurer. This includes $2,583,720 for the redemption of the notes of national gold banks, and $4,135,470 for the redemption of national-bank notes under section 0 of the act of July 12, 1882.
Since June 20, 1874, $175,150,709 of bank notes have been redeemed,
destroyed, and retired. This includes $2,129,641 of the notes of national gold banks and $1,000,307 of the notes of national banks whose
corporate existence has been extended under the act of July 12, 1882.
In the following table* are shown, by States, the amount of circulation
issued and retired during the year ending Xovember 1, 1884, and the
total amount issued and retired since June 20, 1874:
States and Territories.
Maine .
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Xew York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia..
Virginia
West Virginia
North Carolina
South Carolina
Georuia ...
Florida
Alabama
•_....
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Kansas
Nebraska
Nevada
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
Mew Mexico
Dakota
Washington
Arizona
California (currency) .
Circulation retired.
Circulation
issued.
Act of June
20, 1874.
$127,400 j
$85, 664
107,990
1, 895, 970
54, 500
1,997,570
197, 090
1, 054, 310
77,400 I
86,850 !
29, 250
47, 240
9, 900
11,300
24, 300 ;
11,240
45, CO '•
22,500 :
45, 000
502, 390
222,790
191,240
79, 930
439, 590
54,000
363, 820
224,950
259, 390
252, 100
252, 050
396,760 !
343,020 j
33,740
47, 240
108,000
11,240
61,860
8,500
22,500
101,680
36, 000
11,250
5U, 500
10, 371, 694
|
'
I
i
:.
!
Liquidating
banks.
$89,915 00
73,500 !
363,400 !
5,173,990 i
497,970 i
772,800 |
4,339,955 [
795,750 j
2,355,030 !
2<5, 100 i.
564, 840 i
15,400 :
172, 600 !
25,000
240,200 :
51, 500 !.
114,550 i
7(5, 834
124,206
547, 192
.1,800
102,480
1, 072, 682
185, 3u9
816, 444
190,700
22, 56*
85
3,950
10, (»82
2, 830
77/771
97, 607
60, 681
1, 025, 236
515,076
309,062
404, 629
128, 331
167,570
124, 363
24, 269
14, 266
150
34, 400
128, 804
6, 400
600, 270
163, 150
383, 650
1, 432, 060
594, 380
817,160
610, 260
221, 330
477, 430
164, 860
87, 480
47, 950
00
00
00
00
00
00
00
00
i,"iil oo
r»,
28,
5,
26,
190
980
989
235
oo
00 :
00 I
00
12, 072 00
5,000
20, 050
27, 450
5,600
57, 500
3, 750
77, 095
56, 950
00
00
00
00
00
00
00
00
50
00
00
00
00
00
00 j
00 ;
00
00 I
42, 290 00 ;
1, 029 00 !
"ie* 655* oo";
Total.
$217,
150,
487,
5,721,
499,
875,
5, 412,
981,
3,171,
26,
565,
20,
201,
30,
266,
51,
126,
315
334
666
182
770
280
637
059
474
KiO
951
590
580
989
435
500
622
213, 264
85
38, 350
138, 886
9, 230
678, 041
260, 757
444, 331
2, 457,296
1,109. 456
1, 126,222
1,014, 889
349, 661
645, 000
289, 223
111, 749
62, 216
150
5, 000
62. 340
28, 479
5, 600
74, 155
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
0Q
00
00
00
00
50
00
00
00
00
00
00
00
00
00
00
00
00
00
00
3, 750 00
77, 095 00
56,950 00
!.
2, 040 00 !
2, 040 00
_
92,400
119. 000 00
26, 600 00 !
22, 016, 064
~6~173, 635 50 !" "28,189, 699 50
Surrendered to this office and retired .
480,499 00
10, 371, 694 j" 22,070,064 :" ~6~ 173/635 50" 28, 67O","198 50
From June 20,1874, to October 31,1883 ... 159, 702, 355 j 118, 147,154 i 26, 684, 274 00 144,831,428 00
13,397,810 00
Surrendered to this office same date
"170,074,049 I 140,163,218 i 32,857,909 50 i "1867899, 436 50
Grand total
i
!
*In this table gold notes are excluded.
REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIX
The amount of circulation issued to national banks for the year ending-November 1, 1884, was $10,371,694, including $3,866,230 "issued to
banks organized during the year. The amount retired during the year
was $28,670,198, and the decrease for the .same period was, therefore,
$18,298,504,* and the total outstanding on November 1 was $333,025,734. t
During the year ending November 1, 1884, lawful money to the
amount of $33,689,470 was deposited with the Treasurer to retire circulation, of which amount $2,L53,5(H> was deposited by banks in liquidation, $27,445,500 by banks reducing circulation under the act of June
20, 1874, and $4,090,470 by banks retiring circulation under the act of
July 1-2, 1882.
The amount previously deposited under the acts of June 20, 1874,
and July 12,1882, was$ 139,832,692; by banks in liquidation, $51,186,180,
making a total of $224,708,348. Deducting from the total the amount of
circulating notes redeemed and destroyed withoutreissue ($183,452,264),
there remained in the hands of the Treasurer on November 1,1884,
$41,256,084 of lawful money for the redemption and retirement of bank
circulation.
The portion of lawful money on deposit by insolvent banks, by banks
in voluntary liquidation, and by banks reducing or retiring their circulation on the first of each of the last five months, was as follows:
July 1.
Insolvent banks
Liquidating banks
Reducing under act of 1874
Retiring under act July 12,1882
Totals
August 1. I
S
^ 7 " j October L |
$752,580 ! $767,063 ' $733,803 | $734,713
i $816, 283
\ 11,188, 915 10, 825, 121 j 10, 457, 257 I 10, 396, 076 10, 316, 235
25,
588, 483 ' 25, 149, 758 j 26, 028,148 ; 27, 069, 973
25,492,
223
:
2, 294, 823 2, 393,123 ' 2, 704, 053 ! 2, 863, 733 ; 3,135,163
I 39, 792, 244
39, 559, 307 | 39, 078,131 ; 40, 021, 760 :*41, 256, 084
*Does not include $534,079 on deposit to retire notes of gold banks.
DENOMINATIONS OF PAPER CIRCULATION OF THE UNITED STATES,
THE IMPERIAL BANK OF GERMANY, THE BANK OF FRANCE, AND
THE BANK OF ENGLAND.
In accordance with the law, no national-bank notes of a less denomination than live dollars have been issued since January 1, 1879, when
the amount outstanding was $7,718,747. Since that date the amount
of ones and twos issued by the banks has been reduced $6,934,538,
leaving the amount outstanding $784,209, and during the same period
the legal-tender notes of these denominations have been increased
$13,249,202. The total increase of the amount of ones and twos outstanding in national-bank and legal-tender notes is $6,314,(>04.
* Lawful money has been deposited during the year to retire $5,87*2,172 additional
circulation which has not yet been presented for redemption. Therefore the actual
reduction of circulation during the year has been $24,170,676, as shown on page 14.
t Omits $534,079 gold notes and includes $552,041 mutilated currency.
LXX
REPORT OF THK COMPTROLLER OF THE CURRENCY.
The following table exhibits by denominations the amount of nationalbank and legal-tender notes outstanding on October 31, 1884, and the
aggregate amounts of both kinds of notes at the same periods in 1882
and 1883 :
Denominations.
Nationalbank notes.
Ones
Twos
Fives
Tens
Twenties
Fifties
One hundreds
Five hundreds
One thousands
Five thousands
Ten thousands
Add for unredeemed fragments
of national-banknotes
Deduct for legal-tender notes
destroyed in Chicago fire
Total
'
!
•
[
;
1884.
1883.
Legal-tender
notes.
Aggregate. ; Aggregate, j Aggregate.
$495, 74L
$26, 763, 098
288,468 :
26, 778, 738
85,309,155 !
78, 054, 050
111,319,950 j
69,171, 93»i
79, 206, 580 j
56, 070, 509
22, 221, 850 '•
22,395,195
32, 520, 700 i
33, 649, 990
877, 500 |
15,186, 000
213, 000 { 19, 446, 500
,
105, 000
|
60, 000
I
+20,749 | .
$27, 258, 839 $30, 785, 265
27, 067, 206 27, 510,196
163,363,205
164, 517, 620
180, 491, 886 189,275,406
135, 277, 089 142, 382, 469
44, 617, 045 46, 278,145
66,170, 690
65, 991, 590
16,063,500
15, 895, 500
19, 659, 500 15, 429, 500
105, 000
255, 000
60, 000
120,000
+ 20,749 |
+19/761
-1,000,000
-3,000,000
-1,000,000
| *332,473,693 i 346,681,016
679,154,709
697,460,452 j
;
1882.
$28, 068, 944
25,199,955
165,265,065
194, 725, 471
151,117, 959
47, 802, 645
65, 836, 690
15, 624, 500
12, 397, 500
2, 395, 000
230, 000
+ 18, 233
-1,000,000
707,681,962
* Exclusive of $552,041 due to banks for mutilated notes destroyed and to be replaced by new notes
and of $534,079 notes of gold banks.
The amount of one and two dollar notes outstanding is slightly less
than one-fourth of 1 per cent, of the whole circulation of the banks; the
fives constitute 25.7 per cent.; the tens 33.5 per cent.; the twenties 23.8
per cent., and the fifties and larger notes 16.8 per cent, of the entire
circulation.
Of the entire amount of national-bank and legal-teuder notes outstanding nearly 8 per cent, consists of one and two dollar notes; nearly
30.0 per cent, of ones, twos, and fives; 5S.6 per cent, is in notes of a less
denomination than $20, aud about 78.5 per cent, is in notes of a lower
denomination than $50. Of the entire issue about 21.6 per cent, is in
denominations of fifties, one hundreds, five hundreds, and one thousands.
There are outstanding twenty-one legal-tender notes of the denomination of $5,000 and six notes of the denomination of $10,000.
The following table * exhibits by denominations the circulation of the Imperial Bank of Germany on December 31, 18d3, in thaler8 and marks, which are here converted into our currency.
Thalers.
Number of
notes.
3 lark 8.
Amount in
Denomina- Value of i
dollars
each note inj (thaler = 75
tions.
dollars. '
cents).
79 500 thalers
2,050 100 thalers
1.656J 50thalers.
8,374
25 thalers.
8, 750£ 10 thalers
20,910 j
375 00
75 00
37 50
18 75
7 50
29, 625
153, 750
62,119
157, 012
65, 629
• Value of ' Amount in
dollars.
Number of Denomina- each note in
(mark = 25
notes.
;
tions.
j dollars, i
cents).
225, 240J 1,000 marks.
141,246 i 500 marks.
5, 019, 785 i 100 marks .
468,135 | 5,386,271^1.
* London Bankers' Magazine, October, 1884, page 1126.
250 00
125 00
25 00
56,310,125
17, 655, 750
125, 494, 625
199, 460, 500
REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXI
The circulation of the Imperial Bank of Germany on January 1,1883?
was $207,782,594, showing a decrease of $7,853,959 during the following
year; on January 1, 1879, the circulation was $165,933,942, showing an
increase during the five years preceding January 1,1884, of $33,994,693.
The following table* gives the circulation of the Bank of France and
its branches, with the number of notes and the denominations, in francs
and in dollars, on January 31, 1884:
Denominations
(francs).
Xumber of notes.
5
:
5, 000
1.311,255
I, 000
629,368 ,
500
2,676
200
12,230,116 I
100
6,141,815
50
21,693 1
25
169,378 ;
20
170,539 !
5
1,204
Forms out of date
Value of each note
in dollars.
1,000
200
100
40
20
10
5
4
1
20, 678, 049 ''
Amount in francs.
Amount in dollars
(franc=20 cents).
25, 000
1, 311, 255, 000
314, 684, 000
535, 200
1, 223, 011, 600
307, 090, 750
542, 325
3, 387, 560
852, 695
420, 406
5,000
262, 251, 000
62, 936, 800
107, 04O
244, 602, 320
61,418,150
108, 465
677, 512
170, 539
84, 081
3,161, 804, 536
632, 360, 907
The amount of circulation of the Bank of France on January 25T
1883, was 2,899,528,130 francs, or, s^y $579,905,626, showing an increase
of 262,276,406 francs, or $52,455,281, between that time and January 31,
1884, the date of the foregoing table, and since January 30, 1879, an
increase of 870,833,706 francs, or $174,166,741.
It will be seen that the Imperial Bank of Germany has in circulation
no notes of a less denomination than seven dollars and a half (ten thaler)^
and issues none of less than twenty-five dollars (one hundred marks),,
and that the Bank of France issues but little over a million of dollarsin value of notes of a less denomination than ten dollars. The Bank
of England issues no notes of less than £5, or twenty-five dollars, and
the Irish and Scotch banks none of less than £1, or five dollars.
REDEMPTION.
Since the passage of the act of June 20, 1874, section 3 of which requires the banks at all times to keep on deposit in the Treasury 5 per
centum of their circulation as a redemption fund, that fund as a rule has
been maintained, and circulating notes of the banks have been promptly
redeemed at the Treasury without expense to the Government.
From the passage of the act of June 20,1874, to November 1,1884, there
was received at the redemption agency of the Treasury $1,448,485,411
of national-bank currency for redemption. During the year the receipts
amounted to $130,577,732, of which amount $63,926,000, or nearly 47 per
cent, was received from banks in the city of New York, and $21,800,000,
or about 16 per cent, from banks in the city of Boston. The amount
received from Philadelphia was $6,888,000-/from Chicago, $5,490,000;
from Cincinnati, $1,903,000; from Saint Louis, $1,136,000; from Baltimore, $3,229,000; from Providence, $1,852,000; and from Pittsburgh,
$798,000.
The following table exhibits the amount of national-bank notes received monthly for redemption by the Comptroller of the Currency
during the year ending October 31,1884, and the amount received during
* London Bankers' Magazine, August, 1884, page 829.
?LXXII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
the same period at the redemption agency of the Treasury, together
with the total amount received since the passage of the act of June 20,
1874 :
Received by the Comptroller of the Currency.
Months.
1883.
"November
'December
1884.
-January
February
March
.April
May
June
July
August!
Septem bew
October
From
From
U1 U l
national banks) redemption jc »fUnder
f J
for reissue :| agency for | 2n i«74
or surrender.
reissue. 1 • '
,
Total
Received from June
20,1874, to October
31,1883
* Grand total
Notes I
of national j
banks in
liquidation.!
Total.
Received at
redemption
agency.
$9,172, 395
10, 623, 458
$30,740 ' $5, 338, 100 ! $1, 270, 284 $428,283 i $7,067,407 j
30,150 , 5,102,800 I 1,425,450
412,135 I 6, 970, 535 I
21,600 ! 6, 775, 600 I2, 064, 520
556, 880
9, 418, 600
56,800 ! 7,288,300 2, 33(5, 030
593, 865 10, 274, 995
37,600 : 7,058,300 1 2, 094, 800
700, 829
9, 891, r.29
72,100 i 5, 700,100 i 1, 559, 950
516, 478
7, 848, 628
49,050; 7, 546, 300 ! 2, 298, 930
729, 617 10, 023, 897
72,300; 5,780,500 ! 1, 766, 270
572, 597
8,191, 667
44,190 i 5,464,100 1,931,855
547, 051
7, 987,196
498, 982
39,820 I 4, 639, 500 1, 897, 055
7, 075, 357
483,1.'5
110,484 ! 4, 332, 400 1,585,450
6, 511, 459
621, 411
39,720
5, 562, 400 1, 777, 270
8, 000, 801
604,554
70, 588, 400 22, 007, 864
6, 661, 254 i 99, 862, 073 \
L4, 437, 896 | 551,453,655 118,334,154 26,693,074 j 710,918,779
15,042,450
622,042,055 140,342,018
17,463, 933
11,516,544
8, 679, 518
11, 642, 521
12, 037, 496
11, 387,181
12, 886, 241
11, 213, 870
8, 746, 775
11, 207, 800
136, 577, 732
1,311,907,679
33,354,328 j 810,780,852 , 1,448,485,411
The amount of notes fit for circulation returned by the redemption
agency to the banks of issue during the year was $33,080,300, being an
increase over last year of $12,295,200.
The total amount received by the Comptroller of the Currency for destruction from the agency and from the banks direct, was $71,192,954.
Of this amount $6,399,030 were the issues of banks in the city of New
York, $9,109,340 of banks in Boston, $3,052,990 of Philadelphia, $3,052,D00 of Providence, $1,949,550 of Baltimore, $1,724,000 of Pittsburgh,
$1,184,500 of Cincinnati, $767,100 of Louisville, $443,200 of Albany,
$478,000 of New Orleans, and of each of the other principal cities less
than $400,000.
The following table exhibits the number and amounts of nationall)ank notes of each denomination, which have been issued and redeemed since the organization of the system, and the number and
amount outstanding on November 1, 1884 :
Number.
"Denominations.
Issued.
jKedeemed
Ones
, - 23,167, 677 22,671,936
7, 603, 285
Twos
7,747,519
Fives
88,101,188 71, 039, 357
Tens
! 37,182,102 26, 050,107
Twenties
! 11,442,091 7, 481, 762
1, 216, 573
Fifties
i 1,661,010
874, 543
One hundreds
' 1,199, 750
Five hundreds
j
23, 736
21, 981
One thousands
j
7,369
7,156
Portions of notes lost or
destroyed
j
Total
Amount.
Outsfcind-
495,741
144,234
061,831
131, 995
960,329
444,437 '.
325,207
1,755 !,
213
\KodeOmed. j
$23,167, 677
15, 495, 038
440, 505, 940
371,821,020
228, 841, 820
83, 050, 500
119, 975, 000
11, 868, 000
7, 369, 000
$495, 741
288,468
85, 309,155
111,319,950
79, 206, 580
22, 221, 850
32, 520, 700
877, 500
7,156, 000 J
213, 000
$22,671,936
: 15,206,570
355,196,785
260,501,070
149,635,240
60,828,650 I
87,454,300
10,990,500
-20,749
170, 532, 442 ,136, 966, 700 j 33, 565, 742 1, 302, 093, 995 969, 620, 302
+20, 749
332, 473, (
REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIXI
A table showing the number and denomination of national-bank
notes issued and redeemed, and the number of each denomination outstanding on November 1, for the last thirteen years, will be found in
the Appendix.
The following table exhibits the amount of national-bank notes received at this office and destroyed yearly since the establishment of
the system :
Prior to November 1, 1365
During the year ending October 31, 1866
During the year ending October 31, 186?
During the year ending October 31, 1868
During the year ending October 31, 1869
During the year ending October 31, 1*70
During the year ending October 31, 1871
During the year ending October 31, 1872
During the year ending October 31, 1873
During the year ending October 31, 1874
During the year ending October .31, 1875
During the year ending October 31, 1876
During the year ending October 31, 1877
During the year ending October 31, 1878
During the year ending October 31, 1879
During the year ending October 31, 1880
During the year ending October 31, 1881
During the year ending October 31, 1882
During the year ending October 31, 1883
During the year ending October 31, 1884
Additional amount of insolvent and liquidating national banks
Total
$175,490
1, 050,382
3,401,423
4, 602, 825
8, 603, 729
14, 305, 689
24,344,047
30,211,720
36, 433,171
49,939,741
137, 697,696
98, 672, 716
76, 918,963
57,381,249
41,101,830
35,539, 660
54,941,130
74,917, 611
82, 913,766
93,178, 418
43,289, 045
969,620,301
APPENDIX.
Tables will be found in the Appendix exhibiting the reserve of the
national banks as shown by their reports from October 1, 1878, to September 30, 1884; the reserve by States and principal cities for September 30, 1884; and in the States and Territories, in New York City, and
in other reserve cities, separately, at three dates in each year from 1881
to 1884.
Special attention is called to the synopsis of judicial decisions contained in the Appendix, to the numerous and carefully prepared tables
in both report and Appendix, and to the index of subjects and list of
tables to be found on page —. At the end of the full volume, of more
than
pages, is an alphabetical Use of the cities and villages in which
the national banks are situated.
The Comptroller, in concluding this report, desires to gratefully acknowledge the industry and efficiency of the officers and clerks associated with him in the discharge of official duties, many of whom, in
addition to attending to their regular duties, have been compelled, owing
to the growth of the national banking system, the extension of the corporate existence of national associations, and the financial troubles of
the year, to perform a large amount of extra work, without regard to
office hours.
HENRY W. CANNON,
Comptroller of the Currency.
Hon. J. G. CARLISLE,
Speaker House of Representatives.
APPENDIX.
NAMES and COMPENSATION of OFFICERS and CLERKS in the OFFICE of the
COMPTROLLER OF THE CURRENCY.
Salary.
Grade.
Name.
Henry W. Cannon
John S. Langworthy.
Comptroller
Deputy Comptroller .
William B. Greene
Frank A. Miller
Washington K. McCoy .
Edward S. Peck
'...
Chief of Division .
do
.do .
.do .
$5, 000
2,800
2,200
2,200
2,200
2,200
John W. Griffin
James C. Brown
Watson W. Eldridge
Theodore O. Ebaugh
Charles H. Cherry
I Bond clerk
! Superintendent
I Teller
I Bookkeeper
! Assistant bookkeeper .
2,000
2,000
2,000
2,000
2,000
Charles E. Brayton
Fernando C. Gate
William Elder
Charles IT. Norton
William Sinclair
Charles J. Stoddard
George H. Wood
Edward A. Deniaray
!|
Fourth class
do
j
do
j
do
i
do
i. - - - do
|
do
j Stenographer .
1,800
1,800
1,800
1,800
1,800
1,800
1,800
Thomas C. Folger
William H. Glascott
John A. Hebrew
George T. May
Isaac C. Miller .
Edmund E. Schrein
William I). Swan
Walter Taylor
Edwin D. Tracy
Willisim H. Walton
Frederick Widdows
Third class .. •
do
do
do
do .
.do
do .
do .
do .
do .
do .
1,600
1, 600
1,600
1,000
1,600
1,600
1,600
1,600
1,600
1,600
1,600
J. Edward Do Saules
Julia II. Don oho .
Charles B. Ilinckley
R. Le Koy Livingston
Morris M. Ogden
Charles McC". Taylor
Gt-orgeF. Walker
Arthur M. Wheeler
Second class .
do
do
.do
do
do
...do
i
do
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
Eveline C. Bates
Harriet M. Black
Sarah F. Fitzgerald
George Koehler
Mary L. McCormick
Joseph K. Miller
Carrie L. Pennock
Margaretta L. Simpson
!i •First clas;
!
do ..
do ..
;J
do
'
do ..
do
,
do ..
do ..
1,200
1,200
1,200
1, 200
1,200
1,200
1, 200
1,200
Edward Myers
Eliza M. Peters
Lafayette J. Garner
' Clerk
do ...
; Engineer .
1,000
1,000
1,000
Thomas H. Austin
Eliza M. Barker
Ettie J. Broughler
Margaret L. Browne
Louisa Campbell
;
1,600
Clerk
do ...
do ...
do ...
:i
... a .. do ...
900
900
900
900
900
i
LXXV
LXXVI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
NAMES and COMPENSATION of OFFICERS and CLEBKS,
$c—Continued.
Grade.
Name.
Salary.
Virginia II. Clarke
Sarah G-. Clemens
Mary L. Conrad
Mary A. Curtis
Mary E Davidson
Julia De Quindre
Margaret F. Dewar
J a n e A. Dorr
Annabella H Finlay
Margaret E. Gooding
Rebecca C. Ilulburd
Eliza R. Hyde
Alice M. Kennedy
Lucretia W . Knowlton
Emma Lafayette
Maggie B. Miller
Margaret F. Ogden
Mary E. Oliver
Annie E . Hanney
Emily H. Reed
Marie Richardson
Hannah Sanderson
Eliza A. Saunders
F a y e t t e C. Snead
Amelia P . Stockdale
William H . Swander
Sarah A. W. Tiffey
T h e r e s e E . Tilley
J u l i a C. Townsend
Ephraim S. Wilcox
Clerk...
do
do .
j
do .
j
do .
!
do .
!
do .
i
do .
'<
do .
'
do .
j
do .
do .
do .
I
do .
!
do .
|
do .
j
do .
I
do .
I
do .
|
do .
!
do .
|
do .
do .
do .
'
do .
,
do .
i
do .
j
do .
''•
do .
;
do .
John Newman
Philo L. Bush
William Griffiths
Silas Holmes
Messenger
' Assistant messenger.
j
do
|
do
840
720
720
720
Langston W. Allen
Thomas Jackson
j Watchman .
!
do . . . .
720
720
John A . McDonald
' Fireman .
720
William C. Cox
Boston is'owlin
Mary D. Tarrisse
• Laborer.
'
do .
do .
660
660
660
I
$900
900
900
9G0
900
900
900
900
900
900
900
900
900
990
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
Expenses of the office of the Comptroller of the Currency for the fiscal year ending June 30, 1884
For special dies, plates, printing, &c
For salaries
Total
$128, 073 91
102,151 01
230,224 92
Total expenses of the office of the Comptroller of the Currency from its organization
to June 30, 1884, $5,840,923 99.
The contingent expenses of the office are not paid by the Comptroller, but from the
general appropriation for contingent expenses of the Treasury Department ; arid as
separate accounts are not kept for the different Bureaus, the amount cannot be stated.
SYNOPSIS of DECISIONS of the SUPREMEand CIRCUIT CO URTS of the UNITED
STATES and of STATE COURTS of LAST RESORT, upon QUESTIONS ARISING
UNDER THE NATIONAL BANK ACT, and upon COGNATE POINTS of INTEREST to BANKS and to PARTIES HAVING DEALINGS ivith them.*
ABATEMENT.
I. An action brought by a creditor of a national bank is abated by a decree of
a district or circuit court dissolving the corporation and forfeiting its franchises. (Eirst National Bank of Selma vs. Colby, 21 Wallace, p. 609.)
I I . Suit by the receiver of the New Orleans National Banking Association (formerly
a State organization called the Bank of New Orleans) against a shareholder
to enforce his personal liability. Plea in abatement that " at the date of
the appointment of said receiver there was not, nor has there since been,
nor is there now. any such corporation as said New Orleans National Banking Association, because said Bank of New Orleans had no power by its
charter, nor authority otherwise from the State of Louisiana, to change its
organization to that of a national association under the laws of the United
States."
On general demurrer this plea was held bad, because no authority from
the State was necessary to enable the bank to make such change. The option to do so was given by the forty-fourth section of the banking act of
Congress, 13 Statutes, 112. " The power there conferred was ample, and its
validity cannot be doubted." (Casey, Receiver, <fc, vs. Galii, 4 Otto, p. 673.)
This plea was also held bad upon the additional ground that "where a
shareholder of a corporation is called upon to respond to a liability as such,
and where a party has contracted with a corporation, and is sued on his
contract, neither is permitted to deny the existence and legal validity of
such corporation." (Ibid.)
"To hold otherwise," says Mr. Justice Swayne (p. 680), "would be contrary to the plainest principles of reason and good faith, and involve a
mockery of justice. Parties must take the consequences of the positions
they assume." They are estopped to deny the reality of the state of
things which they have made to appear to exist, and upon which others
have been led to rely. Sound ethics require that the appaivnt, in its effects
and consequences, should be as if it were real, and the law properly so regards it."
ACCOMMODATION ACCEPTANCES, INDORSEMENTS, AND NOTES.
I. Where bills, indorsed by a national bank for accommodation only, had been
negotiated by the bank through its usual channels of communication with
ts correspondents as its own bills, and the proceeds thereof have been
placed to the credit of the bank, which thereupon gave the same credit to
the parties for whom it had thus indorsed, and received no benefit therefrom : Held, that although an accommodation indorsement by a national
bank, in such cases, was void in the hands of holders against whom notice
of the character of the indorsement could be concluded, yet that the bank
was liable for the same to holders, for value without notice. Blair vs.
First National Bank of Mansfield, Ohio. United States Circuit Court for Ohio,
at Cleveland, November term, 1875, Emmons, J. Reported in Bankers' Magazine
for March, 1878, pp. 721-5.)
II. It is no defense in a suit against the acceptor of a draft which has been discounted, and upon which money has been advanced by plaintiff, that the
draft was accepted for the accommodation of the drawer. (Davis vs. Randall, 115 Mass., p. 547.)
III. A national bank discounted a note made by the defendant for the benefit of
the payee, and which the payee agreed to take care of at maturity : Held,
that the bank could recover the note although it had, when it took the
note, full notice of the circumstances under which it was given. (Thatcher
vs. West River National Bank, 19 Mich., p. 196.)
(See, also, Title "EVIDENCE.")
* Many of the decisions cited in this synopsis will be found in "Thompson's National
Bank Cases," vols. 1 and 2; but in most instances reference is made to the original
report, thus indicating the tribunal by which the point was decided.
LXXVII
LXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
ACCOMMODATION ACCEPTANCES, INDORSEMETS, AND NOTES—Continued.
IV. That the accommodation acceptance, indorsement, bill, or note of a corporation is ultra vires. (See Bank of Genesee vs. Patch-in Bank, 13 N. Y., p. 309,
and 19 N. Y., p. 312; Bank of Auburn vs. Putnam, jr., 1 Abb. App. Decisions,
p. 80 ; Monfords vs. Farmers tj* Mechanics'1 Bank, 26 Barb., p. 56d ; Farmers $•
Mechanics' Bank vs. Troy City Bank, 1 Doug, [ikfic/i-.], p. 45.)
[NOTE.—In the United States Circuit Court^ Western District, Virginia,
Judge Bond has recently decided the cases of Seiigman $ Co. vs. The Charlottesville National Bank, and Johnston Brothers $ Co. against the same bank.
The first was an action of covenant upon a letter of credit for £5,000, issued
under the seal of the bank, pursuant to a resolution of the board of directors, guaranteeing the drafts of Flannagan & Son to the amount of said
letter. The latter was assumpsil upon live bills of exchange for $5,000 each,
dated April 16, 1875, each drawn by said Charlottesville Bank upon the
Citizens' National Bank of Baltimore, payable to the order of Flannagan
& Son, acceptance waived, maturing upon days "fixed" within live days
of each other, the first, November 20, and the last, December 10 of same
year. Said bills were not drawn against funds due or to become due from
the said Citizens' to said Charlottesville Bank, but were a mere loan of the
credit of the latter bank (it being without funds) to the said Flannagan
& Son, and drawn to be used by the latter, as they were used, as collatteral security in part for a loan of $25,000, made by'said Johnston Brothers
4" Co. to said Flannagan & Son. Said plaintiffs took said bills as such
collateral security, and with full notice of all the facts aforesaid. Held, 1st.
That said letter of credit and said bills of exchange were only the accommodation paper of said Charlottesville National Bank, and, as such, void
in the hands of the plaintiffs, holding with full notice of their character.
2d. That the incidental powers conferred upon national banks are not such
as are conferred upon banks generally, but only such as are necessary to
carry on the specific banking business prescribed by the national-bank
act. Hence, though such banks may borrow money for certain purposes,
they have no power to loan their credit to customers. These cases were
reported in the Bankers' Magazine for December, 1879.]
ACTIONS.
I. A national bank may be sued in the proper State court.
{Bank of Bethel vs.
Pahquioque Bank, 14 JFall., pp. 383, 395.)
II. Such banks may sue in Federal courts. The word " by" was omitted in section 57 of act of 1864 by mistake. {Kennedy vs. Gibson, 8 Wall., pp. 506-7.)
III. Receivers may also sue in United States courts. {Ibid.)
IV. When the full personal liability of shareholders is to be enforced, the action
must be at law. {Kennedy vs. Gibson, 8 Wall., p. 505; see, also, Casey, <J'*c,
vs. Galli, siqira.)
V. But if contribution only is sought, the proceedings may be in equity, joining
all the shareholders within the jurisdiction of the court. {Ibid., pp. 505-6.)
(See, also, Title "SHAREHOLDERS, INDIVIDUAL LIABILITIES OF," VI, j>ost.)
VI. But in Bailey, Receiver, 4'-c, vs. First National Bank of Duluth, U. S. Circuit Court
for Minnesota, Nelson, J.: Held, that even where less than the par value was
assessed the suit might be at law ; and this would seem to be the true theory.
(See Bankers' Magazine, April, 1877, p. 793.)
[NOTE.—In Stan ton, Receiver, tyc, vs. Wilkeson, 8 Ben., 357, the point was
distinctly made before Judge Blatchford. The suit was brought to enforce
an assessment of sixty per centum, and defendant insisted that plaintiff
should have proceeded by bill iu equity; but the court held that the action
at law was the proper remedy, at the option of the receiver.]
VII. A national bank located in one State may bring action in the circuit court
of the United States sitting within another State against a citizen thereof.
{Manufacturers' National Bank vs. Baack, 8 Blatch., p. 147.)
VIII. In such action it will be presumed, so far as the question of jurisdiction is
concerned, that the stockholders of such bank are citizens of the State where
the bank is located. (Ibid.) But in case of Commercial Bank of Cleveland
vs. Simmons, decided in the United States Circuit Court Northern District
of Ohio, it was held that a national bank does not sue in the Federal court
by virtue of any right conferred by the judiciary act of 1789, but by virtue
of the right conferred by its charter, the national-bank act, and this would
seem to be the true doctrine. (See Thomp. National Bank Cases, p. 295. Also
First National Bank of Omaha vs. County of Douglas, 3 Dillon, p. 298, decided
by Mr. Justice Miller, of the United States Supreme Court.)
REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIX
ACTIONS—Continued.
IX. National banks can be sued only in the courts designated in the national-bank
act. Therefore a State court of New York has no jurisdiction of an action
against a national bank located in Alabama. (Cadle vs. Tracy, 11 Blatch., p.
101.) To the contrary of this, see CooJce vs. Slate National Bank, 52 N. Y.,
p. 96.
X. Actions in their nature local, in the technical legal meaning of that word, may
be brought against a national bank in the State court of the proper county.
(Casey vs. Adams, 102 U. S., p. 06.)
(See, also, Title "JURISDICTION," 2>o«£.)
XL An action brought against a national bank in a State court was, upon its petition, removed to the Federal court, and a motion was made to remand it
in the United States circuit court for the southern district of New York.
Judge Wallace denied the motion on the ground that the right of a national
bank, as a corporation created by Congress, to remove a suit brought against
it in a State court, is clearly conferred by section 2 of the removal act of
1875. It has been determined that any suit brought by a corporation
created by Congress was one arising under the laws of the United States.
(Cruikthank vs. Fourth National Bank, June 19. 1883.)
XII. In a suit brought in the United States circuit court against the stockholders
of the Pacific National Bank upon their personal liability, motion was made
to dismiss suit for want of jurisdiction, based principally upon the alleged
effect of the act of July 12, 1882, placing national banks on the same footing with other banks. The motion was denied.
XIII. The act of July 12, 1882, placed national and other banks on the same footing as to their right to sue in the Federal courts, and, consequently, a
national bank cannot, merely in virtue of a corporate right, sue in such
courts. But national banks, like other banks and citizens, may sue in such
courts whenever the subject-matter of litigation involves some matter of
Federal jurisdiction. Union National Bank vs. Miller, C. C. S. I). Ohio, W.
D., March 26, 1883. (Fed. Rep., vol. xv, 1703.)
ATTACHMENTS OF ASSETS.
I. When a creditor attaches the property of an insolvent national bank, he cannot hold such property against the claim of a receiver appointed after the
attachment suit was commenced. Such creditor must share pro rata with
all others. (Bank of Selma vs. Colby, 21 Wall.,p. 609 ; see, also, Harvey vs.
Allen, 16 Blatvhf.,p. 29.)
(See, also, Title "JURISDICTION," II,post.)
II. Section 5242 Revised Statutes United States prohibits the issuing of an attachment against a national bank by any State, county, or municipal court
before final judgment. (Central National Bank vs. Mich land National Bank,
52 Howard [N. 1".], p. 136.)
III. In Robinson vs. National Bank of New Berne, 58 How., p. 306, the court of
appeals decides that a State court can issue attachment process against a
solvent national bank, located in another State, upon which its funds within
the jurisdiction of such court can be seized and subjected to the satisfaction
of any claim established by the judgment of such tribunal. But in the
supreme court of New York, in Rhoner vs. First National Bank of Allentown,
14 Hun.,p. 126, the contrary doctrine is held, in accordance with the ruling
in Central National Bank vs. Rich land National Bank, 52JUOH;., p. 136, heretofore cited.
.
*
[NOTE.—It is submitted that the latter is the correct rule. The currency
act favors the policy, on the part of country banks, of keeping a large
portion of their reserve in certain cities. But if such banks are advised
that such reserve funds are there subject, at any moment, to be seized, by
process of a State court, at the instance or caprice of any resident who may
think himself a creditor, such deposits will be made with more or less hesitation, or not at all.]
ATTORNEYS.
I. Section 56 of the currency act is directory only, and it cannot be objected by
defense that a suit is brought by a private attorney instead of the United
States district attorney. (Kennedy vs. Gibson, 8 Wall., p. 504.)
BY-LAWS.
I. A national bank cannot by its by-laws create a lien on the shares of a stockholder who is a debtor of the association. (Bullard vs. National Bank, $c.f
18 Wall., p. 589.)
LXXX REPORT OF THE COMPTROLLER OF THE CURRENCY.
BY-LAWS —Continued.
(See, also, case of Bank vs. Lanier, 11 Wall., p. 3(59, cited under
ON SHARES/ 7 post.)
li
LOANS
[NOTE.—In Young vs. Vough, 23 N. </., Equity E.y p. 325, it was held that
a national bank could by its by-laws prohibit the transfer of shares by a
shareholder while indebted to the bank, and that transfers in violation of
such by-laws were void. As it is hold by the Supreme Court of the United
States that such by-laws can create no li«'ii for indebtedness, it would seem
that a regulation prohibiting such transfers can be of little practical use,
even if the power exists.]
CHECKS.
The holder of a check on a national bank cannot sue the bank for refusing
payment, in the absence o*f pro>f that it was accepted by the bank. {National Bank of the Republic vs. Mdlard, 10 Wall., p. 452.) *
•II. The relation of banker and customer is that, of debtor and creditor. Receiving deposits is an important part of the business of banking, but the moment they are received they become t e moneys of the bank, may be loaned
as a part of its general fund, and the check of the depositor gives no lien
upon them. ( Ibid., p. 155.)
III. Perhaps, on proof that check had been charged to the drawer, and that the
bank had settled with him on that basis, the
holder or payee could recover
on account for "money had and received.''1 (Ibid.,pp. 155-6.)
IV. The facts that the bank was a United States depositary and the check was
drawn by a United States officer to a United States creditor do not vary the
rule. (Ibid,, pp. 155-0.)
V. Where a bank pays a check drawn on it in favor of a party whose indorsement thereon is forged, and tin; same, has passed through several hands,
only reasonable diligence is required to be exercised in giving notice to
prior holders of the forgery, after its discovery, in order to hold them liable.
(Shroedtr vs. Harrey, 75 III., p. 638.)
VI. A clerk of plaintiff's received from their debtors checks, payable to their
(plaintiffs') order, in payment of sums due. The clerk, wrongfully and
without authority, indorsed the names of the plaintiffs on these checks and
transferred them to other persons, appropriating the proceeds to his own
use. Subsequently these checks were deposited with a bank, which in
good faith collected them and paid over the proceeds to the depositors. In
a suit by plaintiffs against the bank to recover the amount so collected by
it: Held, that the bank was liable. {Johnson vs. First National Bank, 13
N. Y. Sup. Court.)
VII. Bankers are presumed to know the signatures of their customers, and pay
checks purporting to be drawn by them at their peril. ( Weisser vs. Dennison, 10 N. JT., p. V)S; National Bank1 of the Commonwealth vs. Grocers' National Bank, 35 Howard [N. Y. 1\ A .], p. 412.) This last case holds that if
the bank, the drawee, pays the forged check to the holder, it cannot recover back the money so paid. The same doctrine was held in case of First
National Bank of Quincy vs. Iiicker, 71 ///., p. 439; but qualified by holding
that it applied only where the presumed negligence was all on the side of
the bank, and where the holder or payee ha>l been guilty of no fraud or act
to throw the bank off its guard.
VIII. CERTIFYING.—National banks have the power to certify checks; and this
power may be exercised by the cashier without any special authorization.
The directors can limit this power, but such limitation will be no defense
as to parties having no notice. (Merchants National Bank vs. State National
Bank, 10 Wall., p. o"04.)
IX. A certificate of a bank that a check is good is equivalent to an acceptance
implying that the bank has the funds to pay it, and that they are set apart
for that purpose. (Ibid., p. 604.)
X. A national bank is liable on a check certified by its cashier to the holder in
good faith, although the drawer has no funds in the bank when it was
certified. (Cooke vs. State National Bank, 52 N. Y., p. 96.)
XI. The act of Congress of March 3,1869, making it unlawful for a national bank
to certify checks unless the drawer has at the time funds on deposit to an
amount equal to the amount specified in the check, does not invalidate a
conditional acceptance of a check by such bauk, having no funds of th#
drawer in its hands at the time, but engaging to pay the same when a
draft left with it for collection by the drawer shall have been paid. (First
National Bank vs. Merchants' National Bank, 7 West Va., p. 544.)
XII. A bank is liable to pay a subsequent bona fide purchaser the amount of a
check which it has certified, notwithstanding the check was fraudulently
raised, if before certification, from a smaller amount. (Louisiana National
Bank vs. Citizens' Bank, 28 La. Annual, p. 189.)
REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXI
CHUCKS—Continued.
XIII. When a bank was chargeable with negligence in certifying a check, which
was so drawn as to admit of a fraudulent alteration of the amount being
easily made, and the check was raised : Held, that the bank was liable to
a botta jide holder, for value, for the increased amount. (Helwege vs. Hibernia National Bank, 28 La. Annual, p. 5*20.)
[NOTE.—As the above case unquestionably declares the true rule of law,
prudence would seem to dictate that cashiers should always insist upon
such filling up of checks as to render alteration impracticable, before certifying.]
XIV. A certified check is not deemed dishonored by delay between its date and the
time when it is sold to a bona fide purchaser, for value, so that the latter
takes it as overdue, and subject ta equities; hec4U.se, by certifying, the
bank becomes the principal debtor, and liable indefinitely, like an acceptor
of a bill of exchange. Hence, one who in good faith, and after making
reasonable inquiry, bought a certified check, three or four mouths after its
date, which had been stolen, was held entitled to recover its amount. (Nolan vs. The Bank of New York, 67 Barb., p. 24.)
XV. A check contained on its face-this recital: " To bold as collateral for 1,000
P. T. oil, pipage paid to Jan. 4, 187o*"; across its face the cashier wrote,
" Good when properly indorsed": Held, that the check was not drawn in
the usual course of banking business, and therefore the certificate of the
cashier did not bind the bank. (Dorset/ vs. Abrams et ah, bankers, 85 Pa.,
p. 299. See, further, as to liability on checks, certified or otherwise, Dodge
vs. National Exchange Bank, 30 O.,p. 1; Security Bank vs. National Bank of
the Republic, (37 N. Y., p. 458; Andrews vs. German National Bank, 9 Heisk.
lTenn.-],p.2ll.)
BANK CHECK.
XVI. (1.) An order drawn at Kansas City, Mo., on a bank in New York City, to pay
money to H. C. or order on demand, without days of grace, is a bank check.
(2.) EQUITABLE ASSIGNMENT OF PART OF DRAWER'S FUND ON DEPOSIT.—
Where the depositor of a fund in a bank draws his check for a part of that
fund, which is presented in due time, this is an appropriation, and an
equitable assignment of so much of the fund as is called for by the check,
although no action at law could be maintained upon it.
(3.)
EQUITABLE ASSIGNMENT FOR BENEFIT OF CREDITORS.—Where a
debtor, having alarge fund in bank drew his checks in favor of certain
creditors, and thereafter, before said checks were presented, made a general
assignment of all bis property for the benefit of his creditors, under a State
insolvent law: Held, that the check-holders who presented their checks
and demanded payment, while the fund remained in the bauds of the bank,
were entitled to payment as against the assignee. The checks amounted to
an appropriation of so much of the fund in which they were drawn, and to
that extent it did not pass to the assignee.
(4.) PRESENTATION OF CLAIM TO ASSIGNEE—ELECTION OF REMEDY—The
presentation by the check-holders of their claims to the assignee, and his
allowance of them, and their receipt of dividends under the assignment,
was not the election by them of a remedy which prevents a recovery in this
case. (First National Bank of Cincinnati et al. vs. Kersnj Coates et al. United
States circuit court, western district of Missouri, May term, 1881. In equity.)
XVII. B, a banker, in payment of moneys collected by him for C, gave his check on
the D bank for a sum less than the amount to his credit in that bank. Before the check was presented for payment B made an assignment for creditors, of which the bank had notice. Held, that the check operated as an
equitable assignment to C of the deposit to the amount named in the
check, and that C was entitled to such amount in preference to the assignee
for creditors. (German Savings Institution vs. Adae, United States Circuit Court,
Eastern District Missouri, March, 1880.)
CIRCULATION.
The circulating notes of a national bank are valid without the imprint of the
seal of United States Treasury. U. S. vs. Bennett, 17 Blatchf., 357.
CITIZENSHIP.
I. National banks are citizens of the State in which they are organized and
located, aud when sued by national banks of other States have a right to
demand a removal of the suit from a State to the proper Federal court.
(Chatham National Bank vs. Merchants' National Bank, 4 ThompsontyCook,
N. Y. Sup. C, p. 196, and 1 Hunter [Ar. F.], p. 70*2 ; Davis vs. Cook, 9 Nevada,
p. 134.)
(See also Title ''ACTIONS " V and VI, supra.)
6820 CUR
IY
LXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
CITIZENSHIP—Continued.
II. A national bank, being a citizen of the State in which it is located, may be
required to give security for costs when suing in another State ; and in th*
State of New York such security may he required, because the bank is
regarded as a corporation created by a* foreign State. (National Park Bank
vs. Gunst, 1 Abbott's New Cases, p. 292.)
COLLECTIONS.
I. A bank receiving paper for collection undertakes to use due diligence in
making demand at maturity, and giving the proper notices of non-payment.
An unreasonable delay will charge the bank with liability for the amount;
and proof that the paper would not have been paid, if presented, will constitute no defense. iBank of Washington vs. Triplet!, 1 Ptters, p. 2 5 ; Bank
of New Hanover vs. Eenner, 76 N. C.,p. 340 ; Steele vs. Russell, 5 Nebr., p. 211;
Capital State Bank vs. Lane, 52 Miss.,p. 6*77 ; Fubens vs. Mercantile Bank, 2%
Pick. [Mass.], p. 320.)
II. And if the bank receiving paper for collection, upon a sufficient consideration, transmits it to another bank to be collected, the receiving bank will
be liable for 1he misconduct of such other bank, unless there is some agreement to the contrary. (Montgomery County Bank v>s. Albany City Bank, 7
N. Y., p. 459: Commercial Bank vs. Union Bank, 11 N. Y., p. 203; Kent vs.
Dawson, 13 Blatchf., p. 237; First National Bank vs. First National Bank of
I)envn\ 4 Dill., p. 290.)
III. A bank received a check upon itself for collection, being at the same tim«
a large creditor of the drawer, and failed, without excuse, to notify the
depositor of the non-payment of the check : Held, that the bank was chargeable for the negligence. (Bank of New Hanover vs. Kenner, supra.)
IV. A bank holding a check for collection, and accepting the certification of th©
bank upon which it is drawn, in lieu of payment, assumes the risk and
thereby becomes liable to the owner for the amount, with interest from
date of certification. (Essex County National Bank vs. Bank of Montreal, 7
Bissell, p. 193.)
V. The Corn Exchange National Bank of Chicago sent defendant, xheDawson Bank,
at Wilmington, N. C , a draft drawn upon one Wiswall, living at Washington, N. C , for collection. Defendaut by letter acknowledged the receipt of
the draft, stating that it had been credited to the Corn Exchange Bank,
and entered for collection. Thereupon defendant sent draft to Bnrbank ty
Gallagher, bankers at Washington, N. C , for collection. The latter house
collected the draft, but failed and passed into bankruptcy before remitting.
In a suit brought by the assignee of the Corn Exchange National Bank
against the Dawson Bank to recover the proceeds of the draft: Held,per
Wallace, J., that, the latter bank was liable for the amount. (Kent, assignee,
$e., vs. The Dawson Bank, 13 Blatchf, p. 237.)
[NOTE.—The court, concedes that the authorities are conflicting upon the
point involved in this case. In New York, Ohio, and in England, the decisions sustain the conclusions of Judge Wallace, while in Connecticut, Massachusetts, Illinois, and Pennsylvania precisely the contrary rule prevails. The
point was made in this case that the law of Illinois should control the rights
of parties, but. it was held otherwise.]
VI. In an act-ion by (> against a bank it appeared that a note was made to G?»
order, indorsed by him, and sent through the house of B, a banker, for collection, and by B indorsed to the defendant bank, "for collection and
credit" : Held, that B, by the indorsement, did not become the owner of the
note, and had no right to pledge it, or direct its proceeds to be credited to
him in payment of his indebtedness to the defendant bank. (First Naional
Bank vs. Gregg, 79 Pa.,p. 384.)
VII. In such case, if the defendant bank had made advances, or given new credit
to B on the faith of the note, it would have been entitled to retain th©
amount out of the proceeds. (Ibid.)
VIII. A bank holding a customer's demand note has a lien upon the proceeds of
drafts delivered to it for collection, after the giving of the note, though collected after the filing of a petition in bankruptcy, and can apply such proceeds upon the notes. (Re Farnsworth, 5 Bliss., p. 223).
IX. A collection agent who receives from his principal a bill of lading of merchandise, delivered to order, and attaches to it a time draft, may, in th«
absence of special instructions, deliver the bill of lading to the drawee of
the draft upon the latter's acceptance of the draft. It is not the duty of
the agent to hold the bill after such acceptance. (National Bank of Commerce vs. Merhants1 National Bank, 1 Otto, p. 92.)
*
REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII
COLLECTIONS—Continued.
X. Woolen *f Co., bankers at Indianapolis, sent to defendant, a bank at Buffalo,
a draft on one Bugbee ; also bills of lading for sundry car-loads of lumber.
The remittance was by letter, which merely stated that the draft and bills
were sent to defendant for collection and remittance of proceeds to plaintiffs, Woolen <f* Co. The draft was drawn by, and to the order of, Coder fy
Co., indorsed by them, by Mayhew, and the plantiffs. By the terms of the
draft the drawer, indorsees, and acceptor waived presentment for payment
and notice of protest and non-payment. It was payable fifteen days after
its date, and it was admitted that by ordinary course of transit the lumber
would reach its destination eight days prior to the maturity of the draft.
There had been no business transactions between plaintiffs and defendants,
save one collection similar to this. Defendants presented the draft to Bugbee for acceptance, ami upon such acceptance delivered to him the bills of
lading. Bugbee failed before the draft matured, and plaintiffs sued defendants for delivering the hi 11M of lading to Bugbee before payment of the draft.
It was conceded that th«i draft was drawn for the price or value of the lumber: Held, per Wallace, J., that, the draft; being on time, it must be presumed that it was the intent of parties that Bugbee should realize from
sale of the lumber the funds to meet the draft, at maturity. Therefore,
upon his acceptance of the draft, lie was entitled to the bills of lading, and
defendants were not liable for thus delivering them ; but if the draft had not
been upon lime, a different rule might have prevailed. ( Woolen cf Webb vs.
N. Y. and Erie Bank, 12 Match/., p. 359.)
XL L transmitted to a bank a draft indorsed "for collection on his account.'7
The bank provisionally credited the draft, when received, to L, presented
it for payment, and surrendered it to the drawee on receipt of his check for
the amount. Instead of demanding the money on this check, the bank had
it certified '• good,7' and on the same day suspended payment. The next
day the check was collected, and the money mingled with the other money
in the hands of the receiver: Held, that the receiver held the funds in trust
for L. (Levi vs. Missouri Bank, 5 Dillon, p. 104.)
XII. The general power of a bank to collect ceases by its suspension, as to paper
previously deposited therewith. (Jockusch vs. Towmj, 51 Tex., p. 129.)
XIII. As to effect of indorsement "for collection," see Bank of Metropolis vs. First
National Bank of Jersey City, U. S. Circuit Court, S. D.*N. Y., Banker's Magazine, August, 1884.
COMPROMISES.
I. In adjusting and compromising contested claims against it, growing out of a
legitimate banking transaction, a national bank may pay a larger sum than
would have been exacted in satisfaction of them, so as to thereby obtain
a transfer of stocks of railroad and other corporations, in the honest belief
that, by turning them into money under more favorable circumstances than
then existed, a lr»ss which it would otherwise suffer from the transaction
might be averted or diminished. (First National Bank vs. National Exchange
Bank, 2 Otto, p. 122.)
II. So, also, it may accept stocks in satisfaction of a doubtful debt, with a view
to their subsequent conversion into money, in order to make good or reduce
an anticipated loss. (Ibid.)
(See, also, Title "ESTATE, REAL," I, post.)
III. A court has no power, under section 5324 of the Revised Statutes of the
United States, to order the receiver of a national bank to compound debts
which are not "bad or doubtful"; and a composition under such an order
of debts not bad or doubtful, is ineffectual. (Price, Receiver, tJfv., vs. Yates,
2 Thomp. Caves, p. 204, U. S. Circuit Court, Western District, Pa.)
IV. A receiver compromised suits wi;h counsel for the United States: Held, that
the compromise would not be opened after a lapse of years, no fraud being
alleged. (Henderson vs. Myers, 11 Phil. Pa., p. (51b*.)
[NOTE.—This must have been a compromise made without a special order
of court.]
COMPTROLLER.
I. The Comptroller appoints the receiver, and can therefore remove him. (Kennedy vs. Gibson, 8 Wall., p. 498.)
II. The Comptroller's certificate, reciting the existence of the facts of which he
is required to be satisfied, to justify the appointment of a receiver, under
section 50 of the national-bank act, is sufficient evidence of the validity of
such appointment, in an action brought by such receiver. (Platt vs. Bebee,
hi N. Y.,p. 339.)
LXXXIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
COMPTROLLER—Continued.
III. The Comptroller must authorize any increase of the capital stock of a national
bank; and snch increase must be certified by him as prescribed by section
13 of the act of Congress providing for the organization of national banks.
(Charleston vs. People's National Bank, 5 S. C, p. 103.)
IV. The Comptroller cannot subject the United States Government to the jurisdiction of a court, though he appears and answers to the suit. {Case vs.
Terrell, 11 W>ll, p . 199. "
(See, also, Title "SHAREHOLDERS, INDIVIDUAL LIABILITY OF," post.)
V. Where a national bank was put into insolvency by the Comptroller of the Currency, and a creditor whose claim was disputed, recovered judgment, seveu
years after for an amount much larger than the amount of his claim at the
time of failure, on account of interest for the interval liaviug been included
in the judgment, it was held that dividends must be calculated and paid
upon the amount of the claim at the time of the failure of the bank. ( United
States ex rel. White vs. Knox, United States Supreme Court, May 5, 1^84.)
CONVERSION.
I. The conversion of a State into a national bank works no dissolution, only a
change of the original corporation; nor does the latter thereby escape any
of its liabilities. (Maynard vs. Hank, 1 Brewster, Pa., p. 483; Kelseyvs. National Bank of Crawford County, 69 Pa., p. 42(5; Coffey vs. National Bank of
the State of Missouri, 40 Mo., p. 140.)
II. The certificate of the Comptroller of the Currency is conclusive as to the
regularity of the proceeding by which any bank has been converted into a
national bank. (B. U. Key8er, receiver, vs. Jane C. Hitz, Sup. Court, D. C.
Decided June 26, 1883.)
III. Where owners of more than two-thirds of stock consent to the conversion of
a bank into a national bank, the conversion may take place without the
concurrence of the remaining stockholders. (Ibid.)
IV. Although it might be more regular, it is not necessary that, on conversion,
a new stock book should be opened, or new certificates of stock issued.
(Ibid.)
V. A stockholder giving consent to conversion thereby becomes a stockholder in
the new bank, even if new certificates of stock are not issued. (Ibid.)
CREDITORS OF NATIONAL BANKS.
I. The respective rights and liabilities existing between a national bank and
its creditors and debtors become lixed when its insolvency occurs. * * *
All the property and assets of the association then become a fund, legally
dedicated, first, to the satisfaction of any claim of the United States for
the redemption of its circulating notes, and, second, for a ratable distribution of the balance among its general creditors upon the principle of equality.
(Balcli vs, Wilson, 2 Thomp. Cases, p. 27b*; 25 Minn., p. 299.)
II. The United States, as a creditor of a national bank, is not entitled to a priority
of payment out of its assets over other creditors. (• ook Co. National Bank
and Aug. H. Burley, receiver of said bank, appellants, vs. The United States,
U. S. Sup. Court, Oct. term, 1^82.) This suit was appealed from the United
States circuit court, northern district Illinois, in the name of the United
States, by the bondsmen of McArthur, postmaster of Chicago. The bank
was a Government depository, and on its failure the proceeds of its bonds
deposited in the United States Treasury to secure deposits were sufficient
to refund all the public moneys, except about $20,000 of postal funds. The
bondsmen, being liable for any amount the bank might fail to pay if the
United States accepted pro rata dividends with other creditors, brought
suit for the whole amount, claiming priority of payment under a statute
of 1797, providing that in the case of insolvent debtors of the United
States, the debt of the United States should first be satisfied from their
estate. The court decided that the statute of 1797 was suspended as to
national banks by the act authorizing the formation of national banks, by
which the United States was placed on the same footing as other creditors.
The court said : " We consider that act (national-bank act) as constituting
by itself a complete
system for the establishment and government of national banks.'7 (For further points decided iu this case, see "Set-off.")
CURRENCY.
I. The word "currency," in a certificate of deposit, means money, including
bank notes, which, though not an absolute legal tender, are used as money
by authority of law, and are in circulation generally, at the locus in quo, on
par with coin. (Klauber vs. Biggerstaff, 47 Wis.,p.551.)
REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXV
CURRENCY ACT.
I. The purpose of the currency act was, in part, to provide a currency for the
whole country, and, in part, to create a market for the Government Joans. (Per
Strong, J., in Tiffany vs. National Bank of the State of Missouri, 18 Wall., p.
413.)"
II. National hanks organized under the act of Congress of June 3, 1864, are the
instruments designed to be used to aid the Government in the administration of an important branch of the public service ; and Congress, which is
the sole judge of the necessity for their creation, having brought them into
existence, the States can exercise no control over them, nor in anywise affect
their operation, except so far as Congress may see proper to permit. (Per
Swayne, J., in Farmers and Mechanics' National Bank vs. Bearing, 1 Otto, p.
III. The constitutionality of the act ot June 3, 1864, is unquestioned. It rests on
the same principle as the act creating the second Bank of the United States.
The reasoning of Secretary Hamilton and of this court in MeCulloch vs. The
State of Maryland, 4 Wheat., p. 316, and in Osborne vs. Bank U. S., 7 Wheat.,
p. 708, therefore applies.
IV. The power to create carries with it the power to preserve. The latter is a
corollary of the former. (Ibid., per Swayne, J., pp. 33, 34.)
DEBTORS OF NATIONAL BANKS.
I. Debtors of an insolvent national hank, when sued by the receiver, cannot
object that pleadings do not show a compliance with all the steps prescribed
hy statutes as preliminary to the appointment of such receiver. (Cadle,
receiver, cfc, vs. Baker 4'' Co., 20 Wall., p. 650.)
II. Such ordinary debtors may be sued by receiver without previous order of the
Comptroller. (Bank vs. Kennedy, 17 Wall.,p. V^.)
DEPOSITS.
I. CERTIFICATES OF.—A certificate of deposit was issued by a bank for a certain
sum, subject to the order of the depositor at a certain date, payable on the
return of the certificate: Held, in an action on said certificate against the
hank, brought by an assignee, that there could be no recovery without
proof of an actual demand and refusal of payment. (Brown vs. McLlroy,
52 Ind., p. 404.)
II. In a suit against the bank upon a stolen certificate of deposit, given hy the
defendant to the plaintiff', reciting that he had deposited in the bank a certain number of dollars, payable to his order in current funds, on the return
of the certificate, properly indorsed: Held, first, that the instrument should
be regarded as the promisory note of the bank, assignable under the
statute (of Indiana), but that; it was not negotiable as an inland hill of
exchange, being made payable not in money, but "in current funds;77
second, that the payee could recover on said stolen certificate without
giving a bond against a subsequent claim thereunder by another person.
(National State Bank vs. Ilingel, 51 Ind., p. 393.)
III. Where a bank issues a certificate of deposit, payable on its return, properly
indorsed, it is liable thereon to a bona-fide holder, to whom it was transferred seven years after it was issued, notwithstanding the payment thereof to the original holder. Such certificate is not dishonored until presented. (National Bank of Fort Edward vs. Washington County National
Bank, 5 Hun., N. Y. Sup. Court, p. 605.)
IV. Under a statute prohibiting the circulation of bills or notes not payable on
demand, banks have no power to issue time certificates of deposit; and
such certificates, if issued, are void. They are equivalent to post notes.
(Bunk of Peru vs. Farnesworih, 18 III., p. 563 ; Bank of Orleans vs. Merrill,
2cl Hill [N. Y.], p. 295; leavitt vs. Palmer, 3 JV. Y. IComst.^p. 19.)
(See, also, " CURRENCY," supra.)
V. GENERAL.—The relation between a bank and its depositors is that of debtor
and creditor only, and is not fiduciary. Thus, a note deposited for collection, if passed to the credit of the depositor in his general account, then
overdrawn, becomes the property of the bank, which becomes indebted to
him for the proceeds. Upon the bankruptcy of the bank, the proceeds are
assets available to the general creditors. And the fact that the account
was made good by other deposits before collection of the note makes no
difference. (In re Bank of Madison, 5 Bissell, p. 515.) A national bank may
also apply a deposit in payment of a matured note held against the depositors. (Home Bank vs. Newton, 8 III., App., 563.)
LXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
DEPOSITS—Continued.
VI. A deposit is general, unless the depositor makes it special, or deposits it expressly in some particular capacity. And in case of a general deposit of
money with a banker, a previous demand by the depositor, or some other
person by his order, is indispensable to the maintenance of an action for the
deposit, unless circumstances are shown which amount to a legal excuse.
(Brahm vs. Adkins, 77 III., p. 2("»3.)
VII. A national bank having become insolvent, a depositor therein assigned his
deposit to a debtor of the bank: Held, that the latter could not offset such
deposit against his debt, in an action thereon. (Yenango National Bank vs.
Taylor, 5t> Pa., p. 14.)
VIII. A depositor was also indebted to the bank on bond and mortgage : Held, that
he could offset his deposit against said indebtedness, the hank being in the
hands of a receiver.
(Matter of New Amsterdam Savings Bank vs. Gartter, 54
How. [N. lr. P. 7e.],jp.3rt5.)
IX. The claims of depositors in a suspended national hank are, when proved to
the satisfaction of the Comptroller of the Currency, on the same footing as
if they were reduced to judgments, and from date of such proof bear interest. (National Hank of the Commonwealth vs. Michigan National Bank, 94 U.
&[4 Otto], p. 437.)
X. SPECIAL.—The taking of special deposits to keep, merely for the accommodation of the depositor, is not within the authorized business of national
banks; and the cashiers of such banks have no power to bind them on any
express contract accompanying, or any implied contract arising out of,
such taking. (Wiley vs. First National Bank, 47 Vt., p. f>4(>.)
[NOTE.—To the same effect was the decision of the New York court of
appeals in First Nat. Bank of Lyons vs. Ocean Nat. Bank, 60 N. F., p. 278. But
it is to be remembered that in both these cases only the act of the cashier
was relied upon to hind the bank. In the latter case it Avas stated that
there was no proof of even implied knowledge or assent on the part of the
directory. In the well-reasoned case of Jleckler vs. First Nat. Hank of
Hagerstoicn, 42 Md., p. 581, these cases are cikd with decided approval; but
a recent decision of the Supreme Court goes very far towards establishing a
different doctrine. In National Bank vs. Graham, 100 U. S., p. 699, the
Supreme Court held that section 5228 R. S. U. S. conferred upon a national
bank power to receive and take charge of special deposits, such as the
public securities of the Government, and that such bank is liable in
damages for the loss, through gross negligence, of such deposit, when it had
heen made with the knowledge and acquiescence of its officers and directors. The learned judge who delivered the opinion (Mr. Justice Swayne)
cited numerous State; decisions, only referring to the cases in Vermont as
being in conflict, with the weight of adjudications, and based the conclusion of the court upon the doctrine that "gross negligence on the part of
a gratuitous bailee, though not a fraud, was equivalent thereto in legal
effect, and that the doctrine of ultra vires has no application in favor of a
corporation when guilty of a wrong."]
XI. A national bank receiving a special deposit for safe-keeping, without reward,
isliahle only for gross negligence. The burden of proof is on the plaintiff,
and gross negligence is not the omission of that care which every attentive
and diligent person takes of his own goods, but the omission of that care
which the most inattentive takes. (First National Bank, tj'-c., vs. Rex, 89
Penn. p. :?(R)
In Pattison vs. Syracuse Bank, 80 N. Y., 82, the case of Nat'l Bank of Lyons
vs. Ocean National Bank is substantially overruled, following the ruling in
Nafl Bank vs. Graham. See also First National Bank of Mansfield vs. Zent
(Supreme court of State of Ohio).
XII. AUTHORITY OF BANK TO APPLY DEPOSIT IN PAYMENT OF DEBT.—Where a de-
positor in a bank is indebted to the bank by hill, note, or other independent
indebtedness, the bank has a right to apply so much of the funds of the
depositor to the payment of his matured indebtedness as may be necessary
to satisfy the same. (Appellate court, first district, held at Chicago. Home
National Bank vs. Newton.)
So, where the bank held the note of a depositor for a certain sum, the
bank could, on the morning of the last day of grace upon such note, apply
to its payment any money of the depositor then remaining on deposit in
such hank.—[Chicago Legal News.]
DIRECTORS OF NATIONAL BANKS.
I. Directors of a national bank may remove the president, both under the law
of Congress and the articles of association, where the lattur so provide.
The power exists if the bank has adopted no by-laws. (Taylor vs. Hutton,
43 Barb. N. Y. Sup. Court, p. h)3 : S. C, Id Abb. Pr. R., p. 16.)
REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXV1I
DIRECTORS OF NATIONAL BANKS—Continued.
II. In all cases where an act is to be done by a corporate body, a majority of the
whole number of directors is necessary to constitute a valid meeting; but
at a meeting when a quorum is present the majority of those present may
act. A by-law adopted when less than a majority are present is void.
(Lock-wood vs. American National Bank, 9 Rhode Inland, p. 303.)
(See Title " OFFICERS," post.)
III. The power to compromise or release claims in favor of a bank is in the board
of directors and not within the scope of the cashier's authority. (Chemical
Bank vs. Kohner, 8 Daly IN. F.], p. 530.)
IV. In Bostwick vs. B r inker hojf'<i suit was begun in the supreme court of the
State of New York,- by a stockholder of the National Bank of Fishkill, to
recover damages from the directors for their neglect of their official duties.
A demurrer was riled to the complaint, which raised, among others, th*
question whether such an action could be brought in a State court. The
supreme court of the State sustained the demurrer and dismissed the complaint. The judgment was affirmed at general term. An appeal was taken
to the court of appeals, where the judgment of the general term was reversed, and the case was remitted to the supreme court to be proceeded
upon according to law. A writ of error was taken to the Supreme Court
of the United States, which decided that a judgment of reversal by a State
court with leave for further proceedings in the court of original jurisdiction
is not subject to review in the United States Supreme Court. (Supreme
Court, 106 U. S.)
V. Acker man vs. Halsey was a suit brought in the circuit court of Essex County,
New Jersey, by a stockholder of the Mechanics'National Bank<f Newark,
N. J., against a director of that bank, to recover the value of stock lost by
the insolvency of the bank through the negligence of directors. The defendant demurred on the ground that directors couk« not be sued for injury
by an individual stockholder, but only by the corporation or receiver.
Judge Depue sustained the demurrer, stating that such suits should be
brought by the receiver in behalf of the corporation, its creditors and
stockholders, but that if the receiver refused to bring such suit, any stockholder might do so, joining with himself all other stockholders. This decision was rendered in April, 188*2.
VI. Conway \s. Halsey, New Jersey Supreme Court.
Bankers' Magazine for November,
18^3,2). 378. This was a suit brought by a stockholder of the Mechanics'
National Bank of Newark, N. J., against the president and directors, for
neglect and mismanagement, &c. It was demurred to on grounds similar
to the preceding case, and the demurrer was sustained. The plaintiff
also held that he had the right to recover under section 5239 of the Revised
Statutes. On this point the judge held that that statute only applied when
the charter of the corporation was forfeited on account of willful violation
of law on the part of the directors. Tn this case the plaintiff did not show
any willful violation of Jaw by which a direct injury was done to the stockholders. The injuries received were indirect, because the directors were
alleged to have permitted, by their negligence, the property of the corporation to be squandered, purloined, or lost.
EMBEZZLEMENT.
I. When the president of a national bank, having charge of its funds, converts
them to his own use, he embezzles and abstracts them within section 5,5 (R.S.,
sec. 5209) of the national-bank act, unless he shows authority for thus using
them.
(In the matter of Van Campen, 2 Benedict, p. 419, per Blatchford, J.)
II. Although false entries in regard to such embezzlement are made on the books
of such bank by the clerk, .but by the order of the president, the latter is
chargeable as principal; and the intent to defraud the bank is to be inferred
from the fact of such embezzlement. (Ibid.)
III. The cashier of a national bank was indicted under said section 55 for embezzling and willfully misapplying the moneys of the bank with intent to defraud, &.c. On trial it was proved that defendant took the moneys of the
bank and used them in stock speculations, carried on in his own name, by
depositing the same with a stock broker as "margins" for stock bought on
his own account. Held, that the intent to injure or defraud was conclusively
presumed upon proof of the act charged; and, theivfore, evidence was not
admissible to prove that the cashier used the funds with the knowledge and
consent of the president and some of the directors of the bank, and on account of and for the benefit of the bank. (United States vs. Taintor, 11
filatchf.,p.'.l7f.)
[NOTE.—This last case was decided in the United States circuit court,
southern district of New York, Woodruff, Blatchford, and Benedict, JJ., all
concurring in the decision.]
LXXXVIII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
EMBEZZLEMENT—Continued.
IV. A State court lias no jurisdiction of the crime of embezzlement by an officer
of a national bank situated within the State. Commonwealth vs. Felton, 101
Mass., p. 204 ; State vs. Tidiery 34 Conn., p. 280.) But in this latter case it
was also held that while a teller of such bank could not be punished for
embezzling the funds of the bank, he could be convicted, under the statute
of the State, for purloining property deposited with such bank for safekeeping ; and in Commonwealth vs. Barry, 11(5 Mass., p. 1, it was decided
that though an officer of a national bank, who has stolen its property, may
be subject to punishment for embezzlement under the national law, he may
also be x)unished for the same act, as a larceny, under the statute of th»
State.
ESTATE, REAL.
I. The want of pow^r of a bank, or of its trustee (receiver) in insolvency, to
purchase and hold real estate, does not render void an arrangement whereby land subject to a lien in favor of the bank, and to other liens, is discharged of those other liens by funds from the assets of the bank, the land
being then sold, and the entire proceeds of such sale realized to the bank
assets, provided the title does not pass through the bank or its trustees.
(Zantzingers vs. Gunion, 19 Wall, p.
'.$2.)
II. In Union National Bank etu ah vs. Mathews, 98 U. S., p. 658, the court recognized the doctrine that, where a corporation is incompetent by its charter
to take a title to real estate, a conveyance to it is not void, but only voidable, and the sovereign alone can object. It is valid unless assailed in a
direct proceeding instituted for that purpose."
[NOTE.—Thus it would seem that a mortgage executed to secure a present
loan, or any other conveyance of real estate to a national bank, must b»
held valid until declared void in a direct proceeding instituted for that purpose by the United States Government.]
(See, also, Wrotenh Ass'ujme vs. Armat, 31 Grattan, p. 238.)
Ill, The title to real estate taken by a national bank, on adjustment of a liability in its favor, must be held valid until attacked by the United States, in
direct proceedings instituted for that purpose. Such title cannot be impeached collaterally, in an ejectment suit. (Mapes et al. vs. Scott et al.r
94, III,, p. 379; National Bank'vs. Whitney, 106, T. S., p. 99; Graham vs. National Bank, 32 N. J. Eq., p. 804; Warner vs. Dewitt, 4 III. App., p. 305.)
(See. also, Title " L O A N S O N REAL ESTATE," post.)
ESTOPPEL.
I. A shareholder in a national bank, who has participated in its transactions assuch, and received dividends, is estopped from denying the legality of its
incorporation. The same rule applies to one accustomed to deal with a
national bauk as such, as by giving his promissory note to such bank.
( Wheelock vs. Kost, 77 III, p. 29(>; r National Bank of Fair haven vs. Phcenix
Warehousing Company, 6 Han. [A . Y. ], p. 71; Casey vs. Galli, 94 U. S.fp.
673, and numerous
cases therein cited.)
II. The Manufacturers1 National Bank of Chicago, defendant, being the city correspondent of the People's Bank of Belleville, plaintiff, guaranteed to the latter
bank the payment of certain notes of one Picket, pursuant to an agreement
that thus guaranteed their amount should be, as it was, debited to the account
of the Belleville Bank. Such agreement, and the guarantee in pursuance
thereof, were made by the vice-president of the defendant bank, with the
assent of the president and cashier, but without the assent of the directors.
Held, that under the circumstances the defendant bank was estopped from
setting up, as a defense, that such guarantee was ultra vires. (Peopled Bank
vs. National Bank, 101 U. S., p. 181.)*
[NOTE.—It will be observed that this decision stops far short of legalizing naked accommodation paper made by a national bank.]
III. A national bank which has wrongfully con verted to its own use the property
of another, is estopped from denying its liability to account therefor upon
the ground that it received and held the property in carrying on the business of a warehouseman, outside the powers conferred by its charter. (Ger' rnan National Bank vs. Meadowcroft, 2 Thomp. Cases, p. 462. Sup. Court 111.)
EVID ENCE.
I. Even if it be within the authority of the president of a national bank to bind
the bank by an agreement with the acceptor of a draft, which is discounted
by the bank, not to enforce the draft against him, yet oral evidence of such
an agreement is not competent in defense of a suifc by the bank against the
acceptor. (Davis vs. Randall, 115 Mass., p. 547.)
REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIX
EVIDKNCK—Continued.
II. The certificate of the Comptroller of the organization of a national bank is
conclusive evidence as to the completeness of such organization, in a snit
against one of its shareholders. {Casey vs. Galli, ante; Thatcher vs. West
River National Bank, 19 Mich., p. 19(5.)
III. In ordering an assessment for the payment of the debts of an insolvent bankr
the stock certificates and stock ledger of the bank must be taken by the
Comptroller of the Currency, in the absence of fraud or mistake, as showing who the stockholders were at the time of the failure. (Davis vs. Essex
Baptist Society, 44 Conn., ^p. 582.)
IV. The maker of a certificate of deposit cannot overcome its effect, as proof of
a deposit actually made, except by clear and satisfactory evidence. [First
Xational Bank of La con vs. Meyers, 83 ///., />. 507.)
INTEREST.
I. Under section 30, act of 1864. a national bank in any State may take as high
rate of interest as by the laws of such State a natural person may stipulate for, although State banks of issue are restricted to a less rate. (Tiffany
vs. Xational Bank of the State of Missouri, la Wall., p. 409.)
IJ. As the action was virtually rrought to recover the penalty for usury, the
statute (section 30) must receive a strict construction. (Ibid., p. 409.)
[NOTE.—In Missouri, natural persons may take ten per cent., but State
banks are restricted to eight per cent. In this case the national bank had
taken nine per cent: Held, legal.]
III. In a suit by a national bank upon a bill of exchange discounted by it, the
acceptor cannot set np by way of counter-claim, or set-off, that the bank
in discounting a series of bills of said acceptor, the proceeds of which ifc
used to pay other bills, knowingly took, and was paid, a greater rate of
interest than that allowed by law. (Barnett vs. National Bank, 98 XI. S. [8
Otto'], p. 555.)
VI. The act of June 3, 1864 (R. S., sec. 5198), having prescribed that, as a penalty for such taking, the person paying such unlawful interest, or his legal
representative, may in an action of debt against the bank recover back twice
the amount so paid, he can resort to no other mode or form of procedure.
(Brown vs. /Second Xational Bank of Erie, 72 Pa., p. 209; Barnett vs. National Bank, 98 U. S., p. 555.)
[NOTE.—The above case of Barnett vs. National Bank, 98 U. S.,p. 555,
overrules several State adjudications, and settles several points in regard
to usurious interest as affecting loans by national banks. It holds that
when suit is brought by such hank to recover a loan made at usurious rate,
stipulated for, but not paid, the entire interest thus agreed upon, but no
part of the principal, is forfeited, and the latter may be recovered in full;
that when the usurious interest has been paid, twice its sum may be recovered by the borrower, but this can only be done by a suit directly brought
for that purpose, which suit must be in the nature of an action of debt,
commenced, «f course, within the two years specified. Suppose, then, A
borrows $1,000 from a national bank on 90 days' time, and for the loan actually pays usurious interest in advance. Suppose his paper is protested
and suit is brought upon it. It follows that while A cannot offset twice
the usurious interest he lias paid, nor any part thereof, in reduction of the
face of his paper, the bank can recover from him not only the principal of
the loan, but legal interest thereon from the date of maturity of the note
or bill.]
(See, also, Natl. Bank vs. Dearing, 91 U. S.t p. 29, and Title "USURY,"
post.)
Y. ON CLAIMS OF CREDITORS.—Where a national bank is put in charge of a
receiver, under section 50 of the original Currency Act (R. S., sec. 5234),
and a sufficient sum is realized from its assets to pay all claims against it
and leave a surplus, the Comptroller ought to allow interest on the claims
during the period of administration, before appropriating the surplus to
the stockholders of the bank. An action of assumpsit by the holder of
such a claim will not lie against the Comptroller, nor against the receiver,
but will lie against the bank. (Chemical National Bank vs. Bailey, VZ
Blatchf, p. 480.)
VI. In such action interest is recoverable on all demands originating in contract
conditioned for the payment of interest, and on all demands for money due
and unpaid, by way of damages for non-payment after such demands became due. And interest is recoverable ou a balance due a depositor in. suoh
bank, although he has made no formal demand of payment. (Ibid.) Bufcy
as to this last point, see the ruling of the Supreme Court.
XC
REPORT OF THE COMPTROLLER OF THE CURRENCY.
INTEREST— Continued.
VII. In the case of National Bank of the Commonwealth vs. Mechanics7National Bank,
4 Otto,p. 437, the United States Supreme Court decided that a depositor in
a national hank, when it suspends payment and a receiver is appointed, is
entitled from the date of his demand to interest on the deposit; that the
claims of depositors in such hank at date of suspension, for the amount of
their deposits, are, when proved to the satisfaction of the Comptroller of
the Currency, placed upon the samefooting as if reduced to judgments J
that is to say, they draw interest from the time of such proof and allowance.
It was also decided that, such interest being a liquidated sum at the time
of the payment of the deposit, an action lies to recover it, and interest thereon.
VIII. When the Comptroller assesses shareholders to pay the debts of an insolvent
national bank, such assessment hears interest from the date of the Comptroller's order. (Casey vs. Galli, ante.)
IX. A statute of New York, fixing the rate of interest at 7 per cent., also make*
forfeiture of principle and interest the penalty for taking interest at a
greater rate. Notwithstanding this statute, the courts of that State have
held that the payee of a promissory note may, in good faith, sell and indorse
it to a third party for a sum agreed upon, amounting as discount to any
rate in excess of that prescribed by law ; that such purchaser may recover
from the maker principal and interest in full, and that if it be necessary to
resort to the indorser, the purchaser may recover against him the actual
sum paid for the note with interest.
Acting upon these adjudications, a national hank in that State discounted
for a customer notes (all paid at maturity) for sums aggregating $2,735.36,
in excess of the legal rate of interest. Subsequently the seller sued tht
bank to recover, under sections 5197 and 5198 of the national-bank act, th*
penalties therein prescribed, to wit, double the aggregate paid.
In the State courts the plaintitf had judgment as prayed, and on writ of
error to the court of appeals of New York, the Supreme Court of the United
States affirmed the judgment below ; holding that,
"Although under the laws of New York a contract between natural persons to reserve and pay upon the discount of business paper any stipulated
rate of interest (discount) may be valid, such contract, if a national bank
be party thereto, and the paper be, in pursuance thereof, transferred to it,
is in violation of said sections, if the rate agreed upon exceeds 7 per cent.,
and subjects such bank to the penalties therein prescribed. (National Bank
vs. Johnson, 104 U. S.,27l.)
JUDGMENTS.
I. A judgment against a national bank in the hands of a receiver, upon a claim,
only establishes the validity of such claim ; the plaintiff can have no execution on such judgment, but must aw nit pro rata distribution. (Bank of
Bethel vs. Pahquioque Bank, 14 Wall., p. 383, and Clifford, J.f p. 402.)
JURISDICTION.
I. A United States District Court has jurisdiction to authorize a receiver of a*
insolvent national bank to compromise a debt. (Matter of Platt, 1 Ben., p.
534.)
II. A resident (citizen) of Kentucky was a creditor of a national-bank located in
Alabama, and commenced a suit on his claim against said bank in the supreme court of the State of New York, at the same time attaching certain
moneys belonging to said bank, in the hands of the National Park Bank, in
New York. Subsequently the receiver of the Alabama bank (which had
failed) was, on his own motion, made party defendant to the action pending
in the New York supreme court, and pleaded "want of jurisdiction," and
other defenses. The supreme court overruled his plea to the jurisdiction,
rendered judgment against the receiver on the merits, and ordered satisfaction to he made from the moneys attached. Thereupon the receiver filed
his bill in chancery in the United States Circuit Court for the proper circuit,
praying an injunction to restrain the collection of the judgment rendered b j
said supreme court, and that the moneys attached be paid to him as receiver.
Held, that, by the provisions of the Currency Act, the State court was deprived of jurisdiction of the attachment proceedings; that the receiver was
not estopped by the proceedings in said State court from asserting his
rights in said Circuit Court, aim that he was entitled to the relief grayed
for in his bill. (Cadle, Receiver, $c , vs. Tracy, 11 Blatchf., p. 101.)
(See, also, Title " RECEIVERS," VII, post.)
III. State courts have no jurisdiction of actions to recover penalties imposed by
the National-Bauk Act. (Newell vs. National Bank of Somerset, 12 Bush.
IKv.lp.M.)
(See, also, Title "EMBEZZLEMENT," IV, ante.)
BEPORT OF THE COMPTROLLER OF THE CURRENCY.
XCI
JURISDICTION—Continued.
IV. The United States Circuit Court has no jurisdiction of a suit by a private person to restrain or interfere with the Treasurer of the United States or the
Comptroller of the Currency in the discharge of their duties iu respect to
bonds deposited to secure the redemption of circulating notes of a national
bank. (Van Antwerp vs. Hulburd, Blatchf., p. 426.)
V. An action will not lie against the Comptroller nor the receiver, upon a claim
against an insolvent national bank, but will lie against such bank. (Chemical National Bank vs. Bailey, ante. See, also, Bank of Bethel vs. Pahquioque
Bank, ante.)
VI. A national bank cannot be sued in the United States District Courts outside
of the district where it is located. (Main vs. Second Nat. Bank of Chicago,
6 Bissell, p. 26'.)
VII. Nor can such action be brought against a national bank in a State court, save
in the county or city where it is located. (Crocker vs. Marine National Bank,
101 Mass., pi 240.)
(See, also, Title "ACTION." VII, ante; also "EMBEZZLEMENT," IV, ante.
VIII. The provision of section f>198, U. S. Rev. Stats., requiring that suits, actions,
and proceedings against a national bank in any State, county, or municipal
court must be brought in the county in which\sucli bank is located, is held
to apply to transitory actions only, and not to such actions as are by law
local in their character. (Casey, receiver, <U'., vs. Adams, 2 Thomp. Cases,p.
102. U. S. Supreme Court.)
[NOTE.—The jurisdiction of the local court was sustained in this cause,
although it seemed clear that a complete remedy might have been had in
the U. S. Circuit Court at New Orleans, where the bank was situated.]
IX. National banks are not entitled, by force of the national-bank act, to have
any suit in a State court, wherein they are parties defendant, removed to a
Federal court. ( Wilder vs. Union Nat. Bank, 2 Thomp. Cases, p. 124.)
X. National banks are not vauthorized to sue in the Federal courts out of the districts in which they a e located, when the amount sued for does not exceed
$500. (St. Louis Bank vs. Brinkham, 1 McCrary, 9.)
[NOTE.—As to present jurisdiction of Federal and State courts, see act
of Congress of July 12, 1882, proviso to section 4.]
LOANS IN EXCESS.
I. A loan by a national bank in excess of the restriction of section 29 of the act
of 1864 (Revised Statutes, section 5200), which provides that the total liabilities of any person (borrower) shall not exceed ten per centum of the
capital stock, & c , is not void on that account. The loan may be enforced,
though the bank may be liable to proceedings for forfeiture of its privileges,
&c, for making it. (Stewart vs. National Union Bank of Maryland, 2 Abb.,
UniUd States, p. 424. See, also, (fJJare vs. Second National Bank, 77 Pa.,
p . 9(>.)
II. In Samuel M. Shoemaker vs. The National Mechanics' Bank and The same vs.
The National Union Bank, application for injunction, & c , United States Circuit Court, Baltimore, Md,, Judge Giles held, * *" * "As to the first
charge in this bill against the defendant, in reference to the amount loaned
1o Bayno & Co., in violation of the twenty-ninth section of the act of June
3, ?8b'4, 1 would only say that the loan made under such circumstances is
not void ; it can be enforced as anv other loan made by the bank." (Vide
31 ;i/rf.,;>. 396.)
III. The validity of a loan in excess of the above-named statutory restriction was
established and set at rest by the decision of the United'States Supreme
Court in the case of Gold Mining Company vs. Itock)/ Mountain National
Bank, 96 U. S. [6 Otto], p. 640.
LOANS ON REAL ESTATE.
I. A executed JI note to B, and, to secure payment thereof, also executed a deed
of trust on lands, which was in effect a mortgage, with a power of sale
thereto annexed. A national bank, on the security of the note and deed,
loaned money to 13, who thereupon assigned them to the bank. The not*
not being paid at maturity, the trustee was proceeding to .sell the lands
pursuant to the power, when A filed a bill in chancery to enjoin the sale,
upon the ground that by sections f>136-'37, Revised Statutes, the deed did
not inure as a security for a loan made by the bank at the time of the
assignment of said note and deed: Reid, that the bank was entitled to enforce collection of the note by a sale of the lands pursuant to the power in
the deed of trust. ( Union National Bank of Saint Louis vs. Matthews, 98 U. S.
XCII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
LOANS ON REAL ESTATE—Continued.
[8 Otto], p. 621.) Mr. Justice Miller dissented, holding the note valid, but
that the deed was inoperative ns security to the bank.
[NOTE.—It is now well settled that a mortgage given to secure a loan
from a national bank, executed directly to the bank when the loan is made,
is valid, unless set aside by proceedings instituted for that purpose by the
Government. {National Bank vs. Whitney, 103 U. 8., p. 99; Graham vs.
National Bank, 32 N. J. Eq., p. 804; Warner vs. Dewilt, 4 III. App.,p. 305;
Thornton vs. Exchange National Bank, 71 Mo., 221.)]
LOANS ON SHARES.
I. National banks are governed by the act of 1864, which repealed the act of
1863, and cannot, therefore, make loans on the security of their own shares,
unless to secure a pre-existing debt, contracted in good faith. (Bank, t fc,
vs. Lanier, 11 Wall.,p. 369.)
II. The placing of funds by one bank on permanent deposit with another bank
is a loan within the spirit of section 35 of act of 1864. (rind., p. 369.)
III. Loans by such banks to their shareholders do not create a lien on the shares
of such borrowers. (Ibid., p. 369.)
(See, also, Bullard vs. Bank, 18 Wall., p. 580; and •'* BY-LAWS," supra.)
IV. But a national bank has the right to make loans on negotiable notes secured
by the stock of another corporation, of marketable values. (Shoemaker vs.
National Mechanics' Bank, 1 Iliu/h., p. 101.) The same doctrine was also
held in case of Germania National Bank ei al. vs. F. F. Case, receiver, cfc,
decided by the United States Supreme Court at its last term. It will hn
reported in 99 U. S.
LOCATION.
I. Under sections 6, 8, 10, 15, 18, and 44 of the original Currency Act (13 Stat.
at Large, 101), respecting the location of banking associations, a national
bank is to be regarded as located at the place specified in its organization
certificate. If such a place
is in a State, the association is located in that
State. (Manufacturers1 National Bank vs. Baack, 8 B latch/., p. 137.)
OFFICERS.
I. CASUIKK. The cashier is the general executive officer of a bank, having
charge of its funds, notes, bills, and other clioses in action. Eitht r directly
or through his subordinates he receives all moneys and notes of the bank,
delivers up discounted paper when paid, draws checks to withdraw funds
of the bank when deposited, and generally, as such executive officer, transacts most of the bank business. ( United States vs. City Bank o/ Columbus,
21 Bow., p. 356, and numerous later decisions.)
II. But the cashier can make no declaration binding the bank not within the
scope of his general powers. (Bank of Metropolis vs. Jones, 8 Pet., p. 12 ; S.
P., 3 Watts $ S., Pa., p. 317; 3 Gill [llfrf.], p. 96.)
III. A cashier who has made sale of corporate property, and holds a balance in his
hands, is the agent of the board of directors, and not of the respective
stockholders, and cannot be charged by an individual stockholder as holding such balance for his benefit. (Brown vs. Adams, f> Biss., pt 181.)
IV. A cashier, without special authority, cannot bind his bank by an official indorsement of his individual note, and the onus is on the payee to show such
authority. ( West Saint Louis Savinys Bank vs. Shawnee Co. Bank, 3 Dill,
p. 403.)
V. Although the cashier of a bank may, in the ordinary course of business, without the action of the directors, dispose of the negotiable securities of the
bank, he has not the power to pledge its assets for the payment of an antecedent debt. (State of Tennessee vs. Dans, 50 How. [N. Y."], p. 447.)
VI. A cashier has not the authority to compromise or release a claim of the bank.
(Chemical Bank vs. Kohner, 8 Daley [N. Y.],p.530.)
VII. DIRECTORS. It is the duty of directors of a bank to use ordinary diligence
in acquiring knowledge of its business. They cannot be heard, when sued,
to say that they were not apprised of facts the existence of which is shown
by the books, accounts, and correspondence of the bank. They should
control the subordinate officers of the bank in all important transactions.
Therefore, under the circumstances proved in this particular case, they
were held liable for the abstraction and sale of special deposits by the latter. ( United Society, tfc, vs. Underwood, 9 Bush [/fy.]> p. 609 ; German Bank
vs. Wulfekuhler, 19 Kansas,p. 60.)
REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIII
OFFICERS—Continued.
VIII. The cashier of a national bank, who had executed no bond, embezzled its
funds, discovery whereof might have been effected by use of slight diligence on the part of the directory. They, however, published, according
to law, a statement of the condition of the bank, which showed that its
affairs were being prudently and honestly administered, and from which
the public had a right to believe that he was trustworthy. Afterwards,
persons who had seen this report became sureties on the official bond of
cashier, and for his subsequent embezzlements were sought to be held
liable thereon : Held, that such sureties, being misled by the statement,
were released. They had « right to believe that the directors, before
publishing it, investigated the condition of the bank. (Graves vs. Lebanon
National Bank, 10 Hush [Ky.~] p. 23.)
IX. The mere fact, that directors ol a bank knew of and sanctioned overdrafts will
not release from liability the sureties of a teller who causes a loss to the
bank by permitting overdrafts ; for the directors of a bank have no power
to sanction overdrafts. (Market Street Bank vs. Stumpe, 2 Mo., App., 545.)
X. PRESIDENT. A guarantee against loss for signing as sureties, given by a bank
president without authority from the directors, to those whom he had solicited thus to sign a note, given to the bank to reiire a prior note held by
it against their principal, is held to be the individual contract of the president, and not binding upon the bank. (First National Bank xa. Bennett, 33
Mich., p. 520.)
XI. A president of a bank bought the stock of A. for $1,000, and in payment
gave up to A. his note for that amount, which the bank held against A. :
Held, that the president exceeded his powers, and that the bank could recover from A. the amount of the note thus surrendered. (Iihoads vs. Webb,
24 Minn., p. &&>)
XII. A president of a bank, who, with the cashier, had the general charge of its
business, permitted and directed the drawing of moneys from the bank hy
one irresponsible, without security, and for a business in which the president was interested with the party drawing the funds. He requested the
cashier not to say anything of it to the directors: Held, that the president
WHS personally responsible for the moneys thus drawn. (First National Bank
of Sturgis XH.'jieid,'MiMich., p. 2G3.)
Quere: Would not an indictment for
embezzlement be under the national-bank act f
XIII. The president of a bank, as such, has no authority to release the claims of the
bank against any one. Such auihority must come from the directors, by
vote or implication. (Gluey vs. Chodsey, 7 1L /., p. 224.) Nor can he bind
the bank to pay or become liable for a debt by his admission. (Henry vs.
Northern Bank, 63 Ala., p. 527.)
XIV. In reference to what do not constitute offenses under section 5209 of the
Revised Statutes (see case of United States vs. Jan. H. Britton, <fc, U. S.
Sup. Court, October term, 1882.)
XV. A draft indorsed by the- president of the Miners' National Bank of Georgetown, Colo., payable to White or order for account of the bank: Held,
that the bank could not be held on the draft, but that White was entitled
to recover the money advanced for the use of the bank, as appeared by the
books of the latter, whether it was advanced without consideration or
upon the draft as collateral. (White vs. National Hank, ]()2 U. S., p. 6*58.)
XVI.—Authority of Bank Cashier.
A banking corporation, whose1 charter does not otherwise provide, may
be represented by its cashier in transactions outside of his ordinary duties
without his authority to do so being in writing or appearing in the records
of the proceedings of the directors.
His authority may be by parol, and collected from circumstances, or implied from the conduct or acquiescence of the directors.
It may be inferred, from the general manner in which, for a period sufficiently long to establish a settled course of business, he has been suffered
by the directors, without interference or inquiry, to conduct the affairs of
the bank.
When, duriug a series of years, or in numerous business transactions, he
has been permitted, in his official capacity, and without objection, to pursue a particular course of conduct, it may be presumed, as between the
bank and those who in good faith deal with it upon the basis of his authority to represent the corporation, that he has acted in conformity with instructions received from those who have the right to control its operations.
That which directors ought, by proper diligence, to have known, as to
the general course of the bank's business, they may be presumed to have
XCIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
OFFICERS—Continued.
known in any contest between the corporation and those who are justified
by the circumstances in dealing with it upon the basis of that course of
business. (Supreme Court of the United States, October term 1883, Martin vs.
Webb.)
XVII.—LIABILITY OF CASHIER.
1. Where directors of a corporation appoint one of their number to act a#
treasurer, secretary, or other ministerial officer of the corporation, he is
prima facie entitled to reasonable compensation for his services as such officer.
2. Where he assumes the duties of such ministerial officer upon an express contract as to compensation, such contract controls, and this, though
the contract is to discharge the duties without any direct compensation in
money.
3. An agent of a corporation, who, as an individual, purchases the properties of the corporation from himself as agent, cannot uphold such purchase
by proof that he agreed to pay what he thought tho property was worth,
but is liable to the corporation for the actual value of the property so by
him purchased.
4. Ratification implies knowledge, and a party cannot be adjudged to
have ratified an act of which he has no knowledge, actual or constructive.
5. The doctrine that the directors of a bank are conclusively presumed
to know the financial condition of the bank, its general business, and its
receipts and expenditures as shown by its regular books, is for the protection
of third parties dealing with the bank, and of the bunk against prejudicial
action of any director, and cannot be invoked to uphold a wrongful appropriation of moneys by the cashier or other officer, which appropriation is
made and also entered upon the books of the bank without the actual
knowledge of the directors. (Supreme Court of Kansas; The First National
Bank of Fort Scott vs. Drake.)
6. It is no defense to an action brought by a bank against its late cashier
for a wrongful appropriation of moneys, that at the time of such appropriation he was the owner of four-fifths of the stock of the bank, and has since
that time sold all of said stock to other parties, who are now the officer*
and managing authority of the bank.
POST-NOTES.
I. Certificates of deposit, payable at a fixed future day, held to be equivalent to
post-notes, and therefore void, as prohibited by a State law.
(See, ante, Title "DEPOSITS, CERTIFICATES OF," IV, and cases there cited.)
POWER OF ATTORNEY TO COLLECT PAYMENT OF GOVERNMENT BOND.
A power of attorney authorizing an agent to " sell and assign''" a Government bond i(called" for payment gives authority to the agent to assign to
the Secretary of the Treasury for redemption, aud to receive in payment a
draft drawn* by the Treasurer of the United States to the agent by name,
who can indorse it for collection or payment. (Decision by United State*
Comptroller Lawrence.)
RECEIVERS.
I. The receiver of a national bank is the instrument of the Comptroller, and
may be removed by him. (Kennedy vs. Gibson, 8 Wall., p. 505.)
II. Such receiver is the statutory assignee of the assets of the bank, and may su«
to collect the same in his own name, or in the name of the bank for his use.
(Ibid., p. 506.)
III. In such vsuit it is not necessary to make the bank or creditors parties. (Ibid.,
p. 50f>.)
IV. The receiver of a national bank represents such bank and its creditors, but
he in no sense represents the United States Government, and cannot subject
the Government to the jurisdiction of anv court. (Casevs. Terrill, 11 Wall.,
p. 199.)
V. The decision of a receiver, rejecting a claim against his bank, is not final.
Claimant may still sue. (Bank of Bethel vs. Pahquioque Bank, 14 Wall., p.
38:$.)
VI. The clause of section 50, act of 1864, which prescribes that the receiver shall
be " under the direction of the Comptroller," means only that he shall be
subject to his direction, not that he shall not act without orders. He may
and must collect the assets. That is what he is appointed for. (Bradley J.y
in Bank vs. Kennedy, 17 Wall., pp. 22-3.)
REPORT OF THE COMPTROLLER OF THE CURRENCY.
XCV
RECEIVERS—C on tin u ed.
VII. Receivers of national banks are officers of the United States, within the meaning of the act of Congress of March 3, 1815, giving United States courts
jurisdiction of actions by United States officers, and may sue in such courts.
(Platt, receiver, cfc, vs. Beach, 2 Ben., p. 303.)
[NOTE.—The judge places stress upon the provision of section 31 of the
act of 1864, which requires (in that particular instance) that the Secretary
of the Treasury shall concur in the appointment of the receiver.]
VIII. Receiver not liable to be sued on a claim against the bank.
(See Title "JURISDICTION," V, ante.)
IX. The personal assets and personal property of an insolvent national bank in
the hands of a receiver a])pointed by the Comptroller of the Currency, in
accordance with the provision of section 5*234 of the Revjsed Statutes, in
legal contemplation still be-long to the bank, though in the hands of the
receiver to be administered under the law. The bank does not cease to
exist on appointment of the receiver. Its corporate capacity continues
until its affairs are finally wound up and its assets distributed. (Rosenblatt
vs. Johnston, Chief Justice Waite, United States Supreme Court, October termf
1881.)
X. A new receiver may be substituted as plaintiff and appellant in suits begun
by his predecessor. (Orson Adam*, substituted for George E. Bowden, receivert
vs. Jacob C. Johnson and Betsey Valentine, United State* Supreme Court, Octo-
ber term, 1882.) This case was appealed from the United States circuit
court of New Jersey. When the bill was dismissed in the lower court, a
new receiver had been appointed. The appeal was taken in the name of
the old receiver, the new receiver becoming surety on the appeal bond.
In the Supreme Court a motion on the part of the appellees to dismiss the
appeal on the ground that no appeal was lawfully taken was denied, and
a motion on the part of appellant to substitute new receiver as plaintiff
and appellant was granted.
SKT-OFF.
I. In an action brought to enforce the individual liability of a shareholder of
an insolvent bank, such shareholder cannot, set off against such liability
the amount due to him as a creditor of the bank. (Garrison vs. Howe, 17
X. >'., p. 458: In re Envnre City Bank, 16 X. Y., p. 109.)
[NOTE.—Though these CM Res were decided by a State tribunal (New York
court of appeals), and the rulings were based upon provisions of a State constitution and a State statute, yet the principle they enunciate is recognized
and fully affirmed, in Sawyer vs. Hoag, 1? IVall., p. 010, and Scamrnon vs.
Kimball, 2 Otto, p. 342. See, also, Fen an ft o Xational Bank vs. Taylor, 50 Pa.r
p.U.-]
II. A creditor of an insolvent national bank, being such at date of its suspension,
may set off' the amount of his claim against any claim held by the bank
against him at the same date; as, for example, his note, even though such
note had not then matured. (Berry vs. Brett, 0 Bos. [JV. F. ], p. 027 ; Xew
Amsterdam Savings Bank vs. Gartter. 54 How. [ / \ R.~\,]>. 385; Plait, receiver,
vs. Bentley, 11 Am. Law Register, p. 171 ; Hade, receiver, vs. McVay, 31 O. St.}
p. 231; same case, Brown's Xational Bankrupt Cases, p. 35)5; and see the cases
cited on p. 357, viz, 50 Maine, 107 : 1 Paige \_X. Y.'\, p. 444 ; 12 Gray [ilfrtss.],
i>. 233.)
III. Usurious interest paid cannot be set off. (Hade vs. McVay, 31 O. St., p. 231;
Barnet vs. Xational Bank, 98 U. S., p. 555.)
IV. The United States cannot set off an indebtedness to itself from a national bank
against the surplus proceeds of bonds deposited by said bank as security
for i's circulation. (Cook Co. Xational Bank, and Aug. II. Burley, receiver
of said bank, appellants, vs. United States. U. S. Supreme Court, October term,
1882.)
[NOTE.—This was on the grounds that the bonds are a trust, and a trustee
cannot set off, against the funds held by him in that character, his individual demand against the grantor of the trust.]
I. GENERAL RULES.—A person is presumed to be the owner of stock when his
name appears on the books of a- company as a stockholder; and when he
issued as such the burden of disproving such presumption is cast upon him.
(Turnbull vs. Payson, 05 U. S. [5 Otto), p. 418.) .
II. Shareholders have no standing in court to interfere for the protection of
their company until the board of directors has neglected, or refused on application, to take the proper steps to protect the interests of the company.
(Fifth
Xntinn.al Bank
,£/>. v s . Railroad
C,n..V. Thnm-n. CaHPH. t>. 19(M
XCVI REPORT OF THF COMPTROLLER. OF THE CURRENCY.
SHAREHOLDP:KS—Continued.
III. Shares of stock in a national bank are saleable and transferable like other
personal property : and the statute recognizes this transferal)ility by authorizing each association to prescribe the manner of their transfer. (Johnston vs. Lajjiin. 103 U. S , per Field, J., on ]>. 803.)
IV. This power can only go to the extent; of prescribing conditions essential to the
protection of the association against fraudulent transfers, or such as are designed to evade just responsibility. It must be exercised reasonably.
Transfer cannot be clogged with useless restrictions, nor be made dependent on the consent of directors or stockholders. (Fbid.)
V. As between the parties to a sale, it is enough that the certificate of stock is
delivered, with authority to the purchaser, or any one he may name, to
transfer it on the books of the association, and payment of the price.
{Ibid., p. 804.)
VI. The entry of tins transaction on the books of the association is required, not
for the translation of title, but for the protection of parties and others
dealing with the bank, to enable the bank to know who are its stockholders, entitled to vote and receive dividends. It is necessary to protect
the seller against subsequent liability as stockholder, and perhaps also to protect the purchaser against proceedings by creditors of the seller. (Ibid.,
Field, J., p. 801.)
VII. When a national bank reduces its capital, each shareholder is entitled to a
return of his proportional amount, and the bank cannot retain the funds as
surplus, or for any other purpose ; and having refused to permit shares thus
retired to be transferred on its books, the bank is liable for the value of
the shares to the holders. (Seeley vs. New York National Exchange Bank, 4
Abb. New Cases, p. 61.)
VIII. INDIVIDUAL LIABILITY OF.—The Comptroller must decide when and for what
amount the personal liability of the shareholders of an insolvent national
bank shall be enforced. (Kennedy vs. Gibson, 8 Wall., p. 505.)
IX. His decision as to this is conclusive. Shareholders cannot controvert it.
(Ibid., p. 505; Casey vs. Galli, 94 U. S. [4 Otto'], p. 673; Germania National
Bank et al. vs. Case, receiver, U. S. Supreme Court, 99 Otto, p. 628.
[NOTE.—These cases art? decisive against the ruling in Bowden vs. Morris,
1 Hugh., p. 378.]
X. In any suit brought to enforce such personal liability, such decision of the
Comptroller must be averred by the plaintiff, and, if put in issue, must be
proved. (Kennedy vs. Gibson, supra.)
XI. The liability of shareholders is several, and not joint. {Ibid., p. 505.)
XII. The limit of such liabilities is the par value of the stock held by each one.
(Ibid., p. 505.)
XIII. Where the whole amount is sought to be recovered, the proceeding must be at
law ; where less is required, the proceeding may be in equity, and in such
case an interlocutory decree may be taken for contribution, and the case
may stand over for the further action of the court, if such action should
subsequently prove to be necessary, until the full amount of the liability is
exhausted. (Ibid., p. 505.)
XIV. In such equity suit, all shareholders within the jurisdiction of the court should
be made parties defendant; but it is no defense that those not within the
jurisdiction are not joined. (Kennedy vs. Gibson, supra.)
XV. Suits to enforce personal liability of shareholders may properly be brought
before other assets are exhausted. (Ibid., pp. 505-6.)
XVI. One Stevens bought shares in a national bink, and caused them to be transferred to one Elston, a porter in the office of his N"ew York broker, and irresponsible. At the time of the transfer, there was no suspicion of the insolvency of the bank, and it remained in good credit for more than a year
afterward: Held, that Stevens was liable as stockholder upon the failure
of the bank. (D-ivis, receiver, vs. Stevens, ;2 Thomp. Cases, p. 158, U. S. Circuit
Court Southern District N. Y., per lVaite, C.J.)
XVII. Where, before the failure of a bank, stock was transferred on its books to
the name of an irresponsible person, for the purpose of escaping liability,
and so stood at the time of the appointment of a receiver: Held, that the
receiver could show who the real owner was, and that the latter was liable
for the assessment. (Ibid.)
XVIII. RATABLE LIABILITY OF.—Mr. Morse, in his Treatise on Banks, <fcc, second
edition, p. 503, states the law in substance as follows: "The liability of
each stockholder is precisely for his ratable proportion of that indebtedness
of the bank which is to be borne by the shareholders. It is for his share
of such total indebtedness, not for his proportion of each item thereof.
Neither are the solvent shareholders, or those who can be come at for ool-
REPORT OF THE COMPTROLLER OF THE CURRENCY. XCVII
SHAREHOLDERS—Continued.
lectiou, liable to assessment beyond the proportional amount as above
stated, by reason of the insolvency or inaccessibility of others of the shareholders. Those who are solvent and accessible have not the burden of
paying off the sum which is due from all together; only their own proportionate share." This theory was fully sustained by the United States Supreme Court in the case of United States vs. Knox, 102 U. S., p. 42*2. See
also the cases there cited. When the holder of shares of national bank
stock has information causing apprehension of its failure, and colludes with
and transfers his shares to an irresponsible transferee to avoid liability,
the transaction will be deemed to be a fraud on the creditors of the bank,
and the transferor will be held to his liability. The transfer is good as
between the parties, however, and only voidable by election of plaintiff.
This case is one of equitable cognizance, and either party may be held liable.
(Orson Adams, substituted for George E. Boivden, receiver, vs. Jacob C. Johnson
and Betsey Valentine, U. S. Sup. Court, October term, 1882.)
XIX. LIABILITY OF EXECUTOR, ADMINISTRATOR, AND HEIRS OF. Where stock-
holder died before failure of bank, stock not having been transferred to
name of administrator: Held, that the stock is not to be regarded as having been at the time of the failure the property of the administrator, in
such a sense as to constitute him a shareholder within the meaning of sec.
5152, U. S. Rev. Stat., so as to limit liability of the estate to funds actually
in the hands of administrator: Held, also, that th« provision of the act exempting executors, administrators, and trustees from personal liability
was not intended to affect the liability to assessments of estates in process
of settlement, but only to x>revent a personal liability from running against
persons acting in a trust capacity, who had received the stock for the
benefit of trust estates. (Davis vs. Weed, 44 Conn., p. 569.)
XX. The liability of a stockholder is in the nature of a contract, and as such was
a personal liability, for which his estate was holden at his death. (Davis
vs. Weed, supra, citing Hawthorne vs. Calef, 2 Wall., p. 22; Lowry vs. Jameny
46 N. Y., p. 119; Bailey vs. Hollister, 26 N. Y., p. 112.)
XXI. LIABILITY OF TRUSTEE OF.—To protect trustee of stock from personal lia-
bility it must appear upon the books that he held as such trustee. (Davis
vs. Essex Baptist Society, 44 Conn., p. 582.)
XXII. Creditors have a right to know who have pledged their personal liability.
(Ibid.)
XXIII. If a trustee wishes to disclose his trusteeship, there is no difficulty in giving
notice upon the books of the bank. If he does not do so, he is guilty of
laches, for which others should not suffer. (Ibid.)
XXIV. The settlement of the affairs of an insolvent bank would be rendered a matter of great labor, expense, and delay if persons who appeared upon the
books of the bank as individual stockholders were permitted to relieve
themselves by proof aliunde that they held the stock as executors, guardians, or trustees. (Ibid.)
[NOTE.—The last-cited case, and Davis vs. Weed, supra, although reported in the Connecticut Reports, were decided by the United States
District Court.]
XXV. LIABILITY OF TRANSFEREE OF.—The transferee of shares, Avhen such transfer
is absolute on the books of the bank, is liable to creditors to the amount
of such shares, although in fact he holds them as collateral security for a
loan to the shareholder who transferred them. (Hale vs. Walker, 31 Iowa,
p. 614; Adderly vs. Storm, 6 Hill, p. 624; Van Biker's case, 20 Wend., p. 614 ;
Boivden, receiver, vs. Santos et ah, 1 Hugh., p. 158; Marcy vs. Clark, 17 Mass.,
p. 3:50.)
[NOTE.—In the Bankers' Magazine for January, 1875, is a notice of the case
of Mann, Beceiver, vs. Dr. Cheeseinan, decided by Blatchford, J., in the United
States
Circuit Court, in New York, in which the judge held that until there
wras a transfer of shares on the books of the bank, the shareholder whose name
there appeared was liable for the debts of the bank; that an actual sale and
the signing of the ordinary power of attorney on the back of the certificate
will not relieve the seller. To the foregoing rulings of State and other
subordinate tribunals may now be added the decision of the Supreme Court
of the United States, m Germania Bank et al. vs. Case, Beceiver, already
cited. The Germania National Bank of New Orleans discounted a note for
the firm of Phelps, McCullough & Co. for $14,000, at ninety days, taking as
part security therefor the pledge of 100 shares of the Crescent City National
Bank stock, with power of attorney to the Germania cashier to transfer,
sell, & c , on default in payment of the note. Phelps, McCullough & Co.
failed, and the note was protested at maturity. Prior to the maturity of
6820 CUR
VII
XCVIII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
SHAREHOLDEES—Continued.
the note, the Crescent City Bank sustained such heavy losses that it was
notoriously in bad repute in New Orleans; and yet, when the note fell due
the cashier of the Germania immediately transferred to his own hank, upon
the hooks of the Crescent City Bank, the 100 shares so pledged. Afterwards, on the same day, he transferred 76 of these shares to one Waldo, a
clerk of the Germania Bank; and on the day following transferred the remainder to said Waldo. It was proved that Waldo paid nothing, was the
mere agent of the Germania Bank, which still owned the 100 shares as security for the payment of said note, and that one of the principal reasons
for the transfers to Waldo was the possible liability of the shareholders of
the Crescent City Bank for its debts in case of insolvency Soon after, the
Crescent City Bank failed. Held,per Strong, J., that the transfers to said
Waldo were void as against said receiver, and that although the Germania
Bank only held said shares as collateral security for the payment of said
discount, it was still liable as owner for the assessment in this case ordered
by the Comptroller. The opinion is able and fortified by numerous authorities. In this same case, at a former1 ter*m, upon a motion to dismiss the
appeals of certain of the appellants, the Supreme Court recognized the
right of the Comptroller to make an additional assessment, if deemed necessary; and for this reason sustained the appeals, holding that the matter
in dispute was, or might be, over $5,000, although the decrees appealed
from were severally less than that amount. The assessment was for 70 per
cent.]
(See, also, Pullman vs. Upton, 96 U. S. [6 Otto], p. 328, as to liability of
transferee.)
XXVI. Where a shareholder of a corporation is called upon to respond to a liability
as such, he is not permitted to deny the existence of such corporation.
(B. U. Keijser, Receiver, vs. Jane C. Hitz, Supreme Court I). C.,June 26, 1883.)
XXVII. Under married woman's act, D. C, where during marriage a married woman
acquires bank stock otherwise than from her husband, both her title and
liability are absolute. (Ibid.) Where she acquires it from her husband,
she holds it with a qualified property in her husband. It is liable as a
chose en action to be reduced to his possession. (Ibid.) Where a woman
holding savings-bank stock acquired by deed or gift from her husband
agrees, with his consent, to convert the stock into national bank stock, and
although still holding it subject to his marital rights, she is liable to assessment as a stockholder and must pay such assessment from her estate. (Ibid.)
If the transfer to her and the subsequent conversion were without her
knowledge, it might be otherwise.
XXVIII. The liability incurred by a holder of national bank stock is statutory and
not by contract. Being so it attaches, as an incident of ownership, to all
who are capable of such ownership, without reference to any supposed voluntary assumption by contract, express or implied. Therefore when national-bank stock is held by afemme covert either in her own right or subject
to the marital rights of her husband, the liability to be assessed affects her
alone, and it is not necessary, in an action to enforce collection of an assessment, to join her husband, as would be necessary if it were a commonlaw obligation or liability of the wife. (Ibid.)
XXIX. PLEDGE TO A NATIONAL BANK OF ITS OWN SHARES AS SECURITY.—Where a na-
tional bank made a loan upon the pledge of its own shares and afterward sold
the shares to obtain payment of the loan which exceeded the amount
realized from the shares: Held, that the owner of the shares could not, on
the ground that the statute forbids a national bank to take its own shares
as security, recover from the bank the amount realized upon the sale of the
shares. (Supreme Court of the United States. First National Bank vs. Stewart.)
SHAREHOLDER'S RIGHT TO SUE.
I. In an action by a shareholder of a national bank charging the directors with
misconduct, if the complaint fails to show a demand on the Comptroller
for and his refusal of a direction to the receiver to bring suit, it is bad, and
the action must fail; though it "is said that if the Comptroller, in a proper
case, should thus refuse, probably the stockholders could sue, making the
bank a proper party. (Brinkerhoff vs. Bostwick, 23 Hun. [JV. P.], 237.)
[NOTE.—In a suit at law in New Jersey, by one Acker man, a shareholder,
against Halsey, president of the Mechanics' National Bank, it was by Mr. Justice Depue Held, 1st. That a suit under section 5239 of the national-bank
act, to enforce th^ liability of a director for misconduct, should be brought
by the corporation, or, when iu the haudsof a receiver, by him. 2d. That
in the event of the improper refusal of the corporation or receiver to sue,
one or more shareholders might institute a suit; but in such instances the
suit should be for the benefit of all shareholders, making the bank or re-
REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIX
SHAREHOLDER'S RIGHT TO SUE—Continued.
ceiver a proper party, and, of course, the proceedings should be, not at
law, but in equity.]
II. ACTION BY SHAREHOLDERS AGAINST BANK OFFICER FOR MISMANAGEMENT.—
An action will not lie by a stockholder in a national bank against the
president and directors for their neglect and mismanagement of the affairs
of the bank, whereby insolvency ensued and the stock became worthless.
(New Jersey Supreme Court. Con way vs. Ilalsey.)
SHARES OF STOCK.
I. A national bank whose certificates of stock specify that the shares are transferable on the books of the bank on surrender of the certificates, and not
otherwise, and which suffers a shareholder to transfer without such surrender, is liable to a bona fide transferee, for value of same stock, who produces such certificate with usual power of attorney to transfer; and this
is so though no notice had been given to the bank of the transfer. (Bank
vs. Lanier, 11 Wall., p. 369.)
II. Shares are quasi negotiable. (Ibid., p. 369.)
III. Stock of an incorporated company is chose in action. (B. U. Keyser vs. JaneC.
Hitz, Sup. Court I). C, June 26, 1883.)
IV. The creditors of a shareholder in a national bank sued him in the place where
the bank was located, and attached his stock, obtained judgment, sold the
shares on execution, and on the sheriff's certificate the bank transferred the
stock to purchasers. It appears that a year previous to this action the
owner had assigned thorn to D, with power of attorney to make the transfer, and, January, 1869, I) assigned them to S for full consideration, power
of attorney, &c* S went to bank to make the transfer. The bank refusing, he brought suit and recovered judgment. The judge held that where
there are no positive provisions of law making transfers without public
notice void as against attaching creditors, such creditors take their debtor's property subject to honest and bona fide liens and equitable transfers.
(Scott vs. Pequonnock Xat'l Bank, U. S. Circuit Court S. I). N. Y )
V. ASSIGNMENT OF BANK STOCK NOT TRANSFERRED ON BANK BOOKS.—The by-
laws of the Eliot National Bank provided that its stock should be assignable only on the books, and that when the stock was transferred the certificate should be returned and canceled, and a new one issued. The owner
of stock assigned his certificate with power of attorney to the Continental
National Bank as collateral security for a loan: Held, that this assignment
to the latter bank was valid against an attachment of the stock by the
former bank in an action by it against the owner of the stock. (United
States Circuit Court, Mass., May 21,1881; Continental National Bank vs. Eliot
National Bank.)
SURPLUS FUND.
I. Where the shares of a national bank are assessed for taxation at their par
value, the surplus fund of such bank, in excess of the amount required by
law to be kept on hand, is taxable. (First National Bank vs. Peterborough,
56 X. H.,p.'SS.) But when such shares are assessed at their market value,
and the amount of such surplus is taken into account in estimating such
market value, it is not taxable. (State vs. City of Xewark, 10 Vroom \_X. </.],
p. 380.)
II. Neither a dividend which has been declared, nor a portion of capital of a national bank remaining after a reduction has been made, can be retained by
the directors to constitute a surplus fund. (Seeley xs. New York National
Exchange Bank, 4 Abb. IN. F.], p. 61.)
III. The surplus fund which a national bank is required, by section 5199, U. S. Revised Statutes, to reserve from its net profits, is not excluded in the valuation of its shares for taxation. (Strafford National Bank vs. Dover, 2 Thomp.
Cases, p. 296, Sup. Court N. H., following National Bank vs. Commonwealth,
9 Wall., p. 353; People vs. Commissioners, 94 U. S., p. 415.)
TAXATION.
I. BY LICENSE.—The District of Columbia imposed a license tax on all the national banks in the District, the rate being
50 cents annually on each $1,000
of the capital invested. The Citizens1 National Bank refused to pay this
assessment, and a test case was made in the District criminal court, Mr.
Justice Mac4rthur presiding. This court, after full argument, held the tax
illegal and void, as being contrary to the mode of taxation prescribed by
Congress, which mode was held to be exclusive. This ruling of Judge
MacArthur is fully sustained by the supreme court of Missouri. (Carthage
vs. Carthaqe National Bank, 71 Mo., 508; also by National Bank of Titusville
vs. Cadwell, V. S. Dist. Court, West, Dist. Pa., Fed. Reporter, XIII, p. 429.)
C
REPORT OF THE COMPTROLLER OF THE CURRENCY.
TAXATION—Con tinned.
II. OF INSOLVENT HANKS.—A tax levied upon the property of a national bank,
subsequent to its insolvency, is subordinate to the rights of a receiver,even
though he be appointed after such levy. (Woodward vs. Ellsworth, 4 Colo.,
p. 590.)
u
(See Title SURPLUS FUND," supra.)
III. OF INTEREST AND DIVIDENDS.—Under the internal-revenue act of July, 1870,
interest paid and dividends declared during the last live months of 1870
are taxable, as well as those declared during the year 1871. (Blake vs.
National Banks, 23 Wall, p. 307.)
IV. OF SHARES OF STOCK.—The act of 1864, rightly construed, subjects the shares
of the association in the hands of shareholders to taxation by the States,
under certain limitations set forth in section 41, without regard to the fact
that part or the whole of the capital of such association is invested in national securities, which are declared by law exempt from State taxation.
(Van Allen vs. Assessors, 3 Wall., 573. Chase, C. J., and other judges dissented.)
V. Act thus construed is constitutional. (Ibid., p. 573.)
VI. A certain statute of New York, which taxed shares of national-bank stock,
declared void, because shares of State banks were not taxed, although their
capital was ; the act of Congress prescribing that shares of national banks
shall be taxed only as shares of State banks are. (Ibid.jp, 573. The ruling
as to taxing shares of stock reaffirmed in Bradley vs. People, 4 Wall., p. 459;
National Bank YS. Commomcealth,
9 Wall., p. 353.)
VII. In last case, Held, that a State lawr requiring the cashier to pay the
tax was
valid. Held, also, that a certain State tax law virtually taxed ushares of
moneyed corporations," &c. (Ibid., p. 353.)
VIII. Section 5219 of United States Revised Statutes applies to and includes as well
the valuation of shares for taxation as the rate of tax to be imposed, and
prohibits a State from discriminating, detrimentally to a national bank, as
to either valuation or rate. Therefore, a statute of the State of New York
which permitted a party, when being assessed, to deduct his just debts from
the value of all his personal
property, save such as was invested in shares
of national-bank stock, wras held void as to taxation of such shares. (People vs. Weaver, U.S., p. 539, overruling the judgment of New York court
of appeals in same cause.)
