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1^06

TW E LFTH ANNUAL REPORT

O F T H E C O M M IS S IO N E R O F T H E

BANKING DEPARTMENT
OF TH E

STATE OF MICHIGAN
DECEMBER 31, 1900

BY AUTHORITY

1901
W YNKOOP H A L L E N B E C K C R A W FO R D COM PANY O F LANSING-, M ICH.
STATE P R IN T E R S


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Federal Reserve Bank of St. Louis


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Federal Reserve Bank of St. Louis

DEPARTM ENT OFFICERS

COM M ISSIONER,

GEORGE L. MALTZ.

D EPU T Y COMM ISSIONER,

W. T. BRADFORD.

B A N K EX A M IN ER S,

THEODORE M. JOSLIN,
B. C. JOLLY,
H. W. CLARKE,
ALBERT E. MANNING.

O F F IC IA L A D D RESS, LA N SIN G , M IC H IG A N .

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Federal Reserve Bank of St. Louis

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COMMISSIONERS OF BANKING OF MICHIGAN.

[Under A ct 205,1887.]

THEODORE 0. SHERWOOD,
Appointed Ja n u ary 7, 1889; resigned November 7, 1896.

DANIEL B. AINGER,
Appointed November 11, 1896; resigned April 1, 1897.


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JOSIAH E. JUST,
Appointed A pril 1, 1897; died F ebruary 19, 1898.

GEORGE L. MALTZ,'
A ppointed F ebruary 26, 1898.


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Federal Reserve Bank of St. Louis

TABLE

OF CONTENTS.

P

a g e

.

A b stra c ts , c o m p a ra tiv e , 1889 to 1900, in c lu s iv e , s ta te b a n k s ...................................................................
x x -x x i
c o m p a ra tiv e , 1889 to 1900, in c lu siv e , n a tio n a l b a n k s ............................................................. x x ii-x x iii
o f s ta te b a n k s, 1900.........
x x iv
xxv
o f n a tio n a l b a n k s, 1900 ........................................................................................................ ..............
to ta l v o lu m e o f b u sin e ss s ta te a n d n a tio n a l b a n k s, re p o rts f o r 1900...............................
xxvi
s ta te b a n k s in D e tr o it.........................................................................................................................
x x v ii
n a tio n a l b a n k s in D e tr o it..................................................................................................................
x x v iii
s ta te a n d n a tio n a l b a n k s in D e tro it................................................
x x ix
s ta te a n d n a tio n a l b a n k s in G ra n d R a p id s................................................................................
xxx
s ta te a n d n a tio n a l b a n k s in S ag in aw .........................................................................................
xxxi
s ta te a n d n a tio n a l b a n k s in B ay C itie s........................................................................................
x x x ii
s ta te a n d n a tio n a l b a n k s in K alam azo o ......................................................................................
x x x iii
s ta te a n d n a tio n a l b a n k s in P o r t H u r o n ........ .........................................................................
x x x iv
s ta te a n d n a tio n a l b a n k s in J a c k s o n ........................................................................
xxxv
s ta te b a n k s in A d ria n .........................................................................................................................
xxxvi
x x x v ii
B an k s e x a m in e d a n d fe e s p a id .............................................................................................................................
C ap ital sto ck , in c re a se a n d d ecrease o f..............................................................................................................
x
C o n v ersio n o f b a n k s ............................................................................................................ . ...................................
x
E a rn in g s of b a n k s a n d t r u s t c o m p a n ie s ............................................................................................................
xi
D ir e c to r s .................................................................
x v iii
G row th o f s ta te a n d n a tio n a l b a n k s ...................................................................................................................
t
xi
L ist o f b a n k cash ie rs in M ich ig an ........................................................................................................................
291
N ew b a n k s ........................................................................................................
x
N u m b e r of d e p o sito rs ........... .............
x ii
O pin io n s o f a tto rn e y g e n e r a l......................................................................
x v ii
R e c e ip ts a n d e x p e n s e s .....................................................
x ii
R e s e rv e c itie s ..................................................................................................
x ii
R e p o rts o f re c e iv e r s .................................................................................................................................................:
x iii
R e p o rts o f s ta te b a n k s a n d t r u s t c o m p a n ie s....................................................................in c lu s iv e p a g es 3 to 199
R e p o rts o f n a tio n a l b a n k s ........................................................................................................in c lu siv e p a g es 203 to 287


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Federal Reserve Bank of St. Louis

STATE BANKING DEPARTMENT.
REPORT OF THE COMMISSIONER.

STATE OF MICHIGAN,
B anking D épartaient,

V
>

Lansing, December 31, 1900. )

To the H on. H azen S. P ingree, Governor of Michigan:
I have the honor to submit the twelfth annual report of this depart­
ment in compliance with the provisions of section 43 of the General
Banking Law of Michigan, as follows:
On the thirty-first day of December the Commissioner of the Banking
Department shall make an annual report to the Governor of the State,
which report shall be published and shall exhibit:
First, A summary of the state and condition of every bank from which
reports have been received during the year, with an abstract of the whole
amount of capital returned by them, the whole amount of their debts
and liabilities, the total amount of means and resources, separating the
reports of such banks and other corporations, and specifying the amount
of lawful money held by banks at the time of their several returns, and
such other information in relation to such banks and corporations as in
his judgment may be required;
Second, A statement of the banks and corporations whose business
has been closed during the year, the amount of their resources and lia­
bilities, and the amount paid to the creditors thereof;
Third, The names and compensation of the clerks employed by him,
and the whole amount of expenses of the banking department during the
year;
Fourth, The amount of fees received for the examination of banks, or
other corporations, and fines collected and paid over to the State
Treasurer.
In accordance with the provisions of sections 39 and 40 of the General
Banking Law, all of the institutions under the supervision of this depart­
ment have been examined during the year.
At the date of this report, there are one hundred and ninety-two State
banks and three trust companies under the supervision of this depart­
ment.


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B

X

STATE B A N K IN G D E PA R T M E N T .

Statements showing- the financial condition of all State banks and
trust companies, as called for by this department four times during the
year, and in addition thereto reports of the financial condition of the
eighty-five national banks of the State, are appended; as are also
abstracts of the yearly reports for the past twelve years, which show
the progress and increasing wealth of the State.
NEW

BANKS.

During the year six banks have been organized, as follows:
No.
220
221
222
223
224
225

T itle.
The
T he
The
T he
T he
The

C itiz en s’ S ta te B a n k ...........................................................
J ip s o n - C a rte r S ta te B a n k .............................................
C itiz en s’ S a v in g s B a n k ......................................................
P e o p le ’s S ta te B a n k ......................................................
R o c h e s te r S a v in g s B a n k .........................................
S a ra n a c S ta te B a n k .................................. ................

L o c a tio n .

C ap ital.

C om m enced
b u sin ess.

B e n to n H a rb o r.

$50,000
25.000
50.000
25.000
25.000
20.000

J a n u a r y 17.
M arch 1.
M ay 31.
S e p te m b e r 17.
S e p te m b e r 18.
O c to b er 25.

M t. C le m e n s ....
F l u s h in g ...........
S a ran ac .............

An increase of banking capital of $195,000.00.
I am pleased to state that during the year none of the banks under the
supervision of this department have become insolvent.
C O N V E R S IO N

OF

BANKS.

On June 11, 1900, the Bank of Durand, Durand, was fciy a vote of its
stockholders converted into the First National Bank of Durand, and on
October 15, 1900, the Commercial State Bank of St. Joseph was con­
verted into the Commercial National Bank of St. Joseph, by a vote of its
stockholder^.
IN C R E A S E

AND

D ECREA SE

OF

C A P IT A L

ST O C K .

During the year, but one bank in the State reduced its capital stock,
viz., the Oceana County Savings Bank, Hart, from $50,000.00 to
$43,000.00, which I permitted for good and sufficient reasons. To this
$7,000.00 of decrease of capital is to be added the loss of capital by con­
version of the banks named above, $75,000.00, making a total decrease of
$82,000.00.
The following banks have increased their capital stock during the past
year:
The Wayne County Savings Bank, Detroit, from $150,000.00 to
$400,000.00.
The Detroit Savings Bank, Detroit, fjmm $200,000.00 to $400,000.00
The Blissfield State Bank, Blissfield, from $15,000.00 to $20,000.00.
The Dexter Savings Bank, Dexter, from $15,000.00 to $20,000.00.
The First State Savings Bank, Evart, from $15,000.00 to $20,000.00.
The Farmers’ and Merchants’ Bank, Benton Harbor, from $50,000.00
to $100,000.00.
The Commercial State Bank, St. Joseph, from $25,000.00 to $50,000.00.
Making an increase of $540,000.00. To this add the increase b}r organi­
zation of new banks, $195,000.00, which will bring the total increase to
$735,000.00. Deducting from this amount the total decrease of capital,
$82,000.00, leaves a net increase in the capital of institutions reporting


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xi

R E P O R T OF T H E COM M ISSIONER.

to this department during 1900, of $053,000.00, all of which has been
paid in except $11,576.15.
G ROW TH OF STA TE BANKS.

Since the organization of this department, 1889, the increase and
growth of bnsiness has been very great. Deposits show an increase of
$90,063,402.54, and loans $69,420,526.13, as per the following statement:
R eso u rc e s.

80 b a n k s,
J a n . 7, 1889.

187 b a n k s a n d 3 192 b a n k s a n d 3
tr u s t com panies, t r u s t com panies,
D ec. 13. 1900.
D ec. 2, 1899.

R eal e s ta te f u r n itu r e a n d f ix t u r e s ................................
C ash
. , , , .....................................................................

$30,815,697 13
534,411 76
7,550,661 99

$94,028,266 69
4,107;791 70
22,440,808 74

$100,236,223 26
4,306,582 17
25,416,404 00

T o t a ls ..................................................................................

$38,900,770 88

$120,576,867 13

$129,959,209 43

L ia b ilitie s.
C apital s to ck paid in ....... ......................................................
S u rp lu s f u n d a n d
d iv id e d p r o f i t s ..............................
D e p o s i t s . ......................................... . ...........................
N o te s and h ills re d is c o u n te d ............................................
T o tals

..........................................................................

$5,519,425
1,818,835
31,284,124
278,385

00
53
39
96

$38,900,770 88

$12,262,100
5,090,321
103,129,272
95,173

00
66
17
30

$120,576,867 13

$12,953,523
5,496,890
111,347,526
161,267

85
90
93
75

$129,959,209 43

It will also be observed that, according to the above statement, de­
posits and loans in the 192 State banks and three trust companies,
during the year 1900 have increased over previous year, as follows:
(For reference I include National banks.)
L oans.

N u m b e r o f b a n k s.

D ep o sits.

19° S ta te h a n k s a n d 3 t r u s t c o m p a n ie s ,................................................................

$8,218,254 76
4,311,559 22

$6,207,956 57
4,070,174 94

$12,529,813 98

$10,278,131 51

On December 13, 1900, the amount of cash in the 192 State banks and
three trust companies was $25,416,404.40, and in the 85 National banks,
$18,670,048.72, making a total amount of $44,086,452.72.
E A R N IN G S O F O N E H U N D R E D A N D N IN E T Y -T W O S T A T E B A N K S A N D T H R E E T R U S T
C O M P A N IE S .

Dividends paid for 1900 on capital stock of $12,262,100.00 amount to
$1,130,636.29. Increase of surplus fund was $189,017.61.
Average dividend rate on capital for 1900 was 9 1-5 per cent.
Average dividend rate on capital and surplus, $15,250,071.00, for 1900,
was 7 2-5 per cent.


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X ll

STATE B A N K IN G D E PA R T M E N T .
N U M B E R O F D E P O S IT O R S .

The total number of depositors in the 192 State banks and 85 National
banks on December 13, 1900, was 398,280, as follows:
State banks, individual deposits subject to check......................... 49,491
State banks, commercial certificates of deposit............................. 28,641
State banks, savings depositors......................... .............................. 202,723
State banks, savings certificates of deposit................................... 25*377
National banks, individual deposits subject to check................... 46,838
National banks, certificates of deposit............................................ 45,210
The following table will show number of commercial depositors and
savings depositors in the 192 State banks arid 85 National banks,
together with amount of deposits and average amount to each
depositor:
N um ber
of de­
p o sito rs.

C lass o f
d e p o sit.

B an k s.

192 S ta te b a n k s ........................................................
85 N a tio n a l b a n k s ..................................................

( C o m m e rc ia l...
( S a v in g s ...........
C o m m e rc ia l...

T o ta ls .....................................................................

A m o u n t of
d e p o sits.

A v e ra g e
to each d e ­
p o sito r.

*78,132
*228,ICO
*92,048

$37,182,339 37
09,548,292 05
54,232,091 31

$477 00
304 00
589 00

398,280

$160,962,722 73

$409 00

* l h i s in c lu d e s c e r tific a te s o f d e p o s i t ; s e v e ra l c e rtific a te s issu e d to one p e rs o n c o u n te d a s
one.
R E C E IP T S

AND

EX PEN SES

OF

THE

DEPARTM ENT.

The fees collected by this department for the examination of banks,
according to the provisions of section 40 of the General Banking Law,
amounted to $12,826.02.
The expenses of the department for the year were as follows:
Salary of George L. Maltz, Commissioner..................... $2,500
00
Salary of W. T. Bradford, Deputy Commissioner.........
2,000
00
Salary of T. M. Joslin, examiner....................................
1,700
00
Salary of L. M. Sherwood, examiner (resigned June 31, 1900).
850 00
Salary of B. C. Jolly, examiner..............................
1,700 00
Salary of H. W. Clarke, examiner (appointed July 1,1900). .
850 00
Salary of A. E. Manning, examiner..............................
1,200
00
Salary of extra clerks.......................................................
300
00
Expenses incurred in the examination of banks.....................
3,152 35
Miscellaneous expenses, viz., printing, stationery, postage,
etc...................................................................................... ..
2,064 27
Total . ................................................................................. $16,316 62
The above will show that this department actually costs the State
$3,490.60; or, in other words, lacks this amount of being self-sustaining.
RESERVE

C IT IE S .

In accordance with the provisions of sections 24 and 27 of the banking
law, I have designated the following as reserve cities, viz.: Detroit,


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R E P O R T OF THE COM M ISSIONER.

X lll

Grand Rapids, Bay City, Saginaw, Kalamazoo, Jackson, Port Huron,
Adrian, Benton Harbor, Muskegon, New York, Boston, Philadelphia,
Baltimore, Buffalo, Cleveland, Toledo, Cincinnati, St. Louis, Chicago and
Milwaukee.
REPORTS

OF

R E C E IV E R S .

But one receivership has been closed up, that of H. M. Pelham, receiver
of the State Bank of Crystal Falls, Crystal Falls, Michigan.
The following reports from the several receivers were called for under
date of December 1, 1900:
Central Michigan Savings Bank, Lansing.

John A. May, receiver, reports as follows:
Liability to depositors at date of suspension, April 18, 1893. $592,923 53
Other liabilities.......................................................................... 212,384 68
T o ta l.........................................................................................

$805,308 21

Total assets at date of, and received since suspension. .. . 1,348,599 89
Amount collected by receiver to date......................................
606,722 22
Disposition of collections:
Loans paid ...............................
Dividends p a id .........................
Legal expenses.........................
Receiver’s salary paid to date
All other expenses.................
Balance in hands of receiver.

$188,737 55
355,138 87
15,310 48
20,673 99
14,402 54
12,458 79
--------------

606,722 22

People’s Savings Bank, Lansing.

Seymour Foster, receiver, reports as follows:
Liability to depositors at date of suspension, July 15, 1896. $138,540 20
Other liabilities ......................................................................... 111,603 63
T o ta l.........................................................................................

$250,143 83

Total assets at date of, and received since suspension---Amount collected by receiver to date......................................

411,965 11
160,384 63

Disposition of collections:
Loans p a id .....................................................
Dividends p a id ..............................................
Legal expenses p a id ..............................
Receiver’s salary to date..............................
All other expenses......................................
In city b an k ...................................................
Balance in hands of receiver......................


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Federal Reserve Bank of St. Louis

$67,784 69
53,816 18
7,773 81
7,800 00
19,353 43
233 29
3,623 23
--------------

160,384 63

X1V

STATE B A N K IN G D E PA R T M E N T .
Ingham County Savings Bank, Lansing.

John A. May, receiver, made the following report:
Liability to depositors at date of suspension, August 6, 1896 $141,004 92
Other liabilities.................................................................... .. .
12,761 34
T o ta l.........................................................................................

$153,766 26

Total assets at date of, and received since suspension.........
Amount collected by receiver to date......................................

287,065 91
114,184 64

Disposition of collections:
Loans p a id .............................
Dividends p a id .....................
Legal expenses ...................
Receiver’s salary to d a te...
All other expenses.............
Balance in hands of receiver

$66,071 95
28,710 09
5,876 13
7,742 58
3,875 42
1,908 47
-------------

114,184 64

Mecosta County Savings Bank, Big Rapids.

The Michigan Trust Company, Grand Rapids, receiver, reports as
follows:
Liability to depositors at date of suspension, October 26,
......................................................................................... $204,681 38
Other liabilities .........................................................................
10,639 18
Total ......................................................................................... $215,320 56
Total assets at date of, and received since suspension..........
Amount collected by receiver to date......................................
Disposition of collections :
Loans paid ....................................................
Dividends p a id ..............................................
Legal expenses p a id ...............
Receiver’s salary to date.............................
All other exp en ses......................................
Special “stockholder’s” fund for depositors
Balance in hands of receiver.......................


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Federal Reserve Bank of St. Louis

1,865
115,153
4,986
3,000
18,077
5,241
6,831

298,170 57
155,157 27

16
97
58
00
83
94
79
155,157 27

xv

R E P O R T OF TH E COM M ISSIONER.
Whitehall State Savings Bank, Whitehall.

The Michigan Trust Company, Grand Rapids, receiver, reports as
follows:
Liability to depositors at date of suspension, December 31,
1896 ....................................................................................
Other liabilities..........................................................................

$82,576 33
1,660 68

Total ........................................................................................

$84,237 01

Total assets at date of, andreceivedsince suspension............
Amount collected by receiver todate......................................

110,053 66
21,054 96

Disposition of collections:
Loans paid ...........................
Dividends p a id ........... .........
Legal expenses.....................
Receiver’s sa la ry .................
All other expenses..............
Balance in hands of receiver

$3,757 15
14,633 38
939 43
1,150 00
432 15
142 85
------------

21,054 96

Liability to depositors at date of suspension, June14, 1897.
Other liab ilities..........................................................................

$88,703 19
14,141 30

T o ta l.........................................................................................

$102,844 49

Total assets at date of, and received sincesuspension...........
Amount collected by receiver to date....................................

137,519 48
68,537 19

State Bank of Fenton, Fenton.

Clarence Tinker, receiver, reports as follows:

Disposition of collections:
Loans paid ....................................................
Dividends paid ..................................
Legal expenses p a id .....................................
Receiver’s salary to date...............................
All other expenses......................................
Balance in hands of receiver.......................


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Federal Reserve Bank of St. Louis

$13,146
40,318
1,319
730
5,382
7,640

42
22
42
00
14
99
68,537 19

XVI

STA TE B A N K IN G D E PA R T M E N T .
The Tawas State Savings Bank, East Taivas.

Benjamin Richards, receiver, reports as follows:
Liability to depositors at date of, and received since suspension ................................................................... ................
Other liabilities . ................ ......................................................

$11,040 03
28,039 42

Total .........................................................................................

$39,080 05

Total assets at date of, and received since suspension........
Amount collected by receiver to date......................................

64,328 03
6,262 56

Disposition of collections:
Loans paid ....................................................
Dividends p a id ..............................................
Legal expenses ............................................
All other expenses.......................................
Balance in hands of receiver.......................

$2 15
2,772 66
283 75
252 73
2,951 27
--------------

0,262 56

People’s Savings Bank, Alt. Pleasant.

Charles T. Russell, receiver, reports as follows:
Liability to depositors at date of suspension, August 20,
1897 .......................................................................... ............... $65,491 80
Other liabilities ....................................................................... * 15,810 14
Total

...................................................... ..............................

$81,301 94

Total assets at date of, and received since suspension........
Amount collected by receiver to date.....................................

235,478 89
108,211 20

Disposition of collections:
Loans paid ....................................................
Dividends paid ............................................
Legal expenses ..................................
Receiver’s salary to d a t e ...........................
All other expenses .....................................
Balance in hands of StateTreasurer.........
Balance in hands of receiver.....................


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Federal Reserve Bank of St. Louis

$76,679
16,948
1,684
6,058
2,244
3,900
694

85
59
99
97
61
00
19
108,211 20

R E P O R T OF TH E COM M ISSIONER.

X Y ll

O P IN IO N S O F T H E A T T O R N E Y G E N E R A L .

During tlie year 1900 this department received inquiries relative to
its right to examine companies organized under act 273 of the Public
Acts of 1899, and the following is the Attorney General’s opinion
thereon:
Hon. Geo. L. Maltz, Commissioner of the Banking Department:
Dear Sir—Your letter of November 27 received, in which you call my
attention to act 273 of the Public Acts of 1899, and request my opinion
as to whether or not the Michigan Debenture Company of Detroit is
subject to the provisions of said act. As I understand it, the particular
question upon which you desire an opinion is with reference to the
authority of the Commissioner of the Banking Department to make an
examination of the affairs of said company under and pursuant to sec­
tion 22 of the act in question.
The Michigan Debenture Company was originally organized under
the laws of West Virginia in September, 1899. On or about June 1,
1900, a certified copy of the articles of association of said company was
filed in the office of the Secretary of State, and the necessary franchise
fee paid, and shortly afterwards an agent appointed of said company
for the purpose of service of process, etc., all of which was done with
the express understanding that the filing of said articles of association,
payment of franchise fee, and the appointing of an agent, etc., would
subject said company to the provisions of said chapter 163 of the Com­
piled Laws.
As a legal conclusion, I think there can be no question but that said
company, so far as it is authorized to do business in this State, would
be subject to the provisions of said chapter 163, and any lawful enact­
ments of the legislature amendatory thereto, in view of the provisions
of section 8587 of the Compiled Laws of 1897. Act 273 of the Public
Acts of 1899 amends sections 4, 8, 9, 22 and 23 of said chapter 163 of
the Compiled Laws of 1897. Section 22 of said act provides that any
such society shall make to the Commissioner of the Banking Depart­
ment not less than four reports during each calendar year, etc. It also
provides that any such society shall make a special report to the Com­
missioner of the Banking Department whenever he shall, in his judg­
ment, deem such a report necessary to inform him fully of the condition
of such society. Said section also contains the following express pro­
vision with reference to the authority of the Commissioner of the Bank­
ing Department: “He shall also have power at any time he may deem
proper to enter the office of any such society, either personally or by
any deputy, or examiner employed in his office, for the purpose of exam­
ining into the condition of such society, and he shall at such time have
access to all books and assets of such society, so that he may determine
fully the nature and quality of the assets of such society and its method
of doing business, and it shall be his duty to make such examination at
least once in each year, and he shall receive for such examination so
made by him one-tenth of one mill on one dollar of the assets of the
society, to be paid by the society examined at the time of the examina­
tion,” etc.
c


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Federal Reserve Bank of St. Louis

X V lll

STATE B A N K IN G D E PA R T M E N T .

I would, therefore, advise you that in my opinion the said provisions
of act 273 of the Public Acts of 1899 apply to the Michigan Debenture
Company of Detroit, and that you have authority to examine into the
affairs of said company pursuant to the provisions of said act. The
same rule would apply to any other company organized under and pur­
suant to the provisions of said chapter 163 of the Compiled Laws of
1897, or any other foreign corporation which has filed its articles of
association in this State, that may be subject to the provisions of said
chapter.
Respectfullv vours,
‘ HORACE M. OREN,
Attorney General.

Acting under the advice contained in the above opinion, this depart­
ment examined the Home Guaranty & Trust Company, Detroit, Michi­
gan, and the Michigan Debenture Company, Detroit, Michigan, on
December 11th and 15th respectively. Reports of these examinations
were immediately turned over to the Attorney General.
BANK

D IR E C T O R S .

I am pleased to say in closing the report for 1900, that the examina­
tions and reports called for during the past year show that in accord­
ance with section 12, fully 90 per cent of the directors are properly
attending to their duties as managers of their respective banks.
The legal reserve of the total deposits is being kept good, as well as
that part of reserve required to be kept as cash in the bank vaults.
ACKNOW LEDGM ENT.

I desire to acknowledge the valuable services rendered this depart­
ment by Deputy Commissioner W. T. Bradford and Examiners T. M.
Joslin, B. C. Jolly, II. W. Clarke and A. E. Manning.
Very respectfully,


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Federal Reserve Bank of St. Louis

Commissioner of the Banking Department.

ABSTRACT OF REPORTS.


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Federal Reserve Bank of St. Louis

XX

STATE B A N K IN G D E PA R T M E N T .

Comparative abstract, giving the volume o f business as shown by the December reports o f
1898, 1899 and 1900, as made to the Commissioner

R eso u rc e s.

L o a n s a n d d isc o u n ts
S to ck s, b o n d s a n d m o rtg a g e s

D e ce m b e r
11, 1889,
90 b a n k s, 2
tr u s t
co m p an ies.

D e ce m b e r
D e ce m b e r
D e ce m b e r
D e ce m b e r
19, 1890,
2. 1891,
9, 1892,
19,1893,
106 b a n k s, 2 121 b a n k s, 3 138 b a n k s, 3 159 b a n k s, 3
tr u s t
tr u s t
tr u s t
tr u s t
co m p an ies. c o m p a n ies. co m p an ies. com panies.

$22,624,667 12 $27,628,145 16 $30,543,959 76 $38,883,892 66 $32,402,874 53
15,645,031 54 18,846,687 08 21,308,913 14 26,843,183 47 24,804,367 45

O v e r d r a f ts ................................................
B a n k in g h o u se, f u r n itu r e a n d fix­
t u r e s ........................................................

165,315 19

183,645 30

195,618 49

222,549 92

206,537 17

523,466 20

714,313 50

941,191 77

1,274,415 65

1,517,146 91

O th e r re a l e s ta te

253,782 59

311,476 52

350,381 69

692,412 41

647,824 26

E x p e n se s a n d ta x e s p a id

276,624 57

266,114 72

307,386 48

364,088 85

395,207 14

I n te r e s t p a id

210,872 79

217,130 03

145,482 78

271,426 84

352,701 34

D u e fro m b a n k s in re s e rv e c i t i e s ...

5,182,241 12

5,712,028 27

7,481,885 31

9,435,452 69

7,536,024 09

D u e fro m o th e r b a n k s a n d b a n k e rs

298,942 90

371,808 62

468,162 59

526,816 22

450,100 31

E x c h a n g e s f o r c le a rin g h o u s e .........

200,024 37

152,723 76

319,354 22

306,521 91

246,416 43

C h eck s a n d cash ite m s ........................

150,252 88

308,018 92

242,213 13

209,662 16

302,096 21

P r e m iu m s p a id .......................................

N ic k els a n d c e n t s . ...............................

11,720 48

11,047 14

15,630'82

18,382 56

24,102 73

G old c o in ..................................................

396,827 00

483,564 49

849,656 57

1,039,932 42

1,698,747 47

S ilv e r c o in .................................................
U n ite d S ta te s a n d N a tio n a l b a n k
n o t e s ......................................................

171,666 15

167,925 17

215,054 78

293,818 72

259,119 76

1,242,843 00

1,575,817 00

1,807,081 00

2,266,977 00

2,312.851 00

T o ta ls .................................................. $47,354,277 90 $56,950,395 68 $65,191,972 53 $82,649,533 48 $73,156,116 80

L ia b ilitie s.
C ap ital s to c k p a id i n .................

$7,254,559 10 $8,460,835 00 $9 522,420

00

$11,109,827 59 $12,311,041 98

S u rp lu s f u n d ................................

1,132,329 90

1,502,849 44

1 704,248 31

2,124,487 81

2,443,906 07

G ro ss u n d iv id e d e a r n in g s .......

1,679,925 61

1,912,300 21

2

169,532 72

2,534,015 14

2,639,574 57

D iv id e n d s u n p a id ......................

2,571 63

6,234 60

2,158 87

5,739 37

18,081 02

In d iv id u a l d e p o s its ......... ........

7,879,586 71

9,300,393 00 11 750,841

4,452,081 74

6,054,724 25

■Certificates o f d e p o s it.............

23,669,030 20 27,779,136 09

6
CO

S a v in g s d e p o s its ........................

68

16,948,803 62 14,529,942 64

746,187 18

9,632,918 47 . 6,686,895 92

186,303 14 37,909,010 12 32,216,067 08

C ertifie d c h e c k s ..........................

29,987 61

40,450 93

37,541 35

67,981 89

C ash ie rs’ c h ec k s o u ts ta n d in g .

21,097 57

5,802 67

30,594 71

36,445 82

29,031 78

D u e to b a n k s a n d b a n k e r s ___

809,678 07

1,325,103 37

1 599,224 96

1,869,563 31

1,437,360 49

N o te s a n d b ills re d is c o u n te d ,

386,429 76

517,866 12

391,719 61

279,390 41

654,100 98

B ills p a y a b le ................................

37,000 00

44,700 00

51,200 00

131,349 93

148,037 53

42,076 74

L ia b ilitie s o th e r th a n a b o v e s ta te d .
T o tals


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Federal Reserve Bank of St. Louis

$47,354,277 90 $56,950,395 68 $65,191,972 53

$73,156,116 80

xxi

R E P O R T OF TH E COM M ISSIONER

Michigan State banks for the years 1889, 1890, 1891, 1892, 1893, 1894, 1895, 1896, 1897,
o f the Banking Department.
D e ce m b e r
D e ce m b e r
19, 1894,
13, 1895,
164 b a n k s, 4 169 b a n k s, 4
tru s t
tr u s t
c o m p a n ies. co m p an ies.

D e ce m b e r
17, 1896,
173 b a n k s, 4
tr u s t
co m p an ies.

D e ce m b e r
15, 1897,
177 b a n k s, 3
tru s t
co m p an ies.

D ecem ber
1, 1898,
182 b a n k s, 3
tru s t
co m p an ies.

D e ce m b e r
2, 1899,
187 b a n k s, 3
tr u s t
co m p an ies.

D ecem ber
13, 1900,
192 b a n k s, 3
tr u s t
c o m p a n ies.

$34,320,138 74 $40,179,933 36

$36,982,440 70

$38,601,949 09

$41,384,075 83

$50,272,936 26

$53,161,024 07

26,516,601 07 27,852,301 82

28,451,447 71

31,926,938 07

37,453,689 93

43,420,804 26

46,495,505 41

192,415 39

224,066 95

199,468 95

227,624 36

298,762 48

334,526 17

242,650 61

1,694,992 89

1,758,139 62

1,814,724 74

1,820,639 66

1,906,096 96

2,075,425 01

2,245,982 87

719,150 15

882,473 08

1,237,183 41

1,593,803 10

2,054,891 06

2,032,366 69

2,060,599 30

403,575 78
312,758 62
23,493 99

26,213 98

41,708 51

47,333 15

213,747 47

337,043 17

9,653,012 05

9,527,910 70

10,689,631 08

14,460,853 39

15,656,008 52

14,395,138 44

16,304,200 53

361,668 44

392,582 07

481,787 89

837,584 03

893,192 24

999,267 91

1,154,911 42

352,725 79

360,473 16

429,334 91

396,454 61

418,372 26

451,809 45

422,415 20

213,076 23

377,047 46

285,151 36

295,907 52

341,835 45

385,617 28

320,197 45

26,840 53

20,384 28

22,407 73

22,543 68

24,283 58

26,844 79

30,507 54

1,683,739 65

2,028,483 58

2,286,076 60

2,273,685 90

2,448,122 25

2,782,654 49

3,246,550 00

269,032 24

277,618 80

289,380 11

307,663 09

387,684 17

383,374 38

422,770 86

2,152,421 00

2,065,781 00

2,530,816 00

2,590,180 00

2,754,711 00

3,016,402 00

3,514,851 00

$78,872,148 57 $85,970,689 87

$85,686,065 17

$95,397,535 01 $106,069,058 88 $120,790,914 60 $129,959,209 43

$12,600,820 00 $12,518,117 21

$12,458,275 00

$12,010,200 00

$12,003,600 00

$12,262,100 00

2,735,755 49

2,876,322 12

2,986,650 27

2,981,382 73

2,987,971 24

3,065,924 18

2,698,387 31 *2,112,933 75

*2,042,341 06

*1,927,498 49

*1,958,531 34

*2,102,350 42

*2,430,966 72

2,589,052 49

17,696 03

$12,953,523 85

23,539 94

14,629 00

16,430 88

8,204 48

11,914 42

10,178 36

15,476,103 85 16,562,755 06

15,274,265 98

18,025,578 88

20,599,904 56

24,522,326 97

24,840,803 37

7,024,676 13

8,364,560 85

7,530,592 54

8,576,587 67

9,782,640 49

12,250,239 67

12,341,536 00

35,939,957 25 41,192,483 54

42,055,852 60

48,076,282 71

54,105,981 76

62,660,212 66

69,548,293 05

65,583 23

85,970 78

140,220 18

67,246 32

111,903 86

66,649 37

98,418 48

24,974 06

33,828 85

22,834 67

13,771 80

19,723 43

83,450 18

27,222 23

2,007,773 87

1,936,015 12

2,441,450 29

3,647,253 47

4,420,425 42

3,748,526 37

4,481,075 44

354,059 88

359,129 28

273,075 73

36,886 14

51,754 81

14,000 00

35,799 00

73,064 47

45,000 00

32,000 00

13,148 38

25,000 00

81,173 30

125,468 75

524,200 00
$78,872,148 57 $85,970,689 87

$85,686,065 17

$95,397,535 01 $106,069,058 88 $120,790,914 60 $129,959,209 43

* U n d iv id e d e a rn in g s, le ss c u r r e n t e x p en se s, in te r e s t a n d ta x e s p aid.


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Federal Reserve Bank of St. Louis

xxii

STATE BANKING DEPARTMENT.

Comparative abstract showing the volume o f business o f the national banks o f the State from
1899 arid 1900, as made to and furnished this department bij

R eso u rc e s.

D e ce m b e r
11, 1889,
113 n a tio n a l
b a n k s.

D e ce m b e r
19, 1890,
109 n a tio n a l
b a n k s.

D e ce m b e r
2, 1891,
106 n a tio n a l
b a n k s. „

D e ce m b e r | D e ce m b e r
9, 1892,
19, 1893,
104 n a tio n a l 99 n a tio n a l
b a n k s.
b a n k s.

L o a n s a n d d is c o u n t s ............................ $45,860,178 79 $47,527,375 32 $48,424,955 39 $52,752,163 51 $40,783,209 13
6,945,499 58

S to ck s, b o n d s a n d m o rtg a g e s ...........

4,716,830 60

4,289,671 45

4,231,798 69

5,623,070 40

O v e rd ra fts ................................................

214,415 50

219,314 54

222,506 90

292,210 95

187,479 07

D u e from , re s e rv e a g e n ts ....................

5,273,805 17

6,000,383 99

6,942,032 64

8,304,177 63

6,191,185 16

D u e fro m o th e r b a n k s a n d b a n k e rs.
B a n k in g h o u se, f u r n itu r e a n d fixt u r e s ........................................................

1,417,240 70

1,531,500 83

2,055,712 08

2,457.593 23

1,508,833 10

1,161,347 88

1,175,007 50

1,140,593 47

1,092,330 52

1,058,013 55

O th e r re a l e s t a t e ...................................

696,499 38

807,729 15

654,818 49

597,433 76

523,837 66

C u rre n t e x p e n se s a n d ta x e s p a i d . ..

314,041 78

316,798 82

308,899 32

330,626 32

E x c h a n g e s f o r c le a rin g h o u s e .........

351,040 73

291,486 06

531,466 31

420,011 79

C h eck s a n d cash ite m s ........................

206,917 13

252,540 59

222,864 76

269,288 40

208,277 54

C a s h ................................ ........... ............

5,156,435 60

5,363,033 64

5,337,462 12

5,479,123 70

5,352,544 48

D u e fro m U n ite d S ta te s tr e a s u r e r . .

175,937 44

166,537 96

155,501 41

201,723 10

269,208 62

P re m iu m s on U n ite d S ta te s b o n d s..

506,812 27

410,961 40

326,649 58

415,932 79

448,743 01

414,646 27

T o ta ls ........................ ......................... $66,051,502 97 $68,358,341 25 $70,555,261 76 $78,235,686 10 $63,891,477 17

L iab ilitie s.
C ap ital sto ck p a id i n ............................ $15,674,600 00 $15,539,600 00 $15,244,600 00 $15,034,000 00 $14,584,000 00
S u rp lu s f u n d ...........................................

3,173,932 03

3,332,775 18

3,715,238 33

3,858,283 29

G ross u n d iv id e d e a r n in g s ..................

2,589,639 53

2,715,207 61

2,359,221 32

2,375,539 99 *1,879,151 51

25,279 32

9,632 59

36,373 86

D iv id e n d s u n p a id ...................................
In d iv id u a l d e p o s it s ..............................

18,212 01

3,769,273 96

17,180 18

35,217,989 08 36,792,399 46 38,500,510 19 42,409,084 23 31,789 116 14
566,999 05

483,927 31

330,558 68

401,760 31

D u e b a n k s a n d b a n k e r s .......................

5,857,859 32

6,052,260 90

7,140,938 64

9,946,624 23

6,100,036 83

N a tio n a l b a n k n o te s o u ts ta n d in g ...

2,853,300 00

2,660,200 00

2,587,020 00

3,281,300 00

4,557,055 00

658,903 69

689,166 46

. 462,157 73

466,083 07

100 00

23,000 00

U n ite d S ta te s d e p o s its ............. ........

N o te s a n d b ills r e d is c o u n t e d ...........
B ills p a y a b le ............................................
L ia b ilitie s o th e r th a n th o se a b o v e
s ta t e d ......................................... ............

2,274 3fc

426,228 15
367,442 03

516,000 0C

233 06

T o ta ls .................................................. $66,051,502 97 $68,358,341 25 $70,555,201 76 $78,235,686 10 $63,891,477 17
* U n d iv id e d e arn in g s, le ss e x p e n se s a n d ta x e s p a id .


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Federal Reserve Bank of St. Louis

R E P O R T OF TH E COM M ISSIONER

X X lll

the December reports o f the years 1889, 1890, 1891, 1892, 1893, 1894, 1895, 1896, 1897, 1898,
the comptroller o f the currency at Washington.
D e ce m b e r
19,1894,
96 n a tio n a l
b a n k s.

D e ce m b e r
13, 1895,
94 n a tio n a l
b a n k s.

$43,083,288 41 $44,736,533 88

D e ce m b e r
17,1896,
89 n a tio n a l
b a n k s.

D e ce m b e r
15, 1897,
82 n a tio n a l
b a n k s.

D e ce m b e r
1, 1898,
81 n a tio n a l
b a n k s.

D e ce m b e r
2, 1899, .
80 n a tio n a l
b a n k s.

D e ce m b e r
13,1900,
85 n a tio n a l
b a n k s.

$40,304,416 58

$41,143,927 46

$42,919,871 77

$47,581,061 50

$51,651,236 44

6,808,219 06

6,795,879 01

6,061,223 33

6,572,265 92

9,766,446 01

11,652,043 11

12,318,672 86

191,899 31

184,138 47

174,561 83

169,842 80

220,627 59

194,788 80

246,158 27

7,158,187 74

5,697,542 13

8,051,478 98

11,777,125 43

10,816,560 04

8,671,815 91

10,658,399 31

2,138,681 61

1,754,960 91

2,145,066 98

3,492,498 90

3,757,850 18

3,647,971 66

3,463,374 00

1,057,140 95

1.016,259 30

1,029,048 72

943,880 03

1,019,100 09

1,003,999 44

1,142,970 99

556,397 40

690,205 85

796,229 53

880,219 77

1,061,231 36

1,060,810 20

927,158 12

300,541 92

243,688 09

333,694 76

358,309 99

392,218 02

597,274 04

415,477 92

226,913 43

160,616 79

199,702 79

136,857 46

179,112 92

240,308 50

182,689 83

5,089,305 10 .5,039,661 46

5,333,487 61

5,505,338 94

5,982,621 40

6,151,557 96

7,105,053 78

240,670 62

236,528 07

231,775 11

209,475 82

234,094 42

242,948 86

308,427 88

430,463 13

414,815 00

375,089 75

365,223 50

465,448 84

453,937 69

203,917 94

$67,281,708 68 $66,970,828 96

$65,435,775 97

$71,554,966 02

$76,815,182 64

$81,498,517 67

$88,623,537 34

$13,634,000 00 $13,434,000 00

$11,578,000 00

$12,959,000 00

$11,945,000 00

$11,770,000 00

$11,440,000 00

3,631,010 78

3,418,221 47

3,242,018 09

3,188,318 72

3,157,388 20

3,276,188 20

*1,803,480 48 *1,789,465 90

*1,687,088 73

*1,394,998 14

*1,374,061 73

*1,563,841 93

*1,850,274 85

3,572,570 99

11,509 58

9,156 46

17,563 29

20,387 30

17,340 81

13,983 81

34,718,215 02 35,612,374 38

8,348 50

34,391,087 75

39,217,006 25

43,486,965 94

49,920,532 09

54,232,091 31

383,962 29

357,750 18

409,961 73

401,136 29

1,255,821 32

1,354,864 72

1,391,304 19

8,641,246 57

7,406,212 51

8,260,695 23

11,772,976 46

11,760,185 28

9,738,696 81

11,024,083 47

4,141,997 50

4,202,742 50

4,071,495 00

3,551,767 50

3,958,300 00

4,250,300 00

5,160,102 50

316,887 33

386,898 33

140,289 20

2,500 00

23,644 61

11,989 72

61,000 00

137,500 00

88,400 00

10,000 00

27,000 00

75,000 00

1,364 80

380 40

1,142 35

4,908 50

10,519 29

$67,281,708 68 $66,970,828 96

$65,435,775 97

$76,815,182 64

$81,498,517 67

$88,623,537 34

$71,554,966 02

* U n d iv id e d e arn in g s, le ss e x p en se s a n d ta x e s p aid .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

X X IV

STATE B A N K IN G D E PA R T M E N T .
STATE BA N K S.

Abstracts o f reports made by the State banks and trust companies to the Commissioner o f
the Banking Department, the reports being called fo r on past days unknown to the bank
officers, vis., April 26, June 29, September 5, and December IS, 1900. For reports o f
individual State banks and trust companies, see succeeding pages.

R eso u rces.

R e p o rt o f
A p ril 26,191
S ta te b a n k s,
3 tru s t
co m p an ies.

R e p o rt of
J u n e 29,191
S ta te b a n k s,
3 tr u s t
c o m p a n ies.

R e p o rt o f
S e p t. 5, 190
S ta te b a n k s,
3 tru s t
c o m p a n ies.

R e p o rt of
D ec. 13, 192
S ta te b a n k s,
3 tru s t
co m p a n ies.

L o a n s a n d d is c o u n ts .........................................

$52,946,409 67

$52,522,258 90

$52,875,353 03

$53,161,024 07

B onds, m o rtg a g e s a n d s e c u r itie s ...............

44,343,731 23

44,750,516 88

45,287,917 14

46,495,505 41

P re m iu m s p a id on b o n d s ................................

313,469 16

351,988 19

405,111 19

337,043 17

O v e r d r a f ts ............................................................

234,505 11

256,669 07

225,749 30

242,650 61
2,245,982 87

B an k in g h o u se, f u r n itu r e a n d fix tu re s ___

2,185,286 25

2,209,753 16

2,197,930 13

O th e r re a l e s ta te .................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c itie s )..................................................

2,073,727 40

2.044,679 05

2,089,222 39

2,060,599 30

951,763 17

950,315 97

1,013,954 43

1,154,911 42
16,304,200 53

D u e fro m b a n k s in re s e rv e c i t i e s ...............

13,201,946 23

13,969,474 35

15,578,747 61

E x c h a n g e s fo r c le a rin g h o u s e ......................

390,921 63

399,356 23

512,344 21

422,415 20

U. S. a n d N a tio n a l b a n k c u rre n c y ...............

3,048,942 00

3,581,043 00

3,949,250 00

3,514,851 00

G old c o in ...............................................................

2,857,497 91

2,984,945 00

2,921,083 51

3,246,550 00

S ilv e r c o i n ............................................................

433,231 00

461,708 69

446,140 15

422,770 86

N ick els a n d c e n t s ...............................................
C hecks, c ash ite m s a n d in te rn a l re v e n u e
a c c o u n t...............................................................

29,495 15

29,218 20

27,813 71

30,507 54

264,218 55

308,378 52

370,188 92

320,197 45

T o ta ls ............................................................... $123,275,144 46 $124,820,305 21 $127,900,805 72

$129,959,209 43

L ia b ilitie s.
C ap ital s to c k p a id i n ......................................... $12,836,100 00

$12,945,100 00

$12,950,100 00

$12,953,523 85

S u rp lu s f u n d ........................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en ses,
in te r e s t a n d ta x e s p a i d ................................

3,016,812 93

3,031,539 89

3,056,581 56

3,065,924 18

2,148,487 41

2,358,772 16

2,030,461 01

2,430,966 72

D iv id e n d s u n p a id ...............................................

4,561 98

9,060 92

7,564 27

10,178 36

C o m m ercial d e p o sits s u b je c t to c h e c k ....

25,244,411 09

23,466,468 55

25,330,462 51

24,840,803 37

C o m m ercial c e rtific a te s o f d e p o s it.............

12,426,391 46

12,478,946 58

12,706,877 39

12,341,536 00

D u e to b a n k s a n d b a n k e r s ..............................

¿,631,202 85

3,688,803 54

4,130,507 92

4,481,075 44

C ertified c h e c k s ..................................................

133,456 61

85,777 96

113,120 75

98,418 48

C ash ie r’s c h ec k s o u ts ta n d in g ........................

33,973 39

27,641 18

76,068 70

27,222 23

S a v in g s d e p o s its .................................................

55,323,338 61

57,873,125 78

59,291,906 74

60,483,386 17

S a v in g s c e rtific a te s o f d e p o sit......................

8,242,775 66

8,630,068 29

8,089,300 68

9,064,906 88

N o te s a n d b ills re d is c o u n te d ........................

139,711 97

60,641 66

8,339 53

35,799 00

B ills p a y a b le ........................................................

93,920 50

164,358 70

109,514 66

125,468 75

T o ta ls ............................................................... $123,275,144 46 $124,820,305 21 $127,900,805 72

$129,959,209 43


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

xxv

R E P O R T O F TH E COM M ISSIONER.
N A T IO N A L BA N K S.

Abstracts o f reports made by the National banks of Michigan to the Commissioner o f the
Banking Department, April 26, June 29, September 5 and December 13, '1900. For re­
ports o f individual National banks see succeeding pages.
R e p o rt of
D ec. 13,
85 b a n k s.

R eso u rc e s.

R e p o rt o f
A p ril 26,
80 b a n k s.

R e p o rt o f
J u n e 29,
81 b a n k s.

R e p o rt of
S ep t. 5,
83 b a n k s.

L o a n s a n d d is c o u n ts .........................................

$49,818,694 43

$48,738,778 42

$50,909,853 15

O v e rd ra fts , s e c u re d a n d u n s e c u re d ...........

261,396 37

298,463 38

250,889 99

246,158 27

U. S. b o n d s to s e c u re c irc u la tio n ...............

4,904,560 00

5,151,060 00

5,163,560 00

5,258,560 00

U . S. b o n d s to s e c u re U. S. d e p o sits ...........

1,660,000 00

1,660,000 00

1,610,000 00

1,610,000 00

D. S. b o n d s on h a n d ........................................

211,510 00

119,550 00

121,110 00

145,850 00

P re m iu m s o n U . S. b o n d s ...............................

311,308 47

219,679 95

202,789 00

203,917 94

S tocks, s e c u ritie s , e t c .......................................

4,635,216 20

4,691,339 73

5,166,813 42

5,304,262 86

B an k in g h o u se, f u r n itu r e a n d f ix t u r e s ...

987,638 53

1,000,983 15

1,026,537 24

1,142,970 99

O th e r re a l e s ta te a n d m o rtg a g e s o w n e d ...
D u e fro m N a tio n a l b a n k s (n o t re s e rv e
a g e n ts )................................................................

970,812 63

960,942 00

946,339 26

927,158 12

1,865,669 77

2,103,983 12

2,374,324 13

2,253,357 00

$51,651,236 44

D ue fro m S ta te b a n k s a n d b a n k e r s ............

853,635 83

984,832 40

1,113,733 63

1,210,017 00

D u e fro m a p p ro v e d re s e rv e a g e n ts ...........

8,370,827 61

9,715,164 00

10,563,824 21

10,658,399 31

C h eck s a n d o th e r cash ite m s ........................

199,904 89

258,024 38

217,862 24

182,689 83

E x c h a n g e s fo r c le a rin g h o u s e ......................

439,342 71

372,431 20

460,881 24

415,477 92

N o tes o f o th e r N a tio n a l b a n k s ....................
F ra c tio n a l p a p e r c u rre n c y , n ic k e ls an d
' c e n t s ...................................................................

540,109 00

636,172 00

653,348 00

767,094 00

29,349 86

27,264 74

27,327 17

27,534 83

S p e c ie ......................................................................

3,698,825 72

3,845,644 27

4,153,002 36

4,256,608 95

L e g a l te n d e r n o te s ............................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5
p e r c e n t o f c irc u la tio n )...............................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5 p e r
c e n t re d e m p tio n f u n d ..................................

1,471,487 00 •

1,694,837 00

1,947,224 00

2,053,816 00

224,022 50

245,305 75

253,189 25

261,423 00

27,500 57

52,393 07

27,060 57

47,004 88
$88,623,537 34

$11,578,000 00

T o t a ls ..............................................................

$81,481,812 09

$82,776,848 56

•
$87,189,668 86

L ia b ilitie s.
C ap ital sto ck p a id i n .........................................

$11,395,000 00

$11,412,452 60

$11,471,532 60

3,276,188 20

S u rp lu s f u n d ........................................................
U n d iv id e d p ro fits, le ss ex p en se s a n d ta x e s
p a i d .....................................................................

3,213,538 20

3,213,538 20

3,239,188 20

1,639,591 02

1,792,210 21

1,615,545 21

1,850,274 85

N a tio n a l b a n k n o te s o u ts ta n d in g ...............

4,464,875 00

4,814,600 00

4,974,392 50

5,160,102 50

D ue to o th e r N a tio n a l b a n k s ........................

2,933,484 94

3,071,507 04

3,482,633 18

3,444,881 41

D u e to S ta te b a n k s a n d b a n k e r s ..................

5,659,829 05

6,309,567 99

6,829,503 56

7,579,202 06

D iv id e n d s u n p a id ...............................................

7,500 81

37,105 31

6,952 36

13,983 81

In d iv id u a l d e p o sits s u b je c t to c h e c k .........

50,025,802 45

50,386,120 17

54,065,246 36

54,232,091 31

U n ite d S ta te s d e p o sits .....................................

1,455,810 04

1,373,994 63

1,279,598 73

1,240,038 33

D e p o sits o f U . S. d is b u rs in g o fficers.........

116,202 70

102,917 21

113,016 92

151,265 86

N o tes a n d b ills re d is c o u n te d ........................

273,090 38

130,173 14

5,000 00

11,989 72

B ills p a y a b le ........................................................

291,062 50

121,062 50

90,373 12

75,000 00

L ia b ilitie s o th e r th a n th o se ab o v e s ta te d .

6,025 00

11,599 56

16,686 12

10,519 29

T o ta ls ............................................................. . $81,481,812 09

$82,776,848 56

$87,189,668 86

$88,623,537 34


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE B A N K IN G D EPA R T M E N T

XXVI

STA TE AND N A T IO N A L BANKS.
Abstracts showing the total volume o f business transacted by the State and National banks
and trust companies o f Michigan, as shown by reports made to the Commissioner o f the
Banking Department on April 26, June 29, September 5 and December 13, 1900.

R eso u rces.

R e p o rt o f
A p ril 26, 191
S ta te b a n k s,
3 tr u s t
co m p an ies,
80 N a tio n a l
b a n k s.

R e p o rt of
J u n e 29. 191
S ta te b a n k s,
3 tr u s t
com p an ies,
81 N a tio n a l
b a n k s.

R e p o rt of
S ept. 5, 190
S ta te b a n k s,
3 tru s t
com p an ies,
83 N a tio n a l
b a n k s.

L o a n s a n d d is c o u n ts ......................................... $102,765,104 10 $101,261,037 32 $103,785,206 18

R e p o rt of
D ec. 13,192
S ta te b a n k s,
3 tr u s t
com p an ies,
85 N a tio n a l
b a n k s.
$104,812,260 51

S to ck s, b o n d s a n d m o rtg a g e s ........................

49,190,457 43

49.561,406 61

50,575,840 56

O v e r d r a f ts ............................................................

495,901 48

555,132 45

476,639 29

51,945,618 27
488,808 88

U. S. b o n d s to s e c u re c irc u la tio n .................

4,904,560 00

5,151,060 00

5,163,560 00

5,258,560 00
1,610,000 00

U . S. b o n d s to s e c u re U. S. d e p o s its ...........

1,660,000 00

1,660,000 00

1,610,000 00

P re m iu m s p a id ....................................................

624,777 63

571,668 14

607,900 19

540,961 11

B a n k in g h o u se, f u r n itu r e a n d f ix tu r e s ....

3,172,924 78

3,210,736 31

3,224,467 37

3,388,953 86

O th e r re a l e s ta te .................................................

3,044,540 03

3,005,621 05

3,035,561 65

2,987,757 42

D u e fro m o th e r b a n k s a n d b a n k e r s ............

3,671,068 77

4,039,131 49

4,502,012 19

4,618,285 42

D u e fro m b a n k s in re s e r v e c i t i e s ...............

21,572,773 84

23,684,638 35

26,142,571 82

26,962,599 84

C h eck s a n d o th e r c ash ite m s ........................

464,123 44

566,402 90

588,051 16

502,887 28

E x c h a n g e s fo r c le a rin g h o u s e ......................

830,264 34

771,787 43

973,225 45

837,893 12

N ic k els a n d c e n t s ...............................................

58,845 01

56,482 94

55,140 88

58,042 37

S p e c ie .....................................................................

6,989,554 63

7,292,297 96

7,520,226 02

7,925,929 81

D. S. a n d N a tio n a l b a n k n o te s ......................
R e d e m p tio n f u n d w ith U . S. tr e a s u r e r (5
p e r c e n t o f c irc u la tio n ) ..............................
D u e fro m U . S. tre a s u r e r , o th e r th a n 5 p e r
c e n t re d e m p tio n f u n d ..................................

5,060,538 00

5,912,052 00

6,549,822 00

6,335,761 00

224,022 50

245,305 75

253,189 25

261,423 00

27,500 57

52,393 07

27,060 57

47,004 88

T o ta ls ................................... *.......................... $204,756,956 55 $207,597,153 77 $215,090,474 58

$218,582,746 77

L ia b ilitie s.
C ap ital s to ck p a id i n .........................................

$24,231,100 00

$24,357,552 60

$24,421,632 60

S u rp lu s f u n d ........................................................
U n d iv id e d p ro fits, le ss e x p en se s a n d ta x e s
p a i d ....................................................................

6,230,351 13

6,245,078 09

6,295,769 76

6,342,112 38

3,788,078 43

4,150,982 37

3,646,006 22

4,281,241 57

N atio n a l b a n k n o te s o u ts ta n d in g ................

4,464,875 00

4,814,600 00

4,974,392 50

5,160,102 50

D iv id e n d s u n p a id ..............................................

12,062 79

46,166 23

14,516 63

24,162 17

D e p o sits .................................................................

151,396,175 88

152,920,507 33

159,596,914 43

161,061,142 21

$24,531,523 85

C ash ie rs’ c h ec k s o u ts ta n d in g ........................

33,973 39

27,641 48

76,068 70

27,222 23

U n ite d S ta te s d e p o sits .....................................

1,572,012 74

1,476,911 84

1,392,615 65

1,391,304 19
15,505,158 91

D u e to b a n k s a n d b a n k e r s ..............................

12,224,516 84

13,069,878 57

14,442,644 66

N o tes a n d b ills re d is c o u n te d ........................

412,802 35

190,814 80

13,339 53

47,788 72

B ills p a y a b le .........................................................

384,983 00

285,421 20

199,887 78

200,468 75

L ia b ilitie s o th e r th a n th o s e a b o v e s ta te d .

6,025 00

11,599 56

16,686 12

10,519 29

T o ta ls............................................................... $204,756,956 55 $207,597,153 77 $215,090,474 58

$218,582,746 77


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

xxvii

R E P O R T OF TH E COM M ISSIONER.
D E TR O IT .

Abstracts o f the published reports o f the fifteen State banks and one trust company in the city
of Detroit, as made to the Commissioner of the State Banking Department, April 26, June
29, September 5, and December 13, 1900.

R eso u rc e s.

R e p o rt o f
A p ril 26,15
S ta te b a n k s,
1 tru s t
co m pany.

R e p o rt of
J u n e 29, 15
S ta te b a n k s,
1 tr u s t
com pany.

R e p o rt of
S ept. 5, 15
S ta te b a n k s,
1 tr u s t
com pany.

R e p o rt of
D ec. 13, 15
S ta te b a n k s,
1 tru s t
com pany.

L o a n s a n d d is c o u n ts .........................................

$20,521,604 38

$20,421,216 55

$21,341,727 34

$20,715,694 64

B o n d s, m o rtg a g e s a n d s e c u ritie s ................

24,672,479 89

24,403,972 06

24,747,488 89

25,461,743 59

P re m iu m s p a id on b o n d s ................................

74,780 49

140,946 14

147,259 87

153,643 83

O v e r d r a f ts ............................................................

17,294 44

22,341 16

14,871 33

16,648 43

B a n k in g h o u se, f u r n itu r e a n d fix tu re s __

768,981 84

794,819 49

815,291 88

819,994 85

O th e r re a l e s ta te ................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c itie s)..................................................

1,280,149 37

1,256,030 47

1,276,374 53

1,248,772 25

458,575 36

489,033 08

449,937 05

490,040 11

D u e fro m b a n k s in re s e rv e c itie s ................

4,963,204 00

5,198,367 15

6,046,870 33

6,375,020 29

E x c h a n g e s fo r c le a rin g h o u s e ......................

235,713 05

298,122 09

393,766 10

274,478 85

U. 8. a n d N a tio n a l b a n k c u rre n c y ...............

1,220,186 00

1,461,607 00

1,952,636 00

1,531,017 00

G old c o in ...............................................................

1,472,251 14

1,571,555 74

1,494,692 55

1,792,027 00

S ilv e r c o i n ............................................................

154,302 05

180,123 45

181,834 00

133,989 86

N ic k els a n d c e n t s ...............................................
C hecks, c ash ite m s a n d in te r n a l re v e n u e
a c c o u n t...............................................................

4,574 79

5,156 51

3,850 68

5,392 62

74,546 16

136,239 74

158,586 73

105,351 63

T o ta ls ...............................................................

$55,918,642 96

$56,379,530 63

$59,025,187 28

$59,123,814 95

$4,050,000 00

•
L ia b ilitie s.
C ap ital s to c k p a id i n .........................................

$4,050,000 00

$4,050,000 00

$4,050,000 00

S u rp lu s f u n d ............. ! ........................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a id ................................

836,800 00

836,800 00

852,100 00

852,100 00

986,538 41

1,036,614 80

949,870 26

1,032,346 14

D iv id e n d ^ u n p a id ...............................................

1,470 15

3,697 33

1,382 83

625 00

C o m m e rc ial d e p o sits s u b je c t to c h e c k ___

9,035,207 40

8,590,810 90

10,255,121 22

9,518,487 91

C o m m e rc ial c e rtific a te s o f d e p o s it.............

3,425,121 42

3,608,965 69

3,381,871 67

3,271,525 57

D u e to b a n k s a n d b a n k e r s ..............................

3,167,110 84

3,309,767 10

3,628,678 11

3,992,585 69

C ertifie d c h e c k s ..................................................

76,290 20

78,103 46

105,061 88

77,028 57

C ash ie rs’ c h e c k s o u ts ta n d in g ........................

26,342 82

20,019 30

70,740 27

22,700 82

S a v in g s d e p o s its ................................................

31,938,354 23

32,426,720 31

33,101,493 44

33,651,520 27

S a v in g s c e rtific a te s o f d e p o s i t ....................

2,375,407 49

2,388,235 09

2,628,867 60

2,654,894 98

$59,025,187 28

$59,123,814 95

B ills p a y a b le ........................................................
T o ta ls ...............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

29,796 65
$55,918,642 96

$56,379,530 63

STATE B A N K IN G D E PA R T M E N T

XXV111

D E T R O IT .
Abstracts o f the published reports o f the six National banks in the city o f Detroit, as made
to the Commissioner o f the State Banking Department, April 26, June 29, September 5
and December 13, 1900.

R eso u rc e s.

R e p o rt of
A p ril 26,
6 N a tio n a l
b a n k s.

R e p o rt o f
J u n e 29,
6 N a tio n a l
b a n k s.

R e p o rt of
S ep t. 5.
6 N atio n al
b a n k s.

R e p o rt of
D ec. 13,
6 N a tio n a l
b a n k s.

L o an s a n d d is c o u n ts .........................................

$14,380,189 37

$14,068,789 67

$15,215,915 55

O v e rd ra fts , s e c u re d a n d u n s e c u re d ...........

10,400 30

17,891 08

7,020 62

6,582 59

U. S. b o n d s to s e c u re c irc u la tio n ................

1,450,000 00

1,450,000 00

1,450,000 00

1,450,000 00
750,000 00

$15,558,904 71

U. S. b o n d s to se c u re U. S. d e p o sits ...........

800,000 00

800,000 00

750,000 00

U. S .b o n d s on h a n d .........................................

7,000 00

7,500 00

8,000 00

27,000 00

P re m iu m s o n U. S. b o n d s ...............................

140,062 50

140,062 50

135,312 50

135,312 50
1,727,997 26

S tocks, se c u ritie s , e tc .......................................

1,445,908 14

1,573,251 08

1,822,168 41

B a n k in g h o u se, f u r n itu r e a n d f ix tu re s ...

26,788 50

26,788 50

25,538 50

25,538 50

O th e r re a l e s ta te a u d m o rtg a g e s o w n e d ..
D u e fro m N a tio n a l b a n k s’ (n o t re s e rv e
a g e n t s ) ........... ...................................................

330,237 30

330,076 88

330,135 64

328,298 54

1,255,448 69

1,412,344 10

1,549,166 93

1,557,796 12

D u e fro m S ta te b a n k s a n d b a n k e r s ...........

383,439 19

458,886 29

475,380 77

501,699 12

D u e fro m a p p ro v e d re s e r v e a g e n t s ...........

2,648,888 99

2,927,722 34

3,046,290 58

3,341,040 40

C h eck s a n d c ash ite m s .....................................

21,690 01

27,319 59

23,503 62

22,418 44

E x c h a n g e s fo r c le a rin g h o u s e ......................

358,426 95

296,912 26

345,226 37

290,650 96

N o te s o f o th e r N a tio n a l b a n k s ....................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d
c e n ts ..................................................................

127,518 00

233,234 00

237,222 00

287,635 00

9,620 53

7,585 89

8,064 72

6,641 06

S p e c ie ....................................................................

1,427,440 00

1,459,532 25

1,745,287 75

1,712,302 25

493,010 00

648,812 00

996,433 00

877,350 00

72,000 00

69,514 00

72,500 00

72,090 00

7,100 57

23,495 57

15,030 57

25,601 38

$25,395,169 04

$25,979,718 00

$28,258,197 53

$28,704,858 83

C ap ital s to c k p a id in .........................................

$3,300,000 00

$3,300,000 00

$3,300,000 00

$3,300,000 00

S u rp lu s f u n d ........................................................
U n d iv id e d p ro fits less e x p en se s a n d ta x e s
p a i d .....................................................................

608,000 00

608,000 00

613,000 00

613,000 00

310,006 29

368,274 30

299,422 65

363,952 36
1,403,480 00

L e g a l te n d e r n o te s ............................................
R e d e m p tio n fu n d w ith U . S. tr e a s u r e r (5
p e r c e n t o f c irc u la tio n )...............................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5
p e r c e n t re d e m p tio n f u n d ..........................
T o ta ls ...............................................................

L iab ilitie s.

N a tio n a l b a n k n o te s o u ts ta n d in g ...............

1,435,350 00

1,388,720 00

1,394,610 00

D u e to o th e r N a tio n a l b a n k s ........................

2,458,468 91

2,572,312 76

3,070,253 59

2,998,714 41

D u e to S ta te b a n k s a n d b a n k e r s ..................

4,277,117 25

4,943,189 39

5,076,578 64

5,726,572 84

D iv id e n d s u n p a id ..............................................

1,134 00

120 00

369 54

220 00

In d iv id u a l d e p o sits s u b je c t to c h e c k ........

11,978,079 85

11,962,989 71

13,751,147 46

13,532,415 03
628,373 74

U n ite d S ta te s d e p o s its .....................................

715,326 31

667,436 53

623,298 57

D e p o sits o f U. S. d is b u rs in g o fficers..........

81,686 43

68,675 31

69,517 08

63,130 45

B ills p a y a b le ........................................................

230,000 00

100,000 00

60,000 00

75,000 00

T o ta ls...............................................................

$25,395,169 04

$25,979,718 00

$28,258,197 53

$28,704,858 83


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

xxix

R E P O R T OF TH E COM M ISSIONER.
D E TR O IT .

Abstracts o f the published reports o f the fifteen State and six National banks and one trust
companies in the city o f Detroit, as made to the Commissioner o f the State Banking
Department, on April 26, June 29, September 5, and December 13, 1900.

R eso u rc e s.

R e p o rt o f
A p ril 26, 15
S ta te b a n k s,
6 N a tio n al
b a n k s, 1 tr u s t
co m p an y .

R e p o rt of
J u n e 29, 15
S ta te b a n k s,
6 N a tio n a l
b a n k s, 1 tr u s t
co m pany.

R e p o rt of
R e p o rt of
S e p t. 5, 15
D ec. 13, 15
S ta te b a n k s,
S ta te b a n k s,
6 N a tio n a l
6 N a tio n a l
b a n k s, 1 tr u s t b a n k s, 1 t r u s t
com p an y .
com pany.

L o a n s a n d d is c o u n ts .........................................

$34,901,793 75

$34,490,006 22

$36,557,642 89

$36,274,599 35

S tock s, b o n d s a n d m o rtg a g e s ........................

26,125,388 03

25,984,723 14

26,577,657 30

27,216,740 85

O v e r d r a f ts ............................................................

27,694 74

40,232 24

21,891 95

23,231 02

U . S. b o n d s to se c u re c irc u la tio n ................

1,450,000 00

1,450,000 00

1,450,000 00

1,450,000 00

U . S. b o n d s to s e c u re U. S. d e p o s its ...........

800,000 00

800,000 00

750,000 00

750,000 00

P re m iu m s p a id ....................................................

214,842 99

281,008 64

282,572 37

288,956 33

B an k in g h o u se, f u r n itu r e a n d fix tu re s —

795,770 34

821,607 99

840,830 38

845,533 35

O th e r re a l e s ta te ................................................

1,610,386 67

1,586,107 35

1,606,510 17

1,577,070 79

D ue fro m o th e r b a n k s a n d b a n k e r s ...........

2,097,463 24

2,360,263 47

2,474,484 75

2,549,535 35

D ue fro m b a n k s in re s e r v e c itie s .................

7,612,092 99

8,126,089 49

9,093,160 91

9,716,060 69

C hecks a n d o th e r cash ite m s ........................

96,236 17

163,559 33

182,090 35

127,770 07

E x c h a n g e s fo r c le a rin g h o u s e ......................

594,140 00

595,034 35

738,992 47

565,129 81

N ic k els a n d c e n t s ...............................................

14,195 32

12,742 40

11,915 40

12,033 68

S p e c ie .....................................................................

3,053,993 19

3,111,211 44

3,421,814 30

3,638,319 11

U. S. a n d N a tio n a l b a n k n o te s ......................
R e d e m p tio n f u n d w ith U . S. tr e a s u r e r (5
p e r c e n t o f c irc u la tio n )................................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5
p e r c e n t re d e m p tio n f u n d ..........................

1,840,714 00

2,443,653 00

3,186,291 00

2,696,002 00

72,000 00

69,514 00

72,500 00

72.090 00

7,100 57

23,495 57

15,030 57

25,601 38

T o ta ls .................. ...........................................

$81,313,812 00

$82,359,248 63

$87,283,384 81

$87,828,673 78

C ap ital s to ck p a id i n .........................................

$7,350,000 00

$7,350,000 00

$7,350,000 00

$7,350,000 00

S u rp lu s f u n d ........................................................
U n d iv id e d p ro fits, le ss e x p en se s a n d
ta x e s p a id ................................... ......................

1,444,800 00

1,444,800 00

1,465,100 00

1,465,100 00

1,296,544 70

1,404,889 10

1,249,292 91

1,396,298 50

N a tio n a l b a n k n o te s o u ts ta n d in g .................

1,435,350 00

1,388,720 00

1,394,610 00

1,403,480 00

D iv id e n d s u n p a id ...............................................

2,604 15

3,817 33

1,752 37

845 00

D e p o s its .................................................................

58,828,460 59

59,055,825 16

63,223,563 27

62.705,872 33

L iab ilitie s.

C ash ie rs’ c h ec k s o u ts ta n d in g ........................

26,342 82

20,019 30

70,740 27

22,700 82

U n ite d S ta te s d e p o s its .....................................

797,012 74

736,111 84

692,815 65

691,504 19

D u e to b a n k s a n d b a n k e r s ..............................

9,902,697 00

10,825,269 25

11,775,510 34

12,717,872 94

B ills p a y a b le ........................................................

230,000 00

129,796 65

60,000 00

75,000 00

$81,313,812 00

$82,359,248 63

$87,283,384 81

$87,828,673 78

T o ta ls .............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

XXX

STATE B A N K IN G D E PA R T M E N T .
G RA N D R A P ID S .

Abstracts oj published reports o f the four State and five National banks and two trust com­
panies in the city o f Grand Rapids, as made to the Commissioner o f the Banking Depart­
ment, December IS, 1900.
4 s ta te b a n k s,
2 tru s t
co m p an ies.

5 N a tio n a l
b a n k s.

L o a n s a n d d is c o u n ts ...................................

$3,391,753 65

$7,658,851 89

$11,050 ,605 54

S to ck s, b o n d s a n d m o r t g a g e s .................

2,603,343 46

373,936 74

2,977 280 20

O v e r d r a f ts ......................................................

2,741 19

21,744 72

24, 485 91

375.000 00

375 ,000 00

200.000 00

200 ,000 00

R eso u rc e s.

D. S. b o n d s to s e c u re c ir c u la tio n .........
U. S. b o n d s to sec u re U. S. d e p o s its __

T otal.

P re m iu m s p a i d .............................................

33,787 26

10,675 00

44 ,462 26

B a n k in g h o u se, f u r n itu r e a n d fix tu re s.

82,010 45

201,058 77

283 ,069 22
213 ,062 14

O th e r re a l e s ta te ..........................................

102,688 61

110,373 53

D u e fro m o th e r b a n k s a n d b a n k e r s ___

261,202 97

550,955 89

812 ,158 86

1,189,467 72

1,088,861 56

2,278 ,329 28

D u e fro m b a n k s in re s e rv e c itie s .........
C h eck s a n d o th e r cash ite m s ...................

10,579 25

12,981 38

23. ,560 63

E x c h a n g e s fo r c le a rin g h o u s e ..................

34,929 10

89,930 47

124. ,859 57

N ic k els a n d c e n ts ..........................................

2,547 72

3,551 83

6 , 099 55

S p e c ie ............................ ...................................

172,568 00

440,713 92

613, 281 92

U. S. a n d N a tio n a l b a n k n o te s ....................................................
R e d e m p tio n f u n d w ith U. S. tr e a s u r e r (5 p e r c e n t o f c ir­
c u la tio n )...........................................................................................
D ue fro m U . S. tre a s u r e r , o th e r th a n 5 p e r c e n t re d e m p ­
tio n f u n d .........................................................................................

141,894 00

255,148 00

397, 042 00

18,750 00

18, 750 00

14,210 50

14 ,210 50

1,029,513 38

$11,426,744 20

$19,456,257 58

C ap ital s to ck p a id i n ..................................... ............................

$750,000 00

$2 , 200,000 00

$2,950,000 00

S u rp lu s f u n d ....................................................................................

239,500 00

435,000 00

674,500 00

U n d iv id e d p ro fits, less e x p e n se s a n d ta x e s p a id .............

153,732 65

230,076 06

383,808 71

T o t a ls .

L ia b ilitie s.

N a tio n a l b a n k n o te s o u ts ta n d in g ...........................................
D iv id e n d s u n p a i d .........................................................................

372,900 00

372,900 OO

22 00

883 31

905 31

6,856,256 87

6,645,255 11

13,501,511 98

163,300 00

163,300 00

30,001 86

1,379,329 72

1,409,331 58

Ì,029,513 38

$11,426,744 20

$19,456,257 58

C o m m ercial d e p o s its ............................................$2,199,540 52
S a v in g s d e p o s its .................................................... 4,656,716 35
U n ite d S ta te s d e p o s it s ................................................................
D u e to b a n k s a n d b a n k e r s ..........................................................
T o tals .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

xxxi

R E P O R T O F TH E COM M ISSIONER.

SAGINAW.
Abstracts of the published reports o f the four State and two National banks in the city o f
Saginaw, as made to the Commissioner o f the State Banking Department, December 13,
1900.
4 S ta te b a n k s.

2 N atio n al
b a n k s.

L o an s a n d d is c o u n ts ..............................

$2,402,261 28

$2,685,563 87

$5,087,825 15

S to ck s, b o n d s a n d m o rtg a g e s ...........

2,199,242 08

509,492 25

2,708,734 33

O v e rd ra fts ............. ..................................

1,991 75

4,224 28

6,216 03

300,000 00

300,000 00

560,000 00

560,000 00

R eso u rc e s.

U . S. b o n d s to se c u re c ir c u la tio n ...
U . S. b o n d s to s e c u re U. S. d e p o sits
P re m iu m s p a id ........................................................ ..........................
B a n k in g h o u se, f u r n itu r e a n d f ix tu re s ............................

Total.

54,461 49

3,000 00

57,461 49

111,345 87

55,000 00

166,345 87

O th e r re a l e s ta te ....................................... .......................................

55,691 99

21,200 00

76,891 99

D u e fro m o th e r b a n k s a n d b a n k e r s ...........................................

58,903 86

58,680 56

117,584 42
1,773,630 57

D u e fro m b a n k s in re s e r v e c itie s ..................................... .........

880,978 76

892,651 81

C h eck s a n d o th e r c ash ite m s ........................................................

4,095 24

4,006 78

8,102 02

E x c h a n g e s f o r c le a rin g h o u se ...................................................

10,339 35

5,227 14

15,566 49

N ic k els a n d c e n ts ..............................................................................

923 74

980 45

1,904 19

S p e c ie ....................................................................................................

174,906 86

134,920 40

309,827 26

D. S. a n d N a tio n a l b a n k n o te s ....................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 p e r c e n t o f c ir­
c u la tio n )............................................................................................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5 p e r c e n t re d e m p ­
tio n f u n d .............. ...........................................................................

143,087 00

115,834 00

258,921 00

15,000 00

15,000 00

1,780 00

1,780 00

$6,098,229 27

$5,367,561 54

$11,465,790 81

C ap ital sto ck p a id i n ......................................................

$400,000 00

$300,000 00

$700,000 00

S u rp lu s f u n d ....................................................................

207,500 00

250.000 00

457,500 00

U n d iv id e d p ro fits, le ss e x p en se s a n d ta x e s p aid

133,530 21

197,347 97

330,878 18

N a tio n a l b a n k n o te s o u ts ta n d in g ,

300.000 00

300,000 00

D iv id e n d s u n p a id .................... .........

50 00

50 00

3,312,542 25

8,492,692 06

439,000 00

439,000 00

Totals.

L iab ilitie s.

C o m m ercial d e p o s its .................

,$2,380,283 79

S a v in g s d e p o s it s ........................

2,799,946 02

C ash ie r’s c h e c k s o u ts ta n d in g

5,180,149 81
156 55

U n ite d S ta te s d e p o s its ...........

156 55

D u e to b a n k s a n d b a n k e rs —

176,892 70

568,621 32

745,514 02

T o ta ls ......................................

$6,098,229 27

$5,367,561 54

$11,465,790 81


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

XXX11

I

STA TE B A N K IN G D E PA R T M E N T .
BAY C IT IE S .

Abstracts of the published reports o f the five State and two National banks in the Bay Cities
as made to the Commissioner o f the Banking Department, December 13, 1900.
R eso u rc e s.

5 S ta te b a n k s.

2 N a tio n a l
b a n k s.

L o a n s a n d d is c o u n ts .........................................................................

$1,826,934 92

$1,485,189 20

$3,312,124 12

S to ck s, b o n d s a n d m o rtg a g e s ......................................................

749,639 54

88,402 57

838,042 11

3,067 36

219 23

3,286 59

225,000 00

225,000 00

O v e r d r a f ts ......................................................................................
U . S. b o n d s to s e c u re c ir c u la tio n ...............................................

T otal.

P re m iu m s p a i d ..................................................................................

13,041 41

1,312 61

14,354 02

B a n k in g h o u se, f u r n itu r e a n d f i x t u r e s ...................................

44,664 92

23,700 00

68,364 92

O th e r re a l e s ta te ............................................................................

53,705 72

9,502 58

63,208 30

D u e fro m o th e r b a n k s a n d b a n k e r s ...........................................

9,108 80

15,976 87

25,085 67
939,245 95

D u e fro m b a n k s in re s e rv e c itie s ...............................................

552,339 94

386,906 01

C h eck s a n d o th e r c ash ite m s ........................................................

3,116 36

890 69

4,007 05

E x c h a n g e s fo r c le a rin g h o u s e .............................................

9,676 18

4,87S 12

14,554 30

N ic k els a n d c e n t s .............................................................................

664 47

672 26

1,336 73

S p e c i e ...................................................................................................

95,139 60

124,233 00

219,372 60

U . S. a n d N a tio n a l b a n k n o t e s ..................................................
R e d e m p tio n f u n d w ith U . S. tr e a s u r e r (5 p e r c e n t o f circ u la tio n ).................................................................................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5 p e r c e n t re d e m p tio n f u n d .......................................................................

192,737 00

89,505 00

282,242 00

T o t a ls ..........................................................................................

11,250 00

$3,553,836 22

$2,470,088 14

$6,023,924 36

L ia b ilitie s.
C ap ita l s to ck p a id i n ............................................................

$400,000 00

$300,000 00

$760,000 00

S u rp lu s f u n d ..........................................................................

82,000 00

65,000 00

147,000 00

U n d iv id e d p ro fits, less e x p e n se s a n d ta x e s p a id .................

46,232 02

46,316 73

92,548 75

225,000 00

225,000 00

N a tio n a l b a n k n o te s o u ts ta n d in g .....................................
D iv id e n d s u n p a i d ..........................................................

855 00

C o m m ercial d e p o s its ........................................... $1,169 815 17)
S a v in g s d e p o s its .................................................... 1,847,985 29 )

3,017,800 4£

1,717,475 66

4,735,276 12

C ash ie rs’ c h ec k s o u ts ta n d in g ......................................................

550 00

D u e to b a n k s a n d b a n k e rs ........................ ....................................

7,253 74

115,440 75

122,694 49

$3,553,836 22

$2,470,088 14

$6,023,924 36

T o t a ls .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

550 00

R E P O R T O F TH E COM M ISSIONER.

XXX111

KALAM AZOO.
Abstracts o f the published reports o f thé two State and four National banks in the city o f
Kalamazoo, as made to the Commissioner o f the Banking Department, December 13,
1900.
R eso u rc e s.

2 S ta te b a n k s.

4 N a tio n a l
b a n k s.

T otal.

L o an s a n d d is c o u n ts .....................................

$574,504 48

$2,427,414 11

$3,001 918 59

S tocks, b o n d s a n d m o rtg a g e s ...................

278,441 92

184,835 69

463 277 61

O v e rd ra fts ........................................................

18 10

10,229 26

10 247 36

197,000 00

197 000 00

U. S. b o n d s to sec u re c ir c u la tio n ...........
P re m iu m s p a i d ...............................................
B a n k in g h o u se, f u r n itu r e a n d fix tu re s.

18,038 00

O th e r re a l e s ta te ............................................

14,991 64

D u e fro m o th e r b a n k s a n d b a n k e r s ........

6,030 46

6 030 46

44,552 50

62 590 50

69,011 08

84 002 72

40,633 57

40 633 57

D u e fro m b a n k s in re s e rv e c itie s ....___

250,762 31

331,821 90

582 584 21

C hecks a n d o th e r c ash ite m s .....................

143 40

28,977 27

29 120 67

E x c h a n g e s fo r c le a rin g h o u s e ..................

9,052 22

N ick els a n d c e n ts .....................................

9 052 22

382 66

1,156 55

1 539 21

S p e c ie ....................................................... ........

31,798 70

111,655 46

143 454 16

U. S. a n d N a tio n a l b a n k n o t e s ....................................................
R e d e m p tio n f u n d w ith U. S. tre a s u r e r (5 p e r c e n t o f c ir­
c u la tio n ;............................................................................................
D ue fro m U . S. tre a s u r e r , o th e r th a n 5 p e r c e n t re d e m p ­
tio n f u n d .....................................................................

26,889 00

134,380 00

161 269 00

9,850 00

9 850 00

1,100 00

1, 100 00

$1,205,022 43

$3,598,647 85

$4,803,670 28

C ap ital s to c k p a id in ....................................................................

$100,000 00

$450,000 00

$550,000 00

S u rp lu s f u n d ....................................................................................

81,000 00

312,500 00

393,500 00

U n d iv id e d p ro fits, less e x p en se s a n d ta x e s p a id ...............

10,564 98

66,540 52

77,105 50

N a tio n a l b a n k n o te s o u ts ta n d in g ............................................

195,800 00

195,800 00

D iv id e n d s u n p a id ...............A .......................................................

3,364 00

3,364 00

942,554 15

2,552,953 31

3,495,507 46

70,903 30

17,490 02

88,393 32

$1,205,022 43

$3,598,647 85

$4,803,670 28

T otals.

L ia b ilitie s.

C om m ercial d e p o s its ............................................. $295,730 90
S a v in g s d e p o s its ......................................................

646,823 25

D u e to b a n k s a n d b a n k e r s ........................................................
T o tals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

t

X X X IV

STA TE B A N K IN G D EPA R T M E N T .
PORT HURON.

Abstracts o f the published reports o f the three State and one National banks o f the city of
Port Huron, as made to the Commissioner o f the Banking Department, December 13,
1900.
R eso u rc e s.

3 S ta te b a n k s.

1 N a tio n a l
bank.

T otal.

L o an s a n d d is c o u n ts ........................................................................

$1,446,386 95

$655,897 17

$2,102,284 12

S tocks, b o n d s a n d m o rtg a g e s ........................................... ...........

628,629 64

36,675 00

665,304 64

O v e rd ra fts ...........................................................................................

5,511 24

717 25

6,228 49

135,000 00

135,000 00

T7. ft. b o n d s to seo n re c u m u la tio n .................................... ........
B an k in g h o u se, f u r n itu r e a n d fix tu re s .....................................

53,350 00

2.300 00

55,650 00

O th e r re a l e s ta te ................................................................................

2,433 75

}2,000 00

14,433 75

D u e fro m o th e r b a n k s a n d b a n k e r s ...........................................

22,960 53

12,367 54

35,328 07

D u e fro m b a n k s in re s e r v e c itie s ...............................................

283,295 90

100,658 64

383,954 54

C h eck s a n d o th e r c ash ite m s ........................................................

13,640 00

1,089 72

14,729 72

E x c h a n g e s f o r c le a rin g h o u s e ....................................................

23,171 20

14,121 29

37,292 49

N ick els a n d c e n ts. ...........................................................................

446 11

302 87

748 98

S p e c ie .....................................................................................................

25,991 04

18,694 80

44,685 84

IT. S. a n d N a tio n a l b a n k n o te s ....................................................
R e d e m p tio n fu n d w ith U . S. ’tr e a s u r e r (5 p e r c e n t o f circ n la tio n ) ...........................................................................................

68,770 00

19,443 00

88,213 00

6,750 00

6,750 00

$2,574,586 36

$1,016,017 28

$3,590,603 64

C apital s to ck p a id i n .......................................................................

$250,000 00

$135,000 00

$385,000 00

S u rp lu s f u n d ......................................................................................

95,100 00

37,000 00

132,000 00

U n d iv id e d p ro fits, le ss ex p en se s a n d ta x e s p a id .................

84,887 69

23,450 97

108,338 66

134,000 00

134,000 00

*
T o ta ls ..............................................................................................

L ia b ilitie s.

N a tio n a l b a n k n o te s o u ts ta n d in g ...............................................
D iv id e n d s u n p a id ..............................................................................
C o m m ercial d e p o s its ...........................................

450 00

450 00

$881,041 38 )
2,105,002 60

653,319 52

2,758,322 12

S av in g s d e p o sits .................................................... 1,223,961 22 )
C ash ie r’s c h ec k s o u ts ta n d in g ......................................................

70 00

D u e to b a n k s a n d b a n k e r s .............................................................

39,176 07

33,246 79

72,422 86

T o ta ls ..............................................................................................

$2,574,586 36

$1,016,017 28

$3,590*603 64


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

70 00

xxxv

R E P O R T O F TH E COM M ISSIONER,
JA C K SO N .

Abstracts o f the published reports o f the three State and one National banks in the city o f
Jackson, as made to the Commissioner o f the Banking Department, December 13, 1900.
3 S ta te b a n k s.

R eso u rces.

1. N a tio n a l
bank.

L o an s ancl d is c o u n ts .....................................

$1,256,023 80

$379,903 11

$1,635,926 91

S to ck s, b o n d s a n d m o r t g a g e s ..................

591,084 37

94,921 36

686,005 73

O v e rd ra fts ........................................................

25,977 11

8,486 68

34,463 79

U. S. b o n d s to s e c u re c irc u la tio n ............

25,000 00

25,000 00

P re m iu m s p a i d .............................................

1,156 25

1,156 25

B a n k in g h o u se, f u r n itu r e a n d fix tu re s.

82,322 02

2,000 00

84,322 02
67,506 75

O th e r re a l e s t a t e ...........................................

56,539 71

10,967 04

D u e fro m o th e r b a n k s a n d b a n k e r s .......

1,668 51

9,307 04

10,975 55

D u e fro m b a n k s in re s e rv e c itie s ...........

330,439 95

38,734 26

369,174 21

C h eck s a n d o th e r cash ite m s ....................

7,856 17

880 90

8,737 07

E x c h a n g e s fo r c le a rin g h o u s e ..................

24,657 86

7,158 32

31,816 18

N ick els a n d c e n ts ..........................................

724 40

183 37

907 77

S p e c ie .............................................. ..................

87,108 50

38,168 10

125,276 60

U. S. a n d N a tio n a l b a n k n o t e s ....................................................
R ed e m p tio n fu n d w ith U. S. tre a s u r e r (5 p e r c e n t o f c ir ­
c u la tio n ) ..................................... ....................................................

72,330 00

24,617 00

96,947 00

1,250 00

1,250 00

$2,536,732 40

$642,733 43

1,179,465 83

C ap ital s to c k p a id in .....................................................................

$350,000 00

$100,000 00

$450,000 00

S u rp lu s f u n d ........................................................... , .....................

127,407 88

20,188 20

147,596 08

U n d iv id e d p ro fits, le ss e x p en se s a n d ta x e s p a id ...............

83,551 21

14,716 17

98,267 38

25,000 00

25,000 00

T otals.

L ia b ilitie s.

N a tio n a l b a n k n o te s o u ts ta n d in g ............................................
D iv id e n d s u n p a id ..........................................................................
C o m m ercial d e p o s its ...........................................

$892,311 03

S a v in g s d e p o s its .................................................... 1,051,326 09
D u e to b a n k s a n d b a n k e r s ..........................................................
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

90 00

90 00
1,943,637 12

482,829 06

32,046 19

32,046 19
2,536,732 40

2,426,466 18

$642,733 43

,179,465 83

XXXVI

STA TE B A N K IN G D E PA R T M E N T .
A D R IA N .

Abstract o f the published reports of the four State banks in the city o f Adrian, as made to
the Commissioner o f the Banking Department, December 13, 1900.
4 S ta te
b a n k s.

R eso u rc e s.

L o an s a n d d is c o u n ts .......................................................................................................................
B onds, m o rtg a g e s a n d s e c u r itie s ............................................................................................................

$877,008 31
1,161,004 10

P re m iu m s p a id o n b o n d s .........................................................................................................

165 50

O v e rd ra fts .............................................................................................................................................

912 40

B an k in g h o u se, f u r n itu r e a n d fix tu re s ......................................................................................................

46,296 00

O th e r re a l e s ta te ................................................................................................................

31,844 90

D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e c i t i e s ) .....................................................................
D u e fro m b a n k s in re s e r v e c itie s ................................................................................................
E x c h a n g e s f o r c le a rin g h o u s e ......................................................................................................................

6,210 00
264,266 55
179 35

U . S. a n d N a tio n a l b a n k c u rre n c y ............................................................................................................

63,724 00

G old c o in ....................................................................................................................................

11,108 00

S ilv e r c o i n ...........................................................................................................................
N ic k els a n d c e n t s ......................................................... ..................................................................
C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t..............................................................................
T o ta ls...........................................................................................................................

6,833 30
306 81
14,548 34
$2,484,407 56

L ia b ilitie s.
G ap ital s to c k p a id i n ................................. ....................................................................
S u rp lu s f u n d ............................................................................................

.

U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t a n d ta x e s p a id ................................................
D iv id e n d s u n p a id ..................................................................................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................................................
C o m m ercial c e rtific a te s o f d e p o s it.........................................................................
D ue to b a n k s a n d b a n k e r s .......................................................................

$325,000 00
82,800 00
31,619 02
2,112 50
381,563 57
60,242 74
5,643 02

C ertified c h e c k s ...................................................................................................

700 00

C ash ie r’s c h ec k s o u ts ta n d in g ...............................................................................

644 67

S a v in g s d e p o s its ...........................................................................................................................
T o ta ls...............................................................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

1,594,082 04
$2,484,407 56

R E P O R T O F TH E COM M ISSIONER.

xxxvii

The following is a list of banks examined and the amount paid by each, as required by
section 40 o f the general banking law.
N am e o f bank.

L ocation.

D ate o f
exam ination.

A m oun t
paid.

A d ria n S ta te S a v in g s B a n k ............................

A d ria n ..............

J a n u a ry 10 . . .

$58 30

T he C o m m ercial S a v in g s B a n k ......................

A d ria n ..............

A p ril 1 6 .........

62 16

L en aw ee C o u n ty S a v in g s B a n k ....................

A d ria n ................

O c to b er 24__

63 88

W ald b y & C lay’s S ta te B a n k ..........................

A d ria n .............. .

A p ril 1 7 .........

59 47

A lb io n S ta te B a n k .................................... ........

A lb io n ...............

S e p te m b e r 25.

19 38

C o m m ercial a n d S a v in g s B a n k ......................

A lb io n ...............

S e p te m b e r 25.

19 54

A lp e n a C o u n ty S a v in g s B a n k ........................

A lp e n a ................

J u ly 17.............

42 37
157 84

A n n A rb o r S a v in g s B a n k ................................

A n n A r b o r .......

A p ril 2 3 .........

F a rm e rs a n d M ec h a n ic s’ B a n k ......................

A n n A r b o r .......

S e p te m b e r 20.

65 96

S ta te S a v in g s B a n k ............................................

A n n A r b o r .......

O c to b er 22__

54 58

A th e n s S ta te a n d S a v in g s B a n k ....................

A th e n s ...............

N o v e m b er 13.

10 00

W e s t M ich ig an S a v in g s B a n k ........................

B a n g o r...............

J a n u a ry 18 . ..

16 37
129 09

C ity B a n k ...............................................................

B a ttle C r e e k ...

A p ril 1 7 .........

M e rc h a n ts ’ S a v in g s B a n k ................................

B a ttle C reek ..,

J a n u a ry 10 . . .

42 84

B ay C ity B a n k ......................................................

B ay C ity .............

J u n e 13...........

174 68

B ay C o u n ty S a v in g s B a n k .................................

B ay C ity ............

J u n e 12...........

71 70

C o m m ercial B a n k ...............................................

B ay C ity .............

J u n e 5.............

53 86

B eld in g S av in g s B a n k .......................................

B e ld in g .............

A p ril 1 1 .........

13 27

P e o p le ’s S a v in g s B a n k ......................................

B e ld in g .............

A p ril 1 1 .........

18 82

B e n to n H a rb o r S ta te B a n k ...............................

B e n to n H arb o r.

J u ly 1 3 ...........

12 55

C itizen s’ S ta te B a n k ............................................

B e n to n H arb o r.

J u ly 3 0 ...........

11 81

F a rm e rs & M e rc h a n ts ’ B a n k ............................

B e n to n H a rb o r.

J u ly 3 0 ...........

73 54

B lissfield S ta te B a n k ...........................................

B lissfield ...........

O cto b er 25__

18 83

B lissfie ld ...........

O cto b er 25__

20 98

'*!. ‘"M i

J ip so n -C a rte r S ta te B a n k ..................................
F ir s t S ta te S av in g s B a n k ...................................

B re c k e n rid g e ..

M ay 15.............

10 00

B row n C ity S a v in g s B a n k ..................................

B ro w n C ity.......

J u ly 3 0 ...........

10 00

B u rr O ak S ta te B a n k ...........................................

B u rr O ak ...........

J u ly 1 3 ...........

10 00

C adillac S ta te B a n k .............................................

C a d illa c .............

J u ly 1 6 ...........

52 08
121 43

M e rc h a n ts a n d M in e rs’ B a n k ...........................

C a lu m e t............

A u g u st 1........

C apac S a v in g s B a n k .............................................

C apac ...........

J u ly 3 1 ...........

10 00

S ta te B an k o f C arso n C ity .................................

C arso n C ity —

A u g u s t 29__

15 86
10 05

S ta te B an k o f C a rso n v ille .................................

C a rso n v ille .......

M ay 17.............

E a to n C o u n ty S a v in g s B a n k ............................

C h a rlo tte __

O cto b er 18-----

10 00

C h elsea S a v in g s B a n k .........................................

C h elsea.............

J u n e 4 .............

35 44

The K e m p f C o m m ercial a n d S a v in g s B ank.

C h elsea...............

J u n e 4 .............

30 14

C lare C o u n ty S av in g s B a n k ..............................

C lare ..................

J u n e 4 .............

13 99

B ra n ch C o u n ty S a v in g s B a n k ..........................

C o ld w a te r.........

J u ly 11...........

36 94

F a rm e rs ’ S ta te B a n k ...........................................

C o n c o rd .............

J u n e 7..............

14 34

C o m m ercial S ta te B a n k .....................................

C o n s ta n tin e __

M arch 12.......

15 63


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

XXXV111

STATE B A N K IN G D EPA RTM EN T.
List o f banks examined.— C o n t i n u e d .
N am e o f b a n k .

L o c a tio n .

D a te of
e x am in atio n .

A m ount
p aid.

F ir s t S ta te B a n k .............................................................. don st.^.n tiri e

J a n u a ry 25___

$11 82

S an ilac C o u n ty S ta te B a n k .........................................

O ro sw ell. t.

M ay 14...............

12 80

S ta te B an k o f C ro sw ell................................................

C ro sw e ll.,

M ay 15..............

10 00

D a v iso n S ta te B a n k ......................................................

Da. visori

May 10...............

10 00

F ir s t S ta te B a n k .............................................................. D eea.tnr. .

A p ril 2 ... .......

10 93

F a rm e rs ’ S ta te B an k o f D e c k e rv ille ......................

D e e k e r v ille ................

May 16..............

10 00

S ta te B an k o f D e c k e rv ille .........................................

D e ek e ry ill e

M ay 16...............

10 00

D e lra y S a v in g s B a n k ....................................................

Del ray

A u g u st 16.......

14 65

C e n tra l S a v in g s B a n k .................................................

D e tr o it.. ..

A u g u st 20.......

76 71

C itiz en s’ S a v in g s B a n k ................................................

D e tro it.

A u g u st 13........

163 55
315 43

C ity S a v in g s B a n k ..........................................................

D etro i t •

S e p te m b e r 17.

D e tro it S av in g s B a n k ..................................................

D e tr o it....

A p ril 30...........

681 80

D e tro it R iv e r S av in g s B a n k ......................................

D e tro it.

A u g u s t 22........

■ 72 22

D im e S a v in g s B a n k .......................................................

D e tro it. - -

S e p te m b e r 10.

295 09

G e rm a n A m e ric a n B a n k ............................ ................

D e tro it -

F e b ru a ry 14__

142 62

H om e G u a ra n te e & T ru s t Co.....................................

D e tro it.

D e ce m b e r 11..

41 11

H o m e S a v in g s B a n k ......................................................

D e tro it-

F e b ru a ry 2 6 ...

239 01

M cL ellan & A n d e rso n S a v in g s B a n k .....................

D e tr o it..........................

M arch 3...........

87 37

M ec h a n ic s’ B a n k ............................................................

D etro i t

A u g u s t 20.......

128 48

M ich ig an D e b e n tu re C o...............................................

D e tr o it.. . .

D e c e m b e r 15..

2 05

M ich ig an S av in g s B a n k ............................................... D e tr o it.. ..

F e b ru a ry 19...

176 20

P e n in s u la r S av in g s B a n k ...........................................

D etro i t-

S e p te m b e r 4..

351 73

P e o p le ’s S a v in g s B a n k .................................................

D e tr o it.. .

N o v e m b er 19..

850 88

S ta te S av in g s B a n k ........................................................

D e tro it.

F e b ru a ry 5 ,....

902 03

U n io n T ru st C o m p a n y ..................................................

D e tro it.

N o v e m b e r 13..

399 73

W ay n e C o u n ty S a v in g s B a n k ...................................

D e tr o it.. . .

N o v e m b er 8 ...

945 38

D e x te r S a v in g s B a n k ....................................................

D e x te r, ..

S e p te m b e r 27.

10 60

C ity B a n k ...........................................................................

Dow?!

M arch 14.........

29 54

M onroe C ou n ty B a n k ....................................................

D iitìelee . ..

M arch 15..........

12 94

* B a n k o f D u ra n d ..........................................................

D n ran ci...

J a n u a r y 15___

10 23

Shiaw assee C o u n ty B a n k .............................................

D n ran ci...

M arch 29.........

13 89

M ich ig an S ta te B a n k ....................................................

Fa.ton Ri^pirls

O c to b er 31.......

26 83

E d m o re S ta te B a n k .......................................................

Dd m o re

M arch 22.........

10 00

E lk R ap id s S av in g s B a n k ...........................................

F lk Rapirla.

J u ly 19.............

