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PUBLIC DOCUMENT . .
. . N o. 8
NINETEE]^fM'ïüii'i-EB0^.:'.'A
B oard of Commissioners
SAYINGS BANKS.
1894 .
P art
I.
SAYINGS BANKS, INSTITUTIONS FOR SAYINGS, AND SAFE
DEPOSIT, LOAN AND TRUST COMPANIES.
BOSTON:
WRIGHT & POTTER PRINTING CO., STATE PRINTERS,
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Federal Reserve Bank of St. Louis
18 Post Office Square.
1895.
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Federal Reserve Bank of St. Louis
33S.I
[V\3 e b
6 e? 4 ; . f * -
Commontucaltb of ftlassacbusctts.
O f f ic e
of t h e
B o a r d of C o m m is s io n e r s of S a v in g s B a n k s ,
C o m m o n w e a l t h B u i l d i n g , B oston , Dec. 27, 1894.
To the Honorable the Senate and House o f Representatives in General Court
assembled.
The Board o f Commissioners o f Savings Banks, in accord
ance with statutory requirements, has the honor to submit its
nineteenth annual report, relating to the condition o f the insti
tutions under its supervision.
The number o f such institutions has been increased by the
addition o f two trust companies and two co-operative banks,
which have commenced business since the date o f the last re
port, the present number of institutions under the supervision
o f the Board is 331, with assets o f about $574,194,000.
A s authorized by statute, this report is made in two parts.
Part I ., here presented, gives the condition and statistics o f
the following institutions, viz. :—
185 savings banks and institutions for sav
ings, with assets of
. . .
$442,391,264 81
25 trust companies, with assets of
.
.
110,879,135 65
1 trust company in hands of receiver, with
assets o f ...........................................
151,268 48
1 savings bank in hands of receiver, with
assets of *
Part IT., to be presented later in the session, will include the
statements o f : —
\XS
Os
117 co-operative banks,
2 collateral loan companies and
2 mortgage loan companies.
É
* See page xiii for a statement of the affairs of this institution.
<A"
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Federal Reserve Bank of St. Louis
IV
R E P O R T OF TH E
[Pub. D oc.
I n c r e a s e in I n s t it u t io n s .
The institutions which have commenced business during the
past year are : —
Name.
Date of Incorpora
tion.
Date of
Commencement of
Business.
Trust Companies.
The Newton Centre Trust Company,
N e w t o n , ...........................................
The Middlesex Safe Deposit and Trust
Company, Lowell,
.
.
.
.
March 22, 1894. July 12, 1894.
May
29, 1888. Oct. 15, 1894.
April
11, 1894
Nov.
13, 1894. Nov. 13, 1894.
Co-operative Banks.
The Lafayette Co-operative Bank, Fall
R i v e r , ....................................................
The Winchester Co-operative Bank, Win
chester, ....................................................
May
2, 1894.
D e c r e a s e o f I n s t it u t io n s .
The Spencer Co-operative Bank has during the year closed
its business, paid its shareholders in full, and deposited its
books and papers in this office, as required by statute. W e
have to suggest that this corporation be now dissolved.
I n s t it u t io n s C h a p t e r e d b u t n o t C o m m e n c e d B u s in e s s .
The Markets Savings Bank, incorporated March 25, 1893,
and the Dorchester Savings Bank, incorporated April 16, 1894,
both to be located in Boston, have not commenced to do
business.
Authority to organize the Roger Conant Co-operative Bank,
to be located in Salem, was given Oct. 22, 1894, but it did
not commence business until November, and is therefore not
included in this report.
I n c r e a s e in B u s in e ss .
The addition o f four new institutions does not in itself alone
indicate an essential increase in the duties o f this B oa rd ;
when, however, it is considered that an increase o f over
$17,800,000 in the assets o f the savings banks; o f nearly
$18,000,000 in the assets o f the trust companies ; and o f about
$1,500,000 in the assets ol the co-operative banks, involves an
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Federal Reserve Bank of St. Louis
No. 8 .]
SA V IN G S B A N K CO M M ISSION ERS.
v
additional investment o f over $37,000,000, it will be readilyseen that the labor and care in the examinations made by the
Board are correspondingly increased ; and the time appears to
have arrived when, in order to give that thorough inspection o f
the affairs o f the banks and companies which the Board desires,
and which the public expects to have given, it is necessary to
employ additional clerical assistance.
Cases frequently arise, especially in the co-operative banks,
when a day or two o f work by a clerk skilled in accounts
would tend to supplement the examination o f the commissioner
to thé advantage alike o f the institution and o f the depositors
therein, and at the same time be the means o f avoiding delay
in the completion and compilation o f the annual returns by pre
venting errors in entries, or their correction at or soon after
occurrence, rather than at the end o f the fiscal year, when
every one connected with the institutions is especially busy.
D i v id e n d s .
Bates o f Dividends' showing Comparisons with Oct 3 1 ,1 8 9 3 .
Ordinary Dividen ds paid during the Y ear ending Oct . 31,1894.
2 saviors banks paid at the rate of
4
15
5
155
3
1
In
De
crease.
crease.
5 pet cent.
43
41
4 1
^4
4
qi
°2
2
185
Total amount of ordinary dividends for the year, .
Average rate of ordinary dividends for the year, .
. $15,665,211 87
4.06 -|- per cent.
O f the banks which declared dividends at rates other than
the usual rate o f two per cent, each half year,—
3 banks paid the first term 2 per cent., the second term \ \ per cent.
66
44
2
44
2
21
66
66
44
2
44
44
2
“
H
66
44
44
3
44
“
44
2
u
66
44
44
8
44
44
2 14
"
u
6»
66
91
44
44
“
5
44
2
66
9X
44
44
“
4
44
44
~ 2
21
66
4‘
91
44 ^2
44
2
44
“
2^
66
66
66
66
66
1
44
0
“
2
Three banks have paid extra dividends amounting to $105,752.02.
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Federal Reserve Bank of St. Louis
R E P O E T O F TH E
[Pub. D oc.
Table showing Average Bate of Dividends Each Year since 18 7 6 .
1876,
5 66 per cent.
1886,
4.06 per cent.
1877,
5.00 “
“
1887,
4 06 “
“
1878,
4 00 “
“
1888,
4.14 “
“
1879,
3 68 “
1889,
4.08 “
1880,
3.93 “
“
1890,
4.08 “
“
1881,
4.00 “
“
1891,
4.10 “
“
1882,
3.97 “
1892,
4.11 “ ' »
1888,
4 09 “
1893,
4.09 “
“
1884,
4 15 “
“
1894,
4.06 “
“
1885,
4.14 “
“
In making up the average o f dividends shown in the fore
going tables, it has always been the custom of the Board to take
into account the number o f banks only, without considering the
amount o f their deposits ; so that an institution paying div
idends o f five per cent, on deposits o f half a million o f dollars
counted for as much in the calculation as another paying divi
dends o f four per cent, or less on deposits o f several millions.
This method o f computation has been criticised, and it is justly
claimed that an average so arrived at is not the exact average
o f the dividends received on the aggregate deposits in the
savings banks o f this Commonwealth; an accurate average
could only be obtained by a calculation based upon the actual
principal sum upon which each dividend in each bank had been
computed, and said principal sums are not known to this Board.
A computation has been made based upon the amount o f div
idends declared at each particular rate during the year past, and
a principal sum assumed from said amounts ; but owing to the
fact that in those banks paying four and a half per cent, or
more the deposits are in excess o f the deposits held by the
banks paying only three and a half per cent., the average thus
obtained, viz., 4.05 -f- per cent., varies only about one onehundredth o f one per cent, from that obtained by the method
first mentioned, which for this year appears thus to be nearly
the correct average.
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Federal Reserve Bank of St. Louis
No. 8 .]
SA V IN G S B A N K CO M M ISSION ERS.
VIL
The current rates for money, except during some periods o f
temporary stringency, have steadily decreased for several years ;
and in no way is this fact more clearly illustrated than by the
dividends o f our savings banks ; and a comparison o f the tables
o f a decade ago with that for the present year is interesting in
this connection.
In
In
In
In
In
In
In
1884
1884
1884
1884
1884
1884
1884
.
.
.
.
2 banks paid
*.
8
117
“
2
“
“
19
61
4
u
20
3 per
qi
02
4
4|
41
43
5
cent.;
“
;
“
;
“
;
“
;
“
;
“
;
in
in
in
in
in
in
in
1894
1894
1894
1894
1894
1894
1894
.
.
167
0
3
155
5
15
4
2
184
And one small bank in 1894 paid only one dividend.
Some o f the banks still own bonds bearing five, six, and in
some few instances even seven per cent, interest; but these are
continually reaching maturity, and the avails thereof cannot be
reinvested in a similar class o f securities so as to net at present
more than three and a half to four per cent., therefore the
income o f such banks must be accordingly reduced in the near
future.
The reduction in the earning capacity o f the banks is further
evidenced by a comparison o f the loans outstanding Oct. 3 1 ,,
1893, with those existing a year la ter:—
At the former date the loans at less than four per cent, were $11,903,555 00
“
“
“
“ four per cent, were
.
.
20,919,628 00
“ over four per cent, were
. 263,163,911 00
This report shows loans at less than four per cent, were .
29,083,067 00
“
“
“ four per cent, were . .
.
56,056,753 00
“
“
“ over four per cent, were .
.
209,120,880 00
I f the earning capacity o f money continues to decline, or
even to remain where it now is, the rates o f dividends must
decline also ; but we believe that, so long as the affairs o f the
banks are conducted in the same conservative spirit as at
present, those depositors for whose benefit the institutions were
established will be satisfied, while if such decline should induce
the withdrawal o f deposits by those who by various devices
have succeeded in depositing considerable sums, it would be o f
benefit to the banks in reducing the funds now on hand or on
deposit in the national banks at a low rate o f interest.
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Federal Reserve Bank of St. Louis
[Pub. D oc
R E P O R T O F TH E
vm
A ggregate
Statem ent
of
L ia b il it ie s
A ssets,
an d
Showing Increase or Decrease as compared with the Year ending
Oct. 31, 1S93.
Liabilities.
Percentage
Amount Oct. 31,
C l a s s if ic a t io n .
Increase.
of
Increase.
1894.
D e p o s i t s , .........................................................
$416,778,017 53
$16,782,447 72
4.19
Guaranty f u n d , ................................................
16,851,216 66
1,108,194 26
7.04
Undivided e a r n i n g s ,......................................
8,490,937 59
1
Due on incomplete mortgage loans, .
125,032 70
j-
Sundry l i a b i l i t i e s , ......................................
146,060 33
J
.89*
78,711 55*
$442,391,264 81
“
* Decrease.
Amount
C l a ssif ic a t io n .
Increase.
Decrease.
Oct. 31, 1894.
$8,134,944 69
-
Percentage of
Investments to
Total Assets.
Assets.
14.55
Public f u n d s , ...............................................
$64,566,180 95
Loans on public funds.......................................
1,356,540 00
-
$85,415 00
.31
*Bank stock.............................................................
28,764,454 80
-
266,691 15
6.51
-
422,459 80
.44
10.73
.19
Loans on bank s t o c k , ......................................
1,910,869 73
Railroad bonds.....................................................
47,464,412 55
11,306,394 03
Loans on railroad bonds...................................
987,150 00
-
690,550 00
Loans on railroad stock....................................
830,400 00
-
577,975 00
Railroad notes.................................................
475,000 00
-
3,554,110 42
3,557,940 23
Real estate for banking purposes,
-
.81
-
41.45
1,360,561 57
334,392 56
9,393,480 68
Loans on personal security,
78,917,602 76
Loans to counties, cities or towns (notes),
10,294,620 14
685,121 36
.
.
.
Loans on real estate.......................................
44,573 00
Loans on depositors’ books,
Sundry a s s e t s , ................................................
464,950 09
Expense account..................................................
167,722 36
|
.11
130,018 35
183,344,058 68
Real estate by foreclosure, .
.23
9,881,030 11
14,507 00
.31
17.84
2.33
.01
.14
1,823 57
Cash on hand : —
In banks, on interest, .
$16,099,886 54
In banks, not on inter
est,
.
.
.
.
498,700 84
.
1,285,640 57
In office,
.
.
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Federal Reserve Bank of St. Louis
17,884,227 95
$442,391,264 81
3,318,493 67
“
"
4.04
No. 8 .]
S A Y IN G S B A N K CO M M ISSIO N ERS.
ix
The statement o f liabilities shows the aggregate amount o f
deposits to be $416,718,017.53, an increase for the year o f
$16,782,447.72, the increase for the previous year having been
but $6,975,707.73. The total number o f depositors is 1,247,090,
the average deposit to each account being $334.20. Last year
the average was $329.35, and the total number o f open accounts
was 1,214,493.
The number o f deposits made during the year was 1,044,649,
the amount deposited bei ng $74,946,5 70.01, an average o f $71.74
for each deposit. The number o f withdrawals was 968,577
and the amount withdrawn $74,124,697.33, an average o f
$76.53 for each withdrawal.
It is quite clearly indicated by these averages that the banks
are being generally used by those people o f small means for
whose special advantage they were designed.
The amount deposited exceeded the amount withdrawn by
only $821,872.68.
Dividends to the amount o f $15,770,963.89 have been cred
ited to depositors during the year.
The total assets o f the one hundred and eighty-five savings
banks are $442,391,264.81, an increase o f $17,811,930.43.
The increase and decrease during the year in each particular
item o f assets is shown by the table on page viii.
The increased investments are : —
In
In
In
In
public funds,..................................
railroad bonds,
.
.
.
.
loans on real estate,
loans to counties, cities and towns,
$8,134,944
11,306,394
9,393,480
685,121
69
03
68
36
And these indicate the careful, conservative management o f
the banks, as all these channels o f investment can justly be
considered among the safest and best.
The amount invested in bank stock during the year was com
paratively small, and was considerably exceeded by the amount
received from those national banks whose capital was reduced
during the year, in which the savings banks held a considerable
number o f shares.
The increase o f over $3,000,000 o f deposits in banks (usually
at low rates o f interest) is an added illustration o f the difficulty
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Federal Reserve Bank of St. Louis
R E P O R T O F TH E
X
[Pub. D oc.
in obtaining such desirable investments as will produce income
sufficient to warrant their holding.
The increase in real estate held by foreclosure is to be re
gretted. The condition o f the market for all classes o f property
is such, however, that very little sale for the property previously
held could have been expected, and thus the aggregate is in
creased by that newly acquired. In cases where real estate has
been held by the banks for a considerable time, and extension
o f the time within which it must, be sold has been applied for
and granted, the banks have been informed that, except under
very unusual circumstances, another extension will not be
granted if a reasonably fair return can be obtained by a sale
thereof.
The large decrease in the item o f railroad notes is owing to
the fact that during the year two or more o f the companies
which had been considerable borrowers at the banks have
funded their floating debt.
The decrease o f $9,881,000 in loans on personal security is
no doubt in part owing to the dull business in many o f our
industries, and in part to the fact that money can be obtained at
lower rates than the savings banks are willing to accept. O f
the loans outstanding, about one-half, to wit, $39,049,808.80,
is secured by collateral, in addition to the principal and sureties
required by law.
The following table gives a synopsis o f the business o f the
banks for the past year, as compared with the year previous : —
D epo sits , W
it h d r a w a l s , etc .
Number of open a c c o u n t s , ......................................
Average amount to the credit of each account,
Number of d e p o s i t s ,.........................................................
Oct. 31, 1894.
Increase.
1,247,090
32,597
$334 20
1,044,649
Number of withdrawals...........................................
968,577
Amount deposited (not including dividends), .
$74,946,570 01
71 74
Average of deposits..............................................................
Amount withdrawn (including dividends),
74,124,697 33
-
$4 85
15,524
$2 20
-
Average of w ith d r a w a ls ,...............................................
76 53
Amount of ex p en ses,.........................................................
1,028,838 01
18,198 38
Total earnings........................................................................
20,635,413 68
390,456 09
Total ordinary d iv id e n d s ,...............................................
15,665,211 87
118,781 44
Total extra d i v i d e n d s , ...............................................
105,752 02
Number of loans of an amount less than $3,000,
59,519
3,098
Number of loans on real estate security,*
66,682
3,482
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Federal Reserve Bank of St. Louis
Decrease.
56,761
$780,901 02
10,278,377 96
8 03
—
3,383 36
-
* Averaging $2,749.53 each.
No. 8 .]
xi
SA V IN G S B A N K CO M M ISSION ERS.
C l a s s if ic a t io n o f D e p o s it s .
The provisions o f chapter 44 o f the Acts o f 1890, now em
bodied in section 43 o f chapter 317, Acts o f 1894, require the
banks every fifth year to include in their returns a classified
statement o f the deposits made during the twelve months pre
ceding. The first return under the statute was made for the
year ending Oct. 31, 1889; the second is included in the
returns for this year, and the following is a consolidated state
ment th ereof: —
[A .]
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
not more than $100,
Exceeding $100 and
not more than $200,
Exceeding $200 and
not more than $500,
Exceeding $500 and
less than $1,000, .
O f $1,000 or more, .
Totals,
Amount.
784,482
$14,756,163 48
125,939
10,251,776 15
58,496
9,114,691 25
47,790
16,900,041 45
15,768
12,174
11,099,389 93
12,824,507 75
1,044,649
$74,946,570 01
T o the credit —
O f women, both
adult and minor, .
O f guardians, .
O f r e lig io u s and
charitable associa
tions,
In trust,
.
.
Num
ber.
Am ount.
480,835
2,946
$33,469,023 11
658,017 98
11,515
56,628
1,441,944 04
5,960,155 10
Some banks, when deposit accounts are transferred from one
person to another, are accustomed to close the old account by
entering the amount as a withdrawal, and treating the sum
transferred as a new deposit, thus swelling the sum o f deposits
by the amount o f such transfers ; and therefore the preceding
table makes the total deposits to be in excess o f the new money
actually received by the banks.
W ith two or three exceptions, the banks which treat trans
fers in the manner above mentioned have been able to report
accurately a classified list o f such transfers, which reports are
consolidated into the annexed table, marked B.
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Federal Reserve Bank of St. Louis
Xll
R E P O R T O F TH E
[Pub. Doc.
[B.]
Classification of Transfers during the Year ending Oct. 3 1 ,1 8 9 4 .
Number.
Of $50 and l e s s , ...........................................
Exceeding $50 and not more than $100,
Exceeding $100 and not more than $200, .
Exceeding $200 and not more than $500, .
Exceeding $500 and less than $1,000,.
Of $ 1,000 or more,
•
1,600
878
1,084
1,739
1,454
1,206
T o ta ls ,....................................................
7,961
Amount.
$39,603
69,' 69
164,425
687,486
1.020,662
1,493,183
79
07
31
98
44
42
$3,474,431 01
Deducting from Table A the numbers and amounts disclosed
in Table B, and we are able to exhibit, in Table C, a revised
classification, which appears to give more correctly the infor
mation sought by the statute.
[C.]
Classification o f Deposits [excluding transfers] during the Year ending
Oct. 3 1 ,1 8 9 4 .
Number.
Of $50 and l e s s , ...........................................
Exceeding $50 and not more than $100,
Exceeding $100 and not more than $200, .
Exceeding $200 and not more than $500, .
Exceeding $500 and less than $1,000,.
Of $1,000 or more,
.
.
.
.
.
782,882
125,061
57,412
46,051
14,314
10,968
T o ta ls ,....................................................
1,036,688
Amount.
$14,716,559
10,182,707
8,950,265
16,212,554
10,078,727
11,331,324
69
08
94
47
49
33
$71,472,139 00
This last table shows actual new deposits o f $71,472,139.00 ;
o f these new deposits, more than 93 per cent., viz., 965,355,
were in sums o f $200 or less, the average being $35.06 ; more
than three-quarters o f the whole number, say 782,882, and
nearly one-fifth o f the total amount, to wit, $14,716,559.69,
were in sums o f $50 or less, the average being $18.80 to each.
The average o f all the deposits shown by Table C is about
$68.94, as against the average o f $71.74 computed by the
amounts in Table A .
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Federal Reserve Bank of St. Louis
No. 8 .]
SA V IN G S B A N K CO M M ISSION ERS.
X III
The deposits in name o f women is also an instructive item,
and seems to illustrate anew the character o f business being
done by the banks, inasmuch as almost one-half both in number
and amount o f the total is so deposited.
A comparison o f the classification for this year with that of
five years ago shows slight changes as to characteristics, and
those are generally in favor o f the claim that the banks are
being used almost entirely by those o f limited means and
opportunities, and not by the wealthy classes.
S t o c k b r id g e S a y in g s B a n k .
The mixed condition o f the accounts o f this bank which
existed at the time o f the last report o f this Board has since
been remedied ; at the time the books were received by the
present receiver, there appeared to be due from F. A . Hobbs,
the former receiver, the sum o f $59,746.94, which sum was
further increased by an expert examination o f the accounts in
the sum o f $537.88, making the total amount due from Hobbs
to be $60,284.82. Against this sum the present receiver has
recovered the sum o f $39,222.36, leaving now due $21,062.46,
which represents the actual direct deficiency by the books of
the former receiver.
In addition to this direct loss, the
depositors have sustained indirect losses in consequence o f the
shameful neglect o f duty by Mr. Hobbs during the last few
months o f his administration, in not enforcing claims from which
might then have been recovered more than now can be, as also
by loss o f interest on the money stolen, etc.
It is believed that traces have been found o f some o f the mis
sing money which was appropriated by Hobbs to his own use,
and legal steps have been taken looking to its recovery ; it is
expected the case will come up for adjudication early in March
next.
A claim has been made by the assignee o f H obbs, whose
estate is in the court o f insolvency, for a determination by the
supreme judicial court o f the question o f H obbs’ compensation
as receiver. As soon as these matters are settled, the Fidelity
and Casualty Company, which furnished bonds for Hobbs as
receiver, will be required to make up any deficiency to the
amount of its bond o f $20,000.
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Federal Reserve Bank of St. Louis
X IV
R E P O R T O F TH E
[Pub. D oc.
The former receiver, Hobbs, served out his term o f six
months’ imprisonment for contempt o f court, and is now under
indictment for embezzlement; he is under bonds to appear at
the January term o f the superior court o f Berkshire County,
and it is to be hoped that he will soon receive such punishment
as his nefarious conduct seems to warrant.
The present receiver, William C. Spaulding, E sq., o f West
Stockbridge, is using every effort to close up the affairs o f this
unfortunate bank as speedily as he can judiciously ; under his
administration a dividend o f fifteen per ceut. has been declared,
and is now being paid.
The following statement shows the condition o f the bank at
the time it passed into the hands o f the'present receiver, as
also its condition at close o f business, October 31 last: —
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
Stockbridge Savings B an k S tatem en t —
O c'ober 3 1 , 1 8 9 4 .
D isposition
op
A ssets .
Amount
Receiver.
Received
Charged off.
in Cash.
$25,383
31,882
20,025
47,794
39,222
Loans on personal security,
Loans on real estate security,
Real estate by foreclosure,
Suspense account,
C a s h , ......................................
$164,307 08
Am ount of assets,
Balance, cash,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
$425 00
_
39,222 36
-
-
$425 00
$532 86
1,907 29
_
_
$2,440 15
Credits on
Principal.
$3,089 97
8,455 54
—
-
Oct. 31, 1894.
$22,293
23,426
20,025
47,794
04
79
32
06
$11,545 51
.
30
15
35
80
$54,214 47
.
Less payments fo r : —
Expenses of former y e a r s , .......................................... $681
24
Special expenses this y e a r , ........................................
679
40
Ordinary expenses this year,
.
.
.
.
.
. 1,337 77
I n s u r a n c e ,.............................................................................
22
89
T a x e s , ......................................................................................
224
92
657
16
On first dividend of 33% per cent.....................................
On second dividend of 16% per cent.,.
.
.
.
1,065 12
Am ount of payments, .
$3,089 97
8,030 54
1,156
2,440
224
50
Interest on deposits, .
Interest on loans,
Rents collected, grass sold, etc.,
Sale of office furniture, etc.,
Am ount of cash received,
01
33
32
06
36
Interest
collected.
.
.
.
.
$4,668 50
•
•
.A
4,668 50
$49,545 97
49,545 97
$163,085 18
S A V IN G S B A N K COM M ISSION ERS.
Amount
delivered to
C H A R A C T E R OF A S S E T S .
R E P O R T O F TH E
XVI
[Pub. D oc.
The item o f suspense account represents the deficiency o f the
late receiver, added to that o f the former treasurer; and what
ever sums are received on account o f these shortages will go to
the credit o f that account, and be applicable to future dividends
to the depositors.
The amount due depositors at the time the bank went into
the hands o f a receiver was $303,158.61
The dividends already declared are as follows :—
First, due July 28, 1891, of 33| per cent., .
Second, due Feb. 15, 1892, of 16§ per cent., .
Third, due Nov. 1, 1894, o f 15 per cent.,
.
.
.
.
$101,052 87
50,286 29
45,260 95
There remains unpaid at date o f foregoing statement: —
Of the first d iv i d e n d ,........................................... $237 29
Of the second d i v i d e n d , ...................................
255 42
and there are four open accounts on the books, amounting to
$1,257.62, for which no claimants have appeared, nor have any
pass books been presented to verify the same, and dividends on
these accounts are not included in above amounts.
T r u s t C o m p a n ie s .
This Board has frequently referred to the fact that some o f
the trust companies allow interest on small deposits, and has as
often suggested the adoption o f a minimum limit o f deposits,
not necessarily uniform in all the companies, on which interest
should be allowed. The low rate at which the companies have
been obliged to loan their money during most o f the past year
has added weight to the suggestions o f the Board, and several
companies have adopted such a lim it; it is hoped that the time
is not far distant when the others will do likewise.
W e desire to reiterate what was said in our report to the
General Court o f 1893, that some o f the business authorized
under the general law regulating trust companies incorporated
since the passage o f that act is not likely to arise except at cer
tain central points now fully covered by existing companies,
and that, “ except under very exceptional circumstances, no
more trust companies should be- incorporated,” and then only
with a minimum capital o f $500,000.
Most o f the companies recently organized are simply banks
o f deposit and discount; and, as an evidence that already more
companies have been incorporated than are required, we append
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
S A Y IN G S B A N K
CO M M ISSION ERS.
X V II
a list o f companies incorporated which have not yet commenced
business: —
N ame
op
Date of
Incorporation.
C om pa n y .
Chelsea Safe Deposit and Trust Company, Chelsea, .
May
29 1888,
Columbia Trust Company, B o s t o n , ......................................
June
14 1892,
14 1892,
Essex County Safe Deposit and Trust Company, Salem, .
June
Fall River Loan and Trust Company, Fall River,
March
7, 1891,
Hampden Loan and Trust Company, Springfield,
June
1, 1887,
Jamaica Plain Trust Company, Jamaica Plain, .
April
20, 1893,
24, 1893,
Lawrence Trust Company, Lawrence........................................
April
Lawyers’ Loan and Trust Company, Boston,
June
3, 1890,
Manufacturers’ Loan and Trust Company, H o lyok e ,.
April
26, 1887,
March
24, 1894,
Newtonville Trust Company, Newtonville, .
.
.
.
Date of
Acceptance of
Charter.
*
Dec.
29 1888.
April
16 1889.
North Essex Trust Company, Newburyport,
April
9, 1891,
Puritan Trust Company, B o s to n ,...............................................
June
14, 1892,
Sept.
24, 1892.
Somerville Trust Company, Somerville,
Ma y
April
30, 1890.
.
.
.
.
Union Loan and Trust Company, Boston..................................
May
14» 1891,
29, 1888,
United States Safe Deposit and Trust Company, Boston,.
April
15, 1887,
Jan.
21, 1888.
W est Lynn Trust Company, Lynn..............................................
June
14, 1892,
July
24, 1892.
Winthrop Loan and Trust Company, Boston,
March 17, 1891,
* Charter expired by limitation.
Statistics relative to the companies now transacting business
are given in the table on page 725, the financial statement o f each
being exhibited on pages 700 to 724 inclusive.
S u f f o l k T ru st C o m p a n y .
This company was placed in the hands o f a receiver in Sep
tember, 1891. Little progress has been made during the past
year in the settlement o f its affairs, principally on account o f
the poor character o f its assets and the general depression in
business.
The deposits held by this company at the time o f its suspen
sion amounted to $182,142.53; the assets cannot be expected
to realize anywhere near this sum, and legal action has been
taken to enforce the liability o f its stockholders to make up the
deficit to the extent o f their holding’s o f stock.
In order to secure the best returns from the real estate held
in the W est, as also from some claims in this section o f the
Union, the liquidation o f its affairs must necessarily be consid
erably longer delayed.
A statement showing the result o f the year’s business as it
affects the assets is shown on the following page : —
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
xviii
Changes in Assets o f Suffolk Trust Company, Nov. 1, 1893, to Oct. 3 1 ,1 8 9 4 .
D isposition
C H A R A C T E R OP A S S E T S .
,
A ssets as shown
op R e c e iv e r .
by
R eports
Amount
Amount
Oct. 81, 1893.
$44,813
30,720
3,890
24,273
6,400
532
777
4,168
446
11,006
3,347
19,036
335
1,529
88
00
19
21
00
25
85
90
88
27
52
87
42
01
Received in
Cash.
$180 53
23 63
510 04
Charged off.
_
-
Interest
Collected.
$13 92
-
16 21
-
-
-
-
-
457 90
-
-
-
1 50
-
-
$151,278 25
$180 53
23 63
510 04
-
-
12 54
-
1 50
40 97
146 39
55 90
“
-
$500 57
$958 96
-
40 97
146 39
55 90
1,529 01
-
Total Credits
on
Principal.
Oct. 31, 1894.
$44,633
30,696
3,380
24,273
6,400
532
777
4,167
446
10,965
3,347
18,890
279
35
37
15
21
00
25
85
40
88
30
52
48
52
381
58
500
892
59
00
57
50
-
Total receipts to Oct. 31, 1 8 9 4 , ........................................................
Less expenses for year.....................................................................................
$4,320 63
1,842 43
_
"
Cash balance Oct. 31,1894......................................................................
$2,478 20
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
2,478 20
$151,268 48
[Pub.
Received interest on d e p o s i t s ,..................................................................
Received from assignment of m ortgages,................................................
Received from interest on loans, e t c . , ...............................................
Transferred from dividend account,.........................................................
R E P O R T O F TH E
Time loans...........................................................................................................
Demand l o a n s , ..............................................................................................
Tax sale certificates..........................................................................................
Coupon account,..............................................................................................
Mortgage l o a n s , ..............................................................................................
Bills re c e iv a b le ,..............................................................................................
Overdrafts............................................................................................................
Furniture, e t c . , ..............................................................................................
Teller’s memoranda.........................................................................................
Real estate equities...........................................................................................
Due from agents................................................................................................
Foreclosure a c c o u n t ,.....................................................................................
Maverick National B a n k , ...........................................................................
Cash........................................................................................................................
op
No. 8 .]
xix
SA Y IN G S B A N K CO M M ISSIO N ERS.
Suffolk Trust Company — Dividend Account.
Deposited to dividend account, Sept. 30, 1893, .
.
.
.
Less amount transferred to general account in settlement of
c l a i m , ......................................................................................
$59,630 26
892 50
Amount of dividends paid to Oct. 31, 1894,
.
.
.
.
$58,737 76
45,378 77
Amount of unpaid dividends, Oct. 31, 1894,
.
.
.
.
$13,358 99
C o n c l u s io n .
The Board desires to express its obligations to the AttorneyGeneral and his assistants for numerous opinions given and acts
o f courtesy extended by them during the year.
In the pages following will be found detailed statements o f
the condition o f the savings banks and trust companies at close
o f business October 31 last; and in the Appendix the laws
relating to such institutions, corrected to date.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STARKES WHITON,
WILLIAM D. T. TREFRY,
SAMUEL O. LAMB,
Board of Commissioners of Savings Banks.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ABSTEACT OE ANNUAL EEPOETS
OF THE
SAYINGS BANKS AND INSTITUTIONS
FOR SAYINGS,
SHOWING THEIR
C O N D IT IO N A T
T H E CLO SE OF BU SIN E SS
O ctober
M ade
in
C o n f o r m it y
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
to
the
31, 1891.
R e q u ir e m e n t s
A cts
of
1894.
of
Ch apter
317
of
the
2
[Pub. D oc
R E P O R T O F TH E
A B IN G T O N
S A V IN G S B A N K — A B IN G T O N .
Incorporated March 17, 1853.
Present number of corporators, 62.
O tis \¥. S o u l e , President.
G e o r g e A . B e a l , Treasurer.
G e o r g e A . B e a l , Clerk o f the Corporation.
Names of committee charged with the investment o f its funds:
John W . Spro u l,
G e o . L. R ic h a r d s o n ,
A d o n ir a m V a u g h n .
S il a s B . D i c k e r m a n ,
O t is W . S o u l e ,
J o se p h L . G r e e n w o o d ,
Open for business every business day, 9
a .m .
to 12
m.
; 1 to 4
p .m .
B alance Sheet October 31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Expense account,
Real estate income account,
Lawrence Duck Co. stock,*
Furniture and fixtures,
Store fixtures,
.
.
.
.
Cash on hand,
.
.
.
.
$68,000
129,900
1,200
173,000
00
00
00
00
42.000
28,684
1,028,935
229,809
00
26
46
48
29,600
225
73,542
239
353
6,000
1,000
1,000
658
00
00
71
18
46
00
00
00
27
Deposits, .
Guaranty fund,
Interest account,
$1,814,147 82
$1,704,441 14
78,000 00
31,706 68
$1,814,147 82
* Taken to secure indebtedness.
Cash on Deposit in Banks, amount in each: —
Abington National Bank, Abington.............................................................................$21,786 38
National Bank of Redemption, B o ston ,....................................................................
51,756 33
Loans on Bank Stock, amount on each : —
On 5 shares National Granite Bank, Q u i n c y , ................................................. $400 00
On 10 shares First National Bank, R o c k l a n d , .................................................
800 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
3
S A Y IN G S B A N K COM M ISSION ERS
Abingfcon Savings Bank — Continued.
Detailed Statement o f Public Funds.
•
Par Value.
Town of Abington, Mass., 4s, .
City of Fort Wayne, Ind., 6s, .
of Grand Rapids, Mich., 5s,
of Springfield, Ohio, 4 is ,.
of Springfield, Ohio, 5s, .
Town of Middleborough, Mass., 4s,
City of Bay Citv, Mich,, 5s,
of New Britain, Conn., 4s,
Estimated
Market Value.
$20,000
5,000
3.000
5,000
5,000
10,000
10,000
10,000
$20,460
5,450
3,270
5,400
5,450
10,400
10,350
10,300
00
00
00
00
00
00
00
00
$68,000
$71,080 00
Amount Invested.
$20,000
5,000
3,000
5,000
5,000
10,000
10,000
10,000
00
00
00
00
00
00
00
00
$68,000 00
Detailed Statement o f Bank Stocks.
V- J
Op
Estimated
Market Value.
& 55
60
40
74
50
12
25
19
59
50
50
68
150
100
100
38
22
110
45
50
10
50
32
31
32
2
20
Abington N’l Bank, Abington,
First National Bank, Adams, .
Boston Nat’l Bank, Boston,
Blackstone N’l Bank, Boston, .
Central Nat’l Bank, Boston,
Continental N’l Bank, Boston,
National Eagle Bank, Boston,
Eliot National Bank, Boston, .
Globe National Bank, Boston,.
Hamilton Nat’l Bank, Boston,.
N’l Hide & Leather B’k, Boston,
Howard Nat’l Bank, Boston, .
Merchants’ N’l Bank, Boston, .
Metropolitan N’l B’k, Boston, .
Mt. Vernon N’l Bank, Boston,
North National Bank, Boston,
N’l B’k of Redemption, Boston,
N’l B’k of the Republic, Boston,
Second National Bank, Boston,
Shoe & Leather N’l B’k, Boston,
South End Nat’l Bank, Boston,
State National Bank, Boston, .
Nat’ l Webster Bank, Boston, .
Old Colony N’l B’k, Plymouth,
First Nat’l Bank, Rockland,
Brockton Nat’l B’k, Brockton, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$6,000
4,000
7,400
5,000
1,200
2,500
1,900
5,900
5,000
5,000
6,800
15,000
10,000
10,000
3,800
2,200
11,000
4,500
5,000
1,000
5,000
3,200
3,100
3,200
200
2,000
$129,900
$7,200
6,000
7,696
5,006
1,524
2,875
1,581
7,729
4,500
5,525
7,310
14,512
15,775
9,750
4,560
2,552
13,832
7,155
9,250
912
3,900
3,712
3,100
4,800
215
2,300
00
00
00
25
00
00
75
00
00
00
00
50
00
00
00
00
50
00
00
50
00
00
00
00
00
00
$153,273 50
$6,000
4,000
7,400
5,000
1,200
2,500
1,900
5,900
5,000
5,000
6,800
15,000
10,000
10,000
3,800
2,200
11,000
4,500
5,000
1,000
5,000
3,200
3,100
3,200
200
2,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$129,900 00
[Pub. D oc
R E P O R T O F TH E
4
Abington Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Estimated
Tar Value.
Boston & Lowell R.R. 4s,
Boston & Maine R.R. 4s, .
Concord & Montreal R.R. 4s, .
Eastern R.R. 6s,
. . .
Leeds & Farmington R.R. 6s, .
Maine Central R.R. 4^s, .
Old Colony R.R. 4s, .
Portland & Ogdensburg R.R. 6s,
Upper Coos R.R. 4^s,
Old Colony R.R. 6s, .
Penobscot Shore Line R.R. 4s,
Market Value.
$22,220
39,390
30.600
30,500
1,030
10.600
15,750
5,500
5,250
1,055
20,000
$22,000
39.000
30.000
25.000
1,000
10.000
15.000
5.000
5.000
1.000
20.000
Amount Invested.
00
00
00
00
00
00
00
00
00
00
00
$22,000
39.000
30.000
25.000
1,000
10.000
15.000
5.000
5.000
1.000
20.000
00
00
00
00
00
00
00
00
00
00
00
$173,000 $181,895 00 $173,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$73,542 71
3,000 00
35,000 00
Rate.
2 per cent.
4
“
4|
“
Amount.
$93,000 00
10,000 00
281,400 00
Rate.
Amount
Rate.
$200 00
107,130 00
760,039 94
44 per cent.
4|
5
“
51 per cent.
54
6
Amount invested in real estate for banking p u rp oses,........................................
Estimated value of the sam e ,........................................................................................
Assessed value of the s a m e , .........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Value, by books, of other real estate held or owned by foreclosure or
“
“
$42,000
42.000
39.000
1,434
00
00
00
89
otherwise............................................................................................................................
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $>3,000 each, 708
28,684 26
28,975 00
504 98
Aggregate amount o f the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 720
Amount of investments from which no income is received.................................
Gross amount of interest or profits received or earned, as per books, during
710,184 94
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y-la w s: first Tuesday in April and
90,567 79
October.
Rate and amount of each semi-annual dividend j 21 per cent., $35,671 05 ]
during the year ending Oct. 31, 1894,
.
. I 21 per cent., 36,461 09 I
Number of accounts opened during the year ending Oct. 31, 1894,
. 430
Number o f accounts closed during the year ending Oct. 31, 1894,
. 324
Total number of open accounts Oct. 31, 1894,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
.
.
.
3,770
14,533 26
72,132 14
No. 8 .]
5
SA Y IN G S B A N K CO M M ISSION ERS.
Abington Savings Bank —
Concluded.
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................ 1,782
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number o f s a m e , ........................................................................................ 2,409
Date of examination by commissioner : May 10.
$3,794 52
232,813 85
224,973 21
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
f
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
1,072
$23,821 83
264
22,480 47
160
26,233 55
165
58,640 12
71
50
50,137 88
51,500 00
1,782
$232,813 85
not
not
not
less
To the credit —
Of women, both adult
and minor,
.
.
O f guardians,
O f religious and charitable associations, .
In trust, .
.
.
.
Am ount.
959
8
$121,249 42
3,555 84
9
109
3,862 86
21,918 25
[Pub. D oc.
R E P O R T O F TH E
6
A M H E R S T S A V IN G S B A N K — A M H E R ST .
Incorporated April 5, 1864.
Present number of corporators, 15.
E . F . C o o k , President.
•
E . D . B a n g s , Treasurer.
G e o . C u t l e r , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
E . F . Co ok ,
L . D. H il l s ,
W . E . B r id g m a n ,
B . F. K e n d r ic k .
Open for business every business day, 9
B alance
Sh ee t
October
to 12
m.
; 1.30 to 4
p .m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank sto c k ,.
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposit in bank, not on interest,
Cash on hand,
.
.
.
.
a .m .
$156,718
220,739
3,380
154,800
60
33
00
00
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
$1,862,066 98
77,450 00
52,631 62
15,000 00
1,166,901 00
165,344 05
83,700
2,300
17,493
5,000
772
00
00
50
00
12
$1,992,148 60
$1,992,148 60
Cash on Deposit in Banks, amount in each : —
First National Bank, A m h e r s t , ...............................................................................$14,493 50
City National Bank, H o l y o k e , ...............................................................................
8,000 00
Loans on Bank Stock, amount on each: —
On 5 shares Palmer National Bank, Palmer,
On 21 shares City National Bank, Worcester,
On 28 shares W are National Bank, W are, .
On 3 shares First National Bank, Amherst, .
On 8 sliaies First National Bank, Easthampton,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$500 00
I
1,980 00
I
900 00
No. 8 .]
7
SA V IN G S B A N K COM M ISSIONERS
Amherst Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Akron, Ohio, 5s, .
of Chicago, III., 4s, .
of Cleveland, Ohio, 5s,
of Fall River, Mass, 6s, .
of Northampton, Mass, 4s,
of Pawtucket, R. I., 5s,. . '
of Rutland, Vt., 4s, .
of Saginaw, Mich., 4|s, .
Town of Beverly, Mass., 4s, .
of Clinton, Mass., 4s,
of Marblehead, INIass., 4s,
of Adams, Mass., 5s,
$25,900
20,000
7,000
8,000
3,000
3,000
20,000
20,000
10,000
20,000
15,000
5,000
Estimated
Market Value.
$26,936
20,400
7,350
8,160
3,000
3180
20,500
21,000
10,400
20,400
15,600
5,050
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$25,900
19,875
7,000
8,000
2,943
3,000
20,000
20,000
10,000
20,000
15,000
5,000
00
00*
00
00
60
00
00
00
00
00
00
00
$156,900 $161,976 00 $156,718 60
* A legal investment when made.
’ No. o f
Shares.
Detailed Statement o f Bank Stocks.
100
50
23
10
80
45
94
56
100
100
133
130
129
5
30
80
125
117
38
116
100
70
Par Value.
First National Bank, Amherst,
First National Bank, Barre, .
Suffolk National Bank, Boston,
N’l Hide & Leather B’k, Boston,
N’l B’k of the Republic, Boston,
Conway N’l Bank, Conway, .
First N’l Bank, Easthampton,.
Franklin Co. N’l B’k,Greenfield,
Holyoke Nat’l Bank, Holyoke,
City National Bank, Holyoke,
Northampton National Bank,
Northampton,
Hampshire Co. National Bank,
Northampton,
First Nat’l B’k, Northampton,
Berkshire N’l B’k, No. Adams,
National Bank of Commerce,
New London, Ct.,.
First Nat’l Bank, Norwich, Ct.,
Second N’l Bank, Norwich, Ct.,
Thames N’l B’k. Norwich, C t,
Palmer Nat’l Bank, Palmer, .
Agawam N’l B’k, Springfield,
Chapin N’l Bank, Springfield,
First Nat’l Bank, Springfield,.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$10,000
5.000
2,300
1,000
8,000
4,500
9,400
5,600
10,000
10,000
Estimated
Market Value.
$15,500
5,300
2,300
1,150
12,800
5,400
13,160
6,160
17,000
11,200
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$14,910
5,000
2,300
1,000
10,095
4,493
10,928
5,600
10,800
10,930
00
00
00
00
50
33
00
00
00
00
13,300
21,945 00
13,504 00
13,000
12,900
500
15,600 00
15,480 00
500 00
15,383 00
15,480 00
500 00
3,000
8,000
12,500
11,700
3,800
11,600
10,000
7,000
3,900
10,000
15,<4)0
17,550
5,700
11,832
15,000
8,400
3,660
8,000
14,825
16,101
5,306
11,600
12,703
8,730
00
00
00
00
00
00
00
00
00
00
00
00
50
00
00
00
8
[Pub. D oc
R E P O R T O F TH E
Amherst Savings Bank — Continued.
Detailed Statement o f Bank Stocks — Concluded.
V- GO
O a>
62
fc £
56
8
40
25
10
28
Par Value.
Crocker N’l B’k, Turner’s Falls,
Ware National Bank, Ware, .
City Nat’l Bank, Worcester, .
Citizen’s Nat’l B’k, Worcester,
Mechanics’ N’l B’k, Worcester,
National Pahquioque Bank,
Banbury, C t,
$5,600
800
4,000
2,500
1,000
2,800
$189,800
Estimated
Market Value.
$6,720
960
5,800
3,250
1,100
00
00
00
00
00
3,920 00
Amount Invested.
$5,600
800
5,120
2,500
1,000
00
00
00
00
00
3,870 00
$252,627 00 $220,739 33
Detailed Statement o f Railroad Bonds.
Par Value.
$43,000
Boston & Lowell R.R. 4s,
7,000
Boston & Lowell R.R. 6s,
35.000
Boston & Maine R.R. 4s,
Boston, Revere Beach & Lynn R.R. 6s, - 25,000
10.000
Fitchburg R.R. 4±s, .
.
.
.
25.000
Fitchburg R.B. 5s..............................
10.000
Boston & Maine R.R. 4|s,
$155,000
Estimated
Market Value.
$43,660
7,280
35,875
26.500
10,150
26,250
11,050
00
00
00
00
00
00
00
Amount Invested.
$43,000
7,000
34,800
25.000
10.000
25.000
10.000
00
00
00
00
00
00
00
$160,765 00 $154,800 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Kate.
Amount.
Kate.
3 per cent.
4
4*
“
$40.700 00
1,146,910 05
4| per cent.
5
Amount.
$9,493 50
28,000 00
108,000 00
Amount.
$25,400 00
80,615 00
Rate.
5^ per cent.
6
Amount invested in real estate for banking p u rp oses,....................................... $15,000 00
Estimated value of the s a m e , ..............................................................................
15,000
Assessed value of the s a m e , ........................................................................................
9,500
Net income received from same during year ending Oct. 31, 1894,
.
.
688
Number of loans which are of an amount not exceeding $3,000 each, 568
Aggregate amount of the same......................................................................................
553,388
Total number of loans upon real e s t a t e , ................................................. 614
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1894.....................................................................................
94,307
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
00
00
71
05
11
No. 8.]
SAVINGS BANK COMMISSIONERS.
9
Amherst Savings Bank — Concluded.
Times for the dividends fixed by the by-laws : January 1 and July 1.
Rate and amount of each semi-annual dividend f 2 per cent., $34,893 86 1 $74,726 01
during the year ending Oct. 31, 1894,
.
. 1 2^ per cent., 39,832 15 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 577
Number o f accounts closed during the year ending Oct. 31, 1894,
. 429
Total number of open accounts Oct. 31, 1894,
.
.
.
.
4,529
Total expenses of the corporation for the year ending Oct. 31,1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year end
4,715 71
ing Oct. 3 1 ,1 8 9 4 ,............................................................................................................
Number of s a m e , ........................................................................................ 3,471
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , ........................................................................................ 3,176
Date of examination by commissioner : September 13.
285,838 90
286,763 86
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Numher.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
.
O f $1,000 or more, .
Totals,
¡1
Amount.
2,503
$44,885 55
448
35,501 77
223
34,594 10
179
63,732 89
64
54
43,911 26
63,213 33
3,471
$285,838 90
not
not
not
.
less
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
Of guardians,
O f religious and charltable associations, .
In trust................................
Numher.
Amount.
1,573
10
$121,501 64
2,663 21
337
74
23.697 29
26,862 05
10
R E P O R T O F TH E
[Pub. D oc.
A N D O V E R S A V IN G S B A N K — A N D O V E R .
Incorporated April 2, 1834.
Present number of corporators, 41.
M oses F o s t e r , President.
J oh n F . K i m b a l l , Treasurer.
J oh n F . K i m b a l l , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
M oses F o s t e r ,
P e t e r D. S m i t h ,
J a m e s P. B u t t e r f ie l d ,
J. T y l e r K i m b a l l ,
L e w is T . H a r d y .
Open for business every business day, 9
a .m
. to 12
m .;
2 to 4
p .m .
B alance S heet October 31, 1894.
A ssets.
Public funds as per schedule,
Loan on public funds,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans on depositors’ books.
Deposits in banks, on interest, .
Deposit in bank, not on interest,
Cash on hand,
.
.
.
.
L ia b il it ie s .
$324,500
80
302,425
712
757,987
11,300
1,121,018
53,952
100
34,671
5,519
14,442
00
00
00
50
50
00
64
00
00
61
81
95
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$2,626,710 01
$2,413,407 19
103,000 00
46,493 29
63,809 53
$2,626,710 01
Cash on Deposit in Banks, amount in each : —
Andover National Bank, Andover............................................................................... $8,519 81
Blackstone National Bank. B o s t o n , .....................................................................31,671 61
Loan on Public Funds : —
On $100 City of Boston 4 s , ........................................................................................
^80 00
Loans on Bank Stock, amount on each : —
On 2 shares Andover National Bank, Andover.......................................................
On 10 shares National Bank o f the Republic, B o s to n ,.......................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$200 00
512 50
No. 8 .]
11
S A Y IN G S B A N K CO M M ISSIO N ERS.
Andover Savings B a n k — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Belfast, Me., 6s, .
of Boston, Mass., 4s,
of Cambridge, Mass., 6 s,.
of Chicago, 111., 4s, .
of Fall River, Mass., 6s, .
of Lewiston, Me , 6s,
of Lynn, Mass., 4s, .
of Norwich, Conn., 6s,
of Portland, Me., 6s,
of Salem, Mass., 6 s,.
of Sioux City, Iowa, 4^s, .
County of Rockingham, N. H , 4s, .
Town of Andover, Mass., 4s, .
of Melrose, Mass., 4s, .
of Peabody, Mass., 4s, .
County of Aroostook, Me., 4is,
Town of Arlington, Mass., 4s,
$17,000
50.000
2,000
75,500
11,000
4,000
25,000
80,000
21,000
3,000
15,000
10,000
5,000
26,000
10,000
10,000
10,000
$324,500
Estimated
Market Value.
$17,850
53,000
2,100
80,000
12,000
4,250
26,000
31,500
24,000
3,150
15,300
10,400
5,300
27,560
10,600
10,600
10,600
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested,
$17,000
50,000
2,000
75,500
11,000
4,000
25,000
30,000
21,000
3,000
15,000
10,000
5,000
26,000
10,000
10,000
10,000
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
0Q
00
$344,210 00 $324,500 00
* A legal investment when made.
No. oi
Shares.
Detailed Statement o f Bank Stocks.
316
40
99
27
100
84
112
100
100
50
120
300
225
100
100
100
263
6
Par Value.
Andover Nat’ l Bank, Andover,
Atlas National Bank, Boston,
Blackstone N’l Bank, Boston,
Boylston Nat’l Bank, Boston,
Continental N’l Bank, Boston,
Everett Nat’l Bank, Boston, .
Freeman’s Nat’l Bank, Boston,
Market Nat’l Bank, Boston, .
Massachusetts N’l B’k, Boston,
Merchants’ N’l Bank, Boston,
Metropolitan N’l B’k, Boston,
National Bank of the Commonwealth, Boston,
N’l B’k of the Republic, Boston,
National City Bank, Boston, .
National Eagle Bank, Boston,
N’l Hide & Leather B’k, Boston,
National Revere Bank, Boston,
National Security B’k, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$31,600
$31,600
4,760
4,000
9,900
9,900
3,400
2,700
12,000
10,000
7,220
8,400
9,850
11,200
10,000 • 8,700
9,700
10,000
7,850
5,000
11,520
12,000
00
00
00
00
00
00
00
00
00
00
00
$31,600
4,000
9,900
2,700
10,000
8,400
11,200
10,000
10,000
5,000
12,000
00
00
00
00
00
00
00
00
00
00
00
38,400
36,000
8,200
8,000
11,000
25,500
1,380
00
00
00
00
00
00
00
30,000
22,500
10,000
10,000
10,000
26,300
600
00
00
00
00
00
00
00
30,000
22,500
10,000
10,000
10,000
26,300
600
12
[Pub. Doc,
E E P O E T OF TH E
Andover Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
60
Par Value.
National Union Bank, Boston,
102 Nat’l Webster Bank, Boston, .
58
41
79
110
85
50
52
18
3
50
100
50
New England N’l B’k, Boston,
North National Bank, Boston,
Old Boston N’l Bank, Boston,
Second Nat’l Bank, Boston,
Shawmut Nat’l Bank, Boston,
South End Nat’l Bank, Boston,
State National Bank, Boston, .
Tremont Nat’l Bank, Boston, .
First National Bank, Danvers,
Wachusett N’l B’k, Fitchburg,
Bay State N’l B'k, Lawrence,
Union Nat’l Bank, Weymouth,
Estimated
Market Value.
5,800
4,100
7,900
$7,900
9,800
9,280
4,800
8,400
11,000
20,000
3,500
5,000
5,200
•1,800
225
5,000
7,500
5,000
4,100
4,200
$6,000
10,200
$302,425
6,000
1,580
225
10,000
10,000
5,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$6,000 00
10,200 00
5,800 00
4,100 00
7,900 00
11,000 00
3,500 00
5,000 00
5,200 00
1,800 00
225 00
5,000 00
7,500 00
5,000 00
$346,265 00 $302,425 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R R. 4s,
Boston & Lowell R.R. 5s,
Boston & Lowell R.R. 6s,
Boston & Maine R.R. 4s, .
Boston & Maine R.R. 4^s,
Boston,Revere Beach & Lynn R R.6s,
Boston, Winthrop & Shore R.R. 5s,.
Concord & Montreal R.R. 4s, .
Conn. & Passumpsic Rivers R.R. 4s,
Danbury & Norwalk R.R. 5s, .
Fitchburg R.R. 4s, .
Fitchburg R.R. 5s, .
Maine Central R.R. 4^s, .
Maine Central R.R. 4s, .
Newport & Richford R.R. 5s, .
Old Colony R R 4s,.
Old Colonv R.R. 6s,.
Worcester & Nashua R.R. 5s, .
Worcester, Nashua & Roch. R.R. 4s,
Manchester & Lawrence R.R. 4s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
$50,000
$51,500 00
2,000
2,100 00
7,300 00
114,400 00
33,000 00
14,700 00
54,000 00
82,000 00
20,800 00
27,500 00
51,100 00
54,000 00
27,000 00
5,200 00
13,250 00
147,680 00
5,500 00
5,000 00
51,500 00
26,250 00
7,000
110,000
30,000
14,000
50,000
80,000
20,000
25,000
50,000
50,000
25,000
5,000
13,000
142,000
5,000
5,000
50,000
25,000
$758,000
Amount Invested.
$50,000 00
2,000 00
7,000 00
110,000 00
30,000 00
14,000 00
50,000 00
79,987 50
20,000 00
25,000 00
50,000 00
50,000 00
25,000 00
5,000 00
13,000 00*
142,000 00
5,000 00
5,000 00
50,000 00
25,000 00
$793,780 00 $757,987 50
* A legal investment when made.
No. 8 .]
13
S A V IN G S B A N K CO M M ISSION ERS.
Andover Savings Bank — Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$31,671 61
20,001 00
4,500 00
Rate.
Amount.
Rate.
Amount.
Rate.
2 per cent.
4
“
4h
“
$155,302 00
193,063 50
5 per cent.
5h
“
$804,839 04
1,157 60
6 per cent.
7
Value, by books, o f real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number o f loans which are of an amount not exceeding $3,000 each,
508
$11,300 00
8,600 00
341 63
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 575
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, during
787,277 64
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the by-law s: third Wednesday in June
124,644 32
15,000 00
and December.
Rate and amount of each semi-annual dividend f 2 per cent., $44,418 67 ) 100,806 03
during the year ending Oct. 31, 1894,
.
. I 2J percent., 56,387 36 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 616
Number of accounts closed during the year ending Oct. 31, 1894,
. 469
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
o ,688
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
/ 4,687 28
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................ 3,668
Amount of withdrawals, including dividends, during the year ending Oct.
325,382 09
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , ........................................................................................ 2,927
Date of examination by commissioner: December 13.
295,305 47
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
Of $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Amount.
2,617
$50,768 93
448
36,286 52
219
34,003 57
252
90,819 33
61
71
42,503 74
71,000 00
3,668
$325,382 09
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
Of women, both adult
and minor,
Of guardians,
Of religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
2,043
30
$178,704 55
6,609 88
41
39
2,110 84
9,092 93
14
R E P O R T O F TH E
[Pub. D oc.
A R L IN G T O N F IV E CENTS S A V IN G S B A N K — A R L IN G T O N .
Incorporated April 2, 1860.
W
il l i a m
G. P e c k , President.
J o se p h W . W
Present number of corporators, 31.
Joseph W . W
h it a k e r ,
h it a k e r ,
Treasurer.
Clerk o f the Corporation.
Names of committee charged with the investment of its funds
W
il l ia m
G. P e c k ,
B. D
H enry Sw an .
el m o n t
Open for business every business day, 3 p . m . to 5.30
7 to 9 p .m .
p .m .
L ocke,
; Wednesday and Saturday,
Balance Sheet October 31, 1894.
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Loan on bank stock, .
Railroad bonds as per schedule,
Real estate (for banking purposes) ...............................................
Loans on real estate, .
Loans to counties, cities or towns
( n o t e s ) , ........................................
Loans on depositors’ books,
Deposit in bank, on interest,
Deposit in bank, not on interest,
Expense account,
T ax account,
.
.
.
.
Insurance account,
Cash on hand,
.
.
.
.
L ia b il it ie s .
$254,000
27,400
4,000
198,000
00
00
00
00
100 00
786,132 03
15,500
1,350
46,972
401
1,499
369
772
1,982
00
00
38
31
78
24
19
70
$1,338,479 63
Deposits, .
Guaranty fund,
Interest account,
Profit and loss account, .
Surplus, .
Rent account, .
Due
on mortgage
loans, .
Insurance collected,.
$1,266,836 38
42,950 62
9,633 63
4,735 92
5,252 89
516 69
4,400 00
4,153 50
$1,338,479 63
Cash on Deposit in Banks, amount in each : —
Atlantic National Bank, B o s t o n ,...............................................................................$46,972 38
Faneuil Hall National Bank, B o s to n ,.....................................................................
401 31
Loan on Bank Stock : —
On 50 shares First W ard National Bank, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$4,000 00
No. 8 .]
15
SA Y IN G S B A N K COM M ISSION ERS
Arlington Five Cents Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
Town of Arlington, Mass., 4s,
of Arlington, Mass., 5s,
of Chatham, Mass., 4|s,
of Methuen, Mass., 6s, .
of Wayland, Mass., 5s, .
City of Bangor, Ale, 6s, .
of Brockton, Mass., 4s, .
of Chelsea, Mass., 6s,
of Cleveland, Ohio, 5s,
of Cleveland, Ohio, 6s, .
of Dayton, Ohio, 5s, .
of Dayton, Ohio, 6 s,.
of Fail River, Mass., 6s, .
of Grand Rapids, Mich., 5s,
of Holyoke, Mass., 6s,
of Lewiston, Me., 5s,
of Peoria, 111., 7s,
of Portland, Me., 6s,
of Springfield, Ohio, 4^s,
of Springfield, Ohio, 5s, .
of Somerville, Mass., 5s, .
County of Hillsborough, N. H., 6s,
District of Columbia 6s, .
Town of Attleborough, Mass., 5s,
City of Chelsea, Mass., 4s,
Town of Cranston, R. I., 4s, .
of Medford, Mass., 4s, .
of Wellesley, Mass , 4s,.
of Winchester, Mass., 4s,
$22,000
13,000
8,000
1,000
2,000
2,000
2,000
1,000
9,000
12,000
24,000
5,000
2,000
20.000
5,000
1,000
13,000
20,000
12,000
16,000
19,000
10,000
3,000
5,000
1,000
2,000
10,000
10,000
4,000
$254,000
Estimated
Market Value.
$23,240
13,520
8,560
1,010
2,070
2,180
2,120
1,005
9,900
12,530
24,480
5,100
2,200
21,970
5,500
1,190
14,690
24,400
12,960
16,235
19,095
10,050
3,450
6,050
1,055
2,100
10,500
10,210
4,200
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$270,570 00
Amount Invested.
$22,000
13,000
8,000
1,000
2,000
2,000
2,000
1,000
9,000
12,000
24,000
5,000
2,000
20,000
5,000
1,000
13,000
20,000
12,000
16,000
19,000
10,000
3,000
5,000
1,000
2,000
10,000
10,000
4,000
00
00
00
00
00
00
00
00
00
00
00*
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$254,000 00
* Legal investments when made.
Ko. of
Shares.
Detailed Statement o f Bank Stocks.
50
50
50
22
25
10
33
12
12
10
Par Value.
Atlantic Nat’l Bank, Boston, .
Continental N’l Bank, Boston,
Faneuil Hall N’l Bank, Boston,
First Ward N’l Bank, Boston,
N’l B’k of No. America, Boston,
N’l B’k of Redemption, Boston,
N’l B’k of the Republic, Boston,
National Union Bank, Boston,
Dedham Nat’l Bank, Dedham,
First Nat’l Bank, Arlington, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$5,000
5,000
5,000
2,200
2,500
1,000
3,300
1,200
1,200
1,000
$27,400
Estimated
Market Value.
$6,137
5,750
6,537
2,860
2,875
1,225
5,247
1,611
1,224
1,120
50
00
50
00
00
00
00
00
00
00
$34,587 00
Amount Invested.
$5,000
5,000
5,000
2,200
2,500
1,000
3,300
1,200
1,200
1,000
00
00
00
00
00
00
00
00
00
00
$27,400 00
16
R E P O R T O F TH E
[Pub. D oc
Arlington Five Cents Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Albany R.R. 6s,
Boston, Clinton, Fitchburg and New
Bedford R.R. 5s, .
Boston & Lowell R.R. 6s,
Boston, Revere Beach & Lynn R.R. 6s,
Cheshire R.R. 6s,
Concord & Montreal R.R. 4s, .
Eastern R.R. 6s,
. . .
Fitchburg R.R 6s, .
Lowell & Lawrence R.R. 6s, .
Maine Central R.R. 7s,
Newport & Richford R.R. 5s, .
Old Colony R.R. 4s,.
Old Colony R.R. 6s,.
Portland & Ogdensburg R R. 6s,
Portsmouth, Great Falls & Conway
R.R. 4 i s , ...................................
Salem & Lowell R.R. 6s, .
Vermont & Massachusetts R.R. 5s,.
St. Johnsbury & Lake Champlain
R.R. 6 s , ...................................
$15,000
Estimated
Market Value.
Amount Invested.
$15,225 00
$15,000 00
2,000
4,000
10,000
27,500
20,000
5,500
8,000
1,000
14,000
20,000
30,000
1,000
4,000
2,280
4,120
10,500
29,562
20,400
6,710
8,400
1,050
15,400
21,000
31,650
1,050
4,400
15,000
1,000
10,000
16,500 00
1,075 00
10,900 00
15,000 00
1,000 00
10,000 00
10,000
11,500 00
10,000 00
00
00
00
50
00
00
00
00
00
00
00
00
00
2,000
4,000
10,000
27,500
20,000
5,500
8,000
1,000
14,000
20,000
30,000
1,000
4,000
00
00
00
00
00
00
00
00
00
00*
00
00
00
$198,000 $211,722 50 $198,000 00
* A legal investment when made.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$46,972
19,500
142.760
50,350
Bate.
38
00
36
00
2J
per cent.
H
5
5|
“
“
Amount.
$269,200 00
304,621 67
6 ,0 0 0 0 0
Rate.
5è per cent.
“
6
6|
Amount.
$ 1 ,0 0 0 00
13,450 00
7
100 00
8
Amount invested in real estate for banking purposes...........................................
Estimated value of the same, .
...............................................................................
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
.
.
Number of loans which are of an amount not exceeding $3,000 each, 321
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 387
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1 8 9 4 , ...............................................................................
Times for the dividends fixed by the b y -la w s: first Saturday in January
and July.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Rate.
6^
per cent.
“
$ 100 00
25,000 00
23,380 00
6 6 8 06
353,103 54
70,789 88
No. 8 .]
SA Y IN G S B A N K CO M M ISSIO N ERS.
Arlington Five Cents Savings B an k —
17
C onclud ed .
Rate and amount of each semi-annual dividend | 2 per cent., $23,191 02 f
during the year ending Oct. 31, 1894,
.
. t 2 per cent.,
23,320 99
Number of accounts opened during the year ending Oct. 31, 1894,
. 390
Number of accounts closed during the year ending Oct. 31, 1894,
. 307
Total number of open accounts Oct. 31, 1894,
.
.
.
.
3,909
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of t a x e s ),...........................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................ 3,382
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number of s a m e , ........................................................................................ 2,530
Date of examination by commissioner : June 8 .
$46,512 01
5,362 69
206,650 92
194,141 76
Classification o f Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Totals,
N um
ber.
Amount.
2,666
$45,866 31
335
27,556 32
180
28,072 09
130
47,023 69
not
not
not
less
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
71
58,132 51
3,382
$206,650 92
N um
ber.
To the credit —
O f women, both adult
and minor,
Of guardians,
Of religious and charitable associations, .
In trust, .
.
.
.
Amount.
1,588
6
$88,646 63
1,228 61
35
318
1,368 37
32,462 73
18
[Pub. Doc
R E P O R T O F TH E
A T H O L SA V IN G S B A N K — A T H O L .
Incorporated Feb. 12, 1867.
Present number of corporators, 34.
A l p h e u s H a r d i n g , President.
W il l i a m D . L u e y , Treasurer.
W i l l i a m D . L u e y , Clerk o f the Corporation.
Names of the committee charged with the investment of its funds :
A lph eu s H a r d in g ,
H e n r y R . St o w e l l ,
S olon W . L e e ,
L u c ie n L o r d ,
L evi B . F a y .
Open for business every business day, 9
a .m .
to 3
p .m .
B alance Sheet October 31,1894.
L ia b il it ie s .
A8SETS.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
$123,000
9,400
32,775
• 90,000
981,939
511,376
00
00
00
00
53
66,500
92,691
1,689
555
00
24
58
67
$1,748,491 93
74,000 00
25,559 59
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
61,876 38
88
$1,909,927 90
$1,909,927 90
Cash on Deposit in Banks, amount in each : —
National Bank of the Commonwealth, B o s t o n , ................................................. $26,894 26
Miller’s River National Bank, A t h o l , .....................................................................
20,796
Athol National Bank, A th o l,........................................................................................
10,000
Holyoke National Bank, H o l y o k e , .....................................................................
15,000
City National Bank, H o l y o k e , ...............................................................................
20,000
Loans on Bank Stock, amount on each : —
On 125 shares National Bank of the Commonwealth, Boston,
On
On
On
On
.
.
.
36 shares Athol National Bank, A t h o l , ...........................................................
8 shares Athol National Bank, Athol...................................................................
22 shares First National Bank, G a r d n e r , .................................................
150 shares Springfield Safe Deposit and Trust Company, Springfield, .
On 7 shares Miller’s River National Bank, A t h o l , ........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
98
00
00
00
$12,500 00
2,900
375
1,500
15,000
00
00
00
00
500 00
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS
19
Athol Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
Town of Hyde Park, Mass., 4s,
of Meriden, Conn., 6s, .
City of Chicopee, Mass., 4s,
of Cleveland, Ohio, 5s,
of Lvnn, Mass., 6s, .
of Milwaukee, Wis., 5s, .
of Newton, Mass., 5s,
of Youngstown, Ohio, 5s,
of Detroit, Mich., 4s,
United States 5s,
. . .
$1,000
4,000
8,000
20,000
5,000
00,000
10,000
20,000
25,000
10,000
Estimated
Market Value.
$1,000
4,000
8,080
21,800
5,125
20,920
11,200
21,400
27,375
12,000
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$1,000
4,000
8,000
20,000
5,000
20,000
10,000
20,000
25,000
10,000
00
00
00
00
00
00
00
00
00
00
$123,000 $132,900 00 $123,000 00
Detailed Statement o f Bank Stocks.
<♦-
03
O CU
Ô oj
7
10
50
27
Par Value.
Blackstone Nat’l Bank, Boston,
Eliot National Bank, Boston, .
National Eagle Bank, Boston,
Miller’s River N’l B’k, Athol,.
Estimated
Market Value.
$700
1,000
5,000
2,700
$700
1,310
4,150
4,725
00
00
00
00
$9,400
$10,885 00
Amount Invested.
$700
1,000
5,000
2,700
00
00
00
00
$9,400 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Maine R.R. 4s, .
Boston & Providence R.R. 4s,
Fitchburg R.R. 4s, .
Vermont & Massachusetts R.R. 5s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
$25,000
25.000
20.000
20,000
$25,500
26,000
19,700
21,800
00
00
00
00
$90,000
$93,000 00
Amount Invested.
$25,000
25.000
20.000
20,000
00
00
00
00
$90,000 00
20
R E P O R T O F TH E
[Pub. D oc
Athol Savings Bank — Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Kate.
Amount.
per cent.
“
31
«
$367,300 00
47,000 00
109,800 00
Amount.
$47,691 24
45,000 00
4,800 00
2
3
Kate.
4
44
4
*
per cent.
“
“
Amount.
Rate.
$25,000 00
781,192 61
257,498 80
4| per cent.
5
6
Number of loans which are o f an amount not exceeding $3,000 each, . 356
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 434
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y-la w s: January 1 and July 1.
Rate and amount of each semi-annual dividend ( 2 per cent., $32,731 43
during the year ending Oct. 31,1894,
.
. 1 2 per c en t, 33,135 95
Number of accounts opened during the year ending Oct. 31, 1894,
. 643
$370,410 96
92,151 15
J
65,867 38
Number of accounts closed during the year ending Oct. 31, 1894,
. 592
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
5,070
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
....................................................................
.
.
.
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
280,259 02
Number of s a m e , ........................................................................................ 2,719
Amount of withdrawals, including dividends, during the year ending Oct.
31,1894,
.
..................................................................................................
279,892 80
5,445 34
Number of s a m e , ........................................................................................ 3,381
Date of examination by commissioner: February 20.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
1,844
$36,233 58
356
29,971 92
183
29,450 66
214
80,801 44
60
62
41,102 63
62,698 79
2,719
$280,259 02
not
not
not
less
To the credit —
Of women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust, .
.
.
.
Num
ber.
Amount.
1,248
9
$123,267 34
4,117 58
51
31
5,726 74
6,362 66
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
[Pub. D oc
R E P O R T O F TH E
22
Attleborough Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
Town of Brookline, Mass., 5 s,.
City of Youngstown, Ohio, 5s,
Town of Brunswick, Me., 4s, .
City of Des Moines, Iowa, 4|s,
$9,000
10,000
8,000
3,000
$30,000
Estimated
Market Value.
$9,642
10,673
8,214
3,179
Amount Invested.
$9,000
10,000
8,000
3,000
60
00
70
10
00
00
00
00
$30,000 00
$31,709 40
Ko. o f
Shares.
Detailed Statement o f Bank Stocks.
61
50
Par Value.
First N’l Bank, Attleborough,
Boston National Bank, Boston,
Estimated
Market Value.
Amount Invested.
$6,100
5,000
$8,113 00
5,000 00
$6,100 00
5,000 00
$11,100
$13,113 00
$11,100 00
Detailed Statement o f Railroad Bonds.
Par Value.
Fitchburg R.R. 4s, .
Fitchburg R.R. 5s, .
St. Johnsbury & Lake Champlain
R.R. 5 s,...........................................
Estimated
Market Value.
Amount Invested.
$25,000
80,000
$24,697 50
84,098 50
$23,750 00
81,750 00
25,000
28,750 00
25,000 00
$130,000 $137,546 00
$130,500 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Kate.
Amount.
$14,2(12 95
111,500 00
45,000 00
2
4
41
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
per cent.
“
«
Kate.
Amount.
$25,000 00
159,920 00
56,676 95
4£ per cent.
5
«
5h
“
Rate.
Amount.
$7,000 00
546,229 07
42,500 00
5| per cent.
6
7
“
No. 8 .]
S A Y IN G S
B A N K COM M ISSION ERS.
23
Attleborough Savings Bank — Concluded.
Value, by books, o f real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
.
.
Number of loans which are of an amount not exceeding $3,000 e ach ,. 313
Aggregate amount of the s a m e , ...............................................................................
Total number o f loans upon real e s t a t e , ................................................. 324
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y-law s: Tuesday after second Mon
day in April and October.
Rate and amount of each semi-annual dividend ( 2^ per cent., $25,874 82 2
during the year ending Oct. 31, 1894,
.
. 2 2 percent., 21,437 8 6 )
Number o f accounts opened during the year ending Oct. 31, 1894,
. 476
Number o f accounts closed during the year ending Oct. 31, 1894,
. 439
Total number of open accounts Oct. 31, 1894,
.
.
.
.
3,479
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of ta x e s ),...........................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of same.............................................................................................. 2,631
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number of s a m e , ........................................................................................ 2,906
Date of examination by commissioner : June 12.
$29,501 41
18,000 00
1,307 38
461,531 07
61,990 84
^
gg
’
3,420 10
242,893 75
211,240 89
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Number.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
1,798
$37,567 59
389
30,963 55
170
22,564 18
168
59.S33 11
71
35
45,965 32
46,000 00
2,631
$242,893 75
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Number.
Amount.
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust, .
.
.
.
Amount.
1,012
13
$92,043 18
2,944 55
125
180
6,699 69
33,877 78
24
R E P O R T O F TH E
[Pub. D oc.
B A R R E S A V IN G S B A N K — B A R R E .
Incorporated'May 1, 1869.
Present number of corporators, 45.
J. H e n r y G o d d a r d , President.
F rank A . R
F rank A . R
ic h ,
ic h ,
Treasurer.
Clerk o f the Corporation.
Names of committee charged with the investment o f its funds:
E st es H a w e s ,
Or a m e l Cl a r k ,
Ch as. H . F o llansby,
J. H en ry Go d d ar d ,
J. C. B a r t h o l o m e w .
Open for business every business day, except Saturdays, 9
Saturdays, 9 a . m . to 12 m .
a .m .
to 12
m
; 1 to 4
p .m .;
Balance Sheet O ctober 31, 1894.
A ssets.
Bank stock as per schedule,
Loans on bank stock ,.
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Deposit in bank, not on interest, .
Expense account,
Suspense account,
Building account,
L ia b il it ie s .
$88,766 00
5,880 00
6,060 00
1,575
5,982
390,665
74.000
00
82
00
00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss account, .
$566,798 05
15,000 00
3,287 45
14,235 77
2 0 .0 0 0 00
3,075
600
15
2,700
87
76
82
00
$599,321 27
$599,321 27
Cash on Deposit in Banks, amount in each: —
First National Bank, B a r r e ,.......................................
Hampshire County National Bank, Northampton,
$8,075 87
15,000 00
Loans on Bank Stock, amount on each: —
On 20 shares First National Bank, Barre,
On 7 shares First National Bank, Barre,
On 1 share First National Bank, Barre,
On 40 shares First National Bank, Northampton, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,500
500
80
3,800
00
00
00
00
No. 8 .]
SA Y IN G S B A N K COM M ISSIONERS
25
Barre Savings Bank — Continued.
1 No. of I
JShares, j
Detailed Statement o f Bank Stocks.
55
28
62
20
17
25
41
32
46
25
9
34
20
30
60
50
7
52
21
50
20
Par Value.
First National Bank, Barre, .
Blackstone N’l Bank, Boston,.
Boston Nat’l Bank, Boston,
Boylston Nat’l Bank, Boston, .
Continental N’l Bank, Boston,
Eliot National Bank, Boston, .
First National Bank, Boston, .
N’l B'k of Commerce, Boston,
N’l B’k of Redemption, Boston,
N*1 Hide & Leather B’k, Boston,
Nat’l Revere Bank, Boston,
Second Nat’l Bank, Boston,
Shoe & Leather N’l B’k, Boston,
Suffolk Nat’l Bank, Boston,
Tremont Nat’l Bank, Boston, .
Nat’ l Market Bank, Brighton,
Ware National Bank, Ware, .
Central N’l Bank, Worcester,
Citizens’ N’l Bank, Worcester,
City Nat’l Bank, Worcester, .
First Nat’l Bank, Worcester, .
$5,500
2,800
6,200
2,000
1,700
2,500
4,100
3,200
4,600
2,500
900
3,400
2,000
3,000
6,000
5,000
700
5,200
2,100
5,000
2,000
$70,400
Estimated
Market Value.
$5,500
2,800
6,448
2,440
1,955
3,275
9,635
3,680
5,635
2,687
855
6,120
1,800
3,000
5,280
4,462
770
7,540
2,730
7,250
3,110
00
00
00
00
00
00
00
00
00
50
00
00
00
00
00
50
00
00
00
00
00
$86,973 00
Amount Invested.
$6,325
2,905
7,130
2,260
1,802
2,950
8,118
3,616
5,520
2,900
1,035
5,100
1,900
3,450
6,360
7,050
840
7,280
2,625
6.300
3,300
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$88,766 00
Detailed Statement o f Railroad Bonds.
Par Value.
Eastern R.R. 6s,
Rutland R.R. 5s,
.
.
.
.
.
.
Estimated
Market Value.
Amount Invested.
$5,000
1,000
$6,100 00
1,010 00
$5,200 00
860 00
$6,000
$7,110 00
$6,060 00
Total Amount o f Loans, with Earh Specified Rate o f Interest.
Amount.
$5,000 00
15,000 00
44,500 00
Kate.
2 per cent.
3
4
“
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$13,800 00
11,500 00
69,300 00
Rate.
Amount.
Kate.
4£ per cent.
5
“
H
“
$222,650 00
5è per cent.
5|
“
6
“
6 ,2 0 0 00
102,595 00
26
R E P O R T O F TH E
[Pub. D oc.
Barre Savings Bank — Concluded.
Amount invested in real estate for banking p u rp o se s,....................................... $ 1,575 00
Estimated value of the same......................................................................
Assessed value of the s a m e ,....................................................................
1,575
975
00
Net income received from same during year endingOct. 31, 1894,
.
.
Value, by books, o f other real estate held or owned by foreclosure or
o t h e r w i s e ,.................................................................................................
5,982
Assessed value of the s a m e , ....................................................................
5,000
Net income received from same during year endingOct. 31, 1894,
.
.
Number of loans which are of an amount not exceeding $3,000 each, 119
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 140
Amount of investments from which no income is received.................................
Gross amount of interest or profits received or earned, as'per books, during
year ending Oct. 31, 1894.........................................................................
76 07
00
82
00
30 03
133,945 00
4,782 82
29,352 73
Times for the dividends fixed by the by-la w s: January 15 and July 15.
Rate and amount of each semi-annual dividend) 2^ per cent , $11,275 67 )
during the year ending Oct. 31, 1894,
.
. c 2| per cent., 11,699 44 i
Number of accounts opened during the year ending Oct. 31, 1894, .
210
Number of accounts closed during the year ending Oct. 31, 1894, .
125
Total number of open accounts Oct. 31, 1 8 9 4 , .......................................
1,486
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f ta x e s),..................................................................................................................
Amount o f deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .................................................................................................. 877
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ..........................................................................................................................
Number of s a m e , .................................................................................................. 806
Date of examination by commissioner: September 14.
22 975 11
’
2,03924
109,403 71
82,54883
Classification o f Deposits received during the Year ending Oct. 31, 1894.
Number.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Numher.
Amount.
530
$10,426 40
136
11,361 48
79
12,661 91
71
24,617 22
32
29
21,336 70
29,000 00
877
$109,403 71
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f religious and charitable associations, .
In trust, .
.
.
.
Amount.
403
$46,870 98
6
27
560 66
4,390 51
No. 8 .]
27
S A Y IN G S B A N K COM M ISSION ERS.
BASS R IV E R S A V IN G S B A N K — SOUTH Y A R M O U T H .
Incorporated April 15, 1874.
H
ir a m
Present number of corporators, 34.
L o r in g , President.
D a v id D . K
elley,
Treasurer.
H ir a m D . L o r in g , Clerk o f the Corporation.
Names of committee charged with the investment of its fund s:
St e p h e n W in g ,
D a v id K e l l e y ,
E l k a n a h Cr o w e l l .
O b e d B a k e r , 3d,
P eleg P . A ik e n ,
H ir a m L o r in g ,
Open for business every business day, 2 to 4 o ’clo ck
B alance
Sh eet
O ctober
p .m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,.
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposits in banks, not on inter
est, .................................................
Stock of Borden City Manufactur
ing C o . , * .......................................
Stock of Sagamore Manufactur
ing C o . , * ........................................
Cash on hand,
.
.
.
.
$44,792
78,236
950
34,150
8,895
295,259
119,253
85
35
00
00
13
76
57
Deposits, .
Guaranty fund,
Profit and loss
count, .
.
$640,188 45
17,964 41
ac
2,388 15
16,100 00
775 00
28,916 95
4,807 96
5,209 40
5,208 28
17,985 76
$660,541 01
$660,541 01
* Taken to secure indebt edness.
Cash on Deposit in Banks, amount in each: —
Lincoln National Bank, B o s t o n , ...............................................................................$11,627 34
Manufacturers’ National Bank, Boston,
.
.
.
.
.
.
.
6,066 25
Maverick National Bank, Boston.................................................................................
350 75
First National Bank, Y a r m o u t h ,...............................................................................
4,457 21
First National Bank, H y a n n i s , ................................................................................
11,223 36
Loans on Bank Stock, amount on each : —
On 2 shares Cape Cod National Bank, Harwich, .
On 17 shares First National Bank, Yarmouth,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
850 00
[Pub. D oc
R E P O R T O F TH E
28
Bass River Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
Town of Beverly, Mass., 4s,
of Clinton, Mass., 4s,
City of Columbus, Ohio, 4s,
of Lowell, Mass., 4s,
of Providence, R. I., 5s,
Town of Spencer, Mass., 4s,
.
.
.
Estimated
Market Value.
$5,250
5,193
10,000
3,150
10,911
10,525
$5,000
5.000
10,000
3.000
10,000
10,000
$43,000
00
00
00
00
00
00
$45,029 00
Amount Invested.
$5,000
5.000
10,000
3.000
11,442
10,350
00
00
00*
00
85
00
$44,792 85
* A legal investment when made.
Detailed Statement o f Bank Stocks.
»
o
o 5
fc 55
7
73
63
25
15
13
50
5
21
50
10
25
50
30
55
50
30
56
20
24
12
Par Value.
Old Boston Nat’l B’k, Boston,.
Tremont Nat’l Bank, Boston, .
Everett Nat’l Bank, Boston, .
Shawmut Nat’l Bank, Boston,
State National Bank, Boston, .
Market National Bank, Boston,
N’l B’k of the Republic, Boston,
Blackstone Nat’l Bank, Boston,
Eagle National Bank, Boston,
Manufacturers’ N’l B’k, Boston,
Suffolk Nat’l Bank, Boston, .
Second Nat’l Bank, Boston,
Exchange Nat’l Bank, Boston,
Boston Nat’l Bank, Boston,
Faneuil Hall N’l B’k, Boston, .
N'l B’k of Redemption, Boston,
Atlas National Bank, Boston, .
Merchants’ Nnt’l B’k, Boston,
Citizens’ N’l B’k, New Bedford,
First Nat’l B’k, New Bedford,
First Nat’l Bank, Yarmouth, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$700
7,300
6,300
2,500
1,500
1,300
5,000
500
2,100
5,000
1,000
2,500
5,000
3,000
5,500
5,000
3,000
5,600
2,000
2,400
1,200
$68,400
Estimated
Market Value.
$731
6,424
5,240
2,881
1,740
1,105
7,950
500
1,680
5,000
1,000
4,500
6,312
3,120
7,191
6,125
3,510
5,934
2,410
3,480
1,560
50
00
00
25
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$78,393 75
Amount Invested.
$756
7,780
6,615
2,750
1,770
1,300
5,749
500
2,205
5,241
1,000
3,258
5,927
3,270
6,765
6,500
3,660
7,280
2.000
2,400
1,508
00
00
00
00
00
00
88
00
00
80
00
00
00
00
00
00
00
00
00
00
67
$78,236 35
No. 8 .]
S A Y IN G S B A N K COM M ISSIONERS
29
Bass River Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Fitchburg R.R. 4s, .
Fitchburg R.R. 4^s, .
.
.
.
Old Colony R.R. 6s,.
Vermont & Massachusetts R.R. 5s,
Estimated
Market Value.
$20,000
5.000
3.000
5.000
$19,720
5,193
3,049
5,924
$33,000
$33,886 82
Amount Invested.
00
00
20
62
$20,600
5.000
3.000
5,550
00
00
00
00
$34,150 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$28,916 95
25,000 00
40,900 00
Kate.
2
4
4i
per cent.
“
“
Amount.
$13,000 00
112,225 00
1,500 00
Rate.
4 f per cent.
5
«
5|
“
Amount.
$32,012 04
204,016 79
3,684 50
Kate.
5£ per cent.
“
7
6
Value, by books, of real estate held or owned by foreclosure or otherwise,
$8,895 13
Assessed value of the s a m e , ........................................................................................
9,850 00
Net income received from same during year ending Oct. 31,1894,
.
82 00
Number of loans which are o f an amount not exceeding $3,000 each,
664
Aggregate amount of the s a m e , ..............................................................................
225,937 04
Total number of loans upon real e s t a t e , ................................................. 273
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
29,856 19
Times for the dividends fixed by the by-laws : April 1 and October 1.
Rate and amount of each semi-annual dividend] 2 per cent., $11,939 89 1
j - q g_
during the year ending Oct. 31, 1894,
.
. I 1^ per cent.,
9,210 98 i
’ °
Number of accounts opened during the year ending Oct. 31, 1894,
. 257
Number of accounts closed during the year ending Oct. 31, 1894,
. 177
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,156
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
2,970 70
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
98,858 33
Number o f s a m e , ................................................................................................. 959
Amount o f withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
Number of same.............................................................................................. 1,254
Date of examination by commissioner : September 10.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
95,933 30
30
R E P O R T O F TH E
Bass River Savings Bank
[Pub. D oc
— C onclud ed .
Classification o f Deposits received during the Year ending Oct. 31, 1894.
Numher.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Humher.
Amount.
581
$12,597 97
157
13,440 01
97
15,202 49
88
27,740 82
21
15
14,871 04
15,000 00
959
$98,858 33
not
not
not
less
To the credit —
O f women, both adult
and minor,
Of guardians,
O f religious and charitable associations, .
In trust................................
401
1
1
81
Amount.
$36,101 86
294 04
70 00
5,450 58
No. 8 .]
o 1
S A Y IN G S B A N K COM M ISSION ERS.
OI
BE LM O N T S A V IN G S B A N K — BE LM O N T.
Incorporated March 5,1885.
Present number of corporators, 46.
J. V a r n u m F l e t c h e r , President.
W
in t h r o p
L . C h e n e r y , Treasurer.
T h o m a s W . D a y i s , Clerk o f the Corporation.
Names o f committee charged with the investment of its funds:
J. V a r n u m F l e t c h e r ,
F r e d e r ic D o d g e ,
J. 0 . W
G u stavu s C. H o l t ,
J. Lucius E l l i s ,
e l l in g t o n .
Open for business Wednesdays, 4 to 6 and 7 to 8
f.m .
B alance Sheet October 31, 1894.
A ssets.
L ia b il it ie s .
Public funds as per schedule,
Bank stock as per schedule,
Loan on bank stock, .
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Deposit in bank, on interest,
Expense account,
Cash on hand....................................
8,000
7,059
5,000
20,000
73,286
825
4,462
5
609
$
00
37
00
00
60
00
09
83
65
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$119,248 54
$116,093 56
1,300 00
1,679 00
175 98
$119,248 54
Cash on Deposit in Bank : —
Faneuil Hall National Bank, B o s t o n ,.....................................................................$4,462 09
Loan on Bank Stock : —
On 80 shares Traders’ National Bank, B o s t o n , ................................................. $5,000 00
Detailed Statement o f Public Funds.
Par Vaine.
City of Chicago, 111., 4s, .
Town of Winchester, Mass., 4s,
of Beabody, Mass., 4», .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
*
Estimated
Market Value.
Amount Invested.
$5,000
1,000
2,000
$5,100 00
1,030 00
2,160 00
$5,000 00*
1,000 00
2,000 00
$8,000
$8,290 00
$8,000 00
A legal investment when made.
[Pub. Doc
REPORT OF THE
32
Belmont Savings Bank — Continued.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
l’ ar Value.
Blackstone Nat’l Bank, Boston,
Faneuil Hall N’l Bank, Boston,
Freeman’s Nat’l Bank, Boston,
10 Howard Nat’l Bank, Boston, .
3 N’l Hide & Leather B’k, Boston,
2 Nat’l Webster Bank, Boston, .
5 South End N’l Bank, Boston, .
10 Third Nat’l Bank, Boston,
3
24
3
Estimated
Market Value.
Amount Invested.
1,000
00
00
00
50
50
200 00
390 00
897 50
$325 00
3,223 50
319 50
1,120 00
361 50
214 25
500 00
995 62
$6,000
$6,470 50
$7,059 37
$300
2,400
300
1,000
300
200
500
$300
3,138
255
967
322
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Concord & Montreal R.R. 4s, .
Fitchburg R.R. 5s, .
Maine Central R.R. 4^s, .
Upper Coos R.R. 4is,
Boston & Maine R.R. 4|s,
Estimated
Market Value.
3,000
00
00
00
00
2.100 00
3,315 00
$20,000
$21,195 00
$1,000
4.000
5.000
5.000
2.000
Amount Invested.
$1,000
4.000
5.000
5.000
00
00
00
00
2.000 00
3,000 00
$1,020
4.100
5,310
5,350
$20,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Eate.
Amount.
$4,462 09
17,000 00
2
5
per cent.
Amount.
$14,200 00
Eate.
5^ per cent.
Eate.
Amount.
$47,911 60
6
per cent.
“
Number o f loans which are of an amount not exceeding $3,000 each,
46
Aggregate amount o f the same...................................................................................... $60,711 60
Total number of loans upon real e s t a t e , ................................................. 49
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , .......................................................................................
5,610 13
Times for the dividends fixed by the b y-law s: third Wednesday in January
and July.
Rate and amount of each semi-annual dividend f 2 per cent., $1,905 04 )
during the year ending Oct. 31, 1894, .
.
1 2 per cent., 2,087 87 >
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
3992
91
No. 8.]
SAYINGS BANK COMMISSIONERS.
33
Belmont Savings Bank — Concluded.
Number o f accounts opened during the year ending Oct. 31, 1894,
. 84
Number o f accounts closed during the year ending Oct. 31, 1894,
. 36
Total number of open accounts Oct. 31, 1 8 9 4 , ....................................... 5 7 4
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
...................................................................................................
$367 98
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894.......................................................................................................
30,460 06
Number of s a m e , ............................................................................................. 560
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
18,556 53
Number of s a m e , .............................................................................................215
Date of examination by commissioner : January 12.
Classification o f Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
450
$7,354 98
63
5,264 44
23
3,377 00
12
4,423 32
7
5
5,040 32
5,000 00
560
$30,460 06
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num
ber.
Amount.
To the credit —
O f women, both adult
and minor,
O f religious and charitable associations, .
In trust, .
.
.
.
Amount.
227
$15,278 37
8
22
572 92
3,212 12
[Pub. Doc
REPORT OF THE
34
BENJAMIN FRANKLIN SAVINGS BANK — FRANKLIN.
Incorporated Feb. 1, 1871.
Present number of corporators, 39.
D a v is T h a y e r , Jr., President.
C h a r l e s W . S t e w a r t , Treasurer.
C h a r l e s W . S t e w a r t , Clerk o f the Corporation.
Names of committee charged with the investment of its funds
Ja m e s M . F r e e m a n ,
A . H . M o rse,
C. J. M cK e n z i e .
D a v is T h a y e r , Jr.,
J o se p h G . R a y ,
E . P. C h a p m a n ,
Open for business every business day, 9
a .m .
to 12
m .,
1 to 4 p .m .
B alance Sheet October 31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
F u r n itu r e ,.......................................
Cash on hand,
.
.
.
.
$12,115
45,566
40,500
42,450
21,934
192,342
134,273
12,516
2,794
435
968
3,104
00
77
00
00
Deposits, .
Guaranty fund,
Interest account,
66
50
67
52
65
05
68
19
$509,001 69
$509,001 69
Cash on Deposit in Banks, amount in each : —
Franklin National Bank, Franklin,
Traders’ National Bank, Boston, .
Maverick National Bank, Boston,
International Trust Company, Boston,
$2,779
2,106
15
10,410
Loans on Bank Stock, amount on each: —
On 200 shares Fourth National Bank, Boston, .
On 150 shares Traders’ National Bank, Boston................................
On 160 shares Traders’ National Bank, Boston, .
.
.
.
On 40 shares Producers’ National Bank, Woonsocket, R. I.,
* Not a legal depository for savings banks’ funds.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$465,569 60
23,400 82
20,031 27
03
44
62
08*
$ 20,000 00
10,000 00
10,000 00
500 00
Deposit has been withdrawn.
No. 8.]
35
SAYINGS BANK COMMISSIONERS
Benjamin Franklin Savings Bank — Continued.
Detailed ¡Statement o f Public Funds.
Par Value.
Estimated
Market Value.
10,000
$2,160 00
10,250 00
$12,000
$12,410 00
$2,000
City of Bath, Me., 6s,
of Cleveland, Ohio, 5s,
Amount Invested.
$1,815 00*
10,300 00
$12,115 00
* A legal investment when made.
Ko. o f
Shares.
Detailed Statement o f Bank Stocks.
Par Value.
14 Columbian Nat’l B’k, Boston, .
5 Continental Nat’l B’k, Boston,.
27 N’l B’k of Commerce, Boston,.
70 Eliot National Bank, Boston, .
30 Hamilton Nat’l B’k, Boston, .
25 Howard Nat’l Bank, Boston, .
9 N’l Hide & Leather Bk, Boston,
10 Market Nat’l Bank, Boston, .
15 N’l B’k of No. America, Boston,
16 National Revere Bank, Boston,
8 Shoe & Leather N’l Bk, Boston,
31 Tremont Nat’l Bank, Boston, .
23 Washington Nat’l Bk, Boston,
75 Franklin Nat’l Bank, Franklin,
12 Wrentham N’l Bk, Wrentliam,
$1,400
500
2,700
7,000
3,000
2,500
900
1,000
1,500
1,600
800
3,100
2,300
7,500
840
$36,640
Estimated
Market Value.
$1,452
575
3,105
9,170
3,315
2,418
967
850
1,708
1,524
722
2,728
2,507
8,250
960
50
Amount Invested.
75
50
$1,845
620
3,456
8,887
3,790
2,902
1,032
00
1,100
25
1,680
1,776
1,137
3,902
3,266
8,932
1,239
00
00
00
00
00
00
00
00
00
00
$40,253 00
00
00
00
50
00
50
75
00
00
00
00
37
00
65
00
$45,566 77
Detailed Statement o f ¡Railroad Bonds.
Par Value.
Fitchburg R.R. 4^s, .
.
.
Maine Central R R. 5s, .
Boston & Maine R.R. 4^s,
Upper Coos R.R. 4^s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
$10,000
10,000
10,000
10,000
$40,000
Estimated
Market Value.
$10,075
10,487
11,050
10,500
00
50
00
00
$42,112 50
Amount Invested.
$10,075
10,775
10,900
10,700
00
00
00
00
$42,450 00
36
REPORT OF THE
[Pub. Doc.
Benjamin Franklin Savings Bank — Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$12,516 52
107,500 00
Kate.
Amount.
2 ^ per cent.
4£ per cent.
$93,850 00
2,500 00
Kate.
Amount.
5 per cent.
5¿ per cent.
$163,266 17
Rate.
6
per cent.
Yalue, by books, of real estate held or owned by foreclosure or otherwise,
$ 2 1 ,9 3 4 66
Assessed value of the s a m e ,.........................................................................................
23,050 00
Net income received from same during year ending Oct. 31, 1894,
. .
310 00
Number of loans which are o f an amount not exceeding $3,000 each, . 270
Aggregate amount of the s a m e , ...............................................................................176,816 17
Total number of loans upon real e s t a t e , ....................................... . 210
Gross amount of interest or profits received or earned, as per books,
during year ending Oct. 31, 1 8 9 4 , .....................................................................
Times for the dividends fixed by the by-laws : first Monday in January
and July.
Rate and amount o f each semi-annual dividend j 2 per cent., $8,722 91 1
during the year ending Oct. 31, 1894,
.
. 2 per cent., 8,816 82 J
Number of accounts opened during the yearending Oct. 31, 1894,
. 234
Number of accounts closedduring the year ending Oct. 31, 1894,
. 211
Total number of open accounts Oct. 31, 1894,
.
.
.
.
1,978
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes).............................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ................................................................................ 1,430
I
26,539 91
7
1,885 06
87,033 03 '
Amount of withdrawals, including dividends, during the year ending Oct.
31> 189b
.....................................................................................................................
Number of s a m e , .................................................................................1282
Date of examination by commissioner: February 1.
98,145 09
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
1,091
$21,479 88
188
15,339 07
73
11,421 52
57
21,125 48
13
8
9,079 38
8,587 70
1,430
$87,033 03
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
Amount.
607
1
$35,903 64
450 00
36
77
4,222 21
5,068 21
No. 8.]
SAYINGS BANK COMMISSIONERS
37
BERKSHIRE COUNTY SAVINGS BANK —PITTSFIELD.
Incorporated Feb. 2, 1846.
Present number of corporators, 42.
J o se p h T u c k e r , President.
R o b e r t W . A d a m , Treasurer.
W i l l i a m L . A d a m , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
W
il l ia m
H . Sl o a n ,
C harles W . K
R obert W . A
dam ,
ellogg,
L evi
A lexan der K ennedy,
A . Stev en s.
Open for business every business day, 9
a .m .
to 3
p .m .
B alance Sheet October 31, 1894.
A ssets.
Public funds as per schedule,
.
Loan on public funds,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loan on railroad stock,
Real estate (for banking purp o s e s ) , .......................................
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes).............................................
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
Cash on hand,
.
.
.
.
L ia b il it ie s .
$741,000
5,000
187,000
19,930
256,000
450
00
00
00
00
00
00
Deposits, .
Guaranty fund,
Profit and loss
count, .
$3,119,248 92
1 2 0 ,0 0 0 00
ac19,987 45
63,447 72
1,678,787 00
192,100 00
55,250
21,036
35,212
2,975
1,046
00
86
88
18
73
$3,259,236 37
$3,259,236 37
Cash on Deposit in Banks, amount in each : —
Agricultural National Bank, Pittsfield,.....................................................................$12,306 54
Pittsfield National Bank, Pittsfield..............................................................................
11,354
Third National Bank, P it t s f i e ld ,...............................................................................11,551 65
National Revere Bank, B o s t o n , ..............................................................................
6,036
Springfield National Bank, S p r i n g f i e l d , ...........................................................
10,000
Pynchon National Bank, Springfield...........................................................................
5,000
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
69
86
00
00
[Pub. Doc
REPOET OF THE
38
Berkshire County Savings Bank — Continued.
Loan on Public
Funds
:—
On $5,000 United States 4 s , ........................................................................................ $5,000 00
Loans on Bank Stock, amount on each: —
On 40 shares Housatonic National Bank, Stockbridge,
.
.
.
.
On 10 shares Pittsfield
National Bank,P i t t s f i e l d , .....................
On 12 shares Pittsfield
National Bank,P i t t s f i e l d , .....................
On 7 shares Lee National Bank, L e e , ................................................. .........
.
On 24 shares Pittsfield
National Bank,P i t t s f i e l d , .....................
On 13 shares Pittsfield
National Bank,P i t t s f i e l d , ......................
On 20 shares Third National Bank, P i t t s f i e l d , .................................................
On 20 shares Pittsfield National Bank, Pittsfield...................................................
On 60 shares Third National Bank, P i t t s f i e l d , .................................................
On 20 shares Pittsfield National Bank, P i t t s f i e l d , .......................................
On 10 shares Third National Bank, P i t t s f i e l d , .................................................
On 5 shares Berkshire National Bank, North A d a m s ,.......................................
$1,800
800
1,200
580
2,400
1,300
2,000
700
6,000
2,000
1,000
150
00
00
00
00
00
00
00
00
00
00
00
00
Loan on Railroad Stock : —
On 6 shares New York, New Haven & Hartford R .R .........................................
$450 00
Detailed Statement o f Public Funds.
Par Value.
Town of Braintree, Mass., 4s, .
of Marlborough, Mass., 4s, .
of Southbridge, Mass., 4s,
of Spencer, Mass., 4s, .
of West Hartford, Conn., 4s,
City of Bath, Me., 6s,
of Boston, Mass., 4s,
of Columbus, Ohio, 4s,
of Dayton, Ohio, 4s,
of East Providence, R. I., 5s, .
of Keene, N H., 4s, .
of Lowell, Mass., 4s,
of Lynn, Mass., 4s, .
of Milwaukee, Wis., 7s, .
of New Bedford, Mass , 4s,
of Newton, Mass., 4s,
of Pawtucket, R. I., 5s, .
of Peoria, 111,, 4s,
of Peoria, 111., 5s,
of Pittsfield, Mass., 4s,
of Springfield, Ohio, 6s, .
of Taunton, Mass ,4s,
State of New Hampshire 6s, .
City of Grand Rapids, Mich., 4JS, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$22,000
75,000
30,000
35,000
18,000
12,000
42,000
50,000
90,000
15,000
Estimated
Market Value.
$22,880
78,000
30,150
36,050
18,180
12,720
45,780
50,000
90,000
15,375
20,000
20,100
50,000
25,000
5,000
25,000
30,000
50,750
26,375
5,150
25,500
31,500
20,800
15,000
31,800
46,350
26,750
27,675
20,000
15,000
30,000
45,000
25,000
27,000
10,000
11,000
25,000
27,000
$741,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested,
$22,000
75,000
30,000
35,000
18,000
12,000
42,000
50,000
90,000
15,000
20,000
50,000
25,000
5,000
25,000
30,000
20,000
15,000
30,000
45,000
25,000
27,000
10,000
25,000
00
00
00
00
00
00*
00
00*
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$764,885 00 $741,000 00
* Legal investments when made.
No. 8.]
SAYINGS BANK COMMISSIONERS
39
Berkshire County Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks.
45
109
27
100
32
125
100
60
80
25
120
53
105
35
70
20
57
100
70
20
70
11
35
101
10
50
100
20
25
10
50
35
Tar Value.
Atlantic Nat’l Bank, Boston, .
Atlas Nat’l Bank, Boston,
Blackstone N’l Bank, Boston,
Boston Nat’l Bank, Boston,
Howard Nat’l Bank, Boston, .
Merchants’ N’l Bank, Boston,
N’l B’k of the Republic,Boston,
N ’l B’k of Commerce, Boston,
National Eagle Bank, Boston,
N’l Hide & Leather B'k,Boston,
National Revere Bank, Boston,
Nat’l Webster Bank, Boston, .
New England N’l B’k, Boston,
North Nat’l Bank, Boston,
Second Nat’l Bank, Boston,
Shawmut Nat’l Bank, Boston,.
First Nat’l Bank, Boston,
National Bank of the Com
monwealth, Boston,
First Nat’l Bank, Chicopee,
Hadley Falls N'l B’k, Holyoke,
Lee National Bank, L ee,.
Adams N’l Bank, No. Adams,
Agricultural N’l B’k, Pittsfield,
Pittsfield N’l Bank, Pittsfield,
Agawam N’l B’k, Springfield,
Chapin N’l Bank, Springfield,
Chicopee N’l B’k, Springfield,
First Nat'l Bank, Springfield,
John Hancock National Bank,
Springfield, .
.
.
.
Ilousatonic National Bank,
Stockbridge,
Springfield N’l B’k,Springfield,
Third Nat’l Bank, Pittsfield, .
$4,500
10,900
2,700
Estimated
Market Value.
Amount Invested.
$5,523
12,753
2,700
10,400
3,096
19,718
15,900
6,900
6,660
2,687
11,400
5,154
16,590
4,016
12,950
2,320
13,566
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$4,500 00
10,900 00
2,700 00
10,000 00
3,200 00
12,500 00
10,000 00
6,000 00
8,000 00
2,500 00
12,000 00
5,300 00
10,500 00
3,500 00
7,000 00
2,000 00
5,700 00
13,025
9,800
3,100
9,450
1,320
8,750
13,130
00
00
00
00
00
00
00
00
00
00
00
10,000 00
7,000 00
2,000 00
7,000 00
1,100 00
3,500 00
10,100 00
1,000 00
5,000 00
10,000 00
2,000 00
2,500
3,125 00
2,500 00
1,000
1,600 00
6,250 00
7,000 00
1,000 00
5,000 00
3,500 00
10,000
3,200
12,500
10,000
6,000
8,000
2,500
12,000
5,300
10,500
3,590
7,000
2,000
5,700
10,000
7,000
2,000
7,000
1,100
3,500
10,100
1,000
5,000
10,000
2,000
5,000
3,500
$187,000
1,000
7,500
15,800
2,400
$255,583 00 $187,000 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston, Revere Beach & Lynn R.R.6s,
Concord & Montreal R.R. 4s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$50,000
11,000
25,000
Estimated
Market Value.
Amount Invested.
$51,000 00
11,550 00
25,500 00
$50,000 00
11,000 00
25,000 00
[Pub. Doc.
KEPOKT OF THE
40
Berkshire County Savings Bank — Continued.
Detailed Statement of Railroad Bonds— Concluded.
Par Value.
Vermont & Massachusetts R R. 5 s ,.
Worcester, Nashua & Rochester
R.R. 4s,...........................................
Boston & Maine R.R. 4is,
Conn. & Passumpsic Rivers R.R. 4s,
Portland & Rumford Falls R.R. 5s, .
$25,000
10,000
75.000
35.000
25.000
Estimated
Market Value.
Amount Invested.
$27,000 00
$25,000 00
10,150
82,500
36,050
25,000
00
00
00
00
10,000 00
75.000 00
35.000 00
25.000 00
$256,000 $268,750 00 $256,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$6,036 86
15,000 00
5,000 00
Rate.
2
3
34
per cent.
“
“
Amount.
$50,250 00
1 0 0 ,0 0 0 00
Rate.
Amount.
Rate.
4 per cent.
44
“
$1,792,867 00
3,400 00
5 per cent.
6
“
Amount invested in real estate for banking p u rp ose s,........................................
Estimated value o f the s a m e , ...............................................................................
Assessed value of the s a m e , ........................................................................................
Number of loans which are of an amount not exceeding $3,000 each,
631
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 703
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the by-laws : January 1 and July 1.
Rate and amount of each semi-annual dividend f 2 per cent., $59,598 54 1
during the year ending Oct. 31, 1894, .
.
1 2 per c e n t, 68,909 42 J
Number of accounts opened during the year ending Oct. 31, 1894,
1,325
Number of accounts closed during the year ending Oct. 31, 1894, .
1,416
Total number of open accounts Oct. 31, 1894,
.
.
.
.
10,027
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .........................................................................................7,597
Amount o f withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , ..................................................................... .........
.
8,105
Date of examination by commissioner: M ay 29.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$63,447 72
63,447 72
40,000 00
777,887 00
154,119 96
118,507 96
9,639 30
516,800 83
619,261 02
No. 8.]
41
SAVINGS BANK COMMISSIONERS
Berkshire County Savings Bank — Concluded.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Num
ber.
Amount.
5,554
$111,923 02
1,113
91,565 30
not
not
445
71,240 29
330
115,406 29
103
52
72,436 23
54,229 70
7,597
$516,800 83
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
Of guardians,
O f religious and chari
table associations, .
In trust................................
N um
ber.
Amount.
3,984
17
$259,087 89
4,484 77
102
60
13,166 94
8,120 09
42
REPORT OF THE
[Pub. Doc.
BEVERLY SAVINGS B ANK — BE VERLY.
Incorporated Feb. 23, 1867.
Present number of corporators, 62.
R o b e r t R . E n d ic o t t , President.
C h a s . H . K i l h a m , Treasurer.
C h a s . H . K i l h a m , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
A u g u stu s N . C l a r k ,
G eorge B u t m a n .
R o b e r t R . E n d ic o t t ,
S a m u e l J. F o s t e r ,
Open for business every business day, 8.30
a .m .
to 1.30
p .m.
Balance Sheet October 31, 1894.
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loans on railroad bonds, .
Loan on railroad stock,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposit in bank, not on interest,
Expense account,
Cash on hand,
.
.
.
.
L ia b il it ie s .
$35,000
211,510
23,500
108,000
65.000
35.000
00
00
00
00
00
00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count,
$1,747,282 35
50,298 52
3,493 21
4,413 86
2 0 .0 0 0 00
6,276 40
652,734 89
597,321 67
700
1,025
47,060
141
2,217
00
00
25
89
84
$1,805,487 94
$1,805,487 94
Cash on Deposit in Bank : —
Beverly National Bank, B e v e r ly ,.....................................................................
$47,060 25
Loans on Bank Stock, amount on each: —
On 15
On 10
On 25
On 21
On 24
shares
shares
shares
shares
shares
Beverly National Bank, B e v e r l y , .......................................
Gloucester Safe Deposit and Trust Company, Gloucester,
Beverly National Bank, Beverly..............................................
Beverly National Bank, B e v e r l y , ........................................
First National Bank, S a l e m , .................................................
On 270 shares Traders’ National Bank, Boston.............................................
$ 2 ,0 0 0 00
2,500 00
2 ,0 0 0 00
2 ,0 0 0 00
15,000 0 0
Loans on Railroad Bonds, amount on each: —
On $26,000 Boston & Maine R .R . 4 s , ...........................................................
On $48,000 Providence & Springfield R .R . 5 s , .......................................
$25,000 0 0
40,000 00
Loan on Railroad Stock: —
On 323 shares Boston & Maine R . R . , ...........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$35,000 00
No. 8.]
SAVINGS BANK COMMISSIONERS
43
Beverly Savings Bank— Continued.
Detailed ¡Statement o f Public Funds.
Par Value.
Town of Beverly, Mass., 4s,
.
$35,000
Estimated
Market Value.
$36,400 00
Amount Invested.
$35,000 00
No. o f
Shares.
Detailed Statement o f Bank Stocks.
200
100
66
100
58
75
30
75
20
57
73
80
100
20
20
50
50
61
50
50
50
100
50
33
60
50
18
177
87
71
67
28
60
67
Par Value.
Beverly Nat’l Bank, Beverly,
Atlas National Bank, Boston,
Blaekstone N’l Bank, Boston,
National City Bank, Boston, .
Continental N’l Bank, Boston,
National Eagle Bank, Boston,
Nat’l Exchange Bank, Boston,
Freeman’s Nat’l Bank, Boston,
Globe National Bank, Boston,
Hamilton Nat’l Bank, Boston,
N’ l Hide & Leather B’k, Boston,
Howard Nat’l Bank, Boston, .
Massachusetts N’l B’k, Boston,
Merchants’ Nat’l Bank, Boston,
New England N’l B’k, Boston,
North National Bank, Boston,
N’l B’k of Redemption, Boston,
N’l B'k of the Republic, Boston,
Nat’ l Revere Bank, Boston,
Shawmut Nat’l Bank, Boston,.
Shoe & Leather N’l B’k, Boston,
Suffolk National Bank, Boston,
Tremont Nat’l Bank, Boston, .
Nat’ l Webster Bank, Boston, .
Winthrop Nat’l Bank, Boston,
First National Bank, Lynn,
N’l Grand Bank, Marblehead,
Asiatic National Bank, Salem,
Nat’l Exchange Bank, Salem,
First National Bank, Salem, .
Mercantile Nat’l Bank, Salem,
Merchants’ Nat’l Bank, Salem,
Naumkeag Nat'l Bank, Salem,
Salem National Bank, Salem,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
$28,000 00
11,700 00
6,600 00
Amount Invested.
6,700
00
10,000 00
4,400 00
3,300 00
6,990 00
6,750 00
2,124 00
5,310 00
8,265 00
6,745 00
7,236 00
1,680 00
7,200 00
8,040 00
$20,000 00
10,000 00
6,600 00
10,000 00
5,800 00
7,500 00
3,000 00
7,500 00
2,000 00
5,700 00
7.300 00
8,000 00
10,000 00
2,000 00
2,000 00
5,000 00
5,000 00
6,100 00
5,000 00
5,000 00
5,000 00
10,000 00
5,000 00
3,300 00
6,000 00
5,000 00
1,800 00
5,310 00
8,700 00
7,100 00
6,700 00
1,400 00
6,000 00
6,700 00
$211,510
$231,820 00
$211,510 00
$20,000
10,000
6,600
10,000
5,800
7,500
3,000
7,500
2,000
5,700
7,300
8,000
10,000
2,000
2,000
5,000
5,000
6,100
5,000
5,000
5,000
10,000
5,000
3,300
6,000
5,000
1,800
5,310
8,700
7,100
6,700
1,400
6,000
8,200 00
6,670 00
6,000 00
3,802
6,750
1,760
6,298
7,847
7,740
9,500
3,155
3,120
5,800
6,125
9,699
4,750
5,762
4,500
50
00
00
50
50
00
00
00
00
00
00
00
00
50
44
REPOET OF THE
[Pub. Doc.
Beverly Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Lowell R.R. 5s,
Eastern R R. 6s,
Fitchburg R.R. 4is, .
.
.
.
Fitchburg R.R. 5s, .
Dexter & Piscataquis R.R. 4s, .
Upper Coos R.R. 4^s,
$10,000
11,000
2,000
30.000
20.000
10,000
25,000
Estimated
Market Value.
Amount Invested.
$10,175
11,550
2,440
30,900
20,850
00
00
00
00
00
10,000 00
26,250 00
$10,000 00
11,000 00
2,000 00
30.000 00
20.000 00
10,000 00
25,000 00
$108,000 $112,165 00 $108,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$246 67
220,000 00
170,000 00
75,000 00
Rate.
0
4
4|
4|
per cent.
“
“
“
Amount.
$90,000 00
30.000 00
10.000 00
Bate.
Amount.
Rate.
4| per cent.
$198,493 42
104,088 47
477,453 00
5 per cent.
54
“
4J
“
Amount invested in real estate for banking purposes...........................................
Estimated value of the s a m e , ..............................................................................
Assessed value of the s a m e ,........................................................................................
Net income received from same during year ending Oct. 31, 1894,
6
“
$ 20,000
25,000
26,625
382
00
00
00
33
Value, by books, o f other real estate held or owned by foreclosure or
otherwise............................................................................................................................
6,276 40
Assessed value of the s a m e ,.........................................................................................
4,875 00
Net income received from same during year ending Oct. 31, 1894,
272 97
Number of loans which are of an amount not exceeding $3,000 each, 503
Aggregate amount of the s a m e , ..............................................................................
474,666 14
Total number of loans upon real e s t a t e , ................................................. 516
Amount of investments from which no income is received................................
246 67
Gross amount of interest or profits received or earned, as per books, during
87,909 84
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y-la w s: fourth Wednesday in April
and October.
Rate and amount o f each semi-annual dividend f 2 per cent , $31,414 79 I
64,403 37
during the year ending Oct. 31, 1894,
.
. 1 2 per cent., 32,988 58 I
Number of accounts opened during the year ending Oct. 31, 1894,
. 971
Number of accounts closed during the year ending Oct. 31, 1894,
. 529
Total number of open accounts Oct. 31, 1894,
.
.
.
.
5,378
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes), ............................................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
3,685 03
No. 8 .]
45
S A Y IN G S B A N K COM M ISSION ERS
Beverly Savings Bank— Concluded.
Amount of deposits, not including dividends, received during the year end
ing Oct. 31, 1894,............................................................................................................$365,885 62
Number of s a m e , ........................................................................................ 4,307
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
293,343 44
Number of s a m e , ........................................................................................ 4,395
Date of examination by commissioner: March 22.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Amount.
3,065
$64,185 75
569
47,053 16
281
45,695 36
248
87,716 14
77
67
53,462 29
67,772 92
4,307
$365,885 62
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
T o the credit —
O f women, both adult
and minor,
Of guardians,
O f religious and char
itable associations, .
In trust, .
.
.
.
N um
ber.
Amount.
1,785
255
$155,104 67
9,236 49
178
99
19,003 14
18,663 34
46
R E P O R T OF TH E
[Pub. D oc.
BOSTON F IV E CENTS S A V IN G S B A N K — BOSTON.
Incorporated April 7, 1854.
Present number of corporators, 6 6 .
A lo n zo H . E v a n s , President.
C u r t is C. N ic h o l s , Treasurer.
E d w a r d E d m u n d s , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
A lo n zo H . E v a n s ,
E u st a c e C. F i t z ,
W il l ia m 0 . G r o v e r ,
Sam uel A . Carleto n ,
L eander B eal,
A . H . D avenport,
W m . R . D upee.