IX. So in another
case, where local assessors valued all other property below- its
cash wrorth, but assessed shares of national-bank stock at par or their full
value: Held, that the tax upon shares thus assessed was invalid, and that,
upon payment of the amount justly assessable, a court of equity would
enjoin collection of the residue. (Pelton vs. Commercial National Bank of
Cleveland, 101 U.S., p. 143.)
X. Where it appeared that throughout a portion of Ohio, including Lucas County,
and perhaps all over the State, a settled rule with the equalizing officers
was
to value real estate and ordinary personal property at one-third of their
wrorth, wrhile moneyed capital was fixed at three-rifths, and the State board
of equalization, without changing the valuation thus made of real estate
and ordinary personalty, assessed national-bank shares at par: Held, that
such unequal valuation wras in violation of the constitutional rights of
such shareholders; and, on paymeut of the tax justly due, equity would
enjoin collection of the residue. (Cummings vs. Merchants' National Bank of
Toledo, 101 U. S.,p. 153.)
XI. Shares of stock in national banks are personal property, and though in one
sense incorporeal, the law which created them could separate them from
the person of their owner for taxation, and give them a situs of their own.
(Tappan, collector, vs. Bank, 19 Wall,, p. 490.)
XII. Section 41 did thus separate them and give them a situs of their own. (Ibid.,
p. 490.)
XIII. This provision of the national currency act became a law of the property
(in shares), and every State in which a bank was located acquired jurisdiction, for taxation, of all the shares, whether owned by residents or nonresidents, and power to legislate accordingly. (Ibid., p. 490.)
XIV. Under the act of Congress of February 10, 1868, enacting that each State legislature may direct the manner of taxing all shares of stock of national
banks located within the State, subject to the restriction that the taxation
shall not be greater than the rate assessed upon other moneyed capital in the
hands of individual citizens of such State, and of a certain act of the legislature of Pennsylvania, which provides that such shares shall be assessed
for school, municipal, and local purposes at the same rate as is now or may
hereafter be assessed and imposed upon other moneyed capital in the hands
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CI
TAXATION—Continued.
of individual citizens of the State : Held, that shares of national-bank stock
may be valued for taxation for county, school, municipal, and local purposes at an amount above their par value. (Hepburn vs. School Directors of the
Borough of Carlisle, 23 Wall., p. 480.)
[NOTE.—In this case it appeared that Hepburn owned several thousand
dollars of national-bank stock, the par value of which was $100 per share,
and that it was valued for taxation, for a school tax, at $150 per share.
This assessment was held valid, notwithstanding that by a certain act of
the State legislature, applicable to the county of Cumberland, in which the
borough of Carlisle was situated, certain specified kinds of moneyed obligations were exempt from taxation except for State purposes.]
XV. The rate of taxation of shares of a national bank by a State should be the
same a«, or not greater than, that upon the moneyed capital of the individual citizen which is liable to taxation ; that is, no greater in proportion
or percentage of tax on the valuation of shares should be levied than upon
other moneyed taxable capital in the hands of the citizen. (People vs. The
Commissioners, <fc., 4 Wall., p. 256.)
XVI. The act of Congress approved June 3, 1864 (R. S., sec. 5219), was not intended
to curtail the power of the States on the subject of taxation, or to prohibit
the exemption of particular kinds of property, but to protect the corporations formed under its authority from unfriendly discrimination by the
States in the exercise of their taxing power. (Adams vs. Nashville, 95 U.
S. [5 Otto], p. 19. See, also, Saint Louis National Bank, National Bank of
the State of Missouri, Third National Bank, Valley National Bank, and Merchant's National Bank of Saint Louis vs. Papin, in United States circuit court,
eastern district of Missouri, September term, 1876. Also, Gallatin National
Bank of Neiv York vs. Commissioners of Taxes, supreme court of New York,
first department, general1 term, November, 1876. These latter cases are
published in the Bankers Magazine for December, 1876.)
XVII. OF TOWN AND CITY NOTES, ETC.—Section 3441, IT. S. Revised Statutes, which
enacts that every national bank, State bank, or banker, or association shall
pay a tax often per centum on the amount of notes of any town, city, or
municipal corporation paid out by them, imposes the taxes thus laid, not on
the notes, but on their use as a circulating medium, and is therefore constitutional. (National Bank vs. United States, 101 U. S., p. 1.)
XVIII. When by a State statute the citizen may have the amount of his indebtedness deducted from the total value of his personal property, thus ascertaining the amount of his personal estate subject to taxation, and a subsequent
statute relatiug to taxation of bank shares makes no provision for such deduction, the latter statute is nevertheless the valid rule for assessing such
shares in all instances where there are no debt-s to be deducted. That the
latter statute does not authorize a deduction for debts does not invalidate
it, except as to that distinct and separable principle.
XIX. Under such statutes assessments of bank shares where there are no debts to
deduct are valid. Even in cases of assessments where debts exist, which
should be deducted, but are not, the assessments are avoidable only, not
void. (Supervisors of Albany vs. Stanley, U. S. Supreme Court, April, 1882.
Fed. Reporter, Vol. XII, p. 82.)
XX. Johnston vs. U. S. Court of Claims, December 1, 1881. Under section 22 of the
act of March 3, 1869, relative to abatement of taxes versus insolvent national banks. Semi-annual taxes are expected to come out of profits of the
bank, and, thus reducing dividends, they are a tax on the proprietors of the
institution, not on the depositors. (Court of Claims Beports, vol. 17, 158.)
XXL In the two following cases, one in California and one in Alabama, it was
decided in each instance that the particular form of discrimination under
the laws and regulations of the State was contrary to the Federal law permitting the taxation of national-bank shares by States. (Pollard vs. Zuber,
65 Ala., 635, Miller vs. Heilbrun, 58 Cal., 133.)
TRANSFERS OF ASSETS.
I. A preference of one creditor to another, within the meaning of section 5242
Revised Statutes, is a preference given by the bank to secure or pay a preexisting debt. Where a person, knowing that a national bank is embarrassed, makes to it a loan, taking as security therefor a pledge of part of
the assets of the bank, this transfer does not give him the preference prohibited by the statute. (Casey vs. Le Societe de Credit Mobilier, 2 Woods,
p. 77.)
CII
REPORT OF THE COMPTROLLER OF THE CURRENCY,
TRANSFERS OF ASSETS—Continued.
II. WHEN NOT BINDING.—Under said section 524*2, which declares void transfers
of its property by a national bank, made in contemplation of insolvency,
and with a view to give a preference to one creditor over another, or with
a view to prevent the application of the assets of the bank in the manner
prescribed by law, such a transfer is void if the insolvency is in the contemplation of the bank making the transfer, although the party to whom
it is made does not know or contemplate the insolvency of the bank.
(Case, Receiver, vs. Citizens' Bank, 2 IVoods, p. 23.)
III. As to when a pledge of assets, even when intended as security for a loan to a
national bank, will be held invalid as against general creditors, see the
cases of Casey, Receiver, vs. Le Socie'te de Credit Mobilur; Same vs. National
Park Bank; Same vs. Schuchardt,96 U. S. [6 Otto'],pp. 467,492,494.
TRUSTEES, ETC.
I. A trustee transferred sureties to the Merchants' Bank of Boston as collateral
for money advanced and lost in speculation. The Massachusetts Supreme
Court compelled the bank to restore the collateral, some $40,000, to the
plaintiff, a lady, on the ground that the stocks and bonds were transferred
under such circumstances as to put the bank on inquiry.
ULTRA VIRES.
I. WHAT IS.—National banks cannot sell railroad bonds for third parties on commission, or engage in business of that character. (Susan Weckler vs. First
National Bank of Ilagerstoicn, Court of Appeals of Maryland, 42 Md., p. 581.)
II. In an action of deceit against a national bank, tor alleged false representations of its teller in the sale to plaintiff of certain railroad bonds: Held,
that the selling of such bonds on commission was not within the authorized
business of a national bank, and being thus beyond the scope of its corporate powers, the defense of ultra vins was open to it, and it was not responsible for the deceit of its teller. (Ibid.)
III. A national bank has no inherent power to act as agent in the purchase of
bonds or stocks for third persons, and its president cannot bind it by an
agreement so to act without special authority. (First National Bank of
Allentown vs. Hoch, 89 Perm., p. 324.) Qutre: If the bank has no such inherent power, how can it confer "special authority" on the president?
[NOTE.—Whether the purchase of promissory notrs by a bank empowered
to discount them is ultra vires, is a question upon which the adjudications
are in conflict. That such purchase is valid, see Pape vs. Capital Bank of
Topeka, 20 Kans., p. 440; Smith vs. Exchange Bank, 26 ()., p. 141, $c. Per
contra, see Farmers and Mechanics1 Bank vs. Baldwin, 23 Minn., p. 198 ; First
National Bank of Rochester vs. Pierson, 1 Thomp. Cases, p. 673. There is
much in the point that if a national bank can purchase promissory notes, it
can do so for such price as the seller may be willing to take; and thus the
prohibitions as to usury may be practically nullified. > But further, why
should not the rule uexpressio vnius est exclusio alterius'' control? In National Bank vs. John-son, 104 U. S. 271, the United States Supreme Court held
that a national bank may purchase business paper (promissory notes) when
the transaction amounts in law, to a discount, but expressly leaves undecided
the question whether such bank can buy such paper "indorsed without
recourse," or transferred by delivery only. (See the closing |)aragrapli of
opinion.)]
IV. WHAT IS NOT.—A national bank took a lien upon real estate to secure a preexisting debt. Afterward the bank paid $500 to discharge a prior lien upon
the laud, taking a note and mortgage on land in Kansas to secure this advance. Lien
and mortgage held valid and'warranted bylaw. (Ornn \a.
Mcrclwnis'1 National Bank, 16 Kans., p. 341.)
V. A chattel mortgage taken by a national bank to secure a pre-existing debt is
valid, and will bo enforced. (Spofford vs. First National Bank, 37 Iowa, p.
181.)
VI. A bank organized under the national bank act has power to sell any immovable it may own, and may reserve a mortgage and vendor's privilege
(lien) thereon. (New Orleans National Bank vs. Raymond, 29 La. Annual, p.
355.)
VII. It would seem that where a national bank had realized the consideration
agreed upon for its guarantee of the paper of another, the doctrine of
estojjpel in pais precludes such bank from asserting that such guarantee is
ultra vires. (People's Bank vs. National Bank, 101 U. S., p. 181.)
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CIII
ULTRA VIRES—Continued.
VIII. A national bank has corporate power to enter into an agreement with a customer to exchange for him non-registered for registered United States bonds;
and it is bound by an agreement to that effect, made for a sufficient consideration by its cashier. (Yerkes vs. National Bank, 69 N. Y., p. 382.)
(See, also, Title " DEPOSITS, SPECIAL," ante.)
IX. A township in Vermont issued its bonds with interest coupons attached.
Each coupon contained an express promise to pay, &c. A national bank
bought of these bonds, and sued the township in assnmpsit, on unpaid coupons : Held, that the action was in due form, and that a national bank could
legally buy, hold, and sue upon such bonds and upon the coupons. (North
Bennington Bank vs. Benningtvn, 16 Blatchf.,p. 53.)
USURY.
I. State laws relative
to usury do not apply to national banks. (Farmers and
Mechanics7 National Bank vs. Dearing, 1 Otto, p. 29.)
II. The only forfeiture declared by the 30th section of the act of June 3, 1864
(Revised Statutes, section 5198), is of the entire interest which the note or
bill carries with it, or which has been agreed to be paid thereon, when the
rate knowingly reserved or charged by a national bank is in excess of that
allowed by that section; and no loss of the entire debt is incurred by such
bank as a penalty or otherwise, by reason of the provision of the usury law
of a State. (Farmers and Mechanics'' National Bank vs. Dearing, above cited ;
National Exchange Bank vs. Moore, 2 Bond, p. 170; Bctrnett vs. National Bank,
98 U. S. [8 Otto), p. 555.)
III. If usurious interest has been paid to a national bank, twice the amount of
interest thus paid may be recovered from such bank by the person paying
the same, or his legal representative•; but as this provision of the statute is
penal and the same statute prescribes how such recovery may be had, no
other remedy can be resorted to. It must be recovered, if at all, in a suit
in the nature of an action of debt. That the borrower from a national
bank has paid usurious interest can avail him nothing, as a defense, or by
way of a set-off, when sued for the amount of the loan by the bank. (Barnetivs. National Bank, above cited.)
(See Title " INTEREST," ante.)
IV. While the national-bank act prescribes penalties for usury, it does not make
the contract (e. g. contract of indorser) void ; and for the court so to decide
would be to add a penalty not imposed by the statute. This the court will
not do. (Oates vs. First National Bank of Montgomery, 100 U. S.,p. 239.
V. The assignee in bankruptcy of a borrower from a national bank may sue for
and recover the penalty for having received usurious interest. ( Wright vs.
First National Bank of Greensburg, 2 Thomp. Cases, p. 138, U. S. Cir. Court,
Indiana.)
VI. The exacting t)f usurious interest by a national bank, upon the discount of a
note, works a forfeiture of interest accruing ajter, as well as before, the.
maturity of the note. (National Bank of Uniontoivn vs. Staujfer, 2 Thomp.
Cases, p] 178, U. S. Cir. Court, Western District Penn.)
VII. There are no State banks of issue in this State entitled to receive more than
six per cent, interest, consequently national banks cannot contract for or
receive a higher rate than six per cent. Where money is recoverable under
a statute that makes no provision for interest none can be recovered.
(Supreme Court of Pennsylvania, Columbia National Bank vs. Bletz.)
A person who procures the discount by a national bank of promissory notes
of others, held by him, he indorsing the same, at an unlawful rate of interest, may maintain an action to recover back from the bank twice the amount
of such'interest, under the provisions of the United States Revised Statutes,
section 5198, giving the right to such an action, and this, notwithstanding
the transaction, would not, under the law of the State where the bank is
located, be usurious if between private persons. (United States Supreme
Court, December 12, 1881. National Bank of Gloversville vs. Johnson.)
VlSITORIAL POWERS.
I. Section 5241 U. S. Rev. Stats, prohibits a State court from compelling officers
of a national bank to produce the bank books for the purpose of ascertaining facts upon which to impose a State tax upon the deposits of depositors.
(Nation! Bank of Youngstownvs. Hughes, Auditor, $-c, 2 Thomp. Cases,p. 176,
U. S. Cir. Court,N. Dist. Ohio.)
CIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table showing by States the number and capital of national banks, the corporate existence of
which was extended prior to November 1, 1884.
State.
No. of
banks.
Capital.
Connecticut
Delaware
Indiana
Illinois
Iowa
Kentucky
Kansas
Maine
Massachusetts ..
Maryland
Michigan
Missouri
Minnesota
New York
New Hampshire
New Jersey
Nebraska
Ohio
Pennsylvania ..
Rhode Island ...
Tennessee
Vermont
West Virginia..
Wisconsin
18 $6, 249,000
1
500, 000
13 . 1,457,000
22
2, 670, 000
10
985, 000
1
500, 000
1
100, 000
16
3, 400,000
60 31,420, 000
1, 710, 000
3
8
725, 000
3
1, 550, 000
3
1, 200, 000
68 16, 738, 000
7
1,110, 000
13
2, 400, 000
1
200, 000
46
8, 580, 000
79 19, 589, 000
2
800, 000
2
850, 000
9
1, 700, 000
1
150, 000
11
810, 000
Total
398' 105, 393, 000
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CV
NATIONAL BANKS whose CORPORATE EXISTENCE will EXPIRE during the
year 1885, with the DATE of the EXPIRATION, the AMOUNT OF CAPITAL
'STOCK of each BANK, the UNITED STATES BONDS on DEPOSIT with the
TREASURER, and the AMOUNT OF CIRCULATION ISSUED thereon.
Title of bank.
No.
720
758
764
794
804
827
948
715
721
730
737
762
766
-856
775
728
738
722
777
753
776
853
965
1019
872
899
752
767
805
814
873
739
751
809
763
835
862
745
831
1040
|
i Expiration
I State, of corporate
!
i existence.
Capita]
stock.
United
States
bonds.
Circulation.
$534, 000
The Home National Bank, Meriden' Conn . J a n . 2,1885 i $600, 000
The National State Capital Bank, !
,
;
200, 000
200, 000
Concord
K H . . ; Jan. 2,1885 I
100,000
100, 000
The Oxford National Bank, Oxford! Mass . Jan. 2,1885 '•
The F i r s t National Bank, Martins- !
100, 000
50, 000
ville .
Ind...i Jan. 2,1885,
I
j T h e F i r s t National Bank, N e w
100, 000
100, 000
Castle .
I n d . . J Jan. 2,1885
40, 000
50,000
The First National Bank, Gralva... Ill . . . . Jan. 2,1885
150, 000
150, 000
The First National Bank, Le Roy -j N. Y..i Jan. 2,1885
The Phenix National Bank, Prov350, 000
idence
R . I . . . ! Jan. 2,1885 I 450, 000
80, 000
i The First National Bank, Batavia. Ohio . . , Jan. 3, 1885
80, 000
! The Manufacturers' National Bank,
Troy
150,
000
150,
000
3,1885
N. Y.. Jan.
The Evansville National Bank,
712,
000
800,000
Evansville
Ind. ..| Jan. 3,1885 j
The Wyoming County National
100, 000
Bank, Warsaw
N. Y..I Jan. 3,1885 ; 100, 000
! The Ticonic National Bank, WaI
100, 000
100, 000
j terville
M e . Jan. 3,1885 i
The Bristol County National Bank,
500, 000
Taunton
Mass Jan. 3,1885 | 500, 000
The Slater National Bank, of
300, 000
North Providence, Pawtucket... R.I...! Jan. 3,1885 ! 300, 000
The New Albany National Bank,
200, 000
50, 000
New Albany. '
! Ind . . . ! Jan 3,1885 !
The National"Bank of Oxford. Ox- j
'
125, 000
125, 000
ford
.
'..
. . . P a . . . . Jan. 4,1885 i
The First National Bank, Frank100, 000
50, 000
lin
Ohio . . Jan. 4,1885 !
The Allegheny National Bank,
200, 000
Pittsburgh 1
\ P a . . . . Jan. 4,1885 | 500, 000
The Second National Bank, Louis- !
300, 000
ville
! Ky,-... Jan. 5,1885 | 300, 000
The Railroad National Bank, Low6,1885
I
800,
000
715, 000
ell
Mass .' Jan.
The Second National Bank, Allegheny
! Pa
' Jan. 6,1885 i
150,000 j 130, 000
The Delaware County National j
j
i
Bank, Delaware
; Ohio . . i Jan. 6,1885 '
100,000 i 100, 000
The Merchants' National Bank,
j
100,000 I 100, 000
New Albany
i «Ind . . . Jan. 6, 1885 !
100,000 !
50,000
The First National Bank, Owego.. N.Y.-; Jan. 7,1885
The First National Bank, Knightsj
50,000 I
12, 50^
. town
Ind . . . j Jan. 7,1885 I
The Cape Ann National Bank, J
i
150,000 j 150, 000
Gloucester . .
; Mass . Jan. 7, 2885 .
The First National Bank, Red ;
j
150,000 j 150,000 !
Hook
. . . . ' N . Y . . 1 Jan. 9,1885 •
The Marblehead National Bank,
;
I
120, 000
Marblehead
Mass .'.. Jan. 9,1885 '
The Townsend National Bank,
j
120,000 i
100,000
Townsend
Mass ., Jan 9,1885 \
The Third National Bank, Balti- •
i
100,000 |
262,500 '
more
M d . . . i J a n . 9,1885 j
The First National Bank, Elk
!
500,000
4 5 , 0 0 0 '••
Horn
W i s . - j J a n . 9,1885 '
The National Albany Exchange ;
;
j
50, 000
300.000 '
Bank, Albany
'....
'...
N. Y . . j J a n . 10,1885
The National State Bank, Burlingj
300, 000
50,000 ;
ton
Iowa .; Jan. 10,1885 !
The Northern National Bank, To- !
!
150, 000
I
ledo
Ohio . . j Jan.
50,000:
10,1885
The First National Bank, Charles- j
i
150, 000 i
ton
: 111
! Jan. 10,1885 |
50, ooo ;
The Wyoming National Bank,
j
100,000 |
Tunkhannock
Pa
I Jan. 10,1885 j
100, 000
50,000
The Tioga National Bank, Owego.. N. Y . . j Jan. 10,1885
100,000 !
The Lewisburg National Bank,
\
100,000 ; 100, 000
Lewisburg.
. . . . Pa
| Jan. 11, 1885
100,000 ;
The National Bank of Galena, Ga- j
!
30, 000
lena
111
Jan. 11,1885 I
100,000 j
The First National Bank, Sauger- I
!
137,000
ties
! N.Y . Jan. 11,1885 |
200,000 i
$480, 000
180, 000
90, 000
45, 000
90, 000
36, 000
135, 000
315, 000
72, 000
135, 000
639, 750
90, 000
90, 000
450, 000
270, 000
45, 000
112, 500
45, 000
180, 000
270, 000
640, 000
117, 000
90, 000
90, 000
45, 000
11, 250
135, 000
135, 000
108, 000
90, 000
236, 250
40, 500
270, 000
45, 000
45, 000
45, 000
90, 000
45, 000
90, 000
27, 000
123, 300
CVI
REPORT OF THE COMPTROLLER OF THE CURRENCY
NATIONAL BANKS whose CORPORA TE EXISTENCE will EXPIRE during the year
1885, tfc.—Continued.
No.
1146
756
754
895
733
749
780
1046
894
908
795
759
866
930
781
788 !
Title of bank.
State,
! Expiration
of corporate
existence.
The Mad River National Bank, j
Springfield
O h i o . . Jan. 11,1885
$300, 000
$300,000 I $270, 000
The iEtna National Bank, Hart- i
j
ford
\ Conn . ! Jan. 11,1885
342, 000
525, 000
380,000 I
The Fairfield County National j
270, 000
Bank, Norwalk
! Conn | Jan. 12,1885
300, 000
300,000 !
The Conway National Bank, Con- j
135, 000
way
! Mass
150, 000
150, 000 !
Jan. 12,1885
The National Bank of Commerce, j
New York
' N. Y . . Jan. 13, 1885
5, 000, 000 1,134, 000
1, 020, 585
The Rock County National Bank, j
Janesville
| W i s . . . Jan. 13, 1885
100,000
100, 000
90, 000
The Waterbury National Bank, ,
500,000
j
400,
000
|
13,
1885
360,
000
Waterbury
C o n n , Jan.
The First National Bank, ThornInd . . . Jan. 13, 1885
50, 000
45, 000
50,000 j
town
45, 000
The First National Bank, Kokomo. Ind . . . Jan. 14,1885
50,000 j
50, 000
The First National Bank, Mount
i
50, 000
45, 000
Vernon
! Ohio .. i Jan. 14,1885 !
50, 000
The First National Bank, Seaford [ Del ... Jan.
50, 000
The First National Bank, Knox14, 1885
ville
I 111.... Jan.
60, 000
The Milford National Bank, Mil- !
16, 1885 j
ford
! Mass . Jan.
250, 000
The National State Bank, La Fay16, 1885
150, 000
ette
"... Ind ... J a n .
The AVamesit National Bank, Lowell Mass J a n . 16, 1885 | 250, 00O
The Louisville City National Bank, \
17, 3885 j
K y . . . Jan. 17, 1885 |
400, 000
Louisville
919 j The Pawcatuck National Bank,
Pawcatuck
933 The Farmers' National Bank, Ripley
769 The Whitinsville National Bank,
Whitinsville
746 The First National Bank, Woburn.
The National City Bank of Cam770
bridge, Cambridgeport
The Merchauts' National Bank,
869
Indianapolis
The Traders' National Bank, Balti-
826
The Second National Bank, Hamilton
The Merchants' National Bank,
871
Mdill
Meadville
The Citizens' National Bank, Woon970
socket
j
786 The National City Bank, Cleveland.;
844 The Merchants' National Bank,
Cincinnati
1103 I The National State Bank, Terre
Haute..
785 The City National Bank, Cairo
787 The Hilisborough National Bank,
829
Conn
Ohio .
Jan. 17, 1885
Jan. 17, 1885
Jan.
Jan.
Mass
Jan.
Ind . . Jan.
Md .
Jan.
Ohio .. Jan.
Pa .... Jan.
Mass
Mass
R. I
Ohio .
17, 1885
The Concord National Bank, Concord
50, 000
45, 000
50, 000
45, 000
250, 000
225, 000
150, 000
202, 000
135, 000
180, 000
400, 000
360, 000
85, 000
100, 000
80, 000
100,000
72, 000
90, 000
100, 000
300, 000
100, 000
300, 000
90, 000
270, 000
50, 000
45, 000
18, 1885
100,000 ;
18, 1885
100, 000
100, 000
90, 000
230, 000
50, 000
45, 000
100, 000
100, 000
90, 000
100, 000
100, 000
90, 000
100, 000
200, 000
100, 000
50, 000
90, 000
45, 000
1,000,000 I
489,000
440, 000
200, 000
100, 000
200, 000
25, 000
180, 000
22, 500
100, 000
100, 000
90, 000
300, 000
50, 000
45, 000
75, 000
75, 000
67, 500
100, 000
50, 000
45, 000
250, 000
250, 000
225, 000
150, 000
100, 000
90, 000
150, 000
50, 000
45, 000
350, 000
224, 000
201, 600
107,000
100, 000
107, 000
90, 000
91, 300
400, 000
400, 000
18, 1885
19, 1885
19, 1885
0.9, 1885
Jan.
Jan.
19, 1885
20, 1885
O h i o . . J a n . 20, 1885
Ind .
Jan. 20, 1885
Ill . . . . | Jan.
21, 1885
Ohio . . i Jan.
21, 1885
Hillsborough
The City National Bank, Grand I
Rapids
\ Mich. . j Jan.
21, 1885
834 The First National Bank, Shippensburg
\ Pa . . .-! Jan.
21,1885
902 ! The Lee County National Bank, i
Dixon
I 111 . . . . Jan.
21,1885
1105 j The East River National Bank,
New York
I N. Y. I
. i Jan. 21,1885
802 | The Holliston National Bank, Hoi- j
_
liston
Mass. . i Jan.
23,1885
819 I The National Bank of Blooming111... . j Jan.
I ton
23,1885
845 The Middlesex County National \
Bank, Middletown
Conn. J Jan.
23, 1885
1402 The First National Bank, Woonsocket
! R. I . . . | Jan. 23,1885
774 The First National Bank, Clarion..! Pa . . . .! Jan. 23,1885
The First National Bank, Lexing760
. I J a n . 23,1885
ton
The Hamilton National Bank, Bos778
ton
| Mass. . Jan. 24,1885
The Wayne County National Bank,
828
Ohio .. i Jan. 24,1885
Wooster
812
833
! States Circulation.
I bonds. ;
Mass..! Jan. 24,1885
77, 400
360, 000
750, 000
270, 000
75, 000
75, 000
100, 000
100, 000
241, 700
67, 500
88, 600
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CVII
NATIONAL BANKS whose CORPORATE EXISTENCE will EXPIRE during the year
1885,
No. i
Title of bank.
<j'c—Continued.
\ Expiration j
State. ! of corporate j Capital
! existence. I stock.
Tbe Merchants' National Bank,
j
New Bedford
Mass..i Jan. 25,1885 i
The National Bank of Castleton ... N. Y ..| Jan. 25,1885 I
The First National Bank, Blairs|
ville
Pa
i Jan. 25,1885 ;
i
865 The Fort Wayne National Bank,
Fort Wayne
Ind ... Jan. 25,1885 i
791 The Citizens' National Bank, Waj
tcrbury
Conn..' Jan. 25,1885 •
824 The Grafton National Bank, Graf ,
!
ton
Mass, j Jan. 26,1885 i
852 The First National Bank, ManitoI
woe
Wis .. i Jan. 26,1885 j
886 The Genesee Valley National Bank,
•
Geneseo
N. Y.. | Jan. 26,1885 ;
822 The Dover Plains National Bank,
i
Dover
N. Y.. j Jan. 27,1885 j
784 The Union National Bank, Lewisj
burg
Pa
! Jan. 28,1885 i
793 The Muncie National Bank, Mun|
cie
Ind ... j Jan.
The First National Bank, Fulton..: N. Y.. Jan. 28,1885 i!
28,1885
The People's National Bank, WaI
terville
iMe.-.iJan.
The Dayton National Bank, Day28,1885 |
ton
Ohio.. Jan.
901 The Sandy Hirer National Bank,
Farmington
Me... Jan. 28,1885 i
1033 The First National Bank, MorriJan. 28,1885 !
111.
825 The First National Bank, Sturgis.J Mich, i Jan. 28,1885 !
30,1885 I
839 The Farmers and Drovers' Na- I
\
tional Bank, Waynesburg
! Pa
j Jan. 30,1885 |
913 The First National Bank, Cham- |
paign
I 111
j Jan. 30,1885 !
956 The First National Bank, Jeffer- |
j
sonville
! Ind ... i Jan. 30,1885 |
841 The Frodonia National Bank, Fre- I
!
donia
• N. Y.. j Jan. 30,1885 I
796 The Yale National Bank, New Ha- j
i
ven
| Conn . • Jan.31,1885 ;
837 The First National Bank, Muncy.. Pa
• Jan. 31,1885 j
955 The State of New York National !
'
Bank, Kingston
i N. Y.. Jan. 31,1885 j
The National Bank of Lebanon
j N. H.. Feb. 1,1885 '
1032 ; The First National Bank,, Seymour
S y o u Ind . . . Feb. 1,1885
806 I T
h NNational
t i l
M
k t Bank
B
k off j
The
Market
Brighton, Boston
: Mass Feb. 2,1885
823 The National Niantic Bank, West- !
United
States
bonds.
Circulation.
799
842
867
858
810
817
832
erly
: R. I...J Feb. 3,1885 I
The First National Bank, Newark- 1 Ohio ..i Feb. 3,1885 I
The Second National Bank, Pater- |
j
son
i N. J .. i Feb. 4,1885 |
The National Exchange Bank, j
'<
Salem
| Mass .! Feb. 4,1885 i
The National Granite Bank, Quin- ,
i
cy
j Mass .' Feb. 4,1885 |
j
i field
! Pa....'Feb. 6,1885 j
j
1 The Merchants' National Bank, i
Evansville
.... I Ind ...[ i Feb. 6, 1885 |
The Georges National Bank, \
il Thomaston
j Me { Fob. 6,1885 i
The Lexington City National Bank, j
j
!
Lexington
j Ky ... j Feb. 7,1885 I
/The Winchester National Bank, I '
j
Winchester
j N. II.. i Feb. 7,1885 '
i The Keene National Bank, Keene .: N. EL. i Feb. 7, 1885 i
• The First National Bank, Macomb. I III .....I Feb. 8,1885 |
The Montpelier National Bank, j
i
Montpelier
! Vt . - j Feb.11,1885 !
The Second National Bank, Titus- j
ville
Pa ... ! Feb. 11,1885 |
The First National Bank, Barnes- |
ville
i Ohio..! Feb. 11,1885 i
The Manheim National Bank, Man- j
j
heirn
,
j Pa
Feb. 11,1885 i
855 • The County National Bank, Clear- j
989
1142
906
887
877
967
857
879
911
912
$1, 000, 000
100, 000
$935, 000
50, ooo ;
$841, 510
45, 000
80, 000
80, 000
72, 000
350, 000
300, 000
270, 000
300, 000
300, 000
270, 000
100, 000
100, 000
90, 000
50, 000
50, 000
45, 000
132, 700
150, 000
147, 650
100, 000
100, 000
90, 000
100, 000
100, 000
90, 000
200, 000
57, 500
50,000 !
57,500 j
200, 000
200,000 j
45, 000
51, 700
180, 000
i
300,000 J
270, 000
300,000 |
75,000 j
100,000 !
50,000 ;
150,000 |
67, 500
75,000 S
100,000 j
50,000 i
90, 000
45, 000
134, 700
100,000 i
I
750,000 I
100, 000 !
150,000 i
i
50,000 |
92,800 |
i
50,000 •
600,000 I
95,500 I
225,000 •
100,000 !
100,000 '
100,000 |
100,000 i
100,000 I
539, 940
89, 950
90, 000
90, 000
90, 000
250, 000
250, 000
225, 000
250,000
100,000 I
250,000 j
50,000 I
225, 000
45, 000
65,000 i
150,000 !
100,000 |
37,500 !
45, 000
83, 520
45, 000
33, 750
200,000 ;
200,000 |
180, 000
150,000 I
150,000 i
135, 000
100,000 i
100,000 i
90, 000
250,000 !
50,000 j
45, 000
110,000 ;
110,000 |
99, 000
200,000 [
50,000 I
45,000
200,000 '
100, 000
100, 000
150,000 I
100,000 ;
100,000 I
135, 000
90, 000
90, 000
I
360, 000
324, 000
360, 000 !
300, 000
45, 000
50,000 I
100, 000
90, 000
100,000 '
150, 000
108,000
.120, 000
CVIII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS whose CORPORATE EXISTENCE will EXPIRE during the year
1885, 4-c—Cpntinued.
No.
1064
1G87
1034
1054
1177
850
892
935
938
975
875
944
953
583
1020
942
1070
946
847
1298
1368
840
903
916
999
1036
1084
922
1024
1043
1145
1456
1044
893
917
1167
909
884
940
896
924
994
Title of bank.
State.
Expiration
of corporate,
existence, i
United
States
bonds.
Circulation.
i
The Madison National Bank, London
$120, 000
Ohio . . Feb. 11,1885 i $120, 000
The Cocheco National Bank, Dover N . H . . Feb. 11,1885!
150, 000
150,000 i
The First National Bank, Connersville
I n d . . . Feb. 13,1885 • 100, 000 I 100, 000
The First National Bank, Hopkinton, Hope Valley
90, 000
R.I... Feb. 13,1885 ! 100, 000
The First National Bank, Mendota 111.... Feb. 13,1885 1 100, 000
100, 000
The Third National Bank, Buffalo. N.T.. Feb. 14,1885 | 250, 000
50,000
The Citizens' National Bank, Urbana
100,000
Ohio .. Feb. 14,1885 ! 100, COO
The Thomaston National Bank,
I
I
Thomaston
Me....'Feb. 14,1885 j 100,000 j 100, 000
The Hunter don County National
Bank, Flemington
N. J ..; Feb. 14,1885
200,000 I 200, 000
The Portsmouth National Bank,
i
Portsmouth
50, 000
Ohio..i Feb.14,1885
125, 000
The City National Bank, Jamestown
94, 500
N.Y..|Feb. 14,1885
100, 000
The Farmers' National Bank,
Ash tabula
150,000
Ohio..' Feb.14,1885
150, 000
The National Bank of the Republic, Washington
200, 000
D. C.jFeb. 14,1885
200, 000
The National Village Bank, Bowdoinham
50, 000
M e ...! Feb. 15,1885
50, 000
The New Castle National Bank,
New Castle
15,1885
50, 000
M e ... | Feb.
50,000
The Winnebago National Bank,
Rockford
70, 000*
111....! Feb.15,1885
100, 000
The Pittsfield National Bank,
Pittefield
50,000
N. H .1 Feb.16,1885
50, 000
The Second National Bank, Park102, 350
ersburg
W. Va i Feb. 16,1885
156, 000
The First National Bank, Newport. N. H.J Feb. 17,1885
100,000 ! 100, 000
240,000 I 240, 000
The National Bank of Norwalk
, Conn .i Feb. 17,1885
The Souhegan National Bank, Mil- j
25, 000
ford
I N. H . | Feb. 17,1885
100,000 j
The Ashuelot National Bank, I
150,000 j 150, 000
Keene
j N. H .; Feb. 17,1885
i
The Faneuil Hall National Bank, J
Boston
I Mass .' Feb. 18,1885 1,000,000 I 770,650
The National Bank of Schuyler- I
i
!
I
50, 000
50,000 !
ville
! N\ Y..|Feb. 18,1885 j
60,000 i
The National Bank of Derby Line.; Vt
i Feb. 18.1885 I 150,000 i
150,000 I
The Belfast National Bank, Belfast, i Me ...! Feb. 20,1885 j 150,000
30,000 !
The First National Bank, Princeton! Ill ....j Feb. 20,1885 i 105,000 !
The Champaign National Bank, j
I
100, 000
Urbana
! Ohio.. | Feb. 20,1885 | 100,000!
The First National Bank, Ma quo- ;
keta
50, 000
50, 000
Iowa . Feb. 20,1885 !
The National Bank of North America, Providence
R . I . . . | Feb. 20,1885 | 1,000,000 i 776,000 !
The Saybrook National Bank, Es- ;
i
sex .'.
68, 000 j
Conn I Feb.20,1885 I 100,000 '
The National State Bank, Mount •
Pleasant
100,000
Iowa . Feb. 21,1885 ' 100, 000
The First National Bank, Mattoon. 111.... Feb. 21,1885 ,'
12,500 ;
50, 000
The Dover National Bank, Dover.. N. H.. Feb. 22,1885
100, 000 j
TJie Dartmouth National Bank,
100, 000
Hanover
50,000 j
N.H.. Feb. 22,1885
The Rushville National Bank, ;
50, 000
Rush ville
50. 000
Ind.-.i Feb. 22,1885 |
The First National Bank, Wells100,000 j
ville
I Ohio..| Feb. 23,1885 |
50, 000
The First National Bank, Saratoga •
i
50, 000 i
24,1885
|
100,000
Springs
N. Y..| Feb.
The National Shoe and Leather ;
100, 000
Bank, New York
\ N . Y . . F e b . 24,1885 |
500, 000
The Hancock County National
i
500,000 ,
Bank, Carthage
"•• 111.... 1 Fob. 24,1885
50, 000
The Richmond National Bank, ;
50,000 !
Richmond
i Me . . . i Feb. 24,1885
120,
000
120,000 ;
The First National Bank, Gardner. Mass .'Feb. 25,1885
59, 000
150,000 I 200,
The United National Bank, Troy .. N. Y.Jl Feb. 27,1885 ! 240,000
000
The National Bank of Rah way.
N. J .. Feb. 27,1885 j
47, 500
The Metacomet National Bank,
100,000
Fall River
, Mass . Feb.27,1885
100, 000
The Clinton National Bank, Clin- :
600,000 I
ton
i Iowa..' Feb.27,1885
60, 000
60,000 :
$108, 000
135, 000
90, 000
81, 000
90, 000
45, 000
90, 000
90,000
180, 000
45, 000
85, 000
135, 000
180, 000
45, 000
45, 000
63, 000
45, 000
91, 205
90,000
216, 000
22, 500
135, 000
693, 585
45, 000
54, 000
135, 000
27, 000
90, 000
45, 000
698, 400
61, 200
90, 000
11, 250
90, 000
45, 000
45, 000
45, 000
90, 000
450, 000
45, 000
108, 000
53,100
180, 000
42, 500
90, 000
54, 000
REPORT OF THE COMPTROLLER OF THE CURRENCY.
C1X
NATIONAL BANKS whose CORPORATE EXISTENCE will EXPIRE during the year
1885, $c.—Continued.
Expiration !
No.
Title of bank.
996 The Old Colony National Bank,
Plymouth
1010 | The Wisconsin National Bank,
Watertown
868 ! The National Bank of Potsdam
885 ! The Lee National Bank, Lee.
907 ! The National Exchange Bank,
j Tiffin
1026 j The National Bank of Kinderhook.
1094 | The First National Bank, Athens. 1256 j The First National Bank, Corumia.
1017 '; The Milwaukee National Bank,
I Milwaukee
1013 ! The First National Bank, Portland.
876 | The Merchants' National Bank,
| Newton
905 : The Tradesmen's National Bank,
I New York
926 i The First National Bank of Biri mingham, Pittsburgh
1059 i The Manchester National Bank,
! Manchester
..
947 | The Machinists' National Bank,
i Taimton
981 The Stissing National Bank, Pine
Plains
1081 The First National Bank, Green
Castle
925 The Sussex National Bank, Newton
929 The Natioual Union Bank, Kinder• hook
954 | The First National Bank, Ballston
I Spa
1107 | The First National Bank, Hyannis.
1109 The National Exchange Bank,
Baltimore
1118 j The Union National Bank, BrunsI wick
1139 i The Deep Itiver National Bank,
Deej) River
1211 j The Cecil National Bank, Port
Deposit
915 ' The First National Bank, Shawneetown
910 : The Bridgeport National Bank,
Bridgeport
918 ; The Leicester National Bank,
Leicester
979 The Merchants' National Bank,
Galena
1123 ; The Union National Bank, Albany.
943 i The Danbury National Bank, Dan•' bury
1074 ! The National Bank of Genesee,
' Batavia
914 ! The National Bank of Malone
934 ; The Southbridge National Bank,
j Southbridge
1089 » The First National Bank, Bidde; ford
1016 : The First National Bank, Denver..
891 i The National Park Bank, New York
945 ; The First National Bank, Wauke! gan
958 The South Danvers National Bank,
i Peabody
957 ! The Taunton National Bank, Taun! ton
991 ! The National State Bank, Troy
1092 ; The Farmers' National Bank,
I Greenville
1097 i The First National Bank, Belvi• dere
1061 I The Citizens'National Bank, Piqua
920 • The Franklin County National
! Bank, Greenfield
,
932 !1 The Mechanics' National Bank,
Boston
;
952 The Washington National Bank,
; Westerly
State. * of corporate \
Capital
stock.
Mass .: Feb. 27,1885
$250, 000
existence.
United
States
bonds.
Circulation.
:
$250, 000
$225, 000
Wis . .! Feb. 27,1885
N. Y...i Feb. 28,1885
Mass .' Mar. 1,1885
50,000 :
200,000 j
210,000 !
12, 500
200, 000
210, 000
11, 250
180, 000
189, 000
Ohio .1 Mar.
N . Y . .; Mar.
Pa ..! Mar
Mich .: Mar.
!
Wis .! Mar.
Conn . i Mar.
1,1885
1,1885
1,1885
1,1885
125,000 l
125,000 |
100,000 :
50, 000 j
50, 000
125, 000
100,000
50,000 ,
45, 000
112, 50090, 000
45, 000
I
2,1885
2,1885 !
250,000 :
250, 000
150,000 '
iso.ooo ;
225, 000
135, 000
100,000 '
100,000 •
N. J .
; Mar: 3,1885
N . Y . ; Mar. 3,1885
P a . . . JMar. 3,1885
Mar. 3,1885
1,000,000 '•'
100,000 !
89, 800
800, 000
890,000
25,000 ;
22, 500
150,000 I
150,000
135, 000
200,000
200,000 !
180, 000
N. Y.
Pa.. ..|Mar. 4,1885
N.J .. I Mar. 6,1885
90,000 ,
100, 000
200, 000
22,500 !
100,000 j
200,000 I
90, 000
180, 000
N. Y . J. Mar. 6,1885
200,000 ]
200,000
180, 000
N.Y. . i Mar. 6,1885
Mass
100,000 !
100,000 :
100, 000
100, 000
N. H .
Mass JMar. 4,1885
Mar. 4,1885
Mar. 6,1885
Md.
Mar. 6,1885
Me ..
. | Mar.
Conn .{Mar.
I
Md ...! Mar.
j
111 . . . .! Mar.
6,1885
6,1885''
!
6,1885 i
j
6,1885 I
20, 250
90, 00090, 000
I
600,000 ;
500, 000 |
50,000 ;
50,000 |
150,000
50,000 |
200,000 ;
50, 000
200,000 |
12,500 j
Conn . \ Mar. 7,1885 ;
215,850 i
Mass .! Mar. 7,1885 |
200,000 !
111 . . M a r . 7,1885!
N . Y . . ; M a r . 7,1885!
125,000 I
250,000 |
200, 000
31, 500
200, 000
166, 000
450, 000
45, 00045, 000
180, 000
11, 250
149, 400180, 000
28, 350
180, 000
Conn J Mar. 8,1885
327,000 '!
285,000 |
256, 500
N.Y. . i Mar. 8,1885 I
N . Y . . j Mar. 9,1885 !
114,400 :
200,000 ,
100,000 i
50,000 !
90, 000
45, 000
Mass .I Mar. 9,1885
150,000 ;
150,000
135, 000
Me ..I Mar. 9,1885
Colo .. | Mar. 9,1885
N.Y .. j Mar. 10,1885
100,000 '
200,000 :
100,000 j
200,000 |
50,000 |
90, 000
180, 000
45, 000
E l . ..I Mar. 10,1885;
\ . j Mar. 10,1885 j
Mass .iMar. 11,1885
N . Y . j Mar. 11,1885 ;
2,000,000
;
50,000 |
50,000 i
45, 000
150,000 i
135, 000
534, 000
250, 000
480,100
225, 000
150,000 i
600, 000
250, 000
Ohio .. I Mar. 11,1885 \
84, 000
84, 000
75,COO
Ill . . J M a r . 11,1885
O h i o ...| Mar. 11,1885 j
100, 000
100, 000
100, 000
100, 000
90, 000
90, 000
Mass . I Mar. 13,1885 \
300, 000
150, 000
135, 000
Mass .! Mar. 13,1885 j
250, 000
195, 000
175, 500
R . I . . . ! Mar. 13,1885;
150, 000
150, 000
135, 000
ex
REPORT
OF THE
COMPTROLLER
OF THE
NATIONAL BANKS whose CORPORATE EXISTENCE
1885, Sj-c—Continued.
No.
959
1108
1112
9G2
976
984
1466
941
1058
I Expiration
Title of bank.
State, i of corporate
j % existence.
The South Berwick National Bank, j
South Berwick
Me . . . ! Mar. 13,1885
The Medomak National Bank,
Waldoboro'
, Me . . . Mar. 13,1885
The Saint Louis National Bank, j
'
Saint Louis .
Mo . . . ! Mar. 13,1885
The First National Bank, Fairmont.; W. Ya ; Mar. 13,1885
The National White River Bank, !
Bethel
, V t. . . \ Mar. 14,1885
The Putnam County National I
i
Bank, Carmel
i N . Y . . ! Mar. 14,1885
The Indiana National Bank, In- !
|
dianapolis
j I n d . . . j Mar. 14,1885
The Citizens' National Bank, Jef- ;
I
fersonville
i Ind . . . I Mar. 14,1885
!
The Seventh Ward National Bank, j
New York
; N. Y
Mar. 14,1885
The Canal National Bank, Portland M e . . . Mar. 15,1885 j
The Woousocket National Bank, |
Woonsocket
. ' . I R . I . . J Mar. 15,1885
1249 | The First National Bank, New j
j
Canaan
! Conn . Mar. 15,1885
936 The Globe National Bank, Boston.. Mass . Mar. 16,1885
969 The Beverly National Bank, Bev980
983
1008
1060
921
927
928
931
978
1035
1086
1088
1309
1333
1149
951
960
963
1000
1007
1488
1138
1062
974
995
1052
1104
1053
CURRENCY.
will EXPIRE
during the year
Capital
stock.
United
States
bonds.
$100, 000
$100, 000
$90, 000
50,000
50, 000
45, 000
500, 000
100, 000
50, 000
50, 000
45, 000
45, 000
Circulation.
125, 000
125, 000
112, 500
100, 000
100, 000
90, 009
300,000
50, 000
45, 000
150,000
50, 000
45, 000
300, 000
600, 000
50. 000
500, 000
45, 000
450, 000
200,000 j
200, 000
180, 000
100,000
1, 000, 000
100, 000
300, 000
90, 000
270, 000
erly.
Mass J Mar. 16,1885
200, 000
The "First National Bank, Glens
j
Falls.
| N . Y . . : Mar. 16,1885
136, 400
The Rhode Island National Bank, j
j
|
Providence
! R . I . . . J Mar. 16,1885 :
600, 000
The National Hope Bank, Warren.! R. I . . . j Mar. 16,1885 |
130, 000
130,
000
Thle Casco National Bank, Portland Me . . .j Mar. 16,1885 j
800, 000
The City National Bank, Bridgeport .'.
Conn . j Mar. 16,1885
250, 000
The Connecticut National Bank,
Bridgeport
! Conn . Mar. 17,1885 i 332,100
The Pequonnock National Bank,
200, 000
Bridgeport
C o n n . Mar. 18,1885 j
The Nor walk National Bank, Nor- !
.
walk
O h i o . . Mar. 18,1885 j
100, 000
The National Whaling Bank, New
150, 000
London
..
j Conn . Mar. 20,1885 j
The First National Bank of Smith- ,
100, 000
field, Slatersville
| R. I . , Mar. 20,1885
The Waukesha National Bank,
100, 000
Waukesha
i Wis . . Mar. 20,1885
; The Farmers'National Bank, Ports-!
250, 000
j mouth
..
\ Ohio . . Mar. 20,1885
; The Farmers' National Bank, Richmond
Ky .
Mar. 20,1885
150, 000
!
The Citizens' National Bank, Tilton N. H\. Mar. 20,1885
70, 000
j The Kingston National Bank,
Kingston
150, 000
N. Y.. Mar. 20,1885
The Freehold National Banking
'
Company, Freehold
N. J.. Mar. 21,1885
150, 000
j The Prescbtt National Bank, Lowell Mass .Mar. 21,1885
300, 000
i The Union National Bank, Troy . . N . Y . . Mar. 21,1885
300, 000
i The National Bank of the Republie, New York
N. Y.. Mar. 21,1885 1, 500, 000
The Mechanics' National Bank,
Providence
E.I...J M a r . 21,1885
500,000
The Battenkill National Bank,
Manchester
75, 000
Vt..-.! M a r . 21,1885
The Central National Bank, Frederick
200, 000
Md.
Mar. 21,1885
200, 000
180, 000
136, 000
122, 400
445, 000
130, 000
50, 000
400, 500
117,000
45, 000
The Jefferson National Bank, Steubenville
ueiiv u i o ---
225, 000
231, 000
207, 900
200, 000
180, 000
50; 000
45, 000
85, 000
76, 500
100, 000
90, 000
100, 000
90, 000
250, 000
225, 000
150, 000
70, 000
135, 000
63, 000
150, 000
135, 000
40, 000
160,000
36, 000
144, 000
45, 000
50, 000
423, 000
470, 000
450, 000
500, 000
75, 000
200, 000
Ohio.. Mar. 21,1885
The Massachusetts National Bank, |
Boston
Mass
The Clark County National Bank,
Winchester
' Ky . . .
The New Hampshire National
I Bank, Portsmouth
N. H . .
I The Traders' National Bank., RoI Chester
. . "N. Y . .
j The First National Bank, Susque- I
hanna Depot
Pa
150, 000
150, 000
Mar. 22,1885 |
800, 000
Mar. 22,1885 !
150, 000
Mar. 22,1885 !
150, 000
Mar. 22,1885 |
250, 000
50, 000
Mar.
1027 The Lyons National Bank, Lyons .\ N. Y . . j Mar.
992 The Mutual National Bank,, Troy
__„.. ..
. N. Y . . Mar.
1003 The National Exchange Bank, Mil- .
I waukee
Wis . . Mar.
250, 000
22,1885
22,1885
23,1885
100, 000
60, 000
250, 000
23,1885
200, 000
150, 000
150, 000
99, 000
100, 000
60, 000
153, 500
200,000 \
67, 500
180,000
135, 000
45, 000
135, 000
135, 000
89,100
90, 000
54, 000
138,150
180, 000
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CXI
NATIONAL BANKS whose CORPORATE EXISTENCE mil EXPIRE during the year
1885, c$-c.—Continued.
No.
Title of Lank.
State.
Expiration
of corporate
existence.
! The Piqna National Bank, Piqua..| Ohio., Mar.
j The First National Bank, Columbus; Ind.. Mar.
j The National Bank of Lyndon
j V t . . . Mar.
j The Gardiner National Bank, Gar- i
i diner
| Me. . .j Mar.
1001 | The First National Bank, Cen- j
j tralia
I Ill . . j Mar.
964 | The Market National Bank, New j
I York
j N. Y. Mar.
.1006
1066
1140
1174
Capital
stock.
; Circulation.
$200,000 ;
50, 000
106, 000
$180, 000
45, 000
95, 400
23,1885
23, 1885
23,1885
$200,000 !
100,000 !
106,000 j
23,1885
50,000 |
50, 000
23,1885
80,000 |
80,000 |
72, 000
24,1885
500,000 |
500,000 !
450, 000
1069 | The National Metropolitan Bank, \
Washington
I D. C. Mar. 24,1885
300,000
The Birmingham National Bank, |
Mar. 24,1885
Birmingham
- i Conn
300, 000
The Farmers'National Bank, Salem' Ohio . .. Mar. 25,1885
200, 000
The National Union Bank, Boston.; Mass J Mar. 25,1885
The Northampton National Bank, j
1, 000, 000
Northampton
- ; Mass .! Mar. 25,1885
The National Pahquioque Bank, [
400, 000
Danbury
. . . i Conn .! Mar. 25,1885
The Newport National Bank, New- j
250, 000
port
! Del.. .! Mar. 25,1885
The Appleton National Bank, I
i
75, 000
Lowell
! Mass
. j Mar. 27,1885
The Chicopee National Bank, !
300, 000
Springfield
! Mass
. Mar. 27,1885 I
The National Exchange Bank, j
400, 000
Lockport
! N. Y... ! Mar. 27,1885
150, 000
The Orono National Bank, Orono..j M e . . . 1 Mar. 27,1885
50, 000
The Ashaway National Bank, Ash- J
away
' R. I. ..; Mar. 27,1885 |
75, 000
990 i The F a r m e r s ' N a t i o n a l Bank,Hud- |
:
son
! N. Y.. / Mar. 28,1885 j
300, 000
1022 i The Blackstone National Bank, \
;
Uxbridge
i Mass J Mar. 28,1885 !*
100, 000
1023 T h e Merchants' National Bank, !
!
Portland
j Me. ... Mar. 28, 1885 j
300,000 !
1050 i The National Ulster County Bank, i
!
Kingston
! N. Y ..' Mar. 28,1885 •
150,000
1114 : The Clintou National Bank, Clinton.; N. J ... Mar. 28,1885 ;
50,000 I
1193 ! T h e F i r s t National Bank, New j
!
Miltbrrt ...
Conn . i Mar. 28,1885 j 125,000 |
1205 : The F i r s t National Bank, Battle j
!
C reek
; Mich .: Mar. 28,1885 ' 100,000 |
1600 ; The Central National Bank, Dan- !
!
K y . .. i Mar. 28,1885 | 200,000 |
I ville
1135 : The Mechanics' National Bank, j
!
Worcester
| Mass .' Mar. 28,1885 ' 350,000 |
987 ' The
Pynchon National Bank, i
!
Springfield
! Mass
Mar. 29,1885 !
200,000
Mar. 29,1885 |
993 i The National Eagle Bank, Boston..! Mass
1002 ; The Fifth National Bank, Provi1,000,000 !
i dence
R.I... Mar. 29,1885 j
1005 The Monument National Bank of
300,000
Charlestown, Boston
Mass Mar. 29,1885 j
1015 | The Old Boston National Bank,
150,000 i
• Boston
Mass Mar. 29,1885 |
i
1126 • The Globe National Bank, Provi900,000 !
R.I... Mar. 29,1885
i idence
I
1042 I The F i r s t National Bank, Pitts300,000 !
i field
Ill . . . Mar. 29,1885
I
1021 I The First National Bank, Newport.. R . I . . Mar. 30,1885 j
100,000 !
982 j The John Hancock National Bank,
120,000 !
j Springfield
i Mass
Mar. 30,1885 '
I
1025 j The Rockingham National Bank,
i Portsmouth
N. H. Apr. 1,1885
250,000 ;
1030 i The National Eagle Bank, Provij dence
R . I . . Apr. 1,1885
200,000 I
1051 | The Knox County National Bank, j
Mount Yernon.
\ Ohio. J Apr. 1,1885!
500,000 I
1068 I T h e First National Bank, New j
Richmond
I Ohio. J Apr. 1,1885
75,000 |
1153 ! The First National Bank, ManchesI ter
N.H. I Apr. 1,1885
80,000 J
1048 ! The National Peinberton Bank,
I Lawrence
j Mass
Apr. 3,1885
150,000 I
1055 ! The Agawam National Bank, j
!
Springfield
i Mass . | A p r . 3,1885
150,000 i
.; Apr. 3,1885 j
1056 I The First National Bank, Chicopee.
500,000 '
1130 The National Mohawk Yalley Bank, Mass
1
150,000
i
Mohawk
...| N . Y.. Apr. 3,1885 1 150,000;
1098 |
|
973 j
985 !
1018 i
•
1132 |
|
997 i
i
986 i
i
988 i
;
1039
i
1134
1150 \
United
States.
bonds.
I
45, 000
50,000
18, 000
100, 000
175, 000
530, 000
90, 000
157, 500
477, 000
100, 000
90,000
250, 000
225, 000
75, 000
67, 500
300, 000
265, 650
400, 000
360, 000
150, 000
50, 000
135, 000
45, 000
45, 700
41,130
263, 000
236, 700
100, 000
90, 000
300,000
270, 000
150, 000
50, 000
135, 000
45, 000
125, 000
112, 390
100, 000
90, 000
200, 000
180, 000
350, 000
315, 000
82,000 i
400,000 |
72, 000
360, 000
300, 000
270, 000
100, 000
89, 990
150, 000
135, 000
300, 000
270, 000
25, 000
120, 000
22, 500
108, 000
250, 000
225, 000
200, 000
180, 000
500, 000
450, 000
20, 000
18, 000
80, 000
72, 000
150, 000
135, 000
150, 000
135, 000
500, 000
150, 000
450, 000
135, 000
110,000
99, 000
CXII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS whose CORPORATE EXISTENCE will EXPIRE daring the year
1885, tj-c—Continued.
No.
Title of bank.
i Expiration
State. | of corporate
; existence.
Capital
stock.
1246 | The Hadley Falls National Bank,
I Holyoke
Mass . Apr. 3,1885
$200, 000
1028 | The State National Bank, Boston.
2, 000, 000
1037 j The New London City National -i Mass -j Apr. 4,1885
j Bank, New London
100, 000
1116 The New York County National Conn .' Apr. 4,1,885 i
Bank, New York
200, 000
1188 The First National Bank, Moms- N . Y . . ' A p r . 4,1885 I
j town
100, 000
1012 I The Central National Bank, Troy. , N. J..-! Apr. 4,1885 j
200, 000
1011 The Ocean National Bank, NewJ N. Y . . , Apr. 4,1885 1 150,000 |
buryport
1029 I The Columbian National Bank,
M a s s . ! Apr. 5,1885 j 1,000,000 i
Boston
1073 The Quinsiganiond National Bank,
i
M a s s .J! AApr.
5,1885!
| Worcester
Mass
p r . 5,
J8851
250, 000 j
1095 ' The National Bank of Middlebury .' V t . . . . i Apr. 5,1885 i 200,000 J
108B ! The First National Bank, Groton'.. N. Y . -jApr. 6,] 885!
100,000 I
1038 The Stamford National Bank, Stamford
Conn -1 Apr. 6,1885 ' 202,020 j
1045 The Merchants' National Bank,
i
!
Albany
200,000 j
N. Y..j'Apr. 6,1885[
1047 The Merchants' National Bank,
I
!
Newburyport
120, 000
Mass .i Apr. 6,1885 !
1077 The Fitchburg National Bank,
Fitchburg
. . . Mass . Apr. 6,1885^
250, 000
1090 The Oneida Valley National Bank,
Oneida
105, 000
N.Y.. Apr. 6,1885 j
1091 The National Hudson Hirer Bank,
i
I
Hudson
N.Y.. ! Apr. 6,1885 i
250, 000
1110 I The National Bank of Fayetteville. N. Y..! Apr. 6,1885 J 100, 000
1179 ! The First National Bank, Peterj borough
N.H..I Apr. 6,1885 \ 100, 000
1183 The Somersworth National Bank,
I
Great Falls
N.H.. Apr. 6,1885 i
100, 000
1220 The Newark City National Bank,
N. J .. Apr. 7,1885 j
Newark
500, 000
1041 The Sagadahock, National Bank,
Bath
Apr. 7,1885 j
Me.
100, 000
1057 The Exchange National Bank,
Pittsburgh
P a . . . ! Apr. 8,1885 | 1, 200, 000
1079 The Bucksport National Bank,
Bucksport
50, 000
Me. . Apr. 8,1885 i
1242 The Monadnock National Bank,
| East Jaffrey
N.H. ! Apr. 8,1885 ! 100,000
1493 i The National Bank of Lancaster..
j Apr. 8,1885 j
250, 000
1014 ; The Bay State National Bank, i K y . . .
Lawrence
Mass . i Apr. 10,1885 j
375, 000
1085 ! The National Bank of Wrentham. Mass . • Apr. 10,1885 \
52, 500
1096 i The Belvidere National Bank, Bel! videre
! N. J .. Apr. 10,1885 j
300, 000
1152 j The Government National Bank,
I Pottsville
! P a . . . . | Apr. 10,1885 '
100, 000
;
1158 ! The National Landholders' Bank, i
i
| Kingston
i E.I.-.., Apr. 10,1885
105, 000
1186 j The Huguenot National Bank,
i New Paltz
< N.Y.! Apr. 10,1885 ; 100, 000
1120 j The National Bank of Eondout
N.Y. | Apr. 11,1885 ; 200, 000
1208 The Saugerties National Bank,
Sauoerties
N.Y. Apr. 11,1885 \
125, 000
1049 ! The Powow River National Bank,
Salisbury
Mass Apr. 12,1885 I 100, 000
1147 I The National Granite State Bank,
| Exeter
". N.H. Apr. 12,1885
100, 000
1136 I The National Central Bank, Cherry
N.Y. Apr. 13,1885
i Valley
100, 000
1151 The Old National Bank, Provii
! dence
500, 000
. E . I . . . Apr. 13,1885
1269 The National Bank of Pawling
.
Apr. 13,1885
175, 000
1297 The Bowery National Bank, New \ N. Y.
I York
N.Y. ! Apr. 13,1885
250, 000
1154 | The First National Bank, Ottawa..
.! Apr. 13,1885
100, 000
1067 j The Mercantile National Bank, i 111...
I New York
N. Y . . | Apr. 15,1885 1, 000, 000
1144 '• The Shelburne Falls National
I Bank, Shelburne Falls
200, 000
Mass Apr. 15,1885 j
1080 The Merchants'Exchange National
i Bank, New York
N.Y. Apr. 17,1885 1, 000, 000
1133 | The Woodstock National Bank,
j Woodstock
300, 000
V t . . . ! Apr. 17,1885
United
States
bonds.
I
, Circulation.
$50, 000
589,000 j
i
$45, 000
530,100
35, 500
55,000 i
180, 000
200,000 j
50,000 !
50, 000
45, 000
45, 000
150, 000
135, 000
889, 000
800, 000
200, 000
200, 000
100, 000
180,000
180, 000
90, 000
205, 000
181, 800
198,000 i
178, 200
120, 000 |
107, 950
250, 000 |
j
105,000 |
225, 000
230, 000 I
100,000 |
I
100, 000
207, 000
90, 000
94, 500
90, 000
100, 000
90, 000
50, 000
45, 000
100, 000
90,000
802, 000
721, 800
50, 000
45, 000
100, 000
50, 000
90, 000
45, 000
375, 000
52, 500
337, 500
47, 250
150, 000
135, 000
70, 000
63, 000
105, 000
100, 000
200, 000
94, 500
90, 000
180, 000
121, 000
108, 700
100, 000
90, 000
100, 000
90, 000
30, 000
27,000
300, 000
175, 000
270, 000
157, 500
250, 000
50, 000
225, 000
45, 000
949, 000
854, 000
200, 000
180, 000
325, 000
292, 500
300, 000
270, 000
REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL
BANKS whose CORPORATE EXISTENCE
1885,
4'c.—Continued.
No. I
Expiration j
State. ! of corporate i
i existence. •
Title of bank.
The Coventry National Bank, An- \
thony
'.
' R. I. . i Apr. 17,1885
The
Danville National Bank, Dan- .
1078
ville
' P a . .; Apr. 18,1885
The Agricultural National Bank, l'
1082
Httsfield
Mass . Apr. 18,1885
11(58 The Farmers' National Bank of |
New Jersey, Mount Holly ...
i N. J . . Apr. 18,1885
1212
The National Mohawk Hive'r Bank, j
Fonda
: N. Y. .; Apr. 18,1885
1247
The First National Bank, Hough- \
ton
! Mich .: Apr. 18,1885
1.170
The Honsatonio National Bank, i
Stockbridgo
! Mass J Apr. 19,1885
1113
The National Iron Bank, Morris- j
town
| N . J J Apr. 20,1885
3093
The Ansonia National Bank, An- j
son in,
'• Conn -! Apr. 22,1885
1106
The Highland National Bank, New- j
bunjii
' N. Y. -! Apr. 22,1885
1122
The Canajoharie National Bank, |
Canajoharie
: N. Y. . Apr. 22,1885
The National Bank of Fort Edward N. Y. . Apr. 22,1885
1218
The Hin^ham National Bank, Iling-!
1119
ham
Mass . Apr. 24,1885
The Merc]iants' National Bank,
1131
Providence
| R.I . Apr. 24,1885
The Cuba National Bank. Cuba
i N. Y . Apr. 24,1885
1143
TheFii'st National Bank, Richmond Va.. . Apr. 24,1885
1111
The Gloucester National Bank, j
1162
Gloucester
;j Mass . Apr. 25.1885
The Exchange National Bank, Nor- |
1137
folk
\'
i Va ....'• Apr. 25,1885
The Merchants' National Bank, j
1197
Burlington
I Vt... ! Apr. 25,1885 |
The Mystic National Bank, Mystic.: Conn : Apr. 25, 1885 j
1268
112!) The Andovor National Bank," An- '
dover
; Mass -1 Apr. 25,1885 j
Tin? New Britain National Bank, j
1184
New Britain
' Conn -| Apr. 26,1885 !
TheRockport National Bank, Hock-1
1194
Mass .' Apr. 26,1885 ;
port
1454
The Vinoennes National Bank, Vin-j
Ind.. .! Apr. 20,1885:
cennes
*
1206
The WakofieH National Bank, !
Wakolield
| R.I.. . Apr. 27,1885
1314
The Clinton National Bank, Clin- j
Conn cVpr. 27,1885 '
ton
i
The Metropolitan National Bank, !
1121
New York
....! N. Y. . ! Apr. 28,1885
The National Union Bank, Fall !
1288
River
i Mass .! Apr. 28,1885 .
The First National Bank, Rhine- i
1157
N. Y. .; Apr. 29,1885
beck
.
The Mohawk National Bank, Sche- ,
1226
nectady
' N. Y. . ! Apr. 29, 1885 !
The Pejepscot National Bank,
1315
Brunswick
Me .. J Apr. 29,1885;
The National Bank of Lawrence ;
1156
County, New Castle
P a . . . .! May 1,1885 '
The Weybosset National Bank, ,
1173
Providence
• R. I.. .: May 1,1885
1180
The Great Falls National Bank, j
Great Falls
. J N. H. J May 1,1885'
1182
The Hudson County National Bank, j
Jersey City
! N. J . . | May 1,1885 |
1213
The Quassaick National Bank, j
Ne wbui'gh
j N.Y. .' May 1,1885 j
1274
The Martini's Vineyard National !
Bank,
Edgartown'
j Mass . ! May 1,1885 •
1283
Tli;1 Manufacturers' National Bank, |
Providence
i II. I . . / M a y 1,1885:
1330
Tlie New Market National Bank, j
New Market
. - - j N. H. J May 1,1885'
1125
The National Bank of Virginia, |
Richmond
.! V a . . . ! M a y 1,1885 j
1148
The Montgomery National Bank, j
Morrist' > wn
. jP a . - J M a y 2,1885 I
1263 The First National Bank, Shelbyvillei Ind. ..: May 2, 18*5 \
1431 The First National Bank, Hagers!
town
I Md . . . M a y 2,1885 i
CXIII
ivill EXPIRE daring the year
United
States
bonds.
Capital
stock.
^Circulation.
1161
6820 CUR
VIII
$100,
000
$100,
000
$90,
000
200, 000
200, 000
180, 000
200, 000
200, 000
180, 000
200, 000
110, 000
99, 000
100, 000
100,000
90, 000
100, 000
50, 000
45, 000
200, 000
200, 000
180, 000
200, 000
50, 000
200, 000
200,000 I
180, 000
450, 000
450, 000 ;
405, 000
125, 000
100, 000
100,000 !
100,000 !
140, 000
140, 000
45, 000
89, 9G0
90, 000
126, 000
1, 000, 000
100, 000 !
600, 000 !
I
300,000 j
300,000 |
500,000 j
52,450 !
250,000 j
310,000 !
100,000 !
100,000 j
250,000 i
100,000 i
533,350 |
225, 000
90, 000
150, 000
480, 000
I
300,000 I
135, 000
500, 000
52,500 ;
270, 000
450, 000
47, 205
200, 000 i
180, 000
105,000 I
148, 500
100,000 \
90, 000
100,000 I
90, 000
100, 000
100,000
90, 000
75,000 ;
3,000,000 :
75, 000
67,500
50, 000
45, 000
300,000
;
300, 000
270, 000
125,000 j
125,000 i
100,000
100,000
50, 000
50, 000
112, 500
76, 700
45, 000
150,000 :
150, 000
500,000
354, 500
150,000
150, 000
135, 000
319, 050
135, 000
250,000
;
50, 000
300,000
;
300, 000
45, 000
270, 000
100,000
100,000
500,000 I
365,000 |
90, 000
328, 500
80,000
80,000 |
200, 000
200,000 j
72, 000
180, 000
200, 000
100, 000
200, 000
50,000 j
168, 700
45, 000
100, 000
100,000 I
90, 000
CXIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS xvhose CORPORATE EXISTENCE will EXPIRE during the year
1885, <f c.—Continued.
Title of bank.
No.
1163
1171
1207
1264
1469
1127
1160
1166
1210
1576
1189
1190
1284
1308
1260
1486
1240
1128
1165
1187
1237
1655
1209
1471
1475
1525
1172
1281
1392
1169
1203
1217
1219
1257
1198
1292
1303
1357
1430
1364
1178
1181
1201
1214
1320
1253
1367
I Expiration
State. . of corporate i Capital
! existence. ; stock.
The Lamoille County National J
Bank, Hyde Park..
j V t . . . .. May 3,1885 i
The First National Bank, Easton .. j P a . . .. ! May 3,1885 |
The Franklin National Bank,
Franklin
' Mass -I May 3,1885 i
The National Bank of Vernon..... j N. Y ..! May 3,1885 ;
The Everett National Bank, Bos- '
ton
| Mass -! May 3,1885 i
The National Bank of Salem
N. Y . -; May 4,1885 !
The Old National Bank, Whitehall.; N. Y. -iMay 4,1885 |
The Sherburne National Bank, '•
Sherburne
i N. Y . -iMay 4,1885;
The Adams National Bank, North i
Adams
i Mass -JMay 4,1885 !
The Caledonia National Bank, Dan- !
ville
V t . . .•. M a y 4.1885 ;
The, City National Bank, Bing- \
hamton
....'• N. Y .--JMay 4,1885;
The National Bank of Wilmington
and Brandy wine, Wilmington
i Del ....; May 5,1885*
The Centreville National Bank of j
Warwick, Centreville
It. I . .- - i M a y 5,1885 ;
The Utiea City National Bank, •
Utiea
j N. Y .• -1 May 5,1885 \
The Pittsfield National Bank, Pitts-!
field
I Mass . j May 6,1885 '
The Lake National Bank, Wolf- j
borough
• N. II.• - j May 6,1885 :
The National Exchange Bank, Sen- ;
oca Falls
•> N . Y . •. j M a y 6,1885 |
The Merchants' National Bank, |
New Haven
| Conn J M a y 8,1885 j
The American National Bank, llart- :
ford
! Conn -! M a y 8,1885
TheUncas National. Bank, Norwich, i Conn - I M a y 8,1885
The First National Bank, Sunbury. P a . . ..-I M a y 8, 1885
The National Bank of Newport... .j N . Y . -.j May 8, 1885
The National State Bank, Camdon.j N . J ... | M a y 9,1885
The Farmers' National Bank, Vir- j
ginia
| Ill . .. M a y 9,1885
The First National Bank, Fairiield ! Iowa
. - | M a y 9,1885
The Canastota National Bank, Can- j
astota
...; N.Y
.. | May 9,1885
The Koss County National Bank, i
Chillicothe
i Ohio
.. i M a y 9,1885
The New Castle County National j
Bank, Odessa
'.
• Del .
.-•; M a y 10,1885
N.
Y
The Oneida Nntional Bank, Utica.. |
..j May 10,1885
The National Phenix Bank, West- |
: M a y 11,1885 i
It.1
erly
.j
The Na tional Mahai we Bank, Great j
I
!
Barrington
i Mass . I May 11,1885
The Essex County National Bank, '
May 11,1885
Newark
..
\ N.J
The First National Bank, Tamaqua.! P a . . .' May 11,1885
The National Spraker Bank, Can- j
ajoharie
| N. Y. May 11, 1885
The Tanners' National.Bank, Cats- I
M a y 12,1885 ,
kill
'
i N.Y.
May 12, 1885 j
The First National Bank, Bristol..!
The Commercial and Farmers' Na- j
tional Bank, Baltimore
.. j Md .. M a y 12,18S5
The Irving National Bank, New
M a y 12,1885
York
N.Y.
The Vermont National Bank, BratVt.
May 12,1885
tleboro'
May 13, 1885
The National Bank of Vergennes .. Vt
The, Citizens' National Bank, Fulton N.Y. . M a y 13,1885
The Citizens'National Bank, Middletown
Del .. M a y 15,1885
M a y 15,1885
The Central National Bank, Lynn
The National Iron Bank, Falls Mass
. j M a y 15,1885
Village
The Falmouth National Bank, Fal- Conn
. M a y 15,1885
mouth
The Ballston Spa National Bank, Mass
.. M a y 15,1885
Ballston Spa
The Hampden National Bank, N. Y.
. • M a y 15,1885
Westfield
Mass
United
States
bonds.
; Circulation,
$150, 000
400, 000
$135,000
360, 000
200, 000
100,000 I
200, 000
100, 000
180, 000
90, 000
400,000 i
100,000 !
100,000 I
200, 000
100, 000
100, 000
.180,000
90, 000
90, 000
$150, 000
400, 000
i
300,000 ;
500,000 !
100,000 I
200, 000 i
200,010 I"
100,000 i
200,000 j
500, 000
125,000 !
100,000 '•
500, 000 !
600,000
200,000
200, 000
50,000
260,000
50,000
I
|
i
j
j
I
100,000
89, 980
450,000 j
405, 000
30, 000
27, 000
100,000
90, 0C0
200,000 |
100,500 j
90, 000
100,000 |
90, 000
488,000 j
439,125
125, 000
112, 500
100, 000
90, 000
500, 000
450, 000
600, 000
200, 000
200, 000
50, (00
260, 000
540, 000
180, 000
180, 000
45, 000
234, 000
100,000 I
50, 000
95,000 i
j
110,000 !
40,000 |
150,000 i
75,000
400,000 i
180, 000
150,000 !
75, 000
225, 000
] 50, 000
45, 000
85, 50036, 000
135, 000
67, 500
202, 500
150,000 i
i
135, 000
50, 000
200,000 I
300,000
150,000 ••
\
100,000 i
150,000 j
100,000 i
150,000 |
45, 000
90, 000
135, 000
75,000 |
512,560 I
500,000 j
150,000 !
150,000 |
166,100 ;
80,000
200, 000
200, 000 I
i
100,000 I
90, 000
150,000 '
75,000 '
135, 000
67, 500
300,000 !
270, 000
500,000
450, 000
150,000
150,000 |
166,100 i
135, 000
135, 000
149, 450
80,000 i
150,000 |
72, 000
135, 000
50,000 |
45, 000
100,000
100,000
90, 000
100 000 j
100, 000
90,000
150,000
150, 000
135, 000
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CXV
NATIOXAL BAXKSivhose CORPORATE EXISTENCE willEXVIRE during the year
1885, $c.—Continued.
Title of bank.
No.
1191
1199
1259
1275
1334
1503
1228
1300
1459
1222
1233
1320
1221
1287
1400
1252
1383
1254
1279
1310
1437
1485
1323
1335
1332
1216
1231
1241
1207
1441
1244
1419
1265
1236
1347
1243
1202
1270
1510
1250
1196
! Expiration
State, i of corporate
! existence.
Capital
stock.
United ;
States Circulation,
bonds,
j
The Burlington County National \
!
i
Hank, Me.Hor d
. j N. J .. i May 16,1885 I $100,000 : $100,000 j
$90, 000
T he First National Bank, Woodbury N. J ..; May 10, 1885 j
100,000 j
100,000 |
90, 000
The Phiilipsbur<r National Bank, \
i
Philliprtburu
' N. J ..! May 16,1885 ! 200,000 !
200,000 !
180, 000
The Hackettstowii National Bank, I
i
]
Haekottstown .
i N. J .. j May 16,1885 !;
150,000 I
135, 000
150,000
The, Cambridge 'Valley National •
Bank, Cambridge ...'.
j N. Y . . :I May 16,1885 .
50,000 i
50,000
45, 000
The National Hamilton Bank, !
,
i
Hamilton
N. T . . May 16,1885 I
110,000
52,000 :
46, 500
The National Union Bank, Monti;
"
i
cello
; N. Y . . May 16,18S5 ; • 100,000 .
100,000 |
90, 000
The Cambridgeport National Bank :j
;
r.f Cambridge, Cambridgeport . Mass .j May 17, 1885 i
100,000 :
100, 000
90, 000
The Windham County National ;
\
108,300 .
Bank. Brooklyn
Conn . i May 17,1885 j
50,000 .
45, 000
The Union National Bank, French- •
j
i
town
... i N. J .. • May 18,1885 i
113,350
113,350 j
102, 000
The Mechanics' Natkhial Bank,
X. JT..I May 19.1885 i
Burlington
100,000 •
100,000 '
90, 000
The Easton National Bank, Easton Pa . . . . I May 19,1885 j
500,000 !
430,000 j
The Salem National Ban!, ing Com387, 000
pany, Salem
ST. J ... May 19,1885 .
150,000 :
137,000 i
The Farmers' National Bank, Deek90, 000
ertown
N. J .. I May 20,1885 i
100,000 ;
100,000 j
The Salt Springs National Bank,
90, 000
i
Syracuse
N. Y . . May 20,1885 ,
200,000 :
59, 000
The National Bank of Newbury,
52, 920
I
I
Wells I t h e r
Vt
May 20,1885 :
300,
000 i
The National Fanners' and Plant270, 000
300,000 |
ers' Bank, Baltimore.
Md ...! May 22,1885 ;
500,000 i
The National Black River Bank,
441,400
800,000 j
Proctors ville
Vt
I May 22, 1885 ;
50, 000 j
The Ocean National Bank, Kenne45, 000
50, 000
bunk
Me . . . I May 22,1885 !
60, 000 :
The Northborough National Bank,
54, 000
100, 000
Mass .; May 22,1885 ;
North borough "
J
The Indian Head National Bank,
45, 000
100,000 j
Nashua
N. H . . May 22,1885 |
so, ooo ;
The Merchants' National Bank,
108, 000
120, 000
i
Ban iror
Me . . . j May 22,1885 i
120,000 i
The National Bank of Methuen,
90, 000
100,000
I
I
Methuen
Mass . : May 22,1885 i
90, 000
100, 000
The Delaware National Bank, Delhi:; N. Y . . j May 22,1885
150, 000
ioo, ooo I 130, 500
The Farmers'National Bank, Am'
i 100, 000 i 135, 000
sterdam
; N. Y . . ! May 22,1885
145,000
The Delaware City National Bank, j
!
Delaware City.
.
Del. .. j May 23,1885 j 200,000 |
54, 000
150,000
The Middletovvn National Bank, :
j
'j
60,000 j
Middletown
Conn .! May 23,1885 !
328,
500
60,000 |
The Importers' and Traders' NaI
j
tional Bank, New York
N. Y . . I May 23,1885 i 369,300 |
1,
344,
600
365,000 \
The Hocking Valley National ;
'
j
Bank, Lancaster
|: Ohio.. May 23, 1885 | 1,500,000 i 1,500,000
13, 500
The Farmers' and Mechanics' Nai
60,000 !
tional Bank, Frederick
i Md . . . May 23,1885
112, 500
15, 000
125,000 '
The State National Bank, Keokuk. Iowa.. May 23, 1885
45, 000
125, 000
150,000
The Farmers' National Bank, An- i
50, 000
251, 700
200,
000
napolis
! Md . . . May 24,1885
180, 000
i The National Warren Bank, War- .
!
200,000
135, 000
' ren
K. I . ..j May 24,1885
121, 500
100, 000 |
The National Bank of West Troy. N. Y..j May 24,1885
50,000
45, 000
50, 000 •
Tiie National Bank of Elkt on
Md . . . I May 25,1885
50,000 ;
45, 000
250,000 ;
The National Bank of Cohoos
N. Y . . May 25,1885
I 223,400 ; 200, 000
The National New Haven Bank, |
464, 800
New Haven
J Conn . I May 26,1885
405, 000
450,000
The National Tradesmen's Bank, i
j
300, 000
New Haven
- . . . - ! Conn . May 26,1885
270, 000
300,000 :
The Millville National Bank, Mill- I
I
100,000 i
ville
| N. J ..! May 26,1885
22, 500
25, 000 I
The Schoharie County National !
j
Bank, Schoharie ....'.'
i N. Y . J May 26,1885
50, 000
;
45,
000
50,000
I
The Mechanics' National Bank,
|
New York
j N. Y . . | May 27,1885 2, 000, 000 i
50,000
i
.
I The Leather Manufacturers' Na- |
|
600,000 I
' tional Bank, New York
N. Y . . i May 27,1885
540, 000
600,000 ;
CXVI
EEPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS whose CORPORATE EXISTENCE ivill EXPIRE during the year
1885, $c.—Continued.
No.
Title of bank.
Expiration
State, of corporate i
existence. I stock.
United !
States 'Circulation.
bonds. I
i
The Middletown National Bank,
Middletown
$180, 000
N. Y. May 27,1885 j $200, 000 | -$200, 000
1293 T h e Glens Falls National Bank,
Glens Falls
N. Y. May' 27,1885
112, 000
112, 000
100, 800
1450 The National Bank of Kutland
Vt...
' 27,1885
500, 000
200,000 !
180, 000
1417 The Otoe County National Bank,
Nebraska City
Neb ..; May 27,1885 I
50, 000
50, 000
45, 000
1245 The New Haven County National
Bank, New Haven
. Conn . : May 29,1885 I 350, 000
300,000 j
270, 000
1414 The First National Bank, Home.. -I N.Y.. May 29,1885
100, 000
100,000 |
1262 The New York State National
89, 900
Bank, Albany
N. Y.. May 29,1885
250, 000
250, 000
1329 The Old Lowell National Bank,
225,
000
I
Lowell
Mass ; May 29,1885 •
200,000 j
200,000
1366 The National Bank of Commerce,
180, 000
Providence
May 29,1885 | 1,709,200 I
742, 000
1521 The First National Bank, Paw-Paw Mich May 29,1885
667, 800
25, 000
100,000 |
1327 The Mechanics' National Bank,
I
Trenton
22, 500
500, 000
N.J . JMay 29,1885 ;
1235 ! The Coldwater National Bank,
500,000 I
450, 000
j Coldwater
25,000 !
Mich . i May 30,1885 !
100,000 '
1307 I1 The First National Bank, AmsterI
22,500
dam
125,000 :
125,000 ;
N. Y.. : May 30,1885 !
i
1358 : The Norwich National Bank, Nori
I
112, 500
! wich
Conn I May 30,1885 i
220,000 !
150,000 j
1425 ! The Calais National Bank, Calais . Me . . ! May 30,1885 :
100,000
100,000 '
135, 000
1272 j The Lambertville National Bank,
i Lambert ville
N. J ..j May 31,1885 j
100, 000 ;
100, 000
90, 000
1301 ! T h e National Commercial Bank,
90, 000
Albany
300,000 i 300,000 |
N. Y.. May 31,1885
270,
000
1376 The Central National Bank, Korae.
May 31,1885
100,020
98,000 '
88,
200
1409 The National Union Bank, Woon- N. Y..
!
socket
150,000 j 150, 000
135, 000
i R.I. . I May 31,1885
1416 T h e Genessee River National
Bank, Mount Morris
50,000 !
50, 000
45, 000
N.Y. -i May 31,1885
1342 The Merchants' National Bank,
Syracuse
150, 000
135, 000
N.Y. . i May 31,1885 I 180,000 '
1356 The Mount Holly National Bank,
Mount Holly
100, 000
100, 000
90, 000
N.J . .'June 1,1885
1479 The First National Bank, Council
!
Bluffs
50, 000
30, 000
27, 000
Iowa . June 1,1885
1300 The Mercantile National Bank,
Hartford
500, 000
50, 000
45, 000
Conn . June 2,1885
1316 The National Newark Banking
! Company, Newark
500, 000
300, 000
270, 000
N.J . . June 2,1885
1634 The National Union Bank, SwanI ton
50,000 i
50,000
45, 000
Yt. . June 2, 1885 j
1280 ; The Lowell National Bank, Lowell. 1 Mich . June 2, 1885 ;
50,000 j
50, 000
45, 000
1261 I The National Butchers' and Drovers' Bi^nk, New York
300,000 !
300,000
270, 000
N. Y. . June 3,1885
1291 The Albany City National Bank,
Albany
300,000 :
100, 000
89, 990
| N. Y... June 3,1885
1305 1! The City National Bank, Poughkeepsi'e
130, 000
130, 000
117, 000
N. Y... June 3,1885
1312 The Farmers' and Manufacturers'
National Bank, Pou<£hkeepsie . . . N. Y-.. [June 3,1885 :
250,000
50, 000
45, 000
1328 ; The Blackstone Canal National
; Bank, Providence
400, 000
R. I..... June 3,1885 : 500, 000
360, 000
1348 T h e North Granville National
Bank, North Granville
85, 000
N. Y... June 3,1885
85, 000
76, 500
1^94 The Catskill National Bank, Catskill
N. Y... June 5,1885
150,000
50, 000
45, 000
1295 The National Revere Bank, Boston. Mass .. June 5,1885 1, 500, 000
1, 300, 000 1,170, 000
1302 The Providence National Bank,
R. I.... June 5,1885
* Providence
500, 000
395, 000
355, 500
1398 The National Bank of Coxsaekie . . ! N. Y... Juno o, 1885
112, 000
50, 000
45, 000
1404 T h e Cumberland National Bank,
Cumberland
R.I. . June 5,1885
125, 000
125, 000
112, 500
1482 The First National Bank, Henry .. 111... . June 5,1885
50, 000
50, 000
45, 000
1598 The Castleton National Bank,
Castleton
50,000
50, 000
45,000
Yt. . |June 5,1885
1563 The Chautauqua County National
; Bank, Jamestown ...'.
100,000 j
100, 000
90, 000
N.Y. .! June 5,1885
1290 i The National Citizens' Bank, New
i York
300, 000
270, 000
N.Y. I June 6,1885 ' 600,000 :
1278 ! The Union National Bank, New
| York
50, 000
N.Y, June 6,1885 : 1, 200, 000
1276
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CXVII
NATIONAL BANKS whose CORPORATE EXISTENCE will EXPIRE during the year
1885, fyc.—Continued.
Title of bank.
No.
1349
1361
1385
1472
1629
1306
1336
1369
1382
1393
1339
1562
1304
1322
1346
1377
1395
1318
1405
1498
1596
1380
1319
1337
1354
1365
1384
1403
1653
1379
1317
1321
1324
1460
1325
1338
1345
1359
1422
1505
1449
1340
Expiration j
State, of corporate | Capital
existence, j stock.
The Chester National Bank,
Chester
N. Y. June 6,1885 J $125, 500
The National Bank of Wateryille..
150, 000
. June 6,1885 i
The Toll and County National N. Y.
Bank, To Hand
.'100, 000
. j June 6,1885 \
The American National Bank, Conn i
!
Providence
1, 437, 650
The First National Bank, Grin- R. I.. . | Juno 6, 1885 j
nell
.. ..
• 100,000
The Poughkeepsie National Bank, Iowa. . | June 6,1885 !
150, 000
Poughkeepsie
The Merchants' National Bank, N. Y. .! June 7,1885 !
1,500,000 j
Baltimore
The Lime Hock National Bank, Md .. .! June 7,1885 •
Providence
; R. I..
500,000 !
. ! June 7,1885 \
The Meriden National Bank, ,
Meriden
300,000 |
Conn ' June 7,1885 \
The Bank of New York National 1,
Banking Association, New York. N. Y.
2,000,000
June 7, 1885 !
The National Exchange Bank, .'
Providence
500,000 I
R. I .
The National Eagle Bank, Bristol .' R.I.. . June 7,1885 i
50,000 |
The Farmers' and Drovers' Na. June 8,1885 :
tional Bank, Somers
N. Y . . June 9,1885 j
166,700
The Allen town National Bank, •
Allen to wn
June 9,1885 ;
500,000 |
Pa
The Cumberland National Bank,
Bridgeton
.
150,000 !
N. J . .; June 9,1885 j
The City National Bank, Hartford. Conn . J u n e 9,1885 j 550,000 j
The First National Bank, Utica ... N. Y. . • June 9,1885 j 600,000 !
The Union National Bank, Massillon
100, 000
----Ohio..; Juno 10,1885
The Greenwich National Bank,
East Greenwich
75, 000
R. I..J June 10,1885
The National Exchange Bank,
Greenville
R. I...I June 10,1885 i 150, 000
The Union National Bank, Westminster
' Md ...j June 10,1885 • 100, 000
The Merchants' National Bank,
Poughkeepsie
175, 000
N. Y..: June 10, 1885,1
The Commercial National Bank, ;
Providence
'• R. I . . J June 12,1885 \ 1, 000, 000
The Farmers' and Merchants' j
National Bank, Baltimore
j Md -. J June 12,1885 i 650,000 j
The National Bank of Norwich ; N. Y. . June 12,1885 | 125,000 i
The First National Bank, Elgin ... i Ill ... . i June 12,1885
100,000 I
The Citizens' National Bank, i
Baltimore
| Md.. >! June 12,1885
100,000 j
The First National Bank, Win- |
terset
| Iowa. .! June 12, 1885 j
100, 000
The National Bank of Bellows ;
Falls
100, 000
V t . .! June 12,1885
The Shetucket National Bank,
Norwich
100, 000
Conn .! June 12., 1885
The Orange National Bank,
Orange
I N. J . .' June 13,1885
200, 000
The Farmers' and Mechanics' Na- I
750, 000
tional Bank, Hartford
j Conn . June 13, 1885
The Gallatiu National Bank, New |
York
'
j N. Y.. June 13,1885 1, 000, 000
The Phenix National Bank, Phenix. It. I... June 13,1885
100, 000
The Western National Bank,
Baltimore
! Md.. June 13,1885
500, 000
The Hartford National Bank, Hart- I
ford
:
! Conn June 13,1885 1, 200, 000
The Cay uga County National Bank,
Auburn
N. Y.. June 13,1885 \ 200, 000
The Michigan National Bank, Kalamazoo
100,000
Mich June 13,1885
The Westchester County National j
100, 000
Bank, Peekskill.
i N. Y. . June 13,1885
The West Branch National Bank,
Williamsport
• P a . J June 13,1885 '
100, 000
The Frederick County National j
Bank, Frederick
[ M d . . .' June 13,1885 ! 150, 000
The Central National Bank, Mid- I
150, 000
dletown
' Conn . J u n e 14,1885 j
United
States
bonds.
Circulation.
$127, 000
150,000 j
$112, 950
135, 000
50,000 I
45, 000
102, 800 j
92, 520
50, 000
45, 000
150, 000
135, 000
700, 000
629, 850
232, 400
209,160
253,100 I
227, 790
500,000 j
450, 000
500,000 |
50,000 I
450, 000
45, 000
166,700 i
150, 000
500,000 !
j
150,000 j
100,000 I
334,000 I
450, 000
135, 000
90, 000
300, 600
100, 000
90, 000
48, 000
43, 200
150, 000
135, 000
100, 000
90, 000
141, 000
126, 900
889,000 j
800, 000
100, 000
125, 000
25, 000
90, 000
112, 500
22, 500
100, 000
90, 000
50, 000
45, 000
100, 000
90, 000
80, 000
72, 000
200, 000
180, 000
321, 000
288, 900
690, 000
60, 000
621, 000
54, 000
10D, 000 !
89, 900
50,000 ;
45, 000
200, 000
180, 000
75, 000
67, 500
100,000 i
I
90, 000
100, 000 I
150,000 I
150,000 !
90, 000
134, 960
135, 000
CXVIII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS whose CORPORATE EXISTENCE will EXPIRE during the year
Iti85, $'C.—Continued.
Title of bank.
No.
1396
1410
1362
1389
1509
1350
1352
1353
1351
1370
1386
1500
1363
1452
1490
1506
1535
1444
1411
1432
1470
1477
1492
1507
1561
1467
1375
1390
1408
1455
1489
1614
1374
1481
1474
1495
1516
1592
1399
1423
1424
1427
1434
1428
Expiration ',
State, lot" corporate ! Capital
existence. ; stock.
United
States
bonds.
Circulation.
The Traders' National Bank, Provi$200,000 ; $161,500 ;
dence
R.I... June 14,1885
The Fort Stanwix National Bank,
150,000 •
140,000 I
N. Y.J June 14, 1885
Rome
T
I The Flour City National Bank,
210, 000 ;
300,000 j
| Rochester
N. Y..I June 15,1885 |
! The Continental National Bank,
115,000 !
j New York
N. Y . J J u n e 15,1885 1,000,000
I The Orleans County National Bank,
100,000!
100,000
; Albion
N. Y June 15, 1885
172,000 i
200,000
• The National Bank of Auburn
N. Y . . j June 16, 1885
! The Hanover National Bank, New
:
400,000 '
; York
N. Y . June 16, 1885 1, 000, 000
150,000
150,000
! The Stratford National Bank, Dover N. H.. June 16, 1885 (
!1 The National Exchange Bank, Au137, 000 '
N. Y.. June 16, 1885 | 200,000 :
bum
I The Merchants' National Bank,
400,000
i
2,
000,
000
j
1885;
June
17,
! New York
N. Y..
The Abington National Bank, j
1
150,000
I
150,000
i
1
8
8
5
•
•
June
17,
Abington
Mass .
i
The Kent National Bank, Chester50,000
|
1885
:
June
17,
! town
12,500
!
Md .
The National Bank of Port Jervis.. N. Y . June 19, 1885 :' 130,000 i
130, 000
500,000 |
The National State Bank, Newark.. N. J .. June 19, 1885:
500. TOO
The Jefferson County National
144, 000 |
148,800 !
Bank, Watortown
N. Y . . J u n e 19,1885;
The Roger Williams National Bank,
499,950
!
190,000
!
1885
Providence
R. I . June 19,
100,000 i
100,000 |
Me.... June 19, 1885
j The Saco National Bank, Saco
110,000 j
110,000 •
: The First National Bank, Itoboken! N. J .. June 19, 1885
500,000 !
500,000 •
; The National Bank of Catasauqua j P a .... • June 20, 1885
1, 008, 500 i
• The National Bank of Baltimore...! M d ... June 20, 1885
1
1,210,700 ;
The
Second
National
Bank,
Hills1
12,500 I
Mich . June 20, 1885
dale
50,000 j
The Thompson National Bank, I
1
50,000 |
Conn . June 20, 1885
Thompson
I
1
100,000 j
The Newport National Bank, New- :j
120,000 |
R.I... June 20, 1885
I port
120,000 !
i The National Union Bank, Water- '
j
105,000 j
N. Y- June 20, 1885
i town
The Tompkins County National
I 147,440 |
250,000 i
N. Y. June 20, 1 8 8 5 •
Bank,
Ithaca
!
1
The Exchange National Bank, <
250,000 !
50,000 j
Columbia
i Mo . . Juno 20, 1885 |
: The Chatham National Bank, I
100,000 i
50,000 j
'; New York
i N. Y. June 21, 1885 II
The Union National Bank, Wil- \
June* 21, 1885 I 450,000
203,175 ; 203, 200
| mington
j Del.
110,000
• The Goshen National Bank, Goshen! N. Y.. June 21, 1885 i 110,000
i The National Bank of South Read- j
100,
000
100,
000
June
21,
1885
!
! ing, WakefiVld
' Mass
| The National Union Bank of Mary- !:
900,
000
1885
i
600,
000
June
21,
I land, Baltimoie
' . Md...
I
! The Wiudham National Bank, Wil- :
100,000
100,
000
June
21,
Conn .
|1 limantic
1885,
The Phenix National Nank, New
300, 000
j York
'i N. Y..June 22, 1 8 8 5 • 1, 000, 000
The Merchants' National Bank, \
112,000
'• Norwich
I Conn June 22, 1885 | 300, 000
; The National Fulton County Bank, '
150, 000
Gloversville
'
I N. Y. June 22, 1885 j 150, 000
The Frontier National Bank, East- j
June 22, 1885 \
75, 000
60, 300
port
j Me
• The TJnion National Mount Joy
June 22, 1885 ! 125, 000
100, 000
• Bank. Mount Joy
| Pa
• The Wiekford National Bank, !
125, 000
Wickford
I R. I . . . June 22, 1885 ; 125, 000
, The National Bank of Orange :
110, 000
j Cou nt.y, Goshen
| N. Y.. June 23, 1885 ' 110, 000
The National Globe Bank, Woon- I
100, 000
100, 000
socket
| R. I - . . June 23,
The National Bank of West Vir- '
200, 000
89, 600
ginia, "Wheeling
| W. Va June 23,
The Parkersburg National Bank, j
;
June
23,
150,
000
150,
000
W.
Va
Parkersburg
j
1885
The Easton National Bank of <
200,
000
200,
000
1885
J
u
n
e
23,
Maryland, Easton
j Md
52, 000
J u n e 23, 1885 ' 100, 000
The Alton National Bank, Alton ..! Ill
$145, 350
126, 000
189, 000
103, 500
90, 000
153,950
360, 000
135, 000
123, 300
360, 000
135, 000
11, 250
117, 000
449, 920
129, 600
171, 000
90, 000
99, 000
450, 000
831, 500
11, 250
45, 000
108, 000
94, 500
225, 000
45, 000
45, 0)0
182,850
99, 000
90, 000
540, 000
90, 000
270, 000
100,000
135, 000
54, 270
90, 000
112, 500
99, 000
i)0, 000
80, 640
135, 000
180, 00
46,80
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CXIX
NATIONAL BANKS whose CORPORATE EXISTENCE will EXPIRE during the year
1885, cfc—Continued.
No.
i
Title of bank.
1462 | The Waterbury National Bank,
; Waterbury
1420 j The National Bank of Delaware,
| Wilmington
1421 j The Producers' National Bank,
; Woonsooket
1446 ! The Rockland National Bank,
j Rockbmd
1464 ; The Williamsport National Bank,
j Williamsport
1526 The Farmers and Mechanics' Nai tional Bank, Westminster
1436 ' The National State Bank, Elizabeth
1440 ; The National Bank of Wareham...
1532 I The National Bank of Rhode IslI and, Newport
1465 The National City Bank, Ottawa...
1544 The National Exchange Bank, Ali bion
1442 | The Traders 1 National Bank, Boston
1443 •; The Manufacturers'.National Bank
i of New York, Brooklyn
1487 i The First National Bank, Red
i Wing
1451 ! The National Traders' Bank, Port: land
1480 | The National Bank of New Eng• land, East Haddam
1429 | The City National Bank, Provii dence
1515 j The First National Bank. Marshall.
1527 I The National Webster Bank, Boston
1546 !i The Aquidneck National Bank,
Newport
1616 i The Pacific National Bank of North
! Providence, Pn wtucket
1413 i The National Mechanic's Bank,
Baltimore
1447 The Harrison National Bank, Cadi/
1511 j The Cumberland National Bank,
Portland
1533 : The People's National Bank, Jaek-
Expiration j Capital
State. of corporate ! stock.
existence. I
Circulation.
Vt
June 23,1885 : $100,000 I $100,000 i
Del.
June 23,1885 '
R . I . . . | June24,1885 !
110,000 I
200,000
110,000 I
$90, 000
98, 850
200,000 ;
180, 000
June 24,1885 j
P a . . . . I June 24, 1885 j
150, 000
150,000 ;
135, 000
100, 000
100,000 ;
Md .. June 24,1885 ;
N. J .. June 26,1885 \
Mass . I June 26,1885 ;
50, 000
350, 000
100, 000
345, 000
15, 000
45, 000
R.I.
Ill
I June 26,1885 !
; J u n e 26,1885 j
100, 000
100, 000
50, 000
350, 000
50, 000
100, 000
25, 000
Mich
1
June 26,1885 !
; J u n e 27,1885 i
100, 000
500, 000
34, 000
281, 000
30, 600
252, 900
J u n e 27,1885 :
252, 000
250, 000
225, 000
J u n e 27,1885 '
100, 000
30, 000
27, 000
J u n e 27,1885 j
300, 000
172, 000
154, 800
June 27,1885 !
130, 000
130, 000
117, 000
R.I..
Mich.
Juno 27,1885
June 27,1885 j
500,000 !
100,000 I
315, 000
283, 500
45, 000
Mass.
J u n e 27,1885 j 1, 500, 000
R.I..
J u n e 27,1885;
200, 000
R. I . . . J u n e 27,1885 |
200, 000
Me.
Mass
N.Y.
Minn
Me . .
Conn.
I
;
89, 810
90, 000
22, 500
50, 000
270, 000
300, 000
180, 000
200, 000 |
Md . . . J u n e 28,1885 1, 000, 000
100, 000
Ohio .. J u n e 28,1885 ,
180, 000
200,000 i
100, 000
100, 000
90, 000
90, 000
Me.
J u n e 28,1885
250, 000
250, 000
225, 000
Mich.
J u n e 28,1885 :
100, 000
25, 000
22, 500
100, 000
90, 000
75, 000
67, 500
1457 I The National' Branch Bank," Madi"'
' son
150, 000
Ind . . J u n e 29,1885 j
1508 The National Bank and Loan Coni:
! pany. Watertown
75, 000
N. Y . j J u n e 29,1885
1499 ! The Chemical National Bank, New
i York
N.Y . i J u n e 29, 1885 : 300, 000
1394 ' The American Exchange National
i Bank, New York
N . Y . ' June 30,1885 . 5, 000, 000
1520 \ The Merchants' National Bank,
150, 000
; Manchester
N. H . • J u n e 30, 1885
1552 TheScituato National Bank, North
• Seituate
56, 000
J R . I . . -j June 30,1885
1496 j The Pulaski National Bank, Pu| laski. .
N . Y . . I July 3,3885
50, 000
] 00, 000
1567 ! The First National Bank, Dover...! Del - -. i J u l y 3,1885
250, 000
1553 i The First National Bank, Portland. Oreg . .! July 4,1885
1461 : The National City Bank, New
! York
.'
N. Y .. i July 5,1885 1, 000, 000
1
I
1512 : The Pasooag National Bank, Pas100, 000
coag
. R. I . . .
1578 The Trumbull National Bank, WarOhio ..; July 5,1885 j 150,000 :
1545 The First"National Bank," Middle""
town
Ohio . . I July 8,1885 ! 150,000 !
1590 The National Bank of Lawrence... Kans. . ! July 10,1885 ;
100,000 i
1501 The Merchants' National Bank,
709,000 j
| Saint Louis
M o . . . ;I July 10,1885 i
1549 i The First National Bank, Wiscas'
I
100,000 !
i set.
July 14,1885 I
Me.
1502 i The Merchants' National Bank of
I
110,000 i
j West Virginia, Morgan town
W.Va .j July 15,1885 |
1497 I The Fulton National Bank, New
! York
N. Y . July 17, 1885 j 600,000 ,
1604 The Attleboro National Bank,
j North Attleboro'
100, 000 \
M a s s . July 17,1885 j
United
States
bonds.
100, 000
50, 000
150, 000
135, 000
45, 000
40, 500
50, 000
67, 000
250, 000
45, 000
60, 300
225, 000
50, 000
100, 000
90, 000
150, 000
135,000
150, 000
50, 000
135, 000
45, 000
60, 000
54, 000
100, 000
90,000
110,000
99, 000
50, 000
100,000 i
90, 000
CXX
REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS whose CORPORATE EXISTENCE will EXPIRE during the year
1885, tjrc.—Continued.
No.
Title of bank.
Expiration
State. of corporate
existence.
The Merchants' National Bank of
West Virginia, Point Pleasant...; W.Va. July 18,1885
The National Bank of Newark
| Del - - - July 18,1885
The Hnrlbut National Bank of j
Winsted, West Wiusted...
Conn.. July 19,1885
; M e . . . . July 19,1885
1528 ! The York National Bank, Saco
The
North
Berwick
National
Bank,
>
1523 ! North Berwick
! M e . . . . July 20,1885
The National Broome County Bank, i
1513 j Binghamton
| N. Y .. July 21,1885
The American National Bank, De1542 | troit
Mich.. July 24,1885
The National Bank of Martins1524 ! burg
W.Va. July 25,1885
The Merchants' National Bank of
1530 ! West Virginia, Clarksburg
W.Va. July 25,1885
The Washington County National j
1551 , Bank, W i l l i a m s p o r t | Md.... July 27,1885
h Second
S d National
N t i l Bank, CumThe
! Mil....! July 29,1885
1519 j berland
1543 The National City Bank, Brooklyn |N. Y . . I Aug. 1,1885
j
1522 The Lynchburg' National Bank,
Va
! Aug. 3,1885
Lynchburg
Aug. 4,1885
1560 The National Bank of Huntsville..
1589 The First National Bank, FredAug. 5,1885
erick
Ill .... Aug. 12,1885
1555 i The First National Bank, Paris
Mich..
Aug. 14,1885
The
First
National
Bank,
Flint
1588 !
1539 , The First National Bank, Saint
Midi.. 1 Aug. 14,1885
John's
1564 j The West River National Bank. I
Aug. 17,1885
Jamaica
j Vt - - - -j
Ic75 'The Biddeford National Bank, Biddeford
Me..-. Aug. 19,1885
1558 ; The First National Bank, Lynch1
burg
.'
".
Va.--- Aug. 21,1885
1565 ! The National Exchange Bank,
i
K . I . . . ! Aug. 23,1885
Newport
1547 The First National Bank, Char- .
lotte
IN.C - ! Aug. 26,1885
1572 The First National Bank, Hani- |
' Aug. 26,1885
sonburg
j Va
1587 j The First National Bank, Monroe Mich..; Aug. 29,1885
1574 ; The Second National Bank, Pontiac
i Mich.. Sept. 1,1885 '
;
I
1559 The Atlanta National Bank, At- |
lanta
j G-a . - - I Sept. 2,1885 |
1603 The First National Bank, ClarksTenn.. ' Sept. 5,1885 j
ville.
1557 ! The .Raleigh National Bank of ,
i North Carolina, Raleigh
| N. C I Sept. 6,1885 ;
1584 The Central National Bank, Boonville ..
Mo.... ! Sept. 9,1885 |
1577 i The Merchants' Exchange Na; tional Bank, Muscatine
I Iowa. . Sept. 20,1885 i
1618 • The Osage National Bank, Osaee -. Iowa. . j Sept. 20,1885
1566 i The First National Bank, Galvesj ton
! Tex.. -I Sept. 21,1885
1579 : The Mifflin County National Bank, i a
J Sept. 22,1885
i Le wistown
. - -. P
1601 : The First National Bank, Danville. K y . . . . Sept, 22,1885
1582 The National Bank of Fredericks.1 Sept. 26,1885
', burg
1573 I The First National Bank, Owosso Mich. J Sept, 27,1885
.
1608 I The National Bank of Kingwood .. W. Va Sept. 30, 1885
9.1885
1595 • The First National Bank, Mobile.. Ala . . . O c t .
1591 j The Germania National Bank, New
j Orleans
La . . . . Oct. 9,1885
1599 I The First National Bank, Paducah. K y . . . . Oct. 10,1885
1602 I The National Bank of Neenah. . . . Wis - -.; Oct. 12,1885
1607 j The National Exchange Bank,
! Weston
W.Va Oct. 23,1885
1606 i The First National Bank, Chattai nooga
Tenn. Oct. 25,1885
1627 i The First National Bank, Sedalia..; Mo... . Oct. 30,1885
1620 j The National Valley Bank. StaunI ton
V a . - . . Nor. 7,1885
1617 I The First National Bank, Macon ..! Ga . . . . Nov. 8,1885
1504
1536
1494
Capital
stock.
United
States
bonds.
Circulation.
$45, 000
45, 000
$50, 000
50, 000
$50,000 I
50,000 !
205, 000
100, 000
60, 000
100,000
54, 000
90, 000
45, 000
50, 000
50, 000
100, 000
70, 000
63, 000
400, 000
333, 400
300, 000
100, 000
25, 000
22, 500
100, 000
100, 000
90, 000
150, 000
150, 000
135, 000
100, 000
300, 000
100,000 I
301,000 |
90, 000
270, 000
200, 000
50, 000
50, 000
50, 000
45, 000
45, 000
100, 000
125, 000
200, 000
100, 000
125, 000
50, 000
90, 000
112, 500
50, 000
j
30,000 I
60, 000
60,000 !
150, 000
150, 000 |
27, 000
54, 000
135, 000
150,000 j
40,000 i
100,000 j
I
300, 000
100,000 !
1(0,000 j
66, 000
50,000 !
36, 000
50,000 •
50, 000
100, 000
45, 000
25,000 I
i
150, 000
150, 000 j
100, 000
33,500 |
90, 000
90, 000
45, 000
45, 000
22, 500
135, 000
30,150
135, 000
400, 000
150,000 :
200, 000
50,000
50, 000
300, 000
182, 000
50, 000
50, 000
50, 000
100,000 I
150,000 I
100, 000
150, 000
90, 000
135, 000
50, 000 '
60, 000
125, 0(0
300, 000
50, 000
60, 000
125, 000
200, 090
45, 000
54, 000
112, 500
180, 000
300, 000
100, 000
75, 0J0
150, 000
100,000 j
75,000 '
135, 000
90, 000
67, 500
159,100
45, 000
45, 000
45, 000
100,000 1
100,000
200,000
100, 000
160,000 !
50,000 j
131, 700
45, 000
200, 000
100, 000
180,000 !
100,000 I
162, 000
90, 000
90, 000
KEPORT OF THE COMPTROLLER OF THE CURRENCY.
CXXI
NATIONAL BANKS whose CORPORATE EXISTENCE will EXPIRE during the year
1885, tf-c.—Continued.
No. i
Title of bank.
! Expiration
State. ' of corporate i Capital
; existence, j stock.
1630 | The Chattahoochee National Bank,
!
Columbus
! Ga
j Nov.
1615 j The Henderson National Bank, i
i!
Nov.
Henderson
Kv
1613 j The National Bank of Augusta . . . Ga . . . Nov.
1632 i The National Bank of New Berne ! N. C ..! Nov.
Dec.
1641 I The First National Bank, Olney
; III
1647 ! The National Bank of the Repub- j
lie, Philadelphia
i Pa
Dec.
1628 ; The Planters'National Bank, Rich- ;
Dec
mond
; Va
1621 I The "People's National Bank, j
Dec
Charleston
I
S.
C
.
.
.
1622 i The First National Bank, Charles- i
ton
! S . C . . . Dec.
1633 The Omaha National Bank, Omaha, j N e b . . . Dec.
1626 The Louisiana N ational Bank, New I
Dec.
Orleans
J La
1645 The Laconia National Bank, La- j
Dec.
conia
i N. H
Total number of banks, 720.
i
Total
9,1885 !
21,1885
24,1885
27,1885
United
States
bonds.
Circulation.
$100, 000
$100,000 i
$90, 000
200, 000
500, 000
100, 000
200,000 !
500,000 !
100,000
50,000
180, 000
450, 000
90, 000
5,1885
50, 000
5,1885
500, 000
8,1885
300, 000
9,1885
11,1885 j
14,1885 !
500, 000
250, 000
250, 000
500,000 j
50,000 j
45, 000
445, 860
45, 000
50,000 '
|
250,000 !
75,000 I
45, 000
225, 000
67, 500
20,1885 i 1, 000, 000
900,000 I
800, 000
28,1885 ;
150,000
135, 000
.188,971,475 120,060,850
107,484,115
150, 000
CXXII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Number of banks organized and in operation, with their capital, bonds on deposit, and circulation issued, redeemed, and outstanding on November 1, 1884.
Circulation.
Banks.
Capital
States and TerIn
stock paid U.S.bonds
on deposit.
In
ritories.
Organ- liqui- operain.
ized. da- tion.
tion.
Maine
Ne vr Hampshire.
80
52
60
260
64
94
Vermont
Massachusetts..
Rhode Island ...
Connecticut . . . .
71
47
50
249
63
88
!$10,160,000
i 6,105, 000
| 8,071,000
j 98, 088, 800
20, 540, 050
25, 956. 820
Issued.
Redeemed. 'Outstanding*
$8, 889, 750 $29,371, 730 $20, 893, 673
5, 987, 800
18, 403, 005 12, 931, 965
6,190, 400
26, 663, 850 20, 516, 244
68, 759, 850 254, 510,135 187, 936, 955
14, 162, 300
53, 484, 755 j 39, 589, 087
18, 794, 750 70,053, 120 J 52, 884, ~~~
$8, 478, 057
5, 471, 640
6,147, 606
66, 573,180
13, 895, 668
17,168, 340
117, 733, 891
Eastern States;
610 !
42 ;
568 Il68,921,670 122,784,850 | 452, 486, 595 |334, 752, 704
New York
New Jersey
Pennsylvania...
Delaware
j
Maryland
Dist. Columbia..
406
81
326
15 i
46 j
11 i
86 |
9 i
44 !
320
72
282
15
44
Middle States-!
885!
141 |
li
Virginia
"West Virginia ..
North Carolina .
South Carolina..!
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Southern States
Missouri
Ohio
Indiana
Illinois
Michigan
"Wisconsin
Iowa
M innesota
Kansas
Nebraska
87, 329,160
12, 728, 350
60, 576,140
1, 823, 985
14, 429, 960
1, 377, 000
457757,300 j~
9,767,850 !
43,300,900 I
1,829,200 !
7,925,450 i
1,060,000 !
739 1178, 264, 595 109, 640, 700 | 482, 513,175 J369, 230, 387 ! 113, 282, 788
3, 546, 300
2, 111, 000
2, 401, 000
1, 936, 200
2, 436, 000
150, 000
1, 725, 000
425, 000
3, 625, 000
6,175, 000
405, 000
12, 900, 400
5, 035, 300
2, 757,200
1,402, 100
1,214,000
1, 302, 600
1, 761, 000
92, 500
1, 033, 800
205, 000
2, 325, 000
1, 866, 750
240. 000
9, 934, 000
2, 682, 000
j
]
j
!
I
!
14, 411, 985
85, 459, 230
45, 569, 085
44, 655, 365
24,231,510
10, 852, 910
18, 920, 210
10, 057, 960
4, 605, 550
3, 989, 390
24
Add for mutilated;
notes
Total currency!
banks
| 3,258
Add gold banks.!
3
United States. 3,261 j
7, 748, 978
4, 949, 233
4, 281, 875
3, 679, 075
5, 000, 671
92, 940
2, 929, 505
86, 324
6, 554, 074
2, 085, 781
617, 050
19, 600, 871
6, 760,163
11, 928,919
59, 576,862
35, 645,056
34, 930,122
18,178, 355
8, 067,833
13, 488,011
7, 484,681
3,100, 301
2,07 732
27,238,100
i 2, 483, 066
! 25, 882, 368
'; 9, 924, 029
j 9, 725, 243
6, 053,155
I 2, 785, 077
! 5,432,199
I 2, 573, 279
1, 505, 249
I 1, 912, 658
262,753, 195 194,476,872 I 68,276,323
Western States! 1,263
Nevada
Oregon
Colorado
Utah .
Idaho
Montana.
"Wyoming
New Mexico
Dakota
"Washington
Arizona
California
Pacific States
andTerrit'es.
10, 406, 390
6, 460, 030
5, 598,110
4, 788, 885
6, 851, 100
156, 870
4,016,280
218, 750
8, 994, 280
4, 080, 340
831, 700
29, 727, 225
9, 494, 680
91, 624, (340 64,386,540
345
64
274
142
213
126
76 !
161
65
76
66
237,018,635 ' 189,122, 251
42,516,260 32, 548, 996
160, 998, 885 116, 684, 506
5, 264, 795 3, 665, 395
32, 313, 460 23,710,131 j
3,499,108
4, 401,140
133 j 13,470,000
5,661,550
184,260
902, 940
3, 365, 000
1, 262, 100
33(5, 930
1, 265, 580
320, <)90
1,142, 680
1,148,110
605, :t90
65,190
2,117, 520
160,189
496, 800
2,175,161
811,653
228, 954
748, 077
177, 690
727, 630
413, 355'
213,140
12, 240
608, 910
24, 071
406,140
1,189, 839
450, 447
107, 976
517, 503
143, 000
415, 050
734, 755
392, 250
52, 950
1, 508, 610
12,716,390
6,773,799 j
5,942,591
I
552, 041
587 i 2,671 532,554,165 325,216,300 1, 302, 093, 995 969, 620, 302 j 332, 473, 693
3,465,240 ; 2,931,161 I
534, 079
590 ; 2,671 532,554,165 325,316,310 -1,305,559,235 972,551,463
333,559,813
* Including $41. 710,163 of lawful money deposited with the Treasurer of the United States to retire
an equal amount of circulation, which has not been presented for redemption.
REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXIII
Clearings and balances of the banks of New York City for the weeks ending at the dates given.
Week ending—
Sept. 6,1879
Sept. 13,1879
Sept. 20, 1879
Sept. 27,1879
Oct. 4,1879
Oct. 11,1879
Oct. 18,1879
Oct. 25,1879
Nov. 1,1879
Nov. 8,1879
Nov. 15, 1879
Nov. 22, 1879
Nov. 29,1879
Sept.
Sept.
Sept.
Sept.
Oct.
Out.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.
Clearings.
! $452,
1 507,
530,
591,
747,
741,
798,
761,
! 865,
• 772,
870,
942,
, 779,
4, 1880.
11, 1880.
18, 1880.
25.
2, LH80
9, 1880
16, 1880
23, 1880
30, 1880
G, 1880
13, 1880
20, 1880
27, 1880
Sept. 3,1881
Sept. 10,1881
Sept. 17,1881
Sept. 24,1881
Oct. 1,1881
Oct. 8,1881
Oct. 15,1881
Oct. 22,1881
Oct. 29,1881
Nov. 5,1881
Nov. 12,1881
Nov. 19,1881
Nov. 26,1881
Sept.
Sept.
Sept.
Sept,
Sept,
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.
I
1882.
1882.
1882..
1882.
3882
1882
1882
1882.
1882
1882.
1882
1882
1882
603,
625,
623,
573,
705,
651,
693,
872,
785,
866,
896,
868,
072,
Balances.
265-71
348 67
366 52
5tiO 99 !
535 78 I
440 55 !
746 51 i
728 00 :
857 05 !
134 18 ;
059 78 i
768 23 !
847 24 |
877, 203
650, 183
375, 655
355, 801
598, 706
169, 020
917, 360
895, 695
361, 621
393, 0:18
540, 451
076, 513
680, 747
857,413, 263
639, 907, 979
925, 116, 160
773,401, 695
758,155, 052
1,154, 052, 466
975, 722, 717
953, 850, 125
881,124, 243
1, 021, 882, 159
796, 664. 256
892. 319' 707
892, 475, 503
$23, 606,921
23, 279,390
24, 859,791
26, 691,095
28,371, 132
29, 463,295
26, 950,734
28, 333,087
32, 796,457
30, 621,579
39, 899,377
30, 443,292
28, 364,989
32
27
49
46
68
51
21
73
88
21
29
71
12
02 i
37 I
48
73 '•
46 !
35 ;
86 ;
57
85 ;
37 :
06 '•
35 ;
81 !
33, 414, 325 94
26, 812, 778 80
30, 733, 842 94
30,070,332 13
32, 827, 400 90
28, 586, 849 16
27, 875, 042 64
32, 910, 082 09
31,018,354 80
33, 236, 599 77
34,579,373 05
34, 404, 639 13
32, 472, 796 33
85
97
37
57
10
33
38
23
74
85
97
29
06
37,132, 230 86
28, 808, 004 38
36,408,897 13
29, 389, 049 98
26, 349, 314 58
35,187, 686 23
31,673,440 10
35,159,491 42
32, 450, 957 70
37, 173, 439 72
27, 635, 753 35
31, 043, 351 43
23,882,022 31
;
:
!
I
'
i
i
i
!
:
i
;
;
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.
1 1883
8, 1883
15, 1883
22, 1883
29, 1883
6, 1883
13, 1883
20, 1883
1883
3,' 1883
10, 1883
17, 1883
24. 1883
346 16 :
117 62 i
295 97 !
831 49 !
.1, 011,
333 57 i
1, 124,
247 43 i
]
!>{)<),
864 93 I
226 21 ;
1, 044.
086 35 !
: 857,
926 46 !
I 901,
I
950; 956 50 I
j 1,054,
605 67 :
| 1, 246, 567 95 i
I
I 645, 021, 546 86 j
1
739, 732, 907 18 i
! 732,316,071 00 ;
i 700, 082, 400 54 j
763, 567, 336 28 j
759, 872, 805 58 i
833, 965, 948 88 j
919,008,026 44 !
906,319,847 51 :
817, 996, 284 43 !
622, 487, 973 40
783, 094, 622 25 i
682,451,400 44 :
26, 472,986
31,195, 746
30,914, 820
30, 061,000
30, 260,285
32, 844,144
31, 363,439
31, 917,847
31, 844,418
29, 708,441
28, 478,167
33, 519,486
28, 333,263
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.
Nov.
6,1884
13, 1884
20, 1884
27, 1884
4, 1884
11,1884
18, 1884
25, 1884
1,1884
8,1884
15,1884
22,1884
29,1884
463,912,
422, 613,
492, 0(59,
491, 357,
i 554, 602,
!
