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Federal Reserve Bank of St. Louis


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Federal Reserve Bank of St. Louis


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Federal Reserve Bank of St. Louis

DEPARTMENT OFFICERS

COM M ISSIONER,

GEORGE L. MALTZ.

D E P U T Y C O M M ISSIONER,

W. T. BRADFORD.

B A N K E X A M IN E R S ,

B. C. JOLLY,
H. W. CLARKE,
WM, DONOVAN,
HARMON WENDELL,
ALBERT E. MANNING.

O F F IC IA L A D D R E S S , L A N SIN G , M ICHIGAN.


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Federal Reserve Bank of St. Louis

COMMISSIONERS OF BANKING OF MICHIGAN.

[U nd er A ct 205, 1887.]

THEODORE C. SHERWOOD,
Appointed January 7, 1889; resigned November 7, 1896.

DANIEL B. AIN GEE,
Appointed November 11, 1896; resigned April 1, 1897.


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Federal Reserve Bank of St. Louis

JOSIAH E. JUST,
Appointed April 1, 1897; died February 19, 1898.

GEORGE L. MALTZ,
Appointed February 26, 1898.


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Federal Reserve Bank of St. Louis

TABLE OF CONTENTS.

Page.
A bstracts, com parative, 188!) to 1901, in clu siv e, sta te banks ...................................................................
xx
com parative, 1889 to 1901, in clu siv e, national b a n k s ..............................................................
x x ii
o f sta te banks, 1901...............................................................................................................................
x x iv
o f national banks, 1901.......................................................................................................................
xxv
to ta l vo lu m e o f bu sin ess state and national banks, reports for 1901................................
xxvi
sta te banks in D e tr o it.........................................................................................................................
x x v ii
national banks in D e tr o it............................................................................ ........t .......................
x x v iii
sta te and national banks in D etro it...............................................................................................
x x ix
sta te and national banks in Grand R a p id s........................................................................................ x x x
sta te and national banks in Saginaw ..........................................
xxxi
sta te and national banks in Bay C itie s .......................................
x x x ii
x x x iii
sta te and national banks in K alam azoo.......................................................................................
sta te and national banks in Port H u ro n — ..............................................................................
x x x iv
state and national banks in Jack son ...............................................................
xxxv
state banks in A d rian ......................................................................
xxxvi
Banks exam ined and fe e s p aid ........................................................... .......................................... ........................
x x x v ii
Capital stock, increase and decrease o f ............................................................................................................
xi
E arnings o f banks and trust com p an ies..............................................
x ii
E xten sion s o f corporate e x isten ce .......................................................................................................................
xi
Growth o f state and national banks.....................................................................................................................
xi
L ist o f bank cash iers in M ichigan.......................................................................................................................
315
N ew ban k s......................................................................................................................................................................
x
N um ber o f d ep ositors................................................................................ .................................................. , . . .
x ii
R eceipts and e x p e n se s..............................................................................................................................................
x iii
R eincorporated ban ks...........................
x
R eserve c i t i e s ..............................................................................................................................................................
x iii
R eports o f r e c e iv e r s ..........................................................
x iv
R eports o f sta te banks and tru st com panies (see in d e x ).............................................in c lu siv e pages 3 to 221
R eports o f national banks (see in d e x )................................................................................ in c lu siv e pages 225 to 313
V oluntary liq u id a tio n s..............................................................................................................................................
xi


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Federal Reserve Bank of St. Louis


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Federal Reserve Bank of St. Louis

♦

STATE BANKING DEPARTMENT.

REPORT OF THE COMMISSIONER.

STATE OF MICHIGAN,
B a n k in g I) epartm ent ,
Lansing, December 31, 1901.
To

the

H on . A aron T. B u s s , Governor of Michigan:

I have the honor to submit the thirteenth annual report of this depart­
ment in compliance with the provisions of section 43 of the General
Banking Law of Michigan, as follows:
On the thirty-first day of December the Commissioner of the Banking
Department shall make an animal report to the Governor of the State,
which report shall be published and shall exhibit:
First, A summary of the state and condition of every bank from which
reports have been received during the year, with an abstract of the whole
amount of capital returned by them, the whole amount o£ their debts
and liabilities, the total amount of means and resources, separating the
reports of such banks and other corporations, and specifying the amount
of lawful money held by banks at the time of their several returns, and
such other information in relation to such banks and corporations as in
his judgment may be required;
Second, A statement of the banks and corporations whose business has
been closed during the year, the amount of their resources and liabilities,
and the amount paid to the creditors thereof ;
Third, The names and compensation of the clerks employed by him,
and the whole amount of expenses of the banking department during the
year;
Fourth, The amount of fees received for the examination of banks, or
other corporations, and fines collected and paid over to the State
Treasurer.
In accordance with the provisions of sections 39 and 4(1 of the General
Banking Law, all of the institutions under the supervision of this depart­
ment have been examined during the year.
At the date of this report, there are two hundred and fourteen State
B


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Federal Reserve Bank of St. Louis

STATE BA N K IN G DEPARTMENT.

X

banks and three trust companies under the supervision of this depart­
ment. In the statistics following the number of banks is given at 213
State banks. This is caused by one bank, the Grand Haven State Bank,
Grand Haven, commencing business subsequent to December 10, the
date of last call for report of condition.
Statements showing the financial condition of all State banks and
trust companies, as called for by this department four times during the
year, and in addition thereto reports of the financial condition of the
eighty-five national banks of the State, are appended ; as are also abstracts
of the yearly reports for the past thirteen years, which show the progress
and increasing wealth of the State.
N E W B A N K S.

During the year twenty-two banks and one trust company have been
organized, as follows:
L ocation.

No.

T itle.

226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
243
245
240
247
248
249

Z eeland State B ank...................................................................
V ale State Bank............................................................................
A rm ada State B ank.....................................................................
B enzie Conn tv State Saving's B a n k .....................................
The State Bank o f N o r w a y ......................................................
State Bank o f Sanilac C entre..................................................
The Alma State Savin gs B an k ................................................
F irst State Bank o f A lm a.........................................................
Ex change State B ank.................................................................
The C hesaning State B a n k .... ...........................................
State Bank o f Frank W. Hnhhard &: C o............................
State Savings B ank o f Bad A x e .............................................
State Bank o f East J o rd a n ......................................................
L udington State B ank...............................................................
N iles City B a n k .............................................................................
Hank o f V a ssa r ............................................................................
State Savin gs B ank.....................................................................
New H aven Savin gs B ank........................................................
The M arlette State B a n k ............................ .............................
State Savin gs Bank o f F eck ....................................................
C itizens State Hank.....................................................................
Grand H aven State B ank..........................................................
D etro it Trust Company............. .............................................

Capital.

Z eelan d .............. $25,000 00
25.000 00
Y a le ....................
A rm a d a ............. 25.000 00
F r a n k fo r t.........
20.000 00
N orw ay............... 25,000 00
Sanilac Centre. 20,000 00
A iin a .................. 25.000 00
A lm a ................... 30.000 00
20.000 00
C arsonville.. ..
C hesan ing.......
25,000 00
Bad A x e ............. 3(1000 00
Bad A x e ............. 25,000 00
E ast Jord an . . . .
20 j000 00
L u d in gton ........
50i000 00
35.000 00
N iles ...............
V assar................. 35.000 00
S ta n to n .............
20.000 00
N ew H aven . . . .
20,000 00
M arlette............. 25.000 00
P eck ....................
20.000 00
50^000 00
Big Ran id s .......
Grand H aven . 30,000 00
D e tr o it............... 500,000 00

Com m enced
bu sin ess.
January 1.
February 14.
March l i .
May 1.
Jun e 1.
Jun e 1.
Ju n e 8.
June 25.
J u n e 27.
Ju ly 1.
Ju ly 10.
July 11.
July 23.
Ju ly 24.
Ju ly 27.
A u gu st 1.
Septem ber 3.
October 1.
October 3.
October 30.
October 31.
D ecem ber 18.
January 1.

An increase of banking capital of $1,100,000.00.
R E IN C O R PO R A T E D B A N K S.

Two banks the charters of which were about to expire during the year,
instead of taking advantage of Act No. 143 of the Public Acts of 1899 to
extend their corporate existence, reincorporated, viz.: People’s Bank of
Manchester, Manchester, Michigan, and Mechanics’ Bank, Detroit, Michi­
gan. The former reincorporated as the “People’s Bank,” Manchester,
Michigan, while the latter changed its title to the “Mechanics’ Bank of
Detroit,” Detroit, Michigan, and increased its capital to $250,000.00, to
comply with section 1 of the General Banking Law affecting banks in cities
of over one hundred and ten thousand population. The capital stock of
this bank was formerly $100,000.00, and the net increase of capital under
its reorganization is $150,000.00.


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Federal Reserve Bank of St. Louis

REPORT OF THE COMMISSIONER.

XI

VOLU NTA R Y L IQ U ID A T IO N S.

But one bank, the Mechanics’ Bank of Detroit, Detroit, Michigan, has
gone into voluntary liquidation, by resolution of its stockholders Decem­
ber 16, 1901, as provided in section 53 of the General Banking Law.
One trust company, the Peninsular Trust Company, Grand Rapids,
Michigan, by resolution of its stockholders May 12, 1900, has gone into
voluntary liquidation, and which liquidation was consummated by the
Michigan Trust Company, Grand Rapids, during 1901.
E X T E N S IO N S OF CORPORATE E X IST E N C E .

The following banks, according to the provisions of Act No. 143, Public
Acts of 1899, have extended their corporate existence for the period of
thirty years from date of their original incorporation:
Bay City Bank, Bay City; City Bank, Battle Creek; Detroit Savings
Bank; Detroit; People’s Savings Bank, Detroit; Wayne County Savings
Bank, Detroit; Wyandotte Savings Bank, Wyandotte.
IN C R E A SE A N D D E C R E A SE OF C A PIT A L STOCK.

Two banks, during the year, have reduced their capital stock, viz.,
the Oceana County Savings Bank, Hart, from $43,000.00 to $40,000.00,
and Farmers’ State Bank, Concord, from $35,000.00 to $25,000.00, both of
which reductions were allowed for good and sufficient reasons. To this
reduction of capital, $13,000.00, should be added the decrease caused by
the liquidation of the Mechanics’ Bank of Detroit, $250,000.00, constitut­
ing an aggregate decrease of $263,000.00.
The following banks have increased their capital stock during the year :
Quincy State Bank, Quincy, $20,000.00 to $40,000.00.
Commercial State Bank, Shepherd, $17,000.00 to $20,000.00.
SauIt Savings Bank, Sault Ste, Marie, $50,000.00 to $100,000.00.
Munising State Bank, Munising, $29,000.00 to $30,000.00.
State Savings Bank of Laurium, Laurium, $50,000.00 to $75,000.00.
Making an increase of $99,000.00. To this is to be added the increase
of capital stock caused by the organization of new banks, $1,100,000.00,
and the $150,000.00 increase caused by the reincorporation of the
Mechanics’ Bank of Detroit, which brings the total increase in this
regard to $1,349,000.00. Subtracting from these figures the total decrease
of $263,000.00 as mentioned in preceding paragraph, leaves a net increase
of capital stock during the year of $1,086,000.00, all of which is paid in.
GROW TH OF ST A T E B A N K S.

Since the organization of this department, 1889, the increase and
growth of business has been very great. Loans show an increase of
$87,362,069.53, and deposits $100.067,599.94, as per the followingstatement :


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Federal Reserve Bank of St. Louis

X ll

STATE BA N K IN G DEPARTM ENT.

R esources.

,

L o a n s ......................................................................................
Real esta te, fu rn itu re and fix t u r e s ...............................
C a sh ..........................................................................
T o ta ls ............................................................

80 banks,
Jan. 7, 1889.

192 banks and 3 213 banks and 3
trust com panies, trust com panies,
D ec. 13, 1900.
D ec. 10, 1901.

$30,815,697 13
534,411 76
7,550,661 99

$100,236,223 26
4,306,582 17
25,416,404 00

$118,177,766 66
4,095,652 24
29,919,tl0 85

$38,900,770 88

$129,959,209 43

$152,193,029 75

....
L iabilities.
Capital stock paid i n ............................................................
Surplus fu n d and un d ivid ed p r o fits ..............................
D ep o sits....... ...........................................................
N otes and b ills red isco u n ted .............................................
T o ta ls ............................................................

$5,519,425
1,818,835
31,284,124
278,385

00
53
39
96

$38,900,770 88

$12,953,523
5,496,890
111,347,526
161,267

85
90
93
75

$129,959,209 43

$14,035,880
6,694,854
131,351,724
110,571

00
23
33
19

$152,193,029 75

it will also be observed that, according to the above statement, deposits
and loans in the 218 State banks and three trust companies, during the
year 1901, have increased over previous year as follows. (For reference
I include National banks.) :
■

N um ber o f banks.

D eposits.

Loans.

213 State banks and 3 trust co m p a n ies..........................................................
85 N ational ban ks........................ ! ..................................................................

$20,004,197 40
6,908,574 73-

$17,941,543 40
5,174^899 57

Total in crea se...........................................................................................

$26,912,772 13

$23,116,442 97

On December 10, 1901, the amount of cash in the 213 State banks and
three trust companies was $29,919,010.85, and in the 85 National banks,
$24,119,423.56, making a total amount of $54,039,034.41.
E A R N IN G S OF TW O H U N D R E D A N D T H IR T E E N ST A T E B A N K S A N D T H R E E T R U S T
C O M PA N IE S.

Dividends paid for 1901 on capital stock of $12,953,523.85 amount to
$1,020,154.49. Increase of surplus fund was $859,040.22.
Average dividend rate on capital for 1901 was 7 9-10 per cent.
Average dividend rate on capital and surplus, $16,019,448.03, for 1901,
was 0 4-10 per cent.
N U M B E R OF D E PO SIT O R S.

The total number of depositors in the 213 State banks and 85 National
banks on December 10, 1901, was 439,532, as follows:
State banks, individual deposits subject to check........................
State banks, commercial certificates of deposit.................. , .. .
State banks, savings depositors........................................................
State banks, savings certificates of deposits..................................
National banks, individual deposits subject to check............
National banks, certificates of deposit...................................... .. . .


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Federal Reserve Bank of St. Louis

52,750
29,337
223,267
34,366
49,838
49,908

REPORT OF THE COMMISSIONER.

X lll

The following table will show number of commercial depositors and
* savings depositors in the 213 State- banks and 85 National banks,
together with amount of deposits and average amount to each depositor:

Banks.

Class o f
deposit.

213 State b a n k s...........................................................
85 N ational b a n k s..................................................

( C om m ercial...
1 S a v in g s ...........
C om m ercial...

T o ta ls......................................................................

Num ber
o f de­
positors.

A verage
to each de­
positor.

A m ount o f
deposits.

*82,093
*257,633
*99,806

$44,205,173 38
81,609,318 57
59,593,561 95

$538 00
316 00
597 00

439,532

$185,408,053 90

$444 00

* This in clu d es certificates o f deposit; several certificates issued to one person counted as one.
R E C E IP T S A N D E X P E N S E S OF T H E D E PA R T M E N T .

The fees collected by this department for the examination of banks,
according to the provisions of section 40 of the General Banking Law,
amounted to $14,569.12. And there has been turned over to the Secre­
tary of State for franchise fees on capital stock of new banks, $550.00 and
from banks extending their corporate existence $775.00. in all $1,325.00.
This amount together with $14,569.12, examination fees, makes a total of
$15,894.12 received from banks during the year.
The expenses of the department for the year were as follows:
Salary of George L. Maltz, Commissioner.............................. $2,500 00
Salary of W. T. Bradford, Deputy Commissioner......................
2,000 00
Salary of T. M. Joslin, examiner (resigned March 1, 1901). . ..
278 60
Salary of Ralph Stone, examiner (resigned May 6, 1 9 0 1 )....
593 12
Salary of B. C. Jolly, examiner..................................................
1,700 00
Salary of H. W. Clarke, examiner (resigned December 31,1901)
1,700 00
Salarv of William Donovan, examiner (appointed March 1,
1901) .................................. ...........................................................
1,421 40
Salary of Harmon Wendell, examiner (appointed dune 1,1901)
990 10
Salary of A. E. Manning, examiner..........................................
1,200 00
Salary of extra clerks......................................................................
300 00
Expenses incurred in the examination of banks........................
3,655 88
Miscellaneous expenses, viz., printing, stationery, postage,
etc..................................................................................'..................
1.850 79
Total ............................................................................ .

$18,189 89

The above will show that this department actually costs the State
$2,295.77.
R E SE R V E C IT IE S .

In accordance with the provisions of sections 24 and 27 of the bankinglaw, I have designated the following as reserve cities, viz.: Detroit,
Grand Rapids, Bay City, Saginaw, Kalamazoo, Jackson, Port Huron,
Adrian, Benton Harbor, Muskegon, New York. Boston, Philadelphia,
Baltimore, Buffalo, Cleveland, Toledo, Cincinnati, St. Louis, Chicago and
Milwaukee.


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Federal Reserve Bank of St. Louis

XIV

STATE BA N K IN G DEPARTMENT

REPORTS OF RECEIVERS.

The following reports from the several receivers were called'for under
date of December 1, 1901, with the exception of the receiver of People’s
Savings Bank, Lansing, who reports under date of December 26, 1901.
Central Michigan Savings Bank, Lansing.

John A. May, receiver, reports as follows:
Liability to depositors at date of suspension, April 18,1893.
Other liabilities ..........................................................................

f 592,923 53
212,384 68

Total. ..........................................................................................

$805,308 21

Total assets at date of, and received sincesuspension. .. . 1,349,529 46
Amount collected by receiver to date............................
653,318
86
Disposition of collections:
Loans paid ..........................................
Dividends paid ....................................
Legal expenses ....................................
Receiver’s salary paid to date..........
All other exp en ses..............................
Balance in hands of State Treasurer
Balance in hands of receiver............

$215,928 23
358,434 94
15,860 48
21,520 70
15,656 97
22,545 24
3,372 30
------------------

653,318 86

People’s Savings Bank, Lansing.

CL W. Jewett, receiver, under date of December 26, 1901, reports as
follows:
Liability to depositors at date of suspension, July 15, 1896. $138,540 20
Other liabilities ..........................................................................
111,603 63
Total

$250,143 83

Total assets at date of, and received since suspension. . . .
Amount collected by receiver to date......................................
Disposition of collections:
Loans paid ..................................
Dividends paid ............................................
Legal expenses paid ................................
Receiver’s salary to date .........................
All other ex p en ses......................................
In city bank ..............................................
Balance in hands of receiver....................


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Federal Reserve Bank of St. Louis

$67,784
58,972
8,323
8,250
19,982
1,581
12

411,965 11
164.908 10

69
92
14
00
86
80
69
164,908 10

XV

REPORT OF THE COMMISSIONER.
Ingham County Havings Bank, Lansing.

John A. May, receiver, made the following report:
Liability to depositors at date of suspension, August 6, 189b $141,004 92
Other liabilities ...................................................... ....................
12,761 34
Total .................................................. .......................................

$153.766 26

Total assets at date of, and received since suspension..........
Amount collected by receiver to date......................................

287.148 12
118,762 08

Disposition of collections:
Loans p a id ....................................................
dividends paid ..........................................
'Legal expenses ..........................................
Receiver’s salary to d a t e ..........................
All other exp en ses......................................
Balance in hands of receiver......................

$66,071
28,710
6,897
8,371
3,938
4,772

95
09
99
64
14
27
118,762 08

Mecosta County Havings Bank, Big Rapids.

The Michigan Trust Company, Grand Rapids, receiver, reports as
follows:
Liability to depositors at date of suspension, October 26,
1896 '............................................................................................ $204,681 38
Other liabilities ..........................................................................
10,639 18
Total ..........................................................................................

$215,320 56

Total assets at date of, and received since suspension..........
Amount collected by receiver to date....................................:

298,812 35
161,465 20

Disposition of collections:
Loans paid . . \ ............................................
Dividends paid ..........................................
Legal expenses paid ..................................
Receiver’s salary to d a t e ..........................
All other expenses .......................................
Special “stockholder’s” fund for deposit­
ors . ............................................................
Balance in hands of receiver......................

'*
$1,865
115,153
5,428
4,000
18,103

16
97
68
00
73

5,241 94
11,671 72

161,465 20

Whitehall Htate Havings Bank, Whitehall.

The Michigan Trust Company, Grand Rapids, receiver, reports as
follows:
Liability to depositors at date of suspension, December 31,
1896 ............................................................................................
$82,576 33
Other liabilities .............................................. ...........................
1,660 68
Total


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Federal Reserve Bank of St. Louis

$84,237 01

STATE BA N K IN G DEPARTM ENT.

Total assets at date of, and received since suspension..........
Amount collected by receiver to date............ ........................
Disposition of collections:
Loans paid ...............................
Dividends paid ......................
Legal expenses ........................
Receiver’s salary ....................
All other ex p en ses................ .
Balance in hands of receiver

$3.757
14,633
939
1,150
434
2,160

$110,334 30
23,075 04

15
38
43
00
17
91

Siale Bank of Fenton, Fenton.

Clarence Tinker, receiver, reports as follows:
Liability to depositors at date of suspension, June 14, 1897
Other liabilities ..........................................................................

$88,703 19
14,141 30

Total ..........................................................................................

$102,844 49

Total assets at date of, and received since suspension..........
Amount collected by receiver to date.............................. ..

147,019 18
72.037 19

Disposition of collections:
Loans paid ............................
Dividends paid ....................
Legal expenses paid ............
Receiver’s salary to date. . ..
All other expenses ..............
Balance in hands of receiver

$13,146 42
40,318 22
1,619 42
730 00
5,382 14
10,840 99
------------------

72,037 19

The Tawas State Savings Bank, East Towns.

X. C. Hartingh, receiver, reports as follows:
Liability to depositors at date of, and received since sus­
pension ......................................................................................
Other liabilities .................................................... ......................

$11,040 6:’»
28.039 42

Total ..........................................................................................

$39,080 05

Total assets at date of, and received since suspension. . . .
Amount collected by receiver to date....................................
Disposition of collections:
Loans paid ..................................................
Dividends p a id ............................................
Legal expenses ..........................................
Receiver’s salary to date.........................
All other expenses ....................................
Balance in hands of receiver......................


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Federal Reserve Bank of St. Louis

$107
2,972
346
490
679
4,293

80.383 63
8.888 53

15
16
22
00
63
37
8,888 53

xv ll

REPORT OF THE COMMISSIONER.
People's Savings Bank, Mt. Pleasant.

Charles T. Russell, receiver, reports as follows:
Liability to depositors at date of suspension, August 20,
1897 .................................................................... ..
! .......... ..
Other liabilities ..........................................................................

$65,491 80
15,810 14

Total ..........................................................................................

$81,301 94

Total assets at date of, and received since suspension. .. .
Amount collected by receiver to date......................................

236,525 08
121,551 73

Disposition of collections:
Loans p a id ...................................... ’ ............
Dividends paid ..........................................
Legal expenses ..........................................
Receiver’s salary to d a te ............................
All other exp en ses......................................
Balance in bands of State Treasurer. .. .
Balance in bands of receiver....................

$79,887
28,631
1,737
7,549
2,462
1,218
64

72
91
99
15
63
09
24
121,551 73

ACKNO W LED G M EN T.

I desire to acknowledge the valuable services rendered this depart­
ment by Deputy Commissioner W. T. Bradford and Examiners T. M.
Joslin, B. C. Jolly, Ralph Stone, H. W. Clarke, William Donovan, Harmon
Wendell, and A. E. Manning.
Very respectfully,


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Federal Reserve Bank of St. Louis


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE BAN K IN G DEPARTMENT

XX

Comparative abstract, giving the volume o f business as shoivn by the December reports o f
1898, 1899, 1900 and 1901, as made to the
------ / ------------

R esources.

D ecem b er
11, 1889,
90 banks, 2
trust
com panies.

D ecem ber
D ecem b er
D ecem ber
D ecem ber
D ecem ber
19, 1894,
19, 1893,
9.1892,
2,1891,
19, 1890,
106 banks, 2 121 banks, 3 138 banks, 3 159 banks, 3 164 banks, 4
trust
trust
trust
trust
trust
com panies. com panies. com panies. com panies. com panies.

L oans and d iscounts.. $22,624,667 12 $27,628,145 16 $30,543,959 76 $38,883,892 66 $32,402,874 53 $34,320,138 74
Stocks, bonds and
m o r tg a g e s ................. 15,645,031 54 18,846,687 08 21,308,913 14 26,843,183 47 24,804,367 45 26,516,601 07
165,315 19

183,645 30

195,618 49

222,549 92

206,537 17

192,415 39

523,466 20

714,313 50

941,191 77

1,274,415 65

1,517,146 91

1,694,992 89

O ther real e sta te .........
E xpenses and taxes
paid...............................

253,782 59

311,476 52

350,381 69

692,412 41

647,824 26

719,150 15

276,624 57

266,114 72

307,386 48

364,088 85

395,207 14

403,575 78

In terest p a id .................

210,872 79

217,130 03

145,482 78

271,426 84

352,701 34

O v erd ra fts.....................
Banking house, furniture and iix tu res.

312,758 62
.....................

D ue from banks in
reserv e c itie s ...........
D ue from oth er banks
and b an kers...............
E xch anges fo r clearing h o u s e .................

9,653,012 05

5,182,241 12

5,712,028 27

7,481,885 31

9,435,452 69

7,536,024 09

298,942 90

371,808 62

468,162 59

526,816 22

450,100 31

361,668 44

200,024 37

152,723 76

319,354 22

306,521 91

246,416 43

352.725 79

C hecks and cash item s

150,252 88

308,018 92

242,213 13

209,662 16

302,096 21

213,076 23

N ick els and c e n ts .......

11,720 48

11,047 14

15,630 82

18,382 56

24,102 73

26,840 53

Gold c o in .......................

396,827 00

483,564 49

849,656 57

1,039,932 42

1,698,747 47

1,683,739 65

S ilv er c o in ....................
U nited States and National bank n o t e s ...

171,666 15

167,925 17

215,054 78

293,818 72

259,119 76

269,032 24

1,242,843 00

1,575,817 00

1,807,081 00

2,266,977 00

2,312,851 00

2,152,421 00

T o ta ls ....................... $47,354,277 90 $56,950,395 68 $65,191,972 53 $82,649,533 48 $73,156,116 80 $78,872,148 57
1
L iabilities.
■
Capital stock paid in. $7,254,559 10 $8,460,835 00 $9,522,420 00 $11,109,827 59 $12,311,041 98 $12,600,820 00
Surplus fu n d ...............
Gross un divided earni n g s ..............................

1,132,329 90

1,502,849 44

1,704,248 31

2,124,487 81

2,443,906 07

2,589,052 49

1,679,925 61

1,912,300 21

2,169,532 72

2,534,015 14

2,639,574 57

2,698,387 31

D iv id en d s u n p a id ----

2,571 63

6,234 60

2,158 87

5,739 37

18,081 02

17,696 03

Individ ual d e p o sits...

7,879,586 71

9,300,393 00 11,750,841 68 16,948,803 62 14,529,942 64 15,476,103 85

4,452,081 74

6,054,724 25

C ertificates o f deposit
Savin gs d ep o sits.........
Certified c h e c k s .........
C ashiers’ ch eck s outsta n d in g .....................
D ue to banks and
b a n k e r s ......................
N otes and b ills rediscounted ......................
B ills payab le.................
L iab ilities other than

6,746,187 18

9,632,918 47

6,686,895 92

7,024,676 13

23,669,030 20 27,779,136 09 31,186,303 14 37,909,010 12 32,216,067 08 35,939,957 25
29,987 61

40,450 93

37,541 35

67,981 89

42,076 74

65,583 23

21,097 57

5,802 67

30,594 71

36,445 82

29,031 78

24,974 06

809,678 07

1,325,103 37

1,599,224 96

1,869,563 31

1,437,360 49

2,007,773 87

386,429 76

517,866 12

391,719 61

279,390 41

654,100 98

354,059 88

37,000 00

44,700 00

131,349 93

148,037 53

73,064 47

51,200 00 •

T o ta ls...................... $47,354,277 90 $56,950,395 68 $65,191,972 53 $82,649,533 48 $73,156,116 80 $78,872,148 57


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Federal Reserve Bank of St. Louis

xxi

REPORT OF THE COMMISSIONER

Michigan State hanks for the years 1889, 1890, 1891, 1892, 1893, 1894, 1895, 1896, 1897,
Commissioner o f the Banking Department.
D ecem b er
D ecem b er
13,1895,
17, 1896,
169 banks, 4 173 banks, 4
tru st
tru st
com panies. com panies.

D ecem b er
15,1897,
177 banks, 3
trust
com panies.

D ecem ber
1, 1898,
182 banks, 3
trust
com panies.

D ecem ber
2, 1899,
187 banks, 3
trust .
com panies.

D ecem b er
13,1900,
192 banks, 3
trust
com panies.

D ecem ber
10,1901,
213 banks, 3
trust
com panies.

$40,179,933 36 $36,982,440 70

$38,601,949 09

$41,384,075 83

$50,272,936 26

$53,161,024 07

$61,706,112 90

27,852,301 82 28,451,447 71

31,926,938 07

37,453,689 93

43,420,804 26

46,495,505 41

55,903,472 79

224,066 95

199,468 95

227,624 36

298,762 48

334,526 17

242,650 61

244,675 75

1,758,139 62

1,814,724 74

1,820,639 66

1,906,096 96

2,075,425 01

2,245,982 87

2,331,104 32

882,473 08

1,237,183 41

1,593,803 10

2,054,891 06

2,032,366 69

2,060,599 30

1,764,547 92

23,493 99

26,213 98

41,708 51

47,333 15

213,747 47

337,043 17

323,505 22

9,527,910 70 10,689,631 08

14,460,853 39

15,656,008 52

14,395,138 44

16,304,200 53

19,334,239 13
1,597,714 10

392,582 07

481,787 89

837,584 03

893,192 24

999,267 91

1,154,911 42

360,473 16

429,334 91

396,454 61

418,372 26

451,809 45

422,415 20

906,754 45

377,047 46

285,151 36

295,907 52

341,835 45

385,617 28

320,197 45

343,580 67

20,384 28

22,407 73

22,543 68

24,283 58

26,844 79

30,507 54

33,336 21

2,028,483 58

2,286,076 60

2,273,685 90

2,448,122 25

2,782,654 49

3,246,550 00

3,245,496 21

277,618 80

289,380 11

307,663 09

387,684 17

383,374 38

422,770 86

452,093 97

2,065,781 00

2,530,816 00

2,590,180 00

2,754,711 00

3,016,402 00

3,514,851 00

4,006,396 11

$85,970,689 87 $85,686,065 17

$95,397,535 01 $106,069,058 88 $120,790,914 60 $129,959,209 43 $152,193,029 75

$12,518,117 21 $12,458,275 00

$12,010,200 00

$12,003,600 00

$12,262,100 00

$12,953,523 85

2,876.322 12

2,986.650 27

2,981,382 73

2,987,971 24

3,065,924 18

3,762,660 91

*2,112,933 75 *2,042,341 06

*1,927.498 49

*1,958,531 34

*2,102,350 42

*2,430,966 72

*2,932,193 32

2,735,755 49

23,539 94

$14,035,880 00

14,629 00

16,430 88

8,204 48

11,914 42

10,178 36

4,929 72

16,562,755 06 15,274,265 98

18,025,578 88

20,599,904 56

24,522,326 97

24,840,803 37

29,510,186 91

8,364,560 85

7,530,592 54

8,576,587 67

9,782,646 49

12,250,239 67

12,341,536 00

14,664,986 47

41,192,483 54 42,055,852 60

48,076,282 71

54,105,981 76

62,660,212 66

69,548,293 05

81,609,318 57

85,970 78

140,220 18

67,246 32

111,903 86

66,649 37

98,418 48

94,652 52

33,828 85

22,834 67

13,771 80

19,723 43

83,450 18

27,222 23

68,734 87

1,936,615 12

2,441,456 29

3,647,253 47

4,420,425 42

3,748,526 37

4,481,075 44

5,368,915 27

359,129 28

273,075 73

36,886 14

51,754 81

14,000 00

35,799 00

6,071 19

45,000 00

32,000 00

13,148 38

25,000 00

81,173 30

125,468 75

• 104,500 00

524,200 00
$85,970,689 87 $85,686,065 17

$95,397,535 01 $106,069,058 88 $120,790,914 60 $129,959,209 43 $152,193,029 75

* U n d ivid ed earnings, le ss current ex p en ses, in ter e st and taxes paid.


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Federal Reserve Bank of St. Louis

STATE BA N K IN G DEPARTMENT

X X II

Comparative abstract, showing the volume o f business o f the national banks o f the State
1898, 1899, 1900 and 1901, as made to and furnished this ■

R esources.

D ecem ber
11, 1889,
113 national
banks.

D ecem b er
19, 1890,
109 national
banks.

D ecem ber
D ecem ber
2, 1891,
9,1892,
106 national 104 national
banks.
banks.

D ecem b er
19,1893,
99 national
banks.

D ecem b er
19, 1894,
96 national
banks.

Loans and d iscounts.. $45,860,178 79 $47,527,375 32 $48,424,955 39 $52,752,163 51 $40,783,209 13 $43,083,288 41
Stocks, bonds and
m o r tg a g e s .................
4,716,830 60 4,289,671 45 4,231,798 69 5,623,070 40 6,945,499 58 6,808,219 06
O v erd ra fts.....................
D ue from reserve
a g e n t s .........................
D ue from oth er banks
and b an kers...............
R anking house, furniture and fixtures .

214,415 50

219,314 54

222,506 90

292,210 95

187,479 07

191,899 31

5,273,805 17

6,000,383 99

6,942,032 64

8,304,177 63

6,191,185 16

7,158,187 74

1,417,240 70

1,531,500 83

2,055,712 68

2,457,593 23

1,508,833 10

2,138,681 61

1,161,347 88

1,175,007 50

1,140,593 47

1,092,330 52

1,058,013 55

1,057,140 95

696,499 38

807,72915

654,818 49

597,433 76

523,837 66

556,397 40

314,041 78

316,798 82

308,899 32

330,626 32

E xch anges fo r clearin g h o u s e ............... ..

351,040 73

291,486 06

531,466 31

420,011 79

414,646 27

300,541 92

C hecks and cash item s

206,917 13

252,540 59

222,864 76

269,288 40

208,277 54

226,913 43

C a sh .................................
D ue from
U nited
States tr e a su r e r ---Prem ium s on U nited
S ta tes b o n d s.............

5,156,435 60

5,363,033 64

5,337,462 12

5,479,123 70

5,352,544 48

5,089,305 10

175,937 44

166,537 96

155,501 41

201,723 10

269,208 62

240,670 62

506,812 27

416,961 40

326,649 58

415,932 79

448,743 01

430,463 13

Other real e sta te .........
Current ex p en ses and

T o ta ls ...................... $66,051,502 97 $68,358,341 25 $70,555,261 76 $78,235,686 10 $63,891,477 17 $67,281,708 68

L iabilities.
Capital stock paid in . $15,674,600 00 $15,539,600 00 $15,244,600 00 $15,034,000 00 $14,584,000 00 $13,634,000 00
3,769,273 96

3,572,570 99

Surplus fu n d .................
Gross un divided earni n g s ..............................

3,173,932 03

3,332,775 18

3,715,238 33

3,858,283 29

2,589,639 53

2,715,207 61

2,359,221 32

2,375,539 99 *1,879,151 51 *1,803,480 48

D iv id en d s u n p a id ___

25,279 32

9,632 59

36,373 86

18,212 61

17,180 18

8,348 50

In d ivid u al d e p o sits... 35,217,989 08 36,792,399 46 38,500,510 19 42,409,084 23 31,789,116 14 34,718,215 02
U nited S tates depos383,962 2T
401,760 31
566,999 05
483,927 31
330,558 68
its ...................................
D ue banks and banke r s ................................. 5,857,859 32 6,052,260 90 7,140,938 64 9,946,624 23 6,100,036 83 8,641,246 57
N ational bank notes
o u tsta n d in g ..............
2,853,300 00 2,660,200 00 2,587,020 00 3,281,300 00 4,557,055 00 4,141,997 50
N otes and b ills redis316,887 33
426,228 15
466,083 07
counted ......................
658,903 69
689,166 46
462,157 73
100 00
L ia b ilities oth er than

367,442 03

23,000 00
2,274 38

516,000 00

61,000 00

233 06

T o ta ls ..................... $66,051,502 97 $68,358,341 25 $70,555,261 76 $78,235,686 10 $63,891,477 17 $67,281,708 68
* U ndivided earnings, le ss e x p en ses and ta x es paid.


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Federal Reserve Bank of St. Louis

REPORT OF THE COMMISSIONER

X X lll

from the December reports o f the years 1889, 1890, 1891, 1892, 1893, 1894, 1895, 1896, 1897,
department by the comptroller o f the currency at Washington.
D ecem b er
13,1895.
94 national
banks.

D ecem ber
17, 1896,
89 national
banks.

$44,736,533 88 $40,304,416 58

D ecem ber
15,1897,
82 national
banks.

D ecem ber
1, 1898,
81 national
banks.

D ecem b er
2, 1899,
80 national
banks.

D ecem b er
13,1900,
85 national
banks.

D ecem b er
10,1901,
85 national
banks.

$41,143,927 46

$42,919,871 77

$47,581,061 50

$51,651,236 44

$54,938,142 28

6,795,879 01

6,061,223 33

6,572,265 92

9,766,446 01

11,652,043 11

12,318,672 86

14,141,822 34

184,138 47

174,561 83

169,842 80

220,627 59

194,788 80

246,158 27

286,561 65

5,697,542 13

8,051,478 98

11,777,125 43

10,816,560 04

8,671,815 91

10,658,399 31

11,231,301 10

1,754,960 91

2,145,066 98

3,492,498 90

3,757,850 18

3,647,971 66

3,463,374 00

4,058,641 12

1,016,259 30

1,029,048 72

943,880 03

1,019,100 09

1,003,999 44

1,142,970 99

1,150,952 69

690,205 85

796,229 53

880,219 77

1,061,231 36

1,060,810 20

927,158 12

696,254 41

243,688 09

333,694 76

358,309 99

392,218 02

597,274 04

415,477 92

930,166 52

160,616 79

199,702 79

136,857 46

179,112 92

240,308 50

182,689 83

204,714 74

5,039,661 46

5,333,487 61

5,505,338 94

5,982,621 40

6,151,557 96

7,105,053 78

7,358,362 08

236,528 07

231,775 11

209,475 82

234,094 42

242,948 86

308,427 88

336,238 00

414,815 00

375,089 75

365,223 50

465,448 84

453,937 69

203,917 94

228,358 81

$66,970,828 96 $65,435,775 97

$71,554,966 02

$76,815,182 64

$81,498,517 67

$88,623,537 34

$95,561,515 74

$13,434,000 00 $12,959,000 00

$11,548,750 00

$11,945,000 00

$11,770,000 00

$11,440,000 00

$11,578,000 00

3,418,221 47

3,242,018 09

3,188,318 72

3,157,388 20

3,276,188 20

3,052,638 20

*1,789,465 90 *1,687,088 73

*1,394,998 14

*1,374,061 73

*1,563,841 93

*1,850,274 85

*2,007,685 64

3,631,010 78

11,509 58

9,156 46

17,563 29

20,387 30

17,340 81

13,983 81

18,542 81

35,612,374 38 34,391,087 75

39,217,006 25

43,486,965 94

49,920,532 09

54,232,091 31

59,593,561 95

357.750 18

409,961 73

^01,136 29

1,255,821 32

1,354,864 72

1,391,304 19

1,772,959 84

7,406,212 51

8,260,695 23

11,772,976 46

11,760,185 28

9,738,696 81

11,024,083 47

11,764,875 41

4,202,742 50

4,071,495 00

3,551,767 50

3,958,300 00

4,250,300 00

5,160,102 50

5,580,200 00

386,898 33

140,289 20

2,500 00

..................

23,644 61

11,989 72

5,500 00

137,500 00

88,400 00

10,000 00

27,000 00

75,000 00

205,000 00

1,364 80

380 40

1,142 35

4,808 50

10,519 29

11,801 89

$76,815,182 64

$81,498,517 67

$88,623,537 34

$95,561,515 74

$66,970,828 96 $65,435,775 97

$71,554,966 02

* U n d ivid ed earnings, less ex p en ses and ta x e s paid.


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Federal Reserve Bank of St. Louis

STATE BA N K IN G DEPARTMENT.

X X IV

STATE BANKS.
Abstracts o f reports made by the State banks to the Commissioner o f the Banking Depart­
ment, the reports being called for on past days unknown to the batik officers, vis:
February 5, July 15, September SO, and December 10, 1901. For reports o f individual
State banks and trust companies see succeeding pages.

R esources.

Report o f
Feb. 5, 193
State banks,
3 trust
com panies.

R eport o f
J u ly 15, 204
State banks,
3 trust
com panies.

R eport o f
Sept. 30, 210
State banks,
3 trust
com panies.

R eport of
D ec. 10, 213
State banks.
3 trust
com panies.

L oans and d isc o u n ts.........................................

$53,728,721 57

$58,490,809 39

$61,196,651 62

$61,706,112 90

B onds, m ortgages and se c u r itie s.................

46,551,237 99

51,111,173 67

53,398,841 91

54,975,452 79

Prem ium s paid on B o n d s................................

305,843 08

281,825 12

302,515 01

323,505 22

O verdrafts.............................................................

256,657 42

213,765 96

254,449 09

244,675 75

B ankin g house, fu rn itu re and fix tu res__

2,151,423 28

2,234,040 42

2,308,955 71

2,331,104 32

Other real e sta te .................................................
D ue from other hanks and bankers (not
reserv e c itie s )..................................................

2,121,962 19

1,879,755 58

1.799,307 38

1,764,547 92

1,347,659 42

2,319,195 05

1,885,692 74

1,597,714 10

U n ited S tates b o n d s.........................................

914,362 50

931,087 50

922,887 50

928,020 00

18,435,576 03

18,101,669 14

19,334,239 13

D ue from banks in reserv e c i t i e s ...............

17,627,129 52

E xch an ge for clearin g h o u se ........................

559,854 11

863,402 29

1,541,193 84

906,754 45

U . S. and national bank c u r r e n c y ...............

3,969,202 00

4,337,565 30

3,793,746 95

4,006,396 11

Gold c o in ...............................................................

3,251,578 66

3,173,896 78

3,135,892 58

3,245,496 21

S ilv er c o in ............................. ..............................

509,438 36

442,298 51

414,625 95

452,093 97

N ick els and c e n ts ...............................................
C hecks, cash item s and internal rev en u e
a cco u n t...............................................................

35,635 62

35,143 95

33,137 69

33,336 21

255,741 18

287,404 02

345,567 67

343,580 67

T o t a ls ............................................................ $133,586,446 90 $145,036,939 57 $149,435,134 78

$152,193,029 75

L iab ilities.
Capital stock paid in ................. .....................

$13,149,909 75

$13,672,440 00

$13,891,565 00

$14.035,880 00

Surplus fu n d ........................................................
U n d iv id ed profits, less current exp en ses,
in ter e st and taxes p a id ............. ..................

3,451,578 31

3,723,526 36

3,747,672 24

3,762,660 91

2,132,883 49

2,304,570 37

2,557,337 38

2,932,193 32

D iv id en d s un p a id ...............................................

11,017 51

36,272 67

7,806 79

4,929 72

C om m ercial deposits su b ject to c h e c k ...

26,449,916 89

29,009,179 97

33,000,302 13

29,540,186 91

Com m ercial certificates o f d ep o sit.............

12,925,251 92

13,388,561 14

10,701,023 85

14,664,986 47

D ue to banks and ban k ers..............................

4,550,063 88

4,930,341 95

5,103,488 90

5,368,915 27

Certified c h eck s..................................................

93,237 48

202,513 98

131,501 12

94,652 52

C ashier’s check s o u tsta n d in g .......................

74,047 97

98,351 53

100,272 90

68,734 87

Savings d e p o s its ................................................

61,023,547 66

66,607,742 67

68,073,528 38

69,679,367 43

S avin gs certificates o f d e p o s it ....................

9,563,427 20

10,895,452 93

12,059,544 80

11,929,951 14

61,091 29

104,500 00

T otals............................................................... $133,586.446 90 $145,036,939 57 $149,435,134 78

$152,193,029 75

N o tes and b ills red isc o u n te d ........................

57,941 83

36,976 00

B ills p a y a b le .......... .........................................

103,623 01

131,010 00


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

6,071 19

xxv

REPORT OF THE COMMISSIONER
NATIONAL BANKS.

Abstracts o f reports made by the national banks o f Michigan to the Commissioner o f the
Banking Department February 5, July 15, September 30, and December 10, 1901. For
reports o f individual national banks see succeeding pages.
R esources.

R eport of
R eport o f
R eport o f
R eport o f
Feb. 5, 85 na­ Ju ly 15. 85 na­ Sept. 30, 85 na­ D ec. 10, 85 na­
tion al banks. tional banks. tional banks. tion al banks.

L oans and d isco u n ts.........................................

$51,890,971 02

$53,354,206 43

$55,331,297 43

O verdrafts, secured and u n secu red ...........

271,880 53

248,280 78

248,530 36

286,561 65

D . S. bonds to secure c ircu la tio n ................

5,339,060 00

5,556,360 00

5,662,360 00

5,671,560 00

U . S. bonds to secure U. S. d e p o sits...........

1,610,000 00

1,711,000 00

1,761,000 00

1,761,000 00

U .S .b o n d s on h a n d .........................................

103,050 00

93,920 00

93,390 00

99,750 00

Prem ium s on D. S. b o n d s................................

196,101 16

214,895 01

225,918 84

228,358 81

$54,938,142 28

Stocks, secu rities, e tc .......................................

5,515,177 50

6,468,821 72

6,605,214 67

6,609,512 34

B anking house, fu rn itu fe and fix tu r es___

1,048,553 85

1,037,190 86

1,102,656 76

1,150,952 69

Other real esta te and m ortgages o w n e d ...
D u e from national banks (n ot reserve
a g e n ts )...............................................................

858,914 79

744,064 61

742,588 50

696,254 41

2,451,265 65

2,496,991 13

2,502,507 89

2,625,378 86

D ue from State banks and ban kers.............

1,338,660 08

1,714,990 05

1,500,015 27

1.433,262 26

D ue from approved reserve a g e n ts ............

11,091,470 30

10,708,637 37

11,193,491 45

11,231,301 10

C hecks and other cash ite m s ........................

175,966 14

224,398 26

_ 275,715 92

204,714 74

E xch an ges fo r clearin g h o u se ......................

547,501 63

713,822 15

989,643 04

930,166 52

N o tes o f other national b a n k s......................
Fractional paper currency, n ick els and
c e n t s ..................................................................

709,799 00

845,570 00

636,393 00

701,910 CO

33,806 47

27,983 66

33,096 76

30,955 49

S p e c ie ............. .......................................................

4,147,159 97

4,108,918 18

4,060,746 48

4,306,503 59

L egal ten d er n o te s .............................................
R edem ption fu n d w ith U. S. treasurer
(5 % o f circu lation ).........................................
D u e from U. S. treasurer, other than 5 %
red em ption fu n d .............................................

1,926,781 00

2,456,491 00

1,903,925 00

2,318,993 00

261,668 00

276,385 50

273,168 00

26,927 54

54,352 50

45,503 00

$89,544,714 63

$93,056,649 21

$95,187,162 37

$95,561,515 74

L ia b ilities.
Capital stock paid in ......................................... $11,660,000 00

T otals...........................................................

282,303 00
#

53,935 00

$11,585,000 00

$11,580,025 00

$11,548,750 00

Surplus fu n d ........................................................
U nd ivid ed profits, less ex p en ses and
ta x es p a id .........................................................

3,177,413 20

3,125,135 52

3,122,338 33

3,052,638 20

1,537,190 48

1,655,758 80

1,874,323 63

2,007,685 64

N ational bank n o tes o u ts ta n d in g ...............

5,216,162 50

5,191,990 00

5,542,905 00

5,580,200 00

D ue to oth er national ban ks..........................

3,664,110 51

3,640,460 89

3,692,514 14

3,890,428 84

D ue to State banks and bankers...................

8,040,336 15

8,458,879 33

7,515,401 17

7,874,446 57

D iv id en d s u n p a id ...............................................

37,610 77

48,347 37

45,632 79

18,542 81

In d iv id u a l dep osits su b ject to c h e c k ........

54,739,615 33

57,658,474 54

60,024,547 89

59,593,561 95

U n ited States d ep o sits.....................................

1,290,580 49

1,530,176 53

1,654,409 88

1,675,441 11

D ep o sits o f U. S. disbursing o ffic e r s.........

97,368 48

92,289 05

102,179 24

97,518 73

N o tes and b ills red isc o u n te d ........................

13,500 00

B ills pa3Ta b le ........................................................

64,796 00

70,000 00

25,000 00

205,000 00

L ia b ilities oth er than th ose above sta ted .

6,030 72

137 18

7,885 30

11,801 89

T otals........................ .....................................

$89,544,714 63

$93,056,649 21

$95,187,162 37

$95,561,515 74


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

5,500 00

STATE BA N K IN G DEPARTMENT

XXVI

STATE AND NATIONAL BANKS.
Abstracts showing the total volume of business transacted by the State and national
banks and trust companies of Michigan, as made to the Commissioner of the Bank­
ing Department February 5, July 15, September 30, and December 10, 1901.

R esources.

R eport o f
R eport of
Feb. 5. 193
Ju ly 15, 204
State banks,
State banks,
85 national
85 national
banks, 3 trust banks, 3 trust
com panies.
com panies.

R eport o f
R eport of
Sept. 30,210
D ec. 10, 213
State banks,
State banks,
85 national
85 national
banks, 3 trust banks, 3 tru st
com panies.
com panies.

L oans and d isc o u n ts......................................... $105,619,692 59 $111,845,015 82 $116,527,949 05

$116,644,255 18

S tock s, bonds and m o rtg a g es........................

52,066,415 49

57,579,995 39

60,004,056 58

O v e r d r a fts............................................................

528,537 95

462,046 74

502,979 45

531,237 40

U . S. bonds to secure c ircu la tio n .................

5,339,060 00

5,556,360 00

5,662,360 00

5,671,560 00

61,584,965 13

U . S bonds to secure U. S. d e p o s its ...........

1,610,000 00

1,711,000 00

1,761,000 00

1,761,000 00

U . S. bonds on h a n d .........................................

1,017,412 50

1,024,377 50

1,016,277 50

1,027,770 00

Prem iu m s p a id ....................................................

501,944 24

496,720 13

528,433 85

551,864 03

B ankin g hou se, fu rn itu re and fix tu res__

3,199,977 13

3,271,231 28

3,411,612 47

3,482,057 01

O ther real e sta te .................................................

2,980,876 98

2,623,820 19

2,541,895 88

2,460,802 33

D ue from oth er banks and ban k ers............

5,137,585 15

6,531,176 23

5,888,215 90

5,656.355 22
30,565,540 23

D ue from banks in reserv e c itie s .................

28,718,599 82

29,144,213 40

29,295,160 59

C hecks and other cash ite m s ........................

431,707 32

511,802 28

621,283 59

548,295 41

E xch an ges for clearin g h o u se ......................

1,107,355 74

1,577,224 44

2,530,836 88

1,836,920 97

N ick els and c e n ts ...............................................

69,442 09

63,127 61

66,234 45

64,291 70

S p ec ie ......................................................................

7,908,176 99

7,725,113 47

7,611,265 01

8,004,093 77

U . S. and national bank n o t e s ......................
R edem ption fu n d w ith U. S. treasurer
(5 % o f c ir c u la tio n .........................................
D u e from U . S. treasurer, oth er than 5)%
red em ption fu n d ............................................
•

6,605,782 00

7,639,626 30

6,334,064 95

7,027,299 11

261,668 00

276,385 50

273,168 00

282,303 00

26,927 54

54,352 50

45,503 00

53,935 00

T otals............................................................... $223,131,161 53 $238,093,588 78 $244,622,297 15

$247,754,545 49

L iab ilities.
Capital stock paid i n .........................................

$24,809,909 75

$25,257,440 00

$25,471,590 00

Surplus f u n d ........................................................
U ndivided profits, le ss ex p en ses and
ta x es p a id ..........................................................

6,628,991 51

6,848,661 88

6,870,010 57

6,815,299 11

3,670,073 97

3,960,329 17

4,431,661 01

4,939,878 96
5,580,200 00

$25,584,630 00

N ational bank no tes o u tsta n d in g ...............

5,216,162 50

5,191,990 00

5,542,905 00

D iv id en d s u n p a id ...............................................

48,628 28

84,620 04

53,439 58

23,472 53

D e p o sits.................................................................

164,794,996 48

177,761,925 23

183,990,448 17

185,502,706 42

C ashier’s ch eck s o u tsta n d in g ........................

74,047 97

98.351 53

100,272 90

68,734 87

U n ited States d ep o sits.....................................

1,387,948 97

1,622,465 58

1,756,589 12

1,772,959 84

16,311,404 21

17,133,790 68

D ue to banks and b a n k ers..............................

16,254,510 54

17,029,682 17

N o tes and b ills r ed isco u n ted ........................

71,441 83

36,976 00

B ills payable.......................................................

168.419 01

201,010 00

86,091 29

309,500 00

6,030 72

137 18

7,885 30

11,801 89

T otals....... ........................................................ $223,131,161 53 $238,093,588 7« $244,622,297 15

$247,754,545 49

L ia b ilities other than th ose above sta ted .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

11,571 19

xxvii

REPORT OF THE COMMISSIONER

DETROIT.
Abstracts of the published reports of the fifteen State banks and two trust companies
of the city of Detroit, as made to the Commissioner of the Banking Department, Feb­
ruary 5, July 15, September 30, and December 10, 1901.

R esources.

R eport o f
Feb. 5, 15
State banks,
2 trust
com panies.

R eport o f
Ju ly 15, 15
State banks,
2 trust
com panies.

R eport o f
Sept. 30, 15
State banks,
2 trust
com panies.

R eport o f
D ec. 10, 15
State banks,
2 trust
com panies.

L oans and d isc o u n ts.........................................

$21,076,624 62

$23,482,953 33

$25,029,097 49

$24,476,400 74

B onds, m ortgages and se c u r itie s : ...............

25,188,877 77

28,082,128 06

29,344,774 79

29,765,226 13

P rem iu m s paid on b o n d s................................

128,918 93

152,111 23

166,230 73

188,337 48

O verdrafts ................................ ............ ............

20,863 19

21,441 62

25,744 05

26,363 99

B ankin g hou se, fu rn iture and fix tu r es—

740,774 51

750,608 31

750,659 71

733,778 46

O ther real e sta te .................................................
D ue from other hanks and bankers (not
reserve c itie s )..................................................

1,337,002 29

1,181,745 86

1,145,931 53

1,088,843 87

677,164 85

1,634,078 36

1,318,502 13

910,489 12

U n ited States bon ds..........................................

502,500 00

602,500 00

602,500 00

602,500 00

D u e from banks in reserve c itie s ...............

6,828,194 20

6,640,188 08

6,006,060 89

7,130,620 25

E x ch a n g e fo r clearin g h o u se ........................

426,396 74

644,318 28

1,342,649 96

687,097 07

U . S. and national bank currency................

1,970,766 00

1,868,080 00

1,555,051 25

1,561,218 00

Gold c o in ...............................................................

1,775,657 95

1,667,063 00

1,644,789 52

1,687,387 95

S ilv er c o in .............................................................

184,408 44

123,346 25

133,448 25

142,750 46

N ick els and c e n ts ...............................................
Checks, cash ite m s and internal rev en u e
a c c o u n t...............................................................

6,716 10

4,850 40

4,281 49

5,124 39

61,143 06

79,628 47

99,268 39

117,681 27

T o ta ls............................................................... $60,926,008 65

$66,935,041 25

$69,168,990 18

$69,123,819 18

L iabilities.
Capital stock paid in .........................................

$4,315,250 00

$4,550,000 00

$4,575,000 00

$4,600,000 00

Surplus fu n d ........................................................
U ndivided profits, le ss current exp en ses,
in terest and ta x es p a id ................................

1,174,250 00

1,441,500 00

1,466,500 00

1,476,500 00

1,075,748 10

1,136,236 08

1,157,141 56

1,307,080 08

D iv id en d s u n p a id ...............................................

2,070 29

6,973 00

1,748 00

785 00

C om m ercial deposits su b ject to check —

9,770,464 61

11,632,962 93

15,404,742 18

12,188,085 46

C om m ercial certificates o f d e p o sit.............

3,144,425 06

4,048,754 93

1,401,454 73

3,659,103 03

D u e to banks and b a n k ers..............................

3,964,132 03

4,278,183 41

4,489,238 59

4,713,938 47

C ertified ch e ck s..................................................

84,515 07

186,519 49

112,856 02

74,050 59

Cashier’s check s o u tsta n d in g ... .................

64,517 88

72,754 21

77,191 72

S a v in g s d e p o s its .............................................. .

34,670,031 73

36,685,545 54

37,298,493 28

39,482 83
1
37,751,515 74

S a v in g s certifica tes o f d e p o s it.....................

2,660,603 88

2,895,611 66

3,184,624 10

3,313,277 98

$60,926,008 65

$66,935,041 25

$69,168,990 18

$69,123,819 18

K ills pay a,hi ft.......................................................
T otals...............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

xx v iii

STATE BANKING DEPARTMENT.
DETROIT.

Abstracts of the published reports of the six national banks in the city of Detroit, as
made to the Commissioner of the Banking Department, February 5, July 15, Sep­
tember 30, and December 10, 1901.

R esources.

R eport o f
Feb. 5. 6 na­
tional banks.

R eport of
Ju ly 15, 6 na­
tion al banks.

R eport of
Sept. 30, 6 na­
tion al banks.

Report of
D ec. 10. 6 na­
tion al banks.
$16,195,303 42

L oans and d isco u n ts.........................................

$15,399,566 32

$15,441,489 90

$16,611,317 85

O verdrafts, secured and u n secu red ...........

7,540 55

6,899 55

6,186 43

8,089 51

U. S. bonds to secure c ir cu la tio n .................

1,450,000 00

1,450,000 00

1,450,000 00

1,450,000 00

U. S. bonds to secure U. S. d ep o sits...........

750.000 00

750,000 00

750,000 00

750,000 00

200 00

12,500 00

23,000 00

Prem ium s o n C .S . bon ds................................

135,312 50

135,312 50

135,312 50

135,312 50

Stocks, secu rities, e tc .......................................

1,605,639 56

2,283,500 04

2,117,715 97

2,068,508 97

B ankin g house, fu rn itu re and fix tu res__

24,288 50

23,288 50

22,788 50

19,288 50

Other real esta te and m ortgages o w n e d ...
D ue from national banks (not reserve
a g e n ts )................................................................

320,013 24

282,086 51

262,939 33

215,056 72

1,657,296 39

1,881,913 11

1,561,004 54

1,650,831 65

D ue from State banks and b an kers.............

671,175 00

855,149 67

574,373 18

550,183 60

D ue from approved reserv e a g e n t s ...........

3,312,570 29

2,690,886 29

2,641,731 T9

2,865,532 42

C hecks and other cash it e m s ........................

17,646 81

19,427 13

21,984 86

21,835 47

E xch an ges fo r clearin g h o u se ....... ...............

458,166 69

552,528 02

845,255 47

786,253 95

N otes o f other national banks .....................
F ractional paper currencv, n ick els and
c e n t s ...................................................................

258,034 00

394,131 00

186,994 25

257,056 00

8,359 25

6,197 82

8,430 47

7,423 69

S p ecie........ .............................................................

1,682,976 50

1,629,080 75

1,559,283 50

1,709,887 75

L egal tend er n o te s .............................................
R edem ption fu nd with U. S. treasurer
(5 % o f circu lation).........................................
D ue from U. S. treasurer, oth er than 5 %
redem ption fu n d .............................................

848,078 00

1,163,151 00

846,215 00

1,166,863 00

70,430 00

72,500 00

65,050 00

72,500 00

12,500 00

33,200 00

14,000 00

27,350 00

T otals...............................................................

$28,689,793 60

$29,670,741 79

$29,693,083 64

$29,980,277 15

Capital stock paid in .........................................

$3,300,000 00

$3,300,000 00

$3,300,000 00

$3,300,000 00

Surplus f u n d ........................................................
U nd ivid ed profits, le ss ex p en ses and
ta x es p a id ..........................................................

616,000 00

622,000 00

622,000 00

622,000 00

323,790 30

312,595 72

343,373 90

339,111 60

N ational bank no tes o u tsta n d in g ...............

1,394,630 00

1,382,220 00

1,4«4,230 00

1,399,820 00

D ue to oth er national b a n k s.........................

3,214,721 40

3,293,497 57

3,219,728 98

3,389,248 31

D ue to State banks and b an kers..................

6,078,264 98

6,393,110 11

5,603,617 18

5,915,039 80

D iv id en d s u n p a id ...............................................

503 42

5,697 48

20,160 00

360 00

In d iv id u a l dep osits su b ject to c h e c k ........

13,012,263 56

13,622,390 33

14,434,384 46

14,053.247 45

U n ited States d ep o sits.....................................

636,670 46

651,620 16

680,641 16

705,046 12

D ep o sits o f U. S. disbursing o ffic e r s.........

53,153 48

57,610 42

64,947 96

56,403 87

L iabilities.

i

,

..................
59,796 00
L ia b ilities other than th ose above stated.
Totals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

200,000 00

.
'

$28,689,793 60 ! $29,670,741 79 | $29,693,083 64

$29,980,277 15-

xxix

REPORT OF THE COMMISSIONER

DETROIT.
Abstracts of the published reports of the fifteen State, six national banks and two
trust companies in the city of Detroit, as made to the Commissioner of the Banking
Department, February 5, July 15, September 30, and December 10, 1901.

R esources.

R eport o f
Feb. 5, 15
State banks,
6 national
banks, 2 trust
com panies.

R eport of
R eport o f
Sept. 30, 15
Ju ly 15, 15
State banks,
State banks,
6 national
6 national
banks, 2 tru st banks, 2 trust
com panies.
com panies.

R eport of
D ec. 10, 15
State banks,
6 national
banks, 2 trust
com panies.

L oans and d isc o u n ts............. ........................... $36,476,190 94

$38,924,443 23

$41,640,415 34

$40,671,704 16

S tock s, bonds and m o rtg a g es........................

26,794,517 33

30,365,628 10

31,462,490 76

31,833,735 10

O verdrafts . ; ........................................................

28,403 74

28,341 17

31,930 48

34,453 50

TT ft b o n d s to sftonre oirm ilation................

1,450,000 00

1,450,000 00

1,450,000 00

1,450,000 00

U . S. bonds to secure U. S. d ep o sits— . . .

750,000 00

750,000 00

750,000 00

750,000 00

U . S. bonds on han d...........................................

502,700 00

602,500 00

615,000 00

625,500 00

Prem ium s paid .................. ................................

264,231 43

287,423 73

301,543 23

323,649 98

B ankin g house, fu rn itu re and fix tu res—

765,063 01

773,896 81

773,448 21

753,066 96

1,657,015 53

1,463,832 37

1,408,870 86

1,303,900 59

D ue from oth er banks and b an kers........ ..

3,005,636 24

4,371,141 14

3,453,879 85

3,111,504 37

D ue from banks in reserv e c i t i e s ........... .

10,140,764 49

9,331,074 37

8,647,792 68

9,996,152 67

C hecks and other cash ite m s ........................

78,789 87

99,055 60

121,253 25

139,516 74

E x ch a n g es fo r clearin g h o u se ......................

884,563 43

1,196,846 30

2,187,905 43

1,473,351 02

O ther real e sta te .................................................

N ick els and c e n ts ........................................... .*.

15,075 35

11,048 22

12,711 96

12,548 08

S p e c ie .....................................................................

3,643,042 89

3,419,490 00

3,337,521 27

3,540,026 16

D . S. and national bank n o t e s .................. ..
R edem ption fu n d w ith U. S. treasurer
(5 % o f circu lation ).........................................
D u e from D. S. treasurer, oth er than 5 %
red em ption fu n d ...........................................;

3,076,878 00

3,425,362 00

2,588,260 50

2,985,137 00

72,500 00

65,050 00

72,500 00

12,500 00

33,200 00

14,000 00

27,350 00

T o ta ls...............................................................

$89,615,802 25

$96,605,783 04

$98,862,073 82

$99,104,096 33

70,430 00

'
L iabilities.
$7,615,250 00

$7,850,000 00

$7,875,000 00

$7,900,000 00

Surplus fu n d ........................................................
U ndivided profits, le ss ex p en ses and
ta x es p a id ............. ............................................

1,790,250 00

2,063,500 00

2,088,500 00

2,098,500 00

1,399,538 40

1,478,831 80

1,500,515 46

1,646,191 68

N ation al bank no tes o u tsta n d in g ...............

1,394,630 00

1,382,220 00

1,404,230 00

1,399,820 00

D iv id en d s un p aid ...............................................

2,573 71

12,670 48

21,908 00

1,145 00

D e p o sits.................................................................

63,342,303 91

69,071,784 88

71,722,598 49

70,972,557 60

Capital stock paid in .........................................

C ashier’s check s o u tsta n d in g ........................

64,517 88

72,754 21

191,148 00

106,265 48

U n ited States d ep o sits.....................................

689,823 94

709,230 58

745,589 12

761,449 99

13,257,118 41

13,964,791 09

13,312,584 75

14,018,226 58

D u e to banks and ban k ers............................

200,000 00

59,796 00
L iab ilities oth er than th o se above stated .
T otals...............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$89,615,802 25

$96,605,783 04

$98,862,073 82

$99,104,096 33

XXX

STATE BA N K IN G DEPARTM ENT.

GRAND RAPIDS.
Abstracts of published reports of the four State and five national banks and one trust
company in the city of Grand Rapids, as made to the Commissioner of the Banking
Department, December 10, 1901.

R esources.

Four State
banks, one
tru st com ­
pany.

F iv e national
banks.

"Loans and d isco u n ts.........................................................................

$3,754,533 61

$8,627,728 77

$12,382,262 38

Stocks, bonds and m o r tg a g e s.......................................................

3,207,807 81

426,908 61

3,634,716 42

O verd rafts........................................................................... .............

2,617 79

19,465 12

22,082 91

U . S. bonds to secure c ir cu la tio n ...............................................

725.000 00

725.000 00

U. S. bonds to secu re U. S. d e p o sits.........................................

350.000 00

350.000 00

Total.

U. S. bonds on h a n d .........................................................................
Prem iu m s p a id ........................................ ..........................................

31,678 58

37,908 35

69,586 93

B anking house, fu rn itu re and fix tu res....................................

77,631 03

278,863 77

356,494 80

Other real e sta te ........................................................... ...................

89,842 29

111,249 42

201,091 71

h u e from other banks and b a n k ers...........................................

38,542 90

616,329 11

654,872 01
2,691,866 95

h u e from hanks in reserve c it ie s ...............................................

1,208,928 99

1,482,937 96

C heeks and oth er cash ite m s ........................................................

13,613 10

9,048 43

22,661 53

E xch anges for clearin g h o u se......................................................

46,558 03

105,707 94

152,265 97

N ick els and c e n ts ..............................................................................

1,414 31

4,888 45,

6,302 76

S p ec ie .....................................................................................................

188,746 50

362,577 99

551,324 49

U. S. and national hank n o t e s .. . ...............................................
R edem ption fu n d w ith U . S. treasurer (5 per c en t o f circ u la tio n )......................................... ..................................................
D ue from U . S. treasurer, other than 5 per c en t redem ptio n fu n d ...........................................................................................

176,916 00

334,803 10

511,719 10

58,255 00

58,255 00

25,000 00

25,000 00

T otals.............................................................................................

$8,838,830 94

$13,576,672 02

$22,415,502 96

L iabilities.
Capital stock paid in .......................................................................

$650,000 00

$2,200,000 00

$2,850,000 00

Surplus fu n d .......................................................................................

280,000 00

435,000 00

715,000 00

U ndivided profits less ex p en ses and ta x es p a id ...................

144,416 71

285,188 25

429,604 96

718,850 00

718,850 00

N ational bank n o tes o u tsta n d in g ...............................................
D iv id en d s u n p a id .........................................................................

75 00

1,115 31

1,190 31

1,243,522 35

3,982,551 22

5,226,073 57

C om m ercial certificate d ep o sits....................... .; ............. . . . .

1,685,807 89

4,129,272 55

S a v in g s d ep o sits................................................................................

3.359,981 63

3,359,981 63

S avin gs certificates o f d e p o sit....................................................

1,430,112 54

1,430,112 54

C om m ercial d ep o sits........................................................................

5,815,080 44

Cashier’s ch eck s o u tsta n d in g ......................................................
U n ited S tates d ep o sits....................................................................
D ue to banks and b an kers..................................................

350,000 00

350,000 00

44,914 82

1,474,694 69

1,519,609 51

$8,838,830 94

$13,576,672 02

$22,415,502 96

N o tes and b ills red isco u n ted ........................................................
B ills payab le.......................................................................................
L iab ilities other than those above sta te d ...............................
T otals..............................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

REPORT OF THE COMMISSIONER.

XXXI

SAGINAW.
Abstracts of the published reports of the four State and tioo national banks in the
city of Saginaw, as made to the Commissioner of the Banking Department, December
10, 1901.
R esources.

Four State
banks.

Two national
banks.

Total.

L oans and d isco u n ts........................

$2,588,698 17

$2,924,127 85

$5,512,826 02

Stocks, bonds and m o r tg a g e s----

2,476,319 08

587,000 00

3,063,319 08

O v e r d r a fts...........................................

2,043 26

3,056 85

5,100 11

U. S. bonds to secure circu lation

300,000 00

300.000 00

U . S. bonds to secu re U. S. deposits

561,000 00

561.000 00

U .S .b o n d s on h a n d ..............................

32,740 00

32,740 OO

Prem iu m s p a id ..........................i .....................................................

30,579 79

3,000 00

33,579 79

B ankin g hou se, fu rn iture and fix tu r e s ...................................

107,875 48

55,000 00

162,875 48
62,081 64

O ther real e sta te........................................................... ...................

40,881 64

21,200 00

D ue from other banks and b a n k ers....... ................................

45,136 73

69,563 85

114,700 58

D ue from banks in reserv e c itie s ..............................................

765,842 38

554,951 99

1,320,794 37

C hecks and oth er cash ite m s ........................................................

6,188 09

5,082 97

11,271 06

E xch an ges for clearin g h o u se.....................................................

19,332 20

9,945 18

29,277 38

N ick els and c e n ts..............................................................................

832 30

581 95

1,414 25

S p e c ie .................................................... ...............................................

164,780 65

183,044 65

347,825 30

U. S. and national bank n o te s ......................................................
R edem ption fu n d w ith U. S. treasurer (5 per c en t o f cir­
culation)............................................................................................
D ue from U. S. treasurer, oth er than 5 per c en t redem p­
tion fu n d .................................................... .....................................

215,607 00

125,317 00

340,924 00

15,000 00

15,000 00

1,000 00

1,000 00

$6,464,116 77

$5,451,612 29

$11,915,729 06

Totals
L iabilities.
Capital stock paid i n ....................................................

$400,000 00

$300,000 00

$700,000 00

Surplus fu n d ...................... ....... / ............ ...................

207,500 00

250.000 00

457,500 00

U n d iv id ed profits, le ss ex p en ses and ta x es paid

172,096 08

239,633 83

411,729 91

299,200 00

299,200 00

N ational bank n otes o u tsta n d in g ............................
D iv id en d s u n p a id .........................................................

7 02

Com m ercial d e p o s its ....................................................

1,382,586 90

2,442,842 34

3,825,429 24

757,516 27

1,909,785 14

C om m ercial certificates o f d ep o sit..........................

1,152,268 87

S avin gs d e p o sits..............................................................

2,929,342 46

S avin gs certificates o f d e p o sit.................................

22,612 56

Cashier’s ch eck s o u tsta n d in g ....................................

829 55

2,929,342 46
22,612 56
3,252 42

4,081 97

561,000 00

561,000 00

196,873 33

598,167 43

795,040 76

$6,464,116 77

$5,451,612 29

$11,915,729 06

U n ited States d e p o s its .................................................
D ue to banks and bankers . , ......................................

7 02

N o tes and b ills red isco u n ted .....................................
B ills payab le................................................................... .
L iab ilities other than th o se above sta ted .........
T o ta ls...........................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

XXX11

STATE BA N K IN G DEPARTM ENT.

BAY CITIES.
Abstracts of the published reports of the five State and two national banks in the
Bay Cities, as made to the Commissioner of the Banking Department, December
10, 1901.
R esources.

F iv e State
banks.

Two national
banks.

Total.

L oans and d isco u n ts...................................

$1,766,874 72

$1,534,199 87

$3,301,074 59

Stocks, bonds and m o r tg a g e s.................

836,262 14

101,092 57

937,354 71

3,801 78

83 08

3,884 86

275,000 00

275,000 00

16,984 49

O v erd ra fts........................................................
U. S. bonds to secure c ir c u la tio n ..........
U . S. bonds to secure U. S. d ep o sits.......
U .S .b o n d s on h a n d .....................................

10,220 00

Prem ium s p a id ...............................................

13,000 00

3,984 49

B ankin g b ou se, fu rn iture and fixtures .

43,864 92

22,500 00

66,364 92

O ther real e sta te ............................................

42,969 62

6,806 12

49,775 74

10,220 00

D ue from other banks and ban k ers.......

4,201 92

84,810 22

89,012 14

D ue from banks in reserv e c itie s ...........

758,554 04

359,960 18

1,118,514 22

C hecks and other cash ite m s ....................

1,867 39

981 54

2,848 93

E xch an ges for clearin g h o u se ..................

6,349 92

7,252 94

13,602 86

N ick els and c e n ts ...........................................

600 10

S p e c ie .................................................................

82,653 30

U. S. and national bank n o tes....................................................
R edem ption fu n d w ith U. S. treasurer (5 per c en t o f cir­
culation) .........................................................................................
D ue from U. S. treasurer, other than 5 per c en t redem p­
tion fu n d ..........................................................................................

583 44

1,183 54

67,598 00

150,251 30

91,221 00

240,639 00

13,750 00

13,750 00

2,660 00

2,660 00

$3,720,637 85

$2,572,483 45

$6,293,121 30

L iab ilities.
Capital stock paid in .......................................................

$400,000 00

$300,000 00

$700,000 00

Surplus fu n d ......................................................................

77,500 00

75,000 00

152,500 00

U n d ivid ed profits, less exp en ses and taxes paid .

42,480 58

62,805 10

105,285 68

N ational bank notes o u tsta n d in g ............................ .

275,000 00

275,000 00

D iv id en d s u n p a id ............................................................

1,150 00

1,150 00

801,157 54

932,555 42

1,733,712 96

817,019 50

1,171,604 36

Totals.

C om m ercial d ep o sits.......................................................

149,418 00

'

Com m ercial certificates o f d ep o sit............................

354,584 86

S avin gs d ep o sits...............................................................

1,888,904 39

Savin gs certificates o f d e p o sit...................................

141,505 53

1,888,904 39
141,505 53
1,787 17

1,787 17

107,166 26

121,671 21

5,720,637 85 | $2,572,483 45

3,293,121 30

C ashier’s ch eck s o u tsta n d in g .....................................
U n ited States d e p o s its ..................................................
D ue to banks and ban kers.............................................

14,504 95

N o tes and b ills red isco u n ted .......................................
B ills payab le........................ ..........................................
L iab ilities other than th ose above sta te d ...............
Totals .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

REPORT OF THE COMMISSIONER.

XXX111

KALAMAZOO.
Abstracts of the published reports of the two State and four national banks in the
city of Kalamazoo as made to the Commissioner of the Banking Department, De­
cember 10, 1901.
R esources.

Two State
banks.

Four national
banks.

Total.

L oans and d isco u n ts........................

$766,933 66

$2,667,304 04

$3,434,237 70

Stocks, bonds and m ortgages —

329,417 25

228,467 44

557,884 69

4,492 99

38,292 69

42,785 68

232,000 00

232,000 00

U .S . bonds on h a n d .........................................................................

18,150 00

18,150 00

P rem ium s paid 1................................................................................

8,042 96

8,042 96

O v erd ra fts...........................................
U . S. bonds to secure circu lation
ü . S. bonds to secure Ü . S. deposits

B anking house, fu rn iture and fix tu r e s...................................

18,038 00

44,525 00

62,563 00

O ther real e sta te ...............................................................................

5,542 87

35,291 32

40,834 19

D ue from other banks and ban k ers...........................................

462 92

97,608 90

98,071 82

D ue from banks in reserve c itie s ..............................................

239,321 37

508,716 45

748,037 82

16,062 28

16,062 28

13,027 55

13,740 87

26,768 42

C hecks and oth er cash ite m s ....................................... , ..............
E xch anges for clearin g h o u se................ ....................................
N ick els and c e n ts ..............................................................................

269 24

867 91

1,137 15

S p ecie ...................................................................................................

25,266 60

94,448 25

119,714 85

IT. S. and national bank n o te s ......................................................
R edem ption fu n d w ith U. S. treasurer (5 per c en t o f cir­
culation) ...........................................................................................
D ue from U. S. treasurer, other than 5 per c en t redem p­
tion fu n d ...........................................................................................

31,325 00

148,605 00

179,930 00

11,600 00

11,600 00

2,502 50

2,502 50

$1,434,097 45

$4,166,225 61 '

$5,600,323 06

L iabilities.
Capital stock paid in ......................................................

$ 100,000 00

$450,000 00 1

$550,000 00

Surplus fu n d .....................................................................

87,000 00

282,500 00

369,500 00

U n d ivid ed profits, less exp en ses and taxes paid

16,990 96

85,406 54

102,397 50

N ational bank n otes o u tsta n d in g ............................

231,200 00

231,200 00

D iv id en d s u n p a id ..........................................................

5,892 00

5,892 00

Totals.

Com m ercial d e p o s its ....................................................

124,345 86

992,317 59

1,116,663 45

C om m ercial certificates o f d ep o sit...................... ».

270,552 77

2,111,669 10

2,382,221 87

S a v in g s d e p o sits.............................................................

735,486 84

735,486 84

Cashier’s check s o u tsta n d in g ...................................
U nited States d e p o s its ...................................
D ue to banks and ban kers..............................

99,721 02

7,240 38

106,961 40

$1,434,097 45

$4.166,225 61

$5,600,323 06

N otes and b ills red isco u n ted ........................
B ills payab le........................................................
L ia b ilities oth er than those above stated.
T otals..............................................................


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Federal Reserve Bank of St. Louis

STATE BA N K IN G DEPARTMENT

X X X IV

PORT HURON.
Abstracts of the 'published reports of the three State and one national bank of the
city of Port Huron, as made to the Commissioner of the Banking Department,
December 10, 1901.
Three State
hanks.

R esources.

One national
hank.

Total.

L oans an*! riifurnnnts.................. ...................................................

$1,623,627 35

$636,845 49

$2,260,472 84

Stocks bonds and mnTtgfigfis......................................................

675,015 04

119,610 00

794,625 04

6,028 00

1,199 68

7,227 68

135,000 00

135,000 00>

32,936 81

O verdrafts

>............................................................. .. ...................

TJ S bonds to secu re eircnla.tion...............................................

XJ S b*mds or

...................................................

B ankin g bou se fu rn iture anil fiYtiiTfts

........... .............

60,850 00

60,850 00

O ther real esta te--...........................................................................

9,936 81

23,000 00

O ne from other ba.nks and ban k ers...........................................

40,002 36

27,914 10

67,916 46
350,405 86

259,610 47

90,795 42

C hecks anrl oth er cash ite m s ....... , ...........................................

9,359 58

1,535 42

E xch an ges for cloaking h o u se .....................................................

31,942 11

O llp fropi banks in reserv e e itie s ...............................................

10,895 00
31,942 11

N ick els anil c e n ts .............................................................................

602 98

585 44

1,188 42.

S p ecie............................................................................................... ...

22,478 00

13,269 25

35,747 25

TT s and national hank n o te s ......................................................
R edem ption fu n d w ith U. S. treasurer (5 per c e n t o f
circulation) ..................................................................................
D ue from U. S. treasurer, oth er th an 5 per c en t redem ption fund
.......................................................................

69,523 00

33,093 00

102,616 OO'

6,750 00

6,750 00

T otals..............................................................................................

$2,808,975 70

$1,089,597 80

$3,898,573 50

L iab ilities.
Capital stock paid in ........................................................................

$250,000 00

$135,000 00

$385,000 00

Surplus fu n d .......................................................................................

95,000 00

37,000 00

132.000 00

U ndivided profits le ss ex p en ses and ta x es paid ..................

99,313 00

22,887 06

122,200 06

135,000 00

135.000 00

N ational bank n o tes ou tstan d in g
D iv id en d s u n p a id ............................................................................

420 00

150 00

570 00

C om m ercial d e p o sits.......................................................................

821,890 76

635,140 71

1,457,031 47

C ommercial certifica.tes o f d e p o sit...........................................

142,670 27

88,788 77

Savin gs d e p o sits................................................................................

1,356,481 00

1,356,481 00

C ashier’s Checks o u t s t a n d in g ....................................................

10,472 83

10,472 83

231,459 04

U nited States dep osits
D ue to ban ks and b an kers............................. ..............................

32,727 84

35,631 26

68,359 R>

$2,808,975 70

$1,089,597 80

$3,898,573 50

N o tes and b ills red isco u n ted ........................................................
D ills payab le.............

.................................................... , ..........

L ia b ilities other than th o se above sta te d ...
T o ta ls.............................................................................................


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Federal Reserve Bank of St. Louis

xxxv

REPORT OF THE COMMISSIONER.

JACKSON.
Abstracts of the published reports of the three State and one national bank in the
city of Jackson, as made to the Commissioner of the Banking Department, December
.

10 , 1901 .
R esources.

Three State
banks.

One national
bank.

Total.

L eans and d isc o u n ts........................................................................

$1,414,908 61

$397,094 04

$1,812,002 65

Sto ck s bonds and m o r tg a g e s.....................................................

565,582 34

92,601 36

658,183 70

O v e r d r a fts,T........................................................................................

11,436 04

3,616 98

15,053 02

25,000 00

25,000 00

U S ponds to SPPiirp. c ir cu la tio n ..............................................
U S ponds to secure XT. S- dep o sita.............................. ........
XT ^ ponds nn hand

........... .........................................................

5,500 00

Ureminrns paid...................................................................................

5,500 00
1,156 25

1,156 25
78,000 00

^Ranking house fu rn iture and fix tu res...................................

76,000 00

2,000 00

O ther real e sta te ..................................................................... .

42,866 83

22,284 79

65,151 62

20,843 45

20,843 45
547,282 12

Pup ffon) other banks and b an kers...........................................
JUie from hanka in reserve c itie s ...............................................

473,405 54

73,876 58

CThecks and other casb ite m s........................................................

12,452 38

287 16

12,739 54

TCxchanges for clearin g h o u se.....................................................

35,916 40

4,032 29

39,948 69

N ick els and c e n ts ............................................................................

1,281 16

346 17

1,627 33

S p e c ie .....................................................................................................

78,574 70

36,604 95

115,179 65

IT, S and national bank n o tes......................................................
R edem ption fu n d w ith U. S. treasurer (5 per c en t o f
circu lation ).......................................................................................
D ue from U. S. treasurer, other than 5 per c en t redem ption fu nd, ........................................................................................

86,190 00

26,429 00

112,619 00

1,250 00

1,250 00

T o ta ls .............................................................................................

$2,804,114 00

$707,423 02

$3,511,537 02

L iabilities.
Capital atock paid in ........................................................................

$350,000 00

$100,000 00

$450,000 00

Surplus fu n d .......................................................................................

128,210 73

20,188 20

148,398 93

U ndivided profits leas ex p en ses and ta x es paid..................

89,158 44

19,547 16

108,705 60

25,000 00

25,000 00

792,804 96

^Jational bank n o tes o u tsta n d in g .................................. .........
O ivid en ds u n p a id ............................................................................
Uom mereiai d e p o sits.......................................................................

608,451 35

184,353 61

C ommercial c e r tificates o f deposit............................................

273,118 98

358,334 05

S a v in g s d e p o sits,...............................................................................

1,110,320 17

1,110,320 17

S a v in g s certi fica, tea o f d e p o sit....................................................

205,965 06

205,965 06

38,889 27

38,889 27

631,453 03

Cashier’s ch eck s o u tsta n d in g ......................................................
U nited States d e p o sits......... •.........................................................
P n e to banks and b a n k ers............................................................
N o tes and b ills red isco u n ted ,......................................................
B ills payab le........................................................................................
L ia b ilities other than th ose above s ta te d ..............................
T otals..............................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$2,804,114 00

$707,423 02

$3,511,537 02

X X X IV

STATE BA N K IN G DEPARTM ENT.
ADRIAN.

Abstract of the published reports of the four State banks in the city of Adrian, as
made to the Commissioner of the Banking Department, December 10, 1901.
R esources.

Four State
banks.

Loans and d isc o u n ts......................................................................................................................................

$868,548 03

B onds, m ortgages and se c u r itie s ..............................................................................................................

1,320,033 05

P rem ium s paid on b o n d s....................... ...................................................................................................

56 50

O verdrafts..........................................................................................................................................................

1,132 65

B ankin g house, fu rn itu re and fix tu res...............................................................................................

43,634 40

Other real e sta te ..............................................................................................................................................

9,737 18

D ue from oth er banks and bankers (not reserve c itie s )..................................................................

2,334 30

U. S. bon ds...................>.......................................................................................................................; ...........
D ue from banks in reserve c itie s ............................................................... ...........................................

281,979 65

E xch ange for clearin g h o u se ......... ........ ...............................................................................................

3,050 84

U . S. and national bank cu rren cy .............................................................................................................

71,257 00

Gold c o in .................................................................................................................................... -fi ...................

17,929 50

Silver c o in .........................................................................................................................................................

5.986 30

N ickels and c e n ts ............................................................................................................................................

617 70

C hecks, cash item s and in tern a l rev en u e a c co u n t............................................................................

6,304 42

T o ta ls ........................................... .................... ..........................................................................................

$2,632,601 52

L iab ilities.
Capital stock paid i n .....................................................................................................................................

$325,000 00

Surplus fu n d ............................................................................ ; ......................................................................

56,500 00

U ndivided profits, less current exp en ses, in terest and taxes paid.............................................

34,809 54

D ivid en d s un p aid ............................................................................................. .............................................
C om m ercial deposits su b ject to c h e c k ..................................................................................................

342,119 40

C om m ercial certificates o f d e p o sit........................................................................................................

65,885 43

D ue to banks and ban kers...........................................................................................................................

1,365 75

Certified ch eck s................................................................................................................................................
Cashier’s ch eck s o u tsta n d in g ....................................................................................................................

70 07

S avin gs d e p o sits......................................................................... ..................................................................

1,806,851 33

Savin gs certificates o f d e p o sit................................................................................................................
N otes and b ills red isc o u n te d ......................................................................................................................
B ills payab le......................................................................................................................................................
T o ta ls ...........................................................................................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$2,632,601 52

REPORT OF THE COMMISSIONER.
Th ■ follotoing is a list of banks examined and the amount paid by each, as req\
section 40 of the general banking laio.
No.

N am e o f bank.

L ocation.

D ate o f
exam ination.

162

A drian State Savin gs B a n k ............................

A drian................

N ovem ber 6..

89

The Com m ercial Savin gs B a n k ......................

A drian................

March 20.......

66

L enaw ee C ounty Savin gs B ank......................

A drian................

Septem ber 3..

171

W aldby & Clay’s State B a n k ..........................

A drian................

March 18........
May 8...............

179

A lbion State B a n k ...............................................

A lb io n ...............

167

C ommercial and Savin gs B a n k ......................

A lb io n ................

May 7...............

233

F irst State Bank o f A lm a.................................

A lm a ...................

N ovem ber 4..

232

The A lm a State Savin gs B a n k ........................

A lm a ...................

N ovem ber 11,

169

A lpena County S avin gs B a n k ........................

A lp en a ...............

March 19.........

48

A nn Arbor S avin gs B ank.................................

A nn A rbor........

March 25.........

26

Farm ers and M echanics’ B ank.......................

A nn A rbor........

Septem ber 3.

144

State Savin gs B an k .............................................

A nn A rbor........

Septem ber 5..

228

Arm ada Savin gs B a n k .......................................

A rm a d a .............

October 28__

213

A th en s State and Savings B ank........ .......... A th e n s ...............

Ju ly 16............

236

State B ank o f Frank W . Hubbard & Co__

October 15___

237

State S avin gs Bank o f Bad A x e ..................... Bad A x e .............

October 16----

W est M ichigan Savin gs B ank ......................

B angor............... .

January 3 1 ...

City B a n k ...............................................................

B a ttle C reek__

A pril 15.........

62
93
178

Bad A x e .............

M erchants’ S avin gs B an k ................................ B a ttle C reek__

Septem ber 12.

63

Bay City B an k ......................................................

Bay City.............

A u g u st 21 —

43

Bay County Savin gs B a n k ................................

Bay City...............

A pril 15.........

30

Com m ercial B ank................................................

Bay C ity..............

A pril 17.........

2

B eld in g S avin gs B an k .......................................

B e ld in g .............

March 6 .........

159

P eo p le’s S avin gs B ank......................................

B e ld in g .............

March 6 ..........

219

B en to n Harbor State B a n k ..............................

B enton Harbor.

Ju ly 5 . ...........

220

C itizens’ State B a n k ...........................................

B en to n Harbor,

A u gu st 1........

76

Farm ers & M erchants’ B a n k ..........................

B en to n Harbor,

J u ly 18............
D ecem ber 17..

248

C itizens’ State B a n k ...........................................

B ig R apid s.........

163

B lissfield State B a n k ...........................................

B lissfield .............

A u g u st 14___

221

Jipson-C arter State B a n k ................................

B lissfield .............

A u gu st 13.......

187

F irst S tate S a v in g s B ank.................................

B re c k e n r id g e ...

A pril 22...........

216

B row n City Savin gs B a n k ................................ Brow n C ity.........

J u n e 28...........

212

Burr Oak State B a n k .........................................

Burr Oak.............

J u ly 25............

181

Cadillac State B a n k ...........................................

C adillac...............

A u gu st 5.........

87

M erchants and M iners’ B ank..........................

C alum et..............

Ju ly 29.............

208

Capac S a v in g s B a n k ...........................................

Capac ...................

May 7...............

72

State B ank o f Carson C ity ................................

Carson C ity ........

March 25........

234

E xch age State B a n k ...........................................

C arsonville.........

October 22__

180

State Bank o f Carson v ille ................................

C a r so n v ille .......

J u n e 19...........


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

xxxviii

STATE BA N K IN G DEPARTMENT.
List of banks examined.— C o n t i n u e d .
L ocation.

D ate of
exam ination.

A m oun t
paid.

No.

N am e o f bank.

218

Eaton County Savin gs B ank............................

C harlotte.........

Ju ly 15.............

$10 00

67

C helsea Savin gs B a n k .......................................

C helsea.............

May 2...............

32 72

203

The K em p f C ommercial and Savin gs Bank C helsea.............

May 1...............

33 43

235

The C hesaning State B a n k ...............................

C h esan in g.......

October 28__

18 78

118

Clare County Savin gs B a n k ............................

Clare..................

Ju n e 3 .............

15 79

104

Branch County Savin gs B a n k ........................

C oldw ater.......

Ju ly 17.............

39 03

32

Farm ers’ State B ank........................................... C oncord...........

May 23.............

14 07

174

Com m ercial State B a n k ................................... C o n sta n tin e ...

March 28........

17 38

173

First State B a n k ..................................................

C o n sta n tin e ..

January 28 . ..

12 43

183

Sanilac County State B ank...............................

C rosw ell..........

Ju ly 8 .............

16 86

182

State Bank o f C rosw ell......................................

C rosw ell..........

Ju ly 1 0 ...........

10 36

176

D avison State B ank............................................. D a v iso n ......... .

May 9...............

10 00

102

F irst State B a n k ..................................................

D e c a tu r ...........

A pril 3 ...........

12 33

196

Farm ers’ S tate Bank o f D e c k e r v ille ...........

D e c k e r v ille ..

J u n e 19...........

11 35

195

State B ank o f D e c k e r v ille ................................

D e c k e r v ille ..

J u n e 20...........

10 00

210

D elray Savin gs B a n k .........................................

D e lr a y ............

May 9...............

15 71

73

C entral Savin gs B ank.........................................

D e tr o it...........

January 1 4 ...

71 04

82

C itizens’ Savin gs B a n k .....................................

D e tr o it...........

Ju n e 3 .............

165 83

37

City S avin gs B a n k ...............................................

D e tr o it...........

October 14__

369 37

47

D etro it Savin gs B ank.........................................

D e tr o it...........

May 13.............

748 39

94

D etroit R iver S avin gs B a n k ............................

D e tr o it...........

A u gu st 5........

63 88

D etro it Trust C om pany.....................................

D e tr o it...........

N ovem ber 6..

314 01

9

D im e Savin gs B ank............................................. D e tr o it...........

Septem ber 16.

342 46

5

Germ an A m erican B a n k .................................... D e tr o it...........

January 21 . . .

141 10

H om e Savin gs B a n k ....................................

D e tr o it...........

January 2 8 ...

269 62

M cL ellan & A nderson Savin gs B a n k .........

D e tr o it...........

January 1 5 ...

82 83

M echan ics’ B ank.................................................. D e tr o it...........

Septem ber 25.

117 25

90
161
4
81

M ichigan Savin gs B a n k ...................................

D e tr o it...........

January 21 . ..

182 49

15

Peninsular Savin gs B an k ..................................

D e tr o it...........

A u gu st 26----

393 53

52

P eo p le’s Savin gs B ank.......................................

D e tr o it...........

Septem ber 30.

948 97

7

State Savin gs B a n k .............................................

D e tr o it...........

February 18..

1,036 64

U nion Trust Com pany.......................................

D etro it...........

October 28__

456 99

6

W ayne County S avin gs B ank..........................

D e tr o it...........

J u n e 8.............

994 74

157

D ex ter Savin gs B a n k .........................................

D e x te r ............

May 6...............

13 18

City B a n k ................................................................ D ow agiac —

April 1 ...........

30 99

142

Monroe County B a n k .........................................

D u n d e e .........

January 7 ----

13 62

124

Shiaw assee County B a n k .................................. D urand...........

February 8 ...

13 33

238

State Bank o f E ast Jordan...............................

E ast J o r d a n ..

Septem ber 3..

10 00

53

M ichigan State B a n k .........................................

Eaton Rapids

A u gu st 12__

24 60

28


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

REPORT OF THE COMMISSIONER.
List of banks examined.— C o n t i n u e d .
D ate o f
exam ination.

No.

N am e o f bank.

193

Edm ore State B a n k .............................................

E d m o r e ...........

April 2 3 ........

129

Elk Rapids Savin gs B ank.................................

Elk R apids___

Ju ly 3 0 .........

L ocation.

152

First State Savings B a n k .................................. E v a rt................

J u n e 4 ...........

215

Old State B an k ......................................................

F e n n v ille ........

February 1 ..

209

C ommercial Savin gs Bank o f F e n to n .........

F e n t o n .............

May 13...........

101

C itizens’ C om m ercial and Savin gs B a n k ...

F l i n t .................

A pril 8 .........

23

G enesee County Savin gs B an k ......................

F l in t .................

March 1 1 ___

165

U nion Trust and Savin gs B ank......................

F l i n t .................

March 1 3 ___

F lu s h in g .........

A pril 1 8 .........

126

F irst State and Savin gs B a n k ........................

223

P eo p le’s State B ank............................................. F lu s h in g .........

April 1 9 ........

141

State Savin gs Bank o f o f F o w ler..................

February 11.

229

B enzie C ounty State S avin gs B ank............... F ra n k fo rt........

153

Gaylord State Savin gs B a n k ............................

249

Grand H aven State B a n k .................................. Grand H aven.

F ow ler..............

G a y lo rd ...........

Septem ber 6 .
A u gu st 12 —
D ecem b er 18.

61

Grand Rapids S avin gs B a n k ............................

Grand Rapids.

A pril 1 ...........

65

K en t County Savin gs B ank.............................. Grand Rapids.

A pril 2 2 .........

M ichigan Trust Com pany.................................. Grand R apids.

Septem ber 9..

108

P eo p le’s Savin gs B ank.......................................

Grand R apids.

March 1 8 .......

139

State B ank o f M ic h ig a n .................................... Grand R apids.

October 21__

27

Farm ers’ Bank o f Grass L a k e........................

Grass L ake__

May 22.............

188

G reen v ille State B a n k .......................................

G reen v ille.......

March 2 7 .......

95

Superior Savin gs B a n k .....................................

H ancock..........

Ju ly 2 4 ...........

50

Oceana County Savin gs B a n k ........................

H a r t...................

Ju ly 2 5 ...........

11

H astings City B a n k ............................................

H a stin g s..........

February 12..

78

H illsd ale Savin gs B ank...................................... H ills d a le .........

N ovem ber 7..

56

F irst State Bank o f H o lla n d ............................

H ollan d............

A pril 3 0 .........

91

H olland City State B a n k ...................................

H o lla n d ...........

J u n e 24...........

106

F irst State and Savin gs B a n k ........................

H o lly .................

May 1...............

109

F irst State and Savin gs B a n k ........................

H o w ell..............

A u gu st 12___

140

B oies State Savin gs B ank.................................

H u d s o n ...........

October 8.......

143

Thom pson Savin gs B a n k .................................. H u d s o n ...........

October 9.......

24

L apeer County B a n k ...........................................

Im lay C it y -----

A pril 1 1 .........

58

Ionia County S avin gs B a n k ............................

Io n ia..................

Ju ly 1 1 ...........

191

State Savings B a n k .............................................

Io n ia..................

March 4 ..........

135

C om m ercial B a n k ...............................................

Iron M ountain

A u gu st 1 ........

12

P en in su la B ank....................................................

I sh p e m in g __

Ju ly 2 3 ...........

150

Ithaca Savin gs B ank........................................... Ith a c a ...............

February 13..

177

Jackson City B a n k ............................................... Jackson ...........

J u n e 24...........

186

Jackson State Savin gs B ank............................ Jackson ...........

March 1 3 ........


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

xl

STATE BA N K IN G DEPARTMENT.
List of banks examined .—
N am e o f b a n k .

No.

Co n t in u e d .

L ocation.

D ate of
exam ination.

A m ount
paid.

14

U nion B a n k ...............................................

J a c k s o n ...........

March 1 1 ......................

115

G rosvenor Savin gs B a n k ....................

J o n e s v ille ___

Septem ber 5................

19 90

147

H om e Savings B a n k ..............................

K alam azoo__

Januarv 3 .....................

39 12

$94 99

1

Kalam azoo Savin gs B ank....................

K alam azoo__

Septem ber 9.................

85 93

41

Lake Odessa S avin gs B a n k .................

Lake Odessa..

Mav 2..............................

14 50

133

L ansing State Savin gs B ank..............

L a n sin g ...........

N ovem ber 4 .................

78 73

117

State Savin gs B a n k ................................

L apeer............

May 2.............................

29 26

201

State S avin gs Bank o f L aurium .......

L a u r iu m ........

Ju ly 2 9 ..........................

56 41

8

P eo p le’s B ank...........................................

L e s lie .............

January 7 .....................

13 72

184

L ex in g to n State B a n k ..........................

L ex in g to n ___

Ju n e 18..........................

10 00

111

L ow ell S tate B ank..................................

L o w ell..............

Septem ber 9.................

16 18

239

L udington State B a n k ..........................

L udin gton —

D ecem ber 19................

14 44

130

A ntrim County State S a v in g s Bank

M a n celo n a__

J u n e 18..........................

15 06

88

* P eo p le’s B ank........................................

M a n ch ester..

A u g u st 28.....................

18 61

172

U nion Savin gs B a n k ..............................

M anchester...

January 9 ....................

23 27

116

M anistee County S avin gs B a n k .......

M a n iste e .........

Ju ly 26...........................

50 77

21

M anistique B ank.....................................

M anistique__

A u gu st 2 ......................

30 91

122

Marine Savin gs B a n k ............................

M arine C ity ...

Ju ly 31...........................

