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TENTH

ANNUAL EEPOET

O F T H E C O M M IS S IO N E R O F T H E

BANKING DEPARTMENT
STATE

OF

M IC H IG A N

D E C E M B E E 31, 1898

BY

ROBERT

S M IT H


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Federal Reserve Bank of St. Louis

AUTHORITY

L A N S IN G , M IC H IG A N
P R IN T IN G CO., S T A T E P R IN T E R S
1899

AND

B IN D E R S


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Federal Reserve Bank of St. Louis


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Federal Reserve Bank of St. Louis

D E P A R T M E N T O FFIC E R S

COMMISSIONER

GEO.

L.

D EPU TY

COMMISSIONER

EUGENE

A.

BANK

LESTER

MA L T Z

SUNDERLIN

EX AM IN ERS

M.

SHERWOOD

THEODORE
JAMES

O F F IC IA L

M.

A.

A D D R E SS,

JOSLIN

LATTA

L A N S IN G ,

M IC H IG A N

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COM M ISSIONERS OF B A N K IN G


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Federal Reserve Bank of St. Louis

OF M IC H LOAN.

[U n d e r A c t 205, 1887.]

THEODORE C. SHERWOOD,
A ppointed January 7, 1889; resigned November 7, 1896.

DANIEL B. AINGER,
A ppointed November 11, 1896; resigned A pril 1, 1897.
*

JOSIAH E. JUST,
A ppointed A pril 1, 1897; died F ebruary 19, 1898.

GEORGE L. MALTZ,
A ppointed F ebruary 26, 1898.

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TABLE

O F C O N TEN TS

P age.
A b s tra c ts , c o m p a ra tiv e , 1889 to 1898, in clu siv e, s t a t e b a n k s ....................................................................... x iv -x v
c o m p a ra tiv e , 1889 to 1898, in clu siv e, n a tio n a l b a n k s ...................................................- .......... x v i-xvii
o f s t a t e b a n k s, 1898 .................................................................................................................................
xviii
o f n a tio n a l b an k s, 1898....................................................................................................
xix
to ta l v o lu m e o f b u sin ess s t a t e a n d n a tio n a l banks, D e c e m b e r re p o rts , 1898.................
xx
s t a t e an d n a tio n a l b a n k s in D e tr o it.................................................................................................
xxi
s t a t e and n a tio n a l b a n k s in G ra n d R a p id s ....................................................................... . ..........
xxii
s t a t e a n d n a tio n a l b a n k s in S a g in a w ..............................................................................................
xxiii
s t a t e a n d n a tio n a l b a n k s in th e B ay C itie s ......................................................................... ........
x xiv
A m e n d m e n ts ..................................................................................................... . .............................................................
x
B an k s e x a m in e d a n d fe e s p a i d ................. _•.............................................................................................................
xxv
B an k s in v o lu n ta ry liq u id a tio n ...................................................................................................................................
it
C lo sed b a n k s ..................................................................................................................................
ii
E x c e ss iv e l o a n s ..................................................................................................................................
F a ile d p r iv a te b a n k s .......................................................................................................
G ro w th o f s t a t e b a n k s ..........................................................................................
In d u s tria l s e c u r itie s ....................................................................................................................................
L is t o f b a n k c a s h ie rs in M ich ig an ............................................... ...........................................................................
275.
N e w b a n k s ....................................................
ii
N u m b e r o f d e p o s ito r s .............................................................................................
R e a l e s t a t e lo a n s ...................................................................................................................................
R e c e ip ts an d e x p e n s e s .......................................................................................................................................................
iv
R e p o rts o f r e c e i v e r s .......................................................................................................
R e p o rts o f s t a t e b a n k s .............................
in c lu siv e p a g e s 2 to 187
R e p o r ts o f tr u s t c o m p a n ie s .....................................................
in c lu siv e p a g e s 188 to 190
R e p o rts o f n a tio n a l b a n k s .............................................................................................................in c lu siv e p a g e s 192 to 272
U se o f c o r p o r a te t i t l e s ..............................................................................................................................................
ix


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Federal Reserve Bank of St. Louis

ixr

vii

v iit


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Federal Reserve Bank of St. Louis

STATE

BANKING

DEPARTMENT.

REPORT OF THE COMMISSIONER.

STA TE OF MICHIGAN,
B a n k in g

Depa r tm en t,

Lansing, December 31, 1898.

To t h e H o n . H a z e n S. P i n g r e e , Governor of Michigan:
I liave the honor to submit the tenth annual report of this department
as required by the General Banking Law of Michigan, in compliance
with section 43, as follows :
On the thirty-first day of December the Commissioner of the Banking
Department shall make an annual report to the Governor of the State,
which report shall be published, and shall exhibit:
First, A summary of the state and condition of every bank from
which reports have been received during the year, with an abstract of
the whole amount of capital returned by them, the whole amount of
their debts and liabilities, the total amount of means and resources, sep­
arating the reports of such banks and other corporations, and specifying
the amount of lawful money held by banks at the time of their several
returns, and such other information in relation to such banks and cor­
porations as in his judgment may be required ;
Second, A statement of the banks and corporations whose business
has been closed during the year, the amount of their resources and liabil­
ities, and the amount paid to the creditors thereof ;
Third, The names and compensation of the clerks employed by him,
and the whole amount of expenses of the banking department during the
year ;
Fourth, The amount of fees received for the examination of banks,
or other corporations, and fines collected and paid over to the State
Treasurer.
I entered upon the duties of the department, March 1, 1898, upon the
death of the late commissioner, Hon. Josiah E. Just, who died Februarv
19,1898.
, .
During the ten months I have been in charge of the department, all of
the institutions under my supervision have been examined once, and a
large number twice, and it is expected that all will have had the second
examination by April next.


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Federal Reserve Bank of St. Louis

STA TE

11

BA N K IN G

D EPA RTM EN T

There are, at this date, one hundred and eighty-three State banks and
three trust companies under the supervision of this department.
Statements showing the financial condition of all State banks and
trust companies, as called for by this department four times during the
year, and in addition thereto reports of the financial condition of the
eiglity-one national banks of the State, are apended; also abstracts of
the yearly reports for the past ten years, which show the progress and
increasing wealth of the State.
NEW

BANKS.

Eleven new banks have been organized during the year, as follows:
No.

T itle.

L o c a tio n .

202
203
204
205
206
207
208
209
210
211
212

W ak e field S t a t e B a n k ......................................... .
T lie K e m p f C o m m e rc ia l a n d S a v in g s B a n k ___
S t a t e S a v in g s B a n k o f S c o ttv ill e _____ ______
B an k o f D u ra n d __________________ __________
M aco m b C o u n ty S a v in g s B a n k ..............................
S p a r ta S t a t e B a n k ___; ........................ .....................
C a p a c S a v in g s B an k ..................................... .........
C o m m e rc ia l S a v in g s B an k o f F e n t o n . . . ...........
D e lra y S a v in g s B an k , o f D elray , M ich ig an ........
P o n tia c S a v in g s B a n k ................... ......... ................
T h e B u rr O ak S t a t e B a n k .................................... .

«
M o re n c i.............
C h e l s e a .............
S c o ttv ill e .............
D u ra n d . .................
R ic h m o n d ______
S p a r t a _________
C a p a c ....................
F e n t o n . .............
D e lr a y ...................
P o n t i a c ...... ..........
B u rr O a k .. . ........ .

C ap ital.
$30,000
40.000
15.500
25,000
25,000
15,000
20,000
25.000
25,000
50,000
15,000

C o m m e n ce d
business.
J a n u a r y 10, 1898.
J a n u a r y 17, 1898.
A u g u st 1, 1898.
A u g u st 1, 1898.
S e p te m b e r 1, 1898.
S e p te m b e r 6, 1898.
S e p te m b e r 8, 1898.
O c to b e r 1, 1898.
O c to b e r 17, 1898.
N o v e m b e r 1, 1898.
D e c e m b e r 21, 1898.

A n in c re a s e o f th e h a n k in g c a p ita l o f $285,500.00.

C LO SE D

BANKS.

One State bank has failed this year, namely: The Tawas State Savings
Bank, of East Tawas, closed .Julv 22, 1898, with liabilities due to depos­
itors of $11,040.63.
The bank became insolvent through the failure of M. H. French &
Company, private bankers of West Branch, with whom it was intimately
connected, M. H. French being its president.
VOLUNTARY

L IQ U ID A T IO N .

August 4, 1898, the State Bank of Midland, Midland, went into volun­
tary liquidation by vote of its stockholders, and is being liquidated
through the Midland County Savings Bank, of Midland.
I have permitted the decrease in capital of the following banks during
the past year:
Farmers’ and Merchants’ Bank, Nashville............From $50,000 to $25,000
Petoskey State Bank, Petoskey............................. From 50,000' to 40,000
State Bank of Carson City..................................... From 50,000 to 25,000
Clinton County Savings Bank, St. Johns..........From 35,000 to 28,000
A decrease of $67,000, to which add the retirement of the State Bank
of Midland, capital $50,000, and the failure of the Tawas State Savings
Bank, of East Tawas, with a capital of $25,000, making a total reduction
of $142,000.00, leaving a net increase in capital of $143,500.00 for the
Jear. In each case of reduction good and sufficient reasons for the de­
crease were advanced.


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Federal Reserve Bank of St. Louis

REPORT

OP

F A IL E D

TH E

iii

COMMISSIONER

P R IV A T E

BANKERS.

During ihe year six private bankers have failed, with liabilities
follows:
J. M. Wilkinson, Marquette...................................................... $205,000
J. E. Just & Company, South Lyon........................................
71,000
Bank of Mancelona, Mancelona..................... ..........................
11,000
M. H. French & Company, West Branch.................................
80,000
D. F. Parsons, Burr Oak............................................................
87,000
GROW TH

OF

STATE

as
00
00
00
00
00

BANKS.

The growth of business of the State banks since the present banking
law took effect on January, 1899, and the present time, has been very
large. Deposits have increased $57,764,605.61 and loans have increased
$48,320,831.11, as will be seen by the appended table.
1

80 b a n k s
J a n . 7, 1889.

R e so u rc e s.

177 banks,
3 t r u s t co m ­
p a n ie s
D ec. 15, 1897.

182 banks,
3 tr u s t c o m ­
p a n ie s
D ec. 1, 1898.

L o a n s ........................................_ .................................... .........
R e a l e s ta te , f u r n itu re a n d fix tu r e s _______________
C ash ...........................................................................................

$30.815,697 13
534,411 76
7,550,661 99

$70,798,220 03
3,414,442 76
21,184,872 22

$79,136.528 24
3.960,988 02
22,924,209 47

T o ta ls ...................................................................................

$38,900,770 88

$95,397,535 01

$106,021,725 73

L iab ilities.
C a p ita l s to c k p a id in ____________ _________________
S u rp lu s fu n d an d u n d iv id e d p ro f its ............... ...............
D e p o sits ........................ ................. ..........................................
N o te s an d bills re d is c o u n te d .
.... ... ........................
T o t a ls ________ ____ _____ ____ _________________

$5,519,425
1,818,835
31,284,121
278,385

00
53
39
96

$38,900,770 88

$12,010,200
4,914,148
78,423,151
50,034

00
76
73
52

$95,397,535 01

$12.003,600
4,892,580
89,048,790
76,754

00
92
00
81

$106,021,725 73

The increase in deposits of State banks between the December reports
•of 1897 and 1898 was $10,625,638.27 and the increase in loans during the
same period was $8,338,308.21.
The report« of the eighty-one National banks in Michigan made on
December 1, 1898, show an increase in deposits of $4,269,959.69 as com­
pared with the report of December 15, 1897.
N UM BER

OF

D E P O S IT O R S .

The total number of depositors in the 182 State banks and 68 National
banks reporting (thirteen National banks not reporting) on December 15,
1898, was 343,243, as follows, viz.:
State banks, individual deposits subject to check........... ............. $44,091
State banks, commercial certificates of deposit............................. 25,343
State banks, savings depositors........................................................ 175,875
State banks, savings certificates of deposit..................................... 24,160
National banks, individual deposits subject to check..................... 27,093
National banks, certificates of deposit............................................ 46,681


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Federal Reserve Bank of St. Louis

IV

STA TE
R E C E IP T S

BA N K IN G

AND

D EPA RTM EN T

EX PEN SES

OF

THE

D EPARTM ENT.

The fees received far the annual examination of the institutions under
the supervision of this department for the past year were $10,484.51, and
have been deposited with the State Treasurer and his receipts taken
therefor. No fee is collected for any but the annual examination, as pro­
vided by section 40 of the law.
The expenses of the department for the year were as follows:
Salary of J. E. Just, commissioner.............................................
$368 59Salary of George L. Maltz, commissioner................................... 2,083 34
Salary of E. A. Sunderlin, deputy commissioner..................... 2,000 00
Salary of L. M. Sherwood, examiner.......................................... 1,700 00
Salary of J. A. Latta, examiner................................................... 1,700 00
Salary of T. M. Joslin, examiner.................................................. 1,700 00
Salary of Mary E. Caldwell, stenographer................................
691 68
Extra clerks.......................................................................................
388 00
Expenses incurred in examination of banks................................. 8,894 80
Miscellaneous expenses, viz.: printing, stationery, postage, etc. 1,058 43
$15,584 84
REPO RTS

OF

R E C E IV E R S .

Reports from the receivers of the several insolvent banks were called
for under date of December 10, 1898, and are as follows:
M ILFO R D

STA TE

B A N K , M ILFORD .

E. J. Bissell, receiver, reports as follows:
Liability to depositors at date of suspension, Sept. 9, 1891___$109,080 99
Other liabilities................................................ ............................ ’ 23,604 83
m 10Tai.............................................................................................. $132,685
dotal assets at date of suspension.............................................. 191,216
Amount collected by receiver to date.......................................... 35,986
Disposition of collections:
Loans p a id ....................................................... $2,897 17
Dividends p a id ................................................ 23,213 84
Legal expenses.................................................
194 48
Receiver’s salary.............................................
7,500 00
Other expenses.................................................
012 34
Deposited with State Treasurer.................
1,447 32
Balance in the hands of receiver...................
121 22
35,986
CENTRAL

M IC H IG A N

S A V IN G S

82
81
37

37

B A N K , L A N S IN G .

George W. Stone, receiver, reports as follows:
Liability to depositors at date of suspension, April 18, 1893.$592,923 5.3
Other liabilities.....................................................................
212 384 68
T otal.........................................................
Total assets at date and since suspension
Amount collected by receiver to date.


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Federal Reserve Bank of St. Louis

$805,308 21
979,981 19
532,574 18

REPORT

OF

THE

COM M ISSIONER

V

Disposition of collections :
Loans p a id .........................................................$115,610 48
Dividends .........
350,434 82
Preferred c la im s.............................................
5,812 79
Legal expenses................................................. 11,767 82
Receiver’s sa la ry .............................................. 14,248 32
All other expenses ........................................ 12,652 61
Deposited with State Treasurer.................... 10,000 00
Balance in hands of receiver....................... 12,047 34 $532,574 18
STATE

BANK, CRYSTAL

FA LLS.

H. M. Pelham, receiver, reports as follows:
Liability to depositors at date of suspension, June 10, 1893.. . $30,684 52
Total assets at date of suspension............................................ 61,521 03
Amount collected by receiver to date........................................ 29,936 20
Disposition of collections:
D ividends............................................................ $22,788 56
Receiver’s sa la r y .............................................
1,780 00
Other expenses................... , ..........................
2,662 58
Paid for assets pledged.................................
2,065 69
Balance in hands of receiver.............................
639
37
29,93620
P E O P L E 'S

S A V IN G S

B A N K , L A N S IN G .

Seymour Poster, receiver, reports as follows:
Liability to depositors at date of suspension, July 15, 1896.. .$138,540 20
Other liabilities.............................................................................. 111,550 83
T o ta l.............................................................................................. $250,091 03
Total assets at date of suspension............................................ 405,099 18
Amount Collected byreceiver to date.......................................... 103,653 34
Distribution of collections:
Loans p a id ....................................................... $53,410 69
Dividends . . . . : ............................................... 22,382 15
Legal expenses...............................................
5,500 17
Other expenses...............................................
7,265 75
Receiver’s sa la ry ............................................
3,802 88
Deposited with State Treasurer.................
4,084 32
Deposited with City National Bank, Lan­
sing ...................
190 91
Balance in hands of receiver......................... 12,047
34 $532,57418
IN G H A M

COUNTY

S A V IN G S

B A N K , L A N S IN G .

J. A. May, receiver, reports as follows:
Liability to depositors at date of suspension, Aug. 6, 1896. . . .$141,004 92
Other liab ilities............................................................................. 12,761 34
T o ta l............................................................................................ $153,766 26
Total assets at date of and since suspension............................. 284,814 66
Amount collected by receiver to date......................................
98,365 76


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Federal Reserve Bank of St. Louis

VI

STA TE

BA NKING

D EPA RTM EN T

Disposition of collections:
Loans p a id ....................................................... $64,737 81
Dividends..................................................
15,798 81
Receiver’s sa la ry ............................................
4,571 50
Legal expenses...............................................
3,414 29
Other expenses...............................................
3,281 38
Deposited with StateTreasurer...................
6,042 00
Balance in hands of receiver.........................
519
97
M E C O ST A

COUNTY

S A V IN G S

BANK,

B IG

'

$98,36576

R A P ID S .

The Michigan Trust Company, receiver, reports as follows:
Liability to depositors at date of suspension, Oct. 26, 1896. . .$204,681 38
Other liabilities ............................................................................. 10,639 18
T o ta l..............................................................................................$215,320 56
Total assets at date of suspension................................................. 291,123 25
Amount collected by receiver to date......................................... 113,297 84
Disposition of collections:
Loans p a id ....................................................... $2,251 80
D ividends........................................................ 95,461 64
Legal expenses...............................................
2,866 47
All other expenses........................................... 5,621 15
Balance in hands of receiver......................... 7,096
78 113,29784
W H IT E H A L L

STATE

S A V IN G S

BANK,

W H IT E H A L L .

The Michigan Trust Company, receiver, reports as follows:
Liability to depositors at date of suspension, Dec. 31, 1896____ $82,576 33
Other liab ilities..............................................................................
1,660 68
, T o ta l............................................................................................ $84,237 01
Total assets at date of suspension............................................ 110,053 41
Amount collected by receiver to date........................................... 21,000 71
Disposition of collections:
Loans p a id .......................................................... $2,239 42
D ividends....................................................... . 10,580 74
Legal exp en ses................................................
695 88
Receiver’s sa la ry .............................................. 1,150 00
All other expenses..........................................
376 74
Balance in hands of receiver........................... 5,957
93
21,00071
STATE

BANK

OF

FEN TO N .

Clarence Tinker, receiver, reports as follows:
Liability to depositors at date of suspension, June 14, 1897. . . $88,703 19
Other liabilities...............................................
14,141 30
T o ta l.............................................................................................$102,844 49
Total assets at date of suspension............................................ 128,107 85
Amount collected by receiver to d a t e ........................................ 43,540 85


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Federal Reserve Bank of St. Louis

R E PO R T

OP

THE

COMMISSIONER

Disposition of collections:
Off-set account....................................................$2,643
Loans p a id ........................................................ 6,327
Dividends .......................................................... 30,006
Legal expenses..................................................
354
Receiver’s sa la ry .............................................
470
All other expenses........................................... 3,236
Balance in hands of receiver...........................
501
TAW AS

STATE

S A V IN G S

BANK, EA ST

yn

41
77
70
91
00
91
15

$43,540 85

TA W A S.

Benjamin Richards, receiver, reports as follows:
Liability to depositors at date of suspension, July 22, 1898. .. $11,040 63
Ocher liabilities.............................................................................. 28,039 42
T o ta l............................................................................................ $39,080 05
Total assets at date of suspension................................................ 63,836 05
Amount collected by receiver to d a t e .............................................. 2,80722
Disposition of collections:
Loans p a id .......................................................
$2 15
D ividends......................................................... 2,157 42
Expenses..........................................................
’ 30 93
616 72
2,807 22
Balance in hands of receiver.........................
PEO PLES

S A V IN G S

BA NK . M OUNT

PLEA SA N T.

Charles P. Russell, receiver, reports that owing to change in the re­
ceivership he is unable to get the report in before the last of January, and
therefore I cannot state the condition of that trust.

I have received many letters from depositors and others relative to
these banks, the writers evidently being under the impression that the
receivers were under the jurisdiction of this department. The receivers
are appointed by and are under the jurisdiction of the circuit judge
of the district in which the bank is located, and the power vested in the
Commissioner of Banking consists only in the call for reports of the
condition of the various trusts and in directing the payment of dividends.
It is expected that during the coming year at least four of the receiver­
ships will be closed and final dividends paid to claimants.
IN D U S T R IA L

S E C U R IT IE S .

A fact not generally understood is, that industrial bonds, when the
security is upon other than real estate, are not a legal investment for
State banks, and cannot be taken by them. The Banking law is explicit
and mandatory as to the assets in which banks shall invest. Section 27,
of the General Banking Law, reads as follows:
Sec. 27. A savings bank shall keep on hand at least fifteen (15) per
cent of its total deposits, one-third of which reserve shall he in lawful
money in its own vaults, and the balance on deposit payable on demand


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Federal Reserve Bank of St. Louis

viii

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D EPA R TM EN T

with banks, National or State, in cities approved by the Commissioner asreserve cities, or invested in United States bonds; three-fifths of the re­
mainder of its savings deposits shall be invested by the boards of di­
rectors in bonds of the United States, or of this State, or in bonds of
any other state of the United States : Provided, That such state has not
in the ten years preceding the time of such investment, repudiated its
debt and failed to pay the same or the interest due thereon or upon any
part of such debt; or in the public debt or bonds of any city, county,
township, village or school district of any state in the United States
which shall have been authorized by the legislature of such state: Pro­
vided, The total indebtedness of such municipality does not exceed five
per cent of the assessed valuation, except by a vote of two-thirds of the
board of directors such bonds may be purchased if the total liabilities
do not exceed ten per cent of its assessed valuation, or loan the same
upon negotiable paper secured by any of the above mentioned classes of
security; or upon notes, or bonds, secured by mortgage lien upon unin­
cumbered real estate worth at least double the amout loaned; the remain­
der of such deposits may be invested in notes, bills or other evidences of
debt, the payment of which is secured by the deposit of collateral security
consisting of personal property of known marketable value, worth ten
per cent more than the amount so loaned and interest for the time of
the loan; or may be deposited in any National bank, trust company or
bank in cities in this or any other state approved by the Commissioner of
the Banking Department as reserve cities; and a portion of said
remainder, not exceeding the capital and additional stockholders’ 'liabil­
ity, may be invested in negotiable paper approved by the board of direct­
ors; but the deposits in any one bank shall not exceed ten per cent of
the total deposits, capital and surplus of the depositing bank. In case
the actual reserve shall fall below the fifteen per cent above provided,
the bank shall promptly and in good faith take measures to restore and
maintain its lawful reserve, in default of which the Commissioner of the
Banking Department shall require such restoration within thirty days
after notice, and a failure to comply with such demand shall warrant pro­
ceedings to wind up the bank, as provided in section six of this act.
With this understanding of the above section, I have requested banks,,
holding securities not authorized by it, to retire them from their assets.
REAL

ESTA TE

LO A N S.

The experience of the last few years has demonstrated that the pro­
vision of section 27 of our Banking Law, requiring that a real estate loan
should not exceed fifty per cent of the valuation of the property, is a wise
one, and had it been faithfully followed our banks would now hold far
less of this undesirable asset. I am glad however, that the indications
of the last few months have been that real estate will soon be much
more active, and our banks are hopeful of disposing of a large amount
of their holdings in the next six months. Loans upon unproductive real
estate should not exceed forty per cent of the valuation.
‘Some of our banks have taken real estate as collateral to discounted
paper. There is no objection to this, provided they comply with the
section of the law above mentioned, the same as in mortgage loans.


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Federal Reserve Bank of St. Louis

REPORT

OP

THE

E X C E S S IV E

COMMISSIONER

IX

LO A N S.

In regard to excessive loans the Banking Law provides no penalty or
punishment for violation of the same. The banking laws of New \ ork
are very severe regarding an excessive loan; the Connecticut banking law
imposes a penalty of not less than one thousand dollars for an exces­
sive loan. The comptroller of the currency has now recommended to
Congress that some penalty be provided for excessive loans by the
national banks. I find upon investigation that excessive loans have
caused large losses and most of the failures of our banks in the past.
T H E U S E O F C O R P O R A T E T IT L E S B Y IN D IV ID U A L OR P R IV A T E B A N K E R S
B E P R O H IB IT E D .

SH O U L D

The law appertaining to individul banking is brief and can be found
in Howell's Annotated statutes, Chapter 85, Sections 3128 to 3134. I do
not wish to be understood as antagonistic to any of the interests of the
private bankers of this State. I desire simply to have them comply with
the law.
I now call your attention to section 3133: . “No person or firm doing
business under this act shall advertise or put up signs, or use any device
or contrivance whatever, tending to convey the impression that the place
of business of such person or firm is an organized bank, but in all such
cases, such person or firm, if they advertise at all, must use their indi­
vidual or firm name, and state in such advertisement the name of every
member of such co-partnership or firm. In case any person or persons
shall violate any of the provisions of this section, they shall be deemed
guilty of a misdemeanor, and shall each, upon conviction, be punished
by a fine of not more than $200.00 and costs, or by imprisonment of not
more than six months in the county jail.”
“Provided, the words “bank,” “banking office” or “exchange office,” as
a sign over the door, or on the building, or used on notes, checks or drafts,
in connection with the individual or firm name shall not be deemed a
violation of the foregoing.”
Regarding corporate names, you will easily observe by a careful reading
of the section, that it is incomplete, insufficient, and without proper provi­
sion for its enforcement. It permits the use of a corporate name in con­
nection with the individual or firm name, which in many cases is in
small type as compared with the name of the bank. There is no ques­
tion or doubt but that the legislature can enact, that individual bank­
ers or firms can be compelled to file their certificates of organization,
giving names, or firm names, amount of capital, etc. Further, they can
be prohibited from using a corporate name, such as “Farmer’s Bank.”
“City Bank,” “County Bank,” “Exchange Bank.” Also that the word
“bank” can only be used when incorporated. The State can and should
step in and protect the word “bank” in the same manner as the United
States protects the word “national,” as will be seen by referring to the
National Bank Act. The goverment has wisely protected the word
“national,” as applied to banking, else by its frequent use by irresponsible
parties, great injury and loss would result to the public.
The legislature of New York has recently passed the following act:
“No person in the business of banking, not subject to the supervision of
the bank department, shall make use of any office sign at the place where


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Federal Reserve Bank of St. Louis

X

STA T E

BA N K IN G

D EPA R TM EN T

such business is transacted, having thereon any artifical or corporate
name, or other words indicating that such place or office is the place
or office of a bank. Nor shall such person or persons make use of or
circulate any letter-heads, bill heads, blank notes, blank receipts, certif­
icates, circular or written or printed or partly written or partly printed
paper whatever, having thereon any artifical or corporate name, or other
word or words indicating that such business is the business of a bank
Every person violating this provision shall forfeit the sum of one thou­
sand dollars.”
Michigan protects those who patronize insurance companies. The rich­
est and most honorable men in our State cannot do an insurance business
unless they incorporate under the law. Equal justice demands that the
much larger class who patronize banks shall have the same protection.
Again, man} of these banks by their books, checks, letter-heads, and
also by the sign in their windows, or at the front of their offices, convey
to the public the idea that they are incorporated banks, which is plainly
in violation of section 3133, to which yoor attention is called.
It is evident that a law should be enacted forbidding any person or
persons using the name “bank” for business purposes of a financial
nature, unless they are incorprated under the General Banking Law of
the State, or of the United States.
I know that it is urged by some that a person has a right to carry on
Ins private business in any way he may desire, without dictation or su­
pervision; but they should remember that when an individual or firm
im ites deposits from the public, it ceases to be a private business and
becomes a public matter, and if public, then the people should know the
amount of capital in the business, and the disposition of the deposits
made by the depositor.
i- Tll1e, S°Und’ conservative banks do not fear to make an exhibit of their
liabilities and assets, and all others have no right to the name “bank”
which today carries with it the idea of safety and honesty of purpose.
A M E N D M E N T S.

I am of the opinion that certain amendments to the General Banking
Law will be of great benefit to the banks.
1st. That the annual meeting of the stockholders now held on the
second Tuesday in December, be changed so as to be held on the second
uesdai m January. This gives the retiring officers and directors an
opportunity to make a full report of the condition of the bank for the
year ending December 31.
2nd Loans made to the officers or employees of any bank shall be first
submitted to the directors for their approval.
, 37?'., ? ]iat 110 Person engaged in the business of private banking shall
be eligible as director or officer in any bank under the State’s supervision.
..h,i ^hat }n section 1 the clause permitting banks to organize with a
capital of fifteen thousand dollars be striken out. I am of the opinion
mat no bank should have a capital of less than twenty-five thousand
dollars.
, nth> T?;at in section 52 the clause permitting unlimited loans upon
‘oilier collateral securities authorized by this act” be striken out.


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Federal Reserve Bank of St. Louis

REPORT

OP

THE

COMMISSIONER

xi

The act to provide for trust and securities companies should be amended
relative to directors filing their oaths of office. Also that the giving of
security debentures should apply to all alike, that each depositor should
have his deposit at the same risk as all others. Any other course is detri­
mental to the company and its depositors. Other sections of the law
need revision.
C O N C L U S IO N .

I desire to acknowledge the valuable services rendered this department
by Deputy Commissioner E. A. Sunderlin, Examiners James A. Latta,
Theodore M. Joslin, L. M. Sherwood and the stenographer, Miss M. E.
Caldwell.
Very respectfully,
GEORGE L. MALTZ,
Commissioner of the Banking Department.


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Federal Reserve Bank of St. Louis


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Federal Reserve Bank of St. Louis


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Federal Reserve Bank of St. Louis

STA TE

X IV

BA N K IN G

D EPA RTM EN T

,

,

Comparative abstract giving the volume of business as shown by the December reports of
1898 as made to the Commissioner
D e c e m b e r 11, D e c e m b e r 19, D e c e m b e r 2, D e c e m b e r 9,
1889. 90 banks, 1890, 106 banks, 1891, 121 ban k s, 1892, 138 b a n k s,
2 tr u s t
3 tr u s t
3 tr u s t
2 tr u s t
c o m p a n ies.
c o m p a n ies.
co m p a n ies.
c o m p a n ies.

R e s o u rc e s.

L o a n s an d d is c o u n ts ........................ . ..............

$22,624,607 12

$27,628,145 16

$30,543,959 76

$38,883,892 66

S to c k s , b o n d s an d m o rtg a g e s ................... ..

15,645,031 54

18,846,687 08

21,308,913 14

26,843,183 47

O v e r d r a f ts ............................................................

165,315 19

183,645 30

195,618 49

222,549 92

B an k in g h o u se, f u r n itu re an d fix tu re s ----

523,466 20

714,313 50

941,191 77

1,274,415 65

O th e r r e a l e s t a t e ...................... .......................

253,782 59

311,476 52

350,381 69

692,412 41

E x p e n s e s an d ta x e s p a id ._____ _________

276,624 57

266,114 72

307,386 48

364,088 85

I n t e r e s t p a id ........................................................

210,872 79

217,130 03

145,482 78

271,426 84

P r e m iu m s p a id

___

D ue fro m b a n k s in re s e r v e c itie s ................

5,182,241 12

5,712,028 27

7,481,885 31

9,435,452 69

D ue fro m o th e r b a n k s an d b a n k e r s ...........

298,942 90

371,808 62

468,162 59

526,816 22

E x c h a n g e s fo r c le a rin g h o u s e __________

200,024 37

152,723 76

319,354 22

306,521 91

C h ec k s an d c a s h ite m s ............... . ..................

150,252 88

308,018 92

242,213 13

209,662 16

N ic k e ls an d c e n t s .......................... ...................

11,720 48

11,047 14

15,630 82

18,382 56

G old c o i n .. . .........................................................

396,827 00

483,564 49

849,656 57

1,039,932 42

S ilv e r c o in ............................................................

171,666 15

167,925 17

215,054 78

293,818 72

U n ite d S t a t e s a n d n a tio n a l b a n k n o te s ..

1.242,843 00

1,575,817 00

1,807,081 00

2,266,977 00

T o t a l s ............... .............................................

$47,354,277 90

$56,950,395 68

$65,191,972 53

$82,649,533 48

C a p ita l s to c k p a id i n . ......................................

$7,254,559 10

$8,460,835 00

$9,522,420 00

$11,109,827 59

S u rp lu s fu n d ....................................................... .

1,132,329 90

1,502,849 44

1,704,248 31

2,124,487 81

G ross u n d iv id e d e a r n in g s ................................

1,679,925 61

1,912,300 21

2,169,532 72

2,534,015 14

D iv id en d s u n p a id ...............................................

2,571 63

6,234 60

2,158 87

5,739 37

In d iv id u a l d e p o s i t s . . .......................................

7,879,586 71

9,300,393 00

11,750,841 68

16,948,803 62

L iab ilitie s.

C e r tific a te s o f d e p o s it....................................

4,452,081 74

6,054,724 25

6,746,187 18

# 9,632,918 47

S a v in g s d e p o s it................. .............................. .

23,669,030 20

27,779,136 09

31,186,303 14

37,909,010 12

C ertifie d c h e c k s .............................. ..................

29,987 61

40,450 93

37,541 35

67,981 89

C a s h ie rs ’ c h e c k s o u ts ta n d in g ......................

21,097 57

5,802 67

30,594 71

36,445 82

D ue to b a n k s a n d b a n k e r s .............................

809,678 07

1,325,103 37

1,599,224 96

1,869,563 31

N o te s a n d bills re d is c o u n te d ....................

386,429 76

517,866 12

391,719 61

279,390 41

37,000 00

44,700 00

51,200 00

131,349 93

$47,354,277 90

$56,950,395 68

$65,191,972 53

$82,649,533 48

B ills p a y a b le ..................... ..................................
In a b ilitie s o th e r th a n a b o v e s ta t e d
T o t a l s ..............................................................


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Federal Reserve Bank of St. Louis

R E PO R T

OF

THE

COMMISSIONER

XV

Michigan State banks fo r the years 1889, 1890, 1891, 1892, 1898, 189k, 1895,1896, 1897 and
of the Banking Department.
D e c e m b e r 1,
1898, 182 ban k s,
3 tru s t
c o m p a n ies.

D e c e m b e r 19,
1893. 159 ban k s,
3 tr u s t
c o m p a n ies.

D e c e m b e r 19,
1894, 164 b anks,
4 tr u s t
c o m p a n ies.

D e c e m b e r 13,
1895, 169 b an k s,
4 tr u s t
co m p a n ies.

D e c e m b e r 17,
1896, 173 banks,
4 tr u s t
co m p a n ies.

D e c e m b e r 15,
1897, 177 ban k s,
3 tru s t
co m p an ies.

132,402,874 53

$34,320,138 74

$40,179,933 36

$36,982,440 70

§38,601,949 09

$41,384,075 83

24,804,367 45

26,516,601 07

27,852,301 82

28,451,447 71

31,926,938 07

37,453,689 93

206,537 17

192,415 39

224,066 95

199,468 95

227,624 36

298,762 48

1,517,146 91

1,694,992 89

1,758,139 62

1,814,724 74

1,820,639 66

1,906,096 96

647,824 26

719,150 15

882,473 08

1,237,183 41

1,593,803 10

2,054,891 06

395 907 14
352,701 34

312,758 62

7,536,024 09

9,653,012 05

23,493 99

26,213 98

41,708 51

47,333 15

9,527,910 70

10,689,631 08

14,460,853 39

15,656,008 52

450,100 31

361,668 44

392,582 07

481,787 89

837,584 03

893,192 24

246,416 43

352,725 79

360,473 16

429,334 91

398,454 61

418,372 26

302,096 21

213,076 23

377,047 46

285,151 36

295,907 52

341,835 45

24,102 73

26,840 53

20,384 28

22,407 73

22,543 68

24,283 58

1,698,747 47

1,683,739 65

2,028,483 58

2,286,076 60

2,273,685 90

2,448,122 25

259,119 76

269,032 24

277,618 80

289,380 11

307,663 09

387,684 17

2,312,851 00

2,152,421 00

2,065,781 00

2,530,816 00

2,590,180 00

2,754,711 00/

$73,156,116 80

$78,872,148 57

$85,970,689 87

$85,686,065 17

$95,397,535 01

$106,069,058 88

$12,311,041 98

$12,600,820 00

$12,518,117 21

$12,458,275 00

$12,010,200 00

$12,003,600 Off

2,589,052 49

2,735,755 49

2,876,322 12

2,986,650 27

2,931,382 73

2,639,574 57

2,698,387 31

*2,112,933 75

* 2,042,341 06

* 1,927,498 49

* 1,958,531 34

18,081 02

17,696 03

23,539 94

14,629 00

16,430 88

8,204 43

15,476,103 85

16,562,755 06

15,274,265 98

18,025,578 88

20,599,904 55

2,443,906 07

14,529,942 64
6,686,895 92

7,024,676 13

8,364,560 85

7,530,592 54

8,576,587 67

9,782,646 49

32,216,067 08

35,939,957 25

41,192,483 54

42,055,852 60

48,076,282 71

51,105,981 76

42,076 74

65,583 23

85,970 78

140,220 18

67,246 32

111,903 86

29,031 78

24,974 06

33,828 85

22,834 67

13,771 80

19,723 43

1,437,360 49

2,007,773 87

1,936,615 12

2,441.456 29

3,647,253 47

4,420,425 42

654,100 98

354,059 88

359,129 28

273,075 73

36,886 14

51,754 81

148,037 53

73,064 47

45,000 00

32,000 00

13,148 38

25,000 00

$95,397,535 01

$106,069,058 88

524,200 00
$73,156,116 80

$78,872,148 57

$85,970,689 87

$85,686,065 17

* U n d iv id e d e arn in g s, le ss c u r r e n t e x p e n se s, in te r e s t an d ta x e s paid.


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Federal Reserve Bank of St. Louis

STA TE

XVI

BA N K IN G

D EPA RTM EN T

,

Comparative abstract showing the volume of business of the national banks of the State from
1898 as made to and furnished this department by

R e so u rc e s.

D e c e m b e r 11, D e c e m b e r 19,
1890,109
1889,113
n a tio n a l
n a tio n a l
banks.
b anks.

D e c e m b e r 2,
1891,106
n a tio n a l
banks.

D e c e m b e r 9,
1892,104
n a tio n a l
banks.

L o a n s a n d d is c o u n ts .........................................

$45,860,178 79

$47,527,375 32

$48,424,955 39

$52,752,163 51

S to c k s , b o n d s an d m o rtg a g e s .......................

4,716,830 60

4,289,671 45

4,231,798 69

5,623,070 40

O v e rd ra fts ................................... - ........................

214,415 50

219,314 54

222,506 90

292,210 95

D ue fro m r e s e r v e a g e n t s ........- ......................

5,273,805 17

6,000,383 99

6,942,032 64

8,304,177 63

D ue fro m o th e r b a n k s an d b a n k e r s ...........

1,417,240 70

1,531,500 83

2,055,712 68

2,457,593 23

B an k in g h o u se, f u r n itu re a n d fix tu re s —

1,161,347 88

1,175,007 50

1,140,593 47

1,092,330 52

O th e r r e a l e s t a t e ................. .............................

696,499 38

807,729 15

654,818 49

597,433 76

C u rre n t e x p e n se s an d ta x e s p a id ................

314,041 78

316,798 82

308,899 32

330,626 32

E x c h a n g e s fo r c le a rin g h o u s e ... .................

351,040 73

291,486 06

531,466 31

420,011 79

C h e c k s a n d c a s h ite m s ................................ .

206,917 13

252,540 59

222,864 76

269,288 40

C a s h . . ......................................... .........................

5,156,435 60

5,363,033 64

5,337,462 12

5,479,123 70

D u e fro m U n ite d S t a t e s t r e a s u r e r .........

175,937 44

166,537 96

155,501 41

201,723 10

P re m iu m s on U n ite d S t a t e s b o n d s .............

506,812 27

416,961 40

326,649 58

415,932 79

$66,051,502 97

$68,358,341 25

$70,555,261 76

$78,235,686 10

-C a p ita l s to c k p a id in ........................................

$15,674,600 00

$15,539,600 00

$15,244,600 00

$15,034,000 00

S u rp lu s fu n d .....................................................

3,173,932 03

3,332,775 18

3,715,238 33

3,858,283 29

G ross u n d iv id e d e a r n in g s ...............................

2,589,639 53

2,715,207 61

2,359,221 32

2,375,539 99

T o t a l s .........................................................

L iab ilitie s.

D ividends u n p a id -------- ---------------------------

25,279 32

9,632 59

36,373 86

18,212 61

In d iv id u a l d e p o s its .............. .............................

35,217,989 08

36,792,399 46

38,500,510 19

42,409,084 23

566,999 05

483,927 31

330,558 68

D ue b a n k s a n d b a n k e r s ...................................

5,857,859 32

6,052,260 90

7,140,938 64

9,946,624 23

N a tio n a l b a n k n o te s o u ts ta n d in g ................

2,853,300 00

2,660,200 00

2,587,020 00

3,281,300 00

658,903 69

689,166 46

462,157 73

466,083 07

100 00

23,000 00

TTnited S t a t e s d e p o s its .... ............................

N o te s a n d bills re d is c o u n te d ......................
Rills p a y a b le

________________

lia b iliti e s o th e r th a n th o s e a b o v e s t a t e d ..
T o t a l s .......................... ..................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$66,051,502 97

$68,358,341 25

2,274 38

516,000 00

$70,555,261 76

$78,235,686 10

REPORT

OF

TH E

COMMISSIONER

XVII

the December reports of the years 1889, 1890, 1891,1892, 1893, 1894, 1895, 1896, 1897 and
the comptroller of the currency at Washington.
D e c e m b e r 19,
1893, 99
n a tio n a l
banks.

D e c e m b e r 19,
1894, 96
n a tio n a l
b anks.

D e c e m b e r 13,
1895, 94
n a tio n a l
banks.

D e c e m b e r 17,
1896, 89
n a tio n a l
b anks.

D e c e m b e r 15,
1897, 82
n a tio n a l
banks.

D e c e m b e r 1,
1898, 81
n a tio n a l
banks.

•$40,783,209 13

$43,083,288 41

$44,736,533 88

$40,304,416 58

$41,143,927 46

$42,919,871 77

6,945,499 58

6,808,219 06

6,795,879 01

6,061,223 33

6,572,265 92

9,766,446 01

187,479 07

191,899 31

184.138 47

174,561 83

169,842 80

220,627 59

6,191,185 16

7,158,187 74

5,697,542 13

8,051,478 98

11,777,125 43

10,816,560 04
3,757,850 18

1,508,833 10

2,138,681 61

1,754,960 91

2,145,066 98

3,492,498 90

1,058,013 55

1,057,140 95

1,016,259 30

1,029,048 72

943,880 03

1,019,100 09

523,837 66

556,397 40

690,205 85

796,229 53

880,219 77

1,061,231 36

392,218 02

414,646 27

300,541 92

243,688 09

333,694 76

358,309 99

208,277 54

226,913 43

160,616 79

199,702 79

136,857 46

179,112 92

5,352,544 48

5,089,305 10

5,039,661 46

5,333,487 61

5,505,338 94

5,982,621 40

269,208 62

240,670 62

236,528 07

231,775 11

209,475 82

234,094 42

448,743 01

430,463 13

414,815 00

375,089 75

365,223 50

465,448 84

$63,891,477 17

$67,281,708 68

$66,970,828 96

$65,435,775 97

$71,554,966 02

$76,815,182 64

$14,584,000 00

$13,634,000 00

$13,434,000 00

$12,959,000 00

$11,945,000 00

$11,770,000 00

3,769,273 96

3,572,570 99

3,631,010 78

3,418,221 47

3,242,018 09

3,188,318 72

* 1,879,151 51

* 1,803,480 48

* 1,789,465 90

* 1,687,088 73

* 1,394,998 14

* 1,374,061 73

17,180 18

8,348 50

11,509 58

9,156 46

17,563 29

20,387 30

31,789,116 14

34,718,215 02

35,612,374 38

34,391,087 75

39,217,006 25

43,486,965 94

401,760 31

383.962 29

357,750 18

409,961 73

401,136 29

1,255,821 32

6,100,036 83

8,641,246 57

7,406,212 51

8,260,695 23

11,772,976 46

11,760,185 28

4,557,055 00

4,141,997 50

4,202,742 50

4,071,495 00

3,551,767 50

3,958,300 00

426,228 15

316,887 33

386,898 33

140,289 20

2,500 00

367,442 03

61,000 00

137,500 00

88,400 00

10,000 00

1,364 80

380 40

$66,970,828 96

$65,435,775 97

233 06
$63,891,477 17

$67,281,708 68

* U n d iv id e d e arn in g s, less e x p e n s e s an d ta x e s p aid.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

1,142 35
$71,554,966 02

$76,815,182 64

xviii

STA TE

BA N K IN G

D EPA RTM EN T

Abstracts of reports made by the State banks to the Commissioner of the Banking
Department, the reports being called fo r on p a st days unknown to the bank officers,
viz., February 18, M ay 5, September 20, and December 1, 1898. For reports of
individual State banks see succeeding pages.

R eso u rc e s.

R e p o rt o f
F eb . 18.
176 banks,
3 tr u s t
c o m p a n ies.

R e p o r t of
M ay 5.
176 ban k s,
3 tr u s t
co m p an ies.

R e p o r t of
S e p t. 20.
179 banks,
3 tr u s t
c o m p a n it s.

R e p o r t of
D ec. 1,
182 banks,
3 tr u s t
co m p a n ies.

L o a n s a n d d is c o u n ts .........................................

$40,072,560 84

$12,259,678 35

$42,221,322 14

$41,384,075 83

S to c k s , b o n d s an d m o rtg a g e s ..................... .

32,974,728 01

34,448,609 61

36,431,181 17

37,453,689 93

O v e r d r a f ts . . . ......... ............................... - ..........

233,034 21

235,436 32

206,068 '71

298,762 48

B an k in g b o u se, f u r n itu re an d fix tu re s —

1,830,597 57

1,836,434 80

1,839,748 29

1,906,096 96

O th e r r e a l e s t a t e ............. .................................

1,919,183 56

1,837,167 89

1,934,626 99

2,054,891 06

44.495 93

46,504 94

47,333 15
15,656,008 52

P re m iu m s p a id ....................................................

41,871 98

D ue fro m b a n k s in re s e rv e , c itie s ...............

15,550,673 33

13,658,782 04

15,202,610 29

D ub fro m o th e r b a n k s a n d b a n k e r s ---------

680,584 76

738,071 15

971,865 47

893,192 24

350,646 13

308,352 90

202,907 54

418,372 26

301,463 40

236,150 79

248,768 11

341,835 45

N ic k e ls a n d c e n ts ............................. ................

27,361 91

24,771 07

23,103 50

24,283 58

G old c o in ...... .........................................................

2,319,952 05

2,376,571 83

2,409,535 96

2,448,122 25

E x c h a n g e s fo r c le a rin g h o u s e .....................
C h ec k s a n d c a s h ite m s .............................. .

S ilv e r c o in ........ ...................................................

385,975 83

377,419 49

348,739 65

387,684 17

U. S. an d n a tio n a l b a n k n o te s ......................

2,644,409 00

2,745,007 00

2,401,463 00

2,754,711 00

T o t a l s ............- ................................................

$99,333,042 58

$101,126,949 17 $104,488,445 76

$106,069,058 88

L iab ilitie s.
C a p ita l s to c k p a id i n . . ................... ...............

$11,970,450 00

$11,940,050 00

$11,929,800 00

$12,003,600 00

S u rp lu s fu n d ............... ................................. .......
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s,
in te r e s t an d ta x e s p a i d .. ...........................

3,023,721 55

3,040,922 08

2,991,709 44

2,981,382 73

1,608,492 08

1,853,721 03

1,782,610 54

1,958,531 34

D ividends u n p a id ................ .............................

8,199 64

3,966 59

4,829 99

‘ 8,204 48

C o m m e rc ia l d e p o s its s u b je c t to c h e c k ..

18,513,607 62

18,523,683 68

20,940,976 47

20,599,904 56

C o m m e rc ia l c e r tif ic a te s o f d e p o s it.........

9,164,231 51

9,822,265 04

9,555,127 96

9,782,646 49

S a v in g s d e p o s its .................................................

50,925.979 01

51,848,867 45

52,677,847 05

54,105,981 76

C ertifie d c h e c k s . ................. ..........................

93,669 17

61,263 10

58,258 00

111,903 86

C a s h ie r’s c h e c k s o u ts ta n d in g ...... ................

26,292 60

19,847 17

22,709 84

19,723 43

D ue to b a n k s a n d b a n k e r s ..............................

3,970,190 44

3,928,983 37

4,448,073 39

4,420,425 42

N o te s a n d bills re d is c o u n te d ........................

28,102 11

64,879 66

56,503

(8

51,754 81

B ills p a y a b le ............. ................. - .....................

106 85

18,500 00

20,000 00

25,000 00

T o t a l s ............................................................

$99,333,042 58

$101,126,949 17

$104,488,445 76

$106,069,058 88


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

REPORT

OF

TH E

COMMISSIONER

X IX

Abstracts of reports made by the national banks of Michigan to the commissioner of the
Banking Department February 18, M ay 5, September 20 and December 1, 1898. 'F o r
reports of individual national banks see succeeding pages.
R e so u rc e s.

L o a n s an d d is c o u n ts ..............................

R ep o rt of
F eb . 18,
82 b anks.

R e p o r t of
M ay 5,
82 banks.

R ep o rt of
S e p t. 20,
82 banks.

R e p o rt of
D ec. 1,
81 banks.

$42,074,224 83

$44,574,687 92

$43,367,934 33

O v e rd ra fts , s e c u re d an d u n s e c u r e d ____

166,215 89

163,310 50

177,696 10

220,627 59

U. S. b o n d s to s e c u re c i r c u l a t i o n .............

4,037,000 00

4,157,000 00

4,500,500 00

4,645,000 00
1.310,000 00

$42,919,871 77

U. S. b o n d s to s e c u re U. S. d e p o s its ........

400,000 00

400,000 00

970,500 00

U. S. b o n d s o n h a n d .........................................

310,650 00

338,150 00

680,510 00

697,950 00

P re m iu m s on U. S. b o n d s.............................

417,267 44

440,202 44

448,791 6 |

465,448 84
3,113,496 01

S to c k s , s e c u ritie s , e t c ................................

2,522,959 30

2,622,799 15

2,920,696 57

B an k in g h o u se, fu r n itu re a n d fix tu re s __

937,291 46

939,467 63

935,653 63

1,019,100 09

O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d .
D ue fro m n a tio n a l b a n k s (n o t re s e r v e
a g e n ts ) .......................... _...............................

928,964 43

1,031,931 53

1,066,243 19

1,061,231 36

2,195,001 47

1,697,373 69

1,943,818 39

2,318,115 00

D ue fro m S t a t e b a n k s a n d b a n k e r s _____

1,196,793 31

949,403 84

1,029,360 66

1,439,735 18

D ue fro m a p p ro v e d re s e r v e d a g e n ts ........

11,721,572 25

8,220,454 52

10,511,947 63

10,816,560 04

C h e c k s an d o th e r c a s h ite m s ....................

145,455 69

118,668 47

263,156 18

179,112 92

E x c h a n g e s fo r c le a rin g h o u s e .....................

312,058 12

299,832 84

298,688 02

392,218 02

N o te s o f o th e r n a tio n a l b a n k s ....................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d
c e n t s ....................................................

518,962 00

536,560 00

492,365 00

640,276 00

31,116 32

22,067 71

19,740 45

22,486 63

S p e c i e ....................................... .............

3,598,043 48

3,639,665 38

3,565,077 58

3,733,830 77

L e g a l te n d e r n o t e s ............... _..............
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r
(5 % o f c irc u la tio n )...................... ..................
D u e fro m U. S. tre a s u r e r , o th e r th a n
5 % re d e m p tio n f u n d ......................................

1,448,972 00

1,474,308 00

1,441,693 00

1,586,028 00

181,415 00

185,342 00

202,036 00

208,270 45

24,164 32

20,932 52

51,174 30

25,823 97

$73,168,127 31

$71,832,158 14

$74,887,582 72

$76,815,182 64

T o ta ls .................... ........................................

L iab ilitie s.
C a p ita l s to c k p a id i n .....................................

$11,895,000 00

$11,895,000 00

$11,895,000 00

$11,770,000 00

S u rp lu s fu n d ...... .............. ......................... .........
U n d iv id e d pro fits, le ss e x p e n s e s a n d ta x e s
p a id ................................................. .........

3,245,218 72

3,245,618 72

3,246,653 35

3,188,318 72

1,132,318 99

1,328,969 48

1,275,238 31

1,374,061 73

N a tio n a l b a n k n o te s o u t s t a n d i n g .............

3,519,567 50

3,599,647 50

3,896,767 50

3,958,300 00

D u e to o th e r n a tio n a l b a n k s ........................

4,433,619 60

3,257,690 41

3,232,060 06

3,814,864 85

D ue to S t a t e b a n k s a n d b a n k e rs ..................

7,883,185 86

6,787,626 23

7,515,542 11

7,945,320 43

D ue to a p p ro v e d re s e r v e a g e n t s ________

26,923 72

29,187 88

8,465 94

D iv id en d s u n p a id .......... ...................................

12,788 20

5,360 00

9,605 29

20,387 30

In d iv id u a l d e p o sits s u b je c t to c h e c k ___

40,624,004 13

41,159,615 49

43,089,910 99

43,486,965 94

U n ite d S t a t e s d e p o s i t s ..................... ......... .

297.885 42

310,993 10

610,754 91

1,156,692 87

D e p o sits o f U. S. d isb u rsin g o ff ic e rs ____

97,615 17

94,822 09

62,275 76

99,128 45

N o te s an d bills r e d is c o u n t e d .......................

17,466 80

45,000 00

Bills p a y a b le ................................................ .......

100,000 00

L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d

160 44

308 50

1,142 35

$71,832,158 14

$74,887,582 72

$76,815,182 64

T o t a l s ................................. ..........................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$73,168,127 31

STA TE

XX

BA N K IN G

D EPA RTM EN T

Abstract showing the total volume of business transacted by the State and national banks of
Michigan, as shown by reports made December 1, 1898, to the Commissioner of the B ank­
ing Department.
182 S t a t e
b an k s, 3 tr u s t
co m p a n ies.

R e so u rc e s.

81 n a tio n a l
banks.

T o tal.

L o a n s a n d d is c o u n ts ......... . . .........- ....................................

$41,384,075 83

$42,919,871 77

$84,303,947 60

S to c k s , b o n d s a n d m o rtg a g e s ............. .............................

37,453,689 93

3,811,446 01

41,265,135 94

O v e r d r a f ts ........................ - ..................................... ................

298,762 48

220,627 59

519,390 07

4,645,000 00

4,645,000 00

U . S. b o n d s to s e c u re c irc u la tio n ........................... .......
B an k in g h o u se, f u r n itu re an d fix tu re s ..........................

1,906,096 96

1,019,100 09

2,925,197 05

O th e r r e a l e s t a t e - . . ..............................................................

2,054,891 06

1,061,231 36

3,116,122 42

1,310.000 00

1,310,000 00

U. S. b o n d s to s e c u re U. S. d e p o s its ____

. . _____
47,333 15

465,448 84

512,781 99

15,656,008 52

10,816,560 04

26,472,568 56

D ue fro m o th e r b a n k s an d b a n k e r s ...... .........................

893,192 24

3,757,850 18

4,651,042 42

E x c h a n g e s fo r c le a rin g h o u s e ........................................

418,372 26

392,218 02

810,590 28

C h e c k s an d c a s h i t e m s . ..................................... ....... .........

341,835 45

179,112 92

520,948 37

N ic k e ls a n d c e n t s . . .................................................... .......

24,283 58

22,486 63

46,770 21

S p e c i e .................... ......... .......................................................

2,835,806 42

3,733,830 77

6,569,637 19

U. S. a n d n a tio n a l b a n k n o te s .........................................

2,754,711 00

P re m iu m s p a id ____________ ______________ _________
D ue fro m b a n k s in re s e r v e c i t i e s . . . ...........................

2,226,304 00

4,981,015 00

F iv e p e r c e n t re d e m p tio n f u n d ................................ ...

208,270 45

208,270 45

D ue fr o m U . S. T r e a s u r e r .................................................

25,823 97

25,823 97

$106,069,058 88

$76,815,182 64

$182,884,241 52

C a p ita l s to c k p a id in ................................................... .........

$12,003,600 00

$11,770,000 00

$23,773,600 00

S u rp lu s fu n d .............................. .......................................... .
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a i d . . ............... ............... .................................

2,981,382 73

3,188,318 72

6,169,701 45

1,958,531 34

1,374,061 73

3,332,593 07

3,958,300 00

3,958,300 00

8,204 48

20,387 30

28,591 78

84,620,160 10

43,486,965 94

128,107,126 04

1,255,821 32

1,255,821 32

_ 4,420,425 42

11,760,185 28

16,180,610 70

T o ta ls ............................................. ....................................
L ia b ilitie s.

N a tio n a l b a n k n o te s o u ts ta n d in g _________ ________
D iv id en d s u n p a id ................... ..............................................
C o m m e rc ial d e p o s its ..........................

$30,514,178 34)

S a v in g s d e p o s its ..................................

54,105,981 76 )

y

U . S. d e p o s its __________ ________________ _____ ____
D ue to b a n k s an d b a n k e r s ............. ....................................
N o te s a n d bills r e d i s c o u n t e d __________ __________

51,754 81

Bills p a y a b le

25,000 00

............

.

.

____

L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d . . . .............
T o ta ls ........ ..........................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$106,069,058 88

51,754 81
25,000 00
1,142 35

1,142 35

$76,815,182 64

$182,884,241 52

R E PO R T

OF

TH E

xxi

COMMISSIONER

DETRO IT.
Abstract of the published reports of the fifteen State and six national banks and two trust
companies in the city of Detroit as made to the Commissioner of the State Banking
Department, December 1 , 1898.

,

15 ban k s, 1 tr u s t
com pany.

R eso u rc e s.

L o a n s an d d is c o u n ts ........................ ..............
S to c k s , b o n d s a n d m o rtg a g e s ................... ............. . .
O v e r d r a f ts ................. ..............................

$14,597,141 23

$30,645 552 80

21,502,904 12

753,941 56

22,256,845 68

20,216 76

1,482 72

21,699 48

1,400,000 00

1,400,000 00

700,000 00

700,000 00

U. S. b o n d s to s e c u re U. S. d e p o s its .......................

O th e r r e a l e s t a t e . ...............................

T o ta l.

$16,048,411 57

U. S. b o n d s to s e c u re c ir c u la tio n ........................

B an k in g h o u se, f u r n itu re a n d fix tu re s ...................

6 n a tio n a l
banks.

529,482 42

30,038 50

559,520 92

1,238,982 05

361,664 75

1,600,646 80

P re m iu m s p a id ..........................................................

5,452 50

219,654 69

225,107 19

D ue fro m b a n k s in re s e r v e c itie s .....................

6,341,184 25

3,650,164 69

9,991,348 94

D ue fro m o th e r b a n k s a n d b a n k e r s .................

350,070 08

2,084,586 43

2,434,656 51

E x c h a n g e s fo r c le a rin g h o u s e ..........................

291,681 31

283,596 90

575,278 21

C h e c k s an d c a s h ite m s ..........................................

100,484 75

22,825 88

123,310 63

N ic k e ls a n d c e n t s ....................................................

2,735 88

5,421 64

8,157 52

S p e c i e ................. .........................................................

1,371,349 05

1,663,603 00

3,034,952 05

U. S. an d n a tio n a l ban k n o te s ............................

1,229,832 00

888,501 00

2,118,333 00

S ilv e r coin, F iv e p e r c e n t re d e m p tio n fu n d

63,000 00

63,000 00

D ue fro m U. S. T r e a s u r e r .....................................

15,908 67

15,908 67

$49,032,786 74

6,741,531 66

75,774,318 40

¡,300,000 00

$3,300,000 00

$6,600,000 00

913,000 00

605,000 00

1,518,000 00

988,629 73

306,956 28

1,295,586 01

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id in .....................
S u rp lu s f u n d .......................................................................
U u d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ...................................................... : ___
N a tio n a l b a n k n o te s o u ts ta n d in g .
D iv id en d s u n p a id ............................... .
C o m m e rc ia l d e p o s its .........................

$9,400,234 62

S a v in g s d e p o s its ................................

30,346,553 55

1,122,170 00

1,122,170 00

3,646 61

170 00

3,816 61

39,746,788 17

10,940,535 99

50,687,324 16

670,591 67

670,591 67

9,796,107 72

13,856,829 95

S a v in g s c e r tif ic a te s o f d e p o s i t .. .
U. S. d e p o s its .......................................
C a s h ie rs ’ c h e c k s o u ts ta n d in g ........
D ue to b a n k s an d b a n k e r s ...............

4,060,722 23

N o te s a n d bills re d is c o u n te d ..........
B ills p a y a b le ..........................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

20,000 00
9,032,786 74

20,000 00

6,741,531 66

$75,774,318 40

X X II

STA TE

BA N K IN G

D EPA RTM EN T

GRAND R A PID S.
Abstract of published reports of the fou r State and five national banks and tiro trust
companies in the city of G rand R apids, as made to the Commissioner of the Banking
Department, December 1, 1898.
4 S t a t e banks,
2 tr u s t c o m ­
p an ies.

R e so u rc e s.

5 n a tio n a l
banks.

T o ta l.

L o a n s an d d is c o u n ts ...... ............

$2,538,433 73

$6,423,959 11

$8,962,392 84

S to c k s , b o n d s an d m o rtg a g e s .

2,750,838 15

521,029 71

3,271,867 86

O v e r d r a f ts ..................................... .

3,410 77

19,789 08

23,199 85

275,000 00

275,000 00

U. S. b o n d s to s e c u re c ir c u la tio n ............
B an k in g b o u se, fu r n itu re an d fix tu re s .-

97,570 67

159,982 77

257,553 44

O th e r r e a l e s t a t e ...........................................

137,386 06

132,135 80

269,521 86

50,000 00

50,000 00

U . S. b o n d s to s e c u re TT. S. d e p o s its ___
P re m iu m s p a id ..................... .................

4,043 54

27,563 36

31,606 90

D ue fro m b a n k s in re s e r v e c i t i e s . ..

1,010,222 67

893,121 10

1,903,343 77

D ue fro m o th e r b a n k s a n d b a n k e rs.

86,985 58

527,825 29

614,810 87

E x c h a n g e s fo r c le a rin g h o u s e ...........

47,137 30

90,184 68

137,321 98

C h e c k s a n d c a s h ite m s ........................

10,109 47

9,465 54

19,575 01

N ic k e ls an d c e n t s .................................. .

2,539 77

2,628 80

5,168 57

S p e c ie ..........................................................

168,334 44

414,070 61

582,405 05

U. S. an d n a tio n a l b a n k n o te s ...........

126,633 00

211,980 00

338,613 00

F iv e p e r c e n t re d e m p tio n fund.

12,375 00

12,375 00

D ue fro m U . S. t r e a s u r e r ______

3,000 00

3.000 00

$9,774,110 85

$16,757,756 00

T o tals.

$6,983,645 15

L iab ilitie s.
C a p ita l s to c k p a id in ................... .

$750,000 00

S u rp lu s fu n d ............................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ...................................................................

00

$2,950,000 00

182,000 00

419,000 00

601,000 00

119,211 59

155,184 28

274,395 87

240,440 00

240,440 00

120 75

1,651 30

1,772 05

5,929,561 34

5,293,394 28

11,222,955 62

47,729 65

47,729 65

2,751 47

1,416,711 34

1,419,462 81

$6,983,645 15

$9,774,110 85

$16,757,756 00

N a tio n a l b a n k n o te s o u ts ta n d in g
D ividends u n p a id ............................... .
C o m m e rc ia l d e p o s its ..... ...........

$2,514,672 80

S a v in g s d e p o s its ........................

3,414,888 54

U. S. d e p o s its ..............................
D ue to b a n k s a n d b a n k e r s __

$ 2 , 200,000

N o te s a n d bills re d is c o u n te d
B ills p a y a b le .................................
T o ta ls ......................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

REPORT

OF

THE

xxm

COMMISSIONER

SAGINAW .

,

Abstract of the published reports of the five State and three national banks in the city
of Saginaw as made to the Commissioner of the State Banking Department Decem­
ber 1, 1898.
5 S t a t e banks.

3 n a tio n a lb a n k s .

L o a n s a n d d is c o u n ts ............................................................

$2,075,958,66

$2,079,099 66

$4,155,058 32

S to c k s , b o n d s a n d m o r t g a g e s ........................................

1,425,428 20

313,222 78

1,738,650 98

O v e rd ra fts ................................................................................

1,260 17

9,343,91

10,604 08

350.000 00

350,000 00
167,342 71

R e s o u rc e s.

U . S. b o n d s to s e c u re c irc u la tio n .........................................

T o tal.

B an k in g h o u se, fu r n itu re a n d fix tu re s ..........................

103,699 07

63,643 64

O th e r r e a l e s t a t e ...................................................................

70,212 56

15,690 92

85,903 48

510.000 00

510,000 00

U. S. b o n d s to s e c u re U. S. d e p o s its ...................................
P re m iu m s p a id .......................................................................

29,072 99

49,665 00

78,737 99

D ue fro m b a n k s in re s e r v e c itie s ....................................

748,025 60

616,002 06

1,364,027 66

D ue fro m o th e r b a n k s a n d b a n k e r s ..............................

37,344 92

51,479 18

88,824 10

E x c h a n g e s fo r c le a rin g h o u s e ........................................

6,078 01

1,775 77

7,853 78

C h e c k s a n d c a s h ite m s ........................................................

11,596 66

2,510 81

14,107 47

N ic k e ls a n d c e n t s ..................................................................

407 47

681 47

1,088 94

S p e c ie ........................................................................................

125,232 00

144,420 85

269,652 85

U. S. a n d n a tio n a l b a n k n o te s .........................................

115,338 00

82,467 00

197,805 00

F iv e p e r c e n t re d e m p tio n fu n d ..............................................

15,750 00

15,750 00

D ue fro m U. S. t r e a s u r e r ..........................................................

680 10

680 10

$4,749,554 01

$4,306,433 15

$9,055,987 16

C a p ita l s to c k p a id in ...........................................................

$500,000 00

$400,000 00

$900,000 00

S u rp lu s fu m d ......................................................................... .
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
an d ta x e s p a id ................................ *..................................

237,500 00

290,000 00

527,500 00

82,797 75

128,274 58

211,072 33

T o ta ls.

L iab ilitie s.

313,200 00

313,200 00

350 00

25 00

375 00

3,809,167 07

2,481,465 23

6,290,632 30

487,500 00

487,500 00

119,739 19

205,968 34

325,707 53

$4,749,554 01

$4,306,433 15

',055,987 16

N a tio n a l b a n k n o te s o u ts ta n d in g .................................
D iv id en d s u n p a id .......................................................... ........
C o m m e rc ia l d e p o s its .............................. $1,598,274 27 1
S a v in g s d e p o s its .......................................

2,210,892 80

)

U. S. d e p o s its ....................................... ..................................
D ue to b a n k s a n d b a n k e r s .................................................
N o te s an d bills r e d is c o u n te d ...........................................
B ills p a y a b le ............................................................................
T o ta ls ..................................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

X X IV

STA TE

BA N K IN G

D EPA R TM EN T

BAY CITIES.
Abstract of the published reports of the five State and two national banks in the B a y Cities,,
as made to the Commissioner of the State Banking Department, December 1, 1898.
R eso u rc e s.

5 S t a t e banks.

2 n a tio n a l b a n k s

L o a n s an d d is c o u n ts ....................................

,447,845 86

81,248,130 48

2,695,976 34

S to c k s , b o n d s a n d m o r tg a g e s .................

369,154 63

46,136 48

415,291 11

O v e r d r a f ts ........................................................

4,787 94

1,000 64

5,788 58

100,000 00

100,000 00

TJ. S. b o n d s to s e c u re c irc u la tio n ..........

T o ta l.

B an k in g h o u se, f u r n itu re an d fix tu re s .

51,063 39

22,900 00

73,963 39

O th e r r e a l e s t a t e ...........................................

39,254 87

16,801 77

56,056 64

5,080 00

5,080 00

345,195 71

390,153 61

735,349 32

P re m iu m s p a id ...............................................
D ue fro m b a n k s in r e s e r v e c itie s _____
D ue fro m o th e r b a n k s a n d b a n k e r s ___

10,015 73

33,097 81

43,113 54

E x c h a n g e s fo r c le a rin g h o u s e ..................

10,172 16

6,629 32

16,801 48

C h ec k s a n d c a s h ite m s ..............................

4,405 96

2,719 97

7,125 93

N ic k e ls an d c e n t s . . .......................................

990 27

442 37

1,432 64

S p e c ie ............................ ..................................

56,078 99

71,199 39

127,278 38-

U. S. an d n a tio n a l b a n k n o te s .................

91,883 00

70,745 00

162,628 00

F iv e p e r c e n t re d e m p tio n fu n d ................

4,500 00

4,500 00

D ue fro m U. S. t r e a s u r e r ............... ........

1,870 00

1,870 00-

51

!,021,406 84

452,255 35

8400,000 00

8500,000 00

8900,000 00

86,000 00

28,200 00

114,200 00

42,688 77

12,912 12

55,600 89

86,580 00

86,580 00

T o ta ls .

i , 430,848

L iab ilitie s.
C a p ita l s to c k p a id in .....................
S u rp lu s fu n d ........ ....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id .....................................................................
N a tio n a l b a n k n o te s o u ts ta n d in g .............................
D iv id en d s u n p a id ............................... .............................. .
C o m m e rc ia l d e p o s its ............... ...............

75 00

75 00

8766,743 96
1,865,801 41

1,275,121 65

3,140,923 06

D ue to b a n k s a n d b a n k e r s .................................. ............

15,828 94

118,593 07

134,422 01

N o te s a n d bills r e d i s c o u n t e d .......................................

20,454 39

S a v in g s d e p o s its ......................................... 1,099,057 45

20,454 39'

Bills p a y a b le ............................................... .......................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

2,430,848 51

82,021,406 84

4,452,255 35-

REPORT

OF

THE

COMMISSIONER

XXV

,

The following is a list of the hanks examined and the amount paid by each as required by
section k(J of the banking law:
L o c a tio n .

N a m e o f bank.

D a te o f
e x a m in a tio n .

A m ount
paid.

A d ria n S t a t e S a v in g s B a n k .....................................

A d ria n _____________

A p ril 25................. .......

$43 23

T h e C o m m e rc ia l S a v in g s B a n k ................................

A d ria n ......................

M ay 26...........................

66 21

L e n a w e e C o u n ty S a v in g s B a n k ..............................

A d ria n ...........................

A u g u st 30........ ............

65 15

W ald b y & C lay ’s S t a t e B a n k ............... ............ .......

A d ria n ...........................

M ay 21............................

55 81
21 54

A lb io n S t a t e B an k ................ ............................. .......... A lb io n ......... .................

A u g u st 2 .......................

C o m m e rc ia l an d S a v in g s B a n k ................................

A lb io n ...........................

M a rc h 10......................

17 34

A lp e n a C o u n ty S a v in g s B a n k ...................................

A lp e n a ..........................

J u n e 14_________ . ..

23 90

A nn A rb o r S a v in g s B a n k ............... ...........................

A n n A rb o r_________

J u n e 28.........................

146 87

F a r m e r s a n d M e c h a n ic s ’ B a n k ......... . ..................

A n n A rb o r.................. M arch 22................... .

56 39

S t a t e S a v in g s B a n k ..............................................

A n n A rb o r_________

M arch 21 ...................

42 78

W e s t M ich ig an S a v in g s B a n k ..

.....................

B a n g o r..........................

A u g u st 12.....................

11 54

C ity B a n k ...........................................................................

B a ttle C re e k ..............

S e p te m b e r 6 ...............

94 30

M e r c h a n ts ’ S a v in g s B a n k ...........................................

B a ttle C re e k ...............

J u n e 15................. .........

28 35

B ay C ity B a n k _______________________

B ay C i t y ......................

J u n e 27.... ......................

114 92

B ay C o u n ty S a v in g s B a n k ________________

B ay C ity ___________

J u ly 5______________

51 38

C o m m e rc ia l B a n k _____ _

B a y C ity ....... ...............

J u n e 30...........................

37 91

B eld in g S a v in g s B a n k .................................................. B eld in g ..........................

A p ril 19.........................

10 53

P e o p le ’s S a v in g s B a n k .............. .................................

B e ld in g .......................... A p ril 22..........................

14 06

F a rm e rs a n d M e r c h a n ts ’ B a n k ______________

B e n to n H a r b o r .......... A u g u st 24...........

. ..

50 84

B lissfield S t a t e B an k .. _______

B lissfield....................... M arch 21 _____ _____

12 17

F ir s t S t a t e S a v in g s B a n k __

_________ ____

B u rr O ak S t a t e B a n k ..........................................

B re e k e n rid g e .............

M ay 3........... .................

10 CO

B u rr O a k ....................... D e c e m b e r 21...............

10 00

S e p te m b e r 7...............

48 18

M e rc h a n ts a n d M in ers’ B a n k _________ _______

C a d illa c S t a t e B a n k ...................................................... C a d illa c ......................
C a lu m e t____________

A p ril 6__........................

110 87

C a p a c S a v in g s B a n k ................................. .................

C a p a c ............................

S e p te m b e r 8 _______

10 00

S t a t e B an k o f C arso n C ity

C arso n C ity .................

S e p te m b e r 8...............

13 31

S t a t e B an k o f C arso n v ille _ _

C arso n v ille ................... M ay 3.............................

10 00

C h arle v o ix S a v in g s B a n k ____________________

C h a rle v o ix ...................

S e p te m b e r 6............. .

10 05

C h e lse a S a v in g s B an k __

C h e ls e a ........................

J u n e 15..........................

32 61

T h e K e m p f C o m m e rc ia l a n d S a v in g s B a n k ____

C h e l s e a ......................... J u n e 14_........................

21 86

C la re C o u n ty S a v in g s B a n k _________ ______ __

C la re ............................

J u n e 8 ............................

10 86

B ra n c h C o u n ty S a v in g s B an k

C o ld w a te r__________

A u g u st 29__________

36 82

F a r m e r s ’ S t a t e B an k ___ ________ _____________ C o n c o rd ........................

M ay 13............................

13 32

C o m m e rc ia l S t a t e B a n k ........................................

A pril 12..........................

13 82

F ir s t S t a t e B an k

_______________

............................................. _ C o n s ta n tin e ...............

S a n ila c C o u n ty S t a t e B a n k ___________________


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Federal Reserve Bank of St. Louis

C o n s ta n tin e ___ ____

C ro sw e ll_______ ____

A p ril 1 2 ______ _____

13 56

M ay 5.............................

10 00

XXVI

STA TE

BA N K IN G

D EPA RTM EN T

List of banks examined.—Co n t in u e d .
N a m e o f b an k .

L o c a tio n .

D a te o f
e x am in atio n .

Amount
paid.

S t a t e B an k o f C ro s w e ll.......................... .......

C ro sw e ll................

M ay 2

D a v iso n S t a t e B a n k ............................................

D a v is o n ..........

M ar eh 7

F ir s t S t a t e B a n k o f D e c a tu r..............................

D e c a tu r ..........

A u g u st 3

11 54

F a r m e r s ' S t a t e B a n k o f D e c k e rv ille .............

D e c k e rv ille ..............

M ay 24-

10 00
10 00

$10 00
10 00

S t a t e B an k o f D e c k e rv ille ...................

D e c k e r v ille ...........

M ay 4

D e lra y S a v in g s B a n k .............................................

D e lra y

O e to b e r 17

10 00

J a n u a ry 3

58 97

C e n tra l S a v in g s B a n k ........... __........................... ....... D e tro it
C itiz e n s’ S a v in g s B a n k ................................................

D e tro it

S e p te m b e r 12

156 75

C ity S a v in g s B a n k .................................... .................

D e tro it

S e p te m b e r 19

255 79

D e tro it S a v in g s B a n k ............................

D e tr o it............

J u n e 20

636 85

D e tro it R iv e r S a v in g s B a n k ..............................

D e tr o it............

Jan u a ry 6

54 08

D im e S a v in g s B a n k _______ ________

D e tro it

J a n u a r y 31

244 03

G e rm a n A m e ric a n B a n k ........................

D e tro it. ____

F e b ru a ry 24

124 79

H o m e S a v in g s B an k ............. ..................

D e tro it

J a n u a r y 24

181 32

M o L ellan & A n d e rso n S a v in g s B a n k .....................

D e tr o it...........

A p ril 25 ____

M e c h a n ic s ’ B a n k ______

D e tro it

Ju ly 21

..

__

65 79
136 29

M ich ig an S a v in g s B a n k ....................

D e tro it

M arch 1

165 23

P e n in s u la r S a v in g s B a n k .........

D e tr o it_____

J a n u a r y 19

289 15

P e o p le ’s S a v in g s B a n k _____

D e tro it

J a n u a r y 10

706 57

S t a t e S a v in g s B a n k . . . ...............

D e tro it .........

F e b ru a ry 14

615 48

U n io n T r u s t C o m p a n y ______

D e tro it

N ovem ber 2

274 74

S e p te m b e r 24

861 00

..

W a y n e C o u n ty S a v in g s B a n k .................................... D e tr o it___
D e x te r S a v in g s B a n k .....................

D e x te r

J u ly 22

11 99

C ity B a n k ..................................

D o w a g ia e

June 3

29 28

M o n ro e C o u n ty B a n k ..................................

D u n d e e. ..

M ay 23

B an k o f D u ra n d ............... ......................

D u ra n d

Au g u s t1

10 00

10 00

___

10 77

S h ia w a s s e e C o u n ty B a n k .........................

D u ra n d ........

A pril 15

M ich ig an S t a t e B a n k ........... ......................

E a to n R ap id s

April fi

19 89

E d m o re S t a t e B a n k . . . ...........................

E d m o re

J u n e 17

10 00
10 00

E lk R ap id s S a v in g s B a n k ......................

E lk R ap id s

A u g u st 5

F ir s t S t a t e S a v in g s B a n k ____

E v a r t........

June 9

C o m m e rc ia l S a v in g s B an k o f F e n to n . .

F e n to n .... ...................... O c to b e r 1

10 00
10 00

C itiz en s’ C o m m e rc ial an d S a v in g s B a n k ______

F lin t...............................

J u ly 1 8 ............

G e n e s e e C o u n ty S a v in g s B a n k .....................

F lin t........................

M ay 20

U n io n T r u s t a n d S a v in g s B a n k ...........................

F lin t...............................

J u ly 18

41 15

A p ril 19

21 35

F ir s t S t a t e a n d S a v in g s B a n k ................................... F lu sh in g .

78 70
108 86

S t a t e S a v in g s B an k o f F o w l e r ..............................

F o w le r _____

A p ril 15

10 00

G a y lo rd S t a t e S a v in g s B a n k ..................................

G a y lo r d ........

June 7

12 17

G ra n d R ap id s S a v in g s B a n k .....................................

G ra n d R apids

June 0

134 30

K e n t C o u n ty S a v in g s B a n k ...........................

G ra n d R a p id s .............

J uly 5............. ...............

208 82


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Federal Reserve Bank of St. Louis

REPORT

OF

THE

xxvn

COM M ISSIONER

List of banks examined

.—Co n t in u e d .

L o c a tio n .

D a te o f
e x am in atio n .

M ich ig an T r u s t C o m p a n y _____________________

Grand. R a p id s .............

O c to b e r 2 4 ............... __

P e n in s u la r T r u s t C o m p an y

G ra n d R a p id s ______

J u ly 12...................... .

P e o p le ’s S a v in g s B a n k ................... .................. ..........

G ra n d R a p id s ______

M ay 2 ............................

S t a t e R an k o f M ichigan

G ra n d R a p id s .............

F e b ru a ry 8 ............. ..

N a m e o f b an k .

..

P a r tn e r s ’ R an k o f G ra ss L a k e
G re e n v ille S t a t e B an k

_

___

.

_______ _ G ra ss L a k e ............. .....

______________________

G re e n v ille ......... ..........

A m ount
paid.
$106 94
25 55
115 94
68 22

M ay 13...........................

14 29

A p ril 2 0 ..-.....................

23 81
34 80

S u p e rio r S a v in g s R an k

H a n c o c k .... ..................

A pril 7........................ .

O c e a n a C o u n ty S a v in g s R an k

H a r t .............................

J u n e 2 ............................

13 16

H a s tin g s ....................... J u n e 14.........................

25 34

H ills d a le ___________

A p ril 5 ..........................

46 75

H o lla n d ........................

A u g u st 26

H o lla n d ........................

J u n e 15........................ .

28 12

P ir s t S t a t e and S a v in g s B an k

H o lly ..............................

M ay 24..........................

25 47

Pirsf- S t a t e and S a v in g s B an k

H o w e ll.......................

M arch 8 ........ ............ .

15 11

R o ies S t a t e S a v in g s B an k

H u d so n ..........................

A p ril 28________ ____

28 76

H u d s o n ......... .............

H a s tin g s C ity R an k

__ __

H illsd a le S a v in g s R an k

_

___________

___

_______ _____

P ir s t S t a t e R an k o f H o lla n d ____ ___
H o llan d C ity S t a t e B an k .

____

__________

.......... .

44 53

A p ril 28...................... ..

54 94

L a p e e r C o u n ty R an k

Im lay C i t y ................... J u ly 2 9 ..........................

20 26

Toni a C o u n ty S a v in g s R an k

I o n i a ______________

A p ril 20..........................

44 94

___________

I o n i a _______________

A pril 1 8 ........................

29 89

__ ________

Iro n M o u n ta in .........

A p ril 8....... ...............

20 42

P e n in s u la R an k

Is h p e m in g __________

A p ril 1 2 ........................

28 69

Tth a c a S a v in g s R an k

I t b a c a ___ ____ _____

J u n e 6 . . ........................

16 08

M ay 9 .............................

95 20

T h o m p so n S a v in g s B a n k .

S t a t e S a v in g s B an k

_ _______

C o m m e rc ial R ank

J a c k s o n C ity R an k

__________________

_

__

_______________ J a c k s o n ................... .

_

J a c k s o n S t a t e S a v in g s R an k

J a c k s o n ........................

M ay 9..............................

31 95

U nion R an k

J a c k s o n ......................... M ay 1 1 _____________

93 57

A p ril 8............................

22 61

_________________ _____

G ro s v e n o r S a y in g s R an k
H o m e S a v in g s R ank

J o n e s v ille ....................
______________

K a la m a z o o ......... ......... M ay 31........................

31 32
71 41

K a la m a z o o ____ ____

A u g u st 9 .......................

L a k e O d essa .............

J u n e 17..........................

10 00

L a n s in g S t a t e S a y in g s R an k

L a n s in g .....................

S e p te m b e r 9 ..............

50 01

S t a t e S a v in g s R an k

L a p e e r _____________

M ay 17.....................— .

12 84

L a u r i u m .... ..................

A p ril 5..........................

10 00

K a la m a z o o S a v in g s R an k
L a k e O d e ssa S a v in g s R an k

S t a t e S a v in g s R an k o f L an riu m

L e s lie ............................

A pril 6............................

12 38

L e x in g to n ...................

M ay 25............................

10 00

L o w ell S t a t e R an k

L o w e ll ............. .......... J u n e 8...........................

20 24

A n trim C o u n ty S t a t e S a v in g s B an k _________

M a n c e lo n a ...................

S e p te m b e r 3 . . ............

10 00

P e o p le ’s R an k

M a n c h e s te r.................

M ay 12............................

20 43

U nion S a v in g s R an k

M a n c h e s te r ............. ..

A p ril 15............. ............

14 81

M a n iste e C o u n ty S a v in g s R ank

M a n is te e ___________

A u g u st 2........................

27 73

M an istiq u e R an k

M a n is tiq u e _________

A p ril 21............ .......... -

19 19

P e o p le ’s R an k

.

____ ____

T .evingten S t a t e R an k


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Federal Reserve Bank of St. Louis

XXV111

STA TE

BAN K IN G

D EPA R TM EN T

List of banks examined
N a m e o f bank.

.—Co n t in u e d .

L o c a tio n .

D a te of
e x am in atio n .

A m ount
paid.

M arin e S a v in g s B a n k .........._............................

M arin e C ity .................

M ay 26..

M a r q u e tte C o u n ty S a v in g s B a n k ...............

M a r q u e tte ....................

A p ril 13........

46 33

C o m m e rc ia l S a v in g s B a n k .............................

M arsh a ll............... ......... J u n e 16. . .

54 69

W . J o n e s E x c h a n g e B a n k ....................

M a r c e l l u s .. . ...............

A u g u st 3.........

11 94

F a r m e r s ' B a n k ......................................................

M aso n ............................

A p ril 12...........

15 54

F ir s t S t a t e a n d S a v in g s B a n k ..................... .

M aso n ............. ..............

A p ril 5___

10 21

F ir s t S t a t e B a n k ................................................ .

M e n d o n .....................

A u g u st 4.

10 57

G.

S t a t e B an k o f M id d le v ille ..............................

M id d le v ille ................ . J u n e 9 ...

M id lan d C o u n ty S a v in g s B a n k _____ ____ _

M id la n d ................. ....... M arch 8

10 00

S t a t e B a n k o f M id lan d .................................... .

M id la n d .....................

M arch 9 .

10 55

F a r m e r s a n d M e r c h a n ts ’ B a n k ....................

M ilan..............................

A p ril 18...........

W ak e field S t a t e B a n k ......................................

M o re n c i......................... J u n e 3..........

24 44

M t. C le m en s S a v in g s B a n k ..............................

Mt. C le m e n s ...............

J u ly 26.............

87 78

U llric h S a v in g s b a n k .........................................

Mt. C le m en s................

J u ly 25...............

45 28

E x c h a n g e S a v in g s B a n k ..................................

Mt. P le a s a n t_______

M ay 5.....................

13 44

M unising S t a t e B a n k ..........................................

M unising........................

A p ril 11

10 00

M u sk eg o n S a v in g s B a n k ..................................

M u sk e g o n ............. ....... M ay 31..

28 It

12 01

12 23

F a r m e r s an d M e r c h a n ts ’ B a n k .......................

N a sh v ille ......................

J u n e 10

16 30

P io n e e r B a n k .........................................................

N o rth B ra n c h .............

J u ly 28....................

13 57

N o rth v iile S t a t e S a v in g s B a n k ..................

N o rth v ille ..................... M ay 26.........

O rion S t a t e B a n k .................................................

O rio n ..............................

M ay 16. ______

10 00

S t a t e S a v in g s B a n k ...........................................

O v id ................................

A pril 13........

10 00

C itiz en s’ S a v in g s B a n k ......................................

O w o sso..........................

A p ril 1 1 ..........

17 08

O w osso S a v in g s B a n k .......................................

O w o sso..........................

A p ril 12......................

34 73

15 93

O x fo rd S a v in g s B a n k ................................ .........

O x fo rd ...........................

J u ly 28.............

17 63

P a w P a w S a v in g s B a n k ....................................

P a w P a w .....................

J u n e 2 ..........

13 60

S t a t e B an k o f P e r r y . ....................................

P e r r y ...........................

S e p te m b e r 13

10 00

F ir s t S t a t e B a n k ................................................

P e to s k e y ......................

A u g u st 1.

13 98

...

P ly m o u th S a v in g s B a n k ....................................

P ly m o u th .....................

M ay 20...........................

23 32

F ir s t C o m m e rc ia l B a n k ....................................

P o n t i a c ........................

M arch 31.

63 54

O a k lan d C o u n ty S a v in g s B an k .......................

P o n t i a c ......................... M a rc h 28

P o n tia c S a v in g s B a n k .......................................

P o n t i a c ........................

N ovem ber 1

10 00

C o m m e rc ia l B a n k ...............................................

P o r t H u ro n .................

A u g u st 18 . . .

102 70

P o r t H u ro n S a v in g s B a n k .......................... ......

P o r t H u r o n .............

A u g u st 17________

54 92

S t. C la ir C o u n ty S a v in g s B a n k .....................

P o r t H u r o n . . .............

A u g u st 15.... ..............

54 41

T h e U n ite d H o m e P r o t e c t o r s ’ F r a te r n i ty

P o r t H u ro n .................

D e c e m b e r 20

30 00

S t a t e B a n k o f R e a d in g ..................................

R e a d in g ........................

A p ril 8 . .

M aco m b C o u n ty S a v in g s B a n k ................ ..

R ich m o n d (Lenox P. O.) S e p te m b e r 1_______

10 00

R o m eo S a v in g s B a n k ......................................... .

R o m e o ......................... M ay 25................. .......

29 00

A m e ric a n C o m m e rc ial an d S a v in g s B an k .

S a g in a w ........................

42 81


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Federal Reserve Bank of St. Louis

M arch 18....................