496, 581,
518,575,
605,195,
458, 532,
477, 21.0,
527, 541,
555, 711,
i 459, 294,
21,278,921 75
22, 793, 219 60
21, 412, 397 53
22, 028, 008 1.1
32,658,517 10
26, 358, 572 40
28, 696. 794 93
27, 673, 214 95
23, 225,190 59
28, 269, 591 59
26, 823, 261 26
26,496,903 13
21, 392, 407 63
Sept.
Sept,
Sept.
Sept.
Sept.
787,
806,
, 010,
i
27, 396, 924 64
29, 786, 386 41
30,418.411 78
27, 978, 458 28
34, /J93, 848 91
30, 742, 717 31
35,772,217 86
33. 623, 283 86
26, 633, 506 70
37, 122, 701 71
26, 969, 785 92
33, 258, 877 77
28, 657, 750 01
85
55
30
19
71
42
92
51
48
71
32
15
64
CXXIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
National 6a ks that went into voluntary liquidation prior to 1870, with date of their organization the amount of circulation issued, tlie amount outstanding November 1, 1883, and the
perctntage unredeemed.
Circulation.
Name and location of bank.
:
Date of !
organization.;
Issued.
First National Bank of Columbia, Mo
Aug. 19,1863 j
First National Bank of Carondelet, Mo
June 2,1864 j
Fourth National Bank of Indianapolis, Ind
Feb. 6,1865 |
National Union Bank of Rochester, N. Y
Juno 15,1865 !
First National Bank of Leonardsville, N. Y
Jan. 27,1864
Farmers' National Bank of Richmond, Va
Sept. 28,1865
Farmers' National Bank of Waukesha, Wis
May 17,1865
National Bank of the Metropolis of Washington,
D.C
_ . Oct. 4,1864
First National Bank of Providence, Pa ..
.. Sept. 27,1864 I
First National Bank of Newton, Newtonville,
Mass
July 27,1864 I
National State Bank of Dulmque, Iowa
Aug. 28,1865 I
First National Bank of New Ulm, Minn
Dec. 17,1^64
Dec.
17,1864
Ohio National Bank of Cincinnati, Ohio
Juno 1,1864
First National Bank of Kingston, N. Y
Aug.
11,1863
!
First National Bank of Blufftou, Ind
May 15,1865 ;
National Exchange Bank of liichmond, Va
Mar.
4,1864
j
First National Bank of Skaneateles, N. Y
Nov. 15,1865 I
First National Bank of Jackson, Miss
Mar. 25,1864 i
First National Bank of Downin»town, Pa
Dec. 14,1864 !
First National Bank of Titus ville, Pa
Apr. 18,1866 •
Appleton National Bank of Appleton, TVis
July 17,1865 i
National Bank of Whitestown, N. Y
Jan.
19,1864 |
First National Bank of New Brunswick, N. J
Apr. 11,1864 j
First National Bank of Cuyahoga Falls, Ohio
July
11,1865 !
First National Bank of Cedarburg, Wis
May 26,1865|
Commercial National Bank of Cincinnati, Ohio
Dec.
30,
1864 i
Second National Bank of Watertown. N. Y
Oct. 7, 1863 |
First National Bank of South Worcester, N. Y
National Mechanics and Farmers' Bank of Albany, N. Y
June 16,1885 i
Second National Bank of Des Moines, Iowa
J u l y 22,1864 j
First National Bank of Steubenville, Ohio
May 18,1865 j
First National Bank of Pluiner, Pa
Mar. 2,1865 !
First National Bank of Danville, Va
Nov. 14,1865
First National Bank of Dorchester, Mass
Dec. 14, 1863
First National Bank of Oskaloosa, Towa
Dec. 10, 1863
Merchants and Mechanics' National Bank of
Troy, N.Y
Mar. 17,1865 j
National Savings Bank of Wheeling, W. Va
Oct. 18, 1865
First National Bank of Marion, Ohio
Feb. 26,1864
National Insurance Bank of Detroit, Mich
July 13,1865
National Bank of Lansiugburgh, N. Y
July 11,1865
National Bank of North America, New York, N. Y. July 1,1865
First National Bank of Hallowell, Me
Mar. 11,1864
First National Bank of Clyde, N. Y
Mar. 5,1864
Pacific National Bank of New York, N. Y
June 5,1865
Grocers' National Bank of New York, N. Y
July 1,1865
Savannah National Bank of Savannah, Ga
June 10, 1865
July 10,1865
First National Bank of Frostburg. Md
Oct. 26, 1863
First National Bank of La Salle, 111
National Bank of Commerce of Georgetown, D. C. Dec. 31,1864
Miners' National Bank of Salt Lake City, U t a h . . . Mar. 28,1866
Oct. 18,1865
First National Bank of Vinton, Iowa
Totals and average percentage of 51 banks
in liquidation previous to 1870
Outstanding
Nov. 1,
1883.
Percentage unredeemed—
1875. 1878. 1883.
$90, 000
25, 000
100, 000
192, 500
45, 000
85, 000
90, 000
$155 .35 .25
126 1.20 1 .75
1, 030 4.39 1.99
1,842 3. 83 1. 65
755 14. 54 3. 03
2,172 6. 67 3. 73
595 1.64 j 1.01
180, 000
90, 000
4,091 10.32 3.29
2,055 29.15 5.46
2.28
2.28
130, 000
127, 000
54, 000
450, 000
180, 000
45, 000
180, 000
135, 000
40, 500
90, 000
86, 750
45, 000
44, 500
90, 000
45, 000
90, 000
345, 950
90, 000
157, 400
1,902 17.27
1,769 4. 45
1,045 6. 01
8,215 4. 93
3,661 20. 37
559 3.72
1,530 4.86
1,800 3.48
315 4.06
1,440 18.21
1,411 15.47
694 3.45
437 2.08
1,821 15.66
663 3.51
828 3.02
4,415 3.85
2, 430 37.20
1,974 3.26
3.46
2. 26
2. 95
2. 72
4. 58
2.12
1.88
1.97
' 1.65
3.76
3.60
2 27
8.17
1.81
1.46
1.39
1.94
1.83
2.03
1.24
.85
1.33
.78
1.60
1.63
1.54
.98
2.02
1.47
.92
1.28
2.70
1.25
314, 950
42, 500
135, 000
87, 500
45, 000
132, 500
67, 500
3,695
1.95
1.69
7.50
6.25
2.48
4.84
1.29
1.17
1.18
2.74
2.46
1.38
2.21
1.02
184, 750
90, 000
109, 850
85, 000
135, 000
333, 000
53, 350
44, 000
134, 990
85, 250
85, 000
45, 000
45, 000
90, 000
135, 000
42, 500
2,184 2.96
1, 055 3.89
1,278 4.02
751 2. 78
1,673 3. 34
3,450 3. 47
588 3. 08
935 25. 23
1, 483 3. 21
539 2.25
880 3.73
367 3.00
600 4. 25
1,225 5.89
1, 528 4. 52
276 2.75
1.70
1.94
1.97
! 1. 80
i 1. 90
1. 71
1. 73
5.23
1. 75
1.11
1.94
1.44
1.90
2.35
2.07
1.24
1.18
1.17
1.16
2.59
1.42
503
3, 693
2,153
620
2,934
687
3.39
3.16
35.54
30. 33
7.03
21.77
2.73
5, 846, 740 82, 827 8.08
L68
4.12
2.06
1.84
2. LI
.17
.49
1.03
.96
1.68
2.55
.66
.88
1.24
1.04
1.10
2.13
1.10
.63
1.04
.82
1.33
1.36
1.13
.65
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CXXV
National banks that went into voluntary liquidation previous to 1876, with the dates of organization and liquidation, the amount of circulation issued, the amount outstanding November
1, 1883, and the percentage unredeemed.
Circulation.
Name and location of bank.
Date of
Date of
! organization. liquidation.
]^
! Out- ! -g a
Issued. ! 8 ^ ™ f ,
" 11
i "1883." ! I
First National Bank of Columbia, Mo
Aug. 19,1863 Sept. 19, 1864 • $90,000 ;
$155 i .17
I June 2,1864 Mar. 15, 1865
First National Bank of Carondelet, Mo - 25,500 !
126 ! .49
Fourth. National Bank of Indianapolis, Tnd
;! Feb. 6,1865 Nov. 30, .1865 !! 100,000 !
1,030 ''1.03
June 15,1865 Apr. 26, 1866
National Union Bank of Rochester, N. Y
192,500 i
1,842; .96
I Jan. 27,1864 July 11, 1866 !
First National Bank of Leonardsvillo, N. Y
45, 000 i
755
1. 68
Farmers' National Bank of Richmond, Ya
I Sept. 28,1865 Oct. 22, 1866 |
85, 000 !
2,172
2. 55
Nov.
25,
1866
i
Farmers' National Bank of Waukesha, Wis . . . : May 17,1865
90, 000 i
' 595
.66
!
N. Bank of the Metropolis of Washington, D. C. Oct. 4,1864 Nov. 28, 1866
180,000 •
4,091
2.28
First National Bank of Providence, Pa
! Sept. 27,1864 Mar. 1, 1867 : 90, 000 !
2, 055 2.28
First Nat, Bank of Newton, Newtonville, Mass. July 27,1864 Mar. 11, 1867 ;! 130,000 i 1, 902 1.46
National State Bank of Dubuque, Iowa
> Aug. 28, 1865 Mar. 9, 1867
1, 769 1. 39
127,000 l
First National Bank of New Ulni, Minn
1,045
1.94
Dec. J.7,1864 Apr. 18, 1867
54, 000 '
July
3,
1867
8,215
Ohio National Bank of Cincinnati, Ohio
Dec. 17,1864
450,000 |
1. 83
;
Sept. 26, 1867
First National Bank of Kingston, N. Y
J
u
n
e
1,1864
3, 661 2. 03
180,000
!
1
First National Bank of BlufVton, Ind
Auir. 11,1863 Dec. 5, 1867
45,000 '
559
1.24
National Exchange Bank of Richmond, Ya . -. j May 15,1865 Dec. 5, 1867 ; 180,000 |
1, 530
.85
First National Bank of Skaueateles, N. Y
i Mai-. 4.1864 Dec. 21, 1867 i 135,000 j
1,800 ! 1.33
First National Bank of Jackson, Miss
i Nov. 15', 1865 Dec. 26, 1867 ! 40,500 :
315 ; .78
First National Bank of Downingtown, Pa.
i Mar. 25, 1864 Jan. 14, 1808 ; 90, 000 ;
1, 440 1.60
First National Bank of Titusville, Pa .
i Dec. 14,1864 Jan. 15, 1868 , 86, 750 I 1,411 1. 63
Apple-ton National 'Bank of Applet on, W i s . . . 1 Apr. 18,1866 Jan. 21, 1868 ! 45,000 i
694 : 1. 54
14, 1868
! July 17,1865 Feb. 26,
National Bank of Whitestown, N . Y
44,500 !
437 ! .98
1868 i
First National Bank of New Brunswick, N. J Jan. 1!), 1864 Feb.
90,000
;
1,821 : 2. 02
4, 1808
First National Bank of Cuyahoga Falls, Ohio ! Apr. 11,1864 Mar.
45, 000 ;
663
1.47
Alar. 23,1868
First National Bank of Cedarburg, Wis
i1 July 11, 1F65 Apr.
90,000 ;
828 ! .92
28,
Commercial National Bank of Cincinnati, Ohio. May 26,1865 July 21, 1808
345,950 :
4,415
1.28
Second National Bank of Watertown, N. Y
Dec. 30,1864 :
2,430 : 2. 70
90,000 i
4, 1868
1,974 : 1. 25
First National Bank of South "Worcester, N. Y. ! Oct. 7,1863 j Aug.
4, 1868 i 157,400 i 3,695
N. Mechanics and Farmers' B. of Albany, N. Y . Juno 16,1865 I Aug.
1.17
314,950
!
18(58
Aus.
5,
Second National Bank of Dos Moines, Iowa . . . July 22, 1864 :!Aug. 8, 1868
1.18
42,500 !
503
First National Bank of Steubenville, Ohio
: May 18,1865 : Aug. 25, 1808
135,000 :
3, 693 2.74
2.46
First National Bank of Plumer, Pa
! Mar. 2.1865 Sept. 30, 18(58
87, 500 ;
2,153
First National Bank of Danville, Ya
I! Nov. 14,1865 ; Nov. 23, 1808
45,000 ,
(520 1. 38
l)
First National Bank of Dorchester, Mass
Dec. 14,1863 Dec. 17, 1808
132,500 j
2,934 ; 2 l
;
h 02
First National Bank of Oskaloosa, Iowa
Dec. 10, 1863 Dec. 31, .1868
67,500 !
687
Merchants and Mechanics'N. B. of Troy,N.Y . ! Mar. 17, 1865 ' Jan. 7, 1808
184,750 !
2,184 : 1.18
National Savings Bank of Wheeling, W. Va...:I Oct. lr, 1865 Jan. 12, 1809
9o,ooo ; 1,055 1.17
1.16
First National Bank of Marion, Ohio
Feb. 26,1864 Feb. 26', 1869
109, 850 | 3,278
National Insurance Bank of Detroit. Mich
751
: July 13, 1865 Mar. 6, 1809
.88
85,000 i
National Bank of Lansingburgh. N. Y
1,673
July 11,1865 Apr. 15, 1809
1.24
135, 000 |
Nat. Bank of North America, New York, N. Y . : July 1,1865 Apr. 19, 1869
3,450 1. 04
333,
000
i
First National Bank of Hallowell, Me
•: Mar. 11, 1864 Apr. 23, 18(59
588
1.10
53,350 I
First National Bank of Clyde, N. Y .
Mar. 5,18(54 ; May 10. 1869
935
2. 13
44,000 i
Pacific National Bunk of Ne w York, N. Y
June 5, 1865 : June 7, 1869
1,483 ; 1.10
134,990 !
Grocers' National Bank of New York, N. Y . . . July 1,1865 June 22, 1869
539 ' .63
85,250 !
Savannah National Bank of Savannah, Ga
June 10, .1865 July 30, 1869
880 . 1.04
85, 000 j
First National Bank of Frostburg, Md
18(19
July 10, 1865 Aui>\ 30,
307
.82
4 5 , 0 0 0 '••
First National Bank of La Salle, 111
Oct.' 26,1863 ! Oct.' 28, 1869
(500 l 1.33
45,000 i
Nat. Bank of Commerce of Georgetown, I). C .. Dec. 31, 1864 i Dec. 2, 1809
1, 225 1. 36
90,
000
I
Miners' National Bank of Salt Lake City, Utah. Mar. 28,1866 I Dec. 13, 1809
1, 528 1. 13
135,000 i
First National Bank of Vinton, Iowa.
1809
Oct. 18, 1865 !
276
.65
42, 500 j
I
Totals and average percentage of 51
banks in liquidation previous to 1870..
.j 5,846,740 : 82,827 ; 1.42
National Exchange Bank of Philadelphia, Pa.. Jan. 25,1865 Jan. 8,1870
First National Bank of Decatur, 111 .
| July 6.1864 : Jan. 10,1870
National Union Bank of Owego, N. Y .
i June 20,1865 • Jan. 11,1870
Fir^t National Bank of Berlin, Wis
| Apr. 25,1864 ; Jan. 25,1870 :
Central National Bank of Cincinnati, Ohio . . . I Dec. 12.1864 Mar. 31,1870 •
First National Bank of Dayton, Ohio
i June 22, 1863 i Apr. 9, 1870 :
National Bank of Chemung, Elmira. N. Y
July 5.1865 June 10,1870 :
Merchants' National Bank of Milwaukee, Wis. July 14.1865 !i June 14,1870 :
First National Bank of Saint Louis, Mo
Sept. 23,1863 Jnly 16,1870 !
Chemung Canal National Bank of Elmira, N.Y. Feb. 17,1865 • Aug. 3,1870 ;!
First National Bank of 0.larksville, Va
Aug. 6.1866 OctI 13,1870
Mar. fi,1865 Oct. 15,1870
First National Bank of Burlington, Vt
First National Bank of Lebanon, Ohio
June 7,1865 Oct. 24,1870 !
Nat. Exchange Bank of Lansinglmrgh, N. Y . . . Apr. 22,1865 . Dec. 27,1870 :
Muskingum Nat. Bank of Zanesville, Ohio . . . , June 6, 1865 Jan. 7,1871
United National Bank of Winona, Minn
! Mar. 10,1H66 Feb. 15,1871
First National Bank of Des Moines, Iowa
Apr. 18,1864 Mar. 25, 1871 !
State National Bank of Saint Joseph, Mo
Feb. 12,1867 Mar. 31,1871
Saratoga County Nat. Bank of Waterford, N.Y. June 6,1865 Mar. 28,1871 :
175, 750 :
85,250 !
88.250
44,000 :
\ 355
1,193
1, 935
425, 000 '
135,000 i
90,000 !
90,000 i
179,990 !
90,000 l
27,000 '
270,000 {
85,000 i
90, 000 !
90,000 !
45,000 I
90,000 I
90,000 I
135,000 '
5,880
1, 620
442
702
1, 225
2, 123
1,106
315
1,91
1.40
19
L00
1.38
1.20
76
l'36
1 18
1 23
1 17
5,687 I 2.11
936 i 1. 10
1,016 1. 13
1, 385
565
1,171
660
1,559
i
|
I
(
j
1. 54
1.26
1.30
.73
1.16
CXXVI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Xational banks that went Into voluntary liquidation, cfc.—Continued.
Circulation.
Name and location of bank.
i
Date of
Date of
organization.; liquidation. :
;
• Issued.
_.i..
•"•'"'•I.
First National Bank of Fenton, Mich
10,1803
' ! 1 i V 1, 180.")
First National Bank of Weilsburg, W. Ya
Clarke National Bank of Rochester, X. Y - - - - July
Commercial National Bank of Oshkosh, Wis
Sept. 25,1805
F o r t Madison Nat. Bank of Fort Madison, low a. Nov. 20, ]*<)">
National Bank of Maysvilie, Ky
1 A ;vr.24,1870
Fourth National.Bank of Syracuse. N. Y . . . . ! Sept. 27, 1865
American National Bank of Nov.' York, N. Y-. 1 Jan. 2:>, 1865
Carroll County Nat. Bank of Sandwich, N. H . . : Apr. 28, 1865
Seeond National Bank of Portland, Me,
i Mar. 11, 18U.")
-Atlantic National Bank of J5r.xikl.vn. N, Y . . . . 1 July26, 1805
TVIercliantsand Farmers' N. Ji.ink of Quincy, 111. Jan. 11,1865
First National B>;nk of Rochester, N. Y
| Oct. 8,1864
Lawrencebursih N. B. of Lnuivnceburgh, Ind.. ! July 11,1865
Jewel t City Nat. Bank, of Jewott City, Conn.. ': July 22,1865
First National Bank of Knoxville, Tenn
i Apr.19,1804
First National Bank of Goshen, Ind
! Dec. 9, 1863
Kidder National Gold Bank, Boston, Mass
Aug. 15,1870
Second National Bank of Zanesville, Ohio
, Nov. 23,1863
Totals and average percentage of 38
banks in liquidation 1870, 71, "72
May
June
Awj;.
Nov.
Dec.
2.1871
24, 1871 :
11,1871 !
22, 1871 !
20,1871 i
Jan. 4. W 2 ,
Jan. 9,] 872!
i May 10. 1872 ,:
May 24,1872 !
Juiie24,1872 I
July 15,1872
; Any. 8,1872 ,
A n - 9, 1.872 i
! Sept. 10. 1872
Oct. 4,1872
Oct. 22,1872 :
Nov. 7, 1872
Nov. 8, 1872 |
Nov. 16,1872 >
:
$49,500 •
90,000 j
180,000 |
90,000 I
67,500 i
270, 000 ;
1)1,700
4",o, <>o0 .
45, 000 :
81, 000 I
165,000 ;
135,1); 10 ;
206,100 :
180,000 ;
48,750 I
80,910 i
103, 500 !
120,000 : .
138,140 i
4,917,340 j
Orange County National Bank of Chelsea, Vt .• Apr. 12,1805 J a n . 14,1873 ;
Dec. 3,1863 Feb. 18,1873 '•
Second National Bank of Syracuse, N. Y
Aug. 27,1863 Mar. 7, 1873
First National Bank of Adams, N. Y
Mechanics' National Bank of Syracuse, N. Y .. J u l y 7,1865 i Mar. 11, 1873 i
Fanners & Mechanics' N. B. Rochester, N. Y. . Apr. 28,1865 i Apr. 15,1873 ,
. Apr. 17,1872 I Apr. 15,1873 i
Montana National Bank of Helena, Mont
Mar. 3,1864 I J u n e 3, 1873 I
First National Bank of Havana. N. Y .
Jan. 19, 1865 1 J u n e 20,1873 :
J u n e 14, 1865 i J u l y 18,1873 j
. July 8,1865 ! Aug. 30,1873 '
J Jan. 18,1865 • Sept 25, 1873 j
.jFeb. 1,1864 Sept. 25, 1873 |
Second National Bank of Chicago, 111
27,1865 , Sept, 30, 1873 !
Merchants' National Bank of Dubuque, Iowa• iI Feb.
Feb. 23, 1865 i Oct. 2,1873 i
Beloit National Bank of Beloit. Wis
July 1,1865 : Oct. 22, 1873
'• Apr. 14,1865 • Nov. 29,1873
Sept. 21, 1870 J a n . 1,1874
: Jan. 31,1865 .Tan. 8, 1874 ;
,
Sept. 20,1864 • J a n . 13, 1874 j
First National Bank of Oneiria, N. Y
Merchants" National Bank of Hastings. Minn. i Aug. 26,1865 : Feb. 7,1874 j
Apr.
26,1865 ; Mar. 3,1874 ,
National Bank of Tecumseh, Mich
Gallatin National Bank of Shawneetown. Ill .1 Jan. 25,1871 ' May 7,1874 |
Mar.
16, 1865 . Mar. 20,1874 i
First National
Bank of Brockville, Pa ..'
Citizens 1 National Bank of Sioux City, Iowa.. 1 May 6,1872 Apr. 14, 1874 i
Dec.
1,1870 I Apr. 27,1874 I
Citizens' National Bank of Charlottesville, Va
; Mar. 1,1865 ; Apr. 28,1874 j
Fanners' National Bank of Warren, 111
i
Oct.
4,1872
I May 6,1874 j
First National Bank of Medina, Ohio
22,1865 I May 25,1874 !
Croton River Nat. Bank of South East, N. Y . . FeA).
u n e 26,1865 ; J u l y 7,1874 I
Merchants' N. B. of W. Va., Wheeling. W. Ya. JFeb.
23,1871 J u l y 15,1874 j
1
Central National Bank of Baltimore Md
17,1865 J u l y 22,1874 j
Second National Bank of Leaven worth, Kans i July
5,1870 ; Sept. 2,1874 |
Tentonia National Bank of New Orleans, L a . . : Dec.
Dec.
5,1870 j Sept. 10,1874 !
City National Bank of Chattanooga, Tenn
!
July
24,1863
! Oct. 10,1874 i
First National Bank of Cairo, 111
.
i
May
29,1871
9,1874 i
First National Bank of Olathe, Kans.
! Nov. 27,1863 i; Nov.
First National Bank of Beverly, Ohio
i Mar. 13,1805 Nov. 10,1874 !
:
Dec,
4,1874
Union National Bank of La Fayette, Ind
June 28,1864
Mechanics' National Bank of Chicago, 111
Oct. 31,1870 ' Dec, 30,1874
First National Bank of Evansville, Wis
i
J
a
n
.
9,1875
!
June 23,1871
First Xational Bank of Baxter Springs, Kans . Feb. 10, 1874 i J a n . 12,1875 i
People's National Bank of Pueblo, Colo
!
J
a
n
.
12,1875
I
May 17,1871
National Bank of Commerce, Green Bay, Wis Jan. 13,1872 i J a n . 12,1875 I
First National Bank of Millersburgb, Ohio.... Oct. 12, 1865 J a n . 12,1875 i
First National Bank of Staunton, Va
July 25,3865 J a n . 23,1875 j
National City Bank of Milwaukee, Wis
Aug. 29,1865 Feb. 24,1875 i
Iras burgh Nat. Bank of Oilcans, Irasburgh, Vt Mar. 5,1866 Mar. 17, 1875 j
First National Bank of Pekin, 111
Aug. 26,1870 Mar. 25,1875 ;
Merchants and Planters' N. B. of Augusta, Ga . Feb. 3,1873 Mar. 30,1875 j
Apr. 5,1865 Mar. 30,1875 !
Apr. 2,1864 Apr. 14,1875 I
Dec. 30,1874 ! Apr. 22,1875 I
f i r s t .national r>anK or Wheeling, w . va
First National Bank of Mount Clemens, Mich Sept. 13,1871 ! May 20,1875
Sept. 20,1870 ! May 29,1875
First National Bank of Knob Noster, Mo
! J u n e 24,1875
First National Bank of Brodhead, Wis
Outstanding
Nov. 1,
1883.
180,000 |
90,000 j
66,900 i
93,800 ;
83,250 '
31, 500
45, 000
45, 000
116, 770
225, 000
450,000
97,500 |
180,000 j
45,000 '
150,300 I
45,000 ;
90,000 j
92,920 !
110,500 ;
90,000
45,000
225,000
90, 000
45, 000
90, 000
45, 000
45, 000
166,550 j
450,000 :
180,000 i
90,000 !
270,000 |
153,000 I
90,000 !
45, fOO |
90,000 I
224, 095
144, 900
45, 000
36, 000
27, 000
90, 000
72, 000
90, 000
76, 500
67, 500
90, 000
180, 000
45,000 !
112, 500
225, 000
27, 000
45, 000
45,000
•£ \
' g^
\u\
|£
$587 !
1,147 ;
2,3K> "
1, 168 ;
880 j
2,989 j
1.249 |
a 325 j
1,103
1,947 i
2, 285
2r 100 j
1.19
1.28
1. 29
1. 30
1.30
1.11
1.36
2.07
2, 58
2.40
1.39
1. 56
:•«, : u o : 1.62
1.71
948 i 1.94
1,519 •'
1,851 ; 1.' 79
" 2," 932 |
73,702 i 2.50
5, 176
1, 660
1, 361
1,645
1, 577
255
1, 275
1. 119
2. 406
4.842
10, 940
2, 729
7. 220
1, 090
4, 602
1, 951
2, 594
2, 625
3,448
3, 398
1,315
6, 553
2, 990
635
3,026
1,597
821
4,186
12, 823
4, 613
4,031
10, 495
5,280
3, 282
870
3, 717
7,150
6,300
1,113
853
416
2,545
1,691
3,568
2,860
2,716
4, 795
8, 050
2, 393
3,963
12, 201
595
940
1,325
2.88
1.85
2.03
1.75
1.89
0.81
2.83
2.49
2.06
2.15
2.43
2.80
4.01
2. 42
3.10
4.34
2.88
2.83
3.12
3.78
2.92
2.91
3.32
1.41
3.36
3.55
1.82
2.51
2.85
2.56
4.48
3.89
3.45
3.65
1.91
4.13
3.19
4.35
2.47
2.37
1.54
2 83
2. 35
3.96
3.74
4.02
5.33
4.47
5.32
3.52
5.42
. 2.17
2.09
2.94
REPORT OF THE COMPTROLLER OF THE CURRENCY.
National banks that went into voluntary liquidation,
CXXVII
tj-c.—Continued.
Circulation.
Name and location of bank.
Date of organization.
D a t e of
Out-
liquidation.
I»ned.
1883.
$6, (568 ;: 4.72
Auburn City National Bank of Auburn, N. Y..; J a n e 16, 1865 June 26,1875 i $141, 300
45, 000
1,242 2.76
First National Bank of El Dorado. Kans
: Apr. 13, 1872 June 30,1875 j
1, 505 3.34
First National Bank of Junction City, Kans...; May 6, 1872 July 1,1875 i 45, 000
30, 000
1, 055 2.93
First National Bank of Chetopa, Kaiis
\ Nov. 28, 1871 July 19,1875 !
27,000 ;
505 i 1.87
First National Bank of Golden, Colo
j Mar. 26.1874 Aug. 25,1875 i
54, 000 i 2, 533 ! 4.69
National Bank of Jefferson, Wis
i Apr. 28, 186a Aug. 26,1875 |
90,000 ;
2,131 i 2.37
Green Lane National Bank of Green Lane, Pa Dec. 15, 1873 Sept, 9,1875 j
30,000 ;
583 ! 1.94
State National Bank of Topeka, Kans
i Oct. 9. 1874 Sent. 15, i875 '
27, 000
835 3. 09
Farmers' National Bank of Marshalltown, Towa June 30, 1873 Sept, 18,1875
135,000 ;;
9, 80a , 7.31
Kichland National Bank of Mansfield, Ohio -.. July 11, 1864 Sept, 25,1875
Planters'National Bank of Louisville, Ky
Feb. 9, 1*65 Sept. 30,1875 j 315,000 ] 29, 5(i5 ' 9.39
1, 350 3.00
First National Bank of Gallatin, Tenn "
Sept. 14, 1870 Oct. 1,1875 ; 45,000
90, 000 '
2, 645 2.94
First National Bank of Charleston, W. Ya
Feb. 23, 1871 Oct. 2,1875
67,500
3, 708 5. 49
People's National Bank of 'Winchester, 111
May 19, 1871 Oct. 4,1875
45, 000
1, 199 2. 49
First National Bank of New Lexington, Ohio.. Oct. 11, 1872 Oct. 12,1875
45, 000
1, 758 3. 91
First National Bank of Ishpeining, Mich
i Feb. 15, 1873 I Oct. 20,1875
90, 000
3, 127 3.47
Fayette County N. Bank of Washington, Ohio. Apr. 25, 1872 Oct. 26,1875
90, 000
2, 205 : 2.45
Merchants' National Bank of Fort Wayne, Ind May 1, 18(55 Nov. 8, 1875
90, 000
3, 951 : 4.39
Kansas City National Bank of Kansas City, Mo Nov. 27, 1871 Nov. 13, 1875
45, 000
1,778 3. 95
First National Bank of Selioolcraft, Mich."
i Oct. 22, 1870 I Nov. 17,1&75
90,
000
18(54
I
I>c.
17,1875
7, 337 ; 8.i5
First National Bank of Curwensville, Pa
i Mar. 3,
90, 000
4, 560 5.07
National Marine Bank of Saint Paul, Minn
j June 10, 1865 i Dec. 28,1875
Totals and average percentage of 76 j
7,823,285 . 281,786 ; 3.60
banks in liquidation, 1873,'74, and'75..j
Grand totals and average percentage of
165 banks in liquidation previous to 1876
;
i
18,587,365 ! 438,315 2.36
CXXVIII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Principal liabilities and resources on September 30, 1884, of the national
Deposits.
Capital.
States and Territories.
''
Surplus.
Other.
Individual.
Maine
New Hampshire
Vermont
Boston
Massachusetts, other.
Rhode Island
Connecticut
Total Division No. 1
10
n
VI
13
14
N e w Y o r k City
Albany
New York, other
New J e r s e y
Philadelphia
Pittsburgh
Pennsylvania, other
Total Division No. 2
15 : Delaware
Baltimore
Maryland, other
1 8 '• Washington
19
District of Columbia, other
20 ; Virginia
21 ! West Virginia
71
4 8 •'
49 i
54
195 ;
63 i
88 j
'
;
$10,300,000
6, 105, 000
8,011,000
50, 950, 000
45, 727, 500
20, 540, 050
25,956,820
!
|
!
;
i
I
568 i 167, 590, 370 |
i
I
j
|
j
i!
j
670 ! 155,948,550 j
|
\
!
j
;:
1,823,985
11,713,260
2,679 200
1. 125JU00
252, 000
3, 536, 700
2, 001, 000
j
;
Total Division No. 3
North Carolina...
23
South Carolina . . .
24
Georgia
25
Florida
20
Alabama
•
27
Mississippi
28 j New Orleans . . .
29
Louisiana, other..
30 ' Texas
•
31
Arkansas
32
Louisville
33
Kentucky, other .
34
Tennessee
22
Total Division No. 4.
35 ,
Cincinnati
36 I Cleveland
37
Ohio, other
36 ! Indiana
39
Chicago
40
41
42
43
44
."
-
Illinois, other
Detroit
Michigan, other
Milwaukee
Wisconsin, other
Total Division No. 5
Iowa
Minnesota
Saint Louis . .
Missouri, other.
Kansas
Nebraska
Total Division No. 6.
Colorado
Nevada
—
San Francisco.
California, other.
Oregon
Total Division No. 7.
2,401,000
1,935, 000 I
2, 436, 000 |
150,000 I
1,735,000 |
305, 000 I
3,525,000
100, 000 j
5, 970, 000
405, 000
3, 551, 500
P, 458, 900
5, 005, 300
233
36, 977, 700
8
184
95
12
155
5
93
3
47
91,075,800
123
50
6
34
59
63
10,145, 500
11, 357, 700
3. 250, 000
3, 065, 000
3, 844, 580
4, 735, 000
335
36, 397, 780
1
14 !
8i
47
$119,964
317,160
41,317
131, 065
231, 757
114,113
298, 366
41, 301, 784
162, 716, 645
1, 253, 742
207,195,658
6, 852,112
73, 972, 478
28,743,311
61,703,102
20, 851, 952
GO, 987, 553
648, 855
72,147
623, 232
187, 662
233,157
258, 038
374, 514
59,622,270
460, 30G, 166
2, 397, 605
644, 540
3, 009,122
784, 430
302, 000
60, 000
1, 262, 322
513, 889
3, 870, 949
17, 515, 308
5, 848, 747
2, 518, 490
46, 266
110, 286
10, 795, 959 ,
2, 694, 895
437,127 i
6,576,303 ;
.43,937,152
532,592 j
772,500 :
815,355 '
16,423 j
256,100 i
10,824 i
1,195, 000 I
6,000 i
1, 688, 942 !
148,274 I
824,665 I
1,841,414 i
1, 066, 107 ;
1,807,000
75,000
1,500,000
2,050,000
695,000
:
46, 9,'G, 452
11,922,723
7, 915, 594
31,801,141
19,255,221
36,077,267 i
26,543,196
6,892,584
16, 151,036
3,960,294
8, 853, 236 :
20,942,721 \ 169,372,21)2
6,428,741
6, 127,000 i
648, 579
3,206,285
2,418,320
2,511.117
495. 864
1, 828, 267
307,272
7,077,858
44, 122
7, 927, 563
951, 135
2, 977, 836
8, 922, 521
8, 258, 292
1,108, 5U0 !
685,000 |
4, 498,109
3, 726, 659
3, 040, 000
4, 259, 788
240, 000
2,193, 655
1, 718, 326
845.518
603, 860
430, 839
636, 543
I
i
I
i
i
54, 900
9,174,196 ;
2,179, 846
340,000 !
864,819 !
614
'23 |
$9, 522, 367
4, 961, 313
4, 921, 911
65,167, 811
45, 433, 760
11, 562, 204
21,147, 279
=1 =
46,250,000
1, 800, 000
35,223,360
12,253,350 ;,
18,058,000
10,150,000
32,213,840 ,
44
7
267
33
23
225
I
'
$2, 433. 368
1,195, 370 :
1,629,327 i
11,502,984 i
13,645,776 •
4, 001, 279
6,893,680 I
~~180,235 i
200, r-24
101, 990
107, 863
74, 757
812, 440
316,858
285, 085
2,170, 704
!
16,123,790 ,
15, 97 L, 427
4, 844, 328
5,863,746 j
8,362,364
9,396,207
870, 000
493,632
417, 539
712,148
132, 914
729, 296
477, 521
34. 6i2
490, 496
84, 923
4,443,101 |
5* !
309, 05
476, 068
196, 074
84, 828
335, 805
346,118
60,561,863
1, 747, 948
915, 500
25, 000
225, 310
460, 291
67,807
9,105, 696
188, 919
1, 029, 241
5, 502, 098
2, 074,138
431, 872
1, 693, 908 j
17, 900, 092 \
:
751,605 i
REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXIX
banks by States and reserve cities, arranged in eight principal
Loans and disGold and gold Gold T r e a s u r y
«ounts, including clearing house
certificatevS.
overdrafts.
certificates.
$555, 755
180, 544
183, 978
3, 386, 476
1, 452, 631
319,445
953, 440
$17,439,554
8, 453, 800
11,554,338
112,085.585
83,796,196
30, 177, 682
40, 556, 962
divisions.
Silver
Treasury
certificates.
Silver.
$9, 410
5,500
9,360
2, 962, 790
101,750
12, 350
117, 750
$44, 858
63, 998
44,119
154,191
325, 738
97, 826
208, 984
$4,290
1,120
2, 330
949, 600
41, 810
2,940
3,620
Legal t e n d e r s
and United
States certificates of deposit.
$174, 948
109, 367
171, 204
4, 812, 215
1, 720, 777
435,198
844, 730
304, 064,117
7, 032, 269
3, 218, 910
939, 714
1, 005, 710
8, 268, 439
205, 473, 515
7 293 695
86, 672, 033
30,181, 832
60, 628, 768
25, 850, 058
69,022,119
21, 236, 632
455 961
2, 669, 427
890, 792
5, 505, 637
1, 725, 820
3,162, 237
40, 765,140
169 500
46l|810
157, 140
196, 930
100, 460
190, 130
629, 627
30 181
710,945
325,157
729, 413
117, 869
1,140, 166
481, 920
22, 630
29, 590
367, 690
9,460
74, 370
27, 030. 808
654 680
3, 682, 281
1, 996, 410
8, 644. 242
2,186, 842
3,181, 303
485,122, 020
35, 646, 506
42, 041,110
3, 683, 358
985, 660
47, 376, 566
4, 336, 967
26, 659, 700
6, 077, 429
2, 096, 736
258, 972
11,737,720
3, 636, 263
115,172
291, 843
203, 258
87, 538
55, 672
448, 933
183, 453
13,040
499, 400
9,310
143, 410
46, 000
11, 000
1,880
60,196
169, 904
82, 079
14, 605
9,686
110, 905
31, 593
2,340
137, 400
13, 750
101, 270
5,570
13, 370
4,660
201,147
2, 706, 780
403, 520
312,153
63, 500
900,125
230, 256
54, 803, 787
1, 385, 869
724, 040
478, 968
278, 360
4, 817, 481
5,133,857
4, 645, 538
4,931,367
431 51L
2, 998, 970
465, 553
8,556,186
120, 768
11, 944, 689
1, 042, 989
7,779,771
15, 093, 345
11,458,070
134, 725
75, 780
155, 559
3 226
67, 717
8, 445
214, 479
515
303, 329
51, 565
430, 044
385, 432
488,134
200
1,080
15, 560
730
1,640
82, 960
2,920
560
45, 00U
500
42,150
2,410
15, 000
42, 720
35, 020
82, 396
79,108
166, 919
26 419
42, 678
19,382
78, 598
5, 528
125, 553
16,102
36, 584
85, 186
190, 046
54, 230
39, 820
422, 760
800
95,780
24, 790
5, 000
16, 410
38, 840
272, 646
418,872
'J81, 905
52 936
179, 066
23, 569
1, 043, 813
9,029
1, 081,149
113, 853
289, 995
439, 995
448, 693
74, 602, 614
2, 318, 950
203,120
954, 499
783, 820
4, 655, 521
17, 319, 720
11 239 302
42,105,159
25, 759, 709
40, 022, 905
31, 657, 200
8 270 734
21, U5, 360
3, 613, 229
9, 754, 551
408, 548
355 492
2, 043, 097
1, 336, 565
8, 573, 718
1, 835, 480
824 420
1,139, 922
402, 002
742, 081
70.050
3, 900
211, 187, 869
15, 661, 325
21, 237, 986
25, 319, 699
8, 952, 585
6, 962. 402
8, 598, 477
12, 597, 787
755, 049
1,219,825
674, 599
350. 731
500,130
660, 940
83, 668, 936
6, 684, 632
245 309
1 966 868
5, 552, 155
2,180, 855
16, 629, 819
2, 570, 809
384
189
331
340
235
705
305
375
625
681
14, 860
24, 460
49, 200
20, 360
6 900
10,210
2, 550
450
2, 916, 589
1 085 988
2, 921, 677
1, 958, 826
6, 758, 966
1, 707, 935
316 934
786, 678
509, 584
437, 322
693, 930
1, 285,170
132, 890
19, 400, 499
18, 990
330
150, 000
57, 660
29, 210
18, 330
155, 653
118, 954
20,617
48, 417
65, 291
83, 825
15, 930
1, 540
13, 000
34,970
31, 450
10, 540
1,323,618
697,166
1, 067, 930
447, 857
948, 941
535, 532
4,161, 274
274, 520
492, 757
107, 430
5, 021, 044
639, 267
43 780
363 462
1, 085, 639
438, 661
1,770
67, 754
541
22 970
47,314
14,116
6,640
280
8,890
30
916, 958
443
14 300
5(5, 887
13, 998
152, 695
15,840
1,002, 586
6820 CUR
IX
18, 360
33, 280
424, 000
55, 310
30, 750
60, 000
2,180
3,050
4,820
49,
57
283,
247,
138,
238,
14
158,
18,
79,
1
2
3
4
5
6
7
8
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
'*•>
26
27
28
29
30
31
32
33
34
35
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
54
55
CXXX
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Principal liabilities and resources on
Deposits.
States and Territories.
!££&!
C"P«al.
Surplus. *
Individual.
Other.
i
Ari zona
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming
Total Division No. 8
Total for United States
15 |
4
$150,000 |
2,258,000 i
250,000 i
1,650,000 |
630,000 I
600,000 I
955,000 i
525,000 j
87
7,018,000
2, 664
524, 266, 345
$2,842 ,
442,325 j
20,000
266,000 !
163, 214 i
243,750 ,
89,779 !
78,000 I
$142,620 I
3, 027, 619
437, 691
4, 741,185
1,128,140
1,400, 781
1,242,436
1, 418,161
$143,446
173,185
218, 998
75, 819
46, 981
13,538,633
658, 429
147,045,833 j 975,259,295
14, 071, 713
1,305,910 |
I
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CXXXI
September 30, 1884, <f a— Continued.
Loans and dis- j Gold and gold j p
oonnts, including \ clearing house !
overdrafts.
certificates.
$135, 475
3, 536, 262
301, 690
5,190, 902
1,142,608
1,215,799
2, 087, 717
1, 604,478
$33,173
137, 233
21, 678
473,826
99, 276
115, 453
222,119
88, 307
Silver.
$2,170
2,160 I
560 !
50,940 i
60 j
1,000 j
$3,858
30,882
3,301
25,926
20,020
7,419
10, 453
3,537
15,214, 931
1,191, 065
56,890 |
105, 396
1,245,294,093 i
69,968,067
47,217,340 |
8, 092, 557
Silver
Treasury
certificates.
$7, 840
220
280
3,580
8,770
610
500
21, 800
3, 331, 510
Legal tenders
and United
States certificates of deposit.
$2,000
265, 692
55, 535
200, 743
19, 914
9,435
8,767
70,437
702, 523
91, 244, 659
j 60
! 61
I 62
j 63
CXXXII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Number of State banks and trust companies, private
bankers, and savings banks, with the
month8 ending
State banks and trust companies.
States and Territories.
Banks.
Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
$2, 340
$50, 000
36, 003
350, 000
1, 607, 553
260, 000
1, 323, 634
3 i
644, 349
6,120, 679
15
3, 074, 385 3,611,242
12 i 2, 476, 896 • 3, 767,165
New England States
40 • 6,855,630 I 16,468,616
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Washington
Middle States
Capital,
Private
Invested
j Deposits.; in TJ. S. Banks.! Capital, j Deposits.
!
; bonds.
$8,313
5,202
36.984
185, 063
568, 043
630,543
254, 312
$47,319 I
$120,155
1,000
61, 240
3,700 !
16, 025
250.000
434, 415
4, 483, 750 | 1, 636, 216
234,119 ! 334,718
10 ! 140, 000 , 1,140, 936
1,688,460
74 ! 5,159,888 I 3,743,705
49 i 7, 001, 542 ! 19,581,388 1,941,768 | 163 I 1,524,103 11, 402, 788
31 18,148,114 ! 86,794,593 7,624,691
452 31,187,192 30, 552, 744
550, 000 j 1,390,139
354,521 !
3
2
91, 000
71, 649
1,255,373
2,
973,119
268,883
j
6
11
29, 180
920
4, 411, 404 I 10.072,689
478,606 I
185 4, 378, 527 18, 727, 565
85
762, 175 ! 25,234,689
81,870 !
42 1, 346, 729 4,104,001.
15
653,938 i
6
21 i 3, 270, 897I 5, 215, 545
324, 382
1, 474, 866
917,74220, 000
1
673, 689
2, 000
5j
1,824
441, 056
3
455, 841
251.189 !
98, 508
4j
143,185
274, 006
18
667, 256
106,863 :
11 j 2, 447, 511
2, 072, 366
6
357, 000
j
2, 988, 231
-iI 234 j 38, 976, 546 154, 894, 971 jll, 782, 335
54
17
9
4
27
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
.Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
i 2, 321, 590
! 1,177,128
i
747, 894
I
295,000
I 3,634,625
6 !
17 ;
j
i
j
i
!
5,137, 229 * 270, 208
3,089,199 i
87, 488
1, 477, 416 I
611,067 ;
52,333
4,341,983 !
615,000
1,012,426 i
644,205 ; 1,441,669 i
2, 723, 698
1,939,276
133, 000
5, 705, 038
5, 060, 444
1, 697, 764
123,758
4. 632,122
2, 280, 131
412,310
5, 902, 909
5,116, 149
3. 050, 686
Southern States . . .
Ohio
Cincinnati
Cleveland
Indiana . . . .
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Western States
1
Nevada
California
San Francisco
Oregon
Arizona
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming .
Pacific States and j
Territories
United States
4, 361, 082 17,004,516
775, 472
3,042,679 !
105, 000
826,114*1
3,104, 190 9, 590, 096 i
3, 042, 881 13,282,590 i
586, 38 L 3,726,779
1, 009, 099 3, 727,131
206, 041
826,455 i
793, 229
3, 309, 346
161, 500
1,536,607 ,
2, 583, 754 7,017,806 !
935, 068
2,814,325
1, 083,125 4,946,562 \
454, 973
614, 089 i
796, 437
3,066,734
461,458
1,539,460;
325, 667
2, 934, 365 1
1, 278, 058
626, 769
940, 924
1, 201, 244
987, 033
3,681,114
1, 337, 700
710,000
785, 614
473, 231
2,521,985
971,307
3,167, 050
5, 250, 582
767, 707
192, 032
259, 250
1,474 |20, 845, 757 ! 79,805,653
108, 000
8, 283, 006
7, 901, 233
98, 560
11, 269, 822
18,199, 412
29, 567, 794
256, 457
466, 913
2, 083, 517
1, 203, 466
112,932
127, 511
5, 358
446, 708
6,667
206, 000
257, 000
128, 054
117 j 5,300,583
735, 988
818, 952
7, 912, 530
974, 571
243, 673
396, 279
18,368
724, 031
181, 925
1, 233, 952
525,109
271, 201
14, 036, 579
318, 7837228 24, 498, 604 j 2, 802 76,121, 961
182, 667,235
REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXIII
average amount of their capita}, deposits, and investments in United States bonds, for the six
May 31, 1880.
bankers.
Savings b a n k s .
Invested j
:
in IT. S. 'Banks. Capital.
bonds. |
I
$38,550
1,984,618
7,045
18,420
j
'
'
•
58
65
16
154
12
34
83
i:
i
!
048,633
422 ,
358,430 ;
7,528.342 ;
3,000;
800
274,180
117, 527
7, 425
91 !
23 !
203,037 ,
289,758 |
8,782,499 j
24,000
50, 000
$21,599,469
i 28,204,306
6,907,562
142,510,224
i 50,796,871
;
39,188,748
! 73,549,860
•..
'.
:.....
Invested •
in U. S.
Banks.
bonds. :
Deposits,
j
;
Total.
;
, $3, 284, 637
|
919, 297
j
653, 862
13, 633, 993
! 6, 499,110
! 4, 570, 369
I 8,131, 932
368,757,040
37,693,200 j
131,291,297 45, 993, 290
174, 566, 730 73, 737, 079
7 ;
2, 552, 905
12, 289, 861
34
$40, 000 17, 417, 079
5, 871, 992
1
270, 878
70, 000
4 I
22,157, 680
6, 472, 097
4 ! 458, 300
7, 961,178
1, 679, 366
2
1, 207, 860
5 ""16," 085
235, 703
i3,"o38
20, 075 21,467,947 I 9, 890, 353
|
317,644
20, 535
2 : 340,912
558,336 |
2,000
885, 004
14,583 ;
1,000 i
""742"
85, 600
45,000
160, 133
1,085
88,426
13,000 '.
486,036
2,682,821 ;
342,912
:
6o,000
366,695 j
34,366,684
$21, 721, 964
28, 301, 549
8, 531,140
144, 268, 273
64, 553, 766
43, 134, 708
78, 457, 961
Invested
in U. S.
bonds.
$3, 292, 950
924, 499
690, 84(5
13,857,606
9,051,771
5,207,957
8,404,664 i
536 j 12,015,518 j 388,969,361 ; 41,430,293
303 : 8, 525, 645 j 162, 275, 473
506 I 49,335,306
291, 914, 072
641,000 i
12 :
13, 751, 649
20, 391,118
51 ! 1,324,553 !
29,071,132
271 ! 8,789,931 i
2,108, 904 !
51, 496, 370
61
4,053,579
74,651,589
31
675,689 i
2,127, 426
8
564.434 i
819, 944
12 i
25, 814, 319
38 i 3,134; 842 !
357, 060
3, 305, 875
7i
10,200,253 17
310,293 : i 8
4
3
1,000
697,202
86, 959
3,
20 i 1,
13
13
58
4,
036. 974
247! 128
790, 321
511,499
068, 279
83, 830
1,040,241
1,
083,
690
33 i
126, 265
3i
11 i 2,777,031
105 i 3, 701, 080
245,110
15 !
71 ! 6, 099, 6(56
5, 267. 028
15
30 s 1,769,228
31, 847, 370 :
7,757,202 J
4,034,743
1,596,632
658, 811!
5,910,827
287,289 !
2,269,647 !
2,634,915 j
87,343
4,632, 122
1,332,751
577, 628
7, 098, 114
5,803,673
3, 222, 740
294, 208
137,488
52, 333
19, 050
742
209, 358
45, 000
643, 013
163,133
75, K2
306, 979
471,197
125, 388
53, 504, 438 I 2, 542, 991
8, 940, 548
2,151, 270
1,413,171 !
42. 061
550,515 !
60, 000
10,570 :
62, 400
5,000
1
1,457,923
150,000 ; 1,867,594 1
48, i67 :
:
134,267
208,018 i
273,847
i
33 j
J:
330,567 13, 961, 465 I
2, 474, 557
100,000
129, 272
112, 423
25, 000
64 i
$47,319
71
51, 000
22
353, 700
161
510, 000
57
5, 128,099
56
3, 308, 504
105
2,616,896
Deposits.
181 j 528,460 389,183,857 il46, 301,155 ! 1,300 ! 79,510,943 \ 615,618,967 466,865,989 ,
18,050
703,819
254,789 i
54,542 ;
419, 685 I
557,889 ;
160,945 i
65,921 I
16,050 .'
72, 284 I
2,425 !
97,764 ;
68,044
103,183 '
23,475 i
42, 514 !
39,492
Capital,
7 i 680,710
9 2,119,796
1
41,742
2, 839, 944
41, 385, 352
58, 532
2, 711, 604
6, 300
17 ; 2,842,248 44,283,828 I 2,717,904
364, 457
430, 629
104, 546
245, 208
112,932
127, 511
5, 358
446, 708
6,667
206, 000
257, 000
128, 054
201 24,435,070 I
834,548 !
100,000 !51
14,928,718 !
197,341 i 52
67,497,294 i 6,160,656 '53
1,033,103 i
118,723 54
243,673
25,000 155
396J 279 ;
I 56
18,368 i
'57
724,031 1
58
181,925 I
j 59
1,233,952 i
j 60
525, 109 I
61
271,201 j
62
87,888,201 I 6,601,720
658 |4, 044,187 817,644,113 J189,187, 816 j 4,456 j 194,136, 825 1,319,094,576 1228,053,104
CXXXIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Number of State banks and trust companies, private bankers, and savings banks, with the
months ending
State banks and trust companies.
Private
States and Territories.
,
, Invested i
Banks.! Capital, j Doposits. | in U. S. I Banks. Capital. \ Deposits.
!
'
! bonds, j
11 Maine
2 !! New Hampshire
3 Vermont
4 Massachusetts
5
Boston
6 Rhode Island
7. Connecticut
I
:
:
New York
New York City.
Albany.
'..
New Jersey
Pennsylvania
Philadelphia
Pittsburgh ... .
Delaware
Maryland
Baltimore
Washington
19
20
21
22
23
24
25
26
27
28
29
30 ;
31
32
33
VirginiaWest Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
34
35
36
37
38
39,
40
41
42
43
44
45
46
47
48 i
49
50
Ohio
Cincinnati ..
Clevelaud...
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee .
Iowa
Minnesota
Missouri
Saint Louis .
Kansas
Nebraska
Colorado
Western States
51 ! Nevada
52 California
53 : San Francisco .
54; Oregon
55 ! Arizona
56 Dakota
57 | Idaho
58 Montana
59 New Mexico
60 | Utah
61 ' Washington
62 j Wyoming
I
Pacific States and
Territories
;
United States
$77,409
25,658
2, 057, 666
1,977,822
8, 153, 354
4.212,867
4,463,846
i
I
j
!
j
;
$1,375
113, 748
167,614
592, 798
909,584
132,725
i
!
;
!
i
!
!
7
4
1
3
47
7
12
41 I 7, 263, 841 | 20, 968, 622 I 1, 917, 844
48;
10
73
18
18
4
4
10
Middle States
Southern States.
l\
11
New England States:
8
9
10
11
12
13
14
15
id
17
18
$50, 000
350, 000
260, 000
790, 633
3 I 3,361,608
15 j 2, 451, 600
80
53 !
16 '
9 i
4!
22 !
17
7
13
3
52
12
$169,764
45. 234
17, 267
539, 028
2, 570, 068
462, 268
1, 359, 079
4,698,782 : 5,162,708
7,211,333 25, 277, 222 1,832,351 | 163 i 1,551,347 :12, 699, 067
20, 527, 888 105, 898, 639 6,987,938 j 508 ;45,482, 515l !45, 414, 376
i
\
3
550,000
66, 000
1,611,470
182,579 j
5 i
26,231 i
1,167, 6H3 3,487,561 j 323, 675 '
1, 560
3,718,015 11,599, 119
388, 685 I 172 ! 4, 140, 679 i19, 978, 585
52 1,890,614
768, 280 33,648,619 |
48,033 i
6,174, 785
7
2, 922,125 5,943,543 ! 623,348
563, 910 2, 025, 477
1
604, 561
5,000
844,743 j 10,000 i
19, 183
2!
447, 812
49, 177
548,605 ! 256, 675 !
43, 742
773, 657 2, 389,1)32
1, 846, 816 2,346,610 I 36,189 . 19
364, 000 3, 747, 703
218 ! 39, 280, 513 189, 777, 240 |10, 506, 894 j
!
$53, 200
1,000
2,804
50,000
4,065,097
358,181
168,500
!
!
!
'
i
938 ;55, 397,130 ; 94,104, 980
2, 281, 452 ; 6, 371, 435 j 208,136 i 18 ! 369,792 '•
3
70,000 '
1,158,983 ' 3,313,510 ! 66,790 1
40,833 ;
463,807
1,063,523 j
50 ; 4
8 i 229,956
,305,000! 1,553,145 j 45,000
30 I 478,910 !
2,959,758 j 3,961,950 |
•
6 '' 99,079 I
21 ' 564, 085
615, 000 1,109,300 I.
11
314, 579
675,293
1,311,167 .. 122,693
3 ; 146,329
5!
395,161
2,237,803 : 5, 147,188
32,000 !
1,487,013 I 1,777,789
...! 107 2,560,951 !
130,236 i
11
87,066 j
495,204
65,230
5,683,563 j 7,065,484 !
23
368,731 i
91,177
4,967,554 j 5,903,221
178,000 '
249,922 !
1, 748, 019 3,356,247 j 199,763
48,517 j
2,102,077; i
992,892
102,240
53,921
1,308,131
521,699
1,372,342 ,
833,326 :
35,812 :
7, 033, 240*'
184,305 !
1,936,815 I
728,464 i
1 1 8 , 2 4 0 ••
240 i 24,712,481
258 [ 5, 588, 828 j 17, 323, 504
28 ;i 1,225,363 3,390,421 ; 162,308
4
562, 150 1,558,046 : 60,094 !
1,004,667 4,876,499 '. 491,161 |
1,303,220 2,291,526 I 40, 190 I
320,682
1,301,320 ! 26,333 ;
1, 951, 000 8,793.445 i 1,001,700 !
1,156,704 3,404,975 I 42,227 i
5,887,273
732,772
300,367 :
982, 117 5.204,869 ; 95,236 I
373,231
0, 954, 542
1,717 '
7,975,671
2,655,731
291, 564 !
20 ! 2,196, 744 4,475,337
23,774 ;
101 • 3,245,859 14, 816, 825
339,742 !
339,419 !
5,501,723 24,807,700
2,342,089 ; 30, 937 !
920,399
607, 705
269, 072
355,613
1, 159, 507
213 !; 4.119, 220 i
8
812,167 !
4I
55,000
106 , 3,130,268
310 !4, 183, 346
24 2, 004,197
137 |1,213.796
7 : 161,250
79 i 848,746
4:
64,667
276 ! 2, 975, 737
89 , 679,227 i:
81 !1.120, 244
261,302 !
11
135 1,001,172 I
675,300 I
86
547, 827 j
51
REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXV
faverage amount of their capital, deposits,, and investments in United States bonds, for the six
May 31, 1881.
brankers.
Savings banks.
Total.
Invested ;
j
:
in U. S. Banks. I Capital, j Deposits.
bonds. ;
j
j
Invested,
in U. S.
bonds.
Deposits.
$24, 363, 290
32,163,124
10, 046, 910
164,637,832
70, 644, 577
43, 039, 201
2,620,100'! 84,289,272
!$24,116,117
$25,000 j 32,092,232
7, 971, 977
•162,120, 982
i 59,921,155
38, 364, 066
Invested,
in U. S.
bonds.
$4, 056, 618
740, 091
622, 525
14, 670, 009
7, 316, 624
5,170, 535
7, 049, 889
429,184,206 j 39,626,291
3(54,268
9,670,751
351, 000
333
288, 461
224,208
20, 374
195,384
287,029
11,401,808 ;
35, 000
35,617
7, 000
89 i
145,650,176
54,898,091
192,517,560 | 83, 257, 940
13, 981, 392 j 2, 964, 825 i
33 ; 45,000 20,388,409 I 7,729,081 i
369.457 !
67,850 !
1 !
25, 007, 693 ! 6, 534, 649 ;
9,918,603 j 2,372,208
533,300
1,435,466 I
5 :
10,976 :
295,395 !
10,085 !
10 ;
20,225 ! 23,123, 778 I10,749,845 I
31, 585 !
l !
397,172 t
183,
343,
15,
23,
31,
64,
17,
2,
626,
830,
775,
877,
947,
83 L,
8S7,
299,
887,
27, 859,
4,144,
I
1
181
1
608,610 |433, 085, 101 1168, 617, 050 i 1,337
3 i 418,741 I
813,449 j
2 ;
2 |
1 !
307,201
929,082
17,750
15,000
I
2,000
9, 286, 961
4, 306, 402
1,165, 763
1, 914, 267
6,199,163
539,449 i
2, 481, 6422,144, 493
35, 812
5,149, 585 !
8, 811, 029 !
679, 509 I
9,002,299 i
6, 631, 685 |
3,474,487 j
2,397 ;.
14, 000
1,250
80, 000
11,833 ;
263,780 |
437,870 I 2,069,879 j
21, 689
656, 222 ;
280,205 :
8,967
571,999
1,245,738 ;
172, 589
74,464
7,333
111,960
350
67, 287
45,848
134,142
44,406
32,600
14, 070
15,000
165,000 ! 1,173,782 j
118, 369
3, 483,180
i
i
38
454,074
J6, 670, 494 !
I
515,350 I 17,639,717
:
2,125
i
•I
looTooo"
104,074
250, 000
, * "
228,281 1
;
506, 510 1
:
2,689,446
2, 058 i 49,125, &
j
4 681,965 i 2,233,524 1 . . .
8 1, 951, 243 : 41, 892, 395 j 6, 911,198
-i
12 2, 633, 208 j 44,125, 919 j 6, 911,198 j
=1 =
800
170, 973
30, 000
395,161
14, 000
66, 480
171,177
249, 922
211, 596
936, 899 34
24,495,977 j
340, 299 35
5,421,863
15,861,757 ! 2, 633, 711 36
734, 834 I 37
15,878,206 i
3
23,903,504 j 1,357,305 ! 8
19,316,023 i 1,198, 937
117,241
9,017,059 j
9, 419, 029 ; 509, 992
207, 196
10,106,752 i
2,067
7,484,589 :
360, 976
18,592,795
69,
622
7,754,414 !
473, 884
21,660,092 j
383,
825
25,112, 676 i
63, 537
6,418,482 ;
14,
070
2,661,291 !
20, 000
3,864,948 j
10,021,320 i 2,133,583 !
1,716,516 ;
122, 645 i
946,035 ;
85,234 i
75, 350
67,515 !
24,648 |
10, 000
550 •
75, 000
393,671 |
2
202,292 i
1 , 150,000 : 2,586,087 i
40,000
264, 825
102, 407
50
45, 000
7,000
I 30, 739,179 j 61, 822, 546 j 1, 729, 391 |
1
15
6
2
3
3
710 | J
629 ! I
825 | JO
094,
916,
315,
053,
744,
6, 806,
3, 015,
10,
267,
10, 981,
318,
95,286,253 I 716,967,321 190, 525, 752 I
21,689
800
48, 280
30,000
2,129 !
57,
99,
3,
8,
\ 226,969,457
9,424.395
15
83
24
16
i
381,851 ;
100,000 | 51
1, 254, 649
I 8, 847, 747 j 15, 662,0H4
254,290 52
| 11, 953,172 i 68, 980, 629 11, 234, 921 53
!
892, 844 i 1, 434, 568
256,300 54
Q !
1 4 7 'JIG •
50,000 55
635, 256
4841335 !
i 56
19,097 I
i 57
904,498
1 58
459,518
1 50
12 ;
1,582,519 !
! 60
657,015 j.
I 61
421,310 ;
I 62
233
23, 599, 279 I 92, 495, 478 11,895, 511
j
66.r. 14, 220, 038 1899, 973, 492 i214, 880, 178 i 4,210,
681 738, 203 'l, 527, 439, 008 253, 201, 37o~j
CXXXVI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Number of State banks ani trust companies, private bankers, and savings banks, with the
months ending
State banks and trust companies.
i States and Territories, i
Private
Invested
Banks.! Capital. !I Deposits.
in U. S. Banks. Capital. ! Deposits.
;
!
I bonds. !
!
1 Maine
2 i New Hampshire
3 i Vermont
4 I Massachusetts
5 i Boston
6 j Rhode Island
7 ' Connecticut
$50,
450,
260,
1, 850,
3,174,
000
000
000
000
035
2,
2,
10,
4,
$9, 272
25,541
629, 483
156,705
828, 462
379, 082
$210,000
4,405
555,325
810,417
83,377
64,167
6,088,250
412,496
477,158
$224, 909
256
22,001
618,206
5,980,391
553,489
2,018,460
|
!
i
I
[
New England States
8 j New York
9; New York City
10 ! Albany
'
11 i New Jersey
12 i Pennsylvania
13
Philadelphia.
14
Pittsburgh
15 Delaware
16 j Maryland....
17 : Baltimore
1£
Washington .
31,281,778 1, 788, 506
130,220,961 7, 239, 463
1, 674, 602 351,000
4, 047, 185 418, 644
13, 329, 320 616, 576
35, 300,119
42, 900
5, 770,173
626,174
958, 305
6,667
480. 104
244, 075
2, 445, 706
38, 202
I
;
Middle States
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33 |
Virginia
West Virginia.
Noith Carolina.
South Carolina
Georgia
Florida
Alabama ..
Mississippi.
Louisiana . .
New Orleans
Texas
Arkansas.
Kentucky .
Louisville
Tennessee .
225,508,253 ill, 372, 207
1,753,420 !
51, 654, 464 i
91,000 !
16,710 I
4,295,918 I
2,040,877 !
785,754 i
5,000 !
37,837 I
104,268 i
408, 517
1, 014
62,193, 765 |ll3, 079, 792 j
2, 378, 429
1,195,100
110, 750
63, 432
951, 645
834,965
1, 792, 676
1,017,893
80, 235
1,082
7, 224, 606
529,125
2, 779, 621
709, 290
312,193
54 j 2,369,397
I 1,145, 057
510,534
405,000
2,970,333
2,046,648
1,620,183
557, 302
26,619
17, 981
73,311
465,185
29, 981
Southern States
34 Ohio
Cincinnati
35
Cleveland
36
37 Indiana
38 Illinois
Chicago
39
40 Michigan
41 j Detroit
42 Wisconsin
Milwaukee
43 I
4 4 I Iowa
Minnesota
45|
46 Missouri
Saint Louis
47
48 Kansas
Nebraska
49
50 Colorado
Western States
51 Nevada
52 | California.
San Francisco
53
54 Oregon
Arizona
55
56 Dakota
57 j Idaho
58 Montana
59 New Mexico
60 Utah
1 Washington
2 WyomiDg
I
Pacific States and
Territories
United States
121,135
64,156
400, 000
197, 814
73,167
1,158, 567
55,100
216, 383
74, 999
3,366
204, 390
22, 200
528, 940
47, 229
35, 929
439 ; 26,486, 256 '120,170,435
97, 333
7,190,822
8, 540,142
88,175
47,167
39, 435
82 : 16, 061, 068 j 32, 891, 701
686, 994
77,000
3, 286, 507
3, 735, 378
8, 604, 618
1, 407, 597
161, 541
780, 952
160,000
4,186, 651
992, 068
1, 263, 396
295, 351
1, 633, 919
931, 366
629, 939
33,127,362 j 131,147,831
779, 656
309,128
863, 554
370, 681
536, 727
810,324
57, 390
434, 947
793, 359
259,082
008, 857
772, 078
5,434,868 j 21,995,783
1,012 116,806.512 452,002,376 23,211,430 ! 3,391 j 114, 255, 892 295,622,160
REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXVII
average amount of their capital, deposits, and investments in United States bonds, for the six
May :U 1 8 2
Savings banks.
bankers.
Invested !
in U. S. -Banks. Capital,
bonds. |
$15,113
Deposits.
34, 309
871, 395
52, 983
7,571
$27,172, 530
56
65
$94, 250 36, 630, 994
9. 249, 045
16
161, 344, 850
153
I
64,137,146
14 i
41,647,644
33 :..
81, 938, 327
83
981, 371
420
493, 976
7, 846, 422
Total.
Invested
in IT. S.
bonds.
>
Banks. :
'
32
1
177, 107
326,634 !
5
10
2
9,204.616 ]:
181
40,000 ;
32,108 ;
3
Invested
in U. S.
bonds.
Deposits.
$88,125 $27,406,711 ! $5,314,340 i
144, 250
602,414
36,656,791 j
450, 000
712, 598
11,900,529 I
324,167 164,119,761 I 12, 625, 886
7, 938, 250 80, 945, 999
8, 726, 974
5, 368, 280
3,586,531 j 46,580,215
3, 017, 466 j 88, 894, 964 6,341,028
94, 250
15,548,789 I 456,504,970 j 39,691,520
159,564,970
209, 919, 280
j 15,416,751
' "~55," bob': 26,394,884
.
'
453,744
! 28,788,501
526, 383 i 10,945,882
! 1,597,886
i 10,085 !
325,989
20,350 . 24,437,120
;
225 i
483,205
i
612,043 478, 32^,212
9,184,753
73, 010, 305
641. 000
1,255,201
8,055,943
2, 768, 982
4,146, 833
559, 686
504, 757
2, 832, 398
408, 742
89 .
24
73
227, 954
77, 738
54,712
Capital,
|
10,976
11,159,458
j
31,585
I
189,775,842
:
|
\
; 1,400 !lO3,368, 600
411,783 i 1,083,348 I.
76
21
15
13
54
10
29
27
3
15
138
21
77
16
32
30,000 !
4,333
i 1,140,692 •
2,000 i
62,477
205,999,707
396,504,448
17,177,120
30.442.410
38,563,241
70.186.411
19,994,569
2,563,323
837,479
29,825,628
4,821,921
i 65,825,398
!lO5, 051, 411
j 4,536,189
10,530,123
\
910,230
I 7,573,921
! 3,930,689
\
6,667
i
255,051
| 11,374,767
i
358,219
816, 916, 257 210,352,665
i
j
!
i
!
!
I
3, 191,770
1,185, 057
567, 201
624, 577
3, 532, 000
133, 521
1,191,175
1, 032, 361
132, 286
2, 368, 427
i 4, 686, 443
288, 843
; 6, 239, 442
; 5, 271, 096
! 1, 825, 065
6 ! 189,629 j 1,520, 154
1
81,654 i
1 :
; 11,452,182 j
1,990,547 !
1,651,672 i
42, 500
132,257 i
9,000 j
206,322 !
30,000
3,189,367 ',
150.000
11, 240, 785
5,165, 827
1, 265, 023
1, 841, 852
6, 615, 730
897, 442
3, 839, 324
2, 638, 076
80. 235
5, 666, 677
10,581,852
735, 837
9,310,197
7, 567, 801
3, 375, 985
2377686~ 19
136, 608 20
21
51, 667 22
6,000 23
24
500 25
148, 490 26
27
557, 302 28
37, 794 29
80, 922 30
94, 394 31
465,185 32
46, 398 33
28, 896, 926
4,107, 626
18, 597, 036
18, 642, 515
28,561,274
22, 962, 614
11,190,963
11, 280, 247
10,090,365
11, 424, 490
24, 555, 913
11, 924,154
24, 668, 471
28, 773, 548
7, 788, 854
4, 348, 024
4, 946, 714
747, 636 ] 46
93,054 I 47
471,460 | 48
38,237 ! 49
1 1 , 5 0 0 •• 5 0
461,129 I 21,441,468
i
312,778
: 7,970,885
| 12, 315,190
I
951, 542
129, 056
!
432, 224
i
11, 575
!
570, 858
25, 927
ii ! 336, 458
15 :
418, 657
5 i
193. 426
i
:
47,755 ]
2 500
571,128 j
i
11 |2,172. 640
!
46, 807, 394 \ 12, 851, 605
14,870,745 I 660 3, 867, 572 971, 073, 946 242, 028, 782
i
I
1,139, 283
100,000 ; 51
17, 249, 302 1,002,334 52
72, 501, 819 17,328,736 • 53
2, 915, 865
265.250 I 54
862, 746
2; 667 j 55
839, 573
56
57, 390
57
1, 434, 947
58
793, 359
59
2,119,659
47,755 I 60
1, 008, 857
2, 500 ! 61
772, 078
i 62
12
81
30
20
15
66
6
15
2,128, 976
44, 678, 418
152, 956
265, 250
2,667
i
!
287 j 23, 668, 576 i 101, 694, 878 ! 18, 749, 242
5, 063 234, 929, 976 !1,718,698,482 ,280,110, 957
l
[
;
'
CXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Number of State banks and trust companies, private bankers, and savings banks, with the
months ending
State banks and trust companies.
j States and Territories. ,'
I Banks. Capital.
! Deposits.
Private
Iuvested
in TJ. S. iBanks.i Capital.
bonds.
1 Maine
2
3
4
5
6
7i
$83,343 , $256,080
$50,000
450, 000 i
260,000 !
1,850,000 !
2,809,444 !
2,876,600
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
19 Virginia
20' West Virginia.
21.! North Carolina
22 • Sontli Carolina.
23 ; Georgia
24 Florida
25 Alabama
26 ;I Mississippi
27 Louisiana
28
New Orleans.
29 Texas
30 ' Arkansas
31 ! Kentucky
32
Louisville
33 Tennessee
$26,099
2, 989, 123 ! $175,233 j
2,310,348 !
7,015 !
11,803,403 555, 249 !
9,005,582
800,000 !
5,503,432
42 ]
8, 296, 044 I 31, 637, 987 ! 1, 537, 539 !
NewEngland States
20,097
572, 673
68,333
61 I 5,439,589 i 3,621,863
577, 740
406, 539
7 j
13 ! 217, 833 1, 519, 857
94 ! 6, 215, 637 j 6, 568, 310 ;
7,661,046 i 31,456,891 i1,738,097 i 166 i
21, 030, 532 143, 742, 564 6,
; 649,176
506 !
550, 000 1, 769, 771 351,000 j
3I
1, 219,175 4,172, 032
405,075 '• 4 !
3,877,327 !; 14,841,430 424, 189 i 189 >
760,271 37,026,174
42,900 ! 44 i
2,794.971 i 7,030,947
8I
618,348 ;
566,686
1,061,025
1'
3!
436,793 ' 447,027
240,625
1,707,780 I 2,469,845
38,202 ; 35 !
8 i New York
9i
New York City .
10 I Albany
XI i New Jersey
12! Pennsylvania
131
Philadelphia
14
Pittsburgh
15 i Delaware
16 I Maryland
17;
Baltimore
lg '•• Washington
Middle States..
: Deposits.
210
40,604,581 244,017,706 10,507,612 !
2, 244, 539
1,150,314
566, 026
415, 000
2, 845, 433
717, 500
614, 59D
7, 500
1 j 2,213,700
1, 785, 590
973
«\ 256.
756, 869
53 1 5,
5,109,877
13 j 1, 653, 144
24
7, 664, 815 ' 119,741
4, 03:">, 793
36, 291
936,711
1, 959, 169 "59,606
3,176,132
1, 906, 695
1,175, 794
3, 667
4, 628, 934
3,283,417
493, 801
6,721,715
7, 331, 686
2, 620, 008
31,500
'262,925" j
117,038
22,250
445,740
6,229
!
i
:
!
1,742,889 ! 15,556,555
'.
51. 758, 575 55,565,884
j
17,592 i
91,000 I
1,119 i
16,026 I
4,248,463 j 24,174, 291 !
2,206,728 !! 6,738,522 j
755,312! 2,922,571
8, 519
5,000
36,149
39,025
3,057,709
1,126,738
428,450 i 4,611,745 ,
967 I 62,418,206 112,690,656
17
3
5
9
29
9
22
11
4
11
123
16
22
3
5
381,991 : 2,934,803 ;
40, 000 : 1,158,647 !
83,728 i
58,333
58, 122 !
177,297 I
1,117, 969
652,177
962,202 '
153,874 i
1,530,913 I
514,500
949,095 !
423,615 i
55,907 I
158,536;
692 :
85,667
8,
251,
624 :
2, 881, 555 :
118,568 ; 249,633 i
2,244,248
i
395,386 .
181,000 i 742,766 i
344,952
I
111,591
Southern States
34;; Ohio
35
Cincinnati
36 i Cleveland
37 j Indiana
38 Illinois
39!
Chicago
40 ' Michigan .
41 ; Detroit
42 !! Wisconsin
43
Milwaukee
44 : Iowa
45 i Minnesota .
46 ; Missouri.
47 I Saint Louis
48 Kansas
49 ; Nebraska
50 Colorado
4,135, 845
673,096
52, 000
2, 910,130
3, 654, 239
1, 473, 408
1, 424, 515
205, 708
764, 904
160, 000
4, 200, 584
1,000,781
1,195, 067
220,412
1, 323, 412
1, 044, 974
774, 735
Western State;
51 ' Nevada
52; California
53 j San Francisco
54 Oregon
55 j Arizona
56| Dakota
57 i Idaho
58 J Montana
59 i New Mexico
60 j Utah
61! Washington
§2 ' Wyoming
Pacific States and
Territories
United States
130,943,897 1 3,818,404
77,
7, 835,
8, 530,
90,
25,
52,
300
590
333
300
000
254
82 I 16, 754, 459
262,
16, 832,
19, 019,
823,
149,
81,
22, 482, 648
2, 600, 855
1, 359, 130
12,151,432
24, 591, 579
10, 660, 525
7, 064, 720
1,192,917
4, 405, 467
2, 433, 026
14, 580,124
4, 770, 307
6, 052, 073
18, 729
5, 595, 708
3, 369,134
2, 423, 305
25,213,810 ,125,751,709
382
311
692
557
965
645
37, 466, 443 j 5, 193, 021
5,094,490 i 23,271,602 ;
! 1,061 123,135,677 J490,064,370 J22, 097, 290 j 3,412 j 105, 276, 233 i288, 957, 578 |
REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXIX
average amount of their capital, deposits, and investments in United States bonds, for the six
November 30, 1882.
bankers.
c
$10,137
Invested
in U. S.
bonds.
57
"pitaL
65
16
60,693
154
878,590
14
7,486 :
33
7,052 : 83
$100, 000
063, 958 : 422
100,000
446,821
7, 926, 545 !
61 i
218,107
73,914
54,878 :
183,305 !
324,037 |
$29, 009, 229 $5, 339, 575
521, 145
38, 472, 971
467, 798
9, 919, 218
166, 502, 943 11, 694, 434
6,122,503 i
65,912,931
42, 983, 717 4,341,253
84,340,264 | 5,787,491 !
437,141, 273 | 34, 274,199
89
23
164,154, 094 58, 824, 572
216, 964,102 87, 280, 284
3,889,153
15, 914, 020
8, 591,146
25, 654, 735
57, 500
99, 033
767, 743
6, 367, 917
4
29, 767, 052
3, 026, 942
11, 397, 835
525, 000
1,679,809 ;
358,070 i
6 ! 30,135
10, 976
25,132,461 | 11, 010, 351
10 ' 20, 396
533,743 i
31,585
2 ;
369
7
30
9
9,227,728 j
179
633,400
20.000
14,325 ;
3
399,866
1,148, 941
i ;
3
1
30,000
30,000
2,000
5,235 !
1,947,620
69,603
i
100,000
6,000
:
16,675 !
2,500 |
28, 167
Total.
Savings banks.
Invested
143, 083
11,525
516, 305
640, 121
153,249
131, bO3
5, 933
92, 439
3,614
210.551
.14, 997
121, 165
35, 838
36, 685
35, 512
42, 500
8,500
55, 000
150, 000
492,323,664 179,131,959
117,973 I
85,253 j
11,754,444 !
2,102, 977
1, 636, 303
142, 087
434, 622
3, 374, 995
2, 214,169
45, 969, 257
12 ;2,178,821
48,210,090
667 14, 023, 420 1,003,737,087
308
562
12
44
256
64
29
7
12
52
10
9, 403, 935
72, 789,107
641, 000
1,292,701
8,125, 790
2, 966, 999
4, 075, 283
571, 686
505, 953
2, 854, 914
428, 819
Deposits.
Invested
in U. S.
bonds.
$29,265,309
38, 499. 070
12,928,438
169, 385, 964
81,338,197
52, 567, 039
91, 363, 553
! $5,349,712 j
|
521,145
!
643,031 •
• 11, 762, 142 :
7,556,342 j
I 5,148, 739 '
j
5. 794, 585 \
475,347,570 j 36,775, 696
:| =
211,167,,540 ! 61,009, 490 ] 8
416, 272,!, 550 1101,856, 005 i 9
17,701,383 I 4,240, 153 ! 10
29,827,886 j 8,996, 282 i 11
39,783,1,464
""' j'
741, 329 i 12
73,531 ,748 ! 6, 484, 731 ! 13
21,351 ,353 i 3, 700, 168 j 14
2, 749;1,353;
....;15
841, ,246 i
251, 601 16
30, 660,',015 ! 11,231, 918 i 17
5,145,',488 1
355, 622 j 18
1,356 ;103,656,187 j 849,032,026 1198,867,299 j
75
21
16
14
53
10
29
28
5
16
137
22
75
16
i
:
'
;
i
!
I
!
i
3,026,396 \ 11,748,559 i
1,190,314 ! 5,194,440 !
624,359 i 1,020,439 i
622,297 | 2,022,526 '
6,241,721 i
3,527,610 I
155,874 j 1,031,805 |
3,437,608 !
1,232,000 i
2,124, 889 >
1,038,205 i
59,574 !
166,036 i
2,399,367 '• 4,747,599 !
4, 667,145 ; 11,535,041 J
743,434 !
375,541 i
8, 965, 963
6,152,255 j
8, 064, 452
5,290,877 i
2, 964, 960
1,764,735 !
5, 628,145
973, 096
1,170, 333
4, 641, 575
4. 450. 925
6, 948, 496
2, 486, 644
1,178, 857
1, 741, 666
633 231
6, 989, 591
3, 554, 896
5, 688, 087
5, 957, 087
2, 728, 261
1, 745, 302
1, 390, 489
268, 734
8, 628, 599
11, 786, 368
959, 009
130,248
619, 358
39, 947
525, 727
25, 417
359, 785
466,414
218,165
139,741
50,616
59, 000
6,000
31, 500
202,
16,
119,
50,
445,
925
675
538
417
740
28, 531, 602
3, 779, 835
19, 443, 979
18, 541, 399
29, 463, 096
26, 105,415
11,528,356
11, 985, 237
10, 369, 501
12, 021. 752
24, 368, 088
13, 659, 666
22, 589, 009
28, 770, 571
8, 563, 312
4, 890, 754
4. 856, 722
987, 065
20, 747, 732
73, 899, 731
3, 576,109
829, 953
1, 380, 968
184, 471
1, 540, 824
920, 000
2, 571, 566
1,221,654
1, 088, 062
105,000
1, 353, 619
18, 377, 013
270, 000
] 51
! 52
i 53
I 54
108, 948,135 : 20,161, 756 ;
229, 929, 283j 5,140 ,232,435,330 1,782,699,035 265,624,416
CXL
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Lawful-money reserve of the national banks, as shown by the
STATES AND
Cities, States, and Territories.
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New Y ork
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Virginia
W e s t Virginia
North CarolinaSouth Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
,
Colorado
Nevada
California
Oregon
Arizona
Dakota
Idaho
Montana _
NTew Mexico
Utah
Washington
Wyoming
; No. of
i banks.
Deposits.
71
48
49
195
63
88
267
71
225
15
27
1
24
21
15
14
15
3
10
4
1
59
4
58
33
184
95
155
93
47
123
50
34
59
63
23
1
14
36 i
4 j
13 !
8
5 !
15 j
4 !
2,417 !
$9,797,453 !
5,758,765 i
5,004,947 I
47,599,551 I
13,060,613
22,872,305 •
76,7(56,550 ;
29,967,076 '
61,572,625 j
3, 998,172 :
5,909,141 ;
696,660 ;
11,359,699 i
2,721,828 i
3,811, 149 I
2,994,714 !
3,017,463 ;
495,863 I
2, 02>, 993 i
354,416
50,690
8, 447, 407
1,081,782
9, 265, 443
8,743,849
32, 489, 074
20, 255, r>59
27, 332, 001
16, 212, 936
8, 940, 293
16, 558, 598
17,956,564
6, 468, 003
8, 7-29, 673
11,342,029 ;
9, 428, 909
216,205
5, 506, 010
2,585,864
142,620
3,219,523
437, 691
4,929,370 ;
1,357,158 l
1, 477,148
1,385,881
1. 465, 143
535,807,406
Reserve required.
$1, 469, 618
863,815
750, 742
7,139, 933
1, 959, 092
3, 430, 846
11,514,983 |
4,495,062 |
9,235,894
599,726 !
886, 371
104, 499
1,703,955
408, 274
571,672
449, 207
452,620
74, 379
303, 449
53,163
7,603
1,267,111
162,267
1,389,816
1,311,577
4, 873, 361
3,038,334
4,099,800 i
2,431,941 1
1, 341, 044 i
2,483.790 ;
2,693,485 I
970,201 :
1,309,451 i
1, 701, 304 :
1, 414.336 ;
32,430
825,902
387,880
21, 393
482,928 :
65,653 i
739,405 j
203,573 !
221,572 |
207,882 |
219, 771
Reserve
held.
j Ratio of ;
j reserve, j
Per cent. [
$3,240,819 ;
33.08
35.19
2,026,422 !
32.85 i
1,644,469 !
27.52 !
13,100,157 I
28.32 j
3,698,381 j
37. 12 I
8,489,097 i
21,173,479 j
27. 58 j
10,144,552 j
33.85 i
29.03
17,871.619 !
33.43 !
1,336,681 i
31.04 •
1,834,179 i
40.40 i
281,474 ;
21.75 I
2,470,623 i
914, 144 I 33.59 !
23.59 ,
887,496 j
23.13 !
692,760 i
32. 26
973,640 i
20. 65
102,389 !
584,346 !
28. 88
110,746 i
31. 25
43. 39
21,993 |
34.31
2,898,110 :
34.66
374,927 !
2,440,817 ;
26. 34
2,081,341 l
23. 80
9,828,352 i 30. 25.
31.75
6,430,615 !
28. 66
7,833,762 :
30. 49
4,943,345 j
2,509,420
28. 07
26.82
4,441,791 ;
24.92
4,474,490
1,800,309 .
27. 8.i
2,582,239
29. 58
3, 004, 349 i 26. 49
39.28
3,703,617 !
25.69
55,540 I
27.95
1,538,629 ;
19. 36
500,573 ,
33.62
47,950 :
24. 31
782,684
»?2 99
100,605 i
20*. 20
995,958
26. 16
355,046
20. 71
305,878 i
22. 74
315,121
24.56
359,799 ;
80,371,110 j 166,304,733 j
29.17 !
RESERVE
Boston
Albany
Philadelphia ..
Pittsburgh...
Baltimore
Washington...
New Orleans . .
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis
San Francisco.
Total..
New York
United States .
;
54 [
7
33 i
23 I
17 I
5 !
12
12 i
5 !
203
44 i
2,664 j
81,483,842 !
8,556,945 *
64,184,026 !
21,892,829 !
18,668,603 ',
2,577,512 ;
7,230,746 I
5,813,648 :
16,435,021
9,171,522 I
49, 537. 969
8,715,092
4, 810,157
7,874,178
985,280 i
20,370,961 i
2, 139,236 :
16,046,007 ;
5,473,207 I
4, 667, 151 '
644,378 ;
1,807,687 |
1,453,412 :
4,108, 755 :
2,292,880 j
12,384,492 \
2,178, 773 !
1,202,539 !
1,968,544 I
246,320 !
23,389,839 j
3,577,778 \
21,849,475 >
6,699,617 i
5,395,289 i
847,033 i
2,382,457 '.
1, 245, 586 !
5,301,213 I
2,409,670 |
18,775,081 !
2,637,807 |
1,481,836 •
2,588,238 i
441,556 i
28.70
41.81
34.04
30.60
28.90
32. 87
32.95
21.43
32. 26
26.27
37.90
30.27
30.81
32. 81
44.82
307,937,370 •
76,981,342 |
99,022,475
32.16
254,950,735 !
63,737,684 J
90,828,231 j
~35.~63~
346,155, 439~|
31. 56 !
1,098,695,511
* Includes national
(NOTE—Prior to June 20, 1874, the required reserve in States and Territories was 15 per centum and
ceatum of the deposits only.
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CXLI
reports of their condition at the close of business on September 30, 1884.
TERRITORIES.
Classification of reserve held.
States
Due
j Redemp- j
Legal-tend- iUnited
certificates of from reserve tion fund with;
ers.
! deposit. j agents. \ Treasurer.
Cash reserve.
Required.
Held.
Specie.
$789,261 !
360,529 ;
410,990 !
3,642,707 i
867,759 !
2,128,524 :
7, 547, 094 !
3,399,089 j
7, 74?, 206
391, 895
711,918
180, 429
1,484,333 i
451,842 !
490,696 i
576,480 ;
702,903 i
82,581 j
346,611 :
91, 776 i
16,432
1,647,961 !
208,719
969,743 |
1,200,733 i
5,281,325 I
3,600,471 |
3,857,790 j
2,125,936 !
1,261,714 !
2,269,240 i
2,037,815 !
939,635 i
1,575,021 '
1,309,167 !
1,632,389 :
45,043 ;
1,201,780
466,805 j
39,031 !.
443, 816 i
80,734 ,
702,935
213,350 :
192,017 i
242,009 ;
163,781
$614,313 i
251, 162 i
239,786 i
1,921,930 i
432,561 !
1,283.794 !
3,864,813 ]
1,402,679 I
4,566,903 i
190,748 !
308,398 !
116,929
584, 208
221, 586
218, 050
157,608 i
420,998 |
29,645 j
167, 545 !
68,207 i
7,403 I
566,812 I
94,866 !
529, 748 !
752, 040 |
2.359.648 I
1,641,645 !
2,149,855 ;
1,339,258 !
824,392 !
945,622 |
1.340.649 !
491,778 i
626,080
773,635 ;
715,431 :
fc-.44.600 i
1,144, 893 i
452,807 !
37,031
178,124
25,199
502,192 i
123,436 ;
182,582 !
233,242 '
93,344 :
i
$435,120
245, 339
196, 189
2,148, 473
509,549
1,044,429
4,107,111
1, 626, 280
3, 220, 801
208, 227
313. 711
37, 300
637, 851
135, 978
206, 023
161,467
147, 950
28, 644
102, 771
19, 025
1,241
475, 424
60, 632
432, 463
482, 913
1, 675, 874
1,071,117
1, 501, 559
898, 904
504, 706
913,678
1, 039, 571
364, 827
500, 426
647, 060
545, 980
12, 252
313.756
147, 757
7, 720
181, 304
25, 042
287, 225
73, 019
80, 304
77, 783
85, 028
i
27,939,804
$174,948 I
109,367
171,204 ;
1,570,777 j
435, 198
844,730 i
3,422,281 !
1,986,410
3,171,303
171,147
403,520 ,
63,500
900,125
230, 256
272 646
418, 872
281,905
52, 936
179, 066
23, 569
9,029
1, 081,149
113, 853
439, 995
448, 693
2, 921, 677
1, 948, 826
1, 697, 935
786.678
417, 322
1,323,618
697,166 !
447,857 i
948,941 !
535,532 i
916,958 I
443
56,887
13,998 :
2,000
265,602 '
55, 535 i
200,743 i
89,914 ]
9,435 !
8,767 ,
70,437 ;
_____
i
66,131,015;
85,238, 175
12,265,272
1,310,321
15, 443, 913
4,140, 451
3, 805, 327
658, 976
1, 804, 651
7 453, 057 '
655,641 I
6,799,671 !
1,953,609 j
1,098,547 i
346,823
760,838 !
486,628 |
531,882 |
412,682 i
7, 185 152 j
845,626 !
483,177 ;
858,216 !
386,432 i
jj
30,257,981 |
(
$150, 000
260,000
10,000
10,000
30,000
!
'
|
j
10, 000
10, 000
20, 000
$2, 069, 739
1, 415, 426
973,210
7, 688, 700
2,145, 403
5, 540, 800
12, 379,179
6,316,100
8, 939, 522
865, 628
1, 020,168
89, 795
876, 964
393, 973
340,185
70, 740
187, 99L
17, 040
191, 214
13, 370
1,061
1,171, 597
155, 521
1,162,416 I
776,313 '
3, 863, 352 •
2, 469, 603
3, 630, 070
2, 632, 727
1,168. 427 I
1,972,956 |
2,342,118
802, 541
948, 832
1,611,529
2, 021, 841
8, 697
295, 337
15,280 i
6,827 '
309,200 i
16,822 i
271,680 i
120,671 !
93,049 I
59,687 j
188,818 !
$381,819
250,467
260,269
1,768,750
685,219
819,773
1, 247, 206
429,363
1,183, 890
79,158
102,093
11, 250
109,326
68, 329
56,615
45, 540
82, 746
2,768
46, 521
5, 600
4,500
78, 552
10, 687
308, 658
104, 295
683, 675
360, 541
345, 902
184,682
79, 279
199, 595
94, 557
58,133
58, 386
83, 653
49, 387
1,800
41,512
18,488
2, 092
29, 668
79,652,119
10,521,599
i i
! 2
! •>
4
I r,
j 6
! 7
;
a
! «
-.A
! n
i 12
,31
32
!33
j34
35
36
,37
!
38
! 39
40
41
3,049 42
21, 343 ! 4 3
21,025 44
20, 812 45
13, 4:5 !46
7, 200 j 4-7
.
30,392,840 |
500, 000
CITIES.
776, 623
3, 448, 471
1, 498, 670
13, 944,118
1,162, 560
992. 761
1,926,146
400, 732
128,609,474 !
3, 407, 215
254, 680
3, 919, 242
2,186, 842
1, 341, 780
302,153
1, 043, 813
289, 995
1, 986, 589
1, 070, 988
6, 218, 966
316, 934
509, 584
902, 930
14, 300
1, 405, 000
400, 000
4, 725, 000
1, 365, 000
10, 000
930,000 I
15,000 j
540,000 j
165,000 I
23, 766, 011
9, 955. 000 i
~2% 8857808"
4,145, 000 I
77, 044, 659
14,200,000
9,902,980 !
2,199, 250 |
5, 970,102
2, 250,134 I
1,310,925 j
156,557 :
473,681 i
332,454 :
1,565,444
853,575
4, 783, 955
1, 435, 497
461,625 !
627,897 ;
16,824 i
32, 340, 900 I
1, 221, 587
68, 207
435, 460
309, 032
279, 037
31, 500
104,125
136, 509
287, 298
57, 425
47, 008
39, 750
27, 450
34,195 ! 14
24, 000 i 15
3,102, 583 !
684,105 1
111,993,019
14,308,287
gold bank circulation.
in reserve cities 25 per cent, of circulation and deposits; since that date 15 per cent, and 25 pe
CXLII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
State of the lawful-money reserve of the national bank* as
STATES A¥D
I
Dates.
Oct. 1,1818
Dec. 6,1878
Jan. 1,1879
Apr. 4,1879
June 14,1879
Oct. 2,1879
Dec. 12,1879
Feb. 21,1880
Apr. 23,1880
June 11,1880.
Oct. 1,1880..
Dec. 31,1880..
Mar. 11,1881..
May 6,1881..
June 30,1881.,
Oct. 1,1881.
Dec. 31,1881.
Mar. 11,1882.
May 19, 1882.
July 1,1882.
Oct^ 3,1882.
Dec. 30,1882.
Mar. 13,1883..
May 1,1883.
June 22,1883.
Oct. 2,1883.
Dec. 31, 1883Mar. 7,1884.
Apr. 24,1884.
June 20,1884..
Sept. 30, 1884.
No. of
banks.
; 1,822
i 1,825
1,821
1,819
1,819
! 1,820
j 1,824
i 1,831
| 1,844
1,845
1,859
1,863 !
1,860 !
1,868 I
1,880 •
1,895 i
1,926
1,945
1,981
1,996
2,026
2,065
2,097
2,128
2,169
2, 253
2,280
2,314
2,340
2, 376
2,417
Net deposits.
$289,071,448 j
283,181,956 I
290,504,788 j
293,817,962 !
300,097,942 |
329,874,452 !
348,834,775 I
375,281,538
384, 765,183 j
385,168,252 I
410,522,448 I
439,354,304 |
447,410,923 i;
460,478,466
484,089,521 j
507,247,143 |
518, 701, 965
515,198,159 !
519,247,650 :
527, 588, 049
545,842,660 |
554,245,520 \
550,892,283 |
556,309,464 i
560,731,879
577, 880, 812
579, 512, 711
573, 619, 524
575, 995, 025
544, 660, 331
535, 807, 406
Reserve re- !
quired.
j
I
$43, 437, 474
42, 555, 776
43, 654, 032
44, 126, 773
45, 068, 973
49, 535, 540
52, 379, 535
56, 346, 827
57, 766, 633
57,801,806 !
61, 598, 298 I
65,922,995
67,131,602 !
69.091,733 I
72,633,329 I
76,196, 945 !
77,809,257 I
77,283,686 i:
77,891,110
79, 142, 169 i
81,880,361
83,140,390
82, 637,104=
83,449,581 !
84,112,683
86, 685, 688
86, 930, 753
86, 046, 715
86, 399, 253
81,699,049
80, 371,110
RESERVE
Oct. 1,1878..
Dec. 6,1878..
Jan. 1,1879.
Apr. 4,1879..
June 14,1879..
Oct. 2,1879..
Dec. 12,1879..
Feb. 21,1880..
Apr. 23,1880..
June 11,1880..
Oct. 1,1880..
Dec. 31,1880..
Mar. 11,1881..
May 6,1881..
June 30,1881..
Oct. 1,1881..
Dec. 31,1881 .
Mar. 11, 1882..
May 19,1882..
July 1,1882..
Oct. 3,1882..
Dec. 30,1882..
Mar. 13,1883 .
May 1,1883..
June 22, 1883..
Oct. 2,1883 .
Dec. 31,1883.
Mar. 7,1884..
Apr. 24,1884..
June 20,1884..
Sept. 30,1884.
I
231
230
230
229
229
228
228
230
231
231
231
232
234
234
235
237
238
242
242
243
243
243
246
247
248
248
249
249
249
249
247
389. 031, 686
381,431,393
384,319,202
366, 814, 853
414, 518, 542
439, 009, 954
458, 944, 779
498, 980, 548
482, 230, 794
516, 491, 857
557, 508, 975
544, 501, 717
536,112, 658
588,714,401
655, 815, 066
604, 438, 599
577,163,351
564, 058, 531
590, 883, 075
604, 391, 647
572,791,257
565, 948,445
559,431,070
568, 267, 546
, 611,259,171
590, 785, 930
612, 621, 435
642, 682, 644
620, 221, 832
534, 629, 056
562, 888,105
97, 257, 896
95, 357, 848
96,130, 280
91,703,713
103, 629, 635
109, 752, 489
114, 736,195
124, 745,137
120, 557, 698
129,122, 964
139, 377, 244
136,125, 429
134, 028,165
147,178, 600
163, 953, 766
151,109, 650
144, 290, 838
141, 014, 632
147, 720, 769
151, 097, 911
143,197, 814
141,487,111
139, 857, 768
142, 066, 886
152, 814, 793
147,696,483
153,155, 35!)
160, 670, 660
155, 055, 456
133, 657, 263
140, 722, 026
REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLI1I
shown by their reports from October 1, 1878, to September 30, 1884.
TERRITORIES.
Reserve held.
Amount.
$106, 045,159
106, 003, 028
110,164, 553
105,684,344
112,463,409
124,315,513
124, 606,178
139, 489, 054
133, 966, 543
138, 632, 303
147,105, 244
155, 406, 393
150,919,415
155, 258, 642
170, 055, 750
158, 21)9, 042
159,060,717
150, 725, 091
154, 776, 359
151,908,107
150,351,513
158, 832, 406
155, 131,167
148, 836, 606
157, 728, 089
157, 493, 584
167,741,690
167, 00*, 072
162, 466, 064
145, 997, 562
156, 304, 733
Classification of reserve held.
Ratio
to liabilities.
Specie.
Per cent.
36.7
37.4
37.9
36.0
37.5
37.7
35.7
37.2
34.8
36.0
35.8
35.4
33.7
33.7
35. 1
31.2
30.7
29.3
29.8
28.8
27.5
28.7
28.2
26.7
28.1
27.2
28.6
29.1
28.2
26.8
29.2
$7, 988, 990
9. 048, 396
l l i 578,143
11,872,699
12,135,564
11,474,961
13, 257, 825
15, 931, 208
18, 523, 230
18, 988, 001
21,145,738
25,1.08, 888
26, 660, 882
27, 842, 501
27, 635, 215
27, 509, 821
30, 283, 767
29, 161,734
30, 036, 477
30, 089, 064
30, 024, 289
31,095,496
30, 072, 360
31, 414, 155
31, 055, 220
31, 253,194
33,178, 829
33,471,053
36, 352, 684
36, 407, 051
35, 238, 175
$30, 064, 665
30, 579, 974
32, 374, 428
29, 074, 259
26, 433, 762
29, 628, 096
29, 357, 057
28,471,133
30,138, 708
28, 650, 254
27,613,370
29, 063, 892
26, 783,131
28, 672, 789
27,416,230
26, 473, 002
28, 905, 001
26, 897, 694
28,160, 627
26, 857, 620
28,318,646
31,038,111
28,871,031
30, 367, 252
29, 053,116
30, 245, 600
32, 695, 299
29, 859, 218
30, 944, 464
31,448.254
30, 392, 840
$995, 000
1,140, 000
1, 035, 000
895, 000
695, 000
735, 000
670, 000
670, 000
645, 000
605, 000
640, 000
630, 000
585; 000
585, 000
575, 000
620, 000
595, 000
610, 000
535, 000
620, 000
610, 000
635, 000
565, 000
585, 000
575, 000
585, 000
610, 000
595, 000
550, 000
575, 000
500, 000
$56, 023, 561
54, 268, 698
54,197, 445
52, 916, 702
62, 257, 734
71, 302, 887
70, 017, 269
83, 134, 259
73, 296, 236
79,126, 763
86,371,229
89, 258, 930
86, 060, 705
87,109,924
103,297, 184
92, 335, 036
87, 745, 656
82, 599, 924
84,721,969
83, 221, 970
80, 064,196
84, 783, 917
84,431,394
75,216,795
85, 825, 601
84,119, 738
88, 057, 473
92, 267, 704
83, 664, 761
66, 843, 814
79, 652,119
$10, 972, 940
10, 965, 960
10, 979, 537
10, 925, 684
10,941,349
11,184,569
11, 304, 027
11,282,454
11, 363, 369
11, 262, 285
11,334,907
11, 344, 683
10, 829, 697
11,048,428
11,132,121
11,361,183
11,531,293
11, 455, 739
11,322,286
11,119,453
11,334,382
11, 279, 882
11,191,382
11, 253, 404
11,219,153
11,290,052
11,200,089
10,815,097
10,954,155
10,723,443
10,521,599
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
31.3
32.1
32.3
30.3
31.6
31.1
30.2
30.0
29.2
32.8
31.5
29.0
27.5
30.6
30.2
27.0
28.0
28.0
29.2
27.8
26.8
2a 7
26.6
27.5
30.2
29.0
29.7
30.9
28.9
30.0
33.7
22,699,616
25, 306, 854
29, 921, 614
29, 275, 864
30, 197,723
30, 698, 771
65, 527, 137
73, 215, 503
67, 410, 642
80, 023,104
87, 035, 651
80,609,813
77, 490, 354
93, 525, 721
100, 058,123
85,162,735
82, 253, 632
79, 620, 297
81,177,310
80,751,158
72, 883, 489
75, 331, 663
67, 890, 006
72,193,111
84, 299,176
76, 564, 789
81, 097, 329
88, 609, 073
78, 392, 023
73, 254, 631
93, 371, 299
34, 306, 906
34, 074,142
38, 162, 935
35, 373, 905
40,611,933
39, 557, 866
25, 362, 067
26, 749, 506
30, 889, 350
35,821,472
29, 023, 558
30, 150,982
25, 371,178
33, 842, 177
31, 308,173
26, 677, 602
31,188,493
29, 725, 298
37, 797, 247
37,153,139
34, 994, 871
37, 440, 310
31,977,037
37, 889, 216
44, 779, 342
40, 437, 397
47, 864, 497
45, 987, 877
46, 768,164
45, 468, 958
46, 651, 819
31,695,000
31, 380, 000
27, 880, 000
20, 990, 000
24, 465, 000
26, 035, 000
10,180,000
10, 090, 000
7, 225, 000
11,895,000
7,015,000
5, 520, 000
5, 525, 00C
7, 460, 000
8, 965, 000
6,120,000
7, 335, 000
8, 835, 000
9, 850, 000
10,425, 000
8, 035, 000
7, 840, 000
7, 840, 000
7, 835, 000
10, 070, 000
9, 375, 000
10,230,000
13,450,000
11,440,000
9, 295, 000
13, 700, 000
29, 059, 854
27, 464, 439
23, «27, 624
21,105,059
31,185,730
35, 710, 660
32, 725,183
34, 657, 128
30, 667, 994
36, 808, 905
48, 191, 549
36, 896, 084
34, 759, 986
40, 862. 229
52, 961, 453
40, 633,147
35,784,810
34, 852, 796
39, 467, 976
35, 233, 042
33, 213, 032
37, 282,190
36, 592, 761
34, 090, 027
40,821,353
40, 798, 990
38, 942,133
46, 437, 308
38, 827, 197
28, 403. 338
32, 340, 900
4, 232, 601
4, 323, 867
4, 290, 088
4, 330, 483
4, 383, 451
4, 598,146
4, 843, 660
4, 738, 976
4,705, 120
4, 657, 726
4, 586, 834
4, 544, 457
4, 161, 514
4, 531, 676
4, 596, 298
4, 754, 569
4, 848, 397
4, 769, 548
4, 534, 632
4, 401,139
4,481, 464
4, 493, 609
4,407,118
4,411,768
4, 392, 424
4,271,832
4, 087, 595
4, 027, 585
3,944,410
3, 809,102
3, 786, 688
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
Legal
tenders.
Due
RedempU n i t e d States
certificates of from reserve tion fund with
Treasurer.
deposit.
agents.
CITIES.
121, 993, 977
122, 549, 302
123, 982, 261
111,075,311
130, 843, 837
136, 610, 443
138,638,047
149, 451,113
140, 898,106
169, 206, 207
175, 852, 592
157, 721, 336
147, 308, 032
180,221,803
197, 889, 047
163, 348, 053
161,410,332
157, 802, 939
172, 827,165
167, 963, 478
153, 557, 856
162, 387, 772
148, 706, 922
156,419,122
184, 362, 295
171,448,008
182, 221, 554
198,511,843
179,371,793
160,231,029
189, 850, 706
CXL1V REPORT OF THE COMPTROLLER OF THE CURRENCY.
Classification of the loans and discounts of the banks in Neiv York City, in Boston, Philadelphia, and Baltimore, in the other reserve cities, and in the States and Territories, on September 30, 1884.
Cities, States, and Ter- No. of On singlebanks. name paper.
ritories.
New York City .
Boston
Philadelphia.
Baltimore
Totals.
Albany
Pittsburgh
Washington . . .
New Orleans...
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis
SHU Francisco.
Totals.
Maine
Xew Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New J e r s e y
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Colorado
Nevada
California
Oregon
Arizona
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming
Totals
United States
j
I
i
!
|
j
!
\
|
j
j
I
|
•
j
j
•
!
i
:
!
;
!
I
I
|
|
i
;
On other
stocks.
On IT. S.
bonds.
All other
loans.
Total.
44
$12, 559, 441
$2, 933, 785
54
33
17
11, 729, 693
5,479,126 ,
5,249,551 j
464,054 |
152,363 |
27,600 i
12,945,428 j
10,052,019 i
2,766,158
86, 818,176
44, 940, 701
18, 613, 209
111, 957, 351
60, 624, 209
26, 656, 518
104 :
22,458,370 ;
644,017 j
25,763,605 ; 150,372,086
199, 238, 078
7
23
5
8
9
12
8 :
12
308,331 '
1,310,748
5,864
110,374
607
3, 567, 758 :
740,274 :
7,840,305
589,862 i
443,130 ,
144,950 :
1,177,347 :
99
16, 239, 550 I
71 !
48 i
49 i
195 !
679,808
631,153 ;
752,283 i
11,702,214 ]
5,076,556
5,084,297 '
5,575,737
1,390,191 '
4, 513, 958
8,273 !.
432,956 ;.
63 •
88 :
267 j
71 i
225 i
15 i
27 i
1 ;
24 j
21 :
35
14
15 i
3 ''
10:
4
1 j
59
4
58 |
33 j
184 !
95
155
93
47 j
123 ;
50
34
59 ;
63 I
23 :
1 !
14
8
2
36
4
13
8
5
15
4
! 2,417 I
1,080
400
33, 666
40, 500
2,500 i
89, 800 '
1,806,565 ;
5,168, 636
2,671,562 i 21, 808, 450
530,973
1, 522, 662
1,779, 182 '•• 6, 609, 668
446,540 : 7, 258, 716
1,742,275 ! 11, 913, 367
1, 362, 505
9,101, 774
5,927,577 | 26, 090, 024
528,238 I
7,139, 758
520, 109 j 2, 628, 893
1,093,051 i
7, 701, 959
165,328 i
599, 222
" 166*456"!
268, 396 j
273,636 ;
7,775!
20, 188 i
124,580 j
11,500
3,550 i
135,171 I
132,675 I
12,803 I
4,268 i
377," 126*'
1,650 j
93,875 !.
286,997 ••.
269,128 i.
406,489 .
21,125 I.
489,447 .
47,453 ;.
300 .
J
1,874,667 .
19, 543
1,400
916,523 i
3, 535
2, 293, 904
1, 019
3. 783, 866
5, 250
2, 634, 500
1,950 I
5.806,431
6,100 :
;
2,928,995
3,855 i
1,300,432 :
2,000 ;
3,067,607
13,130
8,888,398
176,988 j
1,012,218 :
7,668 !
1,250,050 '
20,000 !
2,233,343 ,.
2,070,821 !.
115,061 .
1,217,278 .
927,831!.
34,168 j.
593,595 !
48,817 i.
1,585,353 |.
146,346 j.
449,714 j.
341,844 j.
436,200 !.
I
83,816,871;
$69, 805, 215 I $120, 054, 836 j $205, 353, 277
970,691;
| 2,664 | 135,074,232 | 4,816,889,
18, 573, 905 j 107, 543,129 !
7, 284, 612
25. 791,160
2,093, 165
8, 539, 724
7, 708, 363
17, 313, 200
11,204,553
39, 958, 356
8, 257, 858
3, 592,132
8, 939, 960
1,941,897
142, 624, 980
15,961,275
6,607,278 .
10,365,993 I
66,730,657
24,209,003 ;
32,980,810 :
74,545.039 i
24,573,382 :
61, 975, 331
4, 205, 948
5,319,124 ,
153,510
10, 568, 090
3, 454, 923
4,656,519 ;
4,119,360
3,892,691
393,367
2,172, 288 I
348,422 I
103,351 i
9, 235, 282
766, 874
13,491,573
7, 517, 597
37. 307, 011
2li 708, 266
24, 263, 729
18,191,195
8,151, 996
17, 360, 815
15, 852, 200
5, 628, 500
7, 094,196
9,980,216
4, 380,102
93, 686
3, 618, 380
1, 237, 615
82, 180 I
2,839,429 I
238,172 ;
3,417,554 i
909,287 I
631,154 I
1,626,183 !
1,056,518 !
17, 423, 202
8, 417, 845
11, 505, 789
83, 697, 467
30,144, 229
40, 438, 341
86, 290, 860
30,143, 882
68, 797, 260
4, 333, 571
6, 036. 278
258, 704
11, 702,147
3, 613, 491
5, 066, 676
4, 550, 021
4, 846, 807
424,492
2, 967, 639
450, 595
120, 768
11, 397, 055
1, 025, 373
14, 854, 660
11, 376, 305
41, 780, 901
25, 592, 902
31,286,349
21, 299, 816
9, 663, 410
20, 934, 290
25,197,132
6, 911, 991
8,499,911
12, 448, 429
6, 581, 534
229, 517
5, 478,103
2,173, 546
121, 348
3, 476, 530
288, 684
5, 078. 662
1,112, 697
1,199, 981
2, 029,175
1, 586, 097
34,050,829 1 574, 016, 071 |
692,854,462
508, 483
1,171,639
367. 325
5,140, 016
847,170
2, 369, 684
6, 034, 913
4, 047, 634
2, 295,168
119,350
284,198
100, 926
755, 281
64, 693
123,160
161,533
547, 627
10, 000
305, 904
54, 720
17,117
287,106
237, 556
443,029
1, 563, 785
684, 774
1, 248,186
1, 210, 089
175, 771
208, 982
i92, 738
279, 546
263, 605
135, 665
234, 870
130, 611
20, 770
642, 445
8,100
5, 000
43, 506
1,695
75, 755
57, 064
119,113
61,148
93, 379
148,193,554
951, 986,122 i 1, 240, 070,797
REPORT OF THE COMPTROLLER OF THE CURRENCY
CXLV
Liabilities of the national hanks, and of the reserve required and held at three dates in each
year from 18rtl to 18H4.
STATES AND TERRITORIES EXCLUSIVE OF RESERVE CITIES.
Reserve held.
Date.
No. of N e t de- Reserve
banks. posits. required. Amount. Ratio to
deposits
Classification of r e s e r v e .
Specie.
Other
lawful
money.
Due
Redempfrom
tion
agents.
fund.
Millions. Millions. Millions. Per cent. Millions. Millions. Millions. Millions.
33.7
27. 8
87.1
155. 3
29. 3
69. I
460. 5
11.0
35.1
27.6
103. 3
72.6
170. 1
28.0
484.1
11.1
27.5
92.4
31.2
76.1
158. 6
27.1
507. 2
11.4
M a y 6,1881
Julie 30,1881
Oct. 1,1881
1,868
1,880
1,895
May 19,1882
J u l y 1,1882
Oct. 3,1882
1,981
1, 996
2, 026
519. 2
527. 6
545. 8
77.9
79.1
81.9
154.7
151. 9
150.4
29.8
28.8
27.5
30.0
30.1
30.0
28.7
27. 5
30. 0
84.7
83. 2
80.1
11.3
11.1
11.3
May 1,1883
J u n e 22,1883
O c t 2,1883
2,128
2,169
2, 253
556. 3
560. 7
577.9
83.4
84.1
86.7
148.9
157.7
157.5
20.7
28.1
27. 2
31.4
31.1
31.2
31.0
29.6
30.8
75.2
85.8 1
84.1
11.3
11.2
11.3
Apr. 24,1884
J u n e 20,1884
S e p t 30,1884
2, 340
2, 376
2,417
576. 0
544.7
535.8
86.4
81.7
80.4
162. 5
146. 0
156. 3
28.2
26.8
29. 2
36.4
36. 4
35.2
31.5
32. 0
30.9
83.7 ;
6(5. 8
79.7
10. 9
10.7
10.5
NEW YORK CITY.
May 1,1881
J u n e 30,1881
O c t 1,1881
48
48
48
277.3
312.1
268.8
69.3
78.0
67.2
79.9
81.9
62.5
28.8
2t>. 2
23.3
64.1
66.5 i
50.6 ;
14.9
14.4
10.9
May 19,1882
J u l y 1,1882
Oct 3 1882
50
50
50
267.3
277. 4
254. 0
66.8
69. 3
63. 5
70.5
72.1
64.4
26.4
26. 0
25.4
50.5
50. 5
44.5
19.0
20. 6
18.9
May 1, 1883
J u n e 22,188.'$
Oct 2 1883
48
48
48
253. 7
279.3
266.9
63.4
69.8
66. 7
64.6
80.5
70.8
25. 5
28.8
26.5
47.3
56.8
50. 3
16 5
22. 8
19.7
Apr. 24,1884
J u n e 20,1884
Sept. 30,1884
47
45
44
282.2
231. 8
254. 9
70. 5
57.9
63.7
75. 2
69.1
90.8
26. 6
29.8
35.6
49. 5
43. 5
63.1
24.9
24.9
27.0
1.0
1.0
1 0
i'
:
1.0
1.0
10
0.8
0.8
09
0.8
0.7
0.7
OTHER RESERVE CITI ES.
May 1,1881
Jiuio3u, 1881
O c t 1,1881
186
187
189
311.4
343.7
335. 6
77.9
86.0
83.9
100. 3
116.0
100. 8
32.2
33. 7
30. 0
29.5
33. 6
34.6
26.4
25.9
21.9
40.9
53.0
40.6
3.6
3.6
3.7
May 19,1882
J u l v 1,1882
O c t 3,1882
192
193
193
323. 5
3:>7. 0
318.8
80.9
81.8
79.7
102.4
95. 9
89.1
31.6
29.3
28.0
30.7
30. 2
28.3
28.6
27.0
24.1
39. 5
3."). 2
33.2
3.6
3.5
3.5
May 1,1883
Juiie22, 1883
Oct. 2,1883
199
200
200
314.6
332. 0
323.9
78.7
83.0
81.0
91.8
103.9
100.6
29.2
31.3
31.0
24.9
27. 5
20. 3
29.2
32. L
30. 1
34.1
40.8
40.8
3.6
3.6
3.4
Apr. 24,1884
J u n e 20.1884
Sept. 30,1884
202
204
203
33«. 0
302.8
308.0
84.5
75.7
77.0
104.1
91.1
99.0
30.8
30.1
32.2
28.8
29.7
30. 3
33.3
29. 9
33.3
38.8
28.4
32.3
3.2
3.1
3.1
SUMMARY.
May 1,188L
J u n e 30,1881
O c t 1,1881
2,102
2,115
2,132
1, 049. 2
1,139.9
1,111.6
216.3
236. 6
227. 2
335. 5
368. 0
321. 6
32.0
32. 3
28.9
121. 4
U7. 7
112.7
70.6
68. 3
59.9
128. 0
156. 3
133. 0
15.6
15.7
16.1
May 19,1882
J u l y 1, 1882
O c t 3,1882
2, 223
2, 239
2, 269
1,110. 0
1, 132. 0
1,118.6
225. 6
230. 2
225.1
327.6
319.9
303. 9
29.5
28. 3
27.2
111.2
110.8
102.8
76.3
75.1
72.0
124. 2
118.4
113.3
15.9
15.6
15.8
May 1,1883
J u n e 22,1883
O c t 2,1883
. 2, 375
2, 41.7
2,501
1,124. 6
1,172. 0
1,168. 7
225. 5
2;i6. 9
234.4
305.3
342.1
328. 9
27.1
29 2
2&1
103.6
115.4
107.8
76.7
84.5
80.6
109.3
126.6
124.9
15.7
15.6
15.6
ApT. 24,1884
J u n e 20,1884
Sept. 30,1884
2, 589
2, 625
2,664
1,196. 2
1, 079. 3
1, 098. 7
241.4
215. 3
221.1
341.8
306.2
346.1
28.6
28.4
31.6
114.7
109.6
128. 6
89.7
86.8
91.2
122 5
95. 2
112.0
14.9
14.5
14.3
6820 CUE
X
CXLVI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Average iveekly deposits, circulation, and reserve of the national banks of New York City, a®
reported to the New York Clearing House, for the months of September and October in each
year from 1875 to 1884.
Liabilities.
Reserve.
Week ending—
Total.
Circulation. ~Net deposits.
Sept. 4,1875
Sept, 11,1875
Sept. 18, 1875
Sept, 25,1875
Oct.
2,1875
Oct. 9,1875
Oct. 1<>, 1875
Oct. 23,1875
Oct. 30,1875
Dollars.
18, 093, 700
17, 725, 000
17, 223, 200
17, 902, 600
17,894,100
17,820,700 ,
17,781,200 I
17,844,600 |
17,700,100
Dollars.
210, 397, 200
209, 802,100
206, 916, 800
205, 483. 200
201,409,700
197, 555, 800
195,192,400
191,468,500
189, 068, 800
197,992,400 '
200,754,700 j
202,734,500 j
200,794,800 j
196,590,400 •
195,145,700 ;
190,699,600
190, 019, 91)0
183,810,200
Spocie.
i
Legal-tenders.
Total.
Dollars.
Katio t o
liabilities.
966, 300
322, 800
394, 800
780, 800
620, 400
058, 500
111, 200
035, 900
738, 400
Per ct.
29.75
29.1528. 67
28.10
28.10
26. 49*
25. 41
25. 34
26. 45
212,569,700
19,617,600 48, 238, 000 67, 855, 600
215,094,400 ! 20,202,700 | 48, 699, 700 68, 902,400
217,138,000 ! 20,068,900 ! 49, 338, 200 69, 407,100
215,195,600 • 16,907,800 i 48, 625, 500 65, 533, 300
211, 206,100 i 14,751,200 47,
47, 538, 900 62, 290,100
207,042,700 ! 17,682,600 ! 45,
45.535, 600 63, 218, 200
205, 392, 900 j 16,233.600 | 43, 004, 600 59. 238, 200
204, h29,100 : 15,577,500 i 41,421,700
56, 999, 200
198, 869, 800 1.4,011,600 I41, 645, 600 55, 657, 200
31. 92^
32.03
31.9630. 4529.41*
30. 5£
28. 8427. 8327. 99
197,099,400
198,492,400
197, 135, 800
196, 204,400
190,735,800 '
188,070,900 '
187,114,100
185. 875, '00
184,974,500
13,993,800 I 41,460,400 ! 55,454, 200
17,811,000 j 30,019,800 I 56, 830, 800
17,451,000 ; 38,429,900 j 55, 880, 900
16,945.100 i 37,113,200 i 54, 058, 300
14,682,100 ; 3f, 978, 900 ! 51, 661, 000
14, 065, U K ) i ." ,138,300 ! 50, 833, 900
14,726,500 : 3i> 178,900 | 49, 905, 400
14,087,400 I 35,101,700 ! 49,189, 100
15, 2^1), 000 ; 34,367.800 [ 49,576,800
28.14
28. 6ff28. 35
27. 55
27. 0927. 03.
20. 67
26. 4ft
26.80
191,650,200 :
1I>1, 090, fiuo
19a, 268, 100
189,832,700
187, 568, 400
184, 825, 400
183,627,600
186, 082,100
21U, 087, -00 ••14,583,200 , 43,260,300 ; 57, 843, 500
210, 543,500 '. 15, 929, 300 !41,673,400 57, 602, 700
209, 259, 100 : 15,590,400 ! 41, 894,700 i 57, 485,100
209, 425, 200 15,373,300 : 30,762,000 I 55,135, 300
-07, 120,600 ' 14, 99.">, 800 38, 304, 900 ' 53, 300, 700
1104,393,200 12, 1S1, 600 i37,685,100 ! 4i), 869, 700
LM)3,203,5M) ! 13, 531, 400 30.576,000 | 50,107,400
205, 946, 500
17,384,200 :
27. 4 5
27. 3&
27. 4026. 33
25.7324. 40
24. 6625. 77'
222, 962, 500
222, 656, 500
224,693,600
226,478, 100
228,781,000 ,
229,746.400
229,468,800 :
227 927, 300
18,502,900 i30.275,800 \ 54, 778, 700
15, 538, 000 !3r,, 181, 600 ;54, 719, 600
18, 670, 400 ;37,781,100 : 56, 451, 500
18,731, 600; 3.", 901, 900 !54, 633, 500
18.979,600 '•34,31)8,000 | 53, 347, 600
20,901,800 , 32,820,300 : 53, 722, 100
24,686.500 29,305,200 j 53,991,700 I
25, 030, 000 •2tl, 713, 900 ; 52,349,900 j
Dollars.