41 38

246

M arlette State B ank..............................

M arlette.........

D ecem b er 4 ................

12 32

100

M arquette County S a v in g s B ank__

M arquette......

Ju lv 22...........................

67 65

127

Com m ercial Savin gs B ank................ .

M a rsh a ll.........

A pril 4 ..........................

60 78

198

G. W . J o n e s’ E xch ange B a n k ......... .

M arcellus.......

A u gu st 14....................

14 49

22

Farm ers’ B a n k .........................................

M ason..............

Jun e 27..........................

17 15

107

F irst State and S avin gs Bank .........

M ason............. .

July 29............................

14 64

168

F irst State B a n k .....................................

M en don......... .

March 26......................

13 98

113

State Bank o f M id d lev ille ..................

M iddleville ..,

February 14.................

10 60

97

M idland C ounty Savin gs B a n k ........

M idland.........

A pril 17........................

16 45

77

Farm ers’ and M erchants’ B ank.........

M ilan.............. .

A u gu st 15.....................

17 91

202

W akefield State B ank...........................

M orenci. . . —

A pril 11........................

37 69

222

C itizens’ S a v in g s B ank....................... .

Mt. C lem ens..

Septem ber 20...............

23 15

51

Mt. C lem ens Savin gs B a n k ............... .

Mt. C lem ens..

A pril 30........................

87 63

158

U llrich Savin gs B a n k ..........................

Mt. C lem ens..

April 8 ..........................

59 94

170

E xch ange Savin gs B a n k ......................

Mt. P le a s a n t..

February 11................

18 55

189

M unising State B ank...........................

M unising.......

Ju ly 23...........................

15 62

60

M uskegon Savin gs B ank.....................

M u sk eg o n -----

Jun e 26..........................

50 54

19

F arm ers’ and M erchants’ B a n k ___

N a sh v ille.......

F ebruary 13.................

14 44

245

New H aven Savin gs B a n k ..................

N ew H a v e n ..

October 1......................

10 00

240

N iles City B ank......................................

N ile s.................

October 28.....................

. 10 00

36

P ion eer B ank........................................

N orth Branch

A u g u st 16....................

20 36

* R eorganized 1901.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

REPORT OF THE COMMISSIONER.
L ist

of

banks examined.— C o n t i n u e d .

N am e o f bank.

No.

Location.

Hate of
exam ination.

145

N orthville State Savin gs B a n k ......................

N o rth v ille.................

A pril 3............

230

The State Bank o f Norway................................ Norway........................

Ju ly 31............

214

Sta te Bank o f O ntonagon................................

O ntonagon................

July 26............

190

Orion State B ank.................................................

O rion...........................

May 15.............

199

State Savin gs B a n k ........................ .................

O vid.............................

February 12..

185

C itizens’ S avin gs B a n k ......................................

Owosso ......................

May 20...........

112

Owosso Savin gs B ank.........................................

O w osso...................... ,

April 24.........

34

O xford S avin gs B a n k .........................................

O xford....................... .

May 14.............
Ju ly 17............

59

Paw Paw Savin gs B a n k .....................................

Paw Paw ....................

247

State Savin gs Bank o f P e c k ............................

P e c k .............................

O ctober 30__

132

State Bank o f Perry............................................. P erry............................

May 6...............

P e to s k e y ....................

J u n e 19...........

119
99

First State B a n k ..................................................

Plym outh Savin gs B a n k .................................... P ly m o u th ...................

April 4 ...........

140

F irst C om m ercial B ank.....................................

P o n tia c......................,

January 3 __
March 6.........

149

Oakland County Savin gs B a n k ...................... P o n tia c......................

211

Pontiac Savin gs B a n k .......................................

P o n tia c...................... .

75

C om m ercial B ank................................................

P ort H u ro n ............. .

A u gu st 12__

49

Port Huron Savin gs B a n k ................................

Port H uron...............

A u gu st 7 .......

St. Clair County Savings B a n k ......................

Port H u r o n ...............

Ju ly 8..............

The U n ited H om e Protectors’ F ra tern ity ..

Port H u r o n .............

D ecem b er 16.

Q uincy State B a n k ............................................... Q uincy.......................

Ju ly 2 4 ...........

98

217

March 4 .........

A u gu st 2 0 ...

200

M acomb County Savin gs B a n k ................. j

224

R ochester Savin gs B ank...................................

R e a d in g ....................
R ichm ond (L enox
P. O.)......................
R o ch ester.................

194

Rom eo Savin gs B ank .........................................

R o m e o ........... •.........

A u gu st 27 —

25

Bank o f Sagin aw ..................................................

Sagin aw .....................

A u gu st 19 —

38

P eo p le’s S avin gs Bank o f E ast Saginaw . . .

Saginaw .....................

February 5 ...

84

Saginaw County S avin gs B ank.......................

Sagin aw .....................

February 6..

44

Savin gs Bank o f E ast Sagin aw ......................

Sagin aw .....................

May 6..............

29

Com m ercial and Savin gs B a n k ......................

Saint C la ir ...............

A pril 1 1 .........

39

C linton County Savin gs B a n k ........................

Saint J o h n s .............

February 13.

45

State B ank o f St. J o h n s...............................

Saint J o h n s .............

February 4 ..

31

U nion B anking Com pany.................................. Sain t J o se p h ...........

A u gu st 19 . ..

42

C om m ercial Savin gs B ank...............................

Saint L ouis...............

February 14.

197

G ratiot County State B a n k ..............................

Saint L o u is..............

February 14.

231

State Bank o f Sanilac C entre......................

Sanilac C e n tre........

October 23...

200

Truman Moss State B a n k .................................

Sanilac C entre.......

Ju n e 5 ....... .

225

Saranac State B a n k .............................................

S a r a n a c .....................

March 8 ........

54

Sault Savin gs B a n k .............................................

Sault Ste. M arie—

Ju ly 1 7 .........

09

State Bank o f R ea d in g .......................................

F


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

A pril 10..........
February 27..

xlii

STATE BA N K IN G DEPARTMENT.
List of banks examined .—
N am e o f Bank.

No.

Co n c l u d e d .

L ocation.

D ate of
exam ination.

lid.

204

State Savings Bank o f S c o ttv ille .......

S c o t t v ille .............

Jun e 6 .............

510 00

175

Commercial State B ank..........................

Shepherd..............

February 12..

13 72

148

C itizens’ State B a n k ................................

South H aven .......

July 2 2 ...........

28 48

71

First State b a n k .......................................

South H aven .......

July 23 ?.........

37 64

207

Sparta State B ank.....................................

Sparta...................

A pril 2 3 .........

10 00

243

State Savin gs B a n k .................................

S ta n to n ...............

N ovem ber 6..

10 00

134

C itizens’ State B a n k ................................

S tu r g is .................

Septem ber 12,

27 05

151

L illey State B ank......................................

T ecu m seh ...........

A pril 9 ...........

20 50

156

T ecum seh State Savin gs B ank.............

T ecu m seh ...........

January 10 ...

13 02

120

F irst State Savin gs B a n k ......................

Three R ivers—

March 2 7 .......

35 12

138

Traverse City State B a n k ......................

T raverse City . . .

Ju ly 3 1 ...........

98 90

241

Bank o f V assar...........................................

Y assar...................

October 30__

15 82

192

State S a v in g s B a n k ..................................

V assar..................

J u n e 26...........

19 17

105

W ayne Savings B a n k ..............................

W a y n e .................

January 2 —

34 03

96

L um berm an’s State B a n k ....................

W est Bay City ..

March 4 .........

28 02

17

P eop le’s Savin gs B ank...........................

W est Bay City ..

March 6 .........

33 40

3

State Bank o f W hite P ig eo n ...............

W hite P ig e o n ...

Ju ly 2 9 ...........

21 59

35

W illiam ston State B a n k ......................

W illiam ston —

Ju ly 2 2 ...........

21 49

166

First C ommercial and Savin gs Bank

W yand otte.........

April 8 ...........

22 83

64

W yandotte Savin gs B ank....................

W yan d otte.........

April 1 ...........

47 62

227

Y ale State B ank.......................................

Y a le ......................

A ugust 17__

10 00

Y p sila n ti.............

October 21...

76 91

Z eelan d................

March 2 1 ----

23 06

86

226

Y psilanti Savin gs B ank......................
Z eeland State B ank................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

REPORTS
OF THE

AS MADE TO THE COMMISSIONER OF THE STATE BA N K IN G
DEPARTMENT

FEBRUARY


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

5, JU LY

15, SEPTEMBER

DECEMBER 10, 1901.

30

AND


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

i S É

STATE

BANKS

OF

3

MICHIGAN.

No. 162.
ADRIAN STATE SAVINGS BANK, ADRIAN.
O rganized M ay 29, 1893.
R. A. Watts , P r e s i d e n t ; George A. W ilcox , V ic e P r e s i d e n t ; B. E. T obias , C a s h ie r ;
R. H. Watts , A s s i s t a n t C a s h ie r .

D irectors.— R ichard A. W a tts, George A. W ilcox, W illia m E. J e w ett, R. A. K aiser, C harles G.
WTesley , W. O. H un t, B. E. T obias, A. D . E llis.
R esources.

R eport of
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$360,531 57

$372,690 09

$351,519 51

$339,860 37

B onds, m o rtg a g es a nd s e c u r itie s .........................

209,841 91

199,650 91

209,220 41

209,790 41

639 68

155 10

79 62

901 54

O v erd ra fts

......................................................................

"Ranking h ou se

R eport o f
D ec. 10.

TTT..........................................

F u rn itu r e and fix tu r e s .............................................

5,000 00

5,000 00

5,000 00

3,134 40

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
i»psp 7*vp c itie s )

5,380 80

5,017 07

1,917 07

1,917 07

D ue from banks in reserv e c i t i e s ......................

69,400 61

63,034 62

88,899 40

62,660 59

F x c h a n g e for clea rin g h o u s e ................................

425 32

1,410 95

U. S. and N a tio n a l bank c u r r e n c y ......................

10,506 00

12,510 00

22,806 00

8,444 00

Gold c o in ...........................................................................

7,497 50

7,185 00

5,800 00

6,570 00

S ilv er

...................................................................

3,504 55

2,019 75

1,659 50

1,149 25

N ic k e ls and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

41 31

91 70

94 17

49 73

127 00

76 00

4,598 19

38 00

$672,896 25

$668,841 19

$691,593 87

$635,951 55

C apital stock paid i n ................................................

$60,000 00

$60,000 00

$60,000 00

$60,000 00

Su rp lus fu n d .................................................................
U nd ivid ed profits, le ss current expenses,
in te r e st and ta x e s p a id ........................................

9,000 00

9,000 00

9,000 00

10,000 00

17,218 84

22,790 97

27,816 50

24,773 71

170,337 97

124,007 29

145,148 78

89,392 81

33,315 46

36,355 32

42,426 92"

419,727 47

413,273 27

409,358 11

$668,841 19

$691,593 87

$635,951 55

U n ited

S ta te s b o n d s..................................................

coin

T o ta ls

......................................................................

1,436 19

L ia b ilitie s.

D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............
C om m ercial cer tific a te s o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s check s o u ts ta n d in g .................................

'

S a v in g s d e p o sits ..........................................................

387,754 57

S a v in g s certifica tes o f d e p o s it..............................

28,584 87

N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$672,896 25

4

STATE

BANKING

DEPARTMENT.

No. 89,
THE COMMERCIAL SAVINGS BANK, ADRIAN.
O rganized M ay 10, 1888.

C. R. Miller , P r e s i d e n t ; D. Metcalf, V ic e P r e s i d e n t ; E. N. S m it h , C a s h ie r .
D irectors.— A. H. W ood, C. R. M iller, D. M etcalf, E. C. Sw ord, R. A. K aiser, C. G. H art,
E. L. B aker, A. B en n e tt, A. M. S tep h en son .

R esources.

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$169,246 65

$170,084 70

$185,930 74

$200,775 64

305,633 54

311,554 32

315,402 33

316,752 03

B onds

m o rtg a g es and s e c u r itie s .........................

R eport o f
D ec. 10.

146 92

650 73

79 00

222 00

12,000 00

12,000 00

12,000 00

12,000 00

fix tu r e s .............................................

7,500 00

7,500 00

7,500 00

7,500 00

O ther real e s t a t e ..........................................................
D ue from oth er banks and bankers (n o t
j»p«3Pt«yp p it ie s )...........................................................

15,753 71

7,549 61

7,521 86

7.540 78

9,080 73

200 00

1,851 79

1,821 80

D ue from hanks in reserve c it ie s .......................

33,883 78

71,667 50

69,953 46

63,013 95

E x ch a n g e tel* Hen rin g h o u s e .................................

179 55

51 57

1,125 10

290 96

X_T R and N a tio n a l hank c u r r e n c y .......................

14,314 00

18,757 00

19,109 50

15,208 00

O v erd ra fts
B a n k in g

......................................................................

hou se

F u rn itu r e and

............................................................

2,983 50

2,511 00

1,667 00

3,357 00

2,426 00

2,176 00

3,070 00

1,975 00

142 80

259 38

221 66

223 32

1,022 93

280 00

695 68

290 25

$574,314 11

$605,241 81

$626,128 12

$630,970 73

C apital sto ck paid i n ................................................

$110,000 00

$110,000 00

$110,000 00

$110,000 00

S u rp lu s fund .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

22,000 00

22,000 00

22,000 00

22,000 00

125 22

1,865 76

4,628 83

5,323 51

Fom m ercial d e p o sits su b ject to c h e ck .............

80,140 24

100,056 52

122,859 55

101,805 94

Fom m ercial cer tific a te s o f d e p o s it.......................

10,686 27

8,160 95

7,419 49

13,665 53

2,348 80

812 07

1,127 70

608 94

600 00

150 00

150 00

100 00

Onld

c o in ...........................................................................

S ilv e r

coin

...................................................................

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

, , .................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

T in e to hanks and h a n k e rs.............................. ..

Fortified checks .................... .......................................
C ash ier’s checks o u tsta n d in g .................................

210 00

S a v in g s d ep o sits ..........................................................

348,203 58

362,196 51

357,942 55

377,466 81

$574,314 11

$605,241 81

$626,128 12

$630,970 73

S a v in g s certifica tes o f d e p o s it..............................
N o te s and b ills re-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

5

MICHIGAN.

No. 66.
LENAWEE COUNTY SAVINGS BANK, ADRIAN.
O rganized D ecem ber 16, 1869.
J. R. B ennett , P r e s i d e n t ; D. M. B aker , V ic e P r e s i d e n t ; H. V. C. H art, C a s h ie r ;
C. D. H ardy, A s s i s t a n t C a s h ie r .

D irectors.— Josep h R. B en n e tt, C linton D . H ardy, H erm an Y. C. H art, D elo s M. B aker,
W arren J. Parker, L ester H. Salsbnry, C. E. W eaver, H. L. L arw ill, R. A lfred B ury.
R esources.

R eport of
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

L o a n s and d is c o u n ts ..................................................

$178,748 96

$112,362 65

$110,085 15

$84,320 86

R on d s; m o rtg a g es and s e c u r itie s .........................

358,479 30

440,047 84

444,043 03

456,669 10

P rem iu m s paid on b o n d s........................................

106 50

56 50

56 50

56 50

61 16

61 76

F u rn itu r e and fix tu r e s .............................................

3,000 00

3,000 00

3,000 00

3,000 00

O ther real e s t a t e .......................* ................................
D ue from oth er banks and bankers (n ot
reserve c it ie s ) .. .

5,248 79

2,982 28

3,100 18

279 33

O v erd ra fts
B a n k in g

U n ited

house

S ta te s

512 50

b on d s. ,

D ue from banks in reserve c it ie s ......................

42,081 04

64,334 61

67,307 29

114,531 64

E x ch a n g e fo r clea rin g h o u se ................................
TJ. S. and N a tio n a l bank c u r r e n c y ......................

20,908 00

16,909 00

18,610 00

19,037 00

Gold c o in ...........................................................................

3,365 00

7,282 50

6,972 50

7,650 00

S ilv er

...................................................................

2,209 50

1,016 75

3,802 20

1,078 00

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

217 66

4 83

4 70

4 50

1,474 34

557 04

297 68

5,339 81

$615,900 25

$648,615 76

$657,279 23

$692,479 24

C apital stock paid i n ................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rn lu s fu n d ...............................................................
U nd ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

20,000 00

20,000 00

20,000 00

20,000 00

1,533 79

3,830 34

1,678 43

4,262 74

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................

C om m ercial d e p o sits subject to c h e c k .............
C om m ercial cer tific a te s o f d e p o s it..........
D ue to hanks and h a n k e rs..................
C ertified checks ............................................................
C a sh ier’s check s o u ts ta n d in g .................................

2,229 07

602 07

121 73

70 07

S a v in g s d ep o sits .........................................................

492,137 39

524,183 35

535,479 07

568,146 43

$615,900 25

$648,615 76

$657,279 23

$692,479 24

S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

6

STATE

BANKING DEPARTMENT.
No. 171.

WALDBY AND CLAY’S STATE BANK, ADRIAN.
O rganized June 24, 1894.

F rank W. Clay, P r e s i d e n t ; R obert S. Moreland, V ic e P r e s i d e n t ; H . B. Waldby, M a n a g e r ;
R ial Clay, C a s h ie r .
D irectors.— E. B. W aldby, H B. W aldby, F. W. C lay, R ial C lay, J. V. D eFoe, R. S. M oreland,
Wm. H. C rane, A. W. W ood, J. W. Kirk.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

J,nflns and d is p o n n ts ..................................................

$234,135 82

$263,087 71

$238,328 52

$243,591 16

271,062 44

323,776 42

344,773 28

336,821 51

B nnds

TTlPrtgfl°*G<5 and sp pnritips.........................

Oyprdraffjss
R anking

......................................................................

honsp

............................................................

l’Pft] pgfaf*-*
from oth er banks

D ue

and

j'mndjs!

R eport o f
D ec. 10.

2 35

133 55

49 41

18,000 00

18,000 00

18,000 00

,

18,000 00

9 11

59,699 54

77,301 44

82,871 15

41,773 47

25,636 00

32,055 00

28,966 00

28,568 00

..............................
bankers (n o t

...................................

]~>np from hanks in rpsprvp p itip s.......................
F/XPhaLi°,p for pi pa ring' honsp

.

1,323 69

..................

TT. S anfl N a tio n a l hank pnrrpnpy.......................

300 00

1,000 00

125 00

352 50

....................................................................

2,088 90

1,980 60

831 45

1,784 05

N ick els and c e n t s .........................................................
Checks, cash item s and in ter n a l revenu e
a cco u n t ........................................................................

358 99

174 35

154 73

340 15

215 07

435 81

829 83

636 36

$611,499 11

$717,944 88

$714,929 37

$673,200 00

C apital stock paid i n ............................................. ..

$55,000 00

$55,000 00

$55,000 00

$55,000 00

S u rp lu s fu n d .................................................................
U n d iv id ed profits, le ss current expenses,
in te r e st and taxe^ p a id ......................................

3,800 00

3,800 00

3,800 00

4,500 00

2,678 22

1,888 37

6,035 39

449 58

fi-old p o in ...........................................................................
Silvpr

poin

T o ta ls

......................................................................
L ia b ilitie s.

R ividp nds unpaid

...............

C om m ercial d ep o sits su b ject to c h e c k .............

156.578 70

184,938 94

165,208 13

150,920 65

C om m ercial cer tific a te s o f d e p o s it.......................

11,556 80

8,071 05

11,128 09

9,692 98

D ue to banks and b a n k e rs......................................

183 63

1,956 66

3,419 12

756 81

381,701 76

462,289 86

470,338 64

451,879 98

$611,499 11

$717,944 88

$714,929 37

$673,200 00

C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d ep o sits .............................. / .........................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payable
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

I

STATE

BANKS

OF

7

MICHIGAN.

No. 179.
ALBION STATE BANK, ALBION.
O rganized M arch 29, 1895.

E ugene P. R obertson , P r e s i d e n t ; W. S. K essler , V ic e P r e s i d e n t ; D. A. Garfield , C a s h ie r .
D irectors.— L. R. F isk e, W. S. K essler, M erritt O. Shepard, A. J. Gale, S. Y. H ill,
D.

A. Garfield, E ugene P. R obertson, W. H. R odenbach.

R esources.

TiOinis and d is c o u n t s ..................................................
%
R onds m o rtg a g es and s e c u r itie s .........................

O v erd ra fts
R anking

......................................................................

h ou se

R eport of
F eb . 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

$90,076 70

$96,977 94

$91,773 03

$96,444 37

81,729 38

79,396 79

88,091 96

94,366 96

6,117 38

1,777 56

2,640 99

767 82

1,203 82

..................................................
fix tu r e s .............................................

1,177 32

1,203 82

1,203 82

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
rpserye c itie s ). T.......................................................

5,742 54

5,877 64

6,004 99

F u rn itu r e and

U n ited

S ta te s

R eport of
D ec. 10.

333 78

b o n d s ,...............................................
12,251 48

27,032 98

26,307 85
200 00

1,441 59

TT. S and N a tio n a l hank c u r re n c y .......................

6,909 00

10,232 00

3,535 00

5,158 00

Gold c o in ...........................................................................

2,785 00

1,875 00

1,110 00

1,115 00

948 75

633 25

922 95

1,207 80

212 69

140 90

139 21

143 29

638 61

3,652 06

572 94

471 51

$208,588 85

$228,799 94

$222,502 74

$219,452 16

C apital sto ck paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu nd .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

7,500 00

7,500 00

7,500 00

7,500 00

1,010 32

2,607 56

3,718 71

3,238 27

One from hanks in reserve c it ie s .......................
F x c h a n g e for c lea rin g h o u se .................................

S ilv e r

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, ca sh ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

....................................................................

16,798 22

L ia b ilitie s.

.......................................................

30 00

C om m ercial d e p o sits su b ject to c h e c k .............

43,743.75

54,700 56

39,333 88

37,508 22

C om m ercial cer tific a te s o f d e p o s it.......................

23,787 15

28,747 34

35,078 77

32,920 99

D ue to banks and b a n k e rs......................................

857 04

1,970 52

1,794 84

76,660 59

83,273 96

85,076 54

88,284 68

$228,799 94

$222,502 74

$219,452 16

D iv id en d s un p aid

C ertified checks ............................................................
C a sh ier’s check s o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

5,000 00

......................................................................

$208,588 85


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

8

STATE BANKING DEPARTMENT.
No. 167.
COMMERCIAL AND SAVINGS BANK, ALBION.
O rganized Septem ber 30, 1893.

J ohn G. B kown, P r e s i d e n t ; S. B. A llen , V ic e P r e s i d e n t ; Chakles G. B igelow, C a s h ie r .
D ikectobs.— S. B. A llen, E d w ard S u tto n , L. J. W o lcott, Sam uel D ick ie, Joh n John son,
F rank E. P alm er, J o h n G. B row n , A. L. M cC utcheon, W a sh in g to n G ardner.
R eport o f
F eb. 5.

R esources.

L oad® and d is c o u n ts ..................................................
B onds

m o rtg a g es and s e c u r itie s .........................

O v erd ra fts

F u rn itu r e and
D ue

from

R eport o f
Sept. 30.

R eport o f
D ec. 10.

$86,812 49

$92,221 36

$92,515 74

$91,745 65

68,610 33

67,677 33

68,076 66

65,986 66

2,576 94

4,327 24

875 81

804 75

............................................................

5,400 00

5,400 00

5,400 00

5,400 00

fix tu r e s .............................................

1,750 00

1,950 00

1,950 00

1,950 00

......................................................................

"Ranking hou se

R eport o f
Ju ly 15.

\

o th er

banks

and

ban kers

(n o t
412 81

S ta te s b o n d s ..................................................

2,000 00

2,000 00

2,000 00

2,000 00

p lie from banks in reserve p itip s.......................

15,963 02

24,436 56

18,100 21

19,758 36

TT S and N a tio n a l bank pnrrpney.......................

4,957 00

3,829 00

4,169 00

6,357 00

Gold c o in ...........................................................................

4,015 00

7,560 00

7,067 50

7,302 50

943 30

2,670 90

1,443 20

846 55

TTnited

S ilv er

coin

....................................................................

N ick els and c p n ts ..........................................................
C hecks, cash ite m s and in ter n a l reveni
a cco u n t ........................................................................
T o ta ls

......................................................................

203 69

268 93

273 18

244 62

677 91

935 02

624 40

780 37

$194,322 49

$213,276 34

$202,495 70

$203,176 46

$35,000 00

$35,000 00

$35,000 00

$35,000 00

4,500 00

4,650 00

4,650 00

4,650 00

176 39

429 40

598 77

L ia b ilitie s.
C apital stock paid i n .............................................
Su rp lus fu nd .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s paid
D iv id en d s unpaid
C om m ercial d ep o sits subject, to c h e c k .............

45,159 91

42,424 03

31,160 24

28,659 38

C om m ercial certifica tes o f d e p o s it.......................

22,374 16

23,992 01

22,235 32

24,190 88

78,808 42

100,033 91

102,020 74

103,077 43

.................................................................

9,200 00

7,000 00

7,000 00

7,000 00

......................................................................

$194,322 49

$213,276 34

$202,495 70

$203,176 46

D ue to banks and ban kers
C ertified checks

-

-

.................................
...................................

C a sh ier’s cheeks o u tsta n d in g ..............................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

9

MICHIGAN.

No. 232.
ALMA STATE SAVINGS BANK, ALMA.
O rganized M ay 1, 1901.

W m . A. B ahlke , P r e s i d e n t ; J. H. Lancashire , P. R. H athaway , V ic e P r e s id e n t s ;
George W. Moore, C a s h ie r .
D irectors.— W m. A. B ahlke, J. H. L an cash ire, F. R. H a th a w a y , Jas. H. R uel,
C has. H. Laflam boy, D a n iel L. Sharrar, L ester H. H oyt.
R eport o f
Feb. 5.

R esources.

B onds, m o rtg a g es and s e c u r itie s .........................

O v erd ra fts

F u rn itu r e and

R eport o f
Sept. 30.

R eport of
D ec. 10.

$25,050 94

$36,584 67

$44,684 87

2,195 25

4,519 13

13,459 54

16 96

........................................

Banking* hou se

............................................................
fix tu r e s ........................................

O ther real e s t a t e ............................
D ue from o th er banks and bankers
reserv e e it.ie s )..............................
U n ited

R eport of
Ju ly 15.

1,000 00

1,122 25

1,122 25

13 13

90 44

5,860 23

1,655 70

35,369 41

4,264 00

3,785 00

7,413 00

(n ot

S ta te s b o n d s............................

D ue from banks in reserv e c it ie s .......................
E x ch a n g e fo r c le a rin g h o u s e ................................
U. S. and N a tio n a l bank c u r r e n c y ......................
Gold c o in ...........................................................................
S ilv er

coin

.................................................................

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

.............................................

1,723 60

265 00

450 00

863 35

2,284 70

89 21

92 76

71 40

123 14

153 64

165 57

$40,306 37

$49,071 59

$105,111 18

$25,000 00

$25,000 00

$25,000 00

177 83

69 99

253 29

8,793 04

7,397 46

49,652 21

6,335 50

16,604 14

30,205 68

$40,306 37

$49,071 59

$105,111 18

L ia b ilitie s.
C apital sto ck paid i n .................................
S u rp lus fu nd ................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............
C om m ercial cer tific a te s o f d e p o s it.......... ..
D u e to banks and b a n k e rs......................................
C ertified check s ............................................................
C ash ier's check s o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................

2


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

10

STATE

BANKING

DEPARTMENT.

No. 233.
FIRST STATE BANK OF ALMA, ALMA.
O rganized Jun e 15, 1901.

A. W. Weight , P r e s i d e n t ; W. S. T urck, V ic e P r e s i d e n t ; E ly B eewbaker , C a s h ie r ;
Charles O. Ward, A s s i s t a n t C a s h ie r .
D irectors.— A. W. W right, W. S. Turck, G. S. W ard, L. A. Sharp, E ly B rew baker.
R esources.

Bonds

m ortga^^s find s ec u r ities

R eport of
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

$147,219 99

$133,886 14

$138,420 75

52,592 11

51,808 61

51,187 39

225 13

1,872 08

2,097 96

500 00

500 00

500 00

764 67

59 16

444 97

13,751 46

20,023 06

45,136 22

6,320 00

R eport o f
D ec. 10.

P rem iu m s paid on bunds
O v erd ra fts
B a n k in g

-

.....................................................

hnusp

Burn if nrp and

fix tu res

Of her real e sta te
.
D ue from o th er banks
f*pc;ppyp p ities)
U n ited

........................................
and bankers (n o t

S ta te s b o n d s TTT...........................................

One from hanks in reserve p it ie s .......................
O xchange fo r plearing h o u se .................................
TT. S and N a tio n a l hank pnrrenpy.......................

12,669 00

5,609 00

G old c o in ...........................................................................

2,065 00

1,820 00

520 00

S ilv er

....................................................................

1,480 00

. 719 80

1,456 25

N ic k e ls and c e n ts .........................................................
C hecks, cash ite m s and in ter n a l revenue
acboun t ........................................................................

38 19

coin

88 66

181 84

828 09

415 57

$231,305 55

$217,214 60

$246,680 95

C apita 1 stock paid i n ................................................

$30,000 00

$30,000 00

$30,000 00

S u rp lu s fu n d .................................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

3,000 00

3,000 00

3,000 00

149 54

328 87

1,271 30

78,015 95

123,481 08

123,649 56

120,140 06

50,404 65

88,760 09

T o ta ls

......................................................................

L ia b ilitie s.

D iv id en d s unpaid

..........

C om m ercial d e p o sits su b ject to c h e c k .............
C om m ercial certifica tes o f d e p o s it.......................
D u e to banks and b a n k e r s.......... ..........................
C ertified checks ............................................................
C a sh ier’s check s o u tsta n d in g .............................. ..
S a v in g s d e p o sits

..........................................................

S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills re-d isco u n ted . ............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

10,000 00
$231,305 55

$217,214 60

$246,680 95

STATE

BANKS

OF

11

MICHIGAN.

No. 169.
ALPENA COUNTY SAVINGS BANK, ALPENA.
O rganized A pril 12, 1894.

W illiam H. D avison , P r e s i d e n t ; F rank C. H olmes , V ic e P r e s i d e n t ; C. B. W illiam s , C a s h ie r ;
Will A. P rince , A s s i s t a n t C a s h ie r .
D irectors.-— Wm. H. D avison . F rank C. H olm es, John N icholson, H. II. W h itte lslio fe r, M ichael
O’B rien , S. A. D a v iso n , D. D. H anover, R obert M ontrose, C. B. W illiam s, P a trick C ulligan.
R esources.

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$251,914 73

$274,552 25

$216,440 12

$199,409 01

B onds, m o rtg a g es and s e c u r itie s .........................

108,120 04

115,154 26

127,803 51

154,495 66

R eport of
D ec. 10.

P rem iu m s paid on honris
5,111 14

1,249 07

535 54

746 29

............................................................

8,000 00

7.000 00

7.000 00

7.000 00

and fix tu r e s .............................................

2,000 00

2.000 00

2.000 00

2.000 00

O th er real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

384 81

1,255 21

11,707 40

4,143 66

O v erd ra fts
B a n k in g
F u rn itu r e

U n ited

......................................................................

hou se

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................

21,007 17

38,631 82

31,877 64

42,767 49

E x ch a n g e fo r clea rin g h o u s e ................................

1,493 33

2,050 00

1,276 00

3,041 00

U. S. and N a tio n a l bank c u r r e n c y ......................

7,535 00

13,525 00

18,735 00

7,681 00

G old c o in ...........................................................................

4,015 00

4,087 50

4,150 00

4,130 00

865 00

2,882 50

2,149 00

2,710 25

352 54

32£ 49

427 85

498 98

791 44

374 10

338 00

1,700 20

$411,590 20

$463,089 20

$424,440 06

$430,323 54

G a p ita l sto ck paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

.Surplus fu nd .................................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ..................................... ..

10,000 00

10,000 00

10,000 00

10,000 00

2,266 27

1,868 09

3,108 82

3,689 30

C om m ercial d ep o sits su b ject to c h e c k .............

71,590 44

99,585 59

84,629 47

80,858 08

C om m ercial cer tific a te s o f d e p o s it.......................

21,053 62

28,559 71

23,445 53

20,756 50

D ue to banks and b a n k e rs......................................

22,404 06

12,714 56

12,099 80

4,923 02

199,275 81

233,361 25

241,156 44

250,096 64

35,000 00

27,000 00

$411,590 20

$463,089 20

-Silver

coin

...................................................................

N ick els and c e n ts ......................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

...............................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

C ertified check s ........................................ ....................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

10,000 00
$424,440 06

$430,323 54

12

STATE BANKING DEPARTMENT.
No. 48.
ANN ARBOR SAVINGS BANK, ANN ARBOR.
O rganized F ebruary 4, 1869.

R e-organized D ecem ber 9, 1889.

Charles E. H iscock , P r e s i d e n t ; Wm , D. H arriman , V ic e P r e s i d e n t ; M. J. F ritz , C a s h ie r .
D irectors.— D a v id R in sey, W m. D. H arrim an, W m. D eubel, C harles H . W orden,
W alter C. M ack, M ichael J. F r itz , C has. E. H iscock.
R esources.

R eport of
F eb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..................................................

R eport o f
D ec. 10.

$379,855 86

$416,101 40

$405,711 25

$389,807 48

B onds, m o rtg a g es and s e c u r itie s .......... ............

937,647 01

974,938 31

940,949 08

954,359 62

P rem iu m s paid on b o n d s........................................

13,611 05

14,158 71

13,143 07

12,892 07

466 76

1,208 02

742 96

O v erd ra fts

............................................. ........................

B a n k in g hou se
F u rn itu r e

............................................................

and fix t u r e s .............................................

O ther real e s t a t e ..........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ............................................................
U n ited

S ta te s

b o n d s..................................................

D ue from banks in reserv e c it ie s .......................

20,500 00
7,417

21,000

32

52,302 61

12,000

137,454 64

20,000

00

7,417

32

51,377 61

00

12,000

156,646 12

823 92

00

6,417

20,000

32

64,051 06

00

12,000

166,709 39

00

6,417

00

12,000

175,127 86

E x ch a n g e fo r clea rin g h o u s e .................................

1,269 66

3,780 76

3,913 47

1,624 77

U. S. and N a tio n a l bank c u r re n c y .......................

30,669 00

21.119 00

34,930 00

27,700 00

Gold c o in ................................... .......................................

52,890 00

52.120 00

53,017 50

53,230 00

....................................................................

3,600 00

2,700 00

1,600 00

1,800 00

N ick els and c e n t s ..........................................................
C hecks, cash item s and in ter n a l revenue
a cco u n t ......................................................................

173 99

174 58

38 77

166 95

4,581 02

534 30

1,882 17

1,521 66

$1,654,438 92 $1,735,276 13 $1,725,106 04

$1,725,287 82.

S ilv er

coin

T o ta ls

L ia b ilitie s.
C apital sto ck paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

Su rp lus fu n d .................................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ............... *......................

150,000 00

150,000 00

150,000 00

150,000 00

8,830 52

9,462 25

21,785 37

31,407 04

.......................................................

368 00

772 00

462 00

357 00

C om m ercial d e p o sits su b ject to c h e c k ,..........

239,970 80

243,483 97

244,395 64

248,639 91

35,640 70

43,338 14

38,487 89

34,043 23

534 70

317 00

D iv id en d s un paid

C om m ercial certifica tes o f d e p o s it.......................
D u e to banks an d b a n k e rs......................................
C ertified checks ............................................................
C a sh ier's check s o u tsta n d in g .
S a v in g s d e p o sits .........................
S a v in g s cer tific a te s o f dep osit

1,105,519 21

1,161,454 30

1,142,195 51

1,137,684 22

64,109 69

76,765 47

77,244 93

72,839 42

$1,654,438 92 $1,735,276 13 $1,725,106 04

$1,725,287 82

N o tes and b ills re-discou nted
B ills payab le

.................................

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

32

67,816 17

00

STATE

BANKS

OF

13

MICHIGAN.

No. 26.
FARMERS AND MECHANICS’ BANK, ANN ARBOR.
O rganized O ctober 13, 1882.

R euben K e Mp f . P r e s i d e n t ; Ch a s . E. Greene , V ic e P r e s i d e n t ; F rederick H. B els er, C a s h i e r ;
H. A. William s , A s s i s t a n t C a s h ie r .
D irectors.— W m. C. S tev en s, C has. E. Greene, A m brose K earney, W. F. B reakey, D. F. Schairer,
R euben K em pf, J u n iu s E. B eal, G. F. A llm end inger, O liver M. M artin.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$322,812 22

$361,509 12

$373,559 42

$368,369 66

B onds, m o rtg a g es and s e c u r itie s .........................

199,078 01

225,676 15

246,335 97

244,865 97

R eport o f
D ec. 10.

137 08

636 65

110 18

320 45

25,702 09

25,000 00

25,000 00

25,000 00

and fix tu r e s .............................................

1,000 00

6,000 00

6,000 00

6,000 00

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserve c it ie s ) ...........................................................

. 8,450 00

6,775 00

9,607 50

9,607 50

2,536 98

8,151 53

O v erd ra fts
B a n k in g

......................................................................

hou se

F u rn itu re

............................................................

8,286 53

LTnited S ta te s b o n d s..................................................

3,700 00

3,800 00

4,160 00

4,160 00

D ue from banks in reserve C ities......................

68,289 87

78,016 66

54,778 64

78,555 97

E x ch a n g e fo r c le a rin g h o u s e ................................

954 73

755 54

2,563 80

822 37

U. S. and N a tio n a l bank c u r r e n c y .......................

24,673 00

18,903 00

13,476 00

14,040 00

Gold c o in ...........................................................................

15,615 00

17,710 00

19,007 50

19,445 00

1,241 00

2,915 20

3,552 15

4,681 85

132 66

211 89

257 24

234 42

1,105 36

1,098 24

370 27

1,023 07

$681,177 55

$749,007 45

$761,315 65

$785,277 79

C ap ital sto ck paid i n ...............................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu nd .......................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

35,000 00

35,000 00

35,000 00

35,000 00

6,965 96

9,£76 86

11,932 37

12,977 70

48 00

308 00

C om m ercial d ep o sits su b ject to c h e ck .............

148,083 76

147,448 66

169,997 12

156,111 97

C om m ercial cer tific a te s o f d e p o s it.......................

90,106 08

125,359 33

120,162 25

131,981 31

25 94

1,637 40

528 50

350,973 75

381,188 66

372,586 51

377,535 12

$681,177 55

$749,007 45

$761,315 65

$785,277 79

S ilv er

coin

...................................................................

N ick els and c e n ts ..........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.........................

D ue to banks and b a n k e rs......................................

21,143 19

C ertified checks ................................................
C a sh ier's checks o u ts ta n d in g ............................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
’ N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

14

STATE

BANKING

DEPARTMENT.

No. 144.
STATE SAVINGS BANK OF ANN ARBOR, ANN ARBOR.
O rganized N ovem ber 18, 1892.
W m . J. B ooth, P r e s i d e n t ; W m . A rnold, V ic e P r e s i d e n t ; J ohn C. W alz , J r ., A s s i s t a n t C a s h ie r .

D irectors.— E ugene F. M ills, John H aarer, W illia m J. B ooth , John V. Sheehan, Wm. A rnold,
E ugene E. B ea l, Ja m es H. W ade, J o h n K och, C h r istia n M artin, N . J. K yer, H enry S.
C arhart, V. C. V aughan, F ra n k P . G lazier.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$250,210 38

$276,197 18

$277,343 07

$281,065 06

193,040 11

222,715 11

231,315 11

228,710 11

......................................................................

100 25

347 53

1,331 34

322 95

fix tu r e s .............................................

2,200 00

2,000 00

2,000 00

2,000 00'

D ue from oth er banks and bankers (n o t
j*pSPj»yp PitiPS^...........................................................

3,062 73

10,106 69

14,325 33

3,281 62

J4\ip from thanks in reserve p it ie s .......................

114,928 88

83,272 78

52,147 62

65,810 91

E x^hango fnv plea ring; h o u s e .................................

2,319 29

818 32

2,662 94

3,341 12-

IT S and N a tio n a l hank pnrrenpy.......................

13,850 00

18,661 00

18,897 00

15,757 00'

Q-old coin , ......................................................................
•
S ilv er poin ....................................................................

9,932 50

12,267 45

13,210 00

13,132 50

981 00

1,227 30

1,654 60

2,264 20'

N ick els and p e n ts ........................................ ................
Checks, cash ite m s and in tern a l revenue
a cco u n t
......................................................................

229 43

91 93

129 16

61 09

834 50

1,941 79

693 11

$591,689 07

$627,705 29 ; $616,957 96

$616,439 67

$50,000 00

B onds

prmrtgA°‘ps and s e c u r itie s .........................

Oyp T’d ra ft s

F u rn itu re

U n ited

and

S ta te s t*onds

T o ta ls

R eport o f
D ee. 10.

......................................

......................................................................
L ia b ilitie s.

C apital stopk paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fund .................................................................
U n d iv id ed profits, le ss current expenses,
in ter e st and ta x e s p a id ........................................

7,500 00

8,000 00

8,000 00

8,000 00

15,033 15

15,626 28

18,522 07

16,746 96

.......................................................

39 00

279 00

30 00

C om m ercial d ep o sits subject, to c h e ck .............

113,357 83

108,215 63

108*557 90

I>ividends unpaid

C om m ercial certifica tes o f d e p o s it.......................

103,924 58

61,693 56

T>ne to hanks and h a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................

353,028 49

386,815 87

S a v in g s certifica tes o f d e p o s it..............................

52,730 60

58,768 51

$591,689 07

$627,705 29

370,154 43

369,158 SgeS, 609 24

N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$616,957 96

$616,439 67

STATE

BANKS

15

OF MICHIGAN.

No. 228.
ARMADA SAVINGS BANK, ARMADA.
O rganized February 13, 1901.

B ert C. P reston , P r e s i d e n t ; George H. H ebblew hite , V ic e P r e s i d e n t ; J. E. Macauley ,
C a s h ie r .

D irectors.— F rank E. L athrop, John L. P resto n , G eorge H. H ebblew hite, B er t C. P reston ,
Ja m es H. M cD onald.
R eport o f
Feb. 5.

R esources.

I .nans anrl d isc o u n ts
Bonds

n io rt§ 8 § cs and sec u r ities

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

$64,364 78

$70,245 19

$58,707 97

45,805 00

53,405 00

68,600 00

P rem iu m s paid on b o n d s ......................................
O v erd ra fts

F u rn itu re

r

........................................

find fix tu res

O ther real e sta te
D ue from oth er banks
U ni tod

and

bankers

(n o t

255 61

1,049 93

166 92

4,100 00

4,100 00

4,100 00

1,500 00

1,500 00

1,500 00

2,230 00

305 00

3,036 78

12,575 75

11,373 76

15,852 07

S ta te s bonds

U ue from banks in reserve c itie s
E x ch a n g e fo r clea rin g bouse
U

3,123 00

6,381 00

10,653 00

...................................................................

2,900 00

2,000 00

2,000 00

.................................................................

708 95

1,067 75

671 60

50 38

25 54

S and N a tio n a l bank currency

Cold coin
S ily er

coin

N ick els and cen ts
C hecks, cash ite m s
a cco u n t

.............................................
and in tern a l revenue
.............................................

18 87
132 87

686 55
$138,300 02

$151,453 17

$165,440 08

$25,000 00

$25,000 00

$25,000 00

67 87

937 30

844 41

20,824 65

14,599 37

21,721 66.

S a v in g s d e p o sits ..........................................................

81,742 50

92,400 50

100,796 01

S a v in g s cer tific a te s o f d e p o s it..............................

10,665 00

18,516 00

17,078 00'

$138,300 02

$151,453 17

$165,440 08

T o ta ls
L ia b ilitie s.
O apital stock paid in
U nd ivid ed profits, less cu rren t
in te r e st and ta x e s paid

expenses,

C om m ercial certifica tes o f d ep o sit
D ue to banks and bankers
C ertified checks

-

.......................

C a sh ier’s check s o u ts ta n d in g .................................

N o tes and b ills r e-d isco n n te d ..............................
B ills payab le
T o ta ls

..........

- ........................................

, , ....................................................... ..


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

16

STATE

BANKING

DEPARTMENT,

No. 213.
ATHENS STATE AND SAVINGS BANK, ATHENS.
O rganized A pril 15, 1899.
H . Mat . D ouble day, P r e s i d e n t ; W m . Le h e , V ic e P r e s i d e n t ; Ch a s . A. S tandifoed , C a s h ie r ;

E. D. A lbertson , A s s i s t a n t C a s h ie r .

D ieectoes .— H. M at. D oubleday, W illia m Lehr, S. W. H olm es, I. E. W ells, J. F . Culp,
W. M. A lbertson, C has. A. S tan d iford .
R eport o f
F eb. 5.

R esources.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

D oans and d is c o u n t s ..................................................

$44,630 26

$48,028 07

$50,988 54

$51,484 27

B onds, m o rtg a g es a nd s e c u r itie s .........................

6,525 00

6,075 00

6,700 00

6,375 00

O v erd ra fts

3,420 79

2,658 95

2,755 23

7,451 75

300 00

500 00

. 500 00

500 00

3,840 91

4,762 88

11,170 44

12,788 92

B a n k in g

......................................................................

house

F u rn itu re and

fix tu r e s .............................................

O th er real e sta te
D ue from oth er banks
Cities)
U n ited

and

bankers

(n o t

S ta te s bonds

D ue from banks in reserve c i t i e s .......................
F x c h a n g e fo r clea rin g hou se .
U. S. and N a tio n a l bank c u r re n c y .......................

1,048 00

2,124 00

1,754 00

1,928 00

G old c o in ...........................................................................

592 50

1,372 50

2,022 50

1,407 50

S ilv er

....................................................................

682 95

1,011 00

837 20

799 45

N ick els and c e n t s ..........................................................
Checks, cash item s and in ter n a l revenue
a cco u n t ........................................................................

62 40

55 00

57 80

33 44

659 24

333 18

244 19

2,155 67

$61,762 05

$66,920 58

$77,029 90

$84,924 00

C ap ital stock paid i n ................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

Su rp lus fu nd .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

1,000 00

2,000 00

2,000 00

2,000 00

435 24

350 63

644 20

1,268 76

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid

.......................................................

C om m ercial d e p o sits su b ject to c h e c k .............

13,280 21

15,423 19

15,997 46

17,819 64

C om m ercial certifica tes o f d e p o s it.......................

29,953 38

34,146 76

43,388 24

48,835 60

D ue to banks and b a n k e rs......................................

93 22

$66,920 58

$77,029 90

$84,924 00

C ertified checks ............................................................
C a sh ier’s check s o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payable
T o ta ls

2,000 00

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$61,762 05

STATE

BANKS

17

OF MICHIGAN.

No. 236.
STATE BANK OF FRANK W. HUBBARD & CO., BAD AXE.
O rganized J u ly 10, 1901.

F rank W. H ubbard, P r e s i d e n t ; J ohn R yan, V ic e P r e s i d e n t a n d C a s h ie r ; W illard Varty,
A s s i s t a n t C a s h ie r .

D irectors.— F ran k W. Hubbard, E liza b eth L. H ubbard, John R yan, M aggie R yan,
H arry H. Sim pson.
R eport o f
F eb. 5.

R esources.

Loans and d isco u n ts
Ponds

m o rtg a g es and sep n rities

R eport of
J u ly 15.

R eport o f
Sept. 30.

Rex>ort of
D ec. 10.

$41,589 91

$57,709 54

$98,884 84

800 00

4,101 50

16,539 00

P rem iu m s paid cm bends
( )yord re f t s
R anking honsp

2,060 30

2,043 35

1,062 37

10,000 00

10,000 00

10,000 00

9,859 18

14,838 48

34,985 57

TTnrnitnre an cl fix tu res
O ther rpal e sta te
D ue from o th er banks
reserve pi tip s)
U nited

S ta te s

and

bankers

(n o t

bonds

D ue from banks in rpsprye p itie s. .
U xphange fo r pi pa ring hou se
IT. S. and N a tio n a l bank pnrrenpy. .
(rold

p o in .................................

S ilv er

coin

................................................................. '

N ick els and c e n t s .........................................................
Checks, cash item s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

•

-

6,161 99

628 08

4,130 00

3,513 00

7,416 00

170 00

380 00

200 00

1,080 00

900 00

550 00

27 43

30 48

75 87

8,095 35

2,464 42

1,254 57

$77,812 17

$102,142 76

$171,596 30

$30,000 00

$30,000 00

$30,000 00

98 28

1,609 22

3,614 55

47,713 89

56,514 04

95,030 94

14,019 50

42,950 81

$102,142 76

$171,596 30

L ia b ilitie s.
C apital stopk paid in
Su rp lus fu nd ...................................
U n d iv id ed profits, le ss cu rren t
in te r e st and ta x e s p a id . . . .

expenses,

D iv id en d s unpaid
Oommereia.1 d e p o sits snbjept to phppk............
C om m ercial cer tific a te s o f d e p o s it......................
D ue to ban ks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s eheeks o u ts ta n d in g ................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................

3


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$77,812 17

STATE

18

BANKING DEPARTMENT.
No. 237.

STATE SAVINGS BANK OF BAD AXE, BAD AXE.
O rganized Jun e 22, 1901.

A E S leeper , P r e s i d e n t ; A. L. W right , V ic e P r e s i d e n t ; J ames B aldwin , C a s h ie r ;
J aph eth H ind , A s s i s t a n t C a s h ie r .
D irectors.— A. E. Sleeper, A. L. W righ t, Jam es B ald w in , C lara B ald w in ,
C harles D . T hom pson.
R eport o f
Feb. 5.

R esources.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

$45,512 16

$40,698 25

$40,968 61

4,812 03

19,720 53

33,585 58

28 87

1 25

6,900 00

6,900 00

6,900 00

1,100 00

1,100 00

1,100 OO

25,997 57

19,885 09

20,073 73

3,544 00

3,146 00

5,748 OO

P rem iu m s paid on b o n d s........................................

D ue

from

oth er

banks

and

bankers

(n o t

TT S Rnci N a tio n al hank pniTPîiry

215 00

35 OO

415 80

349 75

.......................................................

514 30

^Tirkpls and ppnts
C hecks, cash ite m s and in ter n a l revenue
am ount. ........................................................................

75 38

138 15

78 43

2,746 09

4,033 50

3,346 22

$91,201 53

$96,281 19

$112,186 57

$25,000 00

$25,000 00

156 42

1,011 95

764 59

P.ommprrial dp posits snhjprt to rhprk.............

24,202 85

27,645 26

32,294 03

Pom m prrial pprt.ifiratps o f d p p o sit.......................

41,842 26

42,623 98

53,627 95

$91,201 53

$96,281 19

$112,186 57

¡^ilypr

pnin

T ota Is

.

T....................................................................
L ia b ilitie s.

Pa pita 1 stork paid in

$25,000 OO
500 OO

U n d iv id ed profits, le ss cu rren t
intorpst and taxp s paid
D iv id en d s unpaid

expenses,

--

T)no to hanks and han k p rs......................................
Pprtifipd rhprks ................................................T. . . .
C a sh ier’s checks o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

19

MICHIGAN.

No. 62.
WEST MICHIGAN SAVINGS BANK, BANGOR.
O rganized A pril 8, 1880.

J. E. S ebring , P r e s i d e n t ; A. Chapm an , V ic e P r e s id e n t .
D irectors.— A lv in C hapm an, W illia m H. C hapm an, W m. B road w ell, A n son Goss, John E.
Sebring, E m m a C. M cN itt, W illia m C harles, O lia D eH aven .

R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

$52,546 30

$66,791 96

$69,433 78

$57,572 73

69,644 74

74,542 72

78,732 30

84,627 71

P rem iu m s paid on b o n d s................................

135 00

135 00

135 00

135 00

Ovp»rd r a fts

413 19

950 53

1,589 06

978 19

L oans find d is c o u n ts ..................................................
Konds

m o rtg a g es and s e c u r itie s .........................

......................................................................

fix tu r e s .............................................

200 00

200 00

200 00

200 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t

1,510 00

791 15

791 15

785 00

D ue from hanks in rpsprvp. c it ie s ......................

61,906 50

58,758 18

58,869 16

'73,382 64

e x c h a n g e fo r clea rin g house,................................

10 12

548 04

522 91

1,026 55

IT S and N a tio n a l hank c u r re n c y .......................

2,049 00

6,996 00

2,407 00

4,305 00

F u rn itu r e and

700 00

1,339 00

1,831 95

2,296 95

2,097 25

2,740 00

915 50

2,222 00

27 15

188 19

105 90

110 73

$191,239 25

$213,980 77

$215,533 71

$227,642 50

$25,000 00

$25,000 00

$25,000 00

$25,000 00

2,650 00

3,000 00

3,000 00

3,000 00.

1,731 94

1,767 37

2,031 51

2,620 91

C om m ercial d ep o sits su b ject to c h e ck .............

54,945 83

62,080 34

62,070 17

55,404 55.

C om m ercial certifica tes o f d e p o s it.......................

5,872 79

7,781 23

5,226 81

4,523 17.

Gold c o in ...........................................................................
S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t
,f
_ TT ..........................................
T o ta ls

......................................................................
L ia b ilitie s.

C ap ital sto ck paid i n ...............................................
Su rp lus fu n d .................................................................
U ndivided profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................
"Dividends unpaid

tt. .

D u e to banks and b a n k e r s !...................................
Certified checks ............................................................
C ash ier's checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................

5,819 40

7,732 77

8,141 46

9,734 91

S a v in g s certifica tes o f d e p o s it..............................

95,219 29

106,619 06

110,063 76

127,358 96

$191,239 25

$213,980 77

$215,533 71

$227,642 50/

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

20

STATE

BANKING

DEPARTMENT.

No. 93.
"CITY BANK, BATTLE CREEK.
O rganized J u n e 14, 1871.

N elson E li »red. P r e s i d e n t ; J. M. W ard, V ic e P r e s i d e n t ; F rederick A. A llwardt , C a s h ie r .
D irectors.-— W illa rd H. E ldred, F . R. K in gm an, Josep h M. W ard, N elson E ldred,
H ow ard M orley.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R oans and d is c o u n ts ..................................................

$944,977 70

$903,288 36

$943,232 31

$992,495 08

182,074 57

210,530 01

227,035 50

236,526 50

5,072 79

5,424 25

7,829 08

6,660 50

F u rn itu r e and fix tu r e s .............................................

4,275 00

2.500 00

2.500 00

2.500 00

O th er real e s t a t e ..........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

13,116 82

2.500 00

2.500 00

2.500 00

3,342 29

3,220 14

7,371 97

2,598 34

R onds

morfg’a g es and s e c u r itie s .........................

O v erd ra fts

TTnited

......................................................................

R eport o f
D ec. 10.

........................

S ta te s bonds

D u e from banks in reserve c it ie s .......................
*
“E xch ange fo r eleai'ing h o u se . . . .

185,258 57

183,401 86

TJ. S. and N a tio n a l bank c u r r e n c y .......................

26,282 00

40,661 00

21,798 00

14,833 00

■Gold c o in ...........................................................................

24,102 50

23,587 50

20,110 00

18,644 25

...................................................................

2,304 60

1,571 10

603 30

1,545 40

N ic k e ls and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

576,83

122 92

257 63

221 45

2,764 82

2,223 70

4,494 16

6,567 99

...................................................................... $1,394,148 49 $1,379,030 84 $1,400,709 64

$1,443,033 77

S ilv e r

coin

T o ta ls

162,977 69

157,941 26

L ia b ilitie s.
C a p ita l sto ck paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d ...............................................................
U n d iv id ed profits, le ss cu rren t ex p en ses
in te r e st and ta x e s p a id ........................................

55,000 00

35,000 00

35,000 00

35,000 00

12,052 04

334 52

4,187 54

1,208 41

“D iv id en d s unpaid

..................................................

C om m ercial d ep o sits su b ject to c h e c k .............

268,148 46

247,714 01

284,099 26

311,196 41

C om m ercial certifica tes o f d e p o s it.......................

18,124 16

16,704 67

22,013 23

31,352 98

D u e to banks and b a n k e rs......................................

908 65

3,083 19

804 46

1,072 83

989,915 18

1,026,194 45

1,004,605 15

1,013,203 14

...................................................................... $1,394,148 49 $1,379,030 84 $1,400,709 64

$1,443,033 77

C ertified checks ............................................................
C a sh ie r ’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

* C orporate e x isten ce ex ten d ed th ir ty y ea rs from J u n e 5, 1901.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

21

MICHIGAN.

No. 178.
MERCHANTS’ SAVINGS BANK, BATTLE CREEK.
'I

O rganized M arch 28, 1895.

F rank T urner , P r e s i d e n t ; A mbrose M. Minty , V ic e P r e s i d e n t ; S cott F ield , C a s h i e r ;
H.
A. R owles , A s s i s t a n t C a s h ie r .
D irectors.— S c o tt F ield , A. M. M inty, F rank T urner, Isa a c A m berg, A r th u r B. W illiam s.
R esources.

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..................................................

SI75,329 65

$186,055 79

$184,233 17

$183,375 33

B onds, m o rtg a g es and s e c u r itie s .........................

234.824 68

219,420 01

217,054 25

225,408 42

512 35

961 20

465 38

643 87

370 74

391 90

1,581 54

110 83

28,908 97

65,531 49

62,485 36

75,745 33

O v erd ra fts

......................................................................

R eport o f
D ec. 10.

B a n k in g hou se
F u rn itu r e and

fix tu r es. .

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
U n ited

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s ......................
E x ch a n g e fo r clea rin g h o u s e ................................
U. S. and N a tio n a l bank c u r re n c y ......................

13,646 00

15,021 00

17,650 00

12,775 00

Gold c o in ...........................................................................

11,705 00

11,395 00

11,390 00

11,075 00

...................................................................

1,834 00

1,725 00

1,069 00

1,381 00

N ickels and c e n t s .........................................................
C hecks, cash item s and in tern a l revenue
a cco u n t ........................................................................

69 56

118 73

70 88

128 67

288 57

419 64

1,149 09

3,848 96

$467,489 52

$501,039 76

$497,148 67

$514,492 41

$50,000 00

$50,000 00

$50,000 00

$50,000 00

6,000 00

6,500 00

6,500 00

6,500 00

3,318 72

4,429 38

6,471 29

8,303 18

S ilv er

coin

T o ta ls

\
...................................................................
L ia b ilitie s.

C ap ital sto ck paid i n ...............................................
S u rp lus fu n d .........................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ......................................
D iv id en d s un paid

.......................................................

65 00

280 00

50 00

C om m ercial d ep o sits subject to c h e c k .............

63,913 56

89,234 29

80,986 37

93,272 07

C om m ercial certifica tes o f d e p o s it.......................

23,936 87

19,061 91

17,165 65

21,671 00

310,255 37

331,534 18

335,975 36

334,746 07

$501,039 76

$497,148 67

$514,492 41

D ue to banks and b a n k e rs.....................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d ep o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

10,000 00
$467,489 52

STATE

22

BANKING

DEPARTMENT.

No. 63.
"BAY CITY BANK, BAY CITY.
O rganized Septem ber 4, 1871.

Geo. H. Young, P r e s i d e n t ; J. Wentwokth , V ic e P r e s i d e n t ; H. C. Mogltheop, C a s h ie r .
' D irectors.— George H. Y oung, A. M cD onnell, J u s tin W en tw orth , A lv ip Peter,
F. B. Chesbrough, G eorge K. W en tw o rth , F. E. T yler, W m. A. Young.

R eport of
D ec. 10.

R eport of
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oan s a nd d is c o u n ts ..................................................

$621,205 50

$655,844 77

$654,340 43

$573,669 70

B onds, m o rtg a g es and s e c u r itie s .........................

577,068 15

597,545 92

621,154 36

640,528 92

P rem iu m s paid on b o n d s......................................

12,800 00

13,150 00

13,000 00

13,000 00

2,889 43

1,903 73

1,777 09

1,560 30

F u rn itu r e and fix tu r e s .............................................

7,800 00

7,800 00

7,000 00

7,000 00

O th er real e s t a t e ..........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

9,900 00

6,100 00

2,600 00

2,600 00

6,038 97

5,181 95

2,431 80

2,045 92

10,220 00

10,220 00

10,220 00

10,220 00

D ue from banks in reserv e c it ie s ............... ..

421,829 34

303,132 69

279,514 34

421,874 57

E x ch a n g e fo r clea rin g h o u s e .................................

■ 6,171 86

8,136 13

4,270 69

2,405 29

U. S. and N a tio n a l bank c u r re n c y .......................

68,554 00

87,944 00

54,251 00

55,126 00

(rolrf r o in ...........................................................................

61,500 00

63,162 50

56,947 50

51,685 00

S ilv er

....................................................................

17,586 95

8,675 30

5,534 85

6,671 45

N ic k e ls and c e n t s ..........................................................
Checks, cash ite m s a nd in ter n a l revenue
a cvonnt ........................................................................

617 06

494 35

738 84

217 22

892 44

1,037 92

1,395 92

729 55

...................................................................... $1,825,073 70 $1,770,329 26 $1,715,176 82

$1,789,333 92

R esources.

■

U n ited

S ta te s b o n d s..................................................

co in

T o ta ls

L ia b ilitie s.
C a p ita l sto ck paid i n ................................................

$150,000 00

$150,000 00

$150,000 00

$150,000 00

S u rp lu s fu n d .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

50,000 00

50,000 00

50,000 00

50,000 00

28,031 81

30,328 15

34,773 92

28,462 21

272 00
C om m ercial d e p o sits su b ject to c h e ck .............

373,422 86

283,215 98

221,954 88

295,711 42

C om m ercial cer tific a te s o f d e p o s it.......................

278,893 65

273,815 96

280,126 60

291,127 41

D u e to banks and b a n k e r s.................... ................

9,372 15

14,204 56

19,405 99

14,504 95

C ertified checks ............................................................

817 80

1,973 70

1,115 58

773 62

S a v in g s d e p o sits ..........................................................

934,535 43

966,518 91

957,799 85

958,754 31

...................................................................... $1,825,073 70 $1,770,329 26 $1,715,176 82

$1,789,333 92

T o ta ls

C orporate e x isten ce ex ten d ed th ir ty y e a rs from Septem ber 11, 1901.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

23

MICHIGAN.

No. 43.
BAY COUNTY SAVINGS BANK, BAY CITY.
O rganized February 1, 1884.

T homas C'kanage, P r e s i d e n t ; G. H enry S hearer , V ic e P r e s i d e n t ; J ohn Mulholland ,
T rea su rer.

D irectors.— John M ulholland, N. A. Eddy, H. M. G ille tt, G. H enry Shearer, T hom as C ranage,
G u sta v e H in e, F red T. N orris.
R esources.

R eport o f
F eb . 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

D oans and d is c o u n ts ..................................................

$508,149 37

$424,597 56

$438,641 13

$460,367 63

"Ronds m o rtg a g es and s e c u r itie s .........................

68,290 08

67,265 08

70,890 08

66,447 15

......................................................................

136 43

87 79

66 49

86

O th er real e s t a t e ................................. ....................
D ue from oth er banks and bankers (n o t

15,706 28

15,706 28

7,568 09

10,013 08

Tine from hanks in reserve c i t i e s ......................

84,551 57

190,240 11

141,788 31

207,627 47

E xch an ge fo r clea rin g h o u s e ................................

3,432 17

5,520 31

881 10

1,138 69

S and N a tio n a l hank c u r re n c y ......................

20,845 00

29,173 00

29,587 00

30,873 00

G old c o in ...........................................................................

9,710 00

11,145 00

9,595 00

9,440 0(1

S ilv e r

1,735 10

1,019 00

980 10

1,032 35

196 22

72 92

81 16

71 62

$712,752 22

$744,827 05

$700,078 46

$787,011 85

C apital sto ck paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu nd .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

25,000 00

25,000 00

25,000 00

25,000 00

5,793 49

5,347 61

8,895 36

12,999 54

25 00

85 00

63,879 08

85,143 38

53,282 26

116,962 85

R eport of
D ec. 10.

P rem iu m s paid on b o n d s . . . . ............................
■Oyerd r a fts

U

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue

'
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid
C om m ercial d ep o sits su b ject to c h e c k .............
C om m ercial certifica tes o f dep osit

........................

O ne to hanks and hankers . . .
600 00

C ertified checks ............................................................
C a sh ier's check s outstanding*
S a v in g s d e p o sits ..........................................................

524,505 39

519,234 06

502,983 71

523,262 47

S a v in g s cer tific a te s o f d e p o s it..............................

43,549 26

60,017 00

59,317 13

58,786 99

$712,752 22

$744,827 05

$700,078 46

$787,011 85

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le ................................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

24

STATE

BANKING

DEPARTMENT.

No. 30.
THE COMMERCIAL BANK, BAY CITY.
O rganized A u g u st 15, 1888.
C. R. H awley , P r e s i d e n t ; C. C. W h itne y , V ic e P r e s i d e n t ; J. R. W ateous, C a s h ie r .

D irectors.-— C has. C. W h itn ey , T hom as A. E. W eadoek, C. R. H aw ley, Geo. P enn im an,
C. C. B arker, B en ja m in B o u tell, R obert C. B ia ly , John C. W eadoek, J. R. W atrous.
R eport of
Feb. 5.

R eport of
J u ly 15.

R eport of
Sept. 30.

$372,160 56

$366,489 87

$386,122 22

$394,851 78

39,500 00

43,000 00

43,000 00

42,885 00

2,097 98

688 42

686 88

1,909 26

and fix tu r e s .............................................

6,434 92

6,434 92

6,434 92

6,434 92

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

3,984 79

4,134 79

4,134 79

4,134 79

2,727 93

1,707 06

697 43

2,156 00

63,830 70

R esources.

Unarm a-nd d is c o u n ts ..................................................
R onds

m ortgages and s e c u r itie s .........................

O v erd ra fts

F u rn itu re

U n ited

......................................................................

R eport of
D ec. 10.

S ta te s bonds

D ue from banks in reserve c it ie s .......................

58,357 59

16,925 77

44,481 79

E x ch a n g e fo r c le a rin g h o u s e .................................

3,430 95

19,823 37

3,536 95

1,195 09

U. S. and N a tio n a l bank c u r r e n c y .......................

28,541 00

16,436 00

17,254 00

31,843 00

'Gold c o in ...........................................................................

9,035 00

5,000 00

3,717 50

3,732 50

S ilv er

4,708 70

7,774 00

1,591 07

2,870 90

373 43

782 85

201 06

86 00

2,551 71

130 34

485 25

568 53

$533,904 56

$489,327 39

$512,343 86

$556,498 47

C apital stock paid i n ................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s fu n d ...............................................................
U n d iv id ed profits, le ss cu rren t exp en ses,
in te r e st and ta x e s p a id ........................................

1,000 00

1,000 00

1,000 00

1,000 00

7,780 40

5,151 98

1,321 34

2,457 14

C om m ercial d ep o sits subject to c h e c k .............

270,076 95

186,022 03

250,641 22

267,705 11

C om m ercial certifica tes o f d e p o s it.......................

1,290 48

1,955 36

375 02

12,454 79

20 00

20 00

1,007 20

20 00

S a v in g s d ep o sits ..........................................................

124,393 73

123,137 73

123,461 94

134,171 23

S a v in g s cer tific a te s o f d e p o s it..............................

29,343 00

32,040 29

34,537 14

38,690 20

$512,343 86

$556,498 47

coin

...................................................................

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un p a id

....................................................

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................

N o te s and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

40,000 00
$533,904 56

$489,327 39

STATE

BANKS

OF

25

MICHIGAN.

No. 2.
BELDING SAVINGS BANK, BELDING.
O rganized J a n u a ry 15, 1889.
H.

J. Leonard, P r e s i d e n t ; A. N. Heeding , V ic e P r e s i d e n t ; W. S. L ambertson , A c t in g C a s h ie r .

D ieectors.— A. N. B eld in g, II. J. L eonard, O. F. W ebster, H. L. P age, W. P. H e th e r in g to n ,
E.

R esources.

E. F a les.
R eport of
Feb. 5.

R eport of
Ju ly 15.

Report of
Sept. 30.

Report o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$81,159 58

$97,953 35

$103,375 97

$105,949 23

B onds, m o rtg a g es and s e c u r itie s .........................

9,055 00

12,645 00

12,971 52

14,087 67

Prpm inm a paid on bonds
Ovprdra f t s

....................

9 91

784 21

............................................................

7,875 67

7,875 67

7,875 67

and fix tu r e s .............................................

1,550 00

1,550 00

1,550 00

1,550 00

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n ot
reserv e c it ie s ) ...........................................................

5,594 58

5,594 58

5,594 58

5,594 58

3,781 00

1,613 57

5,011 89

4,346 75

16,518 94

24,186 81

13,469 10

24,216 15

B a n k in g

house

F u rn itu re

U n ited

7,875 67

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s ......................
E x ch a n g e fo r clea rin g h o u s e ................................
U . S. and N a tio n a l bank c u r r e n c y ......................

7,543 00

8.819 00

4,821 00

7,120 00

Gold c o in ...........................................................................

1,746 00

3,481 00

3,626 00

3,531 00

S ilv er

1,565 75

1,620 05

624 70

975 45

157 10

204 70

189 00

144 81

2,270 57

392 23

672 59

128 96

$139,601 40

$165,935 96

$159,791 93

$175,520 27

$25,000 00

$25,000 00

$25,000 00

$25,000 00

5,000 00

5,000 00

5,000 00

5,000 00

1,066 97

1,940 18

2,021 07

2.731 75

C om m ercial d ep o sits su b ject to c h e ck .............

32,158 38

35,168 41

28,004 93

34,845 22

C om m ercial cer tific a te s o f d e p o s it.......................

251 72

251 72

211 72

169 72

D ue to banks and b a n k e rs......................................

8 09

410 51

476 40

1,688 82

S a v in g s d ep o sits ..........................................................

17,972 77

24,682 65

22,342 38

23,482 69

S a v in g s certifica tes o f d e p o s it..............................

58,143 47

73,482 49

76,735 43

82,602 07

$139,601 40

$165,935 96

$159,791 93

$175,520 27

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C apital stock paid i n ...............................................
Su rp lus fu n d .................................................................
U nd ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s unpaid

.............

C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................

4


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

26

STATE

BANKING

DEPARTMENT.

No. 159.
PEOPLE’S SAVINGS BANK OF BELDING, BELDING.
O rganized M ay 12, 1893.

E. R. S pencer , P r e s i d e n t ; F rank R. Ch ase , V ic e P r e s i d e n t ; M. A. Reed , C a s h ie r ;
W. L. Cusser , A s s i s t a n t C a s h ie r .
D irectors.— E. R. Spencer, L. L. H olm es, B rin to n F . H a ll, F rank R. C hase, M. A. Reed, C harles
E ddy, L oren C. F a les, John Greenop, W. H. Locke, G. M. Spencer, Geo. H. H oppough, A. A.
Palm er.
R eport o f
D ec. 10.

R esources.

Report o f
Feb. 5.

R eport of
Ju ly 15.

Report of
Sept. 30.

Roans and d is c o u n ts ..................................................

$126,455 51

$143,158 53

$144,664 40

$142,617 32

27,308 37

21,935 75

24,480 75

27,061 34

R onds

m o rtg a g es and s e c u r itie s .........................

2,798 07

5 48

455 30

1,923 57

............................................................

8,000 00

8,000 00

8,000 00

8,000 00

fix tu r e s .............................................

2,750 00

2,750 00

2.750 00

2,750 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
vpserve c it ie s ) ...........................................................

1,694 05

1,674 05

1,644 05

1,644 05

5,996 34

1,563 26

301 68

4,469 32

One from hanks in reserv e c it ie s .......................

1,790 78

12,120 82

13,320 76

19,866 47

3,278 44

1,849 46

392 94

6,227 00

6,403 00
6,672 00

O v erd ra fts

......................................................................

R a n k in g hou se
F u rn itu re

and

F x ch a n g e fo r clea rin g h o u s e .................................
TT. S and X a tio n a l hank c u r re n c v .......................

2,359 00

5,191 00

Oold c o in ...........................................................................

4,802 00

5,472 00

5,472 00

S ilv er

....................................................................

1,408 25

2,937 70

2,120 75

787 50

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

110 90

483 25

420 76

299 66

4,579 58

248 00

328 00

108 50

$190,052 85

$208,818 28

$212,034 91

$222,995 67

C apital sto ck p aid i n ................................................

$35,000 00

$35,000 00

$35,000 00

$35,000 00

S u rp lu s fu n d ...............................................................
U n d iv id ed profits, le ss cu rren t expenses
in te r e st and ta x e s p a id ........................................

7,000 00

7,000 00

7,000 00

7,000 00

2,221 98

2,039 84

2,162 43

2,330 91

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid

156 00

C om m ercial d ep o sits su b ject to c h e c k .............

23,997 25

26,820 30

29,597 88

27,402 80

C om m ercial cer tific a te s o f d e p o s it.......................

2,124 50

2,019 50

1,669 50

1,541 50

D ue to hanks and h a n k e rs......................................

188 78

37 78

163 67

C ertified checks .
C a sh ier’s checks o u tsta n d in g . . . .
S a v in g s d ep o sits ..........................................................

16,124 85

20,536 11

18,567 86

19,786 09

S a v in g s certifica tes o f d e p o s it..............................

103,239 49

115,364 75

112,873 57

129,934 37

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

5,000 00

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$190,052 85

$208,818 28

$212,034 91

$222,995 67

STATE

BANKS

OF

27

MICHIGAN.

No. .219.
BENTON HARBOR STATE BANK, BENTON HARBOR.
O rganized D ecem ber 20, 1899.
T. W. Conkey , P r e s i d e n t ; H. D. P ool, V i c e P r e s i d e n t ; W a . R upp , C a s h i e r ;

B. F. Wells , A s s i s t a n t C a s h i e r .
D irectors.— I. W. Conkey, H. D. P ool, W in. Rupp, Jr., B. M. N ow len, Geo. M. V a len tin e, J. H.
Lee, Louis Sutherland, S. L. V anCam p, Mason B. W ells.

R eport o f
Sept. 30.

$72,449 60

$106,972 56

$112,649 75

$119,724 92

46,574 38

41,632 85

30,041 62

33,141 09

................... ................................................

102 68

170 38

339 86

213 69

and fix tu r e s .............................................

2,135 68

2,446 68

2,464 63

2,464 63

793 95

65 21

2,529 93

18,340 23

73,612 40

59,148 33

1,990 12

889 22

1,929 58

L oans and d is c o u n ts ..................................................
Bonds

mnrfgacpf? and s e c u r itie s .........................

•O verdrafts

F u rn itu re

Report of
D ec. 10.

R eport of
Ju ly 15.

R eport of
Feb. 5.

R esources.

D ue from oth er
j*pgpj»yp pifiPS)

banks and bankers (n o t
..............................- ............
i

One from hanks in reserve c it ie s .......................
E x c llflP ^ fo r clearing* hnnsp

35,156 09

.........................

TT S and N a tio n a l hank c u r r e n c y .......................

6,588 00

8,790 00

7,037 00

11,211 00

Gold c o in ...........................................................................

3,472 50

2,595 00

2,810 00

4,200 00

2,483 42

2,546 75

1,180 75

1,664 80

67 57

131 86

47 45

58 53

525 00

275 00

230 00

210 00

$169,554 92

$186,685 38

$231,367 89

$236,496 50

$50,000 00

$50,000 00

$50,000 00

$50,000 00

500 00

500 00

500 00

859 41

486 12

855 92

2,096 41

75 00

30 00

C om m ercial d ep o sits su b ject to c h e ck .............

71,002 30

87,300 56

114,283 46

105,768 30

C om m ercial certifica tes o f d e p o s it.......................

47,253 09

48,323 70

64,261 71

78,131 79

One to banks and h a n k e rs......................................

440 12

S ilv er

coin

...................................................................

N ic k e ls and c e n ts .......................................................
C hecks, ca sh ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C a p ita l stock paid i n ...............................................
S u rp lu s fund .................................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s unpaid

1,436 80

C ertified checks
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f deposit...............................
N o tes and h ills r e-d isco u n te d ..............................
R ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$169,554 92

$186,685 38

$231,367 89

$236,496 50

28

STATE BANKING DEPARTMENT.
No. 220.
CITIZENS’ STATE BANK, BENTON HARBOR.
O rganized D ecem ber 20, 1899.

F eed E. Lee , P r e s i d e n t ; C. M. E dick , V ic e P r e s i d e n t ; H. D. H o pk in s , C a s h ie r ;
K. E. Lee , A s s i s t a n t C a s h ie r .
D irectoks.— Fred E. Lee, C. M. E dick, J. O. B ec r a ft, Geo. B. T hayer, R. E. Lee, T. L. W ilkinson,.
John S chairer, Solon C utler, H. D. H opkins.
Report of
Ju ly 15.

Report of
Sept. 30.

R eport o f
D ec. 10.

R esources.

R eport o f
F eh. 5.

D oans ami d is c o u n ts ..................................................

$134,489 05

$99,319 85

$117,158 15

$82,282 47

21,780 25

21,440 86

22,440 86

26,486 32

505 05

213 10

652 79

161 61

4,681 07

4,681 07

4,681 07

B onds

m o rtg a g es and s e c u r itie s .........................

O v erd ra fts

......................................................................

F u rn itu r e and fix tu r e s ...........................................
O ther real e sta te
D ue from o th er banks
TTnited

S ta te s

and

bankers

(n o t

4,681 07’

796 50

bonds

D ue from banks in reserv e c it ie s .......................

25,493 95

22,615 90

20,630 77

24,134 04

E xch an ge fo r clea rin g h o u s e .................................

1,048 71

2,050 15

2,800 15

3,050 72;

U. S. and N a tio n a l bank c u r r e n c y .......................

9,210 00

10,113 00

7,799 00

6,696 00

5,675 00

5,505 00

5,165 00

5,387 50

2,520 05

1,900 85

2,301 60

1,533 60

288 55

300 15

371 21

354 96

960 20

550 55

697 34

924 15

$206,651 88

$168,690 48

$185,494 44

$155,692 44

C ap ital stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lus fund
U n d ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

13 81

282 48

692 25

967 J57

Gold c o in ...........................................................................
S ilv er

coin

...................................................................

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid

.............

C om m ercial d ep o sits su b ject to c h e c k .............

88,320 27

63,427 68

85,119 14

50,894 12

C om m ercial certifica tes o f d e p o s it.......................

1,175 60

4,562 65

7,349 12

10,883 50

D u e to banks and b a n k e rs......................................

324 16

419 95

8,100 25

10,791 65

C ertified checks ..............................

100 00

C ash ier's checks o u ts ta n d in g .................................
S a v in g s d ep o sits

..........................................................

2,473 06

5,652 34

6,700 34

6,081 01

S a v in g s certifica tes o f d e p o s it...................... . . .

59,344 98

44,245 38

27,533 34

26,074 79-

$168,690 48

$185,494 44

$155,692 44

N o te s and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

5,000 00

......................................................................

$206,651 88


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

29

MICHIGAN.

No. 76.
FARMERS AND MERCHANTS’ BANK. BENTON HARBOR.
O rganized F ebruary 20, 1888.

J ohn R obinson , P r e s i d e n t ; R. M. J ones , V i c e P r e s i d e n t ; Ch a s . F oster , C a s h i e r ;
J ames M. R ose , A s s i s t a n t C a s h i e r .
D irectors.— R. M. Jones, W. P. R obbins. O. B. H ipp, E dw ard .T. B ran t, R. H. Sherw ood,
John R obinson, W illiam S tew a rt, A. J. K idd, C has. F oster.
R esources.

R eport of
Feb. 5.

R eport of
J u ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

L oan s a nd d is c o u n ts ..................................................

$378,653 03

$425,570 99

$407,775 84

$413,034 30

B onds, m o rtg a g es and s e c u r itie s .........................

56,062 43

53,860 96

54,760 96

69,525 95

P rem iu m s paid on b o n d s........................................

1,665 25

2,088 25

1,962 25

2,270 25

711 75

293 32

180 64

109 08

............................................................

7,000 00

7,000 00

7,000 00

7,000 00

and fix tu r e s .............................................

5,000 00

5,000 00

5,000 00

5,000 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot
rpsprvp r itip s )...........................................................

1,800 00

1,800 00

1,800 00

1,800 00

2,643 27

1,530 14

4,346 70

O v erd ra fts
B a n k in g

......................................................................

hou se

F u rn itu r e

b o n d s..................................................

23,000 00

28,000 00

26,600 00

25,800 00

D ue from banks in reserv e c it ie s ......................

226,041 53

140,844 61

380,445 79

259,953 42

1,412 96

3,689 54

550 12

U n ited

S ta te s

U . S. and N a tio n a l bank c u r re n c y ......................

26,585 00

37,269 00

40,384 00

35,915 00

•Gold c o in ...........................................................................

22,680 00

17,910 00

22,920 00

22,360 00

6.399 50

8,515 45

7,446 85

8,166 00

632 16

794 89

583 02

567 63

833 94

21 00

135 85

278 21

$757,064 59

$733,024 70

$962,214 88

$856,676 66

C ap ital sto ck paid i n ................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

Su rp lus fu n d ............................................................ .. .
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

50,000 00

50,000 00

50,000 00

50,000 00

6,410 75

7,520 82

10,195 76

7,090 60

C om m ercial d ep o sits su b ject to c h e ck .............

290,088 96

241,369 73

408,123 74

282,533 43

C om m ercial certifica tes o f d e p o s it.......................

47,316 84

48,698 94

66,134 13

60,566 56

D ue to banks and b a n k e rs.....................................

25,540 37

47,904 13

78,063 40

93,691 15

C ertified checks ............................................................

236 00

1,610 00

15 60

55 00

C a sh ier’s checks o u ts ta n d in g .................................

68 00

250 00

73 00

2,626 00

S ilv er

coin

...................................................................

N ic k e ls and c e n t s .........................................................
C hecks, cash item s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

S a v in g s d ep o sits ..........................................................

72,123 76

77,262 52

80,601 25

84,590 07

S a v in g s cer tific a te s o f d e p o s it..............................

165,279 91

158,408 56

169,008 00

175,523 85

$757,064 59

$733,024 70

$962,214 88

$856,676 66

N otps arifl b ills rp-rlispormfpd. .
R ills pnynhlp ................................................................. *
T o ta ls

.................................................. ...................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

30

STATE BANKING

DEPARTMENT.

No. 248.
CITIZENS’ STATE BANK, BIG RAPIDS.
O rganized Septem ber 28, 1901.
E. C. Mokkis, P r e s i d e n t ; E. W. H udnutt , V i c e P r e s i d e n t ; D . C. Morrill, C a s h i e r .

D irectors.— J. S. W eidm an, E. W. H u d n u tt, W m. H ugh , E. C. M orris, W. E. D arrah , S. J.
R eynolds, W. N . F erris, G. F. Fail-m an, B. I. W ebster, Jos. B a rto n , G. A. W righ t, W. T.
D odge, D. C. M orrill.

'

Report o f
F eb. 5.

R esources.

R eport of
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.
$49,084 08
9,725 00

244 69
10,000 00
•
D ue

from

o th er

banks

and

bankers

(n o t

937 37

79,016 00

TT

Q

o n il

M o fio n Q l

V ianlr

p n r i ’p n o v

14,877 00
680 00
1,791 60

\TioLrolG nn rl p p n t s
C hecks, cash Item s

.............................................
and in tern a l revenue

117 86
1,205 53
$167,679 13

L ia b ilities.^ ,
P a n ita l

«tnpk

R llfpltlS fu n d

n aid

in

$50,000 00

.......................................................................

U n d iv id ed profits,
in te r e st find
D iv id en d s npppirl

le ss cu rren t expenses,
pa i d
.........................

474 12

.....................................................
pnhjppf to phppk.............

81,513 30

ç<omin0T*iO1 1 pprtiflp^tps o f d p p o sit.......................

2,294 71

P nm înprpiql

d ^ p P S 'ts

D u e to banks and h a n k e rs......................................
Pprtifi^d olippks ............................................................
P a sh ip r’s ehpeks o u ts ta n d in g .................................

90

S a v in g s dp posits ..........................................................

1,795 06

S a y in g s pprtifipates o f d p p o sit..............................

31,601 04

N o te s a nd b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$167,679 13

STATE

BANKS

OF

31

MICHIGAN.

No. 163.
BLISSFIELD STATE BANK, BLISSFIELD.
O rganized M ay 31, 1893.

H. B. H athaway , P r e s i d e n t ; W illiam R o th fuss , V ic e P r e s i d e n t ; Ch a s . B. P h il l ip s ,
C a s h ie r ; L. H. R o t h fuss , A s s i s t a n t C a s h ie r .
D irectors.— Clias. B. P h illip s, G eorge F. Ford, A dam D reher, H. B. H a th a w a y W m. R o th fu ss.
R esources.

L oans an cl d is c o u n ts ..................................................
R onds

m o rtg a g es and s e c u r itie s .........................

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

$98,988 15

$84,654 81

$110,273 58

$116,591 64

44,600 00

68,195 54

70,036 09

85,786 09

1,310 35

343 22

1,546 04

153 44

5,432 65

5,432 65

5,432 65

5,432 65

2,317 35

2,317 35

2,317 35

2,317 35

513 86

513 86

513 86

22,683 18

62,182 55

43,897 61

26,128 83

T7. S. and X a tio n a l hank e n r re n e v .......................

6,352 00

8,635 00

6,915 00

9,432 00.

Gold c o in ...........................................................................

2,600 00

2,575 00

2,175 00

2,400 0(>

628 50

902 15

166 60

890 15

7 78

81 24

45 80

32 59

1,714 48

2,260 05

3,218 18

1,950 92

$186,634 44

$238,093 42

$246,537 76

$251,629 52

C ap ital sto ck paid i n ................................................

$20,000 00

$20,000 00

$20,000 00

$20,000 00

S u rp lu s fu n d ..............................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

3,500 00

4,000 00

4,000 00

4,000 OO

1,182 48

3,198 01

1,878 21

2,933 64

O v erd ra fts
R anking

......................................................................

hou se

............................................................

F u rn itu re and fix tu r e s ..........................................
o th e r reftl e sta te
.
........................................
D ue from o th er banks and bankers (n o t
]'P<3P|'yp c itie s )
- .....................................
Ij-pifpd

S ta te s

honds

One from hanks in reserve c it ie s ......................
O xchenge f 07* clea rin g h o u s e ................................

S ilv er

co in

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

O iv id en d s unpaid

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............

13,211 21

14,610 15

20,298 88

18,050 79

C om m ercial cer tific a te s o f d e p o s it.......................

51,957 53

68,371 56

68,475 82

64,589 05

96,783 22

127,913 70

131,884 85

142,056 04

$186,634 44

$238,093 42

$246,537 76

$251,629 52

D ue to hanks and h a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s check s o u tsta n d in g ..................: ............
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

32

STATE

BANKING

DEPARTMENT.

No. 221.
THE JIPSON-CARTER STATE BANK, BLISSFIELD.
O rganized F ebruary 27, 1901.

R ussel C. Carter, P r e s i d e n t ; A. D. E l l is , V i c e P r e s i d e n t ; Webster C. J ipson , C a s h i e r ;
J ames E. D ownen , A s s i s t a n t C a s h i e r .
D irectors.— A. D. E llis, C. E. H ow lan d , W. F. R odgers, J. C. I lo lt, W. C. Jipson,
J. E. D ow nen, R. C. Carter.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

Doan« and d is c o u n ts ..................................................

$70,794 81

$40,595 77

$60,015 34

$77,052 94

B onds, m o rtg a g es an d s e c u r itie s .........................

88,040 55

96,511 41

107,893 41

103,629 19

P rem iu m s paid on bonds
09 41

45 90

2,115 62

4,015 25

............................................................

5,410 85

5,416 85

5,416 85

5,416 85

and fix tu r e s .............................................

2,055 15

2,655 15

2,655 15

2,655 15

O v e r d r a fts

......................................................................

Banking' hou se
F u rn itu r e

Otbpr rpa 1 psfatp
D u e from oth er banks and bankers (n ot
vp^pryp pi tip s)
..................................................
TTnitpd

2,500 00

S ta tp s b o n d s. .
33,502 26

96,688 08

64,702 94

44,547 26

U . S. and N a tio n a l bank c u r re n c y .......................

5,599 00

8,643 00

8,979 00

8,569 00

G old c o in ...........................................................................

2,200 00

97 50

672 50

1,205 00

582 74

1,062 40

494 15

365 20

45 23

46 18

45 24

66 19

352 32

5,581 30

1,150 91

2,187 42

$209,858 32

$257,343 54

$254,141 11

$252,209 45

$25,000 00

$25,000 00

$25,000 00

$25,000 00

500 00

500 00

500 00

1,964 28

1,369 34

2,827 70

2,929 41

C om m ercial d ep o sits su b ject to c h e c k .............

20,275 46

29,137 33

21,718 82

20,352 19

C om m ercial cer tific a te s o f d e p o s it.......................

80,350 72

78,150 21

78,322 06

82,267 86

123,186 66

125,772 53

£>ue from banks in reserv e c it ie s .......................
Fxpbangp for cl pa rin g b o u s e ................................

S ilv e r

coin

...................................................................

N ic k e ls and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C a p ita l sto ck paid i n .............................................
S u rp lu s fu n d ............................................................
U n d iv id ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................
D iv id en d s unpaid

.............

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................

131,455 14
71,972 71

N o te s and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

....................................................... ..

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$209,858 32

$257,343 54

$254,141 11

$252,209 45

O rganized A pril 7, 1896.
J. B. Crawford, P r e s i d e n t :

W. O. Watson , V i c e P r e s i d e n t ; A lf F. Crawford, C a s h i e r ;
T hos . Crawford, A s s i s t a n t C a s h i e r .

D irectors.— Jam es B. C raw ford, W. O. W atson , L em uel W aggoner, George P. Young,
C. P eterm an, John M itchell, Jr., Jam es P. Gibbs, A lf. F. C raw ford, T hos. C raw ford.
R eport o f
Feb. 5.

R esources.

L oans and d is c o u n t s ..................................................
R onds

m o rtg a g es and s e c u r itie s .........................

$30,396 87

$37,144 83

$39,263 27

$40,276 16

14,793 50

15,446 00

15,986 00

18,242 50

36 66

125 62
1,219 40

1,219 40

1,219 40

and fix tu r e s .............................................

776 07

776 07

776 07

776 07

154 44

389 95

175 00

6,177 86

7,012 49

7,843 78

15,708 48

3,810 00

D ue from o th er
ppspvye c itie s )
U n ited

R eport of
D ec. 10.

1,219 40

......................................................................

hou se

F u rn itu re

R eport o f
Sept. 30.

............................................................

O v erd ra fts
R anking

R eport o f
Ju ly 15.

S ta te s

banks

and

bankers

(n ot

5 15

bonds

One from hanks in reserve c i t i e s ......................
FiXchange for clearing’ house
U. S. and N a tio n a l bank c u r r e n c y ......................

1,837 00

2,011 00

1,937 00

Gold c o in ...........................................................................

680 00

1,585 00

1,005 00

875 00

S ilv er

478 85

907 50

1,886 60

320 75

146 75

115 91

42 16

28 26

134 16

50 99

35 27

35 26

$56,831 56

$66,784 76

$70,169 55

$81,297 03

$15,000 00

$15,000 00

$15,000 00

$15,000 00

3,000 00

3,000 00

3,000 00

3,000 00

746 03

670 91

1,074 37

2,787 88

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash item s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C ap ital sto ck paid i n ...............................................
Su rp lus fu nd .................................................................
U n d ivid ed profits, less cu rren t expenses,
in ter e st and ta x e s p a id ........................................
D iv id en d s unpaid
C om m ercial d ep o sits su b ject to c h e ck .............

9,187 28

12,803 79

11,419 55

10,546 61

C om m ercial certifica tes o f d e p o s it.......................

28,898 25

35,310 06

39,675 63

49,962 54

$56,831 56

$66,784 76

$70,169 55

$81,297 03

One to banks and b a n k e rs......................................
Certified checks ............................................................
C a sh ier’s checks o u t s ta n d in g ................................
S a v in g s d ep o sits .........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
B ills payable
T o ta ls

.................................................................

......................................................................
0


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

34

STATE BANKING

DEPARTMENT.

No. 216.
BROWN CITY SAVINGS BANK, BROWN CITY.
O rganized June 9, 1899.
B. B. N oble, P r e s i d e n t ; J ames L. B enedict , V i c e P r e s i d e n t ; Charles N oble, C a s h i e r .

D irectors.— B. R. Noble, J. L. B en ed ict, C has. N oble, John P. N iggem an, Jr., F red J. B en ed ic t.
R esources.
R oans and d is c o u n ts ..................................................
R onds

m o rtg a g es and s e c u r itie s .........................

R eport of
Feb. 5.

R eport of
Ju ly 15.

Report o f
Sept. 30.

R eport o f
D ec. 10.

$70,174 76

$81,988 25

$85,441 09

$91,560 51

4,625 91

5,591 83

5,677 33

7,149 77

P rem iu m s paid on bonds
194 34

73 24

798 43

885 IT

............................................................

1,619 04

1,619 04

1,615 00

1,615 00

and fix tu r e s .............................................

1,636 75

1,636 75

1,950 00

1,950 00

O ther real e s t a t e . .......................................................
D ue from o th er banks and ban kers (n ot
reserv e c it ie s ) ............................................... ..

486 99

50 00

3,049 81

7,846 26

16,684 61

13,839 66

17,228 46

17,729 58.

IT. S. and N a tio n a l bank c u r r e n c y .......................

4,502 00

4,524 00

2,189 00

4,681 00

Gold c o in ................................................................. , . . .

1,950 00

2,305 00

1,640 00

2,170 00

733 55

855 85

752 35

743 35

49 96

140 12

147 93

125 41

286 45

210 14

33 32

502 88

$102,944 36

$112,833 88

$120,522 72

$136,958 93

$20,000 00

$20,000 00

$20,000 00

$20,000 00

750 00

1,000 00

1,000 00

1,250 0»

1,454 30

792 55

1,379 45

392 76

O v erd ra fts
R anking
F u rn itu re

U n ited

......................................................................

hou se

S ta te s b o n d s..................................................

D ue Prom banks in reserve c it ie s .......................
"Exchange fo r c lea rin g h o u s e .................................

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C apital stock paid i n ...............................................
Su rp lus fu nd .................................................................
U ndivided profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

....................................................

C om m ercial d ep o sits subject to c h e ck .............

21,673 71

18,320 41

19,134 29

39,891 25

C om m ercial certifica tes o f d e p o s it......................

57,267 88

66,223 70

71,260 25

68,587 58

1,798 47

1,497 22

2,748 73

6,837 34

5,000 00

5,000 00

$112,833 88

$120,522 72

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$102,944 36

$136,958 93

STATE

BANKS

OF

35

MICHIGAN.

No. 212.
THE BURR OAK STATE BANK, BURR OAK.
O rganized D ecem ber 21, 1898.

H enry P. H owry, P r e s i d e n t ; J ohn B. K eeslar , V i c e P r e s i d e n t ; J ackson S. S henem an ,
S e c o n d V i c e P r e s i d e n t ; H. C. K aas , C a s h i e r .
D irectors.— J. B. K eeslar, J S. Shenem an, H enry F. M ow ry, C. J. H olm es, M arshall F . Sm ith,
Wm. M allow , S. L. H agenbaugh.
R eport of
F eb. 5.

R esources.

Report o f
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$25,035 27

$26,507 90

$28,790 93

$32,727 15

B onds, m o rtg a g es and s e c u r itie s .........................

10,190 00

10,920 00

11,420 00

10,890 00

P rem iu m s paid on b o n d s........................................

111 33

111 33

111 33

111 33

52 43

30 71

387 01

581 96

B a n k in g house

1,727 10

1,727 10

1,727 10

1,727 10

F u rn itu r e and fix tu r e s .............................................

1,383 10

1,383 10

1,383 10

1,383 10

O v erd ra fts

......................................................................

Othpr rpfll psfflfp
D ue from o th er banks
rpsprvp pi tip s).

and

bankers

(n o t
46 18

TTnifpd S ta tp s bonds .
D ue from banks in reserve c it ie s ......................

10,710 77

5,542 58

Lxph a n gp for pi pa ring“ b o n sp .................................

7,712 11

4,693 39

37 39

U. S. and N a tio n a l bank c u r re n c y ......................

3,371 00

2,396 00

1,700 00

3,900 00

Gold c o in ...........................................................................

1,095 00

952 50

1,315 00

1,175 00

486 00

616 00

374 40

134 20

9 07

24 18

37 79

44 52

41 00

$54,215 59

$50,252 40

$55,042 34

$58,152 16

$15,000 00

$15,000 00

$15,000 00

$15,000 00

200 00

200 00

200 00

200 00

392 57

505 69

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................

16 13
812 80

L ia b ilitie s.
C apital stock paid i n ................................................
•
Su rp lus fu nd .......................................................
U nd ivid ed profits, le ss current exp en ses
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

250 70

.......................................................

90 00

C om m ercial d ep o sits subject to c h e ck .............

20,983 05

13,251 17

12,602 75

13,887 35

C om m ercial certifica tes o f d e p o s it.......................

17,549 97

21,295 54

27,239 59

28,814 11

$54,215 59

$50,252 40

$55,042 34

$58,152 16

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g .................................
S a v in g s d ep o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payable
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

36

STATE

BANKING

DEPARTMENT.

No. 181.
CADILLAC STATE BANK, CADILLAC.
O rganized October 30, 1895.
F. J. Cobbs , P r e s i d e n t ; S. W. K ramer, V i c e P r e s i d e n t ; H enry K nowlton, C a s h i e r .

D irectors.— S. W. K ram er, W. W. M itchell, F ran k J. Cobbs, W. W. Cumm er, D. F. D iggin s,
Fred L. Reed.
R esources.

Report of
Feb. 5.

R eport of
J uly 15.

R eport of
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$313,691 69

$376,192 58

$325,385 63

$327,231 90

B onds, m o rtg a g es and s e c u r itie s .........................

74,570 84

77,365 84

73,622 50

73,232 50

P rem iu m s paid on b o n d s........................................

775 00

775 00

775 00

775 00

O v erd ra fts

792 74

277 58

153 28

372 44

............................................................

2,800 00

4,012 09

7,110 67

11,595 38

F u rn itu r e and fix tu r e s .............................................

1,000 00

1,000 00

1,000 00

1,000 00

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserve c i t i e s ) . . .

123 45

123 45

123 45

123 45

82,842 38

65,037 18

U. S. and N a tio n a l bank cu rren cy . .....................

25,091 00

33,639 00

9,247 00

9,478 00

Gold c o in ...........................................................................

6,352 50

8,415 00

12,271 50

12,905 00

S ilv er

1,391 65

4,464 65

2,076 00

1,754 65

93 72

127 22

73 65

17 07

2,293 04

1,694 38

487 14

3,133 73

$511,818 01

$573,123 97

$531,142 21

$547,028 26

C a p ita l stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu nd ...............................................................
U n d iv id ed profits, less current exp en ses
in ter e st and ta x e s p a id ........................................

25,000 00

25,000 00

25,000 00

25,000 00

8 ,MS 87

14,756 07

16,283 36

16,284 96

.......................................................

60 00

150 00

C om m ercial d ep o sits subject to c h e c k .............

145,087 04

192,647 66

147,007 76

154,199 47

C om m ercial certifica tes o f d e p o s it.......................

199,707 19

208,741 94

206,416 20

207,080 90

83,249 91

81,828 30

86,434 89

94,462 93

$511,818 01

$573,123 97

$531,142 21

$547,028 26

B a n k in g

U n ited

......................................................................

hou se

S ta te s

b o n d s............................

D ue from banks in reserve c it ie s .......................

20,000 00

20,000 00

78,816 39

85,409 14

E x ch a n g e fo r clea rin g h o u s e .................................

coin

...................................................................

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier's checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o te s and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

.37

OF MICHIGAN.

No. 87.
MERCHANTS AND MINERS’ BANK, CALUMET.
O rganized A u g u st 7, 1873.

Ch a s . B riggs, P r e s i d e n t ; P eter R uppe , V i c e P r e s i d e n t ; S tephen
F. J. K ohlhaas , A s s i s t a n t C a s h i e r .