36 01

18 67'

REPORT

OF

THE

xxix

COMMISSIONER

List of banks examined

.—Co n clud ed .
D a te o f
e x am in atio n .

N a m e o f b an k .

L o c a tio n .

B a n k o f S a g in a w ................... _............................. .........

S a g in a w ................ . .

J u ly 13.........

P e o p le ’s S a v in g s B an k o f E a s t S a g in a w .............

S a g in a w .......................

M a rc h 16............

S a g in a w C o u n ty S a v in g s B a n k ............... _..............

S a g in a w ...........

A p ril 20

S a v in g s B an k o f E a s t S a g in a w ...............................

S a g in a w ....................

J u ly 11.............

C o m m e rc ia l a n d S a v in g s B a n k . . . ..................... .

S a in t C lair ..

M ay 27 .

C lin to n C o u n ty S a v in g s B a n k ...................................

S a in t J o h n s ..

A p ril 14

A m ount
paid.
$122 56
48 10
44 06
176 52
20 88

..........

21 29

S t a t e B a n k o f S t. J o h n s ............................................ S a in t J o h n s .................

M ay 23..

C o m m e rc ia l S t a t e B a n k .....................................

S a in t J o s e p h

A u g u st 11

10 00

U n io n B an k in g C o m p a n y ............................................

S a in t J o s e p h

A u g u st 11

31 42

C o m m e rc ia l S a v in g s B a n k ........................................

S a in t L o u is .........

M ay 5.................

10 00

G ra tio t C o u n ty S t a t e B a n k ....................................

S a in t L o u is ..........

M ay 4 ____

10 00

T ru m a n M oss S t a t e B a n k ..........................................

S a n ila c C e n t e r ........

M ay 23...................

10 00

S a u lt S a v in g s B a n k .....................................................

S a u lt S te . M arie

A p ril 19

37 60

S t a t e S a v in g s B an k , o f S c o ttv ille ..........................

S c o ttv ill e ....................

J u ly 29.................

10 00

C o m m e rc ia l S t a t e B an k ..............................................

S h e p h e r d ........

J u n e 7 ____

10 00

C itiz en s’ S t a t e B an k ...................................................

S o u th H a v e n ........

A u g u st 23 .

18 06
28 67

23'09

E i r s t S t a t e B a n k .............................................................

S o u th H a v e n

A u g u st 23

S p a r ta S t a t e B a n k ...... ................................. ...............

S p a r t a ___

S e p te m b e r 6

10 00

C itiz e n s’ S t a t e B a n k ....................................................

S tu r g is ...... ....................

A pril 13...................

17 72

L illey S t a t e B a n k . ................. ...................................... T e c u m s e h . . . .

S e p te m b e r 1

17 94

T e c u m s e h S t a t e S a v in g s B an k ........... ....................

M arch 30 ___

10 84
29 53

T ecum seh

F ir s t S t a t e S a v in g s B a n k ........................................... T h r e e R iv e rs

A u g u st 5

T r a v e rs e C ity S t a t e B an k . .......................................

T r a v e rs e C ity .............

A u g u st 3................

S t a t e S a v in g s B a n k ......................................................

V a s s a r....................

A u g u st 24

11 93

W a y n e S a v in g s B a n k ............... ..................................

W a y n e ...................

M ay 17

25 05

L u m b e rm a n ’s S t a t e B a n k ........................................... W e s t B ay C ity ...........

J u n e 30.

35 89

P e o p le 's S a v in g s B a n k . . . ........................... ..............

W e s t B ay C ity

M arch 14

15 03

S t a t e B a n k o f W h ite P i g e o n . .. ............................

W h ite P ig e o n

A p ril 11

21 01

W illia m sto n S t a t e B a n k ............ .................................

W illia m sto n . .

A p ril 8

17 07

F ir s t C o m m e rc ia l an d S a v in g s B a n k . .. ...............

W y a n d o t te .................

M ay 19........................

18 83

W y a n d o tte S a v in g s B a n k .................. .......................

W y a n d o tte .

M ay 16

Y p sila n ti S a v in g s B a n k ..............................................

Y p s ila n ti....................... M arch 24.......................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

____

78 56

39 27
52 75


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

REPO RTS
OF THE

STATE BANKS AND

TRUST COMPANIES

AS MADE TO T H E COMMISSIONER OF T H E STA TE BAN K IN G
D EPA RTM EN T

FEBRUARY 18, MAY ¡5, SEPTEMBER 20, AND DECEMBER 1,


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

1898


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BA N K S

OP

3

M ICHIGAN

No. 162.
A D R IA N STA TE SAVINGS BANK, A D RIA N
O rg an ized M ay 29, 1893.
R. A. W a t t s ,

P r e s id e n t;

B. E. T o b ia s ,

C a s h ie r;

R. H . W a t t s ,

A s s is t a n t C a sh ie r.

D ir e c t o r s .—R ic h a rd A. W a tts , A rth u r D. G ilm ore, S e th B ea n , W . F . B ra d le y , G e o rg e A. W ilc o x ,
W illia m E. J e w e t t , R. A . K a ise r, C h arle s G. W e sle y , W . O. H u n t, D a n iel T odd, B. E. T obias.
R ep o rt of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

$215,554 42

$238,510 23

$189,935 94

$201,094 85

96,857 75

111,710 75

136,875 19

154,674 23

116 75

845 85

1,026 56

231 16

F u r n itu r e and fix tu re s __ _____________________

5,000 00

5,000 00

5,000 00

5,000 00

D ue fro m b a n k s in re s e r v e c itie s _______________

80,958 99

55,139 66

37,015 84

34,272 73

J (n:ins and d is c o u n ts ___________________________
S to c k s bond« and m o rtg a g e s
O v e rd ra fts

__

_____

__ ____________________________

B an k in g h o u se

- __________

1,400 00

38 51

D ue fro m o th e r b an k « and b a n k e rs
F x c h a n g e s fo r c le a r in g h o u se
5,382 39

506 46

2,204 60

13 27

58 98

56 36

59 66

__ ____________________ ___________

6,300 GO

4,560 00

3,327 50

2,965 00

N ic k e ls and c e n ts
G old coin

2,379 25

___________ __
_________________________

C h e e k s and c ash ite m s

_____________________________

1,816 00

784 00

882 50

1,613 75

U S an d N a tio n a l b a n k n o te s _________________

10,777 00

7,901 00

5,942 00

7,665 00

$422,776 57

$425,016 93

$382,266 49

$411,394 14

C a p ita l s to c k p a id in _ _________________________

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s fu n d ........- ......................................................... U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te re s l
and ta x e s p a id _____________________________

6,000 00

6,000 00

6,000 00

6,000 00

8,867 57

11,934 65

15,251 75

17,160 22

92,238 60

92,085 78

69,679 27

58,256 61

43,556 69

70,124 67

147,778 78

154,852 64

$382,266 49

$411,394 14

S ilv e r coin

T o ta ls

__________________________________

■Liabilities.

D iv id en d s u n p a id

-

-- ________ _

C o m m e rc ial d e p o sits s u b je c t to c h e c k .................

5,000 00
S a v in g s d e p o sits

________________________

S a v in g s c e r tif ic a te s o f d e p o s it________________

T o ta ls

__________________________________


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

172,836 10

162,516 54

42,834 30

52,479 96

$422,776 57

$425,016 93

-1

STA TE

B A N K IN G

D EPA R T M E N T

No. 89.
T H E COMMERCIAL SAVINGS BANK, A D RIAN .
O rg a n iz ed M ay 10, 1888.
W . J. C o c k e r ,

P r e s id e n t;

N o r m a n G e d d es ,

V ic e P r e s i d e n t ;

E. N. S m i t h ,

C a s h ie r.

D ir e c t o r s .—W . J . C o c k e r, A. H . W o o d , C. R. M iller, N o rm a n G ed d es, A. B e n n e tt, A. M. S te p h e n s o n ,
D.
M e tc a lf, E. C. S w o rd , R. A. K a ise r.
R e p o r t of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d D isc o u n ts............................ _........................

$209,934 19

$210,119 49

$231,565 47

$223,617 41

S to c k s , b o n d s a n d m o rtg a g e s .....................................

243,157 03

235,410 35

250.515 06

256,888 86

1,454 17

1,905 59

1,439 87

793 51

12,000 00

12,000 00

12,000 00

12,000 00

O v e r d r a f ts ....................................................................
B an k in g h o u s e ...... ........................ ................................
F u r n itu re an d fix tu re s ...................................................

7,500 00

7,500 00

7,500 00

7,500 00

O th e r r e a l e s t a t e _______________________ _______

16,878 45

23,964 77

25,589 13

23,046 75

D ue fro m h a n k s in r e s e r v e c itie s ............... ..... .........

98,873 25

132,818 14

82,483 32

76,298 30

D ue fro m o th e r b a n k s a n d b a n k e r s ._________ _

1,12) 60

2,116 06

2,437 84

2,984 05

E x c h a n g e s fo r c le a rin g h o u s e ..................................

47 43

276 85

129 75

722 16

C h e c k s an d c a s h ite m s ..................................................

542 21

481 36

622 21

368 51

N ic k els an d c e n ts ................................ - .........................

116 16

52 67

61 42

135 19

2,522 50

5,727 50

7,323 25

7,227 50

G old c o i n ....................................... - ____ ____________
.......................- .........................

1,502 00

849 00

573 25

3,000 05

U. S. a n d N a tio n a l b a n k n o te s . _________ ______

13,182 00

18,605 00

14,228 00

13,496 00

- _______ _________

$608,829 99

$651,826 78

$636,468 57

$628,073 29

C a p ita l s to c k p a id i n .............................. ...... ..............

$110,000 00

$110,000 00

$110,000 00

$110,000 00

S u rp lu s fu n d ........................................................................
U n d iv id e d p ro fits less c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ...........................................................

50,000 00

50,000 00

50,000 00

50,000 00

14,042 41

19,867 13

18,994 65

16,543 54

59,036 93

68,010 22

77,608 56

67,092 23

________________________

314,936 80

340,460 66

325,442 02

334,597 74

S a v in g s c e r tif ic a te s o f d e p o s it........ ............ ............

53,605 05

54,509 61

50,654 92

48,100 06

7,208 80

8,979 16

3,768 42

1,739 70

$608,829 99

$651,826 78

$636,468 57

$628,073 29

S ilv e r c o in

T o ta ls

__ ______

L iab ilitie s.

D ividends u n p a id

. ................. ............................. .......

C o m m e rc ial d e p o sits s u b je c t to c h e c k -------------D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o s i t s ____

C ertifie d c h e c k s

_

_________________

C a s h ie r’s c h e c k s o u ts ta n d in g _____

_______ __

D ue to b a n k s an d b a n k e r s .......................... ..................
"Notes and bills re d is c o u n te d
Hills p a y a b le

_ _________________

T o ta ls .....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

5

MICHIGAN

No. 66.
L E N A W E E COUNTY SAVINGS BANK, AD RIAN .
O rg a n iz ed D e c e m b e r 16, 1869.
J . R. B e n n e t t ,
D

P r e s id e n t;

L. H. S a l s b u r y , V i c e - P r e s i d e n t ; H . V. C. H a r t ,
C. D. H a r d y , A s s i s t a n t C a s h i e r .

C a s h ie r;

. —J o s e p h R. B e n n e tt, C lin to n D. H a rd y , H e rm a n V. C. H a r t, V ic to r H . L a n e , D elos M.
B a k e r, W a r r e n J . P a rk e r, L e s te r H . S alsb u ry , C. E. W e a v e r, H. L. L a rw ill, R. A lfre d B ury.

ir e c t o r s

R e so u rc e s.

R e p o r t of
D ec. 1.

R e p o r t of
S e p t. 20.

R e p o r t of
M ay 5.

R e p o r t of
F e b . 18.
$127,087 60

$141,995 47

$148,093 02

$153,640 35

362,932 05

374,465 23

389,661 33

398,230 71

52 06

489 28

441 23

294 23

F u r n itu re a n d fix tu re s .........................

4,910 02

5,107 87

5,139 88

5,139 88

O th e r r e a l e s t a t e ....................................

10,899 38

3,429 47

2,961 86

2,914 46

P re m iu m s p a id — ..................................

361 58

564 78

519 50

516 70

D ue fro m b a n k s in r e s e r v e c i t i e s . ..

68,073 87

56,431 33

73,984 52

65,938 16

D ue fro m o th e r b a n k s an d b a n k e rs .

119 65

1,405 56

380 45

2,224 81

1,470 65

N ic k e ls a n d c e n t s ................ ..................

53 63

86 84

95 70

98 69

G old c o in ............... ....................................

4,414 00

3,719 00

4,026 50

4,110 00

L o a n s an d d is c o u n ts ............................
S to c k s , b o n d s a n d m o rtg a g e s ...........
O v e r d r a f t s ..................................- ...........B an k in g h o u s e ................................ .........

E x c h a n g e s fo r c le a rin g h o u s e ..........
C h e c k s an d c a s h ite m s ................... .

S ilv e r c o in .................................................
U. S. an d N a tio n a l b a n k n o te s ..........
T o ta ls .

831 28

600 00

766 55

13,713 00

28,743 00

15,151 00

20,920 00

$595,022 40

$616,244 00

$642,899 35

$654,040 38

$i00,000 00

$ 100,000

$100,000 00

$100,000 00

40,000

40,000

1,000

00

L iab ilitie s.
C a p ita l s to c k p a id i n .................
S u rp lu s fu n d ............................... ..............................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r ­
e s t a n d ta x e s p a id ..............................................

40,000

00

40,000

00

00

00

00

13,258 56

18,237 96

18,683 45

16,534 87

439,111 67

454,363 08

477,004 65

493,783 72

2,652 17

2,502 96

3,522 96

D iv id en d s u n p a id ................................ - ....................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it----S a v in g s d e p o s its ........................................................
S a v in g s c e r tif ic a te s o f d e p o s it..................... .

1,140 00

C e rtifie d c h e c k s ....................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................

3,688 29

3,721 79

$642,899 35

$654,040 38

D ue to b a n k s a n d b a n k e r s ......................................
N o te s an d bills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o t a ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$595,022 40

$616,244 00

6

STA TE

BA N K IN G

D E PA R T M E N T

No. 171.
W A LD BY AND C L A Y ’S STA TE BANK, A D RIA N ,
O rg a n iz ed J u n e 24, 1894.
F r a n k W . Cl a y ,

P r e s id e n t;

R o b e r t S. M o r e l a n d , V i c e
R ia l C l a y , C a s h i e r .

P r e s id e n t;

H. B. W a l d b y ,

M anager;

D i r e c t o r s .—E. B. W ald b y , H. B. W ald b y , F. W . C lay, R ial C lay, J. V. D e F o e , R. S. M o re lan d ,
W m . H. C ra n e , A. W . W o od, J. W . K irk.
R ep o rt of
F e b . 18.

R e s o u rc e s.

R ep o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o rt o f
D ec. 1.

L o a n s a n d d is c o u n ts ............. ..........................................

$242,877 52

$241,343 85

$250,672 56

$320,865 69

S to c k s , b o n d s a n d m o r t g a g e s ...................................

163,547 27

187,624 77

217,189 81

169,065 94

1,329 35

11 00

38 42

95 00

18,000 00

18,000 00

18,000 00

18,000 00

2,000 00

2,000 00

2,000 00

2,000 00

63,381 13

68,771 95

77,247 41

55,916 19

317 21

394 40

165 64

268 05

O v e r d r a f ts ___________ _______________ _________
B an k in g b o u s e .______ _________________ _
F u r n itu r e a n d f i x t u r e s ......................................... .........
O th e r r e a l e s t a t e ______ ____ ________

.

...

D ue fro m b a n k s in r e s e r v e c i t i e s ..............................
D u e fro m o th e r b a n k s an d b a n k e r s ..........................
E x c h a n g e s fo r c le a rin g h o u s e ............. .................... .
C h e c k s an d c a s h ite m s ........................ ................

734 64

735 95

408 80

N ic k e ls an d c e n t s ........ .....................................

170 63

143 44

154 69

43 09

G old c o i n . . . . ............... ......................

575 00

1,335 00

690 00

945 00

S ilv e r c o in ....................................

2,065 95

1,223 75

1,561 10

1,245 80

10,680 00

18,430 00

10,064 00

14,572 00

$505,361 49

$539,936 92

$578,421 19

$583,182 40

$55,000 00

$55,000 00

$55,000 00

$55,000 00

2,000 00

2,000 00

2,000 00

3,000 00

1,901 22

3,932 38

3,667 23

292 81

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

137,427 01

143,619 80

161,219 42

158,700 14

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it ...

139,356 92

133,034 84

135,510 65

124,628 80

169,663 38

202,349 90

221,023 89

241,560 65

$539,936 92

$578,421 19

$583,182 40

U. S. a n d N a tio n a l b a n k n o te s ............. ....... ..............
T o ta ls ....................................

L iab ilitie s.
C a p ita l s to c k p a id i n ............. ..

..........

S u rp lu s fu n d .........................................................
U n d iv id e d profits, le ss c u r r e n t ex p en se s, in te r e s t
an d ta x e s p a id ..............................
D iv id en d s u n p a id .................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it ___
S a v in g s d e p o s its .............................................. . .
S a v in g s c e r tif ic a te s o f d e p o s it .................................
C e rtifie d c h e c k s ............... ..............................................
C a s h ie r’s c h e c k s o u ts ta n d in g ................... .......
D ue to b a n k s a n d b a n k e r s ................................ ...........

12 96

N o te s an d bills re d is c o u n te d ............................ ..........
B ills p a y a b le ................. .....................................................
T o ta ls ...................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$505,361 49

STA TE

BANKS

OF

7

MICHIGAN

No. 179.
A LBION STA TE BANK, ALBION.
O rg an ized M a rc h 29, 1895.
E u g e n e P. R o b e r t s o n ,

P r e s id e n t;

W . S. K e s s l e r ,

V ic e P r e s i d e n t ;

D. A. G a r f ie l d ,

C a s h ie r.

D i r e c t o r s .—L. R. F isk, W . S. K e s s le r, M e r ritt O. S h e p a rd , A. J. G ale, S. Y. H ill, D. A. G arfield,
E u g e n e P . R o b e rtso n , W . H. R o d e n b a c h , G. W . S c h n e id e r.

R e s o u rc e s.

R e p o r t of
F e b . 18.

L o a n s a n d d is c o u n ts _____ _____ _______________

$103,108 63

$113,225 64

$125,113 47

$126,303 65

S to c k s , b o n d s a n d m o rtg a g e s ............. .......................

18,670 00

25,824 85

36,581 81

43,581 81

O v e r d r a f ts .... ........................... ..........................................

866 17

902 97

780 86

1,149 80

1,058 37

1,058 37

1,058 37

1,058 37

41,834 53

44,065 59

23 861 39

15,316 57

C h ec k s an d c a s h ite m s _______________ _______

433 01

1,076 40

N ic k e ls a n d c e n ts ...................... - ______ _________

43 72

41 06

91 87

83 49

G old c o in ...............- ..........................................................

2,830 00

2,290 00

2,075 00

3,335 00

B an k in g h o u se

..

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

................................ ..... .........

F u r n itu re a n d fix tu re s ....................................................
O th e r r e a l e s t a t e

R e p o r t of
M ay 5.

.

........ . . . .............. ..........

D ue fro m b a n k s in re s e r v e c itie s ..............................
Du ft fro m o th e r b a n k s a n d b a n k e r s
"Exchanges fo r c le a rin g h o u se

6,230 04
521 67

__ ................... ............... _......................

980 25

1,349 05

1,276 25

2,202 30

U. S. a n d N a tio n a l b a n k n o te s ..................._..............

8,497 00

5,735 00

4,331 00

6,065 00

$178,321 68

$195,568 93

$201,400 06

$199,617 66

______________________ _

$50,000 00

$50,000 00

$50,000 00

50,000 00

S u rp lu s fu n d
........................ .....................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ...... .........................................................

5,000 00

5,000 00

5,000 00

5,000 00

594 64

1,022 23

2,501 01

3,752 98

S ilv e r c o in

T o ta ls

____________________________________
L iab ilitie s.

C a p ita l s to c k p a id in

___________ _____ -

45 00

30 00

30 00

30 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

38,195 61

34,476 01

29,747 67

84,172 43

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

44,556 02

57,385 98

43,627 44

42,672 02
»

39,930 41

47,654 71

70,493,94

63,990 23

$178,321 68

$195,568 93

$201,400 06

$199,617 66

D iv id en d s u n p a id

___

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it__
S a v in g s d e p o sits. .................................. ...........................
S a v in g s c e r tif ic a te s o f d e p o sit

______________

C ertified c h e c k s _ .... ... .............................................
C a s h ie r's c h e c k s o u ts ta n d in g .
D ue to b a n k s and b a n k e rs

_

____
__

____

__________

N o te s and bills it d is c o u n te d
D ills p a y a b le
T o ta ls

__

____

....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

8

STA TE

BA N K IN G

D E PA R T M E N T

No. 167.
COMMERCIAL AND SAVINGS BANK, ALBION..
O rg a n iz ed S e p te m b e r 30, 1893.
J o h n G. B r o w n ,

P r e s id e n t;

S. B. A l l e n ,

V ic e P r e s id e n t;

P . M. B e a r in g , C asllier .

D i r e c t o r s .—S. B. A llen, E d w a rd S u tto n , L. J . W o lc o tt, S a m u e l D ickie, J o h n Jo h n so n , F r a n k E. P a lm e r,
J o h n G. B ro w n , A. L. M cC u tc h e o n .
R e p o r t of
F e b . 18.

R e s o u rc e s.

L o a n s a n d d is c o u n ts ........- ................ .............................

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20i

R e p o r t of
D e c. 1.

$79,491 73

$83,245 64

$82,070' 92

$79,538 38

32,392 48

33,778 48

41,511 54

67,854 98

O v e r d r a f ts - ............... ...................................... ....... .........

1.568 61

1,822 05

3,594 91

3,056 81

B an k in g h o u s e ....................................- .................. ...........

5,400 00

5,400 00

5,400 00

5,400 00

F u r n itu r e an d fix tu re s ....................................................

1,750 00

1,750 00

1,750 00

1,750 00

S to c k s , b o n d s an d m o rtg a g e s _________ _______

O th e r r e a l e s t a t e ..............................................................

9,550 00
34,638 99

32,730 40

20,311 29

8,996 62

C h e c k s an d c a s h ite m s ............... . .................................

12,502 36

267 75

360 06

569 94

N ic k e ls a n d c e n ts ....................................... ....... ............

123 88

69 15

70 00

102 42

G o ld c o in ........................................................... .................
.;
S ilv e r c o in ........ .................. ............................... ..............

3,852 50

4,110 00

4,166 00

4,440 00

1,353 50

1,302 50

1,491 65

778 15

U. S. a n d N a tio n a l b a n k n o te s ................... ...............

1,644 00

3,920 00

3,525 00

2,689 00

T o t a l s .....................................................................

$174,718 05

$168,395 97

$173,801 37

$175,176 30

C a p ita l s to c k p a id i n ____________________ ______

$35,000 00

$35,000 00

$35,000 00

$35,000 00

S u rp lu s fu n d ............................................ .......................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
an d ta x e s p a i d .. ....................................... ...................

7,500 00

7,500 00

8,000 00

8,000 00

812 12

1,954 50

974 20

1,376 55

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ..................

52,945 35

40,376 09

29,083 55

26,644 70

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

18,959 87

20,589 52

26,855 86

23,983 66

59,500 71

62,975 86

73,887 76

79,224 89

$174,718 05

$168,395 97

$173,801 37

$175,176 30

D ue fro m b a n k s in r e s e r v e c i t i e s . . . .........................
D ue fro m o th e r b a n k s an d b a n k e r s ...........................
E x c h a n g e s fo r c le a rin g h o u s e ........... .......................

L iab ilitie s.

D iv id en d s u n p a id ............................ .

.........................

946 50

Timfe c o m m e rc ia l c e r tif ic a te s o f d e p o s it.. . ___
S a v in g s d e p o s its ...... .........................................................
S a v in g s c e r tif ic a te o f d e p o s it___________ ____ _
C e rtifie d c h e c k s .. .................................. .......................
C a s h ie r’s c h e c k s o u ts ta n d in g .... .............. ..................
D ue to b a n k s a n d b a n k e r s ...........................................
N o te s an d bills re d is c o u n te d .

..........................

B ills p a y a b l e ....................................................................
T o t a l s ............. ........................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STATE

BANKS

OF

M IC H IG A N

9

N o . 169.
ALPENA

C O U N T Y S A V IN G S B A N K , A L P E N A .
O rg an ized A p ril 12, 1894.

W il l ia m H. D a v is o n ,

P r e s id e n t;

F r a n k C. H o lm es ,

V ic e P r e s i d e n t ;

C. B. W il l ia m s ,

C a s h ie r .

D ir e c t o r s .—W m. H. D avison, F r a n k C. H o lm es, J o h n N ich o lso n , H . H. W h itte ls h o f e r , M ich a e l
O ’B rie n , S. A. D avison, D. D. H a n o v e r, R o b e r t M ontrose.

R e so u rc e s.

R ep o rt of
F eb . 18.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o rt of
D ec. 1.

L o a n s an d d is c o u n ts ........................................................

$125,560 09

$126,788 98

$132,561 20

$118,646 74

S to c k s , b o n d s a n d m o rtg a g e s ...................- ................

50,150 53

47,800 61

56,654 29

58,460 33

O v e r d r a f ts ......................................- ...................................

809 55

1,701 35

478 11

907 79

10,850 00

10,850 00
2,150 00

B an k in g h o u s e ...................................................................

10,850 00

10.850 00

F u r n itu r e a n d fix tu re s ....................................................

2,150 00

2,150 00

2,150 00

O th e r r e a l e s t a t e ..............................................................

115 40

115 40

115 40

115 40

D ue fro m b a n k s in re s e r v e c itie s ................................

20,903 30

22,201 19

9,457 53

25,099 92

D ue fro m o th e r b a n k s an d b a n k e r s .........................

3,748 59

802 34

1,094 24

1,390 40

E x c h a n g e s fo r c le a rin g h o u se .....................................

299 16

1.069 85

1,377 04

600 34

C h ec k s a n d c a s h ite m s ...................................................

595 36

369 49

1,018 46

860 00

N ic k e ls a n d c e n t s ..............................................................
G old c o in ........................................ .................. - ..............

312 08

215 06

88 38

116 48

3,087 50

3,015 00

3,150 00

3,350 00

S ilv e r c o in ........... ...............................................................

720 00

1.445 00

1,505 50

1,769 00

U. S. an d N a tio n a l b a n k n o te s ................. ...............

4,425 00

14,001 00

3,921 00

5,527 00

T o t a ls ............... ................... .................................... .

$223,726 56

$232,525 27

$224,421 15

$229,843 40

C a p ita l s to c k p a id in ........... ..........................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .................................................. - ..................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te re s t an d ta x e s p a i d . . -----------------------------------

2,500 00

2,500 00

2,500 00

2,500 00

8,535 18

4,911 03

3,548 11

4,884 65

49-, 692 09

L iab ilitie s.

C o m m e rc ia l d e p o sits s u b ie c t to c h e c k ...................

5(3,281 59

56,037 92

54,612 88

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

241 60

122 24

562 47

200 00

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............

17,452 34

22,036 51

21,050 75

22,065 10

S a v in g s d e p o s its ..................................... .........................

91,715 85

96,917 57

92,146 94

100,501 56

$232,525 27

$224,421 15

$229,843 40

S a v in g s c e r tif ic a te s o f d e p o s it-------- -------- --------

Not.fts a,nd hills re d is c o u n te d

T o t a ls _____________ ______ ___ ___ ___________
2


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

v

$223,726 56

10

STA TE

BA NKING

D EPA R T M E N T

No. 48.
ANN A RB O R SAVINGS BANK, ANN ARBOR.
O rg a n iz ed F e b r u a r y 4, 1869.
Ch r is t ia n

Ma c k ,

P r e s id e n t;

R e o rg a n iz e d D e c e m b e r 9, 1889.

W m . D. H a r r im a n , V i c e P r e s i d e n t ;
M. J. F r i t z , A s s i s t a n t C a s h i e r .

C h a s . E. H is c o c k ,

C a s h ie r;

D ir e c t o r s .—C. M ack, D av id R insey, W m . D. H a rrim a n , W m . D eu b el, D a n iel H isc o c k , W illa rd B.
S m ith , L,. G ru n er.
R e p o r t of
F e b . 18

R e so u rc e s.

R e p o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts ............... .................... ...................

$490,443 13

$487,492 10

$489,460 04

$437,953 26-

S to c k s , b o n d s an d m o rtg a g e s ........... .................. .......

591,774 21

628,894 02

672,283 90

684,611 59

O v e r d r a f ts ................. .........................................................

962 15

1,303 69

1,592 21

1,984 86

20,500 00

20,500 00

20,500 00

20,500 00

B an k in g h o u s e ...................

_

...........................

F u r n itu re an d fix tu re s ............................. .....................

7,917 32

7,417 32

7,417 32

7,417 32

O th e r r e a l e s t a t e ........................ .....................................

48,081 43

53,804 79

49,781 43

48,781 43

D ue fro m b a n k s in r e s e r v e c itie s ..............................

160,806 43

149,641 32

92,913 23

151,679 32

D ue fro m o th e r b a n k s an d b a n k e r s ..........................

2,305 25

1,831 21

10,282 30

610 15

359 20

3,490 93
765 28

E x c h a n g e s fo r c le a rin g h o u se

.......................

......................................

1,122 41

311 60

663 88

N ic k e ls a n d c e n t s . .........................................................

711 28

872 27

440 02

324 57

G old c o in ...............................................................................

34,752 50

35,242 50

38,105 00

40,257 50

C h ec k s a n d c a s h ite m s

S ilv e r c o in ........................__.............................................

5,525 00

7,400 00

3,500 00

1,365 00

U. S. a n d N a tio n a l b a n k n o te s ...................... .............

37,615 00

57,761 00

17,434 00

27,980 00

.......... $1,402,516 11

$1,451,250 76

$1,396,281 44

$1,437,393 36

T o ta ls ................... ......................................
L iab ilitie s.

C a p ita l s to c k p a id i n .......................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d ___ ___________________________
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
a n d ta x e s p a id .......................

150,000 00

150,000 00

150,000 00

150,000 OO

8,431 21

13,468 57

16,294 78

14,964 16

193 00

332 00

323 00

398 00

210,617 70

221,116 06

165,444 36

199,562 21

S a v in g s d e p o s i t s .............................................. .. ..........

831,710 31

844,800 94

878,655 62

898,610 79

S a v in g s c e r tif ic a te s o f d e p o s i t ................. ..............

132,113 40

151,703 44

116,948 95

101,204 29

19,450 49

19,829 75

18,614 73

22,653,91

$1,402,516 11

$1,451,250 76

$1,396,281 44

D ividends u n p a id ____ ______________

______

C o m m e rc ia l d e p o sits s u b je c t to c h e c k . . ..............
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s i t ___
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it_____

C e rtifie d c h e c k s .................................. .............................
C a s h ie r’s c h e c k s o u ts ta n d in g .....................................
D ue to b a n k s an d b a n k e r s ..........................................
N o te s an d bills re d is c o u n te d .......................................
B ills p a y a b le ............... ................................................
T o ta ls .................................. ...................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$1,437,393 36-

STA TE

BANKS

OF

11

M ICHIGAN

No. 26.
FA R M ERS AND M ECHANICS’ BANK, ANN ARBOR.
O rg an ized O c to b e r 13, 1882.
Reuben K em pf,
D

ir e c t o r s

.—

P r e s id e n t;

C h as . E. G r e e n e , V i c e P r e s i d e n t ; F r e d e r ic k H. B e l s e r ,
H. A. W il l ia m s , A s s i s t a n t C a s h i e r .

C a s h ie r,

W m . C. S te v e n s , C has. E. G re e n e , A m b ro se K e a r n e y , W . F. B re a k e y , D. F. S h a ire r,
R e u b e n K e m p f, J u n iu s E B eal, G. F . A llm e n d in g e r, O liv er M. M artin.

R e so u rc e s.

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts .......................................................

$284,429 14

$269,065 38

$252,430 17

$251,785 36

S to c k s , b o n d s a n d m o rtg a g e s ......................................

134,281 28

168,203 17

179,037 46

194,685 34

2,632 76

1,519 50

2,480 57

1,343 80

O v e rd ra fts

_ ____ ________________________

F u r n itu r e a n d fix tu re s ...... ............................................ -

1,500 00

1,500 00

1,500 00

1,500 00

O th e r r e a l e s t a t e ..............................................................

2,800 00

2,800 00

2,800 00

2,800 00

D ue fro m b a n k s in r e s e r v e c itie s ................................

77,175 12

62,472 73

47,429 65

57,049 53

D u e fro m o th e r b a n k s a n d b a n k e r s ..........................

27,672.82

26,215 02

20,348 19

17,401 06

1,019 09

865 32

1,605 57
774 13

E x c h a n g e s fo r c le a rin g h o u s e ..........- .........................
C h ec k s a n d c a s h i te m s ..................................................

1,866 15

767 56

1,538 71

N ic k e ls a n d c e n ts ............. . ..............................................

83 21

200 10

139 60

112 65

11,350 75

10,510 00

10,525 00

10,907 10

Hold enin

___________________________
_ _ ________ ____________________

1,178 70

1,682 25

1,322 40

2,086 10

U. S. an d N a tio n a l b a n k n o te s ....................................

10,588 00

6,495 00

6,826 00

3,520 00

T o t a l s .....................................................................

$555,557 93

$552,449 80

$527,243 07

$545,570 64

C a p ita l s to c k p a id in ......................................- ................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fund
__ ________ ____________
U n d iv id e d pro fits, less c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a i d ..............- ..........................................

30,000 00

30,000 00

30,000 00

30,000 00

9,151 85

4,117 08

6,450 54

S ilv e r enin

L iab ilitie s.

4,886 77

D iv id en d s u n p a id ...............................................................

57 50

57 50

17 50

C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...................

140,633 28

123,237 44

114,916 22

155,804 27

158,636 09

124,932 99

121,480 55

D eiiiaiiil Cuiiililci oiflil o61 tlilC3it6S o f d e p o s it-----T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it-----------

174,163 86

181,240 67

C e rtifie d c h e c k s ........................ >-....................................

12 25

126 25

20 00

T o t a l s ......................................- .............................

$555,557 93

$552,449 80

$527,243 07

S a v in g s d e p o s it s ............................... - ................ - ...........

115,883 32
221,756 23

203,239 28


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$545,570 64

12

STA TE

BA N K IN G

D EPA RTM EN T

No. 144.
STA TE SAV ING S BANK OF ANN A RBOR, ANN ARBOR.
O rg an ized N o v e m b e r 18, 1892.
W . J. B o o t h ,

P r e s id e n t;

W i. A rnold,

V ic e P r e s i d e n t ;

O. J . W a l z ,

A s s i s t a n t C a s h ie r.

D ir e c t o r s .—E u g e n e F. Mills, J o h n H ein zm an , J o h n H a a r e r , W illia m J. B o o th . J o h n V. S h e e h a n .
W m . A rn o ld , E u g e n e E. B eal, J a m e s H . W a d e , G eo. P . G lazier, J o h n K o c h , C h ris tia n M artin , N . J.
K y e r, H e n ry S. C a r h a r t, V. C. V a u g h an .
R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

L o a n s a n d d is c o u n ts ............._............................... .........

$212,174 00

$234,625 85

$226,278 79

$203,907 23

S to c k s , b o n d s a n d m o rtg a g e s .....................................

91,850 60

96,808 16

111,423 16

139,130 30

O v e r d r a f ts ................. .......................................... ..............

900 56

491 58

1,595 91

207 93

3,400 00

3,400 00

3,200 00

3,200 00

D ue fro m b a n k s in r e s e r v e c i t i e s ...... ......................

52,210 83

70,431 58

41,479 19

52,743 08

D ue fro m o th e r b a n k s a n d b a n k e r s ..........................

9,714 58

12,200 99

30,820 78

6,390 55

C h e c k s an d c a s h ite m s ...................................................

1,624 04

2,248 11

3,185 63

N ic k e ls an d c e n t s ............_...................... - ......................

241 22

323 03

391 89

337 50

5,261 22

5,581 22

6,982 50

7,187 50

R e so u rc e s.

R ep o rt of
D ec. 1.

B an k in g h o u s e ............................................. _....................
F u r n itu re an d fix tu re s ............. _.....................................
O th e r r e a l e s t a t e .............................. ..............................

3,411 03

E x c h a n g e s fo r c le a rin g h o u s e .................................. .

G old c o in .........................................................

...... ......

1,749 00

S ilv e r c o i n - . . ...................................................................

1,567 35

1,141 40

2,183 00

550 95

U. S. a n d N a tio n a l b a n k n o t e s . ...............................

12,953 00

14,057 00

13,394 00

13,248 00

T o ta ls ................... .................. .....................................

$391,897 46

$441,308 92

$440,934 85

$432,063 07

C a p ita l s to c k p a id in ............................ ....... ..................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a i d . ........................................
.............

4,500 00

4,500 00

5,000 00

5,000 00

5,910 35

7,332 34

8,692 13

6,577 95

C o m m e rc ia l d e p o s its s u b je c t to c h e c k .. .............

89,140 91

118,589 16

108,573 41

96,575 47

D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

79,281 97

78,766 08

64,589 06

54,601 84

163,064 23

182,121 34

204,080 25

219,307 81

$391,897 46

$441,308 92

$440,934 85

$432,063 07

L iab ilitie s.

D iv id en d s u n p a id ..............................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it______
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o sit
C e rtifie d c h e c k s ____________ _____________ _____
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s an d b a n k e r s .............................................
N o te s an d bills r e d i s c o u n t e d ..................................
Bills p a y a b le .

.....................

................................

T o ta ls . . .............................................................. .......


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

13

M ICHIGAN

No. 62.
W EST M ICHIGAN SAVINGS BANK, BANGOR.
O rg an ized A p ril 8, 1880.
J . E. S e b r i n g ,

P r e s id e n t;

A. C h a p m a n ,

V ic e P r e s id e n t ;

Ge o . Ch a p m a n ,

C a s h ie r .

D ir e c t o r s .—A lv in C h ap m an , J. E. F e rg u s o n , G eo. C h ap m an, W m . B ro a d w ell, A n so n G oss. J o h n E.
S e b rin g , E m m a M c N itt, C. B. C harles.

R e so u rc e s.

R ep o rt of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec 1.

L o a n s a n d d is c o u n ts ..............................

$49,242 67

$45,978 79

$55,307 64

$54,815 92

S to c k s, b o n d s an d m o r tg a g e s ............

23,556 25

27,277 92

36,331 99

35,677 51

O v e r d r a f ts .................................................
B an k in g h o u s e ........ - ...............................
F u r n itu r e a n d fix tu re s ..........................

328 40

328 40

328 40

328 40

O th e r r e a l e s t a t e ................... - ..............

1,922 60

1,922 60

1,630 00

1,630 00

D ue fro m b a n k s in re s e r v e c i t i e s . . .

46,474 50

38,695 67

14,276 53

21,759 06

C h e c k s an d c a s h ite m s ........................

503 70

740 02

621 67

837 36

N ic k e ls a n d c e n t s ..................................

68 25

144 58

83 76

64 25

G old c o in ............. ........................- ...........

1,456 50

529 00

1,146 50

1,426 50

D ue fro m o th e r b a n k s a n d b a n k e rs .
E x c h a n g e s fo r c le a r in g h o u s e ..........

S ilv e r c o in .................................................

1,400 00

1,400 00

470 83

1.535 00

U. S. a n d N a tio n a l b a n k n o t e s ------

2.048 00

3,439 00

2,045 00

2.535 00

$127,000 87

$120,455 98

$112,242 32

$120,609 00

$25,000 00

$25,000 00

$25,000 00

$25,000 00

1,535 00

1,535 00

1,659 00

1,659 00

208 54

756 16

255 03

973 12

36,449 26

30,628 75

24,252 73

27,093 19

13,173 37

9,083 07

8,896 34

10,244 90

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

47,666 16

50,839 45

S a v in g s d e p o s its ........................................................

2,968 54

2,613 55

T o t a ls .

L iab ilitie s.
C a p ita l s to c k p a id i n .................
S u rp lu s fu n d » ................ - .......................................... U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
a n d ta x e s p a id ..................... ..................-................
D iv id en d s u n p a id ........ ...........................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ..........
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit.

S a v in g s c e r tif ic a te s o f d e p o s it........... ..............

3,065 28

3,201 54

49,113 94

52,437 25

$112,242 32

$120,609 00

C e rtifie d c h e c k s .......................................................
C a s h ie r’s c h e c k s o u ts ta n d in g .............................
D ue to b a n k s an d b a n k e rs .....................................
N o te s an d bills r e d is c o u n te d ................................
B ills p a y a b le ................................................. - .............
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$127,000 87

$120,455 98

14

STA ^E

B A N K IN G

D EPA R TM EN T

NO. 93.
CITY BANK, BA T T L E CREEK.
O rg a n iz ed J u n e 14, 1871.
N elso n E l d r e d ,

P r e s id e n t;

J. M. W a r d ,

V ic e P r e s id e n t ;

F r e d e r i c k A. A i . l w a r d t ,

C a sh ie r.

D i r e c t o r s .—W illa rd H. E ld re d , F . R. K in g m a n , S im o n H . M orley, J o s e p h M. W a rd ,
N e lso n E ld re d .
R ep o rt of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

$508,659 49

$548,781 13

$580,857 29

$589,959 76

157,413 92

160,334 57

169,204 57

154,543 32

15,509 82

15,718 54

24,612 81

13,619 18

F u r n itu re a n d fix tu re s ........................................... .........

3,900 00

3,900 00

3,900 00

3,900 0»

O th e r re a l e s t a t e ............... ........................_..................

3,724 82

3,724 82

3,724 82

3,724 82

L o a n s a n d d is c o u n ts ........................................ - _____
S to c k s , b o n d s

and

rn o rtg a g e s

.

O v e r d r a f ts ............... - ........................................................
B an k in g b o u se

7,241 11

C u rre n t e x p e n s e s in te r e s t and ta x e s paid
"One fro m b a n k s in r e s e r v e c itie s _______________

137,872 25

148,050 00

133,622 37

166,307 05

D ue from o th e r b a n k s a n d b a n k e r s _____________

582 02

1,826 67

3,385 25

2,736 57

C h ec k s a n d c a s h ite m s ............... ................ - ................

1,686 11

1,663 29

5,524 20

4,876 06

N ic k e ls a n d c e n t s ____________ _______ _____ ____

441 50

224 42

175 74

264 10

9,687 50

4,229 50

7,935 00

8,065 00

E x c h a n g e s fo r c le a r in g h o u se

G old c o in

................................ ............. ..................
......................................- ........................

1,452 40

1,700 60

1,050 65

2,636 00

U. S. a n d N a tio n a l b a n k n o te s ............................ .......

9,590 00

39,862 00

24,484 00

28,090 00

T o ta ls ........................... ..........................................

$850,519 83

$937,256 65

$958,476 70

$978,721 86

...................................................

$50,000 00

$50 000 00

$50,000 00.

$50,000 00

S u rp lu s fu n d - _____________ _____ - ..............
U n d iv id e d p ro fits, le ss c u r r e n t ex p e n se s, in te r e s t
an d ta x e s p a i d . ......................................... - ..................

55,000 00

55,000 00

55,000 00

55,000 00

2,032 63

* 6,567 23

10,798 80

7,742 36

C o m m e rc ia l d e p o s its s u b je c t to c h e c k .................

131,917 52

151,068 26

154,783 86

168,267 37

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

17,452 32

28,371 15

26,912 72

22,351 22

592,012 73

644,880 41

660,797 23

673,764 58

2,104 63

1,369 60

184 09

1,596 33

$850,519 83

$937,256 65

$958,476 70

$978,721 86

S ilv e r co in

L iab ilitie s.
C a p ita l s to c k p a id in

D iv id en d s u n p aid

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o sits _

_____________ _______ __

S a v in g s c e r tif ic a te s o f d e p o sit
O c rtitle d c h e c k s
C a s h ie r’s c h e c k s o u ts ta n d in g
D ue to b a n k s a n d b a n k e r s ...........................................
N o te s an d bills re d is c o u n te d
B ills p a y a b le
T o ta ls

-

_______ ______ ____________

* G ross u n d iv id e d p ro fits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

15

M ICHIGAN

No. 178.
M ERC H A N TS’ SAVINGS BANK, B A T T L E CREEK.
O rg an ized M arch 28, 1895.
F rank T u r n er ,

P r e s id e n t;

A m b r o se M. M i n t y , V i c e P r e s i d e n t ;
W ells, A s s i s t a n t C a s h ie r.

S cott F ie l d ,

F red

C a s h ie r ;

D ir e c t o r s .—S c o tt F ie ld , P e t e r H o ffm aste r, A. M. M inty, F r a n k T u rn e r, I s a a c A m b e rg .
R e p o rt o f
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d i s c o u n t s ......................................................

$72,024 95

$80,989 15

$90,772 37

$102,026 61

S to c k s , b o n d s a n d m o r tg a g e s .....................................

75,554 50

121,276 75

130,117 50

136,996 50

O v e r d r a f ts ......................................................................... .

1,466 53

3,282 01

1,057 92

622 28

1,500 00

1,500 00

1,500 00

1,500 00

D ue fro m b a n k s in r e s e r v e c itie s ................. ..........

47,521 68

53,773 78

61,639 13

52,932 98

D ue fro m o th e r b a n k s an d b a n k e r s ..........................

380 87

58 07

507 64

220 85

C h e c k s a n d c ash ite m s ..................................................

46 01

71 91

2,555 20

912 43

N ic k els a n d c e n t s . .

96 76

87 23

103 66

139 30

2,950 00

4,640 00

8,685 00

3,500 00

R an k in g h o u se

__

___

_ __________

F u r n itu r e a n d fix tu re s ..................................................
O th e r r e a l e s t a t e ............................................................ .

F x -ch an g es fo r c le a rin g h o u s e ____________

............................................... .

G old c o in ................................................ ............. ..... .........
...............................................................

1,933 00

1,781 00

782 00

2,341 00

U. S. a n d N a tio n a l b a n k n o te s ........... .......................

5,075 00

10,238 00

4,715 00

8,731 00

T o t a l s ........................................... .. .....................

$208,549 30

$277,697 90

$297,435 42

$309,922 95

C a p ita l s to c k p a id i n ......................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d ........................................... ............................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id .......................................... _...........__

2,000 00

2,000 00

2,500 00

2,500 00

1,948 16

2,738 34

4,413 38

4,813 89

C o m m e rc ia l d e p o s its s u b je c t to c h e c k _________

53,530 72

89,772 56

84,661 22

82,906 87

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

9,129 78

14,489 48

14,628 74

14,067 71

91,940 64

118,697 52

141,232 08

155,634 48

$208,549 30

$277,697 90

$297,435 42

$309,922 95

S ilv e r c o in .

L iab ilities.

D iv id en d s u n p a i d ...................................................... .......

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o s its ............... .............................................. .
S a v in g s c e r tif ic a te s o f d e p o sit

.......................... -

C e rtifie d c h e c k s ____________ _______ __________
C a s h ie r’s c h e c k s o u ts ta n d in g
D ue to h a n k s an d b a n k e rs
N o te s a n d bills re d is c o u n te d ........... ..........................
B ills p a y a b le

............................................. ................

T o t a ls .......................... ........................ ...............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

16

STA TE

BANKING

D EPA RTM EN T

No. 63.
BAY CITY BANK, BAY CITY.
O rg a n iz ed S e p te m b e r 4, 1871.
W m. P e t e r ,

J. W e n t w o r t h , V i c e P r e s i d e n t ; G e o . H . Y o u n g ,
H. C. Mo u l t h r o p . A s s i s t a n t C a s h i e r .

P r e s id e n t;

C a s h ie r ;

D i r e c t o r s .- G e o rg e H . Y o u n g , A. M cD onnell, J u s tin W e n tw o r th , C h a rle s E. Y oung, W illiam P e te r ,
F. B. C h e sb ro u g h , G e o rg e K. W e n tw o rth .
R e p o r t of
F e b . 18.

R e so u rc e s.

L o a n s an d d is c o u n ts ................................ ...................
S to c k s , b o n d s a n d m o rtg a g e s .

__ .....................

O v e rd ra fts ........................................ ................................

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$602,210 57

$617,811 48

$693,471 19

$659,218 53

169,625 25

163,978 94

181,166 61

205,977 48

1,801 46

1,319 55

1,646 29

2,804 59

B an k in g h o u s e .............................................. ....................
F u r n itu r e a n d f ix tu r e s ..................................................

8,000 00

8,000 00

8,000 00

8,000 00

17,000 00

17,000 00

14,000 00

14,000 00

D ue fro m b a n k s in re s e r v e c itie s ...............................

196,771 49

182,861 05

206,565 05

217,476 05

D ue fro m o th e r b a n k s an d b a n k e rs ........................

261 86

1,391 71

4,049 19

1,389 50

E x c h a n g e s fo r c le a rin g h o u s e .................................. .

2,291 07

2,479 89

3,650 23

6,753 88

C h e c k s a n d c a s h i t e m s ........... ......................................

12 00

374 01

722 25

509 69

N ic k e ls a n d c e n ts ..................................................... .......

598 61

860 11

618 92

446 36

28,932 50

31,907 50

30,910 00

31,270 00

O th e r r e a l e s t a t e ....................................

G old c o in ................. ... ........................... .
S ilv e r c o in ...........

. .

6,364 65

7,014 45

6,131 60

5,607 30

20,296 00

24,751 00

27,479 00

41,546 00

T o t a l s ............................................... ............................. $1,054,165 46

$1,059,749 69

$1,178,410 33

$1,194,999 38

U . S. an d N a tio n a l b an k n o te s ..................... ...........

L iab ilitie s.
C a p ita l s to c k p a id in .......................................................

$150,000 00

$150,000 00

$150,000 00

$150,000 00

S u rp lu s fund.................. .....................................................
U n d iv id e d p rofit, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ........................................................... .

50.000 00

50,000 00

50,000 00

50,000 00

25,662 30

30,280 56

27,964 48

26,101 60

360 00

320 00

40 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ............... .

189,451 68

185.375 33

224,859 60

248,972 90

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.........

141,603 07

134,890 15

158,756 05

128,404 40

476.174 42

» 488,091 99

549,963 62

576,593 17

583 92

1,554 15

624 22

D iv id en d s u n p a id ...............................................

. .

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it..............
S a v in g s d e p o s i t s ......................................................... ..
S a v in g s c e r tif ic a te s o f d e p o s it............................. .
C e rtifie d c h e c k s ................ ................. ............................

1,357 40

C a s h ie r's c h e c k s o u ts ta n d in g ..................... ...............
D ue to b a n k s a n d b a n k e r s .............................................

201 10
19,556 59

20,006 64

15,272 43

14,303 09

T o t a l s . .......................... ............................................... $1,054,165 46

$1.059.749 69

$1,178,410 33

$1,194,999 38

N o te s a n d bills r e d is c o u n t e d ................... ..................
B ills p a y a b le ............................................ ..........................


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Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

17

MICHIGAN.

No. 43.
BAY COUNTY SAYINGS BANK, BAY CITY .
O rg an ized F e b ru a ry 1, 1884.
T hom as C r a n a g e ,

P r e s id e n t;

G. H e n r y S h e a r e r ,

V ic e P r e s id e n t ;

J o h n Mu l lh o l la n d ,

T rea su rer.

D ir e c t o r s .—J o h n M ullholland, N. A. E ddy, H . M. G ille tt, G. H e n ry S h e a re r, T h o m as C ra n a g e ,
G u sta v e s H in e, F r e d T. N o rris.
R e p o rt of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

L o a n s a n d d is c o u n ts ................ .............................. ......

$296,708 28

$267,693 65

$227,884 06

$275,570 76

S to c k s , b o n d s a n d m o rtg a g e s ............... ......................

75,275 67

96,407 53

93,347 16

90,832 16

44 43

33 48

121 18

100 25

R e s o u rc e s.

O v e r d r a f ts ....................................................................

R ep o rt of
D ec. 1.

B an k in g h o u s e ...................................................................
•
F u r n itu r e a n d fix tu re s ..................................................
O th e r r e a l e s t a t e .................................... ..................
D ue fro m b a n k s in r e s e r v e c itie s ..............................

6,086 57

6,131 82

6,188 47

6,188 47

103,227 34

111,538 93

147,979 37

91,083 25

272 71

289 20

695 78

674 37

D ue fro m o th e r b a n k s a n d b a n k e r s ..........................
E x c h a n g e s fo r c le a rin g h o u s e ..............................
C h e c k s a n d c a s h ite m s ..................... .............................
N ic k e ls a n d c e n t s . . . ................... .....................
G old c o in ..................... .......................................................
S ilv e r c o in .......................... .......... ...........................

81 50

100 85

76 48

100 30

6,130 00

6,310 00

6,595 00

6,170 00

536 25

325 65

501 10

537 40

U. S. an d N a tio n a l b a n k n o te s .......................... .........

11,131 00

11,738 00

18,884 00

21,858 00

T o ta ls ........ .................................................. ..........

$499,493 75

$500,569 11

$502,272 60

$493,114 96

C a p ita l s to c k p a id in .................................. ..................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d ..............................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id .......................... ........ ....................

25,000 00

25,000 00

25,000 00

25,000 00

7,528 12

7,414 92

6,569 99

8,077 53;

L iab ilitie s.

D iv id en d s u n p a i d .. . ............. ......................... ..............
C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

110 00

75 0»

78,381 51

82,642 69

81,955 07

64,677 83

338,477 93

335,411 50

338,337 54

345,231 35

106 19

100 00

300 00

53 25

$499,493 75

$500,569 11

$502,272 60

$493,114 96

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............
S a v in g s d e p o s its ............... ............................. ..............
S a v in g s c e r tif ic a te s o f d e p o s it .................................
C e rtifie d c h e c k s ..................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
D ue to b a n k s an d b a n k e r s ...........................................
N o te s an d bills r e d i s c o u n t e d ......................................
Bills p a y a b le ....................... .............................................
T o t a l s ...................................................................

3


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

18

STA TE

BA N K IN G

D EPA R T M E N T

No. 30.
T H E COMMERCIAL BANK, BAY CITY.
O rg an ized A u g u st 15, 1888.
C. R. H a w l e y ,

P r e s id e n t;

C. C. W h i t n e y ,

V ic e P r e s i d e n t ;

J. R. W a t r o u s ,

C a s h ie r.

D i r e c t o r s .—C has. C. W h itn e y , G. K . J a c k s o n , T h o m as A. E. W e a d o c k . C.R . H a w le y , Geo. P e n n im a n
C. C. B a rk e r, B e n ja m in B o u tell, R o b e r t C. B ialy, J o h n O. W e a d o c k .
R e p o r t of
F e b . 18.

R e so u rc e s.

L o a n s an d d i s c o u n t s ......... ...............

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$285,587 64

$281,678 30

$226,757 90

$244,128 45

24,893 33

24,420 00

24,420 00

24,420 00

541 83

307 59

1,574 98

1,660 50

F u r n itu re an d fix tu re s __________ ______

6,444 92

6,444 92

6,444 92

6,444 92

O th e r r e a l e s t a t e ............................

4,234 79

4,234 79

4,734 79

4,734 79

24,540 87

23,229 82

6,816 46

24,403 97
1,685 74

S to c k s , b o n d s an d m o rtg a g e s ...................
O v e r d r a f ts .................................

'

B an k in g h o u s e ..................................

D ue fro m b a n k s in r e s e r v e c itie s ___
D ue fro m o th e r b a n k s a n d b a n k e r s .

..

E x c h a n g e s fo r c le a r in g h o u s e ................................
C h ec k s a n d c a s h it e m s . .................
N ic k e ls an d c e n ts ..............................

983 34

2,250 49

310 84

520 43

988 15

2,735 20

595 59

3,208 42

2,921 97

2,472 76

2,574 72

129 40

118 00

86 00

90 75

1,457 50

2,577 50

657 50

520 00

S ilv e r c o in ................. ...................

2,583 35

2,963 73

782 28

4,223 09

U. S. an d N a tio n a l b a n k n o te s ............

5,607 00

4,792 00

10,921 00

6,168 00

$360,732 82

$356,927 26

$288,714 63

$321,650 52

$100,000 00

$100,000 00

$100,000 00

$100,000 00

1,000 00

1,000 00

1,000 00

1.000 00

7,177 96

7,890 83

7,139 12

7,496 37

183,107 88

178,044 13

116,890 88

152,615 04

3,698 -40

1,697 80

1,485 81

3,717 17

46,391 31

46,362 69

G old c o in ................. ..............

T o t a ls .........................................

L iab ilitie s.
C a p ita l s to c k p a id in .....................
S u rp lu s fu n d _____ _____
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
an d ta x e s p a id .....................
D iv id en d s u n p a id ...................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k
D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit

25,118 91

S a v in g s d e p o s its .......................

45,716 02

S a v in g s c e r tif ic a te s o f d e p o sit

20.028 46

C ertifie d c h e c k s _____ .

4 10

42,582 91

328 00

1,091 63

C a s h ie r's c h e c k s o u ts ta n d in g .
D ue to b a n k s an d b a n k e r s ........

264 68

N o te s a n d bills r e d is c o u n te d ..
B ills p a y a b le _____ _____
T o t a l s ________


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$360,732 82

$356,927 26

$288,714 63

$321,650 52

STATE

BANKS

OF

19

M ICHIGAN

No. 2.
BELD IN G SAVINGS BANK, BELDING.
O rg an ized J a n u a r y 15, 1889.
B . J. L e o n a r d ,

P r e s id e n t;

A. N . B e d d in g ,

V ic e P r e s id e n t ;

C has . S. F e d c h ,

C a s h ie r.

D ir e c t o r s .—A. N. B elding, H . J. L e o n a rd , O. F. W e b s te r, H . L. P a g e , W . P . H e th e rin g to n .
R ep o rt of
F eb . 18.

R e so u rc e s.

R ep o rt of
D ec. 1.

$48,323 57

$47,176 58

$58,232 14

$61,656 88

8,363 66

8,488 66

7,973 66

7.793 66

____________ ____________________

601 83

645 67

703 02

159 56

7,-875 67

7,875 67

7,875 67

7,875 67

_______ ___________ _____

S to c k s b o n d s find m o rtg a g e s .
-

R e p o r t of
S e p t. 20.

___

D o an s and d is c o u n ts

O v e rd ra fts

R e p o r t of
M ay 5.

R an k in g h o u se

_

.

_________________ __________

F u r n itu re and f i x t u r e s _________________________

1,525 00

1,525 00

1,550 00

1,550 00

O th e r re a l e s t a t e

4,793 42

4,793 42

4,793 42

4.793 42

O ne fro m h a n k s in re s e r v e c i t i e s . ................. ...........

9,816 67

33,334 01

9,078 67

7,349 99

D ue fro m o th e r h a n k s a n d h a n k e r s ............. ..........

4,119 98

1,929 16

1,879 69

2,931 29

1,913 62

183 88

1,148 20

208 65

134 45

103 04

148 24

85 01

2,298 50

2,096 00

2,206 03

2,576 00

__________ ________________

E x c h a n g e s fo r el e a rin g h o u se
C h e c k s a n d c a s h ite m s ...... ............................. ............
"Nickels a.nd c e n ts

___________ _____ ________

O o ld coin

__________________________

S ilv e r eoin

___________________________

t j s a n d N a tio n a l h a n k n o te s ______ ___________
T o ta ls

-- _________________________

915 60

1,851 20

1,231 30

1,369 35

5,312 00

5,678 00

5,593 00

5,633 00

$95,993 97

$115,680 29

$102,413 01

$103,982 48

L iab ilitie s.
$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s fund
________________________ U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p aid
___________________

10.000 00

10,000 00

5,000 00

5,000 00

1,237 53

1,473 36

343 61

1,034 39

C o m m e rc ia l d e p o sits s u b je c t to c h e c k _______

15,713 73

28,708 63

17,991 36

18,874 80

7,809 66

4,076 60

936 43

753 72

■Capital s to c k pa,id in

__________________

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it-.

_

___________________________

3,459 77

4,234 62

5,137 22

5,463 91

S a v in g s c e r tif ic a te s o f d e p o sit _______________

32,417 25

42,033 64

46,946 79

47,543 49

356 03

153 44

1,057 60

312 17

$95,993 97

$115,680 29

$102,413 01

$103,982 48

S a v in g s d e p o sits

n O[•Viior>'e r»Vi or*lrc mi t.Qtn.nd in P"
D ue to h a n k s and h a n k e r s _____________ ____ ___
xT0 te s a n d hills re d is c o u n te d

T o ta ls

_________________________________


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

.

•

20

STA TE

BA N K IN G

D EPA R TM EN T

No. 159.
P E O P L E ’S SAVINGS BANK OP BELDING, BELD IN G .
O rg a n iz ed M ay 12, 1893.
E. R. S p e n c e r ,

F r a n k R. C h a s e , V i c e
W . L. C a ss e r , A s s i s t a n t

P r e s id e n t;

P r e s id e n t;
C a s h ie r .

M. A. R e e d ,

C a s h ie r;

D ir e c t o r s .
R. S p e n c e r, L. L. H o lm es, B rin to n F . H all, F r a n k R. C hase, M. A. R ee d , C h arle s E d d v .
L o r e n C. F a le s, J o h n G re e n o p , W . H. L o c k e , G. M. S p e n c e r, G eo. H o p p o u g h , A. A. P a lm e r.

R eso u rc e s.

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o rt o f
D ec. 1.

L o a n s an d d is c o u n ts ..............................

$69,767 62

$77,402 10

$98,427 76

$101,121 85

S to c k s , b o n d s a n d m o rtg a g e s ...........

17,705 00

21,524 38

22,074 38

20,514 38

O v e rd ra fts ................................................ .

678 38

602 50

1,307 58

1,204 01

B an k in g h o u s e .........................................

8,111 12

8,111 12

8,111 12

8,111 12

F u r n itu r e a n d fix tu re s ..........................

2,766 66

2,766 66

2,766 66

2,766 66.

19,254 66

18,187 76

13,719 93

12,664 36

348 21

455 09>

O th e r r e a l e s t a t e ...... ............................
D u e fro m b a n k s in r e s e r v e c itie s ....
D u e fro m o th e r b a n k s an d b a n k e rs.
E x c h a n g e s fo r c le a r in g h o u se
C h e c k s a n d c a s h ite m s ...............

326 76

489 00

747 03

N ic k e ls a n d c e n t s ........................ .

36 64

69 50

144 35

97 24

G old c o in ...........................................

2,964 50

2,574 50

2,117 00

3,932 00

S ilv e r c o in ...................................... .

2,067 96

1,133 75

1,906 35

1,922 65

U. S. a n d N a tio n a l b a n k n o te s.

4,267 00

4,096 00

3,244 00

6,095 00

$127,946 30

$136,957 27

$154,914 37

$160,542 57

C a p ita l s to c k p a id i n .......................................................

$35,000 00

$35,000 00

$35,000 00

$35,000 00

S u rp lu s fu n d ............................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
an d ta x e s p a id ..................................... ...........................

3,000 00

3,000 00

3,000 00

3,000 00

69 59

444 77

945 29

3,343 54

D iv id en d s u n p a id .......................... .....................................

8 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

24,778 41

20,879 76

25,457 87

25,548 37

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.........

8,635 79

4,749 25

3,452 69

3,432 69

T o ta ls

1,658 21

L iab ilitie s.

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o s its ................................................................

8,337 70

9,458 59

9,844 58

10,287 67

S a v in g s c e r tif ic a te s o f d e p o s it................................. .

48,116 81

63,424 90

77,213 94

79,909 68

C e rtifie d c h e c k s ............................
C a s h ie r’s c h e c k s o u ts ta n d in g ..................................
D u e to b a n k s an d b a n k e r s .............................................

20 62

N o te s a n d bills r e d is c o u n te d .......................................
Bills p a y a b l e ..........................................................
T o tals..


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$127,946 30

$136,957 27

$154,914 37

$160,542 57

STA TE

BANKS

OF

21

MICHIGAN

No. 76.
FA R M ER S AND M ERCH AN TS’ BANK, BEN TO N H A R B O R .
O rg an ized F e b ru a ry 20, 1888.
J o h n R o b in s o n ,

P r e s id e n t;

R. M. J o n e s ,

V ic e P r e s id e n t;

Ch a s. F o s t e r ,

C a s h ie r.

D ir e c t o r s .—R. M. J o n e s , W . P . R obbins, A. P lu m m er, O. B. H ipp, E d w a rd B ra n t, R. H . S h e rw o o d ,
J o h n R obinson, W illiam S te w a r t, C h a rle s F o s te r.

R e so u rc e s.

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts ..............................

$249,170 75

265,615 72

$243,993 19

$268,227 47

S to c k s , b o n d s a n d m o rtg a g e s ...........

18,713 00

22,013 00

32,213 00

37,413 00

O v e rd ra fts ..................................................

1,050 06

564 49

557 24

854 96

B an k in g h o u s e .........................................

4,620 54

4,620 54

4,620 54

4,620 54

F u r n itu r e a n d fix tu re s ...........................

3,410 55

3,410 55

3,410 55

3,410 55

2,192 51

2,192 51

251,872 86

158,337 88

1,004 56

1,107 15

O th e r r e a l e s t a t e ....................................
D ue fro m b a n k s in r e s e r v e c i t i e s . ..

93,843 60

66,544 65

D ue fro m o th e r b a n k s a n d b a n k e r s .
E x c h a n g e s fo r c le a rin g h o u s e _____
C h e c k s a n d c a s h ite m s .........................

1,767 89

1,450 67

679 43

167 25

N ic k e ls a n d c e n t s ....................................

655 99

534 72

478 08

780 16

G o ld c o in .....................................................

20,507 50

20,635 00

20,715 00

20,955 00

S ilv e r c o in .................................................

7,248 30

6,053 85

9,652 50

9,486 40

U. S. a n d N a tio n a l b a n k n o te s .........

30,095 00

25,690 00

17,761 00

34,939 00

$431,083 18

$417,133 19

$589,150 46

$542,491 87

$50,000 00

$50,000 00

$50,000 00

$50,000 00

50,000 00

50,000 00

50,000 00

50,000 00

3,159 01

5,840 80

5,226 96

8,070 37

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ............

197,554 13

192,620 44

320,178 40

248,166 17

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

31,221 17

25,413 36

48,697 16

50,444 73

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id i n .............
S u rp lu s f u n d . . . ............................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
an d ta x e s p a id .......................................................
D iv id en d s u n p a id ......................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it___
S a v in g s d e p o s its ........................................................

70,709 55

17,143 32

18,153 47

19,765 43

S a v in g s c e r tif ic a te s o f d e p o s it...........................

27,513 34

74,553 66

95,654 47

115,845 17
200 00

C e rtifie d c h e c k s .........................................................

200 00

1,200 00

C a s h ie r’s c h e c k s o u ts ta n d in g ..............................

40 00

40 00

40 00

D ue to b a n k s a n d b a n k e r s .................................. ..

885 98

1,321 61

$431,083 18

$417,133 19

N o te s an d bills r e d is c o u n te d ................................
Bills p a y a b le . ............................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$589,150 46

$542,491 87

22

STA TE

BA N K IN G

D EPA R TM EN T

No. 163.
B L ISSFÍE L D STA TE BANK, BLISSFIELD .
O rg a n iz ed M ay 31, 1893.
G e o r g e F. F o r d ,

P r e s id e n t;

W il l ia m R o t h e u s s ,

V ic e P r e s id e n t

; C h a s . B. P h i l l i p s , J r ., C a s h i e r .

D i r e c t o r s .—C has. B. P h illip s, J r., G e o rg e F. F o rd , A d a m D re h e r, H. B. H a th a w a y , P. T. D a v e n p o r t,
Wm. R o th fu ss, J o h n R. Phillips.

R e s o u rc e s.

L o a n s an d d is c o u n ts .............................................

R e p o rt of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o rt of
D ec. l.

$72,465 18
•
12,627 00

$61,898 08

$60,916 11

$74,851 04

14,737 17

20,977 17

19,627 17

31 13

42 06

55 73

74 73

B an k in g h o u s e ............................................

5,432 65

5,432 65

5,432 65

5,432 65

F u r n itu re a n d fix tu re s ....................................................

2,317 35

2,317 35

2,317 35

2,317 35

12,677 02

21,098 03

21,553 72

11,114 56

C h e c k s an d c a s h ite m s ................. ................................

76 94

2,561 38

102 76

2,438 28

N ic k e ls a n d c e n t s . . ..........................................................

4 54

30 84

100 23

100 99

G old c o in .............................................................................

2,100 00

1,705 00

2,000 00

2,000 00

S to c k s , b o n d s a n d m o r t g a g e s ................. ..
O v e r d r a f ts ...................................................................

O th e r r e a l e s t a t e .............................................................
D ue fro m b a n k s in r e s e r v e c itie s .............................
D ue fro m o th e r b a n k s a n d b a n k e rs .........................
E x c h a n g e s fo r c le a rin g h o u s e ...................................

S ilv e r c o in .. ..................................................................
U. S. a n d N a tio n a l b a n k n o te s ...................................
T o t a l s .........................................................
I

378 50

200 20

110 50

503 45

4,603 00

6,982 00

3,868 00

2,940 00

8112,713 31

$117,004 76

$117,434 22

$121,400 22

$15,000 00

$15,000 00

$15,000 00

$15,000 00

5,000 00

5,000 00

5,000 00

5,000 00

458 97

1,041 49

745 21

1,228 51

L iab ilitie s.
C a p ita l s to c k p a id in ................................................... .
S u rp lu s fu n d .......................... ..............................
U n d iv id e d profits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a i d ................................. . . .
D iv id en d s u n p a id ..............................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............

16,693 15

9,853 19

9,063 19

9,321 46

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

50,502 93

57,667 38

54,712 63

65,225 57

25,058 26

28,442 70

32,913 19

25,624 68

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o s its ................. ............................................
S a v in g s c e r tif ic a te s o f d e p o s i t ..................................
C ertifie d c h e c k s ..................... ............................. ...........
C a s h ie r’s c h e c k s o u ts ta n d in g ...................... ..............
D ue to b a n k s an d b a n k e r s ................................... .......
é

N o te s a n d bills re d is c o u n te d ............. .........................
Bills p a y a b le ............................................... .......................
T o t a ls ___* ............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$112,713 31

$117,004 76

$117,434 22

$121,400 22

STA TE

BANKS

OF

23

M ICHIGAN

No. 187.
F IR ST STA TE SAYINGS BANK OF BRECKENRIDGE, BRECK ENRID G E.
O rg an ized A p ril 7, 1896.
J. B. C r a w f o r d .

P r e s id e n t;

W . O. W a t so n , V i c e P r e s i d e n t ; A l f . F. C r a w f o r d ,
Cr a w fo rd , A s s i s t a n t C a s h ie r.

C a s h ie r ;

T hos .

Di r e c t o r s .—J a m e s B. C ra w fo rd , W . O. W a tso n , L e m u e l W a g g o n e r, G e o rg e P. Y oung, C. P e te rm a n ,
J o h n M itch ell, J r., J a m e s P. Gibbs, A lf. F. C ra w fo rd , Thos. C ra w fo rd .

R e so u rc e s.

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o rt of
D ec. 1.

L o a n s a n d d is c o u n ts .............................-.........................

$19,870 50

$20,960 28

$22,717 05

$22,109 33

S to c k s , b o n d s an d m o r t g a g e s ....................................

2,295 00

3,190 00

4,595 00

5,075 00

O v e r d r a f t s __________ _________________________

23 32

13 49

75 54

B an k in g h o u s e ..................................................................

959 40

959 40

959 40

959 40

F u r n itu r e a n d f ix t u r e s ...................................................

586 07

586 07

586 07

586 07

D ue fro m b a n k s in re s e r v e c i t i e s . ............................

6,715 18

7,831 95

4,699 57

4,604 12

D ue fro m o th e r b a n k s a n d b a n k e r s .............. ..........

60 00

82 72

46 25

181 51

244 82

O th e r r e a l e s ta te

E x c h a n g e s fo r c le a rin g h o u s e .......................... .........
C h e c k s a n d c a s h ite m s ....................................................

10 50

30 93

50 40

N ic k e ls an d c e n t s . . .........................................................

62 95

104 43

71 08

62 14

1,090 00

1,210 00

1,482 50

1,047 50

S ilv e r c o in .................................................................. .........

719 60

998 00

416 50

405 60

U . S. an d N a tio n a l b a n k n o t e s . .............................. -

1,313 00

866 00

2,896 00

471 00

T o t a l s ....................................................................

$33,705 52

$36,839 78

$38,533 31

$35,822 03

C a p ita l s to c k p a id i n . . ...................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s fu n d ................... ..................................................U n d iv id ed pro fits, le ss c u r r e n t e x p en se s, in te r e s t
an d ta x e s p a id ......................................... ..................

730 00

730 00

850 00

850 00

185 84

599 25

438 58

936 49

G old c o in ................. ........................................................

L iab ilitie s.

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ..................

6,584 69

8,270 56

7,330 77

5,844 94

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it ........

11,204 99

12,239 97

14,913 96

13.190 60

$33,705 52

$36,839 78

$38,533 31

$35,822 03

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o sits- _...........................
S a v in g s c e r tif ic a te s o f d e p o sitc e r tif ie d c h e c k s ...............................
C a s h ie r’s c h e c k s o u ts ta n d in g - ..
D ue to b a n k s a n d b a n k e r s ............
N o te s a n d bills re d is c o u n te d —
Bills p a y a b le - ....................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

24

STA TE

BA N K IN G

D EPA RTM EN T

No. 212.
T H E B U R R OAK STA TE BANK, B U R R OAK.
O rg an ized D e c e m b e r 21, 1898.
J o h n T. H o l m e s ,

P r e s id e n t;

J . C. B i s h o p , V i c e P r e s i d e n t ; W . W . P a r r , 2 n d
E rn e st S h a ffm a ster, C a s h ie r .

V ic e

P r e s id e n t;

F

D ir e c t o r s .—J o h n T. H o lm es, D. W. L e e , J. C. B ishop, J . B. K e e s la r, W . W . P a rr , J. S. S h e n e m a n .
H e n ry P. M ow ry, C. J . H o lm es, M arsh a ll F . S m ith.
R e p o r t of

R eso u rc e s.

L o a n s an d d is c o u n ts .................
S to c k s , b o n d s an d m o rtg a g e s ...........
O v e r d r a f ts ................................
B an k in g h o u s e ...................
F u r n itu r e a n d fix tu re s ...................
O th e r r e a l e s t a t e ....................
D ue fro m b a n k s in r e s e r v e c itie s .

.

D ue fro m o th e r b a n k s an d b a n k e r s ___
E x c h a n g e s fo r c le a rin g h o u s e ............
C h e c k s an d c a s h ite m s ...............
N ic k e ls a n d c e n t s .............
G old c o in .....................
S ilv e r c o in ................................
U. S. an d N a tio n a l b a n k n o te s ..........
T o t a ls ...........................

L iab ilities.
C a p ita l s to c k p a id i n _______
S u rp lu s f u u d . ._ ........ .........
U n d iv id ed pro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
an d ta x e s p a id ...... .........
D iv id en d s u n p a id ________
C o m m e rc ial d e p o sits s u b je c t to c h e c k
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o s it s ..................
S a v in g s c e r tif ic a te s o f d e p o s it ...
C e rtifie d c h e c k s ............
C a s h ie r’s c h e c k s o u ts ta n d in g ..
D ue to b a n k s a n d b a n k e r s ...
N o te s an d bills re d is c o u n te d . . .
B ills p a y a b le _________
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

| ................

R e p o r t of

R ep o rt of

R ep o rt of

STA TE

BANKS

OP

25

M ICHIGAN

No. 181.
CADILLAC STA TE BANK, CADILLAC.
O rg an ized O c to b e r 30, 1895.
F. J . C obb s ,

P r e s id e n t;

S. W . K r a m e r ,

V ic e P r e s id e n t;

H e n r y K n ow lto n,

C a sh ie r.

D i r e c t o r s .—W m . F. M cA d ie, S. W . K ra m e r, J o h n M ansfield, W . W . M itc h ell, F r a n k J . C obbs,
W . W . C um m er, D. F , D iggins.

R e so u rc e s.

R e p o rt o f
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ....................................... ...............

$236,177 37

$269,482 48

$261,634 36

$302,819 60

S to c k s , b o n d s a n d m o r tg a g e s ............... ....................

38,046 50

37,922 50

49,096 31

39,669 88

247 38

70 15

648 20

540 36

1,000 00

1,000 00

1,000 00

1,000 00

D ue fro m b a n k s in re s e r v e c i t i e s . ............................

83,492 41

70,076 45

78,967 55

46,800 83

D ue fro m o th e r b a n k s a n d b a n k e r s ...... ....................

50,000 00

50,000 CO

45,000 00

45,000 00

634 40

O v e r d r a f ts .................... .................................
B an k in g h o u s e . ............... .......... ................... ..................
F u r n itu re a n d fix tu re s ........ ............ ............... .............
O th e r r e a l e s t a t e .............................................................

E x c h a n g e s f o r c le a rin g h o u s e ....................................
C h e c k s an d c a s h ite m s ..................................................

160 10

52 39

439 27

N ic k e ls and c e n t s .............................................................

165 15

100 12

188 66

212 29

8,270 00

7,445 00

8,107 50

9,095 00

<3old c o in ................... .................................................
S ilv e r c o in ................................. .......................

1,061 55

2,254 20

2,333 50

1,730 75

U. S. a n d N a tio n a l b a n k n o te s ..................................

18,318 00

19,655 00

20,684 00

14,138 00

T o t a l s . . . ...............................................................

$436,938 46

$458,058 29

$468,099 35

$461,641 11

C a p ita l s to c k p a id ..................... .....................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d ........................................................
U n d iv id e d profits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ....................... ....................................

10,000 00

10,000 00

12,500 00

12,500 00

814 28

2,892 42

2,252 03

4,133 44

L iab ilitie s.

D iv id en d s u n p a i d . . .......................

6 00

C o m m e rc ial d e p o sits s u b je c t to c h e c k . .. ..............

147,355 56

168,320 61

157,616 26

149,240 16

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

170,867 93

166,115 53

178,449 62

178,422 28

57,894 69

60,729 73

67,281 44

67,345 23

$436,938 46

$458,058 29

$468,099 35

$461,641 11

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.........
S a v in g s d e p o s its ................................................................
•Savings c e r tif ic a te s o f d e p o s it........ .........................
C e rtifie d c h e c k s ..............................................................
C a s h ie r ’s c h e c k s o u ts ta n d in g .....................................
D u e to b a n k s a n d b a n k e r s ................................ . ........
N o te s a n d bills r e d is c o u n te d .................... ..................
B ills p a y a b le ............... ........................................ ..............
T o t a l s .....................................................................

4


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

26

STA TE

BA N K IN G

D E PA R T M E N T

No. 87.
M ERCHANTS AND M IN ER S’ BA N K , CALUMET.
O rg an ized A u g u st 7, 1873.
C h a s . B r ig g s ,
D ir

e c t o r s

.—

P r e s id e n t;

l

P e t e r K it p p e , J r ., V i c e P r e s i d e n t ; H. S. C o l t o n ,
P a u ll, A s s is t a n t C a s h ie r.

C a s h ie r;

Stephen

W. A. Childs, C. W . N iles, P . R u p p e .J r ., J o h n D uncan, C has. B riggs, H. S. C olton, P a u l
P. R oehm .
R ep o rt of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec 1.

L o a n s a n d d is c o u n ts ............................................

$471,600 77

$477,180 75

$490,563 28

$476,008 08

S to c k s , b o n d s a nd m o r tg a g e s ............................

108,850 00

108,850 00

138,850 00

138,850 00

907 27

286 16

924 80

4,452 80'

F u r n itu r e a n d f ix t u r e s ...................................................

4,637 50

4,637 50

4,637 50

4,673 OO

O th e r r e a l e s t a t e ............

9,659 38

9,659 38

9,659 38

9,526 73

O v e r d r a f ts ................ ..........................................................
B an k in g h o u s e .................. ................. ..............................

P re m iu m s p a id .

__________

......................................
.

. ___ . . .

1,340 68

1,340 68

1,915 68

D ue fro m b a n k s in re s e r v e c itie s ...............................

402,587 04

386,497 66

292,073 35

306,858 62’

D ue fro m o th e r b a n k s an d b a n k e r s ..........................

1,417 78

597 19

7,037 45

29,344 45'

C h ec k s a n d c a s h ite m s ...................................................

1,624 67

298 52

613 66

1,175 2©

N ic k e ls an d c e n ts . ____________________________

611 57

406 75

479 84

603 26;

34,525 00

34,160 00

35,390 00

35,820 OO

1,915 68

E x c h a n g e s fo r c le a rin g h o u s e ................. ...................

G old c o in .......................................................... ......
S ilv e r c o in ....... .......................................................... ......

4,961 80

4,583 15

2,657 45

1,872 76

U. S. a n d N a tio n a l b a n k n o t e s . ..................................

41,486 00

79,257 00

49,432 00

55,269 00

T o t a l s ............................................................................. $1,084,209 46

$1,107,754 74

$1/34,234 39

$1,066,369 64

$100,000 00

$100,000 00

$100,000 00

$100,000 OO

35,000 00

35,000 00

35,000 00

35,000 00

13,179 84

10,407 10

4,724 26

8,172 01

410 00

150 00

130 00

50 00

C o m m e rc ial d e p o sits s u b je c t to c h e c k ...................

301,242 94

295,997 43

892,773 31

914,230 77

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

16,036 00

15,959 00

1,159 00

3,159 OO

615,118 21

646,378 51

3,222 47

3,862 70

447 82

5,757 86

$1,084,209 46

$1.107.754 74

$1,034.234 39

$1,066,369 64

L iab ilitie s.
C a p ita l s to c k p a id i n ...... ................ ......... .
S u rp lu s f u n d ............
...........................................
U n d iv id ed p ro fits, le ss c u r r e n t e x p e n s e s, in te r ­
e s t a n d ta x e s p a id .....................................................
D iv id en d s u n p a id ...................... .................. ..

......

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t .............
S a v in g s d e p o s its ............................................. ..................
S a v in g s c e r tif ic a te s o f d e p o s it.............................. .
C e rtifie d c h e c k s ................................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s a n d b a n k e r s .............................................
N o te s a n d bills r e d is c o u n te d ................................. .
Bills p a y a b l e ..............................

...............................

T o t a l s ...........................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

M ICHIGAN

No. 208.
CAPAC SAVINGS BANK, GAP AC.
O rg an ized S e p te m b e r 8, 1898.
J ohn W. P o r t e r ,

P r e s id e n t;

R ic h a r d S h u t t ,

V ic e P r e s i d e n t ;

R. M o r r is o n , J r .,

C a s h ie r.

D ir e c t o r s .—J o h n W . P o r te r , R ic h a rd S h u tt, E. J . B uck, H e r b e r t 0 . S e ig e l, W a lte r S h e a rs m ith .

R e s o u rc e s.

L o a n s an d d is c o u n ts ........... ................ .

R ep o rt of

R e p o r t of

R e p o rt of
S e p t. 20.
$4,408 21

R e p o rt of
D ec. 1.
$12,917 25
5,633 57

S to c k s , b o n d s an d m o r t g a g e s ..........
O v e rd ra fts ...........- ...................................
B an k in g h o u s e ..........................................
F u r n itu r e an d f i x t u r e s . .. ...................

405 76

557 44

11,117 28

2,857 58

O th e r r e a l e s t a t e ..................................
D ue fro m b a n k s in re s e r v e c itie s ....

4,918 11

D ue fro m o th e r b a n k s a n d b a n k e rs.
E x c h a n g e s fo r c le a rin g h o u s e .........

76 90'

C h e c k s a n d c a s h i t e m s ...............

82 00

N ic k e ls a n d c e n t s ...................—

14 43

6 95

G old c o i n . . . ! . . ................. ..............

10 00

195 00

S ilv e r c o in .......................................

226 60

172 20

U. S. and N a tio n a l b a n k n o te s

1,434 00

3,526 00

$17,698 28

$30,861 OO

C a p ita l s to c k p a id i n . . , . ...............................................

$14,200 00

$ 20,000

S u rp lu s fu n d ...« ..................................................................
Ü n d iv id e d pro fits, le ss c u rre n t e x p e n s e s, i n te r e s t
a n d ta x e s p a id .................................................................

129 07

399 11

3,489 40'

T o ta ls

L iab ilities.
00 >

D iv id en d s u n p a id ................................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ..................

2,555 21

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

52 00

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it..............

95 00

2,706 24,

667 00

4,266 25

S a v in g s d e p o s its .............................. ................................
S a v in g s c e r tif ic a te s o f d e p o s it...............................
C ertifie d c h e c k s ................................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..........................x..........
D ue to b a n k s a n d b a n k e r s ............................................
N o te s an d bills r e d is c o u n te d .......................................

...

Bills p a y a b le — ...................................................................
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$17,698 28

$30,861 00

28

STA TE

BA NKING

D EPA R T M E N T

No. 72.
T H E STA TE BA N K OP CARSON CITY, CARSON CITY.
O rg a n iz ed F e b ru a ry 14, 1887.
J ohn W. H a llett,

P r e s i d e n t ; I r v i n M c Ca l l , V i c e P r e s i d e n t ;
I r a C u m m in g s , A s s i s t a n t C a s h i e r .

E. C. C u m m in g s ,

C a s h ie r;

Directors .—Irv in M cC all, J. W . H a lle tt, E. C. C um m ings, J o h n B o y er, C has. C ross, I r a C um m ings.
R e p o r t of
F e b . 18.

R e s o u rc e s.

R e p o r t Of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
Dec. 1.

R o a n s a n d d is c o u n ts ................. ................... ..................

$50,732 43

$45,309 67

$49,447 21

$57,837 86

S to c k s , b o n d s a n d m o rtg a g e s ....................................

32,411 50

35,712 50

38,737 50

39,031 10

'O v e rd r a f ts ............................................. ................ ............

378 68

326 83

127 08

357 06

B an k in g h o u s e ................... ................................................

4,700 00

4.700 00

4,700 00

4,700 00

F u r n itu r e an d fix tu re s ...................................... ............

2,000 00

2,432 00

2,432 00

2,000 00

O th e r r e a l e s t a t e ................... ......................................

524 92

524 92

524 92

524 92

D u e fro m b a n k s in re s e r v e c i t i e s . . - .......................

30,039 34

22,900 49

29,536 83

24,010 00

D ue fro m o th e r b a n k s and b a n k e rs .........................

730 38

1,000 00

E x c h a n g e s fo r c le a rin g h o u s e ....................................
C h e c k s an d c a s h ite m s .................................. ...............

171 64

526 20

502 17

N ic k e ls a n d c e n t s ...................................... ......................

31 90

12 43

84 07

41 81

•Gold c o i n . . . ..................... ................................. ..................

840 00

1,315 00

1,595 00

2,155 00

S ilv e r c o in ................... ................... ..................................

1,334 20

984 75

519 00

1,278 75

U . S. a n d N a tio n a l b a n k n o t e s . .................................

1,624 00

8,320 00

6,782 00

5,110 00

_

$125,950 99

$123,064 79

$135,555. 78

$137,427 93

......

$50,000 00

$25,000 00

$25,000 00«

$25,000 00

S u rp lu s fu n d ................... ..................................................
U n d iv id ed pro fits, le ss c u r r e n t e x p en s e s, in te r e s t
and ta x e s p a id ............................................................

7,000 00

10,000 00

10,000 00

10,000 00

2,427 42

872 35

1,874 76

2,857 75

C o m m e rc ial d e p o sits s u b je c t to c h e c k .................

22,719 39

25,464 06

26,854 49

26,286 05

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

43,804 18

61,728 38

71,826 53

73,284 13

$125,950 99

$123,064 79

$135,555 78

$137,427 93

T o t a l s .... ...................................... ..............

381 43

L iab ilitie s.
C a p ita l s to c k p a id i n .......................................

D ividends u n p a id ..............................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............
S a v in g s d e p o s i t s . .. ..........................................................
S a v in g s c e r tif ic a te s o f d e p o sit* _____ _________
C e r tifie d c h e c k s ................................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s a n d b a n k e r s ................... .........................
N o te s a n d bills r e d i s c o u n t e d . ..................................
Bills p a y a b le ........ ...............................................................
T o t a l s ........................... ................................... .


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Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

29

M ICHIGAN

No. 180.
STATE BANK OF CARSONVILLE, CARSON V IL L E .
O rg a n iz ed O c to b e r 17, 1895.
J o s e p h M. G a ig e ,

P r e s id e n t;

W m . H. A i t k i n ,

V ic e P r e s i d e n t ;

A l éa M. N il e s ,

C a s h ie r.

D i r e c t o r s .—J o s e p h M. G aige, W m . H . A itk in , H a ttie C. A itkin, M ary C. R ic h ard so n , A lla M. N iles.

R e so u rc e s.

R ep o rt of
F e b . 18.

R ep o rt of
May 5.

R e p o r t of
S e p t. 20.

R e p o rt o f
D ec. 1.