Dollars.
228,490,900 \ 9,155, 700
227,527,100 ! 8, 494, 500 ;
224,640,000 I 6,538,200 !
223, 385, 800
6,432,400 j
219, 303, 800
5,438,900
215, 376, 500
5,716,200
212, 973, 600
5,528,500
209, 313,100 ! 5, 735, 000
206, 968, 900 j 8,975,600
Dollars.
58, 810, 600
57, 828, 300
57, 856, 609
56, 348, 400
56,181,500
51, 342, 300
48, 582, 700
67,
66,
64,
62,
61,
57,
54,
47, 300, 900 53,
45, 762, 800 54,
I
Sept.
Sept,
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
2,1876
9,1876
16,1876
23,1876
30,1876
7, 1876
.14, 1876
21. 1876
28,1876
14, 577, 300
14,339,700
14, 403, 500
14, 400, 800
14,615,700
11, 897, 000
14, 693, 300
Sept.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
1,1877
8,1877
15, 1877
22,1877
29,1877
6,1877
13,1877
20,1877
27, 1877
15,357,900
181, 741, 500
15, 543, 000
]82,1)49,400 ;
181,584,100
15, 55.1, 700
180, 633, 700
15,570,700
175,036, 800
15,699,0(4)
172,106,000
15,9(14.900
171,058, C00 ;
16, 055, (500
16, 205, 000 : 169, 070, 500 .
168,373,80!)
16, 600, 700
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct
Oct.
7,1878
14, 1878
21,1878
28,1878
5,1878
12,1878
19,1878
26.1878
19,037,000
19, 453, 000
19, 591, 000
19, 592, 500
19, 552, 200
19, 567, 800
19,575,900 !
19,864,400 !
Sept
Sept.
Sept.
Sept
Oct.
Oct
Oct.
Oot.
6,1879
13.1879
20,1879
27,1879
4,1879
!7Q
11,1879
18,1879
25,1879
21,354,100 I
21,585,300 !
21,366,700 j
21,513,700 |
21,914,200 !
22,061,900 j
22,268,600 i
22,430,500 I
201,608,400
201,071,200 I
203,326,900 i
204, 964, 400
206, 866, 800
207, 684, 500
207, 200, 200
205,496,800 j
Sept.
Sept,
Sept,
Sept
Oci
Oct.
Oct.
Oct
Oct
4,1880
11, 1880
18,1880
25,1880
2,1880
9.1880
16,1880
23,1880
30.1880
19,324,200 I
19,335,500 I
19,326,400
18, 864, 400
18,618,600
18,555,600 l
17,611,000 |
18,682,500
18, 628, 400 ;
267,791,300 i 287,115,500 61,269,200 : 12,545,900
267,792,600 I 287,128,100 60,716,000 i 11,952,000
268,244,300 { 287, 570, 700 61, 522, 201) ;11,407.100
264,358,200 j 283, 222, 600 60, 026, 600 11,090,500
263,755,000 i 282, 373, 600 50, 823, 700 11, U'fl, 100
269,993,400 ! 288, 549, 000 62,521,300 ' 10,785,000
271,907,700 | 289, 518, 700 02, 760, 600 10,939,200
269,708,600 : 288, 391,100 CO, 888, 200 ; lu, 988, 200
271,230,700 I 289, 859,100 61,471,600 ; 10, 925, 000
Sept,
Sept.
Sept.
Sept
Oct
Oct.
Oot
Oct
Oct
3.1881
10.1881
17,1881
24,1881
1,1881
8,1881
15,1881
22,1881
29,1881
19, 669, 400
278,241,700 j
19, 764, 500
277,011,700
19, 768, 100
279, 404, 900
19, 747, 500
277, 268, 600
19,841,400
270, 727, 400
19,849,400 ; 263, 081, 600
19,878,400
254, 224, 700
19,901,400 i 250, 299, 000
19,930,400 ! 251, 480, 300
18, 278, 400* | 271, 999, 400
18,307,000 ! 265, 566, 900
18,357,500 j .263, 736, 700
18, 623, 700
260, 205, 800
14, 809, 200 ;
15, 059, 600
i
35,690.500 I 53, 074, 700
24. 57
24. 5825. 12
24.12
23. 32
23. 38
23. 53.
22. 97
I
S e p t 2,1882
Sept. 9,1882
S e p t 16,1882
S v p t 23,1882
| 73,815,100 ;
j 72,668,000 j
! 72,929.300 j
I 71,116, 100
i 70,952, 800
j 73,306,300
; 73,699,800
j 71,876,400
! 72, 396, 600
25. 71
25. 31
25. 36
25.11
25. 37
25. 42-:
25.46
24. 92
24. 98
297,911,100
296. 776, 200
299,173, 000
297,016, 100
290, 568, 800
282, 931, 000
274,103,100
270, 200, 400
271, 410, 700
57,816, 100 13,226,600 71,042,700 '
59,991.600 ' 12.591,300 72,582,900 !
61,224, 100 • 11,979,000 73, 203,100
60,47(5, 000 i 12. 451,300 72, 927, 300
54. 954. 600 12, 150,400 67, 105,000
53, 2S7, 900 12,153,800 (15.441,700
51,00s, 300 12, 452, 700 63| 461, 000 !
54,016.200 12,496,500 j 66.512,700 i
55, 901, 200 12, 947, 900 ' 68, 909, 100 •
23. 8524. 46
24. 47
24. 55
23. 0923.13
23.15
24 61
25. 61
290,
283,
282,
278,
49, 775, 400 | 19, 953, 100 i 69, 728, 500 j
47, US, 500 ! 19,448,800 ; 66,597,300 !
48,571,500 ! 18,691,500 [ 67,263,000 j
47,114,000 17,993,700 \ 65,107 700 :
24.02
23. 4G23. 84
23. 35
277, 800
873, 900
094, 200
82U, 500
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CXLVII
Average weekly deposits, circulation, and reserve of the national banks in Xew York, J-c.—
Continued.
Liabilities.
,
Weekend- [
ing—
•
i
Circulation., N e t deposits.}
Dollars.
18,768,100
18, 894, 800
18,732,000
18, 749, 400
18, 764, 500
Sept.
Oct.
Oct.
Oct.
Oct
30,1882 j
7,1882 |
14,1882 I
21,1882 !
28,1882 I
Sept.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct
1,1883 ! 15, 622, 600
8,1883 I 15,527,000 I
15,1883
15, 519, 700
22,1883
15, 394, 600 I
29,1883
15,184,800 !
6,1883
15,069,100 i
13,1883
15,164,200 !
20,1883
15,252,900 '
27,1883
15,336,200 j
Sept.
Sept.
Sept.
Sept.
0ct
Oct.
Oct.
•ct.
6,1884
13,1884
20,1884
27,1884
4,1884
11,1884
18,1884
25,1884
Total.
Specie.
Dollars.
\ Dollars.
i Legal-tend-i
!
era.
;
Dollars.
Dollars.
270, 644, 200 44, 925, 500
268,031,600 i 47, 016, 000
268,361,700 48, 281, 000
266,723,800 j 49, 518, 200
266, 339, 900 ; 48, 374, 200
18,389,000
18, 384, 500
18, 002, 700
17, 023, 900
17,204,700
63, 314, 500
65, 400, 500
66, 283, 700
66, 542,100
65, 578, 900
269,961,900
268, 805, 500
27.', 325,100
271, 728, 200
268, 496, 600
265, 592, 500
268, 942, 000
262, 535, 700
258, 589, 600
285, 584, 500
284,332,500
287,844,800
287,122,800
283, 681, 400
280,661,600
284,106,200
277,888,600
273,925,800
53, 529, 000
52,601,400
53, 397, 400
49,360,600 i
50,067,900 !
51,586,700
i 50,894,000 i
:
47,262,900 I
j 46,372,800 ;
21, 729, 000
21, 074, 500
20, 662, 700
22,443,300
20, 566, 800
20,122, 500
21,145, 800
20,719,700
20, 617, 600
75,258,000
73,675,5*00
74,060,100
71,803,900
70,634,700
71,709,200
72, 039, 800
67,982,600
66,990,400
265,748,200
265,787,000
268,222,600
266,848,800
270,275,200
274, 680, 300
274,280,400
274,316,300
25, 0G0, 800
! 64, 899,
25,191,800
i 64, 288,
!
25, 268, 000
65, 409,
25, 375, 700
; 64, 302,
25,817,300
j 67, 470,
27, 654, 100
: 68, 922,
i 67, 579, 400 I 27,875,500
I 67, 638. 000 i 27,354,200
'
:
:
:
I
j Ratio to' liabili! ties.
Total.
Dollars.
251, 858,100
249,136, 800
249, 62<>, 700
247, 974, 400
247, 575, 400
14,221.000 ! 251,527,200
14.132; 300 ! 251,654,700
14,081,400 ! 254,141,200
14, 083, 300
252, 765, 500
13, 578, 400
256, 696, 800
12, 884, 700
261, 801, 600
12, 752, 700
261, 527, 700
12, 910, 900
261, 405,400
Reserve.
Per ct.
23. 25
24. OS
24.70
24.97
24.77
I
!
I
!
:
:
|
j
26.35
25. 91
25. 73
25. 01
24. 90
25. 51
25. 36
24.47
24. 46
89, 960, 700 i
89,480,000 i
90,677.500 |
89, 677, 700
93, 287, 900
96, 576, 600
9;>, 454, 900
94, 992, 200
33. 85
33. 67
33. 81
33. 61
34. 52
35.16
31. 80
34.63
!
CXLVIIT REPORT OF THE COMPTROLLER OF THE CURRENCY.
Dividends and earnings of the national hmJrs, arranged by geographical divisions, for semiannual periods from September 1, 1875, to September 1, 1884.
j
No.
of
Geographical divisions.
Capital.
Surplus.
jaiiks
earn- •s
Dividends. Net
ings.
it
Tjgj
Sept., 1875, to March, 1870:
New England States...
Middle States
Southern States
Western States
531
625
174
746
166, 396, 620 $43, 739, 079
193,834,271 56,319,205
5,348, 175
33,390, 100
110,588,500 29, 061,135
$7,371,060 $7, 548, 855
10,174, 655 5, 770,198
1, 509,125 2,211,357
5, 756, 741 7, 567, 511
2,076
Totals
March, 1876, to Sept.. 1876 :
Mew England States... 539
626
Middle States
179
Southern States
737
Western States
504, 209, 491 134, 467, 594
24,811,581 23, 097, 921
Totals
2,081
Sept., 1876, to March, 1877 :
Xew England States...
Middle States
Southern States
Western States
Totals
March, 1877, to Sept., 1877:
New England States...
Middle States
Sou thern States
Western States
542
631
175
732
2, 080
541
631
175
725
Dividends to
capital and
surplus.
Katios.
gfj
Pr. ct.Pr. ct. Pr.ct.
3.6
4.4 3.5
2.8
5.2 4.1
5.T
4.5 3.9
5.4
5.2 4.1
4.9
3.9
3.6
6, 008, 661
6,751,345
1,498,873
6,191, 353
4.0
4.6
4.3
5.1
3.2
3.6
3.7
4.0
2.»
3.2
22, 563, 829 20, 540, 232
4.5
3.6
3.3
6,128,206
6, 787, 978
1, 470, 475
5, 206, 303
3.9
4.4
4.3
5.3
3.1
3.4
3.7
4.1
2.9
2.8
3.9
3.9
496, 651, 580 130, 872,165
21, 803, 969 19, 592, 962
4.4
3.5
3.1
167,237,820
185,468,951
3 ' 599,989
101,018,100
6,147, 573
7, (M), 267
• 1,299,476
6, 983, 800
3, 744, 799
6, 185, 157
1,207,343
4, 136,729
3.7
4.1
4.0
6.9
2.9
3.2
3.4
5.5
1.8
2.6
3.2
3.3
22, 117, 116 15, 274, 028
4.5
3.6
2.5
3.5
4. 1
3.8
4.7
2.9
3.2
3.2
3.7
2.4
2.7
3.1
3.7
167, 902, 820
190,928,351
33,392, 600
108,258,500
43, 319, 060
54, 527, 758
5, 4KK, 630
28,917,630
500, 482, 271 132, 251, 078
168,178,520
190, 272, 820
32, 120,440
106, 079, 800
43,109, 865
53, 430, 368
5, 678, 226
28, 653, 706
41, 370, 408
51,871,038
5, 571, 362
25, 536, 446
6, 770,149
8, 818, 572
1,432,194
5,542,914
6, 501, 179
8,32^,701
1,387,478
5, 586, 551
4.5
2, 072
Totals
Sept., 1877. to March, 1878 :
New England States .. 514
631
Midd e States
176
Southern States
722
Western States
486, 324, 860 124, 349, 254
2, 074
Totals
March, 1878, to Sept., 1878:
New England States... 543
629
Middle States
176
Southern States
699
Western States
475,609,751 122, 373, otil
18,982,390 16, 946, 6^6
4.0
3.2
2.8
38, 956, 874
50,182,622
5, 684, 035
23, 863, 603
5, 4"»9, 786 3, 846,183
6, 674, 618 4, 999, 505
1, 115,865
951, 995
4. 708, 954 3,861,21')
3.3
3.8
3.5
4.9
2.7
2.9
3.0
4.0
1.9
2.2
2.6
3.2
2,047
Totals
Sept., 1878, to March, 1879 :
New England States... 544
630
Middle States
175
Southern States
694
Western States
470. 231, h96 118, 687, 134
17, 959. 223 13,658,893
3.8
3.0
2.3
3, 658, 989
5, 826, 662
961, 734
4, 231. 275
3.2
4.0
3.5
4.6
2.6
3.1
3.0
3.6
1.8
2.6
2.7
3.6
'164,413,996 11(5,744, 134
17, 541, 054 14, 678, 660
3.8
3.0
2.5
37.441,984
49, 779, 783
5, 198,481
22, 729,103
5, 257. 526 4, 761,422
6, 600, 394 7,128,979
1, 05(5, f»94
979, 496
4, 397, 353 4, 003. 303
3.2
3.0
3.5
4.8
2.6
3.0
3.0
3.9
2,4
3.1
2.7
3.S
2, 045
455, 132,056 115, 149,351
17, 401. 867 16, 873, 200
3.8
3.1
3.t
546
640
175
685
164, 820, 020 37,869,312
169, 399,170 51,306,583
5,210,198
30, 432, 700
89, 428, 2i 0 22, 840, 408
5,610,287
9,220,826
1, 278, 695
5, 042, 976
3.3
4.2
4.1
4.8
2.7
3.2
3.5
3.8
2.8
4.2
3.6
4.5
2,046
454, 080, 01*0 [117,226, 501
18.121, 273 |21,152, 784
4.0
3.2
3.7
Totals
March, 1879, to Sept,, 1879:
New England States...
Middle States
Southern States
Western States
Totals
Sept., 1879. to March, 1880:
New England States...
Midille States
Southern States
Western States
Totals
2,043
542
640
175
688
166, 546, 320
178. 149,931
32,166, 800
9«, 746, 700
106, 587, 820
17(5, C94, 576
31, 491. 800
95, 457, 700
165,645,820
173, 979, 676
30, 882, 800
93. 905, 700
164,450,12)
169,645,936
30, 2« 1,800
90, 754, 2U0
40, 560, 405
51,551,601
5,482,012
24, 779, 543
38,037,115
50, 0S4, 782
5, 240, 054
23, 382, 183
5, 903, 213
7, 26 , 608
1,217,880
4, 599, 689
5, 295, 347
6, 870. 398
1, 077, 333
4. 201/97(5
5, 409, 351
7,151, 166
1, 24(5, 470
4, 314, 286
4, 985, 926
6, 283, 445
1, 174, 220
4,503, 105
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CXLIX
Dividends and earnings of the national banks, #c.—Continued.
Ratios.
No.
of
banks
Geographical divisions.
March, 1880, to Sept., 1880:
New England States...
Middle States
Southern States
Western States
Totals
Capital.
Surplus.
$5, 858, 434 $7,413, 622
7,120, 204 9, 805, 448
1,139,203 1,434, 102
4,172, 359 5, 380, 078
2,072 j 454,215,062 120,145, 649
18, 290, 200 24, 033, 250
550 165, 623.120
657 i 170,734,045
178 i 30,448.700
702 | 90,034,000
38, 944, 841
53, 536, 248
5,898, 107
24,102, 592
2, 087 i 456, 844, 865 122,481,788
March, 1881, to Sept., 1881:
New England S t a t e s . . .
Middle States
Southern States
Western States
165,
171,
30,
91,
Totals
39,
55,
6,
25,
878,
747,
530,
081,
448
501
694
751
3.6
4.1
4.0
4.8
4. 0
3.2
42
3.
4.
4.
5.
2.9
3.1
3.5
4.2
3.3
4.1
5.2
5.8
4.1
3.3
4.2
I 8,166, 022
11, 925, 784
I 2, 300, 624
\ 6, 778,112
3. 6
44
4.1
5.1
2.9
3.3
3.4
3.9
4.0
5.3
6.1
5.8
6, 757, 787
9,162, 771
1,905,690
6, 625, 773
861
934
398
324
18,877,517 |24,452,021
6, 005, 608
7, 558, 407
1, 282,120
4, 653, 833
3.3
5.0
553
666
188
730
162, 650, 870 40, 703, 776
171,488,315 57,470, 278
31,672,700
6, 928, 882
94, 542, 600 26, 188, 953
5, 952, 275 ' 7,123, 339
7,367,409 10,210,373
1,333,715 1,981,226
5, 261, 976 7, 768, 661
3.7
4.3
4.2
5.6
2.9
3.2
3.5
4.3
3.5
4.5
5.1
6.4
2,137
460, 354, 485 131,291,889
19, 915, 375 27, 083, 599
555
678
194
770
165,515,870
173, 270, 315
32, 212, 700
102, 948, 830
41,
58,
7,
26,
033,
491,
503,
542,
296
696
078
862
2,197
473,947,715 133,570,931
557
687
207
816
165,653,070 41,341,246
174,375,472 ! 62,118,694
33,963,000 i 8,228,309
109,099,800 ; 25,881,856
Sept., 1883. to March, 1884:
New England S t a t e s . . .
Middle States
Southern States
Western States
5,819,093
7, 542. 146
1, 405, 019
5, 518, 844
6. 200, 443
9,900,021
2, 198, 993
8,133, 477
Totals
|
6,
9,
2,
8,
118, 246, 305 ; 26, 967, 043
651,
960,
433,
528,
595
635
336
048
494, 640,140 141, 232,187 ; 20, 393, 576 27, 574, 214
565
715
248
963
41,863,161
64,841,178
9,854,923
29,041,587
2.8
3.1
3.2
5.1
20, 896, 553 26, 237, 635
26, 432, 934
2, 3"iO
4.3 I 3.4 4.6
3.5
4.1
4.0
6.5
5, 729, 842
7,194, 528
1, 289, 362
6, 662, 821
Totals
Totals
6
1
2
3
4.3
March, 1883, to Sept., 1883:
New England States...
Middle States
Southern States
i 224
Western States
j 87,
3.3
4. 2
5.2
6.0
4.6
3.5
4.3
4.1
5. 1
2.8
3.2
3.3
4.1
3. 0
4. 2
5.2
6.0
4.2 | 3.3 4.3
3.5
4.3
4.0
4.7
2.8
3.2
3.2
3.8
3. 2
4. 2
5. 4
5.9
4.1 ; 3.2
4. 3
6,095,915
9, 529, 978
2, 950, 096
418775
6,016,667 j 99,418,775
3.4
4.4
4. 4
4.7
2.7
3.2
3. fi
3. 9
2. 9
4. 0
6. 1
6. 0
2, 491 : 507, 969, 300 145, 600, 849 21, 082, 800 27, 994, 764
4.1
3.2
4.3
3.3
4.0
4.2 i
4. 3
2.6 ! 2.7
2.9 ! 3.4
3.3 | 5.3
3. 5 ! 4.7
_
March, 1884, to Sept., 1884:
New England S t a t e s . . . 568
Middle. States
723
Southern States
i 264
Western States
1, 027
Totals
2,582
2.9
3.2
3.2
3.7
19, 499, 968 29,170, 542
Sept., 1882, to March, 1883:
New England States...
Middle States
Southern States
Western States
General averages
3. 5
4. 2
3.7
4. 7
458, 934, 485 127, 238, 394
March, 1882, to Sept., 1882:
New England States..
Middle States
Southern States
Western States
Totals
373,120
560, 315
973, 950
027,100
5, 900,
6, 974,
1, 264,
4, 737,
Pr. ct."Pr. ct. Pr.ct.
2,100
Sept., 1881, to March, 1882:
New England S t a t e s . . .
Middle States
Southern States
Western States
Totals
ings.
548 $165,380,242 $38,450,297
654 169, 343, 870 52, 762, 674
176 30,423,700
5,516,335
694 89, 067, 250 23, 416, 343
Sept., 1880, to March, 1881:
New England States...
Middle States
Southern States
Western States
Totals
Dividends, j! Net earn-
167,478,070
175,317,315
38,214,310
126,959,605
5, 726, 356
7, 639, 670
1,700, 113
i
|
=
|
; 167,600,370 ! 41,905,905
i 175,707,355 • 64,580,406
, ,
,
40, 638, 300 10, 726, 209
134,519,700 : 30,508,955
; 518,605,725 147,721,475
2,158 478, 652, 206 128, 831, 891
5,551,603 i 5,738,456
7,(^9,67:5 | 8,198,912
1,691,520 I 2,747,018
5,838,871 ! 7,683,633
20,171,667 24,368,019
20, 039, 726 22,175, 686
3.9
3.0
3.7
4. 2 : 3. 3 I 3.7
CL
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports of dividends and earnings of national banks in the United States from
September 1, 1883, to March 1, 1HS4
R u n oa.
States and Territories.
Maine
New Hampshire
Vermont
.!
Massachusetts.. I
Boston
j
Rhode Island..
Connecticut
$10, 485, 000
6,155, 0U0
7, 980, 000
45, 50L\ 500
50, 850, 000
20, 540, 050
25, 959, 520
$2, 506,
1, 209,
1, 759,
13, 605,
11, 728,
4, 130,
6, 923,
New England
States
New York
New York City
Albany
j
New Jersey
j
Pennsylvania.. J
Philadelphia..
Pittsburg
Delaware
Maryland
Baltimore
Dint, of Columbia
Washington...
84, 806, 660
49, 850, 000
1, 800, 000
12,203,350
31, 520. 340
17, 558, 000
10,150,000
1, 823, 985
2,541,700
11, (586, 280
252, 000
1, 1 "25, 000
801
980
0(0
074
360
303
955
340
804
053
000
499
42
58
00
62
59
00
00
00
14
00
00
86
Middle States.
175,317,315 . 64,841,178 21
20 Virginia
21 West Virginia.
22 North Carolina.
23 South Carolina.
24 Georgia
25 Florida
26 Alabama .
27 I Mississippi
Louisiana
New Orleans..
Texas
Arkansas
Kentucky
Louisville . . .
Tennessee
534 12
228 73
689 65
i;00 00
120 51
922 70
800 00
022 9L
000 00
000 00
617 41
930 84
188 48
471 11
396 43
Southern Statei
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
Ohio
Cincinnati.
Cleveland .
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin ...
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
51
52
53
54
55
56
57
58
Colorado
Nevada.
California
San Francisco.
Oregon
Arizona
Dakota
Idaho
Montana
9, 8o4, 922 89
438
780
000
818
525
250
5tiO
368
268
391
080
250
197,922 00
77,050 00
93. 830 00
82, 100 00
81, 125 00
2, 500 00
54,480 00
13, 000 00
4, 000 00
207, 250 00
190, 375 00
26, 500 00
331,015 75
125,560 00
215,405 00
:
ooo oo ;
752 92 j
81
00
12
00
89
00
87
18
00
85
00
92
292,408 31
92, 433 01
121,464 2(5
173,281 40
165, 088 84
7,O91 Oil
68,167 87
10, 854 24
,542 08
280,125 64
628, 589 11
44, 0;-)8 09
480,580 87
189, 239 40
404, 354 71
5.66
4.07
3.91
4.31
3.48
2. 50
3.78
1,700,112 75 , 2,950,096 14
783 78 j
000 00
872
000
605
000
055
000
053
034
400
871
149
094
06 I 1,511,079 90 I
11 ' 2, 62-\ 524 96 |
00
132, 503 2
00
754, 627 83
GO
1, 8iil, 468 42
00
1,361,229 01
00
579,594 10
49
120,136 86
00
145, 209 34
45
5G8, 369 05
00
8,697 99
00
61, 537 13
159, 784 02 j 3.97
623 11
000 00 ' 368,951 11 i 3.34
ooo oo ! 203, 838 51 j 3.82
200 10 i 743,612 12 i 4.09
984, 026 22 ! 5.68
900 00
79s), 178 50 3.73
000 00
701,573 18
5.92
400 00 :
500 00 ; ] 92, 300 05 4.25
262, 118 81 7.00
59 73 '
59, 254 89 4.92
000 00 !
654, 893 96 4.88
921 54 ;
773, 780 63 5.16
900 00 |
215,355 24 4.21
000 49 !
193, 705 39 3.63
500 00 i
277,593 50 7. 86
851 47 !
384, 190 05 5.
690 00
3.29
2.97
3. 26
3.22
4.32
2.88
4.80
3. 94
5. 70
3.23
3.95
4.33
3.53
2. 95
6.23
4.99
4.49
3.65
4.
4.19
5.12
6 13
6.32
6.74
6.47
5.99
5.86
7.92
6.61
4.99
10.75
11.29
Western States.
75,000
1,900,000
1,500,000
510,000
100,000
1,806,700
200, 000
1,275,000
20, 000
394, 855
219, 265
60, 000
2, 140
431,786
20, 000
239, 500
00
55
97
00 !
00 |
80
00
00 |
9. 000 00 j
150, 5'. i0 00 i
60, 000 00
55, 000 00
175, 917 50
78, 656 87
7, ooo oo ;
53, 636 00
45, 000 00 !
147, 938 50 i.
NOTE.—Figures in bold-face type signify loss.
15.37
12.49
7.67
4.57
19. 59
9.91
7.61
22.73
9.77
EEPORT OF THE COMPTROLLER OF THE CURRENCY.
CLI
Abstract of reports of dividends and earnings of national banks, $-c.—Cor tinned.
Ratios.
States and Ter- i! No.
of
ritories.
Ibanks
Capital
stock.
Surplus.
Net earnings.
: Dividends.
i Tx, & 3 "Ei£7'q"pJ
j
New Mexico
'
Utah
i
"Washington
Wyoming
j
Pacific States
and Territo- '
nes
4 !
12;
4 !
112
$550,000
450,000
795,000
425,000
:
11, 226, 700
$148, 539
213,700
45, (525
67, 000
13
00
09
00
2,594,412 5 4 '
$49,000 00
23, 500 00
13, 000 00
95, 625 00
jPr. c«. Pr.ct.Pr ct.
' $53, 531 73 i 8. 91 7.01 •• 7.66
9.07
! 60,215 43 j 5.22 3.54
! 93, 022 10 1. 64 1.55 : 11.07
i 56,182 63 !22. 50 19.44 • 11.42
676,26100
1,384,618 80 6.02 4.89 ; 10.02
3.23 i 4 . »
United States... 2,491 507, 969, 300 |145, 600, 849 16 21, 082, 806 40 27, 994, 763 73 4.15
CLII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports of dividends and earnings of national banks in the United States
March 1, 1884, to September 1, 1884.
Ratios.
No. of banks
I
States and Territories,
i
p
Capital
stock. i
Surplus.
N e t earnings.
|
Dividends. \
j
6
7
8
9
10
11
12
13
14
15
16
17
18
19
9,0
21
22
23
94
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
Maine
New Hampshire, j
Vermont
<
Massachusetts..
Boston
Rhode Island -..
Connecticut
New England
States
New York
New York City
Albany
New Jersey
Pennsylvania -..
Philadelphia..
Pittsburgh ...
Delaware
Maryland
Baltimore
Dist. of Columbia
Washington ..
Middle States.
1
rH O
568 167, 600, 370
41, 905, 904 80
5,551,603 45
5, 738, 456 40
3.31
2.65
2.74-
262
45
7
69
222
33
23
15
24
17
1
5
9,184,455
22, 732, 580
1,400,000
3, 950, 069
9, 838, 509
9, 219, 303
3, 50S, 466
642, 340
784, 429
2, 9€3, 2;"3
60, 000
302, 000
1, 357, 907
2,107, 775
76, 500
540,154
1,116,150
823, 250
376,000
87, 968
113, 418
442, 219
10,080
38, 250
1,758, 759
1, 547,148
76, 682
647, 020
1, 645, 472
1,114,967
539,185
94, 854
145, 670
565, 378
11,108
52,661
94
86
44
67
39
32
53
80
35
56
99
82
3.89
4.28
4.25
4.44
3.49
4.56
3.70
4.82
4.46
3.78
4.00
3.40
3.08
2.93
2. 39
3.35
2.67
3.02
2.75
3.57
3.41
3.02
3.23
2.68
3. 9&
2.15
2.40
4.02
3.93
4.09
3.95
3.85
4.38
3.86
3.56
8,198, 911 67
4.03
2.95
3.41
246 005
97, 708
135,470
181, 205
155 254
7 939
5(5, 770
20,964
6,227
242,737
581,790
65, 694
491,851
164, 324
293, 072
16
36
43
23
67
46
93
18
77
11
96
27
66
98
98
4 04
3.75
3.32
3.99
3 24
2 50
3.57
2.78
4.00
3.63
5.70
4.44
4.15
3.79
4.71
2.97
2.97
2.72
2.85
2.43
2 17
3.04
2.65
3.77
2.71
4.30
3.28
3.47
3.08
3.96
5.17
3.95
4. 62
6.74
4 77
6 90
3.35
8.89
5.88
5.14
8.53
11.99
4.37
3.76
5.43
2,747,018 15
4.16
3.29
5.35
903 403 40
292, 351 09
135,867 94
614 792 28
912 578 45
746, 749 (56
469, 890 79
161,899 90
222,517 72
55,115 76
612,384 03
510,955 90
194 331 41
157,739 02
298 305 12
338,397 53
4.02
3.25
4.07
3 88
5 02
4.74
4.40
4.25
5.32
6.46
4.41
3. 05
4 12
2.97
8.81
4.95
3. 33
2.89
3.57
3 06
3 80
3.64
3.57
3.90
4.29
4.24
3.61
2.61
3 42
2.36
7. 69
4.23
3.45
2.86
2.45
3.44
5.24
5.70
4.04
5.60
5.04
5.57
5.07
4.30
5.45
3.85
9.18
7.29
4.27
3.48
4.42
34, 907, 660
49, 250, 000
1, 800, 000
12, 153, 350
32,015,340
18,058.000
10,150, 000
1,823,975
2,541,700
11, 690, 330
252. 000
1,125, 000
11
01
88
38
97
03
42
$433 100
226, 300
306, 355
1,495,993
1 438 250
672,515
979, 089
20
09
00
26
20
08
57
00
86
00
00
00
64, 580, 406 26
00
00
00
00
00
75
70
7, 089, 673 31
3 496 300
1,961,000
2, 401, 000
1, 915, 000
2 436 300
100 000
1, 443, 000
225, 000
100, 000
3, 525, 000
5 135 000
405, 000
9, 408, 900
3.551,500
4, 535, 300
1 257, 502 42
513,888 97
531,991 92
772, 500 00
815 355 00
14 992 70
25l' 600 00
10, 824 35
6, 000 00
1,195, 000 00
1, 685 338 26
143,100 00 i
1,841,414 15
824, 664 54
862,106 75
264
40, 638, 300
10, 726, 209 06 i 1,691,519 67
Ohio . . . .
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin .."
Milwaukee ...
Iowa
Minnesota
Missouri
Saint Louis . -.
Kansas
Nebraska
182 21 664 000
9,100,000
13
7
4, 850, 000
96 14 078 500
152 13* 179' 600
11 10', O5oJ 000
88
9, 454, 400
5
2, 650, 000
44
3, 555, 000
3
650, 000
9 875, 000
115
46 10, 155, 000
34 : 2 903 f)00
6 i 3, 250, 000
45
2 828 200
55
3, 969, 000
Western States
902 ;122, 272, 200
Nevada ..
California
San Francisco
Oregon
Arizona
Dakota
Idaho
59 Montana
1
I
1
1
22 ' 1, 735, 000
1 1
75 000
1,950,000
13
1 ; 1, 500, 000
7 i
5P0,000
150 000
2
M
2 122 500
3
200, 000
1, 400, 000
12
4 518 872
1,133,500
685, 000
3 798 570
4 248 f»5'>
3, 040] 000
2,189, 865
236, 000
857, 420
340, 000
2, 208, 345
1, 731, 986
602 214
845,517
412 539
672,241
i
:
i
1
i
72
00
00
36
42
00
69
00
85
00
05
06
97
75
39
55
$294 847
210,607
248, 022
1,750,776
1 505 816
'819,'377
909, 007
89
00
00
00
60
00
00
48
00
34
00
00
23
20
15
14
15
2
9
4
1
8
51
4
58
9
31
F)9
Pr. ct. Pr. eL
3 35 2.28
3.07
2.86
3.19
2. 56
2.53
2. 96
2 99 2 40
2. 73 3.33
2.99
2.72
$2 487 341
1,205,439
1, 646, 754
13, 693, 923
11 £76 556
4, 090, 924
6, 904, 965
Virginia
West Virginia..
North Carolina..
South Carolina..
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans..
Texas
Arkansas
Kentucky
Louisville
Tennessee
Southern States.
53
54
55
56
57
Pr. ct.
4 15
3.68
3. 85
3.29
2 82
3.27
3.78
CO
71 $10 435 000
49
6,155,000
49 I 8, 036, 000
194 i 45, 527, 500
54 50 950 000
63 20, 540, 050
88 25, 956, 820
723 175, 767, 355
51 Colorado
s-g <
aUS*
s III
1
1
2
3
4rj
from
!
|
!
j
1
|
141 262 00
73, 480 00
79, 750 00
76, 500 00
78 875 00
2 500 00
5l]480 00
6, 250 00
4, 000 00
128, 000 00
292, 496 67
18, 000 00
390, 586 00
134, 560 00
213, 780 00 j
871 614 31 !
296, 000 00 ;
197,500 00
546 350 00
661 827 27)
476, 000 00
415,920 00
112, 500 00
189, 075 00
42, 000 00
435, 835 64
310,233 33
12> 000 00
96, 500 00
249 ^90 71
196, 300 00
76
28
80
36
49
83
88
27, 520, 626 81
5, 218, 946 24
6, 626, 581 96
915,500
25, 000
451,107
225, 309
61, 806
2 842
451 5'>4
20 000
266, 000
173, 000
7 500
68, 750
60, 000
33, 750
5 000
98 000
230, 405
12 574
147,031
60, 439
103, 234
2 697
81 879
22 933
153, 620
00
00
34
90
77
19
67 j
00
0d
00
00
00 !
00
00
00
00
56, 800 00
87 9.97
54 no. 00
58 [ 3.53 i
40 4.00 |
50 6.03
34 3 33
96 4.62
83
37 ! 4. 06
3. m
6. 53 8.69
7. 50 12.57
2. 86 6.12
3.48 3.50
5.43 16.60
3 27
1.76
3 18
3.81
10.42
9.22
3.40
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLIII
Abstract of reports of dividends and earnings of national batiks, <$c.—Continued.
States and Territories.
M
Capital
stock.
Surplus.
6
5
$550, 000
600, 000
960, 000
525, 000
$162, 708 05
243,750 00
84, 779 49
78, 000 00
125
12, 327, 500
2, 988, 328 41
1o
Dividends.
Net earnings.
$43, 000
28, 500
30, 000
15, 625
$51,515
54, 558
87, 704
47, 756
6
60
61
62
63
New Mexico
Utah
Washington
Wyoming
Pacific States
and Territories
00
00
00
00
619, 925 00
59
89
75
02
1,056,352 64
Dividends to
capital.
Dividends to
capital and
surplus.
Earnings to
capital and
surplus.
Ratios
Pr. ct.
7.82
4.75
3.13
2.98
5.03
Pr. ct. Pr. et.
6.03
7.23
3.38
6.47
8.39
2.87
7.92
2.59
4.05
6.9Q
United States ... 2,582 518, 605,725 147, 721, 475 34 20,171, 667 67 24, 368, 018 86 3.89 3.03
3.66
>CLIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table, by States and reserve cities, of the ratios to capital, and to capital and surplus, of
Ilatio of dividends to capital for six months ending— ,
Ratio of
States, Territories, and reserve
cities.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
"20
21
22
23
24
25
20
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
Maine
New Hampshire
Vermont
Massachusetts
Bost< »n
Rhode Island
Connecticut
New York
New York City
Albany
New J ersey
Pennsylvania
Philadelphia
p
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Virginia
"West Virginia
North Car* lina
South Carolina
Georgia
Floiida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Nevada
Californ ia
San Francisco
Oregon
Arizona
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming
Averages
Pr. ct,
4.1
3.7
3.7
3.4
Pr. ct.\Pr.
4.1
3. 7
3.8
3.3
2.
3.3
3.8
3. 9
4.3
4.2
II 3.?'35
!
4.0
| 3. 5
5.1
4.6
I 4.1
3. 8
4.5
j 3. 9
! 4.0
I 2. 4
| 4. 0
! 4. 0
' 3.7
j 1.9
.': 3. 3
!
, .. i 4. 8
:
;
J 4.1
j 5. 4
j (5. 3
I 3. 5
' 3. 6
j 7. 9
! 4.9
' 5.6
I 3. 7
: 4. 3
I 5. 2
' 4. 9
< 4. 7
; 5.1
' 7. 2
! 3.1
! 4. 8
i 5.1
! 4. 7
I 3. 2
< 5. 3
j 7. 7
! 4.1
3.7
3. I
12.0
0.9
15. 0
I 3.3
J38. 0
4. 0
2. 4
4.3
4.3
3.8
4. 0
3. 3
3.3
; 3.1
2.9
2.7
2.1
2.8
! 3.2
; 2.
; 3.8
i 2.5
4.4 I 3.2
j 3.0
3.9
4.9
3.8
4.5
4.7
3.6
:
4. 0
; 2.4
| 4.2
I 4.3
i 3.9
4. 0
3. 7
7.6
3.1
. . . . | 5.0
4. 1 I 4. 1
3.6 5.3
9.6 15.6
5.0 12.0
4. 2 4. 7
4.0 4.0
32.0 12.0
3.2 ! 4.6
; 4.1 i 3. 1
3.9 3.3
5.0
4.7
4.4
4.2
5.3
6.5
4.4
3.1
4.1
3.0
8.8
i 4.9
10.0
10.0
3.5
4.0
4.2
13.8
.4 12.0
10.0 10.0
4. 7 I 5. 2
4.0 4.0
18.3 14.2
5.0
5.3
4.0
3.7
1.2
12.2
j 4
! 9.5
' 6.9
7.3
3.6
4.2
3.4
0.
12.5
4.1 2. 8
7. 8 3. 1
5.2 4.7 I 4.8
! 1.6 3.1
122.5 3.0 27.1
4. 0
NOTE.—Figures printed in bold-faced type in columns
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLV
the dividends and earnings of national banks, from March 1, 1880, to September 1, 1884.
Itatio of earnings to capital and surplus for six
months eading—
dividends to capital and surplus for six
months ending—
"2
!
: ooco
c<i
08
CO
S8
CO
00
CO
00
s°0 ;i co•
^
0
00
3
CO
i-T
«3
i ?«
a
ft
3.0
3. 3
3.3
3. 1
2.4
2.8
3.0
3. 0
3.3
3 5
3. 3
3.0
3.0
2.0
3.4
3.6
3.1
3.2
2. 1
3. 3
3.8
3.3
4.2
3.1
4.7
3.0
3.5'
! 3. 1
4.4
1 3. 0
2.3
! 2.8
' 3.3
, 3. 3
3.0
2.4
3. 2
' 3.3
3.0
2.8
3.4
' 4.3
i 3.3
3.2
2. 0
3. 2
; 3.6
3.2
2.9
3. 2
, 2.4
3.2
ft
S
A
^
C3
j
3.5
3.3
3.4
3. I
2.4
2. 9
3. 2
3.3
3. 4
3.4
3. 4
3.5 3.4
3.0 3.2
2. 7 ; 3. 1
2. 8 2. 9
2.3 2.3
• 2. 8 : 2. 8
:• 3. 2 3.1 •
3.2 3.2
, 3.2 '. 3. 2
, 2. 0 : 3.4
3. 3 | 3. 0
3.0
; 3.2
2.9
2.8
3. 4
3.4
3.0
3. 2
2. 1
3. 2
3.6
3.1
2.9
2. 8
2.3
3.5
2.7 3.3
2.8 2.9
3. 4 3. 4
' 3.4 : 3.6
3.2 ! 2.9
I 3. 2 : 3. 2
; 2. 0 2. 0
j 3. 2 3.1
: 3.4 3.4
| 3.3 3.3
' 3.1 2.9
! 2. 7 3. 0
2.3 0.8
3.4 3.4
1
7 7
5 0
3.1 , 3. 0
2.8 : 4.0
3. 1 4. 9
3.2 • 3.1
3 3 : 2.8
4. 1 4.0
' 4. 8 3. G
9. 4 3. 1
; 4. 5 3.5
4. 0 4.0
:
5. 2 4. G
8.7 3. 8
:
4 . 5 4.4
. 2. 4 3.8
; 3.7 3.4
2.2 3. 0
• 5. 6
4.3
4. 3 4.4
; 2.9 8.0
I 2. 2 2 2
: 3.4 5^3
10.4 4.1
i 5.9 8.0
' 8. 4 ' 8. 0
4. 0 4. 3
3. 5 3. 5
15.6 12.0
5 i)
3. 4 ] 2. 8
12.5 .16.7
1
'•• 3 . 1
3.3
3. 2
3.4
2. 8
2.3
2. 9
3. 1
3. 5
3.1
2. 4
3.5
3. 1
3. t
2.8
3.5
3. 4
3. 1
3.2
2.0
3.1
3.3
2.8
2. 9
2. 7
2.2
2. 9
ft
CC
&
3.3 i 3.3 3. 6 4.3 ! 4.1 5. 1
i 3. 1 3.1 4. 0 3.4 i 3.3 3.8
3.2 3.2 3.3 3.2 3.2 3.G
:
2. 8 2. 5 3. 5 3. G 3.5 4.4
: 2.2 2.3 2.3 3. 4 3. 0 3.4
' 2.9 ', 2.7 . 2.4 3. 9 ! 2.0 4.0
3.1 ; 3.0 : 3.8 3.9 4 . 1 4.1
, 3. 3 : 3. 1 4. 0 3.7 4.0 4 . 5
: 3. 2 2. 9 . 5. 8 0. 2 4. 5 7.1
: 3.5 ' 2. 4 3.1 '. 1.9 4.1 3.9
: 3.0 3.3 3.3 3.8 3. 9 4. 5
:
3.1 ; 2. 7 3. 3 3.4 3.8 4 4
I 3.1 3. 0 3. 4 3. 9 3.7 4.3
: 2,9 2.7 : 3.0 3. (5 3.7 4.0
3.4 3.6 4.3 4.5 4.2 5.9
3. 4 : 3. 4 ; 3. 9 3.9 4.2 4.5
! 3. 0 ' 3. 0 i 3. 3 4.0 4 . 3 4.4
; 3.2 ' 3.2 4.2 3.2 4 . 1 3.0
: 2.7 : 2.7 1.5 1.7 0.3 2.0
4. 3 : 3. 0 ; 4. 2 4.3 4.8 5. 5
3.2 . 3.0 ' 3.7 4.1 4. 2 4.0
3.2 i 2. 7 ; 4.0 1.9 4.7 4.8
' 3. 1 ' 2 8 3.0 3 . O ! 9.4 7. 2
2. 7 ' 2. 4 i 2. 5 j 4. 0 ; 5. 3 5! 5
2.2 , 2.2 5 . 3 j 1.7 ' 8.2 10.4
: 3. 2 : 3.0 3.0 7.2 5. G 5.1
'.\ 8
9 (5
"
'? «
3.4
3. 2 ; 3. 2 ; 3. 0 3. 7 : 4. 2 ; 4. 2 5.0
•' 3 . 3
3. 4 3. 4
3.6 3.9
4. 8 4. 2
6.0 3.0
4. 1 3. 9
3.6 3.7
5. 0 4. 2
3. 0 2. 9
4. 2 , L 1
3. 9 0. 7
3. 3 3. 5
2. 9 2. 9
2.8 2.9
5. 9 5. 0
• 8. 2
7. 0
4. 8 4. 5
4.1 3.7
3. G 3. G
10. 0 20.7
3.3 . 3.3
4. 4
4. 2
3.7
2. 9
0.7
5.5
10.8
10. 5
4. 0
3. 0
10.0
3.4
3.3
lor 1880, 1881, and 1884 signify percentage of loss.
;
. ;
CO
§8
OO
1 00 .
ft
<x>
xn
3. 9
; 3.4
; 3. 7
; 3. 7
3.2
3.6
3.6
4. 1
4.8
3.4
8.8
3.9
5. 8
6. 3
6.5
12.3
8.4
4.4
4.4
7.8
4. 7)
3! 7
5.0
4.2
5.1
6.1
6.3
6.7
6.5
6.0
5.9
7.9
6.6
5.0
10.7
11.3
15.4
12.4
7.7
4.6
IP. 5
9.0
7.6
22.7
9.8
7.7
9.1
11.1
11.4
4.2
4.3
4.3
3.7
fj -:
4.0
4.3
. .?_.
Pr. ct.
2.3
2.9
2.6
3.0
2.4
3.3
2.7
4.0
2.2
2.4
4.0
3.9
4.1
3.9
3.8
4.4
3.9
3.6
3.7
5.2
3 9
4 6
6.7
4.8
6.9
3.3
8.9
5. 9
5.1
8.5
12. 0
4.4
3.8
5.4
3. 4
2.9
2.4
3.4
5.2
5.7
4.0
5.6
5.0
5.6
5.1
4.3
5.5
3.8
9.2
7.3
8.7
12.6
6.1
3.5
10.0
1.8
3.2
10.4
9.2
7.2
0.5
8.4
7.9
3. 5
2.9
3.2
2.9
2.7
2.7
3.7
4.1
4.1
5.1
•;j. 8
4. 0
4.7
4. 4 4. 5 4.5
. 5 . 2 ; 3. 2 3.9
3.5
0.3 3.8
3. 1 4. 9 4.0
;
4. 0 4. 2 4.2
4.9 3.5 3.9
1 3.9 4.3 3.9
: 3.0 1.9 2.5
0.7 4.3 4.5
4. 3 4. 0 3.9
: 4.7 3.3 3.3
' 7.3 8.8 5.0
4. 8 4. 5 4.8
2.7 14.7 2.0
2. 3 6. 3 2. 7
0. 3 5 " • • >
r
0.1
»8
5. 8 5. 4 5. 3
8. 8 7. 5 11.9
4.0 : 8.1 10.1
3.8 4.2 4 . 5
4. 0 4 8 4.9
6.4 5.4 0.7
4. 8 ; 4. 5 5.0
7.7 : 5.8 4 . 5
6. 3 ' 8. 0 5.8
4. 7 • 4. 8 4.0
6. 6 ! 5. 8 5.9
10.2 ; 8. a 10.8
. 6.2 . 6.0 0. 0
4.2
8.3 0.7
0.0 • 5.4 5.7
9.4 18.5 9.5
0. 0 5. 5 0.0
4. 2 ' 5. 1 0.9
: 0. 0 4. 5 5. 2
4. 0 4. 8 0.9
9.3 7.2* 8 0
12.1 12.4 8.9
18.9 10.9 12. 2
10.0 12.4 12.9
: 8. 9 6. 1 0.7
4.3 4.4 4.8
14.5 20.9 14.4
' 8.7
12.7
11.2
! 8. 6
7.4
16.9
| 4.2
ft
«2
3.6
; 3.9
3.4
: 3.5
2.7
3.6
2.9
; 4.3
4.7
3.3
4.4
; 3.8
3.8
; 3.7
5.1
4.5
3.5
4.5
3.8
5. 1
3.7
4.9
6.4
1
4.8
11.0
2.8
8 r>
6. 0
6.3
10.8
5.3
4.5
4.4
5. 5
4.7
3.5
4.3
4.7
5.8
7.8
0.2
7.4
6.2
8.9
0.0
5.7
i 5.5
' 5.7
: 8.5
:
8.0
i 9.8
11.2
j 0.8
5. 2
24. G
7.7
9.5
12. 0
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8.6
7.8
8.8
8.3
3. 6
3.4
; 3. 2
. 3.5
' 2.7
3.4
3.6
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18.4
27.6
9.1
4.4
12.5
10.1
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TH
m
3.1
5.2 5. 3
15.0 23.3 18.3
6. 2
6. 4 3 3 5.9 4.2 9.8
4.4 I 4. 0 3.7
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!
2.7 ! 3.2 : 8.2
15. 0 i
8. 3 ! 1.0 5.0
3.9
3.1
5. 5
5.2
3.2
3.2
4.7
3. 8
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3. 3
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5. 2
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a
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5. 0 • 3. 3 j 7.2 ! 4. 4 j 5.60.0
3. 0 : 3. 5 2 8 3. 0 i 4. 2 5. 2
2. 8 ' 3.1 2. 9 5.0 1 4 . 3 7.9
4.2 4. 2 : 4. 0 5. 4 I 0. 8 \ 6. 1 6. 0
3.4 3.3 3.!! 3. 8 ! 3. 9 4. G 4.9
3.4 3. 0 . 2. 9 a. 7 f>. 1 ; 5. 5 5. 1
3. 5 3. 3 ! 3. 6 I 4. 6 5.1 ! 4. 2 5.0
3. 0 3. 2 '. 3. 1 j 3.1 3.3 4.4 4.8
4. 3 4. 3 ! 3. 8 i 4. 3 4.4 I 5.5 6.3
3.1 2. 9 , 3. 6 7. 7 8.8 ! 8.8 9.8
4.3 : 4. 8 ! 3.0 4.0 4.0 ; 5.5 6.2
3. 4 3. 9 3. 9 5. 2 0. 0 ,' 4. 5 6.5
3.7 5. 7 : 4. 3 5.3 ;'. 7 ! 6. 1 0. 1
3.4 3. 2 4. 2 5.2 4.1 11.1 5.6
4.0 4.0 ,: 3.6 4.5 4. 2 5. 7 3. 2
4.2 4. 3 2. 0 4. 7 5. 7 i 7. 0 7.0
3.4 3.5 3. 4 : 0. 7 : 5.3 ! 5.5 5.5
3. 2 ' 2. 9 2. 4 ! 2. 7 ; 3. 8 , 5. 0 3.7
4.9 0.2 7.7 5.7 j 4. 3 • 0.8 7.4
4. 1 5. 0 4. 2 7.2 0.3 13.5 6.7
4.8 4.8 ' 0.5 10.7 8.3 15.7 11.8
7. 9 9. 5 7. 5
i8. 7 11.2
4.0 0.6 2.7 3. G 4.9 . 6 . 7 5.1
3. 5 3. 5 3. 5 3. 1 4. 4 5. 0 5. 1
16.5 9.0 5.4 18.9 19. 6 13.8 10.7
0 9 08 3 3
1.6 2.4 3.8 9.2 12.0 17.1 14.5
12.5 20.4 !
13.2 12.1 14.6 23.1
9. 5
.. 3 4 8.4 13.3 11.3 16. 6
3
5.8 : 7.0 . 6.0 . 9 7.6 12.5 7.0
2.6 , 3.5 . 3.4 5.7 6.4 7.5 19. 9
3.9 1.5 2.9 8.1 : 8.9 11.1 17.2
2. 7 19. 4 2. 6 10.7 : 4.5 12.8 5.0
3. 5 3. 2
3. 1 4. 7
5.:? 3.0
3.2 ; 3.2
3. 1 3. 6
4.7 : 4.3
3.5 , 3.7
oi
CO
* . .
7 0
49
3. 0
2. 9
3.4
3. 2
3. 2
!
S
112
17.0
10.3
8.0
5.9
10 5
2.4
3.9
3.3
2.9
2.5
3.3
3.3
3.5
3.6
4.1
4.7
4.5
4.4
4.3
4.9
4.4
3.9
2.8
4.4
6.3
3.9
4.2
6.6
5. 5
6.3
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
15
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
C-VI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Number and denominations of national-bank notes issued and redeemed, and the number or
each denomination outstanding, on November 1 in each year, from 1872 to 1884.
Ones.
1872.
Issued
Redeemed
Twos.
Tens.
Fives.
I
One { Five j One
linn- | hun- , thoudreds. drods. ! sands.
Twenties. Fifties.
!
i
i
j
14,297,360 4,782,628 31,933,34811,258.452 3,225,688 497,199 367,797i 15,621: 4,933
7,919,389 2,408,389 5,960,667 1,699,702 438,852, 126,180. 110,989: 7,867: 4,315'
Outstanding. 6, 377, 971 2, 374, 239;25, 972, 681 9, 553, 750 2, 780, 836 371, 019 256, £
7,754: 618
1873.
Issued
15, 524,189 5,195,11V34, 894, 456 12, 560, 399 3, 608, 219 559, 722' 416, 590 16,496 5,148
Redeemed
9, 658: 4, 530'
9, 891, 606 3,1 0, 723 9,141,963 2,573,070
653,071: 168,976 144,05^
Outstanding. 5, 632, 583 2, 074, 388 25,752,493 9,987,329 2,955,148; 390,746; 272,533 6,838: 618
1874.
Issued
16, 548, 259 5, 539,113 39, 243,13613, 337, 076 3, 962,109 666, 950 '492,482 17,344 5,240=
Redeemed
11,143, 606.3, 555, 019 13, 041, 605 3, 912, 707 1,171, 608| 231, 556; 196,572 11,676 4,685
Outstanding. 5,404, 653|1, 984, 094;26, 201, 531. 9,424,369 2,790,501; 435,394='
1875.
Issued
Redeemed
295,910J
5,668
557
18, 046,176 6, 039, 752147, 055,184 17,410, 507 5,296,064! 884,165; 645,838! 18,476' 5,530*
14, 09^, 126 4, 616, 623^24, 926, 771 7,608,532 2,204,464 381, 037- 299, 4281 14,471, 5,048
Outstanding
503,128; 346,4iol
4,005; 482'
18, 849, 2646, 307, 448 51, 783, 528 20, 008, 652 6, 086, 492 985,615; 710,900
15, 556, 708,5,124, 54632, 382, 056 10, 369, 214, 3, 052, 246 515,784; 395,785
18,7211 5,53816,217; 5,272
3, 954, 0501, 423, 129,22,128, 413 9, 801, 975! 3, 091, 600
,,«U!
UlU, IO*j
OOK>, IOt»!
1U,
^lll
Outstanding. 3, 292, 5561,182, 902iil9, 401, 472 9, 639, 438 3, 034, 246 469,831. 315, 115| 2,5041 267
1877.
Issued
20, 616, 024 6, 896, 968*56. 816, 848 22, 266, 064' 6, 776, 253 1, 079, 781 767, 317 20, 022i 5, 668Redeemed
16.815,568 5,555,526 38,115,86812,434,779 3,703,528i 634,679! 479,317 17, 615! 5, 411
•i
!
!
Outstanding. 3, 800,456 1, 341, 442 18, 700, 980 9, 831, 285 3, 072, 725; 445.102j 288, 000
1878.
Issued
Redeemed
812,903 20,210 6,204
22, 478,415 7, 517, 705 6!, 191, 288 24,157, 293 7, 344,167 1,147, 578
541, 859 18, 895 5, 900'
18,194,196 6, 026; 692 42, 683, 433 13, 859,149 4, 133,178 728, 222
Outstanding. 4, 284, 219 1, 491, 073 J8, 507, 855 10 298,144 3, 210, 989
1879.
Issued
Redeemed..
419, 356; 271, 044
1,315
304
}23,167, 677 7, 747, 519 65, 578, 440 25, 904, 223 7, 869. 9511, 211, 761 850, 720 20, 570 6, 340
19,600,477 6,501,270:45,996,076 14,930,599 4,437,343 785,263': 581,604 19,287 6,057
Outstanding
3, 567,2001, 2*6, 249 19, 582, 364 10, 973, 624 3,432,608: 426,498
=
1880.
Issued
Redeemed.
=
=
=
—
=
^
=
269,116;
=
1,283! 283
=
|=
23,167,677 7,747,519 69,131,976 27,203,108 8,266,3981,253,8651 879,490; 20,763 6,363
20, 875, 215 6, 943, 889 49,149, 824 15, 821,110 4, 684, 820, 825, 499j 610, 601: 19, 484 6,124
Outstanding
2,292,462; 803, 630 19, 982,152 11, 3S2, 058 3,581,578
1881.
Issned
Redeemed
428,366' 268,889
1,279; 239
23,167, 6777,747, 51973, 612, 504 29, 477, 519 8,940,8171,357,574' 959,712' 21,959 7,144
121,838,5657,286,434 53,516,488 17,346,635 5,084,992 891,890! 660,202 20,495; 6,943-
Outstanding, i 1,329,112
1882.
461,085 20,096,01612,130,884 3,855,825
463,684j 299,510
1,464
23,167, 677 7, 747, 519 78, 697, 424 32, 042, 260' 9, 751, 784:1, 453, 324:1, 035,118' 22, 787
22, 353, 877 7, 484, 140 59, 313, 233 19, 770, -934•• -5, -751, 707 980,182! 719,130|' 20, 880
Issued
Redeemed.
Outstanding
813,800
1883.
Issued
Redeemed
2, 407 257
!
263, 379.19, 384,191^12. 271, 326 4,000,077 473,142| 315, 9£
!
1,907
201
7,187
6,990
197
I
.•23,167, 677 7,747, 51983, 447, 208 34, 544, 086 10, 578, 8461. 556, 009: 1,114, 722 23,163 7,277
22, 593, 909 7, 570, 90365,142, 567 22, 712, 355 6, 424, 638.1, 090, 703 789, 125i 21, 307 7,092
185
Outstanding. 573,768 176,616:18,304,64111,831,731 4,154,208 465,306' 325,597 1,796
1884.
Issued
23,167, 677 7, 747, 519 88,101,188 37,182,102 11, 442 091 1, 6G1, 010 1,199, 750; 23, 736
Redeemed
22,671,036 7,603,285 71,039,357 26,050,107 7,481702 1,216,573 874,5431 21,981 7,156
Outstanding.
495,741
144,23417,001,83111,131,995 3,960,329! 444,437: 325,207 1,755
213
REPORT OF THE COMPTROLLER OP THE CURRENCY.
CLVII
Statement of (he monthly increase and decrease of national-hank circulation from November
1, 1880, to October 31, 1884, to which is added the preceding yearly increase and decrease
since January 14, 1^75.
National-bank circulation..
Months.
Increase.
Issued.
Decrease.
Retired.
1880.
$412, 500
1,195, 650
November
December .
$359,406 00 j
635,483 00 !
$53, 094
560,167
1881.
January . . .
February . .
March
April
May
June
July
August
September.
October
November .
December ..
626, 630
577, 640
4, 820, 620
7, 292, 6^0
3. 342, 070
3,191), 520
3, 027, 820
2, 036. 660
1, 551,700
2, 893,190
2, 730, 930
1,491,820
366, 645
1, 023, 785~ !
1,174, 376
2, 228, 435
1,724,319
2,264,377 !
745.882 |
1,319,587
673,821
1, 189, M3 !
933,665 |
1, 224, 639 I
1, 402, 450
946, 470
1, 350, 390
694, 540
976, 220
1, ] 21, 530
1,956,990
3, 869, 000
3, 895, 510
2, 028, 400
1,341,450
1, 875, 420
1,195, 849 !
1, 596, 388 ;
1,600, 2S9 '
1,218,188 i
1,841,750
2, 237, 820
1, 615.1, 886
2,015,043
1,535,052 j
2,061,402 I
1,520,369 |
1, 749, 379 !
1,371,980
1, 272, 780
1, 290, 220
1, 075, 650
1,107,790
1, 3(i5, 200
1,114,110
1, 318, 770
642, 980
793, 850
445, 240
1,177, 010
1, 657, 272
2,115,551
2,798,819
1, 595, 875
2, 076, H73
2, 644, 072
2,147, 800
2,494, 194
1, 883, 885
1,991, 194
1, 500, 866
1, 649, 953
285, 292
842, 771
1, 508, 599
520. 225
968, 583
1, 338, 872
1,033,690
1,175, 424
1, 240, 905
1,197. 344
1, 055, 626
472, 943
1,126, 020
509, 004
579, 850
903, 440
733, 960
1,101,050
943, 950
1, 279, 030
943 390
569, 750
2,021,895 i
3, 373, 760
2, 497. 596
2, 559, 448
2, 829, 758
2,510,737 !
2,513,502
2, 388, 946
1,744,057
2, 700, 871
895, 875
2, 864, 756
1,917,746
1,596,008
2, 095, 798
1, 409, 687
1,599,552
1,109, 916
800, 667
2,131,121
259, 985
$446,145 0#
3, 646, 244
5, 064,195
1, 617, 751
935, 143
2,281,938
717,073
880, 879
1, 704, 047
1, 797, 265
207,181
1882.
January . . .
February . .
March
April
May
June
July
August
September.
October
November .
December . .
206,601
649,918
249, 899
523, 648
865, 530
1,116, 290
295,104
1, 853, 957
2, 360, 458
33, 002
178, 919
126,041 j.
1883.
January . . .
February . .
Match.!...
April
May
June
July
August
September.
October
November .
December ..
1884.
January . . .
February . .
March
April
May
June
July
August
September.
October
Total
From January 14,1875, to October 31,1875.
From November 1,1875,to October 31,1876.
From November 1, 1876, to October 31,1877.
From November 1,1877,toOctober31,1878.
From November 1,1878, to October 31, 1879.
From November 1,1879,to October 31,1880.
78, 325, 774
•10, 986, 675
7, 093, 680
16, 306, 030
16,291,685
22, 933, 490
13,402,215
85, 823, 402
14,570,305
27,506,981
18, 265, 331
10, 986, 116
7, 040, 397
6,193, 053
165,339,549
170, 385, 585 50
Circulation suriendered to this office and
retired
Grand total.
.|
24, 627,123
32,124,751
3, 583, 630
20,413,301
1, 959, 301
5, 305, 569
15, 893, 093
7, 209,162
53, 034, 947 j 58, 080, 983 50
13, 878, 309 00
165, 339, 549
184, 263, 894 50
53, 034, 947 j 58, 080, 983 50
CLVIII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Number of State banks, savings banks, trust companies, and private bankers, with their average
cajtrital and deposits, and the tax thereon, for the six months ending November 30, 1882.
j
States and Territories.
Maine
New Hampshire .
Vermont
Massachusetts...
Boston
Rhode Island
Connecticut
Xcw England States...
New York
New York C i t y .
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Washington
Middle States..
Virginia
West Virginia ..
North Carolina .
South Carolina .
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans .
Texas
Arkansas
Kentucky
Louisville
Tennessee
.
Southern States
Ohio
Cincinnati ..
Cleveland...
Indiana
Illinois
Chicago
Michigan
Detroit . . . .
Wisconsin
Milwaukee .
Iowa
Minnesota
Missouri
Saint Louis .
Kansas
Nebraska
Colorado
I
Tax.
Ca ita1
itank/.!
P
66;
66 i
23
160 I
79
53 !
109 !
$83, 343
150,000
450, 000
328,333
7,289,589
3,215,983
3,094,433
;
i
i
'
j
!
i
: On capital.' On deposits.
7, 582 26
7, 425 74
38, 579 64
31,667 62
24,147 39
$967 20<
2, 082 70
8, 269 17
8,077 2953, 219 04
37,688 85
31, 865 74
26,981
12, 988
2, 551
5, 048
13,611
2,417
8, 593
5, 312
148
11,574
28,837
1,858
22, 414
20,161
7,412
34,197
15, 835
4,111
6, 457
22,415
2,807
11, 673
7,828
564
17, 065
40, 463
2. 498
37, 669
32, 273
11, 759
$784 18
1,707 70
$29, 265, 309
$183 02
38, 499; 071
375 00
12,928,438
686 91
169,385,964
651 55
81, 338,196
14, 639 440
<
52, 567, 039 ! 6, 021 2i13
91,363,533
7, 718 35
Total.
556 ! 14,611,681
9, 403, 935
72, 789,107
641, 000
1, 292, 702
8,125,790
2, 966, 999
4, 075, 283
571,686
505, 953
2, 854, 913
428, 819
308
562
12
44
256
64
29
12
52
10
1,356 |103,656,187
29
28 J
5 I
16 j
137
22
75
16
29
7, 216
2, 849
1, 560
1,408
8, 803
389
3, 080
2,516
415
5, 491
11, 626
640
1,232,000
1, 038, 205
166,036 j
2, 399, 367
4, 667,145
375, 541
6,152,255 !
5,296,877
1, 764, 735
546
32, 233, 011
247
14
9
159
355
35
173
15
119
9
386
146
209
28
220
186
61
628,145
973, 096
170, 333
641, 575
450, 925
948, 496
486, 644
178,857
741,666
633, 231
989, 591
554, 896
688, 087
957, 087
728, 261
745, 302
390, 489
Western States
| 2,371 57, 906, 681
I268, 734
12
Nevada
8, 628, 598
90
California
11,
786, 369
24
San Francisco .
959, 009
20
Oregon
130, 248
11
Arizona
619, 358
84
Dakota
39, 947
10 !
Idaho
525, 72<
17
Montana
25, 417
13
New Mexico
359, 785
Utah
11 !
466, 414
Washington
13 I
218,165
Wyoming
Pacific States and Ter311 ! 24,027,770
ritories
Grand totals
Deposits.
'
1,903,010
60
24
89
24
92
66
00
73
09
10
13
00
77,712 50
1
I
!
I
I
i
'
11 I
07 !
07 !
83 i
08 I
90 j
97
13 !
93
14
54
53
75
12
34
169,909 5 1 1 247,622 01
67,261
9, 241
19, 223
41,338
69, 999
64, 910
27, 826
23,192
25, 923
30, 054
60, 036
31,724
56, 472
71, 926
21,408
12, 226
12,141
32
37
84
13
63
26
75
31
61
37
28
62
25
42
09
69
74
644, 907 68
409
18,187
16, 972
1, 722
325
1, 548
99
1, 314
63
759
1.166
545
33
42
22
52
61
36
86
31
55
14
02
41
43,113 75
71
31
96
07
00
56
97
86
02
24
67
53
30
98
83
79, 468 48
11,250 77
21,107 44
51.120 56
79, 268 97
78,503 81
33, 592 78
25, 548 36
29, 983 47
31, 625 73
76, 224 17
40, 510 52
69, 059 18
85, 807 63
28.060 53
16, 374 74
15, 592 97
773,100 11
2,467 64
2, 876 97
48, 039 28
66, 226 70
86,126 64 103, 098 86
8, 940 26 10, 662 78
2, 074 86
2, 400 47
3,452 30
5, 000 66
461 17
561 03
3, 852 03
5,166 34
2, 299 99
2,363 54
6,428 92
7, 188 06
3, 054 10
4,220 12
2, 684 13
3, 229 54
169, 881 32 i 212, 995 07
j 5,140 232, 435, 330 !l, 782, 699, 035 488, 885 07 jl, 993, 220 38 ;2, 482,105 45
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLIX
Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers, and trust and loan companies, and of savings banks with and without capital—
FOR SIX MONTHS ENDING NOVEMBER 30, 1875.
Geographical divisions.
State banks, private ;
bankers, and trust :
companies.
Savings banks
without cap-i
ital.
•
capital
No.
No.'Capital.
No.
p
Total.
jCapital.
D
«P
MilVns. •
MilVns. MilVns.
\MilVns. MilVns. \
MilVns. MilVns. \
!
436 413. 9 i 564
5.5
11.9
443.1
11.6 I 24.0
New England States 126
0.3 !
I|
0.8
218
382.8
1,491
91.0
616.0
90.8 ! 232.4 '
Middle States
1, 270
0.2 ;
45.0
0.5
1.9
523
36.4
36.
0
42.
6
,
3
JSonthern States
, 517
;
Western States and j
0.4 !
32.6
;
70.
Territories
11, 853
38 I 47.0 ; 1,910
188.0 19 j
75.0 : 267.6
4.1 '
39.1 : 95 j 845.6 4,488 214.3 ; 1,371.7
United States .. 3,766 ; 209.3 \ 487.0 27 i
5.0 i
FOR SIX MONTHS ENDING M A T 31, 1876.
Hew England States 135!
Middle States
1,256 1
Southern States ...I 516 1
Western States and ;
Territories
1, 896 !
11.7
89. 2
35.7
23.6 i
223.4 !
44.9 !
0.2 I
0. 3 :i
0.4
77. 4
188.1
4.1 !
5.0 i
I
26 I
United States .. 3, 803 ! 214. 0
1
4.4 i 436 415.1 I 572 I 11. 9
382.5 1,471 j 89.5
1. 2 j 212
2.0 I 523 36.1
0.6
4
!
i
!
81.5
31.0 j 39 j 45.0 1,954
37.2 : 691 I 844.6 4,520
219. 0 1,
!
i
i
443.1
607.1
47.5264.1
361. 8
FOR SIX MONTHS ENDING NOVEMBER 30, 1876.
New England States 131 ;
Middle States
il, 213 j
Southern States
I 505 !
Western States and
i
Territories
1, 915 j
United States .. 3, 764
11.84; 22.76:
88.34 226.40 ;
35. 40 j 42. 40 J
>
j
82. 14 . 192. 49 ;
217. 22
1
2
4
0.20 |
0.16 !
0.48 |
4. 1"J
0.77
0.64
17
4.21
32.38
484. 05 ! 24
5.05 i 37.94
43
211
687
422.99 ! 570
385.82 1,426
2.04 512
11. 54
88.50
35.88
449. 90
612. 99
45. 08'
44.68 1,967
86.35
269. 5^
27
1~377. 52
855.53 4,475
222.
FOR SIX MONTHS ENDING M A T 31, 1877.
19.99 j
215.87
46.17
•
0.20
0.16
0.42
3.94
0.88
0.52
188. 51
20
4.09
32. 83
United States .. 3, 799 ! 218. 63 j 470. 54 26
4.87
38.17
New England States| 117 \ 11.07
Middle States . . . J 1,202 | 84.87
Southern States
j 517 ; 34.58
Western States and ;
1
Territories
1,963 ; 88.11
439
200
4
428.69 i 557 11.27
368. 8J 1, 404 85. 03
2.12 i 524 35.00
33 43.54 2, 016 92.20
!
676 843.16 4, 501 223. 50
452. 62585. 56
48.81
264. 88
FOR SIX MONTHS ENDING MAT 31, 1878.
New England States 113
Middle States
1,133
Southern States
513
Western States and
. 1, 950
Territories.
18.29
184. 02
44.35
79.49
166. 65 15 j
United States . . i3, 709 j 202.15
1 I 0.07 ;
3 1 0.16 |
4 I 0.88 !
11.05
76.93
34.68
413. 31 23
!
1.14
1.37
1.28
2.13 ; 22.39
3.24 !
441
190
3
403. 43 555
358. 68 1 326
2.14
520
11.12
77.09
35.56
34
39.05 ;1 999
81. 62
422. 86.
544 07
47 77
228 09
i
26.18
668 803.30 !4 400 205.
1
1,242.79
CLX
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table, by geographical divisions, of the number and average capital and deposits of State
banks and trust companies, private bankers, and savings banks with and without capital,
for the six months ending May 31, 1878, the private bankers being given separately.
;raphical divisions.
State bauks and trust
companies.
Private bankers.
Saving
banks without capital.
Savings banks with
capital.
No. Capital.» No. Capital.' D ?P° 8 " X"o. Capital. DeposNo. Deposits.
its.
Now England States
Middle.States
•Southern States
Western States and
Territories
United States..
MilVns. MilVns.
71
916
280
MilVns.
2.86
34.48
7.30
61.65 1,589
33.16
42
8. 19 i 15.06
217 I 42. 45 ! 122.10
233 ! 27.38
30.67
361 I 46.33
853 ! 124.35 : 229.48 2,856
MilVns.
I 3.23
! 61.92
| 13.08
MilVns.
1
3
4
MilVns. MilVns.
0. 07
1.14
0. 16
1.37
88
1.28
441
190
3
105. 00 15
22.39
34
39.05
668
803. 30
23
77.80 ; 183.83
°- 13
2.
3.24
26.18
:
403.43
358. 68
2.14
Table, by geographical divisions, of the number and average capital and deposits of State
banks, private bankers, savings banks, and trust and loan companies, for the six months
ending May 31, 1878, and of the number, capital, and deposits of the national banks on
June <J9, L878.
Geographical divisions.
State banks, s a v i n g s
banks, private bankers,
and trust companies.
National banks.
Total.
No. ; Capital. Deposits. No. | Capital. Deposits. No. ! Capital, j Deposits.
j
Millions. Millions.
422. 86
New England States.j 555
11. 12
544. 07
77.09
Middle States
1, 326
35.55
47.77
"Southern States
| 520
"Western States and !
228. 09
81.62
Territories
1,999
United States.. 4, 400
542
634
176
Millions.
Millions. !
16H. 52
177. 18
31.49
j Millions. | Millions.
177.64
551.69
254.27 I
918.96
83.71
67.04
128.83 1,097 jI
374.89 1, 9tiO i
35.94 ! 696 I
704
95. 20
137.50 2,703 j
176. 82
1, 242. 79 2,056
470.39
677.16 6,456 j
675.77 \ 1,919.95
365. 59
Table, by geographical divisions, of the number and average capital and deposits of State
banks and trust companies, private bankers, and savings banks with and without capital,
for the six months ending May 31, 1879, the private bankers being given separately.
Geographical divisions.
State banks and trust
companies.
No. Capital. Deposits.
!
MilVns. MilVns.
40 I 7. 10 14.39
239 ; 40.72 124. 64
251 j 27.43 32.60
Private bankers.
o u t
70
853
237
MilVns.! MilVns.l
.|
0.51 |
0.86
c a p i t a L
Deposits.
No. Capital. Deposits. No. Capital.!
MilVns. MilVns.
3. 72
3.32
34. 54 54. 53
11.89
5.64
475 I 52.02
85.44 1,474
70.18
25.85
United States. . 1,005 127. 27 257.07 12,634 69.75 139. 92
New England States..
Middle States
Southern States
Western States and
£, Territories
i
' MilVns.
426 j
366.46
2.44 182 ; 350.95
O.fe3 j
3 j
1. (
2.85
32.80 ' 33
4.22
30. 07 644 ; 747. 06
27.96
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLXI
Table, by geographical divisions, of the number and average capital and deposits of State
banks, private bankers, savings banks, and trust and loan companies, for the six months
ending Mat/ 31, 1879, and of the number, capital, and deposits of the national banks on
June 14, 1879.
Geographical divis
ions.
State banks, s a v i n g s
banks, private bankers, j
&C.
No.
New England States ! 536
Middle States
1,280
Southern States . . . . . j 494
Western States and
Territories .
.12,002
United States.. 4,312
National banks.
Total.
i
Capital. Deposits.; No. j Capital. Deposits.! No. \ Capital. Deposits.
Millions. Millions.
10.83 !
75.77
33.92
384.17
332.56
47.02
80.72 j
216.37
544
640
176
201.24 : 1,180.12 2,048
Millions. j Millions, j
i Millions. Millions.
164.43
175. 26
510. 89
126.72 11,080
393.12 1,920 i 245. 98
170. 21
925. 68
30.40
37.93 C70 ! 64.32
84.95
90.20 i
155.63 J2,690
170.92
455.24 ;
713.40 6,360
656. 48 | 1, 893. 52
372. 00
I
Table, by geographical divisions, of the number and average capital and deposits of State
banks and trust companies, private bankers, and savings banks ivith and ivithont capital,
for the six months ending May 31, 1880, the private bankers being given separately.
Geographical divisions.
No. 'Capital.] D ?P° 8 - j No. .Capital. |
J ?P
No.
NO. ; D fp° s j
New England States . . . 40
Middle States
;234
Southern States
j241
Western States and Ter- <
481
ritories
United States
996
MilVns.
6. 86
38. 98 I
ilVns]
MilVns]
16. 47
154. 89
26. 69 38. 51
74
885
252
\ MilVns.] Mill'ns.
5.16
3.74
40.01 71.54
13.54
4.81
IIS.
j MilVns. MilVns.
0.53
0.34
41. 44
108. 91 1 591 ! 26.14
93.85
3.17
113 97
318. 78 2, 802 i 76.12
i
182. 67
4.04
MilVns.
422 368.76
3.19 1175 i 386.00
0.57
2 i
.88
30 |
34.61 629
27.39
783.03
Table, by geographical divisions t of the number and average capital and deposits of State
banks, private bankers, savings banks, and trust and loan companies, for the six months
ending May 31, 1880, and of the number, capital, and deposits of the national banks on
June\l, 1880.
State banks, savings :
banks, private bank- !
National banks.
ers, <fec.
i
Geographical divisions.
deNo. Capital. Deposits.' No. Capital. Net
posits.
Millions. Millions. I
New England States. 536 | 12. 02 i 388. 97
79.51
615.62
Middle States
1, 300
31.85
53.50
Southern States
j 498
Western States and |
Territories
12,122
70.76
261. 00
United States. .4, 456
I
6820 CUR—
194.14
-XI
Total.
No.
Capital. Deposits.
I Millions. Millions.
Millions. Millions.
548 ! 165. 60
161. 96 1,084
111. 62
550. 93
170. 44
480. 06 1, 954
249. 95 1, 095. 68
654
30. 79
45.90
62.64
675
99.40
177
697
1, 319. 09 |2, 076
89.08
212. 87 2, 819
159. 84
473. 87
455. 91
900. 79 6,532
650. 05
2, 219. 88
CLXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table, by geographical divisions, of the number and average capital and deposits of State
banks and trust companies, private bankers, and savings banks with and without capital,
for the six months ending May 31, 1881, the private bankers being given separately.
Stat C
cX k an
md trust
Sav ings banl.s with
capital
out capital.
vate ban kevs.
Geographical divisions.
No. Capital.
New England States
41
218
240
United States
978
No. Capital.
MilVns. MilVns.
MilVns.
7.26
80
20.97
4.70
39.28 189. 78 i 938 55.40
24.71 42.43 , 258
5.59
Middle States
Southern States
Western States and Territories ..
479
No. Depos"
No. Capital.'
1
1
I
MilVns.
1• 5.16
94.11
17.32
1
7
6
MilVns} MilVns.
0.02 ; 0.19 424
0.61 1 4.68 174
0.44 i 0.84
3
MilVns.
402. 86
428.40
1.24
41.94
132. 44 1,762
27.64
125.26
22
3.15
31.90
28
29.86
113.19
385.62 3, 038
93.33
241.85
36
4.22
37.61 629
862. 36
Table, by geographical divisions, of the number and average capital and deposits of State
banks, private bankers, savings banks, and trust and loan companies, for the six months
ending May 31, 1881, and of the number, capital, and deposits of the national banks on
June 30, 1881.
State banks, savings
banks, private bankers, &c.
Geographical divisions.
No.
National banks.
Capital. ; Deposits. N o .
I
New England States. 546
Middle States
1, 337
:
Southern States
507
Western States and
Territories
2, 291
Capital.
Netdeposits.
Capital. Deposits.
Millions. Millions.
Millions. Millions.
Millions. Millions.
12.0
429.2 i 552
165.9
208.6 1,098 !
637.8
177.9
95.3
171.7
717.0 i 664
599.7 2,001 I
1 316.7
267.0
30.7
31.1
61.8
184
59.5
691 !
61.8
121.3
72.7
319.4 ! 715
210. 7 ! 1, 527. 4 2,115
United States ... 4, e
Total.
460. 2
272.1 3,006 i
164.2
591.5
1,139. 9 6,796 |
670. 9
2, 667. 3
Table, by geographical divisions, of the number and average capital and deposits of State
banks and trust companies, private bankers, and savings banks ivith and without capital,
for the six months ending May 31, 1882, the private bankers being given, separately.
Geographical divisions.
State banks and trust
companies.
No. Capital.
-I-
i
New England States. 1
Middle States
j
Southern States
Western States and
Territories
Private bankers.
No. ICapital.
its.
out capital.
No.
l
! MilVns. MiWns.\
MilVns. MilVns.
40 ! 8.32 I 24.96 104
7.13
9.42
205 ; 40. 56 ! 225. 51 1, 014
62.19 113. 08
6.37 j
246 ' 25. 37 48.47 293
19.98
521 ! 42. 54 ! 153. 06 |l, S
38.56 !
153.14
United States .. J l , 012 116. 79 j 452. 00 ;3, 391 114. 25
295. 62
capital.
MilVns.
2
8
6
MilVns.
0.09
0.61
0. 53
22
2.63
34.17 ! 29
34. 07
38
3.86
41.24 I 622
i
~929T83
0.77
5.07
1.23
418
421.35
173 473.26
2 !
1.15
REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXIII
Table, by geographical divisions, of the number and average capital and deposits of State
banks, private bankers, mvinos banks, and trust and loan companies, for the six months
ending Mat/ 31, 1862, and of the number, capital, and deposits of the national banks on
July 1, 1882.
State banks, savings |
banks, private bank- \
ers, &c.
Geographical divisions.
i
No.
New England States
564
Middle States
I, 400
Southern States
547 |
Western States and j
|
Territories
i2, 552 j
United S t a t e s . ..,-5, 063
I
National banks.
•'
i
Capital, j Deposits. 1 No. | Capital.
Millions. ; Millions.
456. 5
15.5
816.9
103. 4
70.8 I 200
32.3 ;
83. 7
234. 9
374.5
Total.
Net deposits.
Deposits.
Millions. I Millions.
165.7
191.4 1,121
173.3
572.8 2,086
32.9
62.0 j 747
796
1, 718. 7 2, 239 \
105.3
305.5 3,348
477. 2
1,131. 7 7, 302 j
Millions. Million*.
181. 2 I
276.7 ;
65.2 !
189.0
;
712.1 |
647.9
1, 389. 7
132.8
680.0
2, 850 4
Table, by geographical divisions, of the number and average capital and deposits of State
banks and trust companies, private bankers, and savings banks with and without capital,
for the six months ending November 30, 1882, the private bankers being given separately.
State banks and t r u s t
companies.
Geographical divis
ions.
No.
New England States..
Middle States
Southern States
Western States and
Territories
40
210
248
Capital. Depos-
Sav
Pn
capital.
No. Capital.
MilVns. MilVns.
8.30
31.64
40.60 244. 02
25.34
45.94
94
967
289
its. k
No.
Deposits.
Capital.
MilVns. MilVns.
MilVns. MilVns.
6. 22
6.57
62.42 112. 69
6.33
20.68
2
8
0.10
0.63
0.56
0.89 420
5.34 171
2
1.50
MilVns.
436. 25
486. 98
1.80
563
48.90
168. 40 2,062
30. 31
149. 02
25
2.73
35. 74
32
35.23
United States . . 1,061
123.14
490. 00 3,412
105. 28
288. 96
42
4.02
43.47 625
960. 26
Table, by geographical divisions, of the number and average capital and deposits of State
banks, private bankers, savings banks, and trust and loan companies, for the six months
ending November 30, 1882, and of the number, capital, and deposits of the national banks
on December 30, 1882.
Geographical divisions.
State banks, savings
banks, private bankers, &c.
i No. I Capital. Deposits. No.
New En gland States. 556
Middle States
;1, 356
Southern States . . . . ' 546
Western States and '•
Territories
2, 682
United States ...5,140
Total.
National banks.
Millions.
14.62
103. 66
32.23
Millions.
475. 35
849. 03
69.90
560
691
214
81.93
388.42
843
232. 44 ! 1, 782. 70 2, 308 |
Capital, j Deposits. 1 No.
Millions. I Millions,
166.23 j 193.15
173.19
556.55
34.80
68. 84
110.
Capital. Deposits.
j
Millions. Millions.
jl, 116
180.85
668. 50
1,405. 58
;2, 047
276.85
138. 74
! ' 760 !
67. 03
301.28 3,525 j
484. 88 j 1,119. 82 7, 448
192.59 j
717. 32
689. 70
2, 902. 52
CLXIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of resources and liabilities of State banks at various dates.
New Hamp- Vermont,
shire, Jan. J u n e 30,
1,1884.
1884.
Resources and liabilities.
1 bank.
Rhode Isl- Connecti- New York, I New York
and, Nov. cut, Oct. 1,
Sept. 20, ! City, Sept.
19,1883.
1883.
1884.
20,1884.
I
7 banks. \ 10 banks.
6 banks. > 58 banks. | 29 banks.
RESOURCES.
Loans and discounts. - «#.
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Heal estate
Other assets
Expenses
Cash items
I
Specie
—
|
Legal tenders,bank notes, &c
Total
$1,875,465 I $2,561,270
7,400
2,621
1,854
191,250
921, 983
97,178
5,590
81, 487
2,171
48,671
100,811 | 3,221,624
182, 330
218, 844
213, 229
4,755
3,149
14,284 j .
131,806 |
$3, 713, 431 $31, 361, 511
j
56,391
256, 454
772, 883
143,612
324, 240
3,329,667 j 5,210,620
2, 739, 435
6,139, 482
687, 751
123, 098
118, 944
631, 642
789, 920
1,492,791
$60, 632, 486
203, 738
2, 060, 028
5, 343, 430
2, 044, 724
917, 584
263, 794
24, 872, 218
10, 506, 059
6, 290, 049
44,140, 965 i 113,134,11©
LIABILITIES.
Capital-stock
Circulation
Surplus fund
Undivided profits..
Dividends unpaid .
Deposits
Due to banks
Other liabilities. ...
50, 000
1,130
18, 675
Total.
100,811
425
30, 581
420,000 |
1, 790, 529
5,416
1, 850, 000
19, 370
113,482
157,323
7,513
1, 219, 365
149, 521
3, 329, 667
2 663, 235
7, 803, 000
9,558
2,191, 827
1, 781, 218
14, 312, 700
54,100
4, 385, 977
3, 425, 560
2, 496, 366
478, 692
28, 357, 202
2, 341, 764
1,656,396
81,109, 296
9, 349, 223
497, 254
5, 210, 620
44,140, 965
113,134,110
366,192
24, 907
3,221,624
New Jer- Pennsylva- Maryland, South Caro- Georgia, Louisiana,
! sey, Jan. 1, nia, Nov. , Sept. —, lina, Sept. J u n e 30,
July—,
1,1883. I
1884.
1884.
30,1883.
1884.
1884.
Resources and liabilities.
79
banks.
I
10
banks.
4
banks.
21
banks.
4
banks.
7 banks.
RESOURCES.
$3, 219, 050 $24, 793, 381 : $4, 256,105 $1, 735, 279 $7, 886, 705 $4, 738, 050
Loans and discounts
229
7,242
Overdrafts
278, 700
1, 201, 500
55, 000
50, 000
United States banks
255, 650 4, 356, 910
337,189
743, 286 6, 335, 944
170,199
Other stocks, bonds, &c
3, 478,121
541, 838
481, 496
84, 411
600, 457
272, 204
Due from banks
1, 997, 282
121,168
448, 573
95, 548
394, 813
516, 775
Real estate
1,456,882 !
4, 071
8,862
31, 242
180, 675
165, 338
Other assets
161,652 I
15, 271
12, 566
11, 306
55,184
1,647
Expenses
71, 431
63, 550
80, 647
Cash items
'749*302 '
14, 699
282, 575
Specie
532, 573
984,653 ! 1, 642,49B
172, 745
Legal tenders, bank notes, &c
233, 578 2,175,849 :
Total.
4, 692, 761 40, 370, 879 I 6, 216, 408 | 2, 902, 697
16, 791, 798 j
7, 587, 353
1, 979, 245
470, 000
255
204, 632
43, 000
157, 976 1, 285, 005
188,969
846, 311
114,745
211, 640
33, 271
307
1,722
3, 058, 489 29, 825, 449 3, 604, 419 2, 092, 885
179, 372
500, 487
93, 303
115, 584
26, 245
514, 700
88, 457
98, 000
2, 563, 70O
8,618
200, 000
105, 340
33, 278
4,109, 565
566, 852
LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits.
Dividends unpaid.
Deposits
Due to banks
Other liabilities...
1, 049, 350 7, 398, 927
Total.
4, 692, 761 40, 370, 879
6, 216, 408
2, 902, 697
3, 046, 000
497, 411
1,485, 758
35, 576
4, 757, 607
580, 828
6,388,618
16,791,798 j
7,587,35a
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Resources and liabilities of State banks at various
Resources and liabilities.
Texas, i Kentucky,
J u n e 30, i J u n e 30,
!
1884.
1884.
Missouri,
Sept. 30,
1884.
6 banks.
178 banks.
68 banks.
CLXV
dates—Continued.
Ohio, Apr. Indiana,
Michigan,
2, 1883. Nov. 1,1883. J u l y 2,1883.
29 banks.
21 banks, j 30 banks.
RESOURCES.
$1, 728, 998 $22, 581, 278 $42, 245,121 $5, 592, 631 $2, 832, 663 $15,198, 782
Loans and discounts
19,868
33,209
40, 307
437, 924
19, 872
44, 897
Overdrafts
185, 271
28, 900
6,250
177, 284
163, 550
United States bonds
300,
249
26,
750
3,680
3,
630,
712
888,
488
l f 275, 726
Other stocks, bonds, Sec
534, 395
615,169
408, 701 3, 065, 538
9, 681, 662
2, 789, 792
Due from banks
157, 648
71, 010
920, 071
1, 536, 049
277,179
323, 699
Real estate
45, 519
12, 683
253, 555
222, 701
66, 096
106, 076
Other assets
24, 439
34, 909
19, 539
45, 803
62, 656
Expenses
1, 694, 997
2,086
39, 512
333, 911
Cash items
1, 836, 599
16, 804
80,167
96, 921
Specie
6, 529, 484
398, 482 2, 576, 557
587, 635
746, 809
Legal tenders, bank notes, &c
370, 050
Total
I 2,697,221
30, 743, 411
67,992,533 I 7,742,147 \ 4,141,445
11,210,
78,
1, 390,
967,
253,
15, 708,
1, 036,
12,605,043 j 1,404,300
1,179, 800
268, 744
130, 452
947
5, 724, 781
118, 338
94, 585
205, 058
89, 044
9.099
2, 654', 140
4,154
150
20, 730, 556
LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
643, 971
142, 889
139, 554
j 1, 500, 763
260, 044
I
10, 000
Total
Resources and liabilities.
2,697,221
30, 743, 411
6,126, 254
79, 445
44, 598, 887
4, 581, 907
997
2, 308, 550
346,
532,
18,
17, 335,
145,
42,
917
312
692
829
542
714
67, 992, 533 j 7, 742,147 j 4,141, 445 I 20, 730, 556
I "Wisconsin, ; Iowa, Sept.i Minnesota,
Colorado, Montana, j California,
n e 20, j July,
|July 7,1884. j 12,1884. ! J u1884.
1883. Oct. 1,1884. ljuly 1,1884.
43 banks. I 83 banks. : 38 banks, j 8 banks.
3 banks. \ 74 banks.
RESOURCES.
$13, 812, 235 $13, 058, 056 $12, 238, 334 ; $1, 039, 334
$181, 245 : $53, 681, 335
LoanvS and discounts
122,328 i
183,703
82,660 |
10,357 ;
Overdrafts
United States bonds
315,309 I.
48, 731
5,121, 053
Other stocks, bonds, <fcc
1,474,513
1,531,687 1, 450, 676
138, 332
43, 737
Due from banks
j 3, 271, 355
7, 272, 680
399, 548]
62], 406
100, 789
8,076
Real estate
I
369,749 ,
3, 602, 208
34,056
478
41, 298
3, 915,197
Other assets
i
223 i
166,496
6,958
Expenses
I
14, 907 i
6,017
134, 255 i.
Cash items .
i
294, 672 ;
493
Specie
j
443,011 j
3,792 10,542,432
Legal tenders, bank notes, &c 1, 393, 282 i
25, 271
912, 487 "901,913" " 314,026 j
Total
LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Total
', 21,196, 275 ! 16, 307, 399 15, 723, 247 ' 1, 640, 737 j
j
I
328,197 j 84,134, 905
;
! 2, 203, 200 ! 4, 324, 493 \ 3, 625, 000 !
449,500
223
!
;
:
;
459, 992 ;
< 689,205;
803, 476 ;
427,575
88, 335
!
!
I
361
1, 063, 562
i 15,411,481 10,971,563 j 10,335,632
\
207, 867 i
631, 622
39, 340
2,892,166!
|
243,065
179,344
9,417
9,674
36, 556, 952
6, 734, 958
1, 026, 093
I 21,196,275 | 16,307,399 ; 15,723,247
328,197
84,134, 905
j
1,640,737 J
75,000 j 27,257,641
*13,'559,~26i
54, 762
CLXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of State banks from 1880 to 1884.
Resources and liabilities.
1879-'8O.
1880-'81.
1881-'82.
620 banks.
652 banks.
672 banks.
1882-'83.
,
1883-'84.
754 banks. | 817 banks.
RESOURCES.
Loans and discounts . . .
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie —
Legal tenders, bank notes, &c
$206, 821,194 $250,819,420 $272,520,217 $322, 358, 227
528, 543
1,335,310
1, 392, 961
1,196, 369
7,142,532
12,048,452
8, 739,172
5, 287, 606
17,117,117
24, 904, 903 19, 780, 527
22, 083, 304
36,180,435
46, 657, 328 49, 919,183
58, 709, 516
14, 227, 927
13, 914, 238 13, 037, 939
13, 592, 791
5, 801, 796
10,542,266
12, 306, 578
9, 943, 706
965, 327
878 696
999, 944
918, 403
11, 176,374
16, 900, 325 18, 546, 073
35, 118, 379
17, 071, 445 17, 201, 489
6,201,617
17, 429, 817
23, 797, 046 24, 586, 682
48, 828, 255
25, 302, 316
$331, 049, 510
1, 262, 725
2, 337, 705
31, 452, 019
512,137, 026
521, 077, 766
102,454,861
187, 978
25, 762, 738
"11,287,623
442, 652
334, 995, 702
20, 651, 930
16, 353, 542
110, 020, 351
177,554
31, 483, 942
12.718,894
473, 735
325, 365, 669
27, 125,108
13, 712, 513
512,137,026 I
521,077,766
354, 904,486
Totals.
418,956,060 j 438,834,173
15, 058, 411
7, 671, 876
1, 025, 237
28, 219, 414
25, 376, 565
28, 787, 615
LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals
!
I
j
'
90,816,575 j 92,922,525
274,941
283,308 '
18, 816,496 ! 20,976,167
6,721,615 • 7,943,466
567,171
474,567 i
208, 751, 611 261,362,303
18,^70,466
18, 462,707
16, 039, 021
10, 577,607
| 354,904,486
Resourcts and liabilities
Resources and liabilities.
91,808,213
286, 391
23,148, 050
8, 902, 579
481, 858
281, 835, 496
18, 262,172
14,109, 414
418,956,060 : 438,834,173
of trust and loan companies at various dates.
lg83
Rhode Island, Connecticut, i Xew York, I Pennsylvania,
| Nov. 19, 1883. Oct. 1, 1883. ! Jan. 1, 1884. j Sept.—, 1884.
6 banks.
1 bank.
6 banks.
$16,103, 291
$4,188,726 I
$2,316,678
13 banks.
9 banks.
RESOURCES.
Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
Legal tenders, bank notes, &c.
Totals.
1, 384, 544
1,812,268
2, 992, 623
33, 000
124, 081
64, 717
800,000 j . . . .
2,101,100
258, 000
8, 223, 357 i
$110,682,801
2, 048
20, 628, 300
360, 619
8, 342, 540
399,986 I
9, 563, 457
306,565 !
2, 363, 342
2, 267, 627
$24, 726, 51.3
365, 701
558, 240
15, 263, 331
3, 303, 391
3, 449, 864
176, 660
121, 303
88, 802
552,192
1, 307, 488
3, 510, 332 ! 155, 039, 194
49, 913, 485
LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to b a n k s . . .
Other liabilities
Totals
8, 375, 000
127, 775, 242
200, 000
3, 040, 669
3, 282, 415
2,146, 094
19,887
32,195, 775
396, 301
3,498,013 .
49, 913, 485
REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXV1I
Aggregate resources and liabilities of trust and loan companies from 1880 to 1884.
Resources and liabilities.
RESOURCES.
Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
Legal tenders, bank notes, &c
Total
1879-'8O.
1880-'81.
30 banks.
31 banks.
1881-'82.
1882-'83.
1883-'84.
| 32 banks.
j
34 banks.
35 banks.
I
$74, 675, 537 $101, 906, 566 $132, 054, 203 $140, 022, 358
100, 675
72, 385
176, 747
69,156
15, 631, 573
16, 934, 812
17,437,990
19,109, 650
17, 426, 054
25, 878, 256
30, 322, 420
18, 544, 675
8, 005, 501
8, 054, 535
9, 561,148
4,159, 910
6, 877, 743
6, 567, 756
7, 482, 534
5, 261,159
4, 246, 338
1, 399, 475
1, 378, 627
1,572,241
213,183
171,100
193, 401
100,796
*437
88, 48M
218
701," 27i
854,183
825, 483
704,360
3, 594, 271
2, 956, 753
2,671,971
2, 736, 230
126, 869, 673
156,544,079 : 194,985,825 j 212,342,587
$158, 018, 00§»
367,749
23, 371, 084
27, 879, 858
16, 517, 457
6,152, 771
2, 841, 937
209, 842
. 88, 802
552,192
3, 871, 990
239,871,691
LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits .
Dividends u n p a i d .
Deposits
D u e to b a n k s
Other liabilities . . .
Total
18, 501, 876
6,191, 935
4, 053,116
11,527
90, 008, 008
150, 629
7, 952, 582
19,188,800
21,553,718;
22,778,175 |
6,881,809
8,356,302 j
8,812,723
4, 293, 854 j 5,855,859
, 6,788,987 !
9,242 ;
95,561
22,359 i
111,670,329 144, 841, 596
165, 378, 515
235,198 I
147,179
267,006
14,264,847 | 14.135,610
8,294,822
126,896,673 ! 156,544,079
194,985,825
212,342,587 \
23,938,600
10,191,544
9,619,067
25,282
188, 745, 922
761,888
6,589,388
239,871,691
Table, by geographical divisions, of the resources and liabilities of State banks and
companies, 1883-'84.
Resourses and liabilities.
Xew
England
States.
37 banks.
Middle
States.
Southern
States.
trust
Western
States.
205 banks, j 103 banks. 422 b a n k s .
85 b a n k s , j 852 b a n k s .
RESOURCES.
$30,845,626 $259,671,847 $38, 670, 310 $104, 977, 822
Loans and discounts
628, 107
72, 007
920,003
Overdrafts
56, 250
555,005
United States bonds
, 2, 375, 794 22, 721, 740
Other stocks, bonds, &c .. 5, 642,154 33, 355, 083 8, 528, 835 6,636,021
19,874,736
Due from banks
4, 742,135 28, 851, 215 4,431,311
703, 850 11, 112, 704 1, 998, 217 3,685,338
Real estate
474,671
4, 977,164
621,113
483, 892
Other assets
692, 270
123, 845
314,301
Expenses
91, 688
25, 664, 093
146, 283
2,497,347
Cash items
12, 612,172
299, 379
2,456,698
Specie
14,284
Legal tenders, bank notes,
1, 882, 311
13, 221, 407
5, 774, 930
&c
11, 441, 660
Total
! 46, 781, 734
$54, 901, 914 $489, 067, 519»
I
10,357 !
1, 630, 474
'
25, 708, 783*
i 5,169,784
59, 331, 877
I 7,454,749
65, 354,14$
I 3,711,073
21, 211,182.
| 3,956,973
10, 513, 813.
!
12,975
1, 235, 079'
!
493
28, 308, 216
10,546,224
25, 928, 757
339,297
32,659,605.
413, 507, 802 .60, 722, 480 | 153, 833, 602 j 86,103, 839 ! 760, 949, 457
LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits.
Dividends unpaid.
Deposits
Due to banks
Other liabilities...
Total
8,937,129
25, 916
418, 675
1, 332, 816
13, 333
35,184, 452
793, 800
75, 613
51, 655, 222
63, 913
18,016,961
15, 376, 946
54, 880
305, 925, 872
13, 082, 731
9, 331, 277
17,934,073 | 27, 650, 386 27, 782,141 133, 958, 951
87, 502
177, 554
223
2, 273, 624 7, 406, 965 13, 559," 261* 41, 675,486
2, 813, 038 2, 672, 064
22, 337, 961
143, 097
322,260 j
499, 017
108, 544
28,169, 096 |107, 032, 313 "37," 799," 858 514, 111, 591
2,537,320
5, 689. 430 5, 783, 715
27, 886, 996.
6, 585, 567 3, 273, 677 1, 035, 767
20, 301, 901
i 46, 781, 734
413, 507, 802
60, 722, 480
153,833,602
86,103,839
760,949,457
CLXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Resources and liabilities of savings banks organized under State laws at various dates.
Nov. 1, 1883.
Resources and liabilities.
54 banks.
|
67 banks.
June30
'
j Rhode Island,
-j Oct. fl 1883. Nov. 19,1883.
17 banks.
168 banks.
38 banks.
$18, 527,187
RESOURCES.
Loans on real estate
j
Loans on personal and collat- !
eral security
|
United States bonds
\
State, municipal, and other
bonds and stocks
Railroad bonds and stocks
Bank stock
Real estate
Other assets
!
Expenses
Due from banks
Cash
Totals
$5,216,929 | $16,830,356
$6, 399, 439
$92, 360, 017
4, 434, 537
4,997,900
8, 038, 028
493, 790
1, 840, 823
281, 710
73, 630, 779
15, 024, 315
11, 498, 035
3, 858, 500
10,343,323
3, 439, 851
I, 535,108
1. 222, 639
1, 446, 987
8,327,566
8,263,787 I
1, 653, 389
879, 976
2, 070, 939
161, 673
141, 372
240,157
21, 439, 672
11, 575, 640
25, 653, 763
8, 043, 215
2, 274, 628
5,841,200
4, 894, 961
2, 540, 459
3, 432, 548
137, 444
356,256
101,129
11, 682, 959
1, 243, 919
I
879,455 j
'< 33, 516, 729 !
45, 365, 890 !
11, 593, 498
:
262, 928, 907
1, 729, 871
52, 460, 205
LIABILITIES.
Deposits
Surplus fund
Undivided profits .
Other liabilities . . .
Totals
Resources and liabilities.
!
31,371,869 ,
1,180, 2H0 !
860,981
103,599
42, 091, 597
1, 699, 044
1, 553, 885
21, 364
11, 061, 056
211,327
311,868
9,247
252, 607, 593
4,800,296
5,240,959
280,059
33,516,729 ;
45,365,890 j
11,593,498
262,928,907
50,127, 806
2, 317, 528
14, 871
52, 460, 205
I Connecticut, j ~$ew York, New Jersey, j Pennsylvania Maryland,
I Oct. 1,1883. j J a n . 1, 1884. Jan. 1, 1884. Sept. 1,1884. July 1,1884.
84 banks.
127 banks.
30 banks.
4 banks.
18 banks.
RESOURCES.
Loans on real estate
Loans on personal and collateral security
United States bonds
State, muuicipal, and other
bonds and stocks
Railroad bonds and stocks
Bank stock
Real estate
Other assets
Expenses
Due from banks
Cash
Totals.
$38,517,003 | $125,630,174 I
$9,270,961 j
$4,453,268 I
$3, 752, 902
11, 612,129
3, 774, 929
9,424,770 !
138,367,810 '
4,057,345
11,003,438 j
6, 738, 986
5, 931,188
10, 616, 347
13, 855, 688
10, 038, 674
5, 906, 995
5,124, 889
570, 869
123,509,828 I
3,715,311 !
5, 687, 288
11, 762, 654
8, 428, 757
53, 774, 547
1, 008, 924
1,033,465 i
2,864,224
413, 663
35, 390, 777
4, 715, 978
989, 392
257, 878
92, 679, 063
499,242,641 |
31,336,714 |
37,393,627 ;
28,336,934
'8, 384
431, 080, 010
68, 009, 559 j
29, 323, 428
1, 839, 492
34, 031,154
2,338,337
964,136
60,000
28, 336, 934
2. 741, 946
1, 017, 112
475, 367
516, 531
9, 216, 729
709, 263
"i32,"266
1,978,780
LIABILITIES.
Deposits
Surplus fund
Undivided profits.
Other liabilities...
4, 238, 809
241, 870
Totals.
92, 679, 063
153,072
173, 794
499, 242, 64 L I 31,336,714
,
!.
.
.
37,393,627;
28,336,934
REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXIX
Resources and liabilities of savings banks organized under State laws,
Resources and liabilities.
<j*c.—Continued.
i District of Ohio, April Indiana, Nov. California,
i Columbia,
~, 1883.
1, 1883.
j J u l y 1,1884.
Sept. 30,1884.
1 bank.
j
18 b a n k s .
6 banks.
4 banks.
RESOURCES.
Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, and other bonds and stocks.
Railroad bonds and stocks
Bank stock
Real estate
Other assets
Expenses
Due from banks
Cash
40, 500
208, 500
$33,189, 952
7, 939, 334
14,209,191
2,304,740 !
65, 739, 845
12,969,666 \
2, 108, 428
127,188 i
69,124 !
59, 464, 726
2,190,194
466,
254,
725,
968,
595
390
750
951
166, 684
53,644 |
16,220 |
441,653 |
115, 304 I
74, 577
16, 205
1,846
537
7,416
632,935
Totals .
$787, 903
987, 955
110,025
72,280 i
1,900 I
3,000 i
101,991
6,687
6,678
57, 679
168, 642
$3,
1,
1,
6,
$283, 354
4,615,910
395, 222
575, 494
1, 588, 419
LIABILITIES.
Deposits
Surplus fund
Undivided profitsOther liabilities...
622,304 :
Totals .
632, 935 ,
1,236,832 !
2,693 j .
*4, 084, 925
2, 304, 740
14, 209,191
65, 739, 845
* Includes $3,485,635 capital stock.
Aggregate resources and liabilities of savingfi banks from 1880 to 1884.
1880-'81.
Resources and liabilities.
629 banks.
1881-'82.
! 629 banks.
\
1882-'83.
'• 630 banks.
j
1883-'84.
| 636 banks.
RESOURCES.
Loans on real estate
Loans on personal and collateral security
$307, 096,158 $307, 089, 227 ! $328,197, 858 $358, 686, 040
l
70, 175, 090
United States bonds
; 187, 413, 220
State, municipal, and other !
bonds and stocks
150, 440, 359
Railroad bonds and stocks
20, 705, 378
Bank stock
32, 225, 923
Real estate
39, 038, 502
Other assets
; 27, 053, 452
Expenses
216, 423
!
Due from banks
22, 063, 0.91
Cash
17,072,680
Totals
881, 677, 350
95, 817, 641
210, 845, 514
128, 483, 698
237, 786, 442
155,874,522 |
219,017,313 !
141.457,111
196,226,202
159,819,942
27, 069, 048
33, 249, 203
41,987,674
37.408,163
135,572
40, 603, 641
13,758,106
206, 291, 274
32, 994, 578
35, 365, 717
39, 882, 429
11,047,346
132, 204
38, 977,135
14, 932, 015
190, 629, 915
41, 695, 701
36,587,817
37, 224, 601
53, 235, 771
144,223
43, 184, 629
12, 998, 594
222, 218, 006
50, 994, 579
37, 929, 754
34, 467, 276
69, 166, 584
156, 944
52, 358, 971
14, 079, 452
967, 790, 662 1, 052, 982, 065 1,118, 790, 944 ' 1,177, 740, 919
LIABILITIES.
Deposits
Surplus fund
Undivided profits .
Other liabilities . . .
Totals.
819,106, 973 891, 961,142 ! 966, 797, 08 L! 11,024,856,787 1,073,294,955
82, 395, 717
51, 226, 472
60, 289, 905 : 69,454,512
72,784,155
16, 904, 753
4, 740, 861
10,325,800 I 11,136,219
15,738,223
5,145, 494
6, 603, 044
5,213,815
5,594,253
5,411,779
881, 677, 350
967, 790, 662 1, 052, 982, 065 1, 118, 790, 944 .' 1,177, 740, 919
CLXX
REPORT OP THE COMPTROLLER OF THE CURRENCY.
Table, by States, of the aggregate deposits of savings banks, with the number of their depositors and the average amount due to each in 1883 and 1884.
1882-83.
States.
Number of j Amount of
depositors. deposits.
Maine
95,489 ;
New Hampshire
113,167 i
Vermont
37,358 !
Massachusetts
j
772.518 !
Rhode Island
I
112, 472 |
Connecticut
i
237, 993 I
New Y o r k . . . .
1,095,971
New Jersey
!
91,951
Pennsylvania
..
120, 636
Maryland
j
*Z4,141 '
District of Columbia . . .
5, 676 |
Ohio
34,553
Indiana
.':
8, 027
California
76, 486
Totals
1883-'84.
Average Number of Amount of
to each
depositor. depositors. j deposits.
$29, 503, 890
39,124, 815
10, 686, 941
241, 311, 362
48, 320, 672
84,942,410
412,147, 213
27, 344, 035
32, 347, 733
27, 205, 225
690, 406
12, 969, 666
1,755,256
56, 507,163
$308
345
286
312
429
356
376
297
268
367
121
375
218
738
j 2, 876, 438 1, 024, 856, 787
97
72
07
37
63
90
05
37
14
00
64
33
67
79
101, 822
117, 317
38, 574
806, 010
120, 482
246, 652
1,147, 588
98, 760
130, 381
*77, 212
6,180
34, 553
*9,131
*80, 489
Average
to each
depositor.
$31, 371, 869
42, 091, 597
11, 061, 056
252, 607, 593
50,127, 806
88, 098, 384
431,080,010
29, 323, 428
34,031,154
28, 336, 934
622,304 I
12,969,666 I
2,108,428 I
59, 464, 726 !
356 29 ' 3, 015,151 jl, 073, 294, 955 j
$308 10
358 77
286 75
313 40
416 07
357 18
375 64
296 92
261 01
367 00
100 70
375 33
230 91
738 79
355 96
* Estimated.
Statement showing the amount of national-bank and legal-tender notes outstanding on June
20, 1874, January L4, 1875, May 31, 1878, and November 1, 1884, and the increase or
decrease in each.
NATIONAL-BANK NOTES.
Amount outstanding Juno 20,1874
Amount outstanding January 14,1875
Amount outstanding May 3l" 1878
Amount outstanding at date*
Decrease in circulation during the last month
Decrease in circulation since November 1, 1883
j
$349, 894,18
351,861,450
322, 555, 965
333, 025,734
2, 253,110
18, 239, 069
LEGAL-TENDER NOTES.
Amount outstanding June 20, 1874
Amount outstanding January 14, 1875
Amount retired under act of January 14, 1875, to May 31, 1878
Amount outstanding on and since May 31, 1878
Amount on deposit with the Treasurer of the United States to redeem notes of insolvent
and liquidating banks, and banks retiring circulation under act of J u n e 20,1874
Increase in deposit during the last month
Increase in deposit since November 1,1883
382,000,000
382, 000, 000
35, 318, 984
346,681,016
41, 256, 084
1, 234, 324
5, 499, 776
* The notes of national gold banks located in the State of California, amounting to $534,079, not in
eluded.
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLXXI
Table showing, by States, the amount of national-bank circulation issued, the amount of lawful money deposited in the United States Treasuiy to retire national-bank circulation from
June *20,1874, to November 1, 1874, and the amount remaining on deposit at latter date.
! Lawful money deposited to retire national-bank cir- Lawful
I
dilation since June 20, 1874.
money on
deposit
Additional I
with
circulation is-j For re- j To retire i To retire j
States and Territories. sued since i
the United
demption
circulation
]
circulation
j
,
j
_
_
T
+
n
a
p
States
June 20,1874. j of notes
under ! under
I lotal deposTreasurer
its.
1 of notes
of liquidat- act of July act of June I
at date.
20, 1874.
I ing banks. 12, 1882.
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia..
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
A rkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
j
Kansas
i
Nebraska
Nevada
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
New Mexico
Dakota
j
Washington
i
Arizona
j
California*
j
Lawful money depos- i
ited prior to June 20,
1874, and remaining
at that date
Totals
$1,912,244 I
1,250,665 I
2,615,960 ;
28,874,880 j
4,019,720
5, 640, 050
34, 215, 825
3, 678,125
21, 350, 000
446, 475
2, 346,110
457, 000
1, 475, 500
332, 550
1, 290, 560
$696,500 !
465,983 ;
666,277 : $270,000 !
1,357,200 ! 728,270 J
32,350 j
533,478 I 229,500
5,226,113 ! 979, 050
33,750
1, 094, 258
805,370 !
3, 988, 036
166,600
455, 664
937, 369
731, 060
167, 000
201,000
697, 630
83, 240
277, 400
162, 000
1, 800, 210
1, 758, 680
310, 500
6, 550, 710
1, 418, 010
2, 417, 990
13, 228, 270
5, 709, 020
5, 496, 895
4, 028, 330
2, 070, 410
3,691,080 !
1,880,040 i
1,155,840 I
1,595,260 j
36,000 !
153, 760
1, 004. 390
43l| 900
33. 990
565, 440
84,100
166, 500
811,710
524, 250
53, 090
1,770,740
330,925 ;.
564,480 :
135,000 ;.
666,413 !78,590 !
11,250 '.
849,817 ;.
645,301 i1,043,450 i5,874,068 !
3,351,585 I
2, 757,184 ;j
1,952,113
1,078,880 I
1,414,676
762,419 I
781,721
56,240
332,725
161,191
178,700 ;13,500
11,240
90, 000
$1, 080 800 j
213,300 !
2,591,890 ';
23,457,235 I
3, 857, 035 !
5,831,962 !
41,124,425 !
5,058,032 i
18,138,061 I
83,550 !
3, 086, 420 ] !
530,060
1,598,410
515,385 i
1,687,585 i
1, 277, 380
884,975
271,100 |
136,320 !
174,400 i
37,800 !
59,670 i
66,900 ;
208,340 *
135,000 |
$1,777,300
679, 283
3, 528,167
25, 542, 705
3, 889, 385
6, 594, 940
47, 329, 588
6,186,040
22,931,467
83, 550
3, 253, 020
985, 724
2, 535, 779
1, 246, 445
1, 854, 585
1,277,380 i
1, 215, 900
C99, 480
398, 956
107, 005
139, 605
4,000
175, 653
9,000
242,650
325,050 !
63,000 ,
204,750 :
9,000
575, 375
486, 241
63, 000
383, 450
126, 260
346
257, 235
341, 506
74,126
951,190
631 027
782, 338
4, 938, 475
2, 304,169
1, 973, 608
1,408,735
586, 218
1, 238, 366
604, 578
136, 675
230, 230
1,288
4,000
174, 394
106, 748
57, 400
78, 810
15,750 !
209,850 i
218,250 ;
15, 750
209, 850
231, 750
11, 240
488, 700
12, 000
102,105
55, 700
9,200
308, 700
3, 080, 663
'2,'414,250
829, 880
751,290 i
279, 000
267,750 ;
4, 658, 767
3,808,950:
1, 180, 809 I 1, 826,110
5,194,865 '• 6, 238, 315
9,024,781
15,169, 949
12, 432, 010
8, 944,105
9, 708, 006 12, 639, 590
6, 343, 465
4, 353, 552
2, 923, 599
1,785,049
4,731,501
3, 249, 925
3,112,820
2, 142, 061
1, 309, 251
527, 530
803, 520
C12, 280
398,700 ;
3,813,675 |
170, 074, 049 j 39,094,876 j 4,135,470 , 167,233,188
* Exclusive of national gold banks.
:
214,277,209
41,256,084
CLXXII
REPORT OF THE COMPTROLLER OF THE
CURRENCY.
National hanks that have gone into voluntary liquidation under the provisions of sections
52*20 and 5221 of the Revised Statutes of the United States, with the dates of liquidation,
the amount of their capital, circulation issued and retired, and circulation outstanding
November 1, 1884.
Circulation.
Name and location of bank.
Date of
liquidation.
Capital.
Issued.
Out; standing.
First National Bank, Penn Yan, N. Y*.. Apr. 6,1864 !.
First National Bank, Norwich, Conn* .. May 2,1864 '.
Second National Bank, Ottuinwa, Iowat May 2,1864 i.
Second National Bank, Canton, Ohio f .. Oct. 3,1864 |.
First National Bank, Lansing, Mich t- -. Dec. 5,1864 i
$145
Sept. 19,1864 $100,000 j $90, 000
$89, 855
First National Bank, Columbia, Mo
121
25, 379
25, 500
30, 000
First National Bank, Carondelet, Mo ... Mar. 15,1865 i
June
9,1865
First National Bank, Utica, N. Y*
Sept. 16,1865
200, 000
Pittston National Bank, Pittston, Pa
Nov. 30,1865
970
100, 000
99,030 !
100, 000
Fourth National
Bank,
Indianapolis,
Ind Deo. 8,1865
100, 000
Berkshire
National
Bank,
Adams, MassJ!
1,632
190, 868
192, 500
National Union Bank, Rochester, N. Y. . - \ Apr. 26,1866 400, 000
720
44, 280
45, 000
First National Bank, Leonardsville, N, Yl July 11,1866 ,
50, 000
2,102
82, 898
85, 000
Farmers' National Bank, Richmond, Ya .! Oct. 22,1866 i 100, 000
89, 430
570
Farmers' National Bank, Waukesha.Wis Nov. 25,1866 ; 100, 000
90, 000
National Bank of Metropolis, Washing- i
3,711
176, 289
180, 000
200, 000
ton, D. C
I Nov. 28,1866
1,760
88, 240
90, 000
First National Bank, Providence, Pa .....! Mar. 1,1867 > 100, 000
First National Bank of Newton, New- j
1,752
128, 248
130, 000
150, 000
tonville. Mass
Mar. 11,1867
1,650
125, 350
127, 000
National State Bank, Dubuque, Iowa .. ! Mar. 9,1867 : 150, 000
995
53, 005
54, 000
First National Bank, New Ulm, Minn ... Apr. 18,1867 ! ,
60, 000
National Bank of Crawford County, I
Meadville, Pa
. 1.. | Apr. 19,1867 ! 300, 000
Kittanning National Bank, Kittanning, !
Pa:
Apr. 29,1867 i 200, 000
City National Bank, Savannah, Ga t
May 28,1867 ! 100, 000
7,555
442, 445
500, 000
450, 000
Ohio National Bank, Cincinnati, Ohio... July 3,1867
3,101
176, 899
200, 000
180, 000
First National Bank, Kingston, N. Y
Sept. 26,1867
44, 471
529
45, 000
50, 000
First National Bank, Bluffton, Ind. .
Dec. 5,1867
178, 685
1,315
180, 000
200, 000
National Exchange Bank, Richmond, Va Dec. 5,1867
133, 381
1,619
135, 000
150, 000
First National Bank, Skaneateles, N. Y.. Dec. 21,1867
40, 245
255
40, 500
100, 000
First National Bank, Jackson, Miss . . . . Dec. 26,1867
88, 700
1,300
90,000
100, 000
First National Bank, Downingtown, Pa . Jan. 14,1868
85, 404
1,346
86 750
100, 000
First National Bank, Titusville, Pa
: Jan. 15, 1868
44, 310
690
45, 000
50, 000
Appleton National Bank, Appleton, Wis Jan. 21,1868
44, 093
407
National Bank of Whitestown, N. Y
j Feb. 14,1868 : 120,000 | 44, 500
First National Bank, New Brunswick, '
'•
88,364
1, 636
N. J
i Feb. 26,1868 : 100,000 ! 90, 000
First National Bank, Cuyahoga Falls, |
i
643
44,357
50,000 !
Ohio
,
.'
! Mar. 4,1868
45,000 :
733
89,267
First National Bank, Cedarlmrg, Wis ... Mar. 23,1868 , 100,000
90,000
I
Commercial National Bank, Cincinnati,
!
342,080
3, 870
345,950 '
500,000;
Ohio
Apr. 28,1868
1,940
Second National Bank, Watertown, N. Y j July 21,1868 ' 100,000
90,000 j
88, 060
First National Bank, South Worcester, i
1,924
155,476
157,400 j
175, 500
N.Y
'Aug. 4,1868
National Mechanics'and Fanners' Bank, '
3,535
311, 415
314,950 I
350,000 i
Albany, N.Y
j Aug. 4,1868;
423
42, 077
42,500
Second National Bank, Dos Moiues, Iowa ! Aug. 5,1868 ' 50,000 i
3,173
131,827
135,000
First National Bank, Steubeuville, Ohio . Aug. 8,1868
150,000 i
1,898
85,602
87,500 j
100,000 :
First National Bank, Plumer, Pa
Aug. 25,1868
525
44, 475
45,000 !
First National Bank, Danville, Va
! Sept. 30,1868 , 50, 000 i
2,669
129, 831
132,500
150,000
First National Bank, Dorchester, Mass.. Nov. 23,1868
66, 878
622
67,500 ;
First National Bank, Oskaloosa, Iowa .. .i Dec. 17,1868
75, 000
Merchants' and Mechanics' National
2,007
182, 743
300, 000
184,750
Bank, Troy, N. Y
j Dec. 31,1868
955
90,000
89, 045
National Savings Bank. Wheeling, W.Ya.j Jan. 7,1869 , 100, 000
1,158
109, 850
108, 692
First National Bank, Marion, Ohio
Jan. 12,1869 j 125,000
691
85,000
84, 309
National Insurance Bank, Detroit, Mich Feb. 26,1869 '• 200, 010
1,535
135,000
133,465
National Bank of Lansingburg, N. Y
Mar. 6,1869 : 150, 000
National Bank of North America, New
|
3, 178
333,000
329,822 I
York.N.Y
Apr. 15,1869 i 1,000,000
518
52,832 i;
53, 350
60, 000
First National Bank, Hallo well, Me
Apr. 19,1869
860
43,140
44,000
50, 000
First National Bank, Clyde, N. Y
Apr. 23,1869 j
1,158
134, 990
133,832 i
Pacific National Bank, New York, N. Y . May 10,1869 \ 422, 700
514
85, 250
84,736 |
Grocers' National Bank, New York, N. Y| June 7,1869 j 390, 000
785
85, 000
84,215 !