P aule , C a s h i e r ;

D irectors.— W. A. C hilds, C. W. N iles, P. Ruppe, John D uncan, C has. B riggs, P au l P. R oehm ,
E.

M. L ieblein.

R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

Report of
Sept. 30.

R eport o f
D ec. 10.

L ords Rnd d is c o u n ts ..................................................

$531,359 89

$571,235 86

$581,533 11

$576,744 36

B onds, m o rtg a g es and s e c u r itie s .........................

204,529 35

228,524 48

233,024 48

220,992 02

P rem iu m s paid on b o n d s........................................

174 32

174 32

174 32

174 32

1,122 91

1,303 31

806 92

852 53

O v erd ra fts

......................................................................

Tin n king house
fix tu r e s .............................................

5,574 00

5,956 00

6,008 50

6,008 50

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot
reserve c it ie s ) ...........................................................

12,972 19

10,100 59

7,600 59

7,600 59

1,042 38

2,401 23

2,226 42

4,377 16

449,402 44

466,786 24

366,603 74

319,328 80

U. S. and N a tio n a l bank c u r re n c y ......................

106,145 00

49,630 00

89,056 00

117,129 00

Gold c o in ...........................................................................

50,012 50

52,145 00

44,765 00

63,810 00

5,913 90

5,582 10

5,054 50

8,450 45

1,119 83

920 15

419 22

562 64

4,118 73

7,032 59

5,936 20

620 87

...................................................................... $1,373,487 44 $1,401,791 87 $1,343,209 00

$1,326,651 24

F u rn itu re

U nited

and

S ta te s b on d s. .

D ue from banks in reserve c it ie s ......................
E x ch a n g e fo r c lea rin g house

S ilv er

coin

»

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s amd in tern a l revenue
a cco u n t ...................... •................................................
T o ta ls

L ia b ilitie s.
C apital stock paid i n ...............................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

Su rp lus fund .................................................................
U n d ivid ed profits, less cu rren t expenses
in te r e st and ta x e s p a id ........................................

35,000 00

35,000 00

35,000 00

35,000 00

11,127 28

16,106 74

19,868 78

23,137 24

.......................................................

120 00

1,028 00

280 00

160 00

C om m ercial d ep o sits su b ject to c h e ck .............

1,222,631 29

378,660 03

334,402 09

443,273 87

C om m ercial certifica tes o f d e p o s it......................

3,227 25

1,304 06

920 41

805 27

D ue to banks and b a n k e rs......................................

1,381 62

155 82

2,993 89

2,517 05

S a v in g s d ep o sits ..........................................................

761,652 22

741,858 83

718,872 81

S a v in g s certifica tes o f d e p o s it..............................

107,885 00

107,885 00

2,885 00

...................................................................... $1,373,487 44 $1,401,791 87 $1,34.3,209 00

$1,326,651 24

D iv id en d s unpaid

C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g ................................

N o tes and b ills re-d isco u n te d ..............................
B ills payable

.................................................................
.

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

38

STATE

BANKING

DEPARTMENT.

No. 208.
CAPAC SAVINGS BANK, CAPAC.
O rganized Septem ber 8. 1898.

A. D. B ennett , P r e s i d e n t ; H. C. S iegel , V i c e P r e s i d e n t ; R. Morrison , J r., C a s h i e r .
D irectors.'— A. D. B en n ett, E. J. Buck, H erbert C. Siegel. W alter S h earsm ith , R. M orrisbn, Jr.
R esources.

R eport o f
Feb. 5.

R eport o f
Report of
Ju ly 15. ! Sept. 30.

R eport o f
D ec. 10.

$42,488 76

$51,175 40

$58,147 89

$63,087 27

m o rtg a g es and s e c u r itie s .........................

21,612 45

25,385 22

29,547 85

31,318 55

F u rn itu r e and fix tu r e s .............................................

1,316 64

1,422 33

1,422 33

1,422 33

^thc** real e sta te
...
._
D ue from o th er banks and bankers (n ot
reserv e c i t i e s ) ...........................................................

1,050 15

206 75

893 52

389 75

D oans anil d is c o u n ts ..................................................
D onds

81 09
U n ited

S ta te s

bonds

........................................

D ue from hanks in reserve c it ie s .......................

13,507 81

7,322 98

7,570 75

6,519 98

1,005 00

1,115 00

2,005 00

2,148 00

737 50

1,187 50

502 50

1,097 50

304 85

76 30

555 10

252 80

82 14

41 48

63 05

18 43

292 80

118 99

363 33

427 47

$82,398 10

$88,133 04

$101,071 32

$106,682 08

$20,000 00

$20,000 00

$20,000 00

$20,000 00

600 00

700 00

700 00

700 00

428 19

1,475 26

E x ch a n g e fo r clea rin g bouse
U

S and N a tio n a l bank c u r r e n c y .......................

Gold

c o in ...........................................................................

S ilv er

coin

...................................................................

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C apital stock paid i n .............................................
S u rp lu s fu nd .................................................................
U n d iv id ed profits, less cu rren t exp en ses
in ter e st and fa x e s p a id . .

52 23

.......................................................

94 00

301 00

37 00

34 00

C om m ercial d e p o sits subject, to c h e ck .............

13,065 90

7,318 73

11,916 44

12,929 16

8,704 28

14,176 95

18,920 52

20,692 98

39,881 69

45,636 36

49,069 17

50,850 68

$82,398 10

$88,133 04

$101,071 32

$106,682 08

D iv id en d s un paid

C om m ercial certifica tes o f d e p o s it..............
D ue to hanks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier's checks o u ts ta n d in g ................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
DMIs payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

39

MICHIGAN

No. 72.
THE STATE BANK OF CARSON CITY, CARSON CITY.
O rganized February 14, 1887.

J ohn W. II allett , P r e s i d e n t ; I rvin McCall, V i c e P r e s i d e n t ; E. C. Cum m ings , C a s h i e r ;
I ra Cum mings , A s s i s t a n t C a s h i e r .
D irectors.— Irv in M cCall, J. W. H a lle tt, F . C. C um m ings, John B oyer, Chas. C ross,
Ira C um m ings, G. H. P a tterso n .
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$69,367 31

$86,442 33

$88,209 38

$74,863 98

Ronds, m o rtg a g es and s e c u r itie s .........................

47,637 50

52,660 02

59,745 02

73,255 02

94 22

25 76

195 25

............................................................

4,700 00

4,700 00

4,700 00

4,700 00

and fix tu r e s .............................................

1,500 00

1.600 00

1,600 00

1,600 00

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

594 92

594 92

594 92

594 92

5,916 54

1,265 00

4,754 80

3,746 80

26,489 45

34,034 03

21,629 75

20,902 73

O v erd ra fts
B a n k in g
F u rn itu r e

U n ited

......................................................................

h ou se

S ta te s

b o n d s..................................................

D ue from banks in reserve c it ie s .......................
E x ch a n g e fo r clea rin g h o u s e ................................

622 04

U. S. and N a tio n a l banlc c u r r e n c y ......................

11,062 00

7,842 00

10,345 00

12,109 00

Gold c o in ...........................................................................

3,125 00

3,150 00

3,105 00

3,085 00

596 80

850 40

1,055 95

885 75

64 63

47 65

33 76

65 69

59 39

673 56

217 32

723 98

$171,207 76

$193,885 67

$196,808 19

$196,532 87

C apital sto ck paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s fu nd .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10.000 00

10,000 00

8,365 06

8,584 60

9,584 96

11,091 10

S ilv er

co in

...................................................................

N ick els and c e n t s .........................................................
C hecks, ca sh ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un p aid

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............

37,042 69

34,091 26

33,570 76

39,511 14

C om m ercial certifica tes o f d e p o s it.......................

90,800 01

116,209 81

118,652 47

110,930 63

$196,808 19

$196,532 87

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................

.......................

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$171,207 76

$193,885 67

40

STATE BANKING

DEPARTMENT.

No. 234.
EXCHANGE STATE BANK, CARSONVILLE.
O rganized June 20, 1901.

D avid Crorey., P r e s i d e n t ; D avid Chorey, J r., V ic e P r e s i d e n t ; W. J. McCaren , C a s h ie r ;
F rank Crorey, A s s i s t a n t C a s h ie r .
D irectors.— D a v id Crorey, D a v id Crorey, Jr., W. J. M cCaren, Jun e Crorey, E lle n M cCaren.
R eport o f
Feb. 5.

R esources.

L oans and d is c o u n t s ..
B onds, m o rtg a g es and s e c u r itie s ..

R eport of
Ju ly 15.

Report of
Sept. 30.

Report of
D ec. 10.

$27,660 41

$26,457 30

$29,911 85

5,468 93

6,893 93

9,617 38

P rem iu m s paid on bonds
O v erd ra fts
B a n k in g

......................................

hou se

..................................................

F u rn itu r e and fix tu r e s ............................
O ther real e s t a t e ............................
D ue from oth er banks and bankers
reserv e c it ie s ) ...........................
U n ited

S ta te s

505 73

2,077 17

64 22

1,500 00

1,500 00

1,500 00

150 00

150 00

150 00

28,174 47

24,212 70

28,519 48

1,041 00

2,140 00

1,861 00

900 00

400 00

400 00

466 60

469 25

289 85

17 94

22 65

22 95

9 05

82 18

751 26

$65,894 13

$64,405 18

$73,087 99

$20,000 00

$20,000 00

$20,000 00

733 85

1,042 80

473 IT

(n ot

b o n d s............................

D ue from banks in reserve c itie s . . . .
E x ch a n g e fo r clea rin g h o u s e .......................
U. S. and N a tio n a l bank c u r re n c y .......................
Gold

c o in .................................................................

S ilv er

coin

. . . ..................................................

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t .................................................
T o ta ls

.....................................................
L ia b ilitie s.

C apital stock paid i n ...................................
S u rp lus fu n d ...............................................
U nd ivid ed profits, less cu rren t exp en ses
in te r e st and ta x e s p a id ..............................
D iv id en d s un paid

1,238 67

..................................................

C om m ercial d ep o sits subject to c h e c k .............

14,770 14

12,781 58

20,808 50

C om m ercial certifica tes o f d e p o s it.......................

30,390 14

30,580 80

30,567 65

$65,894 13

$64,405 18

$73,087 99

D ue to banks and b a n k e rs......................................
C ertified checks ...................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d ep o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

................................................

.........................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

41

MICHIGAN.

No. 180.
STATE BANK OF CARSONVILLE, CARSONVILLE.
O rganized O ctober 17, 1895.

J oseph M. Gaige, P r e s i d e n t ; W i . H. A it k in , V i c e P r e s i d e n t ; A lla M. N il e s , C a s h i e r ;
L. A. Goodrum, A s s i s t a n t C a s h i e r .
D irectors.— Josep h M. Gaige, W m. H. A itk in . H a ttie C. A itk in , M ary C. R ichardson,
A lla M. N iles.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

Report of
Sept. 30.

Report o f
D ec. 10.

D oans and d is c o u n ts ..................................................

$74,902 05

$89,588 26

$91,769 05

$83,489 27

B onds, m o rtg a g es and s e c u r itie s .........................

7,327 03

11,300 19

10,713 17

14,193 55

P rem iu m s pair! on honrjs
1,078 22

143 24

1,159 75

4,878 09

............................................................

3,058 00

3,058 00

3,058 00

3,058 00

and fix tu r e s .............................................

1,553 56

1,553 56

1,553 56

1.553 56

O ther real e s t a t e ................................................, . . .
D ue from o th er banks and bankers (n ot
reserv e c it ie s ) ...........................................................

987 43

1,578 92

1,528 92

2,567 88

21 47

53 19

6,316 96

10,021 19

7,710 99

12,166 38

U. S. and N a tio n a l bank c u r r e n c y .......................

1,239 00

4,197 00

3,301 00

3,373 00

Gold

1,382 50

1,085 00

1,375 00

1,850 00

522 85

589 90

314 55

415 75

7 53

18 45

89 58

67 65

129 50

1,527 68

15 54

488 07

$98,526 10

$124,714 58

$122,589 11

$128,424 33

C apital stock paid i n ...............................................

$30,000 00

$30,000 00

$30,000 00

$30,000 00

S u rp lus fu nd .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in ter e st and ta x e s p a id ......................................

1,650 00

2,000 00

2,000 00

2,000 00

1,970 69

161 34

305 84

1,972 50

13,705 74

27,762 02

23,299 21

21,638 11

63,034 86

66,448 36

72,781 02

1,221 36

535 70

32 70

O v erd ra fts
B a n k in g
F u rn itu re

U n ited

......................................................................

hou se

323 13

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s ......................
E x ch a n g e fo r clea rin g h o u s e ................................

c o in ...........................................................................

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................

.

L ia b ilitie s.

D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e c k ............
C om m ercial certifica tes o f d e p o s it......................
D ue to banks and b a n k e rs......................................

5,361 18

C ertified checks ............................................................

535 00

C a sh ier’s checks o u t s ta n d in g ................................
S a v in g s d ep o sits

.........................................................

S a v in g s certifica tes o f d e p o s it..............................

4

45,838 49

N o tes and b ills r e-d isco u n te d ..............................
B ills payable
T o ta ls

.................................................................

...............................................................

0


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$98,526 10

$124,714 58

$122,589 11

$128,424 33

42

STATE BANKING

DEPARTMENT.

No. 218.
EATON COUNTY SAVINGS BANK, CHARLOTTE.
O rganized A u g u st 14, 1899.
E. T. Church , P r e s i d e n t ; A. D. B aughman , V ic e P r e s i d e n t ; II. K. J enning s , C a s h i e r .

D irectors.— E. T. C hurch, A. D. B aughm an. H. G. B arber, E. X. E ly, W. B. O tto,
A lbert E. M urray, H. K. Jen n in gs.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$24,343 92

$29,439 05

$27,939 05

$25,989 05

Ronds, m nrtgagos and s e c u r itie s .........................

41,832 50

50,918 00

52,623 00

53,597 00

7,828 83

7,420 25

6,995 97

9,003 68

P rem iu m s paid on bonds
O v erd ra fts
R anking

bonse

F u rn itu r e and

............................................................
fix tu r e s .............................................

O ther real e s t a t e ..........................................................
D ue from oth er banks and bankers (n o t
reserve c it ie s ) ...........................................................
U n ited

S ta te s

152 84

b o n d s..................................................

D ue from banks in reserve c it ie s .......................

G,S21 47

6,989 66

E x ch a n g e for clea rin g h o u s e .................................
U. S. and N a tio n a l bank c u r r e n c y .......................

1,950 00

1,950 00

1,950 00

1,950 00

G old

1,000 00

2,700 00

2,700 00

2,700 00

....................................................................

45 00

45 00

45 00

45 00

N ick els and c e n t s ..........................................................
C hecks, cash item s and in ter n a l revenue
a cco u n t ........................................................................

5 00

5 00

5 00

5 00

$76,150 73

$92,046 71

$100,086 85

$100,709 98

C a p ita l stock paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s fu nd .................................................................
U n d iv id ed profits, less cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

500 00

700 00

700 00

700 00

587 59

263 75

655 82

1,325 56

162 00

21 00

15 00

c o in ...........................................................................

S ilv e r

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e c k .............
C om m ercial certifica tes o f d e p o s it.......................
D ue to banks a nd b a n k e rs......................................

247 31

C ertified checks ............................................................
C ash ier's check s o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................

50,063 14

65,673 65

73,710 03

73,669 42

$76,150 73

$92,046 71

$100,086 85

$100,709 98

S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

43

MICHIGAN.

No. 67.
CHELSEA SAVINGS BANK, CHELSEA.
O rganized J a n u a ry 30, 1882.

W m . J. K napp , P r e s i d e n t ; T h o s . S. S ears , V i c e P r e s i d e n t ; T heo . E. Wood, A s s i s t a n t C a s h i e r .
D irectors.— John R. G ates. F rank P. G lazier, Wm. J. Knapp, H. M. W oods, Jas. L. B abcock,
T hos. S. Sears, W illiam ' P. Schenk. V. D. H in d elan g, Geo. W. P alm er.
R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

Report o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$118,940 14

$132,805 95

$123,584 91

$142,713 70

B onds, m o rtg a g es and s e c u r itie s .........................

151,450 65

166,566 64

173,311 20

169,961 26

R eport o f
D ec. 10.

P rem iu m s paid on b on ds. . .
O v erd ra fts

...................................
............................................................

4,000 00

4,000 00

4,000 00

4,000 00

F u rn itu r e and fix tu r e s .............................................

2,029 00

2,046 50

2,055 91

2,071 41

O th er real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

2,550 00

2,550 00

2,550 00

2,550 00

D ue from banks in reserve c it ie s ......................

45,043 42

45,483 52

29,457 29

33,700 70

E x ch a n g e fo r clea rin g h o u s e ................................

287 40

603 85

101 28

243 21

U . S. and N a tio n a l bank c u r r e n c y .......................

5,750 00

5,955 00

6,420 00

6,513 00

G old c o in ...........................................................................

5,355 00

6,350 00

6,140 00

6,080 00

S ilv er

1,763 50

1,286 25

1,308 50

1,212 25

270 01

201 94

249 60

323 95

903 52

404 05

666 69

623 39

$338,342 64

$368,253 70

$349,845 38

$369,992 87

C a p ita l sto ck paid i n ................................................

$60,000 00

$60,000 00

$60,000 00

$60,000 00

S u rp lu s fu nd .................................................................
U n d ivid ed profits, less cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

8,807 00

9,222 00

9,222 00

9,222 00

3,882 53

3,339 58

5,430 41

8,353 83

.......................................................

246 00

361 00

136 00

61 00

C om m ercial d ep o sits su b ject to c h e ck .............

48,266 82

70,583 41

49,096 39

56,259 08

C om m ercial cer tific a te s o f d e p o s it......................

66,936 53

61,294 77

61,142 42

64,765 46

B a n k in g

U n ited

hou se

S ta te s b o n d s..................................................

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier's check s o u ts ta n d in g .................................
S a v in g s d e p o sits .........................................................

49,455 27

61,257 06

68,416 03

74,509 01

S a v in g s certifica tes o f d e p o s it..............................

100,748 49

102,195 88

96,402 13

96,822 49

$338,342 64

$368,253 70

$349,845 38

$369,992 87

N o tes and b ills re-d isco u n te d ..............................
B ills payable
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

44

STATE

BANKING DEPARTMENT.
No. 203.

THE KEMPF COMMERCIAL AND SAVINGS BANK, CHELSEA.
O rganized J an u ary 14, 1898.

H armon S. H olmes, P r e s i d e n t ; Ch a s . H. K e m p f , V i c e P r e s i d e n t ; J. A. P almer , C a s h i e r ;
Geo. A. B egole, A s s i s t a n t C a s h i e r .
D irectors.— R euben K em pf, C harles H. K em pf, H. S. H olm es, C. K lein, R. S. A rm stron g,
Geo. A. B egole, E dw ard V ogel.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

Tjoans and d is c o u n ts ..................................................

$63,814 18

$66,369 47

$61,417 29

$50,713 46

R onds

m o rtg a g es and s e c u r itie s .........................

170,799 02

187,904 84

202,174 84

214,464 65

P rem iu m s paid on b o n d s........................................

398 75

348 75

348 75

348 75

O verd rafts

187 34

578 70

105 86

353 28

......................................................................

h ou se

............................................................

7,500 00

7.500 00

7.500 00

7.500 00

and

fix tu r e s .............................................

2,000 00

1.500 00

1.500 00

1.500 00

O ther real e s t a t e ..........................................................
D ue from o th er banks and bankers (n o t
reserve c it ie s ) ...........................................................

25,550 00

R anking
F u rn itu re

11,880 00

17,500 00

17,500 00

S ta te s b o n d s ..................................................

5,500 00

5,500 00

5,500 00

5,500 00

D ue from banks in reserve c it ie s .......................

43,380 08

38,060 69

44,461 63

46,797 76

U n ited

E x ch a n g e fo r clea rin g h o u s e .................................
U. S. and N a tio n a l bank c u r r e n c y .......................

4,929 00

4,802 00

4,082 00

4,086 00

Gold c o in ...................................................................... .. .

5,225 00

5,035 00

5,460 00

5,900 00

S ilv er

2,289 83

2,087 40

2,240 45

2,668 95

183 43

249 02

201 34

186 12

158 57

339 27

283 03

402 83

$318,245 20

$337,775 14

$352,775 19

$365,971 80

C apital stock paid i n ................................................

$40,000 00

$40,000 00

$40,000 00

$40,000 00

S u rp lus fu nd ...............................................................
U ndivided profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

2,500 00

3,000 00

3,000 00

3,000 00

2,336 33

5,071 20

3,770 57

coin

...................................................................

N ick els and c e n t s ..........................................................
C hecks, cash item s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

...................................................................
L ia b ilitie s.

D iv id en d s unpaid

2,816 87

.

.......................................................

31 50

C om m ercial d ep o sits su b ject to c h e c k ............

50,412 55

42,982 20

53,597 64

62,802 22

C om m ercial certifica tes o f d e p o s it.......................

17,895 18

* 21,326 27

22,691 27

23,318 62

.........................................................

186,862 99

213,958 23

213,647 97

217,323 28

S a v in g s certifica tes o f d e p o s it..............................

17,726 11

14,052 11

14,767 11

15,757 11

$318,245 20

$337,775 14

$352,775 19

$365,971 80

120 00

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d ep o sits

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

45

MICHIGAN.

No. 235.
THE CHESANING STATE BANK, CHESANING.
O rganized Jun e 22, 1901.

B. G. Coryell, P r e s i d e n t ; O. D. Chapm an , V ic e P r e s i d e n t ; A. D. A gnew , S e c o n d
P r e s i d e n t ; F. A. Greenfelder , C a s h ie r ; F. A. Chapm an , A s s i s t a n t C a s h ie r .

V ic e

D irectors.— B. G. C oryell, O. D. Chapm an, F. A. G reenfelder, A. D. A gnew , G. M. P eet,
A. C antw ell,

M. L. P a rsh a ll.
Report o f
Feb. 5.

R esources.

R eport o f
Ju ly 15.

L oans and d is c o u n ts ..................................................
B onds, m ortgages and s e c u r itie s ...............

Report of
Sept. 30.

R eport of
D ec. 10.

$95,682 85

$139,901 12

$139,203 35

12,720 00

13,395 00

13,095 00

1,019 69

368 17

1,100 00

1,100 00

1,100 00

5,859 90

1,576 00

309 05

35,448 81

13,903 83

39,437 92

P rem iu m s paid on b o n d s........................................
O v erd ra fts
B a n k in g

......................................................................

hou se

F u rn itu re

.........................................................

and fix tu r e s ...................................

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot
reserve c it ie s ) ...........................................................
C urrent exp en ses
U n ited

S ta te s

.......................................................

226 20

b o n d s..................................................

D ue from banks in reserve c it ie s .............
E xch an ge for clea rin g h o u se ................................

10,010 00

5,504 00

12,147 00

Gold c o in ..............................................................

IT. S. and N a tio n a l bank c u r r e n c y .............

1,000 00

400 00

290 00

S ilv er

...............................................

1,400 00

480 00

945 00

N ick els and c e n ts ............................
Checks, cash item s and in tern a l
a cco u n t .........................

103 00

49 00

102 00

312 66

449 18

583 88

$163,863 42

$177,777 82

$207,581 37

$24,300 00

$25,000 00

$25,000 00

969 83

1,835 61

coin

•

revenue
'

T o ta ls

......................................
^Liabilities.

C apital stock paid in . .
S u ro lu s fu nd ................................................
U nd ivid ed profits, less current expenses,
in te r e st and ta x e s p a id ..............................
D iv id en d s un paid

.............................................

C om m ercial d ep o sits su b ject to check
C om m ercial certifica tes o f d ep o sit

34,922 20

44,265 35

52,751 47

104,641 22

107,542 64

127,994 29

$163,863 42

$177,777 82

$207,581 37

D ue to banks and b a n k e rs.....................................
C ertified checks ...............................................
C a sh ier’s checks o u ts ta n d in g .............
S a v in g s d ep o sits ..............................
S a v in g s certifica tes o f d e p o sit. .
N o tes and

b ills re-discounted

B ills payable
T o ta ls

.............................................

...............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

46

STATE BANKING

DEPARTMENT.

No. 118.
CLARE COUNTY SAVINGS BANK, CLARE.
O rganized Jun e 23, 1891.
C. W. P erky, P r e s i d e n t ; W. W orse y, V i c e P r e s i d e n t ; C. H. S utherland , C a s h i e r .

D irectors.— C. H. S u th erla n d , Win. W olsey, C. W. P erry, It. H . Jenney, L ou is W iesm an.
R esources.

R eport of
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$07,716 28

$69,477 90

$67,730 91

$64,936 33

B onds, m o rtg a g es and s e c u r itie s .........................

33,892 04

39,026 04

43,046 04

39,572 76

P rem iu m s paid on b o n d s........................................
956 03

196 33

210 37

57 99

............................................................

5,500 00

5,500 00

5,500 00

5,500 00

and fix tu r e s .............................................

1,200 00

1,200 00

1,200 00

1,200 00

O ther real e s t a t e ..........................................................
D ue from o th er banks and ban kers (n ot
reserv e c it ie s ) ...........................................................

208 60

27 50

276 29

444 97

46,178 09

31,664 19

31,438 47

46,652 82

U. S. and N a tio n a l bank c u r r e n c y .......................

2,922 00

5,803 00

4,560 00

3,427 00

Gold c o in ...........................................................................

940 00

905 00

1,315 00

1,385 00

....................................................................

1,151 70

1,234 55

1,358 45

1,129 00

N ick els and c e n t s .........................................................
C hecks, cash item s and in ter n a l revenue
a cco u n t ........................................................................

71 08

156 28

115 50

165 95

1,156 .32

548 21

1,323 27

1,053 32

«lññ.739 00

$158,074 30

$165,525 14

$20,000 00

$20,000 00

$20,000 00

$20,000 00

7,000 00

7,000 00

7.000 00

7,0C0 00

947 20

242 37

1,275 22

2,050 18

.......................................................

135 00

50 00

C om m ercial d ep o sits subject to c h e c k .............

61,611 11

55,861 85

58,112 36

57,357 44

S a v in g s d e p o sits ..........................................................

36,475 65

36,462 40

35,709 81

39,081 87

S a v in g s certifica tes o f d e p o s it..............................

35,223 18

36,122 38

35,976 91

40,035 65

O verd rafts
B a n k in g

hou se

F u rn itu re

U n ited

......................................................................

S ta te s b o n d s ..................................................

D ue from banks in reserve c it ie s .......................
E x ch a n g e fo r clea rin g h o u s e .................................

S ilv er

coin

T o ta ls

......................................................................

$161. .392 14
!

L ia b ilitie s.
C apital stock paid i n .............................................
Su rp lus fu nd .................................................................
U n d iv id ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

C om m ercial cer tific a te s o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g .................................

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le

.................................................................
-

T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$101,392 14

$155,739 00

$158,074 30

$165,525 14

STATE

BANKS

OF

MICHIGAN.

47

No. 104.
BRANCH COUNTY SAYINGS BANK, COLDWATER.
O rganized O ctober 14, 1890.
B. S. S pofford, P r e s i d e n t ; F. L. B urdick , V i c e P r e s i d e n t ; C. T. Gilbert , C a s h i e r .

D irectors.— C. T. G ilbert, B. S. Spofford, G. W. Van A ken, N. A. R eynolds, F. L. B urdick,
B. It. M oore, A lfred M ilnes, S. H. Ciizbe, N. B ald w in .
R esources.

Report o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

•Loans and d is c o u n ts ..................................................

$147,467 57

$162,309 93

$166,934 91

$164,020 10

B onds, m o rtg a g es and s e c u r itie s .........................

154,892 86

147,993 71

140,836 68

137,589 76

944 99

1,044 05

1,492 96

2,080 16-

1,400 00

1,400 00

1,400 00

1,400 00

54,495 47

54,438 63

81,196 94

R eport of
D ec. 10.

P rem iu m s paid on b o n d s........................................
O v erd ra fts
B a n k in g

......................................................................

hou se

F u rn itu re

............................................................

and fix tu r e s .............................................

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot
reserv e c it ie s ) ...........................................................
U n ited

S ta te s

b o n d s..................................................

D ue from banks in reserve c it ie s ......................

59,871 89

E x ch a n g e fo r clea rin g h o u se .................................

........................

U. S. and N a tio n a l bank c u r re n c y .......................

9,859 00

11,663 00

15,493 00

Gold c o in ...........................................................................

10,845 00

10,650 00

6,027 50

494 55

814 95

1,234 15

102 15 -

36 15

83 26

123 91

141 00

39 12

1,307 69

213 81

$386,019 01

$390,446 38

$389,248 78

$406,515 99

C ap ital stock paid i n ...............................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

Su rp lus fu nd .................................................................
U ndivided profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

1,994 32

2,270 96

3,146 79

6,030 18

.......................................................

85 00

105 00

C om m ercial d ep o sits subject to c h e c k .............

54,125 10

45,793 30

35,018 08

39.190 46

C om m ercial certifica tes o f d e p o s it.......................

64,951 51

67,707 04

80,554 33

88,683 52-

204,863 08

214,570 08

210,529 58

212,611 83

$386,019 01

$390,446 38

$3*9,248 78

$406,515 99-

S ilv er

coin

............................................................

N ick els and c e n t s ........................................ .................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................

14,108 00>
.

5,095 00
688 25-

L ia b ilitie s.

D iv id en d s un paid

D ue to banks and b a n k e rs......................................
C ertified checks .............................................
C a sh ier’s checks o u ts ta n d in g ....................
S a v in g s d ep o sits

.........................................................

S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

48

STATE

BANKING DEPARTMENT.
No. 32.

FARMERS’ STATE BANK, CONCORD.
O rganized N ovem ber 20, 1886.

W illiam D. Chapple , P r e s i d e n t ; C. Y oung, V i c e P r e s i d e n t ; P ercy E. Chapple , C a s h i e r .
D irectors.— W. D. Chapple, W. H. M agel, P. E. C happle, C. Y oung, H. E rw in D ew ey,
F.

P. D ann, A. S. W olcott.

R esources.

R eport of
F eb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

$52,367 25

$39,956 14

$43,733 48

$49,065 94

m o rtg a g es and s e c u r itie s .........................

47,277 50

49,552 50

48,452 50

48,362 50

P rem iu m s paid on b o n d s........................................

1,302 32

1,110 13

1,110 13

1,097 13

234 13

316 51

156 19

60 93

............................................................

2,875 00

3,000 00

3,000 00

3,000 00

and fix tu r e s .............................................

1,700 00

1,700 00

1,700 00

1,700 00

448 92

' 451 77

26,300 07

47,859 45

28,955 70

21,855 52

TT. S. and N a tio n a l bank c u r re n c y .......................

3,210 00

3,982 00

3,845 00

3,310 00

Gold

3,075 00

3,627 50

3,027 50

3,140 00

....................................................................

680 00

372 00

434 50

489 75

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

2 65

3 71

24 03

27 29

130 00

26 51

6 23

$139,472 84

$152,061 71

$134,465 54

$132,115 29

C a p ita l stock paid i n ................................................

$35,000 00

$35,000 00

$25,000 00

$25,000 00

S u rp lu s fu nd .................................................................
U n d ivid ed profits, le ss current ex p en ses
in te r e st and ta x e s p a id ........................................

4,000 00

4,200 00

4,200 00

4,200 00

270 91

326 17

108 25

334 85

.......................................................

228 00

327 00

30 00

C om m ercial d e p o sits su b iect to c h e c k .............

30,080 08

35,789 64

21,509 06

20,273 30

C om m ercial certifica tes o f d e p o s it.......................

69,893 85

7,871 06

8,497 38

6,317 92

L oans and d is c o u n ts ..................................................
R onds

O v erd ra fts
B a n k in g

......................................................................

hou se

F u rn itu re

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
c it ie s ) ............................................................
F x p en se s and in ter e st p a id ...................................
U nited

S ta te s bonds ................................................

One from banks in reserve c i t i e s .......................
F x c h a n g e fo r clea rin g b o u s e .................................

c o in ...........................................................................

S ilv er

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................

•

S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................

68,547 84

75,120 85

75,989 22

$152,061 71

$134,465 54

$132,115 29

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.............................. *................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$139,472 84

STATE

BANKS

OF

49

MICHIGAN.

No. 174.
COMMERCIAL STATE BANK OF CONSTANTINE, CONSTANTINE.
O rganized A u g u st 1, 1894.

S amuel Gibson , P r e s i d e n t ; J ohn B. George, V ic e P r e s i d e n t ; J ames A. Marsh , C a s h ie r ;
D. E. W ilson , A s s i s t a n t C a s h ie r .
D irectors.— D a v id E. W ilson, J. B. George, A. B. George, S. Gibson, W illiam B urger, C. M.
B urger, L. A. M elcher, John B lue, J. W elborn, C. E. H agenbuch, I. N. L ash, Jam es A.
M arsh.
R esources.

R eport o f
Feb. 5.

L oans and d is c o u n ts ..................................................

$101,851 92

$95,999 70

$97,142 00

$107,900 48

B onds, m ortgages and s e c u r itie s .........................

38,595 88

40,722 GO

45,380 01

46,373 01

Report o f
Ju ly 15.

R eport of
Sept. 30.

P rem iu m s paid on b o n d s........................................
O v erd ra fts

......................................................................

R eport of
D ee. 10.

......
1,007 30

348 36

496 90

395 33

............................................................

4,157 27

4,157 27

4,157 27

4,157 27

F u rn itu re and fix tu r e s .............................................

1,737 52

1,787 52

1,787 52

1,787 52

12,159 10

30,464 58

B a n k in g

hou se

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
U n ited

...............

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................

51,793 29

41,379 41

...............

E xch a n g e fo r c lea rin g h o u s e ................................
IT. S. and N a tio n a l bank c u r re n c y .......................

1,912 00

5,215 00

1,524 00

2,985 00

Gold

3,182 50

3,382 50

3,715 00

3,735 00

015 15

343 40

143 05

441 75

01 20

20 55

32 53

7 82

398 48

550 20

47 00

544 46

$105,788 44

$188,997 74

$206,274 57

$209,707 05

C apital stock paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

Su rp lus fu nd .................................................................
U ndivided profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

5,554 80

3,442 91

9,4f4 93

10,819 11

c o in ...........................................................................

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid
C om m ercial d ep o sits su b iect to c h e ck .............

33,314 15

35,024 52

37,090 02

41,213 98

C om m ercial certifica tes o f d e p o s it......................

91,919 43

110,530 31

124,719 02

122,673 90

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
Cashier's? checks? o u tsta n d in g “.................................

...............

S a v in g s d e p o sits .........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................

7


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$105,788 44

$188,997 74

$200,274 57

$209,707 05

50

STATE BANKING

DEPARTMENT.

No. 173.
FIRST STATE BANK OF CONSTANTINE, CONSTANTINE.
O rganized Jun e 28, 1894.
S. B. H agenbuch , P r e s i d e n t ; E dw in W . K eightley , V i c e P r e s i d e n t ; W. W. II arvey, C a s h i e r ;

George Crossett H arvey, A s s i s t a n t C a s h i e r .

D irectors.— J. M ark H a rvey, W. W . H arvey, S. B. H agenbuch, D. S. C rossett, E d w in W.
K e ig h tley , George C ro ssett H a rvey, J. M. H arvey, Jr.
Report o f
F eb . 5.

R esources.

L oans am i d is c o u n ts ..................................................
B onds

m o rtg a g es and seen p i t i e s . ............... .. . .

R eport of | R eport o f
Ju ly 15.
Sept. 30.

R eport of
D ec. 10.

$75,411 81

$66,760 09

$65,487 19

$69,364 33

27,476 35

24,655 35

25,710 35

25,774 35

........................................

2,689 30

626 46

1,115 31

414 47

. ....................................................

5,300 00

5,300 00

5,300 00

5,300 00

383 80

30 00

D ue from banks in reserve c it ie s .......................

4,802 81

9,745 74

9,339 59

23,325 57

U

1,985 00

3,550 00

........................
1,895 00

2,825 00

......................................................................

5,000 00

4,000 00

4,000 00

4,000 00

..............................................................

300 00

450 00

350 00

500 00

NJickels anil c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

125 30

201 60

145 41

229 48

286 54

1,004 53

444 28

646 24

$123,760 91

$116,323 77

$113,787 13

$132,379 44

C apital stock paid i n ................................................

$30,000 00

$30,000 00

$30,000 00

$30,000 00

Su rp lus fund .................................................................
U n d iv id ed profits, less current expenses,
in ter e st and ta x e s p a id ........................................

1,800 00

2,000 00

2,000 00

2,000 00

81 46

1,068 89

735 76

597 58

20,326 03

17,409 03

12,804 64

20,617 41

62,553 42

65,845 85

68,246 73

72,164 45

O yerd^afts
B a n k in g

DueC from
U n ited

...

lion so

oth er

S ta te s

banks

bonds

and

bankers

(n ot

........................................

S and N a tio n a l bank c u r r e n c y .......................

C old coin
coin

T o ta ls

....................................................................
L ia b ilitie s.

D iv id en d s unpaid

.......................................................

Com m ercial d ep o sits su b ject to c h e ck .............
Com m ercial cer tific a te s o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
Certified checks ............................................................
C ash ier's checks o u ts ta n d in g ................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

9,000 00

......................................................................

$123,760 91


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

7,000 00

1

$116,323 77

$113,787 13

$132,379 44

STATE

BANKS

OF

MICHIGAN.

51

No. 183.
SANILAC COUNTY STATE BANK, CROSWELL.
O rganized D ecem ber 26, 1895.

B. R. N oble,

P r e s i d e n t ; R obert Gray, V ic e P r e s i d e n t ; J ohn P. N iggeman , J r ., C a s h ie r ;
W. Ca l k in s , A s s i s t a n t C a s h ie r .

D irectors.— B. R. N oble. John P. N iggem an, Jr., R obert Gray,' D ou gal M cN air, C. W. Jackson.
R esources.

L oan s and d is c o u n ts ...............................................

Report o f
Feb. 5.
$92,602 34

R eport o f
Ju ly 15.

R eport of
Sept. 30.

$106,659 04

$116,397 37

R eport o f
D ec. 10.
$125,173 37

B onds, m o rtg a g es and s e c u r itie s ......................
P rem iu m s paid on b o n d s........................................
O v erd ra fts

......................................................................

1,067 62

496 54

974 78

511 03

............................................................

2,590 00

2,590 00

2,590 00

2,590 00

F u rn itu re and fix tu r e s .............................................

2,760 00

2,760 00

2,760 00

2,760 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (no)
reserv e c it ie s ) ..........................................

1,600 00

1,600 00

1,600 00

1,575 00

7 71

651 81

629 85

B a n k in g

U n ited

hou se

S ta te s

b o n d s..................................................

D ue from banks in reserve c it ie s ......................

33,655 11

39,967 78

32,897 93

37,105 43

E xch a n g e fo r c lea rin g h o u s e ................................

773 09

135 06

549 38

2,107 98

U. S. and N a tio n a l bank c u r re n c y ......................

7,546 00

10,269 00

10,650 00

8,350 OO

Gold c o in ..............................................................

1,605 50

1,625 50

1,585 50

1,727 50

410 00

584 75

675 00

665 40

85 03

106 31

150 40

98 20

135 40

89 05

80 50

10 00

$144,830 09

$166,890 74

$171,562 67

$183,303 76

$30,000 00

$30,000 00

$30,000 00

$30,000 00

4,200 00

4,700 00

4,700 00

5,100 00

2,132 41

827 09

1,853 64

705 01

S ilv er

coin

.....................................................

N ick els and c e n t s ..........................................
C hecks, cash item s and in tern a l revenue
a cco u n t ..." .............................................
T o ta ls

.............................................

L ia b ilitie s.
C ap ital stock paid i n ................................
Su rp lus fu nd ........................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ............................
D iv id en d s un p aid

.....................................

.............

C om m ercial d ep o sits subject to c h e ck .............

36,506 75

37,928 89

39,768 12

46,186 18

C om m ercial certifica tes o f d e p o s it.......................

57,592 90

74,552 74

82,547 77

91,152 12

539 25

690 15

13,858 78

18,191 87

12,693 14

8,495 00

T o ta ls ................................................
$144,830 09
_________________ ________________________________

$166,890 74

$171,562 67

$183,303 76

D ue to banks and b a n k e rs.................................

1,665 45

C ertified checks .................................
C ash ier’s checks o u tsta n d in g ............................
S a v in g s d e p o sits ......................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le

......................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

52

STATE

BANKING

DEPARTMENT.

No. .182.
STATE BANK OF CROSWELL, CROSWELL.
O rganized D ecem ber 4, 1895.

J oseph M. Gaige , P r e s i d e n t ; Wir. H. A it k in , V ic e P r e s i d e n t ; F rank J. B attersbee , C a s h i e r ;
M. H. A it k in , A s s i s t a n t C a s h ie r .
D irectors.— Josep h M. Gaige, Wm. H. A itk in . H. C. A itk in , M. C. R ichardson,
John II. R ichardson.
Report of
Feb. 5.

R esources.

R eport of
J u ly 15.

Report of
Sept. 30.

R eport of
D ec. 10.

L oan s and d is c o u n ts ..................................................

$54,694 32

$60,409 66

$66,433 31

$74,128 75

B onds, m o rtg a g es and s e c u r itie s .........................

11,700 00

13,898 00

12,823 00

10,920 00

1,262 80

989 20

569 14

3,670 54

............................................................

2,050 00

2,100 00

2,100 00

2,100 00

and fix tu r e s .............................................

752 40

957 81

957 81

957 81

5,221 27

2,116 59

2,219 33

O v erd ra fts
B a n k in g
F u rn itu re
D ue

......................................................................

hou se

from

o th er

banks

and

bankers

(n o t

163 88

D ue from banks in reserve c it ie s .......................

17,917 06

17,392 63

7,602 09

E x ch a n g e fo r c le a rin g h o u s e ................................

392 68

557 71

221 69

673 92

U. S. and N a tio n a l bank c u r r e n c y .......................

1,293 00

4,255 00

1,516 00

3,060 00

534 60

359 95

629 60

484 65

32 53

10 02

35 69

32 31

86 92

20 00

71 52

9 55

$96,116 46

$103,066 57

$95,179 18

$108,596 07

C apital stock paid i n ................................................

$20,000 00

$20,000 00

$20,000 00

$20,000 00

S u rp lu s fu n d .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ............................

2,550 00

2,550 00

2,550 00

2,550 00

1,664 41

1,835 06

2,552 77

Oold

c o in ...........................................................................

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenu e
a cco u n t ........................................................................
T o ta ls

......................................................................

12,558 54

15 00

L ia b ilitie s.

D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e c k .............

38,478 25

38,090 99

32,107 53

37,212 72

C om m ercial certifica tes o f d e p o s it.......................

35,088 21

40,761 17

38,686 59

45,759 38

D ue to banks and b a n k e rs..............................

521 20

C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g ................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$96,116 46

$103,066 57

$95,179 18

$108,596 07

STATE

BANKS

OF

53

MICHIGAN.

No. 176.
DAVISON STATE BANK, DAVISON.
O rganized D ecem ber 28, 1894.

A. B. Cullen , P r e s i d e n t ; I srael H ill , V ic e P r e s i d e n t ; W. G. B illing s , C a s h ie r ;
M. A. McB ratney , A s s i s t a n t C a s h ie r .
D irectors.— A. B. C ullen, Isra el H ill, J. H. B axter. C harles B lackm ore, J. F. C artw righ t,
Su san M. C a rtw righ t, Geo. L each, F. H . Jaques, S. II. B illin g s.
R eport o f
Feb. 5.

R esources.

R eport o f
Ju ly 15.

R eport o f ! R eport o f
Sept. 30.
D ec. 10.

L oans and d is c o u n ts ..................................................

$38,054 31

$42,504 31

$34,926 78

$42,983 99

R onds, m o rtg a g es and s e c u r itie s .........................

17,399 15

31,026 55

32,101 55

35,425 50

O v erd ra fts
B a n k in g

......................................................................

hou se

F u rn itu re

............................................................

and fix tu r e s .............

.......................

1,538 72

319 21

208 67

592 96

0,900 00

6,900 00

0,900 00

6,850 00

1,350 00

1,350 00

1,350 00

1,350 00

356 42

1,872 05

1,919 13

4,549 41

2,266 44

7,944 81

3,319 87

2,699 00

....

O th er real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

1,531 24

Stock a ssig n ed to h a n k .............................................

1,000 00

U n ited

S ta te s

b o n d s..................................................

D ue from banks in reserv e c it ie s .......................
E x ch a n g e for clea rin g h o u s e ................................
U. S. and N a tio n a l bank c u r re n c y .......................

4,089 00

5,520 00

3,220 00

Gold c o in ...........................................................................

400 00

500 00

510 00

605 00

S ilv er

781 05

557 85

1,281 80

803 90

coin

...................................................................

N ick els and c e n ts .........................................................
Checks, cash item s and in tern a l revenue
a cco u n t ........................................................................

100 79

147 38

177 04

190 80

211 01

760 00

27 74

2,079 82

$78,024 08

$92,808 10

$90,521 04

$98,819 97

C ap ital stock paid i n ................................................

$20,000 00

$20,000 00

$20,000 00

$20,000 00

Su rp lus fu nd .................................................................
U nd ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ......................................

eoo oo

600 00

600 00

000 00

283 24

622 45

718 49

1,069 94

13,341 93

13,308 53

10,369 07

55,894 02

60,780 96

$90,521 04

$98,819 97

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

83 70

C om m ercial d ep o sits su b ject to c h e ck .............

15,471 18

C om m ercial certifica tes o f d e p o s it.......................

41,580 50

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's check s o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................

58,233 78

N o tes and b ills re d is c o u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

10 00
’ $78,024 08

$92,808 16

54

STATE

BANKING DEPARTMENT.
No. 102.

FIRST STATE BANK OF DECATUR, DECATUR.
Organized September 19, 1890.
E. B. Copley, P r e s i d e n t ; I \ W. V an D uzen , V ic e P r e s i d e n t ; L. D. H ill , C a s h ie r .
D irectors.—A. W.

Copley, E. B. Copley, L. D. Hill, G. B. Browning, P. AY. Van Duzen.
R eport of
Ju ly 15.

R esources.

Report o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$65,048 14

$55,644 61

$69,212 72

$55,881 25

R onds, m o rtg a g es and s e c u r itie s .........................

32,540 72

31,404 27

33,108 20

28,470 11

O v erd ra fts
R a n k in g

......................................................................

hou se

............................................................

26 36

133 08

1,091 31

268 65

2,500 00

2,500 00

2,500 00

2,500 00

F u rn itu re and fix tu r e s .................... ........................

1,000 00

1,000 00

1,000 00

1,000 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c itie s ) , T , Tr ........................................

2,605 00

2,585 00

2,585 00

2,585 00

963 21

536 67

2yo45 55

25,311 54

T’nited

S ta te s

2,851 40

b o n d s..................................................

D ue from hanks in reserve c it ie s .......................

7,059 01

13,594 92

F x ch a n g e for c le a rin g h o u s e ................................
XT. S. and N a tio n a l bank c u r r e n c y .......................

2,980 00

8,550 00

3.393 00

2,991 00

Gold c o in ...........................................................................

3,535 90

3,365 90

2,960 00

2,975 70

S ilv er

1,240 55

1,187 50

938 60

665 60

129 53

106 84

94 48

86 17

588 19

824 84

1,187 44

2,315 96

$122,104 80

$120,896 96

$121,379 51

$125,587 65

$30,000 00

$30,000 00

$30,000 00

$30,000 00

3,000 00

3,500 00

3,500 00

3,500 00

2,999 It

3,610 08

4,753 60

5,473 78

C om m ercial d ep o sits su b ject to c h e c k .............

31,472 23

35,644 87

38,983 76

40,900 06

C om m ercial cer tific a te s o f d e p o s it.......................

29,777 14

22,436 44

19,911 58

22,310 26

24,856 32

25,705 57

24,230 57

23,403 55

$121,379 51

$125,587 65

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C ap ital stock paid i n ...............................................
S u rp lu s fu n d .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s unpaid

.......................................................

D u e to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g .................................
S a v in g s d e p o sits .........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

............................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

•

$122,104 80 ! $120,896 96

I

STATE

BANKS

OF

55

MICHIGAN.

No. 190.
FARMERS’ STATE BANK OF DECKERVI LEE, DECKERVILLE.
O rganized Junfe 25, 1S97.

Ixta A rnot , P r e s i d e n t : A manda A rnot , V ic e P r e s i d e n t ; 10. M. Mark , C a s h ie r ;
N ellie Landsburg , A s s i s t a n t C a s h ie r .
D irectors.— Ira A rnot, A m anda A rnot, E. M. M ark, V. E. A rnot-W ooley, Phebe M. A rnot-R ead.
R eport o f
Feb. 5.

R esources.

R oans and d is c o u n ts ..................................................
R onds

m o rtg a g es and s e c u r itie s .........................

Overdraft's
B a n k in g

......................................................................

R eport o f
Sept. 30.

R eport o f
D ec. 10.

$80,333 83

$103,810 57

$99,928 09

4,500 00

8,938 00

7,000 00

7,850 00

816 82

1,529 10

2,538 47

957 48
1,919 46

$89,753 46

............................................................

1,919 46

1,919 46

1,919 46

and fix tu r e s .............................................

929 75

979 75

1,042 02

1,042 02

709 18

3,983 78

9,165 53

hou se

F u rn itu re

R eport o f
Ju ly 15.

o th e r real e sta te
D ue from o th er banks
reserve c itie s )

137 67
and

bankers

(n ot

D ue from banks in reserve c it ie s ......................

8,816 81

24,070 66

6,322 56

12,002 19

E xch an ge fo r clea rin g h o u s e ................................

2,927 66

2,784 83

4,394 49

1,985 55

5,767 00

1,610 00

6,091 00

6,067 00

170 00

1£0 00

20 00

192 40

52 15

186 25

20 10

22 80

13 71

19 64

16

$115,953 83

$123,100 67

$137,328 24

$140,937 58

C a p ita l stock paid i n ................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s fu n d .................................................................
U nd ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

3,000 00

3,000 00

3,000 00

3,000 00

1,036 11

141 80

726 84

2,953 44

C om m ercial d ep o sits su b ject to c h e ck .............

22,640 58

26,521 07

31,068 61

37,271 34

C om m ercial certifica tes o f d e p o s it......................

74,277 14

78,437 80

87,532 79

82,681 20

U. S. and N a tio n a l bank c u r re n c y .......................
(Rold coin . .
S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue

T o ta ls

......................................................................
L ia b ilitie s.

31 60

D ue to hanks and hankers
C ertified checks
C ash ier's checks o u tsta n d in g ’
8avino-s d ep o sits
S a v in g s certifica tes o f d e p o sit. .
N o tes arid b ills r e-d isco u n te d . .
Rill«? payab le
T o ta ls

.................. T............................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$115,953 83

$123,100 67

$137,328 24

$140,937 58

56

STATE BANKING

DEPARTMENT.

No. 1951
STATE BANK OF DECKERVILLE, DECKERVILLE.
O rganized J u n e 1, 1897.

J oseph M. Gaige , P r e s i d e n t ; W m . H. A it k in , V ic e P r e s i d e n t ; J. M. B ostwick , C a s h ie r ;
A. M. N ile s , A s s i s t a n t C a s h ie r .
D irectors.— J osep h M. G aige, W m. H . A itken, H . C. A il ken. SI. C. R ichardson, A. H. D avis.
R esources.

R eport o f
Feb. 5.

R eport o f
July 15.

R eport of ! R eport of
Sept. 30.
D ec. 10.

L oans a nd d is c o u n ts ..................................................

$52,419 28

$63,654 51

$58,063 08

$54,878 37

B onds, m o rtg a g es and s e c u r itie s .........................

3,60G 00

3,234 50

4,014 50

4,728 50

P rem iu m s paid on b o n d s ..................
213 59

273 65

692 26

472 73

2,198 07

2,198 07

2,198 07

2,198 07

F u rn itu r e and fix tu r e s .............................................

8G4 80

1,388 95

1,388 95

1,316 95

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

1,500 00

1,500 00

1,500 00

1,500 00

307 88

144 41

207 92

301 38

8,897 21

2,835 78

7,228 49

5,636 89

208 44

1,300 00

O v erd ra fts
B a n k in g

U n ited

...................................................................

h ou se

............................................................

S ta te s b o n d s.......... .......................................

D ue from banks in reserve c it ie s ......................
E x ch a n g e fo r clea rin g h o u s e .................................
U. S. and N a tio n a l bank c u r r e n c y .......................
Gold c o in .................................................................
S ilv er

coin

.................................................................

N ick els and c e n t s ....................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t .................................................
T o ta ls

............................................................

904 00

780 00

1,911 00

939 00

1,280 00

605 00

1,110 00

2,000 00

188 00

135 85

406 95

180 30

12 05

11 64

16 27

24 63

65 25

57 98

42 22

1,026 27

$76,820 34

$78,988 15

$76,503 09

$15,000 00

$15,000 00

$15,000 00

$15,000 00

500 00

775 00

775 00

775 00

1,576 84

133 98

466 26

1,773 43

$72,456 13
—

L ia b ilitie s.
C ap ital stock paid i n .............................................
Su rp lus fu nd .......................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............

23,962 63

18,821 52

21,496 60

20,419 87

C om m ercial certifica tes o f d e p o s it.......................

31,375 82

40,015 34

39,433 49

38,407 65

D ue to ban ks an d b a n k e rs......................................

40 84

2,074 50

1,816 80

67 14

$72,456 13

$76,820 34

$78,988 15

$76,503 09

C ertified checks ............................................................
C a sh ier’s checks o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta l s

.................................................................

....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

57

MICHIGAN.

No. 210.
DELRAY SAVINGS BANK, DELRAY.
O rganized October 17, 1898.

Ch a s . E. L yon, P r e s i d e n t ; A. H. Green , J r., V i c e P r e s i d e n t ; F. A. S m it h , C a s h i e r .
D irectors.— Chas. E. L yon, F. J. C lippert. C has. K. L atham , F. A. Sm ith, T hos. H. Sim pson.
A. H. Green, Jr.
Report of
Ju ly 15.

R eport of
Sept. 30.

R eport of
D ec. 10.

R esources.

R eport o f
Feb. 5.

U oans and d is c o u n ts ..................................................

$103,285 25

$96,304 63

$105,679 22

$90,150 22

Bond® m o rtg a g es and sppnritips. .......................

17,100 00

16,710 00

64,210 00

69,835 00

918 85

918 85

122 91

34 38

871 82

2,384 98

12,500 00

12,500 00

12,500 00

12,500 00

3,359 09

3,422 94

3,414 54

3,444 54

D ue from banka in reserve c it ie s ......................

23,938 31

29,177 43

22,798 57

21,927 32

U S and N a tio n a l bank c u r re n c y .......................

3,115 00

3,393 00

4,451 00

5,272 00

Dold

1,057 50

1,010 00

520 00

910 00

1,492 80

724 55

999 65

595 60

51 22

306 48

61 32

290 20

131 80

100 23

61 23

343 11

$166,153 88

$163,683 64

$216,486 20

$208,571 82

C apital sto ck paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

Su rp lus fu nd ...............................................................
U nd ivid ed profits, less cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

125 00

225 00

225 00

225 00

675 33

707 44

1,082 69

146 27

Oyerd V f\ f ts

r ...................................................................

PaTilfing hou se

T.........................................................

F u rn itu re and fix tu r e s ...........................................
D ue

from

oth er

banks

and

bankers

(n o t

p o in ...........................................................................

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash item s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

57 00

D iv id en d s unpaid
C om m ercial d e p o sits su b ject to c h e ck .............

70,899 61

53,722 41

84,116 13

69,765 57

C om m ercial certifica tes o f d ep osit........................

90 00

725 87

776 43

516 43

473 53

190 85

665 25

69,363 94

82,772 39

105,095 10

112,253 30

$166,153 88

$163,683 64

$216,486 20

$208,571 82

D oe to banks and bankers
Certified checks ............................................................
C ash ier's check s o u tsta n d in g ................................
S a v in g s d ep o sits .........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
D ills payab le .................................................................
T o ta ls

......................................................................

8


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

58

STATE

BANKING DEPARTMENT.
No. 73.

CENTRAL SAVINGS BANK, DETROIT.
O rganized A pril 19, 1888.

W. A. P ungs , P r e s i d e n t ; W m . R eid , C. P. Collins , V ic e P r e s i d e n t s ; H arry J. F ox , C a s h ie r .
D irectors.— W m. T. G age, W m. A. P u n g s, H arry J. Fox. C has. P. C ollin s. A lex. I. M cLeod,
D . C. R exford, W m. Reid.

R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

Report o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$248,601 92

$303,540 13

$290,843 60

$284,664 33

347,677 72

339,864 32

339,771 81

342,734 75

31 68

551 43

357 97

R onds, m o rtg a g es and s e c u r itie s ......................

O v erd ra fts

......................................................................

235 06

R eport of
D ec. 10.

..........

H anking house
and fix tu r e s .............................................

1,400 00

1,200 00

1.200 00

1,200 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

14,132 60

14,132 60

12,849 29

12,849 29

748 25

4,356 32

3,940 38

103,601 76

F u rn itu re

U n ited

717 67

..........

S ta te s b o n d s ..................................................

D ue from banks in reserve c i t i e s ......................

62,078 46

58,365 26

79,744 68

E xch an ge fo r c le a rin g h o u s e ................................

9,523 42

11,665 45

11,111 02

9,043 28

U. S. and N a tio n a l bank c u r re n c y .......................

13,696 00

13,971 00

19,461 00

22,967 00

G old c o in ...........................................................................

11,382 50

11,030 00

10,860 00

12,442 50

738 00

1,303 25

909 35

1,641 00

82 86

69 21

74 06

42 81

737 88

493 05

493 48

493 48

$711,004 09

$756,414 20
■

$772,226 04

$795,978 55

$100,000 00

$100,000 00

$100,000 00

$100,000 00

25,000 00

25,000 00

25,000 00

25,000 00

3,978 80

8,096 54

7,402 42

17,458 70

.......................................................

216 00

63 00

C om m ercial d ep o sits su b ject to c h e ck .............

128,061 40

118,298 02

116,094 87

143,497 95

C ertified checks ............................................................

2,001 47

5,950 78

474 37

5,046 55

C a sh ier's checks o u ts ta n d in g ................................

219 10

100 00

308 33

881 19

S a v in g s d e p o sits ..........................................................

442,414 35

481,086 27

498,014 12

477 896 15

S a v in g s certifica tes o f d e p o s it..............................

9,112 97

17,819 59

24,931 93

26,198 01

$711,004 09

$756,414 20

$772,226 04

$795,978 55

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C a p ita l stock paid i n ...............................................
S u rp lu s fu n d .................................................................
U nd ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs......................................

N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

59

MICHIGAN.

No. 82.
CITIZENS’ SAVINGS BANK, DETROIT.
O rganized M arch 2, 1885.

R. II. F yfe , P r e s i d e n t : T homas B eery , V ic e P r e s i d e n t ; F rank F. T illotson , C a s h ie r .
D irectors.— J o h n H. A very, L evi L. B arbour, T hos. B erry, C. A. K ent, C h ristia n Mack,
Frank F . T illo tso n , R. IT. F y fe, W. F. J ew ell, E arl D . B ab st, T lieo. Quimby, Geo. O sins,
F rank P. G lazier.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$639,502 79

$715,931 99

$776,544 28

$785,010 49

B onds, m o rtg a g es and s e c u r itie s .........................

491,662 66

495,360 53

523,610 89

524,647 66

P rem iu m s paid on b o n d s........................................

2,307 73

2,307 73

2,307 73

2,307 73

123 82

1,077 21

183 93

314 81

O v erd ra fts

......................................................................

F u rn itu r e and fix tu r e s .............................................

14,960 50

14,960 50

14,960 50

14,960 50

O th er real e s t a t e .........................................................
D ue from oth er banks and bankers (n ot
reserv e c it ie s ) ...........................................................

146,255 63

138,757 98

136,522 55

132,824 30

21,958 68

11,958 00

14,269 88

32,300 40

U n ited

S ta te s b o n d s. .

D ue from banks in reserve c it ie s ......................

166,310 64

128,545 41

110,690 80

136,253 64

E x ch a n g e fo r clea rin g h o u se .................................

16,271 03

17,039 26

16,698 83

17,943 46

U. S. and N a tio n a l bank c u r r e n c y .......................

42,676 00

50,887 00

48,292 00

53,299 00

G old c o in ...........................................................................

54,160 00

59,222 50

62,695 00

61,737 50

2,340 00

1,189 00

2,400 50

3,944 00

221 70

42 87

171 94

215 45

978 80

18 33

18 98

17 83

...................................................................... $1,599,729 98 $1,637,298 31 $1,709,367 81

$1,765,776 77

S ilv e r

coin

...................................................................

N ick els and c e n ts ..........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

L ia b ilitie s.
C a p ita l stock paid i n ...............................................

$200,000 00

$200,000 00

$200,000 00

$200,000 00

S u rp lu s fu n d .................................................................
U nd ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

28,500 00

29,000 00

29,000 00

29,000 00

5,353 54

3,738 83

9,195 02

8,818 13

.......................................................

36 00

455 00

150 00

25 00

C om m ercial d ep o sits su b iect to c h e ck .............

352,470 24

341,404 05

380,094 99

395,656 11

D iv id en d s un paid

C om m ercial certifica tes o f d e p o s it......................

13,898 51

11,109 39

12,035 14

9,375 00

D ue to banks and b a n k e r s.....................................

204,369 38

246,114 46

183,436 79

253,028 77

C ertified checks ............................................................

5,399 22

11,051 45

21,113 16

19,668 51

2 25

478 52

706 73

C a sh ier's checks o u ts ta n d in g ................................
S a v in g s d ep o sits ..........................................................

654,340 06

698,824 08

714,901 57

733,222 19

S a v in g s cer tific a te s o f d e p o s it..............................

135,363 03

95,598 80

158,962 62

116,276 33

N o te s and b ills r e-d isco u n te d ..............................
B ills payable
.
T o ta ls

.................................................................

...................................................................... $1,599,729 98 $1,637,298 31 $1,709,367 81 ; $1,765,776 77


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

60

STATE

BANKING

DEPARTMENT.

No. 37.
THE CITY SAVINGS BANK, DETROIT.
O rganized O ctober 25, 1S89.
F. C. P ingree . P r e s i d e n t ; F rank C. A ndrews , V ic e P r e s i d e n t ; H. R. A ndrews , C a s h i e r ;
J o s. A. S chulte , E. J. S nover, A s s i s t a n t C a s h ie r s ; A. W. M uer , A u d ito r .

D irectors.— F. C. P ingree, W. L. A ndrus, F . C. A ndrew s, Josep h Schräge, H om er M cG raw ,
F red S. Osborne, H . R. A ndrew s.
R esources.

Report o f
Feb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts .................................................. $1,506,309 83 $1,500,018 19 $2,236,156 20

$1,570,693 54

1,076,124 85

1,060,069 29

1,082,676 66

15.000 00

15,000 00

15,000 00

987 58

1,160 84

297 57

516 41

4,500 00

4,000 00

4,000 00

B onds, m o rtg a g es and s e c u r itie s .......................

906,027 84

P rem iu m s paid on b o n d s........................................
O v erd ra fts

......................................................................

F u rn itu r e and fix tu r e s .............................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ............................................................

36,750 67

4,000 00
11,450 38

145,694 42
25,975 34

28,818 48

25,232 61

D ue from banks in reserve c it ie s .......................

80,895 74

155,794 88

195,170 16

208,430 48

E x ch a n g e fo r clea rin g h o u s e ................................

97,598 90

158,216 22

335,673 82

169,464 50

U. S. and N a tio n a l bank c u r re n c y .......................

140,585 00

155,757 00

173,365 00

161,284 OO

G old c o in ...........................................................................

28,292 50

12,392 50

11,800 00

30,480 00

S ilv er

19,102 25

3,282 50

1,463 00

12,725 00-

260 64

327 98

154 96

216 68

982 79

132 10

450 81

840 31

...................................................................... $2,967,988 16 $3,108,182 40 $4,062,419 29

$3,293,010 57

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, ca sh ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

L ia b ilitie s.
C ap ital stock paid i n ................................................

$150,000 00

$150,000 00

$150,000 00

$150,000 00'

S u rp lus fu n d .................................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

30,000 00

30,000 00

30,000 00

30,000 00

32,398 79

43,472 84

40,657 24

50,605 27

.......................................................

96 00

528 00

C om m ercial d ep o sits su b ject to c h e c k .............

745,287 65

693,365 46

1,634,252 81

821,521 36

C om m ercial cer tific a te s o f d e p o s it.................... ..

152,054 68

102,730 74

51,782 74

2,247 69

D u e to banks and b a n k e rs......................................

313,129 72

305,558 42

328,193 22

352,619 51

C ertified checks ............................................................

48,647 53

38,232 53

5,869 30

10,349 17

S a v in g s d e p o sits .........................................................

1,368,199 58

1,514,186 60

1,574,715 44

1,655,057 63

S a v in g s cer tific a te s o f d e p o s it..............................

128,174 21

230,107 81

246,948 54

220,609 94

...................................................................... $2,967,988 16 $3,108,182 40 $4,062,419 29

$3,293,010 57

D iv id en d s unpaid

C a sh ier's check s o u tsta n d in g .................................

N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

61

MICHIGAN.

No. 94.
THE DETROIT RIVER SAVINGS BANK, DETROIT.
O rganized M arch 26, 1890.

J. W. D ailey , P r e s i d e n t ; J ohn P ridgeon, J k., V ic e P r e s i d e n t ; W m . E. R eilly , C a s h ie r ;
George R. B eard, A s s i s t a n t C a s h ie r .
D irectors.— A. A. P arker, J. E. P ittm a n , J. H . M cM illan, J. W. D ailey , Cam eron Currie,
Sid ney T. M iller, John P rid geon , Jr., G eorge M. H endrie, H erbert M. F ield , C harles P.
B ielm an, L. C. W aldo.
R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

L o a n s and d is c o u n ts .........................

$316,950 98

$271,838 77

$273,059 51

$272,208 83

B onds, m o rtg a g es and s e c u r itie s.

215,291 14

247,038 01

252,637 67

239,728 40

R esources.

R eport of
D ec. 10.

P rem iu m s paid on b o n d s...............
O v erd ra fts

.............................................

B a n k in g hou se

277 81

...................................
1,265 80

1,265 80

1,265 80

1,265 80

16,011 47

16,134 08

16,134 08

16,114 08

2,369 69

5,319 58

4,500 08

2,841 10

D ue from banks in reserv e c itie s .

89,970 60

72,026 83

71,718 11

158,589 27

E x ch a n g e fo r c le a rin g h o u s e ..........

5,378 27

8,710 42

5,808 30

4,932 81

U. S. and N a tio n a l bank cu rren cy .

18,167 00

13,484 00

13,521 00

13,812 00

G old c o in .....................................................

10,817 50

10,810 00

10,107 50

11,885 00

2,588 05

5,487 80

4,987 00

1,900 00

125 73

101 98

221 26

102 16

819 51

364 34

341 42

594 28

$680,033 55

$653,167 71

$654,456 08

$724,016 15

$100,000 00

$ 100,000

F u rn itu r e and fix tu r e s ....................
O th er real e s t a t e .........................................................
D u e from o th er banks and bankers (n o t
reserve c it ie s ) ...........................................................
U n ited

S ilv e r

S ta te s b o n d s............................

coin

.................... ........................

N ic k e ls and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls
L ia b ilitie s.

00

$100,too 00

$100,000 00

19,000 00

19,500 00

19,500 00

19,500 00

2,233 23

3,320 23

4,057 67

7,648 23

...........................................

397 29

522 00

120 00

120 00

C om m ercial d ep o sits su b ject to check .

233,836 57

229,570 51

245,466 80

266,508 20

C a p ita l stock paid i n ..........
S u rp lu s fu n d ...........................................
U nd ivid ed profits, le ss current
in te r e st and ta x e s p a id ..................
D iv id en d s un paid

C om m ercial certifica tes o f d e p o s it..........

5,825 00

1,500 00

D ue to banks and b a n k e rs.........................

17,205 63

22,397 59

22,525 43

28,840 01

C ertified check s ................................................

1,589 56

1,130 27

2,081 69

398 15

C a sh ier’s check s o u tsta n d in g ....................

121 00

2 50

38 64

S a v in g s d e p o sits .............................................

248,262 86

226,463 64

215,604 73

241,178 55

S a v in g s certifica tes o f d e p o s it..................

51,562 41

48,760 97

45,061 12

56,411 16

$680,033 55

$653,167 71

$654,456 08

724,016 15

3,411 85

N o tes and b ills r e-d isco u n te d ..................
B ills payab le .................... ................................
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

62

STATE

BANKING DEPARTMENT.
No. 47.

"DETROIT SAVINGS BANK, DETROIT.
O rganized 1849.

R e-organized J u ly 18, 1871.

S idney D. M ili.ee , P r e s i d e n t ; F . B. S ibley , V ic e P r e s i d e n t ; E. C. B owman , C a s h ie r ;
Cyrus B oss , A s s i s t a n t C a s h ie r .
D irectors.— Jam es M cM illan. F. B. Sibley, G eorge H endrie, S id n ey D. M iller, C harles A .
D ean, IV. K. A nderson. D. C. D ela m a ter, E. A. C hapoton, J. E. P itm an .
R esources.

L oans and d is c o u n ts .......................

Report o f
Feb. 5.

R eport o f
Ju ly 15.

$1,496,314 74 $1,453,960 46 $1,777,336 47

$1,722,664 61

B onds, m o rtg a g es and sec u r ities

3,989,866 35

4,139,064 20

4,201,025 86

4,230,296 97

P rem iu m s paid on U. S. b o n d s.

27,750 00

39,312 50

37,987 50

37,862 50

550 43

222 44

2,504 22

4,603 13

O v erd ra fts

......................................................................

B a n k in g hou se

.........................................................

F u rn itu re and fix tu r e s .............................................

3,000 00

3,000 00

3,000 00

3,000 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

172,927 59

188,510 88

188,371 80

192,275 98

9,643 94

8,359 90

4,872 36

26,315 41

U n ited

S ta te s b o n d s..................................................

300,000 00

400,000 00

400,000 00

400,000 00

D ue from banks in reserve c i t i e s .......................

548,375 16

665,968 14

554,692 91

589,693 78

E x ch a n g e fo r clea rin g h o u s e .................................

58,249 98

60,818 94

U. S. and N a tio n a l bank c u r re n c y .......................

454,829 00

Gold c o in ........................................................................... j
S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

47,567 46

9,518 55

348,066 00 !

259,016 00

265,.356 00

328,870 00

302,412 50

274,067 50

310,225 00

7,053 65

10,388 85

22,253 90

21,562 20

276 80

578 67

5,870 64

T o ta ls

j

j

258 82

207 39

5,425 96

5,173 59

j$7,623,350 86 $7,778,380 76

$7,818,755 11

j

2,687 38 !

L ia b ilitie s.
C ap ital stock paid i n ................................................j

$400,000 00

$400,000 00

$400,000 00

Su rp lus fund ................................................................. I
U ndivided profits, le ss cu rren t ex p en ses
in te r e st and ta x e s p a id ........................................ '<

100,000 00

100,000 00

100,000 00

100,000 00

314,460 69

293,273 25

294,827 64

311,272 32

D iv id en d s un paid

.......................................................

C om m ercial d ep o sits subject to c h e c k .............j

750 00
480,634 66

$400,000 00

2,020 00

1,300 00

600 00

505,522 92

485,279 16

469,629 39

C om m ercial certifica tes o f d e p o s it.......................

60,386 95

67,954 20

62,306 60

64,776 94

D ue to banks and b a n k e rs.....................................

151,348 75

138,196 95

182,756 19

172,401 52

C ertified checks ............................................................

763 67

8,566 48

10,508 77

4,908 44

C ash ier's checks o u tsta n d in g .................................

40 00

107 59

76 55

15 34

S a v in g s d ep o sits .........................................................

5,895,193 56

6,107,709 47

6,241,325 85

6,295,151 16

S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...................................................................... $7,403,578 28 $7,623,350 86

C orporate e x isten ce ex ten d ed th ir ty y e a rs from J u ly 18, 1901.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$7,818,755 11

STATE

BANKS

63

OF MICHIGAN.

DETROIT TRUST COMPANY, DETROIT.
O rganized N ovem ber 15, 1900.

A lexander McP herson , P r e s i d e n t ; H enry S t eph e n s , T heodore D. B uiil , V ic e P r e s i d e n t s ;
George L. McP herson , A s s i s t a n t S e c r e t a r y a n d T r e a s u r e r ; Ralph S tone, A s s i s t a n t
S e c r e ta r y .

D irectors.— A m m i W. W righ t, T heodore D. B uhl, H en ry L. K anter, Jam es E. D avid son ,
F rederick E. D riggs, M erton E. Farr, J a m es M cGregor, C harles A. D ean. Oren S cotten ,
E d w in C. N ich ols. George Peck, E dw ard H. B u tler, John II. A very, D a n iel L. Quirk, H enry
S tep hens, Jam es N. W righ t, E lish a H. F lin n , H en ry P. B ald w in , C hester G. W hite, H en ry
B. Joy, A lexan d er M cP herson, C harles M. H eald, Sid ney T. M iller, F rank W. G ilch rist,
E ldridge M. F ow ler, F ran k W. E ddy, R asm us H anson.
R esources.
C ollateral

lo a n s— tim e

..........................................

C o lla tera l lo a n s— dem and

R eport o f
Ju ly 15.

$455,600 00

$526,080 82 $1,131,530 82

................................

L oans on real e sta te m ortgages, in office. . . .
L oans on real e sta te m ortgages, w ith sta te
trea su rer ................................ ..
O ther lo a n s

R eport o f
Feb. 5.

9,000 00

R eport of
D e c. 10.
$1,956,712 80

385,744 15

261,544 15

135,825 00

55,825 00

13,.075 00

80,000 00

125,000 00

338,500 00

278,000 00

495,800 00

..............................

B onds, in office.....................................

364,500 00

B onds, w ith sta te tr e a su r e r ...........................
S lo c k s

R eport o f
Sept. 30.

120,000 00

.....................................

R eal e sta te o w n e d .....................................
O ther in v e stm e n ts
E x p en ses
A dvances

................................

.................................
to

* 1,448,75

t r u s t s ....................

P rem iu m s paid

45 88

.................

S a fe d ep o sit v a u lt s ..................
F u rn itu re and

fix tu r e s ..............................

473 28
11,832 00

949 15

1,802 68

.....................
1,830 18

1,858 18

225,669 53

960,722 51

737,488 «¡2

294,866 57

14 95

94 82

48,279 11

1 14

1 29

70

23 55

8 80

20 90

236 00

887 00

$692,682 62 $2,375,080 68 $2,739,364 96

$3,307,343 16

D ue from approved reserve ngenfs
D ue from oth er banks and b a n k e rs..................
C ash

ite m s

.........................

N ick els and c e n t s .......................
S ilv er

coin

Gold coin
C ash

in

................................
................................

office...................................

15 00
15 19
305 00

U. S. and N a tio n a l bank n o tes
T o ta ls

.............................................

L ia b ilitie s.
C apital stock paid i n ...............................................

$265,250 00

$500,000 00

$500,000 00

$500,000 00

Surplus fu n d .............................................
U ndivided profits (le s s expenses, in te r e st and
ta x e s p a id ) ...................................

265,250 00

500,000 00

500,000 00

500,000 00

50,548 07

53,528 59

86,516 15

1,324,532 61

1,685,836 37

2,220,827 01

$692,682 62 $2,375,080 68 $2,739,364 96

$3,307,343 16

D iv id en d s un paid
T ru st

d ep o sits

D ebentures

............................................................

......................................

O ther lia b ilitie s
T o ta ls

................................

..........

.................................

.................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

162,182 62

STATE BANKING DEPARTMENT.

64

No. 9.
THE DIME SAVINGS BANK, DETROIT.
O rganized A pril 5, 1884.

Wm

L ivingstone , P r e s i d e n t ; George H . B arbour. J. L. H udson , V ic e P r e s i d e n t s ;
C. A. W arren, C a s h ie r ; C. S. F leming , A s s i s t a n t C a s h ie r ; D . S. Carnegie , A u d ito r .

D irectors __ G eorge H . Barbour. J. L. H ud son . C. A. W arren, W illiam L iv in g sto n e , Jam es B.
'M cK ay, B eth u n e Duffield, M arshall H . G odfrey, A u g u stu s C. S tellw agen .
R esources.

L oans and d isco u n ts

................................... ..

B onds, m o rtg a g es and s e c u r itie s ......................

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

$966,643 28 $1,095,611 10 $1,171,295 17

$1,017,864 94

1,460,644 01

1,576,790 19

1,233,341 21

1,441,380 34

P rem iu m s p aid on b o n d s........................................
O v erd ra fts

......................................................................

B a n k in g h ou se

..........................................................

320 98

01

15 63

17 90

30,000 CO

30,000 00

30,000 00

30,000 00

2,991 00

2,991 00

2,991 00

2,991 00

162,782 41

176,294 53

176,687 54

109,403 21

D ueC from oth er banks and bankers (n ot
■j»p<5Pj*yp p it ie s )...........................................................

7,262 06

1,996 86

2,633 41

2,772 77

480,924 09

F u rn itu re

and

fix tu r e s. ...........................................

D ue from banks in reserve c i t i e s .......................

407,889 28

440,398 16

311,318 93

E xch an ge f o r clea rin g b o u s e .................................

29,286 32

25,341 64

27,471 51

32,390 52

U

86,722 00

72,083 00

81,803 00

108,172 00

......................................................................

103,733 80

108,445 00

110,725 00

117,282 50

...........................................................

8,706 55

7,470 40

7,326 20

7,372 81

525 28

276 32

775 26

979 78

3,370 79

832 97

2,155 76

1,918 49

...................................................................... $3,043,574 96 $3,403,121 33 $3,385,842 42
|

$3,488,880 20

S and N ation al bank cn r re n c v .......................

(^Old eoin
g ily e r

eoin

N ick els and e e n t s .........................................................
Checks, cash item s and in tern a l revenue
a eco u n t ........................................................................
T o ta ls

L ia b ilitie s.
C apital stoek paid i n ................................................

$200,000 00

$200,000 00

$200,000 00

$200,000 00

S u rp lus fund .................................................................
U nd ivid ed profits, le ss current expenses,
in te r e st and ta x e s p a id ........................................

45,000 00

50,000 00

55,000 00

65,000 00

12,701 30

18,073 93

17,771 38

26,631 18

.......................................................

60 00

255 00

63 00

15 00

C om m ercial d ep o sits subject to c h e c k .............

701,455 08

852,396 80

815,258 40

844,235 98

C ertified checks ............................................................

2,698 56

4,010 59

8,377 01

1,977 11

C a sh ier’s checks o u ts ta n d in g .................................

8,930 85

1,948 16

6,011 28

7,936 36

S a v in g s d ep o sits ..........................................................

1,961,830 88

2,137,611 40

2,168,538 37

2,221,828 41

S a v in g s certifica tes o f d e p o s it..............................

110,898 29

138,915 45

114,822 98

121,256 16

...................................................................... $3,043,574 96 $3,403,121 33 $3,385,842 42

$3,488,880 20

D iv id en d s unpaid

C om m ercial certifica tes o f d e p o s it.......................
Duo fo banks and b a n k e rs................................... ..

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF MICHIGAN.

65

No. 5.
GERMAN-AMERICAN BANK, DETROIT.
O rganized February 3, 1883.

J ohn S. Gray, P r e s i d e n t ; Ch as . E. K anter , Louis B litz , V ice P r e s i d e n t s ;
Geo. H. K irchner , C a s h ie r .
D irectors.— C. E. K anter, John S. G ray, L ouis B litz , G eorge H. K irchner, P h ilip B reitm eyer.
R esources.

Report o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oan s and d is c o u n ts ..................................................

$600,283 69

$705,327 51

$677,106 63

$687,200 28

B onds, m o rtg a g es and s e c u r itie s .........................

412,016 81

425,369 43

422,363 26

401,523 98

4,867 77

9,165 28

8,789 30

6,046 18

R eport o f
D ec. 10.

P rem iu m s p aid on b o n d s........................................
O v erd ra fts

......................................................................

B a n k in g hou se

............................................................

F u rn itu re and fix tu r e s .............................................

1,500 00

1,500 00

1,500 00

1,500 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserve c it ie s ) ...........................................................

21,638 85

20,175 67

20,067 61

27,111 56

2,242 44

10,796 44

13,019 83

8,809 52

118,658 79

U n ited

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................

179,217 37

85,417 05

102,857 29

E x ch a n g e fo r clea rin g h o u se ................................

5,432 19

12,586 94

13,563 36

9,953 32

U. S. and N a tio n a l bank c u r r e n c y .......................

40,236 00

87,170 00

58,606 00

63,236 00

Gold c o in ...........................................................................

65,137 50

58,080 00

56,555 00

59,342 50

S ilv er

10,544 95

5,792 55

6,186 35

4,374 10

322 29

273 49

190 49

222 85

1,496 79

1,491 29

4,264 33

1,201 00

$1,344,936 65 $1,423,145 65 $1,385,069 45

$1,389,180 08

coin

...................................................................

N ick els and c e n ts .......................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ...................................................................
T o ta ls

.................................................................
L ia b ilitie s.

C apital stock paid i n ................................................

$100,000 00

$100,000 00

$100,000 00

S u rp lu s fu n d .................................................................
U nd ivid ed profits, less cu rren t ex p en ses
in te r e st and ta x e s p a id ........................................

11,500 00

12,000 00

12,000 00

12,000 00

19,980 13

20,864 33

21,183 07

26,084 36

75 00

75 00

C om m ercial d ep o sits su b ject to c h e ck .............

230,119 02

213,698 84

225,323 45

C om m ercial certifica tes o f d e p o s it.......................

9,730 00

7,070 00

8,300 00

6,150 00

D ue to banks and b a n k e rs......................................

68,803 64

54,928 97

42,465 93

39,492 16

C ertified checks ............................................................

649 89

27,726 49

1,988 51

10,285 04

C ash ier's check s o u ts ta n d in g .................................

2,762 78

12,170 71

4,719 47

902 23

S a v in g s d ep o sits .........................................................

901,391 19

974,611 31

969,014 02

961,433 32

$1,344,936 65 $1,423,145 65 $1,385,069 45

$1,389,180 08

D iv id en d s un paid

.................................................... ..

$100,000 00

232,832 97

S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...................................................................

9


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Federal Reserve Bank of St. Louis

STATE BANKING DEPARTMENT.

66

No. 90.
THE HOME SAVINGS BANK, DETROIT.
O rganized D ecem ber 11, 1888.

J ambs McGregor, P r e s i d e n t ; E dw in F. Conely , F i r s t V ic e P r e s i d e n t ; Charles I. F arrell,
S e c o n d V ic e P r e s i d e n t ; J. H. H aass , C a s h ie r ; W m . H. McClenahen , A u d ito r .
D irectors.— Ja m es M cGregor, C. I. F arrell, L. Connor, E d w in F . C onely, b red G uentber,
R alph P h elp s, Jr., J. H. H a a ss, Orla B. T aylor, Geo. H. C lippert.
R eport o f
Feb. 5.

R esources.

R eport of
Ju ly 15.

Report of
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts .........................

$738,906 39

$800,836 23

$759,739 55

$861,689 91

B onds, m o rtg a g es and s e c u r itie s.

1,298,065 78

1,512,539 88

1,575,436 66

h, 640,241 54

218 40

37 36

152 45

F u rn itu re and fix tu r e s ....................

16,500 00

16,000 00

16,000 00

16,000 00

O ther real e s t a t e .............................................
D ue from o th er banks and bankers
reserv e c it ie s ) ...............................................

47,912 07

44,743 04

44,353 04

42,858 29

13,671 65

11,588 12

14,063 52

11,385 51

D ue from banks in reserv e c itie s .

426,955 81

292,257 29

394,239 99

350,771 40

E x ch a n g e fo r clea rin g h o u s e ..........

14,679 20

17,406 68

15,914 40

13,843 11

U. S. and N a tio n a l bank cu rren cy .

59,536 00

105,719 00

101,086 00

84,932 00

Gold c o in .....................................................

52,892 50

66,740 00

60,277 50

61,237 50

S ilv er

15,929 25

7,310 50

9,945 50

7,671 00

180 08

164 85

432 98

138 79

70 00

155 00

270 91

64 25

2,685,517 13 $2,875,497 95 $2,991,912 50

$3,091,053 51

P rem iu m s p aid on b o n d s...............
O verd rafts

.............................................

B a n k in g h ou se

U n ited

...................................

(n o t

S ta te s b o n d s . . . . ..................

coin

.............................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls
L ia b ilitie s.

$200,000 00

$ 200,000 00

$200,000 00

$200,000 00

50,000 00

50,000 00

50,000 00

50,000 00

4,821 62

8,471 62

12,891 94

26,078 41

C om m ercial d ep o sits su b ject to check .

379,843 11

417,292 13

459,110 56

436,942 30

C om m ercial certifica tes o f d e p o s it..........

1,120 00

2,364 98

3,330 02

5,461 57

D ue to banks and b a n k e rs.........................

38,893 98

39,457 20

33,788 42

23,333 60

C ertified checks ................................................

2,334 43

34,771 14

6.434 01

5,346 78

S a v in g s d ep o sits .............................................

1,946,569 75

2,058,633 29

2,151,026 34

2,254,962 71

S a v in g s certifica tes o f d e p o s it.................

61,934 24

64,507 59

75,325 21

88,928 14

$2,685,517 13 $2,875,497 95 $2,991,912 50

$3,091,053 51

C ap’ta l stock paid i n ..........
Su rp lus fund ...............................................................
U ndivided profits, le ss cu rren t expense
in te r e st and ta x e s p a id .....................................
D iv id en d s un paid

...........................................

C ash ier’s checks o u tsta n d in g ....................

N o tes and b ills re-d isco u n te d .................
B ills payab le

....................................................

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

67

OF MICHIGAN.

No. 161.
McLELLAN & ANDERSON SAVINGS BANK, DETROIT.
O rganized M ay 18, 1893.

George A nderson , P r e s i d e n t ; H enry Cowie , V ic e P r e s i d e n t ; E noch S m it h , C a s h ie r .
D irectors.— George A nderson, J. B. Book, S. C. S u tter, Jam es H . M cD onald, E noch S m ith ,
H enry

T. P h illip s,

H enry

Cowie.

R esources.

R eport o f
Feb. 5.

Report o f
Ju ly 15.

R eport o f
Sept. 30.

T nans and d is c o u n ts ..................................................

$403,041 60

$411,931 49

$411,650 02

$416,298 52

312,981 49

314,269 66

341,476 16

370,561 37

5 74

826 11

284 61

376 55

11,248 29

10,299 63

10,123 47

9,035 83

186 18

62 02

309 14

Rnnds

m o rtg a g es and s e c u r itie s .........................

R eport o f
D ec. 10.

P rem iu m s paid on bonds .....................................
O v erd ra fts
R anking

......................................................................

bou se

F n rn itn re

, .......................................................

and fix tu r e s .............................................

O ther reel e s t a t e ........................................................
D ue from oth er banks and bankers (n ot
ypspyyp c it ie s ) ...........................................................
pinited

S ta te s bonds . .............................. '................

One from hanks in reserve c it ie s ......................

45,038 61

57,612 89

86,586 24

100,358 38

E x ch a n g e fo r clea rin g b o u s e ................................

7,716 40

29,681 88

15,652 72

29,034 79

IT. S. and N a tio n a l bank c u r re n c y .......................

13,254 00

15,870 00

11,203 00

10,173 00

Gold c o in ...........................................................................

27,175 00

28,120 00

26,425 00

26,935 00

...................................................................

903 25

2,017 00

3,150 00

1,995 00

N ick els and c e n t s .........................................................
Checks, cash item s and in tern a l revenue
account. ........................................................................

79 98

25 30

45 73

50 29

654 83

449 92

454 46

757 25

$822,099 19

$871,290 06

$907,113 43

$965,885 12

C apital stock paid i n ................................................

$150,000 00

$150,000 00

$150,000 00

$150,000 00

Su rp lus fund .................................................................
U ndivided profits, le ss cu rren t expenses,
in ter e st and ta x e s p a id ........................................

10,000 00

11,000 00

11,0C0 00

11,000 00

8,945 93

11,400 91

15,785 35

12,477 29

.......................................................

95 00

1,012 50

25 00

25 00

Com m ercial d ep o sits su b ject to c h e c k .............

130,584 43

157,193 39

166,861 18

207,539 69

S ilv er

coin

T o ta ls

......................................................................
L ia b ilitie s.

P iv id e n d s unpaid

1

C om m ercial certifica tes o f d e p o s it.......................
One to banks and b a n k e rs.....................................

150 63

Certified checks ............................................................
C a sh ier’s checks o u ts ta n d in g ................................

700 00

1,339 31

3,793 00

Savings d e p o sits .........................................................

421,029 00

463,798 11

487,960 51

513,042 12

S a v in g s certifica tes o f d e p o s it..............................

100,594 20

75,545 84

71,688 39

71,801 02

$822,099 19

$871,290 06

$907,113,43

$965,885 12

N o tes and b ills re-d isco u n te d ..............................
B ills payab le .................................................................

T o ta ls

................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

68

STATE

BANKING

DEPARTMENT.

No. 4.
’ THE MECHANICS’ BANK, DETROIT.
Organized October 10, 1871.
E. H. B utler,

P r e s i d e n t ; Wm .

D ir e c t o r s .— E. H.

A. B utler, J r.,

C a s h ie r ; F red E. B utler , A s s i s t a n t C a s h ie r .

Butler, Wm. A. Butler, Jr., Allan Shelden, Fred E. Butler, Herbert Bowen.

R esources.

R eport o f
F eb. 5.

R eport of
July 15.

Report of
Sept. 30.

R eport of
D ec. 10.

$194,202 94

$536,129 61

$513,914 27

B onds, m o rtg a g es and s e c u r itie s .........................

402,747 73

366,205 96

328,055 96

P rem iu m s paid on b o n d s........................................

5,790 00

5,790 00

5,790 00

20 74

833 73

19 38

..
...........................................
banks and bankers (n ot

43,862 37

44,509 84

44,509 84

4,382 36

4,748 29

5,898 73

D u e from banks in reserve c it ie s .......................

286,510 06

204,185 21

234,004 57

E x ch a n g e fo r c le a rin g h o u se .................................

6,608 92

4,231 38

29,248 34

U . S. and N a tio n a l bank c u r r e n c y .......... ............

17,043 00

41,693 00

22,860 00

Gol d r o in ...........................................................................

5,000 00

10.720 00

10,750 00

Silvpr

2,438 00

1,322 00

455 00

103 33

80 89

93 54

871 72

476 56

305 15

L oans and d is c o u n ts ........................................ •

o t h pr rod 1
D ue from oth er

roin

...................................................................

N irkpls and ppnts?.........................................................
Checks, cash ite m s and in tern a l revenue
arronnt. ........................................................................

$1,269,581 17 $1,220,926 47 $1,195,904 78

T o ta ls
L ia b ilitie s.
C apita 1 stork paid i n ................................................

$100,000 00

$100,000 00

$125,000 00

Su rp lus fund .................................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................
\
D iyidp nds unpaid

25,000 00

25,000 00

25,000 00

4,573 79

8,989 19

8,144 24

C om m ercial d ep o sits subject to c h e c k .............

358,812 94

403,050 37

314,584 84

C om m ercial certifica tes o f d e p o s it.......................

144 61

142 40

119 61

D u e to banks and b a n k e rs......................................

2,181 42

2,547 41

3,702 29

C ertified checks ............................................................

2,190 06

1,640 71

851 25

C a sh ier’s checks o u tsta n d in g .................................

127 00

2 00

20,082 41

S a v in g s d ep o sits ..........................................................

770,396 61

673,399 65

698,420 14

S a v in g s certifica tes o f d e p o s it..............................

6,154 74

6,154 74

N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...................................................................... $1,269,581 17 $1,220,926 47 $1,195,904 78

* Re-organized as “The Mechanics’ Bank of Detroit,” September 25, 1901.
page.)


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Federal Reserve Bank of St. Louis

(See following

STATE

BANKS

OF

69

MICHIGAN.

No. 244.
»MECHANICS’ BANK OF DETROIT, DETROIT.
Organized September 25, 1901.
E. H. B utler , P r e s i d e n t ; W m . A. B utler , J r., C a s h ie r ; F red E. B utler , A s s i s t a n t C a s h ie r ,

D irectors.—E.

H. Butler, Herbert Bowen, F. E. Butler, Wm. A. Butler, Jr.,
Lawrence K. Butler.
R eport o f
Feb. 5.

R esources.

R eport of
Ju ly 15.

Report of
Sept. 30.

L oans and d isco u n ts .

$196,180 69

Ronds, m ortgages and s e c u r itie s ...............

149,601 47

P rem iu m s paid on b o n d s........................................
O v erd ra fts
B an k in g

...................................................................

hou se

R eport of
D ec. 10.

2,525 85
287 52

...............................................

F u rn itu re and fix tu r e s ..........................................
O ther real e s t a t e ......................................
D ue from oth er banks and bankers
reserv e c it ie s ) ................................
U n ited

(n o t

46,220 33
2,387 5Î

S ta te s b o n d s...............................................

D ue from banks in reserve c it ie s .......................

60,451 58

E xch a n g e fo r c lea rin g h o u se ................................

3,915 95

TT. S. and N a tio n a l bank c u r re n c y ......................

14,085 00

Gold c o in ...........................................................................

15,000 00

S ilv er

coin

...................................................................

387 00

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
acco u n t ........................................................................

568 28

T o ta ls

......................................................................

62 46

$491,673 64

L ia b ilitie s.
C apital stock paid i n ...............................................

$150,000 00

Su rp lus fund .................................................................
U nd ivid ed profits, le ss cu rren t exp en ses
in ter e st and ta x e s p a id ........................................

25,000 00

D iv id en d s un paid

5,317 63

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............

143,044 36

C om m ercial certifica tes o f d e p o s it......................

346 61

D ue to banks and b a n k e rs......................................

76,903 95

C ertified checks ............................................................

703 09

C ash ier’s checks o u tsta n d in g .................................

1,850 02

S a v in g s d e p o sits .........................................................

85,299 82

S a v in g s certifica tes o f d e p o s it..............................

3,208 16

N otes and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................

* In voluntary liquidation by resolution of stockholders December 16, 1901.

https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$491,673 64

70

STATE BANKING

DEPARTMENT.

No. 81.
MICHIGAN SAVINGS BANK, DETROIT.
O rganized February 19, 1877.

George P eck , P r e s i d e n t ; J no. H. K aple , V ic e P r e s i d e n t ; Ch a s . E merson , T r e a s u r e r ;
Geo. W iley , A s s i s t a n t T r e a s u r e r .
T rustees .— J a s. D. S ta n d ish , A. G. L in d say, C larence M. B u rton , H enry A. Cleland, Sim on
J. M urphy, John H. K aple, G eorge Peck, F rank C randell, C. C. Jenks, H o y t P ost,
C has. E m erson.
R eport of
D ec. 10.

R esources.

R eport o f
F eb . 5.

R eport of
July 15.

Report of
Sept. 30.

Tynans and d is c o u n ts ..................................................

$474,601 53

$563,180 82

$557,109 14

$541,143 38

m orfgagps and s p n ir itie s .........................

849,450 48

876,275 67

873,503 36

882,533 68

Prpm inm s paid on bonds»........................................

4,676 45

5,000 00

5,000 00

5,000 00

1,377 33

56 20

381 77

127 55

Rnnrls

Ovprdra ft s

......................................................................

2,375 00

2,200 00

2,200 00

2,200 00

62,705 55

44,286 11

61,569 08

57,141 22

D ue from banks in reserve c it ie s ......................

296,206 71

274,111 07

198,140 04

279,357 72

E x ch a n g e fo r c le a rin g h o u s e ................................

16,694 45

7,960 13

17,321 92

9,941 23

U. S. and N a tio n a l bank c u r r e n c y .......................

31,476 00

28,643 75

23,838 00

34,957 00

G old c o in ...........................................................................

72,171 60

73,539 40

71,858 20

77,174 65

566 85

743 20

648 80

1,349 45

122 26

75 61

57 48

59 49

620 62

1,054 44

4,036 16

912 27

...................................................................... $1,813,044 83 $1,877,126 40 $1,815,663 95

$1,891,897 64

F n rn itnrp and

fix tu rp s...........................................

O ther real e s t a t e .........................................................
D u e from o th er banks and bankers (n ot
TTnifpd S fa fp s bonds

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash item s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

L ia b ilities.
C ap ital stock paid i n ................................................

$150,000 00

$150,000 00

$150,000 00

Su rp lus fu nd .................................................................
U n d ivid ed profits, less cu rren t expenses,
in ter e st and ta x e s p a id ........................................

30', 000 00

30,000 00

50,000 00

28,594 63

34,197 94

13,170 12

D iv id en d s unpaid

$150,000 00
50,000 00
'

18,597 64

.......................................................

120 00

525 00

15 00

C om m ercial d ep o sits su b ject to c h e ck .............

241,458 29

291,357 39

267,723 78

C om m ercial certifica tes of d e p o s it.......................

130 77

348 21

40 50

455 15

D u e to banks and b a n k ers......................................

11,494 72

10,983 09

8,745 19

10,101 46

C ertified checks ............................................................

1,326 30

1,298 75

169 01

T rea su rer’s checks o u ts ta n d in g .........................

52 35

301,897 80

662 00
5,423 05

S a v in g s d ep o sits ..........................................................

1,278,097 51

1,277,920 69

1,248,166 21

1,268,046 94

S a v in g s certifica tes o f d e p o s it..............................

71,822 61

80,442 98

77,634 14

86,713 60

...................................................................... $1,813,044 83 $1,877,126 40 $1,815,663 95

$1,891,897 64

N o tes and b ills r e-d isco u n te d .................... ..
B ills payab le
T o ta ls

............................................. ...................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

71

MICHIGAN.

No. 15.
THE PENINSULAR SAVINGS BANK, DETROIT.
O rganized A ugust. 27, 1887.
A Chapoton J r., P r e s i d e n t ; E. H . D oyle, F i r s t V ic e P r e s i d e n t ; A lbert H. W ebb , S e c o n d V ic e
P r e s i d e n t ; J. H. J ohnson , C a s h ie r ; J. A. L atta , A s s i s t a n t C a s h ie r ; H . H . E llerton,
A u d ito r .

D irectors.— E. O. G rosvenor. II. Becker, P. H ow ard, M. B rennan, J. jVI. D w yer, A. C hapoton,

Jr
s' W C larkson, A lbert H. Webb, E dw ard H. D oyle, John H. John son, C ornelius
C orbett, Geo. H. L esher, D. A. M acL achlan, J. A. L a tta , Josep h J. N oeker.
R esources.

L oans and d is c o u n ts .........................
B onds, m o rtg a g es and s e c u r itie s .

R eport of
Sept. 30.

R eport of
D ec. 10.

,791,714 91 $1,833,638 09

,117,594 97

$2,272,545 16

746,390 34

773,981 64

801,335 40

R eport o f
Feb. 5.

668,668 80

R eport o f
Ju ly 15.

P rem iu m s paid on b o n d s...............
3,209 16

4,210 37

1,427 75

1,132 94

...................................

175,000 00

175,000 00

175,000 00

175,000 00

and fix tu r e s ....................

11,000 00

12,000 00

12,000 00

12,000 00

O ther real e s t a t e .................................................. .
D ue from o th er banks and bankers (n ot
reserve c it ie s ) ......................................................

73,547 90

89,247 36

54,575 11

51,595 64

66,782 28

90,823 67

111,817 86

109,933 05

D ue from banks in reserve c itie s .

334,063 03

282,161 45

399,774 10

330,278 13

E x ch a n g e fo r c le a rin g h o u se ..........

15,683 66

49,512 61

74,490 31

15,522 59

U. S. and N a tio n a l bank cu rren cy .

114,875 00

150,972 00

139,388 00

142,023 00

Gold c o in ................................................