$47,372 39

$47,009 39

$48,490 03

$41,157 18

S to c k s , b o n d s an d m o rtg a g e s ............... - ....................

3,131 77

3,589 24

2,548 93

8,265 93

O v e r d r a f ts ...........................................................................

478 68

269 91

823 75

1,480 21

B an k in g h o u s e .............................. ............................. .......

2,958 07

2,958 07

2,958 07

2,958 07
1,407 29

L o a n s a n d d is c o u n ts ............. .................................. —

F u r n itu r e an d fix tu re s ....................................................

1,396 59

1,396 59

1,406 84

O th e r r e a l e s t a t e ..............................................................

1,446 54

1.391 73

1,393 23

1,010 66

D ue fro m b a n k s in re s e r v e c itie s ............................ .

5,449 91

4,338 44

5,640 25

16,200 64

D ue fro m o th e r b a n k s a n d b a n k e r s ........................

5,286 94

341 50

3,479 97

687 25

470 98

E x c h a n g e s f o r c le a rin g h o u s e ....................... ..........
C h e c k s a n d c a s h ite m s ......................................... .......

952 97

1,808 62

855 96

N ic k e ls an d c e n t s . .........................................................

4 95

5 37

11 46

21 65

G old c o in .............................................................................

527 50

402 50

252 50

380 00

S ilv e r c o in ----------- ---------------- -------------------- ------

375 95

373 55

74 45

192 95

U. S. a n d N a tio n a l b a n k n o te s ................................

1,015 00

1,138 00

1,512 00

1.059 OO

T o t a l s ................. ..................................................

$70,397 26

$65,022 91

$69,447 44

$75,291 81

C a p ita l s to c k p a id i n ......................................................

$30,000 00

$30,000 00

$30,000 00

$30,000 OO

S u rp lu s fu n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p e n se s, in te r e s t
an d ta x e s p a id ................. .................. ...........................

750 00

750 00

1,064 36

1,064 36

1,351.41

1,808 01

290 69

1,120 46

13,600 61

7,342 70

10,005 23

16,055 85

23,964 09

19,980 43

27,687 76

26,983 79

L iab ilitie s.

D iv id en d s u n p a id ..............................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t .............
S a v in g s d e p o s its ................. ..................... .......................
S a v in g s c e r tif ic a te s o f d e p o s it..................................
C ertifie d c h e c k s .......................................................... .

31 92

C a s h ie r’s c h e c k s o u ts ta n d in g .....................................
D ue to b a n k s a n d b a n k e r s .............................................

731 15

5,141 77

399 40

35 43

$70,397 26

$65,022 91

$69,447 44

$75,291 81

N o te s an d bills re d is c o u n te d .......................................
B ills p a y a b le .....................................................................
T o t a l s . . ................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

30

STA T E

BA N K IN G

D EPA RTM EN T

No. 80.
CH A R L E V O IX SAVINGS BANK, C H A R L E V O IX .
O rg a n iz ed A u g u st 4, 1884.
J o h n N ic h o l l s ,

P r e s id e n t;

J ohn S aveland,

V ic e -P r e s id e n t;

A. B u t t a r s ,

C a s h ie r .

D ir e c t o r s .—J o h n S a v e la n d , A rc h ib a ld B u tta rs , E. H . G re e n , J o h n N ich o lls, W . H . G ray, F. E. L ew is.
R e p o r t of
F e b . 18.

R e so u rc e s.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$46,463 88

$50,999 91

$48,799 32

$45,706 80

S to c k s , b o n d s a n d m o rtg a g e s .....................................

10,953 38

10,953 38

11,453 38

11,733 38

O v e r d r a f ts ........... ..............................................................

162 13

470 65

43 89

17 10

L o a n s a n d d is c o u n ts ................................................ . .

H a n k in g h o u se

__

__

_ _____

F u r n itu r e a n d fix tu re s ____ ________________ ____

2,087 95

2,087 95

2,337 95

2,337 95

O th e r re a l e s t a t e ............- ..................................... - .........

4,045 95

4,018 95

4,011 38

3,968 28

D ue fro m b a n k s in re s e r v e c i t i e s . ............................

4,160 31

7,717 38

29,417 30

3,160 60

124 00

49 00

717 49

D ue fro m o th e r b a n k s a n d b a n k e r s .......................

142 15

E x c h a n g e s fo r c le a rin g h o u se ________________
...........................................

1,047 14

1,145 01

2,385 06

N ic k e ls a n d c e n t s ............................._.............................

28 27

19 69

10 75

67 51

G old c o in ...................................................................... .......

1,405 00

1,337 50

70 00

737 50

C h e c k s a n d c a s h ite m s

821 75

845 45

498 25

1,346 15

............................ .

3,879 00

4,380 00

1,510 00

5,275 00

............... ............................................. .

$75,196 91

$83,975 87

$100,661 28

$75,116 76

.............................................

$33,000 00

$33,000 00

$33,000 00

$33,000 00

S u rp lu s f u n d .............................. ....................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a id . ............. ............................. ...........

194 65

194 65

787 62

787 62

96 19

321 99

43 75

1,134 98

27,456 57

S ilv e r c o in ........ ..................................................................
U. S. and N a tio n a l b a n k n o te s
T o ta ls

L iab ilitie s.
C a p ita l s to c k p a id in

D iv id e n d s u n p a id ............... ............................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ............... ..

28,953 26

36,603 52

51,267 34

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

1,245 35

980 70

2,875 93

1,103 65

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it ..- ..........

11,707 46

12,795 56

12,686 64

11,633 94

4

S a v in g s d e p o s i t s ......................................... ....................
-

S a v in g s c e r tif ic a te s o f d e p o s it...................... ...........
C e rtifie d c h e c k s

79 45

...... ..............................................

C a s h ie r’s c h e c k s o u ts ta n d in g
\

D ue to b a n k s a n d b a n k e rs

___

__________

N o te s and bills re d is c o u n te d . ____ ____________
B ills p a y a b le
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

.........................................................
..........................................................

$75,196 91

$83,975 87

$100,661 28

$75,116 76

STATE

BANKS

OF

31

M ICHIGAN

No. 67.
CH ELSEA SAVINGS BANK, CHELSEA.
O rg an ized J a n u a r y 30, 1882.
W.M. J. K n a p p ,

P r e s id e n t;

T hos . S. S e a r s , V i c e P r e s i d e n t ; G eo . P. G l a z i e r ,
T h e o . E. W ood , A s s i s t a n t C a s h i e r .

C a s h ie r;

D ir e c t o r s .—Jo h n R. G a te s , G eo. P. G lazfer, W m . J. K n ap p , H. M. W o o d s, J a s . L. B a b c o c k , T hos. S.
S e a rs , W illiam P. S c h e n k , V. D. H in d e la n g , Geo. W . P a lm e r.
R ep o rt of
F e b . 18.

R eso u rc e s.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts ........................................... ...........

$80,516 57

$105,089 60

$105,607 00

$108,236 81

S to c k s , b o n d s a n d m o rtg a g e s ..

125,804 82

159,806 52

141,006 75

148,676 31

4,200 00

4,200 00

4,200 00

3,800 00

3.918 43

3,956 23

3,963 88

3,500 00

15,811 27

15,811 27

13,026 63

10,175 00

65,246 95

36,943 09

40,974 44

35.9*9 86

...............

O v e rd ra fts ..................................................................
B an k in g h o u se ..............

................................

F u r n itu re a n d fix tu re s .....................................................
O th e r r e a l e s t a t e . .........................................

.

D ue fro m b a n k s in re s e r v e c i t i e s ..............................
D ue fro m o th e r b a n k s an d b a n k e r s ........................
______ _________

113 88

170 60

107 36

200 00

C h e c k s a n d c a s h i t e m s ..... ........................................... .

919 75

1,579 46

3,523 56

1,004 19

E x c h a n g e s fo r c le a rin g h o u se

N ic k e ls a n d c e n t s . ............................................................
G old c o in .............................. ..............................................

240 90

192 72

166 88

225 48

2,090 00

2,335 00

1,127 50

1,480 00

S ilv e r c o i n . . . ............... ....................................................

1,413 25

1,432 25

1,212 75

1,175 25

U. S. an d N a tio n a l b a n k n o te s .................................

4,071 00

4,175 00

4,545 00

6,405 00

$304,346 82

$335,691 74

$319,461 75

$320,867 90

$60,000 00

$60,000 00

$60,000 00

$60,000 00

6,061 00

6,061 00

6,362 00 '

6,362 00

1,402 21

1,406 69

2,402 39

7,513 24

T o t a l s ............................................................................

L iab ilitie s.
C a o ita l s to c k p a id in

...................................................

S u rp lu s f u n d .................................................
U n d iv id e d profits, less c u r r e n t ex p en se s, in te r ­
e s t an d ta x e s p a i d ______ ________ ________
D iv id en d s u n p a id ... .................................. ......................
■Commercial d e p o sits s u b je c t to c h e c k .................

45,055 74

63,553 43

33,065 81

31,745 32

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s i t ____

86,034 22

92,141 70

94,038 33

94,827 66

S a v in g s d e p o s its .......................................... ...............

22,442 69

22,348 94

28,877 64

28,716 93

S a v in g s c e r tif ic a te s o f d e p o s i t ..................................

83,350 96

90,179 98

94,715 58

91,702 75

$304,346 82

$335,691 74

$319,461 75

$320,867 90

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t .............

C e rtifie d c h e c k s ................................................................
C a s h ie r's c h e c k s o u t s t a n d i n g . ..................................
D ue to b a n k s a n d b a n k e r s ..........................................
N o te s a n d bills re d is c o u n te d .......................................
B ills p a y a b le .... ......................................................... .........
T o t a l s .........................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

..........

32

STA TE

BA N K IN G

D EPA R T M E N T

No. 203.
T H E K E M PF COMMERCIAL AND SAVINGS BANK, CHELSEA.
O rg a n iz ed J a n u a r y 14, 1898.
R. K e m p i-’,

P r e s id e n t;

H . S. H o l m e s , V i c e P r e s i d e n t ; J. A. P a l m e r ,
G e o . A. B e g o l e , A s s i s t a n t C a s h i e r .

C a s h ie r;

D ir e c t o r s .—R e u b e n K e m p f, C h a rle s H. K e m p f, H . S. H olm es, C. K lein , R. S. A rm strong'.
R e p o rt of
F e b . 18.

R e s o u rc e s.

L o a n s a n d d is c o u n ts .............................................
S to c k s , b o n d s an d m o rtg a g e s .....................................

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

$25,186 88

$52,960 19

$52,488 50

$60,098 59»

1,800 00

40,511 88

122,521 84

123.196 31

O v e r d r a f ts .............................. ......................

20 57

11 66
8.000 0Ö

B an k in g h o u s e ......................................................

8,000 00

8,000 00

8,000 00

F u r n itu r e a nd fix tu re s ....................................................

2,000 00

2,000 00

2,000 00

2.000 00

1

O th e r r e a l e s t a t e ................... ..............................
C u rre n t e x p e n s e s, in te r e s t a n d ta x e s p a id ............

361 20

866 66

D ue fro m b a n k s in re s e r v e c itie s ............................

47,920 54

42,222 59

41,189 49

54.392 29

D u e fro m o th e r b a n k s an d b a n k e r s ..........................

12,575 37

22,865 61

12,556 63

13,817 43

309 26

E x c h a n g e s fo r c le a rin g h o u s e ............................ .......
C h ec k s a n d c a s h ite m s .................

275 06

163 59

527 28

N ic k e ls a n d c e n t s . ........................ ..................

181 30

242 34

259 02

222 25

G old c o in ....................................................................

930 00

3,105 00

2,287 50

2,637 50

S ilv e r c o in .................................. ...........

......

1,699 35

1,473 05

809 00

1,142 90

3,685 00

4,877 00

5,221 00

9.404 OO

$104,614 70

$179,287 91

$247,880 83

$27,450 00

$40,000 00

$40,000 00

$40,000 OO

*130 09

*816 26

549 25

1,885 44

29,770 27

35,599 48

35,705 45

47,479 17

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it............

25,092 16

39,987 07

26,240 88

27.861 40

S a v in g s d e p o s its ............... .......................................

10,356 86

33,305 71

108,324 64

126,143 96

S a v in g s c e r tif ic a te s o f d e p o s it .................................

11,815 32

29,579 39

37,060 61

31.862 22

$104,614 70

$179,287 91

$247,880 83

$275,232 19

U. S. an d N a tio n a l b a n k n o te s ....................................
T o ta ls ....................................

$275,2

L iab ilitie s.
C a p ita l s to c k p a id in .................................................
S u rp lu s fu n d ................... .........................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a id ................................
D iv id en d s u n p a id ........................ .................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k . . . ..........
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

C e rtifie d c h e c k s ...... ................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ........... .........................
D u e to b a n k s an d b a n k e r s ...................................... .
N o te s a n d bills r e d is c o u n te d ..................................
B ills p a y a b le ............................................................
T o t a l s ....................................
* G ross u n d iv id e d profits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

33

M ICHIGAN

No. 118.
CLARE COUNTY SAYINGS BANK, CLARE.
O rg an ized J u n e 23, 1891.
C. W . P e r k y ,

P r e s id e n t;

R o l l in H. J e n n e y , V i c e P r e s i d e n t ; W m, W o l s e y ,
O. H. S u t h e r l a n d , C a s h i e r .

Second

V ic e

P r e s id e n t;

D i r e c t o r s .—0 . H. S u th e rla n d , W m . W o lsey , C. W . P e rry , R. H. J e n n e y , J. C. R o c k a fe llo w .
R e p o rt of
F e b . 18.

* R eso u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$38,845 24

$43,058 53

$34,559 27

$43,823 82

_ _____

24,853 20

25,201 04

24,586 04

24,986 04

__________________________________

386 10

84 36

222 32

131 95

_________________________

5,500 00

5,500 00

5,500 00

5,500 00

F u r n itu r e and fix tu re s _ ______________________

1,200 00

1,200 00

1,200 00

1,200 00

B u e fro m b a n k s in re s e r v e c itie s ___________ ___

41,108 86

28,273 95

33,729 83

32,322 62

P u e from o th e r h a n k s a n d b a n k e r s ................ .........

300 63

226 79

588 64

173 01

288 89

L o a n s an d d is c o u n ts ___________________________
S to c k s b o n d s and m o rtg a g e s .
O v e rd ra fts

"Banking h o u se

_

E x c h a n g e s fop c le a rin g h o u se
- - ___________

706 48

1,273 64

770 61

____________________

95 64

113 82

150 61

121 12

__________________________

2,715 00

3,030 00

1,625 00

2,020 00

O h e c k s a.nd c a s h ite m s
N ic k e ls and c e n ts
•Cold coin

-

____

847 80

1,027 90

559 25

1,773 50

XT S and N a tio n a l b a n k n o te s _________________

3,793 00

4,884 00

2,735 00

2.980 00

$120,351 95

$113,874 03

$106,226 57

$115,320 95

$20,000 00

$20,000 00

$20,000 00

$20,000 00

7,000 00

7,000 00

7,000 00

1,035 11

664 63

1,474 49

29,685 82

25,551 67

30,209 72

S ilv e r coin

T o ta ls

_ _ ___________________

- ..................... ......................... ..............

L iab ilitie s.
C a p ita l s to c k p a id in ___________________________
S u rp lu s fu n d
_______________________ -_____
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
and ta x e s pa,id
____________________

7,000 00
2,357 19
15 00

D iv id en d s u n p aid
C o m m e rc ial d e p o sits s u b je c t to c h e c k ..................

37,091 88

_________________________

18,228 51

18,212 92

16,187 86

23,919 62

S a v in g s c e r tif ic a te s o f d e p o s it..................................

35,659 37

37,940 18

36,822 41

32,717 12

$120,351 95

$113,874 03

$106,226 57

$115,320 95

S a v in g s d e p o s its

T o ta ls

.........................................................................

5


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

34

St a t e

b a n k in g

d epartm ent

No. 104.
BRANCH COUNTY SAVINGS BANK, CO LD W A TER.
O rg an ized O c to b e r 14, 1890.
B. S. S p o f f o r d ,

P r e s id e n t;

F. L. B u r d i c k , V i c e P r e s i d e n t ; B. R. M o o r e ,
C. T. G i l b e r t , C a s h i e r .

Second

V ic e P r e s i d e n t ;

Di r e c t o r s .—C. T. G ilb e rt, B. S. Spofford, G. W . V a n a k e n ,N . A. R eynolds, F . L. B urdick, B. R. M oore
A lfr e d M ilnes, S. H . C lizbe, N. B aldw in.
R e p o rt of
F e b . 18.

R e s o u rc e s.

L o a n s an d d is c o u n ts ......................
S to c k s , b o n d s a n d m o rtg a g e s ............
O v e r d r a f ts ........................ ...............

R e p o r t of
M ay 5.

•
R e p o r t of
S e p t. 20.

R ep o rt of
D ee. 1.

$176,142 04

$199,879 51

$198,575 60

$188,001 13

64,020 40

77,055 36

96,458 98

103,336 83

737 26

1,502 35

3,908 30

3,690 22

1,600 00

1,600 00

1,600 00

1,600 00

88,997 46

76,732 57

46,418 64

63,650 41

2,673 00

2,628 00

183 00

607 00

35 00

17 45

39 47

22 83

10,077 50

10,090 00

10,120 00

10.077 50

B an k in g b o u s e ............ ...............
F u r n itu r e an d fix tu re s ............................
O th e r r e a l e s t a t e _______ _______
D ue fro m b a n k s in re s e r v e c i t i e s ........
D ue fro m o th e r b a n k s an d b a n k e r s ..............
E x c h a n g e s fo r c le a rin g h o u s e ............................

.

C h e c k s a n d c a s h ite m s ...................
N ic k e ls an d c e n t s . . ...................
G old c o in ..............................
S ilv e r c o in ...... .......................................

1.457 20

1,186 75

2,041 05

1,140 50

U. S. an d N a tio n a l b a n k n o te s ......... ..............

7,636 00

5,939 00

7,102 00

4,491 00

$353,375 86

$376,630 99

$366,447 04

$376,617 42

$50,000 00

$50,000 0

T o t a l s .......................................

L iab ilitie s.
C a p ita l s to c k p a id in ............. ..............
S u rp lu s fu n d ...........................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ............................
D iv id en d s u n p a i d .. . .......................

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

10,000 00

2,299 79

3,578 15

1 319 66

2,636 95

15 00

15 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ___

79,879 92

74,589 55

55,084 94

50,327 20

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit

108,793 78

127,284 45

128,730 57

129 268 57

102,387 37

111,163 84

121,311 87

134,384 70

$366,447 04

$376,617 42

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o sits ....... ........................
S a v in g s c e r tif ic a te s o f d e p o s it___

.

C e rtifie d c h e c k s ___ ________
C a s h ie r’s c h e c k s o u ts ta n d in g ........
'

D ue to b a n k s a n d b a n k e rs ...............
N o te s a n d bills re d is c o u n te d ___
B ills p a y a b le ...................................
T o t a l s ......................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$353,375 86

$376,630 99

STA TE

BANKS

OF

35

M ICHIGAN

No. 32.
FA R M E R S’ STA TE

BANK,

CONCORD.

O rg an ized N o v e m b e r 20, 1886.
W il l ia m D. C h a p p l e ,

P r e s id e n t;

C. Y o u n g ,

V ic e P r e s i d e n t ;

P e r c y E. C h a p p l e ,

C a s h ie r.

D ir e c t o r s .—W . D. C h ap p ie, A. W . R eynolds, P. E. C h ap p ie, C. Y o u n g , H. E rw in D ew ey , F. P. D ann,
A. S. W o lc o tt.
R ep o rt of
F e b . 18.

R e so u rc e s.

$52,994 77

$52,704 68

$58,959 53

19,571 00

21,056 50

35,084 86

35,124 36

_ ____________________________

37 06

706 69

64 95

130 10

______________ ________ _______

2,175 00

2,175 00

2,175 00

2,175 00-

1,700 00

1,700 00

1,700 00

1,700 00

500 00

500 00

500 00

500 to

__ ________________

S to c k s b o n d s a n d m o r t g a g e s ______ _____ ____

R an k in g h o u se

F u r n itu r e and f i x t u r e s ________________________
O th e r re a l e s t a t e

.

______________________

303 64

303 64'

25,299 69

38,280 20

31,826 47

24,259 99

______________

216 57

450 00

118 06

70 99

_________________ _____

18 10

11 36

29 58

___________________________________

4,045 00

4,110 00

R u e fro m h a n k s in re s e r v e c i t i e s __ ____ ________

C h e e k s an d c a s h ite m s _
N ic k e ls and c e n ts
G old coin

R ep o rt of
D ee. 1.

R e p o r t of
S e p t. 20.

$60,802 99

L o a n s and d iso,mints

O v e rd ra fts

R e p o r t of
M ay 5.

3 30

3,870 00 i

' 4,025 00

550 00

475 00

362 00

630 00

3,218 00

3,600 00

3,900 00

2,790 00

$118,133 41

$126,059 52

$132,639 24

$130,672 05

.... ......................- ..........

$35,000 00

$35,000 00

S u rp lu s fund
_______________________
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te rp s t and ta x e s p a id _________________________

2,900 00

2,900 00

199 94

605 41

S ilv e r coin

___________________________

XT S and N a tio n a l h a n k n o te s .............. ....................
T o t a ls ................................................... - ......................

L iab ilitie s.
O ap it a.l s to c k p a id in __ .

$35,000 00 !

$35,000 00
3,060 00

3,060 00
542 12 [

[

541 66

15 00

______

108 00

C o m m e rc ial d e p o sits s u b je c t to c h e c k _________

18,273 89

13,908 17

13,860 01

14,626 45

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

9,054 34

18,245 96

18,122 03

21,374 09

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it______

52,597 24

55,399 98

62,040 08

56,060 85

D iv id en d s u n p a id

C e rtifie d c h e c k s

_________

C a s h ie r’s c h e c k s o u ts ta n d in g
D ue to h a n k s and h a n k e rs
L............... —

N o te s a n d hills re d is e o u r te d

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

_ _________________________

$118,133 41

$126,059 52

$132,639 24 i

$130,672.05

36

STATE

B A N K IN G

D EPA RTM EN T

No. 174.
COM M ERCIAL S T A T E BA N K OF CONSTANTINE, CO N STA N TIN E.
O rg a n iz ed A u g u st 1, 1894.
J o h n H. J o n e s ,

P r e s id e n t;

S a m u e l G ib s o n , V i c e P r e s i d e n t ; J o h n B. G e o r g e ,
J am es A. M a r s h , C a s h i e r .

S e c o n d V i c e P r e s i d e n t ■;

D i r e c t o r s .—D avid E. W ilso n , J . B. G e o rg e , J . H. J o n e s , A. B. G e o rg e , S. G ibson, W . H . B u rg e r, C. M.
B u rg e r, L. A. M elc h e r, J o h n B lue, J W elb o rn , C. E. H a g e n b u c h , I. N. N ash , J a m e s A. M arsh.
R e p o r t of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ______________________ _____

$71,918 87

$82,988 47

$85,138 05

$87,446 67

S to c k s , b o n d s a n d m o rtg a g e s ________ ______ .

18,208 52

17,749 92

18,962 92

20,112 92

_ ___

3,034 53

722 53

608 02

707 11

B an k in g h o u s e _____________

__ _____________

3,879 50

3,967 10

4,155 16

4,157 26

F u r n itu re an d fix tu re s ________

________________

1,315 90

1,787 52

1,787 52

1,787 52

15,688 59

36,704 44

33,386 51

35,753 96

O v e r d r a f ts ______ _________ _____________

O th e r r e a l e s t a t e . - - ............................... ....... __ ............
D ue fro m b a n k s in r e s e r v e c itie s . ______

_

__

D ue fro m o th e r o a n k s a n d b a n k e r s _______ _____
E x c h a n g e s fo r c le a rin g h o u s e __________________
C h ec k s an d c a s h ite m s _________ ______ _____ __

284 02

69 62

137 70

163 32

N ic k e ls a n d c e n t s ____ __________________ _______

38 65

28 28

119 15

113 52

2.610 00

2,720 00

2.390 00

2,470 00

570 35

310 55

595 70

G o ld c o in . _

-_ . . . ___ __________________ .

S ilv e r c o in _____

________________

U . S. a n d N a tio n a l b a n k n o t e s ___

_

619 00

. . . _______

4,608 00

995 00

2,275 00

1,458 00

T o t a l s ____________ ________________ ____

$122,205 58

$148,303 23

$149,270 58

$154,765 98

...... ..............

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d . . _____ _________________ ________
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s, i n te r e s t
a n d ta x e s p a id ................................ .........................

5,000 00

5,000 00

5,000 00

5,000 00

690 13

1,844 63

2,222 63

2,757 16

L iab ilitie s.
C a p ita l s to c k p a id in ___ _ .

__

D iv id e n d s u n p a id ____________ ___ ______________
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ______ .

16,952 28

21,461 12

19,254 15

23,396 73

D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it_____

74,563 17

91,997 48

97,793 80

98,612 09

$122,205 58

$148,303 23

$149,270 58

$154,765 98

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it ______
S a v in g s d e p o s its __________ __________________ . .
S a v in g s c e r tif ic a te s o f d e p o s it__________________
C ertifie d c h e c k s _________________________
C a s h ie r's c h e c k s o u ts ta n d in g __________

___
_____

D ue to b a n k s an d b a n k e r s _____________ _______
N o te s an d bills r e d is c o u n t e d .................. ................
B ills p a y a b l e . ______ ___________________ _______
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

__________ _______________

___

STA TE

BANKS

OF

37

M ICH IGA N

No. 173.
F IR S T STA T E BA N K OF C O N STA N TIN E, CO N STA N TIN E.
O rg an ized J u n e 28, 1894.
D e l ia S. C r o s s e t t ,

P r e s id e n t;
Ge o r g e

S. B. H a g e n b u c h ,
C ro sse tt H a r v e y ,

V ic e P r e s id e n t : W .
A s s is t a n t C a s h ie r.

W. H arvey,

C a s h ie r;

D ir e c t o r s .—J . W. Sim ons, J. M ark H a rv e y , W . W . H a rv e y , S . B. H a g e n b u c h , D. S. C ro s s e tt,
E d w in W- K e ig h tle y , G e o rg e C r o s s e tt H a rv e y .
R e so u rc e s.

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R e p o rt of
S e p t. 20.

R e p o r t of
Dec. 1.

L o a n s a n d d is c o u n ts .............................................

$69,384 51

$59,696 42

$64,070 31

$69,184 93

S to c k s , b o n d s an d m o rtg a g e s ..........................

27,221 52

32,101 30

33,631 14

33,284 52

O v e r d r a f ts ................................................................

3,243 96

1,998 18

1,355 57

3,794 29

B an k in g h o u s e .................................................... ..

5,250 00

5,250 00

5,250 00

5,250 00

16,454 60

30,605 65

16,481 66

F u r n itu r e a n d fix tu re s .........................................
O th e r r e a l e s t a t e ........T....... ................................
1,092 84

C u rre n t e x p e n s e s, in te r e s t a n d ta x e s paidD u e fro m b a n k s in r e s e r v e c itie s , j ................

12,198 25
10 0 00

D ue fro m o th e r b a n k s a n d b a n k e r s ...............
E x c h a n g e s fo r c le a rin g h o u s e ........................

131 50

C h e c k s a n d c a s h ite m s . . ....................................

717 95

220 34

1,102 37

N ic k e ls an d c e n ts ............. ........., ....................

282 01

168 51

114 92

115 40

6,500 00

6,000 00

6,500 00

5,000 00

G old c o in ............................. ....................................
S ilv e r c o in ................... .................................- ........

1,000 00

800 00

1,400 00

800 00

U . S. a n d N a tio n a l b a n k n o te s ..................... .

2,795 00

4,795 00

2,035 00

3,865 00

$132,849 55

$141,635 40

$133,033 81

$133,723 89

$30,000 00

$30,000 00

$30,000 00

$30,000 00

700 00

700 00

1,000 00

1,000 00

539 05

503 16

*809 72

122 52

C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...........

18,640 34

28,728 25

22,091 58

18,207 66

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

356 85

82 00

59 00

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it—

6,000 00

1,000 00

S a v in g s d e p o s its ................................................ .......

76,613 31

80,621 99

T o tals..

L iab ilitie s.
C a p ita l s to c k p a id i n ........ .........
S u rp lu s fu n d ........................................................ .........
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id .......................................................
D iv id en d s u n p a id ........................................................

79,073 51

S a v in g s c e r tif ic a te s o f d e p o s it...... .........-,.........

246 00
5,000 CO

73,147 71

C e rtifie d c h e c k s ........................................... ............
C a s h ie r's c h e c k s o u ts ta n d in g ..............................
6,000 00

D ue to b a n k s an d b a n k e r s ......................................
N o te s a n d bills r e d is c o u n te d ............... .............
Bills p a y a b le ................................................ —- ..........
T o t a l s ...................................................- ................
* G ross u n d iv id e d profits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$132,849 55

$141,635 40

$133,033 81

$133,723 89

38

STA T E

BA N K IN G

D EPA R TM EN T

No. 183.
SA N IL A C COUNTY STA TE BANK, CROSW ELL.
O rg a n iz ed D e c e m b e r 26, 1895.
B. R. N o b l e ,

P r e s id e n t;

M. D. W a g n e r ,

V ic e P r e s i d e n t ;

J o h n P. N ig g e m a n , J r .,

C a sh ie r.

D i r e c t o r s .—B. R. N o b le , J o h n P . N ig g e m a n , J r., J a m e s L. B e n e d ic t, M a tth e w D. W a g n e r, C h a rle s F.
L a w so n .
R e p o rt of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$47,696 64

$47,737 01

$51,746 29

$51,405 68

________ _

3,416 00

3,518 00

3,627 00

3,229 00

» O v erd rafts________ _____________ ____ ___________

886 66

404 87

346 08

163 82

B an k in g h o u s e _____ ______ ____ ________________

2,500 00

2,500 00

2,565 00

2,565 00

F u r n itu r e a n d fix tu re s ..........

2,700 00

2,700 00

2,700 00

2,710 00

900 00

900 00

900 00

900 00

13,750 67

11,951 78

11,418 70

10,255 32

17 00

874 37
159 75

L o a n s an d d is c o u n ts ____________________________
S to c k s , b o n d s a n d m o r tg a g e s ______

_ ........ ........................
.

O th e r r e a l e s t a t e ______________

___

D ue fro m b a n k s in r e s e r v e c itie s . ................. .

.

D ue fro m o th e r b a n k s a n d b a n k e r s ______
E x c h a n g e s fo r c le a rin g h o u s e .

..............

C h ec k s a n d c a s h i t e m s _____ ______

139 60

•
_

___

..

N ic k e ls an d c e n ts ______________________ ____
G old c o i n ............ ................................................................
S ilv e r c o in _____________ ______ __________

141 06

93 15

192 00

30 35

34 19

55 46

34 25

1,377 50

1,372 50

1,225 00

832 50

389 75

275 00

223 75

544 00

3,500 00

2,805 00

2,699 00

6,150 00

$77,147 57

$74,431 10

$77,745 28

$79,964 75

C a p ita l s to c k p a id i n ............................... ...................

$30,000 00

$30,000 00

$30,000 00

$30,000 00

¡Surplus fu n d ..________ __________
________
U n d iv id ed pro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id __ ________ . _____ . . . ______

2,000 00

2,000 00

2 500 00

2,800 00

1,367 63

2,585 70

903 35

122 14

IT. S. a n d N a tio n a l b a n k n o te s . ___________
T o t a l s .....................................................

L ia b ilitie s

D ividends u n p a id ..........................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

15,526 99

12,614 60

14,686 54

17,544 63

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.......

26,194 38

24,759 31

25,732 34

25,780 04

1,844 12

2,467 32

2,943 12

3,281 65

214 45

4 17

979 93

436 29

$77,147 57

$74,431 10

$77,745 28

$79,964 75

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it
S a v in g s d e p o s it s .._____ __________________ _____
S a v in g s c e r tif ic a te s o f d e p o s it_____ ____ _______
C e rtifie d c h e c k s _______ __________
C a s h ie r's c h e c k s o u ts ta n d in g ______________

...

D ue to b a n k s a n d b a n k e r s .........................
N o te s an d bills re d is c o u n te d . ..................................
B ills p a y a b le ................................................ ........................
T o t a l s _____________ __________ ________ ____


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

39

MICHIGAN

No. 182.
STA TE BA N K OF CRO SW ELL, CRO SW ELL.
O rg an ized D e c e m b e r 4, 1895.
J o s e p h M G a ig e ,

P r e s id e n t;

W m. H . A i t k i n ,

V ic e P r e s i d e n t ;

F r a n k J. B a t t e r s b e e ,

C a sh ie r.

D i r e c t o r s .—J o s e p h M. G aig e, F r a n k J. B a tte r s b e e , W m . H. A itkin, G eo. W . S h e rk , H. C. A itk in ,
M. 0. R ic h ard so n .
R ep o rt of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

$35,547 06

$40,823 22

$42,853 49

$27,704 38

3,864 26

2,832 03

1,046 35

2,115 00

.......................................................... .....

92 28

200 75

1,053 82

2,584 43

B an k in g h o u s e ___________________ - .............. ...........

2,000 00

2,000 00

2,000 00

2,000 00

F u r n itu r e a n d fix tu re s ....................................................

742 80

742 80

742 80

742 80

1,257 47

1,209 47

L o a n s an d d is c o u n ts ........................................... ............
S to c k s , b o n d s and m o rtg a g e s
O v e rd ra fts

O th e r re a l e s t a t e

__

........ .....................................

D ue fro m b a n k s in r e s e r v e c itie s ........................ _.

6,239 55

3,221 21

3,879 04

16,043 88

D u e fro m o th e r b a n k s a n d b a n k e r s ..........................

295 34

25 45

408 09

1,853 97

47 36

458 91

62 28

498 25

8 98

12 18

1 55

24 53

FiTi»hanges fo r c le a rin g h o u se

__

O h e c k s and c a s h ite m s

....................
_

__

N io k e ls a n d c e n ts ............. ............................................
O o ld co in

__ _____________________________
....................................................... ..............

231 95

48 00

1 60

483 60

TT 8 and N a tio n a l b a n k n o te s ____ _______ _____

701 00

1,081 00

582 00

778 00

T o t a l s ........................................-.........- ..............

$49,770 58

$51,445 55

$53,888 49

$56,038 31

$20,000 00

$20,000 00

$20,000 00

$20,000 00

1,600 00

1,600 00

1,600 00

1,600 00

945 99

1,691 68

1,622 42

1,710 29

14,366 26

10,984 62

14,528 29

15,172 19

12,858 33

17,007 31

15,485 17

17,368 39

161 94

652 61

187 44

$51,445 55

$53,888 49

$56,038 31

S ilv e r c o in

L iab ilitie s.
C a p ita l s to c k p a id in _________________________..
S u rp lu s f u n d . . . .......................................................... .......
U n d iv id e d p rofits, less c u r r e n t e x p e n s e s, in te r e s t
and ta x e s p a id
_________________ _____
D iv id en d s u n p aid

__

___________

C o m m e rc ia l d e p o sits s u b je c t to c h e c k -------------P)0 m a n d commprc.ii^l c e r tif ic a te s o f d e p o s it
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it----------S a v in g s d e p o sits

____________________

S a v in g s c e r tif ic a te s o f d e p o s it
£j0 j»rified c h e c k s

____

C a sh ie r s C heeks c u t,sta n d in g
D ue to b a n k s and b a n k e rs

Bills p a y a b le
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

___________ _____

__ _______________
........ .................................................

$49,770 58

40

STA TE

BA N K IN G

D EPA R T M E N T

No. 176.
DAVISON STA TE BANK, DAVISON.
O rg an ized D e c e m b e r 28, 1894.
J . F. C a r t w r ig h t ,

P r e s id e n t a n d

C a s h ie r;

A. B. C u l l e n ,

V ic e

P r e s id e n t.

D ir e c t o r s .—A. B. C ullen, Is r a e l Hill, J. H. B a x te r, J. F. C a r tw rig h t, C h a rle s B la ck m o re.
R ep o rt of
F e b . 18.

R e s o u rc e s.

L o a n s a n d d is c o u n ts ..................................... . . .

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

827,944 51

J 30,729 91

$27,647 59

$28,450 59

S to c k s , b o n d s an d m o rtg a g e s ............. .....................

2.325 62

2,968 34

2,973 86

2,970 86

O v e r d r a f ts ................................................................ .........

3.326 05

1,698 23

996 10

1,245 96

B an k in g h o u s e ...................................................................

6,781 06

6,741 15

6,675 05

6,718 35

F u r n itu r e a n d f ix t u r e s .................................................

1.300 04

1,303 34

1,303 34

1,680 37

O th e r r e a l e s t a t e . . .................................................. .......

1.300 00

1,680 37

1,680 37

1,303 34

C u rre n t e x p e n s e s an d in te r e s t p a id .............

1,061 24

995 53

1,613 06

2,007 65

1,261 93

6,504 80

1,136 25

121 83

1,867 33

1,455 82

C h e c k s a n d c a s h ite m s ................... ...............................

22 00

1,317 87

1,800 00

369 55

N ic k e ls an d c e n t s .......................................... ...............

31 63

49 26

58 31

74 23

1,505 00

920 00

682 50

730 00

D ue fro m b a n k s in re s e r v e c itie s ...................... .......
D ue fro m o th e r b a n k s an d b a n k e r s ..........................

974 97

E x c h a n g e s fo r c le a rin g h o u s e ................... ...............

G old c o in ...................................................
S ilv e r c o in ........ ............................... ...................

310 20

171 95

935 60

1,266 70

U. S. a n d N a tio n a l b a n k n o te s ..................................

1,233 00

535 00

1,567 00

1,865 00

T o ta ls ..................................................................

$49,251 57

$49,232 78

$51,062 04

$56,643 22

C a p ita l s to c k p a id in .....................................................

$20,000 00

$20,000 00

$20,000 00

$20,000 00

.......................

300 00

300 00

300 00

300 00

28 21

65 42

1,109 83

1,437 82

L iab ilitie s.

S u rp lu s fu n d ..................................
B

G ross u n d iv id e d p r o f its _______ ________________
D iv id en d s u n p a id .............................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

5,831 90

5,897 53

5,953 15

6,653 31

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

23,091 46

22,304 92

23,699 06

28,020 21

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it______
S a v in g s d e p o sits ______ ______________ __________
S a v in g s c e r tif ic a te s o f d e p o s it_____ ______ ____
C e rtifie d c h e c k s ................................................................
C a s h ie r's c h e c k s o u ts ta n d in g ......................................
D u e to b a n k s a n d b a n k e r s .............................................

664 91

231 88

N o te s an d bills re d is c o u n te d .......................................
B ills p a y a b le ............................................................ ...........
T o ta ls .............................. ....................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

*49 251 57

*49 232 78

$51,062 04

$56,643 22

STA TE

BANKS

OF

4L

M ICHIGAN

No. 102.
F IR S T STA TE BANK OF DECATUR, DECATUR.
O rg an ized S e p te m b e r 19, 1890.
A. B. Co p l e y ,

P r e s id e n t;

E. B. C o p l e y ,

V ic e P r e s i d e n t ;

A. H. H u y c k ,

C a s h ie r .

Di r e c t o r s .—A. B. C opley, F. B. B y ers, A. E. L a w re n c e , E. B C opley, A. H. H uyck.
R e p o r t of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ___ _______ ________ _______ _

$70,862 21

$66,406 80

$58,733 50

$60,206 00

S to c k s , b o n d s a n d m o rtg a g e s .....................................

25,955 14

25,918 14

29,918 14

26,722 14

33 91

296 85
2,500 00

O v e r d r a f ts .........................................................................

89 07

B an k in g h o u s e .................................................................

2,500 00

2,500 00

2,500 00

F u r n itu r e an d fix tu re s ..................................................

1,000 00

1,000 00

1,000 00

1,000 00

O th e r r e a l e s t a t e . ..................... .........................

1,800 00

1,800 00

1,800 00

2,065 00

10,233 54

15,335 04

9,121 45

15,246 86

1,851 20

2,828 38

1,267 68

1,524 70

5,180 45

269 77

26 62

17 03

11 64

34 27

4,911 50

5,416 50

5,076 50

5,481 50

D ue fro m b a n k s in re s e r v e c itie s ................................
D ue fro m o th e r h a n k s an d b a n k e r s . .
"RYchanges fo r e le a rin g h o u se

__

C h e c k s a n d c a s h ite m s .................................. ...............
N ic k e ls a n d c e n t s
G old c o in

.........................................................

.... ............

....................... ............

901 04

404 35

983 00

666 80

933 75

............................

5,286 00

4,295 00

2,702 00

5,859 00

................................................................

$126,444 33

$131,680 34

$113,101 39

$121,246 41

C ap ita l s to e k p a id in _ ................... .............................

$30,000 00

$30,000 00

$30,000 00

$30,000 00

S u rp lu s fu n d
_________ ____ ___________
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id .......................................................

1,000 00

1,000 00

1,500 00

1,500 00

3,862 93

4,862 87

4,139 66

2,344 39

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

39,103 35

39,964 64

26,084 33

36,839 95

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

36,235 72

41,946 15

38,341 57

35,437 06

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............

16,006 05

13,670 40

12,799 55

14,888 73

236 28

236 28

236 28

236 28

$126,444 33

$131,680 34

$113,101 39

$121,246 41

S ilv e r c o in .........................................................................
U. S. a n d N a tio n a l b a n k n o te s
T o ta ls

L iab ilitie s.

D iv id en d s u n p aid

S a v in g s d e p o sits
S a v in g s c e r tif ic a te s o f d e p o sit
C ertifie d c h e c k s

_ ____ _________

C a s h ie r’s c h e c k s o u ts ta n d in g
D ue to b a n k s a n d b a n k e r s ........................ ...................
T ^ o fe s a n d h ills r e d i s c o u n t e d
■ p ills p a y a b l e

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

.... ..........................................

42

STA TE

BA N K IN G

D EPA R TM EN T

No. 196.
F A R M E R S ’ STA TE BANK OF D ECK ERV ILLE. D ECK ERV ILLE.
O rg a n iz ed J u n e 25, 1897.
I ra A rn o t,

P r e s id e n t;

A manda A r n o t ,

V ic e P r e s id e n t ;
A s s i s t a n t C a s h ie r.

E. M. M a r k ,

C a s h ie r ;

V. A. W o o d e y ,

D ir e c t o r s .—I r a A rn o t, A m a n d a A rn o t, M y ra A rn o t M ark, V. A. W o o le y , P h e b e A rn o t.
R ep o rt of
F e b . 18.

R e so u rc e s.

L o a n s a n d d i s c o u n t s ....................... ...............................

R e p o r t of
M ay 5.

R e p o r t of
S e p t 20.

R ep o rt of
D ec. 1.

844,322 63

844,149 26

$42,270 55

S to c k s , b o n d s a n d m o rtg a g e s .............

3,197 00

4.506 88

3,000 00

4,000 00

O v e r d r a f ts ...................................................

1,739 79

595 28

999 84

5,916 50

B an k in g b o u s e - .

1,721 61

1,725 86

1,725 86

'1,860 86

412 80

412 80

765 00

789 00

.. .......... .....................

F u r n itu re an d f ix tu r e s .- ..........................
O th e r re a l e s t a t e ........... .......................................
D ue fro m b a n k s in r e s e r v e c itie s ..............................

$37,778 71

1,010 00
1,051 58

5,738 31

3,255 26

1,097 07

1,495 84

494 34

711 55

1,705 19

5 94

8 65

6 70

2 41

50 00

30 00

5 00

75 00

D ue fro m o th e r b a n k s a n d b a n k e r s ________ ____
E x c h a n g e s fo r c le a rin g h o u s e ____________ .
C h e c k s an d c a s h ite m s ____

. .

N ic k e ls a n d c e n ts .......................................
G old c o in .......................... ....................
S ilv e r c o i n . ...................................................
U . S. a n d N a tio n a l b a n k n o t e s . . _____ __________
T o t a l s .................................................

246 50

72 75

85

70 15

2,543 00

2,756 00

3,104 0J

4,689 00'

856,786 69

860,490 13

$56,854 61

$57,983 89

815,000 00

815,000 00

$15,000 00

$15,000 00

1.000 00

1,000 00

1,000 00

1,000 00

1,068 12

2,060 16

582 38

2,240 39

L iab ilitie s.
C a p ita l s to c k p a id in ....... ......................
S u rp lu s fu n d _____ ________
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a i d . . ................................
D iv id en d s u n p a id ............. . . . I . . .
C o m m e rc ia l d e p o sits s u b je c t to c h e c k .............

18,858 96

16,255 72

10,492 36

11,628 81

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it. . .

20.606 84

23,942 05

29,289 89

27,565 00

232 20

489 98

549 69

$56,854 61

$57,983 89

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t .............
-

S a v in g s d e p o s i t s . .. ........ ........................
S a v in g s c e r tif ic a te s o f d e p o s i t . ..............................
C e rtifie d c h e c k s ........... ................ ............... .
C a s h ie r's c h e c k s o u ts ta n d in g .................... ...............
D ue to b a n k s a n d b a n k e r s ...........................................

252 77

N o te s a n d bills r e d is c o u n te d ___________________
B ills p a y a b le .......... ........................................................
T o t a l s ...................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

2,000 00
856,786 69

860,490 13

STA TE

BANKS

OF

43

M ICHIGAN

No. 195.
STA TE BANK OF D ECK ERV ILLE, D ECKERVILLE.
>

.

I

O rg a n iz ed J u n e 1, 1897.
J o s e p h M. G a ig e ,

P r e s id e n t;

W m . H. A i t k i n , V i c e
A. M. N i l e s , A s s i s t a n t

P r e s id e n t;
C a s h ie r.

J. M. B o s t w ic k ,

C a s h ie r;

D ir e c t o r s .—J o s e p h M. G aige, W m . H. A itkin, A. M. N iles, H. C. A itk in , M. C. R ic h ard so n .
R e p o r t of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts ......................................... ..............

$17,499 56

$19,498 09

$26,002 65

$24,631 92

S to c k s , b o n d s an d m o rtg a g e s .....................................
•
O v e r d r a f ts ............... .............. ............................................

918 13

670 00

1,530 00

1,530 00

6 42

83 93

596 92

360 51

1.428 85

1,859 76

693 40

697 75

958 41

4,807 07

Banking- h o u se

..................................

F u r n itu r e an d fix tu re s ........... .................... ....... .......... -

617 35

687 90

O th e r r e a l e s ta te
D ue fro m h a n k s in re s e r v e c itie s ............_

3,388 93

D ue fro m o th e r b a n k s a n d b a n k e r s ............. ..........

5,105 62

5,108 35

104 10

"e x ch a n g e s fo r c le a rin g h o u se
O h e ck s an d c ash ite m s ...................................................

150 63

624 41

101 00

N ic k e ls an d c e n t s .............................. . . . ........................

1 45

6 87

5 61

57 95
1 09

G o ld c o in ............ ............................ .................... ............

95 00

175 00

75 00

295 00

S ilv e r c o in .............. .........................................................

65 00

73 30

17 00

57 15

U. S. a n d N a tio n a l b a n k n o t e s ........ ................ .........

1,305 00

1,970 00

3,490 00

853 00

T o t a l s .......................... ..........................................

$29,153 09

$28,897 85

$34,898 84

$35,255 30

*

L iab ilitie s.
C a p ita l s to c k p a id in ......................................... ..........
S u rp lu s fu n d
___ ___________________________
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ...... ........................ ......................... .

$15,000 00

$15,000 00

$15,000 00

$15,000 00

140 44

140 44

12 97

479 04

1,018 69

1,127 49

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ..................

7,678 35

6,431 19

8,675 92

8,138 29

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

5,447 24

6,328 52

8,822 58

11,497 53

8 81

10 65

2,246 93

$29,153 09

$28,897 85

$34,898 84

D iv id en d s u n p a id .............. ......... .....................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............
S a v in g s d e p o sits

........

..................................

S a v in g s c e r tif ic a te s o f d e p o sit
C e rtifie d c h e c k s

......

............................................

C a s h ie r's c h e c k s o u ts ta n d in g _ ___ ____ _
D ue to b a n k s a n d b a n k e rs
N o te s and bills re d is c o u n te d
Bills p a y a b le

.

________

T o t a l s ............... .................................... - ..............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$35,255 30

u

STA TE

BA N K IN G

D EPA RTM EN T

No. 210.
D ELR A Y SAVINGS BANK, DELRA Y.
O rg an ized O c to b e r 17, 1898.
C h a s . E. L yon *,

P r e s id e n t;

A. H. G r e e n , J r .,

V ic e P r e s i d e n t ;

F. A. S m i t h ,

C a s h ie r .

D i r e c t o r s .—C has. E. L y o n , L. H. J o n e s , F. J. C lip p e rt, C has. K. L a th a m . F. A. S m ith , T h o s H
S im pson, A. H. G re e n , j r .

R e so u rc e s.

R e p o r t of

R e p o r t of

R e p o rt of

L o a n s an d d i s c o u n t s - ............

R e p o r t of
D ec. 1.
$3,880 00

S to c k s , b o n d s a n d m o rtg a g e s
O v e r d r a f ts ............... ...........

•

B an k in g h o u s e .........................
F u r n itu r e a n d f ix tu r e s ........................

400 74

O th e r re a l e s t a t e ____ _____
E x p e n s e a c c o u n t____________

786 64

D ue fro m b a n k s in re s e r v e c itie s ............

14,136 85

D ue fro m o th e r b a n k s an d b a n k e r s ... .
E x c h a n g e s fo r c le a rin g h o u s e ........... .........
C h e c k s a n d c a s h ite m s ...........

25 24

N ic k e ls a n d c e n t s .................

54 41

G old c o in ................. ...................

75 00

S ilv e r c o in ............ ...................

526 55

U. S. a n d N a tio n a l b a n k n o te s ......... ....................

3,533 00

T o t a l s ............................ ...........

$23,418 43

•
L iab ilitie s.
C a p ita l s to c k p a id i n . . . .......................

$16,950 00

S u rp lu s f u n d ............ ............
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
a n d ta x e s p a id .............................
D iv id en d s u n p a id ........................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k

4,671 90

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit

97 00

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S av in g s d e p o s its _________

1,672 36

S av in g s c e r tif ic a te s o f d e p o s it...............

1

C e rtifie d c h e c k s . . . .................

1

C a s h ie r's c h e c k s o u ts ta n d in g ..

|

D ue to b a n k s an d b a n k e r s .......................

1

N o te s an d bills re d is c o u n te d ................ .......

1

B ills p a y a b l e .......................................

1
i

T o t a l s ......................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

1
1

27 17

$23,418 43

STA TE

BANKS

OF

45

M ICHIGAN

No. 73.
CEN TRA L SAVINGS BANK, DETRO IT.
O rg an ized A p ril 19, 1888.
G il b e r t H a r t ,

P r e s id e n t;

C o n r a d C l i p p e r t , V i c e P r e s i d e n t ; C has . K . L a t h a m ,
P r e s i d e n t ; J o s e p h C. H a r t , C a s h i e r .

Second

V ic e

D ir e c t o r s .—Chas. K. L a th a m , J o s e p h C. H a rt, C o n ra d C lip p e rt, G ilb e rt H a rt, W m. T. G age.

R e so u rc e s.

L o a n s a n d d is c o u n ts ..............................
S to c k s , bonds a nd m o rtg a g e s ............................
O v e r d r a f ts _________________

R e p o rt o f
F e b . 18.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

$105,607 24

$120,907 12

$94,711 28

$85,843 83

323,568 78

324,606 28

350,604 17

347,886 17

453 23

571 49

1,401 15

609 26

B an k in g h o u s e ...................... ..............
F u r n itu r e an d fix tu r e s .......... .........................

1,890 00

1,890 00

1,890 00

1,890 00

O th e r r e a l e s t a t e ......................................

5,738 06

8,238 06

8.238 06

8,238 06

121,945 53

127,705 92

80,924 89

95,328 43

E x c h a n g e s fo r c le a rin g h o u s e ...................

2,474 09

2,751 43

889 64

2,782 68

C h e c k s a n d c a s h ite m s ................... ..............

937 12

902 71

452 86

2,051 64

79 49

124 45

110 60

230 45

18,290 00

18,602 50

19,200 00

18,460 00

D ue fro m b a n k s in re s e r v e c itie s..
D ue fro m o th e r b a n k s an d b a n k e r s _______

N ic k e ls a n d c e n t s . .. .............................
G old c o in ............... .........
S ilv e r c o in ___ ___________

1,210 55

1,139 85

1,450 60

1,306 40

U. S. a n d N a tio n a l b a n k n o te s ..........

9,892 00

6,479 00

8,322 00

5,210 00

$592,086 09

$613,918 81

$568,195 25

$569,836 92

$100,000 OO

$100,000 00

$100,000 00

$100,000 00

12,500 00

12,500 00

13,000 00

13,000 00

1,517 37

4,740 25

2,015 87

5,952 17

T o t a l s ................................

L iab ilitie s.
C a p ita l s to c k p a id i n . . . .............
S u rp lu s fu n d _____________
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, in te r e s t
an d ta x e s p a id ......................................
D iv id en d s u n p a id ............................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

64,315 89

72,809 45

69,416 02

71,194 31

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.......

27,799 48

22,654 16

18,928 42

15,268 34

378,540 85

392,930 07

362,420 37

362,709 19

301 98

2,394 82

2,414 57

1,192 91

7,110 52

5,890 06

$592,086 09

$613,918 81

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o s its ................................................
S a v in g s c e r tif ic a te s o f d e p o s it....... .............. ............
C e rtifie d c h e c k s ............................................
C a s h ie r's c h e c k s o u ts ta n d in g .....................................
D ue to b a n k s a n d b a n k e r s ............... .................. ...........

520 00

N o te s a n d bills re d is c o u n te d ......................................
B ills p a y a b le ................ ......................................................
T o t a l s ............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$568,195 25

$569,836 92

46

STA TE

BA NKING

D EPA RTM EN T

No 82.
C IT IZ E N S’ SAVINGS BANK, DETRO IT.
O rg a n iz ed M arch 2, 1885.
R. H. F y f e ,

P r e s id e n t;

T hom as B e r r y ,

V ic e P r e s id e n t ;

F r a n k F. T il l o t s o n ,

C a s h ie r .

D i r e c t o r s .—J o h n H. A v e ry , L e v i L. B arb o u r, Thos. B erry , C. A. K e n t, C h ristia n M ack, F r a n k F
T illo tso n . R. H. F y fe , C. B. H u b b a rd , W. F. J e w e ll.

R e so u rc e s.

L o a n s an d d is c o u n ts ...... ...................................
S to c k s , b o n d s an d m o rtg a g e s ...................................
O v e r d r a f ts .......................................... .......................

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

$754,207 90

$767,055 57

$687,841 69

$645,150 91

413,648 03

453,519 75

495,619 80

469,220 33

453 60

163 07

548 84

438 98

R e p o r t of
D e c .'l.

B an k in g h o u s e ..................... ....... ...................................
F u r n itu r e an d fix tu re s .........................................

8,431 46

8,264 80

7,931 48

7,681 49

O th e r r e a l e s t a t e .........................................................

161,407 93

155,304 45

137,829 79

137,852 55

D ue fro m b a n k s in re s e r v e c i t i e s ........................

200,179 17

152,616 50

96,920 41

185,974 74

9,270 30

17,028 37

12,986 12

17,478 58

15,523 36

8,845 14

14,010 32

33,317 11
207 69

D ue fro m o th e r b a n k s a n d b a n k e r s _____ ______
E x c h a n g e s fo r c le a rin g h o u s e ................. ...........
C h ec k s a n d c a s h ite m s ................................ ..................

726 46

477 59

382 41

N ic k e ls a n d c e n ts ...........................................................

125 42

86 89

30 24

65 95

G old c o in ....................................... ....................................

55,915 00

50,010 00

50,095 00

55,590 00

S ilv e r c o in .............................. .........................................

3,320 00

5,784 00

1,418 00

4,254 00

.

56,842 00

32,506 00

17,025 00

47,779 00

T o t a l s ............... .............................................

$1,680,050 63

$1,651,662 13

$1,522,639 10

$1,605,011 33

$200,000 00

$200,000 00

$200,000 00

$200,000 00

58,831 41

67,031 94

50,000 00

50,000 00

U. S. an d N a tio n a l b a n k n o te s ............. .......

L iab ilitie s.
C a p ita l s to c k p a id in .............................................
S u rp lu s fu n d .................................... .............
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ______________________
D iv id en d s u n p a id _____ _______ ____ _____
C o m m e rc ia l d e p o sits s u b je c t to c h e c k .........

1fi 2
300 00

300 00

165 00

328,495 71

284,464 96

303,745 19

351,380 29

8,991 91

14.450 20

14,498 03

D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t ____

fiO

10,067 91

S a v in g s d e p o s its ..........................................................

542,012 06

551,220 42

538,098 20

544,729 41

S a v in g s c e r tif ic a te s o f d e p o s it ...............................

243,080 49

232,925 05

180,C87 41

141,582 43

5,393 80

1,829 05

1,577 24

14,819 59

C e rtifie d c h e c k s ..................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...............
D ue to b a n k s a n d b a n k e r s ....................

3 208 02

19 46
291,849 79

304,898 80

215,071 34

262,579 61

$1,680,050 63

$1,651,662 13

$1,522,639 10

$1,605,011 33

N o te s an d bills r e d is c o u n te d ....... ...........
B ills p a y a b l e ............................. ....... ...............................
T o t a l s .................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

47

M ICHIGAN

No. 37.
T H E CITY SAVINGS BANK, DETROIT.
O rg an ized O c to b e r 25, 1889.
W . H. B r a c e ,

P r e s id e n t;

G eo . R. A n g e l l ,

V ic e P r e s i d e n t ;

H. R. A n d r e w s ,

C a s h ie r .

D i r e c t o r s .—W . H. B ra c e , G. R. A n g ell, J. A. R em ick , F. C. P in g r e e , W . L. A ndrus, F. C. A n d re w s,
G eo. D ingw all, J o s e p h S c h rä g e , H o m e r M cG raw .
R e p o rt o f
F e b . 18.

R e so u rc e s.

L o a n s a n d d is c o u n ts ........................................................ $1,289,0-15 37
S to c k s , b o n d s an d m o rtg a g e s .....................................
O v e r d r a f ts .......................................................................

R e p o r t of
M ay 5

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$1,187,172 71

$1,349,351 34

$1,202,061 13

■124,598 25

616,875 75

645,027 50

624,280 13

3,495 14

2,938 87

2,361 38

573 90

B an k in g h o u s e ................... ........................................
F u r n itu r e an d fix tu re s ....................................................

6,000 00

6,000 00

6,000 00

6,000 00

O th e r r e a l e s t a t e ...............................................

132,737 04

33,180 05

41.954 77

195,070 83

D ue fro m b a n k s in re s e r v e c itie s ..............................

224,965 37

136,204 82

337,300 28

321,384 12

D ue fro m o th e r b a n k s a n d b a n k e r s ..........................

13,412 72

14,587 61

15,876 79

21,054 16

E x c h a n g e s fo r c le a rin g h o u s e ............................

18,098 86

42,295 09

26,140 68

29,418 60

2.433 30

1,975 00

574 32

2,803 84

140 51

136 28

159 80

146 95

6,205 10

14,947 50

18,327 50

15,932 50

C h e c k s a n d c a s h ite m s .................__ _...........................
N ic k e ls an d c e n t s ............. ................................... .........
G old c o in _____________________
S ilv e r c o in .________ ______________

... .

2,438 75

4,814 75

2,930 25

3,450 25

U. S. an d N a tio n a l b a n k n o t e s . . ............................ .

71,671 00

.91,437 00

101,272 00

89,323 00

T o t a l s ............................................. .....................

$2,195,211 31

$2,152,565 43

$2.547,276 61

$2,511,499 41

$150,000 00

$150,000 00

$150,000 00

$150,000 00

10,000 00

10,000 00

15,000 00

15,000 CO

8,933 42

12,491 99

9,739 57

5,062 35

L iab ilitie s.
C a p ita l s to c k p aid i n ..... ............................. .................
S u rp lu s fu n d .....................................................................
U n d iv id ed profits, less c u r r e n t ex p en se s, in te r e s t
an d ta x e s p a id ...... ................ .. .................
D iv id en d s u n p a id ............................ .............. .................

200 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k . ............. .

705,747 34

709,483 62

1,084,165 35

926,092 35

2,724 90

2,973 51

1,314 65

51,943 28

S a v in g s d e p o s its ...........................................

884,123 38

868,356 64

917,739 48

974,992 75

S a v in g s c e r tif ic a te s o f d e p o s it ...............................

127,696 71

157,948 80

133,337 25

115,982 58

8,004 93

4 122 99

3,858 66

17,073 06

297,810 63

237,187 88

232,121 65

255,353 04

$2,152,565 43 $2,547,276 61

$2,511,499 41

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it..............

C e rtifie d c h e c k s ............... . ................................
C a s h ie r’s c h e c k s o u ts ta n d in g ................................. .
D ue to b a n k s a n d b a n k e r s .............................................
N o te s a n d bills r e d is c o u n te d ._

__

.......................

Bills p a y a b le ........ ..............................................................
T o t a l s ...... ........................ .................................. T $2,195,211 31


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

4S

STA TE

BAN K IN G

D E PA R T M E N T

No. 47.
D ETR O IT SAVINGS BANK, D ETRO IT.
O rg an ized 1849.
S id n e y D. M i l l e r ,

P r e s id e n t;

R eo rg a n iz e d J u ly 18, 1871.

F r e d e r i c k B. S i b l e y ,

V ic e P r e s id e n t;

E u sta c e C. B o w m a n ,

C a s h ie r.

D ir e c t o r s .—S id n e y D. M iller, J a m e s E. P ittm a n , F r e d e r ic k B. S ib ley , J a m e s M cM illan, G e o rg e
H e n d rie , Ohas. A. D ean , W illiam K. A n d e rso n , E. A. C h ap o to n , D. C. D e la m a te r.

R e so u rc e s.

L o a n s an d d is c o u n ts ...........
S to c k s , bon d s an d m o rtg a g e s ...........
O v e r d r a f ts _________ __________

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

$1,234,585 59

$1,265,600 31

$1,357,227 50

$1,165,493 76

3,758,458 10

3,916,962 29

3,949,160 25

3,939,638 05

1,154 48

1,932 94

727 83

2,474 01

R e p o r t of
D ec. 1.

B an k in g h o u s e ..........................
F u r n itu re a n d fix tu re s _________
R e a l e s t a t e _____ ____
D ue fro m b a n k s in re s e r v e c itie s

6,000 00

6,000 00

6,000 00

5,000 00

86,470 26

84,766 50

92,320 92

104,052 35
441,100 90

493,539 71

387,646 58

311,090 74

D ue fro m o th e r b a n k s a n d b a n k e r s ...

4.830 84

8,179 81

5,569 27

5,955 64

E x c h a n g e s fo r c le a rin g h o u s e ...............

8,351 07

12,415 89

9,399 19

44,180 83

C h e c k s a n d c a s h ite m s

2.830 10

3,753 79

4,895 28

3,452 00

356 90

169 94

191 09

284 94

325,892 50

315,080 00

253,590 00

264,900 00

.

N ic k e ls an d c e n ts .............
G o ld c o in ............. .........
S ilv e r c o i n .. ................... .
U. S.. a n d N a tio n a l b a n k n o t e s ..........
T o ta ls ......... .......................

31,370 95

39.020 85

48,522 60

47,975 40

387,335 00

300,472 00

210,859 00

243,775 00

$6,341,175 50

$6,342,000 90

$6,249,553 67

$6,268,282 88

$200,000 00

$200,000 00

$200,000 00

$200,000 00

100,000 00

100,000 00

1.0,000 00

100,000 00

249,570 00

282,978 95

265,737 00

308,811 04

L iab ilitie s.
C a p ita l s to c k p a id in .....................
S u rp lu s f u n d ..................... .
U n d iv id e d p ro fits, less c u r r e n t ex p e n se s, in te r e s t
an d ta x e s p a i d . ..............
D iv id en d s u n p a id ________
C o m m e rc ia l d e p o sits s u b je c t to c h e c k
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

600 00

600 00

600 00

600 00

326,715 16

333,911 10

315,226 08

327,952 46

32,135 14

52,618 85

40,485 51

28,741 63

5,168,462 17

5,153,376 32

5,085,554 80

5,051,875 08

2,715 19

2,519 74

1,286 21

4,395 21

260,977 84

215,995 94

240,664 07

245,907 46

$6,341,175 50

$6,342,000 90

$6,249,553 67

$6,268,282 88

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o s its __________
S a v in g s c e r tif ic a te s o f d e p o s it.
C e rtifie d c h e c k s .............
C a s h ie r’s c h e c k s o u ts ta n d in g .
D ue to b a n k s an d b a n k e r s ...........
N o te s a n d bills re d is c o u n te d .
B ills p a y a b le ................. .
T o ta ls ............... ...............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

49

MICHIGAN

No. 94.
T H E D E TR O IT R IV E R SAVINGS BANK, DETROIT.
O rg an ized M a rc h 26, 1890.
A a r o n A. P a r k e r ,

Ge o r g e W . E dw ards, V ic e
G e o r g e R. B e a r d , A s s i s t a n t

P r e s id e n t;

P r e s id e n t;
C a s h ie r .

W ii. E. R e i l l y ,

C a s h ie r ;

D ir e c t o r s .—A. R. M unger, A . A. P a rk e r, J . E. P ittm a n , J. H . M cM illan, J. W . D ailey, C am e ro n C u rrie ,
G. W . E d w a rd s , S id n e y T. M iller, J o h n P rid g e o n , J r ., G e o rg e M. H e n d rie , H e r b e r t M. F ield.
R e p o rt o f
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

L o a n s a n d d is c o u n ts ................................ ............ ...........

$314,420 30

$310,464 35

$324,792 31

$321,823 79

S to c k s , b o n d s a n d m o r tg a g e s ......................................

102,262 37

125,521 07

152,459 05

143,542 01

O v e r d r a f ts ...........................................................................

245 27

247 74

166 67

247 14i

R e so u rc e s.

B an k in g h o u se

R ep o rt of
D ec. 1.

____________________________
990 80

990 80

1,265 80

1,265 80'

- ........ - .............. - ____ ___

6,829 14

6,829 14

6,829 14

6,829 14

D ue fro m b a n k s in re s e r v e c i t i e s .... .........................

64,150 89

123,102 47

F u r n itu r e a n d fix tu re s .......... _ ....................................
O th e r r e a l e s t a t e ........

95,568 47

44,438 96

D ue from o th e r h a n k s and b a n k e rs

1,731 49

57 76

E x c h a n g e s fo r c le a rin g h o u s e .... ..............................

2,485 61

6,056 57

4,070 45

6,646 34
1,560 93

1.416 71

C h e c k s a n d c a s h ite m s ................................................

812 08

850 76

2,325 70

N ic k e ls a n d c e n t s .................................. .........................

109 81

43 15

127 86

129 35

G old c o in ______________________________________

5,877 50

7,452 50

5,470 00

7,472 50

........

2,641 00

1,193 00

8,937 00

6,528 85

..............................

7,153 00

6,742 00

9,279 00

7,053 00

........ ......................................

$541,126 84

$510,887 80

$579,873 87

$627,618 03

$100,000 00

$100,000 00

$100,000 00

$100,000 00'

16,000 00

16,000 00

17,000 00

17,000 00

2,270 79

5,062 55

3,730 31

5,857 41

S ilv e r c o in .......................................................
U. S. an d N a tio n a l b a n k n o te s
T o t a l s __

..

L iab ilitie s.
C a p ita l s to c k p a id in .......

..........................................

S u rp lu s f u n d .! ___________ _____________ ______
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id .............................- ...............................
D iv id en d s u n p a id

....................................................

51 92

42 11

222,285 70

205,762 82

G o m m ereial d e p o sits s u b je c t to c h e c k ..................

182,633 48

172,034 85

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

31,921 70

31,998 70

27,435 09

1 25,9" 0 00

198,181 32

150,454 62

199,259 24

227,868 14

119 55

337 08

111 61

1,494 80

10,000 00

35,000 00

10,000 00

10,000 00

$541,126 84

$510,887 80

$579,873 87

$627,618 03

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o s its ................................ ..............................
S a v in g s c e r tif ic a te s o f d e p o s it •

_

32,942 75

____

C ertifie d c h e c k s ...............................................................

750 00

C a s h ie r’s c h e c k s o u ts ta n d in g
D ue to b a n k s a n d b a n k e r s ............................................
N o te s and hills re d is c o u n te d
Rills p a y a b le
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

_ ______________________
................. .................... ...................

50

STA TE

BA NKING

D EPA R T M E N T

No. 9.
T H E DIME SAV ING S BANK, D ETR O IT.
O rg an ized A p ril 5, 1884.
S u l l iv a n M. C u t c h e o n ,
V ic e P r e s id e n t;

P r e s i d e n t ; W . L iv in g s t o n e , V i c e P r e s i d e n t ; G e o b g e H . B a r b o ü k ,
C. A. W a r r e n , C a s h i e r ; C. S. F l e m in g , A s s i s t a n t C a s h i e r .

D ir e c t o r s .—S. M. C u tc h e o n , G e o rg e H. B a rb o u r, J. L. H udson, C. A. W a r re n , W illiam L iv in g sto n e ,
J a m e s B. M cK ay , B e th u n e Duffleld, M arsh a ll H. G o d frey .

R e so u rc e s.

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5,

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s an d d is c o u n ts ..............................

8768,504 54

8753,226 86

$673,188 89

$655,100 20'

S to c k s , b o n d s a n d m o r tg a g e s _____

905,566 25

1,057,950 82

1,097,694 68

1,075,383 68

O v e r d r a f ts ..................................................

29 46

230 03

17 46

171 44

B an k in g h o u s e ............... .........................

70,000 00

70,000 00

91,230 00

94,636 00

F u r n itu r e a n d fix tu re s ................... .......

1,000 00

O th e r r e a l e s t a t e ....................................

71,131 88

82,637 44

82,637 44

83,337 44
280,749 16

1,000

00

1,000

00

1,000

D ue fro m b a n k s in r e s e r v e c itie s ___

448,784 29

334,344 29

368,979 71

D u e fro m o th e r b a n k s a n d b a n k e r s .

2,528 17

763 88

1,132 45

431 35

JE x ch an g es fo r c le a rin g h o u se _____

22,652 79

40,722 67

10,967 69

18,361 89

(C hecks an d c a s h ite m s .........................

4,988 61

5,560 22

4,012 12

9,067 95

N ic k e ls an d c e n t s . ..................................

234 91

310 21

213 52

244 63

-Gold c o in .....................................................

55,976 50

60,287 50

71,300 00

68,456 00

S ilv e r c o in .............................................. .

3,531 75

4,459 85

3,453 30

7,015 10

XL S. an d N a tio n a l b a n k n o te s ..........

80,321 00

77,202 00

48,794 00

54,854 00

2,435,250 15 $2,488,695 77

2,454,621 26

$2,348,808 84

$200,000 00

200,000 00

$200,000 00

$200,000 00

40,000 00.

40,000 00

40,000 09

40,000 00

7,187 41

8,272 42

10,789 58

10,055 54

T o ta ls .

00

L iab ilitie s.
C a p ita l s to c k p a id in ...................
S u rp lu s fu n d ...... ........................................................... .
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, i n te r e s t
an d ta x e s p a id ...... ......................................................
D iv id en d s u n p a id ............. .......... ...............................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........

856,163 59

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

4,250 00

15 00

15 00

767,321 15

665,050 79

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it---S a v in g s d e p o s its ............................................. - .........

1,163,848 52

1,243,879 57

1,252,916 41

1,300,981 58

S a v in g s c e r tif ic a te s o f d e p o s it.........................-

153,651 73

204,557 79

170,920 39

128,144 64

C e rtifie d c h e c k s ........................................................

2,370 32

1,810 01

1,939 33

3,485 18

C a s h ie r’s c h e c k s o u ts ta n d in g ............... ..............

2,778 58

6,886 39

719 40

1,076 11

D ue to b a n k s a n d b a n k e r s ..........- .........................

5,000 00

5,000 00

10,000 00

T o t a l s ....................................................... ..........., $2,435,250 15 $2,488,695 77

2,454,621 26

N o te s an d bills r e d is c o u n te d ............... ...............
Bills p a y a b le ................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

2,348,808 84

STA TE

BANKS

OF

51

MICHIGAN

No. 5.
GERM AN A M ERICA N BANK, DETROIT.
O rg an ized F e b ru a ry 3, 1883.
J o h n S. G r a y ,

P r e s id e n t;

C h a s . E. K a n t e r , V i c e P r e s i d e n t a n d C a s h i e r ; L o u is
P r e s i d e n t ; G eo . H. K i r c h n e r , A s s i s t a n t C a s h i e r .

B l it z ,

Second

V ic e

D i r e c t o r s .—C. E. K a n te r , J o h n S. G ray, G e o rg e R. A ngell, L o u is B litz, G e o rg e H. K irc h n e r.
R e p o rt o f
F e b . 18.

R e so u rc e s.

L o a n s an d d is c o u n ts .....................................

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

8395,977 38

$501,455 22

$432,521 26

$423,533 72

340,387 53

346,249 51

368,015 23

377,293 34

983 44

532 16

1,614 79

2,600 58

F u r n itu re an d fix tu re s .................................................

2,500 00

2,500 00

2,000 00

2,000 00

O th e r r e a l e s t a t e ....................................... ..

4,167 05

4,167 05

11,859 74

11,960 74

S to c k s , b o n d s a n d m o r tg a g e s .................................
O v e r d r a f ts ...................................................................
B an k in g h o u s e .....................................................

D ue fro m b a n k s in re s e r v e c i t i e s ................... . . .

347,222 16

211,581 69

319,702 99

312,958 40

D ue fro m o th e r b a n k s a n d b a n k e r s ..........................

16,741 63

12,730 39

7,670 38

6,773 19

E x c h a n g e s fo r c le a rin g h o u s e __________ ________

5,361 21

5,226 08

2,935 80

5,511 32

C h ec k s a n d c a s h i t e m s .. ............... .................

4,623 89

312 53

851 39

534 09

136 42

215 00

127 38

228 07
63,677 50

N ic k e ls a n d c e n t s .............................................
G old c o in . _ ................. .

........

53,430 00

52,302 50

54,917 50

S ilv e r c o in ............... .........................................

14,333 35

14,874 55

7,459 00

1,679 10

U. S. and N a tio n a l b a n k n o te s ...........................

68,921 00

62,719 00

89,910 00

96,004 00

T o t a l s ........... ................................ ....................... $1,254,785 06

$1,214,865 68

$1,299,585 46

$1,304,754 05

$100,000 00

$100,000 00

$100,000 00

$100,000 00

8,500 00

8,500 00

9,000 00

9,000 00

6,998 20

9,885 13

9,095 38

14,718 83

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ................

212,817 29

219,264 96

251,014 99

209,179 78

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

17,317 90

18,819 23

16,026 81

15,996 81

803,936 81

796,4': 0 42

774,778 87

796,434 86

22,225 45

1,041 15

2,377 96

7,467 48

82,989 41

60,934 79

137,291 45

151,956 29

$1,254,785 06

$1,214,865 68

$1,299,585 46

$1,304,754 05

L iab ilitie s.
C a p ita l s to c k p a id in .....................................................
S urplus f u n d ..............................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a id ___ ____ ______ ______
D iv id en d s u n p a i d ....................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it_____
S a v in g s d e p o s its ........................ .........
S a v in g s c e r tif ic a te s o f d e p o s it_________ _______
C ertifie d c h e c k s ...... ........................... ...........................
C a s h ie r’s c h e c k s o u ts ta n d in g ..................... ................
D ue to b a n k s an d b a n k e r s ................... ........................
N o te s a n d bills re d is c o u n te d ..

____________

Bills p a y a b l e ......................................................................
T o t a l s ..............................


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Federal Reserve Bank of St. Louis

52

STA TE

BA N K IN G

D EPA R T M E N T

No. 90.
TH E HOME SAVINGS BANK, D ETRO IT.
O rg a n iz ed D e c e m b e r 11, 1888.
J ambs M c G r e g o r , P r e s i d e n t ; E d w in F. C o n e l y , V i c e P r e s i d e n t ; W . H . E l ia s , S e c o n d V i c e
C. I. F a r r e l l , T h i r d V i c e P r e s i d e n t ; J . H. H aass , C a s h i e r ; H J. F o x , A u d i t o r .

P r e s id e n t;

D ir e c t o r s .—J a m e s M cG reg o r, C. I. F a rre ll, W . H. Ellis, L. C onnor, E d w in F. C onely, F r e d G u e n th e r,
•
R alp h P h e lp s, J r ., J. H. H a ass.
R e p o r t of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ................ .................................... .

$858,339 92

$843,849 88

$780,404 95

$765,775 69

S to c k s , b o n d s an d m o r tg a g e s ......................................

599,274 43

668,031 91

691,049 62

712,173 32

O v e rd ra fts .......................................................................... .

236 96

627 71

340 65

851 97

B an k in g h o u s e ............................................... ...................
F u r n itu r e an d fix tu re s ................... ......... .......................

19,274 21

19,271 21

19,258 21

19,256 21

O th e r r e a l e s t a t e ..............................................................

23,458 32

23,458 32

22,558 32

22,558 32

D ue fro m b a n k s in re s e r v e c itie s ................................

220,888 89

153,775 69

232,856 74

319,918 15

D ue fro m o th e r b a n k s an d b a n k e r s ............ ..............

1,415 29

4,190 57

3,539 34

3,343 91

E x c h a n g e s fo r c le a rin g h o u s e ..............................

7,747 29

8,778 20

3,627 65

10,574 04

627 31

222 98

867 09

450 83

173 98

189 45

170 88

173 16

11,435 00

26,060 00

25,110 00

25,210 00

C h e c k s a n d c a s h i t e m s ......................................

.

N ic k e ls a n d c e n t s ....... .....................................................
G old c o in .. . ................................................... ...........
S ilv e r c o in .................. ....... .................... ....................
U . S. a n d N a tio n a l b a n k n o te s . ....................... _. .

7,828 00

10,611 00

8,859 75

7,823 25

47,901 00

39,079 00

49,898 00

46,611 00

T o t a l s ........................................... ................................. $1,798,600 60

$1,798,145 92d $1,838,541 20 ' $1,934,719 85

L iab ilitie s.
C a p ita l s to c k p a id in ..........................................

$200,000 00

$200,000 00

$200,000 00

$200,000 00

28,000 00

28,000 00

30,000 00

30,000 00

3,359 92

7,024 82

1,654 02

23,988 72

369,099 40

338,049 50

334,509 58

400,134 30

1,191,122 87

1,214,754 47

1,270,492 94

1,190,189 74

7,018 41

10,317 13

1,884 66

2,708 06

T o t a l s .................................................. .......................... $1,798,600 60

$1,798,145 92

$1,838,541 20

$1,934.719 85

S u rp lu s fu n d .............. . . . ..................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ........ .................... ...................................
D ividends u n p a id ..............................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ............... .
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it..............
S a v in g s d e p o s its ________ _______ _____ ________
S a v in g s c e r tif ic a te s o f d e p o s it.................... ..............
C e rtifie d c h e c k s ............................. ..................... ............

87,699 03

C a s h ie r’s c h e c k s o u ts ta n d in g ..................... ...............
D ue to b a n k s a n d b a n k e r s ........... ..........................
N o te s an d bills r e d is c o u n te d ...................................
B ills p a y a b le ____ _______ ______________ _________


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BA N K S

OF

53

M ICHIGAN

No. 161..
M cLE L L A N & ANDERSON SAVINGS BANK, DETROIT.
O rg an ized M ay 18, 1893.
Ge o r g e A n d e r s o n ,

P r e s id e n t;

H e n r y C o w ie ,

V ic e P r e s i d e n t

; E n o c h S m it h , C a s h i e r .

D ir e c t o r s .—G e o rg e A n d e rso n , J. B. Book, S. C. S u tte r , T h o m as S. J e r o m e , J a m e s H. M cD onald,
E n o c h S m ith , H e n ry T. P hillips, H e n ry C ow ie, G eo. R. S h a w .
R e p o rt of
F e b . 18.

R eso u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ........................................................

1364,724 03

$413,992 12

$431,548 87

$385,233 71

S to c k s , b o n d s a n d m o r t g a g e s - ..................................

151,621 40

161,740 44

190,982 84

230,737 31

397 37

3,694 69

1,234 14

328 51

O v e r d r a f ts .................................................... ............. ..
B an k in g h o u s e ..................................................................
F u r n itu r e a n d fix tu re s ........................................... .........
O th e r r e a l e s t a t e ............. ................... ................. .........

4,859 88

6,579 49

4,077 62

4,056 62

D ue fro m b a n k s in r e s e r v e c itie s ...................... .........

26,740 31

33,095 05

26,035 33

56,412 68

392 84

202 66

806 04

172 14

11,189 15

4,749 93

6,635 82

6,523 40

C h e c k s an d c a s h i t e m s ...................................................

531 96

938 28

1,773 71

1.006 56

N ic k els and c e n t s ............................................................

41 30

53 44

24 82

23 98

11,935 00

13,752 50

15,862 50

18,485 00

D ue fro m o th e r b a n k s a n d b a n k e r s . ......................
E x c h a n g e s f o r c le a rin g h o u se

............................

G old coin ........... ....................................
S ilv e r c o in ___________ _____________

_____

265 75

1,711 50

624 00

1,067 00

________ ______

27,777 00

15,471 00

10,515 00

11,923 00

T o t a l s ............................ .................... ................. .

$600,475 99

$655,981 10

$690,120 69

$715,969 91

$150,000 00

$150,000 00

$150,000 00

$150,000 00

6,500 00

6,500 00

7,000 00

7,000 00

7,079 92

11,972 46

10,938 55

7,651 41

U. S. a n d N a tio n a l b a n k n o te s .

•

L iab ilitie s.

C a p ita l s to c k p a id i n . . ........ ........................................
S u rp lu s fu n d ________ _____ ____________ ______
U n d iv id e d p rofits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id .. _______ _____ __ _____ _ __
D iv id en d s u n p a id ...............................................................

62 50

12 50

12 50

C o m m e rc ial d e p o sits s u b je c t to c h e c k .... ..............

141,402 07

133,343 11

144,270 14

138,513 63

S a v in g s d e p o s its _______ ____________ .

181,779 77

221,404 65

249,010 58

274,007 32

S a v in g s c e r tif ic a te s o f d e p o sit ...............................

113,634 73

117,637 78

104,731 65

' 118,785 05

17 00

123 10

4,157 27

15,000 00

20,000 00

20,000 00

$655,981 10

$690,120 69

$715,969 91

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it_______

C e rtifie d c h e c k s ........................1 ......... ..........................
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s an d b a n k e r s ______ ________ _______
N o te s an d bills r e d is c o u n te d .......................................
Bills p a y a b l e .......................................... ..........................
T o t a l s _______ _____________ _____ _____ _


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$600,475 99

54

STA T E

BA N K IN G

D EPA RTM EN T

No. 4.
T H E M ECHANICS’ BANK, DETROIT.
O rg an ized O c to b e r 10, 1871.
E. H. B u t l e r ,

P r e s id e n t;

W m . A. B u t l e r , J r .,

C a s h ie r;

F r e d E. B u t l e r ,

A s s is t a n t C a sh ie r.

D ir e c t o r s .—E. H. B u tle r, W m . A. B u tle r, J r ., A llan S h e ld o n , F r e d E. B u tle r. H e r b e r t B ow en.
R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

$369,850 85

$500,426 58

$518,168 47

$493,531 90

541,792 11

522,228 70

513,961 83

512,193 06

98 90

237 76

1,036 15

1,548 79

41,868 30

49,213 30

54,213 30

54,213 30

6,074 50

6,074 50

5,452 50

5,452 50

D ue fro m b a n k s in r e s e r v e c i t i e s ...............

359,404 64

222,930 77

207,565 38

293,901 66

D ue fro m o th e r b a n k s a n d b a n k e r s ...........

4,206 85

3,897 19

4.607 01

3,706 23

E x c h a n g e s f o r c le a rin g h o u s e ............. ..........

5,304 97

7,204 14

2,282 12

1,475 43

C h e c k s an d c a s h ite m s ______

461 45

414 80

588 36

970 58

N ic k e ls an d c e n ts ........... ..........

162 43

35 41

42 75

110 17

15,000 00

23,425 00

25,000 00

15,200 00

R e s o u rc e s.

L o a n s a n d d is c o u n ts ...........
S to c k s , b o n d s an d m o rtg a g e s ...... .........
O v e rd ra fts ..... ..........................................

R e p o rt of
D ec. 1.

B an k in g h o u s e . . . ............... .............................
F u r n itu r e a n d fix tu re s .

........................

O th e r r e a l e s t a t e ................... ............
P re m iu m s p a id ............. ..................

G old c o in ________________
S ilv e r c o in .....................................
U. S. an d N a tio n a l b a n k n o t e s . . ................
T o t a l s ............................

1,640 00

932 00

801 00

1,891 00

41,222 00

38,844 00

27,159 00

10,337 00

$1,387,087 00

$1,375,864 15

$1,360,877 87

$1,394,531 62

$100,000 00

$100,000 00

$100,000 00

$100,000 00

25,000 00

25,000 00

25,000 00

25.000 00

5,133 21

10,700 75

8,507 28

6,288 47

409,114 22

399,760 27

421,286 11

417,708 47

2,802 81

3,557 30

4,732 76

5,572 76

811,903 51

821,114 71

796,691 44

826,348 77

10,129 50

1,141 07

1.465 05

617 01

2 00

2 00

680 00

1,403 88

23,001 75

14,588 05

2,515 23

11,592 26

$1,387,087 00

$1,375,864 15

$1,360,877 87

$1.394,531 62

L iab ilities.
C a p ita l s to c k p a id in .................................. .
S u rp lu s fu n d _________ ____ ______ ___
U n d iv id e d p rofits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ... _____ ______ _
D iv id en d s u n p a id .......................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ........
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it

.

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t .. .
S a v in g s d e p o s its __________ _______
S a v in g s c e r tif ic a te s o f d e p o s i t .................
C e rtifie d c h e c k s ............................
C a s h ie r's c h e c k s o u ts ta n d in g ................... .
D ue to b a n k s an d b a n k e r s ..................................
N o te s a n d bills r e d is c o u n te d ............
B ills p a y a b le ___________ ________
T o t a l s ...............................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

55

M ICHIGAN

No. 81.
M ICHIGAN SAVINGS BANK, D ETRO IT.
O rg an ized F e b ru a ry 19, 1877.
George P e c k ,

P r e s id e n t;

J n o . H. K a p l e ,

V ic e P r e s id e n t;

C h a s. E m e r s o n ,

T rea su rer.

D i r e c t o r s .—J a s . D. S ta n d is h , A. G. L in d say , C la re n c e M. B u rto n , H e n ry A. C leland, S im on J . M urphy,
J o h n H. K a p le , G e o rg e P e c k , F r a n k C ran d ell, C. C. J e n k s , H o y t P o s t, C has. E m erso n .
R ep o rt of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts. - ................................. .............. .

$325,411 20

$314,519 88

$287,380 07

$266,586 08

S to c k s , b o n d s an d m o rtg a g e s ............... .............. .......

833,116 97

834,334 47

861,101 38

861,409 17

O v e r d r a f ts ...................................................... ....................

127 04

123 53

35 43

160 40

B an k in g h o u se .. _____

_______________ _____

F u r n itu r e a n d fix tu re s .............................. ...................

2,000 00

2,000 00

2,000 00

2,000 00

O th e r r e a l e s t a t e .............................................................

63,810 56

63,810 56

59,785 56

59,247 63

D ue fro m b a n k s in re s e r v e c itie s ...............................

321,075 49

387,967 81

246,376 63

305,409 04

D ue fro m o th e r b a n k s an d b a n k e r s ......... ................

933 03

E x c h a n g e s fo r c le a rin g h o u s e _____ _____ _ ___

2,835 74

9,555 03

12,548 21

11.403 80

C h e c k s a n d c a s h ite m s _________ _______ . ______ _

3,239 20

2,933 28

5,266 68

5,649 10

N ic k e ls a n d ^ c e n ts ................. . .......... ........................... .

64 23

18 09

26 98

79 74

G old c o in .............................................................................

81,770 00

82,377 50

82,125 57

87,146 30

S ilv e r c o in . ....................................................................... .

1,144 40

467 60

954 40

1,056 05

U . S. a n d N a tio n a l b a n k n o te s .................... . ...........

17,152 00

17,635 00

10,338 00

17,222 00

T o ta ls ..................................................................... $1,651,746 83

$1,716,675 78

$1,567,938 91

$1,617,369 31

L iab ilities.

•

C a p ita l s to c k p a id i n . ------------------ --------------------

$150,000 00

$150,000 00

$150,000 00

$150,000 00

S u rp lu s fu n d ......................................... ........................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
an d ta x e s p a id ___ ____ _________ _____ ____

30,000 00

30,000 00

30,000 00

30,000 00

26,509 33

21,558 62

15.485 86

15,445 13

C o m m e rc ial d e p o sits s u b je c t to c h e c k . .. .............