13 57

F ir s t S ta te S a v in g s B a n k .............................................

E v a .rt................

J u n e 4...............

O ld S ta te B a n k ...............................................................

F e n n y ille ..

J a n u a ry 17—

C o m m ercial S a v in g s B an k o f F e n to n ...................

F e n to n .....................

A u g u st 27.......

C itiz en s’ C o m m ercial a n d S av in g s B a n k ...............

F l i n t ..............................

M ay 31...............

85 53

G en esee C ou n ty S a v in g s B a n k .................................

F l i n t ..............................

M arch 2 6 .........

108 16

* C o n v e rte d in to F ir s t N a tio n a l B an k , D u ra n d .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

13 44
t

10 00

10 61

xxxix

R E P O R T OF TH E COM M ISSIONER.
List o f tanks examined.—Continued.
N am e o f bank.

L ocation.

D ate o f
exam ination.

A m ount
paid.

U n io n T ru s t a n d S a v in g s B an k

F l i n t ..................

M arch 2 7 ......................

$77 54

F ir s t S ta te a n d S a v in g s B a n k ...........

F l u s h in g ...........

M arch 20 ...... ................

26 25

P e o p le ’s S ta te B a n k ..............................

F l u s h in g ...........

S e p te m b e r 1 7 .............

10 00

S ta te S av in g s B an k o f F o w le r ..........

F o w le r ...............

J a n u a ry 1 9 ...................

10 15

G ay lo rd S ta te S a v in g s B a n k .............

G a y lo rd ........... .

A u g u st 13....................

16 42

G ra n d R ap id s S av in g s B a n k .............

G ra n d R a p id s ..

A p ril 3 ..........................

162 04

K e n t C o u n ty S a v in g s B a n k ...............

G ra n d R a p id s ..

A u g u s t 7......................

182 25

M ich ig an T ru s t C om p an y....................

G ra n d R a p id s ..

O c to b er 1......................

125 67

P e n in s u la r T ru s t C o m p an y ................

G ra n d R a p id s .,

O c to b er 1......................

P e o p le ’s S av in g s B a n k ........................

G ra n d R a p id s .,

A p ril 3 ..........................

156 32

S ta te B an k o f M ic h ig a n ......................

G ra n d R ap id s.

O c to b er 2......................

128 22

F a rm e rs ’ B a n k o f G rass L a k e ...........

G rass L a k e .......

J u n e 6............................

14 02

G re e n v ille S ta te B a n k ..........................

G r e e n v ille .......

M arch 1 2 ......................

22 36

S u p e rio r S a v in g s B a n k ........................

H a n co c k ...........

J u ly 30............................

53 84

O cean a C o u n ty S a v in g s B a n k ...........

H a r t ...................

J u n e 1...........................

12 37

H a stin g s C ity B a n k ...............................

H a s tin g s ............

F e b ru a ry 1...................

25 40

H illsd a le S a v in g s B a n k ........................

H ills d a le ...........

N o v e m b er 7.................

42 19

F ir s t S ta te B an k o f H o lla n d ...............

H o lla n d ..............

J u n e 29..........................

57 61

H o lla n d C ity S ta te B an k . . .................

H o lla n d ..............

May 17............................

S7 59

F ir s t S ta te a n d S a v in g s B a n k ...........

H o lly ..................

J u n e 7............................

26 19

F ir s t S ta te a n d S a v in g s B a n k ...........

H o w e ll.............

S e p te m b e r 2 6 .............

13 20

B oies S ta te S a v in g s B a n k ...................

H u d s o n .............

J a n u a ry 1 1 ...................

33 36

T h o m p so n S a v in g s B a n k .....................

H u d s o n ...........

J a n u a ry 2 9 ...................

66 68

L a p e e r C o u n ty B a n k ..............................

Im lay C ity.........

M ay 23............................

24 91

Io n ia C o u n ty S a v in g s B a n k ...............

I o n i a .................

M arch 2 6 ......................

46 35

S ta te S a v in g s B a n k ...............................

I o n i a .................

M arch 13......................

35 07

C o m m ercial B a n k ...................................

Iro n M o u n tain .

A u g u st 7......................

36 31

P e n in s u la B a n k .......................................

Is h p e m in g ___

J u ly 2 7 ..........................

30 44

Ith a c a S a v in g s B a n k ............................

I th a c a ................

F e b ru a ry 1 ...................

18 01

J a c k s o n C ity B a n k .................................

J a c k s o n ...........

J a n u a ry 1 8 ...................

109 54

J a c k s o n S ta te S av in g s B a n k .............

J a c k s o n ...........

A p ril 3 ..........................

39 23

U n io n B a n k ..............................................

J a c k s o n ...........

A p ril 9 ..........................

91 04

G ro sv en o r S a v in g s B a n k .....................

J o n e s v ille ........

J a n u a ry 1 0 ...................

19 99

H om e S a v in g s B a n k ..............................

K a la m a z o o .......

J a n u a ry

9..............

31 05

K alam azoo S a v in g s B a n k ...................

K a la m a z o o __

S e p te m b e r 26..... .........

85

L ak e O dessa S a v in g s B a n k .................

L a k e O d e s s a ..

12 *8

L a n s in g S ta te S a v in g s B a n k .............

L a n s in g ...........

4...................
N o v e m b e r 6...........

S ta te S a v i* g s B a n k ...............................

L a p e e r .............

M ay 21............................

24 68

S ta te S a v in g s B an k o f L a u riu m .......

L a u r i u m ..........

A u g u st

3...............

32 31

P e o p le ’s B a n k ..........................................

L e s lie ...............

J a n u a ry 3 1 ...................

L e x in g to n S ta te B a n k ..........................

L e x in g to n .......

May 15............................


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Federal Reserve Bank of St. Louis

June

11

69 01

10 00

xl

STATE B A N K IN G D EPA R T M E N T .
List o f banks examined. —
N am e o f b a n k .

Co n tin u ed .

L o c a tio n .

D ate of
e x a m in a tio n .

A m ount
p a id .

L ow ell S ta te B a n k ..................................

L o w e ll.............

O c to b er 5 ...

A n trim C o u n ty S ta te S a v in g s B ank,

M an celo n a ...

M arch 20 . ..

13 38

P e o p le ’s B a n k ...........................................

M a n c h e s te r..

A p ril 5 ........

19 85

U n io n S a v in g s B a n k ..............................

M a n c h e s te r ..

J a n u a ry 15.

18 85

M an iste e C ou n ty S a v in g s B a n k .......

M a n is te e .......

J u ly 2 0 .......

40 95

$17 03

M an istiq u e B a n k ...................................

M an istiq u e ..

A u g u st 8 ..

31 58

M arin e S av in g s B a n k ............................

M arin e C ity ..

M ay 22.........

41 51

M a rq u e tte C o u n ty S a v in g s B a n k ....

M a rq u e tte . ..

J u ly 2 5 .......

54 98

C o m m ercial S a v in g s B a n k .................

M a rsh a ll........

A p ril 1 2 __

53 71

G.

W . J o n e s ’ E x c h a n g e B a n k .......

M a r c e llu s __

Septem ber 25...............

14 59

F a rm e rs ’ B a n k .........................................

M aso n .............

June 22..........................

16 94

F ir s t S ta te a n d S a v in g s B a n k ...........

M aso n .............

N ovem ber 2 .................

12 52

F ir s t S ta te B a n k .....................................

M en d o n .........

A pril 2 5 ........................

10 01

S ta te B an k o f M iddle v ille ...................

M id d lev ille ..

January 3 1 ...................

10 97

M id lan d C o u n ty S a v in g s B a n k .........

M id la n d .........

A u gu st 30....................

14 05

F a rm e rs ’ a n d M e rc h a n ts ’ B a n k .......

M ilan ...............

January 1 2 ...................

14 24

W ak efield S ta te B a n k ..........................

M o re n c i.........

April 1 6 ........................

32 84

C itiz en s’ S a v in g s B a n k ........................

M t. C lem ens .

O ctober 29....................

10 72

M t. C lem en s S av in g s B a n k .................

M t. C le m e n s .

Jun e 21..........................

86 18

U llrich S a v in g s B a n k ......................

M t. C lem ens..

May 28............................

60 70

E x c h a n g e S a v in g s B a n k ......................

M t. P le a s a n t.

January 3 0 ...................

17 31

M u n isin g S ta te B a n k ............................

M u n isin g .......

Ju ly 2 3 ..........................

12 35

M u sk eg o n S a v in g s B a n k ......................

M u sk e g o n ___

May 31...........................

38 84

F a rm e rs ’ a n d M e rc h a n ts ’ B a n k .........

N a sh v ille .......

January 3 0 ...................

12 76

P io n e e r B a n k .........................................

N o rth B ra n c h

N ovem ber 1 .................

18 14

N o rth v ille S ta te S a v in g s B a n k ...........

N o rth v ille .......

May 23............................

16 08

S ta te B an k o f O n to n a g o n ....................

O n to n a g o n __

A u gu st 6 ......................

10 00

O rio n S ta te B a n k .....................................

O r io n ...............

Jun e 26..........................

10 03

S ta te S a v in g s B a n k ..................................

O v id ..................

January 1 7 ...................

11 01

C itiz en s’ S av in g s B a n k ..........................

O w osso.............

A u gu st 2 8 ....................

23 93

Owosso S a v in g s B a n k ............................

O w osso.............

Septem ber 24...............

34 98

O x to rd S a v in g s B a n k ..............................

O x fo rd .............

Jun e 26..........................

18 62

Paw Paw S a v in g s B a n k ..........................

P aw Paw ..........

October 29....................

15 28
10 00

S ta te B an k o f P e r r y ................................

P e r r y ................

Ju n e 6 ............................

F ir s t S ta te B a n k .......................................

P e to s k e y .........

March 2 2 ......................

23 17

P ly m o u th S a v in g s B a n k ........................

P ly m o u th ........

May 22............................

31 50

F ir s t C o m m ercial B a n k ........................

P o n tia c .............

March 13....... .............

83 18

O a k la n d C o u n ty S a v in g s B a n k ...........

P o n tia c .............

March 1 5 ......................

38 64

P o n tia c S a v in g s B a n k ............................

P o n tia c .............

March 7 ........................

55 04

C o m m ercial B a n k .....................................

P o r t H u r o n ...

J uly 25............................

115 64

P o r t H u ro n S a v in g s B a n k .....................

P o r t H u r o n ...

Ju ly 2 3 ..........................

54 45


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Federal Reserve Bank of St. Louis

R E P O R T OF TH E COM M ISSIONER.
L i s t o j h a n k s e x a m in e d . —Concluded.
A m ount
p a id .

L o c a tio n .

D a te of
e x a m in a tio n .

Port. H n rn ti.................

J u ly 17..........................

$75 2G

T he U n ite d H o m e P r o te c to r s ’ F r a te rn ity .

P o r t H iirn n .................

D ecem b er 1 .................

30 00

Q uincy S ta te B a n k .............................................

Q u in cy

J u ly 10..........................

10 00

S ta te B an k o f R e a d in g ...................................

Pp.fl rp n g ........................

N o v e m b er 2G.............

16 27

M acom b C o u n ty S a v in g s B a n k ....................

R ic h m o n d

R o c h e s te r S av in g s B a n k ................................

R neh e s te r ....................

M ay 25............................
S e p te m b e r 17.............

11 61
10 00

R om eo S a v in g s B a n k .......................................

R m nen

N am e o f L ank.

St. C lair C o u n ty S a v in g s B a n k .....................

- .................

(L en o x

A u g u st 2......................

28 61

B an k o f S a g in a w ...............................................

Sagina.w

..................... A u g u st 27....................

226 68

P e o p le ’s S av in g s B an k o f E a s t S a g in a w ..

Stlgii'R'W ...................... J a n u a ry 23...................

64 07

S ag in aw C o u n ty S a v in g s B a n k .................

Sagi nfi,w

......................

..................... J a n u a ry 23...................

57 82

S a v in g s B an k o f E a s t S ag in aw ....................

Saginaw

J u n e 18..........................

238 56

C o m m ercial a n d S a v in g s B a n k ....................

Saint- P la in ...................

May 19............................

25 79

C lin to n C o u n ty S a v in g s B a n k ......................

S a in t J n ln iji.................

J a n u a ry 18....................

31 76

S ta te B a n k o f S t. J o h n s ..................................

Saint; J o h n s .................

J a n u a ry 1G...................

29 63

* C o m m ercial S ta te B a n k ...............................

Saint, J o s e p h ...............

J u ly 5 ............................

16 51

U n io n B a n k in g C o m p a n y ..............................

S a in t J o s e p h . .

J u ly 12..........................

39 08

C o m m ercial S av in g s B a n k ............................

S a in t L o u is,.................

J a n u a ry 25...................

10 73

G ra tio t C o u n ty S ta te B a n k ............................

S a in t L o u is,.................

J a n u a ry 24...................

12 35

T ru m a n M oss S ta te B a n k ...............................

SanilflP. P e/n tre...........

May 18...........................

10 00

S a ra n a c S ta te B a n k ..-......................................

Sa ra n an

O ctober 25....................

10 00

S a u lt S a v in g s B a n k ..........................................

S a u lt S te . M a rie ........ J u ly 23..........................

61 41

S ta te S a v in g s B an k o f S c o ttv ille ...............

S c o tty illn ....................

J u n e 2 ............................

10 00

C o m m ercial S ta te B a n k .................................

S h e p h e rd , ..................... J a n u a ry 31...................

11 36

C itizen s’ S ta te B a n k .........................................

S o u th ITaypn

O c to b er 30....................

34 14

F ir s t S ta te B a n k ................................................

Sont-h H ay pn

O c to b er 31....................

43 90

S p a rta S ta te B a n k ........................................... .

S p a rta .............................

M ay 1G............................

10 00

C itiz en s’ S ta te B a n k .........................................

S tu rg is - -

J a n u a ry 22...................

21 44

L illey S ta te B a n k ............................................ .

T e c m n s e h ..................... J u n e 25..........................

18 91

T e c u m seh S ta te S a v in g s B a n k ....................

T ep.nm seh....................

A p ril 12........................

13 08

F ir s t S ta te S a v in g s B a n k ..............................

T h ree R iy p rs - -.

A pril 23........................

30 72

T ra v e rse C ity S ta te B a n k ........................

T rav e rse P ity

J u ly 18..........................

100 65

S ta te S a v in g s B a n k .........................................

V assar -..........................

A u g u st 31.....................

15 82

W ay n e S a v in g s B a n k .....................................

W fiy iic ..........................

J a n u a ry 15...................

32 10

L u m b e rm a n ’s S ta te B a n k ............................

"yVest Pfly P ity

M arch 20........................

26 77

P e o p le ’s S a v in g s B a n k ............... ..................

W e st Ray P i t y . ..

M arch 19......................

27 72

S ta te B an k o f W h ite P ig e o n ......................

AYJiite P ig eon

.........

J a n u a ry 24...................

22 19

W illia m sto n S ta te B a n k ..............................

W illia n ist-n n ...............

O cto b er 23...................

18 99

F ir s t C o m m ercial a n d S a v in g s B a n k .......

W"y an d o t t e ...................

M ay 25............................

21 57

W y a n d o tte S a v in g s B a n k ............................

M^yan jn tt- e -

A p ril 23........................

44 45

Y p sila n ti S a v in g s B a n k ................................

Y p si l a n t-i - -

J a n u a ry 1G.................

65 80

* C o n v e rte d in to C o m m ercial N a tio n a l B an k , S t. Jo se p h .
F


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

....................

...........


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

R E P O R T S
OF THE

STATE BANKS AND TRUST COMPANIES
AS MADE TO TH E COM M ISSIONER O F TH E STATE B A N K IN G
D E PA R T M E N T

AVRIL 26, JU N E 29. SEPTEMBER 5 AND DECEMBER 13,


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Federal Reserve Bank of St. Louis

1900.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

S T A t £.
STA TE BA N K S OF M ICH IG A N .

LIBRARY,

No. 162.

De n v e r , c o l o .

ADRIAN STATE SAVINGS SANK, ADRIAN.
O rg a n iz e d M ay 29, 1893.
R.

A . W a t t s , P r e s id e n t; B. E . T o b ia s , C a sh ie r ; It. II. W a t t s , A s s is ta n t C ash ier.

D ir e c t o r s .— R ic h a r d A. W a tts , S e tli B ea n , G eorge A. W ilcox, W illia m E . J e w e tt, R. A. K a is e r,
C h a rle s G. W esley, W . O. H u n t, B. E . T o b ia s, A: D. E llis .
R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

L o a n s a n d d is c o u n ts ........................................................

$280,656 59

$295,331 08

$298,270 46

$279,523 57

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

188,305 63

184,470 37

190,345 37

201,330 37

1,433 76

688 00

453 28

280 64

5,000 00

5,000 00

5,000 00

5,000 00

R eso u rc e s. _

R e p o rt o f
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ..........................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

5,353 14

D u e fro m b a n k s in re s e rv e c itie s ...............................

38,965 55

75,528 75

40,073 48

E x c h a n g e fo r c le a rin g h o u s e .......................................

739 03

521 65

3,118 81

66,968 43

U . S. a n d N a tio n a l h a n k c u rre n c y ..............................

10,085 00

11,176 00

9,698 00

10.899 00

G old c o in ..............................................................................

5,072 50

6,095 00

3,707 50

3,777 50

S ilv e r c o i n ...........................................................................

1,904 25

1,250 15

1,191 90

2,968 25

N ic k els a n d c e n t s ..............................................................

41 93

56 49

55 37

67 28

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

137 00

155 00

88 00

10.899 99

T o ta ls ..............................................................................

$532,341 24

$580,272 49

$552,002 17

$587,068 17

C apital s to ck p a id i n ........................................................

$60,000 00

$60,000 00

$60,000 00

$60,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

8,000 00

8,000 00

8,000 00

9,000 00

16,349 06

15,504 43

19,548 08

12,203 22

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

111,119 64

130,475 77

93,537 37

101,324 07

C o m m ercial c e rtific a te s o f d e p o s it............................

60,207 64

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

2,112 50

33,918 44

D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s ...............................................................
C ash ie r’s c h e c k s o u ts ta n d in g ...................................
S a y in g s d e p o s its ...............................................................

276,664 90

S a v in g s c e rtific a te s o f d e p o sit.....................................

308,642 00

330,475 04

57,65 29

40,441 68

$580,272 49

$552,002 17

368,509 94

N o tes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ........................................................................
T o tals..................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$532,341 24

$587,068 17

4

STATE BANKING DEPARTMENT.
No. 89.
THE

COMMERCIAL SAVINGS

BANK, ADRIAN.

O rg a n iz e d M ay 10, 1888.
W . J . C o c k e r , P r e s id e n t; C. R. M i l l e r , V ice P r e s id e n t; E . N. S m i t h , C ashier.
D ir e c t o r s . —W .

J.

C o ck er, A. H . W ood, C. 11. M ille r, A. B e n n e tt, A.
D.
M e tc a lf, E . C. S w o rd , R. A. K a is e r, C. G. H a r t.

M.

S te p h e n so n .

R eso u rces.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

D oans a n d d is c o u n ts ........................................................

$168,881 26

$154,432 56

$149,884 79

$164,086 71

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

303,521 45

304,935 00

295,490 33

304,749 71

R e p o rt of
D ec. 13.

Prevn in ins p aid on b o n d s ...............................................
O v e rd ra fts ...........................................................................

278 84

500 00

318 90

489 00

B a n k in g h o u s e ...................................................................

12,000 00

12,000 00

12,000 00

12,000 00

F u r n itu r e a n d fix tu re s ....................................................

7,500 00

7,500 00

7,500 00

7,500 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ).................................................................................

23,370 37

19,999 23

20,235 00

23,988 14

1,895 00

4,750 00

8,465'76

D u e fro m th e U n ite d S ta te s tre a s u r e r .

6,210 00
2,500 00

D u e fro m b a n k s in re s e rv e c itie s .........

66,705 12

70,603 34

86", 449 80

E x c h a n g e f o r c le a rin g h o u s e ...................

270 00

178 06

268 03

179 35

U . S. an d N a tio n a l b a n k c u rre n c y ..............................

23,284 00

19,585 00

18,147 00

15,832 00

72,617 16

G old c o in ..............................................................................

7,741 00

8,478 50

11,011 00

3,096 00

S ilv e r c o in ...........................................................................

1.135 00

4,473 00

2,762 65

875 00

N ic k els a n d c e n t s ..............................................................

42 05

251 90

339 07

178 39

C hecks, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

2,812 83

10,038 80

763 07

1,505 63

T o ta ls ..............................................................................

$619,436 92

$617,725 39

$613,635 90

$015,807 09

C ap ital s to c k p a id i n ........................................................

$110,000 00

$110,000 00

$110,000 00

$110,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

50,000 00

50,000 00

50,000 00

50,000 00

14,916 79

14,567 45

14,426 10

15,682 99

L iab ilitie s.

I )iy id en d s u n p a id ..............................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k ....................

83,952 45

62,353 40

71,245 99

77,701 94

C o m m ercial c e rtific a te s o f d e p o s it............................

16,401 65

20,612 47

17,285 18

13,460 23

I)u e to b a n k s and b a n k e r s .............................................

2,885 38

3,527 29

5,718 10

4,492 80

512 42

700 00

344,448 11

343,769 07

$613,635 90

$615,807 09

115 00
P a s b ie r’s c h e c k s o u ts ta n d in g ’......................................
S a v in g s d e p o s its ...............................................................

341,165 65

356,664 78

S a v in g s c e rtific a te s o f d e p o s it...................................

...................

Knt.ps a n d b ills re d is c o u n te d .......................................

T o t a ls .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$619,436 92

$617,725 39

STATE BANKS OF MICHIGAN.

0

No. 66.
LENAWEE COUNTY SAYINGS BANK, ADRIAN.
O rg a n iz e d D ecem b er 16, 1869.
.T. II. B e n n e t t , P r e s id e n t; L. H . S a l sb u r y , V ice P re sid e n t'; 11. Y. C. H a r t , C a sh ie r ;
0 . D . H ardy , A s s is ta n t C ashier.
D ir e c t o r s .— J o s e p h II. B e n n e tt, C lin to n D. H a rd y , H e rm a n V. C. H a r t, D elos M. B a k e r,
W a r re n .T. B a rk e r, L e s te r II. S a ls b u ry , C. E . W ea v e r, II. L. L a rw ill, II. A lfre d B u ry , J r .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

L o a n s a n d d is c o u n ts .......................................................

$175,598 70

$202,492 85

$176,663 65

$172,852 35

B onds, m o rtg a g e s a n d s e c u ritie s ...............................

363,778 59

369,093 52

370,469 46

366,490 65

701 35

177 50

177 50

165 50

47 27

47 36

49 87

61 35

F u r n itu r e a n d fix tu re s ....................................................

3,800 00

3,800 00

3,796 00

3,796 00

O th e r real e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

2,555 00

2,503 62

2,503 62

2,503 62

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

63,461 19

41,780 97

64,827 32

59,729 53

P re m iu m s p a id on b o n d s
O v e rd ra fts ...........................................................................

R e p o rt of
D ec. 13.

B a n k in g h o u s e ...................................................................

E x c h a n g e f o r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

21,653 00

27,014 00

15,960 00

18,465 00

(fo ld c o in ..............................................................

2,910 00

2,162 50

2,520 00

4,065 00

S ilv e r c o i n ...............................................................

1,746 25

1,53003

1,586 35

1,679 15

'

N ick els a n d c e n t s .............................................................

27 56

38 61

5 76

9 36

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

796 44

933 63

2,066 31

1,192 26

T o ta ls .............................................................................

$637,075 35

$651,574 59

$640,625 84

$631,009 77

C ap ital sto c k p a id i n ........................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

20,000 00

20,000 00

20,000 00

20,000 00

5,001 85

5,497 39

1,329 82

3,186 19

L iab ilitie s.

D iv id e n d s u n p a id .............................................................
C om m ercial d e p o sits s u b je c t to c h e c k ....................
C om m ercial c e rtific a te s o f d e p o s it............................
D u e b a n k s a n d b a n k e r s ..................................................
C ertified c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g .......................................

1,332 07

1,777 07

682 07

644 67

S a v in g s d e p o s its ...............................................................

510,741 43

524,300 13

513,613 95

507,178 91

$637,075 35

$651,574 59

$640,625 84

$631,009 77

S a v in g s c e rtific a te s o f d e p o s i t ...................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

6

STATE BANKING DEPARTMENT.
No. 171.
WALBY AND CLAY'S STATE BANK, ADRIAN.
O rg a n iz e d J u n e 24, 1894.

F r a n k W . C l a y , P r e s id e n t; R o b e r t S. M o r e l a n d , V ice P r e s id e n t; II. I». W a l d b y . M a n a g e r;
R ia l C la y , C ashier.
D ir e c t o r s .— E . 1!. W ald b y , II. I». W ald b y , F . W . C lay , R ia l C lay. .1. Y. D eF oe, R. S. M o re lan d ,
W m . II. C ra n e , A. W . W ood, .1. W . K irk .

R eso u rc e s.

R e p o rt o f
A p ril 26.

j
R e p o rt o f 1 R e p o rt o f
J u n e 29. i S e p t. 5.
$253,415 72

D oans a n d d is c o u n ts ........................................................

$253,744 22

B o n d s, m o rtg a g e s an d s e c u ritie s ................................

241,274 83

P re m iu m s p a id on b o n d s ...............................................

590 00

255.986 85 !
465 00

R e p o rt o f
D ec. 13.

$232,196 13

$258,045 68

259.677 60

288,4.33 37

425 tiO

O v e rd ra fts ...........................................................................

133 48

52 91

194 69

81 41

Banking* h o u s e ...................................................................

18,000 00

18.000 00

18.000 00

18,000 00

55,662 00

67,432 14

96,072 41

64,951 43

18,528 00

F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )... .........................................................................
D u e fro m b a n k s in re s e rv e c itie s ..............................
F x c h a n g e f o r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

14,965 00

20,912 00

24,275 00

G old c o in ..............................................................................

1,522 50

990 00

1,280 00

170 00

S ilv e r c o in ............................................................................

1,137 00

2,130 30

1,872 25

1,310 40

N ic k els a n d c e n t s ..............................................................

121 46

165 30

99 89

51 78

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

3,352 71

588 84

1,381 44

950 46

T o ta ls ..............................................................................

$590,503 20

$620,139 06

$635,474 41

$650,522 53

C ap ital s to ck p a id i n ........................................................

$55,000 00

$55,000 00

$55,000 00

$55,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

3,000 00

3,300 00

3,300 00

3,800 00

6,681 31

2,458 98

3,150 49

546 62

L ia b ilitie s.

...................

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................

159,654 63

167,521 17

179,046 55

202,537 56

C o m m ercial c e rtific a te s o f d e p o s it............................

22,792 33

15,403 98

14,874 92

12,864 07

D u e to b a n k s a n d b a n k e r s .............................................

1,187 35

4,386 82

6,415 33

1,150 16

342,187 58

372,068 11

373,687 12

374,624 12

$590,503 20

$620,139 06

$635,474 41

$650,522 53

C ertifie d c h e c k s .................................................................
C a s h ie r’s c h ec k s outstanding*.......................................
S a v in g s d e p o s its ........*......................................................
S a v in g s c e rtific a te s o f d e p o s it...................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o t a ls .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

7

STATE BANKS OF MICHIGAN.
No. 179.
ALBION STATE BANK, ALBION.
O rganized M arch 29, 1895.

E u g e n e P . R o b e r t s o n , P re sid e n t; W . S. K e s s l e r , Vice P re s id e n t; D. A. G a r f ie l d , Cashier.
D ir e c t o r s .— L. B. F isk , W. S. K essler, M erritt O. Shepard, A. .7. Gale, S. Y. H ill,
D.
A. Garfield, E ugene P. R obertson, W. H. R odenbach, G. W . Schneider.
R e p o rt o f
A p ril 26.

L oans a n d d is c o u n ts ........................................................

$104,117 54

$80,618 88

$97,995 58

$111,117 42

76,100 59

94,515 12

59,612 67

61,238 38

2,292 81

2,424 03

1,479 46

3,103 86

1,088 91

1,088 91

1,105 17

B onds, m o rtg a g e s a n d s e c u ritie s ................................

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt o f
D ec. 13.

R eso u rc e s.

P re m iu m s p aid on b o n d s ..............................................
O v e r d r a f ts ................................................................... .
B a n k in g h o u s e ...................................................................
F u r n itu re a n d fix tu re s ....................................................

1,166 37

O th e r real e sta .te ...............................................................
D u e fro m o th e r h a n k s a n d h a n k e rs (n o t re s e rv e
c itie s)..................................................................................

6 50

7 40

D ue fro m h a n k s in re s e rv e c i t i e s ..............................

6,249 55

12,339 11

25,679 42

8,297 38

TT. S t a n d N a tio n a l h a n k c u rre n c y ..............................

4,821 00

4,242 00

6,290 00

4,478 00

5,225 19

F x c lia n g e fo r c le a rin g h o u s e .......................................

987 51

G old c o in ..............................................................................

1,790 00

3,190 00

4,850 00

1,485 00

S ilv e r c o i n ...........................................................................

1,478 45

2,709 60

739 05

615 20

N ic k els a n d c e n t s ..............................................................

91 15

68 78

88 86

121 98

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

5,676 14

879 92

787 24

987 11

T o ta ls ..............................................................................

$203,712 64

$202,083 75

$198,627 45

$198,823 40

C ap ital s to ck p a id in ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

6,500 00

6,500 00

6,500 00

6,500 00

2,121 83

2,994 44

3,187 53

4,340 85

L ia b ilitie s.

D iv id e n d s u n p a id ...........................................................

40 00

C om m ercial d e p o sits s u b je c t to c h e c k ....................

43,905 73

39,660 74

34,844 08

29,354 37

C om m ercial c e rtific a te s o f d e p o s it............................

29,596 59

22,459 96

24,918 26

22,313 88

389 75

399 64

78,787 83

75,914 66

D ue to h a n k s a n d h a n k e r s .............................................
C ertified c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s it s ...............................................................

71,548 49

80,468 61

S av in g s c e rtific a te s o f d e p o s it....................................
N otes a n d h ills r e d is c o u n te d .......................................
*10,000 00

B ills p a y a b le ........................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$203,712 64

$202,083 75

$198,627 45

$198,823 40

STATE BANKING DEPARTMENT.
No. 167.
COMMERCIAL AND SAVINGS BANK, ALBION.
O rganized Septem ber 30, 1893.
J o h n G. B e o w n , P r e s id e n t; S. B. A l l e n , V ice P r e s id e n t ; P . M. D e a r in g , C a sh ie r ;
C h a r l e s G. B ig e l o w , A s s is ta n t C ashier.
D ir e c t o-m
r ss.—
. g. b . A llen , E d w a r d S u tto n , L. J . W o lc o tt, S a m u e l D ickie, J o h n J o h n so n ,
F r a n k E . P a lm e r, J o h n G. B ro w n , A. L . M cC u tc h e o n , W a s h in g to n G a rd n e r.

R eso u rces.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................

$93,351 29

$89,648 08 !

$92,078 93

$81,866 65

B onds, m o rtg a g e s a n d s e c u ritie s .

75,582 43

77,140 33

77,307 33

74,012 83

P re m iu m s p a id on b o n d s ...............
O v e r d r a f ts ...........................................

3,525 45

7,483 91

4,800 67

3,479 75

B a n k in g h o u s e ..................................

5,400 00

5,400 00

5,400 00

5,400 00

F u r n itu r e a n d fix tu re s ....................

1,750 00

1,750 00

1,750 00

1,750 00

1,075 00

O th e r re a l e s ta te ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)............................................................................

210 96

C u rre n t e x p e n s e s ........................................................
D u e fro m b a n k s in re s e rv e c i t i e s ........................

2,363 09

17.630 43

5,964 00

1,718 0O

3,502 00

6,125 00

7,945 00

.7,110 00

6,280 00

1,800 30

2,398 40

920 80

906 55

25 51

35 27

62 32

69 74

648 09

859 27

878 76

612 45

$203,335 20

$210,206 86

$194,600 86

$195,510 40

$35,000 00

$35,000 00

$35,000 00

$35,000 00

8,000 00

4,000 00

4,125 00

4,125 00

3,018 34

1,020 89

10,890 13

10,507 60

4,237 00

E x c h a n g e f o r c le a rin g h o u s e ..................................
U. S. a n d N a tio n a l b a n k c u rre n c y ........................
G o ld c o in .................. ......................................................
S ilv e r c o i n .....................................................................
N ic k els a n d c e n t s ........................................................
C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t
T otals.

L ia b ilitie s.
C apital s to c k p a id in .............
S u rp lu s tfu
u n da .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ..........................................................
D iv id e n d s u n p a id .........................................

656 54
30 00

30 00

C o m m ercial d e p o sits s u b je c t to c h ec k .

45,995 21

43,395 54

34,560 25

39,641 18

C o m m ercial c e rtific a te s o f d e p o s it........

25,407 14

29,874 23

25,673 58

24,767 27

78,914 51

89,916 20

88,212 03

82,090 41

7,000 00

7,000 00

$203,335 20

$210,206 80

D u e to h a n k s a n d b a n k e r s ........................
C ertifie d c h e c k s ............................................
C ash ie r’s c h ec k s o u ts ta n d in g ..................
S a v in g s d e p o s its ...........................................
S a v in g s c e rtific a te s o f d e p o s i t ...............
N o te s a n d b ills re d is c o u n te d ...................
B ills p a y a b le ..................................................
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

9,200 00
$194 600 86 ;

$195,510 40

9

STATE BANKS OF MICHIGAN.
No. 169.
ALPENA COUNTY SAVINGS BANK, ALPENA.
O rg a n iz e d A p ril 12, 1S94.

W il l ia m H . D a v is o n , P r e s id e n t; F b a n k C. H o l m e s , V ice P r e s id e n t; C. B. W i l l ia m s , C a sh ie r ;
W i l l A. P e in c e , A s s is ta n t C ash ier.
D ir e c t o k Sv— W in. H . D a v iso n , F r a n k C. H o lm es, J o h n N ic h o lso n . H . II. W liittle s h o fe r,
M ich a e l O ’B rie n . S. A. D a v iso n . D . D. H a n o v e r, R o b e rt M o n tro se , P a t r i c k C u llig a n ,
C. B. W illia m s .
R e p o rt of
S e p t. 5.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

T-iOa/ns an d d is c o u n ts ........................................................

$276,072 56

$274,892 83 1 $269,093 34

liondft m o rtg a g e s a n d s e c u ritie s ..............................

82,740 90

|

86,005 32

89,176 79

R e p o rt of
D ec. 13.
$240,493 65
103,589 37

p aid on b e n d s
O v e rd ra fts ...........................................................................

738 02

4,196 53 '

2,708 63

1,606 29

10,000 00

10,000 00

2,000 00

2,000 00

H a n k in g h o u s e ...................................................................

U ,69Ì 11

10,000 00

F u r n itu r e an d fix tu re s ....................................................

2,150 00

2,000 00

o t h e r re a l e s ta te
.......................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )....... .........................................................................

7,418 35

3,061 26

2,713 56

4,783 03

D u e fro m h a n k s in re s e rv e c itie s ...............................

12,357 94

24.521 10

28.091 19

24,412 36

F x change, f o r c le a rin g h o u s e .......................................

597 84

1.461 81

896 01

.2,015 38

6,409 00

8,267 00

10,136 00

15,238* 00

G old c o in ..............................................................................

4,152 50

4,070 00

4,045 00

4,125 00

S ilv e r c o in ...........................................................................

2,040 00

1,732 50

2,400 00

3,109 00

N ick els a n d c e n t s .............................................................

271 87

157 77

221 46

444 93

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

200 00

6,657 33

360 39

462 83

T o ta ls ..............................................................................

$406,840 09

$427,023 45

$421,842 37

$412,279 84

C ap ital s to ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

Su rp l n s fn n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

5,000 00

5,000 00

8,000 00

8,000 00

9,927 05

9,096 19

5,583 20

7,163 76

TT

a n d N atio n al h a n k c u rre n c y ..............................

L ia b ilitie s.

C om m ercial d e p o sits s u b je c t to c h e c k ....................

91,621 65

71,534 54

79,291 79

67,430 80

C o m m ercial c e rtific a te s o f d e p o s it............................

26,521 83

75,298 05

30,040 81

29,612 89

O n e t e h a n k s and b a n k e r s .............................................

36,391 16

22,678 46

24,266 48

17,906 39

P a v in g s d e p o sits................................................................

187,378 40

193,416 21

202,660 09

195,160 00

22,000 00

37,000 00

$421,842 37

$412,279 84

..............................

H ills p ay ab le

T otal Sr............................................................................

2


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$406,840 09 : $427,023 45

10

STA TE BANKING- D EPA R TM EN T.
No. 48.
ANN ARBOR SAVINGS BANK, ANN ARBOR.
O rg a n iz e d F e b r u a r y 4, 1869.

R e o rg a n iz e d D e ce m b e r 9, 1889.

C h r i s t i a n M a c k , P r e s id e n t; W m . D . H a r k im a n , V ice P r e s id e n t; C h a s . B. H is c o c k , C a sh ie r ;
M. J . F r i t z , A s s is ta n t C ash ier.
D ir e c t o r s .— C.

M ack,

D a v id

R in se y , W m . D. H a r r im a n , W m .
L . G rü n e r, C h a rle s H . W o rd e n .

D eubel,

D a n ie l

H iscock,

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

D oans a n d d is c o u n ts ........................

$353,811 09

$343,518 52

$359,237 08

$365,270 97

B onds, m o rtg a g e s a n d s e c u r itie s .

941,931 15

947,447 18

918,807 13

938,644 59

P re m iu m s p a id on b o n d s ...............

13,460 40

13,460 40

12,424 59

14,433 97

O v e rd ra fts ............................................

2,450 01

1,930 08

2,036 09

659 03

B an k in g h o u s e ............................. :..

20,500 00

20,500 00

20,500 00

20,500 00

R eso u rc e s.

F u r n itu r e a n d fix tu re s ....................
O th e r re a l e s t a t e ................................................................ I
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..............................
|

7,417

32

42,696 99

7,417

32

41,846 99

7,417

R e p o rt of
D ec. 13.

32

41,846 99

7,417 32
50,327 61

220 00

553 43

2,430 00

D u e fro m b a n k s in re s e r v e c itie s ..............................

100,988 41

145,055 96

121,618 92

E x c h a n g e f o r c le a rin g h o u s e ..................................... •. j

240 56

1,458 06

1,983 70

1,225 51

U . S. a n d N a tio n a l b a n k c u rre n c y ............................... i

22,295 00

30.011 00

23,834 00

36,730 00

G old c o in ..............................................................................

42,120 00

43,062 50

43,495 00

53,035 00

S ilv e r c o in ............................................................................ j

3,598 00

2,900 00

2,600 00

2,800 00

N ic k els a n d c e n t s ...............................................................|

227 72

121 31

199 35

34 60

2,493 20

2,009 09

1,703 05

1,282 54

$1,601,292 44 $1,560,133 22

$1,633,039 08

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

T o ta ls .............................................................................. $1,554,449 85

140,677 94

L ia b ilitie s.
C ap ital s to c k p a id i n ..................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

150,000 00

150,000 00

150,000 00

150,000 00

9,733 84

17,914 66

12,332 97

18,248 87

D iv id e n d s u n p a id ...........................................

447 00

447 00

260 00

543 00

C o m m ercial d e p o sits s u b je c t to c h e c k .

188,478 31

215,473 51

193,576 50

234,792 38

D u e to b a n k s a n d b a n k e r s ..........................

19,674 92

26,965 90

25,977 02

24,588 01

C ertified c h e c k s .............................................

250 00

C o m m ercial c e rtific a te s o f d e p o s it........

C ash ie r’s c h e c k s o u ts ta n d in g ...................
S a v in g s d e p o s its .............................................

1,062,100 29

1,069,222 26

1,058,414 01

1,090,319 24

S a v in g s c e rtific a te s o f d e p o s it.................

73,759 49

71,269 11

69,572 72

64,547 58

$1,601,292 44 $1,560,133 22

$1,633,039 08

N o te s a n d b ills re d is c o u n te d ....................
B ills p a y a b le ....................................................
T o ta ls .............................................................................. $1,554,449 85


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

11

STATE BANKS OF MICHIGAN.
No. 26.
FARMERS

AND MECHANICS’ BANK,

ANN ARBOR.

O rg a n iz e d O c to b e r 13, 1882.
R e u b e n K e m p f . P r e s id e n t; C h a s . E . G r e e n e , V ice P r e s id e n t; F r e d e r ic k II. B e r b e r , C a sh ie r ;
H.
A. W i l l ia m s , A s s is ta n t C ash ier. .
D ir e c t o r s .— W m . C. S te v e n s, C h as. E . G reen e, A m b ro se K e a rn e y , W . F . B re ak e y ,
D.
F . S c h a ire r, R eu b e n K e m p f, J u n iu s E . B eal, G. F . A llm e n d in g e r, O liv e r M. M a rtin .
9
R eso u rces.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt o f
D ec. 13.

T,r»ans an d d is e m m ts ........................................................

$316,452 03

$322,298 60

$342,255 11

$316,448 91

R o n d s lROitgiiP’P.s f|iirl s o n o ritie s ................................

209,966 25

199,213 51

198,693 01

171,978 01

PrPHlinBis pair! on ]ioiids
O v e r d r a f ts ..........................................................................

3,869 96

4,139 13

2,097 91

50,910 75

R a n k in g h o u s e ...................................................................

9,463 62

10,199 88

13,986 38

21,095 89

F u r n itu r e a n d fix tu re s ....................................................

1,000 00

1,000 00

1,000 00

1,000 00

O th e r real e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

8,450 00

8,450 00

8,450 00

8,450 00

5,101 31

10,556 37

6,109 26

8,503 54

D u e fro m h a n k s in re s e rv e c itie s ...............................

57,006 37

93,882 93

58,203 17

59,162 05

K xeha.nge f o r clea.ring h o u s e .......................................

299 80

1,403 74

550 72

|T S a n d N a tio n a l h a n k e u rre n c y ..............................

7,528 00

8,368 00

3,220 00

10,609 00

«

187 87

G old c o in ..............................................................................

11,305 00

12,699 85

12,930 00

14,161 40

S ilv e r c o in ............................................................................

2,131 30

2,582 05

2,307 30

2,063 90

N ic k els an d e e n t s ..............................................................

173 26

111 80

70 36

108 47

C h eck s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,099 81

979 80

423 32

832 23

$633,846 61

$675,885 66

$650,296 54

$665,512 02

C ap ital sto c k p aid i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ................................................................

35,000 00

35,000 00

35,000 00

35,000 00

6,055 17

7,701 91

5,078 86

6,513 21

T o t a l s ............................................................................

L ia b ilitie s.

P iy id e n d s u n p a id -

20 00

.......................................

C o m m ercial d e p o sits s u b je c t to c h e e k ....................

111,317 86

145,011 22

129,755 37

129,054 63

U ommercia.l c e rtific a te s o f d e p o s it............................

97,855 07

87,113 91

86,344 37

98,910 74

1,184 57

500 00

O ne to h a n k s a n d h a n k e rs
U ertified c h ee k s

382 91

............................................................

U ash ier’s c h e e k s o u ts ta n d in g
S a v in g s d e p o s its ...............................................................

333,235 60

351,058 62

342,913 37

345,533 44

$633,846 61

$675,885 66

$650,296 54

$665,512 02

S a v in g s c e rtific a te s o f d e p o sit
N o tes a n d h ills re d is c o u n te d

T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

12

STA TE B A N K IN G D E PA R T M E N T .
No. 144.
STATE SAVINGS BANK OF ANN ARBOR, ANN ARBOR.
O rg a n iz e d N o v e m b er 18, 1892.
IV. J . B o o t h , P r e s id e n t; W ir. A rn o ld , V ice P r e s id e n t; C. J . W alk , A s s is ta n t C ashier.

D ir e c t o r s .— E u g e n e F . M ills, J o h n H a a r e r , W illia m J . B o o th , J o h n V. S h e e h a n , W m . A rn o ld
L u g e n e E . B eal, J a m e s II. W ad e, Geo. P . G la z ie r, J o h n K och, C h r is tia n M a r tin
N.
J . K y e r, H e n ry S. C a r h a r t, V. C. V a u g h a n .

R eso u rces.

L o a n s a n d d is c o u n ts .............................................
B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

$235,089 29

$273,285 98

$243,830 85

$260,121 80

172,470 30

169,420 30

183,677 63

198,775 11

359 54

216 46

791 19

495 42

2,600 00

2,600 00

2,400 00

2,400 00

8,655 17

4,948 50

7,706 84

1,309 10

79,131 23

63,766 75

58,918 61

68,163 29

R e p o rt of
D ec. 13.

P re m iu m s p a id on b o n d s ........................
O v e r d r a f ts .............................................
B a n k in g h o u s e .................................
F u r n itu r e a n d fix tu re s ...............................
O th e r re a l e s ta te ..................................
D u e fro m o th e i b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)............................................
D u e fro m b a n k s in re s e r v e c i t i e s ....................
E x c h a n g e fo r c le a rin g h o u s e ..................................

454 02

1,500 13

978 48

1,189 55

17,970 00

13,301 00

14,843 00

14,058 00

G o ld c o in ............................................

8,327 30

8,222 50

8,137 00

9,562 40

S ilv e r c o i n ....................................

1,678 70

1,770 45

1,413 00

2,429 10

N ic k els a n d c e n t s ........................

214 35

188 60

293 61

229 97

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

314 00

366 75

229 90

369 00

$527,263 90

$539,587 42

$523,220 11

$559,102 74

$50,000 00

$50,000 00

$50,000 00

$50,000 00

6,500 00

6,500 00

7,000 00

7,000 00

14,355 75

13,362 98

14,239 97

13,308 84

104,434 70

96,216 31

70,610 39

U . S. a n d N a tio n a l b a n k c u rre n c y .................

T o ta ls .................................
.................... _ _ _ ................................ .....
L ia b ilitie s.
C ap ital s to c k p a id i n ...............................
S u rp lu s f u n d ..................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a i d ......................
D iv id e n d s u n p a id ...................................

30 00

C o m m ercial d e p o sits s u b je c t to c h e c k ...................
C o m m e rc ial c e rtific a te s o f d e p o sit..................

61,492 77

93,131 81
58,879 39

D u e to b a n k s a n d b a n k e r s ......................
C ertifie d c h e c k s ........................
C a sh ie r’s c h ec k s o u ts ta n d in g ............................
S a v in g s d e p o s its .............................................

295,088 01

S a v in g s c e rtific a te s o f d e p o s it................................

312,015 36

56,885 44

321,640 61

336,782 70

59,699 14

N o te s a n d b ills re d is c o u n te d .....................
B ills p a y a b le ..............................
T o t a l s ................................................
--------------------------—___ ___ ___________


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$527,263 90
'

$539,587 42

$523,220 11

$559,102 74

13

STATE BANKS OF MICHIGAN.
No. 213.
ATHENS STATE AND SAVINGS BANK, ATHENS.
O rg a n iz e d A p ril 15, 1899.

H . M a t . D o u b l e d a y , P r e s id e n t; W m . L e h e , V ice P r e s id e n t; C h a s . A. S t a n d if o r d , C a sh ie r ;
B. D . A l b e k t s o n , A s s is ta n t C ash ier.
D ir e c t o b s .— H .

M at. D o u b le d a y , W illia m L e b r, S. W . H o lm e s, I.
W . M. A lb e rts o n , C b as. A. S ta n d if o rd .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

E . W ells,

J . . F . C ulp,

R e p o rt o f
S e p t. 5.

R ep o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$38,165 81

$50,847 45

$51,705 71

$46,146 60

B o n d s, m o rtg a g e s a n d s e c u ritie s ...............................

6,325 00

6,125 00

6,125 00

6,125 00

6,203 68

8,647 13

2,208 76

2,695 68

275 00

275 00

300 00

300 00

5,533 81

2,686 94

4,888 38

3,916 87

P re m iu m s p a id o n b o n d s ..............................................
O v e rd ra fts ...........................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te .......................................... ....................
D u e 'fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................
D u e fro m b a n k s in re s e rv e c itie s ...............................
E x c h a n g e f o r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

907 00

1,679 00

1,839 00

931 00

G old c o in ..............................................................................

1,582 50

1,102 50

1,532 50

1,057 50
761 25

S ilv er c o in ............................................................................

648 40

479 20

297 65

N ic k els a n d c e n t s ..............................................................

65 27

37 24

55 24

56 13

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

392 02

276 82

2,159 56

467 28

T o ta ls ..............................................................................

$60,098 49

$72,156 28

$71,111 80

$62,457 31

$15,000 00

$15,000 00

$15,000 00

$15,000 00

500 00

500 00

563 96

480 89

725 57

L ia b ilitie s.
C ap ital sto c k p a id i n ................................. ■.....................
S u rp lu s f u n d ....................................... ...............................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................

413 52

D iv id e n d s u n p a id .............................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k ....................

10,193 49

16,879 35

* 14,005 87

9,554 64

C o m m ercial c e rtific a te s o f d e p o s it..........................

34,276 92

37,995 64

41,125 24

33,036 29

D u e to b a n k s a n d b a n k e r s ............................................

214 56

1,717 33

C ertifie d c h e c k s .................................................................

1,640 81

....

C ash ie r’s c h ec k s o u ts ta n d in g .....................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it...................................
N o te s a n d b ills r e d is c o u n te d .......................................

2,000 00

B ills p a y a b le ........................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$60,098 49

$72,156 28

$71,111 80

$62,457 31

14

STATE BANKING DEPARTMENT.
No. 62.
WEST MICHIGAN SAVINGS BANK, BANGOR.
O rg a n iz e d A p ril 8, 1880.
J . E . S e b r in g , P r e s id e n t; A. C h a p m a n , V ice P r e s id e n t; C. B . C h a r l e s . C ash ier.

D ir e c t o r s .— A lv in C h a p m a n , f f m . B ro a d w e ll, A n so n G oss, J o h n E . S e b rin g , E m m a C. M c N itt,
.C. B. C h a rle s, W m . H . C h a p m a n , R eb e c c a F a n s n a u g h , M rs. C h a rle s D e H a v e n .

R eso u rces.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................

$62 ,164 77

$61,444 65

$63,086 56

$56,168 23

B o n d s, m o rtg a g e s a n d s e c u ritie s .

53 ,353 21

55,824 21

66,885 46

65,314 74

P re m iu m s p a id o n b o n d s ...............

155 00

150 00

150 00

151 00

486 66

376 87

513 23

O v e r d r a f ts ...........................................
B a n k in g h o u s e ....................................
200 00

200 00

200 00

200 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d h a n k e rs (n o t re s e rv e
c itie s)..................................................................................

,510 00

1,510 00

1,510 00

1,510 00

D u e fro m b a n k s in re s e rv e c itie s ...............................

,932 20

47,158 69

42,500 06

59,951 59

E x c h a n g e f o r c le a rin g h o u s e .......................................

500 00

607 64

651 36

4 23

U . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

,297 00

6,100 00

3,060 00

2,983 00

G old c o in ............................................................................

999 00

1,199 00

999 00

449 00

S ilv e r c o i n ...........................................................................

671 25

1,430 00

1,370 00

1,920 00

N ick els a n d c e n t s .............................................................

85 20

78 24

60 24

7 69

$171,867 63

$176,189 09

$180,849 55

$25,000 00

$25,000 00

$25,000 00

2,115 00

2,115 00

2,350 00

2,350 00

1,242 43

2,292 87

683 06

2,061 19

C o m m ercial d e p o sits s u b je c t to c h ec k .

'39,550 66

49,008 20

53,940 32

54,462 14

C o m m ercial c e rtific a te s o f d e p o s it........

15,684 56

7,438 00

9,807 08

7,239 57

F u r n itu r e a n d fix tu re s ....................

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t
T otals.

j

$189,172 71

L ia b ilitie s.
C ap ital s to ck p a id i n ..................
S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id .................................................................

25,000 00

D iv id e n d s u n p a id .........................................

D ue to h a n k s a n d h a n k e r s ........................
C ertified c h e c k s ............................................
C ash ie r’s c h ec k s o u ts ta n d in g ..................
S a v in g s d e p o s its ...........................................

4,439 16

4,861 14

5,113 55

5,344 48

S a v in g s c e rtific a te s o f d e p o s it...............

83,835 82

85,473 88

83,955 54

92,715 33

$171,867 63

$176,189 09

$180,849 55

$189,172 71

i
N o te s a n d b ills re d is c o u n te d ...................
B ills p ay ab le ..................................................
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

15

STATE BANKS OF MICHIGAN.
No. 93.
CITY BANK, BATTLE CREEK.
O rg a n iz e d J u n e 14, 1871.

N e l s o n E ldred , P r e s id e n t; J . M. Ward , V ice P r e s id e n t; F r e d e r ic k A. A l l w a r d t , C ash ier.
D ir e c t o r s .— W illa rd H . E id re d , F . R. K in g m a n , J o s e p h M. W a rd , N e lso n E id re d ,
H o w a rd M o rley .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

L o an s a n d d is c o u n ts ........................................................

$847,530 03

$867,905 89

$848,645 30

$951,245 90

R o n d s, m o rtg a g e s an d s e c u ritie s ................................

189,100 06

181,510 06

179,333 06

182,220 06

6,330 01

7,090 07

5,236 35

6,468 27

R e p o rt of
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ..........................................................................
B an k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

3,900 00

4,275 00

4,275 00

4,275 00

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r h a n k s a n d h a n k e rs (n o t re se rv e
c itie s)..................................................................................

4,424 82

9,424 82

16,224 82

13,116 82

5,395 96

744 53

1,421 36

3,368 74

D ue fro m b a n k s in re s e rv e c i t i e s ..............................

167,228 26

168,847 49

171,214 76

80,152 63

E x c h a n g e fo r c le a rin g h o u s e .......................................

1,882 62

3,262 81

U . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

37,979 00

51,031 00

45,203 00

42,814 00

G old c o in ..............................................................................

11,585 00

14,190 00

19,190 00

23,440 00

2,544 70

2,807 10

1,041 30

2,052 75

N ick els a n d c e n t s ..............................................................

295 85

250 92

293 14

282 56

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,402 76

2,762 17

2,918 21

3,392 59

T o ta ls.............................................................................. $1,279,599 07 $1,314,101 86 $1,294,996 30

$1,312,829 32

S ilv e r c o in .....................................................................

L ia b ilitie s.
C apital s to c k p a id i n .......................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ...............................................................

55,000 00

55,000 00

55,000 00

55,000 00

14,146 78

22,027 12

6,502 16

6,290 50

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

181,804 18

184,415 60

200,061 05

240,205 91

C o m m ercial c e rtific a te s o f d e p o s it............................

21,466 31

24,275 45

21,677 90

19,789 74

1,103 77

2,197 59

222 96

977,279 92

959,557 60

941,320 21

T o ta ls .............................................................................. $1,279,599 07 $1,314,101 86 $1,294,996 30

$1,312,829 32

D iv id e n d s u n p a id ..............................................................

D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................

957,181 80

S a v in g s c e rtific a te s o f d e p o s it....................................
N o tes a n d h ills re d is c o u n te d ...................... .............
R ills p a y a b le .......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

16

STATE BANKING DEPARTMENT.
No. 178.
MERCHANTS’ SAYINGS BANK, BATTLE CREEK.
O rg a n iz e d M a rc h 28, 1895.

F rank

T u r n e r , P re sid e n t; A m b r o se M. M in t y , Vice P re s id e n t;
F red W e l l s , A s s is ta n t Cashier.

S co t t F ie l d , C ashier;

D ir e c t o r s .— S c o tt F ie ld . P e te r IT o ffm aster, A. M. M in ty , F r a n k T u r n e r , I s a a c A m berg.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

L o an s a n d d is c o u n t s ......................................................

$121,928 14

$139,085 79

$140,979 54

$167,005 63

B o n d s, m o rtg a g e s a n d s e c u r itie s ................................

223,493 75

223,039 26

221,192 28

235,127 82

4.304 41

5,158 02

6,693 11

5,116 83

1,500 00

1,500 00

R e p o rt of
D ec. 13.

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts ...........................................................................
B a n k in g h o u s e ...........................................................
F u r n itu r e a n d fix tu re s ...................................................
O th e r re a l e s ta te ................................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t r e s e r ve
c itie s)..................................................................................

413 71

352 83

1,067 97

215 31

D u e fro m b a n k s in re s e rv e c itie s ...............................

76,905 76

55,366 02

56,248 69

36,716 31

TT. S. a n d "N ational b a n k c u r r e n c y ................................

7,871 00

20,586 00

23,600 00

12.868 00

G o ld c o in ..............................................................................

6,545 00

7,260 00

9,660 00

9,467 50

Silver*- c o in ...........................................................................

1,536 00

1,645 00

1,203 00

2,44$. 00

N ic k els a n d c e n t s .............................................................

134 47

99 11

130 39

93 61

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,957 46

245 90

737 21

418 83

T o ta ls ..............................................................................

$446,589 70

$454,337 93

$461,512 19

$469,477 84

C ap ital s to c k p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d ......................................................................
U n d iv id e d p ro fits, less c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a id .................................................................

5,000 00

5,000 00

5,500 00

5,500 00

5,814 20

8,456 86

3,914 60

6,970 93

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

86,033 77

83,380 15

78,833 94

83,114 98

C o m m e rc ia l c e r t if ic a te s o f d e p o s i t ..........................

28,547 91

22,691 41

19,697 85

35,589 14

271,193 82

284,809 51

303,565 80

288,302 79

$446,589 70

$454,337 93

$461,512 19

$469,477 84

E x c h a n g e f o r c le a rin g h o u s e .......................................

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................

D ue to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C a sh ie r’s c h ec k s o u ts ta n d in g .......................................
S av in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it...................................
N o tes a n d b ills r e d is c o u n te d .......................................
B ills p a y a b le ........................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

17

STATE BANKS OF M ICH IGA N .
No. G3.
BAY CITY BANK, BAY CITY.
O rganized Septem ber 4, 1871.
G e o . IT. Y oun g , P resid en t; J. W e n t w o r t h , Vice P re sid e n t; IT. C. M o u l t h r o p , Cashier.
D ir e c t o r s .— George II. Y oung, A. M cD onnell, J u stin W en tw orth , A lv in Peter,
F.
B. C hesbrough, G eorge K. W entw orth, F. E. T yler, Wm. A. Y oung.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

L o a n s a n d d is c o u n ts ........................................................

$809,249 35

$850,950 14

$821,990 80

$631,370 58

B onds, m o rtg a g e s a n d s e c u r itie s ................................

396,586 39

414,288 84

457,406 06

575,462 57

P re m iu m s p a id on b o n d s ..............................................

9,128 61

11,736 37

11,736 37

13,041 41

O v e r d r a f ts ..........................................................................

1,251 35

4,812 98

2,636 81

1,580 49

R e p o rt o f
D ec. 1.3.

B an k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ..................................................

7,800 00

7,800 00

7,800 00

7,800 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)......................................................... .......................

9,900 00

9,900 00

9,900 00

9,900 00

1,777 57

4,552 09

2,588 00

1,122 09

D ue fro m b a n k s in re s e rv e c itie s ...............................

308,663 46

294,003 13

249,114 14

383,840 80

E x c h a n g e f o r clearing* h o u s e .......................................

4.212 88

3,587 71

1,544 79

1,248 80

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

44,951 00

50,713 00

56,860 00

76,231 00

G o ld c o in ..............................................................................

50,747 50

53,975 00

51,780 00

42,835 00

S ilv e r c o i n ...........................................................................

12,397 45

9,310 40

7,673 55

12,625 25

N ic k els a n d c e n t s .............................................................

479 22

856 23

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

941 67

1,143 83

657 29,

182 81

4,179 30

2,031 26

T o ta ls ............................................................................. $1,658,086 45 $1,717,629 72 $1,685,867 11

$1,759,272 06

L ia b ilitie s.
C ap ital s to ck p a id in .......................................................
•Surplus f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t ex p en ses, in te re s t
a n d ta x e s p a i d ...............................................................

$150,000 00

$150,000 00

$150,000 00

$150,000 00

50,000 00

50,000 00

50,000 00

50,000 00

17,517 11

28,632 37

29,623 29

26,495 34

D iv id e n d s u n p a id .............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................

323,551 25

321,915 73

249,604 77

360,203 51

C o m m ercial c e rtific a te s o f d e p o s it............................

316,916 04

305,919 17

323,116 45

275,955 09

D u e to b a n k s a n d b a n k e r s .............................................

13,673 04

15,129 26

21,200 05

6,738 89

C ertifie d c h e c k s .................................................................

1,317 71

873 96

766 05

3,439 75

785,111 30

845,159 23

861,496 50

886,439 48

T o ta ls.............................................................................. $1,658,086 45 $1,717,629 72 $1,685,867 11

$1,759,272 06

C a sh ie r’s c h e c k s o u ts ta n d in g .......................................
S av in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it....................................
N o tes a n d b ills r e d is c o u n te d .......................................
B ills p a y a b le .......................................................................


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Federal Reserve Bank of St. Louis

STA TE B A N K IN G D E PA R T M E N T .

18

No. 43.
BAY COUNTY SAVINGS BANK, BAY CITY.
O rganized F ebruary 1, 1884.
T h o m a s C ra n a g e , P re sid e n t; G. H e n r y S h e a r e r , Vice P re sid e n t;
J o h n M u l h o l l a n d , Treasurer.
D i r e c t o r s .—

John M ulholland, X. A. E ddy, H . M. G ille tt, G. H enry Sh earer, T hom as C ranage,
G u sta v e H in e, Fred T. N orris.
R e p o rt of
D ec. 13.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

L o an s a ^ 4-! cl iso m m tisi............... , , , , T..............................

$423,042 09

$444,198 10

$433,934 39

$497,077 31

BonclS) m o rtg a g e s and. s e c u r itie s ................................

63,378 57

62,250 57

56,665 08

57,893 63

........................................................

30 40

40 25

93 48

249 08

O th e r re a l e s ta te
......................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e

11,145 79

11,145 79

15,706 28

15,706 28

I hie fro m b a n k s in re s e r v e c i t i e s .............................. .

100,183 67

_
R eso u rc e s.

O v e rd ra fts

j

93,905 87

142,021 21

192,550 20

E x c h a n g e f e r eleo rin g h o u s e ., , ..................................

219 99

899 97

5,621 17

1,731 43

L S a n d N a tio n a l b a n k c u rre n c y .............................

21,621 00

27,068 00

27,556 00

29,894 00

rjo ld coin

.....................................................................

10,525 00

9,2617 00

9,680 00

9,270 00

Sii y e r coin

.......................................................................

1,802 90

1,282 35

1,474 25

1,381 80-

N ick els and c e n ts ............................................................

90 50

145 33

96 19

101 12

$625,762 11

$698,316 57

$743,377 04

$713,488 32

C apital stc c k paid i n .......................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
and ta x e s p a i d ...............................................................

25,000 00

25,000 00

■25,000 00

25,000 00

8,189 95

11,872 31

7,451 97

13,868 62

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

71,321 95

84,484 61

104,069 14

73,749 01

300 00

500 00

500 00

Saving'® d e p o s its ................., . . , ......................................

442,812 30

492,535 17

519,893 92

507,083 88

S av in g s c e rtific a te s o f d e p o s it...................................

28,137 91

33,924 48

36,462 01

43,786 81

$625,762 11

$698,316 57

$743,377 04

$713,488 32

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t
T o tals

.........................................................................

L ia b ilitie s.

C o m m ercial c e rtific a te s o f d e p o s it............................

C ertified c h ec k s

, , . ,, T...............................................

Coeln'Dr’o nliPpL'« f m

d ÌT1O’

N o tes a n d b ills re d is c o n n te d .....................................

T o t a l s ............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE BA N K S OF M ICH IG A N .

19

No. 30.
THE COMMERCIAL BANK, BAY CITY.
O rganized A u g u st 15, 18S8.
C. R. H a w l e y , P re sid e n t; C. C. W h i t n e y , Vice P re sid e n t; J . R. W a t k o u s , Cashier.
D ib e c t o b s .— C has. C. W hitney, T hom as A. E. W eadock, O. R. H aw ley, Geo. P en n im an ,
C. C. B arker, B en jam in B o u te il, R obert C. B ia ly , John C.W eadock, J. R. W atrous.
R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

L oan s a n d d is c o u n ts ........................................................

$413,097 99

$423,875 84

$428,013 36

$392,369 09

B onds, m o rtg a g e s a n d s e c u ritie s ...............................

26,500 00

26,500 00

26,500 00

38,500 OO

545 19

1,275 76

2,287 66

1,080 66

R eso u rces.

j

R e p o rt o f
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e rd ra fts ............................................................................
B an k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

6,434 92

6,434 92

6,434 92

6,434 92

O th e r re a l e s ta te ...............................................................
H u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

3.984 79

3,984 79

3,984 79-

3.984 79

2,203 97

1,525 45

2,194 48

7,986 71

D ue fro m b a n k s in re s e rv e c itie s ...............................

71,274 87

21,624 51

29,996 24

21,255 76

E x c h a n g e fo r c le a rin g h o u s e .......................................

3,227 19

2,148 25

2,079 19

5,071 55

U . S. a n d N a tio n a l b a n k c u rre n c y ............................

18,589 00

23,729 00

10,642 00

47,089 00

G old c o in ........................................................................

11,002 50

5,135 00

3,162 50

16,252 50

6,996 55

7,363 69

4,916 20

4,502 00

195 50

237 44

299 03

135 36

1,821 20

2,317 80

1,025 61

215 64

$565,873 67

$526,152 45

$521,535 98

$544,877 98

$100,000 00

$100,000 00

$100,000 00

$100,000 00

1,000 00

1,000 00

1,000 00

1,000 00

4,296 99

6,636 58

11,596 68

6,812 64

S ilv e r c o in ...............................................................
N ick els a n d c e n t s ............................................................
C hecks, cash ite m s a n d in te r n a l re v e n u e a c c o u n t
T o ta ls ....................................................................

L ia b ilitie s.
C ap ital sto c k p a id i n ................................................
S u rp lu s f u n d ..........................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................... ..
D iv id e n d s u n p a id .................................................... ..
C o m m ercial d e p o sits s u b je c t to c h e c k ....................

330,824 06

278,605 84

246,665 09

281,563 47

C o m m ercial c e rtific a te s o f d e p o s it...........................

15,908 58

11,406 76

1,892 51

...................

11,406 71

D ue to b a n k s a n d b a n k e r s .............................................

100 60

25 00

C ertifie d c h e c k s ...............................................................
C ash ie r’s c h ec k s o u t s t a n d i n g .....................................
S a v in g s d e p o s its ........................................................

95,655 23

103,801 76

123,046 53

115,380 59

S a v in g s c e rtific a te s o f d e p o s it...................................

18,188 81

24,701 51

27,234 57

28,689 57

N o tes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ........................................................................
T o ta ls...............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

10,000 00
$565,873 67

$526,152 45

$521,535 98

$544,877 98

20

STATE B A N K IN G D E PA R T M E N T .
No. 2.
BEDDING SAVINGS BANK, BELDING.
O rganized J a n u a ry 15, 1889.
H . J. L eo n a rd , P re s id e n t; A. N . B e l d in g , Vice P re sid e n t; C h a s . S. F e l c h , Cashier.

D ir e c t o r s .__A. N. B eld in g, H. J. L eonard, O. F. W ebster, H . L. P age, W . P. H eth erin gton ,
E.
E . B a les, F. P. Ilam m on .
R e p o rt of
A p ril 26.

R eso u rc e s.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

$89,100 64

$83,7S4 00

7,500 00 i

7,870 00

8,770 00

685 75 !

1,310 75

1,131 65

7,875 67

7,875 67

1,550 00

l.,550 00

1,550 00

5,594 58

5,594 58

5,594 58

5,594 58

3,029 92

1,923 89

. 3,050 70

6,511 87

17,790 17

5,070 00

8,431 79

9,415 93

4,312 00

5,235 00

4,367 00

3,204 00 .

$91,046 93

L o an s a n d d is c o u n ts ........................................................

$85,204 06

B o n d s, m o rtg a g e s a n d s e c u r itie s ...............................

7,224 00

B a n k in g h o u s e ................................................................... |

7,875 67

7,875 67

F u r n itu r e a n d fix tu re s ....................................................

1,550 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
D u e fro m b a n k s in re s e rv e c i t i e s ..............................

554 77

E x c h a n g e fo r c le a rin g h o u s e .......................................
U . S. a n d N atio n al b a n k c u r r e n c y ..............................

N ic k els a n d c e n t s .............................................................

1,366 00

1,891 00

1,810 00

2,121 00

677 55

1,756 85

1,296 25

592 70

131 68

124 37

126 39

57 59

573 71

3,034 44

1,207 62

2,018 61

$135,884 11

$133,288 48

$133,597 39

$132,687 60

C a p ita l s to c k p a id i n ......................................................'■

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n cl • • • • • .........
.
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ...............................................................

5,000 00

5,000 00

5,000 00

5,000 00

2,393 98

3,751 65

1,655 94

1,674 49

C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................

27,964 16

18,536 67

21,681 22

19,454 27

C o m m ercial c e rtific a te s o f d e p o s it............................

251 72

251 72

251 72

251 72

D u e tto b a n k s a n d b a n k e r s .............................................

714 35

292 04

48 31

418 86

S a v in g s d e p o s its ................................................................

14,330 77

15,245 36

16,083 40

16,701 15

S a v in g s 'c e rtific a te s o f d e p o s i t ...................................

60,229 13

65,211 04

63,876 80

64,187 11

$135,884 11

$133,288 48

$133,597 39

$132,687 60

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

L ia b ilitie s.

C ash ie r s c h ec k s o u ts ta n d in g .....................................

K o te s a n d b ills re d is c o u n te d .....................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

I

21

STATE BANKS OF M ICH IG A N .
No. 159.
PEOPLE’S SAVINGS BANK OF BOLDING, BELDING.
O rganized M ay 12, 1S93.
E. R. S p e n c e r , P re sid e n t; F r a n k R. C h a s e , Vice P re sid e n t;
W. L. C u ^ s e e , A ssis ta n t Cashier.

M. A. R e e d , C ashier;

D ie e c t o r s .— E. R. Spencer, L. L. H olm es, B rin to n F. H a ll, F rank R. C hase, M. A. R eed,
C harles Eddy, L oren C. F a les, John Greenop, W . II. Locke, G. M. Spencer,
Geo. H oppough, A , A. P alm er.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ept. 5.

L o a n s a n d d is c o u n ts ........................................................

$129,068 07

$117,066 54

$117,765 35

$116,928 30

R onds, m o rtg a g e s a n d s e c u ritie s ................................

22,985 10

24,877 12

24,652 12

25,302 12

R e p o rt of
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ..........................................................................

1,032 70

1,354 28

615 99

1,662 64

B an k in g h o u s e ...................................................................

8,000 00

8,000 00

8,000 00

8,000 OO

F u r n itu r e a n d f i x t u r e s ..................................................

2,750 00

2,750 00

2,750 00

2,750 OO

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s an d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

1,707 10

1,701 10

1,701 10

1,694 05

2,678 74

704 53

D ue fro m b a n k s in re s e rv e c itie s ...............................

9,014 64

8,677 44

13,828 62

18,089 56

1,447 50

E x c h a n g e f o r clearing' h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

2,461 00

3,786 00

5,591 00

1,986 OO

G old c o in ..............................................................................

4,104 50

3,069 50

3,477 00

3,492 OO
1,530 60

S ilv e r c o i n .........................................................................

1,820 25

1,849 15

797 50

N ic k els a n d c e n t s .............................................................

7 84

14 21

217 25

90 61

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

660 39

430 63

1,121 32

978 59

T o ta ls..............................................................................

$186,290 33

$174,280 50

$180,517 25

$183,951 97

C ap ital sto ck p a id i n . ....................................................

$35,000 00

$35,000 00

$35,000 00

$35,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

7,000 00

7,000 00

7,000 00

7,000 OO

519 50

241 90

367 14

1,731 67

D iv id e n d s u n p a id .............................................................

16 00

16 00

16 00

16 OO

C om m ercial d e p o sits s u b ie c t to c h e c k ....................

25,920 18

17,631 62

18,060 33

24,397 90

C o m m e rc iaL c ertific a tes o f d e p o s it............................

2,469 50

2,469 50

L ia b ilitie s.

2,169 50 •

2,124 50
9 35

D ue to b a n k s and b a n k e r s .............................................
C ertified c h e c k s .................................................................

50 00

C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................

13,602 30

15,094 68

16,644 55

15,804 45

S a v in g s c e rtific a te s o f d e p o s it.....................................

101,762.85

96,826 80

96,209 73

97,868 10

N otes an d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

5,000 00
$186,290 33

$174,280 50

$180,517 25

$183,951 97

99

STATE B A N K IN G D EPA R TM EN T.
No. 219.
BENTON HARBOR STATE BANK, BENTON HARBOR.
O rganized D ecem ber 20, 1809.
I. W . C o n k e y , P re sid e n t; H . D. P ool , Vice P re s id e n t; W m , R u p p , J r ., Cashier.

D ir e c t o r s .— I. W. Conkey, H. D . P ool. W m. Rupp. Jr.. B. M. N ow len, Geo. M. V alentin e,
J. H . Lee, L ew is S o u th erla n d , S. L. V anC am p, M ason B. W ells.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$34,766 56

$47,921 96

$52,631 05

$63,722 05

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

7,688 50

22,912 50

25,382 50

32,174 38

192 69

60 36

55 23

2,125 68

2,125 68

P re m iu m s pa,id on b o n d s .. .
O v e r d r a f ts ...........................................................................
B a n k in g h o u s e ...................................................................

...................

F u r n itu r e a n d fix tu re s ....................................................

1,950 86

2,006 53

C u r r e n t e x p e n s e s ..............................................................

1,479 60

573 88

584 74

D u e fro m b a n k s in re s e rv e c itie s ...............................

33,596 44

26,524 78

57,840 19

E x c h a n g e fo r c le a rin g h o u s e .......................................

2,701 34

3,200 28

863 40

184 79

U . S. a n d N a tio n a l b a n k c u rre n c y ............................

.7,061 00

11,272 00

10,650 00

7,856 00

G old c o in ..............................................................................

2,880 00

2,880 00

3,050 00

3,485 00

S ilv e r c o in ...........................................................................

2,293 90

2,000 50

763 65

3,003 15

N ic k els a n d c e n t s .............................................................

125 96

120 50

107 32

56 78

C h ec k s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

578 00

580 00

712 00

711 00

T o ta ls ..............................................................................

$95,122 16

$120,251 62

$154,776 89

$172,064 31

O th e r re a l e s ta te ................................................................
I)u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e r v e
c itie s)..................................................................................

66 00

58,690 25

L iab ilitie s.
C ap ital s to c k p aid in . .
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te re s t
a n d ta x e s p a id .................................................................

$50,000 00

$50,000 00

$50,000 00

792 91

$50,000 00

569 17

D iv id e n d s u n p a id .............................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................

31,219 68

50,157 43

71,867 41

69,166 08

C o m m e rc ial c e rtific a te s o f d e p o sit............................

12,836 33

20,094 19

32,612 21

51,479 04

D u e to b a n k s a n d b a n k e r s ............................................

273 24

...................

297 27

850 02

C ertifie d c h e c k s .................................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ......................................

...................

S a y in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o sit .................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o t a ls .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$95,122 16 . $120,251 62

$154,776 89

$172,061 31

23

STATE BA N K S OF M ICH IG A N .
No. 220.
CITIZENS’ STATE BANK, BENTON HARBOR.
O rganized J a n u a ry 17, 1900.
F red B. L e e , P r e s id e n t; C. M. E d i c k , V ice P r e s id e n t; H . D . H o p k i n s , C a sh ie r ;
K. E . L e e , A s s is ta n t C ash ier.
D ir e c t o r s .— Fred E. Lee, C. M. E dick, J. O. B ec r a ft, Geo. P». T hayer. R. E. Lee,
T. L. W ilk inson, John Schairer, Solon C utler, H . D. H opkins.
R e p o rt o f
A p ril 26.

R eso u rc e s.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

R ep o rt of
D ec. 13.

L oan s anil d is c o u n ts ........................................................

$33,013 02

$61,917 95

$70,986 88

$137,891 02

R onds, m o rtg a g e s a n d s e c u ritie s ..............................

6,500 00

6,500 00

18.000 00

18,000 00

501 52

109 63

383 78

134 40

4,651 75

4,681 07

4,681 07

4,681 07

497 78

46 82

"C urrent e x p e n s e s .............................................................

1,578 74

3,031 58

4,386 90

P re m iu m s p aid on R o n d s..............................................
O v e r d r a f ts ...........................................................................
R an k in g h o u s e ...................................................................
F u r n itu re a n d fix tu re s ....................................................
O th e r real e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (.not re s e rv e
c itie s)..................................................................................

D ue fro m h a n k s in re s e rv e c itie s ...............................

28,262 96

22,583 03

28,360 95

E x c h a n g e fo r c le a rin g h o u s e .......................................

293 16

830 32

1,156 43

656 13

TT. ft. a n d N a tio n a l h a n k c u rre n c y ..............................

5,163 00

7,996 00

6,050 00

10,116 00

C o ld c o in .................................................................... .........

2,645 00

2,825 00

5,545 00

5,240 00

S ilv e r c o i n ..........................................................................

1,861 30

2,086 70

1,856 45

2,824 95

N ic k els a n d c e n t s .............................................................

37 30

140 66

82 02

266 68

C h ec k s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

201 30

273 04

337 82

414 56

T o ta ls..............................................................................

$84,709 05

$112,974 98

$142,325 08

$219,608 21

$11,000 00

$50,000 00

$50,000 00

$50,000 00

1,262 94

2,512 41

55 31

39,336 58

L ia b ilitie s.
C ap ital sto c k p a id in ........................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss losses, c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a id ...............................................
D iv id e n d s u n p a id .............................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k ...................

26.460 30

40,665 52

51,186 63

105,448 51

C o m m e rc ial c e rtific a te s o f d e p o s it............................

14,763 03

12,712 13

. 3,424 42

5,209 93

D ue to b a n k s a n d b a n k e r s .............................................

119 72

380 14

12,000 00

500 00

500 00

■Certified c h e c k s .................................................................
C a sh ie r’s c h e c k s ontsta.n d in o ’ .....................................
S a v in g s d e p o s its ...............................................................

572 85

2,299 38

2,460 48

S a v in g s c e rtific a te s o f d e p o s it.....................................

6,881 40

20,402 24

51,433 98

N otes and h ills re d is c o u n te d

2,366 00

...............

R ills p a y a b le .......................................................................
T o ta ls..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

5,000 00
$84,709 05

$112,974 98

$142,325 08

$219,608 21

24

STATE BANKING DEPARTMENT.
No. 76.
FARMERS AND MERCHANTS’ BANK, BENTON HARBOR.
O rganized February 20, 1888.
J o h n R o b in s o n , P r e s id e n t; R. M. .To n e s , V ice P r e s id e n t; C h a r l e s F o s t e r , C a sh ie r ;
J o h n J . K i n n e y , T eller.
D ir e c t o r s .— R. M. Jones, W. P. R obbins, A. Plum m er, O. B. H ipp. E dw ard B ran t,
R. H. Sherw ood, John R obinson, W illiam S tew a rt, A. J. Kidd.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R ep o rt of
S ept. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$364,153 42

$421,405 56

$414,885 61

$371,616 08

B o n d s, m o rtg a g e s a n d s e c u r itie s ................................

09,208 00

75,108 00

75,708 00

74,520 10

P re m iu m s p aid on b o n d s ...............................................

1,026 25

1,686 25

1,686 25

1,665 25

O v e r d r a f ts ...........................................................................

1,172 55

361 49

1,448 83

350 80

B a n k in g h o u s e ..................................................................

4,620 54

5,020 54

5,020 54

5,020 54
3,410 55

F u r n itu r e a n d fix tu re s ....................................................

3,410 55

3,410 55

3,410 55

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ;..................................................................................

2,192 51

1,800 00

1,800 00

1,800 00

0,000 00

12,000 00

12,000 00

12,000 00

D u e fro m b a n k s in re s e rv e c itie s ...............................

147,213 9&

117,154 73

322,415 85

251,571 35

E x c h a n g e fo r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u r r e n c y ..............................

27,380 00

45,963 00

39,540 00

31,706 00

G old c o in ..............................................................................

12,920 00

13,115 00

13,112 50

21,200 00

S ilv e r c o in ...........................................................................

4,337 50

5,867 50

7,446 50

5,811 50

N ick els a n d c e n t s ..............................................................

567 95

870 18

520 28

499 25

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

1,348 64

2,249 33

2,600 37

4,110 60

T o ta ls ..............................................................................

$645,551 89

$706,012 13

$901,595 28

$785,282 02

C ap ital sto ck p a id i n ........................................................

$50,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

52.000 00

50,000 00

50,000 00

50,000 00

8,718 79

4,989 36

8,125 39

13,575 19

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................

323,591 20

337,022 38

486.709 94

331.088 81

C o m m ercial c e rtific a te s o f d e p o s it...........................

49,449 91

52,159 50

59.754 89

57,045 56

D u e to b a n k s a n d b a n k e r s .............................................

3,957 13

726 99

606 14

1,456 65

C ertified c h e c k s .................................................................

1,450 00

48 00

804 86

661 58

C ash ie r’s c h ec k s o u ts ta n d in g .......................................

18 00

360 00

2 00

S a v in g s d e p o s its ...............................................................

20,425 11

29,217 75

43,880 67

68,256 72

S a v in g s c e rtific a te s o f d e p o s it...................................

135,941 75

131,488 15

151,711 39

163,197 51

...............

N o tes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$645,551 89

$706,012 13

$901,595 28

$785,282 02

25

STATE BANKS O F M ICH IG A N .
No. 103.
BLISSFIELD STATE BANK, BLISSFIELD.
O rganized M ay 31, 1893.

G eo rg e F . F ord , P r e s id e n t; W il l ia m R o t h f u s s , V ice P r e s id e n t; C h a s . B. P h i l l i p s , .7r .,
C a sh ie r ; S a m u e l O. R o t h f u s s , A s s is ta n t C ashier.
D ir e c t o r s .— C has. B. P h illip s, Jr., George F. Ford, Adam D reher, H . B. H a th a w a y ,
P. T. D avenport, W m. R o th fu ss, Sam uel O. R o th fu ss.

R eso u rc e s.

L o a n s a n d d is c o u n ts ........................
B onds, m o rtg a g e s a n d s e c u ritie s

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

$79,996 20

$74,760 21

$80,204 64

$96,764 20

34,255 00

35,900 25

33,243 00

35,243 00

P re m iu m s p a id on b o n d s ...............
199 87

146 32

50 41

244 66

B a n k in g h o u s e ...................................

5,432 65

5,432 65

5,432 65

5,432 65

F u r n itu r e a n d fix tu re s ....................

2,317 35

2,317 35

2,317 35

2,317 35

47,751 83

25,055 26

7,332 00

6,561 00

5,720 00

2,050 00

2,040 00

2,517 50

422 10

642 45

493 00

903 00

100 81

10 94

114 17

52 52

2.493 41

1,913 00

1,893 97

1,410 98

$185,778 47 Í $180,102 02

$175,661 12

O v e rd ra fts ......................................

O th e r re a l e s t a t e ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................
D u e fro m b a n k s in re s e rv e c itie s ...............................

32,102 18

E x c h a n g e f o r c le a rin g h o u s e .......................................
U. S. and N ational bank currency..............................
G old c o in .............................................................................
S ilv e r c o i n ...........................................................................
N ic k els a n d c e n t s .............................................................
C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

6.492 00
2,000 00

$165,811 57

T o tals.

L ia b ilitie s.
C ap ital s to ck p a id i n . . ....................................................

$20,000 00

$20,000 00

$ 2 0 ,0 0 0 00

$20,000 00

S u rp lu s f u n d ......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

3,000 00

3,000 00

3,500 00

3,500 00

1,614 40

2,417 62

970 89

883 41

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

17,204 20

16,754 75

17,902 65

16,160 06

C o m m ercial c e rtific a te s o f d e p o s it............................

42,867 57

51,332 02

39,651 53

45,838 36

81,125 40

92,274 08

98,076 95

89,279 29

$165,811 57

$185,778 47

$180,102 02

$175,661 12

D iv id e n d s u n p a id .............................................................

D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s ......................................................... .......
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S av in g s d e p o s its ...............................................................
S av in g s c e rtific a te s o f d e p o s i t ...................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ...................................................... ...............
T o ta ls ..............................................................................

4


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

26

STATE BANKING DEPARTMENT.
No. 221.
THE JIPSON-CARTER STATE BANK, BLISSFIELD.
O rganized M arch 1, 1900.

R u s s e l l C. C a r t e r , P r e s id e n t; A m a z ia h D. E l l i s , V ice P r e s id e n t; W e b s t e r C. J i p s o n .
C ash ier.
D ir e c t o r s .— R u ssel C. C arter, W ebster C. Jip son , Cora A. .Jipson, A m aziah D. E llis,
C harles E. H o w la n d , Ja m es C. H o lt, W illiam F. R odgers.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt o f
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$64,309 05

$40,733 96

$47,000 29

$70,948 42

B o n d s, m o rtg a g e s a n d s e c u r itie s ................................

59,928 17

61,292 92

79,377 92

88,883 12

P re m iu m s p a id o n b o n d s ...............................................
O v e r d r a f ts .............................................................
B an k in g - h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

54 91

171 39

76 36

131 07

5,416 85

5,416 85

5,416 85

5,416 85

2,654 30

2,654 30

2,653 30

2,655 15

■ 39,244 85

81,317 12

59,390 80

16,064 93

.

O th e r re a l e s t a t e ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )......................................................... ........................
D u e fro m b a n k s in re s e rv e c i t i e s ..............................
E x c h a n g e fo r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

31 94
6,670 00

8,043 00

7,011 00

6,680 00

H o ld c o in .....................................................................

595 00

2,000 00

2,445 00

1,100 00

S ilv e r c o i n .....................................................................

870 90

440 00

319 00

330 00

N ick els a n d c e n t s ..........................................................

97 28

349 63

30 79

170 66

609 17

1,243 52

167 74

1,854 23

$180,450 48

$203,662 69

$203,926 99

$194,234 43

$25,000 00

$25,000 00

$25,000 00

$25,000 00

412 91

556 77

834 82

1,720 07

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

23,213 42

16,736 09

16,663 96

16,211 02

C o m m e rc ial c e rtific a te s o f d e p o s it............................

95,409 85

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t
T o ta ls........................................................................

L ia b ilitie s.
C a p ita l s to c k p a id i n .......................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ..............................................................
D iv id e n d s u n p a id .............................................................

96.702 16

D u e to b a n k s a n d b a n k e r s .............................................

83 17

13 33

64,642 88

71,568 33

C e rtifie d c h e c k s ............................................................. ..
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ........................
S a v in g s c e rtific a te s o f d e p o s it.....................................

36,414 30

64,621 18
96,748 65

79,721 68

N o tes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ..............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$203,662 69

$203,926 99

$194,234 43

27

STATE BANKS OF MICHIGAN.
No. 187.

FIRST STATE SAVINGS BANK OF BRECKENRIDGE, BRECKENRIDGE.
O rg a n iz e d A p ril 7, 1896.
J . B. C r a w fo r d , P resid en t; W. O. W a t so n , Vice P resid en t; A l p . F. C ra w fo r d , C ashier;
T h o s . C ra w fo r d , A ssis ta n t Cashier.
D ir e c t o r s .— Ja m es B. C raw ford, W. O. W atson, L em uel W aggoner, George P. Y oung,
C. P eterm an , John M itchell, Jr., Jam es P. Gibbs, A lf. F. C raw ford, T hos. C raw ford.
R e p o rt o f
J u n e 29.

R eso u rces.

R e p o rt of
S ep t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$27,781 71

$28,347 45

$28,531 26

$29,598 64

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

8,523 50

10,313 50

10,263 50

13,618 50

P rem iu m » paid on lion<ls..............................................
O v e r d r a f ts ..........................................................................

441 55

398 35

154 17

106 64

B a n k in g h o u s e ...................................................................

959 40

1,219 40

1,219 40

1,219 40

586 07

776 07

776 07

F u r n itu re a n d fix tu re s ....................................................

586 07

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ).................................................................................

1,062 32

1,250 81

863 29

192 57

Tine fro m b a n k s in re s e rv e c itie s ...............................

486 06

3,109 03

7,790 80

2,496 24

P x c h a n g e fo r c le a rin g h o u s e .......................................
IT. S. an d N a tio n a l b a n k c u r r e n c y ..............................

781 00

2,245 00

223 00

2,723 00

G old c o i n ............................................................................

552 50

202 50

80 00

615 00

S ilv e r c o in ...........................................................................

543 70

258 50

75 25

283 30

N ic k els an d c e n t s .............................................................

70 85

3 06

11 13

35 39

■Checks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

67 39

113 19

31 73

223 39

T o ta ls..............................................................................

$41,856 05

$48,046 86

$50,019 60

$51,888 14

C a p ita l sto ck p a id i n ........................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u r p lu s f u n d ...................................................... .-............
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

1,800 00

1,800 00

2,500 00

2,500 00

1,154 98

1,477 68

144 78

1,654 99

L iab ilitie s.

D iv id e n d s u n p a id .............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................

5,878 97

8,157 48

9,949 29

5,561 55

C o m m ercial c e rtific a te s o f d e p o s it...........................

18,022 10

21,611 70

22,425 53

27,171 60

n to fo b a n k s a n d b a n k e r s ....

........................

C ertified c h e c k s .................................................................

...............

C a sh ie r’s c h ec k s o u ts ta n d in g .........
S a v in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o sit

................................

N otes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$41,856 05

$48,046 86

$50,019 60

1

$51,888 14

28

STATE BANKING DEPARTMENT.
No. 216.
BROWN CITY SAVINGS BANK, BROWN CITY.
O rg a n iz e d J u n e 9, 1899.
B. R. N o b l e , P r e s id e n t; J a m e s L. B u r d ic k , V ice P r e s id e n t; C h a r l e s N o b l e , C ashier.

D ir e c t o r s .— B. R. Noble, J. L. B en ed ict, C has. Noble, F red J. B urdick, John P. N iggem an, Jr.

R eso u rces.

R e p o rt o f ! R e p o rt of
A p ril 26. j J u n e 29.

R e p o rt o f
S ep t. 5.

L o an s a n d d is c o u n ts ........................................................
B on d s, m o rtg a g e s a n d s e c u r itie s ...............................

R e p o rt of
D ec. 13.
$66,932 00

3,511 63

5,155 24

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ................................................................. .........

10 56

77 53

281 05

170 36

B a n k in g h o u s e ...................................................................

1,619 04

1,619 04

1,619 04

1,619 04

F u r n itu r e a n d fix tu re s ....................................................

1,636 75

1,636 75

1,636 75

1,636 75

15,351 25

13,598 71

10,478 50

11,700 40

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................
D ue fro m b a n k s in re s e rv e c itie s ...............................

125 16

1,250 66

E x c h a n g e fo r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

2,206 00

4,433 00

2,218 00

2,968 00

G old c o in ..............................................................................

3,050 00

3,140 00

2,080 00

2,465 00

S ilv er c o in ...........................................................................

222 50

329 10

498 70

571 10

81 19

66 91

67 45

72 57

C heck s, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

329 06

367 17

1,627 37

438 32

T o ta ls ..............................................................................

$85,062 12

$90,089 59

$91,452 90

$94,979 44

C ap ital sto c k p a id i n ........................................................

$20,000 00

$20,000 00

$20,000 00

$20,000 00

S u rp lu s f u n d ................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................

330 00

500 00

500 00

750 00

1,444 29

468 95

1,319 16

455 47

C om m ercial d e p o sits s u b je c t to c h e c k .....................

27,644 86

30,223 06

20,799 85

18,381 01

C om m ercial c e rtific a te s o f d e p o s it...........................

35,642 97

38,897 58

48,833 89

53,473 25

N ic k els a n d c e n t s ....................................................

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................

D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s ................................. ..............................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................

1,919 71

S a v in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o s it...................................
N otes a n d b ills r e d is c o u n te d .......................................
B ills p a y a b le ..............................................•........................
T o ta ls..........................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$85,062 12

$90,089 59

$91,452 90

$94,979 44

29

STATE BANKS OF MICHIGAN.
No. 212.
THE BURR OAK STATE BANK, BURR OAK.
O rganized D ecem ber 21, 1898.

H e n k y P . M o w ky , P r e s id e n t; J o h n P . K e e s l a r , V ice P r e s id e n t; J a c k so n S. S h e n e m a n ,
Seco n d V ice P r e s id e n t; F . E r n e s t S h a f f m a s t e r , C ash ier.
D ir e c t o r s .— J. B. K eeslar, J. S. Shenem an, H enry P . M ow ry, C. J. H olm es, M arshall F . Sm ith,
W m. M allow , S. L. H agenbau gh.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ept. 5.

R e p o rt o f
D ec. 13.

L o an s a n d d is c o u n ts ........................

$18,882 46

$20,414 12

$20,878 09

$24,484 86

B o n d s, m o rtg a g e s a n d s e c u ritie s

1,447 24

6,415 00

6,305 00

6,510 00

P re m iu m s p a id on b o n d s
O v e r d r a f ts ..........................

118 23

55 00

15

66 49

B a n k in g h o u s e ...................

1,727 10

1,727 10

1,727 10

1,383 10

F u r n itu r e a n d f ix tu r e s ...

1,383 10

1,383 10

1,383 10

1,727 10

8,160 29

10,309 95

8,622 10

6,323 75

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s).................................................. .............. . • • ---- D u e fro m h a n k s in re s e rv e c i t i e s ..............................
E x c h a n g e fo r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l h a n k c u rre n c y ..............................

2,392 00

4,273 00

2,679 00

1,900 00

G old c o in ..............................................................................

712 50

695 00

1,390 00

1,085 00

S ilv e r c o i n ..........................................................................

710 60

538 85

740 00

152 65

N ic k els a n d c e n t s .............................................................

23 03

31 21

26 96

6 10

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

128 76

71 80

68 71

38 61

T o ta ls ..............................................................................

$41,685 31

$45,914 13

$43,820 21

$43,677 66

C a p ita l s to c k p a id i n ........................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, less c u r r e n t ex p en se s, in te re s t
a n d ta x e s p a id ..................................................... . • —

110 00

110 00

110 00

100 00

34 92

287 85

433 69

683 25

L ia b ilitie s.

D iv id e n d s u n p a id .......................... - .................................

20 00

C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................

13,499 26

15.294 43

14.137 89

15,462 30

C o m m e rc ial c e rtific a te s o f d è p o s it............................

13,021 13

15,221 85

14.138 63

12,432 05

$41,685 31

$45,914 13

$43,820 21

$43,677 66

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it.....................................
N o tes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ........................................................................
T o ta ls..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

30

STATE BANKING DEPARTMENT.
No. 181.
CADILLAC STATE BANK, CADILLAC.
O rganized October 30, 1S95.
F. J. C obb s ¿ P r e s id e n t; S. W. K r a m e r , Vice P re sid e n t; H e n r y K n o w l t o n , Cashier.

D ir e c t o r s .— Wm. F. M cAdie, S. W. K ram er, John M ansfield, W. W. M itch ell, F rank J. Cobbs,
W. W. Cummer, D. F. D iggin s.

R eso u rces.

L o an s a n d d is c o u n ts ..................................................

1 R e p o rt of
j A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt of
D ec. 13.

$404,450 83

$393,904 41

$326.341 36

$326,135 47

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

91,031 35

90,171 35

89,460 98

86,675 98

P re m iu m s p a id on b o n d s ...............................................

775 00

775 00

775 00

775 00

O v e r d r a f ts ............................

401 82

347 88

365 02

290 04

B a n k in g h o u s e ...................................................................

2,800 00

2,800 00

2,800 00

2,800 00

F u r n itu r e a n d fix tu re s ....................................................

1,000 00

1,000 00

1,000 00

1,000 00

120 37

120 37

O th e r real e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

10,000 00

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

43,725 01

25,060 37

59,044 17

32,247 94

E x c h a n g e fo r c le a rin g h o u s e .......................................
U. S a n d N a tio n a l b a n k c u r r e n c y ..............................

26,511 00

27,673 00

25,063 00

29,255 00

G old c o in .....................................................................

6,282 50

4,335 00

6,515 00

6,175 00

S ilv e r c o i n .............................................................

2,261 90

1,876 45

1,584 85

1,225 80

N ic k els a n d c e n t s .............................................................

238 41

160 21

222 55

186 50

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

2,392 88

2,851 36

2,192 67

1,073 27

$591,870 70

$550,955 03

$515,484 97

$487,960 37

$50,000 00

$50,000 00

$50,000 00

$50,000 00

22,500 00

22,500 00

25,000 00

25,000 00

7,090 58

8,401 81

6,460 59

7,974 94

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

201,311 64

155,259 26

146,203 76

123,644 29

C o m m ercial c e rtific a te s o f d e p o s it............................

215,907 20

223,248 99

206,227 37

192,822 00

95,061 28

91,544 97

81,593 25

88,518 54

$591,870 70

$550,955 03

$515,484 97

$487,960 37

T o ta ls........................................................................

L ia b ilitie s.
C ap ital s to ck p a id i n ..................................................
S u rp lu s f u n d ...................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ...............................................................
D iv id e n d s u n p a id .............................................................

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C ash ie r’s c h ec k s o u t s t a n d i n g .....................................
S a v in g s d e p o s its ................................................................
S a v in g s certifica te s o f d e p o s i t ....................................
N o tes a n d b ills r e d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

31

STATE BA N K S OF M ICH IGA N .
No. 87.
MERCHANTS AND MINERS’ BANK, CALUMET.
O rganized A u g u st 7, 1873.

O h a s . B r ig g s , P resid en t; P e t e r R c p p e , J r ., Vice P re sid e n t; S t e p h e n P a u i .l , Cashier.
D ir e c t o r s .— W. A. C hilds, C. W. R iles, P. Ruppe, Jr., John D uncan, C has. B riggs,
P a u l P. R oehm , E. M. L eiblein.

R eso u rc e s.

R e p o rt o f
R e p o rt of
A p ril 26. j J u n e 29.

R e p o rt o f
S ept. 5.

R e p o rt of
D ec 13.

L o an s a n d d is c o u n ts ........................

$613,447 13

$597,315 19

$486,713 29

$519,462 08

B onds, m o rtg a g e s a n d se c u ritie s .

103,500 00

98,500 00

211,350 06

199,398 35

P re m iu m s p a id on b o n d s ...............

824 32

574 32

174 32

174 32

O v e r d r a f ts ...........................................

716 51

1,589 82

1,014 38

1,189 62

F u r n itu r e a n d fix tu re s ....................

5,574 00

5,574 00

5,574 00

5,574 00

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)................................. 1..............................................

9,472 19

9,472 19

12,972 19

12,972 19

1,986 02

6,460 43

2,129 01

7,713 28

D u e fro m b a n k s in re s e r v e c itie s ...............................

384,086 89

302,486 58

293,940 91

196,918 64

U. S. a n d R a tio n a l b a n k c u rre n c y ..............................

101,093 00

87,871 00

97,998 00

43,913 00

G old c o i n ............................................................................