Open for business every business day, 9 a . m . to 2 p .m . ; also Saturdays, 3 to 5
and 6 to 8 p . m . for deposits only.
Balan c e
Sh ee t O ctober
A sse ts.
Public funds as per schedule, .
Loans on public funds,
Bank stock as per schedule,
Loans on bank stock,
Railroad bonds as per schedule,
Loan on railroad bonds,
Loans on railroad stock,
Real estate (for banking pur
poses),
.......................................
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes).............................................
Deposits in banks, on interest, .
Expense account,
.
.
.
.
Cash on hand,
p .m
31, 1894.
L ia b il it ie s .
$3,297,151
220,600
673,300
41,100
899,685
1,500
87,000
50
00
00
00
00
00
00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
Suspense account, .
Real estate rents and
income, .
195,000 00
9,961,400 33
5,334,500 00
106,100
1,357,513
662
61,756
$20,668,077 64
1,026,214 65
33,255 16
508,308 81
514 73
898 15
00
69
04
58
$22,237,269 14
$22,237,269 14
Cash on Deposit in Banks, amount in each : —
Pocasset National Bank, Fall R i v e r , .....................................................................$50,000 00
Massasoit National Bank, Fall River, .
.
.
.
.
.
.
.
50 000
196,062
National Bank of the Commonwealth, B o s t o n ,.................................................
Winthrop National Bank, Boston,
.
.
.
.
.
.
.
.
103 087
Second National Bank, B o s t o n ,..............................................................................
262,703
National Security Bank, Boston, .
.
.
.
.
.
.
.
.
167,240
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
* This amount has been reduced within the legal limit.
00
70
08
61
53*
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS.
47
Boston Five Cents Savings Bank — Continued.
North National Bank, Boston..................................................................................... $153,497 80
Blackstone National Bank, B o s t o n , .....................................................................
253,242 55
Lincoln National Bank, B o s t o n ,..............................................................................
42,403 98
Mechanics’ National Bank, B o s t o n , .....................................................................
4,275 44
Pynchon National Bank, Springfield,.....................................................................
First National Bank, A d a m s , ...............................................................................
City National Bank, Holyoke......................................................................................
40,000 00
10,000 00
25,000 00
Loans on Public Funds, amount on each: —
On
On
On
On
On
On
$2,000 United States 4s.................................
$2,000 City of Boston, M ass., 5s, .
$2,000 Town of Winthrop, Mass., 5s, .
$1,000 Town of Saugus, M ass., 4s,
$15,000 City of Dover, N . H ., 4s, .
$23,500 City of Milwaukee, W is., 5s,
On
On
On
On
On
On
$50,000 United States 5s,
.
.
.
$8,000 City of Manchester, N . H ., 4s, .
$3,000 City of Marlborough, Mass., 4s,
$2,000 City of Lawrence, M ass., 4s,
$7,500 City of Waterbury, Ct., 4s, .
$3,000 City of Detroit, Mich., 4s., .
On
On
On
On
On
On
On
On
On
On
On
On
$2,000 Town of Beverly, Mass., 4s,
$6,000 City of New Bedford, Mass., 4 s ,.
$4,000 City of Nashua, N . H ., 4s, .
$6,000 City of Meriden, Ct., 3£s, .
$22,000 City of Holyoke, Mass., 4s,
$20,000 City of Saginaw, Mich., 5s,
$8,000 City of Boothbay, Me., 4s, .
$21,000 City of Laconia, N . H ., 4s,
$3,000 City of Bridgeport, Ct., 3£s,
$2,000 City of Stamford, Ct., 4s, .
$2,000 City of Fitchburg, M ass., 4s,
$10,000 County of Middlesex, M ass., 4s,
$ 2,000 00
1,600 00
I
3,000 00
14,000 00
1
I
j
i
100,000 00*
}-
100,000 00
Loans on Bank Stock, amount on each : —
On
On
On
On
On
On
25 shares First National Bank, South Weymouth,
.
.
.
.
62 shares National Security Bank, B o s t o n ,.................................................
120 shares Freeman’s National Bank, B o s t o n , .......................................
80 shares Freeman’s National Bank, B o s t o n , ........................................
200 shares National City Bank, B o s t o n , .................................................
50 shares Home National Bank, Brockton.......................................................
$2,200 00
6,200
8,700
6,000
13,000
5,000
00
00
00
00
00
Loan on Railroad Bonds : —
On $1,500 Maine Central R .R . 7s,
.....................................................................$1,500 00
Loans on Railroad Stock, amount on each : —
On 750 shares Boston & Maine R . R . , .....................................................................$75,000 00
On 100 shares Boston & Maine R . R . , .....................................................................
10,000 00
On 20 shares Boston & Maine R . R . , .....................................................................
* This loan, in excess of the legal limit, has been reduced.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
2,000 00
48
R E P O R T O F TH E
[Pub. D oc
Boston Five Cents Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
Town of Beverly, Mass , 4s,
of Brookline, Mass., 5s, .
of Danvers, Mass., 5s,
of No. Attleboro', Mass.,4s,
of No. Easton, Mass., 4s,
of Spencer, Mass , 4s,
City of Biddeford, Me., 4s,
of Boston, Mass , 3|s,
of Boston, Mass., 4s,
of Boston, Mass., 5s,
of Cleveland, Ohio, 4|s, .
of Cleveland, Ohio, 5s,
of Cleveland, Ohio, 6s,
of Chelsea, Mass., 4s,
of Chicago, 111 , 7s, .
of Chicopee, Mass., 4s,
of Columbus, Ohio, 4s,
of Dayton, Ohio, 6s, .
of Detroit, Mich., 7 s,.
of East Saginaw, Mich., 5s,
of Fort Wayne, Ind., 6s, .
of Indianapolis, Ind., 4s, .
of Keene, N. H., 4s, .
of Lynn, Mass., 4s, .
of Malden, Mass., 4s,
of Milwaukee, Wis., 4s, .
of Milwaukee, Wis., 5s, .
of Norwich, Ct., 4s, .
of Salem, Mass., 5s, .
of Somerville, Mass., 5s, .
County of Carroll, N. H., 4s, .
Commonwealth of Mass. 3s,
District of Columbia 5s, .
City of So. Norwalk, Ct., 4s,
$21,000 00
50,000 00
63,000 00
72,000 00
47,000 00
5,000 00
50,000 00
624,000 00
240,000 00
206,151 50
239,000 00
200,000 00
24,000 00
109,000 00
5,000 00
22,000 00
70,000 00
10,000 00
21,000 00
8,000 00
10,000 00
248,000 00
93,000 00
91,000 00
10,000 00
71,000 00
251,000 00
60,000 00
100,000 00
78,000 00
25,000 00
80,000 00
65,000 00
29,000 00
Estimated
Market Value.
$21,630 00
50,750 00
67,410 00
73,800 00
47,470 00
5,000 00
50,500 00
624,000 00
242,400 00
213,961 43
241,390 00
206,000 00
24,120 00
110,090 00
5,450 00
22,000 00
70,200 00
10,100 00
23,730 00
8,160 00
10,200 00
252,960 00
94,860 00
91,110 00
10,100 00
72,420 00
263,550 00
61,500 00
107,000 00
78,300 00
25,500 00
80,000 00
66,950 00
29,290 00
Amount Invested.
$21,000 00
50,000 00
63,000 00
72,000 00
47,000 00
5,000 00
50,000 00
624,000 00
240,000 00
206,151 50
239,000 00
200,000 00
24,000 00
109,000 00
5,000 00*
22,000 00
70,000 00*
10,000 00*
21,000 00
8,000 00
10,000 00
248,000 00
93,000 00
91,000 00
10,000 00
71,000 00
251,000 00
60,000 00
100,000 00
78,000 00
25,000 00
80,000 00
65,000 00
29,000 00
$3,297,151 50 $3,362,701 43 $3,297,151 50
* Legal investments when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
250
274
150
130
202
Par Value.
Atlas National Bank, Boston, .
Blackstone NT Bank, Boston,.
Boston Nat’l Bank, Boston,
Boylston Nat’l Bank, Boston, .
National City Bank, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$25,000
27,400
15,000
13,000
20,200
Estimated
Market Value.
$28,750
26,030
14,850
16,510
16,362
00
00
00
00
00
Amount Invested.
$25,000
27,400
15,000
13,000
20,200
00
00
00
00
00
No. 8 .]
S A Y IN G S B A N K COM M ISSION ERS
49
Boston Five Cents Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
168
100
280
330
100
101
250
100
325
223
47
297
225
150
108
200
50
160
161
515
225
71
395
150
96
300
50
100
100
350
Par Value.
N’l B’k of Commerce, Boston,
Continental N’l Bank, Boston,
National Bank of the Com
monwealth, Boston,
Columbian N’l Bank, Boston,.
National Eagle Bank, Boston,
National Exchange B’k,Boston,
First National Bank, Boston, .
Hamilton Nat’l Bank, Boston,
N’l Hide & Leather B’k, Boston,
Howard Nat’l Bank, Boston, .
Merchants’ Nat’l Bank, Boston,
North National Bank, Boston,
National Revere Bank, Boston,
N’l B’k of the Republic, Boston,
N’l B’k of Redemption, Boston,
Nat’l Rockland Bank, Boston,.
Nat’l Union Bank, Boston,
Shawm ut Nat’l Bank, Boston, .
State National Bank, Boston, .
Second National Bank, Boston,
Suffolk National Bank, Boston,
Third National Bank, Boston,.
Tremont Nat’l Bank, Boston, .
Washington N’l B’k, Boston, .
Nat’l Webster Bank, Boston, .
Winthrop Nat’l Bank, Boston,
First N’l Bank, Marlborough,.
Third Nat’l Bank, Springfield,
Freeman’s Nat’l Bank, Boston,
Globe National Bank, Boston,
f 16,800
10,000
28,000
33,000
10,000
10,100
25,000
10,000
32.500
22,300
4,700
29,700
22,500
15,000
10,800
20,000
5,000
16,000
16,100
51,500
22,500
7,100
39,500
15,000
9,600
30,000
5,000
10,000
10,000
35,000
Estimated
Market Value.
$18,480 00
11,600 00
34,160
33,330
8,000
12,322
58,000
11,000
35,100
21,854
7,144
34,155
21,150
21,750
13,176
28,400
6,350
18,400
17,871
91,670
21,375
6,177
33,970
15,300
8,832
34,800
5,000
17,800
9,200
30,450
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amountlnvested.
$16,800 00
10,000 00
28,000
33,000
10,000
10,100
25,000
10,000
32,500
22,300
4,700
29,700
22,500
15,000
10,800
20,000
5,000
16,000
16,100
51,500
22,500
7,100
39,500
15,000
9,600
30,000
5,000
10,000
10,000
35,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$673,300 $789,318 00 $673,300 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Albany R.R. 5s,
Boston, Clinton & Fitchburg R.R. 5s,
Eastern R.R. 6s,
. . .
Boston & Maine R.R. 4s, .
Boston & Maine R.R. 4£s,
Manchester & Lawrence R.R. 4s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$300,000 $315,000 00 $300,000 00
6,000
6,180 00
6,000 00
69,685
83,622 00
69,685 00
300.000
300,000 00 300.000 00
50,000
53,000 00
50,000 00
176,610 00
174.000
174.000 00
$899,685 $934,412 00
$899,685 00
[Pub. D oc.
R E P O R T O F TH E
50
Boston Five Cents Savings Bank — Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
$1,182,513
133.000
40,000
615.000
250.000
15,900
5,163,750
780.000
69
00
00
00
00
00
00
2
H
4
4J
00
$15,000
1,780,000
105,000
2,194,800
564,500
2,778,791
per cent.
3
3i
H
Rate.
Amount.
Kate.
Amount.
“
“
“
00
00
00
00
00
29
6 ,0 0 0 00
422,300 00
4 i 36 per cent.
H
4§
“
4i
“
4|
«
5
»
5i
53
“
Amount.
$2,500
719,525
43,300
242,034
34,000
12,150
9,649
Rate.
00
00
00
50
00
00
54
5f per cent.
6*
“
5|
“
6
“
63
“
6i
“
7
Amount invested in real estate for banking purposes,........................................
Estimated value o f the s a m e , ...............................................................................
Assessed value of the s a m e , ........................................................................................
Number of loans which are of an amount not exceeding $3,000 each,
495
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ..................................................923
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , .........................................................................................
Times for the dividends fixed by the by-laws : second Wednesday in April
$195,000
225,000
293,500
00
00
00
916,981 00
1,007,747 41
and October.
Rate and amount of each semi-annual dividend f 2 per cent., $363,804 81 1 ,^g 159
25
during the year ending Oct. 31, 1894,
.
. i 2 per cent., 375,354 44 )
’
Number of accounts opened during the year ending Oct. 31, 1894,
13,849
Number of accounts closed during the year ending Oct. 31, 1894,
10,123
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
137,294
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
62,230 21
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 ,................................................................................................... 5,337,268 66
Number of same..............................................................................................
109,720
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ...................................................................................................................... 5,013,421 90
Number of s a m e , ........................................................................................ 94,178
Date of examination by commissioner: December 13.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
Totals,
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
90,047 $1,443,365 76
not
10,523
848,604 21
not
4,484
694,739 66
3,171
1,107,939 33
890
605
635,832 98
606,786 72
not
less
109,720 $5,337,268 66
Num
ber.
Am ount.
To the credit —
Of women, both adult
36,701 $2,040,682 32
and minor,
6,382 19
Of guardians,
88
Of religious and chari
30,792 76
381
table associations, .
263,605 08
3,495
In trust, .
.
.
.
No. 8 .]
S A Y IN G S B A N K COM M ISSION ERS
51
BOSTON P E N N Y SA V IN G S B A N K — BOSTON.
Incorporated April 6, 1864.
Present number of corporators, 95.
G e o . W . P o p e , President.
H en ry R . R
H enry R . R
ey n o ld s,
eyno ld s,
Treasurer.
Clerk o f the Corporation.
Names o f committee charged with the investment o f its funds:
G eo. W . P ope,
J ohn S w e etse r,
W i l l i a m A . R u st ,
D exter
N.
Open for business every business day, 9
J o h n G o l d t h w a it ,
John A . P r a y ,
T homas N . H a r t ,
R ic h a r d s .
a .m .
to 3
p .m .
; and Saturdays, 5 to 8
p .m .
B alance Sheet October 31, 1894.
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Loans on real estate, .
Loans on personal security,
Deposit in bank, on interest,
Expense account,
Cash on hand,
.
.
.
.
L ia b il it ie s .
$54,312
80,764
5,500
50,000
50
50
00
00
115,000
903,820
352,088
58,546
590
21,545
00
10
93
66
93
10
$1,642,168 72
Deposits, .
Guaranty fund,
Interest account,
$1,571,468 70
50,000 00
20,700 02
$1,642,168 72
Cash on Deposit in B a n k : —
Mount Vernon National Bank, B o s t o n , ........................................................... $58,546 66
Loans on Bank Stock, amount on each : —
On 5 shares Mechanics’ National Bank, B o s t o n ,................................................. $500 00
On 58 shares Fourth National Bank, B o s t o n , .................................................
5,000 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
52
REPORT OF THE
[Pub. Doc.
Boston Penny Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
$50,000
City of Malden, Mass., 4s,
Estimated
Market Value.
$54,375 00
Amount Invested,
$54,312 50
Shares.
! No. of
Detailed Statement o f Bank Stocks.
42
50
50
37
150
100
50
50
25
50
11
41
32
Par Value.
Atlantic Nat'l Bank, Boston, .
Atlas National Bank, Boston, .
Boston National Bank, Boston,
N’l B’k of Commerce, Boston,
Everett National Bank, Boston,
N’l Hide & Leather B’k, Boston,
Howard Nat’l Bank, Boston, .
Manufacturers’ N’l B’k, Boston,
Merchants’ N’l Bank, Boston, .
N’l B’k o f No. America, Boston,
State National Bank, Boston, .
Tremont Nat’l Bank, Boston, .
Nat’l Webster Bank, Boston, .
$4,200
5.000
5.000
3,700
15.000
10.000
5.000
5.000
2,500
5.000
1,100
4,100
3,200
$68,800
Estimated
Market Value.
$5,155
5,850
5.200
4,255
12,487
10,750
4,837
5,000
3,943
5,750
1,276
3,608
3.200
50
00
00
00
50
00
50
00
75
00
00
00
00
$71,313 25
Amount Invested.
$6,384
6,300
6,050
4,662
15,000
11,550
6,250
5,325
3,600
5,525
1,402
5,084
3,632
00
00
00
00
00
00
00
00
00
00
50
00
00
$80,764 50
Detailed Statement o f Railroad Bonds.
Par Value.
Concord & Montreal R.R. 4s, .
$50,000
Estimated
Market Value.
Amount Invested.
$51,500 00
$50,000 00
Total Amount o f Loans, with Each Specified Pate o f Interest.
Kate.
Amount.
Kate.
2\ per cent.
$165,900 00
732,420 10
69,100 00
4^ per cent.
5
«
5è
“
Amount.
$58,546 66
150.000 00
103.000 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
4
44
“
«
Amount.
$37,988 93
3,000 00
Kate.
6 per cent.
7
No. 8 .]
53
S A Y IN G S B A N K COM M ISSION ERS
Boston Penny Savings Bank
— C onclud ed .
Amount invested in real estate for banking purposes,........................................$115,000 00
Estimated value of the same,
.
.
...........................................................
100,000 00
Assessed value of the s a m e , ........................................................................................
82,000 00
Net income received from same during year ending Oct. 31, 1894,
.
.
4,330 65
Number o f loans which are of an amount not exceeding $3,000 each, .
67
113,820 10
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 169
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
72,586 45
Times for the dividends fixed by the by-law s: second Wednesday in April
and October.
Rate and amount o f each semi-annual dividend f 2 per cent., $28,616 64 1
during the year ending Oct. 31, 1894,
.
. I 2 per cent.,
29,129 00 J
Number o f accounts opened during the year ending Oct. 31, 1894,
1,242
Number of accounts closed during the year ending Oct. 31, 1894,
1,146
Total number of open accounts Oct. 31, 1894,
.
.
.
.
7,305
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount o f deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number o f s a m e , ........................................................................................ 8,469
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number of s a m e , ........................................................................................ 6,790
Date of examination by commissioner: March 9,
^ ^
’
5,760 10
376,578 25
359,862 17
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than 1,000,
O f $1,000 or more, .
Numher.
Amount.
7,123
$97,245 70
695
56,478 11
301
47,542 64
235
81,652 74
78
37
56,500 34
37,158 72
8,469
$376,578 25
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
T o the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust................................
Num .
ber.
Amount.
2,931
3
$153,427 99
909 57
58
1,434
3,985 10
67,922 46
54
[Pub. D oc.
R E P O R T O F TH E
B R A IN T R E E S A V IN G S B A N K — SOUTH B R A IN T R E E .
Incorporated March 21, 1870.
Present number of corporators, 44.
B e n j a m i n F . D y e r , President.
C. H . H o b a r t , Treasurer.
C. H . H o b a r t , Clerk o f the Corporation.
Names of committee charged with the investment of its fu n d s:
B e n j a m in F . D y e r ,
N . H . H unt,
P. D . H olbrook.
Open for business every business day, 8
B ala n c e Sh eet O ctober
. to 6 p . m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Deposit in bank, on interest,
Expense account,
Premium account,
Cash on hand,
.
.
.
.
a .m
$19,000
31,600
55,000
4,857
111,118
350
7,397
46
393
1,526
00
00
00
24
00
00
63
53
75
52
Deposits, .
Guaranty fund,
Interest account,
$216,446 71
5,916 43
8,926 53
$231,289 67
$231,289 67
Cash on Deposit in Bank : —
Shawmut National Bank, B o s t o n , .....................................................................$7,397 63
Detailed Statement o f Public Funds.
Par Value.
City of New Bedford, Mass., 5s,
of Worcester, Mass., 4^s,
Town of Braintree, Mass., 4s, .
of Brookline, Mass., 5s, .
of Chatham, Mass., 4|s,.
County of Aroostook, Me., 4|s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$3,000
2,000
5,000
3,000
1,000
5,000
f 19,000
Estimated
Market Value.
$3,180
2,160
5,100
3,165
1,030
5,300
00
00
00
00
00
00
$19,935 00
Amount Invested.
$3,000
2,000
5,000
3,000
1,000
5,000
00
00
00
00
00
00
$19,000 00
No. 8 .]
SA Y IN G S B A N K
55
COM M ISSION ERS
Braintree Savings Bank — Continued.
Ko. o f
Shares.
Detailed Statement o f Bank Stocks.
Tar Value.
7 Merchants1 N’l Bank, Boston,
20 Manufacturers1N’l B’k, Boston,
15 State National Bank, Boston,.
20 Blackstone N’l Bank, Boston,
10 N’l B’k of No. America, Boston,
10 N’l Hide & Leather B’k, Boston,
8 Winthrop N’l Bank, Boston, .
18 Freeman’s N’l Bank, Boston, .
25 Shoe & Leather N’l B’k. Boston,
28 Mt. Vernon N’l Bank, Boston,
45 Shawmut Nat’l Bank, Boston,
34 Tremont Nat’l Bank, Boston,
5 Globe National Bank, Boston,
8 Nat’l Exchange Bank, Boston,
25 Brockton N’l Bank, Brockton,
22 Union N’l Bank, Weymouth,
16 Union Market National Bank,
Watertown, .
.
.
.
$700
2,000
1,500
2,000
1,000
1,000
800
1,800
2,500
2,800
4,500
3,400
500
800
2,500
2,200
Estimated
Market. Value.
$1,106
2,000
1,740
2,000
1,150
1,075
928
1,710
2,250
3,220
5,220
2,992
450
1,008
2,875
2,244
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$700
2,000
1,500
2,000
1,000
1,000
800
1,800
2,500
2,800
4,500
3,400
500
800
2,500
2,200
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
1,600
2,000 00
1,600 00
$31,600
$33,968 00
$31,600 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Maine R.R. 4s,
Fitchburg R.R. 4|s, .
.
.
.
Fitchburg R.R. 5s, .
.
.
.
Maine Central R.R. 4Js, .
Newport & Richford R.R. 5s,
N. Y. & N. E. R.R. (terminal) 4s, .
Old Colony R.R. 4s,
. . .
Portland & Ogdensburg R R. 6s, .
Upper Coos R.R. 41s,
Vermont & Massachusetts R.R. 5s,.
Worcester, Nashua & Rochester
R.R. 4 s , ...................................
Maine Central R.R 4s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$5,000
2,000
3,000
3,000
5,000
5,000
10,000
5,000
5,000
5,000
Estimated
Market Value.
$5,050
2,000
3,125
3,150
5,275
5,000
10,500
5,500
5,400
5,375
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$5,000
2,000
3,000
3,000
5,000
5,000
10,000
5,000
5,000
5,000
00
00
00
00
00*
00
00
00
00
00
5,000
2,000
5,050 00
2,000 00
5,000 00
2,000 00
$55,000
$57,425 00
$55,000 00
* A legal investment when made.
56
R E P O R T O F TH E
Braintree Savings Bank —
[Pub. D oc
C o n clu d ed .
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$7,397 63
32,000 00
Bate.
Amount.
2^ per cent.
5
$3,200 00
74,868 00
Rate.
5£ per cent.
6
“
Amount.
Rate.
$1,400 00
7 per cent.
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e ,........................................................................................
Number of loans which are of an amount not exceeding $3,000 each,
106
Aggregate amount of the s a m e , ...............................................................................
Total number o f loans upon real e s t a t e , ................................................. 105
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1894,
...............................................................................
$4,857 24
5,400 00
100,268 00
10,940 54
Times for the dividends fixed by the by-laws : January 1 and July 1.
Rate and amount of each semi-annual dividend ( 2 per cent., $3,862 53 )
during the year ending Oct. 11, 1894, .
.
. (2 p e rc en t., 3,831 20 J
Number o f accounts opened during the year ending Oct. 31, 1894,
. 117
Number o f accounts closed during the year ending Oct. 31, 1894,
.
95
Total number o f open accounts Oct. 31, 1 8 9 4 , ........................................ 758
7,693 73
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes)..............................................................................................................
757 87
Amount o f deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
58,319 20
Number of s a m e , ..................................................................................................724
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
Number of s a m e , ...................................................................................................706
Date of examination by commissioner: March 16.
53,410 75
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Number.
Of $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Number.
Amount.
531
$9,549 13
73
6,294 55
55
8,573 46
43
15,296 50
14
8
10,605 56
8,000 00
724
$58,319 20
not
not
not
less
To the credit —
Of women, both adult
and minor,
O f religious and charitable associations, .
In trust, .
.
.
.
Amount.
274
$26,026 05
8
36
484 00
5,762 66
No. 8 .]
57
SA Y IN G S B A N K COM M ISSION ERS
B R ID G E W A T E R SA V IN G S B A N K — B R ID G E W A T E R .
Incorporated March 19, 1872.
Present number of corporators, 23.
S p e n c e r L e o n a r d , President.
S amtjel P . G a t e s , Treasurer.
G e o r g e M . H o o p e r , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
L a f a ye tte K e it h ,
Jam e s C . L e a c h ,
Charles K . P ratt,
Sa m u e l P . G a t e s ,
H o sea K i n g m a n .
Open for business every business day, 7.30
a .m .
to 12.30
B a lan c e Sh eet October
p .m .
; 1.30 to 6
p .m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Loan on public funds,
Bank stock as per schedule,
Loan on bank stock, .
Railroad bonds as per schedule,
Loan on railroad stock,
Real estate (for banking pur
poses),
.......................................
Loans on real estate, .
Loans on personal security,
Loans on depositors’ books,
Deposit in bank, not on interest,
Cash on hand.....................................
$56,000
2,760
59,077
700
67,000
250
00
00
75
00
00
00
5,450
227,087
103,110
150
784
56
00
00
17
00
82
80
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
Suspense account, .
$522,426 54
$494,720 73
23,100 00
3,596 04
953 77
56 00
$522,426 54
Cash on Deposit in B a n k : —
First National Bank, B o s t o n , ...............................................................................$784 82
Loan on Public Funds : —
On $3,000 City of Chicago, 111., 7s................................................................................$2,760 00*
Loan on Bank Stock: —
On 8 shares Plymouth National Bank, P l y m o u t h , ........................................$700 00
Loan on Railroad Stock : —
On 2 shares Old Colony R . R . , .............................................................................. $250 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
* A legal loan when made.
R E P O E T O F TH E
58
[Pub. D oc
Bridgewater Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Boston, Mass., 5s,
of Chicago, Til., 4s, .
of Fall River, Mass , 6s, .
of Grand Rapids, Mich , 5s,
of Lewiston, Me., 5s,
of Dayton, Ohio, 5s,
of Milwaukee, Wis., 5s, .
of Saginaw, Mich , 5s,
County of Aroostook, Me , 4|s,
City of Cleveland, Ohio, 5s,
of Springfield, Ohio, 5s, .
Estimated
Market Value.
$5,000
5,000
4,000
5,000
5,000
5,000
11,000
1,000
5,000
5,000
5,000
$56,000
$5,800
5,075
4.700
5,050
5,850
5,550
12,235
1,080
5,300
5,425
5,700
00
00
00
00
00
00
00
00
00
00
00
$61,765 00
Amount Invested.
$5,000
5,000
4,000
5,000
5,000
5,000
11,000
1,000
5,000
5,000
5,000
00
00*
00
00
00
00*
00
00
00
00
00
$56,000 00
* Legal Investments when made.
No. of
Shares.
Detailed Statement o f Bank Stocks.
13
50
44
10
40
20
10
20
10
20
30
6
30
30
20
24
30
10
10
30
22
25
36
Par Value.
Abington N’l Bank, Abington,
Blackstone N’l Bank, Boston,
Boylston Nat’l Bank, Boston, .
Faneuil Hall N’l Bank, Boston,
Fourth National Bank, Boston,
Freeman’s Nat’l Bank, Boston,
Globe Nat’l Bank, Boston,
Howard Nat'l Bank, Boston, .
Merchants’ N’l Bank, Boston,
National Eagle Bank, Boston,
N’l B’k of Redemption, Boston,
National Security B’k, Boston,
North National Bank, Boston,
N’l B’k of No. America, Boston,
Nat’l Rockland Bank, Boston,
Shawmut Nat’l Bank, Boston,
State Nat’l Bank, Boston,
South End Nat’l Bank, Boston,
Washington N’l Bank, Boston,
Brockton N’l Bank, Brockton,
Home Nat’l Bank, Brockton, .
Blue Hill Nat’l Bank, Milton,
Bristol Co. N’l Bank, Taunton,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,300
5,000
4,400
1,000
4,000
2,000
1,000
2,000
1,000
2,000
3,000
600
3,000
3,000
2,000
2,400
3,000
1,000
1,000
3,000
2,200
2,500
3,600
$54,000
Estimated
Market Value.
$1,560
5,000
5,390
1,300
4,680
1,800
900
1,920
1,580
1,660
3,750
1,200
3,480
3,450
2,850
2,784
3,480
780
1,080
3,450
3,850
2,750
4,842
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$63,536 00
Amount Invested.
$1,300
5,000
5,546
1,000
4,175
2,000
1,000
2,000
1,000
2,000
3,000
600
4,320
3,646
2,770
2,400
4,020
1,000
1,000
3,000
2,200
2,500
3,600
00
00
75
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$59,077 75
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS.
59
Bridgewater Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Maine R.R. 4As,
Boston,Revere Beach & Lynn R.R. 6s,
Fitchburg R R. 4s, .
Fitchburg R.R. 5s, .
Fitchburg R.R. 6s, .
Old Colony R R. 4 s,.
Old Colony R.R. 4Js,
Old Colony R.R. 6s............................
Portland & Ogdensburg R R. 6s,
Maine Central R.R. 7s, .
Upper Coos R.R. 4Js,
Estimated
Market Value.
$10,000
3,000
5,000
5,000
5,000
10,000
5,000
3,000
5,000
11,000
5,000
$11,050
. 3,150
4,900
5,3,75
5,175
10,500
5,225
3,165
5,500
14,850
5,400
$67,000
$74,290 00
Amount Invested.
00
00
00
00
00
00
00
00
00
00
00
$10,000
3,000
5,000
5,000
5,000
10,000
5,000
3,000
5,000
11,000
5,000
00
00
00
00
00
00
00
00
00
00
00
$67,000 00
Total Amount o f Loans, with Each Specif ed Rate o f Interest.
Amount.
$465 79
5,000 00
10,000 00
Rate.
0 per cent.
4i
“
4|
Rate.
Amount.
$96,342 38
28,500 00
5
5h
per cent.
“
Amount.
Rate.
$192,449 00
1,300 00
6 per cent.
7
Amount invested in real estate for banking p u r p o se s,.......................................
Estimated value of the s a m e , ...............................................................................
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31,1894,
Number of loans which are of an amount not exceeding $3,000 each,. 196
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 162
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y-la w s: April 1 and October 1.
Rate and amount of each semi-annual dividend f 2 per cent., $9,056 42 )
during the year ending Oct. 31, 1894, .
.
. ( 2 per cent., 9,388 27 1
Number of accounts opened during the year ending Oct. 31, 1894,
. 166
Number o f accounts closed during the year ending Oct. 31, 1894,
. 136
.
.
.
.
1,650
Total number o f open accounts Oct. 31, 1894,
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................ 1,128
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
Number of same...............................................................................................1,289
Date of examination by commissioner: April 20.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$5,450
5,450
6,000
82
00
00
00
80
182,680 16
465 79
27,014 89
18,444 69
1,460 70
98,957 11
89,779 36
60
R E P O R T O F TH E
[Pub. Doc,
Bridgewater Savings Bank — C oncluded.
Classification o f Deposits received during the Year ending Oct. 31, 1894
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
776
$15,780 88
157
12,798 16
80
12,443 89
78
27,133 14
29
8
22,007 04
8,794 00
1,128
$98,957 11
not
not
not,
N um
ber.
Amount.
less
T o the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and charitable associations, .
In trust................................
Amount.
578
2
$52,159 32
695 00
26
46
974 71
5,589 92
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS.
B R IG H T O N F IV E
CENTS S A V IN G S B A N K — (W A R D 25),
BOSTON.
Incorporated March 28,1861.
N. W
arren
61
Present number of corporators, 115.
Sa n b o r n , President.
G e o r g e E . B r o c k , Treasurer.
G e o r g e E . B r o c k , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
N . W . Sa n b o r n ,
G. A . F u ller,
B e n j. M . F is k e ,
P. M oley,
W . F. W
arren.
Open for business every business day, except Saturdays, 9 a .m . to 12 m . ; 2 to 4
Saturdays, 9 a . m . to 12 m ., and, for deposits only, 7 to 9 p . m .
B a l a n c e Sh e e t O cto ber
A
;
31, 1894.
L ia b il it ie s ,
ssets.
Public funds as per schedule,
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Expense account,
Furniture and fixtures,
T a x title account,
Cash on hand,
.
.
.
.
p .m .
$43,285
35,635
106,657
5,576
319,630
15,200
9,987
731
500
163
1,728
00
00
50
02
00
00
Deposits, .
Guaranty fund,
Interest account,
Reserve fund, .
Rent account, .
$516,169
13,000
6,645
3,211
15
00
55
00
6 8 82
66
73
00
04
57
$539,094 52
$539,094 52
Cash on Deposit in Bank : —
National Market Bank of Brighton,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$9,987 66
62
R E P O R T O F TH E
[Pub. D oc.
Brighton Five Cents Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Boston, Mass., 4s,
of Chelsea, Mass., 4s,
of Chicago, 111., 4s, .
of Cleveland, Ohio, 5s,
County of Aroostook, Me., 4|s,
Town of Attleborough, Mass , 4s, .
City of Bridgeport, Conn., 4s, .
of Everett, Mass., 4s,
of Lynn, Mass., 4s, .
Estimated
Market Value.
$5,000
2,000
10,000
3.000
5.000
2.000
5.000
5.000
6.000
$43,000
$5,550
2,080
10,375
3,027
5.300
2,005
5.300
5.300
6,180
00
00
00
00
00
00
00
00
00
$45,117 00
Amount Invested.
$5,000
2,000
10,000
3.000
5.000
1,985
5.000
5,300
6.000
00
00
00*
00
00
00
00
00
00
$43,285 00
* A legal investment when made.
No. of
Shares.
Detailed Statement o f Bank Stocks.
8
12
5
10
15
19
23
15
10
25
10
30
30
18
5
21
13
10
10
22
25
20
5
4
Par Value.
Blackstone Nat’l B’k, Boston, .
Boylston Nat’l Bank, Boston, .
Central Nat’l Bank, Boston, .
Columbian Nat’l B’k, Boston,
Eliot National Bank, Boston, ,
Everett Nat’l Bank, Boston, .
Freeman’s Nat’l Bank, Boston,
N’l Hide & Leather B’k, Boston,
Howard Nat’l Bank, Boston, .
Lincoln National Bank, Boston,
Merchants’ Nat’l B’k, Boston,.
Metropolitan N’l B’k, Boston,
Nat’l Market B’k, Brighton, .
Old Boston Nat’l B’k, Boston, .
National Revere Bank, Boston,
Shawmut Nat’l Bank, Boston,
Shoe & Leather Nat’l Bank,
Boston,
.
.
.
.
State National Bank, Boston, .
Suffolk National Bank, Boston,
Third National Bank, Boston,
Tremont Nat’l Bank, Boston, .
National Webster B’k, Boston,
First National Bank, Lynn, .
Union Market National Bank,
Watertown, .
.
.
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$800
1,200
500
1,000
1,500
1,900
2,300
1,500
1,000
2,500
1,000
3,000
3,000
1,800
500
2,100
$800
1,375
635
1,030
1,965
1,577
2,300
1,605
970
2,000
1,580
3,000
3,000
1,872
480
2,415
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$800
1,200
500
1,000
1,500
1,900
2,300
1,500
1,000
2,500
1,000
3,000
3,000
1,800
500
2,100
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
1,300
1,000
1,000
2,200
2,500
1,300
500
1,183
1,160
1,000
2,035
2,000
1,300
625
00
00
00
00
00
00
00
1,300
1,000
1,000
2,035
2,500
1,300
500
00
00
00
00
00
00
00
400
400 00
400 00
$35,800
$36,307 00
$35,635 00
No. 8 .]
63
S A Y IN G S B A N K COM M ISSIONERS
Brighton Five Cents Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Maine R.R. 4s, .
Boston, Winthrop & Shore R.R. 5s,
Concord & Montreal R.R. 4s, .
Fitchburg R.R. 4s, .
Fitchburg R.R. 5s,
. . .
Maine Central R.R. 5s,
Maine Central R.R. 7s,
Kew York, Prov. & Boston R.R. 7s,
Portland & Ogdensburg R.R. 6s,
Portsmouth, Great Falls and Conway R.R. 4^s,
.
.
.
.
Old Colony R.R. 4s,.
Fitchburg R.R. 6s, .
Fitchburg R R . 4is, .
St. Johnsbury & Lake Champlain
R R. 5 s , ..................................
Estimated
Market Value.
Amount Invested.
$20,000
7,000
3,000
5,000
4,000
13,000
1,500
11,000
3,000
5,000
$20,850
7,070
3,285
5,100
3,990
13,840
2,062
13,762
3,345
5,500
00
00
00
00
00
00
50
50
00
00
$20,000
7,000
3,000
4,997
3,990
13,000
1,500
11,000
3,000
5,000
00
00
00
50
00
00
00
00
00
00
10,000
9,000
1,000
4,000
11,100
9,450
1,050
4,170
00
00
00
00
10,000
9,000
1,000
4,170
00
00
00
00
10,000
11,550 00
$106,500
10,000 00
$116,125 00 $106,657 50
Total Amount o f Loans, with Each Specified Rate o f Interest.
$9,987 66
123,600 00
Amount.
Kate.
Amount.
2
per cent.
5
$18,200 00
190,930 00
Kate.
Bi per cent.
6
“
Kate.
Amount.
$ 2 ,1 0 0 00
8
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value o f the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
. .
Number o f loans which are of an amount not exceeding $3,000 each, .
per cent.
$5,576 02
6,100 00
108 82
110
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 130
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 ,........................................................................................
Times for the dividends fixed by the by-laws : first Saturday in January
and July.
Rate and amount of each semi-annual dividend f 2 per cent., $8,548 47 1
during the year ending Oct. 31, 1894, .
.
. I 2 per cent.,
8,995 58 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 517
Number of accounts closed during the year ending Oct. 31, 1894,
. 300
217,730 00
24,854 98
17544
05
2,596
Total number of open accounts Oct. 31, 1894.......................................
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
..................................................................................................
2,368 40
64
R E P O R T O F TH E
[Pub. D oc
Brighton Five Cents Savings Bank — Concluded.
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894....................................................................................................... $163,731 16
Number of s a m e , .........................................................................................3,521
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
Number of s a m e , .........................................................................................2,059
Date of examination by commissioner: April 20.
125,601 51
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Am ount.
2,939
$45,797 31
308
24,887 45
142
21,297 91
82
27,494 86
21
29
15,253 63
29,000 00
3,521
$163,731 16
not
not
not
less
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
N um
ber.
Amount.
1,491
5
$61,728 33
382 00
13
201
694 21
24,355 24
No. 8 .]
S A Y IN G S B A N K CO M M ISSION ERS.
65
BR ISTO L C O U N T Y S A V IN G S B A N K — T A U N T O N .
Incorporated March 2, 1846.
J o se p h E . W
Present number o f corporators, 84.
A l f r e d C. P l a c e , Treasurer.
A l f r e d C. P l a c e , Clerk o f the Corporation.
il b a b ,
President.
Names of committee charged with the investment of its funds:
J o se p h E . W i l b a r ,
W il l ia m H . F o x ,
Z acheus Sh e r m a n ,
E zr a D avol,
S il a s B. P r e s b r e y .
Open for business every business day, except Saturdays, 9
9 a . m . to 4 P.M.
B a l a n c e Sh e e t O c to b er
to 1
p .m .
; Saturdays,
31, 1894.
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loan on bank stock, .
Railroad bonds as per schedule,
Loans on railroad bonds, .
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , ........................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
a .m .
L ia b il it ie s .
$1,055,000
337,500
1,200
520.000
100.000
00
00
00
00
00
25,000
100
1,151,910
713,720
00
00
00
00
230,000
740
138,994
586
11,062
00
00
60
70
11
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count,
$4,285,813 41
$4,078,016 76
175,700 00
24,384 23
7,712 42
$4,285,813 41
Cash on Deposit in Banks, amount in each: —
Pynchon National Bank, Springfield, .
National Bank of Redemption, Boston,
National Exchange Bank, Boston,
Bristol County National Bank, Taunton,
$50,000
50,000
10,876
28,118
Loan on Bank Stock : —
On 5 shares Merchants’ National Bank, New Bedford..........................................1
On 5 shares First National Bank, New B e d fo r d ,................................................... [
On 3 shares National Bank o f Commerce, New Bedford,
.
.
.
. [
On 2 shares Mechanics’ National Bank, New Bedford,
.
.
.
.J
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
00
00
41
19
[Pub. D oc
R E P O R T O F TH E
66
Bristol County Savings Bank — Continued.
Loans on Railroad Bonds, amount on each: —
On
On
On
On
$40,000
$13,000
$17,000
$37,000
Boston & Maine R .R . 4£s, .
Fitchburg R .R . 4s,
Boston & Maine R .R . 4£s, .
City of Brockton, Mass., 4s,
$50,000 00
50,000 00
Detailed Statement o f Public Funds.
Par Value.
Town of Cranston, R. I., 4s,
City of Boston, Mass., 4 s ,.
of Brockton, Mass.,4s &5s,
of Chelsea, Mass., 4s,
of Chicago, 111., 4s, .
of Cleveland, Ohio, 4s,
of Columbus, Ohio, 4s,
of Dayton, Ohio, 4s, .
of Detroit, Mich., 4s,.
of Dover, N. H., 6s, .
of Gloucester, Mass., 4s, .
of Holyoke, Mass., 4s,
of Haverhill, Mass., 4s,
of Lynn, Mass., 4s, .
of Malden, Mass., 4s,
of New Bedford, Mass.,
3|s & 5s,
of New London, Conn., 4s,
of Newport, R. I., 4s,
of Newton, Mass., 4s,
of Pawtucket, R. I., 4s,
of Providence, R. I., 5s, .
Town of Rockland, Mass., 4s, .
City of Somerville, Mass., 4s, .
of Springfield, Ohio, 4£s, .
of Taunton, Mass., 4s,
of Woonsocket, R. I., 4s, .
Estimated
Market Value.
Amount Invested.
$50,000
50,000
50,000
50,000
100,000
50,000
50,000
20,000
50,000
10,000
25,000
50,000
50,000
20,000
50,000
$50,000
50,000
51,000
50,000
100,000
50,000
50,000
20,000
50,000
10,500
25,000
50,000
50,000
20,000
50,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$50,000
50,000
50,000
50,000
100,000
50,000
50,000
20,000
50,000
10,000
25,000
50,000
50,000
20,000
50,000
00
00
00
00
00*
00
00*
00*
00
00
00
00
00
00
00
30,000
30,000
10,000
50,000
20,000
50,000
20,000
20,000
20,000
100,000
30,000
30,600
30,000
10,000
50,000
20,000
53,500
20,000
20,000
20,000
100,000
30,000
00
00
00
00
00
00
00
00
00
00
00
30,000
30,000
10,000
50,000
20,000
50,000
20,000
20,000
20,000
100,000
30,000
00
00
00
00
00
00
00
00
00
00
00
$1,055,000 $1,060,600 00 $1,055,000 00
* Legal investments when made.
' No. of
Shares.
Detailed Statement o f Bank Stocks.
100
100
100
50
Par Value.
Atlantic Nat’l Bank, Boston, .
Atlas National Bank, Boston,.
Boston National Bank, Boston,
Boylston Nat’l Bank, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$10,000
10,000
10,000
5,000
Estimated
Market Value.
$12,100
11,600
10,300
6,200
00
00
00
00
Amount Invested.
$10,000
10,000
10,000
5,000
00
00
00
00
No. 8 .]
SA Y IN G S B A N K COM M ISSIONERS
67
Bristol County Savings Bank — Continued.
Detailed Statement o f Bank Stocks — Concluded.
o%
O cj
50
25
100
100
100
50
100
100
100
150
50
100
100
50
100
100
100
100
50
100
100
100
50
100
100
50
100
50
100
150
150
100
Columbian Nat’l Bank, Boston,
Eliot National Bank, Boston, .
Everett Nat'l Bank, Boston, .
Faneuil Hall N’l B’k, Boston,
First National Bank, Boston, .
Freeman’s Nat’l Bank, Boston,
Hamilton Nat’l Bank, Boston,
Howard Nat’l Bank, Boston, .
Metropolitan N’l Bank, Boston,
Merchants’ Nat’l Bank, Boston,
Mt. Vernon N’l Bank, Boston,
N’l B’k of the Republic, Boston,
N’l B’k of Commerce, Boston,
N’l B’k of No. America, Boston,
N’l B’k of Redemption, Boston,
N’l Exchange Bank, Boston, .
National Eagle Bank, Boston,
N’JHide & Leather B’k, Boston, /
Nat’l Rockland Bank, Boston,
National Union Bank, Boston,
North National Bank, Boston,
People’s Nat’l Bank, Boston, .
Shawmut Nat’l Bank, Boston,
State National Bank, Boston, .
Second Nat’l Bank, Boston, .
Tremont Nat’l Bank, Boston, .
Washington Nat’l B’k, Boston,
First National Bank, Chelsea,
Bristol Co. N’l Bank, Taunton,
Machinists’ N’l B’k, Taunton,
Taunton Nat’l Bank, Taunton,
Third Nat’l Bank, Springfield,
Par Value.
Estimated
Market Value.
$5,000
2,500
10,000
10,000
10,000
5,000
10,000
10,000
10,000
15,000
5,000
10,000
10,000
5,000
10,000
10,000
10,000
10,000
5,000
10,000
10,000
10,000
5,000
10,000
10,000
5,000
10,000
5,000
10,000
15,000
15,000
10,000
$5,100 00
3,250 00
8,300 00
12,800 00
23,000 00
5,000 00
10.900 00
9,600 00
9,700 00
23,100 00
5,900 00
15,500 00
11,400 00
5,750 00
12,400 00
12,500 00
8,300 00
10,600 00
7,000 00
13,200 00
11,300 00
16,000 00
5,750 00
11,400 00
18,400 00
4,400 00
10,000 00
6,000 00
12,500 00
23,200 00
21,750 00
18,000 00
$322,500
Amount Invested.
$5,000 00
10,000 00
2,500 00
10,000 00
20,000 00
5,000 00
10,000 00
10,000 00
10,000 00
15,000 00
5,000 00
10,000 00
10,000 00
5,000 00
10,000 00
10,000 00
10,000 00
10,000 00
5,000 00
10,000 00
10,000 00
10,000 00
5,000 00
10,000 00
15,000 00
5,000 00
10,000 00
5,000 00
10,000 00
15,000 00
15,000 00
10,000 00
$412,200 00 $337,500 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston, Clinton, Fitchburg and New
Bedford R.R. 5s, ,
Boston & Lowell R.R. 4s,
Boston & Maine R.R. 4 s,.
Boston & Providence R.R. 4 s ,.
Boston, Revere Beach & Lynn R.R. 6s,
Concord & Montreal R.R. 4s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$50,000
50.000
50.000
50.000
15.000
50.000
Estimated
Market Value.
$52,500
50.000
50.000
50.000
15,600
50.000
00
00
00
00
00
00
Amount Invested.
$50,000
50.000
50.000
50.000
15.000
50.000
00
00
00
00
00
00
[Pub. D oc.
R E P O R T O F TH E
68
Bristol County Savings Bank — Continued.
Detailed Statement o f Railroad Bonds — Concluded.
Tar Value.
Fitchburg R.R. 5s, .
Maine Central R.R. 44s, .
Old Colony R.R. 4 s,.
Vermont & Massachusetts R.R. 5 s,.
Worcester, Nashua & Rochester R.R.
4s,....................................................
$60,000
25,000
100,000
20,000
Estimated
Amount Invested.
Market Value.
$61,200
25,000
100,000
20,600
$60,000
25,000
100,000
20,000
00
00
00
00
00
00
00
00
50,000
50,000 00
50,000 00
$520,000
$524,900 00
$520,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$28,118
60,876
20,000
70,000
80,000
385,000
Kate.
19
41
00
00
00
00
14
per cent.
2
24
34
31
4
“
“
“
Amount.
$75,000
235,000
92,300
18,500
231,050
69,000
Kate.
00
00
00
00
00
00
4 j per cent.
41
44
“
41
5
“
51
“
Kate.
Amount.
$145,820
6,000
816,900
1,000
2,000
00
00
00
00
00
54 per cent,
of
“
6
“
64
“
7
Amount invested in real estate for banking purposes,.......................................
Estimated value of the s a m e , ...............................................................................
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Value, by books, o f other real estate held or owned by foreclosure or
o t h e r w i s e ,........................................................................................ .........
Assessed value of the s a m e ,.........................................................................................
Number o f loans which are of an amount not exceeding $3,000 each,
759
Aggregate amount o f the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 773
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1 8 9 4 , ...............................................................................
Times for the dividends fixed by the by-laws : April 1 and October 1.
Rate and amount of each semi-annual dividend ( 2 per cent., $77,171 65 )
during the year ending Oct. 31, 1894,.
.
. 1 2 per cent., 78,199 03 i
Number of accounts opened during the year ending Oct 31,1894,
1,192
Number of accounts closed during the year ending Oct. 31, 1894, .
1,087
Total number of open accounts Oct. 31, 1894,
.
.
.
.
10,335
Total expenses of the corporation for the year ending Oct. 31, 1894, ex
clusive of taxes................................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number o f same.............................................................................................. 6,369
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number o f s a m e , .........................................................................................7,885
Date of examination by commissioner: June 15.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$25,000
30,000
30,200
750
00
00
00
00
100 00
200 00
634,635 00
195,042 46
155,370 68
8,496 98
621,160 25
677,842 30
N o. 8 .]
SA V IN G S B A N K CO M M ISSIO N ERS,
69
Bristol County Savings Bank — Concluded.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
.
O f $1,000 or more, .
Amount.
4,324
$89,227 75
872
71,556 73
501
78,783 83
391
135,658 19
161
120
112,800 01
133,133 74
6,369
$621,160 25
not
not
not
less
.
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
Of women, both adult
and minor,
Of guardians,
O f religious and chari
table associations, .
In trust................................
Number.
Am ount.
3,149
13
$236,855 48
4,032 86
101
484
26,581 78
97,701 25
70
R E P O R T O F TH E
[Pub. Doc,
B R O A D W A Y S A V IN G S B A N K — L A W R E N C E .
Incorporated March 9, 1872.
Present number of corporators, 26.
T homas Scott, President.
G ilbekt E. H ood, Treasurer.
Gilbert E. H ood, Clerk o f the Corporation.
Names of committee charged with the investment o f its funds :
T homas Scott,
A . A . L amprey ,
W illiam P. Clark ,
C. C. Closson,
A . A . Currier .
Open for business every business day except Saturdays, 9 a .m to 1 p .m .
B a l a n c e Sh e e t O c t o b e r
A
ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock,
Railroad bonds as per schedule,
Loan on railroad stock,
Loans on real estate, .
Loans on personal security,
Loans on depositors’ books,
Deposits in banks, on interest, .
Cash on hand,
.
.
.
.
31, 1894.
L ia b il it ie s .
$177,000
132,400
63,100
236,000
18,000
473,338
282,250
500
64,465
1,395
00
00
00
00
00
00
00
00
11
98
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$1,351,434 40
44,300 00
28,470 21
24,244 48
$1,448,449 09
$1,448,449 09
Cash on Deposit in Banks, amount in each : —
Lawrence National Bank, Lawrence,
Arlington National Bank, Lawrence,
.
$54,465 11
10,000 00
.
Loans on Bank Stock, amount on each : —
On
On
On
On
On
On
On
134 shares Bay State National Bank, Lawrence,
90 shares Pacific National Bank, Lawrence, .
30 shares Pacific National Bank, Lawrence, .
40 shares Arlington National Bank, Lawrence,
33 shares Arlington National Bank, Lawrence,
12 shares Lawrence National Bank, Lawrence,
150 shares Traders’ National Bank, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$ 10,000 00
6,400 00
3,000 00
3,500 00
I
4,500 00
10,000 00
No. 8 .]
71
S A Y IN G S B A N K CO M M ISSION ERS
Broadway Savings Bank — Continued.
On 200 shares Broadway National Bank, B o s t o n , ........................................$16,000 00
On 100 shares Fourth National Bank, B o s t o n , .................................................
9,400 00
On 4 shares Andover National Bank, A n d o v e r ,.................................................
300 00
Loan on Railroad Stock : —
On 182 shares Boston & Maine R . R . , .....................................................................$18,000 00
Detailed Maternent o f Public Funds.
Par Value.
City of Chicago, Til., 4s, .
of Concord, N. H., 4s,
of East Providence, R. I., 4s, .
of Lynn, Mass., 4s, .
of Peoria, 111., 4^s, .
of Marlborough, Mass., 4s,
Town of Watertown, Mass., 4s,
of Rockport, Mass , 4s, .
County of Aroostook, Me., 4|s,
$25,000
25.000
70.000
15.000
24.000
5.000
1.000
2,000
10.000
$177,000
Estimated
Market Value.
$25,500
26,000
70,700
15,900
25,410
5,225
1.015
2.015
10,600
00
00
00
00
00
00
00
00
00
Amount Invested.
$25,000
25.000
70.000
15.000
24.000
5.000
1.000
2,000
10.000
00*
00
00
00
00
00
00
00
00
$182,865 00 $177,000 00
* A legal investment when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
50
50
33
50
50
50
50
100
50
44
50
15
33
50
76
100
100
169
64
140
Par Value.
Eliot National Bank, Boston, .
Everett Nat’l Bank, Boston, .
Globe Nat’l Bank, Boston,
Hamilton Nat’l Bank, Boston,
Howard Nat’l Bank, Boston, .
Manufacturers’ N’l B’k, Boston,
Market Nat’l Bank, Boston,
N’l B’k of Commerce, Boston,
N’l B’k of No. America, Boston,
National City Bank, Boston, .
National Eagle Bank, Boston,
N’l Hide & Leather B’k, Boston,
Nat’l Webster Bank, Boston, .
State Nat’l Bank, Boston,
Shawmut Nat’l Bank, Boston,
Shoe & Leather N’l B’k, Boston,
Suffolk Nat’l Bank, Boston,
Tremont Nat’l Bank, Boston, .
Bay State N’l Bank, Lawrence,
Lawrence N’l Bank, Lawrence,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$5,000
5,000
3,300
5,000
5,000
5,000
5,000
10,000
5,000
4,400
5,000
1,500
3,300
5,000
7,600
10,000
10,000
16,900
4,800
14,000
$6,500 00
4,162 50
2,970 00
5,525 00
4,837 50
5,000 00
4,250 00
11,500 00
5,700 00
3,608 00
4,162 50
1,612 50
3,209 25
5,800 00
8,835 00
9,025 00
10,000 00
14,872 00
8,320 00
17,500 00
$5,000 00
5,000 00
3,300 00
5,000 00
5,000 00
5,000 00
5,000 00
10,000 00
5,000 00
4,400 00
5,000 00
1,500 00
3,300 00
5,000 00
7,600 00
10,000 00
10,000 00
16,900 00
6,400 00
14,000 00
$130,800
$137,389 25
$132,400 00
72
R E P O R T O F TH E
[Pub. D oc.
Broadway Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Albany R.R. 5s,
Boston & Lowell R.R. 4s,
Boston & Maine R.R. 4s, .
Boston & Providence R.R. 4s, .
Concord & Montreal R.R. 4s, .
Fitchburg R.R. 5s, .
Old Colony R R. 4s,
Salem & Lowell R.R. 6 s ,.
$10,000
50.000
10.000
50.000
40.000
50.000
25.000
1,000
$236,000
Estimated
Market Value.
$10,900
50.500
10,100
52.000
41.000
53.500
26,187
1,060
Amount Invested.
00
00
00
00
00
00
50
00
$10,000
50.000
10.000
50.000
40.000
50.000
25.000
1,000
00
00
00
00
00
00
00
00
$245,247 50 $236,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$64,465
238,400
37.000
45.000
Rate.
11
00
00
00
3£ per cent.
4
“
4£
“
4à
“
Amount.
$15,000 00
382,875 00
34,150 00
Rate.
4 f per cent.
5
»
5è
“
Amount.
$81,780 00
95 00
2,888 00
Rate.
6 per cent.
6*
“
7
Number of loans which are o f an amount not exceeding $3,000 each,
211
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 236
Gross amount of interest or profits received or earned, as per books, during
year ending Oct 31, 1 8 9 4 , ........................................................................................
$277,688 00
65,403 36
Times for the dividends fixed by the b y-la w s: third Wednesday in April
and October.
Rate and amount of each semi-annual dividend f 2 per cent., $24,406 31 i
during the year ending Oct. 31, 1894, .
.
1 2 per cent., 25,388 35 J
Number of accounts opened during the year ending Oct. 31,1894,
. 714
Number of accounts closed during the year ending Oct. 31, 1894,
. 566
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
3,221
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of t a x e s ),............................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .................................................................................................. 3,243
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number of s a m e , .................................................................................................. 2,414
Date of examination by commissioner: February 16.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
49,794 66
4,485 22
297,415 38
276,419 32
No. 8 .]
73
SA V IN G S B A N K CO M M ISSION ERS
Broadway Savings Bank — Concluded.
Classification o f Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Numher.
Amount.
2,305
$40,151 92
376
31,226 16
226
34,355 93
193
71,106 88
75
68
51,890 03
68,684 46
3,243
$297,415 38
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
Of women, both adult
and minor,
.
O f guardians,
O f religious and charitable associations, .
In trust................................
Numher.
Amount.
1,308
6
$143,052 24
2,200 19
17
87
2,868 36
20,388 67
74
R E P O R T O F TH E
[Pub. Doc.
BROCKTON S A V IN G S B A N K - BROCKTON.
Incorporated March 3, 1881.
Present number of corporators, 49.
B aalis Sanford, President.
Charles C- Crooicer, Treasurer.
W illiam W. Cross, Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
D avis S. P ackard ,
E nos H. R eynolds,
A . Cranston T hompson,
Bradford E. Jones,
Gardner J. K ingman .
Open for business every business day, 9
a .m .
to 2
p .m .
B alance Sheet O ctober 31, 1894.
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Expense account,
Furniture and fixtures,
.
.
¡Suspense account,
.
.
Premium account,
Cash on hand,
.
.
.
.
L ia b il it ie s .
$322,140 00
20,800 00
186,000 00
88,000
799,745
240,550
73,738
354
6,500
239
9,738
3,586
00
00
00
68
39
00
17
75
25
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
Uncompleted mort
gage loans, .
Real estate income
account,
$1,751,392 24
$1,679,931 38
53,500 00
2,792 36
10,000 00
4,900 00
268 50
$1,751,392 24
Cash on Deposit in Banks, amount in each: —
Brockton National Bank, Brockton............................................................................. $29,851 55
Home National Bank, Brockton...................................................................................
43,887 13
Detailed Statement o f Publie Funds.
Par Value.
City of
of
of
of
of
of
Biddeford, Me., 4s,
Brockton, Mass., 4s,
Brockton, Mass., 5s,
Cleveland, Ohio, 5s, .
Cleveland. Ohio, 6s, •.
Indianapolis, Ind., 4s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,000
187,440
5,700
25.000
5,000
25.000
Estimated
Market Value.
$1,010
192,421
6,100
27,500
5,250
25,875
00
00
00
00
00
00
Amount Invested.
$1,000
187,440
5,700
25.000
5,000
25.000
00
00
00
00
00
00
No. 8 .]
75
SA V IN G S B A N K COM M ISSION ERS
Brockton Savings Bank — Continued.
Detailed Statement o f Public Funds — Concluded.
Par Value.
District of Columbia 6s, .
District of Columbia 7s, .
County of Aroostook, Me , 4^s,
City of Somerville, Mass., 4s, .
County of Middlesex, Mass., 4s,
$7,000
3,000
12,000
21,000
30,000
$322,140
Estimated
Market Value.
$8,050
3,555
12,660
21,630
30,750
00
00
00
00
00
Amount Invested.
$7,000 00
3,000 00
12,000 00
21,000 00
30,000 00
$334,801 00 $322,140 00
No. o f
Shares.
Detailed Statement o f Bank Stocks.
Par Value.
10 N’l B’k of No. America, Boston,
10 Shawmut N’l Bank, Boston, .
18
Tremont Nat’l Bank, Boston, .
100 Third National Bank, Boston,
50
Brockton N’l Bank, Brockton,
20 Home Nat'l Bank, Brockton, .
$1,000
1,000
1,800
10,000
5,000
2,000
$20,800
Estimated
Market Value.
Amount Invested.
00
00
00
00
00
00
$1,000 00
1,000 00
1,800 00
10,000 00
5,000 00
2,000 00
$22,609 00
$20,800 00
$1,150
1,150
1,584
8,975
6,250
3,500
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 5s,
Boston & Lowell R R. 6s,
Boston, Clinton, Fitchburg and New
Bedford R.R. 5s, .
Boston & Maine R.R. 4s, .
Boston, Revere Beach & Lynn R.R.
6s , ...........................................
Conn & Passumpsic Rivers R.R. 4s,
Fitchburg R.R. 5s, .
Maine Central R.R. 6s,
Maine Central R.R. 7s, .
Newport & Richford R.R. 5s, .
Old Colony R.R. 4s,
.
Old Colony R.R. 6s,
.
Vermont & Massachusetts R R. 5s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$1,000
17,000
$1,050 00
17,510 00
$1,000 00
17,000 00
1,000
1,140 00
30,500 00
30,000 00
00
00
00
00
00
00
21,100 00
10,400 00
9,810 00
4,000 00
20,000 00
40,000 00
3,000 00
25,000 00
6,000 00*
20,000 00
10,000 00
9,000 00
30,000
4,000
20,000
40,000
3,000
25,000
6,000
20,000
10,000
9,000
4,200
20,400
41,675
3,300
33,750
6,300
1,000 00
$186,000 $201,135 00 $186,000 00
* A legal investment when made.
76
R E P O R T O F TH E
[Pub. D oc
Brockton Savings Bank — Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$73,738 68
15.000 00
50.000 00
Kate.
2
Amount.
per cent.
4
H
“
$17,000 00
462,900 00
56,450 00
Kate.
Amount.
Kate.
4£ per cent.
$437,445 00
1,500 00
6 per cent.
6è
“
5
5è
“
“
Amount invested in real estate for banking purposes, including furniture
and f i x t u r e s , ............................................................................................................$94,500 00
Estimated value of the s a m e , ...............................................................................
100,000 00
Assessed value of the s a m e , ........................................................................................
88,750 00
Net income received from same during year ending Oct. 31, 1894,
.
.
Number of loans which are of an amount not exceeding $3,000 each, 410
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 441
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 ,.........................................................................................
Times for the dividends fixed by the by-laws : April 15 and October 15.
Rate and amount of each semi-annual dividend j 2 per cent., $27,723 42 1
during the year ending Oct. 31, 1894,
.
. (2 p ercen t., 29,406 63 1
Number of accounts opened during the year ending Oct. 31, 1894,
1,781
Number of accounts closed during the year ending Oct. 31, 1894,
1,294
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
8,221
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ..................................................................................................... 451
3,534 53
450,270 00
83,347 04
’
5
741 28
604,837 27
Amount o f withdrawals, including dividends, during the year ending Oct.
31> 1894>
......................................................................................................................
Number o f same.............................................................................................. 8,384
501,361 54
Date o f examination by commissioner : February 19.
Glassification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
7,059
$147,019 24
1,259
102,508 85
586
91,228 93
380
129,583 41
115
52
82,496 84
52,000 00
9,451
$604,837 27
not
not
not
less
T o the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust, .
.
.
.
Num
ber.
Am ount.
3,867
27
$252,219 11
7,195 83
171
945
12,123 52
54,152 24
77
SA Y IN G S B A N K COM M ISSION ERS.
No. 8 .]
BROOKFIELD SAVINGS B A N K — BROOKFIELD.
Incorporated April 3, 1872.
H
enry
Present number of corporators, 25.
D . F a r e s , President.
H i r a m P. G e r a l d , Treasurer.
H i r a m P. G e r a l d , Clerk o f the Corporation.
Names of committee charged with the investment o f its fund s:
Y . C r o sb y,
F ran k E . P routy,
J. W . L iv e r m o r e .
H.
Open for business every business day, 8
a .m .
B alan ce S h eet October
to 12
; 1 to 6
p .m .
31, 1894.
A ssets.
Real estate by foreclosure,
Loans on real estate,
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
m.
L ia b il it ie s .
$400 00
43,795 50
14,990 00
5,000
730
50
802
Deposits, .
Guaranty fund,
Interest account,
$62,047 41
2,417 41
1,303 80
00
17
00
95
$65,768 62
$65,768 62
Cash on Deposit in Banks, amount in each : —
First National Bank, Worcester, .
.
.
.
Mechanics’ National Bank, Worcester,
Boston Safe Deposit and Trust Company, Boston,
$715 48
10 66
4 03
Total Amount o f Loans, with Each Specified Rate o f Interest.
Rate.
Amount.
$730 17
5,000 00
2
4i
per cent.
“
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$7,000 00
7,600 00
Rate.
5 per cent.
5i
Amount.
$44,185 50
Rate.
6
per cent.
78
R E P O R T O F TH E
Brookfield. Savings Bank
[Pub. D oc.
— Concluded.
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value o f the s a m e , ...............................................................................
$400 00
450 00
Number of loans which are of an amount not exceeding $3,000 each,
90
Aggregate amount of the s a m e , ..............................................................................
63,785 50
Total nun.ber of loans upon real e s t a t e , ................................................. 59
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1894............................................................................................
Times for the dividends fixed by the b y-law s: January 1 and July 1.
Rate and amount of each semi-annual dividend f 2 per cent., $1,263 48 1
during the year ending Oct. 31, 1894,
.
. ( 2 per cent., 1,227 36 1
Number of accounts opened during theyear ending Oct.31,1894,
. 146
Number of accounts closed duringthe year ending Oct. 31, 1894, . 221
Total number of open accounts Oct. 31, 1 8 9 4 , ....................................... 494
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ................................................................................................390
Amount o f withdrawals, including dividends, during the year ending
Oct. 31, 1 8 9 4 , ............................................................................................................
3,021 36
2,490 84
207 05
14,236 17
19,749 53
Number of same..................................................................................................... 419
Date of examination by commissioner: March 9.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and leas,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
.
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
337
$5,731 81
31
2,749 32
12
1,805 04
8
2,725 00
not
not
not
less
.
N um
ber.
Amount.
2
1,225 00
390
$14,236 17
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust................................
Amount.
110
3
$2,991 64
788 18
5
3
372 00
300 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
80
[Pub. D oc.
R E P O R T O F TH E
Brookline Savings Bank — Continued.
Detailed Statement o f Bank Stocks.
V- ^
o cy
l’ ar Value.
^Û
75
30
30
50
37
12
20
Central Nat’l Bank, Boston, .
Winthrop Nat’l Bank, Boston,
Tremont Nat’l Bank, Boston, .
National City Bank, Boston, .
National Revere Bank, Boston,
National Eagle Bank, Boston,
Brookline N’l B’k, Brookline,.
$7,500
3,000
3,000
5,000
3,700
1,200
2,000
$25,400
Estimated
Market Value.
$9,525
3,495
2,640
4,100
3,515
960
2,600
Amount Invested.
$11,400
3,700
3,000
5,000
3,700
1,200
2,000
00
00
00
00
00
00
00
$26,835 00
00
00
00
00
00
00
00
$30,000 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Fitchburg R.R. 4s, .
Fitchburg R.R. 5s, .
Boston & Maine R.R. 4|s,
St. Johnsbury & Lake Champlain
R.R. 5 s,...........................................
Estimated
Market Value.
Amount Invested.
$10,000
15,000
10,000
$9,850 00
15,850 00
11,100 00
$10,000 00
15,000 00
10,466 25
10,000
11,500 00
11,475 00
$45,000
$48,300 00
$46,941 25
Total Amount of Loans, with Each Specified Bate o f Interest.
Amount.
$58,938 91
45.000 00
15.000 00
Kate.
2
4
4|
per cent.
“
Amount.
$19,000 00
30,000 00
504,016 50
Kate.
4^ per cent.
4|
“
5
“
Amount.
$25,200 00
37,000 00
Kate.
5£ per cent.
6
“
Amount invested in real estate for banking p u rp oses,....................................... $7,231 36
7,500 00
6,100 00
240 00
Estimated value of the s a m e , ..............................................................................
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
.
.
Number of loans which are o f an amount not exceeding $3,000 each,
88
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 146
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1894.....................................................................................
Times for the dividends fixed by the by-laws : second Monday in January
and July.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
133,200 00
38,010 38
N o. 8 .]
S A Y IN G S B A N K CO M M ISSIO N ERS
81
Brookline Savings Bank — Concluded.
Rate and amount of each semi-annual dividend/ 2 percent., $14,114 85
I $29,103 11
during the year ending Oct. 31, 1894,
.
. 1 2 per cent.,
14,988 26
Number of accounts opened during the year ending Oct. 31, 1894,
. 922
Number o f accounts closed during the year ending Oct. 31, 1894,
. 558
Total number of open accounts Oct. 31, 1894,
.
.
.
.
4,789
Total expenses of the corporation for the year ending Oct. 31,1894 (ex
clusive o f t a x e s ) , ..................................................................................................
2,382 21
Amount of deposits, not including dividends, received during the year end
ing Oct. 31, 1 8 9 4 ,............................................................................................................
259,690 68
Number of same.............................................................................................. 6,858
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
194,918 55
Number of s a m e , ........................................................................................ 3,302
Date of examination by commissioner : April 5.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
N um
ber.
Amount.
5,781
$91,800 50
644
51,103 75
265
40,501 68
132
43,847 96
16
20
12,236 79
20,200 00
6,858
$259,690 68
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust................................
N um
ber.
Am ount.
2,783
4
$120,930 18
264 61
15
1,830
1,968 29
31,921 51
[Pub. D oc
R E P O R T O F TH E
82
CAMBRIDGE SAVINGS B A N K — CAMBRIDGE.
Incorporated April 2, 1834.
Present number o f corporators, 40.
C h a r l e s W . S e v e r , President.
O s c a r F . A l l e n , Treasurer.
J a m e s H . W y e t h , Clerk o f the Corporation.
Names of committee charged with the investment of its fund s:
A n d r e w S. W a i t t ,
W il l ia m K im b a l l ,
E d w in D r e ss e r ,
C h a r le s W . Se v e r ,
J o se p h R . P e t t in g il l ,
J o h n T . G . N ic h o l s ,
E d w . R . Co gsw ell.
Open for business every business day, 8
B alan c e Sh eet O ctober
a .m .
f .m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Loans on public funds,
Bank stock as per schedule,
Railroad bonds as per schedule,
Loans on railroad bonds, .
Loans on railroad stock,
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
Suspense account,
Cash on hand....................................
to 1
$384,500
620
257,517
376,233
8,800
6,500
13,748
1,963,483
301,575
150
102,918
138
2,415
356
1,202
00
00
85
00
00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$3,267,175 61
108,000 00
37,693 18
7,290 46
00
31
50
00
00
27
63
59
60
50
$3,420,159 25
$3,420,159 25
Cash on Deposit in Banks, amount in each : —
Charles River National Bank, Cambridge, .
National Exchange Bank, Boston,
.
.
.
.
National City Bank, C a m b r id g e ,........................................
Cambridge Safe Deposit and Trust Company, Cambridge,
Maverick National Bank, B o ston ,.......................................
$27,918 27
25.000 00
30.000 00
20.000 00
138 63
Loan on Public Funds : —
On $1,000 United States bonds,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$620 0 0
No. 8 .]
83
SA V IN G S B A N K CO M M ISSION ERS.
Cambridge Savings
B a n k — Continued.
Loans on Railroad Bonds, amount on each: —
On $1,000 Old Colony R R . 6 s
, .............................................................................. $800 00
On $2,000 Maine Central R .R . 6 s, .
On $2,000 Maine Central R R . 7s, .
8,000 00
On $4,000 City of Bangor, M e., 6 s,
Loans on Railroad Stock, amount on each: —
On 60 shares Boston & Maine R .R ............................................................................ $6,000 00
On 5 shares Boston & Albany R . R . , .....................................................................
500 00
Detailed Statement o f Public Funds.
Par Value.
Town of Brookline, Mass , 4s,.
of Mansfield, Mass., 4s,
of Marblehead, Mass., 4s,
of Marshfield, Mass., 4s,
of Medford, Mass., 4s, .
of Westborough, Mass , 5s,
City of Boston, Mass., 5s,
of Cambridge, Mass., 6s, .
of Chicago, 111., 6s, .
of Chicago, 111., 7s, .
of Cleveland, Ohio, 5s,
of Cleveland, Ohio, 6s,
of Dover, N. H., 4s, .
of Fall River, Mass., 6s, .
of Fort Wayne, Ind , 6s, .
of Orand Rapids, Mich., 4|s,
of Indianapolis, Ind., 4s, .
of Portsmouth, N. H., 4s, .
of Providence, R. I., 5s, .
of Saginaw, Mich., 4^s, .
of Saginaw, Mich., 5s,
of Springfield, Mass., 7s, .
of Waltham, Mass., 4s,
of Bridgeport, Ct., 4s,
of Cambridge, Mass., 4s, .
$12,000
9,500
1,000
55,000
13,000
14,000
2,000
8,000
5,000
16,000
9,000
7,000
10,000
21,000
1,000
25,000
40,000
25,000
27,000
25,000
1,000
1,000
7,000
25,000
25,000
Estimated
Market Value.
$12,180
9,980
1,040
55,550
13,000
15,820
2,230
9,420
5,300
17,060
9,720
7,110
10,200
24,610
1,080
27,500
40,800
25,250
29,300
26,450
1,110
1,240
7,000
26,500
26,750
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$12,000
9,500
1,000
55,000
13.000
14,000
2,000
8,000
5,000
16,000
9,000
7,000
10,000
21,000
1,000
25,000
40,000
25,000
27,000
25,000
1,000
1,000
7,000
25,000
25,000
00
00
00
00
00
00
00
00
00*
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$384,500 $406,200 00 $384,500 00
* Legal investments when made.
No. of
Shares.
Detailed Statement o f Bank Stocks.
159
225
18
Par Value.
Atlas National Bank, Boston, .
Boston Nat’l Bank, Boston,
Continental N’ l Bank, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$15,900
22,500
1,800
Estimated
Market Value.
$18,603 00
23,400 00
2,070 00
Amount Invested.
$19,054 25
24,740 62
2,203 25
84
R E P O R T O F TH E
[Pub. Doc,
Cambridge Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
107
42
9
69
93
126
58
194
10
50
145
100
117
125
11
11
28
146
30
5
42
46
50
60
50
Par Value.
Eliot National Bank, Boston, .
Faneuil Hall N’l B’k, Boston,
Freeman’s Nat’l Bank, Boston,
Globe National Bank, Boston,
Hamilton Nat’l Bank, Boston,
Howard Nat’l Bank, Boston, .
Market Nat’l Bank, Boston, .
Merchants’ Nat’l B’k, Boston,.
Shawmut Nat’l B’k, Boston, .
State National Bank, Boston, .'
Suffolk National Bank, Boston,
Third National Bank, Boston,
Tremont Nat’l Bank, Boston, .
N’l B’k of Commerce, Boston,
Nat’l Exchange Bank, Boston,
National Eagle Bank, Boston,
N’l Hide & Leather B’k, Boston,
National Revere Bank, Boston,
Na’ l Rockland Bank, Boston,.
National Union Bank, Boston,
Charles River National Bank,
Cambridge, .
.
.
.
Newton Nat’l Bank, Newton, .
National Bank of Commerce,
New Bedford,
First Nat’l B’k, New Bedford,
Naumkeag Nat’l B’k, Salem, .
$10,700
4,200
900
6,900
9,300
12,600
5,800
19,400
1,000
5,000
14.500
10,000
11,700
12,500
1,100
1,100
2,800
14,600
3,000
500
Estimated
Market Value.
$14,017
5,460
810
6,210
10,230
12,096
4,930
30,458
1,150
5,800
14,500
8,900
10,296
14,375
1,397
880
2,996
13,870
4,350
670
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$12,489
5,484
997
8,919
11,590
14,067
6,280
27,402
1,206
5,481
17,836
9,258
14,003
15,309
1,575
1,241
3,144
17,499
4,625
719
12
75
25
26
00
49
63
25
25
25
50
87
25
99
75
88
00
99
25
00
4,200
4,600
6,426 00
3,772 00
5,127 00
5,880 00
5,000
6,000
5,000
4,150 00
8,700 00
6,000 00
6,160 00
7,420 00
7,800 00
$212,600
$236,516 00 $257,517 85
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 5s,
Boston & Lowell R.R. 6s,
Boston & Maine R.R. 4s, .
Fitchburg R.R 4*s, .
.
.
.
Fitchburg R R. 5s, .
Eastern R.R. 6s,
. . .
Lowell & Lawrence R.R. 6s, .
Maine Central R.R. 4is, .
Maine Central R.R. 7s,
Portland & Ogdensburg R R. 6s,
Penobscot Shore Line R.R. 4s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$3,000
4,000
25,000
50,000
125,000
9,733
6,000
25,000
16,500
9,000
25,000
Estimated
Market Value.
$3,150
4,120
25,500
50,500
133,750
11,775
6,360
26,500
22,275
9,900
24,750
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$3,000
4,000
25,000
50,000
125,000
9,733
6,000
25,000
16,500
9,000
25,000
00
00
00
00
00
00
00
00
00
00
00
No. 8 .]
SA V IN G S B A N K CO M M ISSION ERS.
85
Cambridge Savings Bank — Continued.
Detailed Statement o f Railroad Bonds — Concluded.
Par Value.
Upper Coos R.R. 4^s,
Vermont & Massachusetts R.R. 5s,.
Concord & Montreal R.R. 4s, .
Conn. & Passumpsic Rivers R.R. 4s,
$25,000
2,000
26,000
25,000
Estimated
Market Value.
$26,250
2,180
26,520
25,500
Amount Invested.
00
00
00
00
$376,233 $399,030 00
$25,000
2,000
26,000
25,000
00
00
00
00
$376,233 00
Total Amount o f Loans, with Each Specified Rate of Interest.
Amount.
$102,918
150,650
230,000
721,300
27
00
00
00
Rate.
Amount.
2 per cent.
4
“
$1,020,469 50
67,215 00
84,444 00
44
4h
“
Rate.
5 per cent.
H “
“
6
Amount.
$5,700 00
350 00
1,000 00
“
Value, by books, o f real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
Number of loans which are of an amount not exceeding $3,000 each,
332
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 448
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Rate.
6£ per cent.
7
74
“
$13,748 31
19,400 00
416,891 00
152,262 75
Times for the dividends fixed by the b y-law s: fourth Thursday in Janu
ary and July.
Rate and amount of each semi-annual dividend f 2 per cent., $60,867 00 1
107,248
during the year ending Oct. 31, 1894,
.
. I l j per cent., 46,381 78 i
Number of accounts opened during the year ending Oct. 31, 1894,
1,205
Number of accounts closed during the year ending Oct. 31, 1894,
. 969
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
9,197
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
..................................................................................................
7,635
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
597,696
Number of s a m e , ........................................................................................ 9,521
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
647,133
Number of s a m e , ........................................................................................ 8,769
Date of examination by commissioner: March 30.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
78
79
93
35
R E P O R T O F TH E
86
[Pub. D oc
Cambridge Savings Bank — Concluded.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
1
O f $50 and less,
Exceeding $50 and
more tban $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
.
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
7,185
$145,491 46
1,231
98,427 73
573
88,418 08
371
134,284 90
105
56
74,917 94
56,156 82
9,521
$597,696 93
not
not
not
less
To the credit —
O f women, both adult
and minor,
Of guardians,
O f religious and chari
table associations, .
In trust................................
Num
ber.
Amount.
5,133
12
$311,655 77
2,798 38
143
369
10,092 96
27,926 04
No. 8 .J
87
SA V IN G S B A N K COM M ISSION ERS.
C A M B R ID G E P O R T
S A V IN G S B A N K — C A M B R ID G E P O R T .
Incorporated Feb. 22, 1853.
Present number of corporators, 23.
D aniel U. Chamberlin , President.
H enry W. B ullard , Treasurer.
J. F . L ane , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
A sa P . Morse,
D ana W . H yde ,
D aniel U. Chamberlin .
Open for business every business day, 8.30 a m . to 1.30 p . m.
B alan ce S h eet O ctober
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or
towns (notes), .
.
.
.
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
31, 1894.
$1,864,336
102,725
186,000
24.582
1,379,499
200,875
05
00
58
23
00
24,500
38,000
2,103
1,393
00
00
90
36
00
$3,824,015 12
Deposits, .
Guaranty fund,
Interest account,
$3,622,689 73
155,000 00
46,325 39
$3,824,015 12
Cash on Deposit in Banks, amount in each : —
First National Bank, C am b ridge,............................................................................... $18,000 00
Cambridgeport National Bank, C a m b rid g e ,...........................................................
10,000 00
National City Bank, C a m b r id g e ,...............................................................................
10,000 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
88
R E P O R T O F TH E
[Pub. D oc
Cambridgeport Savings Bank — Continued.
Detailed Statement of Public Funds.
Par Value.
Town of Arlington, Mass , 4s,
of Beverly, Mass ,4s, .
of East Providence, R. I.,
4s, .
of Kingston, Mass., 4s,
of Lincoln, R. 1 , 4s,
of Maynard, Mass., 4s, .
of Rockland, Mass., 4s,
of So.Abington,Mass ,4s,
of Weymouth, Mass ,4s,
of Woonsocket, R. I., 4s,
City of Bangor, Me., 4s, .
of Boston, Mass., 5s,
of Boston, Mass., 6s,
of Cambridge, Mass , 4s,
of Cambridge, Mass., 6s,
of Chicago, 111 , 7s, .
of Cleveland, Ohio, 3.65s,
of Cleveland, Ohio, 4s, .
of Cleveland, Ohio, 5s, .
of Cleveland, Ohio, 6s, .
of Cleveland, Ohio, 7s, .
of Columbus, Ohio, 4s, .
of Dayton, Ohio, 4s,
of Dayton, Ohio, 6s,
of Fall River, Mass , 4^s,
of Grand Rapids, Mich , 4s,
of Grand Rapids,Mich.,4^s,
of Grand Rapids, Mich., 8s,
of Lawrence, Mass., 4s, .
of Lvnn, Mass , 4s, .
of Lowell. Mass , 4s,
of Middletown, Conn., 4s,
of New Bedford, Mass , 5s,
of New Britain,Conn., 4s,
of Newton, Mass., 4s,
of Newton, Mass., 6s,
of Pawtucket, R. I., 4s, .
of Pawtucket, R I., 6s, .
of Peoria, 111 , 4is, .
of Providence, R I ., 5s, .
of Reading, Pa., 4s, .
of Somerville, Mass., 4s,.
of Springfield, Mass., 7s,
of Springfield, Ohio, 4is,
of Worcester, Mass , 5s, .
of Dover, N. H , 4 s,.
of Woburn, Mass., 4s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$11,000 00
120,000 00
$11,385 00
123,120 00
$11,000 00
120,000 00
50,000 00
29,000 00
25,000 00
40,000 00
51,000 00
19,000 00
31,000 00
50,000 00
50,000 00
78,211 10
9,000 00
195,000 00
6,000 00
11,000 00
7,000 00
14,000 00
50,000 00
12,000 00
5,000 00
40,000 00
50,000 00
40,000 00
40,000 00
19,000 00
50,000 00
5,000 00
58,000 00
50,000 00
50,000 00
25,000 00
5,000 00
5,000 00
13,000 00
3,000 00
100,000 00
20,000 00
50,000 00
150,124 95
55,000 00
13,000 00
15,000 00
50,000 00
20,000 00
22,000 00
53,000 00
51,000 00
29,435 00
25,250 00
41,200 00
51,765 00
19,475 00
32,085 00
51,250 00
51,500 00
82,117 43
10,665 00
198,275 00
6,210 00
11,395 00
6,965 00
14,350 00
55,000 00
12,490 00
5,162 50
40,000 00
50,000 00
43,306 25
41,550 00
19,000 00
53,250 00
5,100 00
59,160 00
51,000 00
52,000 00
25,250 00
5,450 00
5.050 00
13,065 00
3,600 00
100,000 00
20,200 00
52,500 00
165,626 19
55,618 75
13,065 00
16,575 00
53,500 00
22,800 00
22,605 00
53,265 00
50,000 00
29,000 00
25,000 00
40,000 00
51,000 00
19,000 00
31,000 00
50,000 00
50,000 00
78,211 10
9,000 00
195,000 00
6,000 00
11,000 00*
7,000 00
14,000 00
50,000 00
12,000 00
5,000 00
40,000 00*
50,000 00*
40,000 00*
40,000 00
19,000 00
50,000 00
5,000 00
58,000 00
50,000 00
50,000 00
25.000 00
5,000 00
5,000 00
13,000 00
3,000 00
100,000 00
20,000 00
50,000 00
150,124 95
55,000 00
13,000 00
15,000 00
50,000 00
20,000 00
22,000 00
53,000 00
$1,864,336 05 $1,932,631 12 $1,864,336 05
* Legal investments when made.
No. 8 .]
89
SA Y IN G S B A N K CO M M ISSION ERS.
Camtoridgeport Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks.
33
40
50
100
56
206
150
100
50
50
100
40
14
Par Value.
Blackstone N’l Bank, Boston,
Eliot National Bank, Boston, .
Globe National Bank, Boston,
Hamilton Nat’l Bank, Boston,
N’l B’k of Commerce, Boston,
National Union Bank, Boston,
Suffolk Nat’l Bank, Boston, .
Tremont Nat’l Bank, Boston, .
Washington N’l Bank, Boston,
Nat’J Webster Bank, Boston, .
First Nat’l Bank, Cambridge, .
Cambridgeport National Bank,
Cambridge, .
.
.
.
Nat’l City Bank, Cambridge, .
$3,300
4,000
5,000
10,000
5,600
20,600
15,000
10,000
5,000
5,000
10,000
4,000
1,400
Estimated
Market Value.
$3,300
4,600
4,400
11,050
6,440
27,655
15,000
6,450
4,400
5,000
17,500
00
00
00
00
00
50
00
00
00
00
00
5,400 00
2,310 00
Amount Invested.
$3,300
4,000
5,000
10,000
5,600
20,600
15,000
10,000
5,000
5,000
13,825
00
00
00
00
00
00
00
00
00
00
00
4,000 00
1,400 00
$98,900 $113,505 50 $102,725 00
Detailed Statement o f Railroad Bonds.
Par Value.
Fitchburg R.R. 4s, .
Fitchburg R.R. 5s, .
.
.
.
Old Colony R R. 4s,.
Old Colony R.R. 6s,.
Vermont & Massachusetts R.R. 5s,
$50,000
22,000
50.000
4,000
60.000
$186,000
Estimated
Market Value.
$49,750
23,300
51,000
4,190
64,200
00
00
00
00
00
$192,440 00
Amount Invested.
$50,000
22,000
50.000
4,000
60.000
00
00
00
00
00
$186,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Kate.
Amount.
$28,000 00
10,000 00
229,000 00
14per cent.
2
4
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
“
“
Amount.
Kate.
$150,000 00
1,165.669 42
16,450 00
44 per cent.
5
“
5è
“
Amount.
$41,504 81
1,750 00
500 00
Kate.
6 per cent.
64
“
74
“
90
R E P O R T O F TH E
[Pub. D oc.
Cambridgeport Savings B a n k — Concluded.
Value, by boobs, of real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each, 435
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ..................................................541
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1 8 9 4 , ..............................................................................
Times for the dividends fixed by the by-laws : third Wednesday in Jan
uary and July.
Rate and amount of each semi-annual dividend j 2 per cent., $67,536 05 }
during the year ending Oct. 31, 1894,
.
. | 2 per cent., 68,465 78 j
Number of accounts opened during the year ending Oct. 31, 1894,
1,213
Number of accounts closed during the year ending Oct. 31, 1894,
. 814
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
11,433
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Am ount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number o f s a m e , .........................................................................................10,536
Amount o f withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
$24,582 58
32,900 00
59 62
583,219 42
170,743 42
136,001 83
6,255 94
621,421 57
654,387 58
Number o f s a m e , ........................................................................................ 9,246
Date of examination by commissioner: March 26.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
.
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
8,108
$148,710 68
1,315
105,610 70
552
85,320 89
375
129,676 33
130
56
95,167 32
56,935 65
10,536
$621,421 57
not
not
not
less
.
To the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust................................
N um
ber.
Amount.
5,441
30
$315,915 25
2,931 78
69
865
8,636 58
35,287 06
N o. 8 .]
91
SA V IN G S B A N K COM M ISSION ERS
C A N TO N IN S T IT U T IO N FOR S A V IN G S — CA N TO N .
Incorporated March 14, 1835.
Present number of corporators, 30.
C h a r l e s E n d ic o t t , President.
N a t h a n ie l W . D u n b a r , Treasurer.
N a t h a n ie l W . D u n b a r , Clerk o f the Corporation.
Names of committee charged with the investment of its fund s:
W il l i s S. S h e p a r d ,
N a t h a n ie l W . D u n b a r ,
F r a n c is D . D u n b a r ,
W i l l i a m O. C h a p m a n ,
T h om a s E . G r o v e r .
Open for business every business day, 8
a .m .
B alan c e Sh eet O ctober
m.
; 1.30 to 4
p .m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loan on bank stock, .
Railroad bonds as per schedule,
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposit in bank, on interest,
Expense account,
Cash on hand,
.
.
.
.
to 12
$106,100
51,125
4,000
95.500
820
298,465
73,550
46.500
26.500
11
618
00
00
00
00
00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$664,363 73
28,600 00
2,330 30
7,896 55
00
00
00
00
75
83
$703,190 58
$703,190 58
Cash on Deposit in Bank : —
Neponset National Bank, C a n t o n , .....................................................................$26,500 00
Loan on Bank Stock : —
On 43 shares Neponset National Bank, Canton..................................................... $4,000 00
Detailed Statement o f Public Funds.
Town of Canton, Mass., 4s,
of Norwood, Mass , 4s, .
of Orange, Mass., 4s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
Estimated
Market Value.
Amount Invested.
$ 2 0 ,0 0 0
1 0 ,0 0 0
1 0 ,0 0 0
$ 2 0 ,0 0 0 0 0
1 0 ,0 0 0 0 0
1 0 ,0 0 0 0 0
$ 2 0 ,0 0 0 0 0
1 0 ,0 0 0 0 0
1 0 ,0 0 0 0 0
[Pub. Doc,
R E P O R T O F TH E
92
Canton Savings Bank — Continued.
Detailed Statement o f Public Funds — Concluded.
Par Value.
City of Lawrence, Mass., 4s, .
of Lynn, Mass , 3is,
of New Bedford, Mass., 3|s, .
of Providence, K. I., 5s, .
of Waltham, Mass., 4s,
County of Hampden, Mass., 3s,
115,000
13,500
10.000
10,000
8,000
10,000
$106,500
Estimated
Market Value.
$15,000
13,500
10,000
11,600
8,000
9,600
Amount Invested.
$15,000
13,500
10,000
10,000
8,000
9,600
00
00
00
00
00
00
00
00
00
00
00
00
$107,700 00 $106,100 00
No. o f
Shares.
Detailed Statement o f Bank Stocks.
25
17
25
40
33
50
50
25
17
17
25
126
50
Par Value.
Atlas National Bank, Boston.
Blackstone N’l Bank, Boston, .
Central Nat’l Bank, Boston,
Freeman’s Nat’l Bank, Boston,
Globe National Bank, Boston,.
Market National Bank, Boston,
N’l B’k of N. America, Boston,
National Eagle Bank, Boston,
Nat’ l Webster Bank, Boston, .
North National Bank, Boston,
Shoe & Leather N’l B’k, Boston,
Neponset Nat’l Bank, Canton,
Dedham Nat’l Bank, Dedham,
$2,500
1,700
2,500
4,000
3,300
5,000
5,000
2,500
1,700
1,700
2,500
12,600
5,000
$50,000
Estimated
Market Value.
$2,925
1,700
3,175
3,600
2,904
4,250
5,750
2,000
1,700
1,972
2,250
15,120
5,100
Amount Invested.
00
00
00
00
00
00
00
00
00
00
00
00
00
$52,446 00
$2,500
1,700
2,500
4,000
3,300
5,000
5,000
2,500
1,700
1,700
2,500
13,725
5,000
00
00
00
00
00
00
00
00
00
00
00
00
00
$51,125 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Maine R.R. 4s, .
Eastern R.R. 6s,
. . .
Fitchburg R.R. 4|s,
Old Colony R.R. 4s,
. . .
Maine Central & European & No.
American R.R. 4s,
. . .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$20,000
20,000
5,500
20,000
10,000
Estimated
Market Value.
$20,400
20,400
6,710
20,000
10,500
00
00
00
00
00
Amount Invested.
$20,000
20,000
5,500
20,000
10,000
00
00
00
00
00
20,000
20,000 00
20,000 00
$95,500
$98,010 00
$95,500 00
N o. 8 .]
93
S A Y IN G S B A N K COM M ISSION ERS
Canton Savings Bank — Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$26,500 00
46,500 00
Kate.
2
4
Amount.
$4,000 00
145,250 00
per cent.
“
Rate.
4£ per cent.
5
“
Amount.
Rate.
$3,000 00
223,765 00
5.^ per cent.
6
«
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
Number of loans which are o f an amount not exceeding $3,000 each, 211
$820 00
750 00
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real estate............................................................ 214
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, during
196,015 00
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the by-laws : first Tuesday in April and
October.
32,302 70
Rate and amount of each semi-annual dividend f 2 per cent., $12,468 20 1
during the year ending Oct. 31, 1894,
.
. 1 2 per cent., 12,508 95 )
Number of accounts opened during the year ending Oct. 31, 1894,
. 282
Number o f accounts closed during the year ending Oct. 31, 1894,
. 273
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,335
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
24 9 77 45
820 00
’
1,20500
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of same.............................................................................................. 1,317
Amount of withdrawals, including dividends, during the year ending Oct.
100,535 94
31, 1 8 9 4 , .....................................................................................................................
Number of s a m e , ........................................................................................ 1,444
Date of examination by commissioner : April 5.
115,798 51
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Number.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
957
$19,938 86
171
15,004 73
79
12,719 00
69
23,275 35
30
11
18,598 00
11,000 00
1,317
$100,535 94
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num ber.
Amount.
To the credit —
O f women, both adult
and minor,
.
.
Of guardians,
O f religious and charitable associations, .
In trust................................
586
Amount.
1
$44,307 35
500 00
27
23
1,888 56
2,438 40
94
R E P O R T O F TH E
[Pub. D oc.
CAPE A N N S A V IN G S B A N K - GLOUCESTER.
Incorporated April 15, 1846.
Present number o f corporators, 37.
S a m u e l A . S t a c e y , President.
G e o r g e J. M a r s h , Treasurer.
D a n i e l T . B a b s o n , Clerk o f the Corporation.
Names of committee charged with the investment o f its fu n d s:
R obert R . F ears,
Sy l v e s t e r C u n n in g h a m ,
Jo h n E . S o m e s ,
Jo h n C o r l is s ,
G e o . J. M a r s h .
Open for business every business day, 9 a . m . to 1
close at 1 p . m .
p .m
. ; 2 to 3
p .m
.;
during August,
B alance Sheet October 31, 1894.
A
ssets.
L ia b il it ie s .
Public funds as per schedule,
Bank stock as per schedule,
Loan on bank stock, .
Real estate (for banking pur
poses)...............................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Deposit in bank, on interest,
Deposit in bank, not on interest,
Expense account,
Miscellaneous account,
Cash on hand,
.
.
.
.
$4,000 00
271,100 00
Deposits, .
Guaranty fund,
Interest account,
Surplus account,
Taxes,
Block income account,
Lecky account,
Higgins & Gifford
account,
Basset account,
Lisk account, .
Uncompleted mort
gage loans, .
1 ,0 0 0 00
61,280
87,839
2,022,367
1,108,546
24,625
2,483
334
1,855
8,014
46
69
00
25
71
66
33
20
68
$3,593,446 98
$3,268,735
160,000
24,629
84,931
441
509
166
32
00
13
82
57
53
78
31 04
247 05
163 92
53,590 82
$3,593,446 98
Cash on Deposit in Banks, amount in each : —
Gloucester National Bank, Gloucester, .
Third National Bank, Boston,
.
.
.
.
$2,483 66
24,625 71
.
$ 1,000 00
Loan on Bank Stock: —
On 10 shares First National Bank, Gloucester,
Detailed Statement o f Public Funds.
Par Value.
Town of Brookline, Mass., 7s,.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$4,000
Estimated
Market Value.
$4,000 00
Amount Invested.
$4,000 00
No. 8 .]
95
S A Y IN G S B A N K CO M M ISSION ERS
Cape Ann Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks.
100
100
74
100
50
200
100
100
30
50
100
50
50
70
200
50
100
100
25
166
150
50
100
50
50
200
100
61
50
100
Par Value.
Atlantic Nat’l Bank, Boston, .
Atlas National Bank, Boston,.
Blackstone N’l Bank, Boston,.
Central Nat’l Bank, Boston, .
National City Bank, Boston, .
National Bank of the Common
wealth, Boston,
N’l B’k of Commerce, Boston,
National Eagle Bank, Boston,
Everett Nat’l Bank, Boston, .
Nat’l Exchange Bank, Boston,
Freeman’s Nat’l Bank, Boston,
Globe National Bank, Boston,
Hamilton Nat’l Bank, Boston,
Howard Nat’l Bank, Boston, .
Merchants’ N’l Bank, Boston,
New England N’l B’k, Boston,
North National Bank, Boston,
N’l B’k of No. America, Boston,
Old Boston N’l Bank, Boston,
N ’l B’k of Redemption, Boston,
N’l B’k of the Republic, Boston,
Second Nat’l Bank, Boston,
Shawmut Nat’l Bank, Boston,
State National Bank, Boston, .
Tremont Nat’l Bank, Boston, .
Third National Bank, Boston,
City Nat’l Bank, Gloucester, .
Cape Ann N’l B’k, Gloucester,
Gloucester NT B’k, Gloucester,
Rockport N’l Bank, Rockport,
Estimated
Market Value.
Amount Invested.
$10,000
10,000
7,400
10,000
5,000
$12,200
11,600
7,030
13,000
4,100
00
00
00
00
00
$10,000
10,000
7,400
10.000
5,000
00
00
00
00
00
20,000
10,000
10,000
3,000
5,000
10,000
5,000
5,000
7,000
20,000
5,000
10,000
10,000
2,500
16,600
15,000
5,000
10,000
5,000
5,000
20,000
10,000
6,100
5,000
10,000
25,000
11,400
8,100
2,520
6,150
9,300
4,400
5,600
6,930
32,000
7,800
11,800
11,800
2,600
20,418
22,650
9,100
11,200
5,700
4,150
17,800
15,000
8,540
6,750
12,500
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
20,000
10,000
10,000
3,000
5,000
9,000
4,500
5,000
7,000
20,000
5,000
10,000
10,000
2,500
16,600
15,000
5,000
10,000
5,U00
5,000
20,000
10.000
6,100
5,000
10,000
GO
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$272,600 $327,138 00 $271,100 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$24,625 71
28,300 00
357,031 00
2
4
5
Rate.
Amount.
per cent.
“
“
$26,000 00
2,699,782 25
Rate.
5£ per cent.
“
6
Rate.
Amount.
$800 00
2 0 ,0 0 0 00
6£
per cent.
7
Amount invested in real estate for banking purposes,....................................... $61,280 46
Estimated value of the s a m e , ...............................................................................
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
.
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
61,000 00
61,000 00
702 34
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS.
97
CAPE COD F IV E CENTS S A V IN G S B A N K — H A R W IC H .
Incorporated March 16, 1855.
Present number o f corporators, 61.
L e v i E l d r e d g e , President.
A u g u s t u s C. S n o w , Treasurer.
A u g u s t u s C. S n o w , Cleric o f the Corporation.
Names of committee charged with the investment of its funds:
Levi E ldredge,
L uth e r F is k ,
A lexa n d e r T. N ew com b,
E l e a z e r K . Cr o w e l l ,
G o d f r e y H o p k in s .
Open for business every business day, 9
a .m
. to 1 p . m .
B alance Sheet O ctober 31, 1894.
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock,.
Railroad bonds as per schedule,
Loans on railroad bonds, .
Real estate (for banking purp o s e s ) , .......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to eounties, cities or towns
( n o t e s ) , .......................................
Deposit in bank, on interest,
Real estate (taken to secure indebtedness),
.
.
.
.
Cash on hand,
.
.
.
.
L ia b il it ie s .
$14,077
60,889
12,240
165,095
30,000
00
75
00
00
00
Deposits, .
Guaranty fund,
Profit and loss account, .
$674,312 03
2 0 ,0 0 0 00
6,230 82
1 ,0 0 0 00
300 40
145,383 48
218,282 58
31,300 00
2 0 ,0 0 0 0 0
100 00
1,874 64
$700,542 85
$700,542 85
Cash on Deposit in B an k: —
Cape Cod National Bank, H a r w i c h , .....................................................................$20,000 00
Loans on Bank Stock, amount on each: —
On
On
On
On
50 shares Welden National Bank, St. Albans, Y t.,
.
.
.
.
52 shares Fourth National Bank, B o s t o n , .................................................
5 shares Cape Cod National Bank, H a r w ic h ,................................................
2 shares Cape Cod National Bank, H a r w ic h ,...............................................
On 4 shares Cape Cod National Bank, H a r w ic h ,................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$5,000
4,900
500
200
165
00
00
00
00
00
98
R E P O R T O F TH E
[Pub. D oc.
Cape Cod Five Cents Savings Bank — Continued.
On
On
On
On
On
On
3 shares Cape Cod National Bank, H a r w ic h ,............................................................$300
6 shares Cape Cod National Bank, H a r w ic h ,...............................................
600
2 shares Cape Cod National Bank, H a rw ic h ,................................................
200
1 share Cape Cod National Bank, H a r w i c h ,.................................................
65
10 shares Cape Cod National Bank, H a r w i c h , .......................................
150
3 shares Cape Cod National Bank, H a r w ic h ,.................................................
160
00
00
00
00
00
00
Loans on Railroad Bonds, amount on each : —
On $18,000 Concord & Montreal R .R . 4s...................................................................$15,000 00
On $15,000 Boston & Maine R .R . 4 s , .....................................................................
15,000 00
Detailed Statement o f Public Funds.
Par Value.
City of Chicago, 111., 4s, .
of Cleveland, Ohio, 6s,
.
Estimated
Market Value.
Amount Invested.
$10,000
4,000
$10,200 00
4,100 00
$10,000 00*
4,077 00
$14,000
$14,300 00
$14,077 00
* A legal investment when made.
Ko. of
Shares.
Detailed Statement o f Bank Stocks.
48
43
40
31
30
30
18
26
38
24
20
16
15
26
6
7
57
42
Par Value.
State Nat’l Bank, Boston,
Shawmut Nat’l Bank, Boston,
Everett Nat’l Bank, Boston, .
N’l B’k of Commerce, Boston,
National Revere Bank, Boston,
N’l Hide & Leather B’k, Boston,
Blackstone Nat’l Bank, Boston,
Nat’l Exchange Bank, Boston,
Fourth Nat’l Bank, Boston,
Suffolk Nat’l Bank, Boston,
Tremont Nat’l Bank, Boston, .
N’l B’k of No. America, Boston,
N’l B’k of the Republic, Boston,
Nat’l Bank of the Commonwealth, Boston,
Nat’l Webster Bank, Boston, .
Faneuil Hall N’l B’k, Boston, .
Cape Cod Nat’l Bank, Harwich,
First Nat’l Bank, Yarmouth, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$4,800
4,300
4,000
3,100
3,000
3,000
1,800
2,600
3,800
2,400
2,000
1,600
1,500
$5,568
4,988
3,330
3,565
2,857
3,225
1,800
3,308
4,503
2,400
1,760
1,822
2,385
00
00
00
00
50
00
00
50
00
00
00
00
00
$5,676
5,031
3,800
3,674
3,630
3,450
2,016
3,029
4,191
2,730
2,275
1,616
1,980
00
00
00
50
00
00
00
00
25
00
00
00
00
2,600
600
700
5,700
4,200
3,386
565
915
7,249
5,460
50
00
00
00
00
2,821
650
931
7,866
5,523
00
00
00
00
00
$51,700
$59,087 50
$60,889 75
No. 8 .]
SA Y IN G S B A N K COM M ISSIONERS.
99
Cape Cod Five Cents Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Lowell R.R. 5s,
Boston & Lowell R.R. 6s,
Boston & Maine R.R. 4s, .
Boston & Maine R.R. 4Js,
Concord & Montreal R.R. 4s, .
Fitchburg R.R. 5s, .
Old Colony R.R. 4s,.
Portland & Ogdensburg R.R. 6s,
Vermont & Massachusetts R.R. 5s, .
Conn. & Passumpsic Rivers R.R. 4s,
$20,000
5.000
1.000
10,000
20,000
25.000
20.000
25.000
5,000
10.000
20,000
Estimated
Market Value.
$20,275
5,250
1,030
10,200
22,000
25,500
21,200
26,375
5,500
10,900
20,400
Amount Invested.
00
00 |
00
00
00 J
00
00
00
00
00
00
$161,000 $168,630 00
$26,222 00
30,975 00
25.000
20,525
26,300
5,475
10,598
20.000
00
00
00
00
00
00
$165,095 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$20,000
127,400
15.000
95.000
Kate.
00
00
00
00
2
per cent.
4
Amount.
$20,100
24,100
3,200
75,081
Rate.
00
00
00
08
4£ per cent.
5
5h
“
6
“
Amount.
$1,300 00
76,024 98
Bate.
6 £per
cent.
7
Amount invested in real estate for banking p urposes,........................................
Estimated value o f the s a m e , ..............................................................................
Assessed value of the s a m e , ........................................................................................
$1,000 00
1,200 00
1,200 00
Value, by books, o f other real estate held or owned by foreclosure or
o t h e r w i s e ,.....................................................................................................................
Assessed value o f the same.............................................................................................
400 40
7,800 00
Number of loans which are o f an amount not exceeding $3,000 each,
409
Aggregate amount of the s a m e , ..............................................................................
162,766 96
Total number of loans upon real e s t a t e , ................................................. 335
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1 8 9 4 , ..............................................................................
Times for the dividends fixed by the b y-la w s:
April and October.
33,511 35
second Wednesday in
Rate and amount of each semi-annual dividend j 2 per cent., $12,340 08 1
during the year ending O ct.31, 1894,
.
. \ 2 p e rc e n t.,
1 2 ,6 8 6 16 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 309
Number of accounts closed during the year ending Oct. 31, 1894,
. 224
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,819
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
400 40
25,026 24
100
R E P O R T O F TH E
Cape Cod Five Cents Savings
[Pub. Doc,
B a n k — Concluded.
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
$2,158 11
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .........................................................................................1,303
Amount o f withdrawals, including dividends, during the year ending Oct.
128,149 27
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , ........................................................................................ 1,578
Date of examination by commissioner : August 31.
114,695 92
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
Of $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
818
$16,178 17
108
7,664 60
196
22,978 78
125
34,909 35
37
19
23,318 37
23,100 00
1,303
$128,149 27
not
not
not
less
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust................................
Amount.
561
6
$46,747 86
3,069 35
13
20
1,095 97
4,423 83
No. 8 .]
S A Y IN G S B A N K CO M M ISSION ERS.
101
C E N T R A L SA V IN G S B A N K — L O W E L L .
Incorporated March 3, 1871.
Present number o f corporators, 6 6 .
O l i v e r H . M o u l t o n , President.
S a m u e l A . C h a s e , Treasurer.
S a m u e l A . C h a s e , Clerk o f the Corporation.
Names of committee charged with the investment of its fu n d s:
D a n ie l Sw a n ,
A rthur G. P ollard,
J o h n S . Ja c q u e s ,
A m asa P ratt,
H e n r y C . Ch u r c h ,
Sa m u e l A . Ch a s e .
Open for business every business day, 9
a .m .
to 1
p .m
. ; and on Saturdays, 7 to 9 p . m .
Balance Sheet October 31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Loans on public funds,
Bank stock as per schedule,
Loans on bank stock,
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes).............................................
Deposits in banks, on interest, .
Cash on hand,
.
.
.
.
$44,000 00
2,400 00
210,600 00
6 ,0 0 0 00
55,000 00
1,854 611 00
314,272 50
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$2,607,345 45
1 1 1 ,0 0 0 00
1,035 38
119,263 18
123,700 00
193,112 81
34,947 70
$2,838,644 01
$2,838,644 01
Cash on Deposit in Banks, amount in each: —
$128,112 81
Merchants’ National Bank, Lowell,
Old Lowell National Bank, Lowell,
Prescott National Bank, Lowell, .
Appleton National Bank, Lowell,
20,000 00
25.000 00
20.000 00
Loans on Fublic Funds, amount on each: —
On $1,000 United States 4s,
On $1,400 United States 4s,
.
$1,000 00
.
1,400 00
Loans on Bank Stock, amount on each: —
On 13 shares Merchants’ National Bank, Lowell,
On 10 shares W am esit National Bank, Lowell,
On 19 shares Prescott National Bank, Lowell,
On 8 shares Appleton National Bank, Lowell,
On 30 shares First National Bank, Lowell,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
,
$2,000 00
1,000 00
3,000 00
102
R E P O R T O F TH E
[Pub. D oc.
C entral Savings B an k — Continued.
Detailed Statement o f Public Funds.
Par Value.
Town of Andover, Mass., 4s, .
City of Chicago, 111., 7s, .
of Lowell, Mass., 4s,
of Malden, Mass., 4s,
of Pawtucket, R. I., 4s,
of Haverhill, Mass., 4s, .
Estimated
Market Value.
$10,000
3.000
6.000
5.000
5.000
15,000
$10,320
3,060
6,360
5,150
5,250
15,950
00
00
00
00
00
00
$44,000
$46,090 00
Amount Invested.
$10,000
3.000
6.000
5.000
5.000
15,000
00
00*
00
00
00
00
$44,000 00
* A legal investment when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
100
66
50
200
100
13
50
50
50
100
100
50
60
27
20
70
63
50
50
100
30
150
52
10
20
50
50
Par Value.
Atlantic Nat’l Bank, Boston, .
Blackstone Nat’l Bank, Boston,
Boston National Bank, Boston,
Central National Bank, Boston,
Eliot National Bank, Boston, .
Hamilton Nat’l Bank, Boston,
Market Nat’l Bank, Boston,
Merchants’ Nat’l Bank, Boston,
Metropolitan N’l B’k, Boston, .
National City Bank, Boston, .
JSl’l B’k of Commerce, Boston.
N’l Ilide& Leather B'k,Boston,
N’l B’k of Redemption, Boston,
N’l B’k of the Republic, Boston,
Nat’l Webster Bank, Boston, .
Second National Bank, Boston,
Shawmut Nat’l Bank, Boston,.
Shoe & Leather N’l B’k, Boston,
Suffolk Nat’l Bank, Boston, .
Appleton Nat’l Bank, L ow ell,.
First National Bank. Lowell, .
Merchants’ Nat’l Bank, Lowell,
Old Lowell Nat’l B’k, L ow ell,.
Prescott Nat’l Bank, Lowell, .
Railroad Nat’l Bank, Lowell, .
Wamesit Nat’l Bank, Lowell, .
Georgetown N’l B’k,Georget’n,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$10,000
6,600
5,000
20,000
10,000
1,300
5,000
5,000
5,000
10,000
10,000
5,000
6,000
2,700
2,000
7,000
6,300
5,000
5,000
10,000
3,000
15,000
5,200
1,000
2,000
5,000
5,000
Estimated
Market Value.
$12,300
6,600
5,200
26,000
13,100
1,430
4,250
7,900
4,900
8,200
11,500
5,400
7,500
4,293
2,000
12,950
7,308
4,500
5,000
12,500
5,100
24,000
6,240
1,500
2,400
6,500
5,500
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$13,600
7,600
5,600
30,000
11,500
1,300
5,000
6,700
5,000
10,000
10,000
5,400
8,000
3,400
2,000
10,000
8,000
5,000
5,000
15,000
4,200
18,300
6,000
1,000
2,000
6,000
5,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$173,100 $214,071 00 $210,600 00
No. 8 .]
103
SA Y IN G S B A N K COM M ISSION ERS
Central Savings Bank — Continued.
Detailed Statement o f Eailroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Maine R.R. 4s,
Fitchburg R.R. 5s, .
Fitchburg R.R. 6s, .
Lowell & Lawrence R.R. 6s, .
Maine Central R.R. 7s, .
N. York,Providence & Boston R.R 7s,
Portland & Ogdensburg R.R. 6s, .
Boston & Albany R.R. 5s,
Maine Central R.R. 4s,
St. Johnsbury & L. Champ’n R.R. 5s,
$4,000
15,000
5,000
1,000
5,000
1,000
3,000
1,000
10,000
5,000
5,000
$55,000
Estimated
Market Value.
$4,050
15,412
5,200
1,040
5,150
1,280
3,300
1,080
11,100
5,067
5,854
Amount Invested.
$4,000
15,000
5,000
1,000
5,000
1,000
3,000
1,000
10,000
5,000
5,000
00
00
00
00
00
00
00
00
00
00
00
$58,533 00
00
00
00
00
00
00
00
00
00
00
00
$55,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$148,112 81
45,000 00
244,100 00
Kate.
2
3
4
per cent.
#
«
Amount.
Rate.
$95,000 00
213,324 00
1,580,334 50
44 per cent.
4£
«
5
»
Amount.
$58,525 00
109,700 00
Rate.
5J per cent.
6
“
Number of loans which are of an amount not exceeding $3,000 each, 437
Aggregate amount of the s a m e , .............................................................................. $603,337 00
Total number of loans upon real e s t a t e , ................................................. 593
Gross amount of interest or profits received or earned, as per books,
during year ending Oct. 31, 1 8 9 4 , .....................................................................
129,781 21
Times for the dividends fixed by the by-laws : first Saturday in M ay and
November.
Rate and amount of each semi-annual dividend f 2 per cent., $48,841 19 j
during the year ending Oct. 31, 1894,
.
t 2 per cent., 48,706 28 )
Number of accounts opened during the year ending Oct. 31, 1894,
. 990
Number of accounts closed during the year ending Oct. 31, 1894,
. 913
Total number of open accounts Oct. 31, 1894,
.
.
.
.
6,185
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
’
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
464,456 97
Number o f s a m e , ........................................................................................ 5,556
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
480,271 32
Number o f s a m e , ........................................................................................ 5,379
Date of examination by commissioner : January 11.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
7,190 79
104
R E P O R T O F TH E
[Pub. D oc
Central Savings Bank — Concluded.
Classification of Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
4,015
$78,644 87
703
58,660 97
339
54,981 29
306
110,380 33
110
83
77,897 42
83,892 09
5,556
$464,456 97
not
not
not
less
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
Num
ber.
Amount.
2,441
17
$205,805 88
3,585 25
63
698
8,837 76
72,142 34
No. 8 .]
105
SA Y IN G S B A N K COM M ISSION ERS
C H A R L E S T O W N F IV E CENTS S A V IN G S B A N K — BOSTON.
Incorporated April 7, 1854.
Present number of corporators, 43.
A m o s S t o n e , President.
A . M . A n d r e w s , Treasurer.
B e n j a m i n F . S t a c e y , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
G eorge S. P e n d e r g a st ,
E m r ie B . St e t so n ,
A u g ustus W . S to ver ,
A mos St o n e,
M a r k F. B urns.
Open for business every business day, 9
a .m
. to 2 p . m . ; Wednesdays and Saturdays,
3 to 5 p . m .
B a l a n c e Sh e e t Octo ber
L ia b il it ie s .
A ssets.
Bank stock as per schedule,
Loans on bank sto c k ,.
Railroad bonds as per schedule,
Loans on railroad bonds, .
Real estate (for banking pur
poses) ,
.......................................
Real estate by foreclosure, .
Loans on real estate, .
Loans on personal security,
Loans on depositors’ books,
Deposits in banks, on interest, .
Cash on hand,
.
.
.
.
31, 1894.
$744,300
21,600
608,400
60,850
00
00
00
00
70,000
57,500
2,269,375
1,381,200
250
203,742
4,338
00
00
00
00
00
66
64
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
$5,421,556 30
$5,074,658 61
250,000 00
96,897 69
$5,421,556 30
Cash on Deposit in Banks, amount in each: —
National Bank of the Republic, B o s t o n , ........................................................... $69,854 80
Manufacturers’ National Bank, B o s t o n , ...........................................................
68,098 90
Monument National Bank, B o s t o n , .....................................................................