169,206 85

256,774 35

176,341 64

226,560 73

D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

335 99

192 12

308 33

6,979 00

S a v in g s d e p o s its ...............................................................

1,130,440 20

1,126,998 18

1,053,929 57

1,063,779 01

S a v in g s c e r tif ic a te s o f d e p o s it..................................

139,947 33

128,218 20

124,945 44

110,949 17

591 46

283 99

2,140 02

88 88

86 99

3 44

4,715 67

2,563 33

14,784 61

13,567 39

T o t a l s ......................................... ........................... $1,651,746 83

$1,716,675 78

$1,567,938 91

$1,617,369 31

D iv id en d s u n p a id

___________________________

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit _____

C e rtifie d c h e c k s . ............. ............................................ .
C a s h ie r’s c h e c k s o u ts ta n d in g _ .
D ue to b a n k s a n d b a n k e r s ............... ........................... .
N o te s an d bills r e d is c o u n te d
Bills p a y a b le


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

............................

__________ _________ ____

»

56

STA TE

BA N K IN G

D EPA RTM EN T

No. 15.
T H E P E N IN S U L A R SAVINGS BANK, DETROIT.
O rg a n iz ed A u g u st 27, 1887.
A. C h a p o t o n , J r .,

V ic e P r e s i d e n t ;

J o h n M. Dw y e r , S e c o n d V i c e
J. A. L a t ta , A s s i s t a n t C a s h i e r .

P r e s id e n t;

J. H. J ohnson,

C a s h ie r;

D i r e c t o r s .—T h e o d o re C. S h e rw o o d , E. O. G ro sv en o r, H. B e c k e r, F. H o w a rd , M. B re n n a n , J. M. D w y er.
A. C h ap o to n , J r ., S. W. C lark so n , A lb e rt H. W eb b , E d w a rd H. D oyle, J o h n H . Jo h n so n , C o rn eliu s
C o rb e tt, G eo. H. L e s h e r, D. A. M ac L a u g h la n .

R e so u rc e s.

L o a n s a n d d is c o u n ts ................................ ............
S to c k s , b o n d s a n d m o r t g a g e s ........................... .........
O v e r d r a f ts ............................... .................................
B an k in g h o u s e ...................... ...........................

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o rt of
S e p t. 20.

$1,423,039 39

$1,525,826 53

$1,592,719 72

$1,529,084 54

747,014 04 ♦ 766,090 97

787,034 14

779,499 47

R e p o r t of
D ec. 1.

1,480 23

681 62

2,333 43

1,287 14

175,000 00

175,000 00

175,000 00

175,000 00

F u r n itu r e a nd fix tu re s ............................................ .......

11,000 00

11,000 00

11,000 00

11,000 00

O th e r re a l e s t a t e .............................................................

39,981 20

40,167 99

54,455 94

54,689 16

D ue fro m b a n k s in re s e r v e c i t i e s ..............................

351,146 11

263,036 94

428,052 26

406,696 24

D u e fro m o th e r b a n k s a n d b a n k e r s ........................

16,177 22

27,314 79

26,217 75

35,341 71

E x c h a n g e s fo r c le a rin g h o u s e ....................... ...........

10,633 66

16,867 47

11,100 15

17,433 21

6,948 10

10,149 36

904 45

950 83

204 24

366 77

50,337 50

45,490 00

68,520 00

61,612 50

C h e c k s a n d c a s h ite m s ...........................................
N ic k e ls a n d c e n t s ....... ...................................................
G old c o in ............................................
S ilv e r c o in ...................................................................

8,369 93 ♦

6,971 46

29,840 00

20,163 00

7,302 00

7,373 00

151,683 00

109,700 00

138,511 00

132,005 00

$3,015,184 90

$3,012,439 50

$3,310,820 56

$3,218,360 20

$300,000 00

$300,000 00

$300,000 00

$300,000 00

100,000 00

100,000 00

100,000 00

100,000 00

5,442 99

4,764 98

10,738 35

2,453 80

D iv id en d s u n p a id ....... .............................................

77 00

28 00

120 00

45 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k _____

698,976 18

689,559 15

959,178 84

881,018 86

D e m an d c o m m e rc ia l c e r tif ic a te s o f d ep o sit..

14,171 75

5,564 10

7,193 22

2,567 86

S a v in g s d e p o s its ........................................................

683,790 48

680,338 80

701,535 78

745,744 88

S a v in g s c e r tif ic a te s o f d e p o s it ..........................

169,916 93

205,866 61

163,822 35

172,114 74

C e rtifie d c h e c k s .........................................................

16,424 35

9,915 35

16,489 24

3,849 50

1,026,385 22

1,016,402 51

1,051,742 78

1,010,565 56

3,015,184 90

1,012,439 50

3,310,820 56

3,218,360 20

U. S. a n d N a tio n a l b a n k n o te s ...................................
T o t a l s ................. ........................ ....... .........................

L iab ilitie s.
C a p ita l s to c k p a id in ...................... ................
S u rp lu s fu n d .................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
an d ta x e s p a id .........................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.......

C a s h ie r’s c h e c k s o u ts ta n d in g ...............................
D ue to b a n k s an d b a n k e r s ......................................
N o te s an d bills r e d is c o u n te d ................................
Bills p a y a b le ................................................................
T o ta ls .

*


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

57

MICHIGAN

No. 52.
P E O P L E ’S SAVINGS BANK, DETROIT.
O rg an ized J a n u a ry 1, 1872.
M. W . O 'B r i e n ,
D

P r e s id e n t;

F. A. S c h u l t e , V i c e P r e s i d e n t ;
S m y l ie , A u d i t o r .

G. E. L a w so n ,

C a s h ie r;

R. W .

. —F. F. P alm s, G eo. E. L a w so n , M. W . O 'B rien , F. A. S c h u lte , G eo. H. B arb o u r. J e r e m ia h
D w y er, C la re n c e C a r p e n te r , C. A. D u c h arm e, F r e d T. M oran, C has. L. P a lm s, S ig m o n d R oth sch ild .

ir e c t o r s

R e p o r t of
D ec. 1.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

L o a n s a n d d is c o u n ts ........................................................ $2,380,700 59

$2,730,568 55

$2,955,557 61

$2,586,658 79

2,960,522 95

3,016,591 00

3,058,567 90

3.160,966 58

322 23

1,779 26

953 39

5,632 41

R e s o u rc e s.

S to c k s , b o n d s an d m o rtg a g e s — ................... .
O v e r d r a f ts ...........................................................................

R ep o rt of
F e b . 18.

F u r n itu r e an d fix tu re s ...................................................

7,500 00

7,500 00

7,500 00

7,500 00

O th e r r e a l e s t a t e . . ...................................... ..................

192,615 38

191,163 75

190,079 17

190,416 04
954,503 55

D ue fro m b a n k s in re s e r v e c itie s ................................

981,724 78

700,451 00

742,99 1 97

D ue fro m o th e r b a n k s a n d b a n k e r s ........... ..............

26,292 57

38,968 40

37,126 96

29,894 58

E x c h a n g e s f o r c le a rin g h o u s e ........... ............... .........

18,753 15

29,789 95

23,942 24

56,463 87

2,110 02

2,516 09

890 47

3,838 66

368 99

350 42

351 76

261 89

220,567 50

216,380 00

240,807 50

231,032 50

C h e c k s an d Cash ite m s ............. ............................... .
N ic k e ls an d c e n ts ................... ........... ....... ......................
O o ld co in

....................................... - ..........................
______________________________

14,080 50

17,329 00

11,865 00

10,206 50

U. S. an d N a tio n a l b a n k n o te s — ............... ............

158,346 00

135,967 00

135,048 00

124,187 00

T o t a l s ..................................................................... $6,963,904 66

$7,089,354 42

$7,405,681 97

$7,361,562 37

S ilv e r c o in

*

L iab ilitie s.
C a p ita l s to c k p a id in .................................. ............... .

$500,000 00

$500,000 00

$500,000 00

$500,000 00

S u rp lu s fu n d
.............................................. .............
U n d iv id e d pro fits, le ss c u r r e n t ex p e n se s, in te r e s t
a n d ta x e s p a id ........................ ..................................

125,000 00

125,000 00

125,000 00

125,000 00

102,778 08

133,312 64

121,870 02

91,971 72

C o m m e rc ial d e p o sits s u b je c t to c h e c k . . . .............

636,200 01

694,249 92

586,423 17

648,481 46

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

13,397 84

18,724 15

11,814 27

10,046 22

S a v in g s d e p o s its ...............................................................

4,483,783 84

4,427,634 99

4,590,403 08

4,672,220 77

S a v in g s c e r tif ic a te s o f d e p o s i t . ................................

687,493 06

697,058 26

559,918 51

572,510 24

C e rtifie d c h e c k s . . . .................................... .....................

4,684 66

4,451 39

1,951 00

1,935 08

D ue to b a n k s a n d b a n k e r s ............................ ...............

410,447 17

488,923 07

908,301 92

739,396 88

1
T o t a l s ......................... ......................................... $6,963,904 66

$7,089,354 42

$7,405,681 97

$7,361,562 37

120 00


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

58

STA TE

BA N K IN G

D EPA R TM EN T

No. 7.
STA TE SAYINGS BANK, DETROIT.
O rg a n iz ed O c to b e r 24, 4883.
G e o r g e H. R u sse l ,

P r e s id e n t;

M. S. S m i t h ,

V i c e P r e s i d e n t ; R. S. Ma so n , C a s h i e r ;
A s s i s t a n t C a s h i e r ; A. E. W i n g , A u d i t o r .

H. P. B o r g m a n ,

D ir e c t o r s .—W m. C. C olburn, G eo. H. R ussel, R o b e rt S. M ason, M artin S. S m ith , H u g h M cM illan,
H e n ry R ussel, H e n ry B. L e d y a rd , R u ssell A. A lg er, W , H . E llio tt, H e n ry M. C am pbell, R. W .
G ille tt, W m . C. M cM illan, C has. L. F r e e r , F r a n k J. H e c k e r, P e t e r W h ite .

R e so u rc e s.

R ep o rt of
F eb . 18.

R ep o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ..............................

,700,826 79

$2,836,886 81

$2,744,357 54

$2,662,495 08

S to c k s , b o n d s an d m o rtg a g e s _____

,847,470 52

1,778,045 26

1,891,242 34

1,976,259 14

5,879 01

4,463 09

5,760 34

2,010 40

O v e r d r a f ts ........ ................................. .
B an k in g h o u s e ..........................................
F u r n itu re an d fix tu re s ......................._..

6,000 00

6,000 00

6,000 00

5,000 00'

O th e r r e a l e s t a t e ...................................

221,129 44

221,167 34

221,469 29

223,079 47

D ue fro m b a n k s in r e s e r v e c i t i e s . ..

946,469 14

777,747 17

1.030,082 83

1,002,086 44

D ue fro m o th e r b a n k s an d b a n k e r s .

73,525 72

71,629 80

143,796 63

87,189 46

E x c h a n g e s fo r c le a rin g h o u s e ..........

169,954 97

21,928 90

18,845 54

47,588 79

C h e c k s an d c a s h ite m s .........................

6,602 83

6,468 87

8,974 62

13,380 13

N ic k e ls a n d c e n t s ..................................

1,301 66

259 87

170 36

230 32

G old c o in ............. . : .................................

119,547 00

146,290 00

140,125 00

114,023 00

S ilv e r c o in ............................................ .

35,518 95

19,909 45

36,339 80

24,558 40

U. S. a n d N a tio n a l b a n k n o te s .........

149,845 00

149,455 00

100,990 50

235,815 00>

6,284,071 03

1,040,251 56

5,348,154 79

$6,393,715 58

$200,000 00

$200,000 00

$200,000 00

150,000 00

150,000 00

150,000 00

150,000 00

53,666 98

54,272 10

57,388 16

56,769 01

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id i n .................
S u rp lu s fu n d ......................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p e n s e s, i n te r e s t
a n d ta x e s p a id ....................................................... .
D iv id en d s u n p a id ......................................................

$ 200,000

00'

22 00

2,932 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........

2,183,691 27

1,946,557 77

1,962,130 88

1,688,350 04

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

5,979 50

2,442 77

294 02

8,047 10

S a v in g s d e p o s its ........................................... ............

1,812,477 34

1,792,327 25

1,908,994 08

2,048,882 37

S a v in g s c e r tif ic a te s o f d e p o s it_______ _____

724,011 45

771,922 17

799,557 60

835,888 08

C e rtifie d c h e c k s ........................................................

8,861 35

10,390 66

12,902 23

37,223 27

C a s h ie r’s c h e c k s o u ts ta n d in g ............................ .

16,185 08

6,679 24

6,002 50

5,819 97

D ue to b a n k s a n d b a n k e r s ......................................

1,129,198 08

1,105,659 60

1,250,863 32

1,359,803 74

6,284,071 03

Ì,040,251 56

$6,348,154 79

1,393,715 58

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it___

N o te s a n d bills r e d is c o u n te d ................... ............
B ills p a y a b le .............................. ....... ...................... .
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

59

MICHIGAN

No. 6.
W A Y N E COUNTY SAVINGS BANK, D ETRO IT.
O rg a n iz ed S e p te m b e r 18, 1871.
C h a s . F. C o l l in s , P r e s i d e n t ; D. M. F e r r y , V i c e P r e s i d e n t ; J e r o m e C r o u l . S e c o n d
A l f r e d K . K e i f e r , T r e a s u r e r ; E. H. C o l l in s , A s s i s t a n t T r e a s u r e r .

V ic e P r e s id e n t ;

D i r e c t o r s .—D. M. F e rr y , J e r o m e C roul, C has. F. Collins, W m . A. M oore, W m . S. G re e n , E. H . F linn,
H . K . W h ite , J. B. B ook, A. L. S te p h e n s.
R e p o rt o f
F e b . 18.

R e s o u rc e s.

L o a n s an d d is c o u n ts . _ .................................................. $1,669,074 91
S to c k s , b o n d s a n d m o rtg a g e s ........................... .........

5,098,063 11

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

$1,690,597 23

$1,625,363 34

$1,471,942 53

5,095,168 36

5,187,175 23

5,301,398 23

O v e r d r a f ts ..............................................................
B an k in g h o u s e ......................................... .

184,034 95

185,637 46

R e p o r t of
D ec. 1.

694 74

1,281 83

187,087 60

187,087 60

F u r n itu re a n d fix tu re s ..................................................
O th e r r e a l e s t a t e ......................... ..............................
D ue fro m b a n k s in re s e r v e c i t i e s ...... ........................

65,315 70

67,295 55

74,687 92

73,335 05

1,294,681 38

1,315,086 48

1,260,799 63

1,241,658 27

26,508 74

24,597 77

11,380 50

39,184 87

433 63

369 13

341 28

152 59

161,207 50

165,150 00

177,655 00

188,295 00

D ue fro m o th e r b a n k s an d b a n k e r s ..........................
E x c h a n g e s f o r c le a rin g h o u s e .................
C h e c k s an d c a s h i te m s _______ ________
N ic k e ls a n d c e n ts ................. ...........................................
G old c o in ........................................
...............................

7,080 60

7,225 30

8,160 20

9,474 90

U. S. a n d N a ti o n a lb a n k n o t.e s ............. ......................

S ilv e r c o in ....... .................... .

.

84,131 00

81,580 00

84,673 00

104,534 00

$8,590,531 52

$8,632,707 28

$8,618,018 44

$8,618,344 87

T o t a l s .................................................................

—
L iab ilitie s.
C a p ita l s to c k p a id i n ............

.........................

$150,000 00

$150,000 00

$150,000 00

S u rp lu s f u n d .....................................................................
U n d iv id ed pro fits, le ss c u r r e n t ex p en se s, in te r e s t
an d ta x e s p a i d . .............................................................

...

150,000 00

150,000 00

150,000 00

150,000 00

351,125 59

318,011 39

346,962 51

369.113 32

7,939,405 93

8,014,695 89

7,971.055 93

7,949,190 97

$150,000 00

D ividends u n p a id ....................... ...........................
C o m m e rc ial d e p o sits s u b je c t to c h e c k ........... .......
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.......
S a v in g s d e p o s its .................................................... ...........
S a v in g s c e r tif ic a te s o f d e p o s it..................................
C e rtifie d c h e c k s ____________ ________ ______ ____

40 58

C a s h ie r's c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s a n d b a n k e r s ........................................... .
N o te s an d bills re d is c o u n te d ......................... ............
B ills p a y a b le .................................... ...............................
T o t a l s ........................................................ ............ $8,590,531 52


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$8,632,707 28

$8,618,018 44

$8,618,344 87

60

STA TE

BANKING

D EPA RTM EN T

No. 157.
D E X T E R SAYINGS BANK, D EX TER.
O rg an ized A p ril 22, 1893.
T hom as B i r k e t t ,

P r e s i d e n t ; E. P. C h a s e , V i c e P r e s i d e n t ; G e o r g e B e n t o n , S e c o n d V i c e P r e s i d e n t ;
E. H. C a r p e n t e r , C a s h i e r ; G. S. F r a n c is c o , A s s i s t a n t C a s h i e r .

D i r e c t o r s .—T h o m as B irk e tt, E. F. C h ase, G e o rg e B en to n , C. H. V a n R ip er, S. L. J e n n y , W . D. S m ith .
J . A. G a lla g h er.

R e so u rc e s.

L o a n s an d d is c o u n ts .................................................
S to c k s , bon d s an d m o r tg a g e s ...........................

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

$46,033 92

$46,604 95

$50,226 70

$51,109 19

36,733 62

42,348 68

45,110 22

37,997 15

193 46

177 71

O v e rd ra fts ............................................................................

169 77
V

B an k in g h o u s e ..................................................................
F u r n itu re an d fix tu re s ..................... ..............................

R ep o rt of
D ec. 1.

1,340 58

1,400 58

1,400 58

1,400 58

27,424 27

30,642 86

14,808 48

6,010 35

561 45

451 93

4 75

106 76

95 22

5,004 89

N ic k els an d c e n t s ......................................................

103 38

95 47

73 72

31 04

G old c o i n . ........ ......................................... ............

300 00

380 00

650 00

600 00

O th e r r e a l e s t a t e ..............................................................
D ue fro m b a n k s in re s e r v e c itie s ........................ i___
D ue fro m o th e r b a n k s an d b a n k e r s ......................
E x c h a n g e s fo r c le a rin g h o u s e .......................... ..........
C h e c k s a n d c a s h i t e m s . . ....................... ........................

S ilv e r c o in ..................................................................

968 15

1,003 30

429 60

809 75

U. S. a n d N a tio n a l b a n k n o te s .....................

1,938 00

1,276 00

1,457 00

1,058 00

T o t a l s ..............................................................

$115,403 37

$124,397 23

$114,433 98

$104,297 48

C a p ita l s to c k p a id in .......................................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s fu n d ..............................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ....................... .................................

1,000 00

1,000 00

1,500 00

1,500 00

2,622 36

3,461 47

3,129 25

3,825 02

30,287 69

27,484 03

20,147 23

18,495 32

L iab ilitie s.

D ividends u n p a id ............. ................... ...............
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ................
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s i t ........
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it ...........
/
S a v in g s d e p o s it s ...............................................................

30,123 84

32,230 87

33,830 28

26,283 11

31,672 28

37,145 96

38,118 70

36,083 60

4,697 20

4,074 90

2,708 52

3,110 43

$114,433 98

$104,297 48

S a v in g s c e r tif ic a te s o f d e p o s i t .. . .........................
C e rtifie d c h e c k s ___ _____ __________
C a s h ie r’s c h e c k s o u ts ta n d in g .................... ..............
D ue to b a n k s an d b a n k e r s ...... ..................................

4,000 00

N o te s an d bills re d is c o u n te d ..............................
Bills p a y a b le ...................................................................
T o t a l s ..........................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$115,403 37

$124,397 23

STA TE

BANKS

OF

61

M ICHIGAN

No. 28.
CITY BANK, DOWAGIAC.
O rg an ized M arch 19,1887.
J ohn L yle,

P r e s id e n t;

N. F. C h o a t e ,

V ic e P r e s i d e n t ;

F. W. L y l e ,

C a s h ie r;

I. B. G a g e , A s s i s t a n t

C a s h ie r.

Di b e c t o b s .—N e lso n F . C h o a ie , F r a n k W. L y le, J o h n L yle, 1. B. G ag e, O liv e r L yle.

R e so u rc e s.

R ep o rt of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s an d d is c o u n ts ..............................

$156,078 04

$167,365 05

$160,457 69

$147,075 26

S to c k s , b o n d s a n d m o r tg a g e s _____

10,250 00

10,450 00

12,375 00

14,075 00

O v e r d r a f ts ................. ........ ....................

6,372 09

8,679 72

4,181 21

6,974 19

B an k in g h o u s e .........................................
F u r n itu r e an d f ix tu re s ..........................

6,752 07

6,752 07

6,765 57

6,765 57

O th e r r e a l e s t a t e .......................... .......

15,006 10

15,006 10

16,937 05

16,937 05

D ue fro m b a n k s in r e s e r v e c itie s __

67,523 62

32,538 29

51,384 98

56,735 92

D ue fro m o th e r b a n k s an d b a n k e rs.
E x c h a n g e s fo r c le a rin g h o u s e ..........

1,045 44

1,306 77

2,696 77

3,117 90

C h e c k s an d c a s h i t e m s . . . ...................

2,090 89

5,968 61

5,553 54

6,445 80

N ic k e ls an d c e n t s ...................... ..........

90 30

221 25

117 40

108 35

G old c o in ....................................................

8,665 00

9,075 00

10,400 00

11,275 00

S ilv e r c o in .................................................

542 00

1,497 45

1,066 00

651 00

U . S. an d N a tio n a l b a n k n o te s ____

10,981 00

9.676 00

11,402 00

10,951 00

$285,396 55

$268,536 31

:,337 21

$281,112 04

C a p ita l s to c k p a id i n ............................................. .........

$60,000 00

$60,000 00

$60,000 00

$60,000 00

S u rp lu s fu n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ............................................................

12,000 00

12,000 00

12,000 00

12,000 00

2,500 20

1,031 09

1,570 61

1,212 77

T o ta ls .

L iab ilitie s.

D iv id en d s u n p a id ...............................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

72,537 23

42,229 54

56,791 42

45,097 58

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

138,359 12

153,275 68

152,975 18

162,801 69

$285,396 55

$268,536 31

$283,337 21

$281,112 04

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t .. . ..........
S a v in g s d e p o s its ............................ .
S a v in g s c e r tif ic a te s o f d e p o sit
C e rtifie d c h e c k s ..........................
C a s h ie r’s c h e c k s o u ts ta n d in g .
D ue to b a n k s a n d b a n k e r s ----N o te s a n d bills re d is c o u n te d .
B ills p a y a b l e ...............................
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

62

STA TE

B A N K IN G

D EPA R TM EN T

No. 142.
MONROE COUNTY BANK, DUNDEE.
O rg an ized S e p te m b e r 26, 1892.
C. F. E. L o n g ,

P r e s id e n t;

M J. H o w e ,

V ic e P r e s i d e n t ;

W m. Cl u t b ,

C a s h ie r.

D ir e c t o r s .—By ro n J . C o rb in , C. F. E. L ong, W illia m C lu te , M. J. H o w e , G eo. J . S h a e fe r, W . C. P a lm e r.

R e so u rc e s.

L o a n s a n d d i s c o u n t s ...... ................................................

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

838,614 86

$44,592 73

$42,720 81

$43,264 56

S to c k s , b o nds a n d m o rtg a g e s ....................................

9,124 20

8,865 47

9,265 47

8,865 47

O v e r d r a f ts ................................... . . ........................

2,415 62

2,282 01

1,715 66

2,345 31

B an k in g b o u s e . ...............................................................

2,500 00

2,500 00

2,500 00

2,500 00

F u r n itu r e an d fix tu re s ....................... .................

1,344 00

1,344 00

1,344 00

1,344 00

O th e r r e a l e s t a t e . . . ................. ........................... .........
D ue fro m b a n k s in r e s e r v e c itie s .......................

39,517 23

34,605 09

D ue fro m o th e r b a n k s an d b a n k e r s ........... ..............

44 50

44 50

35,104 64

36,943 79

139 90

967 04

1,332 18

E x c h a n g e s fo r c le a rin g h o u s e ............. .......................
C h ec k s a n d c a s h ite m s .............................. ...................

180 07

116 79

1,613 25

N ic k e ls a n d c e n t s .............................................................

105 74

78 51

14 43

35 16

2,260 00

2,560 00

2,260 00

2,490 00

G old c o in ............. ....... ................................................
m

S ilv e r c o i n . ................. ....................................................
U. S. a n d N a tio n a l b a n k n o te s .. ________
T o t a l s .............................................................

368 85

106 40

130 00

26 50

1,718 00

747 00

856 00

934 00

$98,148 57

$97,798 00

$97,708 66

$101,092 51

$15,000 00

$15,000 00

$15,000 00

$15,000 00

500 00

500 00

500 00

500 00

2,065 51

1,992 35

2,444 17

2,509 67

L iab ilitie s.
C a p ita l s to c k p a id in ................. ............ __
S u rp lu s f u n d ... ...... .......................................
U n d iv id e d profits, less c u r r e n t e x p en se s, in te r e s t
an d ta x e s p a i d . ............. ...........
D iv id en d s u n p a id ........................ ...................
C o m m e rc ial d e p o sits s u b je c t to c h e c k _____ .

25,890 08

16,867 07

16,685 82

18,750 62

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

54,692 98

63,438 58

63,078 67

64,332 22

$98,148 57

$97,798 00

$97,708 66

$101,092 51

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it........
S a v in g s d e p o s its . ............................. ..............
S a v in g s c e r tif ic a te s o f d e p o s it ........................
C ertifie d c h e c k s .............................................
C a s h ie r's c h e c k s o u ts ta n d in g ...... ...............................
D ue to b a n k s a n d b a n k e r s ..................................
N o te s a n d bills r e d is c o u n te d .........
B ills p a y a b l e ...................... .........................
T o t a l s ......................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

M IC H IG A N

63

N o . 20 5 .
BANK

OF DURAND, DURAND.
O rg an ized A u g u st 8, 1898.

L u t h e r L o u cks,

P r e s id e n t;

O. H. O b e r t ,

V ic e P r e s i d e n t ;

J. D. L e l a n d ,

C a s h ie r .

D ir e c t o r s .—L u th e r L o u c k s, O. H . O b e rt, J. D. L e la n d , F r a n k C. G ale, N. P. L e la n d , B e n ja m in G e er,
A. D e rh a m , O. B. H ib b a rd , F. A. M illard, W a rre n L. S c rib n e r, F . G. B ailey.

t

R ep o rt of

R e s o u rc e s.

L o a n s and d is c o u n ts

R e p o rt of
S e p t. 20.

R e p o r t of

R e p o r t of
D ec. 1.

$12,680 12

$32,792 21

2,542 96

4,277 96

__________

5,150 00

5,150 00

_ _____________________

940 00

940 00

_______________________

S to c k s , b o n d s and m o rtg a g e s
■ O verdrafts - _________________________________
B an k in g b o u s e _________________
F u r n itu re an d fix tu re s
O th e r r e a l e s t a t e

__________ _______________

F x p e n s e , in te r e s t a n d t a x e s ......................................

436 13

440 91

D ue fro m b a n k s in re s e r v e c itie s ...............................

5,550 78

7,425 34

D ue fro m o th e r b a n k s a n d b a n k e r s ....

27 81

.............

F x c h a n g e s fo r c le a rin g h o u se
188 75
29 78

29 45

G old c o in

85 00

200 00

..................... ................... ............................
............... .................... ............. ...................

845 00

170 00

U S. an d N a tio n a l b a n k n o t e s __________ _____ _

4,938 00

3,021 00

$33,386 52

$55,238 02

$25,000 00

$25,000 00

S ilv e r co in

T o ta ls
|

763 34

C h e c k s an d c a s h ite m s ..............................................
N ic k e ls a n d c e n t s . . ................................................... .....

.................................................................

#
L iab ilitie s.
C a p ita l s to c k p a id in ........................................................
S u rp lu s fu n d
.
__ _______
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
and fa x e s paid
•

D iv id en d s u n p aid
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ..................

2,066 52

3,441 19

D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit ___

5,195 00

18,463 85

1,125 00

3,332 98

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o s its ______ ________ ______ _________
S a v in g s c e r tif ic a te s o f d e p o s it

___

*

H e r tid e d c h e c k s
O a sh ie r’s c h e c k s o u ts ta n d in g
5,000 00

D u e to b a n k s a n d b a n k e rs __
N o te s and bills re d is c o u n te d _
Rills p a y a b le
T o ta ls

.

S ' for. FRASER
Digitized
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$33,386 52

..............................................

_.

'

'

$55,238 02

64

STA TE

BA N K IN G

D EPA RTM EN T

No. 124.
SH IA W A SSE E COUNTY BANK, DURAND.
O rg a n iz ed O c to b e r 5, 1891.
R o b e p t C. F a i r ,

P r e s id e n t;

C h a r l e s H. S a y r e ,

V ic e P r e s i d e n t ;

F. N. C o n n ,

C a s h ie r .

D i r e c t o r s .—C. H. S a y re , F . N. C onn, L y n d s L. C onn, A lb e rt H. P a tte n g ill, D. B. S a y re , R o b e r t C. F a ir:

R e so u rc e s.

L o a n s an d d is c o u n ts ........................................................
S to c k s , b o n d s an d m o rtg a g e s ........... .................... .
O v e r d r a f ts ...................- .............. ....... ................ ..............

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

$36,745 54

$37,452 82

$39,695 06

$45,011 70

21,500 86

22,275 86

23,818 36

21,324 50

146 16

397 58

1,163 90

474 42

F u r n itu r e an d fix tu re s .................................................. .

1,733 00

1,733 00

1,811 50

1,811 50

O th e r r e a l e s t a t e .................................. ..................... . . .

6,776 44

6,776 44

6,776 44

6,776 44

D ue fro m b a n k s in re s e r v e c i t i e s ..............................

9,071 99

13,795 96

13,861 72

8,351 01

D ue fro m o th e r b a n k s an d b a n k e r s .......................

3,496 53

1,508 12

2.330 00

1,035 18

975 36

C h e c k s a n d c a s h ite m s ............................................. .

270 00

270 68

52 05

N ic k e ls a n d c e n t s .............................................................

117 44

150 45

115 59

78 02

G old c o in ............................................................................

1,600 00

1,505 00

1,825 00

1,975 00

S ilv e r c o in ................... ......................................................

1,098 50

1,330 50

1,299 10

1,212 30

U. S. an d N a tio n a l b a n k n o te s ..................................

1,267 00

4,146 00

2,751 00

9.604 00

T o t a l s .................................................... ...............

$83,823 46

$91,342 41

$95,499 72

$98,629 43

C a p ita l s to c k p a id i n ...... ...............................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s fu n d ------------ ---------------------------------------U n d iv id ed p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ................................................................

500 00

500 00

500 00

500 00

747 44

739 06

1,048 77

1,767 42

L iab ilitie s.

D iv id en d s u n p aid
C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

16,060 78

17,279 46

17,039 73

18,662 78

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

29,523 76

31,972 45

36,865 61

37,103 14

11,991 48

15,851 44

15,045 61

15,499 13

T im e e n m m e re ia l e e r tif ie a te s o f d e p o s it
S a v in g s d e p o s its ........... ..................................................

96 96

T o t a l s ............................ ......................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$83,823 46

$91,342 41

$95,499 72

$98,629 43

STA TE

BANKS

OF

65

M ICHIGAN

No. 114.
TA W AS STA TE SAVINGS BANK, EA ST TA W A S.
O rg an ized M arch 6, 1891.
M H. F ren ch ,

P r e s id e n t;

M i l o E a stm a n , V i c e P r e s i d e n t : W . G. R ic h a r d s ,
F . F. F r e n c h , C a s h i e r .

Second

V ic e P r e s id e n t;

D i r e c t o r s .—M. H. F r e n c h , Milo E a s tm a n , F. F . F r e n c h , W . G. R ic h ard s, E. E. K unze.
R ep o rt of
F e b 18.

R e so u rc e s.

Tynans and d is c o u n ts
S to c k s , b o n d s and m o rtg a g e s
O v e rd ra fts

........ ...........................................

R an k in g b o u se
F u r n itu re a n d fix tu re s

..................... .........

R e p o r t of
M ay 5.

$55,548 34'

$56,583 23

3,279 72

3,142 78

135 24

249 11

3,630 00

3,630 00

1,236 00

1,236 00

R ep o rt of

R e p o r t of
*

O th e r re a l e s t a t e
C u rre n t e x p e n s e s an d ta x e s _____ _______

_____

R ue fro m h a n k s in re s e r v e e itie s _

393 84

1,140 05

6,553 84

1,995 71

1,502 20

1,639 79

R ue from o th e r h a n k s an d h a n k e rs
F x c h a n g e s fo r e le a rin g h o u se
C h e e k s a n d e a s h ite m s

16 50

12 50

75 00

195 00

36 00

50 25

_ ____________

1,411 00

2,813 00

- ........ .......................................-

$73,817 68

$72,687 42

C a p ita l s to c k p a id in .......................................................

$25,000 00

$25,000 00

S u rp lu s f u n d ...... ............................. ..................................

3,500 00

3,500 00

C o m m e rc ial d e p o sits s u b je c t to c h e c k ...................

17,351 77

14,631 91

R em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

748 34

205 00

4,185 46

1,887 58

23,032 11

27,462 93

$73,817 68

$72,687 42

N ic k e ls a n d c e n ts
G old c o in

................................- ................

S ilv e r c o in

__

__________ _____ _____

TT. S. a n d N a tio n a l h a n k n o te s
T o ta ls

L iab ilitie s.

R ividends u n p aid

__

__

______ ______ _____

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............
S a v in g s d e p o s i t s ................. ............................................
S a v in g s c e r tif ic a te s o f d e p o s it_______ _________
C e rtifie d c h e c k s .. .................................. .......................
C a s h ie r’s c h e c k s o u ts ta n d in g . __ _____
R u e to h a n k s a n d h a n k e r s ______________
N o te s and hills re d is c o u n te d
Bills p a y a b le

________________

................. .................... .............................

T o ta ls

_

♦C losed J u ly 21st.

9


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

..................... ................. .....

i

66

STA TE

BA N K IN G

D EPA RTM EN T

No. 53.
M ICHIGAN STA TE BANK, EATON R A PID S.
O rg an ized J u ly 22, 1884.
J n o . M. C o r b i n ,

P r e s id e n t;

H. P . W e b s t e r ,

V ic e P r e s i d e n t ;
A s s i s t a n t C a s h ie r .

H . H . H a m il t o n ,

C a s h ie r;

E . S. H a r r i s ,

D ir e c t o r s . —J o s e p h C arr, H . P . W e b s te r, E. S. H a rris , H. H. H a m ilto n , E. F . K n a p p , J . M. C orbin,
H e n ry C. M innie, I. N. R eynolds.
R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R e p o r t of
S e p t 20.

$125,595 29

$121,567 78

$119,435 60

$127,063 43

34,463 24

35,447 54

51,941 04

52,056 04

O v e r d r a f ts ..........................................................

4,346 15

2,818 68

1,466 32

3,163 14

B an k in g h o u s e ............... ........................................

5,500 00

5,500 00

5,500 00

5,500 00

F u r n itu r e a n d f ix t u r e s ..............................

2,000 00

2,000 00

2,000 00

2,000 00

O th e r r e a l e s t a t e .................................. .

1,809 67

1,809 67

975 00

D u e fro m b a n k s in r e s e r v e c itie s ..............................

13,323 08

23,981 23

26,412 05

D ue fro m o th e r b a n k s an d b a n k e r s . . .......................

290 73

1,113 05

C h e c k s an d c a s h ite m s ............. ..........................

542 94

1,775 31

1,177 47

N ic k e ls a n d c e n t s ...........................................

206 73

118 77

125 30

153 44

2,715 00

2,222 50

2,030 00

3,282 50

R e so u rc e s.

L o a n s a n d d is c o u n ts .......................... .
S to c k s , b o n d s an d m o rtg a g e s ............................

R ep o rt of
D ec. 1.

975 00
19,658

E x c h a n g e s fo r c le a rin g h o u s e ...................... .............

G old c o in .............................................

1,787 96

S ilv e r c o i n .. ...............................

1,200 00

625 00

200 00

425 25

U . S. a n d N a tio n a l b a n k n o te s ....................................

1,759 00

3,519 00

3,986 00

4,756 00

$193,751 83

$202,448 53

$215,248 78

$220,821 36

•C a p ita l s to c k p a id in........................................................

$75,000 00

$75,000 00

$75,000 00

$75,000 00

S u r p lu s fu n d ..................................................................
U n d iv id ed pro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
an d ta x e s p a id .........................................................

10,500 00

10,500 00

10,900 00

10,900 00

3,284 41

4,117 24

3,126 35

4,743 99

D iv id en d s u n p a id ..............................................................

140 25

107 07

178 00

30 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ............. .

35,624 19

32,169 77

30,368 14

28,222 63

D e m a n d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

69,202 98

80,554 45

95,676 29

101,924 74

$193,751 83

$202,448 53

$215,248 78

$220,821 36

T o t a l s .......................................................

L ia b ilitie s.

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it .............
S a v in g s d e p o s its ..............................................................
S a v in g s c e r tif ic a te s o f d e p o s it________________
C e r tifie d c h e c k s .......................................................... .
C a s h ie r ’s c h e c k s o u t s t a n d i n g .. . ...............................
D u e to b a n k s an d b a n k e r s ...... ............................... .......
N o te s a n d bills re d is c o u n te d ........................ .............
Bills p a y a b le .......................................................................
T o t a l s .....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

67

MICHIGAN

No. 193.
EDMORE STA TE BA ftK , EDMORE.
O rg an ized A p ril 5, 1897.
no.

W . P f e if l e r ,

P r e s i d e n t ; F r e d e r ic k N e f f ,
P r e s i d e n t ; E d w a r d A.

V ic e

P r e s id e n t; S herm an
C a sh ie r.

Neff,

Second

V ic e

Rdndell,

D i r e c t o r s .—J n o . W . P fe ifle r, F r e d e r ic k Neff, S h e rm a n Neff, E d w a rd A. R undell, H e n ry J. B urch.

R e so u rc e s.

R e p o rt o f
F e b . 18.

R ep o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o rt o f
D ec. 1.

L o a n s an d d is c o u n ts ____________________ _______

$5,216 68

$5,610 02

$8,464 71

$10,687 51

S to c k s , b o n d s a n d m o rtg a g e s ........................ ............

8,380 72

11,321 42

16,335 73

17,532 06

O v e r d r a f t s ______ ____________________ ____ ____

627 45

492 74

B an k in g h o u s e ___________ _____________________

1,779 05

1,773 86

1,768 21

1,776 24

F u r n itu re an d fix tu re s ...................................................

896 53

915 18

926 51

926 51

D ue fro m b a n k s in r e s e r v e c i t i e s ............... ..............

6,000 00

10,086 79

11,199 19

6,088 11

D ue fro m o th e r b a n k s an d b a n k e r s ..........................

7,189 24

7,058 48

4,094 52

7,273 73

O th e r r e a l e s t a t e ..............................................................

E x c h a n g e s fo r c le a r in g h o u s e ....................................
C h e c k s a n d c a s h ite m s __________ ______ _______

87 13

110 24

93 73

N ic k e ls an d c e n t s ____________________ _________

34 21

40 86

29 67

21 27

G old c o in ______________________________________

577 50

2,065 50

1,747 50

1,837 50

S ilv e r c o in ................... _...........................1___________

507 00

250 50

346 75

176 00

U. S. a n d N a tio n a l b a n k n o te s ........... .......................

2,350 00

6,084 00

2,983 00

4,677 00

T o t a ls .....................................................................

$33,018 06

$45,206 61

$48,633 48

$51,582 40

C a p ita l s to c k p a id i n ................................................ .....

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p e n se s, i n te r e s t
a n d ta x e s p a id ................................................................

222 97

571 83

721 03

618 86

C o m m e rc ia l d e p o s its s u b je c t to c h e c k ..................

7,841 78

11,393 54

10,326 03

40,090 88

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

8,318 33

7,882 66

5,431 00

1,888 00

L iab ilitie s.

D ividends u n p a id ..............................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t . . . ........
S a v in g s d e p o s its ..........................................................
S a v in g s c e r tif ic a te s o f d e p o s it..................................

18 51

21 09

838 92

2,597 04

1,616 47

10,337 49

16,316 50

21,387 62

$33,018 06

$45.206 61

*48.633 48

*51.582 40

C e rtifie d c h e c k s .............................................. ...............
C a s h ie r’s c h e c k s o u ts ta n d in g .............................. .......
D ue to b a n k s a n d b a n k e r s .............................................
N o te s an d bills re d is c o u n te d ................. ......................
B ills p a y a b le ................................ ......................................
T o ta ls .....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

68

STA T E

BA N K IN G

D E PA R TM EN T

No. 129.
E L K R A P ID S SAVINGS BANK, ELK RA PID S.
O rg an ized J a n u a r y 20, 1892.
R. W . B agot ,

P r e s id e n t;

M i l t o n B. L a n g , V i c e P r e s i d e n t : H o r a t io B. L e w is ,
P r e s i d e n t ; F. B. M o o r e , C a s h i e r .

Second

V ic e

D ir e c t o r s .—H o ra tio B. L e w is, M. B. L a n g , R. W . B ag o t, F r a n k B. M oore, B en j. R. M oore, H a r r y
H irsh b e rg , W . M. A ndrus.
R ep o rt of
F e b . 18.

R e so u rc e s.

L o a n s an d d is c o u n ts .............................................
S to c k s , b o n d s an d m o rtg a g e s .....................................

R ep o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

$40,906 52

$44,295 79

$50,783 53

$50,059 79

24,918 65

26,128 65

24,831 90

24,581 90

167 09

21 48

169 88

2,139 95

2,139 95

2,149 52

2,149 52

26,857 90

24,333 19

9,048 10

5,690 96

O v e r d r a f ts ............... .........................................
B an k in g b o u s e ..................................................................
F u r n itu re a n d f ix t u r e s ....................................................
O th e r r e a l e s t a t e . . ..........................................................
D ue fro m b a n k s in r e s e r v e c i t i e s .......... ...................
D ue fro m o th e r b a n k s a n d b a n k e r s ..........................

108 27

E x c h a n g e s fo r c le a rin g h o u s e ......... ...........................
C h e c k s an d c a s h ite m s .......................................
N ic k e ls an d c e n t s ......................................................
G old c o i n .. ........................................... ...............

335 04

581 75

287 90

60 14

91 10

111 45

61 60

1,642 50

1,772 50

1,530 00

1,545 00

787 27

S ilv e r c o i n .. . ..................................................................... *

1,028 65

609 00

816 75

483 65

U . S. a n d N a tio n a l b a n k n o te s ....................................

3,370 00

2,624 00

5,380 00

2,210 00

$101,146 85

$102,515 52

$95,073 13

$88,075 34

C a p ita l s to c k p a id i n .......................................................

$35,000 00

$35,000 00

$35,000 00

$35,000 00

S u rp lu s fu n d .................................................................
U n d iv id e d profits, le ss c u r r e n t e x p en se s, i n te r e s t
a n d ta x e s p a id ...... .......................................... ..........

5,830 00

5,830 00

280 00

280 00

508 06

756 83

1,634 36

1,714 10

T o t a l s ........................... ...............................

L iab ilitie s.

D iv id en d s u n p a id ............. .................................................

91 79

16 42

12 14

12 14

C o m m e rc ial d e p o sits s u b je c t to c h e c k ...................

26,921 21

24,435 38

20,217 01

15,590 72

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

18,259 97

22,329 12

22,802 75

21,612 63

14,532 79

14,147 77

15,012 36

13,865 75

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit.
S a v in g s d e p o s its ............... ...............................................
S a v in g s c e r tif ic a te s o f d e p o s it

.........................

C e rtifie d c h e c k s .......... ..................................................
C a s h ie r’s c h e c k s o u ts ta n d in g .....................................

3 03

114 51

D ue to b a n k s an d b a n k e r s ................................ ............
N o te s a n d bills re d is c o u n te d .......................................
B ills p a y a b le .....................................................................
T o t a l s ....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$101,146 85

$102,515 52

$95,073 13

$88,075 34

STA TE

BANKS

OF

69

M ICHIGAN

No. 152.
F IR S T STA TE SAVINGS BANK, EVART.
O rg an ized F e b ru a ry 17, 1893.
V. R. D a v y ,

P r e s id e n t;

J . W . Ma t t h e w s ,

V ic e P r e s id e n t ;

W m. Ro g e r s ,

C a sh ie r.

D ir e c t o r s .—V. E. L a c y , V. R. D avy, C. H. R ose, W m . R o g ers, J . W . M a tth e w s , J. S. E d w a rd s,
G.
E. B ra n d e b e rry .

R e so u rc e s.

L o a n s an d d is c o u n ts .............................
S to c k s , b o n d s a n d m o rtg a g e s ...........
O v e r d r a f t s ................................................
B an k in g h o u s e ..........................................

$31,852 51
7,168 81
830 59
3,790

00

$36,658 44

$44,263 43

13,118 81

16,482 81

826 86

270 48

3,790

00

1,450 00

1,450 00

O th e r r e a l e s t a t e ....................................

300 00

300 00

D ue fro m b a n k s in re s e r v e c i t i e s . ..

33,297 73

F u r n itu r e a n d fix tu re s .-.......................

R e p o r t of
D ec. 1.

R ep o rt of
S e p t. 20.

R e p o r t of
M ay 5.

R ep o rt of
F eb . 18.

33,762

25

3,790

$45,248 03
16,487

00

1,350

81

90 57

00

3,790

00

1,350

00

300 00

300 00

15,830 02

18,590 21

64 53

D ue fro m o th e r b a n k s an d b a n k e r s .
E x c h a n g e s fo r c le a rin g h o u s e ..........
C h e c k s a n d c a s h ite m s ........................

119 02

555 11

60 00

N ic k e ls a n d c e n t s ...................................

19 19

30 12

7 35

57 23

1,518 80

908 80

1,058 60

1,203 60

G o ld c o in ....................................................

^08 65

S ilv e r c o in .........................: ......................

763 30

U . S. a n d N a tio n a l b a n k n o te s ..........

1,605 00

1,125

2,714 95

246 35

1,236

60

1,674 00

1.466 00

3,134 04

5,333 04

$89,884 58

$15,000 00

15,000 00

$15,000 00

$15,000 00

4,500 00

4,500 00

4,800 00

4,8C0 00

359 93

1,182 46

578 57

1,268 01

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........

25,432 73

31,889 16

22,265 63

28,173 71

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

20,025 20

21,207 17

18,953 57

16,272 22

17,397 09

19,355 25

23,735 27

24,180 84

T o ta ls .

00

L iab ilitie s.
C a p ita l s to c k p a id i n .................
S u rp lu s fu n d ................................ ......................- ........
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r ­
e s t a n d ta x e s p a id ...............................................
D iv id en d s u n p a id .......................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.......
S a v in g s d e p o s its ........................................................
S a v in g s c e r tif ic a te s o f d e p o s it..........................
189 80

C e rtifie d c h e c k s ........................................... - ...........
C a s h ie r's c h e c k s o u ts ta n d in g ..............................
D ue to b a n k s a n d b a n k e r s ...... ...............................
N o te s a n d bills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$82,714 95

$93,134 04

$85,333 04

1,884 58

70

STA TE

BA NKING

D EPA R TM EN T

No. 209.
COMMERCIAL SAVINGS BANK OP FEN TO N , FEN TO N
O rg an ized O c to b e r 1, 1898.
H. B. L i t o t ir e t t e ,

P r e s id e n t;

E. C. F o o t e ,

V ic e P r e s i d e n t ;

E. M. N e w e l l ,

C a s h ie r.

Dir e c t o r s .—H. B. L a to u r e tte , E. C. F o o te , E. M. N e w e ll, W. B. P hillips, L. M. C ook.
R ep o rt of

R e so u rc e s.

R ep o rt of

R ep o rt of

L o a n s an d d is c o u n ts _____

R ep o rt of
D ec. 1.
$30,196 94

S to c k s , b o n d s an d m o rtg a g e s .........

2,661 80

O v e r d r a f ts ..................................
B an k in g h o u s e .......................

4.000 00

F u r n itu r e an d fix tu re s .................

1.000 00

O th e r r e a l e s t a t e .....................
D ue fro m b a n k s in r e s e r v e c itie s .
D u e fro m o th e r b a n k s an d b a n k e rs

20,117 62
__

E x c h a n g e s fo r c le a rin g h o u s e ........
C h e c k s an d c a s h ite m s .

352 75

N ic k e ls an d c e n t s ..........

54 53

G old c o in .......................
S ilv e r c o in .......................
£
U. S. an d N a tio n a l b a n k n o te s ..........

1,165 00
236 00

........

4,644 00

T o t a ls ............................
■

$64,428 64

L iab ilitie s.
C a p ita l s to c k p a id i n .............

$25,000 00

S u rp lu s f u n d . . ..................... .
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
an d ta x e s p a id .....................

133 96

D iv id en d s u n p a id ........................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .

18,987 51

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

3,058 24

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...
S a v in g s d e p o s it s .........................

13,067 87

S a v in g s c e r tif ic a te s o f d e p o s it...................

4,181 06

C e rtifie d c h e c k s .......................
C a s h ie r’s c h e c k s o u ts ta n d in g .......................
D ue to b a n k s a n d b a n k e r s ..........................
N o te s an d bills re d is c o u n te d ____

•

Bills p a y a b l e ................................................
T o t a ls ........................................... .......


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$64,428 64

STA TE

BANKS

OF

71

M ICHIGAN

No. 101.
C IT IZ E N S’ COMMERCIAL AND SAVINGS BANK, F L IN T .
O rg an ized A u g u st 4, 1890.
R. J. W h a l e y ,

P r e s id e n t;

G e o . W . B u c k in g h a m , V i c e P r e s i d e n t ; H . C. S p e n c e r ,
W . E. M a r t i n , A s s i s t a n t C a s h i e r .

C a s h ie r;

D i r e c t o r s .—A lex. M c F a rla n , J. H. W h itin g , D. D. A itk e n , G. W . H u b b a rd , H . C. S p e n c e r , R. J.
W h a le y , G. W . B u ck in g h am , M. E p h raim , W m . C. D urant.
R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e so u rc e s.

R ep o rt of
F e b . 18.

L o a n s an d d is c o u n ts ___________________________

$414,571 04

$487,506 57

$412,218 44

$405,153 58

S to c k s , b o n d s an d m o rtg a g e s .....................................

181,463 26

194,932 52

213,119 57

277,349 63

O v e r d r a f ts ___________ _________________________

3,625 63

6,464 60

5,245 23

17,408 07

13,000 00

13,000 00

13,000 00

13,000 00

7,418 71

7,418 71

195,207 40

B an k in g h o u s e ................................................................ )

R e p o r t of
D ec. 1.

F u r n itu r e a n d fix tu re s .................................................)
O th e r r e a l e s t a t e ................. ...........................................
P re m iu m s p a id ........

1,496 OO

..................................................

D ue fro m b a n k s in re s e r v e c itie s ..............................

160,838 16

92,416 35

224,996 78

D ue fro m o th e r b a n k s an d b a n k e r s ..........................

56 80

512 70

298 01

"Fbrchanges fo r c le a rin g h o u s e ...................................

12 04
3,301 29

C h e e k s a n d c a s h i t e m s ____________ __________

639 78

421 21

904 95

N ic k e ls a nd c e n t s ...................................................... .

21 75

153 98

321 45

269 39

28,545 00

32,107 50

32,817 50

32,765 00

G old c o in ................... ...........................................................
S ilv e r c o in ...... ..................................................................

2,050 96

1,934 35

1,403 99

1,076 80

U. S. an d N a tio n a l h a n k n o t e s . . ................................

10,515 00

11,970 00

11,178 00

21,451 00

$815,327 38

$841,419 78

$922,922 63

$975,908 91

.... ..........................................

$150,000 00

$150,000 00

$150,000 00

$150,000 00

S u rp lu s f u n d ................................................................. .
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a id .................................... . ......................

22,000 00

22,000 00

23,000 00

23,000 OO

3,150 29

5,592 69

3,515 02

4,465 26

D iv id en d s u n p a id ......................................................... .

30 00

30 00

175 00

100 00

d e p o sits s u b je c t to c h e c k ________

327,80 70

331,240 84

419,476 39

463,229 20

T o ta ls .

__________ _____ ______ ____ __

L iab ilitie s.
C a p ita l s to c k p a id in

C o m m ercial

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

4,737 73

7,836 94

4,316 09

7,561 76

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............

209,981 23

200,035 56

173,279 53

138,360 94.

S a v in g s d e p o s its _______________________________

97,619 43

124,683 75

148,432 08

188,255 43

728 52

936 32

$922,922 63

$975,908 91

S a v in g s c e r tif ic a te s o f d e p o s it.... ................ ............
C ertifie d c h e c k s

__

__________________ _

C a s h ie r’s c h e c k s o u ts ta n d in g ............... ......................
D ue to b a n k s an d b a n k e r s ......... ....... ...........................
N o te s an d

hills

r e d i s c o u n t e d ........................ ...........

B ills p a y a b le .....................................................................
T o t a l s . ____________________


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

_________

$815,327 38

$841,419 78

72

STA TE

BA N K IN G

D EPA R TM EN T

No. 23.
G ENESEE COUNTY SAVINGS BANK, F LIN T .
O rg a n iz ed M ay 1, 1872.

W. A. A twood,

P r e s id e n t;

J ambs O. W illson ,

V ic e P r e s id e n t;
A s s is t a n t C a sh ie r.

A. G. Bishop ,

C a s h ie r;

J as. Ma r t in ,

D irectors . —W m . W . C rap o , W . A. A tw o o d , G eo. R. G old, C. C. P ie rs o n , J a s . C. W illson, F . H. P ie rc e ,
G e o rg e E. T a y lo r, A. G. B ishop, W . C. OrrelL

R e so u rc e s.

R ep o rt of
F e b . 18.

L o a n s an d d is c o u n ts ....................................- .............__

$439,859 63

$483,166 82

$393,586 02

$397,779 25

S to c k s , b o n d s an d m o r tg a g e s .................. ..................

351,339 86

381,780 57

422,394 62

437,950 30

O v e rd ra fts ............................................................................

2,744 00

1,836 00

1,826 09

2,770 54

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

B an k in g h o u s e ................................... ..............................
F u r n itu r e an d fix tu re s ................................. ..................

5,000 00

5,000 00

5,000 00

5,000 00

O th e r r e a l e s t a t e ....................... . .....................................

18,184 12

18,184 12

16,843 12

17,625 79

D ue fro m b a n k s in r e s e r v e c itie s ..............................

184,696 08

166,571 91

145,391 23

147,912 56

D ue fro m o th e r b a n k s an d b a n k e r s ..........................

4,774 15

3,139 64

76,602 77

3,635 51

3,611 39

E x c h a n g e s fo r c le a r in g h o u s e . . ................................

1,743 62

C h e c k s an d c a s h ite m s .............................. ...................

4,435 67

2,624 71

3,190 43

N ic k e ls a n d c e n t s . . . .......................................................

60 22

197 48

117 50

66 73

G old c o in ...............................................................................

25,900 00

28,112 50

31,737 50

31,362 50

S ilv e r c o in ................................................... .......................

3,570 00

3,137 50

3,900 00

5,250 00

U. S. a n d N a tio n a l b a n k n o te s ....................................

7,568 00

11,850 00

17,444 00

16,645 00

T o t a l s ........................................................................... $1,048,131 73

$1,107,344 87

$1,118,033 28

$1,069,609 57

L ia b ilitie s.
C a p ita l s to c k p a id i n ...... ............................. ..................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d ..................... ............................ .............. .
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s, i n te r e s t
an d ta x e s p a id ..........................................................

50,000 00

50,000 00

50,000 00

50,000 00

19,451 50

23,502 05

18,496 55

24,517 18

D iv id en d s u n p a id ............... .............................................

325 00

25 00

50 00

167,669 82

174,797 73

164,587 99

138,938 22

9,337 00

13,644 45

7,319 41

14,898 96

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .............
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...........
S a v in g s d e p o s its ..............................................................

436,882 32

459,062 29

504,575 94

516,969 87

S a v in g s c e r tif ic a te s o f d e p o s it..................................

264,466 09

286,313 35

272,877 64

224,285 34

C e rtifie d c h e c k s _________ . . ______

125 75

_________

C a s h ie r’s c h e c k s o u ts ta n d in g ....................................
D ue to b a n k s a n d b a n k e r s _____________ ______ __
N o te s a n d bills r e d is c o u n te d ........... ..........................
B ills p a y a b l e . ...................................................................
T o t a l s .............................................................. ............. $1,048,131 73


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$1,107,344 87

$1,118,033 28

*

$1,069,609 57

STA TE

BANKS

OF

73

MICHIGAN

No. 165.
UN IO N TRU ST AND SAVINGS BANK, F L IN T .
O rg a n iz ed J u ly 11, 1893.

O. T. B ridgman ,

P r e s id e n t;

F lin t P. S m ith , V i c e
S male, A s s i s t a n t

P r e s id e n t;
C a s h ie r.

M. Davison , C a s h i e r ; S idn e y J.

D irectors . —C. T. B rid g m an , F lin t P. S m ith , J a m e s J . H u rle y , W m . H. E d w a rd s , M a th e w D av iso n
W . A. P a te rs o n , W . E. B ra m a n , W m . F . S te w a r t, G eo. H . D urand.
R e so u rc e s.

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts .............................

8179,621 61

$229,641 28

$158,030 75

$164,088 41

S to c k s , b o n d s a n d m o rtg a g e s ...........

105,380 04

105,679 09

121,720 08

134,708 05

O v e r d r a f ts .................................................

1,201 12

842 04

638 59

259 50

B an k in g h o u s e ..........................................

22,000 00

22,000 00

22,000 00

22,000 00

F u r n itu r e a n d fix tu re s ..........................

3,000 00

3,000 00

3,000 00

3,000 00

O th e r r e a l e s t a t e ....................................

10,350 00

12,650 00

12.650 00

12,650 00

G e n e s e e c o u n ty a b s tr a c t b o o k s ----

10,000 00

10,000 00

10,000 00

10,000 00

D u e fro m b a n k s in re s e r v e c i t i e s . ..

45,092 82

19,372 36

73,289 65

60,234 82

D u e fro m o th e r b a n k s a n d b a n k e r s .

1,007 97

2,168 28

6,923 68

12,166 71

E x c h a n g e s fo r c le a rin g h o u s e ..........

42 50

255 00

98 57

1,016 27

C h ec k s a n d c a s h ite m s .........................

313 47

230 48

917 85

744 05

N ic k e ls a n d c e n t s . ............................

177 25

215 01

203 58

229 20

■Gold c o in .....................................................

7,090 00

3,775 00

5,107 00

7,710 00

S ilv e r c o in .................................................

1,065 00

1,600 00

1,600 00

2,950 50

5,444 00

6,316 00

7,307 00

9,640 00

1,785 78

$417,744 54

$423,486 75

$441,397 51

100,000 00

U. S. a n d N a tio n a l b a n k n o te s ..........
T o ta ls .

L iab ilitie s.
$100,000 00

100,000 00

$ 100,000 00

S u rp lu s fu n d ..................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id .......................................................

25,000 OO

25,000 00

10,000 00

10,000 00

1,52|05

3,499 37

3,339 01

5,015 94

D iv id en d s u n p a id ..............................................................

115 00

47 50

182 50

27 50

C o m m e rc ia l d e p o sits s u b je c t to che& k.................

62,660 76

46,388 63

73,730 86

60,124 31

D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

2,467 18

2,294 06

4,365 95

6,681 94

S a v in g s d e p o s its ..............................................................

89,199 43

100,133 86

129,558 21

148,305 39

S a v in g s c e r tif ic a te s o f d e p o s it..................................

110,818 36

112,464 39

102,310 22

111,242 43

$423,486 75

$441,397 51

C a p ita l s to c k p a id in .................

$

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............

C e rtifie d c h e c k s ................................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D u e to b a n k s an d b a n k e r s .............................................
27,916 73

N o te s a n d hills re d is c o u n te d .......................................
Bills p a y a b le .......................................................................
T o ta ls .

10


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$391,785 78

17,744 54

74

STA TE

BA N K IN G

D EPA R TM EN T

No. 126.
F IR S T STA TE AND SAVINGS BANK OF FLU SH IN G . FLU SHIN G ;
O rg a n iz ed N o v e m b e r 28, 1891.
Da n i e l Co t c h e r ,

P r e s id e n t;

F . A. N i l e s , V i c e

P r e s id e n t;

Ge o r g e P a c k a r d ,

C a s h ie r.

D ir e c t o r s .—D a n ie l C o tc h e r, F. A. N iles, G e o rg e P a c k a r d , J. K im m ell, W illia m D o rw a rd , C. S. B ro w n ,
J a m e s M. G reen field.
R e p o r t of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts ......................................

$50,637 43

$43,459 94

$55,293 73

$51,164 55

S to c k s , b o nds an d m o r tg a g e s ..............................

109,394 19

116,534 19

116,446 19

115,634 03

B an k in g h o u s e .............................................

2,700 00

2,700 00

2,700 00

2,700 00

F u r n itu r e an d fix tu re s ........................................

1,800 00

1,800 00

1,800 00

1,800 00

32,651 36

37,975 52

13,403 46

20,472 46

928 09

2,305 20

429 58

393 40

196 59

326 31

448 35

1,712 78

99 70

68 85

83 74

137 77

2,000 00

2,010 00

1,024 72

455 00

O v e r d r a f ts ..................... . .........................

O th e r r e a l e s t a t e ................. .........................
D ue fro m b a n k s in r e s e r v e c i t i e s . . .....................
D ue fro m o th e r b a n k s a n d b a n k e r s .................
E x c h a n g e s fo r c le a rin g h o u s e .........................
C h e c k s a n d c a s h ite m s ...........................................
N ic k e ls an d c e n t s ..................................
G old c o in ................................................. .......
S ilv e r c o i n ................................ ............
U. S. an d N a tio n a l b a n k n o te s ............. ....................
T o t a l s .................................. ....................

693 80

812 00

1,043 75

983 75-

3,665 00

4,273 00

1,981 00

4,574 00

$204,766 16

$212,265 01

$194,654 52

$200,027 74

$55,000 00

$55,000 00

$55,000 00

$55,000 00

5,500 00

5,500 00

1,000 00

2,600 00

1,604 87

2,449 63

264 50
60 00

60 00

15,586 79

6,070 10

7,250 51

L ia b ilitie s.
C a p ita l s to c k p a id in ................. .
S u rp lu s f u n d ...................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a i d ................. ...............
D iv id en d s u n p a id ......... ........................

..

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .

15 00
12,997 72

D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit

13,795 17

13,826 14

9,041 g8

17,765 00

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit

39,804 57

25,407 88

9,430 41

18,026 08

S a v in g s d e p o s its ............... ..................
S a v in g s c e r tif ic a te s o f d e p o s it.............

3,048 83

3,431 45

3,810 49

4,113 88

73,000 00

91,063 12

109,866 42

95,212 27

C e rtifie d c h e c k s ..................................
C a s h ie r's c h e c k s o u ts ta n d in g .....................
D u e to b a n k s a n d b a n k e r s ..................

110 72

N o te s an d bills r e d is c o u n te d .............
B ills p a y a b l e . . . ............... .......................
T o t a l s ............................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$204,766 16

$212,265 01

STA TE

BANKS

OF

75

M ICHIGAN

No. 141.
STA TE SAVINGS BANK OF FO W L ER , FO W LER .
O rg an ized S e p te m b e r 19, 1892.
F r a n k Ge d l e b ,

P r e s id e n t;

F r e d e r ic k S c h e m e r

V ic e P r e s i d e n t ;

W. H. S n e l d in g ,

C a s h ie r .

D ir e c t o r s .—F r e d e r ic k S c h e m e r, F r a n k G ru ler, W H. S n elling, C. F e ld p a u sc h , C. G ru ler, M. S p itzle y ,
J.
H. C o rb it.

R eso u rc e s.

R e p o rt of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ..............................

$39,040 91

$36,794 59

$29,129 20

$32,397 22:

S to c k s , b o n d s a n d m o rtg a g e s ...........

33,324 76

36,988 13

37,558 13

37,913 13

O v e rd ra fts ..................................................

1,108 52

3,000 34

1,395 81

6,342 75

863 18

863 18

863 18

1,658 18

12,929 63

3,301 21

15,703 88

7,024 59

C h e c k s an d c a s h ite m s .........................

' 25 95

81 42

206 87

306 91

N ic k e ls an d c e n t s ...................................

31 77

61 58

154 37

87 60-

G old c o in .....................................................

1,226 00

1,050 00

1,402 50

1,517 50

B an k in g h o u s e ...........................................
F u r n itu re an d fix tu re s ..........................
O th e r r e a l e s t a t e ....................................
D ue fro m b a n k s in r e s e r v e c itie s __
D ue fro m o th e r b a n k s a n d b a n k e r s .
E x c h a n g e s fo r c le a rin g h o u s e ..........

S ilv e r c o in .................................................

331 00

583 00

433 00

775 00

U. S. a n d N a tio n a l b a n k n o te s -------

6,384 00

4,965 00

5.410 00

6,963 00

$95,259 72

$87,688 45

92,256 94

$94,985 88

$15,000 00

$15,000 00

$15,000 00

$15,000 00^

1,100 00

1,100 00

1,100 00

1,100 00

486 42

722 67

1,682 45

2,195 33

T o t a ls .

L iab ilitie s.
C a p ita l s to c k p a id i n .................
S u rp lu s fu n d ............................................ ...........................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ......................................................... —
D iv id en d s u n p a id ........................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........

12,967 74

12,964 80

12,223 50

15,560 51

D e m an d c o m m e rc ia l c e r tif ic a te s o f d ep o sit..

56,560 06

49,363 43

53,503 92

51,239 75

9,145 50

8,537 55

$95,259 72

37,688 45

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.......
S a v in g s d e p o s its ........................................................

9,890 29-

S a v in g s c e r tif ic a te s o f d e p o s it...........................
C e rtifie d c h e c k s ................................. - ...................
C a s h ie r’s c h e c k s o u ts ta n d in g ...............................
D ue to b a n k s an d b a n k e r s .....................................
N o te s a n d bills re d is c o u n te d ..............................
B ills p a y a b l e .......................................................... T o tals..


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$92,256 94

$94,985 88.

76

STA TE

BA N K IN G

D E PA R TM EN T

No. 153.
GAYLORD STA TE SAVINGS BANK, GAYLORD.
O rg a n iz ed M a rc h 4, 1893.
F r a n k A. K r a m e r ,

P r e s id e n t;

E a r l B. B o l t o n , V i c e P r e s i d e n t ; S a n d f o r d W . B u c k ,
H. T. G l e z e n . A s s i s t a n t C a s h i e r .

C a s h ie r;

D ir e c t o r s .—S a n d fo rd W . B u ck , E a rl B. B o lto n , F r a n k A. K ra m e r, J o h n G. B e rry , J o h n C. S c o tt,
G eo. S k e lto n , S o lo m o n W. K ra m e r.
R e so u rc e s.

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ......................................... - ............

860,851 51

865,579 97

$76,056 32

$81,228 61

S to c k s , b o n d s a n d m o r tg a g e s ........... ..........................

5,420 00

7,480 00

8,150 00

8,125 00

O v e rd ra fts ........................................................... ...... ..........

75 93

35 03

17 69

23 63

1,000 00

1,000 00

1,000 00

1,000 00

B an k in g h o u se ..............__ .....................................
F u r n itu r e an d fix tu re s .....................................................
O th e r r e a l e s t a t e ..............................................................

900 00

900 00

D ue fro m b a n k s in re s e r v e c i t i e s ..............................

29,166 75

38,114 91

7,492 00

5,749 18

D u e fro m o th e r b a n k s an d b a n k e r s ..........................

8,493 41

4,547 71

754 28

1,730 71

C h e c k s a n d c a s h i t e m s ..... .............................................

684 08

630 32

807 90

1,146 09

N ic k e ls a n d c e n t s .............................................................

146 94

199 57

179 68

186 84

G o ld c o in ...............................................................................

3,712 50

3.855 00

4,070 00

4,465 00

E x c h a n g e s fo r c le a r in g h o u s e ...................... ...........

S ilv e r c o in ...........................................................................

807 75

1,729 00

1,028 85

571 00

U. S. a n d N a tio n a l b a n k n o te s ...................................

3,049 00

4,049 00

3,798 00

3,001 00

T o t a l s ........... ............................................. ..................

8113,407 87

$127,220 51

$104,254 72

$108,129 06

825,000 00

$25,000 00

$25,000 00

$25,000 00

5,000 00

5,000 00

5,000 00

5,000 00

3,337 07

4,522 07

1,582 35

2,043 15

L iab ilitie s.
C a o ita l s to c k p a id i n ......................................................
S u rp lu s f u n d .................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, in te r ­
e s t an d ta x e s p a i d .....................................................
D ividends u n p a id ................................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............

45,711 91

47,296 53

26,837 73

26,720 42

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s i t ___

34,358 89

45,401 91

45,834 64

44,365 49

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............
S a v in g s d e p o s its ..............................................................
S a v in g s c e r tif ic a te s o f d e p o s it................. ................
C e rtifie d c h e c k s ............................................. ..................
C a s h ie r's c h e c k s o u ts ta n d in g ............... ....... ..............

•

D ue to b a n k s an d b a n k e r s .............................................
N o te s a n d bills r e d is c o u n t e d ......................................
B ills p a y a b le ...... .................. .............................................
T o t a l s ....................... ..................................... .............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

6,000 00
8113,407 87

8127,220 51

$104,254 72

$108,129 06

STA TE

BANKS

OF

77

MICHIGAN

4

No. 61.
GRAND R A PID S SAYINGS BANK, GRAND R A PID S.
O rg a n iz ed M ay 1, 1872.
C h a r l e s W. G a r f i e l d ,

P r e s i d e n t ; O. A. B a l l , V i c e P r e s i d e n t ; F . A. H a l l , C a s h i e r ;
A s s i s t a n t C a s h ie r ; Gu y W . Ro u se, A u d i t o r .

D. B. S h e d d ,

D i r e c t o r &—C h arle s W . C arfield , G e o rg e M. E d iso n , A a ro n B re w e r, N. F r e d A v e ry , O. A. B all,
R o g e r W. B u tte rfie ld , F r a n k E. L e o n a rd , T hos. M. P e c k , F r a n k J e w e ll.
R e p o r t of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ........................................................

$414,808 59

$459,444 75

$465,270 83

$509,486 18

S to c k s , b o n d s a n d m o rtg a g e s .....................................

630,302 72

616,892 81

590,720 38

573,775 65

699 37

1,487 38

359 06

824 08

O v e r d r a f ts ..................................................- .................. .
B an k in g b o n sp .

___________

F u r n itu r e a n d fix tu re s

.................................................

3,418 00

3,418 00

3,455 90

3,455 90

.......................................

24,335 00

24,335 00

41,905 56

41,905 56

O th e r r e a l e s t a t e . ......

P re m iu m s p a id _ _ ..............._.......................................

3,975 00

3,975 00

3,805 00

3,805 00

Dnft fro m b a n k s in re s e r v e c itie s ...................... .........

163,245 33

160,520 06

166,960 30

177,378 75

D ue fro m o th e r b a n k s an d b a n k e r s ..........................

189 76

102 01

34 58

230 33

FiX ehanges fo r c le a rin g b o u s e .....................................

2,439 24

3,983 93

1,843 59

3,389 43

C h e c k s an d c a s h ite m s ___________ ____________

168 85

630 01

334 30

167 35

N ic k e ls an d c e n t s _____________________________

412 19

479 79

465 50

762 55
35,862 50

.......................................................

35,815 00

35,490 00

35,487 50

............................................................

3,069 19

2,478 20

1,683 05

2,430 65

TT. R_ and N a tio n a l b a n k n o te s ....................................

28,961 00

25,908 00

33,262 00

44,045 00

$1,311,339 24

$1,339,144 94

$1,345,587 55

$1,397,518 93

________________

$150,000 00

$150,000 00

$150,000 00

$150,000 00

S u rp lu s fund
_____________________
U n d iv id ed p ro fits, le ss c u r r e n t e x p e n s e s, in te re s t and ta x e s p a id ________________________

30,000 00

30,000 00

30,000 00

30,000 00

7,346 92

13,364 32

7,648 55

14,638 24

___ ____ _____ ___________

111 00

45 00

56 25

18 75

C o m m e rc ial d e p o sits s u b je c t to c h e c k ________

85,320 06

79,665 09

86,797 90

100,789 30

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

106,534 54

106,376 52

133,419 67

160,955 60

S a v in g s d e p o sits

687,542 71

717,396 51

745,625 98

771,287 40

244,484 01

242,297 50

191,539 20

169,829 64

G old co in

....

S ilv e r c o in

T o ta ls

_____ ____ __________________________

L iab ilitie s.
C a p ita l s to c k p a id in

D ividends u n p a id

_

______________________

S a v in g s c e r tif ic a te s o f d e p o s it

_________ ___

500 00

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

- ________________ _________ $1,311,339 24

$1,339,144 94

$1,345,587 55

$1,397,518 93

78

STA TE

BA N K IN G

D EPA R T M E N T

No. 65.
K E N T COUNTY SAVINGS BANK, GRAND R A PID S.
O rg a n iz ed D e c e m b e r 24, 1884.
J o h n A. C o v o d e ,

P r e s id e n t;

H e n r y I dem a ,

V ic e P r e s id e n t;

J . A. S. V e r d i e r ,

C a s h ie r

D ir e c t o r s .—J o h n A. C o v o d e, H e n ry Id e m a , J. A. S. V e rd ie r, E. C ro fto n F o x , A n to n G. H o d e n p y l,
T. J . O’B rien , F. 0 . M iller, J o h n W . B lo d g e tt.

R e so u rc e s.

R ep o rt of
F e b . 18.

R e p o r t of
S e p t. 20.

R ep o rt of
M ay 5.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ..............................

$968,360 38

$1,001,237 07

$948,457 82

$931,847 86

S to c k s , b o n d s a n d m o rtg a g e s ...........

494,863 33

529,909 71

790,518 96

847,934 70

O v e r d r a f ts .................................................

473 47

846 15

352 59

797 06

30,000 00

30,000 00

30,000 00

30,000 00

B an k in g h o u s e .............................. ............
F u r n itu r e an d fix tu re s ..........................

4,000

00

4,000

00

4,000 00

4,000

00

O th e r r e a l e s t a t e .................................... .

32,904 50

24,453 80

25,857 11

23,169 83

D ue fro m b a n k s in r e s e r v e c itie s __

301,299 50

131,436 06

367,395 03

213,861 00

D ue fro m o th e r b a n k s an d b a n k e rs .

1,487 67

8,937 52

1,073 16
12,463 83

E x c h a n g e s fo r c le a rin g h o u s e ..........

4,166 98

23,615 02

1,851 23

C h e c k s a n d c a s h i t e m s . .......................

1,508 35

2,261 28

4,439 46

108 65

N ic k e ls an d c e n t s ..................................

789 79

853 04

594 31

549 02

G old c o in ......................................................

61,040 00

61,110 00

61,105 00

61,325 00

S ilv e r c o in .................................................

2,370 80

2,616 90

511 60

3,061 95

U. S. a n d N a tio n a l b a n k n o te s .........

33,762 00

45,555 00

24,612 00

32,826 00

$1,935,539 10

1,859,381 70

$2,268,632 63

$2,163,018 06

$50,000 00

$50,000 00

$50,000 00

$50,000 00

50,000 00

50,000 00

50,000 00

50,000 00

7,000 01

12,086 29

13,594 95

25,124 91

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id in .................
S u rp lu s fu n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ................................................................
D iv id en d s u n p a id .......................................................

160 00

160 00

80 00

80 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........

715,737 08

635,855 04

1,023,995 08

880,464 48

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

1,895 35

2,232 75

1,881 75

1,701 15

S a v in g s d e p o s its ........................................................

768,252 60

774,418 56

822,387 85

842,745 56

S a v in g s c e r tif ic a te s o f d e p o s it..........................

342,494 06

334,529 06

306,638 00

312,751 96

100 00

55 00

150 00

1,935,539 10 $1.859,381 70

1,268,632 63

,163,018 06

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it___

C e rtifie d c h e c k s ........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D u e to b a n k s an d b a n k e r s .....................................
N o te s an d bills r e d is c o u n te d ..............................
Bills p a y a b le ................................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BA N K S

OF

79

M ICHIGAN

No. 108.
P E O P L E ’S SAVINGS BANK, GRAND R A PID S.
O rg an ized D e c e m b e r 23, 1890.
T h o s. H e f f e r a n

P r e s id e n t;

J n o . P a t t o n , J r ., V i c e P r e s i d e n t ; C. M. H eald ,
C h a s . B. K e l s e y , C a s h i e r .

S e c o n d V ic e P r e s id e n t;

D ir e c t o r s .—J. H. G ibbs, C. B. Ju d d , D. D. C ody, Jn o . P a tto n , J r. W m . A. S m ith , S. A. M orm an, D. E.
W a te r s , Jno. M urray, C. M. H e ald , T. H e fferan , C. W . C oit, C. H . B e rk e y , R e u b e n H a tc h , A. J .
D aniels, C. B. K e lse y .
R ep o rt of
F e b . 18.

R eso u rc e s.

R e p o r t of
M ay 5.

R e p o rt o f
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s an d d is c o u n ts ................. __...................................

$240,208 22

$249,117 99

$232,127 32

$228,696 94

S to c k s , b o n d s an d m o rtg a g e s .....................................

605,388 25

634,612 94

692,758 33

762,036 58

828 78

701 42

586 72

O v e rd ra fts ...................................................................
B an k in g h o u s e _________ _______________________

1,317 90
7,018 05

F u r n itu r e a n d fix tu re s ..............._ ...................................

6,904 94

6,971 44

6,350 60

6,350 60

O th e r r e a l e s t a t e .................................. ..........................

1,694 45

3,265 28

11,101 08

15,388 34

P r e m i u m s ..................................................... .....................

3,172 21

4,450 96

4,777 66

153,431 31

198,998 40

248,263 45

D ue fro m o th e r b a n k s an d b a n k e r s ..........................

24 00

1,710 23

10 00

3,100 69

E x c h a n g e s f o r c le a r in g h o u s e ....................................

3,377 78

4,304 26

3,147 50

16,009 63

C h e c k s a n d c a s h ite m s ................................ ..................

498 21

D ue fro m b a n k s in r e s e r v e c i t i e s . ..........................

200,677 22

1,180 27

651 12

929 36

N ic k e ls an d c e n t s __________________ _____ _____

108 95

115 66

62 30

139 32

G old c o in .......................... ........... .......................................

20,695 00

20,430 00

21,645 00

21,007 50

S ilv e r c o in ................................................ .........................

939 70

2,947 75

1,907 20

2,663 90

U. S. an d N a tio n a l b a n k n o te s ...................................

10,328 00

18,941 00

9,470 00

26,654 00

$1,048,281 86

$1,147,218 45

$1,233,136 52

$1,291,558 88

$100,000 00

$100,000 00

$100,000 00

$100,000 00

18,000 00

18,000 00

20,000 00

20.000 00

2,737 58

6,511 28

2,989 62

607 97

30 00

30 00

30 00

T o t a l s . . ............................................ .................

L iab ilitie s.
C a p ita l s to c k p a id in .....................................................
S u rp lu s f u n d ..................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ...... .............................................
D ividends u n p a id .............................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............

79,430 26

91,613 61

120,944 77

106,838 56

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it___

25,300 00

21,800 00

26,300 00

25,500 00

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.........
S a v in g s d e p o s its ................................................................

395,028 04

416,009 74

475,107 79

515,583 10

S a v in g s c e r tif ic a te s o f d e p o s it .................................

427,755 98

493,253 82

487,764 34

523,029 25

T o t a l s ............... ..................................................... $1,048,281 86

$1,147,218 45

$1,233,136 52

$1,291,558 88

C e rtifie d c h e c k s ................................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D ue to b an k s an d b a n k e r s .............................................
N o te s a n d bills re d is c o u n te d .............
Bills p a y a b le .

..........

..................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

80

STA TE

BA N K IN G

D EPA RTM EN T

No. 139.
STATE BANK OF M ICHIGAN, GRAND RA PID S.
O rg a n iz ed J u n e 25, 1892.
D a n ie l M c C o y ,

P r e s id e n t;

E dw ard Low e,

V ic e P r e s i d e n t ;

M. H . S o r r i c k ,

C a s h ie r.

D i r e c t o r s .—W m . J. S tu a r t , M. S h a n a h a n , W m . H . J o n e s , J K . J o h n s to n , E d w a rd L o w e , D anieL
M cC oy, C. C. F o llm e r, G. W , P e rk in s , E. A. S to w e , S. B. J e n k s , M. H. S o rric k , E. H. F o o te .

R e s o u rc e s.

R ep o rt of
M ay 5.

R e p o r t of
F e b . 18.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ..............................

$471,847 85

$557,291 48

$556,691 93

$542,081 31

S to c k s , b o n d s an d m o rtg a g e s ...........

79,121 58

109,557 48

114,797 02

117,436 02

O v e r d r a f ts .................................................

659 34

704 51

544 73

471 73

6,603 40

B an k in g h o u s e ..........................................
F u r n itu r e a n d fix tu re s ...........................

6,703 40

6,703 40

6,603 40

O th e r r e a l e s t a t e ....................................

2,345

2,345

2,345 71

D ue fro m b a n k s in r e s e r v e c i t i e s . ..

118,791 08

58,818 18

69,603 60

61,835 59

D ue fro m o th e r b a n k s a n d b a n k e r s .

4,281 36

3,270 90

2,435 56

10,974 38

E x c h a n g e s fo r c le a rin g h o u s e ..........

2,388 91

8,418 33

2,022 42

15,274 41

C h ec k s an d c a s h ite m s .........................

3,151 54

2,514 78

7,010 15

7,542 46

N ic k e ls a n d c e n t s ..................................

959 28

1,021 62

1,344 49

G old c o in ..........1.........................................

10,448 50

16,588 50

18,170 80

S ilv e r c o in .................................................

1,825 00

2,574 00

U. S. a n d N a tio n a l b a n k n o te s ..........

13,404 00

5,558 00

24,386 00

17,797 00

$715,927 55

$775,366 89

9,064 57

$806,210 88

$150,000 00

$150,000 00

$150,000 00

$150,000 00

16,000 00

16,000 00

16,500 00

16,500 00

14,270 95

17,805 42

16,765 44

16,875 85

D iv id en d s u n p a id .......................................................

321 00

298 50

6 00

C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...........

159,930 74

150,177 46

170,067 71

156,427 33

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

191,848 39

206,029 05

192,318 23

183,994 60

181,899 90

209,500 60

239,728 95

279,661 63

C ertifie d c h e c k s .. .....................................................

1,544 00

4,300 00

C a s h ie r's c h e c k s o u ts ta n d in g ..............................

10 00

D ue to b a n k s an d b a n k e r s ......................................

102 57

T o ta ls .

71

71

3,108 76

2,345 71

1,025 33
21,137 00
1,686 54

L iab ilitie s.
C a p ita l s to c k p a id in .................
S u rp lu s fu n d ..................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
an d ta x e s p a id ...........................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t ___
S a v in g s d e p o s its ........................................................
S a v in g s c e r tif ic a te s o f d e p o s it...........................

21,255 86

6,690 94
16,987 30

N o te s an d bills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o t a ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$715,927 55

$775,366 89

9,064 57

$806,210 88

STA TE

BANKS

OF

81

M ICHIGAN

No. 27.
FA R M E R S ’ BANK OF GRASS LAKE, GRASS LAKE.
O rg an ized A p ril 24, 1883.
J o h n W . K n ig h t ,

P r e s id e n t;

M. L. R a y m o n d ,

V ic e P r e s i d e n t ;

E. L. Co o p e r ,

C a s h ie r .

D i r e c t o r s .—A. H itc h c o c k , M. L. R ay m o n d , E. R obinson, E. L. C o o p er, E. J. F o s te r , J o h n W . K n ig h t,
M. W . D w elle, E. W . C ra fts , D. G. H e llie r.
R e p o r t of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

4
L o a n s a n d d i s c o u n t s ............... . ................ ....................

*38,826 96

*39,281 96

$36,438 75

*33,952 98

S to c k s , b o n d s a n d m o rtg a g e s ___ ____ __ '........ .....

52,032 00

52,380 50

53,966 98

55,905 99

O v e r d r a f ts ...... ........................... ...................... - .............

3,854 23

1,289 71

382 62

2,891 36

B an k in g h o u s e ..................... ........................ ..................

3,600 00

3,600 00

3,600 00

3,600 00

2,500 00

2,500 00

25,499 99

33,626 26

27,793 25

28,692 95

C h e c k s a n d c a s h ite m s _____________________ __

844 64

278 06

254 34

404 13

N ic k e ls a n d c e n t s . . ............................................... ..........

83 30

51 47

108 92

223 51

......

2,145 00

2,235 00

2,575 00

2,765 00

.................................................................

2,489 00

2,292 00

2,227 00

2,809 00

3,475 00

6,007 00

6,535 00

3,165 00

*132,850 12

*141,041 96

$136,381 86

$136,909 92

C a p ita l s to c k p a id i n ......................................................

*25,000 00

*25,000 00

$25,000 00

*25,000 00

S u rp lu s f u n d . .... ..............................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ____________________________

2,350 00

2,350 00

2,500 00

2,500 OO

642 15

856 55

621 62

831 79

D ivid en d s u n p a i d .................................. ..............__........

213 50

C o m m e rc ia l d e p o s its s u b je c t to c h e c k ..................

32,300 74

35,851 51

32,552 86

29,157 82

F u r n itu r e a n d fix tu re s. - _____ __________________
O th e r r e a l e s t a t e

___________ ____________ • ___

D ue fro m b a n k s in r e s e r v e c itie s ..............................
D ue fro m o th e r h a n k s an d b a n k e r s ..........................
E x c h a n g e s fo r c le a rin g h o u s e .............................

G old c o in ...... ............................................ ...........
S ilv e r c o in , .

U. S. a n d N a tio n a l b a n k n o te s ________________
T o ta ls . . _____________ ____ ____ ________

L iab ilitie s.

D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit ___
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it......... .
S a v in g s d e p o s its ....................._............._.................... .....
S a v in g s c e r tif ic a te s o f d e p o s it____________ ____

1,689 06

1,869 55

2,226 73

2,148 58

70,654 67

75,114 35

73,480 65

77,271 73

$132,850 12

$141,041 96

$136,381 86

*136,909 92

C ertifie d c h e c k s . .... ............................................... .......
C a s h ie r’s c h e c k s o u ts ta n d in g ............. . .
D ue to b a n k s a n d b a n k e r s ........

.................

N o te s a n d bills r e d is c o u n te d
B ills p a y a b le
T o ta ls

_

.

.... ...............................

...................................................... ......

11


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

82

STA TE

BA NKING

D EPA RTM EN T

No. 188.
G REEN V ILLE STA TE BANK, G R EEN V ILLE.
O rg an ized A p ril 21, 1896.
F . N. W h ig h t ,

W . D. J o h n s o n , V i c e P r e s i d e n t ; E. R u t a n ,
W . H. B r o w n e , C a s h i e r .

P r e s id e n t;

Second

V i c e P r e s i d e n t ,*•

D ir e c t o r s .—F . N. W rig h t. F . S. G ibson, W . D. Jo h n so n , W . H. B ro w n e , C. W . J o h n so n , E. R u ta n ,
C. T. W rig h t.
R e p o r t of
F e b . 18.

R e so u rc e s.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D |c 1.

L o a n s a n d d is c o u n ts ........................................................

$86,900 27

$85,460 53

$93,076 94

$87,178 05

S to c k s, b o n d s a n d m o r t g a g e s .....................................

31,048 35

36,247 35

58,647 35

59,947 35

O v e r d r a f t s .. - ....................... ..............................................

20

1,100 00
a

1,100 00

1,100 00

1,100 00

D u e fro m b a n k s in r e s e r v e c itie s ..............................

54,845 19

93,492 84

61,435 18

62,187 74

D ue fro m o th e r b a n k s a n d b a n k e r s ..........................

16,239 55

8,478 26

1,435 77

6,745 44

B an k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s ....................................................
O th e r r e a l e s t a t e . . . ......................................................

E x c h a n g e s fo r c le a rin g h o u s e ....................................
C h e c k s a n d c a s h i t e m s . . . .............................. ..............
N ic k e ls an d c e n t s . . ............... ....... ................................

196 42

116 37

148 66

74 32

•Gold c o in ............... ...............................................................

5,825 00

10,330 00

10,540 00

11,275 00

S ilv e r c o in ..........................................................................

1,543 00

1,377 00

1,177 00

1,803 00

U. S. an d N a tio n a l b a n k n o t e s _________ _______

6,175 00

5,970 00

5,260 00

5,225 00

...... ..................

$203,872 98

$242,572 35

$232,820 90

$235,535 90

C a p ita l s to c k p a id i n _____________ _____________

$25,000 00

$25,000 00

$25,000 00

$25,000 00

1,750 00

1,750 00

1,750 00

1,750 00

1,491 02

3,196 21

5,035 53

5,621 03

T o t a ls ..................... .................