49,050 00

47,100 00

45,690 00

56,300 00

S ilv e r c o in ..........................................................................

4,295 90

4,990 90

5,965 55

6,748 75

N ick els a n d c e n t s .............................................................

1,113 12

632 25

270 13

626 76

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,039 40

3,944 29

1,532 64

3,763 84

$1,276,198 48 $1,106,510 97 ;$1,105,324 48

$1,054,754 83

B a n k in g h o u s e ...................................

E x c h a n g e fo r c le a rin g h o u s e .......................................

T otals.

L ia b ilitie s.
C ap ital sto ck p a id i n — ■..........
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t ex p en se s, in te re s t
a n d ta x e s p a id .................................................................

$100,000 00

$ 100,000 00

35,000 00

35,000 00

35,000 00

35,000 00

6,336 10

13,452 79

9,564 42

11,299 59

144 00

104 00

1,012,029 56

900,827 31

$ 100,000

00

$100,000 00

D iv id e n d s u n p a id .........................................

120 00

C o m m ercial d e p o sits s u b je c t to c h ec k .

1,122,050 05

1,014,977 18

C o m m ercial c e rtific a te s o f d e p o sit —

3,400 00

3,081 00

3,131 00

3,579 50

D u e to b a n k s a n d b a n k e r s ........................

9,292 33

5,455 50

3,944 43

$1,276,198 48

1,166,510 97 $1,165,324 48

$1,054,754 83

C ertified c h e c k s ........................... ...............
C ash ie r’s c h ec k s o u ts ta n d in g ..................
S a v in g s d e p o sits ..........................................
S a v in g s c e rtific a te s o f d e p o s it...............
R o te s a n d b ills re d is c o u n te d ...................
B ills p a y a b le ..................................................
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

32

STATE B A N K IN G D E PA R T M E N T .
No. 208.
CAP AC SAVINGS BANK, CAP AC.
O rganized Septem ber 8, 1898.
A.

D. B e n n e t t , P re s id e n t; R. M o r r is o n , Jit., Vice P resident and C ashier;
R. N. W ad e , A ssis ta n t Cashier.

D ir e c t o r s .— A. D. B en n ett, E. J. Buck, H erbert C. Seigel, W alter Sh earsm itk , R. M orrison, Jr.

R eso u rc e s.

T,na.ns a n d d is c o u n ts ........................................................

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

$29,614 25

$31,386 68

$44,286 73

$46,745 23

13,257 63

15,067 04

14,555 35

16,296 00

1,150 36

1,162 74

1,516 64

P re m iu m s paid on b o n d s ...............................................
O y p rd ra tfS ...........................................................................
Pankino* hnnsp,...................................................................
F u r n itu r e and fix tu re s ....................................................

1,150 36

O fhpr roRi e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

1,420 00

1,579 00

1,107 86

331 00

P up fro m h a n k s in re s e rv e c itie s ...............................

7,562 71

12,100 00

2,652 32

6,339 70

E x c h a n g e fo r olearinp* h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u r r e n c y ..............................

650 00

831 00

533 00

1,890 00

G o ld c o in ..............................................................................

132 50

497 50

557 50

612 50

Sil v e r e o in ............................................................................

544 65

197 25

55 35

213 05

N ick els a n d c e n t s .............................................................

127 46

135 84

111 67

80 79

C h eck s, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

223 95

717 55

412 03

275 40

T o ta ls ..............................................................................

$54,683 51

$63,662 22

$65,434 55

$74,300 31

C ap ita l sto c k p a id i n ........................................................

$20,000 00

$20,000 00 •

$20,000 00

$20,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

200 00

200 00

400 00

400 00

1,072 92

1,352 18

156 73

1,252 04

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

27 00

27 00

72 00

12 00

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

4,678 31

7,378 95

6,657 96

9,805 13

C o m m ercial c e rtific a te s o f d e p o s it............................

4,531 85

7,565 97

8,163 70

9,153 60

24,173 43

27,138 12

29,984 16

33,677 54

$54,683 51

$63,662 22

$65,434 55

$74,300 31

flunks an d h a n k e r s .............................................
C ertified c h ec k s ...............................................................
C ash ie r’s ch eek y o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................

iso te s an d p ills re d is c o u n te d .......................................
P ills p ay ab le .

...............................................................

T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

33

STATE BANKS O F M ICH IG A N .
No. 72.
THE STATE BANK OF CARSON CITY, CARSON CITY.
O rganized February 14, 1887.
J o h n W . H a l l e t t , P r e s id e n t; I r v in M c C a l l , V ice P r e s id e n t; E . C. C u m m in g s , C a s h ie r ;
I ba C u m m in g s , A s s is ta n t C ash ier.
D ib e c t o b s .— Irv in M cCall, .T. W H a lle tt, E . C. C um m ings, Joh n B oyer, C has. C ross,
Ira C um m ings, G. H . P a tte rso n .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt o f
D ec. 13.

L oans a n d d is c o u n ts ........................................................

$65,385 92

$63,672 08

$64,123 99

$69,875 47

B on d s, m o rtg a g e s a n d s e c u r itie s ...............................

46,138 42

46,232 96

47,136 96

48,727 50

P re m iu m s p a id o n b o n d s ...............................................
O v e r d r a f ts ..........................................................................

18 72

161 89

158 74

9 33

B an k in g h o u s e ...................................................................

4,700 00

4,700 00

4,700 00

4,700 00

F u r n itu r e a n d fix tu re s ....................................................

1,500 00

1,500 00

1,500 00

1,500 00

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

594 92

594 92

594 92

594 92

1,410 25

110 00

1,235 00

C ash, s h o rt (ite m s)............................................................

3 64

D ue fro m b a n k s in re s e rv e c i t i e s ..............................

16,788 19

25,587 88

32,086 91

28,880 47

E x c h a n g e fo r c le a rin g h o u s e .......................................
IT. ft. a n d N a tio n a l h a n k c u rre n c y ..............................

4,930 00

4,618 00

4.648 00

7,965 00

O old c o in ..............................................................................

2,920 00

3,000 00

3,010 00

3,005 00

S ilv e r c o i n ..........................................................................

610 85

124 75

903 90

886 00

N ic k els a n d c e n t s .............................................................

54 85

30 34

40 36

55 53

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,735 40

1,679 63

1.648 34

391 42

T o ta ls ..............................................................................

$146,791 16

$152,012 45

$161,787 12

$166,590 64

C ap ita l sto c k p a id in .......................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ...............................................................

10,000 00

10,000 00

10,000 00

10,000 00

6,204 09

6,542 80

6,874 92

8,706 99

C o m m e rc ial d e p o sits s u b je c t to c h e c k ....................

27,226 07

27,830 27

25,916 93

30,274 60

C o m m ercial c e rtific a te s o f d e p o s it............................

78,361 00

82,639 38

93,995 27

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

r iT ^

D ue to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................

l

S a v in g s d e p o s its ...............................................................

%

S a v in g s c e rtific a te s o f d e p o s i t ..... .............................

\

/

N otes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................

5


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$146,791 16

$152,012 45

$161,787 12

$166,590 64

34

STATE B A N K IN G D E PA R T M E N T .
No. 180.
STATE BANK OF CARSONVILLE, CARSONYILLE.
O rganized O ctober 17, 1895.
J o s e p h M. G a ig e , P re sid e n t; W m . H . A i t k i n , Vice P re s id e n t; A l l a M. N i l e s , Cashier.

D ir e c t o r s .— Josep h M. G aige, W m. H . A itk in . H a ttie C. A itk in , M ary C. R ichardson,
A lla M. N iles.
R e p o rt o f
A p r il 26.

R e s o u rc e s .

L o a n s an d
B o n d s

i l i f s P - o i m t s ...............................................................................................

in o r t g flrg ^ S a n d

s e c u r i t i e s ......................................................

$ 6 7 ,1 2 0 3 5
6 ,1 1 7

06

2 ,4 1 5

R e p o rt o f
J u n e

29.

$ 7 9 ,7 6 5 7 3
5 ,7 6 2

49

R e p o rt o f
S e p t. 5.

$ 8 8 ,1 4 7 3 6
5 ,9 8 3 49

R e p o rt o f
D e c . 13.

$ 7 7 ,1 4 8

09

6 ,9 1 5 0 2

P r G i n i u i n s p a i d o n b o n d s ............................................................... ...
921 65

70

1 ,6 4 2 01

5 3 9 91

B a n k i n g h f t i i s f t ..................................................................................................................

2 ,9 7 2 3 5

2 ,9 7 2 3 5

2 ,9 7 2 3 5

3 ,0 5 8

F u r n it u r e

......................................................................................

1 ,5 3 1

66

1 ,5 5 3 5 6

1 ,5 5 3 5 6

1 ,5 5 3 5 6

O t h ^ r r e a l e s t a t e . ........................................................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e

1 ,0 1 0

66

1 ,0 1 0

1 ,0 1 0

O v e rd ra fts

.

................... .............................................................................................

and

fix tu r e s

c i t i e s ) ..........................................................................................................................................
f j ’n m

958 27

66

119 33

S

368 68
5 ,0 9 0 4 5

9 ,4 7 5

06

3 ,9 0 5 6 9

c u r r e n c y ...................................................

289 00

3 ,2 8 4

00

1 ,0 0 6 0 0

...........................................................................................................................

695 00

9 80 00

..................................................................................................................

2 3 8 50

re s e rv e

c i t i e s .....................................................

5 ,2 1 0

a n d N a tio n a l b a n k

987 43

930 93

62

b a n k s in

a n rrP f n r p IP iH 'lT IO ’ l l O l l S P
U

66

00

493 30
2 ,9 0 2 0 0

50

9 4 2 50

144 90

188 10

1 2 4 40

1 5 50

4 06

33 59

2 22

a c co u n t

89 66

644 56

353 66

131 84

T o t a l s ....................................................................................................................................

$ 8 8 ,6 9 4 3 3

$ 1 0 7 ,3 5 8 7 1

$ 3 0 ,0 0 0 0 0

G o ld

c o in

S il v e r c o in

N ic k e ls a n d c e n ts

.....................................................................................................

C h e c k s , c a s h ite m s a n d

in te rn a l re v e n u e

2 ,0 0 2

$ 1 0 9 ,1 2 1

10

$ 1 0 0 ,1 4 5 8 4

$ 3 0 ,0 0 0 0 0

L ia b ilit ie s .
C a p it a l s fn e k p a id

i n ..............................................................................................

S u r p l u s f u n d ........................................................................................................................
U n d i v i d e d p r o f it s , le s s c u r r e n t e x p e n s e s , in t e r e s t
o inU rUl tVQi t Y
-neat*.i'-1
d ......................................
.....................................................................................................
d
A CP l «J p
...........................................................

C o m m e r c ia l d e p o s it s s u b je c t t o

c h e c k ...................................

c o i n m e r c i d i t c i t i i i u a i c s u i u c p u o i u ................................................
b a n k s a n d b a n k e r s ............................................................................

$ 3 0 ,0 0 0 0 0

$ 3 0 ,0 0 0 0 0

1 ,3 5 0

00

1 ,3 5 0 0 0

1 ,6 5 0 00

1 ,6 5 0

00

2 ,2 4 2

36

3 ,8 6 2 5 1

102 55

1 ,3 8 1

07

1 1 ,4 0 8 4 2

1 6 ,0 2 4 2 9

1 6 ,0 7 4 5 5

1 4 ,5 5 4

16

4 ,9 5 4

08

4 7 ,6 0 6

53

4 3 ,6 4 8

85

4 4 70

6 0 ,8 6 6 6 3
115 38

427 37

C o o E i n v ’ a o B o o l r e m i t s t f l T I f l i T I P ’ ..................................................................
5 6 ,0 0 6 5 3

l hU1118
i l l a ir cP ful iit ol Pu0 u1 1
IANTUn tfGn a
S do nl l rCl
u Tu l ti Pu (ul ......................................* .........................

T o t a l s . .................................................................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$ 8 8 ,6 9 4 3 3

$ 1 0 7 ,3 5 8 7 1

$ 1 0 9 ,1 2 1

10

$ 1 0 0 ,1 4 5 8 4

35

STATE BA N K S O F M ICH IG A N .
No. 218.
EATON COUNTY SAVINGS BANK, CHAELOTTE.
O rganized A u g u st 14, 1899.

E. T. C h u r c h , P re s id e n t; A. D . B a u g h m a n , Vice P re sid e n t; II. K. J e n n in g s , Cashier.
D ir e c t o r s .-—E. T. C hurch, A. D. B aughm an, H. G. B arber, E. N . E ly, W . B . O tto,
A lb ert M urray, II. K. Jen n in gs.

R eso u rces.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$23,553 15

$20,653 15

$18,353 15

$17,313 92

B o n d s, m o rtg ag 'es a n d s e c u ritie s ...............................

31,575 23

36,101 73

38,890 28

41,973 00

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts ...........................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s).....................................................................

1,514 19

95 19

153 20

5,543 61

D u e fro m b a n k s in re s e rv e c itie s ...............................

1,681 87

1,797 71

6,806 42

6,815 47

2,950 00

450 00

1,950 00

1,000 00

1,000 00

1,000 OO

S ilv e r c o in ............................................................................

45 00

45 00

45 00

N ic k els a n d c e n t s ..............................................................

5 00

5 00

5 00

$59,324 44

$62,647 78

$65,703 05

$74,646 00

C ap ital s to c k p a id i n ..........................; ............................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ......................................................

104 84

432 50

245 18

517 17

34,219 60

37,215 28

40,457 87

48,728 83

$59,324 44

$62,647 78

$65,703 05

$74,646 00

E x c h a n g e f o r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u rre n c y ..............................
G old c o in ...........................................................................

1,000 00

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t
T o ta ls ..............................................................................
------------- k— .
L ia b ilitie s.

400 00

D iv id e n d s u n p a id .............................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k ....................
C o m m e rc ial c e rtific a te s o f d e p o s it............................
D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o sits ............................................................
S a v in g s c e rtific a te s o f d e p o s it.....................................
N o te s a n d h ills re d is c o u n te d .......................................
B ills p a y a b le .....................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE B A N K IN G D E PA R T M E N T .

36

No. G7.
CHELSEA SAVINGS BANK, CHELSEA.
O rganized J a n u a ry 30, 1882.
W j i . J. K n a p p , P resid en t; T h o s . S. S e a r s , Vice P re sid e n t; G e o . P . G l a z ie r , C ashier;
T h e o . K. W ood , A ssis ta n t Cashier.
D ir e c t o r s .— John R. G ates, Geo. P. G lazier, W m. J. K napp, IT. M. W oods, Jas. L. Babcock,
T hos. S. Sears, W illia m P. Schenk, V. D. H in d elan g, Geo. W . P alm er.

R eso u rc e s.

i
j R e p o rt of
! A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$89,981 27

$105,945 86

$111,804 21

$117,527 18

B o n d s, m o rtg a g e s a n d s e c u r itie s ................................

147,664 07

157,062 89

167,582 95

150,300 41

B a n k in g h o u s e ...................................................................

4.000 00

4,000 00

4,000 00

4,000 00

F u r n itu r e a n d fix tu re s ....................................................

2.000 00

2,004 00

2,013 00

2,025 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

2,550 00

2,550 00

2,550 00

2,550 00

45,403 33

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts ............................................................................

D u e fro m b a n k s in re s e rv e c itie s ..............................

64,871 58

47,772 07

19,491 85

E x c h a n g e f o r clearing* h o u s e .......................................

29 96

951 79

6,110 91

1,031 54

TT, S- a n d "National b a n k c u rre n c y ..............................

5,078 00

6,169 00

4,674 00

5,461 00

G old c o in ..............................................................................

4,090 00

4,210 00

4,535 00

5,160 00

S ilv e r c o in ...........................................................................

1,346 00

1,277 75

795 75

1,889 00

"Nickels a n d c e n t s ..............................................................

232 35

280 80

303 17

317 68

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

534 78

1,467 72

697 23

792 57

T o ta ls ..............................................................................

$322,378 01

$333,691 88

$324,558 07

$336,457 71

C ap ital sto c k p a id i n ........................................................

$60,000 00

$60,000 00

$60,000 00

$60,000 00

S u rp lu s f u n d ................................................................. .
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
and ta x e s p a id ................................................................

7,534 00

7,534 00

7,887 00

7,887 00

4,580 82

5,593 58

4,448 95

6,997 12

D iv id e n d s u n p a id .............................................................

356 00

431 00

456 00

456 00

O m m nercial d e p o sits s u b je c t to c h e c k ...................

36,225 96

40,815 52

34,604 62

45,016 46

C o m m e rc ial c e rtific a te s o f d e p o s it..........................

77,304 83

78,673 19

76,866 38

66,839 23

S a v iu g s d e p o s its ...............................................................

36,559 68

42,059 23

41,638 92

48,634 67

M ayings o e rtific a te s o f d e p o s it....................................

99,816 72

98,585 36

98,656 40

100,627 23

$322,378 01

$333,691 88

$324,558 07

$336,457 71

L ia b ilitie s.

D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s ................................................................
Fn.shier’s c h ec k s o u ts ta n d in g ’......................................

N o te s a n d b ills re d is c o u n te d .......................................
E ills pa.va.ble.......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

37

STATE BA N K S OF M ICH IG A N .
No. 203.
THE KEMPF COMMERCIAL AND SAVINGS BANK, CHELSEA.
O rganized J a n u a ry 14, 189S.
H a r m o n S. H o l m e s , P re sid e n t; C h a s . H. K em jpf , Vice P re s id e n t; J. A. P a l m e r , C ashier;
G e o . A. B e g o le , A s s is ta n t Cashier.

D ir e c t o r s .— Reuben Ivempf, C harles H . K em pf, H. S. H olm es, C. K lein , R. S. A rm stron g.

R eso u rces.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$61,703 81

$60,392 50

$61,529 05

$70,877 38

B onds, m o rtg a g e s a n d s e c u r itie s ...............................

174,893 85

107,533 05

167,230 05

167,961 09

P re m iu m s p aid oil b o n d s ..............................................

398 75

398 75

398 75

398 75

O v e r d r a f ts ..........................................................................

190 32

884 03

691 47

150 46

Banking* h o u s e ...................................................................

->,000 00

8,000 00

8,000 00

8,000 00

2,000 00

2,000 00

* 2,000 00

F u r n itu r e a n d fix tu re s ..................................................

2,000 00

O th e r re a l e s ta te .........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re se rv e
c itie s)..................................................................................

21,542 74

11,800 23

11,806 23

11,730 00

D u e fro m b a n k s in re s e rv e c itie s ...............................

31,738 35

26,437 04

33,641 92

38,444 80

4,500 00

4,500 00

4,500 00

TT. S- a n d N atio n al b a n k c u rre n c y ..............................

2,963 00

0,113 00

3,076 00

4,050 00

G old c o in ..............................................................................

4,270 00

4,715 00

5,100 00

4,900 00

S ilv e r c o in ...........................................................................

1,812 25

2,746 00

2,566 45

1,828 10

N ic k els a n d c e n t s .............................................................

169 01

102 09

107 49

91 63

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

286 93

239 54

283 80

170 20

T o t a l s ............................................................................

$309,969 01

$295,867 83

$300,931 21

$315,102 41

C apital sto ck pa,id i n ........................................................

$40,000 00

$40,000 00

$40,000 00

$40,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p eu se s, in te re s t
a n d ta x e s p a i d ................................................................

1,000 00

1,000 00

2,000 00

2,000 00

4,447 81

4,100 42

3,512 58

3,523 92

U . S. b o n d s ..........................................................................

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................

17 50

C om m ercial d e p o sits s u b je c t to c h e c k ....................

59,098 50

41,100 72

40,367 87

47,813 52

C o m m ercial c e rtific a te s o f d e p o s it............................

12,297 80

10,840 30

16,440 30

17,890 30

D u e to b a n k s an d b a .n k e rs.............................................
C ertified c h e c k s .................................................................

...............

C ash ie r’s c h e c k s o utstanding*......................................
S a v in g s d e p o s its ...............................................................

176,589 15

182,480 64

182,247 21

186,378 92

S a v in g s c e rtific a te s o f d e p o sit.....................................

16,535 75

16,345 75

16,345 75

17,495 75

$309,969 01

$295,867 83

$300,931 21

$315,102 41

N o te s a,nd b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

38

STA TE B A N K IN G D E PA R T M E N T .
No. 118.
CLARE COUNTY SAYINGS BANK, CLARE.
O rganized June 23, 1891.

C. W. P e r r y , P re s id e n t; R o l l in H . J e n n e y , Vice P re sid e n t; W m . W o l s e y , 2d Vice P re sid e n t;
C. H . S u t h e r l a n d , Cashier.
D ir e c t o r s .— C. H. S u th erla n d , W m. AVolsey, C. W. P erry, R. II . Jen n ey, J. C. R ock afellow .

R eso u rc e s.

I R e p o rt of
j A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$71,333 54

$55,534 61

$53,866 22

$57,727 00

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

28,985 54

32,828 54

33,298 54

33,862 54

P re m iu m s p a id o n b o n d s ...............................................
O v e r d r a f ts ..............................................................

178 65

941 93

943 70

72 62

B a n k in g h o u s e ......................................... . .............

5,500 00

5,500 00

5,500 00

5,500 00

F u r n itu re -a n d fix tu re s ............................................

1,200 00

1,200 00

1,200 00

1,200 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)............................................................................
D u e fro m b a n k s in re s e rv e c i t i e s ............................

138 24

32 80

97 69

78 29

19,848 66

32,349 39

27,728 89

37,094 05

3,760 00

4,761 00

3,829 00

6,200 00

910 00

1,145 00

1,575 00

1,290 00

1,261 60

1,388 10

1,089 70

1,723 35

105 71

58 37

79 57

73 63

2,381 24

569 18

668 57

2,031 98

$135,603 18

$136,308 92

$129,876 88

$146,853 46

$20,000 00

$20,000 00

$20,000 00

$20,000 00

7,000 00

7,000 00

7,000 00

7,000 00

1,112 14

1,768 95

E x c h a n g e fo r c le a rin g h o u s e .......................................
U. S a n d N a tio n a l b a n k c u rre n c y ............................
G old c o in ......................................................
S ilv e r c o i n ...................................................................
N ic k els a n d c e n t s ........................................................
C h eck s, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t
T o ta ls...................................................................

L ia b ilitie s.
C ap ital s to c k p a id i n .........................................
S u rp lu s f u n d ..........................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a i d .............................................

1,841 17

D iv id e n d s u n p a id ............................... ; . . .
C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................

828 00
41,488 11

46,031 41

42,455 82

50,623 54

S a v in g s d e p o s its ....................................................

35,813 26

37,657 14

31,868 51

31,962 91

S a v in g s c e rtific a te s o f d e p o s it....................................

29,460 64

24,792 37

27,440 41

35,498 06

$135,603 18

$136,308 92

$129,876 88

$146,853 46

C o m m e rc ial c e rtific a te s o f d e p o s it............................
D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s .........................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ......................................................
T o t a l s ..................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

39

STATE BANKS O P M ICH IG A N .
No. 104.
BRANCH COUNTY SAVINGS BANK, COLDWATEE.
O rganized O ctober 14, 1890.
B.

S. S p o f f o b d , P re s id e n t; F . L. B tjrdick , Vice P re s id e n t; B. R. M oo r e , Second Vice
P re s id e n t; C. T . G il b e r t , Cashier.

D ir e c t o r s .— C. T. G ilbert, B. S. Spofford, G. W. Y anaken, N. A. R eynolds, F. L. B urdick,
B . R. M oore, A lfred M ilnes, S. 11. C lizbe, N. B ald w in .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt o f
D ec. 13.

L oans anrl d is c o u n ts ........................................................

$151,848 13

$133,738 36

$146,762 44

$137,550 11

B onds, m o rtg a g e s a n d s e c u ritie s ...............................

150,786 28

148,659 11

149,787 03

149,965 02

1,713 75

1,092 14

1,856 46

8,204 39

1,600 00

1,600 00

1,600 00

1,400 00

36,388 26

64,625 38

32,720 52

56,149 42

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

8,677 00

9,287 00

8,928 00

9,767 00

G old c o in ..............................................................................

10,022 50

10,225 00

10,505 00

11,095 00

S ilv e r c o in ............................................................................

444 75

1,158 85

1,334 40

340 25

N ick els a n d c e n t s .............................................................

61 50

31 83

35 06

43 45

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,274 00

403 87

2,374 00

T o ta ls ..............................................................................

$362,816 17

$375,821 54

$355,902 91

$375,287 64

C ap ital s to ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t ex p en se s, in te re s t
a n d ta x e s p a id ...............................................................

10,000 00

10,000 00

10,000 00

10,000 00

2,780 09

4,293 93

3,765 41

5,868 35

C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................

50,266 31

40,270 91

34,932 90

39,889 08

C o m m e rc ia l c e rtific a te s o f d e p o s it..........................

68,172 92

66,157 31

64,076 89

67,056 46

181,596 85

205,099 39

193,127 71

202,473 75

$362,816 17

$375,821 54

$355,902 91

$375,287 64

P re m iu m s p a id on b o n d s ..............................................
O v e r d r a f ts ...........................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re se rv e
c itie s)..................................................................................
D u e fro m b a n k s in re s e rv e c itie s ...............................

5,000 00

E x c h a n g e f o r c le a rin g h o u s e .......................................

773 00

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................

D ue to b a n k s a n d b a n k e r s ............................................
C e rtifie d c h e c k s ................................................................
C a s h ie r’s c h ec k s o u ts ta n d in g .....................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it...................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ........................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

40

STA TE

B A N K IN G

DEPARTM ENT.

N o . 32.
FA RM ERS’

STA TE

BANK,

CONCORD.

O rg a n iz e d N o v em b er 20. 1886.
W il l ia m D. C i i a p p l e , P r e s id e n t; C. Y oun g , V ice P r e s id e n t; P e r c y E . C h a p p l e , C ash ier.
D ir e c t o r s .— W . D. C h ap p ie, A. W . R ey n o ld s. P . E . C h ap p ie, C. Y oung, H . E r w in D ew ey
P . P . D a n n , A. S. W o lc o tt.
R e p o rt of
A p ril 26.

R eso u rces.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt of
D ec. 13.

R o an s a n d d is c o u n ts ........................................................

$50,964 02

$57,375 99

$60,400 29

$50,166 60

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

41,778 50

42,203 50

44,203 50

48,277 50

P re m iu m s p a id o n b o n d s ...............................................

1,487 32

1,352 32

1,352 32

1,327 32

O v e r d r a f ts ..........................................................................

239 76

753 47

364 12

62 94

B a n k in g h o u s e ...................................................................

2,175 00

2,175 00

2,875 00

2,875 00

F u r n itu r e a n d fix tu re s ....................................................

1,700 00

1,700 00

1,700 00

1,700 00

26,101 69

31,496 69

22,125 92

23,167 92

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................
D u e fro m b a n k s in re s e r v e c itie s ...............................
E x c h a n g e f o r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

5,150 00

6,500 00

5,000 00

4,600 00

G o ld co in .......................................................................

1,540 00

1,920 00

2,200 00

2,830 00
340 00

S ilv e r c o i n ...........................................................................

526 00

462 00

479 00

N ic k els a n d c e n t s .............................................................

18 26

24 68

37 77

13 83

C h eck s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

30 70

299 31

64 08

370 00

T o tals..............................................................................

$131,711 25

$146,262 96

$35,000 00

$35,000 00

$35,000 00

$35,000 00

3,600 00

3,600 00

3,800 00

3,800 00

107 38

1,807 32

140 30

674 59

30 00

30 00

105 00

105 00

C o m m e rc ial d e p o sits s u b je c t to c h e c k ....................

17,634 84

21,542 62

19,208 10

20,944 74

C o m m ercial c e rtific a te s o f d e p o s it............................

75,339 03 s

84,283 02

82,548 60

75,206 78

$146,262 96

$140,802 00

$140,802 00 ■ $135,731 11

■
L ia b ilitie s.
C ap ital s to ck p a id i n ...........................................
S u rp lu s f u n d ............................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id .........................................................
D iv id e n d s u n p a id ...............................................

D u e to h a n k s a n d b a n k e r s .............................................

•

C ertifie d c h e c k s .....................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it...................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

........................ |
$131,711 25

'
$135,731 11

41

STATE BA N K S OF M ICH IGA N .
No. 174.
COMMERCIAL STATE BANK OF CONSTANTINE, CONSTANTINE.
O rg a n iz ed A u g u s t 1, 1894.

J o h n H . J o n e s , P r e s id e n t; S a m u e l G ib s o n , V ice P r e s id e n t; J o h n B. G e o b g e , 2d V ice
P r e s id e n t; J a m e s A. M a r s h , C a sh ie r ; D . E . W il s o n , A s s is ta n t C ash ier.
D ir e c t o r s .— D a v id E . W ilso n , J . B. G eorge, J . H . J o n e s , A. B. G eorge, S. G ib so n ,
W. H . B u rg e r, C. M. B u rg e r, L. A. M elch er, J o h n B lu e, J . W elb o rn , C. E . H a g en b u c li,
I. N. L a s h , J a m e s A. M a rsh .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d i am ounts........................................................

$91,034 27

$104,005 40

$94,702 32

$100,041 26

P o n d s , m o r t g a g e a a n d s e c u ritie s ................................

33,151 16

29,799 41

31,505 88

33,385 88

P r e m i u m s paid o n lio n (la

.............................................

O v e r d r a f ts ..........................................................................

148 70

240 20

1,148 98

592 00

b a n k in g * h o u s e .......................................................................

4,157 26

4,157 27

4,157 27

4,157 27

F u r n i t u r e a,nd f i x t u r e s .......................................................

1,787 52

1,787 52

1,787 52

1,787 52

28,532 76

18,523 75

20,144 06

15,261 82

O th e r r e a l e s t a t e , ..................................................................

D u e fro m o th e r h a n k s a n d h a n k e rs (n o t re s e rv e
c itie s)
D u e fr o m h a n k s in r e s e r v e c i t i e s ................................
F x c h a n g e f o r c l e a r in g h o u s e ..........................................

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

2,493 00

4,189 00

2,779 00

3,137 00

G old c o in ..............................................................................

3,235 00

1,815 00

2,760 00

3,162 50

S ilv e r c o in ...........................................................................

1,054 55

1,403 15

1,171 80

555 75

N ick els a n d c e n t s ..............................'...............................

29 57

62 28

101 04

95 47

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

162 15

286 34

454 41

243 47

T o ta ls ..............................................................................

$165,785 94

$166,269 32

$160,712 28

$162,419 94

C a p ita l s to c k p a id i n ...........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u r p lu s f u n d ............................................................................

10,000 00

10,000 00

10,000 00

10,000 00

2,684 30

3,714 38

4,148 40

4,743 79

C o m m e rc ia l d e p o s it s s u b je c t to c h e c k ......................

36,607 47

36,999 29

34,909 62

30,645 54

C o m m e rc ia l c e r t if ic a te s o f d e p o s i t ..............................

91,494 17

90,555 65

86,654 20

92,030 61

$165,785 94

$166,269 32

$160,712 28

$162,419 94

L ia b ilitie s.

U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ....................................................................

D iv id e n d s u n p a id

D u e to bank** a n d b a n k e rs

T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

42

STA TE B A N K IN G D EPA R T M E N T .
No. 173.
FIRST STATE BANK OF CONSTANTINE, CONSTANTINE.
O rg a n iz e d J u n e 28, 1894.

D e l ia S. C r o s s e t t ,. P r e s id e n t; S. B. H a g e n b u c h , V ice P r e s id e n t ; W . W . H arv ey , C a sh ie r ;
G eo rg e C r o s s e t t H a rv ey , A s s is ta n t C ash ier.
D ir e c t o r s .— J . W . S im o n s, J . M a rk H a rv e y , W . W . H a rv e y , S. B. H a g e n b u c h , D . S. C ro s s e tt,
E d w in W . K e ig h tle y , G eo rg e C ro s s e tt H a rv e y , C. M. H a rv e y .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$63,462 61

$63,094 26

$67,053 35

$76,469 79

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

29,021 16

28,554 12

30,042 02

26,968 75

O v e r d r a f ts ........................................................

3,676 32

3,716 69

3,643 14

710 75

B a n k in g h o u s e ...............................................

5,300 00

5,300 00

5,300 00

5,300 00

9,133 04

10,411 21

P re m iu m s p a id on b o n d s ...............................................

F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................
E x p e n s e s a n d in te r e s t p a id ...........................................

1,163 96

D u e fro m b a n k s in re s e rv e c i t i e s ...................

7,411 16

17,297 17

U. S. a n d N a tio n a l b a n k c u rre n c y ........................

3,395 00

1,310 00

1,002 00

1,155 00

G old c o in ...................................................................

5,000 00

5,000 00

5,000 00

5,000 00

S ilv e r c o i n ...........................................

600 00

400 00

256 25

750 00

N ick els a n d c e n t s ..............................................................

112 76

57 28

75 65

93 90

C h ec k s, c ash ite m s a n d in te rn a ) re v e n u e a c c o u n t

2,013 10

1,306 61

1,176 44

648 19

$121,156 07

$126,036 13

$122,681 89

$127,507 59

•Capital sto c k p a id in ........................................................

$30,000 00

$30 ,-000 00

$30,000 00

$30,000 00

S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ...............................................................

1,500 00

1,500 00

1,650 00

1,650 00

1,115 79

844 68

95 09

324 91

15,803 42

18,658 64

14.763 66

18,516 46

7,000 00

11,500 00

E x c h a n g e fo r c le a rin g h o u s e .......................................

T o ta ls ...............................................................
\
L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................
C o m m ercial c e rtific a te s o f d e p o s it............................
D u e to b a n k s a n d b a n k e r s .............................................
C e rtifie d c h e c k s .................................................................
C a sh ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s i t ........................ ........

72,736 86

75,032 81

69,173 14

65,516 22

$121,156 07

$126,036 13

$122,681 89

$127,507 59

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ...................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

43

STA TE BA N K S O F M ICH IG A N .
No. 183.
SANILAC COUNTY STATE BANK, CROSWELL.
O rganized D ecem ber 26, 1895.

B . R. N o b l e , P re sid e n t: M. D . W a g n e r , Vice P re sid e n t; J o h n P . N ig g e m a n , J r ., C ashier;
E . M. D i x o n , A s s is ta n t Cashier.
D ir e c t o r s .— B. R. N oble, J o h n P . N iggem an, Jr., J a m e s L. B en ed ict, M atth ew D . W agner,
C harles F. L aw son.

R eso u rc e s.

R e p o rt o f
A p ril 26.

L o a n s a n d d is c o u n ts ........................................................

$71,238 34

B onds, m o rtg a g e s an d s e c u r itie s ................................

7,246 24

R e p o rt o f
J u n e 29.
$78,323 97

R e p o rt of
S ept. 5.
$88,506 04

R e p o rt of
D ec. 13.
$95,227 74

P re m iu m s p a id on b o n d s ..............................................
O v e rd ra fts ...........................................................................

405 95

1,301 14

282 12

317 64

B anking' h o u s e ...................................................................

2,590 00

2,590 00

2,590 00

2,590 00

F u r n itu r e a n d fix tu re s ....................................................

2,760 00

2,760 00

2,760 00

2,760 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )... ...........................................................................

1,604 00

1,569 00

1,605 00

1,605 00

3,076 90

324 16

D ue fro m b a n k s in re s e rv e c itie s ..............................

26,929 55

34,790 20

34,243 72

958 63

809 61

1,496 13

E x c h a n g e fo r c le a rin g h o u s e .......................................

30,894 73

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

5,024 00

4,376 00

5,241 00

5,979 00

G old c o in ..............................................................................

1,532 50

1,837 00

1,452 50

1,607 50

S ilv e r c o in ............................................................................

843 00

524 00

685 00

375 00

N ic k els a n d c e n t s .............................................................

45 18

27 39

72 41

38 02

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

15 00

80 00

74 00

156 40

T o ta ls..............................................................................

$120,233 76

$132,214 23

$138,645 56

$143,047 16

C ap ital s to c k p a id i n ........................................................

$30,000 00

$30,000 00

$30,000 00

$30,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id .................................................................

3,500 00

3,800 00

3,800 00

4,200 00

2,586 30

658 74

1,537 04

869 23

27,509 02

33,002 45

38,244 33

37,153 01

51,175 16

51,995 24

57,100 59

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k ....................
C o m m ercial c e rtific a te s o f d e p o s it...........................
D ue to b a n k s a n d b a n k e r s .............................................

1,095 49

885 16

S a v in g s d e p o s its ...............................................................

12,717 07

12,692 72

S a v in g s c e rtific a te s o f d e p o s it...................................

42,825 88

373 15

C ertifie d c h e c k s .................................................................
C a s h ie r’s c h ec k s o u ts ta n d in g .......................................
13,068 95
13,351 18

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o t a ls .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$120,233 71

$132,214 23

$138,645 56

$143,047 16

44

STA TE B A N K IN G D E PA R T M E N T .
No. 182.
STATE BANK OF CROSWELL, CROSWELL.
O rganized D ecem ber 4, 1895.

J o s e p h M. G a ig e , P re s id e n t; W m . H . A i t k i n , Vice P re sid e n t; F r a n k J . B a ttersp . e e ,
C ashier; M. H . A it ic in , A s s is ta n t Cashier.
D ir e c t o r s .— J o sep h M. G aige, F ra n k J. B a ttersb ee, W m. H . A itk in , H . C. A itk in ,
M. C. R ichardson.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$53,019 41

$51,839 27

$55,841 89

$54,180 58

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

10,048 00

10,158 00

11,258 00

10,953 50

O v e rd ra fts ...........................................................................

344 93

3,302 81

B a n k in g h o u s e ...................................................................

2,000 00

2,000 00

2,000 00

2,000 00

F u r n itu r e a n d fix tu re s ................................. ...................

712 40

712 40

712 40

712 40

262 62

1,416 45

4,655 55

3,458 51

4,405 04

3,203 72

7,552 33

847 09

1,347 17

650 59

1,787 00

3,150 00

3,261 00

P re m iu m s p a id o n b o n d s

...........................................

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ).................................................................................
D u e fro m b a n k s in re s e rv e c i t i e s ..............................
E x c h a n g e f o r c le a rin g h o u s e .......................................
U. S. a n d N atio n al b a n k c u rre n c v ..............................

1,106 00

1,678 56

G old c o in ..............................................................................

2 50

2 50

20 00

35 00

S ilv e r c o i n ...........................................................................

766 70

417 35

311 35

230 30

N ick els a n d c e n t s ..............................................................

31 45

13 33

17 81

43 13

185 33

47 66

216 37

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t
$71,489 90

$75,932 74 1

$79,326 45

$86,169 31

C ap ital s to ck p a id i n ........................................................

$20,000 00

$20,000 00

$20,000 00

$20,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a id .................................................................

. 2,200 00

2,200 00

2,200 00

2,200 00

770 30

942 82

1,753 29

2,914 39

T o ta ls .............................................................................

L iab ilitie s.

D iv id e n d s u n p a id .................................................. .......
C o m m ercial d e p o sits s u b je c t to c h e c k .....................

22,485 13

21,901 12

23,258 17

25,363 20

C o m m ercial c e rtific a te s o f d e p o s it............................

24,908 26

30,801 39

32,108 64

34,979 32

D u e to b a n k s a n d b a n k e r s .............................................

1,126 21

87 41

6 35

712 40

$71,489 90

$75,932 74

$79,326 45

$86,169 31

C ertified c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g '......................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s i t ...................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

45

STATE BA N K S O F M ICHIGAN.
No. 176.
DAVISON STATE BANK, ■DAVISON.
O rganized D ecem ber 28, 1894.
A. B. C u l l e n , P re s id e n t; I s r a e l H i l l , Vice P re sid e n t; M. A. M c B k a t n e y , Cashier.

D ir e c t o r s .— A. B . C ullen, Isra el H ill, J. H . B a x ter, C harles B lackm ore, J . F. C artw righ t,
Su sa n C a rtw rig h t, Geo. L each, S. R. B illin g s.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt o f
D ec. 13.

D oans an d d is c o u n ts ............... : ......................................

$26,824 27

$29,632 33

$29,923 00

$31,459 15

D ondS m o rtg a g e s a n d s e c u ritie s ...............................

7,987 60

10,462 60

9,744 60

11,129 60

342 18

Pl’p m i^ m s paid on b o n d s ...............................................
.1,199 15

553 57

2,024 16

P i n k i n g h o u s e ...................................................................

6,782

66

6,785 07

6,781 32

6,900 00

F u r n itu r e an d fix tu re s ....................................................

1,349 80

1,349 80

1,349 80

1,350 00

^ 01 *re a l e s ta te ......................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

1,679 39

1,673 39

1,670 39

282 69

176 98

1,086 30

4,137 98

1,300 00

1,300 00

491 71

4,503 41

828

O v e r d r a f ts ..........................................................................

0

to b a n k ..................................................
b lip fro m b u n k s in rpsp.ryft c itie s ...............................

3,403 56

1,293 08

2,718

FiVchange f o r clea.rino* b o u s e .......................................
00

2,992 00

00

3,615 00

G o ld c o in ..............................................................................

980 00

365 00

485 00

445 00

S ilv e r c o i n ...........................................................................

601 05

792 70

569 65

688

N ick els a n d c e n t s ....................................... .....................

163 22

146 54

144 73

113 64

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

81 30

196 97

1,359 79

2,645 04

T o ta ls ..............................................................................

$53,195 72

$57,065 61

$56,287

86

$70,311

68

$2 0 ,0 0 0

$2 0 ,0 0 0

$2 0 ,0 0 0

00

$2 0 ,0 0 0

00

U S a n d N atio n al ba.nlc c u rre n c y ..............................

70

L ia b ilitie s.
C ap ital sto c k p a id in ........................................................
S u rp lu s f u n d . .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
an d ta x e s p a id ................................................................

00

00

500 00

500 00 »

500 00

500 00

313 01

553 02

472 71

1,093 77

D iv id e n d s u n p a id .............................................................
(Commercial d e p o sits s u b je c t to c h e c k ....................

10,542 22

9,742 76

6,947 24

14,042 95

(Commercial c e rtific a te s o f d e p o s it............................

21,840 49

26,269 83

28,342 19

34,674 96

D u e t n b a n k s a n d b a n k e rs - C ertified c h e c k s

-

25 72

..................................................

(Cashier’s c h ec k s o u ts ta n d in g .....................................
S a v in g s d e p o sits

...............................................

S a v in g s c e r t if ic a te s Of d e p o s i t .......................................

N o te s a n d b ills re d is c o u n te d
D ills p a y ab le

.............................................................

T o ta ls ..................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$53,195 72

$57,065 61

$56,287

86

$70,311

68

46

STA TE B A N K IN G D EPA R T M E N T .
No. 102.
FIRST STATE BANK OF DECATUR, DECATUR.
O rg a n iz e d S e p te m b e r 3 9, 1890.
E.

B. C o p l e y , P r e s id e n t; P . W . V an D u z e n , V ice P r e s id e n t; L . D . H i l l , C ash ier.

D ir e c t o r s .— A. W . C opley, E . B. C opley, L. D . H ili, G. B. B ro w n in g , P . W . V a n D uzen.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec 13.

L o a n s a n d d is c o u n ts ........................................................

$63,643 51

$56,003 88

$59,526 39

$60,145 68

R onds, m o rtg a g e s a,nd s e c u r itie s ................................

21,822 15

30,449 85

34,614 85

33,440 72

P re m iu m s p a id o n b o n d s ...............................................
O v e r d r a f ts ...........................................................................

38 13

12 82

779 97

3 05

B a n k in g h o u s e ...................................................................

2,500 00

2,500 00

2,500 00

2,500 00

F u r n itu r e a n d fix tu re s ....................................................

1,000 00

1,000 00

1,000 00

1,000 00

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

2,665 00

2,665 00

2,665 00

2,615 00

1,790 42

50 00

D u e fro m b a n k s in re s e rv e c itie s ...............................

2,714 71

9,797 60

T,525 74

9,274 51

E x c h a n g e f o r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

4,912 00

5,410 00

2,376 00

3,035 00

G old c o i n .............................................................................

3,619 00

3,729 00

2,759 00

3,211 50

S ilv e r c o in ...........................................................................

810 10

1,080 20

749 65

698 85

N ick els a n d c e n t s ..............................................................

11 10

60 30

3 48

110 89

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

11 35

209 58

263 20

816 00

T o ta ls .................................................................... .........

$103,747 05

$112,918 23

$110,553 70

$116,901 20

C ap ital sto c k p a id i n ........................................................

$30,000 00

$30,000 00

$30,000 00

$30,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

2,150 00

2,150 00

2,500 00

2,500 00

2,872 54

3,755 02

2,526 94

4,364 71

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................

25,002 65

27,113 20

23,689 37

29,189 93

C o m m ercial c e rtific a te s o f d e p o s it..........................

20,332 50

24,537 48

23,392 70

26,177 71

D u e to b a n k s a n d b a n k e r s .............................................

236 23

236 28

S a v in g s c e rtific a te s o f d e p o s it....................................

21,153 13

25,126 25

23,444 69

24,668 85

N o te s a n d b ills re d is c o u n te d .......................................

2,000 00

C ertified c h e c k s ................................................................
C ash ie r’s c h e c k s o u ts ta n d in g .......................................
S a v in g s d e p o sits ...............................................................

5,000 00

B ills p a y a b le .......................................................................
T o ta ls..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$103,747 05

$112,918 23

$110,553 70

$116,901 20

47

STATE BA N K S O F M ICH IG A N .
No, 19G.
FARMERS’ STATE BANK OF DECKERVILLE, DECKERYILLE.
O rg a n iz e d J u n e 25, 1897.

I ra A r n o t , P r e s id e n t; A m a nda A r n o t , V ice P r e s id e n t • E . M. M a r k , C a sh ie r ; P h e b e M. A r n o t ,
A s s is ta n t C ash ier.
D ir e c t o r s .— I r a A rn o t, A m a n d a A rn o t, M y ra A rn o t M ark , Y. A. W ooley, P k e b e M. A rn o t.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$68,381 09

$66,370 12

$66,980 28

$90,396 15

R onds, m o rtg a g e s a n d s e c u r itie s ...............................

5,500 00

9,294 44

8,769 81

8,000 00

P re m iu m s p a id on b o n d s ...............................................
O v e rd ra fts . .......................................................................

3,611 60

4,054 18

4,711 89

5,474 31

B a n k in g h o u s e ...................................................................

1,913 46

1,913 46

1,919 46

1,919 46

F u r n itu r e a n d fix tu re s ................................... ................

778 75

778 75

779 75

929 75

137 67

137 67

137 67

684 44

6,924 77

O th e r real e s t a t e ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

7,727 02

O n e fro m b a n k s in re s e rv e c i t i e s ............................

1,446 76

9,554 14

7,245 27

4,810 83

E x c h a n g e fo r c le a rin g h o u s e .......................................
TT. S an d N a tio n al h a n k c u r r e n c y ..............................

4,929 00

1,202 00

4,410 00

7,615 00

G o ld c o in ..............................................................................

485 00

215 00

55 00

855 00

S ilv e r c o i n ...........................................................................

115 17

73 25

38 90

140 45

N ic k els an d c e n t s .............................................................

18 64

10 23

20 64

1 47

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

2,667 28

1,185 16

609 63

T o ta ls..............................................................................

$97,573 77

$94,788 40

$96,362 74

$127,204 86

C ap ital s to ck p a id i n ........................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ...............................................................

3,000 00

3,000 00

3,000 00

3,000 00

918 02

1,201 36

112 78

2,568 13

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................
C om m ercial d e p o sits s u b je c t to c h e c k ....................

15,433 94

16,061 73

20,725 26

25,479 23

C om m ercial c e rtific a te s o f d e p o s it............................

62,861 05

59,525 31

57,524 70

81,157 50

D u e to b a n k s a n d b a n k e r s .............................................

360 76

$94,788 40

$96,362 74

$127,204 86

C ertifie d c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g .....................................
S a v in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o s it...................................
N o tes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$97,573 77

48

STA TE B A N K IN G D E PA R T M E N T .
No. 195.
STATE BANK OF DECKERVILLE, DECKER VILLE.
O rganized Jun e 1, 1897.

J o s e p h M. G a ig e ; P r e s id e n t ; W m . H . A i t k i n , V ic e P r e s id e n t; J . M. B o s t w ic k , C a sh ie r ;
A. M. N i l e s , A s s is ta n t C ash ier.
D ie e c t o k s .— J osep h M. G aige, W m. H . A itk in , H . C. A itk in , M. C. R ichardson, A. H . D avis.
R e p o rt o f
A p ril 26.

R eso u rc e s.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$47,193 38

$53,537 00

$58,135 99

$50,119 77

Pr»rids m o rtg a g e s and sfifinritifts................................

1,882 50

2,624 00

2,619 00

2,788 50

O v e rd ra fts ............................................................................

710 24

1,444 34

816 01

2,115 26

BRTlkiTlg h o u s e ...................................................................

2,198 07

2,198 07

2,198 07

2,198 07

TPnrnif.nre an d fix tu re s ....................................................

829 80

837 80

837 80

837 80

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s) ..............................................................................

1,070 00

1,070 00

1,500 00

1 500 00

514 68

204 47

OlH? fro m b a n k s in re s e rv e c itie s ..............................

2,595 99

3,374 26

3,252 05

3,264 68

P rem iu m s pa.id on b o n d s ...............................................

924 40

............................

1,054 25

fT S and N atio n al b a n k c u rre n c y ..............................

925 00

518 00

3,280 00

693 00

O old c o in ..............................................................................

925 00

1,210 00

1,455 00

1,100 00

S ilv e r c o in ...........................................................................

25 70

55 65

25 75

35 80

N ick els a n d c e n t s ..............................................................

22 00

11

1 59

83

C h eck s, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

222 00

287 65

161 78

96 23

T otal Sr.............................................................................

$60,168 61

$67,361 35

$74,283 04

$67,177 59

C ap ital s to c k p a id i n ........................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s f u n d ......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

275 00

275 00

500 00

500 00

1.635 88

2,109 67

185 68

1,444 51

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

13,646 86

14,227 48

15,815 41

17,605 29

C o m m ercial c e rtific a te s o f d e p o s it............................

28,668 69

34,999 20

40,624 39

32,551 07

b a n k s a n d b a n k e r s .............................................

942 18

2,157 56

76 72

$74,283 04

$67,177 59

fo r

h m ise

1,503 25

L iab ilitie s.

...............

D iv id e n d s u n p a id , ............................................................

C ertified c h e c k s

750 00

...............................................

C ash ie r’s c h ec k s o u ts ta n d in g ’ ...................................
SRvin°'s d e p o sits

.................................................

S a v in g s c e rtific a te s o f d e p o s it....................................
N o tes a n d b ib s re d is c o u n te d .......................................
B ills p a y ab le

..............................................................

Total s - *...........................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$60,168 61

$67,361 35

49

STATE BA N K S OF M ICH IG A N .
No. 210.
DELRAY SAVINGS BANK, DELRAY.
O rg a n iz e d O c to b er 17, 1898.
C h a s . K. L y o n , P r e s i d e n t ; A. II. G r e e n , J r ., V i c e P r e s i d e n t ; F . A. S m i t h , C a s h i e r .

D ir e c t o r s .— C h as. E. L y o n , F . J. C lip p e rt, C h as. K. L a th a m , F . A. S m ith , T hos. II. S im p so n ,
A.
H . G reen , J r .

R eso u rces.

R e p o rt o f
A p ril 26.

R e p o rt of
J u ne 29.

R e p o rt of
S e p t. 5.

R e p o rt of
Dec. 13.

L o an s a n d d is c o u n t s ......................................................

$91,034 16

$89,259 64

$94,579 15

$93,076 44

B o n d s, m o rtg a g e s a n d s e c u ritie s ...............................

16,988 57

17,756 65

18,131 65

16,450 00

P re m iu m s p a id on b o n d s ..............................................

80 00

20 00

20 00

238 28

158 21

182 84

744 08

B an k in g h o u s e ...............................................................

11,791 35

12,500 00

12,500 00

12,500 00

F u r n itu r e a n d fix tu re s ................................................

3,078 04

3,259 64

3,314 96

3,354 79

52 80

290 32

13,987 31

21,085 81

14,561 61

9,694 12

2,286 00

O v e rd ra fts ...........................................................................

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
D u e fro m b a n k s in re s e rv e c itie s ...............................
P x e h a n g e fo r.e l e a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

3,441 00

4,649 00

2,928 00

G old c o in ..............................................................................

2,390 00

1,090 00

2,262 50

822 50

S ilv e r c o in ..........................................................................

1,243 40

482 00

982 40

1,177 25

C h e c k s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

627 03

235 78

526 85

467 48

T o ta ls ..............................................................................

$144,994 76

$150,616 37

$150,365 15

$140,696 56

C a p ita l s to ck p a id i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d ......................................................................
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

562 81

531 63

782 64

65,497 41

57,325 46

50,122 19

40,511 66

74 00

968 70

15 00

15 00

74,445 32

74,395 49

$150,116 37 ■ $150,365 15

$140,696 56

95 62

L ia b ilitie s.

...............
774 41

D iv id e n d s u n p a id .............................................................
■Commercial d e p o sits s u b je c t to c h e c k ....................
C o m m e rc ial c e rtific a te s o f d e p o s it.........................
Due to banks and b a n k ers.........
■Certified c h e c k s..............................
Cashier’s ch eck s o u tsta n d in g ...
Savings d ep o sits............................

53,86u 54

66,590 58 I

Savin gs certificates o f deposit.
N otes and b ills r e d isc o u n te d ...
B ills payable....................................
$144,994 76

Totals.

7


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

50

STA TE B A N K IN G D E PA R T M E N T .
No. 73.
CENTRAL SAVINGS RANK, DETROIT.
O rg a n iz e d A p ril 19, 1888.

W . A. P un o s , P r e s id e n t; C onrad C l ip p e u t , C. P . C o l l in s , V ice P r e s id e n ts ; H arry J . F o x ,
C ash ier.
D ir e c t o r s .— C o n ra d C lip p e r!, f f m . T. G age, W m . A. P u n g s , H a r r y J . F o x , C h as. P . C ollins,
A lex. I. M cL eod, I). C. R ex fo rd .

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R ep o rt of
S ep t. 5.

l\.oa,ns an d d is c o u n ts ........................................................

$207,794 79

$220,715 01

$237,209 36

$262,950 64

R onds m o rtp ’a.ges a n d s e c u r itie s ................................

369,852 93

361,852 29

362,515 42

361,455 37

13 56

939 07

250 49

R e p o rt o f
D ec. 13.

P re m iu m s p aid o n b o n d s ...............................................
O v e r d r a f ts ................................................................................. j ■

7152

B an k in g h o u s e ...................................................................

j

1,830 00

O th e r re a l e s t a t e ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)................................................................................... |

11,382 60
199 00

1,535 00

156 30

49 37

D u e fro m h a n k s in re s e rv e c itie s ................................ j

85.888 34

77,537 13

88,204 63

68,419 28

F u r n itu r e a n d fix tu re s .................................

1,570 00 ■
11,382 60

1,570 00

1,570 00

11,462 53

14,132 60

E x c h a n g e f o r c le a rin g h o u s e .......................................

3,869 16

5,666 48

9,572 51

3,846 47

U . S. a n d N a tio n a l h a n k c u r r e n c y ............................

16.888 00

19,817 00

16,652 00

14.874 00

G old c o in ..............................................................................

15,092 50

16,737 50

16,622 50

15,840 00

1,568 50

1,778 50

1,420 00

1,419 90

N ic k els a n d c e n t s .............................................................

34 37

40 64

26 21

42 43

C hecks, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

253 46

356 11

811 8 1 J

872 99

S ilv e r c o in ............................................................................j

T o ta ls .............................................................................. i

$714,725 17

$719,001 82

$747,162 34

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d .........................................................................1 14,500 00
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s ti
a n d ta x e s p a id ................................................................... j 13,585 15

14,500 00

20,000 00

$745,723 54

L ia b ilitie s.
C ap ital sto c k p a id i n ........................................................

15,586 88

146,424 55

6,382 97 [

$ 100,000

00-

2 0 ,000 00

18,379 02

36 00

D iv id e n d s u n p a id ...............................................................' ........................
C o m m ercial d e p o sits s u b je c t to c h e c k .................... j

j

129,389 37

131,210 95

147,605 01

1,208 99

C o m m ercial c e rtific a te s o f d e p o sit
D u e to b a n k s a n d b a n k e r s .................
288 89

1,128 44

1,523 77

1,187 00

934 32

1,638 92

200 00

S a v in g s d e p o s its ....................................

430,345 91

445,270 67

474,580 23

447,339 88

S a v in g s c e rtific a te s o f d e p o s it........

8,393 67

12,192 14

11,789 50

10,990 64

T o ta ls .......................................i ............ .......................j $714,725 17

$719,001 82

C ertifie d c h e c k s .....................................
C ash ie r’s c h ec k s o u ts ta n d in g ...

N o tes a n d b ills re d is c o u n te d ...........
B ills p a y a b le ...........................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$747,162 34 |

$745,723 54

51

STATE BA N K S OF M ICH IG A N .
No. 82.
CITIZENS’ SAVINGS BANK, DETROIT.
O rg a n iz ed M arch 2, 1885.

R. H . F y f e , P r e s id e n t; T h o m a s B er r y , V ice P r e s id e n t; F r a n k F . T il l o t s o n , C ashier.
D ir e c t o r s .— J o h n H . A v ery , L ev i L. B a rb o u r, T h o m a s B e rry , C. A. K e n t, C h r is tia n M ack,
F r a n k F . T illo ts o n , R. H . F y fe, C. B. H u b b a rd , W . F . J e w e ll, E a r l D. B a b s t.
R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ept. 5.

L o a n s a n d d is c o u n ts — .................

$689,793 72

$658,151 26

$661,656 50

$649,528 64

B o n d s, m o rtg a g e s a n d se c u ritie s .

509.653 37

502,627 33

490,283 14

476,902 47

.Prem ium s p a id on b o n d s ...............

2,653 15

1,135 63

O v e r d r a f ts ...........................................

721 44

312 42

R eso u rc e s.

R e p o rt of
D ec. 13.

1,344 18
,

54 40

B a n k in g h o u s e ...................................
F u r n itu r e a n d fix tu re s ....................

14,603 16

14,587 91

14,640 91

14,916 41

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ).................................................................................

151,793 60

148,936 46

150,210 20

148,137 20

15,034 35

11,188 44

10,725 50

24,664 51

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

104,953. 71

76,403 44

141,703 71

180,588 05

E x c h a n g e fo r c le a rin g h o u s e .......................................

11,439 50

11,416 74

25,198 89

5,650 28

D. S. a n d N a tio n a l b a n k c u rre n c y ..............................

. 25,842 00

68,241 00

66,213 00

47,135 00

G old c o in ..............................................................................

47,980 00

52,785 00

52,095 00

55,575 00

S ilv e r c o i n ..........................................................................

5,811 00

4,410 00

11 108 00

2,727 00

N ic k els a n d c e n t s .............................................................

40 57

51 63

53 61

201 41

C hecks, cash ite m s an d in te rn a l re v e n u e a c c o u n t

641 61

639 95

489 76

468 90

$1,577,675 02 $1,552,813 75 $1,625,826 27

$1,607,893 45

T o tals.

L ia b ilitie s.
C ap ital s to ck p a id i n ..................

$200,000 00

$200,000 00

$200,000 00

$200,000 00

27,000 00

27,000 00

28,000 00

28,000 00

14,611 99

10,802 70

6,082 32

5,863 46

D iv id e n d s u n p a id .........................................

240 00

15 00

90 00

S u rp lu s f u n d . .. .................................. ........................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ...........................................................

C o m m ercial d e p o sits s u b je c t to c h ec k .

322,754 75

310,887 02

363,336 39

C o m m e rc ia l c e rtific a te s o f d e p o s it.......

26,289 20

18,174 20

25,283 70

11,334 39

D u e to b a n k s a n d b a n k e r s ........................

228,574 44

195,688 92

187,790 90

163,967 20

C ertified c h e c k s .............................................

13,144 25

1,045 41

18,424 35

3,801 42

C a s h ie r’s c h ec k s o u ts ta n d in g ..................

90 00

2,145 00

S a v in g s d e p o s its ...........................................

636,946 21

653,109 28

664,862 32

665,196 19

S a v in g s c e rtific a te s o f d e p o s it................

108,024 18

133,946 22

131,956 29

151,551 83

$1,577,675 02 $1,552,813 75 $1,625,826 27

$1,607,893 45

378,078 96

100 00

N o tes a n d b ills re d is c o u n te d ...................
B ills p a y a b le ...................................................
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

52

STA TE B A N K IN G D E PA R T M E N T .
No. 37.
THE CITY SAYINGS BANK, DETROIT.
O rg a n iz ed O cto b er 25. 188D.

F . C. P in g b e k , P r e s id e n t; F r a n k C. A n d r e w s , V ice P r e s id e n t; H . R. A n d r e w s , C ashier.
D ir e c t o r s .— W . H . B ra ce , J . A. R em ick , F . C. P in g re e , W . L. A n d ru s , F . C. A n d re w s, Geo.
D in g w a ll, J o se p h S c h ra g e , H o m e r M cG raw , F r e d S. O sb o rn e, H . R. A n d re w s.
R e p o rt o f
A p ril 26.
L o an s a n d d is c o u n ts ........................

R e p o rt o f
J u n e 29.

R e p o rt of
S ept. 5.

$1,240,429 65 $1,298,857 97 $1,676,307 82

R e p o rt o f
D ec. 13.
$1,562,084 59

B o n d s, m o rtg a g e s a n d s e c u ritie s .

705,337 79

699,913 47

737,809 40

866,577 51

P re m iu m s p a id on b o n d s ...............

16,380 04

16,380 04

16,380 04

16,380 04

O v e r d r a f ts ...........................................

1,260 24

1,304 17

1,406 32

1,085 11

B a n k in g h o u s e ....................................
F u r n itu r e a n d f i x t u r e s ...................

6 ,0 0 0 00

6,000 00

5,000 00

5,000 00

O th e r re a l e s ta te ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ) ...................................................................... • •

199,423 56

198,586 60

198,580 22

145,459 69

10,208 03

17,825 83

9,161 14

24,304 46

D u e fro m b a n k s in re s e rv e c itie s ......................•........

90,859 08

85,250 86

299,734 74

290,899 26

E x c h a n g e fo r c le a rin g h o u s e .......................................

50,468 35

54,647 66

19,592 01

41,027 79

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

120,118 00

194,375 00

181,621 00

148,058 00

G old c o in ............................................................. . .............

54,795 00

52,472 50

16,240 00

12,550 00

S ilv e r c o i n .........................................................................

3,232 00

6,015 25

2,698 25

1,692 75

N ic k els a n d c e n t s ..............................................................

369 72

102 63

158 78

101 47

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,852 59

2,295 13

1,340 75

1,242 99

$2,500,734 05 $2,634,027 11 $3,166,030 47

$3,116,463 66

T o tals.

L ia b ilitie s.
C ap ital s to ck p a id i n ...................
S u rp lu s f u n d ......................................................................
U n d iv id e d pro fits, le ss c u r r e n t ex p en ses, in te re s t
a n d ta x e s p a id ........................... ....................................

$150,000 00

$150,000 00

$150,000 00

30,000 00

30,000 00

30,000 00

30,000 00

24,285 16

34,430 29

25,399 28

32,351 07

$150,000 00

39 00

D iv id e n d s u n p a id ............................................................. ........................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................j

579,970 22

553,596 35

1,314,663 39

C o m m e rc ial c e rtific a te s o f d e p o s it............................ j

153,007 30

252,253 97

2,516 50

1,904 50

D u e to b a n k s an d b a n k e r s .............................................I

183,149 63

194,224 22

187,563 61

237,605 82

C ertifie d c h e c k s .................................................................!

3,457 83

8,751 21

15,024 40

6,404 38

S a v in g s d e p o s its ......................................................

1,262,671 24

1,286,567 57

1,316,617 55

1,331,095 27

S a v in g s c e rtific a te s o f d e p o s it............................

114,192 67

124,203 50

124,206 74

107,341 26

$2,500,734 05 ¡$2,634,027 11 $3,166,030 47

$3,116,463 66

1,219,761 36

C a s h ie r’s c h ec k s o u ts ta n d in g ..............................

N o te s a n d b ills re d is c o u n te d ..............................
B ills p a y a b le .............................................................
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

53

STATE BA N K S OF M ICH IG A N .
No. 47.
DETROIT SAVINGS BANK, DETROIT.
O rg a n iz ed 1849.

R eo rg a n iz e d J u ly 18, 1S71.

S id n e y D. M il l e r , P r e s id e n t; F r e d e r ic k B. S ib l e y , V ice P r e s id e n t; E u s t a c e C. B o w m a n ,
C a sh ie r ; C yru s B o s s , A s s is ta n t C ash ier.
D ir e c t o r s .— S id n e y D. M iller, J a m e s E. P it tm a n , F r e d e ric k B. Sibley, J a m e s M cM illan , G eorge
H e n d rie , C h as. A. D ean , W illia m K . A n d e rso n , E . C h a p o to n , D . C. D e la m a te r.

R eso u rc e s.

R ep o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................

659,913 54 $1,562,643 76 $1,531,321 95

$1,536,430 58

B o n d s, m o rtg a g e s a n d s e c u ritie s .

225,315 44

4,240,419 99

4,236,341 28

4,314,243 60

P re m iu m s p a id on b o n d s ...............

30,500 00

30,250 00

29,375 00

28,500 00

O v e r d r a f ts ...........................................

1,134 63

1,597 60

769 95

4,658 88

B an k in g h o u s e — ............................
F u r n itu r e a n d fix tu re s ....................

• 3,000 00

3,000 00

3,000 00

3,000 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s).................................................................................

158,468 00

145,759 16

144,864 33

170,151 87

4,308 22

10,929 42

8,391 02

11,467 29

D u e iro m b a n k s in re s e rv e c i t i e s ........................

281,438 04

258,455 10

366,421 05

522,802 11

E x c h a n g e fo r c le a rin g h o u s e .................................

7,221 68

16,966 69

27,907 61

12,360 92

U . S. a n d N a tio n a l b a n k c u rre n c y ........................

213,260 00

232.021 00

334,870 00

331,806 00

G old c o in ........................................................................

258,882 50

247.022 50

255,015 00

275,437 50

S ilv e r c o in ........................... ..........................................

20,003 60

17,531 60

8,576 35

6,734 30

N ic k els a n d c e n t s ...............................................•........

497 67

173 89

222 31

213 64

6,695 16

4,358 08

4,416 32

4,699 84

$6,770,638 48 $6,771,128 79 $6,951,492 17

$7,222,506 53

C h eck s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t
T otals.

L ia b ilitie s.
$400,000 00

$400,000 00

$400,000 00

$400,000 00

S u rp lu s f u n d ...................... .
„.n. . . . . . . . . . . . . . . . . . . .
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ...............................................................

100,000 00

100,000 00

100,000 00

100,000 00

300,204 36

293,146 69

292,351 28

302,664 23

D iv id e n d s u n p a id .............................................................

665 00

600 00

600 00

600 00

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

408,118 10

375,457 68

387,724 75

472,991 42

C o m m ercial c e rtific a te s o f d e p o s it............................

76,226 10

63,888 52

70,795 91

57,753 85

D u e to b a n k s a n d b a n k e r s ........................ ...................

81,508 31

84,155 79

148,165 86

127,549 27

C ertified c h e c k s .................................................................

6,742 10

3,878 13

3,115 43

5,231 57

5,397,174 51

5,450,001 98

5,548,738 94

5,755,716 19

3,770,638 48 $6,771,128 79

16,951,492 17

$7,222,506 53

C ap ital sto c k paid in ..................

C ash ie r’s c h ec k s o u ts ta n d in g ...................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s i t ...................................
N o te s a n d b ills re d is c o u n te d .....................................
B ills p a y a b le .................................................................... .
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

54

STA TE B A N K IN G D EPA R TM EN T.
No. 94.
THE DETROIT RIVER SAVINGS BANK, DETROIT.
O rg a n iz e d M a rc h 23, 1890.

A akon A. P a r k e r , P r e s id e n t ; J o h n P r id g e o n , J r ., Vice P r e s id e n t; W ir. B. R e il l y , C a sh ie r ;
G eo rg e R. B e a r d , A s s is ta n t C ash ier.
«
D ir e c t o r s .— A. A. P a r k e r , J . E . P it tm a n , J. H . M cM illan , J . W . D a ile y , C a m e ro n C u rrie , S id n e y
T. M ille r, J o h n P r id g e o n , J r ., G eo rg e M. H e n d rie , H e r b e r t M. F ie ld , C h a rle s F . B ie lm a n ,
L. C. W ald o .
R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

L o an s a n d d is c o u n ts ........................

$294,721 28

$281,176 56

$265,362 51

$322,768 87

B onds, m o rtg a g e s a n d s e c u ritie s

261,614 92

271,016 66

266,547 96

213,053 55

3 23

93 65

670 95

178 90

R eso u rc e s.

R e p o rt o f
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ................................................................. . —
B a n k in g h o u s e ..................................... : ...........................
F u r n itu r e a n d fix tu re s ....................................................

1,265 80

1,265 80

1,265 80

1,265 80

O th e r re a l e s t a t e ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (.not re s e rv e
c itie s)..................................................................................

9,878 84

9,878 84

18,330 94

15,949 75

1,801 13

5,393 24

10,273 88

2,867 23

D u e fro m b a n k s in re s e rv e c itie s ...............................

40,184 78

81,550 49

133,579 69

86,566 48

E x c h a n g e f o r c le a rin g h o u s e .......................................

19,688 19

3,812 46

6,894 16

5,877 54

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

14,172 00

18,360 00

21,567 00

13,609 00

G old c o in ..............................................................................

10,125 00

10,260 00

11,030 00

11,810 00

S ilv e r c o in ...........................................................................

1,138 60

3,272 80

9,899 25

4,636 35

N ic k els a n d c e n t s ..............................................................

34 11

77 00

119 46

168 46

C h eck s, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

1,249 04

1,615 39

2,509 08

1.535 37

$655,876 92

$687,772 89

$748,050 68

$680,287 30

$100,000 00

$100,000 00

$100,000 00

$100,000 00

18,000 00

18,000 00

18,500 00

18,500 00

4.539 60

6,076 13

1,553 69

8,271 12

D iv id e n d s u n p a id .......................................

127 65

42 33

42 33
302,983 44

T o tals

L ia b ilitie s.
C ap ital s to ck p a id in
•Surplus f u n d ........................................... ...........................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id .................................................................

C o m m e rc ial d e p o sits s u b je c t to ch eck

198,820 50

227,678 82

C o m m ercial c e rtific a te s o f d e p o s it-----

26,510 86

500 00

D u e to b a n k s a n d b a n k e r s .......................

10,000 00

21,147 94

23,642 35

21,386 38

C ertified c h e c k s ............................................

845 38

5,300 00

2,437 00

7,270 94

C ash ie r’s c h e c k s o u ts ta n d in g — ..........

14,697 51

123 85

S a v in g s d e p o s its .........................................

229,206 73

229,792 43

239,556 90

227,980 85

S a v in g s c e rtific a te s o f d e p o s it.............

53,128 69

54,111 39

59,334 97

51,167 83

$748,050 68

$680,287 30

234,656 38
11,048 80

5 00

N o tes a n d b ills r e d is c o u n te d .................
25,000 00

B ills p a y a b le .................................................
Totals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$655,876 92

$687,772 89

sta te

BANKS OF MICHIGAN.

55

No. 9.
THE DIME SAYINGS BANK, DETROIT.
O rg a n iz e d A p ril 5, 1884.
W m . L iv in g s t o n e , P r e s id e n t; J . L . H u d s o n , G eorge H . B a r b o u r , V ice P r e s id e n ts ; C. A.
W a r r e n , C a sh ie r ; C. S. F l e m in g , A s s is ta n t C ash ier an d A u d ito r.
D ir e c t o r s __G eo rg e IT. B a rb o u r. ,T. L. H u d so n . C. A. W a rre n , W illia m L iv in g sto n e , J a m e s B.
M-eKay, B e th u n e D uffield, M a rs h a ll II. G o d frey , A u g u s tu s C. S te llw a g e n .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$940,400 53

$914,144 56

$913,312 61

$925,519 61

B onds, m o rtg a g e s a n d s e c u ritie s ...............................

1,058,277 77

1,033,627 35

1,203,038 93

1,235,646 28

O v e rd ra fts ...........................................................................

32 13

15 6L

34 16

9 61

B a n k in g h o u se .................................................................

105,000 00

105,000 00

105,000 00

105,000 00

F u r n itu re an d fix tu re s ....................................................

1,000 00

645 00

2,901 00

2,991 00

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re se rv e
cities')..................................................................................

87,323 05

87,323 05

87,323 05

87,782 41

27,702 66

27,649 73

56,400 77

7,233 65

456,335 42

313,709 58

287,992 64

D u e fro m b a n k s in re s e rv e c itie s ...............................

.301,425 16

E x c h a n g e fo r c le a rin g h o u s e .......................................

13,519 24

19,382 80

26,302 58

14,978 00

U . 8. a n d N a tio n a l b a n k c u rre n c y ............................

71,188 00

89,044 00

82,186 00

86,395 00

G old c o in ..............................................................................

102,039 00

105,729 50

103,504 50

104,246 50

S ilv e r c o in ..........................................................................

4,587 25

5,509 80

6,418 55

8,344 05

N ic k els a n d c e n t s .............................................................

640 31

476 35

346 96

551 81

1,685 14

3,563 06

13,872 13

2,018 80

T o ta ls .............................................................................. $2,714,820 24 $2,848,446 23 $2,914,350 82

$2,868,709 36

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

L ia b ilitie s.
C ap ital sto c k p aid i n ........................................................

$200,000 00

$200,000 00

$200,000 00

$200,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

40,000 00

40,000 00

40,000 00

40,000 00

14,750 88

19,509 55

11,500 18

14,55(5 35

T. . . , __ _____.^

71 00

285 00

735,030 71

586,115 28

2,589 44

5,434 82

3,922 89

5,788 22

12,931 62

1,924 06

1,684,009 47

1,699,134 58

1,805,993 61

1,918,961 54

86,766 60

89,478 32

103,388 88

103,419 24

T o ta ls.............................................................................. $2,714,820 24 $2,848,446 23 $2,914,350 82

$2,868,709 36

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

683,458 76

791,946 12

C ertifie d c h e c k s .................................................................

3,940 21

C a s h ie r’s c h ec k s o u ts t a n d i n g .....................................

1,609 32

S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it...................................


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Federal Reserve Bank of St. Louis

56

STATE BANKING DEPARTMENT.
No. 5.
GERMAN AMERICAN BANK, DETROIT.
O rganized F ebruary 3, 1883.

J o h n S. G ray , P r e s id e n t; Gh a s . E . R a n t e r , V ice P r e s id e n t an d C a sh ie r ; L o u is B l it z
S eco n d V ice P r e s id e n t; G eo . H . K ib c h n b e , A s s is ta n t C ashier.
D ir e c t o r s .— C. E. R a n ter, John S. G ray. I ’h ilip B reitm eyer, L ouis B litz , G eorge H. K irchner.

R eso u rces.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
b e p t. 5.

R e p o rt of
D ec. 13.

L oans a n d d is c o u n ts .......................

$660,662 43

$644,122 45

$624,723 23

$628,287 30

B onds, m o rtg a g e s a n d se c u ritie s

420,158 57

426,921 71

414,196 81

425,662 04

P re m iu m s p a id on b o n d s ...............

1,200 00

1,200 00

O v e r d r a f ts ...........................................

6,876 77

3,662 14

1,409 12

3,090 41

1,500 00

B an k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

1,500 00

1,500 00

1,500 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

5,429 11

5,129 57

8,636 42

8,631 52

2,196 74

8,637 38

1,802 29

5,090 25
129,379 99

D u e fro m b a n k s in re s e rv e c itie s ...............................

78,980 62

66,280 84

111,488 20

E x c h a n g e fo r c le a rin g h o u s e .......................................

1,824 33

4,489 49

5,282 20

4,615 68

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

52,792 00

51,847 00

126,527 00

38,764 00

G old c o in ..............................................................................

66,987 50

62,597 50

69,060 00

66,875 00

S ilv e r c o i n ...........................................................................

5,808 65

9,289 80

7,170 25

3,440 20

N ic k els a n d c e n t s ..............................................................

208 48

227 29

190 46

239 22

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,348 31

2,965 41

2,944 09

2,593 79

$1,305,973 51 $1,288,870 58 $1,374,930 07

$1,318,169 40

T otals.

L ia b ilitie s.
C ap ital s to ck p a id in .........................................
S u rp lu s f u n d ...............................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d .........................................

$100,000 00

$100,000 00

$100,000 00

10,500 00

10,500 00

11,000 00

11 000 00

21.370 92

21,847 52

18,288 26

23,515 80

231,986 20

$100,000 00

D iv id e n d s u n p a id ............ ..........................
C om m ercial d e p o sits s u b je c t to c h e c k ....................

239,461 50

214,171 01

254,562 96

C om m ercial c e rtific a te s of d e p o s it........................

18,720 75

11,777 28

7,870 00

7,150 00

D u e to b a n k s a n d b a n k e r s .......................................

29,238 55

30,715 67

70,677 67

31,488 66

C ertified c h e c k s .........................................

4,298 00

306 23

7,389 35

2,720 70

C ash ie r’s c h ec k s o u ts ta n d in g ......................................

3,080 02

749 40

762 95

3,494 45

879,303 77

895,803 47

904,378 88

906,813 59

$1,305,973 51 $1,288,870 58 $1,374,930 07

$1,318,169 40

S av in g s d e p o s its ....................................................
S av in g s c ertific a te s o f d e p o s it....................................
N otes a n d b ills re d is c o u n te d .....................................
B ills p a y a b le ...........................................
T o ta ls.....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

*

57

STATE BANKS OE MICHIGAN.
No. 90.
THE HOME SAVINGS BANK, DETROIT.
O rganized D ecem ber 11, 1888.

J a m e s M c G r eg o r , P r e s id e n t; E d w in F . Go n e l y , V ice P r e s id e n t; C h a r l e s I. F a r r e l l , 2d V ic e
P r e s id e n t; J. H . H a a s s , C a sh ie r ; W m . M c C l e n a h e n , A u d ito r .
*

D ir e c t o r s .— Ja m es M cGregor, C. I. F arrell. W. H. E llis, L. Connor, E d w in F. C onely.
F red G uenther, R alph P h elp s, Jr., J. H. H aass.

R eso u rces.

R ep o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$302,319 96

$824,153 19

$806,199 82

$753,355 14

B onds, m o rtg a g e s a n d s e c u ritie s ...............................

1,160,136 49

1,156,516 95

1,179,875 62

1,265,461 40

325 77

411 02

379 22

239 44

•F u rn itu re a n d fix tu re s ....................................................

18,000 00

18,000 00

17,500 00

17,500 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d h a n k e rs (n o t re s e rv e
c itie s)..................................................................................

47,719 15

47,725 95

47,725 95

47,912 07

7,935 07

10,322 16

4,759 05

6,921 89

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

252,783 52

275,277 02

352,109 85

436,816 21
21,762 07

P re m iu m s p a id o n b o n d s ..............................................
O v e r d r a f ts ..........................................................................
B an k in g h o u s e ............................

E x c h a n g e fo r c le a rin g h o u s e .......................................

10,690 45

9,636 95

10,540 54

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

56,595 00

54,535 00

79,451 00

59,100 00

G old c o in ..............................................................................

48,705 00

50,282 50

47,967 50

53,567 50

S ilv e r c o i n ..........................................................................

10,337 25

9,437 50

6,712 25

12,019 25

N ick els a n d c e n t s ..................................... ....................

157 55

206 05

200 51

251 82

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

257 46

222 08

343 45

131 40

T o ta ls .............................................................................. $2,415,962 67 $2,456,726 37 $2,553,764 76

$2,675,038 19

L ia b ilitie s.
C ap ital s to ck paid in .......................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p rofits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ........................................ ......... ........

$200,000 00

$200,000 00

$200,000 00

$200,000 00
45,000 00

40,000 00

45,000 00

11,840 35

23,208 45

4,555 80

22,414 08

388,661 72

40,000 00

D iv id e n d s u n p a id ..........................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................

312,905 70

323,785 91

374,700 04

C o m m ercial c e rtific a te s o f d e p o s it............................

2,202 50

4,000 00

3,12#48

3,285 72

D u e to b a n k s a n d b a n k e r s .............................................

60,082 91

43,336 41

39,214 79

31,241 44

C ertified c h e c k s .................................................................

7,133 72

6,246 32

2,608 63

16,240 33

S a v in g s d e p o s its ...............................................................

1,721,473 13

1,761,971 75

1,807,768 31

1,898,880 76

S a v in g s c e rtific a te s o f d e p o s it ...................................

60,324 36

54,177 53

76,793 71

69,308 14

T o ta ls .............................................................................. $2,415,962 67 $2,456,726 37 $2,553,764 76

$2,675,038 19

C ash ie r’s c h ec k s o u ts ta n d in g . ..

N o tes a n d b ills re d is c o u n te d
B ills pay ab le, ..


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

58

STATE BANKING DEPARTMENT.
No. 161.
McLELLAN & ANDERSON SAVINGS BANK, DETROIT.
O rganized M ay 18, 1893.
G eorge A n d e r s o n , P r e s id e n t; H e n r y C o w ie , V ice P r e s id e n t; E n o c h S m i t h , C ashier.

D ir e c t o r s .— G eorge A nderson, J. B. Book, S. C. S u tter, T hom as S. Jerom e, Jam es H.
M cD onald, E noch S m ith , H enry T. P h illip s, H enry Cow ie, Geo. R. Sh aw .

R eso u rc e s.

R e p o rt of
A p ril 26.

B e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

L o a n s a n d d is c o u n ts ........................................................

$415,491 10

$407,401 73

$418,893 55

$415,380 85

B onds, m o rtg a g e s a n d s e c u ritie s ................................

314,790 26

332,082 11

333,847 25

304,175 86

40 39

248 36

101 93

403 53

O th e r re a l e s t a t e ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

10,724 22

10,732 96

11,402 62

11,303 92

353 28

119 74

*935 58

R e p o rt of
D ec. 13.

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts ............................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

D u e fro m b a n k s in re s e rv e c itie s ...............................

66,606 41

80,317 12

52,591 65

56,994 77

E x c h a n g e fo r c le a rin g h o u s e .......................................

4,357 98

2,881 94

8,530 29

4,995 97

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

8,177 00

13,653 00

17,856 00

6,891 00

G old c o in ..............................................................................

24,910 00

26,520 00

26,530 00

28,225 00

S ilv e r c o i n ...........................................................................

1,200 00

925 00

610 00

N ic k e ls a n d c e n t s .............................................................

96 64

22 16

89 96

601 06

1,725 08

1,061 71

1,213 87

1,234 79

$848,472 36

$875,965 83

$872,602 70

$830,206 75

C a p ita l s to c k p a id i n ........................................................

$150,000 00

$150,000 00

$150,000 00

$150,000 00

S u rp lu s f u n d ...........................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

8,800 00

8,800 00

9,600 00

9,600 00

14,471 79

12,451 16

10,244 30

9,994 85

C h eck s, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t
T o ta ls ........................................................

L ia b ilitie s.

D iv id e n d s u n p a id ........................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................

25 00

25 00

50 00

25 00

181,770 82

200,237 33

174,626 64

141,199 88

C o m m ercial c e rtific a te s o f d e p o s it............................
D u e to b a n k s a n d b a n k e r s .............................................

261 17

C ertifie d c h e c k s .................................................................
C a s h ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ....................................... •........
S a v in g s c e rtific a te s o f d e p o s i t ...................................

584 64

288 00

255 00

250 00

399,754 61

407,170 43

420,510 54

419,078 27

93,065 50

96,993 91

107,316 22

99,797 58

N o tes a n d b ills re d is c o u n te d .......................................
•

B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$848,472 36

$875,965 83 ^ $872,602 70

$830,206 75

59

STATE BANKS OF MICHIGAN.
No. 4.
THE MECHANICS’ BANK, DETROIT.
O rganized October 10, 1871.

E . II. B u t l e r , P re sid e n t; W m . A. B u t l e r , J r ., C ashier; F red E. B u t l e r , A ssis ta n t Cashier.
D ir e c t o r s .— E. U . B u tler, Wm. A. B u tler, Jr., A lla n Sheldon, F red E. B u tler, H erbert B ow en.

R eso u rces.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

T .nans a n d r1i4p.oimt.fl........................................................

$538,186 11

$586,044 63

$559,900 98

$543,375 25

B o n d s m o rtg a g e s a nrl s e c u r i t i e s ..................................

429,309 99

427,320 48

425,070 48

403,847 73

"Pronoiiim s p a id o n b o n d s .................................................

6,933 00

6,933 00

6,933 00

6,933 00

O v e r d r a f t s ...............................................................................

1,174 03

1,915 20

662 20

134 43

O th e r rpR.l p s t.a to ...................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

42,930 25

42,930 25

43,581 00

47,662 37

3,447 95

13,600 79

5,657 76

4,660 34

P up fro m b a n k s in r e s p r v e c i t i p s ................................

193,732 39

235,516 94

178,328 98

243,696 95

E ^ d i a n g p f o r p.lparing* b o u s e ..........................................

5,319 04

8,498 53

18,039 58

3,711 98

t_T S a n d X a tirm a l b a n k c u r r e n c y ................................

18,368 00

31,450 00

37,843 00

53,136 00

O old c o in .............................................................................

20,000 00

5,100 00

6,980 00

10,000 00

S ilv e r c o i n ...............................................................................

3,723 00

1,454 00

741 00

1,329 00

" \io k e ls a n d c e n t s .................................................................

75 47

69 66

171 48

89 95

1,054 70

1,508 66

713 01

1,429 77

$1,264,253 93 $1,362,342 14 $1,284,622 47

$1,320,006 77

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t
T o ta ls ..........................................................................

L ia b ilitie s.
■f^apifa.l struck p a id i n ............................................. ............

$100,000 00 . $100,000 00

$100,000 00

$100,000 00

25,000 00

25.000 00

25,000 00

25,000 00 ,

U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d .............................................................

5,521 08

9,638 99

6,504 97

5,649 16

407,379 55

;S n r p ln s f u n d ................................................................. 1..

f o r n n ie r c ia 1 d e p o s it s s u b j e c t to c h e c k ....................

318,042 12

441,890 07

362,011 30

r o r n m e r c ia l c e r t if ic a te s o f d e p o s it. ............................

1,055 59

1,527 40

491 77

349 61

T)ne f e h a n k s a n d b a .n k e rs ................................... .

7,711 55

5,586 41

6,190 79

4,036 41

(C ertified c h e c k s ............................................................. .

898 22

2,498 20

550 00

600 00

r a s h i e r ’s c h e c k s o u ts ta n d in g ’.......................................

2 50

2 00

3 10

313 08

S a y in g s d e p o s i t s ...............................................................

799,922 89

775,147 27

780,820 54

770,226 00

■Sayings c e r t if ic a te s o f d e p o s it.......................................

4,500 00

3,000 00

3,000 00

6,154 74

................................................ ................. $1,264,253 93 $1,362,342 14 $1,284,622 47

$1,320,006 77

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

60

STATE BANKING DEPARTMENT.
No. 81.
MICHIGAN SAVINGS BANK, DETROIT.
O rg a n iz e d F e b r u a r y 19, 1877.
G eo rg e P e c k , P re s id e n t ; J n o . H . K a p l e , Vice P resid en t ; C h a s . E m e r s o n ,, T rea su re r;
G e o . W il e y , A ssis ta n t Treasurer.

T r u s t e e s .— J a s . D. S ta n d is h , A. G. L in d sa y , C la re n c e M. B u rto n , H e n ry A . C le lan d , S im o n J
M u rp h y , J o h n H . K a p le , G eorge P eck , F r a n k C ra n d e ll, C. C. J e n k s , H o y t 1'ost, C h as
E m e rso n .

R eso u rces.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ......................

$529,034 16

$480,165 19

$408,950 10

$467,188 06

B onds, m o rtg a g e s a n d s e c u ritie s

843,913 24

858,537 18

862,797 17

876,346 15

P re m iu m s p a id on b o n d s .............

4,676 45

4,676 45

4,676 45

4,676 45

O v e rd ra fts ..........................................

374 82

80 09

42 24

71 43

B a n k in g h o u s e .................... ...........................................
F u r n itu r e a n d fix tu re s ...................................................

2,375 00

2,375 00

2,375 00

2,375 00

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
cities). ..............................................................................

67,919 51

63,176 44

63,176 44

60,987 10

D ue fro m b a n k s in re s e rv e c itie s ...............................

197,320 04

246,698 76

338,496 66

297,691 99

E x c h a n g e fo r c le a rin g h o u s e .......................................

7,807 82

5,695 51

13,801 86

12,687 69

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

31,024 00

32,770 00

26,811 00

36,982 00

G old c o i n ............................................................................

71,111 90

74,772 80

72,523 30

73,814 30

S ilv e r c o in ..........................................................................

773 45

906 80

296 80

1,578 00

N ick els a n d c e n t s .............................................................

38 59

26 71

20 27

52 23

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

867 26

2,768 94

701 12

2,873 10

$1,762,236 24 $1,772,649 87 $1,854,668 41

$1,837,323 50

Totals.

5,000 00

L ia b ilitie s.

*

C ap ital s to ck p a id i n ...................
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id .................................................................

$150,000 00

p

$150,000 00

$150,000 00

$150,000 00

30,000 00

30,000 00

30,000 00

30,000 00

25,217 43

29,097 65

20,021 68

30,727 05

D iv id e n d s u n p a id .......................................

135 00

C o m m ercial d e p o sits s u b je c t to ch ec k

268,127 32

287,149 83

285,603 63

C o m m ercial c e rtific a te s o f d e p o s it......

2,303 50

941 60

1,312 45

186 37

D u e to b a n k s a n d b a n k e r s ........................

11,003 25

13,622 97

14,692 15

12,400 19

C ertified c h e c k s ............................................

3,460 00

110 00

1,105 80

5,249 95

C ash ie r’s c h ec k s o u ts ta n d in g .................

4 70

5,000 00

50 00

58 85

S a v in g s d e p o s its ...........................................

1,192,031 95

1 ,183,658 91

1,276,983 65

1,233,875 18

S a v in g s c e rtific a te s o f d e p o s it...............

80,088 09

73,068 91

74,764 05

72,842 18

$1,762,236 24 $1,772,649 87 $1,854,668 41

$1,837,323 50

301,983 73

N o tes a n d b ills re d is c o u n te d .
B ills p a y a b le ................................
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

61

STATE BANKS OF MICHIGAN.
No. 15.
THE PENINSULAR SAVINGS BANK, DETROIT.
O rg a n iz e d A u g u s t 27, 1887.

A. C h a p o t o n , J r ., P r e s id e n t ; E . H . D o y l e , V ice P r e sid e n t ; A l b e r t H . W e b b , 2d V ice
P r e s id e n t ; J . H . J o h n s o n , C a sh ie r ; J . A. L a t ta , A s s is ta n t C ashier.
D ir e c t o r s .— E . O. G ro sv e n o r, H . B eck er, F . H o w a rd , M. B re n n a n , J . M. D w y er, A. C h a p o to n ,
J r ., S. W . C la rk so n . A lb e rt IT. W ebb, E d w a rd II. D oyle, J o h n It. J o h n s o n , C o rn e liu s C o r­
b e tt, Geo. H . L e s h e r, D. A. M cL a u g h lin , J . A. L a tta , J o se p h J . N oeker.

R eso u rces.

L o a n s a n d d is c o u n ts ........................
B onds, m o rtg a g e s a n d s e c u ritie s .

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

j

R e p o rt of
S ç p t. 5.

,621,525 12 $1,707,025 13 j$1,862,354 52
651,788 02

640,757 07 |

651,267 12

R e p o rt o f
D ec. 13.
$1,721,100 55
663,997 21

P re m iu m s p a id on b o n d s ...............
O v e r d r a f ts ...........................................

1,525 21

2,017 07

822 82

2,336 08

B a n k in g h o u s e ...................................

175,000 00

175,000 00

175,000 00

175,000 00

F u r n itu r e a n d fix tu re s ....................

11,000 00

11,000 00

11,750 00

11,750 00

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ).................................................................................

71,810 89

72,444 07

78,946 66

70,368 95

31,718 24

37,225 48

49,808 87

70,443 02

292,170 11

324,719 60

448,582 33

289,484 93

D u e fro m b a n k s in re s e r v e c i t i e s ........................
E x c h a n g e f o r c le a rin g h o u s e .................................

10,715 63

12,447 04

29,262 27

20,306 20

U . S. a n d N a tio n a l b a n k c u rre n c y ........................

117,606 00

103,849 00

142,450 00

106,870 00

G old c o in ........................................................................

58,532 50

55,980 00

51,977 50

50,655 00

S ilv e r c o i n .....................................................................

20,452 00

22,285 00

31,293 00

7,819 00

N ic k els a n d c e n t s ......... ..............................................

1,140 69

1,459 27

1,149 31

1,067 91

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

5,722 00

19,613 13

8,907 08

4,671 22

,185,821 86 $3,543,571 48

$3,195,870 07

$3,070,706 41

T otals.

L ia b ilitie s.
$300,000 00

$300,000 00

$300,000 00

$300,000 00

60,000 00

60,000 00

60,000 00

60,000 00

3,886 46

16,836 37

12,993 81

16,820 01

D iv id e n d s u n p a id .........................................

127 50

15 00

169 50

C o m m ercial d e p o sits s u b je c t to c h ec k .

784,694 26

839,682 66

1,191,782 48

C om m ercial c e rtific a te s o f d e p o s it.......

35,888 35

17,092 90

63,529 82

6,381 63

D u e to b a n k s a n d b a n k e r s ........................

871,349 70

876,612 43

800,502 60

812,176 11

C ertified c h e c k s............................................

13,504 90

33,960 77

27,878 68

11,313 32

S a v in g s d e p o s its ...........................................

876,398 19

914,583 70

967,609 12

941,423 64

S a v in g s c e rtific a te s o f d e p o s it...............

124,857 05

127,038 63

119,105 47

108,360 77

$3,070,706 41 $3,185,821 86 $3,543,571 48

$3,195,870 07

C ap ital s to ck p a id i n ..................
S u rp lu s f u n d .................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ............. ............................................

939,394 59

C ash ie r’s c h ec k s o u ts ta n d in g ..................

N o te s a n d b ills re d is c o u n te d .................
B ills p a y a b le .................................................
T o tals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

62

STATE B A N K IN G D E PA R T M E N T .
No. 52.
PEOPLE’S SAYINGS BANK, DETROIT.
O rg a n iz e d J a n u a r y 1, 1872.
M. W . O ’B r i e n , P r e s id e n t; F . A. S c h u l t e , V ice P r e s id e n t; G. E . L a w s o n , C a sh ie r ;
R. W . S m y l ie , A u d ito r .

D ir e c t o r s .— F . F . P a lm s , Geo. E . L a w so n , M. W . O’B rie n , F . A. S c h u lte , Geo. H . B a r b o u r,
J e r e m ia h D y er, C la re n c e C a r p e n te r , C. A. D u c h a rm e , F r e d T. M o ra n , C h as. L. P a lm s ,
S ig m o n d R o th s c h ild .
R e p o rt o f
A p ril 26.

R eso u rces.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

T,nanS ftTïil d is c o u n ts ........................................................ $3,148,510 56 $3,104,131 93 $3,385,749 14
B en d s m c rtg a e 'c s a n d s e c u ritie s ...............................

3,304,571 71 I 3,278,263 07

R e p o rt o f
D ec. 13.
$3,363,214 56

3,211,861 89

3,313,880 82

P re m iu m s paid on b o n d s ...............................................

15,091 00 !

15,091 00

15,091 00

15,651 00-

O yp.r il r a f t s ...........................................................................

1,552 95

5,159 43

4,735 84

1,615 84

Ha

nkinp' h o n s p .

............................................................

P n rn ifiirp and fix tu re s ....................................................

4,500 00

4,500 00

5,150 86

6,431 45

O th e r re a l esta .te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

193,451 91

185,017 18

183.275 53

183,366 77

29,926 16

33,935 23

31,540 21

32,260 96

O uc fro m h a n k s in rp.sprvp pi tip s ...............................

934,082 44

1,017,625 69

962,469 72

1,311,635 14

HYP.ha.ngp fo r c le a rin g h o u s e .......................................

44,986 30

107,277 81

114,109 04

70,880 71

TT S a n d N a tio n al h a n k c u r r e n c y ..............................

176,354 00

165,419 00

171,343 00

210,173 OO

(Told c o in ..............................................................................

171,677 50

165,132 50

165.275 00

208.830 00

Silyp.r c o in ............................................................................

13,982 00

18,719 60

18,623 00

14,028 00

"Nickel S and c e n t s ..............................................................

509 44

557 18

308 62

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

4,691 36

4,375 07

388 87
4,310 58

T o ta ls .............................................................................. $8,013,887 33 $8,105,204 69 $8,269,532 85

$8,736,667 70

L ia b ilitie s.
C apital s to ck p aid i n ....................................... : ..............

$500,000 00

$500,000 00

$500,000 00

$500,000 00

S u rp lu s fu n d
.............................................- ..................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x P S p a id .................................................................

125,000 00

125,000 00

125,000 00

125,000 00

73,976 10

67,933 28

55,641 27

57,869 29

D iv id e n d s u n p a id

....

150 00

...........................................

C o m m ercial d e p o sits su b ject* to c h e c k .....................

847,667 41

909,988 14

845,855 92

C o m m ercial c e rtific a te s o f d e p o s it............................

19,517 46

26,918 70

29,112 42

47,240 04

D uo to h a n k s a n d h a .n k e rs.............................................

509,960 54

490,567 77

612,300 59

563,017 47

C ertified c h e c k s .................................................................

12,926 09

7,350 40

4,164 76

7,106 82

C ash ie r’s c h e c h s o u ts ta n d in g .......................................
5,609,623 39

5,676,260 61

5,723,075 86

395,743 62

367,823 01

421,047 28

464,023 62

............................................................ $8,043,887 33 $8,105,204 69 $8,269,532 85

$8,736,667 70

S a v in g s c e rtific a te s o f d e p o s i t ...................................
a n d h ills

r e d is c o u n te d

B ills p ay ab le
T o tals


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

...............................
11

S a y i n g s d e p o s i t s .................................................................................

N b te s

1,249,334 60

5,559,096

................................................

............................................................

63

STATE BA N K S O F M ICH IG A N .
No. 7.
STATE SAVINGS BANK, DETROIT.
O rg a n iz ed O c to b er 24, 1883.