Savannah National Bank, Savannah, Ga. June 22.1869 | 100, 000
332
44,668 i
45, 000
First National Bank, Frostburg, Md
; July 30,1869
50, 000
565
44, 435
45, 000
50, 000
First National Bank, La Salle, 111
Aug. 30,1869 ;
National Bank of Commerce, George88, 875
1,125
town, D. C
i Oct. 28,1869 I 100, 000
90, 000
* New bank with same title, t Never completed organization. J Consolidated with another bank.
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLXXIII
National hanks that have gone into voluntary liquidation under the provisions of sections
5*^20 and 52*21 of the Bcvised Statutes of the United States, ^-c—-Continued.
Circulation.
Name and location of bank.
Capital.
Issued.
Miners' National Bank, Salt Lake City, !
Utah
i Dec. 2,1869
First National Bank, Vinton, Iowa
! Dec. 13,1869
National Exchange Bank, Philadelphia, i
Pa
I Jan. 8,1870
First National Bank, Docatur, 111
! Jan. 10,1870
National Union Bank, Owego, N. Y
] Jan. 11,1870
First National Bank, Berlin, Wis
I Jan. 25,1870
Central National Bank, Cincinnati, Ohio.! Mar. 31,1870
First S ational Bank, Dayton, Ohio
! Apr. 9,1870
National Bank of Chemung, Elmira, j
N.Y
."
! June 10,1870 |
Merchants' National Bank, Milwaukee, i
|
Wis
i June 14,1870 !
First National Bank, Saint Louis, Mo... J July 16,1870 I
Chemung Canal National Bank, Elmira, j
|
N.Y
Aug. 3,1870!
Central National Bank, Omaha, Nebr*.. ! Sept. 23,1870 !
First National Baiik, Clarksville, Va
: Oct. 13,1870 I
First National Bank, Burlington, Vt
Oct. 15,1870 !
First National Bank, Lebanon, Ohio
Oct. 24,1870 .
National Exchange Bank, Lansingburg,
i
N.Y
Dec. 27,1870,
Muskinguni National Bank, Zanesville, i
|
Ohio
Jan. 7,1871 j
United National Bank, Winona, Minn .. i Feb. 15,1871 I
First National Bank, Dea Moinea, Iowa .; Mar. 25,1871 I
State National Bank, Saint Joseph, Mo..; Mar. 31,1871 j
Saratoga County National Bank, Water- j
!
ford, N.Y
; Mar. 28,1871 j
First National Bank, Fenton, Mich
I May 2,1871
First National Bank, Wellsburg, W. Ya. j June 24,1871
Clarke National Bank, Rochester, N. Y.. i Aug. 11,1871
Commercial National Bank, Oshkosh, i
Wis
Nov. 22,1871
Fort Madison National Bank, Fort Mad- j
ison, Iowa
| Dec. 26,1871
National Bank of Maysville, Ky
Jan. 6,1872 !
Fourth National Bank, Syracuse, N. Y..! Jan. 9,1872't
American National Bank, New York, '•
j
N.Y
i May 10,1872 !
Carroll County National Bank, Sand- j
wich, N. H .'.
i May 24,1872
Second National Bank, Portland, Me
j June 24,1872
Atlantic National Bank, Brooklyn, N.Y.; July 15,1872
Merchants and Farmers' National Bank,!
Qnincy, 111
i Aug. 8,1872!
First National Bank, Rochester. N. Y ..| Aug. 9,1872 !
Lawrence burg National Bank, Ind
, Sept. 10,1872
Jewett City National Bank, Jewett '
City, Conri
Oct. 4, 1872
First National Bank, Knoxville, Tenn...: Oct. 22,1872
First National Bank, Goshen, Ind
j: Nov. 7,1872 !
Kidder National Gold Bank, Boston,
1
Mass
'Nov. 8,1872j
Second National Bank, Zanesville, Ohio.i Nov. 16,1872 j
Orange County National Bank, Chelsea, !
!
Vt
"
; Jan. 14.1873
Second National Bank, Syracuse, N. Y.. Feb. 18,1873
Richmond National Baiik, Richmond,
Ind 1
i Feb. 28, 1873 ;
First National Bank, Adams, X. Y
: Mar. 7,1873 ;
Mechanics' National Bank, Syracuse, ,
|
N. Y
; Mar. 11,1873 j
Farmers and Mechanics' National Bank, ]
I
Rochester, N. Y
j Apr. 15,1873 j
Montana National Bank, Helena, Mont.! Apr. 15,1873 j
First National Bank, Havana, N. Y
!! June 3,1873
Merchants and Farmers' National Bank,
Ithaca, N. Y
j June 30,1873
National Bank of Cazenovia, N. Y
, July 18,1873 i
Merchants' National Bank, Memphis, i
Tenn
Aug. 30,1873
Manufacturers' National Bank, Chicago, i
!
Ill
i Sept. 25,1873 |
* Never completed organization.
$150,000
50, 000
$135, 000
42, 500
300, 000
100, 000
100, 000
50, 000
500, 000
150, 000
175, 750
85, 250
88, 250
44, 000
425, 000
135, 000
OutRetired. !! standing.
$183,592
42,233 i
172,750 !
84,129 !
86,742 !
43,577 !
419,520 I
133,472 ,
$1, 408
267
3,000
1,121
1,508
428
5,480
1, 528
100,000 !
90, 000
89,333 !
667
100,000 !
200,000 i
I
100,000 I
50, 000;.
loo.ooo
300,000 I
100,000 |
i
100,000 I
90, 000
179,990
88, 925 i
178,042
1,075
1,948
100,000 j
50,000 j
100, 000
100, 000
150, 000
100, 000
100, 000
200, 000
100, 000
75, 000
300, 000
105, 500
90, 000
88,939
1,061
27, 000
270, 000
85, 000
26,755
265,138 i
84,123 i
245
4,862
877
90, 000
89,106 j
90, 000
45, 000
90, 000
90, 000
44,470
88, 938
89, 375
135, 000
49, 500
90, 000
133, 606
48, 928
180, 000
90, 000
894
1,170
530
1,062
625
177, 786
1,394
572
1,067
2,214
88, 947
1,053
66, 780
267,491
90,541 ;
720
2,509
1,159
441,655
8,345
50, 000
100,000 !
200, 000
150, 000
400, 000
200, 000
67. 500
270, 000
91,700
450, 000
45,000
81, 000
165, 000
44,037 '
79,213 '
163,125 ;
1,787
1,875
135, 000
206,100
180, 000
133,150
203, 006 i
177,126
1, 850
3, 094
2,874
60, 000
100,000 |
115,000 !
48, 750
80, 910
103, 500
47,857 !
78,551. !
101,875 :
893
2,359
1,625
300,000 I
154,700 i
120, 000
138,140
120,000 '.
135,563
2, 577
200, 000 '
100, 000
180, 000
90, 000
175,575
88, 505 :
4, 425
1,495
230,000 .
75,000
I
140,000 i
100,000 ;
100,000 !
50,000 I
207, 000
66, 900
207,000 .
65, 679 ,
1,221
93, 800
92,350 i
1,450
83, 250
31, 5U0
45, 000
81,808 !
31,310 ;
43,945 !
1, 442
50,000 j
150,000 I
45,000
116,770
j
43, 998 I
114,694 I
190
1,055
1,002
2,076
500, 000
250, 000
225, 000
220,703 j
4,297
500, 000 I
450, 000
440, 994 I
9,000
rNew bank, with same title.
CLXXIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
National banks that have gone into voluntary liquidation under the provisions of sections
52*20 and 5221 oj the Revised Statutes of the United States, 4'*c—Continued.
Circulation.
Name and location of bank.
j Date of
I liquidation.
Capital.
Issued.
Second National Bank, Chicago, 111
Sept, 25, 1873 \ $100, 000 j
Merchants' National Bank, Dubuque,
Iowa
! Sept. 30,1873 : i 200,000
Beloit National Bank, Beloit, Wis
: Oct 2,1873
50,000 i
Union National Bank, Saint Louis, Mo.. ! Oct. 22,1873 \ 500,000
City National Bank, Green Bay, Wis
I Nov. 29,1873
50,000 i
First National Bank, Shelbina', Mo
i Jan. 1,1874
100,000 i
Second National Bank, Nashville, Tenn . Jan. 8,1874
125,000 i
! Jan. 13,1874
First National Bank. Oneida, N. Y
125,000 I
Merchants' National Bank, Hastings,
i
Minn
Ii Feb. 7,1874 ;
100,000 :
National Bank of Tecumseh, Mich .. .. | Mar. 3,1874
50,000 !
Gallatin National Bank, Shawneetown,
111
i Mar. 7,1874 • 250,000
First National Bank, Brookville, Pa . | Mar. 26,1874 :
100, 000
Citizens'National Bank, Sioux City,Iowa.1 Apr. 14, 1874 j
50, 000
Citizens' National Bank, Charlottesville,
Va
Apr. 27,1874
100, 000 I
Farmers' National Bank, "Warren, 111
Apr. 28,1874
50,000 !
First National Bank, Medina, Ohio
M a y 6,1874
75,000 '
Croton River National Bank, South East,
May 25,1874
N. Y
200, 000 j
Merchants' National Bank of West Viri
ginia. Wheeling, W. Va
500,000 :
July 7,1874 j
Central National Bank, Baltimore, Md.. July 15,1874 \
200, 000
Second National Bank, Leavenworth,
Kans
July 22, 1874 I
100, 000 \
i
Teutunia National Bank, New Orleans,
La
Sept. 2,1874
300, 000 I
City National Bank, Chattanooga, Tenn.. Sept, 10,1874
170,000 i
First National Bank, Cairo, 111
Oct. 10,1874
100,000
Nov.
9,1874
First National Bank, Olathe, Kaus
50,000 i
Nov. 10,1874
First National Bank, Beverly, Ohio
102,000 ,
Union National Bank, La Fa'yette, Ind.. Dec. 4, 1874
250,000
I
Ambler National Bunk, Jacksonville,
I
Dec. 7, 1874 ! 42,500
Fla*
Mechanics' National Bank, Chicago, 111.. Dec. 30, 1874 , 250,000 :
First National Bank, Evansville, Wis . Jan. 9,1875 ;
55,000;
First National Bank, Baxter Springs,
|
Kans
Jan. 12,1875 j
People's National Bank, Pueblo, Colo .. Jan. VI, 1875 , 50,000 '
National Bank of Commerce, Green Bay,
50,000 ;•
Wis
i Jan. 12,1875 !
First National Bank, Millersburg, Ohio..! Jan. 12,1875 ; 100,000 l
First National Bank, Staunton, Va
i Jan. 23, 1875 j
National City Bank, Milwaukee, Wis.... i Feb. 24,1875 i 100,000 i
100,000 '
Irasburg National Bank of Orleans, Irasburg, Vt
! Mar. 17,1875 ' 100,000 ;
75,000
First National Bank. Pekin, III
J Mar. 25,1875 :
100,000
Merchants and Planters' National Bank, j
Augusta, Ga . . .
Mar. 30,1875
200,000 ;
Monticello National Bank, Monticello, !
Iowa
j Mar. 30,1875
100, 000
]
Iowa City National Bank, Iowa City, i
Iowa
.
I Apr. 14,1875
125,000
First National Bank, Wheeling, W. Va.. Apr. 22,1875
250,000 j
First National Bank, Mount Clemens, i
Mich
i May 20,1875
50,000;
First National Bank, Knob Noster, Mo.. May 29,1875
50,000 ;
First National Bank, Brodhead, Wis
June 24,1875
50,000 j
Auburn City National Bank, Auburn,
June 26, 1875
200,000 I
N. Y
'
50,000: i
First National Bank, El Dorado, Kans... June 30, 1875
First National Bank, Junctiou City, Kans July 1,1875
50,000
July 19,1875
First National Bank, Chetopa, Kans
50,000 !
Aug. 25,1875
First National Bank. Golden. Colo
50,200 i
Aug. 26,1875
60, 000
National Bank of Jefferson, Wis . .
Green Lane National Bank, Green Lane,
Pa
Sept, 9,1875
100, 000
State National Bank. Topeka, Kans
60,500
Sept. 15, 1875 '•
Farmers' National Bank, Marshalltown,
Iowa ..
Sept, 18,1875
50,000
Richland National Bank. Mansfield, Ohio. Sept. 25,1875
150,000
Planters' National Bank, Louisville, Ky. Sept. 30,1875
350,000
First National Bank, Gallatin. Teun.. .*.. Oct. 1,1875
75,000
* No circulation.
Retired.
Outstanding.
$97, 500
$95, 231
$2, 269
180, 000
45, 000
150, 300
45, 000
90, 000
92, 920
110, 500
173,770
44,055
146, 483
43, 329
88,171
90, 705
107, 682
6,230
945
3,817
1,671
1,829
2, 215
2,818
2,683
1,045
225,000
90,000
45,000 !
87, 317
43, 955
219, 744
87,545
44, 520
90,000
45, 000
45, 000
87, 729
43, 728
44, 385
2,271
1, 272
615
I
90, 000
45,000
5,256
2,455
480
166,550 |
162, 789
3,761
450,000 ;
180,000 !
439, 452
176,463
90,000 j
86, 759
10,548
3, 537
3,241
i
270,000
153,000
90,000
45,000
90,000
224,095
'' 262,155
! 149,129
:
87, 423
!
44, 260
87,128
:
j 218,134
7,845
3,871
2, 577
740
2, 872'
5,961
140,145 !
44, 057 :
!
35,328 !
26, 674 ,
88, 025
70, 753
87, 462
74, 315
4, 755
943
67, 500
90, 000
65,334 I
86,410 |
2,166
3,590
180, 000
174, 595 |
5,405
45,000
43,497 |
144,900
45,000 ;
36,000 j
27,000 i
90,000
72,000
90,000
76,500
I
I
j
,
672
326
1, 975
1,247
2,538
2,185
1,503
112,500
225, 000
109,196
215, 673
3,304
9,327
27, 000
45, 000
45, 000
26, 610
44, 296
44,043
390
704
957
141, 300
45, 000
45, 000
36, 000
27, 000
54, 000
135, 995
44,113
44,015
35,287
26,590 I
52,102
5, 305
887
985
713
410
1, 893
90, 000
30, 600
88,511
30, 187
1,489
413
27, 000
135, 000
315, 000
45, 000
26,435
127, 540
292, 637
44, 005
565
7,460
22, 363
995
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLXXV
National banks that have gone into voluntary liquidation under the provisions of sections
5220 and 5221 of the Revised Statutes of the United States,
$c—Continued.
Circulation.
Name and location of bank.
Date of
liquidation.
Capital.
Issued.
First National Bank,Charlestown,W.Va Oct. 2,1875
$100,000 ! $90, 000
People's National Bank, Winchester, 111. Oct. 4,1875 !
75,000
67, 500
First National Bank, New Lexington,
Oct. 12,1875
50,000 :
Ohio
45, 000
First Natioral Bank, Ishpeming, Mich.. Oct. 20,1875
45, 000
50,000
Fayette County National Bank, WashOct. 26,1875
90, 000
ington, Ohio '
100, 000
Merchants' National Bank, Fort Wayne,
Ind
Nov. 8,1875
90, OO'J
100, 000 j
Kansas City National Bank, Kansas City,
90, 000
Mo .
Nov. 13,1875
100, 000
first National Bank, Schoolcraft, Mich.. Nov. 17,1875
45, 000
50,000
First National Bank, Curwensville, Pa.. Dec. 17,1875
90,
000
100,000
National Marine Bank, Saint Paul, Minn. Dec. 28,1875
90, 000
100 000
First National Bank, Rochester, Ind
Jan. 11,1876
45, 000
50,000
First National Bank, Locii, Ohio
90, 000
Jan. 11,1876
100,000 :
Iron National Bank, Portsmouth, Ohio.. Jan. 19,1876
90,000
100,000
I
First National Bank, Ashland, Nebr
45,
000
Jan. 26,1876
50,000
First National Bank, Paxton, 111
Jan. 28,1876
45, 000
50,
000
First National Bank, Bloonifteld, Iowa... Feb. 5,1876
49,
500
55, 000
Marietta National Bank, Marietta, Ohio. Feb. 16,1876
135. 000
150, 000
Salt Lake Citv National Bank, Salt Lake
100,000 I
90, 000
City, Utah*..
Feb. 21,1876
50,000
First National Bank, La Grange, Mo
45, 000
Feb. 24,1876 i
50,000 j
First National Bank, Atlantic, Iowa
45, 000
Mar. 7,1876 j
70,000 i
First National Bank, Spencer, Ind
63, 000
Mar. 11,1876 ,
National Currency Bank, New York, N. T Mar. 23,1876 ! 100, 000
90, 000
Caverna National Bank, Caverna, Ky
May 13,1876 ;
50, 000
45, 000
May
Cit> National Bank, Pittsburgh, Pa . . . . May 25,1876 I
200,000
90, 000
National State Bank, Des Moines, Iowa..! June 21,1876 J 100,000
90, 000
First National Bank, Trenton, Mo
| June 22,1876 I
50, 000
45, 000
First National Bank, Bristol, Tenn
j July 10,1876
50,000
45, 000
First National Bank, Leon, Iowa
. | July 11,1876
60,000
45, 000
Anderson County National Bank, Law- !
;
renceburg, Ky."
July 29,1876 i
100, 000
45, 000
First National Bank, Newport, Ind
i Aug. 7,1876
60, 000
45, 000
First National Bank, De Pere, Wis
Aug. 17,1876
50, 000
31, 500
Second National Bank, Lawrence, Kans . Aug. 23,1876
90,000
100, 000
Commercial National Bank, Versailles,
Ky
I Aug. 26,1876
170,000
153,000
135,000
State National Bank, Atlanta, Ga
j Aug. 31,1876 \ 200, 000
200,000
180,000
Syracuse National Bank, Syracuse, N. Y-! Sept. 25,1876 I
First National Bank, Northumberland, j
100, 000
90,000 I
Pa
j Oct. 6,1876
50, 000
27,000 '
First National Bank, Lancaster, Mo ... \ Nov. 14,1876
First National Bank, Council Grove, j
50, 000
Kans
-J Nov. 28,1876
26,500
250, 000
National Bank Commerce, Chicago, 111...! Dec. 2,1876
166, 500
100, 000
First National Bank, Palmyra, Mo
Dec. 12,1876
90, 000
First National Bank, Newton, Iowa.
Dec. 16,1876
50, 000
45, 000
National Southern Kentucky Bank,
Bowling Green, Ky
Dec. 23,1876
50, 000
27,000 ;
First National Bank, Monroe, Iowa
Jan. 1,1877
60,000
45,000 :
First National Bank, New London, Conn.; Jan. 9,1877 ! 100,000
91,000 :
i
Winona Deposit National Bank, Winona,'.
\
90, 000
100,000 •
Minn
j Jan. 28,1877 ;
First National
Bank,
South
Charleston,
i
i
Ohio1
i Feb. 24,1877 j
100, 000 ; 90, 000
Lake Ontario National Bank, Oswego, ;
j
N.Y
Feb. 24,1877;
275,000 {
238,150
First National Bank, Sidney, Ohio
Feb. 26,1877 !
52,000
46, 200
Chillicothe National Bank, Ohio
Apr. 9,1877 j
100, 000
89, 990
First National Bank, Manhattan, Kans .. Apr. 13,1877 '
50,000
44, 200
National Bank, Monticello, Ky
Apr. 23,1877 !
60, 000
49, 500
First National Bank, Kockville, Ind . . . . Apr. 25,1877 j 200, 000
173, 090
Georgia National Bank, Atlanta, Ga.... May 31,1877
100,000
90, 000
First National Bank, Adrian, Mich
June 11,1877
100,000
88,500
First National Bank, Napoleon, Ohio
June 30,1877 ;
50,000j
45,000
First National Bank, Lancaster^Ohio
Aug. 1,1877 '
60,000
54,000
First National Bank, Minerva, Ohio
50,000
A u g . 24,1877 !
45, 000
Kinney National Bank, Portsmouth, Ohio A u g . 28,1877 : 100,000 I
90,000
First National Bank, Green Bay, Wis
50, 000
Oct. 19,1877 :
45,000
National Exchange Bank, Wakefield,
R.I
Oct. 27,1877
70,000j:
34, 650
First National Bank, Union City, Ind
N o v . 10,1877 I
50,000
45, 000
First National Bank, Negaunee, Mich
N o r . 13,1877 I
50,000
45,000
Out-
Retired.
standing.
$88, 015
64, 891
$1, 985
2,609
44, 071
43, 604
1,396
87,778
2,222
929
88, 445
1, 555
87, 075
43, 752
84,628
86, 565
42, 375
83, 956
87, 267
44, 014
42,405
47, 445
130, 518
2,925
1,248
5,372
3,435
2,625
6,044
2,733
986
2, 595
2,055
4, 482
88,168
43,202 I
43,250 i
61,248 !
87,825 !
43,805; i
85,063
86, 315
42, 376
43, 833
42, 092
1, 752
2,175
1,195
4,937
3,685
2,624
1,167
2, 908
43,845
41,153
30,906
86, 590
1,155
3,847
594
3,410
143,831
129,860
169, 574
9,169
5,140
10, 426
85,821
26, 307
4,179
693
i
25, 560
162, 247
86,944
38,565
26,016
42,495
87,271
1,832
1,798
1,750
|
940
4,253
3,056
6,435
,
:
;
984
2,505
3,729
83,767 j
6,233
83,368 ;
6,632
231,993 !
42,627
84,265
41, 628
40, 900
155, 770
86, 781
84, 453
41, 535
49, 538
42, 298
84,029
41, 094
6,157
3,573
5,725
2, 572
8,600
17, 320
3,219
4,047
3,465
4,462
2, 702
5,971
3,906
30, 011
41,125
41.035
4,639
3,875
3, 905
CLXXVI
REPoRT OF THE COMPTROLLER OF THE CURRENCY.
National banks that have gone into voluntary liquidation under the provisions of sections
5220 and 5221 of the Revised Statutes of the United States, <jj~c.—Continued.
Circulation.
Xame and location of bank.
Tenth National Bank, New York, N. Y ..
First National Bank, Paola, Kans
National Exchange Bank, Troy, N. Y
Second National Bank, La Fayette, Ind
State National Bank, Minneapolis, Minn.
Second National Bank, Saint Louis, Mo..
First National Bank, Sullivan, Ind
Rockland County National Bank, Nyack,
N.Y
....
First National Bank, Wyandotte,Kans..
First National Bank, Boone, Iowa
First National Bank, Pleasant Hill, Mo..
National Bank of Gloversville, N. Y. . . .
First National Bank, Independence, Mo
National State Bank, Lima, Ind
First National Bank, Tell City, Ind
First National Bank, Poraeroy, Ohio
Eleventh Ward National Bank, Boston,
Mass . . . .
First National Bank, Prophetstown, 111..
First National Bank, Jackson, Mich
First National Bank, Eau Claire, Wis ...
First National Bank, Washington, Ohio .
First National Bank, Middleport, Ohio ..
First National Bank, Streator, 111
First National Bank, Muir, Mich
Kane County National Bank, Saint
Charles, 111'.
First National Bank, Carthage, Mo
Security National Bank, Worcester,
Mass
First National Bank, Lake City, Colo ..
People's National Bank, Norfolk, Ya . . .
Topeka National Bank, Topeka, Kans ..
First National Bank, Saint Joseph, Mo..
First National Bauk, Winchester, I n d . . .
Muscatine National Bank, Muscatine,
Iowa
Traders' National Bank, Chicago, 111
Union National Bank. Rah way, N. J
First National Bank, Sparta, Wis
Herkimer County National Bank, Little
Falls, N . Y . . . :
Farmers' National Bank, Bangor, M e . . .
Pacific National Bank, Council Bluffs,
Iowa
First National Bank, Anamosa, Iowa..
Smithfield National Bank, Pittsburgh, Pa
First National Bank, Buchanan, Mich..
First National Bank, Prairie City, 111..
Corn Exchange National Bank, Chicago,
111.
Franklin National Bank, Columbus,Ohio
Traders' National Bank, Bangor, Me
First National Bank, Gonic, N. H
First National Bank, Salem, N. C
First National Bank, Granville, Ohio . . .
Commercial National Bank, Petersburg,
Va
First National Gold Bank, Stockton, Cal.
First National Bank, Sheboygan. Wis ..
First National Bank, Boscobel, Wis
National Marine Bank, Oswego, N . Y . . .
Central National Bank. Hightstown, N. J
Brookville National Bank, Brookville,
Ind
Farmers' National Bank, Centreville,
Iowa
First National Bank, Clarinda, Iowa
Waterville National Bank, Waterville,
Me..
First National Bank, Tremont, Pa
First National Bank, Atlanta, 111
Union National Bank, Aurora. Ill
National Bank of Menasha, Wis
Date of
liquidation.
Nov.
Dec.
Dec.
Dec.
Dec.
Jan.
Jan.
23,1877
1,1877 j
6,1877
20,1877 !
31,1877 I
8,1878 '
8,1878 !
Jan.
Jan.
Jan.
Feb.
Feb.
Mar.
Mar.
Mar.
Mar.
10,1878
19.1878
22,1878
7,1878
28,1878
1,1878
2,1878
4, 1878
5,1878
Mar.
Mar.
Mar.
Mar.
Apr.
Apr.
Apr.
Apr.
14,1878
19,1878
26,1878
30,1878
5,1878
20,1878
24,1878
25,1878
May 31,1878
June 1,1878
Capital.
Issued.
$500, 000
50, 000
100, 000
200, 000
100, 000
200, 000
50, 000
; Retired.
Oat-
standing.
$441, 000
44, 350
90, 000
52,167
82, 500
53, 055
45, 000
$388, 856
40,132
81, 052
44, 602
71, 608
43, 577
41, 865
$52,144
4,218
8,948
7,565
10, 892
9,478
3,135
100, 000
50, 000
50, 000
50, 000
100,000 !
50,000 :
100,000 :
50,000 '
200,000
89, 000
45, 000
32, 400
45, 000
64, 750
27, 000
33, 471
44, 500
75, 713
79,171
41, 588
28, 910
40, 977
56, 745
22, 083
27, 867
42, 419
67, 315
9,829
3,412
3,490
4,023
8,005
4,917
5,604
2,081
8,398
200, 000
50, 000
100, 000
60, 000
200, 000
80, 000
50, 000
50, 000
89, 400
45, 000
88, 400
38, 461
69, 750
31, 500
40, 500
44,200
81, 7*5
43, 006
77, 455
34, 582
59,014
29, 740
37, 955
40, 058
7,655
1,994
10, 945
3,879
10, 736
1,760
2,545
4, 142
23, 408
40, 564
42, 860
23, 904
66, 385
69, 292
52, 515
43, 843
2,892
4,936
6,140
1,396
19, 320
20, 008
14, 595
8,857
50, 000
50,000 j
5,1878
15,1878
31,1878
7,1878
13,1878 j
24,1878 i
100, 000
50, 000
100, 000
100, 000
100, 000
60, 000
26, 300
44, 500
49, 000
25, 300
85, 705
89,300 I
67,110 !
52,700 !
Sept. 2,1878 I
Sept. 4,1878
Sept. 10,1878 ,
Sept. 14,1878
100, 000
200, 000
100, 000
50, 000
44,200 I
43,700 :
89,200
45, 000
33, 276
33,140
75, 456
38, 369
10, 924
10, 560
13, 744
6,631
Oct. 11,1878 !
Nov. 22,1878 :
200, 000
100, 000
178,300 I
89,100 ;
Nov.
Dec.
Dec.
Dec.
Dec.
30,1878 I
14,1878 !
16,1878
21,1878
24,1878
100, 000
50, 000
200, 000
50, 000
50, 000
45,000 j
44,500
90,000
27, 000
27, 000
32,158
17, 598
3,535
10, 466
21, 950
2,887
8,970
Jan.
Jan.
Jan.
Jan.
Jan.
Jan.
4,1879
4,1879
14,1879
14,1879
14,1879
14,1879
500, 000
100, 000
100, 000
60, 000
150, 000
50, 000
450, 000
180, 000
76, 400
45, 597
128, 200
45, 000
146,142
71, 502
41, 465
34, 034
68, 050
24,113
18,030 j
438,506 I
164,118
57, 175
37, 654
98, 795
38, 269
Jan.
Jan.
Jan.
Jan.
Jan.
Feb.
14,1879
14,1879
14,1879
21,1879
25,1879
15,1879
120, 000
300, 000
50, 000
50, 000
120, 000
100, 000
99, 800
238, 600
45, 000
43, 900
44, 300
32, 400
72, 658
185, 001
38, 704
37, 293
38,166
28, 920
27,142
53, 599
6,296
6,607
6,134
3,480
Feb. 18,1879
100, 000
June
June
July
Aug.
Aug.
Aug.
11,494
15, 882
19, 225
7,943
29, 405
6,731
89,000
65, 645
23, 355
Feb. 27,1879 !
M a r . 1,1879
50, 000
50, 000
41,500 :
45,000 |
36, 617
41, 331
4,883
3,669
M a r . 3, 1879 i
M a r . 4,1879 '
A p r . 15, 1879 ;
Apr. 22,1879 j
Apr. 26,1879 I
125, 000
75, 000
50, 000
125, 000
50, 000
110,300
64,600 I
26,500 ! j
82,000
44,500
91, 031
46,177
18,700
59, 744
38, 627
19, 269
18, 423
7,800
22, 256
5,873
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLXXVJI
National banks that hare gone into voluntary liquidation under the provisions of sections
5220 and 5221 of the Revised Statutes of the United States, <j'c— Continued.
Circulation.
3fame and location of bank.
Date of
!
liquidation. ,
rOna n i lft aa ll
P
i- !
Issued.
National Exchange Bank, Jefferson
City, Mo
May 8,1879
First"National Bank, Hannibal, Mo
! May 15,1879 I
Merchants' National Bank, Winona, j
i
Minn
June 16,1879 '
Farmers' National Bank, Keithsburg, 111 July 3,1879 !
First National Bank, Franklin, Ky
July 5,1879
National Bank of Salem, Salem, Ind
' July 8,1879 I
Fourth National Bank, Memphis. Tenn. July 19,1879 j
Bedford National Bank, Bedford, Ind . . . ' July 21,1879
First National Bank, Afton, Iowa
Aug. 15, 1879
First National Bank, Deer Lodge, Mont Aug. 16,1879
First National Bank, Batavia, 111 - ... . Aug. 30,1879 ;
National Gold Bank and Trust Com- >
i
pany, San Francisco, Cal.
Sept. 1,1879
Gainesville National Bank, Gainesville,
;
Ala
i Nov. 25,1879 !
First National Bank, Hackensack, N. J . Dec. 6,1879 i
National Bank of Delavan, Delavan, Wis Jan. 7,1880 j
Mechanics' National Bank, Nashville,
!
Tenn
. . . Jan. 13, 1880 ;
Manchester National Bank,Manchester, |
j
Ohio
Jan. 13,1880 \
First National Bank, Meyersdale, P a . . . Mar. 5,1880 !j
First National Bank. Mifflinburg, P a . . . . ! Mar. 8,1880
National Bank of Michigan, Marshall,
•
Mich
' May 14,1880 j
National Exchange Bank, Houston, Tex.; Sept. 10,1880
Ascutney National Bank, Windsor, Vt.., Oct. 19,1880
First National Bank, Seneca Falls, N. Y.! Nov. 23,1880
First National Bank, Baraboo, Wis
Nov. 27,1880 !
Bundy National Bank, New Castle, Ind . Dec. 6,1880 i
Yineland National Bank, Vineland, N. J.! Jan. 11,1881 '
Ocean County National Bank, Tom's J
j
River, N. J
' Jan. 11,1881
Hungerford National Batik, Adams, N. Y : J a n . 27,1881 i
Merchants' National Bank, Minneapolis,
Minn
Jan. 31,1881 !
Farmers' National Bank, Mechanics- j
i
bursr, Ohio
Feb. 18,1881 ;
First National Bank, Green Spring, Ohio Feb. 18,1881 !
First National Bank, Cannon Falls, ;
j
Minn
! Feb. 21,1881 |
First National Bank, Coshocton, Ohio.. J Feb. 21,1881 j
Manufacturers' National Bank, Three
I
Rivers, Mich
! Feb. 25,1881 j
First National Bank, Lansing, Iowa
j Feb. 25, 1881 i
First National Bank, Watertown, N. Y . . May 26,1881
First National Bank, Americus, Ga
; June 17,1881
First National Bank, Saint Joseph, Miclr June 30,1881
First National Bank, Logan, Ohio
j July 8,1881
First National Bank, Shakopee, M i n n . . . Aug. 10,1881
First National Bank, Rochelle, 111
Aug. 9,1881
National State Bank, Oskaloosa, Iowa... j Aug. 13,1881
Attica National Bank, Attica, N. Y
[ Aug. 30,1881
First National Bank, Hobart, N. Y
| Aug. 27,1881
National Bank of Brighton, Boston, Mass i Oct. 4,1881
Clement National Bank, Rutland, Vt*. -. j Aug. 1,1881
First National Bank, Lisbon, Iowa
| Nov. 1,1881
Dec. 1,1881 i
First National Bank, Warsaw, Ind
Brighton National Bank, Brighton, Iowa Dec. 15,1881
Merchants' National Bank, Denver, Colo Dec, 24,1881 i
Merchants' National Bank, Holly, Mich. Dec. 31,1881 ,
Jan. 3,1882 ;
First National Bank, Alliance, Ohio
First National Bank, New London,Conn Jan. 10,1882 !
National Hank of Royalton, Vt
Jan. 10,1882 ;
First National Bank,'Whitehall, N. Y . . . Jan. 18,1882 '
National Bank of Pulaski, Tenn
Jan. 2P, 1882 \
First National Bank, Alton, 111
Mar. 30,1882 j
Havana National Bank, Havana, N. Y . . . Apr. 15,1882
First National Bank, Brownsville, Pa
! May 2.1882 J
Second National Bank, Franklin, Ind . . . j June 20,1882 j
Merchants' National Bank, Georgetown, !
Colo
i June 22,1882 j
Commercial National Bank, Toledo, Ohio ; July 6,1882
Harmony National Bank, Harmony, Pa.; July 7,1882 j
6820 CUR-
$50, 000
100, 000
$45, 000
88, 200
$36, 872
65, 347
$8,128
22, 853
4, 768
6,715
12, 825
3,873
13, 350
9, 532
4,841
4,730
8,113
100, 000
50, 000
100, 000
50, 000
125, 000
100, 000
50, 000
50, 000
50, 000
35,
27,
54,
44,
45,
87,
26,
45,
44,
000
000
000
400
000
200
500
000
300
30, 232
20, 285
41,175
40, 527
31, 650
77, 668
21,659
40,270
36,187
750,000 |
40, 000
24, 325
15,675
100,000 !
100,000 .
50,000 !
90, 000
90,000
27,000
60, 393
68, 541
19, 735
29, 607
21,459
7, 265
100,000 j
90,000 ;
61,100
30,600
90, 000
35, 846
26,470
59, 815
50,000
50,000
100,000
28, 900
I
12, 457
4,130
30,185
100,800 !
31,500 !
90,000 !
54,000 ;
27,000 |
45,000 I
45,000 •
j
119,405l
45,000 !
74,275 |
21,394 1
63,064 j
47, 638 ]
19,481 !
39,743 !
38,575 :
26, 525
10,106
26, 936
6, 362
7,519
5,257
6,425
81, 735
31,841
37, 670
13,159
150,000 '
98,268 i
84, 766
100,000 •
50,000l
30,140 !
45,000
24,545
35,065 :
5,595
9,335
33,720 j
43,752 !
11,280
9,306
120,000
100,000
100,000
60,000
50,000
50,000
50,000
•
i
;
j
'
i
100, 000
50,000
50,000 ;
50,000 ;
;
45,000
53,058 I
50,000 !
45, 000
50,000 '•. 45, 000
100, 000
90, 000
45, 000
60, 000
27, 000
50, 000
45, 000
50, 000
45, 000
50, 000
45, 000
50, 000
81, 665
50, 000
45, 000
50, 000
90, 000
100, 000
270, 000
300, 000
100, 000
45, 000
50, 000
48, 500
50, 000
45, 000
50, 000
72, 000
120,000
45, 000
50, 000
45, 000
50, 000
112,818
300, 000
90, 000
100, 000
45, 000
50, 000
45, 000
70, 000
90, 000
100, 000
45, 000
50, 000
67, 500
75, 000
90, 000
100, 000
50, 000
100, 000
50, 000
* New bank with same title.
-XII
Outstanding.
Retired.
45, 000
90, 000
45, 000
;
13, 502
35,189
34, 998
58, 530
37, 220
18, 561
35, 805
30, 705
33, 234
50, 510
31, 850
57, 554
177, 900
9,811
10, 002
31,470
7,780
8,439
9,195
14, 295
11, 766
31,155
13,150
32,446
92,100
30, 920
34,175
31, 378
30, 010
32, 340
28, 600
109, 089
53, 415
26, 690
26, 218
52, 260
30, 531
36, 370
50, 835
14, 080
14, 325
13,622
41, 990
12, 660
16, 400
3, 729
36, 585
18,310
18, 782
37, 740
14, 469
31,130
39,165
29, 723
54,200
23, 200
15, 277
35, 800
21, 800
CLXXVIII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
National banks that have gone into voluntary liquidation under the provisions of sections
52*20 and 52*21 of the Revised Statutes of the United States, $c. —Continued.
Circulation.
Name and location of bank.
Ca
First National Bank, Liberty, Ind
j July 22,1882
Manufacturers' National Bank, Amster- j
dam,N.Y
Aug. 1,1882
First National Bank, Bay City, M i c h . . . . Nov. 8,1882
First National Bank, Ripley, Ohio
! Nov. 10, 1882
National Bank of State of New York, i
New York, N . Y
I Dec. 6,1882
First National Bank, Wellington, Ohio..! Dec. 12,1882
Second National Bank, Jefferson, Ohio . . Dec. 26,1882
First National Bank, Painesville, Ohio... Dec. 30,1882 j
Saint Nicholas National Bank, New
York, N . Y
Dec. 30,1882 j
*Fifth National Bank, Chicago, 111
Dec. 30,1882 I
First National Bank, Dowagiac, Mich... Jan. 3,1883 i
Jan. 9,1883 j
First National Bank, Greenville, 111
Merchants' National Bank, EastSaginaw,!
Mich
Jan. 9,1883 |
National Bank of Vandalia, 111
Jan. 11, 1883 j
Logan County National Bank, RussellJan. 9,1883 \
ville, Ky ..-•
Traders'National Bank, Charlotte, N. C. .Jan. 16,1883
First National Bank, Norfolk. Nebr
• Feb. 3,' 1883 j
First National Bank, Midland City,
.
j
Mich*
' . . . F e b . 5,1883 j
Citizens' National Bank, NewUlm, Minn j Mar. 1,1883 |
National Bank of Owen, Owenton, K y . . . j Mar. 5,1883 '
Merchants' National Bank, Nashville, I
I
Tenn
! June 30,1883 |
Indiana National Bank, Bedford, Ind . . . j Aug. 25,1883 :
Stockton National Bank, Stockton, Cal.. j Oct. 1,1883 I
Wall Street National Bank, New York,
N. Y
Oct. 15,1883
Commercial National Bank, Reading, P a Oct. 23,1883
Corn Exchange National Bank, Chicago,
III
Nov. 10,1883 I
Farmers' National Bank, Sullivan, I n d . . Dec. 24,18«3 !
City National Bank, La Salle, 111
Jan. 8,1884 !
Hunt County National Bank, Greenville,
Jan. 22,1884
Tex.
Waldoboro' National Bank, Waldoboro \
Me
J a n . 31, 1884 l
Third National Bank, Nashville, Tenn.. Feb. 20,1884 '
Madison County National Bank, Anderson, Ind
Mar. 25,1884
Cobbossee National Bank, Gardiner, Me Apr. 18,1884
Mechanics and Traders' National Bank,
New York, N\ Y
Apr. 24,1884
First National Bank, Phoenix, Ariz
Apr. 7,1884
Princeton National Bank, Princeton, N . Jj May 17,1884
Kearsarge National Bank, Warner, N. H| June 30,1884
Second National Bank, Lansing, Mich. ..I July 31,1884
First National Bank, Ellensburg, Wash. Aug. 9, 1884
German National Bank, Millerstown, Pa Aug. 12,1884
Exchange National Bank, Cincinnati,
Ohio
Aug. 27,1884 I
First National Bank, Rushville, 111
Sept. 30,1884
Mechanics' National Bank, Peoria, 111.. Oct. 4,1884
First National Bank, Freeport, Pa
Oct. 10,1884
Genesee County National Bank, Batavia, N. Y
^
i Oct.
\JV t. 11,1884
x±, loot
Yalley National Bank, lied Oak, Iowa . . ! Oct. 20,1884
Merchants' National Bank, Bismarck, j
!
Dak
Oct. 28,1884
Pital-
—
$60, 000
80, 000
400, 000
100, 000
800,
100,
100,
200,
000
000
000
000
85, 400
11; 240
72,500 ;
23,586 I
43,900
13,500 ;
45,000 ;
34,980,739 ' 30,303,747
*No circulation issued.
4,676,992
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLXXIX
National banks that have gone into voluntary liquidation under the provisions of sections
5220 arid 5221 of the Revised Statutes of the United States, for the purpose of organizing
new associations with the same or different title, with date of liquidation, amount of capital,
circulation issued, retired, and outstanding November 1, 1884.
Circulation.
Name and location of bank.
dation*1111"'
Ca
PitalIssued.
First National Bank, Rondout, N. Y
; Oct. 30,1880 j $300, 000
First National Bank, Huntington, I n d . . . : Jan. 3t, 1881 ; 100, 000
300, 000
First National Bank, Indianapolis, Ind .. j July 5,1881 j
50, 000
First National Bank, Valparaiso, Ind
i Apr. 24,1882 \
130,000
First National Bank, St-illwater, Minn...!; Apr. 29,1862 !
First National Bank, Chicago, 111
Apr. 29,1882 i 1, 000, 000
50, 000
First National Bank, Woodstock, 111
i Apr. 30,1882 j
200, 000
Second National Bank, Cincinnati, Ohio .1 Apr. 28,1882 I
Second National-Bank, Now York, N. Y .1 Apr. 28,1882 j
300, 000
First National Bank, Portsmouth, N H . . ; Apr. 29,1882 j
300, 000
200, 000
First National Bank, Richmond, Ind
j May 5,1882 j
Second National Bank, Cleveland, Ohio..' May 6,1882 i 1, 000, 000v
First National Bank, New Haven, Conn . j May 6,1882 I 500, 000
100, 000
First National Bank, Akron, Ohio
May 2,1882 ;
300,000
First National Bank, Worcester, Mass... i May 4,1882 j
150,000 !
First National Bank, Bane, Mass
j May 9,1882 j
100,000 |
First National Bank, Davenport, Iowa .. i May 9,1882 ,
150,000
J
First National Bank, Kendallville, Ind ..i May 12,1882 I
First National Bank, Cleveland, Ohio .. ! May 13,1882 j 300,000 I
First National Bank, Yoongstown, Ohio J May 15,1882 j
500,000 !
First National Bank, Evansville, I n d . . . .i May 15,1882 i
500, 000 j
50, 000 i
First National Bank, Salem, Ohio
| May 15,1882 |
200,000 j
First National Bank, Scranton, Pa
i May 18,1882 i
50,000
First National Bank, Centreville, I n d . . . . j May 18,1882
300,000 !
First National Bank, Fort Wayne, I n d . J May 22,1882 !
100,000 !
First National Bank. Strasburg, Pa
I May 22,1882
100,000 I
First National Bank, Marietta, Pa
| May 27,1882 :
150,000
First National Bank, La Fayette, Ind ... j May 31,1882 ;:
First National Bank, McConnelsville, I
50, 000
Ohio
... ! May 31,1882
200,000 !
First National Bank, Milwaukee, Wis ...! May 31,1882 ,
100,000 I
Second National Bank, Akron, Ohio
j May 31,1882
100,000
First National Bank, Ann Arbor, Mich, .j Juno 1,1882
100, 000
First National Bank, Geneva, Ohio
! June 1,1882
50,000 I
First National Bank, Oberlin, Ohio
j June 1,1882 ;
First National Bank, Philadelphia, Pa. ..j June 10,1882 : 1,000,000 j
200,000 !
First National Bank, Troy, Ohio
j J a n e 10,1882 '
800,000 j
Third National Bank, Cincinnati, Ohio .. i June 14,1882
50,000 i
First National Bank, Cambridge City, Indi June 15,1882
100,000 J
First National Bank, Lyons, Iowa
! June 15,1882
500,000 !
First National Bank, Detroit, Mich
! June 17,1882
375,000 !
First National Bank, Wilkes I Jarre, Pa..! June 20,18^2
100,000 :
Firsr, National Bank, Iowa City, Iowa... i June 24,1882 ;
First National Bank, Nashua, N. H
; June 24,1882 = 100,000 !
First National Bank, Johnstown, Pa . . . . j June 24,1882 i
60,000 i
First National Bank, Pittsburgh,- Pa
: June 29,1882 ;
750,000
First National Bank, Terre Haute, Ind..i: June 29,1882 i
200,000 i
First National Bank, Hollidaysburg, Pa June 30,1882
50,000 i
First National Bank, Bath, Me
j Jnne 30,1882 j
200,000 !
First National Bank, Janesville, Wis
| June 30,1882
125,000 i
First National Bank, Michigan City, Ind; June 30,1882 ;
100,000 i
First National Bank, Monmouth, 111
; July 3,188? '•
75,000 '
First National Bank, Marion, Iowa
j July 11,1882 i
50,000 •
First National Bank, Marlboro', Mass... j Aug. 3,1882 ;
200,000 ;
National Bank of Stamford, Ky
I Oct. 3.1882 '
150,000 I
First National Bank, Sandusky, Ohio . . | Oct. 6,1882 i
150,000 !
Eirst National Bank, Sandy Hill, N. Y. ..I Dec. 31,1882 '
50,000 !
First National Bank, La wrenceburg, Ind. I Feb. 24,1883 ! 100,000 !
First National Bank, Cambridge, Ohio... Feb. 24,1883 j
100,000 !
First National Bank, Oshkosh, Wis
Feb. 24,1883 ;
100,000 ;
First National Bank, Grand Rapids, Mich Feb. 24,1883 :
400,000 I
Feb.
24,1883
50, 000 i
First National Bank. Delphos, Ohio
Feb. 24,1883 i
100,000 i
First National Bank, Freepoit, 111
Feb. 24,1883 '
100,000 I
First National Bank, Elyria, Ohio
Feb. 24,1883 j
300,000 1
First National Bank, Troy, N. Y
Second National Bank, Detroit, Mich . . . j Feb. 24,1883 I 1,000,000 !
Second National Bank, Peoria, 111
I Feb. 24,1883 ; 100,000 I
National Fort Plain Bank, Fort Plain, N.!
!
200,000 j
Y ..:
\ Feb. 24,1883 :
Logansport National Bank, Logansport, |
Ind
...".
: Dec. 1,1883 i 100,000 j
50,000
National Bank of Birmingham, Ala
; May 14,1884 |
50, 000
First National Bank, Westfield, N. Y . . . . J u n e 1,1884 :
100, 000
First National Bank, Independence, Iowa Oct. 31 1884;
Total
Retired.
$270, 000
90, 000
279, 248
45, 000
83, 456
90, 000
45, 000
180, 000
376, 890
286, 000
139, 500
510, 800
355, 310
114, 822
252, 000
135, 000
45, 000
90, 000
266, 462
441, 529
442, 870
110,540
45, 000
64, 525
45, 000
79, 200
99, 000
175, 060
Outstanding
$187, 636
72, 180
186, 480
28, 764
59, 047
72, 522
26, 900
97, 200
210,107
172, 200
99, 601
276, 610
211,110
59, 557
158, 201
79,154
22,128
48, 900
143, 054
250, 029
240,670
60,435
25,820
40,527
22,787
46,370
55,295
113,696
$82, 364
17, 820
92, 768
16, 236
24, 409
17, 478
18,100
82, 800
166, 783
113, 800
39, 899
234,190
144,200
55, 265
93, 799
55, 846
22, 872
41,100
123, 408
191, 500
202, 200
50,105
19,180
23, 998
22, 213
32, 830
43, 705
61, 364
84, 640
229,170
102, 706
85, 078
90, 000
58, 382
799, 800
180, 000
609, 500
45, 000
90,000
336, 345
337, 500
88, 400
90, 000
54, 000
594, 000
141, 705
45, 000
180, 000
121, 050
45, 000
45, 000
45, 000
180,000
135, 000
90, 000
45, 000
90, 000
80, 800
47, 800
155, 900
45, 000
53, 500
90,000
229, 550
363, 700
90,000 j
45,438
116,477
53,710
49,493
45,910
31,872
415,800
98,987
323,390
22,400
39,630
194,010
183,320
46,740
52,300
28,125
293,805
79, 253
25, 365
103, 300
60, 655
31, 400
29, 839
27, 799
102,400
73,400
40, 600
23,100
39, 700
33, 500
24, 700
89, 600
23, 800
31, 800
36,100
121, 050
162,100
29, 500
39, 202
112, 693
48, 996
35, 585
44, 090
26, 510
384, 000
81, 013
286,110
22, 600
50, 370
142, 335
154, 380
41, 660
37, 700
25, 875
300,195
62, 452
19, 635
76, 700
60, 395
13, 600
17, 201
77, 600
61,600
49, 400
21, 900
50,-SOO
47, 300
23,100
66, 300
21, 200
21, 700
53, 900
108, 500
201, 600
60, 500
174,300 j
79, 890
94, 404
16,850
45,000
42,800
90,000
5,450
7,700
4,400
11,400
37, 300
38, 400
90, 000
j
i
i
'
15, 161
! 16,315,000 ! 11,719,688 | 6,394,594 | 5,325,094
CLXXX
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Names of hanks in liquidation under section 7, act July 12, 1882, with date of expiration of
charter, circulation issuedf retired, and outstanding November 1, 1884.
Name and location of bank.
First National Bank, Pontiac, Mich
First National Bank, Washington, Iowa.
First National Bank, Fremont, Ohio
Second National Bank, Dayton, Ohio
First National Bank, Girard, Pa
First National Bank, Kittanning, Pa
First National Bank, Xenia, Ohio
First National Bank, Peru, 111
First National Bank, Elmira, N. Y
First National Bank, Chittenango, N. Y.
First National Bank, Eaton, Ohio ...
First National Bank, Leorainster, Mass .
First National Bank, Winona, Minn
American National Bank, Hallowell, Me.
First National Bank, Attica, Ind
Total
Date of liquidation.
Dec. 31,1881
Apr. 11,1882
May 22,1882
May 26,1882
June 1,1882
July 2,1882
Feb. 24,1883
Feb. 24,1883
Feb. 24,1883
Feb. 24,1883
July 4,1884
July 5, 1884
July 21,1884
Sept. 10,1884
Oct. 28,1884
Circulation.
Capital.
Issued.
$50, 000
100, 000
100, 000
300, 000
100, 000
200, 000
120, 000
100, 000
100, 000
150, 000
50, 000
300, 000
50, 000
75, 000
56, 000
$90, 000
88, 565
90, 000
262, 941
90, 000
199, 500
108, 000
45, 000
90, 000
135, 000
44,300
244, 400
44, 200
67,500
50, 400
1, 851, 000
1, 649, 806
Retired.
$51,020
45,062
48,854
140,980
50,585
102,200
43,300
17,800
41,200
72,600
3,000
24,000
1,800
1, 700
On
\^nd'
; $38,980
[
43,503
•
41,146
! 121,961
|
39,415
i
97,300
'< 64,700
i
27,200
i
48,800
;
62,400
i
41,300
! 220,400
i
42,400
|
65, 800
i
50, 400
644,101 ! 1,005,705
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLXXXI
National banks that have been placed in the hands of receivers, together with their capital,
circulation issued, lawful money deposited with the Treasurer to redeem circulation, ike
amount redeemed, and the amount outstanding on November 1, 1884.
Name and location.
First National Bank, Attica, N. Y
Venango National Bank, Franklin, Pa
Merchants' National Bank, Washington,
D.C
First National Bank, Medina, N. Y
Tennessee National Bank, Memphis, Tenn.
First National Bank, Selma, Ala
First National Bank, New Orleans, La
National Unadilla Bank, Unadilla, N. Y. ..
Farmers and Citizens' National Bauk,
Brooklyn, N. T
Croton National Bank, New York, N. Y...
First National Bank, Bethel, Conn
First National Bank, Iveokuk, Iowa.
National Bank of Vicksburg, Miss
First National Bank, Rockford, 111
First National Bank of Nevada, Austin,
Nev
......
Ocean National Bank, New York, N. Y
Union Square National Bank, New York,
N.Y..:
Eighth National Bank, New York, N. Y ...
Fourth National Bank, Philadelphia, Pa ..
Waverly National Bank, Waveriy, N. Y.. First National Bank, Fort Smith, Ark ... j
Scandinavian National Bank, Chicago, Ill.j
Wallkill National Bank, Middletown, N. Y.
Crescent City National Bank, New Or- |
leans, La . -"I
Atlantic National Bank, New York, N. T.|
First National Bank, Washington, D. C ... I
National Bank of Commonwealth, New i
York,N.Y
I
Merchants' National Bank, Petersburg, Va.
First National Bank, Petersburg, Va
First National Bauk, Mansfield, Ohio
New Orleans National Banking Association, New Orleans, La
First National Bank, Carlisle, Pa
First National Bank, Anderson, Ind
First National Bank, Topeka, Kans
First National Bank, Norfolk, Va
Gibson County National Bank, Princeton,
Ind
First National Bank of Utah, Salt Lake
City, Utah
j
Cook County National Bank, Chicago, 111 .
First National Bank, Tiffin, Ohio
Charlottesville National Bank, Charlottesyille, Va.
|
Miners' National Bank, Georgetown, Colo.j
Fourth National Bank, Chicago, 111
\
First National Bank, Bedford, Iowa
•
First Natiotial Bank, Osceola, Iowa
i
First National Bank, Duluth, Mitiu
<
First National Bank, La Crosse, Wis.
!
City National Bank, Chicago, 111
I
Watkins National Bank, Watkins, N. Y... j
First National Bank, Wichita, Kans
I
First National Bank, Greenfield, Ohio
i
National Bank of Fishkill, N. Y
!
First National Bank, Franklin, Ind
Northumberland County National Bank,
Shamokin, Pa
First National Bank, Winchester, 111
National Exchange Bank, Minneapolis,
Minn
National Bank of State of Missouri, Saint
Louis, Mo
First National Bank, Delphi, Ind
First National Bank, Georgetown, Colo ...
Lock Haven National Bank, Look Haven,
Pa
Third National Bank, Chicago, III
Central National Bank, Chicago, 111
First National Bank, Kansas City, Mo ...
Capital
stock.
Lawful
m o n e y deposited.
(Circulation.
Issued.
Redeemed. Outstanding.
$43, 721
84,733
$279
180, 000
40, 000
90, 000
85, 000
180, 000
100,000
179,199
39, 747
89,570
84,527
178, 625
99, 709
801
253
430
473
253, 900 '
180, 000
26, BOO
90, 000
25, 500
45, 000
253,900
180, 000
26, 300
90, 000
25, 500
45, 000
252, 423
179, 516
26, 089
89, 524
25, 409
44, 638
1,477
250, 000
1, 000, 000
129, 700
800, 000
129, 700
800, 000
128,416
789, 472
1,284
10, 528
200,000
250, 000
200, 000
100,100
50, 000
250, 000
175, 000
50, 000
243,H93
179, 000
71, 000
45, 000
135. 000
118,900
50, 000
243,393
179, 000
71,000
45, 000
135, 000
118,900
49, 624
240,148
176, 720
69,734
44,405
134, 079
116, 979
500, 000
300, 000
500, 000
450, 000
100,000
450, 000
450, 000
100,000
450, 000
444,640
98, 253
437,474
5,360
1,747
12, 526
750,
400,
200,
100,
000
000
000
000
234, 000
360, 000
179, 200
90, 000
234, 000
360, 000
179, 200
90,000
228,903
350, 275
173,680
87,675
5,097
9,725
5,520
2,325
600,
50,
50,
100,
100,
000
000
000
000
000
360, 000
45, 000
45, 000
90, 000
95, 000
360,
45,
45,
90,
95,
352, 000
43, 875
43, 812
87,627
92,205
8,000
1,125
1,188
2,373
2,795
$50, 000
300, 000
$44, 000 '.
85, 000
$44,000
85, 000
20 \ 000
50, 000
100, 000
J00, 000
500, 000
120, 000
180,000
40, 000
90, 000
85, 000
180,000
100; 000
300, 000
200, 000
GO, 000
100, 000
50, 000
50, 000
000
000
000
000
000
•
267
1,375
291
484
2U
476
91
362
376
3,245
2,280
1,266
595
921
1,921
50, 000
43, 800
43, 800
42, 885
915
150,000
500, 000
100, 000
134, 991
315,900
68, 850
134, 991
315, 900
68, 850
132,303
309, 423
66, 452
2,688
6,477
2,398
200, 000
150, 000
200, 000
30, 000
50, 000
100, 000
50, 000
250, 000
75, 000
60, 000
50, 000
200, 000
132,000
146, 585
45, 000
180, 000
27,000
45, 000
90, 000
45, 000
225, 000
67, 500
52, 200
50, 000
177, 200
130, 992
146, 585
45, 000
180, 000
27, 000
45, 000
90. 000
45, 000
225, 000
67, 500
52, 200
50, 000
177, 200
130, 992
140,105
43,400
174, 476
23,740
4,3, 509
88,455
43,188
218,193
62, 690
50,731
48,212
163,788
121,397
6,480
1,600
5,524
3,260
1,491
1,545
1,812
6,807
4,810
1,469
1,788
13, 412
9,595
67, 000
50, 000
60, 300
45, 000
60, 300
45, 000
55,230
41,126
5, 070
3,874
100, 000
90, 000
90, 000
77, 505
12, 495
2, 500, 000
50, 000
75, 000
1, 648, 800
45, 000
41, 500
1, 693, 660
45, 000
45, 000
1,649, 067
42,165
40,310
44,593
2,835
4,690
60,053
482,653
40, 053
36,860
l l r 147
115,187
4,947
8,080
120,
750,
200,
500,
000
000
000
000
71, 200
496, 840
45, 000
44,940
71,
597,
45,
44,
200
840
000
940
CLXXXII
REPORT OF THE COMPTROLLER OF THE
CURRENCY.
National banks that have been placed in the hands of receivers, <fc.—Continued
Circulation.
Name and location of bant.
Commercial National Bank, Kansas City,
Mo
First National Bank, Ashland, Pa . . . .
First National Bank, Tarrytown, N. Y
First National Bank, Allen town, Pa
First National Bank, Waynesburg, Pa . .
•Washington County National Bank,Greenwich. N. Y . . . ..'
First National Bank, Dallas, Tex
People's National Bank, Helena, Mont
First National Bank, Bozeman, Mont
Merchants' National Bank, Fort Scott,
Kans
Farmers' National Bank, Platte City, MoFirst National Bank, Warrens burg, Mo ..
German-American National Bank, Washington, D. C
German National Bank, Chicago, 111
Commercial National Bank, S a r a t o g a
Springs, N.Y
...
Second National Bank, Scrantou, Pa
National Bank of Poultney, Vt
First National Bank, Monticello, Ind
First National Bank, Butler, Pa
First National Bank, Meadville, Pa
First National Bank, Newark, N. J
First National Bank, Brattleboro', Vt
Mechanics' National Bank, Newark, N. J
First National Bank, Buffalo, N.Y
Pacific National Bank, Boston, Mass
First National Bank, Union Mills. Pa
Vermont National Bunk, Saint Albans, Vt.
First National Bank, Leadvilh;, Colo
City National Bank, Lawivnceburg, itid..
First National Bank, Saint Albnns, Vt....
First National Bank, Monmouth, 111 .
Marine National Bank, Now Ymk, N. T . .
Hot Springs National Bank, Hot Springs,
Ark
~
Richmond National Bank, Richmond, IndFirst National Bank, Livingston, Mont
First National Bank, Albion, N. Y
First National Bank. Jamestown, Dak
Logan National Bank, West Liberty, Ohio.
Total
stock.
posited.
Issued.
Redeemed. ;
$100,000
112,500 :
100,000!
250,000
100, 000
$44,500
75, 554
89,200
78,641
69, 345
$44, 500
75, 554
89, 200
78, 641
69, 345
$37,556 I
62,100 j
77,235 !
67.379 i
67,775 i
$6, 944
13,454
11, 965
11, 262
1,570
200,000:
50,000
100,000
50,000
114, 220
29, 800
114,
29,
89,
44,
220
800
300
400
100,479 !
26,600 !
73,715 |
40,360 ;
13, 741
3,200
15, 585
4,040
41.380:
. 23,685 i
41,441 :
3,620
3,315
3,559
44,400
50,000
50,000 :
100,000 i
45, 000
27, 000
45, 000
45, 000
27, 000
45, 000
130,000 •
500,000
62,500
367, 000
62T 500
367, 000
59,391
355,585
3,109
11,415
100,000
200, 000
100, 000
50,000 i
50, 000
100,000
300,000 :
300, 000
500, 000
100.000
9fili300
50,000
200, 000
60, 000
100, 000
100,000
75, 000
400, 000
86, 900
91, 465
90, 000
27, 000
51,165
89, 500
326, 643
90, 000
289, 750
65, 000
323, 500
20, 000
65, 200
53, GOO
77, 000
89, 980
27, 000
30, 000
86,900
91,465
90, 000
27, 000
71,165
89, 500
326, 643
90, 000
450, 000
99, 500
450, 000
45, 000
65, 200
53, 000
77, 000
89, 980
27, 000
260,100
79, 300
73, 263
77,902
23,283
50, 835
63, 841
256, 943
60, 967
289,735
60,925
331, 404
20, 255
26,355
10, 780
7, 750
17, 460
2, 990
40, 246
7,600
18, 202
12, 098
3,717
20, 330
25, 659
69, 700
29, 033
160,265
38, 575
118,596
24, 745
38, 845
42, 220
69, 250
72, 520
24, 010
219, 854
50,000 I
45, 000
250,000 (| 113, 900
50,000 None.
100,000 iNone.
50,000: ;
7,400
50,000 None.
40, 850
158,900
11,240
90, 000
18, 650
23,400
2,790
7,845
700
5,215
38,060
151, 055
10, 540
84, 785
18, 650
23, 400
21, 258, 900 Ki, 369, 354
14, 291, 804 : 12, 490, 860 j 1, 800, 944
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLXXXIII
Insolvent national banks, with date of apxjointment of receivers, amount of capital stock and
claims proved, and rate of dividends paid to creditors.
Xame and location of bank.
i
Proved i'<Dividends ;
claims. ! paid.
!
i: Receiver ap- j Capital
pointed— j stock.
First National Bank of Attica, N.Y. Apr. 14,1865
Venango National Bank of Frank- i May 1,1866
linf Pa.
;
Merchants' N a t i o n a l Bank of ! May 8,1866
Washington, D. C.
i
First National Bank of Medina, j Mar. 13,1867
N.Y.
i
Tennessee National Bank of Mem- j Mar. 21,1867
phis, Tenn.
i
First National Bank of Selma, Ala.! Apr. 30,1867
First National Bank of New Or- May 20,1867
leans, La.
National Unadilla Bank, Unadilla, Aug. 20,1867
N. Y.
Farmers and Citizens' National Sept. 6,1867
Bank of Brooklyn, N . Y .
Croton National Bank of New Oct. 1,1867
York, N. Y.
First National Bank of Bethel, Feb. 28,1868
Conn.
First National Bank of Keokuk, : Mar. 3,1868
Iowa.
i
National Bank of Vickslmrg, Miss, j Apr. 24,1868
First National Bank of Rockford, j Mar. 15,1869
ill.
!
First National Bank of Nevada, ; Oct. 13,1869
Austin, Nev.
Ocean National Bank of New Dec. 13,1871 1,
York, N. Y.
j
Pr.eent.
58
Finally closed.
15
$50,000
300,000
$122, 089
434,186
200,000
669, 513
24.7
Finally closed.
82, 338
39.15
Finally closed.
100,000 I 376, 932
17*
Finally closed.
289, 467
100, 000
500, 000 1,119, 313
46.6
79
Finally clovsed.
Finally closed.
45.9
| Finally closed.
96
j Finally closed.
50,000 |
120,000
127, 801
300, 000
1,191, 500
200,000
60, 000
100, 000
50, 000
50, 000
205, 256
Finally closed.
33,562 • 4-9.2 \ Finally closed.
69,874 I 41.
Finally closed.
250, 000
170, 012
000, 000
1, 282, 254
92.70
Eighth National Bank of New • Dec. 15,1871
York, N. Y.
j
Fourth National Bank of Philadel- : Dec. 20,1871
phiit, Pa,
i
Waverly National Bank of AYa • Apr. 23,1872
verly,' N. Y.
]
250, 000
378,772
200, 000
645,558 : 100
106, 100
79, 804
100
First National Bank of Fort Smith, : May 2,1872
Ark.
:
50, 000
15,142
100
Scandinavian National Bank of Dec. 12,1872
Chicago, 111.
Wallkill National Bank of Middle- Dec. 31,1872
town, N. Y.
•
250, 000
249,174
50
175, 000
171,468
100
Merchants National Bank of Pe- Sept. 25,1873
teraburg, Va.
j
First National Bank of Petersburg, , Sept. 25,1873
Ya.
|
First National Bank of Mansfield, : Oct. 18,1873 |
Ohio.
I
!
New Orleans National Banking ! Oct. 23,1873
Association, New Orleans, La. j
First National Bank of Carlisle, • Oct. 24,1873
Pa.
i
First National Bank of Anderson, j Nov. 23,1873
Ind.
!
First National Bank of Topeka, j Dec. 16,1873
Kans.
!
First National Bank of Norfolk, j June 3,1874
Ya.
!
Gibson County National Bank of ] Nov. 28,1874
Princeton, Ind.
j
First National Batik of Utah, Salt 1 Dec. 10,1874
Lake City, Utah.
i
Finally closed.
Finally closed; 46
per cent, of interest paid.
Finally closed; 10
per cent, paid to
stockholders.
Finally closed.
100
157,120 • 100
1
Finally closed.
68, 986 ! 100
200, 000
First National Bank of Washing- • Sept. 19,1873
ton, D. C.
!
National Bank of the Common- '. Sept. 22,1873
wealth, New York, N. Y.
j
Finally closed.
170, 752 ! 88.5
Union S<jnare National Bank of ! Dec. 15,1871
New York, N. Y.
Crescent City National Bank of Mar. 18,1873
New Orleans, La.
Atlantic National Bank of New Apr. 28,1873
York, N. Y.
i
Remarks.
100
Finally closed.
Finally closed; 32.5
per cent, paid to
stockholders.
Finally closed; 13
p^r 'cent, paid to
stockholders.
Finally closed; 30
per cent, of interest paid.
Finally closed.
500, 000
C57, 020
300, 000
574, 513
100
500, 000
1, 619, 965
100
750, 000
796, 995
100
400, 000
992, 636
34
Finally closed; 35.8
per cent, paid to
stockholders.
Finally cloaed.
200, 000
167, 285
76
Finally closed.
100, 000
175, 068
57.5
Finally closed.
600, 000
1, 429, 595
50, 000
65,729
50, 000
143, 534
100, 000
55, 372
100, 000
176, 330
50, 000
62, 646
150 t 000
93, 021
84.83
Finally closed;
50
per cent, of interest paid.
Finally closed.
60
Finally closed.
73.5
25
!
58.3
|
57.5
|
| 100
|
24.381!
Finally closed.
Finally closed.
Finally closed.
Finally closed.
CLXXXIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Insolvent national banks, with date of appointment of receivers, <f-c.—Continued.
i Receiver ap- \ Capital | Proved
I pointed— j stock.
claims.
Xame and location of bank.
-j _
Cook County National Bank of
Chicago, 111.
First National Bank of Tiffin, Ohio
Charlottesville National Bank of
Charlortesville, Va.
Miners' National Bank of Georgetown, Colo.
•
j
.
: Feb. 3,1875
i
i Oct. 22,1875
I Oct. 28,1875
$500, 000 :$1, 777,147
'Jan. 24,1876
j
t
i
dends ;
paid. :
Pr.cent.
14. 941 Finally closed.
66
62
Finally closed.
92, 624
76.5
Finally closed; 11.5
per cent, since last
report.
35,801
50
50,781 |
22.5
100,000 :
200,000 i
237, 824
351, 847
130,000 j
j
Fourth National Bank of Chicago, i Feb. 1,1876 ! 200, 000 |
111.*
i
j
First National Bank of Bedford, Feb. 1,1876 ; 30,000 !
Iowa.
j
50,000 :
First National Bank of Osceola, Feb. 25,1876 j
First National Bank of Duluth, Mar.
Minn.
First National Bank of La Crosse, Apr.
Wis.
i
City National Bank of Chicago, 111 ; May
Watkins National Bank of Wat- j July
kina f N.Y.
'
•
Finally closed.
Finally closed.
34, 535 ' 100
13,1876 j
100,000 :
87,786
11,1876 \
i
17,1876 j
12,1876
50, 000 !
135, 952
250,000 !
75, 000 !
703,658
59,144
77
100
GO, ooo:
97,464
70
50, 000
34,665
27
Finally closed; interest paid in full.
100
48. 4
j Finally closed.
i
First National Bank of Wichita, ; Sept. 23,1876
Kans.
First National Bank of Greenfield, Dec. 12,1876
Ohio.*
Naiional Bank of Fishkill, Fish- Jan. 27,1877
kill, N. T.
First National Bank of Franklin,
Ind.
Northumberland County National
Bank of Shamokin, Pa.
i
First National Bank of Winchester,
111.
National E xchange Bank of Minneapolis, Minn.
'
National Bank of the State of Missouri, Saint Louis, Mo.
200,000 |
!
352,062 ' 100
Finally closed; 13
per cent, paid to
stockholders.
Finally closed.
Finally closed.
Finally closed; 38.5
per eent.of interest
paid since last report.
Finally closed; interest paid in fulL
Finally clos%d.
Feb. 13,1877
132, 000
184, 457
Mar. 12,1877
67, 000
175, 952
Mar. 16,1877
50,000
143, 300
63. 6 j Finally closed.
May 24,1877
100, 000
223, 942
88. 889;; Finally closed.
June 23,1877 2,500,000 ! 1 841, 949
First National Bank of Delphi, lad July 20,1877
First National Bank of George- Aug. 18,1877
town, Colo.
|
Lock Haven National Bank of Lock j Aug. 20,1877
Haven, Pa.
I
Third National Bank of Chicago, Nov. 24,1877
111.
Central National Bank of Chicago, Dec. 1,1877
III.
1
First National Bank of Kansas Fob. 11,1878
City, Mo..
Commercial National Bank of Kau- Feb. 11,1878
s;is City, Mo,
:
i
First National Bank of Ashland, Feb. 28,1878
Pa. *
First National Bank of Tarrytown, Mar. 23,1878
N.Y.
First National Bank of Allen town. Apr. 15,1878
Fa.*
!
;
First National Bmk of Waynes- : May 15,1878 :
burg, Pa.*
i
i
Washington County National Bank June 8,1878 ,
of Greenwich, N.Y.
'•
First National Bunk of Dallas, Tex ! June 8,1878
Penplw's National Bank of Helena, Sept. 13,1878 j
Mont.
j
First National Bank of Bozeman, ' Sept. 14,1878 '
Mont.
:
:
Merchants' National Bank of Fort Sopt. 25,1878 \
Scott, Kans.*
I
Farmers' National Bank of Watte Oct. 1,1878
City, Mo.
100
81.50
100
l
50,000 I
75, 000
133,112 100
169,616 ; 22. 5
120, 000
234,186
7JO, 000
988,641 ' 100
200, 000
2i)8, 324 j 60
500, 000
392,394
100
100
I n t e r e s t paid in full ;
15per cent, of interest since last report.
F i n a l l y closed.
Finally closed.
I n t e r e s t paid in full.
F i n a l l y closed.
75,175 j100
Finally closed; 37.165
per cent, paid t o
stockholders.
112, 500
33,105
Finally closed.
100, 000
118,371
250, 000
100, 000
100, 000
100
90.5
Finally closed.
90, 424
85
33, 362
15 per cent, since
last report.
40
200, 000
262, 812 100
50, 000
100, 000
73, 804
168, 048
50, 000
69, 631
85
50, 000
27, 801
60
50, 000
32, 449 100
First National Bank uf Warrens- Nov. 1,1S78
100,000 ! 156,260
burg, Mo.
Oerman-American National Bank Nov. 1,1878
130,000 ! 279,305
,ef Washington, D. C.
* Formerly in voluntary liquidation.
Remarks.
Finally closed.
37
40
100
50
Finally closed.
Finally closed; 18
per c«nt. paid to
stockholders.
Finally closed.
REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXV
Insolvent national banks, with date of appointment of receivers, <fc.—Cotmnued.
I Receiver api pointed—
Xame and location of bank.
German National Bank of Chicago,
111.*
•
Capital
stock.
Proved
claims.
Dividends
paid. |
•Pr.cenf,
Finally closed; 20
per cent, of principal and 42.3 per
cent, of interest
since last report.
128,832 i 100
Finally closed.
Dec. 20,1878 ! $500, 000 ] $197, 353 1 100
Commercial National Bank of Sar- Feb. 11,1879: 100, 000
atoga Springs, N\ Y.
Second National Bank of Scran ton, Mar. 15,1879 ! 200, 000
Pa.*
Apr. 7,1879 ! 100, 000
National Bank of Poultney, Vt
50, 000
First National Bank of Monticello, J u l y 18,1879 !
Ind.
132,461 | 100
81,801 |100
14,206 '•
First National Bank of Butler, Pa. July 23,1879 ! 50, 000
First National Bank of Meadville, J u n e 9,1880 ' 100, 000
Pa.
300, 000
First National Bank of Newark, J u n e 14,1880
N.J.
108,385 I 70
93,625 100
First National Bank of Brattleboro\ Vt.
Mechanics1 National Bank of Newark, N. J.
First National Bank of Buffalo,
N.T.
Pacific National Bank of Boston,
Mass.
First National Bank of Union
Mills, Union City, Pa.
Vermont Nationai Bank of Saint
Albans, Vt.
First National Bank of Leadville,
Colo.
City National Bank of Lawrenceburgh, Ind.*
First National Bank of Saint Albans, Vt.
First National Bank of Monmouth,
111.
Marine National Bank of New
York, N. Y.
Hot Springs National Bank of Hot
Springs, Ark.
Richmond National Bank of Richmond, Ind.
First National Bank of Livingston,
Mont.
First National Bank of Albion,
N.Y.
First National Bank of Jamestown, Dak.
Lojran National Bank of West
Liberty, Ohio.
|
Total
Remarks.
580,592 | 100
I
104, 749
100
500, 000 2, 703, 285
60
869, 516
33
901,300 2,278, 506
10
50,000
186, 993
50
200, 000
335,339
12.5
Jan. 24,1884
CO, 000
171, 001
20
Mar. 11,1884
100,000
35, 867
Apr. 22,1884
100, 000
269,811
Apr. 22,1884
75, 000
229, 590
| Juno 19, 1880
! Nov. 2,1881
1 Apr. 22,1882
May 22,1882
Mar. 24,1883
Aug. 9,1883
100, 000
70
400, 000 4,168, 551
25
June 2,1884
50, 000
35, 755
30
July 23,1884
250, 000
298, 024
Aug. 25,1884
50, 000
10, 960
Au£. 26,1884
100, 000
66, 256
May 13,1884
!
300, 000
Sept. 13,1884
50, 000
Oct. 18,1884
50, 000
2], 258, 900 38, 489, 810 i
* Formerly in voluntary liquidation.
5 per cent, since last
report.
Finally closed.
Finally closed.
! Finally closed; interest paid in full.
Interest paid in full
and 10 per cent, to
stockholders.
Interest paid in full.
5 per cent, since last
report
30 per cent, since last
report.
Since last report.
CLXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table by States, Territories, and reserve cities, exhibiting the number of banks in each with
capitals of $150,000 and under, and those tcith capitals exceeding $150,000, and showing
the amount ofbojtds deposited to secure circulation on September 30, 1884.
Banks with capital of
$150,000 and under.
States and Territories.
,
New E n g l a n d
States
New York.
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
—
District of Columbia .
Washington
Middle S t a t e s
Virginia
W e s t Virginia
N o r t h Carolina
S o u t h Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
U.S. /gg:
b o n d s . ,3rO
Western States.
Colorado
Nevada
California
San Francisco.
Oregon
Arizona
Dakota
Idaho
Montana
New Mexico
Capital.
57 $5, 000,000 $1, 250, 000! 14 $5,300,0001
41 4,505,000 1,126,250!
7 1, 600, 0001
35 3, 401, 000
850, 250! 14 4, 610, 000i
82 9,902,500! 2,475,625! 113! 35,825,000|
;
|
I 5 450,950,000
3, 013, 000: 753,250| 35 17,527,050
31 3, 385, 750i
846, 437] 57; 22,571,070
U.S.
bonds.
Wnds. illj
T
$700,0001 71 $10, 300, 000 $1,950, 000
350, 000! 48j 6,105,000 1,476,250
700, 000! 49 8, 011, 000:. 1, 550, 250
5,650,000! 195 45, 727, 500 8,125, 625
2,700,000 54! 50,950,000 2,700,000
1,750,000 631 20,540,050! 2,503,250
2,850,000 8S! 25,956,820 3,696,437
274 29,207,250^ 7,301,812 294; 138, 383,12014, 700, 000| 568167,590,370 22,001,812
203 18,715,260 4,678,815
150, 000:
37, 500
1
l
43 4,043,350 1,010,837'
170 15,978,870 3,994,718
150,
000
37, 500
1
100,000
25,000
1
920,
800
230,
200
12
1,
827,
500
456,
875
23
100, 000
25, 000
64j 16,508,100| 3,200,0001
43; 46,100, 0OOJ 2,150, 000|
1,800,000
350, 000;
28 8, 210, 000 1,400,0001
55: 16,234,970 2, 750,000;
32 17,908,000 1, 600, 000
22 10,050,000 1,100,000;
3
»03,185
150, 000
4
851,700
200, 000
17 11,713,260
850, 000
252, 000
50, 000
1, 025, 000
200, 000
267;
44:
7|
71!
225
33!
23
15;
27!
17!
lj
5
35,223,360; 7, 878, 815
46,250,000j 2,187, 500
350, 000
1, 800, 000
12,253,350 2,410, 837
32,213,840 6, 744, 718
18,058,000! 1, 637, 500
10,150,000, 1,125, 000
380, 200
1, 823, 985
656, 875
2, 679, 200:
850, 000
11.713,260
50, 000
' 252, 000:
1,125, 000: 225, 000
! 455; 41, 985, 78010, 496, 445 280|131, 556, 215 14, 000, 000 735 173, 541, 995 24,496, 445
! 16 1,331,400'
332, 850
: 19; 1, 645,000
411,250
!
9'
876, 000
219, 000
: 11 i
985, 000 246, 250
I n;
936,000
234, 000
:
!
3
150,000
37, 500
|
5;
410,000
102, 500
j
4,
305,000
76, 250
|
1;
100,000
25, 000
l
j
I 53. 4,110,000 1,027,500
i
3
155, 000
38, 750
j 37| 3, 873, 900
968, 475
!
j.
i 26; 1,980, 000
495, 000
Southern S t a t e s . . I 198J 16,857,300 4,214,325
Ohio
Cincinnati...
Cleveland . . .
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee..
Iowa
Mnnesota
Mssouri
Saiut Louis .
Kansas
Nebraska
Totals.
•5,2
Capital.
Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
| Banks with capital over
:
$150,000.
150] 13,125,000 3,281,250!
70! 6,148,500 1, 537,125
147! 11,599,600; 2, 899, 900;
801 5,994,000j 1, 498, 500,
"44J""3,"i66,"666:' *775,666
117; 8,445, 500i 2, 111, 375;
580, 000;
35! 2,320,000!
541, 250;
31; 2,165,000
59;
3,844,580
961,145
833, 750;
8
2, 205,300
356, 000
1, 525. 000
950, 000
1, 500, 0U0
1, 325,
000
400, 000
100, 000
300, 000
150, 000
200, 000
....
1,000
....:
400, 000
3, 525, 000
1, 860, 000
300, 000
250, 000
50, 000
5, 585, 000 1, 050, 000!
3,551,500
450, 000!
350, 000;
7: 3, 025, 300
732, 850
24 3, 536, 700
511,250
21! 2, 001, 000
519, 000
15 2, 401, 000
396, 250
14; 1, 935, 000
434, 000
15 2, 4!!6, 000
37, 500
150,000
3
352, 500
10; 1, 735, 000
76, 250
305, 000
4:
25, 000
100, 000;
400, 000
8 3, 525, 000'
59 5, 970, 000 1, 327, 500
1
88, 750
405, 0001
4
58: 9, 458, 900! 2, 018,475
450, 000
9 3, 551, 500
845, 000
33! 5, 005, 300.'
80] 25,658,100 4, 000, OOOi 278! 42, 515, 400! 8, 214, 325
8, 914, 000 1, 700, 0001 184: 22, 039, 000s 4, 981, 250
600, 000
600, 000 12 8, 600, 000!
8, 600, 000
400, 000
400. 000
8! 5, 664,100;
5, 664,100
7, 680, 000 1, 250; 000; 95; 13,828,5001 2, 787,125
1, 950, 000
400, 000i 155! 13,549,6001 3, 299, 900
600, 000
10, 550, 000
600, 000; ~~"| 10,550,000!
650, OOO! 93! 9, 794, 600 2,148,500
3, 800, 600
250, 000
250, 000!
2, 650, 000
5: 2, 650, 000!
925, 000
150, 0001 47i 3, 750, 000;
650, 000
3 :'
650,000: • 150,000
150, 000;
650, 000
300, OOOJ 123: 10,145,500: 2,411,375
1, 700, 000
750, 000: 50| 11,357,700! 1, 330, 000
9f 037, 700
691, 250
150, 000i 34' 3, 065, OOO:
900, 000
300, 000!
3, 250, 000
6! 3, 250, OOO1 300, 000
961,145
59! 3, 844, 580
l,400,000j
300,000 63, 4, 735, 000! 1,133, 750
790j 60, 077,180 15, 019, 295 159 67,396, 400 7, 950, 000| 949 127,473, 580 22, 969, 295
21
ij
10.
1,407, 000
75,000
850,000
T
445, 000
2
150, 000
36
2,258, 000
250, 000
4:
900, 000
11
630, 000
351,750
18, 750
212, 500
111,250
37, 500|
564,500}
62, 500
225, 000
157,500!
400,
000
100, 000;
1,807, 000|
75, 000!
2, 050,000:
1, 500, 000!
695, 000,
150, 000;
2,258, OOOi
250, 0W
!
756,666 " ~i66,666 13! 1, 650, 060!
630, 000;
i
i 8;
1, 200, 000
1, 500, 0001
250, 0001
200, 000:
50, 000
50, 000
451, 750
18,750
412, 500
50, 000
161, 250
37, 500
564, 500
62, 500
325, 000
157, 500
REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXVII
Table by States, Territories, and reserve cities, $*c.—Continued.
States and Territories
Ill
3 £ ; Capital.
Utah
Washington
Wyoming
Pacific States and
Territories
U.S.
bonds.
Banks with capital over
$150,000.
umber
banks.
Banks with capital of
$150,000 and under.
$400, 000 $100, 000 1
955, 000 238, 750
125, 000
31 250! 2
31,250!
1211 8,445,000 2,111,250
Capital.
Totals.
U.S.
bonds. i S I j Capital.
$200, 000
$50, 00OJ
400, 000!
1
4,700,000|
100,000
15:
4!
U.S.
bonds.
$600, 000 $150, 000
955, 000; 238
238, 750
750
525, 000
131, 250
650,0OOJ 134J 13,145,000 2,761, 250
United States . . . . 1, 838156, 572, 510^39,143, \tl\ 826367, 693, 835|41,300, 0002, 664J524,266,345 80,443,1S7
CLXXXVIII REPORT OP THE COMPTROLLER OF THE CURRENCY
Table by States, Territories, and reserve cities, exhibiting the number of banks in each, with
their capital, minimum amount of bonds required by law, bonds actually held and circulation issued thereon September 30,1884, and showing the increase of circulation authorized
under the McPherson bill.
! United States bonds.
Circulation.
i
States and Territories.
<M
! Capital.
Increase Increase
by
bonds
by
McPherHeld Sep- Onheld
McPher- son
bill on
tember
30,
Minimum.
September son bill
max1884.
30,1884. on bonds imum
of
held.
bonds.
Maine
New Hampshire .
Vermont
Massachusetts .. •
Boston
Rhode Island
Connecticut
71 $10,300,000 .$1,950,000 $8, 897,300
48 : 6,105,000 | 1,476,250 5, 820, 000
49 : 8, OIL 000 1, 550, 250 6, 478, 000
195 I 45,727, 500 8,125, 625 40,471, 950
54 i 50,950,000 j 2,700,000 27,156,150
63 !i 20, 540, 050 i 2, 503, 25015,323,600
88 25, 956, 820 3, 696,437 18, 575,100
England States.
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh...
Delaware
Maryland
Baltimore
District of Columbia .. Washington
568 ,167, 590,370 22,001,812 122, 722,100 jllO,449, 8S0 12, 272, 210
Middle States .
Virginia
West Virginia .
North Carolina.
South Carolina Georgia
,
Florida
,
Alabama........
Mississippi
Louisiana
New Orleans ..
Texas
,
Arkansas
Kentucky
Louisville. ..
Tennessee
735 |173, 541, 995 ,24, 496, 445 J110, 599,100 j 99, 539,190 11,059,910
Southern States
Ohio.
Cincinnati..,
Cleveland ...
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin . . . .
Milwaukee..
Iowa
Minnesota....
Missouri
Saint Louis .
Kansas
Nebraska
278 I 42, 515, 400
Western States ,
Colorado
,
Nevada
,
California
San Francisco.
Oregon
Arizona
267
44
7
71
225
33
23
15
27
17
1
5
35,223, 360
46,250,000
1, 800, 000
12, 253, 350
32, 213,840
18, 058, 000
10,150, 000
1, 823, 985
2, 679, 200
11, 713, 2G0
252,000
1,125,000
3, 536,700
2,001,000
2, 401,000
1, 935,000
2, 436, 000
150, 000
1, 735,000
305, 000
100,000
3, 525, 000
5, 970, 000
405, 000
9,458, 900
3, 551, 500
5, 005, 300
$8, 007, 570
5, 238, 000
5, 830, 200
36, 424, 755
24, 440, 535
| 13,791,240
| 16, 717, 590
7, 878, 815 ! 28,450,650
2,187, 500 15,602,500
1,518, 000
350, 000
9,506,850
2,410, 837
6, 744, 718 27,364,600
9, 652, 800
l f 637, 500
7, 080, 500
1,125, 000
1, 763, 200
380, 200
2,479, 000
656, 875
C, 201, 000
850, 000
250, 000
50, 000
730, 000
225, 000
732, 850
511, 250
519,000
396, 250
434,000
37,500
352, 500
76, 250
25, 000
400, 000
1, 327, 500
88,750
2,018,475
450, 000
845, 000
25, 605, 585
14, 042, 250
1, 366,200
8, 556,165
24, 628,140
8, 687, 520
6, 372, 450
1,586, 880
2,231,100
5,580, 900
225, 000
657, 000
2,558,350 2, 302, 515
1,544,450 I, 390, 005
1, 279, 000 1,151,100
1,247,600 1,122, 840
1, 861, 000 1, 674, 900
92, 500
83, 250
1, 033, 800
930,420
180, 000
162, 000
100,000
90, 000
2,325,000 2, 092, 500
1, 860, 250 : 1.674, 225
277,500
249, 750
7,230,300 j 6, 507, 270
3, 033, 700 ; 2, 730, 330
2,571,500
2, 314, 350
8, 214, 325 ; 27,191, 950
$889, 730
582, 000
647, 800
4, 047,195
2, 715, 615
1, 532, 360
1,857,510
255,835
154,445
127, 900
124, 760
186,100
9,250
103, 380
18, 000
10, 000
232, 500
186, 025
27, 750
723, 030
303, 370
257,150
74,002,805
1, 234r 185
610, 995
1, 249, 900
802,160
761,100
66, 750
804,580
143, 000
10, 000
1, 432. 500
4, 295, 775
155, 250
2, 951, 630
821,170
2, 690, 950
24, 475,455
2,719,495 ; 18,039,945
22, 039, 000 4,981,250 ! 16, 038, 250 14, 434,425 1, 603,825
600, 000
6, 384, 500 5, 746, 050
8, 600, 000
638,450
400,000 : 1, 405, 000 1, 264. 500
5, 664,100
140,500
854, 030
13, 828, 500 2, 787,125 i 8, 540, 300 7, 686, 270
7, 808, 750 7, 027, 875
780, 875
13,549,000 3, 299, 900
933, 500
600, 000
840,150
93,350
10, 550, 000
4,183,000 3, 764, 700
418, 300
9, 794, 600 2,148, 500
;
883, 400
795, 060
88, 340
250,000
2, 650, 000
188, 550
925, 000 1, 885, 500 1, 696, 950
3, 750, 000
549, 000
150,000 : 610, 000
61, 000
650, 000
467, 400
123 i 10,145, 500 2,411, 375 : 4, 674, 000 4, 206, 600
223,150
50 11,357, 700 1, 330, 000 i 2, 231, 500 2, 008, 350
691, 250 i 1, 358, 000 1, 222, 740
135, 860
34
3, 065, 000
300, 000 : 760, 000
3, 250, 000
76, 000
684, 000
961,145 • 1, 487, 250 1, 338, 525
148, 725
3, 844, 580
1,133,750
1,
907,
750
190,
775
1,716, 975
4, 735, 000
23 | 1, 807, 000 ! 451, 750
18, 750
75, 000 |
14 : 2,050, 000 i 412, 500
50, 000
1,
500,
000
!
1;
I 161, 250
8 i 695,000
150,000 i
37, 500
57,140,480
2, 845, 065 9, 617,775
1, 560, 250 32, 207, 750
151, 800
433, 800
950, 685 3,697,185
2, 736,460 7, 585,700
965, 280 9, 370, 480
708, 050 3, 777, 550
176, 3^0
237,105
247, 9C0
448,100
620,100
6,132, 360
25, 000
27, 000
73, 000
468, 000
184
12
8
95
155
12
93
5
47
3
949 !l27, 473, 580 22, 969, 295
$2, 292, 430
867, 000
2,180, 800
9, 302, 745
26, 509,465
6, 748, 810
9, 239, 230
7, 604, 575
2, 853, 950
4, 399, 600
6,142, 230
6, 521, 725
9, 709, 850
6, 029, 900
1, 854, 940
2, 053, 050
101,000
5, 938,900
9, 349, 350
1, 842, 260
2, 566, 000
2, 506, 055
3, 018, 025
61, 091, 300
54, 982,170 j 6,109,130 i 72, 491, 410
1, 097, 500
40, 000
972, 500
600, 000
410, 900
46, 500
987, 750
36, 000
875, 250
540, 000
369,810
41, 850
109, 750
4,000
97, 250
60, 000
41, 090
4,650
819, 250
39, 000
1,174,750
960, 000
325,190
108,150
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLXXXIX
Tallely States, Territories, and reserve cities, $-c.—Continued.
United States bonds.
States ami Territories. I *-,
Capital.
Held S e p .
Minimum.; t e m b e r iiO,
I
i 1884.
Circulation.
On bonds
held
September
30,1884.
I
Dakota
Idaho
Montana
Xew Mexico
Utah
Washington
"Wyoming
Pacific States and
Territories
United States
15
4
134
$2, 258, 000
250,000
1, 650, 000
6:J0,000
600, 000
955,000 •
525,000 I
$564, 500
62, 500
325, 000
357,500
150, 000
238, 750
131, 250
$703, 000
67, 800
474, 350
467, 500
462, 500
325, 000
160, 000
$632,700
61, 020
426, 915
420, 750
416, 250
202, 500
144, 000
Increase Increase
bv
by
McP'berMcPher- son bill on
son bill
maxon bonds imum of
held.
bonds.
$70, 300 i $1, 625, 300
6, 780 ! 188, 980
47,435 ! 1, 223, 085
46, 750 i 209, 250
46, 250 |
183, 750
32, 500 I
662, 500
16, 000 I
381, 000
582, 755 j 7, 900, 205
% 664 524,2(56,345 ; 80, 443,127 [327,435.000 294,691,500 [32,743,500 i229, 574, 845
AGGREGATE RESOURCES AND LIABILITIES
OF
THE NATIONAL BANKS
FROM
OCTOBER, 1863, TO OCTOBEK, 1884.
CXCII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1803.
OCTOBER 5.
Resources.
66 banks.
Loans and discounts
XT. S. bonds and securities.
Other items
$5, 466, 088 33
5, 662, 600 00 '
106, 009 12
Due from nat'l and other Vks. >,
Real estate, furniture, &c — j .
Current expenses
:.
Premiums paid
I
2, 625, 597 05 i
177, 565 69 !
53, 808 92 '
2,503
Checks and other cash items J;Bills of nat'l and other banks. .
Specie and other lawful mon'y
492,138
764, 725
1, 446, 607
Total.
16, 797,644 00
1 §64.
JANUARY 4.
139 banks.
307 b a n k s .
JULY 4.
OCTOBER 3.
467 b a n k s .
508 b a n k s .
Loans and discounts
TJ. S. bonds and securities...
Other items
$10, 666, 095 60
15,112, 250 00
74, 571 48
$31, 593, 943 43
41,175, 150 00
432, 059 95
$70, 746, 513 33 !
92,530,500 00 !
842, 017 73 ;
Due from national banks.
Due from other b'ks and b'k'rs
Real estate, furniture, &c
Current expenses
,
*4, 786,124 58
381,144 00
118, 854 43
4, 699,479
8, 537, 908
755, 696
352, 720
15, 935, 730 13
17, 337, 558 66
1, 694, 049 46
502, 341 31
Checks and other cash items.
Bills of nat'l and oth er banks.
Specie and other lawful mon'y!
577, 507 92
895, 521 00
5, 018, 622 57
2, 651, 916 96
1, 660, 000 00
22, 961, 411 64
5, 057,122 90 j
5, 344,172 00 i
42, 283, 798 23 i
7, 640, 169 14
4, 687, 727 00
44, 801,497 48
37, 630, 691 58 I
114, 820, 287 66 !
252, 273, 803 75 i
297,108,195 30 !
Total.
56
94
41
77
|
|
!
j
$93, 238, 657 92 !
108,064,400 00 S
1, 434,739 76 j
I
19, 965, 720 47 j
14, 051, 396 31 i
2, 262, 318 20
1, 021, 569 02
1§65.
Loans and discounts
IT. S. bonds and securities
Other items
JANUARY 2.
APRIL 3.
JULY 3.
OCTOBER 2.
638 banks.
907 b a n k s .
1,294 b a n k s .
1,513 b a n k s .
$166,448,718 00 j $252, 404, 208 07
176, 578, 750 00 ! 277, 619, 900 00
3, 294, 883 27 !
4, 275, 769 51
Due from national banks
Due fromotherb'ks and b'k'rsi
Real estate, furniture, &c
Current expenses
Premiums paid
30, 820,175
19, 836, 072
4, 083,226
1, 053, 725
1, 323, 023
44 :
83 I
12 !
34 i
56 j
40, 963, 243
22, 554, 636
6,525,118
2, 298, 025
1,823,291
47
57
80
65
84
Checks and other cash items
Bills of nat'l and other banks
Specie
Legal tenders and fract'l cur'y
17, 837, 496
14, 275,153
4,481, 937
72,535, 504
77 '
00
68
67
29,681,394
13, 710. 370
6, 659,660
112, 939, 320
13
00
47
59
Total
$362,442,743 08
391,744, 850 00
12, 569,120 38
76, 977, 539 59
26, 078, 028 01
11,231,257 28
2,338, 775 56
2, 243,210 31
$487,170,136 29 I
427, 731, 300 00 j
19, 048, 513 15 !
89,978,980
17, 393, 232
14,703,281
4, 539, 525
2,585,501
55
25
77
11
06
72, 309, 854
16,247,241
18, 072, 012
189,988, 496
44
00
59
28
I
512,568, 666 68 !
41,314,904
21, 651, 826
9,437, 060
168, 426,166
50
00
40
55
771, 514, 939 10 | 1,126,455,481 66 | 1, 359,768t 074 49
* Including amount due from national banks.
REPORT OF THK COMPTROLLER OF THE CURRENCY.
CXCIII
Banks from October, 3 803, to October, 1884.
1
§63.
OCTOltKlt 5.
Liabilities.
66 batiks.
Capital stock
$7,188, 393 00
Undivided profits
Individual and other-deposits.
Due to uafc'l and other b<tuk&* -
128,030
8,497,681
981,178
2,360
Other items
Total .
06
84
59
51
16,797,644 00
1 § 64.
139 banks.
Capital stock
$14, 740, 522 00
Surplus fund
"Undivided profits
432, 827 81
Rationalb'knoteaoutstanding'
Individual and other deposits 1!!
Due to nal'I and other banks*.
Other items
Total.
30,155 00
19, 450,492 53
2,153, 779 38
822,914 86
37, 630, 691 58
AVKll 4.
JULY 4.
OCTOBER 3.
307 b a n k s .
467 banks.
508 b a n k s .
$42, 204, 474 00
1, 625, 656 87
9,797,975 00
51, 274, 914 01
6, 814, 930 40
3,102,337 38
114, 820, 287 C6
$75, 213, 945 00 |
$86,782, 802 00
1,129,910 22 !
3, 094, 330 11 !
2, 010, 286 10
5, 982, 392 22
25, 825, 665
119,414,239
27,382, 006
213, 708
00
03
37
02
252, 273, 803 75
:
;
45, 260,
122,166,
34, 862,
43,
504
536
384
289
00
40
81
77
297,108, 395 30
JANUARY 2.
Al'KlL 3.
JULY 3.
638 b a n k s .
907 b a n k s .
1,294 b a n k s .
Capital stock .
Surplus fund
Undivided profits..
Nationalb'knotesoutstanding1
Individual and other deposits United States deposits
:
$135, 618, 874 00
$215, 326, 023 00
$325, 834, 558 00
$393,157,206 00
8,663,311 22
12, 283, 812 65
17, 318, U2 65
17, 809, 307 14
31, 303, 565 64
23,159, 408 17
38, 713, 380 72
32, 350, 278 19
66, 769, 375 00
98, 896, 488 00
131, 452,158 00
171, 321, 903 00
183, 479, G36 98
37, 7G4, 729 77
202.961,473 13
57, 630,141 01
398, 357, 559 59
58, 032, 720 67
500, 910, 873 22
48,170,381 31
Due to national banks
:
Due to other b'ks and bankers*,
Other items -
30, 619,175 57
37,104,130 62
41, 301, 031 16
59, 692, 581 64
78, 261, 045 64
79, 591, 594 93
90, 044, 837 08
84,155,161 27
Total .
1,513 b a n k s .
205,620 87
578, 951 37
462, 871 02
944, 053 70
512 568, 666 68
771, 514, 939 10
1,126, 455, 481 66
1, 359, 768, 074 49
* Including State bank circulation outstanding.
C820 CUR
OCTOT:*.
XIII
CXCIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1866.
Resources.
Loans ami discounts
\
U.S.b'dsilep'd to secure circ'nj
OtherU.
S.b'ds
and
securities,
j
OtherU b
Oth'rstocks,b'ds,and
Due from national banks .... j
Due from other b'ksandb'k'rsi
Real estate, furniture, &c*...
Current expenses
Premiums paid
Checks and other cash items
Bills of national and other b'ks|
Specie..
i
Legal tenderst ndfiact'lcur';; I
Total
JAXUAUY 1.
Al'JtIL 2.
JULY 2.
OCTOHEU 1.
1,582 b a n k s .
1,012 bunks.
1,634 b a n k s .
1,C44 b a n k s .
$500, 050, 109 19 ,
298, 370, 850 00 [j
142, 003, 500 00
17,4.83,753 18 :
93, 254, 551
14, 058, 220
15, 430, 290
3,193,717
2, 423, 018
02
87
in
78
02
$528. 080, 520 70 i $550,353,
091
315, &~>{), 300 00 ;320,483,350
125, 025, 750 00 ' 12I,];>2, 950
17,379,738 92 , 17,565,911
87, 504, H2S)
13,082,345
15, Si)5, 504
4t 927, 599
2, 233, 510
71
12
40
79
31
I
17
00
00
40
$003, 314, 704
331, 843, 200
94, 974, 650
15, 887, 490
83
00
00
06
90, 690, 4S2
13,982,013
10,730,923
3,032,716
2, 398, 872
66
23
02 :
27
20 ;
.107,050, 174
15,211, 117
17,134, 002
5,311,253
2, 4.03, 773
18
16
58
35
47
89, 837, 084 50 i 105, 490, tit9 36 ••90,077,134
20,400,442 00 ! 18,270,810 00 ; 17, 80(5, 742
li>, 205, 018 75 ! 17, 529, 778 42 \ 12, 629, 370
187,840,548 82 ' 189,807,852 52 • 201,425,041
53 i
00 :
30 \
03 :
103,
17,
0,
205,
21
00
82
76
1,404,770,019 29
L
:
'
1,442,407,737 31
€84,
437,
220,
793,
249
779
831
578
1,470,395,208 13
1,526,962,804 42
JULY 3.
OCTOJiEU 7.
1867.
JANUAUY 7.
.AruiL 1.
1,048 banks.
Loans and discounts
|
U.S.b'dsdep'd to secure cire'n!
U.S. b'dsdep'dtosec'rodep'tsj
II. S. b'ds and aec'ties on hand, ]
Oth'r stocks, b'ds,and mortg'etj
Due from national banks j
Due from other b' ks and b'k'rs
Real estate, furniture, &c...
Current expenses
Premiums paid .
Checks and other cash items.
Bills of national banks
Bills of other banks
Specie
|
Legal tenders and fract'l cur'yj
Compound interest notes i
Total
j 1,642 b a n k s .
1,636 b a n k s .
1,642 b a n k s .
'"I
!
$608,771,799 61 $597, 648, 286 53 $588,450,396 12
$609, 675, 214 61
339, 57U, 700 00 338, 86H, 650 00
337, 684, 250 00
338, 640, 150 00
36,185, 950 00 j 38, 465, 800 00
38, 368, 950 00
37, 862,100 00
52, 949, 300 00
40, 639, 400 00
45, 633, 700 00
42,460, 800 00
15, 073, 737 45 | 20,194, 875 21
21, 452, 615 43
21, 50V, 881 42
92, 552, 206 29
94, 121, 186 21
92, 308, 911 87
95, 217, 610 14
12,990,157 49 i 10,737,392 90 '
9, 663, 322 82
8, 389, 226 47
18, 925, 315 51 ! 19, 025, 893 81 i
19, 800, 905 86
20, 639, 708 23
2, 822, 675 18 ; 5,093,784 17 !
3,249, 153 31
5,297,494 13
2, 8GU, 398 85 j 3,411,325 56 |
3, 338, 600 37
2, 764, 186 35
101,430,220 18 ! 87,951,405 13 I 128,312,177 79
134,603,231 51
19, 203, 718 00 ; 12, 873, 785 00 j
16, 138,769 00
11,841, 104 00
d25, 748 00 I
1,176, 142 00
531,267 00
333, 209 00
11,444,529 15
19, 720, 043 20 !
11,128,672 98
12, 798, 044 40
92,861,254 17
1U4, 872, 371 04 \
102, 534, 613 46
100, 550, 849 91
84, 005, 790 00
82, 047, 250 00 i
75, 488, 220 00
56,888,250 00
1 1,511,222,985 40 j 1,405,451,105 84
JANl'AUY 6.
A I'ML 6.
JULY 6.
1,642 b a n k s .
1,643 b a n k s .
1,640 b a n k s .
Loans and discounts
j $616, 003, 479 89
TJ. S. b'ds dep'd to securecirc'uj 339, 004, 200 00
XT. S. b'dsdep'd to see're de.p'ts| 37, 315, 750 00
TJ.S. bMsandsec'tiesonhand. j 44, 164, 500 00
Oth'rntockSftb'ds, and raortg'sj 19, 305, 864 77
Due from national banks
99,311,446 60
Due from other b'kaandb'k'rs
8, 480,199 74
lieal estate, furniture, &c...
21,125,665 68
Current expenses
2.986,893 86
Premiums paid
2,4G4, 536 96
Checks and other cash items. 109, 390, 266 37
16, 655, 572 00
Bills ot national banks
261, 269 00
Bills of other banks
..
1, 927, 876 78
Fractional currency
20, 981, 601 45
Specie
114,306,491 00
Legal-tender notes
39, 997, 030 00
Compound interest notes
8, 245, 000 00
Three per cent, certificates .
Total.
1,494,084,526 01 \ 1,499,469,060 17
$628,029,347
339, 686, 650
37,446, 000
45,958,550
19, 874, 384
95,
7,
22,
5,
2,
65
00
00
00
33
j
j
;
i
j
OCTOHEU 5.
'
$655, 729, 546
339, 569, 100
37, 853,150
43, 068, 350
20, 007, 327
42 \
00
00 \
00
42 :
900, 606
074, 297
082, 570
428, 460
660,106
35
44
25
25
09
114,434,097
8,642,456
22, 699, 829
2, 938, 519
2,432, 074
93
72
70 i
04
37 '
114,993,030
12,573,514
196, 106
1,825,640
18, 373, 943
84, 390, 219
38, 917, 490
24, 255, 000
23
00
00
16
22
00
00
00
124,076,097
13,210,179
342, 550
1, 863, 358
20, 755, 919
100,166,100
19, 473, 420
44, 905, 000
71
00 i
00 !
91 '.
04 '
00 i
00 •
00 I
1, 502, 647, 644 10 j 1, 499, 668, 920 97
1,643 banks.
$657, 668, 847 83
340, 487, 050 00
37, 360,150 00
36, 817, 600 00
20, 693, 406 40
102, 278, 547 77
7, 848, 822 24
22, 747, 875 18
5, 278, 911 22
1, el9, 815 50
143, 241, 304 99
11,842,974 00
222, 668 00
2, 262, 791 97
13, 003, 713 39
92,453,475 00
4,513,730 00
59, 080, 000 00
1, 572,167, 076 26 1 1, 559, 621, 773 40
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CXCV
Batiks from October, 1.863, to October, 1884—Continued.
1866.
JAXUAIIY
1
JAXUAUY 1.
Al'HIL 2.
JULY 2.
OCTOBER 1 .
1,012 banks.
1,634 b a n k s .
1,644 b a n k s .
$403, 357, 340 00
$409, 273, 534 00
$414,270,493 00
$415, 472, 369 00
43, 000, 370 78
28, 972, 403 70
44, 687, 810 54
30, 904, 122 73
50,151,991 77
29, 280,175 45
53, 359, 277 64
32, 593, 486 09
Xatimwl b'fcnotesontstanding
State, bunknotcsoutstaniliiig..
213, 239, 530 00
45, -{49,155 00
24 P, 88G, 282 00
33, 800, 805 00
267, 798, 078 00
19, 990,163 00
280, 253, 818 00
9, 748, 025 00
Individual deposits
IT. S. deposits
;
Dep'tsot'U.S.disb'singofn'cerS'
522. 507, 829 27
29, 747, 236 15
534, 734, D50 33
29,150,729 82
533, 338,174 25
30, 038,185 03
3, 000, 892 22
564, 616,777 64
30,420,819 8f
2, 979 955 T7"
Duo to national banks
;
04, 709, 074 15
23, 793, 584 24
Due. to other b'ks and bankers.
Total
1, 404, 770, Glf> 29
89, 007, 501 54
21,841,041 35
90, 496, 726 42
25,951,728 99
110,531,057 31
26, 98G, 317 5T.
1,442,407,737 31
1,470,395,208 13
1, 526,962, 304 4*
Liabilities.
Capital stock
:
1,582 b a n k s
,
Surplus fami
Undivided piofits
1 867.
Capital stock
JANl'AllY 7.
AL'UIL 1 .
JULY 1.
OCTOBER 7.
1,648 banks
1,042 banks.
1,636 banks.
1,642 b a n k s .
\ $420, 229, 739 00 j $419,399, 484 00 $418, 558,148 00
Surplus fund
Undivided profits
"
59, 992, 874 57
20,961,382 60
60,200,013 58
31,131, 034 39
Nationaib'knoteaoutstanding'
State bank notes outstanding'. I
291, 430, 749 00
6, 901,499 00
292, 788, 572 00
5, 460, 312 00
Individual deposits
!
U. S. deposits
I
Dep's of U.S. disb'singofficers
558. 099, 708 00
27, 284, 870 93
2,477, 509 48
Duo to national banks
;
Duo to other b'ks and bankers'
92,701,998 43
24, 410, 588 33
Total
1,511,222,985 40
i
$420,073,415 0C
293, 887, 943 00.
4, 092,153 W
512, 040,182 47
27, 473, 005 60
2,650,981 39
63,232,811 12
30, 656, 222 84
291, 769, 553 00
4, 484,112 00
539, 599, 076 10
29, 838, 391 53
3, 474,192 74
91,150,890 89
23,138,029 40
89,821,751 60
22, 659,267 08
93,111,240 8&
19, 644, 940 2Q
1,465,451,105 84 i 1,494,084,526 01
t
66, 695, 587 01
33,751,446 2 1 :
540, 797, 837 51
23, 062,119 92
4, 352, 379 43,
1,499,469,060 17
i
AI'BIL 6.
JULY 6.
1,642 banks.
1,643 b a n k s .
1,640 banks.
$420, 2C0, 790 00
$420, 676, 210 00
$420,105,011 00
$420, 634, 511 00
70, 580,125 70
31,399,877 57
72, 349,119 60
32,801,597 08
75, 840,118 94
33, 543, 223 35
77, 995, 761 40
36, 095, 883 98
National b'k nnt(>sontstaii<ling
State bank notes outstanding.
294, 377, 390 00
37 792, 013 00
295, 336, 044 00
3, 310,177 00
294, 908, 264 00
3,163,771 00
295, 769,489 00
2, 906, 352 00
Individual deposits
U. S. deposits
Dep'ti- of U.S. disb'sing officersj
534, 704, 709 00
24, 305, 038 02
3, 208, 783 03
532,011,480 36
22, 750, 342 77
4, 976, 682 31
575, 842, 070 12
24, 603, 676 96
3, 499, 389 99
580, 940, 820 85
17, 573, 250 64
4, 570, 478 16
98,144, 609 61
21,807,648 17
94,073,631 25
21,323,636 60
113, 306, 346 34
27, 355, 204 56
99, 414,397 28
23, 720, 829 18
Capital stock .
Surplus fund
Undivided profits.
i
Due to national banks
Due to other b'ks and bankers
Total
! 1,502,047,644 10 j 1,499,668,920 97 I 1,572,167,076 26
|
!
OCTOBER^
1,643
1, 559,621, 773 49
OXCVI REPORT OP THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1869.
Resources.
Loans and discounts
TL S. bonds to secure circ'lat'n
U. S. bonds to secure deposits.
U. S. b'dsand sec'ties on hand.
Oth'r stocks, Vds, and mortg's
Due from redeeming agents..
Due from other national banks
Due from State b'ka andb'k'rs
Real estate, furniture, &c . . .
Current expenses
Premiums paid
Checks and other cash items.
Bills of other national banks.
Fractional currency
Specie
Legal-tender notes
Three per cent, certificates. Total
JAXUAUY 4.
APRIL 17.
.JUXK 12.
1,028 b a n k s .
1,620 b a n k s .
1,619 b a u k s .
$044, 945, 039 53
$602,084,813 47
$086, 347, 755 81
338, 539, 050 00
338, 379, 250 00 338, 609, 750 00
34, 538, 350 00
29,721,350 00
27, 625, 350 00
35, 010, 000 00
30,226,550 00
27, 476, 050 00
20,127,732 96
20, 074, 435 09
20, 777, 560 53
6.->T 727, 070 80
62, 912, 636 82
57,554,382 55 :
36, 067, 31C 34
35, o'ri, 504 53
30, 520, 527 89 ;
9,140,919 24
7,715,719 34
8, 075, 595 00 :
23, 859, 271 17
23, 289, 838 28
23,798, 183 13 ;
3, 265, 990 81
5,641,195 01
f>, 820, 577 87
1, 654, 352 70
1,716,210 13
1, 809, 070 01
142, 605, 984 92 154,137, lftl 23 ; 161,614,852 66
14, 684, 799 00
11,725,239 00 :
11,524,447 00
2,280,471 06
2, 088, 545 18
1,804,855 53
29, 626, 750 26
9,944,532 15 ! 18,455,090 48
88,239,300 00
80, 934,119 00
80, 875,161 00 :
52, 075, 000 00
49, 815, 000 00
5i,i9o,ooo oo ;
1, 540, 394, 266 50
1, 517, 753,107 03
OCTOBER 9.
[
1,617 banks.
j
$082,883,106 97
339, 480, 100 00
18,704,000 00
25, 903, 950 00
22, 250, 097 14
56, 669, 562 84
35, 393, 563 47
S, 790,418 57
25,1(59,188 95
5, 646, 382 96
2, 092, 304 85
108, 809, 817 37
10, 776, 023 00
2, 090, 727 38
23, 002, 405 83
83,719,295 00
45, 845, 000 00
1, 564,174, 410 65
1, 497, 226, 604 33
OCTOBER 8.
: DECEMBER 28.
1870.
JANUARY 22.
MARCH 24.
JUNE 9.
1,615 b a n k s .
1,615 b a n k s .
1,612 b a n k s .
j 1,615 b a n k s ,
j 1,648 b a n k s .
L o a n s and discounts . $688, 875, 203 70 $710, 848, 609 39 $719,341,186 06 $715,928,079 81 $725, 515, 538 49
Bonds for circulation 339, 350, 750 00 339, 251, 350 00 338, 845, 200 00 : 340,857,450 00 i 344,104, 200 00
16,102,000 00 , 15, 704, 000 00 :i 15, 381, 500 00j 15,189, 500 00
B o n d s for deposits . . 17, 592, 000 00
27, 292,150 00
28,276, 600 00
22,323,800 00 i 23,893,300 00
TT. S. bonds on hand - 24,077,100 00
O t h e r stocks and b ' d s
20, 524, 294 55 ; 23,300,681 87 ii 23, 614, 721 25| 22, 086, 358 59
21, 082,412 00
73,435,117 98
74. 635, 405 61 >> 66, 275, 668 92
i 64, 805, 002 88
D n e from red'g a g ' n t s 71, 641, 480 05
30, 128, 750 GO ; 33, 948, 805 C5' 37, 478,166 49
31, 994, 609 26
29,510,688 11
D u e from n a t ' l ' b a n k s
10,430,781 32 i 0, 202, 496 71!
9,319,560 54
9, 824,144 18
10,238,219 85
D u e from State banks
26, 593, 357 00
26,002,713 01
20, 330, 7tH 24
27, 470, 746 97! 28, 021, 037 44
Heal estate, &c
6, 324, 955 47
3, 409, 588 00
0, 083, 189 54
5,871,750 02 I 6, 905 073 32
C u r r e n t expenses . . .
2,439,591 41
3, 251, 048 72
2, 680, 882 39 • 3, 070, 450 74
2,491,222 11 ;
P r e m i u m s paid
11,207,703 12
11,497,534 13
12, 530, 613 57j 13,229,403 34
C a s h items - . . . - -. 111,624,822 00
1
75,317,992 22
83, 930, 515 64
79, 089, 088 39I 76,208,707 00
Clear g-house exch'gs
14,220,817 00
16, 342, 582 00
12, 512, 927 00 17, 001, 846 00
N a t i o n a l bank notes . '" 1.5," 840,"669" 00
2, 470, 966 75
2, 285, 499 02
2, 184,714 39
2,150, 522 89
2, 078,178 05
Fractional currency .
48,
345,
333
72
37,
090,
543
44
31,090,437
78
18,460,011 47 20, 307, 251 59
Specie
82, 485, 978 00
94, .373, 751 00 79. 324, 577 00 80, 580, 745 00
Legal-tender notes . . 87, 708, 502 00
43, 570, 000 00
43, 405, 000 00
43| 345, 000 00 41,845,000 00
T h r e e p e r c e n t , cert "is 43, 820, 000 00
Total.
[1,546,261,357 44 1,529,147,735 85 1,565,756,901) 07 1,510,713,230 92 11,538,998,105 93
187
MAUCIl 18.
A V III L 20,
JUXE 10.
OCTOT1EK 2.
DKCEHKEU 16.
1.688 b a n k s .
1,707 b a n k s .
1,723 b a n k s .
1,707 b a n k s .
1,790 b a n k s .
Loans and discounts. •$767, 858, 400 59
Bonds for circulation 351, 550, 700 00
Bonds for deposits... 15, 231, 500 00
TT. S. bonds on hand - 23,911,350 00
22, 703, 869 20
Other stocks and u'ds
Due from red'g ag'nts' 83, 809,188 92
Ducfrom nat'l banks , 30,201,119 99
Due from Statebanks ; 10, 271, 605 34
28, 805, 814 79
Keal estate, &c
6, 094, 014 17
Current expenses
Premiums paid
3, 939, 995 20
Cash items
, 11, 642, 644 74
Clear'g -house exch'gs; 100, 693, 917 54
National bank notes. 13,137, 006 03
Fractional currency .
2,103, 298 16
25,769,100 04
Specie
Legal-tender notes . . 91, 072, 349 00
Threeper cent, cert'fs 37, 570, 000 00 ;
Total
£779, 321, 828 11 $780,410,508 13 $831,552,210 00 $818,99u, 311 74
354, 427, 200 00 357, 388, 950 00 304, 475, 800 00 366, 840, 200 00
15, 236, 500 00
15,250,500 00
23,155,150 00
28, 087, 500 00
22, 487, 950 00
24, 200, 300 00 i 17, 753, 650 00
17, 675, 500 00
22, 414, 059 05
23,132, 871 05 | 24, 517, 059 35 23, 061,184 20
85,061,016 31
92, 369, 246 71 '. $6, 878, 008 84
77, 085, 600 53
38, 332. C79 74 i 39, 63*3, 579 35 • 43, 525, 302 05
43,313,344 78
11,853,308 00 . 12,772,009 83 . 13, 069, 301 40
11, 478,174 71
29, 242, 762 79 1 29. 637, 909 30
30, 089, 783 85 1 30, 070, 330 57
1
6,764,159 73
0, 295, 099 40
G, 153, 370 29 ; 7, 330, 424 12 j
5, 956, 073 74 |
4, 414, 755 40
5, 026, 385 97
5, 500, 890 17
12,
130,
10,
• 2,
• 22,
100,
33,
749, 289
855, 698
032. 323
135,703
732, 027
219, 126
935, 000
84 " 13,101,497 95
14, 058, 268 86 \ 13, 784, 424 76
15 \ 102,091,311 75 101. 105, 854 52 i 114, 538, 539 93 I
00 ; 19,101, 389 00
14, 197, 053 00
13, 085, 904 00 |
09 : 2,160,713 22
2, 095, 485 79
2, 061, 600 89 !
02 . 19, 924. 955 16 13,252,998 17 . 29, 595, 290 56 I
00 , 122, 137, 600 00 109,414,735 00
93, 942, 707 00 |
00 | 30, 090, 000 00
25,075,000 00
21,400,000 00 i
jl,627,032,030 28 1,694,440,912 94 1,703,415,335 65 11,730,566,899 72 3,715,861,897 22'I
REPORT OF THE COMPTROLLER OF THE CURRENCY. CXCVJI
Banks from October, 1803, to October, 1884—Continued.
1869.
JANUARY 4.
Liabilities.
Capital stock
AVIML 17.
1.028 h a n k s .
1,020 b a n k s .
$419,040,931 00
$420,818,721 00
81,100, 936 52 ':
35, 31.8, 273 71
OCTOBER 9.
1,619 banks.
1,617 banks.
$422, 659, 200 00
$426, 399,151 00
82,053,089 19
37, 489, 314 82
82, 218, 576 47
43, 812, 898 70
86,165, 334 32
40, 687, 300 92
293, 593, 645 00
2, 454, 697 00
511, 400,196 63
7,112, 646 67
4, 516, 848 12
Surplus fund
Undivided profits .
Nat'l bank notesoutstaiHlJTig
State bank notes outstanding
204, 470, 702 00 :
2, 734. 6(39 00 :
292, 457, 098 00
2,01.5,387 00
Individual deposits
U. S. deposits
De'tsl'Sdisbursiii officers
508, 530, 934 11
13,211,850 19
3, 472, 884 00
547, 922,174 91
10,114,328 32
3, 605,131 61
292, 753, 280 00
2, o')S, 874 00
574, 307, 382 77:
10,301,907 71
2,454, 048 99
Due to national banks
Due to State banks andb'k'rs.
Kotos and bills re-discounted •
Bills payable
05, 45?}, 130 33
26, 984, 945 74
92, 002, 648 49
23,018,610 62
100, 933, 910 03 .
28, 040, 771 30 !
Total.
95, 067 892 83
23, 849, 371 62
2, 392, 205 61 '• 3, 839, 357 10
1, 735, 289 07
2,140, 363 12
2, 464, 849 81
1, 870, 913 20
| 1, 540, 894, 266 50 : 1, 517, 753,167 03 j 1, 564,174, 410 65 j 1, 497, 226, 604 33
1
S7O.
JANUARY 22.
MARCH 24.
JUNE 9.
OCTOBEB 8.
1,615 b a n k s .