L iab ilitie s.

S u rp lu s fu n d ..................... .............................................. U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
an d ta x e s p a id .... ......................................... ...............
D iv id en d s u n p a id ..............................................................

80 00

80 00

80 00

80 00

C o m m e rc ia l d e p o s its s u b je c t to c h e c k .................

62,455 64

71,895 23

48,702 36

57,190 98

113,096 32

140,650 91

152,253 01

144,805 77

D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it__
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it
S a v in g s d e p o sits

____________________________

S a v in g s c e r tif ic a te s o f d e p o s it..................................
C e rtifie d c h e c k s

____*_______________________

C a s h ie r's c h e c k s o u ts ta n d in g
D u e t,o h a n k s and h a n k e r s

__ _______

______

____
1,088 12

___________

N o te s and hills re d is c o u n te d _ ..................................
P ills p a y a b le
T o t a ls .......... ........ .......................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$203,872 98

$242,572 35

$232.820 90

$235,535 90

STA TE

BANKS

OF

83

M ICH IGA N

No. 95.
S U P E R IO R SAVINGS BANK, HANCOCK.
O rg an ized A p ril 17, 1890.
C. A. W r i g h t ,

P r e s id e n t,'

J acob B a e r ,

V ic e P r e s i d e n t ;

M. C. G e t c h e l l ,

C a sh ie r.

Di r e c t o r s .—J. V iv ian , J a c o b B a e r, C. A. W rig h t, E. L. W rig h t, M. C. G e tc h e ll.

R e s o u rc e s.

R ep o rt of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ............. ........ ........

$165,585 97

$165,076 02

$165,486 16

$203,413 13

S to c k s , b o n d s a n d m o r tg a g e s ..........

72,516 24

70,888 24

69,657 48

69,405 48

O v e r d r a f ts .............................................---

136 07

154 24

988 00

509 21

B an k in g h o u s e .........................................

19,985 56

19,985 56

19,985 56

19f985 56

F u r n itu r e a n d fix tu re s ...........................

1,563 96

1,563 96

1,563 96

1,563 96

O th e r r e a l e s t a t e ....................................

8,789 05

8,789 05

8,819 84

8,892 57

D ue fro m b a n k s in r e s e r v e c i t i e s . ..

27,370 06

34,284 91

69,275 61

67,343 83

D ue fro m o th e r b a n k s an d b a n k e r s .

10,843 08

10,692 73

13,061 96

1,601 40

C h e c k s a n d c a s h ite m s .........................

3,651 55

4,758 92

1.305 06

18,747 84

N ic k e ls a n d c e n t s ..................................

157 94

65 41

107 94

138 88

G old c o in ........................................... ........

2,555 00

1,050 00

2.305 00

3,020 00

S ilv e r c o i n . . , . ..........................................

.4,376 95

E x c h a n g e s fo r c le a rin g h o u s e ...........

U . S. a n d N a tio n a l b a n k n o te s ..........
T o ta ls .

2,629 15

974 75

2,654 40

23,410 00

24,119 00

18,853 00

8,813 43

$343,348 19

$377,650 32

$416,129 26

$50,000 00

$50,000 00

$50,000 00

$50,000 00

20,000 00

20,000 00

20,000 00

20,000 00

6,202 90

6,489 69

6,115 69

5,775 06

78,304 44

82,927 87

120,473 78

293 47

105 84

279 24

423 17

178,202 91

165,340 66

198,878 75

200,379 96

20,280 76

21,498 16

17.641 08

10,243 08

2,036 55

1,609 40

1,807 69

8,834 21

. $328,813 43

$343,348 19

$377,650 32

$416,129 26

1,282 00

L iab ilitie s.
C a p ita l s to c k p a id in .................
S u rp lu s fu n d .......................................................- ..............
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ................................................................
D iv id en d s u n p a id ............................................... ..
C o m m e rc ia l d e p o sits s u b je c t to c h e c k .........
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

32 00
51,764 84

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it —
S a v in g s d e p o s its .............................................- .........
S a v in g s c e r tif ic a te s o f d e p o s it...........................
C e rtifie d c h e c k s .. .....................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D u e to b a n k s a n d b a n k e r s .......................... - .........
N o te s a n d bills r e d is c o u n te d ..............................
B ills p a y a b le ................... ............................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

84

STA TE

BA N K IN G

D E PA R T M E N T

No. 50.
OCEANA COUNTY SAVINGS BANK, H A RT.
O rg a n iz ed O c to b e r 31, 1887
C. T. H i l l s ,

P r e s id e n t;

A. L. C a r k , V i c e P r e s i d e n t ; G e o r g e R. B a t e s , S e c o n d
R ic h m o n d , C a s h i e r ; D. J . Ma t h e w s , A s s i s t a n t C a s h i e r .

V ic e P r e s id e n t;

E. D.

D ir e c t o r s .—L. N . K e a tin g , A. L. C arr, D. J . M ath e w s, E. D. R ich m o n d , C. H . H a c k le v , G e o rg e R.
B a te s , C. T. Hills.
R e p o r t of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ........................................................

$66,577 67

$76,096 07

$67,539 67

$72,820 60

S to c k s , b o n d s a n d m o rtg a g e s ...................................

21,356 01

23,376 01

27,201 01

34,566 80

458 97

10 12

339 44

10 57

B an k in g h o u s e ................................. .............................

4,160 00

4,160 00

4,160 00

4,160 00

F u r n itu r e a n d f ix tu r e s .............. ..... ................ .............

2,068 16

2,056 66

6,146 16

6,356 16

O th e r r e a l e s t a t e ...................... ..............................

1,289 80

1,289 80

1,289 80

670 65

D ue fro m b a n k s in r e s e r v e c i t i e s . ................. ..........

20,387 05

22,290 56

13,073 08

6,532 79

D ue fro m o th e r b an k s a n d b a n k e r s ..........................

38 40

59 29

244 50

139 14

1,121 83

418 37

1,065 41

749 55

89 95

55 10

83 61

80 25

2,350 00

2,260 00

2,400 00

2,500 00

O v e r d r a f ts ...................................................................

E x c h a n g e s fo r c le a rin g h o u se

.............

C h e c k s an d c a s h ite m s ...................................................
N ic k e ls a n d c e n t s ............... ............. ..............................
G old co in ....................................................................... .
S ilv e r c o in ............... ........................................................ .

1,630 00

600 00

713 00

1,750 00

U. S. a n d N a tio n a l b a n k n o t e s . ..................................

3,982 00

3,727 00

6,523 00

6,726 OO

T o t a l s .... ............................. ...................................

$125,509 84

$136,398 98

$130,778 68

$137,062 51

C a p ita l s to c k p a id i n .......................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d ................... ...................................................
U n d iv id e d pro fits, le ss c u r r e n t ex p en se s, in te r e s t
an d ta x e s p a id ............................................................

4,880 00

4,880 00

4,880 00

4,880 00

1,783 72

1,484 09

3,104 95

3,501 38

L iab ilitie s.

D ividends u n p a i d ........... ............................................... .
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

13,480 30

17,622 11

17,136 09

16,102 41

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

25,600 64

30,115 24

27,971 52

28,339 03

29,765 18

32,297 54

27,686 12

34,239 69

$136,398 98

$130,778 68

$137,062 51

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o s its _____

______________________

S a v in g s c e r tif ic a te s o f d e p o sit
C e rtifie d c h e c k s
C a s h ie r’s c h e c k s o u ts ta n d in g
D u e to b a n k s a n d b a n k e r s

____

______

N o te s an d bills re d is c o u n te d ........................ ......
Hills p a y a b le
T o ta ls .....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

4

$125,509 84

STA TE

BA N K S

OF

85

M ICHIGAN

No. 11.
H A STING S CITY BANK, HASTINGS.
O rg an ized O c to b e r 26, 1886.
D. G. R o b in s o n ,

P r e s id e n t;

C h e s t e r Me s s e r , V i c e

P r e s id e n t;

Da n . W . R e y n o l d s ,

C a sh ie r.

D i r e c t o r s .—D. G. R obinson, C. M esser, D. S. G o o d y e ar, D. W. R ey n o ld s, P. T. C olgrove, R. B. M esser,
M. L. Cook.
R ep o rt of
F e b . 18.

R e so u rc e s.

R o a n s an d d is c o u n ts ................. ..........................

R e p o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

...

$153,109 55

$157,572 49

$138,120 32

$138,129 95

S to c k s , b o n d s a n d m o rtg a g e s ...................................

20,183 76

21,266 51

33,157 51

31,372 51

232 96

177 68

249 34

999 47

13,000 00

13,000 00

13,000 00

13,000 00

F u r n itu r e a n d fix tu re s .......................... ..................

2,000 00

2,000 00

2,000 00

O th e r r e a l e s t a t e .............................................................

4,725 00

4,500 00

8,500 00

8,500 00

D ue fro m b a n k s in r e s e r v e c itie s .............................

53,608 50

47,903 32

39,200 46

33,474 60

2,960 50

820 94

1,431 14

1,592 54

8,382 50

O v e r d r a f ts ........... .......................................................
B an k in g h o u s e ............................ ................. ....................

.

2,000 00

D u e fro m o th e r b a n k s an d b a n k e r s ..........................
E x c h a n g e s fo r c le a rin g h o u se .............................. .
C h e c k s a n d c a s h ite m s ............... ............. .................
N ic k e ls an d c e n ts .......................... ..................................
G old c o in .........................................

7,090 00

10,270 00

8,662 50

S ilv e r c o in ............................................................. ............

870 21

809 27

1,297 24

1,655 26

U . S. a n d N a tio n a l b a n k n o te s ........................... .......

3,820 00

8,120 00

1,492 00

5,869 00

$261,600 48

$266,440 21

$247,110 51

$244,975 83

C a p ita l s to c k p a id i n . . . . ............................... t ............

$75,000 00

$75,000 00

$75,000 00

$75,000 00

S u rp lu s f u n d .. . ............................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a i d ..............................................................

20,000 00

20,000 00

20,000 00

20,000 00

1,831 30

1,823 02

1,195 93

2,110 73

D iv id en d s u n p a id .............................................................

148 00

T o t a l s ............. ................................................

L iab ilitie s.

C o m m e rc ia l d e p o sits s u b je c t to c h e c k _________

48,159 97

39,033 59

40,017 97

43,087 56

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

108,328 32

121,673 17

99,979 08

93,210 56

8,132 89

8,910 43

10,917 53

11,566 98

$261,600 48

$266,440 21

$247,110 51

$244,975 83

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...........
S a v in g s d e p o s its __________ . ................. ..................
S a v in g s c e r tif ic a te s o f d e p o s i t ................................ .
C e rtifie d c h e c k s ................................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...... ...............................
D ue to b a n k s a n d b a n k e r s ...........................................
N o te s a n d bills re d is c o u n te d ......... ............................
B ills p a y a b le ......................................................................
T o t a l s .....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

86

STA TE

BANKING

D EPA R T M E N T

No. 78.
H IL L S D A L E SAVINGS BANK, H IL L SD A L E .

-

O rg a n iz ed J u ly 30, 1884.

Chauncey F. Cook,

H. S. W alworth ,

P r e s id e n t;

V ic e P r e s i d e n t

;

A sher B. L a F l e u r ,

C a s h ie r .

Directors .—J. F. C ru m e, J. F. King, C. F . Cook, H. S. W a lw o rth , Asher B. L a F le u r.
R ep o rt of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts .......................... .............................

$265,891 95

$279,556 93

$263,385 31

$235,441 90

S to c k s , b o n d s a n d m o rtg a g e s ......................................

55,664 33

71,204 33

109,985 58

116,035 58

O v e r d r a f ts .... ......................................................................

9,088 34

9,701 07

5,506 47

8,907 47

2,000 00

2,000 00

2,000 00

2,000 00

48,475 50

79,041 48

59,212 24

48,192 73

14,971 40

5,835 68

7,636 82

8,385 30

1,400 27

R jinking h o u se
F u r n itu r e a n d fix tu re s _________ _______ _________
Of,her re a l e s t a t e
D ue fro m b a n k s in re s e r v e c itie s

_______ _

D ue fro m o th e r b a n k s a n d b a n k e r s ........ - ................
R y c h a n g e s fo r c le a rin g h o u se

2,491 54

2,658 34

2,378 98

N ic k e ls a n d c e n t s . - ______ _____________________

53 62

63 94

56 18

19 91

G old c o in ................................ .............................................

12,490 00

12,567 50

12,765 00

12,835 00

C h ec k s a n d c a s h ite m s ___________ _____________

1,896 00

2,915 10

1,350 65

6 7 90

________________

10,530 00

10,460 00

6,216 00

10,683 00

T o t a l s ................. ................................. ..................

$423,552 68

$476,004 37

$470,493 23

$444,509 06

$60,000 00

$60,000 00

$60,000 00

$60,000 00

20,000 00

20,000 00

20,000 00

20,000 00

9,667 83

10,419 81

12,220 77

13,648 82

58,329 87

62,612 96

70,369 11

49,825 03

S ilv e r c o i n .............................. .........................................
U. S. a n d N a tio n a l b a n k n o te s

L iab ilitie s.
C a p ita l s to c k p a id in

.

.......................... .............

S u rp lu s f u n d .. ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a id ............................................................
D iv id en d s u n p a id ..............................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k _________
D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit

350 00

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit.
S a v in g s d e p o s i t s ............................................................

77,771 54

86,036 85

95,670 43

103,338 43

S a v in g s c e r tif ic a te s o f d e p o s it.................................

197,433 44

236,934 75

212,232 92

197,696 78

$423,552 68

$476,004 37

$470,493 23

$444,509 06

C ertifie d c h e c k s
C a s h ie r’s c h e c k s o u ts ta n d in g
D ue to b a n k s a n d b a n k e r s

_______ ________
________________

N o te s an d bills re d is c o u n te d ......................................
Bills p a y a b le

...................................................

T o t a ls ......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

87

MICHIGAN

No. 56.
F IR S T STA TE BANK OF HOLLAND, HOLLAND.
O rg an ized D e c e m b e r 16, 1889.
I saac C a p p o n ,

P r e s id e n t;

J o h n W . B e a r d s l e e , V i c e P r e s i d e n t ; G. W . Mo k m a ,
Ma r s i l j e , A s s i s t a n t C a s h i e r .

C a s h ie r;

I saac

Di r e c t o r s .—I. C ap p o n , J. W. B e a rd s le e , G. J. K o llen , J. W . G ra v e lin k , G. W . M okm a, G. J. D ie k em a,
•
I. M arsilje, H e n ry K re m e rs , J a n W . B osm an.
R ep o rt of
F e b . 18.

R e s o u rc e s.

L o a n s an d d is c o u n ts .................. ..

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

..............................

$203,260 77

$229,328 23

$210,523 00

$226,384 04

S to c k s , b o n d s an d m o rtg a g e s .....................................

58,769 40

58,728 21

73,208 21

74,023 58

O v e r d r a f ts .................................................. _......................

348 81

115 89

734 25

2,020 01

B an k in g h o u s e ............................................................ __

9,710 19

9,710 19

9,845 86

9,845 86

F u r n itu r e a n d f ix t u r e s ..................................................

1,965 79

1,965 79

1,965 79

1,965 79

O th e r r e a l e s t a t e .............................. ............................

835 00

835 00

2,285 00

2,285 00

D u e fro m b a n k s in r e s e r v e c itie s ..............................

93.104 27

92,752 11

120,485 75

89,786 81

D u e fro m o th e r b a n k s a n d b a n k e r s ........................

13,137 40

7,700 65

10,799 68

17,587 85

391 52

576 19

380 53

E x c h a n g e s fo r c le a rin g h o u s e ...................................
C h e c k s a n d c a s h ite m s ................................ .............
N ic k e ls an d c e n t s ...... ........................... ...........
G old c o in ..............................................................................

175 16

196 00

224 54

129 31

110 79

7,205 00

6,955 00

6,425 00

6,175 00

S ilv e r c o in ...........................................................................

1,079 15

2,204 75

1,314 25

771 75

U. S. a n d N a tio n a l b a n k n o te s ....................................

5,668 00

7,859 00

5,562 00

4,360 00

T o ta ls .................................. .........................................

$395,671 30

$418,955 55

$443,658 63

$435,491 64

C a p ita l s to c k p a id in ............................................... .......

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d ............... ......................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
a n d ta x e s p a id ................................................................

6,000 00

6,000 00

6,500 00

6,500 00

6,683 02

9,718 74

8,128 88

9,641 69

L iab ilitie s.

D ividends u n p a id __________ _______________ ____
C o m m e rc ia l d e p o s its s u b je c t to c h e c k .............

78,062 87

78,553 65

73,280 98

65,102 44

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it___

97,463 78

111,967 49

118,185 05

116,355 90

157,461 63

162,715 67

187,563 72

187,891 61

$395,671 30

$418,955 55

$443,658 63

$435,491 64

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it______
S a v in g s d e p o s its ___________ _____ _____ _____
S a v in g s c e r tif ic a te s o f d e p o s it ................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s a n d b a n k e r s ........... .................................
N o te s an d bills re d is c o u n te d ............................... .
Bills p a y a b le .......................................................................
T o t a l s ...................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

88

STA TE

BA N K IN G

D EPA RTM EN T

No. 91.
H O LLA N D CITY STA TE BANK, HOLLAND.
O rg a n iz ed J a n u a r y 30, 1890.
D. ß . K. V a n R a a l t e ,

P r e s id e n t;

A d r ia n V a n P u t t e n ,

V ic e P r e s id e n t;

C. V e r S c h u r e ,

C a s h ie r.

Dir e c t o r s .—C. V e r S c h u re , A. V a n P u tte n , M. V a n P u tte n , W illia m H. B e a c h , J o h n C. P o s t, P. H .
M cB ride, D. B. K . V a n R a a lte , R. V e n e k la s e n , C o rn e liu s N yland.

R e s o u rc e s.

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ......... ..............................................

$153,529 22

$158,952 42

$173,040 13

$199,340 02

S to c k s , b o n d s a n d m o rtg a g e s ........... .........................

32,485 00

47,787 00

41,282 00

40,225 00

O v e rd ra fts .............. .............. . .............. .............................

97 64

182 04

751 12

1,831 68

B an k in g h o u s e ...... ............................... .............................

22,191 09

22,191 09

22,191 09

22,191 09

F u r n itu r e a n d fix tu re s ______ ______________ ____

4,920 30

4,920 30

4,920 30

4,920 30

O th e r r e a l e s t a t e ___________ ______ ____________

6,197 63

D ue fro m b a n k s in re s e r v e c itie s _________ _____

26,456 88

13,741 51

22,035 62

14,511 30

D ue fro m o th e r b a n k s a n d b a n k e r s ...........................

874 60

1,157 13

606 46

E x c h a n g e s fo r c le a rin g h o u s e ...............................
C h e c k s a n d c a s h ite m s .................................................

541 48

372 00

488 66

N ic k e ls a n d c e n t s . ........................ . .................... ..........

263 84

203 15

254 94

190 71

G old c o in ................................ ......... .....................................

7,167 50

6,630 40

6,547 10

6,352 80

S ilv e r c o in _____________________ _______________

558 05

1,184 65

1,299 30

690 75

U. S. an d N a tio n a l b a n k n o te s ........................... .......

6,484 00

8,376 00

6,198 00

7,160 00

T o t a l s ...................................................... ..............

$261,767 23

$265,697 69

$279,008 26

$298,020 11

C a p ita l s to c k p a id i n ........................ .............. ..............

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d . . . ........................................ .......................
U n d iv id e d pro fits, less c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ............................................................

8,500 00

8,500 00

9,000 00

9,000 00

563 56

2,328 31

1,499 41

3,742 30

L iab ilitie s.

D iv id en d s u n p a id ..............................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

76,533 35

58,707 81

58,181 91

58,910 60

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

74,618 81

87,056 50

90,634 15

95,857 71

69,692 79

74,484 04

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.........
S a v in g s d e p o s its ............................ .................................

5,000 00

5,000 00

46,551 51

54,105 07

S a v in g s c e r tif ic a te s o f d e p o s it* .............................. •.
C e rtifie d c h e c k s .............................................................
-

C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D u e to b a n k s a n d b a n k e r s .............................................
N o te s a n d bills r e d is c o u n t e d ._____________ ____

6,025 46

Bills p a y a b l e ............................................... ......................
T o t a l s ....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$261,767 23

$265.697 69

$279,008 26

$298,020 It

STA TE

BANKS

OF

M IC H IG A N

89

N o . 106.
F IR S T

STA TE AND

S A V IN G S B A N K , H O L L Y .

O rg an ized O c to b e r 27, 1890.
J am es C. S im o n s o n ,
.

H e n r y W . D o w n in g , V i c e P r e s i d e n t ; C. A. W il s o n ,
E mma S a r g e n t , A s s i s t a n t C a s h i e r .

P r e s id e n t;

C a s h ie r;

D ir e c t o r s .—Chas. A. W ilson, D. D. H a d ley , H. W . D ow ning, J. C. Sim onson, W . S. W alls.
R e p o r t of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

885,452 03

$108,363 09

$89,722 22

$80,196 15

............. .......

71,710 80

91,040 80

114,938 68

116,183 00

O v e rd ra fts ................ ..........................................................

568 03

225 23

113 11

69 34

_ _ .______ _____________________

2,500 00

2,500 00

2,500 00

2,800 00

F u r n itu r e a n d fix tu re s ................... _.............. ................

1,000 00

1,000 00

1,000 00

1,000 00

D ue fro m b a n k s in re s e r v e c itie s ...............................

64,522 82

39,524 16

33,303 29

36,104 90

D ue fro m o th e r b a n k s an d b a n k e r s ..........................

6,121 07

3,355 40

C h e c k s an d c a s h i t e m s . . ...............................................

172 33

173 99

385 25

349 96

N ic k e ls a n d c e n t s ........... .................................................

34 53

66 13

20 00

19 57

G old c o in ..............................................................................

2,239 00

2,129 00

2,199 00

2,391 50

L o a n s an d d is c o u n ts ........................................... .........
S to c k s , b o n d s a n d m o r tg a g e s ............

B an k in g h o u se

O th e r r e a l e s t a t e .............................................................

E x c h a n g e s fo r c le a rin g h o u s e ........ ................... .

................. .............................................

484 50

431 30

291 60

939 10

U. S. and N a tio n a l b a n k n o t e s ..................................

8,447 00

8,049 00

7,478 00

11,201 00

$243,252 11

$256,858 10

$251,951 15

$251,254 52

S ilv e r c o in .

T o ta ls

.................... ................ ...............................

L iab ilities.
$30,000 00

$30,000 00

$30,000 00

$30,000 00

S u rp lu s fu n d ................................................ .......................
U n d iv id e d p ro fits, le ss c u rre n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ................................................................

10,000 00

10,000 00

10,000 00

10,000 00

1,880 21

2,430 28

2,205 56

2,362 00

D iv id en d s u n p a id .............................. ................................

100 00

100 00

100 00

100 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

38,793 05

45,860 17

33,736 29

29,817 69

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.........

13,091 87

11,816 49

11,754 85

14,018 85

149,386 98

156,651 16

164,154 45

164,925 98

$243,252 11

$256,858 10

$251,951 15

$251,254 52

C a p ita l s to c k p a id in ................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it. _____
S a v in g s d e p o s its ..............

....

S a v in g s c e r tif ic a te s o f d e p o s it.

...... ............ .......
__

C e rtifie d c h e c k s ................................................................
C a s h ie r’s c h e c k s o u ts ta n d in g .....................................
D u e to b a n k s an d b a n k e rs __________
I

N o te s a n d bills re d is c o u n te d ........................ ..............
B ills p a y a b le ................................................ .......................
T o t a l s ........................................................ ...................
12


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

•

90

STA TE

BA N K IN G

D EPA R TM EN T

No. 109.
F IR S T STA TE AND SAVINGS BANK, H O W ELL.
O rg a n iz ed J a n u a r y 12, 1891.
C h a r l e s F is h b e c k ,

P r e s id e n t;

C harles Cu r t is ,

V ic e P r e s i d e n t ;

P e r c y T. D u d l e y ,

C a s h ie r .

D ir e c t o r s .—C h a rle s C u rtis, A sa V a n K le e c k , C h a rle s F is h b e c k , S. B. R u b e rt, J o h n R yan, C h a rle s A.
G o o d n o w , G eo. B arn es.
R ep o rt of
F e b . 18.

R e so u rc e s.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts ............... ................................... .....

$54,979 33

$37,563 88

$59,005 65

$48,078 99

S to c k s , b o n d s a n d m o rtg a g e s ................. - ..................

31,237 83

64,989 33

71,003 91

71.712 25

___ _____________________ __

830 34

190 15

14 11

15 33

B an k in g h o u s e .............. _.......................................... .........

4,439 32

4,439 32

4,439 32

4,439 32

O v e rd ra fts _____

F u r n itu re a n d fix tu re s .................................... ................

1,585 41

1,585 41

1,585 41

1,585 41

O th e r r e a l e s t a t e ........................ .....................................

9,365 54

4,865 54

4,865 54

4,865 54

D ue fro m b a n k s in re s e r v e c i t i e s ..............................

33,824 83

36,964 40

12,075 39

16,513 76

2,345 85

2,825 25

D ue fro m o th e r b a n k s a n d b a n k e r s ........................
E x c h a n g e s fo r c le a r in g h o u s e ....................................
C h e c k s a n d c a s h ite m s ..................................................

26 00

34 62

13 50

N ic k e ls a n d c e n ts .............................................................

158 60

87 90

38 72

70 14

G old c o in ................. ........................................... ................

2,122 50

2,282 50

2,745 00

5,135 00

53 43

S ilv e r c o in _____ ____________ ______ ___________

1,590 10

1,417 20

2,082 90

1,236 00

U . S. a n d N a tio n a l b a n k n o t e s ____________ ____

7,485 00

9,103 00

5,543 00

10,917 00

$147,644 80

$165,869 10

$166,237 70

$164,622 17

C a p ita l s to c k p a id in -............. __....................................

$40,400 00

$40,400 00

$40,400 00

$40,400 00

S u rp lu s fu n d ................................. - ................ - ..................
U n d iv id e d p r o f itle s s c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ........................................................... . . .

3,529 81

3,517 44

3,750 51

4,174 37

C o m m e rc ia l d e p o sits s u b je c t to c h e c k _________

14,137 62

16,713 76

16,828 10

16,819 73

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

75,365 19

1,628 74

1,628 74

379 74

T o ta ls

__________________ _______ __________

L iab ilitie s.

D iv id en d s u n p a id -..............................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it_______
S a v in g s d e p o s its ______________________________

14,212 18

S a v in g s c e r tif ic a te s o f d e p o s it...................................

13,319 17

15,220 28

12,336 73

90,289 99

88,410 07

90,511 60

$165,869 10

$166,237 70

$164,622 17

C ertifie d c h e c k s .............- ..................................................
C a s h ie r's c h e c k s o u ts ta n d in g ................_....................
D ue to b a n k s a n d b a n k e r s .

.... .................... ..........

N o te s a n d bills r e d is c o u n te d ......... ............................
Bills p a y a b le

............................................. ..................

T o ta ls ......................................... .. ............ ................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$147,644 80

STA TE

BA N K S

OF

91

M ICHIGAN

No. 140.
B O IE S ’ STA TE SAVINGS BANK, HUDSON.
O rg an ized A u g u st 27, 1892.

S tephen A. E aton ,

P r e s id e n t;

E. M. N ix ,

V ic e P r e s id e n t ;

B yron J . F oster ,

C a sh ie r.

D i r e c t o r s .—S te p h e n A. E a to n , J a m e s B. T h o rn , D avid J. B e a c h b o a rd , H. V. C. H a rt, E. M. N ix,
E.
J . S o u th w o rth , C h e s te r C. P e a s e , B y ro n J. F o s te r , E d w a rd F re n s d o rf.
R ep o rt of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ............................ _............ ..........

$87,043 68

$83,004 49

$75,517 46

$79,929 46

S to c k s , b o n d s a n d m o rtg a g e s ........... - .....................

120,641 33

120,158 40

133,285 75

132,674 75

O v e rd ra fts ................ ___................................................ .

3,094 55

1,114 35

2,687 02

3,780 27

B an k in g h o u s e .................................................................

5,237 00

5,237 00

5,237 00

5,237 00

F u r n itu r e a n d fix tu re s ....................................................
•
a
O th e r r e a l e s t a t e . - .........................................................

1,812 66

1,812 66

1,812 66

1,812 66

240 00

240 00

101 52

101 52

101 52

D ue fro m b a n k s in r e s e r v e c itie s ...... ................ .......

36,506 29

63,440 50

48,015 06

D ue fro m o th e r b a n k s a n d b a n k e rs .........................

1,393 22

P re m iu m s p a id .................................................................

48,997 56

10 00 ................. f

E x c h a n g e s fo r c le a rin g h o u s e ________ _________

G old c o i n .. . ................................................................ .........

828 77

73 11

334 21

34 11

38 66

153 35

86 59

4,175 00

4,482 50

5,205 00

5,097 50

C h e c k s a n d c a s h ite m s ...................................................
N ic k e ls a n d c e n t s .............................. ................ ...........

S ilv e r c o in _ .......................................................................

1,105 45

777 68

2,146 80

2,225 55

U. S. a n d N a tio n a l b a n k n o t e s .......................... .........

8,342 00

4,972 00

10,151 00

11,411 00

T o ta ls ............ ......................................................

$269,486 81

$285,222 87

$284*, 886 83

$292,321 11

C a p ita l s to c k p a id i n .......................... ...........................

$75,000 00

$75,000 00

$75,000 00

$75,000 00

S u rp lu s fu n d ____________ ______ _______ __ _____
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p’a id ............................... ............................

5,500 00

5,500 00

5.500 00

5,500 00

2,178 76

3,482 27

5,973 10

6,978 04

31,969 30

41,669 74

40,528 32

36,127 30

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t .............

93,619 83

93,030 78

61,640 03

30,090 29

S a v in g s d e p o s its ...............................................................

61,218 92

66,540 08

96,245 38

138,625 48

$269,486 81

$285,222 87

$284,886 83

$292,321 11

L iab ilitie s.

D iv id en d s u n p a id ............................................................ .
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...................
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

S a v in g s c e r tif ic a te s o f d e p o s it. ............. ................
C e rtifie d c h e c k s .............. ..............................................
C a s h ie r’s c h e c k s o u t s t a n d i n g ............... ....................
D ue to b a n k s an d b a n k e r s .............................................
N o te s an d bills re d is c o u n te d . _______ _______
Bills p a y a b le ................... ........................ ..

. . _____

T o ta ls .................. ....................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

92

STA TE

B A N K IN G

D EPA R TM EN T

No. 143.
THOM PSON SAVINGS BANK, HUDSON.
O rg a n iz ed O c to b e r 22, 1892.
W B. T hompson ,

P r e s id e n t;

G. I. T hompson,

V ic e P r e s id e n t;

Charles C. W h it n e y ,

C a s h ie r.

Dir e c t o r s —W illiam B. T h o m p so n , F r e d S. V e d d e r, R. W . T hom pson, G. I. T hom pson, C h a rle s C.
W h itn e y .

R e so u rc e s.

R e p o r t of
F e b . 18.

R ep o rt of

R ep o rt of
S e p t. 20.

May 5.

R ep o rt of
D ec. 1.

L o a n s an d d is c o u n ts ..............................

8173,441 88

8173,189 63

$194,909 86

$191,521 39

S to c k s , b o n d s a n d m o r tg a g e s ...........

215,199 72

226,944 72

220,336 16

222,097 92

O v e r d r a f ts .................................................

992 35

2,024 50

199 68

B an k in g h o u s e ..........................................

7,500

F u r n itu r e a n d fix tu re s ..........................

5,900 00

00

7,500

00

7,500

5,900 00

O th e r r e a l e s t a t e ....................................

1,811 28
00

5,850 00

4,910 00

7,500

00

5,850 00

2,477 00

2,427 83

132,996 69

134,280 18

66 00

25 00

25 15

283 61

605 16

273 41

787 33

87 67

55 95

98 44

77 56

7,015 00

7,165 00

D ue fro m b a n k s in r e s e r v e c i t i e s . ..

97,167 36

D u e fro m o th e r b a n k s a n d b a n k e r s .

142 72

C h e c k s a n d c a s h ite m s ........................
N ic k e ls an d c e n t s ..................................

96,380

82

E x c h a n g e s fo r c le a rin g h o u s e ..........

G old c o in .....................................................

7,350

00

7,125

00

S ilv e r c o in .................................................

1,672 50

1,271 75

777 30

U. S. an d N a tio n a l b a n k n o te s ..........

14,392 00

26,285 00

12,212 00

8,405 00

8524,129 81

$552,223 48

$585,164 99

2,725 94

8100,000

00

$ 100,000 00

100,000 00

$ 100,000 00

5,600

00

5,600

T o ta ls .

1,236

70

L iab ilitie s.
C a p ita l s to c k p a id i n .................
S u rp lu s fu n d ................................... .................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id .................................... ...........................

$

00

6,200

00

6,200

00

8,699 15

12,230 60

10,712 54

11,259 59

46,193 21

56,121 84

57,393 89

55,860 94

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.......

204,822 05

204,587 67

144,038 12

94,607 41

S a v in g s d e p o s its .............................................

158,815 40

173,370 16

266,667 29

314,798 00

313 21

153 15

$552,223 48

$585,164 99

D iv id en d s u n p a id ............................ ...........................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

S a v in g s c e r tif ic a te s o f d e p o s it...........................
C e rtifie d c h e c k s .........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D ue to b a n k s a n d b a n k e r s ......................................
N o te s a n d bills r e d is c o u n te d ................................
Bills p a y a b le ................................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

8524,129 81

$582,725 94

STA T E

BA N K S

OF

93

M ICHIGAN

No. 24.
L A p E E R COUNTY BANK, IM LAY CITY.
O rg an ized J a n u a r y 26, 1886.

J no . B orland ,

P r e s id e n t;

W alter W alker , V i c e P r e s i d e n t ; J ohn B orland , J r .,
W. J . A bbs , A s s i s t a n t C a s h i e r .

C a s h ie r;

Directors .—J o h n B o rlan d , W a l te r W a lk e r, J o h n B o rlan d , J r ., W ill B o rla n d , E d w a rd E. P a lm e r
R e so u rc e s.

R ep o rt of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts .........._............................................

$87,U9 33

$86,114 19

$93,045 06

$78.690 95

S to c k s , b o n d s a n d m o r tg a g e s ....................................

61,776 13

62,314 16

61,388 72

72,416 30

O v e r d r a f ts .........................................................................

1,436 89

555 73

836 65

1,357 66

B a n k in g h o u s e _________ _____ ______ _______ ____

4,923 44

4,923 44

4,923 44

4,923 44

F u r n itu re a n d fix tu re s ...... ............................... .............

1,891 04

1,891 04

1,891 04

1,891 04

47,017 31

37,902 52

35,522 01

40,318 76

65 00

11,586 15

2,310 88

O th e r r e a l e s t a t e ........ ..................... .............................
D ue fro m b a n k s in r e s e r v e c itie s ..............................
D ue fro m o th e r b a n k s a n d b a n k e r s .......................

215 34

616 64

E x c h a n g e s fo r c le a rin g h o u s e ...................................
C h e c k s an d c a s h ite m s ..................................................

2,096 27

1,635 36

1,168 20

N ic k e ls and c e n ts ................................... .........................

73 08

83 58

65 61

85 51

G old c o in ............. ................................................................

60 00

85 00

150 00

25 00

S ilv e r c o in ......................................................................... .

1,155 00

527 00

345 00

1,350 00

U. S. an d N a tio n a l b a n k n o te s ..................................

4,448 00

6,666 00

7,556 00

7,654 00

T o t a l s ......................................................... ..........

$212,673 13

$202,698 02

$206,956 73

$222,825 03

C a p ita l s to c k p a i d . ................... ......................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d ........................................................... ..........
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a i d . . . ............................... ................... .

10,000 00

10,000 00

10,000 00

10,000 00

3,176 36

5,666 95

3,145 48

4,077 90

L iab ilitie s.

D ividends u n p a id ...............................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ..................

29,415 72

12,762 66

14,017 42

18,206 63

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it___

1.524 82

850 33

1,762 25

3,890 51

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it______

8,965 00

9,160 00

10,570 00

5,922 17

S a v in g s d e p o s its ............................. ................ ...............

100,677 18

101,530 69

99,452 68

104,926 11

S a v in g s c e r tif ic a te s o f d e p o s it .................................

8,914 05

12,727 39

18,008 90

25,801 71

$202,698 02

$206,956 73

$222,825 03

C e rtifie d c h e c k s ............... ......................... ......................
*

C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s a n d b a n k e r s .............................................
N o te s a n d bills re d is c o u n te d ......................................
B ills p a y a b l e ......................................................................
T o t a l s ............... .. ............................................ .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$212,673 13

94

STA TE

BA NKING

D EPA R TM EN T

No. 58.
IO N IA COUNTY SAYINGS BANK, IO N IA .
O rg a n iz ed J a n u a r y 4, 1886.

H. R. W agae ,

P r e s id e n t;

J ohn Greenop ,

V ic e P r e s i d e n t ;

A. S. Wright,

C a s h ie r .

Directors .—H. R. W a g a r, C h a u n c e y J . R u m sey , A llen S. W rig h t, L. N . O lm sted, F r a n k lin H. D oland,
J o h n G re e n o p , E lla V. J u s t, S. W. W e b b e r, W illia m T o an .

R e so u rc e s.

R e p o r t of
F e b . 18

R e p o rt of
M ay 5.

D o an s a n d d is c o u n ts ___________ _______________

$247,595 24

$203,872 05

$193,793 16

$174,799 83

S to c k s , b o n d s a n d m o rtg a g e s .....................................

134,388 89

132,111 79

129,233 47

128,569 39

O v e r d r a f ts ............- ..........._................................................

5,611 74

5,147 62

3,896 64

1,148 27

F u r n itu re an d fix tu re s ................................................. . _

8,179 02

8,179 02

8,200 02

8,200 02

O th e r r e a l e s t a t e .........................

5,469 00

5,462 68

6,779 80

6,779 80

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

B an k in g h o u s e ................................................ ..................

.........................

C u rre n t e x p e n s e s, in te r e s t an d ta x e s p a id _____

7,497 66

D ue fro m b a n k s in r e s e r v e c itie s ............................ .

106,778 71

57,094 13

89,580 98

97,664 44

D ue fro m o th e r b a n k s a n d b a n k e r s . . ...... ..............

7,436 15

7,134 03

7,220 47

4,707 05

4,586 99

834 43

1,491 62

5,941 92

42 62

4 95

5 40

17 95

12,727 50

14,252 50

23,370 00

25,415 00

E x c h a n g e s f o r c le a r in g h o u s e ............... ...............
C h e c k s an d c a s h ite m s ................................ ..................
N ic k e ls a n d c e n t s .......................
G old c o in __

____

.

........ ..................
...

..........

S ilv e r c o i n . ................................................. .......................

1,182 00

3,085 35

4,160 05

3,151 50

U . S. an d N a tio n a l b a n k n o te s ____ ____________

19,696 00

10,963 00

10,431 00

5,812 00

$553,693 86

$455,639 21

$478,162 61

$462,207 17

T o ta ls .
L iab ilitie s.
C a p ita l s to c k p a id i n ......................................................

$90,400 00

$90,400 00

$87,400 00

$80,400 00

S u rp lu s fu n d .......................
............ ...................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a id .. ..................... ...................................

9,000 00

9,000 00

9,000 00

1,900 33

1,356 86

*6,854 69

406 81

905 08

D iv id en d s u n p a i d .. . ....................... ...............................

290 50

28 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

38,691 58

37,014 26

51,651 21

46,991 96

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............
S a v in g s d e p o s its ..............................................................

86,493,64

65,737 96

68,971 95

75,996 39

S a v in g s c e r tif ic a te s o f d e p o s it...... ...........................

323,387 75

245,438 98

256,838 74

254,483 73

22 00

50 00

4,051 53

1,115 32

3,893 90

1,464 63

$553,693 86

$455,639 21

$478,162 61

$462,207 17

C e rtifie d c h e c k s ............................................. ..............

65 05

C a s h ie r’s c h e c k s o u ts ta n d in g __________________
D u e to b a n k s a n d b a n k e r s ...................... ......................
N o te s a n d bills r e d is c o u n te d ......................................
B ills p a y a b le ........ .................. ............................................
T o t a ls ......................................................... ..................
* G ross u n d iv id e d p rofits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

95

MICHIGAN

No. 191.
STA TE SAVINGS BA N K OF IO N IA , ION IA .
O rg an ized D e c e m b e r 8, 1896.

V ernon H. S m ith ,

P r e s id e n t;

Osmond S. T ower ,

V ic e P r e s i d e n t ;

W . B. H eath ,

C a s h ie r .

D irectors .—V e rn o n H . S m ith , O sm ond S. T o w e r, J o h n E. M orrison, T h a d B. P r e s to n , O sc a r R. L ong,
S e y m o u r B. G o rh am , G eo. G undrum .
R ep o rt of
F e b . 18.

R e s o u rc e s.

R ep o rt o f
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ____________________ _____ __

$174,397 63

$176,597 93

$180,295 93

$173,070 44

S to c k s , b o n d s an d m o r tg a g e s .....................................

31,418 37

32,168 37

38,547 97

38,154 05

O v e r d r a f ts ............................................... ........................ .

6,579 96

7,927 78

1,586 21

4,562 66

B an k in g h o u se ................. _..............................................

6,000 00

6,000 00

6,000 00

6,000 00

F u r n itu r e a n d fix tu re s .............. ..... .................. ............

2,600 00

2,600 00

2,600 00

2,600 00

O th e r r e a l e s t a t e . . .........................................................

19,269 91

17,532 57

17,825 70

16,947 81

37,939 64

17,961 01

30,981 90

24,362 45

201 25

146 67

216 13

D ue fro m b a n k s in r e s e r v e c i t i e s ______________

•

D ue fro m o th e r b a n k s an d b a n k e r s ......................
E x c h a n g e s fo r c le a rin g h o u s e ....................................
C h e c k s a n d c a s h ite m s .................................................

5,326 54

825 33

311 01

N ic k e ls an d c e n t s ..................... ................. ............- - s .

65 43

18 16

236 14

241 00

10,055 0C

7,400 00

7.485 00

7,610 00

G old c o in .

...................................................................

2,334 80

1,330 00

1,343 45

1,541 15

U. S. an d N a tio n a l b a n k n o t e s . ._____ ______ ..

11,292 00

11,468 00

9,392 00

10,645 00

T o t a l s ______ ______________ ______ ____ _

$307,279 28

$281,829 15

$296,806 56

$286,097 36

C a p ita l s to c k p a id i n .... ..................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .............................. ................................. .....
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ___________ ___________ ______

10,000 00

10,000 00

10,000 00

10,000 00

810 78

982 02

2,098 02

2,666 17

D iv id en d s u n p a id ............... ..... .............. ..........................

109 67

38 50

110 73

28 66

C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...................

45,928 22

46,514 94

53,076 69

35,757 25

S ilv e r c o in

........ .............................. ..........................

L iab ilitie s.

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o s its __________ ____________________

8,098 98

6,411 38

15,823 41

15,712 31

S a v in g s c e r tif ic a te s o f d e p o s it.............................. .

190,369 35

167,882 31

165,697 U

171,932 97

$281,829 15

$296,806 56

$286,097 36

C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ................... ............... .
D u e to b a n k s a n d b a n k e r s .............................................
N o te s a n d bills r e d is c o u n te d ....................

1,962 28

.............

B ills p a y a b le ................. .............................. .............. .......
T o t a ls ....................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

..........

$307,279 28

96

STA TE

B A N K IN G

D EPA RTM EN T

No. 135.
COMMERCIAL BA N K OF IRO N M OUNTAIN, IRO N M OUNTAIN.
O rg a n iz ed M a rc h 7, 1892.

J esse S palding ,

P r e s id e n t;

J ohn F. H ancock , V i c e P r e s i d e n t ; Ol iv e r E vans ,
E. S. Coe, A s s i s t a n t C a s h i e r .

C a s h ie r ;

Directors .—J e s s e S p a ld in g , H e r b e r t M. P e lh a m , E d. L. P a r m e n te r , M. L ev y , A. F . W rig h t, J. F .
H a n c o c k , F r a n c is A. B ro w n , M. C o rry , J a m e s M ac N a u g h to n .
R e p o r t of
F e b . 18.

R e s o u rc e s.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

$140,053 99

$151,795 18

$154,667 42

$178,901 09

_______________

5,670 00

9,170 00

8,670 00

8,670 00

___________ ___________ ___

715 23

334 44

963 85

1,039 10

L o a n s and d is c o u n ts

___________________

c jto c k s bond* an<i m o rtg ag ftS
O y o rd ra ftS

R e p o r t of
M ay 5.

_____________________

1,891 52

1,891 52

1,850 00

1.850 00

_________________________

9,428 84

10,051 06

9,861 09

9,857 09

D ue from b a n k s in re s e r v e c itie s _______________

F u r n itu r e and fix tu re s
O th e r re a l e s t a t e

* 46,111 13

21,683 85

58,390 37

12,088 62

D ue fro m o th e r b a n k s an d b a n k e r s _____________

749 96

2,053 84

1,476 34

1,410 24

C h ee k s and c a s h ite m s

315 47

_______________

341 95

160 28

149 59

________________ ___________

56 98

46 75

87 43

32 28

Oold coin

_______________________________

1,000 00

1,000 00

1,000 00

1,000 00

S ilv e r c o in

_______________________________

N ie k e ls a n d c e n ts

2,340 00

805 00

1,676 00

1,395 00

_______________

11,510 00

14,400 00

9,730 00

5,160 OO

______ ___

$219,869 60

$213,391 92

$248.522 09

$221,718 89

C a p ita l s to c k p a id in ___________________________

$50,000 00

$50,000 00

$50,000 00

$50,000 00

U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r ­
e s t and ta x e s p a id
_____ _____________

4,146 58

5,344 97

4,381 69

5,310 02

C o m m e rc ial d e p o sits s u b je c t to c h e c k _________

112,372 71

97,164 39

118,523 05

72,152 14

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

15,638 05

18,368 10

24,588 72

19,319 02

S a v in g s d e p o s i t s ______________________________

35,883 12

41,381 63

49,071 16

55,674 42

D ue to b a n k s a n d b a n k e rs ____________________

1,829 14

1,132 83

1,957 47

IT S a n d N a tio n a l b a n k n o te s
T o ta ls

_ __________

L iab ilitie s.

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it____ __

4,263 29
15,000 00

N o te s and b ills re d is c o n n te d
P ills p a y a b le
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

__________________________

$219,869 60

$213,391 92

$248,522 09

$221,718 89

»

STA T E

BANKS

OF

97

M ICHIGAN

No. 12.
T H E PEN IN SU L A BANK, ISH PEM IN G .
O rg an ized O c to b e r 27, 1887.

W illiam S edgwick ,
D

ir e c t o r s

.— O tto

Ole W alseth , V i c e P r e s i d e n t ; D. P. H ouseholder ,
E. A. Malmgren , A s s i s t a n t C a s h i e r .

P r e s id e n t;

C a s h ie r;

E g e r, R o b e r t M ax w ell, Ole W a ls e th , W illia m S e d g w ic k , F. B ra a s ta d , T h o m a s
W a lte r s , T. H. B arg h , T im o th y H u g h e s, J o s e p h M itchell.

R e so u rc e s.

R ep o rt of
F e b . 18.

R e p o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts .............................

$126,703 07

$104,514 35

$91,414 14

$108,898 54

S to c k s , bon d s a n d m o r tg a g e s ............

32,721 34

32,669 01

29,124 67

24,627 67

O v e r d r a f ts .............................. .................

3,502 49

2,335 62

1,768 26

1,004 91

B an k in g h o u s e .........................................

15,950 00

15,950 00

15,950 00

15,950 00

F u r n itu r e a n d fix tu re s ...........................

1,000 00

O th e r r e a l e s t a t e ....................................

1.0C0 00

1,000 00

1,000 00

8,199 98

7,943 74

7,844 26

500 00

260 00

360 00

D ue fro m b a n k s in re s e r v e c i t i e s . ..

73,514 59

30,585 03

35,900 74

16,409 62

D ue fro m o th e r b a n k s a n d b a n k e rs .

13,986 39

15,233 50

11,505 38

8,098 91

1,088 08

P re m iu m s p a id ........................................

E x c h a n g e s f o r c le a rin g h o u s e -------2,903 13

1,644 56

783 15

N ic k e ls an d c e n t s ..................................

60 84

65 79

93 09

202 89

■Gold c o in ......................................- .............

10,515 00

15,045 00

15,045 00

19,505 00

C h e c k s a n d c a s h ite m s .......................

S ilv e r c o in ................................................

1,255 00

2,879 00

566 00

2,728 00

U. S. a n d N a tio n a l b a n k n o te s -------

18,278 00

14,212 00

14,102 00

15,903 00

$300,389 85

$244,833 84

$225,456 17

$223,620 88

$50,000 00

$50,000 00

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

10,000 00

535 56

2,189 53

1,996 20

3,127 46

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ..........

138,967 46

85,097 83

70,554 46

68,424 62

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

8,609 34

10,247 24

7,502 03

7,851 68

92,024 75

87,299 24

85,403 48

84,217 12

$244,833 84

$225,456 17

$223,620 88

T o ta ls .

L iab ilities.
•C apital s to c k p a id i n .................
S u rp lu s fu n d ............................................................ ..........
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a i d . ..........................................................
D iv id en d s u n p a id ........................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.......
S a v in g s d e p o s its ........................................................
S a v in g s c e r tif ic a te s o f d e p o s it...........................
C e rtifie d c h e c k s ......................................- ................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D ue to b a n k s a n d b a n k e r s .....................................

252 74

N o te s a n d bills r e d is c o u n te d ................................
B ills p a y a b l e .........................................................
$300,389 85

T o ta ls .

13

https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

98

STA TE

BAN K IN G

D EPA R TM EN T

No. 150.
ITH A C A SAVINGS BANK, ITH A CA .
O rg a n iz ed J a n u a r y 16, 1893.

W m. F. T hompson, P r e s id e n t ; J. L ee P otts, V ice P r e s i d e n t ; C. A. P rice , C a sh ie r .
Directors .—J a m e s B. C ra w fo rd , W illiam F. T h om pson, W illa rd M. W e lle r, J. L e e P o tt s , J o h n C.
H ick s, F. H. H o rr, F. H . M cK ay , E. W . K e llo g g , C. A. P r ic e .
R e p o r t of
F eb . 18.

R e s o u rc e s.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$64,312 42

$66,055 96

$60,359 74

$59,144 14

___

47,591 74

59,615 11

65,415 86

64,490 86

__________ _____ _____ ___________

208 37

80 90

141 74

2,302 93

L o a n s and d is c o u n ts ____________________________
S to c k s bond« and m o rtg a g e s
O v e rd ra fts

R ep o rt of
M ay 5.

___

____________________________

R an k in g b o u se

_______________________

983 50

983 50

983 50

983 50

__ ________________________

1,255 82

1,255 82

1,255 82

1,255 82

D ue fro m b a n k s in r e s e r v e c itie s _______________

27,385 73

44,022 99

12,424 04

16,215 15

D ue fro m o th e r b a n k s a n d b a n k e r s _____________

51,240 25

1,485 13

416 60

930 69

40 48

106 53

20 30

314 87

83 19

103 00

55 59

59 61

3,725 00

4,367 50

4,712 50

4,417 50

F u r n itu r e and fix tu re s
O th e r re a l e s t a t e

F .yehanges fo r c le a rin g h o u s e ____ _____________
C h e c k s and c ash ite m s
N ic k e ls and c e n ts
O d d coin

________________

___________________________

______________________________
__ _____________________________

1,264 00

1,323 67

1,150 00

2,353 00

XJ S and N a tio n a l b a n k n o t e s _________________

2,931 00

5,750 00

5,337 00

7,839 00

$155,021 50

$185,150 11

$152,272 69

$160,307 07

_______________________

$35,000 00

$35,000 00

$35,000 00

$35,000 00

_______________________
S u rp lu s fund
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
and ta x e s paid
_ ____________________

3,200 00

3,200 00

3,500 00

3,500 00

286 74

1,543 03

349 61

1,570 83

C o m m e rc ial d e p o sits s u b je c t t.o c h e c k _________

49,647 14

73,677 34

44,840 23

53,869 46

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

4,273 32

3,607 02

5,102 22

2,488 70

S ilv e r coin

T o ta ls

_____________________________

L iab ilitie s.
C a p ita l s to c k p a id in

D ividends u n p aid

__________ _________

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o sits

_______________________

S a v i n g s o e rtifiea f.e s o f d e p o s it

C ertified c h e c k s

_______________

6,814 04

8,375 36

15,501 72

20,335 29

55,800 26

59,747 36

46,990 59

43,267 83

988 32

274 96

$152,272 69

$160,307 07

___________________ _

C a s h ie r’s c h e e k s o u t ,s t a n d i n g
b a n k s a n d b a n k e rs

____

XXotes and b i l l s re d is c o u n te d
P ills p a v a b le
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

_______________
_______________

______________________

$155,021 50

$185.150 11

STA TE

BANKS

OF

99

MICHIGAN

No. 177.
JA CK SON CITY BANK, JA CK SON .
O rg a n iz ed J a n u a r y 1, 1865. R e o rg a n iz e d J a n u a r y 1, 1895.

W m. M. T hompson,

P r e s id e n t;

N. S. P otter , V i c e P r e s i d e n t ;
G. R. B y r n e , A s s i s t a n t C a s h i e r .

P. B. L oomis, J r .,

C a s h ie r;

Dir e c t o r s —P . B. L oom is, A n n a M. T hom pson, W . M. T hom pson, G. R. B y rn e , N. S. P o tt e r , P. B.
L oom is, J r ., G. A. M a tth e w s .
R ep o rt of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ............... ........................................

$498,950 80

$525,640 71

$472,708 23

$453,980 44

S to c k s , b o n d s a n d m o r tg a g e s ...... .............................

152,032 93

189,482 93

192,022 09

193,192 09

O v e r d r a f ts ................... . .....................................................

3,620 62

6,146 50

3,057 24

6,942 16

B an k in g h o u s e . . ............................................. ..................

33.000 00

33.000 00

33.000 00

33.000 00

F u r n itu re a n d fix tu re s ............................ .......................

15.000 00

15.000 00

15.000 00

15.000 00

103,707 03

80,976 01

246,728 69

246,120 25

E x c h a n g e s fo r c le a rin g h o u s e ................... ................

7,981 47

7,689 28

5,990 08

18,017 90

C h e c k s a n d c a s h i t e m s .. ...............................................

1,205 34

1,604 78

1,433 34

212 64

939 40

941 16

625 13

984 42

36,586 26

39,665 86

38,887 50

41,330 00

O th e r r e a l e s t a t e .
D ue fro m b a n k s in r e s e r v e c itie s ..............................
D ue fro m o th e r b a n k s a n d b a n k e r s ..........................

N ic k e ls an d c e n ts _____ _________________ _____
G old c o in ............................. .................. . . . ......... ..............
................. ........................................

3,987 05

3,459 75

1,220 05

3,607 55

U. S. an d N a tio n a l b a n k n o te s ...................................

27,582 00

23,466 00

26,557 00

65,496 00

T o t a l s ................... ......................... ....................... .....

$884,592 90

$927,072 98

$1,037,229 35

$1.077,883 45

C a p ita l s to c k p a id i n ........ ............................... ............

$150,000 00

$150,000 00

$150,000 00

$150,000 00

S u rp lu s f u n d ................................ ............ .................. .......
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s, i n te r e s t
a n d ta x e s p a id ..........................................................

75,000 00

75,000 00

75,000 00

75,000 00

13,618 93

20,072 20

18,230 86

18,483 96

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ................

234,388 49

242,399 25

309,118 07

310,072 98

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it ___

248,122 84

259,649 76

234,121 20

260,860 64

163,462 64

178,888 27

250,759 22

263,465 87

$1,037,229 35

$1,077,883 45

S ilv e r c o in .. .

L iab ilities.

D ividends u n p a id ..

................. ......... .

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit.

__

S a v in g s d e p o s its .______________________ ________
S a v in g s c e r tif ic a te s o f d e p o s it

1,063 50

C ertifie d c h e c k s .................................................................

Cashier’s checks o u ts ta n d in g . _
Due to hanks and bankers.
N o tes and bills rediscounted
Rills payable
T o t a l s ..................... ........ ..................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$884,592 90

$927,072 98

100

STA TE

BA N K IN G

D EPA RTM EN T

No. 186.
JACKSON STA TE SAVINGS BANK, JACKSON.
O rg an ized A p ril 1, 1896.

B enjam in N e w k ir k , P r e s i d e n t ; C. C. P ond , V i c e P r e s i d e n t ; Chas. E. T ownsend , S e c o n d
P r e s i d e n t ; Chas . M. S p in n in g , C a s h i e r ; F. H. N e w k ir k , A s s i s t a n t C a s h i e r .

V ic e

Directors .—B e n ja m in N e w k irk . C. C. P o n d , Clias. E. T o w n se n d , H e n ry H . N e e s le y , J. G. O’D w yer,
C has. H. S m ith , J o h n G. C a r te r, H e n ry J . D avis, N a th a n H. W illiam s.

R e so u rc e s.

R e p o rt of
F e b . 18.

R ep o rt of
M ay 5.

R e p o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts .......................................................

$135,720 14

$148,388 95

$143,173 75

$165,711 04

S to c k s , b o n d s a n d m o rtg a g e s .....................................

78,947 74

84,667 74

117,172 74

102,864 34

722 15

705 55

1,953 68

1,422 73

215 83

215 83

215 83

215 83

32,176 10

54,413 05

35,370 43

23,872 58

2,075 21

2,146 91

3,622 81

2,635 85
415 13

O v e r d r a f ts ...... ....................................................
B an k in g h o u s e ______________________________ . . .
F u r n itu re a n d fix tu re s ........ ...........................................
O th e r r e a l e s t a t e ...... ............................. .........................
D ue fro m b a n k s in r e s e r v e c i t i e s . . ...........................
D ue fro m o th e r b a n k s a n d b a n k e r s ...........................
E x c h a n g e s fo r c le a rin g h o u s e .................. ....... ...........
C h ec k s a n d c a s h ite m s ..................................... .............

156 51

51 86

8 50

620 26

..................................

379 27

415 29

205 59

141 37

G old c o in _________ _________________________

5,324 80

5,779 40

5,886 30

5,807 50

N ic k e ls a n d c e n t s . .

......

S ilv e r c o in .......................... ..

........ ..........................

3,420 35

2,281 10

1,570 85

2.895 00

11,055 00

12,496 00

10,268 00

12,620 00

$270,088 45

$311,518 32

$320,060 24

$318,757 88

C a p ita l s to c k p a id i n __ _____ _________ _ ..........

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d ......................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ................................ ..........................

5,979 45

6,721 11

8,344 85

8,613 18

54,635 10

80,578 30

65,830 39

69,776 17

6,655 80

6,620 67

11,413 26

14,762 17

S a v in g s d e p o s i t s ......................................................

44,527 61

49,768 45

57,257 52

59,750 38

S a v in g s c e r tif ic a te s o f d e p o s it .................................

58,290 49

59,987 02

73,855 89

65,017 11

7,842 77

3,358 33

838 87

U. S. a n d N a tio n a l b a n k n o t e s . . ........................... .
T o t a l s .................

L iab ilitie s.

D iv id en d s u n p a id ................................. .............................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............

C e rtifie d c h e c k s ........ .......................................................
C a s h ie r’s c h e c k s o u ts ta n d in g _________ _________
D ue to b a n k s a n d b a n k e r s ...........................................
N o te s a n d bills r e d i s c o u n t e d ......................................
B ills p a y a b le ................................................ ................ .
T o t a l s ........... .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

.......................................

*
$270,088 45

$311,518 32

$320,060 24

$318,757 88

STA TE

BANKS

101

OP MICHIGAN

No. 14.
TH E UNION BANK. JACKSON.
O rg an ized N o v e m b e r 1, 1883.

W it,Liam H. W ith ing to n ,
D ir

e c t o r s

.— L .

P r e s id e n t;

C. C. Bloomfield, V i c e
C. C. A mes, C a s h i e r .

P r e s id e n t;

H. F ie ld , T h o m as A. W ilson, A d d iso n B. R obinson, C h a rle s
W ith in g to n , J a m e s O’D onnell, F. D. B e n n e tt.
R e p o r t of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

A. B. Robinson ,
C.

M anager ;

B loom field, W illiam H .

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

D oans an d d is c o u n ts ......................................................

$378,657 03

$448,368 31

$407,539 95

$402,565 44

S to c k s , b o n d s a n d m o rtg a g e s ...................................

166,334 38

164.632 23

193,742 05

202,064 32

4,397 54

7,216 77

10,540 18

20,955 52

__________________ ________ __

28,000 00

28,000 00

28,000 00

28,000 00

F 'n rn itu re a n d fix tu re s ............... .....................................

6,500 00

6,500 00

6,877 62

6,887 42

___________________________

53,596 07

51,916 14

52,908 79

52,998 52

R ue from b a n k s in re s e r v e c i t i e s _______________

151,267 01

167,728 82

217,931 92

176,322 03

O v e rd ra fts ____________________________________
R an k in g h o u se

O th e r r e a l e s t a t e

D ue from e th e r h an k s and h a n k e rs
4,264 83

5,287 96

5,628 94

3.496 07

C h ee k s and c ash ite m s

__

_____________

945 49

1,443 81

3,304 37

486 79

N ic k e ls and c e n ts

_________________

422 23

254 90

63 40

106 69

__________ ________________

32,790 00

29,581 00

27,505 00

27,055 00

K x c h an g e s fo r c le a rin g h o u se ________ _____ __

G old co in

__________________________ ____ —

4,392 00

5,389 70

665 25

4,006 65

TT S and N a tio n a l b a n k n o t e s __________ ______

10,175 00

19,131 00

14,507 00

7,447 00

T o ta ls ...........................................................................

$841,741 48

$935,450 64

$969,214 47

$932,391 45

C a p ita l s to c k p a id i n _______ ___________________

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s fu n d . ________ _______________ - - .............
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te r e s t
a.nd ta x e s p a id
. . . _________________ _

50,000J00

50,000 00

50,000 00

50,000 00

19,987 11

26,606 93

26,311 67

25,393 13

C nrum ereia.l d e p o sits s u b je c t to c h e c k _________

137,054 66

165,587 81

141,002 32

127.430 73

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

11,515 10

12,503 52

7,464 32

12,831 62

T jm p c o m m e rc ia l c e r tif ic a te s o f d e p o s i t ______

129,161 95

130,940 03

134,376 49

122,946 30

S a v in g s d e p o sits ______ ______________________

359,887 31

406,375 24

477,495 30

456,670 61

82 00

120 75

120 75

120 75

120 75

34,014 60

43,234 36

32,443 62

36,998 31

$841,741 48

$935,450 64

$969,214 47

$932,391 45

S ilv e r co in

L iab ilitie s.

D iv id en d s u n p aid

,

_______

S a v in g s c e r tif ic a te s o f d e p o sit
C ertifie d c h e c k s

__ _______________

C a s h ie r’s c h e c k s o u ts ta n d in g
D ue to ba.nks and b a n k e rs

_____ ___________

N o te s and bills re d is c o u n te d
Bills p a y a b le

_ _________

T o t a l s _________________________________ ___


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

102

STA TE

BA NKING

D EPA RTM EN T

No. 115.

»

T H E GROSVENOR SAVINGS BANK, JO N E SV IL L E .
O rg an ized M arch 28, 1891.
E. O. Grosvenor ,

J . A. S ibbald ,
W . M. W etmore,

P r e s id e n t;

V i c e P r e s i d e n t ; Charles
A s s is t a n t C a s h ie r.

F. W ade ,

C a s h ie r ;

Directors .—E b e n e z e r O. G ro sv en o r, J o h n A. S ib b ald , J o h n S. L e w is, E d g a r A. W isn e r, C h a rle s
F.

W ad e .
R e p o r t of
F e b . 18.

R e s o u rc e s.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s an d d is c o u n ts ........................................................

$113,146 86

$98,270 82

$120,335 39

$134,874 63

S to c k s , b o n d s a n d m o r t g a g e s ....................................

44,283 36

41,750 00

50,025 00

45,325 00

O v e r d r a f ts ...........................................................................

3,916 40

2,053 48

2,849 52

4,952 27

B an k in g h o u se
F u r n itu r e a n d fix tu re s ........................ ...........................

1,530 00

1,530 00

1,530 00

1,530 00

O th e r r e a l e s t a t e ................................ ....... ........... ..........

8,668 00

8,668 00

8.668 00

8,668 00

181 25

181 25

D ue fro m b a n k s in r e s e r v e c i t i e s ..............................

17,817 83

51,664 66

42,898 86

12,355 47

D ue fro m o th e r b a n k s a n d b a n k e r s ..........................

3,607 25

14,661 63

3,429 26

154 56

C h ec k s a n d c a s h ite m s .............................. _..................

288 68

229 86

1,579 19

1,483 92

N ic k e ls a n d c e n t s ................. . ........... .......... ................

40 93

61 56

59 31

32 80

4,265 00

4,305 00

5,205 00

5,500 00

P re m iu m s p a id

___

___

E x c h a n g e s fo r c le a r in g h o u se

G old c o in ............... __...................... .......

. .....................

S ilv e r c o in .............. __......................... .........................

1,230 70

1,784 60

850 20

565 45

U . S. a n d N a tio n a l b a n k n o te s .......................... ........

7,577 00

17,149 00

8,365 00

8,553 00

$206,372 01

$242,128 61

$245,975 98

$224,176 35

........................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d
..... ...................................... - ................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r ­
e s t a n d ta x e s p a id _________ ____ ___________

10,000 00

10,000 00

10,000 00

10,000 00

3.350 23

6,009 09

1,661 20

2,196 81

T o t a ls ................... .

......................... - ................

L iab ilitie s.
C a p ita l s to c k p a id i n ......

D iv id en d s u n p a id . . ............... .................. .......................
...............

19,360 78

27,072 52

26,431 78

22,328 54

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

C o m m e rc ia l d e p o sits s u b je c t to c h e c k

123,661 00

149,047 00

157,883 00

139,651 00

$206,372 01

$242,128 61

$245,975 98

$224,176 35

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t .. ..........
S a v in g s d e p o s its _______ _____ __________________
S a v in g s c e r tif ic a te s o f d e p o s it...................................
C e rtifie d c h e c k s ...... ............................ . ...............
C a s h ie r's c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s a n d b a n k e r s _______ _______ _______
N o te s a n d bills r e d is c o u n te d ................................ .......
B ills p a y a b l e . . .............................................................. .
T o ta ls ................... ............. ....... ...................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

103

M ICHIGAN

No. 147.
HOME SAVINGS BANK OF KALAMAZOO, KALAMAZOO.
O rg a n iz ed g D e c em b e r 27, 1892. .]

H ale P. K a u ff e r , ^ P r e s i d e n t ; W . G. H oward,

V ic e P r e s id e n t ;

V ernon T. B ar k e r ,

C a s h ie r.

D irectors .—J a m e s T. U p jo h n , W illia m G. H o w a rd , F. B. O rc u tt, V e rn o n T. B a rk e r, J o s e p h S p e y e r,
O tto Tiding, L y m a n B la k e s le e , H a le P . K au ffer, J o h n R. H u n te r, H e b e r C. R ee d , H o r a c e B. P e c k ,
A u g u st B. S c h e id , F r a n k H. M ilham.
R ep o rt of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

$163,216 96

$166,174 63

$199,398 61

$198,338 77

15,124 88

17,435 02

17,046 60

17,887 00

.......................................................................

3,026 72

71 20

473 36

1,963 88

■Furniture a n d fix tu r e s ........................ .........................

7,000 00

7,000 00

7,000 00

7,100 00

850 84

1,509 71

1,584 71

54,743 53

69,896 16

41,738 67

37,345 07

5,529 55

11,775 34

3,228 06

4,843 45

24 96

32 04

121 61

122 65

8,225 00

8,585 00

8,735 00

8,710 00

L o a n s an d d is c o u n ts

____ _ _________________

S to c k s , b o n d s an d m o rtg a g e s .................... ................
O v e rd ra fts

O th e r re a l e s t a t e

__

_______

Due from b a n k s in re s e r v e c i t i e s ..............................
D ue fro m o th e r b a n k s and b a n k e rs
E x c h a n g e s fo r c le a rin g b o u se
C h e c k s a n d c a s h ite m s ........ .........................................
N ic k e ls a n d c e n ts .
G old c o in

_________________________

...........

..................... .............................
__________ ______________ —

612 40

311 25

383 70

463 85

TT S and N a tio n a l b a n k n o te s _________________

5,230 00

11,191 00

8,002 00

8,079 00

$262,734 00

$293,322 48

$287,637 32

$286,438 38

C a p ita l s to c k p a id in .................... ............... ..................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d
________________ ________
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id
______ _______ ________

16,500 00

16,500 00

20,000 00

20,000 00

589 64

1,134 15

581 50

387 41

C o m m e rc ial d e p o sits s u b je c t to c h e c k .•________

44,510 71

58,880 97

43,916 75

37,713 09

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

66,368 44

67,818 88

74,688 38

73,144 38

33,772 59

36,440 72

39,396 97

45,253 83

50,992 62

62,547 76

59,053 72

59,939 67

$262,734 00

$293,322 48

$287,637 32

$286,438 38

S ilv e r c o in

__

T o ta ls

______________________________

L iab ilitie s.

D iv id en d s u n p aid

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o s its ...............................................................
S a v in g s c e r tif ic a te s o f d e p o sit

C a s h ie r’s c h e c k s o u ts ta n d in g

Due to ba.nks a nd b a n k e r s . .................. .....................

T o ta ls

_


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

_________________________

104.

STA TE

B A N K IN G

D EPA R T M E N T

No. 1.
KALAMAZOO SAVINGS BANK, KALAMAZOO.
O rg a n iz ed J a n u a r y 12, 1889.

Charles J. Monroe ,

P r e s id e n t;

W m. G. K ir b y , V i c e P r e s i d e n t ; R. J W illiamson ,
Dew ey , A s s i s t a n t C a s h i e r .

C a s h ie r;

F. G.

Directors .—C. J. M o nroe, W illiam G. K irb y , J o h n M ackey, W illiam J . K irb y , A. C. W o rtle y , R. J .
W illiam so n , J o h n W . K irby.
R e p o r t of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ...................................................... .

$200,340 89

$223,874 78

|230,574 51

$209,515 65

S to c k s , bon d s an d m o rtg a g e s ............... .....................

271,131 21

281,033 52

263,294 34

269,972 31

O v e rd ra fts . . . ................... . ............................... _...........

32 13

150 78

B an k in g h o u s e ................. ........................... ..................

11,000 00

11,000 00

11,000 00

11,000 0

241 44

F u r n itu re a n d fix tu re s .................................................
................... .......

750 00

750 00

D ue fro m b a n k s in r e s e r v e c itie s ............................

222,576 53

207,796 83

154,277 45

197.703 54

5,672 69

6,948 56

7,391 08

7,617 83

284 61

399 61

197 04

246 22

17,347 50

15,870 00

17,735 00

17,272 50

O th e r r e a l e s t a t e ............................ ..

D ue fro m o th e r b a n k s an d b a n k e r s ...... ....................
E x c h a n g e s fo r c le a rin g h o u s e ...................................
C h e c k s a n d c a s h ite m s ..................................................
N ic k e ls an d c e n ts ___
G old c o i n ................... .......... .........................................
S ilv e r c o in ..........................................................................

3,590 11

4,100 00

3,825 00

3,090 00

U. S. a n d N a tio n a l b a n k n o te s ................................ .

16,566 00

20,502 00

13,274 00

14,658 00

$749,291 67

$772,426 08

$701,568 42

$731,317 49

C a p ita l s to c k p a id in .......................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d ........................ .........................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a i d ...................... ................................. .......

50,000 00

50,000 00

50,000 00

50,000 00

11,781 32

16,992 51

7,227 82

5,117 38

T o t a l s ............................................................................

L iab ilitie s.

D iv id en d s u n p a id ________ ________________ _____
C o m m e rc ia l d e p o sits s u b je c t to c h e c k . .. ..............

56,009 78

43,783 43

30,064 44

33,938 64

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

97,028 61

101,546 28

91,331 52

102,825 07

434,540 92

453,585 65

436,466 23

451,775 25

49,931 04

56,518 21

36,478 41

37,661 15

$749.291 67

$772,426 08

$701,568 42

$731,317 49

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o s its __________________ ____________
S a v in g s c e r tif ic a te s o f d e p o s i t . ................................
C e rtifie d c h e c k s ............................ ................................
C a s h ie r’s c h e c k s o u ts ta n d in g . ....................................
D ue to b a n k s a n d b a n k e r s ..........................................
N o te s a n d bills r e d is c o u n t e d ................. ...................
Bills p a y a b l e ....................................................................
T o t a l s ................... ............... .....................................


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Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

105

MICHIGAN

No. 41.
LA K E ODESSA SAVINGS BANK, LA K E ODESSA.
O rg a n iz ed M ay 22, 1888.
H.

R. W agar ,

P r e s id e n t;

E. E. W agar,

V ic e P r e s id e n t;

W . J. P ercival ,

C a s h ie r .

Directors .—H. R.' W a g a r, W . J . P e rc iv a l, E. O. W a g a r, E. E. W a g a r, N. W . P a g e .
R ep o rt of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R e p o rt o f
S e p t. 20.

R e p o r t of
D ec. 1.

$48,403 25

$51,868 71

$54,279 16

$43,730 65

S to c k s , b o n d s an d m o rtg a g e s ............................ .........

5,830 84

8,880 84

8,953 84

28,129 91

O v e r d r a f ts ........................._................................................

4,291 71

5,113 36

1,491 32

2,939 16

L o a n s a n d d is c o u n ts ...................... .............................

B an k in g h o u s e .......................... _.................. ...................
F u r n itu re an d fix tu re s ........................................ ..........

1,882 50

1,882 50

1,882 50

1,882 50

O th e r r e a l e s t a t e ............................

9,827 00

9,727 00

7,052 00

7,052 00

10,537 26

9,075 90

15,589 04

14,423 17

1,788 86

.......................

846 26

I n te r e s t, e x p e n s e s an d ta x e s p a i d ..........................
D ue fro m b a n k s in re s e r v e c itie s ................... ...........
D ue fro m o th e r b a n k s an d b a n k e rs ........................
,

E x c h a n g e s fo r c le a rin g h o u s e ....................................
............- ......................

1,233 83

597 69

224 25

N ic k e ls a n d c e n t s ............................................................

108 43

71 65

110 25

67 10

.....................................-

1,810 00

1,815 00

2,505 00

2,900 00

...............................

1,461 10

1,346 50

336 10

648 75

U. S. an d N a tio n a l b a n k n o t e s ...... .............................

850 00

332 00

5,549 00

3,250 00

$86,235 92

$90,711 15

$98,818 72

$106,812 10

C a p ita l s to c k p a id in ............. ..........................................

$25j000 00

$25,000 00

$25,000 00

$25.000 00

S u rp lu s fu n d ..... ........................... ...................._ ..............
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ........ ....................................................

5,382 62

5,382 62

6,790 52

6,790 52

59 47

691 94

*798 29

894 05

C o m m e rc ial d e p o sits s u b je c t to c h e c k ..................

21,161 98

21,380 23

24,047 37

27,210 97

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

34,631 85

38,256 36

42,182 54

46,916 56

$86,235 92

$90,711 15

$98,818 72

$106,812 10

C h e c k s a n d c a s h i t e m s ....

G old c o in ........ .....................
S ilv e r co in

.... ............

T o t a l s ..........................................................................

L iab ilitie s.

D iv id en d s u n p a id

_

...............................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............
S a v in g s d e p o sits ______ _____ _____

_______

S a v in g s c e r tif ic a te s o f d e p o s it ............. ..................
C e rtifie d c h e c k s

-

_____

____

C a s h ie r’s c h e c k s o u ts ta n d in g
D ue to b a n k s an d b a n k e r s

............

N o te s a n d bills r e d is c o u n te d .......................... ............
Bills p a y a b le _____________ _________ ____________
T o ta ls ....... ..... ........................................................
* G ross u n d iv id e d profits.

14


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Federal Reserve Bank of St. Louis

100

STA TE

BA NKING

D EPA R TM EN T

No. 133.
LA NSING STA T E SAVINGS BANK, LANSING.
O rg a n iz ed F e b ru a ry 25, 1892.

W illiam Donovan ,

P r e s id e n t;

H. H. Darned ,

V ic e P r e s i d e n t ;

J. E dward Roe,

C a sh ie r.

Directors .—J o h n R o bson, W illia m D o n o v an , H . H . L a rn e d , C h a rle s C annell, C. J . D avis, C h a rle s F .
H am m o n d , J . E d w a rd R oe, F r e d e r ic k T h o m an , J . E. S t. Jo h n s.
R e p o r t of
F e b . 18.

R e so u rc e s.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s an d d is c o u n ts ........... ....... ...................... ..............

$204,093 26

$221,844 35

$240,468 09

$251,254 57

S to c k s , bon d s a n d m o rtg a g e s .....................................

134,000 11

130,825 11

135,325 11

115,423 75

O v e rd ra fts ___ _________________________________

510 43

773 42

582 32

580 68

B an k in g h o u s e ............... .................... ............................

23,700 00

23,700 00

23,700 00

44,200 00

F u r n itu re a n d fix tu re s ............................ ........................

3,844 93

3,844 93

3,834 93

3,845 13

O th e r r e a l e s t a t e . . .......................................... ...........

11,608 87

12,711 17

12,711 17

12,711 17

D ue fro m b a n k s in r e s e r v e c itie s ...............................

35,876 37

43,355 90

51,008 32

49,270 95

C h e c k s a n d c a s h ite m s _____________ ____ __ ____

2,157 56

2,061 11

2,586 38

4,150 03

N ic k e ls a n d c e n t s _____________ ______ _______ __

287 22

336 24

425 67

387 05

G old c o in ...........................................................................

6,300 00

6,325 00

6,430 00

6,865 00

S ilv e r c o in ......................... .................... ............................

3,880 65

2,054 20

2,901 75

4,285 95

U. S. a n d N a tio n a l b a n k n o t e s ..................................

8,414 00

11,474 00

13,178 00

12,615 00

T o t a l s ______________________________________

$434,673 40

$459,305 43

$493,151 74

$505,589 28

C a p ita l s to c k p a id in ........................................................

$161,850 00

$156,250 00

$154,750 00

$153,750 00

S u rp lu s fu n d . ..............................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ..........................
................................

3,780 00

3,780 00

3,200 00

3,200 00

4,112 24

4,910 72

3,752 34

6,355 27

D iv id en d s u n p a i d ........................ .....................................

144 80

99 38

247 13

129 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

140,855 59

147,302 35

184,526 27

189,223 00

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

87,063 00

102,242 75

95,341 82

99,179 19

36,867 77

44,720 23

51,334 18

53,752 82

$434,673 40

$459,305 43

$493,151 74

$505,589 28

Luc from other banks and bankers
E ychanges for clearing" house

L iab ilitie s.

Time commercial certificates of deposit
S a v in g s d e p o s its

__

_______

___ ___ ____ ___

Savings certificates of deposit
Certified checks
Cashier’s checks outstanding
Due to b a n k s a n d b a n k e rs

_

___ _______

N otes and bills rediscounted
Rills payable
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

__

____

................... .................. .............. .......

STA TE

BANKS

OF

107

M ICHIGAN

No. 117.
STA TE SAVINGS BANK OF L A PE E R , L A PE E R .
O rg an ized M ay 9, 1891.

H. D. Rood,

P r e s id e n t;

E dward B rownell ,

V ic e P r e s id e n t;
A s s is t a n t C a sh ie r,

C. G. W h ite ,

C a s h ie r;

J. R. J ohnson ,

Directors .—H. D. R ood, C. G. W h ite , G. W. R ood, E. B ro w n ell, S a r a h R. W h ite , K irk W h ite ,
R ipley W h ite .

R eso u rc e s.

R e p o rt of
F e b . 18.

■Loans a n d d is c o u n ts ..............................
S to c k s , b o n d s an d m o rtg a g e s ............

63,190 38

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o rt of
D ec. 1.

$46,901 60

$49,539 74

$50,274 74

70,813 25

72,133 88

68,866 88

10

14

15,139 17

22,366 64

O v e r d r a f ts .................................................
B an k in g h o u s e .........................................
F u r n itu r e a n d fix tu re s ...........................
O th e r re a l e s t a t e ....................................
D ue fro m b a n k s in re s e r v e c itie s ___

21,345 30

D ue fro m o th e r b an k s a n d b a n k e r s .
E x c h a n g e s fo r c le a rin g h o u s e ............
■Checks an d c a s h ite m s ........................
■Nickels an d c e n t s ....................................
«Gold c o in .......................................... .........
S ilv e r c o in .................................................

4 20

4 20

4 20

4 20

U. S. a n d N a tio n a l b a n k n o te s ..........

1,080 00

1,080 00

1,080 00

1,080 00

$132,417 54

$127,760 93

$137,897 09

$142,592 60

$45,000 00

$45,000 00

$45,000 00

$45,000 00

9.000 00

9,000 00

9.000 80

10,326 83

11,133 56

12,564 38

9,416 74

63,434 10

72,763 53

76,028 22

$132,417 54

27,760 93

$137,897 09

$142,592 60

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id in ...................
S u rp lu s f u n d .................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a i d .. - .................................................

9,000 00

9,000 00

D iv id en d s u n p a id .....................................................
G o m m e rc ia l d e p o sits s u b je c t to c h e c k ..........
D e m an d c o m m e rc ia l c e r tif ic a te s o f d ep o sit.
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it----S a v in g s d e p o s it s ......................................................
S a v in g s c e r tif ic a te s o f d e p o s it .........................
C e rtifie d c h e c k s .......................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D ue to b a n k s a n d b a n k e r s ....................................
N o te s an d bills r e d is c o u n te d ..............................
B ills p a y a b le ..............................................................
T o ta ls .


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Federal Reserve Bank of St. Louis

108

STA TE

BA NKING

D EPA R TM EN T

No. 201.
STA TE SAVINGS BANK OF LA URIU M , LAURIUM .
O rg a n iz ed N o v e m b e r 6, 1897.
C. A. W right ,

P r e s id e n t;

J acob B aer ,

V ic e

P r e s id e n t;

M. L. E fe in g er ,

C a s h ie r .

Directors .—C. A. W rig h t, J a c o b B a e r, J o h n so n V ivian, E d w a rd L. W rig h t, M. C. G e tc h e ll.
R eso u rc e s.

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts ........................................................

$39,430 34

$45,394 44

$48,161 00

$79.488 72

S to c k s , b o n d s an d m o rtg a g e s ............. ................... .

7,080 00

6,856 00

14,226 00

19,521 00

O v e r d r a f ts ............................................. .............................

15 29

35 75

B an k in g h o u se ........... ............_ _ ....... ................ ...........

2,575 45

3,487 20

3,575 20

3,623 20

F u r n itu r e an d fix tu re s ................................. . ................

1,206 99

1,237 88

1,247 88

1,247 88

D ue fro m b a n k s in r e s e r v e c i t i e s . ............................

5,258 27

3,082 95

14,596 86

12,612 50

D ue fro m o th e r b a n k s a n d b a n k e r s .................. .......

630 97

1,556 42

10,509 67

15,819 91

8,977 24

/

26 59

O th e r r e a l e s t a t e ......... ....................................................

E x c h a n g e s fo r c le a r in g h o u s e ....................................
C h ec k s an d c a s h i te m s ......................................... .........

6,072 77

2,274 56

3,088 36

N ic k e ls a n d c e n t s ........................................................

71 71

137 95

76 62

139 29

G old c o i n ................................. ..........................................

400 00

1,050 00

1,140 00

1,580 00

S ilv e r c o in ..........................................
U. S. and N a tio n a l b a n k n o te s . . . . . . ...............
T o t a ls .......................................................................

1,296 10

881 15

418 85

953 25

11,413 00

8,654 00

25,247 00

12,423 00

$75,450 89

$74,648 30

$122,287 44

$156,412 58

$50,000 00

$50,000 00

$50,000 00

$50,000 00

252 01

303 53

1,205 84

2,107 94

18,147 96

15,095 70

48,876 01

74,816 85

5,753 85

7,907 63

21,305 59

24,711 20

900 00

900 0C

1.340 85

L iab ilitie s.
C a p ita l s to c k p a i d i n . . ...........................................
S u rp lu s fu n d ...... .................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a i d . ........................... .................................
D iv id en d s u n p a id ........................................... ...............
C o m m e rc ial d e p o sits s u b je c t to c h e c k .................
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it..............
S a v in g s d e p o s its ............... ................................................
S a v in g s c e r tif ic a te s o f d e p o s it ._________ _____ _
C e rtifie d c h e c k s ........ ................................................ .......
C a s h ie r's c h e c k s o u ts ta n d in g ............................ .......
D ue to b a n k s a n d b a n k e r s ............................................

1,297 07

441 44

$75,450 89

$74,648 30

3.435 74

N o te s a n d bills r e d is c o u n te d ............. .......................
B ills p a y a b l e . . . ............................................................ .
T o t a ls ...............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$122,287 44

$156,412 58

STA TE

BANKS

OF

109

M ICHIGAN

No. 8.
P E O P L E ’S BANK, L ESLIE.
O rg an ized D e c e m b e r 24, 1886.

M. E. Rumsey .

P r e s id e n t;

A rt h u r J. T uttle , V i c e P r e s i d e n t ; W. W. P eirson ,
L udw ick , A s s i s t a n t C a s h i e r .

C a s h ie r;

Ray A.

D ir e c t o r s .—M. E. R um sey, J. J . T u ttle , O. V. T u ttle , A r th u r J. T u ttle , L. M. R ussell, J. A. L a n d fa ir,
R ay A. L u d w ic k .
R ep o rt of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

_________________________

$83,198 21

$81,478 34

$77,588 38

$74,894 31

S to c k s b o n d s and m o rtg a g e s ______________ ___

13,066 29

13,566 29

17,436 29

17,386 29

______________ - _______

2,101 40

1,747 57

1,285 90

3,931 62

___________ _______

4.000 00

4.000 00

4.000 00

4.000 00

________________

1.000 00

1.000 00

1.000 00

1.000 00

___ __________________

4,364 95

4,344 95

4,521 25

4,401 25

7,247 96

8,592 81

5,545 05

19,919 96

L o a n s and d is c o u n ts

O v e rd ra fts

-

-

B an k in g h o u se
F u r n itu re and fix tu re s

__

O th e r re a l e s t a t e

D ue fro m h a n k s in re s e r v e eit.ies

___________

27 10

X)ue fro m o th e r h a n k s and h a n k e rs

N ic k e ls an d c e n ts
O old coin
S ilv e r coin

107 00

________________

100 00

984 00

133 00

___________________________

13 88

23 89

11 34

15 25

295 00

1,045 00

C h e c k s and e ash ite m s

________________________

865 00

50 00

__________________________

925 00

190 00

445 00

356 50
1,264 00

. ______________

1.651 00

3,154 00

2,918 00

__________________________

$118,533 69

$119,131 85

$115,179 21

$128,348 28

_______________________

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d
_ ______________________
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
and ta x e s p a id
_____________________ —

10,000 00

10,000 00

10,000 00

10,000 00

1,149 87

1,957 94

976 50

1,848 91

45 00

27 00

342 00

327 00

C o m m e rc ial d e p o sits s u b je c t to c h e c k _________

30,215 95

27,181 59

24,841 32

31,298 78

D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

27,122 87

28,465 32

29,019 39

34,873 59

$115,179 21

$128,348 28

1J S a n d N a tio n a l h a n k n o te s
T o ta ls

L iab ilitie s.
C ap ita l S to c k pa,id in

D iv id en d s u n p aid

__

_________________

1,500 00
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

____________________ —

$118,533 69

$119,131 85

D10

STA TE

BA N K IN G

D EPA R T M E N T

No. 184.
LEXIN G TO N STA TE BANK, LEX IN G TO N .
O rg an ized J a n u a r y 29, 1896.

B R. N oble,

P r e s id e n t;

J ohn P. N iggeman, J r ., V i c e P r e s i d e n t ; D. McN a ir ,
Calk ins , A s s i s t a n t C a s h i e r .

C a s h ie r

; W alter:

Directors .—B. R. N o b le , J o h n P . N ig g e m a n , J r ., D. M cN air, M a tth e w D. W a g n e r, J. L. B e n e d ic t.
R e p o rt of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ...... .............. . ....................... .........

$38,094 76

$46,392 56

$43,186 18

$32,918 54

S to c k s , b o n d s an d m o rtg a g e s .....................................

1,640 00

1,860 00

1,530 00

1,400 00

O v e rd ra fts ..... .............................................. . .................. .

535 45

680 70

138 37

369 95

B an k in g h o u s e ............................. .................................. -

2,500 00

2,500 00

2,500 00

2,500 00

F u r n itu r e a n d fix tu re s ....................................................