G eo rg e H . R u s s e l , P r e s id e n t; R u f u s W. G i l l e t t , V ice P r e s id e n t; R. S. M a s o n , C a sh ie r ;
A u s t in E . W in g and H . P . B o r g m a n , A s s is ta n t C a sh ie r s ; E u g e n e A. S u n d e r l in , A u d ito r .
D ir e c t o r s .— G eorge H . R u sse l, R o b e rt S. M aso n , H u g h M cM illan , H e n ry R u sse l, H e n ry B.
L e d y a rd , R u sse ll A. A lg er, W . H . E l lio tt, H e n ry M. C am p b ell, R . W , G ille tt, W m . C.
M cM illan , C h as. L . F r e e r, F r a n k J . H e ck e r, P e te r W h ite , T r u m a n H . N e w b e rry , H e n ry C
P o tte r , J r .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

L o a n s a n d d is c o u n ts ........................................................ $3,897,312 45 $3,907,618 44 $4,292,774 96
B on d s, m o rtg a g e s a n d s e c u ritie s .......................... .....

2,936,548 22

P re m iu m s p a id on b o n d s ..............................................

R e p o rt of
D ec. 13.
$4,118,130 89

2,685,752 04

2,821,038 74

3,068,600 00

28,762 50

30,137 50

33,537 50

O v e rd ra fts ...........................................................................

2,'834 32

5,101 82

2,585 09

5,610 29

B a n k in g h o u s e ..................................................................

225,000 00

250,000 00

250,000 00

250,000 00

F u r n itu r e a n d fix tu re s ....................................................

6,000 00

7,410 40

25,865 40

28,763 10

O th e r re a l e s t a t e ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ).................................................................................

58,096 08

60,483 58

60,674 31

66,198 1Q

101,528 31

151,627 82

133,701 87

166,804 55

D u e fro m b a n k s in re s e rv e c itie s ...............................

1,085,169 68

838,208 67

968,999 17

831,003 97

E x c h a n g e fo r c le a rin g h o u s e .......................................

43,805 38

35,301 99

78,732 56

51,777 55

ü . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

110,182 00

212,327 00

465,553 00

234,025 00

G old c o in ..............................................................................

283,740 24

393,093 44

335,949 75

544,776 46

S ilv e r c o in ...........................................................................

46,497 25

69,803 25

68,150 70

60,294 05

N ic k els a n d c e n t s ..............................................................

373 47

1,281 48

361 87

. 1,003 28

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

23,570 36

44,753 79

42,908 56

9,803 46

T o ta ls.............................................................................. $8,820,657 76 $8.691,526 22 $9,577,433 48

$9,470,328 29

L iab ilitie s.
C ap ital s to ck p a id i n ........................................................

$500,000 00

$500,000 00

$500,000 00

$500,000 00

S u rp lu s f u n d ......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

100,000 00

100,000 00

100,000 00

100,000 OO

39,411 02

38,828 59

40,802 11

42,317 73

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

3,197,239 38

2,552,121 75

3,147,099 53

2,531,722 04

C o m m ercial c e rtific a te s o f d e p o s it............................

33,140 00

177,974 22

37,505 00

25,400 00

D ue to b a n k s a n d b a n k e r s ............................................

1,174,531 96

1,354,108 57

1,537,936 80

1,987,455 57

D iv id e n d s u n p a id .............................................................

C ertified c h e c k s .................................................................

3,340 63

4,745 64

14.526 11

4,824 26

C ash ie r’s c h e c k s o u ts ta n d in g ......................................

5,087 13

4,988 51

55,098 68

16,355 38

S av in g s d e p o s its ...............................................................

3,107,820 01

3,241,253 73

3,343,246 47

3,448,103 85

S a v in g s c e rtific a te s o f d e p o sit .................................

660,087 63

717,505 21

801,218 78

814,149 46

T o t a ls ............................................................................. $8,820,657 76 $8,691,526 22 $9,577,433 48

$9,470,328 29

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

64

STA TE B A N K IN G D E PA R T M E N T .
THE UNION TRUST

COMPANY, DETROIT.

D. M. F e r r y , P r e sid e n t ; W . C. M c M il l a n , F ir s t V ice P r e s id e n t ; A. E . F . W h i t e , Secon d V ice
P r e s id e n t; E l ,w ood T. H a n c e , S e c r e ta r y an d T re a su re r ; H ow ard J .
L e s h e r , A s s is ta n t S e c re ta r y .
D ir e c t o r s .— W . II. E l lio tt, S. D . M ille r, H . B. L e d y a rd , Geo. H . B a rb o u r, W . C. M cM illan ,
1). M. F e rr y . H u g h M cM illan , F. W . H a y e s, S im on J . M u rp h y , Geo. H . H o p k in s,
A. E. F . W h ite , C h a rle s S tin c h fie ld , J a m e s D. S ta n d is h , J a m e s M cM illan , E lw o o d T.
H an ce, C. A. D u c h a rm e , H e n ry R u sse l, T. H . N e w b e rry , E l lio tt T. S locum , F . H . H eck er,
W m . C. Y aw k ey , H . A. C o n a n t.

R eso u rces.

C!ol la te ra l lo a n s

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt of
D ec. 13.

t,im e .................................................... $1,471,813 95 $1,419,498 02 $1,283,395 00

$1,101,402 00

731,267 74

788,225 18

780,885 48

875,793 03

720,643 58

762,523 35

769,296 95

43,800 00

201,303 00

202,538 00

205,263 00

O th e r lo a n s ..........................................................................

46,148 49

31,528 05

24,600 04

39,942 00

R onds in office...................................................................

242,432 00

347,432 00

453,594 50

515,647 50

239,000 00

C o lla teral lo a n s—d e m a n d ..............................................

650,613 60

R oans on real e s ta te m o rtp ’ap’es, in office...............
L o an s on re a l e s ta te m o rtg a g e s , w ith s ta te
t r e a s u r e r ..........................................................................

R onds w ith s ta te tr e a s u r e r . . .

160,000 00

S to c k s ....................................................................................

239,000 00

239,000 00

239,000 00

R eal e s ta te o w n e d ............................................................

33,583 07

33,637 27

33,480 00

33,516 60

O th e r in v e s tm e n ts ...........................................................

134,110 00

134,110 00

134,100 00

134,100 00

A d v an ces to t r u s t s ...........................................................

57,468 60

56,193 99

73,529 97

41,403 45

5,820 28

5,877 78

5,685 31

5,932 09

O n e from h a n k s a n d b a n k e r s .......................................
t
Cash i t e m s ............... ........................................................

217,216 22

159,042 82

126,622 81

133,272 59

10,002 70

7,516 84

7,576 43

3,278 54

N ick els an d c e n t s ..............................................................

5 93

2 67

13 01

3 50

Sil v e r c o i n ...........................................................................

73 05

106 80

104 35

47 00

P re m iu m s p a id ...................................................................
Safe deposit, v a u l t s ..........................................................
F u r n itu r e a n d fix tu re s ....................................................
R)np fro m ap p ro v e d re s e rv e a g e n t s ..........................

..................................................................

175 00

165 00

82 50

85 00

I J . S. a n d N a tio n a l b a n k n o te s .....................................

5,669 00

4,949 00

4,352 00

4,004 00

T o ta ls.............................................................................. $4,193,724 92 $4,092,274 56 $4,139,422 45

$4,007,079 70

Cfold c o in .......

L ia b ilitie s.
C ap ital sto ck paid i n ........................................................

$500,000 00

$500,000 00

$500,000 00

$500,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss e x p en se s, in te r e s t an d
ta x e s p a id .........................................................................

58,000 00

58,000 00

60,000 00

60,000 00

59,713 10

62,731 57

55,162 74

59,971 85

D iv id e n d s u n p a id ..............................................................
T r u s t d e p o s its .....................................................................

545,752 01

432,829 44

383,929 09

287,617 19

D e b e n tu re s ..........................................................................

3,024,781 56

3,033,916 90

3,139,420 12

3,019,253 02

O th e r lia b ilitie s .................................................................

5,478 25

4,796 65

910 50

237 64

T o t a l s ............................................................................ $4,193,724 92 $4,092,274 56 $1,139,422 45

$4,007,079 70


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

65

STATE BA N K S OF M ICH IG A N .
No. 6.
WAYNE COUNTY SAVINGS BANK, DETROIT.
O rganized Septem ber 18, 1871.

C h a s . F . C o l l in s , P r e s id e n t; D . M. F e r r y , V ice P r e s id e n t ; W m . S. G r e e n , 2d V ice P r e s id e n t ;
A l f r e d K. Iv e if e r , T re a su re r ; E. H. C o l l in s , A s s is ta n t T r e a su re r ;
W m . A. M oo r e , A t t o r n e y .
D ir ec to r s .— D. M. F erry, Chas. F. C ollin s, Wm. A. M oore, W m. S. Green, E. H. F lin n ,
H . K. W hite, J. B. Book, A. L. S tep hens, F. H. Croul.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
, S e p t. 5.

L o an s a n d d is c o u n ts ........................................................ $1,853 081 43 $1,674,098 98 $1,565,390 11
B on d s, m o rtg a g e s a n d s e c u ritie s .............................. 5,682,459 05
P re m iu m s p a id on b o n d s ................... ........................

R e p o rt of
D ec. 13.
$1,564,091 63

5,758,153 74

5,661,111 82

5,727,240 70

35,000 00

43,531 25

43,531 25

187,087 60

187,087 60

187,000 00

O v e r d r a f ts ...........................................................................
B a n k in g h o u s e ...................................................................

187,087 60

F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

130,215 53

132,886 49

134,704 33

137,211 24

D u e fro m b a n k s in re s e rv e c itie s ...............................

957,609 68

1,078,190 07

1,290,450 37

1,341,048 52

181,951 00

168,950 00

177,341 00

139,195 00

237,497 50

252,905 00

263,840 00

279,740 00

S ilv e r c o i n ...........................................................................

15,114 45

8,677 75

8,012 25

7,880 75

N ic k e ls a n d c e n t s ..............................................................

351 78

381 90

417 86

415 56

C h ec k s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

12,929 93

38,626 39

69,839 27

64,186 09

T o ta ls.............................................................................. $9,258,297 95 $9,334.957 92 $9,401,725 86

$9,491,540 74

E x c h a n g e fo r c le a rin g h o u s e .......................................
XJ.

S. a n d N a tio n a l b a n k c u rre n c y ..............................

G old c o in .......................................................................

L ia b ilitie s.
C ap ital sto c k p a id in ........................................................

$400,000 00

$400,000 00

$400,000 00

S u rp lu s f u n d ......................................................................
U n d iv id e d p ro fits, le ss losses, c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a id ...............................................

150,000 00

150,000 00

150,000 00

150,000 00

359,153 02

374,488 98

382,385 60

381,171 07

710 00

2,141 47

828 78

828 78

S a v in g s d e p o s its ................................................................ 7,762,199 50

7,873,631 15

7,873,505 77

7,963,753 20

534,696 32

594,945 71

595,787 69

T o ta ls.............................................................................. $9,258,297 95 $9,334,957 92 $9,401,725 86

$9,491,540 74

$400,000 00

D iv id e n d s u n p a id .............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................
C o m m e rc ial c e rtific a te s o f d e p o s it............................
D u e to h a n k s a n d h a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g . ..................................

S a v in g s c e rtific a te s o f d e p o s it.....................................

586,235 43

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................

9


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

66

STA TE B A N K IN G D E PA R T M E N T .
No. 157.
DEXTER SAVINGS BANK, DEXTER.
O rganized A pril 22, 1893.
T h o m a s B i r k e t t , P r e s i d e n t ; E. F. C h a s e , V ic e P r e s i d e n t ; E . H . C a r p e n t e r , C a s h ie r
G.
S. F r a n c is c o , A s s i s t a n t C a s h ie r .

D ir e c t o r s .-—T hom as B irk ett, E. F. C hase, George B en ton , C. H . V an R iper, S. L. Jenny,
W. D . Sm ith, J. T. H ovey.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt of
D ec. 13.

"Loans anil d is c o u n ts ........................................................

$30,384 29

$38,175 18

$43,177 99

$46,297 94

B onds, m o rtg a g e s an d s e c u ritie s ..............................

49,283 58

43,589 95

39,864 81

34,595 00

101 66

88 20

3 12

19 17"

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts ...........................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

1,400 58

1,400 58

1,400 58

1,400 58;

O th e r real e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................

3,651 66

3,651 66

3,703 61

7,550 46:

D u e fro m h a n k s in re s e rv e c itie s ...............................

17,611 61

20,294 49

10,989 26

16,306 66

1,435 00

E x c h a n g e f o r c le a rin g h o u s e .......................................
TT. 8 a n d N a.tional h a n k c u rre n c y ..............................

1,340 00

834 00

2,200 00

G old c o in ...............................................................................

612 50

810 00

1,025 00

970 00

S ilv e r c o in ............................................................................

298 70

390 30

463 70

1,204 00-

N ick els a n d c e n t s ..............................................................

46 10

56 31

35 08

17 38

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

106 00

34 67

60 50

5 50'

T o ta ls ..............................................................................

$104,836 68

$109,325 34

$102,923 65

$109,801 69

C apital s to ck p a id i n .......................................................

$20,000 00

$20,000 00

$20,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te r e s t
and fa x e s p a id .................................................................

1,500 00

1,500 00

1,500 00

1,500 00

1,196 51

1,686 09

2,423 57

3,254 53

C om m ercial d e p o sits s u b je c t to c h e c k .....................

30,817 54

29,280 39

24,383 01

29,203 80

C o m m ercial c.ertifica.tes o f d e p o s it............................

15,815 56

17,110 82

16,183 64

17,441 74

500 00

97 27

C ash ier’s c h eck s o u ts ta n d in g .......................................

2,371 52

3,039 47

3,206 35

4,177 14

P av in g s d e p o s its ...............................................................

33,135 55

36,208 57

35,129 81

34,224 48

$104,836 68

$109,325 34

$102,923 65

$109,801 69

L iab ilitie s.
$20,000 00’

d iv id e n d s u n p a id ..............................................................

D u e to b a n k s an d b a n k e r s .............................................
c h e c k s .................................................................

S a v in g s c e rtific a te s o f d e p o s it.....................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p ay ah le ......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

67

STATE BA N K S OF M ICH IG A N .
No. 28.
CITY BANK, DOWAGIAC.
O rg a n iz e d M a rc h 19, 1887.
F.

W . L y l e , P r e s id e n t; N. F . C h o a t e , V ice P r e s id e n t; I . B. G a g e , C ash ier.

D ir e c t o r s .— N e lso n F . C h o a te , F r a n k W . L y le, J o h n L yle, I. B. G age, O liv e r L y le.

R eso u rces.

L o an s a n d d is c o u n ts ....................................................
B o n d s, m o rtg a g e s a n d s e c u r itie s ................................

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ept. 5.

$180.508 47

$191,028 14

$166,370 95

$159,053 85

38,127 04

41,969 29

41,209 29

43,299 29

4,886 26

8,051 88

3,703 41

5,247 55

R e p o rt o f
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...................................................................
B a n k in g h o u s e .............................................
F u r n itu r e a n d fix tu re s ..................................................

6,785 57

6,785 57

6,785 57

6,785 57

O th e r re a l e s ta te .......................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)............................................................................

14,384 00

14,384 00

14,384 00

14,384 00

A c c u m u la te d in te r e s t.....................................................

1,272 59

3,288 85

3,288 85

43,449 99'

I n te r e s t p a id .................................................................
D u e fro m b a n k s in re s e rv e c i t i e s ..........................

1,366 21
10,434 64

37,626 85

23,728 47

E x c h a n g e f o r c le a rin g h o u s e .......................................

4,217 36

1,548 43

734 15

3,185 32

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

0,328 00

10,447 00

9,865 00

11,008 00-

10,470 00

.9,340 00

8,955 00

8,715 00

710 00

1,818 20

1,187 50

1,252 00

85 92

202 80

60 95

145 05

2,298 67

7,194 83

5,259 19

6,560 63-

$283,508 52

$331,763 20

$285,532 33

$306,375 10

C ap ital s to c k p a id i n ........................................................

$60,000 00

$60,000 00

$60,000 00

$60,000 OO

S u rp lu s f u n d ........................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ................................................................

12,000 00

12,000 00

■ 12,000 00

12,000 00-

1,817 23

2,634 45

G old c o in .....................................................................
S ilv e r c o i n ........................................................
N ic k els a n d c e n t s ........................................................
C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t
T o ta ls ...............................................................

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................

50,172 81

101,230 61

61,550 00

80,393 01

C o m m ercial c e rtific a te s o f d e p o s it............................

151,335 71

148,532 59

150,165 10

151,347 64

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ................................................................
S av in g s c e rtific a te s o f d e p o s i t ....................................
•

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls.................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

10,000 00

10,000 00

$283,508 52

$331,763 20

$285,532 33

$306,375 10

68

STATE B A N K IN G D E PA R T M E N T .
No. 142.
MONROE COUNTY BANK, DUNDEE.
O rg a n iz e d S e p te m b e r 26, 1892.
C.

F . E . L ong , P r e s id e n t; M. J . H o w e , V ice P r e s id e n t; W m . C l u t e , C ash ier.

D ir e c t o r s .— B y ro n J . C o rb in , C. F . E . L o n g , W illia m C lu te , M. J . H ow e, G eo. J . S h a e fe r,
W . C. P a lm e r, Geo. W . I lu r d .
R e p o rt o f
A p ril 26.

R eso u rc e s.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt o f
D ec. 13.

L o a n s an cl d is c o u n ts ........................................................

$69,201 41

$71,614 60

$69,521 63

$72,324 97

B o n d s rnnrtga.ges a n d s e c u r itie s ...............................

13,970 47

12,259 12

12,434 12

12,198 14

^3 yppdra.f t,s............................................................................

550 10

2,800 11

1,833 32

1,296 90

B a n k in g tw inse.............. , , , , , ...........................................

2,561 53

2,561 53

2,561 53

2,561 53

F u r n itu r e and fix tu re s ....................................................

1,344 00

1,344 00

1,344 00

1,344 00

O th e r r^ai e s t a t e . . . ..........................................................
D u e fro m o th e r b a n k s an d b a n k e rs (n o t re s e rv e
1 c itie s)..................................................................................

44 50

44 50

44 50

44 50

924 13

136 73

171 03

329 88

D u e fro m h a n k s in re s e rv e c itie s ................................

25,944 16

27,183 93

26,127 83

32,246 37

P re m iu m s p aid nn p o n d s ...............................................

E x c h a n g e f nr pipatine»’ h o u s e .......................................
1,895 00

1,625 00

3,098 00

3,421 00

........................................................ ................

3,105 00

2,560 00

2,610 00

3,610 00

S ilv e r c o in ............................................................................

141 70

92 00

18 40

229 45

N ic k els a n d r»e.n ts . ._ ,, f , f ...............................................

239 24

210 10

124 12

76 08

■Checks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

117 67

151 73

21 05

71 01

$120,038 91

$122,583 35

$119,909 53

$129,753 83

«took unid i n ........................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

QnrDllld
n It
d .......................................................................
111j^li il ih f-1-udll
B
U n d iv id e d p ro fits, le ss c u r r e n t ex p en ses, in te re s t
a n d ta x e s p a id .
...............................................

600 00

600 00

600 00

600 00

3,127 56

4,820 90

5,506 33

5,619 07

16,284 29

18,837 75

19,031 07

28,325 24

85,027 06

83,324 70

79,772 13

80,209 52

$120,038 91

$122,583 35

$119,909 53

$129,753 83

U S a n d N atio n al h a n k c u rre n c y ..............................
coin

T o tals

...........................................................................

L iab ilitie s.

jjiviueiiu& uiijjctxui..............................................................
m£»vniol rli»un<aits
h e c k .....................
ucjiuomo so nu ho ie
j o oe tt to
u'-' c
........................................................

V ;O m ilie iU lU

J J U en I U

RU o
/ co a n r l h... u n k p r s ...........................................................................
c Ui i li A

ctiiLi ..................................................

v/~i«
^ a s n ie r » n lm o lr c

m i t a t i i . n d i n P*

fipfl t P i
ceiLiiH/ctuco

C na. vr ii nn fglsC O O r t l
p

■\Trt4-rtn ao-tv
n u/ I. R
u ii ll ll os

JNOteS

(cix.
if

....................................
......................................

d P.uosi t ....................................
.......................... ...

rPfUspnilTltpd
......................................
..................................................................


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Federal Reserve Bank of St. Louis

69

STATE BA N K S OF M ICH IG A N .
No. 205.
-BANK OF DURAND, DURAND.
O rganized A u g u st 8, 1898.
L u t h e r L o u c k s , P r e s id e n t; O. H . O b e r t , V ice P r e s id e n t; J . D. L e l a n d , C a sh ie r ;
E r n e s t T. S id n e y , A s s is ta n t C ash ier.

D ir e c t o r s .— L u th er L oucks, O. H. Obert, F ran k C. Gale, N . P . L eland, B en ja m in Geer, A.
D erham , O. B. Hibbard, W. L. Scribner, R. R athbun, P . D . B row n.
R e p o rt of
A p ril 26.

R eso u rc e s.

T.nan«i anil il i scon Tits
Boîifl«! Tnni’t 0’8gf‘s»null sp o n ritip s

R e p o rt of
J u n e 29.

$67,888 56

$81,523 03

15,899 31

38,857 42

P rp m in m s paid on b o n d s ...

975 00
498 51

20 93

H ankinp’ h o u se-

5.500 00

5.500 00

F’n r n itn r e a n d fiN tn res....................................................

1.500 00

1.500 00

O v e rd ra fts -

O th p r real e s ta te
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ),......... T.................................................................
D np fro m b a n k s in rpspryp, c itie s C* c h a n g e fo r c le a rin g b o n sp

657 19

1,559 16

16,206 54

7,716 53

...................................

TT S anrl ‘Vatinrial b a n k pn rrp n p y

3,370 00

6,293 00

fj-old c o in ..............................................................................

1,545 00

2,800 00

S ilv e r coin -

2,110 00

2,100 00

"Nickels anrl p p n ts
C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t
T otals.

- - t....................................... ......................

44 09

88 77

147 54

2,297 69

$115,366 74

$151,231 53

$25,000 00

$25,000 00

L ia b ilitie s.
C apital «stock p aid in

300 00

300 00

1,015 28

1,548 86

P o m m p rcial d e p o sits s u b je c t to pbppk

10,666 19

19,881 96

C o m m ercial c e rtific a te s o f d e p o sit

54,556 12

73,252 98

3,679 92

6,343 23

20,149 23

24,904 50

$115,366 74

$151,231 53

S n rp in s fu n d
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
anrl ta ^ p s paid
T>i y i d en rl s n n pai d

f in e to b a n k s an d b a n k e rs.
C ertified c h e c k s -

........................................................

C ash ie r’s c h ec k s o u ts ta n d in g
S a v in g s d e p o sits
S a v in g s c e rtific a te s o f d e p o sit
N o te 5*a n d b ill6' re d is c o u n te d

T o tals

* C o n v e rte d in to F ir s t N a tio n a l B an k , D u ra n d , J u n e 11, 1900.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

70

STA TE B A N K IN G D E PA R T M E N T .
No. 124.
SHIAWASSEE COUNTY BANK, DURAND.
O rganized October 5, 1891.
R obek t C. F a ir , P re sid e n t; C h a s . H. S a y r e , Vice P re sid e n t; F . N. C o n n , Cashier.

D

i r e c t o r s .—

C. H . Sayre, F . N . Conn, L ynds L. Conn, M onroe L. S cou gale, R obert C. F a ir,
Geo. N. S u fert, T hom as C ooling.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$53,994 83

$50,749 65

$53,421 53

$61,796 39

B on d s, m o rtg a g e s a n d s e c u ritie s ................................

28,633 99

35,693 22

36,912 02

38,014 17

127 39

152 55

292 18

263 86

P re m iu m s p a id o n b o n d s ...............................................
O v e r d r a f ts ............................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

1,811 50

1,811 50

1,811 50

1,811 50

O th e r re a l e s ta te ............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................

7,266 44

7,236 44

7,511 44

7,871 44

D u e fro m b a n k s in re s e rv e c itie s ..............................

25,372 27

23,417 66

16,499 75

11,311 94

E x c h a n g e f o r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

10,552 00

10,865 00

9,625 00

5,041 00

G o ld c o in ...................................................................

3,567 40

2,959 90

2,507 40

2,610 00

S ilv e r c o in ...........................................................................

1,819 45

1,935 25

913 65

681 30

N ic k els a n d c e n t s ..............................................................

47 20

73 76

13 24

54 64

C heck s, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

444 90

153 43

18 20

120 00

T o ta ls ..............................................................................

$133,637 37

$135,048 36

$129,525 91

$129,576 24

$25,000 00

$25,000 00

$25,000 00

$25,000 00

1,000 00

1,000 00

1,000 00

508 97

594 73

590 93

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .....................

15,650 64

18,352 86

13,750 14

14,881 08

C o m m e rc ia l c e rtific a te s o f d e p o s it............................

61,004 00

61,302 69

60,974 44

59,491 50

43 60

30 12

30,430 16

28,767 96

28,210 40

28,194 76

$133,637 37

$135,048 36

$129,525 91

$129,576 24

L ia b ilitie s.
C ap ital s to c k p a id i n ....................................................
S u r p lu s f u n d ..............................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ...................................................

1,000 00
'

1,008 90

D iv id e n d s u n p a id ..............................................................

D ue to b a n k s a n d b a n k e r s .............................................
C e rtifie d c h e c k s .................................................................
C a s h ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ....................................................
S a v in g s c e rtific a te s o f d e p o s it....................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o t a ls ..........................................................................


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Federal Reserve Bank of St. Louis

71

STA TE BANKS OF M ICH IG A N .
No. 53.
MICHIGAN STATE BANK, EATON RAPIDS.
O rganized J u ly 22, 1884.

J n o . M. C o r b in , P re sid e n t; H. P. W e b s t e r , Vice P re sid e n t; II. H. H a m il t o n , C ashier;
E . S. H a r r is , A ssis ta n t Cashier.
D ir e c t o r s .— Josep h Carr, H . P. W ebster, E. S. H a rris, H. H . H am ilton . E. F. Knapp,
J.
M. Corbin, H enry C. M innie, I. N. R eynolds, B. S. H arris.
R e p o rt of
D ec. 13.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

'T.niins a n d d is c o u n ts ........................................................

$157,539 34

$153,573 91

$155,549 88

$155,724 20

D onds rn c rtg a d’ps a n d s e c u ritie s ................................

62,730 47

63,815 26

64,580 69

68,005 42

O v e r d r a f ts ...........................................................................

3,350 85

2,783 62

1,966 76

833 16

Pftnlrinjp h o u s e ...................................................................

5,500 00

5,500 00

5,500 00

5,500 00

R eso u rc e s.

Dll rn if11TP Î^.TÏii flNtllTTPS..................................................

2,000 00

2,000 00

2,000 00

2,000 00

O th e r rpal e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s) ................................................... ............................

975 00

975 00

975 00

975 00

P up fro m h a n k s in re s e rv e p itie s ...............................

9,961 49

£T pi Rind l^Rtiorml h a n k c u rre n c y ..............................

107 27

370 64

11,073 48

4,917 72

15,343 40

523 00

590 15

5,695 00

9,173 00

7,537 00

4,360 00

•Qold c o in ..............................................................................

3,917 50

4,902 50

5,895 00

5,865 00

S ilv e r c o i n ...........................................................................

850 00

810 00

1,115 00

500 00

N ic k els a.nrl c e n t s .............................................................

22 06

30 93

41 69

19 74

C h eck s, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

569 13

795 80

510 14

747 28

T o tals..............................................................................

$253,566 84

$255,433 50

$251,219 15

$260,833 99

C apital stop.tr pa,id in ........................................................

$75,000 00

$75,000 00

$75,000 00

$75,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, less c u r r e n t e x p en ses, in te r e s t
and ta x e s p a i d ...............................................................

12,500 00

12,500 00

13,000 00

13,000 00

5,675 75

6,707 13

3,750 43

6,286 43

5 33

5 33

20 00

456 00

E x c h a n g e fo r clearing* h rn is e .......................................

L iab ilitie s.

D iv id e n d s u n p a id

................................................

(lom m prpial d e p o sits s u b je c t to c h e c k .....................

27,876 25

25,824 17

20,974 92

34,150 89

C o m m ercial p.ertitien,tes o f d e p o s it............................

111,931 28

122,396 87

122,049 76

127,896 67

424 04

...................................

2,578 23

P ills p a y a b le .......................................................................

18,000 00

13,000 00

16,000 00

4,500 00

T o ta ls ..............................................................................

$253,566 84

$255,433 50

$251,219 15

$260,833 99

tr» b a n k s a n d b a n k e rs- -


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

72

STATE B A N K IN G D E PA R T M E N T .
No. 193.
EDMORE

STATE BANK, EDMORE.

O rganized A pril 5, 1897.
J o h n W. P f e i f f e r , P r e s id e n t; F r e d e r ic k N e f f , Vice P re sid e n t; S h e r m a n N e f f , Second Vice
P r e s id e n t; E dw ard A. R ein d ell , Cashier.
D ir e c t o r s .— Jno. W . P feifler, Frederick N eff, Sh erm an Neff, E dw ard A. R undell,
H enry J. B urch.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$10,984 33

$13,418 77

$14,291 07

$13,546 93

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

24,256 19

23,679 69

23,149 04

24,384 94

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................

239 48

158 03

117 10

118 89

B a n k in g h o u s e ...................................................................

1,776 24

1,776 24

1,776 24

1,776 24

F u r n itu r e a n d fix tu re s ....................................................

913 43

913 43

913 43

913 43

18,211 92

22,872 10

19,856 99

12,238 58

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e r s (n o t re s e rv e
c itie s )..................................................................................
D u e fro m b a n k s in re s e rv e c i t i e s ............................
E x c h a n g e fo r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

2,637 00

3,883 00

4,441 00

4,190 00

G old c o in ..............................................................................

2,052 50

1,972 50

1,997 50

1,982 50

S ilv e r c o i n ...........................................................................

239 00

254 75

297 50

183 50

N ic k els a n d c e n t s ..............................................................

28 53

14 94

19 82

7 27

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

70 26

27 44

29 79

160 62

T o ta ls..............................................................................

$61,408 88

$68,970 89

$66,889 48

$59,502 90

C ap ital s to c k p a id i n ........................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id
......................................................

142 20

142 20

142 20

142 20'

185 14

470 05

864 87

1,083 40

12,711 41

15,662 49

15,469 99

9,297 81

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................
C o m m ercial c e rtific a te s o f d e p o s it............................
D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s .................................................................
C a sh ie r’s c h ec k s o u t s t a n d i n g .....................................
S a v in g s d e p o s its ................................................................

2,703 58

2,938 79

2,147 19

1,723 79

S a v in g s c e rtific a te s o f d e p o s it....................................

30,666 55

34,757 36

33,265 23

32,255 70

$61,408 88

$68,970 89

$66,889 48

$59,502 90

N o te s a n d b ills r e d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

73

STATE BA N K S O F M ICH IG A N .
No. 129.
ELK RAPIDS SAYINGS BANK, ELK RAPIDS.
O rganized J a n u a ry 20, 1892.
R . W . B agot,

P re s id e n t;

M il t o n

B . L ang,

P re sid e n t; F.

Vice P re sid e n t; H o e a t i o
B . M o o k e , Cashier.

B . L e w is ,

Second Vice

D i k e c t o k s .— H o ra tio B. L ew is. M. B. L ang, R. W. B a g ot, F ran k B. M oore, B en j. R. M oore,

H arry H irshberg, J. H. M cLane.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$69,300 03

$80,142 89

$65,034 38

$69,229 61

R onds, m o rtg a g e s a n d s e e n ritie s ................................

25,488 98

27,849 48

31,062 81

32,603 81

145 90

974 04

31 97

2,149 52

2,149 52

2,149 52

2,149 52

48,999 59

17,594 55

20,240 31

15,699 94

P re m iu m s p aid on R o n d s...............................................
O v e r d r a f ts ...........................................................................
R a n k in g h o u s e ...............................................................
F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................
D u e fro m b a n k s in re s e rv e c itie s ...............................

103 33

E x c h a n g e f o r c le a rin g h o u s e .......................................
IT. S . a n d N a tio n a l b a n k c u rre n c y ..............................

7,016 00

2,158 00

8,812 00

5,383 00

G old c o i n ............................................................................

3,395 00

3,135 00

364 85

2,080 00

S ilv e r c o in ...........................................................................

500 10

562 90

743 90

■502 60

N ic k els a n d c e n t s ..............................................................

62 73

99 24

70 69

64 82

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

847 76

1,329 21

1,246 43

476 51

T o ta ls ................................................................... ........

$157,905 61

$136,098 16

$129,756 86

$128,189 81

C ap ital sto c k p a id i n ........................................................

$35,000 00

$35,000 00

$35,000 00

$35,000 OO

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

860 00

860 00

860 00

860 00

2,185 68

2,926 57

3,128 84

4,077 45

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................

23 14

23 14

23 14

23 14

C om m ercial d e p o sits s u b je c t to c h e c k .....................

69,648 40

51,895 78

44,148 79

40,231 37

C o m m e rc ial c e rtific a te s o f d e p o s it..........................

29,332 29

25,336 99

23,692 41

27,005 33

D u e to b a n k s a n d b a n k e r s .............................................

6 00

151 45

203 06;

22,752 23

20,789 46

$129,756 86

$128,189 81

C ertified c h e c k s ................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S av in g s d e p o sits ...............................................................

20,850 10

S av in g s c e rtific a te s o f d e p o s it....................................

20,055 68

N otes an d b ills re d is c o u n te d .......................................
R ills p a y a b le .......................................................................
T o ta ls..............................................................................

10


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$157,905 61

$136,098 16

'-74

STA TE B A N K IN G D E PA R T M E N T .
No. 152.
FIRST STATE SAVINGS BANK, EVART.
O rganized F ebruary 17, 1893.
Y. R . D avy,

P re sid e n t; J.

W . Matthew s,

Vice P re s id e n t;

W m . R ogers,

Cashier.

D i r e c t o r s .— Y . E . L acy, V . R. D a v y , C . H . R ose, W m . R ogers, J. W . M atth ew s, J. S . E dw ards,

G.

E. B randeberry.

R eso u rc e s.

L o a n s a n d d is c o u n ts .............................................
B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt o f
D ec. 13.

$61,890 69

$72,081 37

$69,586 83

$70,110 40

24,539 62

25,877 17

25,003 92

23,296 92

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts .....................................................
B a n k in g h o u s e ....................................................
F u r n itu r e a n d fix tu re s .............................................

95 94

343 78

157 13

559 43

3,790 00
%
1,200 00

3,790 00

3,700 00

3,700 00

1,200 00

1,000 00

1,000 00

27,093 15

18,035 71

16,989 67

26,498 40

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s). ...............................................................................
D u e fro m b a n k s in re s e rv e c i t i e s ..............................
E x c h a n g e fo r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

3,230 00

2,186 00

3,311 00

1,663 00

G old c o in ...................................................................

3,172 50

3,639 20

3,207 10

4,030 70

S ilv e r c o i n .................................................

1,033 30

1,527 85

1,345 55

898 55

N ic k els a n d c e n t s ......................................................

66 86

41 11

41 35

76 35

C h eck s, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

60 47

74 38

843 79

887 30

$126,667 08

$128,614 27

$124,739 34

$132,855 80

$20,000 00

$20,000 00

$20,000 00

$20,000 00

5,000 00

5,000 00

5,000 00

5,000 00

3,194 88

4,339 30

2,678 17

4,103 62

T o ta ls ........................................................................

L ia b ilitie s.
C ap ital s to c k p a id i n ..................................................
S u rp lu s f u n d ...............................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ....................................................
D iv id e n d s u n p a id ...............................

150 00

150 00

430 00

430 00

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

36,943 00

33,632 12

30,163 93

30,359 40

•C om m ercial c e rtific a te s o f d e p o s it..........................

16,644 72

20,234 35

22,755 06

25,200 01

44,734 48

45,258 50

43,712 18

47,762 77

$126,667 08

$128,614 27

$124,739 34

$132,855 80

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s ..............................................................
C ash ie r’s ch ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ..........................................................
S a v in g s c e rtific a te s o f d e p o s i t ...................................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ............................................................
T o ta ls .............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

75

STATE BA N K S O F M ICH IG A N .
No. 215.
THE OLD STATE BANK, FENNVILLE.
O rg a n iz e d J u n e 1, 1899.
C h a n c y R ic h a r d s , P r e s id e n t; G eorge L. D u t c h e r , V ice P r e s id e n t; J . E . H u t c h in s o n ,
C a sh ie r ; W . J . H u t c h i n s o n , A s s is ta n t C a sh ie r ; L eonard S. D i c k in s o n , A u d ito r .
D ir e c t o r s .— C h a n c y R ic h a r d s , J . E . H u tc h in s o n , L e o n a rd S. D ic k in so n , J o h n P ie te rs ,
G eorge L. D u tc h e r.

R eso u rc e s.

L o a n s a n d d is c o u n ts ........................

R e p o rt o f
A p ril 26.
$17,680 92

R e p o rt of
J u n e 29.
$21,499 76

R e p o rt o f
S e p t. 5.
$23,335 50

R e p o rt o f
D ec. 13.
$20,707 43

B ond s, m o rtg a g e s a n d s e c u ritie s .
P re m iu m s p a id o n b o n d s ..............
O v e r d r a f ts ............................ ..............

17 46

4 35

33 59

457 88

B a n k in g h o u s e ....................................

6,000 00

6,000 00

6,000 00

6,000 00

F u r n itu r e a n d fix tu re s ....................

1,000 00

1,000 00

1,002 00

1,004 00

16 18

67 47

5 35

1,376 45

4,912 07

13,855 33

26,807 12

•O ther re a l e s ta te ...............................................................
D ue fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s).................................................................................
D u e fro m b a n k s in re s e r v e c i t i e s ..............................
E x c h a n g e f o r c le a rin g h o u s e .......................................
3,463 00

4,033 00

2,400 00

870 00

G o ld c o in ..............................................................................

775 00

570 00

815 00

765 00

S ilv e r c o i n ......................................... .................................

897 00

410 25

290 05

364 65

N ic k e ls a n d c e n t s ..............................................................

124 79

71 62

15 14

47 22

C heck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

443 21

104 07

149 33

$31,777 83

3,621 30

$47,963 41

$57,028

$15,000 00

$15,000 00

$15,000 00

$15,000 00

U. S a n d N a tio n a l b a n k c u rre n c y ............................

T o tals.

L iab ilitie s.
C ap ital s to c k p a id i n ..................
¡S urplu s f u n d ................................................ ......................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a i d ..............................................................

125 00

125 00

2,035 75

1,357 34

1,206 19
376 32

D iv id e n d s u n p a id .........................................
«C om m ercial d e p o sits s u b je c t to c h ec k .

5,288 90

7,912 57

16,070 83

16,615 98

•C om m ercial c e rtific a te s o f d e p o s it.......

9,898 81

13,672 98

15,410 24

23,705 16

$31,777 83

3,621 30

$47,963 41

$57,028 65

D ue to b a n k s a n d b a n k e r s ........................
•C ertified c h e c k s .............................................
■Cashier’s c h ec k s o u ts ta n d in g ..................
S a v in g s d e p o s its ...........................................
S a v in g s c e rtific a te s o f d e p o s it...............
N o te s a n d b ills re d is c o u n te d ...................
B ills p a y a b l e .................................................
T o tals


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

76

STA TE B A N K IN G D E PA R T M E N T .
No. 209.
COMMERCIAL SAVINGS BANK OF FENTON, FENTON.
O rganized O ctober 1, 1898.
H . B. L a t o u r e t t e , P re s id e n t; E . C. F o rt e , Vice P re s id e n t; E. M. N e w e l l , Cashier.
D ir e c t o r s .— H. B. L a to u rette, E. C. F orte, E. M. N ew ell, L. M. Cook, Z era P a tte rso n .
R eso
u rc e s
.R
esources.

o rt26.
of
1 RAeppril

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$32,648 87

$40,262 10

$34,565 53

$39,671 60

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

44,920 42

43,734 25

43,928 25

42,556 13

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts ............................................................................

30 42

B a n k in g h o u s e ...................................................................

8,000 00

8,000 00

7,500 00

4.000 00

F u r n itu r e a n d fix tu re s ....................................................

2,000 00

2,000 00

2,000 00

1.000 00

14,583 82

4,648 68

9,070 56

10,065 0»

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

8,399 00

6,167 00

6,790 00

6,128 00'

G old c o in ..............................................................................

1,430 00

1,535 00

1,235 00

1,572 50

S ilv e r c o in ...........................................................................

348 00

430 30

962 55

602 70

N ic k els a n d c e n t s ..............................................................

50 50

44 34

122 63

122 22

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

170 49

127 20

282 49

145 99

$112,581 52

$106,948 87

$106,457 01

$106,161 78

$25,000 00

$25,000 00

$25,000 00

$25,000 OO

180 00

180 00

330 00

330 00>

1,660 57

1,721 23

514 95

1,100 75.

C o m m ercial d e p o sits s u b je c t to c h e c k ...................

24,685 81

17,933 34

15,789 24

15,461 05

C o m m e rc ial c e rtific a te s o f d e p o s it..........................

3,491 98

2,513 50

2,323 50

1,573 74

57,563 16

59,029 30

62,499 32

56,683 48

297 56

O th e r re a l e s t a t e ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................
D u e fro m b a n k s in re s e rv e c itie s ..............................
E x c h a n g e fo r c le a rin g h o u s e .......................................

T o ta ls .........................................................................

L ia b ilitie s.
C ap ital s to ck p a id i n ........................................................
S u rp lu s f u n d ..................................................................
'
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ...................... ■........................................
D iv id e n d s u n p a id ..............................................................

D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s ................................................................
C ash ie r’s c h ec k s o u ts ta n d in g ......................................
S a v in g s d e p o s its ..............................................................
S a v in g s c e rtific a te s o f d e p o s it....................................

6,012 76

N o te s a n d b ills r e d is c o u n te d .......................................

571 50

B ills p a y a b le .......................................................................
T o ta ls...................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$112,581 52

$106,948 87

$106,457 01

$106,161 78

77

STATE BA N K S O F M ICH IG A N
No. 101.
CITIZENS’ COMMERCIAL AND

SAVINGS BANK,

FLINT.

O rg a n iz e d A u g u s t 4, 1890.
R . J . W h a l e y . P r e s id e n t; G eo . W . B u c k in g h a m , V ice P r e s id e n t; H . C. S p e n c e r , C a sh ie r ;
W . E . M a r t in , A s s is ta n t C ash ier.
D ir e c t o r s .— A lex. M c F a r la n . J . II. W h itin g , D. D. A itk e n , G. W . H u b b a rd . II. C. S p e n c er,
R. J. W h a le y , G. W. B u c k in g h a m , M. E p h r a im , W m . C. D u r a n t, E d . S. Lee.

R eso u rces.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$486,998 43

$402,579 51

$379,513 46

$380,751 50

P o n d s, m o rtg a g e s a n d s e c u r itie s ................................

275,967 83

262,015 42

281,762 57

308,285 78

P re m iu m s p aid on b o n d s .............................................

2,042 71

2,042 71

2,042 71

2,042 71

O v e r d r a f ts ..........................................................................

7,810 14

3,526 93

4,644 29

4,667 49

P a n k in g b o u s e ...................................................................
P u r n itu r e a n d fix tu re s ....................................................

13,000 00

13,000 00

13,000 00

13,000 00

O fb e r real e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

8,449 86

8,449 86

8,449 86

17,364 86

O ne fro m b a n k s in re s e rv e c itie s ...............................

46,116 07

103,073 94

152,584 05

195,575 01

TT/vehano’o f o r e.lea.ring b o u s e .......................................

4,818 29

2,622 13

538 20

U ^ an d N a tio n a l b a n k c u r r e n c y ..............................

7,933 00

27,897 00

18,133 00

19,827 00

30 00

30 26

O old coin ............................................................................

24,400 00

28,402 50

31,375 00

31,850 00

S ilv e r c o i n ...........................................................................

1,307 13

1,651 83

1,328 08

1,909 73

N ic k els a n d c e n t s .............................................................

353 85

437 60

515 12

382 50

C heck s, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

400 00

704 06

58 64

56 11

T o ta ls ..............................................................................

$879,627 31

$853,781 36

$896,028 91

$976,281 15

P a p Hal s to c k p a id i n ........................................................

$150,000 00

$150,000 00

$150,000 00

$150,000 00

Svi rpl n s fn n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
an d ta x e s p a id .................................................................

23,500 00

23,500 00

24,000 00

'24,000 00

14,722 35

19,967 31

9,860 59

15,421 89

L iv id e n d s u n p a id ..............................................................

20 00

20 00

80 40

C om m ercial d e p o sits s u b je c t to c h e c k ....................

381,619 94

354,602 57

409,888 30

492,655 63

O om m ercial c e rtific a te s o f d e p o s it............................

29,806 80

4,275 96

1,922 50

2,460 00

O n e t n h a n k s and h a n k e r s .............................................

993 82

993 82

993 82

993 82

L ia b ilitie s.

P e rtifie d c h e c k s ................................................................
P a s h ie r’s c h ec k s o n ts ta ,u d in c .......................................
flavin f»-s d eposi t s ...................................................... * .

171,650 03

174,419 46

164,652 '41

167,788 84

S a v in g s c e rtific a te s o f d e p o s i t ...................................

107,314 37

126,002 24

134,630 89

122,960 97

$879,627 31

$853,781 36

$896,028 91

$976,281 15

N o te s anil h ills re d is c o u n te d .......................................
p ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

78

STA TE B A N K IN G D E PA R T M E N T .
No. 23.
GENESEE COUNTY SAVINGS BANK, FLINT.
O rg a n iz e d M ay 1, 1872.
W . A. A tw ood , P r e s id e n t; J a m e s C. W il l s o n , V ice P r e s id e n t; A. G. B i s h o p , C a sh ie r ;
J a s . M a r t in , A s s is ta n t C ash ier.

D ir e c t o r s .— W m . W . C ra p o , W . A. A tw o o d , Geo. R. G old, C. C. P ie rs o n , J a s . C. W illso n ,
F.
H . P ie rc e , G eo rg e E . T a y lo r, A. G. B ish o p , W . C. O rre ll.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S ept. 5.

L o a n s a n d d is c o u n ts ........................................................

$517,504 22

$421,530 69

$380,886 36

$387,139 ST

B o n d s, m o rtg a g e s a n d s e c u r itie s ................................

424,788 99

437,608 59

439,690 53

496,278 99

4,013 01

636 52

1,034 50

7,770 56

R e p o rt of
D ec. 13.

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts ............................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

5,000 00

5,000 00

5,000 00

5,000 00-

O th e r re a l e s ta te ................................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )... ...........................................................................

11,369 17

11,873 86

11,940 26

11,603 42

6,059 48

2,800 13

4,124 90

4,667 78

D u e fro m h a n k s in re s e r v e c itie s ..............................

79,140 46

128,293 16

147,081 51

123,466 49
'

E x c h a n g e f o r c le a rin g h o u s e .......................................

5,488 95

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

13,044 00

22,307 00

13,788 00

24,704 00>

G old c o in ...............................................................................

22,545 00

23,025 00

22,460 00

34,005 00'

S ilv e r c o in ............................................................................

4,700 00

3,600 00

3,900 00

6,200 00'

N ic k els a n d c e n t s ..............................................................

50 16

54 72

78 39

52 32

144 14

25,922 80

350 92

T o ta ls .............................................. .............................. $1,093,703 44 $1,056,873 81 $1,055,907 25

$1,101,239 35

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

L ia b ilitie s.
C apital s to c k p a id i n ........................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

50,000 00

50,000 00

50,000 00

50,000 00

35,451 39

33,534 66

25,772 29

34,163 24

D iv id e n d s u n p a id ..............................................................

25 00

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

156,140 64

136,589 29

170,368 15

193,279 34

C o m m ercial c e rtific a te s o f d e p o s it............................

33,051 84

15,572 98

13,845 32

14,168 86

D u e to h a n k s a n d h a n k e r s .............................................
C ertified c h e c k s .................................................................

200 00

C a sh ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ................................................................

515,762 34

517,492 65

511,394 53

518,867 42

S a v in g s c e rtific a te s o f d e p o s it....................................

203,297 23

203,684 23

184,301 96

190,760 49

T o tals .............................................................................. $1,093,703 44 $1,056,873 81 $1,055,907 25

$1,101,239 35-

N o te s an d h ills r e d is c o u n te d .......................................
B ills p a y a b le .......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE BA N K S O F M ICH IG A N .

79>

No. 165.
UNION TRUST AND

SAVINGS BANK,

FLINT.

O rg a n iz e d J u ly 11, 1893.
C. T. B r id g m a n , P r e s id e n t; W . A. P a t e r s o n , V ice P r e s id e n t; M. D a v is o n , C a sh ie r ;
S id n e y J . S m a l e , A s s is ta n t C ash ier.
D ir e c t o r s .— C. T . B rid g m a n . F li n t P . S m ith , J a m e s J . H u rle y , W m . II. E d w a rd s , M a th e w
D a v iso n , W . A. P a te r s o n , W . E . B ra m a n , W m . F . S te w a r t, Geo. H . D u ra n d .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

L o a n s a n d d is c o u n ts ........................................................

$323,659 51

$287,163 54

$265,217 44

$267,246 89

B ond s, m o rtg a g e s a n d s e c u ritie s ................................

319,762 39

354,282 66

416,547 83

447,942 36

O v e r d r a f ts ..........................................................................

548 12

1,832 15

6,724 59

2,289 56

B a n k in g h o u s e ...................................................................

22,000 00

22,000 00

22,000 00

22,000 00

P re m iu m s p a id o n b o n d s ...............................................

R e p o rt o f
D ec. 13.

1 433 75

F u r n itu r e a n d fix tu re s ....................................................

3,000 00

3,000 00

3,000 00

3,000 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d h a n k e rs (n o t re s e rv e
c itie s)..................................................................................

11,000 00

11,000 00

11,000 00

14,700 00

21,080 04

31,054 24

36,406 70

35,023 96

G e n ese e c o u n ty a b s tr a c t b o n d s .................................

8,000 00

8,000 00

5,000 00

5,000 00

D u e fro m b a n k s in re s e r v e c itie s ...............................

79,635 36

152,921 56

116,470 78

80,866 08

E x c h a n g e f o r c le a rin g h o u s e .......................................

447 30

462 81

160 96

256 95

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

17,589 00

13,252 00

10,002 00

21,294 00

G old c o in ........................................................................ •...

15,855 00

14,970 00

15,100 00

13,177 50

S ilv e r c o i n ...........................................................................

7,462 00

7,873 00

4,700 00

7,515 50

N ick els a n d c e n t s ..............................................................

44 00

308 92

226 05

311 18

C hecks, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

980 71

882 01

360 00

1,379 01

$831,063 43

$909,002 89

$914,350 10

$923,436 74

C apital s to c k p a id in ........................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

13,000 00

13,000 00

13,500 00

13,500 00

8,934 86

12,007 74

5,855 02

14,003 91

T o ta ls ............................................................................

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

32 50

27 50

82 50'

27 50

C om m ercial d e p o sits s u b je c t to c h e c k ....................

93,641 81

118,814 82

140,033 06

110,217 62

6,225 27

6,433 86

7,904 52

1 02

C om m ercial c e rtific a te s o f d e p o s it............................

13,347 06

D ue to b a n k s a n d b a n k e r s .............................................

182 50

C ertified c h e c k s ...............................................................

30 20

1 17

901 02

S av in g s d e p o s its ...............................................................

424,036 50

465,191 81

454,698 79

488,605 27

S a v in g s c e rtific a te s o f d e p o s it.....................................

177.858 00

193,734 58

192,845 85

189,176 90

$831,063 43

$909,002 89

$914,350 10

$923,436 74

C ash ie r’s c h ec k s o u ts ta n d in g .....................................

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ........................................................................
T o ta ls..................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

80

STA TE B A N K IN G D E PA R T M E N T .
No. 126.
FIRST STATE AND SAYINGS BANK OF FLUSHING, FLUSHING.
O rganized N ovem ber 28, 1891.
D a n ie l C o t c h e ii , P re sid e n t; F. A. N i l e s , Vice P re sid e n t; G eo rg e P a ck a rd , C ashier;
C h a r l e s H . P e a s e , A s s is ta n t Cashier.
D ir e c t o r s .— D a n ie l C otcher, F. A. N iles, George Packard, J. K im m ell, C. S. B row n,
Ja m es M. Greenfield, C harles H. P ease.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt o f
D ec. 13.

L o an s arid d is c o u n ts ........................................................

$39,456 37

$56,850 18

$49,655 62

$45,973 93

B o n d s, m o rtg a g e s a n d s e c u r itie s ................................

173,109 45

176,071 76

161,521 76

135,646 76

P re m iu m s p a id on b o n d s ...............................................

961 00

400 00

400 00

400 00

B a n k in g h o u s e ...................................................................

2,800 00

2,800 00

2,725 00

2.750 00

F u r n itu r e a n d fix tu re s ........................ ...........................

1,700 00

1,700 00

1,775 00

1.750 00

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

10,648 83

16,965 99

6,914 85

6,667 46

12,680 88

2,999 16

15,893 98

15,244 97

O v e r d r a f ts ...........................................................................

E x p e n s e ................................................................................
T)ne fro m b a n k s in re s e rv e c i t i e s ..............................

219 61

E x c h a n g e fo r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

4,263 00

3,058 00

1,513 00

5,088 00

G o ld c o in ..............................................................................

2,065 00

3,000 00

3,030 00

3,040 00

S ilv e r c o i n ...........................................................................

452 75

1,015 75

1,094 00

966 50

N ic k els a n d c e n t s ..............................................................

43 71

66 73

40 96

107 97

C h ec k s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,202 25

569 03

75 00

528 68

T o ta ls ..............................................................................

$249,383 24

$265,496 60

$244,639 17

$218,383 88

C ap ital sto c k p a id i n ........................................................

$55,000 00

$55,000 00

$55,000 00

$55,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ................................................................

12,000 00

14,000 00

14,000 00

16,000 00

2,968 65

117 62

13? 04

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................

40 00

128 00

80 00

354 00

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

17,172 10

10,945 45

9,379 27

8,454 80

C o m m ercial c e rtific a te s o f d e p o s it............................

60,410 97

64,470 79

46,883 98

34,731 93

D u e to b a n k s a n d b a n k e r s .............................................

42 70

C e rtifie d c h e c k s .................................................................
C a s h ie r’s c h e c k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................

6,201 89

6,219 32

6,416 41

14,623 43

Sa v in g s c e rtific a te s o f d e p o s i t ....................................

95,589 63

114,572 72

102,746 87

89,219 72

...................

N o te s an d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

10,000 00 '
$249,383 24

$265,496 60

$244,639 17

$218,383 88

81

STATE BA N K S OF M ICH IG A N .
No. 223.
THE

PEOPLE’S

STATE

BANK

OF

FLUSHING,

FLUSHING.

O rg a n iz e d M a rc h 10, 1 900.
I ra T. S ay r e , P r e s id e n t; J o h n H . R o w e , V ice P r e s id e n t; L e v a n t A. V ic k e r y , C a sh ie r ;
G ra n t J . B r o w n , A s s is ta n t C ash ier.
D ir e c t o r s .— L e v a n t A. V ic k ery , I r a T . S a y re , J o h n H . R ow e, J a m e s B. F re n c h , H e n ry H
C h a tte r s , O rrin H a r t, A lb e rt E . R a n so m , E lb e r t L. B ee c h e r, W illia m B ro p h y .

R eso u rces.

L o an s a n d d is c o u n ts ........................................................

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ept. 5.

R e p o rt o f
D ec. 13.
$38,298 46

B onds, m o rtg a g e s a n d s e c u ritie s ...............................
P re m iu m s p a id on b o n d s ..............................................
O v e r d r a f ts ...........................................................................
B a n k in g h o u s e ...................................................................

3,850 68

F u r n itu r e a n d fix tu re s ....................................................

1,819 49

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

4,529 68

D u e fro m h a n k s in re s e rv e c itie s ...............................

7,484 71

E x c h a n g e fo r c le a rin g h o u s e .......................................

556 85

U . S. a n d N a tio n a l h a n k c u rre n c y ..............................

4,791 54

G old c o in ..............................................................................

755 00

S ilv e r c o in ............................................................................

769 10

N ic k e ls a n d c e n t s .............................................................

34 01

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,404 88

T o t a l s ............................................................................

$64,294 40

L ia b ilitie s.
C ap ital sto c k p a id i n ........................................................

$19,960 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te re s t
a n d ta x e s p a i d ................................................................

74 30

D iv id e n d s u n p a id ..............................................................
C om m ercial d e p o sits s u b je c t to c h e c k ....................

4,697 20

C o m m e rc ial c e rtific a te s o f d e p o s it............................

5,596 59

D ue to h a n k s a n d h a n k e r s .............................................

16 98

C ertifie d c h e c k s .................................................................
C a sh ie r’s c h e c k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ................................................................

585 45

S a v in g s c e rtific a te s o f d e p o sit.....................................

33,363 88

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................

11


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$64,294 40

82

STA TE B A N K IN G D E PA R T M E N T .
No. 141.
STATE SAVINGS BANK OF FOWLER, FOWLER.
O rg a n iz e d S e p te m b e r 19, 1892.
F e e d b e ic k S c h e m e s , P r e s id e n t; C. G ktjlee , V ice P r e s id e n t; W . H . S p e l l i n g , C ashier.
D ik e c t o k s .— F r e d e ric k S c h e m e r, W . H . S n e llin g , C. G ru le r, M. S p itz le y , P e te r T h o rn e .
R e p o rt of
A p ril 26.

R eso u rc e s.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

T oans 3,nd d is c o u r ts ........................................................

$32,876 45

$30,734 46

$33,395 03

$35,335 19

B onds m o rtg a g e s R.nd s o o n ritie s ...............................

38,416 92

38,066 92

35,634 92

53,373 43

O v e r d r a f ts ............................. ........................................• • •

2,333 86

1,174 94

1,623 33

2,812 72

F u r n itu r e anti fix tu re s ....................................................

1,658 18

1,658 18

1,658 18

1,658 18

D ue fro m b a n h s in re s e rv e e itie s ...............................

16,368 00

31,925 82

42,027 79

22,919 14

U S a n d N atio n al h a n k e n rre n e y ..............................

2,595 00

3,026 00

4,748 00

3,128 00

C^rd d em .................................................................................

1,162 50

1,080 00

1,090 00

2,165 00

.........................................................................

255 20

179 00

665 00

673 00

a n d c e n ts ............................................................

50 57

39 79

29 68

48 61

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

142 20

262 26

109 33

163 87

$95,858 88

$108,147 37

$120,981 26

$122,277 14

C apital st-oek pa.id i n . . . ..................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s fu n d
...............................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
and ta ^ e s paid ..............................................................

1,370 00

1,370 00

1,370 00

1,370 00

1,046 72

995 70

1,442 45

2,645 29

CominGrciRl d e p o sits s u b je c t to c h e c k .....................

13,451 34

12,873 82

18,417 50

18,997 70

C o m m ercial c e rtific a te s o f d e p o s it............................

55,748 72

68,467 11

73,521 06

72,520 96

9,242 10

9,440 74

11,230 25

11,743 19

$95,858 88

$108,147 37

$120,981 26

$122,277 14

iSue iro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e

S ilv e r eoin

T otals

.........................................................................

L ia b ilitie s.

U np

h ank« an d h a n k e rs .

..................................

Co oliior’a phcplro m ita tan dine*.......................................
S a v in g s d e p o sits

N
c (aUni iUl h
I MaJ IlCî iO
U il ll llQs

T o tals

........................................................

vi P
s î PL O
...........................
C iUl iiiS
O lUi nUttpCdU .............................................
... ...

........................................................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

83

STATE BA N K S O F M ICH IG A N .
No. 153.
GAYLORD STATE SAVINGS BANK, GAYLORD.
O rg a n iz e d M a rc h 4, 1893.

F r a n k A. K r a m e r , P r e s id e n t; B arl B. B o l t o n , V ice P r e s id e n t; S a n fo r d W . B u c k , C a sh ie r ;
H . T . G l e z e n , A s s is ta n t C ashier.
D ir e c t o r s .-— S a n fo r d W . B u ck , E a r l B. B o lto n , F r a n k A. K ra m e r, J o h n G. B e rry , J o h n C.
S c o tt, Geo. S k e lto n , S o lo m o n W . K ra m e r.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$87,146 19

$86,186 84

$92,858 30

$96,734 22

B on d s, m o rtg a g e s a n d s e c u r itie s ................................

18,500 00

27,000 00

29,000 00

26,000 00

139 11

346 79

410 38

65 25

1,000 00

P re m iu m s p a id o n b o n d s ...............................................
O v e r d r a f ts ...........................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

1,000 00

1,000 00

1,000 00

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d h a n k e rs (n o t re s e rv e
c itie s)..................................................................................

600 00

600 00

600 00

681 25

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

70,347 59

61,227 58

28,748 85

25,843 26

600 00
557 41

E x c h a n g e f o r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

9,467 00

3,029 00

2,917 00

3,440 00

G old c o in ..............................................................................

3,455 00

3,615 00

1,577 50

1,415 00

S ilv e r c o i n ...........................................................................

1,991 25

596 00

890 05

457 50

N ic k els a n d c e n t s ..............................................................

156 03

195 96

194 65

187 38

C heck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

646 76

2,438 89

1,087 60

1,752 25

$194,130 18

$186,236 06

$159,284 33

$158,052 27

$25,000 00

$25,000 00

$25,000 00

$25,000 00

5,000 00

5,000 00

5,000 00

5,000 00

2,921 34

3,479 25

2,412 35

3,542 55

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

68,979 84

55,725 90

44,313 51

41,002 86

C om m ercial c e rtific a te s o f d e p o s it............................

92,229 00

97,030 91

82,558 47

83,506 86

$194,130 18

$186,236 06

$159,284 33

$158,052 27

T o ta ls..........................................................................

L ia b ilitie s.
C ap ital s to ck p a id i n .......................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ..............................................................
D iv id e n d s u n p a id .............................................................

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o sit.....................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

84

STA TE B A N K IN G D E PA R T M E N T .
No. 61.
GRAND

RAPIDS

SAVINGS

BANK,

GRAND

RAPIDS.

O rg a n iz e d M ay 1, 1872.
C h a r l e s W . G a r f ie l d , P r e s id e n t; O. A. B a l l , V ice P r e s id e n t; F . A. H a l l , C a sh ie r ;
D . B. S h e d d , A s s is ta n t C ash ier.
D ir e c t o r s .— C h a r le s W . G a rfie ld , G eo rg e M . E d iso n , A a ro n B re w e r, N. F r e d A v ery , O. A. B all,
R o g e r W . B u tte rfie ld , F r a n k E . L e o n a rd , T h o s. M. P e c k , F r a n k J e w e ll.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$711,848 59

$703,646 38

$662,773 66

$761,179 89

B o n d s m o rtg a g e s a n d s e c u r itie s ...............................

606,631 38

625,004 68

638,679 67

611,465 95

P re m iu m s pair! on b o n d s ...............................................

9,800 00

9,800 00

9,500 00

9,500 00

O v e r d r a f ts ...........................................................................

424 06

1,504 21

1,479 14

532 58

B rin k irg "house...................................................................
"F u rn itu re a.nd fix tu re s ....................................................

4,255 90

4,344 85

4,344 85

4,344 85

o t h e r real e s ta te ................................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................

23,144 98

21,980 00

21,980 00

19,180 00

85 80

21 40

331 63

364 43

from b a n k s in re s e rv e p i t i e s ..............................

163,231 94

164,735 41

171,403 64

182,253 00

E x c h a n g e fo r c le a rin g b o u s e .......................................
U

2,572 84

1,454 73

3,295 03

4,073 28

a n d N atio n al b a n k c u r r e n c y ..............................

23,095 00

29,161 00

43,564 00

26,365 00

O old c o i n .............................................................................

40,205 00

40,612 50

40,705 00

40,445 00

S ilv e r c o in ............................................................................

2,815 50

2,609 26

2,214 70

3,103 20

N ic k e ls an d c e n t s ..............................................................

674 54

507 37

395 92

1,041 49

C h eck s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

262 11

2,819 18

1,895 89

358 80

T o ta ls .............................................................................. $1,589,047 64 $1,608,200 97 $1,602,563 13

$1,664,207 47

L ia b ilitie s.
C apital s tu ck pa,id i n ........................................................

$150,000 00

$150,000 00

$150,000 00

$150,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te re s t
an d ta x e s p a i d ........................................... .................

30,000 00

30,000 00

30,000 00

30,000 00

15,352 29

25,672 54

7,959 95

20,478 70

25 50

d iv id e n d s n n p a.id .............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................

83,802 56

79,161 15

81,281 99

95,784 21

C om m ercial c e rtific a te s o f d e p o s it............................

75,719 59

75,645 72

71,718 72

97,536 78

S a v in g s d e p o s its ................................................................

930,628 94

949,842 12

967,852 97

954,707 84

S a v in g s certifie.at.es o f d e p o s i t ....................................

303,544 26

297,879 44

293,724 00

315,699 94

T o t a l s ............................................................................ $1,589,047 64 $1,608,200 97 $1,602,563 13

$1,664,207 47

j)rie to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s .................................................................
C a sh ie r’s c h ec k s o u ts ta n d in g .....................................

N o te s an d b ills re d is c o u n te d .,......................................
B ills p a y a b le .......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

85

STATE BA N K S OF M ICH IG A N .
No. 65.
KENT

COUNTY

SAVINGS

BANK,

GRAND

RAPIDS.

O rg a n iz e d D ecem b er 24, 1884.
J o h n A . C oyode , P r e s id e n t; H e n r y I dis m a , V ice P r e s id e n t; J . A. S. V e r d ie r , C ashier.
D ir e c t o r s .— J o h n A. C ovode, H e n ry Id e m a , J . A. S. V e rd ie r, E . C ro fto n F o x , A n to n G.
H o d e n p y l, T . J . O ’B rie n , F . C. M ille r, J o h n W . B lo d g e tt.

R
reeso
s o uurrc
c ee ss .

1
! RAePo
of
p riir t26.

L o an s a n d d is c o u n ts ........................................................ $1,115,787 85
B on d s, m o rtg a g e s a n d s e c u ritie s ................................

641,186 87

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt of
D ec. 13.

$913,467 12

$968,293 86

$956,526 51

536,510 42

515,108 65

510,845 72

P re m iu m s p a id on b o n d s ...............................................
O v e rd ra fts ...........................................................................

1,723 70

1,324 62

1,813 77

1,277 14

B a n k in g h o u s e ...................................................................

27,000 00

27,000 00

25,000 00

25,000 00

F u r n itu r e a n d fix tu re s ....................................................

2,000 00

2,000 00

2,000 00

2,000 00

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................

13,339 41

13,339 41

13,339 41

12,497 00

934 32

287 43

275 00

428 00

D u e fro m b a n k s in re s e rv e c itie s ...............................

178,812 00

185,196 18

252,919 81

319,801 01

E x c h a n g e fo r c le a rin g h o u s e .......................................

30,029 78

1,810 70

3,091 10

17,587 72

U . S. a n d N a tio n a l b a n k c u rre n c y ............................ ,

24,975 00

22,274 00

20,277 00

12,449 00

G old c o in ..............................................................................

80,305 00

68,465 00

60,167 00

60,410 00

S ilv e r c o in ...........................................................................

3,928 30

5,224 25

455 45

557 55

N ic k els a n d c e n t s ..............................................................

749 06

410 29

557 16

800 73

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

296 31

397 21

214 38

561 10

T o ta ls .............................................................................. $2,121,067 60 $1,777,706 63 $1,863,512 59

$1,920,741 48

L ia b ilitie s.
C ap ital s to ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

50,000 00

50,000 00

50,000 00

50,000 00

40,446 03

56,549 67

49,624 37

62,908 87

D iv id e n d s u n p a id .............................................................

4 00

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

587,886 73

205,702 42

209,810 23

211,105 04

374 68

68 40

250 00

110 00

S a v in g s d e p o s its ................................................................

1,007,162 81

1,028,372 02

1,079,128 34

1,130,528 75

S a v in g s c e rtific a te s o f d e p o s i t ..................................

385,193 35

387,014 12

424,699 65

416,088 82

T o t a ls ............................................................................. $2,121,067 60 $1,777,706 63 $1,863,512 59
I

$1,920,741 48

C o m m ercial c e rtific a te s o f d e p o s it............................
D u e to b a n k s a n d b a n k e r s ............................................
C ertifie d c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g ......................................

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

86

STATE B A N K IN G D E PA R T M E N T .
THE MICHIGAN

TRUST

COMPANY,

GRAND

RAPIDS.

L e w is H . W i t h e y , P r e s id e n t; W il l a r d B a r n h a r d , V ice P r e s id e n t; A n t o n G. H o d e n p y l ,
2d V ice P r e s id e n t ; H e n r y I d e m a , 3d V ice P r e s id e n t ; G eo rg e E . H ardy ,
S e c r e ta r y ; F . A. G o r h a m , A s s is ta n t S e c re ta r y .
D ir e c t o r s .— T. S te w a r t W h ite , L e w is II. W ith e y , A lfre d D . R a th b o n e , J a m e s M. B a r n e t,
H a rv e y J . H o llis te r, N. L. A v ery , W illa rd B a r n h a r t, S a m u e l S e a rs , C h a rle s H . H a ck le y ,
S. B. J e n k s , H e n ry Id e m a , D a rw in D. C ody, F . A. G o rh a m . A n to n G. H o d e n p y l, F r e d e ric k
L o e ttg e r t, T h o m a s H e fïe ra n , W m . G. R o b in so n , D u d le y E . W a te r s , E . G olden F ile r , W . W .
C u m m er, W m . J u d s o n .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

C o lla teral lo a n s—tim e .....................................................

$88,164 34

$202,960 34

$203,909 26

$232,867 13

C o lla te ra l lo a n s—d e m a n d ..............................................

198,017 64

196,967 71

166,492 13

204,690 93

L o a n s o n re a l e s ta te m o rtg a g e s , in office................
L o an s o n re a l e s ta te m o rtg a g e s , w ith s ta te
tr e a s u r e r ............................................................................

146,674 22

146,224 22

159,832 00

174,787 00

104,150 00

103,500 00

103,500 00

102,800 00

37,400 00

129,100 00

119,100 00

46,100 00

O th e r lo a n s ..........................................................................
B o n d s, in o f f ic e .................................................................
B o n d s, w ith s ta te tr e a s u r e r ...........................................
S to c k s ....................................................................................

10,401 00

10,401 00

10,401 00

10,431 00

R eal e s ta te o w n e d .............................................................

41,177 20

44,834 04

38,919 15

36,745 23

46,711 46

49,268 51

48,572 99

37,497 51

18,115 00

O th e r in v e s tm e n ts ............................................................
A d v a n ce s to t r u s t s ...........................................................
P re m iu m s p a id ...................................................................
Safe d e p o sit v a u lts ...........................................................

17,327 07

16,712 23

18,115 00

F u r n itu r e a n d fix tu re s ....................................................

6,289 07

6,289 07

5,999 00

5,999 00

D u e fro m a p p ro v e d re s e rv e a g e n t s ..........................

214,437 40

125,933 32

273,909 32

359,728 10

D u e fro m o th e r h a n k s a n d h a n k e r s ..........................

53,478 34

13,750 00

27,600 00

87,448 04

Cash ite m s ............................................................... ............

2,298 56

2,188 21

2,653 56

1,427 92

N ic k els a n d c e n t s ..............................................................

79 86

87 50

77 68

25 17

S ilv e r c o i n ...........................................................................

fi15 90

289 55

G old c o in ..............................................................................

10,765 00

13,825 00

16,385 00

18,475 00

U. S. a n d N a tio n a l h a n k n o te s .....................................

10,456 00

20,984 00

21,772 00

31,127 00

$988,413 06 $1,083,534 80 $1,217,527 64

$1,368,627 93

T o ta ls ..............................................................................

L ia b ilitie s.
C ap ital sto c k p a id i n ........................................................

$200,000 00

$200,000 00

$200,000 00

$200,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss e x p en se s, in te r e s t a n d
ta x e s p a id .........................................................................

100,000 00

100,000 00

100,000 00

100,000 00

15,609 37

18,598 65

10,893 88

28,745 35

P r e m i u m s ............................................................................

2,701 85

2,777 15

T r u s t d e p o s its ....................................................................

409,663 61

474,375 80

616,025 21

746,438 46

D e b e n tu r e s ..........................................................................

252,418 13

266,451 05

266,296 48

282,431 45

O th e r lia b ilitie s .................................................................

10,751 95

24,109 30

21,610 22

8,235 52

$988,443 06 $1,083,534 80 $1,217,527 64

$1,368,627 93

T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

87

STATE BANKS OF MICHIGAN,
PENINSULAR

TRUST

COMPANY,

GRAND

RAPIDS.

O rganized A pril 23, 1894.
S id n e y F . S t e v e n s , P r e s id e n t ; C h a r l e s W. W a t k in s , F ir s t V ice P r e s id e n t ; C h a r l e s W.
G a r f ie l d , S eco n d V ice P r e s id e n t; A m o s S. M it s s e l m a n , T h ird V ice P r e s id e n t; G eorge
G. W h it w o r t h , S e c re ta r y an d T r e a s u r e r ; A d o l p h B. M a s o n , A s s is ta n t
S e c r e ta r y ; J . A r t h u r W h i t w o r t h , A s s is ta n t T re a su re r.
D ir e c t o r s .— T hos. M. P eck, C harles W. W atk in s, J u liu s B erkey, D . M. Am berg, C. C. F ollm er,
C arl G. A. V oigh t, F. C. M iller, Josep h H ousem an, C has. W . Garfield, John B. M artin, E. A.
S to w e, Geo. H . D a v id so n , Jo h n C aulfield, Win. W iddicom b, A. S. M usselm an, Sid ney F.
S tev en s, Step h en A. Sears, W m. H. A nderson, George G. W h itw orth .
R e p o rt o f
A p ril 26.

R eso u rc e s.

R ep o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt of
D ec. 13.

r!r>l la te ra l lo a n s

t i m e ....................................................

$46,108 33

$19,316 67

$15,200 00

$1,000 00

U n ilateral loa.ns

d e m a n d ..............................................

30,380 00

15,505 00

10,275 00

10,095 00

105,544 62

60,985 29

69,535 29

14,550 00

50,100 00

21,050 00

L o a n s on re a i e s ta te m o rtg ap ’es in office...............
L o a n s on re a l e s ta te n io rtg a g e s, w ith s ta te
tr e a s u r e r
-- ........................
O th e r lo a n s
B o n d s in office

...............................................
...............................................................
30,000 00

B o n d 55 w ith estate tu e a sn re r

B.ea.l e s ta te o w n e d ............................................................

3,910 42

3,000 00

3,000 00

3,000 00

B ate d e p o sit van 1t s ..........................................................

14,000 00

13,750 00

13,750 00

13,625 00

B n rn itn r e a n d fix tu re s ....................................................

1,800 00

1,800 00

1,786 00

1,576 00

16,669 96

80,832 24
112,263 91

159,064 23

1,871 69

169 91

O n e fro m a p p ro v e d re s e rv e a g e n ts
P>ne from o th e r b a n k s and hanleers ...
C ash ite m s

........................

N ic k els a n d c e n ts

, ,,

31

54 26

12 50

............................

116 50

21 50

2 10

...........................................

S ilv e r co in

1,799 30

, .............................................................

1,176 00

316 00

260 00

U S find N a tio n a l h a n k n o te s .....................................

1,368 00

764 00

120 00

24 00

T o ta ls ..............................................................................

$273,099 78

$247,523 11

$227,991 60

$202,934 54

C ap ital sfcc.k paid i n ........................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss e x p en se s, in te r e s t a n d
ta ^ e s p a id .........................................................................

17,000 00

17,000 00

17,000 00

17,000 00

5,917 99

11,552 92

10,702 42

13,827 94

T r u s t d e p o s its .....................................................................

94,940 80

64,830 35

46,958 18

14,792 61

D e b e n tu r e s ..........................................................................

54,400 00

53,900 00

53,200 00

57,313 99

...................................

840 99

239 84

131 00

Totals.............................................. ......

$273,099 78

11

$227,991 60

O o ld c o in

L ia b ilitie s.

O th e r lia b ilitie s


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

,

$247,523

$202,934 54

88

STA TE B A N K IN G D E PA R T M E N T .
, No. 108.
PEOPLE’S

SAVINGS

BANK,

GRAND

RAPIDS.

O rg a n iz e d D ecem b er 23, 1890.
T h o s . ITe f f e r a n , P r e s id e n t; J n o . P a t to n , V ice P r e s id e n t; C. M. H e alb , 2d V ice P r e s id e n t;
C h a s . B. K e l s e y , C a sh ie r ; M. D . H o r g e st e g e r , T eller.
D ir e c t o r s .— J . H . G ibbs, C. B. J u d d . D. D. C ody, J n o . P a tto n , W m . A. S m ith , S. A. M o rm a n
D. E. W a te r s , J n o . M u rra y , C. M. Ile a ld , T. Ile ff e r a n , C. W. C o lt, C. H . B e rk ey , R eu b e n
H a tc h , A. J . D a n ie ls, C. B. K elsey .

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts .......................

$312,621 65

$313,719 17

$320,687 46

$324,710 67

B o n d s, m o rtg a g e s a n d s e c u ritie s .

926,116 16

931,549 86

915,861 38

930,185 03

P re m iu m s p a id o n b o n d s ...............

22,144 85

22,144 85

23,474 77

23,616 77

O v e rd ra fts ............................................

860 30

3,254 18

873 09

664 09

B a n k in g h o u s e ....................................
F u r n itu r e a n d fix tu re s ....................
O th e r re a l e s ta te .........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e r v e
c itie s)............................................................................
D u e fro m b a n k s in re s e rv e c itie s ..........................

5,350 60

5,350 60

5,350 60

5,350 60

31,599 08

29,639 70

28,707 74

28,920 67

4,163 87

6,768 35

9,935 20

7,393 10

175,058 26

144,607 01

158,454 34

237,141 20

E x c h a n g e f o r c le a rin g h o u s e ..................................

3,383 85

3,842 45

7,946 75

7,406 32

U . S. a n d N a tio n a l b a n k c u rre n c y ........................

30,107 00

33,062 00

38,417 00

30,949 00

G old c o in .........................................................................

20,650 00

24,030 00

21,112 50

20,770 00

S ilv e r c o in .....................................................................

5,472 10

1,978 20

2,714 65

1,347 35

N ic k els a n d c e n t s .....................................................;

90 41

73 30

198 24

. 273 98

1,864 50

406 73

762 89

1,551 85

$1,539,482 63 $1,520,426 40 $1,534,496 61

$1,620,280 63

C hecks, cash ite m s a n d in te r n a l re v e n u e a c c o u n t
T otals.

L ia b ilitie s.
C ap ital s to c k p a id i n ...................
S u rp lu s f u n d .................................................................
U n d iv id e d pro fits, le ss c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a id ...........................................................

$ 100,000 00

$100,000 00

$100,000 00

$100,000 00

20,000 00

20,000 00

20,000 00

20,000 00

8,593 36

7,678 70

5,874 85

2,619 99

D iv id e n d s u n p a id ....... .•...............................
C o m m ercial d e p o sits s u b je c t to c h ec k .

30 00
129,843 98

C o m m ercial c e rtific a te s o f d e p o s it.......

126,494 79
112,125 62

578,759 88

703,337 09

153,894 77

D u e to b a n k s a n d b a n k e r s ........................
C ertified c h e c k s .............................................
C ash ie r’s c h e c k s o u ts ta n d in g ..................
S a v in g s d e p o s its ...........................................

672,097 13

697,337 89

S a v in g s c e rtific a te s o f d e p o s it...............

608,948 16

583,284 19

728,821 09
614,944 78

N o tes a n d b ills r e d is c o u n te d ...................
B ills p a y a b le ...................................................
T o tals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$1,539,482 63 $1,520,426 40 $1,534,496 61

$1,620,280 63

89

STATE BANKS OF MICHIGAN.
No. 139.
STATE BANK OF MICHIGAN, GRAND RAPIDS.
O rganized June 25, 1892.
D a n ie l M c C oy , P re s id e n t; E dward L o w e , Vice P re s id e n t; M. H . S o r r ic k , Cashier.

D ir e c t o r s .— W m . J . S tu a rt, W m. H. Jones, J. K . J o h n ston . E dw ard L ow e. D an iel M cCoy,
C.
C. F ollm er, B en ja m in W olf, E. A. Stow e, S. B. Jenks, M. H. Sorrick, E. H . F oote.
R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S ep t. 5.

L o an s a n d d is c o u n ts ........................

$810,774 87

$790,307 64

$828,365 32

$900,683 52

B on d s, m o rtg a g e s a n d s e c u ritie s

146,941 18

154,708 72

157,708 72

164,681 25

P re m iu m s p a id on b o n d s ..............

670 49

670 49

670 49

670 49

O v e r d r a f ts ...........................................

474 75

477 31

1,621 10

267 38

F u r n itu r e a n d fix tu re s ....................................................

6,318 40

6,318 40

6,000 00

6,000 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)....... ......................................................................

2,345 71

2.345

2,345

R eso u rc e s.

R e p o rt o f
D ec. 13.

B a n k in g h o u se

D ue fro m b a n k s in re s e rv e c itie s ...............................

71

71

2,345 71

9,075 54

13,566 02

4,482 57

6,505 17

78,434 31

137,381 39

142,623 83

90,544 41

E x c h a n g e f o r c le a rin g h o u s e .......................................

5,328 95

1,893 41

3,633 66

5,861 78

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

36,369 00

54,580 00

48,231 00

40,980 00

G o ld c o in ..............................................................................

20,482 00

19,982 00

23,782 00

23,682 00

S ilv e r c o i n ...........................................................................

2,796 00

2,853 00

2,734 00

3,414 00

N ic k els a n d c e n t s .............................................................

352 14

287 51

244 38

406 04

3,124 28

442 12

1,323 25

6,679 58

$1,123,487 62. $1,185,813 72 $1,223,766 03

$1,252,721 33

$150,000 00

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t
T otals.

L ia b ilitie s.
C ap ital s to c k p a id in ........................................................

$150,000 00

$150,000 00

$150 000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ................................................................

20,500 00

20,500 00

22 000 00

22,500 OO

21,342 49

21,768 70

23 364 77

25,151 80

D iv id e n d s u n p a id ..............................................................

336 00

66 00

194 00

22 09

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

331,272 84

381,058 44

392 392 95

344,022 02

C o m m ercial c e rtific a te s o f d e p o s it............................

178,749 14

163,357 27

151 199 62

185,098 52

6,769 83

10,336 52

21 122 29

30,001 86

60 00

100 00

S a v in g s d e p o s its ..........................

298,554 92

315,162 12

314,785 14

342,893 60

S a v in g s c e rtific a te s o f d e p o sit

93,981 90

123,464 67

148,707 26

153,031 53

N o te s a n d b ills r e d is c o u n te d ..

21,920 50

$1,123,487 62 $1,185,813 72 $1,223,766 03

$1,252,721 33

D u e to b a n k s a n d b a n k e r s ...................... ..................
C ertifie d c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................

B ills p ay ab le.
T o tals.

12


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

90

STATE BANKING DEPARTMENT.
No. 27.
FARMERS’ BANK

OF

GRASS

LAKE,

GRASS

LAKE.

O rganized A pril 24, 1883.
E . J . F o s t e r , P r e s id e n t; M. W . D w e l l e , V ice P r e s id e n t; E . L. C o o pe r , C ashier.
D ir e c t o r s .— A. H itc h c o c k , M . L. R ay m o n d . E . L. C ooper, E . J . F o s te r, M; W . D w elle, E . W .
C ra fts , D . G. H e llie r, E . W . H o b a rt, E . A. C ro m a n .

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................

,897 56

$39,560 76

$43,161 71

$40,702 53

B o n d s, m o rtg a g e s a n d s e c u ritie s .

,714 39

61,461 39

62,554 39

67,881 76

P re m iu m s p a id on b o n d s .........
O v e r d r a f ts ............................................

774 29

406 85

156 55

1,040 10

B a n k in g h o u s e ....................................

,600 00

3,600 00

3,300 00

3,300 00

2,187 00

2,187 00

2,187 00

2,187 00

15,185 76

26,788 59

22,639 77

23,869 96

7,623 00

F u r n itu r e a n d fix tu re s ....................
O th e r re a l e s ta te ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )............................................................................
D u e fro m b a n k s in re s e rv e c itie s ..........................
E x c h a n g e fo r c le a rin g h o u s e ..................................
U . S. a n d N a tio n a l b a n k c u rre n c y ........................

,526 00

7,059 00

5,654 00

H o ld c o in ........................................................... .............

950 00

1,360 00

230 00

475 00

S ilv e r c o in .....................................................................

,039 00

1,588 00

1,991 00

1,685 00

N ic k els a n d c e n t s .......................................................

127 47

94 59

210 20

140 29

C h e c k s, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

816 83

1,119 05

1,197 54

1,265 03

$131,818 30

$145,225 23

$143,282 16

$150,169 67

$25,000 00

$25,000 00

$25,000 00

’$25,000 00

2,500 00

2,500 00

2,650 00

2,650 00

827 49

1,411 29

595 74

836 24

D iv id e n d s u n p a id .........................................

111 00

111 00

159 00

60 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .

23,857 51

29,510 45

27,183 05

34,855 37

T o tals.

L ia b ilitie s.
C a p ita l s to c k p a id i n ...................
S u r p lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a id ...........................................................

C o m m e rc ia l c e rtific a te s o f d e p o s it.......
D u e to b a n k s a n d b a n k e r s ........................
C e rtifie d c h e c k s ............................................
C a s h ie r’s c h ec k s o u t s t a n d i n g .................
S a v in g s d e p o s its ...........................................

4,173 72

4,079 32

4,078 18

4,477 63

S a v in g s c e rtific a te s o f d e p o s it...............

75,348 58

82,613 17

83,616 19

82,290 43

$131,818 30

$145,225 23

$143,282 16

$150,169 67

N o te s a n d h ills re d is c o u n te d ...................
B ills p a y a b le ............................................ .
T o tals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

91

STATE BANKS OF MICHIGAN.
No. 188.
GREENVILLE

STATE

BANK,

GREENVILLE.

O rganized A pril 21, 1896.
F . N . W r ig h t , P re sid e n t; W . D . J o h n s o n , Vice P re s id e n t; E . R u t a n , 2d Vice P re sid e n t;
W. H . B r o w n e , Cashier.
D ir e c t o r s .— F. N . W rig h t, F . S. Gibson, W. D . John son, W. H . B row n e, C. W. John son,
E.
R utan , C. T. W right.
R e p o rt of
D ec. 13.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

T_ina n s a n d dise.oivnts .........................................................................................................

$114,166 81

$122,449 85

$125,502 75

$116,859 37

................................

60,036 00

60,636 00

60,261 00

60,076 00

................................................

1,005 00

1,005 00

1,004 00

1,004 00

D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s) .............................................................................

4,593 72

637 65

6,865 65

11,523 64

23,917 48

39,442 84

18,466 54

29,862 94

P a n i c p . n r r p n p y .........................................................

3,675 00

5,925 00

7,515 00

7,775 00

.......................................................................

6,125 00

5,275 00

5,085 00

4,525 00

986 00

2,145 50

639 82

1,680 40

28 11

136 58

110 00

68 36

38 00

16 00

141 00

198 00

$214,571 12

$237,669 42

$225,590 76

$233,572 71

C a p ita l gtfOC.lr p aid i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

^ n rp ln s f u n d .....................................................................................................................................
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ..........................................................................................................................

8,000 00

8,000 00

8,000 00

8,000 00

2,654 05

4,220 68

5,899 22

4,908 47

260 00

260 00

260 00

760 00

73,252 67

82,858 88

71,005 18

72,604 15

Monels m o rtg a g e s

F u r n itu r e a n d

fro m

TJ

f i 'x 't i n r e s

panp"R

in

S a n d N atio n al

O nld coin
S ilv e r c o in .
N iplipls anil

am i p e e n ritie s

re sp ry e

c itie s ...............................

...................................................................
c e n ts

.................................................................................................................

•Checks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t
T o t a l s ............................................................................

L ia b ilitie s.

Pd yi

d p n d «9 n n p a . i d

. . . . . . . . . - ................................................................................

C o m m ercial d e p o sits

p>u e

^

panliS a n d

sn V * je c t

p ^ n lre v s

to ctieclc....................

S a v in g s c e rtific a te s o f d e p o s it...................................

5 82

85 68

.........................................................

105,404 40

117,244 18

115,426 36

122,294 27

•

T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$214,571 12

$237,669 42

$225,590 76

$233,572 71

92

STATE B A N K IN G D E PA R T M E N T .
No. 95.
SUPERIOR SAVINGS BANK, HANCOCK.
O rganized A pril 17, 1890.
C. A. W e i g h t , P r e s i d e n t ; J a c o b JBa e r , V i c e P r e s i d e n t ; M. C. G e t c h e l l ,, C a s h ie r .
D i e e c t o k s .— J. V iv ia n , Jacob B aer, C. A. W right, E. L. W righ t, M. C. G etchell.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

L o a n s a n d d is c o u n ts ........................................................

$225,372 63

$252,727 85

$282,685 64

$293,873 49

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

70,140 44

74,733 98

80,891 98

88,243 98

144 24

77 36

115 43

217 16

4,901 61

R e p o rt o f
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts .................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ..............................................

3,390 05

3,558 78

3,933 78

O th e r re a l e s ta te ..............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )............................... ...........................................

9,437 07

9,437 07

9,427 07

9,516 66

11,436 03

16,197 48

14,511 76

4,010 99

D u e fro m b a n k s in re s e r v e c i t i e s ..............................

132,799 78

128,424 20

111,217 77

111,371 2»

E x c h a n g e fo r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

23,569 00

28,334 00

57,944 00

23,908 00

G old c o in ...................................................................

7,477 00

4,227 50

1,442 50

5,507 50

S ilv e r c o i n ..........................................................

2,768 75

1,020 85

2,139 50

1,934 20

N ic k els a n d c e n t s ..............................................................

159 55

297 19

461 83

246 88

C hecks, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

2,542 89

765 11

2,161 26

1,709 14

$489,237 43

$519,801 37

$566,932 52

$545,440 84

$50,000 00

$50,000 00

$50,000 00

$50,000 00

20,000 00

20,000 00

20,000 00

20,000 00

7,141 57

6,120 87

7,150 98

6,438 59

105,618 89

T o ta ls ..........................................................

L ia b ilitie s.
C ap ital s to c k p a id i n .............................................
S u rp lu s f u n d .................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d .............................................
D iv id e n d s u n p a id ....................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................

104,333 98

116,008 70

133,381 45

C o m m ercial c e rtific a te s o f d e p o s it..........................

464 75

241 19

256 79

D u e to b a n k s a n d b a n k e r s .............................................

223 05

1,006 91

C ertifie d c h e c k s .............................................

300 00

387 45
9,148 43

C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its .................................................
S a v in g s c e rtific a te s o f d e p o s it....................................

293,579 58

312,690 70

335,137 00

332,492 54

13,194 50

13,733 00

21,006 30

21,354 94

N o te s a n d b ills re d is c o u n te d .....................................
B ills p a y a b le ..............................................................
r
T o ta ls ...................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$489,237 43

$519,801 37

’ ~ “ j

'
’

93

STATE BA N K S OF M ICH IG A N .
No. 50.
OCEANA

COUNTY SAVINGS

BANK,

HART.

O rg a n iz e d O c to b er 31, 1887.
C . T . H i l l s , P r e s i d e n t ; A . L . C a r e , V ic e P r e s i d e n t ; G e o r g e R . B a t e s , 2 d V i c e P r e s i d e n t ;
D . J . M a t h e w s , C a s h i e r ; A . L . C a r r , A s s i s t a n t to C a s h ie r .
D i r e c t o r s .— L . N . K e a tin g , A . L . C a rr, E . D . R ic h m o n d , C. H . H a c k le y , G eorge R. B a te s ,

C. T . H ills , A. E . M otley.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$53,392 70

$55,472 47

$51,263 91

$51,837 39

LondSj m o rtg a g e s a n d s e c u ritie s ................................

46,740 39

46,554 14

43,635 14

45,564 14

P re m iu m s p a id o n b o n d s ...............................................
O v e r d r a f t s ...........................................................................

22 46

36 47

B a n k in g h o u s e ...................................................................

4,160 00

4,160 00

4,160 00

4,160 00

F u r n itu r e a n d fix tu re s ....................................................

2,213 16

2,203 16

2,179 96

2,137 96

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

498 60

498 60

498 60

498 60

376 27

199 40

35 40

D ue fro m h a n k s in re s e rv e c i t i e s ..............................

4,218 47

2,193 72

11,297 59

9,437 36

6,637 00

12 54

E x c h a n g e f o r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

8,711 00

3,985 00

5,209 00

O o ld c o in ..............................................................................

2,200 00

500 00

700 00

700 00

S ilv e r c o i n ...........................................................................

1,100 00

1,290 00

1,071 00

2,690 00

N ic k e ls a n d c e n t s ..............................................................

40 07

30 76

33 90

28 54

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,458 21

291 75

487 52

808 27

T o ta ls ..............................................................................

$125,131 33

$117,415 47

$120,572 02

$124,511 80

C ap ita l sto c k p aid in ........................................................

$43,000 00

$43,000 00

$43,000 00

$43,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d profits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

6,500 00

6,500 00

6,500 00

6,500 00

1,572 68

1.793 83

1,669 31

4,295 42

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k ....................

13,833 92

12,750 48

10,796 36

13,924 21

C o m m e rc ial c e rtific a te s o f d e p o s it............................

27,686 59

18,526 39

22,190 49

24,728 25

D u e to b a n k s a n d b a n k e r s .............................................

6 80

C e rtifie d c h e c k s .................................................................
C a sh ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................

32,538 14

31,844 77

36,415 86

32,057 12

$120,572 02

$124,511 80

S a v in g s c e rtific a te s o f d e p o s it....................................
N o tes a n d b ills re d is c o u n te d .......................................

3,000 00

B ills p a y a b le ........................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$125,131 33

$117,415 47

94

STA TE B A N K IN G D E PA R T M E N T .
No. 11.
HASTINGS
•

CITY BANK, HASTINGS.

O rganized O ctober 26, 1886.

C h e s t e r M e s s e r , P r e s i d e n t ; R. B . M e s s e r , V i c e P r e s i d e n t ; A . A . A n d e r s o n , C a s h ie r .
D i r e c t o r s .— C. M esser, D. S. G oodyear, L uke W aters, P . T. C olgrove, R. B. M esser, M. L. Cook,

R. T. F rench.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S ep t. 5.

L o an s a n d d is e ^ im ts. - - n, , , 11.......................................

$143,051 35

$153,492 26

$153,137 14

$130,665 97

37,362 00

40,315 00

36,605 00

37,410 00

R e p o rt o f
D ec. 13.

254 32

151 43

243 06

2,588 62

h m i R f t ......................................................................................

13,000 00

13,000 00

13,000 00

13,000 00

F u r n itu r e aT'd flY turps....................................................

2,000 00

2,000 00

2,000 00

2,000 00

re a l e s ta te - ........, , , ............................................
R u e fro m o th e r b a n k s a n d h a n k e rs (n o t re s e rv e

5,000 00

5,000 00

5,000 00

5,000 00

fro m b a n k s in rese-rye c itie s ...............................

36,597 61

25,072 76

12,871 46

61,401 26

D S a n d N atio n al ’h ank’ c u r r e n c y ..............................

2,953 00

7,214 00

9,770 00

3,116 00

Q-old coin

. . . . ............................................................

4,607 50

3,012 50

4,105 00

3,725 00

S ilv e r c o in ......... ................................................................

791 86

1,100 00

1,400 00

1,500 00

37 77

59 66

53 57

540 02

1,028 61

1,133 63

1,506 59

$246,157 66

$251,424 33

$239,324 95

$261,967 01

C ap ital gtnek pairi in .......................................................

$75,000 00

$75,000 00

$75,000 00

$75,000 00

S u rp lu s fu n d
...............................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te r e s t
^ ri(] ta x e s p a id .................................................................

20,000 00

20,000 00

20,000 00

20,000 00

3,285 94

5,301 28

351 14

2,175 24

C om m ercial d ep o sits s u b je c t to c b e c k ...................

38,580 63

48,305 74

36,180 27

39,333 88

C o m m ercial c prtific a tp^ o f d e p o s it............................

92,644 07

83,970 76

82,128 16

86,289 74

16,647 02

18,846 55

25,665 38

39,168 15

$246,157 66

$251,424 33

$239,324 95

D ue

■\ijokels and c e n t s ......... , , , , , , 11.....................................
C h eck s, cash ite m s a n d in te r n a l re v e n u e a c c o u n t
T o tals

..............................................................

L ia b ilitie s.

D iv id e n d s u n p a id

..................................................

D u e to b a n k s a n d h a n k e rs .
C ertified ch eck s.

......................................

..........................................................

C ash ier’s c h pr*ks o u ts ta n d in g ,....................................
SilYir1

d e p o s its ................................................................

S ftvin^s c e rtific a te s o f d e p o s it................ .................
M
foet!a <4111.1
o-nrl ‘h
i l l a ....................................................................................
r*pdisP01Yntpd .....................................
li Uo L
D111B

T o tals

.........................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$261,967

01

STA TE

H IL L S D A L E

BANKS

OF

N o.

7 8.

S A V IN G S

M IC H IG A N .

BANK,

95

H IL L S D A L E .

O rg a n iz e d J u ly 30, 1S84.
C h a u n c e y F . C o o k , P r e s id e n t; H . S. W a l w o r t h , V ice P r e s id e n t;
A s h e r B. L a F l e u r , C ash ier.
D ir e c t o r s .— J. T . G rum e, J . F . K in g , C. F . Cook, H . S. W a lw o rth , A sh e r B. L a F le u r.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ept. 5.

L o a n s an d ilisp.onrit.fi........................................................

$212,735 37

$213,158 86

$229,047 71

$210,900 72

P o n d s m o rtg a g e s a n d s e c u ritie s ................................

141,307 91

147,677 91

147,177 91

128,341 91

761 91

679 37

13 34

161 50

F u r n itu r e a n d fiv tn rp .fi..................................................

2,000 00

2,000 00

2,000 00

2,000 00

O tb e r rea 1 esta t>p...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

7,600 00

7,600 00

7,600 00

7,600 00

1,942 54

1,340 44

4,316 69

1,587 04

D u e fro m b a n k s in re s e rv e c itie s ...............................

67,364 20

52,891 35

30,038 94

44,594 59

|T S a n d N a tio n a l b a n k c u rre n c y ..............................

8,463 00

11,727 00

7,804 00

10,864 00

G old c o in ..............................................................................

10,090 00

11,217 50

11,030 00

8,890 00

S ilv e r c o i n .........................................................................

872 50

868 95

1,266 90

1,392 40

N ic k els a n d c e n t s .............................................................

21 67

58 38

55 65

33 75

C hecks, c ash ite m s an d in te rn a l re v e n u e a c c o u n t

725 65

1,034 95

1,594 29

281 36

T o ta ls ................................. ............................................

$453,884 75

$450,254 71

$441,945 43

$416,647 27

C ap ital s to ck p a id i n ........................................................

$60,000 00

$60,000 00

$60,000 00

$60,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

20,000 00

20,000 00

20,000 00

20,000 00

11,780 13

14,412 97

11,980 42

15,172 76

53,013 81

30,737 50

28,718 76

R e p o rt o f
D ec. 13.