1,615 b a n k s .
1,612 banks.
1,615 banks.
DECEMBER 28.
1,648 b a n k s .
$426, 074, 954 00 :$427, 504, 247 00 $427, 235, 701 00 i$430, 399, 301 00
Capital stock
90,174, 281
Surplus fund
34,300,430
Undivided profits
!Nat'I bank circulat'n. 292, 838, 935
State bank circulat'n.
2, 351, 993
Dividends unpaid
14
80
00
00
2, 299, 296 27
91, 689, 834 12
42, 861, 712 59
94, 061, 438 95
38, 608, 618 91
292, 509,149 00 291,183,614 00 ! 291, 798, 640 00
2, 279, 469 00
2, 222, 793 GO ' 2,138, 548 00
1,483,416 15
1,517,595 18 I 2,462,591 31
90, 229, 954 59
43,109, 471 62
$435,356,004 00
! 94, 705, 740
j 46, 056, 428
! 296, 205,446
; 2, 091, 799
34
55
00
00
2, 242, 556 49
Individual deposits..;: 546,236,881 57 516, 058, 085 26 542,201,563 18 I r01, 407, 580 90
U. S. deposits . . . 6, 750,139 19
6,424,421 25 10, 077, 873 92 : 0, 807, 978 49
Dep'tsU.S.dis.officers" 2, 592, 001 21
4, 778, 225 93
2, 592, 9G7 54 ! 4, 550,142 68
507, 368, 618 67
6,074,407 90
4,155, 304 25
Dae to national banks 108, 351, 300 33
Duo to State banks .. 28, 904, 849 14
106, 090, 414 53
29, 200, 587 29
Wotcs re-discounted .;
Hills payable
;
Total
3,842,542 30
1, 543, 753 49
109,607,715 95 115,450,491 84 i: 100,348,292 45
29, 767, 575 21 33, 012| 102 78 29, 693, 910 SO
2, 402, 647 49
2, 873, 357 40
2,74.1,843 53
2, 302, 750 99
3, 843, 577 67 !
4, 592, 609 70 •
4, 612,131 08
4, 838, 667 83
1,546.261,357 44 1,529,147,735 85 1,565,750,909 67 1,510,713,236 92 : 1,538,998,105 93
187
I
MAHCIT 18.
I 1,688 banks.
Capital stock
1.
, 20.
1,707 b a n k s .
JUNK 10.
1,723 b a n k s .
OCTOBER 2.
; 1,767 b a n k s .
$444,232, 771 00 $446, 925, 493 00 $450, 330, 841 00 $458, 255, 696 00
Surplus funds
i 90, 802, 081 60
Undivided profits ...! 43, 883, 857 04
Nat'lbank circulation: 301, 713,460 00
State bank circulation:
2, 035, 800 00
Divicl ends unpaid
1, 263,767 70
j
1,790 b a n k s .
$460, 225, 866 00
98, 322, 203 80 101,112,071 91 ' 101,573,153 62
45, 535, 227 79 42, 008, 714 38 48, 630, 925 81
306,131,393 00 307, 793, 880 00 315,510,117 00 318, 265, 481 00
1,982,580 00 1, 9G8, 058 00 1,921,056 00
1, 886, 538 00
97, 020, 099 28
44, 776, 030 71
2, 235, 248 46
1, 408, 028 25
4, 540,194 61 1,393,427 98
611, 025, 174 10 002,110, 758 16 600,868,480 55 596, 586, 487 54
Individual deposits..! 561, 190,830 41 ; 6, 521, 572 92* 6, 205,107 94 20,511.935 98
14, 829, 525 65
3, 757, 873 84 4, 893, 907 25
5, 393; 598 89
5, 399, 108 34
U. S. deposits
! 6, 314, 957 81
Dep'tsU.S>dis.officersj
4, 813, 016 06 128, 037, 460 17 135,167, 847 69 131,730,713 04 ; 118, 657, 614 16
1
Due to national banks 118, 904, 865 84 36,113, 290 67 ; 41, 219, 802 96 40, 211, 971 67 ! 38,116, 950 67
Due to State banks .. j 37, 311, 519 13
3, 573,723 02 3,120, 039 09 3, 964, 552 57 ! 4, 922, 455 78
Xotes re-discounted . I 3, 256, 896 42
5, 374, 362 67
5, 740, 964 77 5, 278, 973 72 4,528,191 12
Bills payable
j 5, 248, 206 02
Total
[1,627,032,030 28 1,694,440,912 94 ;l,703,415,335 65 1,730,566,899 72 ,1, 715, £61, 897 22
CXCVIII
REPORT OF THE COMPTROLLER OF THE CURRENCY
Aggregate resources and Mobilities of the National
! FEBRUARY 27.
Resources.
1,814. banks.
!
APRIL 19.
1,843 b a n k s .
; 1,853 banks.
Loans and discoun ts. $839,665,077 91 i$844, 902, 253 49 £871, 531, 448 C7
Bonds for circulation 370," 924, 700 00 ' 374, 428, 450 00 377, 029, 700 00
Bonds for deposits . ]5, 870, 000 00 15,169,000 00 15, 409, 950 00
XT. S. bonds on hand . 21, 323,150 00 19,292, 100 00 10,458, 250 00
Other stocks andb'ds 22.838, 338 80 21, 538, 914 06 22, 270, 010 47
Due from red'sig
89, 548, 329 93
82,120, 017 24
91, 561, 269 53
Duo from natl banks 38, 282, 905 86 36, 097, 592 81 39, 408, 323 39
Due from State banks 12, 269, 822 08 12, 299, 710 94 13, 014, 205 26
Heal estate, &c
30, 637, 076 75 j 30, 809, 274 98
31,123, 843 21
Current expenses.. - 6, 2G5, 055 13 j 7, 026, 041 23
0,719, 794 90
6,
308,
821
6,
544,
279
29
Premiums paid
0, 610. 174 75
12, 143, 403 12 ! 12,461,171 40
Cash items
13, 458, 753 80
114,195, 900 30 ! 88, 592, 800 10
Clear'g-houseexch'gs 93,154,319
iJSTational-bank notes 15, 552, 087 00 I 18,492, 832 00 i 16, 253, 560 00
Fractional currency. 2, 278,143 24 ! % 143, 249 29 ! 2, 069, 464 12
25, 507, 825 32
24, 433, 899 46 j 24, 256, 644 14
Specie
Legal-tender notes.. 97, 865, 400 00 105, 782, 455 00 ! 122, 994, 417 00
TF.S.cert'fs of deposit
Threeper cent.cert'fs' 18, 980, 000 00 I 15, 365, 000 00 12,005, 000 00
Total
OCTODKR3.
; DECEMBER 27.
1,919 b a n k s .
| 1,940 b a n k s .
$877,197,923 47 $885, C53, 449 62
382, 048, 400 00 384. 458, 500 00 I
; 15, 479, 750 00
16, 304, 750 00
12,142, 550 00
10,300,300 00
23,533,151 73
23,160, 557 29
: 80, 717, 071 iJO
86, 401, 459 44
;
34, 486, 593 87
42, 707, 613 54
I 12,976,878 01
12, 008, 813 54
32,276,498 17
33, 014, 796 83
;
0,310,428 79
8, 454, 803 97
i 6, 540,8 *8 52
7, 097, 847 86
i 14, 910, 784 34
13,
090, 723 85
:
110, 086, 315 37
90,145, 482 72
j 15, 787, 296 00
19,
070,
322 00
1
2,151, 747 88
2, 270, 576 32
i 10, 229, 756 79
19, 047, 336 45
i 105. 121,104 00 102, 922, 369 00
!
6, 710, 000, 00
12, 650, 000 00
1
7,140, 000 00
4, 185, 000 00
1,719,415,657 34 |l,743,652,213 55 j 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43
1873.
FEBRUARY 28.
1,947 banks.
L o a n s and discounts. :$913, 265,189
Bonds for circulation;' 384, 675, 050
Bonds for d e p o s i t s . . 15, 035, 000
IT. S. bonds on h a n d . 10, 436, 950
Other stoc ks and V d s 22, 063, 306
Due from red'g ag'nts 95, 773, 077
D u e from nat'l banks; 39,483, 700
D u e from State bank si 13, 595, 679
34, 023, 057
Heal estate, &o
6,977,831
C u r r e n t expenses . . .
7, 205, 259
P r e m i u m s paid
H,
761, 711
Cash items
Clear V-houaeexeh'^s 131, 383, 800
15,
998, 779
National bank notes.
2, 289, 680
Fractional currency.
17,777,073
Specie
Legal-tender n o t e s . . 97,141, 909
TT.S.cert'fs of deposit! 18, 460, 000
1, 805, 000
Threepercent.cert'fs!
Total
67
00
00
00
20
10
09
17
77
35
07
50
95
00
21
53
00
00
00
|1,839,152,715 2
APRIL 25.
JUNE 13.
1,962 banks,
$912, 064, 267
! 386, 763, 800
i 10, 235, 000
S 9, 613, 550
I 22, 449,146
! 88,815,557
• 38, 671, 088
:
12, 883, 353
i 34,216,878
1
7,410,045
:
7, 559, 987
• 11, 425, 209
: 94, 132,125
!
19,310,202
2,198, 973
:
16, 868, 808
100, 605, 287
IS, 370, 000
710,000
31
00
00
00
04
80
63
37
07
87
07
00
24
00
37
74
00
00
00
! SEPTEMBER 12.
DECEMBER 26.
1,976 b a n k s .
1,976 b a n k s .
j 1,968 b a n k s .
'$925, 557, 082
! 388, 080, 300
i 15,935,000
i 9, 7^9, 400
| 22, 912, 415
; 97, 143, 320
i 43, 328, 792
' 14, 073, 287
34, 820, 502
i 7,154,211
7,890,962
' 3.-1, 030, 482
91,918,526
20, 394, 772
• 2,197, 559
27, 950, 086
• 106,381,491
:
42 $944, 220,116 34 $856, 816, 555 05
00 388, 330, 400 00 389, 384, 400 00
00
14, 805, 000 00; 14, 815, 200 00
00
8, 824, 850 00 8, 630, 850 00
63
23, 709, 034 53 24,358,125 06
94
90,134, 120 66 73, 032, 046 87
29
41,413,080 06 40,404,757 97
77
12. 022, 873 41 11,185,253 08
77
34, 661, 823 21 35, 556, 746 48
09
6, 985, 436 99 8, 678, 270 39
H
7, 752, 843 87. 7, 987. 107 14
58
11, 433, 913 22:; 12,321,972 80
59
88, 920, 003 53 62,881,342 16
00
10, 103,842 001!• 21, 403, 379 00
2, 287, 454 03
84
2, 302, 775 26
72
19,868,409 45 j 26, 907, 037 58
00
92,522,663 00• 108,719,506 00
22, 365, 000 00 20, 610, 000 00
305,000 00
24, 010, 000 00
1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1,729,380,303 61
1874.
1 FEBRUARY 27.
|
1,97.5 b a n k s . '
Loans and discounts j$897, 859, 600 46
Bonds for circulation 389,614,700 00
Bonds for deposits.
14, 600, 200 00
U. S. bonds on band. i 11, 043,400 00
Other stocks and M s ' 25, 305, 730 24
D u e from res've ajjf'ts! 101, 502, 861 58
D u e from n a t ' l banks' 36, 024, 001 39
Due from State b a n k s ' 11,496, 711 47
Real estate, &c
| 30, 043, 741 50
Current expenses ..]
0,998,875 75
P r e m i u m s paid
8, 741, 028 77
Cash it ems
10, 209, 935 50
Clear'g-houHeexch'£s : 62, 708,119 19
National bank notes. j 20, 003, 251 00
Fractional currency. i 2, 309, 919 73
Specie
| 33, 305, 803 58
Legal-tender notes . . i 102, 717, 503 00
TJ.S.cert; fa of deposit! 37,235,000 00
:
Dep. withTJ. S. Treas
Total
MAY 1.
1,978 b a n k s .
;
JUSK26.
1,983 b a n k s .
!
OCTOBER 2.
! 2,004 b a n k s .
I DECEMBER 31.
2,027 b a n k s .
$923, 347, 030 79 £926,195, 671 70 $954,394,791 59 $955, 862, 580 51
389,249,100 00 390,281, 700 00 : 383, 254, 800 00 j 382, 970, 200 00
• 14, 890, 200 00
14, 800, 200 00 : 14,091,700 00 i 14, 71.4, 000 00
10,152, 000 00
1.0,456, 900 00
13,313,550 00 ! 15, 290, 300 00
25. 400, 400 20
27, 010, 727 48
27, 807, 826 92 ; 28, 313, 473 12
04,017,003 31
97,871, 517 00
83, S^o, 126 04 ! 80, 488, 831 45
!
41.201,015 24
45, 770, 715 59
39, 095, 309 47 ! 48, 100, 842 62
12,400, r>92 33
11,100,011 73 :: 11.655,573 07
12,374,391 28
3i>; 190, 683 04 i
37. 270, 870 51 ; 38,112,920 52
3(5, 708, 000 39
:
5,510,566 47 I
7, 5.10, 125 20
7, 658, 738 82
7, T>47, 203 05
8, 5(>£ 262 L>7
8, 376, 650 (17 i 8,626,112 16 j
'• 8, 0*0, 37,0 84
14,005,517 33 I
10,490, 257 00
12, 296, 416 77
i 11. 919.020 71
03, sun, 271 31.
91,877,790 52
97,383,687 11 112,995,317 55 ;
22, 532, 336 00 |
23. 527, 901 00
20, 073, 452 00
18, 450,013 00
2, 392, 668 74 j
2, 283, 898 92
2, 187, 186 69
2, 224, 943 12 '
;
22,436,701 04 !
22,
320,
32, 569, 909 20
207 27
21, 240, 945 23
8 2 , 6 0 4 , 7 9 1 00;
101,692,930 00 103,1 OS, 350 00
80, 021, 940 00
47, 780 000 00 • 42, 825, 000 00 : 33,670,000 00!
40,lily, 000 00
;
2 1 , 0 4 3 , 0 8 4 36i
20, 349, 950 15
91, 250 00
11,808,500,529 16 1, 8G7.802.796 28 ; 1,851,840,913 64 1,877,180,042 44 1,902,409,038 46
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CXCIX
Banks from October, 1803, to October, 1884—Continued.
AT 111 L 19.
FKHliUAJiY 27.
Liabilities.
•:
1, 843 b a n k s .
1,814 banks.
.JL'XE 1.0.
OCTOBER 3.
1, 853 b a n k s .
1,919 b a n k s .
$404, 081, 744 00 $407,924,318 00 :$470, 543, 301 00 $479, 629, 174 00
Capital stock
DECEMBER 27.
1, 940 banks.
$482, 606, 252 00
Surplus fund..
' 103,787,082 62
Undivided profits . . . 43, 310, 344 46
104, 312, 525 81 : 105.181,943 28 110, 257, 516 45
40, 428, 590 90: 50,234,298 32 46, 623, 784 50
111,410,248 98
56,762,411 89
Katflbank circulation; 321, 634, 075 00
State bankuirculation' 1, 830, 563 00
325, 305, 752 00i 327, 092, 752 00
I, 763, 885 00• 1, 700, 935 00
336, 289, 285 00
1,511,396 00
333, 495, 027 00
1, 567,143 00
1, 356, 934 48
1, 454, 044 06
3,149,749 61
Individual deposits..; 593,645,066 16 620, 775, 205 78 618,801,019 49
6, 993, 014 77
6, 355, 7^2 95 :
U. S. deposits. - - •
7, ] 14, 893 47
3,410,371 16 ;
5, 463, 953 48
Dep'tsU.S.dis.oflicers:
5,024,699 44
613,290,671 45
7, 853, 772 41
4, 563, 833 79
598,114, 679 26
7, 863, 894 93
5,136, 597 74
Duo to national banks 128,627,494 44
Due to State banks .! 39, 025,165 44
110,047,347 67
33, 789, 083 82
124,218,392 83
34, 794, 963 37
D i v i d e n d s u n p a i d ...',
1, 451, 740 29
. 1 , 501, 914 45 j
120,755. 505 80 . l:J2, 804, 924 02
35, 005,127 84 \ 39, 878, 826 42
4, 745,178 22
5, 549, 41H 88 !
6, 545, 059 78
4, ^25, 622 04
6, 946, 416 17
5, 942, 479 34
6, 040, 562 66 j
5, 821, 551 76
6, 062, 896 91
1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 11,773,556,532 43
Notes re-discounted. j
Bills payable
j
Total
3, sis, am 91
1873,
Capital stock
• FEBRUARY 28.
APHIL 25.
JUNE 13.
SEPTEMBER 12.
DECEMBER 26.
; 1,947 banks.
1,962 banks.
1,968 banks.
1,976 b a n k s .
1,976 b a n k s .
|$484, 551, 811 00 $487, 891, 251 00 ;$490,109, 801 00 :$491, 072, 616 00
$490, 266, 611 00
I
Surplus fund
• 114, 681, 048 73
Undivided profits . . . j 48, 578, 045 28
115, 805, 574 57
52, 415, 348 4(3
i
Nat'l bank circulation' 336, 292, 459 00 338,103,864 00
State bank circulation- 1, 308, 271 00 j 1, 280, 208 00
Dividends unpaid . . .
116, 847, 454 62 120, 314, 499 20
55, 306,154 09 ; 54,515,131 76
338, 788, 50 i 00
1, 224, 470 00
120,961,267 91
58, 375,169 43
339, 081, 799 00 i 341, 320, 256 00
1,188, 853 00 | 1,130, 585 00
1, 465, 993 60
1, 462, 330 77
1, 400, 491 90
1, 402, 547 89 j 1, 269, 474 74
Individual deposits . 650,187, 551 61
IT. S. deposits
i 7, 044, 848 34
5, 835, 696 60
Dep'tsU.S.dis.officers
616, 848, 358 25
7, 880, 057 73
4, 425, 750 14
641,121, 775 27
8,(591,001 95
6, 410, 275 10
632, 685, 563 29 i 540, 510, 602 78
7, 829, 327 73 | 7, 680, 375 26
8, 098, 560 13 j 4, 705, 593 36
Due tonational banks 134, 231, 842 95
Due to State banks.. j 38, 124, 803 85
126,631,926 24
35,036,433 18
133, 672, 732 94 I114, 996, 666 54
39, 298, 148 14 \ 36, 598, 076 29
5, 515, 900 67
5, 117, 810 50
5, 403, 043 38
5, 987, 512 36 ! 3, 811, 487 89
!S"otes re-discounted.
7,215,157 04
7, 059,128 39
Bills payable
5, 672, 532 75
ft, 480, 554 09 j7, 754,137 41
Total
1,839,152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 jl, 729, 380, 303 61
137, 856, 085 67
40, 741, 788 47
1874.
j FEBRUARY 27. j
1,975 banks.
Capital stock
MAY 1.
I 1,978 banks.
JUXK 26.
1,933 b a n k s .
OCTOHKH
2.
2,004 b a n k s .
$490, 859,101 00 $490, 077, 001 00 $191, 003, 711 00 $493, 765,121 00
DECEMBER 3 1 .
2,027 bauks.
$495, S02,481 00
!
Surplus fund
123, 497, 347 20 [ 125, 561, 081 23 126,230,308 41. j 128,958,106 84 j 130,485,641 37
Undivided profits ..; 50. 230, 919 88 I 54, 331, 713 13 ; 58, 332, 905 7.1 I 51, 484, 437 32 ! 51, 477, 629 33
Eat'lbankdrculatioh 339, 602, 955 00 ! 340, 267, 049 00 • 338, 538, 743 00 333, 225, 298 00 j 331,193,159 00
Statebaiikcirculation
1, 078, 988 00 j 1, 049, 286 00 i 1, 009, 021 00 '
964, 567 00 I
S60, 417 00
Dividends unpaid...:
1,291,055 8 3 :
2,259,129 91
1,242,474 81
Individual deposits..; 595,350,334 90 649,286 298 95 622,803,154 44
7, 322, 830 85
TT. S. deposits
7, 276, 959 87
7, 094, 422 27
3, 238, 039 20
Dep'tsU.S.dis.officera;
5, 034, 024 40 | 3, 297, 689 24
3,510,276 99 |
6,088,845 01
660, 068, 995 88 ! 682, 840, 007 45
7,302,153 58 ! 7, 492, 307 78
3, 927, 828 27 |
3, 579, 722 94
I
Due to national banks ; 138,435,388 39 i 135,640,418 24 143, 033, S22 25 : 125, 102,049 93 j 129,188,071 4£
Due to State banks .. 48,112, 223 40 j 48, 683, 924 34 : 50, 227,426 18 i 50, 718, 007 87 ; 51,029,602 36
;
j
;
4, 436, 256 22 ' 4,197, 372 25 j 6, 365, 652 97
Notes re-discouuted..: 3, 448, 828 02
4, 581,420 38
4, 352, 560 57
5, 398, 900 83
Bills payable
: 4, 275, 002 51 j 4,772, 062 59
4, 950, 727 51
Total
1,808,500,529 16 jl,867,802,796 28 1,851,840,913 64 1,877,180,942 44 jl, 902, 409, 638 46
REPORT OF THE COMPTROLLER OF THE CURRENCY,
cc
Aggregate resources and licibllitieH of the National
1 875.
MARCH 1.
MAY 1.
.TUNE 30.
OCTOHBItl.
2,040 banks.
2,076 b a n k s .
2,088 b a n k s .
DECEMBER 17.
Res.Hirers.
: 2,020 banks.
; 2,086 b a n k s .
$971, 835, 298 74 $972, 926, 532 14 $984,091,434 40 $902, 571, 807 70
Loans undilist'oitiits $956, 485,
Bonds for circulation 380,082, 650 00 378, d2(i, 900 (10 375, 127, 900 00 370,321.700 00 363, G18,100 00
372, 200 00
Bonds for deposits .
14, 492,200 00
14, 147,200 00
14, 097! 200 00
13, 981, 500 00
U. S. bonds on h;snil.: IK, 002,150 00 14] 297, 050 (10
13,989,950 00 • 10, 009, 550 00
12, 753, 000 00
Other stock* and b\Uv 28, 2(58,841 liil
33, 505, 045 15
31, 657, 960 52
29, 102. 197 10 32, 010. 310 IS
Due ti-oni res'von^'ts 81), 991,175 34
85, 701, 259 82
81, 402, 682 27
80. 620, 878 75
89, 788, 903 73
Due from nat'l luniks 44, 720,:<94 11 46, 039, 597 57
47, 028, 7(i!) 18
44,831,891 48
4s, 513,388 8(5
Due from State banks 12,724, 243 07
11, 895, 551 08
094. 080 39
11. 025, 047 15
11, 9(!3, 7(58 90
312/285 99
42, H6fi, 647 65 ; 41,583,311 94
40, 909, 1)20 49
Real estate, &c
! 39, 430,952 12
70(5, 700 42
7,841,213 05 1 9, 218, 455 47
7,790, 581 Hi
4, 992. 044 34
Current expenses . .
434^ 45:* 14
8, ti70. 091. 18
9,442,801 54
% 000,880 <)2
8, 742. 393 83
Premiums paid . . - .
13, 122, 145 88
11, 734,762 42
12, 758, 872 03
11,238,725 72
Cash items
12, 433.100 43
924, 025 93
75,142,803 45
67, 880, 967 04 !
Clear'g-houseexeh'&s 81, 127,790 39 116, 070,819 05
261,061 00
504,040 00
18, 528, 837 00
Bills of other banks. 18, 90!),307 oo
17,106,190 00
020, 504 20
702, 326 44
Fractional cui'i oncy.
2, 595, 031 78
2, 901, 023 10
3, 008,592 12
959,582 30
8, 050, 329 73
17,070,905 90
Specie
16, 667, UHl 17 10, 62", 361 04
492,
895
00
015,928
00
76,458,734
00
70,
725, 077 00
Legal-tender notes
84!
78, 508, 170 00
310,000 00
U.S.cert'fs of deposit 37, 200, 000 00 • 38, 615, 000 00
48,810,000 00 i 31, 005, 000 00
640,
785
52
Due from U. S. Treas 21, 007,91!) 70 ! at; 454, 422 29
19/202,256 68
, 19, 686, 960 30
Total
1,869,810,753 22 ! 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1.823,469,752 44
1876.
MARCH 10.
MAY 12.
JUXK 30.
OCTOIiEIi 2.
i DECEMBER 22.
2,091 banks.
2,089 banks.
2,091 banks.
2,089 banks,
j 2,082 banks.
Loans and discounts $050,205, 555
Bonds for circulation 354, 547, 750
Bonds for deposits
14, 216, 500
TJ. s. bonds on hand.' 25, 910, 650
Other stocks and b'ds 30,425,430
Due from res've ag'ts 99, 068, 360
Due from nat'l banks' 42,341,542
Due from State banks 11,180,502
41, 937, 617
Keul estate, &c
Current expenses.
8,296,207
Premiums paid - - •. 10,94(5,713
9, 517, 808
Cash items
•
Clear'^-housc exclf gs 58,^63, 182
Bills of other bunks- 18, 530, 502
o, 215, 594
Fraetioualcurveney '
Specie . .
29, 0~7, 345
70, 768, 44(3
30, 805, 000
18,479, 112,
Total
$939, 895, 085 34 $933, 686,530 45 $931, 304,714
344, 537, 350 00 339, 141,750 00 337, 170,400
14, 328,000 00 • 14,698,000
14,128, 000 00
30, 842,300 00 . 33,142,150
26, 577, 000 00
32, 482,805 75 ' 34,445,157
'< 30,905,195 82
87, 989,900 90
: 86, 769, 083 97
87, 326,950
47,41" 029 03
• 44, 328, 6C9 40
47, 525,089
10, 989,507 95
11,262, It*?* 90
12,061, 283
42, 722,415 27 : 43,121,942
42,183,958 78
5. 025.549 38
• 6, 820, 573 35
6, 987,644
1
10,621, 634 03
10,715, 251
10, 414,: 47 28
11,724. 592 07
12, 043,139
9,693,18(5 37
75, 328.878 84
87, 870,817
56, 806, 632 63
20, ;{98,422 00
15,910, 315
20, 347, 904 00
1. '-*87,897 44
1.417, 203
2, 771, KM> 26
25,:; 18,469 92
2.1,360, 767
21,714,594 !!6
90, K10,S70 00 • 84,250. 847
79, S58, 661 00
27, 955,000 On
29, 170,000
27, 3H0, 000 00
17,163, 407 05
16, 743,695
16,911,680 20
06
00
00
00
16
48
98
08
01
46
16
08
06
00
66
42
00
00
40
'$929, 066, 408 42
336, 705, 300 00
! 14, 757, 000 00
! 31, 937, 950 00
31, 565, 914 50
: 83, 789,174 65
44,011,664 97
12,415,341 97
43, 498, 445 49
9, 818, 422 88
10,811,300 66
10,658,709 26
68, 027, 016 40
17,521,663 00
1,146,741 94
32, 999, 647 89
66,221,400 00
20, 095, 000 00
16,359,491 73
,1,834,369,941 70 1,793.30)5,002 78 1,825,760.907 28 1,827.265,307 61 1,787,407,093 76 ;
JANUARY 20.
APECIL 14.
2,083 banks.
2,073 banks.
OCTO1JEU 1.
', 2.078 banks.
2,080 banks.
3>E('EMKEU 28. 1
2,074 banks.
Loans and discounts. $920,561,018 65 $911,946,833 88 $901, 731, 410 03 $89.1, 920, 593 54 $881, 85C, 744 87 i
Bonds for circulation 337, 590, 700 00 339, 658,100 00 337, 754, 100 00 336,810,950 00 343, 869, 550 00 !
Bonds for deposits . . :: 14, 782, 000 00 15,084,000 00
14, 903, 000 00 13,538,000 00 i
14.971, 000 00
U. S. bonds on hand 1 31, 988, 650 00 ! 32, 904, 250 00 ; 32. 344, 050 00 30, 088, 700 00
28, 479, 800 00 I
Other st oc k s an d b' (18 31,819,930 20
32,109,491 03
35, 653, 755 29 34,435,995 21
32, 554, 594 44
Due from res've ag'ts;i 88, 698, 308 85
75, 960, 087 27 I
82, 132, (i99 96 73, 284,133 12
84,942,718 4L
Due from nat'l banks 44, 844, 616 88 = 42, 027, 778 81 44, 567, 303 63 45,217,246 82
44.123,924 97
Due from State b'nks 13, 680, 990 81
11, 415, 76 i 60
11,479,945 65
11, 246, 349 79
11,911,437 36
45,2-^9,983 25
45,511,932 25 |
Heal estate, &c
44. 736, 549 09 44,818, 722 07
43, 704, 335 47
6,915,792 50 ; 8, 958 9<i3 60 i
7, 910, 864 84
Current expenses...
7, 842, 296 86
4,131,516 48
9,219,174 62 i 8} 841, 939 09
Premiums paid
10,494,505 12 10,320, 674 34
10,991,714 50
11. 674, 587 50 i 10, 205, 059 49
10,410,023 87 10. 099, 988 46
10/295,404 19
Cash items
481
13
74,525,215
89
04,664.415 01
57,
861.
85,15:1,422 74
Clear'g-lionaeexch'gs' 81,117, 889 04
15,531,467 00 , 20, 312, 692 00
18,418,727 00 : 17, 942, 693 00 20,182, 948 00
Bills of other banks
900, 805 47 :
778, 084 78
L, 055, 123 61
1,238/228 08
1,114,820 09
Fractional currency.;
22, 658, 820 31
32, 907, 750 70
21, 335, 990 06
Specie
'.. ; 49, 709, 267 55 • 27, 070, 037 78
66, 920, 684 00
70, 508, 248 00
78, 004, 386 00
72,351,573 00
Legal-tender notes.. • 72,089,710 00
32,410,000 00
26,515,000 00
44, 430, 000 00
32,100, 000 00
U. S.cert'fs of deposit 25, 470, 000 00
10,021,753 01
16, 493, 577 08
Due from 17. S. Treas 16,44.1,509 98 ! 16, 291, 040 84 17, 932, 574 60
Total
1,818,174,517 68 1.796,003,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Banlisfrom
CCI
October, 18G3? to October, 1884—Continued.
1 8 7 5.
MARCH 1.
MAY 1.
JUKE 30.
OCTOBER 1.
DECEMBER 17.
2,020 banks.
2,046 banks.
2,076 banks.
2,088 banks.
2,086 banks.
Liabilities,
Capital stock
) 490, 272, 901 00 $498,717,343 00 $501, 568, 563 50 $504, 829, 769 00 ! $505,485,865 00
131, 249, 079 47
Surplus fund
Undivided profits ...: 51,050,243 62
Xat'l bank circulation 324, 525, 349 00
824, 876 00
Statebankcirculation
Dividends unpaid . . .
131, G04, 608
oo, 907, 019
323,321,230
815, 229
1, 601, 255 48
66
05
00
00
2, 50.1, 742 39
133,160,094 79
52,160, 104 68
318,148, 406 00
786, 844 00
134, 356, 076 41
52, 9C4, 053 50
133, 085, 422 30
59, 204, 957 81
314,970,451 00
318, 350, 370 00
772, 348 00 !
752, 722 00
6,105, 519
4, 003, 534 90 !
1, 353, 396 SO
Individual deposits i 647, 735, 879 69
U.S. deposits
i 7, 971, 932 75
Dep'tsU.S.dis.ofncers; 5, 330, 414 16
695, 347, 677 70 : 686, 478, 630 48 664, 579, 619 39 \ 618, 517, 245 74
6, 797, 972 00
6, 714, 328 70
6, 507, 531 59 ! 6, 652, 556 67
2,766,38'* 41
3, 459, 061 80 ; 4, 271,195 19 |
4,232, 550 87
Due to national banks; 137,735,121 44
Due to State banks .. i 55, 294, 663 84
127,280,034 02
53, 037, 582 89
Notes re-discounted . I 4, 841, 600 20
Bills payable
j 4, 786, 436 57
Total
5, 254, 453 66
6, 590, 234 43
5, 671, 031 44
4,261,464 45 .
C, 079, 632 94 \ 5, 758, 299 85 ;
5, 257,160 61
7, 056, 583 64
!l,869,819,753 22 1,909,847,891 40 1,913,239,201 16 i 1,882,209,307 62| 1,823,469,752 44
MAHCH 10.
j
MAY 12.
2,091 banks. i 2,089 banks.
Capital stock
138, 914, 828 39 '. 129, 810, 681 60 ! 119, 843, 665 44
55, 714, 055 18 '. 49, 918, 530 95
47, 048,174 56
JUNE 30.
OCTOBER 2.
2,091 banks.
2,089 banks.
DECEMBER 22.
2,082 banks.
'$504, 818, 666 00 :$500, 982, 006 00 $500,393,796 00 $499, 802, 232 00
$497, 482, 016 00
131, 897,197 21 132, 202, 282 00
46, 609, 341 51 46, 445, 215 59
131, 390, 664 67
52, 327, 715 08
294, 444, 678 00 291, 544, 020 00
658, 938 00
628, 847 00
292, 011, 575 00
608, 548 00
133, 091, 739 50 i131, 795,199 94
Surplus fund
Undivided profits . . . 51,177,031 26 ' 49, 039, 278 75
IN"at' 1 bank circulation 307, 476,155 00 300, 252,085 00
714, 539 00
Statobank circulation
667, 060 00
i
1,
405,
829
06
2,
325, 523 51
Dividends unpaid . . Individual deposits.. 620, 674, 211 05 612, 355, 096 59
6, 606, 394 90 8,403, 87^ 18
U. S. deposits
Dep' tsU. S .d is. offi cers; 4, 313, 915 45 2,505,273 30
6,116, 679 30 I
3, 848, 705 64
1, 286, 540 28
641,432,886 08 651,385,210 19 619, 350, 223 06
6, 727,155 14
7, 667, 722 97 : 7, 256, 801 42
4, 749, 615 39
3, 392, 939 48 : 3, 746, 781 58
Due to national banks; 139, 407, 880 06 127, 880, 045 04 131, 702,104 87 131,535,900 04 122,351,813 09
Due to State banks..' 54, 002,131 54 46, 706, 969 52 51,403,995 59 48, 250, 111 63 48,685,392 14
jJTotcs re-disoounte<T .
Bills payable
Total.
4, 631, 882 57
6, 049, 566 31
4,653,460 08
5, 650, 126 87
3, 867, 622 24 4,464,407 31
6,173, 006 03 , 6, 1.54, 784 21
4, 553,158 7G
5, 882, 672 15
1,834,369,941 70 1,793,306,002 78 1,825,700,967 28 1,827,265,367 61 1, 787, 407, 093 76
1 $7
Capital stock
JANUARY 20.
APRIL 14.
JUNE 22.
2,083 banks.
2,073 banks.
2,078 banks.
OCTOBER 1.
DECEMBER 28.
2,080 banks.
2,074 banks.
$493,634,611 00 $489, 684, 645 00 $481,044,771 00 $470, 467, 771 00
Surplus fund
.: 130, 224,169 02
Undivided profits . . . I 37, 456, 530 32
127, 793, 320 52
45, 609,4.18 27
124, 714, 072 93
50, 508, 351 70
Sat'lbankcirculation 292,851,35L 00 ' 294, 710, 313 00 290, 002, 057 00
•
535, 963 00
521, 611 00
State ban kcirculation
581, 242 00
1, 853, 974 79
1, 398,101 52
Dividends u n p a i d . . . | 2, 448, 909 70
641, 772, 528 08 636, 267, 529 20
Individual deposits.. 659,891,969 76
7, 584, 267 72
7,187, 431 67
3,076, 878 70
3,710,167 20
U. S. deposits
7, 234, 696 96
Dep'tsU.S.dis.officers.
3,108, 316 55 125, 422, 444 43 121, 443, 601 23
Due to national banks! 130,293,566 36 48, 604, 820 09
48, 352, 583 90
Due to State banks..! 49, 965, 770 27
3, 985, 459 75 ; 2, 953, 128 58
Notes re-discounted .! 4, 000, 063 82
5, 969, 241 94 \ 6, 249, 426 88
Bills payable
i 6, 483, 320 92
Total
;i,818,174,517 68 1,796,603,275 29 1,774,352,833 81
•
122, 776,121 24
44, 572, 678 72
$477,128,771 00
121,618,455 32
51, 530, 910 18
201,874,236 00 299, 240, 475 00
470, 540 00
481,738 00 ;
3, 623,703 43 '. 1,404,178 34
616,403,987 12 : 604, 512, 514 52
7, 972, 714 75
6, 529, 031 09
2, 376, 983 02 ; 3, 780, 759 43
115, 028, 954 38 ! 115, 773, 660 58
46, 577, 439 88
44, 807, 958 79
3,791,219 47 j
6,137,116 83 |
4 654, 784 51
5,843,107 03
1,741,084,663 84 t 1,737,295,145 79
CCII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1 8 7 8.
MARCH 15.
Resources.
t
:
2,063 banks.
Loans and discounts. $854, 750, 708 87
Bonds for circulation; 343, 871, 350 00
Bonds for deposits ..! 13, 329, 000 00
IT. S. bonds on hand. | 34, 881,600 00
Otheratoek&andb'ds' 34, C74, 307 21
Due from res' veag'ts. 86, 016, 900 78
Due from nat'l banks' 39, 692, 105 87
Due from State banks 11, 683,050 17
Real estate, &c
\ 45, 792, 363 73
Current expenses . . . | 7, 786, 572 42
Premiums paid
j 7, 806, 252 00
Cash items
! 10, 107, 583 76
498, 965 23
Clear'g;. house exch'gs
Bills of other banks. 16, 250, 569 00
697, 398 86
Fractional currency.
Specie
I 54, 729, 558 02
Legal-tender notes.. i 64, 034, 972 00
U.S.cert'fs of deposit j 20, 605, 000 00
DuefromU.S.Treas-i 16, 257, 608 98
Total
j
!
MAY 1.
JUXK 29.
_
OCTOHKll 1.
DECEMBER 6.
2,053 bunks.
2,055 b a n k s .
_.
, 2,059 banks.
,$847, 620, 392 49
• 345, 256, 350 00
I 19, 536, 000 00
! 33,615,700 00
: 34, 697, 320 53
i 71,331,219 27
! 40, 545, 522 72
I 12,413.579 10
I 45, 901, 530 93
: 7,239,305 78
!! 7, 574, 255 95
10,989,440 78
! 95, 525,134 28
I 18, 363, 335 00
661,044 69
46, 023, 756 06
67, 245, 975 00
20, 995, 000 00
16, 364, 030 47
! 2,056 banks.
$835, 078,133 13 •$833, 988, 450 59 i$826, 017,451 87
: 347, 332,100 00 347, 556, 650 00 ! 347,812,300 00
28,371,000 00
47, 930, 850 00 i 49, 110, 800 00 !
: 40, 479, 900 00 46,785,600 00 ! 44, 255, 850 00 j
! 36, 694, 990 24 30.859,534 82 | 35, 816, 810 47 !
! 78, 875, 055 92 85,083,418 51 : 81, 733,137 00 j
i: 41, 897, 858 89 41, 492, 918 75 i 43, 144, 220 68 I
12.2H-2.31fl 30
12,314,698 11 12,259,856 09 I
40, 15)), 409 35 46, 702, 476 20 1 46,728,147 36 '
: 4,718,618 06
7,608,128 83
6, 272, 560 73
: 7, 335, 454 49
7,134,735 68 ! 6, 978, 768 71
; 11, 525, 376 07 10, 982, 432 89 ! 9, 985, 004 21
! 87, 498, '287 82 82, 372, 537 88 ! 61, 998, 286 11
I 17, 063, 576 00
16,929,721 00 ! 19, 392, 281 00
496, 864 34
i
610, 084 25
515,661 04 !
34, 355, 250 36
i 29, 251, 409 77
30, 688, 606 59
6i,
672,
762 00
' 71, 643, 402 00
64, 428. 600 00
32, 520, 000 00
S 36, 905, 000 00 32,690,000 00
i
17,
940,
918 34=
; 16, 798, 667 62
16, 543, 674 36
:
il.729,465,956 90 :1,741,898,959 05 1,750,464,706 51 j 1,767,279,133 21 1,742,826,837 37 j
18
JANUARY 1.
APRIL 4.
2,051 banks.
2,048 banks,
!$814, 653, 422 69
Loansand discounts. $823,906, 765
Bonds for circulation 347,118, 300 00 i 348, 487, 700 00
Bonds for deposits.. 6G, 507, 350 00 i 309, 348, 450 00
IT. S. bonds on hand. 44, 257, 250 00
54, 601, 750 00
Other stocks and b'ds 35, 569, 400 93 1 36, 747,129 43
D u e from res've agt'a 77, 925, 008 6S i 74, 003. 830 40
D u e from nat'l banks, 44,161,948 46 : 39,143,388 90
D u e from State banks: 11, 892, 540 26
10, 535, 252 99
47,091,064 70 , 47,401,014 54
Real estate, &c
4,033,0*24 07
6, 693, 068 43
Current expenses . . .
6, 366, 048 85
6, 609, 390 80
Premiums paid
13,
564,
550
25
Cash 1items
10,011,29*
64
Clear g-hou se oxch'gs 1 100, 035, 237 82
63.712,445 55
Bills of other b a n k s . ' 19, 535, 588 00
17, 008, 505 00
Fractional currency.
475,538 50
* 467.177 47
Specie
'.. 41,499,757 32
41,148,503 41
Legal-tender notes . 70, 561, 233 00
64,461,231 00
TT.S.cert'fsof deposit 28,915,000 00 j 21,885,000 00
Dn& from XT. S. Treas 17,175,435 J3 ! 17,029,121 31
Total
JUNE 14.
OCTOBER 2.
i 2,048 banks.
$835, 875, 012
j 352,208, 000
i 257,038,200
i 62, 180, 300
i: 37, 617,015
93, 443,463
48, 192,531
11, 258, 520
47, 796, 108
913, 430
674,497
209, 982
152, 359
685,484
446, 217
333, 287
059,152
180,000
16 620, 986
T
2,048 banks.
DECEMBER 12.
! 2,052 banks.
36 $878, 503,097 45 $933, 543, 661 93
00 357, 313,300 00 364, 272, 700 00
00
18, 204,650 00 . 14, 788, 800 00
00 ! 52, 942,100 00 j 40, 677, 500 00
13 ] 39,671, 916 50 I 38, 836, 369 80
95 j 107. 023,546 81 I 102, 742, 452 54
93 ! 40, 692.094 78 | 55, 352, 459 82
45
13, 030,772 63 i 14,425,072 00
26
47, 817,169 30 : 47, 992, 332 99
40
6,111, 250 56 : 7, 474, 082 10
80 \ 4, 33'2,41'.) 63 : 4,150,836 17
43 ' 11,306, 132 48 10, 377, 272 77
49 , 112. 901,904 25 112,172,677 95
16,707, 550 00 16,400, 218 00
00
396, 065 06
26 '
374,227 02
44 ' 42,173, 731 23 • 79,013,041 59
69, 196,69C 00 i 54, 715, 096 00
00
00 , 20, 770,000 00 ! 10, 860. 000 00
20 : 17,029, 065 45 J 17, 054, 816 40
1,800,592,002 25 1,984,068,936 53 2,019,884,549 16 1,868,787,428 19 ;1,925,229,617 08 i
1§§O.
FEBRUARY 21.
APRIL 23.
2,061 banks.
2,075 banks,
Xroana and discounts !$974, 295, 360 70 $992, 970, 823 10
Bonds for circulation; 361, 901, 700 00 301, 274,650 00
Bonds for'deposits -. 14,917,000 00
14, 722,000 00
XJ. S. bonds on h a n d . 36, 798, 000 00
29, 509, 600 00
Other stocks and b'ds ; 41, 223, 583 33 42, 494, 927 73
Due from res've a g V 117, 791, 386 81 303, 904,220 81
D u e from nat'l banks; 53, 230, 034 03 54, 493, 465 0D
Due from Statebanks 14, 501,152 51
13, 203, 775 94
Heal estate, &c
47, 845, 915 77
47, 808,207 09
Current e x p e n s e s . . .
6, 404, 743 54 7, 007, 404 19
Premiums paid
3, 908, 050 27 3, 791,703 33
Cash items
10, 320, 274 5.1
9, 857, 645 34
1
Clear'ji-houseexch'gs 1 166, 736,402 04 99, 357, 056 41
Bills of other banks. 15, 369, 257 00 21, 004, 504 00
395, 747 67
Fractional currency.
397,187 21
Specie
89, 442, 051 75 86, 420,732 21
Legal tender notes. - 55, 229, 408 00 61, 048,941 00
tr.S.eert'fs of deposit 10,760,000 00
7, 890, 000 00
Due from U.S. T r e a s . 16,994,381 37 17, 226, 060 01
Total
!
JUNE 11.
j 2,070 b a n k s .
OCTOBER 1.
! 2,090 b a n k s .
i DECEMBER 31.
2,095 banks.
$904, 712,646 41 •$1,040,977,267 53 $1,071,356,14179:
i 359,512, 050 00
357,789,350 00 = 358,042,550 00;
727, 000 00 '
14,726,500 00
14, 827.000 00
25,010.400 00,
28,703,400 00 ;
• 28^ 61)5, 800 00
! 44, 947, 345 75 ;
48,803,150 22
48.628,372 77 i
i 115,935. 668 27
134,502,778 70
126,155,014 40 !
1
56, 578,444 09 :
69,079,320 15'.
63,023,796 84
17,111.24103'
15.881,107 74
13, 801,582 77
:
47,784.461 47 I
48.045,832 54
47, 07D,244 53
4,442.440 02;
' 6. 77*, 8'29 19
0,386,182 01
3,288,602 03 :
3, 702,3.14 60
3.488,470 11
1
980,
179
32
14,713.929
02,
12,729,002
19
9,
!
39f>,
409
45
220,733,904
59;
122.
121,005.240 72
21,549,307 00;
18.2KK943 00
21, 908,193 00
387,226 13
380.92175!
367.171 73
107,1.72,900 92]
'• 0 0 . 50fi, 505 20
109,346,509 40
59.216,934 00!
56,040,458 00
; 64, 470,717 00
510,000 00
6,150,000 00
7,655,000 00
999. 083 78
17,103,860 00
17,125,822 37i
*'
2,038 066,498 46 1,974,600,472 95 2,035,493,280 15
2,105,786,625 82 2,241,683,829 911
EEPORT OF THE COMPTROLLER OF THE CURRENCY. CCIII
Banks from October, 1803, to October, 1S34—Continued.
18 7 8 .
MARCH 15.
Liabilities.
I
. $473, 952, 541 00
Capital stock .
Surplus fund
] 120,870,290 10
Undivided profits .. - 45, 040, 851 85
Xat'l bauk circulat'n 300, 926, 284 00
439, 339 00
State bank circulat'n
Dividends unpaid . . . '•
Notes re-discounted.
Bills payable
OCTOBER 1.
DKCKMBKii 6.
2,053 banks.
'• 2,055 b a n k s .
119,231.126 13
43, 938; 961 98
118,178, 530 75
40,482,522 04
116, 897, 779 98
40, 936, 213 58
116,402,118 84
44, 040,171 84
301, 884, 704 00
426, 504 00
299,621,050 00
417,808 00
301, 888, 092 00
413,913 00
303, 324, 733 00
400 715 00
], 930, 669 58
5, 466, 350 52
3,118, 389 91
1, 473, 784 86
17
29
90
625, 479, 771 12
13,811,474 14
2, 392, 281 61
6-21,632,160 00
22, 686, 619 67
2,903,531 99
620, 236,176 82
41,654,812 08
3, 342, 794 73
598, 805, 775 56
40, 269, 825 72
3,451,436 56
50
39
109, 720, 396 70
44, 006, 551 05
117,845,495 88 " 122,406, 513 92
43, 360, 527 8G \ 42, 636, 703 42
120, 261, 774 54
41, 767, 755 07
2, 465, 390 79 '•
4, 215,196 23 '
Total.
]
$471,971,627 0 J $470, 393, 366 00 $466,147, 436 00 ; $464,874,996 00
1, 207, 472 68
Individual deposits.. >602,882,585
U. S. deposits
i 7, 243, 253
Dep's U.S.dis, officers | 3, 004, 064
Doe to national banks 123, 239, 448
Dae to State banks ..; 43, 979, 239
JUNE 29.
2,056 banks.
MAY 1.
2,059 b a n k s .
2,063 banks.
2, 453, 839 77
5, 022, 894 37
2, 834, 012 00
4, 270, 879 74
3, 007, 324 85
4, 502, 982 92
3,228,132 93
4, 525, 617 45
1,729,465,956 90 1,741,898,959 05 1,750,464,700 51 1,767,279,133 21 1,742,826,837 37
18 7 9.
JAXUAUY 1.
2,051 b a n k s .
Capit«il s t o c k . .
|
APRIL 4.
| 2,048 banks,
j
JUNE 14.
j 2,048 b a n k s .
OCTOBER 2.
'. 2,048 banks.
$462, 031, 396 00 $455, 611, 362 00 '$455, 244,415 00 $454, 067,365 00
Surplus fund
|
Undivided profits .. .
INat'l bank circulat'n
State bank circula'n.
Dividends unpaid . . .
115,429,031 93
47, 573, 820 75
303, 506, 470 00
388, 368 00
321,949,154 00
322, 502 00
;
304, 407,139 00 ; 307, 328, 695 00
352,452 00 '•
339, 927 00
5, 816, 348 82
2,158, 516 79 i
313, 786, 342 00
325, 954 00
:
1, 309, 059 13
,658,337 46
598, 822, 694 02 G48, 934,141 42 ! 719, 737, 568 89
303, 463, 505 09 , 248, 421, 340 25 i 11, 018, 802 74
2, 089,189 44 : 3,682,320 67
3, 469, 600 02 j
D u e to national banks 118,311,035 60
D u e to State b a n k s . . ; 44, 035, 787 50
110,481,170 98
43, 709, 770 14
Total
2,052 banks.
$454,498, 515 00
116,200,863 52 : 114,823,316 49 : 114,321,375 87 • 114,786,528 10
36, 836, 269 21 ; 40, 812, 777 59 | 45, 802, 845 82
41, 300, 941 40
Individual deposits.. 643, 337, 745 26
:
17. S. deposits
59, 701, 222 90
Dap's U.S.dis. officers
3, 556, 801 25
Xotes re-discounted.'<
Bills payable
DECEMBER 12.
2, 926, 434 95
3,942,659 38 '.
2, 224, 491 01
4, 452, 544 48 •
1,305,480 45
755, 459, 966 01
6, 923, 323 97
3, 893, 217 43
137,360,091 60 149,200,257 16 > 152, 484, 079 44
59, 232, 391 93
50, 403, OH 54 ; 52,022,453 99 ;
2, 226, 396 39 '.
4, 510, 876 47
2, 205, 015 54
4, 208, 201 89 :
2,116,484 47
4, 041, 649 70
.1,800,592,002 25 1,984,068,936 53 2,019,884,549 16 1,868,787,428 19 jl, 925, 229, 617 08
188O.
! FEBRUARY 21. i
i 2.061 banks,
Capital (Stock
APRIL 23.
j 2,075 banks.
\ OCTOBER 1.
DECEMliEU 31.
| 2,090 b a n k s .
2,095 banks.
JUNK 11.
2,076 b a n k s .
:$454, 548, 585 00 $456, 097, 935 00 $455, 909, 565 00 $457, 553, 985 00
$458, 540, 085 00
:
Surplus fund
117,044,043 03 : 117,209,35') 09
Undivided profits . . . ; 42, 803, 804 95
48, 226, 087 01
118,102,014 11
50, 443, 635 45
120,518,583 43
46,139, 600 24
321,824,629 03
47, 946, 741 64
K a t ' I b a u k circulat'n
State bank c i r c u l a t e
318, 088, 562 00 317,350,036 00
290,738 00 j
271,045 00
317, 484, 496 00
258, 499 00
Dividends unpaid . . . ;
320,303,874 00
303,452 00
320,750,472 00
299,790 00
1, 3(35, 001 91
1, 542, 447 98
1, 330, 179 85
3, 452, 504 17
0,198, 238 38
Individual deposits . 848, 926, 599 86 | 791,555,059 03
IT. S. deposits
7, 856, 791 97 ; 7, 925, 9H8 37
Dcp'aU.S.dia. officers
<J, 00ft, 880 74 ; ;>, -J20, G06 134
833,701,034 20 :873, 537, 637 07 1, 000, 452, 852 82
7, (580, !)0f> 47 : 7, 548, 538 07
7, SOS, 100 94
3, 026, 757 34 • 3, 344, 386 62
3, 489, 501 01
Due to national banks 170,245,061 08 : 157,209,759 U
03,317,107 90
Due to State b a n k s . . : 65,439, 334 51
171,462,131 23 ;192,124,705 10
Kotos re-discounted
Bills payable
Total
:
1,918,788 88
4,181,280 53 ;
07, 938, 795 35 .
75. 735, 677 06
192,413,295 78
71,185, 817 08
2,616,900 55 . 2,258,5-14 72 :
5,260,417 43
4, 529, 967 98
3,178, 232 50
5,031,004 i)G
3,354,097 18
4,636,876 05
-2,038.006,498 40 1,974,600,472 95 2,035,493,280 15 2,105,786,625 82 2,241,683,829 91
CC1V
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1 8 8 1.
Resources.
MAKCII 11.
MAY 0.
JUXK 30.
OCTOHEll 1.
| DECKM11KK 31.
2,094 banks.
2,102 b a n k s .
2,H.> bunks.
2,132 b a n k s .
2,164 b a n k s ,
Loans and discounts. $1, 073,780.749 70 $1, 003,049.382 18* ,144.988.949 45.1
Bon d s lor c ircul n ti o 11 339.Sll.9oO 00
358,287.50(3 00
352,053,500 00
Bonds tor deposits .'
14,851.500 00
! 5,205,000 00
15.240,000 00
TJ. S. bouris on hand.
41.1.10.500 00
48.584,950 00
46,020,150 00
O v e r s t o c k s and b'ds 1
52,908.123 98
49,545,154 92Duefromrevs've-ag'ts.
150.2581037 05
128,017.627 Oil
120,820, <>91 Of)
D u e from nat'l luniks
75.703.599 78
63.176.225 (57
02.-2!):-). 517 31
Duo from State banks
18.850.775 34
10,938,734 50
17,032.201 6i
Real estate, &«
47,791.348 30
47,834,000 20
47,525.790 02
Current expenses...
0,090,100 78
4,235,911 19
7,810,!>30 83
P r e m i u m s paid
4,024 703 00
4,115,980 01
3,530,510 71
Cash item s
11,820,003 10
13.534,227 31.
10,144.682 87
19«, 631-1,558 01
143,900,236 84
147.701,543 9(5
Clear jr-bouseexcb'gs!
25,120,93:100
21,631,932 00
.Bills of other b a n k s .
17,7:1:1,032 00
380,950 21
372,140 23
Fractional currency.
380,569 63
122.028.502
08
128,038,927
50
Specie
105,150,195 24
62^516.290 00
58,728,713 00:
Legal-tender n o t e s . .
52,150.4119 00
8.045,000 00
9,540,000 00
TJ. S. cert's of d e p o s i t
(5,120,000 00
18,450,600 14
17,251,808 22
D u e from 17. S. Treasl
17,015.209 83
Total
j
,173.796,083 09 $1, 109,177,557 16!
303,385,500 00
368,735 700 00;
15,540,000 00
15,715 000 00:
40.800,750 OO!
31,884,000 00;
01.052.402 951
62,663,218 93;
132,008.163 12;
123,530,405 75!
78.505.440 17;
77,033,902 77:
IS),300,820 02
17,644,704 62
47,329,111 10
47,445,050 46!
0,731,930 43
4,647,10104:
4,138,485 71
3,891,728 72'
14.831,879 30
17,337,964 7&
189,222,255 95.
217,214,627 10*!
17,732.712 00.
24,190,534 00-i
373,945 90
366,361 52]
114,334,736 12
113,680,639 GO!
53.158.441 00
60,104,387 00:
6,740,000 00
7,930,000 00]
17,472,595 06
18,097,923 40!
I 2,140,110,944 78 2,270,226,817 76 2,325,832,700 75 2,358,387,39159: 2,381,890,866 85
MAROIlll.
MAY 19.
2,187 b a n k s ,
j 2,224 b a n k s .
! 2,239 banks.
OCTOBER 3.
DECEMBER 30.
2,269 b a n k s .
2,308 b a n k s .
...1 .,
Loans and discounts. $1,182,661,609
Bonds for circulation
367,333,700
Bonds for deposits . .
16,093 000
TJ. S. bonds on h a n d .
28,523,450
Other stocks and b'ds.
64,430,686
D u e from res V e a g t ' s .
117,452,719
D u e from nat'l banks
68,301,045
D u e from State b a n k s
15,921,432
Real estate, &c
i
47,073,247
Current expenses . . . j
8,494,036
P r e m i u m s paid
i
3,702,382
Cash items
|
13,308,120
Clear'g-houseesch'gsl
162,088,077
Bills of other b u n k s . . |
19,440,089
Fractional currency j
389,508
Specie
."..! 109,984,111
Legal-tender n o t e s . . . i
50.033,572
U.S. cert's of deposit.!
9,445,000
D u e from U. S. Treasj
17,720,701
Total
53$1. 189,094,830 35 $1,208,932,055 92 $1,243,203,210 08 $1,230,456,213 97
oo:
00^
ooi
18:
75!
12i
07:
45
21
59
70
94
00
07
04
00
00'
07
300,153,800 00
15,920,000
29,662,700
05,274,999
124,189,945
66,883,512
16.890,174
46,950,574
0,774,571
5,002,314
12,295,250
107,270,094
25,220,180
390,230
112.415,800
05,909,522
10,395,(100
17.099,385
355,789,550
15,920,000
27.242,550
06.691,399
118,455,012
75,360,970
10,344.688
40,425,351
3.030.464
5,494,224
20,160.927
159,114.220
21,405,758
357,631,750 00i
16,111,000
21,314,750
66.168,916
113,277,227
68,516,841
17,105,468
46,537,006
71238,270
6,515,155
14,784,025
208.306,540
20,089,425
396,307
102,857.778
03,313,517
8,045,000
17,101,367
111,0941202
04.019.518
IK 045.000
10.830,407
'357,047,650 00
16,344,000 0 0
15,492,150 0 0
66,998,620 3 6
122,066,106 75
76,073,227 76
18,405,748 49
46,993,408 4 1
5,130,505 53
6,472,585 82
16,281,315 67
155,951,194 81
25,344,775 00
401,314 70
106.427,159 40
68,478.421 OOj
8.47o|000 001
171954,069 42l
| 2,300,057,088 72 2,277,924,911 13 2,344.342.0*0 90 2.399,833,670 84; 2,360,793,467 09j
MARCH 13.
MAY 1.
2,343 b a n k s .
2,375 b a n k s .
JIWE 22.
; 2,417 b a n k s .
OCTOBER 2.
i DECEMBEH 31.
". 2,501 b a n k s .
2,529 b a n k s .
!
L o a n s and d i s c o u n t s , i 1,249,114,879 4 3 $ !,262,339,981 87 $1, 285.591,902 19 $1, 309,244,781 64 $1, 307,*H,250 34.J
354,480,250 00
354,002.900 00
351,412,850 00: 345,595,800 00!
Bonds for circulation j
354,746,500 00
16,949,000 00
17,110.000 00
Bonds for d e p o s i t s . .
17,081,000 00
16,799,000 00
16,846,000 00-j
TT. S. b o n d s on h a n d .
15.870,600 00
16.978,150 00
13,593.050 00
17,850,100 00
13,151.250 00
O t h e r s t o c k s and b ' d s
08,552.073 03
68,340,590 79
68,428,085 67
71,114,03111;
71,609,421 6 2
D u e from r e s ' v e ag'ts!
120,040.954 02; 124,918,728 71: 126.999,606 92
109,306,823 23
321,024.154 60
D u e from n a t ' l banks;
08,477,918 02
06.104,638 21
67,203,503 80
77,902,785 0 7
65,714,229 44
D u e from State banks;
19,382,129 33
19.451,498 16!
16,993,341 72
19,402,047 12
18,260,275 05:
47,155,909 80:
47,502,163 52
Heal e s t a t e . &c
\
47,063,305 08
49,540,760 35
48,337.665 02!
Current expenses... 1
Premiums paid
;
Cash items
Clear'g-houseexch'gs:
Bills of other banks.
Fractional currency.)
Specie
.\.!
Legal-tender notes .. •
IT. S. cert's of deposit
Due from U. S. Treas
Total
8,949,015 28
7,420,939 84
11,300,731 07
107,790,065 17
19,739,520 00
431,931 15
97,962,36G 34
60,848,068 00
8,405,000 00 :
16,726,451 30
7,754,958 m
7,798,445 04 :
15,461,050 16:
145,990,998 1s1
22,655,833 00
440,318 94
103.607,206 32
08,256,408 00,
8,420,000 00'
17,497,694 3ll
8,829.278 26!
8,079.726 Oli
Illl09.701 18!
90,792,075 08 :
20,279.850 00'
456,447 36
115,354,394 62;
73,832,458 00:
10,685.000 oo;
17,407,906 20!
0.808,327 30 :
8^064,073 60'
13,581.049 94i
96,3531211 76
221075,447 00;
443,951 12
107,817,983 53
70,672,997 00
9,970,000 00
16,586,712 60
4,878,318 4 4
8,647.252 98
17,491,804 43
134,545,273 9 8
28,809,699 00
427,754 35
114,276.158 04
80,559.796 00
10,840,000 00
16,865,938 85
| 2,298,918,165 11 2,360,192,235 85: 2, 364,833,122 44j 2,372,656,364 82; 2,445,880,917 49
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CCV
Banks from October, 13G3, to October, 1884—Contiuued.
MAY 6.
MARCH J l .
Liabilities.
JLTXB 3 0 .
2,102 b a n k s .
2,094 bauks
OCTOUEIt 1.,
2,115 b a n k s
: DECEMHIUl 3 1 .
2,132 b a n k s .
: 2T164 b a n k s .
$458, 254, 935 00 $459, 039, 205 00 $460, 227, 835 00 $463,82.1,985 00 $465, 859, 835 00
Capital stock
Surplus fund
Undivided profits . . .
122, 470, 996 73
54, 072, 225 4!)
124, 405, 926 91
54, 906, 090 47
126, 679. 517 97
54, 684, 137 16
128,140, 617 75
56,372,190 92
129,867,493 92
54,221,816 10
Nat'l bank circulation:
State bank circulat'n
298, 590, 802 00
252, 765 00
309, 737,193 00 312, 223, 352 00
252, 647 00
242, 967 00
320, 200, 069 00'
244,399 00
325, 018,161 00
241,701 00
3, 836, 445 84
6, 372, 737 13
Dividends unpaid . . . .
1, 402,118 43
2, 617,134 37
5, S71, 595 59
Individual deposits.. : 933, 392, 430 75 1, 027, 040, 514 10 1, 031, 731, 043 42 1, 070, 997, 431 711,102,679,163 71
9. 504, 081 25
S, 971, 826 73
U. S. deposits
:
7, 381, 149 25
8, 476, 689 74;
8, 796, 678 72
3, 371, 512 48
3, 272, 610 45
Dep's U .S.dis. officers;
3, 839, 324 77
3, 631, 803 41 j
3i 595, 726 83
Due to national banks
Due to State banks..
Notes re-discounted
Bills payable
Total
181, 677, 285 37
71, 579, 477 47.
191,250,091 90
80, 700, 506 06
223,503,034 19
91, 035, 599 65
205, 862, 945 80
89, 047, 471 00
197, 252, 326 01
79, 380, 429 38
2,616,203 05
4, 581, 231 47
2, 908, 370 45
4, 4,93, 544 77
2, 220, 053 02
5,169, 128 57
3, 091, 165 30
4, 664, 077 12
4,122, 472 79
4, 482, 325 25
J2,140,110, 944 782, 270, 226, 817 76 2, 325, 832, 700 75 2, 358, 387, 391 59 2, 381, 890, 866 85
1882.
MARCH 11.
MAY
2,1§7 b a n k s .
19.
2,224banki
JULY 1.
OCTOBKR 3 .
DECKMUER 30.
2,239 banks.
2,269 b a n k s .
2,308 b a n k s .
$469, 390, 232 00! $473, 819,124 00 $477,184, 390 00 $483,104, 213 00 $484,883,492 00
Capital stocljSurplus fund
Undivided profits . .
130, 924,139 66!
60, 475, 764 98
131, 079, 251
52, 128, 817
131, 977, 450 77
61, 180, 310 53|
135, 930, 969 31
55, 343, 816 94
Nat'lbank circulation
Statebank circulation
323,651,577 001 315,671,236 00 308, 921, 898
241,319 00
241,527 001
235, 173
314, 721, 215 00:
221,177 00!
315, 230, 925 00
207, 273 00
1, 418, 119 12!
Dividends unpaid . . .
129,233,358
62,345,199
1, 950, 554 88;
6, 634, 372 20
Individual deposits.. 1, 036, 595, 098 2011, 001, 687, 693 74 1, 066, 707, 248
8, 853, 242 16;
9,741,133 36.
9,817,224
U. S. deposits
3, 372, 363 96j
3, 493, 252 88:
2, 867, 385
Dep's U.S. dis. officers;
3,153, 836 30j
6, 805, 057 82
1,122, 472, 682 461,066,901,719 85
9,622,303 56
8, 81.7,411 21.
3, 786, 262 20
3, 627, 846 72;
Due to national banks
Due to State banks . .
187, 433. 824
78, 359, 675
192.007,805
78, 911, 787
104, 868, 025
84, 066, 023
180, 075, 749 77i
79, 885, 652 22;
194, 491, 260 60
77, 031,105 82
Notes re-discounted.
Bills payable
3,912,992
4,428,531
3, 754, 044
5, 008, 343
4, 195,210
5, 637, ma
5, 747, 614 68!
4, 848,517 18
o, 703,164 45
3,856,056 54
Total.
.2, 309, 057, 088 72J2, 277, 924, 911 13,2, 344, 342, 686 902, 399, 833, 676 84:2, 360, 793, 467 09
MA lien 13.
2,343 b a n k s .
;
MAY 1.
! 2,375 batiks,
J U X E 22.
; 2,417 b a n k s
OCTOBEIi 2.
2,501 b a n k s .
DECK M UK It 3 1 .
:
2,529 b a n k s .
$490, 456, 932 00 $493, 963, 069 00 $500, 298, 312 00 $509, 699, 787 00^ $511, 837, 575 00
Capital stock
Surplus fund
Undivided profits - - Nat'l bank circulation
State bank circulation
136,922,884 44
59,340,913 64i
137, 775, 004 39:
60, 739, 878 85 :
138, 331, 902 06
68, 354,157 15
141, 991, 789 18! 144, 800, 252 13
61,560,652 041 58,787,945 91
312, 778, 053 00
206, 779 00
313, 549, 993
198,162
311, 963, 30200
189, 253 00
310,517,857 00: 304, 944,131 00
184,357 00!
181,121 00
1,389,092 96;
Dividends unpaid
2, 849, 629 871
1,454, 232 01:
3,229,226 31!
7,082,682 28
Individual deposits.. 1, 004, 111, 400551,067,962.238 35 1, 043,137, 7631 1 1 , 049, 437, 700 57,1,106, 453, 008 23
10,130, 757 88
9, 613, 87333;
11, 624, 894 57
10,183,196 95.
10, 026, 777 79
U. S. deposits
3, 743, 32656 |
3, 618,114 79
3, 787, 2253l|
3, 980, 259 28.
3, 768, 862 04
Dep's D. S. dis. onieers
Due to nationalbanks!
Due to State banks . .
Notes re-discounted.
Bills pa3rable
Total.
191, 296, 859 141 180, 445, 876
80, 251, 968 26j 78, 544,128
5, 101, 458G9'.
3, 660, 72479:
5,557,183
3, 364, 061
194,150, 676 43 ;
84, 744, 666 35 :
186, 828, 676 27! 200, 867, 280 06
83, 602, 073 01 j 84,776,421 60
t
5,197, 514 12|
3,137, 259 77;
7, 387, 537 40]
4, 053, 252 81 j
8. 248, 562 67
4,106, 297 78
12, 298, 918,165 11;2, 360,192, 235 852, 304, 833,122 44 2, 372, 656, 364 82 2, 445, 880, 917 49
CCVI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
AFKIL 24.
JUNE 20.
SEPTEMBER 30.
2,589 banks.
2,625 b a n k s .
2,664 b a n k s .
MARCH 7.
Resources.
Loans and discounts
Bonds for circulation
Bonds for deposits
TL S. bonds on hand
Other stocks and bonds
Due from reserve agents
Due from national banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house loan cert'f'a..
Clearing house exchanges . . .
Bills of other banks
Fractional currency
Specie
I
Legal-tender notes
TJ. S. certificates of deposit..
Due from IT. S. T r e a s u r e r . . .
Total
2,563 banks.
:
,321,548, 289 62: $1,
339, 816, 150 00.
10, 850, 000 00
18, 672, 250 00
73, 155, 984 60;
138, 705, 012 74
64, 638, 322 58
17, OUT, 976 35
49, 418, 805 02
7, 813, 880 56'
9, 742, 601 42j
11, 383, 792 57 •
68, 403, 373
23, 485,124
491, 067
122, 080, 127
75, 847, 095
14, 045, 000
16, 405, 785
30
00
76
33
00
00
66
2,390,500,638 51
333, 433, 230 54 $1, 269, 862, 935 96 $1, 245, 294, 093 3T<
334, 346. 350 00
337, 342, 900 00
327,435,000 00j
17, 060, 000 00
17,135,000 00
16,84o, ooo oo;
34,143,000 00i
15, fifiO, 400 00
13, 579, 600 00;
72, 572, 306 93!
73, 424, 815 97
71,363,477 46:
95, 247,152 621
122, 491, 957 98
111, 993, 019 65|
64, 891, 670 13!
68,031,209 90
66, 335, 544 57)
16, 306, 500 911
18,145, 827 61
15, 833, 982 98j
50,149, 083 90;
49, 677,126 87
49, 900, 886 91!
8, 054, 29(5 82
8, 866. 558 09!
6,913,508 85!
9,8-6,386 76
10, 605, 343 49i
11,632,631 68!
!
11, 237, 975 71
11,382,292 69
13,103, 098 55J
10, 335, 000 001
1, 690, 000 001
83, 51.: 1,472 58
69,498,913 13
66, 257,118 151
!
26, 525,120 00
23, 386, 695 00
23, 258, 854 00''
489, 802 5li
473, 046 66
469,023 89]
114, 744, 707 09;
109, 661, 682 111
128, 609, 474 73|
77,712,628 00;
76, 917, 212 00
77, 044, 659 001
11,990,000 00!
9, 870, 000 00!
14, 200, 000 00]
17, 468, 970 58!
17, 022, 999 34!
17, 739, 906 28|
•i
2, 396, 813, 834 92' 2, 282, 598, 742 96| 2,279,493, 880 07]
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CCVII
Banks from October, 18G3, to October, 1884—Continued.
18
Liabilities.
Capital stock
Surplus fund
Undivided profits
National bunk circulation
State bank circulation
I
;
$518,471,844 00 •
:
145,741,079 90
61!, 6-14, KG1 5(5
140, 047, 958 07
(57, 450, 459 00
298,791.010 00
297, 500,243 00 ',
180, oTti 00
1, 422, 901 01.
1,040.050,107 00
9, 950, 875 24
Jj,r'5G,461 60
Due to national banks
•
Due to State banks
;
Notes re-discounted
f
Bills pa;\ able
I
Clearing-house loan certTs .. [ -
APIUL 24.
2,589 b a n k s .
m), 589 oo
Dividends unpaid
i
Individual deposits
TJ. S. deposits
I
DepositsLT S.disburs'g oiiic'ra
Total
aiARCii 7.
2,503 b a n k s .
$515, 725, 005 00
!
84.
1, 415, 889 58
:
1, 060, 778, 388 0G !
11,233, 495 77 :
3, 588, 980 50 !
207,401, 179 03
S«, 460, 3«3 89
192, 808, 942 31 '
80, 778,138 85 :
0, 234, 202 32
2, <J08, 740 50
7, 299, 284 58 '
3,193, 035 20 ;
! 2, 390, 500, 038 51
JU3JH 20.
SEPTEMBER 30.
2,625 b a n k s .
2,664 banks.
$522, 515, 996 00 ; $524, 271, 345 00
145, 703, 416 17
70, 5S*7, 487 21
147, 055, 037 85
63, 234, 237 62
295,175, 334 00
179, Gil 00
289, 775,123 00
179, 653 00
1, 364, 741 71 |
3, 686,160 33
979, 020, 349 63 j 975, 243, 795 14
10, 530, 759 44 ! 10, 307, 909 92
3, 004, 326 13 •
3, 703, 804 34
155, 785, 354 44 !| 173, 979,149 80
72, 408, 206 85
70,480,617 11
11, 343, 505 55
4, 202, '244 57
11, 895, 000 00
11, 008, 595 07
4, 580, 862 15
2, 390, 813, 834 92 ; 2, 282, 598, 742 962, 279, 493, 880 07
ABSTRACT
OF
KEPOBTS OF THE CO^DITIOK
OF
THE NATIONAL BANKS
ON
DECEMBER 31,1883, MARCH 7, APRIL 24, JUNE 20, AND SEPTEMBER 30,1884..
Arranged by States, Territories, ami Reserve Cities.
NOTE.—The abstract of each State is exclusive of any reserve city therein.
6820 CUR
xiy
ccix
CCX
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 27 1S83?
MAINE.
Resources.
I>ECEMHEU 31-
MAUCII 7.
A L'lil] . 2 4 .
JUNK 20.
72 b a n k s .
71 b a n k s .
70 b a n k s .
70 b a n k s .
Loans and discounts. $18,091,106
9, 082, 300
Bonds for circulation
170, 000
Bonds for deposits ..
TJ. S. bonds on hand - 38, 850
611,814
Other stocks and b'ds
Due from res' veag'ts. \ 1, 946, 470
477, 504
Due fwm n a t l bunks [
8. 84(5
Due from State banks473, 404
Heal estate, &c
j
24, 576
Current expenses
;
142,813
Premiums paid
.;
299,316
Cash items
!
87, 765
Clear'g-houstMwch'gS;
470, 508
Bills of other banks..;
3,421
Fractional currency - j
580J 675
Specie
'..!
246' 786
Legal-tender notes . _ I
TT. S. cert's of deposit.
423, 755
Due from U. S. Treas
Total
21
00
00
00
32
43
37
ll
42
50
03
05
81
oo
:
;
i
|
•
45 •
48
00
$16, 927, 750
9, 032, 300
170, 000
37, 500
613, 353
2, 346,136
365, 707
15,370
493, 608
• 46, 778
132,377
326, 9<S2
57, 764
305, 237
4,133
574, 400
221, 770
;
71 banks.
24 $10, 703, :U4 82 : $17, 508, 789 55 ! $17,430,553
00
8, 932, 300 00
8, 932, 300 00
8, 897, 300
00
170, 000 00
170, 000 00
170, 000
00
32, 500 00
52, 500 00 I
29,500
69
560, 148 69
566, 938 69 :
565,689
42
2,1.11,934 05 • 1,502, 580 51
2, 069, 739
50
343,782 45
381, 225 99
396, 869
84
10, 3! 6 99 :
2i, 5f;g 44 •
11,049
S7
5 til, 868 91 \
500, 784 58
530.728
72
65, 355 70 '
54,163 5g
50,' 16ft
27 i
13:5,831. 27
142, 741 37 1
164,348
39
238,219
301,462 02
269, 355 04 ;
8li
(15, 791 55
80,435
38, 870 99 !
00 ;
377,209 00
277, 582 00
382, 770
52 i
4,315 26
3, 379
3, 991 65
01 1
591 (i'.it) 53
601, 026 35
614,312
00
18fj| 653 00
175, 593 00 !
174,948
56
00
00
00
86
16
59
26
36
44
60
59
10
00
28
71
00
i
w!
436, 859 50 !
33,179,983 64 , 32,108,036,83
NEW
49 banks.
i 19,178,370 70
403,653 50
31,573,890 29
396, 453 50 |
397,118 50
31,617,747 69 : 32,216,131 07 ;
HAMPSHIRE.
49 banks.
$8,328,635 10
$8, 085, 570 65
Xroans and discounts
5, 930, 000 00 , 5, 855, 000 00
Bonds for circulation.
372, 000 00
372, 000 00
Bonds for deposits . 41,750 00
tT. S. bonds on hand-.,
' 46, 950 00
Other stocks and b'ds, 1,418,388 97 : 1, 392, 706 20
Due from res' ve ag'ts
1, 539, 717 40
1, 315, 201 38
Due from nat'l banks
66, 578 64
80, 126 21
Due from State banks'
47, 849 8H
38, 393 97
197,014 62
192, 579 H9
Koal estate, &o
41,858 98
49, 753 94
Current, expenses
87, 328 03
128, 271 39
Premiums paid
215, 820 30 '
106, 124 76
Cash items
t
Clear' g-house exoh'gs
274, <)•){) 00
208,090 00
Bills of other banks..
4, 653 30
5, 240 60
Fractional currency.
200, 236 48
201,224 80
Speeie
139,584 00
131,296 00
Legal-tender notes
TT. S. cert's of deposit.
266, 225 00
266, 650 00
Due from U. S. Treas.
Total
SEPTEMBER 30.
18,475,788 80
49 banks.
68, 239, 693
5, 855, ooo
372,
45, 000
150
1, 388, 070
1, 077, 821
96, 904
36, 292
190, 31G
48, 074
109, 384
116, 506
212,246
5, 175
:iO9, 312
.113,421
17
oo :
00 ;
00 I
18
33
13
25
43 '
91
41
lo
00
98
95
00
49 banks.
|
$8, 294, 895
5, 855, 000
372, 000
46,250
1,381,852
988, 222
95, 236
11*. 603
185,816
46, 848
108,040
139, 561
09 i
00 '
00
00 I
39
97
97
22
48
21
41
77
216,
6,
202,
119.
844
106
367
544
00
10
50
00
48 banks.
$8,453,800 48
5, 820, 000 00
372, 000 00
14, 350 00
1, 349, 767 71
1,415,426 40
57, 525 78
36, 395 03
181, 819 27
61,561 18
17H, S73 70
125,640 83
252, 015
7, 456
251,162
109, 367
00
46
37
00
I'M, 210 00
264, 350 00
250, 975 00
18, 374, 578 94
18, 437, 539 11
18, 938,136 21
VERMONT.
47 banks.
48 banks.
49 banks.
49 banks.
49 banks.
Loans and discounts $12, 092, 720 33 $11,879,919 17 $11,446,830 83 $11,671, 926 p4 $11,554,338 39
7,193, 000 00 • 6, 990, 500 00
Bonds for circulation
6, 926, 000 00
6, 903, 000 00
6, 478, 000 00
50, 000 00
Bonds for deposits ..;
50, 000 00
50, 000 00
50, 000 00
50, 000 00
IT. S. bonds on hand-. •
58,350 00
45, 600 00
51,200 00
59, 550 00
61,950 00
Other stocks and b'ds,
910,
766
41
918,030
16
939,
617
11
892, 923 04
871, 938 04
Due from res'vo ag1 ts
974,2G4 30
873, 993 70
864, 085 22
699, 636 18
973,210 11
Due from nat'l banks j
197, 865 23
149, 498 25
205, 267 24
160,783 99
145,139 76
Due from State banks
68, 522 58
44, 929 30
24, 547 88
45. 202 38
30, 305 04
Real estate. &c
•
283,671 91
283, 338 34
260, 990 25
258, 249 05
246,561 31
43, 035 47
Current expenses
j
32, 857 33
58, 686 44
45,913 81
37, 380 79
Premiums paid
j
61,139 48
55, 417 48
80, 429 55
59, 755 30
72, 876 33
Cash items
j1
101, 634 89
60, 856 31
59, 674 14
55,366 99
59, 728 25
Clear'g-ho use exch'gs
Bills of other banks..
179, 948 00 :
127, 398 00
143,004 00
116, 336 00 i
00
122,154
Fractional currency .
3, 309 98 l
4,185 98
4, 032 23
4, 106 78 ,
3, 441 10
Specie
."..
226, 252 8 7 •
232,166 17
207, 632 51
216, 556 58 ;
239, 786 28
Legal-tender notes - 205, 027 00
167,149 00
169, 638 oo :
159,138 00
171, 204 00
XT. S. cert's of deposit
Due from TT. S. Treas.
318, 545 00
286, 232 50 j
295, 332 50
285, 794 50
265,169 50 ;
Total
22,968,083 54
22,202,67169
21,722,643 92
21,748,562 6 2 ! 21,383,182 90
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CCXI
arranged by States and reserve cities.
MAINE,
HECEMHKK 31.
Liabilities.
Capital stock
MAllUl 7.
Ai'itir, 24.
Jl/XE 20.
Slil'TJLMliKlt 30.
•
72 banks.
7.1 bunks.
70 banks.
70 banks.
$10,485,000 00
$10,435,000 00
$10,2^5,000 00
$10, 085, 000 00
71 banks.
$10,300,000 00
Surplus fund
Undivided profits
2, 498, 208 87
1,277,770 41
2, 488, 342 73
1, 2i)i), 732 72
2, 470. 22o 09
1, 331,246 06
2, 446. 535 66
1, 396; 750 80
2, 433, 368 44
1, 236, 085 50
Nat/1 bank circulation
State bank circulation
S, 059, 950 00
1,427 00
7,971,353 00
1,427 00
7,934,101 (JO
1,427 0(1
7, 939, 394 00
1, 427 00
7, 802, 086 00
1, 427 00
Dividends unpaid
260,020 13
57, 040 40
9, 177,321 02
08, 081 70
50, 092 81
5r>, iao so
59,136 20
8, 879, 586 69
76, 378 26
3i), 900 32
9, 522. 366 57
72,177 81
47, 780 55
561, 505 50
52, 220 04
99,191 92
503, 729 23
80, 010 83
Individual deposits. -.
U. S. deposits
Dcp'ts U.S.dLs. officers
9, 535, 547 53
00, 328 20
55,497 51
Duo to national banks
Due to State banks..
779, 297 02
79,592 37
428, 3iM 08
03,774 08
547, 793 02
70, 827 48
Notes ro-disi:ountod- Bills payable
61., 000 00
20, 320 00
35, (JOO 00
25, ( 00 00
45, 000 00
25, 000 00
33,179, 983 C4
32,108, 03G 83
Total
39, 845 44
8, 088, 788 29
81,930 89
31, 420 00
31,573,890 29
31, 617, 747 69
97, 356 94
32, 216,131 07
N E W HAM P SHIRE
49 banks.
49 banks.
49 banks.
49 banks.
$6,155,000 00
48 banks.
$6,155, 000 00
$6,1.55, 000 00
Surplus fund
Undivided profits
1, 204, 939 88
540, 639 02
1,217,709 99
552,119 65
1, 216,133 29
574,565 06
1, 206, 263 22
642,669 23
1,195, 369 55
588, 942 88
Nat'l bank circulation
State bank circulation
5,188, 577 00
6, 838 00
5,184, 227 00
6, 838 00
5,186, 387 00
6, 838 00
5,173, 915 00
6, 838 00
Dividends unpaid
5, 240, 547 00
0,838 00
89, 041 29
Individual deposits . .
XT". S. deposits
Dep'ts IT. S.dis. officers
4, 904,179 84
160, 166 88
1(52,461 20
4, 513, 824 32
183,928 76
151,301 78
4,261,392 5G
193, 575 77
153, 548 71
4,281,179 40
1.89, 588 21
143,453 83
4, 961, 313 05
229, 504 19
87, 655 67
Due to national banks
Due to State banks . .
375, 930 57
259,370 60
201.031 10
351; 169 18
1], 700 00
1, 550 30
376, 594 23
198,436 37
34, 015 68
100 00
431,980 45
141, 171 90
Notes re-discounted..
Bills payable
264, 235 63
200, 110 05
17, GG9 84
38,493 43
15, 385 10
Capital stock
Total
$6,155, 000 00
19,178,370 70
18. 413 27
18, 475, 78H 89
19,252 27
18,374,578 94
14, 514 38
18,437,539 11
$6,105, 000 00
21,412 49
18, 938,136 21
VERMONT.
47 banks.
48 banks.
49 banks.
49 banks.
49 banks.
$7, 986, 000 00
$8, 030, 000 00
Surplus fund
Undivided profits
1,804,584 88
618, 640 02
1,708,630 06
605, 340 81
1,668,816 79
677, 494 49
1, 653, 816 79
793, 528 40
1, 629, 327 51
625, 857 98
Nat'l bank circulation
State bank circulation
6, 399, 725 00
3, 500 00
G, 191,100 00
3,500 00
6,161,270 00
3,500 00
6,143, 935 00
3, 500 00
5,776,185 00
3, 500 00
Capital stock
$8, 036, 000 00
$8, 036, 000 00
$8,011,000 00
139, 262 04
20, 214 84
Individual deposits -.
U. S. deposits
Dep'ts U.S.dis.oincers
5, 446, 549 04
33. 209 87
15,359 94
5,133, 782 14
32, 888 26
9, 838 29
4, 646, 023 07
34,084 10
8,196 59
4,618,291 85 ; •
35, 508 32
7,416 72 .
4, 921, 911 33
32,482 36
8, 834 48
Due to national banks
Due to State banks..
215, 949 80
10, 438 95
165, 415 22
23, 026 12
103, 310 80
42, 366 51
150,174 87
33, 042 61 \
132, 794 20
29, 885 05
Notes re-discounted..
Bills payable
266, 525 75
28, 338 25
245, 662 20
27,273 75
224, 399 43
46, 050 00
219, 023 20 ;
45r 264 50 ;
169, 685 72
27,123 93
22, 968, 083 54
22, 202, 671 69
21, 722, 643 92
21, 748, 562 62 j
Dividends unpaid
Total
11,132 14
9, 060 36
14,595 34
21, 383,182 90
CCXIl REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
MASSACHUSETTS.
I>ECKMIIER31.
MAEtCII 7.
AVIUL 24.
JUNE 20.
193 banks.
1U3 b a n k s .
195 b a n k s .
195 b a n k s .
SKl'TRMKEK 30. •
Resources.
Loans and discounts $83, 953, 932 14 $84, 624, 332 27 S8tJ, 087, 305 05 $84, 573, 903
41,453, 950 00
41,081, 450
Bonds for circulation . 42,320,450 00
41,278,950 00
300, 000 00
300, 000
Bonds i'orueposits ...
300,000 00
300, UOO 00
323, 200 00
204. 000
U. S. bowls on hand.. i
247, c.00 00
3(15, (550 00
4,
304, 303
Other stocks and b'ds
3, 092, (iSO 49 4, 107, 088 41
4,21^,(515 41
8, 805. !)38 76
0, 192, 380
Due from res'voajj'ts ; 8,775, 154 49
7,852,417 99
80.1, 243 03
883, 061
Due from nat'lbanks :
!)3:J, .">"•"* 99
922, 350 97
D u e I'nmi State b a u k s
R e a l eatato, <fcc
C u r r e n t expenses
;
P r e i u i i n n s paid
;
Cask items
!
Cle.'ir'^luuidcexch'ss:
Bills of oilier b a n k s . . j
Fractional currency j
Specie
-"- -!
Legal-tender notes . .
U . S . c e r t ' s of deposit.!
D u e from U. S. Trens j
Total
157, 095 77
2, 057, 425 ] 8
352, 23!) 52
1, 051, 302 54
910, 490 U-!
89,387 13
1, 001, 002 00
33,1W0 31
1, 700, 095 ] 5
1,702,054 00
170,000 00
1, 957, 18ti 75
; 152,311,642 10
215, U58 7*3
2, 0S9, iibii 93
530. 344 MJ
1, 070, 498 37
7(J5f J70 01
24, (540 5;)
1,452, 421 00
37, (519 97
1,097, 032 33
1, 550, N71 00
105, 000 00
1, 908, 080 74
151, 980, 047 70
CITY
54 b a n k s
Loans and discounts $116,323, 839
29, 792, 150
Bonds forctrculafcion
161, 000
Bonds for deposits . .
81, 250
IT. S. bonds on hand..
2, 414, 708
Other stocks and b'ds
12,
920,
701
Due from res' ve a•<£' ts
9, 988, 504
Due from nat'l banks
475,
750
Due from State banks
3, 114. 362
Heal estate, &c
740,
295
Current expenses
587, 839
Premiums p.aid
7(53, 770
Cash items . - 9, 303. 821
Clear'g-house exch'gs
2, 533, 255
Bills of other banks..
9, 879
Fractional currency
7, 428, 989
Specie
3, 892, 090
Les;al-tender notes -.
XT. S. cert's of deposit
1, 995, 000
Due from U. S. Treas
1, 679, 357
Total
197
145
307
046
080
051
, ! 743
33, 298
1, 878, 813
1,48'}, 9S2
148, 777, 090 46 , 148, 641, 971 42 ,
OF B O S T O N .
54 b a n k s
i
54 b a n k s .
1915, 693, 820 04
i
54 banks.
54 b a n k s
$110, 568, 387 38 $112,085,584 85
20, 786,150 00
27,156,150 00
175, 000 00
175,000 00
:
14,800 00
32, 300 00
2, 038, OSS 18
2, 026, 304 57
•
U, 775, 001. 88
9, 902, 979 33
i
9, 087, H>3 70
8, 465, 759 23
;
178,850 69
326, 076 22
1 3, 018, 176 55
2, 975, 013 18
:
304, 320 61
88,158 28
666,155 09
785, 853 83
407, 303 76
606, 410 73
5, 966, 974 77
6, 737, 2C4 29
1,861, 183 00
1, 789, 807 00
11,948 99
12, 275 49
0, 728, 489 4?
7,453 056 56
2, 863, 276 00
3, 407, 215 00
.
1,040,000 00
1. 405, 000 00
1,303,237 50
1, 300, 487 50
3 9 L, 722,005 12 ; 183, 394, 536 21
186, 730, 696 06
R HODE I SLAND.
63 b a n k s .
63 b a n k s .
Loans and discounts $30, 247, 929
Bonds for circulation. 15, 813, 000
150, 000
Bonds for deposits . .
183, 050
TJ. S. bonds on hand. Other stocks and b'ds 1, 3.18, 851
2, 252, 115
Due from res' ve ag'ts
8(57, 212
Due from nafl banks
73, 625
Due from State banks
841, 073
Real estate, &c
90, 811
Current expenses
303, 1(50
Premiums paid
187,
Cash 1items
,
359, 390
Clear g- ho use cxoh'gs
428, 754
Bills of other banks..
11, 039
Fractional currency .
352, 80'?
Specie
• ..
Legal-tender notes . .
547, 847
TJ. S. cert's of deposit
Due from U. M. Treas
Total
77
00
00
00
03
41
(i3
24
11
25
50
35
00
7!)
00
$30, 835,175
15,4(53,000
150,000
195, 550
1,380,079
2,014,(538
700, 255
51
00
00
00
70
15
3«
87>, 9 4 7 -.1
837, 890 13
113, J01 83
323, 034 05
122, 974
188, 9U7 43
327. 04tl 00
13, G72 63
377, 540 38
489, 300 00
63 b a n k s
1
§31,898,456 87
15,4(53,000 00
150, 000 00
196,300 00
1,359,571 01
1,825,382 85
5GS, 443 92
19, 629 37
815,031 61
125.927 18
335, 5G8 73
120.895 74
290, 833 94
489,518 00
14, 27(5 (54
403, 648 01
550, 799 00
\
170, ooo oo ;
150, 000 00 I
1, 876, 322 00 : 1, 801, 620 00 I
152, 057, (540 08
91 $115, 393, 577 98 $115,672,529 81
00 . 28, 035, 150 (JO . 27, 535, 150 00
00
175, 000 00
175 000 00
00
110,250 00
385, 000 00
81
2, 42(5, G33 60
2, 442, 227 86
32
15,304,808 02
12. 708, 969 10
•19
7, 39-1, 208 95 '
7,512,145 55
28
552, 585 19
430, 05«i 98
27
3, 1>7U, 490 57
3. 062. 8C9 71
Xo, 9 0 5 58
97
1, 170, 40(5 31 •
42
587, 741 1)9 •
055,539 60
71
;j:j(j, 179 83 '
306, 240 "8
7, 023, 380 28 :
6,1-10,285 34
47
00
1,971,227 00 !
2, 1 ^, 14!) 00
08
12, 035 32
10,800 (50
47
6, 501,0] 0 30
6, 127, 437 4(5
3, 35(5, 433 00 :
3, 3(50, 383 00
00
1,920,000 00 !
00
1, 235, 000 00
1,298,637 ;>Q ;
50 '
1,627,700 25
204, 013, 1G6 30
124,
2, 046,
272,
1,185,
801,
114,429 73
2, 073, 507 45
201, 107 12
1,017,355 85
755, 384 (50
2S. 41(5 35
1,304,401 00
34. 008 58
1,824,510 73
1,01)0, 70.S 00
105, 000 00
1,877,281 75
195 b a n k s .
17 $83, 796,195 54 I
00
40,47.1,950 00 j
00
300,000 00 I
00
270,000 00 •
31
3,791,1H 08 J
60 : 7, 088, 700 43 I
01
83C, 988 89 1
31 i
118,005 28 •
47 ; 2,008,752 53 1
34. !
311,017 18 I
3(5
1,170,693 78
54 !
932, 718 34
86 ;
45,780 Gl
00 : 1, 421, 397 00 !
78 !
33,731 11 i
71 i 1,921,929 65 j
00 : 1, 570, 777 00 ,
j
63 banks
63 banks.
! $31,151,664 74
$30,177,681 56
15, 323, 600 00
150, 000 00
153, 750 00
1, 319, 593 15
2,145, 403 37
642, 648
60, 673 45
824, 823 10
110, 811 98
406, 537 30
170,142 30
295, 345 48
401, 733 00
13,432 93
43° 561 46
435, 198 00
J 15,463,000 00
i
150,000 00
i
154,250 00
1,361,917 32
1, 443, 747 74
708, 405 31
8G, 510 97
!
810,930 12
i
117.287 17
i
341, 102 35
i
148 518 R«
i
271, 150 07
I
391,499 00
13, 766 80
440 5'><>
'•
587,339 00
729, 743 10
687, G42 72
700 219 00
682,319 00
717,129 00
54, 758, GG2 45
54. 300, 73 L 04
54, 864, 701 90
54, 324, 541 62
53, 779, 064 90
REPORT OF THE COMPTROLLER OF THE CURRENCY.
by States a ltd reserve
CCXIII
cities—Continued.
MASSACHUSETTS
MAitCIl 7.
Jl.
DKCKMSSKli
Al'UlL 24
30.
JUNK 2 0 .
Liabilities.
Capital stock
193 bankh
195 b a n k s .
195 bank*
195 b a n k s .
$15,010, 975 00
$io 702, 500 0 0
$45, S27, 500 00
$45, 827, 500 00
$45, 727, 500 00
195 b a n k s
Surplus fund
Undivided profits
13,092,997
4,431,201 98
13.727,820 87
i:;, 082, 077 8!)
5, 358, 072 79 . 4, 239, 251 71
13, 703, 850 42
4, 804, 970 S7
13,045,775 97
4,210,220 88
Nat'] bank circulation
State bank circulation
37, 490, 078 00
30, 502, 282 00
30, 572, 0G7 00
30, 428, 204 00
35, 802, 393 00
240, 043 62
133, 415 72
Dividends unpaid , . .
342, 590 07
104, 773 05
Individual deposits . .
XT. S. deposits
Dep'ts TJ.S.dls. officers
47, 498, 872 52
204,023 22
40, 004 33
47, 009, 300
190,910 70
28, 747 98
Due to national banks
Due to State banks .. •
2,151,424 84
85, 221 62
2,195,982 20
172,871 37
2, 379, 715 35
199, 980 59
555, 948 04
207, 041 07
282, 920 50
61,942 50
411,180 18
15, 000 00
680, 462 71
175, 050 83
152 311,642 10
151 989 047 70
152, 057, 646 58
148, 777, 096 46
Notes re-discounted ..'
Bills payable
Totai
cI n
54 b a n k s .
54 b a n k s .
$50, 950, 000 00
Surplus fund
XTiulivided profits . . .
11, 723, 034 31
4,200,591 08
11. 723, 034 31
5, 302.145 52
Nat'i bank circulation
Stalf bank circulation
25, 805, 583 00
24,851,008 00
Dividends unpaid
51.330 72
45, 433, 760 27
228, 431 42
3,325 43
2, 499, 929 87 ;
105, 445 11
1, 891, 614 70
112, 443 60
54 b a n k s
51 b a n k s
31,252 4fi
204, 013,160 30
11, 502, 983 8B
3, 134,283 70
24, 323, 953 00
23, 043. 002 00
24,130,487 00
127,070 04
63 b a n k s .
;
Surplus fund
Kj ndivided profits
;
Nat'l bank circulation
State bank circulation;
Dividends unpaid
$20, 540, 050 00
4,117,108 74
1, 346, 619 71
14,131, 248 00
8, 805 00
71,257 549 17
.108. 904 32
23, 273 74
$50, 950, C00
58, 005 70
1, 270, 04G 45
05, 970. 479 02
105, 931 80
23, 568 <Y\
65,167,811 28
131, 005 13
20, 9G8,148 02
5, 901, 200 99
23, 014, 603 64
7, 174, 355 03
125, 000 00
90 000 00
240, 000 00
255, 000 00
196,093,820 94 . 191, 722, 005 12
183, 394, 530 21
186, 730, 696, 06
150, 000 00 '
:RHODE
Capital stock
54 b a n k s .
11,870,556 17
3, 500, 977 52
24,318,771 55 . 22,339,1!>9 13
0,951,920 so ; 7, 735, 158 52
Total
148,641,971 4?
11,870,550 17
2,834,08] 03
Due to national banks
Due to State banks . .
340, 000 00
655,749 38
64, 092 78
$50, 950, 000 00
on
72,197, 034 93
104,509 8 2 •
22, 883 4<)
Notes re-discounted
Bills livable
.
on
$50, 950, 000
Individual deposits ., 77,043,111 05
78,870 11
XT. S. deposits
12 758 'W
De p't a U.S.dis. officers
20, 502, 524 98
7, 14i, 701 55
!
OF B OSTO N .
$51 05U 000 00
Capital stock
800, 057 99
44,109, 703 22
48,219,040 17
188,916 77
197,517 03
27, 929 40 ;
29,580 94 !
ISLAND
63 b a n k s .
03 banks.
$20, 540, 050 00 , #20, 540, 050 00
63 b a n k s
63 b a n k s .
$20, 540, 050 00
$20, 540, 050 00
•4,139,928 00
1, 482, 788 24
4, 059, 899 09
1,774,409 47
4,001,278 61
1,48;?, 461 25
13,700,176 00 : 13,793,060 00
8, 865 '00
8, 805 00 ;
13,773,100 00
8,659 00
13, 680, 336 00
8, 659 00
4,130,678
1,474, 737 79
207, 877 59
101, 222 57 .
92, 597 34
87,1G9 10
218, 353 36
Individual deposits. . • 11,719,289 20
19,930 21
XT. S. deposits
Dep'tsXT.S.dis.officers.
89,418 98
11,580,590 30
19,487 13
98, 320 28 '
11,982,099 15
37, 837 58
103, 247 18
11,502,814 94
24, 250 70
109, 680 22
11, 562, 203 78
40, 514 88
73, 597 G7
1, 020, 082 41 '
803, 6G4 31
1,316,057 GO
1,207,043 05
1, 488, 541 07
890, 901 97
1, 449, 622 55
714, 987 80
Due to national banks
Due to State banks .
Notes re-discounted ..; •
Bills pay able
Total
!
1, 428, 251 28
921,147 21
5 000
168, 856 53
168,856 53
1G0, 521 50
54, 758, 662 45
54, 306, 731 04
54, 864, 701 90
on
54, 324, 541 62
53, 779, 064 90
CCXIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
CONNECTICUT.
DEOKMIiKlt 31.
MALCCII 7 .
88 b a n k s .
88 banks.
1
SEPT EM HE It 30.
JUNE 20.
ALMS 11. 2 4 .
Resources.
1 ...__
!
88 b a n k s .
88 b a n k s .
Loans and discounts $41, 530, 789 91 $42, 075, 283 42 $42, 420. 265 98 ' $41,632,768 ?A $40, 556, 961 80
18, 575,100 00 I
1!), 232, 600 00
] 9, 01.3,(500 00 . 19,013,600 00
18, 920,100 00
Bonds foroirculatkm
360, 000 00
370, 000 00
3G0, 000 00 •
360, 000 00
360, 000 00
Bonds for deposits . .
217,400 00 [
127,350 00
93, 950 00 .
119,150 00
210. H0O 00
U.S.bonds on hand
2, 635, 484 03 j
2, 4 J4, 053 70
2.435,517 77
2, 532, 572 77 ; 2, 552, 839 6 5
Other1 stocks and b'ds
5 . ur>:>, 4 0 1 73
5. 540, 799 59 •
G! 477! 338 34
4, IW, 608 40
4,146,218 43
Du e fro i n res' vc a <£' ts
2, .683, 802 95
2,812, 121 08
1,791,477 9 3
2. (105, 382 02 :
2 047, 282 Q\Due from nat'l bunks
225, 4<i4 17
224,171 32 !
21S, 01.S 11
195, '.Mil S»7
100, SKifj 14
Dun from State banks
1,51.-!, (/jo 02
1, 509, 795 08 I
1, 560, 049 46
1,558, 112 00
1,570.777 89
Real estate. &c
200, 091 47 !
94, 456 97
22S. 763 87
269, 906 59
107, 50G 3(5
Current expenses
487,258 68 !
441,713 *j:t
435, 251 00
400. 335 5L
501,377 81
Premiums paid
459, 709 32 ;
503 417 Of)
271 379
384,1 561 35
521, 17.S .14
Cash 1items
220 , 173
;
215! 343 56
458, 130 34
291,520 13 i
Clear ji-honse excli'as
183, 141 22
710,992 00
865, 723 (K»
944, 005 ('0
838.414 00
007. 436 00
Bills of other lumks..
;
15,753
15. 370 25 I
97
.
71
15,414
02
16,
008
11
10,
171
Fractional currency .
918,51)0 00
10,000 00
882, 49G 65
89
921,439 00
10. 000 00
875, 922 25
: 80,156,653 13
77, 4 SO. 477 32
Legal-tender notes ..
U. S. cert's of deposit •
Due from U.S. Tic. ;us
Total
NEW
260 b a n k s
CITY
47 banks.
' 5308, 705 00
10,000 00
5s74, 772 75
78, 543, 472 GO
i 503,714,744 08
837. 996 84
77, (J07, 342 05
2G0 b a n k s .
77,435,577 14
162, 669, 608 84
266 b a n k s .
inks
$90,631, 937
29, 045, 5<H)
825, 000
1,55!, 250
7,202, 219
13,078, 042
2, 350, 77L
i
18 ; $89, 085, 054 36
00 : 28, 935, 000 00
00 •
00
84
48
87
7 5 3 Ot
3.2ir>',0<)2 24 :
526, 502 90 •
912, 2 6 8 93 ;
.1,201, 3X9 8 5
• 35 7 6 3 92
.1,1111, 526 00
33, 4 8 0 97
3, 851, 784 15
3! 544! 320 00
205, ono 00
1, 332, 290 15 :
j * •_>(),
161,605, 863 52
775, 000
1,966,000
7, 389, 142
9,946,211
2, 120,534
645, 372
3,201, 081
642, 006
1,093,494
1, 180,730
35 358
1, 044, 5*8
30, 336
3, 91H, 797
3, 549, 309
315,000
1,311,420
267 b a n k s . I
1
00
00
61 .
1)9
91
52
86
82
68 i
49
59
00
64
92 .
00
00
05 :
$86,672,032 94I
28, 450, 6C0 00 !
775, 000 00 1
1,617,400 00 i
7, 087, 229 89 i
12, 379,179 01
2, 652, 937 9 3 •
644, 376 94 I
3,307,915 34 i
430, 387 66 i
1,150, 039 85 \
1,301,635 62 !
40, 125 43 ;
934,411 00 i
32, 974 84
3, 864, 812 78 i
3,422,281 00 |
260, 000 00 :
1, 283, 822 10 |
156,319,212 33 ;
.157, 785, 046 44
OF N E W Y O R K .
47 banks.
47 b a n k s .
45 banks.
L o a n s a n d discounts .$245, 399, 375 37 $255, 827, 608 G'2 $250. 860, 864 91 $209, 376, 536 36
Bonds
B d
fforcirculation.
i l t i 1 7 17,'562,'500
562 500 00
17,574,500 00
17, 449, 500 00 : 16, 929, 500 00
820, 000 00
820. 000 00
Bonds for deposits . .
820, 000 00
820, 000 00
5, 275, 350 00 :
IT. S. bonds on hand..
2, 696, 500 00
7, 760, 100 00
3, 223, 800 00
14,448,423 13
13,990,426 99
Other stocks and b'ds 14,097,449 32 14,068,452 16
Due from nat'l banks
22, 389, 368 13 16, 392, 354 82 16, 983. 279 68 17,128, 326 33
2, 296, 968 15 ; 3j 229, 724 18
Due from State banks
3, 363,1 Tl 36
2, 454, 693 17
Real estate, &c
i 10, 774, 872 98 10, 819, 468 7 L 10, 870, 470 31 10, 618,107 47
1,076,311 88
1,460,026 75
Current expenses
;
216, 676 50 .
703, 437 86
934,707 78
642, 228 73
Premiums paid
|
576, 417 03
1,18*5, 701 53
1,957,010 22
1,808,621 10
Cash items
j 3, 697, 382 82
2, 123, 975 75
10, 335, 000 00
C.H. loan certificates;
50, 991, 589 72
62,410,730 85
Clear'ii-houseexch'ffs: 101,492,967 62 i 47,319,239 00
2, 541, 517 00
2, 543, 825 00
Bills of other hanks..
3, 465, 735 00 | 2, 287, 651 00
41,005 61
36, 063 90
Fractional currency .
42, 68137 |
46,485 58
49, 549, 444 27
43, 534, 286 82
Specie
".. 53,011,75117, 60,442,15234
21,060,492 00
22, 501, 257 00
Legal-tender notes . . 20,230,684 00 j 22,141,286 00
2, 360, 000 00
3, 830, 000 00
IT. S. cert's of deposit.! 2, 670, 000 00
3, 900, 000 00
2,111,595 48
2, 357, 310 98
Due from 17. S. Troas.! 1, 201, 210 41
1, 317, 518 54
Total
1, 283, 793 68 :
844, 730 00 ;
45
00
00
75
YORK.
Loans and discounts $01, 805,
_ . 065 79 : $90, 569, 290 27
Bonds for circulation : ii9, 552, 500 00
29, 182, 500 00
BondvS for deposits . -!
K25, 000 00
825, 000 00
TJ. S. bonds on hand..; 1. 717, 800 0 0 • 1, 652,200 00
Other stocks anil b'ds; 0, 586, 3G6 18 . 0, 919,207 0 5
Due from res Ve ag'ts
14, 159, 273 92
.14, 782, 765 58
Due from nat'lbanks
3, 338, 772 76
2, 190,839 7G
Duo from State banks
' 757, 024 90
928, 73S 63
3, 181,095 3 3
Real estate, &<j
j ;j 1 00,412 9 0
1545, 372 23
453, 853 59
Current expenses
;
919! 722 SO'
911,001 9 3
Premiums paid
2,133, 5 9 5 11
Cash items
1,290,242 30
Cloar'jj-housecxch'^s;
60, 0 S 5 90
43 835
Bills of other banks.-; 1, 26 4! 120 00
I.L'38,407 00
27, 491 6 0
33, 188 71.
Fractional currency i
3,514,217 Hi)
Specie
.*..; 3, 313! iOO 94
3, 457, 727 00
Legal-tender notes ..; 3, 835, 337 00
300, 000 (in
305, 000 00
TJ. S. cert's of deposit j
1,301, 151 90
35
Due from 1 J. S. Treas ; 1, 308,
165, 595, 344 32
1 ''74 077
' 909! 446
10, 000
851,242
()'•*
1
f
44! b a n k s .
'$205,473,515 23
i 15, 602, 500 00
I
820, 000 00
I 4, 064, 950 00
13,020,739 18
17, 352, 435 41
2,118, 896 66
9, 745,175 95
731,631 37
1,031,283 76
2,391,517 00
.1, 690, 000 00
44,005,520 59
2, 208, 406 00
31,832 00
63,113, 318 39
22, 885, 808 00
4,145, 000 00
3, 268, 863 03
467, 185, 625 68 464, 517, 737 27 413, 886, 631 33 413,701,392 57
REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXV
by Staten and reserve cities—Continued.
CONNE CTI CUT.
I
APHIL 24,
MAKC1I 7.
SEPTEHliKK 30,
JVtfK 20.
Liabilities.
83 b a n k s .
$25, 950, 820 00
$25, 950. S20 (10
$25, 956, 820 00
0, 90S, 054 23
I,t48,192 00
0, 923. 554. 23
2, 102, 593 22
0, 918, 006 50
2,320,150 68
6, 893, 679 90
1, 866, 027 97
17,091,248 Of) • IG, 807, 715 00
38,500 00
38, 5G0 00
008, 848 52
92,137 34
23,219,704 70
22, 044, 543 01
282, 440 40
10,353 21 :
275, 707 10
12, 113 25
3,767,411 71 ;
2, 4<'.:$. 499 25
655, 508 5L •
440, 948 04
1G, 820, 399 00
38. 555 00
10,717,784 00
16, 481, 052 00
38, 100 00
0, !U)2, 285 57 '
1, r>5~), 354 5 5
Surplus fund
Undivided p r o f i t s . . . .
•Xat'lbunk circulation
State bank circulation
Dividends unpaid
Ind i v idi 1 a 1 depos it s . .
IT. S, deposits
Dop'tB U.S.dis.otlicers
Duo to national banks
Due to State, b a n k s . . .
88 bnnktu.
Capital stock .
78, 543, 472 00
200 banks.
: $34,759,160 00
$34, 744,160 00
$34, 744,160 00
127, 498 22
35, 000 00
77, 007, 342 65
:
77, 435, 577 14
266 banks. j
•
8, 984,154 60 •
0, 236, 130 S3 :
25,860,413 00
30, 034 00
$35,042,231 00 |$35, 223, 360 00
8, 999, 427 66 ! 9,161,060
6, 701, 930 85 \ 5, 915, 089
25, 087, 883 00 i 25, 313,183
30, 028 00 ;
30, 628
60, 755 84
83,479 70
267 b a n k s .
57, 805 32
:
26
39
00
00
62, 063 29
79, 093, 585 43 74, 431, 692 43 ' 73,903,978 39
82, 300, 800 27
81,560,112 25
537,180 15 ::
480, 874 59
571,193 59
505, 807 59 :
590, 488 44
102,701 10 ;;
142, 357 75
112, 043 64 ; 139,505 50 :
77, 550 84 ;
Individual deposits-..
IT. S. deposits
Dop'tsU.S.dia.oificcrs 1
Dm* to national banks
Duo to State b a n k s . . .
4,103, 297 70 '
J, 203, 384 94
Xote.fi re-discounted..•
Bills payable
:
045, 278 49
490,442 03
! 165, 595, 344 32
CITY
47 banks.
Capital stock
8, 957, 296 49
5, 705, 258 81
26, 343, 042 00 1" 25, 880, 808 00
30, 635 00
30,034 00
428, 287 85 •
3, 775, 895 13
716, 445 68
YORK.
260 banks.
Dividends unpaid
21,147,278 91
286, 948 24
11,417 86
153, 098 69
5, 000 00
80,150, 053 13 '• 77, 480, 477 32
8, 893, 562 86
5,744,611 93 ::
98, 813 23
58,431 22
22, 051,386 57
288,381 30 • 21,304,202 57
15, 853 75
280, 028 35
12.101 30
3, 000, 333 04
2, 575, 002 49
502, 597 32
607,950 85
260 banks.
!N"at'l hank circulation
State bunk circulation
Total
59, 028 G3
101,909 44
7, 000 50
NEW
Surplus fund
Undivided profits
38.100 00
40,187 50
Xotes re-discounted..
Bills payable
Total
88 b a n k s .
88 bunk a.
$25,950,820 00 $25,950,820 00
?8 banks.
Capital stock
3, 393, 933 80
1,070,435 05
371, 086 91.
203, 704 49
102, 009, 008 S4
4, 0G4,150 90 I 3,628,799 13 : 4, 071, 058 32
1, 008, 707 73 : 1, 100, 881 15 : 1,107, 996 49
505, 298 22 : 1,037,731 91 !
575,501 75
268, 503 08
300, 002 60 :
272, 561 10
161, 605, 803 52
OF N E W
47 banks.
$49, 850, 000 00 | $4.9. 850, 000 00
157, 785, 040 44
156, 319, 212 33
YORK.
47 banks.
45 banks.
$49, 850, 000 00
44 banks.
$49, 250, 000 00
$46, 250, 000 00
Surplus fund
Undivided profits
24, 114,104 54 ! 24, 093, 980 58
9,490,730 22 ! 10,695,802 83
24, 093, 980 58
12,031,284 12
22, 877, 980 58
12, 465, 683 49
22, 632, 580 09
11, 091, 111 71
]N"at'l b a n k circulation
State b a n k circulation
14, 939, 722 00 ; 14, 849, 437 00
14, 650,192 00
37, 844 00 |
37, 843 00 :
37, 843 00
14, 558, 247 00
37, 843 00
13, 203 362 00
37, 843 00
Dividends u n p a i d
1,454,512 27 :
165,022 67 .
130, 239 77
Individual deposits. - - 215, 073, 659 B4 194, 885, 655 15 193, 808, 087 72
235, 694 93
176, 567, 271 05
243, 253 91
184, 555, 736 66
Certified c h e c k s
49,720,314 38
23,061,118 51
37,042,997 15
IT. S. deposits
:
416, 777 05
416, 837 72 >
413,651 46
D e p ' t s U.S.dis.officers
192, 698 38 !
188, 369 30 i
220, 737 23
D u e t o national b a n k s 101,453,452 76 I 109,782,143 09
95,209,333 38
D u e to State b a n k s . . .
36, 970, 928 64 I 39,159.415 83 37, 029, 390 86
I
Notes re-discounted
Bills payable
C. H . loan certificates
Total
; 503, 714, 744 08 \ 467,185, 625 68
26, 629,
423,
156,
70, 800,
27, 989,
077
959
404
389
079
87
61
74
54
52
22, 639, 921 85
428, 871 06
219,984 17
82, 476, 635 04
29, 922, 093 08
11, 895, 000 00 i
464, 517, 737 27 ; 413, 886, 631 33 ; 413,701, 392 57
CCXVI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
CITY OF ALBANY.
DECEMBER 31. \
U P a on re e a
7 banks
Loans and discounts.
Bonds for circulation.
Bonds for deposits . .
U. S. bonds on hand..
Other stocks and b'ds
Due from res'veag'ts.
Due from nat'lbanks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie . . . .
Legal-tender notes . .
TJ. S. cert's of deposit.
Due fromXJ. S. Treas.
Total
AL'KILr 24
7 banks.
$7, 370, 337
1, 518, 000
100, 000
300
107, 002
1, 762,120
996, 050
213, 251
326, 261
57
00
00
00
67
05
62
76
67
40, 685
63, 469
213, 787
160, 326
1,581
466, 013
382,380
440, 000
76, 449
00
Oh*
34
00
99
14, 038,
MARCH 7
$0, 915,
1, 518,
100,
00
00
20
076 53
J U K E 20.
7 banks.
7 banks.
686
000
000
300
103,402
2, 897, 318
1,102, 439
1G0, 730
326. 261
54
00
00
00
67
85
66
79
67
$7, 253, 319
1,518,000
100, 000
300
111,081
4, 285, 405
1, 003, 807
174,769
326, 261
17
00
00
00
75
86
33
13
07
39,435
80 097
100,439
139, 084
1,316
590 325
189, 550
400, 000
77,140
00
07
12
00
25
HH
00
00
60
39, 435
82 974
115, 707
183,133
1,474
609 164
207, 850
400, 000
71, 937
48
00
50
00
00
00
85
14, 741, 528 10
$7, 911, 702 46
1, 518, 000 00
100, 000 00
100, 300 00
184, 590 00
2, 270, 591 92
1,013,479 64
189, 313 86
326, 398 59
00
16,542,681 13
57, 247 50
61 908 87
150,201 23
181, 938 00
709 97
657 178 39
223, 093 00
450, 000 00
70, 630 65
SEl'TEMBBK 30.
7
banks.
$7, 293, 694 92
518,
100,
100,
276,
2 199,
1, 043,
186,
321,
000
000
300
747
250
781
870
333
00
00
50
13
52
87
26
41, 062
85 515
156, 395
127, 932
1,563
655 641
254, 680
400, 000
74, 202
50
70
56
00
91
50
00
00
10
no
15, 473, 284 08
14, 836, 971 47
70 b a n k s .
71 b a n k s .
NEW JERSEY.
70 banks.
044 04
Loans and discounts i
Bonds for circulation. \ 10, 399, 850 00
Bonds for deposits .. I
250, 000 00
U. S. bonds on hand..!
389, 650 00
Other stocks and b'ds. 1, 840, 718 84
Due from res'veag'tfl-l 5, 850, 589 40
Due fromnat'lbaiiks. | 1,745, 037 87
Due from State banks;
22!>, 042 89
Keal estate, &.c
: l,58r 378 07
101, 084 90
Current expenses
;
221, 390 71
Premiums paid
;
894, 793 88
Cash items
|
Clear'g-hous© exch'gs;
562, 509 00
Bills of other banks -. |
18, 342 22
fractional currency.:
Specie
j 1,079,332 50
1,
897,
948 00
Legal-tender notes ..j
10, 000 00
U. S. cert's of deposit.
478,
165 00
Due from XI. S. Treas.!
Total
j 60,141, 677 41
70 b a n k s .
$31, 611, 561
10,175, 350
250, 000
509, 800
2,1.37, 588
6,910, 057
1, 136, 279
190, 503
1,614, 358
105, CCJ
234, 039
549, 438
70 b a n k s .
|
58 $31', 421, 580 66 i $31, 250, 827 84 $30,181,831 38
00
10, 075, 350 00 ! 10, 098, 350 00
9, 506, 850 00
00
250, 000 00 .
250, 000 00
250, 000 00
00 '
51.6, 400 00 :
649,500 00
535, 400 00
03
2, 347,191 90 ;
2,233,481 95 : 2, 346, 087 25
98
6,316,100 31 I
5. 307, 600 IS ; 5,104, (558 60
22 , 1. 457, 024 U ;
1,351, 138 66 ;
1,583, 175 43
<S9
137, 904 00
1(55, H27 97
153, 029 10
43
i,r>S7,r>«n 55
1, 579, 385 73
1, 577, 089 69
01
101,327 11 :
251,482 GO
165, 742 35 :
15
294, 007 85
318,186 45
301,133 80 '
43
532. 392 25
558,222 21
782,256 92
459.061 00
23, 209 32
1, 074, 559 13
1, 777, 063 00
10, 000 00
476, 942 50
519,851 00
19,410 69
1,300,082 60 :
1,903,219 00
10, 000 00
463, 842 90 :
539, 004 00
17,338 97
1, 228, 490 52
2,013,659 00
10, 000 00
450,278 50
59, 311, 477 67 | 59,191, 792 68 i 58, 299, 935 07
57, 980, 062 65 i
PENNSYLVANIA.
219 banks.
220 banks..
224 banks.
225 banks.
225 banks.
Loans and discounts. $69, 450, 341 94 $68, 426, 949 48 $70, 837, 742 76 $70, 076, 034 87 $69, 022,118 83
Bonds for circulation. 28, 047,100 00 27,611,100 00 27, 757, 600 00
27, 766, 600 00 27, 364, 600 00
480, 000 00 !
Bonds for deposits . .
480, 000 00
4S0, 000 00
480, 000 00
480, 000 00
TJ. S. bonds on hand..
1,352,100 00 i 1, 301, 300 00 1, 240, 300 00
1, 891, 350 00 1, 479, 750 00
Other stocks and b'ds
8,287,870 58 ' 8, 459, 523 55 8, 395. 989 30
8, 472, 304 77 8, 461, 462 35
Due from res' v© ag'ts
9, 830, 222 93 12, 225. 291 35 13, 170, 458 39
8, 507, 144 11 8,939.521 67
Due from nat'lbtinks
3,163, 053 26 2, 365, 591 01 3, 291, 730 88
2, 229, 340 99 2, 967, 111 43
Due from State banks
1, 254, 478 77 1, 284, 444 50 1,608,930 38
1, 074, 428 39
902, 314 65
3,440,091 38
Real estate, &c
3, 385, 779 09 3, 403, 432, 94 3, 423, 102 69 3, 433, 800 37
281, 523 65
Current expenses
541, 043 02
686, 985 42
417, 930 23
476,603 37
Premiums paid
612,777 51
727, 480 45
736, 877 64
913, 009 58
996,301 84
Cash 1items
937, 673 41
744,174 94
873, 025 39
765, 820 12
809, 225 62
Clear g-house exch 'gs
120, 438 79
52, 147 06
42,691 56
26, 291 28
38,438 20
Bills of other banks..
1,327,581 00
1,104, 640 00 | 1, 28:}, 648 00 3,220,830 00
1,230,796 00
Fractional currency.
46, 561 10
52, 883 41 i
51, 934 97
50,197 12
48,160 68
Specie
4,163, 582 83
4,119,378 50 j 4, 749, 542 72 4, 432, 735 93 4, 566, 902 97
Legal-tender notes . .
3, 089, 758 00 2, 695, 707 00 f 3,195,133 00
3, 313, 657 00 3, 371, 303 00
IT. S. cert's of deposit.
40, 000 00
35, 000 00 j
35, 000 00
20, 000 00
10, 000 00
Due from U. S. Treas.
1, 286, 897 19 1, 247,105 50
1, 250, 721 79 1, 251, 657 72 1, 233, 540 62
Total
137, 212, 052 34
136, 849, 883 36 j 143,101, 200 64
136,160, 321 0G ; 135, 804, 071 34
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CCXVII
by States and reserve cities—Continued.
CITY
OF A L E A N T .