2,000 00

2,000 00

2,000 00

2,000 00

O th e r r e a l e s t a t e ..................................... ........................

2,903 02

2,903 02

2,934 33

3,372 62"

D ue fro m b a n k s in r e s e r v e c itie s ...............................

14,698 87

7,091 12

9,035 46

19,487 50

1,152 56

845 07

1,664 50

1,093 09'

C h ec k s a n d c a s h i t e m s ................... ........................... ..

160 00

124 26

173 52

160 78

N ic k e ls an d c e n t s . . .........................................................

15 92

12 47

10 64

Gold c o in ............................................................................

850 00

945 00

1,050 00

D ue fro m o th e r b a n k s a n d b a n k e r s

. ................. .

E x c h a n g e s fo r c le a rin g h o u s e ______ ___________

20 63
1,050 00’

S ilv e r c o in ............................... ..........................................

185 10

285 00

245 25

475 00

U. S. an d N a tio n a l b a n k n o te s ................................ .

3.613 00

4,061 00

2,072 00

3,851 00

T o t a l s ............................................. ..............................

$68,348 68

$69,700 20

$66,540 25

$68,699 14

C a p ita l s to c k p a id in ......... ............................................

$20,000 00

$20,000 00

$20,000 00

$20,000 00'

S u rp lu s fu n d .......................................... .............................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ................................................................

400 00

400 00

600 00

600 00‘

596 25

1,856 31

448 62

861 03

L iab ilitie s.

D ividends u n p a id ...............................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ..................

13,797 59

10,765 08

11,695 90

12,473 54’

D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.........

33,554 84

36,629 07

33,795 73

34,764 57

$66,540 25

$68,699 14

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it . .
S a v in g s d e p o s its ................................................ .............
S a v in g s c e r tif ic a te s o f d e p o s it....................................
C e rtifie d c h e c k s .....................................

.................

C a s h ie r’s c h e c k s o u ts ta n d in g ....................
D ue to b a n k s an d b a n k e r s ................. .........
N o te s a n d bills re d is c o u n te d

49 74

......

___

R ills p a y a b le
T o t a l s ..................................................................... .......


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$68,348 68

$69,700 20

STA TE

BANKS

OF

111

M ICHIGAN

No. 111.
L O W E L L STA TE BANK, LO W ELL.
O rg an ized J a n u a r y 22, 1891.

F rancis K ing ,

P r e s id e n t;

Charges Mc Ca r t y ,

V ic e P r e s i d e n t

; M.

C. Griswold ,

C a s h ie r.

Directors .—M. C. G risw old, F r a n c is K ing, G. H. F o r c e , C h a rle s M cC a rty , F. T. K ing, E. L. B e n n e tt,
C. B erg in , G eo. W. P a rk e r.

R e so u rc e s.

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ........................

$17,529 15

$19,070 72

$27,349 82

$26,543 54

S to c k s , b o n d s an d m o rtg a g e s ___

79,572 72

89,701 97

76,291 79

72,141 79

6,500 00

6,500 00

6,500 00

6,500 OO

50,920 65

49,304 62

41,083 91

59,142 94

O v e r d r a f ts ............................................
B an k in g h o u s e ....................................
F u r n itu r e an d fix tu re s .....................
O th e r r e a l e s t a t e . . : .........................
D ue fro m b a n k s in r e s e r v e c itie s.
D u e fro m o th e r b a n k s a n d b a n k e rs.
E x c h a n g e s f o r c le a rin g h o u s e ...........
C h e c k s an d c a s h ite m s ........................

356 80

260 00

1,159 31

N ic k e ls a n d c e n t s ..................................

136 18

115 61

113 66

52 89

G old c o in ....................................................

12,301 00

12,286 00

13,732 00

15,017 50

1,086 47

S ilv e r c o in ........................ ........................

589 30

1,616 28

1,296 68

1,728 60

U. S. a n d N a tio n a l b a n k n o t e s . ........

12,131 00

19,159 00

7,533 00

7,423 00

$180,036 80

$198,014 20

$175,060 17

$189,636 73

$25,000 00

$25,000 00

$25.000 00

$25,000 00

1,600 00

1,600 00

1,700 00

1,700 00

1,365 86

2,407 81

3,421 12

3,414 42

37,519 11

44,262 58

35,734 47

42.262 12

T o ta ls

L iab ilitie s.
C a p ita l s to c k p a id in..
S u rp lu s fu n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ...............................................................
D iv id en d s u n p a id ...................................................... .
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...........
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit.
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it___
S a v in g s d e p o s its .................. ............ ...................... .

1,395 00

15,832 48

40,432 83

65,309 69

S a v in g s c e r tif ic a te s o f d e p o s it..........................

113,156 83

108,911 33

68,771 75

51,950 50-

$180,036 80

1,014 20

$175,060 17

$189,636 73

C e rtifie d c h e c k s ........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D ue to b a n k s a n d b a n k e rs .....................................
N o te s a n d bills re d is c o u n te d .............................. .
B ills p a y a b le ..............................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

112

STA TE

BA N K IN G

D EPA RTM EN T

No. 130.
A N TR IM COUNTY STA TE SAVINGS BANK, MANCELONA.
O rg an ized J a n u a r y 20, 1892.
C. E. B lakely ,

P r e s id e n t;

I. N. Rodenbaugh ,

V ic e P r e s id e n t;

E. L. J. Mills ,

C a s h ie r .

Directors .—W a r r e n E. W a tso n , C h a rle s E. B lak ely , P h in e a s M edalie, W . H. T hom pson, E. L. J. Mills,
I. N . R o d en b a u g h , C. A. Jo h n so n , H. M. C oldren, H. T. A lle rto n .

R e so u rc e s.

R e p o rt o f
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts .............................

$13,912 38

$13,940 49

$28,440 41

$37,959 58

S to c k s , b o n d s an d m o rtg a g e s ...........

14,483 75

15,247 73

22,315 73

20,543 80

O v e r d r a f ts ................................................

963 07

241 38

292 16

1,315 6‘5

B an k in g h o u s e .........................................

2,853 57

2,853 57

2,853 57

2,853 57

F u r n itu r e a n d fix tu re s ..........................

2,329 83

2,329 83

2,329 83

2,329 83

O th e r r e a l e s t a t e ....................... . ..........

3,712 89

3,786 29

3,764 43

2,996 43

D ue fro m b a n k s in r e s e r v e c itie s ....

39,309 42

41,092 84

23,228 89

8,340 62

1,437 24

3.365 62

3,905 79

195 31

70 71

44 03

45 06

22 00

1,325 00

1,375 00

1,272 42

1,330 00

D ue fro m o th e r b a n k s a n d b a n k e rs.
E x c h a n g e s fo r c le a rin g h o u s e .........
C h e c k s an d c a s h i t e m s . ..................... .
N ic k e ls a n d c e n t s ................................
G old c o in ...................................................

«

S ilv e r c o in ...............................................

721 30

614 80

285 90

1,347 25

II. S. a n d N a tio n a l b a n k n o te s ........

1,397 00

5,111 00

2,687 00

1,965 00

T o t a ls ..........................................

$82,516 16

$90,002 58

$91,421 19

$81,199 04

$25,000 00

$25,000 00

$25,000 00

$25,000 00

414 13

170 75

678 18

1,032 07

36,121 05

38,596 55

40,871 39

31,208 39

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............

14,412 82

20,109 90

18,477 67

16,588 98

S a v in g s d e p o s its ................................................................

6,568 16

6,103 06

6,371 63

6,572 16

22 32

22 32

325 70

L iab ilitie s.
C a p ita l s to c k p a id in.
S u rp lu s fu n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
a n d ta x e s p a i d ................................ ..............................
D iv id en d s u n p a id .................................'.................. .........
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

S a v in g s c e r tif ic a te s o f d e p o s it.................................
C e rtifie d c h e c k s ................................................. ..............
C a s h ie r’s c h e c k s o u ts ta n d in g .....................................
D ue to b a n k s an d b a n k e r s ............................................

471 74

N o te s a n d bills re d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$82,516 16

$90,002 58

$91,421 19

$81,199 04

STA TE

BANKS

OP

113

M ICHIGAN

No. 88.
P E O P L E ’S BANK. M ANCHESTER.
O rg an ized J u ly 18, 1871.

W m. B urtless ,

P r e s id e n t;

A. F. F reeman ,

V ic e P r e s id e n t:

C. W. Case ,

C a s h ie r.

D irectors .—S. W . C lark so n , C. W . C ase, F. S p a fa rd , W . B u rtle s s, A. F. F r e e m a n , F. E. S p a fa rd ,
J.

A. G o o d y e ar, L. D. W atk in s.

R e so u rc e s.

R ep o rt of
F e b . 18.

R e p o r t of
M ay 5.

R e p o rt of
S e p t. 20.

R ep o rt o f
Dec. 1.

L o a n s a n d d is c o u n ts ................... .........

$81,026 28

$87,819 50

$89,801 17

$93,294 91

S to c k s , b o n d s an d m o rtg a g e s ..........

20,273 10

20,273 10

18,623 10

18,273 10

O v e r d r a f ts .......................... _...................

1,057 37

951 35

1,126 31

3,242 17

B an k in g h o u s e ...... . ......................... ..

6,000 00

6,000 00

6,000 00

6,000 00

F u r n itu r e a n d fix tu re s .........................

1,607 13

1,607 13

1,607 13

1,607 13

O th e r r e a l e s t a t e ........ ..................... .

20,500 00

20,500 00

32,500 00

32,500 00

D ue fro m b a n k s in r e s e r v e c itie s ..

52,624 29

60,864 63

48,021 15

40,231 68

D ue fro m o th e r b a n k s a n d b a n k e rs

2,473 57

2,814 58

E x c h a n g e s fo r c le a rin g h o u se .
C h e c k s a n d c a s h ite m s _______

436 83

297 44

575 27

N ic k e ls an d c e n ts ............... ..........

22 99

28 42

41 39

26 74

G old c o in ...........................................

2,440 00

2,240 00

2,815 00

2,480 00

835 64

S ilv e r c o in ..................... ............... .

690 00

860 00

750 00

676 00

U . S. a n d N a tio n a l b a n k n o te s.

4,239 00

5,166 00

3,182 00

4,024 00

$193,390 56

$206,607 57

$205,042 52

$206,005 95

$50,000 00

$50,000 00

$50,000 00

$50,000 OO

5,500 00

5,500 00

5,500 00

5,500 00

172 39

1,633 85

2,182 65

3,255 79

T o tals.

L iab ilitie s.
C a p ita l s to c k p a id i n ......................................
S u rp lu s fu n d ........................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p e n se s, in te r e s t
a n d ta x e s p a id ............................................... ................
D iv id en d s u n p a id ...................... .........................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

36,386 19

34,271 37

29,644 80

24,960 91

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

101,331 98

115,202 35

117,715 07

122,289 25

$193,390 56

0,607 57

$205,042 52

$206,005 95

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o s its ................................................. .
S a v in g s c e r tif ic a te s o f d e p o s it...................
C e rtifie d c h e c k s .............................................. .
C a s h ie r’s c h e c k s o u ts ta n d in g .........................
D ue to b a n k s a n d b a n k e r s ................................
N o te s a n d bills re d is c o u n te d ..........................
Bills p a y a b le ............... * ......................................
T o t a l s ........................................................

15


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

114

STA TE

BA N K IN G

D EPA RTM EN T

No. 172.
UNION SAVINGS BANK, M ANCHESTER.
O rg an ized J u n e 28, 1894.

B. G. E nglish ,

P r e s id e n t;

J. M. H o b n in g ,

V ic e P r e s id e n t ;

E d. E. Root,

C a sh ie r.

Dibbctobs .—B. G. English, G e o rg e H e im e n d in g e r, J. M. H orning, F r e d B re ite n w is c h e r, A. H. K u h l,
C. F. K a p p , J o h n W u e r th n e r, A. J. W a te r s , J o h n H. S c h lic h t.

R e s o u rc e s.

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ............................ .

$51,260 72

$48,165 28

$59,118 15

$59,195 39

S to c k s , b o n d s a n d m o rtg a g e s ...........

42,080 99

49,619 80

47,782 34

51,631 29

8 00

31 97

14 86

O v e r d r a f ts ............................................... .
B an k in g h o u s e .........................................

11,200 00

11,200 00

11,200 00

11,200 00

F u r n itu r e an d fix tu re s _______ ____ _

1,778 30

1,778 30

1,778 30

1,778 30

36,315 72

34,301 65

28,358 07

25,415 73

O th e r re a l e s t a t e .................................. .
D u e from b a n k s in r e s e r v e c itie s ...

916 90

D ue fro m o th e r b a n k s an d b a n k e rs.
E x c h a n g e s fo r c le a rin g h o u s e _____

397 90

C h e c k s a n d c a s h ite m s ........................

145 76

376 03

35 90

N ic k e ls a n d c e n t s ..................................

16 37

23 76

16 19

14 01

G o ld c o in ...................................................

1,850 00

1,860 00

1,835 00

1,770 00

¿Silver c o in .............................................. .

360 90

455 25

668 75

345 31

,U. S. a n d N a tio n a l b a n k n o te s .........

4,184 00

4,515 00

2,756 00

2,970 00

T o t a l s ...........................................

$149,192 76

$152,303 07

$153,580 67

$155,649 69

(C ap ital s to c k p a id in ........................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

¡Surplus f u n d .......................................................................
.U ndivided pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ............................................................

1,000 00

1,000 00

1,000 00

1,000 00

1,111 15

1,829 25

2,407 52

2,880 46

L iab ilities.

D iv id en d s u n p a id ...............................................................

95 00

50 00

C o m m e rc ia l d e p o s its s u b je c t to c h e c k . . .............

10,957 34

8,884 45

8,582 08

9,482 47

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

3,020 25

1,911 75

2,823 15

1,718 75

S a v in g s d e p o s its .............................

41,603 68

45,354 11

46,097 33

50,539 42

S av in g s c e r tif ic a te s o f d e p o sit.

66,405 34

68,273 51

67,670 59

65,028 59

$152,303 07

$153,580 67

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............

C e rtifie d c h e c k s ............................
C a s h ie r’s c h e c k s o u ts ta n d in g ..
P u e to b a n k s an d b a n k e r s ..........
N o te s an d bills re d is c o u n te d .
Bills p a y a b l e ,.............................
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$149,192

$155,649

STA TE

BANKS

OF

115

M ICHIGAN

No. 116.
M A N ISTEE COUNTY SAVINGS BANK, M ANISTEE.
O rg an ized M ay 4, 1891.

T homas K e n n y ,

P r e s id e n t;

E. G. F il e r ,

V ic e P r e s i d e n t ;

W. J. Gregory ,

C a s h ie r

Directors .—T h o m as K e n n y , J . K irs te r, J. H. G ra n t, E. G. F ile r, J o h n S m ith , W. J. G regory.
R e p o rt of
F e b . 18.

R eso u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ____ ______________________

$63,770 46

$55,164 69

$60,582 66

$76,585 96

S to c k s , b o n d s a n d m o rtg a g e s .....................................

131,490 68

125,906 43

134,543 75

144,498 16

O v e rd r a f t s ................. ........................_...............................

59 63

405 83

256 84

361 12

1,200 00

1,200 00

1,200 00

1,200 00

63,158 15

76,413 39

79,109 79

78,110 19

531 57

B an k in g h o u s e ........................ .......................................
F u r n itu r e a n d fix tu re s ............... __................ ..... ..........
O th e r r e a l e s t a t e

................

.................

D ue fro m b a n k s in r e s e r v e c i t i e s ..............................
D ue fro m o th e r b a n k s a n d b a n k e rs
E x c h a n g e s fo r c le a rin g h o u se
C h e c k s a n d c a s h ite m s ............................ ............ ____

102 84

650 29

1,192 80

N ic k e ls a n d c e n ts ___________________ __________

261 83

224 61

174 55

167 71

G old c o in ..........................................................................

6,064 00

5,689 55

6,452 05

7,127 50

S ilv e r c o in ..........................................................................

392 45

1,393 30

2,074 05

1,389 60

U . S. an d N a tio n a l b a n k n o te s __ ______ ________

4,861 00

11,340 00

8,642 00

3,565 00

T o ta ls ........................... ..............- ......................

$271,361 04

$278,388 09

$294,228 49

$313,536 81

C a p ita l s to c k p a id i n ......................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .......................................... ........................
U n d iv id ed profits, less c u r r e n t ex p en se s, in te r e s t
an d ta x e s p a id __________________ _______ ___

6,500 00

6,500 00

6,500 00

6,500 00

2,358 62

3,559 83

4,305 50

7.066 49

D iv id en d s u n p a id .............................................................

95 62
9
31,121 20

95 62

83 32

83 32

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

28^77 45

33,024 73

33,318 52

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it___

35,500 88

40,564 71

48,549 79

56,274 69

145,448 14

145,384 04

151,664 16

160,129 83

L iab ilitie s.

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it

___

S a v in g s d e p o s i t s .......................................
S a v in g s c e r tif ic a te s o f d e p o sit
C e rtifie d c h e c k s

75 00

C a s h ie r’s c h e c k s o u ts ta n d in g . ..................................
___

336 58

3,531 44

100 99

163 96

T o t a l s ......................................... ..........................

$271,361 04

$278,388 09

$294,228 49

$313,536 81

D ue to b a n k s a n d b a n k e r s ... ______

..

N o te s a n d bills re d is c o u n te d
B ills p a v a b le


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

___

___

116

STA TE

BA N K IN G

D E PA K T M E N 1

No. 21.
T H E M A N ISTIQ U E BANK, MAN1STIQUE.
O rg an ized M ay 16, 1889.

George H. Or r ,

P r e s id e n t;

J ohn P atterson , V i c e P r e s i d e n t ; Ha r r y W. Clark e ,
E. W. Mil l e r , A s s i s t a n t C a s h i e r .

C a s h ie r;

Directors .—M artin H. Q uick, G e o rg e H. O rr, R o b e r t B. W addell, C. B. M e rse re a u , J o h n P a tte r s o n .
R e so u rc e s.

R ep o rt of
F eb . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s an d d is c o u n ts .............................

$100,728 38

$106,089 57

$77,511 96

B76,543 73

S to c k s , b o n d s an d m o rtg a g e s ............

11,291 11

6,513 25

18,833 47

12,430 30

O v e r d r a f ts ........ _......................................

33 09

85 84

B an k in g h o u s e .........................................
F u r n itu r e an d fix tu re s ...........................

1,643 62

1,643 62

1,643 62

1,643 62

O th e r r e a l e s t a t e .................................

46,895 52

47,106 90

47,259 77

47,294 67

D ue fro m b a n k s in re s e r v e c itie s ___

18,004 27

22,481 98

31,325 70

41,409 56

D ue fro m o th e r b a n k s an d b a n k e r s .

699 61

1,162 83

600 00

600 76

C h e c k s an d c a s h i t e m s . . . ...................

837 89

401 26

1,841 72

1,198 90

N ic k e ls an d c e n t s . ................................

24 43

70 57

124 05

62 93

G old c o in ...... .............................................

525 00

195 00

900 00

3,130 00

E x c h a n g e s fo r c le a rin g h o u s e ............

S ilv e r c o in ............... ................................

255 50

1,151 55

478 15

638 20

U. S. a n d N a tio n a l b a n k n o te s ____

4,501 00

10,626 00

8,334 00

5,089 00

5,439 42

$197,528 37

1,852 44

$190,041 67

$50,000 00

$50,000 00

$50,000 00

$50,000 00

22,000 00

22,000 00

22,000 00

22,000 00

2,397 83

2,066 78

5,134 73

5,380 52

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .............

70,711 30

78,760 47

71,780 45

72,378 77

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it ..

40,330 29

44,701 12

39,860 49

40,282 38

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id in ....... ...........
S u rp lu s fu n d . ....................... ...........................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
a n d ta x e s p a id ............................................................
D iv id en d s u n p a id ............................ ^ .................... .

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.........
S a v in g s d e p o s its ..........................................................
S a v in g s c e r tif ic a te s o f d e p o s it........................
C e rtifie d c h e c k s ..........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g .............................. .
D ue to b a n k s a n d b a n k e r s .......................................

76 77

N o te s an d bills r e d is c o u n te d .................................
Bills p a y a b le ......................... '. ......................................
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$185,439 42

$188,852 44

$190,041 67

STA TE

BANKS

OF

117

MICHIGAN

No. 122.
T H E M A RIN E SAVINGS BANK, M A RIN E CITY .
O rg an ized S e p te m b e r 5, 1891.

J ohn W. P outer ,

P r e s id e n t;

F rank H art .

V ic e P r e s i d e n t ;
A s s i s t a n t C a s h ie r.

G. W . Carman ,

C a s h ie r ;

C. E. B lood,

D irectors .—Geo. W C arm an , M. S ic k e n , M. P . S c o tt, R. F o lk e rts , F. H a rt, W . F. S a n b e r, C. E.
B lood, J. W . P o r te r , W illiam M annel.
R e p o r t of
F e b . 18. ‘

R e p o r t of
M ay 5.

R e p o rt of
S e p t. 20.

$134,522 62

$138,978 80

$116,053 04

$123,038 27

88,374 32

100,248 24

109,680 05

96,747 44

O v e r d r a f ts ................................ .......................

2,144 14

257 68

95 01

913 89

B an k in g h o u s e ..................................................

6,000 00

6,000 00

6,000 00

6,000 00

F u r n itu re an d fix tu re s .........................__.....................

1,750 00

1,750 00

1.750 00

R e so u rc e s.

L o a n s an d d is c o u n ts ...........................................
S to c k s , b o n d s a n d m o r t g a g e s ...............................

O th e r r e a l e s t a t e ..............................................

R e p o r t of
D ec. 1.

1,750 00
3,424 45

D ue fro m b a n k s in re s e r v e c i t i e s ..............................

63,418 36

23,451 66

49,412 78

66,585 06

D ue fro m o th e r b a n k s an d b a n k e r s ..........................

300 00

267 75

743 62

282' 68

i h e c k s an d c a s h ite m s ............. ...........................

377 66

238 20

831 05

199 76

N ic k e ls a n d c e n t s . . .................................... .

112 78

16 03

64 64

4 91

5,142 50

3,370 00

4,062 50

3,752 50

E x h a n g e s fo r c le a rin g h o u se ........... .........................

G old c o in ..

_____ _ .....................

S ilv e r c o in . ...........................................

2,348 90

652 75

1,668 75

2,557 25

U. S. and N a tio n a l b a n k n o te s ................................

4,822 00

5,619 00

2,253 00

1,709 00

$309,313 28

$280,850 11

$292,614 44

$306,965 21

$50,000 00

$50,000 00

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

10,000 00

1,985 62

3,089 83

2,352 07

3,426 51

63,421 96

44,796 55

39,501 84

46,116 75

4,380 57

3,777 60

4,215 15

2,048 61

162,059 69

153,283 77

172,572 02

183,644 98

17,465 44

15,902 36

13,973 36

11,728 36

$309,313 28

$280.850 11

$292,614 44

$306,965 21

T o t a l s ........................ ..............................

L iab ilitie s.
C a p ita l s to c k paid in _________ _____________
S u rp lu s fu n d ............. ........................... ..............................
U n d iv id e d p ro fits, less c u r r e n t e x p e n se s, in te re s t
an d ta x e s p a id ....................................................
D ividends u n p a i d ................................................. ..........
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ..........
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.......
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it........... .
S a v in g s d e p o s its ..................................... ..............
S a v in g s c e r tif ic a te s o f d e p o s it...... ......................... .
C e rtifie d c h e c k s ................. .............................................
C a sh ie r's c h e c k s o u ts ta n d in g .....................................
D ue to b a n k s an d b a n k e r s .............................................
N o te s a n d bills re d is c o u n te d ..

........................

Bills p a y a b l e . . ........................................................ ..........
T o t a l s ....................................................................


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Federal Reserve Bank of St. Louis

118

STA TE

BA N K IN G

D EPA RTM EN T

No. 100.
M ARQUETTE COUNTY SAVINGS BANK, M ARQUETTE.
O rg an ized J u ly 26, 1890.

N. M. K aufman ,

P r e s i d e n t ; E dward N. B rextung , V i c e P r e s i d e n t ; S. R. K aufman , S e c o n d
V i c e P r e s i d e n t ; George B arnes , C a s h i e r ; W. B. McCombs, A s s i s t a n t C a s h i e r .

Directors .—N. M. K a u fm a n , G e o rg e B a rn e s, S. R. K a u fm a n , E d w a rd N. B re itu n g , C h a rle s M ee sk e.

L o a n s an d d is c o u n ts . .................................. - .................
S to c k s , b o n d s a.nd m o rfg a.g es

_____

O v e rd ra fts ___________________________ ____ ___
R an k in g h o u se

................. ................ ............ ............

F u r n itu r e and fix tu re s

____ _________ ______ -

R e p o r t of
D ec. 1.

R e p o r t of
M ay 5.

R e p o rt of
S e p t. 20.

$205,711 60

$204,603 98

$190,183 19

$185,910 36

99,233 86

97,130 05

92.458 84

91,448 84

5,149 85

780 91

2,287 78

3,241 22

75,000 00

75,000 00

55,000 00

55,000 OO

7,517 60

7,517 60

7,517 60

7,517 60

47,274 25

33,428 51

30,212 28

36,641 43

1,824 15

469 06

1,107 80

1,358 13

5,380 45

2,796 00

2,497 29

4,775 56

48 03

105 26

154 06

18,680 00

15,705 00

R e p o r t of
F e b . 18.

R e s o u rc e s.

O th e r r^a.l e s t a t e
R u e fro m b a n k s in r e s e r v e c itie s

____ ________

R ue fro m o th e r b a n k s an d b a n k e r s _____________
E x c h a n g e s fo r c le a rin g h o u se
C h ec k s an d c a s h ite m s ..................................................
N ic k e ls an d c e n t s ................ - .........................................Gold coin

_

_______

32 37

____
*26,077 97

*20,487 00

2,629 00

2,463 30

.... .............. _..........

14,073 00

10,443 00

11,843 00

6,435 00

__________________________________

$487,275 10

$452,704 14

$414,522 04

$410,650 50

C a p ita l s to c k p aid in ........................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s fu n d
___
___________________ _____
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a id _________ ____________ _______

10,000 00

10 000 00

10,000 00

10,000 00

1,464 63

2,112 05

2,370 98

1,080 99

C o m m e rc ial d e p o sits s u b je c t to c h e c k ...................

158,450 78

150,298 83

118,139 18

118,343 21

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.........

1,263 91

856 46

429 09

339 09

.... ......... ................................ - ..........

186,605 54

164,477 99

165,089 11

159,748 85

S a v in g s c e r tif ic a te s o f d e p o s it...................................

25,306 87

21,456 62

18,306 10

17,185 65

S ilv e r c o in

__________ ____ ______________

TT S and N a tio n a l b a n k n o te s
T o ta ls

L iab ilitie s.

D ividends unpaid

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o sits

Pf] c h e c k s

393 44

C a s h ie r’s c h e c k s o u ts ta n d in g
D ue to b a n k s a n d b a n k e r s ................................ ............

3,789 93

3,502 19

$487.275 10

$452.704 14

187 58 •

3,952 71

N o te s an d bills re d is c o u n te d
R ills p a y a b le
T o ta ls
* S p e c ie .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

............................................................

$414,522 04

$410,650 50

STA TE

BANKS

OF

119

M ICHIGAN

No. 137.
COMMERCIAL SAVINGS BANK OF M A RSH A LL, M ARSHALL.
O rg an ized M ay 18, 1892.

W illiam J. Dibble , P r e s i d e n t

;

E dgar G. B rew er ,

V ic e P r e s id e n t

; W. T. P helps ,

C a s h ie r .

Directors .—J. M P a rs o n s, J o h n W ise m a n , T. L. C ronin, E d g a r G. B re w e r, M. S. O’K e e f e , W . J.
D ibble, G e o rg e P e r r e t t , W . T. P h e lp s, W . E. B osley.
R e p o r t of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ...... .............. ..................................

$77,297 51

$86,779 48

$98,651 11

$83,718 33

S to c k s , b o n d s a n d m o r tg a g e s ............... ..

229,824 42

243,804 92

248,660 58

252,269 33

1,922 81

2,021 55

852 67

777 45

750 00

905 96

500 00

500 00

..

O v e rd ra fts ...................................... ................................. .
B an k in g h o u s e ...................................................................
F u r n itu r e an d fix tu re s ..................................
O th e r r e a l e s t a t e .......... .................................................
P re m iu m s p a id ............... ................................................

2,500 00

2,600 00

2,451 60

2,610 35

D ue fro m b a n k s in re s e r v e c itie s ................................

158,068 31

159,944 43

143,225 40

174,538 65

D ue fro m o th e r b a n k s a n d b a n k e r s .................. ......

2,445 00

895 57

1,604 77

3,168 76

760 59

170 45

232 58

262 20

278 61

16,750 00

20,337 50

11,900 00

12,845 00

510 00

E x c h a n g e s fo r c le a rin g h o u s e ...................................
C h e c k s a n d c a s h i t e m s .................................................
N ic k e ls a n d c e n t s .....................................................
G old c o in ..............................................................

3,651 52

S ilv e r c o in .................. .......................................................

2,142 90

2,907 40

2,891 10

1,092 10

U. S. a n d N a tio n a l b a n k n o te s ..................................

9,842 00

15,369 00

8,951 00

14,415 00

$503,318 17

$538,967 15

$519,106 25

$547,206 34

C a p ita l s to c k p a id in ...................................................... .

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d ................ .......................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, i n te r e s t
a n d ta x e s p a id .................... .............................. ............

9,000 00

9,000 00

10,000 00

10,000 00

9,085 41

14,329 95

9,309 73

12,933 99

C o m m e rc ia l d e p o sits s u b je c t to c h e c k . .. .............

125,175 94

113,245 60

82,673 19

98,758 87

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.........

17,961 33

28,475 01

24,833 13

20,084 19

292,095 49

323,916 59

342,290 20

355,429 29

$503,318 17

$538,967 15

$519,106 25

$547,206 34

T o t a l s .............................. ............................ ...............

L iab ilitie s.

D iv id en d s u n p a id ................. .............................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o s its ..............................................................
S a v in g s c e r tif ic a te s o f d e p o s it...................................
C e rtifie d c h e c k s ............................. ..................................
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s a n d b a n k e r s .................................. .........
N o te s a n d b ills re d is c o u n te d .................................. .
Bills p a y a b le .......................................................................
T o t a l s ______________________ ____ _______ ___


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Federal Reserve Bank of St. Louis

120

STA TE

BA N K IN G

D EPA R T M E N T

No. 198.
G. W. JO N ES EX CH A NG E BANK, MARCELLUS.
O rg an ized J u ly 15, 1897.
C. S. J ones ,

P r e s id e n t;

F. S. J ones ,

V i c e P r e s i d e n t ; H.
C a s h ie r .

B. J ones ,

C a s h ie r;

G. R. Clemens,

A s s is ta n t

D ir e c t o r s .—C. S. J o n e s , F . S. J o n e s , Lizzie J o n e s , C. H. H ud so n , G. W. K roll.
---------------------------------------------- --------R e so u rc e s.

L o a n s a n d d is c o u n ts ...........

R ep o rt of
F e b . 18.

R ep o rt of
M ay 5.

R e p o rt of
S e p t. 20.

R e p o rt of
D ec. 1.

$35,279 82

$69,797 88

$64,8 i f 49

$63,680 34

26,240 32

24,617 17

29,996 66

35,276 82

O v e rd ra fts ........................

1,001 41

745 04

lr534 26

4,076 19

B an k in g h o u se __.................

5,000 00

5,000 00

4,500 00

4,500 00

F u r n itu r e an d fix tu re s .

1,200 00

1,200 00

1,200 00

1,200 00

9,091 62

14,896 59

122 75

28 00

S to c k s , b o n d s a n d m o rtg a g e s

O th e r r e a l e s t a t e _____
P re m iu m s p a i d ...................
D ue fro m b a n k s in r e s e r v e c itie s
D ue fro m o th e r b a n k s an d b a n k e rs

335 50

305 00

39,885 59

25,261 54

469 98

E x c h a n g e s fo r c le a rin g h o u s e ___
C h e c k s a n d c a s h ite m s ..
N ic k e ls a n d c e n ts .........
G old c o in ..................

666 86

2 50

86 08

74 47

17 95

23 20

3,272 50

3,105 00

3,080 00

3,035 00

S ilv e r c o in ........ ..............

1,435 00

550 25

620 00

442 05

U. S. a n d N a tio n a l b a n k n o te s ___

5,498 00

4,762 00

4,965 00

3,936 00

$120,371 06

$135,420 85

$119,945 73

$131,094 19

$40,000 00

$40,000 00

$40,000 00

$40,000 00

278 66

1,244 59

305 10

2,046 69

T o t a l s ............................

L iab ilitie s.
C a p ita l s to c k p a id in .......
S u rp lu s fu n d ...................
U n d iv id e d p rofits, less c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id _____
D iv id en d s u n p a id ___
C o m m e rc ia l d e p o sits s u b je c t to c h e c k

32,554 54

35,636 56

27,472 40

26,389 98

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit

23,677 41

29,811 01

26,991 53

39,940 59

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it

23,860 45

28,728 69

24,976 70

22,516 93

$120,371 06

$135,420 85

$119,945 73

$131,094 19

S a v in g s d e p o s its .......................
S a v in g s c e r tif ic a te s o f d e p o sit . .
C e rtifie d c h e c k s _______
C a s h ie r's c h e c k s o u ts ta n d in g
D ue to b a n k s an d b a n k e r s ____
N o te s an d bills re d is c o u n te d
Bills p a y a b le ...........................
T o t a l s ................. .......


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Federal Reserve Bank of St. Louis

STA T E

BANKS

OF

121

MICHIGAN

No. 22.
* FA R M E R S’ BANK, MASON.
O rg an ized J u n e 7, 1886.
M. D. Chatterton ,

P r e s id e n t;

L. C. W ebb,

V ic e P r e s id e n t ;
A s s i s t a n t C a s h ie r .

A. J, H all ,

C a s h ie r ;

R. C. Dart ,

Directors .—H a r p e r R eed , G e o rg e W . B ristol, L e w is C. W eb b , M ason D. C h a tte r to n , J. K. E lm er,
L. E. Spafford, E. A. B arn es, A. J. H all, R C. D a rt.
R ep o rt of
F e b . 18.

R e so u rc e s.

L o a n s a n d d is c o u n ts ..................................

R e p o r t of
M ay 5.

R e p o rt of
S e p t. 20

R e p o r t of
D ec. 1.

$71,870 37

$75,954 27

$71,522 35

$52,622 24

S to c k s , b o n d s an d m o rtg a g e s .....................................

25,474 15

24,313 38

33,082 17

43,763 77

O v e r d r a f ts ...........................................................................

490 65

417 09

467 36

483 36

4,500 00

4,500 00

4,500 00

4,500 00

B an k in g h o u s e - ................ .............. ...............................
F u r n itu re an d fix tu re s .................................. .................

1,450 00

1,450 00

1,450 00

1,450 00

O th e r re a l e s t a t e .........................................................

6,937 00

6,937 00

6,937 00

6,937 00

42,315 60

31,365 27

20,761 10

30,856 15

C h ec k s a n d c a s h ite m s ................. ..............

604 96

736 81

645 70

2,098 80

N ic k e ls a n d c e n t s .................................................... .......

1 $ 75

74 49

51 86

50 46

3,000 00

2,785 00

1,800 00

2,290 00

D ue fro m b a n k s in re s e r v e c itie s ........... ...................
D ue fro m o th e r b a n k s a n d b a n k e r s . ........................
E x c h a n g e s fo r c le a rin g h o u s e ............................ . . . .

G old c o in ...........................................

.......................

S ilv e r c o i n . . . ................... ................................................

1,040 25

419 25

1,351 60

1,586 80

H . S. a n d N a tio n a l b a n k n o te s ...................................

3,500 00

4,510 00

2,045 00

1,677 00

$161,342 73

$153,462 56

$144,614 14

$148,315 58

$50,000 00

$50,000 00

$50,000 00

$50,000 00

7,000 00

7,000 00

5,500 00

5,500 00

4,094 66

4,496 25

3,011 84

4,367 08

C o m m e rc ial d e p o sits s u b je c t to c h e c k ...................

46,906 08

35,382 95

34,253 01

39,110 28

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

53,341 99

56,583 36

51,849 29

49,338 22

$153,462 56

$144,614 14

$148,315 58

T o t a l s ................................................................

L iab ilitie s.
C a p ita l s to c k p a id in .............. .....................................
S u rp lu s f u n d . . . _________ _____________ ________
U n d iv id e d p ro fits, le s s c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a i d ..........................................................
D iv id en d s u n p a id ............................................................. .

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............

*

S a v in g s d e p o s its ..........................................................
S a v in g s c e r tif ic a te s o f d e p o s it.................................
C e rtifie d c h e c k s ................................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..................... ...............
D ue to b a n k s a n d b a n k e r s .............................................
N o te s a n d bills r e d is c o u n te d ..................... ...............

Bills p a y a b le .......................................................................
T o t a l s ....................................................................

16


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$161,342 73

122

STA TE

BA N K IN G

D EPA RTM EN T

No. 107.
F IR S T STA TE AND SAVINGS BANK, MASON.
O rg a n iz ed O c to b e r 27, 1890.
O. W. Halstead,

P r e s id e n t;

L. C. W ebb ,

V i c e P r e s i d e n t ; F.
A s s i s t a n t C a s h ie r .

E. D ensmore ,

C a s h ie r ;

D. P. W hitmore ;.

DiRECTORa—L . C. W eb b , O. W. H a ls te a d , C h arle s J. R ay n o r, F. E. D en sm o re, C. E. E a to n .
R e so u rc e s.

R e p o rt o f
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ..............................

$45,916 00

$46,811 96

$54,793 99

$74,130 34

S to c k s , b o n d s a n d m o rtg a g e s ............

23,095 00

17,095 00

22,080 00

19,880 00'

O v e r d r a f ts .................................................

67 14

26 12

55 59

80 45

B an k in g h o u s e .........................................

1,600 00

1,600 00

1,600 00

1,600 00

F u r n itu r e a n d f ix tu r e s .........................

1,400 00

1,400 00

1,400 00

1,400 00'

O th e r r e a l e s t a t e ........

3,032 40

2,225 00

2,370 00

2,345 00'

14,603 01

38,818 04

2,043 91

4,056 46

3,226 75

10,503 93

22 43

315 38;

253 16

.....................

D ue fro m b a n k s in re s e r v e c itie s
D u e fro m o th e r b a n k s a n d b a n k e r s
E x c h a n g e s fo r c le a rin g h o u s e ..........
C h e c k s a n d c a s h ite m s ............. ...........

55 08

259 05

75 13

N ic k e ls a n d c e n t s ..................................

88 20

5 89

15 47

29 06

G old c o in ............. ....* ..............................

5,710 00

4,720 00

5,285 00

5,200 00

S ilv e r c o in .................................................

371 70

169 05

1,232 15

816 65

U. S. a n d N a tio n a l b a n k n o te s .........

1,325 00

2,665 00

4,940 00

2,574 00

$100,490 28

$126,299 04

5,913 67

$112,680 50

$25,000 00

$25,000 00

$25,000 00

$25,000 00'

6,000 00

6,000 00

6,000 00

6,000 00

2,059 70

2,625 44

1,830 30

2,783 85’

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........

25,702 55

53,559 61

26,562 52

31,760 60'

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

41,728 03

39,113 99

36,520 85

37,136 OS-

T o ta ls .

L iab ilities.
C a p ita l s to c k p a id in ...................
S u rp lu s fu n d ..................................................................___
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a id ..........................................................
D iv id en d s u n p a id ........................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it___
S a v in g s d e p o s its ........................................................
S a v in g s c e r tif ic a te s o f d e p o s it..........................
C e rtifie d c h e c k s ........................................................
C a s h ie r's c h e c k s o u ts ta n d in g ..............................
D ue to b a n k s an d b a n k e r s ......................................
N o te s a n d bills re d is c o u n te d ................................

10,000 00

B ills p a y a b le ..............................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$100,490 28

$126,299 04

5,913 67

$112,680 50

STA TE

BANKS

OF

12 3

MICHIGAN

No. 168.
F IR ST STA TE BANK OF MENDON, MENDON.
O rg an ized F e b r u a r y 14, 1894.

J ohn G. S c h urtz ,

P r e s id e n t;

W m. B eard ,

V ic e P r e s i d e n t
A s s is t a n t C a s h ie r.

; F rank

W olf ,

C a s h ie r;

Wm. F rankish ,

Directors .—J o h n G. S c h u rtz , W illiam B e a rd , F r a n k W o lf, W . L. T hom s, J o s ia h W olf.
R ep o rt of
F e b . 18.

R eso u rc e s.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts ________ ___________________

$52,449 72

$49,366 21

$53,078 23

$53,651 09

S to c k s , b o n d s a n d m o r t g a g e s .....................................

12,206 00

15,545 00

25,475 00

27,475 00

O v e rd ra fts ................ ..........................................................

36

38,724 60

11,920 54

10,642 09

B an k in g h o u se.. ..............................

.......................

F u r n itu re a n d fix tu re s ...................................................
O th e r r e a l e s t a t e ..............................................................
C u rre n t e x p e n s e s, in te r e s t a n d ta x e s p a id _____

939 13

D ue fro m b a n k s in r e s e r v e c itie s ...............................

25,834 38

D ue fro m o th e r b a n k s an d b a n k e r s ....

.............

E x c h a n g e s fo r c le a rin g h o u s e ........................ _...........
C h e c k s a n d c a s h ite m s .................................................
N ic k e ls a n d c e n ts ___________________ __________

196 79

148 81

162 51

79 38

G old c o i n . ________________________ __________

3,655 00

2,780 00

4,447 50

3,735 00

S ilv e r c o i n ......................................... __............................

1,463 25

409 75

1,292 00

1,818 75

U. S. an d N a tio n a l b a n k n o te s ............................. .....

5,653 00

5,721 00

4,460 00

3,067 00

$102,397 63

$112,695 37

$100,835 78

$100,468 31

C a p ita l s to c k p a id in ___ ______ _________________

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s fu n d
.
______ _ ................. .........
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ............................................................

3.500 00

3,500 00

3,500 00

3,500 00

*812 16

215 53

1,552 21

2,204 52

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ............. .....

14,358 25

23,078 53

14,909 29

15,253 27

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

13,589 95

16,934 79

15,478 60

16,670 95

T o ta ls

.....................................................................

L iab ilitie s.

D iv id en d s u n p a id

........................................................

Timpi n n m m e ro ia l c e r tif ic a te s o f d e p o s it.

___

S a v in g s d e p o s its ..................... _........................................

2,106 70

1,795 62

510 12

683 19

S a v in g s c e r tif ic a te s o f d e p o s it...................................

53,030 57

52,170 90

49,885 56

47,156 38

C ertifie d c h e c k s

_

__ __ ____________

C a s h ie r’s c h e c k s o u ts ta n d in g _________________
1

D ue to h a n k s an d b a n k e rs
N o te s an d bills r e d is c o u n te d ........... ............... ...........
Rills p a y a b le
T o t a l s ................. ...................................................... .
*G ross u n d iv id e d p ro fits


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$102,397 63

$112,695 37

$100,835 78

$100,468 31

12 4

STA TE

BANKING

D EPA RTM EN T

No. 113.
STA TE BA N K OP MIDDLE V IL L E , MIDDLE VILLE.
O rg a n iz ed F e b ru a ry 17, 1891.

R. E. Combs, 'P r e s i d e n t ; Min e r S. K eeler ,

V ic e P r e s id e n t;

W. E. K eeler ,

C a s h ie r.

Directors .—R. E. C om bs, W. E. K e e le r, K ittie K e e le r, M. S. K e e le r. G e rtie S. K e e le r.
R ep o rt of
F e b . 18.

R e so u rc e s.

D o a n s an d d is c d u n ts ....................

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.
«

R e p o r t of
D ec. 1.

$47,197 69

$58,685 92

$49,360 05

$52,679 78

16,297 08

18,656 02

24,461 09

30,341 17

2 43

30 78

63 96

38 93

B an k in g b o u s e .............................

2.500 00

2.500 00

2.500 00

2.500 00

F u r n itu r e an d fix tu re s ............... __.............

2.500 00

2.500 00

2.500 00

2.500 00

D ue fro m b a n k s in re s e r v e c itie s ..............................

40,006 17

30,154 18

27,842 28

29,815 68

D ue fro m o th e r b a n k s a n d b a n k e r s .........................

51 94

235 89

170 96

428 00

425 53

752 98

1,751 48

1,115 87

65 60

45 05

68 41

17 15

1,915 00

2,160 00

2.205 Off

115 00

S to c k s , b o n d s a n d m o rtg a g e s ....................................
O v e r d r a f ts ....................................................

O th e r r e a l e s t a t e ..................................

E x c h a n g e s fo r c le a rin g h o u s e . . . ............................
C h ec k s a n d c a s h i t e m s .. .......................
N ic k e ls an d c e n t s ...... ................
G old c o in ............. .......................
S ilv e r c o in ________________ __________

1,016 35

1,069 75

838 00

934 05

U . S. an d N a tio n a l b a n k n o te s ............

4,433 00

3,810 00

4,747 00

4,000 00

$116,410 79

$120,600 57

$116,508 23

$124,485 63

$25,000 00

$25,000 00

$25,000 00

$25,000 00

2,200 00

2,200 00

2,200 00

2,200 00

959 31

1,334 61

699 16

1,537 93

T o t a l s ..............................

L iab ilitie s.
C a p ita l s to c k p a id i n __________
S u rp lu s fu n d ...... ........................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, i n te r e s t
an d ta x e s p a id ............... ...........
D iv id en d s u n p a id ........... ..............
C o m m e rc ia l d e p o sits s u b je c t to c h e c k

23,083 29

28,047 46

21,728 31

21,687 42

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it ...

65,168 19

64,018 50

66,880 76

74,060 28

$116,410 79

$120,600 57

$116.508 23

$124.485 63

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o s it s ..................... ..........................
S a v in g s c e r tif ic a te s o f d e p o s it............. ...................
C e rtifie d c h e c k s ........ .............
C a s h ie r’s♦ c h e c k s o u ts ta n d in g ...........................
D ue to b a n k s a n d b a n k e r s ..........
N o te s a n d bills r e d is c o u n te d ____

.

B ills p a y a b le __________ ____ ________ _
T o t a l s ........................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

12 5

M ICHIGAN

No. 97.
MIDLAND COUNTY SAVINGS BANK, MIDLAND.
O rg an ized S e p te m b e r 10, 1886.

S tewart B. Gordon ,

P r e s id e n t;

Max A nderson ,

V ic e P r e s id e n t;

D. W. Chase ,

T rea su rer.

Directors .—M ax A n d e rso n , W illiam P a tric k , Geo. R o ck w ell, M ilton P. A n d e rso n , C h a rle s B row n,
S te w a r t B. G ordon.
R e p o rt o f
F e b . 18.

R eso u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20,

R epoi t of
D ec. 1.

L o a n s an d d is c o u n ts ............... ... .................. ...... .........

$46,527 66

$47,800 72

$52,043 69

$61,165 28

________ _____

10,978 94

13,305 88

21,350 96

21,210 10

O v e r d r a f ts .......... ................................... __........ ..........

503 15

704 89

186 33

629 46

S to c k s , b o n d s a n d m o rtg a g e s

B an k in g h o u se

.......... ...... ..................

F u r n itu r e an d f i x t u r e s ..................................... - ..........

882 00

882 00

882 00

882 00

1,009 00

1,164 00

l,16l 00

808 44

1,679 26

4,553 40

1,433 97

5,707 92

7,567 53
272 12

O th e r r e a l e s t a t e __
C u rre n t e x p en se s, in te r e s t a n d ta x e s p a i d __
D ue fro m b a n k s in r e s e r v e c itie s ................... ..........
Due fro m o th e r b a n k s an d b a n k e r s ..........................
E x c h a n g e s fo r c le a rin g h o u se
C h ec k s an d c a s h i te m s ............. ............. ...............
N ic k e ls a n d c e n ts ...................... _............................ G old c o in ..................................................... ...................

10 00

1,515 00

20 00

1,606 59

785 66

238 37

929 07

1,353 95

888 87

28 70

63 30

123 00

93 71

2,575 00

2,500 00

3,945 00

3,930 00

762 92

_ ............... ...........

99 20

304 50

860 80

639 70

U. S. a n d N a tio n a l b a n k n o te s ................................

1,843 00

1,752 00

6,158 00

2,311 00

T o t a l s ................... ...........................................

$70,536 71

$73,410 87

$94,377 38

$102,307 08

......................

$25,000 00

$25,000 00

$25,000 00

$25,000 OO

S u rp lu s fu n d ................. ...... ....................... ................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ...................................... ..................

3,150 00

3,150 00

2.250 00

2,250 00

455 27

318 87

*616 01

*1,328 15

12,471 87

12,271 49

21,051 88

22,514 85

10,017 55

11,826 08
6,077 40

5.807 40

S a v in g s d e p o s its ...............................................................

13,477 02

14,767 03

13,761 48

16,942 32

S a v in g s c e r tif ic a te s o f d e p o s i t . ..............................

5,965 00

6,077 40

25,620 61

28,464 36

$70,536 71

$73,410 87

$94,377 38

$102,307 08

S ilv e r c o in .- ............................ .

L iab ilities.
C a p ita l s to c k p a id in .................

D ividends u n p a id

__

______________

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ............... .

Time eommereial eertifieates o f d e p o sit

Certified eheeks
Cashier’s eheeks outstanding
Due to hanks and bankers
ISTofes and hills rediseounted
Bills payable
T o t a l s .........

________
............................ -....................

* G ross u n d iv id e d profits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

126

STA TE

BA NKING

D EPA RTM EN T

No. 13.
STA TE BANK OF MIDLAND, MIDLAND.
O rg an ized S e p te m b e r 1, 1882.
M. P. A nderson ,

Ma x . A nderson , V i c e P r e s i d e n t ; C. B row n , S e c o n d
F. E. B arbo ur , C a s h i e r ; J. H. A nderson , A s s i s t a n t C a s h i e r .

P r e s id e n t;

V ic e P r e s id e n t ,

Directors . —W . P a tr ic k , M ax. A n d e rso n , C h a rle s B ro w n , M. P. A n d e rso n , J. H. A n d e rso n .
R e s o u rc e s.

L o a n s an d d is c o u n ts .....................................................

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

$37,643 38

$43,596 71

S to c k s , bon d s a n d m o r t g a g e s .....................................

37,727 65

35,067 28

O v e rd ra fts ....... ..................... ..............................................

207 83

1,629 68

» R ep o rt o f

R e p o r t of

B an k in g h o u s e ...................................................................
F u r n itu re an d fix tu re s .....................................................

1,558 66

1,558 66

O th e r r e a l e s t a t e ..............................................................

12,372 38

9,384 47

D ue fro m b a n k s in r e s e r v e c itie s ................................

1,682 31

2,181 21

D ue fro m o th e r b a n k s a n d b a n k e r s ...................... .

1,038 12

350 54

E x c h a n g e s fo r c le a rin g h o u s e .....................................

1,032 18

2,020 33

C h e c k s an d c a s h i t e m s .............................. ...............

596 96

1,894 77

N ic k e ls a n d c e n t s ..............................................................

128 72

166 10

G o ld c o in .............................................................. ...............

1,920 00

2,115 00

S ilv e r c o in ....... ................... ................................................

373 25

188 95

U. S. a n d N a tio n a l b a n k n o te s ....................................

1,486 00

3,355 00

T o t a l s .............................................................................

$97,767 44

$103,508 70

C a p ita l s to c k p a id i n ....................................... ............

$50,000 00

$50,000 00

S u rp lu s fu n d ... .............................. ................................ .
IT ndivided p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ...............................................................

5,000 00

5,000 00

446 59

297 83

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............

19,896 45

25,403 43

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s i t ........

17,354 40

17,669 32

5,070 00

4,500 00

,767 41

$103.508 70

L iab ilitie s.

D ividends u n p a id ...............................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it ..........
S a v in g s d e p o s i t s . .. ..........................................................
S a v in g s c e r tif ic a te s o f d e p o s it..................................
C e rtifie d c h e c k s .........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
D ue to b a n k s a n d b a n k e r s ........................................
N o te s an d bills r e d is c o u n te d .....................................

638 12

Bills p a y a b le .......................................................................
#
T o ta ls .
» V o lu n ta ry liq u id a tio n A u g u st 4, 1808.


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Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

127

MICHIGAN

No. 77.
FA R M ERS AND M ERCHANTS’ BANK OF MILAN, M ILAN.
O rg an ized D e c e m b e r 31, 1889.
W . T. W hit marsh ,

P r e s id e n t;

C. H . W ilson ,

V ic e P r e s id e n t ;

T. W . Barnes ,

C a s h ie r .

Directors .—W . H. W h itm a rs h , C. H . W ilson, M ell B a rn e s, T. W . B arnes, O. A. K e lle y .
R e p o rt of
F e b . 18.

R eso u rc e s.

R e p o r t of
S e p t. 20.

R e p o rt of
D ec. 1.

$59,857 43

$60,743 13

$64,973 90

$62,428 49

............................

17,164 00

20,093 00

28,890 70

27,740 70

_____ ______ ______________

3,639 37

1,830 47

1,883 54

3,823 98

_ __________ ___ __ __

2,100 00

2,100 00

2,100 00

2,100 00

_______ ______ ____________

5,981 39

5,981 39

5,025 40

5,025 40

10,106 99

15,991 36

7,160 74

10,346 30

7,763 37

8,101 21

5,627 05

7,006 46

_____________

84 43

364 19

261 47

716 90

__________ ________________

61 90

52 54

5 37

35 89

_ ____________________________

2,530 00

1,975 00

2,595 00

2,322 50

L o a n s and d is c o u n ts __________________________
S to c k s b o n d s and m o rtg a g e s
O v e r d r a f ts

F u r n itu re and fix tu re s
tO fber re a l e s t a t e

P u e fro m "hanks in re s e r v e c itie s

______________

D ue fro m o th e r b a n k s a n d b a n k e rs

•Checks and c ash ite m s
N ic k e ls and c e n ts
C o ld coin

R e p o r t of
M ay 5.

__

__________

_ ___ _________________________

1,214 75

366 85

484 20

1,154 55

C S and N a tio n a l b a n k n o te s _________________

2,311 00

3,160 00

2,588 00

973 00

$112,814 63

$120,759 14

$121,595 37

$123,674 17

$25,000 00

$25,000 00

$25,000 00

$25,000 00

5,000 00

5,000 00

5,000 00

5,000 00

1,155 67

1,464 32

813 50

1,095 72

.S ilv e r coin

T o ta ls

_ _____________ _____________

L iab ilitie s.
C a p ita l s to c k p a id in _________________________
S u rp lu s fund
_____________________________
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
and ta x e s p a id
__________________ _______

15 00

25 00
C o m m e rc ia l d e p o sits s u b je c t to c h e c k _________

20,310 47

17,822 87

22,284 32

18,254 34

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

55,905 25

64,950 54

63,826 08

68,582 45

5,418 24

6,521 41

4,531 54

4,877 09

124 93

864 57

$121,595 37

$123,674 17

S a v in g s d e p o sits

__ ______________________

D ue to b a n k s a n d h a n k e rs

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

-- ______________________

$112,814 63

$120,759 14

128

STA TE

BA NKING

D EPA RTM EN T

No. 202.

W A K E FIE L D STATU BANK, MORENCI.
O rg an ized J a n u a r y 10, 1898.

C. C. W akefield ,

P r e s id e n t;

F rank E. Cawley , V i c e P r e s i d e n t ; C. A. W ilson ,
W akefield , A s s i s t a n t C a s h i e r .

C a s h ie r ;

Chas. E.

Directors .—C. C. W ak e field , J. O. W ak e field , C has. E. W ak e field , F. E. C aw ley , C. A. W ilson.
R e s o u rc e s.

L o a n s an d d is c o u n ts ........................................................

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$142,638 18

$141,445 35

$132,737 59

$132,909 84

69,083 80

64,806 50

63,854 50

63,704 50

O v e rd ra fts .........................................................

117 70

73 30

305 46

107 78

B an k in g h o u s e .................... .............................

5.000 00

5.000 00

5.000 00

5.000 00

F u r n itu r e a n d fix tu re s .............................. .................

2.000 00

2.000 00

2.000 00

2.000 00

15,578 27

25,466 39

28,319 24

26,695 72

1,774 93

380 91

13,014 55

355 59

1,767 29

589 74

88 86

44 51

97 15

14 72

2,127 50

2,115 00

3,055 00

3,205 00

S to c k s , bon d s an d m o rtg a g e s ...................................

O th e r r e a l e s t a t e . . . ......................................................
D ue fro m b a n k s in r e s e r v e c itie s .............................
D ue fro m o th e r b a n k s a n d b a n k e r s ..................
E x c h a n g e s fo r c le a rin g h o u s e ...................................
C h e c k s a n d c a s h ite m s ......................................... .........
N ic k e ls an d c e n t s _________ ____________
G old c o in .......................................................
S ilv e r c o in ................... ..............................................
U. S. a n d N a tio n a l b a n k n o te s ........... ....................
T o t a l s .............................................

510 50

978 60

1,024 25

1.650 95

11,124 00

8,286 00

6,887 00

6,545 00

$263,058 29

$250,952 15

$245,047 48

$242,423 25

$30,000 00

$30,000 00

$30,000 00

$30,000 00

10,000 00

10,000 00

10,500 00'

10,500 00

1,730 67

4.715 08

1,703 99

934 11

L iab ilitie s.
C a p ita l s to c k p a id i n . ................. .............................
S u rp lu s f u n d ______ ______ __________
U n d iv id ed p rofits, less c u r r e n t e x p en se s, in te r e s t
an d ta x e s p a id _________ ________ . . .
D ividends u n p a id .......................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .................

28,125 15

30,351 86

31,771 36

28,727 54

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

187,193 32

160,418 02

98,356 66

67,970 65

6,009 15

15,467 19

72,715 47

104,290 95

$263,058 29

$250,952 15

$245,047 48

$242,423 25

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t ______
S a v in g s d e p o s its ............... .................................
S a v in g s c e r tif ic a te s o f d e p o s it...........
C ertifie d c h e c k s ............................
C a s h ie r's c h e c k s o u ts ta n d in g ......... .........
D ue to b a n k s a n d b a n k e rs ...........
N o te s an d bills re d is c o u n te d __________
B ills p a y a b le ...... ..........................................
T o t a l s . . ..............................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BA N K S

OF

129

M ICHIGAN

No. 51.
MOUNT CLEMENS SAVINGS BANK, MOUNT CLEMENS.
O rg an ized M ay 30, 1877.

Ol iv e r Chapaton ,

P r e s id e n t;

F. G. K e n dr ic k ,

V ic e P r e s id e n t;

George A. S k in n e r ,

C a sh ie r.

Directors .—A. G re n ie r, F. G. K e n d ric k , O liv er C h a p a to n , J o h n R oskopp, W illia m C o ttre ll, T.
L u n g e rs h a u se n , J o h n T. N u rm e le y , J o h n J . S h e rm a n .

R e so u rc e s.

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ee. 1.

L o a n s an d d is c o u n ts ............................ .

$358,878 91

$358,003 84

$396,558 60

$393,722 82

S to c k s , b o n d s an d m o rtg a g e s ...........

259,572 08

314,047 08

329,160 88

334,840 88

O v e rd ra fts ................................................ .

521 77

B an k in g h o u s e .........................................

17,509 75

1,938 53
20,711 55

F u r n itu re a n d fix tu re s ..........................

3,400

O th e r r e a l e s t a t e . ..................................

7,945 80

7,945 80

D ue fro m b a n k s in r e s e r v e c itie s __

100,481 22

108,335 24

D ue fro m o th e r b a n k s a n d b a n k e rs.

141 00

42 12

00

3,400

00

145 84

990 94

21,000 00

21,000 00

3,400 00

3,400 00

132,389 41

131,947 44

865 64

E x c h a n g e s fo r c le a rin g h o u s e ...........
C h e c k s a n d c a s h ite m s ........................

7,472 19

158 24

1,271 03

N ic k e ls a n d c e n t s ...................................

145 25

34 72

157 89

147 66-

G old c o in ....................................................

20,177 50

20,245 00

22,412 50

22,060 0(>

S ilv e r c o in .............................. _................
U . S. an d N a tio n a l b a n k n o te s .........

2,704 50

1,616 50

2,965 75

6,228 00

16,263 00

12,679 00

12,527 00

$795,212 97

$849,157 62

$921,988 90

$927,087 38

C a p ita l s to c k p a id in ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ............................................................

10,000 00

10,000 00

10,000 00

10,000 00

72,360 49

76,994 46

82,233 67

79,306 85.

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

71,218 25

79,108 92

108,671 40

101,088 77

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

4,529 39

4,306 99

4,006 99

4,006 99

T o ta ls

11,884 00«

L iab ilitie s.

D iv id en d s u n p a id ...............................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............
S a v in g s d e p o s its ..............................

377,879 26

403,027 74

439,514 16

464,766 15

S a v in g s c e r tif ic a te s o f d e p o sit.

206,776 76

224,981 38

227,462 68

217,618 62

C a s h ie r’s c h e c k s o u ts ta n d in g ...

2,413 80

738 13

100 00

300 00

D u e to b a n k s a n d b a n k e r s ...........

35 02

$849,157 62

$921,988 90

$927,087 38

C e rtifie d c h e c k s ..............................

N o te s an d bills re d is c o u n te d ___
Bills p a y a b le ......................................
T o t a l s ....................................

17


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$795,212 97

13 0

STA TE

BA NKING

D EPA RTM EN T

No. 158.
U L LR IC H SAVINGS BANK, MOUNT CLEM ENS.
O rg an ized M ay 12, 1893.

•Ernst J Olde,

P r e s id e n t;

W m. D. W ilson , V i c e P r e s i d e n t ; R. C. U llrich ,
P aul J . U llrich , C a s h i e r .

Second

V ic e P r e s i d e n t ;

Directors .—P a u l J . U llrich , A. M artin K e e le r, W illiam D. W ilson, E r n s t J. O lde, O sc a r C. L u n g e rh a u se n , R e u b e n C. U llrich , J o h n P rie h s , F r a n k E. N ellis, F r a n c is P . U llrich.

R e so u rc e s.

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s an d d is c o u n ts ............... ..............

$262,883 42

8267,684 41

$254,136 86

$243,996 85

S to c k s , b o n d s a n d m o rtg a g e s ...........

112,856 58

118,618 53

121,163 53

134,446 34

O v e r d r a f ts .................................................

1,041 12

1,032 39

1,421 11

3,715 47

B an k in g h o u s e ..........................................

8,000 00

8,000 00

8,000 00

8,000 00

F u r n itu r e a n d f ix t u r e s ..........................

2,000 00

2,000 00

2,000 00

2,000 00

D ue fro m b a n k s in r e s e r v e c itie s ----

49,900 81

27,356 89

32,857 42

39,969 28

D ue fro m o th e r b a n k s a n d b a n k e rs .

8,000 00

6,400 00

4,000 00

4,000 00

C h e c k s a n d c a s h ite m s .........................

3,575 99

1,914 45

953 47

980 99

N ic k e ls a n d c e n t s ....................................

516 85

289 02

189 86

150 72

G old c o in .....................................................

14,487 50

15,752 50

17,010 00

16,895 00

S ilv e r c o in .................................................

2,535 00

1,622 45

878 90

2,230 00

U. S. an d N a tio n a l b a n k n o te s -------

6,623 00

7,668 00

5,409 00

9,658 00

$472,420 27

$458,338 64

$448,020 15

$466,042 65

$ 100,000 00

$100,000 00

$ 100,000 00

$ 100,000 00

20,000 00

20,000 00

20,000 00

20,000 00

4,852 99

8,076 49

5,828 88

9,558 83

O th e r r e a l e s t a t e ....................................

E x c h a n g e s fo r c le a rin g h o u s e _____

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id in ........... .......
S u r p lu s fu n d .......................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ............................................................

40 00

D iv id e n d s u n p a id ........................................................

40 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........

73,035 74

68,573 34

65,669 38

48,204 79

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

3,686 68

6,782 52

2,444 32

3,970 70

S a v in g s d e p o s its ........................................................

138,962 33

158,537 56

163,526 56

163,748 33

S a v in g s c e r tif ic a te s o f d e p o s it..........................

131,842 53

95,768 73

90,511 01

120,560 00

$448,020 15

$466,042 65

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

C e rtifie d c h e c k s ........................................................

100 00

C a s h ie r's c h e c k s o u ts ta n d in g ..............................

500 00

D u e to b a n k s a n d b a n k e r s .....................................
N o te s a n d bills r e d is c o u n te d .............................. .
B ills p a y a b l e ............................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$472,420 27

$458,338 64

STA TE

BANKS

OF

13 1

M ICHIGAN

No. 170.
EXCHANGE SAVINGS B A N K , MOUNT PLE A SA N T .
O rg an ized M ay 1, 1894.
J

o h n

K

D

ir e c t o r s

in n e y

, P r e s id e n t;

.— D.

L. N.

S m i t h , V i c e P r e s i d e n t ; G e o r g e A. D
C . D u s e n b u r y , A s s i s t a n t C a s h ie r.

u se n b u r y

, C a s h ie r ; W

il l ia m

H . N e lso n , G e o rg e A . D u sen b u ry , L e v i N . S m ith , J o h n K in n e y , C h a rle s M. B rooks,
W illiam C. D u sen b u ry , O sc a r F. S heldon.
R ep o rt of
F e b . 18.

R e s o u rc e s.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts .......................................................

$80,583 97

$81,554 91

$83,171 48

$82,125 60

S to c k s , b o n d s an d m o rtg a g e s .....................................

7,215 41

8,118 86

9,627 71

9,705 77

177 13

1,335 99

344 60

284 17

[Banking h o u s e ..................................................................

6,503 85

6,503 85

6,503 85

6,503 85

F u r n itu r e a n d fix tu re s _____ ________ ________ ___

1,808 77

1,808 77

1,809 59

1,815 84

D u e fro m b a n k s in r e s e r v e c itie s ..............................

24,301 06

19,731 93

16,130 19

23,874 42

D ue fro m o th e r b a n k s a n d b a n k e r s ..........................

91 50

156 45

15 00

............... _..............

192 60

520 05

117 95

196 95

■Checks a n d c a s h i t e m s .................................................

427 70

546 92

493 67

500 94

■ O v e rd rafts................................................................

O th e r r e a l e s t a t e ............. ........................................ .......

E x c h a n g e s f o r c le a rin g h o u se

N ic k e ls a n d c e n t s ............................................................
■Gold c o in ................... ..................... ..............
S ilv e r c o in ........................................................................

204 63

158 61

57 62

106 30

3,000 00

3,015 00

1,410 00

2,080 00

705 00

705 00

720 00

775 00

4,442 00

7,677 00

9,403 00

16,674 00

$129,653 62

$131,833 34

$129,804 66

$144,642 84

C a p ita l s to c k p a id i n ......................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d ......................................................................
U n d iv id e d pro fits, less c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id --- . ..................... ......................

5,376 05

5,376 05

5,789 68

5,790 68

732 60

1,008 87

270 03

1,711 56

■Com m ercial d e p o s its s u b je c t to c h e c k .? ..............

44,286 30

42,963 40

44,318 22

51,575 77

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

16,989 00

19,796 14

15,982 85

19,522 20

S a v in g s d e p o s its .............................................................

6,597 50

5,907 80

4,542 78

5,297 38

S a v in g s c e r tif ic a te s o f d e p o s it .................................

5,672 17

6,781 08

8,801 10

10,645 25

100 00

100 00

$129,804 66

$144,642 84

XT. S. a n d N a tio n a l b a n k n o te s ....................................
T o t a l s ................................................. ...........

*

L ia b ilitie s.

D iv id en d s u n p a id ................... .........................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t .............

C e rtifie d c h e c k s ................. .............................................
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s a n d b a n k e r s ............. ..............................
N o te s a n d bills re d is c o u n te d .......................................
B ills p a y a b le ................................ ......................................
T o t a l s .....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$129,653 62

$131,833 34

13 2

STA TE

BA N K IN G

D EPA K TM EN T

No. 189.
M UNISING STA TE BANK, MUNISING.
O rg a n iz ed J u ly 8, 1896.
E. H.
D

T

o w a r

ir e c t o r s

, P r e s id e n t;

. — E.

G

eo

.

L.

B u r t i s , V ic e P r e s id e n t ; C l a
O r c u t t , A s s i s t a n t C a s h ie r .

ud e

W.

Ca se,

C a s h ie r;

F

red

H,

H. T o w a r, G eo. L. B u rtis, C la u d e W . C ase, R o b e r t E. M orrison, H . N . M orris.
R e so u rc e s.

L o a n s an d d is c o u n ts .!.....................................................

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1

$46,613 57

$36,863 93

$37,000 87

$42,064 60'

1,609 00

5,378 36

. 5,066 00

5,217 77

O v e rd ra fts .....................................................................

134 50

147 48

130 28

553 87

B an k in g h o u se ................. ................................

335 93

335 93

335 93

200 00'

F u r n itu re an d fix tu re s ................................................. .

462 91

462 91

468 91

200 00

D ue fro m b a n k s in r e s e r v e c i t i e s ..............................

23,250 72

16,529 81

32,978 65

19,342 10'

D ue fro m o th e r b a n k s an d b a n k e r s ..........................

6,596 93

1,510 92

818 33

587 07

376 84

S to c k s , b o n d s an d m o rtg a g e s .................................. .

O th e r r e a l e s t a t e . . .................................................. .......

E x c h a n g e s fo r c le a rin g h o u s e ....................................
C h e c k s a n d c a s h i t e m s ..... .............................. .............

280 85

4 32

262 43

N ic k e ls an d c e n t s ...................... ......................................

63 19

95 46

78 35

76 49

340 00

467 50

1,065 00

1,205 00

G old c o in ...... .............................................................
S ilv e r c o in ..........................................................................

1,049 15

641 70

783 50

1,031 05

D. S. an d N a tio n a l b a n k n o te s ................ ..................

2,893 00

6,231 00

6,499 00

3,722 00

T o t a l s .................................................... .......................

$83,629 75

$68,669 32

$85,487 25

$74,576 79'

C a p ita l s to c k p a id i n .......................................................

$28,000 00

$28,000 00

$28,000 00

$28,000 00

S u rp lu s f u n d ......................................................
U n d iv id e d profits, le ss c u r r e n t e x p e n se s, in te r ­
e s t a n d ta x e s p a i d ...... ............................................

300 00

300 00

300 00

1,000 00

1,039 84

2,514 79

3,939 62

437 76

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

45,884 51

28,805 83

34,312 05

32,517 99

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s i t ........

1,603 75

1,505 00

10,018 25

1,188 95-

S a v in g s d e p o s its .................................................

2,766 07

2,880 12

6,768 75

7,510 09

S a v in g s c e r tif ic a te s o f d e p o s it..................................

4,023 58

4,663 58

2,148 58

3,666 00

C e rtifie d c h e c k s ................................................................

12 00

$68,669 32

$85,487 25

$74,576 79

L iab ilitie s.

D iv id en d s u n p a id ............................................. ..................

256 00

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............

C a s h ie r’s c h e c k s o u ts ta n d in g ....................................
D ue to b a n k s an d b a n k e r s ..........................................
N o te s a n d bills re d is c o u n te d .......................................
B ills p a y a b le ......................................................................
T o t a l s .................................. ...........................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$83,629 75

STA TE

BANKS

OF

13 3

M ICHIGAN

No. 60.
MUSKEGON SAYINGS BANK, MUSKEGON.
O rg an ized D e c e m b e r 1, 1887.
H.

N. H

o y ey

, P r e s id e n t; J.

F.

Den

slo w

V i c e P r e s i d e n t ; C. C. B i l
H a m m o n d , C a s h ie r.

d in g h u r s t

, S e c o n d V ic e P r e s id e n t ;

F. E.
D ir

e c t o r s

. — C.

*

C. B illin g h u rst, F . E. H am m o n d , P a u l S. Moon, H. N. H o v e y , J. F. D enslow , W illiam
C a r p e n te r , C. L. Thom pson.
R ep o rt of
F e b . 18.

R e s o u rc e s.

L o a n s a n d d is c o u n ts ...................................................
S to c k s , b o n d s a n d m o r tg a g e s ............... .....................
O v e r d r a f ts ...... ............................. ....................................

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

$112,424 07

$124,380 30

$137,945 39

$157,396 98

62,147 28

61,116 28

65,880 85

65,472 70

311 21

565 11

119 10

617 83

B an k in g h o u s e ............................................. ......................
F u r n itu r e a n d fix tu re s . . . .............................................

3,060 13

3,308 63

3,300 00

3,300 00

■Other r e a l e s t a t e ............... ............ .. ............................

16,336 04

16,202 49

16,091 39

14,214 85

D ue fro m b a n k s in r e s e r v e c i t i e s ............. ..............

35,313 14

14,773 69

24,839 67

18,729 07

D ue fro m o th e r b a n k s a n d b a n k e r s .................... .

4,753 75

8,978 75

25,664 82

30,448 72

E x c h a n g e s fo r c le a rin g h o u s e ....................................

948 63

583 26

362 42

278 68

C h e c k s a n d c a s h ite m s ....................................................

436 39

219 21

706 86

398 99

N ic k e ls a n d c e n ts ............... ...........................................

267 78

186 42

104 37

257 45

G old c o in .......................... .............. .....................................

3,810 00

5,015 00

3,890 00

2,615 00

S ilv e r c o in ...........................................................................

2,160 50

2,481 28

2,183 45

1,801 95

U. S. a n d N a tio n a l b a n k n o te s ________ _______

6,867 00

11,112 00

11,384 00

9,473 00

$248,835 92

$248,922 42

$292,472 32

$305,005 22

C a p i ta l s to c k p a id in ......................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d _________ ____________ _____ ______
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
an d ta x e s p a id ............................................................

10,000 00

7,500 00

7,650 00

5,200 81

1,273 07

1,662 39

1,904 14

3,266 93

D iv id en d s u n p a id ..............................................................

40 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k . .. .............

18,554 28

14,685 57

26,998 53

28,733 95

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

14,423 53

19,458 20

21,155 56

24,938 25

150,457 24

154,788 70

179,648 36

182,866 84

4,087 80

827 56

5,100 73

9,998 44

$248,835 92

$248,922 42

$292,472 32

$305,005 22

T o t a l s ............... .......... ................................ .

L iab ilitie s.

15 00

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...........
S a v in g s d e p o s its ...............................................................
S a v in g s c e r tif ic a te s o f d e p o s it_________ ____ __
C e rtifie d c h e c k s .......... .............................................. .......
C a s h ie r’s c h e c k s o u ts ta n d in g __________________
D ue to b a n k s an d b a n k e r s ......................

.............

N o te s a n d bills r e d is c o u n t e d .....................................
B ills p a y a b le __________________________ _______ _
T o t a l s ......... ...........................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

13 4

STA TE

BANKING

D EPA RTM EN T

No. 19.
•FARMERS AND M ERC H A N TS’ BA N K , N A SH V IL L E .
O rg an ized D e c e m b e r 15, 1888.
W. H
Dir

e c t o r s

K

l e in h a n s

—L. E.

, P r e s id e n t;

K nappen,

G. A .

•

G. A

T

ru m a n

, V ic e P r e s id e n t ;

T ru m a n , W . H. K le in h a n s
D ick in so n , B. R. R ose.
R ep o rt of
F e b . 18.

R e s o u rc e s.

C. W .

C. A.

H

o u g h

S m ith , S.

R ep o rt of
M ay 5.

F.

, C a s h ie r.

H in c h m a n , H. R,

R e p o r t of
S e p t. 20.

R ep o rt of
D ec 1.

877,588 61

885,781 33

874,794 31

877,141 86

21,547 02

23,896 02

19,481 83

18,528 53

O v e r d r a f ts ..........................................................................-

199 07

257 73

399 46

346 64

B an k in g h o u s e ...................................................................

2,100 00

2,100 00

2,100 00

2,100 00

"Furniture an d fix tu re s ..................... ...............................

1,518 23

1,518 23

1,518 23

1,518 23

L o a n s an d d is c o u n ts ........................................................
S to c k s , bond« and m o rtg a g e s

O th e r re a l e s t a t e

_ ____ ________
714 05

E x p e n s e s in te r e s t and ta x e s p aid
T )n e

fro m b a n k s in r e s e r v e c itie s ........ ......................

23,393 08

19,732 85

16,876 15

15,025 40

D ue

from o th e r b a n k s a n d b a n k e r s ..........................

11,598 00

15,678 20

13,179 93

12,465 88

430 02

E x c h a n g e s fo r c le a rin g h o u se
C h e c k s a n d c a s h i t e m s ________ ____ - .............. .......

422 54

533 12

516 95

N ic k e ls a n d c e n ts .... ........................................................

24 11

10 45

7 32

17 OO

G old c o i n .............................................................................

3,970 00

3,685 00

1,955 00

2,550 OO'

S ilv e r c o in

..............................................

1,240 00

1,100 00

600 00

300 00

TT. S. a n d N a tio n a l b a n k n o te s ................... ...............

1,802 00

2,163 00

3,330 00

2,772 OO'

T o ta ls ............................................... ..........................

8146,116 71

8156,455 93

8134,759 18

8133,195

C a p ita l s to c k p a id in ......................................................

850,000 00

850,000 00

825,000 00

825,000

S u rp lu s fu n d
_______________________________
U n d iv id ed p ro fits, le ss c u r r e n t e x p e n s e s, in te r ­
e s t an d ta x e s p a i d ........................................... .........

5,000 00

5,000 00

5,000 00

5,000 00

*463 02

880 43

428 52

1,036 96

420 00

6 00

....

m

L iab ilitie s.

O jyidends u n p aid

OO

O o m m ercial d e p o sits s u b je c t to c h e c k . .................

19,754 39

17,030 83

15,051 00

18,987 58

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

70,479 30

83,538 67

89,279 66

83,171 11

8146,116 71

8156,455 93

8134,759 18

8133,195 65

T jm e c o m m e rc ia l c e r tif ic a te s o f d e p o s it
S a v in g s d e p o sits
S a v in g s c e r tif ic a te s o f d e p o sit
C e rtifie d c h e c k s

__

___________

fla s h ie r’s c h e c k s o u ts ta n d in g
"Oiie to b a n k s and b a n k e r s

_______

N o te s and bills re d is c o u n te d
R ills

p a y a b le -

T o t a l s .............................................................................
* G ross u n d iv id e d profits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

O F " MICHIGAN

135

No. 36.
T H E P IO N E E R BANK, N O RTH BRANCH.
O rg a n iz ed J u ly 30, 1885.

C. W . B allard ,

P r e s id e n t

/¡A lbert

s

R e o rg a n iz e d O c to b e r 1, 1889.

. S holes,

V ic e P r e s id e n t ;

W"j Mahon ,

C a s h ie r .

Directors .—G eo. P e c k , A lb e rt H. L e e te , C. W . B allard , A. 8. S holes, W illiam M ahon, J a m e s E. L e e te .

R eso u rc e s.

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ..............................

$67,398 75

$67,106 46

$71,798 85

$65,308 83

S to c k s , b o n d s an d m o rtg a g e s ...........

51,785 50

36,868 50

41,740 02

42,679 10

O v e rd ra fts .................................................

105 39

303 12

481 18

237 46

B an k in g h o u s e .........................................

3,000 00

3,000 00

3,000 00

3,000 00

F u r n itu r e a n d fix tu re s ..........................

500 00

500 00

500 00

500 00

D u e fro m b a n k s in re s e r v e c i t i e s . ..

11,501 47

16,381 61

10,769 12

13,513 66

D ue fro m o th e r b a n k s a n d b a n k e rs .

39 72

409 80

116 18

4,801 88

C h e c k s a n d c a s h ite m s .........................

1,989 63

1,005 38

705 80

479 70

N ic k e ls an d c e n t s ..................................

90 15

33 19

114 65

31 04

G old c o in ....................................................

2,440 00

1,595 00

2,195 00

2,215 00

O th e r r e a l e s t a t e ....................................
1,708 44

I n te r e s t, e x p e n s e s a n d ta x e s p a id ..

E x c h a n g e s fo r c le a rin g h o u s e ..........

S ilv e r c o in ..................... ............- .............

196 00

141 10

1,089 95

510 15

U. S. a n d N a tio n a l b a n k n o te s ..........

1,532 00

5,066 00

4,673 00

1,882 00

$140,578 61

$132,410 16

$138,892 19

$135,158 82

$50,000 00

$50,000 00

$50,000 00

$50,000 00

4,000 00

4,000 00

4,200 00

4,200 00

372 33

1,142 38

*907 73

1,318 50

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........

23,555 61

15,137 45

19,045 47

17,179 25-

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

10,920 93

7,390 19

1,793 80

1,758 80

S a v in g s d e p o s its ........................................................

29,970 39

30,626 15

33,313 94

33,474 07

S a v in g s c e r tif ic a te s o f d e p o s it..........................

21,652 50

24,113 99

29,631 25

27,228 20

$140,578 61

$132,410 16

$138,892 19

$135,158 82

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id i n .................
S u rp lu s fu n d ..................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .........................................................
D iv id en d s u n p a id .......................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit —

C e rtifie d c h e c k s ........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D ue to b a n k s a n d b a n k e r s ......................................
N o te s a n d bills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o tals..
* G ro ss u n d iv id e d p rofits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

13 6

STA TE

BAN K IN G ' D EPA R T M E N T

No. 145.
N O R T H V IL L E STA TE SAYINGS BANK, N O R T H V IL L E.
O rg a n iz ed D e c e m b e r 10, 1892.
L. W . S immons,

P r e s id e n t;

E. A. Chapman ,

V ic e P r e s i d e n t ;

L. A. B abbitt ,

C a s h ie r .

D irectors .—E rw in A. C h ap m an , L a w r e n c e W . Sim m ons, J. M o rre ll S im m ons, F . G. F e rrill, P r a n k A.
M iller, C has. H. C o ld ren , C has. Y e rk e s.

R e s o u rc e s.

R ep o rt of
F e b . 18.

R ep o rt of

May 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts .............................

$84,621 16

$102,941 07

$104,899 38

$105,428 71

S to c k s , b o n d s a n d m o rtg a g e s ...........

16,625 00

17,250 00

18,250 00

17,500 00

■ O v e rd ra fts .................................................

4,274 04

840 52

851 33

1,952 60

B an k in g h o u s e ..........................................

2,400 00

2,400 00

3,300 00

3,300 00

1,250 00

1,250 00

1,250 00

23,898 75

16,816 82

27,435 80

F u r n itu r e a n d f ix tu re s .........................

1,250 00

O th e r r e a l e s t a t e ....................................

3,132 00

D u e fro m b a n k s in re s e r v e c i t i e s . ..

34,955 25

D ue fro m o th e r b a n k s a n d b a n k e r s .

10 50

E x c h a n g e s fo r c le a rin g h o u s e ..........
C h e c k s a n d c a s h ite m s .........................

83 54

114 22

145 32

N ic k e ls an d c e n t s ...................................

134 07

105 20

127 29

34 77

G old c o in ........... .........................................

2,000 00

2,000 00

2,000 00

2,000 00

317 19

S ilv e r c o in .................................................

210 00

445 00

205 00

900 00

IT. S. a n d N a tio n a l b a n k n o te s ..........

3,270 00

3,778 00

4,708 00

3,545 00

$152,955 06

$155,022 76

$152,553 14

$163,674 57

$25,000 00

$25,000 00

$25,000 00

$25,000 00

1,650 00

1,650 00

1,650 00

1,650 00

789 44

965 14

2,108 60

2,881 34

C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...........

23,255 80

23,105 52

21,760 15

26,536 62

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

4,027 73

1,427 30

1,190 00

S a v in g s d e p o s its ........................................................

32,551 75

33,210 23

33,000 39

40,650 67

S a v in g s c e r tif ic a te s o f d e p o s i t . . . .....................

65,680 34

69,664 57

67,844 00

66,955 94

$152,955 06

$155,022 76

$152,553 14

3,674 57

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id i n .................
S u rp lu s fu n d ................................ ............................. .........
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, i n t e r ­
e s t a n d ta x e s p a id ...............................................
D iv id en d s u n p a id .......................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it___

C e rtifie d c h e c k s .........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D ue to b a n k s an d b a n k e r s ......................................
N o te s a n d bills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

13 7

M ICHIGAN

No. 190.
ORION STA TE BANK, ORION.
O rg an ized J u ly 28, 1896.
I
D

ra

ir e c t o r s

Ca

r p e n t e r

.— Ir a

, P r e s id e n t; J . C . P

red m o re

, V ic e P r e s i d e n t ; C

ra m er

S

m it h

, C a s h ie r .

C a r p e n te r , J . C. P re d m o re , P. T. B u tle r, C h ris to p h e r Cole, A. G. H a d d rill, S a m u e l
A . F lu m e r fe lt, C ra m e r S m ith.

R e so u rc e s.

L o a n s a n d d is c o u n ts ............................ ................

R ep o rt of
F e b . 18.

R ep o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

$27,973 87

$18,258 44

$20,300 00

$22,520 06

8,725 00

11,425 00

16,825 00

19,702 82

47 48

2 72

106 33

30 47

1,214 36

1,216 42

1,216 42

1,216 42

D ue fro m b a n k s in r e s e r v e c i t i e s , . . .......................

15,043 96

29,670 03

8,611 75

3,067 55

D ue fro m o th e r b a n k s a n d b a n k e r s ..................... .

2,982 72

3,727 73

15,020 48

16,431 20

C h e c k s an d c a s h ite m s ................................................

202 17

174 92

N ic k e ls a n d c e n t s ______________________

124 47

126 79

153 55

117 75
880 00

S to c k s , b o n d s a n d m o rtg a g e s .......................... .......
O v e r d r a f ts ........................................................
B an k in g h o u s e ........................................................
F u r n itu r e a n d fix tu re s ..................................
O th e r r e a l e s t a t e .....................................................

E x c h a n g e s f o r c le a rin g h o u s e ................................ .

■Gold c o in .......................................... ..........................

25 00

585 00

652 50

797 50

S ilv e r c o in .......................................................................

449 90

207 95

901 15

462 35

U . S. a n d N a tio n a l b a n k n o te s ...... ...........................

2,994 00

3,416 00

3,037 00

2,582 00

$60,342 93

$68,878 50

$66,969 18

$67,035 62

C a p ita l s to c k p a id i n ................... ..................................

$15,000 00

$15,000 00

$15,000 00

$15,000 00

S u rp lu s fu n d ........................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id .............................................

157 71

157 71

157 71

157 71

119 15

498 54

519 72

506 50

T o t a l s ....................................................................

L iab ilitie s.

D ivid en d s u n p a i d ....................................

54 00

36 00

36 00

6 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ..................

11,496 60

13,182 36

12,518 94

12,163 36

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

12,025 10

21,490 37

40,003 89

38,736 81

39,202 05

$60,342 93

$68,878 50

$66,969 18

$67,035 62

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o s its .....................................................
S a v in g s c e r tif ic a te s o f d e p o s it...... ...........................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...... .................... ...........
D ue to b a n k s a n d b a n k e r s . .. ____________ _______
N o te s an d bills re d is c o u n te d ................. ......................
B ills p a y a b l e . ............. .....................................................
T o t a ls .....................................................................

18


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

13 8

STA TE

BA N K IN G

D EPA R TM EN T

No. 199.
STA TE SAVINGS BA N K OP OVID, OVID.
O rg an ized O c to b e r 18, 1897.
H
D

e n b y

ir e c t o r s

A. P

o t t eb

. — H e n ry

, P r e s id e n t; W

m

. R. S

h a w

,

V ic e P r e s id e n t; H

e r b e r t

F. H

a r r is

, C a s h ie r.

P o tt e r , F r a n k A . M arshall, O . B . C am pbell, J . E , G e ro w , W .
A b sa lo m W o o d w o rth , N. J. C lark, J o h n H. R obson, M. L. T a ft.
A.

R e so u rc e s.

D oans a n d d is c o u n ts .....................

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R.

Shaw

R ep o rt of
D ec. 1.

$40,089 38

$47,054 52

$52,783 73

$46,063 35

625 00

5,555 00

7,555 00

7,555 00

O v e rd ra fts ........................

1,605 67

1,722 41

887 71

168 35

B an k in g h o u s e ....... ...............

3,500 00

3,500 00

3,600 00

3,600 00

F u r n itu re a n d fix tu re s ............

1,000 00

1,000 00

1,000 00

1,000 00

S to c k s , b o n d s an d m o rtg a g e s ...........

O th e r r e a l e s t a t e ................................
C u rre n t e x p e n s e s in te r e s t a n d ta x e s p a id
D ue fro m b a n k s in re s e r v e c itie s
D ue fro m o th e r b a n k s an d b a n k e r s .

1,085 60

2,019 77

18,035 50

14,425 45

22,120 85

33,548 68

168 99

517 30

331 15

623 17

E x c h a n g e s fo r c le a rin g h o u s e .......
C h e c k s a n d c a s h ite m s
N ic k e ls a n d c e n ts .....................
G old c o in .................. ...............