P re m iu m s paid on b o n d s ...............................................
O v e r d r a f ts ...........................................................................
B an k in g h o u se-

..........................................................

F /vchange f o r c le a rin g b o u s e .......................................

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................
C om m ercial c e rtific a te s o f d e p o s it............................

............. * * *

D u e to b a n k s a,nd b a n k e r s .............................................

......... /

m

b

4

,

r

a

r

v

(

C ertified c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
93,962%#~>v ^ _ j x w rf'H

S a v in g s d e p o s its ...............................................................

87,573 28

86,669 39

84,923 46

S a v in g s c e rtific a te s o f d e p o s it.....................................

221,517 53

238,434 85

236,322 79

205,847 11

$453.884 75

$450,254 71

$441,945 43

$416,647 27

N o tes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ..............................»........................................
T o ta ls ..............................................................................


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Federal Reserve Bank of St. Louis

96

STATE B A N K IN G D E PA R T M E N T
No. 56.
FIRST STATE BANK OF HOLLAND, HOLLAND.
O rganized D ecem ber 16, 1889.

I saac Ca p p o n , P re s id e n t; J o h n W. B e a r d s l e e , Vice P re s id e n t; G. W. M o k m a , C ashier;
I saac M a r s i l j e , A s s is ta n t Cashier.
D ir e c t o r s .— I. Cappon, J. W. B eard slee, G. J. K ollen, G. W. M okma, G. J. D iekem a,
I. M arsilje, H enry K rem ers, J a n W. B osm an, J. W. G avelink.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

T<r»ans a n d d is c o u n ts ........................................................

$278,247 76

$233,456 29

$314,609 29

$316,300 39

"Ronds m o rtg a g e s a n d s e c u ritie s ................................

147,833 24

162,034 24

166,584 51

167,356 01

R e p o rt o f
D ec. 13.

P re m iu m s p a id o n b o n d s ...............................................
O y e r d ra f t s ............................................................................

393 60

3,831 32

958 36

484 63

R a n k in g h o u se .................... ..............................................

10,081 61

10,081 61

10,081 61

10,081 61
2,190 27

F u r n itu r e a n d fix tu re s ....................................................

2,190 27

2,190 27

2,190 27

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ) .................................................................................

2,285 00

2,285 00

2,285 00

2,864 68

• 9,413 91

11,231 96

5,155 69

Fine fro m b a n k s in re s e r v e c itie s ...............................

80,579 38

116,407 30

102,650 73

197,341 41

F x c h a n g e fo r c le a rin g h o u s e .......................................
XT S an d N a tio n a l b a n k c u rre n c y ..............................

9,594 00

14,789 00

11,867 00

11,087 00

■fXold c o i n .............................................................................

11,255 00

12,785 00

14,890 00

13,345 00

S ilv e r c o in ...........................................................................

1,873 25

3,984 75

6,142 15

2,041 25

N ic k els a n d c e n t s ..............................................................

170 14

217 16

248 15

184 81

C h eck s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

4,973 19

3,637 14

255 75

976 17

T o ta ls ..............................................................................

$552,341 12

$575,112 99

$643,994 78

$726,544 24

C ap ital s to ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d ............................................................... —
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

8,000 00

8,500 00

8,500 00

8,500 00

9,966 94

7,532 65

7,517 49

13,684 02

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................

82,337 66

71,383 72

89,152 98

158,036 66

C o m m ercial c e rtific a te s o f d e p o s it...........................

151,759 11

172,846 37

201,487 89

191,894 82

250,277 41

264,850 25

287,336 42

304,428 74

$552,341 12

$575,112 99

$643,994 78

$726,544 24

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C a s h ie r’s c h ec k s o u ts ta n d in g .....................................
S a v in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o s it....................................
N o te s a n d h ills re d is c o u n te d .......................................
Rills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

97

STA TE BANKS OF M ICH IG A N .
No. 91.
HOLLAND CITY STATE BANK, HOLLAND.
O rganized J a n u a ry 30, 1890.
D. B. K . V a n R a a l t e , P re sid e n t; A d r ia n V a n P u t t e n , Vice P r e s id e n t;
C. V e r S c h u r e , C a s h ie r .

D ir e c t o r s .— C. Ver Schure, A. V an P u tte n , M. V an P u tte n , W illia m H. B each, John C. P o st,
P. II. M cB ride, D. B. K. V an R a a lte, R. V eneklasen , C ornelius N yland .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ept. 5.

L o an s a n d d is c o u n ts ........................................................

$225,835 50

$234,224 47

$241,021 20,

$247,220 03

B on d s, m o rtg a g e s a n d s e c u ritie s ................................

59,478 00

58,873 00

59,358 00

61,369 00

R e p o rt of
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................
B a n k in g h o u s e ..............................................................
F u r n itu r e a n d f ix t u r e s ... ,v ........................ ................

846 44

2,126 76

1,366 19

213 74

22,191 09

22,191 09

22,000 00

22,000 00

4,920 30

4,920 30

4,900 00

4,900 00

O th e r re a l e s t a t e ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

386 34

538 63

470 53

67 15

D ue fro m b a n k s in re s e rv e c i t i e s ..............................

31,283 08

39,010 17

62,834 65

69,128 22

U. S. a n d N a tio n a l h a n k c u rre n c y ..............................

12,769 00

11,559 00

6,678 00

10,022 00

G old c o in ..............................................................................

9,240 00

10,347 80

12,817 50

13,085 00

Sil v e r c o i n ...........................................................................

507 45

1,715 25

678 35

622 30

N ic k els a n d c e n t s .............................................................

334 13

323 64

169 44

179 22

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

531 93

1,582 31

669 30

768 23

T o ta ls ..............................................................................

$368,323 26

$387,412 42

$412,963 16

$429,574 89

C ap ital s to c k p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

10,000 00

10,000 00

10,000 00

10,000 00

3,558 60

6,342 59

3,437 60

6,521 59

E x c h a n g e fo r c le a rin g h o u s e .......................................

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k ............. .
C o m m e rc ial c e rtific a te s o f d e p o s it............................

64,945 87

72,387 02

82,325 05

77,002 48

126,605 69

129,211 53

136,075 18

146,204 90

42 19

45 39

49 96

94 91

113,170 91

119,425 89

131,075 37

139,751 01

$368,323 26

$387,412 42

$412,963 16

$429,574 89

D ue to b a n k s a n d b a n k e r s ........'....................................
C ertified c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it.....................................
N otes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ........................................................................
T o ta ls..............................................................................

18


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Federal Reserve Bank of St. Louis

98

STA TE B A N K IN G D E PA R T M E N T .
No. 106.
FIRST STATE AND SAVINGS BANK, HOLLY.
O rganized October 27, 1890.

J

am es

C. S i m o n s o n , P re s id e n t; H e n r y W. D o w n i n g , Vice P re s id e n t; C. A. W i l s o n , C ashier;
E mma

S a r g e a n t , A ssis ta n t Cashier.

D i r e c t o r s .— C has. A. W ilson, D. D. H ad ley, H. W. D ow ning, J . C. Sim onson, W. S. W alls.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

R ep o rt of
D ec. 13.

T.nans and d is c o u n ts ........................................................

$70,224 69

$69,394 20

$78,202 73

$66,276 28

R onrls m o rtg a g e s an d s e c u ritie s ...............................

125,287 34

126,183 34

125,144 64

125,284 09

P re m iu m s p aid on b o n d s ...............................................
O v e rd ra fts ............................................................................

57 61

389 40

317 54

485 51

P a.n k in g h o u s e ...................................................................

3.000 00

3.000 00

3.000 00

3.000 00

F u r n itu r e a n d fix tu re s ....................................................

1.000 00

1.000 00

1.000 00

1.000 00

O th e r re a l esta,te...............................................................
D u e fro m o th e r b a n k s an d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

2,006 18

1,329 61

1,101 86

1,873 92

T)ne fro m b a n k s in re s e rv e c itie s ................................

54,089 86

48,407 18

54,431 94

72,126 96

F,xr»hani>*p fo r c le a rin g h o u s e .......................................
IT S a n d N a tio n al h a n k c u rre n c y ..............................

9,130 00

10,455 00

5,899 00

9 ,2 il 00

G old c o in ............................................................. ................

770 00

1,070 00

1,355 00

1,865 00

S ilv er c o in ............................................................................

262 20

462 45

218 85

300 25

Nickel,s and c e n t s ..............................................................

37 75

47 01

56 41

46 15

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

353 20

325 95

450 34

543 69

T o ta ls ..............................................................................

$266,218 83

$262,064 14

$271,178 31

$282,042 85

(Capital s to ck p a id i n ........................................................

$30,000 00

$30,000 00

$30,000 00

$30,000 00

S u rp lu s f u n d ..................................... ..............................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

10,000 00

10,000 00

10,000 00

10,000 00

6,835 79

8,931 89

7,716 31

9,122 00

D iv id e n d s u n p a id ..............................................................

208 00

196 00

217 00

30 00

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

35,604 73

30,501 05

35,101 03

41,261 80

C o m m ercial c e rtific a te s o f d e p o s it..........................

20,032 61

14,862 95

13,959 85

8,743 11

163,537 70

167,572 25

174,184 12

182,885 94

$266,218 83

$262,064 14

$271,178 31

$282,042 85

L iab ilitie s.

D u e to h a n k s a n d h a n k e r s ............................................
C ertified c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .....................................
S a v in g s d e p o s its ......... •....................................................
S a v in g s c e rtific a te s o f d e p o s it....................................
N o te s a n d h ills re d is c o u n te d .......................................
P ills p a y a b le ........................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

99

STATE BA N K S OF M ICH IG A N .
No. 109.
FIRST STATE AND SAVINGS BANK, HOWELL.
O rganized J a n u a ry 12, 1891.

C h a r l e s F i s h b e c k , P r e s id e n t; C h a r l e s C u r t i s , V ice P r e s id e n t; P e r c y T. D u d l ey , C ash ier.
D ir e c t o r s .'— C harles C urtis, A sa V an K leeck, C harles F ishb eck, S. B. Hubert, John R yan,
C harles A. Goodnow , Geo. B arn es.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

D oans a n d d is c o u n ts ..............................................................................................

$41.358 08

$39,229 38

$43,399 80

$47,412 19

B onds, m o rtg a g e s a n d s e c u r itie s ......................................................

58,816 41

52,716 41

52,666 41

52,391 41

O v e r d r a f ts ...........................................................................

209 40

1,154 33

171 94

1,625 23

B a n k in g h o u s e ...................................................................

4,439 32

4,439 32

4,439 32

4,439 32

P re m iu m s p a id on b o n d s ..............................................

F u r n itu r e a n d fix tu re s ....................................................

1,585 41

1,585 41

1,585 41

1,585 41

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re se rv e
cities')....... ...............................................................

4,865 54

3,908 54

3,908 54

3,908 54

6,091 91

2,063 33

3,635 71

837 81

D ue fr o m b a n k s in re s e rv e c i t i e s ..............................

6,393 10

20,129 88

7,127 28

14,647 32

E x c h a n g e fo r c le a rin g h o u s e .......................................
U. S. and N atio n al b a n k c u r r e n c y ..............................

10,676 00

G old c o in ..............................................................................

4,100 00

S ilv e r c o in ........................................................

7,160 00

7,094 00

4,742 00

4,350 00

4,070 00

4,035 00

1,080 30

758 00

1,812 90

1,126 63

N ick els a n d c e n t s ........................................................................................................

61 39

88 63

80 92

115 13

C hecks, cash ite m s a n d in te rn a l re v e n u e a cc o u n t

321 00

203 05

81 80

80 13

T o tals ...................................................................................................................................

$139,997 86

$137,786 28

$130,074 03

$136,946 12

.

I

L iab ilitie s.
C ap ital sto ck p a id in .............................................................................. .•....

$40,400 00

$40,400 00

Ann nn

S u rp lu s f u n d ........................................................................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ...........................................................................................................

7,602 16

2,341 19

2,797 79

3,608 18

C om m ercial d e p o sits s u b je c t to c h e c k ...................................

19,930 82

18,979 27

12,996 69

17,224 95

C o m m ercial c e rtific a te s o f d e p o s it ...............................................

379 74

379 74

379 74

379 74

i

a c in

in n

nn

D iv itle n d s u n p a id ........................................................................................................

D ue to b a n k s a n d b a n k e r s ............................................................................
C ertified c h e c k s .............................................................................................................
C ash ie r’s c h ec k s o u ts ta n d in g ..................................................................
S a v in g s d e p o s its ...........................................................................................................

8,303 90

9,507 89

8,781 69

10,045 37

S a v in g s c e rtific a te s o f d e p o s it ............................................................

63,381 24

66,178 19

64,718 12

65,287 88

$139,997 86

$137,786 28

$130,074 03

$136,946 12

N otes a n d b ills re d is c o u n te d ..................................................................
B ills p a y a b le ........................................................................................................................
T o ta ls .............................................................................. .....................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

100

STATE B A N K IN G D EPA R T M E N T .
No. 140.
BOIES’ STATE SAVINGS BANK, HUDSON.
O rg a n iz e d A u g u s t 27, 1892.

S t e p h e n A. E a t o n , P r e s id e n t; E . M. N ix , V ice P r e s id e n t; B y ro n J . F o s t e r , C ash ier.
D ir e c t o r s .— S te p h e n A. E a to n . J a m e s B. T h o r n , D a v id J . B e a c h b o a rd , H . V. C. H a r t,
E.
M. N ix, E . J. S o u th w o r th , C h e s te r C. P e a se , B y ro n J . F o s te r, E d w a rd F r e n s d o rf.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

L o an s a n d d is c o u n ts ........................................................

$134,774 40

$130,670 13

$128,839 98

$148,030 89

B onds, m o rtg a g e s a n d s e c u ritie s ................................

122,475 69

120,311 45

143,568 64

145,801 19

R e p o rt o f
D ec. 13.

180 00
O v e r d r a f ts ...........................................................................

852 61

380 36

2,946 49

77 11

B a n k in g h o u s e ...................................................................

5,237 00

5,237 00

5,237 00

5,237 00

F u r n itu r e a n d fix tu re s ....................................................

1,812 66

1,812 66

1,812 66

1,812 66

O th e r re a l e s ta te ................................................................
D u e fro m o th e r h a n k s a n d h a n k e rs (n o t re s e rv e

4,170 52

4,170 93

4,170 93

3,795 93

844 81

335 75

D u e fro m b a n k s in re s e rv e c itie s ...............................

39,660 94

48,601 04

26,702 92

41,515 29

U . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

7,476 00

10,332 00

9,354 00

3,906 00

7,375 00

5,355 00

5,077 50

5,065 00

S ilv e r c o in ...........................................................................

970 15

404 36

240 15

1,121 10

N ick els a n d c e n t s ..............................................................

103 82

24 24

10 62

155 44

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

490 76

610 35

301 99

537 18

T o ta ls ................................................................... ........

$326,201 09

$327,910 52

$329,287 69

$357,390 64

C ap ital s to ck p a id i n ........................................................

$75,000 00

$75,000 00

$75,000 00

$75,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a id .................................................................

8,000 00

8,000 00

8,000 00

8,000 00

8,725 30

8,883 46

10,580 57

12,474 14

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

35,811 38

35,948 00

33,491 52

50,679 48

C o m m ercial c e rtific a te s o f d e p o s it..........................

3,957 70

3,418 39

2,624 74

2,172 55

194,706 71

196,660 67

199,590 86

$326,201 09

$327,910 52

$329,287 69

801 54

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................

D ug to h a n k s RbiI lia n k firs.............................................

C ash ie r’s c h ee k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................

209,064

N o tes a n d h ills r e d is c o u n te d .......................................

T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$357,390 64

101

STA TE BANKS OF M ICH IG A N .
No. 143.
THOMPSON

SAVINGS

BANK,

HUDSON.

O rg a n iz e d O c to b er 22, 1892.
W . B. T h o m p s o n , P r e s id e n t ; G. I. T h o m p s o n , V ice P r e s id e n t ; C h a r l e s C. W h i t n e y , C ash ier.
D ir e c t o r s .— W illia m B. T h o m p so n . F r e d S. Y e d d er, R. W . T h o m p so n , G. I. T h o m p so n ,
C h a rle s C. W h itn e y .
R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

$186,510 74

$198,864 77

$193,794 03

$195,395 36

342,602 84

321,721 54

317,961 54

260,506 35

O v e r d r a f ts ..........................................................................

650 04

1,045 26

856 70

3,369 47

R anking; b o u s e ...................................................................

7,500 00

7,500 00

7,500 00

7,500 00

F u r n itu r e am i fix tu re s ....................................................

5,700 00

5,700 00

5,650 00

5,650 00

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

2,100 00

2,100 00

2,100 00

93,172 97

75,643 17

86,373 60

85,944 91

R eso u rc e s.

L o a n s a n d d is c o u n ts ........................................................
%
■Ronds, m o rtg a g e s a n d s e c u ritie s ................................

R e p o rt o f
D ec. 13.

P re m iu m s p aid on b o n d s ...............................................

60,700 00

U. S. g o v e rn m e n t b o n d s (p a r v a lu e ) ........................
D u e fro m b a n k s in re s e rv e c itie s ...............................
F x c h a n g e fo r c le a rin g h o u s e .......................................
IT. S. a n d N a tio n a l b a n k c u rre n c y ..............................

14,175 00

18,936 00

11,152 00

8,953 00

G old c o in ..............................................................................

8,330 00

7,200 00

7,165 00

7,210 00

S ilv e r c o i n ...........................................................................

1,391 30

913 05

333 50

925 70

N ickels a n d c e n t s ..............................................................

140 96

130 41

45 72

71 37

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

601 70

634 51

489 06

1,366 94

T o ta ls ..............................................................................

$662,875 55

$640,388 71

$633,421 15

$637,593 10

C ap ital s to ck p a id i n ........................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

8,000 00

8,000 00

8,700 00

8,700 00

17,442 31

16,223 83

5,090 29

7,398 15

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

59,287 42

67,218 27

72,634 47

73,954 61

C om m ercial c e rtific a te s o f d e p o s it............................

4,074 40

4,816 70

2,895 50

2,907 22

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

..... .......

D ue to b a n k s an d b a n k e r s .............................................
¡

C ertified c h e c k s ...............................................................
C a sh ie r’s c h e c k s o u ts ta n d in g .....................................
S a v in g s d e p o s its ...............................................................

474,071 42

444,129 91

$662,875 55

$640,388 71

444,100 89

444,633 12

$633,421 15

$637,593 10

S a v in g s c e rtific a te s o f d e p o sit.....................................
N o te s a n d b ills re d is c o u n te d .......................................
R ills p a y a b le ........................................................................
i
T o ta ls..................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

102

STA TE B A N K IN G D EPA R T M E N T .
No.

24.

LAPEER COUNTY BANK, IMLAY CITY.
O rganized

J a n u a ry

26,

1886.

J o h n B o rland , P re sid e n t; W a l t e r W a l k e r , Vice P re s id e n t; J n o . B orland , J r ., C ashier;
W. J. A b b s , A ssis ta n t Cashier.
D ir e c t o r s .— John B orlan d , W a lter W alker, Jno. B orland, Jr., W ill B orland, E dw ard E.
P a lm e r.

R eso u rces.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt p f
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s an d d is c o u n ts ........................................................

$84,586 92

$94,005 31

$95,781 61

$89,781 88

R o n d s, m o rtg a g e s a n d s e c u ritie s ................................

107,858 69

105,159 36

104,507 90

122,096 54

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................

506 81

263 91

1,146 57

425 85

B a n k in g h o u s e ...................................................................

4,900 00

4,900 00

4,900 00

4,900 00
1,700 00

F u r n itu r e a n d fix tu re s ...................................................

1,700 00

1,700 00

1,700 00

O th e r real e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re se rv e
c itie s)..................................................................................

84 14

84 14

85 09

85 09

4,936 59

423 00

110 00

204 78

D ue fro m b a n k s in re s e rv e c itie s ...............................

34,778 95

33,290 47

25,266 54

33,654 64

Pxeha.nge f o r c le a rin g h o u s e .......................................
IT. S. a n d N a tio n a l b a n k c u rre n c y ..............................

5,879 00

6,602 00

6,266 00

6,406 00

G old c o in ............................................................................

180 00

960 00

1,035 00

935 00

S ilv e r c o i n ...........................................................................

602 00

1,290 00

488 00

548 00

N ic k els a n d c e n t s ..............................................................

46 78

58 95

46 52

56 67

C heeks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

1,905 80

820 72

981 52

1,947 04

T o ta ls .............................................................................

$247,965 68

$249,557 86

$242,314 75

$262,741 49

C ap ital sto ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d profits, less c u r r e n t ex p en ses, in te r e s t
a n d ta x e s p a id .................................................................

10,000 00

10,000 00

10,000 00

10,000 00

4,941 42

4,628 01

1,484 97

3,558 91

C om m ercial d ep o sits s u b je c t to c h e c k .....................

23,458 86

18,976 44

17,699 87

23,424 39

C om m ercial c e rtific a te s o f d e p o s it............................

6,806 52

7,373 00

8,777 85

8,136 20

75 63

45 63

L iab ilitie s.

D iv id e n d s u n p a id ..............................................................

D u e to b a n k s a n d h a n k e r s .............................................
C ertified c h e c k s ................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ................................................................

134,036 96

135,554 71

134,342 62

148,991 13

S a v in g s c e rtific a te s o f d e p o s it...................................

18,721 92

22,950 07

19,963 81

18,630 86

$247,965 68

$249,557 86

$242,314 75

$262,741 49

N o te s an d h ills re d is c o u n te d .......................................
R ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

103

STATE BA N K S OF M ICH IG A N .
No. 58.
IONIA COUNTY SAVINGS BANK, IONIA.
O rg a n iz e d J a n u a r y 4, 1886.
H . R. W agar , P r e s id e n t; J o h n G r e e n o p , V ice P r e s id e n t; A. S. W r ig h t , C ashier.

D ir e c t o r s .— H . R. W a g a r, C h a u n c e y J . R u m se y , A lle n S. W rig h t, L. N. O lm s te a d , F r a n k li n
H.
D o la n d , J o h n G reen o p , E lla V. J u s t, S. W . W ebber, W illia m T o a n .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d i s c o u n t s ........................................................

$227,903 87

$215,218 59

$209,806 97

$199,613 70

B on d s, m o rtg a g e s a n d s e c u r itie s ...............................

142,102 50

140,602 50

138,010 17

118,484 80

1,747 83

1,133 66

808 27

434 81

P r e m i u m s p a id o n b o n d s ..................................................

O v e rd ra fts ...........................................................................
B a n k i n g b o u s e ......................................................................

F u r n itu r e a n d fix tu re s ....................................................

8,200 02

8,200 02

8,200 02

8,200 02

O th e r r e a l e s t a t e ....................................................................

16,155 80

15,155 80

15,180 05

32,195 02

D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

608 52

159 24

125 00

460 06

D u e fro m b a n k s in r e s e r v e c i t i e s ................................

23,387 19

33,378 09

52,704 44

54,359 81

F x c h a n g e f o r c l e a r in g b o u s e ................

4,346 81

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

3,093 00

4,715 00

8,384 00

3,936 00

G old c o in ..............................................................................

6,720 00

7,160 00

6,680 00

625 00

S ilv e r c o in ............................................................................

632 45

232 25

1,522 00

672 30

N ic k els a n d c e n t s .............................................................

3 60

7 94

13 11

10 09

C heck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,006 49

1,099 05

2,694 96

855 81

T o tals..............................................................................

$435,908 08

$427,062 14

$444,128 99

$419,847 42

C ap ital s to c k p a id i n ........................................................

$80,200 00

$80,200 00

$80,200 00

$80,200 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

1,900 33

1,900 33

1,900 33

1,900 33

3,670 85

5,735 63

1,500 56

4,258 19

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

34,845 38

27,741 33

34,147 38

38,495 98

C o m m e rc ia l c e r t if ic a te s o f d e p o s it. ...........................

2,060 37
3,550 46

5,723 72

4,493 93

L ia b ilitie s.

D iv id e n d s u n p a i d .............

D u e to b a n k s a n d b a n k e r s .............................................
C e rtifie d c h e c k s .................................................................
C a s h ie r ’s c h e c k s o u t s t a n d i n g .........................................
S a v in g s d e p o s i t s ................................................................

68,475 48

71,386 21

74,498 26

76,530 32

S a v in g s c e r t if ic a te s o f d e p o s i t ...................................

244,755 67

236,548 18

246,158 74

213,968 67

$435,908 08

$427,062 14

$444,128 99

$419,847 42

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ............................................................................

T o t a ls .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

104

STA TE B A N K IN G D E PA R T M E N T .
No. 191.
STATE

SAVINGS BANK OF IONIA,

IONIA.

O rg a n iz e d D ecem b er 8, 1896.
O s m o n d S. T o w e r , P r e s id e n t; O sc a r R. L ong , V ice P r e s id e n t; W . B. H e a t h , C ashier.
D ir e c t o r s .— O sm o n d S. T o w e r, J o h n E . M o rris o n , T b a d B. P r e s to n , O sc a r R. L ong, S e y m o u r
B.
G o rh a m , Geo. G u n d ru m , K . R. S m ith .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ept. 5.

L o a n s a n d d is c o u n ts ........................................................

$227,227 39

$224,495 47

$226,525 48

$219,560 13

B o n d s, m o rtg a g e s a n d s e c u ritie s ..............................

42,841 54

42,941 54

71,771 04

74,753 79

O v e r d r a f ts .........................................................................

6,224 92

1,922 93

2,673 92

6,201 55

B a n k in g h o u s e ...................................................................

6,000 00

6,000 00

6,000 00

6,000 00

F u r n itu r e a n d fix tu re s ....................................................

2,600 00

2,600 00

2,600 00

2,600 00

O th e r re a l e s t a t e ..................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

11,741 52

11,670 77

11,691 77

9,523 72

D u e fro m h a n k s in re s e r v e c itie s ...............................

28,859 23

55,200 70

34,221 78

37,111 60

P re m iu m s p a id on b o n d s ................... .........................

R e p o rt of
D ec. 13.

76i> 00

E x c h a n g e fo r c le a rin g h o u s e ......... ..............................
U. S. a n d N a tio n a l h a n k c u rre n c y ..............................

2,391 00

8,648 00

3,376 00

5,507 00

G old c o in ..............................................................................

11,205 00

9,760 00

5,625 00

6,845 00

S ilv e r c o i n ...........................................................................

1,274 35

1,129 65

1,940 35

975 35

N ic k els a n d c e n t s ..............................................................

34 89

213 42

186 45

223 08

C h eck s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

698 17

830 94

1,044 52

1,840 21

T o ta ls ..............................................................................

$341,098 01

$365,413 42

$367,656 31

$371,901 43

C ap ital s to ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

10,000 00

10,000 00

10,000 00

10,000 00

2,147 77

1,587 99

2,081 72

3,114 11

D iv id e n d s u n p a id ..............................................................

10 65

507 31

53 31

967 98

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

64,107 04

74,041 85

78,267 61

64,471 27

628 66

1,988 11

L ia b ilitie s.

C o m m ercial c e rtific a te s o f d e p o s it............................
D u e to b a n k s a n d b a n k e r s .............................................

1,322 83

C ertifie d c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g ......................................
S a v in g s d e p o s its ................................................................

24,497 35

30,725 91

32,998 76

34,673 12

S a v in g s c e rtific a te s o f d e p o sit.....................................

189,012 37

198,550 36

133,620 25

206,686 84

$341,098 01

$365,413 42

$367,656 31

$371,901 43

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .....................................................................
T o tals..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

105

STATE BA N K S OF M ICH IGA N .
. No. 135.
COMMERCIAL

BANK

OF

IRON

MOUNTAIN,

IRON

MOUNTAIN.

O rg a n iz e d M a rc h 7, 1892.
J a m e s M ac N a u g h t o n , P r e s id e n t: J o h n F . H a n c o c k , V ice P r e s id e n t; O l iv e r E v a n s , C a sh ie r ;
W . W . T h o m p s o n , A s s is ta n t C ash ier.
D ir e c t o r s .— J e s se S p a ld in g , H e r b e r t M. P e lh a m , M. L evy, A. F . W rig h t. .7. F . H a n co c k ,
F r a n c is A. B ro w n , M. Corry„ J a m e s M a c N a u g h to n , O. C. D a v id so n .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
.June 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

TiOq.nR arid d is c o u n ts ........................................................

$279,853 30

$315,799 82

$292,879 52

$294,788 12

R o n d s m o rtg a g e s an d s e c u ritie s ................................

8,500 00

8,500 00

8,000 00

11,500 00

59 97

80 65

16 53

591 09

"Prem ium s pa,id on fro n d s...................*..........................
O v e r d r a f ts ...........................................................................
R an k in g h o u s e ......................................... . .....................
F u r n itu r e a n d fix tu re s ....................................................

1,850 00

1,850 00

1,700 00

1,700 00

O th e r real e s ta te ...............................................................
D u e fro m o th e r h a n k s a n d h a n k e rs (n o t re s e rv e
c itie s)..................................................................................

10,262 26

10,979 88

10,981 38

12,747 38

2,468 18

3,287 78

2,575 22

1,054 59

T)ne fro m h a n k s in re s e rv e c i t i e s ..............................

50,270 30

18,906 58

37,955 04

29,700 79

F x c h a n g e f o r e.lea.ring h o u s e .......................................
U. S a n d N a tio n a l h a n k c u rre n c y ............................

10,500 00

14,600 00

15,800 00

14,345 09

G old c o in ..............................................................................

4,000 00

2,130 00

2,500 00

3,000 OO

S ilv e r c o i n ...........................................................................

1,300 00

538 20

1,987 50

3,282 30

N ic k els a n d c e n t s ..............................................................

47 04

101 23

100 73

102 93

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

569 39

484 51

457 34

319 78

T o ta ls..............................................................................

$369,680 44

$377,258 65

$374,953 26

$373,131 98

C ap ital s to ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 OO

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a i d ...............................................................

1,000 00

1,000 00

2,000 00

2,000 00

8,852 68

10,468 24

6,819 59

9,383 04

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

161,331 00

162,850 91

149,558 35

122,689 48

C o m m ercial c e rtific a te s o f d e p o s it............................

47,396 01

48,020 80

50,888 88

64,696 28

744 05

1,932 20

1,291 19

1,678 52

100,356 70

102,986 50

114,395 25

122,684 66

$369,680 44

$377.258 65

$374,953 26

$373,131 98

L ia b ilitie s.

D iv id e n d s u n p a id ,............................................................

D u e to h a n k s a n d h a n k e r s .............................................
C ertifie d c h e c k s ................................................................
C ash ie r’s c h e c k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ................................................................
Sav in g * c e rtific a te s o f d e p o sit
N o te s and frills re d is c o u n te d
R ills p ay ab le
T o t a l s .............................................................................

14


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

106

STA TE B A N K IN G D E PA R T M E N T .
No. 12.
THE PENINSULA BANK, ISHPEMING.
O rg a n iz e d O c to b er 27, 1887.

W il l ia m S e d g w ic k , P r e s id e n t; O l e W a l s e t h , V ice P r e s id e n t; D. P . H o u s e h o l d e r , C a sh ie r ;
E . A . M a l m g r e n , A s s is ta n t C ash ier.
D ir e c t o r s .— O tto E g e r, R o b e rt M ax w ell, O le W a ls e th , W illia m S edgw ick, F . B r a a s ta d ,
T h o m a s W a lte r s , T im o th y H u g h e s, J o s e p h M itc h e ll, H . H . M ildon.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$157,795 57

$164,661 91

$170,436 12

$171,877 33

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

21,727 36

21,474 79

21,534 35

26,034 81

P re m iu m s p a id o n b o n d s ...............................................

445 00

445 00

400 00

400 00

O v e r d r a f ts ............................................................................

2,278 49

2,668 68

1,310 91

293 44

B a n k in g h o u s e ...................................................................

1.5,500 00

15,000 00

15,000 00

15,000 00

F u r n itu r e a n d fix tu re s ....................................................

1,000 00

1,000 00

1,000 00

1,000 00

O th e r re a l e s t a t e ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................

5,845 07

4,937 63

2,661 63

2,591 17

D u e fro m b a n k s in re s e rv e c itie s ..............................

105,001 34

42,972 77

23,060 02

42,789 81

IT. S. an d R a tio n a l b a n k c u rre n c y ..............................

18,784 00

15,796 00

16,013 00

13,880 00

G o ld c o in .................................................

E x c h a n g e f o r c le a rin g h o u s e .......................................

1,502 83

2,978 71

17,605 00

19,252 00

19,095 00

23,415 00

S ilv e r c o in ...........................................................................

2,018 00

2,621 00

3,258 00

5,309 00

N ick els a n d c e n t s ..............................................................

128 39

120 85

154 83

147 01

C h eck s, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

4,481 50

T o ta ls ..............................................................................

$352,609 72

$292,453 46

$279,015 91

$305,716 28

C ap ita l s to c k p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d ............................................................
U n d iv id e d p ro fits,J e s s c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ..............................................

10,000 00

10,000 00

10,000 00

10,000 00

4,129 03

4,305 45

5,693 25

5.325 97

C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................

173,086 21

107,173 88

88,641 27

112,735 22

C o m m e rc ial c e rtific a te s o f d e p o s it............................

5,736 10

5,335 40

5,793 70

9,248 45

493 50

1,998 33

373 58

115,145 23

116,889 36

116,708 06

$292,453 46

$279,015 91

$305,716 28

5,092 05

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

1.325 00

D u e to b a n k s a n d b a n k e r s .............................................
C e rtifie d c h e c k s .................................................................
C a s h ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ..........................................................

109,658 38

S a v in g s c e rtific a te s o f d e p o s it....................................
N o tes a n d b ills r e d is c o u n te d ....................................... ........................
B ills p a y a b le .......................................................................
T o t a ls .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$352,609 72

107

STATE BA N K S O F M ICH IG A N .
No. 150.
ITHACA SAYINGS BANK, ITHACA.
O rganized Janu ary 16, 1893.
W m . F . T h o m p s o n , P resid en t; J. L e e P o t t s , Vice P re sid e n t; C. A. P r ic e , C ashier;
J.
P>. S c o t t , A ssis ta n t Cashier.

D ir e c t o r s .— Jam es B. C rawford. W illia m F. T hom pson, W illia m M. WTeller, J. Lee P o tts,
John C. H icks, F. H. Horr, F. II. M cK ay, B. W\ K ellogg, C. A. P rice.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ept. 5.

R e p o rt o f
D ec. 13.

T,npris ^.nd d is c o u n ts ........................................................

$61,711 25

$61,901 22

$64,836 75

$60,232 42

fro n d s m o rtg a g e s a n d s e c u ritie s ................................

93,466 38

94,010 38

102,020 38

122,140 33

................................................

57 52

156 81

283 20

76 14

anrl fix tu re s ....................................................

1,000 00

1,000 00

1,000 00

1,850 00

959 12

959 12

277 78

D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

70 70

641 96

300 96

40 00

fro m b a n k s in re s e rv e c i t i e s ..............................

27,563 16

28,916 20

32,689 17

30,021 76

fj ^ and "National b a n k c u rre n c y ..............................

6,414 00

6,899 00

4,336 00

8,941 00

O o ld c o in .............................................................................

5,500 00

3,545 00

5,112 50

6,157 50

c o i n ...........................................................................

2,052 00

1,408 00

1,294 35

969 00

N ic k els a n d c e n t s .............................................................

111 77

62 93

183 74

99 48

C h ec k s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

257 31

121 89

694 51

298 42

T o ta ls ..............................................................................

$199,163 21

$199,622 51

$212,751 56

$231,103 83

C ap ital s to c k p aid in ........................................................

$35,000 00

$35,000 00

$35,000 00

$35,000 00

fin rp ln s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te r e s t
^Yid. ta x e s p a i d ................................................................

5,500 00

5,500 00

7,000 00

7,000 00

3,457 25

4,153 21

755 04

3,729 16

C o m m ercial d e p o sits s u b je c t to c b e c k ....................

45,907 49

49,700 52

46,612 97

50,884 75
1,222 96

L ia b ilitie s.

f!o)rim ercial certifica.tes o f d e p o s it............................

1,329 24

650 99

3,168 51

S a v in g s d e p o s its ................................................................

26,505 12

27,549 54

26,376 50

29,490 78

S a v in g s c e rtifie s te s o f d e p o s i t ....................................

81,464 11

77,068 25

93,838 54

103,776 18

T o ta ls ..............................................................................

$199,163 21

$199,622 51

$212,751 56

$231,103 83


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

108

STATE B A N K IN G D E PA R T M E N T .
No. 177.
JACIvSON CITY BANK, JACKSON.
O rg a n iz e d J a n u a r y 1, 1865.

R e o rg a n iz e d J a n u a r y 1, 1895.

W m . M. T h o m p s o n , P r e s id e n t; N. S. P o t t e r , V ice P r e s id e n t; P . B. L o o m is , J r ., C a sh ie r ;
G. R . B y r n e , A s s is ta n t C ashier.
D ir e c t o r s .— P . B. L o o m is, A n n a M. T h o m p so n , W . M. T h o m p so n , G. R. B y rn e , N. S. P o tt e r ,
P . B. L o o m is, J r ., G. A. M a tth e w s .

R eso u rc e s.

L o a n s a n d d is c o u n ts ...............
B on d s, m o rtg a g e s a n d s e c u ritie s ................................

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

$651,141 77

$569,200 03

$530,167 39

$570,251 94

284,894 12

261,766 23

256,209 00

274,866 23

R e p o rt o f
D ec. 13.

P re m iu m s p a id on b o n d s ............... ...............................
O v e r d r a f ts ...........................................................................

8,953 36

10,385 84

8,635 17

15,498 29

B a n k in g h o u s e ............. ......................................................

33.000 00

33.000 00

33.000 00

. 33,000 00

F u r n itu r e a n d f i x t u r e s ...................................................

15.000 00

15.000 00

15.000 00

15,000 00

63,036 67

184,339 45

202,108 43

145,072 94

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r h a n k s a n d h a n k e rs (n o t re s e rv e
c itie s )..................................................................................
D u e fro m h a n k s in re s e rv e c itie s ...............................

9,868 68

E x c h a n g e f o r c le a rin g h o u s e ............... ........................

10,414 97

6,642 75

13,731 40

12,904 61

U. S. a n d N a tio n a l h a n k c u rre n c y ..............................

28,448 00

33,855 00

33,820 00

46,562 00

G old c o in ..............................................................................

37,975 00

37,215 00

34,025 00

37,135 00

S ilv e r c o i n ...........................................................................

4,055 85

4,387 30

2,583 40

4,130 55

N ick els a n d c e n t s ..............................................................

345 54

494 13

567 91

457 28

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,314 66

1,188 11

1,281 78

6,402 29

$1,138,579 94 $1,157,473 84 $1,131,129 48

$1,171,149 81

T o tals........................................................................

L iab ilitie s.
C ap ital sto ck p a id in ........................................................

$150,000 00

$150,000 00

$150,000 00

S u rp lu s f u n d ...................................................................
U n d iv id e d pro fits, less c u r r e n t ex p en ses, in te r e s t
a n d ta x e s p a i d ..............................................................

75,000 00

75,000 00

75,000 00

75,000 00

23,466 32

26,493 21

25,760 89

24,978 92

C om m ercial d e p o sits s u b je c t to c h e c k .....................

369,414 48

340,641 58

315,035 84

293,483 47

C o m m ercial c e rtific a te s o f d e p o s it............................

198,803 12

230,918 80

229,609 58

270,566 52

321,896 02

334,420 25

335,723 17

357,120 90

T o ta ls .............................................................................. $1.138,579 94 $1,157,473 84 $1,131,129 48

$1,171,149 81

$150,000 OO

D iv id e n d s u n p a id ..............................................................

D ue to h a n k s a n d h a n k e r s .............................................
C ertified c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o s it....................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

109

STA TE BA N K S O F M IC H IG A N .
No. 186.
JACKSON STATE SAVINGS BANK, JACKSON.
O rg a n iz e d A p ril 1, 1896.

B e n j a m in N e w k i r k , P r e s id e n t; C. C. P o n d , V ice P r e s id e n t; C h a s . E . T o w n s e n d , 2d V ice
P r e s id e n t; C h a s . M. S p i n n i n g , C a sh ie r ; F . H . N e w k ir k , A s s is ta n t C ash ier.
D ib e c t o b s .— B e n ja m in N e w k irk , C. C. P o n d , C h as. E . T o w n se n d , H e n ry H . N eesley, J . G.
O ’D w y er, C h as. H . S m ith , H e n ry J . D a v is, N a th a n H . W illia m s , E d w y K n ig h t.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ept. 5.

R e p o rt o f
D ec. 13.

L o an s a,rid d is c o u n ts ........................................................

$176,538 17

$158,379 06

$222,352 50

$239,484 73

Bond«} m o rtg a g e s an d s e c u ritie s ................................

117,447 85

117,397 85

101,997 85

111,592 80

1,786 02

1,410 71

2,869 55

611 35

PrftmiiiTns p a id on b o n d s ...............................................
O v e rd r a f t s ...........................................................................
B an k in g boil so...................................................................
F u r n itu r e a n d fix tu re s ....................................................
O th p r rpal p s ta to ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................
B lip fro m b a n k s in rp.sp.rve o itio s .............................

103 50

111 86

533 20

1,668 51

43,185 72

99,479 94

54,637 80

41,964 68

"FiXchangp fo r clean in g b o u s e .......................................

3,231 70

3,925 13

2,727 54

8,229 20

IT s a n d "National b a n k c u rre n c y ..............................

14,956 00

19,350 00

19,088 00

14,512 00

G o ld c o in ..............................................................................

21,218 45

14,557 50

11,140 00

11,105 00

S ilv e r c o in ...........................................................................

2,017 00

2,640 00

2,034 60

3,828 20

N ic k els a n d c e n t s ..............................................................

287 17

241 90

195 57

175 84

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

553 09

1,116 28

1,214 69

654 71

T o ta ls ..............................................................................

$381,324 67

$418,610 23

$418,791 30

$433,827 02

(Capital s to ck p a id i n ........................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

2,006 64

2,006 64

2,407 88

2,407 88

16,941 56

18,795 60

16,020.55

17,820 41

150 00

90 00

fo m m ercia .l d e p o sits s u b je c t to c h e c k ...................

65,670 55

78,048 52

70,426 62

87,917 83

C o m m ercial c e rtific a te s o f d e p o s it..........................

11,776 86

12,136 61

10,555 11

8,000 15

D u e to b a n k s an d b a n k e r s .............................................

2,582 28

10,977 27

6,202 26

4,254 04

C ertified c h e c k s ................................................................

37 00

37 00

S a v in g s d e p o s its ...............................................................

107,207 29

119,670 68

123,444 33

126,050 25

S a v in g s c e rtific a te s o f d e p o s it....................................

75,102 49

76,937 91

89,584 55

87,286 46

$381,324 67

$418,610 23

$418,791 30

$433,827 02

L ia b ilitie s.

T)i vid en d s u n p a id .............................................................

C ash ie r’s c h ec k s o u ts ta n d in g ......................................

TVofes a n d b ills r e d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

110

STA TE B A N K IN G D E PA R T M E N T .
No. 14.
THE UNION BANK, JACKSON.
O rg a n iz e d N o v em b er 1, 1883.

W il l ia m H . W i t h i n g t o n , P r e s id e n t ; C. C. B l o o m f ie l d , V ice P r e s id e n t ; A. B. R o b in s o n ,
M a n a g e r; C. C. A m e s , C ash ier.
D ik e c t o k s .— L. H . F ie ld , T h o m a s A. W ilso n , A d d iso n B. R o b in so n , C h a rle s C. B loom field,
W illia m H . W ith in g to n , J a m e s O ’D o n n e ll, F . D . B e n n e tt.

R eso u rc e s.

R e p o rt o f
A p ril 26,

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

L o an s an d d is c o u n ts ........................................................

$478,728 38

$445,883 59

$397,042 63

$446,287 13

B onds m o rtg a g e s a n d s e c u r itie s ................................

215,066 26

200,594 11

199,010 72

204,625 34

R e p o rt o f
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................

7,093 26

9,005 59

4,753 66

9,867 47

B a n k in g b o u s e ...................................................................

28,000 00

28,000 00

28,000 00

28,000 00

"F u rn itu re an d fix tu re s ....................................................

6,191 52

6,316 52

6,322 02

6,322 02

O th e r real esta t e ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................

49,296 14

48,790 84

47,865 19

46,671 03

143,402 33

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

81,176 29

158,674 00

203,259 66

E x c h a n g e fo r c le a rin g h o u s e .......................................

6,636 00

2,072 79

3,951 31

3,524 05

U S an d N atio n al h a n k c u r r e n c y ..............................

19,375 00

23,420 00

18,170 00

11,256 00

G old c o in ..............................................................................

28,945 00

45,135 00

26,077 50

28,530 00

S ilv e r c o i n ...........................................................................

4,451 05

3,193 20

3,629 20

2,379 75

N ic k els a n d c e n t s ..............................................................

179 37

237 45

267 43

91 28

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

632 63

555 03

445 88

799 17

T o ta ls ..............................................................................

$925,770 90

$971,878 12

$938,795 20

$931,755 57

C ap ital s to ck pa,id i n ........................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d fa x e s p a i d ................................................................

50,000 00

50,000 00

50,000 00

50,000 00

31,980 13

38,107 62

38,571 70

40,751 88

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................

136,525 49

173,246 33

149,218 31

131,317 50

C o m m ercial c e rtific a te s o f d e p o s it............................

104,581 92

99,304 70

101,273 39

101,025 56

D u e to b a n k s an d b a n k e r s .............................................

41,445 69

29,101 15

23,944 74

27,792 15

C ertified c h e c k s .................................................................

35 00

1,025 00
1,056 00

79 20

461,202 67

480,037 32

475,707 86

480,868 48

$971,878 12

$938,795 20

$931,755 57

C a sh ie r’s c h ec k s o u ts ta n d in g .....................................
S a v in g s d e p o s its ................................................................
S a y in g s c e rtific a te s o f d e p o s i t ....................................
N o tes a n d h ills r e d is c o u n te d .......................................
B ills p a y a b le .......................................................................

...............

T o ta ls ..............................................................................

$925,770 90


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Ill

STA TE BA N K S OF M ICH IG A N .
No. 115.
THE

GROSVENOR

SAVINGS

BANK, JONESVILLE.

O rg a n iz ed M a rc h 28, 1891.
E . O. G r o sv e n o r ., P r e s id e n t; J . A. S ib b a l d , V ice P r e s id e n t; W . M . W e t m o k e , C ashier.
D i r e c t o r s .— E b e n e z e r 0 . G ro sv en o r, J o h n A. S ib b a ld , J o h n S. L ew is, E d g a r A. W isn e r,

C h as. F . W ade.
R e p o rt o f
A p ril 26.

R eso u rc e s.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt o f
D ec. 13.

$63,155 75

$83,618 20

$94,132 70

$103,303 86

..........................

54,328 75

55,053 75

55,323 75

54,676,35

...........................................

181 25

181 25

181 25

150 00

...........................................................................

20,524 92

1,326 97

4,593 20

2,008 05

................................................

1,530 00

1,530 00

1,530 00

1,530 00

O th e r re a l e s ta te
................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e

9,824 14

9,824 14

9,824 14

9,824 14

p u e fro m b an k ’s in re s e rv e p i t i e s ..............................

28,574 21

38,494 11

4,752 68

5,350 44

U S a n d N a tio n a l b a n k e n r r e n c y ................................

6,239 00

6,452 00

6,892 00

5,764 00

O old C^in

...............................................................................

5,565 00

6,517 50

6,392 50

5,367 50

S ilv e r p o i n ...................... i . . t t .............................................

1,139 70

1,187 35

1,259 90

536 70

..........................................................

32 15

81 97

61 96

36 09

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

303 48

281 54

255 78

818 70

$191,398 35

$205,953 36

$185,199 86

$189,365 83

C apital st-nok paid i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d
...................... 1..................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
....................................................
and ta Yfts paid

10,000 00

10,000 00

10,000 00

10,000 00

2,461 68

3,483 59

1,047 02

2,609 46

C o m m ercial d e p o sits s u b je c t to c h e e k ....................

25,525 64

37,511 77

28,489 41

38,752 01

C o m m e rc ial c e rtific a te s o f d e p o s it ..............................

97,549 00

104,958 00

94,310 00

81,184 00

1,353 43

320 36

L o a n s a n d d is c o u n ts

............. , , , .........................

m o rtg a g e s and sp cn ritip s
P re m iu m s paid on b o n d s
O v e rd ra fts

F u r n itu r e an d f ix t n r e s

a n d p p n ts

rfn ta ls

.......................................................................

1,404 58

L ia b ilitie s.

O n o fA h o n l/c onrl haulrpr«

............................

5,862 03

6,500 00

f o f f lls

............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$191,398 35

$205,953 36 j $185,199 86

$189,365 83

112

STATE

B A N K IN G
N o.

HOME

S A V IN G S

BANK

OF

DEPARTM ENT.
147.
KALAM AZOO,

KALAM AZOO.

O rg a n iz e d D ecem b er 27, 1892.
H a l e P . K a u f f e r , P r e s id e n t; W . G. H ow ard , V ice P r e s id e n t; V e r n o n T. B a r k e r , C ashier.
D ir e c t o r s .— J a m e s T. U p jo h n , W illia m G. H o w a rd , F . B. O re u tt, V e rn o n T. B a r k e r , J o se p h
S p e y e r, O tto Ih lin g , L y m a n B la k esle e, H a le P . K a u ffe r, J o h n R. H u n te r , IJ e b e r C. R eed,
H o ra c e B. P eck , A u g u s t B. S ch eid , F r a n k H . M ilh a m , IJ. B. C o lm an , A. M. T odd.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

L o a n s a n d d is c o u n ts ........................................................

$237,794 83

$248,469 21

$259,759 23

$240,934 65

B onds, m o rtg a g e s a n d s e c u ritie s ................................

44,413 77

43,613 82

44,509 74

48,382 84

128 19

354 79

1,725 91

18 10

R e p o rt o f
D ec. 13.

P re m iu m s p a id o n b o n d s ...............................................
O v e r d r a f ts ...........................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

7,098 00

7,098 00

7,098 00

7,038 00

O th e r re a l e s t a t e ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................

4,091 64

4,091 64

4,091 64

4,091 64

D u e fro m b a n k s in re s e rv e c itie s ...............................

16,001 33

30,451 44

28,810 44

45,980 48

E x c h a n g e f o r c le a rin g h o u s e .......................................

4,420 03

4,871 92

4,890 67

8,639 48

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

9,259 00

12,110 00

6,512 00

8,302 00

G o ld c o in ...............................................................................

8,090 00

8,507 50

8,265 00

8,085 00

S ilv e r c o in ............................................................................

598 05

640 05

507 50

516 20

N ic k els a n d c e n t s ..............................................................

84 07

84 83

78 97

55 11

$331,978 91

$360,293 20

$366,249 10

$372,043 50

C ap ita l s to ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

28,500 00

28,500 00

31,000 00

31,000 00

860 54

2,884 82

1,672 99

2.288 84

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t
T o ta ls ..............................................................................

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................

55,872 95

51,612 82

47,401 27

45,657 98

C o m m e rc ial c e rtific a te s o f d e p o s it............................

67,868 07

83,262 14

86,057 69

109,154 22

D u e to b a n k s a n d b a n k e r s .............................................

35,273 95

35,062 73

40,688 42

26,312 72

93,603 40

108,970 69

109,428 73

107,629 74

$331,978 91

$360,293 20

$366,249 10

$372,043 50

C ertified c h e c k s .................................................................
C a s h ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o sits ................................................................
S a v in g s c e rtific a te s o f d e p o s it.....................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .....................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

113

STA TE BA N K S OF M ICH IG A N .
No. 1.
KALAMAZOO SAVINGS BANK, KALAMAZOO.
O rg a n iz e d J a n u a r y 12, 1889.

C h a r l e s J . M o n r o e , P r e s id e n t; W m . G. K ir b y , V ice P r e s id e n t; R. J . W il l ia m s o n , C a sh ie r ;
F.
G. D e w e y , A s s is ta n t C ashier.
D ir e c t o r s .— C. J . M onroe, W illia m G. K irb y , J o h n M ackey. W illia m J . K irb y , A. C. W o rtle y ,
R . J . W illia m s o n , J o h n W . K irb y .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

■Loans a n d d is c o u n ts ........................................................

$356,131 49

$332,107 84

$345,966 26

$333,569 83

T5onds, m o rtg a g e s a n d s e c u r itie s ................................

232,689 97

242,254 97

233,309 25

230,059 08

R e p o rt ofD ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................

782 14

9 21

758 44

B a n k in g h o u s e ...................................................................

11,000 00

11,000 00

11,000 00

11,000 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

11,801 61

10,900 00

10,900 00

10,900 00

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

165,498 08

181,949 23

186,622 09

204,781 83

E x c h a n g e fo r c le a rin g h o u s e .......................................

3,767 27

1,732 96

1,843 99

412 74

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

21,398 00

26,419 00

18,933 00

18,587 00

F u r n itu r e a n d fix tu re s ....................................................

G old c o in ..............................................................................

16,540 00

17,530 00

17,570 00

19,217 50

S ilv e r c o i n ...........................................................................

3,720 00

3,485 00

2,508 00

3,980 00

N ick els a n d c e n t s .............................................................

282 42

197 06

161 89

327 55

C h ec k s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

96 26

213 32

133 84

143 40

T o ta ls ..............................................................................

$823,707 24

$827,798 59

$829,706 76

$832,978 93

C ap ital sto c k p a id in ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ................................................................

50,000 00

50,000 00

50,000 00

50,000 00

11,168 53

7,274 19

8,286 36

8,276 14

L ia b ilitie s.

D iv id e n d s u n p a id .................................................... ........
■Commercial d e p o sits s u b je c t to c h e c k ....................

45,528 00

40,209 84

32,943 63

32,092 65

C o m m ercial c e rtific a te s o f d e p o s it............................

100,789 80

106,663 08

115,539 51

108,826 05

Dnft to h a n k s a n d b a n k e r s .............................................

24,116 96

30,651 62

29,824 80

44,590 58

542,103 95

542,999 86

543,112 46

539,193 51

$823,707 24

$827,798 59

$829,706 76

$832,978 93

C ertifie d c h e c k s .................................................................
C a s h ie r’s c h e c k s o u ts ta n d in g '.......................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s i t . . . ............................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................

15


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Federal Reserve Bank of St. Louis

114

STA TE B A N K IN G D E PA R T M E N T .
No. 41.
LAKE ODESSA SAYINGS BANK, LAKE ODESSA.
O rganized M ay 22, 1888.
H.
R. W agar , P re sid e n t; E. E. W ag at;, Vice P re sid e n t; W. J. P e r c iy a l , V a sh ier .
D ir e c t o r s .— H. R. W agar, W. J. P e r c iv a l, O. E. W agar, E. E. W agar, N. W. Page.
R e p o rt of
A p ril 26.

R eso u rces.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt o f
D ec. 13.

T,r»ans and d is c o u n ts ........................................................

$47,540 63

$48,585 66

$52,091 41

$43,648 60»

B o n d s m o rtg a g e s a n d s e c u ritie s ...............................

40,030 84

39,495 00

39,635 00

46,030 00>

P re m iu m s ps,id o n b o n d s ...............................................
O y e rd r a f t s ...........................................................................

858 73

555 56

5,207 23

4,666 58»

Baukinc»' h o u s e ...................................................................

3,000 00

3,000 00

3,000 00

3,000 00

F u r n itu r e arid fix tu re s ....................................................

1,882 50

1,882 50

1,882 50

1,882 50»

O th e r re a l e s ta te
,
.....................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e

427 00

377 00

127 00

D u e fro m h a n k s in re s e rv e c itie s ................................

11,568 71

21,605 06

16,941 83

27,635 39-

E x c h a n g e fo r c le a rin g non s o

.........................................................

U 8 an d N atio n al ha.nk c u rre n c y ..............................

6,621 00

2,094 00

1,507 00

1,385 00.

Onld c o in ..............................................................................

3,480 00

3,100 00

3,915 00

2,350 00)

S ilv e r c o in ,...........................................................................

1,649 15

1,646 50

1,476 40

1,766 80)

N ick els arid c e n t s ..............................................................

55 38

41 43

79 68

44 93

C hecks, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

375 18

418 73

429 69

380 25

T o ta ls ..............................................................................

$117,489 12

$122,801 44

$126,292 74

$132,790 05

C apital s tu c k pa.id i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00)

S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
an d ta x e s pa.id.................................................................

5,000 00

5,000 00

5,000 00

5,000 00)

1,012 72

1,592 55

1,411 46

2,525 60)

i^om m ereial d e p o sits s u b je c t to c h e c k .....................

15,777 32

16,153 01

17,653 85

18,123 66

C o m m ercial c e rtific a te s o f d e p o s it............................

70,699 08

75,055 88

77,227 43

82,140 79.

$117,489 12

$122,801 44

$126,292 74

$132,790 05

L ia b ilitie s.

D u e to b a n k s a n d b a n k e r s ...................................

C ash ie r’s c h ec k s o u ts ta n d in g .......................................

Total Sr....................................................................... ....


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

115

STATE BA N K S OF M ICH IG A N
No. 133.
LANSING STATE SAVINGS BANK, LANSING.
O rganized February 25, 1892.

'W il l ia m D onova n , P re sid e n t; H . H . L a k n ed , Vice P re sid e n t; J. E dw ard R oe , Cashier..
D ir e c t o r s .— W illia m D onovan, H. H . Earned, C harles C anned, C. J. D a v is. C harles F . .
H am m ond, J. E dw ard Roe, Frederick T hom an, J. E. S t. John s, G eorge C. Cooper.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

Ijoa.nfl a n d d is o o n n ts ........................................................

$322,177 69

$334,254 18

$335,652 35

$363,650 10

B onds, m o rtg a g e s a n d s e c u r itie s ................................

142,339 41

145,296 70

151,526 45

156,804 42

R e p o rt o f
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................

314 96

398 09

504 68

912 3J

B a n k in g h o u s e ...................................................................

44,900 00

44,900 00

44,900 00

44,900 00

F u r n itu r e a n d fix tu re s ....................................................

3,882 85

3,882 85

3,882 85

3,912 85.

41,369 82

82,141 70

74,485 93

32,145 28:

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

19,400 00

17,410 00

24,900 00

26,854 00.

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................
D u e fro m b a n k s in re s e rv e c itie s ...............................
E x c h a n g e fo r c le a rin g h o u s e .......................................

2,254 31

G old c o in ..............................................................................

10,243 50

8,416 00

9,626 00

8,365 00:

S ilv e r c o in ............................................................................

3,226 75

2,517 05

6,117 60

6,435 70

N ic k els a n d c e n t s ..............................................................

750 57

742 28

982 81

832 18

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

2,937 63

2,586 27

3,237 31

1,011 79

$591,543 18

$642,545 12

$655,815 98

$648,077 96

C ap ital s to ck p a id i n ........................................................

$150,000 00

$150,000 00

$150,000 00

$150,000 00*

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te re s t
a n d ta x e s p a i d ................................................................

4,000 00

4,000 00

5,000 00

5,000 OO

5,263 79

5,864 41

2,245 29

5,054 3T

D iv id e n d s u n p a id ..............................................................

494 82

393 00

315 00

315 00!

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

236,778 45

264,822 44

266,524 79

257,198 63:

C o m m e rc ial c e rtific a te s o f d e p o s it............................

93,877 83

111,359 74

126,352 47

128,888 78-

T o t a l s ............................................................................

L ia b ilitie s.

D u e to b a n k s a n d b a n k e r s .............................................

813 29

C ertifie d c h e c k s .................................................................
C ash ier’s c h e c k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ................................................................

101,128 29

106,105 53

104,565 14

101,621 18:

$591,543 18

$642,545 12

$655,815 98

$648,077 96;

S a v in g s c e rtific a te s o f d e p o s it.....................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

116

STA TE B A N K IN G D EPA R TM EN T.
No. 117.
STATE SAVINGS BANK OF LAPEER, LAPEER.
O rg a n iz e d M ay 9, 1891.
H . D. R ood , P r e s id e n t; E dw ard B r o w n e l l , V ice P r e s id e n t; C. G. W h i t e , C a sh ie r ;
J . R. J o h n s o n , A s s is ta n t C ash ier.

D ir e c t o r s .— H . D. R ood, C. G. W h ite , G. W . R ood, E . B ro w n e ll, S a r a h R. W h ite , K irk W h ite ,
R ip le y W h ite .

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

D oans a n d d is c o u n ts ........................................................

$58,655 89

$59,804 55

$55,350 36

$52,609 36

P o n d s m ortga.ges a n d s e c u ritie s ................................

145,727 28

155,678 96

160,036 19

165,301 45

f^tlipr tps -I e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................

8,574 50

10,766 06

18,377 80

43,457 53

D n e fro m h a n k s in re s e rv e c itie s ...............................

19,100 00

19,351 50

19,351 50

19,651 76

P rp m in m «

on h o n d s ...............................................

O y erd r a f t s ................................................... .......................
P a n k in ir h o u se ...................................................................
E n r n itn re an d fix tu re s ....................................................
-

E x c h a n g e fo r o le a rin g h o u s e .......................................
•

U S an d N a tio n a l h a n k c u r r e n c y ..............................

1,080 00

1,080 00

1,080 00

1,080 00

(5-Old c o i n .............................................................................

5,000 00

5,000 00

5,000 00

5,000 00

4 20

4 20

4 20

4 20

$238,141 87

$251,685 27

$259,200 05

$287,104 30

C ap ital s to c k p aid i n ........................................................

$45,000 00

$45,000 00

$45,000 00

$45,000 00

S u rp lu s fu n d
........................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

9,000 00

9,000 00

9,000 00

9,000 00

19,711 99

18,944 40

17,900 44

19,526 30

164,429 88

178,740 87

187,299 61

213,578 00

$238,141 8f

$251,685 27

$259,200 05

$287,104 30

SilYp r c o in ...........................................................................
N ic k els a n d c e n t s .............................................................
C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t
T o ta ls ..............................................................................

L ia b ilitie s.

D iv id e n d s u n p a i d ............... ................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................
C o m m ercial c e rtific a te s o f d e p o s it...........................
D u e to h a n k s a n d h a n k e r s ,........................................

r*VwNf»lr« viu-uoLcw-ivnAig,.....................................
o n ts ta n d in p ’.....................................
yc'ooViinv’e
a s n ie i s uucc/ivo
pa V

.......................*•....................

ucp'/oi no

gr^Yings c e rtific a te s o f d e p o sit ..................................
re d is c o u n te d .......................................

Vrtfnc
onrl U
AOico dilU
Uilla
iiio icuiOLuuu^vi- ..............................................

D ills p a y a b le ...............................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

117

STATE BA N K S O F M ICH IG A N .
No. 201.
STATE SAVINGS BANK OF LAUHIUM, LAURIUM.
O rg a n iz e d N o v e m b er 6, 1897.
C. A. W r i g h t , P r e s id e n t; J acob B aer ,, V ice P r e s i d e n t ; J a m e s T. F i s h e r ., C ash ier.
D ir e c t o r s .— C. A. W rig h t, J a c o b B a e r, J o h n s o n V iv ia n . E d w a rd L. W rig h t,
W m . E . P a r n a ll, J r ., E r n e s t B o llm a n n , J . V iv ia n , J r .
R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

L o an s a n d d is c o u n ts .......................

$142,772 40

$150,801 14

$136,845 09

$175,283 74

B on d s, m o rtg a g e s a n d s e c u ritie s

47,268 82

56,368 82

65,326 82

75,572 85

R eso u rc e s.

R e p o rt o f
D ec. 13.

P re m iu m s p a id o n b o n d s
O v e r d r a f ts ............................

268 64

304 02

76 95

273 53

B a n k in g h o u s e ....................

3,708

46

3,708

46

3,708

46

3,708

46

F u r n itu r e a n d fix tu re s __

2,481

38

2,481

38

2,481

38

2,481

38

O th e r re a l e s ta te ........... '...................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)........................................................ ........................

29,302 11

27,819 55

41,628 93

1 ,693 27

D u e fro m b a n k s in re se rv e c itie s

23,231 72

19,387 31

24,580 75

9,445 08

16,050 00

E x c h a n g e fo r c le a rin g h ouse
U. S. a n d N atio n a l b a n k c u rre n c y ..............................

37,848 00

43,228 00

46,837 00

G old c o in .............................................................................

2,180 00

2,260 00

2,615 00

3,125 00

S ilv e r c o i n ...........................................................................

3,138 85

2,146 70

3,473 75

4,028 20

N ick els a n d c e n t s ..............................................................

139 27

51 38

243 30

174 07

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,069 99

1,264 77

2,532 28

11,386 20

$293,409 64

$309,821 53

$330,349 71

$303,221 78

C ap ital s to c k p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 OO

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ...............................................................

10,605 70

10,826 39

12,164 22

14,012 89

118,044 16

119,164 36

130,370 64

74,867 21

879 58

3,920 08

Totals.

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................
C om m ercial d e p o sits s u b je c t to c h e c k ....................
C o m m e rc ial c e rtific a te s o f d e p o s it............................
D u e to b a n k s a n d b a n k e r s .............................................

2,274 38

C ertifie d c h e c k s ............................... ................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ..........................

106,530 86

122,384 04

128,851 73

137,921 43

S a v in g s c e rtific a te s o f d ep o sit.

5,954 54

7,446 74

8,083 54

7,500 17

N o te s a n d b ills re d is c o u n te d .
15,000 OO

B ills p a y a b le ................................
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$293,409 64

$309,821 53

$330,349 71

$303,221 78

118

STATE B A N K IN G D E PA R T M E N T .
No. 8.
PEOPLE’S BANK, LESLIE.
O rg a n iz e d D ecem b er 24, 1886.

A r t h u k J . T u t t l e , P r e s id e n t; L. M. R u s s e l l , V ice P r e s id e n t; R ay A. L u d w ic k , C ashier.
D ir e c t o r s .— M. E . R u m se y , J . J . T u ttle . O. V. T u ttle . A r th u r J . T u ttle , L. M. R u sse ll,
J . A. L a n d fa ir , R a y A. L u d w ic k .
R e p o rt o f
A p ril 26.

R eso u rc e s.

R e p o rt of
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt of
D ec. 13.

L n an p a n d d is c o u n ts ........................................................

$88,471 21

$78,647 92

$79,395 72

$88,786 99

P o n d s rnnrfo’ao’fts an d s e c u ritie s ...............................

11,061 29

11,061 29

13,361 29

18,396 29

O varii r a f t s ................................................................. .

2,931 68

4,576 61

3,315 43

4,116 33

P a n k in g honsp,...................................................................

2,500 00

2,500 00

2,500 00

2,500 00

220 00

220 00

P re m iu m s p sid on b u n d s

............... ................

F u r n itu r e a n d fix tu re s ,..................................................
O th e r real esta t e ................................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ).................................................................................

320 00

220 00

262 64

105 72

F e rti fixates o f in d e b te d n e s s .........................................

2,250 00

2,250 00

D u e fro m b a n k s in re s e rv e c itie s ...............................

3,488 35

7,099 52

7,617 32

3,176 40

F x c h a n g e f o r c le a rin g h o u s e .......................................

173 54

320 82

105 89

3,814 86

T1TS- a n d 'N ational b a n k c u rre n c y ..............................

2,621 00

12,109 00

2,356 00

4,785 00

O o ld c o in ..............................................................................

2,455 00

1,715 00

2,595 00

2,005 00

S ilv e r c o in ...........................................................................

491 44

750 88

333 27

849 16

C h eck s, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

352 52

399 52

333 87

316 15

T o ta ls ..............................................................................

$117,378 67

$121,756 28

$112,133 79

$128,966 18

C ap ital sto c k pa.id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id .................................................................

2,500 00

2,500 00

2,800 00

2,800 00

1,110 29

2,302 06

975 12

4,748 01

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

30,016 21

27,413 33

23,599 32

32,577 64

C o m m ercial c e rtific a te s o f d e p o s it...........................

24,752 17

28,017 90

26,759 35

21,537 16

N ic k els an d c e n t s ..............................................................

L ia b ilitie s.

D i v id e n d s u n p a id .............................................................

303 40

522 39

D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s .................................................................
C ash ie r’s c h ec k s outstan d in g * .......................................
S a v in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o s it...................................
N o te s a n d b ills r e d is c o u n te d .......................................

12,000 00

B ills p a y a b le ........................................................................

9,000 00

11,000 00

8,000 00

5,000 00

T o ta ls..............................................................................

$117,378 67

$121,756 28

$112,133 79

$128,966 18


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

119

STATE BANKS OF MICHIGAN.
No. 184.
LEXINGTON STATE BANK, LEXINGTON.
O rganized J a n u a ry 29, 1896.

B. R. N o b l e , P re sid e n t; J o h n P . N ig g e m a n , J k ., Vice P re sid e n t; D . M c N a ir , C ashier;
W a l t e r C a l k in s , A s s is ta n t Cashier.
D ir e c t o r s .— B. R. N oble, John P . N iggem an, Jr., D . M cN air, M atth ew D . W agner,
J. L. B en ed ict.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ept. 5.

R e p o rt of
D ec. 13.

$35,947 45

$36,927 25

$35,319 15

$40,504 95

R o n d s m o rtg a g e s a n d s e c u ritie s ................................

7,500 00

8,300 00

8,300 00

6,500 00

O v e r d r a f ts ..................................... ....................................

180 66

180 60

14 09

13 32

............................................................

2,500 00

2,500 00

2,500 00

2,500 00

¡F u rn itu re n/nd f i x t u r e s ......... ........................................

2,000 00

2,000 00

2,000 00

2,000 00

3,129 29

3,129 29

2,404 88

2,000 00

2,321 11

2,235 79

. 1,225 00

193 31

17,090 15

15,010 93

15,934 44

17,443 74

J,nftns a n d d is c o u n ts ........................................................

R a n k in T io n s e .

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s).................................................................................
O ne fro m h a n k s in re s e rv e c itie s ...............................

an d N atio n al ha.nlc e n rre n e y ..............................

3,285 00

1,800 00

3,260 00

3,075 00

CJ-old e n in ..............................................................................

2,000 00

2,000 00

2,000 00

1,890 00

S ilv e r c o i n .............................................................. ..........

300 00

210 00

275 00

265 75

N ic k els a n d c e n t s .............................................................

6 78

10 06

35 00

22 50

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

247 00

333 00

890 00

275 91

T o ta ls..............................................................................

$76,507 44

$74,636 92

$74,157 56

$76,684 48

•Capital sto ck p aid i n ........................................................

$20,000 00

$20,000 00

$20,000 00

$20,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, in te re s t
an d ta x e s p a id ................................................................

1,000 00

1,100 00

1,100 00

1,100 00

1,049 88

284 38

380 36

1,258 39

tJ

L ia b ilitie s.

C om m ercial d e p o sits s u b je c t to c h e c k ....................

16,561 83

15,248 29

12,381 01

15,045 44

C o m m ercial c e rtific a te s o f d e p o s it............................

37,895 73

38,004 25

40,157 35

39,280 65

138 84

O n e tn bank«* and h a n k e rs

T o tals. ...........................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$76,507 44

$74,636 92

$74,157 56

$76,684 48

120

STATE BANKING DEPARTMENT
No. 111.
LOWELL STATE BANK, LOWELL.
O rganized J a n u a ry 22, 1891.

F r a n c is K in g , P r e s id e n t; C h a r l e s M c C a rty , V ice P r e s id e n t; M. C. G r is w o l d , C ash ier.
D ir e c t o r s .— M. C. G risw old, F r a n c is K ing, G. H. F orce, C harles M cC arty, F . T. K ing, E. L.
B en n ett, C. B ergin , Geo. W. Parker.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$16,144 16

$10,112 42

$10,903 36

$13,006 14

B onds, m o rtg a g e s a n d s e c u ritie s ................................

93,862 60

91,955 35

90,611 50

88,620 12

6,500 00

6,500 00

6,500 00

6,500 00'

12,157 52

13,283 90

14,217 63

32,732 30

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................
D u e fro m h a n k s in re s e rv e c itie s ...............................
E x c h a n g e fo r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

14,638 00

10,700 00

9,321 00

16,197 00

G old c o in ..............................................................................

17,270 00

17,620 00

17,480 00

20,455 00
728 95

S ilv e r c o in ...........................................................................

1,307 90

940 85

1,323 25

N ic k els a n d c e n t s ..............................................................

132 34

136 21

107 98

77 64

C hecks, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

512 52

515 10

1,832 32

392 32

T o ta ls ..............................................................................

$162,525 04

$151,763 83

$152,297 04

$178,709 53

C ap ital s to c k p a id i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d ......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

2,100 00

2,100 00

2,100 00

2,100 00

3,942 39

4,230 02

4,037 46

5,173 67

26,385 69

19,763 04

21,943 20

21,750 90

S a v in g s d e p o s its ...............................................................

95,387 10

94,213 15

93,849 36

118,143 48

S a v in g s c e rtific a te s o f d e p o s it....................................

9,709 86

6,457 62

5,376 02

6,541 48

$162,525 04

$151,763 83

$152,297 04

$178,709 53

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................
C om m ercial c e rtific a te s o f d e p o s it...........................
D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................

N o tes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

121

STATE BANKS OF MICHIGAN
No. 130.
ANTRIM COUNTY STATE SAVINGS BANK, MANCELONA.
O rganized J a n u a ry 20, 1892.
C.

E. B l a k e l y , P re s id e n t; I. N . R o d e n b a u g h , Vice P re s id e n t; E. L. J. M i l l s , Cashier.

D ir e c t o r s .— W a rren E. W atson , C harles E. B la k ely , P h in e a s M edalie, W . H. T hom pson,
E. L. J. M ills, I. N. R odenbaugh, C. A. John son, H . M. Coldren, H . T. A llerto n , Geo. C rout.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$36,961 26

$37,348 84

$30,137 55

$62,055 51

"Ronds, m o rtg a g e s an d s e c u ritie s ...............................

9,415 80

14,145 80

14,500 80

17,575 80

P r e m i u m s paid on b o n d s .................................................

O v e rd ra fts ...........................................................................

1,210 51

468 69

217 47

591 31

B a n k in g h o u s e ...................................................................

2,853 57

2,853 57

2,853 57

2,853 57

F u r n itu r e a n d fix tu re s ....................................................

2,329 83

2,329 83

2,329 83

2,329 83

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r h a n k s a n d h a n k e rs (n o t re s e rv e
c itie s)..................................................................................

6,555 05

6,555 05

7,100 05

7,100 05

D u e fro m h a n k s in re s e rv e c itie s ...............................

62,903 69

64,162 47

72,133 77

14,862 32

U . S. a n d N a tio n a l h a n k c u r r e n c y ............................

5,478 00

5,002 00

1,969 00

5,546 00

G old c o in ..............................................................................

1,065 00

1,110 00

1,560 00

785 00

S ilv e r c o in ..........................................................................

622 15

1,919 60

1,165 85

1,661 80

2 30

E x c h a n g e fo r c le a rin g h o u s e .......................................

N ic k els a n d c e n t s ..............................................................

100 80

47 72

24 55

91 08

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

395 34

262 29

763 61

227 34

T o ta ls ..............................................................................

$129,891 00

$136,205 86

$134,758 35

$115,679 61

C ap ital s to c k p a id i n ........................................................

$20,000 00

$20,000 00

$20,000 00

$20,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

200 00

200 00

200 00

200 00

204 25

569 71

386 30

617 02

49,423 51

55,093 27

48,069 30

34,439 75

47,312 69

48,661 98

48,841 67

42,829 99

L ia b ilitie s.

"Dividends u n p a id .............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................
C o m m ercial c e rtific a te s o f d e p o s it...........................
D u e to b a n k s a n d b a n k e r s ...
C ertified c h e c k s .................................................................

500 00

C ash ie r’s c h ec k s o u ts ta n d in g ...............
S a v in g s d e p o s its ................................................................

354 80

120 17
216 34

12,250 55

17,238 05

11,344 39

S a v in g s c e rtific a te s o f d e p o s it...................................

17,261 08

N o te s a n d b ills re d is c o u n te d . . . . *..............................
B ills p a y a b le ,.......................................................................
T o ta ls ........................................................................ .

16


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$129,891 00

$136,205 86

$134,758 35

$115,679 61

122

STATE BANKING DEPARTMENT.
No. 88.
PEOPLE’S BANK, MANCHESTER.
O rganized J u ly 18, 1871.
W m . B u r t l e s s , P re sid e n t; A. F. F r e e m a n , Vice P re sid e n t; C. W. C a s e , Cashier.
D ir e c t o r s .— S. W . C larkson, C. W . C ase, F. Sp afard, AY. B u r tle ss, A. F. F reem an,
F.
E. Sp afard, J. A. G oodyear, L. D. AA’a tk in s.
R e p o rt of
A p ril 26.

R eso u rc e s.

R e p o rt of
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt o f
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$98,227 49

$108,112 52

$117,079 58

$112,253 56

B onds, m o rtg a g e s a n d s e c u ritie s ................................

28,209 98

29,189 98

28,939 98

28,914 98

P re m iu m s p a id on b o n d s ...............................................
O v e rd ra fts ............................................................................

491 72

508 27

957 88

1,069 74

B a n k in g h o u s e ...................................................................

6,000 00

6,000 00

6,000 00

6,000 00

F u r n itu r e a n d fix tu re s ....................................................

1,607 13

1,607 13

1,607 13

1,607 13

O th e r re a l e s t a t e ...............................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

12,000 00

12,000 00

12,000 00

12,000 00

D u e fro m b a n k s in re s e rv e c itie s ...............................

42,932 12

22,916 26

12,888 25

12,785 87

157 76

194 40

143 51

E xchange fo r

c le a rin g

56 10

h o u s e .......................................

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

4,757 00

5,601 00

3,177 00

4,240 00

G o ld c o in ..............................................................................

2,110 00

2,410 00

2,720 00

415 00

S ilv e r c o i n ........................................................

.........

1,520 00

1,505 00

1,967 95

910 00

N ic k els a n d c e n t s .............................................................

53 44

36 23

21 03

13 40

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

263 61

362 45

281 30

197 80

T o ta ls ..............................................................................

$198,228 59

$190,406 60

$187,834 50

$180.550 99

C a p ita l s to ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

2,000 00

2,000 00

2,000 00

2,000 00

1,298 61

1,079 11

1,601 98

2,600 75

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................

38,714 03

35,212 63

35,085 01

46,948 57

C o m m ercial c e rtific a te s o f d e p o s it............................

106,215 95

102,114 86

99,147 51

79,001 67

$198,228 59

$190,406 60

$187,834 50

$180,550 99

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C a s h ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its .............................................................
S a v in g s c e rtific a te s o f d e p o s i t ...................................
N o tes a n d b ills r e d is c o u n te d ...
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

123

STATE BANKS OF MICHIGAN.
No. 172.
UNION

SAVINGS

BANK,

MANCHESTER.

O rganized June 28, 1894.
B. G. E n g l i s h , P resid en t; J. M. H o r n in g , Vice P re s id e n t ^ E d . E . R oot , Cashier.
D ir e c t o r s .— B. G. E n g lish , Geo. H eim end inger, J. M. H ornin g, F red B reiten w isch er,
A. H. K uhl, C. F. Kapp, Jo h n W uerthn er, A. J. W aters, John H. S ch lich t.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts .........................

$70,326 96

$83,435 76

$88,191 63

$94,059 60

B o n d s, m o rtg a g e s a n d s e c u ritie s .

67,361 97

67,397 97

67,261 97

65,676 97

P re m iu m s p a id on b o n d s ...............
■ O v erd rafts...........................................

3 32

4 64

B a n k in g h o u s e ...................................

11,200 00

11,200 00

11,200 00

11,200 00

F u r n itu r e a n d fix tu re s ....................

1,775 00

1,775 00

1,775 00

1,775 00

O th e r re a l e s ta te ..........................................................
D u e fro m o th e r b a n k s a n d h a n k e rs (n o t re s e rv e
c itie s)............................................................................

2,083 34

2,083 34

2,083 34

2,083 34

461 80

290 75

491 80

1,001 40

46,778 81

33,499 44

E x c h a n g e fo r c le a rin g h o u s e ..................................

217 24

D u e fro m h a n k s in re s e rv e c i t i e s ........................

41,445 39

47,473 81

TJ. S. a n d N a tio n a l b a n k c u r r e n c y ........................

6,002 00

6,343 00

4,811 00

5,880 00

G o ld c o in ........................................................... ............

1,940 00

2,000 00

1,915 00

2,050 00

S ilv e r c o in .......... ...........................................................

473 75

258 80

314 90

518 00

20 06

18 62

9 19

16 65

75 01

178 24

304 24

$203,168 60

$222,459 93

$25,000 00

$25,000 00

$25,000 00

$25,000 00

2,000 00

2,000 00

2,000 00

2,000 00

2,622 41

1,820 20

2,562 69

3,140 54

N ic k e ls a n d c e n t s ........................................................
C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t
T otals.

$225,136

$217,977 64

L ia b ilitie s.
C a p ita l s to ck p aid i n ..................
S u rp lu s f u n d .................................................................
U n d iv id e d p rofits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ..........................................................
D iv id e n d s u n p a id ........................................

21 00

C o m m e rc ial d e p o sits s u b je c t to c h ec k .

10,793 04

12,229 34

14,033 59

14,755 99

C o m m e rc ial c e rtific a te s o f d e p o s it.......

1,410 00

2,095 00

1,358 00

2,269 00

S a v in g s d e p o s its ...........................................

111,926 11

122,780 61

125,155 98

118,834 74

S a v in g s c e rtific a te s o f d e p o s it...............

49,396 04

56,534 78

55,026 62

51,977 37

$203,168 60

$222,459 93

$225,136 88

$217,977 64

D u e to b a n k s a n d b a n k e r s .....................
C e rtifie d c h e c k s ............................................
C a sh ie r’s c h ec k s o u ts ta n d in g .................

N o te s a n d b ills re d is c o u n te d .................
B ills p a y a b le ..................................................
Totals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

124

STATE BANKING DEPARTMENT.
No. 116.
MANISTEE COUNTY SAVINGS BANK, MANISTEE.
O rganized M ay 4, 1891.
T h o m a s K e n n y , P re s id e n t; E . G. F i l e r , Vice P re s id e n t; W . J. G regory , Cashier.
D ir e c t o r s .— T hom as K enny, J. K irster, J. H. G rant, E. G. F iler , John Sm ith.

R eso u rces.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

L o a n s a n d d is c o u n ts ........................................................

$109,889 58

$125,024 84

$114,765 15

$123 932 44

B onds, m o rtg a g e s a n d s e c u ritie s ................................

180,742 86

185,843 54

182,658 78

195,702 40

P re m iu m s p a id on b o n d s ...............................................

1,800 00

1,800 00

1,800 00

2,232 50

O v e r d r a f ts ...........................................................................

209 73

101 08

603 77

690 50

1,000 00

1,000 00

1,000 00

1,000 00

539 71

526 46

496 71

69,901 77

93,633 36

88,055 54

R e p o rt o f
D ec. 13.

B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................
D u e fro m b a n k s in re s e rv e c i t i e s ..............................

90,061 82

E x c h a n g e f o r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

7,231 00

7,601 00

14,810 00

10,894 00

G o ld c o in ..............................................................................

7,050 00

6,810 00

9,180 00

10,315 OO

S ilv e r c o i n ...........................................................................

1,602 05

1,045 15

402 05

574 40

N ic k els a n d c e n t s ..............................................................

411 52

434 86

493 92

334 67

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

366 07

820 56

565 90

789 29*

T o ta ls ..............................................................................

$400,364 63

$400,922 51

$420,439 39

$435,017 45

C ap ital s to ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

8,000 00

8,000 00

10,000 00

10,000 00

4,715 24

7,452 22

2,954 77

6,584 41

D iv id e n d s u n p a id .............................................................

151 42

151 42

191 42

176 42:

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

63,353 31

48,423 03

44,517 53

47,730 29

C o m m ercial c e rtific a te s o f d e p o s it............................

66,489 16

57,745 58

58,977 44

66,488 37

L ia b ilitie s.

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................

...............

C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................

207,655 50

229,150 26 . 253,798 23

254,037 96;

S a v in g s c e rtific a te s o f d e p o s it....................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ........................................................................
T o ta ls .................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$400,364 63

$400,922 51

$420,439 39

$435,017 45

125

STATE BA N K S OF M ICH IGA N .
No. 21.
MANISTIQUE BANK, MANISTIQUE.
O rganized M ay IG, 1889.

G eorge H. O r e , P re sid e n t; J o h n P a t t e r s o n , Vice P re sid e n t; C. B. M e r s e r e a u , Cashier.
D ir e c t o r s .— M artin II. Quick, George H. Ori-, R obert B. W addell, C. B. M ersereau,
J o h n P a tte rso n .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

L o an s a n d d is c o u n ts ........................................................

$238,228 25

$204,286 76

$181,536 51

$214,083 53

"Ronds, m o rtg a g e s a n d s e c u ritie s ................................

22,286 72

18,005 50

17,937 07

26,846 45

1,500 00

1,560 50

1,013 18

4,756 53

R e p o rt o f
D ec. 13.

R re m io m s paid on b o n d s ..............................................
O v e r d r a f ts ...........................................................................
R a n k in g h o u s e ...................................................................

58 15

9 71

F u r n itu r e a n d fix tu re s ....................................................

1,200 00

1,256 00

767 00

764 50

O th e r real e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................

34,746 76

34,755 39

28,632 83

28,458 53

14 60

227 29

826 83

826 37

D u e fro m b a n k s in re s e r v e c i t i e s ..............................

21,869 74

55,946 44

62,548 40

27,279 78

7,223 00

F x o h a n g e f o r c le a rin g b o u s e .......................................
TT. S. a n d N a tio n a l b a n k c u rre n c y .............................

10,601 00

5,487 00

8,483 00

G old c o in ..............................................................................

640 00

510 00

680 00

710 00

S ilv e r coin

798 50

1,295 90

1,512 00

1,062 80

.........................................................................

N ic k els am i c e n t s .............................................................

67 38

76 56

93 96,

72 85

C h eck s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

2,333 50

2,060 05

3,511 39

608 81

T o ta ls ..............................................................................

$334,286 45

$325,525 54

$307,542 17

$312,702 86

C ap ital s to c k p a id i n .......................................................

$50,000 00

$50,000 00.

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ...............................................................

22,000 00

22,000 00

22,000 00

22,000 00

3,865 78

7,060 29

2,348 76

5,718 86

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

168,332 86

153,631 45

145,405 87

159,782 12

C o m m e rc ial c e rtific a te s o f d e p o s it........................ :

89,907 33

92,833 80

87,787 54

75,093 82

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

D u e to b a n k s a n d b a n k e r s .............................................

180 48

108 06

C ertified c h e c k s .................................................................
C a s h ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it...................................
N o te s a n d b ills re d is c o u n te d .....................................
R ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$334,286 45

$325,525 54

$307,542 17

$312,702 86

126

STATE BANKING DEPARTMENT.
No. 122.
THE MARINE SAVINGS BANK, MARINE CITY.
O rganized Septem ber 5, 1891.
J o h n W . P o r t e r , P re s id e n t; F r a n k H a r t , V ice P re s id e n t; G. W . C a r m a n , C ashier,
C.
E . B lood , A s s is ta n t Cashier.

D ir e c t o r s .— Geo. W . C arm an, M. Sicken, M. P. S co tt, R. F o lk erts, F . H art, W. F . Sanber,
C.
E. B lood, John W. P o rter, W illiam M annel.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

L o an s a n d d is c o u n ts ......................................................

$170,444 42

$159,368 72

$158,777 79

$155,394 83

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

167,002 29

167,658 36

199,358 37

223,630 33

R e p o rt of
D ec. 13.

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts ..........................................................................

251 16

543 71

801 00

621 11

B a n k in g h o u s e ...............................................................

6,000 00

6,000 00

5.000 00

5.000 00

F u r n itu r e a n d fix tu re s ................................................

1,800 00

1,800 00

1.000 00

1.000 00

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e r v e
c itie s )..................................................................................

1,146 77

1,461 24

1,051 35

586 74

D u e fro m b a n k s in re s e rv e c itie s ...............................

64,078 80

71,875 91

106,845 72

61,916 74

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

3,294 00

2,761 00

5,172 00

8,914 00

G old c o in ..............................................................................

5,060 00

6,142 50

6,185 00

4,595 00

S ilv e r c o in .........................................................................

726 75

1,510 75

2,321 75

3,093 35

N ic k e ls a n d c e n t s ..............................................................

182 52

87 09

233 38

92 92

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

155 75

577 60

323 28

328 81

T o ta ls..............................................................................

$420,142 46

$419,786 88

$487,069 64

$465,173 83

C ap ital s to ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

10,000 00

10,000 00

10,000 00

10,000 00

7,198 31

6,307 19

1,568 11

3,832 83

E x c h a n g e f o r c le a rin g h o u s e .......................................

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................

41 67

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

69,598 95

74,659 87

106,939 94

87,099 06

C o m m ercial c e rtific a te s o f d e p o s it..........................

5,357 88

4,354 02

8,315 62

7,365 72

277,987 32

274,465 80

310,204 30

306,876 22

$420,142 46

$419,786 88

$487,069 64

$465,173 83

D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o s it...................................
N o tes a n d b ills r e d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

12T

STATE BANKS OF MICHIGAN.
No. 100.
MARQUETTE COUNTY SAYINGS BANK, MARQUETTE.
O rganized J u ly 26, 1890.

N . M. K a u f m a n , P r e s id e n t; E davard N. B e e it u n g , V ice P r e s id e n t; S. R. K a u f m a n , S e c o n d
V ice P r e s id e n t; G eorge B a r n e s , C a sh ie r ; W . B. M c C o m b s , A s s is ta n t C ash ier.
D ir e c t o r s .— N . M. K aufm an, George B arn es. S. R. K aufm an, E dw ard N. B reitu n g,
C liarles M eeske.
R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

Loans and d isc o u n ts........................

$250,813 03

$256,247 46

$266,375 40

$270,685 89

B onds, m ortgages and secu rities.

58,173 97

59,035 86

59,190 86

59,985 86:

R esources.

R e p o rt o f
D ec. 13.

Prem ium s paid on b o n d s...............
O verdrafts............................................
B ankin g h o u se...............................

3,826 67

840 58

2,739 13

8,147 34

55,000 00

55,000 00

55,000 00

55,000 00

7,692 60

7,692 60

7,692 60

7,692 60-

Other real e sta te ...............................................................
D ue from other hanks and bankers (not reserve
c itie s)..................................................................................

20,740 00

20.740 00

19,140 00

14,976 55.

1,912 05

5,257 57

1,714 85

51 00

D ue from banks in reserv e c itie s .........................

95,659 26

59.740 47

71,345 43

76,358 64

U. S. and N ational bank cu rren cy........................

11,351 00

9,261 00

16,416 00

13,165 GO-

Gold c o in .........................................................................

17,000 00

18,475 00

17,080 00

16, 120 00.

S ilv er c o in .....................................................................

6,087 00

7,311 70

8,230 85

11,498 30-

N ick els and c e n ts ........................................................

614 81

336 03

112 00

103 43

3,828 68

2,309 77

2,263 29

536 09

$532,699 07

$502,248 04

$527,300 41

$534,320 70

$100,000 00

$ 100,000

Furniture and fixtu res....................

E xch ange for clearin g h o u se ..................................

Checks, cash item s and internal reven u e account
Totals.

L iabilities.
Capital stock paid in .................

00

$100,000 00

$100,000 09

10,000 00

10,000 00

10,000 00

10,000 00.

2,522 42

1,635 48

1,248 62

2,460 36:

Com m ercial deposits su b ject to check.

214,388 03

184,517 30

189,181 63

184,511 51-

Com m ercial certificates o f d ep o sit.......

450 46

809 67

1,475 18

374 67

D ue to banks and ban kers................ ....

6,813 07

5,053 32

14,542 38

13,751 35.

Savin gs d ep o sits...........................................

184,638 08

186,055 26

196,525 59

208,713 81

Savin gs certificates o f deposit — , . . .

13,887 01

14,177 01

14,327 01

14,509 00

$532,699 07

$502,248 04

$527,300 41

$534,320 70,

Surplus fu n d .................................................................
U n d ivid ed profits, le ss current expenses, in terest
and ta x es p a id ...........................................................
D iv id en d s un p aid .........................................

Certified c h e c k s............................................
Cashier’s ch eck s o u tsta n d in g ..................

N otes and b ills red isco u n ted ...................
B ills payab le...................................................
Totals


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

128

STA TE B A N K IN G D E PA R T M E N T .
No. 137.
COMMERCIAL SAVINGS BANK OF MARSHALL, MARSHALL.
O rganized M ay 18, 1892.

W il l ia m J . D ib b l e , P r e s id e n t; E dgar G. B r e w e r , V ice P r e s id e n t; W . T . P h e l p s , C ash ier.
D ir e c t o r s .— J . M. P a rs o n s , J o h n W ise m a n , T. L. C ro n in . E d g a r G. B re w e r, M. S. O 'K eefe,
W . J . D ibble, G eorge P e r r e tt , W . T . P h e lp s , W . E. B osley.

R eso u rc e s.

R e p o rt o f
A p ril 26.

L o an s a n d d is c o u n ts ........................................................

$114,441 17

$90,193 36

$91,406 58

$87,759 06

B onds, m o rtg a g e s a n d s e c u r itie s ................................

330,096 28

328,703 89

325,745 55

333,337 86

729 58

4,794 75

1,375 61

857 02

500 00

500 00

500 00

500 00

R e p o rt of
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt o f
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................
B an k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

467 96

819 80

576 70

D u e fro m b a n k s in re s e rv e c itie s ...............................

70,034 54

105,027 79

143,761 57

138,117 85

E x c h a n g e f o r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

14,730 00

20,272 00

10,140 00

11,893 00

G old c o in ..............................................................................

10,652 50

11,735 00

11,865 00

11,422 50

S ilv e r c o i n ...........................................................................

1,622 20

2,958 25

1,574 80

1,890 05

N ic k els a n d c e n t s .............................................................

364 27

408 95

366 46

335 29

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

3,223 78

4,569 40

984 74

2,282 33

T o ta ls ..............................................................................

$546,862 28

$569,983 19

$588,297 01

$588,394 96

C ap ital sto ck p aid i n ........................................................

$50,000 00

$50,0C0 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, less c u r r e n t e x p en ses, in te re s t
a n d ta x e s p a ’d ...............................................................

10,000 00

10,000 00

10,000 00

10,000 00

14,770 76

14,172 21

13,281 31

13,233 64

C om m ercial d ep o sits s u b je c t to c h e c k .....................

73,358 70

76,261 88

94,420 86

83,223 02

C om m ercial c e rtific a te s o f d e p o s it............................

26,448 61

17,562 54

21,659 65

20,921 69

90 00

1,000 00

L iab ilitie s.

D iv id e n d s u n p a id ..............................................................

60 00

D ue to b a n k s an d b a n k e r s .............................................
C ertified c h e c k s .................................................................
C ash ie r’s c h eck s o u ts ta n d in g .......................................
S av in g s d e p o s its ................................................................

372,284 21

401,986 56

398,785 19

410,016 61

$546,862 28

$569,983 19

$588,297 01

$588,394 96

S av in g s c e rtific a te s o f d e p o s it....................................
N o tes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

129

STATE BANKS O F M ICH IG A N
No. 198.
G. W. JONES EXCHANGE BANK, MARCELLUS.
O rganized J u ly 15, 1897.
C. S. J o n e s , P re sid e n t; F. S. J o n e s , Vice P re s id e n t; H. B. J o n e s , C ashier;
G. R . C l e m e n s , A ssis ta n t Cashier.
D ir e c t o r s .— C. S. Jones, F. S. Jones, L izzie Jones, C. H. H udson, G. W. K roll.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ...................................................... ..

$80,293 84

$70,238 12

$78,333 00

$85,166 12

B onds, m o rtg a g e s a n d s e c u ritie s ................................

36,525 07

45,431 30

37,907 57

29,525 68

P re m iu m s p a id o n b o n d s ...............................................

962 50

962 50

962 50

O v e r d r a f ts ...........................................................................

2,096 54

4,519 93

3,280 82

138 58

B a n k in g h o u s e ...................................................................

4,200 00

3,500 00

3,500 00

3,500 00

F u r n itu r e a n d f i x t u r e s ..................................................
O th e r re a l e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

25 00

198 18

171 45

65 14

D ue fro m b a n k s in re s e rv e c itie s ...............................

8,112 30

11,183 04

11,082 26

21,171 06

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

4,667 00

4,420 00

7,043 00

5,081 00

G old c o in ..............................................................................

4,050 00

3,855 00

4,140 00

3,990 00

S ilv e r c o i n ..........................................................

1,315 50

1,379 75

1,487 00

783 15

30 26

37 62

36 63

11 86

E x c h a n g e fo r c le a rin g h o u s e .......................................

N ick els a n d c e n t s ..............................................................

100 00

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t
T o ta ls ..............................................................................

35 93
$142,278 01

$145,825 44

$147,980 16

$149,432 59

C ap ital s to c k p a id i n ........................................................

$40,000 00

$40,000 00

$40,000 00

$40,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ..............................................................

1,500 00

2,000 00

2,000 00

2,000 00

2,974 46

2,535 29

1,637 83

3,387 30

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

20,913 10

20,698 50

21,602 46

26,965 96

C om m ercial c e rtific a te s o f d e p o s it............................

76,890 45

46,103 59

82,739 87

77,079 33

$147,980 16

$149,432 59

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

D ue to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s i t ...................................

34,488 06

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................

17


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$142,278 01

$145,825 44

130

STATE B A N K IN G D E PA R T M E N T .
No. 22.
FARMERS’ BANK, MASON.
O rganized June 7, 1886.
M. D . C h a t t e r t o n , P resid en t ; L. C. W e b b , Vice P resid en t ; A. J. H a l l , C ashier;
R. C. D a r t , A s s is ta n t Cashier.

D ir e c t o r s .— H arper Reed, George W . B risto l, L ew is C. Webb, M ason D . C h atterton , J. K.
E lm er, E. A . B arn es, A. J. H a ll, R. C. D art, Geo. M. H o y t.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$75,878 90

$83,674 24

$85,893 84

$95,114 73

R onds m o rtg a g e s an d s e c u ritie s ................................

32,078 10

44,993 25

34,951 26

31,091 26

P re m iu m s p aid on b o n d s ...............................................
O y e rd ra .fts ...........................................................................

56 34

459 80

84 42

206 52

R an k in g h o u s e ...................................................................

4,500 00

4,500 00

4,500 00

4,500 00

F u r n itu re a n d fix tu re s ....................................................

1,450 00

1,450 00

1,450 00

1,450 00

O th e r re a l e sta .te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

10,442 64

10,442 64

19,047 39

12,209 39

5,979 09

10,223 70

14,779 38

21,195 81

D u e fro m h a n k s in re s e rv e c itie s ...............................
F x cha.nge f o r c le a rin g h o u s e .......................................
TT. S an d Nationa.1 ba,nk c u rre n c y ..............................