65,788 96
Loans on Bank Stock, amount on each: —
On 260 shares Traders’ National Bank, B o s t o n ,................................................. $16,000 00
On 10 shares Monument National Bank, B o ston ,.................................................
1,000 00
On 10 shares Monument National Bank, B oston,.................................................
On 15 shares Monument National Bank, Boston...................................................
On 23 shares Monument National Bank, B oston,.................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
800 00
1,500 00
2,300 00
106
R E P O R T O F TH E
[Pub. D oc.
Charlestown Five Cents Savings Bank — Continued.
Loans on Railroad Bonds, amount on each : —
On $36,000 Providence & Springfield R .R . 5 s , ................................................. $30,000 00
On $32,000 Boston & Maine R .R . 4 s , .....................................................................
30,000 00
On $1,000 Boston & Lowell R .R . 4 s , .....................................................................
850 00
No. o f
Shares.
I
Detailed Statement o f Bank Stocks.
24
Par Value.
Andover Nat’l B’k, Andover, .
200 Atlas National Bank, Boston, .
106
42
145
250
326
263
500
300
20
150
105
242
370
304
250
86
27
224
166
140
99
200
342
267
69
500
135
551
156
164
150
26
75
75
217
67
147
Blackstone Nat’l B’k, Boston, .
Boston National B’k, Boston, .
Boylston Natl Bank, Boston, .
Bunker Hill Nat’l B’k, Boston,
National City Bank, Boston, .
Nat’l B’k of Commerce, Boston,
Continental Nat’l B’k, Boston,
Eliot National Bank, Boston, .
First National Bank, Boston, .
First Ward N’l Bank, Boston,.
Freeman’s Nat’l Bank, Boston,
Globe National Bank, Boston,
N4 Hide & Leather B’k, Boston,
Howard Nat’l Bank, Boston, .
Manufacturers’ N’l B’k, Boston,
Market Nat’l Bank, Boston, .
Nat’l Market Bank, Brighton,
Metropolitan N’l B’k, Boston,
Monument Nat’l B’k, Boston, .
North National Bank, Boston,
N’l B’k of No. America, Boston,
N’l B’k o f Redemption,Boston,
N ’1 B’k of the Republic, Boston,
National Revere Bank, Boston,
Shawmut Nat’l Bank, Boston, .
Shoe & Leather N’l B’k. Boston,
Suffolk National Bank, Boston,
Tremont Nat’l Bank, Boston, .
Nat’l Webster Bank, Boston,.
Winthrop Nat’l B’k, Boston, .
Home Nat’l Bank, Brockton, .
Conway Nat’l B’k, Conway, .
Wachusett N’l B’k, Fitchburg,
Railroad Nat’l Bank, Lowell, .
First National Bank, Lynn,
Blue Hill Nat’l Bank, Milton,
Newton Nat’l Bank, Newton, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2,400
20,000
10,600
4,200
14,500
25,000
32,600
26,300
50,000
30,000
2,000
15,000
10,500
24,200
37,000
30,400
25,000
8,600
2,700
22,400
16,000
14,000
9,900
20,000
34,200
26,700
6,900
50,000
13,500
55,100
15,600
16,400
15,000
2,600
7,500
7,500
21,700
6,700
14,700
$748,000
Estimated
Market Value.
$2,400 00
23,400 00
10,600 00
4,368 00
17,690 00
50,000 00
26,732 00
30,245 00
57,500 00
39,300 00
4,700 00
19,500 00
9,450 00
21,296 00
39,775 00
29,412 00
25,000 00
7,310 00
2,419 75
21,728 00
38,180 00
16,240 00
11,885 00
24,500 00
54,378 00
25,365 00
7,952 25
45,000 00
13,500 00
48,488 00
15,600 00
19,106 00
26,250 00
2,938 00
15,000 00
8,850 00
29,295 00
7,437 00
12,054 00
Amount Invested.
$2,400 00
20,000 00
10,600 00
4,200 00
14,500 00
25,000 00
32,100 00
26,300 00
50,000 00
30,000 00
2,000 00
14,800 00
10,500 00
23,300 00
37,000 00
30,400 00
24,200 00
8,600 00
2,700 00
22,400 00
16,600 00
14,000 00
9,900 00
20,000 00
34,200 00
26,700 00
6,900 00
49,500 00
13,500 00
55,100 00
15,600 00
16,400 00
15,000 00
2,600 00
7,500 00
7,500 00
21,700 00
6,700 00
13,900 00
$864,344 00 $744,300 00
No. 8 .]
107
S A V IN G S B A N K COM M ISSION ERS.
Charlestown Five Cents Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
$12,000
25.000
Boston & Lowell R.R 4s,
Boston & Lowell R.R. 5s,
Fitchburg R.R. 4s, .
Fitchburg R.R. 4Js, .
.
.
.
Fitchburg R.R. 5s, .
Upper Coos R R. 4s,
. . .
Upper Coos R.R. 4|s,
Concord & Claremont R.R. 4is,
Boston & Maine R.R. 4|s,
66.000
60,000
200,000
' 50,000'
75.000
25.000
100,000
$613,000
Estimated
Market Value.
Amount Invested.
$11,700
25.000
62.000
60,000
$12,120
26,250
66,520
60,600
215,050
50,000
81,750
25,875
00
00
00
00
00
00
00
00
112,000 00
200,000
49,700
75.000
25.000
100,000
00
00
00
00
00
00
00
00
00
$650,165 00 $608,400 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
$65,788
137,953
645.000
296.000
96
70
00
00
Rate.
Kate.
Amount.
Kate.
Amount.
per cent.
“
4
“
$287,750 00
1,536,075 00
674,750 00
44 per cent.
5
54
“
$245,100 00
16,100 00
32,500 00
Amount.
14
2
4i
6
64
7
per cent.
“
“
Amount invested in real estate for banking purposes,.......................................
Estimated value of the s a m e , ..............................................................................
Assessed value of the same............................................................................................
Net income received from same during year ending Oct. 31, 1894,
Value, by books, of other real estate held or owned by foreclosure or other
wise,
...............................................................................................................................
Assessed value of the s a m e , ........................................................................................
N et incom e received from same during yea r ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each,
$70,000
80,700
80,700
5,444
00
00
00
36
57,500 00
74,870 00
1,831 37
666
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 850
Amount of investments from which no income is recei ved, .
.
.
.
Gross amount of interest or profits received or earned, as per books, dur
995,975 00
ing year ending Oct. 31, 1894,
...............................................................................
Times for the dividends fixed by the by-laws : third Wednesday in April
262,136 89
and October.
Rate and amount of each semi-annual dividend f 24 per cent ,
during the year ending Oct. 31, 1894,
.
t 24 per cent ,
$113,816 53 1
*116,000 00 )
Number o f accounts opened during the year ending Oct. 31, 1894,
Number of accounts closed during the year ending Oct. 31, 1894,
Total number of open accounts Oct. 31, 1894,
.
.
.
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
* Estimated.
1,836
1,354
15,242
8,800 00
229,816 53
108
R E P O R T O F TH E
[Pub. D oc
Charlestown Five Cents Savings Bank — Concluded.
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of t a x e s ) , ...........................................................
Amount of deposits, not including dividends, received during the year end
ing Oct. 31, 1894,..................................................................................................
Number o f s a m e , ................................................................................................
$8,940 61
835,651 58
ggg
Amount of withdrawals, including dividends, during the year ending Oct
31, 1894............................................................................................................®
711,659 88
Number of s a m e , ........................................................................................ ........... 4 45
Date of examination by commissioner : April 25.
Classification of Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num.
ber.
Amount.
9,164
$140,699 82
1,277
103,103 88
596
93,297 35
552
200,371 84
188
159
133,209 14
164,969 55
11,936
$835,651 58
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
6,577
23
$465,387 20
4,864 23
55
301
9,200 21
46,307 29
No. 8 .]
109
SA V IN G S B A N K COM M ISSION ERS
CHELSEA SAVINGS BANK — CHELSEA.
Incorporated April 29, 1854.
Present number of corporators, 148.
O t is H i n m a n , President.
A l b e r t A . F ic k e t t , Treasurer.
A l b e r t A . F i c k e t t , Clerk o f the Corporation.
Names o f committee charged with the investment o f its funds:
O t is H i n m a n ,
H o r a t io B. H e r s e y ,
A l o n zo C. T e n n e y ,
John T . H a d a w a y ,
Ja m e s G o u l d .
Open for business every business day, 8
B alance
a .m .
Sh e e t O ctober
p .m . ;
Saturdays, 4 to 8
p .m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,.
Loan on railroad bonds,
Loan on railroad stock,
Real estate (for banking purposes),
.
.
.
.
.
.
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Expense account,
Premium account,
Cash on hand,
.
.
.
.
to 1
$568,950
116,700
9,000
189,100
1,000
175
00
00
00
00
00
00
17,425
40,816
1,508,072
392,475
15
23
00
00
44,000
500
85,464
4,351
18,798
3,309
00
00
15
21
90
14
Deposits, .
Guaranty fund,
Interest account,
Profit and loss account, .
•
$3,000,136 78
$2,772,982 40
138,000 00
21,963 95
67,190 43
$3,000,136 78
Cash on Deposit in Banks, amount in each: —
Commercial National Bank, B o s t o n , .....................................................................$25,216 06
First National Bank, C h e l s e a , ..............................................................................
60,248 09
Loans on Bank Stock, amount on each : —
On 35 shares First National Bank, C h e l s e a , ................................................. $3,000 00
On 5 shares First National Bank, Chelsea................................................................
On 40 shares Commercial National Bank, B o s t o n , .......................................
On 40 shares Fourth National Bank, B o s t o n , .................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
500 00
1,500 00
4,000 00
110
R E P O R T O F TH E
[Pub. D oc
Chelsea Savings Bank — Continued.
Loan on Railroad Bonds: —
On $ 1,000 Old Colony R .R . 6
s , ............................................................................. $1,000 00
1
Loan on Railroad Stock: —
On 2 shares Boston & Maine R
.R
. , .................................................................... $ 1 7 5 00
Detailed Statement o f Public Funds.
Estimated
Market Value.
Par Value.
Town of Brookline, Mass., 5s,.
of Canton, Mass., 4s,
of Danvers, Mass., 5s, .
of Norwalk, Conn., 4s, .
of Westminster, Yt., 4s,
of Winthrop, Mass., 5s,.
City of Bay City, Mich., 5s,
of Boston, Mass., 4s,
of Boston, Mass , 6s,
of Cambridge, Mass., 6s, .
of Canton, Ohio, 5s, .
of Chelsea, Mass., 6s.,
of Cleveland, Ohio, 4s,
of Dayton, Ohio, 5s, .
of East Saginaw, Mich., 5s,
of Fall River, Mass., 6s, .
of Fort Wayne, Ind., 4^s,
of Gardiner, Me., 4s,
of Grand Rapids, Mich., 4s,
of Grand Rapids, Mich., 5s,
of Keene, N. H., 4s, .
of Lawrence, Mass., 6s, .
of Lewiston, Me., 4s,
of Lewiston, Me., 5s,
of Lowell, Mass., 4s,
of Lynn, Mass., 6s, .
Town of Marblehead, Mass , 4s,
City of Newton, Mass , 4s,
of Peoria, 111., 4|s, .
of Providence, R. I., 4is, .
of Saginaw, Mich., 4s,
of Taunton, Mass., 6s,
of Wallingford, Conn., 4s,
of Waltham, Mass., 4s, .
of Worcester, Mass., 4|s,.
of Chicago, 111., 3.65s,
State of New Hampshire 6s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$5,000
8,000
2,000
31,000
1,000
11,000
14,000
75,950
29,000
2,000
16,000
11,000
13,000
19,000
21,500
5,000
20,000
6,000
13,000
22,000
20,000
35,000
5,000
16,000
8,000
6,000
10,000
25,000
15,000
15,000
25,000
2,000
17,000
10,000
20,000
7,000
7,500
$568,950
$5,350 00
8,320 00
2,260 00
31,000 00
1,000 00
11,000 00
14,130 00
83,594 00
34,655 00
2,320 00
16,495 00
11,110 00
13,210 00
19,730 00
22,625 00
5,950 00
21,800 00
6,120 00
13,280 00
22,440 00
20,500 00
40,325 00
5,100 00
18,240 00
8,480 00
6,123 00
10,150 00
26,500 00
15,675 00
15,600 00
25,500 00
2,050 00
17,170 00
10,500 00
21,200 00
6,895 00
8,667 00
$605,044 00
* Legal investments when made.
Amount Invested.
$5,000 00
8,000 00
2,000 00
31,000 00
1,000 00
11,000 00
14,000 00
75,950 00
29,000 00
2,000 00
16,000 00*
11,000 00
13,000 00
19,000 00*
21,500 00
5,000 00
20,000 00
6,000 00
13,000 00
22,000 00
20,000 00
35,000 00
5,000 00
16,000 00
8,000 00
6,000 00
10,000 00
25,000 00
15,000 00
15,000 00
25,000 00
2,000 00
17,000 00
10,000 00
20,000 00
7,000 00*
7,500 00
$568,950 00
No. 8 .]
111
SA Y IN G S B A N K C O M M IS S IO N E D
Chelsea Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks.
40
86
20
25
43
50
52
40
20
38
14
36
6
70
16
15
15
63
100
43
28
25
50
30
42
50
50
30
45
5
20
Par Value.
Atlantic Nat’l Bank, Boston, .
Atlas Nat’l Bank, Boston,
Boston Nat’l Bank, Boston,
Boylston Nat’l Bank, Boston, .
National City Bank, Boston, .
Commercial N’l Bank, Boston,
N’l B’k of Commerce, Boston,
Continental N’l Bank, Boston,
National Eagle Bank, Boston,
Everett Nat’l Bank, Boston, .
Nat’l Exchange Bank, Boston,
Howard Nat’l Bank, Boston, .
Market Nat’l Bank, Boston, .
Massachusetts N’l B’k, Boston,
Merchants’ Nat’l Bank, Boston,
North Nat’l Bank, Boston,
N’l B’k of No. America,Boston,
N’l B’k of Redemption, Boston,
N’l B’k of the Republic, Boston,
Shawmut Nat’l Bank, Boston,
State Nat’l Bank, Boston,
Suffolk Nat’l Bank, Boston,
Third Nat’l Bank, Boston,
Tremont Nat’l Bank, Boston, .
Nat’l Webster Bank, Boston, .
Central Nat’l Bank, Boston, .
Freeman’s Nat’l Bank, Boston,
First Nat'l Bank, Chelsea,
Railroad Nat’l Bank, Lowell, .
Nat’l Exchange Bank, Salem,
First N’l Bank, So. Weymouth,
$4,000
8,600
2,000
2,500
4,300
5,000
5,200
4,000
2,000
3,800
1,400
3,600
600
7,000
1,600
1,500
1,500
6,300
10,000
4,300
2,800
2,500
5,000
3,000
4,200
5,000
5,000
3,000
4,500
500
2,000
$116,700
Estimated
Market Value.
$4,910
10,062
2,080
3,050
3,526
4,050
5,980
4,600
1,600
3,163
1,775
3,483
510
6,650
2,524
1,740
1,725
7,717
15,900
4,955
3,248
2,500
4,488
2,640
4,200
6,350
4,500
3,120
5,310
475
2,400
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$129,231 00
Amount Invested.
$4,000
8,600
2,000
2,500
4,300
5,000
5,200
4,000
2,000
3,800
1,400
3,600
600
7,000
1,600
1,500
1,500
6,300
10,000
4,300
2,800
2,500
5,000
3,000
4,200
5,000
5,000
3,000
4,500
500
2,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$116,700 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell ll.R. 4s,
Boston & Providence R.R. 4s, .
Fitchburg R.R 4^s, .
Fitchburg R.R. 5s, .
Old Colony R.R. 4s,.
Salem & Lowell R.R. 6s, .
Boston & Maine R R. 4^s,
Fitchburg R.R. 4s, .
Maine Central R.R. 7s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$25,000
45.000
20.000
52.000
15.000
10.000
20,000
2,000
100
$189,100
Estimated
Market Value.
$25,500
46,800
20,200
54,740
15,825
10,750
22,000
1,965
110
00
00
00
00
00
00
00
00
00
$197,890 00
Amount Invested.
$25,000
45.000
20.000
52.000
15.000
10.000
20,000
2,000
100
00
00
00
00
00
00
00
00
00
$189,100 00
112
[Pub. D oc
R E P O R T O F TH E
Chelsea Savings Bank — Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$85,464 15
228,000 00
Amount.
Rate.
24
4
$174,000 00
543,625 00
per cent.
“
Amount.
Rate.
44
5
$272,650 00
736,947 00
per cent.
“
Amount invested in real estate for banking purposes, .
Rate.
.
.
.
.
Estimated value of the sam e,.........................................................................................
Assessed value of the same, ........................................................................................
Value, by books, o f other real estate held or owned by foreclosure or
o t h e r w i s e ,....................................... .............................................................................
Assessed value of the s a m e , .........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each, . 672
54
per cent.
6
$17,425 15
17,500 00
13,700 00
40,816 23
64,750 00
128 14
912,822 00
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 765
22,433 00
Amount o f investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, during
146,345 12
year ending Oct. 31, 1 8 9 4 , .........................................................................................
Times for the dividends fixed by the b y-la w s: second Wednesday in April
and October.
Rate and amount of each semi-annual dividend f 2 per cent., $50,156 17 |
101,359 18
during the year ending Oct. 31,1894,
.
.1 2 per cent., 51,203 01 i
Number of accounts opened during the year ending Oct. 31,1894,
1,492
Number of accounts closed during the year ending Oct. 31, 1894,
1,199
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
13,154
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount o f deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number o f s a m e , ........................................................................................ 14,555
Amount of withdrawals, including dividends, during the year ending Oct.
3 1 , 1 8 9 4 , ......................................................................................................................
Number of same.............................................................................................. 10,979
Date of examination by commissioner: April 5.
8,794 99
676,596 49
658,807 12
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Of $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num
ber.
Amount.
12,172
$181,884 04
1,230
98,791 84
559
87,290 22
403
142,167 63
107
84
76,179 43
90,283 S3
14,555
$676,596 49
not
not
not
less
T o the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
N um
ber.
Amount.
6,847
31
$337,150 13
5,998 33
164
744
19,405 81
70,189 80
No. 8 .]
S A Y IN G S B A N K COM M ISSIONERS
113
CH ICOPEE SA V IN G S B A N K — CHICOPEE.
Incorporated Feb. 27, 1845.
John B . W
o od ,
Present number of corporators, 57.
President.
L uther W
H . H . H a r r i s , Treasurer.
h it e ,
Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
J oh n B . W ood ,
L . M. F e r r y ,
J. A . C a r t e r , .
G e o . W . G ib s o n .
Open for business every business day, 9
B a l a n c e Sh e e t O cto ber
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loan on bank stock, .
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes).............................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposit in bank, not on interest,
Cash on hand,
.
.
.
a
.m .
to 3
p
.m .
31, 1894.
L ia b il it ie s .
|48,000
22,600
500
69,000
589,430
99,782
00
00
00
00
00
03
29,550
500
35,000
3,510
7,229
00
00
00
59
01
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
$905,101 63
$854,711 82
38,000 00
12,389 81
$905,101 63
Cash on Deposit in Banks, amount in each : —
First National Bank, Chicopee......................................................... .........
City National Bank, S p rin g fie ld ,...............................................................................
Chicopee National Bank, S p r in g fie ld ,.....................................................................
Pynchon National Bank, S p r in g fie ld ,....................................................................
Third National Bank, S p r i n g f i e l d , .....................................................................
Hampshire County National Bank, N o r t h a m p t o n ,.......................................
Loan on Bank Stock: —
On 20 shares Third National Bank, Springfield,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
$3,510
10,000
5,000
5,000
5,000
10,000
59
00
00
00
00
00
[Pub. D oc
R E P O R T O F TH E
114
Chicopee Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Lynn, Mass., 4s, .
of Providence, R. I., 4s, .
of Altoona, Pa., 4s, .
of Chicopee, Mass., 4s,
Town of Rockport, Mass., 4s, .
Estimated
Market Value.
$10,000
10,000
10,000
9.000
9.000
$10,000
10,000
10,000
9.000
9.000
00
00
00
00
00
$48,000
$48,000 00
Amount Invested.
$10,000
10,000
10,000
9.000
9.000
00
00
00
00
00
$48,000 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
10
100
50
66
Par Value.
N’l B'k of Redemption, Boston,
First Nat’l Bank, Chicopee, .
City Nat’l Bank, Springfield, .
Chapin N’l Bank, Springfield,
$1,000
10,000
5,000
6,600
$22,600
Estimated
Market Value.
$1,100
14,000
7,000
7,920
00
00
00
00
$30,020 00
Amount Invested.
$1,000
10,000
5,000
6,600
00
00
00
00
$22,600 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Albany R R. 4s,
Boston & Lowell R.R. 4s,
Boston & Lowell R.R. 4is,
Boston & Providence R R. 4s, .
Maine Central R.R. 5s, .
Old Colony R.R. 4s,.
Old Colony R.R 6s,.
Upper Coos R.R. 4|s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
$10,000
10,000
4,000
10,000
3,000
20,000
5,000
7,000
$10,500
10,000
4,160
10,300
3,000
20,000
5,000
7,000
00
00
00
00
00
00
00
00
$69,000
$69,960 00
Amount Invested.
$10,000
10,000
4,000
10,000
3,000
20,000
5,000
7,000
00
00
00
00
00
00
00
00
$69,000 00
No. 8 .]
SA V IN G S B A N K COM M ISSION ERS.
115
Chicopee Savings Bank — Concluded.
Total Amount o f Loans , with Each Specified Rate o f Interest.
Amount.
$20,000 00
30.000 00
17.000 00
Rate.
Kate.
Amount.
Rale.
Amount.
3 per cent.
4
“
4¿
“
$131,650 00
16,000 00
4£ per cent.
4|
“
$539,262 03
850 00
5 per cent.
6
“
Number of loans which are of an amount not exceeding S3,000 e a c h ,. 243
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 283
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the by-laws : January 1 and July 1.
Rate and amount of each semi-annual dividend $ 2 per cent., $16,247 32 ^
during the year ending Oct. 31, 1894,
.
. ( 2 percent., 16,301 19
Number of accounts opened during the year ending Oct. 31, 1894,
Number of accounts closed during the year ending Oct. 31, 1894,
$266,507 00
40,941 20
32,548 51
. 288
. 271
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,077
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes), ...........................................................................................................
Amount of deposits, not including dividends, received during the year
3,153,93
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................ 1,842
Amount of withdrawals, including dividends, during the year ending Oct.
134,981 33
31, 1 8 9 4 , .....................................................................................................................
Number of s a m e , ........................................................................................ 2,077
Date of examination by commissioner: March 15.
150,462 70
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num
ber.
O f $50 and less,
.
Exceeding $50 and
more than $100,
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
• .
not
1,325
$28,427 03
275
23,206 69
112
17,403 00
85
28,727 61
24
21
15,67 2 00
21,545 00
1,842
$134,981 33
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
Of women, both adult
and minor,.
Of guardians,
O f religious and charitable associations, .
In trust................................
Amount.
736
3
$55,555 00
167 69
22
23
1,056 28
3,720 00
116
R E P O R T O F TH E
[Pub. D oc.
CH ICOPEE P A L L S S A V IN G S B A N K - CHICOPEE P A L L S .
Incorporated M ay 11, 1875.
Present number of corporators, 32.
G e o r g e S. T a y l o r , President.
H e n r y J. B o y d , Treasurer.
H e n r y J. B o y d , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
N . R . W ood,
H.
S. N ewell ,
G. M . M orton,
James F lint .
Open for business every business day, 8 to 11 a .m . ; 1 to 4 p . m . ; 6 to 7 p . m .
B
alance
S h e e t O c t o b e r 31, 1 8 9 4 .
A ssets.
L ia b il it ie s .
Bank stock as per schedule,
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Deposit in bank, not on interest,
Expense account,
Cash on hand....................................
$25,125
244,475
76,133
21,345
29
25
402
00
00
00
97
01
00
69
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
,610 74
7,333 54
1,243 20
9,348 19
$367,535 67
7,535 67
Cash on Deposit in Banks, amount in each : —
Chicopee National Bank, Springfield,
Third National Bank, Springfield,
Pynchon National Bank, Springfield,
.
.
.
$4,029 01
.
.
.
Springfield Safe Deposit and Trust Co , Springfield,
.
Springfield National Bank, Springfield,
City National Bank, S p rin g fie ld ,.......................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
•
.
.
.
327
2,852
6,155
3,764
71
89
52
54
4,245 31
No. 8 .]
117
S A Y IN G S B A N K COM M ISSIONERS
Chicopee Falls Savings Bank — Continued.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
10
10
20
16
13
25
20
40
50
6
Tar Value.
First National Bank, Chicopee,
First N’l Bank, Easthampton,.
Hadley Falls N’l B’k, Holyoke,
Franklin County Nat’l Bank,
Greenfield, .
.
.
.
Palmer National Bank, Palmer,
Chicopee N’l B’k, Springfield,
First Nat’l Bank, Springfield,.
Chapin N’l Bank, Springfield,
City Nat’l Bank, Springfield, .
Agawam N’l Bank, Springfield,
$1,000
1,000
2,000
1,600
1,300
2,500
2,000
4,000
5,000
600
$21,000
Estimated
Market Value.
Amount Invested.
$1,000 00
1,485 00
3,410 00
$1,400 00
1,485 00
3,200 00
1,600
1,300
4,125
3,300
4,930
6,500
600
1,600
1,300
2,500
3,300
4,930
5,000
600
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$25,125 00
$28,440 00
Total Amount o f Loans, with Each Specified Bate of Interest.
Amount.
$21,345 97
Kate.
Amount.
Kate.
Amount.
4 per cent.
$320,608 00
5 per cent.
-
Number of loans which are of an amount not exceeding $3,000 each,
Rate.
-
174
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 151
Gross amount of interest or profits received or earned, as per books, during
$198,938 00
year ending Oct. 31, 1894.............................................................................................
Times for the dividends fixed by the by-la w s: January 1 and July 1.
Rate and amount of each semi-annual dividend f 2 per cent., $6,152 07 )
during the year ending Oct. 31, 1894,
.
.1 2 per cent.,
6,348 23 I
Number of accounts opened during the year ending Oct. 31, 1894,
. 235
Number of accounts closed during the year ending Oct. 31, 1894,
. 212
16,971 22
12,500 30
Total number of open accounts Oct. 31, 1894,
.
.
.
.
1,307
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f ta x e s ),............................................................................................................
Amount of deposits, not including dividends, received during the year
1,074 75
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ...................................................................................................1,830
Amount o f withdrawals, including dividends, during the year ending Oct.
90,709 02
31, 1894...............................................................................................................................
Number of s a m e , ................................................................................................... 1,242
Date of examination by commissioner: March 15.
76,771 04
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
118
R E P O R T O F TH E
[Pub. D oc
Chicopee Falls Savings Bank — Concluded.
Classification o f Deposits received during the Tear ending Oct. 31, 1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
1,466
$24,844 76
216
17,646 67
77
11,598 78
45
15,252 47
13
13
8,366 34
13,000 00
1,830
$90,709 02
not
not
not
less
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
Amount.
553
8
$33,322 21
3,238 77
40
11
1,667 40
1,509 78
No. 8 .]
S A Y IN G S B A N K CO M M ISSION ERS.
119
C IT IZ E N S ’ S A V IN G S B A N K — F A L L R IV E R .
Incorporated October, 1851.
Present number of corporators, 55.
J o h n C. M i l n e , President.
E . E . H a t h a w a y , Treasurer.
G eo . H . E d d y , Clerk o f the Corporation.
Names of committee charged with the investment o f its funds:
John 0 . M il n e ,
Sa m u e l W . H a t h a w a y ,
L l o y d S. E a r l e ,
M . G. B. S w if t ,
H enry H . E a r l .
Open for business every business day, 9
B alance
Sh eet
October
a .m .
to 1 p . m.
31, 1894.
A sse ts.
L ia b il it ie s .
$86,500
319,540
109,000
2,875
2,247,713
751,336
62,911
28,889
2,581
4,738
Public funds as per schedule,
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Deposit in bank, not on interest,
Expense account,
Cash on hand,
.
.
.
.
00
00
00
08
70
37
58
09
98
04
Deposits, .
Guaranty fund,
Discount account,
Suspense account,
$3,616,085 84
.
.
$3,310,974
131,602
144,308
29,200
73
96
07
08
$3,616,085 84
Cash on Deposit in Banks, amount in each : —
National Bank of Redemption, B o s t o n , ...........................................................$20,914 64
National Bank of the Republic, B o s t o n , ...........................................................
10,890 64
First National Bank, B o s t o n , .............................................................................. 10,219 35
Washington National Bank, B o s t o n , .....................................................................
20,886 95
Pocasset National Bank, Fall R i v e r , .....................................................................
28,889 09
Detailed ¡Statement o f Public Funds.
Par Value.
City of
of
of
of
of
Chicago, 111., 4s, .
Milwaukee, Wis., 5s,
Waterbury, Conn., 4s,
Indianapolis, Inch, 4s,
Fort Wayne, Ind., 6s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
.
.
.
Estimated
Market Value.
$25,000
29.000
10,500
20.000
2,000
$25,500
31,845
10,920
20,600
2,180
$86,500
$91,045 00
* A legal investment when made.
00
00
00
00
00
Amount Invested.
$25,000
29.000
10,500
20.000
2,000
00*
00
00
00
00
$86,500 00
120
R E P O R T O F TH E
[Pub. D oc
Citizens’ Savings Bank — Continued.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
Par Value.
14 Boston Nat’l Bank, Boston,
6 Continental Nat’l B’k, Boston,
93 Eliot National Bank, Boston, .
250 First National Bank, Boston, .
140 Howard Nat’l Bank, Boston, .
50 Merchants’ Nat’l B’k, Boston,
77 N’l B’k of Commerce, Boston,
128 N’l B’k of Redemption, Boston,
25 N’l B’k of the Republic, Boston,
225 N’) Hide & Leather B’k, Boston,
281 Nat’l Revere Bank, Boston,
35 Shawmut Nat’l Bank, Boston,
51 State National Bank, Boston, .
25 Suffolk Nat’l Bank, Boston, .
102 Washington Nat’l B’k, Boston,
157 Fall River N’l B’k, Fall River,
149 Massasoit N’l B’k, Fall River,
300 Metacomet N’l B’k, Fall River,
110 Nat’l Union Bank, Fall River,
800 Pocasset Nat’l B’k, Fall River,
180 Second Nat’l Bank, Fall River,
13 Railroad Nat’l Bank, Lowell, .
$1,400
600
9,300
25,000
14,000
5,000
7,700
12,800
2,500
22,500
28,100
3,500
5,100
2,500
10,200
15,700
14,900
30,000
11,000
80,000
18,000
1,300
$321,100
Estimated
Market Value.
$1,456
690
12,183
59,500
13,440
7,850
8,855
16,000
3,975
24,075
26,675
4,060
5,916
2,500
11,118
17,270
22,350
37,500
11,000
112,000
30,600
1,534
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$1,400
600
9,300
25,000
14,000
5,000
7,700
12,800
2,500
22,500
28,100
3,500
5,100
2,500
10,200
14,312
14,900
30,000
11,000
80,000
18,000
1,127
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
50
00
00
00
00
00
50
$430,547 00 $319,540 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Maine R.R 4is,
Concord & Montreal R.R. 4s, .
Maine Central R.R. 4^s, .
Maine Central R.R. 5s, .
Maine Central R.R. 6s, .
Maine Central R.R. 7s, .
St. Johnsbury & L. Champlain R.R. 5s,
Worcester, Nashua & Roch. R.R. 4s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$20,000
20,000
26,000
2,000
500
500
15.000
25.000
Estimated
Market Value.
$22,000
20,400
27,560
2,220
550
550
22.250
25.250
00
00
00
00
00
00
00
00
$109,000 $120,780 00
Amount Invested.
$20,000
20,000
26,000
2,000
500
500
15.000
25.000
00
00
00
00
00
00
00
00
$109,000 00
No. 8 .]
121
S A Y IN G S B A N K COM M ISSION ERS
C i t i z e n s ’ S a v in g s B a n k
— Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$20,916 64
41,996 94
2 0 ,0 0 0 00
286,000 0 0
Kate.
Amount.
l£ per cent.
“
3
“
H
“
2
$80,000
260,280
234,032
1,369,557
00
00
37
50
Bate.
Amount.
Kate.
3| per cent.
4
“
4è
“
5
«
$729,166 00
20,014 20
5 i per cent.
6
“
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value o f the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31,1894,
Number of loans which are of an amount not exceeding $3,000 each,
464
Aggregate amount of the same......................................................................................
643,376 20
Total number o f loans upon real e s t a t e , ................................................. 615
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
184,547 32
$2,875 08
2,170 00
144 91
Times for the dividends fixed by the b y-law s: second Monday in June and
December.
Rate and amount of each semi-annual dividend f 2£ per cent., $79,646 43 1
during the year ending Oct. 31, 1894,
.
. ( 2| per cent., 72,113 15)
Number of accounts opened during the year ending Oct. 31, 1894,
1,178
Number of accounts closed during the year ending Oct. 31, 1894,
1,142
Total number of open accounts Oct. 31, 1894,
.
.
.
.
5,701
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number o f s a m e , ........................................................................................ 4,498
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
5,403
Number of s a m e , ................................................. .........
Date of examination by commissioner: September 13.
151,759 58
10,127 25
464,510 37
560,883 15
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
N um
ber.
Amount.
3,046
$63,074 86
619
51,871 09
339
54,175 05
281
101,992 58
98
115
67,746 53
125,650 26
4,498
$464,510 37
not
not
not
less
.
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and char
itable associations, .
In trust................................
N um
ber.
Amount.
1,995
15
$210,271 79
6,065 97
31
338
5,044 82
71,074 90
[Pub. D oc
R E P O R T O F TH E
122
C IT Y S A V IN G S B A N K — P IT T S F IE L D .
Incorporated April 13,1893.
Present number of corporators, 16.
F r a n c is \V. R o c k w e l l , President.
H i r a m B. W e l l i n g t o n , Treasurer.
B e n j . M . E n g l a n d , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
O l iv e r W . R o b b in s ,
W m . M . M ercer,
H e n r y R . P ie r s o n ,
A r t h u r A . M il l s ,
H ir a m B. W e l l in g t o n .
Open for business every business day, except Saturdays, 9 a .m . to 12
Saturdays, 9 a . m . to 12 m . ; 1 to 6 p . m .
B alance
Sheet
O ctober
; 1 to 3
p .m
.
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposit in bank, on interest,
Deposits in banks, not on interest,
Expense account,
Premium account,
F u r n it u r e ,.......................................
Interest account, .
.
.
.
Cash on hand,
.
.
.
.
m.
$5,000
3,403
700
15,000
77,885
7,800
00
00
00
00
00
Deposits, .
Guaranty fund,
Interest account,
$129,469 05
180 46
289 85
00
8 ,0 0 0 00
5,120
3,463
591
1,306
811
34
822
82
15
52
25
76
96
90
$129,939 36
$129,939 36
Cash on Deposit in Banks, amount in each : —
Tittsfield National Bank, P i t t s f i e l d , .................................................................... $1,346 64
Third National Bank, Pittsfield....................................................................................
594 33
Agricultural National Bank, Pittsfield.......................................................................
1,522 18
First National Bank, A d a m s , ..............................................................................
5,120 82
Loans on Bank Stock, amount on each: —
On 5 shares Housatonic National Bank, S tockb ridge,....................................... $450 00
On 10 shares Pittsfield National Bank, P i t t s f i e l d , .......................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
250 00
N o. 8 .]
123
SA Y IN G S B A N K CO M M ISSIO N ERS.
C i t y S a v in g s B a n k
— Continued.
Detailed Statement o f Public Funds.
Par Value.
$5,000
Town of Adams 5s, .
Estimated
Market Value.
Amount Invested.
$5,000 00
$5,500 00
' No. o f
Shares.
Detailed Statement o f Bank Stocks.
19
7
Par Value.
First Nat’l Bank, Springfield,
Housatonic National Bank,
Stockbridge,
Estimated
Market Value.
Amount Invested.
$1,900
$2,318' 00
$2,318 00
700
1,085 00
1,085 00
$2,600
$3,403 00
$3,403 00
Detailed Statement o f Railroad Bonds.
Boston & Maine R.R. 4|s,
Fitchburg R.R. 5s, .
Penobscot Shore Line R R. 4s,
Par Value.
Estimated
Market Value.
$5,000
5.000
5.000
$5,525 00
5,287 50
5,000 00
$5,000 00
5.000 00
5.000 00
$15,000
$15,812 50
$15,000 00
Amount Invested.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
Kate.
$5,120 82
per cent.
Amount.
$86,825 00
Rate.
5 per cent.
Rate.
Amount.
$7,560 00
6
per cent.
Number o f loans which are o f an amount not exceeding $3,000 each,
46
Aggregate amount of the s a m e , ...............................................................................$52,385 00
Total number of loans upon real e s t a t e , ................................................. 49
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , .......................................................................................
Times for the dividends fixed by the by-laws : first Thursday in January
and July.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
2,461 35
124
R E P O R T O F TH E
C i t y S a v in g s B a n k —
[Pub. D oc.
Concluded.
Rate and amount of each semi-annual dividend f 2 per cent.,
$653 27
I
during the year ending Oct. 31, 1894, .
.
1 2 per cent.,
1,353 40
Number of accounts opened during the year ending Oct. 31, 1894,
. 341
Number of accounts closed during the year ending Oct. 31, 1894,
. 67
Total number of open accounts Oct. 31, 1 8 9 4 , ....................................... 482
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of t a x e s ),............................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................
889
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , ........................................................................................
257
Date of examination by commissioner : M ay 18.
$2,006 67
179 38
104,885 86
21,351 77
Glassification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
560
$9,658 49
109
9,418 08
84
13,869 31
85
30,501 41
29
22
19,438 5T
22,000 00
889
$104,885 86
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
Amount.
189
1
$37,835 76
210 00
3
8
268 00
5,350 00
No. 8 .]
C IT Y
S A Y IN G S B A N K CO M M ISSION ERS
F IV E
CENTS
S A V IN G S
Incorporated March 31, 1870.
125
B A N K — H A V E R H IL L .
Present number of corporators, 61.
J o h n B. N i c h o l s , President.
G e o . W . N o y e s , Treasurer.
G e o . W . N o y e s , Clerk o f the Corporation.
Names of committee charged with the investment of its fund s:
J o h n B . N ic h o l s ,
I e a 0 . Sa w y e r ,
Sa m u e l W . H o p k in s o n ,
C. W . Ch a s e ,
Jo h n E . G a l e .
Open for business every business day, except Saturdays, 9
on Saturdays, 9 a . m . to 12 m .
B alance
A
Sh eet
O ctober
ssets.
a .m
. to 12 m . ; 2 to 3 p . m . ;
31, 1894.
L ia b il it ie s .
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loans on railroad stock,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposit in bank, on interest,
Expense account,
Taxes p a id ,.......................................
Premium account,
Cash on hand,
.
.
.
.
$121,800
40,100
16,300
178,000
2,100
748,955
339,100
5,000
150
15,162
1,948
1,507
1,989
1,693
00
00
00
00
00
00
00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
L,377,232 21
63,225 00
24,938 19
8,411 00
00
00
00
89
65
00
86
$1,473,806 40
$1,473,806 40
Cash on Deposit in B a n k : —
First National Bank, Haverhill,
.
........................................................... $15,162 00
Loans on Bank Stock, amount on each: —
On
On
On
On
On
On
100 shares Essex National Bank, H a v e r h ill,................................................. $8,500
50 shares Second National Bank, Haverhill......................................................
5
1 share First National Bank, H a verh ill,...........................................................
2 shares First National Bank, H a v e r h i l l , ................................................
2 shares First National Bank, H a v e r h i l l , ...............................................
5 shares First National Bank, H a v e r h i l l , ................................................
On 20 shares Amesbury National Bank, A m e s b u r y ,........................................
00
000
100
200
200
400
00
00
00
00
00
1,900 00
Loans on Railroad Stock, amount on each: —
On 30 shares Boston & Maine R . R ............................................................................ $1,300 00
On 6 shares Boston & Maine R R
. , ...................................................................
600 00
On 2 shares Boston & Maine R .R ...............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
200 00
[Pub. Doc
R E P O R T O F TH E
126
C i t y F i v e C e n t s S a v in g s B a n k
— Continued.
Detailed Statement o f Public Funds.
Par Value.
City of
of
of
of
of
of
Akron, Ohio, 5s, .
Grand Rapids, Mich., 5s,
Brockton, Mass ,4s,
Cleveland, Ohio, 4s, .
Haverhill, Mass., 4s, .
Waterbury, Ct., 4s,
$•24,800
5.000
7.000
20,000
40.000
25.000
Estimated
Market Value.
$25,551
5,100
7,245
20,600
41,502
25,342
00
00
00
00
00
00
Amount Invested.
$24,800
5.000
7.000
20,000
40.000
25.000
00
00
00
00
00
00
$121,800 $125,340 00 $121,800 00
No. o f
Shares.
Detailed Statement o f Bank Stocks.
74
30
25
9
30
211
9
13
Par Value.
Continental N’l B’k, Boston, .
Massachusetts N’l B’k, Boston,
Merchants’ Nat’l Bank, Boston,
N’l B’k of Commerce, Boston,
Tremont Nat’l Bank, Boston, .
First Nat’l Bank, Haverhill, .
Haverhill N’l Bank, Haverhill,
Merrimac N’l Bank,Haverhill,
$7,400
3,000
2,500
900
3,000
21,100
900
1,300
$40,100
Estimated
Market Value.
$8,510
2,850
3,950
1,035
2,640
28,485
1,350
2,080
00
00
00
00
00
00
00
00
$50,900 00
Amount Invested.
$7,400
3,000
2,500
900
3,000
21,100
900
1,300
00
00
00
00
00
00
00
00
$40,100 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Maine R.R. 4s, .
Boston & Maine R.R. 4Js,
Concord & Montreal R.R. 4s, .
Fitchburg R.R. 4s, .
Fitchburg R.R. os, .
Leeds & Farmington R.R. 6s, .
Maine Central R.R. 7s, .
Old Colony R.R. 6s,
Upper Coos R.R. 4s,
Worcester, Nashua & Rochester
R.R. 4s,...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$50,000
10,(100
25,000
5,000
33,000
10,000
10,000
10,000
15,000
10,000
Estimated
Market Value.
$51,250
11,050
25,625
4,950
35,215
10,350
13,600
10,400
14,850
00
00
00
00
00
00
00
00
00
10,150 00
Amount Invested.
$50,000
10,000
25,000
5,000
33,000
10,000
10,000
10,000
15,000
00
00
00
00
00
00
00
00
00
10,000 00
$178,000 $187,440 00 $178,000 00
No. 8 .]
127
SA V IN G S B A N K CO M M ISSION ERS.
C i t y F i v e C e n t s S a v in g s B a n k
— Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$15,162 00
90.000 00
85.000 00
Rate.
2£
4
Amount.
$70,000 00
737,950 00
per cent.
“
“
Rate.
4^ per cent.
5
“
Amount.
Rate.
$40,800 00
87,855 00
5J per cent.
6
Number of loans which are of an amount not exceeding $3,000 each,
253
Aggregate amount of the s a m e , .............................................................................. $359,255
Total number of loans upon real e s t a t e , ................................................. 285
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
71,840
Times for the dividends fixed by the b y -la w s: first Wednesday in June
and December.
Rate and amount of each semi-annual dividend f 2£ per cent., $31,815 30 1
57,424
during the year ending Oct. 31, 1894, .
.
1 2 per c e n t, 25,609 63 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 905
Number of accounts closed during the year ending Oct. 31, 1894,
. 736
Total number of open accounts Oct. 31, 1894,
.
.
.
.
5,663
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
3,917
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
245,353
Number of s a m e , ........................................................................................ 4,299
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
239,462
Number of s a m e , ........................................................................................ 3,620
Date of examination by commissioner: March 13.
00
21
93
23
74
07
Classification o f Deposits received during the Year ending Oct. 31, 1894.
Numher.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Amount.
3,449
$52,029 95
396
33,040 88
202
31,528 11
168
58,047 50
58
26
40,507 30
30,200 00
4,299
$245,353 74
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and charitable associations, .
In trust, .
.
.
.
Numher.
Amount.
1,713
25
$109,137 89
4,721 72
27
15
9,895 67
3,343 14
[Pub. D oc.
R E P O R T O F TH E
128
C IT Y IN S T IT U T IO N F O R S A V IN G S — L O W E L L .
Incorporated April 12, 1837.
Present number of corporators, 41.
F r e d e r i c T . G r e e n h a e g e , President.
F . A . B u t t k i c k , Treasurer.
F . A . B u t t r ic k , Clerk o f the Corporation.
Names of committee charged with the investment o f its fund s:
A d d is o n P u t n a m ,
F. T. G r ee n h a lg e ,
L eonard H un tr ess,
H e n r y C. Cooper,
F r an k Coburn.
Open for business every business day, 9
B alance
Sh ee t
a .m .
to 1
October
. ; also Saturdays, 7 to 9 p . m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock ,.
Railroad bonds as per schedule,
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Burlington, Iowa, Electric Rail
way bonds,* .
.
.
.
Suspense account,
Cash on hand,
.
.
.
.
p .m
$ 8 6 6 ,0 0 0
704,969
43,600
1,068,000
25,711
2,582,188
1,002,788
00
75
00
00
68
Deposits, .
Guaranty fund,
Profit and loss
count, .
.
$6,110,216 36
350,000 00
ac
174,715 79
38
94
16,000 00
50 00
294,975 84
5,000 00
25,250 23
397 33
$6,634,932 15
$6,634,932 15
Cash on Deposit in Banks, amount in each: —
Appleton National Bank, Lowell, .
Pynchon National Bank, Springfield, .
National Bank o f Redemption, Boston,
State National Bank, Boston,
Shoe and Leather National Bank, Boston,
.
. $107,170 93f
.
75,000 00
.
55,511 25
7,001 73
.
50,291 93
* Taken to secure indebtedness.
t This deposit, in excess of the legal limit, has since been reduced.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N o. 8 .]
S A Y IN G S B A N K COM M ISSION ERS.
129
City Institution for Savings — Continued.
Loans on Bank Stock, amount on each: —
$
On 10 shares W am esit National Bank, Lowell,
.
On 15 shares W amesit National Bank, Lowell, .
On 15 shares Brockton National Bank, Brockton,
On 5 shares Brockton National Bank, Brockton, .
On 9 shares National Hide and Leather Bank, Boston
On 5 shares Prescott National Bank, Lowell,
On 38 shares Wamesit National Bank, Lowell,
On 10 shares Massachusetts Loan and Trust Co., Boston,
1,000 00
3.000 00
1.000 00
500
3,800
400
600
10,500
On 6 shares Appleton National Bank, Lowell,
On 111 shares Pacific National Bank, Lawrence,
On 10 shares Old Lowell National Bank, Lowell,
00
00
00
00
00
1,000 00
1,500 00
9.000 00
On 20 shares Lowell Trust Co., Lowell.
On 90 shares Old Lowell National Bank, Lowell,
On 5 shares Appleton National Bank, Lowell,
On 20 shares Lowell Trust Co., Lowell,
On 40 shares Agawam National Bank, Springfield,
On 30 shares First National Bank, Lowell, .
On 30 shares Old Lowell National Bank, Lowell,
2,100 00
3,200 00
3.000 00
3.000 00
Detailed Statement o f Public Funds.
Par Value.
Town of Maynard, Mass., 4s, .
City of Cleveland, Ohio, 4s,
of Des Moines, Iowa, 4s, .
of Des Moines, Iowa, 4^s,
of Fitchburg, Mass., 4s, .
of Lowell, Mass., 4s,
of Milwaukee, Wis , 5s, .
of Saginaw, Mich., 4^s, .
of Altoona, Pa., 4s, .
Town of Cranston, R. 1 , 4s,
City of Lawrence, Mass., 4s, .
of Waterbury, Conn., 4s, .
$15,000
52,000
60,000
90,000
125,000
50,000
100,000
50,000
50,000
74,000
100,000
100,000
$866,000
Estimated
Market Value.
$15,600
53,850
57,000
90,000
132,250
53,000
112,965
54,237
51,500
77,700
106,000
106,000
00
00
00
00
00
00
00
00
00
00
00
00
$910,102 00
Amount Invested,
$15,000
52,000
60,000
90,000
125,000
50,000
100,000
50,000
50,000
74,000
100,000
100,000
00
00
00
00
00
00
00
00
00
00
00
00
$866,000 00
No. o f
Shares.
Detailed Statement o f Bank Stocks.
80
200
204
210
124
Par Value.
Atlantic Nat’l Bank, Boston, .
Atlas Nat’l Bank, Boston,
Blackstone N’1 Bank, Boston,.
Boston Nat’l Bank, Boston, .
Boylston Nat’l Bank, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$8,000
20,000
20,400
21,000
12,400
Estimated
Market Value.
$9,820
23,400
20,425
21,840
15,562
00
00
50
00
00
Amount Invested.
$8,000
20,000
20,400
21,000
12,400
00
00
00
00
00
130
R E P O R T O F TH E
[Pub. Doc,
City Institution for Savings — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks— Concluded.
39
78
138
146
100
55
200
200
100
135
100
44
100
125
Bunker Hill N’l Bank, Boston,
National City Bank, Boston, .
Columbian Nat’l Bank, Boston,
Continental N’l Bank, Boston,
Eliot National Bank, Boston, .
Everett Nat’l Bank, Boston, .
First National Bank, Boston, .
Globe Nat’l Bank, Boston,
Hamilton Nat’l Bank, Boston,
Howard Nat’l Bank, Boston, .
Market Nat’l Bank, Boston, .
Merchants’ Nat’l Bank, Boston,
Metropolitan N’l B’k, Boston,
Massachusetts Loan and Trust
Company, Boston,
150 N’l B’k of Commerce, Boston,
250 N’l B’k of No. America, Boston,
400 N’l B’k of Redemption, Boston,
400 N’l B’k of the Republic, Boston,
30 National Eagle Bank, Boston,
50 Nat’l Exchange Bank, Boston,
100 N’l Hide & Leather B’k, Boston,
375 National Revere Bank, Boston,
36 National Union Bank, Boston,
70 Nat’l Webster Bank, Boston, .
65 New England N’l B’k, Boston,
167 North Nat’l Bank, Boston,
205 Suffolk Nat’l Bank, Boston,
400 Third Nat’l Bank, Boston,
236 Tremont Nat’l Bank, Boston, .
39 Washington N’l B’k, Boston, .
42 Framingham National Bank,
Framingham,
25 Bay State N’l Bank, Lawrence,
610 Appleton Nat’l Bank, Lowell,
66 First Nat’l Bank, Lowell,
220 Prescott Nat’l Bank, Lowell, .
72 Railroad Nat’l Bank, Lowell, .
41 Wamesit Nat’l Bank, L ow ell,.
25 First N’l Bank, Marlborough,
100 Nat’l Bank of the Commonwealth, Boston, .
40 Old Boston Nat’l Bank, Boston,
265 Second Nat’l Bank, Boston,
100 Shawmut Nat’l Bank, Boston,.
99 State Nat’l Bank, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
Estimated
Market Value.
Amount Invested.
$3,900
7,800
13,800
14,600
10,000
5,500
20,000
20,000
10,000
13,500
10,000
4,400
10,000
$7,800
6,396
14,283
16,790
13,100
4,578
47,600
18,000
11,050
13,061
8,500
6,941
9,750
00
00
00
00
00
75
00
00
00
25
00
00
00
$3,900
7,800
13,800
14,600
10,000
5,494
20,000
20,000
10,000
13,500
10,000
4,400
10,000
00
00
00
00
00
75
00
00
00
00
00
00
00
12,500
15,000
25,000
40,000
40,000
3,000
5,000
10,000
37,500
3,600
7,000
6,500
16,700
20,500
40,000
23,600
3,900
14,625
17,250
28,750
50,300
63,600
2,497
6,337
10,750
35,718
4,833
7,000
10,286
19,372
20,525
35,900
20,768
4,251
00
00
00
00
00
50
50
00
75
00
00
25
00
62
00
00
00
12,500
15,000
25,000
40,000
40,000
3,000
5,000
10,000
37,500
3,600
7,000
6,500
16,700
20,500
40,000
23,600
3,900
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
4,200
1,875
61,000
6,600
22,000
7,200
4,100
2,500
5,460
3,125
76,250
11,550
33,000
9,360
5,945
2,500
00
00
00
00
00
00
00
00
4,200
1,875
61,000
6,600
22,000
7,200
4,100
2,500
00
00
00
00
00
00
00
00
10,000
4,000
26,500
10,000
9,900
13,025
4,180
49,025
11,625
11,484
00
00
00
00
00
10,000
4,000
26,500
10,000
9,900
00
00
00
00
00
$704,975
$858,191 12 $704,969 75
No. 8 .]
131
SA V IN G S B A N K COM M ISSIONERS
City Institution for Savings— Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Lowell R.R. 7s,
Concord & Montreal R R. 4s, .
Conn. & Passumpsic Rivers R.R. 4 s,
Fitchburg R.R. 4s, .
Fitchburg R.R. 4|s, .
.
.
.
Fitchburg R.R. 5s..............................
Maine Central R.R. 4Js, .
Old Colony R.R. 4s,.
Worcester, Nashua & Roch. R.R. 4s,
Lowell & Lawrence R.R. 6s, .
Sullivan County R.R. 4s, .
Estimated
Market Value.
$150,000 $152,090 00
2,020 00
2,000
205.000 00
200,000
51,250 00
50.000
99,000 00
100,000
100,750 00
100,000
105.000 00
100,000
53.500 00
50.000
163,410 00
156.000
50.500 00
50.000
10,575 00
10.000
102,500 00
100.000
Amount Invested.
$150,000
2,000
200,000
50.000
100,000
100,000
100,000
50.000
156,000
50.000
10.000
100.000
00
00
00
00
00
00
00
00
00
00
00
00
$1,068,000 $1,095,595 00 $1,068,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Kate.
Amount.
$7,001 73
212,974 11
75,000 00
per cent.
2
3
»
Amount.
Rate.
$8,000 00
248,295 77
3,125,254 57
4§ per cent.
H
“
Amount.
$22,000 00
241,076 98
uary and July.
Rate and amount of each semi-annual dividend r 2 percent., $118,105 91 1
during the year ending Oct. 31, 1894,
.
. j 2 percent., 117,491 39 1
Number of accounts opened during the year ending Oct. 31, 1894,
1,742
Number of accounts closed during the year ending Oct. 31, 1894,
2,044
Total number of open accounts Oct. 31, 1894,
.
.
.
.
15,375
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
5^ per cent.
6
5
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value o f the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
.
.
Number o f loans which are of an amount not exceeding $3,000 each,
453
Aggregate amount o f the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , .......................................
596
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1 8 9 4 , ..............................................................................
Times for the dividends fixed by the by-laws: second Saturday in Jan
clusive of taxes),
Rate.
$25,711 68
48,700 00
208 24
624,460 38
28,250 23
321,241 49
235 5 97 30
...................................................................................................13,017 81
132
R E P O R T O F TH E
[Pub. D oc
City Institution for Savings — Concluded.
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , .................................................................................................. $736,991 13
Number of s a m e , ........................................................................................ 11,436
Amount o f withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
Number of s a m e , ........................................................................................ 18,048
Date of examination by commissioner: November 13.
1,028,537 11
Classification of Deposits received daring the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
8,870
$188,714 21
1,331
115,881 74
548
85,513 06
454
152,090 07
141
92
98,971 29
95,820 76
11,436
$736,991 13
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust, .
.
.
.
Num
ber.
Amount.
5,484
31
$333,331 88
9,617 31
88
840
10,483 46
45,091 23
No. 8 .]
SA V IN G S B A N K CO M M ISSION ERS.
133
C L IN T O N S A V IN G S B A N K — CLIN T O N .
Incorporated M ay 15, 1851.
Present number of corporators, 52.
C h a r l e s L . S w a n , President.
C . L . S. H a m m o n d , Treasurer.
C h a s . G. S t e v e n s , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
C. L . S w a n ,
C. C. S t o n e ,
G. W . W e e k s ,
J. E . T h a y e r ,
L u c iu s F i e l d .
Open for business every business day, except Saturdays, 9
Saturdays, 9 a . m . to 1 p .m .
a .m
. to 12 m ., and 2 to 4 p . m . ;
B alance Sheet O ctober 31, 1894.
A ssets.
L ia b il it ie s .
Public funds as per schedule,
Loan on public funds,
Bank stock as per schedule,
Loan on bank stock, .
Railroad bonds as per schedule,
Loan on railroad stock,
Railroad notes, .
.
.
.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposit in bank, on interest,
Deposit in bank, not on interest,
Premium account,
100 shares Oregon Railway and
Navigation Co.,
$5,000 Wabash R .R . 2d mortgage 5 s , .......................................
$10,000 Oregon Short Line &
Utah Northern R .R . 5s,
Cash on hand,
.
.
.
.
$58,000 00
1 ,0 0 0 00
84,000
1,900
85,000
25,000
25,000
803,912
428,640
00
00
00
00
00
14
00
65,100
30,862
10,200
10,682
00
38
89
91
Deposits, .
Guaranty fund,
Profit and loss account, ..
2,082 51
*18,200 00
16,937 18
$1,664,435 50
*
$1,608,952 99
53,400 00
$1,664,435 50
Taken to secure indebtedness.
Cash on Deposit in Banks, amount in each: —
First National Bank, C l i n t o n , .............................................................................. $10,200 89
First National Bank, B o s t o n , ...............................................................................
30,862 38
Loan on Public Funds : —
On $1,000 United States 4s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1,000 00
[Pub. D oc
R E P O R T O F TH E
134
C lin to n Savings B a n k — Continued.
Loan on Bank Stock : —
On 55 shares First National Bank, C lin to n ,...........................................................$1,900 00
Loan on Railroad Stock : —
On 250 shares Boston & Maine R . R . , .....................................................................$25,000 00
Detailed ¡Statement o f Public Funds.
Par Value.
City of
of
of
of
of
of
Boston, Mass., 4s,
Boston, Mass , 5s,
Cambridge, Mass , 6s, .
Clinton, Mass., 4s,
Providence, R. I., 6s, .
Taunton, Mass., 5s,
$4,000
2,000
5,000
38,000
1,000
8,000
$58,000
Estimated
Market Value.
$4,080
2,300
6,000
39,669
1,160
8,020
00
00
00
66
00
00
$61,229 66
Amount Invested.
$4,000
2,000
5,000
38,000
1,000
8,000
00
00
00
00
00
00
$58,000 00
No. o f
Shares.
Detailed Statement o f Bank Stocks.
14 Atlas National Bank, Boston, .
20 Central National Bank, Boston,
5 National City Bank, Boston, .
10 N’l Hide & Leather B’k, Boston,
16 Howard Nat’l Bank, Boston, .
20 Market National Bank, Boston,
50 Manufacturers1N’l B’k, Boston,
30 Metropolitan N’l B’k, Boston, .
2 Boston National Bank, Boston,
44 N’l B’k of No. America, Boston,
70 Nat’l Webster Bank, Boston, .
329 First National Bank, Clinton, .
40 Fitchburg N ’l B’k, Fitchburg,
50 National Bank of Commerce,
New Bedford,
50 First Nat’l B’k, New Bedford,
50 Orange Nat’l Bank, Orange, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
$1,400
2,000
500
1,000
1,600
2,000
5,000
3,000
200
4,400
7,000
32,900
4,000
Estimated
Market Value.
$1,638
2,540
410
1,075
1,548
1,700
5,000
2,950
208
5,060
7,000
41,125
6,000
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$1,400
4,000
500
1,000
1,600
2,000
5,000
3,000
200
4,400
7,000
32,900
6,000
00
00
00
00
00
00
00
00
00
00
00
00
00
5,000
5,000
5,000
4,150 00
7,250 00
7,500 00
5,000 00
5,000 00
5,000 00
$80,000
$95,154 00
$84,000 00
No. 8 .]
135
SA Y IN G S B A N K COM M ISSION ERS
Clinton Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Albany R.R. 6s,
Boston & Lowell R.R. 4s,
Boston & Lowell R.R. 5s,
Fitchburg R.R. 4s, .
Fitchburg R.R. 5s, .
Maine Central R.R. 7s, .
Old Colony R.R. 4 s,.
Old Colony R R. 6 s,.
Boston & Lowell R R. 4|s,
$1,000
20,000
4,000
6,000
35,000
7,000
1,000
10,000
1,000
$85,000
Estimated
Market Value.
$1,020
20,400
4,266
6,000
37,408
9,520
1,068
10,650
1,072
Amount Invested.
00
00
67
00
33
00
33
00
50
$91,405 83
$1,000
20,000
4,000
6,000
35,000
7,000
1,000
10,000
1,000
00
00
00
00
00
00
00
00
00
$85,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Rate.
Amount.
Rate.
2 per cent.
4
“
“
4^
$141,600 00
789,226 59
3,028 55
4J per cent.
5
“
5h
“
Amount.
$30,862 38
271,000 00
55,000 00
Amount.
$87,712 00
2,985 00
Rate.
6 per cent.
7
Number of loans which are o f an amount not exceeding $3,000 each, . 337
$401,902
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 381
Gross amount of interest or profits received or earned, as per books,
during year ending Oct. 31, 1 8 9 4 , .....................................................................
71,516
Times for the dividends fixed by the by-la w s: second Monday in April
and October.
Rate and amount o f each semi-annual dividend j 2 per cent., $29,319 13 1
59,153
during the year ending Oct. 31, 1894,
.
( 2 per cent.,
29,834 83 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 773
Number of accounts closed during the year ending Oct. 31, 1894,
. 639
Total number of open accounts Oct. 31, 1894,
.
.
.
.
5,239
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
4,625
clusive o f taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894.......................................................................................................
Number of s a m e , .................................................................................................. 4,241
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
Number of s a m e , ...................................................................................................3,737
Date of examination by commissioner: April 17.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
17
87
96
96
291,466 76
282,098 66
136
R E P O R T O F TH E
Clinton Savings Bank —
[Pub. Doc
C onclud ed .
Glassification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
Of $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
3,115
$64,688 89
607
50,497 01
247
38,442 48
182
60,728 98
52
38
37,094 85
40,014 55
4,241
$291,466 76
not
not
not
less
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
2,334
13
$152,073 01
2,899 63
90
29
4,445 18
4,494 50
N o. 8 .]
SA V IN G S B A N K CO M M ISSION ERS.
137
COHASSET SAVIN' G-S B A N K — C OH AS SET.
Incorporated Feb. 28,1845.
Present number of corporators, 44.
(Vacant) President.
C a l e b L o t h r o p , Treasurer.
C a l e b L o t h r o p , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
M o r g a n B. S t e t s o n ,
L o u is N . L i n c o l n ,
A brah am H. T ow er.
Open for business every business day, 9
a .m
. to 12 m . ; and 1.30 to 4 p . m .
Balance Sheet October 31, 1894.
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes), .......................................
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
L ia b il it ie s .
$9,000
52,700
5,000
23,000
365,559
82,896
00
00
00
00
15
62
31,500
26,394
605
615
00
05
04
28
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
.
$597,270 14
$560,060 99
21,610 00
8,513 14
7,086 01
$597,270 14
Cash on Deposit in Banks, amount in each : —
Boston National Bank, Boston..................................................................................... $18,934 55
Hingham National Bank, H i n g h a m , .....................................................................
7,459 50
Loan on Bank Stock: —
On 50 shares Fourth National Bank, B o s t o n , ................................................. $5,000 00
Detailed Statement o f Public Funds.
Par Value.
City of Springfield, Ohio, 4^s,.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$9,000
Estimated
Market Value.
$9,675 00
Amount Invested.
$9,000 00
[Pub. D oc.
R E P O R T O F TH E
138
C oh a sset Savings B a n k — Continued.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
Par Value.
08
13
45
43
20
40
18
20
25
30
23
12
22
45
32
38
36
15
10
10
Allas National Bank, Boston,
Blackstone Nat’l Bank, Boston,
Boston National Bank, Boston,
National City Bank, Boston, .
Columbian Nat’l Bank, Boston,
Continental Nat’l Bank, Boston,
National Eagle Bank, Boston,
EverettNationalBank, Boston,
N’l Hide & Leather B’k, Boston,
Market National Bank, Boston,
Merchants’ Nat’l Bank, Boston,
North National Bank, Boston,
National Bank of the Republic,
Boston,
.
.
.
.
Nat’l Revere Bank, Boston,
Shawmut Nat’l Bank, Boston,
State National Bank, Boston,
Tremont Nat'l Bank, Boston, .
National Union Bank, Boston,
Washington Nat’l B’k, Boston,
Nat’l Webster Bank, Boston, .
Estimated
Market Value.
Amount Invested.
00
00
00
00
00
00
00
00
50
00
00
00
$3,000
1,300
4,500
4,300
3,200
4,500
3,200
3,800
3,600
1,500
1,000
1,000
00
00
00
00
00
2,010 00
1,080 00
1,000 00
$52,700
$56,196 50
$3,000
1,300
4,500
4,300
2,000
4,000
1,800
2,000
2,500
3,000
2,300
1,200
2,200
4,500
3,200
3,800
3,600
1,500
$3,510
1,300
4,680
3,526
2,060
4,600
1,494
1,660
2,687
2,550
3,634
1,392
2,000
4,000
1,800
2,000
2,500
3,000
2,300
2,200
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
1,000 00
1,000 00
3,454
4,275
3,712
4,408
3,164
$52,700 00
Detailed Statement o f Railroad Bonds.
Par Value.
Eastern R.R. 6s,
.
Upper Coos R.R. 4^s,
.
Amount Invested.
10,000
$15,730 00
10,800 00
$13,000 00
10,000 00
$23,000
$26,530 00
$23,000 00
$13,000
.
Estimated
Market Value.
Total Amount o f Loans, with Each Specified Rate oj Diterest.
Rate.
Amount.
$3,246 62
26,394 05
22,000 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
0
2
per cent.
4
“
“
Amount.
$7,000 00
27,800 00
24,000 00
Rate.
Amount.
Rate.
4^ per cent.
4è
“
4|
$194,010 00
92,400 00
114,499 15
5 per cent.
5è
“
6
»
No. 8 .]
139
SA Y IN G S B A N K COM M ISSION ERS.
C ohasset Savings B a n k —
C oncluded.
Number of loans which are o f an amount not exceeding $3,000 each,
148
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 202
Amount of investments from which no income is received................................
Gross amount of interest or profits received or earned, as per books, during
$116,240 77
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y -la w s: first Tuesday in January
29,607 33
and July.
Rate and amount o f each semi-annual dividend f 2 per cent., $10,867
during the year ending Oct. 31,1894,
.
. 1 2 per cent., 10,924
Number of accounts opened during the year ending Oct. 31, 1894,
.
Number of accounts closed during the year ending Oct. 31, 1894,
.
69 i
61 j
99
97
3,246 62
21,792 30
Total number of open accounts Oct. 31, 1894,
.
.
.
.
1,315
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes), ............................................................................................................
Amount of deposits, not including dividends, received during the year end
1,998 52
ing Oct. 31, 1 8 94,............................................................................................................
Number of s a m e , ..................................................................................................
Amount of withdrawals, including dividends, during the year ending Oct.
70,335 73
31, 1894...............................................................................................................................
Number of s a m e , .................................................................................................. 829
Date of examination by commissioner: July 10.
86,228 23
Classification o f Deposits received during the Tear ending Oct. 31, I S 94.
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
407
$8,681 58
95
7,923 53
not
not
57
8,636 74
45
15,454 33
39
2
27,639 55
2,000 00
645
$70,335 73
not
less
N um
ber.
Amount.
To the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and char
itable associations, .
In trust, .
.
.
.
Amount.
331
4
$23,123 29
722 32
37
123
2,692 10
10,128 65
140
R E P O R T O F TH E
[Pub. D oc.
C O N W A Y S A V IN G S B A N K — C O N W A Y .
Incorporated March 10, 1887.
Present number of corporators, 23.
J o h n B . P a c k a r d , President.
W . G . A v e r y , Treasurer.
\V. G . A v e r y , Clerk o f the Corporation.
Names of committee charged with the investment o f its funds:
Ca r l o s B a t c h e l d e r ,
A rthur P. D elabarre,
Jo h n B . P a c k a r d ,
H a r r is D . P e a s e ,
Ch a s . B . M e r r it t .
Open for business every business day, 9
B a l a n c e Sh ee t O ctober
a .m
. to 3 p . m .
31, 1894.
L ia b il it ie s .
Public funds as per schedule, .
Bank stock as per schedule,
Loans on bank stock,
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
$5,000 00
2,000 00
1,890 00
5.000 00
97,615 00
19,380 00
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
$154,491 52
1,878 39
678 77
5.000 00
200 00
20,963 68
$157,048 68
$157,048 68
Cash on Deposit in Banks, amount in each: —
Conway National Bank, Conway,
.
.
.
.
National Bank of the Commonwealth, Boston,
City National Bank, Holyoke.................................................
Park National Bank, H o l y o k e , ........................................
$7,243
2,720
6,000
5,000
10
58
00
00
Loans on Bank Stock, amount on each: —
On
On
On
On
3 shares Conway National Bank, Conway,
3 shares Conway National Bank, Conway,
5 shares Conway National Bank, Conway,
15 shares City National Bank, Holyoke,
On 5 shares Northampton National Bank, Northampton,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$90 00
200 00
400 00
700 00
500 00
No. 8 .]
141
SA Y IN G S B A N K COM M ISSIONERS
Conway Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of
of
of
of
Cleveland, Ohio, 5s, .
Boston, Mass., 5s,
Holyoke, Mass., 4s,
Milwaukee, Wis., 5s, .
Estimated
Market Value.
11,000
1,000
2,000
1,000
$1,028
1,160
2,108
1,178
$5,000
$5,476 70
Amount Invested.
70
80
40
80
$1,000
1,000
2,000
1,000
00
00
00
00
$5,000 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
10
10
Par Value.
Conway N’l Bank, Conway,
City Nat’l Bank, Holyoke,
.
Estimated
Market Value.
Amount Invested.
$1,000
1,000
$1,180 00
1,150 00
$1,000 00
1,000 00
$2,000
$2,280 00
$2,000 00
Detailed Statement o f Railroad Bonds.
Par Value.
Fitchburg R.R. 6s, .
Boston & Albany R.R. 4s,
Connecticut River R.R. 4s,
Old Colony R.R. 4s,.
Worcester, Nashua & Roch. R.R. 4s,
Estimated
Market Value.
$1,000
1,000
1,000
1,000
1,000
$1,048
1,060
1,055
1,053
1,036
$5,000
$5,254 30
80
10
70
50
20
Amount Invested.
$1,000
1,000
1,000
1,000
1,000
00
00
00
00
00
$5,000 00
Total Amount of Loans , with Each Specified Rate of Interest.
Amount.
$2,720 58
7,243 10
Rate.
2
per cent.
3
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$16,000 00
115,735 00
Rate.
4 per cent.
5
“
Amount.
$3,350 00
Rate.
6
per cent.
142
R E P O R T O F TH E
Conway Savings Bank —
[Pub. Doc.
C on clu d ed .
Number of loans which are of an amount not exceeding $3,000 each,
66
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 55
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 ,.........................................................................................
Times for the dividends fixed by the by-laws : M ay 1 and November 1.
Rate and amount of each semi-annual dividend f 2 per cent.,
$2,773 11 1
during the year ending Oct. 31, 1894,
.
. 1 2 per cent.,
2,846 01
Number of accounts opened during the year ending Oct. 31, 1894,
87
Number of accounts closed during the year ending Oct. 31, 1894,
78
Total number of open accounts Oct. 31, 1894,
.
.
.
.
602
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 ,...................................................................................................
Number of same........................................................................................................340
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
$56,585 00
7,327 54
5,619 12
454 66
26,949 42
30,413 22
Number of s a m e , .................................................................................................. 377
Date of examination by commissioner : April 30.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num
ber.
Amount.
241
$4,130 05
48
4,161 81
19
3,013 00
24
9,084 98
4
4
2,559 58
4,000 00
340
$26,949 42
not
not
not
less
To the credit —
Of women, both adult
and minor,
Of guardians,
O f religious and charitable associations, .
In trust................................
Am ount.
154
2
$9,619 04
40 00
1
3
51 00
562 34
No. 8 .]
S A Y IN G S B A N K COM M ISSIONERS
143
C O U N T Y S A V IN G S B A N K — CH ELSE A.
Incorporated Feb. 27, 1890.
Present number of corporators, 62.
A l b e r t D . B osson , President.
G eo. T. R
V e r n o n A . F i e l d , Clerk o f the Corporation.
o berts,
Treasurer.
Names of committee charged with the investment of its funds :
J o h n H . C u n n in g h a m ,
H en ry N . W entw orth,
G eo . W . M o se s ,
A l b e r t D . B osson ,
M il t o n R a y ,
J ohn M u l l o y ,
W . H . H ix o n .
Open for business every business day, 8 a . m . to 1 p . m . ; and on Monday, Wednesday
and Thursday, 5 to 8 p . m . ; Saturday, 5 to 9 p . m .
B a l a n c e Sh e e t O cto ber
L ia b il it ie s .
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Expense account,
Premium account,
Cash on hand,
.
.
.
.
31, 1894.
$17,100
11,800
1,350
16,800
190,622
31,300
15,887
98
1,231
570
00
00
00
00
25
00
30
75
25
76
$286,760 31
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$279,678 00
3,852 00
433 56
2,796 75
$286,760 31
Cash on Deposit in Banks, amount in each: —
Winnisimmet National Bank, Chelsea, .
First W ard National Bank, Boston,
Winthrop National Bank, Boston,
$13,202 67
2,510 64
173 99
Loans on Bank Stock, amount on each: —
On 15 shares Winnisimmet National Bank, C h e l s e a ,....................................... $1,200 00
On 10 shares Baxter National Bank, Rutland, V t . , ........................................
150 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
[Pub. D oc
R E P O R T O F TH E
144
County Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Akron, Ohio, 5s, .
of Brockton, Mass., 4s,
of Cleveland, Ohio, 4s,
of Haverhill, Mass., 4s,
of Lake View, 111., 7s,
of Milwaukee, Wis., 5s,
of Springfield, Ohio, 6s,
Town of Ashland, Mass., 4s,
.
.
.
.
$2,000
4,000
3,000
1,000
3,000
3,000
400
700
$17,100
Estimated
Market Value.
$2,023
4,250
3,068
1,020
3,067
3,309
421
712
60
00
50
00
50
00
00
00
$17,871 60
Amount Invested.
$2,000
4,000
3,000
1,000
3,000
3,000
400
700
00
00
00
00
00
00
00
00
$17,100 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
1
11
6
3
1
10
4
25
20
10
3
6
5
10
3
Par Value.
National City Bank, Boston, .
Columbian Nat’l B’k, Boston,
National Eagle Bank, Boston,
N’l B’k of No America, Boston,
Suffolk National Bank, Boston,
Washington Nat’l B’k, Boston,
Freeman’s Nat’l Bank, Boston,
First Ward Nat’l B’k, Boston,
Third National Bank, Boston,
First National Bank, Chelsea,
Winnisimmet N’l B’k, Chelsea,
Dedham Nat’l Bank, Dedham,
First Nat’l B’k, Newburyport,
So. Danvers N’l B’k, Peabody,
Mechanics’ N’l B’k, Worcester,
$100
1,100
600
300
100
1,000
400
2,500
2,000
1,000
300
600
500
1,000
300
$11,800
Estimated
Market Value.
Amount Invested.
$82
1,138
499
348
100
1,090
400
3,250
1,800
1,050
300
624
650
1,165
300
$100
1,100
600
300
100
1,000
400
2,500
2,000
1,000
300
600
500
1,000
300
00
50
50
00
00
00
00
00
00
00
00
00
00
00
00
$12,797 00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$11,800 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Concord & Montreal R.R. 4s, .
Cheshire R.R. 6s,
Old Colony R.R. 6 s,.
Portland & Kennebec R.R. 6s,
Upper Coos R.R. 4s,
Maine Central R.R. 4s,
Maine Central R.R. 4^s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$6,000
3,000
1,000
300
5,000
1,000
500
$16,800
Estimated
Market Value.
$6,195
3,180
1,016
303
5,000
1,000
531
00
00
50
00
00
00
50
$17,226 00
Amount Invested.
$6,000
3,000
1,000
300
5,000
1,000
500
00
00
00
00
00
00
00
$16,800 00
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS
145
County Savings Bank — Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Rate.
Amount.
$2,684 63
13,202 67
21
Amount.
$16,050 00
12,500 00
per cent.
“
Rate.
Amount.
5 per cent.
5è
“
$194,722 25
Number of loans which are o f an amount not exceeding $3,000 each, .
Rate.
6
per cent.
131
Aggregate amount o f the s a m e , ....................................... .........
. ■ .
. $164,543
Total number of loans upon real e s t a t e , ................................................. 128
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 ,........................................................................................
14,441
Times for the dividends fixed by the b y-la w s: third Saturday in April
and October.
Rate and amount of each semi-annual dividend f 2 per cent., $4,337 12 7
g
during the year ending Oct. 31, 1894, .
.
. (2 p e rc en t.,
4,864 8 8 i
’
Number of accounts opened during the year ending Oct. 31, 1894,
. 402
Number of accounts closed during the year ending Oct. 31, 1894,
. 239
Total number of open accounts Oct. 31, 1894,
.
.
.
.
1,404
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
.............................................................................. .........
.
2,033
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
143,160
Number of s a m e , .................................................................................................. 2,381
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
103,672
Number of same........................................................................................................ 1,585
Date of examination by commissioner : April 26.
•
00
83
00
21
85
53
Glassification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
.
N um
ber.
Amount.
1,922
$27,610 63
194
15,642 45
111
17,466 23
102
37,577 18
23
29
15,744 36
29,120 00
2,381
$143,160 85
not
not
not
less
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
To the credit —
Of women, both adult
and minor,
O f guardians,
Of religious and charitable associations, .
In trust, .
.
.
.
Amount.
840
6
$38,806 36
584 00
83
181
24,817 72
13,816 64
[Pub. D oc.
R E P O R T O F TH E
146
CROCKER IN S T IT U T IO N FOR SA V IN G S — TU R N E R ’S
FALLS.
Incorporated April 3, 1869.
Present number of corporators, 31.
G. L. R is t , President.
D . P . A b e r c r o m b ie , Treasurer.
W . H . P. G il m o r e , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
G. L. R
is t ,
Jam es A . G unn,
E . L . Goddard.
Open for business every business d a y , 9
B alan ce Sh eet O ctober
a .m .
p .m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposit in bank, on interest,
Deposit in bank, not on interest,
Real estate,.......................................
Premium account,
Cash on hand.....................................
to 3
$85,000
23,300
6,750
83,500
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
Suspense account, .
00
00
00
00
$803,138 62
22,500 00
5,601 80
119 71
31,000 00
403,550 76
179,793 42
8,300 00
3,100 00
5,094 32
2 00 00
1,632 50
139 13
$831,360 13
$831,360 13
Cash on Deposit in Bank : —
Crocker National Bank, Turner’s Falls,
.
.
.
.
.
.
.
$8,194 32
Loans on Bank Stock, amount on each: —
On 17 shares Crocker National Bank, Turner’s Falls, .
On 5 shares Crocker National Bank, Turner’s Falls, .
On 8 shares Crocker National Bank, Turner’s Falls, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,500 00
400 00
500 00
No. 8 .]
147
SA Y IN G S B A N K COM M ISSIONERS
Crocker Institution for Savings — Continued.
$100 00
On 6 shares Crocker National Bank, Turner’s Falls,
On 3 shares Crocker National Bank, Turner’ s Falls,
On 40 shares Packard National Bank, Greenfield,
250 00
4,000 00
Detailed Statement o f Publie Funds.
Par Value.
City of Bangor, Me., Gs, .
of Boston, Mass., ôs,
of Cambridge, Mass., 4 s,.
of Cleveland, Ohio, 5s,
of East Saginaw, Mich., 5s,
of Fort Wayne, Ind., 6s, .
of Fort Wayne, Ind., 4Js,
of Providence, R. I., 5s, .
of Salem, Mass., 5 s,.
of Springfield, Mass., 4s, .
Town of Turner’s Falls (Fire Dis
trict) 4s,
.
.
.
.
District of Columbia 6s, .
District of Columbia 5s, .
City of Lynn, Mass., 5s, .
of Meriden, Conn., 4s,
of Milwaukee, Wis., 5s, .
of Somerville, Mass., 4|s,
Estimated
Market Value.
Amount Invested.
$5,000
4,000
20,000
4,000
3,000
1,000
4,000
5,000
7,000
5,000
$5,675
4,680
20,900
4,335
3,210
1,095
4,320
5,400
7,805
5,325
00
00
00
00
00
00
00
00
00
00
$5,000
4,000
20,000
4,000
3,000
1,000
4,000
5,000
7,000
5,000
00
00
00
00
00
00
00
00
00
00
4,000
2,000
8,000
1,000
5,000
5,000
2,000
4,160
2,320
8,500
1,110
5,100
5,725
2,160
00
00
00
00
00
00
00
4,000
2,000
8,000
1,000
5,000
5,000
2,000
00
00
00
00
00
00
00
$35,000
$85,000 00
$91,820 00
No. o f
Shares.
Detailed Statement o f Bank Stocks.
10
7
6
10
10
10
40
40
100
Par Value.
Central Nat’l Bank, Boston, .
Columbian Nat’l Bank, Boston,
Nat’l Webster Bank, Boston, .
Eliot Nat’l Bank, Boston,
Tremont Nat’l Bank, Boston, .
N’l B’k of Commerce, Boston,
Continental N’l Bank, Boston,
Conway Nat’l Bank, Conway,
Crocker Nat’l Bank, Turner's
F a l l s , ..................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$1,000
700
600
1,000
1,000
1,000
4,000
4,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$1,000
700
600
1,000
1,000
1,000
4,000
4,000
$1,270
700
600
1,310
880
1,150
4,600
4,800
10,000
12,200 00
10,000 00
$23,300
$27,510 00
$23,300 00
\
[Pub. Doc.
R E P O R T O F TH E
148
Crocker Institution for Savings — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston,Revere Beach & Lynn R R.6s,
Fitchburg R.R. 4^s, .
.
.
.
Fitchburg R.R. 5s, .
V
Maine Central R.R. 4|s, .
Old Colony R.R. 6s,.
Portland & Ogdensburg R R 6s,
Vermont & Massachusetts K.R. 5s, .
Boston & Albany R.R. 5s,
Concord & Montreal R R. 4s, .
Boston & Maine R.R. 4£s,
Boston, YVinthrop & Shore R.R. 5s,
Conn. & Passumpsic Rivers R.R. 4s,
Worcester & Nashua R.R. 4s, .
$8,000
5,000
15,000
5,000
5,000
3,500
5,000
10,000
5,000
10,000
5,000
2,000
5,000
$83,500
Estimated
Market Value.
$8,400
5,050
15,600
5,300
5,280
3,850
5,250
10,900
5,125
11,050
5,450
2,040
5,050
00
00
00
00
00
00
00
00
00
00
00
00
00
$88,345 00
Amount Invested,
$8,000
5,000
15,000
5,000
5,000
3,500
5,000
10,000
5,000
10,000
5,000
2,000
5,000
00
00
00
00
00
00
00
00
00
00
00
00
00
$83,500 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$3,100 00
6,000 00
Rate.
Id per cent.
4
Amount.
$65,500 00
Rate.
Amount.
Rate.
4d per cent.
$526,894 18
5 per cent.
Amount invested in real estate for banking purposes...........................................$31,000 00
Estimated value of the s a m e , ..............................................................................
31,000 00
22,400 00
Assessed value of the s a m e ,........................................................................................
Net income received from same during year ending Oct. 31, 1894,
.
.
1,459 91
Value, by books, o f other real estate held or owned by foreclosure or
otherwise, .....................................................................................................................
200 00
Assessed value of the s a m e ,........................................................................................
300 00
Number of loans which are of an amount not exceeding $3,000 each, 431
Aggregate amount of the s a m e , ...............................................................................
335,402 15
Total number of loans upon real e s t a t e , ................................................. 394
Amount of investments from which no income is received, .
.
.
.
200 00
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1894,
..............................................................................
42,413 77
Times for the dividends fixed by the by-laws : January 1 and July 1.
Rate and amount of each semi-annual dividend | 2 per cent., $14,956 21 1
during the year ending Oct. 31, 1894, .
.
. 1 2 per cent , 15,414 64 I
Number of accounts opened during the year ending Oct. 31, 1894,
. 320
Number of accounts closed during the year ending Oct. 31, 1894,
. 270
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,219
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
39370
’
85
No. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
Crocker Institution for Savings
149
— C oncluded.
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................$2,317 76
Amount o f deposits, not including dividends, received during the year
ending Oct. 31, 1894, ..................................................................................................
115,958 01
Number of same..............................................................................................1,706
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
113,040 25
Number o f s a m e , .........................................................................................1,559
Date of examination by commissioner : February 9.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
1,285
$25,200 86
217
17,274 92
95
14,845 94
65
22,121 82
23
21
15,444 47
21,070 00
1,706
$115,958 01
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
Of women, both adult
and minor,
O f guardians,
.
.
O f religious and chari
table associations, .
In trust................................
Amount.
600
3
$36,271 52
23 00
49
16
2,162 60
3,909 53
150
R E P O R T O F TH E
[Pub. D oc
D A N V E R S S A V IN G S B A N K — D A N V E R S .
Incorporated March 20, 1850.
A u g ustus M u d g e ,
Present number of corporators, 44.
A l b io n F . W
P r e s id e n t .
A
l b io n
F. W
elch, T r e a s u r e r .
elch, C l e r k o f th e C o r p o r a t io n .
Names o f committee charged with the investment of its funds :
I r a . P . P ope,
J. F r a n k P o r t e r ,
Ch as. H. G ould,
C h a u n c e t S. R ic h a r d s ,
G il b e r t A . T a b l e t .
Open fo r business every business day, 8
a .m .
B a l a n c e S h ee t O ctober
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loan on railroad bonds,
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposits in banks, not on inter
est, .................................................
Insurance account,
Taxes p a id ,.......................................
Cash on hand,
.
.
.
.
to 12
m.
; 1 to 3
p .m .
31, 1894.
L ia b il it ie s .
$ 1 0 ,0 0 0
142,480
25,175
150,000
25,000
52,051
510,815
480,485
00
50
00
00
00
51
00
49
Deposits, .
Guaranty fund,
Interest account,
Undivided earnings,
$1,343,262
70,000
4,721
28,811
18
00
47
60
1 ,0 0 0 00
350 00
42,787 59
2,004
145
5
4,494
47
83
62
24
$1,446,795 25
$1,446,795 25
Cash on Deposit in Banks, amount in each : —
Faneuil Hall National Bank, B o s to n ,..................................................................... $38,338 77
First National Bank, D a n v e r s , ..............................................................................
6,448 82
.
4 47
Maverick National Bank, B o s t o n , ................................................. .........
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
151
SA Y IN G S B A N K COM M ISSIONERS
Danvers Savings Bank — Continued.
Loans on Bank Stock, amount on each: —
On
On
On
On
On
6 shares Salem National Bank, Salem.................................................................I
16 shares First National Bank, D anvers,.......................................................... j
5 shares First National Bank, Danvers...............................................................
200 shares Massachusetts National Bank, B o s to n ,........................................
175 shares Traders’ National Bank, B o s t o n ,.................................................
*1 800 00
’
375 00
15,000 00
8,000 00
Loan on Railroad Bonds : —
On $30,000 Providence & Springfield R .R . 5 s , .................................................$25,000 00
Detailed Statement o f Public Funds.
Par Value.
City of Boston, Mass., 4s,
$10,000
Estimated
Market Value.
$10,200 00
Amount Invested,
$10,000 CO
Shares.
1No. of
Detailed Statement o f Bank Stocks.
Atlas National Bank, Boston, .
Blackstone N’l Bank, Boston, .
Continental Nat’l B’k, Boston,.
N’l B’k of Commerce, Boston,.
Nat’l Exchange Bank, Boston,
Globe National Bank, Boston,
Howard Nat'l Bank, Boston, .
Lincoln Nat’ l Bank, Boston, .
Merchants’ Nat’l Bank, Boston,
N’l B’k of No. America, Boston,
N’l B’k of Redemption, Boston,
National Revere Bank, Boston,
State National Bank, Boston, .
Traders’ Nat’l Bank, Boston, .
Third National Bank, Boston,
Tremont Nat’l Bank, Boston, .
Washington Nat’l Bk, Boston,
First National Bank, Danvers,
National Bank of Commerce,
New Bedford,
125 First N’l B’k, New Bedford, .
20 Warren Nat’ l Bank, Peabody,
10 Rockport Nat’l B’k, Rockport,
270 Asiatic National Bank, Salem,
7 First National Bank, Salem, .
5 Naumkeag Nat'l Bank, Salem,
25 Salem National Bank, Salem,
50
35
10
60
70
85
68
20
50
71
65
75
50
34
80
20
25
131
75
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
Estimated
Market Value.
Amount Invested.
$5,000
3,500
1,000
6,000
7,000
8,500
6,800
2,000
5,000
7,100
6,500
7,500
5,000
3,400
8,000
2,000
2,500
9,825
$5,850
3,500
1,150
6,900
8,872
7,480
6,579
1,560
7,887
8,165
7,962
7,125
5,800
2,210
7,180
1.760
2,725
9,988
00
00
00
00
50
00
00
00
50
00
50
00
00
00
00
00
00
75
$5,675
3,500
1,080
6,000
7,097
10,612
6,800
2,100
6,475
7,268
7,901
7,500
5,356
3,345
8,000
2,000
2,500
10,197
00
00
00
00
50
50
00
00
00
75
25
00
25
00
00
00
00
00
7,500
12,500
2,000
1,000
8,100
700
500
2,500
6,225
18,125
2,400
1,200
8,100
665
600
3,000
00
00
00
00
00
00
00
00
8,962
14,947
2,000
1,000
8,100
700
500
2,862
50
25
00
00
00
00
00
50
$131,425
$143,010 25 $142,480 50
152
R E P O R T O F TH E
[Pub. D oc.
Danvers Savings Bank — Continued.
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Lowell R.R. 7s,
Boston, Winthrop & Shore R.R. 5 s,.
Fitchburg R.R. 4s, .
Fitchburg R.R. 41s, .
.
.
.
Boston & Maine R.R. 4s, .
Conn. & Passumpsic Rivers R.R. 4s,
Fitchburg R.R. 5s, .
.
.
.
Upper Coos R.R. 4is,
Worcester, Nashua & Rochester
R.R. 4 s , ...................................
$10,000
10,000
10,000
10,000
35,000
25,000
10,000
25,000
Estimated
Market Value.
$10,100
10,900
9,850
10,100
35,700
25,500
10,500
26,250
Amount Invested.
00
00
00
00
00
00
00
00
$10,000
10,000
10,000
10,000
35,000
25,000
10,000
25,000
00
00
00
00
00
00
00
00
15,000
15,300 00
15,000 00
$150,000
$154,200 00
$150,000 00
Total Amount o f Loans, with Each Specified Bate o f Interest.
Amount.
$4,448
38,338
102,623
129,000
Kate.
82
77
50
00
1 ^ per cent.
2
4
“
“
Amount.
$175,000
55,000
268,131
73,050
00
00
99
00
Bate.
Amount.
4£ per cent.
4^
“
5
“
$222,725 00
5,000 00
12,295 00
Bate.
6 per cent.
«
6*
7
Value, by books, o f real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
$52,051 51
45,500 00
Number of loans which are of an amount not exceeding $3,000 each, . 243
Aggregate amount o f the s a m e , ...............................................................................
224,900 49
Total number of loans upon real e s t a t e , ................................................. 245
Amount of investments from which no income is received, .
.
.
.
Gross amount o f interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the by-law s: April 1 and October 1.
Rate and amount of each semi-annual dividend f 2 per cent., $24,084 68 1
during the year ending Oct. 31, 1894,
.
. i 2 per cent.,
25,574 37 >
Number of accounts opened during the year ending Oct. 31, 1894,
. 402
530 00
72,642 36
50,559 05
Number of accounts closed during the year ending Oct. 31, 1894,
. 297
Total number of open accounts Oct. 31, 1894,
.
.
.
.
3,961
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
..............................................................................
3,008 14
Amount o f deposits, not including dividends, received during the year
ending Oct 31, 1 8 9 4 , ..................................................................................................
185,151 83
Number of s a m e , ........................................................................................ 2,341
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number of s a m e , ................................................. .........
Date of examination by commissioner: February 6 .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
2,507
186,925 23
No. 8 .]
153
SA Y IN G S B A N K COM M ISSION ERS
Danvers Savings Bank — Concluded.
Classification o f Deposits received during the Year ending Oct. 31, 1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Num
ber.
Amount.
1,676
$33,690 41
309
25,533 08
147
23,634 37
144
49,830 82
40
25
27,458 15
25,005 00
2,341
$185,151 83
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num.
ber.
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust................................
Amount.
1,179
6
$84,276 82
2,420 00
31
118
1,508 95
12,274 55
154
R E P O R T O F TH E
[Pub. D oc
D E D H A M IN S T IT U T IO N FOR S A V IN G S — D E D H A M .
Incorporated March 19, 1831.
Present number of corporators, 116.
A ugu stu s B . E n d ic o t t , President.
A l f r e d H e w in s , Treasurer.
A l f r e d H e w i n s , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
A ugu stu s B. E n d ic o t t ,
J ohn R . Bu l l a r d ,
W in s l o w W
Open for business daily, 9
Balance
H o w ar d Colburn,
D on G . H i l l ,
arren.
a .m.
to 12.30
Sh eet October
p .m .
; 2 to 4
p .m .
81, 1894.
Liabilities.
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.
.
.
.
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposit in bank, on interest,
Deposit in bank, not on interest,
$676,000 00
70,100 00
712,500 00
35.000
6,427
564,750
515,000
Deposits, .
Guaranty fund,
Profit and loss
count, .
$2,478,068 61
121,389 55
ac
116,646 61
00
35
00
00
85.000 00
49,327 42
2,000 00
$2,716,104 77
$2,716,104
77
Cash on Deposit in B a n k : —
Dedham National Bank, D e d h a m , .....................................................................$51,327 42
Detailed ¡Statement o f Public Funds.
Par Value.
City of
of
of
of
of
of
of
of
Akron, Ohio, 5s, .
Boston, Mass,, 4s,
Boston, Mass., 6s,
Bridgeport, Ct., 4s,
Cambridge, Mass., 6 s ,.
Chicago, 111,, 7s, .
Cleveland, Ohio, 5s,
Cleveland, Ohio, 6s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$22,000
112,000
10,000
88,000
10,000
6,000
64,000
1,000
Estimated
Market Value.
$23,842
120,120
11,500
39,900
12,200
6,300
67,310
1,060
* A legal investment when made.
00
00
00
00
00
00
00
00
Amount Invested.
$22,000
112,000
10,000
38,000
10,000
6,000
64,000
1,000
00
00
00
00
00
00*
00
00
No. 8 .]
155
SA Y IN G S B A N K COM M ISSION ERS
Dedham Institution for Savings — Continued.
Detailed Statement o f Public Funds — Concluded.
Par Value.
City of Columbus, Ohio, 4s,
of Dayton, Ohio, 5s,
of Dayton, Ohio, 6s,.
of Fall River, Mass., 5s, .
of Fall River, Mass., 6s, .
of Fall River, Mass., 4^s,
of Grand Rapids, Mich., 5s,
of Grand Rapids, Mich., 4|s, .
of Hyde Park, 111., 7s,
of Manchester, N. H., 6s,.
of Milwaukee, Wis., 5s, .
of Newton, Mass., 6s,
of Portland, Me., 5s,
of Portsmouth, N. H., 4s,
of Providence, R. I., 4|s,.
of Somerville, Mass., 4^s,
of Springfield, Mass., 6s,.
of Springfield, Ohio, 4^s,
Town of Danvers, Mass., 5s, .
of Hopkinton, Mass., 4s,
of Lincoln, Mass., 6s,
of So. Norwalk, Ct., 6s,
District of Columbia 5s, .
City of Scranton, Pa., 4|s,
Estimated
Market Value.
$10,000
25,000
10,000
4,000
17,000
35,000
10,000
20,000
2,000
15,000
50,000
16,000
17,000
20,000
20,000
15,000
2,000
40,000
3,000
20,000
2,000
5,000
30,000
25,000
$10,200
26,500
11,000
4,120
18,825
37,850
10,200
20,950
2,050
16,200
51,630
19,360
20,910
20,600
20,500
15,450
2,400
40,900
3,270
23,200
2,000
5,050
31,200
27,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$10,000
25,000
10,000
4,000
17,000
35,000
10,000
20,000
2,000
15,000
50,000
16,000
17,000
20,000
20,000
15,000
2,000
40,000
3,000
20,000
2,000
5,000
30,000
25,000
00*
00*
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$676,000 $723,597 00 $676,000 00
* Legal investments when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
145
50
75
25
40
60
50
25
25
56
150
Tar Value.
Atlas National Bank, Boston,.
Blackstone N’l Bank, Boston,
N’l B’k of Commerce, Boston,
Globe National Bank, Boston,
Howard Nat'l Bank, Boston, .
People’s Nat’l Bank, Boston, .
Shawmut Nat’l Bank, Boston,
State Nat’l Bank, Boston,
National Union Bank, Boston,
Nat’l Webster Bank, Boston, .
Dedham Nat’l Bank, Dedham,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
$14,500
5,000
7,500
2,500
4,000
6,000
5,000
2,500
2,500
5,600
15,000
$16,965
5,000
8,625
2,250
3,870
9,600
5,750
2,900
3,325
5,600
15,450
$70,100
$79,335 00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$14,500
5,000
7,500
2,500
4,000
6,000
5,000
2,500
2,500
5,600
15,000
00
00
00
00
00
00
00
00
00
00
00
$70,100 00
REPORT OF THE
156
[Pub. Doc.
Dedham Institution for Savings — Continued.
Detailed Statement o f Bailroad Bonds.
Boston & Albany R.R. 5s,
Boston & Albany R.R. 4s,
Boston, Clinton, Fitchburg and New
Bedford R.R. 5s..............................
Boston & Lowell R.R. 4s,
Boston & Lowell R.R. 4|s,
Boston & Lowell R R. 5s,
Boston & Lowell R.R 6s,
Boston & Lowell R.R. 7s,
Boston & Maine R.R. 4|s,
Boston, Revere Beach & Lynn R.R.6s,
Boston, Winthrop & Shore R.R. 5s,
Eastern R.R. 6s,
. . .
Fitchburg R.R 4s, .
Fitchburg R.R. 5s,
. . .
Leeds & Farmington R.R. 6s, .
Maine Central R R 4s,
Maine Central R.R. 7s,
Newport & Richford R.R. 5s, .
New York, Prov. & Boston R.R. 7s,
Old Colony R R. 4 s,.
Old Colony R R 6s,.
Portland & Ogdensburg R R. 6s,
Portsmouth, Great Falls and Con
way R.R. 4|s,
.
.
.
.
Salem & Lowell R.R. 6s,.
Vermont & Massachusetts R R. 5 s,.
Par Value.
Estimated
Market Value.
Amount Invested.
$80,000
25,000
$86,400 00
26,500 00
$80,000 00
25,000 00
35,000
20,000
5,000
5,000
26,000
29,000
45,000
11,000
28,000
29,000
45,000
15,000
4,500
3,000
31,000
35,000
30,000
25,000
10,000
31,500
37,800
20,600
5,100
5,150
26,650
29,000
48,600
11,440
30,240
34,800
45,000
15,500
4,635
3,150
34,450
37,800
34,200
25,500
10,500
34,650
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
35,000
20,000
5,000
5,000
26,000
29,000
45,000
11,000
28,000
29,000
45,000
15,000
4,500
3,000
31,000
35,000
30,000
25,000
10,000
31,500
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00*
00
00
00
00
15,000
10,500
119,000
15,900 00
11,025 00
126,140 00
15,000 00
10,500 00
119,000 00
$712,500
$760,730 00
$712,500 00
* A legal investment when made.
Total Amount o f Loans, with Each Specif ed Bate o f Interest.
Amount.
$49,327 42
380,000 00
Rate.
2
4
per cent.
“
Amount.
Rate.
$192,000 00
91,900 00
4 j per cent.
5
“
Amount.
$3,500 00
497,350 00
Amount invested in real estate for banking purposes, .
Estimated value of the s a m e , ...........................................................
Assessed value of the same..........................................................................
Net income received from same during year ending Oct. 31, 1894,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Rate.
per cent.
6
“
$35,000 00
50,000 00
45,950 00
593 62
No. 8.]
157
SAYINGS BANK COMMISSIONERS.
Dedham Institution for Savings — Concluded.
Value, by books, of other real estate held or owned by foreclosure or other
wise,
...............................................................................................................................
Assessed value of the s a m e , .............................................................................. .........
Number of loans which are of an amount not exceeding $3,000 each,. 405
$6,427 35
6,700 00
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 43(5
Gross amount of interest or profits received or earned, as per books, during
400,775 00
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y-la w s: second Saturday in May
135,954 11
and November.
Rate and amount of each semi-annual dividend f 2 per cent., $46,365 79 1
92,966 14
during the year ending Oct. 31, 1894, .
.
. 1 2 per cent., 46,600 35 i
Number of accounts opened during the year ending Oct. 31, 1894,
. 6 68
Number of accounts closed during the year ending Oct. 31, 1894,
. 530
Total number of open accounts Oct. 31, 1894,
.
.
.
.
6,439
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ........................................................................................
Number of s a m e , ........................................................................................3,658
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
Number o f s a m e , ........................................................................................3,726
Date of examination by commissioner: June 5.
6,348 75
331,791 52
345,218 05
Classification o f Deposits received during the Year ending Oct. 31, 1894.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
.
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num
ber.
Amount.
2,467
$51,995 61
573
47,314 89
249
38,647 42
243
85,781 55
73
53
54,252 05
53,800 00
3,658
$331,791 52
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
N um
ber.
Amount.
1,624
7
$147,894 77
3,966 00
46
338
9,014 25
23,649 79
158
REPORT OF THE
EAST
BOSTON
S A V IN G S
Incorporated April 26, 1848.
[Pub. Doc
B A N K — E AST BOSTON.
Present number of corporators, 28.
G e o . T . S a m p s o n , President.
W i l l i a m B. P ig e o n , Treasurer.
W i l l i a m B . P ig e o n , Clerk o f the Corporation .
Nam es of committee charged with the investment o f its funds:
Jo h n T h o m p s o n ,
G eo . L. T h o r n d ik e ,
W . B . P ig e o n ,
N . M . Je w e t t ,
R ufus Cu s h m a n ,
R o b e r t C r o s b ie ,
E . M . M cP h er so n .
Open for business every business day, 9
B
alance
a .m .
p .m
Sh e e t October
A ssets.
Public funds as per schedule,
Loan on public funds,
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
to 2
. ; and Saturdays, 7 to 9 p . m .
31, 1894.
L ia b il it ie s .
$340,000
25,000
241,580
244,000
00
00
00
00
14,540
6,303
1,430,299
377.050
30,551
2,957
7,840
10
39
00
00
74
52
84
2,720,122 59
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
2,506,083 80
123,949 61
26,837 73
63,251 45
2,720,122 59
Cash on Deposit in Banks, amount in each : —
First W ard National Bank, B o s t o n , .................................................................... $30,458 17
First National Bank, B o s t o n , ..............................................................................
93 57
Loan on Public Funds : —
On $25,000 City of Providence, R . I., 5s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
$25,000 00
No. 8.]
SAYINGS BANK COMMISSIONERS
159
East Boston Savings Bank — Continued.
Detailed Statement o f Publie Funds.
Par Value.
City of Boston, Mass., 5s,
of Cleveland, Ohio, 5s,
of Cleveland, Ohio, 6s,
of Dayton, Ohio, 5s,
of Detroit, Mich., 6s,
of Fall River, Mass, 4|s, .
of Fort Wavne, Ind., 6s, .
of Gloucester, Mass , 4s, .
of Grand Rapids, Mich., 4|s, .
of Grand Rapids, Mich., 5s,
of Lynn, Mass ,4s,
of Newton, Mass ,6s,
of Providence, R. I., 4|s, .
of Providence, R. 1 , 5s, .
of Saginaw, Mich., 4^s, .
of Springfield, Ohio, 4^s,
of Waltham, Mass., 4s, .
of Woonsocket, R. 1 , 4s, .
District of Columbia 7s,
County of Aroostook, Me., 4is,
City of Milwaukee, Wis., 5s, .
of Newton, Mass., 4s,
$30,000
16,000
9,000
40,000
8,000
15,000
3,000
2,000
3,000
7,000
5,000
10,000
12,000
22,000
5,000
22,000
25,000
50,000
1,000
25,000
20,000
10,000
$340,000
Estimated
Market Value.
$34,470
17,520
9,420
44,570
9,840
16,200
3,300
2,070
3,285
7,690
5,275
11,900
12,540
24,975
5,350
24,270
26,125
51,500
1,240
26,500
22,400
10,750
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$371,190 00
Amount Invested.
$30,000
16,000
9,000
40,000
8,000
15,000
3,000
2,000
3,000
7,000
5,000
10,000
12,000
22,000
5,000
22,000
25,000
50,000
1,000
25,000
20,000
10,000
00
00
00
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$340,000 00
* A legal investment when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
50
50
200
33
50
100
170
40
100
115
138
260
75
80
4
50
Par Value.
Atlantic Nat’l Bank, Boston, .
Atlas National Bank, Boston,
Boston Nat’l Bank, Boston, .
Blackstone N’l Bank, Boston,
Boylston Nat’l Bank, Boston,
Continental N’l Bank, Boston,
N’l B’k of Commerce, Boston,
Commercial N’l Bank, Boston,
National Eagle Bank, Boston,
Eliot National Bank, Boston, .
First Ward N’l Bank, Boston,
Freeman’s Nat’l Bank, Boston,
N’l Hide & Leather B’k, Boston,
Howard Nat’l Bank, Boston, .
Mechanics’ N’l Bank, Boston, .
Merchants’ N’l Bank, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$5,000
5,000
20,000
3,300
5,000
10,000
17,000
4,000
10,000
11,500
13,800
26,000
7,500
8,000
400
5,000
Estimated
Market Value.
$6,187
5,850
21,000
3,308
6,275
12,225
19,890
3,200
8,325
15,065
17,595
26,000
8,250
7,990
476
7,937
00
00
00
00
00
00
00
00
00
00
CO
00
00
00
00
00
Amount Invested.
$5,000
5,000
20,000
3,300
5,000
10,000
17,000
3,880
10,000
11,500
13,800
26,000
7,500
8,000
400
5,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
160
REPORT OF THE
[Pub. Doc.
East Boston Savings Bank — Continued.
Ko. of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
Par Value.
50 Market Nat’l Bank, Boston, .
50 Mt. Vernon N’l Bank, Boston,
50 Manufacturers’ N’l B’k, Boston,
150 N’l B’k of No. America, Boston,
10 North National Bank, Boston,
100 National Revere Bank, Boston,
100 N’l B’k of the Republic, Boston,
34 N’l B’k of Redemption, Boston,
25 Second National Bank, Boston,
105 Suffolk National Bank, Boston,
75 Shoe & Leather N’l B’k, Boston,
100 State National Bank, Boston, .
50 Tremont Nat’l Bank, Boston, .
3 Nat’l Webster Bank, Boston, .
$5,000
5,000
5,000
15,000
1,000
10.000
10,000
3,400
2,500
10,500
7,500
10,000
5,000
300
$241,700
Estimated
Market Value.
$4,250
6,000
5,006
18,000
1,167
9,525
15,450
4,275
4,625
10,513
6,787
11,675
4,400
300
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$5,000
5,000
5,000
15,000
1,000
10,000
10,000
3,400
2,500
10,500
7,500
10,000
5,000
300
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$271,546 00 $241,580 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Albany R.R. 5s,
Boston, Clinton & Fitchburg R.R. 5s,
Boston & Maine R.R. 4is,
Fitchburg R.R. 5s, .
Leeds & Farmington R R. 6s, .
Maine Central R.R. 4is, .
Maine Central R.R. 6s, .
Old Colony R.R. 6s,.
Portland & Ogdensburg R.R. 6s,
Ports , Gt. Falls & Conway R.R. 4|s,
St. Johnsbury & L. Champ. R R 5s,
$30,000
11,000
75.000
18.000
6,000
12,000
26,000
21,000
15.000
5,000
25.000
$244,000
Estimated
Market Value.
$32,700
12,430
82.500
19,200
6,180
12,660
28,000
22,140
16.500
5,500
28,750
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$30,000
11,000
75.000
18.000
6,000
12,000
26,000
21,000
15.000
5,000
25.000
00
00
00
00
00
00
00
00
00
00
00
$266,560 00 $244,000 00
Total Amount of Loans, with Each Specified Bate o f Interest.
Bate.
Amount.
$55,551
120,800
105,000
62,000
74
00
00
00
per cent.
“
“
44
“
2
4
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$25,000
28,350
912,950
13,500
00
00
00
00
Rate.
Amount.
Rate.
4£ per cent.
4|
“
5
«
54
“
$340,875 00
196,874 00
5^ per cent.
6
“
7
2 ,0 0 0 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
162
[Pub. Doc
REPORT OF THE
EAST BRIDGEW ATER SAVINGS BANK — EAST
BRIDGEWATER.
Incorporated March 8 , 1870.
Present number of corporators, 45.
S a m u e l K e i t h , President.
C h a s . F . M a n n , Treasurer.
C h a s . F . M a n n , Clerk o f the Corporation.
Names of committee charged with the investment o f its fund s:
Sa m u e l K e i t h ,
Jo h n H o b a r t ,
G eo . M . K e it h ,
Jo s h u a D e a n ,
A ahon H o b aet,
I. N . N u t t e r .
Open for business every business day, 9 a . m . to 12 m . ; 2 to 4
and Saturdays, 6.30 to 8 p. m .
Bala n c e Sh eet October
f .m
. ; also Wednesdays
31, 1894.
L ia b il it ie s .
A ssets.
*
Public funds as per schedule,
.
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate for banking purposes,
Loans on real estate,
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposit in bank, on interest,
Expense account,
Bank building expense and in
come account,
Cash on hand,
.
.
.
.
$15,500 00
85,967 00
7 1 ,0 0 0 00
1 2 ,0 0 0 00
336,975 00
219,159 55
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
Suspense account, .
$738,171 18
26,000 00
15,334 55
5,394 51
295 09
900 00
26,981 01
551 18
133 09
16,028 50
$785,195 33
$785,195 33
Cash on Deposit in Bank : —
Tremont National Bank, B o s t o n ,...............................................................................$26,981 01
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8.]
163
SAYINGS BANK COMMISSIONERS.
East Bridgewater Savings Bank— Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Rockford, 111., 4|s,
of Milwaukee, Wis., 5s, .
Estimated
Market Value.
Amount Invested.
$10,000
5,500
$10,600 00
6,160 00
$10,000 00
5,500 00
$15,500
$16,760 00
$15,500 00
No. of
Shares.
Detailed Statement o f Dank Stocks.
25
20
25
75
25
35
10
23
20
40
20
50
20
22
120
50
27
12
50
40
20
15
50
25
Par Value.
National City Bank, Boston, .
National Bank of the Com
monwealth, Boston,
National Eagle Bank, Boston,
Fourth National Bank, Boston,
Freeman’s Nat’l Bank, Boston,
Globe National Bank, Boston,
Hamilton Nat’l Bank, Boston,
N’l Hide & Leather B’k, Boston,
Market National Bank, Boston,
Manufacturers’ N’l B’k, Boston,
N’l B’k of No. America, Boston,
N’l B’k of Redemption, Boston,
Shawmut Nat’ l Bank, Boston, .
State National Bank, Boston, .
Third National Bank, Boston,.
Tremont Nat’l Bank, Boston, .
Nat’l Webster Bank, Boston, .
Winthrop Nat’l Bank, Boston,
Brockton N’l Bank, Brockton,
Home Nat’l Bank, Brockton, .
First Nat’l B’k, West Newton,
State Street Safe Deposit and
Trust Company, Boston,
Massachusetts Loan and Trust
Company, Boston,
Plymouth County Safe De
posit and Trust Company,
Brockton,
.
.
.
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$2,500
$2,050 00
$2,500 00
2,000
2,500
7,500
2,500
3,500
1,000
2,300
2,000
4,000
2,000
5,000
2,000
2,200
12,000
5,000
2,700
1,200
5,000
4,000
2,000
2,605
2,000
8,887
2,250
3,080
1,105
2,472
1,700
4,000
2,300
6,125
2,305
2,552
10,770
4,400
2,700
1,398
5,750
7,000
2,060
2,225
2,500
7,750
2,500
3,500
1,250
2,300
2,000
4,000
2,000
6,500
2,000
2,471
12,000
5,480
2,700
1,200
5,000
4,580
2,000
00
00
50
00
00
00
50
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
25
00
00
00
00
00
00
00
1,500
2,500 00
2,500 00
5,000
5,862 50
5,500 00
2,500
1,537 50
1,510 75
$81,900
$87,410 00
$85,967 00
KEPORT OF THE
164
[Pub. Doc.
East Bridgewater Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston, Revere Beach & Lynn R.R. 6s,
Eastern R.R. 6s,
. . .
Fitchburg R.R. 5s, .
N ewport & Richford R.R. 5s, .
Old Colony R.R. 6s,
. . .
Upper Coos R.R. 4s,
. . .
Vermont & Massachusetts R.R. 5 s ,.
Boston & Maine R.R. 4^s,
Concord & Montreal R.R. 4s, .
Estimated
Market Value.
$15,000
4,000
5,000
16,000
5,000
6,0©0
5,000
5,000
5,000
5,000
$15,225
4,200
6,100
16,720
5,300
6,180
4,800
5,450
5,500
5,100
$71,000
$74,575 00
Amount Invested.
00
00
00
00
00
00
00
00
00
00
$15,000
4,000
5,000
16,000
5,000
6,000
5,000
5,000
5,000
5,000
00
00
00
00
00*
00
00
00
00
00
$71,000 00
* A legal Investment when made.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Rate.
Amount.
$26,981 01
2 0 ,0 0 0 00
30,000 00
2
4
H
per cent.
“
“
Amount.
$ 6 8 ,0 0 0 00
106,600 0 0
Rate.
4£ per cent.
5
Amount.
$31,400 0 0 '
301,034 55
Rate.
5£ per cent.
“
6
Amount invested in real estate for banking p u rp oses,.......................................
$ 12,000 00
Estimated value of the s a m e , ...............................................................................
Assessed value of the s a m e ,.........................................................................................
Number of loans which are of an amount not exceeding $3,000 each, 322
12,000 00
8,400 00
Aggregate amount of the s a m e , .................................................
Total number of loans upon real e s t a t e , ................................................. 319
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 ,.........................................................................................
Times for the dividends fixed by the.by-law s: first Monday in January
and July.
260,899 55
Rate and amount of each semi-annual dividend f 2| per cent., $15,563 50 1
during the year ending Oct. 31, 1894,
.
. 1 2 per cent., 14,120 44 i
Number of accounts opened duringthe year endingOct. 31,1894,
. 193
Number o f accounts closed duringthe year ending Oct. 31, 1894,
. 166
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,051
Total expenses o f the corporation for the year ending Oct. 31, 1894 (e x
clusive of taxes),
.................................................
.
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .................................................................................1,058
Amount of withdrawals, including dividends, during the year ending
Oct. 31, 1 8 9 4 , ............................................................................................................
Number of s a m e , ................................................................................. 1,235
Date of examination by commissioner: April 3.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
40,376 73
29,683 94
1,862 08
94,459 21
94,128 54
No. 8.]
SAYINGS BANK COMMISSIONERS
165
East Bridgewater Savings Bank — Concluded.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
729
$15,120 82
140
11,452 06
83
13,499 05
73
26,103 66
18
15
13,283 62
15,000 00
1,058
$94,459 21
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust................................
Amount.
480
8
$37,258 84
1,456 98
15
66
394 44
5,391 38
[Pub. Doc.
REPORT OF THE
166
EAST CAMBRIDGE FIV E CENTS SAVINGS BANK — EAST
CAMBRIDGE.
Incorporated April 29, 1854.
Present number of corporators, 36.
J o h n C. B u l l a r d , President.
W i l l i a m E . L l o y d , Treasurer.
W i l l i a m E . L l o y d , Clerk o f the Corporation.
Names of committee charged with the investment o f its funds :
A n d r e w J. G r e e n ,
Ja m e s M . P r i c e ,
J o h n C. B u l l a r d ,
B e n j . F . T h om pson,
W m . G oepper.
Open for business every business day, 9
B a l a n c e Sh e e t O c t o b e r
a .m
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loan on bank stock, .
Railroad bonds as per schedule,
Real estate (for banking pur
poses)...............................................
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
East Cambridge Land Company,
Cash on hand,
.
.
.