422 81
185 47

158 54

182 29

66 04

1,895 00

2,320 00

2,675 00

3,277 50

S ilv e r c o in ....................................

1,270 00

1,452 70

1,649 40

1,601 25

U. S. an d N a tio n a l b a n k n o te s .

6,029 00

8,536 00

8,004 00

9,447 00

$75,892 42

$88,261 69

$100,789 13

$106,950 34

$20,350 00

$25,000 00

$25,000 00

$25,000 00

*1,286 10

*1,998 55

136 06

419 14

T o t a l s ................................

L iab ilitie s.
C a p ita l s to c k p a id i n ............
S u rp lu s f u n d ........................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
an d ta x e s p a id ....................
D iv id en d s u n p a i d ____________
C o m m e rc ia l d e p o sits s u b je c t to c h e c k

25,041 11

21,151 49

26,929 54

30,684 24

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit

29,215 21

40,111 65

48,598 53

50,721 96

$75,892 42

$88,261 69

$100,789 13

$106,950 34

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it
S a v in g s d e p o s it s ..........................
S a v in g s c e r tif ic a te s o f d e p o s it____
C e rtifie d c h e c k s _________
C a s h ie r’s c h e c k s o u ts ta n d in g ...............
D ue to b a n k s a n d b a n k e r s .................
N o te s a n d bills r e d is c o u n te d ____
Bills p a y a b l e ...............................
T o t a l s ...............................................
»Gross u n d iv id e d profits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BA N K S

OF

139

M ICHIGAN

No. 185. □
C IT IZ E N S’ SAVINGS BANK OF OWOSSO, OWOSSO.
O rg an ized F e b ru a ry 10, 1896.
I. H . K
D ir

e c t o r s

e e l e r

.— I.

, P r e s id e n t; H

erm a n

C. F

r ie s e k e

, V ic e P r e s id e n t; G . L . T

a y lo r

, C a s h ie r .

H. K e e le r, H e rm a n C. F rie s e k e , W illis E. H all, J a m e s W . S im m ons, M artin C. D a w e s ,
A lb e rt T odd, R u d o lp h Colby, G eo. L. K e e le r, M. S. K e e le r.
R e p o r t of
F e b . 18.

R e so u rc e s.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o rt o f
D ec. 1.

L o a n s a n d d is c o u n ts ...................................................... -

$62,073 09

$70,289 97

$64,635 48

$66,647 47

S to c k s , b o n d s an d m o rtg a g e s ............. _......................

32,781 00

44,686 76

52,342 80

54,393 10

734 14

621 66

1,358 24

9,112 56
15,479 68

O v e r d r a f ts ..................... ..... .......................................... .
B an k in g h o u s e ...................................................................

15,479 68

15,479 68

15,479 68

F u r n itu r e an d f ix t u r e s ...................... .........................

2,500 00

2,500 00

2,500 00

2,500 00

D ue fro m b a n k s in r e s e r v e c itie s ............................

26,448 79

33,102 40

44,266 98

32,861 88

D ue fro m o th e r b a n k s a n d b a n k e r s ..........................

500 00

1,555 13

1,372 06

1,895 80

O th e r r e a l e s t a t e ....................................

.................

E x c h a n g e s fo r c le a rin g h o u se
1,641 31

213 95

557 69

N ic k e ls a n d c e n t s .............................. .........................

214 18

265 00

270 98

475 73

G old c o in .............................................................................

587 50

627 50

800 00

1,155 00

C h e c k s a n d c a s h ite m s _________________________

S ilv e r c o in .... ......................................................................

1,970 00

1,249 00

1,755 00

2,002 50

U. S. a n d N a tio n a l b a n k n o te s ...................................

2,259 00

4,374 00

5,277 00

3,114 00

T o ta ls .....................................................................

$147,188 69

$173,409 92

$190,798 98

$191,009 87

$50,000 00

$50,000 00

$50,000 00

$50,000 00

650 00

650 00

800 00

800 00

22 13

899 01

1,027 86

1,092 14

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

26,601 12

23,882 73

25,305 68

29,699 97

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

52,525 90

73,701 95

64,451 49

48,580 70

17,389 54

24,276 23

29,731 78

28,823 28

19,482 17

32,013 78

$190,798 98

$191,009 87

L iab ilitie s.
C a p ita l s to c k p a id i n _____________ ____ ______ _
S u rp lu s fu n d ............... ............................................. .........
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
an d ta x e s p a id .... .......................................................
D iv id en d s u n p a id

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o s its ...................................................... .........
S a v in g s c e r tif ic a te s o f d e p o s i t ........ .......................
C ertified, c h e c k s ............... .....
C a s h ie r’s c h e c k s o u ts ta n d in g -

............................

D u e to b a n k s an d b a n k e rs.

N o te s and

b ills

r e d i s c o u n t e d . ............... ....................

"R ills p a y a b l e

T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

.....

......................

...... ........................................................

$147,188 69

$173,409 92

14 0

STA TE

B A N K IN G

D EPA R TM EN T

No. 112.
OWOSSO SAVINGS BANK, OWOSSO.
O rg a n iz ed J a n u a r y 22, 1891.
C

h a s.

E.

R

ig l e y

, P r e s id e n t;

C

h a s.

W.
C

D ir

e c t o r s

. — W illia m

Gale,
a m p, A

V ic e P r e s i d e n t ;
s s i s t a n t C a s h ie r .

A. D.

W

h ip p l e

, C a s h ie r ;

J . C.

V

an

A. W o o d a rd , C h a rle s E. R igley, C has. W. G ale, G eo. T. M ason, W . M. K ilp a tric k ,
W a d e B. C am b u rn , E. F . D udley.
R e p o rt of
F e b . 18.

R e p o rt of
M ay 5.

R e p o r t of
S e p t. 20.

E o a n s a n d d is c o u n ts ............... .............................

8237,929 88

$236,936 36

$255,433 13

$231,302 49

S to c k s , b o n d s a n d m o rtg a g e s ..........................

42,364 31

42,222 03

46,373 11

51,413 11

O v e r d r a f ts ..........................................................................

2,474 70

3,610 44

4,570 75

5,877 86

B an k in g h o u s e ..................................................................

13,000 00

13,000 00

13,000 00

13,000 00

R e so u rc e s.

F u r n itu re a n d fix tu re s ...... .....................................
O th e r r e a l e s t a t e ...... .........................................

R ep o rt of
D ec. 1.

2,500 00

2,500 00

2,500 00

2,500 00

17,811 09

19,411 09

17,988 77

13,738 77

18,863,01

24,512 61

46,186 93

711 95

619 98

798 07

2,151 05

1,335 63

1,606 00

207 36

245 57

184 94

130 00

112 68

8,555 00

4,835 00

10,870 00

11,805 00

C u rre n t e x p e n s e s a n d ta x e s p a id ................. .............

2,027 16

D ue fro m b a n k s in r e s e r v e c itie s ..............................

6,727 20

D u e fro m o th e r b a n k s a n d b a n k e r s .........................
E x c h a n g e s fo r c le a rin g h o u s e ............................ .......
■Checks an d c a s h ite m s .................................................
N ic k e ls a n d c e n t s . . ...................
G o ld c o i n . . . ..................................................
S ilv e r c o in ............................................

1,825 25

1,762 10

1,553 20

2,556 55

10,430 00

4,247 00

4,661 00

4,770 00

$348,041 21

$349,619 55

$383,818 55

$384,268 82

$100,000 00

$100,000 00

$100,000 00

$100,000 00

20,000 00

20,000 00

20,000 00

18,621 15

* 2,007 56

112 78

96 59

1,164 81

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

36,140 59

46,702 88

37,813 05

42,286 09

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

25,000 00

25,000 00

2,560 18

U . S. a n d N a tio n a l b a n k n o te s ....................................
T o t a ls ..........................................................

. .

L iab ilitie s.
C a p ita l s to c k p a id i n . . .........................
S u rp lu s fu n d .............................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id ....................................
D ividends u n p a id ......................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it............
S a v in g s d e p o s its .......................... ......................

82,439 02

86,606 61

91,260 43

93,877 91

S a v in g s c e r tif ic a te s o f d e p o s it .................................

82,454 04

96,197 28

109,648 48

125,758 68

$348,041 21

$349,619 55

$383,818 55

$384,268 82

C e rtifie d c h e c k s .................. .........................
C a s h ie r’s c h e c k s o u ts ta n d in g ..........................
D ue to b a n k s a n d b a n k e r s ............... .............................
N o te s an d bills re d is c o u n te d ........................
B ills p a y a b le ..............................................................
T o t a ls ......................................................................
* G ro ss u n d iv id e d p rofits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

141

M ICHIGAN

No. 34.
OXFORD SAVINGS BANK, OXFORD.
O rg an ized J u n e 12, 1884.
W

il l ia m

D ir

J.

e c t o r s

T

u n stea d

.— J.

, P r e s id e n t;

C.

L. R

andall

, V ic e P r e s id e n t; C

la r en c e

E.

S

ta n to n

, C a s h ie r

C. P r e d m o r e , A lle n H o sm er, L. W . S ta n to n , C h a rle s F. T u n s te a d , N. H. C ra w fo rd
W illiam J. T u n s te a d , C. L. R an d all, C la re n c e E. S ta n to n .
R ep o rt of
F eb . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
Dec.* 1.

L o a n s a n d d is c o u n ts ........................................................

*101,638 20

$99,825 81

*111,598 58

$121,527 75

S to c k s , b o n d s a n d m o rtg a g e s .....................................

11,577 38

12,186 59

25,405 98

17,620 85

.................. _............

73 52

165 86

65 09

226 36

B an k in g h o u s e .... ............ ..................................................

3,200 00

3,200 00

3,200 00

3,200 00

F u r n itu r e an d fix tu re s ........_..........................................

1,300 00

1,300 00

1,300 00

1,300 00

D ue fro m b a n k s in r e s e r v e c itie s .............................

15,856 39

35,948 57

22,747 63

8,100 97

D ue fro m o th e r b a n k s a n d b a n k e r s ..........................

2,600 00

7,271 50

2,912 80

5,365 00

479 62

O v e r d r a f ts ............................ __

O th e r r e a l e s t a t e . . .

.

__

E x c h a n g e s fo r c le a rin g h o u s e ..................................
C h e c k s an d c a s h ite m s ......................................... .........

340 16

237 96

406 06

N ic k e ls an d c e n t s .................................... .....................

134 41

117 80

5 95

54 19

G old c o in

362 50

342 50

437 50

537 50

..................... ...................................................

S ilv e r c o in ...........................................................................

355 25

473 10

683 35

1,196 90

U. S. a n d N a tio n a l b a n k n o te s ...... ...........................

4,259 00

3,137 00
•

3,988 00

4,262 00

T o t a ls ................. ............................. ............................

*141,696 81

*164,206 69

$172,750 94

*163,871 14

C a p ita l s to c k p a id in ............................................... .......

$25,000 00

$25,000 00

$25,000 00

*25,000 00

S u rp lu s fu n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ............................................................ .

21,500 00

21,500 00

21,500 00

21,500 00

7,063 26

7,781 80

7,973 31

10,027 30

D iv id en d s u n p a id .............................. ............................. .

216 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .. .............

24,616 51

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

63,301 04

L iab ilitie s.

222 00

222 00

23,122 35

26,486 44

18,704 81

86,802 54

91,569 19

88,315 48

Time commercial certificates of deposit
S a v in g s d e p o s its .............................................................

Savings certificates of deposit
Certified checks
Cashier’s checks outstanding
101 55

Due to hanks and bankers ___ _
N otes and hills rediscounted
Rills payable
T o ta ls

........................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$141,696 81

$164,206 69

*172,750 94

*163,871 14

14 2

STA TE

BA NKING

D EPA RTM EN T

No. 59.
P A W P A W SAVINGS BANK, P A W P A W .
O rg a n iz ed M ay 10, 1886.
F. W . S
D ir

e c t o r s

e l l ic k

.— Jo h n

:, P r e s i d e n t ; J . J .

W

oodm an

, V ic e P r e s id e n t; J

o h n

W .

F

r e e

, C a sh ie r.

L y le, F. W j S e llic k , W illia m J. S e llic k , W . R. S e llic k , J. J. W o o d m a n , D a n iel
F is h e r, C. E. Lyle.
R ep o rt of
F e b . 18.

R e so u rc e s.

L o a n s an d d is c o u n ts ............. .............................
S to c k s , b onds a n d m o rtg a g e s ........... ..........................
O v e r d r a f ts ....................................................

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

$65,618 17

$64,805 60

$80,167 54

$92,824 89

24,855 51

27,482 98

21,248 85

22,180 85

944 96

546 84

415 14

352 53

B an k in g h o u s e ..................... ..............................................
F u r n itu r e an d fix tu re s ....................................................

3,005 37

3,005 37

3,005 37

2,578 42

2,578 42

5,147 72

950 37

1,538 37

26,774 41

30,694 66

37,942 85

500 00

500 00

35 00

C h ec k s a n d c a s h ite m s ...... ...............................

140 12

112 11

1,221 80

N ic k e ls a n d c e n t s . ................... ..........................

9 28

110 46

55 08

31 16

G o ld c o in .................................................................

1,032 50

1,005 00

1,050 00

1,000 00

S ilv e r c o i n ..............................................................
•
U . S. an d N a tio n a l b a n k n o te s ............... ...................

460 05

726 60

784 85

561 50

1,266 00

2,702 00

1,483 00

2,003 00

$128,135 16

$135,808 41

$152,557 20

$155,724 52

$50,000 00

$50,000 00

$50,000 00

$50,000 00

3,300 00

3,300 00

3,300 00

3,300 00

*464 37

*1,492 37

354 17

556 14

C o m m e rc ia l d e p o s its s u b je c t to c h e c k .............

28,015 23

26,964 71

44,596 54

44,689 68

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

46,355 56

54,051 33

54,306 49

57,178 70

$128,135 16

$135,808 41

$152,557 20

$155,724 52

O th e r r e a l e s t a t e ................... .....................
C u rre n t e x p e n s e s a n d ta x e s p a id ..........___............
D ue fro m b a n k s in re s e r v e c i t i e s . ..

.

D ue fro m o th e r b a n k s a n d b a n k e r s ..........................

3,005 37
■

5,075 27

27,635 36

E x c h a n g e s fo r c le a r in g h o u s e ............................

T o t a l s . . ...................................................

1,054 59

L iab ilitie s.
C a p ita l s to c k p a id in ........................................
S u rp lu s fu n d ................... .......................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ...................................................... .
D iv id en d s u n p a id ............................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it______
S a v in g s d e p o s its .......................................................
S a v in g s c e r tif ic a te s o f d e p o s it..................................
C e rtifie d c h e c k s .....................................................
C a s h ie r’s c h e c k s o u ts ta n d in g .............................. .......
D ue to b a n k s a n d b a n k e r s .............................................
N o te s an d bills re d is c o u n te d .......................................
Bills p a y a b le ....................................................
T o t a l s ................. ....................................................
* G ross u n d iv id e d p rofits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

1

STATE

BANKS

OF

M IC H IG A N

143

N o . 132.
STA TE BANK OF PERR Y , PERRY .
. V
O rg an ized F e b ru a ry 20, 1892.
L. M. Ma r s h a l l ,

P r e s id e n t;

C. H. Ca l k in s ,

V ic e P r e s i d e n t ;

C. M. S p a l d in g ,

C a s h ie r .

D i r e c t o r s .—L. M. M arsh all, G. R. B ra n d t, R. S. O lc o tt, C. H. C alkins, Mrs; M. A. M arshall.
R ep o rt of
F e b . 18.

R eso u rc e s.

R e p o r t of
M ay 5,

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

'L o a n s a n d d is c o u n ts .......................... .............................

$18,952 66

$25,912 48

$31,998 58

$30,262 63

S to c k s , b o n d s an d m o r tg a g e s .....................................

2,669 00

3,619 00

3,807 00

4,147 50

B an k in g h o u s e ............................. ....................................

2,400 96

2,400 96

2,400 96

2,400 96

F u r n itu re an d f ix tu r e s ....................................................

1,497 24

1,497 24

1,497 24

1,497 94

D ue fro m b a n k s in re s e r v e c itie s ...............................

30,855 39

20,248 94

23,337 61

26,790 41

D ue fro m o th e r b a n k s an d b a n k e r s ........................

125 00

2,100 00

200 00

2,150 00

123 94

O v e rd ra fts ................ ...........................................................

O th e r r e a l e s t a t e ..............................................................

E x c h a n g e s fo r c le a rin g h o u s e ....................................
C h e c k s a n d c a s h ite m s ............... _•.................................

25 35

347 85

409 95

N ic k e ls a n d c e n ts ............................................. ...............

60 01

13 69

32

9 07

G old c o in ..............................................................................

5,170 00

4,935 00

5,000 00

5,010 00

S ilv e r c o in __________________ ___________________

274 70

94 20

55 75

119 20

U. S. an d N a tio n a l ban k n o t e s ..................................

3,710 00

2,039 00

1,570 00

485 00

T o t a l s ......................................................... ..................

$65,740 31

$63,208 36

$70,277 41

$72,975 95

L iab ilitie s.
C a p ita l s to c k p a id in -_____

_____

$16,000 00

$16,000 00

$16,000 00

$16,000 00

S u rp lu s fu n d ....................................................... ................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
an d ta x e s p a id ......................................... .....................

3,200 00

3,200 00

3,200 00

3,200 00

350 98

405 38

517 71

1,253 15

D iv id en d s u n p a id .................................. ..........................

35 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

8,494 12

8,460 89

12,992 90

10,477 54

1

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.........

37,660 21

35,142 09

37,566 80

42,045 26

1

$65,740 31

$63,208 36

$70,277 41

, $72,975 95

1

T im e c o m m e rc ia l c e r titic a te s o f d e p o s it...............
S a v in g s d e p o s its ...............................................................
S a v in g s c e r tif ic a te s o f d e p o s it................................. .
C e rtifie d c h e c k s ................................. ..............................
C a s h ie r ’s c h e c k s o u ts ta n d in g ...... ...............................
D ue to b a n k s a n d b a n k e r s .............................................
N o te s a n d bills r e d is c o u n te d .......................................
Bills p a y a b le ................ .................... ............... .................
T o t a l s .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

\

I

144

STA TE

BA N K IN G

D EPA R TM EN T

No. 119.
T H E F IR S T STA TE BA N K OF PETO SK EY , PETO SK EY .
O rg an ized J u ly 21, 1891.
I

ra

D ie

C

h ic h e s t e r

c t o r s

.— I r a

, P r e s id e n t; G

C h ic h e s te r,

eo

E. E.

.

S.

R

ic e

, V ic e P r e s i d e n t ; L

eo n

C

C h ic h e s te r, L e o n C h ic h e s te r, B e r t

R e so u rc e s.

R ep o rt of
F e b 18.

R ep o rt of
M ay 5.

h ic h e s t e r

H.

, C a sh ie r.

C ook, G eo. S. R ice.
R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts ......................................... _......... .

$69,537 21

$83,175 82

$76,885 59

$76,930 55

S to c k s , b o n d s a n d m o rtg a g e s .....................................

17,065 37

20,218 11

21,601 94

20,669 94

630 39

853 91

2,775 56

1,084 13

2,985 30

O v e r d r a f ts ........................................................................
B an k in g h o u s e . . ............... .............................. ............
F u r n itu r e an d f ix tu re s .............................................. .

2,985 30

2,985 30

2,985 30

O th e r r e a l e s t a t e .............................................................

2,535 85

2,000 00

2,000 00

1,750 00

D u e fro m b a n k s in r e s e r v e c itie s .............................

32,314 50

11,161 76

38,489 44

30,757 93

D ue fro m o th e r b a n k s an d b a n k e r s .........................

410 00

90 54

E x c h a n g e s fo r c le a r in g h o u s e .......................... .........
C h e c k s an d c a s h ite m s ...................................................

281 94

715 80

840 54

1,043 93

N ic k e ls a n d c e n t s ............... ............... .............. ..............

210 91

270 50

198 62

326 00

G old c o in ................................ ..............................................

40 00

55 00

1,365 00

1,327 50

S ilv e r c o in ..........................................................................

884 40

2,024 30

813 05

1,555 40

IT. S. a n d N a tio n a l b a n k n o te s ....................................

4,545 00

6,087 00

5,960 00

6,176 00

T o t a l s .....................................................................

$131,440 87

$129,638 04

$153,915 04

$144,606 68

C a p ita l s to c k p a id in ....................................... ...............

$50,000 00

$40,000 00

$40,000 00

$40,000 00

S u rp lu s fu n d .............................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
a n d ta x e s p a id ........ ....................................................

1,500 00

10,000 00

10,000 00

10,000 00

1,915 00

4,546 32

857 75

1,451 23

L iab ilitie s.

D ividends u n p a id ............... ..............................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...................

45,523 78

43,434 59

62,669 66

52,048 34

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

32,502 09

31,657 13

40,387 63

40,730 01

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t .. . ........
S a v in g s d e p o s its ...... .........................................................
S a v in g s c e r tif ic a te s o f d e p o s it..................................
C ertifie d c h e c k s ....................................... .......................

377 10'

C a s h ie r’s c h e c k s o u ts ta n d in g ....................... ............
D ue to b a n k s a n d b a n k e r s .............................................
N o te s a n d bills r e d is c o u n te d ........................................
B ills p a y a b le .......................................................................
T o t a l s .....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$131,440 87

$129,638 04

$153,915 04

$144,606 68-

#

STA TE

BANKS

OF

MICHIGAN

145

No. 99.
PLY M O U TH SAYINGS BANK, PLY M O U TH.
O rg an ized M ay 29, 1890.
E. C.

L

ea ch

, P r e s id e n t;

L. C.

H

o u g h

,

V i c e P r e s i d e n t ; E.
A s s i s t a n t C a s h ie r .

K.

B

e n n e t t

,

C a s h ie r ;

C. A.

F

is h e k

,

D i k e c t o b s . —E. C. L e a c h , L. H. B e n n e tt, I. N. S ta r k w e a th e r , J . B. T illo tso n , G e o rg e S. V a n S ic k le ,
L. C. H o u g h , T. V. Q u a ck e n b u sh , E. K. B e n n e tt, W . O. A llen.
R ep o rt of
F eb . 18.

R e so u rc e s.

L o a n s a n d d is c o u n ts .................................................
S to c k s , b o n d s an d m o rtg a g e s ....................................
O v e r d r a f ts ................................................. .....................
B an k in g h o u s e ...........................................................
F u r n itu r e an d fix tu re s ............................................

_

R e p o r t of
M ay 5.

R e p o r t of
S e p t 20.

R e p o r t of.
D ec. 1.

$143,738 61

$145,438 67

$129,226 50

$131,184 73

45,759 79

46,249 79

49,132 29

47,382 29

776 55

1,343 17

1,026 07

1,057 91

4,500 00

4,500 00

4,500 00

4,500 00

3,022 98

3,022 98

3,022 98

3,022 98

O th e r r e a l e s t a t e ..................... ..................................

11,550 00

11,550 00

11,550 00

11,550 00

D u e fro m b a n k s in r e s e r v e c itie s ..............................

17,042 92

6,832 34

20,234 04

47,040 27

D u e fro m o th e r b a n k s an d b a n k e r s ........................
E x c h a n g e s fo r c le a rin g h o u s e ___________ _______
C h e c k s a n d c a s h ite m s ............................................. .
N ic k e ls a n d c e n t s . ...................................... ....................
G old c o in ______ ______

________ _____________

391 33
174 23

285 55

220 41

1,435 68

1,026 11

1,469 30

413 90

21 39

5 24

36 52

60 31

3,679 10

3,646 60

3,951 60

4,361 60

S ilv e r c o i n . . . ................................................................

1,911 75

1,717 80

2,190 90

2,003 85

U. S. an d N a tio n a l b a n k n o te s ................................ .

3,607 00

4,319 00

2,704 00

3,967 00

$237,220 00

$229,651 70

$229,721 08

$256,765 25

C a p ita l s to c k p a id in.......................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d ....................................................... ....... .
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
an d ta x e s p a i d . ............................ .................. ..........

10,000 00

10,000 00

10,000 00

10,000 00

2,501 26

3,078 15

1,619 19

3,281 19

217 50

142 50

60 00

60 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ..................

42,393 71

33,438 64

33,129 77

43,422 13

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

36,528 46

44,453 25

44,578 04

55,896 25

95,579 07

88,539 16

90,334 08

94,105 68

$237,220 00

$229,651 70

$229,721 08

$256,765 25

T o t a l s ................. ..............................................

L ia b ilitie s.

D iv id en d s u n p a id .........................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t ______
S a v in g s d e p o s its .................................................. ...........
S a v in g s c e r tif ic a te s o f d e p o s it .................................
C e rtifie d c h e c k s ............................................................ .
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
D ue to b a n k s a n d b a n k e r s .......................... ..................
N o te s a n d bills re d is c o u n te d .......................................
Bills p a y a b le .............................................................. .........
T o t a l s ................................................. ...............

19


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

14 6

STA TE

B A N K IN G

D EPA RTM EN T

No. 146.
F IR S T COMMERCIAL BANK, PONTIAC.
O rg an ized D e c e m b e r 24, 1892.
A.
D

P

a r k e r

ir e c t o r s

, P r e s id e n t;

. — G.

G.

J

a co bs,

V i c e P r e s i d e n t ; F.
C a s h ie r .

G.

J

a co bs,

C a s h ie r ;

O. E.

W

aldo

, A s s is ta n t

J a c o b s , A b ra m P a r k e r , C. G. F r e e m a n , C. M. C ro fo o t, A. C. B aldw in, J o h n H .
P a tte r s o n , W m . H. D aw son.

R e so u rc e s.

L o a n s a n d d is c o u n ts ..............................
S to c k s , b o n d s a n d m o r tg a g e s ........

R e p o r t of
F e b . 18.

R e p o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1 .

1428,934 39

$447,900 19

$435,349 66

$489,790 19'

101,951 01

93,250 25

101,187 37

128,309 46

O v e r d r a f ts .................................................

6,122 37

7,408

67

3,914 63

7,875 04

B an k in g h o u se ........................................

7.000 00

7,000

00

7,000

00

7,000

00

F u r n itu r e a n d fix tu re s ..........................

2,775 00

2,775

00

2,775

00

2,775

00

O th e r r e a l e s t a t e ................... ...............

5,380 00

4,730

00

4,730

D u e fro m b a n k s in r e s e r v e c itie s __

74,596 33

106,509

39

136,833 36

D ue fro m o th e r b a n k s a n d b a n k e rs .

7.000 00

00

4,730

00

89,344 25

1,250 00

E x c h a n g e s fo r c le a rin g h o u s e ..........
C h e c k s a n d c a s h i t e m s ........................

2,313 72

1,779 44

1.369 83

N ic k e ls an d c e n t s ..................................

600 00

300 84

450 00

G o ld c o in .....................................................

7,500 00

8,100

00

S i l v e r c o i n . . . . ......................... ................

1,400

1,600

00

400 00

U. S. and N a tio n a l b a n k n o te s ..........

6,468 00

15,195

00

6.370 00

8,078 00

T o ta ls .

00

9.000

00

1,871 88
800 00
14,535

00

1,682

50

$652,040 82

5,548 78

$710,629 85

$756,791 32

$ 100,001 00

$100,000 00

$100,000 00

$ 100,000 00

7,300 00

7,300 00

8,000 00

8,000 00

11,508 40

15,622 93

13,837 52

16,415 11

L iab ilities.
•C a p ita l s to c k p a id i n .................
S u rp lu s f u n d . . . ................................ ......., ............. ..........
U n d iv id e d p rofits, less c u r r e n t e x p e n s e s, in te r e s t
an d ta x e s p a id ............................................................
•Dividends u n p a id .......................................................

48 00

12 00

60 00

20 00

'C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........

126,695 91

95,298 14

115,970 07

123,686 52

D e m a n d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

283,094 29

346,784 19

348,851 19

383,550 48

123,394 22

131,531 52

123,910 17

125,119 21

$652,040 82

6,548 78

710,629 85

$756,791 32

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.......
S a v in g s d e p o s its ........................................................
S a v in g s c e r tif ic a te s o f d e p o s it...........................
■¡Certified c h e c k s ........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..........................
D u e to b a n k s a n d b a n k e r s ......................................
N o te s a n d bills re d is c o u n te d ...............................
B ills p a y a b le ................................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

14 7

MICHIGAN

No. 149.
OAKLAND COUNTY SAVINGS BANK, PO N TIA C .
O rg an ized D e c e m b e r 29, 1892.
J

D

o sh u a

ir e c t o r s

H

il l

.— J o s h u a

, P r e s id e n t;

H. F.

M e s s i n g e r , V ic e P r e s i d e n t ;
G . F . P e r r y , A s s i s t a n t C a s h ie r.

F. L.

P

e r r y

, C a s h ie r;

H ill, T h a d d e u s A. S m ith , H . F. M essinger. F r a n k L. P e rr y , H a r tw e ll G reen ,
P. B. P h e lp s, G h au n cy B ra c e .
R ep o rt of
F e b . 18.

R e p o r t of
M ay 5.

L o a n s a n d d is c o u n ts ..............................

$136,404 98

$155,292 85

B174.474 63

$156,240 69

S to c k s , b o n d s a n d m o rtg a g e s ...........

132,678 07

140,404 07

155,482 98

159,759 90

O v e r d r a f ts .................................................

668 10

132 02

243 42

294 05

3,247 75

3,247 75

3,247 75

44,648 09

51,114 45

84,575 11

91,888 38

25 00

1,365 00

2,525 47

R e so u rc e s.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

B an k in g h o u s e ..........................................
F u r n itu r e an d fix tu re s ..........................

D u e fro m b a n k s in r e s e r v e c itie s ___

3,247 75
1,971 29

O th e r r e a l e s t a t e ...................................

D u e fro m o th e r b a n k s an d b a n k e rs .
E x c h a n g e s fo r c le a rin g h o u se ...........
C h e c k s a n d c a s h ite m s .........................

1,157 98

2,377 96

477 37

N ic k e ls an d c e n t s ........... - ......................

93 20

99 42

61 49

151 58

G old c o in .....................................................

5,782 40

7,137 50

8,285 00

8,585 00

S ilv e r c o in .................................................

928 00

555 00

1,091 30

960 00

IT. S. an d N a tio n a l b a n k n o t e s ........

5,017 00

7,408 00

8,960 00

9,252 00

$330,625 57

57,769 02

$436,924 05

$436,241 11

$50,000 00

$50,000 00

$50,000 00

$50,000 00

1,750 00

1,750 00

2,250 00

2,250 00

2,707 37

5,536 41

4,960 36

3,981 95

D iv id en d s u n p a id .....................................................

48 00

20 00

108 00

8 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........

47,132 17

59,564 24

46,169 84

63,340 02

S a v in g s d e p o s its ........................................................

129,582 94

136,094 41

179,381 01

181,221 58

S a v in g s c e r tif ic a te s o f d e p o s it..........................

75,199 65

96,884 66

125,960 14

135,439 56

24,205 44

17,919 30

28,094 70

$330,625 57

$367,769 02

$436,924 05

T o ta ls -

L iab ilitie s.
C a p ita l s to c k p a id in .................
S u rp lu s fu n d ..................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r ­
e s t a n d ta x e s p a id ...............................................

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o sitT im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

C e rtifie d c h e c k s .........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D ue to b a n k s an d b a n k e r s .....................................
N o te s an d bills r e d is c o u n te d ...............................
B ills p a y a b le ............•...................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

>,241 11

14 8

STA TE

BA N K IN G

D EPA RTM EN T

No. 211.
PO N T IA C SAVINGS BANK, PON TIAC.
O rg an ized N o v e m b e r 1, 1898.
J
D

am es

ir e c t o r s

A. J
. —D.

a co k es,

P r e s id e n t; D

J

u d so n

H

am mond

, V ic e P r e s i d e n t ; D . H . P

o w e r

,

C a s h ie r .

J. H am m o n d , J a m e s A. J a c o k e s , F r a n k H . C arro ll, E lm e r R. W e b s te r, S a lm o n
M a tth e w s , H a rry C o lem an , B en ja m in F. E lw ood.

\

R e p o r t of

R e so u rc e s.

R e p o r t of

R ep o rt of

R ep o rt of
D ec. 1.

L o a n s an d d is c o u n ts ............... ........................................

$65,644 90

S to c k s , b o n d s a n d m o rtg a g e s .................. . ................

5,000 00

O v e r d r a f ts .........................................................................

757 42

B an k in g h o u s e ....................................................................
F u r n itu r e a n d fix tu re s ............................ .......................
O th e r r e a l e s t a t e ........................................... .............
E x p e n s e s a n d in te r e s t p a id ....................... ..................

643 11

D ue fro m b a n k s in r e s e r v e c itie s ..............................

28,491 36

D ue fro m o th e r b a n k s a n d b a n k e r s ..........................
E x c h a n g e s fo r c le a rin g h o u s e ........................ ..........
C h e c k s a n d c a s h ite m s ...................................................

1,395 95

N ic k e ls a n d c e n t s ..............................................................

136 00

G old c o in ..............................................................................

5,297 11

S ilv e r c o in ................................ .........................................

«

544 19

U. S. an d N a tio n a l b a n k n o te s ....................................

4,683 00

T o t a ls ......................................... .......... .......................

$112,593 04

L iab ilitie s.
C a p ita l s to c k p a id in ......................................................

$33,600 00

S u rp lu s fu n d ......................................................................
G ross u n d iv id e d p ro fits ...................................................

161 60

D iv id en d s u n p a id ............. ...................... .........................
C o m m ercial d e p o sits s u b je c t to c h e c k ..................

43,058 94

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o s its ...............................................................

11,815 22

S a v in g s c e r tif ic a te s o f d e p o s it ..........._....................

23,957 28

C e rtifie d c h e c k s ...... ............................. ..........................
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s a n d b a n k e r s ..........................
N o te s an d bills re d is c o u n te d .........

..........

.....................

Bills p a y a b le ..........................................................._..........
T o t a ls ......................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$112,593 04

STA TE

BANKS

OF

14 9

MICHIGAN

No. 15.
T H E COMMERCIAL BANK, P O R T HURON.
O rg an ized J a n u a r y 30, 1882.
C

h a r les

A. W

a rd

, P r e s id e n t; W

il l ia m

C.
D ir

e c t o r s

. —Jo h n G .

N.

R

H a rtsu ff
u n n els, A

, V ic e P r e s i d e n t ; J
s s i s t a n t C a s h ie r.

o h n

W . P

o r t e r

, C a s h ie r;

O’N eill, W illiam H artsu ff, C h a rle s A. W a rd , J. A. D avidson, D. N . R unnels,
R o b e r t W alsh , A . D. B e n n e tt, A lb e rt Dixon, J. E. B o tsfo rd .

R e s o u rc e s.

R e p o r t of
F eb . 18.

R e p o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ..............................

$455,825 88

$422,974 39

$423,913 32

$440,529 73

S to c k s , b o n d s an d m o rtg a g e s ...........

243,829 14

283,417 81

315,308 92

294,273 92

O v e rd ra fts ................................................ .

313 96

268 14

173 17

44 35

B an k in g h o u s e ..........................................

27,600 00

27,600 00

27,600 00

27,600 00
3,200 00

F u r n itu r e a n d fix tu re s ..........................

3,200 00

3,200 00

3,200 00

O th e r r e a l e s t a t e .................................. .

400 00

400 00

400 00

400 00

D ue fro m b a n k s in r e s e r v e c itie s ....

94,771 02

83,837 59

179,805 80

249,773 67

D u e fro m o th e r b a n k s a n d b a n k e rs

15,693 34

9,766 22

19,001 83

16,423 32

E x c h a n g e s f o r c le a rin g h o u s e .........

3,526 29

2,948 15

4,098 06

2,680 70

C h e c k s a n d c a s h i t e m s ........................

2,243 26

993 87

2,471 12

3,031 40

N ic k e ls a n d c e n t s ................................. .

33 48

69 28

67 25

134 65

G o ld c o i n . . . .............................................

10,447 50

11,622 50

12,620 00

12,327 50

S ilv e r c o in ................................................

3,190 00

521 00

2,157 50

1,450 50

U. S. and N a tio n a l b a n k n o te s .........

16,771 00

14,950 00

16,773 00

9,987 00

$877,844 87

$862,568 95

$1,007,589 97

$1,061,856 74

C a p ita l s to c k p a id in ........................................................

$100,000 00

$ 100,000 00

$100,000 00

$ 100,000 00

S u rp lu s fu n d ........................................................................
U n d iv id e d p ro fits, le ss c u rre n t e x p e n s e s, i n te r e s t
an d ta x e s p a id .................................................................

25,000 00

25,000 00

25,000 00

25,000 00

25,903 56

25,724 11

29,399 18

31,014 96

D iv id en d s u n p a id ...............................................................

75 00

25 00

10 0 00

C o m m e rc ia l d e p o s its s u b je c t to c h e c k ................. .

314,527 61

277,323 31

408,820 87

450,642 87

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.........

60,451 20

83,859 24

68,981 66

83,779 24

344,516 25

349,055 76

375,188 26

370,896 77

600 00

100 00

522 90

,007,589 97

$1,061,856 74

T o ta ls

L iab ilitie s.

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o s its ............................................................ ...
S a v in g s c e r tif ic a te s o f d e p o s it...................................
C e rtifie d c h e c k s .................................................................
C a s h ie r’s c h e c k s o u ts ta n d in g .......................................
D u e to b a n k s an d b a n k e r s .............................................

7,371 25

981 53

877,844 87

$862,568 95

N o te s a n d bills r e d is c o u n te d .....................................
B ills p a y a b le ........................................................................
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

15 0

STA TE

BA NKING

D EPA RTM EN T

No. 49.
P O R T HURON SAVINGS BANK, P O R T HURON.
O rg an ized J a n u a r y 1, 1873.
H

e n r y

M

c

Mo

r r a n

, P r e s id e n t; J

am es

C. D.
Dir

e c t o r s

. —J a m

es

H.

H . W h i t e , V ic e P r e s id e n t ; C h
T h o m p s o n , A s s i s t a n t C a s h ie r .

a rles

F. H

W h ite , N e lso n Mills, H e n ry M cM orran, C h a rle s
C has. D. T hom pson.
R e p o r t of
M ay 5.

a r r in g t o n

F.

, C a s h ie r ;

H a rrin g to n ,

R e s o u rc e s.

R ep o rt of
F e b . 18.

L o a n s an d d is c o u n ts .......................... .............................

$292,872 61

$285,030 92

$253,634 60

$305,656 79

S to c k s , b o n d s an d m o r t g a g e s ....................................

189,098 95

188,899 84

185,611 13

173,636 13

O v e r d r a f ts ............... ...........................................................

3,922 24

3,295 02

3,506 42

5,516 05

2,350 00

2,350 00

2,350 00

2,350 OO

329 08

329 08

329 08

329 08

38,755 89

47,480 19

88,370 89

40,411 15

2,703 32

4,975 03

2,838 75

8,211 11

......

9 50

43 39

85 22

3 55

G old c o in ............................ ................................................

27 50

12 50

125 00

280 OO

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

B an k in g h o u s e ............................................................ .......
F u r n itu r e a n d fix tu re s ................................ ...................
O th e r r e a l e s t a t e ____

______

. . ..............

D ue fro m b a n k s in r e s e r v e c itie s _________ _____

1,304 25

D ue fro m o th e r b a n k s an d b a n k e r s ..........................
E x c h a n g e s fo r c le a rin g h o u s e ...................................
C h e c k s a n d c a s h ite m s ............................... ...............
N ic k e ls a n d c e n t s .............................................

S ilv e r c o in .........................................................................

1,706 00

1,846 00

502 00

31 50

U. S. a n d N a tio n a l b a n k n o te s ....................................

16,327 00

19,519 00

16,313 00

11,384 OO

T o t a ls _______________________________ _____

$548,102 09

$555,085 22

$553,666 09

$547,809 36-

C a p ita l s to c k p a id in ................. ..................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s f u n d .....................................................................
U n d iv id e d p rofits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a id ...............................................................

20,000 00

20,000 00

20,000 00

20,000 00

33,250 14

36,204 26

34,727 64

30,771 96

D ividends u n p a id ............................................................

30 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...... ..........

40,583 49

51,332 13

41,463 19

62,775 44

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

32,045 75

27,122 41

26,994 45

27,682 65

298,211 88

289,535 42

299,322 66

301,547 97

730 10

502 00

2 00

2 00

23,245 03

30,389 00

31,156 15

5,029 34

$548,102 09

$555,085 22

$553,666 09

$547,809 36

L iab ilitie s.

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it______
S a v in g s d e p o s its ..............................................................
S a v in g s c e r tif ic a te s o f d e p o s it...... ...........................
C e rtifie d c h e c k s ................................................... ............
C a s h ie r’s c h e c k s o u ts ta n d in g ............. .....

..........

D ue to b a n k s an d b a n k e r s ..........................................

5 70

N o te s an d bills r e d is c o u n te d ............ ..........................
Bills p a y a b le .................................. .............. .....................
T o t a l s .. .........................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

15 1

M ICHIGAN

No. 98.
ST. C L A IR COUNTY SAYINGS BANK, P O R T HURON.
O rg an ized M ay 26, 1890.
C

D

h a s.

ir e c t o r s

W

ellm a n

. — J.

, P r e s id e n t; E . G. S
Mo

p a l d i n g , V ic e
o r e , A s s is ta n t

P r e s id e n t; G e o
C a s h ie r .

rg e

W . M

o o re

, C a s h ie r; F . T .

B e rn a tz , S. A rm stro n g , E . G. S p ald in g , F. T. M oore, C h a rle s W ellm an, G eo. W .
M oore, L in c o ln A very.

R e s o u rc e s.

R ep o rt of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt o f
D ec. 1.

L o a n s a n d d is c o u n ts ........... ........................................ .

$324,911 53

$336,723 36

$325,134 14

$330,578 86

S to c k s , b o n d s a n d m o rtg a g e s ....................................

101,465 91

95,832 45

102,838 45

126,926 89

O v e r d r a f ts ...............................................................

6,594 80

6,628 49

3,299 86

5,514 53

B an k in g h o u s e .......................... ................................

9,000 00

9,000 00

9,000 00

9,000 00

F u r n itu re an d fix tu re s ......................................... ..........

3,500 00

3,500 00

3,500 00

3,500 00

27,989 39

69,434 97

77,952 98

50,063 07

5,702 95

6,797 66

10,517 30

7,158 84

3,530 21

2,227 16

2,848 44

1,559 33

O th e r r e a l e s t a t e . ________________________ _____
D u e fro m b a n k s in r e s e r v e c itie s ............................ .
D ue fro m o th e r b a n k s an d b a n k e r s ...... ................
E x c h a n g e s fo r c le a r in g h o u se ....................................
C h ec k s a n d c a s h ite m s ............. .............. .............. .......

1,704 50

N ic k e ls a n d c e n ts .............................................................

48 59

30 95

22 60

11 81

Gold c o i n ...................... ................................................. .

3,890 00

3,497 50

4,572 50

9,825 00

S ilv e r c o i n .. .................................................. ....... ............

2,344 70

2,843 00

1,184 30

1,038 35

U . S. a n d N a tio n a l b a n k n o te s ............... ...................

32,712 00

15,458 00

7,745 00

19,488 00

T o t a l s ............................................ .......................

$521,690 08

$551,973 54

$548,615 57

$566,369 27

C a p ita l s to c k p a id i n ................. ..................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .......................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a i d ............................................................

35,000 00

35,000 00

40,000 00

40.000 00

1,971 20

2,485 95

1,031 11

4,459 17

D iv id en d s u n p a id ....................................... ...................

24 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ................ .

136,152 91

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

L iab ilitie s.

24 00

24 00

187,168 99

149,557 07

142,883 96

50,135 15

46,302 77

47,872 97

53,604 65

234,481 37

230,621 26

258,567 45

275,364 90

1,562 97

32 50

$548,615 57

$566,369 27

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it_______
S a vings d e p o s its ........................................................ .
S a v in g s c e r tif ic a te s o f d e p o s i t ................................
C e rtifie d c h e c k s ................. ....... .....................................

36 90

C a s h ie r’s c h e c k s o u ts ta n d in g ................. ...................
D ue to b a n k s a n d b a n k e rs ..........................................

394 57
13,888 55

N o te s an d bills re d is c o u n te d .......................................
Bills p a y a b le .....................................................................
T o t a l s . . ......................................... .......................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$521,690 08

$551,973 54

15 2

STA TE

BA N K IN G

D EPA RTM EN T

No. 69.
T H E STA TE BA N K OF REA D IN G , REA D IN G
O rg an ized D e c e m b e r 27, 1889.
H
D

ir e c t o r s

e n r y

. — A d e lb e r i

F.

Do

ty

, P r e s id e n t; W

il l ia m

B.

N

o r t h r o p

, C a sh ie r.

R. C h ap m an , H e n ry F. D oty, G e o rg e G. C lark, W illia m B. N o rth ro p ,
J a y W . C h ap m an.
R e p o r t of
F e b . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts ........................................................

$109,102 89

$110,580 38

$93,550 00

$100,476 32

S to c k s , b o n d s an d m o r tg a g e s ....................................

12.485 00

12,685 00

15,410 00

16,310 00

3,310 88

7,174 55

1,590 60

4,309 08

1,025 00

1,025 00

1,025 00

1,025 00

46,693 81

17,219 13

8,802 18

31,721 62

940 65

915 00

780 63

1,302 46

1,733 57

1,034 21

5,227 80

85 00

75 00

50 00

75 00

6,500 00

7,000 00

7,300 00

7,000 00

O v e rd ra fts ....................................................................
B an k in g h o u s e ....................................................................
F u r n itu re an d fix tu re s ................................................. .
O th e r r e a l e s t a t e . ............................................................
D ue fr o m b a n k s in re s e r v e c itie s ............................
D ue fro m o th e r b a n k s an d b a n k e r s ..........................
E x c h a n g e s fo r c le a rin g h o u s e .....................................
C h e c k s an d c a s h ite m s ...................................................
N ic k e ls an d c e n t s ....................... .............................
G o ld c o in .............................................................................
S ilv e r c o in ................ .........................................................

840 00

585 00

448 00

300 00

U. S. a n d N a tio n a l b a n k n o te s ....................................

7,324 CO

5,134 00

6,350 00

5,500 00

$188.669 04

$164,152 28

$136,474 99

$172,725 45

C a p ita l s to c k p a id i n ......................................................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s f u n d ....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
a n d ta x e s p a i d . ..............................................................

6,000 00

6,000 00

6,000 00

6,000 00

1,129 50

1,840 57

1,053 56

2,013 78

T o t a ls ............. ..........................................

L iab ilitie s.

D iv id en d s u n p a id ........... ......................... .......................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

28,384 79

13,101 98

7,303 35

34,455 68

128,154 75

118,209 73

97,118 08

105,255 99

$164,152 28

$136,474 99

$172,725 45

.

S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it .............................
C e rtifie d c h e c k s ..............................................................

*

C a s h ie r's c h e c k s o u ts ta n d in g .....................................
D ue to b a n k s a n d b a n k e r s ....................................
N o te s a n d bills r e d is c o u n te d __________________
B ills p a y a b le .................................... ...................
T o t a l s ............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$188,669 04

-

STA TE

BANKS

OF

15 3

M ICHIGAN

No. 206.
MACOMB COUNTY SAVINGS BANK, RICHMOND.
O rg an ized S e p te m b e r 1, 189?.
J
D

am es

ir e c t o r s

E.

W

e t e r

, P r e s id e n t; A

n d re

S

im m o n s ,

V ic e P r e s i d e n t ; F

ra n k

J.

H

ir t

, C a s h ie r .

. —W .

F . S w itz e r, P a u l J. U llrich, J a m e s E. W e te r , A n d re S im m ons, A. M artin K e e le r,
G e o rg e A. B ailey , F r a n k W . F e n n e r, C h a rle s L in d k e, O sc a r C. L u n g e rh a u s e n .
R ep o rt of

R eso u rc e s.

L o a n s an d d is c o u n ts ..............................

R ep o rt of

R e p o r t of
S e p t. 20.
9,115 52

R e p o r t of
D ec. 1.
9,718 25

S to c k s , b o n d s a n d m o rtg a g e s ...........

600 00

O v e rd ra fts ..................................................

798 74

B an k in g h o u s e ...........................................
F u r n itu r e a n d fix tu re s ..........................

1,056 00

1,281 05

D u e fro m b a n k s in re s e r v e c itie s __

10,492 38

8,452 81

D ue fro m o th e r b a n k s a n d b a n k e r s .

7,188 83

667 70

C h e c k s an d c a s h ite m s ........................

1,243 56

442 97

N ic k e ls a n d c e n t s ................................. _

2 38

O th e r r e a l e s t a t e ....................................

E x c h a n g e s fo r c le a rin g h o u s e ..........

G o ld c o in .....................................................

3 17
55 00

S ilv e r c o in .................................................

92 00

454 05

U . S. a n d N a tio n a l b a n k n o te s ..........

1,286 00

2,780 00

0,476 67

$45,253 74

$24,550 00

$25,000 00

40 53

642 96

3,031 44

4,709 14

S a v in g s d e p o s its ........................................................

1,655 85

8,778 64

S a v in g s c e r tif ic a te s o f d e p o s it...........................

1,198 85

6,123 00

$30,476 67

$45,253 74

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id i n .................
S u rp lu s fu n d ............................................ ..........................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
a n d ta x e s p a id ................................................................
D iv id en d s u n p a id ........................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...........
D e m an d c o m m e rc ia l c e r tif ic a te s o f d ep o sit..
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.......

C e rtifie d c h e c k s .........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...............................
D u e to b a n k s an d b a n k e r s .....................................
N o te s a n d bills re d is c o u n te d ...........

...............

B ills p a y a b l e .......................................................... ..
T o tals..

20


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

15 4

STA TE

BA N K IN G

D EPA R TM EN T

No. 194.
ROMEO SAVINGS BANK, ROMEO.
O rg a n iz ed A p ril 30, 1897.
M. I.

B

ra bb

, P r e s id e n t;

E. R.

M

E
D ir

e c t o r s

. — M.

V i c e P r e s i d e n t ; L.
, A s s is t a n t C a sh ie r.

a th ew s,
v a ns

E.

B

ed ell

,

C a s h ie r;

H

e n r y

S.

I. B ra b b , E. R. M ath e w s, C has. F . N e w b u ry , E d w a rd C. N e w b u ry , H e n ry S. E v an s,.
L. E. B ed ell, D w ig h t N . L o w e ll, M. A . G iddings, F r a n k C. A n d re w s.
R e p o rt of
F e b . 18.

R e s o u rc e s.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ........................................................

$140,155 01

$152,390 14

$151,631 37

$163,406 09

S to c k s , b o n d s a n d m o rtg a g e s ......................................

55,311 00

78,354 00

107,241 50

101,7*79 00

74 63
5.000 00

348 64
5.000 00

94 05
5.000 00

235 19
5.000 00

1.000 00

1.000 00

1.000 00

1.000 00

41,486 53

34,837 71

20,655 05

30,607 24

500 00

340 75

10 18

1,886 38

C h e c k s a n d c a s h ite m s ...................................................

219 72

324 41

1,646 36

907 40

N ic k e ls an d c e n ts ..............................

133 82

101 18

112 77

136 45

2,757 50

3,040 00

3,885 00

4,172 50

O v e r d r a f ts ...... .................. ................. .....................
B an k in g h o u s e ........................................................
F u r n itu re an d fix tu re s ............. - .....................................
O th e r r e a l e s t a t e _______ _____________________
D ue fro m b a n k s in r e s e r v e c i t i e s . .........................
D ue fro m o th e r b a n k s a n d b a n k e r s ..................
E x c h a n g e s fo r c le a rin g h o u s e ....................................

. ...

G old c o in ............. ................................................................
S ilv e r c o in .............................................

1,530 90

2,299 85

1,194 75

3,146 60

U. S. a n d N a tio n a l b a n k n o te s

................................

3,483 00

4,436 00

2,221 00

4,384 00

T o ta ls ................... ............................ ...................

$251,652 11

$282,472 68

$294,692 03

$316,660 85

$50,000 00

$50,000 00

$50,000 00

$50,000 00

10,0 0 00

10,000 00

10,000 00

10,000 00

1,047 82

2,670 60

1,276 59

749 59

140 00

50 00

40 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

28,084 22

37,324 42

37,496 50

37,823 35

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

9,167 10

6,614 26

3,062 84

3,580 16

S a v in g s d e p o s its ............. ..............................................

95,748 57

110,991 35

140,523 63

168,404 06

S a v in g s c e r tif ic a te s o f d e p o s it..................................

57,464 40

64,822 05

52,292 47

46,103 69'

L iab ilitie s.
C a p ita l s to c k p a id i n ........ ..............................
S u rp lu s fu n d ........................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d . . ........................................
D iv id en d s u n p a id ............... ............. ..........................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............

C e rtifie d c h e c k s ........ .....................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ................................ .
D ue to b a n k s a n d b a n k e r s .......................... ...............
N o te s an d bills r e d is c o u n te d .....................................

........<r............

B ills p a y a b l e ......................................................................
T o t a ls ........................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$251,652 11

$282,472 68

$294,692 03

$316,660 85

STA TE

BANKS

OF

155*

M ICHIGAN

No. 125.
AM ERICAN COMMERCIAL AND SAVINGS BANK, SAG INA W .
O rg an ized N o v e m b e r 28, 1891.
W m . Li. W e b b e r ,

P r e s id e n t;

W m. Bä r ie ,

V ic e P r e s i d e n t ;

H. G. W e s e n e r ,

C a s h ie r .

D ir e c t o r s .—W m . L. W e b b e r, J o h n F . W in k le r, W m . B arie , J o h n H . Q ualm ann, J o h n K elly , H e n ry
P a s so lt, W m . S c h u e tte , S a m u e l E. S ym ons, L e w is 0 . S la d e .
R ep o rt of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ...... .................................................

$277,484 47

$348,446 79

$365,960 03

$357,969 84

S to c k s , b o n d s an d m o r tg a g e s ....................................

28,500 00

28,500 00

28,500 00

8,500 00

O v e r d r a f ts ..........................................................................

978 85

39 81

242 64

12 84

B an k in g h o u s e ...................................................................

13,900 24

13,900 24

13,900 24

13,900 24

F u r n itu r e an d f ix tu r e s .. . ...............................................

2,679 13

2,479 13

1,929 13

1,929 13

65,084 13

58,339 44

78,708 25

97,980 00

722 20

289 87

1,052 94

O th e r r e a l e s t a t e ................. ............ _..........................
D ue fro m b a n k s in r e s e r v e c itie s ................................

203 62

D u e fro m o th e r b a n k s a n d b a n k e r s __
E x c h a n g e s fo r c le a rin g h o u s e .....................................

750 82

300 00

.....................................

8 35

N ic k e ls a n d c e n t s ............................................................

71 49

62 92

132 25

104 39

G old c o in ..................... .........................................................

6,077 50

6,100 00

6,180 00

6,092 00

C h e c k s an d c a s h ite m s

.

S ilv e r c o in ............... ........................................................ .

1,418 20

2,832 75

1,785 50

2,437 50

U. S. a n d N a tio n a l b a n k n o te s ....................................

10,487 00

11,088 00

14,222 00

16,836 00

T o t a l s .......................... .................................................

$407,440 18

$472,714 90

$511,849 91

$507,114 88

$100,000 00

$100,000 00

$100,000 00

$100,000 00

30,000 00

30,000 00

30,000 00

30,000 00

13,054 36

14,458 06

15,420 10

13,674 37

C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...................

79,024 44

109,720 15

108,879 04

114,195 24

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it-----

67,679 04

90,817 68

129,391 73

116,630 88

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...... .........

12,669 70

11,833 97

5,003 00

5,000 00

103,322 71

115,635 04

122,909 04

127,214 39

250 00

250 00

250 00

L ia b ilitie s.
C a p ita l s to c k p a id in ............................ ........................
S u rp lu s f u n d . . .......................................... ........ ..............
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a i d ................. ........................................-

50 00

D iv id en d s u n p aid

S a v in g s d e p o s its ........................................... ...................
S a v in g s c e r tif ic a te s o f d e p o s it__
C e rtifie d c h e c k s ...............................................................

Due to b a n k s a nd b a n k e rs

1,439 93

N o te s and bills re d is c o u n te d

________ ________

Rills p a y a b le

__

___

____

T o ta ls ............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

50 00
300 00

C a s h ie r's c h e c k s o u ts ta n d in g

$407,440 18

$472,714 90

$511,849 91

$507,114 88

156

STA TE

BA N K IN G

D EPA R T M E N T

No. 25.
BA N K OF SAG INA W , SAGINAW .'
O rg an ized A p ril 18, 1888.
A. W. W r i g h t ,

P r e s id e n t;

B e n t o n H a n c h e t t , V i c e P r e s i d e n t ; D. W . B r ig g s ,
A. W. F i e l d , A s s i s t a n t C a s h i e r .

C a s h ie r ;

D i r e c t o r s —B e n to n H a n c h e tt, P . B a u e r, M. B u tm a n , D. W . B riggs, J a c o b K n a p p , E. B. M cC a rty ,
G ilb e rt M. S ta rk , W . W . S ta r k e y , A r th u r H ill, A. W . W rig h t, A. P. Bliss.

R e s o u rc e s.

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts ..............................

$793,522 52

$868,937 09

$872,549 04

$944,835 15

S to c k s , b o n d s a n d m o r tg a g e s ...........

106,074 89

106,074 89

111,404 19

111,404 19

O v e r d r a f t s .................................................

295 02

722 90

570 93

88 80

B an k in g h o u s e ..........................................

5,700 00

5,700 00

5,700 00

5,700 00

F u r n itu r e a n d fix tu re s ...... ....................

6,300 00

6,300 00

6,300 00

O th e r r e a l e s t a t e ....................................

9,000

9,000

9,000

D ue fro m b a n k s in r e s e r v e c itie s .

244,109 34

00

00

129,930 85

206,997 77

6,300 00
00

9,000

D u e fro m o th e r b a n k s an d b a n k e r s .

2,829 34

3,939 10

5,196 22

5,121 99

E x c h a n g e s fo r c le a rin g h o u s e ..........

3,164 08

5,636 97

3,213 83

2,622 62
498 91

C h e c k s a n d c a s h ite m s .........................

95 51

126 03

729 89

N ic k e ls a n d c e n ts ..1 .............................

223 95

247 18

134 80

177 64

G old c o in .....................................................

26,275 00

26,535 00

29,423 00

30,402 00

S ilv e r c o i n .. ..............................................

4,955 75

3,61S 25

2,702 60

4,302 80

U. S. an d N a tio n a l b a n k n o t e s _____

34,039 00

51,224 00

56,007 00

43,090 00

$1,236,584 40

$1,217,993 26

,309,929 27

$1,432,807 09

$200,000 00

$200,000 00

$200,000 00

$200,000 00

80,000 00

80,000 00

80,000 00

80,000 00

33,084 10

34,821 49

27,053 42

31,769 56

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id in .................
S u rp lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ...........................................................
D iv id en d s u n p a id ........................................................

100 00

C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...........

203,110 04

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

581,855 80

375 00

300 00

236,917 18

436,615 15

592,060 41

559,551 49

448,303 20

408,006 68

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it........
S a v in g s d e p o s its ........................................................
S a v in g s c e r tif ic a te s o f d e p o s it...........................
C e rtifie d c h e c k s .........................................................

620 18

931 25

G a s h ie r’s c h e c k s o u ts ta n d in g ...............................
D ue to b a n k s a n d b a n k e r s ......................................

138,434 46

106,082 92

117,382 50

119,739 19

$1,236,584 40

1,217,993 26

1,309,929 27

1,432,807 09

N o te s a n d bills re d is c o u n te d ................................
Bills p a y a b le ................................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

00

269,262 99

STA TE

BA N K S

OF

157

M ICHIGAN

No. 38.
P E O P L E ’S SAVINGS BANK OF EA ST SAG INA W , SAGINAW .
O rg an ized N o v e m b e r 27, 1886.
J o h n J. R u p p ,

P r e s id e n t;

G u r d o n C o r n in g ,

V ic e P r e s id e n t ;

J. F. Bo y n t o n ,

T rea su rer

D i r e c t o r s .—G. C orning, J o h n J. R upp, J. S c h w a rtz , W illia m B. B aum , J. F . B o y n to n , L. P. M ason,.
H . T. W iek es, W . C. M cC lu re, R. H. Roys.
R e p o rt o f
F eb . 18.

R e s o u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ........... ......................................... .

$250,466 41

$252,230 83

$260,672 69

$266,666 72

S to c k s , b o n d s a n d m o rtg a g e s ............... .............. ....

108,544 87

103,694 87

108,576 80

107,480 00

O v e r d r a f ts ............................................................ _............

564 24

1,760 93

892 67

937 32

B an k in g h o u s e ...... .............................................................
F u r n itu r e an d fix tu re s ....................................................

4,789 68

4,789 68

4,789 68

4,789 68

O th e r r e a l e s t a t e ...........................................................

13,730 33

14,058 77

14,058 77

14,058 77

400 00

400 00

D ue fro m b a n k s in re s e r v e c itie s ..............................

79,673 47

93,460 60

84,560 00

93,839 28

D ue fro m o th e r b a n k s a n d b a n k e r s ..........................

408 23

E x c h a n g e s fo r c le a rin g h o u s e .....................

805 51

584 48

148 70

1,472 40

C h e c k s a n d c a s h ite m s ...................................................

27 04

206 25

297 87

596 76

N ic k e ls an d c e n t s ............ .............................................

125 94

49 08

43 50

34 91

G old c o in .... ......................................................... .............

10,590 00

13,057 50

11,192 50

10,613 00

S ilv e r c o in ................................... ....................................

2,556 50

3,186 00

2,155 95

3,267 20

U. S. a n d N a tio n a l b a n k n o te s ...................................

7 544 00

10,667 00

4,248 00

4,498 00

$479,826 22

$497,745 99

$492,037 13

$509,186 65

C a p ita l s to c k p a id in .............................. .............. ......

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d . ....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a id ............................................................

37,500 00

37,500 00

27,500 00

27,500 00

3,715 18

5,990 58

2,992 30

5,891 44

320 00

320 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

86,074 01

78,124 08

87,380 80

103,352 58

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

58,966 61

75,978 59

62,936 45

60,553 58

243,250 42

246,329 66

261,226 08

261,539 05

P re m iu m s p a id ........................................... .....................

T o ta ls .

......................................................... .

532 61

L iab ilitie s.

D iv id en d s u n p a id

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o s its ____ ____ _____________________
S a v in g s c e r tif ic a te s o f d e p o s it

___

*

C e rtifie d c h e c k s
1 50

C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s an d b a n k e r s ..

350 OO

3,503 08

N o te s a n d bills re d is c o u n te d
Bills p a y a b le .............................
T o t a l s ....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$479,826 22

$497,745 99

$492,037 13

$509,186

158

STA TE

BA N K IN G

D EPA R TM EN T

No. 84.
SA G IN A W COUNTY SAVINGS BANK, SAG INA W .
O rg an ized D e c e m b e r 1, 1886.
A. P. B l is s ,

P r e s id e n t;

L o r e n z o T. D u r a n d , V i c e P r e s i d e n t ; R ic h a r d K h u e n , T r e a s u r e r ;
K h it e n , A s s i s t a n t T r e a s u r e r .

C.

A.

D i r e c t o r s .—L o re n z o T. D u ran d , C h a rle s E. B re n n e r, A. P . Bliss, R ic h a rd K h u e n , A a ro n T. Bliss,
J o h n L. J a c k s o n , E. G. R u st, H. B. A llen, A. W. A c h a rd .
R e p o r t of
F e b . 18.

R e so u rc e s.

L o a n s an d d is c o u n ts ....................................... .......
S to c k s , b o n d s a n d m o r t g a g e s ..................... .............
O v e rd ra fts

....

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

$183,179 62

$188,373 29

$167,500 46

$156,369 63

135,122 14

139,314 10

153,393 99

173,446 97

.... .................. ..........................

B an k in g h o u se .................................................................
F u r n itu r e an d fix tu re s ................................_..................

1,812 94

1,812 94

1,812 94

1,812 94

O th e r r e a l e s t a t e ..............................................................

14,928 21

14,756 26

15,878 13

15,794 81

D ue fro m b a n k s in r e s e r v e c itie s _________ _____

82,804 93

82,269 54

89,036 72

96,628 84

3,084 25

5,990 00

6,419 35

7,011 17

32 71

12 45

26 03

51 26

G o ld c o in ........ .................. ........................................ - .........

2,067 50

2,215 00

2,370 00

2,630 00

S ilv e r c o in

D ue fro m o th e r h a n k s a n d b a n k e r s ..........................
E x c h a n g e s fo r c le a rin g h o u se

................................

C h e c k s a n d c a s h ite m s .............................. ..... ..............
N ic k e ls an d c e n t s ..........................._.............................

1,058 45

1,230 45

861 55

792 70

.........................

5,069 00

2,105 00

4,391 00

6,849 00

T o t a l s .............................................................................

$429,159 75

$438,079 03

$441,690 17

$461,387 32

C a p ita l s to c k p a id i n ____ .•____________________

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d .............................................................. .....
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id _____________ ______ __________

58,500 00

58,500 00

50,000 00

50,000 00

3,061 50

6,045 81

12,814 84

17,925 48

292,831 96

301,590 01

309,456 80

320,803 04

24,766 29

21,743 21

19,318 53

22,558 80

200 00

100 00

100 00

$438,079 03

$441,690 17

$461,387 32

................................ ..... ....................

U. S. a n d N a tio n a l b a n k n o te s

L iab ilitie s.

D ividends u n p a id

__

................................

C o m m e rc ia l d e p o sits s u b je c t to c h e c k __
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o s its ...................... _......................................
S a v in g s c e r tif ic a te s o f d e p o s it..................................
C e rtifie d c h e c k s ...... .............................................. .........
C a s h ie r’s c h e c k s o u ts ta n d in g .
D ue to b a n k s and b a n k e rs
N o te s an d bills re d is c o u n te d
B ills p a y a b le
T o t a l s .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$429,159 75

STA TE

BANKS

OF

159

MICHIGAN

No. 44.
SAV ING S BANK OF EA ST SAG INA W , SAGINAW .
O rg an ized F e b ru a ry 7, 1872.
H. C. P o t t e r ,

P r e s id e n t; W.
Charles

J. B a r t o w ,
M. C o p l i n ,

V i c e P r e s i d e n t ; A.
A s s is ta n t T r e a s u re r .

Sch u pp,

T rea su rer;.

D ir e c t o r s .—A u g u stu s S c h u p p , J a m e s B. P e te r , H . C. P o tt e r , J r ., G ilb e rt M. S ta rk , W m . J . B a r to w ,
H e n ry C. P o tt e r , M ax H e a v e n ric h , W . F . P o tt e r , C h a rle s M. C oplin, F a rn h a m L yon.

R e so u rc e s.

R ep o rt of
F e b . 18.

R e p o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts ........................................................

$362,094 64

$398,842 05

$370,999 04

$350,117 32

S to c k s , b o n d s a n d m o rtg a g e s ____* ..........................

905,864 22

935,822 09

953,355 28

1,024,597 04

265 91

504 57

221 21

65,767 08

65,767 08

65,767 08

65,767 08

O v e r d r a f ts ............................................................................
B an k in g h o u s e ............................................. .............
F u r n itu r e a n d fix tu re s ...................................................

3,500 00

3,500 00

3,500 00

3,500 00

O th e r r e a l e s t a t e ............. ............................................
•
P rem iu m s p a i d .. . .........................................................

27,173 72

31,073 99

31,700 56

31,358 98

22,637 39

23,209 89

25,112 99

28,672 99

D ue fro m b a n k s in re s e r v e c itie s ............................

239,926 98

179,613 01

190,631 49

190,314 49

23,179 27

27,977 04

34,999 87

31,690 32

572 82

2,949 58

3,251 71

930 05

1,704 67

2,200 48

3,018 52

3,189 82

D ue fro m o th e r b a n k s an d b a n k e r s ...................
E x c h a n g e s fo r c le a rin g h o u s e .................................
C h e c k s a n d c a s h ite m s ..........................................
N ic k e ls an d c e n t s . . . .............................. ...........
G old c o i n . . . ....................... ............................ ..................

74 31

26 73

26 37

39 27

61,369 75

60,769 50

60,873 60

60,877 50

S ilv e r c o in ........................................................................

1,973 70

2,837 35

3,660 05

3,717 00

TJ. S. a n d N a tio n a l b a n k n o t e s . . ............. .................

25,773 00

23,526 00

29,333 00

44,065 00

$1.741,611 55

$1,758,380 70

$1,776.734 13

$1,839,058 07

$100,000 00

$100,000 00

$100,000 00

$100,000 00

50,000 00

50,000 00

50,000 00

50,000 00

9,120 45

15,429 68

14,979 81

13,536 90

T o t a l s ....................................................................

L iab ilitie s.
C a p ita l s to c k p a id in ....................................................
S u rp lu s f u n d ............................................................... .......
U n d iv id e d p ro fits, less c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a id .......................................................
D ividends u n p a id ......... ............ .....................................

20 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ..............

77,121 80

92,918 83

99,507 29

99,966 26

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

74,867 76

84,592 18

86,681 81

96,777 39

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............
S a v in g s d e p o s its ....................................................... ....... 1,429,133 14

1,409,838 21

1,425,565 22

1,478,777 52

S a v in g s c e r tif ic a te s o f d e p o s it .................................
C e rtifie d c h e c k s .......................................... ...................

359 86

C a s h ie r’s c h e c k s o u ts ta n d in g .....................................
D ue to b a n k s an d b a n k e r s .............................................

988 54

5,601 80

T o t a l s ..................................................................... $1,741,611 55

$1,758,380 70

N o te s a n d bills r e d is c o u n te d .......................................
B ills p a y a b le .

................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$1,776,734 13

$1,839,058 07

160

STA TE

BA N K IN G

D EPA R TM EN T

No. 29.
COMMERCIAL AND SAVINGS BANK, SA IN T CLAIR.
O rg an ized O c to b e r 16, 1886.
C h a s . S. N im s ,

P r e s id e n t;

J u s t in R. W h i t i n g ,

V ic e P r e s id e n t;

R u s s S. J e n k s ,

C a sh ie r.

DIHECTOR&—E. C. R e c o r, J u s tin R. W h itin g , W . L. J e n k s , C has. S. N im s, R uss S. J e n k s , J o h n H. J e n k s ,.
J . M. Je n k s.

R e s o u rc e s.

R e p o r t of
F eb . 18.

R e p o r t of
M ay 5.

L o a n s a n d d is c o u n ts ...................

$138,437 02

$148,803 92

S to c k s , b o n d s a n d m o rtg a g e s .

34,388 72

38,688 72

O v e rd ra fts .......................................

47 97

103 53

R e p o r t of
S e p t. 20.
$146,847 98
38,622 05.
2 74

R e p o r t of
D ec. 1.
$157,125 24
37,997 41
91 53

B an k in g h o u se
750 00

750 00

5,787 20

5,737 20

17,786 60

23,610 80

13,996 46

362 45

F u r n itu r e a n d fix tu re s ..........................

750 00

750 00

O th e r r e a l e s t a t e ....................................

4,287 20

4,287 20

D ue fro m b a n k s in re s e r v e c i t i e s . ..

29,294 47

D ue fro m o th e r b a n k s a n d b a n k e rs.

300 00

E x c h a n g e s f o r c le a rin g h o u se
C h e c k s a n d c a s h ite m s ...............

173 23

199 42

328 17

N ic k e ls an d c e n t s .........................

54 60

63 02

38 94

93 02

G old c o in ...........................................

3,125 00

3,215 50

4,027 50

4,397 50'

S ilv e r c o in ........................................

894 00

487 25

722 45

869 25

U. S. an d N a tio n a l b a n k n o te s.

4,238 00

2,356 00

4,655 00

3,909 00

T o t a l s ..................................

$215,990 21

$210,741 16

$225,392 83

$225,329 06

C a p ita l s to c k p a id i n ......................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00'

S u rp lu s fu n d .......................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
an d ta x e s p a id ............................................................

10,000 00

10,000 00

10,000 00

10,000 00

8,245 18

9,661 52

9,289 84

9,170 11

D iv id en d s u n p a id ..............................................................

64 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

33,350 93

26,620 05

28,125 26

25,932 04

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

45,409 98

41,196 42

47,534 01

42,281 95

68,920 12

68,263 17

80,443 72

87,944 96

$225,392 83

$225,329 06-

L iab ilitie s.

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it ............
S a v in g s d e p o s its ................................................................
S a v in g s c e r tif ic a te s o f d e p o sit* ................................
C e rtifie d c h e c k s ................................................................
C a s h ie r’s c h e e k s o u ts ta n d in g ......................................
D ue to b a n k s a n d b a n k e r s .......................................................................................
N o te s a n d bills re d is c o u n te d ................... ............................................................
Bills p a y a b le ...................................................................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$215,990 21

5, 000 00
0,741 16

STA TE

BANKS

OF

161

MICHIGAN

No. 39.
CLINTON COUNTY SAYINGS BANK, SA IN T .JOHNS.
O rg an ized N o v e m b e r 27, 1889.
A l b e r t J. B a l d w in ,

P r e s id e n t;

Ga l u s h a P e n n e l l , V i c e P r e s i d e n t ; P. E. W a l s w o h t h ,
R. C. D e x t e r , A s s i s t a n t T r e a s u r e r .

T rea su rer;

D ir e c t o r s .—A. J. B aldw in, C o o ley E. B all, W a r n e r B u n d ay , J o h n H ick s, P. E. W alsw o rth , G a lu sh a
P e n n e ll, C o le m an C. V a u g h an , J o h n C. H ic k s, O lney P. D e W itt.
R ep o rt of
F e b . 18.

R e s o u rc e s.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

.................................................

$59,428 77

$55,587 46

$47,918 28

$41,824 24

S to c k s, b o n d s an d m o rtg a g e s .................................._

101,378 56

99,408 56

111,059 56

113,292 28

L o a n s a n d d is c o u n ts
w

O v e rd ra fts
R a.nking b o u se
'

■Furniture and fix tu re s
O th e r re a l e sta .te
D ue fro m b a n k s in r e s e r v e c itie s ___________ __

49,425 75

46,549 72

53,020 33

75,272 36

4,296 32

D ue from o th e r h a n k s a,nd b a n k e rs
F x e h a n g e s f o r c le a rin g h o u se
C h e e k s a n d e a s h ite m s

G old c o in

31 72

2 00

_____ _______ ______ __

40

1 42

95-

_________________ ______ ____________

6,020 00

4,525 00

4,505 00

4,590 00-

N ie k e ls a.nd e e n ts

__

S ilv e r c o in ....................................................... ..................

2,038 80

2,074 25

2,068 58

1,314 58

U. S. and N a tio n a l b a n k n o t e s ____- .......................

3,298 00

2,355 00

3,448 00

3,755 00-

T o t a ls ............. - .............................................................

$221,622 00

$210,501 99

$226,317 49

$240,049 41

■

L iab ilitie s.
C a p ita l s to c k p a id i n ............ _............_........................

$35,000 00

$28,000 00

$28,000 00

$28,000 00

S u rp lu s fu n d ................... .................................................
U n d iv id e d p rofits, le ss c u r r e n t e x p e n se s, i n te r e s t
a n d ta x e s p a id ...... ................ ......................................

7,000 00

7,000 00

7,000 00

7,000 00

6,458 36

5,964 01

2,025 40

1,187 40

166,561 06

161,299 22

185,460 44

194,829 42

6,602 58

8,238 76

3,831 65

9,032 59

$221,622 00

$210,501 99

$226,317 49

$240,049 41

D ividends u n p a id ........ ...................... _.........................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t .............
S a v in g s d e p o s its ........... ...............................................
S a v in g s c e r tif ic a te s o f d e p o s it________________
C e rtifie d c h e c k s .................... ..................................... .....
C a s h ie r’s c h e c k s o u ts ta n d in g .... ............._................ .
D ue to b a n k s an d b a n k e r s ............. _................ - ..........
N o te s an d bills re d is c o u n te d

...... .......................

Bills p a y a b le ............................ ........................................
T o t a ls _______________________________ ____

21


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

162

STA TE

BANKING

D EPA RTM EN T

No. 45.
STA TE BANK OF SA IN T JOHNS, SA IN T JOHNS.
O rg an ized A u g u st 19. 1885.
P o r t e r K. P e r r i n ,

P r e s id e n t;

O. W. M o n g e r ,

V ic e P r e s id e n t ;

J o h n W. F it z g e r a l d ,

C a sh ie r.

D ir e c t o r s .—G eo. F . M arvin, J o h n H . C o rh it, J . H . F e d e w a , O. W . M unger, J e s s e S u lliv an , G eo. W .
E m m o n s, P o r t e r K . P e rrin , J . W . F itz g e ra ld , J a m e s R ic h ard so n , G. E. C orbin, J o h n J . K e ise r.

R eso u rc e s.

R e p o rt of
F e b . 18.

R e p o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ..............................

$106,333 56

$115,619 36

$103,158 45

$97,467 05

S to c k s , b o n d s an d m o r tg a g e s ...........

49,268 42

46,364 75

53,562 73

55,215 73

O v e rd ra fts .................................................

686 10

1,577 03

1,522 76

954 38

B an k in g h o u s e .........................................

8.500 00

8.500 00

8.500 00

8.500 00
2.500 00

F u r n itu re an d fix tu re s ...........................

2.500 00

2.500 00

2.500 00

O th e r r e a l e s t a t e ........ .........................

5,524 68

5,524 68

6,864 12

6.501 27

D ue fro m b a n k s in re s e r v e c i t i e s . ..

52,103 41

29,637 35

38,025 10

52,178 41
3,000 00

D ue fro m o th e r b a n k s a n d b a n k e r s .
E x c h a n g e s f o r c le a rin g h o u s e ..........
C h e c k s an d c a s h ite m s .........................

164 39

2,033 26

279 32

N ic k e ls and c e n ts ...................................

95 82

59 44

130 97

34 60

■Gold c o in .....................................................

8,910 00

8,340 00

7,400 00

5,230 00

310 90

S ilv e r c o in .................................................

1,663 00

1,753 00

2,350 00

3.999 00

U. S. an d N a tio n a l b a n k n o te s ........

7,588 00

2,837 00

5,906 00

5,573 00

$243,337 38

$224,745 87

$230,199 45

$241,464 64

$50,000 00

$50,000 00

$50,000 00

$50,000 00

5,113 11

5,113 11

5,313 11

5,313 11

483 57

1,251 96

503 08

3,099 18

C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...........

97,022 09

85,397 59

79,931 93

79,127 53

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

54,821 79

49,216 43

55,853 42

61,905 40

33,766 78

38,597 91

$224,745 87

9,199 45

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id .
S u rp lu s fu n d ........ ..............................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ...... .........................................................
D ividends u n p a id ......... .............................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it---S a v in g s d e p o s its ................................ ........................
S a v in g s c e r tif ic a te s o f d e p o s it...........................
C e rtifie d c h e c k s — .................................. ................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D ue to b a n k s a n d b a n k e r s ............... ......................
N o te s an d bills re d is c o u n te d ............. .............. .
B ills p a y a b le ....................................- .........................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$243,337 38

$241,464 34

STA T E

BANKS

OP

163

M ICHIGAN

No. 164.
COMMERCIAL STA TE BANK, SA IN T JO SE P H .
O rg an ized J u n e 13. 1893.
J. M. B a l l , P r e sid e n t ; J o h n F . G a r d , Vice P resident ; W . T. B r a d f o r d , Cashier .
D ir e c t o r s - W . T. B ra d fo rd , J a m e s M. Ball, M. S h e p a rd , J o h n F. G ard, M. M. M arble, M ax W .
S to c k , J a n e E. V a n D e rv e e r.
R e p o r t of
F e b . 18.

R e so u rc e s.

.Loans a n d d is c o u n ts

F u r n itu re a n d fix tu re s

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$46,991 22

$46,848 42

$46,549 49

$53,790 97

_______ ______

5.900 00

6,050 00

16,225 41

11,165 41

_________________________

44 38

66 03

171 02

75 26

2,195 49

2,195 49

1,783 33

1,783 33

11,872 80

6,933 29

36,346 41

18,994 76

______________________

S to c k s b o n d s and m o rtg a g e s
O v e rd ra fts

R e p o r t of
M ay 5.

. ________________

£ ^ 0 frnrn b a n k s in r e s e r v e c i t i e s _______________
fjn e fro m o th e r b a n k s an d b a n k e r s --------------------

1,183 24

E x c h a n g e s fo r c le a rin g h o u s e ------------------ --------

371 73

C h e c k s an d c a s h it e m s .- - ___- - - - - - - - - - - _____ _—

165 33

92 51

2,334 42

\Tinlrolc unri nprils

151 01

43 78

138 87

91 65

2,642 00

1,579 50

2,364 50

2,454 50

996 90

680 85

2,875 95

1,738 00

i>Oin
S ilv e r coin

________________
__ __________ _______ _
________________________

137 69

____________ _

7,762 00

6,954 00

7.543 00

5,555 00

______________________________

$79,092 86

$71,443 87

$116,332 40
'__________

$96,969 81

$25,000 00

$25,000 OO

*25,000 00

$25,000 00

3,200 00

3.200 00

3,200 00

3,200 00

956 92

421 52

1,147 00

488 34

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........

43,125 00

35,339 16

71,334 35

55,549 54

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

6,810 94

7,483 19

15,651 05

12,731 93

$79,092 86

$71,443 87

$116,332 40

$96,969 81

U S an d N a tio n a l ba.nk n o te s
T o tal«

L iab ilitie s.
C a p ita l s to c k p a id i n . . . ................... ............ - ................
S u rp lu s fu n d — ....................................................... .
U n d iv id e d pro fits, less c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a i d ................................ - ............ -------D iv id en d s u n p a id ........................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t ---S a v in g s d e p o s its ............... - .......................................
S a v in g s c e r tif ic a te s o f d e p o s it...........................
C e rtifie d c h e c k s . , .....................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D ue to b a n k s a n d b a n k e r s ......................................
N o te s an d bills r e d is c o u n te d ...............................
B ills p a y a b le ...............................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

](!4

STA TE

BA N K IN G

D EPA RTM EN T

No. 31.
T H E UNION BA NKING COMPANY, SA IN T JO SE PH .
O rg an ized A u g u st 24, 1882.
A. W . W e l l s ,

P r e s id e n t;

J ohn W allace,
A. L. H e a r t t ,

V i c e P r e s i d e n t ; Or v il l e
A s s i s t a n t C a s h ie r.

O. J o r d o n ,

C a s h ie r ;

D ir e c t o r s .—E. A. G rah am , A. W . W ells, J o h n W a lla c e , J a m e s F o rb e s , A. L. H e a r tt, O. O. Jo rd o n ,
J o h n H. L e e , J o h n H. G raham .
R e p o rt of
F e b . 18.

R eso u rc e s.

R e p o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$110,244 99

$145,329 92

$91,546 94

$109,581 83

S to c k s , b o n d s a n d m o rtg a g e s .....................................

9,525 00

9,525 00

8,525 00

34,125 00

O v e r d r a f ts ......................................... ...............................

1,003 80

599 37

796 06

519 40

B an k in g h o u s e .- .

4,450 00

4,450 00

4,450 00

4,450 00

3,271 73

3.271 73

3,271 73

3,271 73

D ue fro m b a n k s in re s e r v e c itie s ......... ......................

108,787 65

67,941 28

191,215 85

180,121 40

D ue fro m o th e r b a n k s an d b a n k e r s ..........................

1,316 67

2,270 64

3,953 44

1,428 46

176 96

345 37

1,044 92

4,639 38
455 46

L o a n s •a n d d is c o u n ts ....................................................
©

.............................. .....................

F u r n itu re an d fix tu re s ....................................................
O th e r r e a l e s t a t e . . . ........................................................
P re m iu m s on b o n d s.........................................

.

E x c h a n g e s fo r c le a rin g h o u s e .................................

1,250 OO

C h e c k s a n d c a s h ite m s ...... ............................................

147 04

141 36

75 11

N ic k e ls an d c e n t s .........................................................

559 55

951 29

440 21

792 97

5,000 00

5,000 00

5,000 00

1,000 00

G old c o in ................... ....................................................
S ilv e r c o i n . . . .....................................................................

2,757 55

2,754 00

2,725 30

2,431 95

U. S. a n d N a tio n a l b a n k n o t e s . . ................................

16,597 00

14,904 00

23,154 00

21,816 ro

$263,837 94

$257,483 96

$336.198 56

$365,883 58

C a p ita l s to c k p aid i n ......................................... ..........

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d ...................................................
U n d iv id e d pro fits, less c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ................................

10,000 00

10,000 00

10,000 00

10,000 00

1,122 72

2,217 75

4,671 08

6,770 81

C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................

183,312 69

178,504 17

239,317 09

267,498 96

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

19,402 53

16,730 04

30,663 11

31,613 81

32 00

1,547 28

$257,483 96

$336,198 56

T o t a l s ..........................................................................

L iab ilitie s.

D iv id en d s u n p a id ............. .................................. .......

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o s its ........................................................
S a v in g s c e r tif ic a te s o f d e p o s it__________
C e rtifie d c h e c k s ............................. ......................
C a s h ie r's c h e c k s o u ts ta n d in g _________ ____ ____
D ue to b a n k s a n d b a n k e r s ___ ____ _____ ____ ____
N o te s an d bills r e d i s c o u n t e d ...................
B ills p a y a b le .................................................. .
T o t a l s ........................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$263,837 94

$365,883 '58

STATE

BANKS

OF

165

M ICHIGAN

No. 42.
COMMERCIAL SAVINGS BANK OF SA IN T LOUIS, SA IN T LOUIS.
O rg an ized D e c e m b e r 2, 1889.
L. S a v ie r s ,

P r e s id e n t;

J am es O. H i l t o n ,

V ic e P r e s id e n t;

F. H. B e r n a r d ,

C a s h ie r .

D ir e c t o r s .—H. H a rrin g to n , J . O. H ilto n , A. S. M c In ty re , N. W h ite , P a r k e r M errill, L e m u e l S a v ie rs ,
J. W . B e rn a rd , G eo. M. F e rris.
R e p o rt o f
F e b . 18.

R eso u rc e s.

L o a n s a n d d is c o u n ts ................................................
S to c k s , b o n d s an d m o r t g a g e s ...................................
O v e r d r a f ts .......................................................................

R e p o r t of
M ay 5.

R e p o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

$45,957 36

$47,647 11

$58,571 03

$60,753 91

5,821 34

5,821 34

4,916 23

4,916 23

388 39

238 82

316 38

941 21

1,877 12

1,877 12

1,877 12

1,877 12

883 94

881 44

B an k in g h o u s e ............................... ....................................
F u r n itu r e an d fix tu re s ............................... ............... .
O th e r r e a l e s t a t e .................................................. ........
C u rre n t e x p en se s, in te r e s t a n d ta x e s p a i d . .........

1,063 07

D ue fro m b a n k s in r e s e r v e c i t i e s . ............................

12,786 00

21,543 00

9,328 39

9,143 08

30 00

6 75

411 04

25 00

1,097 14

D ue fro m o th e r b a n k s an d b a n k e r s ......................
E x c h a n g e s fo r c le a rin g h o u s e ....................................
C h e c k s an d c a s h ite m s .................................. _..............

37 69

30 58

352 38

N ic k e ls an d c e n t s ................... .........................................

79 51

102 77

48 79

80 32

2,230 00

1,650.00

1,490 00

1,722 50

G old c o in .......................
S ilv e r c o in .............................. ............................................

1,148 25

1,433 25

1,785 95

1,133 00

U. S. a n d N a tio n a l b a n k n o te s ....................................

4,108 00

4,836 00

5,581 00

7,603 00

T o t a l s .. . .........................................................................

$75,526 73

$85,186 74

$85,562 25

$90,173 95

$25,000 00

$25,000 00

$25,000 00

$25,000 00

2,000 00

2,000 00

2,000 00

2,000 00

*981 52

518 04

1,277 26

2,666 52

L iab ilitie s.
C a p ita l s to c k p a id in .......................... __..................
S u rp lu s fu n d _____ _____ _ .
__ ...........................
U n d iv id e d pro fits, less c u r r e n t ex p e n se s, in te r e s t
an d ta x e s p a id ............................................................
D ividends u n p a id .............................. ..............................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ......... .........

17,313 42

14,528 45

16,756 22

13,489 80

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

20,084 21

33,448 11

26,242 90

16,790 36

10,147 58

9,692 14

9,580 03

10,495 69

4,705 84

19,731 58

$85,562 25

$90,173 95

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............
S a v in g s d e p o s its ...... ........................................................
S a v in g s c e r tif ic a te s o f d e p o s it .............. ..................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g .....................................
D ue to b a n k s an d b a n k e r s ........... ............. ...............
N o te s a n d bills r e d is c o u n te d .......................................
Bills p a y a b le ........... ........................ ................... ............
T o ta ls .......................................
*

G ross u n d iv id e d profits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

...................

$75,526 73

$85,186 74

STA TE

166

BA N K IN G

.

D EPA R TM EN T

No. 197.