7,724 00

2,415 00

3,588 00

3,706 00

G old c o in ..............................................................................

3,215 00

6,095 00

3,000 00

2,925 00

S ilv e r c o i n ...........................................................................

1,022 85

227 25

104 35

1,004 25

N ick els a n d c e n t s ..............................................................

42 21

122 65

59 18

50 32

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

292 20

143 79

30 00

340 22

T o ta ls ..............................................................................

$157,898 05

$160,502 71

$162,932 14

$167,377 07

C ap ital s to c k p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................... ............................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ...............................................................

7,000 00

7,500 00

7,500 00

7,500 00

4,932 46

3,470 17

4,532 48

7,180 06

C om m ercial d ep o sits s u b je c t to c h e c k ....................

50,974 85

44,061 07

48,399 48

59,111 83

C o m m ercial c e rtific a te s o f d e p o s it............................

44,990 74

55,471 47

52,500 18

43,585 18

$160,502 71

$162,932 14

$167,377 07

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s ...............................................................
C ash ie r’s c h e c k s o u ts ta n d in g .....................................
.

g^yjj^gg d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o sit.....................................
N o te s a n d b ills re d is c o u n te d .......................................
R ills p a y a b le ........................................................................
T o ta ls ..................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$157,898 05

131

STA TE BA N K S O F M ICH IGA N .
No. 107.
FIRST STATE AND SAVINGS BANK, MASON.
O rganized October 27, 1890.
O . W . H a l s t e a d , P r e s id e n t; L . C . W e b b , V ice P r e s id e n t; F . E . D e n s m o r e , C a sh ie r ;
D . P . W h i t m o r e , A s s is ta n t C ash ier.

D i r e c t o r s . — L. C. Webb, O. W. H a lste a d , C harles J. R aynor, F. E. D ensm ore, C. E. E aton ,

D.

P . W hitm ore.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n t s ........................................................

$42,887 79

$52,153 92

$53,522 46

$57,299 30

B onds, m o rtg a g e s a n d s e c u ritie s ................................

42,492 38

47,481 72

48,268 73

46,721 74

51 98

44 31

356 90

92 65

1,000 00

1,000 00

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

1,400 00

1,400 00

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

462 37

568 95

1,512 32

303 39

D u e fro m b a n k s in re s e rv e c i t i e s ............................ .

2,444 56

879 19

5,933 45

5,657 69

1,826 00

E x c h a n g e fo r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

4,793 00

4,268 00

3,695 00

G old c o in ..............................................................................

6,150 00

5,405 00

6,140 00

6,465 00

S ilv e r c o i n ...........................................................................

460 40

831 90

516 50

1,635 85

N ic k els a n d c e n t s ..............................................................

72 32

54 45

74 08

87 30

C hecks, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

361 86

435 97

5 00

16 52

T o ta ls ................ ............................................................

$101,576 66

$113,523 41

$121,024 44

$121,105 44

C ap ital s to ck p a id i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

5,000 00

5,000 00

5,000 00

5,000 00

3,423 65

5,214 05

4,965 30

6,748 13

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................
C om m ercial d e p o sits s u b je c t to c h e c k ....................

40,658 18

43,198 33

55,433 58

42,063 36

C o m m ercial c e rtific a te s o f d e p o s it............................

27,098 26

29,856 27

30,625 56

32,293 95

D ue to b a n k s a n d b a n k e r s .............................................

396 57

254 76

C ertified c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it.....................................
N otes a n d b ills r e d is c o u n te d .......................................
5,000 00

B ills p a y a b le ........................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$101,576 66

$113,523 41

10,000 00
$121,024 44

$121,105 44

132

STA TE B A N K IN G D EPA R T M E N T .
No. 168.
FIRST STATE BANK OF MENDON, MENDON.
O rganized E'ebruary 14, 1894.
G

To h n

S c iiu iiT Z ,

D I R E C T O R S .—

P re sid e n t;

W m . B e a r d , l -ice P re s id e n t; F r a n k
W m . F r a n k i s h , A s s is ta n t Cashier.

W o lf,

C ashier,

John G. S chu rtz, Wm. B eard, F rank W olf, W. L. T hom s, J o sia h W olf.
R e p o rt o f
A p ril 26.

R eso u rc e s.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

$49,611 29

$46,944 89

$46,107 75

$54,634 45

30,170 00

30,270 00

28,470 00

32,430 00

D
-Ft'rkrr» Vtonlrc
1 1 im
I I J.IUII1
DctillxVo iIT
n» irPSPrV
c o o i Vft
v P.itiftS..................................................
.............................................

7,749 73

8,053 24

15,121 93

23,723 77

c H
n I1U
n rl. ‘TNdtiw.llctl
VToFi/^-nQl Vianlr
D.
Uaiuv nnrrP.TlP.V................................................
o u i i o u ^ j ..........................................

6,317 00

7,951 00

5,233 00

3,970 00

3,445 00

1,235 00

1,610 00

1,035 00

706 65

707 75

886 75

1,769 75

184 18

161 82

167 92

188 01

267 92

278 00

222 00

212 06

$98,451 77

$95,601 70

$97,819 35

$117,963 04

$15,000 00

$15,000 00

$15,000 00

$15,000 00

8,000 00

8,000 00

8,000 00

8,000 00

350 22

919 61

1,187 34

2,523 58

D A in in n r n io l r lo n o a it« f illh lP ilt t.ft P.hftP.li.................................

15,636 25

13,974 75

14,680 42

23,836 21

VyOIIlIIlcI Gldi UCI UIliLaico v i

15,179 01

7,836 55

7,889 66

9,371 24

,

a . ___________

DOIUISj II1UI

<uiu o o o u iim o o • • • .......................................

D u e fro m o th e r h a n k s a n d h a n k e r s (n o t re s e rv e

tt
U.

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

L ia b ilitie s.
G m iif o l c to n lr DQifl 1T1

.................................................................................

3 f u n d ••••••

(

U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
or»rl taYPSi llf lii l........................................................................................................
D iv

îd e n d s u n p a id ........................

u o p v /m u ..........................................

D u e to b â iik s a n d b a n k e r s .........................................

C asln e i

»

c h ec k s o u ts ta n d in g ................
3,773 85

3,380 70

1,852 25

3,719 99

40,512 44

46,490 09

49,209 68

55,512 02

$97,819 35

$117,963 04

....

N o te s a n d b ills re d is c o u n te d ...............................................................
B ills p a y a b le .................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$98,451 77

$95,601 70

133

STA TE BANKS OF M ICH IG A N .
No. 113.
-STATE BANK OF MIDDLEVILLE, MIDDLEVILLE.
O rg a n iz e d F e b r u a r y 17, 1891.
R. E . C o m b s , P r e s id e n t; M i n e r S. K e e l e r , V ice P r e s id e n t; W . E . K e e l e r , C ash ier.
D ir e c t o r s .— R. E . C om bs, W . E . K e ele r, K ittie K e ele r, M. S. K e ele r, G e rtie S. K e ele r.
R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

L o an s a n d d is c o u n ts ........................................................

$52,630 98

$45,227 94

$54,210 76

$58,354 45

B onds, m o rtg a g e s a n d s e c u ritie s ................................

21,325 83

22,688 83

25,086 89

27,057 13

R eso u rc e s.

P re m iu m s p a id o n b o n d s ...............................................

R e p o rt o f
S ept. 5.

R e p o rt o f
D ec. 13.

........................
66 12

306 65

B a n k in g h o u s e ...................................................................

2.500 00

2.500 00

2.500 00

2.500 00

F u r n itu r e a n d fix tu re s ....................................................

2.500 00

2.500 00

2.500 00

2.500 00

O v e rd ra fts ...........................................................................

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................
D ue fro m b a n k s in re s e rv e c itie s .............................

..............

2,317 02

12,792 24

23,813 50

9,950 43

9,149 01

E x c h a n g e fo r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

4.731 00

6,437 00

2,878 00

2,775 00

G old c o in ..............................................................................

1,005 00

1,070 00

1,025 00

1,600 00

Sil v e r c o in ...........................................................................

807 75

671 90

1,350 65

1,019 40

N ick els a n d c e n t s .............................................................

GO 76

39 24

23 34

74 22

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

789 58

4,907 46

2,902 57

2,575 59

T o ta ls ..............................................................................

$99,143 14

$112,172 89

$102,493 76

$107,911 45

C ap ital s to ck p a id i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ...............................................................

2,635 00

2,635 00

2,720 00

2,720 00

751 32

471 11

947 73

2,191 47

C om m ercial d e p o sits s u b je c t to c h e c k ...................

15,454 01

27,588 54

20,103 20

19,218 96

C o m m ercial c e rtific a te s o f d e p o s it..........................

55,302 81

56,478 24

53,722 83

54,781 02

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s ................................................................
C ash ier’s c h e c k s o u ts ta n d in g .....................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it...................................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ............................................................... *..............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

4,000 00
$99,143 14

$112,172 89

$102,493 76

$107,911 45

134

STATE BANKING DEPARTMENT.
No. 97.
MIDLAND COUNTY SAYINGS BANK, MIDLAND.
O rganized Septem ber 10, 1886.

S t e w a r t B. G ordon , P re s id e n t; W i . P a t r ic k , Vice P re s id e n t; D. W . C h a s e , Cashier.
D ir e c t o r s .— W illia m P a trick , Geo. R ockw ell, C harles B row n , S tew a r t B. Gordon, Geo. Peck.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$78,127 36

$79,185 24

$82,759 77

$75,894 51

"Bonds m o rtg a g e s an d s e c u ritie s ..............................

31,868 12

33,596 36

33,462 86

30,099 86

258 30

432 18

50 26

2,443 51

F rem in m S p aid on b o n d s

...........................................

O v e r d r a f ts ...........................................................................
Thanking h o u s e ...................................................................
F u r n itu r e arid fix tu re s ....................................................

882 00

882 00

882 00

882 00

O th e r real e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
n ltie s)
.................................................

1,963 23

1,963 23

1,938 23

1,904 90

O n e fro m h a n k s in re s e rv e c itie s ...............................

15,889 72

16,556 31

7,056 64

15,632 13

F x c h a n g e fo r o.lea.rinp* h o u s e .......................................
TT. ft. a n d N a tio n a l h a n k c u rre n c y ..............................

3,063 00

3,734 00

1,916 00

2,719 00

C old c o in ...............................................................................

7,405 00

8,075 00

8,540 00

2,525 00

S ilv e r c o in ............................................................................

953 75

788 40

997 80

893 60

N ick el s an d c e n t s ..............................................................

56 48

77 14

32 36

71 42

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

923 78

479 05

300 89

992 01

T o ta ls ..............................................................................

$141,390 74

$145,768 91

$137,936 81

$134,057 94

C ap ital s to ck p a id i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

2,250 00

2,250 00

2,250 00

2,250 00

3,519 87

3,809 92

4,459 23

4,859 64

55,340 48

57,372 47

47,505 20

39,292 91

250 00

250 00

250 00

S a v in g s d e p o sits ................................................................

31,303 65

32,138 59

32,941 42

35,587 80

fta.vinps c e rtific a te s o f d e p o s it.....................................

23,726 74

24,947 93

25,530 96

27,067 59

$141,390 74

$145,768 91

$137,936 81

$134,057 94

L ia b ilitie s.

O iv id e n d s u n p a id

..........................................................

C o m m ercial d e p o sits s u b je c t to c h e c k .....................
C o m m ercial c e rtific a te s o f d e p o sit
O n e fo b a n k s an d b a n k e rs
C ertified c h ec k s
C ash ie r’s c h e c k s o u ts ta n d in g .......................................

N o te s an d b ills re d is c o u n te d
Oil is p ay ab le - T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

135

STATE BANKS OF MICHIGAN.
No. 77.
FARMERS AND MERCHANTS’ BANK OF MILAN, MILAN.
O rganized D ecem ber 31, 1889.

W. H. W iii t MAits II, P re sid e n t; C. H. W i l s o n , Vice P re sid e n t; T. W. B a e n e s , Cashier.
D ie e c t o e s .— W . H. W liitm arsh , C. H . W ilson , M ell B arn es, T. W . B arn es, O. A. K elley.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
.June 29.

R e p o rt o f
S ep t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$68,880 55

$71,935 31

$71,904 34

$75,034 85

B ond s, m o rtg a g e s a n d s e c u ritie s ................................

33,852 70

33,144 70

35,156 25

34,075 05

O v e r d r a f ts ...........................................................................

2,769 49

2,364 78

1,838 33

2,250 46

B a n k in g h o u s e ..................................................................

3,988 79

3,975 94

3,896 96

3,892 96
2,100 00

F u r n itu r e a n d fix tu re s ....... ............................... .............

2,100 00

2,100 00

2,100 00

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r h a n k s a n d h a n k e rs (n o t re s e rv e
c itie s)..................................................................................

6,364 40

6,306 10

6,273 23

6,191 84

10,698 47

13,002 15

13,532 40

4,151 46

D u e fro m h a n k s in re s e r v e c i t i e s .......................... . •

17,415 75

5,783 63

9,615 66

15,255 58

U. S a n d N a tio n a l b a n k c u rre n c y ............................

2,954 00

2,721 00

3,905 00

3,671 00

G old c o in ..............................................................................

2,820 00

3,175 00

1,375 00

1,500 00

S ilv e r c o i n ...........................................................................

127 30

520 00

533 75

283 40

N ic k els a n d c e n t s .............................................................

10 44

19 40

33 76

3 17

C heck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

69 67

79 00

546 04

329 17

T o ta ls ..............................................................................

$152,051 56

$145,127 01

$150,710 72

$148,738 94

C ap ita l s to c k p a id i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ........................................................ .

5.000 00

5,000 00

5,000 00

5,000 00

2,870 77

3,662 50

2,6(55 39

3,263 63

L ia b ilitie s.

125 00
C o m m e rc ial d e p o sits s u b je c t to c h e c k ....................

32,312 20

22,246 30

27,473 14

25,522 21

C o m m e rc ial c e rtific a te s o f d e p o s it............................

83,689 15

86,376 96

87,823 66

86,860 66

734 08

136 68

226 59
250 00

S a v in g s d e p o s its ...............................................................

2,445 36

2,438 53

2,373 53

2,865 85

$150,710 72

$148,738 94

266 04

T o t a l s .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$152,051 56

$145,127 01

136

STA TE B A N K IN G D E PA R T M E N T .
No. 202.
WAKEFIELD STATE BANK, MORENCI.
O rganized J a n u a ry 10, 1898.

C. C. W a k e f ie l d , P r e s id e n t; F r a n k E . C a w l e y , V ice P r e s id e n t; C. A. W il s o n , C a sh ie r Ca s h E . W a k e f ie l d , A s s is ta n t C ash ier.
D ir e c t o r s .— C. C. W akefield, J. O. W akefield, C ash E. W akefield, F. E. C aw ley, C. A. W ilson.

R eso u rc e s.

L o a n s a n d d is c o u n ts ....................................
B o n d s, m o rtg a g e s a n d s e c u ritie s ..............................

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

$195,289 34

$218,525 37

$228,993 21

$240,351 12

61,049 50

62,834 50

62,434 50

61,164 50

R e p o rt of
D ec. 13.

P re m iu m s p a id on b o n d s ..............................................
O v e r d r a f ts .................................................................

161 45

1,411 09

449 64

899 81

5.000 00

5.000 00

5.000 00

5.000 00

F u r n itu r e a n d fix tu re s ...............................................

2.000 00

2.000 00

3,500 00

2.000 00
■

2.000 00

O th e r re a l e s t a t e ............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..........................................................................

46,206 00

40,001 11

49,961 90

57,883 53

B an k in g h o u s e ...............................................

D ue fro m b a n k s in re s e rv e c itie s ......................
E x c h a n g e fo r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u r r e n c y ............................

10,612 00

13,355 00

10,166 00

10,430 00

G old c o in ....................................................

1,865 00

2,632 50

2,552 50

3,327 50

S ilv e r c o i n ........................................................

1,036 50

934 35

1,014 65

406 20

77 57

108 77

131 35

142 45

229 73

237 63

693 86

1,325 40

$327,027 09

$347,040 32

$363,397 61

$382,930 51

C ap ital s to c k p a id i n ......................................................

$30,000 00

$30,000 00

$30,000 00

$30,000 00

S u rp lu s f u n d ..........................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ........................................................

12,000 00

12,000 00

12,000 00

12,000 00

9,869 22

10,526 72

9,331 09

5,829 16

N ick els a n d c e n t s ..................................................
C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t
T o ta ls.............................................................

L ia b ilitie s.

D iv id e n d s u n p a id ............................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................

38,199 74

36,015 87

35,958 02

37,559 85

C o m m ercial c e rtific a te s o f d e p o s it........................

42,564 52

44,441 93

43,012 36

48,580 67

194,393 61

214,055 80

233,096 14

248,960 83

$363,397 61

$382,930 51

D u e to b a n k s an d b a n k e r s .............................................
C ertifie d c h e c k s ............................................
C ash ie r’s c h ec k s o u ts ta n d in g ....................................
S a v in g s d e p o s its ......................................................
S a v in g s c e rtific a te s o f d e p o s it.....................................
N o te s a n d b ills re d is c o u n te d .....................................
-

B ills p a y a b le ............................................................
T o ta ls .............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$327,027 09

$347,040 32

137

STATE BA N K S OF M ICH IGA N .
No. 222.
CITIZENS’ SAYINGS

BANK, MT. CLEMENS.

O rganized M ay 10, 1900.
A. T. D o n a l d so n , P re s id e n t; G eorge H. N i c h o l s , Vice P re s id e n t; T h o m a s W. N e w t o n ,
Second Vice Presiden t ; M il o W . D a v is , Cashier.
D ir e c t o r s .— M ilo W. D a v is, A ndrew T. D on ald son , George H . N ich ols, T hos. W. N e w to n ,
W illia m S. D onald son, W illia m F. N ank, Joachim M athew s,
John S. P a g a n etti, A. P. Grimm.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

L o a n <5aT**! d is c o u n t^ ........................................................

$53,054 62

$66,256 03

$79,182 04

B o n d s rn n rtg aires n.nd s e c u r itie s ................................

7,050 00

10,050 00

9,950 00

1 49

29 47

130 86

2,341 15

3,709 41

3,848 36

4,947 16

6,154 28

9,427 10

P rem in m S p aid on p o n d s
O v e rd ra fts

.........................................

...................................................................

B a n k in g hnn sp
FnrTiit^i tp ^.nd fix tu re s

................................................

O th e r re a l e s ta te ..............................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
e itie s)
..............................................................
fro m h ^ n k s in re s e r v e p i t i e s ............................
E x c h a n g e fo r c le a rin g lioiise
2,778 00

3,997 00

3,665 00

.......................................................................

5 00

157 50

1,000 00

......................................................

487 65

628 25

1,056 60

N ic k els and c e n ts ............................................................

4 97

115 44

149 33

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

228 55

318 98

392 93

Total s ...........................................................................

$70,898 59

$91,416 36

$108,802 22

C apital s to c k paid i n ........................................................

$50,000 00

$50,000 00

$50,000 OO

U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ................................................................

542 10

544 00

1,150 82

P.nnvmereial d e p o sits s u b je c t to c h e c k ....................

13,740 14

20,097 04

21,295 07

U S an d N atio n al h a n k c u rre n c y ..............................
O old coin
S ilv e r c o in

L ia b ilitie s.

176 96

S a v in g s d e p o s its .................................................... ...........

3,776 60

16,243 57

27,566 51

S a v in g s c e rtific a te s o f d e p o s i t ...................................

2,839 75

4,531 75

8,612 86

T o ta ls ..............................................................................

$70,898 59

$91,416 36

$108,802 22

18


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Federal Reserve Bank of St. Louis

138

STA TE B A N K IN G D E PA R T M E N T .
No. 51.
MOUNT CLEMENS SAVINGS BANK, MOUNT CLEMENS.
O rganized M ay 30, 1877.

O l iv e r C iia p a t o n , P re sid e n t; F. G. K e n d r ic k , Vice P re sid e n t; G eo rg e A. S k in n e r , Cashier.
D ir e c t o r s .— A. G renier, F. G. K endrick, O liver C hapaton, John R oskopp, W illia m C ottrell,
T.
L u n g ersh a u sen , John T. N urm eley, Joh n J. Sherm an.

R eso u rces.

L o a n s a n d d is c o u n ts ..................................................
B o n d s, m o rtg a g e s a n d s e c u r itie s ................................

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

$370,282 77

$331,989 38

$338,181 16

$370,220 28

347,465 05

358,182 80

331,797 80

327,477 80

R e p o rt o f
D ec. 13.

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts ...........................................................................
B a n k in g h o u s e ..............................................................
F u r n itu r e a n d fix tu re s ....................................................

1,181 07

650 23

822 13

551 80

21,000 00

21,000 00

21,000 00

21,000 00

3,400 00

3,400 00

3,400 00

3,400 00

94,627 78

108,208 73

155,577 46

80,067 15

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d h a n k e rs (n o t re s e rv e
c itie s ) .................................................................................
D ue fro m b a n k s in re s e rv e c itie s ..............................

502 00

E x c h a n g e fo r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l h a n k c u rre n c y ..............................

10,180 00

13,888 00

11,341 00

14,618 00

G o ld c o in ..............................................................

25,670 00

25,035 00

30,480 00

27,845 00

S ilv e r c o in .........................................................

2,451 00

2,409 75

4,109 25

5,710 00

152 79

63 82

51 07

160 63

1,746 17

1,072 38

803 06

957 29

$866,402 09

$897,562 93

$852,007 95

$50,000 00

N ick els a n d c e n t s ............................................................
C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t
T o ta ls ...................................................................

$878,156 63

—
L ia b ilitie s.
C ap ital s to c k p a id i n ..................................................
S u rp lu s f u n d ...............................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

$50,000 00

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

10,000 00

84,574 78

88,395 29

85,292 21

91,740 42

110,357 08

119,492 68

127,315 53

90,746 53

2,308 32

2,258 32

2,258 32

2,258 32

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ............. ' . . .
C o m m e rc ial c e rtific a te s o f d e p o s it............................
D u e to b a n k s a n d b a n k e r s .............................................

262 12

C ertifie d c h e c k s .................................................................
C a sh ie r’s c h ec k s o u ts ta n d in g .......................................

100 00
75 00

300 00

S a v in g s d e p o s its ...........................................

427,263 05

441,298 32

473,828 32

467,203 79

S a v in g s c e rtific a te s o f d e p o s it...................................

193,578 40

154,957 48

148,768 55

139,496 77

$878,156 63

$866,402 09

$897,562 93

$852,007 95

N o te s a n d b ills r e d is c o u n te d .......................................
B ills p a y a b le ...................................................................
T o t a ls .......................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

139

STA TE BA N K S O F M IC H IG A N .
No. 158.
ULLRICH SAVINGS BANK, MOUNT CLEMENS.
O rg a n iz e d M ay 12, 1893.
E k n s t J . O i .de , P r e s id e n t; W m . D. W i l s o n , V ice P r e s id e n t; R. C. U l l k ic h ,
2d V ice P r e s id e n t; P a u l J . U l l e ic h , C ash ier.

D ik e c t Oe s — P a u l J . U llric h . A. M a r tin K e ele r, W m . D. W ilso n . E r n s t J . O lde, O sc a r C.
L u n g e rs h a u s e n , R eu b e n C. U llric h , J o h n P r ie h s , P r a n k E . N e llis, F r a n c is P . U llric h .
R e p o rt of
D ec. 13.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

L o an s a n d d is c o u n ts ........................

$352,368 99

$314,370 45

$298,778 14

$284,636 35

B o n d s, m o rtg a g e s a n d s e c u ritie s .

190,517 39

194,717 79

180,306 04

205,987 41

O v e rd ra fts ........................... ................

1,474 03

1,842 09

298 98

1,869 29

B a n k in g h o u s e ....................................

8,000 00

8,000 00

8,000 00

8,000 00

F u r n itu r e a n d fix tu re s ....................

2,000 00

2,000 00

2,000 00

2,000 00

O th e r re a l e s ta te ................................................................|
D u e fro m o th e r b a n k s a n d h a n k e rs (n o t re s e rv e
c itie s )................................................ ................ ...............

3,030 15

3,030 15

8,155 15

8,155 15

1,500 00

1,500 00

1,500 00

36,473 04

42,189 11

29,779 88

R eso u rc e s.

P re m iu m s p a id on b o n d s ...............

32,933 61

D u e fro m b a n k s in re s e r v e c itie s ........................
E x c h a n g e f o r c le a rin g h o u s e ..................................

j

5,046 00

5,404 00

8,160 00

4,321 00

G old c o in .............................................................................. .

24,615 00,

22,330 00

25,350 00

23,177 50

S ilv e r c o in ...........................................................................

821 60

1,221 25

3,536 40

2,187 75

N ick els a n d c e n t s ..............................................................

2 66

138 16

29 08

352 44

C h eck s, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

1,526 02

844 86

1,728 12

671 27

T o ta ls ..............................................................................

$622,335 45

$591,871 79

3,031 02

$572,638 04

$100,000 00

$100,000 00

$ 100,000 00

20,000 00

20,000 00

20,000 00

20,000 00

21,436 04

19,312 38

19,977 54

23,146 96

C o m m e rc ial d e p o sits s u b je c t to c h e c k .

78,720 43

86,193 28

73,499 27

73,560 68

C o m m ercial c e rtific a te s o f d e p o s it.......

1,682 27

582 27

582 27

502 27

S a v in g s d e p o s its ...........................................

282,376 95

278,589 17

281,584 64

275,829 53

S a v in g s c e rtific a te s o f d e p o s it...............

118,119 76

87,194 69

84,387 30

79,598 60

$622,335 45

$591,871 79

1,031 02

$572,638 04

IT. S. a n d N a tio n a l b a n k c u rre n c y ..............................

.

L ia b ilitie s.
C ap ital sto c k p a id i n ...................
S u rp lu s f u n d ...................... ..... ..........................................
U n d iv id e d p ro fits, less c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a id ................................................................

$ 100,000

00

D iv id e n d s u n p a id .........................................

D u e to h a n k s a n d h a n k e r s ........................
C ertified c h e c k s ................ ...........................
C ash ie r’s ch ec k s o u ts ta n d in g ..................

N o tes a n d h ills re d is c o u n te d ...................
B ills p a y a b le ..................................................
T o tals .


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Federal Reserve Bank of St. Louis

140

STATE B A N K IN G D EPA R TM EN T.
No. 170.
EXCHANGE SAVINGS BANK, MOUNT PLEASANT.
O rg a n iz e d M ay 1, 1894.

J o h n K i n n e y , P r e s id e n t: L. N. S m i t h , V ice P r e s id e n t; G eokge A. D u s e n b u r y , C a sh ie r ;
W il l ia m C. D u s e n b u r y , A s s is ta n t C ash ier.
D ir e c t o r s .— D. H . N elso n , G eo rg e A. D u se n b u ry , L ev i N. S m ith , J o h n K in n e y ,
C h a rle s M. B ro o k s, W illia m C. D u se n b u ry , O sc a r F . S h eldon.

R eso u rc e s.

R e p o rt o f
A p ril 26.

L o an s a n d d is c o u n ts ........................................................

$101,795 05

$96,996 88

$99,428 75

$90,498 62

B on d s, m o rtg a g e s a n d s e c u r itie s ................................

18,380 78

18,600 61

19,451 05

19,981 05

6,503 85

6,503 85

6,503 85

6,503 85

F u r n itu r e a n d fix tu re s ....................................................

1,821 84

1,821 84

1,821 84

1,824 34

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

3,880 76
283 40

125 26

575 26

125 26

D ue fro m h a n k s in re s e rv e c i t i e s ..............................

16,497 28

24,366 32

30,270 00

41,860 84

R e p o rt of
J u n e 29.

R e p o rt of
S ept. 5.

R e p o rt of
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................
B a n k in g h o u s e ....................................................

16 57

E x c h a n g e f o r c le a rin g h o u s e .......................................

465 29

148 17

444 40

376 39

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

5,444 00

10,160 00

5,347 00

8,026 00

G old c o in ...................................................................

2,520 00

2,500 00

2.505 00

3,020 00

S ilv e r c o i n ...................................................................

1,345 00

2,020 00

1.505 00

975 00

N ic k els a n d c e n t s ..............................................................

126 57

59 47

43 66

68 67

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

283 72

311 83

292 87

321 39

T o ta ls..............................................................................

$159,347 54

$163,614 23

$168,188 68

$173,597 98

C ap ital s to c k p a id in .......................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d ........................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ...........................................................

6,465 49

6,465 49

6,740 06

6,740 06

1,105 64

2,170 42

1,118 46

3,163 39

C om m ercial d e p o sits s u b je c t to c h e c k ....................

64,198 89

65,916 27

66,899 37

65,669 22

C o m m ercial c e rtific a te s o f d e p o s it............................

11,926 55

13,862 12

13,946 26

9,822 46

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

D ue to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................

100 00

C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................

7,169 11

7,278 02

8,649 44

8,605 68

S a v in g s c e rtific a te s o f d e p o s i t ........................ ..........

18,481 86

17,921 91

20,735 09

29,597 17

$159,347 54

$163,614 23

$168,188 68

$173,597 98

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o tals.............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

141

STATE BA N K S O F M ICH IG A N .
No. 189.
MUNISING STATE BANK, MUNISING.
O rganized J u ly 8, 1896.

R. E . M o r r is o n , P re s id e n t; G e o . L. B u r t i s , Vice P re s id e n t; C l a u d e W. C a s e , Cashier.
D ir e c t o r s .— Geo. L. B u r tis, C laude W. C ase, R obert E . M orrison, H . N . M orris, Geo. R. H ill.

R esources.-

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$71,630 25

$79,011 69

$76,746 17

$74,441 94

P o n d s rn n rtg a g e s anil s e c u ritie s ................................

15,702 93

12,335 36

9,848 66

10,239 26

1,217 89

1,782 60

1,046 98

329 88

F u r n itu r e an d fix tu re s ....................................................

1,800 00

1,800 00

1,770 85

1,789 45

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
cities)» ..............................................................................

200 00

200 00

3,030 06

O n e fro m h a n k s in re s e ry e c i t i e s ..............................

15,953 61

27,839 46

14,169 63

10,741 30

P rM n in in s p aid on b o n d s ,.............................................
O v e rd ra fts ................................................... *......................
L a n k in p*bon s o ...................................................................

4,424 82

E x c h a n g e f o r c le a rin g h o u s e .......................................
a n d N atio n al b a n k - c u rre n c y ..............................

2,303 00

1,477 00

3,943 00

3,139 00

G old c o in ..............................................................................

2,190 00

785 00

2,245 00

4,855 00

S ilv e r c o i n ...........................................................................

1,790 55

1,470 85

1,391 50

1,905 75

N ick els a n d c e n t s ..............................................................

138 25

157 15

130 89

145 92

C h eck s, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

1,457 41

522 66

647 70

366 01

T o ta ls ............................................................................

$117,413 95

$127,381 77

$111,940 38

$112,378 33

C ap ital s to ck p aid i n ........................................................

$29,000 00

$29,000 00

$29,000 00

$29,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id .................................................................

1,500 00

1,500 00

2,000 00

2,000 00

3,697 55

4,886 41

3,048 42

3,939 09

\j

L ia b ilitie s.

D iv id e n d s u n p a id .................................................. , .........
f!nTumei'cial d e p o sits s u b je c t to c h e e k ....................

59,360 35

68,673 19

52,877 22

48,548 00

C o m m ercial c e rtific a te s o f d e p o s it............................

3,273 55

2,753 50

3,293 50

3,644 30

D u e to b a n k s an d b a n k e r s .............................................

118 39

144 63

522 25

2,021 48

S a v in g s d e p o s its ...............................................................

10,836 36

11,850 82

12,207 99

16,435 76

S a y in g s c e rtific a te s o f d e p o s it...................................

9,627 75

8,573 22

8,991 00

6,789 70

$117,413 95

$127,381 77

$111,940 38

$112,378 33

C ertified c h e c k s ,...............................................................
C ash ie r’s ch e c k s o u ts ta n d in g .......................................

N o te s an d b ills re d is c o u n te d .......................................
F ills p a y a b le .......................................................................
T o ta ls ,............................................................................


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Federal Reserve Bank of St. Louis

142

STATE B A N K IN G D E PA R T M E N T
No. 60.
MUSKEGON SAVINGS BANK, MUSKEGON.
O rg a n iz e d D ecem b er 1, 1887.

H . N . I I oyey , P r e s id e n t;

J . F . D e n s l o w , V ice P r e s id e n t; C. C. B i l l in g h u r s t , 2d V ice
P r e s id e n t; F . E . H a m m o n d , C ash ier.

D ir e c t o r s .— C. C. B illin g h u r s t, F . E . H a m m o n d , P a u l S. M oon, H . N. H ovey, J . F . D en slo w
W illia m C a r p e n te r , C. L. T h o m p so n , T h o s. M unroe.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$195,829 63

$208,028 61

$231,829 78

$245,991 56

B on d s, m o rtg a g e s a n d s e c u r itie s ................................

89,871 99

88,866 67

106,769 24

121,309 85

P re m iu m s p a id on b o n d s ...............................................

1,631 25

1,631 25

4,086 39

5,645 89

O v e r d r a f ts ...........................................................................

115 40

227 39

1,028 60

B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

3,300 00

3,213 35

2,717 50

2,717 50

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..............................................................................

18,265 83

18,096 26

14,749 68

13,526 85

D ue fro m b a n k s in re s e rv e c i t i e s ..........................

' 3,356 25

2,002 00

2,625 16

1,236 71

43,291 29

59,189 17

45,524 69

38,257 17

E x c h a n g e fo r c le a rin g h o u s e .......................................

131 87

506 60

1,862 09

2,439 92

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

9,971 00

12,409 00

11,802 00

8,497 00

G old c o in ..............................................................................

4,830 00

3,385 00

5,142 50

2,560 00

S ilv e r c o in .....................................................................

4,296 65

3,785 85

1,703 35

1,986 90

N ic k els a n d c e n t s ..............................................................

180 02

300 94

266 92

201 87

C heck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

827 71

1,097 23

653 59

761 29

$375,898 89

$402,511 93

$429,960 28

$446,161 11

$50,000 00

T o ta ls...............................................................

L ia b ilitie s.
C ap ital s to c k p a id i n ..............................................

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d ............................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d .............................................

6,000 00

6,000 00

7,000 00

7,000 00

4,G22 49

9,257 04

3,367 63

7,332 90

D iv id e n d s u n p a id ..............................................................

2 50

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

34,334 06

32,228 65

45,523 66

40,985 84

C o m m e rc ial c e rtific a te s o f d e p o s it............................

29,070 86

31,985 19

31,735 65

37,172 05

15 00

D u e to b a n k s a n d b a n k e r s .............................................

15,828 80

C ertifie d c h e c k s .................................................................
C a sh ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ..........................................................

251,868 98

273,041 05

292,318 34

287,841 52

$375,898 89

$402,511 93

$429,960 28

$446,161 11

S a v in g s c e rtific a te s o f d e p o s it...................................
N otes a n d b ills r e d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

143

STATE BA N K S OF M ICH IG A N .

No. 19.
FARMERS AND MERCHANTS’ BANK, NASHVILLE.
O rganized D ecem ber 15, 1888.
W. H. K l e i n h a n s , P re sid e n t; G. A. T r u m a n , Vice P re sid e n t; C. A. H o u g h , Cashier.
D ir e c t o r s .— L. E. K nap pen, G. A. T rum an, TV. H. K lein h an s, C. W. Sm ith, S. F. H in ch m an,
H.
R. D ick in so n , B. R. R ose.
R e p o rt o f
A p ril 26.

R eso u rc e s.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

R ep o rt of
D ec. 13.

D oans a n d d is c o u n ts ........................................................

$87,366 94

$95,787 85

$105,022 35

$100,369 64

P o n d « m o rtg a g e s find s e c u ritie s ...............................

13,689 83

13,507 83

13,647 33

12,433 70

P rp m in m s p aid on p o n d s ...............................................
O vordi’ftfts ...........................................................................

947 98

259 37

196 04

1,198 07

"Ranking h o u s e ...................................................................

2,100 00

2,100 00

2,100 00

2,100 00

F u r n itu r e a n d fix tu re s ....................................................

1,500 00

1,500 00

1,500 00

1,500 00

O th e r re a l e s ta te ,..............................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s) ,, t, .........................................................................

6,961 00

5,075 00

D u e fro m h a n k s in re s e rv e c itie s ...............................

7,598 80

8,817 82

9,170 86

16,813 54

F x c h a n g e f o r c le a rin g h o u s e .......................................
U S a n d N a tio n al h a n k c u rre n c y ..............................

3,232 00

4,435 00

2,921 00

2,911 00

Gold c o in ............................................................. ................

2,625 00

2,520 00

2,925 00

2,505 00

S ilv e r c o in ............................................................................

695 10

1,110 00

470 00

105 00

N ick els a n d c e n t s ..............................................................

292 05

66 80

24 20

20 29

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

210 00

231 05

615 93

220 00

T o ta ls ..............................................................................

$127,218 70

$135,410 72

$138,592 71

$140,176 24

C apital s to ck p aid i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S n rp l u s f n n d ..................................... ................... .............
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te re s t
an d ta x e s p a id ...............................................................

5,000 00

6,000 00

6,000 00

6,000 00

2,074 27

338 09

1,293 92

1,904 82

L ia b ilitie s.

660 00

D iv id e n d s u n p a id ............................................................
C om m ercial d e p o sits s u b je c t to c h e c k .....................

16,144 82

16,935 47

20,970 38

24,161 26

C om m ercial c e rtific a te s o f d e p o s it..........................

78,999 61

86,477 16

79,328 41

83,110 16

D u e to h a n k s and h a n k e r s ,...........................................
C ertified c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g .....................................
S a v in g s d e p o sits

..........................................................

S a v in g s c e rtific a te s o f d e p o sit

................................
6,000 00

N o tes a n d b ills re d is c o u n te d .......................................
p ills p ay ab le

........................................................

T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$127,218 70

$135,410 72

$138,592 71

$140,176 24

144

STA TE B A N K IN G D EPA R T M E N T .
No. 36.
THE PIONEER BANK, NORTH BRANCH.
O rganized J u ly 30, 1885.

R eorgan ized O ctober 1, 1889.

C. W . I>a i .lai :d , P re sid e n t; A l b e r t S. S h o r e s , Vice P re sid e n t; W . M a h o n , cashier.
D ir e c t o r s .— Geo. P eck,

A lbert H. L eete, C. W. B a llard , A.
J a m es E. L eete, J. II. Y andecar.

R eso u rces.

R e p o rt of
A p ril 26.

S.

R e p o rt o f
J u n e 29.

Sk oles,

W illiam

R e p o rt o f
S ept. 5.

M ahon,

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$90,079 44

$88,629 23

$86,907 73

$91,811 01

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

71,452 93

68,590 42

60,561 12

71,241 97

P re m iu m s p a id o n b o n d s ...............................................
O v e r d r a f ts ...........................................................................

153 78

49 96

196 54

657 11

B a n k in g h o u s e ...................................................................

2,500 00

2,500 00

2,500 00

2,500 00

F u r n itu r e a n d fix tu re s ....................................................

500 00

500 00

500 00

500 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d h a n k e r s (n o t re s e rv e
c itie s)..................................................................................

1,652 84

1,073 77

1,800 80

3,090 46

D u e fro m b a n k s in re s e rv e c itie s ...............................

14,622 92

15,424 38

7,843 47

14,727 96

E x c h a n g e f o r c le a rin g h o u s e .......................................
D . S. a n d N a tio n a l b a n k c u rre n c y ..............................

3,010 00

4,360 00

3,909 00

2,954 00

G o ld c o in ............................................................................

1,355 00

2,000 00

2,560 00

1,640 00

S ilv e r c o i n ...........................................................................

1,090 50

257 75

814 20

900 75

N ic k els a n d c e n t s .............................................................

149 33

101 55

45 25

77 11

C h eck s, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

674 73

2,375 32

688 70

649 44

T o ta ls ..............................................................................

$187,241 47

$185,862 38

$168,326 81

$190,749 81

C ap ita l s to c k p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

4,800 00

4,800 00

5,000 00

5,000 00

1,447 30

1,722 93

3 59

2,688 68

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

27,841 92

26,407 08

16,213 70

24,335 28

C o m m e rc ial c e rtific a te s o f d e p o s it............................

1,159 80

1,159 80

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s ................................................................
C a sh ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ................................................................

56,177 98

60,088 01

65,067 61

73,665 18

S a v in g s c e rtific a te s o f d e p o s it...................................

27,814 47

23,684 56

23,041 91

23,291 92

B ills p a y a b le .......................................................................

18,000 00

18,000 00

9,000 00

11,768 75

T o ta ls ..............................................................................

$187,241 47

$185,862 38

$168,326 81

$190,749 81

N o te s a n d b ills re d is c o u n te d .......................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

/

145

STATE BA N K S OF M ICH IGA N .
No. 145.
NORTHVILLE STATE SAVINGS BANK, NORTHVILLE.
O rganized D ecem ber 10, 1892.
L. W .

S im m o n s , P re sid e n t;

E. A. C h a p m a n , F ir s t Vice P re s id e n t; F r a n k A. M il l e r ,
Second Vice P re sid e n t; L. A. B a b b it t , Cashier.

D ir e c t o r s .— E rw in A. Chapm an, L aw rence W. Sim m ons, J . M orrell Sim m ons, F. G. F errill,
F rank A. M iller, C has. H. Coldren, Chas. Y erkes.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt o f
D ec. 13.

"Loans a n d d is c o u n ts ........................................................

$94,444 59

$86,674 48

$80,078 50

$93,463 46

B onds, m o rtg a g e s a n d s e c u ritie s ................................

27,130 00

27,730 00

28,098 88

29,540 28

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts ...........................................................................

110 00

165 05

39 21

14 96

B a n k in g h o u s e .................... ...........................................

3,300 00

3,000 00

3,000 00

3.000 00

F u r n itu r e a n d fix tu re s ....................................................

1,250 00

1,250 00

1,250 00

1.000 00

28,642 06

34,484 75

44,205 84

TT. S. a n d N a tio n a l b a n k c u rre n c y ..............................

3,387 00

5,877 00

4,824 00

1,289 00

G old c o i n ............................................................................

2,500 00

2,500 00

2,500 00

2,650 00

O th e r re a l e s ta te ......................................... . ....................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ) ................................................................................
D ue fr o m b a n k s in re s e rv e c itie s ...............................

481 84
33,043 21

E x c h a n g e f o r c le a rin g h o u s e .......................................

S ilv e r c o in ...........................................................................

300 00

395 00

325 00

295 00

N ic k els a n d c e n t s .............................................................

98 51

86 74

128 93

147 00

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

894 00

254 50

363 17

93 24

T o ta ls ..............................................................................

$162,056 16

$162,417 52

$165,295 37

$164,536 15

C ap ital s to c k p a id i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

2,650 00

2,900 00

2,900 00

3,200 00

2,781 95

1,895 01

2,622 99

1,463 28

28,508 74

16,339 32

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................
C om m ercial d e p o sits s u b je c t to c h e c k ....................

568 00
29,877 50

28,137 03

1,000 00

C om m ercial c e rtific a te s o f d e p o s it...........................
D u e to b a n k s a n d b a n k e r s .............................................

134 00

175 00

C ertified c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .....................................
S a v in g s d e p o s its ...................... ........................................

62,482 10

64,613 78

65,895 10

68,046 13

S av in g s c ertific a te s o f d e p o s it...................................

39,130 61

39,303 70

40,368 54

49,312 42

$162,056 16

$162,417 52

$165,295 37

$164,536 15

N otes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................

19


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

146

STA TE B A N K IN G D E PA R T M E N T .
No. 214.
THE STATE BANK OF ONTONAGON, ONTONAGON.
O rg a n iz e d M ay 1, 1899.
J a m e s M e r c e r , P r e s id e n t ; S. L o ra n g er , V ice P r e s id e n t ; C. M e il l e u r , C ash ier.
D ir e c t o r s .— J a m e s M erce r, C. M e illeu r, S. L o ra n g e r, A. H a lte r , L. J . L o n g p re.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$84,923 69

$68,495 71

$50,965 64

$75,426 55

B o n d s, m o rtg a g e s a n d s e c u r itie s ................................

2,206 70

6,031 69

7,024 50

6,860 00

261 33

P re m iu m s p a id on b o n d s ..............................................
O v e r d r a f ts ...........................................................................

39 80

464 39

68 55

B a n k in g h o u s e ...................................................................

500 00

500 00

500 00

500 00

F u r n itu r e a n d fix tu re s ....................................................

1,216 18

1,228 78

1,228 78

1,233 78

O th e r real e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

132 46

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

3,943 17

3,714 31

18,085 89

8.470 48

7,171 35

4,448 00

3,670 00

3.500 00

1,600 00

1,000 00

1,000 00

S ilv e r c o i n ...........................................................................

120 00

300 00

300 00

N ic k els a n d c e n t s .............................................................

42 29

30 00

47 10

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

35 00

682 48

718 24

$100,133 35

$86,680 17

$83,555 84

$98,317 48

$15,000 00

$15,000 00

$15,000 00

$15,000 00

750 00

750 00

750 00

1,900 70

600 00

980 61

1,557 21

44,837 34

45,187 81

37,771 07

39,692 39

8,076 83

35 94

E x c h a n g e f o r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u rre n c y ..............................
G old c o in ............................................................................

T o ta ls .......................................................................

L ia b ilitie s.
C ap ital s to c k p a id i n ........................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d .............................................
D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................
C o m m ercial c e rtific a te s o f d e p o s it..........................
D u e to b a n k s a n d b a n k e r s .............................................

1,376 55

C ertified c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ..........................................................
C o lle c tio n s ...........................................................................

710 38

706 16

1,096 61

880 48

28,135 10

22,957 51

26,792 67

39,060 85

1,473 00

1,164 88

N o tes a n d b ills re d is c o u n te d .....................................
B ills p a y a b le .......................................................................
T o ta ls .......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

1,442 75
$100,133 35

’

1

$98,317 48

147

STATE BA N K S O F M ICH IG A N .
No. 190.
ORION STATE BANK, ORION.
O rg a n iz e d J u ly

28, 1896.

I ra C a r p e n t e r , P r e s id e n t; A. G. H a d d r il l , V ice P r e s id e n t; C r a m e r S m i t h , Cashier.
D ir e c t o r s .— I r a C a r p e n te r , A. G. H a d d rill, S a m u e l A. F lu m e r fe lt, C ra m e r S m ith ,
Geo. S w ay ze, P ow ell* C a r p e n te r , A. S. L a ird .

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S ep t. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................

$43, 312 96

$43,210 14

$45,134 03

$48,841 78

B onds, m o rtg a g e s a n d s e c u ritie s .

34. 667 91

34,659 91

33,783 11

34,593 60

93 27

22 46

147 00

10 52

1,239 92

1,239 92

1,242 42

P re m iu m s p a id on b o n d s ...............
O v e r d r a f ts ...........................................
B a n k in g h o u s e ....................................
F u r n itu r e a n d fix tu re s ....................
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)............................................................................

866 49

7,304 91

3,263 61

5,981 58

D u e fro m b a n k s in re s e rv e c itie s ..........................

334 56

5,636 54

7,155 60

8,955 72

E x c h a n g e f o r c le a rin g h o u s e .................................
U. S. a n d N a tio n a l b a n k c u rre n c y ........................

,270 00

3,856 00

2,439 00

3,433 00

G old c o in ........................................................................

795 00

980 00

1,365 00

1,305 00

S ilv e r c o i n ......................................................................

175 00

569 80

510 85

363 00

N ic k els a n d c e n t s ........................................................

84 16

103 00

122 63

55 74

529 29

128 15

163 68

119 69

$89,368 56

17,710 83

$95,324 43

$104,902 05

$15,000 00

$15,000 00

$15,000 00

$15,000 00

1,050 00

1,050 00

1,050 00

1,050 00

1,144 89

1,041 78

1,243 75

1,674 31

20,910 09

12,250 40

15,331 99

59,708 96

62,780 28

64,919 83

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t
T otals.

L ia b ilitie s.
C ap ital s to ck p a id i n ..................
S u rp lu s f u n d .................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ..........................................................
D iv id e n d s u n p a id .........................................

8 00

C o m m ercial d e p o sits s u b je c t to c h ec k .

10,653 34

C o m m ercial c e rtific a te s o f d e p o s it.......
D u e to b a n k s a n d b a n k e r s ............. ..........

7,503 11

C ertified c h e c k s .............................................
C ash ie r’s c h e c k s o u ts ta n d in g ..................
S a v in g s d e p o s its ...........................................
S a v in g s c e rtific a te s o f d e p o s it...............

6,925 92
54,009 22

N o te s a n d b ills re d is c o u n te d ...................
B ills p a y a b le ...................................................
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

3,000 00
$89,368 56

$97,710 83

$95,324 43

$104,902 05

148

STA TE B A N K IN G D EPA R T M E N T .
No. 199.
STATE SAVINGS BANK OF OVID, OVID.
O rganized October 18, 1897.

H e n r y A. P o t t e r , P re s id e n t; W m . R. S h a w , Vice P re sid e n t; H e r b e r t F. H a r r is , Cashier.
D ir e c t o r s .— H en ry A. P o tte r, O. B. C am pbell, J. E. Gerow, W . R. Sh aw , A bsalom W oodw orth,
N. J. Clark, John H. Robson, M. L. T a ft, H erbert F. H arris.

R eso u rc e s.
T,nnnfi prif| difïP.rtiiTits

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5,

R e p o rt o f
D ec. 13.

........... , , , , t ..........................

$66,936 61

$70,389 06

$62,144 01

$45,567 84

P o n d 45 in nrfgago.fi a.nd SftdiiritiftS...............................

25,041 00

27,470 00

28,341 15

29,795 00

O v e r d r a f ts ................................................................. .

1,159 60

3,505 45

1,553 26

1,013 13

B a r k in g lioiisft ...........................................................................................................

3,600 00

3,600 00

3,600 00

3.600 00

T 'nvnifnre fl.rid fix tu re s ....................................................

1,000 00

1,000 00

1,000 00

1,000 00

640 64

PrpiTiiniDS

nn h o n d s .............................................

fattier real e s ta te .............................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s) .............................................................................

289 18

740 29

638 04

E x p e n se a n d d is c o u n t...................................................

1,683 46

2,366 72

314 63

191 85

T)ne fro m fian k s in re s e ry e c itie s ...............................

4,114 72

763 03

4,029 92

19,336 51

KvcIirthtp f o r nlea.rinp’ honsp,.......................................
JJ ^ and "Naficna.1 ha.nk p.urrftiipy..............................

7,932 00

8,070 00

2,957 00

9,419 00

f^old c o in ..............................................................................

935 00

500 00

1,010 00

1,090 00

pi Iy e r n o in ...........................................................................

474 55

646 00

1,086 75

468 25

Tsfio.knls a n d c e n t s ..............................................................

130 90

62 23

27 61

72 01

C hecks, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

116 60

111 85

51 07

64 95

T o ta ls ..............................................................................

$113,413 62

$119,224 63

$106,753 44

$112,259 18

C apital Stonic paid i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d ............. .......................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
and. ta x e s p a id
, ...............................................

550 00

550 00

650 00

650 00

1,439 18

3,217 52

f!(vmiT,Prni^l d e p o sits s u b je c t to o h e o k .....................

47,907 46

37,497 54

26,861 89

29,704 79

flm ninprni^l nnrf.ifina.tn.fi o f d e p o s it............................

38,516 98

47,959 57

49,241 55

56,904 39

5,000 00

5,000 00

$119,224 63

$106,753 44

L ia b ilitie s.

P iy id n n d s u n p a id

........................................................

Gariks Rod b a n k e r s .............................................
C ertified nhnnkfi.................................................................
Cita n d in O'.......................................

C o d n 'o r ’c o h o o V a run f.

iX JlcS djlltl U ilio lC U i(5U U iuitcu...............................................................

P ills paya Pin
T o tals

--

.......................................

...........................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$113,413 02

$112,259 18

149

STATE BANKS O F M IC H IG A N
No. 185.
CITIZENS’ SAVINGS BANK OF OWOSSO, OWOSSO.
O rg a n iz e d F e b r u a r y 10, 1896.

I. H . K e e l e r , P r e s id e n t; H e r m a n C. F r i e s e k e , V ice P r e s id e n t; G. L. T aylor , C ash ier.
D ir e c t o r s .— I. H . K e ele r, H e rm a n C. F rie s e k e , W illis E . H a ll, J a m e s IV. S im m o n s,
M a r tin C. D a w e s, A lb e rt T o d d , R u d o lp h C olby, Geo. L. K e ele r, M. S. K e ele r.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
S ep t. 5.

R e p o rt of
J u n e 29.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$61,717 99

$94,045 33

$97,959 51

$88,870 88

PQfld«} m o rtg a g e s ^nd s e c u r itie s ...............................

82,894 34

77,360 10

78,537 35

82,593 72

O v e r d r a f ts ...........................................................................

436 36

785 44

730 01

5,765 90

Thanking h o n sft...................................................................

15,734 71

15,734 71

15,734 71

15,734 71

F u r n itu r e a n d fix tu re s ....................................................

2,500 00

2,500 00

2,500 00

2,500 00

D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)
• - - ..........................................................

303 61

936 07

1,334 83

6,513 55
21,785 69

O llp fro m Variks in re s e rv e c i t i e s ..............................

21,165 15

41,712 67

26,200 81

E x c h a n g e fo r el p a rin g h o u s e .......................................

281 26

720 68

193 03

81 42

U S an d "National h a n k c u rre n c y ..............................
/
CJ-old c o in ..............................................................................

7,463 45

9,105 00

6,454 00

7,434 00

1,180 00

1,262 50

1,535 00

1,982 50

S ilv er c o i n ...........................................................................

1,775 00

1,796 50

2,129 50

1,919 50

N ick els anrl c e n t s ..............................................................

186 46

126 51

188 65

221 39

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

806 97

185 95

1,479 06

226 09

T o ta ls ..............................................................................

$196,445 30

$245,335 39

$241,091 25

$230,450 63

C ap ital s to ck p a id in ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d fa x e s p aid ................................................................

1,500 00

1,500 00

1,700 00

1,700 00

608 52

1,974 95

6,379 46

2,740 67

C om m ercial d e p o sits subject, to c h e c k ....................

37,518 09

63,557 95

51,945 80

56,263 12

C o m m ercial c e rtific a te s o f d ep o sit.............................

394 42

374 42

145 42

145 42

L ia b ilitie s.

128 65
«

1,200 00

{■savings d e p o s its ...............................................................

49,580 48

71,204 82

70,901 02

51,149 25

S a v in g s c e rtific a te s o f d e p o s i t ...................................

56,843 79

56,723 25

59,890 90

67,252 17

Total s ..............................................................................

$196,445 30

$245,335 39

$241,091 25

$230,450 63


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

150

STA TE B A N K IN G D E PA R T M E N T .
No. 112.
OWOSSO SAVINGS BANK, OWOSSO.
O rg a n iz e d J a n u a r y 22, 1891.

C h a s . B. R ig l e y , P r e s id e n t; C h a s . W . G a l e , V ice P r e s id e n t; A. D. W h i p p l e , C a sh ie r ;
J . C. V a n C a m p , A s s is ta n t C a sh ie r ; F. W. L a w r e n c e , 2d A s s is ta n t C ash ier.
D ir e c t o r s .— W illia m A. W o o d ard , C h a rle s E. R ig ley, C has. W. G ale, Geo. T. M ason,
W . M. K ilp a tric k , W a d e B. C a m h u rn , E . F . D u d ley .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

L o an s a n d d is c o u n ts ........................................................

$217,333 51

$202,720 45

$180,837 92

$191,700 22

B o n d s, m o rtg a g e s a n d s e c u ritie s ...............................

83,300 42

79,211 59

87,937 59

95,108 83

R e p o rt of
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e rd ra fts ..............*.....................................
B a n k in g h o u s e ...................................................................

610 03

1,614 81

3,785 60

2,485 61

13,000 00

, 13,000 00

13,000 00

13,000 00

F u r n itu r e a n d fix tu re s ....................................................

2,500 00

2,500 00

2,500 00

2,500 00

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

17,826 71

17,701 71

17,709 71

16,859 71

1,000 81

5,298 60

244 67

1,112 49

D u e fro m h a n k s in re s e rv e c itie s ...............................

18,079 38

16,795 56

18,985 51

20,204 75

E x c h a n g e f o r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u rre n c y ............................

8,863 00

5,705 00

1,722 00

5,010 00

G old c o in ..........................................................................

6,910 00

6,105 00

7,510 00

11,090 00

S ilv e r c o in .........................................................................

2,439 50

4,011 60

4,903 30

4,550 00

N ic k els a n d c e n t s ..............................................................

216 30

169 21

428 07

165 16

C h eck s, c ash ite m s a n d in te r n a l r e v e n u e a c c o u n t

579 47

391 02

186 67

282 37

$372,659 13

$355,224 55

$339,751 04

$364,069 14

$100,000 00

$100,000 00

$100,000 00

$100,000 00

20,000 00

20,000 00

10,200 00

9,737 44

2,198 73

4,626 80

879 86

2,645 14

C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................

60,476 82

53,490 84

52,123 36

58.459 00

C o m m ercial c e rtific a te s o f d e p o s it...........................

10,000 00

T o ta ls ................................................ .......................

L ia b ilitie s.
C ap ital s to ck p a id i n ....................................................
S u rp lu s fu n d . ......................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................... .
D iv id e n d s u n p a id ..............................................................

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C a sh ie r’s c h ec k s o u t s t a n d i n g .....................................
S a v in g s d e p o s its ................................................................

88,771 59

89,251 88

87,061 40

94,308 83

S a v in g s c e rtific a te s o f d e p o s it............................ .

91,211 99

87,855 03

89,486 42

98,918 73

$372,659 13

$355,224 55

$339,751 04

$364,069 14

N o te s a n d h ills r e d is c o u n te d .......................................
B ills p a y a b le ........................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

151

STATE BA N K S OF M ICH IGA N .
No. 34.
OXFORD SAVINGS BANK, OXFORD.
O rganized Jun e 12, 1884.
W il l ia m
D ir e c t o r s .— A llen

J. T u n s t e a d , P r e s i d e n t ; C. L. R a n d a l l , V ic e
C l a r e n c e E. S t a n t o n , C a s h ie r .
H osm er,

C harles F. T u n stea d , N. H. C raw ford,
C. L. R andall, C larence E. S tan ton .

P r e s id e n t;

W illiam

J.

T u n stead ,

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

L o an s a n d d is c o u n ts ........................................................

$112,451 95

$102,338 09

$102,428 42

$122,212 03

B onds, m o rtg a g e s an d s e c u r itie s ...............................

53,817 39

53,949 79

53,895 79

53,786 98

R e p o rt of
D ec. 13.

P re m iu m s p a id o n P o n d s ...............................................
O v e r d r a f ts ..........................................................................

42 14

115 56

35 89

16 77

B an k in g h o u s e ...................................................................

3,000 00

3,000 00

3.000 00

3.000 00

F u r n itu r e a n d fix tu re s ....................................................

1,200 00

1,200 00

1.000 00

1.000 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r h a n k s a n d h a n k e rs (n o t re s e rv e
c itie s)..................................................................................

43 80

81 30

815 02

17 30

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

20,815 10

11,895 88

7,691 39

10,639 49

*

E x c h a n g e fo r c le a rin g h o u s e .......................................
U. S. a n d N a tio n a l b a n k c u r r e n c y ..............................

4,704 00

5,506 00

3,025 00

5,080 00

G o ld c o in ..............................................................................

2,305 00

2,625 00

3,245 00

2,835 00

S ilv e r c o in ...........................................................................

835 50

815 40

789 85

241 85

N ic k els a n d c e n t s .............................................................

119 92

153 23

122 07

84 89

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

558 83

429 62

309 64

425 29

T o ta ls..............................................................................

$199,893 63

$182,109 87

$176,358 07

$199,339 60

C ap ital s to c k p aid i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ...............................................................

25,000 00

25,000 00

25,000 00

25,000 00

5,744 19

7,040 28

6,336 89

8,822 17

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................

42,911 87

28,153 17

30,211 69

28,733 09

C o m m ercial c e rtific a te s o f d e p o s it............................

27,835 11

36,295 14

29,136 98

28,485 36

D u e to h a n k s a n d b a n k e r s .............................................

150 00

60,621 28

60,672 51

55,557 85

C ertified c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g .....................................
S a v in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o s i t ...................................

13,241 13
63,252 46

N o te s a n d b ills re d is c o u n te d ..................................... '.

1,500 00

B ills p a y a b le .......................................................................

10,000 00

T o ta ls ..............................................................................

$199,893 63


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

13,000 00
$182,109 87

$176,358 07

$199,339 60

152

STA TE B A N K IN G D EPA R T M E N T .
No. 59.
PAW PAW SAVINGS BANK, PAW PAW.
O rganized M ay 10, 1886.
F . W . S e l l ic k , P r e s id e n t; J . J . W oodm an , V ice P r e s id e n t; J o h n W . F e e d , C ashier.

D ir e c t o k s .— F. W. S ellick , W illia m J. Sellick, W. R. S ellick , J. J. W oodm an, C. E. L vle
L.
H. T itu s, J. W. Free, D. M orrison.
I
R eso u rc e s.

L o an s a n d d is c o u n ts ...........................................
R onds, m o rtg a g e s a n d s e c u ritie s .............................

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt o f
D ec. 13.

$75,657 85

$70,089 32

$69,834 97

$78,595 84

25,672 38

41,923 39

42,389 97

39,783 59

904 49

1,179 47

1,377 22

798 51

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts .........................................................
B a n k in g h o u s e ............................................................
F u r n itu r e a n d fix tu re s ....................................................

3,005 37

3,005 37

3,005 37

3,005 37

O th e r re a l e s ta te ....................................................
D u e fro m o th e r h a n k s a n d h a n k e rs (n o t re s e rv e
c itie s).................................................................................

3,101 74

3,100 74

3,078 79

3,458 79

15,678 40

14,627 46

13,681 26

627 90

E x p e n ses a n d ta x e s p a id ................................................

749 45

D ue fro m h a n k s in re s e r v e c itie s ...............................

31,568 92

E x c h a n g e fo r c le a rin g h o u s e .......................................

619 63

U . S. a n d N a tio n a l h a n k c u r r e n c y ............................

1,180 00

4,258 00

4,905 00

5,279 00

G old c o in ........................................................

2,090 00

2,025 00

2,000 00

2,127 50

942 60

851 50

675 50

948 80

17 34

52 32

60 71

54 33

100 00

364 90

498 11

740 04

$145,488 22

$142,528 41

$143,202 55

$148,473 03

$40,000 00

$40,000 00

$40,000 00

$40,000 00

400 00

400 00

600 00

600 00

411 01

1,513 93

709 65

1,370 28

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

42,558 52

24,348 51

25,166 52

29,384 36

C o m m ercial c e rtific a te s o f d e p o s it............................

62,118 69

76,265 97

76,726 38

77,118 39

$145,488 22

$142,528 41

$143,202 55

$148,473 03

S ilv e r c o in .................................................................
N ic k els a n d c e n t s ........................................................
C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t
T o ta ls .................................................................

L ia b ilitie s.
C ap ital s to c k p a id i n .............................................
S u rp lu s f u n d ...........................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ..................................................
D iv id e n d s u n p a id ....................................................

D u e to b a n k s a n d h a n k e r s .............................................
C ertified c h e c k s ..............................................................
C ash ie r’s c h e c k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s i t ............. .....................
N o tes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ....................................................
T o ta ls.........................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

153

STATE BANKS OF M ICH IG A N .
No. 132.
STATE BANK OF PERRY, PERRY.
O rganized F ebruary 20, 1892.
L. M. M a r s h a l l , P r e s i d e n t ;

C. II. C a l k in s , V ic e P r e s i d e n t ;

C. M. S p a l d in g , C a s h ie r .

D ir e c t o r s .— C lifto n M. Sp ald in g, G. R. B ran d t. R. S. O lcott, C. H . C alkins,
Mrs. M. A. M arshall.
R e p o rt o f
A p ril 26.

R eso u rc e s.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt pf
D ec. 13.

U oans a n d d is c o u n ts ........................................................

$45,002 73

$41,267 76

$39,231 94

$29,231 33

P o n d s m o rtg a ,p *p.s am i s e c u ritie s ...............................

8,137 00

8,137 00

7,861 00

7,960 00

P a n k in g "house...................................................................

2,200 00

2,200 00

2,200 00

2,200 00

F u r n itu r e a n d fix tu re s ....................................................

1,300 00

1,300 00

1,300 00

1,300 00

4,826 60

6,145 75

10,260 31

28,583 97

P re m iu m s pairl on b e n d s
O varii ra f ts

384 30

.......................................

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ),................................................................................
O n e fro m h a n k s in re s e rv e c itie s ...............................
F x c h a n g e fo r c le a rin g h o u s e .......................................
XT, S- a n d "National h a n k c u rre n c y ..............................

3,471 00

1,670 00

85 00

537 00

G old c o in ..............................................................................

5,610 00

5,025 00

4,795 00

4,685 00

S ilv e r c o i n ..................... ..................................................

173 00

383 25

165 65

185 80

"Nickels a n d c e n t s ..............................................................

29 33

18 56

12 59

41 23

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

75 50

83 20

' 140 50

213 36

T o ta ls ..............................................................................

$70,825 16

$66,614 82

$66,051 99

$74,937 69

$16,000 00

$16,000 00

$16,000 00

$16,000 00

3,600 00

3,600 00

4,000 00

4,000 00

1,246 65

1,454 17

430 77

1,337 15

12,112 32

9,741 01

12,203 88

15,665 12

37,866 19

35,819 64

33,417 34

37,935 42

$70,825 16

$66,614 82

$66,'051 99

$74,937 69

L ia b ilitie s.
C ap ital sto c k p a id i n .......................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a id ................................................................
O iv id e n d s u n p aid
C o m m ercial d e p o sits s u b je c t to c h e c k .....................
C om m ercial c e rtific a te s o f d e p o s it............................
O n e to h a n k s a n d h a n k e rs
C ertified c h ec k s
C ash ie r’s c h ec k s o u ts ta n d in g
S a v in g s d e p o sits

---

.......................................

Savinp*s c e rtific a te s o f d e p o sit
N o tes a n d h ills re d is c o u n te d
P ills p ay ab le

.....................................

T o ta ls ..............................................................................

20


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

154

STA TE B A N K IN G D EPA R T M E N T .
No. 119.
THE

FIRST

STATE

BANK

OF

PETOSKEY,

PETOSKEY.

O rg a n iz e d J u ly 21, 1891.
I ra C h i c h e s t e r , P r e s i d e n t ;

G e o . S.

R i c e , V ic e

P r e s id e n t;

Leon

C h i c h e s t e r , C a s h ie r .

D ir e c t o r s .— I r a C h ic h e s te r, E. E . C h ic h e s te r, L eon C h ic h e s te r, B e r t H . C ook, Geo. S. R ice.
R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

L o an s a n d d is c o u n ts ........................

$187,710 98

$193,471 22

$181,139 24

$172,953 41

B onds, m o rtg a g e s a n d s e c u ritie s .

24,614 03

23,965 70

23,835 44

24,111 57

1,674 60

3,569 89

3,800 74

2,985 30

2,985 30

2,985 30

2,985 30

640 00

640 00

640 00

640 00

1,500 00

3,795 73

49 00

16,728 07

13,780 73

37,183 27

11,784 90

R eso u rc e s.

R e p o rt of
D ec. 13.

P re m iu m s p a id on b o n d s ...............
O v e r d r a f ts ...........................................
B a n k in g h o u s e ..................................
F u r n itu r e a n d fix tu re s ....................
O th e r re a l e s t a t e ..........................................................
D ue fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)............................................................................
D u e fro m D. S. t r e a s u r e r .........................................
D ue fro m b a n k s in re s e rv e c i t i e s ........................

681 00

E x c h a n g e fo r c le a rin g h o u s e ..................................
D . S. a n d N a tio n a l b a n k c u r r e n c y ........................

13,904 00

12,796 00

21,756 00

3,934 00

G old c o in .........................................................................

2,342 50

2,927 35

5,024 30

5,177 50

S ilv e r c o i n .....................................................................

1,008 35

2,855 20

1,612 40

1,582 70

N ick els a n d c e n t s ........................................................

401 75

493 94

205 46

587 80

1,971 11

2,013 43

2,113 70

2,501 09

$255,480 69

$263,294 49

$281,025 85

$226,644 08

$40,000 00

$40,000 00

$40,000 00

$40,000 00

10,000 00

10,000 00

10,000 00

10,000 00

4,660 77

6,183 70

5,540 63

8,322 72

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t
T otals.

L ia b ilitie s.
C ap ital s to c k p a id i n ....................
S u rp lu s f u n d .................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ..........................................................
D iv id e n d s u n p a id ........................................................

540 00

C o m m ercial d e p o sits s u b je c t to c h e c k ...............

98,681 74

97,634 59

123,512 69

78,752 67

C o m m ercial c e rtific a te s o f d e p o s it......................

78,051 03

69,749 86

86,729 38

78,039 52

D u e to b a n k s a n d b a n k e r s .......................................

6,067 49

3,502 86

14,703 15

2,060 17

18,019 66

31,223 48

C ertifie d c h e c k s ...........................................................
C ash ie r’s c h ec k s o u ts ta n d in g .................. .............
S a v in g s d e p o s its .........................................................
S a v in g s c e rtific a te s o f d e p o s it...............................
N o tes a n d b ills re d is c o u n te d ..................................
B ills p a y a b le ..................................................................
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

9,469 00

5,000 00
$255,480 69

$263,294 49

$281,025 85

$226,644 08

155

STATE BA N K S OP M ICH IG A N .
No. 99.
PLYMOUTH SAVINGS BANK, PLYMOUTH.
O rganized M ay 29, 1890.
E. C. L e a c h , P r e s i d e n t ; L. C. H o u g h , V ic e P r e s i d e n t ; E. K. B e n n e t t , C a s h i e r ;
C. A. F i s h e r , A s s i s t a n t C a s h ie r .

D ir e c t o r s .— E. C. L each, L. Ii. B en n ett, I. N. S tark w eath er, J . B. T illo tso n , George S.
V an Sickle, L. C. H ough, T. V. Q uackenbush, E. K. B en n e tt, W. O. A llen.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

"Loans a n d d is c o u n t s ......................................................

$181,604 81

$175,780 36

$169,007 15

$167,055 35

R onds, m o rtg a g e s a n d s e c u r itie s ................................

54,588 35

79,578 35

80,203 35

78,673 35

P re m iu m s p a id on b o n d s ..............................................
O v e rd ra fts ...........................................................................

15 39

152 38

67 19

466 45

R an k in g h o u s e ...................................................................

4,500 00

4,500 00

4,500 00

4,500 00

F u r n itu r e a n d fix tu re s ....................................................

3,022 98

3,022 98

3,022 98

3,022 98

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)............................................................... ..................

5,000 00

5,000 00

4,000 00

4,000 00

O ne fro m b a n k s in re s e rv e c itie s ...............................

40,011 72

18,111 10

14,946 98

23,159 08

TT. S. an d N atio n al b a n k c u r r e n c v ..............................

4,641 00

4,243 00

3,961 00

2,715 00

E x c h a n g e fo r c le a rin g h o u s e .......................................

325 80

G old c o in ..............................................................................

8,295 00

5,640 00

6,160 00

6,837 50

S ilv e r c o in ..........................................................................

2,328 10

1,697 65

2,094 10

2,215 30

N ic k els an d c e n t s ..............................................................

26 41

84 37

47 43

27 65

Ghec.ks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

77 22

572 00

1,205 82

424 45

T o ta ls ..............................................................................

$304,110 98

$298,382 19

$289,216 00

$293,422 91

C ap ita l sto ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d ......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

10,000 00

10,000 00

10,000 00

10,000 00

7,458 99

7,155 87

5,778 73

9,085 70

D iv id e n d s u n p a id .............................................................

120 00

100 00

367 50

15 00

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

62,022 72

44,747 74

44,394 63

40,833 44

C o m m e rc ial c e rtific a te s o f d e p o s it.........................

48,991 15

40,054 64

37,287 15

44,879 20

125,518 12

146,323 94

141,387 99

138,609 57

$304,110 98

$298,382 19

$289,216 00

$293,422 91

L ia b ilitie s.

O ne f,o b a n k s a n d b a n k e rs . .
C ertified c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it ...
N otes and b ills re d is c o u n te d . . .
R ills p a y a b le ,.......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

156

STA TE B A N K IN G D E PA R T M E N T .
No. 14G.
FIRST COMMERCIAL BANK, PONTIAC.
O rganized D ecem ber 24, 1892.
A. P a r k e r , P r e s i d e n t ; G. J aco bs , V i c e P r e s i d e n t ; F. G. J a co bs , C a s h i e r ;
C. E. W aldo , A s s i s t a n t C a s h ie r .

D ir e c t o r s .— G.

Jacobs,

Abram P arker, C. G. F reem an, C. M.
John H. P a tte rso n , W m. H. D aw son .

C rofoot,

A.

C.

B ald w in ,

R eso u rces.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

L o a n s a n d d is c o u n ts ......... ..............................................

$663,917 54

$585,915 56

$530,968 76

$573,798 82

B onds, m o rtg a g e s a n d s e c u r itie s ...............................

95,009 28

93,757 98

96,264 46

94,080 21

9,641 72

R e p o rt of
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................

7,400 74

2,851 15

3,054 95

B a n k in g h o u s e ...................................................................

7,000 00

7,000 00

7,000 00

7,000 00

F u r n itu r e a n d fix tu re s ..................................................

2,775 00

2,775 00

2,600 00

2,600 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................

5,942 50

5,942 50

5,942 50

5,942 50

100 00

217 55

D u e fro m b a n k s in re s e rv e c itie s ................................

33,643 62

40,792 02

64,985 63

62,859 59

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

11,324 00

12,379 00

7,633 00

12,267 00

1,772 17

E x c h a n g e fo r c le a rin g h o u s e .......................................

850 00

G old c o in ..............................................................................

10,750 00

11,017 50

11,537 50

11,405 00

S ilv e r c o in ............................................................................

3,142 00

1,092 19

851 50

1,842 00

N ic k els a n d c e n t s ..............................................................

800 08

950 00

300 00

750 47

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,983 50

3,309 00

3,334 41

2,627 35

$843,788 26

$767,999 45

$734,472 71

$787,436 83

C apital s to ck p a id i n ........................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ................................................................

9,750 00

9,750 00

10,250 00

10,250 00

14,214 15

17,406 32

13,389 49

18,709 25

D iv id e n d s u n p a id ..............................................................

5 00

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

153,532 15

156,120 34

155,171 81

171,050 08

C o m m ercial c e rtific a te s o f d e p o s it............................

309,378 25

309,386 87

304,742 93

222,203 25

153,609 75

150,892 62

150,918 48

169,488 85

103,298 96

24,443 30

$843,788 26

$767,999 45

T o t a l s ............................................................................

L ia b ilitie s.

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g ;.......................................
S a v in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o s it.....................................
N o te s a n d b ills re d is c o u n te d .......................................

95,735 40

B ills p a y a b le ..............................................................
T o ta ls ..................................... .........................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$734,472 71

$787,436 83

157

STATE BANKS OF M ICH IG A N .
No. 149.
OAKLAND COUNTY SAVINGS BANK, PONTIAC.
O rganized D ecem ber 29, 1892.
J o s h u a H i l l , P r e s i d e n t ; H . F . M e s s i n g e r , V i c e P r e s i d e n t ; F . L. P e r r y , C a s h i e r ;
G.
F. P e r r y , A s s i s t a n t C a s h ie r .

D ir e c t o r s .— Josh u a H ill, H. F. M essinger, F rank L. Perry, H a r tw e ll Green, P. B. P h elp s,
C hauncy B race, ,T. A. G raley.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

L e a n s anil d is c o u n ts ........................................................

$145,589 39

$162,490 50

$166,495 71

$174,693 18

P o n d s rnnrf.ga P'P.s a n d s e c u ritie s ................................

196,428 77

188,221 77

185,023 77

186,820 99

994 43

1,338 36

1,025 95

912 60

R e p o rt of
D ec. 13.

P re m iu m s p a id on b o n d s ..............................................
O v e r d r a f ts ...........................................................................
B ankin g ’ h o u s e ...................................................................
F u r n itu r e a n d f i x t u r e s ..................................................

3,247 75

3,247 75

3,247 75

3,247 75

O th e r real e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

1,971 29

1,971 29

1,971 29

1,971 29

10 00

91 07

D ue fro m h a n k s in re s e r v e c itie s ...............................

16,912 21

37,215 38

29,529 21

28,980 13

u S and N a tio n al h a n k c u rre n c y ..............................

6,249 00

9,111 00

9,631 00

12,625 00

G old c o in ..............................................................................

6,567 50

7,047 50

7,190 00

8,630 00

S ilv e r c o i n .........................................................................

916 00

1,264 00

1,330 00

1,278 80

N ick els a n d c e n t s .............................................................

102 91

150 43

188 61

179 14

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

732 51

842 84

730 79

1,134 03

T o ta ls ..............................................................................

$379,721 76

$412,991 89

$406,364 08

$420,564 59

C ap ital s to ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

3,500 00

3,500 00

4,000 00

4,000 00

6,571 44

2,871 04

2,145 55

1,754 76

91 68

E x c h a n g e f o r c le a rin g h o u s e .......................................

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................

100 00
45,052 96

43,769 16

43,648 17

40,581 16

S av in g s d e p o s its ...............................................................

150,624 16

164,449 07

168,314 82

186,106 58

S av in g s c e rtific a te s o f d e p o s it.....................................

123,973 20

130,402 62

129,655 54

138,122 09

18,000 00

8,500 00

$412,991 89

$406,364 08

C om m ercial c e rtific a te s o f d e p o s it............................
D ue to b a n k s an d b a n k e r s .............................................
C ertified c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................

N otes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$379,721 76

$420,564 59

158

STA TE B A N K IN G D E PA R T M E N T .
No. 211.
PONTIAC SAVINGS BANK, PONTIAC.
O rg a n iz e d N o v e m b er 1, 1898.

J a m e s A. J a c o k e s , P r e s i d e n t ;

H a rry C o l e m a n , V i c e P r e s i d e n t ;

D. H .

P o w e r , C a s h ie r .

D ir e c t o r s .— J a m e s A. J a c o k e s, P r a n k H . C a rro ll, E lm e r R. W e b s te r, S a lm o n S. M a tth e w s ,
H a r r y C o lem an , S. J . T o m lin so n , D. H . P o w e r.
R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R ep o rt of
S e p t. 5.

L o a n s a n d d is c o u n ts ........................

$275,595 08

$268,749 00

$239,037 10

$245,428 52

B o n d s, m o rtg a g e s a n d s e c u ritie s .

190,240 21

193,462 56

203,552 56

218,849 56

R eso u rc e s.

R e p o rt of
D ec. 13.

P re m iu m s p aid o n b o n d s ...............
O v e r d r a f ts ...........................................

521 09

903 77

771 79

2 48

B an k in g h o u s e ...................................

8,000 00

8,000 00

8,000 00

8.500 00

F u r n itu r e a n d fix tu re s ....................

3,486 05

3,486 05

3,486 05

3.500 00

O th e r re a l e s ta te ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)............................................................................

7,031 00

7,000 00

3,000 00

6,673 04

D u e fro m b a n k s in re s e rv e c itie s ...............................

43,836 04

51,899 22

59,864 20

47,231 31

16,114 00

E x c h a n g e f o r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l h a n k c u r r e n c y ..............................

7,697 00

9,962 00

8,137 00

G old c o in ..............................................................................

7,810 00

8,624 80

6,294 80

7,660 00

S ilv e r c o in ...................................................... ...................

868 00

1,634 00

1,704 00

1,589 00

N ick els a n d c e n t s ..............................................................

19 05

68 10

89 30

152 56

C hecks, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

5,104 17

910 40

372 44

1,351 54

$550,207 69

$554,699 90

$534,309 24

$557,052 01

$50,000 00

$50,000 00

$50,000 00

$50,000 00

600 00

600 00

600 00

600 00

5,115 09

6,252 21

7,255 90

11,782 11

T otals.

L ia b ilitie s.
C ap ital s to c k p a id i n ...................
S u rp lu s f u n d ............., ............................... ............... .
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ...........................................................
D iv id e n d s u n p a id .........................................
C o m m ercial d e p o sits s u b je c t to c h e c k .

83,738 24

89,134 04

68,073 87

59,509 24

C o m m ercial c e rtific a te s o f d e p o s it.......

54,043 39

38,399 11

31,344 63

49,167 63

D u e to b a n k s a n d b a n k e r s ........................
C ertifie d c h e c k s ............................................
C ash ie r’s c h e c k s o u ts ta n d in g ..................
S a v in g s d e p o s its ...........................................

172,907 33

188,310 86

198,431 19

208,985 55

S a v in g s c e rtific a te s o f d e p o s it...............

183,803 64

182,003 68

178,603 65

177,007 48

$550,207 69

$554,699 90

$534,309 24

$557,052 01

N o tes a n d b ills re d is c o u n te d ...................
B ills p a y a b le ..................................................
T o tals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

159

STATE BANKS O F M ICH IG A N
No. 75.
THE

COMMERCIAL

BANK,

PORT

HURON.

O rganized J a n u a ry 30, 1882.
C h a r l e s A. W ard , P r e s i d e n t ; W il l ia m I I a k t s u f f , V i c e P r e s i d e n t ; A. D. B e n n e t t , C a s h i e r ;
C. N. R u n n e l s , A s s i s t a n t C a s h ie r .
D ir e c t o r s .— John G. O 'N eill, W illia m H a rtsu ff, C harles A. W ard, J. A. D avid son ,
D. N. R unn els, R obert W alsh, A. D. B en n ett, A lbert D ixon, J. E. B o tsfo rd , W. F. D avidson.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

L o an s a n d d is c o u n ts ........................................................

$617,950 67

$601,660 84

$567,807 97

$679,888 65

B onds, m o rtg a g e s a n d s e c u ritie s ................................

344,262 60

341,630 23

351,543 39

363,367 64

R e p o rt o f
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e rd ra fts ...........................................................................

12 00

32 99

203 86

75 96

B a n k in g h o u s e ...................................................................

27,600 00

27,900 00

30,000 00

30,000 00

F u r n itu r e a n d fix tu re s ....................................................

8,000 00

3,200 00

3,200 00

8,000 00

O th e r real e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s ).................................................................................

17,488 11

25,659 89

22,049 92

10,504 77

D ue fro m b a n k s in re s e rv e c itie s ...............................

177,488 36

57,710 73

61,117 92

88,801 30

E x c h a n g e fo r c le a rin g h o u s e .......................................

8,684 49

12,223 15

5,643 50

18,233 37

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

36,030 00

20,355 00

31,891 00

56,061 00

G old c o in ..............................................................................

200 00

8,138 00

13,488 00

5,383 00

S ilv e r c o in ...........................................................................

1,662 00

2,631 00

3,369 00

4,566 00

N ick els a n d c e n t s .............................................................

182 29

186 97

241 63

253 25

C heck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

643 16

585 06

2,221 11

11,365 82

T o ta ls .............................................................................. $1,235,403 68 $1,101,913 86 $1,097,577 30

$1,276,500 76

L ia b ilitie s.
C ap ital s to ck p a id i n .......................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

25,000 00

25,000 00

25,000 00

25,000 00

42,057 21

43,325 93

41,179 47

44,437 04

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

510,632 98

362,494 83

325,628 60

348,791 87

C o m m e rc ial c e rtific a te s o f d e p o s it............................

116,936 91

118,994 71

101,692 99

191,981 74

36,811 54

19,176 07

S u rp lu s f u n d ...................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ..................................................
D iv id e n d s u n p a id .............................................................

D ue to b a n k s a n d b a n k e r s ............................................
C ertifie d c h e c k s .................................................................

300 00

1,000 00

C ash ie r’s c h ec k s o u ts ta n d in g ......................................
S a v in g s d e p o s its ..............................................................

440,476 58

452,098 39

467,264 70

546,114 04

T o t a ls ............................................................................. $1,235,403 68 $1,101,913 86 $1,097,577 30

$1,276,500 76

S a v in g s c e rtific a te s o f d e p o sit .................................

...................

N otes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

160

STA TE B A N K IN G D E PA R T M E N T .
No. 49.
PORT HURON SAVINGS BANK, PORT HURON.
O rganized J a n u a ry 1, 1873.

H e n r y M c M o r r a n , P r e s i d e n t ; J a m e s H . W h i t e , V i c e P r e s i d e n t ; C h a r l e s F . H a r r in g t o n ,
C a s h i e r ; C. D. T h o m p s o n , A s s i s t a n t C a s h ie r .
D ir e c t o r s .— Ja m es H. W hite, N elso n M ills. H en ry M cM orran, C harles F. H arrin gton ,
Chas. D. T hom pson.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

T>eans an d d is c o u n ts ........................................................

$302,527 45

$293,578 05

$316,198 71

$304,788 67

p>r»nda m o rtg a g e s an d s e c u r itie s ................................

151,447 97

150,665 82

140,399 15

125,223 71

3,760 55

106 51

2,275 91

1,579 87

Purrn fn rp . arid fix tu re s ....................................................

2,350 00

2,350 00

2,350 00

. 2,350 00

OtliPv real e s ta te .
.................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
p.i tie s )..................................................................................

453 05

453 05

464 25

1,745 66

R e p o rt of
D ec. 13.

P re m iu m s pair! on lion ( I s ...............................................
O v e r d r a f ts ...........................................................................
"Rankinp* h o u s e ...................................................................

JfPlP fro m p in k 's in re s e r v e c i t i e s ..............................

15,097 40

58,398 35

42,643 40

89,382 27

D x c h a n p*p fo r clparing; h o u s e .......................................

6,500 95

3,870 08

9,124 17

2,322 45

TJ S a n d IVafienal Panic c u rre n c y ..............................

17,342 00

22,026 00

20,50.8 00

6,130 00

C old c o i n .............................................................................

2,067 50

77 50

1,585 00

515 00

S ilv e r c o i n ...........................................................................

2,530 40

179 00

940 85

580 64

N ick els a n d c e n t s ..................................... .......................

168 60

86 09

101 17

100 36

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

128 72

84 93

90 67

174 43

T o ta ls..............................................................................

$504,374 59

$531,875 38

$536,681 28

$534,893 06

C apital s to ck pa,id i n ........................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

20,000 00

20,000 00

20,000 00

20,000 00

36,455 84

39,700 92

35,502 17

35,821 59

65,812 75

72,746 93

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k ....................

45,859 09

76,512 63

C o m m ercial c e rtific a te s o f d e p o s it............................

10,663 04

9,439 15

10,052 15

6,996 64

D u e to b a n k s a.nd b a n k e r s .............................................

. 27,972 76

25,000 00

25,721 00

20,000 00
1,234 82

,

C ertified c h e c k s .................................................................

524 82

224 82

C ash ie r’s c h ec k s outstanding*.......................................

135 00

11 20

70 00

S a v in g s d e p o s its ....... ........................................................

262,764 04

261,222 68

279,357 19

278,023 08

$504,374 59

$531,875 38

$536,681 28

$534,893 06

Sa v in g s c e rtific a te s o f d e p o s it....................................
"Notes a n d h ills re d is c o u n te d .......................................
B ills p a y a b le ........................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

161

STATE BA N K S O F M ICH IG A N .
No. 98.
ST. CLAIR COUNTY SAVINGS BANK, PORT HURON.
O rganized M ay 26, 1890.
C h a s . W e l l m a n , P r e s id e n t; E . G. S p a l d in g , V ice P r e s id e n t;
P . T. M oore , A s s is ta n t C ash ier.
D ir e c t o r s .— J .

B ern a tz,

S.

G e o . W . M oore , C a sh ie r ;

A rm stron g, E. G. Sp alding, F. T.
Geo. W . M oore, L in c o ln A v ery .

M oore,

C harles

W ellm an,

R eso u rces.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ept. 5.

L o a n s a n d d is c o u n ts ........................................................

$447,544 86

$476,667 35

$466,400 47

$461,709 63

B onds, m o rtg a g e s a n d s e c u ritie s ................................

135,133 77

138,511 00

138,202 04

140,038 29

R e p o rt o f
D ec. 13.

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f t s ..........................................................................

5,765 20

4,333 10

4,443 34

3,862 41

B a n k in g h o u s e ...................................................................

9,000 00

9,000 00

9,000 00

9,000 00
4,000 00

F u r n itu r e a n d f i x t u r e s ..................................................

4,000 00

4,000 00

4,000 00

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................

696 72

697 59

703 09

688 09

18,393 02

7,244 95

7,538 23

12,455 76
105,112 33

D u e fro m b a n k s in re s e rv e c itie s ...............................

69,868 78

65,736 66

97,371 21

E x c h a n g e f o r c le a rin g h o u s e .......................................

12,859 64

1,849 86

1,428 57

2,615 38

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

6,460 00

21,779 00

14,614 00

6,579 00

G old c o in ..............................................................................

6,574 80

2,337 50

1,435 00

13,334 90

S ilv e r c o i n ..........................................................................

2,050 00

1,979 50

2,987 30

1,604 50

N ic k els a n d c e n t s .............................................................

133 75

217 40

173 85

92 50

C h eck s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

10,321 94

398 36

1,985 09

2,099 75

T o tals..............................................................................

$728,802 48

$734,752 27

$750,282 19

$763,192 54

$50,000 00

$50,000 00

$50,000 00

$50,(00 00

40,000 00

50,000 00

50,000 00

50,000 00

11,486 47

2,409 69

4,565 45

4,629 06

D iv id e n d s u n p a id .........................................

6 00

210 00

66 00

450 00

C om m ercial d e p o sits s u b je c t to c h ec k .

232,256 83

248,396 04

233,469 92

214,012 67

C om m ercial c e rtific a te s o f d e p o s it.......

60,024 78

39,527 63

48,382 28

44,075 96

D ue to b a n k s a n d b a n k e r s ........................

1,706 23

L iab ilitie s.
C ap ital sto ck p a id i n ..................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ............................................. .’ ................

C e rtifie d c h e c k s .............................................

201 00

200 75

C ash ie r’s c h e c k s o u ts ta n d in g ..................

555 00

S a v in g s d e p o s its ...........................................

332,767 17

344,007 91

363,396 24

399,824 10

$728,802 48

$734,752 27

$750,282 19

$763,192 54

S a v in g s c e rtific a te s o f d e p o s it...............
N o te s a n d b ills re d is c o u n te d ...................
B ills p a y a b le ..................................................
T o tals.

21


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

162

STA TE B A N K IN G D EPA K TM EN T.
No. 217.
QUINCY

STATE

BANK,

QUINCY.

O rganized A u g u st 1, 1899.
F. A. R o e t h l is b e r g e r , P r e s i d e n t ; H. W. W h it m o r e , V i c e P r e s i d e n t ; M. S. S e g u e , C a s h i e r ;
C h a s . L. H a r p h a m , A s s i s t a n t C a s h ie r .
D ik e c t o e s .— F. A. R o eth lisb erg er, H. W . W hitm ore. M. S. Segur, S. M. G olden, H. Chase.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ept. 5.

R e p o rt o f
D ec. 13.

TiOa.HR an d d is o ftn iits ......................................................

$43,736 21

$41,352 73

$43,584 48

$44,032 20

B onds m o rtg a g e s and s e c u ritie s ................................

16,201 00

14,263 10

14,495 10

14,844 50

62 95

435 92

21 23

1,261 72

1,261 72

1,261 72

1,261 72

8,582 54

3,908 48

6,328 62

4,463 01

P rem iu m s paid on b o n d s ...............................................
O v e r d r a f ts ...........................................................................
P a n k in g "house...................................................................
F u r n itu r e an d fix tu re s ....................................................
O th e r real e s ta te .........
...........................................
D u e fro m o th e r b a n k s a n d h a n k e rs (n o t re s e rv e
c itie s)..................................................................................
O n e fro m panics in re s e rv e c i t i e s ..............................
E x c h a n g e fo r c le a rin g h o u s e .......................................
TT S a n d N a tio n al ha.nk c u rre n c y ..............................

2,001 00

3,875 00

4,584 Ó0

2,292 00

G old c o in ..............................................................................

2,997 50

1,400 00

1,565 00

1,460 00

S ilv e r c o i n ...........................................................................

624 75

776 20

546 35

674 40

N ick els a.nd c e n ts %............................................................

64 27

56 78

54 38

37 07

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

166 78

223 86

229 55

289 65

T o ta ls ..............................................................................

$75,698 72

$67,553 79

$72,670 43

$69,354 55

C ap ital s to ck p a id i n ........................................................

$20,000 00

$20,000 00

$20,000 00

$20,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

1,802 64

1,893 47

1,727 83

1,972 10

L ia b ilitie s.

O iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................

20,219 01

13,140 97

18,155 90

14,709 87

C o m m e rc ial c e rtific a te s o f d e p o s it............................

33,677 07

32,519 35

32,786 70

30,672 58

O u e t n h a n k s a n d b a n k e r s .............................................

2,000 00

C ertified c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g '.......................................
S a v in g s d e p o s its ................................................................

.

S a v in g s c e rtific a te s o f d e p o sit.....................................
N o tes a n d h ills r e d is c o u n te d .......................................
B ills p a y a b le ........................................................................
T o ta ls..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$75,698 72

$67,553 79

$72,670 43

$69,354 55

STATE BA N K S O P M ICH IG A N .
!

No. 69.
THE STATE BANK OF BEADING, R E i
O rganized D ecem ber 27, 1889.

H e n r y P . D oty , P r e s i d e n t ; G eo rg e G. C l a r k , V i c e P r e s i d e n t ; W il l ia m B.
D ir e c t o r s .— A delbert R. C hapm an, H enry F. D o ty , G eorge G. Clark, W illiam B. N
J a y W. Chapm an.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ept. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$97,177 48

$74,164 23

$68,387 13

$67,822 75

B on d s, m o rtg a g e s a n d s e c u r itie s ................................

36,135 00

36,885 00

38,485 00

41,260 00

2,609 91

2,862 39

2,028 71

2,169 73

1,025 00

1,025 00

1,025 00

1,025 00

23,890 65

P re m iu m s p a id on b o n d s ...............................................
O v e rd ra fts ...........................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

1,383 61

D ue fro m b a n k s in re s e rv e c itie s ..............................

29.113 60

25,992 27

26,855 76

3,118 60

E x c h a n g e f o r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

6,545 00

6,774 00

3,650 00

5,050 00

G old c o in ...............................................................................

5,345 00

5,000 00

5,000 00

5,000 00

S ilv e r c o in ............................................................................

1,250 00

1,500 00

263 00

630 00

N ic k els a n d c e n t s ..............................................................

36 31

60 00

24 97

51 13

C heck s, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

673 27

2,526 24

1,531 01

1,796 45

T o ta ls..............................................................................

$181,294 18

$156,789 13

$147,250 58

$151,814 31

C ap ital s to c k p a id i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

6,000 00

6,000 00

6,000 00

6,000 00

1,285 25

2,558 02

2,519 32

4,156 25

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................

30,174 09

19,853 95

9,611 49

12,415 94

C o m m e rc ial c e rtific a te s o f d e p o s it............................

118,834 84

103,377 16

104,119 77

104,242 12

$147,250 58

$151,814 31

D u e to b a n k s a n d b a n k e r s .............................................
»
C ertifie d c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o s it...................................
N o te s a n d b ills r e d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o t a ls .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$181,294 18

$156,789 13

164

STA TE B A N K IN G D E PA R T M E N T .
No. 20G.
MACOMB COUNTY SAYINGS BANK, RICHMOND

[LENOX P. 0.].

O rganized Septem ber 1, 1898.
J a j ie s E . W e t e r , P r e s id e n t; A n d r e S im m o n s , V ic e P r e s id e n t; F r a n k J . H ir t , C ash ier.
D ir e c t o r s .— W. F. S w itzer, P a u l J. U llrich , Ja m es E. AVeter, A ndre Sim m ons, A. M artin
K eeler, G eorge A. B a ile y , F ra n k AAr. F en n er, C harles L indke, O scar L. L ungerhausen.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ..............................................................................

$45,460 60

$48,255 37

$50,597 69

$69,191 45

B o n d s, m o rtg a g e s a n d s e c u ritie s ............................................

45,930 24

49,430 24

50,545 24

51,853 34

...........................................................................................

709 77

135 46

62 10

103 06

F u r n itu r e a n d fix tu re s .........................................................................

1,593 02

1,593 02

1,583 42

1,589 81

O v e rd ra fts

Due*2fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s) ..............................................................................
O n e fro m f>anks

in

re s e rv e

c i t i e s ..........................................

480 39

1,474 25

502 74

1,030 03

2,271 18

13,393 62

18,420 04

17,358 52

1,989 00

5,343 00

4,951 00

4,958 00

.................................................................

3,722 50

3,955 00

4,115 00

4,112 50

............................................................

876 10

482 90

256 20

1,022 45

..........................................................

17 10

9 06

19 98

1 49

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

6,534 05

108 28

346 46

378 20

$109,583 95

$124,180 20

$131,399 87

$151,598 85

$25,000 00

TT

S a n d N atio n al f>ank c u rre n c y ..............................

O old coin S ilv e r coin
N ick els a n d

T o tals

c e n t ,«

............................................................................................

-------------------------- — r
L ia b ilitie s.
..............., , , , , , .............................

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x a s p a id ................................................................

150 00

150 00

400 00

400 00

1,878 63

1,429 09

757 13

1,162 06

C o m m e rc ial d e p o sits snT'jec.t to c tie c k ......... ...........

4,621 83

5,711 71

6.872 28

6,256 78

54,264 43

69,988 25

72,533 57

88,409 97

23,592 57

21,901 15

25,836 89

30,370 04

$109,583 95

$124,180 20

$131,^99 87

$151,598 85

C ap ital sto c k p aid

TAita

Gq

in

4-/-» Ronlia orifl hfiTllfPrSi

y i

o’Q d e n o s i t s .................................... .. , ............................. ..

T o t a ls .................................................................................................... ..


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

76 49

165

STATE BA N K S OF M ICH IG A N .
No. 224.
THE ROCHESTER SAVINGS BANK, ROCHESTER.
O rganized October 18, 1900.
E. R. M a t h e w s , P r e s i d e n t ;

F it an k C. A n d r e w s , V i c e P r e s i d e n t ; J. J. B r e w e r , C a s h ie r .

D ir e c t o r s .— E. R. M athew s, H arry J. T aylor, John A. B rew er. Wm. II. B arn es,
D a n iel B. K ressler, M arvil I. Brabb, F ran k C. A ndrew s.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$43,119 03

B onds, m o rtg a g e s a n d s e c u ritie s ...............................

10,084 91

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts ...........................................................................

35 29

B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d h a n k e rs (n o t re s e rv e
c itie s )..................................................................................

3,622 89

D u e fro m b a n k s in re s e rv e c itie s ...............................

26,024 04

F/x c h a n g e fo r c le a rin g b o u s e ...............
U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

4,861 00

G old c o in ..............................................................................

540 00

S ilv e r c o in ...........................................................................