.
. to 1 p . m .
$36,000
137,916
3.000
59,500
00
67
00
00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$2,051,357 98
101,788 40
750 56
8 8 ,6 8 8
95
6 .0 0 0 00
1,421,001 97
542,672 28
8 ,0 0 0 00
690 00
17,396 32
2 ,0 0 0 00
658 50
1 00
7,749 15
$2,242,585 89
$2,242,585 89
Cash on Deposit in Banks, amount in each : —
Lechmere National Bank, East C am b ridge,........................................................... $4,200 36
Cambridge National Bank, East C a m b r i d g e , ..................................................
15,195 96
Loan on Bank Stock: —
On 30 shares Lechmere National Bank, East Cambridge,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
$3,000 00
No. 8.]
SAVINGS BANK COMMISSIONERS
167
East Cambridge Five Cents Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Grand Rapids, Mich., 4|-s, .
of Lynn, Mass., 4s, .
Town of Webster, Mass., 4s, .
of Wellesley, Mass., 4s,
Estimated
Market Value.
$10,000
10,000
10,000
6,000
$10,937
10,645
10,668
6,306
00
00
00
00
$36,000
$38,556 00
Amount Invested.
$10,000
10,000
10,000
6,000
00
00
00
00
$36,000 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
7
36
63
41
67
80
Atlas Nat’l Bank, Boston,
Blackstone Nat’l Bank, Boston,
Boston Nat’l Bank, Boston,
Bunker Hill N’l Bank, Boston,
N’l B’k of Commerce, Boston,
National Bank of the Commonwealth, Boston,
30 Continental N’l Bank, Boston,
12 Eliot National Bank, Boston, .
16 Nat’l Exchange Bank, Boston,
20 Faneuil Hall N’l Bank, Boston,
50 First Ward N’l Bank, Boston,
21 Globe National Bank, Boston,
115 N’l Hide & Leather B’k, Boston,
60 Howard Nat’l Bank, Boston, .
5 Massachusetts N’l B’k, Boston,
50 Merchants’ N’l Bank, Boston,
40 Metropolitan N’l B’k, Boston,
20 New England N’l B’k, Boston,
19 North National Bank, Boston,
5 N’ l B’k of No. America, Boston,
10 N’l B’k of Redemption, Boston,
58 N’l B’k of the Republic, Boston,
38 National Revere Bank, Boston,
183 Third Nat’l Bank, Boston,
76 Tremont Nat’l Bank, Boston,
5 Nat’l Union Bank, Boston,
45 Nat’l Webster Bank, Boston, .
26 Nat’l City Bank, Cambridge, .
24 Charles River National Bank,
Cambri dge, .
.
.
.
51 Lechmere N’l B’k, Cambridge,
33 Concord Nat’l Bank, Concord,
11 Fall River N’l B’k, Fall River,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$700
3,600
6,300
4,100
6,700
$833
3,492
6,552
8,405
7,772
00
00
00
00
00
$700
3,600
6,300
4,100
6,700
00
00
00
00]
00
8,000
3,000
1,200
1,600
2,000
5,000
2,100
11,500
6,000
500
5,000
4,000
2,000
»1,900
500
1,000
5,800
3,800
18,300
7,600
500
4,500
2,600
10,240
3,720
1,512
2,016
2,620
6,500
1,890
12,765
6,060
485
8,150
3,840
3,200
2,280
580
1,260
8,990
3,686
16,653
6,460
690
4,545
4,290
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
8,000
3,000
1,200
1,600
2,000
4,000
2,100
11,500
6,000
500
5,000
4,000
2,000
1,900
500
1,000
5,800
3,800
18,300
7,600
500
4,500
2,600
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
2,400
5,100
3,300
1,100
3,672
8,925
4,620
1,210
00
00
00
00
2,400
5,066
3,300
1,100
00
67
00
00
Par Value.
[Pub. Doc,
REPORT OF THE
168
East Cambridge Five Cents Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
25
35
13
30
Estimated
Par Value.
First Nat’l Bank, Malden,
First N’l Bank, Marlborough,
Newton Nat’l Bank, Newton, .
Merchants’ National Bank,
Newbury port,
Market Value.
Amount Invested.
$2,500
3,500
1,300
$3,850 00
3,325 00
1,300 00
$2,500 00
2,850 00
1,300 00
600
750 00
600 00
$139,600
$167,138 00
$137,916 67
Detailed Statement o f Railroad Bonds.
Par Value.
Eastern R.B. 6s,
. . .
Fitchburg R.R. 4s, .
Fitchburg R.R. 4^s, .
.
.
.
Conn. & Passumpsic Rivers R.R. 4s,
Maine Central R.R. 7s, .
Portsmouth, Great Falls & Conway
R.R. 4 | s , ...................................
$8,500
4,000
20,000
15,000
10,000
Estimated
Market Value.
$10,262
3,844
20,270
15,408
13,750
Amount Invested.
$8,500
4,000
20,000
15,000
10,000
05
80
00
00
00
00
00
00
00
00
2,000
2,220 00
2,000 00
$59,500
$65,754 85
$59,500 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Rate.
Amount.
Rate.
Rate.
Amount.
4| per cent.
$415,375 00
225,467 97
5,000 00
Amount.
•
$2,672 28
17,396 32
8 ,0 0 0 00
204,000 00
0
2
H
4
per cent.
“
<<
$ 2 1 0 ,0 0 0 0 0
1 0 2 ,2 0 0 00
4i
“
48,000 00
754,649 00
4|
5
“
Aggregate amount of the s a m e , ...........................................................
Total number of loans upon real e s t a t e , ........................................
Amount of investments from which no income is received,.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
6 ,0 0 0 00
e , ...........................................................
Assessed value of the s a m e , .....................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are o f an amount not exceeding $3,000 each,
7
$ 6 ,0 0 0 0 0
Amount invested in real estate for banking purposes,
Estimated value of the s a m
5£ per cent.
6
5,000 00
160 54
575
749,196 97
687
2,673 28
No. 8 .]
S A Y IN G S B A N K CO M M ISSIO N ERS.
169
East Cambridge Five Cents Savings Bank — Concluded.
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................ $108,505 97
Times for the dividends fixed by the by-laws : April 15 and October 15.
Rate and amount of each semi-annual dividend f 2 per cent., $38,439 26 i
during the year ending Oct. 31, 1894, .
.
i 2£ per cent., 47,060 32 J
Number of accounts opened during the year ending Oct. 31,1894,
1,686
Number of accounts closed during the year ending Oct. 31, 1894,
1,422
Total number of open accounts Oct. 31, 1894,
.
.
.
.
7,889
§5499
-g
’
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes)..............................................................................................................
5,384 90
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894........................................................................................................
533,511 23
Number of s a m e , ........................................' .............................................. 10,661
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
494,169 11
Number of s a m e , ........................................................................................ 7,736
Date of examination by commissioner : February 2.
Classification o f Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Num
ber.
Amount.
8,857
$133,770 33
913
72,873 83
400
62,225 13
303
102,354 54
113
75
80,499 77
81,787 63
10,661
$533,511 23
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
8,781
9
$318,377 03
1,614 42
11
354
1,673 38
97,789 95
170
R E P O R T O F TH E
[Pub. D oc
E A S T H A M P T O N S A V IN G S B A N K - E A S T H A M P T O N .
Incorporated Feb. 10, 1869.
J o h n M a y h e r , President.
O. G . W
Present number o f corporators, 29.
S a m u e l T . S e e l y e , Treasurer.
eb ster,
Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
Jo h n M a y h e r ,
F . C. G r e e n e ,
G eo. L. M an ch ester.
Open for business every business day, 9
B a l a n c e Sh e e t O c t o b e r
A ssets.
Bank stock as per schedule,
Loans on bank stock, .
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
a .m .
to 3
p .m .
31, 1894.
L ia b il it ie s .
$252,734
2,030
350,081
154,044
83,565
10,000
597
45
00
50
52
70
00
81
$853,053 98
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$810,773 17
40,500 00
1,439 75
341 06
$853,053 98
Cash on Deposit in Banks, amount in each : —
First National Bank, A d a m s , ............................................................................... $5,000 00
First National Bank, E a s t h a m p t o n ,.....................................................................
33,565 70
Hampshire County National Bank, N o r t h a m p t o n , .......................................
20,000 00
Pynchon National Bank, S p rin g fie ld ,.....................................................................
15,000 00
Springfield National Bank, S p r i n g f i e l d , ...........................................................
10,000 00
Springfield Safe Deposit and Trust Company, Springfield, .
.
.
.
10,000 00
Loans on Bank Stock, amount on each : —
On 3 shares First National Bank, E asth am pton,..................................................$230 00
On 5 shares Agawam National Bank, Springfield..................................................
400 00
On 14 shares Hampshire County National Bank, Northampton,
.
.
1,400 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
171
SA Y IN G S B A N K CO M M ISSIO N ERS.
Easthampton Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks.
Par Value.
100 First National Bank, Adams, .
14
7
20
50
25
20
188
44
100
115
50
100
100
111
50
100
100
59
89
100
80
50
50
100
130
Blackstone Nat’l B’k, Boston,.
N’l B’k of Commerce, Boston,
North National Bank, Boston,
Second National Bank, Boston,
State National Bank, Boston, .
N’l B’k of Redemption, Boston,
First N’l Bank, Easthampton,.
First National Bank, Lynn,
Berkshire N’l B’k, No. Adams,
Northampton National Bank,
Northampton,
Hampshire Co. National Bank,
Northampton,
Pittsfield N’l Bank. Pittsfield,.
Chicopee N’l B’k, Springfield,
Chapin Nat’l B’k, Springfield,
City Nat’l Bank, Springfield, .
First Nat’l Bank, Springfield,.
Agawam N’l B’k, Springfield,.
John Hancock National Bank,
Springfield, .
.
.
.
Second N’l Bank, Springfield ,
Pynchon N’l B’k, Springfield,.
Housatonic National Bank,
Stockbridge,
First Nat’l Bank, Westfield, .
First Nat’l B’k, West Newton,
Franklin Co. National Bank,
Greenfield, .
.
.
.
Springfield N’l B’k, Springfield,
Estimated
Market Value.
Amount Invested.
00
00
00
00
00
00
00
00
00
00
$14,100 00
1,400 00
700 00
2,000 00
9,000 00
3,181 25
2,520 00
18,800 00
5,720 00
10,000 00
18,550 00
17,825 00
6,250
16,494
18,000
17,108
7,250
14,951
00
00
00
00
00
00
11,000 00
5,800
16,494
16,750
17,108
7,250
14,951
7,465 00
13,795 00
15,250 00
7,465 00
13,570 00
15,250 00
3,000
5,000
5,000
4,800 00
7,000 00
6,000 00
4,000 00
7,000 00
5,000 00
10,000
10,500 00
18,200 00
10,500 00
16,350 00
$190,200 $272,254 00
$252,734 45
$10,000
1,400
700
2,000
5,000
2,500
2,000
18,800
4,400
10,000
11,500
5,000
10,000
10,000
11,100
5,000
10,000
10,000
5,900
8,900
10,000
13,000
$15,000
1,500
840
2,600
9,500
3,181
2,600
28,200
5,720
10,500
00
20
00
00
00
00
10,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$83,565 70
253,815 00
4,000 00
Rate.
4 per cen t.
5
5i
“
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Rate.
Amount.
$67,066 50
181,074 52
100 00
5^ per cent.
6
“
6è
“
Amount.
$100 00
Rate.
7 per cent.
172
R E P O R T O F TH E
[Pub. Doc
Easthampton Savings Bank — Concluded.
Number of loans which are of an amount not exceeding $3,000 each, 265
Aggregate amount of the s a m e , ...............................................................................
Total number o f loans upon real e s t a t e , ................................................. 259
$275,981 02
Gross amount of interest or profits received or earned, as per books, during
39,198 11
year ending Oct. 31, 1 8 9 4 ,.........................................................................................
Times for the dividends fixed by the by-laws : January 23 and July 23.
Rate and amount of each semi-annual dividend f 2J per cent., $16,527 11 1
33,414 05
during the year ending Oct. 31, 1894,
.
. ( 2^ per cent., 16,886 94 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 332
Number of accounts closed during the year ending Oct. 31, 1894,
. 253
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
2,166
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
2,491 19
Amount of deposits, not including dividends, received during the year
ending Oct. 3 1 , 1 8 9 4 , ..................................................................................................
146,144 22
Number of s a m e , ......................................................................................... 1,675
Amount o f withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
126,548 99
Number of s a m e , .........................................................................................1,591
Date of examination by commissioner : March 12.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num
ber.
Amount.
1,259
$28,260 40
181
14,493 14
86
13,480 22
80
29,273 28
30
39
21,213 14
39,424 04
1,675
$146,144 22
not
not
not
less
T o the credit —
O f women, both adult
and minor,
Of guardians,
Of religious and chadtable associations, .
In trust, .
.
.
.
Am ount.
779
18
$60,956 28
9,249 41
74
34
5,122 96
11,111 62
No. 8 .]
173
SA V IN G S BANK COM M ISSION ERS
EAST W EYM OUTH SAVINGS BANK — EAST W EYMOUTH.
Incorporated Feb. 20, 1872.
Present number of corporators, 48.
Z e c h a r i a h L . B i c k n e e l , President.
J o h n A . R a y m o n d , Treasurer.
J o h n A . R a y m o n d , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
Z . L. B ic k n e e l ,
John W . B ate s,
H . F . B ic k n e l l ,
N . D. Canterbury,
E . G. B a t e s ,
Ch as. H . P ratt,
J o se p h A . C u s h in g .
Open for business every business day, 2 to 5
B a la n c e Sh e e t
p .m .
October
p .m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , ........................................
Loans on depositors’ books,
Deposit in bank, on interest,
Cash on hand,
.
.
.
.
; Saturday, 2 to 6
$78,000
47,950
66,000
378,348
5,312
00
00
00
67
30
5,000
320
26,158
194
00
00
44
80
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
$607,284 21
$567,741 61
27,626 00
11,916 60
$607,284 21
Cash on Deposit in Bank : —
$26,158 44
Broadway National Bank, Boston,
Detailed Statement o f Public Funds.
Par Value.
City of
of
of
of
of
of
Detroit, Mich., 6s,
Detroit, Mich., 7s,
Fall River, Mass., 6s, .
Fort Wayne, Ind., 4^s,
Grand Rapids, Mich , 8s,
Hyde Park, 111., 7s,
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,000
2,000
2,000
5,000
3,000
1,000
Estimated
Market Value.
$1,240
2,540
2,380
5,350
3,210
1,020
00
00
00
00
00
00
Amount Invested.
$1,000
2,000
2,000
5,000
3,000
1,000
00
00
00
00
00
00
[Pub. D oc.
R E P O E T O F TH E
174
East W eym outh Savings Bank — Continued.
Detailed Statement of Public Funds — Concluded.
Par Value.
City of Lynn, Mass., 5s, .
of Newton, Mass., 6s,
of Peoria, 111., 7s,
of Portland, Me., 6s,
of Providence, R. I., 5s, .
of Springfield, Mass., 6s, .
of Springfield, Mass., 7 s ,.
Town of South Abington, Mass., 4s,
of Turner’s Falls, Mass., 4s, .
of Weymouth, Mass., 4s,
District of Columbia 7s, .
City of Boston, Mass., 4s,
of Brockton, Mass., 4s, .
of Cleveland, Ohio, 5s,
of Dayton, Ohio, 4s, .
Estimated
Market Value.
$1,110
2,380
3,420
3,660
2,320
1,190
1,240
5,200
5,200
11,495
4,740
10,200
10,400
3,435
3,000
$1,000
2,000
3,000
3,000
2,000
1,000
1,000
5,000
5,000
11,000
4,000
10,000
10,000
3,000
3,000
$78,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$84,730 00
Amount Invested.
$1,000
2,000
3,000
3,000
2,000
1,000
1,000
5,000
5,000
11,000
4,000
10,000
10,000
3,000
3,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00*
$78,000 00
* A legal investment when made.
Detailed Statement o f Bank Stocks.
O o
Ó1
^ 55
10
35
5
4
27
15
30
25
25
8
17
33
25
5
25
5
138
25
25
Par Value.
Central Nat’l Bank, Boston, .
Columbian Nat’l B’k, Boston, .
First Ward Nat’l B’k, Boston,
National Revere Bank, Boston,
Shawmut Nat’l Bank, Boston,
State National Bank, Boston, .
Boston National Bank, Boston,
N’l B’k of Commerce, Boston,
Everett National Bank, Boston,
N’l Hide & Leather B’k, Boston,
Manufacturers’ N’l B’k, Boston,
N’l B’k of No. America, Boston,
Third National Bank, Boston,
Tremont Nat’l Bank, Boston, .
Dedham Nat’l Bank, Dedham,
Salem National Bank, Salem,
Union Nat’l Bank, Weymouth,
Massachusetts Loan and Trust
Company, Boston,
Globe National Bank, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,000
3,500
500
400
2,700
1,500
3,000
2,500
2,500
800
1,700
3,300
2,500
500
2,500
500
13,800
Estimated
Market Value.
$1,270
3,622
650
380
3,111
1,740
3,120
2,875
2,081
860
1,700
3,795
2,243
440
2,550
600
13,800
00
50
00
00
75
00
00
00
25
00
00
00
75
00
00
00
00
Amount Invested.
$1,000
3,500
500
400
2,700
1,500
3,000
2,500
2,500
800
1,700
3,300
2,500
500
2,500
500
13,800
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
2,500
2,500
2,931 25
2,200 00
2,500 00
2,250 00
$48,200
$49,970 50
$47,950 00
No. 8 .]
175
SA Y IN G S B A N K CO M M ISSION ERS.
East W eym outh Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston, Clinton & Fitchburg R.R. 5s,
Boston & Lowell R R. 5s,
Boston & Lowell R.R. 6s,
Fitchburg R.R. 4s, .
Lowell & Lawrence R.R. 6s, .
Maine Central R.R. 7s, .
N. Y., Providence & Boston R.R. 7s,
Old Colony R.R. 4^s,
Old Colony R R 6s,.
Portland & Ogdensburg R.R. 6s,
Upper Coos R.R. 4|s,
Vermont & Massachusetts R.R. 5 s,.
Estimated
Market Value.
$14,000
3,000
3,000
5,000
1,000
7,000
1,000
5,000
7,000
8,000
10,000
2,000
$15,960
3,150
3.090
4,925
1,060
7,700
1,120
5,275
7,350
8,800
10,500
2,180
$66,000
$71,110 00
Amount Invested.
$14,000
3,000
3,000
5,000
1,000
7,000
1,000
5,000
7,000
8,000
10,000
2,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$66,000 00
Total Amount o f L oam , with Each Specified Rate o f Interest.
Amount.
$26,158 44
5,000 00
2,400 00
Kate.
3 per cent.
4
“
5
“
Amount.
$4,800 00
356,067 78
8,906 86
Rate.
5J per cent.
6
6h
“
Rate.
Amount.
$10,381 33
1,425 00
Number of loans which are of an amount not exceeding $3,000 each,
7 per cent.
8
302
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 301
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1 8 9 4 , ...............................................................................
Times for the dividends fixed by the by-laws : April 1 and October 1.
Rate and amount of each semi-annual dividend f 2^ per cent., $11,815 28 |
during the year ending Oct. 31, 1894,
.
. 1 2^ per cent., 12,076 39
Number of accounts opened during the year ending Oct. 31, 1894,
. 228
Number o f accounts closed during the year ending Oct. 31, 1894,
. 229
1,797
Total number of open accounts Oct. 31, 1894.......................................
Total expenses of the corporation for the year ending Oct. 31,1894 (ex
$326,680 97
32,513 86
23,891 67
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year end
1,463 26
ing Oct. 3 1 ,1 8 9 4 ,............................................................................................................
Number of s a m e , ........................................................................................ 1,374
Amount of withdrawals, including dividends, during the year ending Oct.
106,954 25
31, 1894...............................................................................................................................
Number of s a m e , ........................................................................................ 1,303
Date of examination by commissioner: M ay 11.
102,110 69
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
176
R E P O R T O F TH E
[Pub. Doc,
East W eym outh Savings Bank — Concluded.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
1,020
$20,011 25
157
12,757 00
99
15,293 09
57
22,481 97
14
27
9,410 94
27,000 00
1,374
$106,954 25
not
not
not
less
N um
ber.
To the credit—
Of women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
Am ount.
466
6
$31,165 17
1,113 00
106
86
6,014 21
16,592 32
No. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
177
E L IO T F IV E CENTS S A V IN G S B A N K — BOSTON.
Incorporated Feb. 4,1864.
Present number of corporators, 50.
J o h n C a r r , President.
F r a n k E . G r a n g e r , Treasurer.
J o h n F . N e w t o n , Clerk o f the Corporation.
Names of committee charged with the investment of its funds.
J o h n Ca r r ,
Gorh am R ogers,
S a m u e l B . H o p k in s ,
W i l l i a m S. L e l a n d ,
G reen leap C. G eorge.
Open for business every business day, 9
a .m .
to 3
p .m .
B alance S heet October 31, 1894.
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Loan on bank stock, .
Railroad bonds as per schedule,
Loans on railroad bonds, .
Railroad notes, .
.
.
.
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
Short and surplus account,
Cash on hand,
.
.
.
.
L ia b il it ie s .
$257,100
57,200
1,000
530,500
125,000
25,000
1,615,610
608^000
166,503
5,000
610
197
6,813
00
00
00
00
00
00
25
00
73
00
67
79
89
$3,398,536 33
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
T ax account, .
Suspense account, .
$3,271,572 08
91,659 94
632 82
28,971 58
4,400 00
1,299 91
$3,398,536 33
Cash on Deposit in Banks, amount in each : —
People’s National Bank, B o s t o n ,...............................................................................$76,024 35
Frst National Bank, Boston............................................................................................
48,529 80
National Revere Bank, B o s t o n , ...............................................................................
46,949 58
Loan on Bank stock: —
On 10 shares National Exchange Bank, B o s t o n , ................................................. $1,000 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
[Pub. D oc
R E P O R T O F TH E
178
Eliot Five Cents Savings B a n k — Continued.
Loans on Railroad Bonds, amount on each : —
On $52,000 Boston & Maine R .R . 4 s , .....................................................................$50,000 00
On $50,000 Boston & Albany R .R . 6 s , ..................................................................... 1
On $5,000 Concord & Montreal R .R . 4 s , ...........................................................j
On $16,000 Boston & Maine R .R . 4 ^ s , .....................................................................
50 000 00
’
15,000 00
On $10,000 Fitchburg R .R . 5 s , ...............................................................................
10,000 00
Detailed Statement o f Public Funds.
Par Value.
City of Bangor, Me., 6s, .
of Boston, Mass., 4s,
of Boston, Mass., 5s,
of Boston, Mass., 6s,
of Chelsea, Mass., 6s,
of Fall River, Mass., 4^s,
of Fall River, Mass , 6s, .
of Holyoke, Mass., 4s,
of Lynn, Mass., 5s, .
of Manchester, N. H ., 6s,.
of Providence, R. I ., i^ s , .
of Providence, R. I ., 5s, .
of Springfield, Mass., 6 s, .
of Taunton, Mass , 5s,
of Taunton, Mass., 6s,
Town of Brookline, Mass., 7s,
of Marlborough, Mass., 4s,
District of Columbia 5s, .
State of New Hampshire 6s, .
City of Haverhill, Mass., 4s, .
.
$4,000
42,600
25,000
5,000
10,000
10,000
10,000
20,000
10,000
10,000
5,000
20,000
20,000
10.000
10,000
4,000
9,000
7,000
500
25,000
Estimated
Market Value.
$4,740
43,452
29,000
6,150
10,100
10,500
11,900
20,900
11,150
10,100
5,200
21,580
23,800
10,100
10,250
4,360
9,450
7,420
620
26,250
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$4,000
42,600
25,000
5,000
10,000
10,000
10,000
20,000
10,000
10,000
5,000
20,000
20,000
10,000
10,000
4,000
9,0C0
7,000
500
25,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$257,100 $277,022 00 $257,100 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
10
70
20
50
10
13
30
30
61
10
Par Value.
Atlantic Nat’l Bank, Boston, .
Atlas National Bank, Boston, .
Columbian N’l Bank, Boston, .
Continental N’l Bank. Boston,
Eliot National Bank, Boston, .
Howard Nat’l Bank, Boston, .
Market Nat’l Bank, Boston, .
Merchants’ N’l Bank, Boston, .
Mt Vernon N’l Bank, Boston,
N’l B’k of No. America, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,000
7,000
2,000
5,000
1,000
1,300
3,000
3,000
6,100
1,000
Estimated
Market Value.
$1,220
8,190
2,040
5,700
1,310
1,248
2,550
4,710
7,320
1,130
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$1,000
7,000
2,000
5,000
1,000
1,300
3,000
3,000
6,100
1,000
00
00
00
00
00
00
00
00
00
00
No. 8 .]
179
SA V IN G S B A N K COM M ISSION ERS
Eliot Eive Cents Savings Bank — Continued.
Ko. ot
Shares.
Detailed Statement o f Bank Stocks— Concluded.
20
10
171
43
14
10
Par Value.
N’l B’k of Redemption, Boston,
National Eagle Bank, Boston,
People’s Nat’l Bank, Boston, .
Shaw mat Nat’l Bank, Boston,
State National Bank, Boston, .
Naumkeag N’l Bank, Salem, .
$2,000
1,000
17,100
4,300
1,400
1,000
$57,200
Estimated
Market Value.
$2,500
830
27,360
4,988
1,624
1,300
00
00
00
00
00
00
$74,020 00
Amount Invested.
$2,000
1,000
17,100
4,300
1,400
1,000
00
00
00
00
00
00
$57,200 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston, Clinton, Fitchburg & New
Bedford R.R. 5s, .
Boston & Lowell R.R. 4s,
Boston & Lowell R.R. 6s,
Boston & Maine R R. 4 s,.
Boston & Providence R R. 4s, .
Concord & Montreal R.R. 4s, .
Fitchburg R R 4£s, .
.
.
.
Fitchburg R R 5s, .
.
.
.
Newport & llichford R.R. 5s, .
Maine Central R R. 4is, .
N. Y. & N. E. R.R, (terminal) 4s, .
Old Colony R.R. 4s,.
Old Colony R.R. 6s............................
Portland & Ogdensburg R R. 6s,
Salem & Lowell R R. 6s,.
Vermont & Massachusetts R.R. 5s,.
Worcester, Nashua & Rochester R.R.
4 s,....................................................
Boston & Albany R.R. 4s,
Conn. & Passumpsic Rivers R.R. 4s,
Connecticut River R.R. 4s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$11,000
50,000
3,000
25,000
25,000
50.000
25,000
5,000
22,000
50,000
25,000
35,000
6,000
16,500
20,000
37,000
$12,540
50,500
3,090
25,500
26,000
51,000
25,250
5,180
23,100
53,000
25,000
36,925
6,060
18,150
21,500
40,330
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$11,000
50,000
3,000
25,000
25,000
50,000
25,000
5,000
22,000
50,000
25,000
35,000
6,000
16,500
20,000
37,000
00
00
00
00
00
00
00
00
00*
00
00
00
00
00
00
00
25,000
50,000
25,000
25,000
25,400
52,750
25,625
25,625
00
00
00
00
25,000
50,000
25,000
25,000
00
00
00
00
$530,500 $552,525 00
* A legal investment when made.
$530,500 00
180
[Pub. D oc
R E P O R T OF TH E
Eliot Five Cents Savings Bank — Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$166,503
175,000
878,400
61,750
73
00
00
00
Kate.
Amount.
Kate.
2 per cent.
3à
“
4
“
4i
$747,700
29,500
439,607
25,600
00
00
32
00
4£ per cent.
?
5è
::
“
Rate.
Amount.
$14,352 93
1,500 00
1,200 00
6 per cent.
7
8
«
Number of loans which are of an amount not exceeding $3,000 each,
162
Aggregate amount of the s a m e , .............................................................................. $273,110 25
Total number of loans upon real e s t a t e , ..................................................308
5,000 00
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, dur
145,634 43
ing year ending Oct. 31, 1 8 9 4 , ...............................................................................
Times for the dividends fixed by the b y-la w s: second Wednesday in
April and October.
Rate and amount of each semi-annual dividend ( 2 per cent., $58,176 O il
118,561 37
during the year ending Oct. 31, 1894,
.
. I 2 per cent., 60,385 36 J
Number of accounts opened during the year ending Oct. 31, 1894,
1,276
Number o f accounts closed during the year ending Oct. 31, 1894,
. 998
Total number of open accounts Oct. 31, 1894,
.
.
.
.
10,344
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
8,425 49
clusive of taxes),
..................................................................................................
Am ount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................ 9,760
Amount o f withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
705,071 90
621,752 15
Number o f s a m e , ........................................................................................ 8,119
Date of examination by commissioner: February 26.
Classification o f Deposits received during the Tear ending Oct. 31,18,94.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
Totals,
.
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
7,342
$131,828 05
1,153
93,747 85
not
not
547
84,838 13
439
156,579 31
133
146
91,786 46
146,292 10
9,760
$705,071 90
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
5,166
9
$350,168 67
3,656 93
83
893
6,976 23
75,682 70
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
182
[Pub. D oc
R E P O R T O F TH E
E ssex Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Boston, Mass., 4s,
of Chicago, 111., 4s, .
of Fall River, Mass., 6s,
of Lawrence, Mass., 4s,
of Lawrence, Mass , 6s,
of Lynn, Mass., 6s, .
of Newton, Mass., 5s,
of Brockton, Mass., 4s,
of Dayton, Ohio, 5 s,.
of Indianapolis, Ind., 4s,
.
.
.
.
Estimated
Market Value.
Amount Invested.
$200,000 $203,000 00 $200,000 00
135.000 00*
137,700 00
135.000
25.000 00
29,000 00
25.000
176.000 00
177,750 00
176.000
5,000 00
5,500 00
5,000
50.000 00
51,500 00
50.000
16.000 00
17,600 00
16.000
40.000 00
41,100 00
40.000
39.000 00*
39,410 00
39.000
100.000 00
102,500 00
100.000
$786,000
$805,060 00 $786,000 00
* Legal investments when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
130 Atlas National Bank, Boston,.
40 Atlantic Nat’l Bank, Boston, .
6 Blackstone N’l Bank, Boston,.
30 Boston National Bank, Boston,
80 N’ l B’k of the Commonwealth,
Boston,
.
.
.
.
75 N’l B’k of Commerce, Boston,
20 Continental N’l Bank, Boston,
130 National City Bank, Boston, .
80 Eliot National Bank, Boston, .
100 Everett Nat’l Bank, Boston, .
47 Globe National Bank, Boston,
232 Howard Nat’l Bank, Boston, .
100 N’l Hide & Leather B’k, Boston,
60 Lincoln Nat’l Bank, Boston, .
40 Massachusetts N’l B’k, Boston,
200 Merchants’ Nat’l Bank, Boston,
46 Mt. Vernon N’l Bank, Boston,
150 N’l B’k of No. America, Boston,
100 North National Bank, Boston,
225 National Revere Bank, Boston,
250 N’l B’k of the Republic, Boston,
27 Shawmut Nat’l Bank, Boston,
100 Suffolk National Bank, Boston,
100 State National Bank, Boston, .
100 Tremont Nat’l Bank, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
Estimated
Market Value.
$13,000
4,000
600
3,000
$15,000
4,800
600
3,100
00
00
00
00
$13,000
4,000
600
3,000
00
00
00
00
8,000
7,500
2,000
13,000
8,000
10,000
4,700
23,200
10,000
6,000
4,000
20,000
4,600
15,000
10,000
22,500
25,000
2,700
10,000
10,000
10,000
10,400
8,600
2,300
10,600
10,400
8,300
4,000
21,900
10,700
4,600
3,800
31,400
5,500
17,200
11,600
21,300
39,700
3,100
10,000
11,500
8,800
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
8,000
7,500
2,000
13,000
8,000
10,000
4,700
23,200
10,000
6,000
4,000
20,000
4,600
15,000
10,000
22,500
25,000
2,700
10,000
10,000
10,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
No. 8 .J
183
SA V IN G S B A N K COM M ISSION ERS.
Essex Savings Bank — Continued.
No of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
10
166
300
300
Par Value.
National Union Bank, Boston,
Nat’l Webster Bank, Boston, .
Bay State NT B’k, Lawrence,.
Lawrence NT B’k, Lawrence, .
$1,000
16,600
22,500
30,000
$316,900
Estimated
Market Value.
$1,100
16,600
36,000
33,000
Amount Invested.
$1,000
16,600
22,500
30,000
00
00
00
00
$365,900 00
00
00
00
00
$316,900 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Lowell R R. 4|s,
Concord & Montreal, R.R. 4s, .
Fitchburg R.R. 5s, .
Worcester, Nashua & Roch. R.R. 4s,
$50,000
50.000
200,000
105,000
20.000
Estimated
Market Value.
$50,000
52,000
206,000
115,200
20,200
00
00
00
00
00
$425,000 $443,400 00
Amount Invested.
$50,000
50.000
200,000
105,000
20.000
00
00
00
00
00
$425,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Rate.
Amount.
$266,548
25.000
20.000
10,000
06
00
00
00
2 per cent.
3
“
3h
“
3|
“
Kate.
Amount.
$622,500
100,000
1,241,050
2,578,668
00
00
00
40
4 per cent.
4i
“
4è
“
5
“
Amount.
$94,550 00
399,292 93
Rate.
5J per cent.
6
“
Amount invested in real estate for banking p urposes,....................................... $20,000 00
Estimated value of the s a m e , ..............................................................................
30,000 00
Assessed value of the s a m e , ........................................................................................
30,000 00
Net income received from same during year ending Oct. 31, 1894,
.
.
1,821 00
Number of loans which are of an amount not exceeding $3,000 each,
491
Aggregate amount of the same......................................................................................
Total number of loans upon real e s t a t e , ................................................. 694
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1894,
...............................................................................
Time for the dividends fixed by the b y-la w s: third Wednesday in April
and October.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
610,896 00
337,587 22
184
'
R E P O R T O F TH E
[Pub. Doc.
Essex Savings Bank — C o n clu d ed .
Rate and amount, of each semi-annual dividend f 2 per cent., $118,393 59 } ^23? 7 - 9 2r
during the year ending Oct. 31, 1894,
.
. ( 2 per cent., 119,358 67 J ^
’ °
Number of accounts opened during the year ending Oct. 31, 1894,
3,399
Number of accounts closed during the year ending Oct. 31, 1894,
3,119
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
17,694
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
..................................................................................................
11 700 68
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , .................................................................................................. 1,235,029 21
Number of s a m e , ................................................................................................. 416
Amount of withdrawals, including dividends, during the year ending Oct.
31> 1894>
...................................................................................................................... 1,333,742 08
Number of s a m e , .................................................................................................14,226
Date of examination by commissioner : May 8.
Glassification o f Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
14,295
$268,663 29
1,974
157,632 45
903
139,229 56
753
267,787 92
325
166
230,779 09
170,936 90
not
not
not
less
18,416 $1,235,029 21
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
9,202
42
$614,901 36
15,006 53
203
310
28,051 26
44,331 12
No. 8 .]
185
SA Y IN G S B A N K CO M M ISSION ERS.
E V E R E T T S A V IN G S B A N K — E V E R E T T .
Incorporated March 1,1889.
Present number o f corporators, 26.
J a m e s P. S t e w a r t , President.
S a m u e l P. C a n n e l l , Treasurer.
H e n r y K . V e a z i e , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
W oodbury A . H a m ,
D a n ie l B. F e s s e n d e n ,
N a t h a n ie l J. M e a d ,
Sam u e l P . Ca n n e l l ,
S a m u e l M . J o h n so n .
Open for business every business day, 2 to 4
p .m .
; and Saturday, 7.30 to 8.30
p .m .
Balance Sheet October 31, 1894.
L ia b il it ie s .
A ssets.
$2,000 00
75,225 00
1,000 00
Bank stock as per schedule,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes).............................................
Deposits in banks, on interest, .
Cash on hand,
.
.
.
.
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count,
Uncompleted mort
gage loans, .
13,000 00
24,849 94
1,501 25
$114,812 73
1,100 00
48 08
665 38
950 00
$117,576 19
$117,576 19
Cash on Deposit in Banks, amount in each : —
Winthrop National Bank, B o ston ,.............................................................................. $3,547 84
First National Bank, C h e l s e a , ...............................................................................
5,044
Winnisimmet National Bank, C helsea,....................................................................
5,792
National Security Bank, B o s t o n ,..............................................................................
5,065
First National Bank, M a l d e n , ...............................................................................
5,400
18
65
27
00
No. of
Shares.
Detailed Statement of Bank Stocks.
20
Par Value.
Globe Nat’l Bank, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2,000
Estimated
Market Value.
$2,000 00
Amount Invested.
$2,000 00
186
R E P O R T O F TH E
[Pub. D oc.
Everett Savings Bank — Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$5,400 00
8,613 11
10,836 83
Kate.
Amount.
$6,000 00
15,550 00
1£ per cent.
2
2£
“
“
Kate.
4 per cent.
5
“
Amount.
Rate.
$19,400 00
48,275 00
5^ per cent.
6
Number of loans which are of an amount not exceeding $3,000 each,
52
Aggregate amount of the s a m e , ..............................................................................
Total number o f loans upon real e s t a t e , ................................................. 52
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the by-law s: second Wednesday in April
and October.
Rate and amount of each semi-annual dividend f 2 per cent, $1,767 28 )
during the year ending Oct. 31, 1894,
.
. 1 2 per c en t, 1,889 74 J
Number of accounts opened during the year ending Oct. 31,1894,
. 184
Number of accounts closed during the year ending Oct. 31, 1894,
. 102
Total number of open accounts Oct. 31, 1 8 9 4 , ........................................ 979
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .................................................................................................. 1,340
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
$65,725 00
5,213 04
3,657 02
590 90
65,109 47
54,703 76
Number of s a m e , ............................................................................................. 858
Date of examination by commissioner: February 16.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Numher.
Amount.
1,093
$16,020 88
117
9,344 62
65
9,877 28
49
17,024 19
11
5
7,842 50
5,000 00
1,340
$65,109 47
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
In trust, .
.
.
.
568
6
92
%
Am ount.
$23,145 99
1,439 58
6,801 33
No. 8 .]
187
SA Y IN G S B A N K COM M ISSION ERS.
F A IR H A V E N IN S T IT U T IO N FOR S A V IN G S - F A IR H A V E N .
Incorporated Feb. 10,1832.
Present number of corporators, 31.
G e o . II. T a b e r , President.
C h a s . H . M o r t o n , Treasurer.
C h a s . H . M o r to n , Clerk o f the Corporation.
Names of committee charged with the investment of its fu n d s:
G eo . H . T a b e r ,
W a l t e r P . W in s o r ,
C y ru s D . H unt,
L e v i M. S n o w ,
John B . H ussey.
Open for business every business day, 9
a .m .
to 1 p . m .
B alance Sheet October 31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Sea View Hotel and W harf Co.
s t o c k , * .......................................
Cash on hand,
.
.
.
.
$7,500
114,870
1,050
23,500
00
00
00
00
4,500
12,000
195,276
118,385
17,957
4,000
00
00
46
33
25
00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count,
$476,357 52
22,100 00
44 55
2,721 63
2,153 96
30 70
$501,223 70
$501,223 70
* Taken to secure indebtedness.
Cash on Deposit in Bank : —
National Bank of Fairhaven, Fairhaven,
$21,957 25
Loans on Bank Stock, amount on each: —
On 5 shares National Bank of Fairhaven, Fairhaven,.......................................
On 25 shares National Bank of Fairhaven, Fairhaven,
.
.
.
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$ 50 00
1,000 00
188
R E P O R T O F TH E
[Pub. D oc
Fairhaven Institution for Savings — Continued.
Detailed Statement o f Public Funds.
City of Belfast, Me , 6s, .
Town of Fairhaven, Mass., 7s,
Par Value.
Estimated
Market Value.
Amount Invested.
$6,500
1,000
$6,727 00
1,030 00
$6,500 00*
1,000 00
$7,500
$7,757 00
$7,500 00
* A legal investment when made.
Detailed Statement o f Bank Stocks.
OS
Par Value.
^ 55
90 N’l B’k of Commerce, Boston,
50 Eliot National Bank, Boston, .
60 N’l B’k of the Republic,Boston,
30 State National Bank, Boston,.
40 North Nat’l Bank, Boston,
50 Howard Nat’l Bank, Boston, .
80 N’l B’k of No. America, Boston,
50 Continental N’l Bank, Boston,
100 Boston National Bank, Boston,
158 National Bank o f Fairhaven,
Fairhaven, .
.
.
.
68 Mechanics’ Nat’l Bank, New
Bedford,
.
.
.
.
90 First Nat’l B’k, New Bedford,
80 Citizens’ N’l B’k, New Bedford,
40 National Bank of Commerce,
New Bedford,
$9,000
5,000
6,000
3,000
4,000
5,000
8,000
5,000
10,000
Estimated
Market Value.
$10,350
6,550
9,440
3,480
4,640
4,838
9,200
5.750
10,400
00
00
00
00
00
00
00
00
00
Amount Invested.
$10,350
6,500
7,740
3,450
5,160
5,500
8,000
5,300
12,000
00
00
00
00
00
00
00
00
00
12,640
12,640 00
12,640 00
6,800
9,000
8,000
11,968 00
13,320 00
9,640 00
10,880 00
12,150 00
10,400 00
4,000
3,200 00
4,800 00
$95,440
$115,416 00 $114,870 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Concord & Montreal R.R. 4s, .
Boston & Maine R.R. 4ès,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$10,000
3,000
10,000
$10,100 00
3,098 00
11,100 00
$10,000 00
3,000 00
10,500 00
$23,000
$24,298 00
$23,500 00
No. 8 .]
189
SA Y IN G S B A N K COM M ISSION ERS.
Fairhaven Institution for Savings —
C oncluded.
Total Amount o f Loans, with Each Specified Bate o f Interest.
Amount.
Amount.
Rate.
$17,957 25
42,500 00
4,500 00
$64,300 00
40,147 00
10,456 00
2 per cent.
4
“
4$
“
Rate.
Amount.
5 per cent.
5£
“
5|
“
$151,468 79
850 00
490 00
Rate.
6
6£
per cent.
“
7
Amount invested in real estate for banking purposes,........................................
Estimated value of the s a m e , ..............................................................................
Assessed value of the same.............................................................................................
Value, by books, o f other real estate held or owned by foreclosure or
o t h e r w i s e ,.....................................................................................................................
Assessed value of the same.............................................................................................
Number of loans which are of an amount not exceeding $3,000 each, 160
$4,500 00
6,000 00
3.500 00
12,000 00
4,000 00
152,155 23
Aggregate amount of the same......................................................................................
Total number of loans upon real e s t a t e , ................................................. 159
2,153 96
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, dur
24,029 08
ing year ending Oct. 31, 1 8 9 4 , ..............................................................................
Times for the dividends fixed by the b y-la w s: last Monday in April and
October.
Rate and amount of each semi-annual dividend f 2 per ce n t, $8,973 74 1
18,142 60
during the year ending Oct. 31, 1894, .
.
1 2 per cent.,
9,168 86 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 103
Number of accounts closed during the year ending Oct. 31, 1894,
. 100
Total number of open accounts Oct. 31, 1 8 9 4 , ....................................... 840
Total expenses o f the corporation for the year ending Oct. 31, 1894, ex
2.501 43
clusive of ta x e s ,............................................................................................................
Amount o f deposits, not including dividends, received during the year
63,538 89
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number o f s a m e , .................................................................................................. 307
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
68,363 79
Number of s a m e , .................................................................................................. 504
Date of examination by commissioner: August 21.
Classification o f Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
Numher.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
.
156
$2,791 67
41
3,443 21
37
5,654 70
36
12,852 69
7
30
4,668 08
34,128 54
307
$63,538 89
not
not
not
less
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num her.
Amount.
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust, .
.
.
.
Amount.
99
1
$18,131 01
500 00
19
24
1,924 17
6,139 24
190
R E P O R T O F TH E
[Pub. D oc
F A L L R IV E R S A V IN G S B A N K — F A L L R IV E R .
Incorporated March 11, 1828.
Present number o f corporators, 128.
T h o m a s J. B o r d e n , President.
C h a r l e s A . B a s s e t t , Treasurer.
N e w t o n R . E a r l , Clerk o f the Corporation.
Names of committee charged with the investment o f its funds :
R o b e r t C. B r o w n ,
H e n r y C. H a w k i n s ,
J a m e s C. E d d y ,
R obert H en ry ,
G u il f o r d H . H a t h a w a y .
Open for business every business day, 9
a .m .
to 2
p .m .
B alance Sheet October 31, 1894.
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock,
Railroad bonds as per schedule,
Real estate for banking purposes,
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
L ia b il it ie s .
$930,600
741,850
14,700
339,000
46.000
15.000
2,949,123
1,492,725
20,800
1,008
2,542
00
00
00
00
00
00
00
00
00
57
92
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
Due on uncompleted
mortgage loans, .
$6,553,349 49
$6,220,459 54
244.300 00
53,233 95
10,700 00
24,656 00
$6,553,349 49
Cash on Deposit in Banks, amount in each: —
National Bank of Redemption, Boston,
Metacomet National Bank, Fall River,
$15,000 00
5,800 00
Loans on Bank Stock, amount on each: —
On 10 shares Pocasset National Bank, Fall River,
On 166 shares Metropolitan National Bank, Boston,
On 49 shares Metropolitan National Bank, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$700 00
.
11,000 00
3,000 00
No. 8 .]
S A Y IN G S
191
B A N K COM M ISSION ERS
Pall River Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
County of Bristol, Mass., 4|s, .
of Hampden, Mass., 3s,
Town of Belmont, Mass., 4s, .
of Freetown, Mass., 4|s,
City of Boston, Mass., 4s,
of Boston, Mass.. 5s,
of Cambridge, Mass., 3^s, . .
of Cambridge Mass., 4s, .
of Chicago, 111., 4s, .
of Fall River, Mass , 4s, .
of Fall River, Mass., 5s, .
of Fall River, Mass., 6s, .
of Gloucester, Mass, 4s, .
of Lynn, Mass., 4s, .
of Nashua, N. H , 4s,
of New Bedford, Mass , 3|s, .
of Waltham, Mass, 4s,
of Worcester, Mass., 4s, .
United States 5s,
. . .
$20,000
10,000
30,250
1,350
200,000
100,000
36,000
80,000
100,000
46,000
24,000
41,000
40,000
35,000
6,000
30,000
6,000
25,000
100,000
Estimated
Market Value.
$20,200
9,580
30,250
1,350
216,000
115,000
36,000
82,400
103,000
46,790
26,090
48,070
40,300
35,590
6,120
30,000
6,120
26,000
118,500
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$20,000
10,000
30,250
1,350
200,000
100,000
36,000
80,000
100,000
46,000
24,000
41,000
40,000
35,000
6,000
30,000
6,000
25,000
100,000
00
00
00
00
00
00
00
00
00*
00
00
00
00
00
00
00
00
00
00
$930,600 $997,360 00 $930,600 00
* A legal investment when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
200 N’l B’k of Commerce, Boston,
150 Eliot National Bank, Boston, .
400 Faneuil Hail Nat’l B’k, Boston,
330 First National Bank, Boston,
250 N’l Hide & Leather B'k,Boston,
300 Howard Nat’l Bank, Boston, .
160 Merchants’ N'l Bank, Boston,
400 N’ l B'k of No. America, Boston,
107 N ’l B’k of Redemption, Boston,
300 Nat’ l Revere Bank, Boston,
232 Second National Bank, Boston,
200 Washington Nat’l B’k, Boston,
100 First National Bank, Chelsea,
715 Fall River N’l B’k, Fall River,
650 Massasoit N’l B’k, Fall River,
935 Matacomet N’l B’k, Fall River,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Tar Value.
$20,000
15,000
40,000
33,000
25,000
30,000
16,000
40,000
10.700
30,000
23,200
20,000
10,000
71,500
65,000
93,500
Estimated
Market Value.
$23,000
19,650
52,000
78,540
26,750
28,800
25,120
46,000
13,375
28,500
42,920
20,000
10,000
78,650
97,500
116,875
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$20,000
15,000
40,000
72,600
25,000
30,000
16,000
40,000
10,700
30,000
34,800
20,000
10,000
71,500
76,050
93,500
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
192
R E P O R T O F TH E
[Pub. D oc.
F all River Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
150
420
500
220
Par Value.
Second Nat’l Bank, Fall River,
National Bank of Commerce,
New Bedford,
First Nat’l B’k, New Bedford,
Merchants’ Nat’l Bank, New
Bedford,
.
.
.
.
Estimated
Market Value.
Amount Invested.
$15,000
$25,500 00
$15,000 00
42,000
50,000
34,860 00
71,000 00
42,000 00
50,000 00
22,000
41,800 00
29,700 00
$671,900
$880,840 00
$741,850 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston, Clinton, Fitchburg & New
Bedford R.R. 5s, .
Boston & Lowell R.R. 4s,
Boston & Lowell R.R. 7s,
Boston, Winthrop & Shore R.R. 5s,
Leeds & Farmington R.R. 6s, .
Maine Central R.R. 6s,
Maine Central R.R. 7s, .
New York, Providence & Boston
R R. 7 s , ..................................
Old Colony R.R. 4Js,
Old Colony R.R. 6s,
. . .
Worcester, Nashua & Rochester
R R. 4 s , ...................................
$70,000
25,000
10,000
15,000
15,000
10,000
7,000
Estimated
Market Value.
$78,050
25,000
10,150
16,350
15,450
11,000
7,700
00
00
00
00
00
00
00
Amount Invested.
$70,000
25,000
10,000
15,000
15,000
10,000
7,000
00
00
00
00
00
00
00
10,000
50,000
77,000
11,200 00
52,000 00
80,230 00
10,000 00
50,000 00
77,000 00
50,000
50,000 00
50,000 00
$339,000
$357,130 00 $339,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$15,000 00
5,800 00
669,500
220,000 00
Rate.
2
2*
per cent.
“
3è
»
3|
“
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
Rate.
Amount.
$260,000 00
244,600 00
75,000 00
4 per cent.
$1,162,650 00
1,818,673 00
6,125 00
4*
4J
“
“
Rate.
5 per cent.
5è
6
“
«
No. 8 .]
SA Y IN G S B A N K COM M ISSIONERS
193
Fall River Savings Bank— Concluded.
Amount invested in real estate for banking purp oses,........................................
Estimated value o f the s a m e , ..............................................................................
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Value, by books, o f other real estate held or owned by foreclosure or
o t h e r w i s e ,......................................................................................................................
Assessed value of the same...................................................................................
Number of loans which are of an amount not exceeding $3,000 each, 1,041
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ....................................... 1,228
Amount o f investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
$46,000
46.000
48.000
700
00
00
00
00
15.000 00
16,900 00
1,458,260 00
15.000 00
326,575 44
Times for the dividends fixed by the by-laws : first Monday in April and
October.
Rate and amount of eachsemi-annualdivi-r 2^ per
cent., $134,275 68 i
dend during the year ending Oct. 31, 1894,
j per cent., 135,827 03 }
Number o f accounts opened during the year ending Oct. 31, 1894,
2,146
Number o f accounts closed during the year ending Oct. 31, 1894,
1,979
Total number of open accounts Oct. 31, 1894,
.
.
.
.
12,817
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894.......................................................................................................
Number of s a m e , ................................................................................................ 10,805
Amount of withdrawals, including dividends, during the year ending Oct.
270»102 71
14,341 41
964,123 01
31> 189±............................................................................................................................1,101,921
Number o f same..........................................................................
12,487
Date of examination by commissioner: June 14.
26
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Of $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $ ’200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
N um
ber.
Amount.
7,547
$161,316 94
1,530
125,999 81
710
111,928 15
621
220,641 94
210
187
142,881 45
201,354 72
10,805
$964,123 01
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
.
.
Of guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
5,238
26
$457,328 90
10,332 04
109
865
21,689 42
123,063 21
FALL
[Pub. D oc.
R E P O R T O F TH E
194
R IV E R
F IV E
CENTS S A V IN G S B A N K — F A L L
R IV E R .
Incorporated April 10, 1855.
Present number of corporators, 34.
W a l t e r C . D u r f e e , President.
C h a s . J. H o l m e s , Treasurer.
J o h n P . S l a d e , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
W a l t e r C. D u r f e e ,
C h a s . E . G if f o r d ,
L e o n t in e L in c o l n ,
J u n iu s P . P r e n t i s s ,
Ja m e s M . O s b o r n .
Open for business every business day, 9
B a l a n c e ' Sh ee t O ctober
a .m
. to 2 p . m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Railroad bonds as per schedule,.
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
Border City Manufacturing Co.’s
s t o c k , * .......................................
Granite Mills stock,* .
Cash on hand,
.
.
.
.
$125,000 00
483,500 00
220,000 00
45,000
49,285
1,584,980
780,310
38,074
5,000
2,950
00
48
00
00
27
00
50
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
Rental account,
Due on
mortgage
loans,
.
$3,169,680 46
80,000 00
72,350 68
27,321 58
18,203 69
1,342 33
8,796 78
15,198 35
10,806 36
$3,368,898 74
$3,368,898 74
* Taken to secure indebtedness.
Cash on Deposit in Banks, amount in each : —
Second National Bank, Fall R i v e r , ....................................... * .
.
.
National Exchange Bank, B o s t o n , ....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$33,717 89
9,356 38
No. 8 .]
S A Y IN G S B A N K COM M ISSIONERS
195
Fall River Five Cents Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
Town of Everett, Mass., 4s,
City of Lynn, Mass., 4s, .
of Chicago, 111., 4s, .
$25,000
50,000
50,000
$125,000
Estimated
Market Value.
$25,750 00
51,000 00
51,500 00
Amount Invested.
$25,000 00
50,000 00
50,000 00*
$128,250 00 $125,000 00
* A legal investment when made.
Detailed Statement o f Bank Stocks.
V
-. c<n
O
. uV
°M
50
250
134
100
100
35
250
15
160
150
100
50
300
200
300
150
85
145
250
100
120
250
400
20
70
300
20
100
36
412
50
100
20
13
Par Value.
Atlantic Nat’l Bank, Boston, .
Atlas National Bank, Boston, .
Blackstone Nat’l Bank, Boston,
Boston Nat’l Bank, Boston,
National City Bank, Boston, .
N’l B’k of Commerce, Boston,
Continental Nat’l B’k, Boston,
Eliot National Bank, Boston, .
Everett Nat’l Bank, Boston, .
Nat’l Exchange Bank, Boston,
Faneuil Hall N’l Bank, Boston,
First Nat’l Bank, Boston,
N’l Hide & Leather B’k, Boston,
Howard Nat’l Bank, Boston, .
Lincoln Nat’l Bank, Boston, .
Metropolitan N’l B’k, Boston,.
Monument Nat’l B’k, Boston, .
N’l B’k of No. America, Boston,
N’l B’k of Redemption, Boston,
National Revere Bank, Boston,
Shawmut Nat’l Bank, Boston,
Shoe & Leather N’l B’k, Boston,
Third National Bank, Boston,
Nat’l Webster Bank, Boston, .
Winthrop N’l Bank, Boston, .
First National Bank, Chelsea,.
Dedham Nat’l Bank, Dedham,
Metacomet N’l B’k, Fall River,
Nat’l Union Bank, Fall River,
Second Nat’l Bank, Fall River,
Leominster N’l B’k, Leominster,
First Nat’l Bank, Malden,
Oxford Nat’l Bank, Oxford, .
Palmer Nat’l Bank, Palmer, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1
Estimated
Market Value.
$5,000
25,000
13,400
10,000
10,000
3,500
25,000
1,500
16,000
15,000
10,000
5,000
30,000
20,000
30,000
15,000
8,500
14,500
25,000
10,000
12,000
25,000
40,000
2,000
7,000
30,000
2,000
10,000
3,600
41,200
5,000
10,000
2,000
1,300
$6,150 00
29,250 00
13,400 00
10,100 00
8,200 00
4,025 00
28,750 00
1,965 00
13,280 00
19,050 00
13,100 00
11,900 00
32,100 00
19,400 00
23,400 00
14,700 00
19,550 00
16,675 00
31,500 00
9,500 00
13,920 00
22,500 00
36,000 00
2,000 00
8,112 00
33,000 00
2,100 00
12,500 00
3,600 00
70,040 00
5,000 00
15,000 00
2,200 00
1,560 00
$483,500
$553,527 00
Amount Invested.
$5,000
25,000
13.400
10,000
10,000
3,500
25,000
1,500
16,000
15,000
10,000
5,000
30,000
20,000
30,000
15,000
8,500
14,500
25,000
10,000
12,000
25,000
40,000
2,000
7,000
30,000
2,000
10,000
3,600
41,200
5,000
10,000
2,000
1,300
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$483,500 00
[Pub. D oc.
R E P O R T O F TH E
196
Fall River Five Cents Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Maine Central R.R. 4Js, .
Old Colony R.R. 4s,
. . .
Rutland R.R. 5s,
. . .
Concord & Montreal R.R. 4s, .
$50,000
25.000
50.000
100,000
25.000
$250,000
Estimated
Market Value.
$51,200
26.500
52.500
101,000
25,750
Amount Invested.
00
00
00
00
00
$50,000
25.000
50.000
70.000
25.000
00
00
00
00*
00
$257,000 00 $220,000 00
* A legal investment when made.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$38,074 27
340.000 00
158.000 00
Amount.
Bate.
2 per cent.
3i
“
4
“
$80,000 00
193,000 00
297,825 00
Kate.
Amount.
Kate.
4^ per cent.
4è
“
5
“
$1,274,705 00
21,760 00
5J per cent.
6
“
Amount invested in real estate for banking p u rp o se s,.......................................
Estimated value of the sam e,........................................................................................
Assessed value of the s a m e ,........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Value, by books, of other real estate held or owned by foreclosure or
$45,000 00
60,000 00
65,750 00
1,937 33
o t h e r w i s e ,.....................................................................................................................
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each, . 468
49,285 48
58,700 00
3,100 00
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 575
Gross amount of interest or profits received or earned, as per books, during
703,790 00
year ending Oct. 31, 1 8 9 4 ,.........................................................................................
Times for the dividends fixed by the b y-la w s: second Monday in June and
166,796 55
December.
Rate and amount of each semi-annual dividend f 2J per cent., $73,072 13 1
140,348 55
during the year ending Oct. 31,1894,
.
. l 21 per c en t, 67,276 42 J
Number of accounts opened during the year ending Oct. 31,1894,
2,184
Number of accounts closed during the year ending Oct. 31, 1894,
1,783
Total number of open accounts Oct. 31, 1894.......................................
11,097
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
7,341 22
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................ 15,289
Amount of withdrawals, including dividends, during the year ending Oct.
619,314 61
31, 1894.................................................
...........................................................
Number o f s a m e , ........................................................................................ 10,106
Date of examination by commissioner: July 9.
610,858 43
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
197
SA Y IN G S B A N K COM M ISSION ERS
Fall River Five Cents Savings Bank — Concluded.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Num
ber.
Amount.
13,299
$156,754 27
1,010
82,316 77
420
65,597 28
335
121,437 31
131
94
93,223 42
99,985 56
15,289
$619,314 61
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
O f guardians,
.
O f religious and chari
table associations, .
In trust................................
Num
ber.
Amount.
6,280
6
$282,255 39
3,699 33
18
44
2,200 36
10,050 49
[Pub. D oc.
R E P O R T O F TH E
198
FARM ERS’ AND
M E C H A N IC S ’ S A V IN G S B A N K — SOUTH
F R A M IN G H A M .
Incorporated April 23, 1883.
Present number of corporators, 27.
W i l l a r d H o w e , President.
G e o r g e E . C u t l e r , Treasurer.
S . G . D a v e n p o r t , Clerk o f the Corporation.
Names of committee charged with the investment of its fu n d s:
H . L . Sa w y e r ,
D . S. B r i d g e s ,
C. D . L e w i s ,
F r a n k l in E n s l in ,
J. L . W h i t n e y .
G eo. E . Cu t le r ,
Open for business every business day, except Saturday, 8
Saturday, 8 a . m . to 12 m .
Balance
A
Sheet
O ctober
. to 12 m . ; 2 to 4 p . m . ;
31, 1894.
L ia b il it ie s .
ssets.
Bank stock as per schedule,
Loan on railroad bonds,
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes), .......................................
Loans on depositors’ books,
Deposit in bank, on interest,
Furniture account,
Insurance account,
Cash on hand,
.
.
.
.
a .m
$31,218 00
100 00
4,200 00
328,109 80
112,545 90
54,500
586
13,050
1,040
Deposits, .
Guaranty fund,
Cemetery funds,
Undivided earnings,
$518,475
9,850
500
17,035
00
00
18
00
.110 00
401 68
$545,861 56
$545,861 56
Cash on Deposit in Bank : —
Framingham National Bank, South F r a m i n g h a m , ....................................... $13,050 18
Loan on Railroad Bonds : —
On $100 Maine Central R .R . bond,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
58
00
46
52
No. 8 .]
199
SA Y IN G S B A N K COM M ISSIONERS
*
Farmers’ and Mechanics’ Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks.
21
16
10
40
10
6
9
5
17|
100
9
10
Par Value.
Continental N’l Bank. Boston,
Eliot National Bank, Boston, .
Freeman’s Nat’l Bank, Boston,
Market National Bank, Boston,
Nat’l Revere Bank, Boston, .
Shawmut Nat’l Bank, Boston,
Second Nat’l Bank, Boston, .
First National Bank, Chelsea,.
Holliston N’l Bank, Holliston,
Framingham National Bank,
South Framingham,
Northborough National Bank,
Northborough,
First N’l B’k, West Newton, .
$2,100
1,600
1,000
4,000
1,000
600
900
500
1,733
00
00
00
00
00
00
00
00
33
Estimated
Amount
Market Value.
Invested.
$2,415
2,096
900
3,600
960
696
1,620
500
2,080
00
00
00
00
00
00
00
00
00
$2,525
2,084
950
3,908
1,252
724
1,358
650
2,232
25
00
00
25
50
50
25
00
25
10,000 00
12,500 00
13,399 00
900 00
1,000 00
1,125 00
1,000 00
1,134 00
1,000 00
$25,333 33
$29,492 00
$31,218 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$13,050 18
43,500 00
Rate.
2 per cent.
4
“
Amount.
$23,000 00
268,082 00
Rate.
4£ per cent.
5
Amount.
$8,200 00
153,059 70
Rate.
5J per cent.
6
“
$4,200 00
Value, by books, of real estate held or owned by foreclosure or otherwise,
5,000 00
Assessed value of the same.............................................................................................
Number of loans which are o f an amount not exceeding $3,000 each, 224
247,841 00
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real estate........................................................... 180
7,500 00
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31,1894,
28,125 67
..............................................................................
Times for the dividends fixed by the by-laws : first Tuesday in April and
October.
Rate and amount of each semi-annual dividend J 2 per cent., $9,628 68 1
19,486 51
during the year ending Oct. 31, 1894,
.
( 2 per cent., 9,857 83 )
Number of accounts opened during the year ending Oct. 31, 1894,
. 232
Number o f accounts closed during thé year ending Oct. 31, 1894,
. 205
Total number of open accounts Oct. 31, 1894,
.
.
.
.
1,953
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
2,065 55
clusive of taxes),
........................................................... .........
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
200
R E P O R T O F TH E
[Pub. D oc
*
Farmers’ and Mechanics’ Savings Bank — Concluded.
Amount o f deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , .................................................................................................. $92,388 97
Number o f s a m e , ........................................................................................ 1,513
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 3 9 4 , ......................................................................................................................
Number of s a m e , ........................................................................................ 1,378
Date of examination by commissioner: February 15.
113,129 81
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Of $50 and less.
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,0Q0, .
.
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
1,141
$22,439 81
211
17,379 62
73
11,918 38
68
24,448 84
14
6
10,202 32
6,000 00
1,513
$92,388 97
not
not
not
less
.
N um
ber.
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
Amount.
764
5
$45,052 00
1,065 00
12
6 4
302 00
4,346 00
No. 8 .]
201
SA Y IN G S B A N K COM M ISSION ERS.
F IT C H B U R G S A V IN G S B A N K — F IT C H B U R G .
Incorporated Feb. 12,1846.
Present number o f corporators, 45.
C h a r l e s E . W a r e , President.
B r i g h a m N . B u l l o c k , Treasurer.
E b e n e z e r B a i l e t , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
R odney W allace,
R eu b en R . Conn,
Ch arles E . W a r e ,
H e n r y G . M orse,
Ca r m i M . P a r k e r .
Open for business every business day, except Saturday, 9
9
B
alance
a .m
Sh eet October
. to 3 p . m . ; Saturday,
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Loans on bank stock ,.
Railroad bonds as per schedule,
Loan on railroad bonds,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure, .
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Cash on hand,
.
.
.
.
a .m
. to 2 P.M.
$210,597
207,321
15,500
246,900
1,000
50
00
00
00
00
130,000
10,200
1,204.550
950,800
00
00
00
00
Deposits, .
Guaranty fund,
Interest account,
$2,962,658 62
119,700 00
70,577 33
18,000 00
157,113 06
954 39
$3,152,935 95
$3,152,935 95
Cash on Deposit in Banks, amount in each: —
Fitchburg National Bank, Fitchburg, .
Merchants’ National Bank, Boston,
.
.
.
.
.
.
.
$97,113 06
60,000 00
Loans on Bank Stock, amount on each: —
On
On
On
On
On
112 shares Safety Fund National Bank, Fitchburg,
80 shares Safety Fund National Bank, Fitchburg,
5 shares Naumkeag National Bank, Salem, .
5 shares First National Bank, Salem,
11 shares National Exchange Bank, Boston, .
$10,000 00
3,500 00
1,000 00
1,000 00
Loan on Railroad Bonds : —
On $ 1,000 Eastern R R . 6s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$ 1,000 00
202
R E P O R T O F TH E
[Pub. Doc
Fitchburg Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Fitchburg, Mass., 3^s, .
of Fitchburg, Mass., 4s, .
of Keene, N. H., 3is,
of New Bedford, Mass., 4s,
of Norwich, Conn., 7s,
of Portland, Me., 6s,
Town of Leominster, Mass., 4s,
of Turner’s Falls, Mass., 4s, .
United States 4s,
. . .
$15,000
56.000
12.000
25.000
17.000
5,000
Estimated
Market Value.
$14,925
58,370
11,640
25,875
21,420
20.000
6,100
20,200
30.000
30.000
30,670
34,725
$210,000
00
00
00
00
00
00
00
00
00
Amount Invested.
$15,000 00
56.000 00
12.000 00
25.000 00
17,935 00
4,662 50
20.000 00
30.000 00
30.000 00
$223,925 00 $210,597 50
No. o f
Shares.
Detailed Statement o f Bank Stocks.
133
150
166
200
116
100
150
66
123
170
153
100
100
133
5
100
30
Par Value.
Boston Nat1] Bank, Boston, .
Howard Nat’l Bank, Boston, .
Lincoln Nat’l Bank, Boston, .
Merchants’ Nat’l Bank, Boston,
North National Bank, Boston,
IS! ’1 Hide & Leather B’k, Boston,
National Revere Bank, Boston,
N’l B’k of No. America, Boston,
Rollstone N’l Bank, Fitchburg,
Safety Fund N’l B’k, Fitchburg,
Fitchburg N’l B’k, Fitchburg,
Citizens’ N ’l B’k, New Bedford,
National Bank of Commerce,
New Bedford,
Crocker N’l B’k, Turner’s Falls,
Townsend N’l B’k, Townsend,
City Nat’l Bank, Worcester, .
Quinsigamond National Bank,
Worcester, .
.
.
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$13,300
15,000
16,600
Estimated
Market Value.
$13,832
14,512
12,948
31,550
13,456
10,750
14,250
7,590
17,835
18,700
22,185
00
Amount Invested.
00
00
00
00
00
00
00
00
00
12,000 00
$13,300 00
15,000 00
16,600 00
20,000 00
11,600 00
11,600 00
15,000 00
6,600 00
13,635 00
18,050 00
16,736 00
10,000 00
00
00
00
00
12,400 00
13,300 00
500 00
10,000 00
3,900 00
3,000 00
$199,500 $233,084 50
$207,321 00
20,000
11,600
10,000
15,000
6,600
12,300
17,000
15,300
10,000
10,000
13,300
500
10,000
3,000
8,300
16,226
550
14,500
50
No. 8 .]
203
SA Y IN G S B A N K COM M ISSION ERS.
Fitchburg Savings
B a n k — C ontinued.
Detailed Statement o f Railroad Bonds.
Par Value.
Fitchburg R.R. 4s, .
Fitchburg R.R. 4^s, .
.
.
.
Fitchburg R.R. 5s..............................
Vermont & Massachusetts R R. 5s, .
Old Colony R.R. 4s,
. . .
$60,000
45.000
119,000
16.000
5,000
Estimated
Market Value.
$59,100
45,450
124,710
17,440
5,275
Amount Invested.
00
00
00
00
00
$60,000
45,000
120,500
16,400
5,000
00
00
00
00
00
$245,000 $251,975 00 $246,900 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Rate.
Amount.
$60,000
97,113
283,000
25,000
00
06
00
00
2 per cent.
2£
“
4
“
44
“
Rate.
Amount.
Rate.
4| per cent.
41
“
4J
“
$378,300 00
71,900 00
100 00
5£ per cent.
6
Amount.
$50,000
258,800
36,500
1,086,250
00
00
00
00
5
64
“
Amount invested in real estate for banking purposes,.......................................
Estimated value of the s a m e , ...............................................................................
Assessed value of the s a m e ,........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Value, by books, of other real estate held or owned by foreclosure or other
“
$130,000
130.000
120.000
1,435
00
00
00
66
wise,
...............................................................................................................................
Assessed value of the s a m e , ........................................................................................
Number of loans which are of an amount not exceeding $3,000 each, 385
10,200 00
10,200 00
Aggregate amount o f the s a m e , ..............................................................................
Total number of loans upon real estate...........................................................455
Gross amount of interest or profits received or earned, as per books, dur
556,600 00
ing year ending Oct. 31, 1 8 9 4 , ...............................................................................
Times for the dividends fixed by the b y-law s: January 1 and July 1.
Rate and amount of each semi-annual dividend f 2 per cent , $55,420 26 1
during the year ending Oct. 31, 1894,
.
i 2 per cent.,
56,293 65 J
147,807 57
Number of accounts opened during the year ending Oct. 31, 1894,
Number of accounts closed during the year ending Oct. 31, 1894,
Total number of open accounts Oct. 31, 1894,
.
.
.
.
111,713 91
923
685
6,731
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year end
6,469 96
ing Oct 31, 1 8 94,............................................................................................................
Number of s a m e , ........................................................................................3,607
Amount of withdrawals, including dividends, during the year ending Oct.
413,789 16
31, 1894...............................................................................................................................
Number of s a m e , ........................................................................................ 3,983
Date of examination by commissioner: March 20.
393,778 10
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
204
R E P O R T O F TH E
[Pub. D oc
Fitchburg Savings B a n k — C onclud ed .
Classification o f Deposits received during the Year ending Oct. 31, 1894.
Num.
her.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Amount.
2,270
$47,833 11
535
44,487 85
311
49,720 74
292
104,288 00
101
98
68,739 94
98,719 52
3,607
$413,789 16
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
1,872
14
$37,606 39
1,522 00
26
96
4,167 54
25,258 92
No. 8 .]
205
SA Y IN G S B A N K COM M ISSIONERS.
FLORENCE SAVINGS BANK — FLORENCE.
Incorporated Feb. 14, 1873.
Present number of corporators, 38.
S a m u e l P o r t e r , President.
M . E . G o u l d , Treasurer.
M . E . G o u l d , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
Sa m u e l P o r t e r ,
H . F . Cu t l e r ,
L. F. P lym pton,
W . L . W il c o x ,
G e o r g e S. G r a v e s .
Open for business every business day, 10
B alance
Sh eet
O ctober
.
to 2
p .m
.
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Expense account,
Premium account,
Furniture and fixtures,
Cash on hand,
.
.
.
.
a .m
$35,000 00
24.000 00
29.000 00
4,724
1,545
86,275
69,381
41,896
136
3,631
479
257
Deposits, .
Guaranty fund,
Interest account,
$281,899 74
14,118 17
310 46
92
00
65
62
51
42
50
49
26
$296,328 37
$296,328 37
Cash on Deposit in Banks, amount in each : —
66
First National Bank, Northampton............................................................................. ........
Hampshire County National Bank, Northampton.................................................
32,806 85*
* This deposit has been reduced within the legal limit.
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Federal Reserve Bank of St. Louis
206
[Pub. Doc.
REPORT OF THE
Florence Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
Town of Abington, Mass., 4s, .
of Braintree, Mass., 4 s,.
of Orange, Mass., 4s,
City of Lynn, Mass., 4s, .
$8,000
15,000
5.000
7.000
$35,000
Estimated
Market Value.
$8,112
16,021
5,094
7,355
Amount Invested.
00
50
20
60
$36,583 30
$8,000
15,000
5.000
7.000
00
00
00
00
$35,000 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
85
70
68
17
Home Nat’l Bank, Holyoke, .
Hampshire County National
Bank, Northampton, .
First Nat’l Bank, Northampton,
Agawam N’l B’k, Springfield, .
Par Value.
Estimated
Market Value.
$8,500
$9,775 00
$8,500 00
7,000
6,800
1,700
8,400 00
7,820 00
1,700 00
7,000 00
6,800 00
1,700 00
$24,000
$27,695 00
$24,000 00
Amount Invested.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Providence R.R. 4 s,.
Concord & Montreal R.R. 4s, .
Old Colony R R. 6s,.
Vermont & Massachusetts R.R. 5s,
$5,000
10,000
12,000
1,000
1,000
$29,000
Estimated
Market Value.
$5,093
10,698
12,391
1,061
1,071
50
00
20
16
50
$30,315 36
Amount Invested.
$5,000
10,000
12,000
1,000
1,000
00
00
00
00
00
$29,000 00
/
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$7,150 12
41,896 51
Bate.
Amount.
Eate.
0 per cent.
4
$148,157 15
5 per cent.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$350 00
Bate.
6
per cent.
No. 8 .]
207
S A Y IN G S B A N K COM M ISSION ERS
Florence Savings B an k — Concluded.
Amount invested in real estate for banking purposes, .
.
.
.
.
Estimated value of the s a m e , ..............................................................................
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
$4,724
5.000
3.000
168
92
00
00
00
Value, by books, of other real estate held or owned by foreclosure or
o t h e r w i s e ,.....................................................................................................................
Assessed value of the s a m e , ........................................................................................
Number of loans which are of an amount not exceeding $3,000 each,
123
1,545 00
1.000 00
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 106
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, dur
82,257 15
ing year ending Oct. 31, 1 8 9 4 , ..............................................................................
Times for the dividends fixed by the by-la w s: second Tuesday in April
13,066 01
and October.
Rate and amount of each semi-annual dividend j 2 per cent., $5,201 53 1
during the year ending Oct. 31, 1894,
.
. \ 2 per cent., 5,263 28 J
Number of accounts opened during the year ending Oct 31, 1894,
. 177
Number of accounts closed during the year ending Oct. 31, 1894,
. 146
Total number of open accounts Oct. 31, 1894,
.
.
.
.
1,289
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894.......................................................................................................
Number of s a m e , ........................................................................................ 1,386
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
Number of same..............................................................................................1,015
Date of examination by commissioner: March 5.
7,150 12
10,464 81
1,206 33
54,114 66
55,055 19
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
1,175
$18,318 70
120
9,350 84
53
8,246 80
27
9,357 36
7
4
4,784 17
4,056 79
1,386
$54,114 66
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
Of women, both adult
and minor,
O f guardians,
.
.
Of religious and chari
table associations, .
In trust................................
Amount.
648
2
$25,115 90
210 00
188
2
6,121 82
135 02
208
R E P O R T O F TH E
[Pub. D oc
F O XB O R O U G H S A V IN G S B A N K — F O XB O R O U G H .
Incorporated April 18, 1855.
W
il l ia m
Present number of corporators, 35.
B . C r o c k e r , President.
E d w a r d M . P h e l p s , Treasurer.
E d w a r d M . P h e l p s , Clerk o f the Corporation.
Names of committee charged with the investment o f its fu n d s:
W il l i a m B . C r o c k e r ,
F . E . H artsh o rn,
R ic h a r d S. C a r p e n t e r ,
A . H . M b s s in g e r ,
W il l ia m T . C o ok .
Open for business every business day, 9
B a lan c e Sh eet O ctober
A sse ts.
Public funds as per schedule,
Bank stock as per schedule,
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Loans on depositors’ books,
Deposit in bank, on interest,
Cash on hand,
.
.
.
.
a .m .
to 5
p .m .
31, 1894.
L ia b il it ie s .
$31,500
47,350
48,700
98,575
2,270
200
7,795
1,365
00
00
00
00
00
00
67
84
Deposits, .
Guaranty fund,
Undivided earnings,.
$237,756 51
$226,141 95
8,500 00
3,114 56
$237,756 51
Cash on Deposit in B a n k : —
Winthrop National Bank, Boston,
*7,795 67
Detailed Statement o f Public Funds.
Par Value.
City of East Saginaw, Mich., 5s,
of Fall River, Mass., 6s, .
of Holyoke, Mass., 4s,
.
of Keene, N. IE, 4s, .
of Keene, N. H., 5s, .
of Lynn, Mass., 5s, .
of South Norwalk, Conn., 6s, .
Town of Winthrop, Mass., 5s,.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$5,000
2,000
5.000
2.000
2,500
9.000
5.000
1.000
$31,500
Estimated
Market Value.
$5,400
2,100
5,225
2,040
2,625
9,990
5,050
1,100
00
00
00
00
00
00
00
00
$33,530 00
Amount Invested.
$5,000
2,000
5.000
2.000
2,500
9.000
5.000
1.000
00
00
00
00
00
00
00
00
$31,500 00
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS
209
Foxborough Savings Bank — Continued.
[ No. of
Shares.
Detailed Statement o f Bank Stocks.
23
22
12
20
8
29
38
14
10
43
40
10
14
35
10
40
18
15
25
36
5
8
Tar Value.
Blackstone N’l Bank, Boston,
Boylston Nat’l Bank, Boston,
Continental N’l Bank, Boston,
Everett Nat’l Bank, Boston, .
Faneuil Hall N’l B’k, Boston,
Market Nat’l Bank, Boston,
Metropolitan N’l B’k, Boston,
N’l B’k of No. America, Boston,
National City Bank, Boston, .
National Eagle Bank, Boston,
N’l Hide & Leather B’k, Boston,
Nat’l Webster Bank, Boston, .
Old Boston N’l Bank, Boston,
Shoe & Leather N’l B’k, Boston,
Suffolk National Bank, Boston,
Third National Bank, Boston,
Winthrop Nat’l Bank, Boston,
Boston Nat’l Bank, Boston,
Tremont Nat’l Bank, Boston, .
Dedham Nat’l Bank, Dedham,
National Bank of Wrentham,
Wrentham, .
.
.
.
Sate Street Safe Deposit and
Trust Company, Boston,
$2,300
2,200
1,200
2,000
800
2,900
3,800
1,400
1,000
4,300
4,000
1,000
1,400
3,500
1,000
4,000
1,800
1,500
2,500
3,600
Estimated
Market Value.
$2,300
2,706
1,380
1,665
1,046
2,465
3,686
1,594
820
3,483
4,290
972
1,471
3,158
1,000
3,590
2,097
1,560
2,200
3,690
00
00
00
00
00
00
00
25
00
00
00
50
75
75
00
00
00
00
00
00
Amount Invested.
$2,300
2,200
1,200
2,000
800
2,900
3,800
1,400
1,000
4,300
4,000
1,000
1,400
3,500
1,000
4,000
1,800
1,500
2,500
3,600
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
350
400 00
350 00
800
820 00
800 00
$47,350
$46,395 25
$47,350 00
%
Detailed Statement o f Railroad Bonds.
Par Value.
Boston, Clinton, Fitchburg & New
Bedford R.R. 5s, .
Boston & Lowell R.R. 4s,
Fitchburg R.R. 4s, .
Fitchburg R.R. 5s, .
Maine Central R.R. 4Js, .
Old Colony R.R. 6s,.
Salem & Lowell R.R. 6s, .
Upper Coos R.R. 4s,
. . .
Vermont & Massachusetts R.R. 5s,
St. Johnsbury & Lake Champlain
R.R. 5 s , ...................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2,000
11,000
5,000
5,000
7,000
5,000
700
5,000
5,000
Estimated
Market Value.
$2,280
11,180
4,925
5,350
7,420
5,180
752
4,750
5,450
00
00
00
00
00
00
50
00
00
Amount Invested.
$2,000
11,000
5,000
5,000
7,000
5,000
700
5,000
5,000
00
00
00
00
00
00
00
00
00
3,000
3,450 00
3,000 00
$48,700
$50,737 50
$48,700 00
210
[Pub. D oc.
R E P O R T O F TH E
Foxborough Savings Bank — Concluded.
Total Amount o f Loans, with Each Specified Bate o f Interest.
Amount.
$7,795 67
6,500 00
Amount.
Rate.
$94,495 00
2 per cent.
5
Rate.
6 per cent.
Rate.
Amount.
$50 00
Number of loans which are of an amount not exceeding $3,000 each,
7 per cent.
108
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real estate............................................................106
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the by-laws : Wednesday after first M on
day in June and December.
Rate and amount of each semi-annual dividend f 2 per cent., $4,031 81 1
during the year ending Oct. 31, 1894,
.
.1 2 per cent.,
4,139 80 J
Amount of extra dividend paid during the year ending Oct. 31, 1894,
Number of accounts opened during the year ending Oct. 31, 1894,
. 160
$80,445 00
11,474 79
8,171 61
1,848 39
Number of accounts closed during the year ending Oct. 31, 1894,
.
94
Total number of open accounts Oct. 31, 1894,
.
.
.
.
1,079
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f ta x e s),............................................................................................................
Amount of deposits, not including dividends, received during the year
666 79
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of same........................................................................................................834
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
Number of s a m e , .................................................................................................. 849
Date of examination by commissioner: January 11.
50,250 89
47,619 49
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
609
$11,776 24
128
10,887 41
58
9,631 66
30
10,159 35
5
4
3,796 23
4,000 00
834
$50,250 89
not
not
not
less
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust, .
.
.
.
Amount.
391
3
$21,931 62
469 62
7
34
410 42
1,161 59
N o. 8 .]
211
SA Y IN G S B A N K CO M M ISSION ERS.
FRAMINGHAM S A V IN G S B A N K — SOUTH F R A M IN G H A M .
Incorporated March 11, 1846.
Present number of corporators, 46.
F r a n k l i n E . G r e g o r y , President.
F r a n k F . M o r r i l l , Treasurer.
F r a n k F . M o r r il l ,
Clerk o f the Corporation.
Names o f committee charged with the investment of its funds :
A d r ia n F oo te,
S a m u e l B. B i r d ,
J. H e n r y R o b i n s o n ,
F r a n c is C. S t e a r n s ,
E dw ard F. K endall.
F r a n k l in E . G r e g o r y ,
Open for business every business day, except Saturday, 9
9 a .m . to 12 M.
B alance
Sh eet
O ctober
. to 3 p . m . ; Saturday,
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes)....................................
Loans on depositors’ books,
Deposits in banks, on interest,
Commonwealth A ve. Land Co.
Trustees C. C. Esty, .
Accrued interest,
Taxes paid,
Furniture...................................
Premium account,
Cash on hand,
a .m
$222,750
148,300
900
110,000
32,634
529,588
65,809
00
00
00
00
98
04
62
21,000
600
43,643
5,769
6,649
8,162
1,461
426
74,682
1,324
00
00
25
00
65
67
61
10
64
53
Deposits, .
Guaranty fund,
Undivided earnings,
$1,248,543 89
15,714 37
9,443 83
$1,273,702 09
$1,273,702 09
Cash on Deposit in Banks, amount in each : —
Framingham National Bank, South F r a m i n g h a m , ....................................... $24,062 50
International Trust Company, B o s t o n , * ........................................................... 3>895 00
Old Colony Trust Company, Boston.......................................................................... 15’685 75
Loans on Bank Stock, amount on each
On 6 shares W altham National Bank, W altham,
On 3 shares Framingham National Bank, South Framingham, .
* This company is not a legal depository for savings banks’ funds.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$600 00
300 00
Deposit haB been withdrawn.
212
[Pub. D oc.
R E P O R T O F TH E
Framingham Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Boston, Mass., 4s,
of Keene, N, H., 4s, .
of Lewiston, Me., os,
of Lowell, Mass., 4s,
of Norwalk, Conn., 4s,
of Portsmouth, N. H., 4 s,.
of Rockford, 111., 5s,
Town of Marlborough, Mass., 4s,
of Spencer, Mass., 4s, .
City of Cleveland, Ohio, 6s,
of Dayton, Ohio, 6s,
of Fort Wayne, Ind., 6s, .
of Indianapolis, Ind., 4s, .
of Waterbury, Conn., 4s, .
of Milwaukee, Wis., 5s, .
of Sioux City, Iowa, 4 is ,.
$20,000
23,000
9,000
20,000
30,000
5,000
2,500
20,000
20,000
27,000
15,000
2,000
12,500
5,000
6,750
5,000
$222,750
Estimated
Market Value.
$20,100
23,115
9,585
20,100
30,300
5,237
2,500
20,200
20,200
27,960
15,000
2,000
12,840
5,262
6,985
5,400
00
00
00
00
00
50
00
00
00
00
00
00
00
14
00
00
Amount Invested.
$20,000
23,000
9,000
20,000
30,000
5,000
2,500
20,000
20,000
27,000
15,000
2,000
12,500
5,000
6,750
5,000
00
00
00
00
00
00
00
00
00
00
00*
00
00
00
00
00
$226,784 64 $222,750 00
* A legal invesment when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
Atlas National Bank, Boston,.
Blackstone N’l Bank, Boston,
Boston National Bank, Boston,
N’l B’k of Commerce, Boston,
Continental N’l Bank, Boston,
Eliot National Bank, Boston, .
First National Bank, Boston, .
Howard Nat’l Bank, Boston, .
N’l Hide & Leather B’k, Boston,
Mt. Vernon N’l Bank, Boston,
N’l B’k of No America, Boston,
N’l B’k of the Republic, Boston,
Shoe & Leather N’l B’k, Boston,
Second National Bank, Boston,
Nat’J Webster Bank, Boston, .
Central National Bank, Boston,
Merchants’ Nat’l Bank, Port
land, M e ,
100 Framingham National Bank,
South Framingham, .
6
12
33
119
100
155
165
136
180
85
10
90
50
30
43
100
92
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
$600
1,200
3,300
11,900
10,000
15,500
16,500
13,600
18,000
8,500
1,000
9,000
5,000
3,000
4,300
10,000
Estimated
Market Value.
$732
1,200
3,795
15,827
13,000
20,150
41,250
15,232
23,040
11,900
1,235
14,850
4,750
5,700
4,472
14,400
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$600
1,200
3,300
11,900
10,000
15,500
16,500
13,600
18,000
8,500
1,000
9,000
5,000
3,000
4,300
10,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
6,900
11,040 00
6,900 00
10,000
14,200 00
10,000 00
$148,300
$216,773 00 $148,300 00
No. 8 .]
213
SA Y IN G S B A N K CO M M ISSION ERS
Framingham Savings Bank — Continued.
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Maine R.R. 4s,
Fitchburg R.R. 4s, .
Fitchburg R.R. 5s, .
Maine Central R.R. 4|s, .
Newport & Riehford R.R. 5s, .
Salem & Lowell R.R. 6s, .
Estimated
Market Value.
$25,625
23.500
20.500
16,050
21,000
5,500
$25,000
25.000
20.000
15.000
20.000
5,000
$110,000
Amount Invested.
00
00
00
00
00
00
$25,000
25.000
20.000
15.000
20.000
5,000
00
00
00
00
00*
00
$112,175 00 $110,000 00
* A legal investment when made.
Total Amount of Loans, with Each Specified Bate of Interest.
Rate.
Amount.
$43,643 25
21,000 00
2
4
per cent.
“
Amount.
Rate.
Amount.
Rate.
$127,170 00
5,000 00
5 per cent.
5h
“
$464,727 66
6 per cent.
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31,1894,
Number o f loans which are of an amount not exceeding $3,000 each,
233
$32,634 98
36,635 00
380 18
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 263
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, during
246,689 44
year ending Oct. 31, 1 8 9 4 , .......................................................................................
Times for the dividends fixed by the b y-law s: first Saturday in M ay and
63,260 31
November.
Rate and amount of each semi-annual dividend f 2 per cent., $23,500 00 |
during the year ending Oct. 31, 1894, .
.
1 2 per cent., 23,000 00 1
Number of accounts opened during the year ending Oct. 31, 1894,
. 466
Number of accounts closed during the year ending Oct. 31, 1894,
. 345
Total number of open accounts Oct. 31, 1894,
.
.
.
.
3,568
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
18,300 00
46,500 00
clusive of ta x e s ),............................................................................................................
Amount of deposits, not including dividends, received during the year
6,971 88
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number o f s a m e , ........................................................................................ 1,857
Amount of withdrawals, including dividends, during the year ending Oct.
133,444 79
31, 1894...............................................................................................................................
Number of s a m e , ........................................................................................ 2,104
Date of examination by commissioner: M ay 11.
190,985 96
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
214
R E P O R T O F TH E
[Pub. D oc
Framingham Savings B an k — Concluded.
Glassification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
1,361
$38,306 01
202
16,708 38
113
14,068 02
140
22,979 18
21
20
18,247 00
23,136 20
1,857
$133,444 79
not
not
not
less
N um
ber.
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust, .
.
.
.
Amount.
857
7
$36,380 36
993 53
26
20
4,886 84
4,132 44
No. 8 .]
S A Y IN G S B A N K CO M M ISSIO N ERS.
215
F R A N K L IN SA V IN G S B A N K — BOSTON.
Incorporated March 15,1861.
Present number of corporators, 94.
F r e d e r i c W . L in c o l n , President.
E b e n e z e r A l e x a n d e r , Treasurer.
G e o . A . F i s h e r , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
A ug ustus P a r k e r ,
M a r t in L . B r a d f o r d ,
D . R . E m erson,
Ja m e s A . J a c o b s ,
A rth ur H obart,
Ja m e s E . W h i t n e y .
Open for business every business day, 9
a .m
. to 2 p . m . ; and Saturday, 3 to 5 p . m .
B a l a n c e Sh e e t O cto ber
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank sto c k ,.
Railroad bonds as per schedule,
Loan on railroad bonds,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Expense account,
Real estate income account,
Cash on hand,
.
.
.
.
31, 1894.
L ia b il it ie s .
$993,000
350,873
72,100
762,000
50.000
00
62
00
00
00
225,603
70,012
4,414,487
1,620,209
81
72
71
17
95.000
560,961
5,288
1,946
9,350
00
89
93
40
54
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
Suspense account, .
$8,855,698 94
268,000 00
83,566 64
23,065 61
503 60
$9,230,834 79
$9,230,834 79
Cash on Deposit in Banks, amount in each : —
Boylston National Bank, B o s to n ,........................................
North National Bank, B o s t o n , .......................................
Continental National Bank, Boston,
.
.
.
.
National Revere Bank, B o s t o n , .......................................
Third National Bank, Springfield,
.
.
.
.
Pynchon National Bank, Springfield, .
.
.
.
Atlantic National Bank, B o s t o n ,.......................................
Everett National Bank, Boston..............................................
Massachusetts Loan & Trust Company, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
$173,472
45,846
71,733
54,910
25,000
50,000
50,000
40,000
50,000
12
56
13
08
00
00
00
00
00
R E P O R T O F TH E
216
[Pub. D oc.
i
Franklin Savings Bank — Continued.
Loans on Bank Stock, amount on each :
On
On
On
On
On
On
On
315 shares Massachusetts National Bank, Boston, .
10 shares Fourth National Bank, Boston,
19 shares Metropolitan National Bank, Boston,
10 shares First National Bank, Arlington,
425 shares Broadway National Bank, Boston,
9 shares Continental National Bank, Boston, .
11 shares Boylston National Bank, Boston, .
•
.
$25,000
900
1,100
700
42,500
900
1,000
00
00
00
00
00
00
00
.
$50,000 00
Loan on Railroad Bonds : —
On $53,000 Boston & Maine R .R . 4s,
Detailed Statement o f Public Funds.
Estimated
Market Value.
City of Boston, Mass., 4s,
of Boston, Mass., 5s,
of Boston, Mass., 6s,
of Cambridge, Mass., 6 s,.
of Chicago, 111., 4 s, .
of Cleveland, Ohio, 4s,
of Columbus, Ohio, 4s,
of Fall River, Mass., 6s, .
of Newton, Mass , 4s,
of Providence, R. I., 5s, .
of Somerville, Mass., 5s, .
Town of Spencer, M a s s ., 4s, .
City of Springfield, M a s s ., 7s, .
District of Columbia 6s, .
District of Columbia 7s, .
City of Altoona, Pa., 4s, .
of Detroit, Mich., 4s,
of Indianapolis, Ind , 4 s , .
of Northampton, Mass., 4s,
of Saginaw, Mich., 5s,
of Waterbury, Conn., 4s, .
of Woonsocket, R. I., 4s, .
$200,000
3,000
2,000
1,000
50,000
20,000
40,000
4,000
43,000
6,000
25,000
80,000
10,000
96,000
8,000
50,000
50,000
50,000
100,000
30,000
25,000
100,000
$216,750
3,450
2,400
1,180
51,000
20,300
40,000
4,800
45,580
6,605
25,000
83,600
12,400
110,400
9,535
51,500
54,750
51,500
104,000
30,712
26,000
105,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Tttvcstctl.
$200,000
3,000
2,000
1,000
50,000
20,000
40,000
4,000
43,000
6,000
25,000
80,000
10,000
96,000
8,000
50,000
50,000
50,000
100,000
30,000
25,000
100,000
00
00
00
00
00*
00
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
/
\
}
1
\
$993,000 $1,056,462 00 $993,000 00
* Legal
investments when made.
Detailed Statement o f Bank Stocks.
«V
-. a
O
ü)
6s
'A53
'
j
Estimated
Market Value.
Î
>
200
41
57
Atlas National Bank, Boston,.
Atlantic Nat’l Bank, Boston, .
Boylston Nat’l Bank, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$20,000
4,100
5,700
$23,400 00
5,032 75
6,954 00
$20,000 00
4,100 00
5,700 00
\
(
)
1
No. 8 .]
SA Y IN G S B A N K COM M ISSIONERS.
217
F r a n k l i n S a v in g s B a n k — C ontinued.
No. of
Shares.
Detailed Statement o f Bank Stocks —
133
235
200
60
201
205
81
22
156
106
135
172
200
200
200
200
130
129
55
20
139
84
50
100
Par Value.
B la c k sto n e N a t ’l B a n k , B o ston ,
C o n tin e n ta l N ’J B a n k , B oston,
N a tio n a l C ity B a n k , B o sto n , .
N ’ i B’k o f C o m m e r c e , B o sto n ,
N a tio n al E x c h a n g e B ’ k , B o ston ,
C o lu m b ia n N ’l B a n k , B o s t o n ,.
E v e r e tt N a t ’l B a n k , B o sto n ,
.
E li o t N a tio n a l B an k, B o sto n , .
F re e m a n ’ s N a t ’ l B a n k , B o ston ,
F ou rth N a t'l B a n k , B o ston ,
F irst W a r d N ’ l B a n k , B o sto n ,
N o rth N a tio n a l B a n k , B o sto n ,
N ’l B ’k o f N o . A m e r ic a , B o sto n ,
O ld B o ston N a t’l B an k, B o sto n ,
N a tio n a l R e v e r e B ’k, B o ston , .
S h oe & L e a th e r N ’ l B ’k, B oston,
S ta te N a tio n a l B a n k , B o sto n , .
S u ffo lk N a t ’ l B a n k , B o sto n ,
S ec on d N a t’ l B a n k , B o sto n ,
N a tio n a l U n io n B an k, B o ston ,
N a t’l W e b s t e r B an k, B o ston , .
N a u m k e a g N ’l B a n k , S a le m , .
T h ir d N a t ’l B a n k , S p r in g fie ld ,
M a ssa c h u se tts L o a n & T ru st
C o m p a n y , B o sto n ,
$ 1 3 ,3 0 0
2 3 ,5 0 0
2 0 ,0 0 0
6 ,0 0 0
2 0 ,1 0 0
2 0 ,5 0 0
8 ,1 0 0
2 ,2 0 0
1 5 ,6 0 0
1 0,6 0 0
1 3,5 0 0
1 7,200
2 0 ,0 0 0
2 0 ,0 0 0
2 0 ,0 0 0
2 0 ,0 0 0
1 3 ,0 0 0
1 2,900
5 ,5 0 0
2 ,00 0
1 3,9 0 0
8 ,4 0 0
5 ,0 0 0
C o n clu d e d .
Estimated
Market Value.
$ 1 3 ,3 0 0
2 7 ,0 2 5
1 6 ,4 0 0
6 ,9 0 0
2 5 ,4 7 6
2 1 ,2 1 7
6 ,7 4 3
2 ,8 8 2
1 4 ,0 4 0
1 2,5 6 1
1 7 ,5 5 0
1 9,9 5 2
2 3 ,0 0 0
2 0 ,9 0 0
1 9 ,0 0 0
1 8 ,0 0 0
1 5 ,0 8 0
1 2 ,9 0 0
9 ,9 0 0
2 ,6 8 5
1 3 ,9 0 0
1 0,0 8 0
1 0 ,0 0 0
00
00
00
00
75
50
25
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$ 1 3 ,3 0 0
2 3 ,5 0 0
2 0 ,0 0 0
6 ,0 0 0
2 0 ,1 0 0
2 0 ,5 0 0
7 ,8 7 3
2 ,2 0 0
1 5 ,6 0 0
1 0 ,6 0 0
1 3,5 0 0
1 7 ,2 0 0
2 0 ,0 0 0
2 0 ,0 0 0
2 0 ,0 0 0
2 0 ,0 0 0
1 3 ,0 0 0
1 2 ,9 0 0
5 ,5 0 0
2 ,0 0 0
1 3 ,9 0 0
8 ,4 0 0
5 ,0 0 0
00
00
00
00
00
00
62
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
1 0,0 0 0
1 1,7 2 5 00
1 0 ,0 0 0 0 0
$ 3 5 1 ,1 0 0
$ 3 8 6 ,6 0 4 25
$ 3 5 0 ,8 7 3 62
Detailed Statement o f Eailroad Bonds.
Par Value.
B o sto n & M a in e R .R . 4 s , .
C o n cord & M o n trea l R .R . 4 s, .
Flastern R .R . 6 s,
.
.
.
F itc h b u r g R .R . 5 s , .
N . Y . & N . E . R .R . ( te r m in a l) 4 s, .
O ld C o lo n y R .R . 6 s , .
B o ston & M a in e R .R . 4 J s,
B o sto n & A lb a n y R R . 4 s,
C o n co rd & C la r e m o n t R .R 4 1s,
M a in e C e n tra l & E u ro p e a n & N o rth
A m e r ic a n R .R . 4 s ,
.
.
.
St. J o h n sb u r y & L a k e C h a m p la in
R R. 5
s , ..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$ 5 0 ,0 0 0
1 0 0 ,0 0 0
5 0 ,0 0 0
1 1 4 ,0 0 0
5 0 ,0 0 0
3 ,0 0 0
1 0 0 ,0 0 0
5 0 ,0 0 0
1 0 0 ,0 0 0
$ 5 1 ,0 0 0
1 0 2 ,0 0 0
6 0 ,5 0 0
1 1 7 ,4 2 0
5 0 ,0 0 0
3 ,1 5 0
1 1 0 ,0 0 0
5 2 ,5 0 0
1 0 3 ,5 0 0
1 0 0 ,0 0 0
1 0 1 ,0 0 0 00
9 5 ,0 0 0 0 0
5 0 ,0 0 0
5 7 ,5 0 0 0 0
5 0 ,0 0 0 00
$ 7 6 7 ,0 0 0
$ 8 0 8 ,5 7 0 00
$ 7 6 2 ,0 0 0 00
00
00
00
00
00
00
00
00
00
$ 5 0 ,0 0 0
1 0 0 ,0 0 0
5 0 ,0 0 0
1 1 4 ,0 0 0
5 0 ,0 0 0
3 ,0 0 0
1 0 0 ,0 0 0
5 0 ,0 0 0
1 0 0 ,0 0 0
00
00
00
00
00
00
00
00
00
218
[Pub. D oc.
R E P O R T O F TU E
F r a n k l i n S a v in g s B a n k — Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$345,961
215.000
75,000
125.000
1,045,500
Amount.
Rate.
89
00
00
00
00
$464,500
617,508
10,000
3,429,688
2 per cent.
3
31
»
31
“
4
“
Bate.
00
00
00
88
4| per cent.
4à
“
41
»
5
«
Amount.
$289,950
182,150
8,000
4,500
Rate.
00
00
00
00
5£ per cent.
6
“
6è
“
7
Amount invested in real estate for banking purposes,........................................
Estimated value of the s a m e , ...............................................................................
Assessed value of the s a m e ,.........................................................................................
Value, by books, of other real estate held or owned by foreclosure or
o t h e r w i s e ,......................................................................................................................
Assessed value o f the s a m e ,........................................................................................
Number of loans which are of an amount not exceeding S3,000 e a c h ,. 435
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 778
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y-law s: February 1 and August 1.
Rate and amount of each semi-annual dividend f 2 per cent., $157,750 49
I
during the year ending Oct. 31, 1894,
.
. 1 2 per cent., 162,845 54
Number of accounts opened during the year ending Oct. 31, 1894,
2,837
Number of accounts closed during the year ending Oct. 31, 1894,
1,820
Total number of open accounts Oct. 31, 1894,
.
.
.
.
18,057
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
$225,603 81
225,603 81
165,200 00
70,012 72
61,500 00
806,802 46
413,112 73
320,596 03
clusive of ta x e s ),............................................................................................................
28,318 05
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , .................................................................................................. 1,786,235 06
Number of s a m e , ........................................................................................ 14,543
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number of s a m e , ........................................................................................ 13,746
Date of examination by commissioner: June 22.
1,479,717 09
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Of $50 and less,
Exceeding $50 and
more than $100,
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num
ber.
Amount.
8,699
$193,183 16
2,316
190,550 41
1,399
223,085 86
1,292
468,675 65
435
402
306,871 08
403,868 90
not
not
not
less
14,543 $1,786,235 06
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
N um
ber.
Amount.
5,060
53
$710,536 05
17,113 26
27
1,252
20,616 53
160,893 58
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS.
219
F R A N K L IN S A V IN G S IN S T IT U T IO N — G R E E N F IE L D .
Incorporated April 2, 1834.
W
il l ia m
Present number of corporators, 22.
H . A l l e n , President.
C h a r l e s A l l e n , Treasurer .
F r a n k l in ft . A l l e n , Cleric o f the Corporation.
Names of committee charged with the investment of its funds :
J o se p h W . S t e v e n s ,
H en ry F . N ash,
J o se p h G r is w o l d ,
L itcius N im s ,
W m . H. A llen.
Open for business every business day, 9
a .m
to 12.30
p .m .
; 2 to 4
p m.
B a l a n c e S h e e t O c t o b e r 3 1 , 189 4 .
A ssets.
Public funds as per schedule,
Loan on public funds,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Railroad notes, .
.
.
.
Real estate by foreclosure,
Loans on real estate, .
.
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Expense account,
Unpaid interest,
Cash on hand,
.
.
.
.
L ia b il it ie s .
$1,283,907
2,000
65,200
34,900
511,500
25,000
62
895,560
577,310
80
00
00
00
00
00
32
67
00
85.850
2,435
275,324
1,059
451
9,529
00
00
85
17
81
37
$3,770,090 99
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$3,509,949 73
211,000 00
37,307 75
11,833 51
$3,770,090 99
Cash on Deposit in Banks, amount in each : —
Franklin County National Bank, Greenfield,
First National Bank, Greenfield, .
.
.
.
National Hide and Leather Bank, Boston, .
Hampshire County National Bank, Northampton,
Holyoke National Bank, Holyoke,
Home National Bank, Holyoke, .
.
Park National Bank, Holyoke,
.
.
Pynchon National Bank, Springfield, .
Springfield National Bank, Springfield,
.
.
.
.
*
$
20,000
84,722
59,628
20,000
10,000
25,519
20,453
25.000
00
93
61
00
00
69
62
00
10.000 00
Loan on Public Funds : —
On $2,000 City of Holyoke, Mass., 6s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$ 2,000 00
[Pub. D oc
R E P O R T O F TH E
220
Franklin Savings Institution — Continued.
Loans on Bank Stock, amount on each: —
On 50 shares Franklin County National Bank, Greenfield................................ $4,000 00
On 5 shares First National Bank, G r e e n f i e l d , .................................................
On 12 shares First National Bank, G r e e n f i e l d ,......................................
1,200
On 23 shares First National Bank, G r e e n f i e l d ,......................................
2,300
500 00
00
00
On 98 shares Hampshire County National Bank, Northampton, .
.
•l
12 400
On 26 shares First National Bank, N o r t h a m p t o n , ........................................>
’
On 10 shares City National Bank, W o r c e s t e r , ......................................
1,000
On 22 shares Shelburne Falls National Bank, Shelburne Falls, .
.
.
2,200
3,800
On 40 shares Adams National Bank, North A d a m s , ............................
On 25 shares First National Bank, N o r t h a m p t o n , .............................
2,500
On 55 shares Home National Bank, H o l y o k e , .......................................
5,000
00
00
00
00
00
00
Detailed Statement o f Public Funds.
Car Value.
Town of Brattleborough, Vt., 4s,
of Brookline, Mass., 7s,
of Chatham, Mass., 4^s,
of Chesterfield, N. H., 4s, .
of Greenfield, Mass., 4s,
of Greenfield, Mass , 4^s, .
of Marblehead, Mass., 4s, .
City of Boston, Mass., 5s, .
of Boston, Mass , 6s,
of Brockton, Mass., 5s,
of Cambridge, Mass., 6s,
of Chicago, 111., 4s,
of Cleveland, Ohio, 5s,
of Dayton, Ohio, 5s,
of Dayton, Ohio, 6s,
of Detroit, Mich , 4s,
of Fall River, Mass., 4s,
of Fall River, Mass., 5s,
of Fall River, Mass., 6s,
of Grand Rapids, Mich., 5s, .
of Hartford, Conn., 4s,
of Holyoke, Mass , 6s, .
of Lawrence, Mass., 6s,
of Lynn, Mass., 4s,
of Lvnn, Mass, 6s,
of Malden, Mass., 6s,
of Milwaukee, Wis., 5s,
of Nashua, N. H., 6s, .
of Northampton, Mass., 4s, .
of Peoria, 111., 4^s,
of Peoria, Ilk, 5s,
of Providence, R. I., 5s,
of Providence, R. I., 6s,
of East Saginaw, Mich., 4s,
of East Saginaw, Mich., 5s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$20,000
42,000
5,000
3,000
77,200
21,875
38,500
30,000
16,000
28,000
13,000
25,000
73,000
50,000
3,000
25,000
50,000
4,000
21,000
50,000
25,000
46,000
20,000
10,000
10,000
35,000
100,000
75,000
22,000
25,000
20,000
25,000
100,000
25,000
25,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Estimated
Market Value.
$20,175
46,200
5,325
3,000
78,400
22,400
39,800
35,100
19,120
31,750
15,225
25,500
79,490
56,600
3,037
27,000
50,875
4,180
23,195
56,000
26,000
50,830
24,200
10,350
10,275
36,400
110,000
84,000
22,080
26,625
21,200
29,000
113,500
25,100
26,500
Legal investments when made.
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$20,000
42,000
5,000
3,000
77,200
21,875
38,500
30,000
16,000
28,000
13,000
25,000
73,000
50,000
3,000
25,000
50,000
4,000
21,000
50,000
25,000
46,000
20,000
10,000
10,000
35,000
100,000
75,000
22,000
25,000
20,000
25,000
100,000
25,000
25,000
00
00
00
00
00
00
00
00
00
00
00
00*
00
00*
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
No. 8 .]
221
SA Y IN G S B A N K COM M ISSIONERS
Franklin Savings Institution — Continued.
Detailed Statement o f Public Funds — Concluded.
City of Springfield, Mass., 6s,
of Springfield, Mass., 7s,
of Springfield, Ohio, 5s,
of Springfield, Ohio, 6s, .
of Taunton, Mass., 6s,
of Worcester, Mass., 5s, .
Town of Athol, Mass., 4is,
of Athol, Mass., 4s,
Par Value.
Estimated
Market Value.
Amount Invested.
$4,000
30,000
50,000
10,332
1,000
18,000
8,000
4,000
$4,800
35,300
54,450
10,990
1,040
20,430
8,240
4,040
$4,000
30,000
50,000
10,332
1,000
18,000
8,000
4,000
00
00
00
80
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
80
00
00
00
00
$1,283,907 80 $1,397,722 00 $1,283,907 80
No. o f
Shares.
Detailed Statement o f Bank Stocks.
10
153
5
87
125
68
100
25
49
30
Par Value.
Adams Nat’l B’k, North Adams,
Nat’l B'k of Commerce, Boston,
Faneuil Hall N’l Bank, Boston,
N’l B’k of No America, Boston,
National Revere Bank, Boston,
Nat’l Webster Bank, Boston, .
First Nat’l Bank, Greenfield, .
Franklin Co. National Bank,
Greenfield, .
First Nat’l B’k, Northampton,
Pittsfield Nat’l Bank, Pittsfield,
$1,000
15,300
500
8,700
12,500
6,800
10,000
Estimated
Market Value.
$1,200
17,595
653
9,907
11,906
6,613
20,000
00
00
00
00
00
00
00
Amount Invested.
$1,000
15,300
500
8,700
12,500
6,800
10,000
00
00
00
00
00
00
00
2,500
4,900
3,000
2,500 00
5,512 00
3,900 00
2,500 00
4,900 00
3,000 00
$65,200
$79,786 00
$65,200 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Albany R.R. 6s,
Boston & Lowell R.R. 6s,
Conn. & Passumpsic Rivers R.R. 4s,
Eastern R.R. 6s,
. . .
Fitchburg R R. 4s, .
N. Y. & N E. R.R. (terminal) 4s, .
Vermont & Massachusetts R.R. 5s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$4,000
25,000
25,000
57,500
100,000
50,000
50,000
Estimated
Market Value.
$4,080
25,800
25,500
70,150
99.000
50.000
52,750
00
00
00
00
00
00
00
Amount Invested.
$4,000
25,000
25,000
57,500
100,000
50,000
50,000
00
00
00
00
00
00
00
222
R E P O R T OF TH E
[Pub. Doc.
Franklin Savings Institution — Continued.
Detailed Statement o f Railroad Bonds — Concluded.
Par Value.
Vermont Valley R.R. 5s,
Boston & Maine R.R. 4is,
Boston & Maine R.R. 4s,
Danbury & Norwalk R.R. 5s, .
Sullivan County R.R. 4s,
$50,000
50.000
50.000
25.000
25.000
$511,500
Estimated
Market Value.
$56,500
55,250
51.000
29.000
25,500
A mount Invested.
00
00
00
00
00
$544,530 00
$50,000
50.000
50.000
25.000
25.000
00
00
00
00
00
$511,500 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$10
59,628
84,722
50,000
Kate.
00
61
93
00
0 per cent.
2
“
2é
“
3
“
Amount.
$35,519
350,453
25.000
79.000
69
62
00
00
Rate.
3£ per cent.
4
“
4|
H
“
Amount.
$91,850
50,000
1,070,295
1,900
Rate.
00
00
67
00
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
4J per cent.
4|
“
5
“
6
“
$62 32
200 00
Number of loans which are of an amount not exceeding $3,000 each,
524
Aggregate amount of the same......................................................................................
505,223 27
Total number of loans upon real e s t a t e , ................................................. 523
Amount of investments from which no income is received,
.
.
.
72 32
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1894.............................................................................................
179,851 52
Times for the dividends fixed by the by-laws : January 1 and July 1.
Rate and amount of each semi-annual dividend | 2 per cent., $67,744 20 1 lg6 0_0
during the year ending Oct. 31, 1894,
.
. 1 2 per cent., 68,306 28 I
’ °
Number of accounts opened during the year ending Oct. 31, 1894,
. 647
Number of accounts closed during the year ending Oct. 31, 1894,
. 599
Total number of open accounts Oct. 31, 1894,
.
.
.
.
7,451
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
5,242 68
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
305,582 47
Number o f same,
................................................. 3,197
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
Number of same,
...........................................................4,079
Date of examination by commissioner: October 26.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
375,601 64
No. 8 .]
223
SA Y IN G S B A N K COM M ISSIONERS
Franklin Savings Institution — Concluded.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Amount.
2,239
$41,357 17
391
32,157 81
214
34,251 80
204
73,314 47
87
62
61,476 22
63,025 00
3,197
$305,582 47
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and char
itable associations, .
In trust................................
N um
ber.
Amount.
1,440
13
$135,465 25
6,337 00
67
87
5,195 65
17,288 05
224
R E P O R T O F TH E
[Pub. Doc
G A R D N E R SA V IN G S B A N K — G A R D N E R .
Incorporated M ay 26, 1868.
Present 'number of corporators, 50.
C h a r l e s W . C o n a n t , President.
J o h n D . E h g e l l , Treasurer.
V o l n e y W . H o w e , Clerk o f the Corporation.
Names of committee charged with the investment of its funds r
C h a s . W . Con an t,
S. W . A . S t e v e n s ,
R o d e r ic L. B e n t ,
E z r a O sg o o d ,
Sa m u el S. Gleason.
Open for business every business day, except Saturday, 9
close at 2 p . m .
B a l a n c e Sh e e t O cto ber
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock ,.
Railroad bonds as per schedule,
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
Cash on hand,
.
.
.
.
a .m .
to 3
p .m .
; Saturday,
31, 1894.
L ia b il it ie s .
$63,100
108,900
7,700
129,000
1,370
597,839
341,492
00
00
00
00
45
52
50
109,800
71,315
13,300
772
2,076
00
02
00
53
78
$1,446,666 80
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$1,317,413 26
74,801 45
12,289 47
42,162 62
$1,446,666 80
Cash on Deposit in Banks, amount in each: —
First National Bank, Gardner,
First National Bank, Boston,
$23,300 00
61,315 02
Loans on Bank Stock, amount on each : —
On 40 shares First National Bank, Gardner,
On 38 shares First National Bank, Gardner,
On 8 shares First National Bank, Gardner, .
On 2 shares First National Bank, Gardner, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$4,000 00
2,700 00
800 00
200 00
No. 8 .]
225
SA Y IN G S B A N K COM M ISSION ERS
Gardner Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Cleveland, Ohio, 4s,
of Cleveland, Ohio, 6s,
Town of Gardner, Mass., 4s, .
United States 4s,
. . .
County of Aroostook, Me., 4|s,
City of New Britain, C t, 4s, .
Estimated
Market Value.
$10,000
5,000
26,000
1,100
10,000
11,000
$10,346
5,166
27,300
1,270
10,629
11,336
00
20
00
50
00
60
$63,100
$66,048 30
Amount Invested.
$10,000
5.000
26.00
1,100
10,000
11,000
00
00
00
00
00
00
$63,100 00
No. of
Shares.
I
Detailed Statement o f Bank Stocks.
First N’l Bank, Ashburnham, .
Miller’s River N’l B’k, Athol, .
Metropolitan N’l B’k, Boston,.
Central Nat’l Bank, Boston, .
Howard Nat’l Bank, Boston, .
Boston National Bank, Boston,
Continental Nat’l B’k, Boston,
Winthrop Nat’l Bank, Boston,
State Nat’l Bank, Boston,
N’l Hide & Leather B’k, Boston,
New England N’l B’k, Boston,
National Eagle Bank, Boston,
N’l B’k of the Republic, Boston,
National Bank of the Commonwealth, Boston, .
15 Mechanics’ Nat’l B’k, Boston,
20 Merchants’ Nat’l Bank, Boston,
34 Blackstone N’l Bank, Boston,.
16 Nat’l Exchange Bank, Boston,
5 Everett National Bank, Boston,
50 Eliot National Bank, Boston, .
25 Shoe & Leather N’l Bk, Boston,
5~~ First Nat'l Bank, Barre, .
29 Rollstone N’l B’k, Fitchburg,
86 First National Bank, Gardner,
100 Orange Nat’l Bank, Orange, .
67 Crocker N’l B’k, Turner’s Falls,
39 First Nat’l Bank, Winchendon,
50 Mechanics’ N’l B’k, Worcester,
20 Citizens’ Nat’l B’k, Worcester,
9 Leominster N’l B’k, Leominster,
20
18
10
10
25
125
15
30
50
50
5
11
50
100
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
Estimated
Market Value.
Amount Invested.