47,507 50

53,250 00

51,727 50

56,037 50

S ilv er

30,756 00

19,102 00

2,543 00

22,869 00

1,740 86

862 86

555 26

987 62

9,608 15

16,869 30

16,441 21

11,003 56

5,344,157 25 $3,524,040 05 $3,931,316 71

$4,002,263 59

O v erd ra fts
B a n k in g

house

F u rn itu re

U n ited

.............................................

S ta te s b o n d s............................

coin

.............................................

N ick els and c e n t s ....................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ...................................................................
T o ta ls
L ia b ilitie s.

$300,000 00

$300,000 00

$300,000 00

$300,000 00

60,000 00

60,000 00

60,000 00

60,000 00

7,289 62

12,228 16

17,691 01

20,108 41

...........................................

365 00

1,187 50

C om m ercial d e p o sits su b ject to ch eck .

851,096 75

953,926 91

1,303,941 14

1,173,650 60

C om m ercial certifica tes o f d e p o s it..........

14,599 Î9

19,521 83

13,000 21

14,061 48

D ue to banks and b a n k e rs.........................

1,001,386 40

955,645 11

881,435 89

1,027,787 33

C ertified checks ................................................

4,005 79

14,323 90

37,313 21

6,223 73

S a v in g s d ep o sits .............................................

995,086 52

1,103,305 54

1,194,332 07

1,266,102 44

S a v in g s certifica tes o f d e p o s it............... ..

110,327 38

103,901 10

123,603 18

134,329 60

$3,524,040 05 $3,931,316 71

$4,002,263 59

C a p ita l sto ck paid i n ..........
S u rp lu s fu n d ...........................................
U n d iv id ed profits, less current expenses.
in te r e st and ta x e s p a id ..................
D iv id en d s un p a id

C a sh ier’s check s o u ts ta n d in g ....................

N o tes and b ills re-d isco u n te d .................
B ills payable
T o ta ls

....................................................

............... ...................................................... $3,344,157 25


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

72

STATE BANKING

DEPARTMENT.

No. 52.
»PEOPLE’S SAVINGS BANK, DETROIT.
O rganized J a n u a ry 1, 1872.

M. W. O’B rien , P r e s i d e n t ; F. A. S chulte , V ic e P r e s i d e n t ; G. E. L awson , C a s h ie r ;
R. W. S mylie , A u d ito r .
D irectors.— F. F. P alm s, Geo. E. L aw son, M. W. O’B rien , F. A. Sch u lte, Geo. H. Barbour,
Jerem iah D w yer, C larence C arpenter, C. A. D ucharm e, Fred T. M oran, Sigm und R oth sch ild ,
M. J. M urphy.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts .................................................. $3,510,347 75 $3,672,946 34 $4,082,702 61

R eport o f
D ec. 10.
$2,233,510 31

B onds, m o rtg a g es and s e c u r itie s .........................

3,344,317 03

3,538,505 19

3,639,706 50

5,136,679 10

P rem iu m s paid on b o n d s........................................

13,651 00

18,826 00

23,501 00

27,838 50

5,959 39

1,103 00

8,916 58

5,510 52

O verd rafts

......................................................................

B a n k in g hou se

. . . ..................................................

F u rn itu r e and fix tu r e s ...........................................

4,431 45

2,431 45

2,431 45

2,431 45

175,781 34

166,549 19

159,475 09

158,656 98

27,694 09

30,536 73

33,262 84

40,558 55

D ue from banks in reserv e c it ie s .......................

973,148 76

1,274,474 24

948,776 24

1,489,060 64

E x ch a n g e fo r clea rin g h o u s e ................................

73,190 32

119,809 72

115,214 27

67,313 08

U. S. and N a tio n a l bank c u r re n c y .......................

274,861 00

281,007 00

176,104 00

249,830 00

Gold c o in ....................................................

221,082 50

215,535 00

213,590 00

222,100 00

15,614 50

17,362 00

14,688 CO

21,892 50

868 00

912 35

559 82

606 76

3,011 54

2,583 72

2,200 77

3,640 91

$8,643,958 67 $9,342,581 93 $9,421,129 17

$9,659,629 30

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
U n ited

S ilv er

S ta te s b o n d s..................................................

coin

...........................................

N ick els and c e n t s ................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t .................................................
T o ta ls

.............................................

L ia b ilitie s.
C apital stock paid i n ............................
Su rp lus fu nd .....................................................
U n d ivid ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ......................................
D iv id en d s un paid

.............................................

$500,000 00

$500,000 00

$500,000 00

$500,000 00

125,000 00

125,000 00

125,000 00

125,000 00

67,444 59

66,161 31

76,787 43

83,468 03

30 00

330 00
1,240,938 84

C om m ercial d ep o sits subject to c h e c k .............

990,196 69

1,128,697 44

1,005,439 23

C om m ercial certifica tes o f d e p o s it.......................

29,653 79

27,959 38

25,490 88

23,786 74

D ue to banks and b a n k e rs......................................

578,901 91

654,949 70

752,676 03

715,683 70

3,954 66

8,175 41

7,435 33

2,983 36

5,860,059 45

6,280,865 92

6,360,523 18

6,418,042 28

488,717 58

550,442 77

567,777 09

549,726 35

$8,643,958 67 $9,342,581 93 $9,421,129 17

$9,659,629 30

C ertified checks ................................................
C a sh ier’s checks o u tsta n d in g .................................
S a v in g s d ep o sits .......................................................
S a v in g s certifica tes o f d eD o sit..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

....................................................

.....................................................

* C orporate e x isten ce extended th ir ty y ea rs from Jan u ary 1, 1902.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

73

MICHIGAN.

No. 7.
STATE SAVINGS BANK, DETROIT.
O rganized October 24, 1883.

George H. R u sse l , P r e s i d e n t ; R ufus W. Gillette , H. C. P otter, J r., V ic e P r e s i d e n t s ;
R. S. Mason , C a s h ie r ; A u st in E. W ing , H. P. B orgman, A s s i s t a n t C a s h ie r s ; E ugene
A. S underlin , A u d ito r .
D irectors.— George H. R u ssel, R obert S. M ason, H ugh M cM illan, H enry R u ssel, H enry B.
L edyard, R u ssell A. A lger, H enry M. Cam pbell, R. W. G illette, Wm. C. M cM illan, C has. L.
Freer, F rank J. Meeker, P e te r W hite, T rum an H. N ew berry, H enry C. P otter, Jr.
R eport o f
Feb. 5.

R esources.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts .........................

099,766 12 $4,922,828 72 $5,494,499 22

$5,480,291 98

B onds, m o rtg a g es and s e c u r itie s.

086,647 11

3,639,193 61

3,304,821 05

3,398,037 13

P rem iu m s paid on b o n d s...............

31,212 50

22,343 75

21,281 25

25,428 75

2,708 98

2,131 29

2,065 08

6,809 88

...................................

250,000 00

250,000 00

250,000 00

250,000 00

F u rn itu re and fix tu r e s ....................

28,206 88

28,206 88

28,206 88

28,206 88

O ther real e s t a t e ......................................
D ue from oth er banks and bankers
reserv e c it ie s ) ...............................................

65,641 23

71,580 40

71,925 99

72,033 76

121,013 22

182,501 21

154,810 88

195,109 09

D ue from banks in reserv e c itie s .

,517,036 40

1,305,794 72

930,011 54

1,448,730 19

E x ch a n g e fo r c lea rin g h o u se ..........

70,083 68

121,337 01

616,913 70

294,279 88

U. S. and N a tio n a l bank cu rren cy.

515,835 00

356,592 00

279,305 25

187,111 00

Gold c o in .....................................................

458,360 05

340,688 60

347,451 32

280,800 80

59,535 00

37,237 80

53,527 60

29,462 95

1,341 19

923 71

533 07

1,091 34

10,117 49

22,628 41

26,384 07

8,631 50

O v erd ra fts
B a n k in g

U n ited

S ilv er

........................................ .. .

hou se

(n o t

S ta te s b o n d s............................

coin

.............................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

$10,317,504 85 $11,303,988 11 $11,641,736 90 $11,706,025 13

T o ta ls
L ia b ilitie s.
C apital stock paid i n ..........
Su rp lus fu nd ...........................................
U ndivided profits, le ss current
in te r e st and ta x e s p a id ..................
D iv id en d s un paid

$500,000 00

$500,000 00

$500,000 00

$500,000 00

100,000 00

100,000 00

100,000 00

100,000 00

46,048 45

69,032 34

70,027 98

81,528 00

2,988,605 06

...........................................

C om m ercial d ep o sits su b ject to check .

3,439,493 84

3,589,605 36

3,478,887 32

C om m ercial certifica tes o f d e p o s it..........

31,537 50

40,547 30

135,550 00

135,550 00

D ue to banks and b a n k e rs.........................

1,576,265 85

1,847,404 51

2,049,513 21

2,013,746 46

C ertified checks ................................................

6,716 43

29,430 99

2,530 40

5,407 28

C a sh ier’s checks o u tsta n d in g ....................

51,617 15

57,029 34

41,683 52

21,767 91

S a v in g s d ep o sits .............................................

3,739,907 49

4,157,360 52

4,191,039 67

4,676,434 66

S a v in g s certifica tes o f d e p o s it..................

825,918 14

913,577 75

1,072,504 80

1,182,985 76

N o tes and b ills r e-d isco u n te d .................
B ills payab le

....................................................
$10,317,504 85 $11,303,98811 $11,641,736 90 $11,706,025 13

T o ta ls

10


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

74

STATE BANKING DEPARTMENT.
THE UNION TRUST COMPANY, DETROIT.
O rganized N ovem ber 24, 1890.

D. M. F erry, P r e s i d e n t ; W. O. McMillan , F i r s t V ic e P r e s i d e n t ; A. E. F. W h it e , S e c o n d V ic e
P r e s i d e n t ; E llwood T. H ance, S e c r e t a r y a n d T r e a s u r e r ; ' H oward J. L esher , A s s i s t a n t
S e c r e ta r y .

D irectors.— S. D. M iller, Geo. H. B arbour, W. C. M cM illan, D. C. W hitney, D. M. F erry,
H ugh M cM illan, F . W. H ayes, Sim on J. M urphy, Geo. H. H opkins, A. E. F. W hite,
C harles Stinchfleld , J a m es D. S ta n d ish , Ja m es M cM illan, E llw ood T. H ance, C. A.
D ucharm e, H enry R u ssel, T. H. N ew berry, E llio tt T. Slocum , F. J. H ecker, Wm. C. Y aw key,
H. A. C onant, C harles ,L- F aim s.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

Report of
Sept. 30.

........................................... $1,143,820 93 $1,885,203 98 $1,449,764 24

C o lla tera l

lo a n s— tim e

C o lla tera l

lo a n s— d e m a n d .......................................

R eport o f
D ec. 10.
$1,381,482 37

500,499 38

485,572 78

671,163 28

651,646 39

751,900 13

787,121 24

799,979 10

803,237 17

205,763 00

202,635 00

209,650 00

209,150 00

...................................................................

35,763 38

30,423 94

office............................................................

608,115 45

743,035 90

814,685 90

765,413 90

................................................................................

239,000 00

239,000 00

239,000 00

239,000 00

R eal e sta te o w n e d .......................................................

35,853 78

24,482 00

24,470 50

24,607 15

.....................................................

134,100 00

136,300 00

136,100 00

136,100 00

t r u s t s ..................................................

34,337 19

32,737 02

50,693 28

25,365 03

5,694 73

5,550 00

5,573 90

5,664 65

L oans on real e sta te m ortgages, in office. . .
L oans on real e sta te m ortgages, w ith s ta te
trea su rer ...................................................................
O ther lo a n s
B onds,

in

24,651 04

B onds, w ith s ta te tr e a su r e r ...................................
Sto ck s

O th er in v e stm e n ts
A d v a n ces

to

P rem iu m s

p a id ..............................................................

S a fe d ep o sit v a u lt s .....................................................
F u rn itu re

and fix tu r e s .............................................

D ue from approved reserve a g e n ts .......................
D ue from oth er banks and b a n k e rs..................

137,006 57

287,817 28

188,627 30

153,727 51

C ash ite m s ......................................................................

4,625 77

6,735 93

3,694 62

3‘, 581 37

N ick els and c e n t s .........................................................

4 34

2 94

9 45

9 05

47 45

20 10

66 75

57 55

S ilv er coin
G old coin

.....................................................................
........................................................................

75 00

45 00

125 00

145 00

U. S. and N a tio n a l bank n o t e s ..............................

5,166 00

8,503 60

11,782 00

9,354 00

...................................................................... $3,841,773 10 $4,875,186 11 $4.631,865 19

$4,433,192 18

T o ta ls

L ia b ilitie s.
C a p ita l sto ck paid i n ................................................

$500,000 00

$500,000 00

$500,000 00

$500,000 00

S u rp lu s fu n d ...................................................................
U nd ivid ed profits (le s s expenses, in te r e st and
ta x e s p a id ) ..............................................................

100,000 00

125,000 00

125,000 00

125,000 00

71,498 32

73,038 88

96,784 88

113,954 34

D iv id en d s un paid
T ru st

d ep o sits

D eb en tu res

.......................................................

............................................................

344,931 32

413,140 73

380,197 45

300,757 84

.....................................................................

2,823,226 79

3,556,430 37

2,440,389 83

2,228,009 75

197,781 40

1 087,847 55

1 163 136 17

9,794 73

2,145 48

2,334 08

...................................................................... $3,841,773 10 $4,875,186 11 $4,631,865 19

$4,433,192 18

C ertifica tes o f d e p o s it................................................
O th er

lia b ilitie s

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

..................................... ...................

2,116 67

STATE

BANKS

OF

75

MICHIGAN.

No. 6.
“WAYNE COUNTY SAVINGS BANK, DETROIT.
O rganized Septem ber 18, 1871.
C h a s . F. C o l l in s , P r e s i d e n t ; D . M. F e k r t , F i s t V ic e P r e s i d e n t ; W m . S. G r e e n , S e c o n d V ic e
P r e s i d e n t ; A l fr e d K. K i e f e r , S e c r e t a r y a n d T r e a s u r e r ; E. H. C o l l in s , A s s i s t a n t
S e c r e t a r y a n d T r e a s u r e r ; W m . A. M oore , A t t o r n e y .
D ir e c t o r s .— D. M. F erry, C has. F. C ollin s. Wm. A. M oore, Wm. S. Green. E. H. F lin n ,
H. K irke W hite, J. B. Book, A. L. S tep hens, F. H. Croul, F rank W. Eddy, Step h en Y.
Seyburn.
R esources.

R eport o f
F eb. 5.

R eport of
Ju ly 15.

Report o f
Sept. 30.

L oans and d is c o u n ts .................................................. $1,653,752 46 $1,412,632 15 $1,575,751 42

R eport of
D ec. 10.
$1,648,792 21

B onds, m ortgages and s e c u r itie s .........................

5,647,899 85

6,252,922 09

6,116,076 18

6,293,845 69

P rem iu m s paid on U. S. b o n d s............................

43,531 25

43,531 25

43,531 25

54,531 25

187,000 00

187,000 00

187,000 00

170,000 00

11,500 00

11,500 00

11,500 00

132,042 55

124,296 54

124,665 87

B a n k in g

hou se

F u rn itu re and

............................................................
fixtures

O th er real e s t a t e .........................................................
D ue from oth er banks and bankers (n ot
reserve p itie s). TT

141,006 79

S ta te s b o n d s..................................................

202,500 00

202,500 00

202,500 00

202,500 00

D ue from banks in reserve c it ie s ......................

1,414,497 57

1,343,075 48

1,388,335 29

1,275,460 40

U n ited

E x ch a n g e fo r c lea rin g b o u s e ..
U. S. and N a tio n a l bank c u r r e n c y ......................

141,809 00

137,358 00

135,185 00

139,740 00

G old c o in ...........................................................................

289,000 00

316,017 50

325,775 00

344,562 50

7,529 50

3,293 00

2,888 50

3,526 00

460 76

130 23

146 08

130 77

17,305 74

22,640 78

32,235 48

30,003 79

S ilv er

coin

...................................................................

N ick els and c e n ts .........................................................
C hecks, cash item s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

...................................................................... $9,746,292 92 $10,064,643 03 $10,145,220 74 $10,299,258 48
L ia b ilitie s.

C a p ita l stock paid i n ................................................

$400,000 00

$400,000 00

$400,000 00

S u rp lu s fu n d .................................................................
U ndivided profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

150,000 00

150,000 00

150,000 00

150,000 00

446,778 42

411,327 71

397,235 58

410,515 99

2,237 50

210 00

7,710 00

91 38

S a v in g s d ep o sits .........................................................

8,187,252 92

8,529,769 05

8,584,911 06

8,682,113 38

S a v in g s certifica tes o f d e p o s it..............................

560,024 08

573,336 27

605,364 10

656,537 73

D iv id en d s un paid

$400,000 00

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............
C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs.....................................
C ertified checks ............................................................
C a sh ier's checks o u ts ta n d in g .................................

N o tes and b ills re-d isco u n te d ..............................
B ills payable
T o ta ls

.................................................................

...................................................................

$9,746,292 92 $10,064,643 03 $10,145,220 74 $10,299,258 48

* C orporate e x isten ce extended th ir ty years from Septem ber 18, 1901.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

76

STATE BANKING

DEPARTMENT.

No. 157.
DEXTER SAVINGS BANK, DEXTER.
O rganized A pril 22, 1893.

T homas B irkett , P r e s i d e n t ; E. F. Chase , V ic e P r e s i d e n t ; E. H. Carpenter , C a s h ie r ;
G. S. F rancisco , A s s i s t a n t C a s h ie r .
D irectors.— T hom as B irk ett, E. F. C hase, George B en ton , C. H . Van R iper, S. L. Jenney,
J. T. H ovey, H. W. N ew kirk.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

anil d is c o u n ts ..................................................

$41,852 47

$56,807 30

$55,808 72

$56,788 80

rrmrfgacrps fmd sp c n r itic s .........................

37,670 40

41,631 40

39,631 40

42,318 95

.............................. .. ...................................

71 62

460 55

192 11

106 37

F u rn itu re and fix tu r e s .............................................

1,400 58

1,600 58

1,600 58

1,600 58

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t

7,434 21

5,866 95

6,032 82

5,932 82

Bonds

O v erd ra fts

U n ited

S ta te s b o n d s................................................

D ue from banks in reserve c it ie s .......................

5,000 00

5,000 00

5,000 00

5,000 00

22,399 70

22,394 20

15,462 51

18,327 96

1,696 00

F.Tr-hange for c lea rin g h o u s e ................................
U . S. and N a tio n a l bank c u r re n c y .......................

813 00

359 00

939 00

Gold c o in ...........................................................................

562 50

720 00

485 00

665 00

S ilv er

...................................................................

972 25

1,672 30

1,079 00

731 95

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revem r
a cco u n t ........................................................................

83 57

69 56

83 20

36 40

38

1 75

18 06

84 35

$118,266 68

$1.36,583 59

$126,332 40

$133,289 18

C apital stock paid i n ................................................

$20,000 00

$20,000 00

$20,000 00

$20,000 00

Su rp lus fu nd ...............................................................
U nd ivid ed profits, le ss cu rren t expenses
in te r e st and ta x e s p a id ......................... ..............

2,000 00

2,500 00

2,500 00

2,500 00

2,036 65

1,722 82

2,476 32

3,009 63

C om m ercial d ep o sits su b ject to c h e ck .............

29,103 60

26,627 24

20,454 19

24,121 72

C om m ercial certifica tes o f d e p o s it.......................

18,516 49

28,295 65

27,218 32

25,849 63

D ue to banks and b a n k e rs......................................

25 00

coin

T o ta ls

....................................................................
L ia b ilitie s.

D iv id en d s un paid

78 00

.......................................................

C ertified checks ............................................................
C a sh ier’s check s o u tsta n d in g .................................

3,804 80

6,214 56

4,602 35

6,968 50

S a v in g s d ep o sits .........................................................

42,780 14

51,145 32

49,081 22

50,839 70

$118,266 68

$136,583 59

$126,332 40

$133,289 18

S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

77

MICHIGAN.

No. 28.
CITY BANK, DOWAGIAC.
O rganized M arch 19, 1887.
W. L yle, P r e s i d e n t ; N. F. Choate , V ic e P r e s i d e n t ; I. B. Gage, C a s h ie r .

F.

D irectors.— N elson F. C hoate, Frank W. L yle, I. B. Gage, O liver L yle, John R. Carr, L evi Lyle.
R esources.

R eport of
F eb. 5.

R eport of
Ju ly 15.

Report of
Sept. 30.

L oans and d is c o u n ts ..................................................

$167,705 29

$170,926 96

$173,497 09

$156,588 24

B onds, m ortgages and s e c u r itie s .........................

41,594 29

41,479 29

38,390 12

41,297 70

7,708 81

2,783 28

4,010 81

620 83

R eport o f
D ec. 10.

Prem iu m s paid on hornis......................................
O v erd ra fts
B a n k in g

......................................................................

hou se

............................................................

F u rn itu re and fix tu r e s .............................................

6,972 93

6,996 93

6,996 93

6,996 93

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

14,384 00

9,000 00

9,000 00

9,000 00

60,580 00

26,240 32

76,936 28

3,069 34

1,161 08

4,630 55

A ccrued in te r e st
U n ited

S ta te s

.........................................................

3,065 41

b o n d s..................................................

D ue from banks in reserve c it ie s ......................

27,283 27

E x ch a n g e fo r clea rin g h o u s e ................................
U. S. and N a tio n a l bank c u r re n c y .......................

13,439 00

11,411 00

9,315 00

10,301 00

Gold c o in ...........................................................................

10,345 00

10,490 00

8,330 00

8,960 00

2,107 70

482 00

2,116 00

1,334 70

96 34

129 40

80 40

174 55

2,342 80

2,301 56

3,430 59

3,664 27

$297,044 84

$319,649 76

$282,568 34

$320,505 05

C apital stock paid i n ................................................

$60,000 00

$60,000 00

$60,000 00

$60,000 00

S u rp lus fu nd .................................................................
U nd ivid ed profits, less current expenses,
in te r e st and ta x e s p a id ......................................

12,000 00

12,000 00

12,000 00

12,000 00

808 64

2,106 30

2,807 73

1,314 43

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

................................... ..................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............

75,520 25

104,252 66

66,207 35

83,835 20

C om m ercial certifica tes o f d e p o s it.......................

148,715 95

141,242 80

141,553 26

163,355 42

$282,568 34

$320,505 05

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................

48 00

C a sh ier’s checks o u ts ta n d in g ................................
S a v in g s d ep o sits .........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
B ills payable
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$297,044 84

$319,649 76

STATE BANKING

78

DEPARTMENT.

No. 142.
MONROE COUNTY BANK, DUNDEE.
O rganized Septem ber 26, 1892.

G J. S haefer , P r e s i d e n t ; M. J. H owe, V ic e P r e s i d e n t ; W m . Clute , C a s h ie r .
D ir e c t o r s .— B yron J. Corbin, C. F. E. L ong, W illia m C lute, M. J. H ow e, Geo. J. Sh aefer,
W. C. P alm er, Geo. W. Hurd.
1 R eport of
Feb. 5.

R esources.

R eport of
July 15.

Report o f
Sept. 30.

R eport of
D ec. 10.

$79,934 16

$85,603 45

$83,769 31

$76,594 28

13,248 14

11,420 90

11,320 90

11,120 90

1,592 79

913 28

1,912 83

3,927 10

2,561 53

2,561 53

2,561 53

2,561 53

1,344 00

1,344 00

1.344 00

1,344 00

44 50

44 50

44 50

1,149 39

274 78

50 65

31 09

26,404 71

23,242 88

23,209 16

41,466 40

S and N a tio n a l bank c u r re n c y .......................

2,144 00

4,749 00

1,771 00

2,512 00

Gold coin , , .....................................................................

4,670 00

3,230 00

3,175 00

3,145 00

624 05

160 35

14 90

240 60

136 78

27 62

17 67

45 04

146 39

8 37

31 29

101 11

$134,000 44

$133,580 66

$129,222 74

$143,089 05

C apital stork paid i n ................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

Su rp lus fu n d .................................................. ............
U n d iv id ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

600 00

600 00

600 00

600 00

5,762 61

5,486 39

5,508 45

6,094 57

C om m ercial d e p o sits su b ject to ch eck . . . . . .

32,681 48

19,595 94

18,944 18

30,715 56

C om m ercial certifica tes o f d e p o s it.......... .. . . . .

79,956 35

92,898 33

89,170 11

90,678 92

$134,000 44

$133,580 66

$129,222 74

$143,089 05

DOUUb} LL1U1 IgdgcB (XLJU oct ur. i ................................
P rem iu m s paid on b o n d s......................................

B a n k in g h ou se
F u rn itu re
D ue

from

U n ited

..........................................................

and fix tu r e s .............................................
oth er
c itie s )

banks and bankers (n ot
..................- ..................................

S ta te s b o n d s..................................................

D ue from ban k52 in reserve c it ie s . . ..................

U

S ilv er

coin

...................................................................

N ic k e ls and c e n t s .........................................................
Cheeks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid

..................................................

D ue to banks and b a n k e rs......................................
Certified checks ............................................................
C a sh ier’s cheeks o u tsta n d in g ..............................
R avings d e p o sits

-

...................................

S a v in g s certifiea tes o f dep osit
N o tes and b ills re-discounted
D ills payab le
T o ta ls

, t , , t t T. t T»r , . , . .........................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

79

MICHIGAN.

No. 124.
SHIAWASSEE COUNTY BANK, DURAND.
O rganized October 5, 1891.

R obert C. F air , P r e s i d e n t ; Charles H. Sayre, V ic e P r e s i d e n t ; F. N. Conn , C a s h ie r .
D irectors.— C. H. Sayre, F. N. Conn, L ynds L. Conn, R obert C. F a ir, Geo. N. S iefert,
T hom as Cooling.

R esources.

R eport o f
F eb . 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$55,681 18

$58,194 01

$52,798 45

$61,483 61

B onds, m o rtg a g es and s e c u r itie s .........................

36,351 73

42,929 11

46,379 11

46,574 04

197 67

29 81

65 79

36 80

O v erd ra fts

......................................................................

R anking housp

.......................................................

F u rn itu re and fix tu r e s .............................................

1,811 50

1,811 50

1,811 50

1,811 50

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

7,871 44

7,401 44

9,205 24

3,003 80

986 67

3,069 61

2,013 33

16,967 36

14,503 45

4,948 48

5,749 07

U. S. and N a tio n a l bank c u r re n c y .......................

7,975 00

9,263 00

5,424 00

7,696 OO

Gold c o in ...........................................................................

5,047 40

7,065 00

6,215 00

6,920 00

....................................................................

814 50

1,494 05

651 45

566 10

N ick els and c e n t s ......................... ................................
Checks, cash item s and in tern a l revenue
accou n t ........................................................................

68 62

190 21

110 43

124 69

6 30

72 39

4,628 13

1,720 43

$133,779 37

$146,023 58

$134,250 91

$135,686 04

$25,000 00

$25,000 00

$25,000 00

$25,000 00

1,200 00

1,200 00

1,200 00

1,200 00

663 98

508 18

1,222 77

1,554 26

C om m ercial d ep o sits subject to c h e ck .............

16,655 06

23,077 94

17,920 47

22,433 13

C om m ercial certifica tes o f d e p o s it.......................

56,680 37

55,754 01

48,247 67

45,883 12

33,579 96

40,483 45

40,660 00

39,615 53

$133,779 37

$146,023 58

$134,250 91

$135,686 04

TTnitpd S ta fp s b o n d s..................................................
D ue from banks in reserve c it ie s ......................
E x ch a n g e fo r clea rin g h o u s e ................................

S ilv er

coin

T o ta ls

......................................................................
L ia b ilities.

C apital stock paid i n ...............................................
Surplus fu nd .................................................................
U ndivided profits, less current expenses,
in ter e st and ta x e s p a id ........................................
D ivid en d s unpaid

.......................................................

D ue to banks and b a n k ers......................................
C ertified checks ............................................................
C ash ier’s checks o u tsta n d in g .................................
Sa v in g s d ep o sits .........................................................
Sa v in g s certificates o f d e p o s it..............................
N otes and b ills re-d isco u n ted ..............................
B ills payable
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

80

BANKING

DEPARTMENT.

No. 238.
STATE BANK OF EAST JORDAN, EAST JORDAN.
O rganized J u ly 12, 1901.
J o s . C. Glenn , P r e s i d e n t ; W. L. F rench , V ic e P r e s i d e n t ; Geo. G. Glenn , C a s h ie r .
D ir e c t o r s .— M. H. R obertson, J. C. G lenn, W. P. P orter, W. L. French, Geo. G. Glenn.
Report o f
Feb. 5.

R esources.

R eport of
J u ly 15.

R eport of
Sept. 30.
$46,021 22

Report of
D ec. 10.
$40,819 77
4,619 78

D ue

from

oth er

banks

and

bankers

plof) PI n O’ hflllSP

1,924 85
4,766 14

1,584 29

1,584 29

(n o t

fi’om banks in reserve c itie s ....................
Dvoliomra

1,286 84
4,790 14

.................... ..

TJ S and ^National bank c u r r e n c y .......................

40 00

40 00

8,787 74

15,236 41

200 00

1,535 25

4,676 00

4,238 00

............................................................

530 00

535 00

, ............................................... ..

879 55

469 85

57 10

41 00

75 09

49 08

$68,927 97

$75,859 42

$20,000 00

$20,000 00

533 62

943 26

Pnim nercial d ep o sits su b ject to c h e c k .............

22,108 91

20,344 82

C om m ercial certifica tes o f d e p o s it.......................

26,283 66

32,998 37

1 78

1 78

Gold coin
S ilv er

coin

IVinkels anrl c e n t s .........................................................
Checks, cash item s and in tern a l revenue
Recount..................................................................

L ia b ilitie s.
C apital stock paid in,
Su rp lus fu nd
..................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta^ps paid
.
.......................
D iv id en d s unpaid

...................................* ..............

D ue to banks and h a n k e rs......................................
C ertified checks ..................................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d ep o sits

.........................................................

S a v in g s cer tific a te s o f d e p o s it..............................
N o te s and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

1,571 19

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$68,927 97

$75,859 42

STATE

BANKS

OF

81

MICHIGAN.

No. 53.
MICHIGAN STATE BANK, EATON RAPIDS.
O rganized J u ly 22, 1884.

J ohn M. Corbin , P r e s i d e n t ; H. P. Webster , V ic e P r e s i d e n t ; H. H. H amilton , C a s h ie r ;
E. S. H arris , A s s i s t a n t C a s h ie r .
D irectors.— Josep h Carr, H . P. W ebster, E. S. H arris, H. H. H am ilton , E. F . K napp,
J. M. Corbin, H enry C. M innie, I. N. R eynolds, B. S. H arris.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

L oan s and d is c o u n ts ..................................................

$147,735 74

$151,402 68

$159,982 87

$150,262 11

B onds, m o rtg a g es and s e c u r itie s .........................

63,666 62

64,131 23

63,336 23

57,615 22

R eport o f
D ec. 10.

P rem iu m s paid on b o n d s.
1,563 35

963 86

1,289 04

1,035 95

............................................................

5,500 00

5,500 00

5,500 00

5,500 00

F u rn itu re and fix tu r e s .............................................

2,000 00

2,000 00

2,000 00

2,000 00

O th er real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e e it ie s ) ............................................ ..

975 00
130 00

2,900 00

3,226 65

11,639 70

16,665 48

O v erd ra fts

.................................................. ...................

B a n k in g h ou se

U n ited

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................

200 00
12,380 87

8,488 11

E x ch a n g e fo r clea rin g h o u s e ................................

1,105 00

U. S. and N a tio n a l bank c u r r e n c y ......................

7,631 00

5,410 00

4,775 00

5,110 00

Gold c o in ...........................................................................

6,395 00

5,957 50

5,012 50

4,552 50

S ilv er

1,000 00

880 00

675 00

180 75

43 54

16 05

62 13

10 69

447 55

523 40

1,620 36

2,212 70

$249,338 67

$245,602 83

$259,897 83

$248,372 05

C a p ita l stock paid i n ...............................................

$75,000 00

$75,000 00

$75,000 00

$75,000 00

Su rp lus fu n d .................................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

15,000 00

15,000 00

15,000 00

15,000 00

3,368 53

2,269 04

2,501 29

4,264 39

.......................................................

59 06

333 10

50 72

40 00

C om m ercial d ep o sits su b ject to c h e ck .............

37,566 91

30,700 61

32,981 19

30,830 67

C om m ercial certifica tes o f d e p o s it.......................

118,225 28

122,134 14

105,255 19

95,236 99

D ue to banks and b a n k e rs......................................

118 89

165 94

1,109 44

co in

...................................................................

N ick els and c e n t s .........................................................
Checks, cash item s and in tern a l revenue
a c co u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

C ertified check s ............................................................
C ash ier’s checks o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................

11


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$249,338 67

$245,602 83

28,000 00

28,000 00

$259,897 83

$248,372 05

82

STATE

BANKING

DEPARTMENT.

No. 193.
EDMORE STATE BANK, EDMORE.
O rganized A pril 5, 1897.

J ohn W. P feifler , P r e s i d e n t ; F rederick N eff , V ic e P r e s i d e n t ; S herman N eff , C a s h ie r ;
E dward A. R fndell , A s s i s t a n t C a s h ie r .
D irectors.— Jno. W. P feifler, F rederick Neff, Sherm an Neff, E dw ard A. R undell,
H enry J. B urch.
R esources.

R eport of
Feb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

R oans

nrj d isp o n n ts..................................................

$11,733 20

$17,837 27

$13,751 63

$17,960 76

Rnnds

mm'fo'iigps arul sp pnritips.........................

23,303 24

22,828 62

21,927 47

20,998 13

168 40

26 36

152 21

362 22

Oyprd r a fts
R anking

............................................................ ..

bonsp

......................... ..................................

1,776 24

1,776 24

1,776 24

1,776 24

and

fix tu r e s .............................................

913 43

913 43

913 43

959 43

18,934 99

27,697 67

33,536 05

32,543 05

F n rn itnrp

Ofbpr rpa 1 pstatp
D ue from oth er banks and bankers (n o t
rpspryp p itip s )...........................................................
Tlnifpd

S ta tp s b o n d s..................................................

T)np from banks in rpsprvp p it ie s .......................
Fxpbangp fo r plea rin g b o u se .................................
U. S. and N a tio n a l bank c u r r e n c y .......................

3,197 00

4,026 00

5,727 00

3,557 00

Gold c o in ...........................................................................

1,982 50

1,987 50

1,982 50

1,967 50

607 00

515 00

482 00

645 00

28 12

11 67

26 72

3 29

83 96

13 42

5 64

$62,728 08

$77,633 18

$80,280 89

$80,772 62

$15,000 00

$15,000 00

$15,000 00

$15,000 00

142 20

279 39

279 39

279 39

1,159 31

479 78

815 49

1,045 15

10,553 25

13,585 45

12,854 98

15,152 8&

S ilv er

coin

...................................................................

N ick els and c e n ts .........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

. . .................................................................
L ia b ilities.

C apital stock paid i n ...............................................
Su rp lus fu nd .................................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e c k .............

f

C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u tsta n d in g .................................
S a v in g s d ep o sits .........................................................

2,525 28

2,172 92

2,980 03

3,126 94

S a v in g s certifica tes o f d e p o s it..............................

33,348 04

46,115 64

48,351 00

46,168 31

$62,728 08

$77,633 18

$80,280 89

$80,772 62

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

83

MICHIGAN.

No. 129.
ELK RAPIDS SAVINGS BANK, ELK RAPIDS.
O rganized J a n u a ry 20, 1892.
F. B. Moore, P r e s i d e n t ; Milton B. L ang, V ic e P r e s i d e n t ; R. W. B agot, C a s h ie r .

D irectors.— H o ra tio B. L ew is, M. B. Lang, R. W. B agot, F rank B. M oore, B en j. R. M oore,
H arry H irshberg, J. W. M cLane.
R esources.

R eport o f
F eb . 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$62,450 30

$66,431 23

$65,028 96

$59,172 75

B onds, m o rtg a g es and s e c u r itie s .........................

31,550 81

29,379 18

28,809 03

26,594 06

225 36

605 35

1,010 55

22 56

2,149 52

2,149 52

2,149 52

2,149 52

940 35

191 18

P rem iu m s paid on b o n d s........................................
O verd rafts
B an k in g

......................................................................

hou se

F u rn itu re

............................................................

and fix tu r e s .............................................

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
U n ited

S ta te s b o n d s . . . . ' ........................................
11,715 58

12,592 22

11,160 66

26,895 34

U. S. and N a tio n a l bank c u r re n c y .......................

9,009 00

8,182 00

8,322 00

8,425 61

Gold c o in ...........................................................................

1,270 00

1,465 00

1,817 50

2,100 00

925 45

573 55

504 70

923 10

104 37

134 63

108 20

64 03

369 34

5,723 33

1,389 23

$119,769 73

$127,236 01

$121,240 70

$126,538 15

C apital stock p aid i n ................................................

$35,000 00

$35,000 00

$35,000 00

$35,000 00

Su rp lus fund ..........................................................
U ndivided profits, less cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

1,330 00

1,330 00

1,330 00

1,330 00

448 97

2,280 46

2,913 46

4,566 15

D ue from banks in reserve c it ie s .......................
E xch an ge fo r c lea rin g h o u s e ................................

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
acco u n t .................................................... ...................
T o ta ls
L ia b ilitie s.

.......................................................

287 96

18 76

18 76

C om m ercial d e p o sits su b ject to c h e c k .............

38,936 36

31,484 85

26,380 67

26,562 12

C om m ercial certifica tes o f d e p o s it.......................

24,341 56

30,930 73

30,074 44

31,999 33

D iv id en d s un paid

65 72

D ue to banks and b a n k e r s » . . . . * .......................
C ertified checks ............................................................
C ash ier’s checks o u tsta n d in g .................................
S a v in g s d ep o sits ..........................................................

19,424 88

26,125 49

25,523 37

27,080 55

$119,769 73

$127,236 01

$121,240 70

$126,538 15

S a v in g s certifica tes o f d e p o s it..............................
N otes and b ills re-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

84

BANKING

DEPARTMENT.

No. 152.
FIRST STATE SAVINGS BANK, EVART.
O rganized February 17, 1893.

V. R. D avy, P r e s i d e n t ; J. W. Matthew s , V ic e P r e s i d e n t ; Wm . Rogers, C a s h ie r .
D irectors.__ V. E. L acy, V. R. D avy, C. H. R ose, Wm. R ogers, J. W. M atth ew s, J. S. E dw ards,
G.

E. B randeberry.
R eport of
Feb. 5.

R esources.

L oans and d is c o u n t s ..................................................
Bonds

rnortgages a nd s e c u r itie s .........................

R eport o f
July 15.

R eport of
Sept. 30.

R eport of
D ec. 10.

$73,736 88

$82,947 52

$85,950 00

$77,814 35

25,141 92

33,513 82

36,108 82

38,977 32

395 51

44 71

450 55

1,741 05

B a n k in g h o u se

............................................................

3,700 00

3,700 00

3,700 00

3,700 00

F u rn itu r e and

fix tu r e s .............................................

1,000 00

1,000 00

1,000 00

1,000 00

200 00

200 00

200 00

27,108 49

42,609 65

47,379 74

77,580 33

S and N a tio n a l bank c u r r e n c y .......................

3,089 00

3,460 00

2,055 00

3,462 00

Gold c o in ...........................................................................

4,065 70

3,659 50

4,081 50

4,526 50

935 55

868 55

1,594 00

1,229 60

110 91

91 16

157 80

134 34

1,058 98

1,436 78

782 87

1,171 59

$140,342 94

$173,531 69

$183,460 28

$211,537 08

C apital stock paid i n ................................ ..............

$20,000 00

$20,000 00

$20,000 00

$20,000 00

S u rp lu s fu n d ...............................................................
U n d iv id ed profits, le ss cu rren t expenses,
interest" and ta x e s p a id ........................................

5,000 00

5,000 00

5,000 00

5,000 00

2,305 89

1,907 95

2,641 18

3,683 32

830 00

400 00

Oyerdra ft s

D ue

from

............................................. ........................

oth er

banks

and

bankers

(n o t

D ue from banks in reserve c it ie s .......................

U

S ilv er

coin

...................................................................

N ick els and c e n t s ..........................................................
Checks, cash item s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

.................................................. ...................
L ia b ilitie s.

D iv id en d s un paid
C om m ercial d ep o sits su b ject to c h e c k .............

34,035 32

48,563 94

53,871 19

76,583 99

C om m ercial certifica tes o f d e p o s it.......................

29,273 66

47,628 92

48,618 73

47,750 50

200 00

683 66

D ue to banks and bankers ...................................
C ertified checks . . , .....................................................

100 00

C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................

48,798 07

50,030 88

53,129 18

57,835 61

$140,342 94

$173,531 69

$183,460 28

$211,537 08

S a v in g s certifica tes o f d e p o s it..............................
N o te s and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

.................................................................

......................................................................

STATE

BANKS

85

OE MICHIGAN.

No. 215.
THE OLD STATE BANK, FENNVILLE.
O rganized Jun e 1, 1899.

Chancy R ichards , P r e s i d e n t ; George L. D utcher , V ic e P r e s i d e n t ; J. E. H utch inson ,
C a s h ie r ; W. J. H utch inson , A s s i s t a n t C a s h ie r ; L eonard S. D ick inso n , A u d ito r .
D irectors.— C hancy R ichards, J. E. H u tch in so n , Leonard S. D ick in son , John A. P ieter s,
G eorge L. D utcher.
R esources.

L oans and d is c o u n ts ..................................................

R eport o f
Feb. 5.
$24,619 60

R eport o f
Ju ly 15.
$33,722 14

R eport of
Sept. 30.
$35,650 74

R eport o f
D ec. 10.
$31,376 36

Ronds, m o rtg a g es and sp.onritios.........................
P rem iu m s paid on h o n fls...................................
77 47

513 97

466 58

222 91

............................................................

6,000 00

6,000 00

6,000 00

6,000 00

and fix tu r e s .............................................

1,004 00

1,004 00

1,013 50

1,013 50

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

3 56

138 30

582 22

83 35

25,184 41

9,541 40

29,138 36

23,815 96

U. S. and N a tio n a l bank c u r re n c y .......................

1,110 00

2,823 00

2,308 00

5,049 00

Gold c o in ...........................................................................

1,055 00

470 00

200 00

2,515 00

623 75

254 00

159 00

574 90

94 39

92 59

63 24

64 85

109 04

363 01

5,000 00

9,836 85

$59,881 22

$54,922 41

$80,581 64

$80,552 68

C ap ital stock p aid i n ................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lus fu n d .................................................................
U n d ivid ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

260 00

558 86

558 86

558 86

1,635 78

64 13

719 16

1,548 38

O v erd ra fts

......................................................................

B an k in g h ou se
F u rn itu re

U n ited

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................
E xch a n g e fo r c lea rin g h o u s e ................................

S ilver

coin

...................................................................

N ick els and c e n ts .........................................................
Checks, cash ite m s and in tern a l revenue
acco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

.......................................................

375 00

665 00

C om m ercial d ep o sits su b ject to c h e c k .............

12,331 32

10,293 61

29,093 44

21,311 79

C om m ercial certifica tes o f d e p o s it.......................

30,279 12

28,340 81

35,210 18

42,133 65

$59,881 22

$54,922 41

$80,581 64

$80,552 68

D iv id en d s unpaid

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u tsta n d in g .................................
S a v in a s d e p o sits .........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

86

STATE

BANKING

DEPARTMENT.

No. 209.
COMMERCIAL SAVINGS BANK OF FENTON, FENTON.
O rganized October 1, 1898.

H. B. Latoukette, P r e s i d e n t ; E. C. F orte, V ic e P r e s i d e n t ; E. M. N ewell , C a s h ie r .
D irectors.-—H . B. L a to u rette, E. C. F orte, E. M. N ew ell, L. M. Cook, Zera P atterson .
R eport of
F eb. 5.

R esources.

R eport of
Ju ly 15.

Report of
Sept. 30.

R eport of
D ec. 10.

$43,460 58

$44,885 04

$49,673 55

$51,902 43

43,535 13

55,168 21

59,890 71

59,393 46

............................................................

4.000 00

4.000 00

4.000 00

4.000 00

and fix tu r e s .............................................

1.000 00

1.000 00

1.000 00

1.000 00

18,596 06

18,311 25

9,867 57

30,313 82

TT. S. and N a tio n a l bank c u r r e n c y .......................

7,365 00

6,666 00

9,492 00

7,276 00

Gold

2,290 00

1,895 00

1,810 00

1,810 00

....................................................................

1,128 05

725 35

982 40

815 80

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

199 17

87 01

109 90

109 98

265 37

23 66

45 91

99 29

$121,839 36

$132,761 52

$136,872 04

$156,752 16

C ap ital stock paid i n ...............................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s fu n d .................................................................
U n d iv id ed profits, less cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

455 00

595 00

595 00

595 00

516 33

87 55

734 71

1,440 43

R oans and d is c o u n ts ..................................................
Ponds

m o rtg a g es and s e c u r itie s .........................

31 38
R anking

hou se

F u rn itu re

O th e1* real e sta te
D u e from oth er banks
U n ited

S ta te s

and

bankers

(n o t

bonds

"Due from hanks in reserve c itie s . . . ...............
F x c h a n g e fo r c lea rin g house

c o in ...........................................................................

S ilv er

coin

T o ta ls

......................................................................
L ia b ilitie s.

.......................................................

105 00

C om m ercial d ep o sits subject to c h e c k .............

17,161 44

25,868 48

28,225 30

35,009 69

C om m ercial certifica tes o f d e p o s it.......................

3,867 04

3,221 26

3,798 26

5,135 23

D iv id en d s unpaid

D ue to hanks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g ................................
.........................................................

66,630 29

66,744 49

68,853 63

72,847 62

S a v in g s cer tific a te s o f d e p o s it..............................

8,104 26

11,244 74

9,665 14

16,724 19

$121,839 36

$132,761 52

$136,872 04

$156,752 16

S a v in g s d e p o sits

N o te s and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

87

MICHIGAN.

No. 101.
CITIZENS’ COMMERCIAL AND SAVINGS BANK, FLINT.
O rganized A u g u st 4, 1890.

R. j. W haley , P r e s i d e n t ;

W. E. Martin ,

C a s h ie r .

D irectors.— A lex. M cF arlan, J. II. W h itin g , D. D. A itken, G. \ \ . H ubbard, R. J. V \haley,
M. E phraim , Ed. S. Lee, C harles L. B a rtle tt.
R eport of
D ec. 10.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

Report of
Sept. 30.

L oans and d is c o u n ts .........................

$384,393 13

$353,867 83

$310,513 58

$311,005 94

B onds, m o rtg a g es and s e c u r itie s .

322,036 37

362,498 41

368,716 61

352,280 77

5,258 19

1,188 72

3,259 29

3,242 59

F u rn itu r e and fix tu r e s ....................

13,000 00

13,000 00

13,000 00

13,000 00

O th er real e s t a t e ...........................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ......................................................

17,364 86

13,614 86

3,614 86

3,614 86

340 70

326 74

4,548 73

4,492 91

D ue from banks in reserve c itie s .

147,589 22

123,926 61

42,626 91

26,270 05

E x ch a n g e fo r clea rin g h o u se ..........

309 29

562 20

1,009 43

444 54

U. S. and N a tio n a l bank cu rren cy.

22,186 00

17,372 00

18,675 00

25,402 25

G old c o in .......... ..........................................

32,292 50

26,090 00

26,295 00

23,910 00

1,741 03

1,946 58

1,649 78

1,052 05

306 20

327 20

416 41

337 90

437 86

683 81

919 69

434 19

$947,255 35

$915,404 96

$795,245 29

5765,488 05

$150,000 00

$150,000 00

$150,000 00

$150,000 00

25,000 00

26,000 00

26,000 00

26,000 00

8,379 19

6,974 94

13,411 99

20,289 87

......................... .................

60 00

465 00

60 00

R esources.

P rem iu m s paid on b o n d s...............
O v erd ra fts

.............................................

B a n k in g h ou se

U n ited

S ilv er

S ta te s

coin

...................................

b o n d s............................

.............................................

N ick els and c e n t s ....................................................
Checks, cash item s and in tern a l revenue
accou n t ................................................................ ..
T o ta ls
L ia b ilities.
C a p ita l stock paid i n ..........
S u rp lu s fu nd ..........................................................
U n d iv id ed profits, le ss current expenses,
in te r e st and ta x e s p a id ................................
D iv id en d s un p aid

C om m ercial d ep o sits subject to check .

475,841 54

402,560 89

290,916 64

257,641 07

C om m ercial certifica tes o f d e p o s it..........

3,167 47

3,600 37

4,613 19

12,947 55

D ue to banks and b a n k e rs.........................

1.039 35

1,621 50

2,259 66

3,552 97

47 50

295 00

C ertified checks ................................................
C a sh ier’s checks o u ts ta n d in g ....................
S a v in g s d e p o sits .............................................

167,825 48

184,040 40

172,043 04

167,834 33

S a v in g s certifica tes o f d e p o s it.................

115,942 32

130,094 36

135,645 77

117,222 26

N o te s and b ills r e-d isco u n te d .................
B ills payab le
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

10,000 00

10,000 00

....................................................
$947,255 35

$915,404 96

795,245 29

$765,488 05

88

STATE BANKING DEPARTMENT.
No. 23.
GENESEE COUNTY SAVINGS BANK, FLINT.
O rganized M ay 1, 1872.

W m . 'A. A twood, P r e s i d e n t ; J ames C. W ilson , V ic e P r e s i d e n t ; A. G. B ish o p , C a s h ie r ;
J as . Martin , A s s i s t a n t C a s h ie r .
D irectors.— W m. W. Crapo, W m. A. A tw ood, Geo. R. Gold, C. C. P ierson , Jas. C. W illson ,
W. C. Orrell, J. D. D ort, H. C. Spencer, A. G. B ish op.
R esources.

R eport of
Feb. 5.

R eport o f
Ju ly 15.

Report o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$410,888 13

$410,074 13

$383,627 90

$442,639 76

B onds, m o rtg a g es and s e c u r itie s .........................

478,035 59

522,288 87

539,642 59

561,106 32

4,699 73

887 08

1,071 76

9,386 54

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

11,621 76

4,350 00

4,350 00

4,350 00

6,704 85

1,735 84

5,376 43

3,087 19

U n ited

S ta te s b o n d s..................................................

21,000 00

21,000 00

21,000 00

21,000 00

D ue from banks in reserve c it ie s .......................

128,748 69

117,436 41

93,092 65

61,756 42

400 32

694 94

O v erd ra fts

......................................................................

R eport of
D ec. 10.

TRanking hnuse
5,000 00

D xehange fo r clea rin g h o u s e .................................
U. S. and N a tio n a l bank c u r re n c y .......................

16,063 00

13,692 00

14,172 00

20,410 00

Gold

33,930 00

31,610 00

30,440 00

24,380 00

4,800 00

5,426 54

4,500 00

5,100 00

c o in ...........................................................................

S ilv er

coin

...................................................................

N iek els and r e n t s .........................................................
C hecks, ca sh ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

65 25

69 53

1,220 14

1,329 06

...................................................................... $1,126,563 79 $1,130,062 55 $1,099,253 66

$1,154,614 82

122 37
4,949 67

1,161 36

L ia b ilitie s.
C apital stock paid i n ...............................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lus fu nd .................................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

50,000 00

50,000 00

50,000 00

50,000 00

29,621 87

22,109 03

25,769 34

35,307 35

.......................................................

120 00

1,215 00

50 00

C om m ercial d ep o sits subject to c h e c k .............

215,035 18

193,176 90

154,233 68

168,833 18

C om m ercial certifica tes o f d e p o s it.......................

13,249 34

18,930 58

13,847 55

19,123 90

S a v in g s d e p o sits .........................................................

534,111 82

564,287 04

586,243 94

607,595 71

S a v in g s certifica tes o f d e p o s it..............................

184,425 58

180,344 00

169,109 15

173,754 68

...................................................................... $1,126,563 79 $1,130,062 55 $1,099,253 66

$1,154,614 82

D iv id en d s unpaid

D ue to banks and b a n k e rs......................................
C ertified eheek s ............................................................
C a sh ier’s checks o u ts ta n d in g .................................

N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

...............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

89

OE MICHIGAN.

No. 165.
UNION TRUST AND SAVINGS BANK, FLINT.
O rganized J u ly 11, 1893.

C. T. B ridgman , P r e s i d e n t ; W. A. P aterson , V ic e P r e s i d e n t ; Mathew D avison , C a s h ie r .
D irectors.— C. T. B ridgm an, F lin t P. Sm ith, Ja m es J. H urley, W m. H. E dw ards, M athew
D a v iso n , W. A. P a terso n , W. E. B ram an, Wm. F. S tew a rt, Geo. H. D urand.
R eport o f
Feb. 5.

R eport o f
Ju ly 15.

Report of
Sept. 30.

L oans and d is c o u n ts ..................................................

$278,249 67

$321,280 39

$310,335 87

$356,860 85

B onds, m o rtg a g es and s e c u r itie s .........................

455,927 14

508,876 87

616,814 65

654,287 11

P rem iu m s paid on b o n d s...................................

1,400 94

1,400 94

6,354 68

6,307 38

O v erd ra fts

8,406 62

2,025 17

2,363 79

1,197 40

22,000 00

22,000 00

22,000 00

22,000 00

R esources.

.............................. .......................................

B a n k in g h ou se

............................................................

R eport of
D ec. 10.

F u rn itu re an d fix tu r e s .............................................

3,000 00

3,000 00

3,000 00

3,000 00

O ther real e s t a t e ..........................................................
D ue from oth er banks and bankers (n ot
reserv e c it ie s ) ...........................................................

16,700 00

15,300 00

15,300 00

15,300 00

36,549 51

31,751 61

21,651 44

14,561 54

D ue from banks in reserve c it ie s .......................

92,124 29

266,622 89

141,475 97

63,231 85

E xch ange fo r clearin g h o u se .................................

148 55

965 02

1,314 67

1,043 67

U. S. and N a tio n a l bank c u rren cy .......................

16,637 00

21,556 00

6,455 00

25,673 00

Gold c o in ...........................................................................

14,577 50

17,957 50

17,055 00

19,077 50

....................................................................

8,146 54

9,687 50

5,601 25

8,824 40

N ick els and c e n t s .........................................................
C hecks, ca sh ite m s and in ter n a l revenue
a cco u n t ........................................................................

301 86

401 21

350 11

185 63

4,340 85

1,040 47

1,253 91

889 41

$958,510 47 $1,224,765 57 $1,171,326 34

$1,192,439 74

S ilv er

coin

T o ta ls

......................................................................
L ia b ilitie s.

C ap ital stock paid i n ................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

Su rp lus fund .................................................................
U ndivided profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

14,500 00

15,500 00

15,500 00

15,500 00

3,540 95

4,329 99

8,340 30

18,072 58

.......................................................

95 00

663 50

93 50

60 50

C om m ercial d ep o sits su b ject to c h e ck .............

111,637 30

200,729 99

147,162 55

130,612 88

C om m ercial cer tific a te s o f d e p o s it.......................

9,491 10

9,647 29

12,713 60

12,066 57

C ertified checks ............................................................

1 02

501 02

1 02

1 02

D iv id en d s un p aid

Pashipr’s phprks o u tstand in g..............................
S a v in g s d e p o sits ..........................................................

520,119 84

627,339 74

628,230 26

640,686 07

S a v in g s certifica tes o f d e p o s it..............................

199,125 26

266,054 04

259,285 11

275,440 12

$958,510 47 $1,224,765 57 $1,171,326 34

$1,192,439 74

Nntps and bills rp-disoonntpd...........................
R ills payahlo ...........................................................
T o ta ls

......................................................................

12


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

90

STATE

BANKING

DEPARTMENT.

No. 126.
FIRST STATE AND SAVINGS BANK OF FLUSHING, FLUSHING.
O rganized N ovem ber 28, 1891.

D aniel Cotchek, P r e s i d e n t ; F. A. N il e s , V ic e P r e s i d e n t ; George P ackard, C a s h ie r ;
Charles H. P ease , A s s i s t a n t C a s h ie r .
D irectors.— D an iel C otcher, F. A. N iles, George Packard, J. K im m el, C larence A. Fox, Jam es
Greenfield, C harles H. P ease.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

Report of
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$38,897 84

$40,244 58

$38,777 16

$44,444 41

B onds, m ortgages and s e c u r itie s .........................

154,722 26

161,242 26

159,327 26

164,274 95

P rem iu m s pair! on b o n d s ..
O v erd ra fts

400 00

......................................................................
............................................................

2,750 00

2,750 00

2,750 00

2,750 00

and fix tu r e s .............................................

1,810 00

1,810 00

1,810 00

1,810 00

O th er real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserve c it ie s ) ...........................................................

4,203 16

14,322 91

4,630 47

6,119 05

15,658 89

20,531 70

33,071 58

17,037 77

U. S. and N a tio n a l bank c u r r e n c y .......................

3,702 00

7,990 00

3,978 00

3,780 00

G old c o in ...........................................................................

3,000 00

3,205 00

3,015 00

3,485 00

632 75

510 75

936 50

653 25

20 39

11 00

12 66

53 53

163 66

767 62

1,333 58

219 15

$225,960 95

$253,385 82

$249,642 21

$244,627 11

C a p ita l stock paid i n ...............................................

$55,000 00

$55,000 00

$55,000 00

$55,000 00

S u rp lu s fu nd ...............................................................
U n d ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

16,000 00

16,000 00

16,000 00

16,000 00

224 60

37 57

275 71

178 33

.......................................................

75 00

180 00

140 00

349 00

C om m ercial d ep o sits subject to c h e c k .............

20,828 96

25,748 04

26,911 62

26,098 83

C om m ercial certifica tes o f d e p o s it.......................

35,425 75

53,519 28

51,132 11

42,910 02

D u e to banks a nd b a n k e rs......................................

520 32

211 20

177 00

57 00

S a v in g s d ep o sits .........................................................

18,304 09

28,565 97

28,711 14

27,634 68

S a v in g s certifica tes o f d e p o s it..............................

79,582 23

74,123 76

71,294 63

76,399 25

$225,960 95

$253,385 82

$249,642 21

$244,627 11

B a n k in g

hou se

F u rn itu re

U n ited

S ta te s

b o n d s..................................................

D ue from banks in reserve c it ie s ......................
E x ch a n g e for clea rin g h o u se .................................

S ilv e r

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s a nd in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g .................................

N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

91

MICHIGAN.

No. 223.
PEOPLE’S STATE BANK, FLUSHING.
O rganized M arch 13, 1900.

I ra T. S ayre, P r e s i d e n t ; J. H. R owe, V ic e P r e s i d e n t ; L. A. V ickery , C a s h ie r ;
G. J. B rown, A s s i s t a n t C a s h ie r .
D irectors.— Ira T. Sayre, L ev a n t A. V ickery, Janies B. F rench, H enry H. C hatters, KIbert L.
B eecher, John H. Row e, Orrin H art, A lbert E. R ansom , ff m . B rophy.
R eport of
Feb. 5.

R esources.

U oans and d is c o u n ts ..................................................
B unds

m ortgages and s e c u r itie s .........................

B a n k in g

house

............................................................

R eport of
Ju ly 15.

Report of
Sept. 30.

R eport of
D ec. 10.

$77,600 70

$73,544 61

$66,867 59

5,611 54

11,836 54

14,936 54

18,836 54

4,195 46

4,250 92

4,253 92

4,260 60
1,916 00

$64,915 29

and fix tu r e s .............................................

1,914 50

1,916 00

1,916 00

D ue from o th er banks and bankers (n ot
reserv e c it ie s ) ...........................................................

3,631 15

3,894 04

3,255 42

1,264 01

D ue from banks in reserve c it ie s ......................

12,289 43

13,701 56

12,022 83

19,651 79

F u rn itu re

624 36

F x eb a n e’e fo r clea rin g house
TT. S. and N a tio n a l bank c u r re n c y .......................
Gold c o in ................................... •......................................
S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................

2,662 00

5,985 00

3,037 00

6,882 00

1,125 00

1,345 00

1,750 00

1,085 00

913 20

593 95

745 90

1,220 85

66 99

45 74

29 11

41 44

390 76

369 20

546 61

624 05

$97,715 32

$121,538 65

$116,662 30

$122,649 87

$23,100 00

$25,000 00

$25,000 00

$25,000 00

500 00

500 00

500 00
1,245 74

L ia b ilitie s.
C a p ita l sto ck paid i n ................................................
S u rp lu s fund
U n d iv id ed profits, le ss current exp en ses
in te r e st and ta x e s p a id ........................................

123 09

337 39

668 22

C om m ercial d ep o sits su b ject to c h e c k .............

9,216 48

13,254 36

10,193 80

8,057 50

C om m ercial certifica tes o f d e p o s it.......................

6,492 77

4,235 84

4,701 43

3,602 06

Uvie fn banks and ban k ers. .
C ertified checks

....

.......................

C a sh ier's Checks o u tsta n d in g .
p a y in g s d e p o sits ..........................................................

3,685 26

5,172 19

4,305 73

4,582 33

S a v in g s cer tific a te s o f d e p o s it..............................

55,097 72

73,038 87

71,293 12

79,662 24

$97,715 32

$121,538 65

$116,662 30

$122,649 87

N o tes and b ills re-discounted
B ills payable
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

92

s t a t i:

b a n k in g

departm ent.

No. 141.
STATE SAVINGS BANK OF FOWLER, FOWLER.
O rganized Septem ber 10, 1892.

F rederick S chemer , P r e s i d e n t ; C. Gruler , V ic e P r e s i d e n t ; W. H. S net.ling , C a s h ie r .
D irectors.— Frederick Schem er, W. H. S n eilin g , M. Sp itzley, A. E . D utcher, F ran k Gruler.
R eport o f
Feb. 5.

R esources.
ilisG onnts. . . .

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

.....................................

$30,938 91

$29,721 58

$29,477 05

$32,137 52

B onds, m o rtg a g es and s e c u r itie s .........................

54,758 78

74,642 01

76,737 35

80,917 41

2,006 01

109 01

5,399 38

3,400 37

1,658 18

1,658 18

1,658 18

1,658 18

46,511 87

33,797 00

29,738 87

34,610 17

U. S. and N a tio n a l bank c u r re n c y .......................

4,349 00

5,956 00

6,797 00

6,879 00

Gold c o in ...........................................................................

1,855 00

1,790 00

1,815 00

1,920 00

335 00

424 00

1,501 50

862 00

50 60

75 31

36 50

78 17

220 70

364 54

56 78

38 68

$142,684 05

$148,537 63

$153,217 61

$162,501 50

C apital stock paid i n ...............................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

Su rp lus fu nd ...............................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id .................... ...................

2,700 00

2,700 00

2,700 00

2,700 00

721 58

1,518 73

1,928 70

3,009 63

TioanR nnrl

P rem iu m s paid on b o n d s........................................
O v erd ra fts

......................................................................

B a n k in g h ou se

............................................................

F u rn itu re and fix tu r e s .............................................
O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
U n ited

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................
E x ch a n g e fo r clea rin g h o u se .................................

S ilv er

coin

...................................................................

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenu e
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

C om m ercial d ep o sits subject to c h e ck .............

25,075 49

20,023 46

16,014 98

18,779 84

C om m ercial cer tific a te s o f d e p o s it.......................

85,866 68

94,112 93

103,374 54

108,086 24

13,320 30

15,182 51

14,199 39

14,925 79

$142,684 05

$148,537 63

$153,217 61

$162,501 50

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d ep o sits

.........................................................

S a v in g s certifica tes o f d e p o s it..............................
N o te s and b ills re-d isco u n te d .......... ...................
B ills payab le
T o ta ls

............................................. ..

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

93

MICHIGAN.

No. 229.
BENZIE COUNTY STATE SAVINGS BANK, FRANKFORT.
O rganized A pril 15, 1901.

Leonard P. Cl a sse n s , P r e s i d e n t ; H enry f . Robertson, V ic e P r e s i d e n t ;
J oseph F. H ofstetter , C a s h ie r .
D irectors.— L. P. C lassens, H. F. R obertson, W illia m T h u rston , L. E. V orce, Geo. W aters, Jr.,
R. G. P au tz, J. F. H o fste tter .
R esources.

R eport of
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$24,959 31

$34,153 11

$45,008 17

B onds, m ortgages and s e c u r itie s .........................

19,390 03

20,017 54

26,839 16

P rem iu m s paid on b o n d s........................................
O v erd ra fts

......................................................................

531 06

15 90

116 41

............................................................

1,800 00

2,017 68

3,390 61

and fix tu r e s .............................................

1,427 00

1,427 00

1,414 00

18,783 43

30,094 66

21,975 75

U. S. and N a tio n a l bank c u r re n c y .......................

6,026 00

6,647 00

4,495 00

Gold c o in ...........................................................................

1,142 50

1,772 50

2,000 00

...................................................................

400 00

800 00

1,000 00

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

111 37

91 88

102 03

386 60

63 56

849 09

$74,957 30

$97,100 83

$107,190 22

$20,000 00

$20,000 00

$20,000 00

128 57

449 38

839 08

27,576 52

38,368 71

39,170 78

S a v in g s d e p o sits ..........................................................

16,542 21

18,597 82

19,594 38

S a v in g s certifica tes o f d e p o s it......................... *.

10,710 00

19,684 92

27,585 98

$74,957 30

$97,100 83

$107,190 22

B a n k in g

hou se

F u rn itu re

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
U n ited

S ta te s

b o n d s..................................................

D ue from banks in reserve c i t i e s ......................
E x ch a n g e fo r cle a rin g h o u se .................................

S ilv er

coin

T o ta ls

......................................................................
L ia b ilitie s.

C ap ital sto ck paid i n ................................................
Su rp lus fu nd .................................................................
U n d iv id ed profits, less cu rren t expenses
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

.......................................................

C om m ercial d e p o sits su b ject to c h e ck .............

x

C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g .................................

N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

94

STATE

B A N K IN G

DEPARTM ENT.

N o . 15 3 .
GAYLORD

STA TE

S A V IN G S

BA N K , GAYLORD.

O rganized M arch 4, 1893.
F rank A. K ram er , P r e s i d e n t ; E arl B. B olton , V ic e P r e s i d e n t ; S anford W. B u ck , C a s h ie r ;
H. T. Gl e z e n , A s s i s t a n t C a s h ie r .
D ir ecto rs .— Sanford W. Buck, E arl B. B o lto n . F rank A. K ram er, John G. B erry, John C.
Sco tt, Geo. Skelton, Solom on W. K ram er.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

Report o f
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$95,663 79

$84,744 97

$92,910 30

$101,865 68

B onds, m ortgages and s e c u r itie s .........................

26,600 00

25,500 00

29,200 00

29,500 00

188 96

255 47

219 94

1,730 28

fix tu r e s .............................................

1,000 00

1,000 00

1,000 00

1,000 00

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n ot
reserv e c it ie s ) ...........................................................

600 00

600 00

475 00

475 00

1,627 84

15 74

1,995 72

3,924 7T

33,319 13

40,739 09

28,731 87

21,296 80

Prpm inm s paid on b o n d s. . .
O v erd ra fts

......................................................................

T-tanking bouse
F u rn itu re and

U n ited

S ta te s

bonds

D ue from banks in reserve c it ie s ......................
Exchano-e for clea rin g b ou se
TT S and N a tio n a l bank c u r re n c v .......................

5,093 00

6,157 00

4,661 00

2,859 00

Gold c o in ...........................................................................

1,715 00

1,770 00

3,005 00

3,410 00

S ilv er

1,199 50

1,108 45

1,398 15

958 25

150 25

161 57

200 12

102 69

2,323 95

1,497 62

1,807 56

436 85

$169,481 42

$163,549 91

$165,604 66

$167,559 32

C apital stock paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

5,000 00

5,000 00

5,000 00

I

S u rp lus fund ............................................................
U ndivided profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

5,000 00
2,656 38

3,920 02

4,548 79

5,366 14

1

C om m ercial d ep o sits su b ject to c h e ck .............

54,532 01

43,989 01

46,375 84

47,270 70

C om m ercial certifica tes o f d e p o s it......................

82,293 03

85,401 68

84,568 13

84,922 48

$165,604 66

$167,559 32

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash item s and in tern a l revenue
a cco u n t ........................................................................
I

T o ta ls

......................................................................
L ia b ilitie s.

I
|

I

1

1
I

cli ?ov’q r4bo/'*lrc! rmtedandiner

239 20

13111* nil vfihlf»
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$169.481 42

$163,549 91

STATE

BANKS

OF

95

MICHIGAN.

No. 249.
GRAND HAVEN STATE BANK, GRAND HAVEN.
O rganized
C. P ost, P r e s i d e n t ;

J.

P.

Septem ber

23,

1901.*

B b u sse , V ic e P r e s i d e n t ;

\

E lbert L ynn , C a s h ie r .

D irectors.-— G. J. D iekem a, C. V er Schure, Geo. E. K ollen, John C. T ost, Geo. P. H um m er,
E lb ert Lynn, P eter B ru sse, K. T. Van Uen B osch, John V enekiasen.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..................................................
B onds, m o rtg a g es and s e c u r itie s .........................
P rem iu m s paid on b o n d s........................................
O verd rafts
B a n k in g

..............................................................

h ou se

.........................................................

F u rn itu re and fix tu r e s .............................................

/...S.T .J

%

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot
reserv e c it ie s ) ...........................................................
U n ited

S ta te s b o n d s..................................................

Duft from banks in reserve c itie s . .
E xch an ge fo r c lea rin g h o u s e ................................
U. S. and N a tio n a l bank c u r r e n c y ......................
Gold c o in ...........................................................................
S ilv er

coin

. . ...............................................................

N ick els and c e n t s .........................................................
Checks, cash item s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

............................................................

L ia b ilitie s.
C apital stock paid i n ......................................
Su rp lus fu nd ..............................................................
U nd ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a i d . . . .
D iv id en d s un paid

.......................................................

C om m ercial d ep o sits sn b iect to cb p ck ............
C om m ercial certifica tes o f d e p o s it............
D ue to banks and b a n k e rs.......................
C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g ..............................
S a v in g s d ep o sits .........................................................
S a v in g s certifica tes o f d e p o s i t . . . . . . .
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

..............................................................

.................................................................

* Com m enced b u sin ess D ecem ber 18, 1901.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

-,
5r & y . { . . .
y

A -rvur

pm yer

R eport of
D ec. 10.

96

STATE

BANKING DEPARTMENT,
No. 61.

GRAND RAPIDS SAVINGS BANK, GRAND RAPIDS.
O rganized M ay 1, 1872.

Charles W. Garfield , P r e s i d e n t ; O. A. B all , V ic e P r e s i d e n t ; P. A. H all, C a s h ie r ;
D. B. S hedd , A s s i s t a n t C a s h ie r .
D irectors.— C harles W. Garfield, George M. E dison, A aron B rew er, N. F red A very, O. A. B all,
R oger W. B u tterfield , F ran k E. Leonard, T hos. M. Peck, F rank Jew ell.
R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

Report of
Sept. 30.

L oans and d is c o u n ts ..................................................

$699,614 34

$839,847 72

$823,307 09

$823,958 38

B onds, m o rtg a g es and s e c u r itie s .........................

635,841 43

611,102 73

634,031 73

663,418 95

P rem iu m s p aid on b o n d s .. ...................................

9,000 00

8,000 00

8,000 00

8,375 00

971 29

1,139 95

325 33

192 61

O v erd ra fts

......................................................................

B a n k in g h ou se

R eport o f
D ec. 10.

............................................................

F u rn itu r e and fix tu r e s .............................................

3,918 43

7,215 88

12,593 01

12,812 86

O ther real e s t a t e ..........................................................
D ue from o th er banks and bankers (n o t
reserve n ities'l...........................................................

20,414 52

14,914 00

14,914 00

27,968 24

30 35

7 50

228,880 30

U n ited

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................

181,886 59

186,747 26

213,543 22

E x ch a n g e fo r clea rin g h o u s e .................................

1,863 53

10,318 90

2,749 14

4,812 47

U . S. and N a tio n a l bank c u r re n c y .......................

37,220 00

24,890 00

44,021 00

44,584 00

Gold c o in ...........................................................................

40,507 50

40,725 00

40,685 00

40,330 00

....................................................................

3,052 40

2,708 25

4,169 85

4,874 30

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

970 70

604 62

289 29

375 57

268 30

696 72

387 03

390 89

...................................................................... $1,635,529 03 $1,778,911 03 $1,799,046 04

$1,860,981 07

S ilv er

coin

T o ta ls

L ia b ilitie s.
C apital sto ck paid i n ................................................

$150,000 00

$150,000 00

$150,000 00

S u rp lu s fu n d .................................................................
U ndivided profits, less cu rren t exp en ses,
in te r e st and ta x e s p a id ........................................

30,000 00

30,000 00

30,000 00

30,000 00

6,685 46

6,937 42

12,841 15

22,299 24

$150,000 00

.......................................................

40 00

983 00

4 00

C om m ercial d ep o sits su b ject to c h e ck .............

99,451 69

107,042 38

112,476 05

122,092 79

C om m ercial certifica tes o f d e p o s it.......................

75,596 97

76,659 93

44,436 33

33,971 17

D iv id en d s un paid

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................

800 00

C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................

960,736 48

987,913 14

1,010,537 98

1,017,054 07

S a v in g s certifica tes o f d e p o s it..............................

312,218 43

419,375 16

438,750 53

485,563 80

.................... ................................................. $1,635,529 03 $1,778,911 03 $1,799,046 04

$1,860,981 07

N o te s and b ills r e-d isco u n te d ..............................
B ills payable
T o ta ls

.................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE BANKS

OF MICHIGAN.

97

No. 65.
KENT COUNTY SAVINGS BANK, GRAND RAPIDS.
O rganized D ecem ber 24, 1884.

J ohn A. Covode, P r e s i d e n t ; H enry I dema , V ic e P r e s i d e n t ; J. A. S. Verdier , C a s h ie r ;
A. T. S laght , A s s i s t a n t C a s h ie r .
D irectors.— John A. Covode, H enry Idem a, J. A. S. V erdier, E. C rofton F ox, ï . J. O’B rien ,
F. C. M iller, John W. B lo d g ett, T. S tew a r t W hite.
R esources.

L oans and d is c o u n ts ..................................................
B onds, m o rtg a g es and s e c u r itie s .........................

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

$997,811 34 $1,122,020 01 $1,191,215 37
537,811 57

578,451 07

593,793 93

R eport of
D ec. 10.
$1,241,171 04
616,827 83

P rem iu m s p aid on b o n d s........................................
O v erd ra fts
B a n k in g

......................................................................

hou se

............................................................

2,655 30

869 78

3,153 91

1,017 11

25,000 00

25,000 00

25,000 00

25,000 00

F u rn itu re and fix tu r e s .............................................

2,136 63

4,200 00

4,200 00

4,200 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

11,678 35

17,490 89

11,262 34

10,740 89

2,198 01

1,629 85

9,845 59

5,359 58

D ue from banks in reserve c it ie s ......................

278,774 80

305,378 10

279,134 73

226,563 42

E x ch a n g e fo r clea rin g h o u se .................................

12,005 59

12,730 32

12,247 25

15,105 08

U. S. and N a tio n a l bank c u r re n c y .......................

14,684 00

27,990 00

44,008 00

38,448 00

G old

60,240 00

60,305 00

60,245 00

60,530 00

1,934 25

2,693 35

1,617 35

2,546 20

816 17

495 10

149 83

238 41

406 55

791 92

1,471 41

404 34

$1,948,152 56 $2.160,045 39 $2,237,344 71

$2,248,151 90

U n ited

S ta te s b o n d s..................................................

c o in ...........................................................................

S ilv e r

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

....................................................................

L ia b ilitie s.
C a p ita l sto ck paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

Su rp lus fu n d .................................................................
U nd ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

100,000 00

100,000 00

100,000 00

100,000 00

10,734 91

13,023 07

24,531 32

33,721 24

228,837 34

289,102 35

297,357 29

254,019 54

50 00

351 90

116 90

116 90

.........................................................

1,162,854 10

1,221,236 79

1,240,471 28

1,265,809 76

S a v in g s certifica tes o f d e p o s it..............................

395,676 21

486,331 28

524,867 92

544,484 46

...................................................................... $1,948,152 56 $2,160,045 39 $2,237,344 71

$2,248,151 90

D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............
C om m ercial certifica tes o f d e p o s it......................
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g ................................
S a v in g s d ep o sits

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

18


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE BANKING DEPARTMENT.

98

THE MICHIGAN TRUST COMPANY, GRAND RAPIDS.
Le w is H. W ithey , P r e s i d e n t ; W illard B arnhart , F i r s t V ic e P r e s i d e n t ; A nton G. H odenpyl ,.
S e c o n d V ic e P r e s i d e n t ; H enry Idem a, T h ir d V ic e P r e s i d e n t ; George E. H ardy, S e c r e t a r y ;
F. A. Gorham , A s s i s t a n t S e c r e t a r y .

R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

Report o f
Sept. 30.

R eport of
D ec. 10.

lo a n s— t im e .............................................

$73,390 00

$73,503 32

$71,396 65

$82,221 65.

C o lla tera l lo a n s— dem and ......................... ............

189,504 16

186,223 74

165,346 58

146,740 71

L oans on real e sta te m ortgages, in offi ce. . . .
L oans on real e sta te m ortgages, w ith sta te

173,288 32

162,518 32

164,723 32

145,059 89

102,800 00

100,500 00

100,500 00

109,300 00

36,100 00

68,875 00

71,875 00

77,875 00

C o lla tera l

B onds, in office...............................................................

................................................................................

9,062 61

9,568 61

8,608 61

6,848 61

R eal e sta te o w n e d .......................................................

33,618 48

32,023 16

22,077 36

25,774 27

86,595 80

125,725 00

A d v a n ces to

t r u s t s ....................................................

40,561 66

42,523 63

28,229 46

22,653 48

S a fe d ep o sit v a u lt s ....................................................

20,169 17

Sto ck s

19,269 17

20,169 17

20,169 17

and fix tu r e s .............................................

5,999 00

5,999 00

5,999 00

5,999 00

D ue from approved reserve a g e n ts ....................

151,217 18

262,798 37

299,121 83

307,028 55

D ue from o th er banks and b a n k e rs..................

93,543 32

86,251 61

1,872 76

6,312 38

C ash ite m s ......................................................................

1,645 12

1,582 39

2,848 36

11,654 28

F u rn itu re

N ick els
S ilv er

and
coin

c e n t s .......................................................

33 10

5 21

1 09

3 23

....................................................................

59 05

44 95

222 25

94 75

......................................................... ..............

13,840 00

9,900 00

9,590 00

11,812 50

U . S. and N a tio n a l bank n o t e s ............................

20,527 00

5,414 00

16,439 00

16,480 00

$964,458 17 $1,067,900 48 $1,075,616 24

$1,121,752 47

Gold coin

T o ta ls

......................................................................
L ia b ilitie s.

C ap ital stock paid i n ................................................

$200,000 00

$200,000 00

$200,000 00

$200,000 00

Su rp lus fu nd ...............................................................
U n d iv id ed profits (le s s expenses, in te r e st and
ta x e s p a id ) ..............................................................

100,000 00

100,000 00

100,000 00

100,000 00

18,486 05

29,596 53

35,929 83

41,510 94

1,566 90

4,221 37

4,089 07

210,030 08

178,957 70

T ru st d ep o sits ...............................................................

489,372 90

509,468 82

D eb en tu res

145,939 48

127,550 42

81,355 21

81,279 83

9,092 84

101,284 71

444,079 75

515,914 93

$964,458 17 $1,067,900 48 $1,075,616 24

$1,121,752 47

....................................................................

O ther lia b ilitie s
T o ta ls

..........................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

99

MICHIGAN.

No. 108.
PEOPLE’S SAVINGS BANK, GRAND RAPIDS.
O rganized D ecem ber 23, 1890.

T hos . H effe ^an , P r e s i d e n t ; W m . Alden S m it h , V ic e P r e s i d e n t ; S. M. Lemon , S e c o n d V ic e
P r e s i d e n t ; Ciia s . B. K elsey , C a s h ie r ; M. D. H oogestegek, T e lle r .
D irectors.— T hos. H efferan, Wm. H. A nderson, S. M. Lem on, Wm. A. Sm ith, D. E. W aters, *•
Jno. M urray, C. B. K elsey, A. D. R athbone, C h ristian B ertsch , E. D. Conger, John W.
B lo d g ett, J. B oyd P a n tlin d , Wm. H. Gay, R euben B loom er, Reuben H atch.
R esources.

R eport o f
Feb. 5.

Report o f
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$315,004 19

$436,934 48

$490,499 24

$449,8^5 68

B onds, m o rtg a g es and s e c u r itie s .........................

928,616 47

940,304 68

998,792 56

1,197,593 66

P rem iu m s paid on b o n d s........................................

23,616 77

21,567 92

21,450 00

20,708 00

71 98

981 84

975 41

926 96

O v erd ra fts
R anking

......................................................................

h ou se

............................................................

F u rn itu re and fix tu r e s .............................................

5,350 60

4,500 00

4,000 00

3,750 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

25,913 52

23,532 02

23,013 95

23,113 18

2,984 76

5,855 27

10,393 60

10,036 47

245,910 35

U n ited

S ta te s b o n d s..................................................

D ue from banks in reserv e c it ie s .......................

256,037 64

237,132 16

302,711 24

E x ch a n g e fo r clea rin g h o u s e ................................

5,397 75

6,303 77

6,212 78

16,441 02

U. S. and N a tio n a l bank c u r r e n c y .......................

42,716 00

65,919 00

43,033 00

28,556 00

Gold c o in ...........................................................................

22,920 00

24,985 00

29,320 00

34,595 00

2,853 95

7,856 90

1,355 10

1,598 75

377 85

301 16

213 07

165 74

816 11

2,907 45

360 10

766 62

...................................................................... $1,632,677 59 $1,779,081 65 $1,932,330 05

$2,034,047 43

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

L ia b ilitie s.
C apital stock paid i n ...............................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

Su rp lus fu nd .................................................................
U ndivided profits, less cu rrent expenses,
in ter e st and ta x e s p a id ........................................

20,000 00

20,000 00

20,000 00

20,000 00

11,025 58

14,029 74

20,410 47

8,126 12

168 00

158 00

159,447 67

180,044 14

D ivid en d s unpaid

.......................................................

C om m ercial d ep o sits subject to c h e ck .............

153,317 15

Com m ercial certifica tes o f d e p o s it.......................

217,136 38
963,830 74

D ue to banks and b a n k ers.....................................
C ertified checks ............................................................
C a sh ier’s checks o u tsta n d in g .................................
S a v in g s d e p o sits ................................... .....................

727,033 99

720,837 92

723,002 30

S a v in g s cer tific a te s o f d e p o s it..............................

621,300 87

764,598 32

888,715 14

724,954 19

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...................................................................... $1,632,677 59 $1,779,081 65 $1,932,330 05


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$2,034,047 43

100

STATE

BANKING

DEPARTMENT.

No. 139.
STATE BANK OF MICHIGAN, GRAND RAPIDS.
O rganized J u n e 25, 1892.

D aniel McCoy, P r e s i d e n t ; E dward L owe, V ic e P r e s i d e n t ; M. H. S orrick., C a s h ie r .
D irectors.— W m. J. S tu a r t, Wm. H. Jones, ,T. K. Jo h n sto n , E dw ard L ow e, D a n ie l M cCoy,
C. C. F ollm er, E. A. S tow e, S. B. Jenks, M. H. Sorrick, E. H. F oote, B en j. W olf.
R eport of
F eb. 5.

R esources.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

Report o f
D ec. 10.

L oans and d is c o u n ts .................................................. $1,061,963 20 $1,230,883 83 $1,227,211 92
237,135 32
230,285 32
170,940 25
B onds, m o rtg a g es and s e c u r itie s .......................

$1,010,556 15
242,505 39

P rem iu m s paid on b o n d s........................................

670 49

2,595 58

2,595 58

2,595 58

O v erd ra fts

......................................................................

500 90

257 86

182 23

481 11

and fix tu r e s .............................................

6,000 00

5,700 00

5,700 00

5,700 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

2,245 71

2,245 71

2,245 71

2,245 71

9,684 21

11,724 31

11,104 78

16,826 97

D ue from banks in reserve c it ie s .......................

146,197 64

129,522 38

194,341 54

200,546 37

E x ch a n g e fo r c le a rin g h o u s e .................................

8,605 12

5,853 40

8,631 24

10,199 46

U. S. and N a tio n a l bank c u r re n c y .......................

50,792 00

81,197 00

67,141 00

48,848 00

{toIc! p o in ...........................................................................

25,007 50

28,443 50

27,843 50

28,843 00

8,892 .00

4,458 00

4,700 00

3,522 00

408 51

426 02

408 87

631 36

2,189 65

1,131 20

4,145 53

396 97

...................................................................... $1,494,097 18 $1,734,724 11 $1,793,387 22

$1,573,898 07

F u rn itu re

S ilv er

coin

...................................................................

N ic k e ls and c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

L ia b ilitie s.
C ap ital sto ck paid i n ................................................

$150,000 00

$150,000 00

$150,000 00

$150,000 00

S u rp lu s fu n d .................................................................
U nd ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

25,000 00

30,000 00

30,000 00

30,000 00

25,778 46

29,680 14

34,511 32

38,759 17

.......................................................

37 00

241 00

2,495 00

75 00

C om m ercial d ep o sits su b ject to c h e c k .............

594,272 29

712,419 82

722,070 63

467,226 87

C om m ercial certifica tes o f d e p o s it.......................

138,158 48

155,187 54

121,207 33

90,609 32

D ue to banks and b a n k e rs......................................

41,160 76

20,355 76

38,266 43

44,914 82

170 00

1,840 00

S a v in g s d e p o sits ..........................................................

347,884 28

358,238 51

342,586 60

352.163 61

S a v in g s certifica tes o f d e p o s it..............................

171,635 91

276,761 34

352,249 91

400,064 28

...................................................................... SI.494.097 18 $1.734.724 11 $1,793,387 22
1

$1,573,898 07

D iv id en d s un paid

Pprtifipd chpcks ................................... ..

.............

85 00

P a sh ip r’s chpcks o u ts ta n d in g .................................

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

101

OF MICHIGAN.

No. 27.
FARMERS’ BANK OF GRASS LAKE, GRASS LAKE.
O rganized A pril 24, 1883.
E. J. F oster , P r e s i d e n t ; M. W. D welle , V ic e P r e s i d e n t ; E. L. Cooper, C a s h ie r .

D irectors.— H. J. K n ig h t, E. L. Cooper, E. J. F o ster, M. W. D w elle, E. W. C rafts,
D. G. H ellier, E. W. H obart, E. A. Croman.
R esources.

R eport o f
Feb. 5.

Report of
Ju ly 15.

Report o f
Sept. 30.

R eport o f
D ee. 10.

L oan s and d is c o u n ts ..................................................

$35,744 18

$38,161 62

$44,912 71

$45,977 79

B onds, m o rtg a g es and s e c u r itie s .........................

70,563 45

73,056 39

75,581 28

77,489 18

Prom in m s paid nn b o n d s........................................
O v erd ra fts
B a n k in g

......................................................................

h ou se

F u rn itu re and

............................................................

S ta te s

294 86

1,640 68

515 57

3,300 00

3,300 00

3,300 00

2,187 00

1,600 00

1,600 00

1,600 00

33,125 53

34,881 56

19,632 59

33,087 86

6,423 00

5,907 00

6,016 00

5,301 00

900 00

3,650 00

1,290 00

660 00

2,852 00

3,486 45

2,825 00

1,576 35

fix tu r e s .............................................

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserve p it ie s )...........................................................
U n ited

615 09
3,300 00

b o n d s..................................................

D ue from banks in reserv e c it ie s .......................
F x eh a n g e for c lea rin g b o u s e .................................
U. S. and N a tio n a l bank c u r re n c y .......................
Gold

c o in ...........................................................................

S ilv er

coin

...................................................................

138 58

135 58

134 43

136 27

1,381 42

2,354 48

324 70

1,103 91

$157,230 25

$166,827 94

$157,257 39

$170,747 93

C apital stock paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lus fu nd .................................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ......................................

2,800 00

3,000 00

3,000 00

3,000 00

844 65

346 21

607 22

1,130 24

.......................................................

30,00

458 50

70 00

70 00

C om m ercial d e p o sits su b ject to c h e c k .............

40,027 10

41,677 17

32,906 33

42,819 68

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

C om m ercial cer tific a te s o f d e p o s it......................
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier's check s o u tsta n d in g ................................
S a v in g s d e p o sits ..........................................................

3,962 28

4,196 28

4,393 27

4,718 78

S a v in g s certifica tes o f d e p o s it..............................

84,566 22

92,149 78

91,280 57

94,009 23

$157,230 25

$166,827 94

$157,257 39

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le

.................................................................
'

T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$170,747 93

102

STATE BANKING DEPARTMENT.
No. 188.
GREENVILLE STATE BANK, GREENVILLE.
Organized A pril 21, 1896.

F. N. Wright , P r e s i d e n t ; W. D. J ohnson , V ic e P r e s i d e n t ; E. R utan , S e c o n d V ic e P r e s i d e n t ;
W. H. B rowne, C a s h ie r .
D ir e c t o r s .—F. N . W right, F . S. Gibson, W . D . John son, W . H . Browne, C. W . Johnson, E. Rutan.
R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$105,967 37

$105,460 06

$138,177 21

$162,296 75

B onds, m o rtg a g es and s e c u r itie s .........................

65,016 00

67,081 00

64,656 00

61,671 00

R eport o f
D ec. 10.

Premiums paid on b o n d s...................................
O v erd ra fts
B a n k in g

......................................................................

h ou se

............................................................

F u rn itu re and

fix tu r e s .............................................

900 00

926 00

926 00

992 00

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

11,691 81

375 00

11,148 26

27,923 00

59,385 17

118,769 66

84,339 99

80,196 54

U n ited

S ta te s

b o n d s..................................................

D ue from banks in reserve c it ie s .......................
E x ch a n g e fo r clea rin g h o u s e .................................
U . S. and N a tio n a l bank c u r re n c y .......................

7,570 00

10,710 00

17,800 00

11,060 00

Gold c o in ...........................................................................

5,030 00

4,390 00

4,700 00

3,840 00

S ilv er

1,446 20

3,012 50

764 20

1,842 25

98 66

286 77

132 27

97 19

195 00

41 00

22 75

9 63

$257,300 21

$311,051 99

$322,666 68

$349,928 36

$25,000 00

$25,000 00

$25,000 00

$25,000 00

12,500 00

12,500 00

12,500 00

12,500 00

1,870 16

5,656 80

7,074 18

8,465 68

.......................................................

360 00

360 00

360 00

360 00

C om m ercial d ep o sits su b ject to c h e c k .............

88,042 60

89,516 41

90,574 65

110,358 00

129,511 28

178,018 78

187,157 85

193,244 68

$257,300 21

$311,051 99

$322,666 68

$349,928 36

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ...................................................................
T o ta ls

...................................................................

L ia b ilitie s.
C apital sto ck paid i n .............................................
S u rp lu s fu nd ...............................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ......................................
D iv id en d s un p aid

C om m ercial certifica tes o f d e p o s it.......................
D ue to banks a nd b a n k e rs......................................

16 17

C ertified checks ............................................................
C a sh ier’s check s o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

103

MICHIGAN.

No. 95.
SUPERIOR SAVINGS BANK, HANCOCK.
O rganized A pril 17, 1890.
C. A. W eight , P r e s i d e n t ; J acob B abe, T i c e P r e s i d e n t ; M. C. Getchell ., C a s h ie r .

D ieectobs .— J. V ivian, Jacob B aer, C. A. W right, E. L. W right, M. C. G etchell.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

TiOflna and d is c o u n ts ..................................................

$282,073 28

$319,645 87

$345,407 92

$388,662 08

Ronds, m o rtg a g es and s e c u r itie s .........................

89,546 98

130,931 98

165,492 28

176,540 28

810 00

810 00

810 00

226 42

275 22

137 61

134 18

fix tu r e s .............................................

4,901 61

4,901 61

4,915 86

4,915 86

O th er real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

9,516 66

8,834 26

6,205 43

6,236 42

75,007 82

49,308 45

65,683 40

24,798 34

81,116 43

154,607 62

88,081 78

36,328 64

29,895 00

32,796 00

55,289 00

55,031 00

5,652 50

4,297 50

5,552 50

8,657 50

4,228 50

3,255 15

1,900 15

2,828 95

200 97

1,317 63

562 82

453 48

3,128 83

4,089 87

4,373 37

4,479 95

$585,495 00

$715,071 16

$744,412 12

$709,876 68

C a p ita l stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

¡Surplus fu n d ...............................................................
U n d ivid ed profits, less cu rren t expenses,
in ter e st and ta x e s p a id ........................................

20,000 00

20,000 00

20,000 00

20,000 00

4,043 00

4,342 39

3,903 63

10,104 13

C om m ercial d e p o sits su b ject to c h e ck .............

128,631 34

165,433 28

202,874 31

191,023 59

C om m ercial certifica tes o f d e p o s it.......................

288 48

429 10

905 42

906 00

D ue to banks and b a n k e rs......................................

1,566 35

1,630 58

4,528 47

5,881 22

75 00

16 24

O v erd ra fts

......................................................................

F u rn itu r e and

TTnited

S ta te s

R eport o f
D ec. 10.

honds

D ue from banks in reserve c it ie s .......................
F x ch a n g e fo r c lea rin g h o u se . .
U. S. and N a tio n a l bank c u r re n c y .......................
G old

c o in ...........................................................................

S ilv e r

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

d iv id e n d s unpaid

.......................................................

^Certified checks ............................................................
C a sh ie r's check s o u ts ta n d in g ................................
S a v in g s d e p o sits .........................................................

358,057 13

449,485 59

437,250 81

407,322 71

S a v in g s certifica tes o f d e p o s it..............................

22,908 70

23,675 22

24,933 24

24,639 03

$585,495 00

$715,071 16

* 744.412 12

* 709.876 68

N o tes and b ills re-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

104

STATE BANKING DEPARTMENT.
No. 50.
OCEANA COUNTY SAVINGS BANK, HART.
O rganized October 31, 1887.

C.

T. H il l s , P r e s i d e n t ; A. L. Carr, V ic e P r e s i d e n t ; George R. B ates , S e c o n d V ic e P r e s i d e n t ;
D.
J. Mathew s , C a s h ie r ; A. L. Carr, A s s i s t a n t C a s h ie r .

D irectors.— L. N. K eatin g, A. L. Carr, C. H . H ackley, G eorge R. B a te s, C. T. H ills,
A.

E. M otley, G. T. Sands.

R esources.

R eport o f
Feb. 5.

R eport o f
J u ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

R oans and d is c o u n ts ..................................................

$53,610 26

$56,194 72

$54,571 92

$47,108 37

Ronrls, m o rtg a g es and s e c u r itie s .........................

45,356 25

52,928 87

53,285 47

59,076 37

O v erd ra fts

......................................................................

B a n k in g h ou se

............................................................

F u rn itu re and fix tu r e s ...........................................
O ther real e s t a t e ..........................................................
D ue from o th er banks and bankers (n o t
reserv e c itie s ). TT
U nited

96 97

263 38

24 77

151 76

4,160 00

4,160 00

4,160 00

4,160 00

2,111 96

2,066 99

2,070 65

2,070 65

498 60

498 60

498 60

498 60'

125 00

6,852 04

S ta te s b o n d s'.................................................

D ue from banks in reserv e c it ie s .......................

8,851 43

1,724 63

20,933 31

18,063 56

6,233 00

E xch an ge fo r c lea rin g hon se
U. S. and N a tio n a l bank c u r re n c y .......................

3,345 00

6,355 00

7,876 90

Gold c o in ...........................................................................

2,334 00

67 30

600 00

1,070 00

S ilv er

....................................................................

1,470 00

2,244 00

2,518 00

2,631 00

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

41 10

142 24

162 53

180 27

809 04

696 77

5,076 50

1,327 47

$122,684 61

$127,342 50

$151,903 65

$149,423 09

C apital stock paid i n ................................................

$43,000 00

$43,000 00

$43,000 00

$40,000 00

Su rp lus fu nd ...............................................................
U nd ivid ed profits, less cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

7,000 00

7,000 00

7,000 00

7,000 00

1,411 68

1,918 33

1,972 17

2,560 34

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............

14,043 99

9,570 79

19,211 21

17,119 48

C om m ercial certifica tes o f d e p o s it.......................

23,296 89

23,759 43

30,474 08

29,756 33

D u e to banks and b a n k e rs......................................

1 47

1,108 97

33,930 58

35,984 98

45,246 19

52,986 94

C ertified check s ............................................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d ep o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
, '

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$122,684 61

5,000 00

5,000 00

$127,342 50

$151,903 65

$149,423 09

STATE

BANKS

OF

105

MICHIGAN.

No. 11.
HASTINGS CITY BANK, HASTINGS.
O rganized October 20, 1886.

Chester Messer , P r e s i d e n t ; R. B. Messer , V ic e P r e s i d e n t ; A. A. A nderson , C a s h ie r .
D irectors.— C. M esser, D. S. Goodyear, P. T. C olgrove, R. B. M esser, M. L. Cook, R. T. F ren ch ,
Luke W aters.
R esources.

R eport o f
Feb. 5.

R eport o f
July 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$152,377 12

$161,297 68

$142,000 43

$142,659 25

B onds, m o rtg a g es and s e c u r itie s .........................

37,185 00

48,013 50

51,663 50

57,857 50

499 Gl

418 89

846 15

1,377 79

............................................................

13,000 00

13,000 00

13,000 00

13,000 00

and fix tu r e s .............................................

2,000 00

2,000 00

2,000 00

2,000 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot
rpsprvp r itip s ).. T.

5,000 00

5,000 00

5,000 00

5,000 00

45,073 82

14,354 36

25,377 69

41,955 79

O v erd ra fts
B a n k in g

......................................................................

h ou se

F u rn itu re

TTnifpd Sfflfps b o n d s. T,
D ue from banks in reserve c it ie s .......................
E x ch a n g e fo r clea rin g h o u se ................................
U. S. and N a tio n a l bank c u r re n c y .......................

7,788 00

7,145 00

5,862 00

5,070 00

Gold c o in ...........................................................................

4,240 00

3,545 00

3,560 00

3,285 00

S ilv er

1,500 00

1,200 00

1,050 00

400 00

27 10

96 21

51 52

65 88

1,614 50

577 66

2,241 61

629 04

$270,305 15

$256,648 30

$252,652 90

$273,300 25

$75,000 00

$75,000 00

$75,000 00

$75,000 09

20,000 00

20,000 00

20,000 00

29,000 00

660 47

1,018 51

994 05

2,629 70

C om m ercial d e p o sits subject to c h e ck .............

49,402 27

32,703 75

36,918 22

57,572 57

C om m ercial certifica tes o f d e p o s it.......................

95,370 59

78,699 08

64,638 06

64,898 08-

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C apital sto ck paid i n .............................................
Su rp lus fu n d .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D ividp nds unpaid

............................................. r .

44 94

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g ................................
S a v in g s d e p o sits ..........................................................

29,871 82

49,182 02

55,102 57

53,199 90

$270,305 15

$256,648 30

$252,652 90

$273,300 25

S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................

14


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

106

STATE BANKING

DEPARTMENT.

No. 78.
HILLSDALE SAVINGS BANK, HILLSDALE.
O rganized J u ly 30, 1884.

'Chauncey F. Cook, P r e s i d e n t ; H. S. Walworth , V ic e P r e s i d e n t ; A sher B. La F leur ,
C a s h ie r ; C. A. Robertson , A s s i s t a n t C a s h ie r .
D irectors.— J. T. Crume, J. F. K ing, C. F. Cook, II. S. W alw orth , A sher B. La Fleur.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$212,981 74

$210,983 39

$237,888 32

$241,437 46

B onds, m o rtg a g es and s e c u r itie s .........................

129,191 91

123,772 67

127,240 17

124,857 67

1,185 51

1,264 53

1,068 90

3,201 22

R eport o f
D ec. 10.

Premiums paid on b o n d s................................... . .
O v erd ra fts

......................................................................