MAUC1I 7.
DECEMBK't 31.
j
Al'RIL 24.
JUXK 20.
I SRl'TEMUElt 30.
7 banks.
7 banks.
;
Liabilities.
7 banks.
7 banks.
Capital stock Surplus fund
Undivided profits
1ST tit1! bank circulation
State bank circulation
Dividends unpaid
1,400,000 00 ! 3,400,000 00
1,400,000 00 | 1,400,000 00
308,036 54 ;
314,073 49 ;
338,913 45 ;
350,138 76
1, 334, 990 00
1, 354, 200 00 ; 1, 346, 800 00 | 1, 342, 840 00
1, 400, 000 00
334, 407 91
1, 350, 200 00
1,262 16
18,177 00
5, 883, 711 61
67, 295 26
5, 070 24
Due to national banks!
Due to State banks...
2, 363, 698 19 I
815, 426 32 |
NEW
Capital stock
j
:
K a t l b a n k circulation'
S t a t e bank circulation
Dividends u n p a i d
i
I n d i v i d u a l deposits . . ,
XT. S. deposits
D e p ' t s 17. S.dis.officers
D u e to national b a n k s
Due to State b a n k s . . . p
70 b a n k s .
$12,245,375 00
$12, 253, 350 00
3,910,314 38
1, 550, 471 59
3,918,828 64
1, 721, s*97 06
9,197, 54Si 00
8,472 Oil
9, 032,179 01)
Total
16, 542, 681 13
2, 231, 961 10
787,147 08
15, 473, 284 08 ' 14, 836, 971 47
70 b a n k s .
70 bank a.
71 b a n k s .
$12, 253, 350 00 i $12,188, 350 00
8, 472 00
29, 5f>2, 207 8~,
153,712 39
28,221. 39
1, 901. 277 48 i 2,147, 958 12
315,125 18 !
385, 373 CO
$12, 253, 350 00
3, 920, P41 07
1, 867 253 31
3, 902, 341 07
2,124,832 78
8, 840, 834 00 !
8, 472 00
8, 921, 939 00 j
8, 466 00 |
56, 861 23
57, 917 62
30,410,029 77 :
1 fi7, 550 59
30,491 11
5, 369 54 :
86, 300 00 i
Xotos re-discounted. Bills payable
626 00
6,852,111
52, 869 27
19, 277 38
JERSEY.
70 b a n k s .
343, 345 77
1, 236 50
7,777,266 87
78, 549 12 !
1, 847 47 !
2, 689, 567 63; ! 2, 389, 276 25 ! 2,152, 205 60 |
702, 877 84
701, 330 16 ;
576, 375 07 j
-|
14, 038, 076 53 | 14, 741, 528 10
Total .
S u r p l u s fund
Undivided profits
1,497 64
G, 431, 051 45 I 8,493,(552 08
85. 9(50 02
71, 359 03 •
2, 383 45 ;
],70i 49
Individual deposits. -.
17. S. deposits...
Dep'ts U.S.dis.officcrs!
Notes re-discounted Bills payable
7 banks.
$1,800,000 00'••SI, 800, 000 00 : $1,800,000 00 ; $1,800,000 00
$1, 800, 000 00
20,140, 558 47
148, 450 55
31,300 15
2, 386, 028 66 .
407,461 31 :
3, 835, 569 26
1,762 422 09
i
32,619 25 I
8, 430, 679 00
8, 406 00
96,201 70
28,254,131 15 ! 28,743,310 93
152,053 41 :
166,831) 65
15,233 73 ;
20. BT> 23
,144 271 57 !
289, 591 99 ;:
24,900 00
26, 300 00
76,fifiO00
47, 721 93
126, 805 12 l
139, 300 00 :
60,141,677 41 | 59,311,477 67
59,191,792 68
58,299,985 07 !
2, 024, 910 48
293, 159 25
211,732 06
126,600 00
57,980,062 65
PENNSYLVANIA.
j
219 banks
224 b a n k s .
220 b a n k s .
Capital stock -.
! $31, 699, 980 00 $31, 737, 540 00 $32, 005, 639 00
Surplus fun d
Undivided profits
!
j
3?at'l bank circulation
State bank circulation
Dividends unpaid
9, 432, 699 18
2,791,422 67
24, 805, 766 00
18.336 00
!
366, 237 38
Individual deposits . . 63, 026, 878 60
359, 511 51
IT. S. deposits
13,554 33
Dep'ts U.S.dis.officers;
Due to national banks;
Due to State banks - - J
Notes re-discounted..
Bills payable
Total
3,304,955 12
721, 992 81
466, 831 05 ".
203, 887 69
137,212,052 34
9, 570, 226 61
3, 728, 814 85
9, 579, 0G4 46
3, 038, 849 65
24, 270, 611 00 : 24,439,841 00
18, 335 00
18, 330 00 j
159,614 17 I
114,307 79
64, 364,411 97
355,791 97 ,
12, 245 95
68, 380, 721 24
396, 29 i- 55
12, 449 16
2, 339, 020 55
38(5, 371 48
3, 398, 470 71
448, 766 22
:
427,175 88 |
160, 850 28 ;
421, 834 23
99, 500 28
136,849,883 36 : 143,101,200 64
225 b a n k s .
$32, 220, 340 00
9, 759,163 32
3,151,241 97
24,366.291 00
18, 280 00
192, 636 39
62,442, 410
355, 254
17, 797
2,353,436
386, 077
78
96
80
25 :
91
563, 900 40
333,490 28 ;
136,160, 321 06
225 b a n k s .
$32,213,840 00
9, 868, 594 98
3,431,513 56
24,233,855 00
18, 328 00
143,343 84
60, 987, 552 99
352, 842 01
21, 072 00
3, 400, 201 22
425,581 19
592,034 62
105,651 93
135, 804, 071 34
CCXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
CITY
OF
DGCKMIIEK 3 1 . •
[
Resources.
33 banks.
:
CITY
23 banks
Total
AVIUL 24.
JU.NE 20.
j 33 bunks.
33 b a n k s .
1
I
: $00, 302, 450 02 '.$05, 939, 527
• 10, 842, 800 00 i 10, 202, 800
:
300, 000
300,000 00 !
1^, 100
11)8,100 00 ;
5, 091, 509 57 : 4, 7 Hi, 729
7, 390, 057 05 : 0, S38, 202
4, 907, S:?ti
3,920, 110 45
1, 07:*, 003
:
1, 013,207 80
2, H93, 340
• 2, 095, D79 20
OU, 807
-109,981 00
225, HO
181.270 25
:
307,042
302, 203 41
0, 038, 090
5, 3KH, 223 25
9)(2, 000
584, 200 00
22,704 51 :
21,071
:
7, 300, 420 49
7, (534, 010
3, 013, 012
3, (>30, 534 00
2, 845, 000
3, ] 95, 000 00
540,1-.27
529, 227 38
123, 002, HI. 00
Loans and discounts. $20,541,531
Bonds for circulation
7, 055, 500
Bonds for deposits. -.
250, W0
U. S. bonds on hand..
253, 500
Other stocks and b'ds
647, 277
Dne from rcs'veng'ts j 2, 202, 982
Due from nat'l banks •
092, 427
Due from State brinks'
258, 045
Heal estate. &o
; 1, 370, 422
Current expenses
82, 820
79, -121.
Premiums paid
427, 800
Cash items . i1
2, 151., 8(50
Cloar'g-house exeh'ji'S
795, 130
Billsof other banks..
10, 200
Fractional currency.'
1, 805, 730
Specie
Lentil-tender notes. -. ! 2,571,850
U. S. celt's of deposit;1
300, 312
DuefromU.S. Treas.
MARCH 7.
! 33 banks.
Loans and discounts, i $02, 781, 05:3 43
Bonds for circulation. J 10,797, 800 00
Bonds for deposits* .. j
aim,000 00
XT. S. bonds on limit!.. I
108, 300 00
Other stocks and b'ds! 5,054,231 12
Due from res' ve Ji^'ts \ 6,847,510 12
Due from mit'l banks ; 5, 01)8, 502 01
Due from State banks' 1, 208, ,'J-iil 45
Real estate. <fec
' 2,087,983 04
200,705 41
Current expenses
160,24(5 25
Premiums paid
:
852, 232 00
Cash items Cloar'ji-hou.seexch'iis 10. 340, 992 08
778,4.'JU 00
Bills of other banks J 20, 755 30
Fractional currency . i
Specie
j 7, 554, 404 0(5
4,
074,
140 00
Lcea I-tender notes ..:
TX S.eert's of deposit.! 2,815,000 00
535,
339
50
Due from 17. S. Treas :
Total
PHILADELPHIA.
110, 040, 020 44
OF
23 b a n k s .
36
33 b a n k s .
$00, 040, 464 03
10, 0.12, 800 00
300, 000 00
148, 100 00
4, 952, 842 38
4,134, 000 01
4.501, 834 43
703, 04G 57
2, 71.7, 740 15
212, JIG 70
222, 540 10
430, 001 44
5, 205, (41 30
023, 458 00
22, 807 11
7, 773| 557 85
3, 504, 272 00
2, 010, 000 00
•485, .109 50
139, 2S0t 31)I 88
^60, 628, 768
0,052,800
300, 000
:
148,100
'. 5, 004., 545
;
5, 070, 101
. 4,719,531
: 1, 009, 344
' 2, 702, 355
525, 100
;
214,564
!
550, 264
,
' 6,682,875
022,717
:
;
28, 532
6, 709, 670
3,919,242
,
: 4, 725, 000
;
498, 750
!
32
00
00
00
73
38 !
15 ;
47 i
91 !
70 !
10 i
54 !
96 ;
00 :
85 ;
54 ;
00 |
00 :
50 }
100, 720, 238 32 ; 114, 762, 364 15 !
PITTSBURGH.
33 ' $25 300, 285 82
00 ; 7 05"), 500 00
00
250, 000 00
00
200, 500 00
15
50.S, 713 08
03
3, 405, 082 (JO
00
1 235. 733 08
12
184,015 00
70
1 371,302 07
40
134, 708 57
80, 507 14
13
45
178,040 30
07
1 104, 708 30
00
572, 155 00
79
10, 723 00
70
3 910, i!30 30
00
2 500, 840 00
I 47, 016, 005 25
38
00
00
00
47
04
10
87
97
20
10
12
51
00
37
19
00
00
38
SEPTEMHKU 30.
330, 093 30 '
40, 503, 700 80
23 b a n k s
;
23 b a n k s .
23 b a n k s
$27, 001, 205 02 $27,420,849 42
7, 055, 500 00 :
7, 055, 500 00
250, (100 00 I
250,000 00
151.000 00
152,100 00
5H8, 770 31
605, 823 70
2, 420, u47 83
1, 004, 580 55
1, ;!3">, 070 00
917, 064 70
279, 000 12
309,413 42
1, 381, 288 87
1, 340, 090 40
]Sfi. 555 8.1
10;i, 728 50
57, 389 88
57. 507 13
£00, 005 43
182, 904 37
1,300,821 23
1,121,801 'to
805. 107 00
530,293 00
13.534 57
11,741 47
1, 939, 814 45
1, 8H4, 175 10
2, 788, 053 00
2, 002, 505 00
$25, 850, 057
7, 080, 500
250, 000
100,600
616, 304
2,250,134
963,972
252, 602
1, 364, 348
173, 361
77, 855
189, 503
1, 084, 275
484, 371
12, 084
1.053,000
2,180, 842
98
00
00
00
04
29
31
73
20
98
07
84
83
00
00
14
00
350, 380 01
345, 424 11
344,842 56
48, 287, 020 33
46,100, 835 24
45, 235, 324 97
DELAWARE.
15 banks.
15 banks.
15 banks.
15 b a n k s .
$4, 405,138 03 1 $4, 212, 567 42 $4, 334, 522 90 $4, 283, 081
Loans and discounts
Bonds for circ illation
1, 763, 200 00 I 1, 763, 200 00 1,703,200 00
1, 753, 200
Bonds for deposits . .
60, 000 00 |
00, 000 00
60,000 00
60,000
U. S. bonds on hand-.
3,000 00 :
3,000 00 :I
3, 000 00
3, 000
Other stocks and b'ds
333, 694 48 I
303, 147 70
324,147 70
302,147
Due from res've ag'ts
643, 361 09 !
890,978 32
775, 492 61
391,158
Due from nat '1 banks.
342, 723 05 !
107,155 88 : 270, 118 35
162, 633
Due from State banks
84,164 78 !
49, 833 21 :
43, 219
02,818 94
183,409
68
:
184,174
68
•
209,
030
Real estate, &c
184, 006 38
23, 000 02
15, 660 73
28, 207
Current expenses
21, 281 86
66t 092 60
89,650 16
108, 608
Premiums paid
97,803 28
49, 775 01
112, 767 30 i
67, 757
Cash items
51, 802 59
Clear' g-house exch'gs
125, 846 00
Bills of other banks..
82, 750 00
83,806 00
102, 801
2,427 83
Fractional currency .
3, 245 71
3, 265 39
3,268
192, 949 40
Specie
;
201, 330 97
190, 034 06
188, 285
171, 058 00
Legal-tender notes . . 1
164, 740 00 !
180, 726 00 ; 195, 239
30, 000 00
XT. S. cert's of deposit. J
30, 000 00
30, ono oo ; 30, 000
84,470 00
Due fromU. S. Treas.'
86, 292 50 :
79, 792 50 |
82, 542
Total
! 8, 628, 382 86
50
00
00
00
70
86
67
47
33
50
28
24
00
75
02
00
00
50
15 b a n k s .
i
j
j
.
$4, 330, 967
1, 703, 200
60,000
3,000
237, 865
865, 627
288, 355
93, 110
196,159
18,685
114, 005
70, 888
24
00
00
00
98
53
87
22
27
58
71
73
107,919 00
3,156 55
190,748 11
171,147 00
30, 000 00
80,157 50
8, 387, 508 29 i 8, 557, 818 56 ; 8, 014,189 82 j 8, 630, 994 29
REPORT OF THE COMPTROLLER OF THE CURRENCY
CCXJX
by Rtates and reserve cities—Continued.
CITY
OF
DKCKMIJKK 3.1.
PHILADELPHIA.
MALICII 7 .
A I'III L 2 4 .
;
33 b a n k s .
!
Liabilities.
33 b a n k * .
Capital stock
Surplus fund
Undivided profits
Xat'l bank circulation
State bank circulation
33 b a n k s .
SEPTEMBER 30.
33 b a n k s .
33 b a n k s .
$17,810,050 00
$17, 909, 920 00
8, 837, 303
2, 122, 672
2, 52H, 118
8, 857, 303 08
45
8, 857, 303 08 2, 902, 284 93 :
9, 234, 303 08
1,771,034 22
9, 229, 303 08
2, 395, 200 54
9, 392, 578 00
9, 092, 508 00
;
8, h72, 568 00
S, 484, 023 00
08 •
28 •
9, 490, 343 00
Dividends unpaid
JUNE 20.
$18,028,010 00 ! $18,058,000 00
$18, 058, 000 00
49, 285 41
30, 957 16
61,195 71
41, 985 91
70, 430, 010 53
233,130 49
05, 613,182 83
230, 440 95
03, 022, 000 98 : 58, 002, 947 18
232,017 37
208, 011 80 :
01,703,102 23
233,157 34
12,204,958 00
2, 718, 388 24
12, 008, 837 48
3, 003, ^ 4 9
!
13, 270, 018 40 !
3, 758, 480 32 ;
11,290, 554 26
3, 326, 977 79
; 123, 902,141 69
119, 640, 929 44
Individual deposits-..
U. S. deposits
Dop'tb U S din officers
Due to national banks
Due to State banks ..
28, 908 31
10,245,062 44
2, 647, 910 32
Iiills payable,
Total
CITY
OF P I T T S B U R G H .
23 b a n k s .
23 b a n k s
$10,150, 000 00
$10,150, 000 00
Surplus fund
Undivided profits
3, 375, 434 51
819, 717 53
3, 417, 950 73
84(5, 733 69
Uiit'lbaiik circulation
State ban k circulation
6, 300.180 00
0, 213, 990 00
Gapital stock
112,153 00
Dividends unpaid
119, 289, 391 88 | 109, 720, 238 32 :. 114, 762, 304 15
23 b a n k s
23 b a n k s .
$.10, 150,000 00
3, 417, 950 73
1,04.1, 098 28 :
3, 444, 044 81 |
995,095 97 j
3, 5i<3, 400 57
989,193 49
0, 277, 115 00 ;
6, 298, 995 00
6, 333, 990 00
55, 600 25
23, 033, 330 89
125. 207 75
95, 953 48
21, 624, 802 48 :
120, 579 85
120, 403 84
Due to national b a n k s
Due to State b a n k s . . 'j
2, 390, 771 35
1,375,710
2, 488, 544 73
1, 522, 342 73
Xotcs re-discounted..
Bills payable
j
82,500 00
50,000 00
40, 563, 700 80
!
04,165 75 j
;
I
21,375,129
211.850 7 1 ;
28
!
51,010
91
2, 372 780 44 '• 1, 813, 306 <?
1,540 517 83
1, 036, 607
23,140, 200 82
191, 041 0L
08 814 8.1
•
: 47, 916, 905 25
23 b a n k s
oo ;
58, 340 75
Individual deposits -XT. S. deposits . . .
D e p ' t s U.S.dis.officers
Total
:
$10, 150,000 00 . $10,150,000
25 708 50
67, 065 75
20,851,951
155, 885 69
102, 152 05
], MS, 084 77
1,117,939 69
04, 994 55
599, 422 47
60, 000 00
48, 287, 020 33 • 40,100, 835 24
45, 235, 324 97
DEL A WARE.
15 banks.
$1,823,985 00
Capital stock
Surplus fund
G25, 090 00
215,483 90
"Undivided profits
Xat'l bank circulation 1, 458, 789 00 I
State bank circulation
855 00 |
Dividends unpaid
Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers!
Due to national banks.
Due to State banks...
Notes re-disoounted..
Bills payable
Total
15 b a n k s .
j
15 b a n k s .
$1, 823, 985 00 ! $1,823,985 00
13,334 25 j
3,988,293 14
47, 453 43
2,113 49
403, 070 20
18,409 45
6,500 00
25, 000 00 :
8, 628, 382 86 j
043, 340 00 j
109,820 13
15 b a n k s .
$1, 823, 985 00
048, 340 00
201, 835 42
1,507,249 00 ! 1, 505, 059 00 ;
855 00
855 00 :
14, 907 07
12,193 64
3, 785, 470 82
3, 818, 994 51
42,862 52
1,065 53
47, 339 06
2, 546 63
332, 758 07
439,148 2C
32,194 55
19, 522 04
27,000 00
6, 000 00
8, 387, 508 29 :
15 b a n k s .
:
034, 340 00
237, 394 33
1, 540, 739 00 '
624 00 ,
$1, 823, 985 00
644, 540 00
194, 058 50
1, 576, 379 00
624 00
9, 309 11
8, 214 75
3, 287, 306
45, 546
1,064
346, 813
13, 906
1 7 '••
44 ,
70 ;
66 ;
31 ;
3, 870, 949 06
44, 065 68
2, 200 05
412,894 70
40,219 34
32, 000 00
6, 000 00
59, 895 46
14,300 00
8, 557 818 56
8, 014,189 82 \
11, 769 85
8, 630, 994 29
CCXX
REPOET OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
M AR YL AND.
MAKC1L 7.
Al'itIL 24.
JUXE 20.
I 24 banks.
24 banks.
24 banks.
; DECEMBER 3 1 .
Resources.
;
24 banks.
Btil'TKMURil 30. j
27 banks.
;
Loans and discounts - $6, 090, 213 42 . $5, 942, 403 35 $5. 891, 712 20 $5, 950,102 69 $6, 077, 429 23 :
2, 479, 000 00 ;
2, 382, 500 00 2, 382, 500 00
2, 382, 500 00
Bonds for circulation -' 2, 420, 000 00
Bonds for deposits . .
207,100 00 ;
133, 500 00
214,500 00
137, 200 00
136,000 00
U.S.bonds ou hand..
400,187 39 ,
473, 118 71
483,284 00
554, 013 31 .
496, 772 76
Other stocks and b'ds
1, 020,167 64
710, 998 59
534-, 097 39
792, 700 10 ;
Due from res'vo ag'ts
726,167 H
553,010 74
584, 421 23
288, 574 65
771,281 84
Due from nat'l banks
616, 39!) 45
59, 514 63
90, 535 50
53. 039 39
Due from State banks
52, 133 27
56. SSo 73 '
277,
676 42
247,
786
47
i
127
16
'
252,
070
78
248, 37G 47
Heal estate, &c
247,
47, 228 56 ,
52, 853 61 i
10, 929 60 ;
37,992 98
Current expenses
42. 205 93
114, 217 98 :
64, 038 49 !
90,242 55 ;
07, 203 86
74, (190 80 ;
Premiums paid
57, 496 30
56, 653 38
58, 356 53
62, 375 00 ;
51, 207 85
Cash items
Clear'g-housoexch'gsl 100, 646 00
110, 681 00 ;
104,184 00
87, 356 00 .
130, 703 oo !
Bills of other banks..
Fractional currency
4,405 33
3,991 93
4,027 0 7 •
4, 195 54
4,144 38
316, 532 71
320, 371 64 '
SOO, 849 65
315,887 64
308, 397 73
Specie
375, 499 oo •
403, 520 00
367, 577 00
355, 952 00
Legal-tender notes . .
426,439 00
TJ. S. cert's of deposit.
113,112 50
119, G12 50
102, 992 50
Due from XJ.S.Treas
115,100 00 j ' 102,112 50
Total
12,134,128 15 • 11,630,250 92 ; 11,644,057 41
11,297,982 01
12,278,354 61
CITY OF BALTIMORE.
17 banks.
Loans and discounts J $25, 442,582
Bonds for circulation. | 7, 391,100
200, 000
Bonds for deposits ..;
100, 000
U. S. bonds on hand.. I
Other stocks and b'ds
101, 525
Due from res"ye a g'ts
2, 009,030
Due from nat'l banks
1,271,086
Due from State banks
299, 405
790, 006
Real estate, <fcc
14, 080
Current expenses.-..'.
57, 71.7
Premiums paid
Cash items
107, 142
Clear'g-house exeh'gs
1, 499,189
Bills of other banks..
030, 740
Fractional currency . ]
4,018
1,180,596
Specie
'...[
Legal-tender notes ... 2,119, 104
660, 000
U. S. cert's of deposit
339, 710
I>VLG fromU. S. Troas ;
Total
17 banks.
17 b a n k s .
17 b a n k s .
17 b a n k s .
75 $25, P37, 048 92 $27, 258, 531 19 $26,080. 121 52 $26, 659, 700 59 .
00
6,373,000 00
6, 201, 000 00 :
0,831,100 00
7, 181, 100 00
00
200, 000 00
200,000 00
200,000 00
200, 000 OO
00
100, 000 00
09
05, 239 48 j
65, 239 48 :
64, 471 48
04.471 48
12
2, H i ; 556 31. i 1, 085, 5!) I 39 ! 1, 310, 925 04
2, 090, 959 25
82
1. 234, 5S-J 00 ; 1, 227, 950 33 '
3,042,557 40
1,243, 711 50
08
185,771 45 :
197, 758 57 !
161, 233 31 I
283, 581. 75
14
820. 131 00 !
810, 504 08 i
798, 098 00
806, 503 81
39
124, 470 25
28f>, 707 11 i
149,789 5ti
101, 172 04
50
80,717 50
57, 21.7 50 i
52, 092 50 :
58, 036 52
91
HI, 500 88
GO, 071 97
41, 575 83 i
46, 528 87
41
1,327,012 55
922, 273 13 j 1,1.85, 704 83
1,187, 0i>0 20
00
51X, 153 00
491,380 00
433, 000 00
488, 223 00
81
6, 630 58
5.942 13
6, 234 46
4, 494 81
07
1,027, 135 15
927, 946 74
1, 098, 517 08
1,106, 250 37
00
1, 488, 92;) U0
1,883, 405 00
1,341,780 00
1,463, 414 00
00
1, 140, 000 00
1, 275, 000 00
1,365,000 00
2, 065, 000 00
28
341,392 00
315, 804 50
316,437 50
300, 517 00
44,824,30197
45,294,769 5 2 :
44,872,09133
43,396,06164;
42,505,559 39 ;
DISTRICT OP COLUMBIA.
i
1 bank.
Loans and discounts
Bonds for circulation.
Bonds for deposits
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res'vo ag'ts
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-honse exoh' gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U S. cert's of deposit
Due fromU. S. Treas.
Total
$iQ5, 745 29
250, 000 00
275, 000
93C
72,188
11,198
1, 045
20, 000
39
10,475
6, 728
9
115 099
30, 000
00
00 i
29
21
77
00
15
1
bank.
1
$242, 433 34
250, 000 00
00
00
29
36
45
00
27
03
00
00 j
275, 000
100,93:1
149, 179
H , OS:J
3, 557
20, 000
2, 393
7 345
8,388
00
09
00
00
11, 335 00
8 81
119, 801 00
41, 000 00
bank.
1
$226, 477 51
250, 000 00
275,
126,
136,
13,
4.
20,
y,
0,
3,
000
930
834
650
631
000
471
098
651
00
(10
56
43
70
00
43
IS
00
5, 236 00
7 02
129 323 00
34, 000 00
bank.
1
$247, C17 67
250, 000 00
275, 000
151, 930
90, 080
4, 361
1,212
20, 000
5, 737
9,823
2. 598
00
00
69
72
05
00
20
IS
75
bank.
$258, 971 84 :
250, 000 00 !
275, 000
155,930
89, 794
11,491
3,440
20, 000
2,300
7 548
8 846
CO ;
00 •
82 ;
46 !
02 !
00 \
82 !
60 :
"i0 !
7, 310 00
8 56
124, 237 00
54, 500 00
14, 489 00 ;
13 49 ,
116 928 'iO '
63, 500 o o ;
11,250 00 ,
11, 250 00
11, 250 00
11, 250 00
11,250 00 !
1, 209, 707 80 ;
1,257 605 15
I, 249, 560 78
1, 255, 606 77
1,289 511 05 |
REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXXI
by States and reserve cities—Continued.
MARYLAND.
DECEMUEK 31.
SEPTEMBER 30.
24 b a n k s .
24 b a n k s .
24 b a n k s .
: $2, 541, 700 00
$2, 541,700 00
$2, 541, 700 00
$2,541,700 00
$2, 679, 200 00
771,6(53 97
243, 111 91
771,804 14
311,304 03
773, 644 14
342, 609 60
773,869 U
3G8, 284 79
784,429 86
328, 340 13
2,135,214 00 '< 2,092,129 00
2, 095, 794 00
2, 067, 329 00
2,176, 329 00
24 b a n k s .
Capital stock
JUNE 20.
APKIL 24.
MAUCH 7.
Surplus fund
Undivided profits
Xat'l bank circulation
State bank circulation
Dividends unpaid
27 b a n k s .
02, 543 47 '.
23, 974 87
23, 381 93
21,980 78 '
30, 393 80
Individual deposits,. -
6, 055, 039 44
:
5, C.TC, 731.30
5, 537, 200 81
5, 233, 780 43 '
5, 848, 747 54
Due to national banks
Due to State banks,..
209, 928 78
24, 5] 9 05
:
17"), 867 04
1 6, 019 90
259, 382 56
23, 828 64
193,131 67 ;
19, 915 28 i
322, 889 44
30, 748 13
80,720 04
40, 995 73
77, 984 92
47, 276 71
30, GOO 00
11, 630, 250 92 . 11, 644, 657 41
11,267,982 01
12, 278, 354 61
tf otea re-discounted ..
Bills payable
Total
:
89, 507 5 3 ;
12,134,128 15 1
CITY OP BALTIMORE.
17 banks.
Capital stock
17 banks.
: $11, 690, 330 00
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
17 banks.
$11, 690, 330 00 j $11, 690, 330 00
17 banks.
2, 963, 300 00 I 2, 965,100 00 !
902, 045 95 i 1,267,023 61 |
2, 975,100 00 j
1, 454, 305 62 j
2, 975,100 00 !
1, 588, 427 35 j
3, 009,121 GQ
1, 381, 744 61
!
6,482, 601 00 !
21, 386 00 j
5, 993, 590 00 !
20, 854 00 j
5, 564,481 00 j
20, 854 00 j
5,322,421 00
20, 854 00
413, 307 29 |
6, 156, 331 00
20, 85G (JO
81, 906 52
74,106 48 |
Individual deposits -. 19, 941, 529 22 I' 19, 540, 724 61
109,466 85
U. vS. deposits
,
104,834 80 ;
Dep'ts U.S.dis. officers!
Dne to nationalbanksi
Due to State banks...
17 banks.
$11, 713, 260 00 | $11, 713, 260 00
1, 919,141 99 :
385, 825 72 j
2, 947, 546 07 j
515, 484 86
38, 998 44
50, 436 15
18, 756, 048 04 ! 18, 255, 788 37
152, 996 09 }
104, 016 26
17, 515. 308 02
HO; 285 58
3,200,371 89
548, 389 21
2, 720, 709 77
414, 336 45
2, 967, 524 94
414, 603 43
Notes re-discounted..
Bills payable
Total
I 44. 824, 301 97 ] 45, 294, 769 52 j 44, 872, 091 3343, 396, 061 64
42, 505, 559 39
DISTRICT OF COLUMBIA.
1 bank.
1 bank.
$252, 000 00 ;
$252,000 00 ;
Capital stock
,
Surplus fund
j
60, 000 00 :
Undivided profits
|
Nat'l bank circulation
36, 047 74 |
217, 000 00 j
'
1 bank.
1 bank.
$252, 000 00 |
$252, 000 00 |
60, 000 00 '
60, 000 00
60, 000 00
60, 000 00
44, 304 50 i
209, 300 00 !
48, 322 12
208, 700 00
55t 222 13
217, 600 00
48,822 95
221, 000 00
1 bank.
$252, 000 00
i
J.
i
State bank circulation i.
i
Dividends unpaid
Individual deposits..
U. S. deposits.
Dp'ts U.S.dis.officers.
Due to national banks
Due to State banks...
Notes re-discounted.
Bills payable
Total.
12, 564 00 !
3, 376 00
3, C64 00
2, 784 00
3, 856 00
686, 645 69
675, 548 85
659, 575 47
692, 804 51
10, 261 39
595 75
1, 847 71
131 25
1, 925 81
8, 436 51
48 66
10,912 50
115 09
1, 209, 707 80
1,257,605 1 5
1,249,560 78
1, 255, 666 77
1, 289, 511 05
621, 238 92 j
CCXXII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
CITY OF W A S H I N G T O N .
DECEMBER 31.
M AllCII 7.
5 banks.
5 banks.
A r m L 24..
BEi'TKMBBK 30. I
J
5 banks.
Resources.
5 banks.
5 banks.
L o a n s a n d d i s c o u n t s '• $2, 233, 497 33 , $2,102, 872 53 $2, 223, 050 47
730,000 00
730, 000 00
Bonds for circulation
730,000 00 j
100,000 00
300,000 00
B o n d s for deposits - -:
100, 000 00 j
79. 300 00 !
105,000 00
XT. 8. b o n d s on h a n d . .
118, 850 00 ;
l
144,
587
30
150, 15!) 17
O t h e r s t o c k s and b'ds
142,483 07 '
506, 867 62 .
514, Of S3 4G
D u e from res 1 ve ajx'ts
330, 904 87 :
219,
lf)7
07
178, 302 00
D u e from n a t ' l b a n k s .
118,141 12
11, 700 71
21,700 (31 •
D u e from State b a n k s
16. 924 53
438,
730 20
438,
730
20
;
Koal estate, &c
438, 730 20
24,732 02
17,031 07
C u r r e n t expenses
13,604 31
27,
073
77
22,201
07
»
P r e m i u m s paid
20,129 07
t*7, 5»i0 93
100, 709 05
Cash i t e m s
130, 538 72
Clear'£>'-houseexch'gs .
20, 798 00
28,035 00
29, 951 00
Bills of other b a n k s . .
0, 594 54
0, 119 40
4, oe:j 0^
Fractional currency
244,430 50
232, 737 00
100,23!) 50
Specie
'..:
233,772 00
241,409 00
Legal-tender notes . .
201,292 00
100, 000 00
XT. S. cert's of deposit. .
80, 000 00
31,500 00 .
31, 500 00
D u e from IT. S. T r e a s
30, 500 00
Total
;
4, 903, 559 04
5,175, 987 74 :
5, 244, 353 37 ,
$2,10G, 847 02
730, 000 00
100, 000 00
118,150 00 '•
155, 817 17 •
100,728 82
117. 716 59
6, 321 88 I
420, 374 43 :
39, 507 27 •
29, 033 00
DO, 707 03
24,903 00
6,400 02
347, 700 00
314, 015 00
31, 500 00
4, 869, 508 73 :
!, 096, 735 82
730,000 00 j
100,000 00 I
104,450 00 |
180, 800 83 j
150, 557 18 |
117,941 88 '
0,949 58 :
427, 898 03 i
20, 478 60 !
38,807 84 j
80, 290 72 j
42, 726 00 !
5, 003 42 :
346, 823 00 !
302, 153 00 ;
10,i:00 00 i
31,500 00 i
4, 859,121 90 .
VIRGINIA.
23 banks.
Loans and discounts $12,
Bonds for circulation
2,
Bonds for deposits ..
IT. S.bonds on hand-.
Other stocks and bVls
Due from res' veag'ts ; 1,
Due from nat'l banks j
Due from State banks
!
Heal estate, &c
Current expenses
Premiums paid
Cash 1items
!
Clear £-hoii«eexch'j;s
Bills of other banks..;
Fractional currency -:
1
Specie
...;
Le£ftl-tender notes ..;
. S. certs of deposit,
ue from U. S. Treas.'
S
Total
23 banks.
23 banks.
24 banks.
23 b a n k s .
644, 016 90 $12, 832, 476 02 $13, 031, 027 34 $12, 591, 003 84 $11,737,719 81
2, 525, 850 00 I 2, 558, 350 00
2, 525, 850 00
840, 850 00 j 2, 585, 850 00
525, 000 00 !
575, 000 00
575,000 00
575, 000 00
525, 000 00
126.900 00 I
142, 200 00
227, 500 00
140, 700 00
108, 950 00
551,532 11 I
552, 849 14
004, 309 79
020, 370 31
492,472 25
824,711 49 i
383, 754 28
1, 153, 038 84
1,511, 877 41
876, 963 82
322,075 27 !
485,014 11
5U,447 26
420, 409 53
400,122 89
373, 836 77 I
5153,417 95
355, 987 27
397, 847 19
391, 498 19
438,017 94 i
437, 897 73
438, 400 87
439, 288 28
435, 294 69
129, 402 40 j
10, 008 80
49, 058 44
75, 727 64.
86,247 91
128, 672 12
95, 858 75 :
84, 505 42
87, 7*4 02
133, 906 95
233, 177 34
20, 300 13
395, 370 00
1,102 02
400, 29(5 94
882, 914 00
218, 087 40
47, 364 00
214, 834 00
903 09
457, 477 80
740, 225 00
220,(501 21
8!), 489 10
23,:, 910 00
;.:, 790 10
50:', 030 03
79:2, 008 00
130, 898 34
132,873 05
I 21, 773, 874 81
21, 485, 809 52 . 21, 005: 707 44
106, 988 03
24,016 07
281, 479 00
3, 343 40
497, 773 20
838,134 00
:
!
i
i
;
!
120, 002 34
223,453 55
37, 450 43
300,507 00
4,661 82
584,207 71
900,125 00
118,620 09 .
20, 408, 857 98 ' 19, 975, 504 11
WEST VIRGINIA.
19 banks.
20 banks.
20 banks.
$3, 504, 52? 41
$3,
Loans and discounts. $3, 553, 430 76
1, 576, 950 00
Bonds for circulation
1, 591, 450 00 ; 1,
Bonds for deposits . .
8,100 00
8,400 00 .
IT. S. bonds on hand..
135,526 8L \
128,001 81 i
Other stocks1and b'dsj
304, 487 35 i
Due from re s ve ag'ts •
318,027 01 ;
140, 048 18 j
Due from nat'l banks ;
185, 747 65 ;
50, 605 56 ;
Due from State banks:
68, 092 00 i
221,355
78 :
Heal estate, &e
216,472 31 \
22,341 83 !
Current expenses
40, 577 04 I
24,815 30 i*
Premiums paid
22, 783 63 :
Cash items
18, 973 89 i
16,156 60 |
Clear'ff-house exch'gs
91,825 00
66,161 00 !
Bills of other banks..
1, 548 96
1, 958 03 i
Fractional currency. j
233, 652 19
234, 373 35 |
Specie
206,434 00 ;
Legal-tender notes . .
234,140 00
U. S. cert's of deposit
79,614 85
75,195 73
Due from IT. S. Treas
Total
6, 780,117 98 |
6, 668, 451 05 .
20 banks.
676, 112 27
589, 450 00
21 banks.
$3, 653, 840 65
1, 589,450 00
9, 400 00
130,831 81 •
251,407 52
142,724 4 5 , .
51,032 43 V
221,455 03
28, 208 38
26, 735 43
17, 01H 21
18,000
136, 501
185, 911
116, 907
42, 305
221,758
33,147
33, 439
24, 748
50, 662
1,894
242, 750
195, 246
62, 082 00 |
2,186 92
194, 521 82
157,370 00
00
41 i
73 j
00 j
70,128 56 j
6, 705,190 28
00
81
48
15
58
80
38
05
75
$3,636,263 13
1, 544, 450 00
i
!
•
i
i
:
!
i
j
68, 668 74
6, 541, 500 13 j
8,100 00
135, 041 81
393, 973 19
266, 255 36
66, 463 48
221, 878 38
27,907 09
35,911 89
24, 534 80
102,148 00 |
1, 738 96
221, 586 00
230, 256 00
73, 218 24 j
6, 990, 326 33
LI
REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXXIII
by States and reserve cities—Continued.
CITY
Liabilities.
Capital stock
OF W A S H I N G T O N ,
DECKMHICU 31.
MARCH 7.
'< AL'UIL 24.
5 banks.
5 banks.
5 banks.
:
$1,125, 000 00 ' $1,125, 000 00 ! $1,125, 000 00
Surplus fund
Undivided profits....
282,400 00
95, 790 92 •
Mat'l bank circulation
028, 000 00 '
Dividends unpaid
Individual deposits ..
"U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks.. -
SEPTEMBER 30.
JUXK 20.
5 banks.
1
5 banks.
$1,125, 000 00 •
$l t 125, 000 00
284, 600 00
94, 470 91 |
284, 600 00
124,954 28
284, 600 00 i
152,961 87
302,000 00
103,318 09
1
623,900 00
630, 000 00 1
(526,400 00
. 006, 800 00
18, 432 50
2, 437 00
1, 406 00
1,150 00 ;
2,308 50
2,519,332 20
44,721 39
2,783,114 05
77,083 74
2, 879, 746 94
50, 745 62
2, 402, 045 93 ;
71, 641 42 ;
2, 518, 489 93
54, 899 87
148, 358 30
41,524 27
177, 033 09
27,448 35
4, 903, 559 04
5,175, 987 74
124,734 85
29, 2D.~> 08 ;
178,419 48
23, 61)0 03
115,452 46
11, 253 05
4, 869, 508 73
4, 859,121 90
Notes re-discounted
Bills payable
Total
5, 244, 353 37
VIRGINIA.
23 b a n k s .
Capital stock
....
$3, 496, 300 00
•
:
23 b a n k s .
23 banks.
23 banks.
$3, 496, 300 00
$3, 496, 300 00
$3, 496, 300 00
24 b a n k s .
$3, 536, 700 00
Surplus fund
Undivided profits
1,138, 589 G2 :
512, 759 13 i
1,156, 353 61
' 580, 557 67
1,156, 353 61
709, 462 95
1,156, 353 61
837, 044 86
1, 262, 321 91
592,631 61
Nat'l bank circulation
State bank circulation
2, 525, 860 00 ,
2, 269, 030 00
2, 228, 550 00
2, 255, 070 00
2, 281,200 00
131, 708 00 \
3, 507 00
Dividends unpaid
Individual deposits ..
IT. S. deposits
Dep'ts U.S.dis.oiKcers
Due to national banks
Due to State banks ..
Notes re-discounted..
Bills payable
Total
3, 039 00
2, 932 00
5, 384 40
11, S8S, 239 74
371,711 92
144, 334 43
10, 93 3, 854 02
325, 177 75
76, 056 74
10, 795, 959 46
357, 153 68
79, 973 23
52C, 480 78
045, 451 01
574,503 31
550, 0b7 34
403, 470 3D
380, 103 3'?
498, 340 09
413,965 09
59,031 24'
130,001) 00
223, 125 14
260, 000 00
304, 295 31
231,000 00
53, 934 04
98,000 00
21,485,8(59 52
21,005,767 U
20, 408, 857 98
19,975,504 11
12,150,094 31 ' 12,148,705 90
330,213 20
344,197 98
135, 448 06
lOtf, 253 04
554, 970 87
712, 681 02
19,050 00 •
05,000 00 .
21,773.874 81
!
"WEST VIR GINIA.
1.9 b a n k s .
SO b a n k s .
20 b a n k s .
20 b a n k s .
21 b a n k s .
$1,891,000 00
$1, 961, 000 00
$1, 961, 000 00
$1,961,000 00
$2, 001, 000 00
Surplus fund
Undivided profits...
492, 973 10
107,319 90
501, 015 47
125,189 12
500,991 36
156, 410 60
501, 4F6 01
187,491 28
513,888 97
140, 673 97
Nat'l bank circulation
Ktite b*ink circulation
1, 390,180 00 '
Capital stock
Dividends unpaid
:
1, 401, 630 00
1, 408, 200 00
1, 415, 960 OO
1, 355, 975 00
29, 402 00 •
22, 312 00
17, 836 00
15,452 00
21,933 00
Individual deposits ..
TJ S deposits
Dep'ts U.S.dis.officers
2, 598, 705 92 '
2, 464, 798 09
2,435, 635 33
2, 238, 971 23
2, 694, 894 70
Due to national banks
Due to State banks...
128, 880 14 j
49,156 92
90,174 76
G6, 431 01
113,837 34
75, 779 65
92,877 72
44, 660 59
156, 855 67
58, 497 02
Notes re-discounted..
Bills payable
22, 500 00 !
10, 000 00 |
25, 900 00
10, 000 00
25, 500 00
10,000 00
48,601 30
35, 000 00
41,608 00
5, 000 00
6,705,190 28
6, 541, 500 13
6,990, 326 33
Total
!
!
6,780,117 98 |
6, 668, 451 05
CCXXIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1SS3, arranged
NORTH
CAROLINA.
A r m h 24.
DECEMBER 31.
JUNK 20.
SEPTEMUER 30. j
Resources.
15 hanks. •
15 h a n k s .
;
15 b a n k s .
I
15 b a n k s .
,
15 h a n k s .
!
i
$o, 133, 857 16 !
Loans and discounts. \ $4, 420, 404 57! ' $4, 482, 970 22 : $4,893,011 90 ! $5,137,081 42
1, 31*S, 000 00 | 1, 279, 000 00
1, 279, 000 00 I
Bonds tor circulation.; 1,318,000 00
I, ill MOO 00 '
21)0, 000 00
200, 000 00 !
Bonds for deposits...;
200,000 00
200, 000 00 ;
200, 000 00
;
TJ. S. bonds on hand-.:
20, 1"K! 00
20,150 00
31, 150 00
: : j , ir»o oo •
31, 150 00
Other stocks and h'dyj
442,718 70
484,186 93
40<>, 1)01 82 :
450, 279 21
4.15, 408 31
Due from res've a^'ts \
524, 805 93
340,185 37
fi!*8.17(3 Gr* '
SlJfi, 700 92
588,031 97
Due from nsifl banks i
172, 013 00
133, 572 79
:J4;{,7G1 15
271,K42 52
2('M, 570 73
Due from State banks
27, 610 27
33, 656 05
5;), 22'J 05
55,561 41
319,186 03 j
Heal estate. <fcc
254,
898 76
31!),
441
!J7
289,
2-18
76
310,839
27
:
3-2,730 07 i
Current expenses
24,828 97
]!>,(J75 13
44,730 73
aa, 6-29 s i
24,566 12 |
Premiums pai<1
'
46, 784 34
46, 934 34
24, 102 3*2
51, CIS) 43 '
l : M 4 l 34 ;
Cash items
'•
107.002 15
51,265 12
69,185 45
Clear'g-hou»e oxoh'gs!.
231, 297 00
100,731 00 '
137,824 00 I
80,138 00
102,890 00
Bills of other banks"..'
2, 3tiO 45
2. 277 55 :
2, 503 23 !
3, 253 05 !
2,405 29
Fractional currency .; j
226, 803 75
234, 220 40 !
228,403 13 ;
245,819 17
218, 050 22
Specie
421,
201
00
360,
750
00
340,
005
00
'
332,433
00
272,646 06
LegiU-tender notes ..
IT. S. cert's of deposit. 58,490 99 j
51), 497 74 :
63. 548 64
59, 690 34 .
Due from U.S. Treats :
58, 516 14 i
Total
;
8, 724, 006 38
8, 781, 304 85
8, 651, 224 10
8, 084, 562 16
8, 657, 043 14 !
I
SOUTH
13 hanks.
CAROLINA.
14 hanks.
14 hanks.
14 h a n k s .
14 hanks.
Loans and discounts. $4,125,110 68 , H, 030, 059 77 I $4, 473, 641 46 $4, 449, 027 88
1, 255, 000 00 | 1,207,600 00 j 1, 267, 600 00 1,267,600 00
Bonds for circulation.
250,000 00 ;
250, 000 00 |
Bonds for deposits. -.
250, 000 00
250, 000 00
3, 100 00 :
3, 100 00 !
U. S. bonds on hand..
3,100 00
3,100 00
638, 294 71 j
COS, 571. 06 |
Other stocks and b'ds;
581,103 77
436,843 75
280, 565 30
456, 075 94
Due fromroa'veag'ts.
189, 998 51
122,203 56
331, 230 77 :!
471, 991 74
Due from nat/1 banks.
239,197 61
123,217 67
60, 023 57 2£), H80 59
Due from State hanks!
78, 815 95
26, 839 24
l'J2,501 (31
193, r,C2 12 I
Real estate, &.o
199, 119 50
199,143 52
56,"1H4 22 :
32, 033 70 !
Current expenses
oQ, 025 31
90, 308 66
6.153 75
10, 770 25 I
10, 702 75
Premiums paid
16, 679 45
18,489 37 i
17, 040 94 !
23, 710 07
Cash items
7, 403 35
Clear'tr-house cxch'gs
177, 079 00
125, 283 00
86, 445 00
Bills of other hunks.. i
61,769 00
1,130 96
1,055 -0
Fractional currency .: j
1,130 72
998 31
234, 524 63
259, 092 20
255, 728 31
245,438 83
Specie
322,175 00
259, 231 00
228, 463 00
272, 035 00
Legal-tender notes ..;
TJ. S. cert's of deposit.
53, 566 60 :
57, 628 70
Due from U. S. Troas.:
58, 371 75
64, 824 85
Total
8,005,136 17 [ 8,081,076 51
8, 003,153 71 j
7, 637, 433 07
$4, 645, 538 18
1,247,600 00
250, 000 00
8,100 00
419, 743 75
70, 740 33
165, 073 25
95, 905 36
204, 636 32
42, 822 05
26, 884 92
122, 588
964
157, 608
418, 872
00
43
15
00
48, 821 25
7, 930, 786 42
GEORGIA.
13 b a n k s .
Loans and discounts. $4, 613,433 80
1, 871, 500 00
Bouda for circulation
110, 000 00
Bonds* for deposits. -.
TJ S bonds on hand.
364, 145 53
Other stocks and b'ds
305,392 17
Due fromres've aji'ts
145, 065 30
Due from nat'l banks
130, 940 28
Due from State banks
359, 706 34
Real estate, &c.
44, 300 72
Current exponsett . . .
40, 274 32
Premiums paid
107,175 77
Cash items
Clear'g-hou«e exch'gs
Bills of other banks..
380, 395 00
Fractional currency.
2,310 09
Specie
353,718 06
Legal-tender notes ..
331, 406 00
TJ. S. cert's of deposit
Due from U.S. Treas.
91, 710 23
Total
9, 311, 570 27
15 h a n k s .
15 b a n k s .
314,097 46
527, 817 92
173, 271 71
184, 087 00
390,211 63
32,845 86
41, 028 70
123, 944 50
$4, 551, 292 30
1, 898, 500 00
110, 000 00
80, 000 00
242, 603 58
135, 661 04
185,951 89
117, 842 52
413, 222 19
51, 320 94
49, 073 70
133,105 29
269,300 00
2, 745 22
477, 980 57
313,372 00
166,139 00
3, 012 83
518, 114 65
303,110 00
$4. 152, 072 11
1, 898, 500 00
110,000 00
15 h a n k s . •
15 b a n k s .
$4, 542, 901 03
1, 898, 500 00
110. 000 00
224,845 52
50,104 44
100, 903 44
92,108 31
415, 364 40
95, 207 17
49, 930 31
81,751 37
146, 209
3,191
438, 331
239, 980
00
54
46
00
$4, 931,366 77
1, 861, 000 00
110, 000 00
4, 000 00
209, 694 94
187,990 83
124, 229 02
148, 730 24
416, 290 20
46, 965 57
48,017 81
94,489 74
158, 453 00 |
3,311 §9
420, 998 38
281,905 00
:
116, 204 68
100, 983 40
87, 337 40
9,129, 267 51
9, 075,154 61
8, 590, 311 39
9,134,780 49
117, 392 83
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CCXXV
by States and reserve cities—Continued.
NORTH CAROLINA.
DECEMBER 31.
MARCH 7.
APRIL 24.
JUNE 20.
SEPTEMBER 30.
Liabilities.
15 b a n k s .
Capital stock
Surplus fund
Undivided profits...
J^at'l bank circulation
State bank circulation
$2,401, 000 00
509, 655 76
307,178 10
1,137, 555 00
Dividends unpaid
Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks. - !Notes re-discounted.Bills payable
Total
!
15 banks.
I
15 banks.
$2,401, 000 00 I $2, 401, 000 00
514, 689 65
290, 676 57
1,135, 975 00
514, 689 65
367, 052 88
1,138, 350 00
15 banks.
$2,401, 000 00
514, 689 65
382,481 48
15 banks.
$2,401, 000 00
532, 591 92
291,130 01
1,114, 370 00
1,130, 090 00
35,199 00
7,229 50
6,154 50
5,984 00
5, 962 50
3,805,285 04
151, 898 70
17, 551 51
3, 899, 776 06
148, 789 84
37,708 11
3, 587, 302 96
157,168 22
29, 096 31
3, 748, 749 35
165, 620 48
24, 252 64
3, 206, 284 81
142, 063 48
38,171 27
156,449 51
39, 372 20
152,106 35
54, 453 53
199, 514 48
48, 744 41
178, 842 84
36,440 21
240, 034 62
32. 861 40
162, 861 56
138, 900 24
382,150 69
20, 000 00
253,131 51
159,000 00
323, 853 13
313, 000 00
8, 984, 562 16
8, 657,043 14
14 banks.
14 b a n k s .
8,724,006 38
8,781,304 85 |
8,651,224 10
SOUTH CAROLINA.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
13 b a n k s .
14 banks.
14 banks.
$1,885,000 00
$1, 920, 000 00
$1, 925, 000 00
$1, 935, 000 00
$1, 935, 000 00
757,000 00
542,138 40
757, 000 00
543,146 71
757, 000 00
616, 626 85
757, 000 00
689,642 38
772, 500 00
588,449 04
1, 094, 960 00
1,079,430 00
1, 071, 405 00
1, 050, 810 00
1, 096,485 00
25, 067 50
Individual deposits...
IT. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks ..
3,137, 047 13
177,913 69
39, 672 81
!Notes re-discount©d
Bills payable
Total
11,327 50
3,109, 310 32
172, 519 86
44,114 07
9, 952 00
9, 346 00
8, 893 00
2, 848, 063 37
177,590 00
29, 677 89
2.449,497 13
184, 702 52
37, 531 57
2, 418, 320 27
165, 081 73
35, 741 79
152,389 88
178, 946 76
*164, 335 29
221, 283 44
229,124 72
147, 905 58
113,153 31
142, 744 88
222, 668 49
117, 487 31
15, 000 00
43, 609 32
15, 000 00
175, 80S 30
15,000 00
200,505 28
67, 500 00
282, 659 79
287, 500 00
8, 005,136 17
8, 081, 076 51
7, 637,433 07
7, 930, 786 42
8, 003,153 71
GEORGIA.
13 b a n k s .
Capital stock
15 b a n k s .
15 b a n k s .
15 b a n k s .
$2,414,300 00
$2, 419, 500 00
$2, 425,000 00
$2,436,000 00
649, 358 64
390, 560 95
685,120 51
369, 872 78
685,120 51
452,126 67
685,120 51
520, 225 31
815, 355 00
282,038 38
1, 662, 300 00
1,657,725 00
1, 667, 530 00
1, 684, 650 00
1, 637, 880 00
Surplus fund
Undivided profits
Nat'lbank circulation
State bank circulation
Dividends unpaid
1, 380 00
5,471 50
2, 511,116 91
51,823 95
38, 828 40
330, 641 54
152,091 44
170, 654 75
91, 592 18
144 717 92
82, 828 04
41, 205 21
10, 000 00
95,244 37
10, 000 00
250, 740 33
215, 000 00
718, 497 89
410, 222 50
9,129,267 51
9, 075,154 61
8,590,311 39
9,134,780 49
2, 603 50
3, 453, 484 65
52,541 11
36, 087 11
3, 557,144 62
50, 835 22
43,164 36
Due to national banks
Due to State banks. -.
280 601 93
179, 228 43
129,638 17
167, 658 14
Kotea re-discounted. .
Bills payable
103,199 95
155, 000 00
9, 311, 570 27
Total
6820 CUR-
-XV
2, 068 50
2,455, 850 41
65, 082 76
25, 015 14
18, 207 50
Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers
15 b a n k s .
$2,331,000 00
3,189, 331 14
42, 093 77
29, 406 67
COXXVI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
FL ORID A.
DECEMBER 31.
Resources.
MARCH 7,
APRIL 24.
JUNE 20.
SEPTEMBER 30.
2 banks.
2 banks.
2 banks.
2 banks.
3 banks.
$377, 273 94
80, 000 00
$402,764 30
80,000 00
$443,711 62
80, 000 00
$343,105 21
80, 000 00
$431,511 19
92,500 00
Other stocks and b'dR
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses - - -
1,198 45
50,612 42
1,843 80
17, 222 62
14,907 15
14, 869 26
1,198 45
38, 297 51
13, 008 53
24, 602 85
15, 094 15
13, 764 73
1,198 45
49, 747 76
9, 268 00
28, 663 75
15,129 15
16, 975 23
41,198 45
17,404 40
16, 292 37
22, 897 67
15,129 15
21,198 11
Cash items
Clear'g- house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due from U.S. Treas.
5, 258 35
5, 835 60
1,193 62
5, 257 78
63,921 U
17,039 99
2, 365 81
33,182 64
25,775 98
10, 528 21
1,500 00
2,198 41
31, 282 00
59 49
15, 564 40
63,500 00
35, 622 00
121 61
36, 947 20
93, 000 00
39.311 00
185 42
13,744 05
54, 500 00
37, 544 00
106 96
22,174 80
70, 000 00
Loans and discounts
Bonds for circulation
3,486 15
677, 078 03
Total
3,186 15 I
763,443 08
20, 719
308
29, 645
52, 936
00
66
15
00
3,786 15
3, 086 15
2,768 15
757, 414 20
695, 395 05
786, 900 33
ALABAMA.
10 banks.
Loans and discounts $2,334, 955 57
1,133, 800 00
Bonds for circulation
50, 000 00
Bonds for deposits .4, 500 00
U. S. bonds on hand..
331,185 45
Other stocks and b'ds
134, 261 52
Due from res've ag'ts
331, 969 73
Due from nat'l banks
87, 867 19
Due from State banks
141, 623 44
Real estate, &c
44, 224 17
Current expenses
41,448 54
Premiums paid
43, 814 65
Cash items
Clear' g-house exch'gs
149, 608 00
Bills at other banks -.
813 98
Fractional currency.
167, 367 65
Specie
263, 596 00
Legal-tender notes ..
TT.S. cert's of deposit
51, 041 79
Due from TJ. S. Treas.
lotal
|
5, 312, 077 68 j
10 banks.
Total
10 banks.
10 banks.
$2, 805,847 27
1, 033, 800 00
100, 000 60
269, 885 31
308,122 49
111,071 11
74, 688 30
169,187 06
62, 442 82
62, 698 54
17, 863 69
325,185 94
191, 213 71
183, 341 39
76,408 61
174, 799 10
38,168 24
71,278 54
10,437 87
00 |
92 j
35 |
00 [
113, 238 00
1, 509 99
169,712 02
171, 896 00
140, 621 00
1, 275 06
195,439 90
187, 325 00
176, 572 00
921 40
167, 544 85
179, 066 00
48, 540 89 j
40, 540 89
40,933 09
134,164
1, 223
162, 952
203,151
5, 396, 575 84 j
MIS
Loans and discounts.
Bonds for circulation.
Bonds for deposits - U.S.bonds on hand..
Other stocks and b'ds
Duefromres'veag'ts
Due fromnat'lbanks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes . V. S. cert's of deposit.
Due fromTJ. S. Treas.
10 banks.
$2, 548,059 41 $2, 800, 952 80
1, 033, 800 00
1, 083, 800 00
50, 000 00
75,000 00
4, 500 00
311, 051 54
312, 635 86
123, 745 09
241, 393 24 !
290, 661 47
293,103 79
55, 856 29
60, 939 17
141,222 37
140, 385 72
48,166 59
35, 663 84
44, 798 54
39, 833 54
24,843 00
37, 813 43
5, 448, 578 91 I
5, 581, 200 64
$2, 998, 969 53
1, 033, 801) 00
100, 000 00
49, 709 39
1, 777, 416 57
SISSIPFI.
3 banks.
3 banks.
4 banks.
4 banks.
$342, 482 Tl
155, 000 00
$302, 278 52
155, 000 00
$320,148 95
155,000 00
$300, 750 72
180, 000 00
$465, 552 92
180, 000 00
1, 600 00
41, 023 56
42,131 60
25,119 62
19, 083 70
17, 059 19
8,153 44
8, 987 87
6, 084 31
600 00
40, 996 56
90, 033 19
30, 242 65
36, 625 18
17, 046 69
4,751 14
14, 879 37
282 62
600 00
43, 718 45
86, 309 84
1, 306 91
12, 304 74
17,274 57
6, 698 28
25, 377 37
2, 205 53
1,600 00
55, 556 25
24, 388 86
3, 556 54
22, 928 64
17, 274 57
10, 839 82
25, 788 62
1, 534 54
1, 600
55, 855
13, 369
12, 406
S, 507
23, 645
10, 607
24, 931
3, 058
8, 335 00
29 82
69,155 45
30, 713 00
3, 980 00
113 46
56, 370 70
22, 391 00
4, 581 00
61 25
39,137 52
11, 557 00
7, 705 00
68 41
52, 976 35
23,382 00
6,457 00
69 15
68, 207 20
23, 569 00
15, 559 59
10, 324 20
10, 773 80
9, 875 00
790,518 87
785, 915 28
737,055 21
798, 225 32 !
00
65
98
35
99
12
11
62
25
5, 600 00
903, 497 34
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CCXXVII
by States and reserve cities—Continued.
FLORIDA.
Inabilities.
Capital stock
Surplus fund
"Undivided profits
Sat'lbank circulation
State bank circulation
DECEMBER 31.
MARCH 7.
APRIL 24.
JUKE 20.
SEPTEMBER 30.
2 banks.
2 banks.
2 banks.
2 banks.
3 banks.
$100, 000 00
$100, 000 00
$100, 000 00
$100,000 00
$150, 000 00
14, 922 70
21,718 24
14, 922 70
19, 095 71
14, 922 70
24, 648 27
14,922 70
30, 586 52
16, 422 70
11,022 97
57, 200 00
54, 300 00
51, 900 00
69, 780 00
82,040 00
50 00
50 00
50 00
454, 516 57
559, 879 39
556, 992 37
461, 427 90
495,863 64
18, 454 19
10, 266 33
7, 500 85
7, 694 43
8, 900 86
15,103 23
3,524 70
25, 251 02
Dividends unpaid
Individual deposits..
TJ. S. deposits
Dep'ts U. S. dis. officers
Due to national banks
Due to State banks ..
1STotes re-discounted
Bills payable
Total
6, 300 00
677, 078 03
757, 414 20
763,443 08
695, 395 05
786t 900 33
ALABAMA.
10 banks.
10 banks.
Capital stock
Surplus fund
Undivided profits
Natl bank circulation
State bank circulation
Dividends unpaid
$1,523, 000 00
10 b a n k s
10 banks.
$1,493,000 00
$1, 735,000 00
$1,735,000 00
277, 859 47
248,248 19
287, 800 00
219, 509 77
287, 800 00
269, 374 71
247, 800 00
289,153 46
256,100 00
187, 755 17
997, 387 0 0 .
961,587 00
928, 487 00
880, 237 00
928, 787 00
988 00
4,890 00
2, 686 00
1,946 00
2,736 00
2, 011, 955 40
81,814 69
4,268 08
1, 828, 266 63
91, 244 60
10, 745 31
53, 458 17
71, 365 80
4G, 453 16
16, 697 52
70, 865 30
87, 473 77
47, 2?7 97
20, 000 00
123, 972 47
255,875 33
10, 000 CO
488,442 79
90, 000 00
5, 396, 575 84
5, 448, 578 91
5, 581, 200 64
5, 777,416 57
Individual deposits. - .
TJ. S. deposits
D e p ' t s U.S.dis.ofiicers
2, 043,159 52
21, 731 77
11, 276 55
D u e to national b a n k s
D u e to State b a n k s . . .
69,199 63
22, 994 58
48, 729 36
43, 080 92
Notes re-discounted..
Bills payable
51, 232 97
45, 000 00
5, 312, 077 68
Total
10 b a n k s .
$1,483, 000 00
2, 249, 487 08
20,101 08
11,112 66
2,166, 479 82
38, 721 09
13, 233 85
MISSISSIPPI.
3 banks.
4 banks.
$175, 000 00
$175, 000 00
$225, 000 00
4, 565 94
25, 301 08
11,124 35
14,835 86
10,124 35
25, 440 12
10,124 35
33, 661 25
10, 824 35
24, 732 75
Nat'l bank circulation
State bank circulation
139, 400 00
136,400 00
133, 200 00
142, 800 00
157, 550 00
Individual deposits ..
U. S. deposits
Dep'ts tf.S.dis.officers
Due to national banks
Due to State banks...
402, 546 17
446,360 48
376,464 57
376,369 19
307, 271 58
11, 070 17
2, 635 51
595 05
1, 599 54
8, 485 53
8, 340 64
4,761 46
5, 509 07
63, 988 36
4,130 30
Capital at°ck
Surplus fund
Undivided profits
Notes re-discounted
Bills payable
Total
3 banks.
3 banks.
$175, 000 00
j
$305, 000 00
30, 000 00
30, 000 00
790, 518 87
4 banks.
785,915 28
737, 055 21
798,225 32
903, 497 34
CCXXVIII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
LOUISIANA.
MARCH 7.
DECEMBER 31.
APRIL 24.
JUNE 20.
SEPTEMBEB 30.
Resources.
Loans and discounts.
Bonds for circulation
Bonds for deposits . .
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, <fcc
Current expenses
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes . .
TT.S. cert's of deposit.
Due from TT. S. Treas
Total
1 bank.
1 bank.
1 bank.
1 bank.
1 bank.
$142,389 04
100, 000 00
$155, 875 79
100, 000 00
$148, 074 78
100, 000 00
$141,135 27
100, 000 00
$120,768 45
100, 000 00
18,145 00
747 33
1, 300 08
986 70
2, 872 02
I, 000 00
6, 945 54
1,112 80
916 06
986 70
1,666 55
1, 000 00
9, 076 89
1,453 28
279 97
986 70
2,287 99
2,750 00
6, 072 84
2, 360 60
764 33
986 70
3,450 14
2,750 00
1,145 95
110 10
986 70
2, 065 15
3, 375 00
1, 338 66
117 47
30,121 50
15, 804 00
1, 050 00
81 19
6, 934 50
19,180 00
1, 826 00
6 56
11, 215 00
16, 972 00
2, 765 00
52 33
22, 947 00
5, 041 00
1, 924 00
88 31
7,403 00
9, 029 00
4,500 00
319, 321 14
4,500 00
4, 500 00 I
300, 249 13
299, 429 17 |
CITY
OP NEW
8 banks.
8 banks.
TT S f *vrt'<* of detkoait
Total
4, 500 00
252,456 85
ORLEANS.
8 banks.
Loans and discounts $10, 403,176 69 $10,551,198 22 $10,173, 772 21
Bonds for circulation.
2, 525, 000 00
2, 325, 000 00
2, 525, 000 00
"Bonds for deposits
251, 450 00
460, 750 00
427, 350 00
TJ. S. bonds on hand..
521, 462 45
668, 999 05
623, 859 51
'Other stocks and b'ds
92
1,
021,
036,
78
450, 467 72
763,
602
Due from res'veag'ts
164,771 63
112, 911 97
157, 144 29
Due fromnat'lbanks
10
672,113
25
216,
024 07
344,
278
Due from State banks
336,647 20
373, 812 77
331, 894 73
Beal estate, &c
01
47
36,
543
82
110,316
76,
600
"Current expenses
65, 343 75
118,120 52
110,159 50
Premiums paid
677
•Cash items
•- --3,102 27
2,706 14
1,235,261 55
841, 290 16
2,301,711 77
Clear'g-house exch'gs
121, 800 00
140, 594 00
114, 591 00
Bills of other banks..
3, 796 29
5,082 90
4,923 33
Fractional currency.
70
1,620,638
63
1,
212,
513
1.193,
379
Specie
925, 254 00
917,132 00
1, 291, 060 00
Legal-tender
notes . .
i
Due fromU. S. Treas,
4,500 00
292, 825 21
i, oei io
113, 675 00
114,125 00
110, 525 00
21,079,401 53
19, 577, 996 88
18, 535, 249 45
8 banks.
$8,999,553 32
2, 325, 000 00
58, 300 00
673, 424 49
196, 797 22
173, 535 19
24.8,729 10
384, 246 27
158,172 58
75,177 77
2, 085 H7
399, 934 56
96, 638 00
6,721 58
1 187, 652 20
953, 557 00
104,125 00
16, 043, 650 15
8 banks.
$8, 556,185 96
2, 325, 000 00
3, 550 00
673, 571 18
473, 681 16
222, 800 54
304, 753 16
374, 364 51
91, 503 73
54, 013 00
3, 651 93
687, 651 74
99, 732 00
5, 003 73
760 837 95
1, 043,813 00
104,125 00
15, 784, 238 59
TEXAS.
46 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits . .
TJ. S. bonds on hand..
Other stocks and b'ds
Due from rea'veag'ts
Due from nat'l banks
Due from State banks
Heal estate, &c
Current expenses.
Premiums paid
Cash 1items
Clear g-house exch'gs
Bills of other banks -.
Fractional currency.
Specie
Legal-tender notes . .
TJ. 5. cert's of deposit.
Dne from TJ. S. Treas
Total
47 banks.
50 banks.
54 banks.
59 banks.
$10,165,158 89 $10,866 268 78 $12, 065 565 13 $12, 847, 971 40 $11,944,689 11
1, 732, 000 00
1 796, 500 00
1,784,000 00
1, 739, 500 00
1,860, 250 00
250, 000 00
250, 000 00
300,000 00
250, 000 00
125, 000 00
18, 750 00
15, 550 00
86, 050 00
17, 400 00
- 30, 500 00
170, 710 63
103,100 58
103, 920 55
172, 943 37
167, 284 90
986, 638 45
1,170, 035 62
717,960 11
946, 972 91
1,171, 596 66
573, 821 05
697, 657 64
712, 226 45
613, 596 86
654, 832 24
891, 608 93
985, 014 75
682,179 43
838,994 54
663, 018 11
436, 707 62
487,164 13
509, 814 71
429, 025 53
595,118 42
103, 523 23
136,126 08
193, 279 58
75, 434 44
367,831 37
57, 397 18
74,101 50
106,176 82
57, 520 49
132, 532 89
139,169 92
117, 9«4 81
83, 924 95
311, 324 92
231,154 14
572, 785 00
6, 202 26
702,047 80
1,153,320 00
80, 287 97
18,132, 514 98
402, 911 00
5, 679 66
723, 211 55
945,160 00
84, 989 63
18, 388, 547 63
489, 964 00
8,158 75
733, 522 18
948, 798 00
530, 268 00
11, 454 00
670, 882 08
1, 095,164 00
453, 767 00
11, 251 52
566,81164
1, 081,149 00
85,149 33
80, 564 13
83,749 73
20f 164, 372 50
20,515, 836 21
19, 940, 466 73
REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXXJX
by States and reserve cities—Continued.
LOUISIANA.
DECEMBER 31.
Liabilities.
1 bank.
MARCH 7.
APKIL 24
1 bank.
1 bank.
JUNE 20.
SEPTEMBER 10.
1 bank.
1 bank.
$100,000 00
$100,000 00
$100, 000 00
$100, 000 00
$100, 000 00
Surplus fund
Undivided profits
2,000 00
10, 080 88
4, 000 00
5, 518 59
4,000 00
7,506 54
4,000 00
10,61« 59
6, 000 00
4, 510 27
Kat'l bank circulation
90,060 00
90, 000 00
90,000 00
90, 000 00
10 00
37 00
17 00
117, 230 26
100, 693 54
97, 905 63
Capital stock
State bank cirri llation
Dividends unpaid
Individual deposits..
90,000 00
24 00
85, 470 40
44,121 59
2,738 22
7,800 99
292, 825 21
252,456 85
Dep'ts TF.S dis officers
Due to national banks
ITotes re-discounted
Bills payable
Total
319, 321 14
299,429 17
300, 249 13
CITY OF NEW ORLEANS.
8 banks.
Capital stock
8 banks.
8 banks.
8 banks.
8 banks.
$3,365, 000 00
$3,485,000 00
$3, 525, 000 00
$3,525, 000 00
$3, 525, 000 00
Surplus fund
Undivided profits
1,175,000 00
404, 800 02
1,175, 000 00
472, 628 81
1,175,000 00
606, 991 40
1,175, 000 00
750, 069 11
1,195,000 00
550, 072 74
Kat'l bank circulation
State bank circulation
2, 234, 495 00
2, 200 630 00
1, 999, 500 00
2, 069, 770 00
2, 068, 215 00
Dividends unpaid
98,487 57
22,893 93
21, 054 60
19, 947 60
20,319 48
Individual deposits . .
U. S. deposits
Dep'ts U.S.dis.officers
11, 703, 604 87
10,128,404 20
9, 814, 239 61
7, 278, 693 59
7, 077, 857 55
Due to national banks
Due to State banks...
623, 630 98
1,424,383 09
1,012,512 04
1, 080, 927 90
707, 215 88
686, 247 96
355, 626 08
869, 543 77
400, 320 56
734, 953 26
Motes re-discounted..
Bills payable
50, 000 00
19, 577, 990 88
18, 535, 249 45
16, 043, 650 15
15, 784, 238 59
Total
*
212, 500 00
21, 079,401 53
TEXAS.
47 b a n k s .
50 b a n k s .
54 b a n k s .
59 b a n k s .
$3, 971,000 00
$4,175, 000 00
$4, 570, 000 00
$5, 330, 500 00
$5,970,000 00
Surplus fund
Undivided profits
1,157, 335 54
811,457 80
1, 389,181 10
511,316 35
1, 341,158 04
643, 732 95
1, 434, 058 04
831,160 55
1, 688, 942 16
764, 884 03
Kat'l bank circulation
State bank circulation
1, 534, 210 00
1, 517, 655 00
1,569,445 00
1, 514, 305 00
1,646, 985 00
46 b a n k s .
Capital stock
Dividends unpaid
13,667 00
1, 627 50
202 00
152 00
223 00
Individual deposits .
U. S. deposits
Dep'ts TLS.dis. officers
8, 613, 622 93
63, 015 44
200,348 42
9, 001, 566 49
33, 488 88
142,173 72
9, 899, 030 93
86,448 4!)
144,971 67
9, 338, 014 67
80, 899 57
163, 574 23
7, 927,563 27
34, 370 14
73,492 49
Dne to national banks
Due to State banks...
434, 913 45
595, 851 00
305,718 97
622, 414 98
385, 250 80
764, 854 85
409, 088 04
544, 367 45
385,497 83
487,269 24
Notes re-discounted..
Bills payable
434, 007 82
303,085 58
484, 984 18
203, 420 46
467, 430 27
291, 847 50
465, 966 66
403, 750 00
549, 481 43
411,758 14
13,132,514 98
18, 388, 547 63
20,164,372 50
20, 515,836 21
19,940,466 73
Total
CCXXX
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
ARKANSAS.
Keaources.
DECEMBER 31.
MARCH 7.
5 banks.
5 banks.
Loans and discounts $1,185, 273 53 $1,163,921 21
327,500 00
290, 000 00
Bonds for circulation 100, 000 00
100, 000 00
Bonds for deposits..
TT S bonds on hand
62, 560 22
66,116 59
Oilier stocks and b'ds
183, 986 81
185, 127 66
Due from res've ag'ts.
76, 467 48
82, 298 20
Due from nat'lbanks
40,699 76
61, 998 86
Due from State banks
19, 643 84
21,174 04
Real estate, &c
4, 217 05
2,708 52
Current expenses
16,144 01
12, 934 01
Premiums paid
1, 934 33
4, 078 68
Cash items
Clear'g-house exch'gs
Bills of other banks..
44,188 00
59, 860 00
Fractional currency.
223 32
257 10
Specie
39, 795 65
49, 571 75
Legal-tender notes ..
179, 983 00
145, 401 00
U. S. cert's of deposit.
Due from IT. S. Treas.
13, 847 00
13, 466 84
Total
2, 296,464 00
2, 261, 914 46
APRIL 24.
5 banks.
JUNE 20.
4 banks.
SEPTEMBER 30.
4 banks.
$1,132,149 56
290, 000 00
100, 000 00
$1, 053, 578 55
277, 500 00
100, 000 00
40, 732 02
348, 592 72
61, 364 62
37, 678 91
21,174 04
5, 018 75
12, 934 01
6,134 20
61, 472 39
155, 931 78
25, 114 24
36,751 07
18, 583 79
4,605 76
12, 934 01
3, 406 33
$1, 042,988 93
277,500 00
100, 000 00
200 00
58, 570 79
155,521 12
12,143 61
37, 570 87
17, 583 79
2, 281 46
12,671 01
5,137 05
35, 728 00
309 35
80,174 50
137, 534 00
23, 611 00
602 77
68,203 35
114,906 00
26,146 00
494 44
94, 866 45
113, 853 00
13,142 84
2, 322, 667 52
12,487 50
1, 969, 688 54
10, 687 50
1, 968, 216 02
KENTUCKY.
58 banks.
58 banks.
58 banks.
58 banks.
58 banks.
Loans and discounts $15,165,651 68 $15, 485, 444 35 $15, 739, 618 33 $15, 357, 880 77 $15, 093,344 60
7,411,100 00
7, 311,100 00
7, 330, 300 00
7, 230, 300 00
Bonds for circulation. 7, 468, 600 00
400,000 00
400, 000 00
400, 000 00
450,000 00
450, 000 00
Bonds for deposits . 5, 800 00
6, 750 00
4,400 00
29, 450 00
91, 000 00
IT. S. bonds on hand..
846, 757 89
863, 328 41
832, 769 71
788, 802 37
800, 921 09
Other stocks and b'ds
1, 582,144 21
1, 780, 895 37
1, 302, 018 38
1,150. 647 35
1,162, 415 98
Due from res've ag'ts
769, 270 46
875, 258 23
676, 277 97
644, 429 60
772,606 51
Due from nat'l banks
243, 980 24
265^51 83
255, 708 08
210, 609 23
236, 087 35
Due from State banks
523, 342 64
530, 636 00
523,934 14
526, 517 22
524, 562 92
Heal estate, &c
87, 909 45
65, 592 45
93, 949 25
126, 389 84
125, 430 40
Current expenses
241, 089 84
231, 422 20
273, 930 31
316, 036 10
314, 325 20
Premiums paid
63, 670 69
86, 251 74
95, 937 71
129,579 12
60, 502 98
Cash items
Clear'g-house exch'gs
Bills oif other banks..
319,122 00
382, 525 00
287, 325 00
255,178 00
362, 502 00
Fractional currency
3, 992 61
3,721 58
4, 528 64
4,178 54
3, 634 40
Specie
472, 571 48
466, 998 73
480,390 53
529, 747 94
496, 261 77
523, 716 00
Legal-tender notes ..
530, 407 00
459,561 00
439, 995 00
453, 625 00
25, 000 00
U. S. cert's of deposit
25, 000 00
15, 000 00
323,313 81
Due from U.S. Treas331, 903 69
324, 295 22
318, 653 57
294,457 17
Total
29,480, 393 91
29t 328, 225 67
29, 080, 744 27
28, 671,121 94
28, 409, 250 08
CITY OF LOUISVILLE.
9 banks.
Loans and discounts. $8, 264, 479 06
3, 033, 700 00
Bonds for circulation
900, 000 00
Bonds for deposits ..
13,150 00
TT. S. bonds on hand..
Other stocks and b'ds
50, 830 83
Due from res've ag'ts.
483, 008 06
Due from nat'l banks.
304, 599 03
Due from State banks
155, 278 50
Keal estate, &c
127, 539 74
Current expenses
18, 864 36
Premiums paid
194, 686 81
Cash items
53,470 01
Clear'g-house exch'gs
110, 342 79
Bills of other banks..
72, 827 00
Fractional currency.
930 91
Specie
218,026 25
Legal-tender notes -.
534, 364 00
U. S. cert's of depositDue from U. S. Treas.
143, 864 00
Total
14,679,961 35
9 banks.
$8,071, 979 20
3, 033, 700 00
900, 000 00
67,000 00
55, 306 68
704, 619 25
296,751 27
164, 336 89
138,258 19
57, 296 34
177, 654 83
44,142 70
65,305 39
51,114 00
787 11
260, 726 75
384,302 00
143, 213 50
14,617,194 10
9 banks.
$8, 051, 627 32
3, 033, 700 00
900,000 00
9, 250 00
65,389 39
454, 383 25
328, 696 74
-202,008 14
135, 712 59
71,291 11
178, 604 83
41, 781 72
55,014 53
55, 096 00
608 458 00
380, 479 75
401, 458 00
151,113 25
14, 516, 215 07
9 banks.
$8,180, 611 44
3, 033, 700 00
900, 000 00
9,250 00
69, 437 31
382, 035 55
273,483 23
168, 457 91
128, 507 87
32,856 11
178, 604 83
16, 230 38
107, 466 27
41, 565 00
452 43
335, 601 80
432, 880 00
9 banks.
$7, 779, 771 23
3, 033. 700 00
900, 000 00
7,250 00
96,171 31
332,453 81
261, 586 22
148, 515 10
123,425 82
79, 322 48
176,124 83
40, 941 40
39, 629 62
33, 514 00
459 55
486, 628 10
289, 995 00
133,613 75
141, 508 75
14,424, 753 88
13, 970, 997 22
REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXXXI
by States and reserve cities—Continued.
ARKANSAS.
Liabilities.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits..
IT. S. deposits
Dep'ts U.S.dis.oflicers
Duo to national banks
Due to State banks...
Ifotes re-discounted..
Bills payable
Total
DECEMBER 31.
MARCH 7
Al'KIL 24.
JUNE 20.
SEPTEMBER 30.
5 banks.
5 banks.
5 banks.
4 banks.
4 banks.
$455, 000 00
$455, 000 00
$455,000 00
$405, 000 00
77, 424 37
47,183 88
75, 680 84
50, 421 63
75, 680 84
67,372 24
140,300 00
42, 634 89
148, 273 81
22,627 00
294, 250 00
260, 500 00
260, 300 00
249, 650 00
249, 050 00
$405, 000 00
23, 837 50
1,256 54
1,022 54
962 54
890 00
1, 296, 700 07
58, 219 51
16, 508 05
1,311,749 40
59, 576 93
15, 670 87
1, 327, 379 10
58, 437 89
18, 368 60
l t 007,848 04
61,011 33
13, 881 68
951,134 75
59, 552 91
15, 204 57
14, 097 37
13, 243 25
10,294 93
21, 666 32
20, 003 12
28, 303 19
1,620 06
17,439 68
7,148 67
24, 786 33
11, 000 00
29, 340 32
29, 547 98
55, 000 00
2, 322, 667 52
1, 969, 688 54
2, 296, 464 00
2, 261, 914 46
1, 968, 216 02
KENTUCKY.
58 banks.
58 banks.
58 banks.
58-banks.
58 b a n k s .
$9, 299, 560 00
$9,440, 900 00
$9, 452, 900 00
$9, 458, 900 00
$9, 458, 900 00
•Surplus fund
Undivided profits
1, 721, 809 72
517, 068 76
1, 747,189 28
588,8eO 77
1,755,318 39
692, 930 06
1, 768, 720 14
842, 218 64
1,841,414 15
603, 550 49
Xat'l bank circulation
State bank circulation
6, 648, 290 00
6, 600, 750 00
6, 535, 240 00
6, 464, 460 00
6,462, 460 00
Capital stock
126, 944 00
25,750 00
23, 072 10
14,157 00
20, 599 80
Individual deposits...
U. S. deposits
Dep'ts U.S.dis.oflicers
10,141, 046 92
288, 485 35
2, 967 96
9,780,745 78
317,187 02
6,424 18
9, 427, 960 50
279, 358 29
5, 259 71
8, 796, 804 18
273, 390 33
8, 469 89
8, 922, 520 55
303,199 83
13, 658 22
Due to national banks
Due to State b a n k s . . .
399, 460 73
268, 300 48
460, 556 42
252, 861 74
461, 888 77
307, 260 41
487, 780 60
322, 872 74
414,105 37
273, 335 11
"Notes re-discounted..
Bills payable
46,189 99
20, 270 00
66, 880 48
40, 000 00
99, 556 04
40, 000 00
122, 817 37
110, 531 25
90, 041 76
5, 504 80
29, 480, 303 91
29, 328, 225 67
Dividends unpaid
Total
CITY
9 banks. •
Capital stock
Surplus fund
Undivided profits
Kat'l bank circulation
"State bank circulation
Dividends unpaid
$3,551,500 00
801,471 11
150, 982, 66
29,080, 744 27
28, 671,121 94
28,409, 250 08
OP L O U I S V I L L E .
9 banks.
9 banks.
9 banks.
9 banks.
$3, 561 , 500 00
$3, 551, 500 00
$3,551,500 00
$3, 551, 500 00
801.471 11
255,181 76
801,471 11
332,178 18
815, 664 54
215, 320 49
824, 664 54
274, 232 24
2, 728, 233 00
2, 720, 826 00
2, 725, 225 00
49, 023 00
7,797 50
6,799 50
2, 725,225 00
2, 720, 004 00
8, 813 00
6, 439 50
Individual deposits.,
U. S. deposits
Dep'ts U.S.dis.officers
3, 066,351 63
635, 916 13
161, 413 34
3,403,411 72
568,125 54
209, 212 20
3t 147, 285 57
733, 538 66
84,482 95
3, 252, 025 06
678, 828 84
117,128 80
2, 977, 836 51
631,104 65
181, 335 01
Due to national banks
Due to State banks...
1, 529, 305 41
1,193, 906 67
1,454,240 11
1, 441, 111 93
1,511,873 33
1, 542,126 07
1, 260, 280 32
1, 509, 493 57
1,296, 974 89
1, 094, 688 36
Notes re-discounted..
Bills payable
721,768 40
90, 000 00
204, 316 23
49, 734 70
30, 000 00
290, 474 26
327,217 52
75, 000 00
14, 424, 753 88
13, 970, 997 22
Total
14, 679, 961 35
14, 617,194 10 | 14, 516, 215 07
CCXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
TENNESSEE.
DECEMBKK 31.
MARCH 7.
APltlL 24.
SEPTEMBER 30.
JUNK 20.
Resources.
31 b a n k s .
Loans and discounts. $10, 771, 622
Bonds for circulation. 2, 812,500
350, 000
Bonds for deposits ..
6, 750
XT. S. bonds on hand..
320,891
Other stocks and b'ds
839, 214
Duefromres'veag'ts
668, 372
Due from nat'l banks
125, 436
Due from State banks
383,131
Real estate, &c
C u r r e n t expenses
P r e m i u m s paid
Cash items
Clear' g-house exch'gs
Bills of other b a n k s . .
Fractional c u r r e n c y .
Specie
Legal-tender notes . .
TL 5 . cert's of deposit
D u e fromU. S. T r e a s
Total
53, 797
90, 344
188, 653
86,772
510, 810
3, 232
599,284
725, 582
31 b a n k s .
55
00
00
00
92
38
36
25
97
94
58
06
68
00
57
06
00
$10, 628, 340
2,823,500
350, 000
17,050
305,845
1,176, 435
640,072
168,497
379, 815
101, 983
129, 073
144, 603
68,491
499, 704
4, 287
824, 7*2
687, 557
31 b a n k s .
72
00
00
00
67
84
84
01
85
98
44
85
59
00
65
14
00
$11,159, 504
2, 823, 500
350, 000
17,800
351,001
1, 110,137
702, 391
208, 964
392, 805
107, 090
130, 403
180, 665
54,331
561, 027
4, 712
909, 800
655, 080
33 b a n k s .
31 b a n k s .
54
00
0©
00
68
21
74
50
27
91
60
26
43
00
42
80
00
$10. 887, 885
2,681,500
350, 000
96,100
392, 660
704, 364
614,961
126,176
432, 308
154,089
128, 948
• 183, 346
51,510
508, 896
4, 682
926, 691
647,353
98
00
00
00
54
88
72
78
28
12
94
47
86
00
22
14
00
$11,458,069
2,571,500
350, 000
3, 550
406, 872
776,312
473,435
103, 020
424,120
77, 932
145, 900
157, 872
30,401
262,193
5,728
752, 039
448, 693
87
00
00
00
23
96
93
S3
39
00
88
52
84
00
5L
74
00
133, 000 19
172, 282 19
139,196 19
135, 595 69
119, 035 86
18,669,396 51
19,122, 323 77
19,858, 412 55
19, 027, 071 62
18, 566, 683 56
OHIO.
180 banks .
Loans and discounts $44, 604, 587
Bonds for circulation 16, 436, 050
550, 000
Bonds for deposits . 764, 750
XJ. S. bonds on hand..
Other stocks and b'ds 2, 610, 919
3,792.291
Duefromres've ag'ts
1, 324, 405
Due from nat'lbanks
535, 200
Due from State banks
1, 680, 525
Eeal estate, &c
273, 404
Current expenses. - 320, 016
Premiums paid
524, 445
Cash items
71, 042
Clear'g-house exch'gs
Bills of other banks.. 1,166, 909
26, 882
Fractional currency
2,341,901
Specie
Legal-tender
notes .. 2,741, 482
TT. S. cert's of deposit
Due from U. S. Treas.
Total
05
00
00
00
06
18
12
99
09
74
43
14
71
00
05
08
00
181 b a n k s .
182 b a n k s
$44,183,510 14 $44, 644,497 16
16,407, 250 00
16, 332, 250 00
550, 000 00
550, 000 00
753, 000 00
676, 600 00
2, 512, 770 74
2,418,156 47
3,775, 263 85
3, 019,198 87
1, 246, 045 11
1, 212, 456 21
503, 485 36
510, 264 95
1,692,507 89
1, 673, 079 90
381, 844 68
432, 892 97
328, 844 31
317, 516 23
468, 265 86
383, 970 74
21, 643 79
19, «0l 84
1, 271, H13 00
1,133, 747 00
28, 042 29
28, 812 35
«2, 474, 398 20
2, 508, 305 08
2, 854, 501 00
2, 773, 923 00
185 b a n k s .
$43, 498, 466
16, 305, 750
550, 000
623, 900
2, 253, 835
3, 087, 727
1,073,401
417,767
1, 728, 631
244, 950
347,472
411, 719
12,053
898, !)93
25, 447
2, 290, 419
2, 327,409
38
00
00
00
31
31
34
18
68
40
78
45
50
00
48
19
00
184 b a n k s .
$42,105,159
16, 038, 250
500,000
341, 100
2, 370, 728
3,863,351
1, 090,183
445, 640
1, 688, 779
387, 745
398, 812
463,125
26, 728
1, 506, 601
26, 564
2,359,647
2, 921, 677
54
00
00
00
36
67
31
98
05
16
18
02
88
00
34
92
00
752, 555 92
752,654 73
742, 474 38
720,087 39
726, 205 46
80, 517, 367 56
80, 205,840 95
79, 377, 947 15
76,818,031 39
77, 260, 299 87
CITY OP CINCINNATI.
13 banks.
13 banks.
13 banks.
13 banks.
12 banks.
Loans and discounts $20, 553, 911 64 $20,153, 883 32 $20,153, 827 62 $18, 247, 571 54 $17, 319, 720 16
Bonds for circulation
7, 010, 000 00
6,916, 000 00
6, 823, 000 00
6, 801, 500 00
6, 384, 500 00
Bonds for deposits . .
853,000 00
853,000 00
1,013,000 00
1,013, 000 00
1,013,000 00
U.S. bonds on hand..
363, 850 00
478, 900 00
291,150 00
220, 600 00
438, 9oO 00
Other stocks and b'ds
485, 208 95
508, 049 80
446, 999 80
432, 049 80
545, 004 80
Due from res've ag'ts
2,108, 075 75
2, 392, 457 51
1, 279, 32;) 68
1,524,332 85
1, 565, 443 77
Due from nat'l banks
1. 269,461 38
1, 283, 796 25
1, 210, 770 05
1, 015, 319 94
1,192,049 11
Due from State banks
766, 296 98
580, 312 61
634.183 34
653, 715 48
621, 145 74
Heal estate, &c
262, 957 36
235, 036 02
2H7, 269 70
252, 231 93
235, 609 15
Current expenses
41, 260 87
222, 868 91
266, 736 93
228,326 50
172, 608 92
Premiums paid
404, 280 91
421, 696 88
437, 679 02
432,105 30
453,191 64
Cash items
8d, 809 88
91,286 90
7(i, 625 66
90,034 78
56, 240 97
Clear'g-house exch'gs
263,^23 44
388, 975 71
264, 832 43
237, 950 31
323, 962 95
Bills of other banks..
309, 414 00
386, 842 00
227, 396 00
277,173 00
495, 394 00
Fractional currency
6, 046 82
4, 185 19
3, 0£4 09
3, 055 58
2,040 66
Specie
334, 758 00
415 714 50
340, 909 65
356, 295 78
531,881 92
Legal-tender notes . .
1, 696, 424 00
1, 502, 696 00
1, 560, 633 00 1, 248, 468 00
1, 986, 589 00
IT. S. cert's of deposit
1, 015, 000 00
1.145, 000 00
1,160,000 00
810, 000 00
930, 000 00
Due from TJ. S. Treas
319, 650 00
' 354, 820 00
307,485 00
315, 292 50
319, 697 50
Total
38,149, 629 98
38,335,521 60
36, 734, 911 97
34,159, 003 29
34, 587, 030 29
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CCXXXIII
by States and reserve cities—Continued.
TENNESSEE.
DECEMBER 31.
APRIL 24.
MARCH 7.
JUNE 20.
SEPTEMBER 30.
Liabilities.
Capital stock
Surplus fund
Undivided profits
Xat'l bank circulation
State bank circulation
Dividends unpaid
31 b a n k s .
31 b a n k s .
31 b a n k s .
31 banka.
$4, 355, 309 00
H 515, 300 00
$4, 515, 300 00
$4, 535, 300 00
$5, 005r 300 00
8?9,12l 80
454, 518 38
819, 896 43
419, 300 88
829, 896 43
480,196 65
829 896 43
602, 333 72
1, 066,106 75
461, 026 76
2, 483, 250 00
2, 473,724 00
2, 473, 540 00
2, 353,350 00
2,267, 250 00
30,562 00
4,341 00
1,831 00
1,471 00
33 b a n k s .
2,556 00
Individual deposits. -.
U. S. deposits
Dep'ts U.S.dis.ofticers
9, 099, 824 00
164, 684 16
87,899 31
9, 687, 284 15
157,1H5 18
89, 355 48
Due to national banks
Due to State banks...
600, 963 62
343,937 85
474, 686 43
345,150 22
580, 858 69
457, 562 29
362, 867 82
466, 505 10
281,762 00
440, 012 3C
Notes re-discounted..
Bills payable
201,335 39
18, 000 00
39, 500 00
96, 600 00
14, 229 35
108, 000 00
30, 230 03
81, 000 00
416, 292 54
83, 000 00
18, 669, 396 51
19,122, 323 77
19,858,412 55
19, 027,071 62
18,566,683 5ft
Total
10,129, 057 71
164, 684 98
103, 255 45
9, 496, 005 54
186, 037 34
82, 014 64
8,258,291 65
155, 642 29
129,443 21
OHIO.
180 b a n k s .
181 b a n k s .
182 b a n k s .
185 b a n k s .
$21, 451, 090 00
$21, 624, 000 00
$21,689,000 00
$21, 904, 000 00
4, 339, 062 78
1, 935, 684 90
4, 381, 879 47
2t 025, 214 41
4, 376,879 47
2, 359, 853 63
Nat'l bank circulation
State bank circulation
Dividends unpaid
14, 588, 810 00
4, 403 00
14, 536, 760 00
4,403 00
14, 576, 850 00
4, 398 00
Individual deposits ..
U. S. deposits
Dep'ts U.S.dis. officers
Due to national banks
Due to State banks ..
Notes re-discounted..
Bills payable
35, 534,809 86
385, 899 00
40, 257 75
Capital stock
Surplus fund
Undivided profits
Total
84, 250 09
30, 385 90
4,423, 739 14
1, 877, 315 77
14, 485, 870 00
4, 386 00
27, 843 40
37,601 30
184 b a n k s .
$22,044,000 00
4, 498,109 39
2, 029, 787 92
14,266, 220 00
4, 386 00
46, 289 12
31,796,141 29
381,223 07
36, 316 19
34,944, 583 08
424,982 90
22,996 47
33,361,420 86
* 442, 823 35
35, 200 84
31,359,689 58
427,102 49
35, 350 48
1,257,089 53
582, 995 47
1, 255, 346 31
477,347 56
961, 915 97
394, 752 15
1,149, 896 48
493,461 31
162, 941 10
51, 300 00
225, 750 82
144, 800 00
426, 836 18
344,147 55
746, 723 39
159, 585 32
371,169 10
143, 300 00
80, 517, 367 56
80, 205,840 95
79, 377, 947 15
76, 818, 031 39
77, 260, 299 87
1, 286, 928 91
651, 930 17
CITY OF CINCINNATI.
13 b a n k s .
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
13 b a n k s
13 b a n k s .
13 b a n k s
12 b a n k s .
$9,100, 000 00
$9,100, 000 00
$9,100, 000 00
$9,100, 000 00
$8, 600, 000 00
1, 089, 000 00
421, 745 12
1,110, 000 00
582, 287 24
1,110,000 00
765, 723 76
1,130, 000 00
657, 928 63
1,108, 500 00
661, 901 06
6,261,000 00
6,136, 900 00
6,100, 800 00
6, 095,580 00
5, 644,4.50 00
130,740 00
5,485 00
2,842 00
26, 595 00
1,993 00
Individual deposits ..
U S deposits
Dep'ts US dis officers
13, 784, 937 77
735, 000 00
13, 942, 739 22
735, 000 00
13, 098, 239 52
870, 000 00
11, 606, 240 21
870, 000 00
11, 922, 723 54
870, 000 00
Due to national banks
Due to State banks...
4, 416, 295 48
1, 770, 911 61
4, 605, 370 00
1,727,740 14
3, 797, 914 67
1,494,392 02
3, 098, 402 68
1,143,256 77
3, 937,413 10
1,437, 049 59
Ifotes re-discounted
Bills payable
Total
440, 000 00
390, 000 00
395, 000 00
431, 000 00
403, 000 00
38,149, 629 98
38, 335, 521 60
36, 734f 911 97
34,159, 003 29
34,587, 030 29
€CXXXIV
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
CITY OF CLEVELAND.
Resources.
.Loans and discounts
Bonds for circulation
Bonds for deposits...
U. S. bonds on hand..
Other stockB and b'da
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, <fcc
Current expenses
Premiums paid
Cash items
Clear' g house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
"U. 3. cert's of deposit.
Due from TJ. S. Treas
Total..
DECEMBER 31.
MAECH 7.
APRIL 24.
JUNE 20.
SEl'TEMBER 30.
7 banks.
7 banks.
7 banks.
8 banks.
8 banks.
$10, 207, 342 89 $10, 530, 498 23 $10, 897, 344 53 $10,847, 056 69 $11,239, 301 59
1,505, 000 00
1,405, 000 00
1, 405, 000 00
1, 355,000 00
1, 355, 000 00
550, 000 00
550, 000 00
550,000 00
550, 000 00
550, 000 00
2, 300 00
2, 300 00
2, 300 00
2, 300 00
2, 300 00
455, 459 00
494,631 61
503, 488 62
479, 957 61
474, 306 61
792, 927 34
907, 839 89
853,575 30
1, 001, 789 03
543, 611 16
681,441 08
695, 778 40
664,159 32
698, 379 25
613, 785 73
266, 928 11
258, 001 38
215,488 64
261, 612 98
208, 905 40
493, 892 81
489, 354 79
728, 030 24
546, 505 03
558, 773 23
35,321 19
20, 610 68
124, 892 76
117,050 97
140. 237 37
133,460 19
143,116 44
143,116 44
138,772 69
133,460 19
54, 051 37
136,332 68
159,213 03
67,926 29
45,213 95
197,126 30
124,502 69
94,967 48
147, »75 29
134, 830 57
286, 999 00
360, 493 00
220, 659 00
249,397 00
258,745 00
1
8,215 75
9, 905 55
8, 445 66
13,247 89
19, 554 48
256,192 02
349, 840 76
412,681 71
474, 393 87
533,455 7i
1, 460, 000 00
756, 000 00
1, 070 988 00
1,240, 000 00
1,225, 706 00
15, 000 00
15, 000 00
15,000 00
15, 000 00
15,000 00
67, 490 42
56, 675 00
58, 425 00
56, 275 00
61,175 00
17, 469,147 47
17, 945,181 13
17, 771, 404 93
17, 422, 439 56
18,469, 732 79
INDIANA.
97 b a n k s .
97 b a n k s .
Loans and discounts
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'ga
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
$28, 239, 564
9, 443, 800
850, 000
532 300
1, 855, 598
3,124, 873
1, 850,192
359, 957
1, 431, 308
163, 391
138, 065
332, 546
170, 323
1,133, 663
13, 514
1, 682, 964
2,153, 852
TT. S. cert's of deposit.
10, 000
D u e from TJ. S. Treas
435, 028
Total
82
00
00
00
44
00
06
76
76
59
74
03
32
00
84
21
00
00
10
53, 929, 943 67
$27, 724, 265
9, 431, 800
850, 000
503, 300
3,804,120
3, 262, 976
2,111,275
364,130
1, 415, 658
156, 857
186, 354
235, 483
45, 253
750, 583
15, 565
1, 747,497
1, 888, 359
10, 000
409,186
96 banks.
10
00
00
00
14
70
76
50
06
19
72
46
56
00
13
36
00
00
70
52, 912, 666 38
96 banks.
$28, 096, 722 04 $28, 016, 090 12
9, 377, 800 00
9, 242, 800 00
850, 000 00
850, 000 00
443, 700 00
666, 500 00
1, 734, 063 07
1, 755, 044 75
2, 320, 468 71
2, 868, 600 65
2,157, 728 09
1, 543, 322 47
382, 989 33
316,234 02
1,416,747 22
1,425, 799 95
262,428 69
320, 554 03
182, 863 19
219, 927 71
246, 189 24
220,411 57
55, 922 63
53,641 19
1, 008, 684 00
832, 534 00
15,031 12
15, 799 56
1 824 386 50
1, 824, 000 25
1,910,846 00
2, 035, 671 00
10, 000 00
10, 000 00
434, 721 72
406,508 78
53, 422, 948 73
95 b a n k s .
$25, 759, 709
8, 540, 300
850, 000
516, 050
1, 774, 523
2, 469, 603
1, 497, 015
180, 216
1, 388, 430
185, 072
207, 716
268, 406
71, 265
1,071,124
15,137
1, 641, 645
l t 948, 826
10, 000
375, 877
13
00
00
00
79
46
27
31
08
28
73
33
62
00
18
46
00
00
82
51,931,792 87
48, 770, 919 46
154 banks.
155 banks.
ILLINOIS.
151 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits .
IT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from uat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Qear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due from U. S. Treas
Total
151 banks.
151 banks.
$31, 637, 615 69 $32, 525, 079 80 $33, 063, 078 25 $32,643, 393 34 $31,657,200 24
8, 382, 000 00
8,593,000 00
8, 270, 500 00
8, 208, 000 00
7, 808, 750 00
895, 000 00
895, 000 00
895, 000 00
845, 000 00
845, 000 00
691, 000 00
654. 700 00
679, 750 00
693,050 00
553, 450 00
2,187, 397 74
2,122, 359 85
2,133, 217 45
2, 056. 374 72
2, 053, 849 46
5, 633, 319 78
4, 653,404 84
4, 891, 236 53
4, 741, 408 55
3,630,070 08
1, 307, 027 81
1,150, 703 43
1,141,350 21
1, 097, 696 06
965,703 99
351, 825 21
278,720 01
280,743 17
264, 730 23
227, 654 30
1, 220, 735 10
1, 272, 989 90
1, 240,778 63
1, 253, 597 04
1,242, 345 31
214, 316 74
189 985 54
327, 547 01
347, 088 56
194,604 02
249, 646 97
249,448 94
263,195 63
307, 712 63
350, 645 87
386, 762 39
377, 291 05
339, 332 39
291, 3R8 81
261,654 72
65, 266 24
31,340 38
61, 506 08
24, 351 51
35, 894 91
947, 992 00
1, 099, 267 00
905, 662 00
1,104, 853 00
85Q, 076 00
17,897 52
14, 514 94
17, 989 17
17, 684 66
17,248 78
2,217 738 65
2, 060,246 13
2,416,671 30
2, 346, 434 74
2,149, 855 27
1, 957, 034 00
2, 015, 575 00
1,855,371 00
2, 051, 472 00
1, 697, 935 00
10, 000 00
10, 000 00
10, 000 00
10, 000 00
10,000 00
394, 597 87
428, 767 94
409,321 00
409, 351 01
407,636 56
57, 734, 930 64
59, 654, 637 82
59, 202, 249 82
58, 713, 586 86
54, 959, 574 51
REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXXXV
by States and reserve cities—Continued.
CITY
DECEMBER 31.
Liabilities.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
Dividends unpaid
OF C L E V E L A N D .
MAltCH 7.
Al'ilIL 24.
SEPTEMBER 30
JUNE 20.
—
8 banks.
7 banks.
7 banks.
7 banks.
8 banks.
$4,550, 000 00
$4,850,000 00
$4, 850, 000 00
$5,350, 000 00
785, 000 00
408, 658 74
635, 000 00
540, 481 98
635, 000 00
652, 813 21
685, 000 00
222, 258 28
1,351,490 00
1,210,560 00
1, 212, 860 00
1, 217, 560 00
1, 322 00
1, 088 00
1,016 00
2,214 00
732 00
7, 915, 593 70
398, 937 35
94, 695 02
$5,664,100 00
685, 060 00
520t 019 80
1, 253,160 00
Individual deposits. -.
TT. S. deposits
Dep'ts U.S.dis. officers
8,186,914 66
329, 802 58
124, 595 19
8,351, 982 95
357,133 03
179, 418 55
8,146,134 72
382, 276 23
141, 877 87
7, 258, 452 56
364, 389 47
141, 559 08
Due to national banks
Due to State banks...
493,716 20
415, 773 10
645, 3n2 63
441, 683 99
718, 199 26
435, 773 55
468, 752 76
382, 756 48
672, 953 14
448, 646 11
Notes re-discounted..
Bills payable
81, 875 CO
740, 000 00
40,000 00
692, 500, 00
57, 954 09
537, 500 00
664, 496 93
665, 000 00
201, 315 67
614, 580 00
17, 469,147 47
17,945,181 13
17,771,404 93
17, 422,439 56
18,469, 732 79
Total
INDIANA.
97 b a n k s .
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
Dividends unpaid
Individual deposits ..
U. S. deposits
Dep'ts IT.S.dis.otficers
Due to national banks
Due to State banks...
Notes re-discounted..
Bills payable
Total
97 b a n k s
96 b a n k s .
96 b a n k s .
95 b a n k s .
$14, 008, 500 00
$14, 062, 500 00
$14, 078, 500 00
$13,828 500 00
3, 679, 300 60
1, 590, 758 86
3, 720, 571 15
1,451,751 32
3, 718, 271 15
1, G75, 406 72
3, 725, 397 32
1, 866, 238 88
3, 726, 658 88
1, 501, 912 47
8, 409,170 00
8, 403, 370 00
8, 368, 920 00
8, 247, 370 00
7, 616, 230 00
$14, 058, 500 00
104,083 99
19, 705 13
15,414 25
9,922 29
22, 997, 384 99
565,691 85
151, 993 95
22,149, 780 30
481,496 68
247, 646 14
22, 341r 957 58
680,803 86
81, 629 56
21, 282, 207 70
482, 780 99
173, 568 61
19, 255, 220 58
442, 230 40
269, 917 55
1, 482, 633 28
810, 516 82
1, 503, 029 51
856, 816 15
1, 498, 465 24
977, 815 60
1, 278,109 70
749, 205 42
1,150,660 49
819,104 73
99, 909 33
21,000 00
16, 000 00
1,000 00
8, 000 00
5, 000 00
28, 000 00
93, 562 07
57, 000 00
53, 920, 943 67
52, 912, 666 38
53, 422, 948 73
53,931,792 87
48, 770,919 46
12,179 02
ILLINOIS.
151 b a n k s .
Capital stock
151 b a n k s .
151 b a n k s .
154 b a n k s .
$13,109, 600 00
155 b a n k s .
$13, 039, 600 00
$13, 099, 600 00
$13, 289, 600 00
$13, 549, 600 00
Surplus fund
Undivided profits
4, 050, 392 76
1, 819, 557 39
4,129, 626 11
1, 678, 658 17
4,145, 265 76
1, 915, 569 25
4,167,958 30
2, 092, 356 25
4 t 259, 787 99
1,792, 370 78
Nat'l bank circulation
State bank circulation
7, 669, 400 00
7, 427, 270 00
7, 374, 087 00
7,285, 927 00
6, 984, 632 00
Dividends unpaid
Individual deposits..
U. S. deposits
Dep'te U.S.dis.oflicers
123, 660 00
29,164, 261 29
697, 853 78
27, 890 51
27, 925 25
31,107, 962 24
726,814 59
24, 555 40
18,124 13
30, 708, 509 77
718, 463 47
32,112 00
15, 787 75
29, 991, 433 95
720,051 06
33,186 19
40, 404 00
26, 543,195 57
638,412 28
90, 883 97
Due to national banks
Due to State banks...
331, 750 28
421, 289 57
603, 683 32
596, 729 21
599, 569 88
478, 732 00
537, 670 76
438 998 64
400. 856 43
319,334 97
Notes re-discounted..
Bills payable
291, 275 06
98, 000 00
79, 813 53
62, 000 00
82, 216 56
20, 000 00
103, 606 96
37, 000 00
285,096 52
55, 000 00
57, 734, 930 64 j 59, 654, 637 82
59, 202, 249 82
58, 713, 586 8Q
54, 959, 574 51
Total
CCXXXVI
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
CITY OP CHICAGO.
DECEMBEK 31.
MARCH 7.
APRIL 24.
JUXE 20.
SEPTEMBER 30.
11 b a n k s .
11 banks.
11 banks.
12 banks.
12 banks.
Resources
Loans and discounts $41,448, 463 40
883, 500 00
Bonds for circulation
100,000 00
Bonds for deposits ..
XL S. bonds on hand.. 1,480,450 00
1,
537, 615 48
Other stocks and b'ds
4, 991 015 40
Due from res've ag'ts
2,
220,
000 30
Due from nat'l banks
Due from State banks 1,426,141 57
776,
201
49
Real estate, &e
104,417 95
Premiums paid
65,266 16
Cash items
Clear'g-house exch'gs 3, 657, 418 40
Bills of other banks.. 1, 627, 353 00
3,152 87
Fractional currency
4 517,611 95
Specie
6,702,051
00
Legal-tender notes ..
520, 000 00
TJ. S. cert's of deposit.
116, 032 50
Due from U. S. Treas
Total
72,176, 691 47
$44, 783, 825 09 $44, 534, 747 48
883, 500 00
883, 500 00
100,000 00
200, 000 00
I, 587, 850 00
1, 448, 850 00
2,089, 348 48
2,215,282 44
5, 821, 864 73
5, < °*, 08899
2,335,114 03
2, 5:1.-'. 577 00
1,167,157 64
1, 2;J.», 151 35
277,097 73
2X4, 838 51
:>:>, 7 9 5 56
48,497 13
114,066 2G
97, 858 94
38, 546 74
17,190 71
2, 831, 183 50
2,529,12'-* 74
1, «32, 953 00
2,180, 646 00
5, 846 89
4, 602 95
5 245 133 62
5 625 020 ?fi
6, 862,424 00
6, 442, 086 00
570, 000 00
570, 000 00
115,757 50
110, 757 50
75,787, 767 58
20
00
00
00
87
53
31
05
95
98
00
51
91
00
52
?5
00
00
50
$40, 022, 904 86
933, 500 00
200, 000 00
1, 419, 700 00
1, 790, 023 36 ,
4, 783, 955 08
2,438,552 09
1, 629, 916 09
772, 825 33
44, 341 80
304, 311 98
14,571 03
3,144, 924 44
1,445,732 00
6, 334 78
7,185, 152 04
6, 218, 966 00
540, 000 00
116, 757 50 |
73, 017,932 58
72, 812, 468 38 i
$42, 843, 767
933, 500
200, 000
1, 384, 350
1, 845,176
3, 951, 948
2, 094, 078
1, 283, 412
783, 096
74, 146
121,916
24, 233
2, 601, 149
1, 265,481
5 664
6, 355, 973
6, 567, 680
570, 000
112, 857
76, 778, 515 19
MICHIGAN.
84 b a n k s .
Loans and discounts.
Bonds for circulation
Bonds for deposits ..
IT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items ..
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Dne from U. S. Treas
Total
88 b a n k s .
87 b a n k s
36
00
00
00
23
91
19
47
82
90
50
95
$23,145,167
4,405, 000
50,000
100, 450
542, 510
2, 339, 456
513, 690
132, 998
915, 45K
117,687
103, 231
189, 125
15
00
00
00
57
53
30
65
34
46
87
40
$23, 785, 081
4, 340, 000
50, 000
64, 050
557, 953
1, 554, 725
453, 406
118,231
921,235
158, 632
109, 175
169, 663
67
00
00
00
85
92
12
37
37
32
37
lfi
.
00
33
11
00
374, 525
13,140
1, 351, 424
774, 050
00
58
05
00
473, 024
13, 929
1, 398, 691
801,122
00
74
60
00
630,052
10, 571
] , 418, 653
1, 069, 068
93 b a n k s .
88 b a n k s
$22, 975, 813
4,486, 000
50, 000
64,150
592, 270
2, 746, 777
548, 291
140, 036
913,496
74, 637
98, 205
275, 766
05
00
00
00
56
89
36
34
07
87
41
81
$21, 445, 360
4,183, 000
50, 000
70, 050
586, 271
2,632,726
423, 291
84, 921
975, 600
147, 892
128, 597
170, 605
13
00
00
00
75
58
55
62
89
19
71
13
i l l , 614 00
12, 3i!2 80
1, 313, 022 34
715,517 00
475, 829
11,554
1, 339, 257
786, 678
00
71
51
00
$23, 338, 722
4r 288, 000
50, 000
69,150
577, 394
1, 771,392
450, 535
106, 528
933, 879
189,174
109, 729
180, 532
224,585 06
227,466 73
213, 077 63
206,557 23
218,791 88
36, 318, 375 83
35, 295, 382 63
35,182, 000 14
34, 724, 072 73
33, 730, 428 65
CITY OF DETROIT.
5 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear1 g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
TJ. S. cert's of deposit .
Due from IT. S. Treas.
Total
7, 886,182 76
933,400 00
500, 000 00
35, 000 00
66. 300 00
1,149, 738 39
750, 574 05
99, 999 60
88, 697 40
12, 096 53
106, 000 00
60, 641 41
227, 726 45
283, 820 00
8, 214 48
771, 299 75
795, 920 00
5 banks
8,114,930
933, 400
500, 000
35, 000
66, 300
1,487, 614
805, 204
115,566
88, 697
139, 498
106, 000
57,212
119, 637
109, 525
5,499
819, 371
470, 357
05
00
00
00
00
57
90
89
40
48
00
91
65
oe
01
75
00
5 banks.
5 banks.
8, 061,146 34
933, 400 00
500, 000 00
35, 000 00
63, 900 00
1, 060, 650 45
865, 883 67
75, 910 90
88, 697 40
14.501 75
105, 000 00
25, 079 06
129, 435 53
231,038 00
4, 283 38
919, 784 75
442, 063 00
7, 509, 936
883,400
500, 000
35, 000
63, 775
774, 097
479, 894
82,132
8S, 697
30,194
105, 000
36 535
208, 747
75, 437
11,053
839, 377
426,135
5 banks.
56
00
00
00
00
18
34
64
40
29
00
75
69
00
49
46
00
8, 270, 734
883,400
500, 000
3o, 000
63, 675
1, 435, 497
767, 712
56, 708
88, 697
49,163
1U0, 000
31,845
234,018
101, 459
8,978
845, 625
316, 934
08
00
00
00
00
12
83
30
40
69
00
30
32
00
88
88
00
48, 864 36
51, 446 38
67,546 58
43, 892 38
51, 050 00
13,824,475 18
13, 925, 262 19
13,623,320 81
12,193, 316 18
13, 840 499 80
REPORT OF THE COMPTROLLER OF THE CURRENCY
CCXXXVI
by States and reserve cities—Continued.
CITY
Liabilities.
Capital stock
Surplus fund
"Undivided profits
Nat'l bank circulation
Dividends unpaid
Individual deposits..
U. S. deposits
Dep'ts TT.S.dis.officers
Due to national banks
Due to State banks. - Notes re-discounted
Bills navable
Total
OF CHICAGO.
MARCH 7.
DECEMBER 31.
Al'ItIL 24.
JUNE 20.
SEPTEMBER 30.
12 banks.
11 b a n k s .
11 b a n k s .
11 b a n k s .
12 b a n k s .
$10,050,000 00
$10, 050, 000 00
$10, 050, 000 00
$10, 550, 000 00
$10, 550t 000 00
2,980,000 00
1,147,486 72
2, 980, 000 00
1,343 254 21
2, 980, 000 00
1, 496, 297 43
2, 980, 000 00
1, 730, 648 26
3,040, 000 00
1,(598,257 00
702,150 00
694, 650 00
737, 650 00
772, 250 00
772, 850 00
163,145 00
3,238 50
9,612 50
1,351 00
82,925 00
34,142, 060 31
45, 616 31
34, 34.8,486 98
65,211 73
38, 111, 392 59
129, 505 85
35, 633, 220 73
121, 237 77
36,077,267 18
132, 914 48
12, 906, 405 33
10, 039, 827 80
14, 582, 454 01
11, 720,472 15
12, 862,132 61
10,401,924 21
11, 768, 354 32
9,460, 870 50
11, 682, 520 27
8.775,734 45
72,176, 631 47
75,787, 767 58
76,778, 515 19
73, 017, 932 58
72,812,468 38
MICHIGAN.
Capital stock
Surplus fund
"Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits...
XT. S. deposits
Dep'ts XL S.dis. officers
Due to national banks
Due to State banks...
Kotes re-discounted..
Bills payable
Total
84 banks.
87 banks.
88 b a n k s .
88 b a n k s .
$9,085, 000 00
$9, 235, 000 00
$9, 369,100 00
$9, 474, 700 00
$9, 794, 600 00
2, 070, 050 12
1,125, 584 33
2, 094, 605 12
1,161, 436 83
2, 096.105 12
1, 358; 411 41
2,145,975 12
1,404,143 09
2,179, 846 24
1,177, 532 46
3, 969, 285 00
3, 902, 925 00
3, 837,110 00
3,826,510 CO
3,711,495 00
19,144 43
14, 869 93
25, 332 05
19,019,084 60
30, 534 38
3, 218 52
18, 039, 444 65
27, 7L7 07
5, 471 06
17, 237, 260 25
36,429 52
5, 355 39
16,449, 713 47
32,148 47
3, 232 61
202, 732 08
139, 963 44
166, 315 97
234, 989 23
163, 268 72
215, 703 89
191,853 39
236,195 65
103,189 42
198, 639 67
439, 963 63
399,333 27
9, 000 00
829, 385 91
19, 000 00
934, 268 88
352,189 52
] 0,000 00
36, 318, 375 83
35, 295,382 63
35,182,000 14
34, 724, 072 73
33,730,428 65
232,959 73
CITY
5 banks.
Capital stock
93 b a n k s .
17, 267 32
16>
151, 036 52
31, 767 24
2, 865 26
OP D E T R O I T .
5 banks.
5 banks.
5 bankfj.
5 banks.
2, 650,000 00
2, 650, 000 00
2, 650, 000 00
2, 650, 000 00
2,650, 000 00
Surplus fund
Undivided profits
201,000 00
308, 442 52
201,000 00
405,467 46
204, 000 00
394,413 38
204,000 00
460,752 28
240, 000 00
414,568 23
Nat'l bank circulation
State bank circulation
822, 300 00
781,140 00
773, 700 00
756, 500 00
762, 400 00
Dividends unpaid
67, 291 26
1, 625 00
300 00
25,137 50
Individual deposits-..
XT. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...
6, 825, 945 09
213, 805 21
260,150 52
7, 018, 802 04
163, 619 50
297, 615 51
7, 001, 094 26
197, 286 51
298, 375 71
5,696,565 68
166, 737 82
330, 796 42
6, 892, 583 65
271,780 24
205, 740 28
848, 300 63
1, 627,239 95
962, 406 29
1, 445, 211 39
691,807 60
1,411, 018 35
664, 002 99
1,263, 660 99
1, 037, 532 44
1, 340, 757 46
Notes re-discounted..
Bills payable
Total
13f 824,475 18
13,925,262 19 | 13,623,320 81
12,193t 316 18
13,840,499 80
CCXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
WI9CONSIN.
Resources.
DECEMBER 31.
42 banks.
Loans anddiscotmts - $9, 641, 585 88
1,925,500 00
Bonds for circulation
100,000 00
Bonds for deposits ..
44, 000 00
IT. S. bonds on hand..
577, 597 80
Other stocks and b'ds
1,825,188 98
Due from res'veag'ts
542, 226 50
Due from nat'l banks
133, 457 40
Due from State banks
301, 009 11
Real estate, &c
50, 284 47
Current expenses
58, 668 04
Premiums paid
91, 502 51
Cash 1items
Clear g-house exch'ge
355,190 00
Bills of other banks..
6, 657 02
Fractional currency
817, 264 -00
Specie
532,
210 00
Legal-tender notes ..
U.S. cert's of deposit.
91, 783 94
Due from U. S. Treas.
Total
17, 094,125 65
MARCH 7.
APRIL 24.
JUNE 20.
42 banks.
43 banks.
46 banks.
$9, 796, 856 31 $10,147, 820 42 $10, 041, 086 95
1, 936, 500 00
1, 896, 000 00
1,901, 000 00
100,000 00
100, 000 00
100, 000 00
64, 950 00
50,250 00
37j 050 00
509, 099 71
570, 610 51
519, 534 41
1,160,877 99
1, 625, 792 63
1, 289, 418 61
323, 341 33
484,735 10
361, 692 67
103, *92 04
152, 855 67
128,185 08
313, 900 63
302, 722 79
304, 823 42
89, 476 93
47, 563 44
69, 832 34
90,835 13
71, 401 34
74,501 14
83, 921 38
73,625 77
72, 985 19
245,973 66
7. 516 83
705,306 CO
471,676 00
245, 282 00
7, 675 64
847,946 71
431, 890 00
251,674 00
6, 564 78
859,403 89
528, 323 00
87,809 54
87, 636 60
90, 217 80
16, 690, 694 93
16, 627, 274 23
16, 554, 065 56
SEPTEMBEB 30.
47 b a n k s .
$9, 754, 551 43
1,885, 500 00
100,000 00
36, 700 00
507,171 72
1,168, 426 17
305, 796 46
76, 665 16
317, 018 84
73,631 10
94,426 94
60, 839 02
207,226
7,827
824,392
417,322
20,000
90,284
00
72
04
00
00
80
15, 953 779 40
CITY OP M I L W A U K E E .
3 banks.
Loans and discounts $3, 914, 498 74
500, 000 00
Bonds for circulation
550, 000 00
Bonds for deposits.. TJ S bonds on hand..
140, 633 63
Other stocks and b'ds
747, 494 24
Due from res' veag'ts
472, 810 03
Due from nat'l banks
43, 945 09
Due from State banks
132, 000 00
Real estate, &c
12,071 16
Current expenses
Cash items
Clear'g-houae exch'gs
Bills 0? other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from TJ. S. Treas.
Total
327 82
165, 748 79
33, 067 00
1, 725 98
507,165 18
663, 098 00
3 banks.
3 banks.
3 banks.