$2,000
1,800
1,000
1,000
2,500
12,500
1,500
3,000
5,000
5,000
500
1,100
5,000
$2,000
3,150
950
1,270
2,418
13,000
1,725
3,495
5,800
5,375
780
880
7,950
00
00
00
00
75
00
00
00
00
00
00
00
00
$2,000 00
1,800 00
1,000 00
1,000 00
2,500 00
12,500 00
1,500 00
3,000 00
5,000 00
5,000 00
500 00
1,100.00
5,000 00
10,000
1,500
2,000
3,400
1,600
500
5,000
2,500
500
2,900
8,600
10,000
6,700
3,900
5,000
2,000
900
13,025
1,755
3,155
3,400
1,928
416
6,550
2,250
500
4,205
10.320
16,000
8,174
6,240
5,000
2,600
945
00
00
00
00
00
25
00
00
00
00
00
00
00
00
00
00
00
10,000
1,500
2,000
3,400
1,600
500
5,000
2,500
500
2,900
8,600
10,000
6,700
3,900
5,000
2,000
900
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$108,900 $135,257 00 $108,900 00
226
R E P O R T O F TH E
[Pub. Doc
Gardner Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Maine R R. 4s,
Boston, Revere Beach & Lynn R.R.
6 s ,....................................................
Fitchburg R.R. 4s, .
Fitchburg R.R. 4±s, .
.
.
.
Fitchburg R.R. 6s, .
Old Colony R.R. 4 s,.
Old Colony R.R. 4is,
Old Colony R.R. 6s, .
.
.
.
Vermont & Massachusetts R.R. os, .
Upper Coos R.R. 4s,
Maine Central R.R. 6s,
Estimated
Market Value.
Amount Invested.
$5,000
10,000
$5,083 50
10,259 00
$5,000 00
10,000 00
5,000
18,000
25,000
5,000
10,000
5,000
5,000
1,000
15,000
25,000
5,274
17,580
25,172
5,244
10,533
5,310
5,207
1,071
15,000
33,557
5,000
18,000
25,000
5,000
10,000
5,000
5,000
1,000
15,000
25,000
50
80
50
00
00
50
50
50
00
50
00
00
00
00
00
00
00
00
00
00
$129,000 $139,294 30 $129,000 00
Total Amount of Loans, with Each Specified Rate o f Interest.
Amount.
$61,315 02
10,000 00
109,800 00
Kate.
2
3
4
per cent.
“
“
Amount.
$15,000 00
5,000 00
859,589 52
Kate.
4^ per cent.
4|
“
5
“
Amount.
$7,800 00
59,642 50
Kate.
5£ per cent.
6
“
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e ,........................................................................................
Number of loans which are of an amount not exceeding $3,000 each,
727
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 706
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y-la w s:
Wednesday in January and July.
547,580 70
3,370 45
69,958 28
Tuesday before first
Rate and amount of each semi-annual dividend f 2 per cent., $24,590 35 1
during the year ending Oct. 31, 1894, .
.
( 2 per c e n t,
24,684 28 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 497
Number of accounts closed during the year ending Oct. 31, 1894,
. 437
Total number o f open accounts Oct. 31, 1894.......................................
4,114
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,370 45
970 00
49,274 63
4,299 84
No. 8 .]
227
SA Y IN G S B A N K COM M ISSION ERS
Gardner Savings Bank — Concluded.
Amount ot deposits, not including dividends, received during the year
ending Oct. 31, 1894, ................................................. .........
$206,588 03
Number of s a m e , ........................................................................................ 2,347
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
219,010 89
Number of s a m e , ........................................................................................ 2,461
Date of examination by commissioner: February 13.
Classification o f Deposits received during the Year ending Oct. 31, IS 94.
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
1,564
$31,957 39
377
32,025 10
158
24,948 24
181
61,324 36
39
28
27,724 35
28,608 59
2,347
$206,588 03
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
O f women, both adult
and minor,
.
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
Amount.
1,011
16
$91,326 13
4,179 35
42
18
2,779 39
2,205 40
228
R E P O R T O F TH E
[Pub. Doc.
G E O R G E T O W N S A V IN G S B A N K — G E O R G E T O W N .
Incorporated M ay 26, 1868.
Present number of corporators, 60.
S h e r m a n N e l s o n , President.
E d w a r d S. F i c k e t t , Treasurer.
G e o r g e S. W e s t o n , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
H ir a m N . H a r r im a n ,
Sh e r m a n N elson,
Ol iv e r S . B u t l e r .
Open for business every business day, except Saturday, 9
Saturday, 9 a . m . to 12 m .
B
alance
Sh e e t O ctober
A ssets.
a .m
. to 12 m . ; 2 to 3 p . m . ;
31, 1894.
L ia b il it ie s .
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes).............................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
Cash on hand,
.
.
.
.
$8,000
14,800
10,000
25,000
9,950
429,328
120,190
00
00
00
00
60
90
93
10,500
620
43,981
2,000
58
701
00
00
71
00
00
78
Deposits, .
Guaranty fund,
Profit and loss
count, .
•
$651,142 78
20,200 00
ac
3,789 14
$675,131 92
------- ----------------------------------------------
$675,131 92
------------ --
"
’
Cash on Deposit in Banks, amount in each : —
Georgetown National Bank, G e o r g e t o w n ,........................................................... $33,481 71
Essex National Bank, H a v e rh ill,...............................................................................
10,000 00
Amesbury National Bank, Amesbury........................................................................
2,500 00
Loans on Bank Stock: —
On
On
On
On
65 shares Somerville National Bank, Somerville, .
29 shares Amesbury National Bank, Amesbury, .’
8 shares Second National Bank, Haverhill,
.
.
.
.
10 shares Haverhill Safe Deposit and Trust Company, Haverhill,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
' j- $10,000 00
■I
•J
No. 8 .]
229
SA Y IN G S B A N K COM M ISSIONERS
G e o rg e to w n S avings B a n k — Continued.
Detailed Statement of Public Funds.
Par Value.
City of
of
of
of
Bath, Me , 6s,
Belfast, Me., 6s, .
Concord, N. H., 6s,
Portland, Me., 6s,
Estimated
Market Value.
$2,000
4.000
1.000
1,000
$2,060
4,150
1,000
1,000
00
00
00
00
$8,000
$8,210 00
Amount Invested.
$2,000
4.000
1.000
1,000
00*
00*
00
00
$8,000 00
* Legal investments when made.
No. of
Shares.
Detailed Statement o f Bank Stock.
13
10
30
30
45
10
Par Value.
Columbian Nat’l Bank, Boston,
Market Nat’l Bank, Boston, .
Manufacturers’ N’l B’k, Boston,
State National Bank, Boston, .
Georgetown N’l Bank, George
town, ..................................
Ipswich Nat’l Bank, Ipswich, .
$1,300
1,000
3,000
3,000
Estimated
Market Value.
$1,400
1,000
3,000
3,600
00
00
00
00
Amount Invested.
$1,300
1,000
3,000
3,000
00
00
00
00
4,500
2,000
4,950 00
2,000 00
4,500 00
2,000 00
$14,800
$15,950 00
$14,800 00
Detailed Statement o f Railroad Bonds.
Par Value.
Concord & Montreal R.R. 4s, .
Fitchburg R.R 4s, .
Maine Central R.R. 7s,
N. Y. & N. E. R R. (terminal) 4s,
Upper Coos R.R. 4s,
Upper Coos R.R. 4|s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$4,000
6,000
4.000
5.000
3.000
3.000
$25,000
Estimated
Market Value.
$4,000
6,000
5.200
5.000
3.000
3.200
00
00
00
00
00
00
$26,400 00
Amount Invested.
$4,000
6,000
4.000
5.000
3.000
3.000
00
00
00
00
00
00
$25,000 00
230
R E P O R T O F TH E
[Pub. D oc.
Georgetown Savings B an k — Conclud ed .
Total Amount o f Loans, with each Specified Late o f Interest.
Amount.
$31,481 71
13,500 00
Rate.
Amount.
3 per cent.
4
“
$72,600 00
80,800 00
Rate.
Amount.
Rate.
4^ per cent.
5
“
$408,492 83
7,747 00
6 per cent.
7
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number o f loans which are of an amount not exceeding $3,000 each,
380
Aggregate amount of the s a m e , ...............................................................................
316,639 83
Total number of loans upon real e s t a t e , ................................................. 368
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1894.............................................................................................
30,995 40
$9,950 60
12,900 00
120 00
Times for the dividends fixed by the by-laws : third Wednesday in April
and October.
Rate and amount of each semi-anuual dividends
per cent., $13,566 28 )
during the year ending Oct. 31, 1894,
.
. I 2| per cent., 13,862 30 J
Number of accounts opened during the year ending Oct. 31, 1894,
164
Number of accounts closed during the year ending Oct. 31, 1894,
. 120
Total number of open accounts Oct. 31, 1894,
.
.
.
.
1,493
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894, .
..............................................................................
Number of same, .
.....................................................................701
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number of same,
.
.
.
.
27,428 58
2,019 51
78,108 08
76,988 42
...........................................................904
Date of examination by commissioner: May 15.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
'
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
01 $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num
ber.
N um
ber.
Amount.
396
$8,872 70
96
3,747 91
91
11,238 40
73
20,205 51
30
15
18,043 56
16,000 00
701
$78,108 08
not
not
not
less
To the credit —
Of women, both adult
and minor,
O f religious and chari
table associations, .
In trust, .
.
.
.
Amount.
278
$28,364 95
14
14
1,550 00
4,267 54
No. 8 .]
231
SA Y IN G S B A N K COM M ISSION ERS.
G R AF TO N S A V IN G S B A N K - G R AFTO N .
Incorporated March 13, 1869.
Present number o f corporators, 50.
G e o r g e K . N ic h o l s , President.
H e n r y F . W i n g , Treasurer.
H e n r y F . W i n g , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
G e o r g e K . N ic h o l s ,
H o r a c e S. W a r r e n ,
D a n ie l N . G ib b s ,
G eo . W . F is h e r ,
Clarence R . P ratt.
Open for business every business day, except Saturday, 9
Saturday, 9 a .m . to 12 m .
a .m
. to 12 m . ; 1 to 4 p . m .
B alance Sheet O ctober 31, 1894.
L ia b il it ie s .
A ssets.
Bank stock as per schedule,
Loans on bank stock, .
.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in bank, on interest,
Deposits in bank, not on interest,
$34,960
3,400
92,213
61,076
49
00
24
00
Deposits, .
Guaranty fund,
Interest account,
$247,019 75
9,400 00
11,834 75
33,551 38
40,000 00
3,053 59
$268,254 50
$268,254 50
Cash on Deposit in Banks, amount in each: —
First National Bank, Worcester, .................................................
Millbury National Bank, M i l l b u r y , .......................................
Grafton National Bank, G r a f t o n ,.................................................
Worcester Safe Deposit and Trust Company, Worcester,
.
$
10,000 00
10,000 00
13,053 39
10,000 00
Loan on Bank Stock: —
On 38 shares Grafton National Bank, G r a f t o n , ................................................. $3,400 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
232
R E P O R T O F TH E
[Pub. D oc
G ra fton Savings B a n k — Continued.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
Tar Value.
30 N’l B’k of Redemption, Boston,
30 Nat’l Revere Bank, Boston, .
20 State National Bank, Boston, .
10 Shawmut N’l Bank, Boston, .
8 Nat’l Webster Bank, Boston, .
15 Howard Nat’l Bank, Boston, .
10 North National Bank, Boston,
38 Market Nat’l Bank, Boston, .
28 N’l B’k of No America, Boston,
5 Manufacturers’ N’l B’k, Boston,
5 Massachusetts N’l B’k, Boston,
3 National City Bank, Boston, .
10 Eliot National Bank, Boston, .
5 Fourth Nat’l Bank, Boston,
76 Grafton Nat’l Bank, Grafton, .
10 Spencer Nat’l Bank, Spencer,
$3,000
3,000
2,000
1,000
800
1,500
1,000
3,800
2,800
500
500
300
1,000
500
7,600
1,000
$30,300
Estimated
Market Value.
$3,680
3,000
2,340
1,180
808
1,530
1,200
3,800
3,360
505
500
300
1,310
600
8,512
1,200
Amount Invested.
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$33,825 00
$4,187
3,814
2,040
1,222
976
1,744
l-,206
4,276
3,200
550
677
363
1,230
500
7,972
1,000
75
00
00
75
12
50
25
00
25
00
12
25
00
00
50
00
$34,960 49
Total Amount o f Loans, with Each Specified Bate o f Interest.
Amount.
$10,000 00
20,000 00
Kate.
2 per cent.
3
Amount.
$48,051 38
59,576 00
Rate.
4 per cent.
4é
“
Amount.
$36,500 00
56,113 24
Kate.
5 per cent.
6
Number of loans which are o f an amount not exceeding $3,000 each, . 77
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 80
Gross amount of interest or profits received or earned, as per books,
during year ending Oct. 31, 1 8 9 4 , .....................................................................
Times for the dividends fixed by the by-law s: January 1 and July 1.
Rate and amount of each semi-annual dividend j 2 per cent., $5,157 46 1
during the year ending Oct. 31, 1894,
.
( 2 per cent.,
5,052 52
Number of accounts opened during the year ending Oct. 31, 1894,
.
55
Number of accounts closed during the year ending Oct. 31, 1894,
.
70
Total number of open accounts Oct. 3 1 , 1 8 9 4 , ....................................... 846
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .................................................................................................. 257
Amount of withdrawals, including dividertds, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
Number of s a m e , .................................................................................................. 386
Date of examination by commissioner: M ay 17.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$79,713 27
10,638 35
10,209 98
111 50
21,566 59
44,065 03
No. 8 .]
SA V IN G S B A N K COM M ISSION ERS
233
G ra fto n Savings B a n k — Concluded.
Classification o f Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
Num her.
O f $50 and lees,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Numher.
Amount.
193
$3,435 71
33
2,958 01
8
1,171 17
11
3,647 97
5
7
3,353 73
7,000 00
257
$21,566 59
To the credit —
O f women, both adult
and minor,
O f religious and charitable associations, .
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1
Amount.
147
$9,584 44
5
210 37
234
R E P O R T O F TH E
G R A N IT E
[Pub. Doc.
S A V IN G S B A N K — ROCKPORT.
Incorporated March 21, 1884.
Present number of corporators, 54.
E b e n G. A b b o t t , President.
N a t h a n i e l R i c h a r d s o n , Jr., Treasurer.
J o h n L . W o o d f a l l , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
E ben G. A bbott,
F r a n c is T a r r ,
G rafton B u t m a n ,
H i r a m J. P h i l b r o o k ,
G eorge H . L o w e .
Open for business Wednesday and Saturday, 10
a .m
. to 12 m . ; 2 to 3 f . m .
B alance Sheet October 31, 1894.
A sse ts.
Public funds as per schedule, .
Bank stock as per schedule,
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Deposits in banks, not on interest,
F u r n itu r e ,........................................
Cash on hand,
.
.
.
.
L ia b il it ie s .
$23,638
6,640
10,403
66,075
16,800
2,093
1,809
100
98
00
00
50
00
00
09
35
00
70
$127,657 64
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
$125,537 30
1,875 00
245 34
$127,657 64
Cash on Deposit in Banks, amount in each: —
Rockport National Bank, R o c k p o r t ,..................................................................... $1,809 35
Gloucester Safe Deposit and Trust Company, Gloucester, .
.
.
.
2,093 09
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
SA V IN G S B A N K COM M ISSION ERS
235
G ranite Savings B an k — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Cleveland, Ohio, 6s, .
of Keene, N. H., 4 s,.
of Pawtucket, R. I., 4s, .
of Peoria, 111., 7s,
of Rockford, 111., 4^s,
of Scranton, Pa., 5 s,.
of Sioux City, Iowa, 4JS, .
of Springfield, Ohio, 5s, .
of Springfield, Ohio, 6s, .
of Waltham, Mass., 4s, .
Town of Clinton, Mass., 4s,
of Orange, Mass , 4s,
of Tilton, N. H , 6s,
County of Merri mac, N. H , 4s,
of Aroostook, Me., 4^s,
City of Bridgeport, Ct., 4s,
of Danbury, Ct., 4s, .
,
$2,000
500
2,000
1,000
3,500
1X00
1,000
2,000
375
1,000
1,000
2,000
500
1,000
2,000
1,000
1,000
$22,875
Estimated
Market Value.
$2,044
500
2,130
1,105
3,667
1,000
1,000
2,030
385
1,000
1,018
2,025
513
1,012
2,149
1,030
1,030
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$23,638 00
Amount Invested.
$2,044
500
2,130
1,105
3,667
1,000
1,000
2,030
385
1,000
1,018
2,025
513
1,012
2,149
1,030
1,030
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00*
00
$23,638 00
* Not a legal investment, and will be sold.
No. of
Shares.
Detailed Statement o f Bank Stocks.
8
12
24
10
Par Value.
Gloucester N’l B’k, Gloucester,
Cape Ann N’l B’k, Gloucester,
Rockport Nat’l B’k, Rockport,
Gloucester Safe Deposit and
Trust Company, Gloucester,
Estimated
Market Value.
Amount Invested.
$800
1,200
2,400
$1,080 00
1,680 00
2,880 00
$1,080 00
1,680 00
2,880 00
1,000
1,000 00
1,000 00
$5,400
$6,640 00
$6,640 00
Detailed Statement o f Railroad Bonds.
Par Value.
Fitchburg R.R 4s, .
Fitchburg R.R. 5s, .
Maine Central R.R. 6s, .
Maine Central R.R 7s, .
Boston & Maine R.R. 4^s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2,000
3,000
1,000
1.000
3,000
$10,000
Estimated
Market Value.
$2,000
3,000
1,026
1,110
3,267
00
00
00
00
50
$10,403 50
Amount Invested.
$2,000
3,000
1,026
1,110
3,267
00
00
00
00
50
$10,403 50
236
R E P O R T O F TH E
[Pub. D oc.
Granite Savings Bank — C onclud ed .
Total Amount o f Loans, with Each Specified Bate o f Interest.
Amount.
Eate.
$2,093 00
9,300 00
Amount.
3 per cent.
5
$7,000 00
Kate.
54 per cent.
Amount.
Eate.
$66,575 00
6 per cent.
Number of loans which are o f an amount not exceeding $3,000 each,
107
Aggregate amount of the s a m e , ..............................................................................
$71,575 00
Total number of loans upon real e s t a t e , ................................................. 100
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 ,.........................................................................................
6,619 66
Times for the dividends fixed by the b y-law s: April 1 and October 1.
Rate and amount of each semi-annual dividend f 2 per cent.,
$2,214 56 1
4,482 33
during the year ending Oct. 31, 1894,
.
. I 2 per cent.,
2,267 77 J
Number of accounts opened during the year ending Oct. 31, 1894,
111
Number of accounts closed during the year ending Oct. 31, 1894,
68
Total number of open accounts Oct. 31, 1894,
.
.
.
.
772
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
456 90
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 ,...................................................................................................
30,966 35
Number of s a m e , ..................................................................................................552
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
27,218 93
Number of s a m e , .................................................................................................. 413
Date of examination by commissioner: October 8.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Numher.
O f $50 and less,
Exceeding $50 and
more than $ 100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Totals,
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
Numher.
Amount.
410
$7,255 97
70
5,910 30
41
6,289 34
29
10,260 74
not
not
not
less
2
1,250 00
552
$30,966 35
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust, .
.
.
.
Am ount.
188
2
$10,958 96
83 89
28
2
2,343 36
313 00
No. 8 .]
237
SA Y IN G S B A N K COM M ISSION ERS
GR EAT
B A N K — GR EAT
B A R R IN G T O N S A V IN G S
B A R R IN G T O N .
Incorporated Feb. 3, 1869.
Present number of corporators, 39.
G e o r g e C h u r c h , President.
C h a r l e s J. T a y l o r , Treasurer •.
M e r r i t t I. W h e e l e r , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
A . C h a l x l e y Co l l in s ,
A l f r e d S. F a s s e t t ,
M e r r it t I. W h e e l e r ,*
W
m . C. H in m a n ,
C h a s . J. T a y l o r .
Open for business every business day, 9
B alance
Sheet
a .m
O ctober
. to 12 m . ; 1 to 3 p . m .
31,1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock,
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Cash on hand,
.
.
.
.
$30,000
49,701
3,074
56.000
00
92
39
00
13.000
106
297,478
60,084
00
20
25
12
3,000
27,592
10,229
1,166
00
34
86
19
$515,523 02
18,250 00
17,660 25
Deposits, .
Guaranty fund,
Interest account,
$551,433 27
.
$551,433 27
Cash on Deposit in Banks, amount in each : —
National Bank of Redemption, Boston,
Springfield Safe Deposit and Trust Company, Springfield,
Pynchon National Bank, Springfield, .
.
.
.
National Mahaiwe Bank, Great Barrington, .
$10,000
7,592
10,000
10,229
00
34
00
86
Loans on Bank Stock, amount on each : —
On
On
On
On
On
5 shares National Mahaiwe Bank, Great Barrington,
6 shares National Mahaiwe Bank, Great Barrington,
20 shares National Mahaiwe Bank, Great Barrington,
16 shares National Mahaiwe Bank, Great Barrington^
5 shares National Mahaiwe Bank, Great Barrington,
Resigned December 5, 1891, and W . W . Norton elected to fill vacancy.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$174 39
500 00
600 00
1,400 00
400 00
238
R E P O E T O F TH E
[Pub. D oc.
Great Barrington Savings B ank— Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Bridgeport, Conn , 3^s,
of Chicago, 111., 4s, .
.
*
Estimated
Market Value.
Amount Invested,
$10,000
20,000
$9,900 00
20,400 00
$10,000 00
20,000 00*
$30,000
$30,300 00
$30,000 00
A legal investment when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
10
10
13
59
19
10
54
66
14
42
25
41
48
3
3
Tar Value.
First Nat’ l Bank, Adams,
Faneuil Hall N’l B’k, Boston,
Suffolk Nat’l Bank, Boston, .
N’l B'k of Redemption, Boston,
Hamilton Nat’l Bank, Boston,
Atlantic Nat’l Bank, Boston, .
New England N’l B’k, Boston,
Shoe & Leather N’l B’k, Boston,
Nat’l Union Bank, Boston,
N’l B’k of No America, Boston.
Merchants’ N’l Bank, Boston,
Nat’l Mahaiwe Bank, Great
Barrington, .
.
.
.
Lee National Bank, L ee,.
Pittsfield N’l Bank, Pittsfield,
Housatonic Nat’l Bank, Stockbridge,
.
.
.
.
$1,000
1,000
1,300
5,900
1,900
1,000
5,400
6,600
1,400
4,200
2,500
Estimated
Market Value.
$1,300
1,307
1,300
7,419
2,099
1,227
8,546
5,956
1,879
4,782
3,937
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$1,280
1,300
1,300
7,080
2,227
1,345
7,290
6,600
1,890
4,200
3,392
00
00
00
00
75
00
00
00
00
00
50
4,100
4,800
300
5,330 00
6,480 00
480 00
5,125 00
5,816 67
405 00
300
480 00
450 00
$41,700
$52,522 00
$49,701 92
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Albany R R. 6s,
Boston & Lowell R.R. 4s,
Boston & Maine R.R. 4 s,.
Old Colony R.R, 4s,.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,000
30,000
20 000
5,000
$56,000
Estimated
Market Value.
$1,020
30,600
20,200
5,237
00
00
00
00
$57,057 00
Amount Invested.
$1,000
30.000
20.000
5,000
00
00
00
00
$56,000 00
No. 8 .]
239
SA Y IN G S B A N K CO M M ISSION ERS
Great Barrington Savings Bank— Concluded.
Total Amount o f Loans , with Each Specified Rate o f Interest.
Amount.
$10,000 00
17,592 34
Kate.
Amount.
Bate.
Amount.
Kate.
2 per cent.
4
»
$263,425 00
5 per cent.
$100,211 76
6 per cent.
Amount invested in real estate for banking p urposes,.......................................
Estimated value of the s a m e , ...............................................................................
Assessed value of the s a m e ,........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Value, by books, of other real estate held or owned by foreclosure or
o t h e r w i s e ,.....................................................................................................................
Assessed value o f the s a m e , ........................................................................................
Number of loans which are of an amount not exceeding $3,000 each,
266
$13,000
13,000
7,000
348
00
00
00
12
106 20
100 00
Aggregate amount of the s a m e , ..............................................................................
Total number o f loans upon real estate...................................................
233
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, dur
238,486 76
ing year ending Oct. 31, 1894......................................................................................
Times for the dividends fixed by the by-law s: first Thursday in January
26,899 74
and July.
Rate and amount of each semi-annual dividend r 2 per cent., $9,721 89 j
during the year ending Oct. 31, 1894,
.
. | 2 per cent.,
9,708 59 i
Number o f accounts opened during the year ending Oct. 31, 1894,
. 348
Number of accounts closed during the year ending Oct. 31, 1894,
. 314
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,185
106 20
19,430 48
Total expenses o f the corporation for the year ending Oct. 31, 1894 (exclusive of t a x e s ) , ..................................................................................................
Amount of deposits, not including dividends, received during the year
1,853 73
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................ 1,554
Amount of withdrawals, including dividends, during the year ending Oct.
112,519 90
31, 1 8 9 4 , .....................................................................................................................
Number of same.............................................................................................. 1,638
Date of examination by commissioner: August 16.
126,039 63
Classification o f Deposits received during the Year ending Oct. 3 1 , IS .94.
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
1,103
$22,992 55
218
18,236 11
115
17,898 07
86
28,549 07
26
6
18,844 10
6,000 00
1,554
$112,519 90
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
*
To the credit —
O f women, both adult
and minor,
Of guardians,
Of religious and chari
table associations, .
In trust, .
.
.
.
Num
ber.
Amount.
848
7
$57,389 51
1,544 76
24
13
913 37
2,204 97
240
KEPO K T O F TH E
[Pub. Doc
G R E E N F IE L D S A V IN G S B A N K — G R E E N F IE L D .
Incorporated March 19, 1869.
Present number of corporators, 30.
R o b e r t A b e r c r o m b i e , President.
A l b e r t M . G l e a s o n , Treasurer
C h e s t e r C . C o n a n t , Clerk o f the Corporation.
Names o f committee charged with the investment o f its funds:
W il l ia m A . F o r be s,
A . M . G leason,
Ch a s . R . L o w e l l ,
L e v i J. G u n n ,
S . B. Sl a t e .
Open for business every business d a y , 9
B alance
A
Sheet
. to 12.30 b . m . ; 2 to 4 p . m .
O ctober
ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes), .
.
.
.
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
Premium account,
Unpaid interest, .
.
.
.
Furniture and fixtures,
Cash on hand,
.
.
.
.
a .m
31, 1894.
L ia b il it ie s .
$101,500
135.000
28,050
201.000
2,913
1,251,784
210,873
00
00
00
00
74
50
00
20,872
170
8,746
1,178
2,003
10,000
810
1,000
718
82
00
36
54
67
00
24
00
53
$1,976,621 40
Deposits, .
Guaranty fund,
Interest account,
$1,916,225 40
60,000 00
396 00
$1,976,621 40
Cash on Deposit in Banks, amount in each : —
Packard National Bank, Greenfield,
Franklin County National Bank, Greenfield,
People’s National Bank, Brattleborough, V t.,
Conway National Bank, Conway, .
.
National Bank o f Commerce, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$4,865 39
775 72
1,171 30
1,933 95
1,178 54
No. 8 .]
SA V IN G S B A N K COM M ISSION ERS.
241
Greenfield Savings Bank — Continued.
Loans on Bank Stock, amount on each : —
On 5 shares First National Bank, Northampton, .
On 24 shares Packard National Bank, Greenfield,
On
On
On
On
.
.
$500 00
2,000 00
3,360 00
.
40 shares W are National Bank, W a r e , ........................................
5 shares Agawam National Bank, Springfield,
75 shares Park National Bank, Holyoke,
.
.
.
.
100 shares Home National Bank, Holyoke,
.
.
.
.
300
7,500
9.300
3.300
740
1,050
On 37 shares Shelburne Falls National Bank, Shelburne Falls, .
On 9 shares Franklin County National Bank, Greenfield, .
On 12 shares Conway National Bank, C o n w a y ,..............................
00
00
00
00
00
00
Detailed Statement o f Public Funds .
Par Value.
City of
of
of
of
of
Des Moines, Iowa, 5s, .
Milwaukee, Wis., 7s, .
Sioux City, Iowa, 4|s, .
Rutland, Vt., 41s,
West Rutland, Vt., 5s,.
$2,000
17.000
25.000 .
40.000
17,500
$101,500
Estimated
Market Value.
$2,000
17,340
26,750
40,000
19,600
00
00
00
00
00
Amount Invested.
$2,000
17.000
25.000
40.000
17,500
00
00
00
00
00
$105,690 00 $101,500 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
37
48
13
6
18
42
38
15
10
3
50
20
52
12
41
34
138
50
14
15
Par Value.
Athol National Bank, Athol, .
Nat’l Revere Bank, Boston,
N’l Hide & Leather B'k, Boston,
National City Bank, Boston, .
Market Nat’l Bank, Boston, .
Eliot National Bank, Boston, .
Merchants’ Nat’l Bank, Boston,
Howard Nat’l Bank, Boston, .
Second Nat’l Bank, Boston, .
Washington N’l Bank, Boston,
Metropolitan N’l B'k, Boston, .
South End Nat’l Bank, Boston,
N’l B’k of Redemption, Boston,
First Nat’l Bank, Chicopee, .
Conway N’l Bank, Conwav, .
First N’l Bank, Greenfield,
Holyoke Nat’l Bank, Holyoke,
City National Bank, Holyoke,
Hadley Falls N’l B’k, Holyoke,
Hampshire County National
Bank, Northampton, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$3,700
4,800
1,300
600
1,800
4,200
3,800
1,500
1,000
300
5,000
2,000
5,200
1,200
4,100
3,400
13,800
5,000
1,400
1,500
Estimated
Market Value.
Amount Invested.
$3,885
4,608
1,404
492
1,530
5,502
5,924
1,440
1,850
300
4,850
1,600
6,552
1,800
5,125
6,800
23,460
5,500
2,380
$3,700
4,800
1,300
600
1,800
4,200
3,800
1,500
1,000
300
5,000
2,000
5,200
1,200
4,100
3,400
13,800
5,000
1,400
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
1,875 00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
1,500 00
242
[Pub. D oc
R E P O R T O F TH E
Greenfield Savings Bank — Continued.
No of
Shares.
Detailed Statement of Bank Stocks — Concluded.
21
60
60
50
67
110
45
70
3
36
75
10
87
50
•
First Nat'l B’k, Northampton,
Berkshire County National
Bank, North Adams,
Adams N’l Bank, No. Adams,
Orange Nat’l Bank, Orangfe, .
Palmer National Bank, Palmer,
Third Nat’l Bank, Spring-field,
City Nat’l Bank, Springfield, .
First Nat’l Bank, Springfield,
Chicopee N’l B’ k, Springfield,
Second Nat’l B’k, Springfield,
Chapin Nat’l B’k, Springfield,
Crocker N’l B’k, Turner’s Falls,
Winchester National Bank,
Winchester, N. H.,
First Nat’l Bank, Westfield, .
Par Value.
Estimated
Market Vaiue.
$2,100
$2,310 00
$2,100 00
6,000
6,000
5,000
6,700
11,000
4,500
7,000
300
3,600
7,500
1,000
6,600
7,500
8,500
10,050
23,100
6,750
8,750
480
4,500
9,750
1,250
6,000
6.000
5,000
6,700
11,000
4,500
7,000
300
3,600
7,500
1,000
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
00
00
00
00
00
00
00
00
00
00
00
8,700
5,000
4,070 00
6,750 00
3,700 00
5,000 00
$135,000
$187,237 00
$135,000 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R 4s,
Fitchburg R.R. 5s, .
Newport & Richford R.R. 5s, .
Old Colony R.R. 4s,.
Boston & Maine R.R. 4s,
Upper Coos R.R. 4is,
$25,000
16,000
10,000
50.000
50.000
50.000
$201,000
Estimated
Market Value.
$25,750
16,840
10.500
53.000
51.000
52.500
00
00
00
00
00
00
$209,590 00
Amount Invested.
$25,000
16,000
10,000
50.000
50.000
50.000
00
00
00*
00
00
00
$201,000 00
* A legal investment when made.
Total Amount o f Loans , ivith Each Specified Rale o f Interest.
Kate.
Amount.
Kate.
2 per cent.
3
“
4
“
$19,800 00
1,419,915 50
4¿ per cent.
5
“
Amount.
$775 72
7,970 61
1,072 82
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$1,545 00
69,417 00
Kate.
5J per cent.
6
N o. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
Greenfield. Savings Bank —
243
C onclud ed .
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , .......................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each, 609
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real estate............................................................843
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 1 , ........................................................................................
Times for the dividends fixed by the b y -la w s: January 1 and July 1.
Rate and amount o f each semi-annual dividend f 2 per cent., $35,903 45 i
during the year ending Oct. 31, 1894,
.
. j 2 per cent., 36,598 38 ]
Number of accounts opened during the year ending Oct. 31, 1894,
. 795
Number of accounts closed during the year ending Oct. 31, 1894,
. 626
Total number of open accounts Oct. 31, 1894,
.
.
.
.
4,420
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes), ...........................................................................................................
Amount of deposits, not including dividends, received during the year end
$2,913 74
3,000 00
100 95
548,621 50
96,739 35
72,501 83
5,358 00
ing Oct. 31, 1 8 9 4 ,...........................................................................................................
Number of s a m e , .................................................................................................. 3,196
Amount o f withdrawals, including dividends, during the year ending Oct.
376,108 38
31, 1894...............................................................................................................................
Number of s a m e , .................................................................................................. 3,272
Date of examination by commissioner: October 25.
367,514 93
Classification o f Deposits received during the Year ending Oct. 3 1 , I S 9 4 .
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
.
O f $1,000 or more, .
Totals,
Amount.
2,203
$40,200 36
409
34,820 96
200
36,169 04
182
75,892 01
104
98
77,347 51
111,678 50
3,196
$376,108 38
not
not
not
less
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and char
itable associations, .
In trust, .
.
.
.
N um
ber.
Amount.
1,263
10
$101,688 17
2,823 93
47
36
4,127 34
12,711 56
[Pub. D oc.
R E P O R T O F TH E
244
H A M P D E N S A V IN G S B A N K — SP R IN G F IE L D .
Incorporated April 13, 1852.
Present number of corporators, 40.
J o h n M u l l i g a n , President.
P. S. B a i l e y , Treasurer.
P. S. B a i l e y , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
R . F. H a w k in s ,
A . J. W r i g h t ,
Jo h n M u l l i g a n ,
W . H. W
Open for business every business day, 9
Balance
Sheet
O ctober
a .m
r ig h t .
. to 4 p . m .
31, 1894.
L ia b il it ie s .
A ssets.
Bank stock as per schedule,
Loans on bank stock ,.
Railroad bonds as per schedule,
Loans on railroad stock, .
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
Cash on hand,
.
.
.
.
$311,010
26,675
500,000
42,750
67,226
1,301,245
493’,700
1,000
80,000
6,062
2,549
3,274
00
00
00
00
38
00
00
00
00
23
04
78
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$2,835,492 43
$2,686,157 31
96,000 00
13,984 23
39,350 89
$2,835,492 43
Cash on Deposit in Banks, amount in each : —
Chicopee National Bank, S p r in g fie ld ,..................................................................... $25,000 00
Pynchon National Bank, S p r in g fie ld ,.....................................................................
20,000 00
Chapin National Bank, S p r i n g f i e l d ,.....................................................................
10,000 00
Agawam National Bank, Springfield..........................................................................
31,002 23
Loans on Bank Stock, amount on each : —
On
On
On
On
On
On
25 shares Chapin National Bank, Springfield,
30 shares City National Bank, Springfield,
5 shares Ware National Bank, W are,
.
.
.
.
25 shares Third National Bank, Springfield, .
20 shares Agawam National Bank, Springfield,
30 shares Hampshire County National Bank, Northampton,
On 15 shares Second National Bank, Springfield,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$5,300 00
225
2.500
1,800
3,000
1.500
00
00
00
00
00
No. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
245
Hampden Savings Bank — Continued.
On 24 shares Agawam National Bank, S p r i n g f i e l d ,....................................... $2,000 00
On
On
On
On
On
On
10 shares Second National Bank, S p r i n g f i e l d , ....................................... 1
25 shares Chapin National Bank, S p r i n g f i e l d , ....................................... 1
10 shares Chapin National Bank, Springfield,.................................................
10 shares First National Bank, S p r i n g f ie ld ,.................................................
24 shares First National Bank, Springfield.......................................................
6 shares Second National Bank, S p rin g fie ld ,.................................................
3^00
00
1,000
1,000
2,000
500
00
00
00
00
On 3 shares Agawam National Bank, S p r i n g f i e l d , ........................................
250
On 25 shares Chapin National Bank, Springfield,.................................................
500
500
On 5 shares Chicopee National Bank, S p r i n g f i e l d , .......................................
On 3 shares Chapin National Bank, Springfield,.................................................
300
On 5 shares Third National Bank, S p r i n g f ie ld ,.............................................................. 500
On 13 shares National Exchange Bank, B o s to n ,.................................................
800
00
00
00
00
00
00
Loans on Railroad Stock, amount on each : —
On 10 shares Boston & Albany R R , ..............................................................$1,500
On 50 shares Boston & Albany R . R . , ..........................................................
7,500
On
On
On
On
22 shares Boston & Albany R . R . , ...........................................................
19 shares Boston & Albany R . R . , ...........................................................
10 shares Boston & Albany R . R . , ...........................................................
4 shares New Y ork , New Haven & Hartford R .R .,
.
.
.
.
On 66 shares New York, New Haven & HartfordR .R ., .
On 12 shares New York, New Haven & Hartford R .R .,
On 3 shares New Y ork , New Haven & Hartford R .R .,
.
.
.
.
3,000
2,350
1,400
.
;
.
.
.
.
.
On 100 shares Old Colony R . R . , .............................................................................. j
On 100 shares Boston & Providence R . R . , ...........................................................*
00
00
00
00
00
100 00
9,000 00
1,000 00
400 00
^ g o o 00*
* A legal loan when made.
Ko. o f
Shares.
Detailed, Statement o f Bank Stocks.
First National Bank, Boston,.
N’l Hide & Leather B’k, Boston,
Merchants’ Nat’l Bank, Boston,
N'l B'k of Commerce, Boston,
Nat’l Revere Bank, Boston,
Nat'l Webster Bank, Boston, .
National Bank of the Republic,
Boston,
.
.
.
.
37 Suffolk National Bank, Boston,
50 Continental Nat’l Bank, Boston,
50 N’l B’k of Redemption, Boston,
50 Freeman’s Nat’l Bank, Boston,
50 State National Bank, Boston,
50 N’l B’k of No. America, Boston,
50 Eliot National Bank, Boston, .
63 Shawmut Nat’l Bank, Boston,
60 First Nat’l Bank, Chicopee, .
33 Franklin County Nat’l Bank,
Greenfield, .
.
.
.
200 Holyoke Nat’l Bank, Holyoke,
28
75
230
75
75
26
50
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
Estimated
Market Value.
Amount Invested.
$2,800
7,500
23,000
. 7,500
7,500
2,600
$6,720
8,325
36,110
8,700
7,500
2,600
00
00
00
00
00
00
$2,800
7,500
27,210
10,865
7,500
2,892
00
00
00
00
00
00
5,000
3,700
5,000
5,000
5,000
5,000
5,000
5,000
6,300
6,000
7,750
3,700
6,200
6,300
5,000
5,850
6,000
6,550
7,245
9,000
00
00
00
00
00
00
00
00
00
00
6,300
4,500
5,300
6,700
5,900
5,900
5,700
6,100
7,600
7,920
00
00
00
00
00
00
00
00
00
00
3,300
20,000
3,630 00
34,000 00
4,550 00
23,056 00
246
R E P O R T O F TH E
[Pub. Doc,
Hampden Savings Bank — Continued.
No of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
40
20
66
30
40
50
85
423
230
50
50
65
74
75
50
Par Value.
Hadley Falls N’l B’k, Holyoke,
Monson Nat’l Bank, Monson, .
Hampshire Co. National Bank,
Northampton,
First N’l Bank, Northampton,
First N’l B’k, Norwich, Conn.,.
Uncas N’l B’k, Norwich, Conn.,
Thames Nat’l Bank, Norwich,
C o n n .,..................................
Agawam N’l B’k, Springfield, .
Chapin N’l Bank, Springfield,
Chicopee N’l B’k, Springfield,
First Nat’l Bank, Springfield,.
Pvnchon N’l B’k, Springfield,
Third Nat’l Bank, Springfield,
Ware National Bank, Ware, .
John Hancock National Bank,
Springfield, .
.
.
.
$4,000
2,000
Estimated
Market Value.
$6,000 00
3,000 00
Amount Invested.
$4,732 00
2,200 00
6,600
3,000
4,000
2,500
8,250
4,200
4,800
2,750
00
00
00
00
7,225
3,000
5,180
2,900
00
00
00
00
8,500
42,300
23,000
5,000
5,000
6,500
7,400
7,500
13,600
44,415
36,800
8,600
7,000
11,375
16,280
9,000
00
00
00
00
00
00
00
00
12,285
46,700
24,700
8,600
6,525
10,985
11,560
10,050
00
00
00
00
00
00
00
00
5,000
$257,500
6,075 00
6,075 00
$353,325 00 $311,010 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Providence R.R. 4s, .
Holyoke & Westfield R.R 4s, .
N. Y. & N. E. R.R. (terminal) 4s, .
Boston & Albany R.R. 5s,
Boston & Albany R.R. 4s,
Connecticut River R.R. 4s,
Boston & Lowell R.R. 4s,
$50,000
50.000
50.000
50.000
50.000
200,000
50.000
$500,000
Estimated
Market Value.
$52,500
52.500
52.500
55.000
53.000
210,000
52.500
00
00
00
00
00
00
00
Amount Invested.
$50,000
50.000
50.000
50.000
50.000
200,000
50.000
00
00
00
00
00
00
00
$528,000 00 $500,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$80,000 00
100,000 00
Kate.
Amount.
3 per cent.
4
“
$115,000 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Rate.
per cent.
Amount.
Kate.
$1,650,370 00
5 per cent.
No. 8 .]
S A Y IN G S B A N K CO M M ISSION ERS.
Hampden Savings Bank —
247
C on clu d ed .
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e ,........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each, . 340
Aggregate amount of the s a m e , .................................................
Total number of loans upon real e s t a t e , ................................................. 376
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, during
$67,226 38
52,900 00
1,013 00
476,220 00
39,000 00
129,735
year ending Oct. 31, 1894............................................................................................
Times for the dividends fixed by the by-laws : February 15 and August 15.
Rate and amount of each semi-annual dividend f 2 per cent., $50,226 46 1 101,844
during the year ending Oct. 31, 1894, .
.
. l2 p e rc e n t., 51,617 54 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 935
Number of accounts closed during the year ending Oct. 31, 1894,
. 805
.
.
.
.
5,270
Total number of open accounts Oct. 31, 1894,
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
8,477
clusive of taxes),
..................................................................................................
Amount o f deposits, not including dividends, received during the year
437,892
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .................................................................................................. 3,695
Amount o f withdrawals, including dividends, during the year ending Oct.
432,393
31, 1894...............................................................................................................................
01
00
28
08
86
Number of s a m e , .................................................................................................. 3,S83
Date of examination by commissioner: June 7.
Glassification o f Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
N um
ber.
Amount.
2,390
$48,906 92
525
44,011 13
266
42,572 86
282
100,650 32
116
116
82,057 81
119,693 04
3,695
$437,892 08
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
1,224
21
$179,976 56
8,872 05
11
73
2,250 00
30,009 87
[Pub. D oc.
R E P O R T O F TH E
248
HAMPSHIRE SAVINGS B A N K — NORTHAMPTON.
Incorporated May 19, 1869.
Present number of corporators, 32.
Josephus Crafts , President.
L ewis W arner , Treasurer.
L ewis W arner , Clerk o f the Corporation.
Names of committee charged with the investment o f its funds:
Josephus Crafts,
James M . F ay ,
W illiam H . D ickinson,
J. H . D emond,
H enry A . K imball .
Open for business every business day, 9 a .m . to 3 p .m .
Balance
A
Sh eet
O ctober
31, 1894.
L ia b il it ie s .
ssets.
Bank stock as per schedule,
Loans on bank stock,
Railroad bonds as per schedule,
Loans on railroad stock, .
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
$208,830
29,150
30,000
300
890,831
94,025
42
00
00
00
20
00
35,700
43,691
3,823
1,958
00
43
90
85
$1,274,078 98
36,150 00
8,665 60
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
19,416 22
$1,338,310 80
$1,338,310 80
Cash on Deposit in Bank : —
Hampshire County National Bank, Northampton,
.
$43,691 43
Loans on Bank Stock, amount on each : —
On
On
On
On
On
On
On
On
On
17 shares Hampshire County National Bank, Northampton,
21 shares First National Bank, Northampton,
50 shares First National Bank, Easthampton,
5 shares First National Bank, Greenfield,
7 shares Franklin County National Bank, Greenfield, .
15 shares Conway National Bank, Conway, .
125 shares Park National Bank, Holyoke,
4 shares Hadley Falls National Bank, Holyoke, .
50 shares Ware National Bank, W are,
.
.
.
.
$1,600 00
2,100 00
5.000
500
550
1,500
12,500
400
5.000
00
00
00
00
00
00
00
Loan on Railroad Stock: —
On 2 shares Boston & Albany R .R ..........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$300 00
No. 8 .]
SA Y IN G S B A N K COM M ISSIONERS
249
Hampshire Savings Bank — Continued.
Ko. o f
Shares.
Detailed Statement o f Bank Stocks.
5
100
80
14
83
35
32
15
62
35
8
10
35
7
44
30
9
33
36
7
15
30
22
30
100
50
12
10
34
100
20
10
10
333
87
63
36
5
50
10
12
13
28
Par Value.
Greylock Nat’l Bank, Adams,
North Nat’l Bank, Boston,
Nat’l Bank of the Common
wealth, Boston, .
Blaekstone N’l Bank, Boston,
Howard Nat’l Bank, Boston, .
Shawmut Nat’l Bank, Boston,
N’l Hide & Leather B’k, Boston,
Nat’ l B'kof Commerce, Boston,
Tremont Nat’l Bank, Boston, .
Continental Nat’l B’k, Boston,
N’l B’k of the Republic, Boston,
N’l B’k of No. America, Boston,
Market Nat’l Bank. Boston,
Mt. Vernon N’l Bank, Boston,
Globe National Bank, Boston,
Merchants’ Nat’l Bank, Boston,
Atlantic Nat’l Bank, Boston, .
Atlas Nat’l Bank, Boston,
Eliot National Bank, Boston, .
Hamilton Nat’l Bank, Boston,
Massachusetts N’l B’k, Boston,
Suffolk National Bank, Boston,
National Revere Bank, Boston,
Shoe & Leather N’l B’k,Boston,
Third Nat’l Bank, Boston,
Second Nat’l Bank, Boston,
National Eagle Bank, Boston,
Manufacturers’ N’l B’k, Boston,
First National Bank, Chicopee,
First N’l Bank, Easthampton,
City Nat’l Bank, Holyoke,
Home Nat’l Bank, Holyoke, .
Park Nat’l Bank, Holyoke,
Hampshire County National
Bank, Northampton, .
First N’l Bank, Northampton,
Northampton National Bank,
Northampton,
Agawam N’l B’k, Springfield,
Chicopee N’l B’k, Springfield,
John Hancock National Bank,
Springfield, .
.
.
.
Berkshire County National
Bank, No. Adams,
Ware National Bank, Ware, .
Union Nat’l Bank, Weymouth,
Mechanics’ N’l B’k, Worcester,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$500
10,000
$750 00
12,300 00
$750 00
12,661 00
8,000
1,400
3,300
3,500
3,200
1,500
6,200
3,500
800
1,000
3,500
700
4,400
3,000
900
3,300
3,600
700
1,500
3,000
2,200
3,000
10,000
5,000
1,200
1,000
3,400
10,000
2,000
1,000
1,000
11,800
1,400
3,300
4,200
3,520
1,725
5,890
4,200
1,280
1,100
3,150
875
4,136
4,920
1,125
3,980
4.932
805
1,440
3,000
2,200
2,850
9,500
9,250
1,020
1,000
4,930
15,000
2.220
1,150
1,550
8,635
2,447
3,695
4,477
3,797
2,505
7,511
4,030
1,032
1,147
4,219
896
5,651
4,260
1,221
3,902
4,640
906
1,920
3,870
2,802
3,376
10,600
7,900
1,476
1,040
5,175
12,420
2,000
1,000
1,505
33,300
8,700
39,960 00
10,440 00
33,950 00
11,496 00
6,300
3,600
500
10,080 00
3,780 00
800 00
10,702 50
4,497 00
800 00
5,000
6,500 00
5,898 CO
1,000
1,200
1,300
2,800
1,100
1,380
1,430
2,940
1,050
1,624
1,592
3,749
$171,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
50
00
50
00
00
00
00
00
50
37
00
87
00
75
75
00
00
00
00
00
25
93
00
00
00
00
00
00
00
00
00
00
50
00
$208,908 00 $208,830 42
[Pub. D oc.
R E P O R T O F TH E
250
Hampshire Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Providence R R. 4s, .
Pitch burg R R. 4s, .
.
.
.
Fitchburg R.R, 5s, .
Estimated
Market Value.
$10,000
6,000
10,000
4,000
$10,150
6,240
9,850
4,200
$30,000
$30,440 00
Amount Invested.
00
00
00
00
$10,000
6,000
10,000
4,000
00
00
00
00
$30,000 00
Total Amount o f Loans, with Each Specified Bate o f Interest.
Rate.
Amount.
$43,691 43
68,000 00
3 per cent.
4
“
Amount.
$98,200 00
Rate.
Amount.
4J per cent.
$883,806 20
Rate.
5 per cent.
Number of loans which are of an amount not exceeding $3,000 each,
447
Aggregate amount of the s a m e , ............................................................................... $489,614 86
Total number of loans upon real estate,
.
.
.
.
. 471
Gross amount of interest or profits received or earned, as per books, during
60,336 94
year ending Oct. 31, 1894, ’ ........................................................................................
Times for the dividends fixed by the b y-la w s: M ay 15 and November 15.
Rate and amount of each semi-annual dividend f 2 per cent., $24,959 76
I
49,896 69
during the year ending Oct. 31, 1894, .
.
.1 2 per cent., 24,93$ 93
Number of accounts opened during the year ending Oct. 31, 1894,
. 543
Number of accounts closed during the year ending Oct. 31, 1894,
. 437
Total number of open accounts Oct. 31, 1894,
.
.
.
.
3,482
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
3,823 90
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................ 2,190
Amount of withdrawals, including dividends, during the year ending Oct.
239,968 84
31, 1894...............................................................................................................................
Number of s a m e , ........................................................................................ 2,621
Date of examination by commissioner: April 10.
281,691 27
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
S A Y IN G S B A N K COM M ISSION ERS
251
Hampshire Savings Bank — Concluded.
Classification o f Deposits received during the Year ending Oct. 31, 1894.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
N um
ber.
Amount.
1,477
$31,748 50
288
27,960 60
154
24,755 31
180
66,590 64
90
1
85,938 85
2,974 94
2,190
$239,968 84
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
To the credit —
O f women, both adult
and minor,
.
.
O f guardians,
O f religious and chari
table associations, .
In trust................................
Amount.
945
5
$96,071 87
1,775 00
48
19
6,945 33
8,610 74
[Pub. Doc,
R E P O R T O F TH E
252
H AVERH ILL SAVINGS B A N K — HAVERH ILL.
Incorporated Feb. 8, 1828.
Present number of corporators, 46.
E lbridge G. W ood, President.
R aymond Noyes, Treasurer.
R aymond N oyes, Clerk o f the Corporation.
Names of committee charged with the investment o f its funds:
E ben M itchell ,
E lbridge G. W ood,
D udley P orter.
Open for business every business day, except Saturday, 9 a .m . to 12.30 p .m . ; 2 to 3.30
p . m . ; Saturday, 9 a .m . to 12.30 p . m . ; and for deposits only, 5 to 6.30 p . m .
Balance
Sheet
O ctober
L ia b il it ie s .
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loans on railroad bonds, .
Loans on railroad stock, .
Real estate (for banking pur
poses),
.......................................
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes), .
.
.
.
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposits in banks, not on inter
est, .................................................
Expense account,
Cash on hand,
.
.
.
.
31, 1894.
$692,700
493,850
74,870
671,000
55,400
2,700
00
00
00
00
00
00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss account,
Premium account, .
$4,937,635 64
223,000 00
3,853 28
25,454 85
19,961 44
33,023 25
1,408,650 00
1,576,760 00
33.000 00
290 00
145,949 09
20.000 00
53 18
1,659 69
$5,209,905 21
$5,209,905 21
Cash on Deposit in Banks, amount in each : —
National Bank of Redemption, Boston,
Amesbury National Bank, Amesbury,
Haverhill National Bank, Haverhill, .
First National Bank, H a v e r h i l l ,.......................................
Merrimack National Bank, Haverhill, .
.
$10,705
15,000
70,243
30,000
40,000
53
00
56
00
00
$2,500
2,500
10,000
5,000
00
00
00
00
Loans on Bank Stock, amount on each : —
On
On
On
On
25 shares Amesbury National Bank, Amesbury, .
25 shares Amesbury National Bank, Amesbury, .
100 shares Amesbury National Bank, Amesbury, .
50 shares Faneuil Hall National Bank, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
253
SA Y IN G S B A N K COM M ISSIONERS
Haverhill Savings Bank — Continued.
On 7 shares Boston National Bank, B o s t o n , ................................................. ]
On
On
On
On
On
On
On
On
On
On
On
On
On
On
On
On
On
On
5 shares Tremont National Bank, B o s t o n , ................................................. I
12 shares Haverhill National Bank, Haverhill................................................ j
10 shares Merrimack National Bank, H a v e r h i l l ,....................................... J
162 shares Cocheco National Bank, Dover, N . H ..........................................
100 shares Essex National Bank, H a v e r h ill,.................................................
15 shares Merrimack National Bank, H a v e r h i l l ,.......................................
22 shares Haverhill Safe Deposit and Trust Company, Haverhill,
50 shares Second National Bank, Haverhill.....................................................
30 shares Second National Bank, H a v e r h ill,.................................................
27 shares Second National Bank, H a v e r h ill,.................................................
10 shares Second National Bank, H a v e r h ill,.................................................
10 shares Arlington National Bank, Lawrence................................................ j
10 shares Merchants’ National Bank, L a w r e n c e ,.......................................)
25 shares Somerville National Bank, S o m e r v ille ,....................................... 1
6 shares Second National Bank, H a v e r h i l l , ....................................... • >
25 shares Beacon Trust Company, B o s t o n , ....................................... •J
100 shares Somerville National Bank, S om erville,....................................... >
10 shares Haverhill Safe Deposit and Trust Company, Haverhill,
.j
$2,825 00
11,000 00
10,000 00
525 00
2,000 00
5.000 00
3.000 00
2,700 00
1.000 00
1,820 00
5,000 00
10,000 00
Loan on Railroad Bonds, amount on each: —
On
On
On
On
$25,000 Boston & Albany R .R . 6 s , ....................................................................
$27,000 Boston & Maine R .R . 4s..........................................................................
$7,000 Boston & Maine R .R . 4 s , .....................................................................
$1,000 Old Colony R .R . 6 s , ..............................................................................
$25,000
25,000
4,800
600
00
00
00
00
Loan on Railroad Stock, amount on each : —
On 16 shares Boston & Albany R . R . , ....................................................................
On 2 shares Boston & Maine R R
. , ....................................................................
On 1 share Boston & Maine R .R .,
.
.................................................
$2,400 00
200 00
100 00
Detailed Statement o f Public Funds.
Par Value.
Town of Bradford, Mass., 4s, .
of Bradford, Mass., 4|s,
of Brookline, Mass., 6s,.
City of Boston, Mass., 4s,
of Cambridge, Mass , 4s, .
of Chicago, 111., 4s, .
of Cleveland, Ohio, 5s,
of Danbury, Conn., 4s,
of Dayton. Ohio, 4 s,.
of Des Moines, Iowa, 4s, .
of Detroit, Mich., 4s,
of Fall River, Mass., 5s, .
of Fall River, Mass., 6s, .
of Haverhill, Mass , 3-Js, .
of Haverhill, Mass., 4s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
$41,200
8,500
22,000
150,000
40,000
100,000
25,000
25,000
25,000
25,000
50,000
40,000
6,000
30,000
35,000
* Legal investments when made.
$41,406
8,840
22,000
151,625
42,200
101,500
28,125
25,000
25,000
24,500
54,000
43,200
6,410
30,000
35,175
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$41,200
8,500
22,000
150,000
40,000
100,000
25,000
25,000
25,000
25,000
50,000
40,000
6,000
30,000
35,000
00
00
00
00
00
00*
00
00*
00*
00
00
00
00
00
00
254
[Pub. Doc
R E P O R T O F TH E
Haverhill Savings Bank — Continued.
Detailed Statement o f Public Funds — Concluded.
Par Value.
City of
of
of
of
of
Haverhill, Mass., 5s, ,
Lynn, Mass., os, .
Lynn, Mass., 6s, .
New Bedford, Mass , 4s,
Pawtucket, R. I., 4s, .
$5,000
5,000
10,000
25,000
25,000
$692,700
Estimated
Market Value.
$5,050
5,475
10,200
25,125
25,000
00
00
00
00
00
$719,831 00
Amount Invested.
$5,000
5,000
10,000
25,000
25,000
00
00
00
00
00
$692,700 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
32
200
136
267
50
50
100
50
50
100
50
187
100
75
150
100
50
267
254
225
150
100
150
200
33
150
150
75
100
150
200
30
Tar Value.
Andover Nati Bank, Andover,
Atlas National Bank, Boston, .
Blackstone N’l Bank, Boston, .
Boston National Bank, Boston,
Central National Bank, Boston,
Columbian Nat’l Bank, Boston,
Continental Nat’l B’k, Boston,.
Eliot National Bank. Boston, .
Everett Nat’l Bank. Boston, .
Faneuil Hall Nati B’k, Boston,
First National Bank, Boston, .
Fourth National Bank, Boston,
Globe National Bank, Boston,
Hamilton Nat’l Bank, Boston,
Howard Nat’l Bank, Boston, .
Manufacturers’ N’l B’k, Boston.
Merchants’ N’l Bank, Boston,
N’l B’k of No. America, Boston,
N’l B’k of Redemption, Boston,
N’l B'k of the Republic, Boston,
National Citv Bank, Boston, .
National Eagle Bank, Boston,
Nat'l Exchange Bank, Boston,
N‘lHide& Leather B’k, Boston,
Nat’l Webster Bank, Boston, .
North National Bank, Boston,
Shawmut Nat’l Bank, Boston,
Shoe & Leather N’l B’k. Boston,
State National Bank, Boston, .
Suffolk Nati Bank, Boston,
Third National Bank, Boston,
First National Bank, Chelsea,.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$3,200
20,000
13,600
26,700
5,000
5,000
10,000
5,000
5,000
10,000
5,000
18,700
10,000
7,500
15,000
10,000
5,000
26,700
25,400
22,500
15,000
10,000
15,000
20,000
3,300
15,000
15,000
7,500
10,000
15,000
20,000
3,000
Estimated
Market Value.
$3,200
23,400
13,600
27,768
6,350
5,175
11,500
6,550
4,162
13,075
11,750
22,159
8,800
8,287
14,512
10,000
7,887
30,705
31,H5
35,775
12,300
8,000
19,012
21,500
3,300
17,400
17,287
6,750
11,600
15,000
17,950
3,120
00
00
00
00
00
00
00
00
50
00
00
50
00
50
50
00
50
00
00
00
00
00
50
00
00
00
50
00
00
00
00
00
Amount Invested.
$3,200
20,000
13,600
26,700
5,000
5,000
10,000
5,000
5,000
10,000
5,000
18,700
10,000
7,500
15,000
10,000
5,000
26,700
25.400
22,500
15,000
10,000
15,000
20,000
3,300
15,000
15,000
7,500
10,000
15,000
20,000
3,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
No. 8 .]
255
SA Y IN G S B A N K CO M M ISSION ERS
Haverhill Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
145
375
300
50
100
Par Value.
First Nat’l Bank, Haverhill, .
Haverhill N’l Bank, Haverhill,
Merrimack N’l Bank, Haverhill,
Bay State N’l Bank, Lawrence,
First National Bank, Malden,
$14,500
37,500
30,000
3,750
10,000
$493,850
Estimated
Amount Invested.
Market Value.
$19,575
56,250
48,000
6,000
15,500
00
00
00
00
00
$14,500
37,500
30,000
3,750
10,000
00
00
00
00
00
$594,317 50 $493,850 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Maine R.R. 4|s,
Boston & Providence R.R. 4s, .
Concord & Montreal R.R. 4s, .
Dexter & Piscataquis R.R. 4s,.
Fitchburg R.R. 4s, .
Fitchburg R.R. 4ts, .
.
.
.
Leeds & Farmington R.R. 6s, .
Maine Central R.R. 4^s, .
Maine Central R.R. 7s, .
Old Colony R.R. 4 s,.
Old Colony R.R. 6s,.
Worcester, Nashua & Rochester
R.R. 4 s , ..................................
Estimated
Amount Invested.
Market Value.
$39,000
133,000
141,000
75,000
15,000
50,000
50,000
38,000
50,000
10,000
25,000
15,000
$39,000
133,000
141,000
75,000
15,000
50,000
50,000
38,000
50,000
10,000
25,000
15,000
$39,390 00
146,965 00
148,050 00
76,125 00
15,000.00
49,000 00
50,000 00
39,140 00
52,500 00
10,900 00
26,250 00
15,625 00
30,000
30,300 00
00
00
00
00
00
00
00
00
00
00
00
00
30,000 00
$671,000 $699,245 00 $671,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Eate.
Amount.
$10,705
120,243
30,000
780,400
53
56
00
00
2 per cent.
3
3|
“
4
“
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$25,000
408,800
377,300
50,000
Kate.
00
00
00
00
4| per cent.
44
«
44
“
4|
«
Kate.
Amount.
$1,255,870
5,000
26,550
207,750
00
00
00
00
5 per cent.
54
“
54
“
6
“
256-
R E P O E T O F TH E
Haverhill Savings Bank
[Pub. D oc.
— Concluded.
Amount invested in real estate for banking purposes...........................................
Estimated value of the s a m e , ..............................................................................
Assessed value o f the s a m e , ........................................................................................
$33,023 25
33,023 25
21,250 00
Number of loans which are o f an amount not exceeding $3,000 each, . 531
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 605
724,770 00
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
243,538 56
Times for the dividends fixed by the b y-la w s: third Wednesday in April
and October.
Rate and amount o f each semi-annual dividend f 2 per cent., $93,496 36 1
187,778 55
during the year ending Oct. 31, 1894,
.
.1 2 per cent.,
94,282 19 )
Number of accounts opened during the year ending Oct. 31, 1894,
1,681
Number of accounts closed during the year ending Oct. 31, 1894,
1,490
Total number of open accounts Oct. 31, 1894,
.
.
.
.
13,948
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
7,601 65
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
639,246 00
Number of s a m e , ........................................................................................ 9,554
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
762,778 71
Number o f same...............................................................................................10,586
Date of examination by commissioner: October 30.
Classification o f Deposits received during the Year ending Oct. 31, 1894.
Of $50 and less,
Exceeding $50 and not
more than $100, .
Exceeding $100 and not
more than $200, .
Exceeding $200 and not
more than $500, .
Exceeding $500 and less
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num
ber.
Amount.
7,267
$147,102 00
1,168
96,685 00
475
74,524 00
457
160,962 00
120
67
84,879 00
75,094 00
9,554
$639,246 00
To the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust................................
Num.
her.
Amount.
5,138
39
$338,090 00
5,241 00
122
57
25,127 00
10,651 00
257
SA V IN G S B A N K COM M ISSION ERS
N o. 8 .]
H A Y D E N V IL L E SA V IN G S B A N K — H A Y D E N V IL L E .
Incorporated March 17, 1869.
C. D. W
a it e ,
Present number of corporators, 61.
President.
W i l b u r M . P u r r in g t o n , Treasurer.
H e n r y C. S m i t h , Clerk o f the Corporation.
Names of committee charged with the investment of its fund s:
B y r o n L o o m is ,
G eorge M a r k s ,
F . S. W a r n e r ,
W il s o n D e w e y ,
H enry L. G raves.
Open for business every business day, 10
B alance
Sh eet
a .m .
O ctober
m
.
; 2 to 4
p .m
.
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
llailroad bonds as per schedule,
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposit in bank, not on interest, .
Expense account,
Cash on hand,
.
.
.
.
to 12
$8,485
70,047
5,060
700
196,182
47,023
00
29
00
00
21
07
6,125
400
5,087
23
423
307
00
00
88
86
88
64
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$325,545 76
11,500 00
1,892 03
928 04
$339,865 83
$339,865 83
Cash on Deposit in Banks, amount in each: —
$2,075 80
23 86
3,012 08
Hampshire County National Bank, Northampton,
Home National Bank, H o l y o k e ,..............................
Park National Bank, Holyoke,
.
.
.
.
Detailed statement o f Public Funds.
Par Value.
City of Sioux City, Iowa, 6s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$8,200
Estimated
Market Value.
$8,600 00
Amount Invested.
$8,485 00
258
R E P O R T O F TH E
[Pub. D oc.
Haydenville Savings Bank — Continued.
Detailed Statement o f Bank Stocks.
No. o f
Shares.
*
Tar Value.
50
46
50
First Nat’l Bank, Amherst,
Conway Nat’l Bank, Conway,
Danbui-y N’l Bank, Danbury,
C o n n .,..................................
43 First N‘l Bank, Eastbampton,
50 City National Bank, Holyoke,
60 Home Nat’l Bank, Holyoke, .
70 First N’l Bank, Northampton,
50 Hampshire County National
Bank, Northampton, .
18 Northampton National Bank,
Northampton,
22 Southington National Bank,
Southington, Conn.,
10 Chicopee N’l B’k, Springfield,
10 First Nat’l Bank, Springfield,
48 John Hancock National Bank,
Springfield, .
.
.
.
25 Park Nat’l Bank, Holyoke,
$5,000
4,600
Estimated
Market Value.
$7,650 00
5,428 00
Amount Invested.
$7,520 00
5,399 13
5,000
4,300
5,000
6,000
7,000
6,250
6,020
5,750
7,080
8,050
5,000
6,000 00
6,041 66
1,800
2,880 00
3,070 00
2,200
1,000
1,000
2,530 00
1,800 00
1,450 00
2,331 00
1,700 00
1,450 00
4,800
2,500
5,520 00
3,875 00
6,000 00
3,750 00
$55,200
$70,283 00
$70,047 29
00
00
00
00
00
6,600
5,290
5,625
6,165
9,105
00
00
00
00
50
Detailed Statement o f Railroad Bonds.
Fitchburg R.R. 4s, .
Fitchburg R.R. 5s, .
.
.
.
Estimated
Market Value.
Amount Invested.
to15
©
o ©
o
o o
Par Value.
$2,000 00
3,165 00
$1,915 00
3,145 00
$5,000
$5,165 00
$5,060 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$2,075 80
3,012 08
Rate.
3 per cent.
4
“
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$2,000 00
25,111 48
Rate.
4£ per cent.
5
Amount.
$75,315 21
147,303 59
Rate.
5£ per cent.
6
No. 8 .]
259
SA Y IN G S B A N K CO M M ISSION ERS
Haydenville Savings Bank —
Concluded.
Value, by books, o f real estate beld or owned by foreclosure or otherwise,
$700 00
Assessed value of the s a m e ,........................................................................................
Number of loans which are of an amount not exceeding $3,000 each, 381
1,000 00
Aggregate amount of the same.....................................................................................
Total number o f loans upon real e s t a t e , ................................................. 224
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1894,
..............................................................................
Times for the dividends fixed by the b y-law s: second Tuesday in January
217,430 28
and July.
Rate and amount of each semi-annual dividend | 2 per cent.,
during the year ending Oct. 31, 1894, .
.
. (2 p ercen t.,
$6,160 07 )
6,253 08 I
3,660 36
17,341 22
12,413 15
Number o f accounts opened during the year ending Oct. 31, 1894,
. 226
Number of accounts closed during the year ending Oct. 31, 1894,
. 207
Total number of open accounts Oct. 31, 1894,
.
.
.
.
1,049
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
.................................................................................................
Amount of deposits, not including dividends, received during the year
1,712 70
ending Oct. 31, 1 8 9 4 , .................................................................................................
Number of s a m e , ................................................................................................. 889
Amount of withdrawals, including dividends, during the year ending Oct.
86,711 41
31, 1891..............................................................................................................................
Number bf s a m e , ........................................................................................ ........... 872
Date of examination by commissioner: March 5.
91,221 08
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Ö06
$11,212 60
133
10,747 23
59
8,833 27
49
18,188 32
19
23
14,291 89
23,438 10
889
$86,711 41
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
Amount.
263
10
$27,791 17
402 48
4
8
1,629 93
2,087 67
260
R E P O R T O F TH E
[Pub. D oc.
H IN G H A M IN S T IT U T IO N FOR S A V IN G S — H IN G U AM .
Incorporated April 2, 1834.
Present number o f corporators, 55.
E nos L o r in g , President.
H e n r y C. H a r d i n g , Treasurer.
H e n r y C. H a r d i n g , Clerk o f the Corporation.
Names of committee charged with the investment o f its funds:
E nos L o r i n g ,
E d m u n d H e r s e y , 2d,
E l ij a h S h u t e ,
F r a n c is H . L in c o l n .
Open for business every business day, 8
B alance
Sh ee t
a .m
O ctober
.
to 12
m
.
; 1.30 to 4
r .m
.
31, 1894.
A ssets.
L ia b il it ie s .
Public funds as per schedule,
Loan on public funds,
Bank stock as per schedule,
Loan on bank stock, .
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposits in banks, noton interest,
Expense account,
Lawrence Duck Company stock,*
Boston & Provincetown Steam
ship Company stock,*
Cash on hand,
.
.
.
.
$75,000
1,000
148,260
16,000
74,625
00
00
00
00
00
3,000
3,090
1,241,503
550,200
00
00
00
00
68,400
350
69.862
13,360
2,841
22,000
00
00
87
08
77
00
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
Suspense account, .
$2,150,778 21
87,400 00
51,061 44
1,958 16
, 300 00
1,405 09
$2,291,197 81
$2,291,197 81
Cash on Deposit in Banks, amount in each: —
Shoe and Leather National Bank, Boston,
National Webster Bank, Boston, .
Hingham National Bank, Hingham,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
* Taken to secure indebtedness.
$69,862 87
6,281 91
7,078 17
No. 8 .]
261
SA V IN G S B A N K COM M ISSIONERS
H i n g h a m I n s t i t u t i o n f o r S a v in g s
— Continued.
Loan on Public F unds: —
On $1,000 United States 4s,
.
.
.................................................................... $1,000 00
Loan on Bank Stock : —
On 200 shares Broadway National Bank, Boston,................................................. $16,000 00
Detailed Statement o f Public Funds.
Estimated
Market Value.
Amount Invested.
$50,000
25,000
$51,000 00
26,000 00
$50,000 00
25,000 00
$75,000
$77,000 00
$75,000 00
Par Value.
City of Boston, Mass., 4s,
of Des Moines, Iowa, 4|s,
Detailed Statement o f Dank Stocks.
V
-y
O
a)
Estimated
Market Value.
cCi
7
38
75
54
82
10U
50
46
42
36
20
75
20
80
75
112
100
26
36
100
50
40
20
30
178
16
28
Abington N’l Bank, Abington,
Atlantic Nat’l Bank, Boston, .
Atlas National Bank, Boston,
National City Bank, Boston, .
N’l B’k of Commerce, Boston,
National Eagle Bank, Boston,
First National Bank, Boston, .
Globe Nat’l Bank, Boston,
Hamilton Nat’l B’k, Boston, .
Market Nat’l Bank, Boston, .
Massachusetts N’l B’k. Boston,
Merchants’ N’l Bank, Boston, .
New England N’l B’k, Boston,
N’l B’k of No. America, Boston,
N’l B'k of the Republic, Boston,
National Revere Bank, Boston,
Shoe& Leather N’l B’k, Boston,
State National Bank, Boston, .
Suffolk National Bank, Boston,
Tremont Nat’l Bank, Boston, .
National Union Bank, Boston,
Nat’l Webster Bank, Boston, .
Brockton N’l Bank, Brockton,
First National Bank, Chelsea,
Hingham Nat’l B’k, Hingham,
Old Colony N’l B’k, Plymouth,
Nat’l Union B'k, Weymouth, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$700
3,800
7,500
5,400
8,200
10,000
5,000
4,600
4,200
3,600
2,000
7,500
2,000
8,000
7,500
11,200
10,000
2,600
3,600
10,000
5,000
4,000
2,000
3,000
12,460
1,600
2,800
$148,260
$840
4,664
8,775
4,428
9,430
8,000
11,750
4,048
4,641
3,060
1,900
11,831
3,120
9,200
11,925
10,640
9,000
3,016
3,600
8,800
6,712
4,000
2,300
3,120
12,816
2,400
2,856
00
50
00
00
00
00
00
00
00
00
00
25
00
00
00
00
00
00
00
00
50
00
00
00
00
00
00
Amo uni I nvested.
$700
3,800
7,500
5,400
8,200
10,000
5,000
4,600
4,200
3,600
2,000
7,500
2,000
8,000
7,500
11,200
10,000
2,600
3,600
10,000
5,000
4,000
2,000
3,000
12,460
1,600
2,800
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$166,873 25 $148,260 00
262
R E P O R T O F TH E
[Pub. D oc.
H i n g h a m I n s t i t u t i o n f o r S a v i n g s — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Eastern R.R. 6s,
. . .
Fitchburg R.R. 5s..............................
Old Colony R.R. 6s, .
.
.
.
Upper Coos R.R. 4^s,
Maine Central R.R. 4s,
Boston & Lowell R.R. 4s,
$6,000
30,000
2,000
15,000
10,000
10,000
$73,000
Estimated
Market Value.
$7,320
31,500
2,060
15,900
10,000
10,175
Amount Invested.
00
00
00
00
00
00
$76,955 00
$6,000
30,550
2,000
15,750
10,075
10,250
00
00
00
00
00
00
$74,625 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$3,000
69,862
76,000
366,700
00
87
00
00
Rate.
Amount.
Rate.
0 per cent.
2
“
3|
“
4
“
$106,000 00
256,950 00
897,155 00
41 per cent.
4è
“
5
“
Amount.
$64,900 00
93,643 00
13,105 00
Rate.
5£ per cent.
6
«
7
ii
Amount invested in real estate for banking purposes,....................................... $3,000 00
Estimated value of the s a m e , ..............................................................................
3,000
2,500
Assessed value of the s a m e , ........................................................................................
Value, by books, of other real estate held or owned by foreclosure or
o t h e r w i s e ,.........................................................................................................
3,090
Assessed value of the s a m e , ............................................................................
4,020
Net income received from same during year ending Oct. 31, 1894,
.
.
Number of loans which are of an amount not exceeding $3,000 each,
311
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 447
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1894.....................................................................................
Times for the dividends fixed by the b y-la w s: first Tuesday in January
and July.
Rate and amount of each semi-annual dividend | 2 per cent., $41,821 71 7
during the year ending Oct. 31, 1894, .
.
. 1 2 per cent., 41,879 09 )
Number of accounts opened during the year ending Oct. 31,1894,
. 358
Number of accounts closed during theyear ending Oct. 31, 1894, .
. 342
Total number of open accounts Oct. 31, 1894,
.
.
.
.
4,527
Total expenses of the corporation for the year ending Oct. 31, 1894, ex
clusive of t a x e s , ............................................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
00
00
00
00
95 90
347,918 00
4,200 00
112,238 07
33700
80
’
4,150 42
No. 8 .]
SA V IN G S B A N K COM M ISSION ERS
263
H i n g h a m I n s t i t u t i o n f o r S a v in g s — C oncluded.
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894....................................................................................................... $175,454 05
Number of s a m e , ........................................................................................ 1,824
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894,
.
.....................................................................
239,748 99
Number o f s a m e , ........................................................................................ 2,310
Date of examination by commissioner: October 12.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
1,183
$24,198 91
294
24,806 25
150
23,898 99
129
46,505 14
45
23
32,934 82
23,109 94
1,824
$175,454 05
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
Of women, both adult
and minor,
Of guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
Amount.
941
31
$92,816 43
1,295 30
25
304
3,755 04
33,074 25
264
R E P O R T O F TH E
[Pub. D oc.
H O LL IST O N S A V IN G S B A N K — H O LL IST O N .
Incorporated Feb. 27, 1872.
Present number of corporators, 57.
D a n ie l C. M o w e y , President.
O r r i n T h o m so n , Treasurer.
O r r in T h o m s o n , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
G eo A . B a r t l e t t ,
U r ie l Cu t l e r ,
C h a s . F. T h a y e r ,
J o se p h H . D e w i n g .
H ir a m L a k e ,
Ja m e s H . L e l a n d .
Open for business every business day, except Saturday, 9 A.M.to
Saturday, 9 a . m . to 12 m .
B alance
Sheet
O ctober
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock,.
Railroad bonds as per schedule,
Real estate by foreclosure,
Loans on real estate,
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Cash on hand,
.
.
.
.
12 m . ; 1.30 to 3.30 p .m . ;
31, 1894.
L ia b il it ie s .
$4,000
26,662
5,852
20,700
4,670
242,615
56,916
00
50
00
00
00
00
00
32,000
17.864
2.000
506
00
34
00
76
$413,786 60
Deposits, .
Guaranty fund,
Interest account,
$377,555 17
19,200 00
17,031 43
$413,786 60
Cash on Deposit in Banks, amount in each : —
National Bank of the Commonwealth, Boston,
Holliston National Bank, Holliston,
$5,023 06
14,841 28
Loans on Bank Stock, amount on each : —
On 35 shares Central National Bank, Boston,
On 54 shares Holliston National Bank, Holliston,
\
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2,142 00
3,710 00
No. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
265
Holliston Savings B ank— Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Milwaukee,
W i s .,
5s, .
$4,000
Estimated
Market Value.
$4,430 00
Amount Invested.
$4,000 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
Estimated
Market Value.
Amount Invested.
:
Par Value.
1
/
/
1
i
/
State Nat’l Bank, Boston,
National Bank of the Common
wealth, Boston,
5 Blackstone Nat’l B’k, Boston, .
25 Shoe & Leather N’l B’k, Boston,
30 Home Nat’l Bank, Brockton, .
30 Franklin Nat’l Bank, Franklin,
60 Holliston N’l Bank, Holliston,
15 People’s N’l B'k, Marlborough,
20 Blue Hill Nat'l Bank, Milton,.
24 Framingham National Bank,
South Framingham,
24
34
$2,400
$2,784 00
$2,400 00
3.400
500
2.500
3.000
3.000
6.000
1.500
2,000
4,420
500
2.250
5.250
3.300
6.300
1,680
2,220
2.400
3,000 00
2.400 00
$26,700
$31,704 00
$26,662 50
00
00
00
00
00
00
00
00
3.400
500
2,462
3.000
3.000
6.000
1,500
2,000
00
00
50
00
00
00
00
00
Detailed Statement o f Railroad Bonds.
Par Value.
Fitchburg R.R. 5s, .
Old Colony R.R 6s, .
Salem & Lowell R.R. 6s, .
Boston & Albany R.R. 4s,
$8,000
2,000
5,700
5,000
$20,700
Estimated
Market Value.
$8,060
2,100
6,098
5,250
00
00
00
00
$21,508 00
Amount Invested.
$8,000
2,000
5,700
5,000
00
00
00
00
$20,700 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$17,864 34
9,000 00
31,000 00
Rate.
lé
3é
4
per cent.
“
“
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$1,900 00
33,010 00
Rate.
4é
5
per cent.
“
Amount.
$33,000 00
229,473 00
Rate.
5é
6
per cent.
“
R E P O R T O F TH E
266
V
Holliston Savings Bank
[Pub. D oc.
— C oncluded.
Y alue, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value o f the s a m e ,........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each, 310
$4,670 00
6,300 00
161 88
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 288
Gross amount of interest or profits received or earned, as per books, during
216,421 00
year ending Oct. 31, 1 8 9 4 ,........................................................................................
Times for the dividends fixed by the by-laws : first Tuesday in June and
22,646 26
December.
Rate and amount of each semi-annual dividend | 2 per cent., $7,313 69 1
during the year ending Oct. 31, 1894,
.
. 1 2 percent., 7,078 99 i
Number of accounts opened during the year ending Oct.31,1894,
. 165
Number of accounts closed during the year ending Oct. 31, 1894,
. 136
Total number of open accounts Oct. 31, 1894,
.
.
.
.
1,234
14,392 68
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
1,849 36
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .............................................................................................799
Amount of withdrawals, including dividends, during the year ending
69,909 06
Oct. 31, 1894.....................................................................................................................
Number of s a m e , .................................................................................1,009
Date of examination by commissioner: May 8.
80,849 04
Classification o f Deposits received during the Year ending Oct. 3 1 , 1 894.
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
572
$10,544 41
100
8,207 63
36
5,680 18
59
20,696 68
21
11
13,676 10
11,104 06
799
$69,909 06
not
not
not
less
To the credit —
O f women, both adult
and minor,
Of guardians,
O f religious and chari
table associations, .
In trust................................
Amount.
413
4
$34,312 81
2,036 50
32
55
1,991 85
5,044 40
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
[Pub. Doc
R E P O R T OF TH E
268
Holyoke Savings Bank — Continued.
Loan on Public Funds : —
On $600 United States 4 s , .........................................................................................$600 00
Loans on Bank Stock, amount on each : —
On 32 shares Holyoke National Bank, H o ly o k e ,................................................. l
On 15 shares Springfield Safe Deposit and Trust Company, Springfield,
. iOn
On
On
On
On
5 shares Home National Bank, H o l y o k e , ................................................. 1
20 shares Holyoke National Bank, H o ly o k e ,.......................................................
27 shares Holyoke National Bank, H o ly o k e ,.......................................................
40 shares Holyoke National Bank, Holyoke...........................................................
10 shares City National Bank, H o lyo k e,.................................................................
On
On
On
On
3 shares Hadley Falls National Bank, H o l y o k e , ....................................... ;
10 shares Home National Bank, H o l y o k e , ................................................. j
4 shares Third National Bank, S p r i n g f i e l d ,.................................................
26 shares Palmer National Bank, P a l m e r , .................................................
$5,100 00
2,00000
2,50000
2,20000
1,00000
i 200 00
’
400 00
2,600 00
Detailed ¡Statement o f Public Funds.
Par Value.
City of Boston, Mass., 4s,
of Boston, Mass , 6s,
of Chelsea, Mass., 6s,
of Cleveland, Ohio, 5s,
of Cleveland, Ohio, 6s,
of Dayton, Ohio, os, .
of Davton, Ohio, 6 s,.
of Detroit, Mich., 7s,
of Fall River, Mass., 6s, .
of Orand Rapids, Mich., 5s,
of Grand Rapids, Mich., 8s,
of Holyoke, Mass , 4s,
of Holyoke, Mass., 6s,
of Lewiston, Me., 5s,
of Milwaukee, Wis., 7s, .
of Milwaukee, Wis., 5s, .
of Pawtucket, R. I., 7s,
of Springfield, Ohio, 5s, .
of Akron, Ohio, 5s, .
of Bangor, Me.. 7s, .
of Bay City, Mich., 5s,
of Fort Wayne, Ind , 4£s,
Town of Hinsdale, N. H., 5s, .
City of Oshkosh, Wis., 4^s,
of Rockford, 111., 4^s,.
of Saginaw, Mich., 5s,
of Saginaw, Mich., 4Js, .
of Youngstown, Ohio, 5s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$25,000
4,000
1,000
48,150
13,000
2,000
13,000
9,000
3,000
32,000
10,000
2,000
8,000
3,500
20,000
18,500
25,000
17,000
30,000
7,000
20,000
6,000
500
10,000
14,000
10,000
12,000
10,000
Estimated
Market Value.
$26,000
4,800
1,000
49,890
13,320
2,038
13,720
10,000
3,300
32,630
10,200
2,040
8,800
3,850
20,800
20,350
25,500
18,700
30,780
7,700
20,900
6,600
510
10,200
14,700
10,500
12,960
10,500
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$25,000
4,000
1,000
48,150
13,000
2,000
13,000
9,000
3,000
32,000
10,000
2,000
8,000
3,500
20,000
18,500
25,000
17,000
30,000
7,000
20,000
6,000
500
10,000
14,000
10,000
12,000
10,000
00
00
00
00
00
00*
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$373,650 $392,288 00 $373,650 00
* Legal investments when made.
No. 8 .]
269
SA Y IN G S B A N K COM M ISSION ERS
Holyoke Savings B a n k — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks.
20
22
50
20
20
37
48
5
2
38
42
1
380
220
8
60
17
25
5
100
20
151
38
11
50
97
15
178
50
205
87
97
26
4
50
25
Par Value.
Greylock Nat'l Bank, Adams,.
First National Bank, Adams, .
First Nat’l Bank, Amherst,
Miller’s River N’l Bank, Athol,
First Nat’l Bank, Chicopee, .
Rollstone N’l B’k, Fitchburg,.
Franklin Co N’l B’k,Greenfield,
First Nat’l Bank, Greenfield, .
First Nat’l Bank, Haverhill, .
Conwav Nat’l Bank, Conway,.
First N’l Bank, Easthampton,
Merrimack N’l Bank,Haverhill,
Holvoke N’l Bank, Holvoke, .
Hadley Falls N'l B’k, Holyoke,
City National Bank, Holyoke,
Home Nat’l Bank, Holyoke, .
Railroad Nat’l Bank, Lowell, .
Monsnn Nat’l Bank, Monson, .
First N’l Bank, Newburyport,
Northampton National Bank,
Northampton,
Hampshire Co. National Bank,
Northampton,
First N’l Bank, Northampton,
Palmer Nat’l Bank, Palmer, .
Pittsfield N’ l Bank, Pittsfield,.
Agawam N’l Bank, Springfield,
Chicopee N’l B’k, Springfield,
City Nat’l Bank. Springfield, .
First Nat’l Bank, Springfield,
Second N’l Bank, Springfield,
Third Nat'l Bank, Springfield,
John Hancock National Bank,
Springfield, .
.
.
.
Townsend N’l B’k, Townsend,
Ware National Bank, Ware, .
First Nat’ l Bank, Westfield, .
First Nat’ l Bank, Worcester, .
Springfield N’l B’k, Springfield,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
f 2,000
2,200
5,000
2,000
2,000
3,700
4,800
500
200
3,800
4,200
100
38,000
22,000
800
6,000
1,700
2,500
500
$3,000
3,000
7,500
3,800
3,000
5,550
4,800
1,000
300
4,750
5,000
150
57,000
33,000
880
6,900
2,000
3,750
500
10,000
17,500 00
13,900 00
2,000
15,100
3,800
1,100
5.000
9,700
1,500
17,800
5,000
20,500
2,400
18,500
4,700
1,650
5,000
12,800
1,875
22,250
8,000
41,000
00
00
00
00
00
00
00
00
00
00
2,000
18,400
3,800
1,100
5,000
12,300
1,500
21,500
9,000
31,500
00
00
00
00
00
00
00
00
00
00
8,700
9,700
2,600
400
5,000
2,500
10,500
11,640
3,000
600
8,500
3,125
00
00
00
00
00
00
9,900
12,000
2,600
400
5,000
2,500
00
00
00
00
00
00
$222,400
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$318,920 00
$2,000
2,200
5,000
2,000
2,000
3,700
4,800
500
200
3,800
4,200
100
38,000
28,800
800
6,000
1,700
2,500
500
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$261,200 00
270
[Pub. D oc
R E P O R T O F TH E
Holyoke Savings B a n k — Continued.
Detailed Statement o f Railroad Bonds.
Estimated
Market Value.
Boston & Albany R.R. 6s,
Boston & Lowell R.R. 4s,
Boston & Lowell R R. 5s,
Boston & Lowell R.R 6s,
Boston & Lowell R.R. 7s,
Boston, Winthrop & Shore R.R. 5s,
Boston, Revere Beach & Lynn R.R. 6s,
Cheshire R.R. 6s,
Fitchburg R.R. 4s, .
Fitchburg R R. 5s, .
Lowell & Lawrence R.R. 6s, .
Leeds & Farmington R.R. 6s, .
Holyoke & Westfield R.R. 4s, .
Maine Central R.R. 6s,
Maine Central R.R. 7s,
Nashua & Lowell R.R. 5s,
New York, Prov. & Boston R.R. 7s,
Norwich & Worcester R.R. 6s,
Old Colony R.R. 6s,
Portland & Kennebec R.R. 6s,
Portland & Ogdensburg R R. 6s,
Vermont & Massachusetts R.R. 5 s,.
$21,000
19,000
16,000
33,000
22,<00
25,000
35,000
27,000
15,000
25,000
8,000
10,800
50,000
6,000
18,500
1,000
5,000
16,000
82,000
38,600
27,000
6,000
$21,210
19,190
16,700
34,000
22,880
27,000
37,000
29,000
15,000
26,180
8,350
11,200
50,000
6,600
22,800
1,040
5,750
16,900
85,780
39,000
29,500
6,400
Amount Invested.
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$506,900 $531,480 00
$21,000
19,000
16,000
33,000
22,000
25,000
35,000
27,000
15,000
25,000
8,000
10,800
50,000
6,000
18,500
1,000
5,000
16,000
82,000
38,600
27,000
6,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$506,900 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Rate.
Amount.
$22,495 33
62,239 38
2
4
per cent.
“
Amount.
Rate.
Amount.
Rate.
$50,000 00
1,341,230 00
4^ per cent.
5
“
$128,096 00
132,190 00
5è per cent.
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value of the same.............................................................................................
Net income received from same during year ending Oct. 31, 1894,
.
.
Number of loans which are o f an amount not exceeding $3,000 each,
309
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real estate............................................................ 345
Gross amount of interest or profits received or earned, as per books, during
year ending Oct 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the by-laws : third Monday in January
and July.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
6
$9,398 35
6,730 00
122 00
376,066 00
152,635 42
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS.
27 1
Holyoke Savings Bank — Concluded.
Rate and amount of each semi-annual dividend f 2 per cent., $51,576 83 1 $102,812 73
during the year ending Oct. 31, 1894, .
.
( 2 per cent., 51,235 90 ]
Number of accounts opened during the year ending Oct. 31,1894,
1,595
Number of accounts closed during the year ending Oct. 31, 1894,
Total number of open accounts Oct. 31, 1894,
.
.
.
.
1,603
7,685
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of t a x e s ),.......................................................................................................................8,414 96
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894.......................................................................................................
612,460 00
Number of s a m e , ................................................................................................ 11,321
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
656,789 50
Number of s a m e , ..................................................................................................9,485
Date of examination by commissioner: April 12.
Classification o f Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
.
Num
ber.
Amount.
9,109
$175,446 00
1,214
97,064 00
481
73,830 00
349
119,867 00
105
63
75,941 00
70,312 00
11,321
$612,460 00
not
not
not
less
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num
her.
To the credit —
Of women, both adult
and minor,
Of guardians,
O f religious and chari
table associations, .
In trust................................
Amount.
5,441
15
$288,258 00
6,666 00
173
31
20,158 00
7,002 00
272
R E P O R T OF TH E
[Pub. Doc
HOME SAVINGS BANK — BOSTON.
Incorporated March 17, 1869.
Present number of corporators, 49.
C h a r l e s H . A l l e n , President.
C h a r l e s J. H a y d e n , Treasurer.
C h a r l e s J. H a y d e n , Clerk o f the Corporation.
Names of committee charged with the investment o f its funds :
Charles H. A llen,
T homas F. T em p le ,
Jo h n W . L e ig h t o n ,
N ew ton T albot,
A l b e r t T . W h it in g ,
H e n r y C . Ja c k s o n .
Open for business every business day, 9 a m . to 2
till 8 P.M.
p .m .
; and Saturday, for deposits,
B alance Sheet October 31, 1894.
A ssets.
L ia b il it ie s .
Public funds as per schedule,
.
Loans on public funds,
Bank stock as per schedule,
Loans on bank sto c k ,.
Railroad bonds as per schedule,
Loans on railroad stock, .
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Expense account,
Suspense account,
Cash on hand,
.
.
.
.
$220,448
7,500
397,200
25,100
192,300
20
00
00
00
00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$5,059,488 00
239,000 00
42,184 79
65,034 55
1 0 ,0 0 0 00
2,591,631 66
1,639,124 13
8 ,0 0 0 00
305,129
1,288
161
7,823
93
48
82
12
$5,405,707 34
$5,405,707 34
Cash on Deposit in Banks, amount in each : —
Central National Bank, Boston,
Boylston National Bank, Boston, .
National Bank of North America, Boston,
.
.
.
$120,630 00
84,499 93
100,000 00
Loan on Public Funds : —
On $7,000 United States 4s, reg ,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
* This loan has been reduced within the legal limit.
$7,500 00*
No. 8 .]
273
SA Y IN G S B A N K COM M ISSION ERS
Home Savings Bank — Continued.
Loans on Bank Stock, amount on each : —
On
On
On
On
On
On
On
81
20
32
15
15
50
25
shares
shares
shares
shares
shares
shares
shares
Central National Bank, B o s t o n , ..........................................................$8,100
Central National Bank, B o s t o n , .................................................
2,000
3,200
Boylston National Bank, B o s t o n , .................................................
National Market Bank, Brighton.......................................................
300
Security National Bank, B o s t o n , .................................................
1,500
Fitchburg National Bank, F i t c h b u r g , .......................................
5,000
Fitchburg National Bank, F i t c h b u r g , ........................................ i
On 25 shares Miller’s River National Bank, A t h o l , ....................................... J
00
00
00
00
00
00
’
Loan on Railroad Stock: —
On 100 shares Boston & Albany R . R . , .....................................................................$10,000 00
Detailed Statement o f Public Funds.
|
City of Akron, Ohio, 5s, . .
of Bay City, Mich., 8 s ,.
of Canton, Ohio, .5s,. .
of Cleveland, Ohio, 5s, .
of Cleveland, Ohio, 6s,
of Cambridge, Mass., 6s,
of Chicago, 111., 7s,
of Dayton, Ohio, 5s,
of Dayton, Ohio, 6s,
of Dubuque, Iowa, 6s, .
of Detroit, Mich., 4s,
of Indianapolis, Ind., 7.30s,
of Lowell, Mass., 4^s, .
of Northampton, Mass., 4s,
of Springfield, Mass., 7s,
of Springfield, Ohio, 5s, .
of Springfield, Ohio, 6s, .
Town of Hyde Park, Mass , 4s,
Par Value.
$21,000
5,500
17,000
37,000
2,000
1,000
6,000
25,000
15,000
5,000
23,448
4,000
15,500
25,000
2,000
4,000
10,000
2,000
.
.
.
.
.
00
00
00
00
00
00
00
00
00
00
20
00
00
00
00
00
00
00
Estimated
Market Value.
$21,630
7,390
17,335
37,740
2,070
1,010
6,120
25,500
15,150
5,100
23,448
4,080
15,577
25,500
2,265
4,075
10,630
2,010
00
00
00
00
00
00
00
00
00
00
20
00
50
00
00
00
00
00
Amount Invested.
$21,000
5,500
17,000
37,000
2,000
1,000
6,000
25,000
15,000
5,000
23.448
4,000
15,500
25,000
2,000
4,000
10,000
2,000
00
00
00*
00
00
00
00*
00*
00*
00
20
00
00
00
00
00
00
00
$220,448 20 $226,630 70 $220,448 20
* Legal investments when made.
No. of
Shares.
Detailed Statement o f Bank Stocks.
50
200
66
50
75
23
100
70
Par Value.
Atlantic Nat’l Bank, Boston, .
Atlas National Bank, Boston, .
Blackstone N’l Bank, Boston,
Boston Nat’l Bank, Boston,
Columbian N’l Bank, Boston,.
Continental N’l Bank, Boston,
Eliot National Bank, Boston, .
Everett Nat’l Bank, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$5,000
20,000
■ 6,600
5,000
7,500
2,300
10,000
7,000
Estimated
Market Value.
$6,137
23,400
6,600
5,200
7,762
2,645
13,100
5,827
50
00
00
00
50
00
00
50
Amount Invested.
$5,000
2n,000
6,600
5,000
7,500
2,300
10,000
7,000
00
00
00
00
00
00
00
00
274
R E P O R T O F TH E
[Pub. D oc
Home Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks — Concluded
125
100
160
100
150
50
150
75
50
200
200
200
50
150
200
150
400
200
100
100
70
200
125
33
Par Value.
First National Bank, Boston, .
Freeman’s Nat’l Bank, Boston,
Hamilton Nat’l Bank, Boston,
N’ l Hide & Leather B’k, Boston,
Howard Nat’l Bank, Boston, .
Nat’l Market Bank, Brighton,
Market National Bank, Boston,
Mt. Vernon N’l Bank, Boston,
Massachusetts N’l B’k, Boston,
Merchants’ Nat’l Bank, Boston,
New England N’l B’k, Boston,
North National Bank, Boston,
N’l B’k of No. America, Boston,
N’l B’k of Redemption, Boston,
N’l B’k of the Republic, Boston,
National Revere Bank, Boston,
Second National Bank, Boston,
Shawmut Nat’l Bank, Boston,.
Shoe & Leather N’l B’k, Boston,
State Nat’l Bank, Boston,
Suffolk Nat’l Bank, Boston,
’Fremont Nat’l Bank, Boston, .
National Union Bank, Boston,
Nat’l Webster Bank, Boston, .
f 12,500
10,000
16,000
10,000
15,000
5,000
15,000
7,500
5,000
20,000
20,000
20,000
5,000
15,000
20,000
15,000
40,000
20,000
10,000
10,000
7,000
20,000
12,500
3,300
$397,200
Estimated
Market Value.
$29,375
9,000
17,680
10,750
14,512
4,462
12,750
9,000
4,750
31,550
31,650
23,200
5,750
18,375
31,800
14,250
72,000
23,250
9,000
11,600
7,000
17,600
16,781
3,300
00
00
00
00
50
50
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
25
00
Amount Invested.
$12,500
10,000
16,000
10,000
15,000
5,000
15,000
7,500
5,000
20,000
20,000
20,000
5,000
15,000
20,000
15,000
40,000
20,000
10,000
10,000
7,000
20,000
12,500
3,300
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$500,058 75 $397,200 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Albany R.R. 6s,
Boston & Lowell R R. 6s,
Boston & Lowell R.R. 7s,
Cheshire R.R 6s,
Dexter & Piscataquis R.R. 4 s,.
Fall River R.R. 5s, .
.
.
.
Fitchburg R.R. 4s, .
Fitchburg R.R. 5s, .
Fitchburg R.R. 6s, .
Leeds & Farmington R.R. 6s, .
Lowell & Lawrence R.R. 6s, .
Old Colony R R. 4 s,.
Old Colony R.R. 6s,.
Portland & Ogdensburg R.R. 6s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$3,000
1,000
19,000
26,500
10,000
1,000
38,000
58,000
3,000
13,800
2,000
15,000
1,000
1,000
$192,300
Estimated
Market Value.
$3,045
1,030
19,190
27,295
10,000
1,005
37,390
60,940
3,150
14,214
2,120
15,825
1,035
1,100
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$3,000
1,000
19,000
26,500
10,000
1,000
38,000
58,000
3,000
13,800
2,000
15,000
1,000
1,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$197,339 00 $192,300 00
No. 8 .]
275
SA Y IN G S B A N K COM M ISSION ERS.
Home Savings Bank — Concluded.
Total Amount o f Loans, with Each Specified Rate o f Interest.
$305,129 93
50.000 00
872,000 00
2 0 .0 0 0 00
370,000 00
2
3
4
4|
ii
Rate.
Amount.
Rate.
Amount.
$16,000
1,163,100
305,749
1,175,306
per cent.
“
“
“
“
00
00
13
66
4§ per cent.
4§
5
Rate.
Amount.
$44,700 00
160,300 00
“
“
5 i per cent.
5à
1 0 ,0 0 0 00
5|
94,200 00
6
Number of loans which are o f an amount not exceeding $3,000 each,
“
“
230
Aggregate amount of the s a m e , .......................................
Total number of loans upon real e s t a t e , ................................................. 417
Gross amount of interest or profits received or earned, as per books, dur-
$376,925 00
ing year ending Oct. 31, 1 8 9 4 , ..............................................................................
Times for the dividends fixed by the by-law s: second Wednesday in
257,745 20
April and October.
Rate and amount of each semi-annual dividend f 2 per cent., $88,441 05 )
during the year ending Oct. 31, 1894,
.
. 1 2 per cent., 91,835 97 J
Number of accounts opened during the year ending Oct. 31, 1894,
2.839
Number o f accounts closed during the year ending Oct. 31, 1894,
2,190
Total number of open accounts Oct. 31, 1894,
.
.
.
.
20,674
Total expenses of the corporation for the year ending Oct. 31,1894 (ex
180,277 02
clusive of t a x e s ) , .................................................................................................
Amount of deposits, not including dividends, received during the year end
20,650 50
ing Oct. 31,1894, ............................................................................................................
Number of same, .
.............................................................................. 17,889
Amount of withdrawals, including dividends, during the year ending Oct.
1,322,656 97
31, 1 8 9 4 , ......................................................................................................................
Number of same..............................................................................................16,177
Date of examination by commissioner: March 23.
1,130,671 74
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500,
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
N um
ber.
Amount.
13,006
$249,870 78
2,371
193,613 31
1,216
188,514 69
846
300,453 04
223
227
158,596 75
231,608 40
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
17,889 $1,322,656 97
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table' associations, .
In trust................................
•
N um
ber.
Am ount.
6,121
50
$505,173 16
11,350 28
197
1,059
26,078 87
121,717 51
276
R E P O R T O F TH E
[Pub. D oc
HOOSAC S A V IN G S B A N K -N O R T H AD AM S.
Incorporated April 19, 1871.
Present number of corporators, 15.
0 . A . A r c h e r , President.
W . W . R i c h m o n d , Treasurer.
G e o r g e P. L a w r e n c e , Clerk, o f the Corporation.
Names of committee charged with the investment of its funds:
D a n i e l J. B a r b e r ,
T im o t h y Co l l in s ,
W . W . B utler.
Open for business every business day, 9
a
.m .
to 12
m
.
; 1 to 4
p
.m .
; Saturday, until 6
p
.m .
B alance Sheet October 31, 1894.
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Real estate (for banking purp o s e s ) , .......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Deposits in banks, not on interest,
Furniture and fixtures,
Premium account,
Cash on hand,
.
.
.
.
L ia b il it ie s .
$25,000 00
7,200 00
63,820
4,185
391,401
115,848
1,800
7,000
2,700
7,051
Deposits, .
Guaranty fund,
Interest account,
$601,306 28
11,758 29
12,943 66
41
40
77
93
07
00
00
65
$626,008 23
$626,008 23
Cash on Deposit in B ank: —
Berkshire Nationa 1 Bank,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,800 07
K o. 8 .]
277
SA V IN G S B A N K COM M ISSION ERS.
Hoosae Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of
of
of
of
of
of
Bay City, Mich , 5s,
Cleveland, Ohio, 4s, .
Columbus, Ohio, 4s,
Lynn, Mass., 4s, .
Sioux City, Iowa, 4-is,
Terre Haute, Ind., 41s,
Estimated
Market Value.
$10,000
2,000
1,000
2,000
5.000
5.000
$11,900
2,057
1,000
2,045
5,550
5,275
$25,000
$27,827 50
Amount Invested,
$10,000
2,000
1,000
2,000
5.000
5.000
00
50
00
00
00
00
00
00
00*
00
00
00
$25,000 00
* A legal investment when made.
No. of
Shares.
Detailed Statement o f Bank Stocks.
19
53
Par Value.
Adams Nat’l B’k, No. Adams,
Berkshire N’l B’k, No. Adams,
Estimated
Market Value.
Amount Invested.
$1,900
5,300
$2,280 00
5,830 00
$1,900 00
5,300 00
$7,200
$8,110 00
$7,200 00
Total Amount o f Loans, with Each Specified Bate o f Interest.
Amount.
Rate.
Amount.
$326,977 46
5 per cent.
$180,273 24
Rate.
6
per cent.
Amount.
Rate.
-
-
.
Amount invested in real estate for banking purposes...........................................
Estimated value of the s a m
e , ..............................................................................
Assessed value of the s a m e ,........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Value, by books, of other real estate held or owned by foreclosure or
$63,820
70,000
36,000
3,358
41
00
00
68
o t h e r w i s e ,.....................................................................................................................
Assessed value of the s a m e ,........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each, 258
4,185 40
1,125 00
6 8 18
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 224
247,883 24
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
278
R E P O E T O F TH E
[Pub. D oc
Hoosac Savings Bank — Concluded.
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1894.............................................................................................
Times for the dividends fixed by the by-laws : June 1 and December 1.
Rate and amount of each semi-annual dividend i 2 per cent., $9,765 37 i
during the year ending Oct. 31, 1894,
.
. j 2 per cent., 10,340 26 j
Number of accounts opened during the year ending Oct. 31, 1894,
. 772
Number of accounts closed during the year ending Oct. 31, 1894,
. 596
Total number of open accounts Oct. 31, 1894,
.
.
.
.
3,154
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes)..............................................................................................................
$31,479 73
20,105 63
3,488 67
Amount of deposits, not including dividends, received during the year
ending Oct. 3 1 , 1 8 9 1 , ....................................... ..........................................................
283,902 07
Number of same,
...............................................................................4,811
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
215,026 50
Number of s a m e , ........................................................................................ 2,718
Date of examination by commissioner: February 26.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
4,091
$57,557 75
291
24,545 85
204
30,842 30
131
45,415 83
32
62
22,323 11
103,217 23
4,811
$283,902 07
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust, .
.
.
.
Num
ber.
Amount.
1,395
1
$76,434 07
2,000 00
97
30
5,191 05
28,051 72
No. 8 .]
279
SA Y IN G S B A N K CO M M ISSION ERS.
H O P K IN TO N S A V IN G S B A N K — H O P K IN TO N .
Incorporated March 23, 1867.
Present number o f corporators, 29.
L o w e l l B . M a y b r y , President.
F e e d A . W o o d , Treasurer.
F r e d A . W oo d , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
C h a s . L . Cl a f l in ,
L o w el l B. M a y b r y ,
A lonzo Co b u r n ,
W . A . F r a il ,
C h a r l e s H . M orse,
M . V . P h ip p s .
Open for business every business day, except Saturday, 9
Saturday, 9 a . m . to 12 m .
a .m .
to 12
m
. ; 1 30 to 4 p . m . ;
Balance Sheet October 31, 1894.
L ia b il it ie s .
A ssets.
$24,500
57,425
500
84,070
535
193,307
2,610
23,524
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock ,.
Railroad bonds as per schedule,
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
In s u r a n c e ,.......................................
Cash on hand,
.
.
.
.
00
24
00
00
82
50
$361,898 58
15,458 70
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
11,659 74
00
34
1 ,0 0 0 00
790 05
15 00
739 07
$389,017 02
$389,017 02
Cash on Deposit in Bank : —
Hopkinton National Bank, H o p k i n t o n , ........................................................... $24,524 34
Loan on Bank Stock : —
On 7 shares Hopkinton National Bank, Hopkinton, M ais.,
.
.
.
$500 00
Detailed Statement o f Public Funds.
Par Value.
City of Bangor, Me., 6s, .
of Belfast, Me., 6s, .
of Dayton, Ohio, 4s,
of Portland, Me., 6s,
County of Aroostook, Me., 4^s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$6,050
3,745
5,000
7,440
5,300
$5,000
3,500
5.000
6.000
5,000
$24,500
*
Estimated
Market Value.
00
00
00
00
00
$27,535 00
Legal investments when made.
Amount Invested.
$5,000
3,500
5.000
6.000
5,000
00
00*
00*
00
00
$24,500 00
280
R E P O R T O F TH E
[Pub. Doc
Hopkinton Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks.
10
50
61
50
25
15
13
16
50
15
10
38
40
60
25
5
Tar Value.
Greylock Nat’l Bank, Adams,
Atlantic Nat’l Bank, Boston, .
Atlas National Bank, Boston, .
Continental N’l Bank, Boston,
Everett Nat’l Bank, Boston, .
Faneuil Hall N’l Bank, Boston,
N’l Hide & Leather B’k, Boston,
Howard Nat'l Bank, Boston, .
N’l B’k of Redemption, Boston,
N’l B’k of the Republic, Boston,
Nat’ l Exchange Bank, Boston,
National Revere Bank, Boston,
North Nat’l Bank, Boston,
Shawmut Nat’l Bank, Boston,.
Franklin Nat’l Bank, Franklin,
Natick National Bank, Natick,
Estimated
Market Value.
$1,000
5,000
6,100
5,000
2,500
1,500
1,300
1,600
5,000
1,500
1,000
3,800
4,000
6,000
2,500
500
$48,300
$1,500
6,000
7,137
5,750
2,075
1,950
1,397
1,548
6,250
2,355
1,260
3,610
4,640
6,960
2,750
650
Amount Invested.
00
00
00
00
00
00
50
00
00
00
00
00
00
00
00
00
$55,832 50
$1,500
6,500
7,320
5,900
2,500
1,950
1,404
1,600
6,250
1,950
1,300
3,800
5,000
7,200
2,750
500
00
00
00
00
00
00
00
00
00
00
00
50
00
74
00
00
$57,425 24
Detailed Statement o f Eailroad Bonds.
Par Value.
Boston & Maine R.R. 4s,
Boston, Revere Beach & Lynn R.R.6s,
Boston & Lowell R.R. 4s,
Concord & Montreal R R. 4s, .
Fitchburg R.R. 5s, .
Nashua & Lowell R.R. 5s,
Newport & Richford R.R. 5s, .
Old Colonv R.R. 6s,.
Salem & Lowell R.R. 6s,. 9
Fitchburg R.R. 5s, .
St. Johnsbury & Lake Champlain
R.R. 5s,...........................................
Estimated
Market Value.
$5,000
10,000
10,000
10,000
5,000
10,000
10,000
2,000
10,000
5,000
$5,125
10,550
10,375
10,325
5,200
10,575
11,200
2,080
10,700
5,275
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$5,000
10,000
10,000
10,000
5,000
10,000
10,000
2,000
10,000
5,185
00
00
00
00
00
00
00*
00
00
00
6,000
6,990 00
6,885 00
$83,000
$88,395 00
$84,070 00
Total Amotmt o f Loans, with Each Specified Rate o f Interest.
Amount.
$23,524 34
4,000 00
Rate.
2£
per cent.
4*
“
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$93,100 00
31,650 00
Kate.
5 per cent.
5£
“
A legal investment when made.
Amount.
$67,667 50
Kate.
6
per cent.
No. 8 .]
281
SA Y IN G S B A N K CO M M ISSIO N ERS.
Hopkinton Savings Bank — Concluded.
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
Number of loans which are of an amount not exceeding $3,000 each,
178
$535 82
700 0 0
...............................................................................
Aggregate amount of the same,
Total number of loans upon real e s t a t e , ................................................. 191
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, dur
116,607 50
ing year ending Oct. 31, 1894.....................................................................................
Times for the dividends fixed by the b y-la w s: first Saturday in May and
19,068 11
November.
Rate and amount of each semi-annual dividend j 2 per cent., $7,289 521
during the year ending Oct. 31,1894,
.
. 1 2 per cent., 7,050 62 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 146
Number of accounts closed during the year ending Oct. 31, 1894,
. 142
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
1,221
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
535 82
14,340 14
clusive of taxes),
..................................................................................................
Amount o f deposits, not including dividends, received during the year
1,772 03
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................
653
Amount o f withdrawals, including dividends, during the year ending Oct.
43,242 97
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , .................................................................................................. 968
Date of examination by commissioner: M ay 7.
69,804 55
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
Of $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
508
$10,063 37
71
5,850 55
29
4,609 64
31
10,265 41
9
5
6,719 47
5,734 53
653
$43,242 97
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
Of women, both adult
and minor,
Of religious and chari
table associations, .
In trust................................
Amount.
311
$19,940 48
13
20
527 75
2,088 64
282
R E P O R T O F TH E
H UD SO N
S A V IN G S
Incorporated Feb. 26, 1869.
E d m u n d M. S t o w e , President.
Fred 0 . W
[Pub. Doc
B A N K — H UD SO N.
Present number of corporators, 38.
D a n i e l W . S t r a t t o n , Treasurer.
elsh,
Clerk o f the Corporation.
Names of committee charged with the investment o f its funds :
E dmund M . Stow e,
J o se p h S. B r a d l e y ,
H o r a c e El S t o w e ,
L um an T. J efts,
G e o r g e B . Co c h r a n .
Open for business every business day, except Saturday, 9 a . m . to 12
9 a . m . to 12 m . ; 1 to 5 p . m . ; 6 to 8 p . m .
B a la n c e Sh e e t O cto ber
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Loans on bank stock ,.
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure, .
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
Cash on hand,
.
.
.
.
m
.
; Saturday,
31, 1894.
L ia b il it ie s .
$100,400 00
61,500 00
1 ,0 0 0 00
97,000 00
7,700
411
413,800
8,625
00
97
00
00
42,700
71,600
32
137
1,822
00
00
73
77
13
$806,729 60
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$767,919 17
19,200 00
4,913 85
14,696 58
$806,729 60
Cash on Deposit in Banks, amount in each: —
Hudson National Bank, Hudson.................................................................................. $26,632 73
International Trust Company, Boston, *
...........................................................
20,000 00
Old Colony Trust Company, Boston............................................................................
25,000 00
Loans on Bank Stock, amount on each: —
On 8 shares Hudson National Bank, H u d s o n , ................................................. $500 00
On 6 shares National Rockland Bank, Boston.......................................................
500 00
* Not a legal depository for savings banks’ funds. Deposit has been withdrawn.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
SA Y IN G S B A N K COM M ISSIONERS
283
Hudson Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
Town of Chicopee, Mass., 4s, .
of Clinton, Mass., 4s,
of Hopkinton, Mass., 4s,
of Melrose, Mass., 4s, .
City of Chicago, 111., 4s, .
of Cleveland, Ohio, 6s,
of Columbus, Ohio, 4s,
of Fall River, Mass., 5s,
of Fall River, Mass., 6s, .
of Grand Rapids, Mich., 5s,
of Marlborough, Mass., 4s,
of Springfield, Ohio, 5s, .
of Taunton, Mass , 4s, *.
of Brockton, Mass., 4s,
Estimated
Market Value.
$4,000
12,000
5.000
10,000
5.000
5.000
7.000
5.000
2.000
5.000
10,000
5.000
5.000
20,400
$4,200
12,360
5.000
10,450
5,100
5,075
7.000
5,750
2,140
5,500
10,600
5,650
5.000
21,279
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$4,000
12,000
5.000
10,000
5.000
5.000
7.000
5.000
2.000
5.000
10,000
5.000
5.000
20,400
00
00
00
00
00*
00
00*
00
00
00
00
00
00
00
$100,400 $105,104 00 $100,400 00
* Legal investments when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
25
4
60
60
18
37
75
50
52
50
25
50
35
6
23
25
21
Par Value.
Howard Nat’l Bank, Boston, .
Shoe & Leather N’l B’k, Boston,
State Nat’l Bank, Boston,
Third National Bank, Boston,
Nat’l Webster Bank, Boston,.
Old Boston Nat’l Bank, Boston,
Hudson Nat’l Bank, Hudson, .
National City Bank, Lynn,
First National Bank, Chelsea,
People’s N’l B’k, Marlborough,
Boston Nat’l Bank, Boston,
N’l B’k of No. America, Boston,
N’l Hide & Leather B’k, Boston,
North National Bank, Boston,
Blackstone N’l Bank, Boston,
Merchants’ Nat’l Bank, Boston,
Nat’l Union Bank, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2,500
400
6,000
6,000
1,800
3,700
7,500
5,000
5,200
5,000
2,500
5,000
3,500
600
2,300
2,500
2,100
$61,600
Estimated
Market Value
$2,418
360
6,960
5,385
1,800
3,866
8,850
8,750
5,408
5,600
2,600
5,750
3,762
696
2,300
3,943
2,819
75
00
00
00
00
50
00
00
00
00
00
00
50
00
00
75
25
$71,269 75
Amount Invested.
$2,500
400
6,000
6,000
1,800
3,700
7,500
5,000
5,200
5,000
2,500
5,000
3,500
600
2,200
2,500
2,100
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$61,500 00
[Pub. Doc
R E P O R T O F TH E
284
Hudson Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
$5,000
16,000
10,000
5,000
10,000
5,000
20,000
6,000
10,000
5,000
Boston & Lowell R.R. 5s,
Boston & Maine R.R. 4s, .
Boston, Revere Beach & Lynn R.R.6s,
Cheshire R.R. 6s,
. . .
Concord & Montreal R.R. 4s, .
Eastern R.R. 6s,
.
.
.
.
Fitchburg R.R. 5s, .