R a n k in g bonsp

............... T. _ _ _

F u rn itu re and fix tu r e s .............................................

2,000 00

2,000 00

2,000 00

2,000 00

O th er real e s t a t e ..........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

7,600 00

13,100 00

13,100 00

13,100 00

731 35

2,131 91

53,255 14

55,516 97

U n ited

3,572 80

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................

27,598 49

75,571 25

E x ch a n g e fo r clea rin g h o u s e .................................
U . S. and N a tio n a l bank c u r re n c y .......................

14,645 00

10,992 00

9,190 00

8,049 00

Gold c o in ...........................................................................

9,742 50

11,570 00

10,327 50

12,397 50

S ilv er

....................................................................

1,637 50

1,197 00

730 10

1,333 90

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

111 83

46 86

36 10

51 02

980 05

1,401 52

681 49

1,348 34

$411,247 33

$451,899 22

$456,249 07

$465,424 99

C a p ita l stock paid i n ................................................

$60,000 00

$60,000 00

$60,000 00

$60,000 00

S u ro lu s fu n d ...............................................................
U n d ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

20,000 00

20,000 00

20,000 00

20,000 00

9,823 26

12,200 23

12,535 54

14,691 78

C om m ercial d ep o sits su b ject to c h e ck .............

31,973 69

31,570 91

22,253 85

22,287 58

C om m ercial cer tific a te s o f d e p o s it.......................

204,159 79

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

D ue to banks and b a n k e rs......................................

2,006 49

C ertifie d 'c h e c k s ............................................................
C ash ier's checks o u ts ta n d in g ................................
S a v in g s d ep o sits ..........................................................

85,290 59

S a v in g s cer tific a te s o f d e p o s it..............................

96,057 17

95,089 58

100,669 35

230,064 42

246,370 10

247,776 28

$451,899 22

$456,249 07

$465,424 99

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$411,247 33

STATE

BANKS

OF

107

MICHIGAN.

No. 56.
FIRST STATE BANK OF HOLLAND, HOLLAND.
Organized December 16, 1889.
I saac Cappon , P r e s i d e n t ; J ohn

H.

D irectors.—I.

W. B eardslee , V ic e P r e s i d e n t ; G. W. Mokma,
J. L uidens , A s s i s t a n t C a s h ie r .

C a s h ie r ;

Cappon, J. W. Beardslee, G. J. Kollen, G. W. Mokma, G. J. Diekema, I. Marsilje.
Henry Kremers, Jan W. Bosman, J. W. Garvelink, A. Visscher.
R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n t s .................................................

$280,318 23

$411,083 84

$440,907 83

$495,236 55

B onds, m ortgages and s e c u r itie s .......................

165,411 91

138,530 49

144,418 79

157,000 86

* R esources.

R eport of
Dec. 10.

P rem iu m s pniri on bonds
3,205 57

1,028 67

3,065 60

671 83

............................................................

10,081 61

10,100 00

10,100 00

10,000 00

F u rn itu re and fix tu r e s .............................................

2,778 47

2,900 00

2,900 00

3,000 00

O ther real e s t a t e .......................................................
D ue from oth er banks and bankers (n ot
reserve c it ie s ) ...........................................................

9,734 86

3,234 48

20,719 56

23,596 11

204,188 64

147,212 72

135,684 32

132,039 98

U. S. and N a tio n a l bank cu r re n c y .......................

11,813 00

14,875 00

11,893 00

8,476 00

G old

c o in ......................................................................

13,475 00

14,895 00

10,485 00

12,435 50

coin A .......................................................

4,178 50

5,968 50

3,869 50

4,360 35

498 17

149 87

168 73

163 14

5,410 51

256 59

970 93

888 79

$711,094 47

$750,235 16

$785,183 26

$847,869 11

$50,000 00

$50,000 00

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

10,000 00

268 78

1,724 45

5,391 50

7,694 38

C om m ercial d ep o sits su b ject to c h e ck .............

141,268 95

118,452 08

131,503 11

171,368 14

C om m ercial certifica tes o f d e p o s it.......................

197,278 74

198,587 81

207,368 70

219,159 05

O verd rafts

......................................................................

B an k in g hou se

U n ited

S ta te s

b o n d s..................................................

D u e from banks in reserve c it ie s .......................
E xch an ge fo r clea rin g h o u s e .................................

S ilv er

N ick els and c e n t s ..........................................................
C hecks, cash item s and in tern a l revenue
accou n t ........................................................................
T o ta ls

....................................................................
L ia b ilities.

C ap ital stock paid i n ...........................................
S u rp lus fu n d ...............................................................
U ndivided profits, less cu rren t expenses,
in ter e st and ta x e s p a id ........................................
D ivid en d s un paid

.......................................................

D ue to banks and b a n k ers......................................
C ertified checks ............................................................

40 00

C ash ier's checks o u ts ta n d in g .................................
S a v in g s d ep o sits .........................................................

312,278 00

371,430 82

380,919 95

389,647 54

$711,094 47

$750,235 16

$785,183 26

$847,869 11

S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

108

STATE BANKING

DEPARTMENT.

No. 91.
HOLLAND CITY STATE BANK, HOLLAND.
O rganized J a n u a ry 30, 1890.
D. B. K. Van Raalte, P r e s i d e n t ; A drian Van P utten , V ic e P r e s i d e n t ;
C. Ver S ohure , C a s h ie r .

D irectors.— C. V er Schure, A. V an P u tte n , M. V an P u tte n , W illiam H. B each, John C. P o st,
P.

I-I. M cB ride, D. B. K. V an R a a lte, R. V eneklasen , W. B. Griffin.
R eport o f
F eb. 5.

Report of
Ju ly 15.

Report^of
Sept. 30.

L oans and d is c o u n ts .........................

$245,473 07

$268,209 71

$281,416 83

$308,675 51

B onds, m o rtg a g es and s e c u r itie s .

64,314 00

79,880 35

99,487 35

118,237 35

R esources.

R eport of
D ec. 10.

P rem iu m s paid on b o n d s...............
945 94

2,361 47

2,153 95

1,735 88

...................................

22,000 00

22,000 00

22,000 00

22,000 00

F u rn itu r e and fix tu r e s ....................

4,900 00

4,900 00

4,900 00

4,900 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

1,308 77

655 00

313 26

1,906 85

77,357 45

88,266 48

61,035 45

49,613 22

O v erd ra fts
B a n k in g

U n ited

.............................................

h ou se

S ta te s b o n d s............................

D ue from banks in reserv e c itie s .
E x ch a n g e fo r clea rin g h o u s e ..........
U . S. and N a tio n a l bank cu rren cy .

7,887 00

13,291 00

12,013 00

8,065 00

Gold c o in .....................................................

14,692 50

11,770 00

11,777 50

10,631 50

.............................................

1,296 95

1,616 35

1,575 60

527 30

243 78

242 49

203 46

222 22

869 88

972 68

1,609 37

497 97

$441,289 34

$494,165 53

$498,485 77

$527,012 80

$50,000 00

$50,000 00

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

10,000 00

2,219 55

2,490 56

4,970 71

8,135 08

S ilv er

coin

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ......................................................
T o ta ls

L ia b ilitie s.
C ap ital stock paid i n ..........
Su rp lus fu nd ...........................................
U n d iv id ed profits, le ss current expenses,
in te r e st and ta x e s p a id ..................
D iv id en d s un paid

...........................................

C om m ercial d ep o sits su b ject to ch eck .

84,298 13

91,995 63

80,713 55

94,402 67

C om m ercial cer tific a te s o f d e p o s it..........

151,536 00

160,779 03

176,365 28

180,729 83

D ue to banks and b a n k e rs.........................
C ertified checks ................................................

318 83

C a sh ier’s checks o u tsta n d in g ....................
S a v in g s d e p o sits ............................................

143,187 14

178,581 48

176,361 90

183,682 15

$441,289 34

$494,165 53

$498,485 77

$527,012 80

S a v in g s certifica tes o f d e p o s it..................
N o te s and b ills r e-d isco u n te d ..................
B ills payab le
T o ta ls

.....................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

109

MICHIGAN.

No. 106.
FIRST STATE AND SAVINGS BANK, HOLLY.
Organized October 27, 1890.
J ames C. S imonson , P r e s i d e n t ; H enry W. D owning , V ic e P r e s i d e n t ;
E mma S argent, A s s i s t a n t C a s h ie r .
D irectors.—Chas.

C. A. W ilson ,

C a s h ie r ;

A. Wilson, D. D. Hadley, H. W. Downing, J. C. Simonson, W. S. Walls.
R eport o f
Feb. 5.

R esources.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

R oans and d is c o u n ts ..................................................

$66,351 23

$60,580 59

$66,932 44

$80,302 88

B onds, m o rtg a g es and s e c u r itie s ......................

126,384 50

143,612 18

144,070 18

147,319 18

335 05

100 94

1,438 14

59 56

. . . .....................................................

3.000 00

3.000 00

3.000 00

3.000 00

fix tu r e s .............................................

1.000 00

1.000 00

1.000 00

1.000 00

O ther real e sta te
........................................
D ue from oth er banks and bankers (n ot
Oifies)
.
.............................................

821 48

1,011 26

1,180 86

70,943 33

58,659 95

50,822 97

74,703 69

U. S. and N a tio n a l bank c u r re n c y ......................

7,255 00

12,204 00

8,440 00

6,621 00

Gold c o in ...........................................................................

2,120 00

1,375 00

1,770 00

1,212 50

524 CO

608 60

281 95

287 00

68 64

94 86

45 03

42 23

306 54

150 50

160 00

190 75

$278,110 37

$282,397 88

$279,141 57

$314,738 79

C a p ita l stock paid i n ................................................

$30,000 00

$30,000 00

$30,000 00

$30,000 00

S u rp lu s fu nd .................................................................
U nd ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

7,930 10

7,453 86

7,117 72

9,617 37

105 00

60 00

30 00

O v erd ra fts
R anking

......................................................................

h ou se

U nrnitnre and

U n ited

S ta te s honds

D ue from banks in reserve c it ie s .......................
E xch an ge for clearing’ h o u se .

S ilv er

coin

.........................

...................................................................

N ic k e ls and c e n t s .........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid
C om m ercial d ep o sits subject to c h e ck .............

33,458 35

37,452 54

28,922 38

44,479 42

C om m ercial cer tific a te s o f d e p o s it.......................

11,863 02

7,427 29

13,539 10

15,098 52
902 35

D ue to hanks and h a n k e rs......................................
Certified checks ............................................................
C a sh ier’s checks o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................

184,858 90

189,959 19

189,502 37

204,611 13

$278,110 37

$282,397 88

$279,141 57

$314,738 79

S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

110

STATE BANKING

DEPARTMENT.

No. 109.
FIRST STATE AND SAVINGS BANK, HOWELL.
O rganized J a n u a ry 12, 1891.

Charles F ish b ec k , P r e s i d e n t ; Charles A. Goodnow, V ic e P r e s i d e n t ;
P ercy T. D udley, C a s h ie r .
D irectors.—Charles C urtis, A sa V anK leeck, C harles F ishb eck, S. B. H ubert, John Ryan, Charles A .
Goodnow, Geo. B arnes.

R esources.

R eport o f
F eb. 5.

R eport of
Ju ly 15.

Report o f
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$58,777 33

$54,735 38

$65,556*25

$62,739 68

B onds, m o rtg a g es and s e c u r itie s .........................

52,328 41

49,641 41

49,216 41

49,166 41

P rem iu m s paid on h o o d s ....................
410 13

1,082 47

627 06

2,531 37

............................................................

4,439 32

4,439 32

4,439 32

4,439 32

F u rn itu r e and fix tu r e s .............................................

1,585 41

1,585 41

1,585 41

1,585 41

O ther real e s t a t e .................... ....................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ! .......................................................

3,908 54

3,000 00

3 ,C00 00

3,000 00

1,500 68

3,649 39

2,319 25

21,058 72

19,619 72

22,010 Be'

O v erd ra fts

......................................................................

B a n k in g h ou se

U n ited

.

S ta te s b o n d s................................................

D ue from banks in reserv e c it ie s .......................

14,935 53

E x ch a n g e fo r clea rin g h o u s e ................................
U . S. and N a tio n a l bank c u r re n c y .......................

6,983 00

8,637 00

8,547 00

5,620 00

Gold c o in ...........................................................................

4,460 00

4,262 50

4,060 00

4,065 00

S ilv er

1,708 90

1,025 95

933 60

1,481 65

116 31

88 93

43 46

47 33

1,809 48

181 60

255 07

480 99

$151,462 36

$151,239 37

$161,532 69

$159,486 71

C apital stock paid i n ...............................................

$40,400 00

$40,400 00

$40,400 00

$40,400 00

Su rp lus fu nd .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

4,957 82

3,547 61

4,129 52

5,080 10

C om m ercial d e p o sits su b ject to c h e c k .............

28,055 18

22,154 07

36,053 27

32,742 66

C om m ercial certifica tes o f d e p o s it.......................

379 74

379 74

379 74

379 74

coin

.................................................................

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's check s o u tsta n d in g .................................
S a v in g s d ep o sits .......................................................
S a v in g s cer tific a te s o f d e p o s it..............................

9,056 99

14,482 89

15,155 03

16,172 00

68,612 63

70,275 06

65,415 13

64,712 21

$151,462 36

$151,239 37

$161,532 69

$159,486 71

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

Ill

MICHIGAN.

No. 140.
BOIES’ STATE SAVINGS BANK, HUDSON.
O rganized A u g u st 27, 1892.

S tephen A. E aton, P r e s i d e n t ; D. J. B eachboaed, V ic e P r e s i d e n t ; B ykon J. F oster, C a sh ier..
D irectors.— S tep hen A. E a to n , Jam es B. T horn, D avid
E.

J. Benchboard, H. V. C. H art,
M. N ix , E. J. So u th w o rth , C hester C. P ea se, B yron J. F o ster, E dw ard F rensdorf.
R esources.

R eport o f
Feb. 5.

Report o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$163,517 79

$170,164 39

$177,923 85

$164,752 66

B onds, m ortgages and s e c u r itie s .........................

123,587 79

123,755 03

134,943 65

151,662 25

P rem iu m s paid on b o n d s....................
O v erd ra fts

......................................................................

R eport of
D ec. 10.

861 25

1,061 25

1,761 60

675 18

1,671 87

3,195 15

5,237 00

5,237 00

5,237 00

5,237 00

F u rn itu r e and fix tu r e s .............................................

1,188 90

1,188 90

1,188 90

2,988 90

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c itie s')...........................................................

1,200 00

B a n k in g h ou se

U n ited

.........................................................

621 38

1,203 35

46,767 75

45,472 99

46,105 16

63,661 53

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................
E x ch a n g e fo r clea rin g h o u s e ................................
U. S. and N a tio n a l bank c u r re n c y .......................

8.378 00

11,996 00

11,761 00

11,677 00

Gold c o in ...........................................................................

5,175 00

5,280 00

5,050 00

5,085 00

S ilv er

....................................................................

1.379 20

1,298 85

744 15

1,545 40

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenue
accou n t ........................................................................

134 00

62 69

44 89

37 16

156 73

160 25

1,123 42

403 97

$359,105 14

$366,494 63

$386,655 14

$411,307 27'

C apital stock paid i n ................................................

$75,000 00

$75,000 00

$75,000 00

$75,000 00

S u rp lu s fu nd .................................................................
U n d ivid ed profits, le ss current expenses,
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

8,862 71

13,962 11

16,462 58

17,875 98

C om m ercial d ep o sits su b ject to c h e c k .............

48,999 30

29,888 59

36,435 43

39,786 09

C om m ercial certifica tes o f d e p o s it.......................

2,412 40

1,818 62

3,767 37

3,446 61

213,830 73

235,825 40

244,989 76

265,198 59

$359,105 14

$366,494 63

$386,655 14

$411,307 27

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u tsta n d in g .................................
S a v in g s d ep o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

112

STATE BANKING DEPARTMENT.
No. 143.
THOMPSON SAVINGS BANK, HUDSON.
O rganized O ctober 22, 1892.

W. B. T hompson , P r e s i d e n t ; G . I. T hompson , V ic e P r e s i d e n t ; Charles e . W hitney , C a s h ie r .

D irectors.— W illia m B. T hom pson, F red S. V edder, R. W . T hom pson, G. I. T hom pson,
C harles C. W h itn ey.
R esources.

L oans find d is c o u n ts ..................................................
B onds

m o rtg a g es and RPPnritiftS.........................

R eport o f 1 R eport of
F eb. 5.
I Ju ly 15.

R eport o f
Sept. 30.

$196,929 49

$230,447 58

$207,318 59

$214,947 18

267,331 21

269,671 15

271,659 90

303,301 94

2,733 07

Report of
D ec. 10.

P rem iu m s paid on b o n d s ......................................
632 62

846,34

791 11

............................................................

7,500 00

7,500 00

7,500 00

7,500 00

fix tu r e s .............................................

5,600 00

5,550 00

5,550 00

5,550 00

R tates b e n d s ..................................................

60,700 00

67,700 00

67,700 00

67,700 00

D ue from banks in reserve c itie s . ....................

104,638 04

95,799 01

124,155 42

91,996 44

S and N a tio n a l bank c u r r e n c y .......................

18,793 00

21,154 00

17,173 00

21,952 00

C-nld on i n ...........................................................................

5,020 00

5,115 00

5,445 00

5,045 00

S ilv er

............................................................

1,612 05

1,306 55

906 25

487 80

"NTipkpls and c p n ts .........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

146 07

52 92

172 76

154 50

1,917 40

232 08

249 21

208 42

$670,819 88

$705,374 63

$708,621 24

$721,576 35

$100,000 00

$100,000 00

$100,000 00

$100,000 00

9,400 00

10,300 00

10,300 00

10,300 00

4,904 25

2,220 34

5,394 45

6.314 77

Oyprd r a fts
B a n k in g

.................................. .............................

bnnsp

F u rn itu r e and
D ue

from

U n ited

oth er

banks

and

Vvolionfm fnr clorn'ino1 honsp
U

emu

T o ta ls

bankers

(n o t

.........

............................................................ • • •
L ia b ilitie s.

C apital stuck paid i n ...............................................
S u rp lu s fund
............................................................
U nd ivid ed profits, less cu rren t expenses,
in ter e st and fa x e s p a id ........................................
D iv id en d s unpaid

..................................................

C om m ercial d ep o sits subject to ch eck . . . . . .

88,360 35

65,456 12

73,132 68

75,835 10

Pnmmprcia 1 certifica tes o f d e p o s it.......................

2,379 21

2,178 93

5,725 44

1,937 38

P up to banks and h a n k e rs......................................

21 19

957 56

465,754 88

524,261 68

514,068 67

526,145 39

$670,819 88

$705,374 63

$708,621 24

$721,576 35

1,043 71

C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g ................................
S a v in g s d e p o sits ..................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

%

STATE

BANKS

OF

113

MICHIGAN.

No. 24.
LAPEER COUNTY BANK, IMLAY CITY.
O rganized J a n u a ry 26, 1886.

J ohn B orland, P r e s i d e n t ; Walter Walker , V ic e P r e s i d e n t ; J no. B orland, J r ., C a s h ie r ;
W ill B orland, A s s i s t a n t C a s h ie r .
D irectors.— John B orland, W a lter W alker, Jno. B orland, Jr., W ill B orland,
E dw ard E. Palm er.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

Report o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$88,376 58

$87,446 75

$90,234 15

$90,448 75

B onds, ■m o rtg a g es and s e c u r itie s .........................

125,178 27

144,339 87

157,739 95

176,862 12

P rem iu m s paid on b o n d s...................................
1,103 26

1,529 50

1,217 47

676 01

............................................................

4,900 00

4,900 00

4,900 00

4,900 00

F u rn itu re and fix tu r e s .............................................

1,700 00

1,700 00

1,700 00

1,700 00

O th er real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot
reserv e c it ie s ) ...........................................................

915 00

O v erd ra fts
B a n k in g

U n ited

......................................................................

hou se

2,827 13

S ta te s b o n d s..................................................
51,950 25

41,394 65

39,751 40

45,576 75

U. S. and N a tio n a l bank c u r r e n c y .......................

7,267 00

8,999 00

6,515 00

7,335 00

Gold c o in ...........................................................................

1,565 00

45 00

545 00

30 00

...................................................................

850 00

1,300 00

633 00

871 00

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

59 46

53 22

64 83

73 55

881 52

1,059 14

1,518 03

2,328 74

$284,746 34

$292,767 13

$307,645 96

$330,801 92

C a p ita l sto ck paid i n .............................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .......................................................
U nd ivid ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

2,555 46

1,332 06

3,192 57

4,423 95

C om m ercial d ep o sits su b ject to c h e ck .............

31,348 89

21,301 07

21,637 72

26,793 18

C om m ercial cer tific a te s o f d e p o s it.......................

9,686 59

9,100 00

9,188 64

7,368 06

S a v in g s d e p o sits .........................................................

158,615 01

176,875 97

184,621 75

196,429 45

S a v in g s certifica tes o f d e p o s it..............................

22,540 39

24,158 03

29,005 28

35,787 28

$284,746 34

$292,767 13

$307,645 96

$330,801 92

D ue from banks in reserve c it ie s ......................
E x ch a n g e fo r clea rin g b o u s e ................................

S ilv er

coin

T o ta ls

.............".....................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u tsta n d in g .................................

N otes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................

15


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

114

STATE BANKING

DEPARTMENT.

No. 58.
IONIA COUNTY SAVINGS BANK, IONIA.
O rganized J a n u a ry 4, 1886.

H. R. Wagar, P r e s i d e n t ; J ohn Greenop, V ic e P r e s i d e n t ; A. S. Wright , C a s h ie r ;
W m . H. B urletson , A s s i s t a n t C a s h ie r .
D irectors.— H. R. W agar, C hauncey J. R um sey, A llen S. W right, L. N. O lm stead, F ran k lin
H. D oland , J o h n Greenop, S. W ^ W ebber, R. L ee P age.
R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$177,741 91

$185,275 50

$187,792 92

$209,067 50

R onds, m o rtg a g es and s e c u r itie s .........................

119,705 65

122,943 02

123,480 72

127,495 72

612 25

613 28

1,003 58

1,617 48

O v erd ra fts

......................................................................

R eport o f
D ec. 10.

and fix tu r e s .............................................

8,200 02

8,200 02

8,200 02

8,200 02

O ther real e s t a t e .........................................................
D ue from o th er banks and ban kers (n o t

33,413 11

30,936 71

30,650 00

30,650 00

50 00

458 21

68,446 47

67,049 32

63,888 48

25,008 86

22,033 00

F u rn itu re

U nited

3,336 00

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................
E x ch a n g e fo r c lea rin g h ou se .
U. S. and N a tio n a l bank c u r r e n c y .......................

4,553 00

7,159 00

13,963 00

Gold c o in ...........................................................................

6,650 00

5,660 00

1,715 00

5,285 00

S ilv er

1,564 55

945 80

1,010 55

2,532 40

coin

...................................................................

1 00

32 55

1 89

1 29

2,043 87

1,105 43

863 94

529 86

$122,981 83

$430,378 84

$432,570 10

$435,757 13

C ap ital stock paid i n ...............................................

$80,200 00

$80,200 00

$80,200 00

$80.200 00

S u rp lu s fu nd ...............................................................
U n d iv id ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

1,900 33

1,900 33

1,900 33

1,900 33

682 86

5,011 35

2,271 00

4,950 64

50,856 43

41,404 05

40,186 92

38,738 56

3,569 95

2,333 85

6,739 16

1,116 28

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid

.............................................

C om m ercial d ep o sits su b ject to c h e ck .............
C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits .........................................................

76,928 64

86,715 03

85,195 09

81,617 92

S a v in g s cer tific a te s o f d e p o s it..............................

208,843 62

212,814 23

216,077 60

227,233 40

$422,981 83

$430,378 84

$432,570 10

$435,757 13

N o te s and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

115

MICHIGAN.

No. 191.
STATE SAVINGS BANK OF IONIA, IONIA.
O rganized D ecem ber 8, 1896.

Osmond S. T ower, P r e s i d e n t ; Oscar R. L ong, V ic e P r e s i d e n t ; W. B. H eath , C a s h ie r .
D irectors.— Osm ond S. T ow er, J o h n E. M orrison, T had B. P reston , Oscar R. Long, Seym our
B.

Gorham , Geo. G undrum , K. R. Sm ith.

R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$222,969 13

$257,047 91

$252,828 50

$226,705 54

B onds, m o rtg a g es and s e c u r itie s .........................

83,465 10

79,522 65

81,689 16

86,835 41

5,641 59

2,680 59

5,895 73

5,033 68

6,000 00

6,000 00

6,000 00

6,000 00

P rem iu m s paid on h o n d s............................
O v erd ra fts

......................................................................

B a n k in g h ou se

............................................................

R eport o f
D ec. 10.

760 00

F u rn itu re and fix tu r e s .............................................

2,600 00

2,600 00

2,600 00

2,600 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot
reserv e c itie s').................................................

9,676 59

10,010 14

10,111 14

9,863 01

U n ited

625 00

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................

32,700 28

53,170 21

45,725 36

71,667 71

E x ch a n g e fo r clea rin g h o u se ................................
U. S. and N a tio n a l bank c u r re n c y .......................

3,436 00

7,726 00

6,901 00

6,134 00

Gold c o in ...........................................................................

6,650 00

3,850 00

3,900 00

3,340 00

S ilv er

1,884 95

907 20

2,120 90

1,256 35

197 70

94 61

151 44

273 48

1,423 85

3,428 18

1,144 38

2,894 44

$377,405 19

$427,037 49

$419,692 61

$422,603 62

C apital sto ck paid i n ...............................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lus fu n d .................................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

4,383 37

6,093 57

11,347 86

10,540 08

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

.......................................................

158 64

285 30

116 64

546 64

C om m ercial d ep o sits su b ject to c h e ck .............

66,212 10

75,129 76

73,598 05

69,836 10

585 06

442 28-

D iv id en d s un p aid

C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s check s o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................

. 31,265 39

38,890 39

41,249 14

41,292 75

S a v in g s certifica tes o f d e p o s it..............................

215,385 69

246,638 47

232,795 86

239,945 77

$377,405 19

$427,037 49

$419,692 61

$422,603 62

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

116

STATE BANKING

DEPARTMENT.

No. 135.
COMMERCIAL BANK OF IRON MOUNTAIN, IRON MOUNTAIN.
O rganized M arch 7, 1892.

J ames MacN aughton , P r e s i d e n t ; J ohn F. H ancock, V ic e P r e s i d e n t ; Oliver E vans, C a s h ie r ;
W. W. T hompson , A s s i s t a n t C a s h ie r .
D irectors.-— J e sse Sp alding, H erbert M. P elh am , M. L evy, A. F. W right, J. F. H ancock,
F r a n c is A. B row n , M. Corry, Ja m es M acN au ghton, O. C. D avidson.
R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

L oans nnd d is c o u n ts ..................................................

$339,425 25

$370,235 32

$334,783 59

$329,489 98

15,000 00

15,500 00

15,000 00

15,000 00

301 50

656 17

567 73

188 18

R onds

m orfgagp s and s e c u r itie s .........................

O v erd ra fts

......................................................................

R eport o f
D ec. 10.

F u rn itu re and fix tu r e s .............................................

1,500 00

1,250 00

1,250 00

1,250 00

O th er real e s t a t e ..........................................................
D ue from o th er banks and bankers (n ot
reserv e c it ie s ) ...........................................................

12,243 38

10,498 10

10,498 10

10,479 35

4,583 87

2,006 27

2,222 52

2,167 72

51,441 16

43,131 29

75,270 40

41,335 93

14,000 00

TTnited

S ta te s honds

D ue from hanks in reserve c it ie s .......................
R vch an ge fo r clea rin g h o u se . . .
U. S. and N a tio n a l bank c u r re n c y .......................

15,700 00

23,193 00

13,300 00

Gold c o in ...........................................................................

4,000 00

6,000 00

3,000 00

7,120 00

S ilv er

2,020 00

2,625 25

2,030 00

3,428 75

219 42

246 50

376 24

445 30

648 23

52 48

383 34

495 42

$447,082 81

$475,394 38

$458,681 92

$425,400 63

C a p ita l stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .................................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

3,000 00

4,000 00

4,000 00

4,000 00

8,138 09

9,242 74

11,956 55

11,927 54

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a c co u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

.......................................................

75 00

165 00

C om m ercial d ep o sits su b ject to c h e c k .............

185,306 06

204,272 45

181,469 64

140,569 98

C om m ercial cer tific a te s o f d e p o s it.......................

63,955 15

61,980 64

60,140 13

55,925 83

D ue to banks and b a n k e rs......................................

1,077 52

2,884 45

3,184 06

4,753 00

135,530 99

142,849 10

147,931 54

158,224 28

$447,082 81

$475,394 38

$458,681 92

$425,400 63

D iv id en d s un p a id

C ertified checks ............................................. ..............
C a sh ier’s check s o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
\
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

117

MICHIGAN.

No. 12.
THE PENINSULA BANK, ISHPEMING.
O rganized October 27, 1887.

William S edgwick , P r e s i d e n t ; Otto E gee, V ic e P r e s i d e n t ; E. A. Malmgben , C a s h ie r ;
J . G. W e l sh , A s s i s t a n t C a s h ie r .
D irectors.— O tto Eger, R obert M axw ell, W illia m

Sedgw ick, T im oth y H ugh es,
M itchell, H. EL M ildon, W. F. A nderson, Geo. F. T honey, H erm an Jaeduke.

Josep h

R esources.

Report o f
Feb. 5.

R eport of
R eport of
Ju ly 15.
! Sept. 30.

L oans and d is c o u n ts ..................................................

$139,943 36

$158,237 40

$188,975 76

$188,981 89

B onds, m o rtg a g es and s e c u r itie s .........................

20,004 81

31,917 47

38,088 06

38,088 06

P rem iu m s paid on b o n d s........................................

400 00

400 00

400 00

400 00

1,635 07

609 15

741 80

1,019 76

............................................................

15,000 00

15,000 00

15,000 00

15,000 00

F u rn itu re and fix tu r e s .............................................

1,000 00

1,000 00

1,000 00

1,000 00

O ther real e s t a te . . . .
D ue from oth er banks and bankers (n ot
reserve c it ie s ) ...........................................................

2,514 40

6,078 67

2,765 90

6,894 96

39,824 94

138,484 61

48,642 55

53,244 76

O v erd ra fts

......................................................................

B a n k in g hou se

TJnitpd

R eport o f
D ec. 10.

S fa fp s honrJsTT1

D ue from banks in reserv e c it ie s ......................
E x ch a n g e fo r c lea rin g h o u se . .
U. S. and N a tio n a l bank c u r re n c y .......................

18,358 00

9,238 00

16,854 00

17,912 00

Gold c o in ...........................................................................

24,045 00

15,200 00

10,405 00

21,477 50

1,891 00

2,496 00

2,416 00

3,342 00

131 08

251 55

120 60

93 55

4,346 39

15,377 29

6,037 01

4,614 08

$275,094 05

$394,290 14

$331,446 68

$352,008 56

C apital sto ck paid i n ...............................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

Su rp lus fu nd .................................................................
U ndivided profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 OO

5,439 85

9,827 99

11,455 62

11,992 91

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ..........................................*............................
T o ta ls

......................................................................
L ia b ilitie s.

.......................................................

50 00

C om m ercial d ep o sits su b ject to c h e c k .............

79,780 29

140,762 74

93,754 95

111,458 34

C om m ercial certifica tes o f d e p o s it.......................

8,878 45

14,328 04

10,576 40

8,552 85

979 36

663 75

31 15

168,392 01

154,995 96

160,033 31

D iv id en d s un paid

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits .........................................................

120,945,46

S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le

.

.................................................................

'
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$275,094 05

$394,290 14

$331,446 68

$352,068 56

STATE

118

BANKING

DEPARTMENT.

No. 150.
ITHACA SAVINGS BANK, ITHACA.
O rganized J a n u a ry 16, 1893.

W ji . F. T hompson , P r e s i d e n t ; J. Lee P otts , V ic e P r e s i d e n t ; C. A. P rice , C a s h ie r ;
It. A. B arbee, A s s i s t a n t C a s h ie r .
D irectors.-—Jam es B. C raw ford, W illia m F . T hom pson, W illiam M. W eller. J. L ee P o tts,
John C. H ick s, F . H. H orr, F. II. M cK ay, E. W. K ellogg, C. A. P rice.
R esources.

R eport o f
F eb. 5.

R eport o f
July 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

Ena^S anrl d is c o u n ts ..................................................

$62,759 96

$66,950 80

$66,318 06

$82,390 16

Ttonds m o rtg a g es and s e c u r itie s .........................

134,580 08

143,027 56

145,464 36

154,957 48

....................................................................

1,478 76

114 42

3,116 00

7,217 78

F u rn itu re and fix tu r e s ...........................................

1,850 00

1,850 00

1,940 00

1,974 62

3,582 88

622 40

I le n iiu in s paid on b o n d s ........................................
O v erd ra fts

.............
D ue from o th er banks and bankers (n ot
reserv e c it ie s ) ...........................................................

1,135 35

841 03

.............
40,306 88

43,114 59

35,403 93

56,771 10

U. S. and N a tio n a l bank c u r re n c y .......................

4,501 00

4,971 00

10,855 00

12,228 00

G old c o in ...........................................................................

6,832 50

6,490 00

6,580 00

5,230 00

989 00

2,783 00

778 50

1,007 00

128 24

136 56

125 05

137 30

240 32

’200 62

261 15

314 19

$254,802 09

$270,479 58

$274,424 93

$322,850 03

C apital stock paid i n ................................................

$35,000 00

$35,000 00

$35,000 00

$35,000 00

S u rp lus fu nd .................................................................
U n d ivid ed profits, le ss cu rren t expenses,
in ter e st and ta x e s p a id ........................................

9,000 00

11,000 00

11,000 00

11,000 00

1,501 60

1,746 11

2,402 51

3,783 89

C om m ercial d ep o sits snbjpot to c h e ck ............

52,244 59

52,722 68

57,444 71

71,310 24

C om m ercial certifica tes o f d e p o s it.......................

1,605 06

134 35

663 76

548 90

Tine from hanks in rpsprvp c it ie s ......................
E x chan

S ilv e r

fo r c le a rin 0, hou se

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

............... ......................................................
L ia b ilities.

Enp fo hanks and h a n k ers. . . .

Cerfifipd checks

. T .......... .............. T. . . .

100 00

C a sh ier’s checks o u ts ta n d in g ...............
S a v in g s d e p o sits ..........................................................

28,931 55

28,375 37

26,609 67

27,080 69

Savings certificates of d ep osit...........................

126,519 29

141,401 07

141,304 28

174,126 31

$254,802 09

$270,479 58

$274,424 93

$322,850 03

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

119

MICHIGAN.

No. 177.
JACKSON CITY BANK, JACKSON.
O rganized J a n u a ry 1, 1865.

R e-organized Jan u ary 1, 1895.

W m . M. T hompson , P r e s i d e n t ; N. S. P otter, V ic e P r e s i d e n t ; P. B. L oomis, J r., C a s h ie r .
D irectors.— P. B. L oom is, A nna M. T hom pson, W . M. T hom pson, H . S. G riggs, N. S. P o tte r,
P. B. Loom is, Jr., G. A. M atth ew s.
R eport of
D ec. 10.

R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

Roans and (iisr o u n ts ..................................................

$019,654 87

$507,359 40

$570,574 46

$606,989 20

Ronds, m nrfgagps and s e c u r itie s .........................

276,166 23

286,939 25

267,419 38

263,019 38

20,796 14

29,992 89

29,267 60

6,868 55

33.000 00

33.000 00

33.000 00

33.000 00

15.000 00

15.000 00

15.000 00

15.000 00

D ue from banks in reserve c it ie s .......................

108,771 13

194,487 48

235,912 32

175,433 37

E x ch a n g e fo r clea rin g h o u se .................................

8,509 14

32,745 86

23,804 80

20,879 81

U. S. and N a tio n a l bank c u r re n c y .......................

38,086 00

66,279 00

37,018 00

47,365 00

Gold c o in ...........................................................................

32,245 00

37,550 00

43,325 00

34,215 00

...................................................................

1,462 10

5,423 90

3,324 65

3,103 90

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

626 99

376 40

722 02

407 79

4,074 08

2,125 54

1,106 10

10,002 12

...................................................................... $1,158,391 68 $1,211,279 72 $1,260,474 33

$1,216,284 12

O v erd ra fts
R anking

......................................................................

hou se

............................................................

F u rn itu re and fix tu r e s ...........................................
D ue

from

U n ited

S ilv e r

o th er

banks

and

bankers

(n ot

S ta te s bonds

coin

T o ta ls

L ia b ilitie s.
C a p ita l stock paid i n ................................................

$150,000 00

$150,000 00

$150,000 00

$150,000 00

S u rp lu s fu nd .................................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

75,000 00

75.000 00

75,000 00

75,000 00

29,436 31

26,023 67

29,160 93

29,297 50

C om m ercial d ep o sits su b ject to c h e ck .............

272,706 53

310,794 45

369,425 91

320,752 39

C om m ercial cer tific a te s o f d e p o s it.......................

276,661 16

262,328 51

244,752 87

242,558 36

392,134 62

398,675 87

...................................................................... $1,158,391 68 $1,211,279 72 $1,260,474 33

$1,216,284 12

D iv id en d s unpaid

T.......... T_ TT

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................

858 00

C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d ep o sits ..........................................................

354,587 68

386,275 09

S a v in g s certifica tes o f d e p o s it..............................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le

.................................................................

*
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

120

STATE BANKING DEPARTMENT.
No. 186.
JACKSON STATE SAVINGS BANK, JACKSON.
O rganized A pril 1, 189G.

B e n jam in N ew kirk , P r e s i d e n t ; C. C. P ond, V ice P r e s i d e n t ; Ch a s . M. S pin n in g , C a s h ie r ;
F. II. N e w kirk , A s s i s t a n t C a s h ie r .
D irectors.— B en ja m in N ew kirk, C. C. Pond, C has. E. T ow nsend, H en ry II. N eesley,
J.

G. O’D w yer, C has. II. S m ith , H en ry J. D a v is, N a th a n II. W illiam s, E dw y K night.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..................................................

$234,611 24

$254,827 35

$303,930 37

$277,564 99

B onds, m o rtg a g es and s e c u r itie s .........................

87,690 81

104,160 17

129,216 55

118,170 43

1,772 31

898 39

1,887 29

1,744 06

2,485 96

O v erd ra fts

F n rn itnrp

......................................................................

and

R eport of
D ec. 10.

fiYtnrps

Othpr roa 1 psfafp
D ue from o th er banks
reserv e c it ie s ) ...............

and

bankers

(n ot

987 89

1,970 52

27,000 00

27,000 00

D ue from banks in reserve c itie s . ....................

66,080 21

60,036 14

32,684 47

E x ch a n g e fo r clea rin g h o u s e ................................

2,367 26

2,716 22

4,744 92

5,971 44

U. S. and N a tio n a l bank c u r re n c y .......................

10,849 00

25,709 CO

15,332 00

19,438 00

Gold c o in ...........................................................................

1,682 50

4,585 00

2,250 00

5,415 00

S ilv er

2,022 95

1,118 30

986 30

1,613 45

115 54

67 43

47 79

75 57

689 94

428 34

382 87

529 23

$435,869 65

$483,516 86

$493,948 52

$515,081 00

$100,000 00

$100,000 00

$100,000 00

$100,000 00

2,758 67

3,210 73

3,210 73

3,210 73

15,219 24

15,906 34

19,675 34

19,853 22

U n ited

S ta te s b o n d s ..

coin

...................................................................

N ick els and c e n t s .....................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

...................................................................

84,558 83

L ia b ilitie s.
C ap ital stock paid i n .............................................
Su rp lus fund ..........................................................
U n d ivid ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ..................................... .

112 50

607 50

C om m ercial d ep o sits su b ject to c h e c k .............

88,063 36

90,246 14

100,536 63

119,801 10

C om m ercial certifica tes o f d e p o s it.......................

8,246 54

12,771 09

9,244 28

12,745 80

D ue to banks and b a n k e rs......................................

3,991 66

2,271 21

1,813 19

5,385 01

200 00

200 00

D iv id en d s un paid

...........................................

C ertified checks .......................................................
C a sh ier’s checks o u tsta n d in g .................................
S a v in g s d ep o sits ..................................................
S a v in g s cer tific a te s o f d e p o s it..............................

138,144 12

161,875 39

155,858 63

148,822 59

79,333 56

96,628 46

103,409 72

105,062 55

$435,869 65

$483,516 86

$493,948 52

$515,081 00

N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

121

MICHIGAN.

No. 14.
THE UNION BANK, JACKSON.
O rganized N ovem ber 1, 1883.

W illiam H. W ithington , P r e s i d e n t ; C. C. B loomfield , V ic e P r e s i d e n t ; A. B. R obinson ,
M a n a g e r ; C. C. A m e s , C a s h ie r .

D irectors.— L. IT. F ield , T bom as A. W ilson, A ddison B. R obinson, C harles C. B loom field,
W illia m H. W ith in g to n , Jam es O’D onnell, F. D. B en n ett.
R eport o f
D ec. 10.

R esources.

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..................................................

$431,030 79

$539,531 14

$559,312 00

$530,354 42

209,728 00

197,096 76

181,335 51

184,392 53

12,833 25

1,214 88

4,438 93

2,823 43

28,000 00

28,000 00

28,000 00

43,988 68

44,017 18

42,866 83

B onds, m ortgages and s e c u r itie s .........................

O v erd ra fts

......................................................................

B a n k in g hou se

............................................................

28,000 00
5,741 75

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot

44,212 90

S ta te s b o n d s..................................................

5,500 00

5,000 00

5,000 00

5,500 00

D ue from banks in reserve c it ie s .......................

118,446 42

159,781 37

183,161 82

213,413 34

U n ited

E xch an ge fo r c lea rin g h o u s e ................................

2,745 74

5,737 30

8,860 87

9,065 15

L". S. and N a tio n a l bank c u r re n c y .......................

29,413 00

35,389 00

6,436 00

19,387 OO

Gold c o in ...........................................................................

26,902 50

28,177 50

32,415 00

32,575 00

2,160 80

2,938 10

1,700 80

1,652 35

128 64

148 01

205 06

797 80

357 21

2,630 20

278 78

1,921 03

$917,201 06 $1,049,632 94 $1,055,161 95

$1,072,748 88

$100,000 OO

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C apital stock paid i n ................................................

$100,000 00

$100,000 00

$100,000 00

Su rp lus fu nd ..............................................................
U ndivided profits, le ss current expenses,
in te r e st and ta x e s p a id ........................................

50,000 00

50,000 00

50,000 00

50,000 00

36,089 55

31,251 51

38,284 19

40,007 72

167,897 86

Diviripruls nnpnirl

T TT,

120 00

C om m ercial d ep o sits su b ject to c h e ck .............

117,818 49

155,421 70

142,472 14

C om m ercial certifica tes o f d e p o s it.......................

99,501 93

136,048 65

123,275 48

17,191 76

D ue to banks and b a n k e rs......................................

28,062 28

46 033 22

37,229 02

33,504 26

1,165 04

91 50

529,592 82

563,809 62

423 06

C ertified checks ............................................................
C ash ier's checks o u tsta n d in g ................................
S a v in g s d ep o sits .........................................................

485,728 81

562,821 71
100,902 51

S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................

16


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$917,201 06 $1,049,632 94 $1,055,161 95

$1,072,748 83

122

STATE BANKING

DEPARTMENT,

No. 115.
THE GEOSVENOR SAVINGS BANK, JONESVILLE.
O rganized M arch 28, 1891.

E. O. Grosvenor, P r e s i d e n t ; J. A. S ibbald , V ic e P r e s i d e n t ; W. M. Wetmore, C a s h ie r ;
Oliver S. W h ite , A s s i s t a n t C a s h ie r .
D irectors.— E benezer O. G rosvenor, John A. Sibbald, Joh n S. L ew is, E d gar A. W isner,
C harles F . W ade, W illia m M. W etm ore, C harles G. W hite.
R eport o f
Feb. 5.

R esources.

R eport of
Ju ly 15.

R eport of
Sept. 30.

R eport of
D ec. 10.

$96,236 92

$97,106 42

$87,459 93

$109,472 34

m o rtg a g es find s e c u r itie s .........................

49,536 35

51,596 35

50,562 30

48,758 75

PrAminnK paid on b o n d s ........................................

150 00

207 50

207 50

207 50

3,130 28

1,914 92

D oans and d is c o u n ts ..................................................
Pnnds

O v erd ra fts

......................................................................

355 35

1,211 20

fix tu r e s .............................................

1,530 00

1,500 00

1,500 00

1,200 00
9,824 14

15,820 41

Plirnitliand

O th er real e s t a te . .......................................................
D ue from o th er banks and bankers (n o t

9,824 14

9,824 14

9,824 14

One from banks in reserve c it ie s .......................

6,805 91

25,791 05

37,215 88

7,214 00

5,503 00

4,153 00

4,363 00

G old c o in ...........................................................................

6,180 00

4,735 00

4,635 00

4,495 00

S ilv e r

...................................................................

1,004 80

1,110 35

1,367 70

901 20

N ick els and c e n t s ..........................................................
C hecks, cash ite m s an d in tern a l revenu*
a cco u n t ........................................................................

141 68

63 03

54 61

48 09

200 85

168 92

104 04

190 09

$179,180 00

$198,816 96

$200,214 38

$197,195 44

C a p ita l sto ck paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .................................................................
U n d ivid ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

1,546 51

3,296 23

4,266 37

4,997 67

E x ch a n g e fo r c le a cin 0’ hon se

...............

U . S. and N a tio n a l bank c u r r e n c y .......................

coin

T o ta ls

...................................................................
L ia b ilitie s.

150 00

D iv id en d s unpaid
C om m ercial d ep o sits su b ject to c h e ck .............

34,764 54

37,719 68

38,318 96

33,314 16

C om m ercial certifica tes o f d e p o s it.......................

78,138 00

96,847 00

92,849 00

96,425 00

D u e to banks and b a n k e rs......................................

3,230 95

804 05

4,780 05

2,458 01

$198,816 96

$200,214 38

$197,195 44

G ertified checks ............................................................
G a sh ier's ebooks o u ts ta n d in g ................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o te s and h ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

1,500 00

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$179,180 00

STATE

BANKS

OF

123

MICHIGAN.

No. 147.
HOME SAVINGS BANK OF KALAMAZOO, KALAMAZOO.
O rganized D ecem ber 27, 1892.

H ale P. Ivauffer , P r e s i d e n t ; W. G. H oward, V ic e P r e s i d e n t ; V erxon T. B arker, C a s h ie r .
D irectors.— W illia m G. H ow ard, F. B. O rcutt, V ernon T. B arker, O tto Ih lin g , H a le P. K auffer,
J o h n R. H un ter, H eber C. Reed, H orace B. Peck, F ran k H. M ilham , H . B. Colm an,
A. M. Todd, J a m es H. H atfield. W illis N. Pom eroy, W . S. H odges, A. B. B arn es.
R esources.

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

Roans and d is c o u n ts ..................................................

$254,G90 36

$264,221 32

$291,347 40

$354,758 45

Ronds, m o rtg a g es and s e c u r itie s .........................

47,924 84

70,160 67

72,455 67

73,897 27

......................................................................

131 44

102 38

57 60

4,231 74

O v erd ra fts

R eport o f
D ec. 10.

F u rn itu re and fix tu r e s .............................................

7,038 00

7,038 00

7,038 00

7,038 00

O th er real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot
i»pserye c itie s )

4,091 64

4,187 33

4,142 87

4,142 87

614 17

462 92

462 92

D ue from banks in reserve c it ie s .......................

62,370 68

69,141 04

74,167 32

37,265 11

E xch a n g e fo r clea rin g h o u s e ................................

6,331 26

* 8,475 67

10,172 02

10,763 20

TT. S. and N a tio n a l hank c u r r e n c y .......................

10,883 00

18,886 00

10,304 00

10,106 00

G old c o in ...........................................................................

8,535 00

7,333 00

7,125 00

4,270 00

467 15

683 05

438 50

606 60

52 49

66 76

66 50

53 19

$402,515 86

$450,909 39

$477,777 80

$507,595 35

C a p ita l sto ck paid i n ...............................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .................................................................
U ndivided profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

34,000 00

37,000 00

37,000 00

37,000 00

950 58

777 95

3,265 09

4,486 76

S ilv e r

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid
C om m ercial d ep o sits su b ject to c h e ck .............

57,668 73

111,662 01

112,378 41

81,034 37

C om m ercial certifica tes o f d e p o s it.......................

98,294 54

81,799 11

93,276 92

151,868 17

D ue to banks and b a n k e rs......................................

46,005 38

38,234 59

46,860 42

38,411 06

115,596 63

131,435 73

134,996 96

144,794 99

$402,515 86

$450,909 39

$477,777 80

$507,595 35

C ertified checks ............................................................
C a sh ie r's checks o u t s ta n d in g ................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

124

STATE BANKING

DEPARTMENT,

No. 1.
KALAMAZOO SAVINGS BANK, KALAMAZOO.
O rganized J a n u a ry 12, 1889.

Charles J. Monroe, P r e s i d e n t ; W si. G. K irby , V ic e P r e s i d e n t ; R. J. W illiam son , C a s h ie r ;
F. G. D ewey , A s s i s t a n t C a s h ie r .
D irectors.— C. J. M onroe, W illia m G. K irby, John M ackey, A. C. W ortley, R. J. W illiam son ,
John W. K irby, F . G. D ew ey, B en j. F . Parker.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ............................’....................

$311,051 02

$343,174 57

$410,240 95

$412,175 21

B onds, m o rtg a g es and s e c u r itie s .........................

221,151 08

275,930 98

268,014 98

255,519 98

R eport of
D ec. 10.

P rem iu m s paid on b on ds.
06 31

6 63

12 12

261 25

11,000 00

11,000 00

11,000 00

11,000 00

11,100 00

1,100 00

1,400 00

1,400 00

D ue from banks in reserve c it ie s .......................

237,471 82

195,595 24

153,569 58

202,056 26

E x ch a n g e fo r clea rin g h o u s e ................................

157 44

1,451 54

1,374 45

2,264 35

U. S. and N a tio n a l bank c u r re n c y .......................

27,925 00

27,811 00

21,555 00

21,219 00

Gold c o in ...........................................................................

22,310 00

18,510 00

18,650 00

17,240 00

3,225 00

1,090 00

2,180 00

3,150 00

208 94

237 17

393 25

216 05

129 27

146 92

143 92

$846,701 88

$876,381 05

$888,864 25

$926,502 10

C apital stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lus fu nd .....................................................
U n d ivid ed profits, le ss cu rren t expenses,
in ter e st and ta x e s p a id ........................................

50,000 00

50,000 00

50,000 00

50,000 00

7,779 24

8,571 62

14,195 42

12,504 20

O v erd ra fts

...................................................................

B a n k in g hou se

............................................................

F u rn itu re and fix tu r e s .............................................
O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) .......................................................
U n ited

S ilv er

S ta te s

coin

b o n d s...............................................

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D ivid en d s un paid

.............................................

Com m ercial d ep o sits su b ject to c h e ck .............

29,068 09

40,896 59

39,475 23

43,311 49

C om m ercial certifica tes of d e p o s it.......................

101,377 52

100,812 92

108,356 65

118,684 60

D ue to banks and b a n k ers......................................

03,111 72

54,822 38

49,427 30

61,309 96

515,362 31

571,280 54

577,409 65

590,691 85

« 876.384 05

$888,864 25

$926,502 10

C ertified checks ............................................................
C ash ier’s checks o u tsta n d in g ................................
S a v in g s d ep o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

............................................................ ..


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

8846.701 88

I

STATE

BANKS

OF

125

MICHIGAN.

No. 41.
LAKE ODESSA SAVINGS BANK, LAKE ODESSA.
O rganized M ay 22, 1888.
R. W agar, P r e s i d e n t ; O. E. Wagar, V ic e P r e s i d e n t ; W . J. P ercival, C a s h ie r .

H.

D irectors.— II. R. W agar, W. J. P erciv a l, O. E. W agar, N . IV. P age, R. Lee Page.
R eport o f
F eb. 5.

R esources.

R eport of
J u ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

D oans and d is c o u n ts ..................................................

$48,252 78

$58,413 74

$57,587 33

$58,010 40

B onds, m o rtg a g es and s e c u r itie s .........................

46,875 00

46,417 75

45,325 75

42,660 75

1,923 47

27 49

1,820 52

5,536 15

............................................................

3,000 00

3,000 00

3,000 00

3,000 00

F u rn itu re and fix tu r e s .............................................

1,882 50

1,882 50

1,882 50

1,882 50

23,370 35

19,963 01

24,006 22

40,500 56

O v erd ra fts
B an k in g

......................................................................

hou se

O th er real e sta te
D ue from oth er banks
U n ited

and

bankers

(n o t

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s ......................
U xohange fo r clea rin g h o u s e .................................
U. S. and N a tio n a l bank c u r r e n c y .......................

2,160 00

6,905 00

5,706 00

5,926 00

G old c o in ...........................................................................

2,309 85

3,525 00

3,945 00

2,915 00

S ilv e r

2,231 10

3,415 60

2,212 85

1,986 65

125 10

67 13

43 63

51 32

45 93

672 33

562 02

371 00

$132,176 08

$144,289 55

$146,091 82

$162,840 33

$25,000 00

$25,000 00

$25,000 00

$25,000 00

5,000 00

5,000 00

5,000 00

5,000 00

1,910 43

1,005 27

1,424 42

2,957 04

C om m ercial d ep o sits su b ject to c h e c k .............

22,475 48

32,284 01

29,286 13

28,341 65

C om m ercial certifica tes o f d e p o s it.......................

77,790 17

81,000 27

85,381 27

101,541 64

$132,176 08

$144,289 55

$146,091 82

$162,840 33

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C a p ita l stock paid i n ...............................................
S u rp lu s fu n d .................................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s unpaid

.......................................................

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g ................................
S a v in g s d ep o sits .........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

126

STATE BANKING

DEPARTMENT.

No. 133.
LANSING STATE SAVINGS BANK, LANSING.
O rganized F ebruary 23, 1892.

H oratio II. Larned, P r e s i d e n t ; F. T homax , V ic e P r e s i d e n t ; J. E dward R oe, C a s h ie r .
D irectors.— H. H . L arned, C. J. D a v is, C harles F. H am m ond, J. E dw ard Roe, Frederick
T hom an, H. A. H aze, L ou is Beck.

R esources.

R eport o f
F eb . 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..................................................

$333,388 04

$367,010 27

$345,778 85

$370,347 92

B onds, m o rtg a g es and s e c u r itie s .........................

150,574 42

152,777 28

158,940 50

154,513 78

1,135 62

259 65

1,149 46

1,011 94

44,900 00

44,900 00

44,900 00

44,900 00

3,912 85

4,287 85

4,287 85

4,287 85

7,696 44

7,696 44

24,363 99

850 00

P rem iu m s paid on b o n d s......................................
O v erd ra fts
B a n k in g

......................................................................

h ou se

..........................................................

F u rn itu re and f ix t u r e s ............................................
Otlipr l'pfll psffltp
D ue from oth er banks
rpspryp p itip s ).. .

and

bankers

R eport of
D ec. 10.

(n o t

S ta te s b o n d s..................................................

5,000 00

5,000 00

5,000 00

5,000 00

D ue from banks in reserve c it ie s .......................

60,285 65

79,937 00

130,414 76

90,353 61

U n ited

E x ch a n g e fo r clea rin g h o u s e .................................

6,020 21

4,425 05

11,287 96

9,339 31

U. S. and N a tio n a l bank c u r re n c y .......................

23,833 00

26,964 00

33,487 00

27,794 00

Gold c o in ...........................................................................

9,150 00

8,922 00

12,044 50

11,550 00

S ilv er

6,673 70

6,251 00

4,789 85

3,170 10

813 09

274 08

641 72

612 28

2,365 98

1,826 92

7,022 29

3,986 07

$648,053 16

$710,531 54

$767,441 18

$752,080 85

C apital sto ck paid i n ................................................

$150,000 00

$150,000 00

$150,000 00

$150,000 00

Su rp lus fu n d ...............................................................
U nd ivid ed profits, less cu rren t ex p en ses
in te r e st and ta x e s p a id ........................................

6,000 00

7,500 00

7,500 00

7,500 00

3,137 15

1,649 23

4,946 74

9,583 48

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

530 26

909 80

283 06

283 06

C om m ercial d ep o sits su b ject to c h e c k .............

250,404 15

279,101 64

323,480 71

271,682 55

C om m ercial cer tific a te s o f d e p o s it.......................

132,730 71

146,670 44

153,692 95

176,416 67

105,250 89

124,700 43

127,537 72

136,615 09

$648,053 16 | $710,531 54

$767,441 18

$752,080 85

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s check s o u tsta n d in g .................................
S a v in g s d ep o sits ..........................................................
S a v in g s certifica tes o f d e p o s it....................
N o te s and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

127

MICHIGAN,

No. 117.
STATE SAVINGS BANK OF LAPEER, LAPEER.
O rganized M ay 9, 1891.

H. D. R ood, P r e s i d e n t ; E dward B rownell , V ic e P r e s i d e n t ; C. G. W h it e , C a s h ie r ;
J. R. J ohnson , A s i s t a n t C a s h ie r .
D irectors.— H. D. Rood, C. G. W hite, G. W. Rood, E. B row n ell, Sarah R. W hite, K irk W h ite,
R ipley W hite.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$48,346 77

$36,646 77

$47,722 04

$39,081 70

B onds, m o rtg a g es and s e c u r itie s .........................

180,001 45

210,717 35

222,530 79

242,935 79

2 78

78-

O verd rafts
B a n k in g

hou se

.......................

F u rn itu re anrl fix tu r es. TTT. ,
O ther real e s t a t e .....................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
U n ited

28,955 08

33,989 04

10,879 70

16,091 36

19,651 76

31,946 52

31,946 52

31,946 52

S ta te s bonds . . .

D ue from banks in reserve c it ie s ......................
E x ch a n g e fo r c le a rin g h o u s e ......................
U. S. and N a tio n a l bank c u r r e n c y .......................

1,080 00

1,080 00

1,080 00

1,080 00-

Gold c o in ...........................................................................

5,000 00

11,000 00

11,000 00

11,000 09

4 20

4 20

4 20

4 20:

$283,039 26

$325,383 88

$325,166 03

$342,140 35

C apital stock paid i n ................................................

$45,000 00

$45,000 00

$45,000 00

$45,000 00

Su rp lus fu n d ...............................................................
U nd ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

9,000 00

9,000 00

9,000 00

9,000 00-

18,965 08

21,000 16

20,373 57

21,263 81

210,074 18

250,383 72

250,792 46

266,876 54

$325,166 03

$342'l40 35

S ilv er

coin

....................................................................

N ick els and c e n t s ........................................ .................
C hecks, cash item s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

.................................................................

L ia b ilitie s.

D iv id en d s un paid

. . V . .............................................

C om m ercial d ep o sits su b ject to c h e ck .............
C om m ercial certifica tes o f d e p o s it.......................
D ue to banks a nd b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
-

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$283,039 26

$325,383 88

128

STATE BANKING DEPARTMENT,
No. 201.
STATE SAVINGS BANK OF LAURIUM, LAURIUM.
O rganized N ovem ber G, 1897.

E rnst B ollmann , P r e s i d e n t ; J acob B aer, V ic e P r e s i d e n t ; J ames T. F ish e r , C a s h ie r .
E dward P. B ast , A s s i s t a n t C a s h ie r .
D irectors.— Jacob B aer, Wrn. E. P a rn a ll, Jr., E rn st B ollm an n , .T. V ivian , Jr., Jam es
M acN au gliton, F rank S. C arlton, W m. II. T liielm an.
R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..................................................

$1G5,203 64

$252,707 36

$261,947 29

$319,830 98

R onds, m orfgfigps and sp o n ritip s.........................

80,716 82

90,755 82

133,155 82

131,480 82

R esources.

O v e r d r a fts
B a n k in g

......................................................................

hou se

F u rn itu re

..........................................................

and fix tu r e s .............................................

O fhpr rpal p sta fp ..........................................................
D ue from o th er banks and bankers (n o t
reserv e c i t i e s ) ...........................................................

Report o f
D ec. 10.

233 42

170 10

195 56

667 86

3,708 46

3,708 46

17,108 46

31,628 46

2,481 38

2,481 38

2,856 38

4,856 38

7,000 00
51,772 32

71,500 30

33,441 30

13,802 89

24,513 29

55,125 45

57,526 09

23,487 33

67,604 00

TTnifpd S fa fp s b o n d s..................................................
D ue from banks in reserve c it ie s .......................
E xchangp for olparing h o n sp .................................
U. S. and N a tio n a l bank c u r r e n c y .......................

45,814 00

45,767 00

46,547 00

Gold c o in ...........................................................................

6,110 00

1,135 00

3,035 00

6,770 00

S ilv e r

....................................................................

5,426 25

890 05

3,461 90

4,325 15

N ick els and c e n ts .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

395 83

248 75

236 79

556 30

3,395 89

1,422 40

11,093 44

1,907 26

$389,771 30

$532,912 07

$570,605 03

$606,917 43

$75,000 00

coin

T o ta ls

......................................................................
L ia b ilitie s.

•

C ap ital stock paid i n ................................................

$50,000 00

$50,000 00

$63,275 00

Su rp lus fu n d .................................................................
U nd ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

4,892 49

9,629 73

13,065 05

16,270 39

175,208 85

226,123 72

255,234 76

302,148 36

2,295 08

2,000 00

551 44

1,756 02

3,914 71

6,357 98

S a v in g s d e p o sits ..........................................................

143,126 41

191,530 41

180,799 14

174,012 43

S a v in g s certifica tes o f d e p o s it..............................

5,992 11

41,577 11

42,316 37

23,128 27

$389,771 30

$532,912 07

$570,605 03

$606,917 43

D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e c k .............
•Commercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier's checks o u ts ta n d in g .................................

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

129

MICHIGAN.

No. 8.
PEOPLE’S BANK, LESLIE.
O rganized D ecem ber 24, 1886.

A rthur J. T uttle , P r e s i d e n t ; L. M. R ussell , V ic e P r e s i d e n t ; R ay A. L udwick , C a s h ie r .
D irectors.— J. J. T u ttle, O. V. T u ttle, A rth u r .T. T u ttle, L. M. R u ssell, J. A. L andfair,
L. J. B ickhart.

R esources.

R eport o f
F eb. 5.

Report o f
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$83,158 93

$65,354 23

$61,208 45

$68,961 95

B onds, m o rtg a g es and s e c u r itie s .........................

18,421 29

25,975 77

17,715 77

17,605 77

P rem iu m s paid on b o n d s........................................
O v erd ra fts

......................................................................

B a n k in g h ou se

............................................................

933 28

583 93

961 22

791 43

2,500 00

2,500 00

2,500 00

2,500 00

F u rn itu r e and fix tu r e s .............................................
O th er real e s t a t e .........................................................
D ue from oth er banks and bankers (n ot
reserv e c it ie s ) ...........................................................
U n ited

220 00

220 00

12,420 00

12,420 00

1,755 88

2,812 40

2,400 23

586 38

10,344 66

7,879 93

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................

13,283 08

E x ch a n g e fo r clea rin g h o u s e ................................

903 06

U. S. and N a tio n a l bank c u r re n c y ......................

4,940 00

19,530 00

6,740 00

6,335 00

G old

2,335 00

2,060 00

2,145 00

2,585 00

884 62

484 98

174 95

460 57

270 35

155 93

76 32

76 32

$126,946 55

$120,110 16

$117,098 77

$122,016 20

C a p ita l stock p aid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .......................................................
U n d iv id ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

3,300 00

3,500 00

3,500 00

3,500 00

3,713 22

3,714 58

3,838 33

4,362 16

c o in ...........................................................................

S ilv e r

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un p a id

.......................................................

654 00

C om m ercial d ep o sits su b ject to c h e ck .............

31,061 76

30,955 79

38,887 31

38,679 53

C om m ercial cer tific a te s o f d e p o s it.......................

22,871 57

17,935 79

20,873 13

20,974 51

11,000 00

13,350 00

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier’s check s o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

5,000 00

......................................................................

$126,946 55

17


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$120,110 16

4,500 00

$117,098 77

$122,016 20

130

STATE BANKING DEPARTMENT.
No. 184.
LEXINGTON STATE BANK, LEXINGTON.
O rganized J a n u a ry 29, 1896.

B. R. N oble, P r e s i d e n t ; J ohn P. N iggeman , J e ., V ic e P r e s i d e n t ; Le w is B aker , C a s h i e r ;

C. B ennett , A s s i s t a n t C a s h ie r .

D ieectobs .— B. R. N oble, John P . N iggem an, Jr., W m. J. B ell, Joh n B ell, A lex. C ruickshank.
R esources.
Una n s and d is c o u n ts ..................................................
Bonds

m nrfgogps find s e c u r itie s .........................

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

$40,175 71

$41,661 80

$55,396 20

7,600 00

7,300 00

7,300 00

R eport o f
D ec. 10.
$47,105 50
7,300 OO

P rem iu m s paid on b o n d s........................................
72 05

29 22

18 34

228 35

............................................................

2,500 00

2,500 00

2,500 00

2,500 00

TiVirnitnre and fix tu r e s .............................................

2,000 00

2,000 00

2,000 00

2,000 00

O th er real e s t a t e ..........................................................
D ue from o th er banks and ban kers (n o t
j»p£P7»yp p it ie s )...........................................................

2,000 00

2,000 00

2,000 00

2,000 00

446 85

1,215 42

15,534 06

21,499 16

10,310 75

11,347 64

U . S and N a tio n a l bank c u r re n c y .......................

2,537 00

2,735 00

2,018 00

2,443 00

Gold c o in ...........................................................................

1,875 00

2,047 50

2,047 50

1,747 50

240 80

325 75

518 35

467 65

18 23

40 05

69 40

76 45

259 25

61 00

20 01

11 85

$75,258 95

$83,414 90

$84,198 55

$79,064 56

C ap ital sto ck paid i n ................................................

$20,000 00

$20,000 00

$20,000 00

$20,000 00

S u rp lu s fu n d .................................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

1,250 00

1,350 00

1,350 00

1,350 00

527 64

136 94

599 07

838 65

C om m ercial d e p o sits su b ject to c h e c k .............

14,607 99

16,787 05

14,666 56

13,538 87

C om m ercial cer tific a te s o f d e p o s it.......................

38,873 32

45,140 91

47,305 19

43,337 04

Oyerdra ft s

......................................................................

B a n k in g h ou se

U n ited

1,836 62

S ta te s b o n d s..................................................

O ne from banks in reserv e c it ie s .......................
E x ch a n g e fo r cle a rin g h o u s e .................................

S ilv er

coin

...................................................................

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un p a id

.......................................................

D u e to banks a nd b a n k e rs......................................

277 73

C ertified checks ............................................................
C a sh ier’s check s o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$75,258 95

$83,414 90

$84,198 55

$79,064 56

STATE

BANKS

131

OE MICHIGAN.

No. 111.
LOWELL STATE BANK, LOWELL.
O rganized J a n u a ry 22, 1891.
M. C. G r is w o l d , P r e s i d e n t ; C h a r l e s M c C a rty , V ic e P r e s i d e n t ;
D. G. M a n g e , A s s i s t a n t C a s h ie r .
D ir e c t o r s .— M. C. G risw old, G. H. F orce, C harles M cC arty, F. T. K in g, E. L. B en n e tt,
Geo. W. Parker.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

L o a n s and d is c o u n ts ..................................................

$10,332 59

$9,247 15

$7,345 26

$18,545 10

B onds, m o rtg a g es and s e c u r itie s .........................

87,314 23

75,065 15

75,334 65

72,973 41

6,500 00

6,500 00

6,500 00

6,500 00

1,748 13

1,861 50

P rem iu m s paid on bonds
O v erd ra fts
B a n k in g

.......... T..........................................

house

F u rn itu r e and fix tu r e s .............................................
O th er rea l e s t a t e ..........................................................
D u e from o th er banks and bankers (n o t
reserv e c itie s')...........................................................
U n ited

S ta te s b o n d s..................................................

1,067 50

1,067 50

35,286 00

38,706 35

29,287 97

32,411 32

U. S. and N a tio n a l bank c u r re n c y .......................

14,161 00

20,259 00

19,856 00

10,058 00

Gold c o in ...........................................................................

22,065 00

18,185 00

19,080 00

22,545 00

....................................................................

568 15

1,527 30

487 25

1,589 05

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

75 25

193 16

155 17

60 01

282 56

341 36

686 58

1,745 41

$176,584 78

$171,091 97

$161,548 51

$168,288 80

C ap ital sto ck paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

Su rp lus fu n d .................................................................
U nd ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

2,500 00

2,700 00

2,700 00

2,700 00

3,186 58

3,460 27

3,393 67

3,910 63

21,472 65

37,529 19

33,512 35

„ 26,027 54

S a v in g s d e p o sits ..........................................................

118,995 59

95,845 31

90,887 57

103,573 12

S a v in g s cer tific a te s o f d e p o s it..............................

5,429 96

6,557 20

6,054 92

7,077 51

$176,584 78

$171,091 97

$161,548 51

$168,288 80

D ue from banks in reserv e c it ie s .......................
E x ch a n g e fo r c le a rin g h o u s e .................................

S ilv er

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.....................................................

C om m ercial d e p o sits su b ject to c h e ck .............
C om m ercial certifica tes o f d e p o s it.......................
D u e to ban ks and b a n k e rs......................................
C ertified check s ............................................................
C a sh ier’s check s o u ts ta n d in g .................................

N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

132

STATE

BANKING DEPARTMENT.
No. 239.

LUDINGTON STATE BANK, LUDINGTON.
O rganized M ay 22, 1901.
C. G. W in g , P r e s i d e n t ; W . A. C a r t ie r , V ic e P r e s i d e n t ; C. H a g e r m a n , C a s h ie r .
D ir e c t o r s .— C. G. W ing, W. A. C artier, W m . R ath , W. T. C ulver, R. r . B ishop,
M. B. D anaher.

R esources.

L oan s and d isco u n ts
Pnnds

mortgaand

s e c u r itie s . .

p^id OTl flOTldS

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

$2,899 73

$30,441 13

19,454 83

51,870 78

391 66

37 88

2 48

O ypT*dra f ts
.............................................

5,000 00

5,000 00

JTnrnifurp pud fix tu r e s .............................................

1,139 24

1,234 48

Pa^kino* hou se

O th f ” T^Pl PfSfpti* T T T T t ...................... . . . .
D u e from o th er banks and bankers (n o t
1»pSP7»yp c itie s ).
. . . T........................................

5,550 00
914 95

1,656 75

64,082 15

38,593 51

XT S and N a tio n a l hank c u r re n c y .......................

4,274 00

4,153 00

Gold

2,075 00

1,515 00

....................................................................

699 65

1,150 40

N ickpls and c a n ts .........................................................
Checks, cash item s and in ter n a l revenue
a cco u n t ........................................................................

56 53

158 49

96 76

118 98

$101,086 98

$141,480 40

$50,000 00

$50,000 00

338 89

1,364 43

C om m ercial d ep o sits su b ject to c h e c k .............

19,527 23

38,778 29

C om m ercial cer tific a te s o f d e p o s it.......................

6,106 10

9,422 04

25,114 76

41,915 64

$101,086 98

$141,480 40

C urren t ex p en ses
U n ited

hnolcs and s ta tio n e r y . . . .

S ta te s tftn d s

...........................................

P up from hanks in reserve c it ie s .......................
e x c h a n g e fo r clea rin g h o n sp .................................

c o in ...........................................................................

S ilv er

coin

T o ta ls
L ia b ilitie s.
C apital stock paid i n .............................................
S u rp lu s fund .................................................................
U n d iv id ed profits, le ss cu rren t ex p en ses
in te r e st and ta x e s p a id ........................................
D iv id en d s unpaid

.......................................................

D ue to han ks and h a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s check s o u tsta n d in g .................................
S a v in g s d e p o sits ............... .........................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ......................... ...
B ills pa y a b le
T o ta ls

.................................................................

................................... ..................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

133

MICHIGAN.

No. 130.
ANTRIM COUNTY STATE SAVINGS BANK, MANCELONA.
O rganized J a n u a ry 20, 1892.
C.

E. B l a k e l y , P r e s i d e n t ; I. N. R o d e n b a u g h , V ic e P r e s i d e n t ; E. L. J. M i l l s , C a s h ie r .
D ir e c t o r s .— C harles E. B la k ely , P h in e a s M edalie, W. H. T hom pson, E. L. J. M ills,
I.
N. R odenbaugh, C. A. J ohn son, H. T. A llerton.

R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R ep ort o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$74,692 33

$82,269 36

$67,354 84

$76,801 79

B onds, m o rtg a g es and s e c u r itie s .........................

19,217 80

20.025 80

21,890 80

21,605 80

P rem iu m s paid on b o n d s........................................
646 34

114 29

62 32

522 05

............................................................

2,853 57

2,853 57

2,853 57

2,853 57

and fix tu r e s .............................................

2,329 83

2,329 83

2,329 83

2,329 83

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

7,100 05

7,100 05

7,100 05

7,150 05

28,917 17

25,468 79

37,229 34

15,305 34

U. S. and N a tio n a l bank c u r re n c y .......................

2,840 00

3,462 00

3,236 00

4,396 00

Gold c o in ...........................................................................

875 00

970 00

725 00

1,395 00

1,815 60

444 05

1,349 60

2,589 45

158 13

89 80

110 04

96 39

405 67

109 18

676 50

2,363 19

$141,911 49

$145,236 72

$144,917 89

$137,408 46

C ap ital stock paid i n ................................................

$20,000 00

$20,000 00

$20,000 00

$20,000 00

S u rp lu s fu n d ...............................................................
U n d ivid ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

200 00

200 00

200 00

200 00

588 12

1,030 90

1,304 35

2,297 47

C om m ercial d e p o sits su b ject to c h e c k .............

39,544 93

50,028 23

47,370 98

35,758 33

C om m ercial cer tific a te s o f d e p o s it.......................

63,441 88

49,170 30

50,217 80

51,111 40

O v erd ra fts

......................................................................

B a n k in g h ou se
F u rn itu r e

U n ited

S ta te s b o n d s..................................................

D ue from banks in reserv e c it ie s .......................
E xch a n g e fo r clea rin g h o u s e .................................

S ilv er

coin

...................................................................

N ick els an d c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ................................................................... ....
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................

187 50

C ash ier’s check s o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................

18,136 56

24,807 29

25,637 26

28,041 26

$141,911 49

$145,236 72

$144,917 89

$137,408 46

S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

134

STATE BANKING DEPARTMENT.
No. 88.
^PEOPLE’S BANK OF MANCHESTER, MANCHESTER.
O rganized J u ly 18, 1871.
L. D. W a t k in s , P r e s i d e n t ; F . E . S pa fa r d , V ic e P r e s i d e n t ; C. W . C a s e , C a s h ie r .
D ir e c t o r s .— S. W. C larkson, C. W. Case, F. Sp afard, W. B u r tle ss, A. F . Freem an,
F.
E. S p afard , J. A. G oodyear, L. D. W atk ins, A lice D. T orrey.
R esources.

R eport of
F eb. 5.

R eport of
Ju ly 15.

$106,686 15

$100,122 48

30,714 98

28,989 98

Prpm inm s pair! on b o n d s.............
O yprdrafts

.......... T_ T...................... ............................

R a n k in g honso
F u rn itu r e and

1,644 75

412 56

6,000 00

6,000 00

fix tu r e s .............................................

1,607 13

1,607 13

O ther real e s t a t e .....................................................
D u e from oth er banks and bankers (n o t
reserve p it ie s ) ., T

12,000 00

6,f00 00

86 26

95 80

C urren t exp en ses, in te r e st and ta x e s p a id . .

341 27

U n ited

S ta te s b o n d s...................................

O ne from banks in reserv e pities

37,035 58

13,343 48

E x ch a n g e fo r c le a rin g h o u se .................................

266 75

419 56

IT. S. and N a tio n a l bank pnrrenpy.............

6,752 00

7,298 00

Gold c o in .................................................................

865 00

1,787 50

....................................................................

1,623 00

1,280 00

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

16 71

27 57

176 79

51 91

$182,124 27

$191,128 07

$50,000 00

$50,000 00

2,400 00

2,400 00

222 12

1,479 29

C om m ercial d e p o sits sn h ject to c h e c k .............

49,364 62

48,027 80

C om m ercial certifica tes o f d e p o s it.......................

80,137 53

89,220 98

$182,124 27

$191,128 07

S ilv er

coin

T o ta ls

.............................................

L ia b ilitie s.
C apital stopk paid i n ...................................
S u rp lu s fu nd ...............................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ......................................
D iv id en d s un p aid

.......................................................

D ue to banks a nd b a n k e rs......................................
C ertified check s ............................................................
C a sh ier’s check s o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it ..............................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................

* R e-organized A u g u st 31, 1901.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

(S ee fo llo w in g p age.)

R eport o f
Sept. 30.

R eport o f
D ec. 10.

STATE

BANKS

OF

135

MICHIGAN.

No. 242.
»PEOPLE’S BANK, MANCHESTER.
F r a n k S pa fa k d , P r e s i d e n t ;

F r e d e r ic k S tex n ico h l , V ic e P r e s i d e n t ; C. W . C a s e , C a s h ie r .

t I : I : 'i iri«iiil
D ir e c t o r s .— B en j. G. L ovejoy, A, F. Freem an, F. Stein k oh l, F rank Sp afard, F red K ensler,
E.
M. C onklin, F red E. Sp afard, Ja m es A. L ow ery, O rlando L. Torrey.
R eport o f
Feb. 5.

R esources.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

$88,566 71

$92,114 13

25,216 88

23,641 88

5,000 00

5,000 00

1,300 00

1,300 00

505 40

375 98

36,856 31

39,098 41

1,244 02

F u rn itu re

unci fix tu res

D ue from o th er
reserve c itie s )
U n ited

banks

and

S ta te s fronds

bankers

(n o t

.............* ..............

P up from bun fas in rosoryo p ities

....

Fyphangp for p learing h o n sp .................................
u

S find N a tio n a l bunk pnrrenpy.......................

980 47

164 98

6,302 00

4,533 00

2,390 00

2,775 00

, T. T......................................

1,320 00

630 00

Niofaols and pents- - -■- ................................................
C hecks, cash ite m s and in ter n a l revenue
uopount
, , , , TT. r T.............................................

22 80

28 31

43 67

19 18

$168,504 24

$170,924 89

$22,400 00

$25,000 00

57 18

107 48

Fommonpifi 1 d e p o sits snhjppt to phppfa .

57,963 49

58,021 56

rnm m prcifll pprtifipates o f d p p o sit.......................

88,083 57

87,795 85

$168,504 24

$170,924 89

O old

coin ,

S ilv e r

cnin

.................................................................
,

.

L ia b ilitie s.
«Fapifal stopfa paid in
U n d iv id ed profits, less cu rren t
in ter e st und tu x es paid
D iv id en d s unpaid

--

expenses,

. T ..............................

r>ue to bsnfag and b a n k ers. .
C ertified pbppfas ♦
C a sh ier’s pbppfas o u t s ta n d in g .................... .. T. p.
S a v in g s dp posits ..........................................................
S a y in g s pprfifiputps o f d p p o sit.......... t .................
N o tes und h ills r e-d isro n n te d ..............................
R ills payab le .................................................................
T o ta ls

......................................................................

* O rganized A u g u st 31, 1901.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

136

STATE BANKING

DEPARTMENT.

No. 172.
UNION SAVINGS BANK, MANCHESTER.
O rganized Jun e 28, 3 894.
B. G. E n g l is h , P r e s i d e n t ; J. M. H o r n in g , V ic e P r e s i d e n t ; E d . E . R oot , C a s h ie r .

D irectors.— B. G. E n g lish , G eorge H eim end inger, J. M. H orn in g, F red B reiten w isch er,
A. H. K uhl, C. F . K app, J o h n W uerthn er, A. J. W aters, John S ch lich t.

R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$94,445 23

$106,828 39

$121,078 06

$125,449 72

B onds, m o rtg a g es and s e c u r itie s .........................

65,649 97

74,618 98

71,274 70

71,186 70

14 71

54 11

11,200 00

11,200 00

11,200 00

11,200 00

P rem iu m s paid on bonds
O v erd ra fts
B a n k in g

.........................

hou se

............................................................

F u rn itu r e and fix tu r e s .............................................

1,775 00

1,775 00

1,775 00

1,775 00

O ther real e s t a t e ..........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ......................

2,050 00

2,050 00

2,050 00

2,000 00

U n ited

561 80

235 50

S ta te s b o n d s ..............................

D ue from banks in reserv e c it ie s .......................

45,373 74

62,205 28

44,836 25

E x ch a n g e fo r clea rin g h o u s e .................................

298 92

797 44

474 92

1,030 42

TJ. S. and N a tio n a l bank c u r re n c y .......................

6,371 00

7,927 00

7,004 00

8,727 00

Gold

45,492 45

1,850 00

2,140 00

2,110 00

2,155 00

....................................................................

443 00

331 95

663 00

668 75

N ick els and c e n ts ..........................................................
Checks, cash ite m s and in ter n a l revenu e
a cco u n t ................................................................... ....

21 89

14 10

27 47

15 55

$230,040 55

$269,888 14

$262,743 61

$269,754 70

C apital stock paid i n . .............................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

Su rp lus fu n d .................................................................
U nd ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

2,500 00

2,500 00

2,500 00

2,500 00

2,379 30

3,151 99

4,113 62

3,549 41

c o in ...........................................................................

S ilv er

coin

T o ta ls

......................................................................

L ia b ilitie s.

D iv id en d s un p a id

...............

147 00

C om m ercial d e p o sits su b ject to c h e c k .............

16,185 64

16,239 09

13,839 60

24,794 21

C om m ercial cer tific a te s o f d e p o s it.......................

2,540 00

3,220 00

2,535 00

2,540 00

S a v in g s d e p o sits ..........................................................

122,862 71

149,523 52

148,625 20

149,530 78

S a v in g s cer tific a te s o f d e p o s it..............................

58,425 90

70,253 54

66,130 19

61,840 30

$230,040 55

$269,888 14

$262,743 61

$269,754 70

D u e to hanks and h a n k e rs.....................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................

N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

137

MICHIGAN.

No. 116.
MANISTEE COUNTY SAVINGS BANK, MANISTEE.
O rganized M ay 4, 1891.
T h o m a s K e n n y , P r e s i d e n t ; E. G. F il e r , V ic e P r e s i d e n t ; W. J. G regory , C a s h ie r .
D ir e c t o r s .— T hom as K enny, J. K irster, J. H . G rant, E. G. F iler, John Sm ith.

R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

Report o f
Sept. 30.

R eport of
D ec. 10.

L oans anil d is c o u n ts ..................................................

$124,307 18

$134,515 35

$162,495 91

$178,671 28

Ronds, m orfgagos and s e c u r itie s .........................

217,432 40

248,739 40

276,264 40

293,244 93

P rem iu m s paid on b o n d s........................................

2,000 00

2,000 00

2,903 50

2,996 00

963 29

655 58

422 19

1,021 83

496 71

497 36

497 36

503 61

78,192 22

90,815 32

82,567 45

63,635 77

O v erd ra fts
R anking

......................................................................

hou se

F n rn itiir e and fix tu r es. . .
O th er real e s t a t e ........................................... ..........
D ue from o th er banks and bankers (n ot
reserv e c itie s ), , . , . r ........................................
U n ited

S ta te s b o n d s. .

D ue from banks in reserve c it ie s .......................
■Exchange fo r clea rin g h o u s e ................................
U. S. and N a tio n a l bank c u r re n c y .......................

10,534 00

7,532 00

3,594 00

5,164 00

Gold c o in ...........................................................................

10,745 00

12,650 00

14,840 00

21,160 00

....................................................................

2,124 95

1,117 20

3,965 25

2,358 80

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

474 60

304 96

123 96

310 09

2,006 85

1,201 53

590 87

590 90

$449,277 20

$500,028 70

$548,264 89

$569,657 21

C apital stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

1,368 38

3,049 48

5,429 46

9,399 23

.......................................................

237 98

379 98

69 57'

50 00

C om m ercial d e p o sits su b ject to c h e ck .............

59,368 91

54,327 66

67,202 30

82,763 46

C om m ercial cer tific a te s o f d e p o s it.......................

65,898 23

72,959 37

90,063 61

96,389 93

"Due to hanks and h a n k e rs......................................

482 36

S ilv er

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

386 05

C ertified check s ............................................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................

261,921 34

309,312 21

325,499 95

320,668 54

S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and h ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

'

.................................................................

......................................................................

18


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$449,277 20

$500,028 70

$548,264 89

$569,657 21

138

STATE BANKING DEPARTMENT.
No. 21.
MANISTIQUE BANK, MANISTIQUE.
O rganized M ay 16, 1889.

■George H . O rr , P r e s i d e n t ; J o h n P a t t e r s o n , V ic e P r e s i d e n t ; C. B. M e r s e r e a u , C a s h ie r ;
M. W. O rr , A s s i s t a n t C a s h ie r .
D ir e c t o r s .— M artin H. Quick, G eorge H. Orr, R obert B. W addell, C. B. M ersereau,
J o h n P a tte rso n .
R esources.

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

Tioans and d is c o u n ts ..................................................

$226,245 45

$186,213 99

$205,142 08

$215,361 84

Ronds, m o rtg a g es and s e c u r itie s .........................

24,244 06

21,501 26

24,428 84

33,205 27

R eport of
D ec. 10.

P rem iu m s paid on b o n d s........................................
O v e r d r a fts

......................................................................

R a n k in g b ou se

............................................................

6 87

35 05

57 14

21 83

7,400 41

7,443 89

8,147 97

7,709 97

F u rn itu r e a nd fix tu r e s .............................................

764 50

'Other real e s t a t e ..........................................................
D u e from o th er banks and bankers (n o t
reserv e c it ie s ) ............................................................

24,129 30

6,000 00

6,000 00

6,000 00

1,144 72

730 67

1,744 15

1,178 82

48,461 19

84,143 72

37,963 49

34,273 41

U. S. and N a tio n a l bank c u r r e n c y .......................

7,472 00

17,431 00

8.484 00

6,334 00

G o ld

1,115 00

1,935 00

3,905 00

4,155 00

....................................................................

567 31

1,732 00

1,159 00

1,177 70

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

47 55

190 18

133 71

100 78

1,245 97

2,194 09

1.485 14

2,162 01

$342,844 33

$329,550 85

$298,650 52

$311,680 63

■Capital sto ck paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d ...............................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

22.000 00

10,000 00

10,000 00

10,000 00

1,629 26

2,561 08

4,394 64

7,429 59

C om m ercial d ep o sits su b ject to c h e c k . . . . . . .

195,448 80

192,948 62

151,160 69

144,318 54

C om m ercial cer tific a te s o f d e p o s it.......................

73,766 27

74,041 15

83,095 19

99,932 50

$342,844 33

$329,550 85

$298,650 52

$311,680 63

U n ited

S ta te s b o n d s..................................................

D u e from banks in reserv e c it ie s .......................
E x ch a n g e fo r c le a rin g h o u s e .................................

c o in ...........................................................................

S ilv e r

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un p a id

.......................................................

D u e to banks an d b a n k e rs......................................
C ertified check s ............................................................
C a sh ier’s check s o u ts ta n d in g .................................
S a v in g s d e p o sits .........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

139

MICHIGAN.

No. 122.
THE MARINE SAVINGS BANK, MARINE CITY.
O rganized Septem ber 5, 1891.
F r a n k H art , P r e s i d e n t ; W. F . S a u b e r , V ic e P r e s i d e n t ; G. W. C a r m a n , C a s h ie r ;
C. E. B lood , A s s i s t a n t C a s h ie r .
D ir e c t o r s .— M. Sicken. R. F o lk erts, F. H art, W . F . Sauber, C. E . B lood, W illia m H . M annel,
C has. B asn ey, John F. Z im m erm ann, H ale P. Saph.
R esources.

R eport o f
F eb. 5.

R eport o f
J u ly 15.

R eport of
Sept. 30.

L oan s and d is c o u n ts ..................................................

$155,703 54

$134,489 14

$138,624 10

$147,246 32

B onds, m o rtg a g es a nd s e c u r itie s .........................

231,925 95

224,706 36

222,754 63

236,584 26

1,924 04

274 00

218 26

500 90

............................................................

5.000 00

5.000 00

5.000 00

5,000 00

and fix tu r e s .............................................

1.000 00

1.000 00

1.000 00

1,100 00

4,293 00

4,306 75

4,129 03

742 48

1,255 82

302 55

276 21

45,431 00

35,387 01

46,960 56

35,943 85

O v erd ra fts
B a n k in g

......................................................................

hou se

F u rn itu re

O ther real e s t a t e ..........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
U n ited

R eport of
D ec. 10.

S ta te s b o n d s ..................................................

D ue from banks in reserve c it ie s .......................
E x ch a n g e fo r clea rin g h o u s e .................................
U . S. and N a tio n a l bank c u r re n c y .......................

4,017 00

5,520 00

5,592 00

8,135 00

G old c o in ...........................................................................

8,907 50

10,795 00

7,180 00

9,907 00

S ilv er

....................................................................

3,229 50

1,761 50

2,851 25

2,193 00

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

160 43

62 62

184 39

103 02

1,148 53

999 45

2,406 52

1,012 05

$459,189 97

$425,543 90

$437,381 01

$452,130 64

C ap ital stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .................................................................
U n d ivid ed profits, less cu rren t exp en ses
in ter e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

3,892 76

6,119 20

4,546 96

6,334 36

100 00

810 00

C om m ercial d ep o sits su b ject to c h e ck .............

85,424 93

56,427 59

56,886 36

62,169 31

C om m ercial certifica tes o f d e p o s it.......................

10,331 87

2,238 26

5,072 40

14,886 17

299,440 41

287,948 85

310,875 29

308,740 80

$437,381 01

$452,130 64

coin

T o ta ls

......................................................................
L ia b ilities.

D iv id en d s un paid

...........................................

D ue to ban ks and b a n k ers......................................
C ertified check s ............................................................
C a sh ier’s check s o u ts ta n d in g .................................
S a v in g s d ep o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

.................................................................. ...


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

12,000 00
$459,189 97

$425,543 90


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

141

MICHIGAN.

No. 100.
MARQUETTE COUNTY SAYINGS BANK, MARQUETTE.
O rganized J u ly 26, 1890.
N. M. K a u f m a n , P r e s i d e n t ; E dw ard N. B r e it u n g , V ic e P r e s i d e n t ; S. R. K a u f m a n , S e c o n d
V ic e P r e s i d e n t ; G eorge B a r n e s , C a s h ie r ; W . B. M c C o m b s , A s s i s t a n t C a s h ie r .
D ir e c t o r s .— N. M. K aufm an, G eorge B arn es, S. R. K aufm an, E dw ard N. B reitu n g,
C harles M eeske.
R eport of
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts .........................

$281,083 10

$336,614 85

$392,285 97

$403,198 24

B onds, m o rtg a g es a nd s e c u r itie s .

84,783 25

91,428 47

91,794 75

99,663 53

R esources.

Report of
D ec. 10.

P rem iu m s paid on b o n d s...............
O v erd ra fts
B a n k in g

8,925 18

.............................................

h ou se

...................................

55,000

F u rn itu re and fix tu r e s ....................

7,692

O th er real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c i t i e s ) ......................................................

1,624 55

00

14,976 55

60

3.956 87

55,000

00

7,692

60

7,692

9,956

52

55,000 00
60

1,968 99
55,000

00

7,692

60

9.956 52

5,711 05

2,445 00

1,167 61

3,539 07

5,303 40

51,639 86

128,371 08

147,674 09

93,624 94

U . S. a n d ‘N a tio n a l bank cu rren cy .

7,693 00

14,315 00

9,354 00

10,155 00

G old c o in .....................................................

16,580 00

17,430 00

17,730 00

23,140 00

5,262 24

6,862 80

6,911 70

7,048 05

125 16

37 04

20 04

35 00

1,351 79

7,475 22

3,375 14

2,192 24

$537,557 73

$677,975 74

749,290 75

$714,733 04

$100,000 00

$100,000 00

$100,000 00

$100,000 00

10,000 00

10,000 00

10,000 00

10,000 00

3,130 18

4,125 93

4,242 95

2,982 03

330,810 39

U n ited

S ta te s b o n d s............................

D ue fr o m banks in reserv e c itie s .
E x ch a n g e fo r clea rin g b o u s e ..........

S ilv e r

coin

.............................................

N ick els and c e n t s .....................................................
C hecks, cash ite m s and in ter n a l revenu e
a cco u n t ...................................................................
T o ta ls
L ia b ilitie s.
C apital stock paid i n ..........
S u rp lu s fu nd ...........................................
U nd ivid ed profits, le ss cu rren t
in te r e st and ta x e s p a id ..................
D iv id en d s un paid

expenses.

...........................................

C om m ercial d e p o sits su b ject to check .

158,222 91

302,997 69

346,486 49

C om m ercial certifica tes o f d e p o s it..........

33,149 82

811 25

2,598 46

1,195 04

D ue to banks and b a n k e rs.........................

14,488 21

20,991 01

23,287 32

8,337 96

C ertified checks ................................................

604 39

C ash ier's checks o u ts ta n d in g ....................
S a v in g s d e p o sits .............................................

207,187 97

222,634 90

232,573 85

239,273 37

S a v in g s certifica tes o f d e p o s it..................

11,378 64

16,414 96

30,101 68

21,529 86

$537,557 73

$677,975 74

$749,290 75

$714,733 04

N o tes and b ills r e-d isco u n te d ..................
B ills payab le

.....................................................

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

142

STATE BANKING

DEPARTMENT.

No. 137.
COMMERCIAL SAVINGS BANK OF MARSHALL, MARSHALL.
O rganized M ay 18, 1892.

W illiam J. D ibble , P r e s i d e n t ; E dgak G. B rewer , V ic e P r e s i d e n t ; W. T. P h e l ps , C a sh ier..
D irectors.— John W isem an, T. L. C ronin, E dgar G. B rew er, M. S. O’K eefe, W. J. D ibble,
G eorge P e r r ett, W. T. P h elp s, W. E. B o sle y , John P o w ell.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

Report o f
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$89,292 71

$96,347 64

$106,613 13

$102,370 30

B onds, m o rtg a g es and s e c u r itie s .........................

325,164 41

323,999 91

327,124 91

345,034 26

3,002 86

1,632 74

1,133 99

1,527 45

500 00

500 00

500 00

500 00

P rem iu m s paid on b o n d s........................................
O v erd ra fts

......................................................................

B a n k in g h o u se

..........................................................

F u rn itu r e and fix tu r e s .............................................
O th er real e s t a t e ..........................................................
D ue from oth er banks and bankers (n o t
r eserv e c it ie s ) ............................................................

624 00

668 25

355 25

280 00

S ta te s b o n d s..................................................

20,000 00

24,000 00

24,000 00

25,500 00

D ue from banks in reserve c it ie s .......................

127,442 01

130,096 08

131,328 27

126,782 20

U. S. and N a tio n a l bank c u r re n c y .......................

15,575 00

14,572 00

12,086 00

11,810 00

G old c o in ...........................................................................

12,497 50

12,785 00

10,695 00

13,620 00

....................................................................

2,396 90

3,821 75

1,437 95

3,769 95

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

279 53

607 89

563 15

475 92

1,430 57

383 23

1,172 01

1,074 35

$598,205 49

$609,414 49

$617,009 66

$632,744 43

$50,000 00

$50,000 00

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

10,000 00

14,663 47

13,366 62

14,925 57

13,876 81

.......................................................

90 00

540 00

C om m ercial d ep o sits su b ject to c h e c k .............

89,954 52

79,293 30

77,467 00

78,911 82

C om m ercial certifica tes o f d e p o s it.......................

18,350 04

27,911 79

36,790 07

28,336 63

U n ited

E x ch a n g e fo r c le a rin g h o u s e .................................

S ilv er

coin

T o ta ls

...............................................................

L ia b ilitie s.
C a p ita l sto ck paid i n .............................................
Su rp lus fu n d ............................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ......................................
D iv id en d s un paid

D ue to banks and b a n k e rs.................................
C ertified check s .................................

500 00

C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d ep o sits ..........................................................

415,147 46

427,802 78

427,827 02

451,619 17

$598,205 49

$609,414 49

$617,009 66

$632,744 43

S a v in g s certifica tes o f d ep o sit
N o tes and b ills r e-d isco u n te d ............................
B ills pavab le
T o ta ls

..........................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

143:

MICHIGAN.

No. 198.
G. W. JONES EXCHANGE BANK, MARCELLUS.
O rganized J u ly 15, 1897.

F. S. J ones , P r e s i d e n t ; G. W. K roll, V ic e P r e s i d e n t ; C. S. J ones , C a s h ie r ;
G. R. Clem ens , A s s i s t a n t C a s h ie r .
D irectors.— C. S. J on es, F. S. Jones, L izzie Jones, C. H . H ud son , G. W. K roll.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$86,018 36

$86,614 84

$86,953 91

$92,051 76

B onds, m o rtg a g es and s e c u r itie s .........................

29,046 61

31,135 04

30,443 37

41,859 39

P rem iu m s paid on b o n d s ........................................
O v erd ra fts

......................................................................

B a n k in g h ou se

............................................................

182 86

18 77

70 49

8 21

3,000 00

3,000 00

3,000 00

3,000 00

F u rn itu r e and fix tu r e s .............................................
O ther rea l e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
U n ited

S ta te s

200 07

b o n d s..................................................

D ue from banks in reserv e c it ie s .......................

883 71
5,000 00

18,614 65

7,900 32

E x ch a n g e fo r clea rin g h o u s e ................................

22,153 27

27,285 44

30 00

U. S. and N a tio n a l bank c u r re n c y .......................

3,716 00

8,387 00

4,708 00

5,882 00

Gold

4,000 00

3,010 00

3,035 00

3,060 00

1,243 45

1,224 90

821 30

800 85

27 21

75 66

40 82

40 37

$145,866 75

$141,366 53

$151,456 23

$179,871 73

C apital stock paid i n ...............................................

$40,000 00

$40,000 00

$40,000 00

$40,000 00

S u rp lu s fu nd ..............................................................
U nd ivid ed profits, less cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

2,500 00

3,500 00

3,500 00

3,500 00

1,373 69

692 64

1,679 18

2,944 00

C om m ercial deposits- subject to c h e ck .............

36,621 40

27,869 10

30,897 12

45,861 65

C om m ercial certifica tes o f d e p o s it.......................

65,371 66

69,304 79

75,379 93

39,707 29-

c o in ...........................................................................

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................

17 61

L ia b ilitie s.

D iv id en d s un paid

................. .....................................

D ue to banks and b a n k ers......................................
C ertified check s ............................................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................

47,858 79-

N o te s and b ills r e-d isco u n te d ..............................
B ill# payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$145,866 75

$141,366 53

$151,456 23

$179,871 73.

144

STATE

BANKING DEPARTMENT.
No. 22.

FARMERS’ BANK, MASON.
O rganized Jun e 7, 1886.
M. D. Chatterton , P r e s i d e n t ; L. C. W ebb , V ic e P r e s i d e n t ; A. J. H all , C a s h ie r ;
R. C. D art, A s s i s t a n t C a s h ie r .

D irectors.— G eorge W. B risto l, L ew is C. Webb, M ason D. C h atterton , J. K. E lm er,
E. A. B a rn es, A. J. H a ll, R. C. D art, Geo. M. H oyt, F ran k Seeley.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

L oans and d is c o u n ts ..................................................

$102,351 75

$99,463 31

$105,778 40

$115,989 21

B onds, m o rtg a g es and s e c u r itie s .........................

31,181 26

29,523 40

23,089 63

22,176 74

R eport of
Sept. 30.

R eport o f
D ec. 10.

P rem iu m s paid on b o n d s........................................
280 74

166 43

217 65

588 05

............................................................

4,500 00

4,500 00

4,500 00

4,500 00

and fix tu r e s .............................................

1,450 00

1,450 00

1,450 00

1,450 00

O ther real e s t a t e ..........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ............................................................