451 40

N ic k els a n d c e n t s ..............................................................

156 36

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

944 89

T o ta ls ..............................................................................

$89,839 81

L ia b ilitie s.
C ap ital s to c k p a id i n ........................................................

$25,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

212 24

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................

30,387 15

C o m m e rc ial c e rtific a te s o f d e p o s it......... ..................

135 00

D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s ............................ . , .................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o sits ................................................................

22,103 08

S a v in g s c e rtific a te s o f d e p o s it.....................................

12,002 34

N o tes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .....................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$89,839 81

166

STA TE B A N K IN G D E PA R T M E N T .
No. 194.
ROMEO SAVINGS BANK, ROMEO.
O rganized A pril 30, 1897.
M. I. B kabb , P r e s i d e n t : E. R. M a t h e w s , V i c e P r e s i d e n t ; L. E . B e d e l l , C a s h i e r ;
H e n r y S. E v a n s , A s s i s t a n t C a s h ie r .

D ir e c t o r s .— M. I. Brabb, E. R. M athew s, E dw ard C. N ew b ury, H en ry S. E van s, L. E. B ed ell,
D w ig h t N. D ow ell, M. A. G iddings.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

L o a n s an d d is c o u n ts ........................................................

$165,962 96

$166,696 56

$169,580 11

$191,626 81

R o n d s ln o rto ’fl.gfts an d s e c u ritie s ................................

140,100 22

142,816 43

152,560 68

155,152 60

P re m iu m s p aid on lio n d s ...............................................
O v e r d r a f ts ...........................................................................

513 98

93 51

47 65

950 54

R anking; h o u s e ...................................................................

5.000 00

5.000 00

5.000 00

5.000 00

F u r n itu r e a n d fix tu re s ....................................................

1.000 00

1.000 00

1.000 00

1.000 00

O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e r s (n o t re s e rv e
c itie s)..................................................................................

689 95

178 11

1,749 66

809 49

D u e fro m b a n k s in re s e r v e c itie s ...............................

43,549 52

61,747 27

47,041 04

44,652 91

F x c h a n g e fo r clearin g ’ h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

6,075 00

8,820 00

5,718 00

10,069 00

G old c o i n ............................................................................

8,265 00

8,365 00

8,270 00

6,380 00

S ilv e r c o i n ...........................................................................

2,509 80

2,375 75

2,615 20

1,723 45

N ic k els a n d c e n t s .............................................................

237 41

204 41

140 15

147 80

C hecks, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

1,671 47

1,387 61

3,470 70

2,843 23

T o ta ls..............................................................................

$375,575 31

$398,684 65

$397,193 19

$420,355 83

C ap ital sto c k p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id .................................................................

10,000 00

10,000 00

10,000 00

10,000 00

5,943 59

5,795 33

4,940 73

8,201 83

D iv id e n d s u n p a id ..............................................................

20 00

L ia b ilitie s.

120 00

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

26,085 39 .

29,539 91

25,812 22

33,835 15

C o m m ercial c e rtific a te s o f d e p o s it............................

7,436 66

5,836 75

4,377 50

4,839 05

S a v in g s d e p o s its ...............................................................

244,489 41

254,331 86

258,154 04

266,795 80

S a v in g s c e rtific a te s o f d e p o s it....................................

31,600 26

43,180 80

43,788 70

46,684 00

$375,575 31

$398,684 65

$397,193 19

$420,355 83

D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s ...........................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................

N o te s a n d h ills re d is c o u n te d . ..
R ills p a y a b le ............................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

167

STATE BA N K S OF M ICH IG A N .
No. 25.
BANK OF SAGINAW, SAGINAW.
O rganized A pril 18", 1888.

A. W . W e ig h t , P r e s id e n t; B e n t o n H a n c h e t t , V ice P r e s id e n t; D. W. B e ig g s , S econ d V ice
P r e s id e n t an d M a n a g e r; A. W. F ie l d , C a sh ie r ; T. W. S t a l k e b , A s s is ta n t C ash ier,
W est Sid e ; Ii. G. W e s e n e e , A s s is ta n t C ash ier, E a st Side.
D i b e c t o e s .— B en to n H a n c h e tt, D. W. B rig g s, G ilbert M. Stark , A rth u r H ill, A. W. W righ t,
A . P. B liss, A. P . B rew er, Wm. Sch u ette, R alph L oveland, F . G. P alm erton .
T hos. Jackson.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
S ep t. 5.

R e p o rt of
J u n e 29.

L o a n s a n d d is c o u n ts ........................................................ $1,885,659 28 $1,606,220 66 $1,543,964 93
B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

44,393 41

P re m iu m s p a id on b o n d s ...............................................

R e p o rt of
D ec. 13.
$1,599,033 75

310,194 56

268,831 08

278,652 96

9,904 97

10,692 47

9,193 67

O v e r d r a f ts ...........................................................................

853 29

931 27

418 16

405 97

B a n k in g h o u s e ...................................................................

25,700 00

25,700 00

25,700 00

25,700 00

F u r n itu r e a n d fix tu re s ................................. . — ........

9,539 21

11,539 21

8,839 21

9,161 06

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

9,464 77

9,464 77

9,473 45

9,477 41

3,730 69

3,319 38

3,405 22

5,286 48

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

192,396 78

288,275 11

227,534 31

286,492 70

E x c h a n g e f o r c le a rin g h o u s e .......................................

2,959 29

13,983 03

4,938 45

7,388 06

U. S. an d N a tio n a l b a n k c u rre n c y ..............................

95,139 00

79,629 00

89,125 00

98,841 00

G o ld c o in ..............................................................................

60,812 00

61,385 00

60,480 00

49,542 00

S ilv e r c o in ...........................................................................

5,808 85

6,530 45

3,755 60

3,488 04

N ick els a n d c e n t s ..............................................................

1,052 81

912 74

613 86

417 57

C heck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,570 18

1,344 09

1,738 80

1,556 23

$2,339,079 56 $2,429,334 24 $2,259,510 54

$2,384,636 90

$200,000 00

$ 200,000 00

T o tals.

L ia b ilitie s.
C ap ita l s to c k p a id i n .......................................................

$ 200,000

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ................................................................

80,000

$200,000 00

00

00

80,000

00

80,000 00

80,000 00
66,792 57

57,968 90

62,593 05

58,157 95

D iv id e n d s u n p a id ..............................................................

50 00

50 00

525 00

C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................

710,518 05

1,095,891 47

914,445 40

979,912 94

C o m m e rc ial c e rtific a te s o f d e p o s it............................

1,177,238 64

880,683 23

893,365 28

880,398 62

111,439 84

109,866 49

113,016 91

176,892 70

1,864 13

250 00

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................

640 07

C a sh ie r’s c h ec k s o u ts ta n d in g ..
S a v in g s d e p o s its ..........................
S a v in g s c e rtific a te s o f d e p o sit
N o tes a n d b ills r e d is c o u n te d ..
B ills p a y a b le ..................................
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$2,339,079 56

2,429,334 24 $2,259,510 54

$2,384,636 90

168

STATE B A N K IN G D E PA R T M E N T .
No. 38.
PEOPLE’S SAVINGS BANK OF SAGINAW, SAGINAW.
O rganized N ovem ber 27, 1886.

J o h n J. R u p p , P r e s i d e n t ; G u e d o n C o e n in g , V i c e P r e s i d e n t ; J. F . B o y n t o n , T r e a s u r e r .
D ik e c t o u s .— G. C orning, Jo h n J. Rupp, J. S ch w artz, W illiam B. B aum . J. F . B ovn ton
L.
P. M ason, H. T. W ickes, W. C. M cClure, R. H. R oys, F. P. B rew er.

R eso u rc e s.

L o a n s a n d d is c o u n ts .......................................

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

$367,953 84

$376,938 77

$364,087 61

$310,010 54

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

108,122 60

113,697 81

108,788 81

106,497 66

P re m iu m s p a id on b o n d s ...............................................

200 00

200 00

4,205 96

3,657 86

1,058 52

1,585 78

O v e rd ra fts .......................................................
B a n k in g h o u s e .............................................
F u r n itu r e a n d fix tu re s .............................................

4,789 68

4,789 68

4,789 68

4,789 68

O th e r re a l e s ta te ...............................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
citie s). ..........................................................

12,890 07

12,890 07

12,776 66

12.776 66

3,417 68

3,964 61

3,493 93

8,348 86

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

130,716 45

102,969 02

92,795 99

167,521 29

E x c h a n g e fo r c le a rin g h o u s e .................................

85 83

68 55

5,623 98

517 72

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

23,827 00

11,872 00

14,853 00

24,465 06

G old c o in ..................................................

12,628 00

12,633 00

12,373 00

12,873 00

1,651 90

730 40

1,069 15

1,612 15

N ick els a n d c e n t s ...............................................

143 44

75 65

183 95

84 84

C h eck s, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

340 53

2,688 19

757 62

660 41

$670,972 98

$647,175 61

$622,651 90

$651,743 47

$50,000 00

$50,000 00

$50,000 00

$50,000 06

27,500 00

27,500 00

27,500 00

27,500 06

5,475 20

9,203 82

4,409 12

9,481 67

27 39

27 39

35 00

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

149,844 48

165,733 84

153,153 17

175,795 84

C o m m ercial c e rtific a te s o f d e p o s it............................

90,715 08

86,497 78

75,431 38

68,564 47

2,288 60

2 00

1 00

156 55

299,330 86

308,210 78

312,122 23

320,194 94

$670,972 98

$647,175 61

$622,651 90

$651,743 47

S ilv e r c o i n .........................................

T o ta ls .............................................................

L ia b ilitie s.
C ap ital s to ck p a id i n ..................................
S u rp lu s f u n d .................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ..............................................
D iv id e n d s u n p a id ...........................................

D u e to b a n k s a n d b a n k e r s .........................................
C ertifie d c h e c k s .......................................
C ash ie r’s c h e c k s o u ts ta n d in g ............................
S a v in g s d e p o s its .............................................

45,791 37

50 06

S a v in g s c e rtific a te s o f d e p o s i t ....................................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le .............................................
T o ta ls ........................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

169

STATE BA N K S O F M ICH IG A N .
No. 84.
SAGINAW COUNTY SAVINGS BANK, SAGINAW.
O rg a n iz e d D e ce m b e r 1, 1886.
A

P B l i s s , P r e s id e n t; L orenzo T. D u ra nd , V ice P r e s id e n t; R ic h a r d K h u e n ,
S e c r e ta r y a n d T r e a s u r e r ; C. A. K h u e n , A s s is ta n t S e c r e ta r y a n d T re a su re r.

D ir e c t o r s .— L o re n z o T . D u ra n d , C h a rle s E . B re n n e r, A. P . B liss, R ic h a r d K h u e n ,
A a ro n T. B liss, J o h n L. J a c k s o n , E . G. R u s t, H . B. A llen , A. W . A c h a rd .
R e p o rt o f
D ec. 13.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

L o a n s a n d d is c o u n ts ........................

$231,302 24

$228,752 85

$225,441 83

$202,024 94

B onds, m o rtg a g e s a n d s e c u ritie s .

247,614 70

247,654 28

242,666 74

<223,727 17

F u r n itu r e a n d fix tu re s ....................

1,628 05

1,628 05

1,628 05

1,628 05

O th e r re a l e s ta te .............................. ...........................
D u e fro m o th e r b a n k s a n d h a n k e rs (n o t re s e rv e
c itie s)............................................................................

7,962 13

7,291 54

8,396 08

7,013 92

D u e fro m h a n k s in re s e r v e c itie s ..........................

51,916 66

63,456 51

73,227 96

132,421 02

E x c h a n g e f o r c le a rin g h o u s e ..................................

3,901 12
11,110 00

R eso u rc e s.

P re m iu m s p a id on b o n d s ...............
O v e rd ra fts ...........................................
B a n k in g h o u s e ...................................

U. S. a n d N atio n a l b a n k c u rre n c y ........................

7,425 00

10,144 00

8,340 00

G old c o i n ......................................................................

5,510 00

6,015 00

6,800 00

7,620 OO

S ilv e r c o i n . . . ................................................................

1,573 60

803 10

917 20

786 90

N ick els a n d c e n t s ........................................................

71 80

31 50

61 15

135 60

100 29

769 86

238 15

$558,905 30

$565,877 12

3,248 87

$586,705 76

$50,000 00

$50,000 00

$50,000 00

$50,000 00

50,000 00

50,000 00

50,000 00

50,000 00

10,566 62

2,077 21

5,705 88

C hecks, cash ite m s a n d in te r n a l re v e n u e ac c o u n t
T otals.

L iab ilitie s.
C ap ital sto ck p a id i n . .................
S u rp lu s f u n d .................................................................
U n d iv id e d p ro fits, less c u r r e n t ex p en se s, in te re s t
a n d ta x e s p a id ...........................................................

7,602 68

35 00

D iv id e n d s u n p a id .........................................
C o m m ercial d e p o sits s u b je c t to c h e c k .
C o m m e rc ial c e rtific a te s o f d e p o s it—
D u e to b a n k s a n d b a n k e r s ........................
C ertifie d c h e c k s ............................................
C ash ie r’s ch'écks o u ts ta n d in g ..................
S a v in g s d e p o sits ..........................................

424,712 32

430,432 13

443,405 00

458,018 27

S a v in g s c e rtific a te s o f d e p o s it...............

26,590 30

24,878 37

22,731 66

22,981 61

$558,905 30

$565,877 12

$568,248 87

$586,705 76

N o te s a n d b ills re d is c o u n te d ...................
B ills p a y a b le ........... .......................................
T otals.

22


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

170

STATE B A N K IN G D E PA R T M E N T .
No. 44.
SAVINGS BANK OF EAST SAGINAW, SAGINAW.
O rg a n iz e d F e b r u a r y 7, 1872.
H . C. P o t t e r , P r e s id e n t; W . J . B a r t o w , V ice P r e s id e n t; A. S c h u p p , T r e a s u r e r ;
C h a r l e s M. C o p l in , A s s is ta n t T re a su re r.

D ir e c t o r s .— A u g u s tu s S c h u p p , J a m e s B. P e te r, H . C. P o tt e r , J r ., G ilb e rt
W m . J . B a rto w , H e n ry C. P o tt e r , M ax H e a v e n ric h , W . F . P o tt e r ,
C h a rle s M. C o p lin , F a r n h a m L yon.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S ep t. 5.

M.

S ta rk ,

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ........................

$264,708 45

$292,230 22

$238,554 46

$291,192 05

B o n d s, m o rtg a g e s a n d s e c u ritie s .

1,426,160 70

1,492,704 04

1,596,860 68

1,590,364 35
45,267 82

P re m iu m s p a id o n b o n d s ...............

92,736 09

116,073 59

117,513 40

O v e r d r a f ts ............................................

9,102 40

3,390 36

316 05

B a n k in g h o u s e ...................................

65,767 08

65,767 08

65,767 08

F u r n itu r e a n d fix tu re s ....................

4,300 00

4,300 00

4,300 00

4,300 00

33,421 83

33,227 99

34,662 36

26,424 00

65,767 08

O th e r re a l e s t a t e ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

42,086 39

51,962 51

30,164 44

45,268 58

D u e fro m b a n k s in re s e rv e c itie s ..............................

177,664 62

185,864 09

167,016 44

294,543 75

E x c h a n g e f o r c le a rin g h o u s e .......................................

198 27

382 97

995 77

2,433 57

TJ. S. a n d N a tio n a l b a n k c u r r e n c y ..............................

15,900 00

40,893 00

30,482 00

8,671 00

G o ld c o in .......................................................................

80,337 50

93,450 00

96,179 50

94,092 50

S ilv e r c o in ...........................................................................

3,039 65

5,211 50

4,999 70

4,892 27

N ic k e ls a n d c e n t s ..............................................................

20 14

26 48

605 14

285 73

C h ec k s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

2,330 08

2,491 29

2,137 42

1,640 44

$2,217,773 20 $2,387,975 12 $2,390,554 44

$2,475,143 14

T o tals.

L ia b ilitie s.
C a p ita l s to c k p a id i n ...................
S u rp lu s f u n d . ......................................................................
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

$ 100,000

00

$100,000 00

$100,000 00

$100,000 00

50,000 00

50,000 00

50,000 00

50,000 00

23,037 15

50,367 37

34,562 24

51,550 09

D iv id e n d s u n p a id ........................................

40 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .

90,325 83

111,502 38

105,604 43

115.920 96

C o m m e rc ia l c e rtific a te s o f d e p o s it........

127,639 25

149,771 38

139,173 99

158.920 89

1,946,183 99

1,961,148 78

1,998,751 20

2,387,975 12 $2,390,554 44

2,475,143 14

D u e to b a n k s a n d b a n k e r s ..........................
C e rtifie d c h e c k s .............................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................
S a v in g s d e p o s its .........................................

1,686 63
700 00
1,824,384 34

S a v in g s c e rtific a te s o f d e p o s it.................
N o te s a n d b ills re d is c o u n te d .....................
B ills p a y a b le .....................................................
T o tals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$2,217,773 20

171

STATE BANKS OF M ICH IG A N .
No. 29.
COMMERCIAL AND SAYINGS BANK, SAINT CLAIR.
O rganized October 16, 1886.

C h a k l e s S. N i m s , P r e s i d e n t ; J u s t i n It. W h i t i n g , V ic e P r e s i d e n t ; R u s s S. J e n k s , C a s h ie r .
D ik e c t o k s .— E. C. R ecor, J u s tin R. W h itin g , W. L. Jenks, C has. S. N im s, R u ss S. Jenks,
J o h n H. Jenks, J. M. Jenks.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

T.nans a n d d is c o u n ts ........................................................

$173,269 90

$174,244 75

$181,226 36

$221,726 70

P o n d s m n rto ,9g,fts atr] s e c u ritie s ................................

45,136 50

44,971 50

37,682 00

35,432 00

O v e rd ra fts - .......................................................................

224 96

603 38

763 62

19 86

P a n k in g h o u s e ...................................................................

3,500 00

3,500 00

3,500 00

3,500 00

k 'n r n itu re a.nd fix tu rfis....................................................

2,320 00

2,320 00

2,300 00

2,300 00
1,350 00

O th e r re a l e sta ,te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e

1,489 76

1,489 76

1,350 00

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

25,220 32

29,774 69

50,482 55

43,315 31

fj S and N atio n al ba.nk c u rre n c y ..............................

2,195 00

4,114 00

6,019 00

3,939 00

O old r.oi n ..............................................................................

3,512 50

3,417 50

4,487 50

3,932 50

1,150 00

449 80

300 50

212 14

68 63

53 79

51 25

C heck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

655 22

340 63

983 05

670 45

T o ta ls..............................................................................

$258,017 60

$265,994 84

$289,297 67

$316,537 57

C apital s to c k paid i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a ,id ...............................................................

10,000 00

10,000 00

10,000 00

10,000 00

7,449 83

7,807 73

8,612 08

10,230 03

D iv id e n d s u n p a id ..............................................................

18 00

18 00

36 00

12 00

C om m ercial d e p o sits s u b je c t to c h e c k .....................

35,824 33

49,217 64

47,607 57

55,184 80

C om m ercial c e rtific a te s o f d e p o s it............................

10,845 00

1,080 00

621 66

1,316 37

..................................

1,000 00

1,000 00

1,000 00

S a v in g s d e p o s its ................................................................

116,163 02

118,278 65

137,110 59

144,445 74

S a v in g s c e rtific a te s o f d e p o s it....................................

26,717 42

28,592 82

34,309 77

45,348 63

T o ta ls ..............................................................................

$258,017 60

$265,994 84

$289,297 67

$316,537 57

S ilv e r c o i n ...........................................................................
N ic k els an d c e n t s .............................................................

281 30

L ia b ilitie s.

rie rtific d c h ec k s


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

172

STATE B A N K IN G D E PA R T M E N T .
No. 39.
CLINTON COUNTY SAVINGS BANK, SAINT JOHNS.
O rg a n iz e d N o v e m b er 27, 1889.

Albert

J . B a l d w in , P r e s id e n t; G a l u s h a P e n n e l l , V ice P r e s id e n t ; P . E . W a l s w o r t h ,
S e c r e ta r y a n d T r e a s u r e r ; R. C. D e x t e r , A s s is ta n t S e c r e ta r y a n d T re a su re r.

D ir e c t o r s .— A. J . B a ld w in , C ooley E . B a ll, W a r n e r B u n d a y , J o h n H ic k s, P . E . W a ls w o rth ,
G a lu s h a P e n n e ll, C o le m an C. V a u g h a n , J o h n C. H ic k s, O ln ey P . D e W ift.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$38,091 45

$43,014 72

$35,341 51

$39,135 97

B o n d s, m o rtg a g e s a n d s e c u ritie s ...............................

223,100 98

223,219 08

221,833 42

243,180 87

P re m iu m s p a id o n b o n d s ...............................................

6,270 03

6,270 03

5,670 03

8,015 03

O v e rd ra fts ............................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s).................................................................................

130 63

130 00

33,776 69

15,077 31

D u e fro m b a n k s in re s e rv e c itie s ................................

34,819 58

54,268 56

33,304 33

36,506 79

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

2,890 00

12,850 00

13,932 00

10,765 00

G o ld c o in ............................................................. ........... .

6,605 00

7,532 50

7,525 00

7,820 00

388 05

108 05

173 93

141 93

N ic k els a n d c e n t s ..............................................................

9 83

1 72

5 08

4 05

C h eck s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

20 00

90 00

370 55

537 65

T o ta ls ..............................................................................

$312,325 55

$347,484 66

$351,932 04

$361,184 60

C ap ital sto c k p a id i n ........................................................

$28,000 00

$28,000 00

$28,000 00

$28,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

5,600 00

5,600 00

5,600 00

5,600 00

638 30

2,701 48

1,603 37

2,150 44

S a v in g s d e p o s its ................................................................

245,286 43

277,222 20

286,294 99

295,700 29

S a v in g s c e rtific a te s o f d e p o s it....................................

32,800 82

33,960 98

30,433 68

29,733 87

$312,325 55

$347,484 66

$351,932 04

$361,184 60

E x c h a n g e f o r c le a rin g h o u s e .......................................

S ilv e r c o in ...................................................................

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................
C o m m e rc ial c e rtific a te s o f d e p o s it..........................
D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C a sh ie r’s c h ec k s o u ts ta n d in g ......................................

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y ab le ........................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

173

STA TE BA N K S O F M ICH IG A N .
No. 45.
STATE BANK OF SAINT JOHNS, SAINT JOHNS.
O rganized A u g u st 19, 1885.

P o r t e r K . P e r r in , P r e s i d e n t ; J . H . C o r b it , V i c e P r e s i d e n t ; J o h n W. F it z g e r a l d , C a s h ie r .
D ir e c t o r s .— Geo. F. M arvin, John H . Corbit, J. H . F edew a, O. W. M unger, J e sse S u lliv a n ,
P o rter K. P errin , J. W. F itzg era ld , G. E. Corbin, John J. K eiser, W. M. L eland,
F. A. T ra v is.
R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

L o a n s a n d d is c o u n ts ........................

$118,206 68

$130,816 93

$134,164 28

$110,645 12

B on d s, m o rtg a g e s a n d s e c u ritie s .

54,995 09

53,798 97

53,134 97

54,448 49

R eso u rc e s.

R e p o rt o f
D ec. 13.

P re m iu m s p a id on b o n d s ...............
O v e rd ra fts ..........................................

394 28

1,140 17

818 18

1,109 20

B a n k in g h o u s e ....................................

8,500 00

8,500 00

8,500 00

8,500 00

F u r n itu r e a n d fix tu re s ....................

2,500 00

2,500 00

2,500 00

2,500 00

O th e r re a l e s ta te .................................................... .
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s).........................................................................

6,423 82

6,423 82

6,423 82

5,475 82

764 85

1,579 25

3,760 50

D u e fro m b a n k s in re s e r v e c itie s ..........................

73,320 92

48,139 49

37,239 90

E x c h a n g e fo r c le a rin g h o u s e ..................................

16 33

286 79

105 33

200 10

U . S. a n d N a tio n a l h a n k c u rre n c y ........................

7,435 00

12,713 00

11,717 00

11,392 00

82,499 34

G old c o in .........................................................................

8,160 00

8,400 00

7,775 00

7,387 50

S ilv e r c o i n .....................................................................

2,875 00

2,255 00

2,325 00

2,560 00

N ick els a n d c e n t s .......................................................

188 99

138 51

141 89

26 61

$283,780 96

$276,691 93

$268,605 87

$186,694 18

C ap ital sfn ek p aid i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50.000 00

f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta'x'es pa.id................................................................

6,500 00

6,500 00

6,740 00

6,740 00

3,916 17

5,146 19

2,140 15

3,977 55

d e p o sits s u b je c t to c h e e k .....................

79,334 42

61,098 90

55,373 94

65,147 34

C o m m ercial c e rtific a te s o f d e p o s it............................

85,227 01

84,797 16

95,190 96

99,234 12

C heck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t
T o ta ls ..............................................................................

L iab ilitie s.

^ s u rp lu s

L iv id e n d s n n p a.id.............................................................
i^ n r n m e r c ia l

D u e to b a n k s a n d b a n k e r s .............................................
50 00

C ertified ciiee.ks...............................................................

...................

C a s h ie r’s c h e c k s o u tsta n d in g * .....................................
SaviTip's d e p o s its ...............................................................
pprt-ifiea.t.p.s

58,803 36

69,149 68

59,160 82

61,545 17

$283,780 96

$276,691 93

$268,605 87

$286,694 18

o f d e p o s it.....................................

N o te s an d b ^ l 51 re d is c o u n te d .......................................
JBills p ay ab le

...............................................................

T o ta ls .................................................................................


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Federal Reserve Bank of St. Louis

174

STA TE B A N K IN G D E PA R T M E N T
No. 164.
^COMMERCIAL STATE BANK, SAINT JOSEPH.
O rganized Jun e 13, 1893.
J. M. B a l l , P r e s i d e n t ; M a x W. S t o c k , V i c e P r e s i d e n t ; A. L. H e a k t t , C a s h ie r .

D ik e c t o k s .— Ja m es M. B a ll, M. Shepard, M. M. M arble, M ax W. Stock, J a n e B. Y anD erveer,
E.
F. P la tt, A. L. H ea rtt.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

L o an s a n d d is c o u n ts ........................

$83,892 94

$93,682 16

$96,816 60

B onds, m o rtg a g e s a n d s e c u ritie s

14,140 69

22,455 69

32,050 00

P re m iu m s p a id o n b o n d s ...............

1,470 00

1,432 00

1,432 00

O v e r d r a f ts ...........................................

807 21

710 43

1,372 27

1,901 83

1,893 83

1,893 83

B a n k in g h o u s e .................................
F u r n itu r e a n d fix tu re s ....................
O th e r re a l e s ta te ................................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

1,078 08

1,286 31

1,396 80

D u e fro m h a n k s in re s e rv e c itie s .............................

10,038 81

7,587 00

49,449 29

E x c h a n g e f o r c le a rin g h o u s e .......................................

1,581 65

2,073 83

1,604 52

U. S. a n d N a tio n a l b a n k c u rre n c y ..............................

6,666 00

13,283 00

13,243 00

G o ld c o in ..............................................................................

1,685 00

2,890 00

8,200 00

S ilv e r c o i n ...........................................................................

740 95

2,400 90

2,641 85

N ic k els a n d c e n ts ..............................................................

49 23

217 06

294 74

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

2,594 92

1,720 63

2,108 99

$126,647 31

$151,632 84

$212,503 89

C ap ital sto c k p a id in ........................................................

$25,000 00

$25,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ................................................................

3,200 00

3,200 00

2,262 26

2,975 00

528 18

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

83,023 84

102,307 88

136,890 53

C o m m e rc ial c e rtific a te s o f d e p o s it............................

13,161 21

17,619 56

24,941 18

L ia b ilitie s.

144 00

D iv id e n d s u n p a id ..............................................................

D u e to b a n k s a n d h a n k e r s —
530 40

C ertified c h e c k s .........................
C ash ie r’s c h ec k s o u ts ta n d in g .
S a v in g s d e p o s its ..........................
S a v in g s c e rtific a te s o f d e p o sit
N o te s a n d h ills r e d is c o u n te d ..
B ills p a y a b le ..................................
Totals.

$126,647 31

$151,632 84

$212,503 89

»C onverted in to C om m ercial N a tio n a l B ank, St. Josep h, O ctober 15, 1900.


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Federal Reserve Bank of St. Louis

R e p o rt o f
D ec. 13.

175

STA TE B A N K S O F M ICHIGAN,
No. 31.
THE UNION BANKING COMPANY, SAINT JOSEPH.
O rg a n iz e d A u g u s t 24, 1882.

A. W . W e l l s , P r e s id e n t; J o h n W a l l a c e , V ice P r e s id e n t; Ok v il l e O. J ordan , C a sh ie r ;
C. B. W in s l o w , A s s is ta n t C ash ier.
D ir e c t o r s .— B.

A.

G ra h a m ,

A. W . W ells, J o h n W a lla c e , J a m e s
J o h n II. Lee, J o h n H . G ra h a m .

F o rb e s ,

O.

0.

Jo rd a n ,

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ept. 5.

L o an s a n d d is c o u n ts ........................................................

$195,455 27

$186,895 20

$150,925 90

$135,549 35

P o n d s m o rtg a g e s a n d s e c u ritie s ..............................

10,255 00

10,255 00

12,805 00

25,485 00

P re m iu m s paid on b e n d s ................... ........................
O v e r d r a f ts ...........................................................................

R e p o rt o f
D ec. 13.

59 50

50 50

1,466 21

1,276 07

569 95

602 77

"Ranking h o u s e ...................................................................

4,450 00

4,450 00

4,450 00

4,450 00

F u r n itu r e a n d fix tu re s ....................................................

• 2 ,3 4 6 62

2,346 62

2,346 62

2,346 62

O th e r re a l e s t a t e ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

1,911 65

2,128 27

8,261 13

4,733 99

O ne fro m h a n k s in re s e rv e c itie s ...............................

86,559 65

119,278 96

217,740 06

213,916 50

F x c h a n g e fo r c le a rin g h o u s e .......................................

371 51

1,044 53

1,778 50

1,493 29

TT. S- a n d N atio n al h a n k c u rre n c y ..............................

21,828 00

27,439 00

23,112 00

24,786 00

G old c o in ..............................................................................

5,000 00

5,000 00

4,500 00

4,000 00

S ilv e r c o i n ...........................................................................

1,447 00

2,505 30

5,390 25

3,443 85

N ick els a n d c e n t s .............................................................

613 27

351 18

394 23

1,132 13

C heck s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

1,012 08

467 64

511 06

588 69

T o ta ls..............................................................................

$332,716 26

$363,437 77

$432,844 20

$422,578 69

C ap ital s to c k p a id in ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a id .................................................................

10,000 00

10,000 00

10,000 00

10,000 OO

4,857 25

6,135 08

8,580 13

11,398 37

C om m ercial d e p o sits s u b je c t to c h e c k ....................

234,820 04

271,351 46

333,749 86

321,210 47

C om m ercial c e rtific a te s o f d e p o s it............................

33,038 97

25,305 23

30,314 21

29,919 86

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

421 00

D u e to b a n k s a n d h a n k e r s .............................................
C ertified c h e c k s .................................................................

50 00

C ash ie r’s c h ec k s o u ts ta n d in g . ..................................

225 00

200 00

$363,437 77

$432,844 20

S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it.....................................
N o te s a n d h ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


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Federal Reserve Bank of St. Louis

$332,716 26

$422,578 69

176

STA TE B A N K IN G D E PA R T M E N T .
No. 42.
COMMERCIAL SAYINGS BANK OF SAINT LOUIS, SAINT LOUIS.
O rg a n iz e d D ecem b er 2, 1889.
L. S a v ie b s , P r e s id e n t; J a m e s O. H il t o n , V ice P r e s id e n t; F . H . B e r n a r d , C ash ier.

D ir e c t o r s .— H . H a r r in g to n , J . O. H ilto n , A. S. M c In ty re , N. W h ite , P a r k e r M e rrill,
L e m u e l S a v ie rs , J . W . B e r n a r d , C. C. B a r to n .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$78,135 36

$84,429 33

$87,904 75

$89,454 70

B o n d s, m o rtg a g e s a n d s e c u r itie s ................................

5,216 23

6,521 23

7,972 23

8,472 23

234 29

645 49

873 70

1,743 36

1,877 12

1,877 12

1,877 12

1,877 12

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................
B a n k in g h o u s e ......................................... . .....................
F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s t a t e ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

28 37

204 46

876 14

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

34,511 71

46,592 31

40,756 34

33,318 55

E x c h a n g e fo r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u rre n c y ............................

4,553 00

8,769 00

4,533 00

6,691 00

■Gold c o in ..............................................................................

3,420 00

1,555 00

2,375 00

2,695 00

S ilv e r c o i n ...........................................................................

1,477 50

815 50

1,210 70

967 50

N ic k els a n d c e n t s ..............................................................

76 87

91 34

46 98

56 27

■Checks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

16 65

79 27

10 88

88 77

T o ta ls ..............................................................................

$129,547 10

$151,580 05

$148,436 84

$145,364 50

C a p ita l s to c k p a id i n ........................................................

$25,000 00

$25,000 00

$25,000-00

$25,000 00

S u r p lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ............... .............................................

2,500 00

2,500 00

2,500 00

2,800 00

570 71

1,545 74

1,886 83

140 62

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .....................

25,878 96

26,476 97

22,186 56

24,411 62

C o m m e rc ia l c e rtific a te s o f d e p o s it............................

788 29

235 00

235 00

5 00

S a v in g s d e p o s its ................................................................

14,025 66

18,316 59

24,514 28

23,923 62

S a v in g s c e rtific a te s o f d e p o s it....................................

60,783 48

77,505 75

72,114 17

69,083 64

$129,547 10

$151,580 05

$148,436 84

$145,364 50

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

D u e to b a n k s a n d b a n k e r s .............................................
C e rtifie d c h e c k s .................................................................
C a s h ie r’s c h ec k s o u ts ta n d in g .......................................

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o t a l s .............................................................................j


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Federal Reserve Bank of St. Louis

177

STATE BA N K S O F M ICH IG A N .
No. 197.
GRATIOT COUNTY STATE BANK, SAINT LOUIS.
O rganized J u ly 1, 1897.

A. B. D a r r a g h , P r e s i d e n t ; J o h n F r a z e r , V ic e P r e s i d e n t ; B. A. C h u r c h , C a s h ie r .
D ir e c t o r s .— A. B. D arragh, W. O. W atson, John F razer, H. ,T. T uger, B. A. Church.

R eso u rces.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$82,297 19

$66,226 26

$73,235 14

$81,424 77

B onds, m o rtg a g e s a n d s e c u ritie s ................................

11,800 27

11,795 54

11,621 62

11,678 98

223 08

224 18

132 16

830 62

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

1,700 00

1,700 00

1,700 00

1,700 00

O th e r re a l e s ta te ...............................................................
D ue fro m o th e r h a n k s a n d h a n k e rs (n o t re s e rv e
c itie s).................... .............................................................

1,681 97

1,515 61

1,515 61

1,470 61

D ue fro m b a n k s in re s e rv e c itie s ...............................

5,902 10

1,488 70

4,434 01

500 00

7,653 62

13,642 04

28,555 27

E x c h a n g e f o r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

2,680 00

6,993 00

6,874 00

4,929 00

•Gold c o in .........................................................................

1,075 00

2,202 50

1,552 50

1,810 00

S ilv e r c o in .................................................................

1,430 00

1,719 00

1,211 00

2,188 00

N ic k e ls a n d c e n t s .............................................................

343 60

285 02

148 86

191 05

•Checks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

433 43

528 89

356 81

575 71

$111,055 34 • $100,843 62

$116,423 75

$135,854 01

T o t a l s ............................................................................

L ia b ilitie s.
C ap ita l sto c k p a id i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 fo

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ................................................................

1,750 00

1,750 00

1,750 00

1,750 00

1,397 06

1,349 97

1,779 47

3,055 96

D iv id e n d s u n p a id ..............................................................

62 50

62 50

62 50

62 50

C o m m e rc ial d e p o sits s u b je c t to c h e c k ....................

25,970 76

23,908 60

34,632 07

43,972 16

2,722 84

2,167 11

1,986 51

51,032 60

60,026 88

$116,423 75

$135,854 01

C o m m e rc ia l c e rtific a te s o f d e p o s it............................
D ue to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o sit.....................................

40,481 67

44,646 33

N o te s a n d h ills re d is c o u n te d .......................................

16,393 35

1,403 38

$111,055 34

$100,843 62

B ills p a y a b le .......................................................................
T o ta ls ..............................................................................

23


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Federal Reserve Bank of St. Louis

178

STATE B A N K IN G D E PA R T M E N T .
No. 200.
TRUMAN MOSS STATE BANK, SANILAC CENTRE.
O rganized October 2 1 , 1897.

J u l ia

H.

M i l l s , P r e s id e n t;

E l iz a b e t h M o s s M il l s
C h a s . J . O l e s o n , C ash ier.

Anketell,

V ice

P r e s id e n t;

D ir e c t o r s .— J u lia H. M ills, E liza b eth M oss M ills A n k etell, T bos. J. A n k etell, John O'Connor,
Jerem iah O’C onnor.
R e p o rt of
J u n e 29.

R e p o rt of
A p ril 26.

R eso u rc e s.

R e p o rt of
S ept. 5.

R e p o rt of
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................

$29,144 29'

$30,875 76

$29,384 78

$26,452 93

B o n d s, m o rtg a g e s a n d s e c u ritie s ...............................

800 00

3,959 82

3,959 82

4,750 09

O v e r d r a f ts ...........................................................................

611 13

323 70

57 20

255 72

B a n k in g lim iso ...................................................................

1,500 00

1,577 68

1,577 68

1,577 68

F u r n itu r e a n d f i x t u r e s ..................................................

250 00

250 00

291 75

291 75

D u e f r o m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
D u e fro m b a n k s in re s e rv e c itie s ...............................
T7vol-iono’0 fn r clouririO’ h o il <5P.

576 87

548 34

351 92

1,381 14

970 44

423 44

13,356 29

...............................................................

1,452 00

910 00

775 00

1,334 09

...........................................................................

160 00

235 00

250 00

810 09

. ..............................................................

252 40

351 65

5 50

212 59

\ i c k c l s an d o.pjits ......... ,, ............................................

40 49

26 95

4 34

29 29

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

736 69

911 68

778 77

305 51

$36,328 14

$40,969 55

$38,056 62

$49,727 59

$20,000 00

$20,000 00

$20,000 00

$20,000 09

264 25

644 32

872 79

1,967 07

U S a n d N a tio n a l hn/nlr m irre n e y ..............................
O old eoin
Qi Iiipv nniri

T o tals

.........................................................................

L ia b ilitie s.
Co-nifol otnclr niiirl in ........................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ...............................................................
JJlVlilcllUa u iip a iu .................................................... .

........................

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

7,267 19

9,280 55

6,121 18

15,408 22

C o m m ercial c e rtific a te s o f d e p o s it............................

8,048 48

11,044 68

11,062 65

12,352 39

P ug to b u n k s a n d b a n k e r s ............................................

748 22

$40,969 55

$38,056 62

$49,727 59

^ e r iin e u ..............................................................................
nc a«s nniehr si ciiccivo
m L ’-c o
muw
i n r H n O’.......................................
.......................................
S av in g s d e p o s its ....................
|

■V
T^vtnc or*rl
ilie TP
fll SPOIITl t.P.d.......................................
xsotes
dllU "H
Uiua
i ................................................................

1

B ills p a y a b le .............................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$36,328 14

179

STATE BA N K S O F M ICH IG A N .
No. 225.
SARANAC STATE BANK, SARANAC.
O rganized O ctober 16, 1900.

S t e p h e n M. C ra w fo r d , P r e s i d e n t ; W. S. A l l e n , V i c e P r e s i d e n t ; A. F. N o y e s , C a s h ie r .
D ir e c t o r s .— S tep hen M. C raw ford, Jos. J. Granger, W. S. A llen, Geo. L iverton , S. E. T ucker,
L. C. D a v id , H iram O lm stead.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ept. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$20,628 17

B onds, m o rtg a g e s a n d s e c u ritie s ................................

5,808 72

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................
B a n k in g h o u s e ...................................................................

1,200 00

F u r n itu r e a n d fix tu re s ....................................................

800 00

E x p e n s e a c c o u n t....... .......................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

261 32

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

24,202 19

E x c h a n g e fo r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

6,858 00

G old c o in ..............................................................................

1,225 00

S ilv e r c o i n ...........................................................................

166 00

N ick els a n d c e n t s ..............................................................

51 15

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

713 11

T o ta ls ..............................................................................

$61,913 66

L ia b ilitie s.

.................

C ap ital sto c k p a id i n ........................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

$13,463 85

104 35

D iv id e n d s u n p a id .............................................................
C om m ercial d e p o sits s u b je c t to c h e c k ....................

19,797 10

C om m ercial c e rtific a te s o f d e p o s it............................

4,206 54

D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it....................................
N otes a n d b ills re d is c o u n te d .......................................

24,341 82
........................

B ills p a y a b le ........................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$61,913 66

180

STATE BANKING- D E PA R T M E N T
No. 54.
SAULT SAVINGS BANK, LOAN AND TRUST CO., SAULT STE. MARIE.
O rganized N ovem ber 20, 1886.
G eorge K e m p , P r e s i d e n t ; M. J. W ea v er , V ic e P r e s i d e n t ; E . L. S t a n l e y , C a s h ie r .

D ir e c t o r s .— G eorge Ivemp,
K em p, C.
C E. A in sw o rth , J. H. Steere, W m. C handler,
M. J.
" W eaver, F ra n k P erry, M. J. M agee, H en ry H ickler.

R. D. P erry,

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R eport of
Sept. 5.

"Loans a n d d is c o u n ts ........................

$241,238 60

$286,251 36

$316,185 15

$433,426 00

B o n d s, m o rtg a g e s a n d se c u ritie s .

117,568 66

116,773 46

119,435 17

115,225 17

R eso u rces.

R e p o rt of
D ec. 13.

P re m iu m s p a id o n b o n d s ...............
O v e r d r a f ts ............................................

114 51

1,291 58

482 09

485 41

B a n k in g h o u s e ....................................

25,000 00

25,000 00

25,000 00

25,000 00

F u r n itu r e a n d fix tu re s ....................
'O th e r re a l e s ta te ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)............................................................................
D u e fro m b a n k s in re s e rv e c itie s ..........................

3,000 00

3,036 39

3,036 39

3,036 39

10,484 12

10.463 87

10,413 97

8,242 52

3,269 22

1,524 65

203 16

7,175 23

130,956 72

104,116 22

164,098 20

99,472 46

E x c h a n g e fo r c le a rin g h o u s e .................................

4,659 48

5,807 08

4,018 70

2,367 00

ïU. S. a n d N a tio n a l b a n k c u rre n c y ........................

33,921 00

20.464 00

35,149 00

61,299 00

'G old c o in ..... ..................................................................

5,735 00

9,925 00

16,720 00

10,635 00

2,975 50

1,338 25

2,985 30

3,073 90

N ic k e ls a n d c e n t s ........................................................

208 32

103 13

471 18

453 75

•Checks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

851 06

1,039 40

1,056 15

1,160 14

$579,982 19

$587,124 39

$699,254 46

$771,051. 97

$50,000 00

$50,000 00

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

10,000 00

6,538 03

6,803 34

3,701 17

D iv id e n d s u n p a id .........................................

72 00

32 00

C o m m e rc ial d e p o sits s u b je c t to c h ec k .

254,754 45

246,242 81

339,079 41

385,934 83

C o m m e rc ial c e rtific a te s o f d e p o s it.......

38,047 29

38,528 81

28,637 04

25,566 04

S ilv e r c o in ......................................................................

T o tals.

L ia b ilitie s.
C ap ital s to ck p a id i n ..................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

4,994 19

872 76

D u e to b a n k s a n d b a n k e r s ........................

6,885 07

C ertifie d c h e c k s ............................................
C a sh ie r’s c h e c k s o u ts ta n d in g ..................
S a v in g s d e p o s its ...........................................

222,107 30

235,407 85 •

263,789 91

288,932 86

$699,254 46

$771,051 97

S a v in g s c e rtific a te s o f d e p o s i t ...............
N o te s a n d b ills re d is c o u n te d ...................
B ills p a y a b le ............................ ......................
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$579,982 19

$587,124 39

181

STA TE BA N K S O F M ICH IG A N .
No. 204.
STATE SAVINGS BANK OF SCOTTVILLE, SCOTTVILLE.
O rg a n iz e d J u ly 29, 1898.
C. W . M c P h a i l , P r e s id e n t; M. L. W i l l i a m s , V ice P r e s id e n t; H . G. F l in t , C a sh ie r ;
E. S. F a ir b a n k s , A s s is ta n t C ash ier.

D ir e c t o r s .— C. W . M c P h a il, M. L. W illia m s , C. A. M c P h a il, H . G. F li n t, M a ry A. F li n t.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

T,nans an d d is c o u n ts ........................................................

$23,391 00

$27,136 93

$29,038 62

$28,998 29

B ond s m n rtg 3ge^ a n d peenritieB ................................

6,767 86

8,766 95

10,998 47

11,666 70

17 47

P re m iu m s p aid on B o n d s..............................................
O v e rd ra fts ,, .........................................................................

12 55

B an k in °’ fmrjsp ( r e n t) ......................................................

123 00

F u r n itn r e a n d fix tu re s ....................................................

1,191 11

211 09

1,191 11

1,191 11

72 72

74 22

1,191 11
74 22

O th e r real e s ta te
........... ..............................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re se rv e
citie s)
.........................................................................

954 41

P n e fro m B anks in reserve, c itie s ...............................

9,616 55

870 54

4,461 40

1,167 43

2,766 00

2,633 00

2,859 00

20 00

100 00
612 20

841 80

E x c h a n g e fo r el e arin g lio n se ........... ...........................
U S a n d N a tio n a l B ank e n r r e n e y ..............................

1,234 00

G old c o i n ............................................................................

10 00

S ilv e r e.oin...........................................................................

411 10

365 80

260 65

^iiekela a n d e e n t s .............................................................

12 77

22 24

11 23

12 69

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

88 44

84 84

60 50

750 76

$43,812 79

$41,294 60

$48,749 20

$48,485 29

C apital sto c k paid i n ........................................................

$15,500 00

$15,500 00

$15,500 00

$15,500 00

S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................................................

1,214 27

1,214 27

1,214 27

1,214 27

895 62

1,367 80

1,570 92

2,715 73

12,570 72

8,810 71

13,115 25

10,199 80

S a v in g s d e p o s its ...................... ........................................

12,426 78

10,401 42

11,874 17

10,877 99

S av in g s c ertific a te s o f d e p o s it...................................

1,205 40

1,990 40

2,120 40

2,647 50

2,339 53

4,330 00

2,010 00

1,014 66

1,000 OO

$41,294 60

$48,749 20

$48,485 29

T o ta ls .............................................................................

L ia b ilitie s.

D iv id e n d s u n p a id

...........................................

C om m ereial d e p o sits s u b je c t to e.Beek....................

D ue to B anks an d B ankers

C ash ie r’s c h ec k s o u ts ta n d in g ’

N otes a n d Bills re d is c o u n te d .......................................
H ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$43,812 79

182

STA TE B A N K IN G D E PA R T M E N T .
No. 175.
COMMERCIAL STATE BANK OF SHEPHERD., SHEPHERD.
O rg a n iz e d D ecem b er 27, 1894.

H.

D. B e n t , P r e s id e n t; N. W . S t r u b l e , V ice P r e s id e n t; L. D. E s t e e , 2d' V ice P r e s id e n t ;
W. E . A d a m s , C a sh ie r ; W . I. N. S h e p h e r d , A s s is ta n t C ash ier.

D ir e c t o r s .— I. N. S h e p h e rd , L in u s D. E s te e , H . D. B e n t, M rs. B. J . W h ite , M a r th a A. T a y lo r,
O liv e r H . A d am s, T h o m a s H a n n e tt, W . H . K in te r , N. W. S tru b le .
R e p o rt of
A p ril 26.

R eso u rc e s.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$32,524 10

$35,395 94

$37,756 44

$35,466 54

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

10,469 42

17,944 42

16,990 00

18,505 00

165 22

573 74

600 25

1,035 17

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts ............................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

1,000 00

1,000 00

1,000 00

1,000 00

O th e r re a l e s t a t e ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

700 00

700 00

700 00

650 00

D u e fro m b a n k s in re s e rv e c itie s ...............................

45,620 52

40,392 37

35,670 80

43,873 51

E x c h a n g e fo r c le a rin g h o u s e .......................................

17 25

5 00

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

5,560 00

4,300 00

3,509 00

6,497 00

'Gold c o in ..............................................................................

2.945 00

3,135 00

3,100 00

920 00

S ilv e r c o i n ..................... ................................

.........

1,484 75

1,528 55

978 65

619 50

N ic k e ls a n d c e n t s .............................................................

37 52

37 66

46 42

42 48

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

26 20

11 05

483 36

98

T o ta ls ..............................................................................

$100,532 73

$105,518 73

$100,852 17

$108,615 18

C ap ital sto c k p a id i n ........................................................

$17,000 00

$17,000 00

$17,000 00

$17,000 00

S u rp lu s f u n d ..........................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ..............................................................

1,400 00

1,400 00

1,450 00

1,450 00

419 49

647 86

369 58

1,418 81

C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................

25,703 34

27,213 30

25,146 17

22,316 62

C o m m e rc ial c e rtific a te s o f d e p o s it............................

56,009 90

58,648 59

56,886 42

66,429 75

$100,852 17

$108,615 18

L ia b ilitie s.

D iv id e n d s u n p a id ............................................................

D u e to b a n k s a n d b a n k e r s .............................................

583 98

C e rtifie d c h e c k s .................................................................

25 00

C a sh ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ..............................................................
•Savings c e rtific a te s o f d e p o s i t ...................................
N o te s a n d b ills r e d is c o u n te d .......................................
¡Bills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$100,532 73

$105,518 73

183

• STA TE BA N K S O F M ICH IG A N .
No. 148.
CITIZENS’ STATE BANK OF SOUTH HAVEN, SOUTH HAVEN.
O rganized D ecem ber 28, 1892.

W . S. B r a d le y , P re s id e n t; R. T. P ie r c e , Vice P re sid e n t; L. E. P a r s o n s , Cashier.
D ir e c t o r s .— Wm. S. B rad ley, Jo h n C. M erson, R. T. P ierce. O rley M.
S ila s M. T row bridge, L. F. O tis, Ja m es K. B arden. C. W. W illiam s,
L. A. Spencer, W. H. H urlb ert, T. A. B ixby.

V aughan ,

R e p o rt o f
D ec. 13.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

Lna.ns a n d d is c o u n ts ........................................................

$139,669 30

$148,668 85

$137,372 05

$152,482 73

P o n d s m o rtg a g e s a n d s e c u ritie s ................................

60,152 26

53,756 56

52,435 85

62,423 60

724 61

1,587 92

2,320 72

1,965 65

3,000 00

3,000 00

3,000 00

3,000 00

1,899 32

11,145 13

68,984 27

66,726 93

P rem im ris p aid on b e n d s

......................................... .

O y e rd ra .fts ...........................................................................
P a n k in g In

................................................

F u r n itu r e a n d fix tu re s ....................................................
O th e r roal e s ta te .
........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)
........................................... ...............
O n e fro m b a n k s in re s e r v e c i t i e s ..............................
P y c h an g e f o r c le a rin g h o u s e .......................................
TT. S. an d N a tio n a l b a n k c u rre n c y ..............................

6,365 00

6,293 00

15,305 00

7,416 00

G old c o in .............................................................................

5,295 00

6,055 00

10,012 50

9,935 00

S ilv e r c o i n ...........................................................................

1,328 10

1,204 50

1,869 60

2,350 30

20 45

19 43

117 97

11 41

C h eck s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

3,987 98

3,829 02

12,041 36

2,979 27

T o ta ls ..............................................................................

$222,442 02

$235,559 41

$303,459 32

$309,290 89

$50,000 00

$50,000 00

$50,000 00

$50,000 00

7,000 00

7,000 00

7,500 00

7,500 00

3,818 24

4,516 12

2,567 99

5,913 68

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

70., 879 95

65,294 39

128,060 75

118,025 87

C o m m e rc ial c e rtific a te s o f d e p o s it..........................

10,611 15

13,988 17

18,599 78

28,273 59

80,132 68

84,760 73

96,730 80

99,577 75

$303,459 32

$309,290 89

N ic k els a n d c e n t s ..............................................................

L ia b ilitie s.
■Capital s to ck p a id i n .......................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta.xes p a i d ...............................................................
D iv id e n d s u n p a id

......................................................

D u e to b a n k s a n d b a n k e rs.
C ertified c h ec k s . . . .

..................................................

C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a y in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o s it,....................................
N o tes a n d b ills re d is c o u n te d .
P ills p a y ab le

....

..................................................

T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

10,000 00
$222,442 02

$235,559 41

184

STA TE B A N K IN G DEPARTM ENT)»

No. 71.
the fir st

State

ba n k of south h a v en , south h a v e n .
O rganized D ecem ber 28, 1880.

Charles

J.

M o n r o e . P r e s id e n t; TT. W . W i l l i a m s , V ice P r e s id e n t; G eo rg e
C a sh ie r ; E u g e n e A. H a r t m a n , A s s is ta n t C ash ier.

C. M on r o e ,

D ir e c t o r s .— H enry W. W illia m s, C harles J. M onroe. V olney R oss, M. H . B ixby, John M ackey,
Sam uel P. W ilson, E u n ice E. M oore, H. M. A very, L. S. M onroe.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

L o an s a n d d is c o u n ts ........................................................

$131,933 81

$160,594 47

$167,005 23

$146,203 44

B o n d s, m o rtg a g e s an d s e c u r itie s ...............................

119,556 39

119,874 89

117,888 89

131,764 94

114 15

25 93

115 44

17 97

2,500 00

R e p o rt of
D ec. 13.

P re m iu m s p aid nn b o n d s ..............................................
O v e rd ra fts ............................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

3,000 00

3,000 00

2,500 00

O th e r re a l e s ta te ................................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

11,076 40

11,076 40

11,026 40

465 83

698 79

D u e fro m h a n k s in re s e rv e c itie s ...............................

41,528 68

17,551 73

85,170 71

113,884 93

U . S. a n d N a tio n a l h a n k c u r r e n c y ............................

6,120 00

8,755 00

8,140 00

13,240 00

G old c o in ..............................................................................

E x c h a n g e fo r c le a rin g h o u s e .......................................

4,880 00

5,550 00

4,122 50

5,105 00

S ilv e r c o in ...........................................................................

1,900 00

4,700 00

1,600 00

2,000 00

N ick els a n d c e n t s ..............................................................

54 09

24 24

26 72

142 81

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

177 83

1,192 08

9,354 20

2,971 38

T o ta ls ..............................................................................

$320,341 35

$332,810 57

$407,648 88

$417,830 47

C ap ital s to c k p a id i n .......................... .............................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

35,000 00

35,000 00

35,000 00

35,000 00

8,070 45

6,951 32

4,112 56

9,186 34

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

87,276 31

92,389 99

157,914 78

136,343 82

C o m m ercial c e rtific a te s o f d e p o s it............................

5,165 93

4,455 93

4,903 20

8,202 42

D u e to b a n k s a n d b a n k e r s .............................................

96 33

469 55

80 41

1,932 09

S a v in g s d e p o s its ................................................................

129,052 33

137,863 78

149,957 93

170,820 80

S a v in g s c e rtific a te s o f d e p o s it....................................

5,680 00

5,680 00

5,680 00

6,345 00

$320,341 35

$332,810 57

$407,648 88

$417,830 47

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................

C ertified c h e c k s .................................................................
C a sh ie r’s c h e c k s o u t s t a n d i n g .....................................

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ........................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

185

STATE BA N K S OF M ICH IG A N .
No. 207.
SPARTA STATE BANK, SPARTA.
O rganized Septem ber 6, 1898.
0 . A. B l o o m e r , P re sid e n t; J .

S. B radford , Vice P re sid e n t; J o h n M a n c h e s t e r , 2d Vice
P re sid e n t; B. N. K e is t e r , Cashier.

D ir e c t o r s .— .T. S. B rad ford, John M anchester, M anly IV. B u rtch , C. A. B loom er,
C h as. A. J o h n s o n , A u g u st A. J o h n s o n , B ru c e N . K e is te r.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

T,f>ans a n d iliSCOT!Tits......................................................

$33,082 60

$39,422 22

$39,643 80

$33,792 57

■Rrvrwls m o r t g a g e s a n d s e c u ritie s ................................

26,081 59

26,651 49

26,732 95

30,136 45

Ib ie fro m h a n k s in re s e rv e c itie s ...............................

20,008 95

8,653 50

7,726 93

16,347 79

E x c h a n g e fo r c le a rin g h o u s e .......................................

257 11

505 32

195 55

202 49

TT, S a n d N a tio n al h a n k c u rre n c y ..............................

3,109 00

3,858 00

2,082 00

2,787 00

fro lfl c o in ..............................................................................

1,500 00

1,515 00

2,000 00

1,500 00

S ilv e r c o in ..........................................................................

377 00

468 00

265 00

617 00

N ic k els anrl c e n t s ....................................... ......................

64 84

49 98

37 61

58 77

$84,481 09

$81,123 51

$78,683 84

$85,442 07

C ap ital sto c k p a id i n ........................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s f u n d ......................................................................
U n d iv id e d pro fits, le ss c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a id ........*.......................................................

1,000 00

1,000 00

2,000 00

2,000 00

2,742 21

3,373 11

1,836 04

2,596 84

C om m ercial d e p o sits s u b je c t to c h e c k .....................

23,842 20

20,372 67

18,851 37

22,011 52

S a v in g s d e p o s its ...............................................................

11,150 37

11,677 45

11,928 69

15,573 17

S a v in g s c e rtific a te s o f d e p o s it...................................

30,746 31

29,700 28

29,067 74

28,260 54

T o ta ls ..............................................................................

$84,481 09

$81,123 51

$78,683 84

$85,442 07

P re m iu m s pR id on b oiu lti

P a n king' h o u se

O th e r re a l e sta te
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e

C hecks, cash ite m s a n d in te r n a l re v e n u e a c c o u n t
T o ta ls..............................................................................

L ia b ilitie s.

24


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Federal Reserve Bank of St. Louis

186

STATE B A N K IN G D EPA R T M E N T .
No. 134.
CITIZENS’ STATE BANK, STURGIS.
O rganized M arch 2, 1892.

M a r t in E . A u l sb e o o k , P re sid e n t; E . S. A m id o n , Vice P re s id e n t; T. J. C o l l in s , C ashier;
H . C. K r a ft , A s s is ta n t Cashier.
D ir e c t o r s .— M artin E. A uisbrook, Geo. B. T om pkins, E dm und S. A m idon, C. B.
F rank K enyon, T. J. C ollin s, C harles A. Stu rges, E. C. W right, H . C. Rehm.

Buck,

R eso u rc e s.

R e p o rt of
A p ril 26.

L o a n s a n d d is c o u n ts ........................................................

$118,664 10

$98,920 18

$85,006 02

$110,748 66

B o n d s, m o rtg a g e s a n d s e c u ritie s ...............................

64,624 04

67,890 69

70,296 87

71,242 69

R e p o rt o f
J u n e 29.

P re m iu m s p a id o n b o n d s ...............................................
O v e r d r a f ts ...........................................................................

R e p o rt of
S e p t. 5.

R e p o rt of
D ec. 13.

300 J5

277 30

627 00

1,157 53

662 03

1,639 54

2,006 60

2,006 60

2,006 60

2,006 60

8,000 00

8,000 00

8,000 00

23,299 26

42,696 45

18,051 12

B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................
O th e r re a l e s ta te ................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................
D u e fro m b a n k s in re s e rv e c i t i e s ..............................

28,575 07

E x c h a n g e fo r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

7,663 00

6,965 00

4,445 00

8,926 00

G o ld c o in .........................................................................

3,965 00

5,187 50

4,215 00

3,965 00

S ilv e r c o in ...........................................................................

1,362 90

1,368 05

463 75

509 90

N ic k els a n d c e n t s ..............................................................

125 47

101 80

144 17

83 81

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

428 27

320 44

838 20

348 28

T o ta ls ..............................................................................

$228,041 45

$215,217 05

$219,074 24

$225,798 90

C ap ita l sto c k p aid i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ................................................................

5,575 00

5,575 00

5,725 00

5,725 00

1,770 79

3,104 08

790 33

3,154 48

C o m m e rc ial d e p o sits s u b je c t to c h e c k .....................

47,689 11

34,586 22

41,247 80

47,876 91

C o m m ercial c e rtific a te s o f d e p o s it............................

75,346 51

73,934 16

73,381 80

70,903 33

47,660 04

48,017 59

47,929 31

48,139 18

$215,217 05

$219,074 24

$225,798 90

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C a s h ie r’s c h ec k s o u ts ta n d in g .....................................
S a v in g s d e p o s its ......................................................
S a v in g s c e rtific a te s o f d e p o s i t ....................................

V

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$228,041 45

187

STATE BA N K S OF M IC H IG A N .
No. 151.
LILLEY STATE BANK, TECUMSEH.
O rganized J a n u a ry 26, 1893.

L u c i u s L i l l e t , P r e s id e n t; r . W. A. F i t z s im m o n s , V ice P r e s id e n t; F . A. S h e p a r d , C a sh ie r :
F . B. B a u e r , A s s is ta n t C ash ier.
D ir e c t o r s .— L u c iu s L illey , J. S. S tron g. L. I. B id w e ll, P. Y . A. F itzsim m o n s, L. t . B id w ell.
R e p o rt o f
A p ril 26.

R eso u rc e s.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

R e p o rt of
D ec. 13.

f,n an s and fJi^p.nnnts.....................t , , , r ......................

$70,292 82

$80,246 64

$85,784 30

$85,111 73

P o n d s m n ^ t0^ p ’P.s a n d spp.nritips................................

17,930 00

17,590 00

17,590 00

19,890 00

............... ......................................................

208 75

114 18

150 85

1 08

"Pnrnitnrp a n d fix tu re s ....................................................

1,650 00

1,650 00

1,650 00

1,650 00

XHip fro m flunks in rp sp ry p pi tip s ...............................

78,217 87

74,950 18

77,872 48

93,925 58

O v e rd ra f ts

D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e

U S a n d "Nat-inna.l Uanlc p.nrrpnpy..............................

7,156 00

8,006 00

7,566 00

4,366 00

O old coi n f............................................................................

5,475 00

5,350 00

6,830 00

7,250 00

f^ilypr c o i n ...........................................................................

177 40

158 10

528 30

236 20

a Fid c e n t s ..............................................................

63 22

84 16

54 11

74 19

]STi c k e is

324 45

43 05

592 50

557 93

$181,495 51

$188,192 31

$198,618 54

$213,062 71

C ap ital stools paid in ........................................................

$40,000 00

$40,000 00

$40,000 00

$40,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x p s p a 1" d ...............................................................

8,000 00

8,000 00

8,000 00

8,000 00

992 70

1,509 13

1,889 05

2,728 81

P.llPPlc...............

64,337 74

78,114 32

82,357 76

100,123 39

O nm m prpial p.p/rtifip.atps o f d p p o s it............................

68,006 20

60,568 86

66,371 73

62,210 51

$188,192 31

$198,618 54

$213,062 71

C h eck s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t
T o ta ls .............................................................................

L ia b ilitie s.

^ m n m prr*ial d p p o sits snhjpp.t to

158 87

T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$181,495 51

188

STA TE B A N K IN G D EPA R T M E N T .
No. 15G.
TECUMSEH

STATE

SAVINGS

BANK,

TECUMSEH.

O rganized A pril 21, 1893.
C h a r l e s R. M il l e r , P r e s id e n t ; G e o . AV. K n a p p , V ice P r e s id e n t; J . H . S m i t h , C a sh ie r;
G eo rg e AA'. K n a p p , A s s is ta n t C ash ier.
D ir e c t o r s .— C. A. S la y to n , C. R. M iller, Geo. AV. K napp. Josep h R u ssell, A rth u r D. Gilm ore
L. M. K ellogg, L. D. D ew ey, A. D. E llis, D avid H ow ell.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R ep o rt of
S ep t. 5.

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts .......................................................

$38,963 34

$44,309 44

$48,534 16

$50,220 33

B o n d s, m o rtg a g e s a n d s e c u ritie s ................................

34,264 44

40,680 08

44,298 83

51,398 83

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts ...........................................................................

328 71

206 22

674 64

274 61

B a n k in g h o u s e ...................................................................

3,700 00

3,700 00

3,700 00

3,700 00

1,290 00

1,290 00

1,290 00

1,290 00

46,464 23

32,313 24

28,836 32

13,795 43

F u r n itu r e a n d fix tu re s ....................................................

.

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................
D u e fro m b a n k s in re s e rv e c itie s ...............................
E x c h a n g e fo r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

5,471 00

6,876 00

2,571 00

5,233 00

G old c o in ..............................................................................

4,635 00

5,337 50

5,437 50

2,617 50
105 70

S ilv e r c o in ...........................................................................

209 90

253 65

455 70

N ic k els a n d c e n t s ..............................................................

80 92

31 16

60 77

94 94

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

60 49

244 86

377 58

547 12

T o ta ls ................................... ..........................................

$135,468 03

$135,242 15

$136,236 50

$129,384 11

L ia b ilitie s.
C ap ital s to c k p a id i n ........................................................

$26,000 00

S u rp lu s f u n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .............................................. .................

1,800 00

1,800 00

1,800 00

1,800 00

928 26

1,740 22

1,871 82
%

2,435 40

C o m m ercial d e p o sits s u b je c t to c h e c k ....................

38,512 98

30,994 71

32,856 96

31,494 45

C o m m ercial c e rtific a te s o f d e p o s it...........................

9,197 82

7,674 55

7,574 83

10,667 1G

59,028 97

67,032 67

66,132 89

56,987 10

$135,468 03

ipiOdjiTi Id

$136,236 50

$129,384 11

$26,000 00

D iv id e n d s u n p a id ..............................................................

D u e to b a n k s a n d b a n k e r s .............................................
C ertifie d c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................
S a v in g s d e p o s its ...............................................................
S a v in g s c e rtific a te s o f d e p o s it...................................
N o tes a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls...................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

189

STA TE BA N K S OF M ICH IG A N .
No. 120.

«

THE FIRST STATE SAVINGS BANK OF THREE RIVERS, THREE RIVERS.
O rganized A u g u st 15, 1891.
A m o s C. W o l f , P r e s id e n t; B i s h o p P . A n d r e w s , V ice P r e s id e n t; G eorge T. W o l f , C a sh ie r ;
G. R. B e a n , A s s is ta n t C ash ier.
D ir e c t o r s .— J. W. French, W. E. Clark, G eorge T. W olf, B ish op E. A ndrew s, A. C. W olf.
W. J. W illits, E. B. L in sley.

R eso u rc e s.

1 R e p o rt o f
A p ril 26.

L o an s a n d d is c o u n ts ........................................................

$202,411 03
31,451 79 |

D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )................................................ • ...............................

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

$215,480 39

$216,230 95

$178,989 90

29,301 79

46,077 19

28,319 04 :

R e p o rt of
D ec. 13.

150 00

917 36
3,710 40
15,000 00

1,206 50

9,791 11

3,194 00

15,000 00

15,000 00

15,000 00

1,300 00

750 00

5,000 00

600 00

D u e fro m b a n k s in re s e r v e c itie s ...............................

34,035 93

33,640 60

23,251 71

44,001 42

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

8,314 00

10,700 00

8,963 00

11,589 00

11,465 00

12,375 00

12,275 00

12,520 00

2,009 05

1,646 20

1,363 10

1,430 00

N ick els a n d c e n t s ..............................................................

243 84

101 58

95 75

92 20

C h eck s, cash ite m s a n d in te rn a l re v e n u e a c c o u n t

226 65

703 16

ICO 01

213 79

T o tals ..............................................................................

$307,663 79

$328,507 08

$314,985 31

$315,141 26

C ap ital s to ck p aid i n ........................................................

$30,000 00

$30,000 00

$30,000 00

$30,000 00

S u rp lu s f u n d ......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

15,000 00

15,000 00

15,000 00

15,000 00

3,813 15

5,973 43

2,247 27

3,494 81

G old c o in ..............................................................................

L iab ilitie s.

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

56,769 39

53,140 25

36,514 16

41,264 89

C o m m e rc ia l c e rtific a te s o f d e p o sit............................

104,774 96

107,141 15

114,335 86

96,980 80

...................
*
S a v in g s d e p o s its ...................................................... . —

97,306 29

117,252 25

116,888 02

128,400 76

$307,663 79

$328,507 08

$314,985 31

$315,141 26

S a v in g s c e rtific a te s o f d e p o sit .................................
N o te s a n d h ills re d is c o u n te d .
B ills p a y a b le ................................
T o tals .


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Federal Reserve Bank of St. Louis

190

STATE B A N K IN G D E PA R T M E N T .
No. 138.
TRAVERSE CITY STATE BANK, TRAVERSE CITY.
O rg a n iz e d J a n e 16, 1892.
P erry H a n n a h , P r e s id e n t; A. T racy L ay , V ic e P r e s id e n t; J . T. H a n n a h , C a sh ie r ;
S. G a rla n d , A s s is ta n t C a sh ie r ; H ow ard I r i s h , 2d A s s is ta n t C ash ier.

D ir e c t o r s .— P e r r y H a n n a h , A. T r a c y L a y , J . T . H a n n a h , S. G a rla n d , H o w a rd

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

Ir is h .

R e p o rt of
D ec. 13.

L o an s a n d d is c o u n ts ........................

$308,939 41

$276,437 30

$249,304 20

$226,945 99

B o n d s, m o rtg a g e s a n d s e c u ritie s .

456,392 88

493,710 88

409,853 88

417,133 88

P re m iu m s p a id o n b o n d s ...............

36,434 00

34,772 75

34,772 75

O v e rd ra fts ...........................................

116 80

191 50

26 18

38 39

B a n k in g h o u s e ......................
F u r n itu r e a n d fix tu re s ....................
O th e r re a l e s t a t e ................................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s).................................................................................
D u e fro m h a n k s in re s e rv e c i t i e s ........................

1,861 44

1,861 44

1,861 44

1,861 44

10,348 5.3

8,348 53

8,348 53

8,348 53

139,151 90

132,425 56

178,125 13

197,338 49

E x c h a n g e fo r c le a rin g h o u s e ..................................
U . S. a n d N a tio n a l h a n k c u r r e n c y ........................

49,557 00

59,689 00

44,539 00

41,384 00

G old c o in ........................................................................

12,665 00

12,479 50

11,685 00

11,880 00

S ilv e r c o i n .......................... ..........................................

4,960 00

5,290 00

2,401 00

4,890 OO

N ick els a n d c e n t s ........................................................

60 10

95 46

76 09

74 64

18,294 32

2,681 67

7,785 11

23,927 07

$993,210 84 1 $948,778 31

3,595 18

C hecks, cash ite m s a n d in te rn a l re v e n u e a c c o u n t
T otals.

$1,038,781 38

L ia b ilitie s.
C ap ital s to ck p a id i n ....................

$100,000 00

$100,000 00

$ 100,000 00

25,000 00

25,000 00

25,000 00

25,0C0 00

25,546 74

31,831 20

26,472 99

32,024 27

C o m m ercial d e p o sits s u b je c t to c h ec k .

404,893 08

328,947 13

307,560 73

351,487 31

C o m m ercial c e rtific a te s o f d e p o s it.......

483,341 56

507,432 51

489,744 59

460,083 60

$1,038,781 38

$993,210 84

$948,778 31

$968,595 18

S u rp lu s f u n d .................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ..........................................................

$100,000 OO

D iv id e n d s u n p a id .........................................

D u e to h a n k s a n d b a n k e r s ........................
C ertified c h e c k s .............................................
C ash ie r’s c h ec k s o u ts ta n d in g ..................
S a v in g s d e p o s its ...........................................
S a v in g s c e rtific a te s o f d e p o sit................
N o tes a n d h ills r e d is c o u n te d ...................
B ills p a y a b le ..................................................
T otals.


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Federal Reserve Bank of St. Louis

!

191

STA TE BANKS OF M ICH IG A N .
No. 192.
STATE SAVINGS BANK OF VASSAR, VASSAR.
O rganized D ecem ber 30, 1896.

I saac G ib b a iíd , P r e s id e n t; H . E . H a r r is o n , V ice P r e s id e n t; W m . D a v ie s , 2d V ice P r e s id e n t;
C. C. C u r t i s ., C a sh ie r ; G e o . R. B u c k , A s s is ta n t C ash ier.
D ir e c t o r s .— Isa a c Gibbard, H. E. H a rriso n , C. C. C urtis, G eorge R. B uck,
C harles H. R ichardson, W illia m D avies.

R eso u rc e s.

R e p o rt of
J u n e 29.

R e p o rt o f
A p ril 26.

R e p # rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

L e a n s a n d d is c o u n ts ........................................................

$70,329 01

$73,643 74

$76,024 04

$71,145 63

B on d s m o rtg a g e s an d s e c u ritie s ...............................

30,040 60

30,649 73

32,143 73

30,802 48

Prpm i'nm fl p aid on lion ils ..............................................
O yerd r a f t s ...........................................................................

204 96

320 71

1,313 54

68 40

B a n k in g h n n s fi.......................................................................

3,400 00

3,400 00

3,400 00

3,400 00

F u r n itu r e RTifl fix tu re s ....................................................

1,600 00

1,600 00

1,600 00

1,600 00

40,424 64

32,730 32

35,117 45

54,256 45

O th e r real e s ta te ...............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
C itie s )................................................................................
D ue fro m b a n k s in re s e rv e c itie s ...............................

F x c h a m re fo r c le a rin g b o u s e ....................................... ........................
fl S and N atio n al t a n k c u rre n c y ..............................

3,362 00

5,612 00

4,274 00

3,557 OO

Gold c o in ..............................................................................

2,035 00

2,075 00

2,045 00

2,000 00

S ilv e r c o in ...........................................................................

671 80

1,090 70

777 85

738 35

N ick els an d c e n t s .............................................................

68 90

57 16

90 80

116 79.

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

414 03

469 25

477 53

284 36

T o ta ls ..............................................................................

$152,550 94

$151,648 61

$157,263 94

$167,969 46

C apital s to ck pa,id i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a id ................................................................

1,500 00

1,500 00

2,500 00

2,500 00

1,271 81

2,099 25

414 38

1,105 21

28,575 42

26,157 88

L ia b ilitie s.

........................

D iv id e n d s u n p a id ..............................................................
C om m ercial d e p o sits s u b je c t to c h e c k .....................

26,214 09

34,713 36

C om m ercial c e rtific a te s o f d e p o s it...........................
........................

D ue to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s .................................................................
C ash ie r’s Checks o u ts ta n d in g ......................................
S a v in g s d e p o s its ...............................................................

38,518 31

39,648 55

42,785 91

52,124 44

S a v in g s c e rtific a te s o f d e p o s it...................................

51,547 46

57,186 72

57,988 23

61,081 93

$152,550 94

$151,648 61

$157,263 94

$167,969 46

1

N o te s a n d b ills r e d i s c o u n t e d ..........................................

B ills p ay ab le
T o tals

..................................................
...................................................................


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Federal Reserve Bank of St. Louis

192

STA TE B A N K IN G D E PA R T M E N T .
No. 105.
WAYNE SAVINGS BANK, WAYNE.
O rganized O ctober 14, 1890.

J a m e s R. I-Io s ie , P re s id e n t; L. T. B l o u n t , Vice P re s id e n t; G eo rg e H. S t e l l w a g e n , C ashier;
G. S t e l l w a g e n , A s s is ta n t Cashier.
D ir e c t o r s .— Jas. R. H osie, Geo. H. S tellw a g en , L. T. B lou n t, J. J. S tellw a g e n , Josep h W altz,
P. H. S tellw a g e n , W m. D a r m sta itte r .
R e p o rt of
A p ril 26.

R e p o rt o f j R e p o rt o f
.Tune 29.
S e p t. 5.

L o a n s a n d d is c o u n ts ......................

$131,937 26

$135,881 08

$135,026 24

$138,170 51

B onds, m o rtg a g e s a n d s e c u ritie s

116,927 07

120,332 07

121,725 53

123,411 38

930 24

1,252 10

1,394 66

332 58

1,260 00

1,260 00

1,260 00

1,260 00

D u e fro m b a n k s in re s e rv e c i t i e s ..............................

57,547 95

68,945 38

60,174 07

65,815 47

E x c h a n g e fo r c le a rin g h o u s e .......................................

200 27

117 96

502 05

104 00

U . S. a n d N a tio n a l b a n k c u rre n c y ..............................

835 00

223 00

1,033 00

1,885 00

R e s o u rc e s .

P re m iu m s p a id on b o n d s .. ........
O v e r d r a f ts ......................................... .

R e p o rt of
D ec. 13.

580 00

B a n k in g h o u s e ...................................
F u r n itu r e a n d fix tu re s ....................................................
•O ther re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s).................................................. ...............................

G old c o in .................... ........................... ............................

699 86

1,414 86

1,974 86

2,969 86

^Silver c o i n ...........................................................................

200 00

120 00

410 00

530 00

N ick els a n d c e n t s ..............................................................

35 91

18 83

59 79

29 07

■Checks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

269 77

245 77

385 56

399 92

$310,843 33

$329,811 05

$323,945 78

$335,487 79

$25,000 00

$25,000 00

$25,000 00

$25,000 00

12,500 00

12,500 00

12,500 00

12,500 00

6,913 70

6,541 09

4,772 10

6,312 08

T o tals.

L ia b ilitie s.
C ap ital s to c k p a id in.
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ................................................................
D iv id e n d s u n p a id .......................................
■Commercial d e p o sits s u b je c t to ch ec k

80 00
26,110 20

34,767 91

27,814 10

39,004 12

S a v in g s d e p o s its ...........................................

216,071 60

227,035 43

231,094 23

231,000 86

S a v in g s c e rtific a te s o f d e p o sit ...............

24,247 83

23,966 62

22,685 35

21,670 73

$310,843 33

$329,811 05

$323,945 78

$335,487 79

C o m m ercial c e rtific a te s o f d e p o s it.......
D u e to b a n k s a n d b a n k e r s ...................... .
■Certified c h e c k s ...............................'............
C a sh ie r’s c h ec k s o u ts ta n d in g ..................

N o te s a n d b ills re d is c o u n te d ...................
B ills p a y a b le ..................................................
T o ta ls .........................................................


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Federal Reserve Bank of St. Louis

193

STA TE BA N K S O F M ICH IGA N .
No. 96.
LUMBERMEN’S STATE BANK, WEST BAY CITY.
O rganized J a n u a ry 1, 1875.
J a m e s D a v id s o n ,

P re sid e n t; H. H.
D a n ie l

N o k k i n g t o n , Vice P resid en t
M . S h a v e r , A s s is ta n t Cashier.

and C ashier;

D i r e c t o r s .— S. O . F ish er, H . H . N o rrin gton , Jam es D a v id son , J. E . D avid son , P e te r C . S m ith ,

John M. K elton .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S ept. 5.

L o an s a n d d is c o u n ts ........................................................

$186,548 79

$196,191 45

$136,218 82

$169,816 34

B onds, m o rtg a g e s a n d s e c u ritie s ................................

25,007 21

22,694 54

20,556 06

20,910 65

113 90

502 90

23 70

3,000 00

S,000 00

3,000 00

R e p o rt o f
D ec. 13.

P re m iu m s p a id o n b o n d s ...............................................
O v e rd ra fts ............................................................................
B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

3,000 00

O th e r re a l e s t a t e ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................
In te r e s t, ta x e s a n d e x p e n s e s .......................................

4,302 07

5,984 77

8,127 99

3,029 11

D u e fro m h a n k s in re s e rv e c itie s .............................

19,740 24

16,285 17

59,717 69

18,051 91

E x c h a n g e f o r c le a rin g h o u s e .......................................

275 90

886 94

U. S. a n d N a tio n a l h a n k c u r r e n c y ..............................

21,209 96

16,553 00

20,004 00

20,369 00

574 81

G old c o in ..............................................................................

4,010 00

1,240 00

730 00

2,285 00

S ilv e r c o in ...........................................................................

1,184 65

796 00

757 00

924 00

N ic k els a n d c e n t s .............................................................

93 00

38 87

44 50

200 44

C heck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

167 00

217 00

2,113 17

279 00

T o ta ls ..............................................................................

$265,652 72

$264,390 64

$251,292 93

$239,380 26

C ap ital sto c k p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ...............................................................

6,000 00

6,000 00

6,000 00

6,000 00

2,142 54

3,142 68

4,936 60

C o m m ercial d e p o sits s u b je c t to c h e c k ...................

102,852 92

90,080 20

80,384 43

73,584 58

C o m m e rc ial c e rtific a te s o f d e p o s it..........................

41,876 24

51,175 40

41,440 12

45,091 11

L ia b ilitie s.

D iv id e n d s u n p a id .............................................................

D u e to b a n k s a n d h a n k e r s .............................................

574 85

C ertified c h e c k s ................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .....................................
S a v in g s d e p o s its ...............................................................

62,781 02

63,992 36

68,531 78

64,189 72

$265,652 72

$264,390 64

$251,292 93

$239,380 26

S a v in g s c e rtific a te s o f d e p o s it....................................
N o te s a n d b ills r e d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls ..............................................................................

25


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Federal Reserve Bank of St. Louis

194

STA TE B A N K IN G D E PA R T M E N T .
No. 17.
PEOPLE’S SAVINGS BANK, WEST BAY CITY.
O rganized D ecem ber 27, 1888.

M ic h a e l

I I aoahty,

P re sid e n t;

J ohn

R ouen,

Vice P re sid e n t; T. R.

Sh av es,

Cashier.

D i r e c t o r s .— John B ourn, C. E. P ierce, M. H a g a r ty , F red M ohr, T hos. W alsh, T. R. Shaver.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

L o an s a n d d is c o u n ts ........................................................

$128,003 87

$149,764 57

$146,480 30

$136,301 60

R onds m o rtg a g e s an d so o n ritio s ..............................

45,494 70

45,196 79

51,364 90

56,872 69

R e p o rt o f
D ec. 13.

P rfim in m s p a id on b o n d s ...............................................
O v e rd ra fts ...........................................................................

568 15

88 75

402 24

157 13

B a n k in g h o u s e ...................................................................

25,000 00

25,000 00

25,000 00

25,000 00

F u r n itu r e a n d fix tu re s ....................................................

2,430 00

2,430 00

2,430 00

2,430 00

O th e r re a l e s ta te ...............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................

24,437 47

23,581 01

23,474 41

24,114 65

D u e fro m b a n k s in re s e rv e c itie s ...............................

25,422 95

26,091 01

23,315 62

29,007 80

E x c h a n g e fo r c le a rin g h o u s e .......................................

1,809 01

906 87

1,457 44

1,109 59

TT. S. an d N a tio n a l b a n k c u rre n c y ..............................

20,750 00

20,606 00

17,064 00

19,154 00

G old c o in ..............................................................................

3,490 00

3,455 00

2,750 00

4,145 00

S ilv e r c o in ............................................................................

987 60

524 00

804 15

919 05

N ick els a n d c e n t s ..............................................................

183 58

138 60

20 82

44 74

C hecks, c ash ite m s a n d in te r n a l re v e n u e a c c o u n t

584 32

586 39

523 36

590 46

T o ta ls ..............................................................................

$279,161 65

$298,368 99

$295,087 24

$299,846 71

C ap ital s to ck p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

448 95

3,094 02

84 40

2,084 53

52,927 25

55,941 81

44,964 38

44,781 94

510 12

312 00

100 00

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................
C o m m ercial d e p o sits s u b je c t to c h e c k .....................
C o m m ercial c e rtific a te s o f d e p o s it............................
D u e to b a n k s a n d b a n k e r s .............................................
C ertified c h e c k s ................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................

15 00
550 00

S a v in g s d e p o sits ................................................................

121,431 01

131,511 84

141,659 76

146,536 76

S a v in g s c e rtific a te s o f d e p o s it.....................................

53,844 32

57,509 32

58,278 70

55,878 48

$279,161 65

$298,368 99

$295,087 24

$299,846 71

N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .....................................................................
T o ta ls ..............................................................................


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Federal Reserve Bank of St. Louis

195

STA TE BA N K S OF M ICH IG A N .
No. 3.
STATE BANK OF WHITE PIGEON, WHITE PIGEON.
O rganized J a n u a ry 24, 1889.
D a v id

P . H a m i l t o n , P r e s id e n t; J o h n M u r r a y , V ice P r e s id e n t; J o h n
J . M . B e n j a m i n , A s s is ta n t C ash ier.

G . S c h u r t z , C a sh ie r ;

D i r e c t o r s .— John

G. S chu rtz, John M urray, D a v id P. H am ilton , C harles W.
F red C. Ilo tc h in , A. W. M urray, John II. C atton , B ird sey Peck.

Ilo tc h in ,

1
R eso u rc e s.

| ^ p ril^ O ^

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt o f
D ec. 13.

L o an s a n d d is c o u n ts ........................................................

$182,644 32

$170,127 47

$162,354 49

$169,410 89

B onds, m o rtg a g e s a n d s e c u r itie s ................................

21,957 99

22,322 99

24,922 79

23,052 99

1,185 01

3,498 53

3,965 63

6,096 38

P re m iu m s p a id on b o n d s ...............................................
O v e r d r a f ts . .......................................................................

...................

B a n k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................

1,000 00

1,000 00

1,000 00

1,000 09

7,809 85

7,809 85

9,224 85

4,135 14

10,109 15

8,111 71

12,709 43

O th e r re a l e s ta te ................................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s )..................................................................................
D u e fro m h a n k s in re s e r v e c i t i e s ............................
E x c h a n g e fo r c le a rin g h o u s e .......................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ..............................

13,419 00

14,503 00

10,499 00

7,687 00

G old c o in ..............................................................................

1,722 50

2,002 50

1,827 50

1,955 00

S ilv e r c o i n ...........................................................................

232 75

575 75

846 00

376 65

N ic k els a n d c e n t s .............................................................

52 76

47 17

32 37

58 15

C hecks, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

235 38

679 20

395 52

3,043 83

T o ta ls ..............................................................................

$226,584 85

$232,675 61

$221,764 86

$234,615 17

C ap ital s to ck p a id i n ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te re s t
a n d ta x e s p a i d ................................................................

30,000 00

30,000 00

30,000 00

30,000 00

1,515 01

2,743 37
220 00

1,135 62

C o m m ercial d e p o sits s u b je c t to c h e c k .....................

44,307 54

47,748 04

37,997 36

34,982 05

C om m ercial c e rtific a te s o f d e p o s it............................

124,692 76

125,982 20

128,095 88

20,000 00

D u e to b a n k s a n d b a n k e r s .............................................

1,069 54

1,202 00

451 62

L ia b ilitie s.

D iv id e n d s u n p a id ..............................................................

C ertifie d c h e c k s .................................................................
C ash ie r’s c h ec k s o u ts ta n d in g .....................................
S a v in g s d e p o s its ................................................................
S a v in g s c e rtific a te s o f d e p o s i t ....................................

V5 ®
T ¿0.
lG N i
123,497

N o te s a n d b ills re d is c o u n te d .......................................

/ÌTìtto

B ills p a y a b le .......................................................................
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$226,584 85

$232,675 61

--------------- r
$221,764 8w>-,

A

196

STA TE B A N K IN G D E PA R T M E N T .
No. 35.
WILLIAMSTON STATE BANK OF WILLIAMSTON.
O rganized A u g u st 30, 1888.

W. E. D e n n i s , P re sid e n t; B. A. L i v e r a n c e , V ice P re sid e n t; B i o n
F . J. P i e r c e , Teller.

W ix s o n ,

C ashier;

D i b e c t o r s .— W. E. D en n is, B io n W ixson, T heodore H offm an, B. A. L iveran ce, M. A. D en n is,

Jacob Stoffer, L y sa n d er C arpenter, J. N. L easi’a, S. D . D en n is.
R e p o rt of
A p ril 26.

R eso u rc e s.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

R e p o rt o f
D ec. 13.

t ............................................................

$95,708 38

$121,008 45

$112,950 47

$102,079 42

B o n d s m ortgage® a n d s e m iritie s ................................

32,839 72

31,609 72

31,579 72

28,604 72

O v e r d r a f ts ............................................................ ................

696 23

2,189 62

1,642 56

3,240 05

P a n n in g h n n sft ...............................................................................................................................

3,000 00

3,000 00

3,000 00

3,000 00

F u r n itu r e a n d fix tu re s ....................................................

1,600 00

1,600 00

1,600 00

1,600 00

550 00

504 00

Panics in rfiSfiryfi ni t i p s ..............................

28,301 01

14,379 21

16,253 34

43,544 93

T.nans arid d ia n n n n ts ......... ...

D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
FUie

fro m

an d N atio n al fianlc nnrrp.nny..............................

4,675 00

5,610 00

4,290 00

7,462 00

Ool d noi n ..............................................................................

2,010 00

2,875 00

2,675 00

2,090 00

S ilv e r c o i n .............................................................................................................................................

261 65

268 25

552 95

139 00

]Viel^pis a n d e e n t s ....................................................................................................................

25 74

54 28

46 95

14 27

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

2,641 51

3,060 52

850 34

4,698 56

T o ta ls ..............................................................................

$171,759 24

$185,655 05

$175,991 33

$196,976 95

C ap ital steely paid i n . . ...................................................................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te r e s t
a nd ta x e s paid . . . , , , f .........................................................................................

1,187 78

1,613 25

2,321 76

5,163 92

C o m m ercial d e p o sits snlijee.t to clieelc. ....................................

23,128 52

22,208 43

20,849 94

36,327 33

C om m ercial certificate®

97,442 94

101,833 37

102,819 63

105,485 70

$175,991 33

$196,976 95

C

S

L ia b ilitie s.

Sav

of

d e p o s it .....................................................

n ig s c e itiiic a te s o f d e p o s i t .........................

..................

.

10,000 00
T o tals

.....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$171,759 24

$185,655 05

197

STATE BANKS OF M ICH IG A N .
No. 166.
FIRST COMMERCIAL AND SAVINGS BANK, WYANDOTTE.
O rganized Septem ber 25, 1893.
W ir .

II.

D e n m a n , P r e s id e n t; A u g u s t

L o e f f l e r , V ice P r e s id e n t; F r a n k M a r x , S econ d V ice
P r e s id e n t; C . F . B a b c o c k , C ash ier.

D i r e c t o r s .— Wm. II. D enm an, A. M. S a llio tte , F ra n k M arx, A u gu st Loeffler, ff m . E. L acey,

G.

A. Raupp, II. H. Eby, John D esm ond, Wm. II. L acey, J. D. H aven , S. T. H endricks.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

“L oans a n d d is c o u n ts ........................................................

$114,508 15

$116,948 57

$109,178 89

$84,172 18

R onds, m o rtg a g e s a n d s e c u r it ie s ...............................

37,660 00

38,750 00

46,535 00

49,460 00

135 28

213 95

134 50

497 33

P re m iu m s p aid on R o n d s...............................................
O v e r d r a f ts ...........................................................................
R a n k in g h o u s e ...................................................................
F u r n itu r e an d fix tu re s ....................................................

2,850 00

2,850 00

2,850 00

2,850 00

R eal e s ta te an d b a n k in g h o u s e ...................................
D ue fro m o th e r b a n k s a n d h a n k e rs (n o t re s e rv e
c itie s ),................................................................................

23,821 06

23,821 06

23,821 06

23,821 06

D ue fro m b a n k s in re s e rv e c itie s ...............................

21,815 94

24,338 89

24,887 96

43,732 57

F x eh an p ’e f o r c le a rin g b o u se .....................................
IT. S- a n d N a tio n a l b a n k c u rre n c y ..............................

4,602 00

7,883 00

7,399 00

7,393 00

G old c o i n ............................................................................

1,520 00

3,305 00

2,785 00

3,797 50

S ilv e r c o in ..........................................................................

180 00

418 00

935 00

510 00

N ick els an d c e n t s ..............................................................

95 30

34 46

55 41

31 67

C heck s, cash ite m s a n d in te r n a l re v e n u e a c c o u n t

464 78

1,480 89

450 07

297 52

T o ta ls ................................................................... ........

$207,652 51

$220,043 82

$219,031 89

$216,562 83

C ap ital sto c k p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a id .................................................................

5,250 00

5,250 00

5,500 00

5,500 00

2,228 42

1,628 44

1,019 63

390 39

L ia b ilitie s.

10 00

D iv id e n d s u n p a id
C om m ercial d e p o sits s u b je c t to c h e c k .....................

31,950 76

33,933 50

35,746 66

34,440 38

C om m ercial c e rtific a te s o f d e p o s it..........................

2,600 00

525 00

510 00

250 00

115,623 33

128,706 88

126,245 60

125,982 06

$207,652 51

$220,043 82

$219,031 89

$216,562 83

D ue f.o b a n k s a n d b a n k e r s .. . .
C ertified C-hecks,t..............................................................
C ash ie r’s Checks o u ts ta n d in g .......................................
S a v in g s d e p o sits ...............................................................
S a v in g s c e rtific a te s o f d e p o sit
N o te s a n d b ills re d is c o u n te d .......................................
R ills p ay ab le
T o ta ls..............................................................................


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Federal Reserve Bank of St. Louis

198

STA TE B A N K IN G D E PA R T M E N T .
No. 64.
WYANDOTTE SAVINGS BANK, WYANDOTTE.
O rganized N ovem ber 20, 1871.

J . S. V a n A l s t y n e , P re s id e n t; F. B. S i b l e y , Vice P re s id e n t; F

eed

F.

Cashier.

E. V an Alsty n e,

D i e e c t o e s .— Sid n ey

D. M iller, C has. W. T hom as, J. S. V an A lsty n e , Sid n ey
B. Sibley, Geo. H endrie, T hos. H . C h ristian , Jam es C ahalan.

T.

M iller,

R e p o rt of
D ec. 13.

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
R e p o rt o f
J u n e 29. | S ept. 5.

TiO^ng anrj d is c o u n ts ........................................................

$188,738 38

$191,361 89

$182,367 12

$160,832 88

P o n d s m o rtg a g e s an d s e c u r itie s ................................

173,033 00

177,683 00

181,733 00

188,408 00

P re m iu m s p aid on b o n d s ...............................................

5,312 50

5,312 50

5,187 50

5,062 50

O v e rd ra fts ...........................................................................

361 61

662 77

79 38

81 00

F u r n itu r e a n d fix tu re s ....................................................

1,647 53

2,178 42

2,595 01

2,595 01

D u e fro m o th e r b a n k s a n d b a n k e rs (n o t re s e rv e
..................................................

2,125 49

D u e fro m b a n k s in re s e r v e c itie s ..............................

59,080 94

43,548 56

50,195 98

77,431 94

P ro fit

E x c h a n g e f o r c le a r in o>b o u se
CTt S a n d N a tio n a l ba.nk c u r r e n c y ..............................

5,667 00

4,293 00

4,436 00

6,434 00

G o ld c o in .............................................................................

2,220 00

2,420 00

2,072 50

2,485 00

S ilv e r c o in ............................................................................

393 50

326 20

290 10

304 50

N ic k els a n d c e n t s ..............................................................

62 64

45 56

25 55

24 49

C h eck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

323 35

223 18

184 13

71 56

T o ta ls ..............................................................................

$438,965 94

$428,055 08

$429,166 27

$443,730 88

C ap ital s to c k p a id i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .................................................................

10,000 00

10,000 00

10,000 00

10,000 00

3,735 54

3,153 51

3,064 93

6,588 98

96,460 88

92,726 89

88,929 63

85,394 87

S a v in g s d e p o s its ................................................................

278,349 52

271,754 68

276,751 71

291,352 03

S a v in g s c e rtific a te s o f d e p o s it...................................

420 00

420 00

420 00

395 00

$438,965 94

$428,055 08

$429,166 27

$443,730 88

L ia b ilitie s.

D iv id e n d s u n p a id
C o m m ercial d e p o sits s u b je c t to c h e c k .....................
C o m m ercial c e rtific a te s o f d e p o sit

......................

P rie to b a n k s a n d b a n k e rs- C ertifie d ch eck s-

......................................................

C a sh ie r’s c h ec k s o u ts ta n d in g

N o te s a n d b ills re d is c o u n te d
P ills p ay ab le
T o t a ls .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

199

STATE BANKS OF MICHIGAN.
No. 86.
YPSILANTI SAVINGS BANK, YPSILANTI.
O rganized A pril 30, 1887.
S u l l iv a n

M 'C u t c h e o n ,

P r e s id e n t; H e n r y P . G lo v er ,
R. W . H e m p h i l l , C ash ier.

V ice

P r e s id e n t;

D ir e c t o r s .— R. W. H em ph ill, H . P. G lover, S u lliv a n M ’C utcheon, H a l W. G lover,
A u g u stu s B eyer.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

D oans a n d d is c m in ts ........................................................

$391.698 17

$428,301 22

$451,074 36

$424,605 91

97,466 00

98,166 00

97,366 00

111,916 00

P o n d s m o rtg a g e s a n d s e c u r itie s ...............................
P re m iu m s pRid nm

R e p o rt o f
D ec. 13.

..........................
792 00

499 73

4,844 10

1,737 59

P a n k in g hnnsft...................................................................

27,000 00

27,000 00

27,000 00

27.000 00

FllVPitni’ft a n d fix tu re s ....................................................

3,000 00

3,000 00

3,000 00

3,000 00

12,300 00

12,300 00

12,300 00

11.000 00

O v e rd ra fts ...........................................................................

O th e r re a l esta.te...............................................................
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t re s e rv e
c itie s)..................................................................................

15,839 22

7,064 83

8,175 17

9,728 72

PllPi fro m h a n k s in re s e rv e c itie s ...............................

73,917 37

54,994 50

43,672 40

55,042 12

E x c h a n g e fo r c le a rin g h o u s e .......................................

3,348 95

1,242 73

602 81

1,246 10

u g an d N atio n al b a n k c u i're n c y ..............................

6,703 00

14,240 00

5,739 00

10,701 00

(rold e o in ............................................................. .............

24,765 00

26,600 00

28,252 50

29,917 50

S ilv e r e o in ............................................................................

1,849 00

1,198 25

2,103 25

868 00

N ie.kels a n d e e n t s ..............................................................

138 97

55 02

217 66

46 65

C heck s, c ash ite m s a n d in te rn a l re v e n u e a c c o u n t

412 10

459 81

<518 35

3,793 40

T o ta ls ............................*................................................

$659,229 78

$675,122 09

$684,865 60

$690,602 99

C ap ital s tu c k paid i n ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en se s, in te re s t
a n d ta x e s p a id ................................................................

10,000 00

10,000 00

10,000 00

10,000 00

6,478 85

5,096 49

4,413 97

4,327 11

110,717 22

105,983 73

112,184 51

128,970 14

L ia b ilitie s.

D iv id e n d s u n p a id

....................................................