Old Colony R.R. 6s, .
Upper Coos R.R. 4^s,
Troy & Boston R.R. 7s, .
St. Johnsbury & Lake Champlain
R.R. 5 s ,...........................................
Estimated
Market Value.
$5,750
16,320
10,600
5,375
10,200
6,100
21,060
6,300
10,500
7,100
Amount Invested.
$5,000
16,000
10,000
5,000
10,000
5,000
20,000
6,000
10,000
5,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
5,000
5,750 00
5,000 00
$97,000
$105,055 00
$97,000 00
Total Amount of Loans, with Each Specified Rate o f Interest.
Rate.
Amount.
$71,600 00
13,200 00
29,500 00
2
4
4i
per cent.
“
“
Amount.
$149,050 00
187,500 00
85,375 00
Rate.
5 per cent.
5à
“
“
Amount.
$750 00
750 00
Rate.
7 per cent.
7è
“
6
Amount invested in real estate for banking purposes,....................................... $7,700 00
Estimated value of the s a m e , ...............................................................................
7,700
Assessed value of the s a m e ,........................................................................................
5,200
Value, by books, of other real estate held or owned by foreclosure or other
wise,
...............................................................................................................................
41.1
Assessed value of the s a m e , ........................................................................................
550
Net income received from same during year ending Oct. 31, 1894,
.
8
Number of loans which are of an amount not exceeding $3,000 each, 302
Aggregate amount o f the s a m e , ...............................................................................
279,875
Total number of loans upon real e s t a t e , ................................................. 325
Amount of investments from which no income is received, .
.
.
.
7,700
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1894,
...............................................................................
39,549
Times for the dividends fixed by the by-laws : third Wednesday in Jan
uary and July.
Rate and amount of each semi-annual dividend f 2 per cent.,
$13,841 35 1
during the year ending Oct. 31, 1894,
.
i 2 per cent.,
13,991 33 J
Number o f accounts opened during the year ending Oct. 31, 1894,
433
Number of accounts closed during the year ending Oct. 31, 1894,
361
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,554
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
00
00
97
00
37
00
00
29
27 832 68
’
No. 8 .]
SA V IN G S B A N K CO M M ISSION ERS.
Hudson Savings Bank —
285
C oncluded.
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year end
ing Oct. 31, 1 8 94,..................................................................................................
Number of s a m e , ........................................................................................2,235
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894,
......................................................................................................................
Number of s a m e , ........................................................................................ 1,940
Date of examination by commissioner : February 2.
S I,678 02
172,997 0 0
162,312 75
Classification o f Deposits received during the Year ending Oct. 31, 1894.
Num.
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
1,644
$30,195 00
279
23,188 00
not
not
115
18,023 00
117
39,173 00
57
23
37,278 00
25,140 00
2,235
$172,997 00
not
less
T o ta ls ,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
Amount.
11
$74,837 00
2,195 00
73
190
8,929 00
22,527 00
995
286
R E P O R T O F TH E
HYDE
PARK
S A V IN G S
Incorporated March 8 , 1871.
[Pub. Doc.
B A N K — HYDE
PARK.
Present number of corporators, 36.
R o b e r t B l e a k i e , President.
A r t h u r H . B u r t , Treasurer.
A r t h u r H . B u r t , Clerk o f the Corporation.
Names of committee charged with the investment o f its funds :
R obert B l e a k ie ,
W i l l i a m J. S t u a r t ,
H e n r y S. B unton,
D a v id P e r k i n s ,
F r e d e r ic k N . T ir r e l l .
Open for business every business day, 2 to 6 p .m . ; also Wednesday and Saturday,
7 to 9 p . m .
B alan ce Sh eet O ctober
A ssets.
Bank stock as per schedule,
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes).............................................
Deposits in banks on interest, .
Expense account,
Cash on hand.....................................
31, 1894.
L ia b il it ie s .
$15,100
73.000
230,314
73,438
00
00
38
00
29.000
36,171
484
2,559
00
98
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$414,784 99
16,244 75
8,780 08
20,258 42
68
20
$460,068 24
$460,068 24
Cash on Deposit in Banks, amount in each : —
North National Bank, B o s t o n , ...............................................................................$19,598 28
National Exchange Bank, B o s t o n , .....................................................................
16,573 70
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N o. 8 .]
SA Y IN G S B A N K COM M ISSION ERS
287
Hyde Park Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks.
Par Value.
13 Freeman’s Nat’l Bank, Boston,
20 N’l B’k of Commerce, Boston,
14 First N’l B’k, Newbury port, .
6 Columbian N’l Bank, Boston,
20 Continental N’l B’k, Boston, .
10 Hamilton Nat’l Bank, Boston,
19 N’l B’k of the Republic, Boston,
17 N ’1Hide & Leather B’k, Boston,
5 North Nat’l Bank, Boston,
27 State Nat’l Bank, Boston,
$1,300
2,000
1,400
600
2,000
1,000
1,900
1,700
500
2,700
$15,100
Estimated
Market Value.
$1,170
2,300
1,778
615
2,300
1,105
3,025
1,823
579
3,132
Amount Invested.
00
00
00
00
00
00
75
25
37
00
$17,828 37
$1,300
2,000
1,400
600
2,000
1,000
1,900
1,700
500
2,700
00
00
00
00
00
00
00
00
00
00
$15,100 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Albany R.R. 6s,
Boston & Maine R.R. 4s, .
Boston, Revere Beach & Lynn R.R. 6s,
Fitchburg R.R. 5s, .
Maine Central R.R. 7s, .
Old Colony R.R. 6s,
. . .
Upper Coos R.R. 4s,
. . .
Worcester, Nashua & Roch. R.R. 4s,
$4,000
5,000
5,000
10,000
29,000
5,000
10,000
5,000
$73,000
Estimated
Market Value.
$4,083
5,136
5,274
10,403
39,875
5,197
10,000
5,181
60
00
50
80
00
50
00
00
$85,151 40
Amount Invested.
$4,000
5,000
5,000
10,000
29,000
5,000
10,000
5,000
00
00
00
00
00
00
00
00
$73,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$36,171 98
29.000 00
16.000 00
Kate.
2
4
4£
per cent.
“
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$19,500 00
41,000 00
221,452 38
Kate.
5 per cent.
5è
“
6
Amount.
$3,000 00
500 00
2,300 00
Rate.
6J
per cent.
7
8
»
288
R E P O R T O F TH E
[Pub. D oc.
Hyde Park Savings Bank — Concluded.
Number of loans which are o f an amount not exceeding $3,000 each, . 174
Aggregate amount of the s a m e , ...............................................................................$201,252 38
Total number of loans upon real e s t a t e , ................................................. 164
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1894.............................................................................................
23,626 71
Times for the dividends fixed by the b y-la w s: January 15 and July 15.
Rate and amount of each semi-annual dividend ( 2 per cent., $6,819 101
nq
during the year ending Oct. 31,1894,
.
. 1 2 per cent.,
6,986 99 J
’
Number of accounts opened during the year ending Oct. 31, 1894,
. 453
Number of accounts closed during the year ending Oct. 31, 1894,
. 384
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,574
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes).............................................................................................................. ............ 7 0 7 01
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................ 3,825
167,763 87
Amount of withdrawals, including dividends, during the year ending Oct.
31> 1894>
........................................
...........................................................
Number of s a m e , ........................................................................................
2 945
148,735 12
Date of examination by commissioner: January 16.
Classification of Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and.
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
3,223
$50,895 26
337
27,025 29
124
18,380 76
92
31,741 76
36
13
26,720 80
13,000 00
3,825
$167,763 87
not
not
Amount.
not
less
T o the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
N um
ber.
Amount.
1,749
4
$78,964 10
504 00
48
113
3,776 16
6,494 42
No. 8 .]
289
SA Y IN G S B A N K COM M ISSION ERS
IN S T IT U T IO N
FOR
IT S
S A V IN G S
IN
NEW BURYPORT
AND
V IC IN IT Y — N E W B U R Y P O R T .
incorporated Jan. 31, 1820.
Present number of corporators, 8 6 .
E d w a r d S. M o s e l t , President.
L a w r e n c e W . P i p e r , Treasurer.
G e o . F . A v e r y , Clerk o f the Corporation.
Names o f committee charged with the investment of its funds :
E d w a r d S. M osely,
Sa m u e l M a r c h ,
W il l ia m H . Sw a s e y ,
H e n r y B. L i t t l e ,
L . B . C u s h in g .
Open for business every business day, except Saturday, 9.
Saturday, close at 1 p . m .
B a l a n c e Sh e e t O c t o b e r
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,.
Loans on railroad bonds, .
Real estate (for banking pur
poses),
.
.
.
.
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes).............................................
Deposits in banks, on interest, .
Cash on hand,
.
.
.
.
a .m
. to 1 p . m . ; 2.30 to 4 p . m . ;
31, 1894.
L ia b il it ie s .
$1,363,500
923,470
17,480
904,000
15.000
00
00
00
00
00
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
$5,513,309 75
280,000 00
75,984 94
1 0 .0 0 0 00
526 36
790,032 00
1,319,540 55
239,950 00
285,534 05
261 73
$5,869,294 69
$5,869,294 69
Cash on Deposit in Banks, amount in each: —
First National Bank, Newburyport,
.
.
.
.
Powow River National Bank, Amesbury,
Amesbury National Bank, Am esbury................................
Essex National Bank, H a v e r h ill,.......................................
National Revere Bank, Boston,
.
.
.
.
.
$26,669 97
35.000 00
10.000 00
25,000 00
188,864 08
Loans on Bank Stock, amount on each: —
On 22 shares Ocean National Bank, Newburyport,
On 4 shares Ocean National Bank, Newburyport,
On 2 shares Mechanicks’ National Bank, Newburyport,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$900 00
:}
400 00
[Pub. D oc
R E P O R T O F TH E
290
Institution for Savings in Newburyport, etc. — Continued.
On
On
On
On
1 share Mechanicks’ National Bank, Newburyport,
4 shares Columbian National Bank, Boston, .
3 shares Mechanicks’ National Bank, Newburyport,
75 shares Fourth National Bank, Boston,
On 55 shares Second National Bank, Haverhill, .
On 40 shares Amesbury National Bank, Ainesbury,
I
$450 00
230 00
7,500 00
I
.
8,000 00
Loan on Railroad Bonds : —
.
On $15,000 Boston & Maine R .R . 4s,
$15,000 00
Detailed Statement o f Public Funds.
Par Value.
C ity o f B o sto n , M a s s ., 3 ^s,
o f B o sto n , M a s s ., 4 s,
o f B a n g o r , M e ., 7 s, .
o f C h e lse a , M a s s ., 4 s,
o f C h ic o p e e , M a s s ., 4 s,
o f C o n co rd , N . H ., 6s,
o f D a y to n , O h io , 5 s , .
o f D e s M o in e s, Io w a , 4 |s,
o f D o v e r , N . H ., 4 s , .
o f H a v e r h ill, M a s s ., 4 s ,
.
o f H o ly o k e , M a s s ., 6 s,
o f L y n n , M a s s ., 3 ^s,
o f L y n n , M a s s ., 4 s, .
o f L y n n , M a s s ., 6 s, .
o f L e w is to n , M e ., 6s,
of L a w re n c e , M a s s ., 4 s,
.
o f L o w e ll, M a s s ., 4 s,
o f N a s h u a , N . I L , 4s,
o f N e w b u r y p o r t, M a s s ., 4 s,
o f P o rtsm o u th , N . H ., 4 s , .
o f S a le m , M a s s ., 4 s,
o f S o m e r v ille , M a s s ., 4 s, .
of S p r in g fie ld , M a s s ., 7 s,
o f W a lt h a m , M a ss , 4 s,
o f W o r c e s t e r , M a s s ., 3 ^ s , .
T o w n o f B e v e r ly , M a s s ., 4 s,
.
o f M a r lb o r o u g h , M a ss., 4 s, .
o f M a rb le h e a d , M a s s ., 4 s,
o f S to u g h to n , M a s s , 4 s,
o f T u r n e r ’s F a lls , M a s s ., 4 s, .
C o u n ty o f A r o o s to o k , M e , 4 | s,
o f M id d le s e x , M a s s ., 4 s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$ 5 0 ,0 0 0
1 5 0 ,0 0 0
2 5 ,0 0 0
3 2 ,0 0 0
5 0 ,0 0 0
1 2 ,0 0 0
1 5,0 0 0
2 5 ,0 0 0
2 0 ,0 0 0
7 5 ,0 0 0
2 5 ,0 0 0
2 5 ,0 0 0
7 5 ,0 0 0
5 0 ,0 0 0
1 0 ,0 0 0
5 5 ,0 0 0
2 0 ,0 0 0
2 5 ,0 0 0
2 0 7 ,0 0 0
5 0 ,0 0 0
4 5 ,0 0 0
1 1 ,0 0 0
4 0 ,0 0 0
1 9 ,0 0 0
2 5 ,0 0 0
14,0 0 0
3 1 ,0 0 0
2 7 ,5 0 0
5 0 ,0 0 0
1 0 ,0 0 0
4 5 ,0 0 0
5 0 ,0 0 0
$ 1 ,3 6 3 ,5 0 0
Estimated
Market Value.
$ 5 2 ,1 3 5
1 6 7 ,3 4 0
2 8 ,4 7 5
3 4 ,1 8 5
5 3 ,0 7 5
1 2 ,1 6 3
1 5,7 6 3
2 5 ,0 0 0
2 0 ,9 6 6
7 9 ,8 5 2
2 8,2 2 7
2 4 ,7 8 2
7 9 ,4 9 5
5 0 ,6 8 0
1 1 ,4 1 0
5 7 ,3 3 5
2 0 ,6 5 6
2 5 ,8 1 2
2 1 5 ,9 1 1
5 1 ,8 4 0
4 5 ,8 1 9
1 1,2 9 5
5 0 ,2 1 6
1 9,5 5 9
2 5 ,5 6 0
1 4 ,6 9 8
3 2 ,6 2 4
2 8,9 1 9
5 2 ,8 3 5
1 0 ,3 7 1
4 7 ,8 5 3
5 0 ,9 5 0
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$ 5 0 ,0 0 0
1 5 0 ,0 0 0
2 5 ,0 0 0
3 2 ,0 0 0
5 0 ,0 0 0
1 2 ,0 0 0
1 5 ,0 0 0
2 5 ,0 0 0
2 0 ,0 0 0
7 5 ,0 0 0
2 5 ,0 0 0
2 5 ,0 0 0
7 5 ,0 0 0
5 0 ,0 0 0
1 0 ,0 0 0
5 5 ,0 0 0
2 0 ,0 0 0
2 5 ,0 0 0
2 0 7 ,0 0 0
5 0 ,0 0 0
4 5 ,0 0 0
1 1 ,0 0 0
4 0 ,0 0 0
1 9 ,0 0 0
2 5 ,0 0 0
1 4 ,0 0 0
3 1 ,0 0 0
2 7 ,5 0 0
5 0 ,0 0 0
1 0 ,0 0 0
4 5 ,0 0 0
5 0 ,0 0 0
00
00
00
00
00
00
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$ 1 ,4 4 5 ,8 0 1 00 $ 1 ,3 6 3 ,5 0 0 0 0
A legal investment when made.
No. 8 .]
291
SA V IN G S B A N K COM M ISSION ERS
Institution for Savings in Newburyport, etc.
— C ontinued.
No. of
Shares.
Detailed Statement o f Bank Stocks.
122
750
31
37
100
108
300
221
500
286
74
100
240
100
270
142
250
1 50
267
508
83
173
100
302
60
258
375
480
200
400
69
2 25
2 80
500
208
353
133
60
108
1226
105
14
Par Value.
A tla n tic N a t 'l B a n k , B o sto n , .
A tla s N a t ’l B a n k , B o sto n ,
B la c k sto n e N a t ’l B ’k , B o sto n ,
B oston N a t ’l B a n k , B o sto n ,
O ld B o ston N a t ’l B ’k , B o sto n ,
N a t ’l C ity B a n k , B o ston ,
C o lu m b ia n N a t ’l B ’k , B o sto n ,
N ’l B ’k o f C o m m e r c e , B o sto n ,
N a tio n a l B a n k o f the C o m
m o n w e a lth , B o sto n ,
N a tio n a l E a g le B a n k , B o sto n ,
E li o t N a tio n a l B a n k , B o sto n , .
N a t ’ l E x c h a n g e B a n k , B o sto n ,
F an eu il H a ll N ’ l B ’k , B o sto n , .
F irst N a tio n a l B a n k , B o sto n , .
F r e e m a n ’s N a t ’l B a n k , B o sto n ,
G lo b e N a tio n a l B a n k , B o sto n ,
H a m ilto n N a t ’ l B a n k , B o sto n ,
N ’l H id e & L e a th e r B ’k , B o ston ,
H o w a r d N a t ’l B a n k , B o sto n , .
M a r k e t N a tio n a l B a n k , B o sto n ,
M a ssa c h u se tts N ’l B ’k , B o sto n ,
M e r c h a n ts’ N a t ’l B ’k , B o sto n , .
N e w E n g la n d N ’l B ’k , b o sto n ,
N o r th N a tio n a l B a n k , B o sto n ,
N ’l B ’k o f N o . A m e r ic a , B o sto n ,
N ’ l B ’ k o f R e d e m p tio n , B oston,
N a tio n a l R e v e re B a n k , B o ston ,
S econ d N a tio n a l B a n k , B o ston ,
S h a w n m t N a t ’ l B a n k , B o sto n , .
S h oe & L eath er N ’l B ’k. B o ston ,
State N a tio n a l B a n k , B o sto n , .
S u ffolk N a tio n a l B a n k, B o sto n ,
T r a d e r s ’ N a t ’ l B a n k , B o sto n , .
T r e m o n t N a t ’ l B a n k , B o s t o n ,. n
N a t ’ l U n io n B a n k , B o s to n .,
.
W a s h in g to n N ’ l B ’ k, B o sto n , .
N a t ’ l W e b s t e r B a n k , B o sto n , .
G lo u c e ste r N ’l B ’k , G lo u c e ste r ,
M e c h a n ic k s’ N a tio n a l B 'k ,N e w b u r y p o r t,
.
.
.
.
*
M e r c h a n ts’ N a tio n a l B ’k , N e w b u r y p o r t............................................
O cea n N ’l B ’k , N e w b u r y p o r t ,.
F ir s t N ’ l B ’ k, N e w b u r y p o r t, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Amount Invested.
Market Value.
$ 1 2 ,2 0 0
7 5 ,0 0 0
3 ,1 0 0
3 ,7 0 0
1 0,0 0 0
1 0 ,8 0 0
3 0 ,0 0 0
2 2 ,1 0 0
$ 1 4 ,9 7 5
8 7 ,7 5 0
3 ,1 3 9
3 ,8 4 8
1 0 ,4 5 0
8 ,8 5 6
3 1 ,0 5 0
2 5 ,4 1 5
$ 1 2 ,2 0 0
7 5 ,0 0 0
3 ,1 0 0
3 ,7 0 0
1 0 ,0 0 0
1 0 ,8 0 0
3 0 ,0 0 0
2 2 ,1 0 0
00
00
00
00
00
00
00
00
5 0 ,0 0 0
2 8 ,6 0 0
7 ,4 0 0
1 0 ,0 0 0
2 4 ,0 0 0
1 0,0 0 0
2 7 ,0 0 0
1 4,2 0 0
2 5 ,0 0 0
1 5,0 0 0
2 6 ,7 0 0
5 0 ,8 0 0
8 ,3 0 0
1 7 ,3 0 0
1 0 ,0 0 0
3 0 ,2 0 0
6 ,0 0 0
2 5 ,8 0 0
3 7 ,5 0 0
4 8 ,0 0 0
2 0 ,0 0 0
4 0 ,0 0 0
6 ,9 0 0
2 2 ,5 0 0
2 8 ,0 0 0
5 0 ,0 0 0
2 0 ,8 0 0
3 5 ,3 0 0
1 3,3 0 0
6 ,0 0 0
6 5 ,1 2 5
2 3 ,8 0 9
9 ,6 9 4
1 2 ,6 7 5
3 1 .3 8 0
2 3 ,8 0 0
2 7 ,0 0 0
1 2 ,7 8 0
2 7 ,6 2 5
1 6 ,1 2 5
2 5 ,8 3 2
4 3 ,1 8 0
8 ,1 1 3
2 7,2 9 1
1 5,8 2 5
3 5 ,0 3 2
6 ,9 0 0
3 2 ,4 4 3
3 5 ,7 1 9
8 8 ,8 0 0
2 3 ,2 5 0
3 6 ,0 5 0
8 ,0 0 4
2 2 ,5 2 8
2 1 ,0 0 0
4 4 ,0 0 0
2 7 ,9 2 4
3 8 ,4 7 7
1 3,3 0 0
8 ,1 6 0
5 0 ,0 0 0
2 8 ,6 0 0
7 ,4 0 0
1 0 ,0 0 0
2 4 ,0 0 0
1 0,0 0 0
2 7 ,0 0 0
1 4 ,2 0 0
2 5 ,0 0 0
1 5 ,0 0 0
2 6 ,7 0 0
5 0 ,8 0 0
8 ,3 0 0
1 7 ,3 0 0
1 0 ,0 0 0
3 0 ,2 0 0
6 ,0 0 0
2 5 ,8 0 0
3 7 ,5 0 0
4 8 ,0 0 0
2 0 ,0 0 0
4 0 ,0 0 0
6 ,9 0 0
2 2 ,5 0 0
2 8 ,0 0 0
5 0 ,0 0 0
2 0 ,8 0 0
3 5 ,3 0 0
1 3 ,3 0 0
6 ,0 0 0
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
1 0 ,8 0 0
1 4,5 8 0
1 0 ,8 0 0 0 0
2 4 ,5 2 0
5 ,2 5 0
1 ,40 0
3 0 ,6 5 0
5 ,5 6 5
1,75 0
2 4 ,5 2 0 00
5 ,2 5 0 00
1,40 0 00
$ 9 2 3 ,4 7 0
$ 1 ,0 4 9 ,8 6 9
$ 9 2 3 ,4 7 0 0 0
[Pub. D oc.
R E P O R T O F TH E
292
Institution for Savings in Newbury port, etc.
— Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
B o sto n & L o w e ll R .R . 4 s,
B o sto n & L o w e ll R .R . 6 s,
C o n co rd & M o n tr e a l R R . 4 s, .
D e x t e r & P iscataq u is R .R . 4 s,
E a ste rn R .R . 6 s,
.
.
.
F itc h b u r g R .R . 4 s, .
F itc h b u r g R .R . 4 J s, .
.
.
.
F itc h b u r g R .R . 5 s , .
.
.
.
O ld C o lo n y R .R . 4 s , .
V e r m o n t & M a ssa c h u se tts R R . 5 s , .
B o sto n & M a in e R .R . 4 s,
B o sto n & M a in e R .R . 4 ^ s,
P e n o b sc o t S h ore L in e R .R . 4 s,
M a in e C e n tra l R .R . 4 s,
M a in e C e n tral & E u ro p e a n & N o r th
A m e r ic a n R .R . 4 s.
.
.
.
W o r c e s t e r , N a s h u a & R o c h . R .R . 4 s,
$ 1 0 0 ,0 0 0
5 ,0 0 0
1 5 0 ,0 0 0
1 5 ,0 0 0
5 0 ,0 0 0
7 5 ,0 0 0
8 0 ,0 0 0
25 0 0 0
1 3 5 ,0 0 0
2 5 ,0 0 0
3 0 ,0 0 0
8 5 ,0 0 0
5 0 ,0 0 0
2 4 ,0 0 0
Estimated
Market Value.
$ 1 0 2 ,7 6 5
5 ,1 9 0
1 5 4 ,8 9 0
1 5,0 0 0
6 0 ,3 6 5
7 3 ,5 5 5
8 1 ,0 8 0
2 5 ,9 8 5
1 4 1 ,6 7 5
2 6,7 8 7
3 0 ,8 1 6
9 4 ,1 3 7
5 0 ,0 0 0
2 4 ,0 0 0
Amount Invested.
$ 1 0 0 ,0 0 0
5 ,0 0 0
1 5 0 ,0 0 0
1 5 ,0 0 0
5 0 ,0 0 0
7 5 ,0 0 0
8 0 ,0 0 0
2 5 ,0 0 0
1 3 5 ,0 0 0
2 5 ,0 0 0
3 0 ,0 0 0
8 5 ,0 0 0
5 0 ,0 0 0
2 4 ,0 0 0
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
1 5 ,0 0 0
4 0 ,0 0 0
1 5 ,0 0 0 0 0
4 1 ,4 4 8 00
1 5 ,0 0 0 00
4 0 ,0 0 0 0 0
$ 9 0 4 ,0 0 0
$ 9 4 2 ,6 9 3 0 0
9 0 4 ,0 0 0 00
Total Amount o f Loans, with Each Specified Bate o f Interest.
Eate.
Amount.
$ 1 0 0 00
188,864
26,669
87,950
130,000
08
97
00
00
0
2
2A
3è
3|
per cent.
Amount.
Eate.
$1,158,300 00
4 per cent.
41
“
“
4i
4£
“
1 0 ,0 0 0 00
“
“
“
89,000 00
239,400 00
Eate.
Amount.
$51,241
512,378
59,195
114,437
Amount invested in real estate for banking purposes,
Estimated value of the same,
.
.
.
.
.
,
4| per cent.
5
“
5h
“
6
“
80
75
00
00
.
Assessed value of the s a m e , ........................................
$ 1 0 ,0 0 0 00
19,500 00
19,500 00
ire or
o t h e r w i s e ,........................................................................................
Assessed value of the s a m e , ...........................................................
Number of loans which are o f an amount not exceeding $3,000
Aggregate amount of the s a m e , ..................................................
Total number o f loans upon real estate,
.
.
.
.
Amount of investments from which no income is received, .
Gross amount of interest or profits received or earned, as per
.
,
526 36
550 00
456
460,823 80
.
473
626 36
3, dur-
ing year ending Oct. 3 1 , 1 8 9 4 , .................................................
Times for the dividends fixed by the by-laws : fourth Wednesday in April
and October.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
272,284 90
No. 8 .]
S A Y IN G S B A N K CO M M ISSION ERS
Institution for Savings in Newbury port, etc.
293
— Conclud ed .
Rate and amount of each semi-annual dividend f 2 per cent., $105,606 2 2
during the year ending Oct. 31, 1894,
.
( 2 per cent., 106,415 04
$ 2 1 2 ,0 2 1 26
Number of accounts opened during the year ending Oct. 31, 1894,
. 947
Number of accounts closed during the year ending Oct. 31, 1894,
. 904
Total number of open accounts Oct. 31, 1894,
.
.
.
.
11,573
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .................................................................................................. 5,157
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
Number of same,
..................................................................................................7,312
Date of examination by commissioner : November 22.
8,385 37
511,018 80
637,710 06
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Of $50 and less,
Exceeding $50 and not
more than $100, .
Exceeding $100 and not
more than $200, .
Exceeding $200 and not
more than $500, .
Exceeding $500 and less
than $1,000, .
Of $1,000 or more, .
Totals,
.
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Numher.
Amount.
3,570
$73,952 18
688
55,798 95
333
52,686 10
323
115,134 70
130
113
92,635 44
120,811 43
5,157
$511,018 80
To the credit —
Of women, both adult
and minor,
Of guardians,
Of religious and charitable associations, .
In trust.........................
Numher.
Amount.
2,869
13
$332,149 36
3,870 66
72
140
16,458 76
39,921 07
[Pub. D oc
R E P O R T O F TH E
294
IN ST IT U T IO N - FOR S A V IN G S IN R O X B U R Y
V IC IN IT Y — BOSTON.
Incorporated Feb. 22, 1825.
John D . W
AND
ITS
Present number of corporators, 46.
E d w a r d R ic h a r d s , Treasurer.
E d w a r d R ic h a r d s , Clerk o f the Corporation.
il l ia m s ,
President.
Names of committee charged with the investment of its funds :
W a l t e r H . C o w in g ,
A th erton T . B r o w n ,
J oh n D . W il l ia m s ,
W il l ia m F. D a y .
Open for business every business day, 9
Balance Sheet O ctober
a .m .
to 3
p .m .
3 1 , 189 4 .
L ia b il it ie s .
A ssets.
$639,000 00
155,760 00
208,567 09
Public funds as per schedule,
.
Loans on public funds,
Bank stock as per schedule,
Loans on bank stock,'.
Railroad bonds as per schedule,
Railroad notes, .
.
.
.
Real estate by foreclosure, .
Loans on real estate, .
.
Loans on personal security,
Loans to counties, cities or towns
(notes), .
Deposits in banks, on interest, .
Cash on hand,
.
.
.
.
8 ,0 0 0 00
1,140,000
50,000
2,500
2,221,919
1,170,700
00
00
00
29
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count,
.
$5,975,123 04
240,000 00
23,869 05
7,662 60
00
80,500 00
535,602 86
34,105 45
$6,246,654 69
$6,246,654 69
Cash on Deposit in Banks, amount in each : —
National Rockland Bank, Boston,
Washington National Bank, Boston,
Second National Bank, Boston,
Boylston National Bank, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$100,045
226,828
57,464
151,264
12
44
48
82
No. 8 .]
295
SA Y IN G S B A N K COM M ISSIONERS
Institution for Savings in Roxbury and its Vicinity — Continued.
Loans on Public Funds, amount on each: —
On $23,000 City of Malden, M ass., 4s, .
On $29,000 City of Boston, Mass., 4s, .
On $3,000 City of Marlborough, M ass., 4s,.
On
On
On
On
On
$50,000 00
$18,000 Town of Laconia, N . H ., 4s,
$1,000 City of Bridgeport, Conn., 4s,
$3,000 City of Boothbay Harbor, Me., 4s,
$1,000 City of Nashua, N . H ., 4s, .
$7,000 County of Middlesex, Mass., 4 s ,.
1- 50,000 00
I
On $22,000 City of Holyoke, M ass., 4s,
On $27,000 Clark County, Ind., 5s,
On $13,000 Town of Laconia, N . H ., 4s,
On
On
On
On
I
$15,000 City of Nashua, N . H ., 4s, .
$2,500 United States 4s, .
$2,000 City of Lowell, Mass., 4s,
$2,000 City of Cambridge, M ass., 4s,
50,000 00*
2,500 00
1,460 00
1,800 00
Loans on Bank Stock, amount on each: —
On 60 shares National Bank of Redemption, Boston.............................................
On 10 shares First National Bank, B o s t o n ,........................................................... [ $8,000 00
On 20 shares Faneuil National Bank, B oston,....................................................... )
* This illegal loan has since been paid.
Detailed Statement o f Public Funds.
Par Value.
City of Boston, Mass., 4s,
of Fitchburg, Mass., 4s, .
of Lynn, Mass., 4s, .
of Chelsea, Mass., 4s.,
of Grand Rapids, Mich , 5s,
County of Hillsborough, N. H., 4s, .
City of Indianapolis, Ind., 4s, .
of Quincy, Mass., 4s,
of Waterbury, Conn., 4 s,.
Estimated
Market Value.
Amount Invested.
$186,000 $199,885 00 $186,000 00
100,000 00
105,000 00
100,000
160,000 00
164,700 00
160,000
50,000 00
51,500 00
50,000
50,000 00
51,500 00
50,000
40,800 00
40,000 00
40,000
25,000 00
25,000
25,875 00
3,000 00
3,000 00
3,000
26,000 00
25,000 00
25,000
$639,000
$668,260 00 $639,000 00
Detailed Statement o f Bank Stocks.
o o
o 2
55
60
50
15
37
Estimated
Market Value.
Atlas National Bank, Boston,.
Atlantic Nat’l Bank, Boston, .
N’l B’k of Commerce, Boston,.
National Eagle Bank, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$6,000
5,000
1,500
3,700
$7,020
6,125
1,710
3,108
00
00
00
00
$6,000
5,000
2,000
4,144
00
00
00
00
[Pub. D oc
R E P O R T O F TH E
296
Institution for Savings in Roxbury and its V ic in ity — Continued.
No. of
Shares.
Detailed Statement of Bank Stocks — Concluded.
200
5
30
25'
257
210
173
150
21
52
55
8
9
32
510
50
Par Value.
First National Bank, Boston, .
Howard Nat’l Bank, Boston, .
Hamilton Nat’l Bank, Boston,
Market Nat’l Bank, Boston, .
North National Bank, Boston,
People’s Nat’l Bank, Boston, .
Nat’l Rockland Bank, Boston,
National Revere Bank, Boston,
N’l B’k of the Republic,Boston,
State National Bank, Boston, .
Second Nat’l Bank, Boston,
Shoe & Leather N’l B’k, Boston,
Suffolk Nat’l Bank, Boston, .
Tremont Nat’l Bank, Boston, .
Washington N’l Bank, Boston,
Third National Bank, Boston,
$20,000
500
3,000
2,500
25,700
21,000
17,300
15,000
2,100
5,200
5,500
800
900
3,200
51,000
5,000
Estimated
Market Value.
$47,600
485
3,300
2,125
29,555
33,600
24,566
14,250
3,339
6,032
10,175
720
882
2,816
55,590
4,500
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$20,000
606
3,580
2,500
25,680
25,000
19,430
15,000
2,698
5,993
5,500
872
1,070
3,762
58,729
5,000
00
25
00
00
47
00
00
00
87
00
00
00
25
75
50
00
$194,900 $257,498 00 $208,567 09
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 7s, .
Boston & Maine R.R. 4|s, .
Fitchburg R.R. 4s,
Fitchburg R.R. 4|s,
Fitchburg R.R. 5s,
Boston & Albany R.R. 4s, .
Boston & Lowell R R. 4s, .
Concord & Claremont R.R. 4|s,.
Concord & Montreal R.R. 4s,
Danbury & Norwalk R.R. 5s,
Maine Central R.R. 4s,
Manchester & Lawrence R.R. 4s,
New Haven & Derby R.R. 6s,
Old Colony R.R. 4s, .
Sullivan County R.R. 4s, .
Worcester, Nashua & Rochester
R.R. 4s.......................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$12,000
100,000
150,000
257,000
100,000
25,000
80,000
50,000
75,000
25,000
25,000
50,000
25,000
100,000
25,000
50,000
Estimated
Market Value.
$12,120
111,000
147,750
259,570
105,000
26,250
81,345
52,500
76,500
28,500
25,000
50,500
27,000
105,100
25,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
51,000 00
Amount Invested.
$12,000
100,000
140,000
257,000
100,000
26,000
80,000
50,000
75,000
25,000
25,000
50,000
25,000
100,000
25,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
50,000 00
$1,149,000 $1,184,135 00 $1,140,000 00
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS.
Institution for Savings in Roxbury and its Vicinity
297
— Conclud ed .
Total Amount o f Loans, with Each Specified Bate o f Interest.
Amount.
$535,602
16,000
15.000
25.000
30.000
250,000
Kate.
86
00
00
00
00
00
2
2|
3
3¿
3|
3f
Amount.
per cent.
«
“
“
«
$964,000
134,500
607,800
25,000
54,500
Kate.
00
00
00
00
00
4 per cent.
44 “
4¿
4§
4f
“
“
“
Amount.
$1,412,626
7,000
67,003
77,150
1,300
Kate.
00
00
29
00
00
5 per cent.
54
“
5¿
“
6
“
7
Value, by books, o f real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which áre o f an amount not exceeding $3,000 each, 292
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 468
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
$2,500 00
2,500 00
84 10
523,787 00
273,140 16
Times for the dividends fixed by the b y-law s: third Wednesday in April
and October.
Rate and amount o f each semi-annual divi- f 2 per cent., $105,898 84
dend during the year ending Oct. 31, 1894,
I 2 per cent.,
110,097 64 I
Number of accounts opened during the year ending Oct. 31, 1894,
2,618
Number o f accounts closed during the year ending Oct. 31, 1894,
1,968
Total number of open accounts Oct. 31, 1894,
.
.
.
.
14,928
215,996 48
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of t a x e s ) , .................................................................................................
11,934 29
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , .................................................................................................. 1,268,209 02
Number of s a m e , ........................................................................................
15 863
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number of same..............................................................................................
Date of examination by commissioner: October 8 .
1,046,265 77
14 3 99
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Of $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
.
Num
ber.
Amount.
11,447
$234,715 02
2,220
182,380 00
961
150,821 00
739
259,048 00
248
248
183,025 00
258,220 00
not
not
not
less
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
15,863 $1,268,209 02
To the credit —
Of women, both adult
and minor,
.
.
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
8,393
61
$598,343 28
12,756 00
104
1,509
8,036 00
158,202 00
298
R E P O R T O F TH E
[Pub. Doc
IP S W IC H S A V IN G S B A N K - IP S W IC H .
Incorporated March 20, 1869.
Present number of corporators, 23.
J o sep h R oss, President.
T h e o d o r e F. C o g g s w e l l , Treasurer.
T h e o d o r e F . C o g g s w e l l , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
W il l i a m W il l c o m b ,
J. B. G r a n t ,
R obert Jo rd an ,
C. A . Sa y w a r d ,
T homas H . L o r d .
Open for business every business day, 8.30
a .m .
to 12.30
B a la n c e Sh e e t O cto ber
; Saturday, 3 to 5
p .m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Cash on hand,
.
.
.
.
p .m .
$97,000
61,953
91,000
6,602
233,322
5,540
00
00
00
60
00
00
Deposits, .
Guaranty fund,
Interest account,
$511,427 58
12,900 00
5,368 10
2,000 00
25,862 05
6,416 03
$529,695 68
$529,695 68
Cash on Deposit in Banks, amount in each : —
Fourth National Bank, B o s t o n , ...............................................................................$9,894 07
Merchants’ National Bank, Salem,
.
.
.
.
.
.
.
.
4,545 61
First National Bank, S a le m ,.........................................................................................
7,256 16
First National Bank, I p s w i c h , ...............................................................................
4,166 21
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
SA V IN G S B A N K COM M ISSION ERS
299
I p s w ic h Sayin gs B ank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of
of
of
of
of
of
of
of
of
of
Boston, Mass., 3|s,
Boston, Mass., 4s,
East Saginaw, Mich., 4is, .
Keene, N. H., 5s, .
Lewiston, Me , 5s,
Lynn, Mass., 4s, .
Providence, R. I., 5s, .
Salem, Mass., 4 s,.
Haverhill, Mass , 4s, .
Northampton, Mass , 4s,
$ 15,000
10,000
5,000
2,500
2,000
5,000
5,000
20,000
20,000
12,500
$97,000
Estimated
Market Value.
$15,737
11,350
5,250
2,563
2,300
• 5,250
5,750
21,100
20,600
12,812
00
00
00
00
00
00
00
00
00
00
$102,712 00
Amount Invested.
$15,000
10,000
5,000
2,500
2,000
5,000
5,000
20,000
20,000
12,500
00
00
00
00
00
00
00
00
00
00
$97,000 00
No. of
Shares.
Detailed Statement o f Bank Stock.
10
7
10
4
18
20
25
10
20
36
25
40
8
30
4
10
24
23
8
63
13
43
122
19
27
21
15
Par Value.
Atlas National Bank, Boston,.
Blackstone Nat’l Bank, Boston,
Continental Nat’ l B’k, Boston,
N’l B’k of Commerce, Boston,
Eliot Nat’l Bank, Boston,
Freeman’s Nat’l Bank, Boston,
Globe National Bank, Boston,
Hamilton Nat’l Bank, Boston,
Howard Nat'l Bank. Boston, .
Merchants’ Nat’l B’ k, Boston,
N’l B’k of the Republic, Boston,
New England N’l B’k, Boston,
National Revere Bank, Boston,
N’l B’k of Redemption, Boston,
Second National Bank, Boston,
Tremont Nat’l Bank, Boston, .
Nat’l Union Bank, Boston,
Gloucester N’l B’k, Gloucester,
Nat’l Grand B’k, Marblehead,
Asiatic Nat’l Bank, Salem,
Nat’l Exchange Bank, Salem,
First Nat’l Bank, Salem,.
Merchants’ Nat’l Bank, Salem,
Mercantile Nat’l Bank, Salem,
Naumkeag Nat’l Bank, Salem,
Salem National Bank, Salem,
First National Bank, Ipswich,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,000
700
1,000
400
1,800
2,000
2,500
1,000
2,000
3,600
2,500
4,000
800
3,000
400
1,000
2,400
2,300
800
1,890
1,300
4,300
7,320
1,900
2,700
2,100
1,500
$56,210
Estimated
Market Value.
$1,170
701
1,222
460
2,358
2,000
2,250
1,100
1,935
5,697
3,863
6,330
762
3,772
740
880
3,192
3,105
1,000
1,890
1,300
4,300
8,174
1,900
3,645
2,667
1,500
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$67,913 00
Amount Invested.
$1,000
700
1,000
400
1,800
2,000
2,500
1,000
2,000
4,032
3,150
5,800
800
3,600
580
1,000
3,048
2,875
800
1,890
1,300
4,300
7,320
1,900
3,348
2,310
1,500
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$61,953 00
300
R E P O R T O F TH E
[Pub. D oc.
I p s w ic h S avings B a n k — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Lowell R.R. 4|s,
Boston & Lowell R.R. 5s,
Concord & Montreal R.R. 4s, .
Fitchburg R.R. 4is,
Maine Central R.R. 4is, .
Old Colony R.R. 4 s,.
Estimated
Market Value.
$10,000
1,000
10,000
15.000
10.000
25.000
20.000
$10,300
1,040
10,475
15,487
10,200
26,750
21,300
$91,000
$95,552 00
Amount Invested.
00
00
00
00
00
00
00
$10,000
1,000
10,000
15.000
10.000
25.000
20.000
00
00
00
00
00
00
00
$91,000 00
Total Amount o f Loans, with each Specified Rate o f Interest.
Amount.
$8,711 82
17,150 23
Kate.
2 per cent.
2h
“
Amount.
$2,000 00
11,500 00
Rate.
4 per cent.
5
“
Amount.
$13,550 00
213,812 00
Kate.
5J per cent.
6
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
.
.
Number o f loans which are of an amount not exceeding $3,000 each,
201
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 204
Amount o f investments from which no income is received.................................
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1894.............................................................................................
$6,602 60
7,130 00
136 50
194,162 00
7,300 00
23,500 07
Times for the dividends fixed by the by-law s: fourth Wednesday in Jan
uary and July.
Rate and amount of each semi-anuual dividend f 2 per cent., $8,634 73 |
during the year ending Oct. 31, 1894,
.
. 1 2 per cent.,
9,278 91 4
Number of accounts opened during the year ending Oct. 31, 1894,
. 326
Number of accounts closed during the year ending Oct. 31, 1894,
. 254
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,007
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of same, .
........................................................... 2,015
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , ........................................................................................1,306
Date of examination by commissioner: April 6.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
„ gi3
’
1,434 59
135,276 15
97,541 02
No. 8 .]
301
SA Y IN G S B A N K COM M ISSION ERS
Ipswich. Savings Bank — Concluded.
Classification o f Deposits received during the Year ending Oct. 31, 1894.
Mumher.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
1,610
$27,363 46
177
14,733 61
91
13,531 78
84
27,993 45
25
28
15,708 78
35,945 07
2,015
$135,276 15
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Numher.
Amount.
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust, .
.
.
.
Amount.
1,080
9
$58,568 64
995 77
61
24
12,848 53
7,159 76
302
R E P O R T O F TH E
[Pub. Doc,
LAW RENCE SAVINGS BANK — LAW RENCE.
Incorporated March 10,1868.
Present number o f corporators, 43.
H e z e k i a h P l u m m e r , President.
W m . W . S p a l d i n g , Treasurer.
W m . W . S p a l d i n g , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
H e z e k ia h P l u m m e r ,
R . H . T ew ksbury,
Jo h n R . P oo r ,
J. S. N e e d h a m .
A . E . M ack.
Open for business every business day, 9
a .m
. to 1 p . m . ; also Saturday, 7 to 8 p .m .
B a l a n c e S h e e t O c t o b e r 3 1 , 189 4 .
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock ,.
Railroad bonds as per schedule,
Real estate (for banking pur
poses)...............................................
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
L ia b il it ie s .
$173,200
77,900
23,780
165,000
00
00
00
00
Deposits, .
Guaranty fund,
Interest account,
$1,048,631 77
25,300 00
38,866 32
33,000 00
420,860 00
131,950 00
7,500
69,904
1,280
8,422
00
67
60
82
$1,112,798 09
$1,112,798 09
Cash on Deposit in Banks, amount in each: —
Arlington National Bank, L a w r e n c e ,..................................................................... $29,904 67
Pacific National Bank, L a w r e n c e , .....................................................................
40,000 00
Loans on Bank Stock, amount on each : —
On 5 shares Pacific National Bank, Lawrence.........................................................$380 00
On 100 shares Arlington National Bank, L a w r e n c e ,........................................
On 80 shares Methuen National Bank, M e t h u e n , ........................................i
On 21 shares Bay State National Bank, L a w r e n c e , ....................................... j
On 17 shares Andover National Bank, A n d o v e r ,.................................................
On 5 shares Lawrence National Bank, L a w r e n c e , .......................................
On 40 shares Pacific National Bank, L a w r e n c e ,.................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
10,000 00
8,000 00
1,500 00
400 00
3,500 00
No. 8 .]
SA Y IN G S B A N K COM M ISSIONERS
303
Lawrence Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Cleveland, Ohio, 5s,
of Concord, N. H., 4s,
of Dayton, Ohio, 5s, .
of Dayton, Ohio, 6s,
•of Detroit, Mich., 4s,
of Fall River, Mass., 6s, .
of Keene, N. H. 4s, .
of Lowell, Mass., 4s,
of Nashua, N. H., 4s,
of Pawtucket, R. I., 6s,
of Portsmouth, N. H , 4s,
of Saginaw, Mich., 4is, .
of Springfield, Ohio, 6s, .
of Waltham, Mass., 4s, .
Town of Danvers, Mass , 4s, .
United States 6s,
. . .
City of Akron, Ohio, 5s, .
County of Aroostook, Me., 4Js,
City of Bay City, Mich., 4s,
of Bay City, Mich., 5s,
of Bridgeport, Conn., 4s,
of Grand Rapids, Mich., 4^s, .
Town of Milford, N. H., 4s,
of Milwaukee, Wis., 5s, .
Estimated
Market Value.
$6,145
9,378
10.650
5,300
5,441
2,370
11,281
1,023
5,233
3,030
15,475
5,206
10,787
5,091
7,606
1,030
18,797
21,475
10,166
2,055
5,216
5,418
8,074
4,857
$6,000
9,000
10,000
5,000
5,000
2,000
11,000
1,000
5,000
3,000
15,000
5,000
10,000
5,000
7,500
1,000
18,200
20,000
10,000
2,000
5,000
5,000
8,000
4,500
$173,200
00
50
00
00
50
00
25
25
50
00
25
25
75
00
25
00
50
00
50
00
50
75
25
00
Amount Invested.
$6,000
9,000
10,000
5,000
5,000
2,000
11,000
1,000
5,000
3,000
15,000
5,000
10,000
5,000
7,500
1,000
18,200
20,000
10,000
2,000
5,000
5,000
8,000
4,500
00
00
00*
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$181,110 00 $173,200 00
* Legal investments when made.
Ko. o f
Shares.
Detailed Statement o f Bank Stocks.
20 Atlas National Bank, Boston,
20 Blackstone N’l Bank, Boston, .
55 Central Nat’l Bank, Boston,
24 Eliot National Bank, Boston, .
16 First Ward N’l Bank, Boston, .
95 Fourth National Bank, Boston,
15 Howard Natl Bank, Boston, .
56 Market National Bank, Boston,
20 Merchants’ Natl Bank, Boston,
10 National City Bank, Boston, .
27 N’l B’k of Commerce, Boston,
54 Nat’l Bank of the Commonwealth, Boston,
23 N’l B’k of No America, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
$2,000
2,000
5,500
2,400
1,600
9,500
1,500
5,600
2,000
1,000
2,700
5,400
2,300
Estimated
Market Value.
$2,340
2,002
6,985
3,144
2,040
11,257
1,451
4,760
3,155
820
3,105
00
50
00
00
00
50
25
00
00
00
00
7,033 50
2,645 00
Amount Invested.
$2,000
2,000
5,500
2,400
1,600
9,500
1,500
5,600
2,000
1,000
2,700
00
00
00
00
00
00
00
00
00
00
00
5,400 00
2,300 00
304
R E P O R T O F TH E
[Pub. D oc.
Lawrence Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks— Concluded.
Par Value.
103 N’l Hide & Leather B’k, Boston,
51 State National Bank, Boston, .
58 Third National Bank, Boston, .
40 Tremont Nat’l Bank, Boston, .
59 Nat’l Webster Bank, Boston, .
20 Arlington N’l B’k, Lawrence, .
10 Lawrence N’l B’k, Lawrence, .
Estimated
Market Value.
$10,300
5,400
5,800
4,000
5,900
2,000
1,000
$11,072
6,264
5,205
3,520
5,900
2,560
1,200
$77,900
$86,460 75
50
00
50
00
00
00
00
Amount Invested.
$10,300
5,400
5,800
4,000
5,900
2,000
1,000
00
00
00
no
00
00
00
$77,900 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Albany R.R. 5s,
Boston & Lowell R.R 4s,
Boston & Maine R R. 4s,
Concord & Montreal R.R. 4s, .
Fitchburg R.R, 5s, .
.
Fitchburg R.R. 6s, .
Old Colony R.R. 4Js,
Portland & Ogdensburg R.R. 6s,
Portsmouth, Great Falls & Conway R.R. 4is,
.
.
.
.
Maine Central & European & North
American R.R. 4s,
. . .
Boston & Maine R.R. 4|s,
$10,000
50,000
10,000
10,000
20,000
5,000
20,000
5,000
Estimated
Market Value.
$10,792
51,133
10,200
10,367
20,783
5,250
20,975
5,600
00
00
00
50
50
00
00
00
Amount Invested.
$10,000
50,000
10,000
10,000
20,000
5,000
20,000
5,000
00
00
00
00
00
00
00
00
5,000
5,594 00
5,000 00
5,000
25,000
5,067 00
28,000 00
5,000 00
25,000 00
$165,000 $173,762 00 $165,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
Kate.
$69,904 67
47,500 00
10,000 00
3§ per cent.
4
4|
“
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$25,000 00
204,000 00
21,000 00
e.
4£ per cent.
5
“
“
Amount.
$272,380 00
2,600 00
1,610 00
Kate.
6
6i
7
per cent.
»
“
No. 8 .J
SA V IN G S B A N K COM M ISSION ERS.
305
Lawrence Savings Bank — Concluded.
Amount invested in real estate for banking p urposes,.......................................
Estimated value of the s a m e , ..............................................................................
Assessed value of the s a m e , ........................................................................................
$33,000 00
35,000 00
25,500 00
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding S3,000 each, . 254
Aggregate amount of the same.....................................................................................
Total number of loans upon real e s t a t e , ................................................. 271
1,465 08
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y -la w s: January 1 and July 1.
Rate and amount of each semi-annual dividend f 2 per cent., $18,246 82 1
during the year ending Oct. 31, 1894, .
.
1 2 per cent ,
18,763 03 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 915
Number of accounts closed during the year ending Oct. 31, 1894,
. 617
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,961
272,910 00
52,747 41
37,009 85
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes).............................................................................................................
4,240 01
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
281,992 90
Number of s a m e , ........................................................................................ 4,519
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
226,143 62
Number o f s a m e , ........................................................................................ 2,586
Date of examination by commissioner: February 15.
Classification o f Deposits received during the Year ending Oct. 31, 1894.
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $ 100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Amount.
3,517
$58,824 08
522
42,903 59
206
32,097 09
170
61,153 47
58
46
41,014 67
46,000 00
4,519
$281,992 90
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
Of women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust................................
N um
ber.
Amount.
1,425
29
$114,701 51
3,896 58
49
108
3,185 60
13,357 08
306
R E P O R T OF TH E
[Pub. D oc
LEE SAVINGS B A N K -L E E .
Incorporated March 5, 1852.
Present number of corporators, 52.
C h a r l e s C . B e n t o n , President.
J o h n L . K i l b o n , Treasurer.
J o h n L. K i l b o n , Clerk o f the Corporation.
Names of committee charged with the investment o f its funds :
C. C. B e n t o n ,
C. C. H o l c o m b e ,
D e W it t S . S m i t h .
Open for business every business day, 9
B a l a n c e Sh eet O ctober
A
sse ts.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes).............................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposits in banks, not on interest,
a .m
. to 3 p . m .
31, 1894.
L ia b il it ie s .
$51,753
174,840
3,240
83,962
5,980
246,960
179,103
75
00
00
50
10
00
00
Deposits, .
Guaranty fund,
Profit and loss
count, .
$705,656 00
35,600 00
ac
37,656 29
1 0 ,2 0 0 00
175 00
16,000 00
6,697 94
$778,912 29
$778,912 29
Cash on Deposit in Banks, amount in each : —
Lee National Bank, Lee,
.
.
.
.
Pynchon National Bank, Springfield, .
Springfield National Bank, Springfield,
$6,697 94
8 ,0 0 0 00
8 ,0 0 0 0 0
Loans on Bank Stock, amount on each : —
On
On
On
On
On
7 shares Lee National Bank, Lee,
8 shares Lee National Bank, Lee,
3 shares Lee National Bank, Lee,
13 shares Lee National Bank, Lee,
10 shares Lee National Bank, Lee,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
.
.
.
.
,
$650
700
300
590
00
00
00
00
1 ,0 0 0 00
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS
307
Lee Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Boston, Mass., 5s,
of Boston, Mass., 6s,
of Providence, R. I., 5s, .
of Springfield, Mass., 4s, .
Town of Rockingham, Vt., 4s,
District of Columbia 5s, .
United States 5s,
. . .
$1,000
10,000
10,000
10,000
2,500
10,000
7,000
$50,500
Estimated
Market Value.
$1,160
11,950
11,375
10,400
2,512
10,550
8,330
00
00
00
00
50
00
00
$56,277 50
Amount Invested.
$1,000
10,000
10,000
10,000
2,500
10,000
8,253
00
00
00
00
00
00
75
$51,753 75
No. of
Shares.
Detailed Statement o f Bank Stocks.
Estimated
Market Value.
Amount Invested.
I
Par Value.
54
40
40
10
30
30
20
100
10
30
20
30
60
20
100
50
30
70
70
40
26
30
180
70
150
40
20
40
First Nat’l Bank, Adams,
First Nat’l Bank, Amherst,
Birmingham National Bank,
Birmingham, Conn., .
Atlantic Nat’l Bank, Boston, .
Atlas National Bank. Boston, .
Continental Nat’l B’k, Boston,
Everett National Bank, Boston,
First Nat’l Bank, Boston,
Hamilton Nat’l Bank, Boston,
Massachusetts N’l B’k, Boston,
State National Bank, Boston, .
Winthrop Nat’l B’k, Boston, .
N’l B’k of Commerce, Boston,
Nat’l Bank of the Common
wealth, Boston,
N’l B’k of No. America, Boston,
N’l B’k of Redemption, Boston,
N’l B’k of the Republic, Boston,
National Eagle Bank, Boston,
N’l Hide & Leather B’k, Boston,
National Revere Bank, Boston,
Nat’l Webster Bank, Boston, .
City N’l B’k, Bridgeport, Conn.,
Lee Nat’l Bank, Lee,
Adams N’J Bank, No. Adams,
Pittsfield Nat’l Bank, Pittsfield,
Agawam N’l B’k, Springfield,
First Nat’l Bank, Springfield,.
Pynchon N’l Bank, Springfield,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$5,400
4,000
$8,100 00
6,000 00
$6,300 00
5,800 00
4,000
1,000
3,000
3,000
2,000
10,000
1,000
3,000
2,000
3,000
6,000
7,000
1,227
3,510
3,450
1,665
23,500
1,105
2,850
2,320
3,495
6,950
00
50
00
00
00
00
00
00
00
00
00
6,000
1,000
3,000
3,100
2,000
10,000
1,000
3,000
2,000
3,000
6,100
00
OO
00
00
00
00
00
00
00
00
00
2,000
10,000
5,000
3,000
7,000
7,000
4,000
2,600
3,000
18,000
7,000
15,000
4,000
2,000
4,000
2,605
11,5(10
6,125
4,770
5,600
7,525
8,800
2,600
4,650
24,300
8,400
19,500
4,000
2,360
5,600
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
2,000
10,100
5,000
3,000
7,000
7,100
4,000
2,600
4,000
18,000
7,000
18,500
4,000
2,000
5,740
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
308
R E P O R T O F TH E
[Pub. D oc.
Lee Savings Bank — Continued.
No. ot
Shares.
Detailed Statement o f Bank Stocks— Concluded.
30
30
75
30
Second N’l Bank, Springfield,
Chicopee JN’l B’k, Springfield,
Housatonic Nat'l Bank, Stockbrid ge,..................................
Springfield N’lB ’k, Springfield,
Par Value.
Estimated
Market Value.
$3,000
3,000
$3,900 00
4,500 00
$4,000 00
5,250 00
7,500
3,000
10,875 00
3,750 00
9,500 00
3,750 00
Amount Invested.
$157,500 $207,532 50 $174,840 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Lowell R.R 4s,
Concord & Montreal R.R. 4s, .
Maine Central R.R. 7s, .
Old Colony R.R. 4s,
. . .
Estimated
Market Value.
$25,000
20,000
10,000
25,000
$25,375
20,400
13,500
26,375
$80,000
$85,650 00
Amount Invested.
00
00
00
00
$25,062
20,000
13,900
25,000
50
00
00
00
$83,962 50
Total Amount of Loans, with Each Specified Rate o f Interest.
Amount.
$ 8 ,0 0 0 00
8 ,0 0 0 00
líate.
Amount.
3 per cent.
4
“
$266,975 00
Rate.
5 percent.
Amount.
$172,703 00
Rate.
6
per cent.
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value o f the same, ........................................................................................
$5,980 10
3,200 00
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each,
239
Aggregate amount of tne same......................................................................................
508 07
Total number of loans upon real e s t a t e , ................................................. 2 12
Amount of investments from which no income is received,
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y-la w s: May 31 and November 30.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
193,168 00
600 0 0
37,217 64
No. 8 .]
309
SA Y IN G S B A N K COM M ISSION ERS.
Lee Savings Bank —
C oncluded.
Rate and amount of each semi-annual dividend f 2 per cent., $13,439 79 }
$26,765 04
during the year ending Oct. 31, 1894,
.
. 1 2 per cent., 13,325 25 i
Number of accounts opened during the year ending Oct. 31, 1894,
Number of accounts closed during the year ending Oct. 31, 1894,
Total number of open accounts Oct. 31, 1894,
.
.
.
.
. 279
. 234
2,129
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount o f deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
110,197 75
Number o f s a m e , ........................................................................................1,463
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
124,438 47
3,592 60
Number of s a m e , ........................................................................................ 1,371
Date o f examination by commissioner : August 17.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
1,035
$22,272 34
235
18,953 24
94
14,392 58
56
19,850 04
28
15
19,574 47
15,155 08
1,463
$110,197 75
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust................................
Amount.
656
1
$50,521 98
15 00
31
40
676 18
4,868 94
310
R E P O R T O F TH E
[Pub. Doc.
LEICESTER SAVINGS BANK — LEICESTER.
Incorporated April 17, 1869.
Present number o f corporators, 29.
L o r y S . W a t s o n , President.
J. C. W
P a r k m a n T . D e n n y , Treasurer.
Clerk o f the Corporation.
atson,
Names of committee charged with the investment of its funds:
L o r y S. W a t s o n ,
D e x t e r K n ig h t ,
Charles A . D e n n y,
Jo h n N . M u r d o c h ,
T h eo . E . W oolcock,
A lonzo B . D a v id s o n ,
E . W . Co n a n t .
Open for business every business day, except Saturdays, 9
Saturdays, 9 a .m . to 1 p .m .
B a l a n c e Sh e e t O ctober
A ssets.
Public funds as per schedule,
.
Loan on public funds,
Bank stock as per schedule,
Railroad bonds as per schedule,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in bank, on interest,
Expense account,
Premium account,
a .m
. to 1 p . m ; 2 to 4 p . m .
31, 1894.
L ia b il it ie s .
$223,000 00
1 ,0 0 0 00
41,463
69,000
172,379
31,677
69
00
43
00
18,692
10,337
325
1,410
00
79
22
48
Deposits, .
Guaranty fund,
Interest account,
$569,285 61
$536,520 08
18,368 67
14,396 86
$569,285 61
Cash on Deposit in Bank : —
Leicester National Bank, L e i c e s t e r , .................................................
$ 1 0 ,3 3 7 79
Loan on Public Funds : —
On $1,000 United States 4s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$ 1,000 00
No. 8 .]
311
SA Y IN G S B A N K COM M ISSION ERS
Leicester Savings Bank — Continued.
Detailed Statement o f Public Funds.
Far Value.
Town of Beverly, Mass., 4s, .
of Braintree, Mass., 4s, .
of Clinton, Mass., 4s,
of Great Barrington, Mass., 4s,
of Holbrook, Mass , 4s, .
of Orange, Mass., 4s,
of Randolph, Mass., 4 s,.
City of Boston, Mass., 4s,
of Chelsea, Mass., 6s,
of Chelsea, Mass., 4s,
of Cleveland, Ohio, 4s,
of Columbus, Ohio, 4s,
of Dayton, Ohio, 4 s,.
of Dayton, Ohio, 6 s,.
of Fall River, Mass., 6s, .
of Grand Rapids, Mich., 4^3, .
of Lawrence, Mass., 4s, .
of Lynn, Mass., 4s, .
of Lowell, Mass., 4s,
of Manchester, N. H., 6s,
of Waltham, Mass., 4s,
of Waterburv, Conn., 4s, .
of Worcester, Mass., 4|s,.
of Bay City, Mich., 4s,
of New Britain, Conn., 4s,
Town of No. Attleboro’, Mass., 4s, .
of Leicester, Mass., 4s, .
f 10,000
5,000
11,000
5,000
10,000
18,000
24,000
5,000
8,000
5,000
5,000
10,000
5,000
5,000
1,000
8,000
10,000
9,000
10,000
1,000
12,000
5,000
4,000
15,000
5,000
5,000
12,000
Estimated
Market Value.
$10,400
5,250
11,242
5,250
10,450
18,510
24,960
5,100
8,040
5,100
5,100
10,000
5,000
5,225
1,100
8,720
10,250
9,525
10,450
1,140
12,480
5,087
4,360
15,400
5,125
5,200
12,357
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
50
00
00
00
00
30
Amount Invested.
$10,000
5,000
11,000
5,000
10,000
18,000
24,000
5,000
8,000
5,000
5,000
10,000
5,000
5,000
1,000
8,000
10,000
9,000
10,000
1,000
12,000
5,000
4,000
15,000
5,000
5,000
12,000
00
00
00
00
00
00
00
00
00
00
00
00*
00*
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
$223,000 $230,821 80 $223,000 00
*
Legal investments when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
10 Continental N’l Bank, Boston,
30 Eliot National Bank, Boston, .
15 Market National Bank, Boston,
20 North National Bank, Boston,
20 Nat’l Webster Bank, Boston, .
50 N'l Hide & Leather B’k, Boston,
15 National Revere Bank, Boston,
12 N’l B’k of No. America, Boston,
20 National Bank of the Commonwealth, Boston,
50 State National Bank, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
$1,000
3,000
1,500
2,000
2,000
5,000
1,500
1,200
2,000
5,000
Estimated
Market Value.
$1,150
3,930
1,275
2,320
2,000
5,375
1,428
1,380
00
00
00
00
00
00
75
00
2,605 00
5,800 00
Amount Invested.
$1,150
3,610
1,770
2,425
2,000
5,951
1,925
1,346
00
00
04
00
00
40
00
00
2,100 00
5,397 50
312
R E P O R T O F TH E
[Pub. D oc
Leicester Savings Bank — Continued.
No. of
Shares.
Detailed Statement of Bank Stocks — Concluded.
25
47-1
11
10
25
Par Value.
Howard Nat’l Bank, Boston, .
Leicester N’l Bank, Leicester,
Millbury N’l Bank, Mill bury,.
Oxford Nat’l Bank, Oxford, .
Central NT Bank, Worcester,.
$2,500
4,750
1,100
1,000
2,500
$36,050
Estimated
Market Value.
$2,418
7,125
1,100
1,050
3,625
Amount Invested.
75
00
00
00
00
$2,635
5,261
1,314
1,050
3,525
$42,582 50
00
25
50
00
00
$41,463 69
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Maine R.R 4 s,.
Boston & Providence R.R. 4 s ,.
Eastern R.R. 6s,
. . .
Fitchburg R.R. 4s, .
Fitchburg R.R. 4is, .
.
.
.
Fitchburg R.R. 5s, .
.
.
.
Leeds & Farmington R R . 6s, .
Old Colony R.R. 4s, .
Upper Coos R.R. 4s,
. . .
Vermont & Massachusetts R.R. 5s,.
$7,000
20,000
5,000
3,000
4,000
3,000
3,000
4,000
5,000
5,000
10,000
$69,000
Estimated
Market Value.
$7,095
20,400
5,250
3,630
3,920
3,030
3,105
4,120
5,250
4,900
10,800
Amount Invested.
00
00
00
00
00
00
00
00
00
00
00
$71,500 00
$7,000
20,000
5,000
3,000
4,000
3,000
3,000
4,000
5,000
5,000
10,000
00
00
00
00
00
00
00
00
00
00
00
$69,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$10,337 79
19,662 00
Rate.
2 per cent.
4
“
Amount.
$ 8 ,0 0 0 00
151,957 00
Rate.
4¿ per cent.
5
“
Amount.
$1,800 00
42,329 43
Rate.
5J per cent.
6
Number of loans which are of an amount not exceeding $3,000 each, . 134
Aggregate amount of the s a m e , ...............................................................................$126,956 43
Total number of loans upon real e s t a t e , ................................................. 135
Gross amount of interest or profits received or earned, as per books,
during year ending Oct. 31, 1 8 9 4 , .....................................................................
Times for the dividends fixed by the by-law s: June 1 and December 1.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
24,080 21
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS
313
Leicester Savings Bank — Concluded.
Rate and amount of each semi-annual dividend r 2 per cent., $9,644 16 1
$19,389 52
during the year ending Oct. 31, 1894,
.
j 2 per cent., 9,745 36 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 133
Number of accounts closed during the year ending Oct. 31, 1894,
.
92
Total number of open accounts Oct. 31,1894,
.
.
.
.
1,125
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ............................................................................................... 636
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
1,171 25
80,958 72
65,554 85
Number of same.....................................................................................................741
Date of examination by commissioner: March 8 .
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num
ber.
Of $50 and less,
Exceeding $50 and
more than $100,
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
.
O f $1,000 or more, .
N um
ber.
Amount.
404
$8,498 17
90
7,645 68
41
6,677 13
56
20,343 09
26
19
18,794 65
19,000 00
636
$80,958 72
not
not
not
To the credit —
Of women, both adult
and minor,
O f religious and chari
table associations, .
In trust, .
.
.
.
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
’
Amount.
251
$35,558 56
6
16
199 53
2,680 81
314
R E P O R T O F TH E
[Pub. D oc.
LENOX SAVINGS B A N K — LENOX.
Incorporated April 4, 1890.
Present number of corporators, 9.
H enry Sedgwick , President.
E dward M cD onald, Treasurer.
M. A. Brown, Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
T homas P ost,
R. H. W alker ,
H . Sedgwick .
C. R . B ond,
Open for business every business day, 9
a .m .
to 3
p .m
.
B a l a n c e S h e e t O c t o b e r 31, 1894.
A ssets.
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, not on interest,
Expense account,
L ia b il it ie s .
$29,522
500
5,143
108.100
00
00
06
00
8 ,0 0 0 00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss account, .
$163,926 80
915 74
828 79
643 21
10,500 00
4,540 23
9 25
$166,314 54
$166,314 54
Cash on Deposit in Bank : —
Lenox National Bank, L e n o x , .............................................................................. $4,540 23
Loan on B ank,Stock: —
On 5 shares Lenox National Bank, L e n o x ,...........................................................$500 00
■ No. o f
Shares.
Detailed Statement o f Bank Stocks.
10
10
12
10
Par Value.
C h a p in N ’ l B a n k , S p r in g fie ld ,
C ity N a t ’l B a n k , S p r in g fie ld , .
C h ic o p e e N ’ l B ’k , S p r in g fie ld ,
S econ d N a t ’ l B ’k , S p rin g fie ld ,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$ 1 ,0 0 0
1 ,00 0
1 ,2 0 0
1 ,00 0
Estimated
Market Value.
$ 1 ,5 5 0
1,55 0
2 ,1 0 0
1 ,5 5 0
00
00
00
00
Amount Invested.
$ 1 ,5 5 0
1 ,5 5 0
2 ,1 0 0
1 ,55 0
00
00
00
00
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS
315
L e n o x S a v in g s B a n k — C on tin u ed .
No. of
Shares.
Detailed Statement o f Bank Stocks —
18
22
5
9
10
10
85
11
12
27
M e c h a n ic s1 N ’l B ’k , W o r c e s te r ,
P ittsfie ld -N’ l B a n k , P ittsfield,
P a lm e r N a t 'l B a n k , P a lm e r, .
J o h n H a n c o c k N a tio n a l B a n k ,
S p r in g fie ld ,
W a r e N a tio n a l B a n k , W a r e , .
F ir s t N a tio n a l B ’k , W o r c e s te r ,
L e n o x N a t’l B a n k , L e n o x , . .
A g r ic u ltu r a l N ’ l B ’k , P ittsfield,
H o u sa to n ic
N a tio n a l
Bank,
S to c k b rid g e ,
L e e N a tio n a l B a n k , L e e ,
C o n c lu d e d .
Par Value.
Estimated
Market Value.
$ 1 ,8 0 0
2 ,2 0 0
500
$ 1 ,8 0 0 0 0
2 ,7 5 0 00
7 7 5 00
Amount Invested,
$ 1 ,8 0 0 0 0
3 ,4 2 0 0 0
775 00
900
1,00 0
1,00 0
3 ,5 0 0
1,100
1 ,1 7 0
1 ,2 0 0
1 ,9 0 0
4 ,3 7 5
2 ,9 1 5
00
00
00
00
00
1 ,20 0
2 ,70 0
2 ,0 1 0 00
3 ,6 4 5 0 0
2 ,0 1 0 0 0
3 ,6 0 6 0 0
$ 2 0 ,1 0 0
$ 2 9 ,2 9 0 00
$ 2 9 ,5 2 2 0 0
1 ,1 7 0
1 ,2 0 0
1 ,9 0 0
4 ,2 2 0
2 ,6 7 1
00
00
00
00
00
Detailed Statement o f Railroad Bonds.
F itc h b u r g R .R . 5 s,
.
Par Value.
Estimated
Market Value.
$ 5,000
$ 5 ,2 3 7 5 0
Amount Invested.
$ 5 ,1 4 3 06
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$10,500 00
Hate.
4 per cent.
Amount.
$69,100 00
Rate.
5 per cent.
Amount.
$47,500 00
Rate.
6
per cent.
Number o f loans which are of an amount not exceeding $3,000 each,
29
Aggregate amount of the s a m e , ...............................................................................$31,085 00
Total number of loans upon real e s t a t e , ................................................. 41
Amount of investments from which no income is received, .
.
.
.
1,900 00
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
7,287 42
Times for the dividends fixed by the b y-law s: first Tuesday in January
and July.
Rate and amount of each semi-annual dividend f 2 per cent.,
during the year ending Oct. 31, 1894,
.
. i2pe rce n t.,
$2,688 94 7
2,864 83 i
Number of accounts opened during the year ending Oct. 31, 1894,
. 162
Number of accounts closed during the year ending Oct. 31, 1894,
.
92
Total number o f open accounts Oct. 31, 1 8 9 4 , ....................................... 553
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
5553
’
77
316
R E P O R T O F TH E
[Pub. D oc
L e n o x S a v in g s B a n k — C oncluded .
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes)..............................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .................................................................................................. 825
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , .................................................................................................. 395
Date of examination by commissioner : August 16.
$9 52
51,457 14
36,911 74
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Number.
Of $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or .more, .
Totals,
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
599
$14,225 98
138
11,854 46
56
8,760 37
21
7,136 25
5
6
3,480 08
6,000 00
825
$51,457 14
not
not
not
less
.
Number.
Amount.
T o the credit —
O f women, both adult
and minor,
Of religious and charitable associations, .
In trust, .
.
.
.
Amount.
275
$14,896 80
3
3
1,434 25
287 00
No. 8 .]
317
SA Y IN G S B A N K CO M M ISSION ERS
LEOMINSTER SAVINGS BANK — LEOMINSTER.
Incorporated March 16, 1865.
Present number of corporators, 35.
J. G. T enney , President.
A. L . Burditt, Treasurer.
A. L . Burditt , Clerk o f the Corporation.
Names o f committee charged with the investment o f its fu n d s:
G eo. H all ,
Chas . C. B oyden,
H amilton M ayo ,
A. L . B urditt,
Clesson K enney .
Open for business every business day, except Saturdays, 9 a . m . to 12 m .; 1 to 3 p . m .;
Saturdays, close at 2 p . m .
B a l a n c e S h e e t O c t o b e r 31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
.
Loans on public funds,
Bank stock as per schedule,
Loans on bank sto c k ,.
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposit in bank, on interest,
Cash on hand,
.
.
.
.
$ 1 0 1 ,0 0 0
150
62,710
4,650
29,500
24,000
600
541,892
132,635
3,500
125
22,736
586
00
00
00
00
00
Deposits, .
Guaranty fund,
Interest account,
$861,173 97
40,000 00
22,910 79
00
00
15
00
00
00
16
45
$924,084 76
$924,084 76
Cash on Deposit in B a n k : —
Leominster National Bank, L e o m i n s t e r , ........................................................... $22,736 16
Loan on Public F u n d s: —
On $200 United States 4s.................................................................................................
$150 00
Loans on Bank Stock, amount on each : —
On 25 shares Central National Bank, L y n n ,...........................................................$1,000 00
On 55 shares Leominster National Bank, Leominster,........................................
3,650 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
318
E E P O E T O F TH E
[Pub. D oc
L e o m i n s t e r S a v i n g s B a n k — Continued.
Detailed Statement o f Public Funds.
Par Value.
C ity o f B ro ck to n , M a s s ., 4 s,
o f C h ic a g o , 111., 4 s , .
o f F a ll R iv e r , M a s s ., 4 s , .
o f M e r id e n , C o n n ., 4 s,
o f Q u in c y , M a s s ., 4 s,
T o w n o f L e o m in ste r , M a s s ., 4 s,
o f P ea b o d y , M a s s ., 4 s, .
o f R e a d in g , M a s s ., 4 s , .
Estimated
Market Value.
1 8 ,0 0 0
2 5 ,0 0 0
1 1 ,0 0 0
1 0 ,0 0 0
1 0 ,0 0 0
2 1 ,0 0 0
6 ,0 0 0
1 0 ,0 0 0
$ 1 0 1 ,0 0 0
$ 8 ,0 0 0
2 6 ,0 0 0
1 1 ,2 2 0
1 0 ,2 0 0
1 0 ,2 0 0
2 1 ,2 1 0
6 ,0 0 0
1 0 ,2 0 0
00
00
00
00
00
00
00
00
$ 1 0 3 ,0 3 0 00
Amount Invested,
$ 8 ,0 0 0
2 5 ,0 0 0
1 1 ,0 0 0
1 0 ,0 0 0
1 0 ,0 0 0
2 1 ,0 0 0
6 ,0 0 0
1 0 ,0 0 0
00
00*
00
00
00
00
00
00
$ 1 0 1 ,0 0 0 0 0
* A legal investment when made.
No. o f I
Shares. 1
Detailed Statement o f Bank Stocks.
50
62
27
61
10
3
25
34
20
15
17
2
1
20
30
9
80
160
20
Par Value.
N a tio n a l W e b s t e r B ’k , B o sto n ,
B o sto n N a t ’l B a n k , B o sto n ,
C e n tra l N a t ’l B a n k, B o sto n , .
G lo b e N a t’l B a n k , B o sto n ,
M a rk e t N a t ’l B a n k , B o sto n ,
.
B la c k sto n e N a t’l B a n k , B o sto n ,
E li o t N a t ’l B a n k , B o sto n ,
E v e r e tt N a t’ l B a n k , B o sto n ,
.
C o n tin e n ta l N ’l B a n k , B o ston ,
B o y lsto n N a t’ l B a n k , B o sto n , .
N a tio n a l E a g le B a n k , B o sto n ,
S h oe & L e a th e r N ’l B ’ k, B o ston ,
W in th r o p N ’l B a n k , B o sto n , .
N ’l B ’k o f the C o m m o n w e a lth ,
B o sto n ,
.
.
.
.
N ’l B ’k o f N o A m e r ic a , B o sto n ,
N ’l B ’ k o f C o m m e r c e , B o sto n ,
S a fe ty Fund N ’ l B ’ k, F itc h b u rg ,
L e o m in ste r N ’l B ’ k, L e o m in ste r,
C ro c k e r N a t ’l B a n k , T u rn e r 's
F a l l s , ..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$ 5 ,0 0 0
6 ,2 0 0
2 ,7 0 0
6 ,1 0 0
1,00 0
300
2 ,5 0 0
3 ,4 0 0
2 ,0 0 0
1 ,50 0
1 ,7 0 0
200
100
$ 5 ,0 0 0
6 ,2 0 0
3 ,4 2 9
5 ,4 9 0
890
300
3 ,2 7 5
2 ,8 2 2
2 ,3 0 0
1 ,87 5
1,411
180
116
00
00
00
00
00
00
00
00
00
00
00
00
00
$ 5 ,0 0 0
5 ,8 9 0
2 ,7 0 0
5 ,4 8 0
850
285
2 ,5 0 0
2 ,8 9 0
2 ,0 0 0
1 ,5 0 0
1 ,4 4 5
170
100
00
00
00
00
00
00
00
00
00
00
00
00
00
2 ,0 0 0
3 ,0 0 0
9 00
8 ,0 0 0
1 6,0 0 0
2 ,6 0 0
3 ,4 5 0
1 ,0 3 5
8 ,8 0 0
1 6 ,8 0 0
00
00
00
00
00
2 ,0 0 0
3 000
900
8 ,0 0 0
1 6 ,0 0 0
00
00
00
00
00
2 ,0 0 0
2 ,4 0 0 00
2 ,0 0 0 0 0
$ 6 4 ,6 0 0
$ 6 8 ,3 7 3 0 0
$ 6 2 ,7 1 0 0 0
No. 8 .]
319
SA Y IN G S B A N K COM M ISSION ERS.
L e o m i n s t e r S a v in g s B a n k —
Continued.
Detailed Statement o f Railroad Bonds.
B o sto n & M a in e R .R . 4 s , .
F itc h b u r g R .R . 4 s , .
.
F itc h b u r g R .R . 5 s , .
.
.
Par Value.
Estimated
Market Value.
Amount Invested.
$ 1 5 ,0 0 0
1 0 ,0 0 0
5 ,0 0 0
$ 1 5 ,0 0 0 0 0
9 .5 0 0 0 0
5 .5 0 0 0 0
$ 1 5 ,0 0 0 0 0
9 ,5 0 0 0 0
5 ,0 0 0 0 0
$ 3 0 ,0 0 0
$ 3 0 ,0 0 0 0 0
$ 2 9 ,5 0 0 0 0
Total Amount o f Loans, with Each Specified Rate of Interest.
Bate.
Amount.
$22,736 16
3,600 00
2
per cent.
4
“
Amount.
Rate.
Amount.
$235,504 00
66,445 00
5 per cent.
5h
“
$377,403 15
Rate.
6
Amount invested in real estate for banking purposes,........................................
Estimated value of the s a m e , ..............................................................................
Assessed value of the s a m e ,........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Value, by books, of other real estate held or owned by foreclosure or
per cent.
$24,000
24.000
17.000
1,449
00
00
00
91
o t h e r w i s e ,.....................................................................................................................
Assessed value o f the s a m e ,........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each, 453
600 00
600 00
50 00
Aggregate amount of the same......................................................................................
Total number of loans upon real e s t a t e , ................................................. 449
Gross amount of interest or profits received or earned, as per books, dur
414,552 15
ing year ending Oct. 31, 1894.....................................................................................
Times for the dividends fixed by the b y-la w s: January 1 and July 1.
Rate and amount of each semi-annual dividend J 2 per cent., $15,693 36 )
during the year ending Oct. 31, 1894,
.
. i2 p e rce n t., 15,896 21 J
47,001 44
31,589 57
Number of accounts opened during the year ending Oct. 31, 1894,
. 513
Number of accounts closed during the year ending Oct. 31, 1894,
. 321
Total number of open accounts Oct. 31, 1894,
.
.
.
.
3,025
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Am ount of deposits, not including dividends, received during the year
1,989 84
ending Oct. 31, 1894.......................................................................................................
Number o f same..............................................................................................1,951
Amount of withdrawals, including dividends, during the year ending Oct.
168,203 18
31, 1 8 9 4 , .....................................................................................................................
Number of s a m e , ........................................................................................ 1,928
Date of examination by commissioner: March 13.
148,223 22
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
320
R E P O R T O F TH E
L e o m in s t e r S a v in g s B a n k —
[Pub. D oc
Concluded.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
not
not
not
less
Num
ber.
Amount.
1,248
$27,985 45
343
20,468 58
125
19,809 33
161
40,252 61
45
29
30,561 23
29,125 98
1,951
$168,203 18
Num
ber.
T o the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
Amount.
1,024
5
$75,543 08
2,065 00
24
30
6,019 62
8,659 70
No. 8 .]
321
SA Y IN G S B A N K CO M M ISSION ERS.
L E X IN G T O N
S A V IN G S
Incorporated March 11, 1871.
B A N K — L E X IN G T O N .
Present number of corporators, 39.
B radley C. W hitcher , President.
James E. Crone, Treasurer.
A ugustus E. Scott, Clerk o f the Corporation.
Names of committee charged with the investment o f its fu n d s:
L eonard A. Saville ,
W alter W ellington,
L yman L awrence ,
E dwin S. Spaulding ,
B radley C. W hitcher .
Open for business Wednesday, 3.30 to 6 p .m . ; Saturday, 3.30 to 7 p .m .
B a l a n c e Sh e e t O c t o b e r 31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Loan on public funds,
Loan on bank stock, .
Railroad bonds as per schedule,
Loan on railroad bonds,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposit in bank, on interest,
Expense account,
Cash on hand,
.
$20,318 75
25,000 00
2 ,0 0 0 00
39.500 00
2 ,0 0 0 00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss account, .
$308,671 0 0
9,405 61
3,146 68
2,582 50
201,061 15
16,400 00
1 0 ,0 0 0 00
5,251 16
90 92
2,183 81
$323,805 79
$323,805 79
Cash on Deposit in B a n k : —
Fourth National Bank, B o s t o n , ...............................................................................$5,251 16
Loan on Public Funds : —
On $26,000 City of Boston, M ass., 4 s , ..................................................................... $25,000 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
322
R E P O R T O F TH E
[Pub. D oc
L e x i n g t o n S a v in g s B a n k — C ontinued.
Loan on Bank Stock : —
On 15 shares Merchants’ National Bank, B o s t o n , ........................................I
On 10 shares National Bank o f North America, Boston,
.
.
.
. j
* 2 000 00
^ ’
Loan on Railroad Bonds : —
On $2,000 Eastern R .R . 6 s , .........................................................................................$2,000 00
Detailed Statement o f Public Funds.
Par Value.
C ity o f
C o u n ty
C ity o f
of
C o n c o r d , N . H ., 4s,
o f A r o o s to o k , M e ., 4 | s,
C le v e la n d , O h io , 5 s,
M ilw a u k e e , W i s ., 5 s , .
$ 5 ,0 0 0
5 .0 0 0
5 .0 0 0
5 .0 0 0
$ 2 0 ,0 0 0
Estimated
Market Value.
$ 5 ,2 0 0
5 ,3 1 8
5 ,4 2 5
5 ,4 7 5
00
75
00
00
$ 2 1 ,4 1 8 7 5
Amount Invested.
$ 5 ,0 0 0
5 ,3 1 8
5 .0 0 0
5 .0 0 0
00
75
00
00
$ 2 0 ,3 1 8 7 5
Detailed Statement o f Railroad Bonds.
Par Value.
B o sto n & L o w e ll R .R . 4 s,
B o sto n , R e v e re B e a c h & L y n n R R . 6 s,
C h e sh ire R R . 6s,
C o n cord & M o n tr e a l R .R . 4 s , .
L o w e ll & L a w re n c e R .R . 6 s, .
M a in e C e n tra l R .R . 4-^s, .
P o r tla n d & O g d e n s b u r g R .R . 6 s,
B o sto n & M a in e R .R . 4*-s,
C o n n . & P a ssu m p sic R iv e r s R .R . 4 s,
$ 6 ,0 0 0
Estimated
Market Value.
Amount Invested.
5 .0 0 0
$ 6 ,0 6 0 00
2,100 0 0
1 ,06 0 0 0
5 .1 0 0 0 0
2.100 00
3 ,6 7 5 00
5 ,5 0 0 00
1 1 ,0 5 0 0 0
5 ,0 5 0 00
$ 6 ,0 0 0 0 0
2,000 0 0
1,000 0 0
5 .0 0 0 0 0
2.000 0 0
3 ,5 0 0 0 0
5 .0 0 0 0 0
10,000 0 0
5 .0 0 0 0 0
$ 3 9 ,5 0 0
$ 4 1 ,6 9 5 0 0
$ 3 9 ,5 0 0 00
2,000
1,000
5 .0 0 0
2.000
3 ,5 0 0
5 .0 0 0
10,000
Total Amount of Loans, with Each Specified Rate o f Interest.
Amount.
«
$5,251 16
3,000 00
Kate.
3 per cent.
3à “
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$32,000 00
19,200 00
Rate.
Amount.
4 per cent.
5
“
$202,161 15
100 00
Kate.
6
per cent.
73
'To
“
No. 8 .]
323
SA Y IN G S B A N K COM M ISSION ERS
L e x i n g t o n S a v in g s B a n k — Concluded.
Number of loans which are of an amount not exceeding $3,000 each,
101
Aggregate amount of the s a m e , ............................................................................... $154,961
Total number of loans upon real e s t a t e , ................................................. 94
Gross amount of interest or profits received or earned, as per books, dur
17,300
ing year ending Oct. 31, 1 8 9 4 , ..............................................................................
Time for the dividends fixed by the b y-la w s: third Wednesday in April
and October.
Rate and amount of each semi-annual dividend f 2£ per cent., $6,952 38 1
12,778
during the year ending Oct. 31, 1894,
.
. 1 2 per cent.,
5,826 02 J
Number of accounts opened during the year ending Oct. 31, 1894,
156
Number of accounts closed during the year ending Oct. 31, 1894,
95
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
1,111
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
850
clusive of taxes),
..................................................................................................
15
60
40
16
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .................................................................................................. 1,149
Amount o f withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , ...............................................................................................744
Date of examination by commissioner: January 18.
68,683 73
61,120 09
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num
ber.
•
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
890
$16,970 99
128
10,760 72
66
9,921 10
45
15,018 32
14
6
9,652 60
6,360 00
1,149
$68,683 73
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num
ber.
Amount.
T o the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust, .
.
.
.
Amount.
546
1
$29,973 65
300 00
27
58
1,774 83
5,208 05
324
R E P O R T O F TH E
L O W E L L F IV E
CENTS
S A V IN G S
Incorporated April 12, 1854.
[Pub. D oc.
BANK — LOW ELL.
Present number of corporators, 62.
W illiam S. Southworth, President.
A ustin K. Chadwick , Treasurer.
A ustin K . Chadwick , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
G eo. F . P enniman ,
George S. Chenet ,
A rthur Staples,
John H . M cA lvin ,
A lbion C. T aylor ,
A ustin K . Chadwick .
Open for business every business day, 9 a .m . to 1 p .m . ; also Saturday, 7 to 9 p . m.
B
alance
S h e e t O c t o b e r 3 1, 1894.
A ssets.
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate (for banking pur
poses)...............................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , ........................................
Deposits in banks, on interest, .
Cash on hand,
.
.
.
.
L ia b il it ie s .
$179,720 00
15.000 00
75.000 00
65.000
3,000
792,441
525,550
00
00
67
00
Deposits, .
Guaranty fund,
Profit and loss ac
count,
Premium account, .
$1,569,538 89
66,500 00
62,083 54
653 00
25.000 00
15,790 55
2,273 21
$1,698,775 43
$1,698,775 43
Cash on Deposit in Banks, amount in each: —
Prescott National Bank, L o w e l l , .......................................
Appleton National Bank, L o w e ll,.......................................
National Bank of the Commonwealth, Boston,
$1,275 44
14,423 14
91 97
Loans on Bank Stock, amount on each: —
On 23 shares Prescott National Bank, Lowell,
On 7 shares Old Lowell National Bank, Lowell, .
On 14 shares Appleton National Bank, Lowell,
.
On 34 shares Rollstone National Bank, Fitchburg,
On 1 share Old Lowell National Bank, Lowell,
On 1 share First National Bank, Lowell,
On 2 shares Crocker National Bank, Turner’s Falls,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2,600 0 0
2,000 00
400 00
No. 8 .]
S A Y IN G S B A N K CO M M ISSION ERS.
325
Lowell Five Cents Savings Bank — Continued.
On
On
On
On
3 shares Old Lowell National Bank, L o w e l l ,.................................................
15 shares First National Bank, L o w e l l , ...........................................................
15 shares Railroad National Bank, L o w e l l , ...................................................
44 shares Merchants’ National Bank, L o w e ll,.................................................
On 9 shares Prescott National Bank, Lowell,
.
.
.
.
.
.
On 25 shares Railroad National Bank, L o w e l l , ...................................................
$ 2,200
00
7,800 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
44
33
40
52
60
40
70
30
50
20
17
20
5
50
60
50
22
20
40
10
5
90
100
10
27
25
60
5
20
92
71
40
20
85
35
83
135
78
Par Value.
Atlas National Bank, Boston, .
Blackstone Nat’l B’k, Boston,.
Boston National B’k, Boston, .
Boylston Nat’l Bank, Boston, •
National City Bank, Boston, .
National Bank of Commerce,
Boston,
.
.
.
.
Continental Nat’l B’k, Boston,
National Eagle Bank, Boston,
Eliot National Bank, Boston, .
Everett National Bank, Boston,
Nat’l Exchange Bank, Boston,
National Bank of the Commonwealth, Boston, .
Faneuil Hall N’l Bank, Boston,
Freeman’s Nat’l Bank, Boston,
Globe Nat’l Bank, Boston,
Hamilton Nat’l Bank, Boston,
N’l Hide & Leather B’k, Boston,
Howard Nat’l Bank, Boston, .
Lincoln Nat’l Bank, Boston, .
Merchants’ N’l Bank, Boston,
North Nat’l Bank, Boston,
N’l B’k of No. America, Boston,
N’l B’k of Redemption, Boston,
N’l B’k of the Republic, Boston,
Nat’l Revere Bank, Boston, .
Second Nat’l Bank, Boston, .
Shoe & Leather N ’l Bk, Boston,
Shawmut Nat’l Bank, Boston,
State Nat’l Bank, Boston,
Suffolk National Bank, Boston,
Tremont Nat’l Bank, Boston, .
Nat’l Union Bank, Boston,
Washington Nat'l B’k, Boston,
First Nat’l Bank, Lowell, . .
Merchants’ Nat’l Bank, Lowell,
Old Lowell Nat’l B’k, Lowell,
Prescott Nat’l Bank, Lowell, .
Railroad Nat’l Bank, Lowell,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$4,400
3,300
4,000
5,200
5,000
$5,148
3,300
4,160
6,500
4,100
00
00
00
00
00
$4,400
3,300
4,000
5,200
5,000
00
00
00
00
00
4,000
7,000
3,000
5,000
2,000
1,700
4,600
8,540
2,490
6,550
1,660
2,142
00
00
00
00
00
00
4,000
7,000
3,000
5,000
2,000
1,700
00
00
00
00
00
00
2,000
500
5,000
6,000
5,000
2,200
2,000
4,000
1,000
' 500
9,000
10,000
1,000
2,700
2,500
6,000
500
2,000
9,200
7,100
4,000
2,000
8,500
3,500
8,300
13,500
7,800
2,580
645
5,000
5,400
5,500
2,354
1,920
3,120
1,570
565
10,440
12,500
1,590
2,565
4,625
5,400
665
2,320
9,200
6,248
5,320
2,180
14,450
5,250
9,960
20,250
9,360
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
2,000
500
5,000
6,000
5,000
2,200
2,000
4,000
1,000
500
9,000
10,000
1,000
2,700
2,500
6,000
500
2,000
9,200
7,100
4,000
2,000
11,305
3,500
10,375
16,740
9,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$170,400 $200,167 00 $179,720 00
R E P O R T O F TH E
326
[Pub. D oc
Lowell Five Cents Savings Bank —
C ontinued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Fitchburg R.R. 5s, .
Maine Central R.R. 4^s, .
Estimated
Market Value.
Amount Invested.
$20,000
40.000
15.000
$20,000 00
42,500 00
15,900 00
$20,000 00
40.000 00
15.000 00
$75,000
$78,400 00
$75,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$91
15,698
283,000
50,000
Rate.
97
58
00
00
2
3
4
4£
per cent.
“
“
“
Rate.
Amount.
$233,000
22,300
619,441
31,000
00
00
67
00
4^ per cent.
41
“
5
“
H
“
Amount.
$17,800 00
71,450 00
30,000 00
Rate.
5^ per cent.
6
“
6h
“
Amount invested in real estate for banking p urposes,................................$65,000
Estimated value of the s a m e , ...................................................................
65,000
Assessed value of the s a m e , .............................................................................
56,420
Net income received from same during year ending Oct. 31, 1894, .
.
Value, by books, of other real estate held or owned by foreclosure or
o t h e r w i s e ,..........................................................................................................
3,000
Assessed value of the s a m e , .............................................................................
5,700
Net income received from same during year ending Oct. 31, 1894, .
.
Number of loans which are of an amount not exceeding $3,000 each, 186
Aggregate amount o f the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 230
00
00
00
606 29
00
00
184 45
260,691 67
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1894.....................................................................................
77,030
Times for the dividends fixed by the by-laws : first Saturday in January
and July.
Rate and amount of each semi-annual dividend f 2 per c e n t, $29,265 34 1
gg ^
during the year ending Oct. 31, 1894, .
.
i 2 per cent., 29,136 67 J
’
Number of accounts opened during the year ending Oct. 31, 1894,
1,493
Number of accounts closed during the year ending Oct. 31, 1894,
1,232
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
7,323
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive o f t a x e s ) , ............................................................................................................. 6,318
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
266,568
Number of s a m e , .................................................................................................. 7,378
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
264,340
Number of s a m e , .................................................................................................. 4,314
Date of examination by commissioner: September 14.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
31
oi
28
27
74
No. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
327
Lowell Five Cents Savings Bank — Concluded.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Amount.
6,574
$58,791 39
354
29,670 42
175
27,365 16
170
61,255 91
58
47
41,485 39
48,000 00
7,378
$266,568 27
not
not
not
less
Totals,
f
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
.
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
3,043
10
$104,664 09
2,229 07
31
587
2,810 24
28,864 83
K EPO K T O F TH E
328
[Pub. Doc,
LOW ELL INSTITUTION FOR SAVINGS — LOW ELL.
Incorporated Feb. 20, 1829.
Present number of corporators, 50.
A . S t . J oh n C h a m b r e , President.
G e o r g e J. C a r n e t , Treasurer.
G e o r g e J. C a r n e y , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
G e o r g e S. M o t l e y ,
J a m e s W . B. S h a w ,
F r e d e r ic k T a y l o r ,
G eo . J. C a r n e y .
Open for business every business day, 9 a .m . to 2 p .m ., and Saturdays, 7 to 9
payments, Tuesday, Thursday, Saturday, 9 a . m . to 2 p .m . ;
and Saturdays, 7 to 9 p . m .
B alan ce Sh ee t O ctober
A ssets.
p .m .
; for
31, 1894.
L ia b il it ie s .
$65,000 00
170,500 00
15,350 00
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock,
Real estate (for banking pur
poses),
.
.
.
.
.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
Suspense account, .
20,334 06
1,773,092 00
910,400 00
$4,399,116 39
221,806 25
.
30,319 83
84,283 01
1,642,710 00
138,139 42
$4,735,525 48
$4,735,525 48
Cash on Deposit in Banks, amount in each: —
$75,000 00
63,139 42
W amesit National Bank, Lowell, .
Merchants’ National Bank, Lowell,
10 shares Merchants’ National Bank, Lowell,
2 shares Prescott National Bank, Lowell,
10 shares Railroad National Bank, Lowell,
140 shares Wamesit National Bank, Lowell,
30 shares Merchants’ National Bank, Lowell,
5 shares Railroad National Bank, Lowell,
16 shares Prescott National Bank, Lowell,
25 shares First National Bank, Lowell, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
.
.
o
o
Loans on Bank Stock, amount on each : —
On
On
On
On
On
On
On
On
00
1 ,2 0 0 0 0
9,000 0 0
2 ,0 0 0 00
.
300 00
650 0 0
1,800 0 0
No. 8 .]
S A Y IN G S B A N K CO M M ISSION ERS
329
Lowell Institution for Savings — Continued.
Detailed Statement o f Public Funds.
Par Value.
District of Columbia 5s, .
$65,000
Estimated
Market Value.
Amount Invested.
$65,000 00
$65,000 00
Ko. o f
Shares.
Detailed Statement o f Bank Stocks.
142
174
344
161
473
160
80
171
Par Value.
Columbian Nat’l Bank, Boston,
National Eagle Bank, Boston,
Merchants’ Nat’l Bank, Boston,
New England N’l B’k, Boston,
Second Nat’l Bank, Boston,
First National Bank, Lowell, .
Merchants’ Nat’l B’k, Lowell,
Railroad Nat’l Bank, Lowell,
$14,200
17,400
34,400
16,100
47,300
16,000
8,000
17,100
Estimated
Market Value.
$14,626
14,485
54,438
25,478
87,505
28,000
12,000
20,520
Amount Invested.
00
50
00
25
00
00
00
00
$170,500 $257,052 75
$14,200
17,400
34,400
16,100
47,300
16,000
8,000
17,100
00
00
00
00
00
00
00
00
$170,500 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
Rate.
$138,139 42
209.000 00
2 £ per cent.
3
»
3£
»
3à
“
3|
“
1 0 0 .0 0 0 00
548,000 00
27,500 00
Amount.
$60,000
1,549,210
75.000
25.000
485,950
Rate.
00
00
00
00
00
3$ per cent.
4
«
«
415
44
H
“
Amount.
$186,000
936,225
16,250
23,417
Rate.
00
00
00
00
1 0 0 ,0 0 0 00
4| per cent.
5
“
H
“
6
“
6è
Amount invested in real estate for banking p u rp oses,........................................$20,334 06
Estimated value of the s a m e , ..............................................................................
20,334 06
Assessed value of the s a m e , ........................................................................................
42,350 00
Net income received from same during year ending Oct. 31, 1894,
.
.
1,266 20
Number of loans which are of an amount not exceeding $3,000 each, 111
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 180
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the by-laws : first Saturday in M ay and
November.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
167,467 00
207,390 43
330
R E P O R T O F TH E
[Pub. D oc.
Lowell Institution for Savings — Concluded.
Rate and amount o f eachsemi-annual dividend f 2 per cent., $84,138 41 1
$167,994
during the year endingOct. 31, 1894,
..1 2 per cent.,
83,855 80 i
Number o f accounts opened during the year ending Oct. 31, 1894,
1,663
Number of accounts closed during the year ending Oct. 31, 1894,
1,731
Total number of open accounts Oct. 31, 1894,
.
.
.
.
11,209
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
8,900
clusive o f ta x e s ),............................................................................................................
Amount of deposits, not including dividends, received during the year
645,484
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ...................................................................................................9,886
Amount of withdrawals, including dividends, during the year ending Oct.
773,030
31, 1 8 9 4 , .....................................................................................................................
Number of s a m e , .................................................................................................12,422
Date of examination by commissioner : April 13.
21
00
00
65
Classification of Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Am ount.
7,705
$157,612 00
1,112
91,462 00
432
68,073 00
427
153,285 00
125
85
89,468 00
85,584 00
9,886
$645,484 00
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
5,459
15
$364,205 00
3,835 00
25
1,138
3,224 00
86,717 00
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS
331
LUDLOW SAVINGS B A N K -L* U D L O W .
Incorporated Feb. 23, 1888.
Present number of corporators, 35.
G e o rg e D . G r e e n , President.
G e o r g e A . B i r n i e , Treasurer.
G eo rg e A . B i r n i e , Clerk o f the Corporation.
Names of committee charged with the investment o f its fu n d s:
G eorge D . Gr e en ,
E. E . F üller,
M . H . L yon s.
W . S. C o l w e l l ,
M. D . L. T ow ne,
Open for business every business day, 10 a . m . to 12 m . ; 1 to 3
and Fridays, 7.30 to 9 p .m .
B a la n c e Sh e e t October
A ssets.
Bank stock as per schedule,
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Expense account,
Insurance account,
Cash on hand,
.
.
.
.
p m.
; also Wednesdays
31, 1894.
L ia b il it ie s .
$ 1 ,1 0 0
4,246
33,351
5,905
3,500
4,527
95
30
1,373
00
50
00
00
Deposits, .
Guaranty fund,
Interest account,
$53,569 74
464 94
95 09
00
68
95
00
64
$54,129 77
$54,129 77
Cash on Deposit in Banks, amount in each : —
Springfield Safe Deposit and Trust Company, Springfield, .
.
.
.
Pynchon National Bank, S p r in g fie ld ,......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,852 56
2,675 12
[Pub. D oc.
R E P O R T O F TH E
332
Ludlow Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks.
10
Tar Value.
City National Bank, Holyoke,
$1,000
Estimated
Amount Invested.
Market Value.
$1,100 00
$1,150 00
Detailed Statement o f Railroad Bonds.
Par Value.
Fitchburg R.R. 5s, .
Leeds & Farmington R.R. 6s, .
Connecticut River R.R. 4s,
Estimated
Amount Invested.
Market Value.
$2,000
1,000
1,000
$2,100 00
1,040 00
1,050 00
$2,102 50
1,144 00
1,000 00
$4,000
$4,190 00
$4,246 50
Total Amount o f Loans, icith Each Specified Rate o f Literest.
Rate.
Amount.
$4,527 68
13,700 00
4 per cent.
5
Amount.
$8,900 00
Rate.
5£ per cent.
Rate.
Amount.
$20,156 00
Number of loans which are of an amount not exceeding $3,000 each,
6
per cent.
76
Aggregate amount of the s a m e , ..............................................................................
Total number o f loans upon real e s t a t e , ................................................. 44
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , .........................................................................................
Times for the dividends fixed by the by-laws : April 1 and October 1.
Rate and amount of each semi-annual dividend f 2 per cent., $958 49 1
during the year ending Oct. 31, 1894,
.
. 12 per cent.,
935 41
Number of accounts opened during the year ending Oct. 31,1894,
. 132
Number of accounts closed during the year ending Oct. 31, 1894,
. 105
$42,756 00
2,708 57
1,893 90
Total number of open accounts Oct. 31, 1 8 9 4 , ........................................ 473
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
................................................. .................................................
Amount of deposits, not including dividends, received during the year
754 20
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .................................................................................................. 860
Amount o f withdrawals, including dividends, during the year ending Oct.
21,025 30
31, 1 8 9 4 , ......................................................................................................................
Number of same,
.
.
.
• , ........................................................... 342
Date of examination by commissioner : June 8 .
18,500 97
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
333
S A Y IN G S B A N K COM M ISSION ERS
Ludlow
S a v in g s B a n k — Concluded.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num her.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
754
$6,483 62
65
3,933 30
26
3,071 32
8
2,316 38
5
2
3,220 68
2,000 00
860
$21,025 30
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Numher.
Amount.
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust, .
.
.
.
Amount.
210
1
$5,096 36
165 39
14
8
446 11
1,022 46
334
REPORT OF THE
[Pub. Doc.
L Y N N F IV E CENTS S A V IN G S B A N K — L Y N N .
Incorporated May 15, 1855.
Present number of corporators, 74.
R ollin E . H armon, President.
H enry E . N ew hall , Treasurer.
H enry E . N ewhall , Clerk o f the Corporation.
Names of committee charged with the investment o f its funds :
R ollin E . H armon,
H enry A . P evear ,
James S. N ewhall ,
Charles H. N ewhall ,
R ufus K imball .
Open for business every business day, 9
a .m
to 1 p . m . ; also Saturday, 3 to 6 p
B a la n c e Sh e e t O cto ber
A ssets.
Public funds as per schedule,
.
Loans on public funds,
Bank stock as per schedule,
Loans on bank stock,
Railroad bonds as per schedule,
Loans on railroad bonds, .
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , ........................................
Deposits in banks, on interest, .
Expense account,
Furniture and fixtures,
Cash on hand,
.
.
.
.
m
.
31, 1894.
L ia b il it ie s .
$298,572
662,650
180,197
10,300
44,000
340,000
50
00
97
00
00
00
33,155
1,428
1,156,636
344,850
40
81
81
00
9,000
133,485
3,056
1,224
12,729
00
53
56
41
34
$3,231,287 33
Deposits, .
Guaranty fund,
Profit and loss
count, .
$2,889,977 79
144,000 00
ac
197,309 54
$3,231,287 33
Cash on Deposit in Banks, amount in each: —
National City Bank, L y n n , ........................................
Merchants’ National Bank, Boston, .
Market National Bank, Boston, .
National Bank of the Republic, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$12,452
7,476
61,415
52,140
89 "
23
61
80
No. 8 .]
335
S A Y IN G S B A N K CO M M ISSION ERS.
Lynn Five Cents Savings Bank —
C ontinued.
Loans on Public Funds, amount on each : —
On
On
On
On
$50,000
$45,000
$75,000
$50,000
$50,000 00
City of Boston, M ass., 4 s , .......................................
Town of Arlington, Mass., 4s, .
City o f Brockton, Mass., notes,
certified check on Shawmut National Bank,* .
•1
•
On $50,000 City of Cambridge, Mass, 4s....................................
’1
On $20,000 City o f Medford, M ass., 4s,
.
.
.
On $10,000 City of Fall River, M ass., 4|s.................................
On $48,000 City o f Malden, M ass., 4s,
.
.
.
.
•1
On
On
On
On
On
On
On
On
160,000 00
J
•j-
126,000 00
J
$100,000 City o f Indianapolis, Ind., 4s,
.
.
.
$20,000 Town of Agawam, M ass., 4s....................................
$5,000 City of Fall River, Mass., 4s,
.
.
.
$10,000 City of Portsmouth, N . H ., 4s.................................
$10,000 Town of Athol, Mass., 4 s , .......................................
$5,000 Town of Wakefield, Mass., 4s, .
$4,000 City of Marlborough, Mass., 4s, .
$11,500 City of Waterbury, Conn., 4s, .
.
.
.
•]1
On $2,000 City of Everett, M ass., 4s...........................................
On $1,000 City of Manchester, N . II., 4s,
.
.
.
.
• i-
*1
.1
!•
•1
.1
.j
146,000 00
.]
•!
50,000 00
.1
1
•j
•i
. 11
•i.1
J
On $33,000 Town of Methuen, M ass., 4s, .
On $3,000 City o f Haverhill, M ass., 4s,
On $1,000 City of Sioux City, Iowa, 6s,
.
On $3,000 Town o f Provincetown, Mass., 4s,
On $25,000 Town of Hudson, M ass., 4s.....................................
On $30,202 Town of Hull, Mass., 4s,
.
.
.
.
On $20,000 Town of Rockport, M ass., 4s...................................
On $7,000 Town of Laconia, N . H ., 4s,
.
.
.
On $10,000 Town of Windsor, V t., 4s,
.
.
.
.
On $8,000 City of Meriden, Conn., 3£s,
.
.
.
.
On $1,000 City o f Holyoke, M ass., 4s,
.
.
.
.
On $25,000 City of Taunton, M ass., 4s,
.
.
.
.
61,000 00
20,000 00
•1
.1
•i■!
•j
49,650 00
Loans on Bank stock, amount on each : —
On
On
On
On
On
On
$625
500
1,600
175
5,400
800
1,200
10 shares Manufacturers’ National Bank, Lynn, .
5 shares Lynn National Bank, Lynn, .
.
.
.
16 shares National City Bank, Lynn,
.
.
.
.
.
2 shares Railroad National Bank, Lowell,
60 shares Security Safe Deposit and Trust Company, Lynn,
10 shares Security Safe Deposit and Trust Company, Lynn,
On 15 shares Manufacturers’ National Bank, Lynn,
.
•
00
00
00
00
00
00
00
Loans on Railroad Bonds, amount on each : —
On
On
On
On
On
On
On
$20,000 Maine Central R .R . 7 s , ........................................
$25,000 Boston & Albany R .R . 6s,
. . . .
$23,000 Concord & Montreal R .R . 4s, .
$73,000 Boston & Maine R .R . 4£s,
. . . .
$80,000 St. Johnsbury & Lake Champlain R .R . 5s,
$120,000 Providence & Springfield R .R . 5s, .
$2,000 Concord & Montreal R .R . 4s.....................................
On $15,000 Fitchburg R .R . 5s, ....................................................
On $12,000 Upper Coos R .R . ........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
* Held temporarily.
•]
•j
•i
l
$40,000 00
174,000 00
.
100,000 00
[•
26,000 00
336
R E P O R T O F TH E
[Pub. Doc.
Lynn Five Cents Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Boston, Mass., 3|s,
of Cambridge, Mass., 6 s ,.
of Chelsea, Mass., 6s,
of Chicago, 111., 4s, .
of Chicago, 111., 7s, .
of Cleveland, Ohio, 5s,
of Cleveland, Ohio, 7s,
of Fort Wayne, Ind., 6s, .
of Grand Rapids, Mich., 4s,
of Lynn, Mass., 4s, .
of Manchester, N. H., 4s,.
of Milwaukee, Wis., 5s, .
of Newton, Mass., 5s,
of Pawtucket, R. I., 5s,
of Peoria, 111., 44s, .
of Rockford, 111., 4is,
Town of Brookline, Mass., 7 s ,.
of Framingham, Mass., 4s,
of Wakefield, Mass., 4s,
County of Strafford, N. H., 4s,
District of Columbia 7s, .
City ofGrand Rapids, Mich., 5s,
$10,000
5,000
2,000
25,000
20,000
57,210
7,000
15,000
5,000
12,000
1,000
24,500
5,000
5,000
10,000
21,000
10,000
10,000
4,000
10,000
15,000
25,000
$298,710
*
Estimated
Market Value.
$10,100
5,072
2,025
25,500
20.480
59,344
7,225
16,425
5,062
12,300
1,035
25,823
5,650
5,225
10,650
21,955
11,000
10,300
4,000
10,000
18,000
25,437
00
50
00
00
00
31
00
00
50
00
00
75
00
00
00
00
00
00
00
00
00
50
$312,610 56
Amount Invested.
$9,862
5,000
2,000
25,000
20,000
57,210
7,000
15,000
5,000
12,000
1,000
24,500
5,000
5,000
10,000
21,000
10,000
10,000
4,000
10,000
15,000
25,000
50
00
00
00*
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$298,572 50
Legal investments when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
23 Nat’l Exchange Bank, Boston,
88 Globe National Bank, Boston,
253 N ’l B’k of Redemption, Boston,
7 -N’l Hide & Leather B’k,Boston,
69 Nat’l Revere Bank, Boston,
25 Freeman’s Nat’l Bank, Boston,
15 Shoe & Leather N’l B’k, Boston,
154 Continental N’l Bank, Boston,
14 Boylston Nat’l Bank, Boston, .
17 Columbian Nat’l Bank, Boston,
127 Nat’l Union Bank, Boston,
37 Blackstone N’l Bank, Boston,.
42 N’l B’k of the Republic,Boston,
127 Tremont Nat’l Bank, Boston, .
30 North Nat’l Bank, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
$2,300
8,800
25,300
700
6,900
2,500
1,500
15,400
1,400
1,700
12,700
3,700
4,200
12,700
3,000
Estimated
Market Value.
$2,915
7,744
30,992
752
6,555
2,250
1,350
17,710
1,708
1,759
17,049
3,700
6,678
11,176
3,480
25
00
50
50
00
00
00
00
00
50
75
00
00
00
00
Amount Invested.
$2,957
7,920
30,000
682
6,900
2,250
1,500
17,116
1,400
1,700
15,500
3,700
4,200
12,700
3,000
50
00
00
50
00
00
00
50
00
00
00
00
00
00
00
No. 8 .]
337
S A Y IN G S B A N K COM M ISSION ERS
Lynn Five Cents Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
26
276
93
61
30
5Q
Estimated
Par Value.
N’l B’k of No. America, Boston,
Nat’l City Bank, Lynn, .
Central Nat’l Bank, Lynn,
First Nat’l Bank, Lynn, .
Winthrop Nat’l Bank, Boston,
Georgetown N’l Bank, George
town, ...................................
Market Value.
|2,600
27,600
9,300
6,100
3,000
$2,990
48,300
13,950
8,235
3,495
00
00
00
00
00
Amount Invested.
$2,418
39,539
11,863
6,850
3,000
00
50
97
00
00
5,000
5,500 00
5,000 00
$156,400
$198,290 50
$180,197 97
Detailed Statement o f Railroad Bonds.
Par Value.
Boston,Revere Beach & Lynn R.R. 6s,
Fitchburg R.R. 5s, .
Fitchburg R.R. 6s, .
Old Colony R.R. 6s, .
Portland & Ogdensburg R.R. 6s, .
Estimated
Market Value.
$11,000
9,000
7,000
7,000
10,000
$11,550
9,360
7,350
7,400
11,000
$44,000
$46,660 00
00
00
00
00
00
Amount Invested.
$11,000
9,000
7,000
7,000
10,000
00
00
00
00
00
$44,000 00
Total Amount of Loans, with Each Specified Rate o f Interest.
Amount.
$7,476
113,556
12,452
135.000
100.000
Rate.
23
41
89
00
00
1<| per cent.
2à
3
3i
“
“
Amount.
$75,000
837,550
25,000
105,000
4,000
Rate.
00
00
00
00
00
3| per cent.
4
“
4|
“
Amount.
$202,682
4,500
972,499
61,805
400
Rate.
00
00
81
00
00
5 per cent.
5i
“
5i
“
6
“
6à
“
Amount invested in real estate for banking purp oses,....................................... $33,155 40
Estimated value of the s a m e , ...............................................................................
34,000
Assessed value of the s a m e ,........................................................................................
32,100
Net income received from same during year ending Oct. 31, 1894,
.
.
2,072
Value, by books, of other real estate held or owned by foreclosure or
o t h e r w i s e ,......................................................................................................................
1,428
Assessed value o f the s a m e , ........................................................................................
19,000
Number o f loans which are of an amount not exceeding $3,000 each,
902
Aggregate amount o f the s a m e , ...............................................................................
844,186
Total number o f loans upon real e s t a t e , ........................................
950
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
00
00
90
81
00
81
R E P O R T O F TH E
338
[Pub. D oc
Lynn Five Cents Savings Bank — Concluded.
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1 8 9 4 , ............................................................................... $159,153 88
Times for the dividends fixed by the by-laws : January 1 and July 1.
Rate and amount of each semi-annual dividend / 2 per cent., $52,192 27 )
105,357 43
during the year ending Oct. 31* 1894,
•
. 1 2 per cent.,
53,165 16
Number o f accounts opened during the year ending Oct. 31, 1894,
2,655
Number of accounts closed during the year ending Oct. 31, 1894,
2,285
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
16,515
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
...................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .........................................................................................17,081
Amount o f withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , .........................................................................................14,889
Date of examination by commissioner: April 17.
9,077 78
662,007 '12
625,499 84
Glassification of Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Numher.
Amount.
14,560
$219,167 17
1,370
111,052 09
539
83,614 31
571
212,161 53
28
13
20,321 41
15,690 61
17,081
$662,007 12
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust................................
Numher.
Amount.
9,216
43
$365,320 66
4,845 67
88
233
5,274 46
16,069 92
No. 8 .]
339
S A Y IN G S B A N K CO M M ISSION ERS
LYNN
IN S T IT U T IO N FOR S A V IN G S — L Y N N .
Incorporated June 20, 1826.
Present number of corporators, 60.
P hilip A . Chase , President.
D . H . Sweetser , Treasurer.
D . H . Sweetser , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
P hilip A . Chase,
W illiam Bassett,
A mos F . B reed ,
Joseph B. B reed .
Open for business every business day, 9 a .m . to 1 p .m . ; and Saturday, 2.30 to 5.30 p .m .
B alance
Sh e e t
O ctober
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loan on railroad stock,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes).............................................
Deposits in banks, on interest, .
T ax t i t l e s , ........................................
Cash on hand,
.
.
.
.