$4,066, 262 98
500,000 00
550, 000 00
$4, 013, 854 86
500, 000 00
550, 000 00
206,185 28
789, 093 38
378, 253 89
66, 719 49
132, 000 00
4, 285 59
192, 067 78
630, 844 94
485, 848 37
69, 803 88
132, 000 00
6, 525 94
713 95
78, 063 05
39, 036 00
2, 424 75
533, 394 00
460, 078 00
309 81
65, 486 88
34, 905 00
2,125 00
616, 862 50
572, 737 00
$4, 008, 017 86
550, 000 00
550,000 00
1, 900 00
200,405 28
469, 819 31
247, 519 01
85, 042 34
132, 000 00
10, 535 11
10, 261 50
1,131 55
63,488 28
14, 328 00
2, 543 40
597, 439 00
394, 077 00
3 banks.
$3, 613, 228 19
610, 000 00
550, 000 00
2, 550 00
220,140 00
461, 625 41
315, 394 33
71, 035 54
120, 000 00
6,125 49
20, 393 10
1, 055 61
129, 403 12
24,991 00
3, 372 22
483,177 00
509, 584 00
27, 500 00
27, 500 00
23, 500 00
32,750 00
27,450 00
7, 912, 085 66
7, 834, 010 36
7, 896, 871 96
7, 371, 257 64
7,169, 525 01
119 banks.
123 b a n k s .
IOWA.
112 banks.
115 banks.
117 banks.
Loans and discounts $20,109,419 28 $21, 090, 087 29 $21, 245, 459 32 $21,165,352 58 $21, 237, 985 66
5, 056, 000 00
5, 044, 000 00
4, 960, 500 00
5,081, 000 00
Bonds for circulation
4, 674, 000 00
350, 000 00
350, 000 00
350,000 00
350, 000 00
Bonds for deposits.. 350, 000 00
fi2, 750 00
57, 900 00
60, 050 00
89, 300 00
TJ. S. bonds on hand.35, 500 00
1,188, 273 50
1, 079, 961 90
1, 090, 552 23
Other stocks and Vds 1,114,082 04
1, 068, 515 22
2,860, 027 73
2, 370, 259 44
2, 017, 061 51
Due from res've ag'ts. 2, 572, 819 94
1, 972, 955 72
1, 618, 614 04
1, 427, 479 84
1,212,770 90
948, 746 23
Due from nat'l banks
905,887 24
281, (>33 68
268, 464 34
189, 467 58
245, 093 20
Due from State bank a
170, 546 06
1, 368, 864 94
1, 374, 587 16
1, 386, 867 30
1,329, 637 69
Real estate, &c
1,429,124 74
256,135 12
306, 869 56
298,141 10
190, 087 20
Current expenses
196,172 99
196, 739 31
213, 614 26
241, 977 18
199, 866 13
Premiums paid
255, 022 60
255, 306 39
229,381 56
229,912 30
271, 571 04
Cash items
234, 555 40
Clear'g-house exch'gs
Bills of other banks..
830, 774 00
666, 301 00
680, 584 00
708,191 66
579,189 00
Fractional currency 12,385 46
13, 607 13
15,131 43
15, 312 43
12, 851 87
Specie
1, 031, 804 00
1,149, 304 89
1,265,916 19
1, 259, 611 91
945, 622 20
Legal-tender notes .. 1, 609, 313 00
1,428,342 00
1,412, 637 00
1, 497, 377 00
1, 323, 618 00
TJ. S. cert's of deposit
Due from TJ. S. Treas
237, 695 39
245, 627 89
234, 412 40
232, 868 07
217, 542 20
Total
36, 223, 594 60
38, 087, 614 91
37, 576, 658 40
36, 916, 013 09
35, 609, 088 90
REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXXXIX
by States and reserve cities—Continued.
WIS CONSIN.
Liabilities.
Capital stock
Surplus fund
Undivided profits
Uat'l bank circulation
State bank circulation
Dividends unpaid
DECEMBER 31.
MABCH 7.
APRIL 24.
JUNE 20.
42 banks.
42 b a n k s .
43 b a n k s .
46 b a n k s .
SEPTEMBER 30.
47 b a n k s .
$3,400, 000 00
$3, 480, 000 00
$3, 510, 000 00
$3, 655, 000 00
$3,750,000 00
743,616 82
458, 763 71
766,180 39
398, 250 54
767,140 36
488, 795 05
793, 890 36
568, 985 41
864, 819 39
377, 527 67
1, 700, 343 00
1, 677, 793 00
1, 679, 283 00
1, 690, 333 00
1, 671, 933 00
12, 921 87
7,488 87
6, 610 30
6,403 30
2,133 30
Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...
10, 418, 952 75
79, 727 75
8, 691 80
10, 058, 049 44
79, 028 25
5,855 88
9, 824, 701 40
92, 584 18
5, 624 98
9,464, 924 12
78, 926 86
2,135 39
8, 853,236 22
78,482 86
6, 440 12
54, 745 51
84,115 09
63, 714 80
65, 438 01
31, 698 98
83, 087 24
54, 963 36
52, 979 61
26, 669 52
44, 549 25
Notes re-discounted..
Bills payable
Total
132,247 35
93,895 25
137, 748 74
179, 524 15
277, 988 07
16, 690, 694 93 | 16, 627, 274 23
16, 554, 065 56
15, 953, 779 40
17,094,125 65
CITY OF MILWAUKEE.
Capital stock
3 banks.
3 banks.
3 banks.
3 banks.
$650, 000 00
$650, 000 00
$650, 000 00
$650, 000 00
$650,000 00
3 banks.
Surplus fund.
Undivided profits
340, 000 00
166, 010 04
340,000 00
144,486 04
340, 000 00
153, 007 86 •
340, 000 00
182, 004 16
340, 000 00
154, 534 97
Nat'lbank circulation
State bank circulation
450, 000 00
450, 000 00
447,100 00
450,000 00
549,000 00
Dividends unpaid
90 00
Individual deposits...
U . S . deposits
Dep'ts U. S.dis.ofiicers
4, 446, 640 64
372, 875 97
79,413 87
4,397,451 06
346, 042 28
160,415 92
4, 749, 791 92
413, 054 64
92, 236 28
4, 064, 697 51
385, 779 36
117, 763 61
3, 960, 294 30
290, 314 63
200,181 01
Due to national banks
Dae to State banks...
936, 425 99
420, 629 15
850, 490 53
445, 425 20
622,091 32
387, 830 61
691,271 05
339, 741 95
565, 656 67
309, 543 43
Notes re-discounted..
50, 000 00
51, 699 33
41, 699 33
150, 000 00
150,000 00
7, 912, 085 66
7, 834, 010 36
7, 896, 871 96
7, 371, 257 64
7,169, 525 01
Total
IOWA.
Capital stock
112 b a n k s .
115 banks.
117 banks.
119 b a n k s .
123 b a n k s .
$9, 260, 000 00
$9,630,000 00
$9, 735, 000 00
$9, 938, 600 00'
$10,145,500 00
Surplus fund
Undivided profits
2, 016, 659 80
1,123, 377 55
2,106, 756 80
979, 286 75
2, 111, 756 80
1,198,132 33
2,144, 849 63
1, 288, 782 48
2,193, 655 27
1, 066, 843 76
Kat'l bank circulation
State bank circulation
4,477, 231 00
4,426, 781 00
4,436,411 00
4, 377, 641 00
4,163, 941 00
Dividends impaid
66, 644 00
29, 713 00
14, 345 00
19,023 00
18,757 82
Individual deposits ..
U. S. deposits
Dep'ts U.S.dis. officers
17, 089,142 79
267,140 16
28, 200 58
18, 224, 056 63
276, 883 34
23,173 53
17, 322, 244 53
281,130 51
12, 555 46
16, 646, 060 25
241,431 40
60, 530 40
16,123, 790 43
• 218, 991 37
90, 063 91
Due to national banks
Due to State banks...
573,988 36
1, 054, 637 25
812,843 34
1, 435,184 33
855,753 53
1, 370, 333 34
708, 590 03
1,105, 519 12
428, 922 49
695,145 37
Xotes re-discounted..
Bills payable
187, 573 11
81,000 00
95,725 11
47,211 08
171,813 64
67,182 26
275, 299 29
109, 686 49
404,117 92
59, 359 56
36, 223, 594 60
38, 087, 614 91
37, 576, 658 40
36, 916, 013 09
35, 609, 088 90
Total
CC£L
IMPORT OF THE COMPTROLLER OF THE CURRENCY.
A bstract of reports since October 2,1883, arranged
MINNE SOTA.
Resources.
Loans and discounts
Bonds for circulation.
Bonds for deposits
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'I banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due from U. S. Treas.
Total
MARCH 7.
APRIL 24.
JUNE 20.
38 b a n k s .
40 banks.
42 b a n k s .
43 b a n k s .
44 b a n k s .
$12, 434, 943 44
1, 664, 000 00
$12, 322, 394 03
1, 719, 000 00
$12, 801, 944 79
1,764,000 00
$13,473,599 81
1, 689, 000 00
$13,516,015 45
1, 681, 500 00
20, 000
233, 762
1, 074, 599
529, 374
142, 835
545, 525
156, 885
57, 801
152, 885
00
96
07
96
92
35
89
19
72
5,000
237,573
923,414
834, 394
165, 052
572,256
195,192
65, 435
218,374
00
94
11
07
46
26
19
89
81
233, 366
4, 051
580, 446
450,622
00
49
57
00
331, 357
3, 382
711,029
468, 803
00
07
64
00
DKCBMBEH 31. I
20, 000
196, 636
876, 732
461, 454
116,953
462, 454
47,147
34,151
197, 569
00
06
72
78
25
83
77
36
26
174,106
3, 231
685,114
453, 668
00 ;
26 '
73 i
00
20, 000
229, 019
1,091,081
629, 532
91, 728
534, 363
112,955
45, 580
162, 570
168,136
4, 042
603,177
324, 604
77, 825 54
73, 572 84
18,821,694 75
CITY
5 banks.
Loans and discounts
Bonds for circulation.
Bonds for deposits...
TJ. S. bonds on hand..
Other stocks1 and b'ds
Due from res ve ag'ts.
Due from nat'I banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from TJ. S. Treas
Total
74, 579 74 j
19, 968, 444 89
5, 000
231, 554
1, 074, 326
607, 946
143, 443
571, 848
85, 358
71,189
257, 332
00
71
54
18
76
26
44
15
01
254, 753
4 t 433
662,287
468, 412
00
40
65
00
73, 991 64
19, 709, 392 19
OF ST. PAUL.
5 banks.
$11, 540, 660 38
733, 500 00
500, 000 00
263,653
987, 380
260, 095
150, 029
237, 832
10, 726
11, 351
22,917
256, 565
203, 672
1, 662
604, 767
304, 930
00
77
16
00
18,136, Oil 24
83, 014 97 .
17, 911,178 43
00
58
29
31
36
51
77
34
58
SEPTEMBER 30.
$11, 026, 537
500 000
500,000
500
05 i
255,411
10 ! 1,377,481
20 j
104,102
168, 062
07 j
258, 023
32
38, 783
73 i
37 :
11, 439
35 !
16, 476
57
131, 245
00
67, 199
58 :
2, 268
62 .
510,028
00
323, 862
5 banks.
5 banks.
20 $11, 585, 357 18 ! $11, 994, 761
500, 000 00
500, 000
00
500, 000 00 ;
500, 000
00
500 00 i
00
500
258, 261 Sit i
89
278, 340
1,170,100 39
75
762, 021
112, 685 09
30
148, 796
335,064 02 •
09
206,807
273, 667 69 i
76
312, 532
51,570 75 |
04
70, 752
11, 630 62 |
37
11, 630
40, 771 62
60
36, 924
208, 728 96 i
3S
101, 408
424,128 00 :
00
338, 042
1, 427 81 :
73
1,442
523. 956 47 j
62
867, 806
571.146 00 |
00
372, 852
33, 734 16
37, 743 14
16,123, 477 50
15, 329,164 87
52, 841 34
l
6 banks.
82
00
00
00
05
01
10
34
02
45
62
95
05
00
77
00
00
$11, 803, 684 02
550, 000 00
500, 000 00
500 00
261,408 16
1, 267, 791 52
242, 271 18
182,570 89
398, 033 00
35, 864 57
22,121 10
16, 589 14
152,747 85
152, 604 00
2,019 09
678,361 25
228,754 00
31, 045 84
24, 986 64
16, 621, 837 77 ; 16, 535, 663 02
16, 520, 306 41
MISSOURI.
30 banks.
Loans and discounts
Bonds for circulation.
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'I banks
Due from State banks
Keal estate, &c
Current expenses. - Premiums paid
Cash items .Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie.
.'..
Le-ral-tender notes .
TJ. S. cert's of deposit
Due from U. S. Treas.
Total
$6, 735, 399
1, 483, 750
100, 000
91, 400
841, 912
1, 036, 067
293, 569
264,790
278, 026
60,784
59, 378
106, 540
92, 337
311, 636
1,944
379, 654
422, 655
33 banks.
67
00
00
00
27
57
97
90
44
75
22
91
51
00
03
83
00
$7,187, 047
1,462, 500
100, 000
138, 750
855, 585
1, 091, 540
268, 908
423, 865
287, 321
64, 517
66, 889
87,533
47, 957
262, 723
2, 088
396, 688
400, 020
34 b a n k s .
88
00
00
00
46
28
73
40
07
41
02
15
99
00
17
80
00
$7, 216, 903
1, 450, 000
100, 000
110, 850
892, 244
1, 071, 098
260, 330
391, 879
291, 637
70, 042
68, 471
56, 612
103, 994
348, 619
1, 921
502, 885
491, 557
33
00
00
00
56
83
29
U9
38
48
42
03
05
00
13
90
00
34 b a n k s .
$6, 883, 746
1,445, 000
100,000
123, 050
843, 270
1,080,860
239.781
358, 231
283, 379
110, 056
73,366
79, 762
42,199
335,104
2, 092
523,443
667, 482
34 b a n k s .
98
00
00
00
05
79
29
24
98
66
24
54
25
00
29
00
00
$6, 962, 401
1, 358, 600
100, 000
73, 850
836, 596
802,541
243, 961
Jil2, 680
284, 223
75, 479
69, 987
78, 656
51, 987
252,340
2, 857
491, 777
447,857
67
00
00
00
39
13
58
93
12
41 '
57
90
78
00
03
59
00
68,845 87
68, 977 27
69, 014 17
62, 889 12
61, 664 87
12,628,693 94
13,212,913 63
13,498, 060 66
13,253,715 43
12,507,467 97
KEPORT OF THE COMPTROLLER OF THE CURRENCY
CCXLI
by States and reserve cities—Continued.
MINNESOTA.
!>ECKMIiKJt 31. i
Liabilities.
MAUCH 7.
AL'lllL 24.
40 b a n k s .
42 banks.
38 b a n k s .
Capital stock
$4, 480, 000 00
Surplus fund
Undivided profits
1, 537, 034 00
1,490, 244 00
10, 702 12
118,154
Dividends unpaid
Individual deposits...
IT. S. deposit's
Dan'ts rf.S.dis.oifieers .
1, 535, 831) 00
9, 302, 320 1 3 •
9, 090,127 8 0 '•
44 b u n k s .
:
$6,157, 700 00
722,954 18
781, 247 42
744, 326 06
6(14, 504 80
$5, 540, 060 00
712, 034 18
649,861 53
712, 034 18
7)05, 311 GO
SEPTKMKEIt .'50.
43 b a n k s .
$4, 965, 000 00 ; $5, 440, 000 00
G73, 967 05
501,716 56
Nat/1 bank circulation
State bank circulation1
JUNE 20.
1, 508, 189 00
1, 502, 349 00
8, 107 12
5, 581 00
7, 066 35
9, 39G, 194 16
,847, 181 G6
9,010,484 63
D u e to national b a n k s
D u e to State b a n k s . .
221, 415 36
635, 662 38 '.
283, 824 00
290, 269 20 ;
386,598 31
208,007 92
357, 375 69
537, 266 49
417, (JU9 00
614,841 53
Notes re-discounted..
Bills payable
679, 890 6(5 ;
20, 000 00 ;
437, 515 86 j
26, 000 00 j
381, 962 53
43, 000 00
660, 589 45
8, 000 00 ,
650, 510 82
Total
17,911,178 43 \ 18,136,011 24
CITY
S u r p l u s fund
Undivided profits
•
:
N a t ' l b a n k circulation!
State bank circulation
Dividends unpaid
I-
18,821,694 75 : 19,968,444 89
OP ST.
19, 709, 392 19
PAUL.
5 banks.
5 banks.
5 banks.
5 banks.
$4, 700, 000 00
$4, 700, 000 00
$4, 700, 000 00
$4,700, 000 00
$5, 200, 000 00
870, 000 00 :
448, 559 99
870, 000 00
562, 564 59
870, 000 00
GG2, 952 41
974, 000 00
441,182 22
450. 000 00
450, 000 00
447, 800 00
493, 500 00
870, 000 00 !
346, 638 05
656, 080
oo!
125, 736 00 ;
1, 246 00 ;
Individual deposits..
IT. S. deposits
D e p ' t s U.S.dis.officeTS1
7,146, 797 26
70, 244 89
394, 995 29
6, 554, 859 04 I
33, 555 22 •
372, 623 60 :
D u e t o national b a n k s
D u e t o State b a n k s . . .
724, 045 88
1, 088, 940 13
862, 288 85 |
3, 036, 032 17 j
1,146 00 ;
278 00 i
6 banks.
983 00
7, 604, 919 66
92,720 32
305, 686 85
7,103,477 63 I
97, 056 32 !
378,116 86 :
6, 960, 942 69
85, 083 27
390, 985 22
918,810 53 !
1, 055, 989 82 I
SG8, 996 00 ;
1, 252, 985 74 j
741,332 21
1, 054, 260 67
124, 000 00
176,081 54
2,155 39
I
Notes re-discounted.
Bills payable
Total
16,123,477 50
15, 329,164 87
16, 621, 837 77
!
16, 535, 663 02 !
16, 520, 306 41
MIS 8OURI.
80 b a n k s .
Capital stock - . .
$2, 800, 000 00
S u r p l u s fund
Undivided profits
:
Nat'l bank circulation!
S t a t e b a n k circulation!.
Dividends unpaid
•
514,650 00
.l!24, 088 77
1, 309, 610 00
20, 386 50
33 b a n k s .
$2, »56, 250 00
'
544,316 74
320, 814 89
559,806 68
370, 700 83
562,806 68
448, 998 08
603,860 15
373, 491 20
1, 294, 400 00
1, 281,100 00
1, 289, 840 00
916 50
6, 578,133 22
69, 887 40
19, 014 G4
Due to national b a n k s
Due to Senate b a n k s . . .
327, 994 56
795, 224 96
369, 824 39
S70,155 85
2fotos re-discounted. - :
Bills payable
=
84, 800 00 !
118,157 96 !
82,200 00
95, 000 d0
(3820 CUR
XVI
34 b a n k s .
$3, 065, 000 00
6,242,441 06
75, 449 72
15, S90 41
;" 12, 628, 693 94
34 b a n k s .
$3, 053, 500 00
I n d i v i d u a l deposits . .
U. S. flopoflits.. :
Dep'taTJ.S.dis.olIicers
Total
34 b a n k s .
$3, 033, 500 00
13,212,913 l>3
1, 215,183 00
611 50
913 50
0, 436, 554 10
76, 759 81
13, 894 16
5, 863, 745 55
59, 583 31
25, 244 36
413,895 69
840,810 44
298, 352 67
898, 678 43
232,105 90
X10.041 00
107,950 00
40, 000 00
128, 720 00
45, 000 00
173, 300 00
S5, 000 00
13,498,060 66
13,253,715 43
12,507,467 97
(581 50
6, 749, 719 41
84,157 21
15,738 90
CCXLII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
CITY OF ST. LOUIS.
Resources.
DECEMI1E11 31.
HAKCH 7.
AVUIL24.
;
JUNE 20.
6 \>anks.
6 banks.
6 banks.
'.
6 tanks.
| SEFTJSMMSB 30.
6 banks.
:
$9, 920, 253 70 j $9,703,703 63 ; $9,157, 792 35 $8,952, 585 02 \
L o a n s and discounts $10, 472, 036 78
760, 000 00 i
760, 000 00 J
700, 000 00 '•
Bonds for circulation
760, 000 00
760, 000 00 !
250,000 00
250, 000 00 |
250,000 00
Bonds for deposits. -. ]
250, 000 00
250, 000 00 [
52, 550 00
67,550 00 i
49,650 40 ,
XJ. S. bonds on h a n d . . :
37,400 DO
5, 250 00 I
356, 949 55
325,919 55 '.
372, 349 55 •
O t h e r stocks and b'ds
356, 349 55 .
358, 682 79. ]
968,927 66 j 1,213,973 90
927, 305 71 :
Duofromres'veag'ts. \
627, H96 72 i
461,674
90
588, 828 57
380, 569 78 !
489, 070 51
Due fiomnat'l banks. \
599, 833 17 |
510, 207 55
170,542 70
190,437 94
190, 435 09 '
Due from State banks
106, 653 47 !
169, 593 47 '
201, 890 41
203, 209 66 !
202, 579 21
183,661 86 !
Real estate, &c
185, 620 46
74,231 16
18, 277 42 !
98, 555 31
100.842 63 !
Current expenses '•
60, 879 72
17, 325 24
17, 325 24
13,207 93 !
11,707 93
P r e m i u m s paid
|
11, 707 93
42, 068 70
68, 822 34 ;
56, 004 81 i
45,930 08 i
-Cash items
;
57, 7CG 14 ;
029,331 79
523, 250 t5
560, 407 13 ;
382, 586 79
•Clear'g-house exch'gs
424, 640 84
137, 212 00
311,120 00 :
192, 084 00
153,168 00
Bills of other b a n k s . .
140,124 00
5, 580 95
3,581 52
3, 568 97
5, 559 74
Fractional currency -;
3,4f>7 50 :
:
936,
948
30
803, 007 33
858,215 60
Specie
i
1,091,210 90 ! 1,014,491 55
875, 306 00 ! 1, 034, 839 00 '
902, 930 00
I^gal-tender notes . . ;
1, 629, 049 00 ; 1, 235, 481 00
140, 000 00 ;
100, 000 00 !
165,000 00
tT. S, cert's of deposit.'
165, 000 00 ;
105, 000 00 ;
43,195 00 :
37,195 00
Due from U. S. Treas. l
41,195 00 !
41,195 00 '
52,310 00
Total
! 16, 281, 872 51 ; 16, 575, 720 97
16, 896, 787 68 | 15, 060, 500 96
14, 505, 708 03 j
KANSAS.
!
40 b a n k s .
43 b a n k s .
$0, 766, 004 75 | $7, 268, 791 08
L o a n s a n d discounts
1,172, 000 00
1, 222, 000 00
Bonds for circulation.
370, 000 00 |
370, 000 00
B o n d s for d e p o s i t s . . .
2, 250 00
U". S. bonds on h a n d . .
34, 050 00 |
O t h e r stocks a n d b ' d s
191, 359 48
171,907 80
D u e from res' ve a g ' t s .
868,100 39
1,012,763 00
D u e from n a t ' l b a n k s .
474, 365 82 I
581,249 52
D u e from S t a t e banks!
366,465 17 j
386, 24!) 80
324, 847 66 !
356, 430 22
R e a l estate, &c
;
77, 649 11 !
52,108 29
C u r r e n t expenses
32,717 02 I
35, 859 52
P r e m i u m s paid
121, 253 03 !
99, 036 25
Cash i t e m s
Clear'g-honse exch'gs!
393, 045 00
359, 743 00
Bills of o t h e r b a n k s . . •
2, 861 01 I
2, 932 78
Fractional currency.!
365, 233 52 !
354, 381 33
Specie
[
603, 556 00 |
689, 972 00
Legal-tender n o t e s . . i
U . S. c e r t ' s of deposit !
57,872 49 ;
D u e from IT. S. T r e a s . ;
57, 711 04
Total
46 b a n k s .
$7,511,963 99
1,252,000 00
370, 000 00
4, 950 00
176, 684 21
1, 228, 679 88
608, 708 87
532, 14G 22
374, 273 28
71,632 37
43, 541 35
132, 595 84
485,307 00
3,360 19
444, 962 44
744,466 00
63, 057 59 :
50 b a n k s .
|
59 b a n k s .
$7, 666,156 47 j $8, 598,477 23
1, 345, 750 00 I 1,487,250 00
370, 000 00 l
350, 000 00
17, 600 00 i
5,100 00
156,652 80 |
205, 660 76
687,971 91 !
948, 832 38
633,881 59
530, 857 45
441, 700 42
489, 654 96
390, 524 04
465, 958 22
97,318 06
84,151 78
74,597 07
93, 957 20
110, 517 53
103, 878 69
506,463 00
3, 879 35
535,321 16
834,474 00
56, 252 19 i
486,
4,
626,
948,
036
856
080
941
00
94
30
00
63, 564 04 j
[ 12,188, 078 45 j 13, 056, 747 63 j 14,108, 329 23 j 13, 929, 065 59 | 15,493, 256 95 j
NEBRASKA.
45 b a n k s .
51 banks.
54 b a n k s .
58 b a n k s .
63 b a n k s
Loans and discounts. $11,110,046 12 $11, 561, 759 97 $11,861,795 69 $12,344,793 58 $12, 597, 786 7G
Bonds for circulation.
1, 777, 000 00
1,870,500 00
1,908,000 00
2, 024, 000 00
1, 907, 750 00
Bonds for deposits...
350,000 00
350, 000 00
350, 000 00
450, 000 00
35o;ooo oo
IT. S. bonds on hand..
97, 300 00
97, 300 00
98,500 00
48, 300 00
98, OUO 00
Other stocks and b'ds
240,1G8 34
274, 2C4 02
271,421
00
274, 395 79
271, 479 24
Due from res've ag'ts.
1,447,100 30
1, 093, 591 67
1, 334, 714 17
1, 611, 529 30
1, 4,91, 940 71
Due from nat'lbanks.
600, 628 11
719, 844 86
1,101, 564 22
721, 975 19
854, 318 81
Due from State banks
329,461 53
460, 054 59
356, 387 31
339, 562 09
451, 039 54
Real estate, &e
618,170 01
653, 110 74
719,
773
74
775, 712 03
008,110 34
Current expenses
78, S84 24
102, 940 07
163,975 14
136, 714 23
91,060 87
Premiums paid
45, 574 54
71,453 32
88,
H2
43
96,844 07
74, 483 32
Cash items
262, 748 SO
201, 913 02
189, 589 80
417, 427 61
176,
211
90
Clear'g-house exch'gs
Bills of other banks..
265,022 00
352,932 00
251.127 00
371,493 00
275, 262 00
Fractional currency.
4, 752 12
5,207 48
5, 332 46
5, 000 77
5, 964 20
Specie
759, 671 17
580,126 46
802,484 24
953, 459 29
773, 634 68
Le°;al-tender notes . .
536,438 00
536, 907 00
672, 017 00
674,431 00
535,532 00
TJ. S. cert's ofdeposit.
Due from TJ. S. Treas.
84,291 18
80, 213 08
92,125 83
98, 306 83
88,653 75
Total
18, 607, 256 46
18, 922, 374 48
20, 221, 331 95
2J, 145, 012 88
21, 057, 043 70
REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXLIII
by States and reserve cities—Continued.
C I T Y OF S T .
DECEMBER 31.
Liabilities.
Capital stock
6 banks.
MAHCH 7.
1
6 banks.
$3,150, 000 00
$3, 250, 000 00 :
Surplus fund
Undivided profits
732,221 85
229,792 82
733, 371 85
366, 236 47 ;
Nat'l bank circulation
State bank circulation
673,150 00
673,150 00
Dividends unpaid
LOUIS.
JUNE 20.
APUIL24.
6 banks.
i
6 banks.
SEPTEMBER 30.
6 banks.
$3, 250, 000 00 ! $3, 250, 000 00
$3, 250, 000 00
733,371 85
482, 374 32
833,371 85
230,231 84
845, 517 75
342, 717 83
665,050 00
666, 350 00
674,150 00
13, 228 68
16, 534 18
15, 365 63
Individual deposits -.
U. S. deposits
Dep'ts TJ S dis officers
5, 923, 080 45
172, 035 06
5,776,261 28 <
166,833 96
6, 096, 638 69
176, 371 95
5, 408, 335 16
172,715 65
4, 844,328 47
196,074 43
Due to national banks
Due to State banks...
2, 253, 260 82
2, 621,718 33
2, 489, 869 56
2, 949, 816 67
2, 543, 259 51
2, 901, 492 68
1,818,351 63
2,356,163 89
1, 915, 030 88
1, 992,452 27
Kotes re-discounted..
Bills payable
453, 000 00
35,000 00
283,952 76
24, 500 00
430,070 72
16, 575, 720 97 j 16, 896, 787 68
15, 060, 506 96
14, 505,708 03
Total
73,613 18
10, 281, 872 51
15,181 18 i
155,000 00 I
EANS A S .
Capital stock
Surplus fund
Undivided profits
Mat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits..
U. S. deposits
Dept'sU.S.dis.officcrs
Due to national banks
Due to State banks. -.
Notes re-discounted..
Bills payable!
Total
46 b a n k s .
50 banks.
40 b a n k s .
43 b a n k s .
$2, 485, 000 00
$2, 705, 000 00
$2, 858, 500 00
$3, 225, 200 CO
$3,844, 580 00
375, 274 00
413, 713 00
351, 575 00
326,029 75
355, 325 00
434,171 52
349, 751 66
534, 794 15
430, 839 39
462 377 73
1, 037, 570 00
1, 091, 400 00
1, 0%, 400 00
1,184, 020 00
1,296, 790 00
59 b a n k s .
7,289 00
7, 081 50
1, 094 00
3,150 00
6, 991,180 61
140, 409 77
172, 723 93
7, 540,333 37
149, 308 81
164, 534 91
8, 243,401 17
213, 826 48
169, 214 33
7, 692, 929 94
84, 953 37
256,423 77
8,362,363 56
184, 233 07
151 572 31
124,163 74
228, 928 51
138, 999 17
317, 518 31
177,415 53
352, 821 30
162 794 81
296,164 53
239,218 92
240, 085 75
171, 735 44
40, 090 45
248, 961 81
16,005 00
192,659 90
13, 500 00
121,199 86
17, 683 50
249, 692 22
29, 292 50
12,188, 078 45
13, 056, 747 63
14,108, 329 23
13,929,065 59
2,211 50
15, 493, 256 95
NE BRA SKA.
54 banks.
58 banks.
$3,100, 000 00
$3, 416 000 00
$3, 058, 000 00
$4,294, 000 00
$4,735,000 00
493,762 31
659, 049 71
635, 594 98
532, 809 42
598, 594 98
588, 838 33
575, 802 41
727, 377 30
636, 542 66
677, 407 52
1, 565, 480 00
1, 638,130 00
1, 701, 960 00
1, 778, 220 00
1, 704, 720 00
45 b a n k s .
Capital stock
Surplus fund
Undivided profits
Kat'lbank circulation
State bank circulation
Dividends unpaid
2, 650 00
51 b a n k s .
349 00
Individual deposits ..
U. S. deposits
Dep'ts lT.S.dis.of.uccrs
9, 292, 281 44
108,119 22
196, 051 93
Due to national banks
Due to State banks...
1,275,115 16 : 1,233,238 66
1,127, 658 65
1, 090, 309 25
Xotes re-discounted..
Bills payable
Total
717, 088 04
72, 000 00
9,169, 555 47
117,608 36
154, 401 44
P85, 877 90
48, 500 00
18. 607, 256 46 • 18, 922, 374 48
230 50
9, 678,432 30
191, 043 07
178, 921 38
345 00
10, 80S, 186 77
173, 669 26
170, 770 86 !
1,431,737 00 ! 1,384,159 85
1, 414, 438 10 ; 1, 341, 660 82
691,130 29 :
88, 000 00 ,'
20, 221,331 95
340, 420 61 I
51, 000 00
21,145, 612 88
63 b a n k s .
3, 248 00
9, 996, 206 92
177,845 55
168, 272 34
1, 445, 371 21
1,126, 562 37
899,807 61
86, 059 52
21, 057,043 70
CCXLIV REPORT OF THE COMPTROLLER OF THE CURRENCY
Abstract of reports since October 2,1883, arranged
COLORADO.
ArniL24.
DECSMHKIl 31. :
Resources.
-
22 banks.
22 banks. :
!
22 banks.
!
JUNE 20.
•
-
•
-
•
SKl'XEMUEU B0. |
;
22 b a n k s .
• ••
;
•
—
i
23 b a n k s .
!
$7, 518, 782 26j ! $7, 782, 731 47 -|7, 081, 054 03 ! $6, 684, 632 20
Loans and discounts .; $7, 539, 884 36
1,180, 000 00
Bonds for circulation. • 1, 227, 500 00
1,180, 000 00 1,077,500 00 j 1, 097, 500 00
400, 000 00
400, 000 00 ;
400, 000 00
400, 000 00
Bon da for deposits . . i
400, 000 00
500 00
3, 500 00
78,
500
00
78, 500 00
IT. S. bonds on h a n d . . I
78, 500 00
703, 976 57
741,579
04
014, 664 07
80.1, 054 04
Other stocks and b'dsj
024, 704 08 •
2,021,841 41
1, 314, 312 91
1,821,876 01
D u e from res' ve agt' s. i 2, 067, 988 08
1, S01, 091 40
1, 057, 234 09
1, 073, 323 Q't 1,137, 335 78
794, 902 86
1, 095, 204 88 .
D u e from n a t ' l banks.i
511,401 41 :
358, 241 29
315, 921 34
341, 057 48 •
D u e from State b a n k s
378, 553 78
283, 032 67 '
300,169 87
284,
337
50
293, 063 08
Keal estate, &c
:
272, 569 37
92, 525 11
51, 209 44
97, 308 53
41,179 57
C u r r e n t expenses
54, 942 05
52, 824 99 •
69, 259 81
54,
921
86
51,228 12
P r e m i u m s paid
52, 099 99
205, 245 32
224, 267 71
268, 806 56
427, 429 40
Cash items
[
193, 580 57
Clear'g-houscoxch'gs'
218, 687 00
232,479 00
213,147 00
192, 016 00
280, 326 00
Bills of other h a n k s . .
1, 426 04
1, 398 25
909 16
1,175 02
1, 399 44
Fractional c u r r e n c y .
715, 430 73
760, 381 67
736, 876 73
666, 450 99
721,006 93
Specie
916,
958 00
1,161,
032
00
698,387 00
833, 650 00
703, 090 00
Legal-tender notes . .
XT. S. cert's of deposit.
61,471 32
65, 594 97
63,489 22
65, 629 97
66, 679 62
H u e from U. S. Treas..
Total
16, 214, 370 70
15, 563, 876 90
15,tf60,381 88 •: 14, 614, 567 52 I 14, 882, 805 48
NEVADA.
1 bank.
Loans and discounts. ]
Bonds for oirc illation
Bonds for deposits...;.
TJ. S. bonds on hand. -..
Other stocks and b'ds!
Due from res' ve ag'ts. ]
Due fromnat'lhanks.j
Due from State banks;
Keal estate, &e
•
Current expenses
'
Premiums paid
Gash items
;
Clear'g-house exch'gs;
Bills of other banks,. I
Fractional currency. j
Specie
I
Legal-tender notes ..!:
If. b. cert's of deposit.
Due from IT. S. Treas
Total. .
!
1 bank.
1 bank.
1 bank.
1 bank.
$251, 432 16 j
40, 000 00 '
$247,131 32 :
40, 000 00 ;
$200, 872 32
40, 000 00
$254, 574 67
40, 000 00
$245,309 27
40, 000 00 !
10, 5(56 30
3,944 41 »
103 57
1, 080 24
3, 000 00
10, 090 63 •
120 81
721 20 ;
025 90
3, 000 00
1, 679 68
3, 225 00
153 20
1.2, 690 13 ,
1,331 15
35, 070 81
2,004 00
30, 7i>6 68
2,088 00 '
3, 225 00
155 20
25, 963 18
1,006
oo :
1, 800 00
342,276 0C
1, 800 00
346,222
877 55 •
1,416 72
3, 000 00
2,449 96
3, 225 00
139 30
1, 000
10,439
2, 599
1, 830
1, 893
3, 000
4, 056
3,425
00
23
44
71
89
00
68
00
1. 265 00 :
.. j - 40, 356 88 !
307 00
10, 771
8,697
3,149
2,001
3,125
2,432
3,225
460
83 j
53 ;
92 !
98 i
00 !
23 I
00 :
86 i
880 00
44, 600 59
443 00
1,800 00
1,800 00
1,800 00
360,086 Hi
366, M8 50
366, 897 21
CALIFORNIA.
13 banks.
13 banks.
13 banks.
14 banks.
14 banks.
Loans and discounts. $6, 295, 245 45 $6, 284, 049 02 $6, 241, 284 01 $6, 067, 597 53 $5, 552,155 16
992, 500 00
972,500 00
1,212,500 00
1,168, 500 00
1,162,500 00
Bonds for circulation.
Bonds for deposits...
73, 750 00
68, 600 00
73,250 00
19, 400 00
20, 500 00 ;
TJ. S. bonds on hand.. |
302, 056 88
331,001 87 ;
372, 135 31 ;I
313,090 49 '
315, 650 82
Other stocks and Vds|
424, 374 80
521,920 21
295, 337 13
566,144 44
352,165 56
Due from res've ag'ts j
201, 050 75
167, 380 32
71,767 23
156, 334 53
101,746 10
Due from uat'l hanks.;
278,345 21
224,121 90 :;
305,105 89
346,028 13
164, 249 34
Due from State banks
349, 981 29
310,412 66 :
350, 039 01 :
315, 053 21
312, 332 47
Eeal estate, &c
37, 313 21.
44,611 20
4i, 953 52
39, .421. 03
45,815 26
Current expenses
54, 304 74
52,164 35
40,159 82
50, 195 37
65,060 17 I
Premiums paid
105,441 07
156. 222 03 '
59, 738 83
113, 3fJ5 70
119, 036 30
Cash items
Glear'g-housoexch'gs
85,040 00
55, 365 00
31, 000 00
37, 217 00
45, 349 00
Bills of other banks,..
26!) 65 !
248 43
415 04
409 86 !
1, 090 87 !
Fractional currency.
1,105,
759
49
'
1,459,759
63
,
1,089,717
70
.
1,013,529
72
1,144,892
77 i
Specie
'...
55, 334 00
46, 209 00
70,211 00 ;
53,324 00 ;
Legal-tender notes . .
56,
887
00 |
U. S. cert's of deposit.
52, 062 00 ;
53(3J2 00"\
51,762 00
Due from IT. S. Treas.
4C,"037"66 I
47, 01200";
Total
i 11,192, 650 99 ; 10, 523, 884 10 j 10, 442, 903 19
9, 778, 571 44 | 9, 344, 072 76 ]
KEPOHT OF THE COMPTROLLER O¥ THE CURRENCY.
CCXLV
by States and reserve cities—Continued.
COL OR ADO.
MAUCIl 7.
DKCiuir.Ki; 31.
APRIL 24.
JUNE 20.
Liabilities
Capital stock
22 b a n k s .
22 b a n k s .
22 b a n k s .
Surplus fund
Undivided profits
Wat1! hank circulation
State bank circulu tioii
SEPTEMBER 30.
-
$1, 645, 000 00
-
-
•
•
•
$1, 735, 000 00
$1, 807, 000 00
896, 500 00
550, 25G 28
890, 500 00
063, 745 36
915, 500 00
573, 371 39
1. 047,120 00
963, 640 00
984,940 00
2, 255 00
1,700 00
9, 700, 839 55
192, 498 19
169, 956 27
8, 879,287 27
228, 708 31
104, 934 96
1, 038, 550
1, 096,150 00
-
23 b a n k s .
$1, 035, 000 00 : $1, 035, 000 00
807, 000 00 :
651, 973 0 4 •
790, 500 00
037, 400 42
22 b a n k s .
oo
:
Dividends unpaid. ..
28, 575 00
Individual deposits ..
IT. S. deposits . DeptsU.S.dis.officers
10,419,049 30
223, 027 27
130, 642 47
Due to national banks
Due to State banks...
702, 238 01
509, 388 17
625,107 68
714, 587 04
585, 407 67
833, 078 19
555,167 45
550, 003 49
668,631 08
494, 454 18
N o t e s re-discounted. Bills p a y a b l e
31,800 00
27, 000 00
47, 470 68
29, 880 68
10, 000 00
15, 660, 381 83
14, 014, 567 52
14, 882, 805 48
Total
1,300 00
9, 709, 283 0G
221, 002 40
133, 073 0 8 •
15, 563, 870 90 ,
16, 214, 370 70
3, 480 00
fl, 105, 096 07
209, 350 85
110,381 91
NEVADA.
1 bank.
1 bank.
Capital stock
1 bank.
1 bank.
1 bank.
oo :
$75, 000 00
$75, 000 00
Surplus fund
Undivided profits
iNat'l bank circulation
Stato bank circulation
20, 000 oo
12, 202 85 |
:
20,000 00
7, 635 47
20, 000 00
10, 465 51
20,000 00 i
14,702 42
25,000 00
10,160 30
35, 960 00
36, 000 00
35, 940 00
35,340 00
35, 380 00
Individual deposits..
U S deposits
Dep'ts U S dis officers
Due to national banks
Due to State banks...
Notes re-discounted .'.
Bills payable
Total
169, 939 62 !
146, 902 09
212, 341 05
179,129 74
188, 918 54
13,500 07
46, 578 92
2, 223 59
4,716 06
1, 034 39
41, 341 95
3, 447 32
28, 991 05
340, 222 55
300, 686 81
360, 548 50
366, 897 21
$75, 000
$75, 000 00
$75, 000 00
;
600 00
;
|.
i
9, 385
19, "27 8 8 I
71 i
i
—j.
342, 276 06 j
CALIFORNIA.
13 b a n k s .
Capital stock
oo ;
13 b a n k s .
13 b a n k s .
1^ b a n k s .
14 b a n k s .
$1, 950, 000 00
$1, 950, 000 00
$2, 000, 000 00
$2, 050 000 00
Surplus fund.
Undivided profits
391, 941 31
325, 460 7 c :
394, 855 55
312, 44G 07
425, 355 55
302, 574 69
430, 355 55
350, 800 54
460,291 52
317, 870 04
Natl bank circulation
State bank circulation
981, 460 00
977, 230 00
901, 510 00
836, 920 00
868,230 00
Dividends unpaid
Individual deposits,..
U. S. deposits
Dep'ts U.S. dis. officers
Due to national banks
Due to State banks...
$1, 950, 000
13,1G6 82
5, 890 57
2,749 50
2, 493 50
3, 911 75
7,171,449 24
6, 559, 742 27
6, 513, 377 55
5, 889, 742 48
5, 502, 098 10
35, 649 85
323, 523 01
6, 7J 9 51
310, 999 53
108, 970 04
238, 365 8G
17, 959 87
250, 299 50
18, 086 71
93, 584 64
30, 000 00
INYites re-discounted
Total
11,192,650 99
10, 523, 884 10
10, 442, 903 19
9, 778, 571 44
9, 344, 072 7G
CCXLVI KEPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2,1883, arranged
CITY
OF SAN
DKCfiMllKIt 31. i
Resources.
1 bank.
FRANCISCO.
MAKCH 7.
|
APltlL 24.
1 bank.
i
1 bank.
Loans and discounts. $2,301,749 38 $2,174,500 81 I §2,047,703 56
(500, 000 00
Bonds for circulation
600,000 00 !
600, 000 00 \
Bonds for deposits ..
TJ. S. bonds OH hand..
Other stocks and b'da
65, 010 85
Due from res'vo ag'ta
259, 504 39
37, 936 97 :
100,171 25
Duo from nat'l banks
132, 321 49
308. 379 19 !
282, 892 52
Due from State banks;
2, 500 00
2, 500 00
2, 500 00
Real estate, &,c
I
2,312 93
832 10 i
Current expenses ...
8, 000 00
8. 300 00 !
8,100 00
Premiums paid
20 95 i
20 95 .
Cash items
42,
960 32
58,055 GO
142, 9! 15 30 |
Clear'g-houso exeh'gsi
4,102 00 i
3, 505 00
1,019 00 i
Bills of other banks. -1
7 56
8 10
5 90 i
Fractional currency
525, 935 00 '
559 475 00
370, 815 00 !
Specie
G, 430 00 i
1, 523 00
1,810 00 j
Legal-tender notes .. i
IT. S. cert's of deposit j
22, 500 00
Due from TJ. S. Treaa.j
17, 852 75
21, 550 00
3, 890, 738 11
Total.
3, 749, 022 18
JL'NB 20.
SEPTEMBER 30.
1 bank.
1 bank.
$2, 037, 220 51 ; $1,960,867 82
600, 000 00 I
600, 000 00
7, 352 39
124, 477 99
208, 667 89
2, 500 00
2,310 35
7,800 00
I
i
i
!
:
'
3, 747, 423 64 ;
:
"
=
!
I
16, 824
94,146
123, 006
95, 779
30
78
08
00
7, 400 00
47, 612 00
13, 577 00 I
Q 19 ;
304, 505 00 I
12,797 00
103, 748 31
3, 290 00
10 13
380, 432 50
14, 300 00
23, 000 00 !
24, 000 00
,501,889 32 ; 3,495,804 92
OREGON.
6 banks.
Loans and discounts •
Bonds for circulation.;
Bonds for deposits .. •
IT. S. bonds on hand..
Other stocks and b'ds!
Due from res'veag'ts ;
Due from nat'l banks. i
Due from State banks'
Real estate, &o :
Current expenses j
Premiums paid
;
Cash items
:..\
Clear'£-house exch'gs:
Bills of other banks.. •
Fractional currency !|
Specie
.'..
Legal-tender notes .. •
IT. S. cert's of deposits*
Due from 17. S. Treas !
Total
,
$2,408, 379 26
300, 000 00
500, 000 00
39,150 00
375, 812 96
125, 024 94
88,730 60
09, 22J) 33
138, 002 39
33,033 53
18,890 50
92, 038 5G
10, S09 00
304 91
847 28
39, 139 00
7 banks.
banks.
i $2,324,7117 67
:
373, 400 00
!
500, 000 00
!
53, 550 00
445, 408 34
!
|
41,712 93
44,813 24
93, 444 07
j
142,158 24
24,050 00
!
20, 450 50
!
8, 57G 26
!
!
461,
17, 629 00
1,
33
970 58
12, 351 00
588,
i
23, 325 00
i 4,912,237 26 j
24,200 00
4,717,067 82
8 banks.
$2, 370, 657 76 i
373, 400 00 i
500, 000 00 |
5Q, 450 00 s
438, 804 87 j
13£, 556 26 j
130, 000 03 :
137, 043 51 '
144, 445 81
32,931 00
24. 330 75 ;
9, 337 00 |
38, 610 00
1, 228 92 ,
GOB, 009 05 ;
21,092
oo ;
8 banks.
, 315, 524 48 ; $2,180, 855 28
410, 900 00
410, 900 00 ,
500, 000 00
500, 000 00 '
46,400 00
07, 950 00 •
378, 918 56
415, 093 44 !
15, 280 22
48, 759 44
65,181 62
94, 382 4] i
116, 023 99
D«, 031 27 i
140, 433 04
140,140 54 '
41,446 15
45, 632 23
25, 285 50
27, 424 25
23,181 85
14, 687 07
23, 254 oo :
1,267 30 i
514. 950 oo ;
20, 786 00 i
27, 600 00
IS, 121 00
f>, 123, 662 96 ;
4, 706, 8M 43 [
14, 751 00
506 59
452, H07 10
13, 998 00
18, 488 00
4. 450, 456 90
ARIZONA.
Loans and discounts. |
Bonds for circulation •
Bonds for deposits . -'
IT. S. bonds on hand.. j
Other stocks and b'dsj
Due from res'veag'ts j
Due from nat'l banks j
Due from State banks
Real estate, &e
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks.. |
Fractional currency .
Specie
'...
I
Legal-tender notes .. \
TJ. S. cert's of deposit i
Due from U.S. Treas.:
Total.
2 blanks,
3 banks.
2 banks.
$132,770 13
46, 500 00
75, 000 00
$134, 869 45
46,500.00
75,000 00
20, 849
68, 726
7,140
19, 269
7, 407
3,160
1, 347
1,588
37, 082 82
43,938 23
3,423 52
108,972 11
10,232 58
,344 00
,347 81
3,751 96
$90, 539
46, 500
75, 000
37,500
24,107
33, 714
14, 292
20, 003
7, 040
83
26
63
42
22
75
81
29
22 745 00
132 57
38 042 70
13 000 00
1, 530 00
459, 270 61
20,174
00
144
68, 897 81
9, 353 00
2, 530 00 ;
572, 561 95
67
00
00
00
94
29
90
76
20
,
:
;
!
i
!
j
;
s
|
30 40 ;
1,631 00 i
2, 488 30 !
24, 521 00 i
230 62 !
74, 030 87 :
3, 456 00
2 banks.
2 banks.
$104,943 07
46, 500 00
75, 000 00
37, 500 00
32,138 41
0, 517 27
2, 428 08
22,451 50
.7, 047 48
1,662 07
1, 537 25
2, 131 41
$135,475 14
46,500 00
00
267 08 :
95
00
64, 517 06
6, 827 33
4,495 93
9, 844 97
7, 047 48
5,017 94
760 28
763 12
00
313 11
80
00
23,511
28,719
39, 373
7,455
37, 030
2,000
2, 092 50
2, 092 50
463,191 45
412, 556 67
2, 092 50 !
351,404 60
RKPOftT OF THE COMPTROLLER OF THE CURRENCY. CCXLVII
by States and reserve cities—Continued.
CITY
OF SAN
! DECKMUKK 3 1 .
Liabilities.
•
1 bililk.
MA
FRANCISCO.
[ton 7.
1 bank.
•
A r m L 24.
JUNE 20.
SErTEMHEl!, 80.
1 bank.
1 bank.
1 bank.
$1, 500, 000 00
$1, 500, 000 00
•,
:
214,400 28
144, G85 9G
219,205 07 :
135, 762 88 •
222. 2G5 97
115,021} 79
222,205 97
H i , 340 82
225, 309 90
301,975 87
~KnV\ liank circulation;
S t a t e b a n k circulation
460, 785 00
431,000 00 !
428,400 00
457,340 00
478, 875 00
Capital stock
: $1, 500, 000 00
Surpl us fund
U n d i v i d e d profits
Dividends u n p a i d
1,100 00
I
Individual deposits . . !
U.S. deposits
i.
Dep'ts U.S.dis. officers1
Duo to national banks;
Due to State banks . . ;
1,186, 286 29
2^0, 623 82
102, 850 70
$1, 500, 000 00 i $1, 500, 000 00
168 00 .
1,183, 975 84
3, 374 00
1,138, 366 63
213, 991 22 ,
131,002 03 .
193, 387 41)
85, 402 09
:
912 00
970,134 37 '
210 00
1, 029, 241 32
90, 686 26
68, 004 57
110,370 37
97,218 79
Xott'S re-discounted.
Bills payable
Total
:
3, 890, 738 11
3, 749, 022 IS
3, 747,423 04 ; 3, 501, 8S9 32
3, 495, 804 92
ORE GO N.
C banks.
$510,
Capital stock
COO 00
7 banks.
$500, 000
!
oo;
S u r p l u s fund
Undivided profits
00, 000 00
480, 215 66
CO, 000 0 0
489, 431 70
X a t ' l b a n k circulation
State b a n k circulation .
308, 920 00
303, 060 00 ;
Dividends unpaid
•
;
7 banks.
8 banks.
$500, 000 00
•15050, 000 00
%6i)5, 00000
GO, 000 00
512,979 80
60, 000 00
543, 398 49
07, 806 77
501,875 43
331,190 00
326,165 00
U58, 705 00
2, 892, 019 13 2,388,484 31
308, 908 49
213,086 79
179,352 11 :
212, 815 62
2, 074 138 01
255, 111 15
176, 760 45
8 banks.
.
Individual deposits.. :
U. S. deposits
...
Dep'td C S . d i s . officers
!, 465, 048 06
2fi3, 601 08
236, 837 94
2,560,518 07
255, 224 61
151,515 10
D u e to national banksi
D u e to S t a t e b a n k s - -'
145, 396 '28
436,166 08
80, 423 30
249, 994 44
] 26, S01 04
152, 322 39
174,705 58
198, 203 04
4, 717, 067 82
5,123, 6G2 96
4, 766, 859 43
4, 450, 456 90
2 banks.
2 banks.
155,350 00
105,710 0D
N o t e s re-discounted.
Bill a payable
Total
;
4, 012, 237 £6
ARIZONA.
2 banks.
Capital stock
..
$150, 000 00
Surplus fund .
Undivided profits ...
Nat'l bank circulation
Stilt a bank circulation .
2,140 00
7,025 44
3 banks.
$200,000 00.
2,140 00 i
14,513 95
2 banks.
$150,000 00 :
$150, 000 00 ;
2,842 19
1,081 57
2,842 19
3,501 19
41, 850 00 ;
41, 840 00
41, 840 00
39, 450 00 :
Individual deposits ..
IT. S. deposits
Dep'ts CS.dis.onicers
174, 2i5 25
26, 863 46
45, 296 77
:
215, 854 17 ;
26, 279 30 i
53, 948 30
200,151 07 •
17,714 20 i
50, 329 22
D u e to national b a n k s
D u o to State b a n k s
286 94
6, 002 75
1,373 55 !
11,612(18 '
8 81 '
1, 564 39
N o t e s re-discounted..!
Bills payable
i.
5, 000 00
5, 000 00
459, 270 01
572,561 95
Dividends unpaid....
Total
!
$1.50, 000 00
2,842 19
7, 022 62
39, 650 00
50 00
118,915 00 '
37, 866 74
39,760 92
3, 406 03 *
14, 414 60 ;
142, 620 24
49S 50
8,771 11
!
463,191 45
412, 556 67 !
351,404 66
CCXLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883? arranged
DAK
OTA.
; DECKM15ER 31.
Al'ItIT, 24.
JUKE 20.
35 b a n k s .
36 banks.
! SFA'TEMHKIl 30. ;
Resources.
|
31 b a n k s .
32 b a n k s .
L o a n s and discounts ! $3, 533, 608 59
$3,657,641 85
Bonds for circulation i
701,750 00
726| 750 00
Bonds for deposits . . '
175, 000 00
175, 000 00
U . S. bonds on h a n d . . I
25,400 00
400 00
O t h e r s t o c k s and b'ds 1
319,570 99
286, 338 23
1
D u e from res've a g ' t s .
310,559 70
311,389 05
D u e from n a t ' l baiiks. |
394,142 87
423,147 97
D u e from S t a t e b a n k s
185,167 15
183, 913 12
R e a l estate, &c
j
363, 628 79
387, 282 13
C u r r e n t expenses
1
54, 644 93
74,323 10
P r e m i u m s pa id
i
50, 036 70
50, 649 84
Cash i t e m s
j
58,483 67
55, 264 58
Clear' g-house exeh'irs89, 301 00
Bills of other banks.' J
J62, 500 00 :
2, 007 42
Fractional currency . |
2, 499 1)5 j
187,042 97
Specie
.".. i
209, 657 80
Legal-tender notes . . j
353, 972 00
339, 709 00
U . S. c e r t ' s of deposit !
D u e from U . S . T r e a s j
32,236 75 ,
'*" 32("443*0S'
Total
I 6, 932, 859 59
0, 982, 063 34
I D
L o a n s and discounts
Bonds for circulation j
Bonds for deposits• -.! •
U . S. bonds on h a n d . J .
O t h e r stocks and b ' d s
D u e from res've a g ' t s :
Due. from n a t ' l b a n k s
D u e from State b a n k s
R e a l estate,, &v.
C u r r e n t expenses . . .
P r e m i u m s paid
Cash items
:
Clear 1 i>;-house oxch'gs Bills of o t h e r b a n k s . . '
;
^fractional c u r r e n c y
Specie
...
Legal-tender notes -.!
U . S. cert's of deposit '•,
D u e from U. S. T r e a s . •
169, 242
2, 308
227, 520
312,070
00
08
95
00
i
i
!
:
40,~26t)"58~ I"
7,501,651 83
36 b a n k s .
$3, 072, 856 96 \$3,
714, 250 00
175, 000 00 |
400 00
337, 78(» 31
283,114 72
362, 811 72
171, 478 77
472, 041 30 i
120, 302 35 !
67, 940 45
54,160 41 i
100,323 00 !
2,399 07 ;
214, 216 80 i
a 1.4,145 00 I
""" "37," 330*98" I"
7,100, 547 84 !
\
536, 261 60 •
703, 000 00 |
175, 000 00 !
400 00 |
301, 024 02
309,199 92
559, 677 07
229,160 69 ;
475, 572 89 |
100,188 47 i
62, 633 26 '•
72,134 11
115, 596
2, 2.->l
178, 124
265,692
00
43
43
00
!
!
i
j
" " 31,479* 38*!
7,117, 395 27
AKO.
3 banks.
3 banks.
4 banks.
4 banks.
$299,532 42
125, 300 00
$316,832 93
125,300 00
$304,553 92
137,800 00
$295, 538 56 i $301, 689 85 i
137, 800 00 ;
67, 800 00 I
147, 249 70
1, 782 42
8,541 98
44, 337 !)!>
8, 465 25
9, 900 05
976 07
5, 375 47
29, 420 00
14
42, 783 20 :
45, 320 00
5,662 68
774, 047 37
Total
$3, 766, 606 96 '
764, 250 00 !
175, 000 00 i
4(10 00 i
323,507 75
364, 721 27
484, 075 49
230,094 82
419,218 68
98, 167 00
59, 273 27
58, 874 97
:
173,153 27
480 02
112 05
38,189 02
8, 465 25
4, 078 05
3. S22 82
3, 113 79
180,238 10
579 26
5,682 17
31, 8-23 60
9,869 97
4, 960 25
5,619 09
1,177 12
148, 6i'5 27 '
15, 000 71
33, 525 95
90,140 05
12, 831 99 =
7, 050 08 !
5, 619 m •
5,120 35 I
16, 595 00
15,950 00
08
34,617 55
34,372 00
10,725 00 !
40 43 I
34, 877 28 :
36, 445 00 :
'40,*il7,"56'
39, 557 00 ;
5,637 68
775, 454 44
6, 637 50
6,199 50 ;
773,881 21
839, 538 46 |
4 banks.
j
50, 000 00
136, 401 35
16,823 69
31,117 36
73,184 31
15, 954 79
9,563 32
6, 441 48
1,602 37
29,477 00 .
10 14 I
25,198 95 i
55, 535 00 j
3, 049'50i
823, 847 11 j
MONTANA.
11 banks.
12 b a n k s .
13 bsmks.
L o a n s and discounts ' $5,402,059 26
$5,272 634-43
$5, 4£>3, 0r>5 40
Bonds for circulation :
488,100 00 :.
460,600 00
474,350 00
Bonds for d e p o s i t s . . . ;
250,000 00
250,000 00 "
250,000 00
TJ.S.bonds on hsmd.-i
-Other stocks and b'ds.
266,030 32
284,892 7 6 ,
308,574 01
D u e from res'vuug'ts.i
108,467 9 8 .
171,563 20
200,306 39
D u e from n a t ' l b a n k s .
321,079 61
100, 958 50
201,400 90
D u e from State b a n k s
118,422 78
174,641711:
200,039]™
R e a l estate, &c
i
187,286 53
195,099 04 •
.193. 8o7 40
Current expenses.....
14,586 02
29,219 80 .
30, 511 88
P r e m i u m s paid
10,672 18
20,083 43
23,295 49
Caah items
i
58, 954 75
91, 788 95 :
29, 199 46
Clear'g-house oxch'gs'
Bills of other banks... 1
93,662 00
105,316 00
86,492 00
Fractional currency . i
264 70
428 20
1,528 56
Specie
\. .•
268, 082 65
309, 245 5(»
456,134 90
Legal-tender notes . . !
330,092 00 :
393,016 00
252,150 00
TJ. S. cert's of deposit.!
D u e from U . S . T r e a s ;
25,987 41 :
21,309 41 •
23,349 80
Total
I
7, 949, 748 28
7, 976, 897 55
8, 238,195 36
13 b a n k s .
$5,350,669
474,350
200,000
50,000
329,212
164,030
144,684
233,942
214,591
GO,.130
29,838
75, 591
88,812
495
474, 490
218,345
13 b a n k s .
61
$5,190,902 13 ;
00
474.350 0 0 ;
:
00
200J 000 00 '
00;
!
57 1
396,40116!
37
271,680 2 6 :
54 '
284,249 Ho ;
05
204, 158 39 i
W>
222,075 82 '
91 :
35,414 81
17 j
44,797 62
27 !
45, 990 20 •
I
;
00 !
80,510 00 !
77 !
447 77 i
30 |
502,191 64 I
00 |
200,743 00 '
25,349 80 j
26,572 75
8,143, 534 16 j
8,190, 485 40
REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXLIX
by States and reserve cities—Continued.
DAKOTA.
DECKMHKIt!Jl. ,
Liabilities.
'.
i
Capital stock
MAKGIl 7.
APRIL 24.
32 b a n k s .
31 banks,
$1,831,700 00 i
35 b a n k s .
$1, 995, 000 00
JUNK 20.
1 SKI'TEMIlKll 30.
36 b a n k s .
j
36 b a n k s .
$2, 140, 600 00
$2,213,100 00
$2, 258, 000 00
Surplus fund
Undivided profits
405, 891 72
331, 098 30 '
413,044 87 !
2(59, 083 82 ;
413,014 87
334,190 40
412, 944 87
304, 277 93
442, 324 67
296,868 97
2srrtt'l bank circulation
State bank circulation
609, 005 00 .
035,115 00 •
053, GG5 00
631,450 00
628, 310 00
Dividends unpaid
17, 956 (fO
Individual deposits...
U. S. deposits
Dep'ts U.S.dia. officers
2, 405 00
1,520 00
458 00
3,444,212 91
120,204 38
27, 938 07
2. 986. 832 77
'118,480 27
27, 080 70
3, 027, 618 97
121,744 65
21, 701 34
3, 342 00
3, 326, 291 73
121,105 27
23, 406 90 j
3, 241, 532 35) •
126,011 02 ;
Duo to national banks
Due to State banks... •
23, 801 28
06, 378 87
33,342 70
08, 008 08
37, 953 tU
92, 90G
42, 809 91
80, 489 14
45, 407 33
105, 071 32
Notes re-discounted-. \
Bill payable
146, 564 46 .
29, 000 oo :
103,477 72 •
21,770 4L ;
210,924 12
23, 000 oo ;
.190,950 19
30, 000 00
121,890 22
48,000 00
7. 501 051 88 '
7,100, 547 84
7,117, 395 27
Total
6 932, 859 59
6,982,003 34
I DAHO.
Capital stock
Surplus fund
Undivided profits
3 banks
3 banks.
4 banks.
4 banks.
$200 000 00 !
$900 000 00 !
•$250 000 00 '
$250 000 00
$250 000 00
20, 000 oo ;
4^,800 89
20, 000 00 i
17, 783 21 !
20, 000 00
19, 093 01
20, 000 00
3L, 320 10
20,000 00
42, 342 01
108, 050 00 j
109,150 00
117,800 00
58, 400 00
300 358 81
397 846 84
437, 691 02
20 39
9, 259 00
527 74
21,983 78
I, 326 81
14, 027 27
773, 881 2 1 •
839, 538 46
823, 847 11
Nat'l bank circulation
State bank circulation
103. 500 00
Individual deposits ..
U S deposits
Dep'ts D .S.dis.oilicers
388,130
4 banks.
1
Due to national banks
Due to State/banks..
422, 042
37 •
248 04 i
12, 908 17 ;
1,710 5 0
5,202 30
'•
!
775, 454 44
:
Notes re-discounted
774, 047 37
Total
MONTANA.
11 banks.
Capital stock
j $1, 325, 000 00
SurUns fund.
.Undivided profits._..;
Xat'l bank circulation:
State bank circulation- Dividends unpaid
Individual deposits...
U. S. deposits
Dep'ts U.S.dis.oHicers
207, 000 00
418, 105 59
422, 830 00
12 b a n k s .
13 b a n k s .
$1, 375, 000 00 • $1, 650, 000 00
13 b a n k s .
$1, 650, 000 00 :
13 b a n k s .
$1, 650, 000 00
239, 500 00
391, 223 47
239, 500 00 :
443,053 53
239,500 00
511,232 90
260, 000 00
541, 936 22
405, 470 00
419, 040 00
425, 540 00
425, 750 00
.
4, 573, 803 38
82, 502 33
90,352 90
4, 785, 270 71 ! 4, 074, 188 30 4, 757, 322 66
80,572 03
07, 924 92 ;
93, 082 72 :
73, 300 44
134, 258 35
95, 675 26 !
4,741,184 92
85, 742 95
87, 442 39
Due to national banksDue to State banks -. -
383,011 72 :
181, 017 70 ;
194.411 78
134, 730 90
214,420 79 i
194, 005 62
129. 858 96
59, 740 31 '
259, 021 73
45,316 04
Notes re-discounted..
Bills payable
259, 4G4 00 :
239,101 42
10, 000 00 I
215,223 14
196, 460 80 ;;
20, 000 00
73,091 15
15,000 00
Total .
7,949,748 28 i
7,976,897 55 \
8,238,195 36 •
8,143,534 16
8,190,485 40
CCL
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
NEW
DKCEMHKK 3 1 .
M A11C11 7 .
6 banks.
0 banks.
Resources.
Loans and discounts. !
Bonds for circula tion.
Bonds for deposits - -'
U. S. bonds on hiiiul.. .
Other stocks and b'ds
Due from res'vea^'ts.
Due from imt '1 ban k s
Due from State banks
Heal estate, &,a
Current expenses
Premiums paid
Cash items
Clear'£-house exch'gs .
Bills of other banks'..
Fractional currency. •Specie
Legal-tender notea .. j
U. & cert's of deposit
Due from U.S.Treas
Total.
MEXICO.
,100,505 20 $1,084 047 34
460, 000 00 •
4(10, 000 00
210, 100 00
210, 000 00
APRIL 24.
JUNE 20.
1
SEPTEMBER 30.
6 banks.
7 banks.
I
8 banks.
50,132 89
47,577 If)
151), U84 44
397. 224 71
07 i (iGii 35
92, 908 48
28,227 93
4.308 :n
23, 780 52
126,342 84
210.773 37
54,102 22
92,1)97 24
20, 053 93
450 00
12, 008 10
51,859
SO, 772
273,830
5^, 355
89, 975
10,885
450
6, 004
20, 394 00
728 39 ;
127, 309 55 j
107, 374 00 i
25, 840 00
S37 74
110 408 38
78, 911 U0
24,423 00
939 20
123.844 32
72, (505 00
25, 720 00
2,884,937 0 2 :
!
$J, 111, 499 99 $1,169,859 71 $1,142, G07 91 j
400,000 00 :
455,000 00 \
4G7, 500 00 !
210,000 00 j
21 0,000 oo ;
210,000 oo
48 :
03 !
47
83
84
04 :
00 '
53
23,700 00
25,720 00 •
2,507,925 05
2,004,705 3 9 .
51.424 36
134, 784 82 -,
180, 000 3« !
70. 004 11 ;
109,747 32 :
21,180 40
045 30
lit, 595 29 i
42, 345 51
120,071 14
232, 725 51
78, 913 28
117,517 45
25, 083 70
935 92
27, 073 24
22, 068 00
3,242 22
139t 394 43
82, 520 00
26, 77o 00
1,218 06
123,430 23
89, 914 00
24,482 50
21,545 00
2,698,080 8 2 ;
2,728,833 55
UTAH.
4 banks.
4 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits...
U. S. bonds on hand..
Other stocks and b'dsj
Duefromres'veaji'tB |
Due from nat'lbanks. j
Due from State banks!
Heal estate, &.o
!
Current expenses.... j
Premiums paid
j
Cash items
Clear' £-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
U. S. cert's of derposit•-,
Due from TJ. S. Treas. j
Total
•
$1,009,045 71
420. 000 00
100, Ol'O 00
5 banks.
5 banks.
5 banks.
I
, 2H1, 508 27 : $1, 233,170 85 ' $1, 215, 799 37 |
470, 000 00 i
480, 000 00 •
402, 500 00 j
!
ioo, ooo oo :
ioo, ooo oo
211,125 no
57,431) 72
164,030 93
64,874 3i>
80,151 18
8,281 HI
7,810 .'8
8, 839 74
21.1, 125 00 i
39, 320 97 '
150, 335 05
" 59, 047 27 :
80, 870 59 :
10, 590 51 '.
19/248 t'8 i
3, 954 49 !
200, 125 00
4*5, 21.2 2 9
148. 081 25
72, 707 08
81,398 39
17, 590 08
32. 5 % 43
5, 620 30
i
i
I
I
i
;
i
!
200, 542 00
74j 018 57 ••
192,384 08 ;
05,552 13 :
8SJ. 570 04 •
10,820 09 I
34,131 43
8,514 54
ioo, ooo oo I
200,794 50
93, 048 90
259, 317 90
105, 333 35
84, 445 04
15,831 85
35,240 81
11,875 59
10,705 00
89 50
203,113 75
45, 035 00
8, 335 00
234 93
171, 700 05
21,914 00
31, 945 00 j
206 12 1
223, 095 15
15, 088 00
17,195 00 j
297 90
220,101 10
23,177 00
15, 020 00 i
125 40 '
182, 582 00
9, 435 00
j
I
i
I
I
.1
16, 650 00
10,650 00 i
18,900 00
21,600 00 j
2, 446, G97 98
2, 395, 578 25 \
2, 756, 253 50
2. 770,164 73 j
20,812 50
2, 812,102 27 |
WASHINGTON.
13 banks
Loans and discounts.
Bonds for circulation.
Bonds for deposits
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res'veaii'ts
Due from nnt'lbanks
.Due from. State banks
Real estate, <fcc
Current expenses
Premiums paid
Cash items
Clear'pi-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tcndei notes ..
TJ. S. cert's of deposit.
D a e from TJ. S. Treas.
Total
14 banks
$1, 815, 744 90
342, 500 00
2, 000 00
79, 916 85
109, 142 86
99, 290 26
100, 362 44
130,010
31, 009 53
16, 877 88
19, 110 55
'.>••>
29, 871 00
15 banks
10 banks
15 banks.
$1, 928, 072 so ; $2, 073. 080 28
$2,171, 950 59
355, 000 00
370, 000 00 1
340, 000 00
...
i
2, 000
04, 372
130, 454
58, 755
74, 756
139, 140
10, 703
10, 949
10 689
00
38
00
17
19
31)
'
.
!
77
•
33
10
.
;
29,109 00 :
140 49
137 99
382 891 '10
42, 944 00
363 ''81 10
31, 035 00
4,100
71, 768
145, 828
90, 902
78, 770
149,902
22, 608
22, 957
20 443
00
00 •
20 ;
J)4 •
65
44 '
58
83
17
11,324 00
109 41
370 313 00
27,133 00 .
4,100
85, 213
83, 384
95, 223
47,615
150,065
28, 558
29,150
8 080
00
54
84
3L
21
89
61
24
'11
22, 794 00
104 27
33° 403 ?•?
20,100 00
;
$2, 087, 717 44 !
325, 000 00 :
500 00 !
85, 3J7 60 !
59, 686 81 j
30,534 13 i
26, 690 20
151,531 78
19,047 53
21, 458 66
16 743 88
7, 766 00
171 65
233 24? (>2
8^ 767 00
15,412 50
14, 875 00
10, 550 00 1
15, 800 00
13, 425 00
3, 283, 237 00
3, 248, 592 47
3, 475, 918 10 ;
3, 435, 276 24
3, 087, 599 96
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CCLI
by States and reserve cities—Continued.
NEW
Liabilities.
Capital stock
Surplus fund
Undivided profits
!
:
i
Nat'l bank circulation
State bank circulation
Dividends unpaid
MEXICO.
DECEMBER 3J.
MARCH 7.
APRIL 24.
JUNE 20.
SEPTEMBER 30.
6 banks.
6 banks.
6 banks.
7 banks.
8 banks.
$550, 000 00
$575, 000 00
$630,000 00
163, 2 U 31
69,110 81
415, 944 00
$550, 000 00
$550, 000 00
144, 539 13
105, 364 59
152, 539 13
52, 208 01
158, 214 31
42, 904 45
158, 214 31
66, 927 94
411, 787 00
409, 757 00
409, 817 00
401, 664 00
820 00
20 00
20 00
Individual deposits -. U. S. deposits
Dep'ts U.S.dis.otficers
1,199, 360 68
104, 632 85
95, 054 80
1, 076,486 62
76, 021 74
9,3, 622 44
1,122, 786 24
64, 345 57
117,000 19
1,168, 992 09
91, 904 56
109,116 36
1,128,139 75
104, 813 72
114,184 74
Due to national banks
Due to State banks...
87, 460 62
171/401 33
63, 386 76
81, 902 75
73, 999 13
54, 878 50
93,145 50
23, 696 06
58, 866 80
34, 560 42
Notes re-discounted
Bills payable
Total
36 00
5 300 00
10, 000 00
10, 000 00
10, 000 00
10, 000 00
2, 884, 937 02
2, 567, 925 05
2, 604, 765 39
2, 698, 680 82
10, 000 00
2, 728 803 55
UT AH.
Capital stock
4 banks.
4 banks.
5 banks.
5 banks.
5 banks.
$450, 000 00
$450, 000 00
$600, 000 00
$600, 000 00
$600, 000 00
Surplus fund
Undivided profits
213, 750 00
39, 839 33
213, 750 00
55, 379 87
213, 750 00
70, 584 31
238, 750 00
51, 322 57
243,750 00
64, 844 09
Nat'l bank circulation
State bank circulation
Dividends unpaid...-.
Individual deposits...
U. S. deposits
Dep'ts U.S.dia.oflicers
Due to national banks
Due to State banks...
333, 000 00
327, 500 00
378 000 00
429,100 00
399, 950 00
Xotes re-discounted
Bills payable
Total
769 00
626 00
470 00
548 00
1, 297, 638 04
33,106 67
48,165 69
1,192,771 44
24, 608 38
51, 502 42
1, 351, 713 80
23, 056 50
53, 354 09
1, 324,181 02
46,134 89
29,173 50
1, 400, 781 07
19,162 91
56, 655 68
17,432 33
13,120 92
21, 032 08
28, 265 06
15, 014 79
20, 927 67
19, 719 88
17, 312 87
10, 892 55
15, 577 97
30 000 00
29 226 40
14 000 00
2, 395, 578 25
2,756,253 56
2, 770,164 73
645 00
2,446, 697 98
.
2, 812,162 27
WASHI N GTON.
13 b a n k s .
Capital stock
14 b a n k s .
15 b a n k s .
16 b a n k s .
15 b a n k s .
$829, 600 00
$900,000 00
$960,000 00
$990, 000 00
$955, 000 00
Surplus fund
Undivided profits
52,411 85
269,103 70
70, 624 99
255, 206 30
70, 624 99
283,655 80
71, 313 14
320, 256 93
89, 779 49
307, 675 47
Nat'l bank circulation
State bank circulation
287, 030 00
300, 740 00
320, 750 00
296,440 00
292, 040 00
Dividends unpaid
2, 000 00
396 71
960 54
230 00
230 00
Individual deposits ..
U. S deposits
Dep'ts U S dis officers
1, 659, 643 78
1, 624, 606 36
1, 725,149 73
1, 602, 808 84
1,242,435 77
Due to national banks
Due to State banks ..
41, 890 31
141, 557 36
16, 061 63
80, 956 48
25, 533 72
89, 243 32
36,812 73
117,414 60
43, 833 49
156, 605 74
3, 283,237 00
3, 248, 592 47
3, 475, 918 10
3,435, 276 24
3, 087, 599 96
Notes re-discounted..
Bills payable
Total
CCLII
REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1883, arranged
WYOMING.
DECEMBER 3 1 .
MARCH 7.
4 banks.
Loans and discounts
Bonds for circulation.
Bonds for deposits...
XJ. S. bonds on hand
Other stocks and b'ds
Due from res Veag'ts.
Due from nat'l banks.
Due from State banks
Eeal estate, &o
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks .
Fractional currency.
Specie
Legal-tender notes ..
IT. S. cert's of deposit
Due from IT. S. Troas.
Total
JUNE 20.
AVUIL 24.
SEFTEMBEIi 30.
4 banks.
4 banks.
4 banks.
$1, 565, 287 14
144,000 00
75, 000 00
$1, 655, 984 53
160, 000 00
75, 000 00
$1, 596,113 34
160, 000 00
75, 000 00
$1, 600, 907 71
160,000 00
75, 000 00
$1, 604, 477 70
160,000 00
75, 000 00
66, 844
362, 345
138, 443
11,172
37, 674
906
16, 593
18, 603
42
63
66
27
79
64
75
69
61, 248
126,328
166, 660
30,433
37, 704
10, 528
17,113
8, 328
36
01
83
55
79
89
75
24
63, 058
160, 748
203, 648
8, 334
37, 704
14,138
17,113
9, 741
22
06
78
84
79
36
75
99
56, 326
138,432
279, 239
4, 752
37, 314
15,316
28, 426
10, 939
99
95
80
33
98
05
25
26
94, 997
188, 817
80,438
10, 231
37, 5*9
20, 559
28, 426
12,713
69
57
79
05
40
03
25
56
11, 033
223
117,453
63,782
00
91
11
00
21, 5ll
123
117,126
44, 221
00
50
90
00
31, 639 00
138 92
143, 092 88
51, 653 00
10,436
192
142, 927
71,903
00
22
31
00
23, 634
188
93, 344
70, 437
00
30
38
00
4 banks.
6, 480 00
2, 635, 844 01
;
7, 200 00
6,905 00
7, 872 30
8, 383 35 [
2, 519, 513 41
2, 579, 030 93
2, 639, 987 15
2, 509, 238 07 !
REPORT OF THE COMPTROLLER OF THE CURRENCY.
CCLIU
by States and reserve cities—Continued.
W YO
DECEMBER 31. j
Liabilities.
4 banks.
!
Capital stock
Surplus fund
Undivided profits ]
Nat'lbank circulation
State bank circulation
|
$425, 000 00 |
107, 000 00
51.196 34
:
120,600 00 •!
Dividends unpaid
MING.
MAHCII 7.
APUlL 24.
I
JUNE 20.
SEPTEMBER 30.
4 banks.
4 banks.
j
4 banks.
4 banks.
$525, 000 00
$525, 000 00 j
67, 000 00 •
76,479 83 \
124,700 00
1, 603, 9,65 22 !
23, 755 94 ;
45, 361 48 j
1,381,770 9 9 ;
17, 863 3 3 ;
32,205 09 i
Due to national banks
Due to State banks-..
13, 485 35 !
13, 309 23 j
24, 958 70 i
1,272 91 i
Total
$525, 000 00
70, 000 00 |
103, 649 63 !
78, 000 00
107, 009 57
129, 900 00 ;
140, 200 00
138, 400 00
1, 375, 448 13 j
• 32, 879 26 i
45, 695 0 1 i
1,464,458 01
33,741 15
48,154 61
1,418,161 50
21,158 11
25, 822 90
59, 687 75
8,919 59
59, 645 27
3, 720 67
57,141 09
G,694 75
245, 310 2 7 ;
191, 417 81
131, 850 15
2, 579, 030 93 !
2, 639, 987 15
2, 509, 238 07
50 000 00
Individual deposits..
U. S. deposits
Dep'ts U.S.dis.ofiicers
Notes re-discounted..
67, 000 00 •
89,190 92 !
$525, 000 00
'
182,170 45 ;
268, 262 56
2, 635, 844 01 1
I
2, 519, 513 41 !
r> E x .
Page.
INTHODUCTIOX
V
Number of banks organized during the yoar, with their capital and circulation
Location of banks organized dining the year in States, with their number, capital,
bonds deposited, and circulation issued
Location by geographical divisions
Number of banks organized since establishment of system
Number in liquidation since establishment of system
Total banks placed in hands of receivers
Number of national banks expiring by limitation during the year
Number of banks extended during the year under act of July 12, 1882
Number of banks to expire by limitation during November and December of present
year
Number of banks expiring during the year 1885
Number placed in hands of receivers during the year ending November 1, 1884
Comparative statements of national banks for eleven years
Increase in resources and liabilities during eleven years
Resources and liabilities of national banks on September 30, 1884
Twenty-iive States having largest amount of national-bank capital, together with
amount of circulation, loans, and deposits
NUMHKlt, CAl'ITAL, AND DEPOSITS OF NATIONAL BANKS, STATE AND
V
V
VI
VI
VI
VI
VI
VI
VI
VI
VI
VII
VII
VIII
SAVINGS BANKS, AND
PKIVATE UAXKEKS
State banks and trust companies, savings banks with capital, and savings baiiks without capital, by geographical divisions, their number, capital, and deposits
State banks, savings banks, private bankers, <fcc, and national banks, by geographical
divisions, and the total, with their number, capital, and deposits
Total number of banks and bankers iu the country
Number, capital, and deposits of each of the classes of banks mentioned for the seven
years ending November, 1882
Repeal of law taxing capital and deposits of State banks and private bankers
EXTENSION' OF THE CORPORATE EXISTENCE OF NATIONAL BANKS
Total number of banks extending their corporate existence under the act of July 12,
1882
.....
Banks expiring during the year ending November 1,1884
Expiration of banks during the years from 188-t to 1899, inclusive
Number of banks expiring during each month of the year 1885
Increase of work in Comptroller's Om'ce due to extension of corporate existence of
national banks
CIRCULATION OF THE NATIONAL HANKS
V
VIII
VIII
IX
IX
IX
X
X
x
X
X
XI
XI
XI
Minimum of bonds required to be deposited for security of circulation
XII
Effect of public confidence in national banks
XII
Circulation based on other security than United States bonds
XII
Payment of public debt and contraction of national-bank circulation
XII
Amount and classes of United States bonds held by national banks on November 1,1883,
and November 1,1884
XIII
Changes iu bonds held during the period from November 1,1883, to November 1,1884..
XIII
Bonds held by the national banks payable at option of Government
XIII
Total amount of 3 per cent, bonds outstanding
XIII
Danger of contraction of tho currency
XIII
Decrease of liatiouol-bank circulation dm ing the year ending November 1, 1884
XIV
Probable rednct ion of national-bank circulation in the future
XIV
Legislative measures for obviating contraction of national-bank circulation
XIV
Additional circulation to be isauod if proposed measures become law
XV
Bonded debt of tho United States on November 1,1884
XV
Use of surplus revenues in the future
XVI
Proposition for funding 4 per cent, bonds
XVI
Poot-note giving computation of difference to be paid in funding 4 per cents
XVII
Foot-note on funding operations of English Government
XVI
CCLV
CCLVI
INDEX.
ge.
CIRCULATION OV THK NATIONAL
HANKS—Continued.
Recommendation that issue of circulation 011 bonds deposited he permitted to extent
of 100 per cent, of value of such bonds
Suggestion as to repeal of the- law taxing national-bank circulation
Foot-note showing profit on circulation, based on 4 and 4£ per cent, bonds
Suggestion as to payment of expenses of Government in looping1 up national-banking
system
Comptroller does not favor inflation of issues of Government paper
CIRCULATION* UASKD OX SILVKK
X VrII
XVIII
XVIII
XIX
XIX
XIX
Issue of silver certificates during the year
Objection to effect of present law authorizing eoiuago of silver dollar
Difficulty of determining the rela tion between values of gold and silver
Intrinsic value of silver dollar
Relative increase in world's stock of gold and silver
Issuance of silver certificates under present law
Foot-note showing amount of silver certificates issued on deposit of gold
Intrinsic value of ten-dollar silver certificate
Proposition for issue of certificates based on silver bullion
Foot-note showing proposition of English chancellor of the exchequer to issue a token
balf-so /ereign
General remarks on silver circulation
Increase in gold held by national banks during the year
Silver bullion purchased by Government for coinage of standard silver dollars
Government profits on coinage of silver
Total silver dollars coined
Silver dollars remaining in the Treasury of the United States and in circulation
Silver certificates outstanding
DlSTHlHUTIOX OF COIN AND l'Al'KK CU11KEKC11
XIX
XX
XX
XX
XX
XXI
XXI
XXI
XXI
XXI
XXII
XXII
XXII
XXII
XXII
XXII
XXII
XXIII
Net imports and estimated gold production since resumption on January 1,1879
Standard silver dollars coined during the year
-
XXIII
XXIII
COTN AND CUHRENCY IN THE COUNTRY ON JIKSUMPTIOX WAY AND OX NOVEMISEH 1, 1881, 1882,
1883, AND 1884
Decrease in national bank notes during the year
Increase or decrease during the year in coin and currency.
Gold, silver, and currency iu the Treasury and in the banks, State and national, on resumption day and on November 1, 1881, 1882, 1883, and 1884
Gold, silver, and currency in the country outside the banks and the Treasury on tho
same d ates
Increase in gold and paper currency in the Treasury and iu the banks during the year.
Issue of silver certificates and amount outstanding mi resumption day. and on November 1 for the last five years .
Increase in silver certificates during the yeur
Gold certificates issued under act of -July 12, 1882
Amount represented by silver certificates in circulation
Amount of silver dollars in the hands of the people
Amount of silver other ihan standard dollars
Inoiease, siuce date of resumption, of gold and silver coin and paper currency outside
of the Treasury and the banks
Sl'KCfE IX TUB HAXKS AND IX TilK
XXIII
XXIII
XXIV
XXIV
XXIV
XXV
XXV
XXV
XXV
XXV
XXV
XXV
XXV
HxiTKI) STA'I'KP TltEASI'KY, AXt) ESTIMATED AMOUNTS
IX Til R COUNTKY
XXV
Specie held by the banks for the last eleven years
XXVI
Silver held by the national banks, coin and certificates
XXVI
Specie held by the banks other than national, as reported to State officers
XXVII
Estimate of the Director of the Mint as to the coin in the country on July 30, 1884
XXVII
Estimated ineiease from .Inly 1,1884. to October 3, 1884
XXVII
Amount ol1 gold and silver bullion in the mint and in the'Xcw Tork assay office, October 1,
1884
!'
XXVII
Gold and silver in the Treasury of the United States on September 30 of each year
from 1876 10 1884, and on November 1, 1fi84, with the percentage of each
XXVII
Coin and bullion iu the Bank of England for each year from 1870 to 1384
^. XXVIII
Gold and silver iu the Bank of France for each year from 1870 to 1884
XXVIII
IXTKRKST-BKAUJN'U
KUNDKD
BY NATIONAL IJANK8.
DR1JT 01* TIIK U x i T K H
S T A T E S , AXI> AMOUNT T H E R E O F
HELD
.
Reduction and refunding of the debt since 1809
Interest-bearing funded debt on August 1. 1865. on July 1 in each succeeding year,
and on 'November 1. 1884
'.
XXVIII
XXVIII
XXIX
INDEX.
CCLVII
Page.
INTEREST-BEARING FUNDED DEBT OF THE UNITED STATES, AND AMOUNT THEREOF HELD
BY NATIONAL BANKS—Continued.
Average rate of interest paid on bonds held as security for circulation
United States bonds held by the national banks as security for circulation at various
dates
Pacific Railway six per cents held by the banks
Called bonds held by the banks
Probable redemption of three per cents during the next two years
SECURITY FOR CIRCULATING NOTES
XXX
XXX
XXX
XXX
XXX
Changes in rate of interest on United States bonds deposited as security by banks . . .
Bonds held by the Treasurer as security for circulating notes on November 1,1884, with
dates of authori zing acts
Percentage of three per cents held
-.
AMOUNT OF UNITED STATES BONDS HELD BY THE NATIONAL
ORGANIZED UNDER STATE LAWS
XXIX
XXX
XXXI
XXXI
BANKS AND BY BANKS
United States bonds held by banks organized under State laws
Total funded debt of the United States held by all the banks and bankers in the country.
United States bonds held by State banks in 1881,1882,1883, and 1884, arranged by geographical divisions
United States bonds held by all classes of banks, other than national, derived from
reports made to the Commissioner of Internal Revenue for the six months ending
May 31, 1880, 1881, and 1882, and November 30,1882, arranged by geographical divisions
FINANCIAL CRISIS OF MAY
XXXI
XXXI
XXXI
XXXI
XXXII
mnriT
Uneasiness in financial circles at beginning of 1884
Failure of Marine National Bank, New York
Defalcation at Second National Bank, New York
Suspension of Metropolitan National Bank
Failures of State and savings banks and private bankers
Depreciation of stocks and securities
Action of the New York Clearing-House Association
Assistance given to the Metropolitan National Bank
Issue of loan certificates
Drafts on New York banks by country correspondents
Panic during May, 1884, principally confined to New York City
Difficulty of determining causes of financial crises
Conditions similar to those preced ing the crisis of 1873 precede that of 1884
Relations of the banks, national and State, to the New York Stock Exchange
Proper relation of the New York Stock Exchange to the business of the country
Difficulties in the way of proposing legislative restrictions
Failures of national and other banks during the crisis compared
Action taken by the Comptroller during the crisis
Instructions given to bank examiners throughout the country
Failures of banks, national and State, throughout the country during the year ending November 1, 1884 .
CLEARING-HOUSE LOAN CERTIFICATES
XXXII
XXXIII
XXXIII
XXXIH
TCX x 111
XXXIII
XXXIH
XXXIH
XXXIV
XXXIV
XXXIV
XXXIV
XXXIV
XXXV
XXXV
XXXV
XXXV
XXXVI
XXXVI
XXXVI
XXXVI
Resolutions authorizing the issue of clearing-house loan certificates
XXXVI
"Form of clearing-house loan certificates issued
XXXVI
Clearing-house loan certificates, how to bo xst i
XXXVII
Resolutions adopted and certificates issm I during the panic of 187b
XXXVII
Effect of prompt action in issuing loan certificates in May, 1884
XXXVII
Greatest amount issued
XXXVII
%
Further issue discontinued
XXXVII
Banks taking oufc certificates
XXXVII
Amount issued to the Metropolitan National Bank
XXXVII
Accepted in payment of balances at clearing-house
XXXVII
Mercantile paper t h e principal security for loan certificates
XXXVII
Slow cancellation of loan certificates issued to Metropolitan National Bank
XXXVII
Aggregate issuance and cancellation of certificates from day to day from May 15,
1884, to October 3, 1884
XXXVIII
Resolutions of Clearing-House Association during the panic of 1873
XXXVIII
Issue and cancellation of certificates during the panic of 1873
XXXVIII
NATIONAL-BANK FAILURES
XXXIX
Failures since last report
6820 CUE
XVII
CCLVIII
INDEX.
Page.
XATIONAL-BANK FAILURES—Continued.
Affairs of insolvent banks finally closed during the year
Insolvent banks closed, with exception of litigation
List of insolvent banks which have paid dividends during the year
Reasons for numerous failures during past year
Failures in foreign countries
Failure of the Oriental Bank
History of the failure of the Marine National Bank
Suspension of the Metropolitan National Bank
Action of the Comptroller in regard thereto
Causes of the suspension of the Metropolitan National Bank
Defalcation at the Second National Bank
Action under criminal sections of the national-bank law
Number of banks placed in the hands of receivers since the commencement of the
national-banking system
Number of banks in voluntary liquidation
Number of insolvent banks finally closed
,
Number of insolvent banks in process of settlement
Losses to depositors in national banks
Total dividends paid to creditors of insolvent national banks
Assessments upon shareholders and amounts collected therefrom
ILLEGAL CERTIFICATION OF CIIKCKH
,
Action of the Comptroller since the passage of the act of July 12,1882
Banks take the opinion of their attorneys with reference to the effect of section 13 of
that act
Questions referred to the Attorney-General, and his answers thereto
Banks warned that due regard must be had to the law
Circular letter to New York banks on the subject of certification of checks
Violation of the law by the Wall Street National Bank
Indictment found against the teller of the Wall Street National Bank
Decision of the United States Commissioner holding officers of the Wall Street National
Bank
History of certification of checks
Difficulty of detecting overcertification
Violations of law as a rule detected only where loss occurs
Evidence as to overcertifications by Marine National Bank
Refusal of national banks of New York to overcertify brokers' checks during crisis . .
Action of the officers of the national banks of New York toward abolishing the practice.
Establishment of a stock clearing-house suggested
Character of business apparen tly requiring overcertification
BANK EXAMINATIONS
Provisions of law in reference to
Appointment of examiners
Instructions to examiners
Requirements as to reports of examiners
Examination of reports of examiners
,
Large amount of work perforated by examiners
Foot-note in reference to compensation of examiners
Apportionment of country for purposes of bank examination
Difficulty of detecting false accounts and statements
Necessity of an active and competent board of directors
Dishonesty brought to light in times of financial disaster
Remedies suggested
The extent of Government espionage over national-banking business limited
General beneficial effect of bank examinations
Too severe espionage forces banks out of the national system
Suggestions as to amendment of the criminal sections of the national-banking laws...
TRANSACTIONS OP THE NKW YORK CLEARING-HOUSE
Average daily balances
Total amount of settlements during the year
Form in which balances were paid
Balances due from the Government paid in gold certificates
Transactions of the New York Clearing-Houae for thirty years
Transactions of the Assistant Treasurer of the United States at New York for the year
ending October 1, 1884
XXXIX
XL
XL
XL
XLI
XLI
XLI
XLII
XLII
XLII
XLHI
XLHI
XLIH
XLHI
XLTII
XLHI
XLHI
XLIV
XLIV
XLIV
XLIV
XLIV
XLV
XLV
XLV
XLV
XLV
XLV
XLVI
XLVI
XLVE
XLVI
XLVI
XLVI
XLVI
XLVII
XLVII
XLVH
XLVII
XLVH
XLVIH
XLVIII
XLVHI
XLVHI
XLVIII
XLIX
XLIX
XLIX
XLIX
XLIX
L
L
L
LI
LI
LI
LI
LI
LI
LII
INDEX.
CCLTX
Page.
TRANSACTIONS OF THE N E W YORK CLEAKING-HOUSE—Continued.
Reference to clearinghouse tables in appendix
Transactions of clearing-houses located in New York and other cities for the week
ending November 3, 1884, and for the corresponding week in 1883
Transactions of same clearing-houses for the month of October in 1883 and 1884
Transactions of clearing-houses located in twenty-five cities for the year ending October 1, 1884
Large proportion of exchanges in New York City
CLEARING-HOUSE CERTIFICATES
What clearing-house certificates are deemed lawful money available for reserve
Legal-tender note certificates and amount outstanding at various dates
Gold certificates of act of March 3, 1863, and amount outstanding at various dates
Gold certificates issued against gold deposited with the Bank of America, and the
amount outstanding at various dates
Silver certificates, and amount of same outstanding
Gold certificates authorized by act of July 12,1882
LOAKS AND RATES OF INTEREST
Classifications of the loans of banks in New York and other reserve cities on October
3, 1882, October 2, 1883, and September 30, 1884
Classification of loaus of national banks in New York City for the last five years. . .
Recommendation renewed that the law should be amended to relieve from the limit of
10 per cent, of capital loans on produce and warehouse receipts
Rates of interest in New York City and in foreign countries
Average rate in New York for the fiscal years from 1874 to 1884
Average rates of discount of Bank of England for the same years
Changes rh discount rate of Bank of England
Kates in New York City for four months previous to November 8, 1884, and on that
date
Changes in rate of discount of Bank of France during 1884
Denominations of bills discounted of Bank of Franco for year 1883
INTEREST ON DEPOSITS
Custom of banks in regard to payment of interest on deposits
Accumulation of money in New York caused by payment of interest
Demand loans made by Now York City banks
Relation of payment of interest to financial crisis
Discussion of question by New York Clearing-House Association
Probable effect of united action of New York Clearing-House Association
Action of United States courts as to power of national banka to borrow money to lend.
Legal aspect of the custom
Deposits bearing interest should not be subject to payment on demand
Custom of paying interest on deposits by banks in the city of London
Kates of discount and rates of interest allowed on deposits in London
RESERVE
Net deposits, with amount and classification of reserve, held by national banks in New
York City and in the other reserve cities, and by the remaining banks, at various
dat es
Movement of reserve for the last seven years, shown by returns made to the New
York Clearing-House
STATE BANKS, TRUST COMPANIES, AND SAVINGS BANKS
Act of Congress requiring Comptroller to obtain information in reference thereto
States from which returns have been received through the courtesy of State officers..
Resources and liabilities for the last four years of State banks and trust companies in
operation
States in which the above banks and companies are located
Resources and liabilities of savings banks for the last four years
Savings banks in the city of Philadelphia
Comparison of deposits of savings banks and trust companies with those of national
banks
Deposit accounts in New England, average amount thereof, and average savings deposits per capita of the population
Average savings deposits per capita of the population of the State of New York
Reference to tables in appendix
Comptroller must depend upon the courtesy of State officers for information in regard
to State banks
Uniformity in the reports made to such officers desirable
Suggestion as to form of bill regulating such reports to State officers
LII
UI
LII
TTTT
LUI
LIU
LUI
LILT
LIV
LIV
LIV
LIV
LV
|LV
LV
LVT
LVT
LVI
LVI
LVI
LVI
LVII
LVII
LVLT
LVLT
LVLT
LVII
LVII
LVII
LVLT
LVIII
LVIII
LVIII
LVIII
LIX
LIX
LIX
LX
LXI
LXI
LXI
LXI
LXI
LXII
LXH
LXII
LXII
LXIII
LXIII
LXIII
LXIII
LXIII
€CLX
INDEX.
Page.
PRIVATE BANKERS
Impossible to obtain authentic informa tion in reference to them
Reference to tables giving information for previous years in the appendix
TAXATION
Repeal of law taxing capital and deposits of banks
Only remaining United States tax that on circulation
Cost of the national-banking system to the Government, how paid
Suggestion as to repeal of law taxing circulation
How expenses of national banking system may be paid if tax is repealed
Total expenses of office of Comptroller of the Currency from the date of the establishment of the system
Total tax collected on capital and deposits of national banks during the fiscal year
ending June 30, 1884
Taxes paid by national banks on circulation, deposits, and capital, from 1864 to 1884,
inclusive
Taxes paid by banks other than national on circulation, deposits, and capital, from
1864 to 1882
Taxation of national-bank shares by State authority
UNITED STATES LEGAL-TENDER NOTES AND NATIONAL-BANK CIRCULATION
Sketch of the history of the issue of legal-tender notes
Amount and kinds of outstanding currency of the United States and of the national
banks from August 31, 1865, to November 1,1884
Lawful money deposited under the act of June 20, 1874
National-bank circulation redeemed since June 20, 1874
National-bank circulation issued and retired by banks located in each State since June
20, 1874
Circulation issued and retired during the year
Lawful money deposited during the year to retire circulation
Total amount of lawful money deposited under act of June 20, 1874
Lawful money deposited under various acts and laws
Lawful money on deposit by insolvent, liquidating, and banks reducing circulation, on
the first of each of the last five months
DENOMINATIONS OF FAFEK CIRCULATION OF THE UNITED STATES AND OF BANKS OF FOREIGN
COUNTRIES
Least denomination of national-bank notes now issued
Denominations of national-bank and legal-tender notes outstanding on November 1,
1884, and aggregates for two previous years
Percentages of notes of different denominations now outstanding
Circulation of the Imperial Bank of Germany on December 31, 1883, by denominations.
Decrease in circulation of the Imperial Bank of Germany during the year
Circulation of the Bank of France on January 31, 1884, by denominations
Increase in circulatien of the Bank of France
Least denominations of notes issued by foreign banks
REDEMPTION
Maintenance of the 5 per cent, redemption fund
National-bank notes redeemed at the Treasury at the expense of the banks
National-bank notes received for redemption monthly by the Comptroller of the Currency and at the redemption agency of the Treasury from November, 1883, to October 31,1884
."
:
Amounts received at the redemption agency from the principal cities
Increase in redemption of notes fit for circulation
Total amount received by the Comptroller of the Currency for destruction
Number and amount of national-bank notes of each denomination issued and redeemed
since the establishment of the system and the amount outstanding on November 1,
1884
Reference to table in the appendix showing the amount of national-bank notes outstanding, by denominations, on November 1, for the last thirteen years
National-bank notes received and destroyed in the office of the Comptroller yearly
since the commencement of the system
Special attention called to the synopsis of judicial decisions and to other tables in the
appendix and to the index of subjects and the list of tables to be found at the close
of the appendix
LXV
LXV
LXV
LXV
LXV
LXV
LXV
LXV
LXV
LXV
LXVI
LXVI
LXVI
LXVI
LXVII
LXVII
LXVII
LXVIII
LXVIII
LXVIII
LXIX
LXIX
LXIX
LXIX
LXIX
LXIX
LXIX
LXX
LXX
LXX
LXXI
LXXI
LXXI
LXXI
LXXI
LXXI
LXXI
LXXII
LXXII
LXXII
LXXII
LXXH
LXXIH
LXXIII
LXXIII
INDEX.
CCLXI
TABLES CONTAINED IN THE APPENDIX.
Pag©.
Names and compensation of officers and clerks in the office of the Comptroller of the Currency, and expenses for the fiscal year ending June 30, 1884
LXXV
Synopsis of decisions of the Supreme and circuit courts of the United States and of State
courts of last resort upon national-bank questions
LXXVH
Number and capital of national banks, the corporate existence of which was extended
prior to November 1,1884, shown by States
CIV
National banks whose corporate existence will expire in 1885
CV
Number of banks organized and in operation, with their capital, bonds on deposit, and
circulation issued, redeemed, and outstanding, on November 1, 1884
CXXII
Clearings and balances of the banks of New York City for the weeks ending at the dates
given
National banks that went into voluntary liquidation prior to 1870, with date of their organization, the amount of circulation issued, the amount outstanding November 1, 1883, and
the percentage unredeemed
CXXIV
National banks that went into voluntary liquidation previous to 1876, with the dates of
organization and liquidation, the amount of circulation issued, the amount outstanding
November 1, 1883, and the percentage unredeemed
CXXV
Principal liabilities and resources on September 30, 1884, of the national banks, by States
and reserve cities, arranged in eight principal divisions
*.
CXXVIII
Number of State banks and trust companies, private bankers, and savings banks, with the
average amount of their capital, deposits, and investments in United States bonds, for
the six months ending May 31,1880
CXXXII
Similar exhibit for the six months ending May 31, 1881
CXXXIV
Similar exhibit for the six months ending May 31, 1882
CXXXVI
Similar exhibit for the six months ending November 30, 1882
CXXXYIII
Lawful-money reserve of the national banks, as shown by the reports of their condition
at the close of business on September 30, 1884
CXL
State of the lawful-money reserve of the national banks, as shown by their reports, from
October 1, 1878, to September 30, 1884
CXLII
Classification of the loans and discounts of the banks in New York City, Boston, Philadelphia, and Baltimore, in the other reserve cities, and in the States and Territories, on
SeptemberSO, 1884
CXLIV
Liabilities of the national banks, and the reserve required and held at three dates in each
year from 1881 to 1884
CXLV
Average weekly deposits, circulation, and reserve of the national banks of New York City,
as reported to the New York Clearing-House, for the months of September and October
in each year from 1875 to 1884
CXLVI
Dividends and earnings of the national banks, arranged by geographical divisions, for semiannual periods from September 1,1875, to September 1,1884
CXLVIII
Abstract of reports of dividends and earnings of national banks in the United States from
September 1,1883, to March 1,1884
CL
Similar exhibit from March 1,1884, to September 1,1884
CLII
Ratios to capital and to capital and surplus of the dividends and earnings of national banks
from March 1,1880, to September 1,1884, shown by States and reserve cities
CLIV
Number and denominations of national-bank notes issued and redeemed, and the number
of each denomination outstanding, on November 1 in each year from 1872 to 1884
CLVT
Monthly increase and decrease of national-bank circulation from November 1, 1880, to
October 31,1884, to which is added the preceding yearly increase and decrease since January 14,1875
CLvn
Number of State banks, savings banks, trust companies, and private bankers, with their
average capital and deposits, aiid the tax thereon, for the six months ending November
30,1882
CLVIII
Number and average capital and deposits, by geographical divisions, of State banks,
private bankers, and trust and loan companies, and of savings banks with and without
capital, for six months ending November 30, 1875
CLIX
Similar exhibit for six months ending May 31,1876
:.
CLIX
Similar exhibit for six months ending November 30,1876
CLIX
Similar exhibit for six months ending May 31,1877
CLIX
Similar exhibit for six months ending May 31,1878
CLIX
Similar exhibit for six months ending May 31,1878, the private bankers being given separately
CLX
Similar exhibit for six months ending May 31,1878, combining State banks, savings banks,
private bankers and trust companies, and showing, in addition, the number, capital, and
deposits of national banks on June29, 1878
CLX
CCLXII
INDEX.
Number and average capital and deposits, by geographical divisions, of State banks and
trust companies, private bankers, and savings banks, with and without capital, for six
months ending May 31, 1879, the private bankers being given separately
CLX
Similar exhibit, in which the State banks, savings banks, private bankers, & c , are combined, showing in addition the number, capital, and deposits of national banks on J u n e
14, 1879
CLXI
Similar exhibit for six months ending May 31, 3880, showing the State banks and trust
companies combined, and private bankers, savings banks, with capital and without capital, separately
CLXI
Similar exhibit showing the State banks, savings banks, private bankers, &c, combined,
for six months ending May 31,1880, and the national banks separately on J u n e 11, 1880..
CLXI
Similar exhibit for six months ending May 31, 1881, the private bankers being given separately
CLXU
Similar exhibit for six months, ending May 31, 1881, the national banks being for J u n e 30,
1881
CLXII
Similar exhibit for six months ending May 31,1882, the private bankers being given separately
CLXII
Similar exhibit for six months ending May 31, 1882, the national banks being for July 1,
1882
CLXHI
Similar exhibit for six months ending November 30, 1882, the private bankers being given
separately
CLXHI
Similar exhibit for the six m'onths ending November 30, 1882, the national banks being for
December 30, 1882
CLXIII
Resources and liabilities of State banks at various dates
CLXIV
Aggregate resources and liabilities of State banks from 1880 to 1884
CLXVI
Resources and liabilities of trust and loan companies at various dates
CLXVI
Aggregate resources and liabilities of trust and loan companies from 1880 to 1884
CLX V I I
Resources and liabilities, by geographical divisions, of State banks and trust companies,
1883-84
CLXVII
Resources and liabilities of savings banks organized under State laws at various dates
CLXVUI
Aggregate resources and liabilities of savings banks from 1880 to 1884
CLXIX
Aggregate deposits of savings banks, by States, with the number of their depositors and
the average amount due to each in 1883 and 1884
CLXX
Amount of national-bank and legal-tender notes outstanding on J u n e 20, 1874, January 14,
1875, May 31, 1878, r.nd November 1, 1884, and the increase and decrease in each
CLXX
Amount, by States, of national-bank circulation issued, of lawful money deposited in the
United States Treasury to retire such circulation from J u n e 20, 1874, to November 1,
1874, and the amount remaining on deposit at latter date
CLXXI
National banks that have gone into voluntary liquidation under sections 5220 and 5221,
Revised Statutes of the United States, with dates of liquidation, amount of capital,
circulation issued and retired, and circulation outstanding November 1, 1884
CLXXH
National banks that have gone into voluntary liquidation under sections 5220 and 5221,
Revised Statutes of the United States, for tbe purpose of organizing new associations,
with date of liquidation, capital, circulation issued, retired, and outstanding November
1,1884
CLXXIX
National banks in liquidation under section 7, act of J u l y 12, 1882, dates of expiration of
charter, circulation issued, retired, and outstanding November 1, 1884
CLXXX
Similar exhibit, with lawful money deposited, & c , in regard to national banks in the
hands of receivers
CLXXXI
Insolvent national banks, with date of appointment of receivers, capital stock and claims
proved, and rate of dividends paid
.'
CLXXXHE
Number of banks with capital of $150,000 and under, and with $150,000 and over, in each
State, Territory, and reserve city, with amount of bonds deposited to secure circulation,
on September 30, 1884
CLXXXIT
Number of banks in each State, Territory, and reserve city, with capital, minimum of
bonds required, bonds actually held and circulation issued, September 30, 1884, and increase of circulation authorized by the McPherson bill
CLXXXVXH
Aggregate resources and liabilities of the national banks from October, 1863, to October,
1884
."
CXC
Abstract of reports of the condition of national banks on December 31, 1883, and on March
7, April 24, June 20, and September 30,1884
CCIX
List of States, Territories, and reserve cities
CCLXDH
Report of the condition of each national bank on September 30,1884
1
Index of towns
905
LIST OF STATES, TERRITORIES, AND RESERVE CITIES.
STATES AND TERRITORIES.
States and Territories.
Abstract. Reports.
Page,
Alabama
Arizona
Arkansas
California
,
Colorado
Connecticut
Dakota
Delaware
,
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
,
Kansas
,
Kentucky
Louisiana
Maine
,
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Page.
CCXXVI
471
872
500
864
855
164
873
418
438
47C
CCXXIV
465
CCXLYIII
885
636
604
742
814
502
477
3
423
60
692
783
475
CCXXVI
CCXLVI
ccxxx
CCXLIV
CCXLIV
CCXIV
CCXLVIII
CCXVII1
ccxx
CCXXXIV
CCXXXIV
CCXXXVIII
CCXLII
ccxxx
CCXXVIII
ccx
ccxx
CCXII
CCXXXVI
CGXL
CCXXVI
States and Territories.
Abstract. Reports.
Page.
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico.-..
New York
North Carolina .
Ohio
| Oregon
Pennsylvania...
Rhode Island ...
South Carolina..
Tennessee
Texas
Utah
Vermont
Virginia
Washington....
West Virginia..
Wisconsin
Wyoming
CCXL
CCXLVIII
CCXLII
CCXLIV
ccx
CCXVI
CCL
CCXIV
CCXXIV
Page.
800
887
834
863
27
300
892
194
455
CCXXXII
CCXLVI
CCXVI
324
CCXII
143
CCXXIV
460
CCXXXII
525
CCXXVIII
480
CCL
895
ccx
43
CCXXII
440
CCL
897
CCXXII
448
CCXXXVIII
725
CCLII
902
RESERVE CITIES.
Cities.
Abstract. Reports.
Page.
Albany...
Baltimore.
Boston
Chicago...
Cincinnati
Cleveland.
Detroit.. Louisville.
CCXVI
ccxx
CCXII
CCXXXVI
CCXXXII
CCXXXIV
CCXXXVI
ccxxx
Cities.
Page, j
194 ij Milwaukee ,
423 j- New Orleans...
64 |i New York
644 || Philadelphia...
547 \ Pittsburgh . . . .
552 \ S San Francisco .
698 |j St. Louis
512 ! Washington...
NOTE.—For index of towns, see end of volume.
Abstract. Reports.
Page.
CCXXXVIII
CCXXVIII
CCXIV
CCXVIII
CCXVIII
CCXLVI
CCXLII
CCXXII
Page.
734
477
249
374
385
867
810
438
REPORTS OF THE CONDITION
OP
THE NATIONAL BANKS
CLOSE OF BUSINESS ON TUESDAY, SEPTEMBER 30, 1884.
H. Ex. 3
1
KEPOETS OF THE CONDITION
OP
THE NATIONAL BANKS
AT THE
CLOSE OF BUSINESS ON TUESDAY, SEPTEMBER 30, 1884.
First National Bank, Auburn.
JEREMIAH DINGLEY, J B . , President
L. LINN SMALL, Cashier.
No. 154.
Resources.
Loans and discounts
Overdrafts
XL S. bonds to secure circulation. -.
XJ. S. bonds to secure deposits
IT. S. bondsonhand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.
Liabilities.
$235, 839 92
Capital stock paid in.
$150,000 00
150, 000 00
Surplus fund
Other undivided profits
National bank notes outstanding..
14,772 35 State bank notes outstanding
1, 000 00 Dividends unpaid
1 593 07 Individual deposits
United States deposits
1,086 64 Deposits of U.S. disbursing officers.
2, 220 00 Due to other national banks
82 24 Due to State banks and bankers . .
2, 650 00
311 00 Hotes and bills re-discounted .
Bills payable
6, 750 00
41.6, 305 22
Total.
33,000 00
3, 491 Tl
135,000 00
91,390 95
3,422 55
416, 305 22
National Shoe and Leather Bank, Auburn.
A R A CUSHMAN, President.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
XT. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
CT. S. certificates of deposit
Due from IT. S. Treasurer
Total.
IN"o. 2270.
M. C. PEHCIVAL, Cashier.
$493,254 05 j Capital stock paid in.
366,666 66 i
9,117 63
13, 297 U
6, 756 57
6, 000 00
2, 364 59
1, 468 7o
2. 042 00
548 50
10,166 00
8, 800 00
853, 815 43
Surplus fund
Other undivided profits
National bank notes outstanding.
State bank notes outstanding
$300, 000 00
20. 000 09
18, 85l> 50
270, 000 00
Dividends unpaid.
357 00
Individual deposits
United States deposits
Deposits of U. S.disb ut sing officers
168, 981 11
Due to other national banks
Due to State banks and bankers ..
3, 963 79
Kotee and bills re-discounted
Bills payable
Total.
71, 656 94
853, 815 43
3
4
REPORT OF THE COMPTROLLER OF THE CURRENCY.
M A IW E.
First National Bank, Augusta.
D A N I E L A . CONY, President.
IXo. 367.
J O H N W . FOOLER, C o p i e r .
Liabilities.
Resources.
-- j !
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation. ..
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from oilier banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid. -...
Checks and other cash items
Exchanges for clearing-house
Bills of otber banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
,
Due from XL S. Treasurer
Total.
$250,000 00
$403, 785 33 ij Capital stock paid in
1, 855flC;j
250,000 00 Surplus fund
50,000 0©
15, 015 50-
Other undivided profits.
j National bank notes outstandingState bank notesi outstanding
26, 202 97
86 83
1
Dividends unpaid
1,221 10 Individual deposits
10, 0u0 00 United States dt posits
13, 878 94 Deposits of U.S. disbursing officers.
Due to other national banks
(JO 02 Die to State bar ks and bankers ..
10, 95G 00
Notes and bills re-discounted.
Bills payable
11,250 00
" 7 , " 870* 66"
Total.
737, 235 81
225, 000 00
210 00
188, 912 00
8, 098 31
737, 235 81
Freeman's National Bank, Augusta.
No. 406.
SAMUEL TITCOMB, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits .
U. S. bonds on hand
Other stocks,bonds.and mortgages.
Due from approved reserve agents Due from other hanks and bankersReal estate, furniture, and fixtures.
Current expenses and taxes paid .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other hanks
fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Dae from U. S. Treasurer
$164, 334 07
2,501 22
100, 000 00
$100, 000 00
Capital stock paid in
Surplus fund
Other undivided profits
26, 000 00
4, 755 09
13, 000 00 : National hank notes outstanding..
88,400 00
State bank notes outstanding
9, 574 44
1, ,774 22
8,001) 1)0
417 10
1,277 00
Dividends unpaid
j Individual deposits
I United States deposits
4,842 G3 ij Depositsof U.S. disbursing officers.
74, 662 84
<:50 00 :! Due to other nat:onal banks
4 21 ; Due to State banks and bankers ..
4, 620 00
1, 000 00 ;: INTotes and bills r'i-discounted .
3, 722 72
16,200 24
•5 payable
4, GOO 00
Total.
315,017 89
Total.
S. B. GLAZIER, Cashier.
315, 017 8S>
Granite National Bank, Augusta.
No. 493.
DAKTITS ALDEN, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation.. J
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid. .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other hanks
Fractional currency
Specie
'
Legal-tender notes
U. S. certilientrfl of deposit
Due from U. S. Treasurer
Total.
Oil pita] stock paid in.
$130, urn 00
100,
50,
2,
iy f
28,
f-49 44
001) 00
000 00
100 00
oiiO 00
850 82
1
TUBBY JOHKSOX, Cashier.
«•_>
25,000 00
4,101 79
National hank no :es outstanding
Stati: bimk notes outstanding
87, 000 00
Dividends unpaid .
11,000 00
J: Itj.-:j^-i«liL;I1 deposits
9, 6:J0 00 !. Unitt-tl States d^popits
5, «."»3 91 i: DcjjositHof U.S. disbursing officers
[
0, 788 00 •• Due to other national banks
Dun to Siate banks and bunkers . .
ii, slo oo
$100, 000 00
Surplus fund
Other undivided profits -
404 00
114, 409 09
20.190 20
22,391 40
6, 273 70
l
s and bills re-discountod
4, noo 00
379,770 18
379, 770 18-
REPORT
O F T H E COMi'TP.nT.LEif.
O F TIIH
5
CURRENCY.
A I IV E .
F i r s t ITa-i.i'.>j.i::-J. B a n k , P.aj
C E O HOE STETSON, President.
E . G. W I - M A N ,
No. 1.2.
Cashier.
Liabilities.
Resources.
Loans and discounts
;
Overdrafts
'
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages. i
Due from approved reserve a g e n t s .
D u e from other banks and b a n k e r s . \
"Real estate, furniture, and
fixtures.'
C u r r e n t expenses and taxes p a i d . . . ;
!
P r e m i u m s paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
;
;
fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
$734, (»•"> 1. '.V-\Capital Ntoi.'t ]>nid in
•>^- ">7
300, m;o <:o Surplus i'i;ii<l..
50, 000 i»0 Other undivided proiits
National bank notes o u t s t a n d i n g . .
Sl.ile bank notes outstanding
45, (500 82
H, 2ii() [Mi ; Dividends unpaid
3, Md 1)7
1, 755 Xi , Individual deposits
1, 250 04
$300 000 00
:
300,0-10 00
33, 594 28
• Ujiiitcfl States ilepoaits
D i.r posit 8 of U. S. disbursing officers .
'.
:
!
j
8, 010 00 .; Due to other national banks
3 80 1 Duo to State banks and bankers...
31,800 00
;
18, 500 00
269, 200 00
285 00
450, 324 48
#3, 627 20
1,231 41
11, 067 88
Notes and bills re-discounted.
Hills payable
Total.
1,199, 330 25
Total.
I
1, 199, 330 25
Second National Bank, Eangor.
N A T H A N C. A Y E R ,
President
Loans and discounts
I
Overdrafts
|
V. S. bonds to secure c i r c u l a t i o n . . . i
U. S. bonds to secure deposits
j
U . S. bonds on hand
i
Other stocks, bonds, and mortgages. I
Duo from approved reserve agents. \
Due from other banks and b a n k e r s . |
Real estate, furniture^ and fixtures, j
C u r r e n t expenses and taxes p a i d . . . !
P r e m i u m s paid.
!
T
Checks and other cash i t e m s . .
Exchanges for clearing-house.
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. T r e a s u r e r
No. 306.
$556, 413 17
707 58
150, 000 00
Capital stock paid in
Cashier.
$150,000 00
Surplus fund
Other undivided profits .
30, 000 00
75, 955 93
Rational bank notes o u t s t a n d i n g . .
58,620 0~> State bank notes outstanding
916 18 Dividends unpaid .
132, 300 00
2, 575 57 ! Individual deposits
.1 .
United States deposits
2,038 30 | Deposits of U.S. disbursing officers.
424, 518 27
6,300 00
Due to other national b a n k s
75 00 I Duo to State banks and bankers . .
41, 325 00
Notes and bills re-discounted .
Bills payable
6, 750 00 J
12, 521 07
425 64
Total.
825,720 91 i
Total
S. D E N N E T T ,
825, 720 91
Kenduskeag National Bank, Bangor.
W I L L I A M B. H A T F O R D , President.
Loans and discounts
Overdrafts
TJ. S. bonds to secure c i r c u l a t i o n . . .
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve a g e n t s .
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes p a i d . . .
P r e m i u m s paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
.*
Legal-tender notes
TJ. S. certificates of deposit
Duo from TJ. S. T r e a s u r e r
Total.
No. 518.
GEORGE H. HOPKINS,
$315,515 4 0 ; : Capital stock paid in .
"166,000 00 ji Surplus fund
Other undivided profits .
84,435 43
National bank notes outstanding.
State bank notes outstanding ..'..
3,745 46
Individual deposits
,
United States deposits
Deposits of U.S. disbursing officers.
Dividends unpaid
6,205 00
D u e to other national b a n k s
2U 00 I Due to State banks and bankers . .
15,783 31 I
Notes and bills re-discounted.
Bills payable
4=, 500 00 !
530, 204 60 |
Total.
Cashier,
$100, 000 00
20, 000 00
13, 290 21
87, 200 00
5, 000 00
288,105 19
16, C09 20
530, 204 60
REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Merchants' National Bank, Bang or.
8 MUEL H. BLAKK, President.
No. 1437.
ALBERT P. BAKER, Cashien
Resources.
Liabilities.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation. .
TJ. S. bonds to secure deposits
XJ. S. bonds on band
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from IT. S. Treasurer
Total.
$330, POS ID
Capital stock paid in.
1, 235 87 I
100, 000 00 Surplus fund
Other undivided profits .
23, 200 00
71, 798 85
National bank notes outstanding..
State bank notes outstanding
260 19
6, 588 75 Dividends unpaid.
948 48
Individual deposits
United States deposits
2,784 11 Deposits of U.S. disbursing officers
12, 660 00 Due to other national banks
24 96 Due to State bank:* and bankers. -.
16,993 50 :
1,1*50 00 I Notes and bills re-discounted.
Bills payable
4, 500 00
573, 089 30
Total.
$100,000 00
20, 000 00
92,176 93
90, 000 00
1,427 00
140 00
259, 318 16
10, 027 21
573,089 30
Veazie National Bank, Bangor,
CHARLES V. LORD, President.
No. 2089.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from U. S. Treasurer
Total.
$216, 012 42
""i66,"666"66";
19, 514 04
3,000 00
2 25
WILLIAM C. HOLT, Cashier.
Capital stock paid in.
$100, 000 00
Surplus fand
Other undivided profits .
18,710 14
3,017 44
National bank notos outstanding.
State bank notes outstanding.."..
89, 000 00
Dividends unpaid
Individual deposit))
,
United States deposits
14,185 SO Dt .posits of U. S. disbursing officers
3, 206
18
500
9, 000
00 Due to other national banks
58 Due to State banksi and bankers ..
00
00 Notes and bills re-c'iiscounted.
iiills payable
4, 500 00
369, 999 75 j
Total.
3, 954 00
151,430 17
3, 288 00
369, 999 75-
F