P n m m ercia l d e p o sits s u b je c t to e lie e k .....................
C om m ereial c e rtific a te s o f d e p o s it..........................
D u e to b a n k s and b a n k e rs
C ertified c h e e k s

..........................
...........................................

C ash ie r’s c h e c k s o u ts ta n d in g .....................................
g u y in g s d e p o s its ................................................................

85,889 60

88,369 51

86,836 59

81,872 82

S a y in g s c e rtific a te s o f d e p o s it...................................

396,144 11

415,672 36

421,430 53

415,432 92

$659,229 78

$675,122 09

$684.865 60

$690,602 99

N o te s a n d b ills r pd isc o n n te d

....................................

T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

REPORTS
OF T H E

NATIONAL BANKS OF MICHIGAN
AS F U R N IS H E D TH E COM M ISSIONER O F TH E STA TE B A N K IN G
D E PA R T M E N T

APRIL 26, JU N E 29, SEPTEMBER 5 AND DECEMBER 13,
1900.

26


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

203

NATIONAL BANKS OF MICHIGAN.
No. 3316.
FIRST NATIONAL BANK, ALBION.

W . O. D o n o u g h u e , P r e s id e n t; I. L. S ib l e y , V ice P r e s id e n t■/ H . M. D e a r in g , C a sh ier j
S. I I y n e y , A s s is ta n t C ash ier.
D ir e c t o r s .— W . O. D o n o u g liu e, I. L. S ib ley , M. D. W eeks, A. J . H o w ell, W . W . A u s tin ,
O.
H a r r y G ale, J . C. H slow .

R eso u rc e s.

L o a n s a n d d is c o u n ts ..............................
O v e rd ra fts , s e c u re d a n d u n s e c u re d .
U . S. b o n d s to s e c u re c ir c u la tio n ....
U . S. b o n d s to s e c u re U . S. d e p o sits.
U . S. b o n d s on b a n d ...................... ...........................
P re m iu m s on U. S. b o n d s ...................... .................
S to ck s, s e c u ritie s , e t c ...............................................
B a n k in g h o u se, f u r n itu r e a n d fix tu re s ...............
O th e r re a l e s ta te a n d m o rtg a g e s o w n e d ...........
D u e fro m N a tio n a l b a n k s (n o t re s e rv e a g en ts).
D u e fro m S ta te b a n k s a n d b a n k e r s .....................
D u e fro m a p p ro v e d re s e r v e a g e n t s .....................
C heck s a n d o th e r c ash ite m s ..................................
E x c h a n g e s fo r c le a rin g h o u s e ................................
N o te s o f o th e r N a tio n a l b a n k s ..............................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s .
S p e c ie ..............................................................................
L e g a l te n d e r n o te s ......................................................
R e d e m p tio n f u n d w ith U . S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n )................................................................
D u e fro m U . S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ................................. ..........................

R e p o rt of
D ec. 13.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

$212,600 91
3,019 00
82,500 00

$198,026 03
2,232 75
82,500 00

$218,807 56
2,332 37
45,000 00

$220,121 38
6,183 04
45,000 00

16,757 14

12,926 40

12,840 11

12,840 11

8,000 00

8,000 00

8,000 00

8,000 00

7,250 00

7,250 00

7,250 00
262 50

7,250 00

337 90
10,917 41

50 00
42,446 06

18,387 32

243 25
6,938 61

2,515 81

3,453 07

2,452 61

1,654 34

2,639 00

2,286 00
81 19

3,846 00
145 67

1,497 00
158 75

10,718 40
4,000 00

11,306 20

1,000 00

2,000 00

10,159 95
3,000 00

4,125 00

4,125 00

2,250 00

2,250 00

$362,402 80

$378,094 90

$334,880 34

$325,296 43

$100,000
25,000
5,795
82,500

$100,000
25,000
6,686
81,550

$100,000
25.000
4,025
45.000

$100,000
25.000
5,415
45.000

88 88

10,651 75

L ia b ilitie s.
C ap ital s to c k p a id i n ........................................................
U n d iv id e d p ro fits, less e x p e n se s a n d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................

00
00
49
00

00
00
42
00

00
00
74
00

00
00
89
00

In d iv id u a l d e p o sits s u b je c t to c h e c k ........................

55,301 36

67,685 32

72.644 98

67,425 92

D e m a n d c e rtific a te s o f d e p o s it...................................

93,791 50

97,173 16

88,209 62

82,454 62

C ertifie d c h e c k s ...................... . — ................................

14 45

T o t a ls ...........................................................................

$362,402 80

$378,094 90

$334,880 34

$325,296 43


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Federal Reserve Bank of St. Louis

204

STA TE B A N K IN G D EPA K T M E N T .
No. 1829.
FIRST NATIONAL BANK, ALLEGAN.

B. D. P r it c h a r d , P r e s id e n t; I ra C h i c h e s t e r , V ice P r e s id e n t; F . I. C h i c h e s t e r , C ash ier.
D ir e c t o r s .— B. D. P r itc h a r d , I r a C h ic h e s te r, N. B. W est, I. P . G risw o ld , F . I. C h ic h e s te r.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

R e p o rt o f
D ec. 13.

L o a n s a n d d is c o u n ts ........................................................
O v e rd ra fts , s e c u re d a n d u n s e c u r e d ..........................
U . S. b o n d s to sec u re c irc u la tio n ...............................
U . S. b o n d s to s e c u re U . S. d e p o s its ..........................

$144,749 45
5,283 45
12,500 00

$137,879 86
6,069 31
12,500 00

$125,528 97
8,682 50
12,500 00

' $144,838 04
6,852 83
12,500 00

7,913 53
6,709 00

7,913 53
6,709 00

6,913 53
6,709 00

7,273 53
6,709 00

U . S. b o n d s o n h a n d ........................................................
P re m iu m s o n U. S. b o n d s ...............................................
S to ck s, se c u ritie s , e tc ......................................................
B a n k in g h o u se, f u r n itu r e a n d -fix tu res....................
O th e r re a l e s ta te a n d m o rtg a g e s o w n e d .................
D u e fro m N a tio n a l b a n k s (n o t re s e r v e a g e n t s ) ...
D u e fro m S ta te b a n k s an d b a n k e r s ..........................
D u e fro m a p p ro v e d re s e rv e a g e n ts ..........................

9,353
14,462
87
9,168

33
84
41
86

16,937 60

C h eck s a n d o th e r cash ite m s .......................................
E x c h a n g e s f o r c le a rin g h o u s e .....................................
N o te s o f o th e r N a tio n a l b a n k s ....................................
F ra c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s ___

1,133 94

9,453 53
15,167 76

33
70
00
41

3,950 29
17,437 19

1,796 30

1,652 83

2,235 74

220 00
411 71

355 00
406 82

260 00
401 18

775 00
465 22

S p e c ie .....................................................................
L e g a l te n d e r n o t e s ..........................................................
R e d e m p tio n f u n d w ith U . S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n ).................................................................
D u e fro m U . S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ............................................................

14,008 12
3,275 00

15,242 42
5,480 00

14,375 92
4,075 00

16,141 06
4,790 00

625 00

625 00

625 00

625 00

T o ta ls ..............................................................................

$229,916 64

9,453
17,128
50
26,026

15 00

17,276 17

16 00
$236,536 13

$234,382 37

$241,885 07

L ia b ilitie s.
C ap ital s to c k p a id i n ........................................................
S u rp lu s f u n d ......................................................
U n d iv id e d p ro fits, le ss e x p en se s a n d ta x e s p a i d . .
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................
D u e to o th e r N a tio n a l b a n k s .......................................
D u e to S ta te b a n k s a n d b a n k e r s .................................
D iv id e n d s u n p a id .............................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k ........................
D e m an d c e rtific a te s o f d e p o s it....................................
T im e c e rtific a te s o f d e p o s it.........................................
C ertified c h e c k s ...............................................................
C ash ie r’s c h e c k s o u ts ta n d in g .....................................

$50,000
10,000
4,648
12,500

00
00
23
00

$50,000
10,000
3,079
12,500

00
00
88
00

$50,000
10,000
3,666
12,000

00
00
31
00

$50,000
10,000
1,966
12,500

00
00
05
00

1,955 23

2,242 20

90 00
95,232 37

2,583 00
103,710 35

63 00
101,040 10

3,563 00
108,375 92

55,490 81

52,420 70

57,612 96

55,480 10

$229,916 64

$236,536 13

$234,382 37

$241,885 07

U n ite d S ta te s d e p o sits ....................................................
D e p o sits o f U. S. d is b u rs in g o fficers........................
N o te s a n d b ills r e d is c o u n t s ! .......................................
B ills p a y a b le ........................................................................
L ia b ilitie s o th e r th a n th o se ab o v e s ta t e d ...............
T o ta ls.................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

205

N A T IO N A L BA N K S O F M IC H IG A N
No. 2847.
ALPENA NATIONAL BANK, ALPENA.

F . W. G i l c h r i s t , P re sid e n t; W. H . J o h n s o n , Vice P re sid e n t: J o h n C. C o m fo r t , Cashier.
D ir e c t o r s .— F. W. G ilch rist, W. H. J ohn son, H enry B olton , D on ald M cRae, Joh n S in clair,
W. B. Taber, Wm. Krebs.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

L o a n s a n d d is c o u n ts ... ................................................
O v e rd ra fts , s e c u re d a n d u n s e c u re d ..........................
U. S. b o n d s to s e c u re c irc u la tio n ...............................
U . S. b o n d s to s e c u re U. S. d e p o sits..........................

$491,806 80
3,950 70
50,000 00

$432,495 17
3,078 68
50,000 00

$329,719 52
2,696 45
50,000 00

$300,463 18
1,680 98
50,000 00

24,592 28
3.000 00

30,307 97
3.000 00

1,718 36
23,891 33
3.000 00

1,718 36
81,373 91
3.000 00

5.000 00
1,484 61

5.000 00
52,567 27

54,195 01

117,497 82

1,757 89

2,725 79

5,992 42

2,574 05

1,391 00
260 67

832 00
272 46

1,384 00
174 77

1,698 00
132 87

S p e c ie ....................................................................................
L e g a l te n d e r n o te s ...........................................................
R e d e m p tio n f u n d w ith U . S. tre a s u r e r (5 p e r c e n t
o f c irc u la tio n ).................................................................
D u e fro m D . S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ...........................................................

19,640 00
27,795 00

24,260 00
24,455 00

16,847 50
10,795 00

19,987 50
22,204 00

2,250 00

2,500 00

2,500 00

2,500 00

T o ta ls ..............................................................................

$687,123 96

$749,002 16

$703,213 73

$650,653 44

U . S. b o n d s o n h a n d .........................................................
P re m iu m s on U. S. b o n d s ...............................................
S to ck s, se c u ritie s , e tc .....................................................
B a n k in g h o u se, f u r n itu r e a n d f i x t u r e s ...................
O th e r real e s ta te a n d m o rtg a g e s o w n e d ..................
D u e fro m N a tio n a l b a n k s (n o t re s e rv e a g e n t s ) . ..
D u e fro m S ta te b a n k s a n d b a n k e r s ..........................
D u e fro m a p p ro v e d re s e rv e a g e n t s ..........................
C heck s a n d o th e r c ash ite m s .......................................
E x c h a n g e s fo r c le a rin g h o u s e .....................................
N o te s o t o th e r N a tio n a l b a n k s ....................................
F ra c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s __

5.000
89,725
25,000
134,769

00
20
00
18

R e p o rt o f
D ec. 13.

5.000
61,889
45,000
51,431

00
38
00
21

L ia b ilitie s.
C ap ita l s to c k p a id i n ........................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits,le ss e x p en se s a n d ta x e s p a i d . .
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................

$50,000
15,500
14,274
45,000

D ue to o th e r N a tio n a l b a n k s .......................................
D u e to S ta te h a n k s a n d b a n k e r s .................................
D iv id e n d s u n p a id .............................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k ........................

402,187 78

454,172 40

413,462 44

353,177 32

160,161 38

166,406 24

170,914 09

174,982 20

$687,123 96

$749,002 16

$703,213 73

$650,653 44

D e m an d c e rtific a te s o f d e p o s it....................................
T im e c e rtific a te s o f d e p o sit...........................................
C ertified c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g ...................... '...............

00
00
80
00

$50,000
15,500
12,923
50,000

00
00
52
00

$50,000
15,500
3,337
50,000

00
00
20
00

$50,000
15,500
6,993
50,000

00
00
92
00

U n ite d S ta te s d e p o sits ....................................................
D e p o sits o f U. S. d is b u rs in g o ffic e rs ........................
N o te s a n d b ills r e d is c o u n te d .......................................
B ills p a y a b le ........................................................................
L ia b ilitie s o th e r th a n th o se a b o v e s ta t e d ...............
T o ta ls..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

206

STA TE B A N K IN G D EPA R T M E N T .
No. 2714.
FIRST NATIONAL BANK, ANN ARBOR.

E d w ar d D. K i n n e , P r e s id e n t; H a r r is o n S o u l e , V ice P r e s id e n t; S. W . C l a r k s o n , C ash ier.
D ir e c t o r s .— E . D. K in n e , H a r r is o n S o u ie, W ir t C o rn w e ll, J a m e s L. B abcock, M oses S e a b o lt
S. W . C la rk so n , PI. M. W oods, W illia m W a g n e r, F r e d e r ic k S chm id.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

L o an s a n d d is c o u n ts ......................................................
O v e rd ra fts , s e c u re d a n d u n s e c u re d ..........................
U. S. b o n d s to s e c u re c irc u la tio n ................................
U. S. b o n d s to s e c u re U. S. d e p o s its ..........................

$327,618 42
1,800 84
25,000 00

$341,634 21
1,812 83
25,000 00

$339,428 91
4,498 38
25,000 00

$339,387 55
1,735 35
25,000 00

IJ. S. b o n d s on h a n d ........................................................
P re m iu m s on U. S. b o n d s ...........................................
S to ck s, se c u ritie s , e t c ..................................................
B a n k in g h o u se, f u r n itu r e a n d fix tu re s ....................

28,000 00
17,000 00

950 00
27,423 45
17,000 00

950 00
27,423 45
17,000 00

950 00
27.000 00
17.000 00

O th e r re a l e s ta te a n d m o rtg a g e s o w n e d ..................
B ills in t r a n s i t ...............................................
D u e fro m S ta te b a n k s a n d b a n k e r s ..........................
D u e fro m a p p ro v e d re s e rv e a g e n t s ..........................

7,794 64
60,164 73

27 32
13,892 82
28,071 07

3,515 73
12,559 97

2,775 35
28,721 49

C hecks a n d o th e r cash ite m s ............................
E x c h a n g e s f o r c le a rin g h o u s e .....................................
N o te s o f o th e r N a tio n a l b a n k s ...................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s ___

506 70

2,210 69

1,760 47

11,015 00
216 00

5,800 00
141 53

5,385 00
161 73

18,726 80
4,104 00

18,787 85
4,931 00

16,468 30
5,059 00

18,802 15
5,569 00

1,125 00

1,125 00

1,250 00

1,250 00

1,000 00

1,000 00

650 00

$504,072 13

$489,807 77

$461,110 94

$474,731 28

C ap ital s to c k p a id i n ........................................................
S u rp lu s f u n d ....................................................
U n d iv id e d p ro fits, less e x p e n se s a n d ta x e s p a i d . .
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................

$100,000
20,000
17,000
22,500

00
00
26
00

$100,000
20,000
19,262
22,500

$100,000
20,000
17,215
25,000

$100,000
20,000
19,567
25,000

D u e to o th e r N a tio n a l b a n k s ..............................
D u e to S ta te b a n k s a n d b a n k e r s .................................
D iv id e n d s u n p a id .............................................
In d iv id u a l d e p o sits s u b je c t to c h e c k ......................

973
1,483
140
200,758

90
61
00
60

140 00
186,580 51

152 00
151,666 81

140 00
161,585 59

D e m an d c e rtific a te s o f d e p o s it........................
T im e c e rtific a te s o f d e p o s i t .........................................
C ertifie d c h e c k s ............................................................
C ash ie r’s c h ec k s o u ts ta n d in g .......................................

141,215 76

141,324 57

145,645 93

148,437 93

$504,072 13

$489,807 77

$461,110 94

$474,731 28

S p e c ie .......................................................................
L e g a l te n d e r n o te s ..........................................................
R e d e m p tio n f u n d w ith U . S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n )......................................................
D u e fro m D. S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ......................................................
T o ta ls...................................................................

R e p o rt o f
D ec. 13.

477
408
5,448
205

83
88
00
68

L ia b ilitie s.
00
00
69
00

00
00
15
00

00
00
76
00

1.431 05

U n ite d S ta te s d e p o sits ................................................
D e p o sits o f U. S. d is b u rs in g o ffic e rs ........................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ............................................................
L ia b ilitie s o th e r th a n th o se a b o v e s ta t e d ...............
T o t a l s ...................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

207

N A TIO N A L BA N K S O F M ICH IG A N
No. 3314.
THE NATIONAL BANK OF BATTLE CREEK, BATTLE CREEK.

E d w in C. N ic h o l s , P r e s id e n t; C h a s . A u s t i n , V ice P r e s id e n t; F . P . B o u g h t o n , C ash ier.
D ir e c t o r s .— E . C. N ic h o ls, C h as. A u s tin . F . G. S h e p a rd , F . P . B o u g h to n , S a m u e l J . T itu s ,
W m . J . S m ith , C. C. B ea c h .

R eso u rc e s.

L o an s a n d d is c o u n ts ............................
O v e rd ra fts , s e c u re d a n d u n s e c u re d
D. S. b o n d s to s e c u re c irc u la tio n —
U. S. b o n d s to s e c u re U . S. d ep o sits.
M u n icip al b o n d s ...........................................
P re m iu m s on U . S. b o n d s ..........................
S to ck s, s e c u ritie s , e t c ................................
B a n k in g h o u se, f u r n itu r e a n d fix tu re s.
O th e r re a l e s ta te a n d m o rtg a g e s ow ned.
In tr a n s it f o r c o lle c tio n ..............................
D u e fro m S ta te b a n k s a n d b a n k e r s ........
D u e fro m a p p ro v e d re s e rv e a g e n t s ........

R e p o rt o f
D ec. 13.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 28.

$787,229 83
40,570 89
150,000 00

$847,355 62
49,445 86
150,000 00

$944,916 98
30,983 88
150,000 00

$990,101 62
7,100 27
150,000 00

79,627 05

74,627 05

10,114 86
87,708 87

89,006 73

6,296 30
8,016 85

ÌL418 41

8,000 00

25,787 44
25,042 17
97,939 06

8,000 00

24,963
24,283
14,017
69,495

26
76
21
89

24,782
28,984
11,785
118,788

00
49
54
85

34,780
25,426
9,165
79,438

93
68
76
24

2, 363 74
C h eck s a n d o th e r c ash ite m s .......................................
E x c h a n g e s f o r c le a rin g h o u s e ....................................................
N o te s o f o th e r N a tio n a l b a n k s ....................................
7, 100 00
242 95
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s —

2,948 24

1,939 33

1,627 44

9,900 00
423 27

9,250 00
274 33

5, 400 00
162 04

38,240 30
17,000 00

45,916 00
16,090 00

36,397 37
12,550 00

49,160 50
18,450 00

6,750 00

6,750 00

7,500 00

7,500 00

$1,304,090 11 $1,358,595 84 $1,472,092 97

$1,470,358 94

S p e c ie ..................................................................................
L e g a l te n d e r n o te s ...........................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n ).................................................................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ...........................................................
T o tals.

L ia b ilitie s.
C ap ital s to c k p a id in ........................................................
S u rp lu s f u n d ........................................................ ..............
U n d iv id e d p ro fits, le ss e x p en se s a n d ta x e s p a i d . .
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................
D u e to o th e r N a tio n a l b a n k s ...............
D u e to S ta te b a n k s a n d b a n k e r s .........
D iv id e n d s u n p a id .....................................
In d iv id u a l d e p o sits s u b je c t to ch eck .
D e m an d c e rtific a te s o f d e p o sit
Tim e c e rtific a te s o f d e p o s it___
C ertified c h e c k s ..............................
C ash ie r’s c h e c k s o u ts ta n d in g ..

$150,000
25,000
18,119
130,800

00
00
33
00

$150,000
25,000
35,687
124,600

00
00
17
00

$150,000
30,000
16,328
149,300

00
00
07
00

$150,000
30,000
21,835
150,000

00
00
01
00

5,739 72

11,576 56

11,904 02

7,346 17

¿ is j937 60

950j508 92

Ì ’Ó47’ÓÒÌ 38

i j060 j906"45

55,393 46

56,123 19

61,459 50

49,639 21

' • ‘ioo ' oo

5,lÓÓ ÓÓ

6 ,lÓ Ó ÓÓ

632 ÌÓ

$1,304,090 11 $1,358,595 84 $1,472,092 97

$1,470,358 94

U n ite d S ta te s d e p o sits ................................... .
D e p o sits o f U . S. d is b u rs in g o fficers.........
N o te s a n d b ills re d is c o u n te d ...................
B ills p a y a b le ........................................................
L ia b ilitie s o th e r th a n th o se a b o v e s ta te d .
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

208

STATE B A N K IN G D E PA R T M E N T .
No. 2853.
FIRST NATIONAL BANK, BAY CITY.

C h a r l e s A. E ddy , P r e s id e n t; T h o s . C ra n a g e , V ice P r e s id e n t; F r e d e r ic k F . B r o w n e , C ash ier.
D ir e c t o r s .— T . C ra n a g e , F . P . B ro w n e , H . B. S m ith , E . A. C ooley, W m . H . M cE w an ,
F . T. N o rris , C h as. A. E d d y , A lfre d E. B onsfield, W illia m L. C le m en ts.

R eso u rces.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

L o an s a n d d is c o u n ts ........................................................
O v e rd ra fts , s e c u re d a n d u n s e c u r e d .........................
U. S. b o n d s to s e c u re c irc u la tio n ...............................
U . S. b o n d s to s e c u re U. S. d e p o s its .........................

$421,682 64
47 62
25,000 00

$408,019 58
732 80
25,000 00

$469,148 25
496 47
75,000 00

$567,860 06
140 83
75,000 00

U. S. b o n d s on b a n d ........................................................
P re m iu m s on U . S. b o n d s ..............................................
S to c k s, s e c u ritie s , e t c ....................................................
B a n k in g h o u se, f u r n itu r e a n d f ix t u r e s ...................

50,000 00

50,000 00

79,177 50
20,000 00

48,662 50
20,000 00

48,662 50
20,000 00

58,662 50
20,000 00

O th e r re a l e s ta te a n d m o rtg a g e s o w n e d .................
D u e fro m N a tio n a l b a n k s (n o t re s e r v e a g e n ts )...
D u e fro m S ta te b a n k s a n d b a n k e r s ..........................
D u e fro m a p p ro v e d re s e rv e a g e n t s ..........................

8,233
1,669
5,150
64,753

66
64
38
51

8,233
3,188
9,003
156,172

66
51
29
18

6,800
2,574
3,893
124,891

00
13
06
94

7.750
872
3,929
31,921

00
90
46
15

C h eck s a n d o th e r c ash ite m s .......................................
E x c h a n g e s f o r c le a rin g h o u s e ......................................
N o te s o f o th e r N a tio n a l b a n k s ...................................
F ra c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s __

358
1,789
11,800
385

89
20
00
44

779
2,277
19,366
333

30
71
00
09

190
2,819
14,757
246

00
30
00
01

640
2,287
27,145
246

01
56
00
39

S p e c ie ..........................................................
L e g a l te n d e r n o te s ...........................................................
R e d e m p tio n f u n d w ith U. S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n )...............................................................
D u e fro m U . S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ...........................................................

37,400 00
19,131 00

33,400 00
20,669 00

1,125 00

1,125 00

T o ta ls ..............................................................................

$747,704 48

$806,962 62

$819,752 66

$855,165 86

C ap ital s to ck p a id i n .......................................................
S u rp lu s f u n d ................................; .....................................
U n d iv id e d p ro fits,le ss e x p en se s a n d ta x e s p a i d . .
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................

$100,000 00

$100,000 00

$100,000 00

22,110 84
22,500 00

28,223 93
22,500 00

46,775 63
22,500 00

$100,000
25.000
27,587
75.000

D u e to o th e r N a tio n a l b a n k s .......................................
D u e to S ta te b a n k s a n d b a n k e r s .................................
D iv id e n d s u n p a id .............................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k .......................

24,774 83
33,931 61

18,887 97
39,051 86

15,526 58
37,746 58

13,439 31
29,182 71

233,564 93

279,276 10

285,843 16

277,689 98

D e m an d c e rtific a te s o f d e p o s it....................................
T im e c e rtific a te s o f d e p o s it.........................................
C ertifie d c h e c k s .................................................................
C a s h ie r’s c h ec k s o u ts ta n d in g .......................................

300,057 15
101 40
5,271 34

300,362 69
101 40
18,558 67

307,836 72
118 40
3,405 59

305,510 73
106 40
1.649 69

$806,962 62

$819,752 66

$855,165 86

R e p o rt of
D ec. 13.

33,200 00
12,449 00

28,200 00
26,760 00

1,125 00

3.750 00

3,500 00

L ia b ilitie s.

U n ite d S ta te s d e p o sits ....................................................
D e p o sits o f U. S. d is b u rs in g o ffice rs........................
N o te s a n d b ills re d is c o u n te d .....................................
B ills p a y a b le ............................................ ..........................
L ia b ilitie s o th e r th a n th o se a b o v e s t a t e d ...............

5,392 38

T o ta ls ..............................................................................

$747,704 48


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

00
00
04
00

209

N A TIO N A L BA N K S OF M ICH IG A N .
No. 4953.
THE OLD SECOND NATIONAL BANK, BAY CITY.

O r e in B u m p , P r e s id e n t; J a m e s D a v id s o n , V ice P r e s id e n t; M. M. A n d r e w s , C a sh ie r ;
C. M. B u m p , A s s is ta n t C ash ier.
D ir e c t o r s .— S e lw y n E d d y , J a s . D a v id so n , J . W . M cG raw , A. J . C ooke, O rrin B um p,
F r a n k P . C h esb ro u g h , E. B. F o ss.
R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R ep o rt of
S e p t. 5.

$925,156
267
50,000
100,000

37
31
00
00

$922,886 81
1,415 23
150,000 00

$936,553 66
489 53
150,000 00

$917,329 14
78 40
150,000 00

U . S. b o n d s on h a n d ....................................
P re m iu m s o n U . S. b o n d s ..........................
S to ck s, se c u ritie s , e t c .................................
B a n k in g h o u se, f u r n itu r e a n d fix tu re s

13,036 75
30,400 07
3,700 00

1,312 61
30,271 27
3,700 00

1,312 61
29,745 07
3,700 00

1,312 61
29,740 07
3,700 00

O th e r re a l e s ta te a n d m o rtg a g e s o w n e d .............
D u e fro m N a tio n a l b a n k s (n o t re s e rv e a g e n ts)
D u e fro m S ta te b a n k s a n d b a n k e r s ......................
D u e fro m a p p ro v e d re s e rv e a g e n t s ......................

1,721 96

1,752 58

7,235 39
92,945 07

3,470 80
190,822 62

1,752
362
13,176
257,739

58
53
36
06

379
2,998
8,460
310

469
2,624
17,194
130

98
72
00
80

R eso u rc e s.

L o a n s a n d d is c o u n ts .............................
O v e rd ra fts , s e c u re d a n d u n s e c u re d .
U . S b o n d s to s e c u re c ir c u la tio n ___
U . S. b o n d s to s e c u re ü . S. d e p o sits.

C h ec k s a n d o th e r c ash ite m s .......................................
E x c h a n g e f o r c le a rin g h o u s e .......................................
N o te s o f o th e r N a tio n a l b a n k s ...................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s __
S p e c ie .....................................................................................
L e g a l te n d e r n o te s ...........................................................
R e d e m p tio n fu n d w ith U . S. tre a s u r e r (5 p e r c e n t
o f c irc u la tio n )...............................................................
D u e fro m D. S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ...........................................................
Totals.

311
2,381
7,460
311

88
22
00
93

42,660 00
11,804 00

43
98
00
00

37,730 00
14,446 00

36,128 00
10,615 00

R e p o rt of
D ec. 13.

1,752
81
11,174
354,984

58
38
51
86

169
2,590
17,190
425

30
56
00
87

•

96,033 00
18,410 00

2,500 00

7,500 00

7,500 00

7,500 00

600 00

1,550 00

2,640 00

2,450 00

$1,292,491 95 $1,379,006 33 $1,472,133 90

$1,614,922 28

L ia b ilitie s.
C ap ita l s to c k p a id i n ........................................................
S u rp lu s f u n d ......................................................................
U n d iv id e d p ro fits, le ss e x p en se s a n d ta x e s p a i d . .
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................
D ue to o th e r N a tio n a l b a n k s ...............
D u e to S ta te b a n k s a n d b a n k e r s .........
D iv id e n d s u n p a id .....................................
In d iv id u a l d e p o sits s u b je c t to ch ec k
D e m a n d c e rtific a te s o f d ep o sit,
T im e c e rtific a te s o f d e p o s it.......
C ertifie d c h e c k s ...............................
C a s h ie r’s c h ec k s o u ts ta n d in g ......................

$200,000 00

26,000 00
25,221 79
50,000 00
2,745 00
51,276 22

$200,000 00

28,000 00
18,711 93
150,000 00

453,354 95

4,881
59,350
125
541,096

483,893 99

376,841

21
83
00
26

$ 200,000 00

28,000 00
31,858 73
150,000 00
1,375 78
67,489 73

$200,000 00

40,000 00
18,729 69
150,000 00

568,763 93

13,946
58,872
855
706,711

424,545 73

425,807 36

¡$1,292,491 95 $1,379,006 33 $1,472,133 90

$1,614,922 28

100 00

05
68
00
50

U n ite d S ta te s d e p o s its ...................................
D e p o sits o f U. S. d is b u rs in g o fficers.........
N otes a n d b ills re d is c o u n te d ......................
B ills p a y a b le ......................................................
L ia b ilitie s o th e r th a n th o s e ab o v e s ta te d .
T otals.

27


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

210

STA TE B A N K IN G D EPA R T M E N T .
No. 3947.
FIRST NATIONAL BANK, BESSEMER.

J o s e p h S e l l w o o d , P r e s id e n t; G eo rg e L. L o o ps , V ice P r e s id e n t; W il l ia m I. P r in c e , C a sh ier..
D ir e c t o r s .-— J o s e p h

S ellw o o d , G eo rg e L. L oope, G eorge H . S tro n g , W illia m
Geo. H . A beel.

I. P r in c e ,

R eso u rces.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

T,nil rip ft nil d is e o u n ts ........................................................
O v e rd ra fts see n re d a n d nnsfio.nrftd..........................
U S b u n d s to sftp.urft s im u la tio n ...............................
XJ ps b o n d s to se e n re T7. S- d e p o s its .........................

$263,097 79
1,176 48
12,500 00

$290,080 09
2,489 81
12,500 00

$288,832 45
2,428 00
12,500 00

$285,792 36
7,891 00
12,500 00

6,795 00
9,500 00

6,795 00
9,500 00

6,750 00
9,500 00

10,250 00
9,500 00

Q P ^ r re a l estate. ftnd m o rtg a g e s o w n e d .................
D u e fro m N a tio n a l h a n k s (n o t re s e r v e a g e n t s ) ...
P up frorn S ta te b a n k s a n d b a n k e r s ..........................
P up fro m ft.pproyed re s e rv e a g e n t s ..........................

862 50
1,568 57
43,203 77

722 80
56,003 25

1,685 06
1,358 98
42,989 48

761 68
355 23
14,846 68

fh p c k s a n d o th e r ea.sb ite m s .......................................
E x c h a n g e f o r el e a rin g b o u s e .......................................
■N[otes o f o tb e r ISTationa.l b a n k s ....................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts —

348 88

1,069 79

264 74

6,000 00
157 59

6,000 00
123 62

5.000 00
446 63

178 25
8,000 00
196 53

S p e c ie .....................................................................................
Peo-ftl te n d e r n o te s ...........................................................
R e d e m p tio n f u n d w ith U . S. tr e a s u r e r (5 p e r c e n t
o f eim .ula.tion)................................................................
D u e fro m D . S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n fu n d ........................................................

15,502 80
5,000 00

15,237 15
8,000 00

12,415 80
6.000 00

19,838 35
6,000 00

562 50

625 00

625 00

625 00

T o ta ls ..............................................................................

$366,275 96

$409,146 51

$390,796 14

$376,735 08

U
b u n d s en h a n d .........................................................
P rp m in m s on TT. ft. b o n d s .............................................. •
S to c k s so o n rities, e t c ....................................................
B a n k in g h u u se fn r n itn r p a n d fix tu re s ....................

R e p o rt of
D ec. 13.

L ia b ilitie s.
C ap ital s tu c k pa,id i n ........................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss e x p e n se s a n d ta x e s p a i d . .
N atio n al bftnk n o te s o u ts ta n d in g ...............................
P u e to o th e r N a tio n a l b a n k s ....................................
D u e to S ta te b a n k s and b a n k e r s .................... ............
h iy id B n d s u n p a id .....................................................
In d iv id u a l d e p o sits s u b je c t to e h e e k ......................
P e m a n d c e rtific a te s o f d e p o s it...................................

$50,000
7,500
3,350
11,250

00
00
57
00

$50,000
7,500
2,326
12,500

00
00
43
00

$50,000
8,000
2,544
12,500

00
00
27
00

$50,000
8,000
2,656
12,500

00
00
43
00

22 59
242,964 64
51,210 7 5 '

285,473 02

48 00
256,920 58

236,795 66

51,324 47

60,783 29

66,782 99

$409,146 51

$390,796 14

$376,735 08

C ash ie r’s c h e e k s o u ts ta n d in g .......................................
U n ite d S ta te s d e p o sits ......................., , , , t ..............
D e p o sits o f U S d is b u rs in g officer^
j^Ptes a n d b ills re d is c o u n te d .......................................
L ia b ilitie s o th e r th a n th o se above, s ta t e d .

....

T o ta ls .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$366,275 96

NATIONAL BANKS OF MICHIGAN.

211

No. 3925.
FIRST NATIONAL RANK, BUCHANAN.
D.

S. S c o f f e r n , P re sid e n t; J. W. B e i s t l e , V ice P re s id e n t; C. H. B a k e r , Cashier.

D ir e c t o r s .— C. H. B aker, D. S. Scoffern, J. W. B e istle , C. F. P ears, C harles B ish op.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

L o a n s a n d d is c o u n ts ........................................................
O v e rd ra fts , s e c u re d a n d u n s e c u r e d ..........................
U. S. b o n d s to s e c u re c irc u la tio n ...............................
U. S. b o n d s to s e c u re U. S. d e p o s its ..........................

$110,912 87
456 39
12,500 00

$114,414 63
1,669 85
12,500 00

$117,762 76
2,478 56
12,500 00

$119,356 30
423 65
12,500 00

1,200 00
1,429 55
1,730 00

1,200 00
1,429 55
1,730 00

1,200 00
1,429 55
1,730 00

1,200 00
1,429 55
1,730 00

9,383 09
2,446 47

9,383 09
4,370 84

9,383 09
4,392 23

11,597 37
1,353 43

16,518 82

11,234 92

12,628 56

36,749 25>

221 96

457 13

577 94

2,200 00
39 05

500 00
109 35

1,000 00
61 60

2,530 OO
146 28:

S p e c ie ....................................................................................
L e g a l te n d e r n o te s ...........................................................
R e d e m p tio n f u n d w ith U . S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n ).................................................................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ...........................................................

4,266 50
1,650 00

3,953 90
1,000 00

5,074 00
1,000 00

6,019 20'

625 00

625 00

625 00

625 00-

T o ta ls ..............................................................................

$165,579 70

$164,578 26

$171,843 29

$197,497 93

U. S. b o n d s on h a n d .........................................................
P re m iu m s o n U. S. b o n d s ..............................................
S to ck s, s e c u ritie s , e tc ......................................................
B a n k in g h o u se, f u r n itu r e a n d fix tu re s ....................
O th e r re a l e s ta te a n d m o rtg a g e s o w n e d .................
D u e fro m N a tio n a l b a n k s (n o t re s e rv e a g e n t s ) . . .
D u e fro m S ta te b a n k s a n d b a n k e r s ..........................
D u e fro m a p p ro v e d re s e rv e a g e n t s ..........................
C h eck s a n d o th e r c ash ite m s .......................................
E x c h a n g e s f o r c le a rin g h o u s e .....................................
N o te s o f o th e r n a tio n a l h a n k s .....................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s ___

R e p o rt o f
D ec. 13.

1,837 90

L ia b ilitie s.
C ap ital s to ck p a id i n ........................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss e x p en se s a n d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g ...............................
D u e to o th e r N a tio n a l b a n k s .......................................
D u e to S ta te b a n k s a n d b a n k e r s .................................
D iv id e n d s u n p a id .............................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k ........................
D e m a n d c e rtific a te s o f d e p o s it...................................
T im e c e rtific a te s o f d e p o sit...........................................
C ertified c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g .......................................

$50,000
10,000
1,263
11,250

00
00
76
00

$50,000
10,000
2,360
12,500

00
00
07
00

$50,000
10,000
1,982
12,500

00
00
55
00

$50,000
10,000
1,903
12,500

00
00
74r
00

20,985 94

16,478 25

19,344 54

34,957 54

72,080 00

73,239 94

78,016 20

88,136 65

$165,579 70

$164,578 26

$171,843 29

$197,497 93

U n ite d S ta te s d e p o sits ....................................................
D e p o sits o f U. S. d is b u rs in g o ffic e rs ........................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le ........................................................................
L ia b ilitie s o th e r th a n th o se a b o v e s ta t e d ...............
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

212

STA TE B A N K IN G D E PA R T M E N T .
No. 3457.
FIRST NATIONAL BANK OF CALUMET, CALUMET.

E dw ard R y a n , P r e s id e n t; J o h n S. D y m o c k , V ice P r e s id e n t; W il l ia m B. A n d e r s o n , C a sh ie r ;
E dw ard F . C u d d ih y , A s s is ta n t C ash ier.
D ir e c t o r s .— E d w a rd R y a n , J o h n S. D ym ock, J a m e s D u n s ta n , J o s e p h H e rm a n , J o s ia h H a ll,
J o h n D. C u d d ih y , T h o m a s M. L yon.
R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ept. 5.

R e p o rt of
D ec. 13.

$988,601 84
395 04
25,000 00

$976,548 50
1,335 64
25,000 00

$973,660 49
894 03
25,000 00

$1,116,018 73
480 48
25,000 00

HJ
b o n d s on " h a n d ........................................................
P re m iu m s on TT ^ lin n d p ..................................
{*sfor*lrs ¡seenrities e t c .. .. » .............................................
B a n k in g h o u se f u r n itu r e a.nd fix tu re s ....................

82,485 00
30,000 00

82,485 00
30,000 00

79,985 00
30,000 00

77,365 00
30,000 00

O th e r re a l e s ta te a n d m n rtg ao ’es o w n e d ..................
■Due fro m N a tio n a l b a n k s (n o t re s e rv e a g e n ts )—
fro m State, b a n k s and h a n k e r s ..........................
fro m a p p ro v e d re s e r v e a ,g e n ts..........................

3,770 27
43,550 58
735,480 31

3,491 52
54,580 02
705,732 11

14,600 31
52,001 67
732,173 43

29,587 70
29,402 89
531,074 97

C h eck s a n d o th e r eash ite m s .......................................
E x c h a n g e s f o r c le a rin g h o u s e .....................................
N o te s Qp o th e r N a tio n a l h a n k s .....................................
F ra c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts —

7,703 21

9,738 92

6,038 78

8,916 30

22.500 00
381 01

21,850 00
924 43

18.500 00
1,142 66

13,500 00
765 03

129,138 65
70.500 00

197,700 65
73,500 00

231,416 50
61.500 00

173,761 96
51,000 00

1,125 00

1,250 00

1,250 00

1,250 00

T o ta ls .............................................................................. $2,140,630 91 $2,184,136 79 $2,228,162 87

$2,088,123 06

R eso u rc e s.

?XiOans a n d d is c o u n ts ........................................................
O v e rd ra fts sec u re d an d u n s e e n r e d ..........................
U c; b o n d s to seen re e ire u la tio n ...............................
U S b o n d s to s e c u re TT. S- d e p o s its ..........................

S p eeie .................................... ...........................................
E eg al te n d e r n o te s ...........................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 p e r c e n t
n f e ire u la tio n ).................................................................
D u e fro m U . S. tre a s u r e r , o th e r th a n 5 p e r c e n t
rc d e m p tio n fu n d .. , , , , , , .............................................

L ia b ilitie s.
‘"'Capital s to ck pa,id i n ........................................................
S u rp lu s fu n d . . . . ............................................................
U n d iv id e d p ro fits ,le s s e x p e n se s a n d ta x e s p a i d . .
N a tio n a l b a n k n o te s o u ts ta n d in g ...............................

$100,000
50,000
34,966
21,900

00
00
64
00

D u e to o th e r N atio n al b a n k s .......................................
119 80
D u e to S ta te b a n k s and h a n k e r s .................................
D iv id e n d s u n p a id ........... .
..................................
In d iv id u a l d e p o sits s u b je c t to e h e e k ....................... 1,921,463 74

$100,000
50.000
39,064
25.000

00
00
51
00

$100,000
50.000
38,948
25.000

00
00
45
00

$100,000
50.000
47,080
25.000

00
00
46
00

1,038 92

321 69
361 20

168 20
1,964,022 76

2,007,734 05

1,858,781 55

11,869 76

5,533 62

5,068 09

6,088 08

310 97

347 70

373 36

490 08

T o ta ls .............................................................................. $2,140,630 91 $2,184,136 79 $2,228,162 87

$2,088,123 06

¡D em and eertifie.at.es o f d e p o s it...................................
T im e c e rtific a te s o f d e p o s it..........................................
C ertified e h e e k s .................................................................
'C a sh ie r’s c h ee k s o u ts ta n d in g .......................................
TTnifed S ta te s d e p o s its ....................................................
p ^ d isb lirsin g o ffic e rs ........................
'N o tes an d b ib s re d is c o u n te d .......................................
B ills p ay ab le
.............................................
T .labilities o th e r th a n th o se a b o v e s ta t e d ...............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

*

213

NATIONAL BANKS OF MICHIGAN,
No. 1812.
FIRST NATIONAL BANK, CASSOPOLIS.

M. L. H o w e l l , P r e s id e n t; A. M. K t n g sbu ry , V ice P r e s id e n t; C h a r l e s A. R it t e r , C a sh ie r /
D. L. K in g s b u r y , A s s is ta n t C ash ier.
D ir e c t o r s .— M. L. H o w ell, J . H . J o h n s o n , G. M. K in g s b u ry , C. A. R itte r , A. M. K in g s b u ry ,
E lle n R. F u n k , D a v id L. K in g s b u ry .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

L o a n s a n d d is c o u n ts ........................................................
O y e rd ra fts , sec u re d a n d u n s e c u re d ..........................
TT. S. b o n d s to s e c u re c irc u la tio n ...............................
IT. S- b o n d s to se c u re IT. S. d e p o s its ..........................

$149,846 40
319 24
12,500 00

$147,287 27
103 92
12,500 00

$147,717 98
31 62
12,500 00

$147,423 351,704 38
12,500 0»'

TT. S. b o n d s on b a n d .........................................................
P re m iu m s on IT. S. b o n d s..............................................
S to ck s, se c u ritie s , e tc ......................................................
B a n k in g h o u se, f u r n itu r e a n d fix tu re s ....................

40,000 00

40,000 00

40,000 00

40,000 OO'

O th e r real e s ta te a n d m o rtg a g e s o w n e d ..................
D u e fro m N a tio n a l b a n k s (n o t re s e rv e a g e n t s ) . . .
D u e fro m S ta te b a n k s a n d b a n k e r s ..........................
D u e fro m a p p ro v e d re s e r v e a g e n t s ..........................

1,025
245
321
17,739

1,025
1,062
402
18,876

1,025
678
107
29,047

00
35
98
26

1,025 00
165 19
25,763 98

00
54
79
30

R e p o rt of
D ec. 13.

09
41
14
63

269 63

448 37

268 00

352 15

1,805 00
164 58

1,980 00
260 18

1,000 00
121 57

2,040 00
283 54

S p e c ie ....................................................................................
E eg al te n d e r n o te s ...........................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n ).................................................................
D u e fro m U . S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ...........................................................

13,400 00
500 00

13,010 00
500 00

11,865 00
500 00

11,445 00'

562 50

562 50

625 00

625 00

T o ta ls ..............................................................................

$238,698 94

$243,606 41

$235,995 80

$247,231 60

C h eck s a n d o th e r c ash ite m s .......................................
E x c h a n g e s fo r c le a rin g b o u s e .....................................
N o te s o f o th e r N a tio n a l b a n k s ...................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts —

L ia b ilitie s.
C ap ital s to ck p aid i n ........................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss e x p e n se s a n d ta x e s p a i d . .
N a tio n a l b a n k n o te s o u ts ta n d in g ...............................
D u e to o th e r N a tio n a l b a n k s .......................................
T)ne to S ta te b a n k s an d b a n k e r s .................................
D iv id e n d s u n p a id .............................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k ......................
D em an d c e rtific a te s o f d e p o s it...................................
T im e c e rtific a te s o f d e p o s it...........................................
P r e m iu m s .............................................................................
C a sh ie r’s c h e c k s o u ts ta n d in g ....................................,

$50,000
25,000
16,284
11,250

00
00
22
00

$50,000
25,000
14,957
10,250

00
00
92
00

$50,000
30,000
7,391
12,500

00
00
78
00

$50,000
30,000
9,134
12,500

00'
00
39
00

198 69
58,327 04

61,237 04

61,288 95

68,657 97

77,837 68

79,978 20

74,815 07

76,939 24

$235,995 80

$247,231 60

1,984 56

U n ite d S ta te s d e p o sits ....................................................
D e p o sits o f TT, Sr d is b u rs in g o fficers........................
N o te s a n d b ills re d is c o u n te d .......................................
R ills p a y a b le .......................................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s ta t e d ...............
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$238,698 94

$243,606 41

214

STA TE B A N K IN G D E PA R T M E N T .
No. 1758.
FIRST NATIONAL BANK, CHARLOTTE.
J . M. C. S m i t h , P r e s id e n t; C h a s . B e n n e t t , V ice P r e s id e n t; W m . P . L a c e y , C a sh ie r ;
F e e d S. B e l c h e e , A s s is ta n t C a sh ie r ; F e e d H . P o l la e d , 2d A s s is ta n t C ash ier.

D ie e c t o e s .— W m. P . L a c e y , F r e d S. B e lc h e r, E d w a rd S. L a c e y , C h as. B e n n e tt, F r e d H . P o lla r d ,
D. L. T re m a in e , J . M. C. S m ith .
R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S e p t. 5.

$310,036 94
532 69
18,750 00

$295,391 21
756 66
33,750 00

$293,319 90
836 78
50,000 00

$289,731 05
736 81
50,000 00

10,800 00

10,800 00

10,800 00

10,800 00

O th e r re a l e s ta te a n d m o rtg a g e s o w n e d .............................................
D u e fro m N a tio n a l b a n k s (n o t re s e rv e a g e n t s ) ...
1,348 72
D u e fro m S ta te b a n k s a n d b a n k e r s ......................................................
D u e fro m a p p ro v e d re s e rv e a g e n t s ..........................
43,144 99

1,397 39

636 44

1,364 45

35^881. 26

26,631 88

29^579 60

R eso u rc e s.

L o a n s a n d d is c o u n ts ...........................
O v e rd ra fts , s e c u re d a n d u n s e c u re d
U . S. b o n d s to s e c u re c irc u la tio n ...
U . S. b o n d s to s e c u re U . S. d ep o sits,
U . S. b o n d s o n h a n d ....................................
P re m iu m s o n U . S. b o n d s ..........................
S to c k s, se c u ritie s , e tc ..............................
B a n k in g h o u se, f u r n itu r e a n d fix tu res.

R e p o rt o f
D ec. 13.

C h eck s a n d o th e r c ash ite m s .......................................
E x c h a n g e s fo r c le a rin g h o u s e .....................................
N o te s o f o th e r N a tio n a l b a n k s ....................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s __

1,579 86

483 73

784 45

327 49

502 00
111 61

1 , 087 00
246 34

1, 119 00
215 55

1, 546 00
244 53

S p e c ie ....................................................................................
L e g a l te n d e r n o te s ...........................................................
R e d e m p tio n fu n d w ith U . S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n )...............................................................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ............................................................

12,967 00
5,000 00

12,736 00
3,000 00

11,414 00
6,000 00

14,036 00
7,000 00

843 75

1,687 50

2,500 00

2,500 00

$405,617 56

$397,217 09

$404,258 00

$407,865 93

T o tals

L ia b ilitie s.
C ap ital sto c k p a id i n ........................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss e x p e n s e s a n d ta x e s p a i d . .
N a tio n a l b a n k n o te s o u ts ta n d in g ...............................
D u e to o th e r N a tio n a l b a n k s ...............
D u e to S ta te b a n k s a n d b a n k e r s .........
D iv id e n d s u n p a id ......................................
In d iv id u a l d e p o sits s u b je c t to c h ec k
D e m a n d c e rtific a te s o f d ep o sit.
T im e c e rtific a te s o f d e p o s it___
C ertifie d c h e c k s ..............................
C ash ie r’s c h e c k s o u ts ta n d in g ...

$75,000
25,000
6,677
18,720

00
00
36
00

109 10

$75,000
25,000
9,835
33,250

00
00
86
00

$75,000
25.000
6,581
50.000

00
00
60
00

$75,000
25,000
9,035
48,950

00
00
10
00

298 26

109 10

4 50
102,156 74

80,453 64

189 00
79,180 34

78,896 92

177,949 86

173,379 33

168,197 96

170,771 05

212 86

*

U n ite d S ta te s d e p o sits...................................
D e p o sits o f U. S. d is b u rs in g o ffice rs........
N o te s a n d b ills re d is c o u n te d .......................
B ills p a y a b le ......................................................
L ia b ilitie s o th e r th a n th o se a b o v e s ta te d
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$405,617 56

$397,217 09

$404,258 00

$407,865 93

215

NATIONAL BANKS OF MICHIGAN.
No. 3034.
MERCHANTS’ NATIONAL BANK, CHARLOTTE.
E . T . C h u r c h , P r e s id e n t ; A . D . B a u g h m a n , V ice P r e s id e n t ; H . K . J
M e r l i n P . R e s c h , A s s is ta n t C ash ier.

e n n in g s ,

C a sh ie r ;

D i r e c t o r s .— E . N . E ly , W . B. O tto , A. D. B a u g h m a n , E . T . C h u rc h , H . K . J e n n in g s ,

H o m e r G. B a rb e r.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

L e a n s fliid d is c o u n t s ......................................................
O v e r d r a f ts sec u re d an d u n s e c u re d ..........................
j j ^ b o n d s to soon re c irc u la tio n ...............................
U S b o n d s to s e c u re tt ^ d e p o s its ............................

$223,673 32
1,936 47
14,500 00

$209,361 36
1,678 94
14,500 00

$254,061 40
1,530 14
14,500 00

$238,090 87
2,507 05
14,500 00

7,250 00
9,000 00

7,250 00
9,000 00

5.000 00
9.000 00

5.000 00
9.000 00

U S b o n d s on h a n d ...............................................
P re m iu m s on TT ^ b o n d s ..............................................
P to c k s s e c u ritie s ete.......................................................
P a n k in g h o u se f u r n itu r e a n d fix tu re s ....................
»Other re a l e s ta te a n d m o rtg a g e s o w n ed ..................
D ue fro m N a tio n a l b a n k s (n o t re s e rv e a g e n t s ) ...
f r nru pstafe Thanks a n d b a n k e r s ..........................
-from ap p ro v e d re s e r y e a ,g e n ts..........................

3,762
3,611
6,358
37,731

00
49
91
27

3,762
885
6,375
63,100

00
00
85
35

1,450
1,629
1,914
10,359

00
24
89
62

R e p o rt of
D ec. 13.

1,450
1,470
887
44,607

00
20
93
31

C heek s a n d o th e r cash ite m s .......................................
E x c h a n g e s f o r elearino* h o u s e ........... .........................
N o tes OT o th e r N atio n al b a n k s ....................................
F ra c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts —

3,213 41

1,848 26

611 41

2,765 60

7,833 00
340 51

4,338 00
345 58

1,477 00
309 81

6,273 00
278 03

S p e c ie , t- tt............................................................................
Lep*al te n d e r n o te s
. .........................................
R e d e m p tio n f u n d w ith D. S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n ).................................................................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5 p e r c e n t

10,427 50

10,985 00
5,000 00

12,147 00

8,197 00

652 50

725 00

725 00

725 00

T o tals..............................................................................

$330,290 38

$339,155 34

$314,715 51

$335,751 99

L iab ilitie s.
C ap ital sto ck paid i n ............................................................
S u r p lu s f u n d ...........................................................................

U n d iv id e d p ro fits, le ss ex p en se s a n d ta x e s p a id ..
N atio n al b a n k n o te s o u ts ta n d in g ...............................
D u e to o th e r N a tio n a l b a n k s
D u e to S ta te h a n k s an d h a n k e r s .................................
D iv id e n d s u n p a id
...........................................
In d iv id u a l d e p o sits s u h je e t to e h e e k .......................
D em an d c e rtific a te s o f d e p o s it...................................
T im e c e rtific a te s o f d e p o sit
C e rtifie d c h ec k s
C a sh ie r’s c h e c k s o u ts ta n d in g .......................................

$50,000
25,000
29,211
13,050

00
00
90
00

$50,000
25,000
30,476
14,500

00
00
52
00

i
$50,000
25,000
31,547
14,500

00
00
89
00

$50,000
25,000
29,899
14,500

00
00
53
00

3,343 90

5,606 34

5,439 93

8,385 14

79,219 09

78,419 48

67,406 72

61,173 71

130,465 49

135,153 00

120,820 97

146,793 61

$330,290 38

$339,155 34

$314,715 51

$335,751 99

N otes a n d b ills re d is c o u n te d
L ia b ilitie s o th e r th a n th o se ab o v e s ta te d
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

216

STATE BANKING DEPARTMENT
No. 3235.
FIRST

NATIONAL

BANK OF

CHEBOYGAN.

G e o . F . R a y n o l d s , P r e s id e n t; J a c o b J . P o s t , V ice P r e s id e n t ; A. W . R a m s a y , C ash ier.
D i r e c t o r s .— Geo. F . R a y n o ld s, J a c o b J . P o s t, E . A. S m ith , D . C. P e lto n , E p h r a im S m ith .

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

L o a n s a n d d is c o u n ts ........................................................
O v e rd ra fts , s e c u re d a n d u n s e c u re d ..........................
U . S. b o n d s to s e c u re c irc u la tio n ...............................
U . S. b o n d s to s e c u re U . S. d e p o s its ..........................

$365,136 11
248 51
50,000 00

$355,418 18
380 61
50,000 00

$354,048 30
695 05
50,000 00

R e p o rt of
D ec. 13.
$376,113 59'
897 35
50,000 00‘

U . S. b o n d s on h a n d ........................................................
P re m iu m s o n U. S. b o n d s ..............................................
S to ck s, s e c u ritie s , e t c ....................................................
B a n k in g h o u se, f u r n itu r e a n d fix tu re s ....................

2,685 00

2,685 00

2,400 00

13,000 00

13,000 00

12,000 00

12,000 00-

O th e r re a l e s ta te a n d m o rtg a g e s o w n e d ..................
D u e fro m N a tio n a l b a n k s (n o t re s e rv e a g e n t s ) ...
D u e fr o m S ta te b a n k s a n d b a n k e r s ..........................
D u e fro m a p p ro v e d re s e rv e a g e n t s ..........................

2,806 07
12,583 23

178 80
40,480 56

2,439 82
41,068 60

22,575 60
41,629 8T

C h eck s a n d o th e r cash ite m s .......................................
E x c h a n g e s f o r c le a rin g h o u s e .....................................
N o te s o f o th e r N a tio n a l b a n k s ...................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts ___

1,348 06

1,238 58

2,871 08

1,867 35

1,081 00
139 66

1,754 00
268 02

2,090 00
198 24

1,824 00450 26

S p e c ie .....................................................................................
L e g a l te n d e r n o te s ...........................................................
R ed e m p tio n fu n d w ith U. S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n ).................................................................
D u e fro m U . S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ...........................................................

19,383 95
12,340 00

20,841 75
27,838 00

22,200 83
22,404 00

24,570 75
7,340 00

727 50

2,500 00

2,500 00

2,500 00'

T o ta ls..............................................................................

$481,479 09

$516,583 50

$514,915 92

$544,168 77

2,400 00

L ia b ilitie s.
C ap ital s to ck p a id i n ........................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss e x p e n se s a n d ta x e s p a i d . .
N a tio n a l b a n k n o te s o u ts ta n d in g ...............................
D u e to o th e r N a tio n a l b a n k s .......................................
D u e to S ta te b a n k s a n d b a n k e r s .................................
D iv id e n d s u n p a id ..............................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k .......................
D e m an d c e rtific a te s o f d e p o s it................................
T im e c e rtific a te s o f d e p o s it.........................................
C ertified c h e c k s ........... .*...................................................
C ash ie r’s c h e c k s o u ts ta n d in g .......................................

$50,000
10,000
2,227
14,050

00
00
02
00

$50,000
10,000
4,802
50,000

00
00
89
00

$50,000
10,000
2,200
50,000

00
00
54
00

$50,000
10,000
4,775
50,000

OO
00
69
00

731 23
170,444 93

162,607 58

150,919 45

169,933 64.

13,021 88
219,685 26
2,050 00

8,375 03
230,798 00

8,152 53
243,643 40

14,509 50
244,218 71

$481,479 09

$516,583 50

$514,915 92

$544,168 77T

U n ite d S ta te s d e p o s its ....................................................
D e p o sits o f U . ST d is b u rs in g o fficers........................
N o te s a n d b ills re d is c o u n te c i.......................................
B ills p a y a b le ........................................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s ta t e d ...............
T o ta ls ..............................................................................

/


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Federal Reserve Bank of St. Louis

217

NATIONAL BANKS OF MICHIGAN
No. 1235.
COLDWATER NATIONAL BANK, COLDWATER.
L. M. W i n g , P r e s id e n t; D . B. D e n n i s , V ice P r e s id e n t; H . R. S a u n d e r s , C ash ier.
D i r e c t o r s . — D. B. D e n n is, Z. G. O sb o rn , L. M. W in g , L. S lo m an , M. D. C am p b ell,

J o h n T . S ta r r , A. B. D ic k in so n .

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S e p t. 5.

L oaiis a n d d is c o u n ts ........................................................
O v e rd ra fts . sec u re d a n d u n s e c u re d ..........................
TT. ft. b o n d s to s e c u re s im u la tio n ...............................
TT ft, b o n d s to fifip.nrp. TTt ft. d e p o s its ..........................

$221,373 90
8,811 62
25,000 00

$208,440 98
7,968 11
25,000 00

$221,585 25
7,453 98
25,000 00

$215,267 30
11,554 32
25,000 00

10,102 00
1,970 00

9,102 00
1,970 00

7,102 00
1,970 00

7,102 00*
1,970 00

39,286 97

39,286 97

38,546 97
411 28

37,273 76

7,686 72

30,795 88

29,726 42

TT. ft. b o n d s on b a n d ........................................................
P ro m in m s on TT. ft. b o n d s ..............................................
S to ck s, se c u ritie s , e tc ......................................................
B a n k in g h o u se, f u r n itu r e a n d fix tu re s ....................
O th e r real e s ta te a n d m o rtg a g e s o w n e d ..................
O n e fro m N atio n al b a n k s (n o t re s e rv e a g e n ts) . . .
O n e fro m S ta te b a n k s a n d b a n k e r s ............................
O n e fro m a p p ro v e d re s e rv e a g e n t s ..........................
C h eek s a n d o th e r ca.sh ite m s .......................................
E x c h a n g e s fo r c le a rin g h o u s e .....................................
N o te s o f o th e r N atio n al b a n k s ...................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts —

R e p o rt o f
D ec. 13.

1,230 3043,967 18
1,060
121
2,212
159

52
80
00
69

444 75

1,665 05

548 83

2,129 00
80 65

4,556 00
66 64

2,076 00
112 91

S p e c ie ....................................................................................
E e g a l te n d e r n o te s ...........................................................
R e d e m p tio n f u n d w ith U. S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n ).................................................................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ...........................................................

13,767 80
1,331 00

20,508 50

14,701 80
1,297 00

14,334 35
1,383 00'

1,125 00

2,025 00

1,250 00

1,250 00*

T o ta ls ..............................................................................

$333,109 41

$352,385 13

$351,782 44

$363,886 22

$100,000
35,000
6,841
22,500

$100,000
35,000
10,689
22,500

$100,000
35.000
7,031
25.000

$100,000
35.000
9,184
25.000

L ia b ilitie s.
C ap ital s to c k p a id i n ........................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss e x p e n se s a n d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g ...............................
D u e to o th e r Na.tiona.l b a n k s .......................................
D u e to S ta te b a n k s a n d b a n k e r s .................................
D iv id e n d s n n p a.id .............................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k ........................
D e m an d c e rtific a te s o f d e p o s it...................................
T im e c e rtific a te s o f d e p o s i t .........................................
C ertified c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g .......................................

00
00
60
00

00
00 .
80
00

00
00
31
00

0000
57'
00

324 62
62,388 50

91,495 08

97,737 92

107,505 50'

106,054 69

92,700 25

87,013 21

87,196 15'

$333,109 41

$352,385 13

$351,782 44

$363,886 22:

U n ite d fttat.es d e p o sits ....................................................
D e p o sits o f TT. ft. d is b u rs in g o ffic e rs ........................
N o te s an d b ills re d is c o u n te d .......................................
R ills p a y a b le .................
In a b ilitie s o th e r th a n th o se a b o v e s ta t e d ..........
T o ta ls..............................................................................

28


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

218

STATE BANKING DEPARTMENT.
No. 1924.
SOUTHERN MICHIGAN NATIONAL BANK, COLDWATER.
L. E . R o s e , P r e s id e n t ; E . R. C l a e k e , V ice P r e s id e n t; A. S. U p s o n , C ash ier.
D i e e c t o e s . — C y ru s G. L uce, J . S. B a rb e r, E . R. C la rk e , L. E. R ose, M. G. C la rk e

N. P . L o v e rid g e, J o h n M u rp h y .

R eso u rc e s.

R e p o rt of
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S e p t. 5.

L o a n s a n d d is c o u n ts ..................................................
O v e rd ra fts , s e c u re d a n d u n s e c u r e d ..........................
U . S. b o n d s to s e c u re c irc u la tio n ................................
U . S. b o n d s to s e c u re U. S. d e p o s its ..........................

$417,142 45
395 13
165,000 00

$439,397 36
397 98
165,000 00

$417,495 60
587 73
165,000 00

$430,210 93
1,191 92
165,000 00

U . S. b o n d s on h a n d ................................................
P re m iu m s on U. S. b o n d s ..............................................
S to ck s, se c u ritie s , e tc ......................................................
B a n k in g h o u se, f u r n itu r e a n d fix tu re s .....................

2,700
300
82,864
15,000

2,700
266
82,864
15,000

2,700
266
79,758
14,000

2,340
220
78,758
14,000

O th e r re a l e s ta te a n d m o rtg a g e s o w n e d .................
D u e fro m N a tio n a l b a n k s (n o t re s e rv e a g e n t s ) . ..
D u e fro m S ta te b a n k s a n d b a n k e r s ............................
D u e fro m a p p ro v e d re s e rv e a g e n t s ..........................

847 62
1,101 85
49,692 90

C h eck s a n d o th e r cash ite m s .......................................
E x c h a n g e s fo r c le a rin g h o u s e .....................................
N o tes o f o th e r N a tio n a l b a n k s .....................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts . . , .

731 26

1,722 90

804 04

625 55

3,408 00
139 97

4,216 00
188 34

3,440 00
130 58

4,102 00
185 80

15,954 80
9.250 00

17.550 60
11,000 00

17,212 00
9,950 00

17,603 30
8,000 00

8.250 00

8,250 00

8,250 00

8,250 00

$772,778 85

$774,362 98

$763,584 32

$769,400 69

$165,000
35,000
72,163
165,000

$165,000
35,000
75,562
165,000

$165,000
35,000
70,139
165,000

$165,000
35,000
75,728
165,000

S p e c ie .............................................................
L e g a l te n d e r n o te s ........................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n )......................................................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ..........................................................
T o ta ls ....................................................

00
00
87
00

00
00
87
00

839 78
169 50
24,799 65

00
00
28
00

2,887 75
369 43
40,732 91

R e p o rt of
D ec. 13.

00
82
28
00

2,475 00
6,099 71
30,337 38

L ia b ilitie s.
C ap ital sto c k p a id i n ........................................................
S u rp lu s fu n d .* .......................................................
U n d iv id e d p ro fits, le ss e x p e n se s a n d ta x e s p a i d . .
N a tio n a l b a n k n o te s o u ts ta n d in g ............................
D u e to o th e r N a tio n a l b a n k s .......................................
D u e to S ta te b a n k s a n d b a n k e r s .................................
D iv id e n d s u n p a id ..........................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k ........................
D e m an d c e rtific a te s o f d e p o s it................................
T im e c e rtific a te s o f d e p o s it...........................................
C ertifie d c h e c k s .................................................................
C a sh ie r’s c h ec k s o u ts ta n d in g .......................................

00
00
16
00

00
00
13
00

00
00
98
00

00
00
76
00

67,025 51

67,402 00

75,661 74

75,031 28

268,590 48

266,398 85

252,782 60

253,640 65

$772,778 85 ■ $774,362 98

$763,584 32

$769,400 69

U n ite d S ta te s d e p o sits ....................................................
D e p o sits o f U. S. d is b u rs in g o ff ic e rs ........................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y ab le ...............................................................
L ia b ilitie s o th e r th a n th o se a b o v e s ta t e d ...............
T o ta ls ............................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

219

NATIONAL BANKS OF MICHIGAN.
No. 1256.
FIRST NATIONAL BANK, CORUNNA.

L. W . S i m m o n s , P r e s id e n t; J o h n D r i s c o l l , V ice P r e s id e n t; W . A. R o s e n k r a n s , C a sh ie r ;
W . F . G a l l a g h e r , A s s is ta n t C ash ier.
D i r e c t o r s .— R o g er S h e rm a n , J o h n

D risc o ll, A. G a rris o n , W . D . G a rris o n , W . F . G a lla g h e r,
L. W . S im m o n s, H . A. N ic h o ls, T . M. E u le r, W . A. R o se n k ra n s .
R e p o rt o f
D ec. 13.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R ep o rt o f
S e p t. 5.

T,r»afn s a n d d is c o u n ts ........................................................
ra f ts np.pnrftd am i nnsfifiiirfid..........................
U p; p o n d s to s e c u re c irc u la tio n ...............................
U S b o n d s to soouro U S d e p o s its ....................

$211,634 70
662 03
50,000 00

$212,558 37
81 18
50,000 00

$226,278 75
71 83
50,000 00

$231,578 11
801 54
50,000 00

D re m in m s on TT. S- b o n d s ..............................................

2,500 00

2,500 00

2,500 00

2,500 00

E a n k in g h o u se fn rn itn rp i a.nd f ix tu re s ....................

6,500 00

6,500 00

6,500 00

6,500 00

O th e r re a l e s ta te a n d m o rtg a g e s ow nfid..................
p lie fj'Qm N atio n al bflnks ^not -reserve a,fo n ts ') ...
P up fro m S ta te b a n k s a n d bR nkprs
D ue fro m a p p ro v e d re s e rv e a g e n t s ..........................

13,438 91

11,488 91

10,200 00

9,700 00
1,144 47

3,808 11
66,245 44

6,432 93
47,048 84

5,774 44
36,326 36

43,475 74

•Checks a n d o th p r cash ite m s .......................................
E x c h a n g e s f o r c le a rin g h o u se
.....................
N n te s ot o th e r N atio n al b a .n k s ....................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts —

1,498 67

132 13

2,035 95

671 54

682 00
31 57

730 00
25 16

1,066 00
19 02

1,535 00
57 67

S p e c ie ..................................................................................
L egal te n d e r n o te a ...........................................................
R e d e m p tio n fu n d w ith D. S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n )...............................................................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5 p e r c e n t
rp d p m p tin n fu n d

7,820 00
2,000 00

8,900 00
6,700 00

8,800 00
4,000 00

9,300 00
8,000 00

2,500 00

2,500 00

2,500 00

2,500 00

T o ta ls ..............................................................................

$369,321 43

$356,072 35

$367,764 07

R eso u rc e s.

925 00
$356,522 52

L ia b ilitie s.
•(Capital sto c k p a id i n ........................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss e x p en se s a n d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g .............................
I h ie to o th e r N a tio n a l b a n k s
T>iip to S ta te b a n k s and h A n k e rs .............
d iv id e n d s u n p aid
In d iv id u a l d e p o sits s u b je c t to c h e c k ........................
D em an d c e rtific a te s o f d e p o s it....................................
T im e c e rtific a te s o f d e p o sit ■
C ertifie d efieeks
................................
C ash ie r’s c h ec k s o u ts ta n d in g

$50,000
8,250
3,287
49,300

00
00
36
00

$50,000
8,250
3,944
49,400

00
00
98
00

$50,000
8,600
1,026
49,000

00
00
82
00

$50,000
8,600
3,643
50,000

00
00
64
00

49,344 85

34,053 71

35,035 09

37,546 79

209,139 22

210,873 83

212,410 44

217,973 64

$369,321 43

$356,522 52

$356,072 35

$367,764 OF

U n ite d S ta te s d e p o sits
D e p o sits o f U S d is b u rs in g officers
N o te s a n d b ills re d is c o u n te d
D ia b ilitie s o th e r th a n th o s e a b o v e s ta t e d .
T o ta ls ..............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

220

STATE BANKING DEPARTMENT,
No. 2707.
FIRST NATIONAL BANK, DETROIT.

D. M . F e r r y , P r e s id e n t; J o h n T . S h a w , V ice P r e s id e n t a n d C a sh ie r ; F r a n k G . S m i t h -,.
A s s is ta n t C a sh ie r ; A . W . C l a r k , A u d ito r .
D i r e c t o r s .— J a m e s M cM illa n , D. M. F e r r y , W m . J . C h itte n d o n , D o n M. D ic k in so n ,

W m . C. M cM illa n , H e n ry B. L o th ro p , J a m e s E d g a r, J n o . T. S h a w , E m o ry W en d ell.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt o f
S ep t. 5.

L o a n s a n d d is c o u n ts ........................................................ $2,350,611 52 $2,254,072 76 $2,555,846 81
O v e rd ra fts , s e c u re d a n d u n s e c u re d ..........................
32 65
6 90
U . S. b o n d s to se c u re c irc u la tio n ................................
450.000 00
450.000 00
450.000 00
U. S. b o n d s to s e c u re U . S. d e p o s its ..........................
450.000 00
450.000 00
400.000 00
U . S. b o n d s o n h a n d ..................................... ..................
P re m iu m s o n D. S. b o n d s ..............................................
S to ck s, s e c u ritie s , e tc ......................................................
B a n k in g h o u se, f u r n itu r e a n d f ix t u r e s ....................
O th e r re a l e s ta te a n d m o rtg a g e s o w n e d .................
D u e fro m N a tio n a l b a n k s (n o t re s e r v e a g e n ts ) ....
D u e fro m S ta te b a n k s a n d b a n k e r s ...........................
D u e fro m a p p ro v e d re s e rv e a g e n ts ...........................
C h eck s a n d o th e r cash i t e m s .......................................
E x c h a n g e s fo r c le a rin g h o u s e .....................................
N o te s o f o th e r N a tio n a l b a n k s .....................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s ___
S p e c ie .........................................................................
L e g a l te n d e r n o te s ...........................................................
R e d e m p tio n fu n d w ith D. S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n ).................................................................
D u e fro m U . S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ...........................................................

R e p o rt of
D ec. 13.
$2,523,306
25
450.000
400.000

01
37
00
00'

137,062 50
546,905 42

137,062 50
746,247 08

132,312 50
744,247 08

132,312 50'
694,247 08-

208,967 27
80,640 18
483,343 78

230,470 63
111,734 64
585,988 09

227,793 18
87,930 47
545,166 21

1,676
238,049
144,692
716,336

35
65
77
39

844
77,469
146,157
2,203

03
71
00
83

3,783
97,885
52,634
3,097

39
09
00
01

12,854
94,466
142,671
1,384

70
48
00
74

5,488
80,708
93,658
2,046

14
59.
00
68

415,418 50
116,281 00

101,642 75
436,329 00

522,605 00
164,627 00

464,901 00
278,967 00

22,500 00

23,995 57

23,025 57

24,601 38

1,600 57

5,000 00

12,000 00

T o ta ls.............................................................................. $5,420,762 88 $5,783,926 84 $6,035,455 23

$6,307,790 07

L ia b ilitie s.
C ap ital s to c k p a id i n .......................................................
S u rp lu s f u n d ..............................................................
U n d iv id e d p ro fits ,le s s e x p e n se s a n d ta x e s p a i d . .
N a tio n a l b a n k n o te s o u t s t a n d i n g ..............................
D u e to o th e r N a tio n a l b a n k s .......................................
D u e to S ta te b a n k s a n d b a n k e r s .................................
D iv id e n d s u n p a id .............................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k ........................

$500,000
100,000
54,872
446,000

00
00
24
00

$500,000
100,000
69,705
450,000

00
00
72
00

$500,000
100,000
51,691
416,350

00
00
58
00

$500,000
100,000
66,939
439,950

0000
11
00

434,918 88
1,225,333 36

418,394 55
1,555,388 19

648,155 59
1,516,560 11

566,601 44
1,555,329 61

2,103,833 81

2,170,656 71

2,343,293 23

2,611,918 02

69,563 97

56,837 56

56,931 23

44,611 00-

17,242 35
4,046 41

7.678 30
27,398 03

3,402 95
1,011 37

23,904 83
296 55

417,950 63
47,001 23

378,706 30
49,161 48

353,184 10
44,875 07

348,390 05
49,849 46.

T o ta ls.............................................................................. $5,420,762 88 $5,783,926 84 $6,035,455 23

$6,307,790 07

D e m an d c e rtific a te s o f d e p o s it...................................
T im e c e rtific a te s o f d e p o s it...........................................
C ertifie d c h e c k s .................................................................
C ash ie r’s c h e c k s o u ts ta n d in g ......................................
U n ite d S ta te s d e p o s its ....................................................
D e p o sits o f U. S. d is b u rs in g o ffic e rs ........................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
L ia b ilitie s o th e r th a n th o se a b o v e s ta t e d ...............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

221

NATIONAL BANKS OF MICHIGAN.
No. o35 j .
AMERICAN

EXCHANGE

NATIONAL BANK,

DETROIT.

W a l d o A. A v e r y , P r e s id e n t ; J o h n N . B a g l e y , V ice P r e s id e n t; H a m i l t o n D e y , C a sh ie r ;
H e r m a n D e y , A s s is ta n t C ash ier.
D i r e c t o r s .— D. D. T h o rp , H a m ilto n D ey, S im o n J . M u rp h y , W m . A. M oore, T h o m a s W . P a lm e r,

Geo. H . H o p k in s , J n o . N. B ag ley , W . A. A v e ry , J u liu s S tro ll, J a m e s N. W rig h t, G ilb e rt H a r t.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

R e p o rt of
S ep t. 5.

L oan s an d d is c o u n ts .................................... ................. $2,005,891 23 $2,081,129 69 $2,168,419 46
52 57
314 58
29 93
Q v e rd ra fts sec u re d and u n s e c u re d ..........................
50,000 00
50,000 00
TT S hornls to sec u re c irc u la tio n ...............................
50,000 00
U S b o n d s to s e c u re TT. S- d e p o sits ..........................

R e p o rt of
D ec. 13.
$2,217,874 38
395 36
50,000 00

U S b o n d s on h a n d ........................................................
"Prem ium s on TT. S- b o n d s ..............................................
S tock s, s e c u ritie s , p t o ....................................................
Ranking* bo n sp , fu r n itn r p a n d fix tu rp s....................

478,745 22
5,288 50

452,896 31
5,288 50

444,364 48
5,288 50

393,747 50
3,288 50

O tb p r rpal e s ta te a n d m oi’tg a g e s o w n p d .................
D u e fro m N a tio n a l h a n k s (n o t re s e rv e a g e n ts ) ....
D ue fro m S ta te b a n k s a n d b a .n k p rs ..........................
D np fro m a p p ro v p d rp se rv p a g e n ts ...........................

10,000
152,850
52,392
264,505

00
26
00
56

10,000
105,198
36,748
299,631

00
14
03
76

10,000
191,334
62,609
413,670

00
61
33
27

10,000
88,276
24,690
317,605

00
88
35
00

C heck s a n d o th e r cash ite m s .......................................
E x c h a n g e s fo r c le a rin g h o u s e .....................................
N o te s o f o th e r N a tio n a l b a n k s ...................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts —

2,658
104,161
22,422
3,059

74
18
00
88

1,343
29,610
15,510
2,978

55
98
00
16

2,719
57,262
35,472
2,906

10
74
00
51

2,148
41,407
22,348
2,913

08
46
00
86

S p e c ie ...................................................... ..........................
L e g a l te n d e r n o te s ...........................................................
R e d e m p tio n f u n d w ith U. S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n >.................................................................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n fu n d - -

241,905 00
44,750 00

237,312 50
59,300 00

301,139 50
144,424 00

243,030 00
45,650 00

2,500 00

2,500 00

2,500 00

2,500 00

T o ta ls .............................................................................. $3,441,182 14 $3,389,762 20 $3,892,137 43

$3,467,876 45

L ia b ilitie s.
C ap ital s to c k p a id i n .......................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, le ss e x p en se s a n d ta x e s p a i d . .
Na tio n a l b a n k n o te s o u ts ta n d in g ..............................

$400,000
100,000
30,136
48,600

00
00
24
00

$400,000
100.000
47,517
48,600

00
00
66
00

$400,000
100,000
43,478
48,600

00
00
22
00

$400,000
100,000
42,526
48,600

00
00
15
00

308,279 55
121,575 86

354,561 50
122,719 35

256,618 50
212,322 71

2,338,334 80

2,766,778 21

2,373,310 16

23,955 57

14,141 35

26,066 01

1,498 76

41,860 80

8,432 89

T o ta ls .............................................................................. $3,441,182 14 $3,389,762 20 $3,892,137 43

$3,467,876 45

231,475 27
T)ne to o th e r N a tio n a l b a n k s .......................................
160,079 39
h u e to S ta te b a n k s a n d b a n k e r s .................................
T)i v id e n d s u n p a id ..............................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k ........................ 2,377,622 90
D e m an d c e rtific a te s o f d e p o s it...................................
T im e c e rtific a te s o f d e p o s it..........................................
C ertified c h e c k s .................................................................
C ash ie r’s c h e c k s outstanding*.......................................

93,268 34

U n ite d S ta te s d e p o s its ....................................................
D e p o sits o f TT. S- d is b u rs in g o fficers........................
N o tes a n d b ills re d is c o u n te d ...................... ................
R ills p a y a b le .......................................................................
L ia b ilitie s o th e r th a n th o se a b o v e s ta t e d ...............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE BANKING DEPARTMENT.
No. 2591.
COMMERCIAL NATIONAL BANK, DETROIT.
H u g h M c M i l l a n , P r e s id e n t; M. L. W i l l i a m s , V ice P r e s id e n t a n d C a sh ie r ;
A . W . E h e m a n , A s s is ta n t C ash ier.
D i r e c t o r s .— H . M cM illa n , G eo rg e H e n d rie , J o s e p h H . B e rry , G ilb e rt W . Lee, T. H . N e w b e rry ,

M.

L. W illia m s , W . C. W illia m s , C. F . H a m m o n d , R o b e rt H e n k el.

R eso u rc e s.

L o a n s a n d d is c o u n ts ..............................
O v e rd ra fts , s e c u re d a n d u n s e c u re d .
R. R. b o n d s ...............................................
U .S . b o n d s to s e c u re U . S. d e p o sits.
U . S. b o n d s o n h a n d ....................................
U. S. b o n d s to se c u re c irc u la tio n ...........
Stocks,, s e c u ritie s , e tc .................................
B a n k in g h o u se, f u r n itu r e a n d fix tu re s.

R e p o rt o f
A p ril 26.

R e p o rt o f
J u n e 29.

$2,303,143 10 $2,433,680 52 $2,554,270 00
1,740 11
133,265 45
133,265 45
150,000 00
200,000 00

54,102 34

200,000 00
54,012 34

O th e r re a l e s ta te a n d m o rtg a g e s o w n e d .............
D u e fro m N a tio n a l b a n k s (n o t re s e r v e a g en ts).
D u e fro m S ta te b a n k s a n d b a n k e r s .....................
D u e fro m a p p ro v e d re s e r v e a g e n ts .....................
C h eck s a n d o th e r cash ite m s .......................................
E x c h a n g e s fo r c le a rin g h o u s e ......................................
N o te s o f o th e r N a tio n a l b a n k s .....................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s ___
S p e c ie .................................................................................... 1,334,092 11
L e g a l te n d e r n o te s ...........................................................
R e d e m p tio n f u n d w ith U . S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n ).................................................................
D u e fro m U . S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ......................................................
T otals.

R e p o rt o f
S ep t. 5.

1,137,868 59

R e p o rt o f
D ec. 13.
$2,837,468 23
¿55’¿89 94
200,000 00

50.000 00
268,594 20
3,750 00
49,769
324,470
23,047
800,151

59
48
65
18

1,816
77,208
43,200
260

05
21
00
37

211,531 50
288 00

53i354 25

1,414,817 20

2,500 00
9.000 00

$4,024,603 00 $3,958,826 90

1,859,309 34

$4,761,229 62

L ia b ilitie s.
C ap ital s to c k p a id i n ......................................................
S u rp lu s f u n d a n d p ro fits ...............................................
U n d iv id e d p ro fits,le ss e x p en se s a n d ta x e s p a id .
N a tio n a l b a n k n o te s o u ts ta n d in g ............................
D u e to o th e r N a tio n a l b a n k s ......................................
D u e to S ta te b a n k s a n d b a n k e r s ...............................
D iv id e n d s u n p a id ............................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k .....................
D e m an d c e rtific a te s o f d e p o s it..................................
T im e c e rtific a te s o f d e p o sit.........................................
C ertified c h e c k s ...............................................................
C ash ie r’s c h e c k s o u ts ta n d in g .....................................
U n ite d S ta te s d e p o s its .....................................
D e p o sits o f U. S. d is b u rs in g o ffice rs.........
N o te s a n d b ills re d is c o u n te d ........................
B ills p a y a b le ........................................................
L ia b ilitie s o th e r th a n th o se a b o v e s ta te d .
T o tals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$500,000 00
187,899 64

$500,000 00
186,883 76

41,350 00

40,100 00

120 00

3,295,353 36

3,231,723 14

$500,000
100,000
76,332
38,500

00
00
52
00

807,748
764,263
160
2,345,246

38
39
00
91

$500,000 00
193,733 14
36,650 00

4,030,846 48

7,144 68
79,156 98

116.114 47
24,642 01

$4,024,603 00 $3,958,826 90 $4,859,309 34

$4,761,229 62

223

N A TIO N A L B A N K S OF M ICHIGAN.
No. 2870.
DETROIT NATIONAL BANK, DETROIT.

A l e x . M c P h e r s o n , P r e s id e n t; T h e o d o r e D. B u h l , V ice P r e s id e n t; W m . T. D e G r a f f , C a sh ier ;D. S t e w a r t , J r ., A s s is ta n t C a sh ie r ; G e o . L. M c P h e r s o n , A u d ito r .
D ir e c t o r s .— A. L e w is, H . P . B a ld w in , A. M c P h e rso n , T. D . B u h l, H e n ry S te p h e n s,
F . C. S to e p e l, E d w a rd J . S c h m id t, H e n ry B. Jo y , A. W . W rig h t, O re n S c o tte n .

R eso u rc e s.

L o a n s a n d d is c o u n ts .......................... .
O v e rd ra fts , s e c u re d a n d u n s e c u re d .
D . S. b o n d s to s e c u re c irc u la tio n —
U . S. b o n d s to s e c u re U . S. d e p o sits.

R e p o rt o f
A p ril 26.
$4,115,617
614
50,000
100,000

R e p o rt of
J u n e 29.

R e p o rt o f
S ep t. 5.

66 $3,756,300 93 $4,266,020 59
58
1,746 79
584 72
00
50,000 00
50,000 00
00
100,000 00
100,000 00

U . S. b o n d s on h a n d .........................................................
7,000 00
P re m iu m s o n U . S. b o n d s.........................................................................
S to ck s, se c u ritie s , e tc ......................................................
117,320 00
B a n k in g h o u se, f u r n itu r e a n d fix tu re s ..............................................

R e p o rt o f
D ec. 13.
$4,295,563 62
279 66
50,000 OO
100,000 00

7,500 00

8,000 00

27,000 00

ÌÌ6Ì82ÒÒÒ

230*320 ÓÓ

24Ì *82Ó Ó6

O th e r re a l e s ta te a n d m o rtg a g e s o w n ed ...................
D u e fro m N a tio n a l b a n k s (n o t re s e rv e a g e n t s ) . . .
D u e fro m S ta te b a n k s a n d b a n k e r s ..........................
D u e fro m a p p ro v e d re s e rv e a g e n t s ..........................

66,840
478,978
182,234
804,986

00
14
54
67

65,992
617,998
213,139
936,663

24
33
88
62

65,792
524,404
245,744
810,295

24
08
31
30

65,792
696,316
258,849
1,171,379

24
09
95.
18

C h eck s a n d o th e r cash ite m s .......................................
E x c h a n g e s f o r c le a rin g h o u s e .....................................
N o te s o f o th e r N a tio n a l b a n k s ...................................
F ra c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts —

10,806
81,884
19,604
2,333

74
67
00
57

9,369
88,107
54,316
2,208

88
99
00
02

12,100
47,349
34,345
2,044

08
81
00
47

14,103
95,861
73,516
1,106

64
67
00
07

300,169 00
79,317 00

347,109 50
226,403 00

357,583 50
235,484 00

353,214 50
227,295 00

2.500 00

2,500 00

2.500 00

2.500 00

5.500 00

3,000 00

4.500 00

9.500 00

$6,425,706 57 $6,609,176 18 $6,997,068 10

$7,684,097 62

C ap ital s to ck p a id i n ........................................................ $ 1 , 000,000 00 $1, 000,000 00 $1 ,000,000 00
200,000 00
200,000 00
200,000 00
S u rp lu s f u n d .......................................................................
91,425 47
76,148 08
81,567 19
U n d iv id e d p ro fits, le ss e x p e n se s a n d ta x e s p a id ..
49,400 00
48,500 00
50,000 00
N a tio n a l b a n k n o te s o u ts ta n d in g ...............................

$ 1 , 0 0 0,000 00

S p e c ie ....................................................................................
L e g a l te n d e r n o te s ...........................................................
R e d e m p tio n f u n d w ith U . S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n )........................................................... .
D u e fro m U. S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ...........................................................
T o t a ls .

L ia b ilitie s.

49
11
00
24

707,160 65
1,286,177 19

D e m an d c e rtific a te s o f d ep o sit.
T im e c e rtific a te s o f d e p o s it.......
C ertifie d c h e c k s .............................
C a sh ie r’s c h e c k s o u ts ta n d in g

45,777 68
1,000 00
8,574 97

U n ite d S ta te s d e p o s its ....................................
D e p o sits o f U . S. d is b u rs in g o ffic e rs .........
N o te s a n d b ills re d is c o u n te d ...................... .
B ills p a y a b le ......................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s ta te d

95,000 00

83,000 00

D u e to o th e r N a tio n a l b a n k s ...............
D u e to S ta te b a n k s a n d b a n k e r s .........
D iv id e n d s u n p a id .....................................
In d iv id u a l d e p o sits s u b je c t to c h ec k

T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

685,309
1,098,227
1,014
3,165,255

54
87
54
69

1,169,749 20
1,531,241 53

56,893 53

57,676 57

73,946 47

1,000 00

1,000 00

1,000 00

15,956 74

424 70
46 00

10,445 99

77,000 00

77,000 00

$6,425,706 57 $6,609,176 18 $6,997,068 10

$7,684,097 62:

3,119,062 60

778,892
1,380,240
209
3,370,010

200,000 00
91,460 59
49,200 00

220 00

3,479,833 84

224

STA TE B A N K IN G D E PA R T M E N T .
NO. 3730.
THE PRESTON NATIONAL BANK, DETROIT.
F . W . H a y e s , P r e s id e n t; A. E . F . W h i t e , V ice P r e s id e n t; I. B. U n g e r , C a sh ie r ;
J . P . G il m ö r e , A u d ito r .
D ir e c t o r s .— F . W . H a y e s , C. A. B la ck , W . H . E l lio tt, J . E . D a v is, J . D. S ta n d is k ,
A. E . F . W h ite , A. L. S te p h e n s, H . K . W h ite , J . B. B ook, W . B. B u rt.

R eso u rc e s.

L o a n s a n d d is c o u n ts ............................
O v e rd ra fts , s ec u re d a n d u n s e c u re d
U. S. b o n d s to s e c u re c ir c u la tio n ...
U . S. b o n d s to s e c u re U. S. d e p o sits.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

$2,910,172 78 $2,777,248 24 $2,845,376 06
9,158 59
14,829 74
4.422 44
700.000 00
700.000 00
700.000 00
100.000 00
100.000 00
100.000 00

R e p o rt of
D ec. 13.
$2,883,641 33
3,571 09
700.000 00
100.000 00

U . S. b o n d s on h a n d .....................................
P re m iu m s o n U. S. b o n d s ..........................
S to ck s, s e c u ritie s , e tc .................................
B a n k in g h o u se, f u r n itu r e a n d fix tu re s.

154,672 05
14,500 00

154,342 65
14,500 00

165,042 65
13,500 00

172,992 65
13,500 00

O th e r re a l e s ta te a n d m o rtg a g e s o w n e d ..................'
D u e fro m N a tio n a l b a n k s (n o t re s e rv e a g e n t s ) . . .
D u e fro m S ta te b a n k s a n d b a n k e r s ..........................
D u e fro m a p p ro v e d re s e rv e a g e n t s ..........................

169,894
205,663
40,518
381,519

96
21
85
70

170,672
240,681
52,764
446,864

30
14
06
78

171,173
256,073
39,574
389,294

81
28
23
27

169,502
223,338
39,137
558,804

05
96
70
46

C h eck s a n d o th e r c ash i t e m s .......................................
E x c h a n g e s fo r c le a rin g h o u s e ......................................
N o te s o f o th e r N a tio n a l b a n k s .....................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts • -..

2,081
20,827
9,125
40

40
89
00
18

322
21,607
17,895
50

24
83
00
66

330
69,166
16,930
46

26
07
00
25

732
37,704
19,125
48

38
34
00
77

S p e c ie ................................. .................................................
L e g a l te n d e r n o te s ...........................................................
R e d e m p tio n f u n d w ith U . S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n ).................................................................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d ...........................................................

182,815 00
108,292 00

275,273 00
78,445 00

301,863 50
148,815 00

258,076 50
310,155 00

35,000 00

35,000 00

35,000 00

35,000 00

4,000 00

2,000 00

044,281 61 $5,104,496 64 $5,256,607 82

T otals.

3,327,330 23

L ia b ilitie s.
C ap ital s to c k p a id i n ....................................... ...........
S u rp lu s f u n d ............... ......................................................
U n d iv id e d p ro fits, le ss e x p en se s a n d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g ...............................
D u e to o th e r N a tio n a l b a n k s ...............
D u e to S ta te b a n k s a n d b a n k e r s .........
D iv id e n d s u n p a id .....................................
In d iv id u a l d e p o sits s u b je c t to check.
D e m an d c e rtific a te s o f d ep o sit.
T im e c e rtific a te s o f d e p o s it.......
C ertifie d c h e c k s ............................
C a sh ie r’s c h ec k s o u ts ta n d in g .
U n ite d S ta te s d e p o s its ...................................
D e p o sits o f U. S. d is b u rs in g o ffic e rs ........
N o te s a n d b ills re d is c o u n te d ......................
B ills p a y a b le .....................................................
L ia b ilitie s o th e r th a n th o se a b o v e sta te d .
T otals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$700,000 00

$700,000 00

100,000 00

100,000 00

37,810 15
700,000 00

40,727 87
668,670 00

383,112 01
1,110,411 94

427,571 36
1,197,067 14

443,043 39
1,154,826 39

494,767 22
1,162,870 20

1,298,088 56

1,412,145 36

1,602,237 62

1,551,396 21

508,503 41

433,451 89

452,244 76

506,508 74

5,245 15
6,110 39

32,180 63
9,682 39

4,526 83
3,947 93

7,962 24
2,291 10

95,000 00

83,000 00

77,000 00

77,000 00

$5,044,281 61 $5,104,496 64 ,$5,256,607 82

$5,327,330 23

$700,000
103,000
24,620
691,160

00
00
90
00

$700,000
103,000
42,454
679,080

00
00
52
00

100,000 00

225

STA TE BA N K S O F M IC H IG A N .
No. 3487.
UNION NATIONAL BANK, DETROIT.
F.

D. F a t h e r l y . P r e s id e n t; P a t r ic k A. D u c e y , V ice P r e s id e n t; F e ed E . F a e n s w o r t h ,
C a sh ie r ; L. C. S h e r w o o d , A s s is ta n t C ash ier.

D ir e c t o r s .— F . D. F a th e r ly , P a tr i c k A. D u cey , H . A. H a rm o n , C h as. E . S w a le s, H e n ry W u n sc h ,
T lieo. G orenflo, S te p h e n P r a t t , T . A. W a d s w o rth , A lb e rt A. A lb re c h t.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt of
S ep t. 5.

L o a n s a n d d is c o u n ts ........................................................
O v e rd ra fts , s e c u re d a n d u n s e c u r e d ..........................
U . S. b o n d s to s e c u re c irc u la tio n ................................
U . S. b o n d s to s e c u re U . S. d e p o s its ..........................

$694,755 62
539 37
150,000 00

$736,536 44
214 16
150,000 00

$795,582 63
243 42
150,000 00

U . S. b o n d s on h a n d .........................................................
P re m iu m s on U. S. b o n d s ..............................................
S to c k s, s e c u ritie s , e tc ......................................................
B a n k in g h o u se, f u r n itu r e a n d fix tu re s .....................

3.000 00
15,000 00
3.000 00

3,000 00

3,000 00

3,000 00

3,000 00

3,000 00

3,000 00

O th e r re a l e s ta te a n d m o rtg a g e s o w n e d ...................
D u e fro m N a tio n a l b a n k s (n o t re s e rv e a g e n t s ) . . .
D u e fro m S ta te b a n k s a n d b a n k e r s ............................
D u e fro m a p p ro v e d re s e r v e a g e n t s ..........................

33,400
6,149
7,666
44,375

00
58
02
46

33,400
41,589
6,658
70,314

00
37
18
83

33,400
25,091
16,474
87,713

00
30
78
35

33,400
22,867
8,592
89,495

00
00
22
76

C h ec k s a n d o th e r cash ite m s .......................................
E x c h a n g e s fo r c le a rin g h o u s e ......................................
N o te s o f o th e r N a tio n a l b a n k s .....................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s ___

89
5,945
11,065
759

64
03
00
12

787
11,342
7,409
612

49
86
00
91

1,114
13,530
13,617
698

56
95
00
87

765
10,324
4,769
16

48
92
00
96

S p e c ie ....................................................................................
L e g a l te n d e r n o te s ...........................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 p e r c e n t
o f c irc u la tio n ).................................................................
D u e fro m U . S. tre a s u r e r , o th e r th a n 5 p e r c e n t
re d e m p tio n f u n d . . ........................................................

28,276 00
27,612 00

57,965 00
23,335 00

50,564 75
15,083 00

36,968 25
13,283 00

7.000 00

4,514 00

7,500 00

7,090 00

R e p o rt o f
D ec. 13.
$772,387 01
575 24
150,000 00

1,005 00

T o ta ls .............................................................................. $1,038,632 84 $1,150,679 24 $1,217,619 61

$1,156,534 84

L ia b ilitie s.
C ap ital s to c k p a id i n ........................................................
S u rp lu s f u n d .......................................................................
U n d iv id e d p ro fits, less e x p en se s a n d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g ...............................
D u e to o th e r N a tio n a l b a n k s .......................................
D u e to S ta te b a n k s a n d b a n k e r s .................................
D iv id e n d s u n p a id ..............................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k ......................

$200,000
8,000
23,139
150,000

00
00
94
00

$200,000
8,000
29,931
150,000

00
00
69
00

$200,000
10,000
21,734
150,000

00
00
24
00

$200,000
10,000
26,838
150,000

00
00*
85
00

29,776 32
116,472 82

34,923 11
120,607 27

37,852 19
137,968 53

17,224 53
166,162 45

286,077 50

331,403 97

437,737 68

347,690 15

143,365 33

171,204 78

160,558 62

158,518 86

1,684 68
116 25

4,524 92
83 50

1,268 35
500 00

5,100 00

80,000 00

100,000 00

60,000 00

75,000 00

T o ta ls.............................................................................. $1,038,632 84 $1,150,679 24 $1,217,619 61

$1,156,534 84

D e m an d c e rtific a te s o f d e p o s it...................................
T im e c e rtific a te s o f d e p o sit...........................................
C ertifie d c h e c k s ........... *...................................................
C a sh ie r’s c h e c k s o u ts ta n d in g .......................................
U n ite d S ta te s d e p o s its ....... ...........................................
D e p o sits o f U. S .d is b u rs in g o ffic e rs ........................
N o te s a n d b ills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
L ia b ilitie s o th e r th a n th o se a b o v e s ta t e d ...............

29


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

226

STA TE B A N K IN G D E PA R T M E N T .
No. 5415.
FIRST NATIONAL BANK, DURAND.
L u t h e r L o u c k s , P re s id e n t; O. H. O b e r t , Vice P re s id e n t; J. D. L e l a n d , Cashier.

D ir e c t o r s .— L u th er L oucks, N. P. L eland, O. B. H ibbard, B. Geer, P. D . B row n , O. H. Obert,
A lfred D erham , C. S. R eed, F . C. Gale.

R eso u rc e s.

R e p o rt o f
A p ril 26.

R e p o rt of
J u n e 29.

R e p o rt o f
S e p t. 5.

R o an s an d d is c o u n ts ........................................................
O v e rd ra fts sftmirftd an d u n s e c u re d ..........................
TT. S. b o n d s to s e c u re c ir c u la tio n ...............................
TT. S- b o n d s to seen re tT. S- d e p o s its ..........................

$97,772 98
745 59
25,000 00

TT. S. b o n d s on b a n d .........................................................
P re m iu m s on TT. S. b o n d s ...............................................
S to c k s s e c u ritie s e te ......................................................
Ranking* b o u se, f u r n itu r e a n d fix tu re s ....................
O th e r real e s ta te a nd m o rtg a g e s o