$805,440
190,900
22,500
198,500
50.000
00
00
00
00
00
30.000
2,623
1,384,638
881,153
00
73
00
00
87,666
189,049
211
12,777
67
79
31
53
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
$3,855,460 03
$3,497,804 12
170,000 00
187,655 91
$3,855,460 03
Cash on Deposit in Banks, amount in each: —
First National Bank, L y n n , .........................................................................................$96,367 85
Fourth National Bank, B o s t o n , ..............................................................................
25,000 00
Shawmut National Bank, B o s t o n , .....................................................................
16,994 44
Manufacturers’ National Bank, B o s t o n , ...........................................................
50,687 50
Loans on Bank Stock, amount on each: —
On
On
On
On
On
20 shares First National Bank, L y n n , ...........................................................$2,000 00
30 shares First National Bank, L y n n , ...........................................................
3,000 00
70 shares Fourth National Bank, B o s t o n , .................................................
6,500 00
10 shares Lynn Safe Deposit and Trust Company, Lynn,
.
.
.
1,000*00
100 shares First National Bank, Lynn................................................................
10,000 00
Loan on Railroad Stock: —
On 500 shares Eastern R .R ., .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$50,000 00*
A legal loan when made.
R E P O R T O F TH E
340
[ Pub. D oc.
Lynn Institution for Savings — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Bay City, Mich., 5s,
of Boston, Mass , 3|s,
of Boston, Mass., 4s,
of Boston, Mass , 6s,
of Cambridge, Mass., 4s, .
of Cambridge, Mass., 6s, .
of Chicago, 111., 4s,
of Cleveland, Ohio, 6s,
of Cleveland, Ohio, 5s,
of Columbus, Ohio, 4s,
of Concord, N. II., 6s,
of Dayton, Ohio, 4s,
of Detroit, Mich , 7s,
of Fall River, Mass., 4s, .
of Hartford, Conn., 4s,
of Fitchburg, Mass., 4s, .
of Grand Rapids, Mich., 8s,
of Haverhill, Mass., 4s, .
of Lynn, Mass., 4s, .
of Lynn, Mass., 6s,
of Lewiston, Me., 6s,
of Milwaukee, Wis., 5s, .
of Nashua, N. H., 4s,
of New Bedford, Mass., 6s,
of New Haven, Conn., 7s,
of Peoria, 111., 4|s,
of Providence, R. I., 5s, .
of Providence, R. I., 6s, .
of Salem, Mass., 5s,
of Somerville, Mass., 5|s,
of Taunton, Mass., 4s,
Town of Abington, Mass., 4s, .
of Beverly, Mass., 4s, .
of Peabody, Mass., 4s, .
of Skowhegan, Me., 4 s,.
County of Hampden, Mass., 3s,
District of Columbia, 6s,
of Cleveland, Ohio, 4s, .
of Detroit, Mich., 4s,
of Holyoke, Mass , 4s,
of Brockton, Mass., 4s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$7,000
10,000
68,000
6,000
30,000
10,000
50,000
3,000
32,040
10,000
2,000
25,000
20,000
5,000
25,000
10,000
5,000
35,000
94,200
1,000
10,000
65,000
20,000
5,000
10,000
20,000
14,000
10,000
2,000
10,000
28,000
5,000
10,000
20,000
3,200
10,000
22,500
3,000
45,000
25,000
20,000
Estimated
Market Value.
$7,000
10,000
68,000
6,900
30,000
11,600
50,000
3,090
32,640
10,000
2,000
25,000
24,000
5,000
25,000
10,000
5,150
35,000
94,200
1,030
11,000
67,950
20,000
6,100
11,700
21,000
14,700
11,000
2,150
11,200
28,000
5,000
10,000
20,000
3,200
9,500
25,000
3,000
45,000
25,000
20,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$805,940 $826,110 00
Legal investments when made.
Amount Invested.
$7,000
10,000
68,000
6,000
30,000
10,000
50,000
3,000
32.040
10,000
2,000
25,000
20,000
5,000
25,000
10,000
5,000
35,000
94,200
1,000
10,000
65,000
20,000
5,000
10,000
20,000
14,000
10,000
2,000
10,000
28,000
5,000
10,000
20,000
3,200
9.500
22,500
3,000
45,000
25,000
20,000
00
00
00
00
00
00
00*
00
00
00*
00
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$805,440 00
No. 8 .]
341
S A Y IN G S B A N K COM M ISSION ERS
Lynn Institution for Savings
— Continued .
No. of
Shares.
Detailed Statement o f Bank Stocks.
58
36
89
45
54
55
15
25
15
25
34
59
118
100
20
75
92
50
430
301
213
Par Value.
A tla n tic N a tio n a l B ’k , B o ston ,
B la c k sto n e N a t ’l B a n k , B o sto n ,
C o lu m b ia n N ’l B a n k , B o s t o n ,.
C o n tin e n ta l N ’l B a n k , B o sto n ,
E v e r e tt N a t ’l B a n k , B o sto n ,
.
N a tio n a l E x c h a n g e B ’ k , B o ston ,
F r e e m a n ’s N a t ’l B a n k , B o sto n ,
F irst N a tio n a l B a n k , B o sto n , .
W in th r o p N a t ’l B a n k , B o sto n ,
M t. V e r n o n N ’l B ’k , B o sto n , .
N ’l B ’k o f N o . A m e r ic a , B o sto n ,
N e w E n g la n d N ’l B ’k, B o sto n ,
N ’ l B ’k o f the R e p u b lic , B o sto n ,
N ’l R o c k la n d B a n k , B o sto n ,
.
S h a w m u t N a t ’l B a n k , B o sto n ,
S ec o n d N a t’ l B a n k , B o sto n ,
N a tio n a l U n io n B a n k , B o sto n ,
N ’l H id e & L e a th e r B ’ k, B o sto n ,
F ir s t N a tio n a l B a n k , L y n n ,
.
C e n tra l N a t ’l B a n k , L y n n ,
N a tio n a l C ity B a n k , L y n n ,
.
$ 5 ,8 0 0
3 ,6 0 0
8 ,9 0 0
4 ,5 0 0
5 ,4 0 0
5 ,5 0 0
1 ,50 0
2 ,5 0 0
1 ,50 0
2 ,5 0 0
3 ,4 0 0
5 ,9 0 0
1 1 ,8 0 0
10,000
2,000
7 ,5 0 0
9 ,2 0 0
5 ,0 0 0
4 3 ,0 0 0
3 0 ,1 0 0
2 1 ,3 0 0
$ 1 9 0 ,9 0 0
Estimated
Market Value.
$ 7 ,1 1 9
3 ,6 0 0
9 ,11 1
5 ,1 7 5
4 ,4 9 5
6 ,9 7 1
1 ,3 5 0
5 ,8 7 5
1 ,7 4 0
3 ,0 0 0
3 ,9 1 0
9 ,2 0 4
1 8 ,7 6 2
1 4 ,0 0 0
2 ,3 0 0
1 3 ,5 0 0
1 2 ,3 2 8
5 ,3 7 5
5 8 ,0 5 0
4 6 ,6 5 5
3 7 ,2 7 5
50
00
50
00
50
25
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$ 2 6 9 ,7 9 6 75
Amount Invested.
$ 5 ,8 0 0
3 ,6 0 0
8 ,9 0 0
4 ,5 0 0
5 ,4 0 0
5 ,5 0 0
1 ,5 0 0
2 ,5 0 0
1 ,5 0 0
2 ,5 0 0
3 ,4 0 0
5 ,9 0 0
1 1 ,8 0 0
10,000
2,000
7 ,5 0 0
9 ,2 0 0
5 ,0 0 0
4 3 ,0 0 0
3 0 ,1 0 0
2 1 ,3 0 0
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$ 1 9 0 ,9 0 0 0 0
Detailed Statement o f Railroad Bonds.
Par Value.
B o ston & A lb a n y R .R . 5 s,
B o sto n & M a in e R .R . 4 ^ s,
B o sto n & P ro v id en c e R .R . 4 s,
B o sto n , R e v e r e B e a c h & L y n n R .R .
6s , .....................................................................
C o n co rd & M o n tr e a l R .R . 4 s , .
E a ste rn R .R . 6 s,
.
.
.
F itc h b u r g R .R . 5 s, .
M a in e C e n tral R .R . 7 s,
N . Y . , P ro v id e n c e & B o sto n R .R . 7 s,
O ld C o lo n y R .R . 6 s , .
N e w H a v e n & D e r b y R .R . 6 s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$ 1 0 ,0 0 0
2 5 ,0 0 0
20,000
10,000
2 5 ,0 0 0
1 1 ,5 0 0
2 5 ,0 0 0
1 5 ,0 0 0
2 9 ,0 0 0
8,000
20,000
$ 1 9 8 ,5 0 0
Estimated
Market Value.
$ 1 0 ,6 0 0 00
2 6 ,5 0 0 0 0
20,000 0 0
1 0 ,4 0 0
2 5 ,0 0 0
1 3 ,3 4 0
2 6 ,0 0 0
1 8 ,5 0 0
3 2 ,4 0 0
8 ,2 4 0
21,000
00
00
00
00
00
00
00
00
$ 2 1 1 ,9 8 0 00
Amount Invested.
00
00
20,000 00
$ 1 0 ,0 0 0
2 5 ,0 0 0
10,000 00
2 5 ,0 0 0 00
1 1 ,5 0 0 0 0
2 5 ,0 0 0 00
1 5 ,0 0 0 00
2 9 ,0 0 0 00
8,000 00
20,000 00
$ 1 9 8 ,5 0 0 00
342
[Pub. D oc.
R E P O R T O F TH E
Lynn Institution for Savings — C oncluded.
Total Amount o f Loans, with Each Specified Bate o f Interest.
Rate.
Amount.
$96,367
92,681
30.000
130,000
60.000
85
94
00
00
00
Amount.
2 per cent.
2£
“
3
3è
“
3|
“
$25,000
414,566
225,000
96.500
36.500
Rate.
00
67
00
00
00
3£ per cent.
4
éf
4|
«
»
Amount.
$567,253
3,900
633,026
203,312
900
Rate.
00
00
00
00
00
Amount invested in real estate for banking purposes,........................................
Estimated value of the s a m e , ...............................................................................
Assessed value of the s a m e , .........................................................................................
Net income received from same during year ending Oct. 31, 1894,
5 per cent.
5i
“
H
“
6
“
7
$30,000
40.000
30.000
2,116
00
00
00
78
Value, by books, of other real estate held or owned by foreclosure or other
2,623 73
wise,
................................................................................................................................
2,450 00
Assessed value o f the s a m e ,.........................................................................................
Number of loans which are o f an amount not exceeding $3,000 each,
446
675,553 00
Aggregate amount o f the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 541
Gross amount of interest or profits received or earned, as per books, during
183,621 92
year ending Oct. 31, 1 8 9 4 , .........................................................................................
Times for the dividends fixed by the b y-la w s: May 1 and November 1.
Rate and amount of each semi-annual dividend f 2 per cent., $61,440 08 )
125,782 55
during the year ending Oct. 31, 1894,
.
.1 2 per cent.,
64,342 47 3
Rate and amount of any extra dividend paid during the year ending Oct.
79,583 65
31, 1 8 9 4 , ......................................................................................... 3 per cent.,
Number o f accounts opened during the year ending Oct. 31, 1894,
1,533
Number of accounts closed during the year ending Oct. 31, 1894,
1,058
Total number of open accounts Oct. 31, 1894,
.
.
.
.
10,231
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
9,170 79
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
633,444 00
ending Oct. 31, 1 8 9 4 ,...................................................................................................
Number of s a m e , ........................................................................................ 9,462
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894,
.
.........................................................................................
Number o f s a m e , .........................................................................................9,439
Date of examination by commissioner: April 9.
560,589 64
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
7,196
$134,431 00
1,130
91,621 00
493
77,377 00
450
163,354 00
113
80
80,706 00
85,955 00
9,462
$633,444 00
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Am ount.
4,680
26
$301,550 00
7,121 00
58
108
4,705 00
29,257 00
No. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
343
M A L D E N S A V IN G S B A N K — M A L D E N .
Incorporated April 2, 1860.
Present number o f corporators, 40.
J a m e s P i e r c e , President.
F r a n c is A . S h o v e , Treasurer.
F r a n c is A . S h o v e , Clerk o f the Corporation.
Names o f committee charged with the investment of its funds :
Ja m e s P i e r c e ,
E v e r e t t J. S t e v e n s ,
J. P . H o l d e n ,
A . G . H il l ,
A . F . Sa r g e n t ,
F . F . S il l im a n .
Open for business every business day, 8.30 a . m . to 1
7 to 8.30 p .m .
p .m .
; also Saturday, for deposits,
B alance Sheet O ctober 31, 1894.
A ssets.
L ia b il it ie s .
Public funds as per schedule, .
Loans on public funds,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
$246,500
50.000
55,500
3,470
76.000
1,175,383
390,000
00
00
00
00
00
83
00
26,600
48,946
601
1,759
00
67
73
93
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count,
$2,074,762 16
$1,968,043 38
60,000 00
3,235 64
43,483 14
$2,074,762 16
Cash on Deposit in Banks, amount in each: —
First National Bank, Malden,
.
.....................................................................$25 291 80
Freeman’s National Bank, B o s t o n , .....................................................................
23 654 87
Loans on Public Funds, amount on each : —
On
On
On
On
On
$27,000 Town of Methuen, Mass., 4 s , ...........................................................$25,000 00
$6,000 City o f Medford, Mass., 4s.........................................................................
$5,000 Town of Stamford, Conn., 4 s , ...........................................................]
$13,000 City of Holyoke, Mass., 4 s ,.................................................................... >
25>000 00
$2,000 City o f Vergennes, Y t ., 4 8 , * .....................................................................J
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Legal collateral since substituted.
R E P O R T O F TH E
344
Malden Savings Bank
[Pub. D oc
— C on tin u ed .
Loans on Bank Stock, amount on each: —
On
On
On
On
On
On
20 shares Third National Bank, Boston, .
4 shares Blackstone National Bank, Boston, .
4 shares Union Market National Bank, Watertown,
9 shares First National Bank, Malden, .
5 shares First National Bank, Malden, .
8 shares First National Bank, Newburyport, .
$
2,000 00
800 00
500 00
170 00
Detailed Statement o f Public Funds.
Par Value.
C ity o f B a n g o r , M e ., 6 s, .
o f B o sto n , M a s s ., 3 ^ s,
o f C le v e la n d , O h io , 5 s,
o f F a ll R iv e r , M a s s ., 6 s, .
o f M a ld e n , M a s s ., 3 f s ,
o f M a ld e n , M a s s , 4 s ,
o f M ilw a u k e e , W i s ., 5 s , .
o f N e w to n , M a s s ., 5 s,
o f S o m e r v ille , M a s s ., 4 ^ s,
T o w n o f B r o o k lin e , M a s s ., 7 s , .
o f C lin to n , M a s s ., 4 s,
C o u n ty o f A r o o s to o k , M e ., 4As,
T o w n o f I p s w ic h , M a s s ., 4 s ,
.
o f O r a n g e , M a s s ., 4 s ,
.
$ 5 ,0 0 0
1,000
10,000
5 ,0 0 0
3 8 ,5 0 0
1 0 8 ,5 0 0
1 5 ,5 0 0
8,000
1 3 ,0 0 0
10,000
11,000
10,000
10,000
1,000
$ 2 4 6 ,5 0 0
Estimated
Market Value.
Amount Invested.
00
1,000 00
1 0,2 7 9 00
6,121 00
3 8 ,5 0 0 00
1 1 2 ,7 3 2 00
1 6,2 9 8 00
8 ,6 9 0 00
1 3 ,9 0 0 00
11,100 00
11,100 00
1 0 ,6 3 0 00
1 0 ,6 3 2 00
1 ,0 3 0 00
$ 5 ,0 0 0 00
1,000 0 0
10,000 0 0
5 ,0 0 0 00
3 8 ,5 0 0 0 0
1 0 8 ,5 0 0 00
1 5 ,5 0 0 0 0
8,000 0 0
1 3 ,0 0 0 00
10,000 0 0
11,000 0 0
10,000 0 0
10,000 00
1,000 0 0
$ 6 ,0 0 0
$ 2 5 8 ,0 1 2 00
$ 2 4 6 ,5 0 0 0 0
No. o f
Shares.
Detailed Statement o f Bank Stocks.
20
23
13
25
28
8
73
15
25
20
10
11
30
12
14
Par Value.
A tla s N a tio n a l B a n k , B o s t o n ,.
A tla n tic N a t ’l B a n k , B o sto n , .
N ’l B ’k o f C o m m e r c e , B o sto n ,
C o n tin e n ta l N ’l B a n k , B o sto n ,
N a tio n a l E a g le B a n k , B o sto n ,
E li o t N a tio n a l B a n k , B o sto n , .
N a t ’l E x c h a n g e B a n k , B o sto n ,
F irst N a tio n a l B a n k , B o sto n , .
F r e e m a n ’s N a t ’l B a n k , B o sto n ,
N ’l H id e & L e a th e r B ’k , B o sto n ,
H a m ilto n N a t ’l B a n k , B o sto n ,
H o w a r d N a t ’l B a n k , B o sto n , .
M e r c h a n ts’ N ’l B a n k , B o sto n , .
N ’l B ’k o f N o . A m e r ic a , B o sto n ,
N o r t h N a tio n a l B a n k , B o sto n ,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$ 2 ,0 0 0
2 ,3 0 0
1 ,30 0
2 ,5 0 0
2 ,8 0 0
800
7 ,3 0 0
1 ,5 0 0
2 ,5 0 0
2,000
1,000
1,100
3 ,0 0 0
1,200
1 ,4 0 0
Estimated
Market Value.
2 ,3 4 0
2 ,8 2 9
1 ,4 9 5
2 ,8 7 5
2 ,3 2 4
1 ,04 8
9 ,1 9 8
3 ,5 7 0
2 ,5 0 0
2 ,1 4 0
1,100
1 ,05 6
4 ,7 1 0
1 ,3 8 0
1 ,6 2 4
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
2,000
00
00
00
00
00
00
00
00
00
2,000 0 0
1,000 0 0
1,100 0 0
3 ,0 0 0 0 0
1,200 0 0
1 ,4 0 0 0 0
2 ,3 0 0
1 ,3 0 0
2 ,5 0 0
2 ,8 0 0
800
7 ,3 0 0
1 ,5 0 0
2 ,5 0 0
No. 8 .]
Malden Savings Bank —
Continued.
No of
Shares.
Detailed Statement o f Bank Stocks —
10
65
7
5
16
47
10
10
68
345
SA V IN G S B A N K COM M ISSION ERS
Par Value.
C o n c lu d e d .
Estimated
Market Vaiue.
6 ,8 0 0
00
00
00
00
00
00
00
1,000 0 0
9 ,5 2 0 0 0
$ 5 5 ,5 0 0
$ 6 8 ,0 4 2 0 0
$ 1,000
5 ,5 0 0
700
500
1,60 0
4 ,7 0 0
O ld B o sto n N a t ’l B a n k , B o sto n ,
N ’l B ’ k o f R e d e m p tio n ,B o s to n ,
N a tio n a l R e v e r e B ’k , B o sto n ,
N a t ’l R o c k la n d B a n k , B o sto n ,
S h a w m u t N a t ’l B a n k , B o s t o n ,.
S tate N a tio n a l B a n k , B o sto n , .
T r e m o n t N a t ’l B a n k , B o ston , .
B la c k sto n e N ’ l B a n k , B o sto n ,
F irst N a t ’l B a n k , M a ld e n ,
1,000
1,000
$ 1 ,0 4 5
6 ,8 7 5
665
560
1 ,85 6
5 ,4 5 2
880
Amount Invested.
$ 1 ,0 0 0
5 ,5 0 0
700
500
1 ,6 0 0
4 ,7 0 0
00
00
00
00
00
00
1,000 0 0
1,000 0 0
6 ,8 0 0 0 0
$ 5 5 ,5 0 0 0 0
Detailed Statement o f Railroad Bonds.
Par Value.
B o sto n & A lb a n y R R . 6 s,
B o sto n & L o w e ll R .R . 4 s,
B o sto n & L o w e ll R .R . 6s,
C o n cord & M o n tre a l R .R . 4 s, .
O ld C o lo n y R .R . 6 s , .
C o n c o rd & C la r e m o n t R .R 4|s,
P o r tsm o u th , G r e a t F a lls & C o n w a y
R .R .4 | s ..........................................................
S t. J o h n sb u r y &■ L a k e C h a m p la in
R .R . 5
s , ..............................................
Estimated
Market Value.
Amount Invested.
2,000
10,000
$ 9 ,1 7 1
3 ,0 7 5
2 ,0 7 6
2 5 ,8 1 5
2 ,0 7 9
1 0 ,6 6 7
00
00
00
00
00
00
$ 9 ,0 0 0 0 0
3 ,0 0 0 00
2,000 0 0
2 5 ,0 0 0 0 0
2,000 00
10,000 0 0
1 5,0 0 0
1 6 ,5 7 5 00
1 5 ,0 0 0 00
10,000
1 1,1 6 6 0 0
10,000
$ 7 6 ,0 0 0
$ 8 0 ,6 2 4 0 0
$ 9 ,0 0 0
3 ,0 0 0
2,000
2 5 ,0 0 0
00
$ 7 6 ,0 0 0 0 0
Total Amount o f Loans, with Each Specified Bate o f Interest.
Amount.
$48,946 67
4,500 00
191,100 00
Kate.
Amount.
Rate.
Amount.
Rate.
2 per cent.
H
“
4
«
$100,000 00
204,000 00
387,760 00
4| per cent.
$227,300 00
530,793 83
5^ per cent.
6
“
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
o
“
R E P O R T O F TH E
346
[Pub. D oc.
Malden Savings Bank — C on clu d ed .
Number o f loans which are of an amount not exceeding $3,000 each,
573
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 647
Gross amount of interest or profits received or earned, as per books, during
$749,283 83
year ending Oct. 31, 1 8 9 4 , .......................................................................................
Times for the dividends fixed by the b y-la w s: second Wednesday in April
98,373 11
and October.
Rate and amount of eachsemi-annual dividend j 2^per cent., $41,819 19
j
during the year endingOct. 31,1894, .
.
1 2 per cent., 35,393 76
Number o f accounts opened during the year ending Oct. 31, 1894,
1,426
Number of accounts closed during the year ending Oct. 31, 1894,
. 875
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
7,419
77,212 95
Total expenses of the corporation for the year ending Oct. 31,1894 (ex
clusive o f ta x e s ),...........................................................................................................
Amount of deposits, not including dividends, received during the year
6,431 37
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ................................................................................................ 10,739
Amount of withdrawals, including dividends, during the year ending Oct.
597,875 17
31, 1894...............................................................................................................................
Number of s a m e , ....................................................................
6,937
Date of examination by commissioner: April 27.
475,966 58
Classification o f Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
N um
ber.
Amount.
8,729
$174,466 94
1,024
83,614 95
458
69,499 03
352
122,355 68
111
65
81,061 52
66,877 05
10,739
$597,875 17
To the credit —
O f women, both adult
and minor,
.
.
O f guardians,
O f religious and chari
table associations, .
In trust,
not
not
not
less
.
I
N um
ber.
Amount.
6,082
•18
$324,607 72
6,569 31
87
1,423
7,862 01
83,274 88
No. 8 .]
SA V IN G S B A N K COM M ISSION ERS
347
M A R B L E H E A D SA V IN G S B A N K — M A R B L E H E A D .
Incorporated March 18,1871.
Present number of corporators, 58.
N . P . S a n b o r n , President.
W i l l i a m G i l l e y , Treasurer.
E v e r e t t P a i n e , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
N . P . Sanborn,
H en ry A . P otter,
W il l ia m R ey n o ld s,
S a m u e l D . Sm i t h ,
Ja m e s N . P a r k e r .
Open for business every business day, 9
a .m .
to 12
B alance Sheet October
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loan on bank stock, .
Railroad bonds as per schedule,
Real estate by foreclosure,
Loans on real estate, .
.
Loans on personal security,
Deposit in bank, on interest,
Expense account,
Cash on hand,
.
.
.
.
m.
; also Saturday, 6 to 8
p .m .
3 1 , 1 89 4 .
L ia b il it ie s .
$59,498
57,249
2,200
85,532
12,772
142,082
125,749
19,274
1,684
642
36
04
00
23
18
00
00
28
76
57
$506,684 42
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
.
$482,363 08
11.982 12
12,289 22
50 00
$506,684 42
Cash on Deposit in B a n k : —
Marblehead National Bank, M a r b l e h e a d ,........................................................... $19,274 28
Loan on Bank Stock: —
On 22 shares National Grand Bank, Marblehead,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$ 2,200 00
[Pub. D oc
R E P O R T O F TH E
348
Marblehead Savings Bank —
C o n tin u ed .
Detailed Statement o f Public Funds.
Par Value.
T o w n o f M a r b le h e a d , M a s s ., 4 s,
C ity o f B a n g o r , M e , 6 s, .
o f C le v e la n d , O h io , 5 s,
o f P o rtsm o u th , N . H ., 4 s,
o f In d ia n a p o lis, I n d ., 4 s, .
C o u n ty o f A r o o s to o k , M e ., 4 ^ s,
$ 1 5 ,5 0 0
8,000
5 ,0 0 0
10,000
10,000
10,000
$ 5 8 ,5 0 0
Estimated
Market Value.
Amount Invested.
40
40
50
00
00
50
$ 1 5 ,5 0 0 0 0
8,000 0 0
5 ,0 0 0 0 0
10,000 0 0
1 0 ,2 9 7 10
1 0 ,7 0 1 26
$ 6 1 ,6 7 3 80
$ 5 9 ,4 9 8 36
$ 1 6 ,2 2 5
8 ,7 8 2
5 ,1 4 3
1 0 ,3 6 8
1 0 ,4 4 2
1 0 ,7 1 2
No. of
Shares.
Detailed Statement o f Bank Stocks.
20
31
25
5
9
25
20
25
25
21
58
19
25
29
24
32
4
8
43
38
Par Value.
B la c k sto n e N a t’ l B a n k, B o sto n ,
B o y lsto n N a t ’l B a n k , B o sto n , .
C o n tin e n ta l N ’ l B a n k, B o sto n ,
H a m ilto n N a t’l B a n k , B o sto n ,
M a r k e t N a t’l B a n k , B o sto n , .
M e rc h a n ts’ N ’l B a n k , B o ston ,
M t. V e r n o n N ’ l B a n k , B o ston ,
N o rth N a tio n a l B a n k , B o ston ,
S h a w m u t N a t’ l B ’k , B o sto n , .
S h oe & L eath er N ’ l B ’k , B o ston ,
S tate N a t'l B a n k , B o sto n ,
N ’l B ’ k o f C o m m e r c e , B o sto n ,
N ’l B ’ k o f N o . A m e r ic a , B o sto n ,
N ’ l B ’ k o f R e d e m p tio n , B o ston ,
N ’l B ’ k o f the R e p u b lic , B o ston ,
N ’ l H id e & L e a th e r B ’k , B o sto n ,
N a tio n a l R e v e re B a n k , B o sto n ,
W in th r o p N a t ’l B a n k , B o ston ,
M a rb le h e a d
N a tio n a l B a n k ,
M a r b le h e a d ,.
N a t ’l G ran d B ’ k , M a rb le h e a d ,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$ 2 ,0 0 0
3 ,1 0 0
2 ,5 0 0
500
900
2 ,5 0 0
2,000
2 ,5 0 0
2 ,5 0 0
2,100
5 ,8 0 0
1 ,90 0
2 ,5 0 0
2 ,9 0 0
2 ,4 0 0
3 ,2 0 0
400
800
4 ,3 0 0
3 ,8 0 0
$ 4 8 ,6 0 0
Estimated
Market Value.
$ 2 ,0 0 0
3 ,66 0
2 ,87 5
552
765
3 ,9 4 3
2 ,4 0 0
2 ,9 0 0
2 ,88 1
1 ,8 9 0
6 ,7 2 8
2 ,1 8 5
2 ,8 7 5
3 ,5 5 2
3 ,8 1 6
3 ,4 4 0
380
932
•
00
00
00
50
00
75
00
00
25
00
00
00
00
Amount Invested.
$ 2 ,0 0 0
3 ,8 3 9
2 ,6 8 7
591
900
3 ,3 3 1
2 ,5 0 5
3 ,0 5 6
3 ,0 8 4
2,100
00
50
50
25
00
25
20
25
37
00
45
00
12
25
00
00
00
00
00
00
00
00
6 ,3 0 0
2 ,4 4 0
2 ,7 7 8
4 ,0 6 7
3 ,0 7 2
3 ,7 4 4
400
800
00
00
4 ,9 1 2 7 5
4 ,6 3 9 15
$ 5 6 ,8 2 6 00
$ 5 7 ,2 4 9 0 4
4 ,3 0 0
4 ,7 5 0
50
No. 8 .]
349
SA Y IN G S B A N K COM M ISSION ERS
Marblehead Savings Bank —
C o n tin u ed .
Detailed Statement o f Railroad Bonds.
Par Value.
B o sto n & L o w e ll R R . 4 s,
B o sto n & L o w e ll R .R . 7 s,
B o sto n & M a in e R .R . 4 s , .
F itc h b u r g R .R . 4 ^ s, .
.
.
.
F itc h b u r g R .R . 5 s , .
M a in e C e n tra l R .R . 4 | s, .
U p p e r C o o s R .R . 4 s ,
.
.
.
S t. J o h n sb u r y & L . C h a m p . R .R . 5 s,
$ 1 0 ,0 0 0
10,000
7 .0 0 0
5 .0 0 0
20,000
10,000
5 .0 0 0
1 5,0 0 0
$ 8 2 ,0 0 0
Estimated
Market Value.
Amount Invested.
00
00
00
00
70
00
00
15
$ 1 0 ,0 0 0 0 0
10,000 00
7 .0 0 0 0 0
5 .0 0 0 00
2 1 ,1 0 2 37
10,000 0 0
5 .0 0 0 0 0
1 7 ,4 2 9 8 6
$ 8 6 ,8 5 9 85
$ 8 5 ,5 3 2 2 3
$ 1 0 ,0 6 3
1 0 ,1 4 8
7 ,1 4 0
5 ,0 7 0
2 1 ,3 2 2
1 0 ,6 2 5
5 ,0 0 0
1 7 ,4 9 1
Total Amount o f Loans, with Each Specified Rate o f Interest.
Kate.
Amount.
$19,274 28
20,000 00
12,000 00
2
4
4i
per cent.
“
•<
Amount.
$18,100 00
5,000 00
62,100 00
Kate.
4j per cent.
41
“
5
Kate.
Amount.
$52,950 00
99,881 00
5J per cent.
6
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , .......................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are o f an amount not exceeding $3,000 each,
76
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 84
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y-la w s: M ay 1 and November 1.
Rate and amount o f each semi-annual dividend f 2 per cent., $8,315 72 i
during the year ending Oct. 31, 1894,
.
. 1 2 per cent.,
8,427 17
Number of accounts opened during the year ending Oct. 31, 1894,
. 274
Number of accounts closed during the year ending Oct. 31, 1894,
. 179
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,075
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes), ............................................................................................................
Amount of deposits, not including dividends, received during the year end
ing Oct. 31, 1 8 9 4 ,............................................................................................................
Number o f s a m e , ........................................................................................ 1,808
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number of s a m e , ........................................................................................ 1,362
Date of examination by commissioner : June 21.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
“
“
$12,772 18
16,250 00
1,298 47
76,422 00
21,677 38
16,742
89
641 50
100,519 00
73,115
98
350
R E P O R T O F TH E
[Pub. Doc
Marblehead Savings Bank — Concluded.
Classification o f Deposits received during the Tear ending Oct. 31, I S 94.
Num
Num
A m ou n t.
ber.
O f $ 5 0 a n d le s s ,
E x c e e d in g $50 a n d
m o r e th a n $ 10 0,
.
E x c e e d in g $100 a n d
m o r e th a n $ 2 0 0 , .
E x c e e d in g $200 a n d
m o r e th a n $ 50 0, .
E x c e e d in g $500 a n d
t h a n $ 1 ,0 0 0 , .
O f $ 1 ,0 0 0 o r m o r e , .
T o ta ls ,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
A m ou n t.
ber.
1 ,4 4 5
$ 2 5 ,0 9 8 00
166
1 3,5 41 00
88
1 3 ,3 4 6 00
83
2 9 ,1 2 6 00
20
6
1 3 ,4 0 8 00
6 ,0 0 0 00
1 ,8 0 8
$ 1 0 0 ,5 1 9 00
not
not
not
le s s
T o th e c r e d it —
O f w o m e n , b o th a d u lt
a n d m in o r ,
O f g u a r d ia n s ,
O f r e lig io u s an d ch a rit a b le a s s o c ia t io n s , .
In tru st, .
.
.
.
761
2
$ 4 3 ,5 4 3 0 0
3 55 00
24
10
8 15 00
1 ,2 5 8 0 0
No. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
351
M AR LB O R O U G H S A V IN G S B A N K — M AR LBORO UGH .
Incorporated April 3, 1860.
Present number of corporators, 105.
S . H e r b e r t H o w e , President.
E d w a r d R . A l l e y , Treasurer.
E d w a r d 11. A l l e y , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
S. H
erbert
L o r i m a n S. B r i g h a m ,
H ow e,
W in s l o w M . W a r r e n ,
W il l ia m D . B u r d e t t ,
B e n j a m in F . G r e e l y .
Open for business every business day, except Saturday, 9
Saturday, 9 a . m . to 12 m .
B alan ce S h eet O ctober
. to 12 m . ; 2 to 4 p . m . ;
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Expense account,
a .m
$329,337 50
200,600 00
154,625 00
40,242
7,300
920,531
49,520
07
00
62
00
$1,682,514 20
62,300 00
10,530 48
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
48,904 06
23,000 00
77,092 37
2,000 18
$1,804,248 74
$1,804,248 74
Cash on Deposit in Banks, amount in each : —
People’s National Bank, Marlborough,
First National Bank, Marlborough,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
$37,133 94
39,958 43
[Pub. Doc,
R E P O R T O F TH E
352
M a r lb o r o u g h S avings B a n k — Continued.
Detailed Statement o f Public Funds.
Par Value.
Town of Arlington, Mass., 4s,
of Clinton, Mass , 4s,
of Great Barrington, Mass., 4s,
of Pawtucket, R I., 4s, .
of Pawtucket R. I., 5s, .
of Peabody, Mass., 4s, .
of Weymouth, Mass., 4s,
of Wellesley, Mass., 4s,
of Winchester, Mass., 4s,
City of Boston, Mass., 4s,
of Boston, Mass., 6s,
of Cambridge, Mass., 6 s,.
of Cambridge, Mass., 4s, .
of Detroit, Mich., 4s,
of Fall River, Mass., 6s, .
of Fitchburg, Mass , 4s, .
of Keene, N. FI., 4s,
of Lewiston, Me., 5s,
of Lynn, Mass., 4s, .
of Malden, Mass., 4s,
of Marlborough, Mass., 4s,
of Newton, Mass., 4s,
of Newton, Mass., 5s,
of ITovidence, R. I., 4s, .
of Providence, R. I., 5s, .
of Somerville, Mass., 5s, .
of Springfield, Mass., 7s,
of Taunton, Mass., 6s,
of Waltham, Mass., 4s, .
of Worcester, Mass.,3£s,
of Worcester, Mass., 4s, .
of Haverhill, Mass.,4s, .
of Hoivoke, Mass., 4s,
of Lawrence, Mass., 4s, .
$7,000
9,000
5,000
3,000
10,000
15,000
8,000
15,000
15,000
20,000
11,000
5,000
5,000
5,000
5,000
23,000
10,000
7,000
12,000
5,000
42,000
6,000
2,000
10,000
4,000
5,000
1,000
4,000
15,000
5,000
5,000
10,000
5,000
20,000
Estimated
Market Value.
$7,420
9,300
5,250
3,075
10,450
15,825
8,345
15,187
15,462
21,050
13,255
5,275
5,150
5,500
5,075
24,332
10,175
8,260
12,280
5,187
43,960
6,307
2,260
11,300
4,640
5,068
1,080
4,160
15,202
5,050
5,550
10,325
5,250
21,000
00
00
00
00
00
00
00
50
50
00
00
00
00
00
00
50
00
00
00
50
00
50
00
00
00
75
00
00
50
00
00
00
00
00
Amount Invested.
$7,000
9,000
5,000
3,000
10,000
15,000
8,000
15,000
15,000
20,000
11,000
5,000
5,000
5,000
5,000
23,000
10,000
7,000
12,000
5,000
42,000
6,000
2,000
10,000
4,000
5,000
1,000
4,000
15,000
5,000
5.000
10,337
5,000
20,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
50
00
00
$329,000 $347,008 75 $329,337 50
Detailed Statement o f Bank Stocks.
8- 02
O cu
o
Par Value.
2
fc 55
80
33
50
12
88
Atlas National Bank, Boston, .
Blackstone N’l Bank, Boston,
Boston National Bank, Boston,
Boylston Nat’l Bank, Boston,
Continental N’l Bank, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$8,000
3,300
5,000
1,200
8,800
Estimated
Market Value.
$9,360
3,300
5,200
1,506
10 120
00
00
00
00
00
Amount Invested.
$8,000
3,300
5,000
1,200
8,800
00
00
00
00
00
No. 8 .]
353
S A Y IN G S B A N K COM M ISSION ERS
Marlborough Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
45
62
70
40
50
25
35
70
50
50
10
50
15
76
75
15
64
42
100
60
25
50
30
50
50
65
50
70
80
15
30
97
85
14
16
12
Par Value.
Eliot National Bank, Boston, .
Everett Nat’l Bank, Boston, .
Faneuil Hall Nat’l B’k, Boston,
Freeman’s Nat’l Bank, Boston,
Globe National Bank, Boston,
Hamilton Nat’l Bank, Boston,
Howard Nat’l Bank, Boston, .
Manufacturers’ N’l B’k, Boston,
Market Nat’l Bank, Boston,
Merchants’ Nat’l Bank, Boston,
Mt. Vernon Nat’l B’k, Boston,
Nat’onal City Bank, Boston, .
N’l B’k of Commerce, Boston,
National Eagle Bank, Boston,
Nat’l Exchange Bank, Boston,
N’l Hide & Leather B’k, Boston,
N’l B’k of No. America, Boston,
N'l B’k of Redemption, Boston,
N’l B’k of the Republic, Boston,
National Revere Bank, Boston,
National Union Bank, Boston,
Nat’l Webster Bank, Boston, .
Winthrop Nat’l Bank, Boston,
Shawmut Nat’l Bank, Boston,
Shoe & Leather N’l B’k, Boston,
State National Bank, Boston, .
Suffolk Nat’l Bank, Boston, .
Third National Bank, Boston,
Tremont Nat’l Bank, Boston, .
First National Bank, Clinton,
First National Bank, Lynn, .
First Nat’l B’k, Marlborough,
People’s N’l B’k, Marlborough,
Newton Nat’l Bank, Newton, .
City National B’k, Worcester,
Fourth Nat’l Bank, Boston,
$4,500
6,200
7,000
4,000
5,000
2,500
3,500
7,000
5,000
5,000
1,000
5,000
1,500
7,600
7,500
1,500
6,400
4,200
10,000
6,000
2,500
5,000
3,000
5,000
5,000
6,500
5,000
7,000
8,000
1,500
3,000
9,700
8,500
1,400
1,600
1,200
Estimated
Market Value.
$5,895
5,161
9,152
3,400
4,500
2,762
3,386
7,000
4,250
7,875
1,220
4,100
1,725
6,327
9,562
1,612
7,288
5,281
15,900
5,700
3,350
4,862
3,495
5,800
4,500
7,540
5,000
6,282
7,040
1,830
4,132
10,670
10,030
1,155
2,240
1,422
00
50
50
00
00
50
25
00
00
00
00
00
00
00
50
50
00
50
00
00
00
50
00
00
00
00
00
50
00
00
50
00
00
00
00
00
$200,600 $220,934 75
Amount Invested.
$4,500
6,200
7,000
4,000
5,000
2,500
3,500
7,000
5,000
5,000
1,000
5,000
1,500
7,600
7,500
1,500
6,400
4,200
10,000
6,000
2,500
5,000
3,000
5,000
5,000
6,500
5,000
7,000
8,000
1,500
3,000
9,700
8,500
1,400
1,600
1,200
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$200,600 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston
Boston
Boston
Boston
& Albany R.R. 6s,
& Lowell R.R. 4s,
& Lowell R.R. 6s,
& Maine R.R. 4s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$3,000
15,000
5,000
15,000
Estimated
Market Value.
$3,060
15,150
5,162
15,150
00
00
50
00
Amount Invested.
$3,000
15,000
5,000
15,000
00
00
00
00
354
[Pub. D oc
R E P O R T O F TH E
Marlborough Savings Bank — Continued.
Detailed Statement o f Railroad Bonds — Concluded.
Par Value.
Boston & Providence R.R. 4s, .
Fitchburg R.R. 4|s, .
.
.
.
Maine Central R.R. 4|s, .
Old Colony R.R. 4s,
. . .
Old Colony R.R. 4^s,
Old Colony R.R. 6s,
. . .
Portland & Ogdensburg R.R. 6s, .
Upper Coos R.R. 4|s,
Boston & Albany R.R. 4s,
Worcester, Nashua & Rochester
R.R. 4s,...........................................
Estimated
Market Value.
5,000
20,000
5,000
30,000
3,000
2,000
10,000
11,000
20,000
5,200
20,100
5,300
31,425
3,165
2,080
11,000
11,550
21,200
10,000
10,100 00
$154,000
Amount Invested.
00
00
00
00
00
00
00
00
00
5,000
20,000
5,000
30,000
3,000
2,000
10,000
11,000
20,625
00
00
00
00
00
00
00
00
00
10,000 00
$159,642 50 $154,625 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Kate.
Amount.
Rate.
2 per cent.
4
“
$119,500 00
247,416 00
4^ per cent.
5
“
Amount.
$77,092 37
47,500 00
Amount.
$13,105 00
565,530 62
Kate.
5£ per cent.
6
Amount invested in real estate for banking p u r p o se s,........................................$40,242 07
Estimated value of the s a m e ,........................................................................................
40,242 07
Assessed value of the s a m e ,........................................................................................
31,265 00
Y alue, by books, of other real estate held or owned by foreclosure or other
wise,
...............................................................................................................................
7,300 00
Assessed value of the s a m e , ........................................................................................
8,600 00
Net income received from same during year ending Oct. 31, 1894,
.
.
11520
Number of loans which are of an amount not exceeding $3,000 each, . 586
Aggregate amount of the s a m e , ...............................................................................
528,146 62
Total number of loans upon real e s t a t e , ................................................. 640
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 ,........................................................................................
82,173 00
Times for the dividends fixed by the b y-la w s: third Wednesday in January
and July.
Rate and amount of each semi-annual dividend f 2 per cent., $30,074 92 1
go 945 13
‘ during the year ending Oct. 31, 1894, .
.
. i2 p e rce n t., 30,870 21 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 835
Number of accounts closed during the year ending Oct. 31, 1894,
. 586
Total number of open accounts Oct. 31, 1894,
.
.
.
.
5,143
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
..................................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
4,889 01
No. 8 .]
355
S A Y IN G S B A N K COM M ISSIONERS
Marlborough Savings Bank — Concluded.
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................ 4,092
Amount o f withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
$322,079 00
265,897 09
Number of s a m e , ........................................................................................ 3,397
Date of examination by commissioner: M ay 10.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num -
Num -
A m ou n t.
O f $ 50 a n d le s s ,
E x c e e d in g $50 a n d
m o r e th a n $ 10 0, .
E x c e e d in g $100 a n d
m o r e th a n $ 20 0,
.
E x c e e d in g $200 a n d
m o r e th a n $500, .
E x c e e d in g $500 a n d
t h a n $ 1 ,0 0 0 , .
O f $ 1 ,0 0 0 o r m o r e , .
2 ,8 4 8
$ 6 2 ,8 5 7 00
670
5 6 ,4 6 7 00
275
4 3 ,7 7 2 00
194
7 0 ,1 3 8 00
53
52
3 6 ,8 4 5 00
5 2 ,0 0 0 00
4 ,0 9 2
$ 3 2 2 ,0 7 9 00
not
not
not
le s s
T o ta ls ,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
A m ou n t.
h er.
h er.
T o th e cr e d it —
O f w o m e n , b o th a d u lt
a n d m in o r ,
O f g u a r d ia n s ,
O f r e lig io u s a n d c h a rita b le a s s o c ia t io n s , .
I n t r u s t ......................................
1 ,7 7 4
17
$ 1 3 7 ,3 7 9 00
7 ,6 9 1 00
21
177
1 ,5 5 5 00
1 7 ,8 5 7 00
356
R E P O R T OF THE
[Pub. D oc.
M E C H A N IC S ’ S A V IN G S B A N K — H O L Y O K E .
Incorporated March 16, 1872.
Present number of corporators, 39.
L e m u e l S e a r s , President.
C. B. P r e s c o t t , Treasurer.
E . W . C h a p i n , Clerk o f the Corporation.
Names of committee charged with the investment o f its funds:
R - P. C r a f t s ,
J. S. W e b b e r ,
E d w ar d C. T aft,
L em uel Sears,
S. C. W
Open for business every business day, 9
eld.
a .m .
to 4
p .m . ;
B a l a n c e Sh e e t O cto ber
A ssets.
Bank stock as per schedule,
Loans on bank stock, .
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans on depositors’ books,
Deposit in bank, on interest,
Expense account,
Furniture and fixtures,
Cash on hand,
.
.
.
.
also Saturday, 6 to 8
p .m
.
31, 1894.
L ia b il it ie s ,
$58,646
27,270
10,600
639,275
237,368
600
32,532
2,676
2,407
2,943
50
00
00
00
00
00
30
96
00
76
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$1,014,319 52
$953,339 30
28,348 00
20,056 97
12,575 25
$1,014,319 52
Cash on Deposit in Bank : —
City National Bank, Holyoke,
$32,532 30
Loans on Bank Stock, amount on each : —
On
On
On
On
On
On
10 shares Second National Bank, Springfield,
10 shares Hadley Falls National Bank, Holyoke,
10 shares Holyoke National Bank, Holyoke,
8 shares Agawam National Bank, Springfield,
5 shares Holyoke National Bank, Holyoke, .
10 shares Park National Bank, Holyoke,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$
2 , 200’ 00
800 00
1,500 00
No. 8 .]
357
SA V IN G S B A N K COM M ISSION ERS.
Mechanics’ Savings Bank, Holyoke — Continued.
On 10 shares Springfield National Bank, Spri ngfi el d, .
On
On
On
On
On
On
On
On
.
.
$1,000 00
2,000 00
1,000 00
.
25 shares City National Bank, H o l y o k e , ........................................•
10 shares City National Bank, H o l y o k e , ........................................
63 shares City National Bank, H o l y o k e , ........................................
46 shares Hadley Falls National Bank, Holyoke,
.
.
.
.
7 shares Chicopee National Bank, Springfield,
18 shares Second National Bank, Springfield,
.
.
.
.
23 shares Third National Bank, Springfield,.......................................
15 shares Springfield Safe Deposit and Trust Company, Springfield,
1
1
1
(■
1
1
J
13,970 00
1,500 00
2,300 00
1,000 00
On 25 shares Home National Bank, H o l y o k e , ........................................
On 10 shares City National Bank, Holyoke,
.
.
..
No. of
Shares.
Detailed Statement o f Bank Stocks.
22
193
102
3
50
20
50
Par Value.
Shoe & Leather NT B’k, Boston,
City National Bank, H olyoke,.
Hadley Falls NT B’k, Holyoke,
Holyoke Nat’l Bank, Holyoke,
Home Nat’l Bank, Holyoke, .
First NatT Bank, Springfield, .
Third NatT Bank, Springfield,
$2,200
19,300
10,200
300
5,000
2,000
5,000
$44,000
Estimated
Market Value.
$2,200
22,195
16,830
498
5,750
2,800
10,000
Amount Invested.
$3,008
21,500
16,310
498
5,750
3,080
8,500
00
00
00
00
00
00
00
$60,273 00
50
00
00
00
00
00
00
$58,646 50
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$32,532 30
Rate.
4 per cent.
Amount.
$902,038 00
Rate.
5 per cent.
Rate.
Amount.
$2,475 00
6 per cent.
Value, by books, o f real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
.
.
Number of loans which are of an amount not exceeding $3,000 each, . 223
Aggregate amount of the same............................................................................ .........
Total number of loans upon real e s t a t e , ................................................. 237
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ..............................................................................
•
$10,600 00
7,730 00
340 00
283,998 00
47,715 53
Times for the dividends fixed by the by-law s: second Monday in May
and November.
Rate and amount of each semi-annual dividend ( 2 per cent.,
during the year ending Oct. 31, 1894,
.
. [2 p e rc e n t.,
$17,637 79 )
17,432 88 )
Number of accounts opened during the year ending Oct. 31, 1894,
Number of accounts closed during the year ending Oct. 31, 1894,
Total number of open accounts Oct. 31, 1894........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
376
419
2,604
35^70
67
358
R E P O R T O F TH E
[Pub. D oc
Mechanics’ Savings Bank, Holyoke — Concluded.
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
$5,415 74
Amount o f deposits, not including dividends, received during the year
ending Oct. 31, 1894........................................................................................................
203,571 89
Number o f s a m e , ........................................................................................ 3,209
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
211,599 93
Number of same...............................................................................................2,597
Date of examination by commissioner : March 8.
Classification o f Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
Num
Num .
A m o u n t.
b er.
O f $ 5 0 a n d le s s ,
E x c e e d in g $50 an d
m o r e th a n $ 100, .
E x c e e d in g $100 a n d
m o r e th a n $ 200, .
E x c e e d in g $200 a n d
m o r e th a n $ 5 0 0 , .
E x c e e d in g $500 a n d
t h a n $ 1 ,0 0 0 , .
O f $ 1 ,0 0 0 o r m o r e , .
T o ta ls ,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ber.
2 ,4 8 0
$ 4 4 ,7 7 6 62
3 75
3 0 ,5 6 1 54
150
2 4 ,6 4 0 67
135
4 9 ,0 1 7 21
31
32
2 2 ,0 6 9 18
3 2 ,5 0 6 67
3 ,2 0 9
$ 2 0 3 ,5 7 1 89
not
not
not
le s s
T o th e c r e d it —
O f w o m e n , b o t h a d u lt
a n d m in o r ,
O f g u a r d ia n s ,
O f r e lig io u s a n d c h a r i
ta b le a s s o c ia tio n s , .
I n t r u s t .......................................
A m o u n t.
1 ,3 2 1
19
$ 8 8 ,9 0 9 27
1 ,1 9 6 00
37
37
3 ,3 6 1 32
6 ,6 8 4 72
N o. 8 .]
359
S A Y IN G S B A N K COM M ISSION ERS
M E C H A N IC S ’ SA V IN G S B A N K - L O W E L L .
Incorporated March 1,1861.
Present number of corporators, 56.
J e r e m i a h C l a r k , President.
C h a s . C . H u t c h i n s o n , Treasurer.
C h a s . C . H u t c h in s o n , Clerk o f the Corporation.
Names o f committee charged with the investment o f its funds:
J a co b R o g e r s ,
Jo h n D a v i s ,
J a m e s F r a n c is ,
C h a s . C . H u t c h in s o n ,
Clar e n c e H . N e lson.
Open for business every business day, 9
Balance
a .m
. to 1 p . m . ; also Saturday, 7 to 9 p . m .
Sh e e t O c t o b e r
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Loans on bank stock,
Railroad bonds as per schedule,
Real estate (for banking pur
poses) ,
.......................................
Real estate by foreclosure,.
Loans on real estate, .
.
.
Loans on personal security,
Deposits in banks, on interest, .
Expense account,
T a x e s ,.................................................
Suspense account,
Cash on hand,
.
.
.
.
$196,000
264,250
9,800
154,500
00
00
00
00
85.000
17.000
1,049,600
387,035
90,842
2,671
1,131
3,335
6,435
00
00
76
00
96
18
00
87
91
$2,136,395
88,000
27,313
15,893
Deposits, .
Guaranty fund,
Interest account,
Rents,
33
00
68
67
$2,267,602 68
$2,267,602 68
Cash on Deposit in Banks, amount in each: —
Railroad National Bank, Lowell, .
Old Lowell National Bank, Lowell,
.
.
.
National Hide & Leather Bank, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
.
«
.
•
.
.
♦
.
•
.
•
.
$73,989 00
10,000 00
6,853 96
360
E E P O E T O F TH E
[Pub. D oc
Mechanics’ Savings Bank, L ow ell— Continued.
Loans on Bank Stock, amount on each: —
On 75 shares First National Bank, Lowell, .
On 25 shares Old Lowell National Bank, Lowell,
On 55 shares Railroad National Bank, Lowell,
$1,800 00
2.500 00
.
5.500 00
Detailed Statement o f Public Funds.
Par Value.
City of Concord, N. H., 4s,
of Lowell, Mass., 4s,
of Lynn, Mass., 4s, .
of Marlborough, Mass., 4s,
of Newton, Mass , 4s,
of Waltham, Mass., 4s, .
Town of Arlington, Mass., 4 s ,.
City of Boston, Mass , 4s,
of Providence, R. 1 , 4s, .
of Waterbury, Conn.,4s, .
of Milwaukee, Wis., 5s, .
$10,000
16,000
10,000
20,000
10,000
10,000
20,000
30.000
20.000
25.000
25.000
$196,000
Estimated
Market Value.
$10,600
16,960
10.450
21,200
10.500
10.450
21,000
32,700
22.500
26,000
27,000
00
00
00
00
00
00
00
00
00
00
00
$209,360 00
Amount Invested.
$10,000
16,000
10,000
20,000
10,000
10,000
20,000
30.000
20.000
25.000
25.000
00
00
00
00
00
00
00
00
00
00
00
$196,000 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
106
66
63
9
45
40
25
90
8
65
200
13
265
100
10
105
43
37
281
83
160
*
Atlas National Bank, Boston,.
Blackstone N’l Bank, Boston, .
Boston National Bank, Boston,
National City Bank, Boston, .
N’l B’k of Commerce, Boston,
N ’l Eagle Bank, Boston, .
Eliot National Bank, Boston, .
Everett National B’k, Boston, .
First Nat’l Bank, Boston,
Hamilton N’l Bunk, Boston, .
N'l Hide & Leather, B’k, Boston,
Howard Nat’l Bank, Boston, .
Merchants’ Nat’l B’k, Boston,
Metropolitan N’l B’k, Boston,
Mt. Vernon N’l Bank, Boston,
New England N’l B’k, Boston,
North National Bank, Boston,
N’l B’k of No America, Boston,
N'l B’k of Redemption, Boston,
N’l B’k of the Republic, Boston,
Nat’l Revere Bank, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
$10,600
6,600
6,300
900
4,500
4,000
2,500
9,000
800
6,500
20,000
1,300
26,500
10,000
1,000
10,500
4,300
3,700
28,100
8,300
16,000
Estimated
Market Value.
$12,402
6,600
6,552
738
5,175
3,200
3,275
7,492
1,880
7,182
21,500
1,258
41,803
9,500
1,200
16,380
4,988
4,255
34,422
13,197
15,200
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
(0
00
00
Amount Invested.
$11,660
6,600
7,056
900
5,040
4,000
2,500
9,000
800
8,000
21,000
1,3u0
36,800
10,000
1,000
15,500
5,160
3,700
32,315
9,960
19,200
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
No. 8 .]
361
S A Y IN G S B A N K COM M ISSION ERS
Mechanics’ Savings Bank, Lowell — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
20
39
100
100
28
30
117
68
Par Value.
Second National Bank, Boston,
Shawmut Nat’l Bank, Boston,
Suffolk Nat’l Bank, Boston, .
Nat’J Webster Bank, Boston, .
Collateral Loan Co., Boston, .
Bay State N’l Bank, Lawrence,
Railroad Nat’l Bank, Low ell,.
First National Bank, Malden,.
$2,000
3,900
10,000
10,000
2,800
2,250
11,700
6,800
Estimated
Market Value.
$3,600
4,495
10,000
10,000
3,514
3,600
13,805
10,540
Amount Invested.
00
00
00
00
00
00
00
00
$230,850 $277,753 00
$2,500
4,290
10,000
9,600
2,800
2,250
13,839
7,480
00
00
00
00
00
00
00
00
$264,250 00
Detailed Statement o f Railroad Bonds.
Par Value.
Concord & Montreal R.R. 4s, .
Salem & Lowell R.R. 6s,
Boston & Maine R.R. 4£s,
Fitchburg R.R. 5s, .
Maine Central R.R. 4^s, .
$50,000
2,000
50.000
25.000
25.000
$152,000
Estimated
Market Value.
$51,000
2,120
55,000
26,250
26,500
Amount Invested.
00
00
00
00
00
$50,000
2,000
52,500
25.000
25.000
00
00
00
00
00
$160,870 00 $154,500 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$6,853 96
83,989 00
50,000 00
Bate.
Amount.
2 per cent.
2£
“
3h
“
$183,000 00
267,400 00
824,000 76
4
H
5
Rate.
Amount.
per cent.
“
“
$7,260 00
112,275 00
2,500 00
Rate.
5£ per cent.
6
7
Amount invested in real estate ior banking p u rp oses,....................................... $85,000 00
Estimated value of the s a m e , ...............................................................................
80,000 00
Assessed value of the s a m e , ........................................................................................
65,000 00
Net income received from same during year ending Oct. 31, 1894, .
.
1,870 91
Value, by books, of other real estate held or owned by foreclosure or other
wise,
...............................................................................................................................
17,000 00
Assessed value of the s a m e , ........................................................................................
26,900 00
Net income received from same during year ending Oct. 31, 1894,
.
.
418 01
Number of loans which are o f an amount not exceeding $3,000 each,
374
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 451
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
442,020 76
362
R E P O R T O F TH E
Mechanics’ Savings Bank, Lowell —
[Pub. D oc
C on clu d ed .
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ......................................................................................... $105,309 50
Times for the dividends fixed by the by-laws : first Saturday in June and
December.
Rate and amount of each semi-annual dividend 12 per cent., $41,780 58 l
82,527 79
during the year ending Oct. 31, 1894, .
.
12 per cent., 40,747 21 j
Number of accounts opened during the year ending Oct. 31,1894,
. 523
Number of accounts closed during the year ending Oct. 31, 1894,
. 596
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
4,886
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive of ta x e s ),............................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894, ..................................................................................................
Number o f s a m e , ...................................................................................................3,029
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894................................................................................................................................
Number of s a m e , .................................................................................................. 3,738
Date o f examination by commissioner : November 27.
5,396 14
269,600 50
335,323 35
Classification of Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num
Num
A m ou n t.
O f $ 5 0 a n d le s s ,
E x c e e d in g $ 5 0 a n d n o t
m o r e th a n $100,
.
E x c e e d in g $100 a n d n o t
m o re th a n $ 200, .
E x c e e d in g $200 a n d n o t
m o r e th a n $ 500, .
E x c e e d i n g $ 5 0 0 a n d le s s
t h a n $ 1 ,0 0 0 , .
O f $ 1 ,0 0 0 o r m o r e , .
T o ta ls ,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
A m o u n t.
ber.
ber.
2 ,0 9 0
$ 4 6 ,5 8 4 76
434
3 5 ,6 2 1 29
2 45
3 8 ,7 0 3 33
1 49
5 2 ,7 9 2 86
47
64
3 1 ,8 9 8 26
6 4 ,0 0 0 00
3 ,0 2 9
$ 2 6 9 ,6 0 0 50
T o th e cr e d it —
O f w o m e n , b o t h a d u lt
a n d m in o r ,
O f g u a r d ia n s ,
O f re lig io u s a n d c h a r i
ta b le a s s o c ia tio n s , .
In tru st, .
.
.
.
1 ,4 6 2
10
$ 1 2 9 ,4 7 9 73
3 ,8 9 1 95
20
3 54
3 ,0 5 9 87
3 6 ,1 3 9 63
No. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
363
M E C H A N IC S ’ SA V IN G S B A N K - R E A D IN G .
Incorporated March 20, 1891.
Present number of corporators, 12.
J a m e s W i g h t , President.
G a l e n A . P a r k e e , Treasurer.
E d g a r N . H u n t , Clerk o f the Corporation.
Names of committee charged with the investment of its fund s:
Ja m e s W i g h t ,
W il l ia m A . L a n g ,
W e n d e l l Banc ro ft.
Open for business every business day, 8.30 to 11
B ala n c e Sh eet O ctober
A ssets.
Bank stock as per schedule,
Railroad bonds as per schedule,
Loans on real estate, .
Deposit in bank, not on interest, .
Cash on hand,
.
.
.
.
a .m
. ; 2.30 to 4 p . m .
31, 1894.
L ia b il it ie s .
$1,010
4,195
12,735
1,114
00
00
00
31
20
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
$19,054 51
$18,788 32
63 05
203 14
$19,054 51
Cash on Deposit in Bank : —
First National Bank, Reading,
$1,114 31
No. o f
Shares.
Detailed Statement o f Bank Stocks.
10] First National Bank, Reading,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
Estimated
Market Value.
$1,000
$1,010 00
Amount Invested.
$1,010 00
[Pub. Doc.
R E P O R T O F TH E
364
Mechanics’ Savings Bank, Reading — Continued.
Detailed Statement o f Railroad Bonds.
■
----------------- -------------Par Value.
Fitchburg R.R. 5s, .
.
.
Maine Central R.R. 4^s, .
Upper Coos R.R. 4s,
. .
.
.
Estimated
Market Value.
Amount Invested,
$2,000
1,000
1,000
$2,135 00
1,070 00
990 00
$2,130 00
1,070 00
995 00
$4,000
$4,195 00
$4,195 00
Total-Amount o f Loans, with Each Specified Rate o f Interest.
Rate.
Amount.
$ 2,000 00
5 per cent.
Amount.
$10,735 00
Rate.
Amount.
Rate.
6 per cent.
-
-
Number of loans which are of an amount not exceeding $3,000 each,
11
Aggregate amount of the s a m e , ...............................................................................
Total number o f loans upon real e s t a t e , ................................................. 11
Gross amount of interest or profits received or earned, as per books, during
$12,735 00
year ending Oct. 31, 1894,
...............................................................................
Times for the dividends fixed by the b y-la w s: second Saturday in June and
653 88
December.
Rate and amount of each semi-annual dividend J 2 per cent.,
during the year ending Oct. 31, 1894, .
.
. I2percen t.,
Number o f accounts opened during the year ending Oct. 31, 1894,
Number of accounts closed during the year ending Oct. 31, 1894,
$187 52 )
210 5 4 J
.
.
398 06
68
28
Total number of open accounts Oct. 31, 1894................................................. 193
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
13 35
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of same........................................................................................................ 240
Amount of withdrawals, including dividends, during the year ending Oct.
13,404 65
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , ...................................................................................................1^3
Date of examination by commissioner: March 1.
6,169 18
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS
Mechanics’ Savings Bank, Reading —
365
C onclud ed .
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Kum her.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
188
$2,695 41
28
2,182 82
12
1,933 42
8
2,922 50
3
1
2,600 00
1,070 50
240
$13,404 65
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Numher.
Amount.
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust, .
.
.
.
Amount.
121
1
$7,685 08
500 00
3
1
281 85
5 00
[Pub. Doc
R E P O R T O F TH E
366
M EDFORD
S A V IN G S
Incorporated Feb. 26, 1869.
D a n ie l W . X
aw rence,
BANK — M EDFORD.
Present number of corporators, 82.
President.
J. G i l m a n W
C h a r l e s B . B u s s , Treasurer.
a it e ,
Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
D a n ie l W . L a w r e n c e ,
C h arles M . B ar rett,
D a n ie l A . G lea so n ,
B en j. F . H a t e s ,
F rank E . Ch an dler.
Open for business every business day, 8 to 11 a . m ., 3 to 6 p . m . ; also Saturday, 7 to 9 p . m .
B
alance
Sh e e t O cto ber
L ia b il it ie s .
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate (for banking pur
poses)...............................................
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes), .......................................
Deposits in banks, on interest, .
Safe, furniture and fixtures,
Cash on hand,
.
.
.
.
31, 1891.
$139,500 00
32,100 00
45.000 00
23.000 00
674,400 00
206,250 00
20.000
45,279
1,000
1,763
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$1,126,260 25
29,650 00
26,042 93
6,339 92
00
26
00
84
$1,188,293 10
$1,188,293 10
Cash on Deposit in Banks, amount in each: —
National Exchange Bank, B o s t o n , ..................................................................... $21,549 25
National Bank of Commerce, B o s t o n ,................................................. ...... .
.
23,730 01
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
S A Y IN G S B A N K
CO M M ISSION ERS
367
i
Medford. Savings Bank — Continued.
Detailed Statement o f Publie Funds.
Par Value.
City of Biddeford, Me , 4s,
of Fall River, Mass., 6s, .
of Lynn, Mass, 5s, .
of Natick, Mass. 4s,
of Providence, R. I., 4s, .
of Waltham, Mass., 4s, .
Town of Hartland, Me., 4|s, .
of Medford, Mass., 4s, .
of Wellesley, Mass., 4s,
of Arlington, Mass , 4s,
of Beverly, Mass., 4s, .
$14,500
3.000
5.000
5.000
25.000
15.000
12.000
25.000
15.000
5.000
15.000
Estimated
Market Value.
$14,500
3,690
5,575
5,075
26,625
15,112
12,000
26,125
15,787
5,250
15,825
00
00
00
00
00
50
00
00
50
00
00
$139,500 $145,565 00
Amount Invested.
$14,500
3.000
5.000
5.000
25.000
15.000
12.000
25.000
15.000
5.000
15.000
00J
00
00
00
00
00
00*
00
00
00
00
$139,500 00
* A legal investment when made.
Ko. o f
Shares.
Detailed Statement o f Bank Stocks.
12
15
33
4
10
15
40
25
10
20
6
25
20
12
25
15
20
25
Par Value.
#
N’l B’k of Commerce, Boston,
Hamilton Nat’l Bank, Boston,
Blackstone Nat’l B’k, Boston,
Nat’l Revere Bank, Boston, .
National Eagle Bank, Boston,
N ’l B’k of the Republic, Boston,
N’l B’k of the Commonwealth,
B o s to n ..................................
Monument Nat’l Bank, Boston,
Market Nat’l Bank, Boston, .
N ’l Hide & Leather B’k, Boston,
Nat’l Webster Bank, Boston, .
Boston Nat’l Bank, Boston,
North National Bank, Boston,
Winthrop Nat’l Bank, Boston,
Suffolk Nat’l Bank, Boston, .
Continental Nat’l B’k, Boston,
Commercial Nat’l B’k, Boston,
Central National Bank, Lynn,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$1,2000
1,500
2,200
400
1,000
1,500
$1,380
1,657
2,200
380
830
2,385
00
50
00
00
00
00
$1,200
1,500
2,200
400
1,000
1,500
00
00
00
00
00
00
4,000
2,500
1,000
2,000
600
2,500
2,000
1,200
2,500
1,500
2,000
2,500
5,200
5,750
850
2,140
582
2,600
2,295
1,398
2,500
1,725
1,620
3,625
00
00
00
00
00
00
00
00
00
00
00
00
4,000
2,500
1,000
2,000
600
2,500
2,000
1,200
2,500
1,500
2,000
2,500
00
00
00
00
00
00
00
00
00
00
00
00
$32,100
$39,117 50
$32,100 00
368
R E P O R T O F TH E
Medford Savings Bank —
[Pub. D oc.
C ontin ued .
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Albany R.R. 6s,
Fitchburg R.R. 4s, .
Fitchburg R R. 4is, .
.
.
.
Portland & Kennebec R.R. 6s,
$5,000
10,000
25,000
5,000
$45,000
Estimated
Market Value.
$5,100
9,875
25,187
5,062
Amount Invested.
00
00
50
50
$45,225 00
$5,000
10,000
25,000
5,000
00
00
00
00
$45,000 00
Total Amount of Loans, with Each Specified Rate of Interest.
Amount.
$45,279 26
56,000 00
125,000 00
Kate.
1£ per cent.
4
“
41
“
Amount.
$11,000 00
25,000 00
286,650 00
Rate.
4£ per cent.
4|
“
5
“
Amount.
$29,300 00
367,700 00
Rate.
5£ per cent.
6
“
Amount invested in real estate for banking p urposes,....................................... $23,000 00
Estimated value of the s a m e , ...............................................................................
23,000 00
Assessed value o f the s a m e , ................................................................................... .
18,900 00
Number o f loans which are o f an amount not exceeding $3,000 each,
321
Aggregate amount of the s a m e , ...............................................................................
463,900 00
Total number of loans upon real e s t a t e , ................................................. 351
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1894,
...............................................................................
Times for the dividends fixed by the b y-la w s: second Saturday in May
and November.
Rate and amount of each semi-annual dividend ( 2 per cent., $19,276 02 J
during the year ending Oct. 31, 1894, .
.
. 1 2 per cent., 19,894 91 f
Rate and amount of any extra dividend paid during the year ending Oct.
56,082 42
3g
Q g3
’
31, 1894.................................................................................................
1 per cent.,
8,377 31
Number of accounts opened during the year ending Oct. 31,1894,
. 558
Number of accounts closed during the year ending Oct. 31, 1894, .
. 349
Total number of open accounts Oct. 31, 1894,
.
.
.
.
3,621
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes), .
.................................................................................................. 3,412 57
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
279,946 00
Number of s a m e , .........................................................................................4,106
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894................................................................................................................................
Number o f s a m e , .........................................................................................3,146
Date of examination by commissioner: June 21.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
226,014 11
No. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
369
Medford Savings Bank — Concluded.
Classification of Deposits received during the Year ending Oct. 31, 1894.
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Amount.
3,149
$59,479 00
440
36,501 00
218
34,639 00
197
66,081 00
60
42
41,246 00
42,000 00
4,106
$279,946 00
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
T o the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
N um
ber.
Amount.
1,809
10
$118,024 00
1,588 00
49
548
6,222 00
38,070 00
[Pub. D oc
R E P O R T O F TH E
370
M EDW AY
S A V IN G S
Incorporated Feb. 20, 1871.
BANK — M EDW AY.
Present number of corporators, 39.
M il t o n M . F i s h e r , President.
F r e d e r ic k . L . F i s h e r , Treasurer.
F r e d e r i c k L . F i s h e r , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
M . M . F is h e r ,
A . M . B. F u lle r ,
S. G . C l a r k ,
W ales K im b a l l ,
S u m n e r R o b b in s ,
W . H . Carey.
Open for business every business day, 9
a .m .
B ala n c e Sh eet O ctober
to 12
m.
p .m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock,.
Railroad bonds as per schedule,
Real estate by foreclosure,
Loans on real estate,
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Cash on hand,
.
.
.
; 2 to 5
$28,500
27,010
4,741
44,500
4,705
125,292
19,978
00
00
00
00
54
50
77
8,200
842
10,017
938
00
00
42
86
$257,660 09
12,139 42
4,926 -58
Deposits, .
Guaranty fund,
Interest account,
$274,726 09
$274,726 09
Cash on Deposit in Banks, amount in each : —
Central National Bank, B o s t o n , ...............................................................................$5,659 07
Howard National Bank, B o s t o n ,...............................................................................
4,358 35
Loans on Bank Stock, amount on each : —
On 20 shares Central National Bank, Boston,
On 5 shares Dedham National Bank, Dedham, .
On 10 shares Framingham National Bank, South Framingham,
On 20 shares Holliston National Bank, Holliston,
On 5 shares Hopkinton National Bank, Hopkinton,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,750 00
200 00
*I
2,500 00
291 00
No. 8 .]
S A Y IN G S B A N K COM M ISSION ERS
371
Medway Savings Bank — Continued.
Detailed Statement o f Public Funds.
Estimated
Market Value.
City of Boston, Mass., 4s,
of Cleveland, Ohio, 6s,
of Cleveland, Ohio, 7s, .
of Detroit, Mich., 6s,
of Fort Wayne, Ind., 6s, .
of Grand Rapids, Mich., 5s,
of Keene, N. H., 6 s,.
of Springfield, Ohio,. 5s, .
of Waltham, Mass., 4s, .
Town of Andover, Mass., 4s, .
of Melrose, Mass., 4s, .
City of Grand Rapids, Mich., 4-|s,
County of Aroostook, Me., 4^s,
$1,000
1,000
2,000
1,000
2,000
2,000
500
3,000
5,000
2,000
1,000
3,000
5,000
$28,500
$1,103
1,045
2,143
1,255
2,170
2,233
517
3,305
5,216
2,010
1,030
3,251
5,312
00
00
00
00
00
00
00
00
00
00
00
00
00
$30,590 00
Amount Invested.
$1,000
1,000
2,000
1,000
2,000
2,000
500
3,000
5,000
2,000
1,000
3,000
5,000
00
00
00
00
00
00
00
00
00
00
00
00
00
$28,500 00
No. o f
Shares.
Detailed Statement o f Bank Stocks.
6
18
30
30
15
10
10
25
15
20
20
12
20
17
20
3
Par Value.
Atlas National Bank, Boston, .
Boston National Bank, Boston,
Central N’l Bank, Boston,
First Ward Nat’l B’k, Boston,
N’l Hide & Leather B’k, Boston,
Howard Nat’l Bank, Boston, .
Market Nat’l Bank, Boston, .
Manufacturers’ N’l B’k, Boston,
Mt. Vernon Nat’l B’k, Boston,
Nat’l Revere Bank, Boston,
Shawmut Nat’l Bank, Boston,
Winthrop Nat’l Bank, Boston,
Dedham Nat’l Bank, Dedham,
Franklin Nat’l Bank, Franklin,
Holliston N ’l Bank, Holliston,
Wrentham N’l Bk, Wrentham,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$600
1,800
3,000
3,000
1,500
1,000
1,000
2,500
1,500
2,000
2,000
1,200
2,000
1,700
2,000
210
$27,010
Estimated
Market Value.
Amount Invested.
$702
1,872
3,810
3,900
1,612
967
850
2,500
1,800
1,900
2,305
1,398
2,040
1,870
2,100
240
$600
1,800
3,000
3,000
1,500
1,000
1,000
2,500
1,500
2,000
2,000
1,200
2,000
1,700
2,000
210
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$29,866 00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$27,010 00
372
R E P O R T O F TH E
[Pub. Doc.
Medway Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston, Clinton & Fitchburg R R . 5s,
Boston & Lowell R.R. 4s,
Boston & Maine R.R. 4±s,
Boston & Providence R.R. 4s, .
Concord & Montreal R.R. 4s, .
Fitchburg R.R. 6s, .
Leeds & Farmington R.R. 6s, .
Lowell & Lawrence R.R. 6s, .
Maine Central R.R. 6s, .
Newport & Richford R.R. 5s, .
Old Colony R.R. 4s,.
Old Colony R.R. 6 s,.
Portland & Ogdensburg R.R. 6s,
Salem & Lowell R.R. 6s,.
Vermont & Massachusetts H.R. 5s, .
Worcester, Nashua & Rochester
R.R. 4 s,...........................................
Estimated
Market Value.
$2,000
5,000
5,000
3,000
5,000
2,000
2,000
1,000
2,000
2,000
3,000
2,000
2,000
2,500
1,000
$2,313
5,126
5,575
3,160
5,183
2,110
2,100
1,065
2,212
2,133
3,190
2,130
2,240
2,699
1,090
Amount Invested.
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$2,000
5,000
5,000
3,000
5,000
2,000
2,000
1,000
2,000
2,000
3,000
2,000
2,000
2,500
1,000
00
00
00
00
00
00
00
00
00
00*
00
00
00
00
00
5,000
5,141 00
5,000 00
$44,500
$47,467 00
$44,500 00
* A legal investment when made.
Total Amount o f Loans, with Each Specified Bate o f Interest.
Amount.
$10,017 42
1,000 00
Rate.
2 per cent.
3
“
Amount.
$7,200 00
22,490 00
Rate.
4 per cent.
5
Amount.
$128,364 27
Rate.
6 per cent.
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e ,.........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each,
248
Aggregate amount of the s a m e , ...............................................................................
$4,705 54
5,990 00
93 65
139,554 27
Total number of loans upon real e s t a t e , ................................................. 164
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y-la w s: June 1 and December 1.
Rate and amount of each semi-annual dividend f 2 per cent., $4,612 85 1
during the year ending Oct. 31, 1894, .
.
. 1 2 per cent.,
4,684 07 i
Number of accounts opened during the year ending Oct. 31, 1894,
. 128
Number of accounts closed during the year ending Oct. 31, 1894,
. 102
Total number of open accounts Oct. 31, 1894,
.
.
.
.
1,097
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
14,375 21
9,296 92
No. 8 .]
S A Y IN G S B A N K CO M M ISSION ERS.
373
Medway Savings Bank — C onclud ed .
Total expenses oi the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
$1,378 41
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ........................................................................................ 1,149
Amount of withdrawals, including dividends, during the year ending Oct.
93,732 96
31, 1894...............................................................................................................................
Number of s a m e , ........................................................................................ 1,028
Date of examination by commissioner : January 30.
91,845 69
Classification o f Deposits received during the Year ending Oct. 31, 1894.
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
783
$16,662 50
170
13,636 85
85
13,028 83
87
28,701 56
13
11
9,324 32
12,378 90
1,149
$93,732 96
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust................................
Amount.
416
18
$21,515 11
694 27
43
49
5,649 46
4,287 61
374
R E P O R T O F TH E
[Pub. D oc.
MELROSE SAVINGS BANK — MELROSE.
Incorporated April 5, 1872.
D a n ie l R
u ssell,
Present number o f corporators, 20.
President.
E . 11 , Goss, Prcaszirer .
J o h n L a r r a b e e , Clerk o f the Corporation.
Names o f committee charged with the investment o f its funds :
G eorge N e w h a l l ,
D a n ie l N o r to n ,
S e t h E . B e n so n .
Open for business every business day, 2 to 5
p .m .
B a l a n c e Sh e e t O ctober
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Loan on bank stock, .
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes)..............................................
Deposits in banks, on interest, .
Cash on hand,
.
.
.
.
; also Saturday, 7 to 8
p .m .
31, 1894.
L ia b il it ie s .
$90,000
7,200
105
393,679
10,250
00
00
00
00
00
Deposits, .
Guaranty fund,
Interest account,
$586,345 60
10,666 30
32,762 33
57,000 00
69,653 13
1,887 10
$629,774 23
$629,774 23
Cash on Deposit in Banks, amount in each: —
National Bank of the Republic, Boston,
Melrose National Bank, Melrose, .
Winthrop National Bank, Boston,
$26,482 44
26,850 69
16,320 00
Loan on Bank Stock : —
On 2 shares Melrose National Bank, M e l r o s e , ..................................................$105 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
375
SA Y IN G S B A N K C O M M ISSION ERS.
Melrose Savings Bank —
Contin ued.
Detailed Statement o f Public Funds.
Par Value.
City of
of
of
of
of
Boston, Mass., 4s,
Brockton, Mass., 5s,
Colnmbus, Ohio, 4s,
Portland, Me., 6s,
Melrose, Mass., 4s,
.
$7,000
8,000
5.000
5.000
65,000
$90,000
Estimated
Amount Invested,
Market Value.
$7,280
9,280
5,000
6,110
67,660
$7,000
8,000
5.000
5.000
65,000
00
00
00
00
00
00
00
00*
00
00
$90,000 00
$95,330 00
* A legal investment when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
27
45
Par Value.
Everett Nat’l Bank, Boston, .
Freeman’s Nat’l Bank, Boston,
Estimated
Amount Invested.
Market Value.
$2,700
4,500
$2,241 00
4,275 00
$2,700 00
4,500 00
$7,200
$6,516 00
$7,200 00
Total Amount of Loans, with Each Specified Rate o f Interest.
Rate.
Amount.
$69,653 13
5,000 00
2 per cent.
34
“
Amount.
$52,000 00
19,850 00
Rate.
Amount.
Rate.
4 per cent.
5
“
$384,184 00
6 per cent.
Number of loans which are of an amount not exceeding $3,000 each,
285
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real estate............................................................297
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 ,.........................................................................................
Times for the dividends fixed by the b y-la w s: January 1 and July 1.
Rate and amount of each semi-annual dividend j 2 per cent., $9,292 86 i
during the year ending Oct. 31, 1894,
.
• 1 2 per cent., 9,844 70 j
Number of accounts opened during the year ending Oct. 31, 1894,
. 672
Number of accounts closed during the year ending Oct. 31, 1894,
Total number of open accounts Oct. 31, 1894........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
348
3,222
$336,779 00
29,435 26
19,137 56
376
R E P O R T O F TH E
Melrose Savings Bank —
[Pub. D oc
Concluded.
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes)..............................................................................................................
f 2,326 03
Amount of deposits, not including dividends, received during the year
ending Oct. 3 1 , 1 8 9 4 , ..................................................................................................
238,216 44
Number of s a m e , .........................................................................................
4
641
Amount o f withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
Number o f same..............................................................................................
Date o f examination by commissioner : April 26.
174,275 22
2 795
Classification of Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
3,863
$55,392 87
365
29,473 13
185
28,576 92
144
52,722 51
51
33
37,020 01
35,031 00
4,641
$238,216 44
not
not
not
less
To the credit—
O f women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust................................
Num
ber.
Am ount.
2,296
7
$105,520 29
2,844 48
56
218
7,210 76
39,135 62
No. 8 .]
SA V IN G S B A N K COM M ISSION EKS.
377
MERRIMAC SAVINGS B A N K -M E R R IM A C .
Incorporated April 19, 1871.
W
il l ia m
Present number of corporators, 47.
H . H a s k e l l , Pres¿dent.
D a n ie l J . P o o r e , Treasurer •
W i l l i a m B . S a r g e n t , Clerk o f the Corporation.
Names of committee charged with the investment o f its funds :
W il l ia m H . H a s k e l l ,
II. 0 . D e l a n o .
Open for business every business day, 8.30
Balance
Sh eet
Public funds as per schedule, .
Bank stock as per schedule,
Loans on bank sto c k ,.
Railroad bonds as per schedule,
Loan on railroad stock,
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , ........................................
Deposits in banks, on interest, .
Deposit in bank, not on interest,
•
a .m .
O ctober
A ssets.
T h o s. H . H o y t ,
to 12
m.
; 1.30 to 3
p .m .
31, 1894.
L ia b il it ie s .
$96,000
6,600
29,350
56.000
700
4,635
197,540
62,925
00
00
00
00
00
73
00
74
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
$487,256 24
21,691 17
545 69
3,650 00
51.000 00
1,091 63
$509,493 10
$509,493 10
Cash on Deposit in Banks, amount in each : —
First National Bank, M e r r i m a c ,..............................................................................
Essex National Bank, H a v e rh ill,...............................................................................
* This amount has been reduced within the legal limit.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$32,091 63*
20,000 00
[Pub. D oc.
R E P O R T O F TH E
378
Merrimac Savings Bank — Continued.
Loans on Bank Stock, amount on each : —
On
On
On
On
On
150 shares Amesbury National Bank, Amesbury, .
11 shares First National Bank, Merrimac,
.
.
.
.
20 shares First National Bank, Merrimac......................................
6 shares First National Bank, Merrimac,
.
.
.
.
19 shares Haverhill Safe Deposit and Trust Company, Haverhill,
On
On
On
On
On
On
20 shares Manufacturers’ National Bank, Boston, .
15 shares Essex National Bank, Haverhill, .
.
.
.
10 shares First National Bank, Haverhill,
.
.
.
.
5 shares Merrimac National Bank, Haverhill,
5 shares Haverhill National Bank, Haverhill,
50 shares Martha’s Vineyard National Bank, Edgartown,
$15,000 00
1,100 00
1,000 00
600 00
1,900 00
4.000 00
350 00
400 00
5.000 00
.
Loan on Railroad Stock : —
$700 00
On 10 shares Boston & Maine R .R .,
Detailed Statement o f Public Funds.
j
City of Dayton, Ohio, 4s,
of Quincy, Mass., 4s,
of Newton, Mass., 4s,
of Fall River, Mass , 4s, .
of Haverhill, Mass., 4s, .
of Stamford, Conn., 4s, .
of Meriden, Conn , 4s,
of Waterbary, Conn., 4s, .
of Keene, N. H., 4s, .
of Concord, N. H., 4s,
County of Aroostook, Me., 4Js,
City of Lynn, Mass., 4s,
Par Value.
Estimated
Market Value.
$8,000
12,165
5,312
7,402
20,400
5,175
5.100
5,200
2,075
7,315
15,937
5.100
$8,000
12,000
5.000
7.000
20,000
5.000
5.000
5.000
2.000
7.000
15,000
5.000
$96,000
00
00
50
50
00
00
00
00
00
00
50
00
$99,182 50
Amount Invested.
$8,000
12,000
5.000
7.000
20,000
5.000
5.000
5.000
2.000
7.000
15,000
5.000
00*
00
00
00
00
00
00
00
00
00
00
00
$96,000 00
* A legal investment when made.
No. of
Shares.
Detailed Statement o f Bank Stocks.
8
17
36
10
Par Value.
Powow River National Bank,
Amesbury, .
.
.
.
Blackstone JNat’ l B’k, Boston, .
First Nat’l Bank, Merrimac, .
Océan N’I B’k, Newburyport,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$800
1,700
3,600
500
$6,600
Estimated
Market Value.
$1,240
1,700
5,580
600
00
00
00
00
$9,120 00
Amount Invested.
$800
1,700
3,600
500
00
00
00
00
$6,600 00 »
No. 8 .]
SA Y IN G S B A N K CO M M ISSIO N ERS.
379
Merrimac Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Maine R.R. 4s, .
Concord & Montreal R.R. 4s, .
Fitchburg R.R. 4s, .
Fitchburg R.R. 4^s, .
.
.
.
$5,000
20,000
11,000
15,000
5,000
$56,000
Estimated
Market Value.
$5,087
20,300
11,220
14,850
5,200
Amount Invested.
50
00
00
00
00
$56,657 50
$5,000
20,000
11,000
15,000
5,000
00
00
00
00
00
$56,000 00
Total Amount of Loans, with Each Specified Rate of Interest.
Amount.
$31,000 00
23,650 00
28,000 00
Rate.
Amount.
Rate.
Amount.
Rate.
3J per cent.
4
“
4h “
$105,392 67
13,683 00
5 per cent.
5è
“
$142,940 07
500 00
6 per cent.
7
Value, by books, o f real estate held or owned by foreclosure or otherwise,
f t , 635 73
Assessed value of the s a m e ,........................................................................................
3,950 00
Net income received from same during year ending Oct. 31, 1894,
.
.
85 98
Number of loans which are of an amount not exceeding $3,000 each, 178
Aggregate amount o f the s a m e , ..............................................................................
176,615 74
Total number of loans upon real e s t a t e , ................................................. 167
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1 8 9 4 , ...............................................................................
26,114 12
Times for the dividends fixed by the b y -la w s: third Wednesday in
April and October.
Rate and amount of each semi-annual dividend f 2 per cent., $9,278 08 1
jg g__ 0g
during the year ending Oct. 31, 1894,
.
. 42 percent.,
9,397 20 1
’ °
Number of accounts opened during the year ending Oct. 31, 1894,
118
Number of accounts closed during the year ending Oct. 31, 1894,
129
Total number of open accounts Oct. 31, 1894.......................................
1,453
Total expenses of the corporation for the year ending Oct. 31,1894 (ex
clusive of taxes),
Amount of deposits, not including dividends, received during the year end
ing Oct. 31,1894...................................................................................................................
Number of s a m e , ........................................................................................
642
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894....................................................................................................................................
Number of s a m e , ........................................................................................
882
Date of examination by commissioner : July 20.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1,710 42
51,16462
68,23763
R E P O R T O F TH E
380
[Pub. D oc
Merrimac Savings Bank — Concluded.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
493
$8,112 45
62
5,263 58
27
4,648 00
37
14,204 60
13
10
8,912 55
10,023 44
642
$51,164 62
not
not
not
less
To the credit —
Of women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust................................
Am ount.
310
2
$27,621 27
1,100 00
21
9
1,337 50
2,298 38
No. 8 .]
381
SA Y IN G S B A N K COM M ISSION ERS
MERRIMACK RIVER SAVINGS BANK — LOW ELL.
Incorporated Feb. 24, 1871.
Present number of corporators, 28.
J. G. P e a b o d y , President.
N . G. L a m s o n , Treasurer.
N . G . L a m s o n , Clerk o f the Corporation.
Names of committee charged with the investment of its funds
J. G. P e a b o d y ,
R . G. B a r t l e t t ,
F r a n c is J e w e t t ,
C. F. V arnum,
C. E . A d a m s .
H . C. H o w e ,
Open for business every business day, 9
a .m
. to 1 p . m . ; Saturday, 7 to 9 p . m .
Ba l a n c e Sh ee t O ctober
31, 1894.
L ia b il it ie s .
A ssets.
$109,450
3,700
51,000
8,500
761,099
335,999
59,556
2,162
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate by foreclosure, .
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Cash on hand.....................................
25
00
00
00
22
92
15
53
$1,331,468 07
Deposits, .
Guaranty fund,
Interest account,
$1,235,271 47
35,000 00
61,196 60
$1,331,468 07
Cash on Deposit in Banks, amount in each: —
W am esit National Bank, Lowell, .
Old Lowell National Bank, Lowell,
$43,842 31
15,713 84
Loans on Bank Stock, amount on each : —
On 17 shares W amesit National Bank, Lowell,
On 20 shares Wamesit National Bank, Lowell,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,700 00
2,000 00
382
R E P O R T O F TH E
[Pub. D oc
Merrimack River Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks.
Par Value.
45 Atlas National Bank, Boston, .
25 Atlantic Nat’l Bank, Boston, .
17 Blackstone N’l Bank, Boston, .
50 Boston National Bank, Boston,
20 Eliot National Bank, Boston, .
23 Fourth Nat’l Bank, Boston,
20 Globe National Bank, Boston,
35 Hamilton Nat’l Bank, Boston,
79 N'l Hide & Leather B’k,Boston,
40 Howard Nat’l Bank, Boston, .
40 Metropolitan N’l B’k, Boston,
15 North National Bank, Boston,
62 N’l B’k of No. America, Boston,
34 Old Boston Nat’l B’k, Boston,.
104 N’l B’k of Redemption, Boston,
25 Suffolk Nat’l Bank, Boston, .
55 Tremont Nat’l Bank, Boston, .
7 Nat’l Webster Bank, Boston, .
102 Wamesit Nat’l Bank, L ow ell,.
51 N ’l B’k of Commerce, Boston,
20 Columbian Nat’l Bank, Boston,
15 Continental Nat’l B’k, Boston,
28 FaneuilHall Nat'l B’k, Boston,
55 Shawmut Nat’l Bank, Boston,
7 State National Bank, Boston, .
Estimated
Market Value.
$4,500
2,500
1,700
5,000
2,000
2,300
2,000
3,500
7,900
4,000
4,000
1,500
6,200
3,400
10,400
2,500
5,500
700
10,200
5,100
2,000
1,500
2,800
5,500
700
$5,265
3,075
1,700
5,200
2,620
2,725
1,800
3,844
8,532
4,000
4,000
1,700
7,200
3,554
12,740
2,500
4,840
700
14,200
6,076
2,080
1,837
3,654
6,380
812
$97,400
$111,086 75
00
00
00
00
00
50
00
50
00
00
00
00
00
50
00
00
00
00
00
75
00
50
00
00
00
Amount Invested.
$4,500
2,845
1,700
5,000
2,405
2,300
2,000
3,844
8,292
4,000
4,000
1,500
7,351
3,554
12,491
2,500
5,500
700
14,105
6,076
2,000
1,837
3,654
6,592
700
00
00
00
00
00
00
00
50
50
00
00
00
50
50
50
00
00
00
00
75
00
50
00
50
00
$109,450 25
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Lowell R.R. 6s,
Cheshire R.R. 6s,
Fitchburg R.R. 4±s, .
.
.
.
Lowell & Lawrence R.R. 6s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
$20,000
1,000
2,000
25,000
3,000
$20,200
1,030
2,150
25,575
3,180
$51,000
$52,135 00
00
00
00
00
00
Amount Invested.
$20,000
1,000
2,000
25,000
3,000
00
00
00
00
00
$51,000 00
No. 8 .]
S A Y IN G S B A N K
COM M ISSION ERS
Merrimack River Savings Bank —
383
Conclud ed .
Total Amount of Loans, with Each Specified Rate o f Interest.
Amount.
$43,842 31
15,713 84
137,000 00
Rate.
Amount.
2 per cent.
2h
“
4
“
$55,000 00
81,500 00
586,674 22
Rate.
Amount.
Rate.
4;J per cent.
4é
“
5
«
$116,749 92
122,335 00
1,540 00
5£ per cent.
6
7
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value o f the s a m e , ........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each,
179
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 238
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
$8,500 00
10,950 00
378 46
272,355 00
3,500 00
64,813 50
Times for the dividends fixed by the by-laws : first Saturday in M ay and
November.
Rate and amount o f each semi-annual dividend f 2 per cent., $23,223 60 1
46,336 46
during the year ending Oct. 31, 1894,
.
. 1 2 per cent., 23,112 86 i
Number of accounts opened during the year ending Oct. 31,1894,
. 313
Number o f accounts closed during the year ending Oct. 31, 1894,
. 280
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,356
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
..................................................................................................
3,981 47
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
158,002 17
Number of same, .
.
.
.
.
.
4
.
.
1,512
Amount of withdrawals, including dividends, during the year ending
Oct. 31, 1 8 9 4 , ............................................................................................................
165,444 48
Number of s a m e , .........................................................................................1,658
Date of examination by commissioner: June 25.
Classification of Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
Of $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
971
$20,284 75
230
18,877 09
134
20,948 94
107
38,291 02
39
31
28,600 37
31,000 00
1,512
$158,002 17
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
T o the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and charitable associations, .
In trust................................
Amount.
560
2
$57,831 04
682 26
21
177
2,110 10
19,324 67
384
R E P O R T O F TH E
[Pub. D oc
MIDDLEBOROUGH SAVINGS BANK — MIDDLEBOROUGH.
Incorporated March 15, 1873.
Present number of corporators, 36.
E v e r e t t R o b in s o n , President.
A n d r e w M . W o o d , Treasurer.
A n d r e w M . W o o d , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
E v e r e t t R o b in s o n ,
George E . D oane,
Ja m e s H . H a k l o w ,
M a t t h e w H . C u s h in g ,
S p r a g u e S. S t e t s o n .
Open for business every business day, 9 a . m . to 12
7 to 8 p . m .
Balance
Sh eet O ctober
m
. ; 2 to 4 p . m . ; also Saturday,
31, 1894.
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loan on bank stock , .
Railroad bonds as per schedule,
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Cash on hand,
.
.
.
.
L ia b il it ie s .
$115,000
12,900
750
66,000
7,046
455,331
65,224
00
00
00
00
00
57
98
Deposits, .
Guaranty fund,
Interest account,
$835,647 18
25,000 00
16,141 74
102,605 Q0
48,601 56
3,329 81
$876,788 92
$876,788 92
Cash on Deposit in Banks, amount in each: —
Middleborough National Bank, Middleborough, .
First National Bank, New Bedford,
Pynchon National Bank, Springfield, .
Mechanics’ National Bank, Boston,
Winthrop National Bank, Bos t on, .
.
.
.
$8,529 45
10,000 00
10,000 00
17,597 72
2,474 39
Loan on Bank Stock : —
On 10 shares Middleborough National Bank, Middleborough,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
.
.
$750
00
N o . 8 .J
385
SA V IN G S B A N K COM M ISSION ERS
Middleborough Savings Bank — Continued.
Detailed Statement o f Public Funds.
Estimated
Market Value.
Par Value.
I
City of Boston, Mass., 4s,
of Dayton, Ohio, 5 s,.
of Dayton, Ohio, 6s,
of Dover, N. H., 4s, .
of Fort Wayne, Ind., 4^s,
of Grand Rapids, Mich., os,
of Lynn, Mass., 4s, .
of Saginaw, Mich., 5s,
of Oshkosk, Wis., 4|s,
of Rockford 111., 4^s,
of Springfield, Ohio, 4|s,
United States 5s,
City of 'Youngstown, Ohio, 6s,
$6,12011,100
6,180
5,050
5,250
24,300
15,600
3,030
10,260
10,700
4,240
11,900
7,630
$6,000
10,000
6,000
5,000
5,000
24,000
15,000
3,000
10,000
10,000
4,000
10,000
7,000
$115,000
00
00
00
00
00
00
00
00
00
00
00
00
00
$121,360 00
Amount Invested.
$6,000
10,000
6,000
5,000
5,000
24,000
15,000
3,000
10,000
10,000
4,000
10,000
7,000
00
00*
00*
00
00
00
00
00
00
00
00
00
00
$115,000 00
* Legal investments when made.
Ko. o f
Shares.
Detailed Statement o f Bank Stocks.
21
22
33
12
30
11
Par Value.
Suffolk National Bank, Boston,
Tremont Nat’l Bank, Boston, .
Nat’l Webster Bank, Boston, .
Middleborough N at’l Bank,
Middleborough, .
National Bank of Commerce,
New Bedford,
Plymouth N’l B’k, Plymouth, .
Estimated
Market Value.
Amount Invested.
$2,100
2,200
3,300
$2,100 00
1,936 00
3,300 00
$2,100 00
2,200 00
3,300 00
1,200
1,200 00
1,200 00
3,000
1,100
2,490 00
1,265 00
3,000 00
1,100 00
$12,900
$12,291 00
$12,900 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Lowell R.R. 4s.
Fitchburg R.R. 4s, .
Fitchburg R.R. 4|s, .
.
Fitchburg R.R. 5s, .
Fitchburg R.R. 6s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
.
$20,000
1,000
5,000
8,000
5,000
Estimated
Market Value.
$20,300
980
5,050
8,450
5,250
00
00
00
00
00
Amount Invested.
$20,000
1,000
5,000
8,000
5,000
00
00
00
00
00
386
R E P O R T O F TH E
[Pub. D oc.
Middleborough Savings Bank — Continued.
Detailed Statement o f Railroad Bonds — Concluded.
Par Value.
Old Colony R.R. 4 s ,.
Old Colony R.R. 6 s,.
Portland & Kennebec R.R. 6s,
Portland & Ogdensburg R.R. 6s,
Estimated
Market Value.
$10,000
7,000
5,000
5,000
$10,550
7,275
5,100
5,500
$66,000
$68,455 00
Amount Invested.
00
00
00
00
$10,000
7,000
5,000
5,000
00
00
00
00
$66,000 00
Total Amount o f Loans, with Each Specified Rate of Interest
Kate.
Amount.
$2,474
18,529
17,597
5,000
39
45
72
00
2 per cent.
24
3
3f
“
“
“
Amount.
$79,150 00
15,755 00
7,500 00
Kate.
4 per cent.
4^
“
44
“
Rate.
Amount,
$39,500 00
18,737 33
468,269 22
5 per cent.
54
“
6
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value o f the s a m e , .........................................................................................
Number of loans which are o f an amount not exceeding $3,000 each, 587
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 452
Gross amount o f interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y-la w s: first Monday in April and
October.
Rate and amount of each semi-annual divi- f 2 per cent.,
$15,269 80 i
dend during the year ending Oct. 31, 1894,
1 2 per cent.,
15,668 84 j
Number of accounts opened during the year ending Oct. 31, 1894,
372
Number o f accounts closed during the year ending Oct. 31, 1894,
296
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,843
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount o f deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , ...................................................................................................2,113
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894................................................................................................................................
Number of same, ...................................................................................................1,881
Date of examination by commissioner: M ay 21.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$7,046 00
5,745 00
403,719 22
43,585 76
30,938 64
2,211 45
151,786 54
136,232 92
No. 8 .]
387
S A Y IN G S B A N K COM M ISSION ERS
\
Middleborough Savings Bank —
Conclud ed .
Classification o f Deposits received during the Year ending Oct. 3 1 , 1894.
■Num
ber.
Of $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000. or more, .
1,582
$29,789 39
252
20,958 35
124
19,581 26
97
33,941 09
40
18
28,734 18
18,782 27
2,113
$151,786 54
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
O f women, both adult
and minor,
Of guardians,
O f religious and charitable associations, .
In trust................................
Amount.
934
3
$66,388 48
1,350 00
46
173
3,246 59
11,402 22
388
R E P O R T O F TH E
[Pub. D oc.
MIDDLESEX INSTITUTION FOE SAVINGS — CONCOED.
Incorporated March 4, 1835.
Present number of corporators, 21.
S a m u e l H o a r , President.
v
H e n r y J. H o s m e r , Treasurer.
H e r b e r t W . H o s m e r , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
Sa m u e l H o a r ,
L orenzo E a to n ,
C h a s. H . W alcott,
C harles E . B r ow n.
Open for business every business day, 9
B alan c e Sh eet O ctober
A ssets.
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes).............................................
Deposit in bank, on interest,
Deposit in bank, not on interest,
Expense account,
a .m
. to 2 b . m .
31, 1894.
L ia b il it ie s .
$247,100 00
196,000 00
1,400
4,000
416,175
395,200
00
00
00
00
60,400
21,742
8,682
1,385
00
38
21
05
$1,352,084 64
Deposits, .
Guaranty fund,
Interest account,
Profit and loss account, .
$1,253,036 37
61,000 00
30,015 76
8,032 51
$1,352,084 64
Cash on Deposit in Banks, amount in each: —
National Union Bank, B o s t o n , ...............................................................................$21,742 38
Concord National Bank, C o n c o r d , .....................................................................
8,682 21
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
389
SA Y IN G S B A N K COM M ISSION ERS
Middlesex Institution for Savings — Continued.
No. of !
Shares.
Detailed Statement o f Bank Stocks.
66
125
50
100
67
103
27
150
150
100
28
21
72
200
50
50
150
100
6
200
45
100
100
111
100
100
100
Tar Value.
Blackstone Nat’l B’k, Boston,.
Boston Nat’l Bank, Boston,
Central Nat’l Bank, Boston, .
National City Bank, Boston, .
Columbian Nat’1 B’k, Boston,
N’l B'k of Commerce, Boston,
Continental Nat’l Bank, Boston,
National Eagle Bank, Boston,
Eliot National Bank, Boston, .
Faneuil Hall N’l B’k, Boston,
First National Bank, Boston,.
Hamilton Nat’l Bank, Boston,
N ’l Hide & Leather B’k, Boston,
Howard Nat’l Bank, Boston, .
Lincoln Nat’l Bank, Boston, .
Market Nat’l Bank, Boston, .
Merchants’ Nat’l Bank, Boston,
N’l B’k of No. America, Boston,
Old Boston Nat’l Bank, Boston,
National Revere Bank, Boston,
Second Nat’l Bank, Boston, .
Shawmut Nat’l Bank, Boston,.
Shoe & Leather N’l B’k,Boston,
State National Bank, Boston, .
Tremont Nat’l Bank, Boston, .
Nat’l Webster Bank, Boston, .
Concord Nat’l Bank, Concord,
Estimated
Market Value.
Amount Invested.
$6,600
12,500
5,000
10,000
6,700
10,300
2,700
15,000
15,000
10,000
2,800
2,100
7,200
20,000
5,000
5,000
15,000
10,000
600
20,000
4,500
10,000
10,000
11,100
10,000
10,000
10,000
$6,600 00
13,000 00
6,350 00
8,200 00
6,934 50
11,845 00
3,105 00
12,487 50
19,650 00
13,075 00
6,664 00
2,320 50
7,740 00
19,350 00
3,900 00
4,250 00
23,625 00
11,400 00
630 00
19,000 00
8,325 00
11,600 00
9,000 00
12,876 00
8,800 00
9,700 00
15,000 00
$6,600 00
12,500 00
5,000 00
10,000 00
6,700 00
10,300 00
2,700 00
15,000 00
15,000 00
10,000 00
2,800 00
2,100 00
7,200 00
20,000 00
5,000 00
5,000 00
15,000 00
10,000 00
600 00
20,000 00
4,500 00
10,000 00
10,000 00
11,100 00
10,000 00
10,000 00
10,000 00
$247,100
$275,427 50
$247,100 00
Detailed Statement o f Railroad Bonds.
Par Value.
Concord & Montreal R.R. 4s, .
Eastern R.R. 6s,
. . .
Fitchburg R.R. 4^s, .
.
.
.
Fitchburg R.R. 5s, .
Maine Central R.R. 4^-s, .
Sullivan County R.R. 4s, .
Conn. & Passumpsic Rivers R.R. 4s,
Boston & Maine R R. 4is,
Maine Central R R. 4s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$47,000
37.000
20.000
22,000
20,000
10,000
10,000
25,000
5,000
Estimated
Market Value.
$48,175
45,140
20,000
23,100
21,000
10,150
10,200
27,750
5,000
00
00
00
00
00
00
00
00
00
Amount Invested.
$47,000
37.000
20.000
22,000
20,000
10,000
10,000
25,000
5,000
00
00
00
00
00
00
00
00
00
$196,000 $210,515 00 $196,000 00
390
R E P O R T O F TH E
[Pub. D oc.
Middlesex Institution for Savings —
Conclud ed .
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$21,742
81,500
153.000
101.000
Kate.
38
00
00
00
Amount.
2 per cent.
4
“
U
“
4h
“
$10,000
2,000
221,400
98,050
00
00
00
38
Rate.
Amount.
Kate.
4| per cent.
$198,325 00
5,800 00
700 00
6 per cent.
6J
7
“
5^
5é
“
“
Amount invested in real estate for banking p u rp oses,........................................
Estimated value o f the s a m e , ..............................................................................
Assessed value of the s a m e , ........................................................................................
Value, by books, of other real estate held or owned by (foreclosure or
otherwise,
•
............................................................................................................
Assessed value of the s a m e , .........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each, . 179
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 173
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1894...................................................................................
$1,400 00
1,400 00
575 00
4,000 00
4,100 00
232 23
245,025 00
69,147 02
Times for the dividends fixed by the by-laws : first Tuesday in June and
December.
Rate and amount of each semi-annual dividend f 2 per cent., $23,065 99 1
during the year ending Oct. 31, 1894, .
.
I 2 per cent.,
23,315 85 1
Rate and amount of any extra dividend paid during the year ending Oct.
31, 1 8 9 4 , ........................................................................................
per cent.,
Number of accounts opened during the year ending Oct. 31, 1894,
. 455
Number of accounts closed during the year ending Oct. 31, 1894,
. 353
Total number of open accounts Oct. 31, 1894,
.
.
.
.
3,954
46,381 84
15,942 67
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive of t a x e s ),............................................................................................................
3,979 75
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894........................................................................................................
203,723 23
Number o f same,
...................................................................................................2,303
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894................................................................................................................................
215,362 84
Number o f s a m e , ...................................................................................................2,304
Date of examination by commissioner: May 14.
Classification o f Deposits received during the Year ending Oct. 3 1 , 1894.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
N um
ber.
Amount.
1,541
$31,424 96
391
32,170 63
181
27,812 62
122
44,514 56
58
10
42,512 65
25,287 81
2,303
$203,723 23
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
N um
ber.
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
Am ount.
1,082
3
$82,510 49
1,510 00
22
140
1,260 07
32,532 18
No. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
391
MILFORD SAVINGS B A N K — MILFORD.
Incorporated April 24, 1851.
Present number of corporators, 45.
J o h n P . D a n i e l s , President.
J a m e s E . W a l k e r , Treasurer.
J a m e s E . W a l k e r , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
Ch ar les F. Cl a f l in ,
J o h n P. D a n i e l s ,
Je ss e A . T a f t .
Open for business every business day, except Saturday, 9 a . m . to 12
Saturday, 9 a . m . to 12 m .
B alance
Sh e e t
O ctober
; 1.30 to 3.30
p .m .
;
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loans on railroad stock, .
Real estate (for banking pur
poses)...............................................
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Deposit in bank, not on interest, .
m.
$240,500
169,278
13,130
154,000
27,600
00
99
00
00
00
Deposits, .
Guaranty fund,
Profit and loss
count, .
$1,695,065 57
49,364 54
ac
25,257 92
25,000 00
618,879 00
411,637 50
78,300 00
21,206 93
10,155 61
$1,769,688 03
$1,769,688 03
Cash on Deposit in Banks, amount in each: —
Milford National Bank, M i l f o r d ,...............................................................................$30,155 61
National Bank of Redemption, B o s t o n , ...........................................................
1,206 93
Loans on Bank Stock, amount on each: —
On 25 shares Home National Bank, M i l f o r d , ................................................. $2,200 00
On
On
On
On
On
85 shares Milford National Bank, M i l f o r d
15 shares Central National Bank, B o s t o n
2 shares Milford National Bank, M i l f o r d
O^hares Milford National Bank, M i l f o r d
6 shares Milford National Bank, M i l f o r d
, .................................................. 1
, ................................................. 1
, .................................................
, .................................................
, .................................................
10 000 00
180 00
500 00
250 00
Loans on Railroad Stock, amount on each: —
On 240 shares Boston & Maine R . R . , .....................................................................$25,000 00
On 26 shares Providence & Worcester R . R . , .................................................
2,600 00*
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
* This illegal loan has since been paid.
392
R E P O R T O F TH E
[Pub. Doc
M i l f o r d S a v i n g s B a n k — Continued.
Detailed Statement o f Public Funds.
Estimated
Market Value.
City of Boston, Mass., 4s,
of Cleveland, Ohio, 4s,
of Dayton, Ohio, 4s,
of Portland, Me., 6s,
of Providence, R. 1., 5s, .
Town of Framingham, Mass., 4s,
of Maynard, Mass., 4s, .
of Milford, Mass., 6s, .
of Weymouth, Mass., 4s,
United States 4s,
Town of Beverly, Mass., 4s, .
City of Bridgeport, Conn., 4s,.
of Cleveland, Ohio, 5s,
of New Britain, Conn., 4s,
of Newport, R. I., 4s,
of Somerville, Mass., 4s, .
of Grand Rapids, Mich,, 4Js,
125,000
14,000
15,000
2,000
25,000
20,000
20,000
10,000
10,000
16,500
15,000
6,000
6,000
20,000
10,000
20,000
6,000
$240,500
$27,715
14,380
15,300
2,440
28,900
21,000
21,200
10,600
10,600
18,975
15,900
6,420
6,300
20,600
10,700
20,400
6,540
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$257,970 00
Amount Invested.
$25,000
14,000
15,000
2,000
25,000
20,000
20,000
10,000
10,000
16,500
15,000
6,000
6,000
20,000
10,000
20,000
6,000
00
00
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$240,500 00
* A legal investment when made.
1 No. of
1Shares.
Detailed Statement of Bank Stocks.
150
30
15
42
4
100
48
100
40
47
25
110
2
7
78
25
10
50
40
Par Value.
Central Nat’l Bank, Boston, .
National Revere Bank, Boston,
Blackstone N’l Bank, Boston,.
Howard Nat’l Bank, Boston, .
Nat’l Webster Bank, Boston, .
N’l Hide & Leather B’k, Boston,
Eliot National Bank, Boston, .
Shawmut N’l Bank, Boston, .
Freeman’s Nat’l Bank, Boston,
Nat’l Union Bank, Boston,
Continental N’l Bank, Boston,
N’l B’k of Redemption, Boston,
Shoe & Leather N’l B’k, Boston,
Boylston Nat’l Bank, Boston, .
North Nat’l Bank, Boston,
Nat’l Exchange Bank, Boston,
Atlantic Nat’l Bank, Boston, .
Atlas National Bank, Boston,
Washington N’l Bank, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$15,000
3,000
1,500
4,200
400
10,000
4,800
10,000
4,000
4,700
2,500
11,000
200
700
7,800
2,500
1,000
5,000
4,000
Estimated
Market Value.
$19,050
2,850
1,500
4,032
400
10,700
6,288
11,600
3,400
6,298
2,875
13,750
180
875
9,048
3,150
1,220
5,850
4,360
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$22,000
3,000
1,500
4,496
400
10,659
5,682
12,057
5,360
7,496
2,955
15,655
274
1,070
10,766
3,581
1,530
6,500
5,505
00
00
00
00
00
50
99
50
00
50
25
00
50
12
63
25
00
00
00
No. 8 .]
SA Y IN G S B A N K COM M ISSIONERS
393
Milford Savings Bank — Continued.
Ko. of
Shares.
Detailed Statement o f Bank Stocks— Concluded.
5
100
27
75
263
Par Value.
National Eagle Bank, Boston,
Home Nat’l Bank, Brockton, .
Hopkinton N’l B’k, Hopkinton,
Home Nat’l Bank, Milford,
Milford Nat’l Bank, Milford, .
$500
10,000
2,700
7,500
26,300
$139,300
Estimated
Market Value.
$415
15,000
2,700
11,250
39,450
Amount Invested.
00
00
00
00
00
$588
10,000
2,700
7,500
28,000
75
00
00
00
00
$176,241 00 $169,278 99
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Albany R R. 5s,
Boston & Albany R.R, 6s,
Boston & Maine R R. 4s,.
Boston & Maine R.R. 4|s,
Fitchburg R.R. 4s, .
Fitchburg R R. 5s, .
Old Colony R.R. 6s,.
Old Colony R.R. 4s,.
Portland & Ogdensburg R R. 6s,
Boston & Lowell R.R. 4s,
Worcester, Nashua & Rochester
R.R. 4s.............................................
$25,000
7,000
10,000
15,000
15,000
15,000
2,000
10.000
15,000
20,000
Estimated
Market Value.
$27,500
7,140
10,300
16,650
15,000
16,350
2,140
10,600
16,800
20,400
Amount Invested.
00
00
00
00
00
00
00
00
00
00
$25,000
7,000
10,000
15,000
15,000
15,000
2,000
10,000
15,000
20,000
00
00
00
00
00
00
00
00
00
00
20,000
20,400 00
20,000 00
$154,000
$163,280 00
$154,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Kate.
Amount.
$21,206
326.600
50,000
167.600
93
00
00
00
2 per cent.
4
“
4|
«
H
“
Kate.
Amount.
$25,000
383,971
58,450
120,560
00
00
00
50
4\ per cent.
5
5è
6
«
“
“
Amount.
$950 00
4,415 00
12,000 00
Kate.
6£ per cent.
7
10
“
Amount invested in real estate for banking p u rp oses,.......................................
Estimated value of the s a m e , ..............................................................................
Assessed value of the s a m e ,........................................................................................
Net income received from same during year ending Oct. 31, 1894,
$25,000
25.000
24.000
1,183
Number of loans which are of an amount not exceeding $3,000 each,
335
Aggregate amount of the same......................................................................................
Total number of loans upon real e s t a t e , ................................................. 354
312,259 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
00
00
00
15
R E P O R T O F TH E
394
Milford Savings Bank —
[Pub. D oc
C onclud ed .
Amount of investments from which no income is received,
.
.
.
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 * ........................................................................................
Times for the dividends fixed by the b y-la w s: second Saturday in April
and October.
Rate and amount of each semi-annual dividend f 2 percent., $31,509 75 7
during the year ending Oct. 31, 1894,
.
. 12 percent., 31,903 83 J
Number o f accounts opened during the year ending Oct. 31, 1894,
. 594
Number of accounts closed during the year ending Oct. 31, 1894,
. 589
Total number of open accounts Oct. 31, 1894,
.
.
.
.
5,235
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
$30,537 50
84,064 01
63 413 58
’
3,730 15
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number o f s a m e , ........................................................................................ 3,632
Amount of withdrawals, including dividends, during the year ending Oct.
288,269 23
31, 1894.............................................................................. ................................................
Number of s a m e , .........................................................................................4,320
Date of examination by commissioner: M ay 4.
301,242 79
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Am ount.
2,510
$52,005 89
544
45,873 00
264
40,646 70
221
78,934 44
67
26
44,809 20
26,000 00
3,632
$288,269 23
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and char
itable associations, .
In trust, .
.
.
.
N um
ber.
Amount.
1,855
21
$141,357 59
4,100 73
96
111
6,930 23
15,662 11
No. 8 .]
SA Y IN G S B A N K COM M ISSION ERS
395
M ILLBURY SAVINGS BANK — M ILLBURY.
Incorporated April 10, 1854.
Levi L. W
h it n e y ,
Present number of corporators, 43.
President.
D a y i d A t w o o d , Treasurer.
D a y id A t w o o d , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
Ch a rles D . M oese,
D a v id T . M a k c h ,
L e y i L . W h it n e y ,
I ra N . G od dard,
D a m ie n D u c h a r m e ,
A . A rm sby.
Open for business every business day, except Saturday, 9
9 a . m . t o 12 M .
B alan ce Sh eet O ctober
A
ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loan on railroad stock,
Real estate (for banking purposes)...............................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes).............................................
Loans on depositors’ books,
Deposit in bank, on interest,
Expense account,
Premium account,
Cash on hand....................................
a .m
. to 3 p . m . ; Saturday,
31, 1894.
L ia b il it ie s .
$76,000
153,500
17,040
64,000
150
00
00
00
00
00
15,500
6,505
324,840
152,805
00
24
00
00
62,150
75
41,676
666
1,000
1,798
00
00
61
25
00
53
Deposits, .
Guaranty fund,
Interest account,
Profit and loss account, .
Suspense account, .
Rents,
$852,063 94
31,200 00
27,920 60
6,409 52
50 00
62 57
*
$917,706 63
Cash on Deposit in B a n k : —
Millbury National Bank, M i l l b u r y , ................................................. .........