9,622 39

9,622 39

9,622 39

9,622 39

22,377 86

16,637 83

6,275 98

10,929 24

376 44

123 00

836 29

O v erd ra fts

......................................................................

B a n k in g h ou se
F u rn itu re

U n ited

S ta te s

b o n d s..................................................

D ue from banks in reserv e c it ie s .......................
E x ch a n g e fo r c le a rin g h o u s e .................................
U . S. and N a tio n a l bank c u r re n c y .......................

2,750 00

4,305 00

3,570 00

4,395 00

Gold c o in ...........................................................................

2,215 00

3,582 50

3,795 00

4,185 00

....................................................................

404 40

762 70

736 75

334 55

N ick els and c e n t s ..........................................................
C hecks, cash ite m s an d in ter n a l revenue
a cco u n t ........................................................................

87 37

53 30

42 49

17 40

$177,267 48

$170,443 30

$159,201 29

$175,023 87

$50,000 00

$50,000 00

$50,000 00

$50,000 00

8,000 00

8,500 00

8,500 00

8,500 00

3,663 58

4,575 59

5,572 57

6,778 93

S ilv er

coin

T o ta ls

.....................................................................

46 71

L ia b ilitie s.
C ap ital sto ck paid i n .............................................
S u rp lu s fu n d .............* ................................................
U ndivided profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s unpaid

.............................................

C om m ercial d e p o sits su b ject to c h e c k .............

72,024 83

65,722 77

59,573 98

64,367 82

C om m ercial certifica tes o f d e p o s it.......................

43,579 07

41,644 94

35,554 74

35,377 12

D ue to han ks and b a n k e rs............... .. .
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g ...............
S avin a’s d e p o sits ..........................................................
S a v in a s cer tific a te s o f d e p o s it...............
N o te s and h ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

10,#30 00
«177.267 48

«170.443 30

$159,201 29

$175,023 87

STATE

BANKS

OF

145

MICHIGAN.

No. 107.
FIRST STATE AND SAVINGS BANK, MASON.
O rganized October 27, 1890.

O. W. H alstead , P r e s i d e n t ; L. C. Webb , V ic e P r e s i d e n t ; F. E. D ensmore , C a s h ie r ;
D. P. W hitmore , A s s i s t a n t C a s h ie r .
D irectors.— L. C. Webb, O. W. H a lste a d , C harles J. R ayner, F. E. D ensm ore, D. P. W hitm ore.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

Report of
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$58,443 26

$54,688 80

$64,048 55

$62,922 65

B onds, m o rtg a g es and s e c u r itie s .........................

44,878 08

49,041 43

50,622 44

52,057 78

233 17

25 90

412 84

193 18

F u rn itu re and fix tu r e s ...........................................

1,000 00

1,000 00

1,000 00

1,000 00

OHior ronl psfnfp
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

3,257 25

1,063 27

556 24

3,296 38

1.780 59

34,178 45

9,933 72

23,429 42

O verd ra fts
R anking

......................................................................

honsp

TTnitpfl S ta fp s bonds
D ue from banks in reserve c i t i e s ......................
E xch a n g e fo r clea rin g h o u se .................................
U. S. and N a tio n a l bank c u r re n c y .......................

2,903 00

1,468 00

2,697 00

4,666 00

Gold c o in ...........................................................................

6,110 00

5,500 00

5,145 00

6,555 00

S ilv e r

1,329 00

965 30

598 35

898 60

64 99

57 12

51 32

56 59

72 94

394 07

41 01

283 25

$120,072 28

$148,382 34

$135,106 47

$155,358 85

C apital sto ck paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

Su rp lus fu n d ...............................................................
U n d iv id ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

5,000 00

5,000 00

5,000 00

5,000 00

6,177 05 '

7,269 45

7,579 42

8,953 36

coin

...................................................................

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid

.......................................................

.......

C om m ercial d e p o sits su b ject to c h e ck .............

45,886 63

65,006 06

55,522 93

69,745 85

C om m ercial certifica tes o f d e p o s it.......................

38,005 60

46,106 83

42,004 12

46,659 64

D u e to banks and b a n k e rs......................................

3 00

C ertified check s .............................. .............................
C a s h ie r ’s c h ec k s o u ts ta n d in g . . ............

...................

S a v in g s d e p o sits ..........................................................

.......

-

S a v in g s cer tific a te s o f d e p o s it..............................
N otes and b ills r e-d isco u n te d ..............................

I

B ills payab le
T o ta ls

.................................................................

......................................................................

19


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$120,072 28

$148,382 34

$135,106 47

$155,358 85

STATE BANKING DEPARTMENT.

146

No. 168.
FIRST STATE BANK OF MENDON, MENDON.
O rganized February 14, 1894.

J ohn G. S churtz , P r e s i d e n t ; W m , B eard, Dice P r e s i d e n t ; F rank W olf, C a s h ie r .
D irectors — Jo h n G. S chu rtz, W m. B eard, F ra n k W olf, W. L. T hom s, Josiah W olf.
R eport of
Feb. 5.

R esources.

L o a n s and d is c o u n ts .......... . ........................ ..
B onds

nm rtgag^s and s p m r itip s .........................

R eport of
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

$50,454 46

$55,803 87

$56,893 84

$59,547 39

33,155 00

43,440 00

42,545 00

48,435 78

P rem iu m s paid on b o n d s........................................
Oyprd r a ffs

F u rn itu re
D ue

......................................................................

9 88

find fix tu res

from

o th er

banks

and

ban kers

10 67

33 38

1,500 00

1,500 00

1,500 00

1,000 00

1,000 00

1,000 00

(n o t

T)np from hanks in rpserve p it ie s .......................

40,378 87

14,261 57

17,786 82

23,922 02

IT. S and N a tio n a l hank c u r re n c v .......................

4,517 00

5,277 00

4,129 00

3,923 00

Gold c o in ...........................................................................

1,405 00

2,510 00

2,352 50

2,350 00

874 00

2,268 75

1,108 25

1,512 75

166 89

210 98

129 18

151 28

262 82

172 04

173 54

173 54

$137,283 92

$126,454 88

$127,651 51

$142,515 76

C anital sto ck paid i n ................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s fu nd .................................................................
U nd ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id .................... 1 ................

11,000 00

11,000 00

11,000 00

11,000 00

100 71

2,200 94

2,920 39

4,097 33

C om m ercial d e p o sits subject to c h e ck .............

29,657 16

13,214 11

18,146 62

18,977 56

C om m ercial cer tific a te s o f d e p o s it.......................

5,134 44

15,119 48

9,343 58

6,814 40

S ilv er

coin

...................................................................

N ic k e ls and c e n t s .........................................................
Checks, cash ite m s and in ter n a l revenue
a eeo u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

Piyid^ndS unpaid

T)np to hanks and han kprs.......... f T. T. t t T . r .
Fprfifipd phppks . - , ,
C ashipr’s ohppks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................

14,233 86

3,404 50

2,209 05

4,097 89

S a v in g s certifica tes o f d e p o s it..............................

62,157 75

66,515 85

69,031 87

82,528 58

$137,283 92

$126,454 88

$127,651 51

$142,515 76

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

.......... ...........................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

147

MICHIGAN.

No. 113.
STATE BANK OF MIDDLEVILLE, MIDDLEVILLE.
O rganized F ebruary 17, 1891.

J ohn Campbell , P r e s i d e n t ; Minee S. K eelek, V ic e P r e s i d e n t ; W. A. S evekance, C a s h ie r .
D ieectoes .— W. E. K eeler, M. S. K eeler, John Cam pbell, W. A. Severan ce, E arle S. Clark.
R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport o f [ R eport o f
Sept. 30.
D ec. 10.

L oans and d is c o u n ts ..................................................

$49,922 88

$45,478 22

$44,269 21

$45,850 79

B onds, m o rtg a g es a nd s e c u r itie s .........................

27,186 15

40,141 17

42,533 70

44,903 54

5 20

20

............................................................

2.500 00

2.500 00

2.500 00

2.500 00

F u rn itu r e and fix tu r e s .............................................

2.500 00

2.500 00

2.500 00

2.500 00

O ther rent e s t a t e .........................................................
D ue from o th er banks and ban kers (n o t
reserve c it ie s ) ...........................................................

2,578 44

Prpm inm s pnirl on hnnfjs
Overrlrn ffs
B an k in g

U n ited

h ou se

46 35

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................

10,659 89

7,860 35

16,744 23

19,850 56

E xch a n g e for clea rin g h o u s e .................................
U. S. and N a tio n a l bank c u r re n c y .......................

4,477 00

3,595 00

3,446 00

1,382 00

Gold c o in ...........................................................................

1 ,8G5 00

2,115 00

1,835 00

2,205 00

S ilv er

......................... ..........................................

1,663 10

1,148 60

723 05

1,070 25

N ick els and c e n t s .........................................................
Checks, cash item s and in tern a l revenue
a cco u n t ........................................................................

66 32

46 15

22 52

15 67

118 29

3,219 77

3,466 42

7,306 83

$103,537 07

$108,604 26

$118,091 68

$127,584 84

C apital stock paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

Su rp lus fu nd . .*............................................................
U n d ivid ed profits, le ss cu rren t expenses,
in ter e st and ta x e s p a id ........................................

2,908 00

3,083 00

3,083 00

3,083 00

322 76

009 41

1,058 83

2,004 81

coin

T o ta ls

......................................................................
L ia b ilities.

D ivid en d s unpaid

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............

21,878 39

22,008 54

23,885 21

26,379 76

C om m ercial certifica tes o f d e p o s it.......................

53,427 92

57,903 31

65,064 64

71,117 27

$103,537 07

$108,604 26

$118,091 68

$127,584 84

D ue to banks and b a n k ers......................................
C ertified check s ............................................................
C ash ier’s check s o u tsta n d in g .................................
S a v in g s d ep o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payable
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

148

STATE BANKING DEPARTMENT.
No. 97.
MIDLAND COUNTY SAYINGS BANK, MIDLAND.
O rganized Septem ber 10, 1886.

S tewart B. Gordon, P r e s i d e n t ; W m . P atrick , V ic e P r e s i d e n t ; D. W. Chase , T r e a s u r e r .
D irectors.— W illia m P a trick , Geo. R ockw ell, C harles B row n, S tew a r t B. Gordon, George Peck.
R eport of
Feb. 5.

R esources.

Souris and d is c o u n ts ..................................................
Knnds

mortgflp-ps find s e c u r itie s .........................

O v erd ra fts

......................................................................

R eport of
Ju ly 15.

R eport of
Sept. 30.

R eport of
D ec. 10.

$84,269 87

$81,279 59

$98,026 51

$103,958 44

29,207 50

28,185 26

28,673 52

30,106 65

1,508 30

106 21

1 17

256 39

find fix tu r e s .............................................

882 00

882 90

882 00

882 00

O th er real e s t a t e .........................................................
D ue from oth er banks and bankers (n ot
reserv e c i t i e s ) . , .......................................................

1,947 27

9,140 27

9,140 27

8,744 64

39,542 68

35,782 38

32,950 78

36,638 08

U. S. and N a tio n a l bank c u r re n c y .......................

2,536 00

5,028 00

3,226 00

1,328 00

Gold c o in ................................... .......................................

3,125 00

3,520 00

3,050 00

1,920 00

655 45

691 00

112 65

118 55

76 15

99 48

50 17

76 95

448 30

317 54

392 42

293 34

$164,198 52

$165,031 73

$176,505 49

$184,323 04

C a p ita l sto ck paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s fu n d .................................................................
U ndivided profits, less current expenses,
in te r e st and ta x e s p a id ........................................

2,250 00

2,250 00

2,250 00

2,250 00

5,994 05

4,978 63

5,865 88

6,200 63

64,261 23

58,833 18

68,976 66

64,901 09

39,802 04

47,716 59

48,542 83

56,550 90

26,891 20

26,253 33

25,870 12

29,420 42

$164,198 52

$165,031 73

$176,505 49

$184,323 04

F u rn itu re

U n ited

S ta te s b o n d s ..................................................

D ue from banks in reserve c it ie s .......................
F x ch n n g e fo r c lea rin g lio o s e .................................

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid

.......................................................

C om m ercial d ep o sits su b ject to c h e c k .............
C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
C ertified check s ............................................................
C a sh ier’s check s o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................

.......
'

N o tes and b ills re-d isco u n te d ..............................
B ills pa y a b le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

MICHIGAN.

149

No. 77.
FARMERS AND MERCHANTS’ BANK OF MILAN, MILAN.
O rganized D ecem ber 31, 1889.
W . H. W h itm arsh , P r e s i d e n t ; C. IT. W ilson , V ic e P r e s i d e n t ; T. W. B arnes , C a s h ie r .

D irectors.— W. II. W hitm arsh , C. II. W ilson, M eli B arn es, T. W. B arn es, O. A. K elley.
R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts .........................

$76,943 19

$82,200 34

$86,116 82

$93,328 04

B onds, m ortgages and s e c u r itie s.

34.312 45

33,766 08

37,011 79

46,323 71

P rem iu m s paid on b o n d s...............
2,202 72

2,952 01

1,344 70 I

20881

...................................

3,858 43

3,827 43

3,821 27 !

3,819 27

F u rn itu re and f ix t u r e s ...................

2,100 00

2,287 50

2,287 50 !

2,287 50

O th er real e s t a t e .......................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) .......................................................

6,145 50

6,037 64

5,986 18

5,900 38

15,462 31

19,974 51

15,838 59

11,935 34

10,977 14

23,900 94

21,548 36

19,416 52

U. S. and N a tio n a l bank cu rren cy.

2,869 00

3,118 00

6,225 00

4,795 00

Gold c o in ....................................................

1,600 00

2,140 00

2,067 50

2,050 00

442 70

380 25

77 00

481 00

34 55

43 09

5 68

6 39

212 27

72 43

326 13

1,927 55

$157,160 26

$180,700 22

$182,656 52

$192,479 51

$25,000 00

$25,000 00

$25,000 00

I

$25,000 00

5,000 00

5,000 00

5,000 00

I

5,000 00

2,917 35

4,473 06

1,747 32

!

2,428 55

O v erd ra fts

.............................................

B a n k in g h ou se

U n ited

S ta te s

b o n d s............................

D ue from banks in reserve c itie s .
E xch a n g e fo r clea rin g h o u se ..........

S ilv er

coin

.............................................

N ick els and c e n t s .....................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ...................................................................
T o ta ls
L ia b ilitie s.
C apital sto ck paid i n ..........
S u rp lu s fu n d ...........................................
U n d ivid ed profits, le ss current expenses,
in te r e st and ta x e s p a id ..................
D iv id en d s un paid

...........................................

50 00

25 00 j.........................

C om m ercial d e p o sits su b ject to check .

32,195 46

33,608 41

33,399 60

;

40,007 68

C om m ercial cer tific a te s o f d e p o s it..........

88,310 03

109,551 59

114,772 77

j

117,129 11

D ue to ban ks and b a n k e rs.........................

689 61

274 53

50 40

i

30 84

C ertified checks ......................... ......................

200 00

C ash ier’s check s o u ts ta n d in g ....................
S a v in g s d e p o sits .............................................

2,997 81

2,592 63

2,661 43

2,883 33

$157,160 26

$180,700 22

$182,656 52

$192,479 51

S a v in g s cer tific a te s o f d e p o s it..................
N o te s and b ills re-d isco u n te d ..................
B ills payab le

.....................................................

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

150

STATE BANKING DEPARTMENT.
No. 202.
WAKEFIELD STATE BANK, MORENCI.
O rganized J a n u a ry 10, 1898.

C. C. Wakefield , P r e s i d e n t ; F rank F . Cawley , V ic e P r e s i d e n t ; C. A. W ilson , C a s h ie r ;

Ca sh E. Wakefield , A s s i s t a n t C a s h ie r .

D irectors.— C. C. W akefield, J. O. W akefield, C ash E. W akefield, F. E. C aw ley, C. A. W ilson.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ................................................................

$258,180 55

$190,374 64

$200,740 76

$204,969 51

B onds, m o rtg a g es and s e c u r itie s ................................

62,484 50

97,455 21

106,004 21

123,960 72

162 52

34 90

5.000 00

5.000 00

5.000 00

5.000 00

2.000 00

2.000 00

2.000 00

2.000 00

46,299 40

56,883 62

44,452 19

40,404 86

OvprdrA i f s

T.

. t T T T T T . . t „ t , t .......................................

B a n k in g h ou se

..........................................................................

F u rn itu re and fix tu r e s ..........................................................

73 85

R eport o f
D ec. 10.

Othpr rpal p sfn fp ..........................................................................
D ue from oth er banks and bankers (n o t
rpsoryp pifi p s ) - . .
TTnifpd Sfntps b o n d s.

. T .......................................................

D ue from banks in reserv e c it ie s .............................

r

KxrTiangp fo r pi pa rin g h o n sp ..........................................
U. S. and N a tio n a l bank c u r re n c y .............................

10,798 00

15,191 00

8,607 00

15,562 00

Gold c o in ................................................................................................

3,372 50

2,655 00

2,922 50

3,592 50

.......................................................................................

663 55

827 60

846 85

999 55

N ick els and c e n ts . ......................................................................
C hecks, ca sh ite m s and in ter n a l revenue
a cco u n t ............................................................................................

173 28

134 09

130 43

145 17

497 76

34 50

1,237 39

203 03

$389,549 39

$370,555 66

$372,103 85

$396,872 24

C apital sto ck paid i n ............. ...............................................

$30,000 00

$30,000 00

$30,000 00

$30,000 00

Su rp lus fu nd ...................................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ....................................................

6,000 00

6,000 00

6,000 00

6,000 00

6,505 84

1,567 60

3,198 82

2,114 43

C om m ercial d ep o sits su b ject to c h e c k ................

42,595 05

32,630 72

36,246 56

51,130 93

C om m ercial cer tific a te s o f d e p o s it .............................

47,624 55

53,762 75

46,549 36

39,614 77

256,823 95

246,594 59

250,109 11

268,012 11

$389,549 39

$370,555 66

$372,103 85

$396,872 24

S ilv er

coin

T o ta ls

..........................................................................................

L ia b ilitie s.

D iv id en d s un p aid

.......................................................................

D ue to banks and b a n k e rs ................................................
C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g ................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

151

MICHIGAN.

No. 222.

«

CITIZENS’ SAVINGS BANK.. MOUNT CLEMENS.
O rganized M ay 10, 1900.
A. T. D onaldson , P r e s i d e n t ; Geo. H. N ichols , V ic e P r e s i d e n t ; T. W. N ewton , S e c o n d V ic e
P r e s i d e n t ; M. W. D avis , C a s h ie r .

D irectors.— M ilo W. D a v is, A ndrew T. D on ald son , Geo. H . N ich ols, T. W. N ew ton,
W. S. D onald son, W m. F. N ank, J oach im M atth ew s, J. S. F a g a n etti, A. P. Grim.
R esources.

R eport o f
Feb. 5.

R eport o f
July 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n t s ................................................

$91,020 95

$123,877 36

$144,747 07

$155,880 80

B onds, m o rtg a g es and s e c u r itie s ...................... ..

15,350 00

24,000 00

26,387 00

31,787 00

P rem iu m s paid on bonds
O v erd ra fts

......................................................................

R anking’ bonso

212 22

............................................................

F u rn itu re and fix tu r e s .............................................

3,848 36

765 33

917 01

1,017 75

17,000 00

17,000 00

17,000 00

3,874 60

3,874 60

3,874 60

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reservo c it ie s ) ...........................................................
U n ited

100 00

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................

23,350 79

25,331 07

24,807 45

26,762 58

8,347 00

E x ch a n g e fo r c le a rin g h o u se .................................
U. S. and N a tio n a l bank c u r re n c v .......................

5,167 00

6,888 00

7,478 00

Gold c o in ...........................................................................

1,035 00

1,170 00

300 00

220 00

S ilv er

1,255 05

2,100 10

1,342 20

1,343 20

coin

...................................................................

N ick els and c e n t s ......................... ................................
Checks, cash item s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................

244 16

281 52

164 29

170 54

438 58

1.832 78

823 54

985 44

$141,922 11

$207,120 76

$227,941 16

$247,388 91

$50,000 00

$50,000 00

$50,000 00

$50,000 00

1,000 00

1,000 00

1,000 00

1,520 38

2,741 76

2,907 91

61,299 40

45.862 06

L ia b ilities.
C apital stock paid i n ...............................................
S u rp lu s fu n d .................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s unpaid

1,922 50

240 00

..................

C om m ercial d ep o sits su b ject to c h e ck .............

34,041 60

53,167 16

C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs............................ .
C ertified checks ..........................................................

3,712 70

C a sh ier's checks o u ts ta n d in g ................................

250 00

S a v in g s d ep o sits .........................................................

37,613 72

68,574 24

76,338 95

82,870 77

S a v in g s certifica tes o f d e p o s it..............................

18,344 29

32,618 98

36,311 05

51,035 47

N o tes and b ills r e-d isco u n te d ..............................
B ills payable
T o ta ls

.................................................................

.....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

10,000 00
$141,922 11

$207,120 76

$227,941 13

$247,388 91

152

STATE BANKING DEPARTMENT.
No. 51.
MOUNT CLEMENS SAVINGS BANK, MOUNT CLEMENS.
O rganized M ay 30, 1877.

Oliver Chapaton , P r e s i d e n t ; F. G. K endrick , V i c e P r e s i d e n t ; George A. S kinner , C a s h i e r .
D irectors.— A. G reiner, F. G. K endrick, O liver C hapaton, Joh n Roskopp, W illia m C ottrell,
T. L u n gersh au sen , Jo h n T. N u n n eley, Jo h n J. Sherm an, B yron R. E rskin e.

R esources.

R eport o f
F eb. 5.

Report o f
July 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..................................................

$350,205 34

$397,714 02

$470,787 12

$457,179 56

B onds, m o rtg a g es and s e c u r itie s .........................

323,855 05

332,680 37

334,016 37

330,983 12

R eport of
D ec. 10.

P rem iu m s pair] on h o n r|st .
1,103 10

345 03

349 43

514 82

............................................................

21,000 00

21,000 00

21,000 00

21,000 00

and fix tu r e s .............................................

3,400 00

3,400 00

3,400 00

3,400 00

81,700 48

135,765 05

104,733 70

151,307 47

O v erd ra fts
B a n k in g

......................................................................

h ou se

F u rn itu re

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot
reserv e c i t i e s l ...........................................................
U n ited

S ta te s b o n d s...............

D ue from banks in reserve c it ie s .......................
E x ch a n g e fo r c le a rin g h o u s e ................................

228 07

U. S. and N a tio n a l bank c u r re n c y .......................

6,328 00

12,349 00

13,272 00

19,197 00

Gold c o in ...........................................................................

27,550 00

30,835 00

32,295 00

35,442 50

....................................................................

7,394 25

2,572 25

885 75

1,151 00

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t .....................................................................

211 79

769 23

297 74

129 83

1,497 54

2,894 92

1,769 85

1,423 48

$830,245 55

$940,558 94

$982,806 96

$1,021,728 78

$50,000 00

$50,000 00

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

10,000 00

85,931 90

93,867 54

92,306 16

97,184 32

C om m ercial d ep o sits su b ject to c h e c k .............

81,119 47

133,585 74

141,837 05

149,908 73

C om m ercial cer tific a te s o f d e p o s it.......................

2,258 32

2,208 32

2,208 32

2,208 32

4,511 40

4,863 65

S ilv er

co in

T o ta ls

...............................................................

L ia b ilitie s.
C apital sto ck paid i n .............................................
Su rp lus fu nd ............................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s un p aid

.....................................................

460 00

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s check s o u ts ta n d in g .................................

4,467 71

S a v in g s d e p o sits ..........................................................

4G7,735 77

487,102 19

526,619 86

542,546 81

S a v in g s cer tific a te s o f d e p o s it..............................

133,200 09

158,867 44

155,324 17

165,016 95

$830,245 55

$940,558 94

$982,806 96

$1,021,728 78

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

153

MICHIGAN.

No. 158.
ULLRICH SAVINGS BANK, MOUNT CLEMENS.
O rganized M ay 12, 1893.

E rnst J. Olde, P r e s i d e n t ; W m . D. W ilso n , V i c e P r e s i d e n t ; R. C. U llrich , S e c o n d V i c e
P r e s i d e n t ; P ali , J. U llrich , C a s h i e r .
D irectors.— P a u l J. U llrich , A. M artin K eeler, Wm. D. W ilson. E rn st ,T. Olde, O scar C. L ungerhau sen, R euben C. U llrich , John P rieh s, F rank E. N ellis, F r a n c is P. U llrich.
R eport of
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts .........................

$277,570 67

$308,203 19

$318,799 01

$341,762 93

B onds, m o rtg a g es and s e c u r itie s .

203,581 41

181,865 51

180,072 51

167,347 51

R esources.

R eport of
D ec. 10.

P rem iu m s paid on b o n d s...............
1,128 86

1,593 30

811 28

1,171 22

...................................

8,000 00

8,000 00

8,000 00

8,000 00

F u rn itu re and fix tu r e s ....................

2,000 00

2,000 00

2,000 00

2,000 00

O ther real e s t a t e ................................ ...................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ......................................................

8,155 15

3,800 00

3,800 00

5,700 00

1,500 00

50 00

58,558 54

55,692 87

O v erd ra fts

.............................................

B a n k in g h ou se

U n ited

960 00

S ta te s b o n d s............................

D ue from banks in reserve c itie s .

62,994 89

54.768 49

E x ch a n g e fo r clea rin g h o u s e ..........
U. S. and N a tio n a l bank cu rren cy .

4,146 00

14,610 00

13,302 00

Gold c o in ....................................................

18,875 00

21,702 50

24,460 00

I

25,120 00

415 70

1,746 00

1,479 00

!

1,381 85

116 95

404 35

294 57

!

1,152 77

1,061 04

2,186 02

$585,201 05

$600,728 76

$618,199 28

$616,2^7 50

$100,000 00

$ 100,000 00

$100,000 00

$ 100,000 00

20,000 00

20,000 00

20,000 00

20,000 00

20,632 58

23,925 31

27,753 15

28,373 10

77,408 96

S ilv er

coin

.............................................

N ick els and c e n t s .....................................................
C heeks, cash ite m s and in tern a l revenue
a cco u n t ...................................................................
T o ta ls

6,078 00

j

472 93
1,464 57

L ia b ilitie s.
C a p ita l sto ck paid i n ..........
Su rp lus fu n d ...........................................
U n d iv id ed profits, less cu rren t expenses.
in te r e st and ta x e s p a id ..................
D iv id en d s un paid

..........................................

80 00

440 00

C om m ercial d e p o sits su b ject to check .

79,679 68

79,592 90

83,914 13

C om m ercial certifica tes o f d e p o s it..........

502 27

141 00

50 00

D ue to banks a nd b a n k e rs.........................

50 00
1,160 56

C ertified checks ................................................

3,873 07

3,711 40

C ash ier's check s o u ts ta n d in g ....................
S a v in g s d e p o sits .............................................

272,375 27

302,117 55

321,076 59

320,915 97

S a v in g s cer tific a te s o f d e p o s it..................

91,931 25

74,512 00

61,532 34

64,607 51

$585,201 05

$600,728 76

$618,199 28

$616,227 50

N o tes and b ills r e-d isco u n te d ..................
B ills payab le

.....................................................

T o ta ls

20


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

154

STATE BANKING DEPARTMENT.
No. 170.
EXCHANGE SAVINGS BANK, MOUNT PLEASANT.
O rganized M ay 1, 1894.

J ohn K inney , P r e s i d e n t ; Ch a s . M. B rooks, V i c e P r e s i d e n t ; George A. D usenbury , C a s h i e r ;
C. A. K ellogg, A s s i s t a n t C a s h i e r .
D irectors.— D. H. N elson , G eorge A. D usen bury, L evi N. Sm ith, John K in ney,
C harles M. B rooks, W illia m C. D usen bury, A. E. Gorham.
R eport of
Ju ly 15.

R eport o f 1 R eport o f
Sept. 30. j D ec. 10.

$97,819 22

$103,947 12

$103,844 42

$91,246 55

21,118 09

27,848 95

29,110 81

32,061 47

............................................................

6,503 85

6,503 85

6,503 85

6,503 85

F u rn itu re and fix tu r e s .............................................

1,824 34

1,836 94

1,836 94

1,836 94

R esources.

L oans and d is c o u n t s ..................................................
B onds, m o rtg a g es and s e c u r itie s ......................

R eport o f
F eb. 5.

12 38
B a n k in g h ou se

Othor i*oa 1 p sfa fp ...................................
D ue from oth er banks and bankers (n o t
reserve c it ie s ) ...........................................................

525 26

278 81

125 26

750 26

S ta te s b o n d s ..................................................

1,600 00

1,600 00

1,600 00

1,600 00

D ue from banks in reserve c it ie s .......................

39,349 49

52,757 89

52,371 88

74,932 17

E x ch a n g e fo r c le a rin g h o u s e .................................

760 08

410 97

2,474 86

1,047 50

U. S. and N a tio n a l bank c u r r e n c y .......................

6,626 00

12,390 00

4,914 00

6,009 00

Gold c o in ...........................................................................

3,000 00

3,032 50

3,115 00

3,005 00

S ilv er

1,010 00

680 00

440 00

915 00

164 33

90 83

94 89

62 71

188 50

250 79

38 45

22 82

$180,489 16

$211,628 65

$206,482 74

$219,993 27

C apital stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu nd .................................................................
U nd ivid ed profits, le ss current expenses,
in te r e st and ta x e s p a id ........................................

7,071 51

7,326 45

7,326 45

7,326 45

17 80

24 88

1,345 92

2,763 58

C om m ercial d e p o sits su b ject to c h e c k .............

71,523 86

77,041 50

72,884 09

79,725 58

C om m ercial certifica tes o f d e p o s it.......................

9,337 20

4,024 91

5,908 01

11,951 31

U n ited

coin

...................................................................

N ick els and c e n t s .........................................................
Cheeks, cash it e m s , and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

..................................................

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u tsta n d in g .................................
S a v in g s d ep o sits ..........................................................

10,173 58

11,293 54

12,627 18

15,519 12

S a v in g s certifica tes o f d e p o s it..............................

32,365 21

61,917 37

56,391 09

52,707 23

$180,489 16

$211,628 65

$206,482 74

$219,993 27

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

155

MICHIGAN.

No. 189.
MUNISING STATE BANK, MUNISING.
O rganized J u ly 8, 189G.

Geo. L. B c btis , P r e s i d e n t ; R. J. Clark , V ic e P r e s i d e n t ; F red S. Case , C a s h ie r ;
G. S herman Collins , A s s i s t a n t C a s h i e r .
D irectors.— Geo. L. B u rtis, C laude W. C ase, W m. C. M cM illan, R ichard J. C lark, W ill F. Cox.
R esources.

R eport o f
Feb. 5.

R eport of
July 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

$86,223 34

$98,361 51

$92,576 81

$103,519 77

10,454 93

15,571 79

16,627 17

23,614 84

.....................................................................

40 00

261 65

606 13

1 46

F u rn itu re and fix tu r e s .............................................

1,500 00

1,530 00

1,518 25

1,518 25

O thor real e s t a t e .........................................................
I)ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

63 27

4,000 00

1,865 70

1,318 64

34,792 65

21,861 89

24,895 85

29,113 66

4,678 00

L oans and d is c o u n ts ..................................................
B onds, m o rtg a g es and s e c u r itie s ......................
P rem iu m s paid on bonds
O v erd ra fts

U n ited

S ta te s b o n d s ..........

D ue from banks in reserve c it ie s .......................
E x ch a n g e fo r cleaIans' h o u s e .................................
U. S. and N a tio n a l bank c u r re n c y .......................

2,956 00

3,477 00

3,610 00

Gold c o in ...........................................................................

2,697 50

3,810 00

5 040 00

1,095 00

S ilv er

1,935 65

2,125 70

2,370 40

2,077 65

coin

...................................................................

N ick els and c e n ts ..........................................................
C hecks, cash ite m s and in tern a l revenue
a c co u n t ........................................................................
T o ta ls

......................................................................

226 27

147 72

179 66

96 08

320 50

645 26

522 85

119 13

$141,210 11

$151,792 52

$149,812 82

$167,152 48

$29,000 00

$29,000 00

$30,000 00

$30,000 00

2,500 00

2,500 00

2,800 00

2,800 00

3,107 42

4,575 58

4,691 84

5,215 75

L ia b ilitie s.
C apital sto ck paid i n ...............................................
Su rp lus fu nd .................................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

.............................................

20 00

60 00

C om m ercial d ep o sits su b ject to c h e c k .............

73,886 48

76,856 41

70,033 87

83,538 28

C om m ercial certifica tes o f d e p o s it.......................

3,409 80

1,750 05

1,418 00

579 10

D ue to banks and b a n k e rs......................................

14 94

2,000 00

S a v in g s d e p o sits ..........................................................

22,570 27

30,683 48

32,616 11

36,507 85

S a v in g s cer tific a te s o f d e p o s it..............................

6,701 20

4,427 00

8,193 00

8,511 50

$141,210 11

$151,792 52

$149,812 82

$167,152 48

C ertified check s ............................................................
C a sh ier’s check s o u ts ta n d in g ..............................

N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

156

STATE BANKING DEPARTMENT.
No. 60.
MUSKEGON SAVINGS BANK, MUSKEGON.
O rganized D ecem ber 1, 1887.

H. N. H ovey, P r e s i d e n t ; J. F. D bnslow , C. C. B ili .inghur .s t , V i c e P r e s i d e n t s ;
F. E. H ammond , C a s h i e r .
D irectors.— C. C. B illin g h u r st, P a u l S. M oon, H . N. H ovey, .7, F. D en slow , C. L. T hom pson,
T hos. M unroe, W illia m B rin en , L eon ard E yke.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

D oans and d is c o u n ts ..................................................

$213,245 74

$168,203 85

8197,539 38

$190,143 42

B onds, m o rtg a g es and s e c u r itie s .........................

141,401 12

219,960 70

226,848 65

229,405 65

l ’rpm inm s paid on b o n d s........................................

6,270 14

10,064 14

10,863 14

10,863 14

31 34

868 79

104 51

4,970 76

O v erd ra fts

......................................................................

Report of
D ec. 10.

F u rn itu r e and fix tu r e s .............................................

2,700 00

2,500 00

2,500 00

2,500 00

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

13,710 66

13,509 77

13,438 77

12,863 41

1,268 69

1,036 60

2,189 33

163 06

42,592 43

U nitod

S ta te s b o n d sT........................................ ..

D ue from banks in reserve c it ie s .......................

80,636 09

71,832 17

51,652 20

E x ch a n g e fo r c le a rin g b o u s e ................................

1,011 24

6,465 62

1,730 86

725 33

IT. S. and N a tio n a l bank c u r r e n c y .......................

14,674 00

14,402 00

17,162 00

17,884 00

Gold c o in ...........................................................................

3,817 50

5,720 00

5,695 00

5,095 00

S ilv er

3,185 60

2,169 50

1,776 85

3,053 50

338 09

199 49

286 51

466 24

726 16

445 09

319 11

426 53

$483,016 37

$517,377 72

$532,106 31

$521,152 47

$50,000 00

$50,000 00

$50,000 00

$50,000 00

7,500 00

8,000 00

8,000 00

8,000 00

2,903 58

3,163 04

4,697 49

7,294 42

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C a p ita l stock paid i n ...............................................
S u rp lu s fu n d .................................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
.......................................................

183 00

60 00

18 00

(Commercial d ep o sits su b ject to c h e c k .............

73,847 21

71,061 64

68,443 59

46,283 30

C om m ercial certifica tes o f d e p o s it.......................

47,232 91

59,852 19

52,679 18

46,666 45

D ue to banks and b a n k e rs......................................

10,260 06

5,430 10

9,600 71

4,580 47

291,089 61

319,810 75

338,667 34

358,327 83

$483,016 37

$517,377 72

$532,106 31

$521,152 47

D iv id en d s unpaid

C ertified checks ............................................................
C a sh ier's checks o u ts ta n d in g .................................
S a v in g s d e p o sits .........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

157

MICHIGAN,

No. 19.
FARMERS AND MERCHANTS’ BANK, NASHVILLE.
O rganized D ecem ber 15, 188S.
A. T ruman , P r e s i d e n t ; C. W. S m it h , V i c e P r e s i d e n t ; C. A. H ough , C a s h i e r .

G.

D irectors.— G. A. Trum an, W. II. K lein h a n s, C. W. S m ith , S. F. Ilin ch m a n , H . R. D ick in son .
R esources.

L oans fine! discounts?..................................................
R onds

m o rtg a g es and s e c u r itie s .........................

O v erd ra fts
R anking

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

$90,781 28

$106,355 72

$104,840 40

$100,110 70

19,270 70

23,543 60

26,021 88

26,533 75

1,006 20

376 73

615 95

1,000 32

............................................................

2,100 00

2,100 00

2,100 00

fix tu r e s .............................................

1,500 00

1,500 00

1,500 00

1,500 00

389 00

10,476 25

h ou se

O th er real e s t a t e .........................................................
D ue from oth er banks and bankers (n ot
1*P|3P]*Y£ r if ie s ) ,, t - t .............................................
TTnitpd S ta te s

R eport o f
D ec. 10.

2,100 00

................................................................................................................

Tfnrnitnre and

R eport o f
Feb. 5.

b o n d s..................................................
19,110 15

13,276 72

14,413 08

21,298 60

U. S. and N a tio n a l bank c u r r e n c y .......................

4,012 00

4,675 00

5,718 00

6,155 00

Gold c o in ...........................................................................

2,770 00

3,300 00

3,505 00

3,475 00

S ilv er

1,500 00

950 00

1,100 00

800 00

40 55

31 90

91 36

51 85

370 08

298 53

107 38

933 46

$142,460 96

$156,408 20

$160,402 05

$174,434 93

C apital stork paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s fu nd .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

6,000 00

6,000 00

6,000 00

6,000 00

1,139 79

601 24

672 26

2,177 10

567 00

140 00

T)np from hanks in resprve c i t i e s .......................
E xch an ge for clearing* h o n sp ................................

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ............................................... ........................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid

- - - - t - r ...................................

C om m ercial d e p o sits su b ject to c h e c k .............

24,254 31

16,646 26

14,676 20

18,083 21

C om m ercial cer tific a te s o f d e p o s it.......................

73,880 83

79,732 53

84,448 82

91,161 69

S a v in g s d e p o sits ..........................................................

10,476 03

25,761 17

28,764 77

31,312 93

S a v in g s cer tific a te s o f d e p o s it..............................

1,710 00

700 00

700 00

700 00

$160,402 05

$174,434 93

D ue to hanks and h a n k e rs......................................
C ertified checks ................................... ........................
C ash ier's checks o u ts ta n d in g .................................

N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

1,400 00

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$142,460 96

$156,408 20

158

STATE BANKING DEPARTMENT.
No. 245.
NEW HAVEN SAVINGS BANK, NEW HAVEN.
O rganized Septem ber 25, 1901.

Wm . F . E dm unds , P r e s i d e n t ; T homas K. McI n n is , V ic e P r e s i d e n t ; W illiam K urzhals , S r .,
S e c o n d V ic e P r e s i d e n t ; B. It. Moore, C a s h ie r .
D irectors.— Wm. F . E dm unds, A. A. B en n e tt, W m. K urzhals, Sr., I. N . Cook, O. C. L ungerh au sen , Luke B ro u g h to n , T. K. M cln n is, B. R. M oore, W m. F. Sw itzer.
R esources.

R eport o f
F eb. 5.
........................

R eport of
Ju ly 15.

R eport of
Sept. 30.

R eport of
Dec. 10.
$15,086 04
13,585 01

Prem ium s

pniri on b o n d s . . , t ....................................

Overdraft's

......................................................................

R anking h o u s e

160 62

................................................

.2,000 00

F u rn itu re and fix tu r e s .............................................
O ther real e s t a t e ..........................................................
D ue from oth er banks and bankers (n o t
reserv e c i t i e s ! ......................................................................

1,414 85

...............
12,359 63

E x p en ses, in te r e st and sa la ries p a id ..................

956 58

D ue from banks in reserv e c it ie s .......................

12,430 41

E x ch a n g e fo r cle a rin g h o u se .................................
U. S. and N a tio n a l bank c u r re n c y .......................

2,335 00

Gold c o in ...........................................................................

510 00

S ilv er

...................................................................

207 95

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

1,891 93

coin

T o ta ls

29 74

......................................................................

$62,967 76

L ia b ilitie s.
C ap ital sto ck paid i n ......................................

$12,580 00

S u rp lu s fu n d .................................................................
U nd ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............

17,671 90

C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................

24,323 62

S a v in g s certifica tes o f d e p o s it..............................

7,884 29

E xch an ge, d isco u n t and in t e r e s t .........................

507 95

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

'

$62,967 76

STATE

BANKS

159

OF MICHIGAN,

No. 240.
NILES CITY BANK, NILES.
O rganized J u ly 13, 1901.

J ames R eynolds, P r e s i d e n t ; Charles F. P ears, V i c e P r e s i d e n t ; D. S. S coffern , C a s h i e r .
D irectors.— Jam es R eynolds, C harles F. P ea rs, C harles B ish op, Geo. L. F au rote,
Sam uel W. R edden, D. S. Scoffern.
R eport o f
D ee. 10.

...................................

$28,250 91

$31,241 06

6,610 10

15,491 10

F u rn itu r e and fiy tu i’es
D ue

R eport o f
Sept. 30.

m o r tg a ^ s a^d poon ritips.........................

L oans and d isc o u n ts
B onds

R eport of
Ju ly 15.

R eport of
F eb. 5.

R esources.

from

oth er

banks

.........................
and

bankers

(n ot

39 50

190 55

6,000 00

6,000 00

1,500 00

1,500 00

735 59

3,108 14

1,437 08

2,247 84

D ue from banks in rosoryo pities

16,932 97

21,123 41

TJ S and îsa tio n a l bank currency

8,638 00

10,213 00

2,680 00

2,020 00

..................................................

1,460 70

933 95

.................... ..
in ter n a l revenue

52 34

7 99

838 74

189 87

$75,175 93

$94,266 91

$35,000 00

$35,000 00

1,048 06

1,559 46

22,076 38

34,686 15

17,051 49

23,021 30

$75,175 93

$94,266 91

C urrent exp^n^^s

.......................

S ilv er
N ick els and merits
C hecks, cash ite m s

and

L ia b ilitie s.

U n d iv id ed profits, less cu rren t
in ter e st and ta x e s paid

expenses,

C om m ercial d e p o sits su b ject to c lie ck .............

X

B

L_ s

r*r f

v

S 'R 'A'R V
\

%
^

f ______^
T o ta ls

.....................................................» . . «V/ï»1?


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

160

STATE BANKING DEPARTMENT.
No. 36.
THE PIONEER BANK, NORTH BRANCH.
O rganized J u ly 30, 1885.

R e-organized O ctober 1, 1889.

C. W. B allard, P r e s i d e n t ; A lbert S. S holes , V i c e P r e s i d e n t ; W. Mahon , C a s h i e r ;
K. M. B arbour, A s s i s t a n t C a s h i e r .
D irectors.— Geo. Peck, A lbert H . L eete, C. W. B allard , A. S. Sh oles, W illiam M ahon,
Ja m es E. L eete, J. H . V andecar.
R esources. »
O oans and d is c o u n ts ..................................................
Konds

m o rtg a g es and s e c u r itie s .........................

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

$86,314 38

$89,282 11

$95,158 55

$84,587 18

63,916 97

78,473 74

82,592 44

99,632 36

P rem iu m s paid on b o n d s........................................
49 69

630 98

329 35

2,314 31

............................................................

2,500 00

2,500 00

2,500 00

2,500 00

F u rn itu re and fix tu r e s .............................................

500 00

500 00

500 00

500 00

O th er real e s t a t e .........................................................
Due from oth er banks and bankers (n o t
reserve c it ie s ) ...........................................................

695 42

5,401 91

1,288 85

9,474 47

32,527 41

20,501 41

14,227 70

20,455 74

TT. S. and N ation al bank e u rren ev .......................

2,352 00

4,183 00

8,258 00

5,045 00

Gold

1,790 00

1,085 00

1,290 00

1,430 00

720 00

600 85

426 50

611 25

61 97

150 62

128 79

95 04

637 15

618 20

680 00

426 99

$192,064 99

$203,927 82

$207,380 18

$227,072 34

C ap ital stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .................................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

5,250 00

5,500 00

5,500 00

5,500 00

774 41

1,486 35

1,030 29

3,3.35 42

21,784 15

20,987 25

O v erd ra fts

......................... ............................................

B a n k in g h ou se

U n ited

S ta te s b o n d s..................................................

One from banks in reserve c it ie s .......................
Fxcbano-p fo r clearino* b o u s e .................................

c o in ...........................................................................

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash item s and in tern a l revenue
a ccou n t ........................................................................
T o ta ls

......................................................................
L ia b ilities.

...............

O iyid en d s unpaid
C om m ercial d ep o sits su b ject to c h e ck .............

21,49G 45

22,380 10

C om m ercial certifica tes o f d ep o sit .
D ue to hanks and h a n k e rs......................................
C ertified checks .......................
C ash ier's check s o u tsta n d in g .
S a v in g s d e p o sits ..........................................................

89,890 43

95,283 50

92,989 67

93,391 30

S a v in g s certifica tes o f d e p o s it..............................

23,942 99

30,670 72

36,282 48

39,965 52

81 29

12,500 00

$207,380 18

$227,072 34

N o te s and b ills r e-d isco u n te d ..............................
B ills pavah le
T o ta ls

.................................................................

423 01

......................................................................

$192.064 99


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

1 $203.927 82

STATE

BANKS

OF

MICHIGAN.

161

No. 145.
NORTHVILLE STATE SAVINGS BANK, NORTHVILLE.
O rganized D ecem ber 10, 1892.

L. W. S im m ons , P r e s i d e n t ; E. A. Chapman , F rank A. Milker, V i c e P r e s i d e n t s ;
L. A. B abbitt , C a s h i e r ; D. B. N orthrop, A s s i s t a n t C a s h i e r .
D irectors.— E rw in A. C hapm an. L aw rence W. Sim m ons, J. M orrell Sim m ons, F ran k A. M iller,
C has. H . Coldren, P e te r Van V oorhies, Geo. D. Spencer.
1 Report o f
F eb. 5.

R esources.

R eport o f
July 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$79,496 85

$85,207 09

$91,080 63

$89,184 98

B onds, m o rtg a g es and s e c u r itie s .........................

41,985 28

45,640 23

47,903 78

55,720 61

| ........................

Prpm ium s paid on bonds t
208 90

223 42

............................................................

3.000 00

3.000 00

3.000 00

2,750 00

F u rn itu r e and fix tu r e s .............................................

1.000 00

1.000 00

1.000 00

1,000 00

36,402 52

32,790 02

37,281 12

36,363 23

O v erd ra fts

......................................................................

B a n k in g h ou se

O ther real e s t a t e .................................
D ue from o th er banks and bankers
reserv e c it ie s ’)..............................
U n ited

116 84

(n o t

S ta te s b o n d s .............

D ue from banks in reserve c it ie s ......................
E xch a n g e fo r c le a rin g h o u s e ................................
U. S. and N a tio n a l bank c u r re n c y .......................

4,992 00

1,787 00

4,540 00

2,578 00

Gold c o in ...........................................................................

2,050 00

3,890 00

4,310 00

5,000 00

235 00

295 00

580 00

340 00

99 93

72 16

207 77

135 21

118 40

328 77

21 25

48 00

$170,188 88

$174,233 69

$189,924 55

$193,236 87

C ap ital stock p aid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s fu nd .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

3,200 00

3,500 00

3,500 00

4,000 00

2,455 08

2,289 92

3,219 61

1,918 60

.......................................................

40 00

124 00

C om m ercial d ep o sits su b ject to c h e ck .............

16,398 40

21,629 80

28,649 05

26,879 39

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in ter n a l revenue
a c co u n t ........................................................................
T o ta ls

....................................................................
L ia b ilitie s.

D iv id en d s un paid

960 00

C om m ercial cer tific a te s o f d e p o s it......................
D ue to banks and b a n k e rs......................................

50 62

C ertified checks ............................................................
C ash ier’s check s o u ts ta n d in g ................................
S a v in g s d e p o sits ..........................................................

70,926 74

77,173 31

77,200 45

76,978 49

S a v in g s cer tific a te s o f d e p o s it..............................

52,168 66

44,466 04

52,355 44

57,500 39

$170,188 88

«174 9 3 3 GQ

N o te s and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

................................................................

....................................................................

21


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$193,236 87

STATE BANKING DEPARTMENT.

162

No. 230.
THE STATE BANK OE NORWAY, NORWAY.
O rganized M ay 11, 1901.
F. A. J a n s o n , P r e s i d e n t ; L. F . S p r in g e r , V i c e P r e s i d e n t ; D. A. S t e w a r t , C a s h i e r .

D irectors.— F. A. J a n so n , L. F. Springer, W m. B ond, G. A. H ellberg, G. A. B lesch ,
D. A. S tew a rt, E. P. L ockart.
R eport of
Feb. 5.

R esources.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

$29,908 99

$73,809 24

$76,368 12

3,120 00

10,820 00

10,820 00

520 00

520 00

647 76

767 01

782 01

2,483 76

6,887 95

2,465 31

738 89

1,288 23

4,388 97

8,739 80

15,869 46

U. S. and N a tio n a l bank c u r r e n c y ..

2,398 00

3,896 00

4,818 00

Gold c o in .......................................................

460 00

675 00

1,785 00

................................................

1,246 30

890 30

1,209 20

N ick els and c e n t s ......................................
Checks, cash ite m s and in tern a l
a cco u n t ....................................................

151 74

150 41

184 71

89 59

170 19

451 84

$45,634 00

$108,614 13

$115,273 65

C ap ital sto ck paid i n ................................................

$15,040 00

$21,790 00

$24,200 00

S u rp lus fu n d .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

431 16

1,269 96

481 41

L oans and d is c o u n ts ..................................................
B onds, m o rtg a g es and s e c u r itie s ...............
P rem iu m s paid on b o n d s........................................
O v erd ra fts
B a n k in g

......................................................................

hou se

............................................................

F u rn itu re and fix tu r e s ............................* ..............
O ther real e s t a t e ..........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
E x p en se
U n ited

...........................................................................
S ta te s b o n d s..................................................

D ue from banks in reserv e c it ie s .......................
E x ch a n g e fo r clea rin g h o u s e .............

S ilv er

coin

revenue

T o ta ls
L ia b ilitie s.

D iv id en d s un paid

.......................................................

C om m ercial d e p o sits su b ject to c h e ck .............

18,876 53

66,615 03

67,382 59

C om m ercial certifica tes o f d e p o s it.......................

1,050 00

2,140 00

2,950 00

D ue to banks and b a n k e r s......................................

802 85

9,433 46

16,799 14

20,259 65

$45,634 00

$108,614 13

$115,273 65

C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

163

OP MICHIGAN.

No. 214.
THE STATE BANK OF ONTONAGON, ONTONAGON.
\

O rganized M ay 1, 1899.
J a m e s M e r c e r , P r e s i d e n t ; a . H a l t e r , V i c e P r e s i d e n t ; C. M e il l e u r , C a s h i e r .
D ir e c t o r s .— J a m es M ercer, C. M eilleur, A. H a lter, L. .7. Longpre, Joh n G. Stone.

R esources.

1 R eport o f
F eb . 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

R eport of
D ec. 10.

L o a n s and d is c o u n ts ..................................................

$52,552 09

$52,872 21

$69,271 51

$73,728 75

B onds, m o rtg a g es and s e c u r itie s .........................

5,917 00

5,065 45

7,125 41

8,007 24

1,184 41

859 29

500 00

500 00

500 00

500 00

F u rn itu re and fix tu r e s .............................................

1,233 78

1,246 45

1,232 30

1,482 30

O ther real e s t a t e ....................................................
D ue from o th er banks and bankers (n ot
reserv e c it ie s ) ...........................................................

1,385 21

883 52

613 12

1,633 47

21,256 57

29,856 14

44,129 65

11,719 92

P rem iu m s paid on b o n d s . . . .
O v erd ra fts

..................................................

B a n k in g h ou se

U n ited

.........................................................

207 49

S ta te s b o n d s...............................................

D ue from banks in reserve c it ie s ......................
E xch a n g e fo r clea rin g h o u s e .................................

5,195 00

3,200 00

5.000 00

7,100 00

Gold c o in ............................................................

735 00

1,700 00

1.000 00

2,000 00

S ilv e r

470 00

300 00

500 00

550 00

3 95

15 04

31 68

19 28

$90,433 01

$96,498 10

$129,403 67

$106,948 45

$15,000 00

$15,000 00

$15,000 00

$15,000 00

750 00

1,500 00

1,500 00

1,500 00

1,638 67

1,266 15

2,053 15

2,477 83

39,496 38

44,402 45

62,721 35

30,511 80

1,558 44

2,125 27

U. S. and N a tio n a l bank c u r re n c y ......................

coin

..................................................

N ic k e ls and c e n t s .....................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t .......................................................
T o ta ls

............................................................
L ia b ilitie s.

C ap ital sto ck paid i n ......................................
Su rp lus fu nd .....................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ...................................
D iv id en d s un p a id

..................................................

C om m ercial d ep o sits su b ject to c h e ck .............
C om m ercial certifica tes o f d e p o s it.......................
D u e to banks and b a n k e rs......................................

185 32

C ertified checks ................................................
C ash ier’s checks o u tsta n d in g .................................
S a v in g s d e p o sits .................... * ................................

763 20

1,060 32

1,180 33

1,168 10

32,599 44

33,269 18

44,463 14

40,921 44

927 26

13,244 01

$129,403 67

$106,948 45

S a v in g s certifica tes o f d e p o s it..............................
N o te s and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

*

.......................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$90,433 01

$96,498 10

164

STATE

BANKING

DEPARTMENT.

No. 190.
ORION STATE BANK, ORION.
O rganized J u ly 28, 1896.

I ra Carpenter , P r e s i d e n t ; A. G. H addrill, V ic e P r e s i d e n t ; W. W ill Lyons , C a s h ie r .
D irectors.— Ira C arpenter, A. G. H add rill, Sam uel F lu m e r fe lt, Geo. Sw ayze,
P o w ell C arpenter, A. Y. L aird, W. W ill L yons.
R eport o f
Feb. 5.

R esources.

Report o f
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

Ijoan« and (liso n iin ts................................ . .............

$46,806 61

$49,098 77

$53,552 46

$56,867 14

mOT*t°,Q(yps and s e c u r itie s .........................

40,493 60

43,597 60

43,168 00

45,478 00

18 08

86 54

46 55

5 17

F u rn itu re and fix tu r e s ...........................................

1,242 42

1,287 42

1,287 42

1,287 42

D ue from oth er banks and bankers (n o t
reserv e c i t i e s ) .........................................................

4,184 98

20,962 22

26,532 06

33,019 65

Duo from batiks in reserve c i t i e s .......................

8,994 72

15,405 04

16,853 52

13,995 66

XJ ^ and N ation n l hank c u r r e n c y .......................

3,359 00

4,055 00

1,474 00

3,191 00

635 00

1,390 00

1,585 00

1,275 00

t .................................................................

275 80

563 65

319 41

361 77

N ick els and r e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenue
a ccou nt ,, 1 1 1 ............................................................

35 77

76 43

151 50

118 30

301 88

15 19

84 80

109 50

$106,347 86

$136,537 86

$145,054 72

$155,708 61

C ap ital stork paid i n ................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

Su rp lus fu n d ............................................................
U nd ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

2,100 00

3,000 00

3,000 00

3,000 00

485 88

821 62

1,006 20

1,213 28

10,953 23

13,734 57

18,065 46

17,212 53

S a y in g s d e p o sits ..........................................................

8,887 41

15,927' 74

16,749 85

18,152 89

S a v in g s cer tific a te s of d e p o s it..............................

68,871 34

88,053 93

91,233 21

101,129 91

$106,347 86

$136,537 86

$145,054 72

$155,708 61

Bonds

n y erd r a fts

(told

, ......................... ........................ ..............

c o in ...........................................................................

S ilv er

coin

T o ta ls

......................................................................
L ia b ilitie s.

50 00

n iv iflo n ilc rninn id
Pnrm nercial d ep o sits subject, to c h e c k .............
C om m ercial certifica tes o f d ep o sit

........

B u e to banks and b a n k e rs....................
Certified check's ............................................................
C a sh ier’s cheek s o u tsta n d in g '...............................

N o te s and b ills r e-d isco u n te d .............................
B ills payab le .................................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

165

MICHIGAN.

No. 199.
STATE SAVINGS BANK OF OVID, OVID.
O rganized October IS, 1897.

H enry A. P otter, P r e s i d e n t ; W m . R. S haw , V i c e P r e s i d e n t ; J ohn H . R obson , C a s h i e r .
D irectors.— H enry A. P o tte r, O. P>. Cam pbell, W. R. Sh aw , Joh n H. Robson, M. L. T a ft.

R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts .................................................

$56,456 14

$71,992 13

$77,847 16

$65,323 76

B onds, m o rtg a g es and s e c u r itie s .........................

14,995 00

' 11,695 00

14,785 00

22,460 00

1,007 53

2,077 30

5,372 16

268 61

hou se

............................................................

3,600 00

3,600 00

3,600 00

3,600 00

F u rn itu re and

fix tu r e s .............................................

1,000 00

1,000 00

1.000 00

1,000 00

O ther real e s t a t e ................................
D ue from o th er banks and bankers (n ot
reserv e c it ie s ) ...........................................................
L o sses, cu rren t expenses, in te r e st and ta x es
p aid ..............................

923 97

1,454 62

300 01

405 26

35,025 43

42,332 78

19,398 17

44,064 23

U. S. and N a tio n a l bank c u r r e n c y .......................

7,328 00

5,589 00

8,348 00

7,722 00

Gold

1,275 00

1,940 00

1,975 00

2,040 00

1,020 85

1,396 75

712 86

1,818 60

94 56

73 66

92 89

122 29

87 28

272 67

270 18

270 18

$123,080 75

$143,423 91

$133,701 43

$149,094 93

$25,000 00

$25,000 00

$25,000 00

$25,000 00

1,000 00

1,000 00

1,000 00

1,000 00

190 98

65 80

1,203 50

O v erd ra fts
B a n k in g

U n ited

......................................................................

S ta te s

267 99

bonds

D ue from banks in reserve c it ie s ......................
K xcliangc fo r clea rin g hou se

c o in ........................................................................

S ilv er

coin

..................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
•
T o ta ls

......................................................................
L ia b ilitie s.

C ap ital stock paid i n ...............................................
S u rp lu s fu n d .................................................................
U n d iv id ed profits, less cu rren t expenses,
interest, and ta x e s p a id ........................................
D iv id en d s un paid

.......................................................

C om m ercial d ep o sits subject to c h e c k .............

33,883 02

35,819 60

25,329 21

37,943 04

C om m ercial certifica tes o f d e p o s it.......................

63,197 13

81,413 33

82,306 42

83,948 39

$123,080 75

$143,423 91

$133,701 43

$149,094 93

D ue to banks and b a n k e rs.....................................
C ertified check s ............................................................
C ash ier's check s o u tsta n d in g .................................
S a v in g s d ep o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o te s and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

166

STATE BANKING DEPARTMENT.
No. 185.
CITIZENS’ SAVINGS BANK OF OWOSSO, OWOSSO.
O rganized F ebruary 10, 189G.

I. H. K eeler , P r e s i d e n t ; H erman C. F rieseke , V i c e P r e s i d e n t ; G. L. T aylor, C a s h i e r .

D irectors.— I. H. K eeler, H erm an C. F riesek e, W illis E. H all. Jam es W. Sim m ons,
M artin C. D a w es, A lbert Todd, R udolph Colby, Geo. L. K eeler, M. S. K eeler.

R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$86,612 26

$101,891 13

$90,165 28

$84,727 29

B onds, m o rtg a g es and s e c u r itie s .......... ..............

81,631 72

88,555 29

91,770 79

94,517 64

1,634 23

2,951 20

6,782 47

367 46

............................................................

15,734 71

15,734 71

15,734 71

15,734 71

and fix tu r e s .............................................

2,500 00

2,500 00

2,500 00

2,50(600

OtliPT* rpfll psfnfp. .
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

4,917 75

248 92

5,529 99

7,982 90

D ue from banks in reserv e c it ie s .......................

42,636 45

15,608 12

36,656 37

50,899 81

E x ch a n g e fo r clea rin g h o u s e .................................

153 31

40 92

1,090 38

116 72

U. S. and N a tio n a l bank c u r r e n c y .......................

5,266 00

6,382 30

6,176 30

8,374 00

Gold c o in . , ......................................................................

5,650 00

5,420 00

1,695 00

2,185 00

S ilv er

....................................................................

2,754 50

2,024 00

1,664 50

1,864 50

N ick els and c e n t s ..........................................................
C hecks, cash ite m s , and in ter n a l revenue
a cco u n t ........................................................................

222 80

395 80

213 85

181 41

93 45

1,351 66

273 67

225 00

$243,104 05 * $260,253 31

$269,676 44

O v erd ra fts
B a n k in g

......................................................................

hou se

F u rn itu re

TTnifprl S fa fp s honr^s

coin

T o ta ls

......................................................................

$249,807 18

L ia b ilitie s.
C ap ital sto ck paid i n .............................................
S u rp lu s fund .................................................................
U n d ivid ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

$50,000 00

$50,000 00

$50,000 00

$50,000 00

2,000 00

2,200 00

2,200 00

2,200 00

1,083 32

814 76

1,733 51

2,731 13

64,352 11

39,439 84

60,697 48

61,612 71

.............................................

C om m ercial d ep o sits su b ject to c h e ck .............
C om m ercial certifica tes o f d e p o s it ..

45 42

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................

25 30

C a sh ier's checks o u tsta n d in g .................................
S a v in g s d e p o sits

.........................................................

47,580 32

61,213 52

62,830 30

64,255 22

S a v in g s certifica tes o f d e p o s it..............................

84,746 01

89,435 93

82,766 72

88,877 38

$249,807 18

$243,104 05

$260,253 31

$269,676 44

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

.................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

167

MICHIGAN.

No. 112.
OWOSSO SAVINGS BANK, OWOSSO.
O rganized J a n u a ry 22, 1891.

Ch a s . E. R igley . P r e s i d e n t ; Ch as . W. Gale , V i c e P r e s i d e n t ; A. D. W h ipple , C a s h i e r ;
G. H. S weet , A s s i s t a n t C a s h i e r .
D irectors.— W illia m A. W oodard, C harles E. R igley, C has. W. Gale, Geo. T. M ason,
W. M. K ilp a trick , W ade B. Camburn, E. F. D udley.
R esources.

R oans and d is c o u n ts ..................................................
R onds

moptga gps and s e c u r itie s . .......................

R eport o f
Ju ly 15.

R eport of
Sept. 30.

$188,616 15

$197,247 47

$184,585 43

$185,388 63

95,656 78

120,064 01

124,155 01

124,510 44

...............

I rem iu m s paid on b o n d s........................................
O verd ra fts
R anking

....................................................................

house

............................................................

R eport of
D ec. 10.

R eport o f
Feb. 5.

3,285 40

941 53

789 66

590 71

13,000 00

13,000 00

13,000 00

13,000 00

F u rn itu r e and fix tu r e s .............................................

2,500 00

2,500 00

2,500 00

2,500 00

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
J*p«^0|*y0 p ities)

17,206 17

14,279 42

14,279 42

10,679 42

467 35

598 95

1,148 00

27,279 57

20,766 03

28,720 25

U n ited

S ta te s b ea d s

D ue from banks in reserve c i t i e s ......................

11.736 61

........................

7^xchange for elearin°' house
TT. S and N a tio n a l hank c u r r e n c y ......................

4,644 00

4,124 00

5,114 00

5,232 00

Gold c o in ...........................................................................

7,320 00

10,458 08

9,190 00

7,245 00

S ilv er

4,995 00

4,635 40

2,269 65

2,877 18

441 10

• 291 58

304 43

21 86

777 71

472 25

1,265 69

170 23

$350,178 92

$395,760 66

$378,818 27

$382,083 72

$100,000 00

$100,000 00

$100,000 00

$100,000 00

10,500 00

11,000 00

11,000 00

11,000 00

2,497 56

2,707 03

4,039 55

3,514 50

49,718 03

67,495 58

49,951 29

48,378 62

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
acco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C ap ital stock paid i n ...............................................
S u rp lu s fu nd .................................................................
U ndivided profits, le ss current expenses,
in te r e st and ta x e s p a id ........................................
D ivid en d s unpaid
C om m ercial d ep o sits su b ject to c h e c k .............
C ommercia 1 cer tific a te s o f d ep o sit
One to hanks and h an k ers. .

410 39

464 53

C ertified checks . . . .
C ash ier's checks o u ts ta n d in g ............................
S a v in g s d ep o sits ..........................................................

92,934 12

103,974 38

98,685 40

105,559 36

S a v in g s cer tific a te s o f d e p o s it..............................

94,064 68

110,583 67

114,731 64

113,631 24

$350,178 92

$395,760 66

$378,818 27

$382,083 72

N o tes and h ills r e-d isco u n te d ..............................
R ills pavah le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

168

STATE BANKING

DEPARTMENT.

No. 34.
OXFORD SAVINGS BANK, OXFORD.
O rganized Jun e 12, 1884.

W illiam J. T unstead , P r e s i d e n t ; 0. L. Randall, V i c e P r e s i d e n t ; Clarence E. S tanton ,
C ash ier.

D irectors.-— A lle n I-Iosmer, N. H . C raw ford. W illia m J. T u n stead , C. L. R andall,
C laren ce E. S ta n ton .
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ........................................ . • • •

$106,738 98

$114,254 91

$142,246 ’74

$181,598 78

B onds, m o rtg a g es and s e c u r itie s .........................
___ _____
, ... ,__ j _

53,736 98

66,945 74

66,370 32

73,785 32

14 85

75 73

169 44

22 09

3,000 00

3,000 00

3,000 00

3,000 00

500 00

500 00

500 00

500 00

35 80

11.105 43

928 33

D ue from banks in reserve c it ie s .......................

21,116 12

42,640 74

20,946 74

17,027 69

U. S. and N a tio n a l bank c u r re n c y .......................

3,835 00

13,250 00

12,233 00

10,428 00

Gold c o in ...........................................................................

2,805 00

2,175 00

2,355 00

2,840 00

902 95

743 65

522 45

663 40

211 94

147 07

147 17

72 07

746 05

327 41

1,826 36

732 12

$193,643 67

$255,165 68

$251,245 55

$290,669 47

C apital sto ck paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s fu nd .................................................................
U n d iv id ed profits, less cu rren t expenses.
in te r e st and ta x e s p a id ........................................

25,000 00

25,000 00

25,000 00

25,000 00

3,432 74

5,561 48

6,018 65

9,374 59

.......................................................

148 00

410 00

50 00

50 00

C om m ercial d e p o sits su b ject to c h e c k .............

33,903 63

52,931 50

47,904 18

54,384 78

C om m ercial certifica tes o f d e p o s it.......................

29,028 54

48,584 95

36,038 56

34,892 03

D ue to banks and b a n k e rs......................................

1,375 73

4,122 68

786 96

1,166 89

S a v in g s d e p o sits ..........................................................

31,157 79

74,479 83

80,688 59

89,976 59

S a v in g s cer tific a te s o f d e p o s it..............................

44,597 24

19,075 24

29,158 61

40,824 59

O v erd ra fts
B a n k in g
F u rn itu r e
D ue

......................................................................

hou se

and fix tu r e s ...........................................

from

S ilv er

............................................................

coin

o th er

banks

and

bankers

(n o t

...................................................................

N ick els and c e n t s .........................................................
Checks, ca sh ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................

N o tes and b ills re-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

10,000 00
$193,643 67

$255,165 68

$251,245 55

$290,669 47

STATE

BANKS

OF

169

MICHIGAN.

No. 59.
PAW PAW SAVINGS BANK, PAW PAW.
O rganized M ay 10, 1886.

W m . J. S ellick , P r e s i d e n t ; J. J. W oodman, V i c e P r e s i d e n t ; J ohn W. F ree , C a s h i e r ;
J. B. S iiowerman , A s s i s t a n t C a s h i e r .
D irectors. — W illiam J. Sellick. W. II. Sellick, J. J. W oodm an, C. L. L yle, L. H. J?itus,
J.

W7. Free, D . M orrison, F. W7. S ellick.

R esources.
*

R eport o f
Feb. 5.

R eport o f ; R eport of
Ju ly 15. | Sept. 30.

R eport of
D ec. 10.

$103,572 72

$98,693 19

$83,983 20

38,755 12

42,020 19

41,990 73

42,275 37

8G8 27

1,370 16

160 92

137 46

3,005 37

3,005 37

3,005 37

3,005 37

O ther real e s t a t e .........................................................
D ue from oth er banks and ban kers (n ot

3,027 59

1,494 96

1,494 96

2,585 19

17,466 44

329 90

25 00

C urrent expenses, in te r e st and ta x e s p a id . .

869 02

18,978 59

25,675 67

37,401 52

Bonus and d is c o u n ts ..................................................
B onds

mortgagPR and s e c u r itie s .........................

$83,091 86

P rem iu m s p&id on b o n d s........................................
O verd ra fts
B an k in g

......................................................................

liou se

............................................................

TCnrnitnre and

fix tu r e s .............................................

One from hanks in reserve c it ie s ......................

........................
21,519 40

U. S. and N a tio n a l bank c u r r e n c y ......................

4,626 00

5,655 00

7,640 00

4,790 00

Gold c o in ...........................................................................

2,000 00

2,140 00

2,100 00

3,135 00

S ilv er

1,216 55

573 90

744 35

950 90

40 12

44 42

35 20

12 13

420 39

208 45

920 04

892 16

$159,439 69

$196,530 20

$182,790 33

$179,193 30

C apital stock paid i n ................................................

$40,000 00

$40,000 00

$40,000 00

$40,000 00

Su rp lus fu nd .................................................................
U ndivided profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

800 00

1,000 00

1,000 00

1,000 00

671 58

49 98

706 92

1,547 58

C om m ercial d ep o sits su b ject to c h e ck .............

46,992 98

70,297 97 *

58,839 13

48,240 48

C om m ercial certifica tes o f d e p o s it.......................

70,975 13

85,182 25

82,244 28

88,405 24

$159,439 69

$196,530 20

$182,790 33

$179,193 30

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash item s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C ertified checks
P a sh ie r 's check s o u tsta n d in g
S a y in g s d e p o sits

--

S a v in g s certifica tes o f dpposit r
N otps and b ills re-discounted
R ills pavab le .................................................................
T o ta ls

......................................................................

22


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

170

STATE

BANKING

DEPARTMENT.

No. 247.
STATE SAVINGS BANK OF PECK, PECK.
O rganized October 7, 1901.

J ames F oster, P r e s i d e n t ; Le w is E. Cochran, V ic e P r e s i d e n t ; E. M. S mafield , C a s h ie r ;
I ra B ricker , A s s i s t a n t C a s h ie r .
D irectors.— Jam es F oster, L. IS. Cochran, H a rry W aterm an, H arry E. P alm er, Jam es M cColl,
H a rv ey T appan, Wm. H. L earm ont.
R esources.

R eport o f
Feb. 5.

R eport o f
J uly 15.

L oans and d is c o u n t s .............

R eport o f
• Sept. 30.

R eport o f
D ec. 10.
$31,221 67

Bonds, m o rtg a g es and s e e n r itie s ...............
P rem iu m s paid on h n n d s.........................
O v erd ra fts
B a n k in g

......................................................................

hou se

F u rn itu re

..........................................................

and fix tu r e s ...........................................

O ther real e s t a t e ....................................................
D ue from o th er banks and bankers (n o t
reserve c it ie s ) ...............
U n ited

S ta te s

b o n d s...........................................

D ue from banks in reserv e c it ie s .............

13,710 66

E x ch a n g e fo r clea rin g h o u s e .................................
U. S. and N a tio n a l bank c u r r e n c y .......................

2,212 00

Gold c o in ...............................................................
S ilv er

coin

330 00

....................................................................

72 00

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ...................................................................

2 17

T o ta ls

............................................................

»
$17,548 50

L ia b ilitie s.
C apital sto ck paid i n ................................................

$20,000 00

S u rp lu s fu n d ............................................................
U nd ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ............................

1,210 61

D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e c k .............

18,457 57

C om m ercial certifica tes o f d e p o s it.......................
D ue to banks a nd b a n k e rs......................................
C ertified check s ............................................................
C a sh ier’s check s o u ts ta n d in g .................................
S a v in g s d e p o sits

.........................................................

4,883 82

S a v in g s cer tific a te s o f d e p o s it..............................

2,996 50

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$47,548 50

STATE

BANKS

171

OF MICHIGAN

No. 132.
STATE BANK OF PERRY, PERRY.
O rganized F ebruary 20, 1892.

R. s . Olcott, P r e s i d e n t ; C. H . Ca l k in s , V i c e P r e s i d e n t ; C. M. S palding , C a s h i e r ;
L. A. S palding , A s s i s t a n t C a s h i e r .
D irectors.-— G. R. B ra n d t, R. S. O lcott, C. H. C alkins, M. A. M arshall, C. M. Sp alding.
R eport o f
Feb. 5.

R esources.

R eport o f
Ju ly 15.

Report of
Sept. 30.

R eport o f
D ec. 10.

D oans and d is c o u n ts ..................................................

$38,719 85

$43,195 89

$48,260 73

$40,481 01

R onds, m o rtg a g es and s e c u r itie s .........................

7,560 00

8,400 00

8,650 00

9,119 00

B a n k in g h ou se

........................................ . .................

2,200 00

2,200 00

2,200 00

2,200 00

and fix tu r e s .............................................

1,200 00

1,200 00

1,200 00

1,200 00

471 58

F u rn itu r e

O ther reiil e sta te
D ue from oth er banks
j»pspi*y 0 p ities)
U n ited

S ta te s

and

bankers

(n o t

1,000 00

bonds
2,463 88

16,541 01

2,757 00

807 00

1,123 00

3,285 00

3,485 00

4,055 00

271 45

236 90

300 45

289 65

61 74

29 81

14 14

8 54

90 00

40 00

45 03

5 00

$77,018 31

$69,230 75

$68,426 23

$75,022 21

C ap ita l sto ck paid i n ................................................

$16,000 00

$16,000 00

$16,000 00

$16,000 00

S u rp lu s fu n d .................................................................
U n d iv id ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

4,500 00

4,700 00

4,700 00

4,700 00

510 08

428 78

655 82

1,273 94

C om m ercial d e p o sits su b ject to c h e c k .............

16,315 25

11,250 67

13,290 74

17,887 76

C om m ercial cer tific a te s o f d e p o s it.......................

39,692 98

36,851 30

33,779 67

35,160 51

$77,018 31

$69,230 75

$68,426 23

$75,022 21

25,259 27

7,414 57

TT. S. and N a tio n a l hank c u r r e n c y ......................

2,156 00

Gold c o in ...........................................................................

4,500 00

D ue from banks in reserve c it ie s ......................
e x c h a n g e fo r clea rin g h o u se . .

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid

One to hanks and h a n k e rs......................................
C ertified check s ............................................................
C a sh ier’s ch eek s o u ts ta n d in g .................................
Saviuo-c- d e p o sits

-

...................................

S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and h ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

172

STATE BANKING DEPARTMENT.
No. 119.
THE FIRST STATE BANK OF PETOSKEY, PETOSKEY.
O rganized J u ly 21, 1891.

I ra Chichester , P r e s i d e n t ; Geo. S. R ice , V i c e P r e s i d e n t ; L eon Ch ichester , C a s h i e r .
D irectors.— Ira C hichester, E. E. C hichester, L eon C hichester, Geo. S. R ice,
M ary A. R obinson.

R esources.

R eport of
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

L o a n s and d is c o u n ts ..................................................

$192,041 02

$183,902 52

$179,291 05

$164,542 13

B onds, m o rtg a g es and s e c u r itie s .........................

25,003 77

23,035 92

24,400 97

24,545 42

2,831 06

1,508 71

321 96

1,306 41

F u rn itu r e and fix tu r e s .............................................

2,686 77

2,686 77

2,686 77

3,061 77

O ther real e s t a t e .........................................................
D u e from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

640 00

1,558 69

1,558 09

1,558 69

201 83

17 08

18,753 17

19,123 18

R eport of
D ec. 10.

P rem iu m s pair? mi b o n d s. . .
O v erd ra fts
B a n k in g

TTnitod

......................................................................

hoiisp

............................................................

S fa fo s b o n d s ..........................................

D ue from banks in reserv e c it ie s .......................

41,078 20

E x ch a n g e fo r clea rin g h o u se .................................

38,944 45

...............

U . S. and N a tio n a l bank c u r r e n c y .......................

1,536 00

9,130 00

6,742 00

4,167 00

Gold c o in ...........................................................................

5,480 00

7,000 00

6,995 00

6,555 00

S ilv er

....................................................................

1,375 80

1,402 75

4,204 00

4,206 91

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

479 77

533 44

770 69

816 84

1,618 14

6,189 16

1,504 60

1,955 38

$252,707 33

$256,154 22

$269,673 93

$251,660 00

C ap ital sto ck paid i n ...............................................

$40,000 00

$40,000 00

$40,000 00

$40,000 00

S u rp lu s fu n d .................................................................
U n d iv id ed profits, le ss cu rren t ex p en ses
in te r e st and ta x e s p a id ........................................

10.000 00

10,000 00

10,000 00

10,000 00

6,714 44

8,619 01

. 9,380 17

11,713 60

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

706 50

C om m ercial d ep o sits su b ject to c h e ck .............

86,034 35

97,577 32

113,581 06

84,707 04

C om m ercial cer tific a te s o f d e p o s it.......................

74,912 63

81,350 43

93,341 92

102,558 35

D ue to banks and b a n k e rs......................................

4,641 01

1,750 36

3,109 95

2,681 01

C ertified check s ............................................................

200 83

C ash ier's checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

24,804 90

16,150 00

5,000 00
$252,707 33

$256,154 22

$269,673 93

$251,660 00

STATE

BANKS

OF

173

MICHIGAN.

No. 99.
PLYMOUTH SAVINGS BANK, PLYMOUTH.
O rganized M ay 29, 1890.
E. C. Leach , P r e s i d e n t ; L. C. H ough, V i c e P r e s i d e n t ; E. K. B ennett , C a s h i e r ;

C. A. F ish e r , A s s i s t a n t C a s h i e r .

D irectors.— E. C. L each, L. II. B en n ett, I. N. S ta rk w ea th er. J. B. T illo tso n , George S. V an
Sickle, L. C. H ough, T. V. Q uaekenbush, E. K. B en n ett, W . O. A llen.
R eport of
D ec. 10.

R esources.

R eport of
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

U oans and d is c o u n ts ............... ..................................

$158,386 60

$156,592 84

$169,515 38

$193,067 67

77,123 35

81,373 35

81,393 27

86,491 18

B onds

m oi'igagps am i s e c u r itie s .........................

86 71

114 34

419 01

893 82

hou se

............................................................

4,500 CO

4,500 00

4,500 00

4,500 00

Ulirni tu re and

fix tu r e s ............... .............................

3,022 98

3,022 98

3,022 98

3,022 98

O th er real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
■ppg01*Y0
c it ie s )
..............................................................

4,000 00

4,150 00

4,000 00

4,000 00

360 00

453 30

32,895 85

45,187 67

O verd ra fts
R anking

U n ited

........................................ .............................

S ta te s hnnds

...........................

O ne from hanks in reserve c i t i e s ......................

33,800 35

25,936 39

Flxehang'e for clea rin g h o u s e ................................

212 69

65 95

TT. S and N a tio n a l bank c u r re n c y .......................

4,307 00

7,136 00

3,263 00

5,406 00

Cold

4,425 00

5,587 50

5,961 00

6,611 00

....................................................................

1,970 85

1,409 90

1,782 25

1,636 85

N ick els and c e n t s .........................................................
C hecks, cash item s and in tern a l revenue
acco u n t ........................................................................

10 44

91 62

20 61

24 75

, 1,773 63

1,804 90

1,305 47

608 73

$294,219 60

$291,785 77

$308,438 82

$352,921 63

C apital stock paid i n ...............................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .................................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

5,860 11

6,050 62

7,185 73

8,203 59

c o in ...........................................................................

S ilv er

coin

T o ta ls

......................................................................

1,017 68

*

L ia b ilitie s.

..................................................

120 00

Pom m ercial d e p o sits su b ject to c h e ck .............

44,062 15

38,660 63

44,066 90

53,927 61

C om m ercial cer tific a te s o f d e p o s it.......................

39,777 46

34,536 64

36,941 09

42,951 45

144,399 88

152,537 88

160,245 10

187,838 98

$294,219 60

$291,785 77

$308,438 82

$352,921 63

D iv id en d s unpaid

One to hanks an d h a n k e rs......................... ............
C ertified checks ............................................................
C ash ier’s checks o u ts ta n d in g .................................
S a v in g s d ep o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N otes and h ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

....................................................... ..............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

174

STATE

BANKING DEPARTMENT.
No. 146.

FIRST COMMERCIAL BANK, PONTIAC.
O rganized D ecem ber 24, 1892.
A. P arker, P r e s i d e n t ; G. J acobs, V i c e P r e s i d e n t ; F. G. J acobs, C a s h i e r ; C. E. Waldo,
A s s i s t a n t C ash ier.

D irectors.-—G. Jacobs, A bram P arker, C. G. Freem an, C. M. C rofoot, A. C. B ald w in ,
John II. P a tte rso n , Wm. II. D aw son .
R esources.

R eport of
F eb. 5.

R eport of
J u ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..................................................

$656,032 73

$679,818 39

$658,277 61 !

$769,804 42

89,486 21

86,797 12

101,017 12

128,423 43

Ronds, m o rtg a g es and s e c u r itie s .................... .

R eport o f
D ec. 10.

4,342 47

1,471 84

4,516 33

5,653 42

............................................................

7,000 00

7,000 00

7,000 00

7,000 00

F u rn itu re and fix tu r e s .............................................

2,600 00

2,600 00

2,600 00

2,600 00

O ther real e s t a t e ..........................................................
D ue from oth er banks and bankers (n ot
reserv e c it ie s ) ...........................................................

5,942 50

4,712 50

4,712 50

4,712 50

3,576 19

3,690 00

834 02

13,951 70

61,080 62

144,504 71

235,720 23

152,163 30

O v erd ra fts
B a n k in g

U nited

......................................................................

hou se

S ta te s b o n d s.................... ..............

D ue from banks in reserve c it ie s .......................
E x ch a n g e fo r clearing* h o u se . .
U. S. and N a tio n a l bank c u r re n c y .......................

12,294 00

9,835 00

20,844 00

12,489 00

Gold c o in ...........................................................................

11,292 50

11,062 50

11,185 00

12,670 00

1,303 00

708 00

10,431 00

5,265 75

400 67

600 97

700 94

600 00

6,529 53

6,651 74

6,407 40

5,008 04

$862,480 42

$959,452 77 $1,064,246 15

$1,120,341 56

C ap ital stock paid i n ................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s fu nd .................................................................
U n d iv id ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

10,800 00

11,600 00

11,600 00

11,600 00

14,804 05

9,935 84

14,069 56

14,221 57

96 00

424 00

C om m ercial d e p o sits subject to c h e c k .............

209,881 82

.201,826 65

260,272 75

280,224 86

C om m ercial certifica tes o f d e p o s it.......................

169,128 35

43,558 47

24,824 79

17,414 15

S ilv er

coin

...................................................................

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in tern a l revenu e
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid

.............................................

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................

199,039 80

228,242 50

230,101 63

247,258 27

S a v in g s certifica tes o f d e p o s it..............................

141,393 47

363,865 31

423,377 42

449,622 71

N o te s and b ills r e-d isco u n te d ..............................

17,336 93

$959,452 77 $1,064,246 15

$1,120,341 56

B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$862,480 42

STATE

BANKS

OF

175

MICHIGAN.

No. 149.
OAKLAND COUNTY SAYINGS BANK, PONTIAC.
O rganized D ecem ber 29, 1892.

J oshua H ill , P r e s i d e n t ; H. F. Messinger , V ic e P r e s i d e n t ; F. L. P erry, C a s h ie r ;
G. F. P erry, A s s i s t a n t C a s h ie r .
D irectors.— J o sh u a H ill, H . F . M essinger, P. B. P h elp s, C haun cy B race, J. A. Graley,
A. L. M oore, H . C. K udner.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts .................................................

$182,497 97

$209,407 64

$217,357 91

$233,644 40

R onds, m o rtg a g es and s e c u r itie s .........................

188,337 99

198,681 67

203,789 82

207,067 82

1,909 08

1,065 31

2,953 17

1,939 47

F u rn itu r e and fix tu r e s .............................................

3,247 75

3,247 75

3,247 75

3,247 75

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot
reserv e c it ie s ) ...........................................................

1,971 29

3,891 59

3,891 59

3,891 59

26 18

45 06

131 73

25 06

29,117 87

48,249 14

56,824 46

55,617 90

R eport of
D ec. 10.

P rem iu m s p aid on b o n d s........................................
O verd ra fts

......................................................................

B an k in g h ou se

U n ited

............................................................

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s ......................
E xch a n g e fo r clea rin g h o u s e ................................
U. S. and N a tio n a l bank c u r r e n c y ......................

10,490 00

12,751 00

14,560 00

8,339 00

Gold c o in ...........................................................................

8,012 50

9.140 00

9,302 50

10,470 00

S ilv er

1,590 00

1,578 00

2,236 50

1,293 00

248 93

132 61

109 61

44 99

875 55

3.141 19

1,612 96

2,498 83

$428,325 11

$491,330 96

$516,018 00

$528,079 81

$50,000 00

$50,000 00

$50,000 00

$50,000 00

4,250 00

4,500 00

4,500 00

4,500 00

1,606 23

2,596 25

3,620 90

2,055 76

.......................................................

490 00

300 00

C om m ercial d ep o sits su b ject to c h e ck .............

41,189 90

47,651 00

• 62,213 45

54,739 81

S a v in g s d e p o sits ..........................................................

186,310 33

206,437 75

202,971 93

218,961 85

S a v in g s certifica tes o f d e p o s it..............................

144,478 65

179,845 96

192,711 72

197,822 39

$428,325 11

$491,330 96

$516.018 00

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
acco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C apital sto ck paid i n ............... ...............................
Su rp lus fu n d .................................................................
U ndivided profits, le ss current expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

C om m ercial certifica tes o f d e p o s i t . . . . .............
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier’s check s o u tsta n d in g .................................

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

1

$528.079 81

176

STATE

BANKING DEPARTMENT.
No. 211.

PONTIAC SAVINGS BANK, PONTIAC.
O rganized N ovem ber 1, 1898.

J ames A. J acokes, P r e s i d e n t ; H abet Coleman , V ic e P r e s i d e n t ; D . H . P o wee, C a s h ie r .
D ibectoks.— Jam es A. Jacokes, F ran k H . C arroll, E lm er A. W ebster, Salm on S. M atth ew s,
H arry C olem an, S. J. T om lin son, D. H. Pow er.

R esources.

R eport o f
Fein 5.

R eport of
J u ly 15.

R eport of
Sept. 30.

L oan s and d is c o u n t s .......................................... .. . .

$251,938 38

$246,206 30

$274,489 70

$289,782 75

B onds, m o rtg a g es and s e c u r itie s .........................

222,285 31

234,849 01

243,466 73

233,727 31

411 40

866 42

275 13

292 55

............................................................

8.500 00

8.500 00

8,700 00

8,500 00

and fix tu r e s .............................................

3.500 00

3.500 00

3,500 00

4,975 71

O v erd ra fts
B a n k in g

......................................................................

hou se

F u rn itu re

512 70

89 53

2,240 19

1,984 73

790 50

63,329 55 ■ 102,327 04

99,188 01

111,918 98

16,374 00

19,460 00

O th er real e s t a t e .............
D ue from o th er banks and bankers (n o t
reserve c it ie s ) ...........................................................
U n ited

R eport o f
D ec. 10.

4,073 84

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................
E x ch a n g e fo r cle a rin g h o u s e ............ .

%

739 43

6,560 14

U. S. and N a tio n a l bank c u r re n c y .......................

11,222 00

19,448 00

Gold c o in ...........................................................................

6,099 60

5,184 00

7,210 00

8,240 00

....................................................................

830 00

2,011 00

3,343 80

1,868 00

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

35 09

265 82

126 14

293 87

5,793 16

2,532 97

9,054 67

214 02

$578,757 76

$627,930 75

$668,225 61

$686,713 36

C ap ital stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .................................................................
U n d ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

1.500 00

1,500 00

1,500 00

1,500 00

8.501 21

11,466 64

15,508 45

17,507 25

102,285 80

118,727 59

123,559 68

127,873 69

S a v in g s d e p o sits ..........................................................

206,845 54

222,657 38

220,212 02

228,702 17

S a v in g s certifica tes o f d e p o s it..............................

209,565 21

223,579 14

257,445 46

261,130 25

$578,757 76

$627,930 75

$668,225 61

$686,713 36

S ilv er

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.............................................

C om m ercial d ep o sits su b ject to c h e c k .............

60 00 .

C om m ercial cer tific a te s o f d e p o s it...............
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u tsta n d in g .................................

N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

. . V............................................. ..

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

MICHIGAN.

No. 75.
THE COMMERCIAL BANK. PORT HURON.
O rganized J a n u a ry 30, 1882.

C harles A. Ward, P r e s i d e n t ; W illiam H artsuff , V i c e P r e s i d e n t ; A. D. B ennett , S e c o n d
V i c e P r e s i d e n t ; C. N. R unnels , C a s h i e r .
D irectors.— John G. O’N eill, W illia m H artsuff, C harles A. W ard, J. A. D avidson,
D.

N. R unn els, A. D. B en n e tt, A lbert D ixon, J. E. B otsford , W. F. D avidson.
R esources.

L oans and d isco u n ts
B onds, m o rtg a g es and s e c u r itie s .

R eport o f
. F eb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

$621,008 22

$706,751 45

$690,307 99

$745,336 43

368,426 27

360,493 11

402,464 06

407,853 41

R eport o f
D ec. 10.

P rem iu m s paid on bonds
444 74

134 02

63 35

13

............................................................

30,000 00

30,000 00

30,000 00

30,000 00

F u rn itu r e and fix tu r e s .............................................

8,000 00

8,000 00

8,000 00

8,000 00

O th er real e s t a t e ..........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

51,196 12

26,141 29

16,728 55

32,116 10

115,228 84

O v erd ra fts

......................................................................

B an k in g h ou se

U n ited

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................

123,642 13

259,205 06

160,478 53

E xch a n g e fo r clea rin g h o u s e .................................

9,002 56

13,204 94

11,967 79

17,857 49

U. S. and N a tio n a l bank c u r re n c y .......................

24,513 00

61,052 00

23,865 00

34,682 00

G old

c o in ...........................................................................

5,330 00

4,025 00

3,683 00

3,840 00

....................................................................

5,439 00

4,629 00

868 00

3,712 00

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l rev en u e
acco u n t ........................................................................

290 49

330 10

325 00

390 80

8,620 68

11,550 87

6,386 55

3,286 81

$1,255,913 21 $1,485,516 84 $1,355,137 82

$1,402,304 01

S ilv er

coin

T o ta ls
L ia b ilitie s.
C a p ita l stock paid i n ................................................

$ 100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s fu n d .................................................................
U nd ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

25,000 00

25,000 00

25.000 00

25,000 00

46,768 14

55,523 78

46,797 78

51,750 27

25 00

75 00

50 00

D iv id en d s un paid

.......................................................

C om m ercial d e p o sits su b ject to c h e ck .............

307,207 60

536,263 39

489,690 27

485,249 54

C om m ercial cer tific a te s o f d e p o s it.......................

221,664 83

120,437 36

96,093 70

81,402 14

D ue to banks and b a n k e rs......................................

18,780 08

76,483 99

10.000 54

19,691 14

C ertified checks .................... .......................................

1,000 00

500 00

535,467 56

571,233 32

50 00

C ash ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................

587,505 53

639,160 92

...................................................................... $1,255,913 21 $1,485,516 84 $1,355,137 82

$1,402,304 01

S a v in g s certifica tes o f d e p o s it..............................
N o te s and b ills re-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

23

https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

178

STATE

BANKING

DEPARTMENT.

No. 49.
PORT HURON SAVINGS BANK, PORT HURON.
O rganized J a n u a ry 1, 1873.

H enry McMorran, P r e s i d e n t ; J ames H. W h it e , V i c e P r e s i d e n t ; Charles F. H arrington,
C ash ier.

D irectors.— Jam es H. W h ite, N elso n M ills, H en ry M cM orran, C harles F . H arrin gton ,
A. C. Gray.
R esources.

R eport of
F eb . 5.

R eport o f
J u ly 15.

R eport of
Sept. 30.

R oans and d is c o u n t s ..................................................

$316,412 11

$339,058 12

$321,010 07

$366,771 91

72,283 94

65,043 60

70,838 60

69,310 05

......................................................................

1,556 87

2,533 81

5,578 35

5,171 58

F u rn itu r e and fix tu r e s .............................................

2,350 00

2,350 00

2,350 00

2,350 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t

1,748 70

1,767 27

1,760 27

1,760 27

T)np from hanks in rpsprvp c it ie s .......................

119,131 66

108,507 80

135,140 96

64,303 59

R x ch a n ee for c le a rin g h o u sp .................................

6.402 95

7,813 68

2,804 23

13,599 84

R onds

m nrfgflgps and s e c u r itie s .........................

O v erd ra fts

Tin i tod

R eport of
D ec. 10.

S ta te s bonds

TT. S and N a tio n a l bank c u r re n c y .......................

7,450 00

10,249 00

17,236 00

18,328 00

Gold c o in ...........................................................................

1,480 00

2,555 00

1,125 00

2,250 00

S ilv er

1.403 75

383 26

459 50

612 50

236 62

62 43

162 80

60 43

1,971 15

155 90

2,614 81

1,196 38

$532,427 75

$540,479 87

$561,080 59

$545,714 55

C a p ila l stock paid i n ................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

Su rp lus fu n d ........................................ .................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

20,000 00

20,000 00

20,000 00

20,000 00

39,217 61

37,295 24

35,436 37

36,781 54

107,712 50

coin

...................................................................

N ickpls and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenue
account. ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

........................................ ..............

760 00

344 00

C om m ercial d e p o sits su b ject to c h e ck .............

68.499 08

93,161 20

124,783 12

C om m ercial certifica tes o f d e p o s it.......................

6,284 64

8,385 65

6,729 98

6,773 95

27.500 00

27,500 00

20,000 00

12,500 00

1,224 82

402 00

102 00

248 92

D ue to banks and b a n k e rs.............................. ..
C ertified checks ......................................* ....................
C a sh ier’s checks o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................

386 00
268,941 60

253,005 78

254,029 12

261,697 64

$532,427 75

$540,479 87

$561,080 59

$545,714 55

S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

179

MICHIGAN.

No. 98.
ST. CLAIR COUNTY SAVINGS BANK, PORT HURON.
Organized May 26, 1890.
Ch a s . Wellman , P r e s i d e n t ; E. G. S palding , V ic e P r e s i d e n t ; Geo. W. Moore, C a s h ie r ;
F. T. Mooee, A s s i s t a n t C a s h ie r .
D ieectobs .—J.

Bernatz, S. Armstrong, E. G. Spaiding, F. T. Moore, Charles Wellman,
Geo. W. Moore, Lincoln Avery.
R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$473,676 37

$480,952 47

$492,673 64

$511,519 01

B onds, m o rtg a g es and s e c u r itie s .........................

162,260 95

177,584 60

189,481 43

197,851 58

R eso u rces.’

Report^of
D ec. 10.

4,490 27

5,991 04

4,129 27

856 29

............................................................

9,000 00

16,500 00

16,500 00

16,500 00

and fix tu r e s .............................................

4,000 00

4,000 00

4,000 00

4,000 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

588 09

7,764 27

7,765 36

8,176 54

16,486 71

12,956 15

9,344 42

7,886 26

80,078 04

O verd rafts
B an k in g
F u rn itu re

U n ited

.................................................. ...................

hou se

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................

101,665 80

82,157 53

153,799 89

E xch a n g e fo r clea rin g h o u se .................................

3,835 74

1,948 36

7,786 23

484 78

U. S. and N a tio n a l bank c u r re n c y .......................

5,654 00

33,988 00

9,352 00

16,513 00

Gold c o in ...........................................................................

4,960 00

4,399 40

9,752 50

8,920 00

S ilv er

2,548 50

3,762 70

990 20

3,143 50

coin

...................................................................

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

282 83

112 75

160 37

151 75

1,144 73

2,220 30

991 48

4,876 39

$790,593 99

$834,337 57

$906,726 79

$860,957 14

C apital stock p aid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

Su rp lus fu n d .................................................................
U n d ivid ed profits, le ss cu rren t expenses.
in te r e st and ta x e s p a id ........................................

50,000 00

50,000 00

50,000 00

50,000 00

4,009 70

5,204 76

4,820 46

10,781 19

60 00

222 00

6 00

420 00

C om m ercial d ep o sits su b ject to c h e ck .............

211,382 89

243,766 74

224,278 36

228,928 72

C om m ercial certifica tes o f d e p o s it.......................

54,834 83

50,348 97

118,869 91

54,195 26

D ue to banks and b a n k e rs......................................

13,797 14

23,020 98

T o ta ls

......................................................................

•

L ia b ilitie s.

D ivid en d s un paid

.....................................................

C ertified checks ............................................................

301 51

536 70
405 00

C ash ier’s checks o u tsta n d in g ................................

500 00

13,000 00

10,472 83

S a v in g s d ep o sits ..........................................................

406,009 43

411,472 61

445,347 06

455,622 44

$790,593 99

$834,337 57

$906,726 79

$860,957 14

S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

180

BANKING

DEPARTMENT.

No. 217.
QUINCY STATE BANK, QUINCY.
O rganized A u g u st 1, 1809.
P . A. R oethlisbekger , P r e s i d e n t ; H . W. W hitmore , V i c e P r e s i d e n t ; M. S. S egue, C a s h i e r ;

L. T. E ldredge, A s s i s t a n t C a s h i e r .
D irectors.— F . A. R oethlisberger, H . W. W hitm ore, M. S. Segur, S. M. Golden, IT. Chase.
R eport'of
Feb. 5.

R esources.

L oans fin cl clip-on t i t s ..................................................
B onds

m g p s

and pppm*it.ips.........................

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

$38,608 33

$56,339 91

$61,465 09

$67,884 54

15,987 00

28,092 20

28,432 20

28,275 00

1,261 72

1,261 72

1,261 72

P rem iu m s paid on b o n d s........................................
48 64

F u rn itu r e and
D ue

from

fix tu r e s .............................................

oth er

banks

and

bankers

1,261 72

(n o t

2,131 38

Dnp from hanks in reserv e c it ie s .......................

9,850 29

14,097 73

10,890 68

10,849 08

TT S and N a tio n a l hank c u r r e n c y .......................

5,102 00

4,982 00

3,725 00

2,291 00

Gold c o in ...........................................................................

1,775 00

3,255 00

2,907 50

2,915 00

...................................................................

389 05

858 75

548 25

771 00

N ick els and c e n t s .........................................................
-Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

27 06

37 73

23 82

50 31

231 93

247 12

1,821 80

1,677 06

$73,281 02

$109,172 16

$111,076 06

$118,106 09

C apital sto rk paid i n ................................................

$20,000 00

$40,000 00

$40,000 00

$40,000 00

S u rp lu s fund .................................................................
U n d ivid ed profits, le ss cu rren t ex p en ses
in te r e st and ta x e s p a id ........................................

200 00

1,000 00

1,000 00

1,000 00

958 13

1,816 93

2,064 58

2,547 40

.......................................................

60 00

376 39

99 00

9 00

C om m ercial d e p o sits su b ject to c h e c k .............

15,258 10

22,868 12

18,176 88

22,837 28

C om m ercial cer tific a te s o f d e p o s it.......................

36,804 79

43,110 72

49,735 60

51,712 41

$73,281 02

$109,172 16

$111,076 06

$118,106 09

S ilv e r

no in

T o ta ls

......................................................................

L ia b ilitie s.

D iv id en d s un paid

D ue to hanks and h a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

181

MICHIGAN.

No. 69.
THE STATE BANK OF READING, READING.
O rganized D ecem ber 27, 1889.

H enry F. D oty, P r e s i d e n t ; George G. Clark, V i c e P r e s i d e n t ; Geo. F. T erpening , C a s h i e r .
D irectors.— A delbert R. Chapm an, H enry F. D o ty , G eorge G. Clark, W illiam B. N orthrop,
J a y W. Chapm an.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$70,638 88

$66,366 62

$70,323 07

$67,565 24

B onds, m o rtg a g es and s e c u r itie s .........................

37,621 00

37,121 00

38,421 00

37,971 00

3,198 51

1,019 60

1,025 00

1,025 00

1,025 00

P rem iu m s paid on b o n d s....................
O verd rafts

...............................................................

B an k in g h ou se

4,246 26

............................................................

F u rn itu re and fix tu r e s ..........................................
O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) .................................................

480 00

1,025 00

481 77

20 04

S ta te s b o n d s..................................................

3,000 00

3,000 00

3,000 00

3,000 00

D ue from banks in reserve c it ie s .......................

24,803 73

22,736 47

18,540 84

21,786 44

U n ited

E xch a n g e fo r c lea rin g h o u s e ................................
U. S. and N a tio n a l bank c u r re n c y .......................

2,732 00

7,123 00

1,790 00

2,494 00

Gold c o in ...................................................................

5,165 00

4,115 00

4,200 00

3,185 00

S ilv er

1,340 00

807 00

304 00

593 00

40 22

50 32

25 01

20 56

2,325 45

2,332 71

8,057 93

3,248 46

$152,369 79

$145,696 72

$146,168 62

$145,155 00

C apital stock paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

,$25,000 00

S u rp lu s fu nd ...............................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

6,000 00

6,000 00

6,000 00

6,000 00

2,813 19

3,531 69

4,605 54

5,888 32

coin

.................................................................

N ick els and c e n ts .........................................................
C hecks, cash ite m s and in tern a l revenue
acco u n t .....................................................................
T o ta ls

.................................................................

L ia b ilitie s.

D ivid en d s un p aid

.....................................................

C om m ercial d ep o sits su b ject to c h e ck .............

18,382 97

9,872 23

16,147 68

17,048 79

C om m ercial certifica tes o f d e p o s it.......................

100,173 63

100,823 03

94,415 40

91,217 89

$146,168 62

$145,155 00

D ue to banks and b a n k e rs......................................

469 77

C ertified checks ............................................................
C ash ier's checks o u tsta n d in g .................................
S a v in g s d ep o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$152,369 79

$145,696 72

182

STATE

BANKING DEPARTMENT.
No. 206.

MACOMB COUNTY SAVINGS BANK, RICHMOND [LENOX P. 0.].
O rganized Septem ber 1, 1898.

J ames' E. Weter, P r e s i d e n t ; A ndre S im m ons , V i c e P r e s i d e n t ; F rank J. II irt , C a s h i e r .
D irectors.— W. F. S w itzer, P a u l J. U llrich , Ja m es E. W eter, A ndre Sim m ons, A. M artin
K eeler, George A. B a iley , F ra n k W. F enn er, C harles L indke, O scar C. L ungerhausen.
R esources.

R eport of
Feb. 5.

R eport of
Ju ly 15.

Report o f
Sept. 30.

R eport of
D ec. 10.

L oan s and d is c o u n ts ..................................................

$63,648 97

$74,927 42

$75,174 36

$75,697 50

B onds, m o rtg a g es and s e c u r itie s .........................

50,843 34

80,723 75

90.951 58

87,746 60

96 70

206 11

1,013 32

167*72

and fix tu r e s .............................................

1,589 81

1,626 91

1,626 91

1,626 91

O ther real e s t a t e ......................................
D u e from o th er banks and bankers (n ot
reserv e c it ie s ) ...........................................................

4,974 99

3,244 53

1,205 61

6,494 09

38,751 77

25,368 56

22,C58 58

26,695 25

O v e r d r a fts
B a n k in g
F u rn itu re

U n ite d

......................................................................

hou se

...................................

S ta te s b o n d s..................

D u e from banks in reserv e c it ie s .......................
E xch an ge fo r clea rin g h o u s e .......................
U. S. and N a tio n a l bank c u r r e n c y .......................

6,952 00

8,318 00

8,053 00

6,786 00

G old c o in ......................................................................

4,830 00

3,910 00

4,190 00

4,310 00

....................................................................

619 05

447 90

876 45

608 40

N ick els and c e n t s .....................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t .....................................................................

72 14

10 96

67 48

179 41

495 44

401 56

182 05

858 63

$172,874 21

$199,185 70

$205,999 34

$211,170 51

$25,000 00

$25,000 00

$25,000 00

$25,000 00

400 00

700 00

700 00

700 00

2,055 28

657 12

1,499 23

1,364 52

160 00

40 00

7,224 69

7,273 16

10,227 06

12,000 68

S a v in g s d e p o sits ..........................................................

105,178 88

118,232 81

125,473 80

124,615 90

S a v in g s certifica tes o f d e p o s it..............................

33,015 36

47,162 61

43,059 25

47,489 41

$172,874 21

$199,185 70

$205,999 34

$211,170 51

S ilv e r

coin

T o ta ls

....................................................................

L ia b ilitie s.
C ap ital sto ck paid i n .............................................
S u rp lu s fu nd ..................................................
U n d ivid ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

.............................................

C om m ercial d ep o sits su b ject to c h e c k .............
C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

]

STATE

BANKS

OF

183

MICHIGAN

No. 224.
ROCHESTER SAVINGS BANK, ROCHESTER.
O rganized Septem ber 39, 1900.

B. R. Mathew s , P r e s i d e n t ; H. J. Taylor, V ic e P r e s i d e n t ; J. J. B rewer, C a s h ie r .
D irectors.— M arvil I. Brabb, L. E. B ed ell, John J. Brewer, H. J. T aylor, L. C. A xford,
E nos R. M athew s, W. H. B arn es.
R esources.

R eport o f ! R eport of
F eb. 5.
Ju ly 15.

Report of
Sept. 30.

R eport of
D ec. 10.

$62,836 36

$70,213 97

$68,664 59

$68,262 65

23,342 11

42,755 21

43,349 05

44,719 05

......................................................................

42 63

71 18

62 60

58 78

D ue from o th er banks and bankers (n o t
reserve c it ie s ) ...........................................................

2,780 44

3,912 72

8,322 24

9,967 98

D ue from banks in reserve c it ie s .......................

20,032 20

15,648 44

13,719 90

30,679 93

U. S. and N a tio n a l bank c u r re n c y .......................

857 00

4,737 00

4,461 00

4,126 00

Gold c o in ...........................................................................

380 00

635 00

595 00

250 00

S ilv er

714 40

453 35

896 85

1,366 20

177 91

34 18

41 64

124 88

121 50

58 57

370 63

534 40

$111,284 55

$138,519 62

$140,483 50

$160,089 87

C apital sto ck paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

351 50

1,860 49

1,622 68

2,212 24

U oans anil d is c o u n ts ..................................................
R onds

m o rtg a g es and s e c u r itie s .........................

1 le m iu m s paid on b o n d s ....................................
O v erd ra fts

E x ch a n g e fo r clearin°* house

coin

...................................................................

N ick els and c e n t s ..........................................................
Checks, cash item s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................

L ia b ilitie s.

C om m ercial d ep o sits su b ject to c h e ck .............

28,679 18

18,425 03

20,486 97

22,019 23

C om m ercial certifica tes o f d e p o s it.......................

122 45

51 60

67 65

510 63

One to hanks and h a n k e rs......................................

V

27,799 77

27,342 20

37,745 59

32,833 83

65,382 73

65,964 00

72,602 18

$111,284 55

$138,519 62

$140,483 50

$160,089 87

C ertified c h e c k s ............................................................
C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits .........................................................
Sa v in g s certifica tes o f d e p o s it..............................

24,297 59

N o tes and h ills r e-d isco u n te d ..............................
H ills payab le .................................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

184

STATE

BANKING

DEPARTMENT.

No. 194.
ROMEO SAVINGS BANK, ROMEO.
O rganized A pril 30, 1891.
M. I. B e abb, P r e s i d e n t ; E. R. Mathew s , V ic e P r e s i d e n t ; L. E. B edell, C a s h ie r ;
H enry S. E vans , A s s i s t a n t C a s h ie r .

D irectors.— M. I. Brabb, E. R. M athew s. E dw ard C. N ew bury, H enry S. E van s, L . E. B edell,
D w ig h t N. L ow ell, M. A. G iddings.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................'...............................

$198,606 15

Ronds, m o rtg a g es and s e c u r itie s .........................

$228,580 83

$238,358 86

$239,088 07

159,249 10

150,459 03

163,155 03

169,941 89

R eport o f
D ec. 10.

.

O v erd ra fts
B a n k in g

......................................................................

hou se

F u rn itu re

and

............................................................
fix tu r es. f . . . T

D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
U nited

292 49

619 45

358 87

310 65

5.000 00

5.000 00

5,000 00

5,000 00

1.000 00

1.000 00

2,819 38

489 71

490 00

176 65

53,202 66

42,027 75

38,888 84

100,927 49

10,712 00

S ta te s bonds

D ue from banks in reserve c it ie s ......................
E x ch a n g e fo r clea rin g house
U. S. and N a tio n a l bank c u r re n c y .......................

5,164 03

7,904 00

5,292 00

Gold c o in ...........................................................................

6,560 00

6,240 00

6,105 00

6.840 00

S ilv er

4,064 00

3,366 75

1,367 90

3.840 05

coin

...................................................................

171 23

240 54

67 07

108 60

657 13

2,300 59

4,050 85

521 29

$436,786 14

$448,228 65

$463,134 42

$537,466 69

C apital stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lus fu n d ...............................................................
U n d ivid ed profits, less cu rren t expenses
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

5,469 89

7,465 64

7,397 49

5,997 48

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ................................ *.....................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

225 00

......................................

C om m ercial d ep o sits su b ject to c h e ck .............

36,723 45

29,578 10

36,929 90

36,420 25

C om m ercial cer tific a te s o f d e p o s it.......................

3,814 32

2,152 45

2,664 95

4,922 98

S a v in g s d e p o sits ..........................................................

294,887 22

305,792 11

313,376 83

382,848 13

S a v in g s certifica tes o f d e p o s it..............................

35,891 26

43,015 35

42,765 25

47,277 85

$436,786 14

$448,228 65

$463,134 42

$537,466 69

D ue to hanks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g .................................

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

185

OF MICHIGAN.

No. 25.
BANK OF SAGINAW, SAGINAW.
O rganized A pril 18, 1888.
A. W. W eight , P r e s i d e n t ; B enton I-Ianchett , V ic e P r e s i d e n t ; D. W. B eiggs , S e c o n d V ic e
P r e s i d e n t a n d M a n a g e r ; A. W . F ield , C a s h ie r ; T. W. S talkeb , S. S. R oby, A s s i s t a n t
C a s h ie r s .

D ieectoes .— B en to n H a n c h e tt, D. W. B riggs, G ilbert M. Stark , A rth u r H ill, A. W. W righ t,
A. P. B liss, A. P . B rew er, W m.
Jackson.

Sch u ette, R alph

R esources.
L oans and d is c o u n ts .........................

R eport o f
Feb. 5.

L oveland,

R eport o f
Ju ly 15.

F. G. P alm erton , T hos.

R eport o f
Sept. 30.

$1,676,053 47 $1,518,153 31 $1,527,303 50

R eport of
D ec. 10.
$1,610,004 12

B onds, m o rtg a g es and s e c u r itie s .

362,677 96

371,001 21

371,831 41

379,068 91

P rem iu m s paid on b o n d s...............

6,£68 67

2,275 12

2,525 12

1,655 12

.............................................

<• 1,085 83

481 70

88 76

980 62

...................................

25,700 00

25,700 00

25,700 00

25,700 00

and fix tu r e s ....................

6,000 00

6,000 00

6,000 00

6,000 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

6,477 41

6,477 41

6,485 52

6,489 96

4,195 22

4,939 53

1,500 98

1,942 75

D ue from banks in reserve c itie s .

315,715 74

213,613 93

298,485 36

292,508 98

E xch an ge fo r clea rin g h o u s e ..........

9,957 52

11,121 13

7,632 41

14,617 09

U. S. and N a tio n a l bank cu rren cy .

93,631 00

95,778 00

78,913 00

103,804 00

Gold c o in ................................... .................

52,647 00

60,275 00

55,367 50

56,042 50

7,738 15

3,023 70

2,696 05

7,033 00

208 14

289 00

447 61

434 69-

1,719 42

1,159 40

1,689 14

345 91

$2,570,475 53 $2,320,288 44 $2,386,666 36

$2,506,627 65

O verd ra fts
B a n k in g

h ou se

F u rn itu re

U n ited

S ilv er

S ta te s b o n d s............................

coin

.............................................

N ick els and c e n t s .........................................................
C hecks, cash item s and in tern a l revenue
acco u n t ........................................................................
T o ta ls

L ia b ilitie s.
$200,000 00

$200,000 00

$200,000 00

80,000 00

80,000 00

80,000 00

80,000 00

60,644 34

63,129 90

70,011 28

78,924 28

5,019 82

39 02

C om m ercial d ep o sits su b ject to check .

1,137,976 38

968,898 37

1,027,649 27

1,055,454 11

C om m ercial certifica tes o f d e p o s it..........

908,507 52

831,390 67

849,366 69

893,385 36

D ue to banks and b a n k e rs.........................

183,347 29

171,749 68

159,500 10

196,863 90

100 00

100 00

2,000 00

$2,570,475 53 $2,320,288 44 $2,386,666 36

$2,506,627 65-

C apital stock paid i n ..........
S u rp lu s fu n d .................................................................
U ndivided profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D ivid en d s un paid

...........................................

C ertified checks ...............................................

$200,000 00

C ash ier's checks o u tsta n d in g ....................
S a v in g s d ep o sits .............................................
S a v in g s certifica tes o f d e p o s it..................
N otes and b ills r e-d isco u n te d ..................
B ills payab le ....................................................
T o ta ls

24


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

186

STATE

BANKING

DEPARTMENT.

No. 38.
PEOPLE’S SAVINGS BANK OF SAGINAW, SAGINAW.
O rganized N ovem ber 27, 1886.

J ohn J. R upp , P r e s i d e n t ; Gurdon Corning, V ic e P r e s i d e n t ; J. F. B oynton, T r e a s u r e r .
D irectors.— G. C orning, John J. Rnpp, J. S ch w artz, W illiam

B. B aum . J. F. B oynton ,
L. P. M ason, H. T. W ickes, W . C. M cClure, R. II. R oys, F . P . B rew er.
R esources.

Report of
Feb. 5.

R eport of
Ju ly 15.

Report of
Sept. 30.

Report of
D ec. 10.

L oans a nd d is c o u n ts ..................................................

$358,648 10

$372,047 92

$372,464 18

$397,542 88

B onds, m o rtg a g es and s e c u r itie s .........................

104,566 15

100,976 20

101,101 20

94,655 78

603 08

4,248 32

832 02

1,061 00

Prpm inm s paid on b o n d s........................................
O v erd ra fts
R anking

......................................................................

li on so

.........................................................

F u rn itu re and fix tu r e s .............................................

4,789 68

4,789 68

4,789 68

4,789 68

O th er real e s t a t e .........................................................
D ue from oth er banks and bankers (n ot
reserve c it ie s ) ...........................................................

12,370 70

10,670 70

11,170 70

10,570 16

8,682 06

5,270 71

7,528 44

9,188 23

D ue from banks in reserve c it ie s .......................

160,112 28

94,673 25

164,532 64

113,566 71

E xch an ge for clea rin g h o u s e .................................

2,780 43

1,742 12

700 45

1,113 41

U. S. and N a tio n a l bank c u rren cy .......................

25,449 00

23,900 00

21,157 00

23,667 00

G old c o in ...........................................................................

13,218 00

12,918 00

13,358 00

13,293 00

1,169 00

680 00

817 25

541 45

158 97

273 96

593 46

248 34

404 98

893 86

566 29

5,398 30

$692,952 43

$633,084 72

$699,611 31

$675,635 94

C a p ita l sto ck paid i n ...............................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d ............................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

27,500 00

27,500 00

27,500 00

27,500 00

3,704 75

2,846 08

6,122 90

9,600 97

.......................................................

18 12

67 02

7 02

7 02

C om m ercial d ep o sits su b ject to c h e ck .............

203,742 91

149,926 63

214,196 07

157,367 66

72,814 58

73,408 89

83,486 83

90,151 29

189,13

5,011 62

233 90

9 43

TTnif'od S fafp s b o n d s..................................................

S ilv er

coin

...................................................................

N ick els and c e n ts .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

C om m ercial certifica tes o f d e p o s it...............
D ue to banks and b a n k e rs......................................

2,500 00
156 55

156 55

156 55

829 55

.........................................................

332,326 39

324,167 93

317,908 04

340,170 02

......................................................................

$692,952 43

$633,084 72

$699,611 31

$675,635 94

T re a su r er ’s checks o u ts ta n d in g .........................
S a v in g s d ep o sits

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

187

MICHIGAN.

No. 84.
SAGINAW COUNTY SAVINGS BANK, SAGINAW.
O rganized D ecem ber 1, 1886.
A . P. B l is s , P r e s i d e n t ; L orenzo T. D urand, V ic e P r e s i d e n t ; Charles A. K h u e n , S e c r e t a r y
an d T rea su rer.

D irectors.— L orenzo T. D urand, C harles E. B renner, A. P. B liss, A aron T. B liss,
John L. Jackson, E. G. R ust, H . B. A llen, A. W. A chard, C has. A. K huen.
R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

L oans an d d is c o u n ts ..................................................

$233,617 31

$277,177 05

$280,042 80

$284,532 98

221,782 62

245,750 31

229,283 35

241,363 53

855 50

855 50

855 50

Ronds,

m o rtg ag es and

P rem iu m s

p aid

on

s e c u r i t i e s ..............................

b o n d s ...............................................

R eport o f
D ec. 10.

O v e r d ra f t s
R an king

bouse

.

........................................................

and fix tu r e s .............................................

1,628 05

1,465 25

1,318 72

1,318 72

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t

7,059 99

3,704 71

3,764 34

3,694 89

109,421 49

61,500 40

72,787 72

89,526 12

F u rn itu re

reserve

U nited

cities).. . .

S tates

bends

D ue from banks in reserve c it ie s .......................
Uvcbange

for

clearin g

1,094 50

bonse

U. S. and N a tio n a l bank c u r re n c y .......................

11,719 00

4,181 00

8,954 00

13,350 00

■Gold c o in ...........................................................................

8,205 00

10,335 00

10,375 00

10,170 00

S ilv e r

1,036 55

693 40

372 15

709 60

70 20

86 34

54 64

59 36

551 54

930 44

42 46

261 42

$595,091 75

$606,679 40

$608,945 18

$645,842 12

C a p ita l stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu nd .................................................................
U nd ivid ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id .......................................

50,000 00

50,000 00

50,000 00

50,000 00

4,921 36

5,716 29

9,426 64

12,745 51

15 00

1,291 00

coin

...................................................................

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenu e
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D ividends

unpaid

C om m ercial

Certified

deposits

checks

C a sh ier's

checks

su b ject

fo

check

.
ou tstanding

503 15

503 15

,

S a v in g s d ep o sits ..........................................................

465,650 45

481,598 15

481,804 68

510,484 05

S a v in g s certifica tes o f d e p o s it..............................

24,504 94

17,570 81

17,210 71

22,612 56

$595,091 75

$606,679 40

$608,945 18

$645,842 12

N ofes

and

bills

re-d iscou nted

R ills payable
T o tals

...................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

188

STATE

BANKING DEPARTMENT,
No. 44.

SAVINGS BANK OF EAST SAGINAW, SAGINAW.
O rganized F ebruary 7, 1872.
H. C. P otter, P r e s i d e n t ; W. J. B artow, V ic e P r e s i d e n t ; A. S ch upp , T r e a s u r e r ;

Charles M. Coplin , A s s i s t a n t T r e a s u r e r .

D irectors.— A u g u stu s Scliupp, Ja m es B. P eter, H. C. P o tte r, Jr., G ilbert M. Stark, Wm. J.
B artow , H enry C. P o tte r, M ax H ea v en rich , W. F. P o tte r, C harles M. Coplin, F arnh am
Lyon.
R esources.

R eport of
Feb. 5.

R eport o f
Ju ly 15.

Report of
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$245,985 54

$250,467 73

$296,323 82

$296,618 19

B onds, m o rtg a g es and s e c u r itie s .........................

1,685,010 76

1,683,314 13

1,691,582 43

1,761,230 86

P rem iu m s paid on b o n d s........................................

42,542 68

31,428 55

29,319 17

28,069 17

213 41

311 66

26 31

1 64

65,767 08

65,767 08

65,767 08

65,767 08

O v erd ra fts
B a n k in g

......................................................................

hou se

............................................................

F u rn itu re and fix tu r e s .............................................

4,300 00

4,300 00

4,300 00

4,300 00

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

25,192 92

22,202 59

20,502 24

20,126 63

42,218 28

25,443 35

25,371 31

34,005 75

D ue from banks in reserve c it ie s .......................

255,490 59

288,521 93

294,857 16

270,240 57'

E x ch a n g e fo r clea rin g h o u se .................................

1,469 07

10,055 37

4,216 48

3,601 70'

U. S. and .N ational bank c u r re n c y .......................

19,792 00

39,208 00

35,127 00

74,786 00

Gold

U n ited

S ta te s

b o n d s..................................................

c o in ...........................................................................

93,746 50

70,798 90

70,830 00

70,677 25.

....................................................................

8,136 30

3,804 85

3,295 85

6,313 85

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................

357 24

58 59

83 49

89 91

9,606 52

190 04

96 47

182 46-

S ilv er

coin

$2,499,828 89 $2,495,872 77 $2,541,698 81 j $2,636,011 06;

T o ta ls

L ia b ilitie s.
C ap ital sto ck paid i n ................................................

$ 100,000 00

$100,000 00

$100,000 00

Su rp lus fu nd . ; ............................................................
U nd ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id .......................................

50,000 00

50,000 00

50,000 00

50,000 00

56,673 85 ;

70,611 71

67,472 76

70,825 32

D iv id en d s un p a id

$100,000 00

.......................................................

120 00

188 00

C om m ercial d ep o sits su b ject to c h e ck .............

104,777 02

124,424 63

161,332 40

169,765 13

C om m ercial certifica tes o f d e p o s it..................

137,301 30

118,832 40

112,171 95

166,732 22

D ue to banks and b a n k e rs.................................

3,180 25

C ertified checks .......................................................
C a sh ier’s checks o u ts ta n d in g .................................1........................
S a v in g s d e p o sits .......................................................... 2,047,770 47

147 76 I........................
2,031,816 03

2,050,573 94 I 2,078,688 39'

S a v in g s cer tific a te s o f d e p o s it.......................- . . . ........................
N o tes and b ills re-d isco u n te d ........................................................
B ills payable

................................................................. !........................

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

>,499,828 89 $2,495,872 77 $2,541,698 81

$2,636,011 06

STATE BANKS

189

OF MICHIGAN.

No. 29.
COMMERCIAL AND SAVINGS- BANK, SAINT CLAIR.
O rganized October 16, 1886.

C h a s . S. N im s , P r e s i d e n t ; J u st in R. W h itin g , V ic e P r e s i d e n t ; R u s s S. J e n k s , C a s h ie r ;
G. E. W olvin , A s s i s t a n t C a s h ie r .
D irectors.— E. C. R ecor, J u stin R. W h itin g , W. L. Jenks, C has. S. N im s, R u ss S. Jenks,
J o h n H. Jenks, F ra n k lin M oore.
R eport of
D ec. 10.

R esources.

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

D oans am i d is c o u n ts . ................................................

$206,406 41

$178,773 76

$213,130 95

$219,577 75

34,757 00

41,255 50

44,546 70

50,836 20

B onds

m ortgages and s e c u r itie s .........................

656 16

10

92 91

477 97

............................................................

3,500 00

3,500 00

3,500 00

3,500 00

F u rn itu re and fix tu r e s .............................................

2,000 00

2,000 00

2,000 00

2,000 00

O ther rpal e s t a t e .........................................................
D ue from o th er banks and bankers (n o t

600 00

400 00

400 00

400 00

D ue from banks in reserve c it ie s .......................

45,115 44

51,038 61

24,487 55

28,718 26

|T S and N a tio n a l hank c u r re n c y .......................

2,549 00

6,233 00

4,514 00

5,682 00

»Gold c o in ...........................................................................

4,790 00

4,977 50

5,032 50

5,615 00

141 00

213 00

364 35

330 00

52 49

84 40

24 94

103 37

764 77

344 41

317 72

267 79

$301,332 27

$289,420 28

$298,411 62

$317,508 34

C apital stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fund .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

7,442 42

6,707 11

9,475 46

9,283 75

.......................................................

112 00

564 00

40 00

40 00

C om m ercial d ep o sits subject, to c h e ck .............

61,574 54

52,682 69

34,324 82

42,406 60

C om m ercial cei’tific a te s o f deposit........................

238 59

682 59

2,026 59

777 89

. .......................................................

130,558 06

136,317 27

150,019 99

161,211 47

S a v in g s certifica tes o f d e p o s it..............................

41,406 66

32,466 62

42,524 76

43,788 63

$301,332 27

$289,420 28

$298,411 62

$317,508 34

•O verdrafts

T* T..............................................................

B an k in g h ou se

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
acco u n t ........................................................................
T o ta ls

......................................................................

L ia b ilitie s.

D ivid en d s un paid

S a v in g s d e p o sits

B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

190

STATE BANKING

DEPARTMENT,

No. 39.
CLINTON COUNTY SAVINGS BANK, SAINT JOHNS.
O rganized N ovem ber 27, 1889.

A lbekt J. B aldwin , P r e s i d e n t ; Galusita P ennell , V ic e P r e s i d e n t ; P. B. Walsworth ,
T r e a s u r e r ; R. C. D exter , A s s i s t a n t T r e a s u r e r .
D irectors.— A. J. B a ld w in , C ooley E. B a ll, W arner B iind ay, John H icks. P. E. W a lsw o rth ,
G aln sha P en n ell, C olem an C. V aughan , John C. H icks, O lney P. D e W itt.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

U oans and d is c o u n ts ..................................................

$43,528 12

$39,730 04

$50,142 71

$40,489 71

ponds

m o rtg a g es and s e c u r itie s .........................

242,925 87

251,652 71

252,171 77

249,226 15

P rem iu m s paid on b o n d s........................................

6,615 03

6,040 03

6,040 03

6,040 03

B a n k in g b ou se

.............................................

................

F u rn itu r e And fix tu res .
Otbep real e sta te
...................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

12,597 59

27,895 42

12,531 15

22,007 08

41,506 79

42,192 88

52,200 43

52,200 43

12,026 00

10,165 00

2,794 00

8,906 00

8,007 50

9,097 50

9,647 50

11,362 50

162 48

178 18

162 83

171 58

2 28

81

1 69

3 12

50 00

$367,374 78

$387,002 57

$385,692 11

$390,717 76

C apital sto ck p aid i n ................................................

$28,000 00

$28,000 00

$28,000 00

$28,000 00

Su rp lus fu n d .................................................................
U nd ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

5,600 00

5,600 00

5,600 00

5,600 00

2,245 80

1,955 26

4,021 07

3,139 77

R avings d e p o sits ..........................................................

303,498 48

320,856 53

320,595 15

326,289 12

S a v in g s cer tific a te s o f d e p o s it..............................

28,030 50

30,590 78

27,475 89

27,688 87

$367,374 78

$387,002 57

$385,692 11

$390,717 76

U nited

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s ......................
Firehange for clearing* h o u s e .................................
U. S. and N a tio n a l bank c u r re n c y .......................
Oold

c o in ...........................................................................

S ilv er

coin

...................................................................

N ick els and c e n ts ..........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................

28
314 00

L ia b ilitie s.

D iv id en d s un paid

......................................................

C om m ercial d e p o sits su b ject to c h e c k .............
Oom m ercial certifica tes o f d e p o s it.......................
D ue to hanks and h a n k e rs......................................
C ertified checks ............................................................
C a sh ier’s check s o u ts ta n d in g .................................

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

191

OF MICHIGAN.

No. 45.
STATE BANK OF SAINT JOHNS, SAINT JOHNS.
O rganized A u g u st 19, 1885.

P ortbr K. P errin , P r e s i d e n t ; J. H. Corbit , V ic e P r e s i d e n t ; J ohn W. F itzgerald, C a s h ie r .
D irectors.— Geo. W. E m m ons, John H. Corbit, O. W. M unger, J e sse S u lliv a n , P o r te r K.
P errin, J. W . F itzg era ld , G. E. Corbin, John J. K eiser, O tis F u ller.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..................................................

$109,955 37

$136,929 83

$140,241 56

$151,624 64

B onds, m o rtg a g es and s e c u r itie s .........................

55,292 56

62,128 38

72,028 73

74,994 73

R eport of
D ec. 10.

P rem iu m s paid on b o n d s........................................
437 98

384 09

969 45

633 24

............................................................

8.500 00

8.500 00

8.500 00

8.500 00

and fix tu r e s .............................................

2.500 00

2.500 00

2.500 00

2.500 00

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserve c it ie s ) ...........................................................

5,475 82

5,475 82

5,475 82

5,475 82

O v erd ra fts

......................................................................

B an k in g hou se
F u rn itu re

U n ited

120 00

2,031 88

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s ......................

109', 678 45

73,393 92

56r873 43

E xch a n g e fo r clea rin g h o u s e ................................

104 13

314 53

121 01

1,807 70

U. S. and N a tio n a l bank c u r re n c y .......................

8,468 00

11,924 00

14,496 00

6,255 00

Gold c o in ...........................................................................

7,205 00

6,040 00

6,325 00

6,220 00

S ilv er

2,399 00

1,909 00

1,786 00

2,811 00

31 29

64 72

88 38

52 77

$310,047 60

$309,684 29

$309,405 38

$349,621 43

C apital sto ck p aid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .................................................................
U ndivided profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

7,000 00

7,250 00

7,250 00

7,250 00

3,076 30

3,699 37

2,245 56

4,238 86

coin

...................................................................

N ick els and c e n ts ..........................................................
Checks, cash ite m s and in ter n a l revenue
acco u n t ........................................................................
T o ta ls

......................................................................

86,714 65

L ia b ilitie s.

T~)iyidpnds unpaid

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............

69,372 14

47,628 58

59,178 11

83,511 89

C om m ercial certifica tes o f d e p o s it.......................

106,513 20

134,511 06

116,793 59

125,574 41

R iip fn hanks and ban k p rs.......... T....................t _
1,958 39

Cprtifipd phpoks . . . T......................................
P ash ip r's rhppks o u tsta n d in g . .
S a v in g s d e p o sits ..........................................................

66,595 28

71,979 73

79,046 27

8310.047 60
*309.684 29
T '
1

$309,405 38

$349,621 43

74,085 96

S a y in g s pprtifipatps o f d p p o sit..............................
N o to s and hi ll s rp -dis oonntp d ............................
R il ls pay a hip .......................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

192

STATE

BANKING

DEPARTMENT.

No. 31.
THE UNION BANKING COMPANY, SAINT JOSEPH.
O rganized A u g u st 24, 1882.

A. W. Wells , P r e s i d e n t ; J ohn W allace, V ic e P r e s i d e n t ; Orville O. J ordan, C a s h ie r ;
C. P». W inslow , A s s i s t a n t C a s h ie r .
D irectors.— E. A. G raham , A. W. AVells, J o h n W allace, Jam es F orbes, O. O. Jordan,
John H. Lee, John H. Graham .
R esources.

R eport o f
F eb. 5.

R eport o f
J u ly 15.

R eport o f 1 R eport o f
Sept. 30.
D ec. 10.

L oans and d is c o u n ts ..................................................

$118,145 85

$153,727 91

$136,749 18

$151,Of3 15

B onds, m o rtg a g es and s e c u r itie s .........................

28,872 50

33,222 50

34,322 50

49,494 93

P rem iu m s paid on b o n d s........................................

2,687 50

2,687 50

2,687 50

2,852 50

486 35

223 40

310 36

4 26

4,450 00

4,450 00

4,450 00

4,450 00

2,000 00

2,000 00

2,375 00

2,375 00

O v erd ra fts

......................................................................

B a n k in g hou se
F u rn itu re

.........................................................

and fix tu r e s .............................................

O th er real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ................................................. ........

5,010 47

4,087 39

1,960 70

3,503 24

S ta te s b o n d s..................................................

50,000 00

50,000 00

50,000 00

50,000 00

D ue from banks in reserve c it ie s .......................

171,828 96

102,724 55

138,610 98

123,948 90

E x ch a n g e fo r clea rin g h o u s e ................................

415 33

1,444 31

1,331 21

881 11

U. S. and N a tio n a l bank c u r r e n c y .......................

22,357 00

24,913 00

23,802 00

23,094 25

G old c o in ...........................................................................

4,000 00

5,000 00

5,000 00

5,000 00

S ilv er

...................................................................

2,361 00

3,960 20

3,545 10

1,789 55

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

316 53

589 79

757 04

624 17

350 66

199 16

132 30

200 85

$413,282 15

$389,229 71

$406,033 87

$419,713 65

$50,000 00

$50,000 00

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

10,000 00

3,756 93

8,228 87

6,484 72

9,049 35

C om m ercial d ep o sits su b ject to c h e c k .............

319,419 38

281,676 48

312,378 38

329,414 09

C om m ercial certifica tes o f d e p o s it.......................

30,055 84

22,336 11

26,371 54

20,471 46

U n ited

coin

T o ta ls

......................................................................

*

L ia b ilitie s.
C apital sto ck paid i n .............................................
S u rp lu s fu n d .................................................................
U nd ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

....................................................

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................

50 00

C ash ier's checks o u ts ta n d in g ................................

50 00

90 00

550 00

16,938 25

709 23

228 75

$389,229 71

$406,033 87

S a v in g s d ep o sits .........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$413,282 15

$419,713 65
1

STATE

BANKS

OF

193

MICHIGAN.

No. 42.
COMMERCIAL SAVINGS BANK OF SAINT LOUIS, SAINT LOUIS.
O rganized D ecem ber 2, 1889.

L. S aviers , P r e s i d e n t ; J ames O. H ilton , V ic e P r e s i d e n t ; F. II. B ernard , C a s h ie r .
D irectors.— H . H a rrin g to n . J. O. H ilto n . A. S. M cIntyre. N. W hite, P arker M errill,
L em uel S aviers, J. W. B ernard, C. C. B arton .
R eport o f
Ju ly 15.

R eport o f
Sept. 30.

$82,250 28

$103,369 43

$108,909 94

$109,730 94

28,796 79

20,671 23

20,871 23

22,777 23

108 73

284 42

680 38

389 22

fiv tiir e s .............................................

1,877 12

1,877 12

1,877 12

1,877 12

D u e from oth er banks and bankers (n o t
rpspryp p it ie s )...........................................................

302 40

326 32

65 38

100 53

37,106 62

33,585 91

28,683 98

36,074 18

R eport o f
Feb. 5.

R esources.

L oan s and d isp o n n ts..................................................
B onds

Tnnrfga^PS and s e c u r itie s .........................

O yerdra ft s

......................................................................

^Furniture and

P up frnm hanks in reserve p it ie s ....................
E xch a n g e fo r clp arin 0* hnnse

.

R eport o f
D ec. 10.

..................

7T. S and N a tio n a l hank purrpnoy.......................

6,030 00

8,180 00

9,670 00

6,543 00

<rold p o in ...........................................................................

2,460 00

2,170 00

1,876 00

1,940 00

S ilv er

1,513 00

1,457 50

1,379 10

508 75

54 41

69 05

70 66

58 82

2,138 59

324 25

1,631 28

122 11

$162,637 94

$172,315 23

$175,715 07

$180,121 90

$25,000 00

$25,000 00

$25,000 00

$25,000 00

2,800 00

2,800 00

2,800 00

3,200 00

205 78

1,231 53

2,063 24

264 54

C om m ercial d e p o sits su b ject to c h e ck .............

35,220 34

27,683 11

27,510 44

26,857 74

C om m ercial cer tific a te s o f d e p o s it......................

5 00

5 00

5 00

5 00

S a v in g s d e p o sits ..........................................................

23,983 45

29,948 10

31,384 77

31,548 31

B a v in g s cer tific a te s o f d e p o s it..............................

75,423 37

85,647 49

86,951 62

93,246 31

$162,637 94

$172,315 23

$175,715 07

$180,121 90

coin

...................................................................

N ick els and c e n t s ..........................................................
•Checks, cash ite m s and in tern a l revenue
apponnt ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C apital sto ck paid i n ...............................................
Su rp lus fu nd .................................................................
U n d ivid ed profits, le ss cu rren t expenses,
in ter e st and ta x e s p a id ......................................
^Dividends n npaid

, ....................................................

D ue to ban ks a nd b a n k e rs......................................
C ertified check s ............................................................
C ash ier’s phppks o u ts ta n d in g ................................

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

.......... : ................. ..................................

25


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

194

STATE BANKING DEPARTMENT.
No. 197.
GRATIOT COUNTY STATE BANK, SAINT LOUIS.
O rganized J u ly 1, 1897.

A. B. D abbagh, P r e s i d e n t ; J ohn F eazee, V ic e P r e s i d e n t ; B. A. Ch u e c h , C a s h ie r .
D ieectoes .— A. B. D arragh , W. O. W a tso n , John F razer, II. J. T uger, D. E. H arrison .
R eport of
Feb. 5.

R esources.

R eport o f
J u ly 15.

R eport of
Sept. 30.

R eport of
D ec. 10.

d i s c o u n t s .........................................................................

$84,576 48

$82,084 82

$68,467 97

$73,778 62

B o n d 55 mni’tc'age s find s e c u r i t i e s .....................................

14,928 98

14,190 68

14,190 68

15,207 46

......................................................................

80 48

13 59

71 74

7 38

F u rn itu re arid fix tu r e s .............................................

1,500 00

1,500 00

1,500 00

1,500 00

O t h e r re a l e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserve c it ie s ) ...........................................................

1,225 61

1,108 36

1,063 36

1,719 36

937 00

1,794 35

3,713 55

3,790 53

O ne fr o m h a n k s in re s e r v e e i t i e s .......................

10,464 59

7,357 53

23,322 54

31,839 48

J yr»ans a n d

P rem iu m s paid on b o n d s ..........................................................
O verdrafts

U. S and N a tio n a l bank c u r re n c y .......................

8,033 00

7,211 00

6,741 00

7,245 00

Gold c o in ...........................................................................

2,395 00

1,270 00

1,920 00

1,730 00

S ilv er

2,074 25

1,902 40

2,362 00

2,622 00

264 00

266 06

301 15

190 11

159 40

61 55

97 42

275 32

$126,638 79

$118,760 34

$123,751 41

$139,905 26

C ap ital sto ck paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s fu n d ...........................................................................................
U n d ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ...........................................................

2,000 00

2,000 00

2,000 00

2,000 00

242 80

1,009 75

1,531 23

2,826 30

.................................................................................

112 50

112 50

112 50

112 50

C om m ercial d e p o sits su b ject to c h e ck ...................

36,114 05

32,457 80

43,728 64

40,840 66

51,379 04

69,125 80

$123,751 41

$139,905 26

coin

...................................................................

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................

........
L ia b ilitie s.

D iv id en d s un paid

C o m m e rc ia l c e r tif ic a te s of d e p o s i t . T.
O n e to h a n k s a n d h a n k e r s .
C er tified c h ee k s

. .

.....................................Tr

Tt
100 00

..............................T . T T r T I

C ash ier's check s o u ts ta n d in g ................................................
S a v in g s d e p o sits

....................................................................................

S a v in g s certifica tes o f d e p o s it ............................................

63,169 44

N o tes and b ills r e-d isco u n te d ............................................
B ills payab le
T o ta ls

52,004 29
6,076 00

...............................................................................................

......................................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$126,638 79

$118,760 34

STATE

BANKS

OF

195

MICHIGAN.

No. 231.
STATE BANK OF SANILAC CENTRE, SANILAC CENTRE.
O rganized M ay 23, 1901.
A. E. S leeper , P r e s i d e n t ; J ames McCaren , V ic e P r e s i d e n t ; A. R. S chell , C a s h ie r ;
O. A. Mann , A s s i s t a n t C a s h ie r .

D irectors.— A. E. Sleeper, A. R. Schell, John I*. N iggem an, Jr., B. R. N oble, Jam es M cCaren.
R esources.

L oans and d isco u n ts
B onds, m o rtg a g es and sec u r ities

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

R eport of
D ec. 10.

$32,887 60

$35,098 98

$28,599 94

2,207 60

2,207 60

5,445 07

P rem iu m s paid on b o n d s........................................
O verd ra fts

......................................................................

B an k in g h ou se
F u rn itu re

............................................................

and fix tu r e s .......... ................................

O th er real e s t a t e ............................................. ............
D ue from oth er banks and bankers (n ot
reserv e c it ie s ) ...........................................................
Ijn ited

51 30

881 74

735 99

2,000 00

2,000 00

2,000 00

1,185 07

1,185 07

1,185 07

198 65

1,126 83

S ta te s b o n d s..................................................

D ue from banks in reserv e c it ie s ......................

6,594 79

E xch a n g e fo r clea rin g h o u s e ................................
U. S. and N a tio n a l bank c u r r e n c y .......................

2,900 00

6,580 63

9,874 30

256 76

351 38

2,374 00

5,174 00

Gold c o in ...........................................................................

780 00

205 00

975 00

S ilv e r

....................................................................

270 00

371 35

84 00

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

21 23

9 47

1 59

313 74

374 28

300 29

$49,409 98

$51,544 88

$55,853 46

C ap ita l stock paid i n ................................................

$20,000 00

$2 0 ,0 0 0 00

$20,000 00

S u rp lu s fu nd ...............................................................
U nd ivid ed profits, le ss cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

572 71

1,006 59

1,184 29

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

C om m ercial d e p o sits su b ject to c h e c k .............

10,625 83

8,781 47

12,046 10

C om m ercial cer tific a te s o f d e p o s it.......................

17,954 72

21,331 60

22,138 75

425 22

484 32

D ue to banks and b a n k e rs......................................
C ertified check s ............................................................
C ash ier's check s o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$49,409 98

$51,544 88

196

STATE

BANKING DEPARTMENT.
No. 200.

TRUMAN MOSS STATE BANK, SANILAC CENTRE.

’

O rganized O ctober 21, 1897.

J ulia H. Mil l s , P r e s i d e n t ; E lizabeth Moss Mills A nketell , V ic e P r e s i d e n t ;
Ch a s . J. Olesox , C a s h ie r .
D irectors.— J u lia II. M ills, E liza b eth M oss M ills A n k etell, T hos. J. A nketell, John O’Connor,
Jerem iah O’Connor.
R esources.

L oans and d is c o u n ts ..................................................
R onds

m o rtg a g es and s e c u r itie s .........................

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

R eport o f
D ec. 10.

$28,886 79

$37,355 37

$41,468 36

$41,687 64

5,750 00

8.940 00

1.400 00

2,035 00

Prom in m s paid on bonds
Overdra ff s

......................................................................

B a n k in g h ou se

..........................................................

F u rn itu re and fix tu r e s .............................................

90 84

48 72

154 67

115 08

1,577 68

1,577 68

1,577 68

1,57T 68

291 75

366 75

366 75

366 75

D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ............................................................
U n ited

S ta te s

200 00
•

b o n d s..................................................

D ue from banks in reserve c it ie s .......................

13,960 85

2,844 08

5,179 79

4,184 90

JT. S and N a tio n a l bank c u r r e n c y .......................

3,116 00

1,711 00

1,092 00

4,337 00

Gold c o in ...........................................................................

1,350 00

305 00

250 00

145 00

....................................................................

468 75

519 80

462 20

264 25

N ick els and c e n t s ..........................................................
C hecks, cash item s and in ter n a l revenue
a cco u n t ........................................................................

20 08

3 51

7 98

15 17

176 62

351 12

154 32

170 71

$55,689 36

$54,023 03

$52,313 75

$54,899 18

$20,000 00

$20,000 00

$20,000 00

$20,000 00

500 00

500 00.

500 00

2,452 16

1,333 19

2,096 98

3,292 80

C om m ercial d ep o sits su b ject to c h e c k .............

15,938 93

13,193 28

14,980 51

15,175 03

C om m ercial cer tific a te s o f d e p o s it.......................

16,628 15

18,925 63

14,736 26

15,187 48

D ue to banks and b a n k e rs......................................

670 12

70 93

$55,689 36

$54,023 03

U vcbange fo r clea rin g b o u s e .................................

S ilv er

coin

T ota Is

......................................................................
L ia b ilitie s.

C apital sto ck paid i n ................................................
S u rp lu s fund .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s unpaid

.................................: ...................

743 87

C ertified checks ............................................................
C a sh ie r ’s check s o u ts ta n d in g ............... : ..............
S a v in g s d e p o sits ....................................................... ..
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e - d i s c o u n t e d . .. . ....................
B ills payab le
T o ta ls

.......................................... ......................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$52,313 75

$54,899 18

STATE

BANKS

197

OF MICHIGAN.

No. 225.
SARANAC STATE BANK, SARANAC.
O rganized October 22, 1900.

S tephen M. Crawford, P r e s i d e n t ; L. C. D avid , V ic e P r e s i d e n t ; A. F. N oyes, C a s h ie r .
D irectors.— S tep h en M. C raw ford, J. J. G ranger, G eorge L iverton , F. S. B row er, L. C. D avid,
S.

E. T ucker, A. L. F lem ing.

R esources.

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$20,281 74

$26,076 37

$26,952 87

$28,052 41

B onds, m o rtg a g es and s e c u r itie s .........................

6,012 49

10,463 52

18,119 34

21,244 34

O verd ra fts

4,801 12

1,798 88

2,140 95

2,667 28

............................................................

1,200 00

1,200 00

1,200 00

1,200 00

F u rn itu r e and fix tu r e s .............................................

800 00

800 00

800 00

800 00

52,245 14

45,635 04

53,798 95

B an k in g

......................................................................

hou se

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n ot
reserv e e it ie s ) ...........................................................
E xp en se a cco u n t .........................................................
U n ited

S ta te s

610 47

b o n d s..................................................

D ue from banks in reserve c it ie s .......................

40,733 39

Exchange for clearing house. .
U. S. and N a tio n a l bank c u r r e n c y .......................

5,874 00

2,528 00

2,724 00

3,654 00

Gold c o in ..........................................................................

1,830 00

2,105 00

2,045 00

1,150 00

467 66

165 45

107 65

499 50

36 91

68 63

39 04

1,221 35

293 18

3.905 97

2,121 16

$83,832 22

$97,712 45

$103,699 45

$115,226 68

$16,459 75

$20,000 00

$20,000 00'

$20,000 00

521 87

359 68

810 26

1,004 83

C om m ercial d e p o sits su b ject to c h e ck .............

20,856 90

16,687 32

18,032 99

23,040 22

C om m ercial certifica tes o f d e p o s it.......................

5,744 50

1,734 82

982 82

887 37

40,249 20

58,930 63

63,873 38

70,294 26

$83,832 22

$97,712 45

$103,699 45

$115,226 6$

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in ter n a l revenue
acco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C ap ital stock paid i n ...............................................
S u rp lu s fund .............................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s unpaid

............................

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C ash ier’s check s o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

198

BANKING DEPARTMENT.
No. 54.

SAULT SAVINGS BANK, SAULT STE. MARIE.
O rganized N ovem ber 20, 1886.

George K em p , P r e s i d e n t ; M. ,T. Weaver, V ic e P r e s i d e n t ; E. L. S tanley , C a s h ie r .
D irectors — G eorge K em p, C. E. A in sw o rth , J. II. Steere, V m. Chan dler, R. D . P erry,
II. J. W eaver, F ra n k Perry, M. .1. M agee, H enry H ickler,
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

L oans iincl diQ em ints..................................................

$452,004 48

$406,811 44

$426,235 30

$432,059 39

109,269 28

124,132 33

150,692 33

159,150 87

Ponds

and RPfnritiPS.........................

R eport of
D ee. 10.

984 14

937 24

408 99

468 13

............................................................

25,000 00

25,000 00

35,000 00

35,000 00

F u rn itu re find fix tu r e s .............................................

3,105 64

3,380 02

3,770 38

3,770 38

O ther vea 1 e sta te
..................................................
D ue from o th er banks and bankers (n o t
]»p<5P|»yp p it ie s )...........................................................

8,375 40

5,143 66

2,248 30

2,439 53

4,933 66

27,574 49

12,074 64

2,383 48

D ue from banks in reserve c it ie s .......................

89,603 82

103,762 62

116,680 05

124,071 23

F x o h a n g e fo r clearin g1 h o u s e .................................

2,816 69

4,743 57

5,835 00

3,368 92

O v erd ra fts

......................................................................

J-£a p |ri n <y h ou se

^ and N ation al hank c u r re n c y .......................

14,378 00

24,512 25

14,723 00

48,688 00

Oold c o in ...........................................................................

5,695 00

6,775 00

135 00

2,385 00
2,584 30

U

....................................................................

2,418 40

• 2,933 90

4,073 80

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................

478 40

123 65

511 40

192 85

S ilv er

coin

885 32

347 05

517 94

346 70

$719,948 23

$736,177 22

$772,906 13

$816,908 78

C ap ital stock paid i n ................................................

$50,000 00

$50,000 00

$100,000 00

$100,000 00

Su rp lus fu n d .................................................................
U n d ivid ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

6,193 97

3,908 14

972 41

2,526 22

C om m ercial d e p o sits su b ject to c h e c k .............

331,429 17

344,659 66

309,865 18

340,729 92

C om m ercial certifica tes o f d e p o s it.......................

46,693 73

46,223 67

50,383 95

46,600 47

T o ta ls

......................................................................
L ia b ilitie s.

4,804 50

O ne to hanks and hankers T.
C ertified checks ............................................................

640 30

3,014 37

264 37

452 01

274,991 06

279,371 38

296,615 72

316,550 16

$719,948 23

$736,177 22

$772,906 13

$816,908 78

50 00

C ash ier's checks o u tsta n d in g . . .
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it. .
N o tes and

h ills re-discou nted

B ills payab le
T o ta ls

.

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

199

MICHIGAN.

No. 204.
STATE SAVINGS BANK OF SCOTTVILLE, SCOTTVILLE.
Organized J u ly 29, 1898.
C. W. McP hail , P r e s i d e n t ; M. L. W illiam s , V ic e P r e s i d e n t ; C. W. McP hail , C a s h ie r ;
J. It. Metering , A s s i s t a n t C a s h ie r .
D irectors.— C. W.

McPhail, M. L. Williams, C. A. McPhaii, Clarence H. Macomber,
W. S. R ichardson.
R eport o f
F eb. 5.

R esources.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

R oans and d is c o u n t s ..................................................

$27,792 48

$35,430 73

$34,010 67

$41,733 66

Ronds, m o rtg a g es and s e c u r itie s .........................

10,780 28

8,079 85

10,028 20

11,130 00

21 99

99

1,279 86

1,351 86

128 00
fix tu r e s .............................................

1,206 36

O ther rpa 1 e sta te
..........................................
D ue from oth er banks and bankers (n o t
c itie s ).

74 22

F u rn itu r e and

1,206 36

100 00

349 20

90 55

317 10

7,253 37

1,478 38

1,841 98

2,015 19

2,427 00
•
15 00

3,354 00

5,240 00

2,600 00

90 00

20 00

110 00

486 10

694 69

689 45

653 25

28 94

20 47

12 46

$50,588 21

$50,573 03

$53,561 71

$59,594 95

C ap ita l sto ck p aid i n ................................................

$15,500 00

$15,500 00

$15,500 00

$15,500 00

S u rp lu s fu n d .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

3,720 60

3,720 60

3,720 60

3,720 60

185 78

2,023 96

2,682 81

3,646 75

14,178 58

14,617 37

14,933 13

20,855 89

ITnitPd

S ta te s

bonds

...................................

D ue from banks >n reserve c it ie s ......................
e x c h a n g e for c le a rin g h o u s e .................................
U. S. and N a tio n a l bank c u r r e n c y ......................
G old c o in ...........................................................................
S ilv er

coin

...................................................................

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

....................................................................

•

175 26

L ia b ilitie s.

D iv id en d s unpaid

.......................................................

C om m ercial d e p o sits su b ject to c h e ck .............
C om m ercial cer tific a te s o f d e p o s it.......................

1,293 50

D u e to hanks and b a n k e rs......................................
C ertified checks ...........................................................
C ash ier’s checks o u t s ta n d in g .................................
S a v in g s d e p o sits ..........................................................

13,325 75

11,942 10

S a v in g s cer tific a te s o f d e p o s it..............................

2,377 50

2,769 00

N o tes and b ills r e-d isco u n te d ..............................

1,300 00

B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

14,421 67

13,777 94
2,093 77

1,010 00
$50,588 21

$50,573 03

$53,561 71

$59,594 95

200

STATE BANKING

DEPARTMENT.

No. 175.
COMMERCIAL STATE BANK OF SHEPHERD, SHEPHERD.
O rganized D ecem ber 27, 1894.

N. W . S truble , P r e s i d e n t ; O. H. A dams , V ic e P r e s i d e n t ; W. E. A dams, C a s h ie r ;
W. I. N. S hepherd , A s s i s t a n t C a s h ie r .
D irectors.— I. N. Shepherd, L in u s D . E stee, H. D . B en t, M rs. B. J. W h ite, O liver H. A dam s,
W. H. K in ter, N . W. Stru ble, M rs. H . D . B en t, W. E. A dam s.
R esources.

R eport o f
F eb. 5.

R eport of
July 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

U oans and d is c o u n ts ..................................................

$38,140 82

$35,219 61

$39,412 15

$39,849 26

Ronds, m o rtg a g es and s e c u r itie s .........................

17,970 00

19,250 00

20,500 00

20,400 00

77 50

645 60

3,663 58

2,467 68

F u rn itu re and fix tu r e s .............................................

1,000 00

1,000 00

1,000 00

1,000 00

O ther real e s t a t e ..........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

650 00

650 00

650 00

650 00

25,000 00

25,020 00

25,000 00

25,000 00

43,466 44

35,856 00

18,625 90

23,758 27

O v erd ra fts
R anking

U nited

......................................................................

hon se

S ta te s

bonds

D ue from banks in reserv e c it ie s .......................

456 74

255 86

6,070 00

6,391 00

8,605 00

U xchange for c le a rin g h o n s e .................................
U. S. and N a tio n a l bank c u r r e n c y .......................

5,050 00

Gold c o in ...........................................................................

1,130 00

1,670 00

2,035 00

2,065 00

....................................................................

894 70

1,421 60

580 80

1,087 35

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenu e
a cco u n t ........................................................................

37 02

63 06

30 91

555 60

18 17

$133,972 08

$126,884 04

$118,346 08

$125,855 97

$17,000 00

$20,000 00

$20,000 00

$20,000 00

1,600 00

1,800 00

1,800 00

1,800 00

498 64

312 07

1,339 27

1,819 29

296 00

176 00

S ilv er

coin

T o ta ls

......................................................................
L ia b ilitie s.

C ap ital stock paid i n .............................................
S u rp lus fu n d .................................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s unpaid

70 49
647 06

•

............................................. T.

C om m ercial d ep o sits su b ject to c h e ck .............

42,015 06

33,022 46

25,878 92

27,483 09

C om m ercial certifica tes o f d e p o s it.......................

72,434 38

71,410 51

69,088 55

74,724 71

43 00

63 34

28 88

$126,884 04

$118,346 08

$125,855 97

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................

424 00

C a sh ier’s check s o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$133,972 08

STATE

BANKS

OF

201

MICHIGAN.

No. 148.
CITIZENS’ STATE BANK OF SOUTH HAVEN, SOUTH HAVEN.
O rganized D ecem ber 28, 1892.
W. S. B radley, P r e s i d e n t ; R. T. P ierce , V ic e P r e s i d e n t ; L. E. P arsons , C a s h ie r .

D irectors.— Wm. S. B rad ley, John C. M erson, R. T. P ierce, O rley M. V aughan , S ila s M .
T row bridge. L. F. O tis, Jam es K. B arden, C. W. W illiam s, L. A. Spencer, W. H. H u rlb ert,
T. A. B ixby.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

D oans and d is c o u n ts ..................................................

$152,360 30

$167,371 58

$145,301 43

$150,777 27

B onds, m o rtg a g es and s e c u r itie s .........................

65,350 78

70,120 02

68,733 36

70,060 97

2,211 74

845 57

538 11

931 99

3,000 00

3,000 00

3,000 00

3,000 00

38,017 40

14,658 85

73,548 04

57,564 93

U. S. and N a tio n a l bank c u r r e n c y .......................

9,038 00

12,411 00

12,865 00

10,281 00

Gold c o in ...........................................................................

10,282 50

9,045 00

10,227 50

9,325 00

...................................................................

2,423 25

1,126 05

2,824 70

1,300 30

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenue
acco u n t ........................................................................

53 86

47 84

120 75

110 37

4,657 88

1,523 31

4,465 53

942 88

$287,395 71

$280,149 22

$321,624 42

$304,294 71

C ap ital sto ck paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu nd .................................................................
U n d iv id ed profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................

8,000 00

8,500 00

8,500 00

8,500 00

3,694 23

3,589 58

5,073 85

7,213 55

O verd ra fts
R anking

......................................................................

hou se

F u rn itu re

-

...............

and fix tu r e s .............................................

O ther real e sta te .
D ue from o th er banks
reserv e r i t i e s ) . T.
U n ited

--

and

R eport o f
D ec. 10.

bankers

(n o t
►

S ta te s b o n d s ...............................................

D ue from banks in reserve c it ie s ......................
E xch a n g e fo r clea rin g h o u s e .................................

S ilv er

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid
C om m ercial d ep o sits su b ject to c h e ck .............

97,532 41

72,389 70

121,975 86

93,505 36

C om m ercial cer tific a te s o f d e p o s it.......................

24,040 10

20,846 51

25,550 86

22,774 10

50 00

150 00

99,773 43

110,373 85

122,301 70

$321,624 42

$304,294 71

D ue to hanks and h a n k e rs......................................
C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g ............................
S a v in g s d e p o sits ..........................................................

104,128 97

S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................

26


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

25,000 00
$287,395 71

$280,149 22

202

STATE BANKING

DEPARTMENT,

No. 71.
THE FIRST STATE BANK OF SOUTH HAVEN, SOUTH HAVEN.
O rganized D ecem ber 28, 1889.

Charles .7. Monroe, P r e s i d e n t : V olney R o ss , V ic e P r e s i d e n t ; George C. Monroe, C a s h ie r ;
C. F. H unt , A s s i s t a n t C a s h ie r .
D irectors.— C harles .J. M onroe. V olney R oss. M. IT. B ixby, Joh n M ackey, Sam uel P. W ilson,
E u n ice E. M oore, H. M. A very, L. S. M onroe, F ran k E. Rood.
R esources.

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

L oans an d d is c o u n ts ..................................................

$137,509 82

$195,948 95

$210,556 29

$188,731 13

B onds, m o rtg a g es a nd s e c u r itie s .........................

140,347 10

126,483 89

137,126 89

154,459 12

62 77

265 72

446 26

281 63

5,447 52

316 40

23,272 24

79,410 81

54,255 05

1,891 57

4,003 24

R eport o f
D ec. 10.

Prpm inm s pair! on Jirmrjs
O v erd ra fts
R anking

......................................................................

lionsp

F u rn itu re and

fix tu r e s ...........................................

O th er real e sta te . . . . T
D ue from o th er banks and
reserv e c i t i e s ) ..........
U n ited

bankers

(n o t

S ta te s hf>ndsTT

D ue from banks in reserve c it ie s .......................

98,513 29

E x ch a n g e fo r c le a rin g h o u s e .................................
U . S. and N a tio n a l bank c u r re n c y .......................

6,052 00

12,219 00

14,058 00

9,432 00

G old c o in ...........................................................................

5,210 00

5,990 00

8,715 00

6,150 00

S ilv er

....................................................................

3,006 00

3,300 00

2,600 00

1,200 00

N ick els and c e n t s ..........................................................
C hecks, cash ite m s a nd in ter n a l revenue
a cco u n t ........................................................................

185 16

347 84

650 19

643 59

905 70

1,859 34

5,080 40

4,655 89

$391,791 90

$371,578 55

$468,094 60

$420,124 81

C a p ita l stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

35,000 00

35,000 00

35,000 00

35,000 00

6,721 55

5,567 91

8,681 98

10,401 23

C om m ercial d e p o sits su b ject to c h e c k .............

112,233 48

106,754 47

190,184 14

131,245 83

C om m ercial cer tific a te s o f d e p o s it.......................

4,692 35

3,070 96

5,945 14

5,813 27

D ue to banks and b a n k e rs......................................

1,192 39

2,650 85

926 86

769 58

57 49

135 00

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

.......................................................

C ertified checks ............................................................
C a sh ier’s checks o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................

171,054 13

159,336 36

166,610 99

176,673 90

S a v in g s cer tific a te s o f d e p o s it..............................

10,898 00

9,198 00

10,688 00

10,086 00

$391,791 90

$371,578 55

$468,094 60

$420,124 81

N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

203

MICHIGAN.

No. 207.
SPARTA STATE BANK, SPARTA.
O rganized Septem ber 6, 1898.
C. A. B loomer, P r e s i d e n t ; J. S. B radford, J ohn Manchester , V ic e P r e s i d e n t s ;
B. N. K eister , C a s h ie r .

D irectors.— J. S. B rad ford, John M anchester, M anley W. B u rtch , C. A. B loom er,
C has. A. J ohn son, A u g u st A. J ohn son, B ruce N . K eister.
R esources.

L oans and d is c o u n ts ..................................................
B onds, m o rtg a g es and s e c u r itie s ......................

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

$31,857 19

$39,253 64

$41,591 26

$58,611 59

33,594 60

37,826 46

37,780 00

41,136 60

21,497 24

10,613 15

23,890 86

11,990 42

P rem iu m s pniri on hnnrjs
O verd ra fts

.......................

R anking hou se
F u rn itu re and

fix tu r e s ..........................................

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot
reserv e c it ie s ) ...........................................................
U n ited

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................
E xch a n g e fo r c le a rin g h o u s e ................................

53 97

219 51

5,579 00

2,351 00

U. S. and N a tio n a l bank c u r r e n c y .......................

3,156 00

4,661 00

G old c o in ...........................................................................

1,560 00

1,520 00

715 00

1,000 00

550 00

1,180 00

211 00

557 00

109 91

114 43

76 97

83 13

464 55

106 91

$92,789 49

$95,275 59

$109,898 06

$115,949 25

C a p ita l sto ck paid i n ................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s fu nd ....................................................
U nd ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

3,000 00

4,000 00

4,000 00

4,000 00

1,453 80

1,508 71

1,813 42

2,703 21

25,335 37

31,172 38

35,199 54

36,158 51

S a v in g s d e p o sits ................................... ......................

18,339 50

15,920 95

16,452 90

17,277 54

S a v in g s cer tific a te s o f d e p o s it..............................

29,660 82

27,673 55

37,432 20

40,809 99

$92,789 49

$95,275 59

$109,898 06

$115,949 25

S ilv er

coin

...................................................................

N ick els a nd c e n t s .........................................................
Checks, ca sh ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

....................................................................
L ia b ilitie s.

D iv id e n d s un p a id

.......................................................

C om m ercial d e p o sits su b ject to c h e ck .............
C om m ercial cer tific a te s o f d e p o s it.......................
D ue to banks an d b a n k e rs......................................
C ertified check s ...........................................................
•Cashier’s check s o u ts ta n d in g .................................

N o te s and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

...............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

204

STATE

BANKING DEPARTMENT.
No. 243.

STATE SAYINGS BANK, STANTON.
O rganized J u ly 12, 1901.

F ked R. Messenger , P r e s i d e n t ; C. H . Laflamboy, V ic e P r e s i d e n t ; C. W. F rench , C a s h ie r .
D irectors.— F red R. M essenger, C. H. Laflam boy, P . J. D evin e, C u rtis B a ll, C. W. F rench.
R eport of
Feb. 5.

R esources.
L oan s and rjisomjnts

R eport of
Ju ly 15.

R eport of
Sept. 30.

R eport of
D ec. 10.

$25,226 72

$39,385 43

5,539 00

9,409 00

P rem iu m s paid on b o n d s..............................
O v erd ra fts
B a n k in g

................................................................. .. .

hou se

F u rn itu re

and

..........................................................
fix t u r e s .................................

.

704 29

86 66

3.250 00

3.250 00

1.250 00

1.250 00

O ther real e s t a t e ..........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................

6,131 78

8,251 12

P rofit and lo s s ...............................................................

40 41

U n ited

S ta te s b o n d s...........................................

D ue from banks in reserv e c it ie s .......................

18,543 74

23,255 49

E x ch a n g e fo r cle a rin g h o u s e .................................
U. S. and N a tio n a l bank c u r re n c y .......................

3,412 00

4,205 00

Gold c o in ...........................................................................

365 00

1,285 00

S ilv er

....................................................................

479 85

807 15

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenu e
a cco u n t ........................................................................

48 80

71 06

151 56

88 27

$65,143 15

$91,344 18

$20,000 00

$20,000 00

coin

T o ta ls

....................................................................
L ia b ilitie s.

C a p ita l stock paid i n ...........................................
S u rp lu s fu nd .......... '......................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ......................................
D iv id en d s un paid

557 77

.......................................................

C om m ercial d ep o sits subject, to c h e ck .............

23,712 55

32,271 71

5,754 05

5,100 91

C om m ercial cer tific a te s o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................
C a sh ier's checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................

1,642 98

1,824 18

S a v in g s certifica tes o f d e p o s it..............................

14,033 57

31,589 61

$65,143 15

$91,344 18

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

205

MICHIGAN.

No. 134.
CITIZENS’ STATE BANK, STUKGIS.
O rganized M arch 2, 1892.

Maktin E. A ulsbrook, P r e s i d e n t ; E. S. A midon , V ic e P r e s i d e n t ; T. J. Collins , C a s h ie r ;
H. C. K raft , A s s i s t a n t C a s h ie r .
D irectors.— M artin E. A ulsbrook, Geo. B. T om pkins, E dm und S. A m idon, C. B. Buck,
F ran k K enyon, T. J. C ollin s, C harles A. Sturges, E. C. W right, H. C. Rehm.
R esources.

Report o f
F eb . 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

TiOflns and d is c o u n ts ..................................................

R eport of
D ec. 10.

$111,475 45

$114,316 85

$117,075 14

$123,147 74

m o rtg a g es and s e c u r itie s .........................

75,377 81

81,967 81

86,422 81

94,716 20

P rem iu m s paid on b o n d s........................................

277 30

277 30

277 30

277 30

2,013 50

972 27

2,112 08

855 34

F u rn itu r e and fix tu r e s .............................................

2,006 60

2,006 60

2,006 60

2,006 60

O th er real e s t a t e .........................................................
D ue from o th er banks and bankers (n ot
reserv e c it ie s ) .......................................... .................

8,000 00

8,000 00

8,000 00

7,000 00

23,309 42

31,331 80

46,500 57

43,130 09

U. S. and N a tio n a l bank c u r r e n c y .......................

5,412 00

6,390 00

4,596 00

4,647 00

G old c o in ...........................................................................

4,307 50

4,485 00

5,370 00

4,445 00

....................................................................

992 70

596 00

731 40

592 25

N ick els and c e n t s ..........................................................
Checks, cash ite m s and in ter n a l revenue
acco u n t ........................................................................

113 94

97 04

79 69

57 32

164 23

341 25

155 21

601 75

$233,450 45

$250,781 92

$273,326 80

$281,476 59

C ap ita l sto ck paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .................................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

5,850 00

6,000 00

6,000 00

6,000 00

266 98

356 76

1,731 36

3,567 78

.......................................................

70 00

30 00

20 00

20 00

C om m ercial d ep o sits su b ject to c h e c k .............

58,925 51

58,981 81

61,528 86

64,103 52

C om m ercial cer tific a te s o f d e p o s it.......................

67,459 21

77,658 00

90,234 25

93,696 20

50,878 75

57,755 35

63,812 33

64,089 09

$233,450 45

50,781 92

$273,326 80

$281,476 59

R onds

Overd r a fts
B a n k in g

U n ited

......................................................................

h ou se

............................................................

S ta te s b o n d s ..................................................

D ue from banks in reserve c it ie s .......................
E xch a n g e fo r clea rin g h o u s e ................................

S ilv e r

coin

T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

D ue to banks and h a n k e rs......................................
C ertified checks ............................................................
C ash ier's check s o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.......... ................. .....................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

206

STATE

BANKING DEPARTMENT,
No. 151.

LILLE Y STATE BANK, TECUMSEH.
O rganized J a n u a ry 26, 1893.
L u c iu s L illet , P r e s i d e n t : P. W. A. F itzsim m o ns , V ic e P r e s i d e n t ; F. A. S hepard , C a s h ie r ;

F. B. B auer, A s s i s t a n t C a s h ie r .
D irectors.— L ucius L illey , J. S. Stron g, L. I. B id w ell, P. W . A. F itzsim m o n s, L. C. B id w ell,
A lb ertin e F itzsim m on s.
R esources.

R eport o f
F eb. 5.

R eport o f
July 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

L oans and d is c o u n ts ..................................................

$85,650 63

$80,334 03

$81,508 05

$86,731 01

B onds, m o rtg a g es and s e c u r itie s .......................

18,590 00

30,390 00

34,535 99

38,994 38

671 82

13

509 62

2,209 58

1,650 00

1,650 00

1,650 00

1,650 00

O v erd ra fts

......................................................................

honsp

R an king

F u rn itu re

............................................................

and fix tu r e s .............................................

O ther real e s t a t e ..........................................................
D ue from o th er banks and ban kers (n o t
reserv e c it ie s ) ...........................................................
S ta te s b o n d s..................................................

500 00

500 00

500 00

500 00

D ue from banks in reserve c it ie s .......................

95,179 95

81,683 99

76,383 33

80,076 22

U. S. and N a tio n a l bank cu r re n c y .......................

9,391 00

5,663 00

5,310 00

8,012 00

Gold c o in ...........................................................................

5,500 00

6,132 34

6,460 00

6,205 00

....................................................................

635 20

137 50

249 10

360 15

N ick els and c e n t s ..........................................................
Checks, cash item s and in tern a l revenue
accou n t ........................................................................

51 58

64 54

79 25

64 73

518 95

186 36

217 63

422 97

$218,339 13

$206,741 89

$207,402 97

$225,226 04

C apital stock paid i n ................................................

$40,000 00

$40,000 00

$40,000 00

$40,000 00

Su rp lus fu n d .................................................................
U ndivided profits, le ss current expenses,
in ter e st and ta x e s p a id ........................................

8,000 00

8,000 00

8,000 00

8,000 00

3,399 11

2,476 65

2,836 16

3,330 81

C om m ercial d ep o sits su b ject to c h e ck .............

95,664 66

92,048 50

95,750 54

104,438 28

C om m ercial certifica tes o f d e p o s it.......................

71,228 27

64,216 74

60,816 27

69,456 95

D u e to banks and b a n k e r s . . . . . . . . . . . ..........

47 09

U n ited

E xch ange fo r clea rin g h o u s e .................................

S ilv er

coin

T o ta ls

......................................................................
L ia b ilities.

D iv id en d s unpaid

.......................................................

C ertified checks ............................................................
C a sh ier’s check s o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

.«918 3 3 0 1 3

«9Hfi 741 8Q

$225,226 04

STATE

BANKS

OF

207

MICHIGAN.

No. 156.
TECUMSEH STATE SAVINGS BANK, TECUMSEH.
O rganized A pril 21, 1893.

Charles R. Miller , P r e s i d e n t ; J ohn Q. L ook, V ic e P r e s i d e n t ; J. H. S m it h , C a s h ie r .
D irectors.— C. A. S la y to n , C. R. M iller, Josep h R u ssell. A rthur D. G ilm ore, L. M. K ellogg,
L. D. D ew ey, J o h n Q. Look.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

Report o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$45,798 85

$39,754 93

$46,993 28

$39,828 23

B onds, m o rtg a g es and s e c u r itie s .........................

50,098 83

55,932 42

58,321 42

65,077 42

1,911 94

828 33

1,953 15

123 61

............................................................

3,700 00

3,700 00

3,700 00

3,764 00

F u rn itu re and fix tu r e s .............................................

1,290 00

1,290 00

1,290 00

1,464 22

16,317 01

38,494 63

17,648 51

25,773 71

O verd ra fts
B an k in g

......................................................................

h ou se

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n ot
reserve p i t i e s ) . ..
U n ited

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s ......................
E xch an ge fo r clea rin g h o u s e ................................
U. S. and N a tio n a l bank c u r re n c y .......................

4,562 00

5,970 00

8,680 00

6,949 00

Gold c o in ...........................................................................

2,919 90

4,282 25

2,187 25

3,262 25

S liv er

1,059 00

1,256 45

279 85

760 55

115 10

128 80

7 33

107 43

1,825 61

224 08

572 41

962 59

$129,598 24

$151,861 89

$141,633 20

$148,073 01

C ap ital sto ck paid i n ................................................

$26,000 00

$26,000 00

$26,000 00

$26,000 00

S u rp lus fu n d ...............................................................
U nd ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ......................................

2,100 00

2,100 00

2,100 00

2,100 00

679 42

1,966 01

2,192 69

3,114 95

coin

...................................................................

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

.......................................................

70 00

C om m ercial d e p o sits su b ject to c h e ck .............

D ivid en d s un paid

35,121 22

43,030 14

32,517 11

36,318 23

C om m ercial cer tific a te s o f d e p o s it ,....................

9,322 91

13,111 13

10,366 55

7,724 16

56,304 69

65,654 61

68,456 85

$129,598 24

$151,861 89

$141,633 20

D ue to banks an d b a n k e rs......................................
C ertified checks ............................................................
C ash ier's ch eck s o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................

•

72,815 67

S a v in g s cer tific a te s o f d e p o s it..............................
N o te s and b ills re-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

.......................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$148,073 01

208

STATE

BANKING DEPARTMENT.
No. 120.

THE FIRST STATE SAVINGS BANK OF THREE RIVERS, THREE RIVERS.
O rganized A u g u st 15, 1891.

A mos C. W olf, P r e s i d e n t ; B ish o p E. A ndrews , V ic e P r e s i d e n t ; George T. W olf, C a s h ie r ;
M. S. A rnold, A s s i s t a n t C a s h ie r .
D irectors.— J. W. F rench, W. E. Clark. G eorge T. W olf. B ish op E. A ndrew s, A. C. W olf,
W. J. W illitts, E. B. L in sley.
R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R oans and d is c o u n ts ..................................................

R eport o f
D ec. 10.

$169,185 57

$195,420 04

$216,295 00

$218,244 43

m o rtg a g es and s e c u r itie s .........................

60,502 19

53,417 44

53,117 44

58,892 44

P rem iu m s paid on b o n d s........................................

907 36

117 57

117 57

117 57

......................................................................

7,105 11

161 58

931 54

714 90

hou se’ ............................................................

15,000 00

15,000 00

15,000 00

15,000 00

600 00

600 00

600 00

600 00

600 00

600 00

51,829 46

35,277 12

22,699 46

47,292 11

TT R and N a tio n a l hank c u r r e n e v .......................

11,202 00

13,492 00

11,377 00

11,161 00

G old c o in ...........................................................................

12,685 00

11,805 00

11,635 00

11,667 50

...................................................................

1,949 80

1,561 95

1,012 35

1,243 45

N ick els and c e n t s .......................................................
Checks, cash ite m s and in tern a l revenue
accou n t ........................................................................

127 64

263 83

254 00

136 72

117 32

83 41

115 52

48 75

$331,211 45

$327,199 94

$333,754 88

$365,718 87

C apital stock paid i n ................................................

$30,000 00

$30,000 00

$30,000 00

$30,000 00

S u rp lu s fu nd .................................................................
U n d ivid ed profits, less cu rren t exp en ses
in te r e st and ta x e s p a id ........................................

15,000 00

15,000 00

15,000 00

15,000 00

2,194 65

3,266 21

3,977 59

6,090 66

C om m ercial d e p o sits subject, to c h e c k .............

56,875 92

48,884 03

51,604 08

65,347 30

C om m ercial cer tific a te s o f d e p o s it.......................

93,541 36

97,273 44

110.265 33

116,860 34

133,599 52

132,776 26

122,907 88

132,420 57

$333,754 88

$365,718 87

R onds

O verd r a ffs
R anking

F u rn itu r e and

fix tu r e s .............................................

O th er rpa 1 e s t a t e ............................................. ..
D ue from o th er banks and bankers (n o t
U n ited

S ta te s

bonds

...........................................

Dnp from hanks in rpserve c it ie s .......................
E x ch a n g e fo r plea ring h o n sp .................................

S ilv e r

co in

T o ta ls

......................................................................
L ia b ilitie s.

D ividp nds un paid

.......................................................

D ue to banks and b a n k e rs......................................
C ertified check s ............................................................
C a sh ier’s check s o u ts ta n d in g .................................
S a v in g s d ep o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
•

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

............... ......................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$331,211 45

$327,199 94

STATE

BANKS

OF

209

MICHIGAN.

No. 138.
TRAVERSE CITY STATE BANK, TRAVERSE CITY.
O rganized Jun e 16, 1892.

P erry H annah , P r e s i d e n t ; A. T racy Lay, V ic e P r e s i d e n t ; J. T. H annah , C a s h ie r ;
S. Garland, A s s i s t a n t C a s h ie r ; H oward I r is h , S e c o n d A s s i s t a n t C a s h ie r .
D irectors.— P erry H an n ah , A. T racy L ay, J. T. H ann ah, S. G arland, H ow ard Irish.
R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$223,430 67

$274,407 01

$301,552 59

$299,769 20

B onds, m o rtg a g es and s e c u r itie s .........................

347,466 38

410,985 82

375,106 63

376,579 97

46 85

7 51

40 74

Report o f
D ec. 10.

34,772 75
O v erd ra fts

......................................................................

94 95

F u rn itu r e and fix tu r e s .............................................

1,861 44

1,927 59

1,927 59

2,332 59

O ther real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
cifiPS)

8,348 53

10,984 72

10,984 72

10,984 72

216,425 91

240,172 19

301,265 48

378,863 04

U . S. and N a tio n a l bank c u r r e n c y .......................

54,198 00

56,862 00

42,603 00

66,244 00

Gold c o in ...........................................................................

14,665 00

17,275 00

17,360 00

17,565 00

3,043 00

2,500 00

5,400 00

5,200 00

70 26

54 29

77 75

226 58

8,774 51

7,152 02

12,785 28

5,388 95

...................................................................... $1,013,151 40 $1,022,367 49 $1,069,070 55

$1,163,194 79

U n ited

S ta te s bonds

D ue from banks in reserv e c it ie s .......................

100,000 00

U xchangp fo r H oaxing hnnse

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

L ia b ilitie s.
C apital stock paid i n ................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lus fu nd .................................................................
U n d ivid ed profits, less cu rren t expenses,
M iterest and ta x e s p a id ........................................

25,000 00

25,000 00

25,000 00

25,000 00

36,586 13

37,183 14

36,522 36

41,738 53

C om m ercial dp posits su b ject to c h e ek .............

375,990 40

342,380 82

382,912 38

443,688 05

C om m ercial c er tific a te s o f d e p o s it.......................

475,574 87

517,803 53

524,635 81

552,768 21

...................................................................... $1,013,151 40 $1,022,367 49 $1,069,070 55

$1,163,194 79

D ue to banks an d b a n k e rs......................................
C ertified checks ........................................ ...................
C ash ier’s check s o u ts ta n d in g .................................
S a y in g s d e p o sits - .......................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

............... .................................................

27


*
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

210

STATE BANKING

DEPARTMENT.

No. 241.
BANK OF VASSAR, VASSAR.
O rganized J u ly 17, 1901.

D. G. Si-after, P r e s i d e n t ; J u st in W entworth , V ic e P r e s i d e n t ; F rank N orth, C a s h ie r ;
George D. Clarice, A s s i s t a n t C a s h ie r .
D irectors.— D. G. S la fte r, C. G. W h ite, J u s tin W en tw orth , F rank N orth, Geo. D. Clarke.
R eport of
F eb. 5.

R esources.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10..

R oans and d is c o u n ts ..................................................

$92,673 02

$117,860 04

Ronds, m o rtg a g es and s e c u r itie s .........................

3,900 00

9,575 00

8,331 11

4,551 00

2,500 00

2,500 00

500 00

500 00

41,596 86

17,186 06

P rem iu m s paid on b o n d s........................................
O v erd ra fts
R anking

.....................................................................
....................................... .................

bou se

F u rn itu re and

fix tu r e s .............................................

O ther real e s t e t e .......................................................
D ue from oth er banks and bankers (n ot
reserv e c it ie s ) ...........................................................
lim ited

S ta te s bends T.............................................

Tine from banks in reserve c it ie s .......................
F x cb a n g e fo r c le a rin g b o u s e ................................
TT S and N a tio n a l bank c u r r e n c y .......................

4,260 00

5,226 00

Oold

2,500 00

2,602 50

365 75

1,364 80

c o in ................................................................... ..

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
account. ........................................................................

4 08

27 47

245 66

364 79

$156,876 48

$161,757 66

$35,000 00

$35,000 00

L ia b ilitie s.
C apital stock paid in
Su rp lus fund
U nd ivid ed profits, le ss current
in ter e st and ta x e s paid

expenses,

1,245 88

1,245 88

1,884 95

2,658 55

D iv id en d s unpaid
C om m ercial d ep o sits subject to check

14,830 17

14,560 84

C om m ercial certifica tes o f dep osit

99,017 45

101,539 03

......................

4,898 03

6,753 36

.............................. ..................................

$156,876 48

$161,757 66

D ue to banks and bankers

C ash ier's checks o u tsta n d in g .
S a v in g s d e p o sits

.

S a v in g s certifica tes o f dep osit
N o tes and b ills re_d iscounted
R ills payable
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

211

MICHIGAN.

No. 192.
STATE SAVINGS BANK OF VASSAR, VASSAR.
O rganized D ecem ber 30, 1896.

I saac Gibbard, P r e s i d e n t ; H. E. H arrison , V ic e P r e s i d e n t ; C. C. Curtis , C a s h ie r ;
Geo. R. B uck, A s s i s t a n t C a s h ie r .
D irectors.— Isa a c Gibbard, H. E. H arrison , C. C. C urtis, G eorge R. Buck,
C harles H. R ichardson, W illiam D avies.

R esources.

R eport o f
Feb. 5.

R eport o f
R eport o f
Ju ly 15.
| Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$77,594 43

$78,616 11

$81,286 25

$73,239 51

B onds, m o rtg a g es and s e c u r itie s .........................

28,039 00

34,669 20

40,194 00

47,294 00

195 00

257 50

P rem iu m s paid on b o n d s.....................................
O verd rafts

...................................................................

B a n k in g h ou se

............................

F u rn itu re and fix tu r e s ..............................

35 85

93 02

278 18

71 54

3,400 00

3,400 00

3,400 00

3,400 00

1,600 00

1,600 00

1,600 00

1,600 00

O ther real e s t a t e ..................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
U n ited

S ta te s b o n d s.............................................

3,000 00

3,000 00

3,000 00

3,000 00

59,384 14

57,251 22

61,246 63

93,271 80

U. S. and N a tio n a l bank c u r r e n c y .......................

3,782 00

3,260 00

4,549 00

4,289 00

Gold c o in .................................................................

2,015 00

2,045 00

2,160 00

2,030 00

S ilv er

1,407 45

684 60

458 40

1,716 15

147 90

106 12

55 45

67 24

174 25

372 34

63 16

166 76

$180,580 02

$185,097 61

$198,486 07

$230,403 50

$25,000 00

$25,000 00

$25,000 00

$25,000 00

3,000 00

3,750 00

3,750 00

3,750 00

392 54

182 76

261 76

1,126 20

33,503 34

47,646 98

D ue from banks in reserve c it ie s .......................

...............

E x ch a n g e fo r clea rin g h o u se ................................

coin

..........................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

C apital stock paid i n .............................................
Su rp lus fu nd ...............................................................
U ndivided profits, less cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

.......................................................

C om m ercial d e p o sits su b ject to c h e ck .............

31,186 04

23,514 83-

S a v in g s d e p o sits ..........................................................

56,149 28

49,128 90

49,030 65

51,248 18

S a v in g s certifica tes o f d e p o s it..............................

64,852 16

83,521 12

86,940 32

101,632 08

$180,580 02

$185,097 61

$198,486 07

$230,403 50

C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
Certified checks ............................................................
C ash ier’s checks o u tsta n d in g .................................

N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

................................................

.......................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

212

STATE BANKING

DEPARTMENT.

No. 105.
WAYNE SAVINGS BANK, WAYNE.
O rganized O ctober 14, 1890.

J ambs R. H osie , P r e s i d e n t ; L. T. B lount , V ic e P r e s i d e n t ; J oseph Waltz, S e c o n d V ic e
P r e s i d e n t ; George H. S tellwagen , C a s h ie r ; George M. S tellwagen , A s s i s t a n t C a s h ie r .
D irectors.— Jas. R. H osie. Geo. H. S tellw a g en , L. T. B lo u n t, J. J. S tellw a g en , Josep h W altz,
P. II S tellw a g e n , Geo. M. S tellw a g e n , Josep h W altz.
R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

Loan« am i d is c o u n ts ..................................................

$127,943 84

$137,701 53

$126,352 87

$130,988 17

Ronds, m o rtg a g es and s e c u r itie s .........................

121,357 63

121,561 01

123,301 01

126,311 51

P rem iu m s paid on b o n d s........................................

780 00

O v erd ra fts

776 70

......................................................................

F u rn itu re and fix tu r e s ...........................................
O th er real e sta te
D ue from o th er banks

and

bankers

1,260 00

338 25

427 58

535 36

9,400 00

9,400 00

9,400 00

2,760 00

2,760 00

2,760 00

(n o t

b o n d s..................................................

3,142 50

3,000 00

3,000 00

3,000 00

D ue from banks in reserv e c it ie s .......................

84,939 37

83,357 36

89,207 29

106,182 72

U n ited

S ta te s

412 50

49 17

179 00

U. S. and N a tio n a l bank c u r r e n c y .......................

1,576 00

1,165 00

3,095 00

2,769 00

Gold c o in ...........................................................................

4,199 86

6,194 86

7,529 86

3,689 86

370 00

410 00

600 00

810 00

53 20

50 30

50 70

58 52

294 72

44 25

40 88

106 28

$347,106 32

$366,031 73

$365,944 19

$386,611 42

C apital stock paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

Su rp lus fu n d ............................................................
U n d ivid ed profits, le ss cu rren t expenses,
in ter e st and ta x e s p a id ................................... . .

12,500 00

12,500 00

12,500 00

12,500 00

5,436 25

5,356 51

5,767 92

8,043 09

.......................................................

132 00

420 00

12 00

C om m ercial d ep o sits su b ject to ch eck . . . . . .

34,955 72

31,178 77

33,380 41

44,167 76

S a v in g s d e p o sits ..........................................................

243,860 89

266,614 38

266,198 84

271,224 79

S a v in g s certifica tes o f d e p o s it..............................

25,221 46

24,962 07

23,085 02

25,675 78

$347,106 32

$366,031 73

$365,944 19

$386,611 42

E xch a n g e fo r clea rin g h o u se . . .

S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash ite m s and in ter n a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs.............................. ..
C ertified checks ............................................................
C ash ier’s checks o u ts ta n d in g ................................

N o tes and h ills r e-d isco u n te d ..............................
R ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

213

OF MICHIGAN.

No. 96.
LUMBERMEN’S STATE BANK, WEST BAY CITY.
O rganized Jan u a ry 1, 1875.

J ames D avidson , P r e s i d e n t ; H. H. N orrington, V ic e P r e s id e n t a n d C a s h ie r ;
D aniel M. S haver, A s s i s t a n t C a s h ie r .
D irectors.-—S. O. F ish er, H. II. N o rrin g to n , Ja m es D avid son , J. E. D avid son , P e te r C. Sm ith,
John M. K elton.
R esources.

R eport o f
F eb . 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................

$162,743 80

$180,167 08

$175,597 44

$190,625 35

B onds, m ortgages and s e c u r itie s .........................

22,475 30

20,254 02

20,754 02

16,054 02

447 41

452 98

462 38

216 39

3,000 00

3,000 00

3,000 00

R eport of
D ec. 10.

P rem iu m s Daid on b o n d s..............................
O v erd ra fts
B a n k in g

...................................................................

hou se

............................................................

F u rn itu re and fix tu r e s .............................................
O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
T axes,

in te r e st and

U n ited

S ta te s b o n d s..................................................

e x p e n s e s ..............................

3,000 00
4,500 00

3,163 09

3,260 27

1,808 96

2,308 26

27,911 94

D ue from banks in reserve c it ie s ......................

54,014 73

24,551 68

30,327 90

E x ch a n g e fo r c lea rin g h o u se ................................

377 04

1,849 23

583 16

675 42

U. S. and R a tio n a l bank c u r re n c y ......................

13,394 00

9,148 00

11,148 00

7,682 00

1,195 00

2,245 00

2,000 00

1,230 00

653 00

865 00

1,282 00

743 70

32 08

198 07

18 54

19 79

272 00

200 00

200 00

200 00

$261,767 45

$246,191 33

$247,182 40

$255,166 87

C apital stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

Su rp lus fu n d .................................................................
U ndivided profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

6,000 00

1,500 00

1,500 00

1,500 00

Gold c o in ........................................................................
S ilv er

coin

...................................................................

N ick els and c e n t s .........................................................
Checks, cash item s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

662 96

.......................................................

C om m ercial d ep o sits su b ject to c h e ck .............

86,481 77

63,382 86

69,829 38

61,309 45

C om m ercial certifica tes o f d e p o s it.......................

47,358 44

46,463 10

43,565 23

50,209 04

D ue to banks and b a n k e rs......................................

691 41

1,607 28

C ertified checks ............................................................
C a sh ier’s checks o u ts ta n d in g ................................
S a v in g s d ep o sits .........................................................

71,235 83

84,182 41

80,680 51

92,148 38

$261,767 45

$246,191 33

$247,182 40

$255,166 87

S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

214

STATE BANKING

DEPARTMENT,

No. 17.
PEOPLE’S SAVINGS BANK, WEST BAY CITY.
O rganized D ecem ber 27, 1888.

Michael H agarty, P r e s i d e n t ; J ohn B ourn, V ic e P r e s i d e n t ; T. It. S haver, C a s h ie r .
D irectors.— Jo h n B ourn, C. E. P ierce, M. H a g a rty , F red M ohr, Thos. Walsh, T. R. Shaver,
E.

T. C arrington.

R esources.

R oans and d is c o u n ts ..................................................
ponds

m o rtg a g es and s e c u r itie s .........................

O verd ra fts
R anking

......................................................................

h ou se

............................................................

R eport o f
Feb. 5.

Report of
July 15.

Report of
Sept. 30.

R eport o f
D ec. 10.

$145,374 03

$146,616 73

$139,022 85

$147,421 59

56,970 17

67,363 41

70,965 83

70,285 72

82 14

1,034 63

72 16

114 97

25,000 00

25,000 00

25,000 00

25,000 00

2,430 00

2,430 00

2,430 00

2,430 00

O ther real e s t a t e ..........................................................
D ue from o th er banks and bankers (n o t

23,887 31

23,515 41

22,754 40

21,721 75

C urrent exp en ses, in te r e st and ta x e s p a id . .

2,364 37

1,333 34

D ue from hanks in reserve c i t i e s .......................

41,189 71

44,237 28

33,336 31

37,309 36

E xch a n g e fo r c le a rin g h o u se .................................

337 88

1,375 64

847 16

935 43

U. S. and N a tio n a l bank c u r r e n c y .......................

18,714 00

18,209 00

21,812 00

23,894 00

Gold c o in ...........................................................................

3,360 00

7,000 00

4,865 00

4,415 00

878 20

807 40

855 20

832 40

208 01

325 20

491 26

205 47

584 83

903 64

402 67

369 31

$321,380 65

$340,151 68

$322,854 84

$334,935 00

C ap ital stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fund ..........................................................
U n d iv id ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

2,296 24

652 15

195 88

869 95

56,123 71

76,107 29

58,510 99

59,463 71

F u rn itu r e and fix tu r e s ...........................................

U n ited

S ilv er

S ta te s honds

coin

......................................

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s unpaid

.......................................................

C om m ercial d e p o sits su b ject to c h e c k .............
C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs......................................
C ertified checks ............................................................

50 00

C a sh ier’s checks o u ts ta n d in g .................................
S a v in g s d e p o sits ..........................................................

159,991 89

172,260 30

173,419 43

180,568 00

S a v in g s cer tific a te s o f d e p o s it..............................

52,968 81

41,081 94

40,728 54

44,028 34

N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

m

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$321,380 65

$340,151 68

$322,854 84

$334,935 00

STATE

BANKS

OF

215

MICHIGAN.

No. 3.
STATE BANK OF WHITE PIGEON, WHITE PIGEON.
O rganized J a n u a ry 24, 1889.

Charles W. H otchin , P r e s i d e n t ; J ohn Murray, V ic e P r e s i d e n t ; J ohn G. S churtz , C a s h ie r ;
J. M. B e n jam in , A s s i s t a n t C a s h ie r .
D irectors.— John G. S ch u rtz, John M urray, C harles W . H otch in , F red C. H otch in ,
A. W. M urray, John H. C atton , B ird sey Peck.
R eport o f
D ec. 10.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..................................................

$155,299 66

$137,036 26

$133,366 84

$139,078 43

Ronds. m o rtg a g es and s e c u r itie s .........................

25,452 99

31,807 99

30,604 99

29,939 99

918 92

178 22

R esources.

O v erd ra fts

....................................................................

4,219 66

F u rn itu re and fix tu r e s .............................................

1,000 00

1,000 00

1,000 00

1,000 00

O th er real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserve c itie s )

9,224 85

12,224 85

12,149 85

12,224 85

17,107 90

27,108 10

23,379 29

17,496 58

U nited

S ta te s

bonds

D ue from banks in reserve c it ie s ......................
E xch an ge tor clea rin g hou se .
U. S. and N a tio n a l bank c u r re n c y .......................

2,961 00

10,409 00

9,447 00

13,225 00

G old c o in ...........................................................................

1,975 00

2,067 00

1,857 00

2,027 00

S ilv er

1,008 50

793 00

338 00

122 00

149 50

31 66

12 72

17 87

1,104 23

164 10

1,735 26

1,547 01

$219,503 29

$222,641 96

$214,839 87

$216,856 95

C ap ital sto ck paid i n ................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s fund .................................................................
U n d iv id ed profits, less cu rren t expenses,

30,000 00

30,000 00

30,000 00

30,000 00

883 29

473 54

1,568 67

29,866 69

25,431 14

25,401 92

136,756 98

133,935 19

134,886 36

$222,641 96

$214,839 87

$216,856 95

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash item s and in tern a l revenue
a cco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

135 00
C om m ercial d ep o sits subject to c h e c k .............

23,901 54

C om m ercial certifica tes o f d e p o s it.......................
^

hanks a nd hankers

C ertified ehecks

.........................

62 91

....................................................

C a sh ier’s check s o u ts ta n d in g ................................
S a v in g s d e p o sits T* .....................................................
S a v in g s certifica tes o f d e p o s it..............................

120,538 84

N o tes and h ills re-d isco u n te d ..............................
R ills payab le
T o ta ls

.................................................................

20,000 00

......................................................................

$219,503 29


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

216

STATE BANKING DEPARTMENT.
No. 35.
WI'LLIAMSTON STATE BANK OF WILLIAMSTON.
O rganized A u g u st 30, 1888
W. E. D e n n is , P r e s i d e n t ; B. A. L iveranck , V ic e P r e s i d e n t ; B ion W ixson , C a s h ie r ;
F. J. P ierce , T e lle r .

D irectors.— W. E. D ennis, B ion W ixson , B. A. L iveran ce, M. A. D ennis, Jacob Stoffer,
L ysan der C arpenter, J. N. L easia, S. D. D en n is, John J. D erendorf.
R eport o f
Feb. 5.

R esources.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$94,390 62

$83,259 37

$95,279 02

$98,699 77

B o n d s, m o rtg a g es and s e c u r itie s .......... ..............

26,888 72

28,538 72

29,738 72

29,538 72

P rem iu m s paid on b o n d s...............
O v erd ra fts

...................................................................

B a n k in g h ou se
F u rn itu re

.........................................................

and fix tu r e s ......................................

O ther real e s t a t e ..........................................
D ue from oth er banks and bankers
reserv e c it ie s ) ............................................
U n ited

(n ot

945 30

1,080 69

3,893 02

2,655 03

3,000 00

3,000 00

3,000 00

3,000 00

1,600 00

1,600 00

1,600 00

1,600 00

450 00

936 00

40 00

64,540 54

86,230 55

68,049 95

S ta te s b o n d s........................................

D ue from banks in reserve c it ie s .......................

81,028 32

E x ch a n g e fo r c lea rin g h o u s e ..............................
U. S. and N a tio n a l bank c u r r e n c y .......................

6,067 00

6,550 00

7,250 00

7,584 00

Gold c o in ..................................................

2,095 00

2,090 00

2,000 00

2,000 00

594 50

726 80

769 75

1,651 90

56 16

45 37

33 28

42 65

15 00

1,014 81

7,782 27

4,485 45

$200,642 84

$215,072 31

$219,436 01

$232,285 84

$50,000 00

$50,000 00

$50,000 00

$50,000 00

1,000 00

1,000 00

1,000 00

1,000 00

2,087 79

3,437 32

4,637 20

6,427 09

S ilv er

coin

...................................

N ick els and c e n ts .......................
Checks, cash ite m s and in tern a l
a cco u n t .....................................
T o ta ls

revenue

........................................

L ia b ilitie s.
C apital stock paid i n .......................
Su rp lus fu nd ............................................................
U ndivided profits, le ss current expenses
in te r e st and ta x e s p a id .....................................
.......................................................

140 00

35 00

35 00

35 00

C om m ercial d ep o sits su b ject to c h e ck .............

38,097 12

37,946 46

39,254 34

37,587 51

C om m ercial certifica tes o f d e p o s it.......................

109,277 98

122,653 53

124,509 47

137,236 24

$215,072 31

$219,436 01

$232,285 84

D iv id en d s un p a id

D ue to banks and b a n k e rs......................................
C ertified checks ............................................................

39 95

C a sh ier’s checks o u ts ta n d in g ................................
S a v in g s d e p o sits ..........................................................
S a v in g s cer tific a te s o f d e p o s it..............................
N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$200,042 84

STATE

BANKS

217

OF MICHIGAN.

No. 166.
FIRST COMMERCIAL AND SAVINGS BANK, WYANDOTTE.
O rganized Septem ber 25, 1893.

W m . H. D enman , P r e s i d e n t ; A ugust L oeffi'ær, F rank Marx, V ic e P r e s i d e n t s ;
C. F. B abcock, C a s h ie r .
D irectors.— W m. H. D enm an, A. M. S a ilio tte , F rank M arx, A u g u st Loeffler, G. A. R aupp,
H. H. Eby, John D esm ond, J. D . H aven, S. T. H endricks.
R eport o f
Feb. 5.

R esources.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$92,733 79

$123,579 04

$114,223 19

$137,183 46

Bonds, m o rtg a g es and s e c u r itie s .........................

51,250 00

55,855 00

52,120 00

52,710 00

7 18

94 53

P rem iu m s paid on bonds
V

O verd ra fts

......................................................................

B an k in g bou se

310 90

161 22

17,000 00

17,000 00

F u rn itu re and fix tu r e s .............................................

2,850 00

2,850 00

2,850 00

2,850 00

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserve c itie s ). ,

23,821 06

23,821 06

13,821 06

13,821 06

43,113 95

29,145 01

36,510 65

30,450 79

U. S. and N a tio n a l bank cu r re n c y .......................

8,567 00

9,717 00

5,141 00

3,098 OO

Gold c o in ...........................................................................