$917,706 63
t
$41,676 61
Loans on Bank Stock, amount on each: —
On 38 shares Millbury National Bank, M illbury................................................... $3,040 00
On 50 shares Millbury National Bank, M illbury...................................................
4,000 00
On 100 Broadway National Bank, Boston................................................................
10,000 00
Loan on Railroad Stock: —
On 1 share Boston & Albany R .R ................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
v
$150 00
396
R E P O R T O F TH E
[Pub. D oc
M illb u r y Savin gs B a n k — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Columbus, Ohio, 4s, .
of Dubuque, Iowa, 6s,
of Grand Rapids, Mich.,4^s, .
of Youngstown, Ohio, 5s,
Town of South Norwalk, Conn , 6s,
of Westborough, Mass., 5s, .
City of Milwaukee, Wis., 5s, .
of New Britain, Conn., 4s,
* A
Estimated
Market Value.
$10,000
3.000
15.000
15.000
10.000
3.000
10,000
10,000
$10,000
3,060
16,500
16,050
10,100
3,090
11.300
10.300
00
00
00
00
00
00
00
00
$76,000
$80,400 00
Amount Invested.
$10,000
3.000
15.000
15.000
10.000
3.000
10,000
10,000
00*
00
00
00
00
00
00
00
$76,000 00
le g a l in v e s t m e n t w h e n m a d e .
I No. o f
' Shares.
Detailed Statement o f Bank Stocks.
50
42
49
20
100
50
42
25
25
23
57
15
200
12
50
40
3
35
25
74
25
20
50
68
15
40
3
168
Tar Value.
Atlas Nat’l Bank, Boston,
Blackstone N’l Bank, Boston,
Boston National Bank, Boston,
Continental Nat’l B’k, Boston,
Eliot National Bank, Boston, .
First Ward N’l Bank, Boston,.
Globe National Bank, Boston,
Hamilton Nat’l Bank, Boston,
Manufacturers’ N’l B’k, Boston,
Merchants’ Nat’l Bank, Boston,
N’l B’k of Commerce, Boston,
N’l B’k of No. America, Boston,
Nat’l Bank of the Commonwealth, Boston, .
National Eagle Bank, Boston,
N’l Hide & Leather B’k, Boston,
North National Bank, Boston,
Old Boston N’l Bank, Boston,
Second National Bank, Boston,
Shawmut Nat’l Bank, Boston,.
Shoe & Leather N’l B’k, Boston,
South End Nat’l Bank, Boston,
Suffolk Nat’l Bank, Boston,
State Nat’l Bank, Boston,
Third Nat’l Bank, Boston,
Winthrop N'l Bank, Boston, .
Grafton Nat’l Bank, Grafton, .
Leicester N’l Bank, Leicester,
Millbury N’l Bank, Millbury, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$5,000
4,200
4,900
2,000
10,000
5,000
4,200
2,500
2,500
2,300
5,700
1,500
$5,850
4,200
5,096
2,300
13,100
6,500
3,696
2,762
2,500
3,628
6,555
1,725
00
00
00
00
00
00
00
50
00
25
00
00
$5,000
4,200
4,900
2,000
10,000
5,000
4,200
2,500
2,500
2,300
5,700
1,500
00
00
00
00
00
00
00
00
00
00
00
00
20,000
1,200
5,000
4,000
300
3,500
2,500
7,400
2,500
2,000
5,000
6,800
1,500
4,000
300
16,800
26,050
960
5,375
4,640
313
7.300
2,881
6,660
1,950
2,000
5,800
6,103
1,747
4,000
480
16,800
00
00
00
00
50
00
25
00
00
00
00
00
50
00
00
00
20,000
1,200
5,000
4,000
300
3,500
2,500
7,400
2,500
2,000
5,000
6,800
1,500
4,000
300
16,800
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
No. 8 .]
397
SA V IN G S B A N K COM M ISSION ERS
Millbury Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
40
25
36
27
5
17
50
9
Par Value.
Second N’l Bank, Norwich, Ct,,
Oxford Nat’l Bank, Oxford, .
Central N’l Bank, Worcester,
City Nat’l Bank, Worcester, .
Citizens’ N’l Bank, Worcester,
Mechanics’ N’l B’k, Worcester,
Quinsigamond National Bank,
Worcester, .
.
.
.
Worcester N’l B’k, Worcester,
$4,000
2,500
3,600
2,700
500
1,700
5,000
900
Estimated
Market Value.
$4,400
2,500
5,220
3,915
650
1,700
00
00
00
00
00
00
Amount Invested.
$4,000
2,500
3,600
2,700
500
1,700
00
00
00
00
00
00
5,000 00
900 00
6,500 00
1,305 00
$153,500 $177,163 00 $153,500 00
Detailed Statement o f Railroad Bonds.
Par Value.
Fitchburg R.R. 4s, .
Fitchburg R.R. 4|s, .
.
.
.
Providence & Worcester R.R. 6s, .
Vermont & Massachusetts R.R. 5 s,.
Fitchburg R.R. 5s, .
St. Johnsbury & Lake Champlain
R.R. 5 s , ..................................
Estimated
Market Value.
00
00
00
00
00
Amount Invested.
$4,000
10,000
20,000
10,000
10,000
00
00
00
00
00
$4,000
10,000
20,000
10,000
10,000
$3,940
10,100
21,200
10,900
10,500
10,000
11,500 00
10,000 00
$64,000
$68,140 00
$64,000 00
Total Amount o f Loans , with Each Specified Rate o f Interest.
Amount.
$41,676 61
89.200 00
40,000 00
Bate.
3
4
per cent.
“
4i
“
Amount.
$14,750 00
15,000 00
186,135 00
Bate.
4^ per cent.
4|
5
Amount.
$30,000 00
181,975 00
Bate.
5£ per cent.
6
“
Amount invested in real estate for banking p u r p o se s,....................................... $15,500 00
Estimated value of the s a m e , ..............................................................................
18,000 00
Assessed value of the same.............................................................................................
12,000 00
Net income received from same during year ending Oct. 31, 1894,
.
.
190 54
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
398
R E P O R T O F TH E
[Pub. D oc.
Millbury Savings Bank — Concluded.
Value, by books, o f other real estate held or owned by foreclosure or other
wise,
...............................................................................................................................
Assessed value of the s a m e , ........................................................................................
Number o f loans which are o f an amount not exceeding .$3,000 each,
221
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 228
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1894.............................................................................................
Times for the dividends fixed by the b y-law s: second Monday in Jan> uary and July.
Rate and amount of each semi-annual dividend f 2 per cent., $16,184 25 )
during the year ending Oct. 31, 1894,
.
.1 2 per cent., 16,251 88 i
Number of accounts opened during the year ending Oct. 31, 1894,
. 249
Number of accounts closed during the year ending Oct. 31, 1894,
. 192
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
2,008
Total expenses of the corporation for the year ending Oct. 31, 1894 (e x
clusive of taxes)..............................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of same, .
........................................................... 1,197
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , ........................................................................................ 1,363
$6,505 24
14,270 00
209,945 00
43,649 02
32,436 13
1,856 43
106,176 49
120,423 14
Date of examination by commissioner: May 17.
Classification o f Deposits received during the Tear ending Oct. 3 1 , 1 8 9 4 .
Numher.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Numher.
Amount.
844
$17,267 86
162
13,240 78
69
10,735 62
75
25,583 07
25
22
17,163 56
22,185 60
1,197
$106,176 49
not
not
not
less
To the credit —
O f women, both adult
and minor,
Of guardians,
Of religious and charitable associations, .
In trust................................
Amount.
522
5
$43,070 76
653 65
78
14
4,159 39
5,463 13
No. 8 .]
399
SA Y IN G S B A N K COM M ISSION ERS
M IL L IS S A V IN G S B A N K — M IL L IS .
Incorporated March 4, 1892.
Present number of corporators, 55.
E dward J. Stewart , President.
Osgood T. D ean, Treasurer.
Osgood T. D ean, Clerk o f the Corporation.
Names o f committee charged with the investment of its funds:
Louis L aCroix ,
M oses C. A dams,
George
Moses R ichardson,
E. J essup S tewart,
C. T hrasher .
Open for business every business day, 9 a .m . to 12 m . ; Saturday, 7 to 9 p .m .
B alance Sheet October 31, 1894.
L ia b il it ie s .
A ssets.
Loans on real estate, .
Loans on personal security,
Deposit in bank, on interest,
Expense account,
.
.
Office furniture, .
.
.
.
Cash on hand,
.
.
.
.
.
$4,010
3,190
238
37
270
188
50
00
67
11
53
88
$7,789 67
42 00
61 47
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
42 55
$7,935 69
$7,935 69
Cash on Deposit in Bank : —
Shoe and Leather National Bank, Boston............................................. *
$238 67
Total Amount o f Loans, with each Specified Rale o f Interest.
Amount.
$238 67
Rate.
2 per cent.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
$7,100 50
Rate.
6 per cent.
Amount.
$100 00
Rate.
8 per cent.
400
R E P O R T O F TH E
[Pub. D oc.
Millis Savings Bank — Concluded.
Number of loans which are of an amount not exceeding $3,000 each,
12
Aggregate amount of the same...................................................................................... $7,210 50
Total number of loans upon real e s t a t e , ................................................. 5
Gross amount of interest or profits received or earned, as per books,
during year ending Oct. 31, 1 8 9 4 , ................................................. .........
.
507
28
Times for the dividends fixed by the by-la w s: second Wednesday in
January and July.
Rate and amount o f each semi-annual dividend during the year ending
Oct. 31, 1 8 9 4 , ...............................................................................
2 per cent.,
Number of accounts opened during the year ending Oct. 31, 1894,
.
67
Number of accounts closed during the year ending Oct. 31, 1894,
.
52
Total number of open accounts Oct. 31, 1 8 9 4 , ....................................... 108
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
125 69
217 59
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894.......................................................................................................
Number of same........................................................................................................ 196
6,871 08
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894,
......................................................................................................................
Number of s a m e , .................................................................................................. 193
8,573 26
Date of examination by commissioner : January 30.
Classification o f Deposits received during the Year ending Oct. 31 , 1 8 9 4 .
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Execeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
180
$2,598 16
10
759 65
1
185 42
2
750 00
2
1
1,577 85
1,000 00
196
$6,871 08
not
not
not
Num
ber.
Amount.
less
To the credit —
O f women, both adult
and minor,
O f religious and charitable associations, .
In trust................................
Amount.
44
$1,292 75
3
35
18 00
507 82
No. 8 .]
401
SA Y IN G S B A N K COM M ISSION ERS.
M IN E R S ’ S A V IN G S B A N K — W E S T STO CKBRID GE.
Incorporated Feb. 26, 1872.
Present number of corporators, 27.
"William M. K niffin , President.
W illiam C. Spaulding , Treasurer.
W illiam C. Spaulding, Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
T heodore S. H eath ,
W illiam C. Spaulding ,
H ubbard F. T hompson,
C. R. V an B uskirk ,
C. E. Bostwick.
Open for business Monday and Friday, 9 a .m . to 12 M. ; 1 to 3 p .m .
B a la n c e Sh ee t Octo ber
31, 1894.
L ia b il it ie s .
A ssets.
$13,830
12,465
38,595
45,620
21,350
1,090
251
Public funds as per schedule,
.
Bank stock as per schedule,
Railroad bonds as per schedule,.
Loans on real estate, .
Loans on personal security,
Loans on depositors’ books,
Deposit in bank, not on interest,
25
50
00
00
00
00
09
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$127,254 98
3,584 27
749 82
1,612 77
$133,201 84
$133,201 84
Cash on Deposit in Bank : —
Housatonic National Bank, S t o c k b r i d g e ,........................................................... f 251 09
Detailed Statement o f Public Funds.
Par Value.
City of Providence, R. I., 5s, .
of Sioux City, Iowa, 6s, .
Town of Rockingham, Vt., 4s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$6,000
3,700
3,000
$6,500 00
3,855 25
3,000 00
$6,975 00
3,855 25
3,000 00
$12,700
$13,355 25
$13,830 25
402
R E P O R T O F TH E
[Pub. Doc,
Miners’ Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks.
10
20
5
15
19
4
5
14
Par Value.
National Mahaiwe B’k, Great
Barrington, .
.
.
.
City National Bank, Holyoke,
Lee National Bank, Lee,
Berkshire N’l B’k. No. Adams,
Pittsfield Nat’l B’k, Pittsfield,
Agawam Nat’l B’k, Springfield,
First Nat’l Bank, Springfield,
Housatonic National Bank,
Stockbridge,
$1,000
2,000
500
1,500
1,900
400
500
Estimated
Market Value.
$1,457
2,240
700
1,700
2,470
400
635
Amount Invested.
50
00
00
00
00
00
00
$1,457
2,240
700
1,840
2,898
480
750
50
00
00
00
00
00
00
1,400
2,170 00
2,100 00
$9,200
$11,772 50
$12,465 50
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Maine R.R 4s, .
Dexter & Piscataquis R.R. 4s, .
Fitchburg R.R. 4s, .
N. Y. & N. E. R.R. (terminal) 4s, .
Upper Coos R.R. 4^s,
Vermont & Massachusetts R.R. 5s, .
$2,000
3.000
4.000
3.000
10,000
8.000
6,000
$36,000
Estimated
Market Value.
$2,050
3.000
3,960
3.000
11,000
8,720
6,500
Amount Invested.
00
00
00
00
00
00
00
$38,230 00
$2,050
3,000
3,960
2,970
11,175
8.720
6.720
00
00
00
00
00
00
00
$38,595 00
Total Amount o f Loans , with each Specified Rate o f Interest.
Amount.
$43,870 00
Rate.
5 per cent.
Amount.
$3,100 00
Rate.
5£ per cent.
Amount.
$21,090 00
Rate.
6 per cent.
Number of loans which are of an amount not exceeding $3,000 each,
53
Aggregate amount of the s a m e , ...............................................................................$38,560 00
Total number of loans upon real e s t a t e , ................................................. 41
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1 8 9 4 , ...............................................................................
Times for the dividends fixed by the b y-la w s: first Wednesday in Jan
uary and July.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
3,840 00
6,027 32
No. 8 .]
403
SA V IN G S B A N K C O M M ISSIO N ERS.
Miners’ Savings Bank — Concluded.
Rate and amount of each semi-annual dividend j 2 per cent., $2,469
during the year ending Oct. 31, 1894,
.
. 1 2 per cent., 2,470
Number of accounts opened during the year ending Oct. 31, 1894,
.
Number o f accounts closed during the year ending Oct. 31, 1894,
.
74 1
93 i
45
44
$4,940 67
Total number of open accounts Oct. 31, 1894,
.
.
.
.
392
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
583 39
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .........................................................................................
222
Amount of withdrawals, including dividends, during the year ending Oct.
14,697 31
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , ......................................................................................................321
Date of examination by commissioner : June 4.
20,845 83
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
165
$3,786 68
29
2,325 98
not
not
13
2,044 00
9
2,740 65
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
6
3,800 00
222
$14,697 31
To the credit —
Of women, both adult
and minor,
O f religious and charitable associations, .
Am ount.
62
$4,104 27
2
90 00
404
R E P O R T O F TH E
[Pub. D oc.
MONSON S A V IN G S B A N K — M ONSON.
Incorporated March 29, 1872.
Present number o f corporators, 29.
E dward F. Morris , President.
F rank E . M orris , Treasurer.
F rank E . Morris , Clerk o f the Corporation.
Names of committee charged with the investment of its fund s:
A . D . N orcross,
R . M . R eynolds,
E . F . M orris ,
D . G. P otter.
Open for business every business day, 9 a .m . to 12 m . ; 1 to 4
B a la n c e Sh e e t O cto ber
31, 1894.
A sse ts.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes), .
. . .
•
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposit in bank, not on interest, .
Expense account,
Cash on hand.....................................
p .m .
L ia b il it ie s .
$105,000
42,400
6,900
95,000
00
00
00
00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss account,
.
$824,499 68
39,000 00
25,667 41
1,884 45
40,000 00
520,270 00
16,700 00
9,000
150
51,257
2,895
277
1,200
00
00
15
70
73
96
$891,051 54
$891,051 54
Cash on Deposit in Banks, amount in each : —
Springfield Safe Deposit and Trust Company, Springfield, .
City National Bank, H o l y o k e , ..................................................
Monson National Bank, M o n s o n ,.................................................
.
.
.
.
$10,000
7,500
10,000
5,000
00
00
00
00
00
6,257 15
5,000 00
2,895 70
•T*
o
o
Pynchon National Bank, S p r in g fie ld ,........................................
Agawam National Bank, S p r in g fie ld ,........................................
John Hancock National Bank, Springfield...................................
City National Bank, S p r in g fie ld ,.................................................
Chicopee National Bank, S p r in g fie ld ,........................................
Loans on Bank Stock, amount on each : —
On 55 shares Monson National Bank, M o n s o n , ................................................. $4.900 00
On 20 shares Palmer National Bank, P a l m e r , .................................................
2,000 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
SA V IN G S B A N K COM M ISSION ERS
405
Monson Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Boston, Mass., 4s,
of Chicago, 111., 4s, .
of Cleveland, Ohio, 5s, .
of Grand Rapids, Mich., 4^s, .
of Lynn, Mass., 4s, .
of Malden, Mass., 4s,
of Newton, Mass., 4s,
of Sioux City, Iowa, 4§s, .
of Worcester, Mass , 5s, .
of Youngstown, Ohio, 5s,
Town of Burlington, Vt., 4s, .
$10,000
10,000
10,000
10,000
10,000
10,000
7.000
10,000
13.000
10.000
5.000
Estimated
.Market Value.
$10,350
10,200
11,000
10,800
10,475
10,600
7,400
10,500
14,950
10,600
5,175
00
00
00
00
00
00
00
00
00
00
00
$105,000 $112,050 00
* A
Amount Invested.
$10,000
10,000
10,000
10,000
10,000
10,000
7.000
10,000
13.000
10.000
5.000
00
00*
00
00
00
00
00
00
00
00
00
$105,000 00
le g a l in v e s t m e n t w h e n m a d e .
No. of
Shares.
Detailed Statement o f Bank Stocks.
20 North National Bank, Boston,
20 National Eagle Bank, Boston,
25 N’l B’k of Redemption, Boston,
20 N’l B’k of No. America, Boston,
25 N’l B’k of Commerce, Boston,
25 Eliot National Bank, Boston, .
40 Suffolk Nat’l Bank, Boston, .
30 Merchants’ Nat’l Bank, Boston,
10 Blackstone Nat’l Bank, Boston,
11 Nat’l Revere Bank, Boston, .
10 Tremont Nat'l Bank, Boston, .
6 Nat’l Webster Bank, Boston, .
10 N’l Hide & Leather B'k, Boston,
5 N’l Exchange Bank, Boston, .
5 State National Bank, Boston, .
5 Massachusetts N’ l B’k, Boston,
25 City National Bank, Holyoke,
70 Monson Nat’l Bank, Monson, .
20 City Nat’l Bank, Springfield, .
20 First Nat’l Bank, Springfield,
19 Agawam N’l B’k, Springfield,
3 Ware National Bank, Ware, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
$2,000
2,000
2,500
2,000
2,500
2,500
4,000
3,000
1,000
1,100
1,000
600
1,000
500
500
500
2,500
7,000
2,000
2,000
1,900
300
$42,400
Estimated
Market Value.
$2,220
2,000
3,000
2,200
2,870
3,255
4,000
4,500
1,000
1,100
1,000
600
1,050
625
575
500
2,800
9,800
2,800
2,400
1,900
330
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$50,525 00
Amount Invested.
$2,000
2,000
2,500
2,000
2,500
2,500
4,000
3,000
1,000
1,100
1,000
600
1,000
500
500
500
2,500
7,000
2,000
2,000
1,900
300
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$42,400 00
[Pub. Doc,
REPORT OF THE
406
Monson Savings Bank — Continued.
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Boston & Maine R.R. 4 s,.
Boston & Providence R.R. 4s, .
Concord & Montreal, R.R. 4s, .
Eastern R.R. 6s,
. . .
Fitchburg R.R. 4|s, .
.
.
.
Old Colony R.R. 4 s,.
Maine Central R.R. 4s, .
Connecticut River R.R. 4s,
Conn. & Passumpsic Rivers R.R. 4s,
Estimated
Market Value.
$10,000
10,000
10,000
10,000
5,000
10,000
10,000
10,000
10,000
10,000
$10,200
10,250
10,675
10,325
6,000
10,100
10,600
10,000
10,550
10,200
$95,000
$98,900 00
Amount Invested.
00
00
00
00
00
00
00
00
00
00
$10,000
10,000
10,000
10,000
5,000
10,000
10,000
10,000
10,000
10,000
00
00
00
00
00
00
00
00
00
00
$95,000 00
Total Amount of Loans , with Each Specified Rate o f Interest.
Rate.
Amount.
$5,000 00
46,257 15
3
4
per cent.
“
Amount.
Rate.
$527,795 00
3,500 00
5 per cent.
5è
“
Amount.
$21,725 00
Rate.
6
Amount invested in real estate for banking purp oses,........................................
Estimated value of the s a m e , ..............................................................................
Assessed value o f the s a m e ,.........................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each, . 199
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 237
Gross amount of interest or profits received or earned, as per books, during
.year ending Oct. 31, 1 8 9 4 ,........................................................................................
Times for the dividends fixed by the by-laws : first Monday in April and
October.
Rate and amount of each semi-annual dividend f 2 per cent., $15,694 57 1
during the year ending Oct. 31,1894,
.
. ( 2 p e r c e n t,
15,961 19 )
Number of accounts opened during the year ending Oct. 31, 1894,
. 279
Number of accounts closed during the year ending Oct. 31, 1894,
. 259
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,042
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894.......................................................................................................
Number of s a m e , ........................................................................................ 1,286
Amount of withdrawals, including dividends, during the year ending Oct.
31,1894...............................................................................................................................
Number of s a m e , .........................................................................................1,173
Date of examination by commissioner: September 20.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
per cent.
$40,000
40,000
15,500
1,464
00
00
00
94
267,375 00
42,767 14
31,655 76
3,504 93
139,215 59
152,623 33
No. 8 .]
407
SA Y IN G S B A N K COM M ISSION ERS
Monson Savings Bank— Concluded.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Num
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
886
$18,736 18
170
13,666 38
82
12,749 77
71
24,307 66
48
29
33,846 21
35,909 39
1,286
$139,215 59
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
Of women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust, .
.
.
.
Amount.
605
5
$58,797 97
1,630 62
9
10
1,474 78
3,054 49
408
R E P O R T O F TH E
[Pub. D oc.
N A N T U C K E T IN S T IT U T IO N FOR S A V IN G S -N A N T U C K E T .
Incorporated April 2, 1834.
Present number of corporators, 26.
T haddeus C. D efriez , President.
George H. B rock, Treasurer.
George H. B rock, Clerk o f the Corporation.
Names o f committee charged with the investment of its funds :
T haddeus C. D efriez ,
A ndrew M. Mtrick ,
D avid F olger,
A emon T. M owrt ,
H enry P addock.
Open for business every business day, from May to November, 9
November to M ay, 10 a . m . to 1 p m .
Balance
Sh ee t O ctober
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.
Real estate by foreclosure, .
Loans on real estate, .
Loans on personal security,
Loans on depositors’ books,
Deposits in banks, on interest, .
Deposit in bank, not on interest, .
Expense account,
Cash on hand,
.
.
.
.
a h
. to 1
p .m .
;
31,1894.
L ia b il it ie s .
$85,000 00
20,300 00
66,500 00
4.000
3.000
263,296
15,820
Deposits, .
Guaranty fund,
Profit and loss
count, .
$454,347 58
17,013 38
ac
15,540 05
00
00
74
00
100 00
25,350
478
638
2,417
30
48
06
43
$486,901 01
$486,901 01
Cash on Deposit in Banks, amount in each : —
North National Bank, Boston,
.
.
.
.
.
.
.
.
.
$11,958 60
Pacific National Bank, N a n t u c k e t , .....................................................................
478 48
Shoe and Leather National Bank, B o s t o n ,............................................................13,391 70
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
409
S A Y IN G S B A N K COM M ISSION ERS
Nantucket Institution for Savings — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Cleveland, Ohio, 5s, .
of Cleveland, Ohio, 6s,
■of Detroit, Mich., 7s,
of East Saginaw, Mich., 4js, .
of Fall River, Mass., 6s, .
of Grand Rapids, Mich., 4|s, .
of Milwaukee, Wis., 5s, .
of New London, Conn., 7s,
of Scranton, Pa., 6 s,.
of Sioux City, Iowa, 4|s,.
Town of Beverly, Mass., 4s, .
District of Columbia 6s, .
Town of Attleborough, Mass., 4s, .
City of Oshkosh, Wis., 4|s,
of Rockford, 111., 4^s,
of Saginaw, Mich., 4^s, .
$5,000
4,000
1,000
7,000
6,000
10,000
10,000
1,000
3,500
15,000
1,000
5,000
5,000
2,500
4,000
5,000
$85,000
Estimated
Market Value.
$5,435
4,160
1,287
7,397
6,616
10,946
10,739
1,284
3,668
16,042
1,046
5,771
5,333
2,623
4,278
5,520
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$92,145 00
Amount Invested.
$5,000
4,000
1,000
7,000
6,000
10,000
10,000
1,000
3,500
15,000
1,000
5,000
5,000
2,500
4,000
5,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$85,000 00
No. o f
Shares.
Detailed Statement o f Bank Stocks.
20 North National Bank, Boston,
19 Lincoln Nat’l Bank, Boston, .
10 Continental Nat’l B’k, Boston,
10 Old Boston Nat’l B’k, Boston,
10 Boylston Nat’l Bank, Boston, .
10 Columbian Nat’l Bank, Boston,
10 N’l B’k of No. America, Boston,
8 Metropolitan N’l B’k, Boston,
10 South End N’l Bank, Boston, .
15 National Revere Bank, Boston,
10 Faneuil Hall N’l B’k, Boston,
15 Eliot National Bank, Boston, .
15 Shawmut Nat’l Bank, Boston,
7 Blackstone N’l Bank, Boston, .
10 Nat’l Exchange Bank, Boston,
14 Nat’l Bank of Commerce, New
Bedford,
.
.
.
.
10 Pacific Nat’l Bank, Nantucket,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
$2,000
1,900
1,000
1,000
1,000
1,000
1,000
800
1,000
1,500
1,000
1,500
1,500
700
1,000
Estimated
Market Value
$2,180
1,700
1,140
990
1,250
1,000
1,050
760
850
1,500
1,200
1,725
1,680
630
1,180
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$2,000
1,900
1,000
1,000
1,000
1,000
1,000
800
1,000
1,500
1,000
1,500
1,500
700
1,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
1,400
1,000
1,344 00
1,300 00
1,400 00
1,000 00
$20,300
$21,479 00
$20,300 00
[Pub. D oc.
R E P O R T O F TH E
410
Nantucket Institution for Savings — C ontin ued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Albany R.R. 6s,
Boston & Lowell R.R. 4s,
Boston & Lowell R.R 5s,
Boston & Lowell R.R. 6s,
Boston & Maine R.R. 4 s,.
Boston, Winthrop & Shore R.R. 5 s,.
Concord & Montreal R.R. 4s, .
Fitchburg R.R. 4^s, .
.
.
.
Fitchburg R.R. 6s, .
Maine Central R.R. 7s, .
Old Colony R.R. 6s,
. . .
Upper Coos R.R. 4^s,
$3,000
15,000
1,000
4,000
5,000
6,000
5,000
5,000
2,000
5,000
5,000
10,500
$66,500
Estimated
Market Value.
$3,062
15,360
1,053
4,152
5,129
6,570
5,150
5,067
2,097
6,875
5,199
11,463
Amount Invested.
$3,000
15,000
1,000
4,000
5,000
6,000
5,000
5,000
2,000
5,000
5,000
10,500
00
00
00
00
00
00
00
00
00
00
00
00
$71,177 00
00
00
00
00
00
00
00
00
00
00
00
00
$66,500 00
Total Amount of Loans, with Each Specified Rate o f Interest.
Rate.
Amount.
$11,958 60
13,391 70
134,995 00
per cent.
“
5
“
2
2é
Amount.
$38,450 00
103,991 74
Rate.
5(| per cent.
6
“
Rate.
Amount.
$1,250 00
530 00
6J
per cent.
7
$4,000 00
Amount invested in real estate for banking purposes, .
Estimated value of the s a m e , ...........................................................
.
.
Assessed value of the same.........................................................................
Net income received from same during year ending Oct. 31, 1894,
Value, by books, of other real estate held or owned by foreclosure o other-
5,000 00
5,400 00
275 00
.
.
w i s e , ............................................................................................................
Assessed value of the same..........................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 eac l, 129
3,000 00
3,000 00
79 00
Aggregate amount o f the s a m e , ...........................................................
. 155
Total number of loans upon real e s t a t e , ........................................
Gross amount of interest or profits received or earned, as per bool s, dur-
113,159 00
ing year ending Oct. 31, 1 8 9 4 , ...........................................................
Times for the dividends fixed by the b y-law s: second Monday
25,466 23
i Jan-
uary and July.
Rate and amount of each semi-annual dividend f 2 per c e n t, $! ,720 0 0 |
during the year ending Oct. 31, 1894, .
.
1 2 per cent.,
! ,717 01 i
136
Number o f accounts opened during the year ending Oct. 31, 1894,
141
Number of accounts closed during the year ending Oct. 31, 1894,
1,274
Total number of open accounts Oct. 31, 1894,
.
.
.
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
17,437 01
No. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
Nantucket Institution for Savings —
411
C on clu d ed .
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
........................................................................................................... $1,776 15
Amount o f deposits, not including dividends, received during the year end
ing Oct. 31, 1894..............................................................................................................
66,775 75
Number of same.......................................................................................................753
Amount o f withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number o f same,
........................................................... 1,014
77,799 49
Date of examination by commissioner : August 16.
Glassification o f Deposits received during the Year ending Oct. 31, 1894.
Num.
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
514
$11,060 15
120
10,399 26
49
7,981 77
49
17,739 23
7
14
4,636 35
14,958 99
753
$66,775 75
not
not
not
.
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
Amount.
399
9
$29,110 05
1,728 44
30
65
1,472 22
10,935 96
[Pub. D oc
R E P O R T O F TH E
412
N A T IC K
F IV E
CENTS
Incorporated April 5, 1859.
Jo h n 0 . W
S A V IN G S
B A N K — N A T IC K .
Present number o f corporators, 41.
F r e d e r i c k 0 . B a s t o n , Treasurer.
F r e d e r i c k 0 . B a st o n , Clerk o f the Corporation.
il s o n ,
President.
Names of committee charged with the investment of its funds:
L e o n a r d W in c h ,
W il l ia m N u tt,
F r e d e r ic k 0 . Basto n ,
F r a n c is B ig e l o w ,
F. H. H ayes,
A lbert M ead .
Open for business every business day, 9
B a l a n c e Sh e e t O cto ber
.m .
to 3
p
.m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Loan on public funds,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,.
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes), ........................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
a
$93,000 00
420 00
1 0 1 ,1 0 0 00
11,525
119,000
5,772
869,168
34,431
73,000
1,080
54,144
1,783
1,030
00
00
75
00
00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$1,259,908 49
6 6 ,0 0 0 00
16,183 83
23,363 18
00
00
12
90
73
$1,365,455 50
$1,365,455 50
Cash on Deposit in Banks, amount in each: —
North National Bank, B o s t o n , ............................................................................... $39,000 00
Natick National Bank, Natick.......................................................................................15,144 12
Loan on Public Funds : —
On $1,100 United States 4 s , .........................................................................................$420 00
Loans on Bank Stock, amount on each: —
On 50 shares Natick National Bank, N a t i c k , .......................................................... $5,000 00
On 40 shares Natick National Bank, N a t i c k , ..................................................
4,000 00
On
On
On
On
10 shares Natick National Bank, N a t i c k , .................................................
10 shares Natick National Bank, N a t i c k , .................................................
2 shares Natick National Bank, N a t i c k , .................................................
12 shares National Webster Bank, B o s t o n , .................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1,000
1,000
200
325
00
00
00
00
No. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
413
Natick Five Cents Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Boston, Mass., 4s,
of Boston, Mass., 6s,
o f Fall Biver, Mass., 5s, .
of Cambridge, Mass , 6 s ,.
of Springfield, Ohio, 5s, .
of Worcester, Mass., 4-|s,.
Town of Beverly, Mass., 4s, .
of Brookline, Mass., 7s,
of Orange, Mass., 4s,
of Wellesley, Mass., 4s,
$10,000
6,000
17.000
6,000
9.000
6.000
10.000
10,000
10,000
9,000
$93,000
Estimated
Market Value.
$10,800
7,170
18,930
7,110
9,680
6,540
10,400
10,900
10,275
9,090
00
00
00
00
00
00
00
00
00
00
$100,895 00
Amount Invested.
$10,000
6,000
17.000
6,000
9.000
6.000
10.000
10,000
10,000
9,000
00
00
00
00
00
00
00
00
00
00
$93,000 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
26 Atlas National Bank, Boston, .
115 Boston National Bank, Boston,
7 Boylston Nat’l Bank, Boston, .
27 Central Nat’l Bank, Boston, .
13 Columbian Nat’l B’k, Boston, .
46 Nat’l B'k of Commerce, Boston,
42 Nat’l Bank of the Commonwealth, Boston,
5 Continental Nat’l B’k, Boston,.
19 Eliot National Bank, Boston, .
70 Everett Nat’l Bank, Boston, .
15 Nat’l Exchange Bank, Boston,
62 Howard Nat’l Bank, Boston, .
46 Merchants’ N’l Bank, Boston, .
10 Metropolitan N’l Bank, Boston,
15 Monument Nat’l B’k, Boston, .
27 North National Bank, Boston,
51 N’l B’k of No America, Boston,
14 N’l B’k of Redemption, Boston,
30 JSI’J B’k of the Republic, Boston,
10 Second National Bank, Boston,
20 South End Nat’l Bank, Boston,
7 State Nat’l Bank, Boston,
20 Wintlirop Nat’l B’k, Boston, .
33 Dedham Nat’l Bank, Dedham,
32 First National Bank, Chelsea,.
17 Framingham National Bank,
South Framingham,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
Estimated
Market Value.
Amount Invested.
$2,600
11,500
700
2,700
1,300
4,600
$3,042
11,960
854
3,429
1,345
5,290
00
00
00
00
00
00
$2,600
11,500
700
2,700
1,300
4,600
00
00
00
00
00
00
4,200
500
1,900
7,000
1,500
6,200
4,600
1,000
1,500
2,700
5,100
1,400
3,000
1,000
2,000
700
2,000
3,300
3,200
5,460
575
2,489
5,825
1,890
5,952
7,222
950
.3,450
3,132
5,865
1,708
4,770
1,800
1,700
812
2,320
3,366
3,328
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
4,200
500
1,900
7,000
1,500
6,200
4,600
1,000
1,500
2,700
5,100
1,400
3,000
1,000
2,000
700
2,000
3,300
3,200
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
1,700
2,125 00
1,700 00
414
[Pub. D oc
R E P O R T O F TH E
Natick Five Cents Savings Bank — Continued.
No. of
Shares.
Detailed Statement of Bank Stocks — Concluded.
55
120
20
37
Par Value.
Home Nat’l Bank, Brockton, .
Natick National Bank, Natick,
Newton Nat’l Bank, Newton, .
Wachusett N’l B’k, Fitchburg,
$5,500
12,000
2,000
3,700
$101,100
Estimated
Market Value.
$9,625
15,000
1,640
7,400
Amount Invested.
$5,500
12,000
2,000
3,700
00
00
00
00
$124,324 00
00
00
00
00
$101,100 00
%
Detailed Statement o f Bailroad Bonds.
Par Value.
Boston, Clinton, Fitchburg and New
Bedford R.R. 5s, .
Boston & Lowell R.R. 4s,
Dexter & Piscataquis R.R. 4s, .
Fitchburg R.R. 4-|s, .
.
.
.
Fitchburg R.R. 5s, .
Old Colony R.R. 4 s ,.
Old Colony R.R. 6s, .
.
.
.
Vermont & Massachusetts R.R. 5s,.
Maine Central R.R. 7s,
Worcester & Nashua R.R. 4s, .
Upper Coos R.R. 44s,
$6,000
15,000
10,000
15,000
10,000
15,000
5,000
18,000
10,000
10,000
5,000
$119,000
Estimated
Market Value.
$6,840
15,150
10,000
15,150
10,375
15,825
5,250
19,620
13,500
10,150
5,300
Amount Invested.
00
00
00
00
00
00
00
00
0.0
00
00
$127,160 00
$6,000
15,000
10,000
15,000
10,000
15,000
5,000
18,000
10,000
10,000
5,000
00
00
00
00
00
00
00
00
00
00
00
$119,000 00
Total Amount o f Loans, with Each Specified Rate of Interest.
Amount.
$54,144 12
78.000 00
16.000 00
Rate.
2
4
4è
per cent.
“
“
Kate.
Amount.
5 per cent.
$271,542 00
15,690 00
Amount.
$527,672 00
80,720 00
5i
“
Value, by books, o f real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , ........................................................................................
Number of loans which are o f an amount not exceeding $3,000 each, 478
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 497
Amount of investments from which no income is received, .
.
.
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Rate.
6
per cent.
H
“
$5,772 75
5,700 00
552,743 73
3,000 00
No. 8 .]
SA V IN G S B A N K CO M M ISSION ERS.
415
Natick Five Cents Savings Bank — Concluded.
Gross amount o f interest or profits received or earned, as per books, dur
ing year ending Oct. 31,1894,
...............................................................................$66,813 36
Times for the dividends fixed by the b y-law s: first Tuesday in May and
November.
*Rate and amount of each semi-annual dividend f 2 per cent., $22,937 31 )
during the year ending Oct. 31, 1894,
.
1 2 per cent.,
22,753 93 i
Number of accounts opened during the year ending Oct. 31, 1894,
. 646
Number o f accounts closed during the year ending Oct. 31, 1894,
. 498
45^91
24
Total number of open accounts Oct. 31, 1894,
.
.
.
.
5,519
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
Amount o f deposits, not including dividends, received during the year
3,524 33
ending Oct. 31, 1 8 9 4 , ..................................................................................................
262,532 92
Number of s a m e , ........................................................................................ 4,915
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
250,454 12
Number of s a m e , ........................................................................................3,880
Date of examination by commissioner : March 20.
Classification of Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
Of $1,000 or more, .
Amount.
3,936
$67,984 66
515
41,193 42
221
33,872 51
165
55,603 51
47
31
32,741 22
31,137 60
4,915
$262,532 92
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
Of guardians,
Of religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
2,284
8
$119,008 23
2,612 00
115
200
5,907 62
23,046 54
416
NEW
R E P O R T O F TH E
BEDFORD F IV E
[Pub. D oc
CENTS SAVINGS
BEDFORD.
Incorporated April 14, 1855.
BANK — N E W
*
Present number of corporators, 136.
L o u m S n o w , President.
W i l l i a m H . P i t m a n , Treasurer.
J a m e s T a y l o r , Clerk o f the Corporation.
Names of commtitee charged with the investment of its funds :
W il l ia m B a y l ie s ,
Parkm an M . Lund,
T hom as W il c o x ,
O t is N . P i e r c e ,
W il l ia m R . W in g ,
F r e d e r ic k S. A l l e n ,
L oum Sn o w ,
G eorge F . K in g m a n ,
O l iv e r P . B r ig h t m a n .
Open for business every business day, 9
a .m .
to 1
p .m
B a l a n c e Sh e e t O ctober
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loans on bank stock,.
Railroad bonds as per schedule,
Loans on railroad stock,
.
Real estate (for banking pur
poses),
.......................................
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes).............................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Expense account,
Cash on hand.....................................
. ; also Saturday, 7 to 9 p . m .
31, 1894.
L ia b il it ie s .
$937,000
192,800
26,700
414,500
47.000
00
00
00
00
00
93,080 44
1,865,546 22
1,925,825 00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
Surplus fund, .
Discount account, .
Premium account, .
Rent account, .
$5,455,387 62
228,550 00
12,775 48
4,394
64,010
7,560
6,352
1,648
59
18
56
40
83
2 0 .0 0 0 00
50
251,018
3,416
3,743
00
05
02
93
$5,780,679 66
$5,780,679 66
Cash on Deposit in Banks, amount in each : —
Third National Bank, Springfield,................................................................................... $108,972
National Bank of Redemption, B o s t o n , ...........................................................
3,733
Mechanics’ National Bank, New B e d f o r d ,...........................................................
8,043
Merchants’ National Bank, New B e d f o r d , ...........................................................
8,352
Citizens’ National Bank, New B e d f o r d , ...........................................................
56,244
National Bank of Commerce, New B e d f o r d , .................................................
37,076
First National Bank, New Bedford,
.....................................................................
8,594
Falmouth National Bank, F a l m o u t h ,.....................................................................
10,000
National Bank o f Fairhaven, F a i r h a v e n , .................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
68
84
04
81
95
54
19
00
10,000 00
N o. 8 .]
417
SA V IN G S B A N K CO M M ISSION ERS
liew Bedford Five Cents Savings B ank — Continued.
Loans on Bank Stock, amount on each: —
On
On
On
On
shares National Exchange Bank, Boston, .
7 shares Globe National Bank, Bosto'n, .
13 shares Suffolk National Bank, Boston,
2 shares National Bank of Redemption, Boston,
8
$ 2 ,0 0 0 0 0
.
600 00
9,500 00
On 11 shares North National Bank, Boston,
On 95 shares Citizens’ National Bank, New Bedford, .
On
On
On
On
On
On
On
On
On
On
On
On
22 shares Eliot National Bank, Boston, .
15 shares North National Band, B oston,.
6 shares Merchants’ National Bank, New Bedford,
3 shares First National Bank, New Bedford, .
3 shares Mechanics’ National Bank, New Bedford,
112 shares National Bank of Commerce, New Bedford,
2 shares First National Bank, New Bedford, .
6 shares Merchants’ National Bank, New Bedford,
2 shares Mechanics’ National Bank, New Bedford,
7 shares National Bank of Commerce, New Bedford,
11 shares First National Bank, New Bedford,.
7 shares National Bank of Commerce, New Bedford,
3,600 0 0
1 ,0 0 0 00
7,000 0 0
1,700 0 0
1 ,0 0 0 00
300 00
Loans on Railroad Stock, amount on each: —
O
o
o
On 492 shares Boston & Maine R .R ., .
.
.
.
On 8 shares Boston & Albany R .R .,
.
.
.
.
On 16 shares Fitchburg R . R . , .......................................
00
2 ,0 0 0 00
Detailed Statement o f Public Funds.
Par Vaine.
City of Bangor, Me., 6s, .
of Bay City, Mich., 5s,
of Boston, Mass., 3|s,
of Boston, Mass., 4s,
of Cleveland, Ohio, 4|s, .
of Danbury, Conn., 4s,
of Dayton, Ohio, 5 s ,.
of Detroit, Mich., 4s,
ofEast Saginaw, Mieli., 5s,
of Fall River, Mass., 5s, .
of Fall River, Mass., 6s, .
of Grand Rapids, Mich., 5s,
of Holyoke, Mass., 6s,
of Lynn, Mass., 4s, .
of Manchester, N. II., 4s,
of New Bedford, Mass , 3|s, .
of New Bedford, Mass., 6s,
of New Haven, Conn., 3^s,
of Norwich, Conn., 6s,
Town of Middleborough, Mass.
(Fire District), 4s,
.
.
.
United States 4s,
.
United States 6s,
.
.
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$66,000
5,000
50,000
10,000
25,000
30,000
50,000
50,000
25,000
17,000
73,000
50,000
50,000
25,000
50,000
80,000
47,000
50,000
13,000
Estimated
Market Value.
$71,610
5,900
51,250
10,800
26,500
31,200
54,360
54,500
27,750
18,955
86,140
56,500
56,000
26,500
52,000
80,000
49,315
50,250
13,845
69,000
10,000
25,000
Legal investments when made.
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
70,380 00
11,550 00
28,220 00
Amount Invested.
$66,000
5,000
50,000
10,000
25,000
30,000
50,000
50,000
25,000
17,000
73,000
50,000
50,000
25,000
50,000
80,000
47,000
50,000
13,000
00
00
00
00
00
00*
00*
00
00
00
00
00
00
00
00
00
00
00
00
69,000 00
10,000 00
25,000 00
[Pub. D oc.
R E P O R T O F TH E
418
New Bedford Five Cents Savings Bank — Continued.
Detailed Statement o f Public Funds — Concluded.
Par Value.
$5,000
7,000
10,000
20,000
10,000
15,000
City of Bay City, Mich., 4s,
of Detroit, Mich., 7s,
of Fall River, Mass., 4s, .
of Meriden, Conn., 4s,
of Saginaw, Mich., 5|s, .
United States 5s,
. . .
Estimated
Market Value.
$5,050
8,920
10,600
20,800
12,000
17,887
00
00
00
00
00
50
Amount Invested.
$5,000
7,000
10,000
20,000
10,000
15,000
00
00
00
00
00
00
$937,000 $1,008,782 50 $937,000 00
No. o f
Shares.
Detailed Statement o f Bank Stocks.
Par Value.
First Nat’l Bank, Boston,
National Revere Bank, Boston,
Merchants’ N i Bank, Boston,
State National Bank, Boston,
Tremont Nati Bank, Boston, .
Winthrop Nat’l Bank, Boston,
Franklin Nat’l Bank, Franklin,
Merchants’ Nat’l Bank, New
Bedford,
.
.
.
.
325 First Nat’l B’k, New Bedford,
200 Citizens’ N’l B’k, New Bedford,
300 National Bank of Commerce,
New Bedford,
100 Third National Bank, Springfield, ...................................
100
120
100
20
25
15
100
523
$10,000
12,000
10,000
2,000
2,500
1,500
10,000
Estimated
Market Value.
$24,000
11,400
15,700
2,320
2,200
1,740
11,000
00
00
00
00
00
00
00
Amount Invested.
$10,000
12,000
10,000
2,000
2,500
1,500
10,000
00
00
00
00
00
00
00
52,300
32,500
20,000
101,985 00
47,125 00
24,000 00
52,300 00
32,500 00
20,000 00
30,000
24,000 00
30,000 00
10,000
20,000 00
10,000 00
$192,800
$285,470 00 $192,800 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Albany R R. 6s,
Boston & Lowell R.R. 4s,
Boston & Maine R.R. 4s, .
Eastern R.R. 6s,
. . .
Fitchburg R.R. 4s, .
Fitchburg R.R. 4|s, .
.
.
Old Colony R.R. 6 s,.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
$10,000
89.000
50.000
52,500
50.000
118,000
45.000
$414,500
Estimated
Market Value.
$10,150
89,890
51,000
64,050
49,250
119,180
46,450
00
00
00
00
00
00
00
$429,970 00
Amount Invested.
$10,000
89.000
50.000
52.500
50.000
118,000
45.000
00
00
00
00
00
00
00
$414,500 00
No. 8 .]
419
S A Y IN G S B A N K COM M ISSION ERS.
New Bedford Five Cents Savings Bank — Concluded.
Total Amount oj Loans, with Each Specified Late of Interest.
Amount.
$77,706
118,311
10,000
45,000
52
53
00
00
Kate.
Amount.
Kate.
2 per cent.
2i
“
2|
“
3
“
$1,202,600
188,215
585,980
120,785
00
00
00
00
4
4è
4|
per cent.
“
“
Kate.
Amount.
$826,475
25,000
664,055
272,011
00
00
00
22
5 per cent.
51
“
6J
“
6
Amount invested in real estate for banking purposes,.......................................
Estimated value of the s a m e , ..............................................................................
Assessed value of the same.............................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number o f loans which are o f an amount not exceeding $3,000 each, 558
$93,080
115,000
93,350
1,954
44
00
00
53
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 624
Gross amount o f interest or profits received or earned, as per books, dur
735,801 22
ing year ending Oct. 31, 1 8 9 4 , ..............................................................................
Times for the dividends fixed by the by-laws : second Wednesday in April
278,732 43
and October.
Rate and amount o f each semi-annual dividend f 2| per cent., $111,668 55 1 215,163 98
during the year ending Oct. 31, 1894,
.
12 percent., 103,495 43 1
Number of accounts opened during the year ending Oct. 31, 1894,
Number of accounts closed during the year ending Oct. 31, 1894,
Total number of open accounts Oct. 31,1894,
.
.
.
.
2,637
2,004
19,424
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
..................................................................................................
Amount o f deposits, not including dividends, received during the year
13,189 53
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .........................................................................................16,376
Amount of withdrawals, including dividends, during the year ending Oct.
1,109,474 86
968,487 75
31, 1 8 9 4 , .....................................................................
Number of same..........................................................................
Date of examination by commissioners : November 2.
Classification o f Deposits received during the Tear ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $100,
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
N um
ber.
Amount.
13,100
$191,520 13
1,474
119,088 86
685
106,771 42
595
213,740 13
219
303
156,867 95
321,486 37
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
16,376 $1,109,474 86
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
N um
ber.
Amount.
7,165
37
$533,330 95
9,768 34
153
1,869
16,243 15
315,467 24
R E P O R T O F TH E
420
NEW
BEDFORD
IN S T IT U T IO N
FOR
[Pub. D oc
S A V IN G S — N E W
BEDFORD.
Incorporated June 16,1825.
W il l ia m
Present number of corporators, 116.
W a t k i n s , President.
C h a r l e s H . P e i r c e , Treasurer.
W i l l i a m G . W o o d , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
W il l ia m W a t k in s ,
E dw ard D.
H o r a t io H a t h a w a y ,
G il b e r t A l l e n ,
E d w a r d S. T a b e r ,
A n d r e w G.
M andell,
P ie r c e ,
W il l ia m W . C r apo .
Open fo r business every business day, 9
a .m .
to 1
p .m .
B a l a n c e Sh e e t O c to b er
p .m .
31, 1894.
L ia b il it ie s .
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Loans on railroad stock,
Real estate (for banking pur
poses)
.......................................
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
; also Saturday, 2.30 to 5
$2,986,200
1,376,860
18,725
671,000
13,500
00
00
00
00
00
Deposits, .
Guaranty fund,
Profit and loss
count, .
$11,754,915 82
589,342 20
ac
142,051 70
30,000 00
2,456,019 00
3,835,472 99
163,900
100
899,306
2,029
33,197
00
00
03
02
68
$12,486,309 72
$12,486,309 72
Cash on Deposit in Banks, amount in each : —
Merchants’ National Bank, New Bedford, .
First National Bank, New Bedford,
National Bank of Commerce, New Bedford,
Mechanics’ National Bank, New Bedford, .
Citizens’ National Bank, New Bedford,
National Revere Bank, Boston,
National Bank of Redemption, Boston,
Shoe and Leather National Bank, Boston, .
Pynchon National Bank, Springfield, .
Third National Bank, Springfield,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$6,921 23
73,179
49,994
8,894
59,295
315,636
260,239
99
18
18
99
70
92
50,143 84
25.000 00
50.000 00
N o. 8 .]
S A Y IN G S B A N K CO M M ISSIO N ERS.
421
New Bedford Institution for Savings — Continued.
Loans on Bank Stock, amount on each : —
On
On
On
On
On
On
On
On
On
On
On
On
On
On
On
On
On
On
$800 00
9 shares First National Bank, New Bedford, .
17 shares First National Bank, New Bedford,
6 shares National Bank o f Commerce, New Bedford,
12 shares Mechanics’ National Bank, New Bedford,
10 shares First National Bank, New Bedford,
9 shares First National’Bank, New Bedford, .
15 shares Mechanics’ National Bank, New Bedford,
22 shares National Bank of Commerce, New Bedford,
5 shares Mechanics’ National Bank, New Bedford,
10 shares National Bank of Commerce, New Bedford,
25 shares Falmouth National Bank, Falmouth,
5 shares Mechanics’ National Bank, New Bedford,
5 shares Mechanics’ National Bank, New Bedford,
9 shares Merchants’ National Bank, New Bedford,
13 shares Mechanics’ National Bank, New Bedford,
50 shares Citizens’ National Bank, New Bedford, .
7 shares Southbridge National Bank, Southbridge,
20 shares Citizens’ National Bank, New Bedford, .
1,000 00
■J
600 00
4,300 00
-■}
2,655 00
500 00
500 00
:}
2,200 00
5,000 00
200 00
970 00
Loans on Railroad Stock, amount on each : —
On 4 shares Boston & Albany R a i l r o a d , ...........................................................'
On 50 shares Boston & Albany R a i l r o a d , ...........................................................
On 225 shares New Y o rk , New Haven & Hartford Railroad,
.
.
.
$500 00
7,500 00
5,500 00
Detailed Statement o f Public Funds.
Par Value.
Town of Attleborough, Mass., 7s, .
City of Bangor, Me., 6s, .
of Bath, Me., 6s,
of Boston, Mass., 4s,
of Boston, Mass., 5s,
of Boston, Mass., 6s,
of Cambridge, Mass., 6 s,.
of Chelsea, Mass., 4s,
of Chelsea, Mass., 6s,
of Cleveland, Ohio, 4^s, .
of Cleveland, Ohio, 5s,
of Cleveland, Ohio, 6s, .
of Danbury Conn., 4s,
of Dayton, Ohio, 5s,
of Detroit, Mich., 4s,
of East Saginaw, Mich, 5s,
of Fall River, Mass., 5s, .
of Fall River, Mass., 6s, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$34,000
100,000
13,000
100,000
482,000
1,000
4,000
50,000
26,000
100,000
11,000
57,000
50,000
100,000
300,000
60,000
1,000
1,000
Estimated
Market Value.
$42,330
108,500
13,845
102,000
541,185
1,055
4,200
51,750
27,300
105,000
11,825
58,140
50,000
106,500
324,000
61,500
1,040
1,020
* Legal investments when made.
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested,
$34,000
100,000
13,000
100,000
482,000
1,000
4,000
50,000
26,000
100,000
11,000
57,000
50,000
100,000
300,000
60,000
1,000
1,000
00
00
00*
00
00
00
00
00
00
00
00
00
00*
00*
00
00
00
00
422
R E P O R T O F TH E
[Pub. D oc.
New Bedford Institution for Savings — Continued.
Detailed Statement o f Public Funds — Concluded.
Estimated
Market Value.
City of Fort Wayne, Ind., 6s, .
of Grand Rapids, Mich., 5s,
of Lawrence, Mass., 6s, .
of Lowell, Mass., 4s,
of Lynn, Mass., 4s, .
of Lynn, Mass., 6s, .
of Middletown, Conn., 6s,
of New Bedford, Mass , 3^s,
of New Bedford, Mass., 4s,
of New Bedford, Mass., 5s,
of New Bedford, Mass., 6s,
of Pawtucket, R. I., 5s, .
of Peoria, 111., 4±s, .
of Providence, R. I., 4s, .
of Providence, R, L, 4^s,.
of Providence, R. I., 5s, .
of Providence, R. I., 6s, .
of Salem, Mass., 4s, .
of Springfield, Ohio, 4Js,
of Waltham, Mass., 4s, .
of Woonsocket, R. I., 4s, .
District of Columbia 5s, .
of Columbia 6s, .
United States 5s,
L,000
130,000
2,000
20,000
162,000
1,000
28,000
25,000
50.000
10,000
146,000
5,000
50,000
50,000
6,000
169,200
2,000
100,000
60,000
25,000
20,000
84,000
20,000
300,000
$2,986,200
,790
144,300
2,220
20,200
166,050
1,030
29,260
24,875
51,750
10,950
173,010
5,150
53,000
56,000
6,240
182,736
2,250
102,000
64,800
25,750
20,500
88,200
23,100
356,250
Amount Invested.
$31,000
130,000
2,000
20,000
162,000
1,000
28,000
25,000
50,000
10,000
146,000
5,000
50,000
50,000
6,000
169,200
2,000
1,000
60,000
25,000
20,000
84,000
20,000
300,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$3,254,601 $2,986,200 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
360
150
30
250
260
90
170
30
230
140
90
230
440
Atlas National Bank, Boston, .
Boston Nat’l Bank, Boston,
National City Bank, Boston, .
Continental N’l Bank, Boston,
Columbian N’l Bank, Boston,.
Eliot National Bank, Boston, .
National Eagle Bank, Boston,
Everett Nat’l Bank, Boston, .
First National Bank, Boston, .
Howard Nat’l Bank, Boston, .
Hamilton Nat’l Bank, Boston,
Merchants’ Nat’l Bank, Boston,
Massachusetts N’l B’k, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
Estimated
Market Value.
$36,000
15,000
3,000
25,000
26,000
9,000
17,000
3,000
23,000
14,000
9,000
23,000
44,000
$42,120
15,600
2,460
28,750
26,780
11,790
13,770
2,490
54,050
13,440
9,900
36,110
42,680
Amount Invested.
$36,000
15,000
3,000
25,000
26,000
9,000
17,000
3,000
23,000
14,000
9,000
23,000
44,000
00
00
00
00
00
00
00
00
00
00
00
00
00
No. 8 .]
423
S A Y IN G S B A N K COM M ISSION ERS
New Bedford Institution for Savings— Continued.
No. o f
Shares.
Detailed Statement o f Bank Stocks — Concluded.
100
460
200
20
200
380
200
490
500
130
40
230
530
140
140
90
350
130
18
200
22
200
250
45
150
1000
1356
1096
1000
1366
200
70
Par Value.
Monument Nat’l Bank, Boston,
N’l B’k of Commerce, Boston,
National Bank of the Com
monwealth, Boston,
Natl Exchange Bank, Boston,
N'l Hide & Leather B’k, Boston,
N’l B’k of N. America, Boston,
N’l B’k of Redemption, Boston,
N’l B’k of the Republic, Boston,
National Revere Bank, Boston,
National Union Bank, Boston,
New England N’l B’k, Boston,
North National Bank, Boston,
Second Nat’l Bank, Boston,
Shawmut Natl Bank, Boston,
Shoe & Leather N’l B’k, Boston,
State National Bank, Boston, .
Tremont National B’k, Boston,
Washington Nat’l B’k, Boston,
Winthrop Nat’l Bank, Boston,
First National Bank, Chelsea,
Fairhaven N’l B’k, Fairhaven,
Fall River N’l B’k, Fail River,
Metacomet N’l B’k, Fall River,
Railroad Nat’l Bank, Lowell,
First National Bank, Malden,
Citizens’ N’l B’k, New Bedford,
First Nat’l B’k, New Bedford,
Merchants’ Nat’l Bank, New
Bedford,
.
.
.
.
Mechanics’ National B’k, New
Bedford,
.
.
.
.
National Bank of Commerce,
New Bedford,
Third Nat’l Bank, Springfield,
National Bank of So. Reading,
Wakefield, .
.
.
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
|10,000
46,000
$23,000
52,900
$10,000 00
46,000 00
20,000
2,000
20,000
38,000
20,000
49,000
50,000
13,000
4,000
23,000
53,000
14,000
14,000
9,000
35,000
13,000
1,800
20,000
1,760
20,000
25,000
4,500
15,000
100,000
135,600
26,000
2,520
21,400
43,700
24,400
77,910
47,500
17,420
6,200
26,680
95,930
16,240
12,600
10,440
30,800
14,040
2,080
20,800
1,400
22,000
31,250
5,300
23,000
120,000
192,550
20,000
2,000
20,000
38,000
20,000
49,000
50,000
13,000
4,000
23,000
53,000
14,000
14,000
9,000
35,000
13,000
1,800
20,000
1,760
20,000
25,000
4,500
15,000
100,000
135,600
109,600
208,240
* 109,600 00
100,000
170,000
100,000 00
136,600
20,000
113,370
40,000
136,600 00
20,000 00
7,000
8,050
7,000 00
$1,376,860
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$1,807,660 $1,376,860 00
424
R E P O R T O F TH E
[Pub. D oc.
New Bedford Institution for Savings — Continued.
Detailed Statement o f Railroad Bonds.
Estimated
Market Value.
Amount Invested.
$50,000
$50,500 00
$50,000 00
13,000
20,000
36,000
44,000
200,000
200,000
38,000
70,000
14,690
20,900
37,620
45,320
202,000
200,000
38,760
73,500
13,000
20,000
36,000
44,000
200,000
200,000
38,000
70,000
Par Value.
Boston & Albany R.R. 6s,
Boston, Clinton, Fitchburg & New
Bedford R.R. 5s, .
Boston & Lowell R.R. 4is,
Boston & Lowell R.R. 5s,
Boston & Lowell R.R. 6s,
Boston & Maine R.R. 4s,
Fitchburg R.R. 4is, .
.
.
.
Fitchburg R.R. 5s, .
Old Colony R.R. 6s,
. . .
$671,000
00
00
0.0
00
00
00
00
00
$683,290 00
00
00
00
00
00
00
00
00
$671,000 00
Total Amount of Loans, with Each Specified Rate of Interest.
Amount.
$575,876
323,429
48.000
9,400
60.000
Eate.
62
41
00
00
00
2 per cent.
2è
“
3£
«
3|
“
3£
“
Amount.
$3,661,000
244,000
1,055,125
70,450
685,178
Eate.
00
00
00
00
99
4 per cent.
H
“
“
»
“
4è
4|
5
Amount.
$950
524,855
2,400
126,358
Eate.
00
00
00
00
53 per cent.
6è
“
53
»
6
“
Amount invested in real estate for banking purposes,........................................$30,000 00
Estimated value o f the s a m e , ...............................................................................
50,000 00
Assessed value of the s a m e , ........................................................................................
37,000 00
Number of loans which are o f an amount not exceeding $3,000 each,
397
.....................................................................
505,191 00
Aggregate amount of the same,
.
Total number of loans upon real e s t a t e , ................................................. 457
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 ,.........................................................................................
Times for the dividends fixed by the by-laws : first Monday in April and
October.
Rate and amount of each semi-annual dividend f
per cent., $251,064 33 )
during the year ending Oct. 31, 1894,
.
. 1 2 per cent., 227,842 46 J
Number o f accounts opened during the year ending Oct. 31, 1894,
2,343
Number of accounts closed during the year ending Oct. 31, 1894,
2,318
Total number of open accounts Oct. 31, 1894,
.
.
.
.
21,844
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes),
..................................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
615,353 92
qor
’
22,414 26
No. 8 .]
S A Y IN G S B A N K COM M ISSIONERS
New Bedford. Institution for Savings —
425
Concluded.
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1894........................................................................................................$1,597,534 22
Number of s a m e , ........................................................................................ 12,121
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ...................................................................................................................... 1,742,078 75
Number o f s a m e , ........................................................................................ 16,970
Date of examination by commissioner: November 1.
Classification o f Deposits received during the Year ending Oct. 31 , 1894.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
N um
ber.
Amount.
7,512
$164,056 50
1,814
148,884 48
1,001
156,592 43
943
330,569 15
416
435
303,958 33
493,473 33
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
12,121 $1,597,534 22
T o the credit —
Of women, both adult
and minor,
.
O f guardians,
O f religious and chari
table associations, .
In trust................................
N um
ber.
Amount.
5,679
46
$639,519 04
14,391 68
278
1,591
60,932 05
335,582 08
[Pub. D oc
R E P O R T O F TH E
426
N E W B U R Y P O E T F IV E CENTS S A V IN G S B A N K — N E W BÜRYPORT.
Incorporated April 24, 1854.
Present number of corporators, 44.
M oses H . F o w l e r , President.
J. A . M a y n a r d , Treasurer.
J. A . M a y n a r d , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
A . W . G r eenleaf,
N a t h a n ie l D o l e ,
M ose s H . F o w l e r ,
W m . F . H ou ston.
Open for business every business day, except Saturday, 9
Saturday, 9 a . m . to 1 p .m .
B a la n c e Sh e e t O cto ber
A ssets.
Public funds as per schedule,
Loan on public funds,
Bank stock as per schedule,
Loans on bank sto c k ,.
Kailroad bonds as per schedule,
Real estate (for banking pur
poses),
.
.
.
.
.
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
a .m
. to 1 p . m . ; 2.30 to 4 p . m . ;
31, 1894.
L ia b il it ie s .
$257,000
2,000
143,700
30.000
160,000
00
00
00
00
00
30.000
2,000
446,385
116,500
74,965
174
5,542
00
00
00
00
57
18
40
$1,268,267 15
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
Premium account, .
$1,122,351 69
57,826 33
71,949 08
10,000 00
6,140 05
$1,268,267 15
Cash on Deposit in Banks, amount in each : —
First National Bank, N e w b u r y p o r t ,..................................................................... $44,965 57
Ocean National Bank, N e w b u r y p o r t,.....................................................................
15,000 00
Merchants’ National Bank, N e w b u r y p o r t,...........................................................
15,000 00
Loan on Public Funds : —
On $2,000 City of Chelsea, M ass., 6s,
..................................................................... $2,000 00
Loans on Bank Stock, amount on each : —
On 100 shares Essex National Bank, H a v e r h ill,................................................. $10,000 00
On 200 shares Broadway National Bank, B o s t o n , .......................................
20,000 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
S A Y IN G S B A N K CO M M ISSION ERS
427
Newburyport Five Cents Savings Bank — Continued.
Detailed ¡Statement o f Public Funds.
Par Value.
Town of Arlington, Mass., 4s,.
City of Bangor, Me., 6s, .
of Boston, Mass., 3^s,
of Chicago, 111., 4s, .
of Danbury, Conn., 4s,
of Grand Rapids, Mich., 4is,
of Lynn, Mass., 4s, .
of Nashua, N. H , 4s,
of Somerville, Mass., 4s,
of Taunton, Mass., 4s,
of Waltham, Mass., 4s,
of Woonsocket, R. I., 4s, .
of Marlborough, Mass., 4s,
Town of Cranston, R 1 , 4s, .
City of Meriden, Conn., 4s,
of Somerville, Mass.-, 4|s,
.
Estimated
Market Value.
$5,000
10,000
40,000
25,000
14,000
15,000
30,000
10,000
14,000
14,000
25,000
5,000
15,000
15,000
10,000
10,000
$257,000
$5,225
10,950
41,200
25,500
14,700
16,500
30,680
10,400
14,630
14,630
26,125
5,200
15,900
15,750
10,300
10,200
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$5,000
10,000
40,000
25,000
14,000
16,000
30,000
10,000
14,000
14,000
25,000
5,000
15,000
15,000
10,000
10,000
00
00
00
00*
00*
00
00
00
00
00
00
00
00
00
00
00
$267,890 00 $257,000 00
* Legal investments when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
10
60
22
100
8
80
82
18
100
42
74
33
50
5
50
10
25
15
76
10
rar Value.
Atlantic Nat'l Bank, Boston, .
Atlas National Bank, Boston,.
Blackstone Nat’l B’k, Boston, .
Boston National Bank, Boston,
Boylston Nat’l Bank, Boston, .
National Citv Bank, Boston, .
Columbian N’l Bank, Boston,
N’l B’k of Commerce, Boston,
National Bank of the Commonwealth, Boston,
Continental Nat’ l B’k, Boston,
National Eagle Bank, Boston,
Eliot National Bank, Boston. .
Everett National Bank, Boston,
Nat’l Exchange Bank, Boston,
Globe National Bank, Boston,
Hamilton Nat’l B'k, Boston, .
N’l Hide & Leather B’k, Boston,
Howard Nat’l Bank, Boston, .
Market National Bank, Boston,
New England N’l B’k, Boston,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Estimated
Market Value.
Amount Invested.
$1,000
6,000
2,200
10,000
800
8,000
8,200
1,800
$1,227
7,020
2,200
10,400
970
6,560
8,487
2,070
50
00
00
00
00
00
00
00
$1,000
6,000
2,200
10,000
800
8,000
8,200
1,800
00
00
00'
00
00
00
00
00
10,000
4,200
7,400
3,300
5,000
500
5,000
1,000
2,500
1,500
7,600
1,000
13,025
4,830
5,920
4,323
4,162
633
4,400
1,105
2,687
1,451
6,460
1,560
00
00
00
00
50
75
00
00
50
25
00
00
10,000
4,200
7,400
3,300
5,000
500
5,000
1,000
2,500
1,500
7,600
1,000
00
00
00
00
00
00
00
00
00
00
00
00
428
R E P O R T O F TH E
[Pub. D oc
Newburyport Five Cents Savings Bank — Continued.
No. of
Shares.
Detailed Statement o f Bank Stocks — Concluded.
10
23
37
10
12
158
50
24
37
56
50
60
70
Par Value.
N’l B’k of No. America, Boston,
N’l B’k of the Republic, Boston,
National Revere Bank, Boston,
Shawmut Nat’l Bank, Boston,
Suffolk Nat’l Bank, Boston,
Third National Bank, Boston,
Tremont Nat’l Bank, Boston, .
Nat’l Union Bank, Boston,
Nat’l Webster Bank, Boston,.
First Nat’l B’k, Newburyport,
Mechanicks’ Nat’l Bank, Newburyport,
.
.
.
.
Ocean N’l Bank, Newburvport,
Shoe & Leather N’l B’k, Boston,
$1,000
2,300
3,700
1,000
1,200
15,800
5,000
2,400
3,700
5,600
5,000
3,000
7,000
1143,700
Estimated
Market Value.
$1,150
3,657
3,515
1,152
1,200
14,180
4,400
3,222
3,700
7,280
00
00
00
50
00
50
00
00
00
00
6,750 00
3,180 00
6,300 00
Amount Invested.
$1,000
2,300
3,700
1,000
1,200
15,800
5,000
2,400
3,700
5,600
00
00
00
00
00
00
00
00
00
00
5,000 00
3,000 00
7,000 00
$149,179 50 $143,700 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Concord & Montreal R.R. 4s, .
Fitchburg R.R. 4£s, .
Fitchburg R.R. 5s, .
Boston & Maine R.R. 4s, .
Boston & Maine R.R. 4is,
St Johnsbury & Lake Champlain
R.R. 5 s ,...........................................
Upper Coos R.R. 4s,
$30,000
25,000
25,000
15,000
10,000
35,000
Estimated
Market Value.
$30,450
25,500
25,250
15,450
10,200
38,500
00
00
00
00
00
00
Amount Invested.
$30,000
25,000
25,000
15,000
10,000
35,000
00
00
00
00
00
00
10,000
10,000
11,500 00
9,600 00
10,000 00
10,000 00
$160,000
$166,450 00
$160,000 00
Total Amount o f Loans, with Each Specified Rate of Interest.
Amount.
$44,965 57
30.000 00
55.000 00
Kate.
2 per cent.
3
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
“
Amount.
$49,500 00
202,700 00
10,000 00
Rate.
4.^ per cent.
5
“
51
“
Amount.
$77,550 00
196,160 00
3,975 00
Rate.
54 per cent.
6
7
No. 8 .]
SA V IN G S B A N K COM M ISSION ERS.
429
Kewburyport Five Cents Savings Bank — Concluded.
Amount invested in real estate for banking purposes........................................... $30,000 00
35,000 00
Estimated value of the s a m e , ..............................................................................
Assessed value of the s a m e , ........................................................................................
33,000 00
Net income received from same during year ending Oct. 31, 1894,
.
.
1,248 77
Value, by books, of other real estate held or owned by foreclosure or
o t h e r w i s e ,.....................................................................................................................
Assessed value o f the same.............................................................................................
Number of loans which are of an amount not exceeding $3,000 each,
259
Aggregate amount of the s a m e , ..............................................................................
Total number of loans upon real e s t a t e , ................................................. 288
Amount o f investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1894,
...............................................................................
Time for the dividends fixed by the b y-la w s: first Monday in M ay and
November.
Rate and amount of each semi-annual dividend f 2 per cent., $19,771 32 1
during the year ending Oct. 31, 1894,
.
. (2 p ercen t.,
20,314 04 J
Number o f accounts opened during the year ending Oct. 31, 1894,
303
Number of accounts closed during the year ending Oct. 31, 1894,
167
Total number o f open accounts Oct. 31, 1894.......................................
3,335
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f taxes),
........................................................................................ .........
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .................................................................................................. 1,437
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , ...................................................................................................1,550
Date of examination by commissioner: July 9.
2,000 00
5,200 00
256,285 00
2,000 00
59,838 73
49
’
085 36
° °
2,917 63
166,695 62
111,956 09
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
Numher.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
898
$16,788 32
200
16,285 50
138
22,083 96
126
46,726 94
41
34
28,158 40
36,652 50
1,437
$166,695 62
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Numher.
Amount.
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and charitable associations, .
In trust................................
Amount.
764
10
$76,907 56
3,313 60
31
55
11,295 86
16,192 92
430
R E P O R T O F TH E
[Pub. Doc.
N EW TO N SAVINGS BANK — N EW TO N.
Incorporated June 17,1831.
Ja m e s
Present number of corporators, 16.
F . C . H y d e , President.
A d o l p h u s J. B l a n c h a r d , Treasurer.
C h a r l e s A . M i n e r , Clerk o f the Corporation.
Names of committee charged with the investment of its funds:
J. F . C . H y d e ,
Sa m u e l M . Ja c k s o n ,
F r a n c is M u r d o c k .
Open for business every business day, except Saturday, 9
Saturday, 9 a . m . to 1 p . m .
B alance
Sh eet O ctober
A ssets.
Public funds as per schedule, .
Loan on public funds,
Bank stock as per schedule,
Loans on bank sto c k ,.
Railroad bonds as per schedule,
Loans on railroad stock,
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , ........................................
Deposits in banks, on interest, .
Suspense account,
Cash on hand,
.
.
.
.
a .m .
to 12
m .;
2 to 4
p .m . ;
31, 1894.
L ia b il it ie s .
$111,000
200
37,925
3,000
252,000
6,500
54,570
1,638,754
358,555
00
00
00
00
00
00
31
87
23
20,000
95,071
971
4,571
00
16
82
99
Deposits, .
Guaranty fund,
Interest account,
Profit and loss ac
count, .
$2,583,120 38
$2,424,145 88
62,200 00
21,849 27
74,925 23
$2,583,120 38
Cash on Deposit in Banks, amount in each: —
Newton National Bank, N e w t o n ,............................................................................... $ 1 6,60138
National Bank of Redemption, B o s t o n , ...........................................................
78,469 78
Loan on Public Funds : —
On $200 United States 4s.................................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$200 00
No. 8 .]
431
S A Y IN G S B A N K CO M M ISSION ERS
Newton Savings Bank — Continued.
Loans on Bank Stock, amount on each : —
On 5 shares Mechanics’ National Bank, Boston,M ass.,
.
On 30 shares Manufacturers’ National Bank, Lynn,Mass ,
.
.
.
.
.
$500 00
2,500 00
.
Loans on Railroad Stock, amount on each: —
On 11 shares Boston & Albany R .R .,
.
On 42 shares Boston & Albany R . R . , .................................................
5,000
$1,500 00
00
Detailed Statement o f Public Funds.
Par Value.
City of Bangor, Me., 6s, .
of Cleveland, Ohio, 4s,
of Cleveland, Ohio, 5s, .
of Cleveland, Ohio, 6s,
of Lewiston, Me., 6s,
of Newton, Mass., 5s,
of Pittsfield, Mass., 4s,
of Worcester, Mass., 5s, .
Town of Franklin, N. H., 4s, .
of Needham, Mass., 4s,
City of Newton, Mass , 4s,
. $1,000
3,000
5,000
10,000
2,000
50,000
10,000
5,000
5,000
15,000
5,000
Estimated
Market Value.
$1,185
3,075
5,050
10,190
2,260
56,500
10,500
5,700
5,150
15,600
5,350
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$1,000
3,000
5,000
10,000
2,000
50,000
10.000
5,000
5,000
15,000
5,000
00
00
00
00
00
00
00
00
00
00
00
$111,000 $120,560 00 $111,000 00
No. of
Shares.
Detailed Statement o f Bank Stocks.
Commercial N’l B’k, Boston, .
N’ l B’k of the Commonwealth,
Boston,
.
.
.
.
25 Globe Nat’l Bank, Boston,
116 Lincoln Nat’l Bank, Boston, .
30 National Revere Bank, Boston,
6 State National Bank, Boston, .
15 Winthrop N’l Bank, Boston, .
10 First Nat’l Bank, Cambridge,.
25 Wachusett N’l B’k, Fitchburg,
25 Natick Nat’l Bank, Natick,
15 Newton Nat’ l Bank, Newton, .
3 Waltham N’l Bank, Waltham,
50
60
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Par Value.
$5,000
6,000
2,500
11,600
3,000
600
1,500
1,000
2,500
2,500
1,500
225
$37,925
Estimated
Market Value.
$4,050 00
7,815
2,200
9,048
2,850
696
1,747
1,750
5,000
3,125
1,230
315
00
00
00
00
00
50
00
00
00
00
00
$39,826 50
Amount Invested.
$5,000 00
6,000
2,500
11,600
3,000
600
1,500
1,000
2,500
2,500
1,500
225
00
00
00
00
00
00
00
00
00
00
00
$37,925 00
432
R E P O R T O F TH E
[Pub. Doc.
Newton Savings Bank — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R R. 4s,
Boston & Lowell R.R. 5s,
Fitchburg R.R. 5s, .
.
.
.
Leeds & Farmington R.R. 6s, .
Lowell & Lawrence R.R. 6s, .
Maine Central R.R. 6s,
Maine Central R.R. 7s,
Portland & Kennebec R.R. 6s,
Portland & Ogdensburg R.R. 6s,
Boston & Maine R.R. 4|s,
Concord & Montreal R.R. 4s, .
Fitchburg R.R. 4Js, .
.
.
.
Old Colony R.R. 4 s ,.
St. Johnsbury & Lake Champ. R.R. 5s,
$21,000
4,000
27,000
1,500
10,000
9,000
7,000
7,500
20,000
50,000
20,000
25,000
25,000
25,000
$252,000
Estimated
Market Value.
$21,310
4,200
28,830
1,545
10,600
9,900
9,450
7,650
22,000
55,000
20,400
26,000
26,500
28,750
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$272,135 00
Amount Invested.
$21,000
4,000
27,000
1,500
10,000
9,000
7,000
7,500
20,000
50,000
20,000
25,000
25,000
25,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$252,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$16,601 38
78,469 78
20,000 00
Kate.
2
2\
4
per cent.
“
“
Amount.
$165,000 00
36,500 00
1,373,832 31
Kate.
4^ per cent.
4|
“
5
“
Amount.
$65,865 17
298,072 62
67,740 00
Value, by books, of real estate held or owned by foreclosure or otherwise,
Assessed value o f the s a m e , ........................................................................................
Number of loans which are of an amount not exceeding $3,000 each, 297
Aggregate amount of the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ..................................................413
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1894......................................................................................
Times for the dividends fixed by the by-laws : January 10 and July 10.
Rate and amount of each semi-annual dividend f 2 per cent., $42,620 74 )
during the year ending Oct. 31, 1894,
.
. 1 2 per cent.,
44,014 62 )
Number of accounts opened during the year ending Oct. 31, 1894,
1,100
Number of accounts closed during the year ending Oct. 31, 1894,
. 642
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
8,943
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of t a x e s ) , ...................................................................................................
Am ount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number o f s a m e , .........................................................................................8,075
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894,
......................................................................................................................
Number of s a m e , .........................................................................................5,886
Date of examination by commissioner: May 28.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Kate.
51 per cent.
4
6
«
$54,570 31
56,100 00
514,100 81
116,402 97
86,635 36
. 7,996 99
528,499 12
425,988 73
No. 8 .]
433
S A Y IN G S B A N K COM M ISSIONERS
Newton Savings B an k — Concluded.
Classification o f Deposits received during the Year ending Oct. 31,18,94.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Num
ber.
Amount.
6,125
$119,003 11
1,013
81,608 05
not
not
440
69,321 16
337
119,069 13
84
76
60,645 05
78,852 62
8,075
$528,499 12
not
To the credit —
O f women, both adult
and minor,
O f guardians,
O f religious and chari
table associations, .
In trust................................
N um
ber.
Amount.
4,533
14
$272,627 70
6,139 42
97
895
11,968 24
41,621 10
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
---------- -
434
R E P O R T O F TH E
[Pub. D oc.
NORTH ADAMS SAVINGS BANK — NORTH ADAMS.
Incorporated April 26, 1848.
A . C. H o u g h t o n , President.
V. A. W
Present number of corporators, 26.
V. A. W
h it a k e r ,
h it a k e r ,
Treasurer.
Clerk o f the Corporation.
Names o f committee charged with the investment of its funds :
A . B. W
G eo r g e L . R ic e ,
r ig h t ,
W . H. Gaylord.
Open for business every business day, except Saturday, 9.
B a l a n c e Sh e e t O c t o b e r
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , ........................................
Loans on depositor’s books,
Deposit in bank, on interest,
Deposits in banks, not on interest,
Expense account,
Interest account , .
.
.
.
Cash on hand,
.
.
.
.
a
.m .
to 4
p .m
.
31, 1894.
L ia b il it ie s .
$161,900
59,400
4,650
20,000
00
00
00
00
15,405
19,380
1,394,522
436,775
37
20
97
00
194,500
430
12,645
13,047
740
23,023
1,191
00
00
10
71
86
29
36
Deposits, .
Guaranty fund,
Undivided earnings,
State tax account, .
$2,357,611 86
$2,247,111
92,500
15,000
3,000
86
00
00
00
$2,357,611 86
Cash on Deposit in Banks, amount in each: —
Adams National Bank, North A d a m s ,.................................................
Berkshire National Bank, North A d a m s , ........................................
New England National Bank, Boston .
.
.
.
.
.
$7,254 85
5,792 86
12,645 10
Loans on Bank Stock, amount on each : —
On 105 shares Adams National Bank, North Adams,
.
On 5 shares Pittsfield National Bank, Pittsfield..................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$4,200 00
450 00
No. 8 .]
S A Y IN G S B A N K CO M M ISSIO N ERS.
435
North Adams Savings Bank — Continued.
Detailed Statement o f Public Funds.
Par Value.
Town of Plymouth, Mass., 4s,.
City of Bangor, Me., 6s, .
of Dayton, Ohio, 4 s ,.
of Fall River, Mass., 6s,
of Lowell, Mass., 4s,
of New Bedford, Mass., 6s,
of Norwich, Conn., 4s,
of Portland, Me., 6s,
of Providence, R. I., 5s, .
of Terre Haute, Ind., 5s, .
of Woonsocket, R. I., 4s, .
$29,900
2,000
20,000
11,000
10,000
1,000
25,000
5,000
18,000
10,000
30,000
Estimated
Market Value.
$30,500
2,160
20,400
12,900
10,300
1,000
25,800
6,100
19,100
10,800
30,700
Amount Invested.
$29,900
2,000
20,000
11,000
10,000
1,000
25,000
5,000
18,000
10,000
30,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00*
00
00
00
00
00
00
00
00
$161,900 $169,760 00 $161,900 00
* A legal investment when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
14
250
280
50
Tar Value.
Lee National Bank, L ee,.
Adams N’l Bank, No. Adams,
Berkshire N’l B’k, No. Adams,
Pittsfield N’l Bank, Pittsfield,
$1,400
25,000
28,000
5,000
$59,400
Estimated
Market Value.
$1,960
31,250
29,400
7,500
Amount Invested.
00
00
00
00
$70,110 00
$1,400
25,000
28,000
5,000
00
00
00
00
$59,400 00
Detailed Statement o f Bailroad Bonds.
Par Value.
$20,000
Fitchburg R.R. 4s, .
Estimated
Market Value.
$19,000 00
Amount Invested.
$20,000 00
Total Amount o f Loans, with Each Specified Bate o f Interest.
Amount.
$12,645 10
278,500 00
Rate.
2 per cent.
4
“
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Amount.
Rate.
Amount.
$115,000 00
1,462,552 13
4 j per cent.
5
“
$174,825 84
Rate.
6 per cent.
436
R E P O R T O F TH E
[Pub. D oc.
North Adams Savings Bank — Concluded.
Amount invested in real estate for banking purposes,........................................
Estimated value of the s a m e , ...............................................................................
Assessed value of the s a m e , ........................................................................................
Value, by books, of other real estate held or owned by foreclosure or
o t h e r w i s e ,......................................................................................................................
Assessed value of the s a m e , ........................................................................................
Number o f loans which are of an amount not exceeding $3,000 each, 411
Aggregate amount of the same......................................................................................
Total number o f loans upon real e s t a t e , ................................................. 439
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the by-laws : April 1 and October 1.
Rate and amount of each semi-annual dividend f 2 per cent., $41,772 34 )
during the year ending Oct. 31, 1894,
.
. I 2 per cent.,
42,324 25 J
Number of accounts opened during the year ending Oct. 31, 1894,
1,004
Number of accounts closed during the year ending Oct. 31, 1894,
. 991
Total number of open accounts Oct. 31, 1894,
.
.
.
.
6,055
Total expenses o f the corporation for the year ending Oct. 31, 1894 (ex
clusive of t a x e s ) , ..................................................................................................
Amount o f deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
$15,405 37
40.000 00
31.000 00
19,380 20
21,700 00
440,783 34
110,478 38
84,096 59
8,471 66
421,756 23
Number o f s a m e , ........................................................................................ 5,665
Amount o f withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
437,700 67
Number of s a m e , .........................................................................................5,257
Date of examination by commissioner : March 2.
Classification o f Deposits received during the Year ending Oct. 31, 1894.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
4,181
$81,709 51
753
62,917 05
327
51,783 97
242
86,704 95
77
85
53,640 75
85,000 00
5,665
$421,756 23
not
not
not
.
less
To the credit —
O f women, both adult
and minor,
Of guardians.
O f religious and chari
table associations, .
In trust, .
.
.
.
N um
ber.
Amount.
2,353
7
$174,946 51
1,271 17
36
58
1,418 92
28,721 50
No. 8 .]
437
SA V IN G S B A N K COM M ISSIONERS
NORTHAMPTON INSTITUTION FOR SAVINGS —
NORTHAMPTON.
Incorporated March 1, 1842.
Present number of corporators, 17.
H . G. K n i g h t , President.
L. M
T . G. S p a u l d i n g , Cleric o f the Corporation.
altby,
Treasurer.
Names of committee charged with the investment of its funds :
L. M a l t b y ,
O scar E d w a k d s ,
O l iv e r W a l k e r .
Open for business every business day, 9
B a l a n c e Sh e e t O c to b er
a .m
31, 1894.
A ssets.
Public funds as per schedule, .
Bank stock as per schedule,
Loans on bank stock, .
Railroad bonds as per schedule,
Real estate (for banking pur
poses),
.......................................
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Cash on hand,
.
.
.
.
. to 3 p .m .
L ia b il it ie s .
$750,000
58,900
20,155
400,000
00
00
00
00
18,000
5,650
1,373,473
222,654
00
00
50
50
17,000
1,600
49,664
6,316
00
00
28
59
Deposits, .
Guaranty fund,
Profit and loss ac
count, .
$2,923,413 87
$2,758,381 17
140,000 00
25,032 70
$2,923,413 87
Cash on Deposit in Banks, amount in each: —
Northampton National Bank, N o r t h a m p t o n , ........................................
Globe National Bank, B o s t o n , ....................................................................
$38,969 12
10,695 16
Loans on Bank Stock, amount on each: —
On
On
On
On
On
On
On
On
On
100 shares First National Bank, Easthampton, M ass., .
10 shares First National Bank, Easthampton, Mass.,
10 shares First National Bank, Easthampton, Mass.,
10 shares First National Bank, Easthampton, M ass.,
12 shares First National Bank, Easthampton, Mass.,
.
37 shares First National Bank, Northampton, M ass.,
5 shares First National Bank, Northampton, M ass.,
9 shares First National Bank, Northampton, Mass.,
5 shares First National Bank, Northampton, M ass.,
On 10 shares Hampshire County National Bank, Northampton, Mass.,
On 5 shares Northampton National Bank, Northampton, M ass.,
On 10 shares Ware National Bank, W are, Mass.,
.
.
.
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$10,000
1,000
1,000
270
685
3,700
300
575
00
00
00
00
00
00
00
00
1,150 00
500 00
975 00
438
R E P O R T O F TH E
[Pub. Doc
Northampton Institution for Savings — Continued.
Detailed ¡Statement o f Public Funds.
Par Value.
City of Akron, Ohio, 5s, .
of Boston, Mass , 4s,
of Cleveland, Ohio, 4is, .
of Cleveland, Ohio, 6s,
o f Dayton, Ohio, 5s, .
of Dayton, Ohio, 6s,
of Milwaukee, Wis., 7s, .
of Providence, R. I., 4s, .
of Springfield, Ohio, 5s, .
Town of Meriden, Conn., 4£s, .
of Meriden, Conn., 6s, .
City of Cleveland, Ohio, 5s,
of Cambridge, Mass., 4 s,.
of Detroit, Mich., 4s,
of Detroit, Mich., 7s,
of Grand Rapids, Mich , 4^s, .
of Manchester, N. H., 4is,
of Milwaukee, Wis , 5s, .
of Scranton, Pa., 4|s,
United States 5s,
. . .
$20,000
200,000
28,000
33,000
24,000
31,000
7,000
50,000
7,000
40,000
20,000
75,000
30,000
50,000
20,000
20,000
25,000
10,000
35,000
25,000
$750,000
Estimated
Market Value.
$20,400
221,750
29,680
34,320
25,680
32,395
7,140
54,000
7,630
42,600
21,400
82,625
31,500
54,750
21,400
21,800
27,625
11,000
37,100
30,000
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
Amount Invested.
$20,000
200,000
28,000
33,000
24,000
31,000
7,000
50,000
7,000
40,000
20,000
75,000
30,000
50,000
20,000
20,000
25,000
10,000
35,000
25,000
00
00
00
00
00*
00*
00
00
00
00
00
00
00
00
00
00
00
00
00
00
$817,795 00 $750,000 00
* Legal investments when made.
No. of
Shares.
Detailed Statement o f Bank Stocks.
29
53
15
10
105
20
27
50
26
17
17
20
13
100
Atlantic Nat'l Bank, Boston, .
Boston Nat’l Bank, Boston,
N’l B'k of Commerce, Boston,
Nat’l Exchange Bank, Boston,
First National Bank, Boston, .
Merchants’ Nat’l B’k, Boston, .
N’l B’k of No. America, Boston,
Second National Bank, Boston,
Shawmut Nat’l Bank, Boston, .
State National Bank, Boston, .
Traders’ Nat’l Bank, Boston, .
Washington N’l B’k, Boston, .
Nat’l Webster Bank, Boston, .
Northampton National Bank,
Northampton,
16 First N’l Bank, Northampton,
40 City Nat’l Bank, Worcester, .
31 Bunker Hill N’l B’k, Boston, .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Tar Value.
Estimated
Market Value.
Amount Invested.
$2,900
5,300
1,500
1,000
10,500
2,000
2.700
5,000
2,600
1,700
1,700
2,000
1,300
$3,540
5,512
1,725
1,260
24,990
3,140
3,105
9,250
3,016
1,972
1,275
2,180
1,300
00
00
00
00
00
00
00
00
00
00
00
00
00
$2,900
5,300
1,500
1,000
10,500
2,000
2,700
5,000
2,600
1,700
1,700
2,000
1,300
00
00
00
00
00
00
00
00
00
00
00
00
00
10,000
1,600
4,000
3,100
14,500
1,800
6,000
6,200
00
00
00
00
10,000
1,600
4,000
3,100
00
00
00
00
$58,900
$90,765 00
$58,900 00
N o. 8 .]
439
S A Y IN G S B A N K CO M M ISSION ERS.
Northampton Institution for Savings — Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Albany R.R. 5s,
Boston & Albany R.R. 6s,
Boston, Clinton & Fitchburg R.R. 5s,
Boston & Lowell R.R. 7s,
Fitchburg R.R. 5s, .
.
.
.
Old Colony R.R. 4 s,.
Maine Central R.R. 4|s, .
$50,000
70.000
40.000
40.000
100,000
50.000
50.000
$400,000
Estimated
Market Value.
$54,250
71,050
45,600
40,400
107,000
52,750
53,000
00
00
00
00
00
00
00
$424,050 00
Amount Invested.
$50,000
70.000
40.000
40.000
100,000
50.000
50.000
00
00
00
00
00
00
00
$400,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$10,695 16
38,969 12
94,050 00
Rate.
2 per cent.
2à “
4
“
Amount.
$75,000 00
20,000 00
Kate.
Amount.
4J per cent.
4|
“
$1,435,783 00
10,050 00
K a te .
5
6
per cent.
Amount invested in real estate for banking p urposes,................................ $18,000
Estimated value of the s a m e , ....................................................................
25,000
Assessed value of the s a m e ,..............................................................................
21,500
Net income received from same during year ending Oct. 31, 1894,
.
.
300
Value, by books, of other real estate held or owned by foreclosure or
o t h e r w i s e ,...........................................................................................................
5,650
Assessed value o f the s a m e , .............................................................................
4,950
Net income received from same during year ending Oct. 31, 1894,
.
.
220
Number o f loans which are of an amount not exceeding $3,000 each,
387
Aggregate amount o f the s a m e , ..............................................................................
492,617
Total number of loans upon real e s t a t e , ........................................
399
Amount of investments from which no income is received,
.
.
.
200
Gross amount of interest or profits received or earned, as per books, dur
ing year ending Oct. 31, 1 8 9 4 , ..............................................................................
140,538
Times for the dividends fixed by the by-law s: first Wednesday in April
and October.
Rate and amount of each semi-annual dividend j 2 per cent., $52,546 82 ) ^qduring the year ending Oct. 31, 1894,
.
. 1 2 per cent.,
52,874 06 J
’
Number of accounts opened during the year ending Oct. 31, 1894,
1,055
Number o f accounts closed during the year ending Oct. 31, 1894,
878
Total number o f open accounts Oct. 31, 1894,
.
.
.
.
7,046
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
7,669
clusive of taxes),
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
00
00
00
00
00
00
83
00
00
40
83
15
R E P O R T O F TH E
440
[Pub. D oc
Northampton Institution for Savings — Concluded.
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , .................................................................................................. $385,508 79
Number of s a m e , ........................................................................................ 5,771
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , .....................................................................................................................
436,177 32
Number of s a m e , ........................................................................................ 5,565
Date of examination by commissioner: March 6.
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
O f $50 and less,
Exceeding $50 and
more than $ 100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N um
ber.
Amount.
4,673
$144,936 27
599
48,208 30
235
36,847 49
142
50,468 93
53
69
35,947 80
69,100 00
5,771
$385,508 79
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust................................
Num
ber.
Amount.
2,417
7
$186,118 27
1,000 00
27
51
923 93
6,071 30
No. 8 .]
SA Y IN G S B A N K CO M M ISSION ERS.
441
N O R TH A V E N U E SA V IN G S B A N K — CA M BR ID G E .
Incorporated March 7, 1872.
Present number of corporators, 34.
S a m u e l F . W ooD bR iD G E, President.
M il t o n L . W a l t o n , Treasurer.
G e o r g e W . P a r k e , Clerk o f the Corporation.
Names of committee charged with the investment of its fu n d s:
Sa m u e l F . W o o d b r id g e ,
C h a r l e s F. S t r a t t o n ,
R ussell S. E d w a r d s ,
J o h n J. H e n d e r s o n ,
W a r r e n L. H ooper.
Open for business Monday, Wednesday and Saturday, 9 a . m . to 1 p . m . ; Tuesday,
Thursday and Friday, 8 a . m . to 10 a . m . ; also Saturday, 6 to 8 p . m .
B a la n c e Sh e e t O cto ber
A ssets.
31, 1894.
L ia b il it ie s .
Public funds as per schedule,
.
Loans on public funds,
Bank stock as per schedule,
Railroad bonds as per schedule,
Loan on railroad stock,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Deposits in banks, on interest, .
Interest account,
Cash on hand,
.
.
.
.
$5,000
1.400
5,150
20,000
500
263,675
117,785
00
00
00
00
00
00
00
5.400
22,115
268
1,550
00
34
75
96
$442,845 05
Deposits, .
Guaranty fund,
Profit and loss ac
count,
$416,777 62
8,500 00
17,567 43
$442,845 05
Cash on Deposit in Banks, amount in each: —
Howard National Bank, B o s t o n ,............................................................................... $14,078 97
Faneuil Hall National Bank, Boston..........................................................................
8,036 37
Loans on Public Funds, amount on each: —
On $400 City of Lowell, M ass., 4 s , ..................................................................... $400 00
On $1,000 City of Newton, M ass., 4 s , .....................................................................
1,000 00
Loan on Railroad Stock : —
On 6 shares Boston & Maine R
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.R
. , .....................................................................$500 00
442
R E P O R T OF TH E
W o r t h A v e n u e S a v in g s B a n k
[Pub. D oc.
— Continued.
Detailed Statement o f Public Funds.
Par Value.
United States 4s,
.
.
.
15,000
Estimated
Market Value.
$5,787 50
Amount Invested.
$5,000 00
Ko. o f
Shares.
Detailed Statement o f Bank Stocks.
13
15
5
5
15
Par Value.
Blackstone Nat’l B’k, Boston,.
Faneuil Hall N’1 B’k, Boston, .
Nat’l Exchange Bank, Boston,
Tliird National Bank, Boston,.
First N’1 Bank, Marlborough,
Estimated
Market Value.
$1,300
1,500
500
500
1,500
$1,300
1,961
633
448
1,680
00
25
75
75
00
$5,300
$.6,023 75
Amount Invested.
$1,300
1,500
500
500
1,350
00
00
00
00
00
$5,150 00
Detailed Statement o f Bailroad Bonds.
Par Value.
Concord & Montreal R.R. 4s, .
Fitchburg R.R. 5s, .
Old Colony R.R. 4s, .
Upper Coos R.R. 4s,
. . .
Upper Coos R.R. 4|s,
$5,000
2,000
3,000
5,000
5,000
$20,000
Estimated
Market Value.
$5,100
2,140
3,165
5,000
5,250
00
00
00
00
00
$20,655 00
Amount Invested.
$5,000
2,000
3,000
5,000
5,000
00
00
00
00
00
$20,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$22,115 34
5,400 00
1 0 ,0 0 0 0 0
Kate.
2
4
4è
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
per cent.
“
“
Amount.
Kate.
$ 1 0 1 ,0 0 0 00
142,370 00
129,290 00
5 per cent.
H
“
6
“
Amount.
$600 0 0
1 00 00
Kate.
6£
7
per cent.
No. 8 .]
SA V IN G S B A N K COM M ISSION ERS
N o r t h A v e n u e S a v in g s B a n k
443
— Concluded.
Number of loans which are of an amount not exceeding $3,000 each, 128
Aggregate amount of the same,
Total number of loans upon real estate............................................................135
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , ........................................................................................
Times for the dividends fixed by the b y-la w s: January 10 and July 10.
Rate and amount of each semi-annual dividend f 2 per cent.,
$6,935 32 )
during the year endingOct. 31, 1894,
.
. 1 2 per cent.,
7,096 56 J
Number of accounts opened during the year ending Oct. 31, 1894,
. 364
Number of accounts closed during the year ending Oct. 31, 1894,
. 267
Total number of open accounts Oct. 31, 1894......................................
2,025
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive o f ta x e s ),............................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
Number of s a m e , .................................................................................................. 2,535
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number o f s a m e , ...................................................................................................1,524
Date of examination by commissioner: April 16.
$178,260 00
20,793 44
14,031
2,034 05
126,388 19
96,205 46
Classification o f Deposits received during the Year ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Amount.
2,060
$33,762 88
259
21,023 90
108
16,751 78
70
23,156 90
22
16
15,692 73
16,000 00
2,535
$126,388 19
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
To the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust................................
N um
ber.
Amount.
1,059
4
$49,338 22
665 00
40
72
3,437 45
7,325 62
444
R E P O R T O F TH E
[Pub. D oc.
*
W ORTH
B R O O K F IE L D
S A V IN G S
BAN K — NORTH
B R O O K F IE L D .
Incorporated Feb. 28, 1854.
Present number o f corporators, 35.
G eorge It. H amant, President.
Charles E . B atcheller , Treasurer.
Charles E . B atcheller , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
G eorge R . H amant,
F rank A . S mith ,
L uther P. D eland,
Sumner H olmes.
Open for business every business day, except Saturdays, 9 a . m . to 1 p . m . ; 2 to 4 p .m . ;
Saturdays, from 9 a .m . to 12 m .
B a l a n c e Sh ee t O ctober
A ssets.
Public funds as per schedule,
Bank stock as per schedule,
Loan on bank stock, .
Railroad bonds as per schedule,
Loan on railroad stock,
Real estate (for banking purp o s e s ) , .......................................
Real estate by foreclosure,.
Loans on real estate, .
Loans to counties, cities or towns
(notes).............................................
Deposits in banks, on interest, .
Deposit in bank, not on interest, .
Expense account,
Safe and furniture,
Cash on hand,
.
.
.
.
31, 1894.
L ia b il it ie s .
$120,500
1,400
600
167,000
500
00
00
00
00
00
Deposits, .
Guaranty fund,
Interest account,
Profit and loss account,
$660,866 09
36,575 00
7,494 60
2,884 60
1 0 ,0 0 0 0 0
32,467 10
344,148 40
9,000
17,578
1,572
54
00
74
05
19
2 ,0 0 0 00
999 81
$707,820 29
$707,820 29
Cash on Deposit in Banks, amount in each: —
First National Bank, Worcester....................................................................................$10,783 11
Third National Bank, B o s t o n , ..............................................................................
6,795 63
Maverick National Bank, B o sto n ,..............................................................................
1,572 05
Loan on Bank Stock: —
On 8 shares W are National Bank, W a r e , ............................................................$600 00
Loan on Railroad Stock: —
On 16 shares Boston & Albany R . R . , .....................................................................$500 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
No. 8 .]
445
S A Y IN G S B A N K CO M M ISSION ERS
N o r t h B r o o k f i e l d S a v in g s B a n k
— Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Boston, Mass., 6s,
of Canton, Ohio, 5s, .
of Cleveland, Ohio, 5s,
of Cleveland, Ohio, 6s,
of Cleveland, Ohio, 7s,
of Dayton, Ohio, 5s, .
of Fort Wayne, Ind., 6s,
of Grand Rapids, Mich., 5s,
of Milwaukee, Wis., 7s, .
of Portsmouth, N. H., 6s,
of Providence, R. I., 5s, .
of Salem, Mass., 5s, .
of South Norwalk, Conn., 6s,
of Springfield, Ohio, 5s, .
County of Aroostook, Me., 4^s,
State of New Hampshire 6s, .
$4,000
10,000
1,000
7,000
3,000
35,000
16,000
5,000
1,000
5,000
7,000
2,000
5,000
11,000
7,000
1,500
Estimated
Market Value.
$4,811
11,044
1,152
7,380
3,096
38,147
17,532
5,100
1,204
5,229
7,952
2,224
5,101
12,017
7,455
1,685
20
00
40
80
30
50
80
00
60
00
10
20
00
60
00
55
$120,500 $131,134 05
Amount Invested.
$4,000
10,000
1,000
7,000
3,000
35,000
16,000
5,000
1,000
5,000
7,000
2,000
5,000
11,000
7,000
1,500
00
00*
00
00
00
00*
00
00
00
00
00
00
00
00
00
00
$120,500 00
* Legal investments when made.
[ No. of
Shares.
Detailed Statement o f Bank Stocks.
4
10
Par Value.
Ware National Bank, Ware, .
Eliot National Bank, Boston, .
Estimated
Market Value.
Amount Invested.
$400
1,000
$424 00
1,155 00
$400 00
1,000 00
$1,400
$1,579 GO
$1,400 00
Detailed Statement o f Railroad Bonds.
Par Value.
Boston, Clinton, Fitchburg & New
Bedford R.R. 5s, .
Boston, Winthrop & Shore R.R. 5 s ,.
Concord & Montreal R.R. 4s, .
Eastern R.R. 6s,
. . .
Maine Central R.R. 6s, .
Maine Central R.R,. 7s,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$5,000
5,000
15,000
27,000
6,500
18,000
Estimated
Market Value.
$5,643
5,475
15,450
32,597
7,187
23,935
00
00
00
10
70
20
Amount Invested.
$5,000
5,000
15,000
27,000
6,500
18,000
00
00
00
00
00
00
446
R E P O R T O F TH E
N o r t h B r o o k f i e l d S a v in g s B a n k
[Pub. D oc.
— Continued.
Detailed Statement o f Railroad Bonds — Concluded.
Par Value.
Old Colony R.R. 6s, .
Portland & Ogdensburg R.R. 6s,
Ports., Ot. Palls & Conway R.R. 4^s,
Boston & Albany R.R. 4s,
Boston & Maine R.R. 4s, .
Fitchburg R.R. 5s, .
Maine Central R.R. 4s,
$8,000
25,500
10,000
7,000
20,000
. 15,000
5,000
Estimated
Market Value.
$8,312
28,146
11,100
7,420
20,518
15,843
5,000
Amount Invested.
00
90
00
70
00
00
00
$167,000 $186,628 60
$8,000
25,500
10,000
7,000
20,000
15,000
5,000
00
00
00
00
00
00
00
$167,000 00
Total Amount o f Loans, with Each Specified Rate o f Interest.
Amount.
$17,578 74
9,000 00
Rate.
2
4
per cent.
Amount.
Rate.
$344,148 40
5^ per cent.
Amount.
Rate.
$ 1 ,1 0 0 00
6
Amount invested in real estate for banking p u rp ose s,........................................
Estimated value o f the s a m e , ..............................................................................
Assessed value of the s a m e , ........................................................................................
Value, by books, of other real estate held or owned by foreclosure or other
wise,
............................................................................................................
Assessed value o f the same...................................................................................
Net income received from same during year ending Oct. 31, 1894,
Number of loans which are of an amount not exceeding $3,000 each,
Aggregate amount of the same................................................................... ■
per cent.
$ 10,000 00
10,000 00
10,000 00
32,467 10
38,500 00
636 65
252
263,523 40
Total number of loans upon real e s t a t e , ................................................. 271
Amount of investments from which no income is received, .
.
.
.
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1894.............................................................................................
15,000 00
35,925 32
Times for the dividends fixed by the by-laws : January 1 and July 1.
Rate and amount of each semi-annual dividend f 2 per cent., $12,306 08 1
during the year ending Oct. 31, 1894,
.
. I 2 per cent., 12,322 38 1
Number of accounts opened during the year ending Oct. 31,1894,
. 289
Number o f accounts closed during the year ending Oct. 31, 1894,
. 224
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,282
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes)...............................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 31, 1 8 9 4 , ..................................................................................................
24,628 46
1,518 38
99,811 15
Number of s a m e , ................................................................................................... 448
Amount o f withdrawals, including dividends, during the year ending Oct.
31, 1894...............................................................................................................................
Number o f s a m e , ................................................................................................... 1,300
Date o f examination by commissioner: March 9.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
100,530 73
No. 8 .]
SA Y IN G S B A N K
447
COM M ISSION ERS
N o rth . B r o o k fie ld S a v in g s B a n k —
Concluded.
Classification o f Deposits received during the le a r ending Oct. 3 1 ,1 8 9 4 .
N um
ber.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num
ber.
Amount.
1,018
$22,221 00
233
19,958 16
114
17,998 40
58
20,586 39
18
7
12,047 20
7,000 00
1,448
$99,811 15
not
not
not
less
To the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and chari
table associations, .
In trust, .
.
.
.
Am ount.
630
15
$41,303 63
2,391 33
9
21
881 19
2,130 15
[Pub. D oc.
R E P O R T O F TH E
448
NORTH
EASTON
S A V IN G S
Incorporated Feb. 8 , 1864.
BANK — NORTH
EASTON.
Present number o f corporators, 25.
Oakes A. A mes, President.
C. R . F ie l d , Treasurer.
C. R . F ield , Clerk o f the Corporation.
Names of committee charged with the investment of its funds :
Oakes A . A mes,
L eavitt L . Berry ,
Cyrus L othrop,
W . K . Goward ,
W illiam K. A mes.
Open for business every business day, 9 a .m . to 12 m . ; 1.30 to 3 p .m .
Balance
Sh e e t O cto ber
L ia b il it ie s .
A ssets.
Public funds as per schedule,
.
Bank stock as per schedule,
Loan on bank stock,
Railroad bonds as per schedule,
Real estate by foreclosure,.
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
(notes), ........................................
Deposits in banks, on interest, .
Deposits in banks, not on interest,
Expense account,
Cash on hand,
.
.
.
.
31, 1894.
$102,185 00
103,105 13
1 0 ,0 0 0 00
71,621
3,046
358,366
193,062
$834,851 75
39,693 29
11,838 29
Deposits, .
Guaranty fund,
Interest account,
67
01
46
50
6 ,0 0 0 00
29,397
9,082
116
399
16
81
91
68
$886,383 33
$886,383 33
Cash on Deposit in Banks, amount in each : —
National Bank o f the Commonwealth. B o s t o n ,................................................. $29,397 16
First National Bank, E a s t o n , ...............................................................................
9,082 81
Loan on Bank Stock: —
« On 36 shares Merchants’ National Bank, New Bedford,
On 75 shares First National Bank, Easton,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
' I
$10,000 09
No. 8 .]
449
SA V IN G S B A N K COM M ISSION ERS
N o r t h E a s t o n S a v in g s B a n k —
Continued.
Detailed Statement o f Public Funds.
Par Value.
City of Bangor, Me., 6s, .
of Columbus, Ohio, 4s,
Town of Beverly, Mass., 4s, .
of Greeniield, Mass., 4s,
of Marlborough, Mass., 4s, .
of Montague, Mass., 4s,
of North Easton (Village
District), Mass., 4s, .
of Randolph, Mass., 4s,
of Stoughton, Mass., 4s,
Estimated
Market Value.
|8,000
6,000
15,000
10,000
1,000
10,000
$8,782
6,000
15,702
10,157
1,051
10,217
30,000
15,000
8,000
30,225 00
15,592 00
8,098 60
$103,000
40
00
00
10
00
00
Amount Invested.
$6,960
6,000
15,000
10,000
1,000
10,000
00
00*
00
00
00
00
30,225 00
15,000 00
8,000 00
$105,825 10 $102,185 00
* A legal investment when made.
No. o f
Shares.
Detailed Statement o f Bank Stocks.
25
25
25
20
25
57
78
50
25
90
25
25
25
25
25
50
38
75
100
66
38
7
Par Value.
Shoe & Leather N’l B’k, Boston,
Tremont Nat’l Bank, Boston, .
Market Nat’l Bank, Boston, .
National Eagle Bank, Boston,
New England N’l B’k, Boston,
Nat’l Revere Bank, Boston,
Everett Nat’l Bank, Boston, .
Shawmut Nat’l Bank, Boston,.
Hamilton Nat’l Bank, Boston,
North Nat’l Bank, Boston,
Atlas National Bank, Boston,.
Atlantic Nat’l Bank, Boston, .
State National Bank, Boston, .
National City Bank, Boston, .
Manufacturers’ N’l B'k, Boston,
N’l Hide & Leather B’k,Boston,
N ’l B’k of Redemption, Boston,
Neponset N’l Bank, Canton, .
First National Bank, Easton, .
National Citv Bank, Lynn,
Bristol County National Bank,
Taunton,
.
.
.
.
Taunton Nat’l Bank, Taunton,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2,500
2,500
2,500
2,000
2,500
5,700
7,800
5,000
2,500
9,000
2,500
2,500
2,500
2,500
2,500
5,000
3,800
7,500
10,000
6,600
Estimated
Market Value.
$2,253
2,200
2,125
1,775
3,956
5,429
6,493
5,750
2,750
10,428
2,925
3,068
2,900
2,050
2,500
5,350
4,778
10,125
13,500
8,910
00
00
00
00
25
25
50
00
00
30
00
75
00
00
00
00
50
00
00
00
Amount Invested.
$2,203
2,212
2,300
1,680
3,325
6,726
8,658
5,800
2,950
10,485
2,878
3,150
2,693
2,150
2,375
5,312
4,789
8,100
10,500
9,335
75
50
00
00
00
00
00
00
00
00
13
00
75
20
00
50
00
00
00
80
3,800
700
4,750 00
875 00
4,560 00
920 50
$91,900
$104,892 55
$103,105 13
450
[Pub. Doc.
R E P O R T O F TH E
N o r t h E a s t o n S a v in g s B a n k
— Continued.
Detailed Statement o f Railroad Bonds.
Par Value.
Boston & Lowell R.R. 4s,
Concord & Montreal R.R. 4s, .
Fitchburg R.R. 4s, .
Fitchburg R.R. 5s, .
Old Colony R.R. 4s,.
Old Colony R.R. 4^s,
Estimated
Market Value.
$31,000
20,000
10,000
5.000
5.000
1.000
$31,567
20,652
9,731
5,382
5,318
1,064
$72,000
$73,715 40
Amount Invested.
70
00
00
00
00
70
$31,000
20,029
9,592
5.000
5.000
1.000
00
45
22
00
00
00
$71,621 67
Total Amount o f Loans, with Each Specified Rate of Interest.
Amount.
$29,397 16
95.000 00
25.000 00
Kate.
2
4
41
per cent.
“
“
Amount.
$ 1 0 ,0 0 0 0 0
15.000 00
35.000 00
Kate.
Amount.
Kate.
44 per cent.
4|
“
4^
“
$208,630 00
36,198 46
142,600 50
5 per cent.
5£
“
6
Value, by books, o f real estate held or owned by foreclosure or otherwise,
Assessed value of the s a m e , .........................................................................................
Number of loans which are of an amount not exceeding $3,000 each, . 191
Aggregate amount o f the s a m e , ...............................................................................
Total number of loans upon real e s t a t e , ................................................. 223
Gross amount of interest or profits received or earned, as per books, during
year ending Oct. 31, 1 8 9 4 , .........................................................................................
Times for the dividends fixed by the b y -la w s: April 15 and October 15.
Rate and amount o f each semi-annual dividend r 2 per cent., $15,512 78 )
during the year ending Oct. 31, 1894,
.
. { 2 per cent.,
15,650 47 1
Number of accounts opened during the year ending Oct. 31, 1894,
247
Number of accounts closed during the year ending Oct. 31, 1894,
214
Total number of open accounts Oct. 31, 1894,
.
.
.
.
2,287
Total expenses of the corporation for the year ending Oct. 31, 1894 (ex
clusive of taxes)...............................................................................................................
Amount of deposits, not including dividends, received during the year
ending Oct. 3 1 , 1 8 9 4 , ...................................................................................................
Number o f s a m e , .........................................................................................1,337
Amount of withdrawals, including dividends, during the year ending Oct.
31, 1 8 9 4 , ......................................................................................................................
Number of s a m e , ......................................................................................... 1,175
Date of examination by commissioner: March 6 .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$3,046 01
2,400 00
178,166 46
43,230 ¿2
31,163 25
1,378 28
123,696 53
126,455 31
No. 8 .]
S A Y IN G S B A N K COM M ISSION ERS.
W o r t h E a s t o n S a v in g s B a n k —
451
Concluded.
Classification o f Deposits received during the Year ending Oct. 31, 1894.
Numher.
O f $50 and less,
Exceeding $50 and
more than $100, .
Exceeding $100 and
more than $200, .
Exceeding $200 and
more than $500, .
Exceeding $500 and
than $1,000, .
O f $1,000 or more, .
901
$21,030 61
209
17,299 76
107
16,408 10
68
25,294 98
29
23
20,663 08
23,000 00
1,337
$123,696 53
not
not
not
less
Totals,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Num .
ber.
Amount.
To the credit —
O f women, both adult
and minor,
O f guardians,
Of religious and charitable associations, .
In trust................................
Amount.
541
4
$46,925 36
3,309 75
16
103
663 30
13,365 30
452
R E P O R T O F TH E
W ORTH
END
S A V IN G S
Incorporated Feb. 17, 1870.
[Pub. D oc
B A N K — BOSTON.
Present number o f corporators, 27.
T homas L. Jenks, President.
H erbert C. W ells , Treasurer.
W illiam C. W illiamson, Clerk o f the Corporation.
Names of committee charged with the investment o f its funds :
T homas L . Jenks,
Clinton V iles ,
I ncrease E . N oyes,
N athaniel J. R ust,
W illiam R obinson,
W m. G . Shillaber ,
L . F oster M orse.
<
Open for business every business day, 9 a .m . to 2 p .m . ; and Saturday, for deposits only,
until 8 p .m .
Ba l a n c e Sh e e t O ctober
A ssets.
31, 1894.
L ia b il it ie s .
Public funds as per schedule,
Bank stock as per schedule,
Loans on bank stock,
Railroad bonds as per schedule,
Real estate by foreclosure,
Loans on real estate, .
Loans on personal security,
Loans to counties, cities or towns
( n o t e s ) , .......................................
Loans on depositors’ books,
Deposits in banks, on interest, .
Expense account,
Cash on hand,
.
.
.
.
$74,900
159,827
7,750
131,906
7,147
955,623
104,200
15,600
600
162,000
2,435
5,185
00
00
00
25
33
00
00
Deposits, .
Guaranty fund,
Interest account,
$1,548,791 32
47,200 00
31,183 66
00
00
00
57
83
$1,627,174 98
$1,627,174 98
Cash on Deposit in Banks, amount in each: —
Lincoln National Bank, Boston,
.
Metropolitan National Bank, Boston,
Mechanics’ National Bank, Boston,
Na
@FedFRASER