4,997 50

5,317 50

5,150 00

3,785 00

S ilv er

1,200 00

430 00

785 75

387 00

23 17

82 48

53 00

70 14

268 66

386 70

164 82

140 59

$228,832 31

$251,278 32

$248,130 37

$262,221 60

C apital stock paid i n ................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

Su rp lus fu nd .................................................................
U n d ivid ed profits, le ss current exp en ses
in te r e st and ta x e s p a id ........................................

5,750 00

6,000 00

6,000 00

6,000 00

149 56

431 20

1,525 04

1,038 81

.......................................................

36 00

120 00

24 00

C om m ercial d e p o sits su b ie c t to c h e c k .............

43,515 09

50,061 19

36,670 99

39,323 79

C om m ercial certifica tes o f d e p o s it.......................

150 00

400 00

768 00

U n ited

S ta te s b o n d s..........................................

D ue from banks in reserve c it ie s .......................

564 34

E xch an ge fo r c lea rin g h o u s e ................................

coin

...................................................................

N ick els and c e n t s .........................................................
C hecks, cash ite m s and in tern a l revenue
acco u n t ........................................................................
T o ta ls

......................................................................
L ia b ilitie s.

D iv id en d s un paid

D ue to banks and b a n k e rs.....................................
C ertified checks ............................................................

340 00

C ash ier’s checks o u tsta n d in g .................................
S a v in g s d ep o sits ..........................................................

129,231 66

144,665 93

153,510 34

$228,832 31

$251,278 32

$248,130 37

164,751 OO

S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................

28


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Federal Reserve Bank of St. Louis

$262,221 60

218

STATE BANKING DEPARTMENT.
No. 64.
*WYANDOTTE SAVINGS BANK. WYANDOTTE.
O rganized N ovem ber 20, 1871.

J. S. Vax A t.styxe , P r e s i d e n t ; F. B. S ibley , V ic e P r e s i d e n t ; F red E. Van A lstyxe , C a s h ie r .

D irectors.— Sid ney D. M iller, C has. W. T hom as, J. S. Van A isy tn e , Sid n ey T. M iller,
F.

B. S ib ley, Geo. H endrie, T hos. H. C h ristian , Jam es O ahalan.
R esources.

R eport o f
Feb. 5.

Report o f
Ju ly 15.

Report o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n t s ; ...............................................

$150,931 56

$131,053 26

$123,206 53

$151,111 62

B onds, m o rtg a g es and s e c u r itie s .........................

139,363 00

146,143 00

158,778 00

212,130 50

P rem iu m s paid on b o n d s........................................

4,925 00

6,878 25

7,113 25

7,545 00

410 46

267 47

213 74

7 53

2,595 01

2,415 01

2,415 01

2,415 01

O v erd ra fts
B a n k in g

....................................................................

hou se

...........................................

F u rn itu re and fix tu r e s ............... .............................
O th er real e s t a t e ..........................................................
D ue from o th er banks and bankers (n o t
reserv e c it ie s ) ...........................................................
b o n d s..................................................

50,000 00

50,000 00

50,000 00

50,000 00

D u e from banks in reserv e c it ie s .......................

93,893 78

139,512 35

185,954 04

112,177 83

U n ited

S ta te s

E x ch a n g e fo r c le a rin g h o u s e .................................
U . S. and N a tio n a l bank c u r re n c y ......................

3,246 00

6,961 00

8,769 00

3,992 00

G old c o in ..................................................

1,745 00

2,690 00

3,465 00

5,110 00

....................................................................

522 25

400 50

603 95

236 25

N ick els and c e n ts ..........................................................
C hecks, cash ite m s and in ter n a l revenu e
a cco u n t ........................................................................

59 16

30 21

35 31

8 19

151 39

739 09

657 18

132 14

$447,842 61

$187,090 14

$541,211 01

$544,866 07

C a p ita l sto ck paid i n ...............................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu nd .................................................................
U ndivided profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................

10,000 00

10,000 00

10,000 00

10,000 00

3,229 67

4,362 36

5,532 65

8,577 59

S ilv e r

coin

T o ta ls

.................................................................

L ia b ilitie s.

D iv id en d s un paid

.......................................................

C om m ercial d e p o sits su b ject to c h e ck .............

200 00
80,657 73

93,302 16

138,069 94

109,556 42

S a v in g s d e p o sits ..........................................................

303,435 21

329,225 62

337,608 42

366,732 06

S a v in g s cer tific a te s o f d e p o s it..............................

520 00

$487,090 14

$541,211 01

$544,866 07

C om m ercial certifica tes o f d e p o s it.......................
D ue to banks and b a n k e rs.....................................
C ertified checks ............................................................
C ash ier's checks o u t s ta n d in g .................................

N o tes and b ills re-d isco u n te d .......... ...................
B ills payab le
T o ta ls

.................................................................

......................................................................

$447,842 61

* C orporate e x isten ce ex ten d ed th ir ty y ea rs from N ovem ber 20, 1901.


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Federal Reserve Bank of St. Louis

STATE

BANKS

OF

219

MICHIGAN.

No. 227.
YALE STATE BANK, YALE.
O rganized Jan u a ry 4, 1901.

J ames L ivingston , P r e s i d e n t ; J ames McColl. V ic e P r e s i d e n t ; W m . H. Lear mont, C a s h ie r ;
Guy E. B eard, A s s i s t a n t C a s h ie r .
D irectors.— Jam es L iv in g sto n , Jam es M cColl, H a rv ey Tappan, Joh n P. L iv in g sto n ,
Ja m es F. Ferguson.
R esources.

Report o f
Feb. 5.

R eport of
July 15.

R eport o f
Sept. 30.

R eport of
D ec. 10.

L oan s and d is c o u n ts .......................

$31,013 47

$30,278 05

$37,174 67

B onds, m o rtg a g es and sec u r ities

14,014 25

16,961 09

26,516 99

270 92

47 49

126 70

1,212 82

1,212 82

1, 218 82

13,759 32

19,985 92

28,185 65

2,340 00

P rem iu m s paid on b o n d s........................................
O v erd ra fts
B a n k in g

......................................................................

b ou se

F u rn itu re

............................................................

and fix tu r e s ......................................; . .

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n ot
reserv e c i t i e s ) . , .......................................................

973 13

C urrent expenses, in te r e st and ta x e s p a id . .

434 29

U n ited

S ta te s b o n d s..................................................

D ue from banks in reserve c it ie s .......................
E xch an g e fo r c le a rin g h o u se .................................
U. S. and N a tio n a l bank c u r r e n c y .......................

5,557 00

2,976 00

G old c o in ...........................................................................

215 00

440 00

S ilv e r

...................................................................

223 80

244 30

389 50

N ickels and c e n t s .........................................................
C hecks, cash item s and in tern al revenue
accou n t .......................................... .............................

6 76

110 07

90 27

644 40

74 08

69 81

$68,325 16

$72,329 82

$96,112 41

$25,000 00

$25,000 00

$25,000 00

686 99

1, 016 23

co in

T o ta ls

......................................................................
L ia b ilities.

C apital stock paid in
Su rp lus fu n d ...............................................................
U n d ivid ed profits, less cu rren t exp en ses
in ter e st and ta x e s p a id ........................................
D iv id en d s un paid

.......................................................

Com m ercial d ep o sits su b ject to c h e ck .............

11,794 06

14,754 30

18,601 75

C om m ercial certifica tes o f d e p o s it.......................

581 81

875 04

322 56

Due to banks and b a n k ers......................................
C ertified check s ............................................................
C ash ier’s checks o u tsta n d in g ................................
S a v in g s d e p o sits ..........................................................

13,990 47

12,813 55

26,324 89

S a v i n g certifica tes o f d e p o s it..............................

16,958 82

18,199 85

24,846 98

$68,325 16

$72,329 82

$96,112 41

N o tes and b ills re-d isco u n ted ..............................
B ills payab le ............................................................
T o ta ls


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Federal Reserve Bank of St. Louis

220

STATE

BANKING

DEPARTMENT.

No. 86.
YPSILANTI SAVINGS BANK, YPSILANTI.
O rganized A pril 30, 1887.
A. B eyer , P r e s i d e n t ; H enry P. Glover, V ic e P r e s i d e n t ; R. W. H em phill , C a s h ie r ;

Ch a s . M. H e m ph ill , A s s i s t a n t C a s h ie r .

D irectors.— R. W. H em ph ill, H. P. G lover, H al W. Glover, A u g u stu s B eyer,
Chas. M. H em ph ill.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..................................................

$435,249 84

$446,036 29

$484,995 12

$487,742 34

B onds, m o rtg a g es and s e c u r itie s .........................

110,266 00

124,010 00

123,810 00

127,160 00

R eport o f
D ec. 10.

P rem iu m s paid on b o n d s.....................................
3,573 58

7,216 03

5,282 59

5,761 73

27.000 00

27,000 00

27,000 00

27,000 00

F u rn itu re and fix tu r e s .............................................

3,000 00

3,000 00

3,000 00

3,000 00

O ther real e s t a t e .........................................................
D ue from oth er banks and bankers (n o t
reserv e c it ie s ) ......................................................

11.000 00
4,796 08

1,502 66

508 29

1,279 82

D ue from banks in reserve c it ie s ......................

52,841 51

69,930 14

64,813 06

69,112 17

E x ch a n g e fo r c lea rin g h o u s e ................................

3,225 71

359 34

3,097 11

2,660 30

U. S. and N a tio n a l bank c u r re n c y .......................

16,522 00

15,618 00

19,605 00

6,977 00

Gold c o in ...........................................................................

26,375 00

30,205 00

30,945 00

32,750 00

3,288 00

1,690 50

720 00

1,768 50

45 10

118 56

38 03

21 65

1,212 63

1,674 04

607 38

239 71

$698,395 45

$728,360 56

$764,421 58

$765,473 22

$50,000 00

$50,000 00

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

10,000 00

3,406 10

3,409 31

5,405 96

6,521 46

123,444 71

89,584 26

120,585 69

104,096 12

O v erd ra fts
B a n k in g

U n ited

S ilv er

.................................................................

house

............................................................

S ta te s b o n d s..................................................

coin

..............................................................

N ick els and c e n t s .......................................................
C hecks, cash ite m s and in ter n a l revenue
a cco u n t .....................................................................
T o ta ls

...............................................................

L ia b ilitie s.

Capital

stock

paid in ........................................

S u rp lus fund .......................................................
U ndivided profits, le ss current expenses,
in te r e st and ta x e s p a id ...................................
D iv id en d s un paid

.......................................................

C om m ercial d ep o sits subject to c h e c k .............
C om m ercial certifica tes of d e p o s it.......................
D ue to banks and b a n k e rs......................................
C ertified checks ..................................................
C ash ier's checks o u tsta n d in g .................................
S a v in g s d e p o sits ..........................................................

84,395 78

94,074 52

92,120 07

96,423 58

S a v in g s certifica tes o f d e p o s it..............................

427,148 86

481,292 47

486,309 86

498,432 06

$698,395 45

$728,360 56

$764,421 58

$765,473 22

N o tes and b ills re-d isco u n te d ..............................
B ills payab le
T o ta ls

.......................................................

.....................................................


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Federal Reserve Bank of St. Louis

STATE

BANKS

OF

221

MICHIGAN.

No. 226.
ZEELAND STATE BANK, ZEELAND.
O rganized D ecem ber 14, 1900.
J. D en H erder, P r e s i d e n t ; F. B oonstra, V ic e P r e s i d e n t ; C. J. D en H erder, C a s h ie r .

D irectors.— J. D en H erder, F. B o o n stra , R. V eneklasen. H. D e K ru if, A lb ert L ahuis,
T hom as G. H u izin ga, C. J. D en Herder.

R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

L oans and d is c o u n ts ..................................................

$66,989 25

$62,188 40

$68,318 93

$88,672 23

B onds, m o rtg a g es and s e c u r itie s .........................

101,341 78

131,876 00

141,525 00

165,830 00

65 83

27 29

175 50

9 25

1,200 00

1,297 15

1,297 15

1,309 15

507 34

160 18

20 78

32,724 61

48,226 89

48,807 64

P rem iu m s paid on b o n d s........................................
O verd rafts
B an k in g

......................................................................

hou se

............................................................

F u rn itu re and fix tu r e s .............................................
O th er real e s t a t e .........................................................
D ue from o th er banks and bankers (n o t
reserve c it ie s ) ...........................................................
U n ited

S ta te s b o n d s..................................................

D ue from banks in reserve c i t i e s ......................

64,619 79

E xch an ge fo r c le a rin g h o u s e ................................
U. S. and N a tio n a l bank c u r r e n c y .......................

4,433 00

8,763 00

8,476 00

8,271 00

Gold c o in ...........................................................................

2,080 00

4,455 00

2,860 00

3,160 00

....................................................................

446 20

680 85

629 75

1,200 10

N ick els and c e n t s ..........................................................
C hecks, cash ite m s and in tern a l revenue
accou n t ........................................................................

122 63

97 02

88 57

148 45

50 38

13 19

14 19

$241,348 86

$242,629 85

$271,772 16

$317,428 60

$25,000 00

$25,000 00

$25,000 00

$25,000 00

95 95

515 43

1,133 55

1,956 60

S ilv er

coin

T o ta ls

....................................................................
L ia b ilitie s.

C apital sto ck paid i n ...........................................
S u rp lus fu nd ...............................................................
U n d ivid ed profits, le ss cu rren t expenses,
in te r e st and ta x e s p a id ........................................
D iv id en d s un paid

.......................................................

C om m ercial d ep o sits su b ject to c h e c k .............

44,808 30

51,516 38

62,544 08

65,692 85

C om m ercial certifica tes o f d e p o s it.......................

166,822 87

165,523 97

183,081 12

224,697 20

D ue to banks and b a n k e rs......................................

4,621 74

74 07

13 41

81 95

$241,348 86

$242,629 85

$271,772 16

$317,428 60

C ertified checks ............................................................
C ash ier's checks o u ts ta n d in g ................................
S a v in g s d ep o sits ..........................................................
S a v in g s certifica tes o f d e p o s it..............................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
T o ta ls

......................................................................


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Federal Reserve Bank of St. Louis


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

REPORTS
OF THE

NATIONAL BANKS OF MICHIGAN
AS F U R N ISH ED THE COMMISSIONER OF THE STATE BA N K IN G
DEPARTMENT

FEBRUARY


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

5, JULY

15, SEPTEMBER

DECEMBER 10, 1901.

30 AND


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

225

NATIONAL BANKS OF MICHIGAN.

No. 3316.
FIRST NATIONAL BANK, ALBION.
W . O. D onoughue , P r e s i d e n t I. L. S ibley , V ic e P r e s i d e n t ; H . M. B earing, C a s h ie r ;

S. H yney , A s s i s t a n t C a s h ie r .

D irectors.— W. O. D onoughue. I. L. Sibley, M. D. W eeks, A. J. H ow ell, O. H arry Gale,
J. C. E slow , H. M. B ea rin g.

R esources.

R eport o f
F eb. 5.

R eport o f 1 R eport of
Ju ly 15. [ Sept. 30.

L oans and d is c o u n ts ..................................................
O verdrafts, secured and u n se c u r ed ..................
U. S. bonds to secure c ir c u la tio n .......................
U. S. bonds to secure U . S. d e p o s its ..................
U. S. bonds on h a n d ..................................................

$219,886 62
4,119 17
45,000 00

$223,565 82
4,088 86
45,000 00

Prem iu m s on U . S. b o n d s......................................
S tock s, sec u r ities, e t c ................................................
B a n k in g house, fu rn itu r e and fix tu r e s .............
O ther real e sta te and m o rtg a g es o w n e d .. . .
D ue from N a tio n a l banks (n o t reserv e a g e n ts)
D ue from S ta te banks and b a n k e rs..................
D ue from approved reserv e a g e n ts .......................
C hecks and o th er cash it e m s .................................
E x ch a n g es fo r clea rin g h o u s e ..............................
N o tes o f o th er N a tio n a l b a n k s............................
F r a c tio n a l paper currency, n ick els and c e n ts.
S p ecie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) .........................................................
D u e from U . S. treasu rer, o th er th a n 5 %
red em ption fu n d .....................................................
T o ta ls

......................................................................

R eport o f
D ec. 10.

$235,196 75
3,698 94
45,000 00

$235,954 37
5,091 95
45,000 00

9,201
7,000
7,250
606

71
00
00
11

16,201
7.000
250
301

71
00
00
25

145
44,104
472
1,063
2,037
104

25
08
14
83
00
26

100 00
11.901
8,000
7,250
244

71
00
00
24

9,201 71
7,000 00
7,250 00

10,744 74
1,202 85

43,716 73
2,168 37

8 30
43,699 12
1,254 36

621 00
88 96

3,318 00
77 89

3,913 00
115 67

10,279 55
2,000 00

12,906 30
3,000 00

13,801 35
3,000 00

14,074 95
1.000 00

2,250 00

2,250 00

2,250 00

2,250 00

$323,688 84

$363,543 68

$375,995 31

$375,050 79

$100,000
25.000
6,627
45.000

$100,000
25.000
5,485
45.000

$100,000
25.000
6,774
45.000

$100,000
25.000
7,592
45.000

L ia b ilitie s.
C apital sto ck paid i n ................................................
S u rp lu s fu n d .................................................................
U ndivided profits le ss ex p en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g ......................
D ue to oth er N a tio n a l b a n k s .................................
D ue to S ta te banks and b a n k e rs.........................
D iv id en d s un p a id .......................................................
In d iv id u a l d e p o sits su b ject to c h e c k ..................
D em and cer tific a te s o f d e p o s it..............................
T im e cer tific a te s o f d e p o s it......................................
C ertified checks ............................................................

00
00
12
00

00
00
32
00

00
00
93
00

00
00
57
00

67,719 97
77,341 75

113,049 29
75,009 07

118,514 02
80,706 36

118,652 06
78,806 16

$323,688 84

$363,543 68

$375,995 31

$375,050 79

C ash ier’s check s o u ts ta n d in g .................................
U n ited S ta te s d e p o s its ................................................
D e p o sits o f U. S. d isb u rsin g o fficers..................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
L ia b ilitie s oth er th a n th o se above s t a t e d . . .
T o ta ls

......................................................................

39


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

226

STATE BANKING DEPARTMENT.

No. 1829.
FIRST NATIONAL BANK, ALLEGAN.
B. D. P ritchard , P r e s i d e n t ; I ra Chichester , V ic e P r e s i d e n t ; F. I. Ch ichester , C a s h ie r .

D irectors.— B. D. P ritch a rd , Ira C hichester, N. B. W est, I. P. G risw old, F. I. C hichester.

R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..............................................
O verdrafts, secured and u n se c u r ed ................
U. S. bonds to secure c ir c u la tio n .......................

$133,780 62
11,502 16
12,500 00

$178,510 62
5,507 67
12,500 00

$171,195 77
7,726 22
12,500 00

$180,560 56
6,909 59
12,500 00

5,273
6,709
3,700
31,081

2,061
6,709
5,218
5,492

1,061
6,709
5,218
20,369

1,061
6,709
5,777
18,486

Report o f
D ec. 10.

T7. SL bonds on h a n d ..................................................
P rem iu m s on TT. S b o n d s......................................
S tock s, sec u r ities, e t c ...............................................
B a n k in g house, fu rn itu r e and fix tu r e s .............
O ther real e sta te and m o rtg a g es o w n ed . . . .
D ue from N a tio n a l banks (n o t reserv e a g e n ts)
D u e from S ta te banks and b a n k e rs..................
D ue from approved reserv e a g e n t s .......................
C hecks and o th er ca sh it e m s .................................
E x ch a n g es fo r clea rin g b o u se ..............................
N o te s o f o th er N a tio n a l b a n k s ............................
F r a c tio n a l paper currency, n ick els and c e n ts .
S p ecie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) .....................................................
D u e from TJ. S. treasu rer, o th er th a n 5 %
red em ption fu n d ................................................
T o ta ls

................................................................

53
00
29
85

83
00
27
92

83
00
27
75

83
00
16
22

375 00
40,279 50
2,096 66

37,393 95
2,275 37

18,128 79
1,584 20

18,980 26
2,428 08

500 00
498 44

85 00
494 30

20 00
499 49

499 44

17,790 81
4,320 00

15,877 12
2,595 00

15,965 12
4,630 00

15,342 97
1,955 00

625 00

625 00

625 00

625 00

$267,951 02

$255,389 72

$267,928 79

$293,177 93

L ia b ilitie s.
C ap ital sto ck paid i n ............................................
Su rp lus fu nd ...........................................................
U n d ivid ed profits le ss ex p en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g ................

$50,000
10,000
3,987
12,000

00
00
87
00

$50,000
10,000
3,041
12,500

00
00
97
00

Dnp to S ta te h^nks find b a n k e rs .......................
D iv id en d s un paid ...................................................
In d iv id u a l d e p o sits su b ject to c h e c k ................
D em and cer tific a te s o f d e p o s it ...........................
T im e certifica tes o f d e p o s it. .
.......................

1,064 00
126,856 46
64,042 69

2,540 00
112,336 80
64,970 95

2,230 00
116,295 39
73,123 24

1,180 00
136,792 67
76,348 74

$267,951 02

$255,389 72

$267,928 79

$293,177 93

$50,000
10,000
3,542
11,900
837

00
00
50
00
66

$50,000
10,000
6,356
12,500

00
00
52
00

C ash ier's checks o u ts ta n d in g ..............................
N o te s and b ills r e-d isco u n te d . . . .

..................

R ills payable . T. . . . t .........................................

T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

NATIONAL BANKS OF MICHIGAN.

227

No. 2847.
ALPENA NATIONAL BANK, ALPENA.
P. W. Gilch rist , P r e s i d e n t ; W. H. J ohnson , V ic e P r e s i d e n t ; J ohn C. Comfort, C a s h ie r ,
D irectors.— F. W. G ilch rist, W. H . J ohn son, H en ry B olton , D onald M cRae, Joh n S in cla ir
W. B. Taber, W m. Krebs.
R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oa n s and d is c o u n ts ..................................................
O verdrafts, secured and u n se c u r ed .................
U. S. bonds to secure c ir c u la tio n .......................
U. S. bonds to secure U. S. d e p o s its ..................
U. S. bonds on h a n d ..................................................

$358,399 91
1,777 64
59,000 00

$491,706 54
2,356 91
50,000 00

$404,848 79
1,745 75
50,000 00

P rem iu m s on U. S. b o n d s..............................
Stock s, sec u r ities, e t c ................................................
F u rn itu re and fix tu r e s .................... ’. .....................
O ther real e sta te and m o rtg a g es o w n e d . . . .
D ue from N a tio n a l banks (n o t reserve a g e n ts)

1,718
76,140
3.000
5.000
17,611

D ue from S ta te banks and b a n k e rs..................
D ue from approved reserv e a g e n t s .......................
C hecks and o th er cash it e m s .................................
E x ch a n g e s fo r clea rin g h o u s e ..............................
N o tes o f o th er N a tio n a l b a n k s............................
F r a c tio n a l paper currency, n ick els and c e n ts.

45,000 00
48,176 47
3,081 78

141,919 80
2,584 11

40,000 00
72,193 77
957 65

60,000 00
79,233 88
3,416 12

1,053 00
127 86

2,310 00
200 53

1,763 00
262 04

1,337 00
289 65

S p ecie .............................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U . S. trea su rer (5 %
o f c ir cu la tio n ) .........................................................
D u e from U. S. treasu rer, o th er th a n 5 °/
red em ption fu nd .................................................. ..

17,352 50
13,121 00

22,073 00
31,489 00

23,485 00
19,175 00

26,910 00
17,781 00

2,500 00

2,500 00

2,500 00

2,500 00

$644,059 99

$789,948 89

$748,472 94

$773,491 00

T o ta ls

......................................................................

36
16
00
00
31

1,718
24,620
3.000
5.000
8,470

36
60
00
00
04

1,718
21,647
3.000
5.000
100,175

36
77
00
00
81

R eport o f
D ec. 10.
$388,132 55
3,573 34
50,000 00

1,718
29,511
3.000
5.000
101,088

36
02
00
00
08

L ia b ilitie s.
C ap ita l sto ck p aid i n ................................................
S u rp lu s fu n d .................................................................
U n d ivid ed profits le ss ex p en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g .......................
D ue to o th er N a tio n a l b a n k s ................................

$50,000
15,500
6,561
50,000

D ue to S ta te banks and b a n k e rs.........................
D iv id en d s un paid .......................................................
In d iv id u a l d e p o sits su b ject to c h e c k ..................
D em and certifica tes o f d e p o s it..............................
T im e cer tific a te s o f d e p o s it......................................
C ertified checks ............................................................

344,606 89
177,391 77

479,804 58
185,246 36

449,136 38
174,063 52

467,861 36
175,342 13

$644,059 99

$789,948 89

$748,472 94

$773,491 00

00
00
33
00

$50,000
15,500
9,397
50,000

00
00
95
00

$50,000
15,500
9,773
50,000

00
00
04
00

$50,000
15,500
14,787
50,000

00
00
51
00

C ash ier’s ch eck s o u tsta n d in g .................................
U n ited S ta te s d e p o s its ................................................
D e p o sits o f U. S. d isb u rsin g officers..................
N o te s and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
L ia b ilitie s oth er th a n th o se above s t a t e d . . .
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

228

STATE BANKING DEPARTMENT.

No. 2714.
FIRST NATIONAL BANK, ANN ARBOR.
E dward D. K inn e , P r e s i d e n t ; H arrison S oule, V ic e P r e s i d e n t ; S. W. Clarkson , C a s h ie r .
D irectors.— E. D. K in ne, H a rriso n Soule, W irt C ornw ell, Jam es L. Babcock, M oses Seabolt,
S. W. C larkson, H . M. W oods, W illia m W agner, F red erick Schm id.

R eport o f
D ec. 10.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ................................................................................
O verdrafts, secured and u n se c u r e d ............................
U. S. bonds to secu re c ir c u la tio n .......................

$322,297 19
2,801 82
25,000 00

$315,054 95
1,489 83
25,000 00

$329,575 24
3,342 90
25,000 00

$322,609 76
1,794 29
25,000 00

P rem iu m s on U. S. b o n d s......................................
S to ck s, sec u r ities, e t c ................................................
B a n k in g house, fu rn itu r e and fix tu r e s .............

950 00
54,850 00
17,000 00

950 00
58,065 00
16,000 00

950 00
58,065 00
16,000 00

950 00
58,065 00
16,000 00

6,272
14,800
506
1,023
6,600
199

60
70
37
14
00
91

10,197 70
37,639 76
1,194 51

9,518
75,795
3,060
958
28,413
248

85
58
46
61
00
13

7,558 42
29,770 13
1,544 80

18,089 90
6,228 00

16,570 00
5,023 00

18,433 80
6,526 00

17,831 25
7,303 00

1,250 00

1,250 00

1,250 00

R esources.

................... ...................

D a e from N a tio n a l banks (n o t reserve a g e n ts)
D ue from S ta te banks and b a n k e rs..................
D ue from approved reserve a g e n t s .......................
C hecks and o th er ca sh it e m s .................................
N o tes o f oth er N a tio n a l b a n k s ............................
F r a c tio n a l paper currency, n ick els and c en ts.
Spprip. ................................................................................
L eg a l ten d er n o t e s .......................................................
R edem ption fu n d w ith U . S. trea su rer (5 %
o f c ir cu la tio n ) ............................................................................................
I>ue from U . S. treasu rer, o th er th a n 5 %
redem ption fymd ....................................................................................
T o ta ls

.................................................................................................................

1,250 00

7,955 00
4,214 45

.

8,712 00
213 15

............
$477,869 63

$500,604 20

$577,137 57

$498,601 80

$100,000
20,000
16,391
25,000
624

$100,000
20,000
16,093
25,000

$100,000
20,000
20,053
25,000

$100,000
20,000
23,254
25,000

L ia b ilitie s.
C a p ita l sto ck p aid i n .............................................................................
S u rp lu s fu n d ........................................................................................................
U nd ivid ed profits le ss ex p en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g ....................................
D ue to S ta te hanks and hankers
D iv id en d s un paid ........................................................................................
In d iv id u a l d e p o sits su b ject to c h e c k .............................
D em and cer tific a te s o f d e p o s it ................................................
Timp rer tifie a te s o f dep osit. ............................................................
Cprfi fipd i*hpf*ks - - , r t - - t - - - - r t ................................

00
00
80
00
79

00
00
25
00

00
00
00
00

00
00
20
00

168 00
161,971 35
153,713 69

528 00
183,724 00
155,258 95

152 00
261,504 37
150,428 20

152 00
177,653 71
152,541 89

$477,869 63

$500,604 20

$577,137 57

$498,601 80

C a sh ier's checks o u ts ta n d in g .....................................................
U n ited S ta te s d e p o s its ...............................................
D e p o sits o f TT. S. d isb u rsin g officers..................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
In a b ilitie s oth er th a n th o se above s t a t e d . . .
T o ta ls

......................................................................

\


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

229

NATIONAL BANKS OF MICHIGAN.

No. 3314.
THE NATIONAL BANK OF BATTLE CREEK, BATTLE CREEK.
E d w in C. N ic h o l s , P r e s i d e n t ; C h a s . A u s t i n ,

V ic e P r e s i d e n t ;

F . P . B o u g h t o n , C a s h ie r .

D ir e c t o r s .— E. C. N ich o ls, Chas. A u stin , F. G. Shepard, F. F. B oughton, Sam uel J. T itu s,
Wm. J. Sm ith, C. C. B each.
R esources.
L oans and d is c o u n ts ..................................................
O verdrafts, secured and u n se c u r ed .................
TJ. S. bonds to secure c ir c u la tio n .......................
TT. S. bonds to secure TT. S. d e p o s its .................
M unicip al bonds .........................................................
P rem iu m s on U. S. b o n d s.....................................
Stock s, sec u r ities, e t c ...............................................
B anking- house, fu rn itu re and fix tu r e s ............
O th er real e sta te and m ortgages o w n ed . . . .
D ue from N a tio n a l banks (n o t reserve a g e n ts)
D ue from S ta te banks and b a n k e rs..................

R eport of
Ju ly 15.

R eport o f
Sept. 30.

$885,509 77 $1,032,540 54 $1,116,445 67
38,692 55
19,149 95
15,317 01
150,000 00
150,000 00
150,000 00

R eport of
D ec. 10.
$1,130,678 03
30,570 12
150,000 00

74,404 15

98,504 15

102,392 55

102,392 55

10,068 41

5,536 80
5,000 00
37,874 42

5,536 80
5,000 00
37,676 90

5,583 66
5,000 00
37,207 94

37,804 95
39,186 78

21,057 30

66,171 77

38,388 51

225,292 85
1,808 55

154,660 08
6,678 39

185,522 70
6,333 87

201,384 28
5,067 49

4,500 00
369 29
38,658 55

4.500 00
456 68
44,341 55

4,606 00
448 53
32,565 20

4,058 00
431 61
40,998 05

11,160 00

20,000 00
6,000 00

20,000 00
5,690 00

20,000 00
8,400 00

7,500 00

7.500 00

7,500 00

7,500 00

...................................................................... $1,501,580 91 $1,633,342 46 $1,765,039 94

$1,787,660 24

D ue from approved reserve a g e n ts ......................
C hecks and o th er cash ite m s ................................
E xch a n g es fo r c lea rin g h o u s e ..............................
N o tes o f oth er N a tio n a l b a n k s ......................... ..
F r a c tio n a l paper currency, n ick els and c e n ts .
S p ecie ................................................................................
TT. S. certifica tes fo r gold d e p o s ite d .................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) .........................................................
D ue from TJ. S. treasu rer, o th er th a n 5 %
red em ption fu n d .....................................................
T o ta ls

R eport o f
Feb. 5.

L ia b ilitie s.
C ap ital stock paid i n ...............................................
S u rp lus fu nd .................................................................
U n d iv id ed profits le ss exp en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g ......................
D ue to o th er N a tio n al b a n k s. . .

$150,000
30,000
15,706
149,200

00
00
32
00

$150,000
30,000
12,030
150,000
1,027

00
00
31
00
68

$150,000
30,000
24,764
149,150
1,051

00
00
04
00
11

$150,000
30,000
25,817
146,150

00
00
82
00

D ue to S ta te banks and b a n k e rs.........................
D iv id en d s un paid .......................................................
In d iv id u a l d e p o sits su b ject to c h e c k .................
D em and certifica tes o f d e p o s it..............................
T im e cer tific a te s o f d e p o s it.....................................
C ertified checks ............................................................

7,542
750
1,085,348
62,434

05
00
51
03

16,217
1,535
1,171,271
100,761

11
00
27
09

18,015
500
1,307,209
83,604

74
00
17
88

19.124
500
1,315,259
100,298

69
00
32
41

600 00

500 00

745 00

C ash ier's checks o u ts ta n d in g .................................
U n ited S ta te s d e p o s its ...............................................
D e p o sits o f TT. S. d isb u rsin g officers..................
N o tes and b ills r e-d isco u n te d ..............................
B ills payable .................................................................
L ia b ilitie s o th er th a n th o se above s t a t e d . . .
T o ta ls

...................................................................... $1,501,580 91 $1,633,342 46 $1,765,039 94


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

510 00

0

$1,787,660 24

STATE BANKING DEPARTMENT.

230

No. 2853.
FIRST NATIONAL BANK, BAY CITY.
C h a r l e s A. E ddy , P r e s i d e n t ; F r e d e r ic k T. N o r r is , V ic e P r e s i d e n t ;
F r e d e r ic k P . B r o w n e , C a s h ie r .
D ir e c t o r s .— F . P. B row n e, H . B. S m ith , E. A. C ooley, F. T. N orris, C has. A. E ddy,
A lfred E. B onsfield, W illia m L. C lem ents, E d w in T. C arrin gton , F r a n k lin E. Parker.
R eport o f
D ec. 10.

R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

Report o f
Sept. 30.

L oan s and d is c o u n ts ..................................................
O verd rafts, secured and u n se c u r e d ..................
U . S. bonds to secure c ir c u la tio n .......................

$570,421 01
35 90
75,000 00

$625,527 18
586 68
75,000 00

$591,571 66
161 23
75,000 00

$594,679 63
24 32
75,000 00

S tock s, sec u r ities, e t c ................................................
B a n k in g house, fu rn itu re and fix tu r e s .............
O ilier real e sta te and m o rtg a g es o w n e d . . . .
D ue from N a tio n a l banks (n o t reserve a g e n ts)

58,662
20,000
7,500
39

50
00
00
45

53,809 50
20,000 00
5,250 00

53,809
20,000
5,250
571

50
00
00
89

53,662
20,000
5,000
2,766

50
00
00
18

D u e from S ta te banks and b a n k e rs..................
D ue from approved reserve a g e n t s ......................
C hecks and o th er ca sh it e m s .................................
E x ch a n g es fo r clea rin g h o u s e ..............................
N o te s o f o th er N a tio n a l b a n k s.* ................ ..
F r a c tio n a l paper currency, n ick els and c e n ts.

5,272
157,484
528
6,293
29,242
433

29
01
12
52
00
66

26,535
94,511
2,023
3,876
16,160
592

38.264
89,533
7,089
2,666
13,398
661

96
19
39
78
00
43

59,238
181,358
614
2,898
35,900
312

54
92
76
61
00
72

Sp ecie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) ..........................................................
D ue from U . S. trea su rer, o th er th a n 5 %
rpdpmption fund
T o ta ls

. ....................................................................

47
37
92
99
00
51

27,100 00
30,830 00

31,000 00
17,458 00

27,600 00
12,946 00

32,400 00
34,921 00

3,750 00

3,750 00

3,750 00

3,750 00

3,650 00

500 00

$945,924 03

$1,103,027 18

1,000 00
$993,592 46

$976,081 62

»
L ia b ilitie s.
C ap ital stock paid i n ........................................ .*..
S u rp lu s fu n d .................................................................
U n d ivid ed profits less exp en ses and ta x e s paid
N a tio n a l bank n otes o u ts ta n d in g .......................
D ue to oth er N a tio n a l b a n k s .................................

$100,000
25.000
31,687
75.000
11,170

00
00
67
00
82

$100,000
25,000
30,971
73,900
14,638

00
00
92
00
95

$100,000
25.000
35,267
75.000
2,042

00
00
83
00
98

$100,000
25.000
37,388
75.000
3,698

00
00
10
00
58

D u e to S ta te banks and b a n k ers.........................

18,314 42

33,701 73

In d iv id u a l d e p o sits su b ject to c h e c k ..................

43,783 44
210 00
345,721 84

35,122 20

411,354 49

321,960 01

462,314 52

T im e certifica tes o f d e p o s it......................................
C ertified checks ............................................................

318,737 28
601 40

338,494 02
904 28

349,465 51
278 33

363,944 38
192 70

C a sh ier’s check s o u ts ta n d in g .................................
TTnitpd S t a ffs d e p o s its ...............................................

1,726 38

2,457 17

1,787 17

1,787 17

$993,592 46

$976,081 62

$945,924 03

$1,103,027 18

R ills payab le

T o ta ls

.................................................................

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

281

NATIONAL BANKS OF MICHIGAN.

No. 4953.
THE OLD SECOND NATIONAL BANK, BAY CITY.
O r b in B u m p , P r e s i d e n t ; J a m e s D a v id so n , V iv e P r e s i d e n t ; M. M. A n d r e w s , C a s h ie r ;
C. M. B u m p , A s s i s t a n t C a s h ie r .
D ir e c t o r s .— S elw y n Eddy, J as. D a v id so n , J . W. M cGraw, A. J. Cooke, O rrin Bum p,
F ran k P. C hesbrough, E. B. F oss.
R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans a nd d is c o u n ts ........................................
O verd rafts, secured and u n se c u r ed .......... ..
U. S. bonds to secure c ir c u la tio n ......................
U. S. bonds to secure U. S. d e p o s its ..................
U. S. bonds on h a n d ..................................................

$950,540 69
111 15
150,000 00

$955,947 19

$862,098 04
129 24
200,000 00

$939,520 24
58 76
200,000 00

P rem iu m s on U. S. b o n d s . . . ..............................
S tock s, sec u r ities, e t c .................... f ...................
B a n k in g house, fu rn itu r e and fix tu r e s .............
O ther real e sta te and m o rtg a g es o w n e d . . . .
D ue from N a tio n a l banks (n o t reserve a g e n ts)

1,312
29,440
3,700
1,761

61
07
00
12

3,984
47,430
3,000
1,806

49
07
00
12

3,984
47,430
3,000
1,806

49
07
00
12

3,984
47,430
2,500
1,806
781

49
07
00
12
47

D ue from S ta te banks and b a n k e r s..................
D u e from approved reserve a g e n ts .......................
C hecks and oth er cash it e m s ................................
E xch a n g es fo r clea rin g h o u s e ..............................
N o tes o f oth er N a tio n a l b a n k s....................
F r a c tio n a l paper currency, n ick els and c e n ts .

33,188
353,092
290
1,838
14,480
293

45
68
12
65
00
00

25,911
166,692
94
33,211
6,170
288

34
54
23
18
00
24

17,057
105,819
2,809
4,684
6,490
97

22
96
23
60
00
35

22,024
178,601
366
4,354
6,900
270

03
26
78
33
00
72

R esources.

Sp ecie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) .........................................................
D ue from U. S. treasure!-, o th er th a n 5 %
red em ption fu n d .....................................................
T o ta ls

200,000 00

R eport o f
D ec. 10.

39,300 00
18,029 00

32,928 00
11,919 00

34,280 00
9,447 00

35,198 00
13,500 00

7,500 00

10,000 00

10,000 00

10,000 00

2,450 00

850 00

2,050 00

2,160 00

............................................. ........................ $1,607,327 54 $1,500,232 40 $1,311,183 32

$1,469.45C 27

L ia b ilitie s.
C apital sto ck p aid i n ................................................
S u rp lu s fu n d .................................................................
U ndivided profits le ss exp en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g ......................
D ue to o th er N a tio n a l b a n k s ................................

$200,000
40,000
20,844
150,000
5,644

00
00
35
00
57

$200,000
40,000
30,041
200,000
1,510

00
00
00
00
11

$200,000
40,000
38,699
200,000
2,365

00
00
93
00
90

$200,000
50,000
25,417
200,000
990

00
00
00
00
05

D ue to S ta te banks and b a n k e rs.........................
D iv id en d s un paid .....................................................
In d iv id u a l d e p o sits su b ject to c h e c k ..................
D em and cer tific a te s o f d e p o s it..............................
T im e certifica tes o f d e p o s it......................................
C ertified check s ............................................................

57,131
100
695.922
437,685

16
00
18
28

73,012
285
454,414
445,968

64
00
80
85

51,383
10
327,506
451,218

31
00
12
06

68,775
1,150
470,240
452,882

90
00
90
42

C ash ier's check s o u ts ta n d in g .................................
U n ited S ta te s d e p o s its ...............................................
D ep o sits o f IT. S. d isb u rsin g officers.................
N otes and b ills re-d isco u n te d ..............................
B ills pavable .................................................................
L ia b ilitie s o th er th a n th o se above s t a t e d . . .
T o ta ls

55,000 00

...................................................................... $1,607,327 54 $1,500,232 40 $1,311,183 32


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$1,469,456 27

232

STATE BANKING DEPARTMENT.

No. 3947.
FIRST NATIONAL BANK, BESSEMER.
J oseph S ell wood, P r e s i d e n t ; George L. L oope, V ic e P r e s i d e n t ; William I. P rince , C a s h ie r .
D irectors.— Josep h Sellw ood, G eorge L. Loope, G eorge H . Stron g, W illiam I. P rin ce,
Geo. H. A beel.
R esources.

R eport of
F eb. 5.

R eport o f [ R eport o f
Ju ly 15. j Sept. 30.

L oans and d is c o u n ts ..................................................
O verdrafts, secured and u n se c u r ed ..................
U. S. bonds to secure* c ir c u la tio n .......................
U. S. bonds to secure U. S. d e p o s its ..................
TJ. S. bonds on h a n d ..................................................

$330,926 91
6,244 25
12,500 00

$320,251 04
2,448 38
12,500 00

$345,283 57
3,752 08
12,500 00

$333,524 71
2,276 95
12,500 00

10,250 00
9,500 00

15,400 00
9,200 00

27,400 00
9,200 00

27,700 00
9,200 00

217 18

P rem iu m s on TJ. S. b o n d s......................................
S tock s, sec u r ities, e t c ................................................
B a n k in g house, fu rn itu r e and fix tu r e s .............
O ther real e sta te and m ortgages o w n ed . . . .
D ue from N a tio n a l banks (n o t reserve a g e n ts)

R eport o f
D ec. 10.

10 00

500 00

D u e from S ta te banks and b a n k e rs..................
D ue from approved reserve a g e n t s ......................
C hecks and o th er ca sh it e m s ................................
E x ch a n g es fo r c lea rin g h o u s e .............
N o te s o f oth er N a tio n a l b a n k s ............................
F r a c tio n a l paper currency, n ick els and c e n ts .

201 31
33,667 80
207 25

67,837 19
4,325 45

2,512 93
36,552 15
3,296 44

25 21
24,408 53
1,452 02

3.500 00
267 72

2.500 00
418 32

3.000 00
111 43

3,500 00
173 89

S p ecie ...............................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith IT. S. trea su rer (5 %
o f c ir cu la tio n ) .........................................................
D u e from IT. S. trea su rer, o th er th a n 5 %
red em ption fu n d .....................................................

13,307 35
6.500 00

15,508 70
3.500 00

15,768 50
3.000 00

18,128 35
4,000 00

625 00

025 00

625 00

625 00

$427,914 77

$454,524 08

$463,502 10

$437,514 66

T o ta ls

......................................................................
L ia b ilitie s.

C a p ita l sto ck paid i n ................................................
S u rp lus fu n d ..........................................................
U n d iv id ed profits le ss ex p en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g .......................
D ue to oth er N a tio n a l b a n k s. ..................
D ue to S ta te banks and b a n k e rs.........................
D iv id en d s un paid .......................................................
In d iv id u a l d e p o sits su b ie c t to c h e c k .................
D em and cer tific a te s o f d e p o s it..............................
T im e cer tific a te s o f d e p o s it......................................
C ertified check s ............................................................

$50,000
8,500
1,898
12,000

00
00
93
00

$50,000
9,000
1,148
12,500

00
00
59
00

$50,000
9.000
3.000
12,500

00
00
78
00

$50,000
9,000
4,419
12,500

00
00
19
00

15 00
295,145 10
60,355 74

135 00
306,703 05
75,037 44

30 00
313,849 38
75,121 94

279,874 14
81,721 33

$427,914 77

$454,524 08

$463,502 10

$437,514 66

C a sh ier’s check s o u ts ta n d in g .................................
U n ited S ta te s d e p o s its ...............................................
D e p o sits o f IT. S. d isb u rsin g officers..................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
L ia b ilitie s o th er th a n th o se above s t a t e d . . .
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

233

NATIONAL BANKS OF MICHIGAN.

No. 3925.
FIRST NATIONAL BANK, BUCHANAN.
D. S. S coffern , P r e s i d e n t ; J. W. B e istle , V ic e P r e s i d e n t ; Charles F. P ears , C a s h ie r ;
H. B. H owe, A s s i s t a n t C a s h ie r .
D irectors.— C. H. B aker, D. S. Scoffern, J. W. B eistle, C. F . P ears, C harles B ish op.

R esources.

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................
O verdrafts, secured and u n se c u r ed .................
II. S. bonds to secure c ir c u la tio n .......................
TJ. S. bonds to secure U. S. d e p o s its ..................
U. ¡3. bonds on h a n d .................................................

$115,565 41
- 2,882 64
12,500 00

$117,438 56
3,697 46
12,500 00

$107,532 64
2,697 51
12,500 00

$111,546 46
3,221 76
12,500 00

P rem iu m s on U. S. b o n d s................................ ..
Stock s, sec u r ities, e t c ...............................................
B ankin g’ house, fu rn itu re and fix tu r e s .............
O ther real e sta te and m o rtg a g es o w n e d . . . .
D ue from N a tio n a l banks (n o t reserve a g e n ts)

742
1,429
1,730
11,395
1,315

742
1,429
1,730
15,374
1,131

742
1,429
1,730
15,374
7,238

742
6,429
1,730
15,242
855

D ue from S ta te banks and b a n k e rs..................
D u e from approved reserve a g e n ts .......................
C hecks and oth er cash ite m s ................................
E xch a n g es fo r clea rin g h o u s e ..............................
N otes o f oth er N a tio n a l b a n k s............................
F r a c tio n a l paper currency, n ick els and c e n ts .
S p ecie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) ., ......................................................
D ue from TJ. S. treasu rer, oth er th a n 5 %
red em ption fu n d ....................................................
T o ta ls

......................................................................

81
55
00
09
50

81
55
00
01
43

81
55
00
01
80

R eport o f
D ec. 10.

81
55
00
01
80

46,603 99
256 02

26,778 18
444 42

42,535 ¿9
2,024 10

52,035 23
696 49

1,450 00
172 19

1,500 00
82 13

900 00
123 26

1,935 00
156 92

5,955 95

6,434 05
500 00

6,526 60
500 00

7,004 10
500 00

625 00

625 00

625 00

625 00

$202,624 15

$190,407 60

$202,479 37

$215,221 13

L ia b ilitie s.
C apital stock paid i n ...............................................
S u rp lus fu nd .................................................................
U n d ivid ed profits le ss exp en ses and ta x e s paid
N atio n a l bank n o tes o u tsta n d in g .......................
D ne to o th er N a tio n al h a n k s.................................
D ue to S ta te banks and b a n k e rs.........................
D ivid en d s un paid ....................................................
In d iv id u a l d e p o sits su b ie c t to c h e c k ..................
D em and certifica tes o f d e p o s it..............................
T im e certifica tes o f d e p o s it.....................................
C ertified c h e c k s .......... .................................................

$50,000
10,000
434
12,500

00
00
04
00

$50,000
10,000
1,267
12,500

00
00
93
00

$50,000
10,000
1.756
12,500

00
00
85
00

$50,000
10,000
1,386
12,500

00
00
33
00

50,481 07
79,209 04

33,988 82
82,650 85

31,172 42
97,050 10

31,255 38
110,079 42

$202,624 15

$190,407 60

$202,479 37

$215,221 13

C ash ier's checks o u ts ta n d in g .................................
U nited S ta te s d e p o s its ..........7 ..................................
D e p o sits o f IT. S. d isb u rsin g officers. . . . . . . .
N otes and b ills re-d isco u n te d ..............................
R ills pavab ie .................................................................
L ia b ilitie s o th er th a n th o se above s ta te d . . .
T o ta ls

......................................................................

30


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

234

STATE BANKING DEPARTMENT.

No. 3457.
FIRST NATIONAL BANK OF CALUMET, CALUMET.
J ohn S. D ymock,

President; J ohn D. Cuddihy , Vice President; W m . B. A nderson, Cashier;
E dward F. Cuddihy , Assistant Cashier.

D irectors.— J o h n S. D ym ock, Ja m es D u n sta n , Jo sep h H erm ann, Jo sia h H a ll, Joh n D. C uddihy,
T hom as M. L yon, A u g u st M ette.
R eport o f
F eb. 5.

R esources.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts .................................................. $1,114,541 82 $1,133,474 05 $1,210,498 68
O verdrafts, secured and u n se c u r e d ..................
575 95
3,650 27
716 53
U. S. bonds to secure c ir c u la tio n .......................
25,000 00
25,000 00
25,000 00
U . S. bonds to secure U . S. d e p o s its ..................
U. S. bonds on h a n d ..................................................
P rem iu m s on IT. S. b o n d s......................................
Stock s, sec u r ities, e t c ................................................
B a n k in g house, fu rn itu re and fix tu r e s .............
O th er real e sta te and m o rtg a g es o w n e d . . . .
D ue from N a tio n a l banks (n o t reserve a g e n ts)

76,805 00
30,000 00

81,805 00
30,000 00

R eport of
D ec. 10.
$1,169,752 27
620 72
25,000 00

81,055 00
30,000 00

73,500 00
30,000 00

26,333 53

36,608 44

49,162 16

44,262 89

D ue from S ta te banks and b a n k e rs............... .
D u e from approved reserv e a g e n t s .......................
C hecks and o th er cash it e m i .................................
E x ch a n g es fo r clea rin g h o u s e ..............................
N o te s o f oth er N a tio n a l b a n k s ............................
F r a c tio n a l paper currency, n ick els and c e n ts .

29,568 39
539,483 09
13,507 32

70,960 87
700,609 74
5,693 18

34,050 20
641,691 18
8,158 62

45,229 52'
582,436 04
6,629 44

20,800 00
509 93

28,400 00
790 19

18,350 00
1,042 08

25,450 00
1,221 98

S p ecie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) ..........................................................
D u e from TJ. S. trea su rer, o th er th a n 5 %
red em ption fu n d ....................................................

183,548 00
70,000 00

212,559,66
82,000 00

206,030 90
60,000 00

194,809 20
80,000 00

1,250 00

1,250 00

1,250 00

1,250 00

T o ta ls

....................................................................

3,000 00
$2,131,923 03 $2,412,801 40 $2,370,005 35

$2,280,162 06

L ia b ilitie s.
C ap ital stock paid i n .............................................
S u rp lu s fu nd .'..............................................................
U n d iv id ed profits le ss ex p en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g .......................
D ue to oth er N a tio n a l b a n k s . . . 7 .......................
D ue to S ta te banks and b a n k e rs.........................
D iv id en d s un paid .......................................................
In d iv id u a l d e p o sits subject* to c h e c k ..................
D em and cer tific a te s o f d e p o s it..............................
T im e certifica tes o f d e p o s it......................................
C ertified checks ............................................................

$100,000
50.000
44,721
25.000
305

00
00
40
00
88

$100,000
50.000
54,578
25.000
8,016

00
00
39
00
09

1,761 59

$100,000
50,000
60,171
24,997

00
00
34
50

$100,000
50.000
67,566
25.000
232

00
00
39
00
49

1,717 53

1,905,687 71
4,241 48

2,094,050 60
80,685 92

2,053,838 80
78,439 29

2,029,487 23
7,702 14

204 97

470 40

840 89

173 81

$2,131,923 03 $2,412,801 40 $2,370,005 35

$2,280,102 06

C a sh ier’s checks o u ts ta n d in g .................................
U n ited S ta te s d e p o s its ...............................................
D e p o sits o f U. S. d isb u rsin g officers..................
N o tes and b ills r e-d isco u n te d ..............................
B ills pavab le .................................................................
L ia b ilitie s o th er th a n th o se above s t a t e d . . .
T o ta ls

....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

235

NATIONAL BANKS OF MICHIGAN.

No. 1812.
FIRST NATIONAL BANK, CASSOPOLIS.
M. L. H owell, P r e s i d e n t ; A. M. K ingsbury , V ic e P r e s i d e n t ; Chables A. R itter , C a s h ie r ;
D. L. K ingsbuky , A s s i s t a n t C a s h i e r .

D irectors.— M. L. H o w ell, J. H. J ohn son, G. M. K in gsbu ry, C. A. R itter, A. M. K in gsbu ry,
E lle n R. Funk, D a v id L. K in gsbu ry.
R esources.
L oan s and d is c o u n ts ..............................
O verd rafts, secured and un secured
TJ. S. bonds to secure c ir c u la tio n . .
U. S. bonds to secure U. S. d ep o sits
U . S. bonds on h a n d ..............................
P rem iu m s on U. S. bonds
S tock s, sec u r ities, e t c ................................................
B a n k in g house, fu rn itu r e and fix tu r e s .............
O ther real e sta te and m o rtg a g es o w n e d . . . .
D u e from N a tio n a l banks (n o t reserv e a g e n ts)

R eport o f
F eb. 5.

R eport o f
July 15.

R eport o f
Sept. 30.

R eport o f
D ec. 10.

$153,631 01
82 60
12,500 00

$143,115 46
12^500 00

$138,236 82
1,641 06
12,500 00

$146,416 94
683 04
12,500 00

32,000 00

46,000 00

46,000 00

61,000 00

1,025 00
1,000 00
1,022 84 ........................

1,000 00

1,000 00

711 98

283 98

89
68
00
34

390 50
33,691 56
442 70

264 77
48,113 19
247 20

227 63
41,296 30
206 04

2,100 00

D u e from S ta te banks a nd b a n k e rs..................
D ue from approved reserve a g e n ts .......................
C hecks and o th er cash it e m s .................................
E x ch a n g es fo r clea rin g h o u s e ..............................
N o te s o f o th er N a tio n a l b a n k s ............................
F r a c tio n a l paper currency, n ick els and c e n ts .

110
30,889
148
68

338 87

2,530 00
310 43

2,845 00
334 16

1,845 00
233 32

S p ecie ................................... .......................................
L egal ten d er n o t e s ..................................................
R edem ption fu nd w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) .....................................................
D ue from TJ. S. treasu rer, oth er th a n 5
red em ption fu n d ................................................

11,680 00
500 00

13,910 00
500 00

14,525 00

13,050 00
500 00

625 00

625 00

625 00

625 00

$246,722 23

$255,015 65

$267,044 18

$279,867 25

T o ta ls
L ia b ilities.
C ap ital stock paid i n .............................................
S u rp lu s fu n d .................................................................
U n d ivid ed profits le ss exp en ses and ta x e s paid
N a tio n a l bank n o tes o u tsta n d in g .......................
D ue to o th er N a tio n a l b a n k s.................................
D ue to S ta te banks and b a n k ers. . .
D iv id en d s un paid ...................................
In d iv id u a l d e p o sits subject to check
D em and cer tific a te s o f d e p o s it..........
T im e certifica tes o f d e p o s it..................
C ertified checks ........................................

$50,000
30,000
9,210
12,500

00
00
26
00

$50,000
30,000
8,173
12,500

00
00
44
00

$50,000
30,000
9,460
12,500

00
00
20
00

$50,000
30,000
10,189
12,500

00
00
35
00

70,311 26
74,700 71

66,724 54
87,617 67

76,806 71
88,277 27

82,054 18
95,123 72

$246,722 23

$255,015 65

$267,044 18

$279,867 25

C ash ier’s check s o u ts ta n d in g .........................
U n ited S ta te s d e p o s its ........................................
D e p o sits o f U. S. d isb u rsin g o fficers..........
N o te s and b ills r e - d i s c o u n t e d . .. . .............
B ills payab le ..........................................................
L ia b ilitie s o th er th a n th o se above sta ted
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

236

STATE

BANKING

DEPARTMENT.

No. 1758.
FIRST NATIONAL BANK, CHARLOTTE.
J. M. C. S m it h , P r e s i d e n t ; Ch a s . B ennett , V ic e P r e s i d e n t ; W m . P. Lacey, C a s h ie r ;
P eed S. B elcher , A s s i s t a n t C a s h ie r ; P eed H. P ollaed, S e c o n d A s s i s t a n t C a s h ie r .

D irectors.— Wm. P. L acey, F red S. B elcher, E dw ard S. L acey, Chas. B en n e tt, F red H. P ollard ,
D.

L. T rem aine, J. M. C. S m ith .

R esources.
L oan s and d is c o u n ts ..................................................
O verdrafts, secured and u n se c u r e d ..................
U. S. bonds to secure c ir c u la tio n .......................
IT. S. bonds to secure TT. S. d e p o s its ..................
U. S. bonds on b a n d ..................................................
P rem iu m s on U. S. b o n d s......................................
S tock s, sec u r ities, e t c ................................................
B a n k in g house, fu rn itu r e and fix tu r e s .............
O th er real e sta te and m o rtg a g es o w n ed . . . .
D u e from N a tio n a l banks (n o t reserve a g e n ts)
D u e from S ta te banks and b a n k e rs..................
D u e from approved reserve a g e n t s .......................
C hecks and oth er cash item sf.................................
E x ch a n g es fo r clea rin g h o u s e ..............................
N o te s o f oth er N a tio n a l b a n k s............................
F r a c tio n a l paper currency, n ick els and c e n ts.
S p ecie ................................................................................
L eg a l ten d er n o t e s .......................................................
R edem ption fu n d w ith U . S. trea su rer (5 %
o f c ir cu la tio n ) .........................................................
D ue from IT. S. treasu rer, o th er th a n 5 %
red em ption fu n d ....................................................
T o ta ls

......................................................................

R eport o f
Feb. 5.

R eport o f
Ju ly 15.

R eport of
Sept. 30.

$319,521 44
210 29
50,000 00

$301,163 06
193 63
50,000 00

$321,721 93
1,534 33
50,000 00

$307,684 66
1,175 08
50,000 00

10,800 00

14,000 00
7,000 00

14,000 00
7,000 00

14,000 00
7,000 00

1,895 29

R eport o f
D ec. 10.

867 38

18,922 07
728 50

36,771 28
115 69

18,268 97
245 55

49,464 63
100 67

1,119 00
240 68

1,733 00
116 26

60 00
211 84

560 00
286 79

12,864 25
6,000 00

7,540 00
16,000 00

10,388 00
7,988 00

10,180 00
7,481 00

2,500 00

2,500 00

2,500 00

2,500 00

$424,801 52

$437,132 92

$433,918 62

$451,300 21

L ia b ilitie s.
C a p ita l sto ck paid i n ................................................
S u ip lu s fu n d .*............................................................
U n d iv id ed profits le ss exp en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g .......................
D ue to o th er N a tio n a l b a n k s . . . 7 .......................

$75,000
25,000
7,123
49,200

00
00
03
00

D u e to S ta te banks and b a n k e rs.........................
D iv id en d s un paid .......................................................
In d iv id u a l d e p o sits su b ject to c h e c k ..................
D em and cer tific a te s o f d e p o s it..............................
T im e certifica tes o f d e p o s it......................................
C ertified checks ................................................. ..........

193 50
91,288 40
176,996 59

7 50
92,382 94
190,645 45

2 50
93,505 25
183,439 10

11 50
99,471 14
197,459 17

$424,801 52

$437,132 92

$433,918 62

$451,300 21

$75,000
25.000
4,097
50.000

00
00
03
00

$75,000
25.000
6,679
50.000
291

00
00
95
00
82

$75,000
25,000
4,858
49,500

00
00
40
00

C ash ier's check s o u ts ta n d in g .................................
U n ited S ta te s d e p o s its .......... 7 .....................
D e p o sits o f IT. S. d isb u rsin g officers..................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
L ia b ilitie s o th er th a n th o se above s ta te d . . .
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

237

NATIONAL BANKS OF MICHIGAN.

No. 3034.
MERCHANTS’ NATIONAL BANK, CHARLOTTE.
E. T. Church , P r e s i d e n t ; A. D. B aughman , V ic e P r e s i d e n t ; H . K . J e n nin g s , C a s h ie r ;
Merlin P. R esch , A s s i s t a n t C a s h ie r .

D irectors.— E. N. E ly, W. B. O tto, A. D. B aughm an, E. T. C hurch, H. Iv. J en n in g s,
W. F. Stim , H. G. Barber.
R esources.
L oans and d is c o u n ts ..................................................
O verdrafts, secured and u n se c u r ed ..................
TJ. S. bonds to secure c ir c u la tio n .......................
TT. S. bonds to soonro TT. S. d e p o s its ..................
TT. S. bonds on b a n d ..................................................
P rem iu m s on TT. S. b o n d s......................................
S tock s, sec u r ities, e t c ...............................................
B a n k in g house, fu rn itu re and fix tu r e s .............
O th er real e sta te and m ortgages o w n e d . . . .
D u e fro m N a tio n a l banks (n o t reserve a g e n ts)

R eport o f
F eb . 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

$232,472 34
1,881 51
50,000 00

$211,454 69
2,435 75
50,000 00

$236,101 12
5,655 52
50,000 00

$231,775 31
5,656 16
50,000 00

5.000
9.000
1,450
1,810

5.000
9.000
1,450
1,213

5.000
9.000
1,450
3,374

16,000
9,000
1,450
1,867

00
00
00
95

00
00
00
35

00
00
00
10

R eport o f
D ec. 10.

00
00
00
74

D u e from S ta te banks and b a n k e rs..................
D ue from approved reserv e a g e n t s ......................
C hecks and oth er ca sh it e m s ................................
E x ch a n g es fo r c lea rin g h o u s e ..............................
N o te s o f oth er N a tio n a l b a n k s............................
F r a c tio n a l paper currency, n ick els and c e n ts.

3,894 34
35,985 68
480 33

4,443 48
65,560 91
97 09

3,867 83
37,406 26
114 12

3,886 89
36,543 30
169 57

28,124 00
363 51

5,989 00
321 88

3,022 00
177 95

6,056 00
194 18

Sp ecie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) .........................................................
D ue from TJ. S. treasu rer, o th er th a n 5 %
red em ption fu n d .....................................................

10,320 00

11.676 50

13,162 00

7,450 00
5,000 00

2,500 00

2,500 00

2,500 00

2,500 00

$383,282 66

$371,142 65

$370,830 90

$377,549 15

T o ta ls

......................................................................
L ia b ilitie s.

C apital sto ck p aid i n ................................................
S u rp lu s fu n d .................................................................
U n d ivid ed profits less ex p en ses and ta x e s paid
N a tio n a l bank n o tes o u tsta n d in g .......................
D ue to o th er N a tio n a l b a n k s.................................

$50,000
25.000
31,325
50.000

D ue to S ta te banks an d b a n k e rs.........................
D iv id en d s un paid .......................................................
In d iv id u a l d e p o sits su b ject to c h e c k ..................
D em and cer tific a te s o f d e p o s it..............................
T im e cer tific a te s o f d e p o s it......................................
C ertified check s ............................................................

00
00
25
00

00
00
00
00

$50,000
25.000
28,392
50.000

00
00
64
00

$50,000
25.000
29,858
50.000

88,630 96
134,478 34

66,794 44
150,031 21

7,828
1,725
56,124
151,760

66
00
32
28

66,545 06
148,725 61

$383,282 66

$371,142 65

$370,830 90

$377,549 15

$50,000
25.000
29,317
50.000

3,$48 11

00
00
23
00

7,420 25

C ash ier’s check s o u tsta n d in g .................................
U n ited S ta te s d e p o s its .......... 7 ..................................
D e p o sits o f U. S! d isb u rsin g o fficers..................
N o tes and b ills r e-d isco u n te d ..............................
B ills payab le .................................................................
L ia b ilitie s o th er than th o se above s t a t e d . . .
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

238

STATE BANKING DEPARTMENT.

No. 3235.
FIRST NATIONAL BANK OF CHEBOYGAN.
Geo. F .

R a y n o ld s, P r e s id e n t;

D i r e c t o r s .— Geo.

F.

J acob J .

P o s t , V ic e P r e s i d e n t ;

A . W . R a m s a y , C a s h ie r .

R aynold s, Jacob J. P o st, E . A . Sm ith, D . C . P elto n , E phriam Sm ith.

R esources.
L oans and d is c o u n ts ..................................................
O verd rafts, secured and u n se c u r ed ..................
U. S. bonds to secure c ir c u la tio n .......................
U . S. bonds to secure U. S. d e p o s its ..................
U. S. bonds on h a n d ..................................................
P rem iu m s on U. S. b o n d s .....................................
S tock s, sec u r ities, e t c ................................................
B a n k in g house, fu rn itu re and fix tu r e s .............
O ther real e sta te and m o rtg a g es o w n ed . . . .
D ue from N a tio n a l banks (n o t reserve a g e n ts)

R eport o f
R eport o f
F eb. 5.
J Ju ly 15.

R eport o f
Sept. 30.

$397,745 38
106 45
50,000 00

$338,579 17
437 94
50,000 00

$359,165 81
237 36
50,000 00

R eport o f
D ec. 10.
$427,559 68
211 76
50,000 00

2,400 00

2,400 00

2,400 00

2,400 00

11,500 00

10,500 00

10,500 00

10,875 00

D ue from S ta te banks and b a n k e rs..................
D ue from approved reserv e a g e n t s .......................
C hecks and o th er ca sh it e m s ................................
E x ch a n g es fo r clea rin g h o u s e ..............................
N o tes o f oth er N a tio n a l b a n k s............................
F r a c tio n a l paper currency, n ick els and c e n ts .

2,681 55
21,250 21
2,770 20

5,222 70
75,509 37
560 71

3,650 66
110,115 31
1,798 03

249 32
38,932 56
3,036 57

1,012 00
660 94

1,056 00
404 24

2,373 00
639 95

1,017 00
369 39

Sp ecie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U*. S. trea su rer (5 %
o f c ir cu la tio n ) .........................................................
D ue from TJ. S. treasu rer, oth er th a n 5 %
red em ption fu n d .....................................................
i

23,574 22
5,717 00

22,893 80
12,196 00

24,420 30
11,052 00

24,366 15
7,175 00

2,500 00

2.500 00

2,500 00

2,500 00

$558,466 36

$568,692 43

T o ta ls

....................................................................

1.500 00
$521,917 95

$544,145 99

L ia b ilitie s.
C a p ita l stock paid i n ................................................
S u rp lu s fu n d .................................................................
U n d ivid ed profits le ss exp en ses and ta x e s paid
N a tio n a l bank n o tes o u tsta n d in g .......................
Duo to otbpr N a tio n a l b a n k s................................

In d iv id u a l d e p o sits su b ject to c h e c k ..................
D em and cer tific a te s o f d e p o s it..............................
T im e certifica tes o f d e p o s it......................................
C!prtifipd rhprks ............................................................

$50,000
10,000
2,358
50,000

00
00
68
00

$50,000
10,000
2,148
50,000

00
00
37
00

$50,000
10,000
4,161
50,000

00
00
64
00

$50,000
10,000
7,214
50,000

00
00
10
OO

70
165,983
7,897
235,609

00
07
06
14

280
174,573
7,238
249,905

00
72
67
23

183,583 81
6,220 91
254,500 00

170,404 37
6,226 08
274,847 88

$544,145 99

$558,466 36

$568,692 43

P a f ih ip r ’ia r h p r k s o u t s t a n d i n g .......................................
TTnitpd S t a t p s d p p o s i t s ........................................................
R p p n s it s o f TT S d i s b u r s i n g o f f i c e r s .....................
N o tp s a n d b i l l s r e - d i s c o n n t p d ....................................
R i l l s p a y a b lp ....................................................................... ...
R ia b ib 't ip s o t b p r t h a n th o s p a b o v P s t a t e d . . .

T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$521,917 95

239

NATIONAL BANKS OF MICHIGAN.

No. 1235.
COLDWATER NATIONAL BANK, COLDWATER.
L. M. W ing , P r e s i d e n t ; D . B . D e n n is , V ic e P r e s i d e n t ; H. R. Saunders , C a s h ie r ;

W. H. S im ons , A s s i s t a n t C a s h ie r .

D irectors.— D. B. D en n is, Z. G. Osborn, L. M. W ing, L. Slom an, John T. Starr,

A.

B. D ick in son , Iv. R. W illiam s.

R esources.

R eport o f
F eb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................
O verdrafts, secured and u n se c u r ed ..................
U. S bonds to secure c ir c u la tio n .......................
U. S. bonds to secure U. S. d e p o s its ..................
U. S. bonds on h a n d ..................................................

$246,102 49
4,522 59
25,000 00

$192,760 66
1,614 78
25,000 00

$200,651 65
1,925 52
25,000 00

$181,445 36
4,383 43
25,000 00

7,102 00
1,970 00
40,543 76

7,102 00
1,970 00
40,769 60

7,102 00
1,970 00
40,769 60

7,102 00
1,970 00
40,769 60

D ue from S ta te banks and b a n k e rs..................
D ue from approved reserve a g e n ts .......................
C hecks and o th er ca sh it e m s .................................
E x ch a n g es fo r c lea rin g h o u se ..............................
N o te s o f o th er N a tio n a l b a n k s............................
F r a c tio n a l paper currency, n ick els and c e n ts.

852 67
40,239 03
1,607 52

32,747 69
496 93

45 50
27,991 61
934 20

2,138 53
42,445 22
343 54

1,810 00
119 74

3.249 00
276 48

2,673 00
144 22

1,532 00
63 78

Specie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) .........................................................
D ue from U. S. treasu rer, o th er th a n 5 %
red em ption fu n d .....................................................

12,774 95
1,133 00

16,273 56
2,031 00

14,361 90
1,671 00

13,093 90
957 00

1,250 00

1.250 00

1,250 00

1,250 00

$385,027 75

$325,541 70

$326,490 20

$322,494 36

$100,000
35.000
9,196
25.000

$100,000
35.000
6,969
25.000

$100,000
35.000
8,623
25.000

$100,000
35.000
9,637
25.000

P rem iu m s on U. S. b o n d s......................................
Stock s, sec u r ities, e t c ...............................................
B a n k in g house, fu rn itu r e and fix tu r e s .............
O ther real e sta te and m o rtg a g es o w n e d . . . .
D ue from N a tio n a l banks (n o t reserve a g e n ts)

T o ta ls

....................................................................

R eport o f
D ec. 10.

L ia b ilitie s.
C apital sto ck paid i n ................................................
S u rp lus fu n d .................................................................
"Undivided profits le ss ex p en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g .......................
D ue to o th er N a tio n a l b a n k s ................................
D ue to S ta te banks and b a n k e rs.........................
D iv id en d s un paid .......................................................
In d iv id u a l d e p o sits su b ject to c h e c k ..................
D em and cer tific a te s o f d e p o s it..............................
T im e certifica tes o f d e p o s it......................................
C ertified checks ............................................................

00
00
18
00

136,152 19
79,649 38

00
00
19
00

00
00
94
00

00
00
74
00

75,794 72
82,777 79

69,542 33
88,323 93

63,955 97
88,900 65

$325,541 70

$326,490 20

$322,494 36

30 00

C a sh ier’s check s o u ts ta n d in g .................................
U n ited S ta te s d e p o s its ...............................................
D e p o sits o f U. S. d isb u rsin g officers..................
N o tes and b ills r e-d isco u n te d ..............................
B ills payable .................................................................
L ia b ilitie s oth er th a n th o se above s t a t e d . . .
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$385,027 75

240

STATE BANKING DEPARTMENT.

No. 1924.
SOUTHERN MICHIGAN NATIONAL BANK, COLDWATER.
L. E. R ose, P r e s i d e n t ; C. G. L uce , V ic e P r e s i d e n t ; A. S. U pson , C a s h ie r .

DiKECTOPvS.— C yrus G. Luce, J. S. B arber, R. E. Clarke, L. E. R ose, M. G. Clarke,
John M urphy, A. S. U pson.
R esources.

R eport of
Feb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts ..................................................
O v erd ra fts, secured and u n se c u r ed ..................
U. S. bonds to secure c ir c u la tio n .......................
U . S. bonds to secure U. S. d e p o s its ..................
U. S. bonds on h a n d ..................................................

$423,040 60
1,078 59
165,000 00

$415,275 52
2,411 57
165,000 00

$441,783 62
2,018 73
165,000 00

2,640 00

2,640 00

3,140 00

P rem iu m s on U . S. b o n d s......................................
S tock s, sec u r ities, e t c ................................................
B a c k in g hou se, fu rn itu r e and fix tu r e s .............
O th er real e sta te and m o rtg a g es o w n e d . . . .
D ue from N a tio n a l banks (n o t reserve a g e n ts)

113 81
77,508 28
13,000 00

113 81
105,042 03
13,000 00

153 81
104,042 03
13,000 00

113,480 78
13,000 00

3,909 63

5,153 70

5,885 08

5,867 12

D u e from S ta te banks and b a n k e rs..................
D ue from approved reserve a g e n t s .......................
('h ecks and oth er cash it e m s .................................
E x ch a n g es fo r clea rin g h o u s e ..............................
N o tes o f o th er N a tio n a l b a n k s............................
F r a c tio n a l paper currency, n ick els and c e n ts.

1,020 30
38,512 91
618 33

297 07
46,372 27
452 66

454 99
35,290 06
1,742 14

7,341 30
43,906 24
1,910 48

3,783 00
278 09

3,036 00
177 11

2,705 00
119 27

2,695 00
102 88

Sp ecie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) ..........................................................
D ue from U. S. treasu rer, o th er th a n 5 %
red em ption fu n d ....................................................

18,227 50
8,100 00

16,424 30
7,800 00

16,477 55
6,500 00

17,431 55
7,900 00

7,380 00

8,250 00

8,250 00

8,250 00

$764,211 04

$791,446 04

$806,562 28

$811,352 11

$165,000
35,000
70,844
165,000

$165,000
35,000
72,275
165,000

$165,000
35.000
77,028
165,000

$165,000
35,000
79,902
165,000

T o ta ls

....................................................................

R eport o f
D ec. 10.
$422,070 15
2,396 61
165,000 00

L ia b ilitie s.
C ap ital sto ck paid i n ................................................
S u rp lu s fu n d .................................................................
U n d ivid ed profits le ss ex p en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g .......................
D u e to o th er N a tio n a l b a n k s .................................
D ue to S ta te banks and b a n k e rs..........
D iv id en d s u n p a i d .........................
In d iv id u a l d e p o sits su b ject to c h e c k ..................
D em and cer tific a te s o f d e p o s it..............................
T im e cer tific a te s o f d e p o s it...................................
C ertified checks ............................................................

00
00
27
00

63,460 05
264,906 72

00
00
31
00

102,017 79
252,152 94

00
00
74
00

00
00
94
00

100,176 50
264,357 04

90,072 32
276,376 85

$791,446 04 . $806,562 28

$811,352 11

C ash ier's checks o u ts ta n d in g .................................
U n ited S ta te s d e p o s its ................................................
D e p o sits o f U. S. d isb u rsin g officers..................
N o tes and b ills re-d iseo n n tp d . .
B ills payab le .................................................................
L ia b ilitie s oth er th a n th o se above s t a t e d . . .
T o ta ls

......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$764,211 04

241

NATIONAL BANKS OF MICHIGAN.

No. 1256.
FIRST NATIONAL BANK, CORUNNA.
L. W. S im m ons , P r e s i d e n t ; J ohn D riscoll , V ic e P r e s i d e n t ; W. A. R osenkrans , C a s h ie r ;

E. T. S idney , A s s i s t a n t C a s h ie r .

D irectors.— R oger Sherm an, John D risco ll, A. G arrison, W. D. G arrison, W. F. G allagher,
L. W. Sim m ons, H. A. N ich ols, T. M. E uler, W . A. R osenk ran s.
R esources.

R eport o f
Feb. 5.

R eport of
Ju ly 15.

R eport of
Sept. 30.

L oans and d is c o u n ts ..................................................
O verd rafts, secured and u n se c u r ed ..................
U. S. bonds to secure c ir c u la tio n ......................
U. S. bonds to secure U. S. d e p o s its ..................
U. S. bonds on h a n d ..................................................

$241,795 30
174 09
50,000 00

$251,124 23
348 59
50,000 00

$245,524 27
1,394 71
50,000 00

$276,109 26
420 57
50,000 00

P rem iu m s on U . S. b o n d s .....................................
S tock s, sec u r ities, e t c ...............................................
B a n k in g house, fu rn itu re and fix tu r e s ............
O ther real e sta te and m o rtg a g es o w n e d . . . .
D ue from N a tio n a l banks (n o t reserve a g e n ts)

3.500
5,000
6.500
6,700

3.500
5.000
6.500
6,200
234

3.500
5,000
6.500
6,200

3.500
5,000
6.500
6,200
1,655

D ue from S ta te banks and b a n k e rs..................
D u e from approved reserve a g e n ts .......................
C hecks and oth er ca sh it e m s ................................
E x ch a n g es fo r c lea rin g h o u s e ..............................
N o tes o f oth er N a tio n a l b a n k s ...........................
F r a c tio n a l paper currency, n ick els and c e n ts.
S p ecie .........................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) .........................................................
D ue from U. S. treasu rer, oth er th a n 5 %
red em ption fu n d .....................................................
T o ta ls

.................................................................

00
00
00
00

00
00
00
00
39

00
00
00
00

R eport o f
D ec. 10.

00
00
00
00
13

46,666 68
370 15

29,996 77
470 26

37,608 70
2,690 62

38,169 33
587 57

766 00
43 68

1,060 00
40 99

942 00
46 88

840 00
112 08

8,660 00
9,000 00

8,700 00
9,000 00

6,600 00
4,000 00

8,700 00
7,000 00

2,500 00

2,500 00

2,500 00

2,500 00

$381,675 90

$374,675 23

$372,507 18

$407,293 94

L ia b ilitie s.
C ap ital sto ck paid i n ................................................
Su rp lus fu n d ............................................................
U n d iv id ed profits less exp en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g ......................
D ue to o th er N a tio n a l b a n k s. ..............................

$50,000
8,800
729
49,300
1

D u e to S ta te banks and b a n k e rs.........................
D ivid en d s un paid .....................................................
In d iv id u a l d e p o sits su b ject to c h e c k ..................
D em and cer tific a te s o f d e p o s it..............................
T im e certifica tes o f d e p o s it......................................
C ertified checks ............................................................

48,658 82
224,186 28

33,544 85
231,755 81

30,067 51
231,727 67

50,386 41
244,033 22

$381,675 90

$374,675 23

$372,507 18

$407,293 94

00
00
69
00
11

$50,000
9,100
774
49,500

00
00
57
00

$50,000
9,100
1,431
50,000
180

00
00
37
00
63

$50,000
9,100
3,774
50,000

00
00
31
00

C ash ier’s checks o u ts ta n d in g .................................
U n ited S ta te s d e p o s its ................................................
D e p o sits o f IT. S. d isb u rsin g officers..................
N otes and b ills re-d isco u n te d ..............................
B ills payab le .................................................................
L ia b ilitie s o th er th a n th o se above s t a t e d . . .
T o ta ls

......................................................................

31


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

242

STATE

BANKING DEPARTMENT.
0

No. 2707.
FIRST NATIONAL BANK, DETROIT.
D. M. F erry ., P r e s i d e n t ; J ohn T. S haw , V ic e P r e s i d e n t a n d C a s h ie r ;
F rank G. S m ith , A. W. Clark, A s s i s t a n t C a s h ie r s .
D irectors.— J a m es M cM illan, D . M. Ferry, Wm. J. C h itten d en , D on M. D ick in son ,
Wm. C. M cM illan, H enry B . L othrop, Ja m es E dgar, John T. Sh aw , Step h en Y. Seyburn.
R esources.

R eport of
F eb. 5.

R eport of
Ju ly 15.

Report of
Sept. 30.

T,r»ans aud d is c o u n ts .................................................. $2,432,529 18 $2,151,399 64 $2,514,279 89
12 02
O verd rafts s p<^nrod and u n se c u r e d ..................
450.000 00
450.000 00
450.000 00
XT S bonds to secure c ir c u la tio n ......................
400.000 00
400.000 00
XJ ^ bnnd® to spmi'p XT S d e p o s its ..................
400.000 00
XJ S ponds on baud
...........................................

R eport o f
D ec. 10.
$2,287,465 28
450.000 00
400.000 00

Prpm inm s on TT S b o n d s......................................
¿-stocks sec u r ities e t c ................................................
B a n k in g hou se fu rn itu r e and fix tu r e s .............
O ther real e sta te and m o rtg a g es o w n ed . . . .
D ue from N a tio n a l banks (n o t reserv e a g e n ts)

132,312 50
623,689 48

132,312 50
1,021,942 50

132,312 50
901,913 33

132,312 50
962,893 33

218,047 17

.359,475 35

315,023 69

312,657 24

D ue from S ta te banks and b a n k e r s..................
from approved reserve a g e n ts .......................
C hecks and e th e r cash it e m s .................................
F x c h a n g es fo r c lea rin g b o u s e ..............................
-\o te s o f oth er N a tio n a l b a n k s............................
F r a c tio n a l paper currency, n ick els and c e n ts.

157,913
716,287
2,525
164,759
75,803
3,065

354,915
476,049
2,438
121,687
219,622
1,857

67
52
69
73
00
18

168,782 77
433,018 71
2,525 73
302,999 37
46,493. 00
3,268 48

166,525
446,608
2,951
299,043
143,326
3,216

Sp ecie
......................................................................
Tjpo'nl ten d er n o tes .....................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f r*irenlation ) .........................................................
D ue from U. S ’ treasu rer, oth er th a n 5 %
redem ption fund
..................................................

480,606 00
165,638 00

415,759 25
277,301 00

364,779 25
167,599 00

618,387 00
294,910 00

22,500 00

22,500 00

22,500 00

22,500 00

17,000 00

5,000 00

4,000 00

...................................................................... $6,045,688 64 $6,424,261,03 $6,230,495 72

$6,546,796 75

T o ta ls

05
00
97
86
00
41

21
89
61
41
00
28

L ia b ilitie s.
C apital stock paid i n ................................................
Su rp lus fund ............................................................ .. .
U n d ivid ed profits le ss ex p en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g ......................
D u e to o th er N a tio n a l b a n k s .................................
D ue to S ta te banks and b a n k e rs.........................
D iv id en d s un paid .......................................................
Xndividual d e p o sits su b ject to c h e c k ..................
D em and certifica tes o f d e p o s it..............................
T im e certifica tes o f d e p o s it......................................
Certified checks ............................................................
C a sh ier’s checks o u tsta n d in g .................................
XTnited S ta te s d e p o s its ...............................................
D e p o sits o f IT. S* d isb u rsin g officers..................
N o tes a n d b ills r e-d isco u n te d ..............................
R ills payab le .................................................................
L ia b ilitie s oth er th a n th o se above s t a t e d . . .
T o ta ls

00
00
67
00
29

$500,000
100,000
47,949
419,700
568,994

00
00
47
00
26

1,663,999 05

1,667,732
1,000
2,622,117
86,251

86
00
49
00

$500,000
100,000
45.594
425,850
777,652

2,070,444 70
55,191 00

00
00
11
00
85

$500,000
100,000
74,555
422,800
640,203

00
00
71
00
40

1,522,863 09

1,677,222 17

2,485,022 34
87,294 40

2,581,560 76
78,988 29

12,344 55

6,785 98

1,416 77

37,194 26

965 54
349,229 51
44,417 33

6,953 75
348,838 78
47,937 44

35,292 10
347,881 93
47,967 13

21,247 32
371,512 34
41,512 50

$6,424,261 03 $6,230,495 72

$6,546,796 75

................................................................. ..$ 6 ,045,688 64
1


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$500,000
100,000
51,146
439,100
612,511

243

NATIONAL BANKS OF MICHIGAN.

No. 3357.
AMERICAN EXCHANGE NATIONAL BANK, DETROIT.
Waldo A. A very, P r e s i d e n t ; J ohn X. B agley, V ic e P r e s i d e n t ; H amilton D ey , C a s h ie r ;
H ermann D ey , A s s i s t a n t C a s h ie r .
D irectors.— D. D. T horp, H a m ilto n D ey, Sim on J. M urphy, Wm. A. M oore, T hom as W . P alm er,
Geo. H. H opk ins, Jno. N . B a g ley , W. A. A very, J u liu s Stroh, Jam es N. W right, G ilbert H art.
R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts .................................................. $2,093,113 45 $2,169,050 93 $2,445,918 27
2,317 46
1,886 86
O verdrafts, secured and u n se c u r e d .................
1,850 41
50,000 00
50,000 Q0
U. S. bonds to secure c ir c u la tio n ......................
50,000 00
U. S. bonds to secure TT. S. d e p o s its . . .
U. S. bonds on h a n d ..................................................

R eport of
D ec. 10.
$2,375,304 77
476 25
50,000 00

P rem iu m s on TJ. S. b o n d s.....................................
S tock s, sec u r ities, e t c ...............................................
B a n k in g house, fu rn itu r e and fix tu r e s ............
( Mher real e sta te and mortmasses o w n e d . .
D ue from N a tio n a l banks (n o t reserve a g en ts)

393,747 59
5,288 50

461,104 19
5,288 59

457,349 29
5,288 50

457,036 79
5,288 50

181,699 90

167,322 01

176,742 59

207,312 33

D u e from S ta te banks and b a n k e rs..................
D ue from approved reserve a g e n t s ......................
C hecks and o th er cash it e m s .................................
E x ch a n g es for c lea rin g h o u s e ..............................
N o tes o f o th er N a tio n a l b a n k s ...........................
F r a c tio n a l paper currency, n ick els and c e n ts.

29,314
423,640
1,846
45,244
14,548
2,646

47,979
343,741
1,349
110,882
33,439
2.500

25,877
289,823
2,562
65,043
21,884
1,637

24,706
398,785
1,860
60,371
13,613
1,258

S p ecie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) .........................................................
D ue from IT. S. treasu rer, oth er th a n 5 %
red em ption fu n d ....................................................

247,779 50
54,690 00

269,966 00
92,925 00

2,500 00

2.500 00

T o ta ls

70
13
36
96
00
81

61
22
72
44
00
57

77
78
20
24
00
92

67
14
64
34
00
16

260,072 00
74,750 00

327,340 OO
53,475 OO

2,500 00

2,500 00

........................

...................................................................... $3,547,910 37 $3,759,936 05 $3,881,767 02

$3,979,328 59

L ia b ilitie s.
C ap ital sto ck paid i n .............................................
S u rp lu s fu n d .................................................................
U ndivided profits le ss ex p en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g ......................
D ue to o th er N a tio n a l b a n k s................................

$400,000
100,000
29,982
48,600
266,256

00
00
40
00
12

D ue to S ta te banks and b a n k e rs.........................
266,604 68
D iv id en d s un paid .......................................................
In d iv id u a l d e p o sits su b ject to c h e c k .................. 2,398,908 82
D em and cer tific a te s o f d e p o s it..............................
17,558 35
T im e certifica tes o f d e p o sit. . . .
C ertified checks ............................................................
C ash ier’s check s o u tsta n d in g .................................
U n ited S ta te s d e p o s its ...............................................
D e p o sits o f U. S. d isb u rsin g o fficers..................
N otes and b ills -re-discounted..............................
B ills payab le .................................................................
L ia b ilitie s o th er th a n th o se above s t a t e d . . .
T o ta ls

20,000 00

$400,000
100,000
36,945
48,600
334,688

00
00
97
00
15

$400,000
100,000
24,940
48,600
320,764

00
00
33
00
90

00
00
38
00
80

270,089 17

165,057 53

223,589 27

2,537,618 35
28,994 41

2,768,114 93
35,464 61

2,655,749 42
34,864 72

3,000 00

18,824 72

...................................................................... $3,547,910 37 $3,759,936 05 $2,881,767 02


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$400,000
100,000
37,794
48,600
278,730

200,000 00

$3,979,328 59

244

STATE BANKING DEPARTMENT.

No. 2591.
COMMERCIAL NATIONAL BANK, DETROIT.
H ugh McMillan , P r e s i d e n t ; M. L. W illiam s , V ic e P r e s i d e n t a n d C a s h ie r ;
A. W. E hrman , A s s i s t a n t C a s h ie r ; H enry H . S anger, A u d ito r .
D irectors.— H. M cM illan, G eorge H endrie, Jo sep h H. B erry, G ilbert W. Lee, T. H. N ew b erry,
M. L. W illia m s, W. C. W illia m s, C. F. H am m ond, R obert H enkel.
R esources.

R eport of
Feb. 5.

R eport of
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts .................................................. $2,611,876 97 $2,399,043 47 $2,542,944 24
971 63
278 53
O verdrafts, secured and u n se c u r ed ............... ..
50,000 00
50,000 00
50,000 00
U. S. bonds to secure c ir c u la tio n .......................
150,000 00
150,000 00
150,000 00
U. S. bonds to secure U. S. d e p o s its ..................

R eport of
D ec. 10.
$2,459,806
60
50,000
150,000

69
77
00
00

Stock s, sec u r ities, e t c ................................................
B a n k in g house, fu rn itu r e and fix tu r e s .............
O ther real e sta te and m o rtg a g es o w n ed . . . .
D ue from N a tio n a l banks (n o t reserve a g e n ts)

195,352
3.500
52,504
262,245

44
00
25
38

284,974
3.500
48,627
296,905

50
00
09
36

284,974
3.500
48,425
186,587

50
00
09
40

197,075 00

D ue from S ta te banks and b a n k e rs..................
D ue from approved reserve a g e n t s .......................
C hecks and oth er cash it e m s .................................
E x ch a n g es fo r clea rin g h o u s e ..............................
N o tes o f oth er N a tio n a l b a n k s ............................
F r a c tio n a l paper currency, n ick els and c e n ts.

118,958
467,460
2.442
104,739
23,149
'601

93
63
74
64
00
17

81,977
436,333
3,414
72,133
12,105
600

76
83
57
98
00
93

71,629
487,924
1,932
109,552
18,220
800

58
01
58
39
00
84

42,632
446,124
1,409
97,662
21,584
650

Sp ecie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith L. S. trea su rer (5 %
o f c ir cu la tio n ) ..........................................................
D ue from TJ. S. treasu rer, oth er th a n 5 /

234,342 00
106,000 00

111,561 00
272,000 00

254,949 00
173,000 00

172,015 00
201,000 00

2.500 00

2.500 00

2.500 00

2,500 00

........................................ ............................. $4,393,451 68 $4,225,677 49 $4,387,911 26

$4,056,047 70

T o ta ls

213,526 72
77
15
78
74
00
08

7.500 00

L ia b ilitie s.
00
00
34
00
75

$500,000
100,000
13,877
34,700
738,368

00
00
62
00
72

718,029 40

813,483
160
1,518,031
5,762
183,239

30
00
17
54
20

$500,000
100,000
91,654
38,150
778,633

00
00
93
00
83

D ue to S ta te banks and b a n k e rs.........................

836,863 53

In d iv id u a l d e p o sits subject to c h e c k ..................
D em and certifica tes o f d e p o s it..............................
T im e certifica tes o f d e p o s it......................................

1,903,990 37
3,063 79
90,217 56

800,969
536
1,643,932
5,706
125,639

51
00
82
18
86

1,844,424 08
22,900 89
201,892 74

P a sh ic r ’s chocks o u ts ta n d in g .................................
U n ited S ta te s d e p o s its ...............................................
D e p o sits o f U. S. d isb u rsin g officers..................
N ofos and h ills ro -d isco n n to d ..............................

133,440 95
8,736 15

130,781 38
9,672 98

132,759 23
16,980 83

133,533 78
14,891 37

...................................................................... $4,393,451 68 $4,225,677 49 $4,387,911 26

$4,056,047 70

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$500,000
100,000
95,477
37,700
683,962

$500,000
100,000
105,399
36,050
709,474

00
00
00
00
33

C apital stock paid i n ................................................
Su rp lus fu nd .................................................................
U nd ivid ed profits le ss ex p en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g .......................
D ue to o th er N a tio n a l b a n k s .................................

245

NATIONAL BANKS OF MICHIGAN.

No. 2870.
DETROIT NATIONAL BANK, DETROIT.
Alex . McP herson , P r e s i d e n t ; T heodore D. B chl , V ic e P r e s i d e n t ; W m . T. D e Graff, C a s h ie r ;
D . S tewart, J r ., A s s i s t a n t C a s h ie r ; Ch a s . F . L awson , A u d ito r .
D irectors.— A lex a n d er L ew is. H. P. B ald w in , A lex. M cP herson, T. D. B uhl, H enry S tep hens,
F. C. Stoepel, E dw ard J. Schm idt, H enry B. Joy, A. W. W righ t, Oren S cotten , Jam es
D a v id so n , San ford T. Crapo.
R esources.
L oans and d is c o u n ts ..............................
O verdrafts, secured and un secured
U . S. bonds to secure c ir c u la tio n . .
U. S. bonds to secure U. S. d ep o sits
U. S. bonds on h a n d ..............................

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

$4,532,961 28 $4,895,919 34 $4,980,908 09
4,120 58
2,947 65
2,183 67
50,000 00
50,000 00
50,000 00

R eport o f
D ec. 10.
$5,196,443 96
6,323 78
50.000 00

100,000 00
200 00

100,000 00

216,820 00

125,320 00

83,320 00

60,820 00

65,592 24
717,445 36

62,040 00
712,228 30

42,040 00
591,442 85

42,040 00
650,888.06

D ue from S ta te banks and b a n k e rs .................
303,067 90
D u e from approved reserve a g e n ts ...................... 1,139,111 00
C hecks and o th er cash it e m s ................................
9,612 74
E x ch a n g es fo r c lea rin g h o u s e ..............................
106,189 21
N o te s o f oth er N a tio n a l b a n k s ............................
117,702 00
F r a c tio n a l paper currency, n ick els and c e n ts .
1,913 95

317,221
834,428
11,261
172,711
83,848
913

252,416
923,505
13,529
185,080
70,697
2,172

268,348
839,830
14,987
231,460
40,020
2,205

S p ecie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith TJ. S. trea su rer (5 %
o f c ir cu la tio n ) .........................................................
D ue from IT. S. treasu rer, oth er th a n 5 %
red em ption fu n d .....................................................

486,067 50
324,056 00

404,271 50
303,427 00

267,609 50
431,845 00

2,500 00

2,500 00

2.500 00

13,500 00

9,000 00

9.500 00

$8,194,963 41 $8,028,995 02

,237,823 27

C apital stock paid i n ................................................ $1, 000,000 00 $1 , 000,000 00 $1, 000,000 00
S u rp lu s fu n d .................................................................
200,000 00
200,000 00
200.000 00
T'ndivided profits le ss ex p en ses and ta x e s paid
97,316 59
106,608 01
94,636 85
N a tio n a l bank n o tes o u tsta n d in g .......................
49,400 00
49,000 00
49,500 00
D ue to o th er N a tio n a l b a n k s ................................ 1,063,863 61 1,062,084 58 1,001.860 14

$1 ,000,000 00
200,000 00

P rem iu m s on TJ. S. b o n d s.....................................
S tock s, sec u r ities, e t c ...............................................
B an k in g house, fu rn itu re and fix tu r e s ............
o th e r real e sta te and m o rtg a g es o w n e d .. . .
D ue from N a tio n a l banks (n o t reserv e a g e n ts)

T o ta ls

369,270 50
350,432 00
2,500

$8,086,938

100,000 00

100,000 00

12,500 00

16
81
19
98
00
48

23.000 00

90
91
26
75
00
09

73
99
11
52
00
62

L ia b ilitie s.

D ue to S ta te banks and b a n k ers. . .
D iv id en d s un paid ...................................
In d iv id u a l d e p o sits su b ject to check
D em and cer tific a te s o f d e p o s it..........
T im e certifica tes o f d e p o s it..................
C ertified checks ........................................ .
C ash ier’s check s o u t s t a n d in g ..........................
U n ited S ta te s d e p o s its ..........................................
D e p o sits o f U. S. d isb u rsin g officers.............
N o tes and b ills re-d isco u n te d .........................
B ills payab le ............................................................
L ia b ilitie s oth er th a n th o se above s ta te d .
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

1,826,828
353
3,677,979
77,747

21
42
42
04

71
48
08
09

1,863,499 29

13,290 80

10,736 96

15,671 24

78,364 90

2,159 67
77,000 00

84 50
95,000 00

8,202 76
100,000 00

100,000 00

$8,086,938 76

1,194,963 41

1,028,995 02

1,237,823 27

1,000 00

2,063,850
3,733
3,562,318
40,547

129,951 20
49,400 00
1,145,998 59

1,000 00

20,000

3,601,775 11
72,849 63
1,000 00

1,808,940 40
00

120 00

3,646,726 92
67,069 76
1,000 00

10,251 50

246

STATE

BANKING

DEPARTMENT,

No. 3730.
THE PRESTON NATIONAL BANK, DETROIT.
Charles L. P alms , P r e s i d e n t ; A. E. F. W h it e , V ic e P r e s i d e n t ; I. B. U nger, C a s h ie r ;
J. P. Gilmore , A u d ito r .
D irectors.— C. A. B lack, J . E. D avis. J. D. S ta n d isk , A. E. F. W hite, A. L. S tep hens,
H. K. W hite, J. B. Book, C. L. P alm s, F. C. A ndrew s, M. J. M urphy.
R esources.

R eport o f
F eb. 5.

R eport o f
Ju ly 15.

R eport o f
Sept. 30.

L oans and d is c o u n ts .................................................. $2,945,041 66 $3,128,392 24 $3,372,077 61
640 37
1,257 96
647 28
O v erd rafts, secured and u n se c u r ed ..................
700.000 00
700.000 00
700.000 00
U. S. bonds to secure c ir c u la tio n ......................
100.000 00
100.000 00
100.000 00
IJ. S. bonds to secure U. S. d e p o s its ..................

R eport of
D ec. 10.
$3,172,933
461
700.000
100.000

47
96
00
00

S tock s, sec u r ities, e t c ...............................................
B a n k in g house, fu rn itu re and fix tu r e s .............
O ther real e sta te and m ortgages o w n e d . . . .
D ue from N a tio n a l banks (n o t reserve a g e n ts)

176,030
12,500
168,516
254,984

05
00
75
89

370,158
11,500
138,019
269,335

85
00
42
19

370,158
11,000
139.074
242,467

85
00
24
95

370,683
11,000
139,211
225,905

85
00
12
19

D ue from S ta te banks and b a n k e r s..................
D ue from approved reserve a g e n t s .......................
C hecks and o th er cash it e m s .................................
E x ch a n g es fo r clea rin g h o u s e ..............................
N o tes o f o th er N a tio n a l b a n k s ............................
F r a c tio n a l paper currency, n ick els and c e n ts .

38,352
504,126
386
25,618
22,750
39

89
16
19
18
00
39

44,704
450,654
295
63,517
24,525
52

53
29
59
66
00
52

34,553
407.075
547
153,700
18,960
67

03
52
72
92
00
28

32,394
677,755
65
77,358
29,720
52

86
25
88
35
00
97

S p ecie ................................................................................
L egal ten d er n o t e s .......................................................
R edem ption fu n d w ith U. S. trea su rer (5 %
o f c ir cu la tio n ) .........................................................
D ue from U. S. trea su rer, oth er th a n 5 %

308,794 50
158,295 00

287,299 00
174,415 00

195,623 50
110,510 00

268,188 50
161,050 00

35.000 00

35,000 00

35,000 00

35,000 00

T o ta ls

1,000 00

5,000 00

...................................................................... $5,456,076 03 $5,799,127 25 $5,891,463 90

$6,002,781 40

L ia b ilitie s.
C apital stock paid i n .............................................
Su rp lus fu nd ..........................................................
U ndivided profits le ss ex p en ses and ta x e s paid
N a tio n a l bank n o tes o u ts ta n d in g .......................
D ue to oth er N a tio