G R A TIO T COUNTY STA TE BANK, SA IN T LO UIS.
O rg a n iz ed J u ly 1, 1897.
A. B. Da r r a g h ,

P r e s id e n t;

J ohn F ra zer,

V ic e P r e s id e n t;

B. A. C h u r c h ,

C a sh ie r.

D ir e c t o r s .—A. B. D a rra g h , W . O. W a tso n , G e o rg e E. Clifford, J o h n F r a z e r, H. J. T u g e r.

R e p o r t of
F e b . 18.

R e so u rc e s.

L o a n s and d is co n n ts

__

R e p o r t of
D ee. 1.

$47,857 53

$47,939 62

$59,879 36

$52,795 68

13,200 00

14,350 00

15,034 67

15,209 67

_______. . .

142 79

577 51

226 59

________________

1,700 00

O v e rd ra fts

F u r n itu re and fix tu re s

R e p o r t of
S e p t. 20.

____________ ___

___________________

S to c k s b ^ n d s a.nd m o rtg a g e s

R e p o rt of
M ay 5.

1,700 00

1,700 00

1,700 00
1,298 31

11,818 66

11,752 02

1,830 00

54 90

353 05

107 00

107 00

117 02

129 58

150 89

857 50

1,027 50

19,100 62

____________

21,898 27

L u e fro m o th e r ba,nks an d b a n k e r s _____________

38 14

1,468 59 «

C h e e k s and e ash ite m s

54 54
198 27

L u e fro m b a n k s in rftsftrvft e itie s

^vfie.kels and e e n ts

__ ________________
______ _____________

___

_________________________

3,715 00

2,105 00

_____________________________

3,096 00

2,007 50

1,325 00

3,802 00

6,572 00

5,059 00

3,570 00

11,358 00

$98,472 54

$94,200 40

$96,829 28

$99,482 56

________________: ________

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s fu n d
- _______
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
and ta x e s p a id
_________________________

1,648 09

1,922 93

1,789 65

1,841 05

C o m m ^ r^ ial d e p o sits s n b je e t to e h e e k ________

48,000 46

37,872 97

34,120 75

31.879 72

S a y in g s e e rtitie a t.e s o f d e p o s it..................................

23,823 99

29,404 50

35,918 88

40,761 79

$98,472 54

$94,200 40

$96,829 28

$99.482 56

G old coin
S ilv e r eoin

XJ S and T^ational b a n k n o te s
T o ta ls

_ ______________

_____________________________

L iab ilitie s.
C a p ita l s to e k p a id in

C a s h ie r’s e h ee h -^ ont,sta,nding

T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

_ ___________________________

STA TE

BANKS

OF

167

M ICHIGAN

No. 200.
TRUM AN MOSS STA TE BANK, SAN ILAC CENTRE.
O rg an ized O c to b e r 21, 1897.
J u l ia H. M i l l s ,

E l iz a b e t h Moss M il l s A n k e t e l l ,
Oh a s . J. O l e s o n , C a s h i e r .

P r e s id e n t;

V ic e P r e s i d e n t ;

'Di r e c t o r s .—J u lia H. Mills, E liz a b e th M oss Mills A n k e te ll, Thos. J . A n k e te ll, J o h n O’C onnor,
J e r im ia h O’C onnor.

R e s o u rc e s.

L o a n s a n d d is c o u n ts .......................................................

R e p o rt o f
F e b . 18.
$14,435 72

S to c k s , b o n d s a n d m o rtg a g e s ...........
O v e rd ra fts

-

R e p o r t of
M ay 5.

B an k in g h o u s e ____________ _____ ________ _____

O th e r r e a l e s t a t e

$10,891 99

$10,928 55

8,780 08

7,181 47

7,177 04

82 08
1,492 90

1,535 90

1,535 90

310 40

340 90

340 90

340 90

1,219 10

1,835 70

...............

D ue fro m b a n k s in re s e r v e c itie s
D ue fro m o th e r b a n k s an d b a n k e r s ......... ................

R ep o rt of
D ec. 1.

$9,227 10

...........................................

F u r n itu r e a n d fix tu re s ................................ ...................

R e p o r t of
S e p t. 20.

1.535 90

759 74

2,936 54

1,914 23

842 98

2,158 13

621 88

281 85

856 82

344 01

E x c h a n g e s fo r c le a rin g h o u s e .................
606 43

862 20

520 61

N ic k e ls an d c e n ts .................._ _ ..................................

2 89

5 68

1 25

26 60

G old c o in ..........................................................................

1,625 00

25 00

70 00

60 00

C h e e k s a n d c a s h ite m s ............................ ...................

__ ..............................................................

44 75

39 25

83 20

89 35

U. S. an d N a tio n a l b a n k n o t e s . . . ............... ..............

748 00

1,150 00

1,150 00

2,376 00

T o t a l s ...................................................................

$22,183 96

$25,524 53

$25,272 58

$26,413 85

$20,000 00

$20,000 00

$20,000 00

$20,000 00

123 78

476 41

934 53

974 21

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ____ ____

1,381 95

4,395 12

3,043 05

4,824 18

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

678 23

653 00

1,295 00

615 46

$22,183 96

$25,524 53

$25,272 58

$26,413 85

S ilv e r c o in .-

L iab ilities.
C a p ita l s to c k p a id in ........

.......................................

S u rp lu s fu n d ____________ .
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s, in te r e s t
a n d ta x e s p a id .....................................................
D iv id en d s u n p a id .............................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...........
S a v in g s d e p o s it s ..............................................................
S a v in g s c e r tif ic a te s o f d e p o s it...............
C e rtifie d c h e c k s ........................ ...........................
C a s h ie r’s c h e c k s o u ts ta n d in g
D ue to b a n k s a n d b a n k e rs .
N o te s a n d bills re d is c o u n te d .. ..
B ills p a y a b le

.

.

.

T o t a l s ....................... ............................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

16 S

STA TE

BANKING

D EPA R TM EN T

No. 54.
SAU LT SAVINGS BANK, LOAN AND TRU ST CO., SA U LT STE. MARIE.
O rg an ized N o v e m b e r 20, 1886.
Ge o r g e K e m p ,

P r e s id e n t;

M. J . W e a v e r ,

V ic e P r e s i d e n t ;

E. L. S t a n l e y ,

C a sh ie r.

D i r e c t o r s .—G e o rg e K em p , C. E. A in s w o rth , J . H. S te e r e , Wm. C h an d ler, R. D. P e rry , M. J. W e a v e r,
F r a n k P e rr y , M. J. M ag ee, H e n ry H ic k le r.
R e p o r t of
F e b . 18.

R e so u rc e s.

R ep o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s an d d is c o u n ts ............. . ........................_..............

$189,538 23

$209,235 93

$183,642 07

$184,231 79

S to c k s , b o n d s an d m o rtg a g e s ............... ......................

30,895 43

30,792 38

41,357 38

44,917 12

157 64

448 25

552 69

257 35

40,000 00

40,000 00

40,000 00

35,000 00

O v e r d r a f ts ...................................................................... .
B an k in g h o u s e .................. ..............................................
F u r n itu r e an d fix tu re s .......................... .

...................

1,500 00

2,800 00

2,967 53

2,900 00

O th e r r e a l e s t a t e . . .......................... . .............................

10,354 23

10,299 42

10,272 05

10,053 05

D ue fro m b a n k s in re s e r v e c itie s ..... .................... .

133,753 45

51,666 06

44,904 28

110,976 30

D ue fro m o th e r b a n k s a n d b a n k e r s ........... ..............

3,281 84

111 59

4,513 16

916 24

E x c h a n g e s fo r c le a rin g h o u s e ................................. .

1,927 41

1,674 44

1,735 02

1,171 76
375 87

C h e c k s a n d c a s h ite m s ........................................... .......

38 70

96 08

293 23

N ic k e ls an d c e n t s ............................................................

212 66

73 60

197 39

227 93

G old c o in ............... .................... .........................................

5,890 00

6,720 00

8,240 00

8,510 00

S ilv e r c o in ................... .................................... .................

1,366 50

1.208 90

2,101 05

2,148 85

U. S. a n d N a tio n a l b a n k n o te s ........... ................ .......

10,412 00

18,982 00

15,057 00

18,616 00

T o ta ls -.......................... ...............................................

$347,240 70

$367,346 87

$421,904 87

$443,079 41

C a p ita l s to c k p a id in .......................... ...........................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s f u n d .......................................................................
U n d iv id e d profits, le ss c u r r e n t e x p en se s, in te r e s t
an d ta x e s p a id ................................................................

13,000 00

13,000 00

13,000 00

10,000 00

5,183 68

7,123 60

7,295 07

4,876 40

D iv id en d s u n p a id ............. .................. .............................

224 00

64 00

110,059 38

125,769 29

163,969 15

162,639 78

35,671 42

45,234 00

28,679 67

133,102 22

126,091 64

157,702 70

50 00

100 00

14 34

1,158 28

583 37

$367,346 87

$421,904 87

$443,079 41

L iab ilitie s.

C o m m e rc ial d e p o sits s u b je c t to c h e c k ............. .
D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

880 00

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit _______
S a v in g s d e p o s its ........................................ ................ .
S a v in g s c e r tif ic a te s o f d e p o s it..............................

179,782 49
34,313 37

C ertifie d c h e c k s ........................ ..... ................ ..............
C a s h ie r’s c h e c k s o u ts ta n d in g ....................................

4 00

D ue to b a n k s a n d b a n k e r s ............................................
N o te s an d bills re d is c o u n te d .......................................
Bills p a y a b le ............... ......................................................
T o t a l s ........... .............................................................. .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$347,240 70

STA TE

BANKS

OF

169

M ICHIGAN

No. 204.
ST A T E SAVINGS BANK OF SCO TTV ILLE, SCO TTV ILLE.
O rg an ized J u ly 29, 1898.
C. W . M c P h a i l ,

P r e s id e n t;

M. L. W il l ia m s ,

V ic e P r e s id e n t;

H. G. F l i n t ,

C a s h ie r.

Dir e c t o r s .—C. W . M cP h ail, M. L. W illiam s, C. A. M cP hail, H . G. F lin t, M ary A. F lin t.

R eso u rc e s.

R ep o rt of

R e p o r t of

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ............. ...............

$10,553 09

$12,836 26

S to c k s , b o n d s an d m o r t g a g e s .. ........

1,138 83

4,337 68
9 25

O v e r d r a f ts .................................................
B an k in g h o u s e .........................................
1,362 27

1,341 27

D ue fro m b a n k s in r e s e r v e c itie s ___

10,689 77

6,533 99

D ue fro m o th e r b a n k s a n d b a n k e rs .

295 00

1,909 01

84 24

F u r n itu r e a n d fix tu re s ...........................
O th e r r e a l e s t a t e ....................................

E x c h a n g e s fo r c le a rin g h o u s e ...........
C h e c k s a n d c a s h ite m s .........................

80 20

"N ickels an d c e n t s ..................................

6 70

12 58

•Gold c o in ......................................... l..........

95 00

50 00

'S ilv e r c o i n .- . ........ ..................................

163 00

176 15

U. S. an d N a tio n a l b a n k n o te s ..........

3,320 00

3,091 00

T o ta ls .

$27,703

$30,381 43

$15,500 00

$15,500 00

201 39

629 55

L iab ilitie s.
'C a p ita l s to c k p a id in ..................
S u rp lu s fu n d ...........................- ........................... .........
■Undivided p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id .................................. - ..................
D iv id e n d s u n p a id ........................................................
8,772 62

C o m m e rc ia l d e p o sits s u b je c t to c h e c k --------D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it-----S a v in g s d e p o s its ........................................................

1,672 56

4,049 26

S a v in g s c e r tif ic a te s o f d e p o s it...........................

1,115 00

1,430 00

C e rtifie d c h e c k s ........................................... - ..........
C a s h ie r’s c h e c k s o u ts ta n d in g ............... - .............
D ue to b a n k s a n d b a n k e r s .....................................
N o te s a n d bills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
27,703

T o ta ls

22


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$30,381 43

170

STA TE

BANKING

D EPA RTM EN T

No. 175.
COMMERCIAL STA TE BANK. OF SH EPH ER D , SH E PH E R D .
O rg an ized D e c e m b e r 27, 1894.
I. N. S h e p h e r d ,

P r e s id e n t;

M r s . B. J. W h i t e , V i c e P r e s i d e n t ; T h o s . H a n n e t t ,
P r e s i d e n t ; W . E. A dams , C a s h i e r .

Second

V ic e

D ir e c t o r s .—I. N . S h e p h e rd , L in u s D. E s te e , H. D. B en t, A. C. V re d e n b u rg , Mrs. B. J . W h ite , M a r th a
A. T a y lo r, O liv er H. A d am s, T h o m as H a n n e tt, W . H. K in te r.
R e p o rt of
F e b . 18.

R eso u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ................._.....................................

$33,201 95

$24,941 67

$28,282 56

$35.193 46

S to c k s , b o n d s a n d m o rtg a g e s ........... ..........................

5,947 88

6,589 54

9,049 63

9,567 31

O v e r d r a f ts ............. . ............_.................... _......................

2,019 56

1,735 27

6,505 11

169 54

1,800 00

1,800 00

1,700 00

1,700 00

700 00

700 00

700 00

700 00

D ue fro m b a n k s in re s e r v e c i t i e s ............................ .

26,188 88

33,227 95

18,745 96

30,808 16

D ue fro m o th e r b a n k s an d b a n k e r s .........................

366 25

87 15
848 10

106 25

B an k in g h o u s e ............................................................... __
F u r n itu r e a n d f ix tu r e s ...............................................
O th e r r e a l e s t a t e .......................................................

E x c h a n g e s fo r c le a rin g h o u s e ....................................
C h e c k s an d c a s h ite m s ...................................................

253 17

N ic k e ls an d c e n ts ..............................................................

63 94

97 13

G old c o in ........... ...................... .............

.....................

28 00

2 52

79 13

88 54
3,110 00

1,620 00

1,840 00

1,320 00

S ilv e r c o in ........................................................................ .

1,239 15

886 35

1,370 30

923 35

U. S. an d N a tio n a l b a n k n o te s ...............................

2,901 00

5,365 00

2,847 00

4,265 00

$76,301 78

$77,270 06

$71,475 79

$86,634 13

T o t a l s .............................................................. .......

L iab ilitie s.
...................................................

$17,000 00

$17,000 00

$17,000 00

$17,000 00

S u rp lu s f u n d ...................... ...............................................
U n d iv id e d p rofits, less c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ____ ; ..................................................

800 00

800 00

1,000 00

1,000 00

250 96

721 36

435 40

956 95

D iv id en d s u n p a id ............... ............................................

151 58

88 00

40 00

40 00

C o m m e rc ia l d e p o sits su b je c t to c h e c k ...............

15,696 28

12,067 64

7,339 23

12,778 69

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____

42,402 96

46,593 06

45,661 16

54,858 49

$76,301 78

$77,270 06

$71,475 79

$86,634 13

C a p ita l s to c k p a id in

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it

___

S a v in g s d e p o s its ...............................................................
S a v in g s c e r tif ic a te s o f d e p o s it.

___________

C ertifie d c h e c k s ................................................. ..............
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s a n d b a n k e r s ......... ..................................
N o te s a n d bills r e d is c o u n t e d .....................................
B ills p a y a b le

......................

.........................

T o t a l s .....................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

171

MICHIGAN

No. 148.
C IT IZ E N S’ STA TE BANK OF SOUTH HAVEN, SOUTH H AVEN.
O rg an ized D e c e m b e r 28, 1892.
W . S. B r a d l e y ,

P r e s id e n t,;

R. T. P i e r c e .

V ic e

P r e s id e n t;

L. E. P a r so n s ,

C a sh ie r.

Di r e c t o r s .—W m . S. B ra d le y , J o h n C. M erson, R. T. P ie rc e , O rley M. V a u g h a n , S ila s M. T ro w b rid g e ,
L. P. O tis, J a m e s K . B a rd e n , T. B. B uell, C. W . W illiam s, L. A. S p e n c e r, W . H. H u rlb e rt.

R eso u rc e s.
t
L o a n s a n d d is c o u n ts

__ ..

R e p o rt o f
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$80,726 26

$93,506 60

$90,743 91

$90,007 36

S to c k s , b onds a n d m o rtg a g e s .....................................

24,070 91

28,047 70

32,755 46

45,600 81

O v e rd ra fts ............................... ............................................

1,024 13

778 26

251 10

295 23

3,000 00

3,000 00

3,000 00

3,000 00

40,417 45

15,758 60

63,657 26

44,044 99

C h e c k s an d c a s h i t e m s . . ................................ ...........

736 09

1,518 18

2,316 08

2,247 75

N ic k e ls a n d c e n ts ........................ ..........................

106 92

2 51

101 21

20 49

5,050 00

6,535 00

7,175 00

7,710 00

B an k in g h o u s e ........................ ....................................._
F u r n itu re a n d fix tu re s ...... ............ ............................
O th e r r e a l e s t a t e . .......................................................
P re m iu m s p a i d . . . .......... .................................................
D ue fro m b a n k s in re s e r v e c i t i e s ...... ........................

130 50

D ue fro m o th e r b a n k s an d b a n k e r s ................ .........
E x c h a n g e s fo r c le a rin g h o u s e ...................................

Gold c o in ....... .................................................. ...................

616 50

1,008 50

426 15

867 00

U. S. a n d N a tio n a l b a n k n o te s ...................................

4,465 00

8,267 00

7,480 00

12,420 00

T o t a l s ______ ____ _ ____________________

$160,213 26

$158,422 35

$207,906 17

$206,344 13

.........................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d . ............... . .... .............
U n d iv id e d profits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a id _________________ ____ _________

5,000 00

5,000 00

5,000 00

5,000 00

739 14

1,737 31

2,707 79

4,832 32

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

47,005 63

43,079 16

80,515 59

67,460 30

D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

11,011 67

14,684 37

16,884 09

18,797 42

46,456 82

43,921 51

52,798 70

60,254 09

$160,213 26

$158,422 35

$207,906 17

$206,344 13

S ilv e r c o in ........................ ...........................................

L iab ilitie s.
C a p ita l s to c k p a id i n .....................

D ividends u n p a i d .................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o s its ............................ ................................
S a v in g s c e r tif ic a te s o f d e p o s it ...................
C e rtifie d c h e c k s ......................................... ......................
C a s h ie r's c h e c k s o u ts ta n d in g - _
D ue to b a n k s a n d b a n k e rs
N o te s a n d bills re d is c o u n te d
Bills p a y a b le

..

T o t a l s .........


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

_________________

______

......................................

........

172

STA TE

BANKING

D EPA RTM EN T

No. 71.
T H E F IR S T STA TE BANK OF SOUTH HA VEN , SOUTH HAVEN.
O rg an ized D e c e m b e r 28, 1889.
C h a r l e s J. Mo n r o e , P r e s i d e n t ; H. W . W il l ia m s , V i c e P r e s i d e n t ; L. S. M o n r o e ,
A. H a r t m a n , A s s i s t a n t C a s h i e r ; G e o r g e C. M o n r o e , A u d i t o r .

C a s h ie r ;

E ügene

D ir e c t o r s .—H e n ry W . W illiam s, C h a rle s J. M onroe, V o ln e y R oss, M. H . B ixby, J o h n M ackey, S a m u e l
P . W ilson, E u n ic e E. M oore, H. M. A very, G eo. C. M onroe.

R eso u rc e s.

L o a n s an d d is c o u n ts .................................................
S to c k s , b o n d s an d m o r t g a g e s ....................................
O v e rd ra fts .......................................................

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

$119,523 79

$129,903 02

$119,984 21

$113,556 72

74,727 23

77,735 45

95,661 01

102,697 25

1,437 82

1,266 46

803 44

84 93

R e p o r t of
D ec. 1.

B an k in g h o u s e .................................
F u r n itu re a n d f ix t u r e s ....................................................

3,000 00

3,000 00

3,000 00

3,000 00

O th e r r e a l e s t a t e ................................... .............

13,316 62

13,316 62

10,370 98

10,370 98

D ue fro m b a n k s in re s e r v e c itie s ................. ...............

38,133 65

26,937 39

65,242 05

82,354 93

1,573 33

1,014 05

3,110 51

1,669 99

143 54

63 30

38 00

71 06

6,100 00

4,200 00

4,615 00

4,520 00

D ue fro m o th e r b a n k s a n d b a n k e r s ....................... .
E x c h a n g e s fo r c le a rin g h o u s e _________ _________
C h e c k s a n d c a s h i t e m s . . . ..........
N ic k e ls a n d c e n t s ........ .............................
G o ld c o in ............. .....................................
S ilv e r c o in ..................................

1,939 00

1,403 00

1,370 00

2,510 00

TJ. S. a n d N a tio n a l b a n k n o te s ........................

3,808 00

4,960 00

11,601 00

3,084 00

$263,702 98

$263,829 29

$315,796 20

$323,919 86

$50,000 00

$50,000 00

$50,000 00

$50,000 00

35,000 00

35,000 00

35,000 00

35,000 00

3,475 42

2,569 41

2,481 58

4,469 56

58,991 34

58,023 14

103,999 50

97,144 80

9,613 53

8,917 82

12,438 84

11,688 51

101,442 69

103,638 92

107,371 28

121,161 99

5,180 00

5,680 00

4,505 00

4,455 00

$263,702 98

$163,829 29

$315,796 20

$323,919 86

T o t a l s ..............................................

L iab ilitie s.
C a p ita l s to c k p a id i n .................
S u rp lu s fu n d ....................................
U n d iv id ed profits, less c u r r e n t ex p en se s, in te r e s t
a n d ta x e s p a id ................................
D ividends u n p a id .................. ....... ...
C o m m e rc ia l d e p o sits s u b je c t to c h e c k
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit
S a v in g s d e p o s it s .................. ..........
S a v in g s c e r tif ic a te s o f d e p o s i t .. ........
C e rtifie d c h e c k s _____________
C a s h ie r’s c h e c k s o u ts ta n d in g ......................
D ue to b a n k s a n d b a n k e r s .......................
N o te s an d bills re d is c o u n te d ...................
Bills p a y a b le ..............................
T o t a l s ..............................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

173

MICHIGAN

No. 207.
SPA R T A STA TE BANK, SPA RTA .
O rg an ized S e p te m b e r 6, 1898.
C. A. B l o o m e r ,

P r e s id e n t;

J . S. B r a d fo r d , V i c e P r e s i d e n t ; J o h n Ma n c h e s t e r ,
P r e s i d e n t ; B. N. K e i s t e r , C a s h i e r .

Second

V ic e

D i r e c t o r s .—J. S. B ra d fo rd , J o h n M a n c h e ste r, M anly W . B u rtc h , C. A. B lo o m er, C has. A. Jo lm so n ,
A u g u st A. Jo h n so n , B ru c e N. K e is te r.
R e p o rt of

R eso u rc e s.

R ep o rt of

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s an d d is c o u n ts ........................................................

$10,737 96

$19,020 59

S to c k s , b o n d s a n d m o r tg a g e s ............................ .........

303 00

3,938 25

O v e rd ra fts ............................................................................
B an k in g h o u s e ........................... .......

s

.....................

F u r n itu re an d fix tu re s ...................................................
O th e r r e a l e s t a t e .........._...................... ........................
D ue fro m b a n k s in re s e r v e c itie s ...............................
D ue fro m o th e r b a n k s a n d b a n k e r s ..................... .

17,585 61

36,227 32

2,265 30

E x c h a n g e s fo r c le a rin g h o u s e ............. .......................
C h e c k s an d c a s h i t e m s ............................................ .

270 97

42 06

N ic k e ls a n d c e n ts ........................................... ..................

16 72

58 73

G old c o in ................. ................................ .........................

530 00

1,020 00

S ilv e r c o i n _____________________ ____________ _

305 00

484 00

U. S. an d N a tio n a l b a n k n o te s ....................... ..........

3,153 00

3,307 00

T o t a l s . . . ................................................. .....................

$35,167 56

$64,097 95

C a p ita l s to c k p a id in ..................... . ............... ..............

$15,000 00

$15,000 00

S u rp lu s fu n d ................................................ .......................
U n d iv id ed pro fits, le ss c u r r e n t ex p en se s, in te r e s t
and ta x e s p a id ............ .............................................. .

152 34

415 69

14,569 91

25,493 87

5,445 31

23,188 39

$35,167 56

$64,097 95

L iab ilitie s.

D ivid en d s u n p a id ...... ........ ...... ...................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k _________
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it____
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it_______
S a v in g s d e p o s its ................... .............................
S a v in g s c e r tif ic a te s o f d e p o s it_______ __________
C e rtifie d c h e c k s ............ ............................................ .
C a s h ie r's c h e c k s o u ts ta n d in g .................. ...................
D ue to b a n k s an d b a n k e r s ._______ ____________
N o te s an d bills r e d is c o u n te d ........................ ..............
Bills p a y a b le ................... ..
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

................................... .......

174

STA T E

BA NKING

D EPA R T M E N T

No. 134.
C IT IZ E N S ’ STA TE BANK. STURGIS.
O rg an ized M arch 2, 1892.
M a r t i n E. A c l s r r o o k ,

P r e s id e n t;

E. S. A m id o n , V i c e P r e s i d e n t : T. J. C o l l in s ,
K r a f f , A s s is t a n t C a sh ie r.

C a s h ie r;

H. C.

D ir e c t o r s .—M artin E. A u lsb ro o k , G eo. B. T h om pkins, E d m u n d S. A m idon, H e n ry L. A n th o n y ,
C. B. B uck, F r a n k K e n y o n , T. J. Collins, C h a rie s A. S tu r g e s , A m os S tu rg is.
R eso u rc e s.

R e p o r t of
F eb . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o rt of
Dec. 1.

L o a n s a n d d is c o u n ts ................... _...................................

$96,450 80

$105,821 33

$97,462 88

$103,145 33

S to c k s , b o n d s a n d m o rtg a g e s .....................................

38,879 96

38,829 96

49,010 80

48,660 80

5,383 98

3,929 93

1,035 87

3,281 52

2,051 60

V
2,051 60

2,051 60

2,051 60

26,348 28

21,479 20

21,090 15

14,721 72

...........................................

338 73

460 41

958 44

2,312 97

N ic k e ls a n d c e n ts ........... ..................................................

62 63

32 24

173 52

143 06

4,025 00

4,785 00

3,090 00

3,137 50

O v e r d r a f t s .. ..........

. ________ _______ _____ ___

B an k in g h o u s e ......................................... .........................
F u r n itu r e an d fix tu re s ....................................................
O th e r r e a l e s t a t e ..............................................................
D ue fro m h a n k s in r e s e r v e c itie s .............................
D ue fro m o th e r b a n k s an d b a n k e rs .......................
E x c h a n g e s fo r c le a rin g h o u s e ______ ____ ______
C h e c k s an d c a s h ite m s

G old c o in .............

................... ........................................

S ilv e r c o in .... ........... ............... ......................................

926 20

486 00

965 00

1,401 25

U S. a n d N a tio n a l b a n k n o t e s . .................................

3,774 00

5,756 00

7,802 00

3,975 00

T o ta ls ................................... ................. ..............

$178,241 18

$183,631 67

$183,640 26

$182,830 75

$50.000 00

$50,000 00

$50,000 00

$50,000 00

5,200 00

5,200 00

5,450 00

5,450 00

408 13

1,879 68

1,559 53

3,083 00

36,506 78

L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s fu n d ......................................... ............................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a i d . . ................. .........................................
D iv id en d s u n p a id ............................... ..............................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...................

30,395 54

28,895 19

33,457 61

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

3,164 73

4,064 82

2,761 10

3,919 87

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it______

58,747 49

62,407 33

56.096 57

49,323 63

S a v in g s d e p o s its ................................ ..............................

30,325 29

31,184 65

34,315 45

34,547 47

$178,241 18

$183,631 67

$183,640 26

$182,830 75

S a v in g s c e r tif ic a te s o f d e p o s it.........................
C e rtifie d c h e c k s ..................... .........................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D u e to b a n k s a n d b a n k e r s .......................................
N o te s a n d bills r e d is c o u n t e d ..............................
B ills p a y a b le ...................................................
T o t a l s ........... ........................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BA N K S

OF

175

MICHIGAN

No. 151.
L IL L E Y STA TE BANK. TECUMSEH.
O rg an ized J a n u a ry 26, 1893.
L u c i u s JL.i l i .e y ,

P r e s id e n t;

P. W . A. F it z s im m o n s , V i c e P r e s i d e n t ; F . A. S h e p a r d ,
F. B. B a u e r , A s s i s t a n t C a s h i e r .

C a s h ie r ;

D ir e c t o r s .—L u c iu s L iiley, J. S. S tro n g , L. I. B idw ell. P. W . A. F itzsim m ons, L. C. B idw ell.
R ep o rt of
F eb . 18.

R eso u rc e s.

D o an s a n d d is c o u n ts ...............................................
S to c k s , b o n d s a n d m o r t g a g e s .........
O v e r d r a f ts ............................ ..................................

R e p o rt o f
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$64,632 39

$65,726 85

$60,061 63

$65,247 75

20,362 83

20,162 83

20,002 65

15,063 40

2,102 36

611 92

1.270 33

127 12

1,650 00

1,650 00

1,650 00

1,650 00

B an k in g b o u s e ..........................................................
F u r n itu r e a n d fix tu re s ...................... _..........................
O th e r r e a l e s t a t e .........................................................
D ue fro m b a n k s in re s e r v e c i t i e s ..............................

1,767 33

1,767 33

83,797 86

106,045 50

81,038 65

114,689 74

931 15

1,256 80

200 32

475 96

18 34

29 88

121 39

52 07

18,003 50

15.983 50

5,741 00

6,731 00

D ue fro m o th e r b a n k s a n d b a n k e r s .. .
E x c h a n g e s f o r c le a rin g h o u se
C h e e k s a n d c a s h ite m s ..............................................
N ic k e ls a n d c e n t s ............................................................
G old c o in ................................................................
S ilv e r c o in ............. .. ....................................

230 90

264 75

52 25

401 00

6,778 00

9,996 00

6,549 00

5,778 00

$198,507 33

$221,728 03

$178,454 55

$211,983 37

$40,000 00

$40,000 00

$40,000 00

$40,000 00

7,000 00

7,000 00

7,000 00

7,000 00

591 01

1,321 63

2,037 83

2,492 48

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

107,972 02

120,355 70

89,374 25

122,775 54

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

42,944 30

53,050 70

39,849 28

39,715 35

U . S. an d N a tio n a l b a n k n o te s __________ _______
T o t a l s . ...................

............................

L iab ilitie s.
C a p ita l s to c k p a id in ............................ ......................
S u rp lu s fu n d
.................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r ­
e s t a n d ta x e s p a id ........................ .......... ...............
D iv id en d s u n p a id ......................... ..............................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............
S a v in g s d e p o s its ..................................... .........................
S a v in g s c e r tif ic a te s o f d e p o s i t . ..............................
C e rtifie d c h e c k s ........ .................. ................ ...................
C a s h ie r's c h e c k s o u ts ta n d in g .....................................
D ue to b a n k s a n d b a n k e r s ____________

_______

N o te s a n d bills r e d is c o u n te d .................

......

193 19

Bills p a y a b l e . . .................................. ....... .....................
T o t a l s .............................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$198,507 33

$221,728 03

$178,454 55

$211,983 37

176

STA TE

BANKING

D EPA RTM EN T

No. 156.
TECUM SEH STA TE SAVINGS BANK, TECUM SEH.
O rg an ized A p ril 21, 1893.
C. A. S l a y t o n ,

J o h n D. S h u l l , V i c e
Ge o . W . K n a p p , A s s i s t a n t

P r e s id e n t;

P r e s id e n t;
C a s h ie r.

J. H . S m i t h ,

C a s h ie r;

D ir e c t o r s .—H., W . C onkling, J o h n D. Shull, C. A. S la y to n , D. C. L a rn e d , C. R. M iller, G eo. W . K n a p p ,
J o s e p h R ussell, A r th u r D. G ilm ore.

R e s o u rc e s.

L o a n s a n d d is c o u n ts ..............................

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

854,262 61

856,393 49

864,183 13

858,289 40

12,495 00

12,826 38

17,798 89

22,933 89

194 18

6 60

36 51

444 79

B an k in g h o u s e ............................ .

3,991 00

4,000 00

4,000 00

4,000 00

F u r n itu r e an d fix tu re s .............................

1,288,65

1,290 00

1,290 00

1,290 00

26,727 70

33,579 15

16,120 27

16,514 71

S to c k s , bon d s an d m o rtg a g e s .......................
O v e r d r a f ts ...... ..........................................

O th e r r e a l e s t a t e .......................... .
I n te r e s t, e x p e n s e s a n d ta x e s p a id ................. .
D ue fro m b a n k s in r e s e r v e c i t i e s . . . ........ .

1,192 57

D ue fro m o th e r b a n k s a n d b a n k e r s _________
E x c h a n g e s fo r c le a rin g h o u s e ..........................
«
C h e c k s a n d c a s h ite m s ..........
..........
N ic k e ls a n d c e n t s ................. .......................
G old c o in ......................................................
S ilv e r c o in .........................................

1 00

135 25

194 92

200 00

245 57

106 94

1,067 53

34 07

41 21

52 95

12 66

2,494 90

2,944 90

2,337 50

2,057 50

732 90

388 75

247 05

197 20

2,733 00

6,286 00

4,012 00

2,781 00

8105,089 26

8119,143 97

8110,386 24

8109,834 25

826,000 09

826,000 00

826,000 00

826,000 00

1,500 00

1,500 00

1,500 00

1,500 00

66 42

* 1,100 08

485 30

889 29

192 00

30 00

30 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ____

22,232 88

26,526 43

19,292 64

19,612 29

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it. .

43,843 49

46,556 81

41,507 66

37,893 90

11,254 47

17,430 65

21,570 64

23,938 77

8105,089 26

8119,143 97

8110,386 24

8109,834 25

U. S. an d N a tio n a l b a n k n o te s ............... ............
T o t a l s .......................................................

L iab ilities.
C a p ita l s to c k p a id i n : .................
S u rp lu s f u n d ......................
U n d iv id e d p ro fits, less c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a i d . .........................................
D iv id en d s u n p a id .................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it___
S a v in g s d e p o s its ........ ..................................
S a v in g s c e r tif ic a te s o f d e p o s it ...........
C ertifie d c h e c k s ........ ...........
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
D ue to b a n k s an d b a n k e r s ................. ...............
N o te s a n d bills r e d is c o u n te d ............. .........................
B ills p a y a b l e ...........................
T o t a l s ...................................................
* G ross u n d iv id e d profits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

177

M ICHIGAN

No. 120.
T H E F IR S T STA TE SAVINGS BANK OF T H R E E R IV E R S, T H R E E R IV E R S.
O rg an ized A u g u st 15, 1891.
W . J. W i l l it s ,

P r e s id e n t;

J . W. F r e n c h ,

V ic e P r e s i d e n t ;
A s s i s t a n t C a s h ie r.

Ge o r g e T W o l f ,

C a s h ie r ;

G. R. B e a n ,

D i r e c t o r s .—J . W . F r e n c h , W . E. C lark, G e o rg e T. W o lf, B ishop E. A n d re w s, A. C. W o lf, W . J.
W illits, E. B. L insley.
R ep o rt of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

G o an s an d d is c o u n ts ..............................

$166,857 67

$177,802 89

$189,416 72

$183,655 66

S to c k s , b o n d s an d m o r tg a g e s ..........

30,079 48

27,873 48

40,098 91

43,098 91

O v e r d r a f ts .................................................

1,490 48

4,913 54

1,321 70

3,122 12

B an k in g h o u s e ..........................................

15,000 00

15,000 00

15,000 00

15,000 00

F u r n itu r e a n d fix tu re s ...........................

1,800 00

800 00

25,950 55

32,659 35

31,462 29

36,251 88

733 25

790 00

287 63

R e so u rc e s.

R e p o r t of
D ec. 1.

O th e r r e a l e s t a t e ....................................
D ue fro m b a n k s in re s e r v e c i t i e s . . .
D u e fro m o th e r b a n k s a n d b a n k e r s .
E x c h a n g e s fo r c le a rin g h o u se ...........
C h ec k s a n d c a s h ite m s .........................

43 46

273 59

491 00

N ic k e ls a n d c e n t s ..................................

146 76

139 04

89 22

110 90

G old c o in ....................................................

10,037 50

10,975 00

11,157 50

11,052 50

S ilv e r c o in .................................................

1,544 45

1,645 85

941 55

2,080 50

U. S. a n d N a tio n a l b a n k n o te s ..........

8,469 00

13,947 00

9,825 00

11,707 00

1,419 35

$286,029 74

$300,537 14

$307,157 10

$30,000 00

$30,000 00

$30,000 00

$30,000 00;

13,500 00

13,500 00

13,500 00

13,500 00

2,000 50

2,630 57

2,743 36

3,161 57

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id i n .................
S u rp lu s fu n d ....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
an d ta x e s p a id ........................................... ..........
D iv id en d s u n p a id ........................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ............

47,674 11

34,309 48

40,486 93

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

131,712 79

161,498 38

143,596 04

128,959 5ft,

36,531 95

44,091 31

70,210 81

84,776 73'

$261,419 35

$286,029 74

0,537 14

46,759

24

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it........
S a v in g s d e p o sits ........................................................
S a v in g s c e r tif ic a te s o f d e p o s it...........................
C e rtifie d c h e c k s ........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D ue to b a n k s a n d b a n k e r s ......................................
N o te s a n d bills re d is c o u n te d ................................
Bills p a y a b le ................................................................
T o ta ls .

23


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$307,157 10

178

STA TE

BA.NKING

D EPA R T M E N T

No. 138.
TR A V ER SE CITY STA TE BANK, T R A V E R SE CITY.
O rg an ized J u n e 16, 1892.’
P erry H annah,

A. T r a c y L a y , V i c e P r e s i d e n t ; J am es Mo r g a n , S e c o n d
J . T. H a n n a h , C a s h i e r ; S. G a r l a n d , A s s i s t a n t C a s h i e r .

P r e s id e n t;

V ic e P r e s id e n t;

D ir e c t o r s .—P e r r y H a n n a h , A. T r a c y L a y , J . T. H a n n a h , S. G a rla n d , H o w a rd Irish.
R e p o rt of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s an d d is c o u n ts ........................................................

$117,311 68

$116,286 79

$103,420 61

$111,561 68

S to c k s , b o n d s and m o rtg a g e s .....................................

300,762 34

295,458 84

405,407 28

417,670 28

51 75

44 27

480 83

38 96

O v e r d r a f ts ...............................................................
B an k in g h o u s e ............... ....................................................
F u r n itu r e a n d fix tu re s ................................................. __

298 00

298 00

298 00

298 00

O th e r r e a l e s t a t e ........................................... ...............

2,265 00

2,265 00

11,074 37

11,074 37

D ue fro m b a n k s in r e s e r v e c itie s .............................

229,516 78

246,611 91

180,632 37

169,254 26

26,167 71

9,619 96

7,250 70

28,636 01

23 87

56 41

50 32

71 31

11,354 50

15,562 00

11,311 40

11,859 50

D ue fro m o th e r b a n k s a n d b a n k e r s ...........................
E x c h a n g e s fo r c le a rin g h o u s e ................................ .
C h e c k s an d c a s h ite m s ................................
N ic k e ls a n d c e n t s ...... ..................................... ...............
G old c o in ............................................... .

.

:S ilv er co in ............. ............................................

3,933 65

4,460 00

1,745 00

4,204 00

U. S. an d N a tio n a l b a n k n o te s ...................................

18,252 00

46,533 00

15,017 00

23,130 00

T o t a ls ................. ...................................................

$709y937 28

$737,196 18

$735,687 88

$777,798 37

C a p ita l s to c k p a id in ......................................................

$100,000 00

$100,000 00

$100,000 00

$100,000 00

S u rp lu s fu n d ...................................
.........................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t

25,000 00

25,000 00

25,000 00

25,000 00

9,659 39

11,267 46

5,546 45

7,541 91

C o m m e rc ial d e p o sits s u b je c t to c h e c k ________

295,399 42

296,152 47

282,741 22

320,949 99

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it------

279,878 47

304,776 25

322,400 21

324,306 47

$709,937 28

$737,196 18

$735,687 88

$777,798 37

L iab ilitie s.

D iv id en d s u n p a id ____________________________ -

Tim p c o m m e rc ia l c e r tif ic a te s o f d e p o s it ............
S a v in g s d e p o s its

____________________________

S a v in g s c e r tif ic a te s o f d e p o s it_______ _________
C ertified c h e c k s

_____________________________

C a s h ie r’s c h e c k s o u ts ta n d in g ....................................
D ue to b a n k s and b a n k e r s ............................................
N o te s and bills re d is c o u n te d __________________
Dills p a y a b le
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

__ ___________________________
............. .................................. ..............

STA TE

BANKS

OF

179

M ICHIGAN

No. 192.
STA TE SAVINGS BANK OF VASSAR, VASSAR.
O rg an ized D e c e m b e r 30, 1896.
I saac G ib b a r d ,

H. E. H a r r is o n , V i c e P r e s i d e n t ; W il l ia m Da v ie s , S e c o n d
C. C. C u r t i s , C a s h i e r ; G e o . R B u c k , A s s i s t a n t C a s h i e r .

P r e s id e n t;

V ic e P r e s id e n t;

D ir e c t o r s .—I s a a c G ibbard, H. E. H a rriso n , C. C. C urtis, G e o rg e R. B uck, C h a rle s H. R ic h ard so n ,
W illiam D avies.

R e so u rc e s.

R e p o rt o f
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts .............................................

$41,880 56

$54,135 99

$50,865 33

$46,850 10

S to c k s , b o n d s an d m o rtg a g e s ..........................

20,407 56

21,353 72

24,675 63

23,750 32

O v e r d r a f ts ................................................................

464 90

313 53

132 65

722 04

B an k in g h o u s e .........................................................

2,100 00

2,100 00

2,100 00

2,100 00

F u r n itu re an d fix tu re s .........................................

1,600 00

1,600 00

1,600 00

1,600 00

O th e r r e a l e s t a t e ...................................................
C u rre n t e x p e n s e s, in te r e s t a n d ta x e s p aid -

796 48

D ue fro m b a n k s in r e s e r v e c itie s ...................

45,206 08

25,580 04

29,413 14

32,384 97

C h e c k s an d c a s h ite m s .......................................

123 99

'36 50

215 23

2,224 02

N ic k e ls an d c e n ts ...................................................

22 82

14 79

51 97

11 00

G o ld c o i n . . ............................................................

2,000 00

2,140 00

2,505 00

2,020 00

D u e fro m o th e r b a n k s a n d b a n k e r s ......... . . .
E x c h a n g e s f o r c le a rin g h o u s e .........................

S ilv e r c o in ................................................................

104 50

441 25

790 50

463 69

3,780 00

2,516 00

3,043 00

2,025 00

$118,486 89

$110,231 82

$115,392 45

$114,151 74

$25,000 00

$25,000 00

5,000 00

$25,000 00

250 00

250 00

500 00

500 00

* 722 72

301 48

407 43

765 17

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........

23,833 80

20,720 70

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.

196 50

127 00

TJ. S. an d N a tio n a l b a n k n o te s ......................
T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id i n .................
S u rp lu s fu n d ..................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, i n te r e s t
an d ta x e s p a i d ..........................................................
D iv id en d s u n p a id ......................................................
20,420 85

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it........
S a v in g s d e p o s its ........................................................

7,297 68

6,853 37

10,126 93

14,916 79

S a v in g s c e r tif ic a te s o f d e p o s i t ...........................

61,186 19

56,979 27

57,180 09

52,548 93

$118,486 89

$110,231 82

$115,392 45

$114,151 74

C e rtifie d c h e c k s ........................................... ............
C a s h ie r's c h e c k s o u ts ta n d in g ..............................
D u e to b a n k s a n d b a n k e r s ...................................
N o te s a n d bills re d is c o u n te d ................................
B ills p a y a b le ........................................................ .......
T o t a ls .
* G ross u n d iv id e d p rofits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

180

STA TE

BA NKING

D EPA R TM EN T

No. 105.
W A Y N E SAVINGS BANK, W A Y N E.
O rg a n iz ed O c to b e r 14, 1890.
J ambs R. H o s ib ,

L. T B l o u n t , V i c e
G. S t e l l w a g e n , A

P r e s id e n t;

P r e s i d e n t ; Ge o b g e
s s i s t a n t C a s h ie r.

H. S tellw agen,

C a s h ie r ,

D ir e c t o r s .—J a s . R. H o sie, G eo. H. S te llw a g e n , L. T. B lo u n t, J. J . S te llw a g e n , J o s e p h W a ltz , P . H .
S te llw a g e n .
R e p o r t of
M ay 5.

R ep o rt of
F e b . 18.

R e s o u rc e s.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ................................. ................ .....

885,322 84

$107,496 34

$113,599 11

$114,788 84

S to c k s , b o n d s a n d m o rtg a g e s ...................... ..............

87,401 51

91,655 01

96,617 60

97,068 39

3,100 00

1,348 02

3,765 78

1,200 00

1,200 00

1,200 00

1,200 00

53,813 97

33,128 64

34,580 55

37,941 25

1,683 51

O v e rd ra fts

. ................... ............... .............................. .

R an k in g h o u se
F u r n itu re an d fix tu re s ....................................................
O th e r re a l e s t a t e

__

_______

D ue fro m b a n k s in r e s e r v e c itie s ............................ D ue fro m o th e r b a n k s a n d b a n k e rs

____

F x c h a n g e s fo r el e a rin g h o u se
1,419 98

1,699 82

3,204 81

________

68 43

55 52

48 76

47 18

..........................................................................

2,217 60

2,435 60

1,617 85

1,836 24

C h e c k s a n d c a s h ite m s ______________________ __
N ic k e ls a n d c e n t s _________________
Gold co in

580 00 ,

900 00

470 00

300 00

.....................

4.297 00

2.465 00

2,257 00

3,442 90

T o t a ls .. ............... ...................................... .........

$236,211 33

$243,535 93

$255,053 70

$262,673 19

$25,000 00

$25,000 00

$25,000 00

$25,000 00

12,500 00

12,500 00

12,500 00

12,500 00

1,676 27

3,064 89

2,132 81

3,111 36

168 00

04 00

19,694 79

24,004 32

30,679 33

30,507 37

137,359 36

134,844 00

140,945 40

148,693 17

39,940 91

44,122 72

42,228 16

42,797 29

S ilv e r c o in .... .............. ....... ................................................
G. S. a n d N a tio n a l b a n k n o t e s . ....

!

L iab ilitie s.
C a p ita l s to c k p a id i n ............... .....

................. .......

S u rp lu s f u n d .. . .................................. ........................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, i n te r e s t
a n d ta x e s p a id ..........................................................

40 00

D iv id en d s u n p a id
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................
D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it__
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o sit _
S a v in g s d e p o s its __________ ____________ ________
S a v in g s c e r tif ic a te s o f d e p o sit ................................
C e rtifie d c h e c k s _____

1,400 00

C a s h ie r’s c h e c k s o u ts ta n d in g ...................... .............
D ue to b a n k s an d b a n k e rs
N o te s and bills re d is c o u n te d
B ills p a y a b le

_____

______ ___________

T o t a l s ................. ..................... ............... ...........


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$236,211 33

$243,535 93

$255,053 70

$262,673 19

STA TE

BANKS

OF

181

M ICHIGAN

No. 96.
LU M BERM EN ’S STA TE BANK, W EST BAY CITY.
O rg an ized J a n u a r y 1, 1875.
J ambs D a v id s o n ,

P r e s id e n t;

H. H. N o r r in g t o n ,

V ic e P r e s i d e n t a n d
A s s i s t a n t C a s h ie r .

C a s h ie r ;

D a n ie l M. S h a v e r ,

D ir e c t o r s .—S. O. F is h e r, H . H. N o rrin g to n , J a m e s D avidson, J. E. D avidson, P e t e r C. S m ith ,
J o h n M. K e lto n .
R e p o rt o f
F e b . 18.

R ep o rt of
M ay 5.

R e p o rt of
S e p t. 20.

L o a n s a n d d is c o u n ts ........ .......... ....................................

$286,575 73

$277,203 75

$223,718 15

$198,044 76

S to c k s , b o n d s an d m o r t g a g e s ....................................

37,196 59

40,300 59

30,483 35

23,481 35

3,460 53

3,460 33

3,000 00

3,000 00

3,101 60

3,399 34

24,706 43

19,255 83

7,010 45

2,383 44

C h e c k s an d c a s h ite m s ..................................................

765 94

321 00

473 88

N ic k e ls a n d c e n t s ........................................ ............ . .

137 42

126 48

52 06

177 69

5,680 00

5.360 00

1,520 00

2,750 00

R e so u rc e s.

R e p o r t of
D ec. 1.

O v e rd ra fts ............................... ..........................................
B an k in g h o u s e ............................................... .................
F u r n itu re a n d fix tu re s ....................................................
O th e r r e a l e s t a t e ............. ................................... ...........
E x p e n se s, i n te r e s t a n d ta x e s p a i d .. ................. .......
D ue fro m b a n k s in re s e r v e c i t i e s ..............................
D u e fro m o th e r b a n k s an d b a n k e r s ...........................
E x c h a n g e s fo r c le a rin g h o u s e ............................ .......

G old c o in ......................................... ....................................
S ilv e r c o in ....................................................... ................

2,148 32
314 85

1,344 75

2.360 20

846 30

1,958 50

TJ. S. an d N a tio n a l b a n k n o te s ..................................

11,401 00

10,233 00

10,081 00

14,467 CO

T o t a l s .............................................................................

$371,268 39

$358,621 18

$280,286 79

$252,125 25

C a p ita l s to c k p a id in ......................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d ..................... ..... .......... ..........................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s, i n te r e s t
a n d ta x e s p a id ...............................................................

15,000 00

15,000 00

10,000 00

10,000 00

2,741 37

1,852 91

*1,762 91

*2,717 20

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

190,449 02

160,126 27

96,930 42

69,523 66

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.........

61,252 00

76,818 00

42,422 00

56,959 00

40,644 00

42,471 00

38,527 46

20,454 39

L iab ilitie s.

D iv idends u n p a id .............................................................

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it..............
S a v in g s d e p o s its ............... ......... ................................. .

51,826 00

S a v in g s c e r tif ic a te s o f d e p o s it...................................

54,824 00

C e rtifie d c h e c k s .........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ................................. .
D ue to b a n k s a n d b a n k e r s ..................... .......................

•

N o te s a n d bills re d is c o u n te d .......................................
B ills p a y a b le ........................................................................
T o t a l s .............................................................................
♦G ross u n d iv id e d p rofits.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$371,268 39 j

$358,621 18

$280.286 79 1
1

$252.125 25

182

STA TE

BA N K IN G

D EPA RTM EN T

No. 17.
P E O P L E ’S SAVINGS BANK, W EST BAY CITY.
O rg a n iz ed D e c e m b e r 27, 1888.
M ic h a e l H a g a r t y ,

P r e s id e n t;

J ohn Bo u r n ,

V ic e P r e s id e n t;

T. R. S h a v e r ,

C a s h ie r .

D ir e c t o r s .—J o h n B o u rn , C. E. P ie r c e , M. H a g a r ty , F r e d M ohr, Thos. W alsh , T. R. S h a v e r.

R eso u rc e s.

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts ......................................................

$64,397 53

$58,988 40

$63,283 59

$70,883 36

S to c k s , b o n d s a n d m o r t g a g e s ............... . . . ............ -

24,612 13

23,228 78

21,484 05

24,443 64

O v e r d r a f ts ............... ............................. __................ .........

636 51

975 06

341 02

B an k in g h o u se

-

222 60
25,000 00

___

F u r n itu r e a n d fix tu re s ................................... ................
O th e r r e a l e s t a t e .........................................................
D ue fro m b a n k s in re s e r v e c i t i e s ..................... .........

2,430 00

2,430 00

2,430 00

2,430 00

44,168 47

43,695 45

45,571 90

20,520 08

2,219 13

11,007 32

4,155 95

9,849 00

3,312 26

6,940 49

1,006 70

D ue fro m o th e r b a n k s a n d b a n k e r s .
E x c h a n g e s fo r c le a rin g h o u se
C h e c k s a n d c a s h ite m s ............................................... .
N ic k e ls a n d c e n t s .........................................................
G old c o in ..............................................................................

3,577 40

486 20

3,500 85

257 70

186 05

150 03

175 17

1,340 00

1,550 00

1,937 50

2,415 00

S ilv e r c o in ............... ......... ..................................................

1,267 90

1,097 00

979 25

627 70

U. S. a n d N a tio n a l b a n k n o t e s . ............. ...................

3,237 00

5,081 00

5,568 00

7,844 00

$148,143 77

$148,725 26

$152,714 40

$172,357 74

$50,000 00

$50,000 00

$50,000 00

$50,000 00'

311 06

1,216 77

712 14

1,695 41

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

16,082 67

21,380 89

23,454 48

30,737 24

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

11,015 29

6,166 41

68,564 47

69,961 19

73,948 90

75,443 68

4,598 88

12,955 56

T o t a l s .. .................

...........................................

L iab ilitie s.
C a p ita l s to c k p a id i n ......................................................
S u rp lu s fu n d .... ....... ..........................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, i n te r ­
e s t a n d ta x e s p a id ....................................................
D iv id en d s u n p a id ______ ___ ____ _______________

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it______
S a v in g s d e p o s its _______________________________
S a v in g s c e r tif ic a te s o f d e p o s it...................................
C e rtifie d c h e c k s .............................................................
C a s h ie r's c h e c k s o u ts ta n d in g .....................................
D ue to b a n k s a n d b a n k e r s ________ ____________

2,170 28

1,525 85

N o te s an d bills r e d is c o u n te d ............................ ..........
Bills p a y a b le ........................ .............................................
T o t a ls ____


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

________ _______________________

$148,143 77

$148,725 26

$152,714 40

$172,357 74

STA TE

BANKS

OF

183

MICHIGAN

No. 3.
STA TE BANK OF W H IT E PIG EO N, W H IT E PIG EO N.
O rg an ized J a n u a r y 24, 1889.
Da v id P. H a m il t o n ,

P r e s id e n t;

J o h n M u r r a y , V i c e P r e s i d e n t ; J o h n G. S c h u r t z ,
B e n ja m in , A s s i s t a n t C a s h ie r .

C a s h ie r;

J . M.

D i r e c t o r s .—J o h n G. S c h u rtz , J o h n M u rray, D avid P . H a m ilto n , C h a rle s W . H o tc h in , F r e d C. H o tc h in ,
A . W . M u rray , J o h n H. C a tto n , B ird se y P e c k .
R ep o rt of
F e b . 18.

R eso u rc e s.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d i s c o u n t s ..- ..................................................

$146,631 95

$153,144 39

$166,079 58

$149,707 26

S to c k s , b o n d s a n d m o rtg a g e s ...................................

17,784 99

18,084 99

22,384 99

22,199 99

5,942 17

5,970 05

927 39

4,459 81

1,000 00

1,000 00

O v e r d r a f ts ............. .................................................
B an k in g h o u s e ...... ............................... ....... ................ .
F u r n itu r e a n d fix tu re s ..................... .............................

1,000 00

1,000 00

2,128 00

2,110 00

28,322 22

24,643 67

24,944 51

268 59

O th e r r e a l e s t a t e ..............................................................
D ue fro m b a n k s in re s e r v e c itie s ................................

33,071 97

D ue fro m o th e r ban k s an d b a n k e r s ..........................
E x c h a n g e s fo r c le a rin g h o u s e .................... ...........
C h ec k s a n d c a s h ite m s .... ..............................................

291 85

333 66

23 41

N ic k e ls a n d c e n t s . ................ .........................................

17 21

10 28

20 58

24 43

710 00

862 50

2,045 00

2,010 00

G old c o in .............................................

.......................

*

S ilv e r c o in ........... ...........................................................

888 00

923 00

400 00

776 40

U . S. a n d N a tio n a l b a n k n o te s ...................................

6,017 00

3,158 00

1,688 00

2,318 00

T o t a l s .....................................................................

$212,355 14

$211,809 09

$221,340 62

$209,818 99

C a p ita l s to c k p a id in ........................ ..............................

$25,000 00

$25,000 00

$25,000 00

$25,000 00

S u rp lu s fu n d ...................................................................
U n d iv id ed profits, le ss c u r r e n t ex p en se s, in te r e s t
an d ta x e s p a id ...................................... ...................

41,000 00

41,000 00

30,000 00

30,000 00

962 27

1,565 86

10 47

2,175 28

L iab ilitie s.

D iv id e n d s u n p a id ...................... .....................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k ...................

35,384 10

23,596 80

36,759 59

28,095 54

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit..........

110,008 77

120,646 43

129,570 56

124,548 17

$212,355 14

$211,809 09

$221,340 62

$209,818 99

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it...............
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it................. ..................
C e rtifie d c h e c k s ................. .............................................
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s an d b a n k e r s ........ ............................. .......
N o te s a n d bills re d is c o u n te d ...... .................. ............
B ills p a y a b le ...................................................................
T o t a ls .

____________________ ____ ____


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

184

STA TE

BA N K IN G

D EPA RTM EN T

No. 35.
W IL L IA M ST O N STA TE BANK OF W ILLIA M STO N .
O rg an ized A u g u st 30, 1888.
W . E, D e n n i s ,
D

ib e c t o r s

. —L.

P r e s id e n t;

L. C ase ,

V ic e P r e s id e n t;

B io n W ix s o n ,

C a sh ie r.

C ase, B ion W ix so n , T h e o d o re H offm an, B. A L iv e ra n c e , M. A. D ennis, J a c o b S to ffe r,
W m . D ennis, L y s a n d e r C a r p e n te r , J. N. L e a sia .

R e s o u rc e s.

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R e p o rt o f
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts ...............................

$85,704 82

$98,416 92

$99,673 46

$85,587 13

S to c k s , b o n d s a n d m o r t g a g e s ...........

24,478 72

27,468 72

29,243 72

26,983 72

O v e rd ra fts ..................................................

1,159 81

709 75

444 62

4,203 14

B an k in g h o u s e .........................................

3,000 00

3,000 00

3,000 00

3,000 00

F u r n itu r e a n d fix tu re s ...........................

1,600 00

1,600 00

1,600 00

1,600 00

D ue fro m b a n k s in r e s e r v e c itie s ___

46,740 85

34,020 59

36,545 59

41,555 41

D ue fro m o th e r b a n k s a n d b a n k ers..

120 18

898 6«

O th e r r e a l e s t a t e ....................................

E x c h a n g e s fo r c le a rin g h o u s e ...........
C h e c k s an d c a s h i t e m s ........................

70 55

1,998 46

924 07

N ic k e ls a n d c e n t s ...................................

97 79

18 80

39 26

27 76

G old c o in ....................................................

2,025 00

2,090 00

2,002 50

2,000 00

S ilv e r c o in ..................................... ............

987 00

791 40

527 00

937 65

U. S. a n d N a tio n a l b a n k n o te s .........

5,787 00

8,330 00

5,351 00

7,872 00

$171,771 72

178,444 64

179,351 22

$174,665 41

$50,000 00

$50,000 00

$50,000 00

$50,000 00

400 00

400 00

400 00

400 00

865 60

1,387 84

1,613 06

3,416 87

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id in ...................
S u rp lu s fu n d ........................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id .................................................................
D iv id en d s u n p a id ........................................................

90 00

30 00

30 00

30 00

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........

31,010 28

32,956 49

31,544 16

30,680 59

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o sit..

89,405 84

93,641 26

95,764 00

90,108 90

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.......
S a v in g s d e p o s its ........................................................
S a v in g s c e r tif ic a te s o f d e p o s it............................
29 05

29 05

C e rtifie d c h e c k s .........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...............................
D u e to b a n k s a n d b a n k e r s ....................................
N o te s a n d bills r e d is c o u n te d .............................. .
B ills p a y a b le ............................................................... .
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$171,771 72

$178,444 64

$179,351 22

$174,665 41

STA TE

BANKS

OF

185

M ICHIGAN

No. 166.
F IR S T COMMERCIAL AND SAVINGS BANK, W Y A N D OTTE.
O rg an ized S e p te m b e r 25, 1893.
W m . H. D e n m a n ,

P r e s id e n t;

A ugust L o e f f l e r , V ic e P r e s i d e n t ;
P r e s i d e n t ; O. F. B a b c o c k , C a s h i e r .

F r a n k Ma r x ,

S e c o n d V ic e

D i r e c t o r s .—W m . H. D en m an , A. M. S a llio tte , F r a n k M arx, A u g u st L oeffler, W m . E. L a c e y , G A
R au p p , H. H. E ley , J o h n D esm ond, W m . H. L a c e y , J. D. H a v e n , S. T. H e n d ric k s.

R e s o u rc e s.

R e p o r t of
F eb . 18.

R e p o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

L o a n s a n d d is c o u n ts .........................

$113,544 99

$122,184 41

$120,683 97

$119,416 1#

S to c k s , b o n d s a n d m o rtg a g e s ___

14,560 00

15,335 00

27,985 00

29,115 00

O v e rd ra fts ..............................................

12 10

46 78

93 66

24 25

2,850 00

2,850 00

2,850 00

2,850 00

55,654 49

55,291 10

28,764 65

35,793 26

C h e c k s a n d c a s h ite m s ........................

233 42

205 10

512 84

395 98

N ic k e ls a n d c e n t s ..................................

42 13

44 88

34 10

17 51

G old c o in ....................................................

3,175 00

3,130 00

3,120 00

3,340 00

B an k in g h o u s e ................................... .
F u r n itu r e a n d fix tu re s ..................... .
O th e r r e a l e s t a t e ................................
D u e fro m b a n k s in re s e r v e c itie s.
D u e fro m o th e r b a n k s a n d b a n k e rs.
E x c h a n g e s fo r c le a rin g h o u s e ......... .

S ilv e r c o in ..................................................

174 00

422 00

260 00

570 00

U . S. an d N a tio n a l b a n k n o t e s .........

2,371 00

2,635 00

5,515 00

2.822 00

$192,617 13

$202,144 27

$189,819 22

$194,344 10

C a p ita l s to c k p a id in........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00

S u rp lu s fu n d ........................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a i d . ...............................................*.........

4,750 00

4,750 00

4,750 00

4,750 00

1,882 77

2,250 59

2,504 62

1,054 89

D iv id en d s u n p a id ...............................................................

182 47

8 60

C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...................

38,438 99

51,136 07

30,049 81

38,289 35

D e m an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........

1,985 00

1,775 00

860 00

S a v in g s d e p o s its ................................................................

95,327 90

92,149 01

101,654 79

100,249 86

S a v in g s c e r tif ic a te s o f d e p o s it..................................

50 00

$189,819 22

$194,344 10

T o ta ls .

L iab ilitie s.

T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.............

C e rtifie d c h e c k s ................................................................

75 00

•C ash ier’s c h e c k s o u ts ta n d in g ......................................
D ue to b a n k s a n d b a n k e r s .............................................
N o te s a n d bills r e d is c o u n te d .......................................
B ills p a y a b le .......................................................................
T o ta ls

$192,617 13

24


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$202,144 27

186

STA TE

BA N K IN G

D EPA RTM EN T

No. 64.
W Y A N D OTTE SAVINGS BANK. W Y A N D O TTE.
O rg an ized N o v e m b e r 20, 1871.
J. S. V a n A l s t y n e ,

P r e s id e n t;

F. B. S i b l e y ,

V ic e P r e s id e n t;

F r e d E. V a n A d s t y n e ,

C a s h ie r.

D ir e c t o r s .—S id n e y D. M iller, C has. W . T h o m as, J. S. V a n A lsty n e, S id n e y T. M iller, F. B. Sibley,.
G eo. H e n d rie , Thos. H. C h ristia n , J a m e s C ah alan .
R e p o r t of
F e b . 18.

R e so u rc e s.

L o a n s an d d is c o u n ts . ........ . . .......................................

$111,979 48

S to c k s , b o n d s a n d m o rtg a g e s .................... . ..............

91,664 45

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$96,222 75*

$95,212 75

101,714 45

109,728 00

135,278 00‘

38 01

386 88-

O v e r d r a f ts ........... ................ .............................................

$101,146 41

B an k in g h o u s e ...................................................................
F u r n itu r e a n d fix tu re s........................................... .........

1,647 53

1,647 53

1,647 53

1,647 53-

190,438 90

187,485 55

188,367 22

166,621 15.

C h e c k s an d c a s h ite m s ...................................................

426 89

413 01

152 95

N ic k e ls a n d c e n t s ............................................................

74 24

53 24

14 17

20 88

1,880 00

1,575 00

1,495 00

1,762 50

O th e r r e a l e s t a t e ........ ................................................ .
D u e fro m b a n k s in r e s e r v e c itie s ........................

.

D ue fro m o th e r b a n k s a n d b a n k e r s ........................
E x c h a n g e s fo r c le a rin g h o u se _______ ______ ____

G old c o in .............................. ..................

..........

S ilv e r c o in ................ ............................ ...........................

280 20

225 90

230 25

122 35

U . S. a n d N a tio n a l b a n k n o te s ....................................

8,161 00

2,659 00

5,034 00

1,912 00

T o t a l s .............................. .............................................

$406,552 69

$391,996 43

$401,919 88

$408,897 70

C a p ita l s to c k p a id in ........................................................

$50,000 00

$50,000 00

$50,000 00

$50,000 00'

S u rp lu s fu n d ............................. ........................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r e s t
a n d ta x e s p a id ............................ ............
..........

10,000 00

10,000 00

10,000 00

10,000 00

2,286 62

3,223 00

1,826 55

2,556 23

119,612 69

90,739 87

96,799 93

102,156 97

S a v in g s d e p o s it s .:............................................................

217,413 38

230,793 56

236,053 40

236,944 50

S a v in g s c e r tif ic a te s o f d e p o s it_________ _______

7,240 00

7,240 00

7,240 00

7,240 00

$406,552 69

$391,996 43

$401,919 88

$408,897 70»

L iab ilitie s.

D iv id en d s u n p a id ................. ..............................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k ...................
D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it........
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s i t .............

C e rtifie d c h e c k s ........ .....................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ........................ ............
D ue to b a n k s an d b a n k e r s ...... .............. .......................
N o te s a n d bills r e d is c o u n t e d ................................. .
Bills p a y a b le ............................... ........................................
T o t a l s ..................................................................... .......


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

BANKS

OF

187

M ICHIGAN

No. 86.
Y PS IL A N T I SAVINGS BANK, Y PSIL A N T I.
O rg an ized A p ril 30, 1887.
S u l l iv a n M. C u t c h e o n ,

P r e s id e n t;

H e n r y P. G l o v e r ,

V ic e P r e s id e n t ;

R. W . H e m p h il l ,

C a s h ie r.

D ir e c t o r s .—R. W . H em p h ill, H. P. G lover, S u lliv an M. C u tc h e o n , H a l W . G lover, A u g u stu s B ey e r.
R e p o rt o f
F e b . 18.

R e p o rt of
M ay 5.

R ep o rt of
S e p t. 20.

L o a n s a n d d is c o u n ts ..............................

$316,220 54

$323,601 87

$348,289 44

$336,830 54

S to c k s , b o n d s a n d m o rtg a g e s ...........

47,956 00

65,956 00

54,251 00

59,313 00

O v e rd ra fts ..................................................

4,247 04

5,511 29

1,707 60

1,997 32

B an k in g h o u s e ............................ ______

28,000 00

28,000 00

28,000 00

28,000 00

R eso u rc e s.

R e p o r t of
D ec. 1.

F u r n itu r e a n d fix tu re s ..........................

3,000 00

3,000 00

O th e r r e a l e s t a t e ....................................

11,000 00

11,000 00

D ue fro m b a n k s in re s e r v e c itie s . . .

66,550 28

72,244 64

101,099 77

116,298 23

D ue fro m o th e r b a n k s a n d b a n k e r s .

8,288 80

12,229 57

8,565 63

7,925 58

2,964 19

E x c h a n g e s f o r c le a rin g h o u s e ..........

3,000 00
11,000

00

3,000 00
11,000 00

1,766 03

C h ec k s an d c a s h ite m s ........................

4,579 45

736 33

4,191 02

N ic k e ls a n d c e n ts ....................................

141 22

79 10

17 55

54 89

G old c o in ....................................................

9,800 00

10,375 00

10,552 50

11,385 00

S ilv e r c o i n .......................... ......................

1,200 00

293 00

771 00

809 00

U. S. a n d N a tio n a l b a n k n o te s .........

16,791 00

10,908 00

6,937 00

13,393 00

$517,774 33

$545,700 83

$578,382 51

$592,970 75

$50,000 00

$50,000 00

$50,000 00

$50,000 00

7,000 00

7,000 00

10,000 00

10,000 00

4,636 79

5,414 28

3,271 55

4,107 73

105,135 43

104,347 54

102,967 56

120,932 36

T o ta ls .

L iab ilities.
C a p ita l s to c k p a id i n .................
S u rp lu s fu n d .................................................................. ___
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in te r e s t
a n d ta x e s p a id ..........................................................
D iv id en d s u n p a id ........................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...........
D em an d c o m m e rc ia l c e r tif ic a te s o f d e p o s it.
T im e c o m m e rc ia l c e r tif ic a te s o f d e p o s it.......
S a v in g s d e p o s its ........................................................

56,963 49

55,121 49

58,154 41

62,965 85

S a v in g s c e r tif ic a te s o f d e p o s it...........................

294,038 62

323,169 86

353,988 99

344,964 81

$578,382 51

$592,970 75

C e rtifie d c h e c k s ..................................; ....................
C a s h ie r’s c h e c k s o u ts ta n d in g ..............................
D ue to b a n k s an d b a n k e r s .....................................

647 66

N o te s a n d bills re d is c o u n te d ................................
Bills p a y a b le ..............................................................
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$517,774 33

$545,700 83

STA TE

188

BA N K IN G

D EPA R T M E N T

TH E UN IO N TRU ST COMPANY, DETRO IT.
D. M. F e r b t , P r e s i d e n t ; W . C. M cM i l l a n , F i r s t V i c e
d e n t ; E lw ood T. H a n c e , S e c r e t a r y a n d T r e a s u r e r

P r e s id e n t ;
; H ow ard

A. E. F . W h i t e , S e c o n d V i c e P r e s i ­
J. L esh er, A s s is ta n t S e c re ta r y .

D i r e c t o r s .—W . H . E llio tt, W . C. C o lburn, S. D. M iller, H . B. L e d y a rd , G eo. H . B a rb o u r, W. C.
M cM illan, D. W h itn e y , J r ., D. M. F e rr y , M. S. S m ith , H u g h M cM illan, F. W . H a y e s , S im o n J.
M urphy, G eo. H. H o pkins, A. E. F. W h ite , C h arle s S tin ch field , J a m e s D. S ta n d is h , J a m e s M cM illan,
E lw o o d T. H a n c e , C. A. D u c h a rm e , H e n ry R ussel, T. H. N e w b e rry , E llio tt T. S lo cu m , F. J. H e c k e r.
R e p o r t of
F e b . 18.

R e so u rc e s.

R ep o rt of
M ay 5.

R e p o rt o f
S e p t. 20.

R ep o rt of
D ec. 1.
$982,953 88

C o lla te r a l lo a n s—tim e .................... ...............................

$599,989 49

$766,559 90

$1,162,772 25

C o lla te r a l lo a n s—d e m a n d .............................................

51,561 66

50,900 00

57,150 00

98,250 00

L o a n s o n r e a l e s t a t e m o rtg a g e s , in o ffice .............
L o a n s on r e a l e s t a t e m o rtg a g e s , w ith s t a t e
tr e a s u r e r ..................................... .................................

392,857 01

399,196 51

377,771 19

394,620 73

200,000 00

200,000 00

200,000 00

200,000 00

O th e r lo a n s ............. . ............................- .......... ................

205,055 32

180,078 59

164,035 70

139,751 44

B onds, in o ffice ................... . ............................................

50,000 00

30,000 00

37,0000 00

157,403 40

239,000 00

B o n d s, w ith s t a t e tr e a s u r e r .

.......................... .........
239,000 00

239,000 00

239,000 00

R e a l e s t a t e o w n e d ............... ..........................................

10,758 76

10,728 04

10,233 51

10,045 35

■Other in v e s tm e n ts ...........................................................

128,500 00

128,500 00

130,925 00

130,875 00

A d v a n c e s to t r u s t s . . . ....................................................

14,372 49

9,312 09

42,881 80

36,265 64

S t o c k s .. ........................................................................... .

P re m iu m s p a i d .................................................................
S a f e d e p o s it v a u l t s .............................. - .................... __
F u r n itu r e a n d fix tu re s ........ .’..........................................

3,346 91

3,331 91

3,165 32

3,165 32

D ue fro m o th e r b a n k s an d b a n k e r s ........ ..................

21,334 21

84,520 35

158,506 13

137,312 42

■Cash ite m s ....................... ................. .................................

3,629 61

2,468 52

3,726 72

9,354 42

N ic k e ls a n d c e n t s ..................... ......................................

4 55

3 68

1 71

6 92

S ilv e r c o in ................................................................... .......

80 00

188 70

65 40

92 05

G old c o in .............................................................................

15 00

60 00

185 00

105 00

H . S . a n d N a tio n a l b a n k n o te s ....................................

2,154 00

3,597 00

6,232 00

3,200 00

T o t a l s ..................................................................... $1,922,659 01

$2,108,445 29

$2,593,651 73

$2,542,401 57

L iab ilities.
C a p ita l s to c k p a id in ........................................................

$500,000 00

$500,000 00

$500,000 00

$500,000 00

S u rp lu s f u n d . . ....................................................................
U n d iv id e d pro fits, le ss e x p e n se s, in te r e s t a nd
ta x e s p a id .....................................................................

50,000 00

50,000 00

52,000 00

52,000 00

53,714 55

52,887 16

43,916 62

41,182 84

D iv id en d s u n p a i d ..............................................................
T r u s t d e p o s its ............... ...................................................

298,059 98

374,792 27

387,368 17

336,194 08

D e b e n tu r e s ........................................................................

1,013,164 92

1,128,591 28

1,304,732 26

1,558,273 48

<3 th e r lia b ilitie s ............. .......................................... .........

7,719 56

2,174 58

305,634 68

54,751 17

T o t a l s .................................................................... $1,922,659 01

$2,108,445 29

$8,593,651 73

$2,542,401 57


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

TR U ST

COM PANIES

OF

189

MICHIGAN

T H E M ICHIGAN TRU ST COMPANY, GRAND R A PID S.
L e w is H. W i t h e y ,

P r e s id e n t;
V ic e P r e s i d e n t ; H e n r y

W i l l a r d B a r n h a r t , V i c e P r e s i d e n t ; A n t o n Q. H o d e n p y l , Second
I dem a , T h i r d V i c e P r e s i d e n t ; G e o r g e E. H a r d y , S e c r e t a r y ;
F. A. G o r h a m , A s s i s t a n t S e c r e t a r y .

D i r e c t o r s .—T. S t e w a r t W h ite , L e w is H . W ith e y , A lfre d D. R a th b o n e , J a m e s M. B a rn e t, H a rv e y J.
H o llis te r, N. L. A v e ry , W illa rd B a rn h a rt, S a m u e l S e a rs , C h a rle s H. H a c k le y , S. B. J e n k s , H e n ry
Id e m a , D a rw in D. C ody, F. A. G o rham , A n to n G. H o d en p y l, F r e d e r ic k L o e ttg e r t, T h o m a s Heffe ra n , W m. G. R obinson, D u d ley E. W a te r s , E. G o ld en F iler, W . W . C um m er, W m . Ju d so n .
R e p o rt of
F e b . 18.

R e p o r t of
M ay 5.

C o lla te r a l lo a n s —tim e .. . ...............................................

$111,851 16

$114.579 22

$110,315 51

C o lla te r a l lo a n s —d e m a n d ...........................................

122,581 96

148,640 28

107,241 15

111,009 00

L o a n s on r e a l e s t a t e m o rtg a g e s , in office.............
L o a n s on r e a l e s t a t e m o rtg a g e s , w ith s ta t e
tr e a s u r e r ........... .................. ........................_............

133,722 21

107,218 88

109,368 54

109,452 37

109,051 35

111,550 00

104,150 00

104,150 00

27,803 00

27,550 00

46,950 00

42,450 0«

R eso u rc e s.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.
$142,229 96

O th e r lo a n s ............. . ................ ............... .......................
B o n d s in o ffice ..................................................................
B o n d s w ith s t a t e tr e a s u r e r .........................................
S to c k s ................................ ....................... .................

10,000 00

10,420 00

10,420 00

14,145 00

R e a l " e sta te o w n e d .............................. ..........................

35,316 36

36,373 73

49,634 42

51,176 62

33,207 49

O th e r in v e s tm e n ts .................................................... .......
A d v a n c e s to t r u s t s ...............................................

60,991 73

61,676 32

41,496 29

P re m iu m s p a id ...................................................................

1,373 60

1,373 60

1,223 60

238 54

S a f e d e p o s it v a u lts ........................................ ................

17,162 06

17,162 06

16,712 23

16,712 23

F u r n itu r e a n d fix tu re s ............... ............................... .

5,496 04

6,725 79

6,725 79

6,743 79

D ue fro m a p p ro v e d re s e r v e d a g e n ts ___: ________

154,150 79

132,401 13

244,152 84

330,419 25

D u e fro m o th e r b a n k s a n d b a n k e r s .........................

98,640 42

69,404 09,

47,662 66

71,607 02

C ash it e m s . .................................................................... .

5,762 35

1,896 41

4,990 71

1,721 66

N ic k e ls a n d c e n t s .......................... ................................

37 81

34 92

30 07

32 36

S ilv e r c o in ................. . ........... .......................................

227 45

295 05

164 45

225 45

G old c o in ............................ .............................................. .

16,492 50

16,825 00

17,185 00

17,780 00

U . S. an d N a tio n a l b a n k n o te s ...................................

7,037 00

4,865 00

3,333 00

3,876 00

T o t a ls .................................................... .......... ...........

$917,697 79

$868,991 48

$921,756 26

$1,057,176 IS

$200,000 00

$200,000 00

$200,000 00

$200,000 00

50,000 00

50,000 00

50,000 00

50,000 00

52,790 19

55,302 19

56.245 13

55,745 84

L iab ilitie s.
C a p ita l s to c k p a id in __________ _____ __________
S u rp lu s fu n d ......................................................................
U n d iv id ed p ro fits less e x p e n se s, in te r e s t and
ta x e s p a id ................. .................................................
D iv id en d s u n p a id ........................................ ...................
T r u s t d e p o s its .................... ...............................................

243,141 36

423,069 14

496,814 88

627,138 78

D e b e n tu re s ............................................. .................. .........

81,767 30

116,763 82

93,289 27

105,639 77

O th e r lia b ilitie s ................................................................

289,998 94

23,856 33

25,406 98

18,651 74

T o t a ls ............................................................................

$917,697 79

$868,991 48

$921,756 26

$1,057,176 13


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

STA TE

IS O

BA N K IN G

D EPA RTM EN T

P E N IN SU L A R TRU ST COMPANY. GRAND R A PID S.
O rg a n iz ed A p ril 23, 1894.
S i d n e y F. S t e v e n s ,
Second

P r e s i d e n t ; C h a r l e s W . W a t k in s , F i r s t V i c e P r e s i d e n t ; Ch a r l e s W . G a r f i e l d ,
V i c e P r e s i d e n t ; A mos S. M l s s e l m a n , T h i r d V i c e P r e s i d e n t ; G e o r g e G. W h i t w o r t h ,
S e c r e t a r y a n d T r e a s u r e r ; A d o l p h B. M a so n , A s s i s t a n t S e c r e t a r y .

D ir e c t o r s .—Thos. M. P e c k , C has. D. S te b b in s , C h a rle s W . W a tk in s, J u liu s B e rk e y , D. M. A m b e rg ,
C. C. F o llm er, C arl G. A. V o ig h t, F. C. M iller, J o s e p h H o u se m a n , C has. W . G arfield, J o h n B.
M artin , E. A . S to w e , G eo. H . D avidson, J o h n C aulfield, W m . W id d ic o m b , A. S. M usselm an, S id n e y
F . S te v e n s , S te p h e n A. S e a rs , W m . H . A n d e rso n , C yrus E. P e rk in s.
V

R eso u rc e s.

R e p o rt of
F e b . 18.

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.
$9,150 00

C o lla te r a l lo a n s—tim e .............. - ....................................

$11,650 00

$10,233 33

$9,316 67

C o lla te r a l lo a n s—d e m a n d ..................... - ......................

36,125 00

30,725 00

30,815 00

30,725 00

L o a n s on r e a l e s t a t e m o rtg a g e s in o ffice_______
L o a n s o n r e a l e s t a t e m o rtg a g e s , w ith s t a t e
tr e a s u r e r ....... ...................................................................

108,491 56

118,800 13

123,872 44

128,957 83

50,000 00

50,000 00

50,500 00

50,500 00

3,135 57

3,135 57

3,400 00

3,400 00

14,000 00

O th e r lo a n s...........................................................................
B o n d s, in o ff ic e ..................................................................
B o n d s w ith s t a t e tr e a s u r e r ..........................................
S to c k s ....................................................................................
R e a l e s t a t e o w n e d ..........................................................
O th e r in v e s tm e n ts ............................................................
A d v a n c e s to t r u s t s . . ......................................................
P re m iu m s p a id ...................................................................
S a f e d e p o s it v a u lts ..........................................................

14,000 00

14,000 00

14,000 00

F u r n itu r e an d fix tu re s ....................................................

2,698 20

2,691 70

2,686 70

2,686 70

D ue fro m a p p ro v e d re s e r v e d a g e n ts ........................

22,578 61

19,414 90

25,904 50

26,050 86

71 74

D ue fro m o th e r b a n k s an d b a n k e r s ...........................
C ash ite m s ...........................................................................

3,048 64

212 90

12 50

N ic k e ls a n d c e n t s .............................................................

33 58

58 64

32 94

31 19

S ilv e r c o in ...........................................................................

261 20

176 05

153 20

183 95

G old co in .,.............................................................................

530 00

605 00

760 00

970 00

U. S. an d N a tio n a l b a n k n o te s ............... ...................

2,624 00

2, 300 00

1,208 00

1,435 00

$255,176 36

$252,353 22

$262,661 95

$268,162 27

C a p ita l s to c k p a id in ......................................................

$ 100,000 00

$ 100,000 00

$ 100,000 00

$ 100,000 00

S u rp lu s fu n d ...... ................................................................
U n d iv id e d p ro fits, le ss e x p e n se s, in te r e s t a n d
ta x e s p a id .........................................................................

15,000 00

15,000 00

15,500 00

15,500 00

1,957 55

3,716 04

5,130 67

6,218 78

D ividends u n p a id ...............................................................

24 00

24 00

22 00

22 00

T r u s t d e p o s its ....................................................................

79,394 81

74,107 30

78,511 20

82,293 74

D e b e n tu r e s ...........................................................................

58,800 00

59,100 00

62,700 00

63,600 00

405 88

798 08

527 75

$252,353 22

$262,661 95

$268,162 27

T o ta ls

L iab ilitie s.

O th e r lia b ilitie s
T o ta ls


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Federal Reserve Bank of St. Louis

$255,176 36

REPORTS
OF THE

N A T IO N A L BANKS
OF M IC H IG A N
AS FU R N ISH E D TH E COM M ISSIONER OF T H E STA TE BA N K IN G
D EPA RTM EN T

FEBRUARY 18, MAY 5, SEPTEMBER 20, AND DECEMBER ],


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Federal Reserve Bank of St. Louis

1 8 9 8 .

\

192

STA TE

BA N K IN G

D EPA R T M E N T

No. 3316.
F IR S T N A TIO N A L BA N K , ALBION .
W . O. D onoughtte ,

1. L. S i b l e y , V i c e
S. H y e n y , A s s i s t a n t

P r e s id e n t;

P r e s id e n t;
C a s h ie r.

H . M. D e a r in g ,

C a s h ie r ;

DiRECTORa—W . O. D o n o u g h u e, I. L. S ib ley , M. D. W e e k s , A. J. H o w ell, H. M. D earin g .

L o a n s an d d is c o u n ts .................................
O v e rd ra fts , s e c u r e d an d u n s e c u re d .
U . S. b o n d s to s e c u re c irc u la tio n ...
U. S. b o n d s to s e c u re U. S. d e p o s its ..
U. S. b o n d s on b an d .
P re m iu m s on U. S. b o n d s ........................
S to c k s , S e c u ritie s , e t c ..............................
B an k in g b o u se, fu r n itu re a n d fix tu re s.
O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d ............
D ue fro m n a tio n a l b a n k s (n o t re s e r v e a g e n t s ) ..
D ue fro m s t a t e b a n k s a n d b a n k e r s ........................
D ue fro m a p p ro v e d r e s e r v e a g e n ts ........................
C h e c k s a n d o th e r c a s h ite m s
R e v e n u e stam p s.
N o te s o f o th e r n a tio n a l b a n k s.................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s . . .
S p e c ie ....... ............................................................ ..............
L e g a l te n d e r n o te s ..........................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f c ir­
c u la tio n ) ...........................................................................
D ue fro m U. S. tr e a s u r e r , o th e r th a n 5% re d e m p tio n fund.
T o ta ls

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R ep o rt of
S e p t. 20.

8190,989 71
3,692 61
82,500 00

$195,719 58
1,900 49
82,500 00

$149,013 96
378 58
82,500 00

$148,692 58
1,628 04
82,500 00

6,500 00
3,375 00

6,500 00
16,467 04

6,500 00
25,597 78

8,000 00

8,000 00

8,000 00

6,500 00
23,872 78
8,000 00

31,181 57
571 50

31,181 57
468 00

69,394 53

59,255 27

31,682
1,080
141
70,353

33
86
5J
02

31,682
1,235
181
33,470

33
07
50
44

3,992 85

1,388 71

2,295 00
112 36

2, 782 00
77 02

16,262 40
2,000 00

405
342
2,603
158

R e p o r t of
D ec. 1.

87
42
00
35

1,385 49
250
3,176
119

15,534 95
2,500 00

16,555 15
3,000 00

16,529 00

3,712 50

3,712 50

3,712 50

3,712 50

$426,690 14

$403,651 63

9,915 21

9,270 43

$100,000 00

$ 100,000 00

$ 100,000 00

$100,000 00

25,000 00
5,367 49
72,650 00

25,000 00
6,908 65
73,800 00

25,000 00
7,589 97
73,150 00

25,000 00
8,420 92
74,250 00

59,501 68
164,170 97

47,666 78
150,276 20

55,850 45
138,324 79

46,750 44
134,849 07

$426,690 14

$403,651 63

$399,915 21

$389,270 43

£ 8 8

R e so u rc e s.

2,000 00

L iab ilitie s.
C a p ita l s to c k p a id in ........................................................
S u rp lu s fu n d ........................................................................
U n d iv id e d pro fits, le ss e x p e n s e s a n d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g ............................
D ue to o th e r n a tio n a l b a n k s ......................................
D ue to s t a t e b a n k s a n d b a n k e r s ..........
D iv id en d s u n p a i d .........................................
In d iv id u a l d e p o s its s u b je c t to c h e c k .
D e m an d c e r tif ic a te s o f d e p o s it............
T im e c e r tif ic a te s o f d e p o sit
C ertifie d c h e c k s ...........................
C a s h ie r’s c h e c k s o u ts ta n d in g .
U n ite d S ta te s d e p o s its ...........
D e p o sits o f U. S. d isb u rsin g o ff ic e rs ...........
N o te s a n d bills re d is c o u n te d ............. ...............
Bills p a y a b le ..............................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s ta t e d
T o ta ls


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Federal Reserve Bank of St. Louis

N A TIO N AL

BANKS

OF

M ICHIGAN

193

No. 1829.
F IR S T N A TIO N A L BANK, ALLEGAN.
B. D. P r it c h a r d ,

P r e s id e n t;

I r a Ch ic h e s t e r ,

V ic e P r e s id e n t;

F . I. C h ic h e s t e r ,

C a s h ie r.

D i r e c t o r s .—B. D. P r itc h a r d , I r a C h ic h e s te r, N . B. W e s t, I. P . G risw old, F. I. C h ic h e s te r.
R ep o rt of
F e b . 18.

R e so u rc e s.

R e p o rt of
M ay 5.

R e p o r t of
S e p t. 20

R e p o r t of
D ec. 1.

$85,793 79
3,311 24
12,500 00

$104,298 47
2,932 54
12,500 00

$115,399 67
2,559 02
12,500 00

$107,283 44
5,312 86
12,500 00

XT
b o n d s on han d
P re m iu m s oil TT pi bnrwls
S to c k s , s e c u ritie s , e t c . ............. - ...................................
H an k in g h o u se, fu r n itu re an d fix tu re s ....................

10,501 83
6,709 00

10,501 83
6,709 00

10,501 83
6,709 00

10,501 83
6,709 00

O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d ____
D ue fro m N a tio n a l b a n k s (n o t r e s e r v e a g e n ts )...
D ue fro m S t a t e b a n k s a n d b a n k e r s _____________
D ue fro m a p p ro v e d r e s e r v e a g e n ts ___ ____ ____

6,132
63,403
190
24,204

6,140
58,381
86
23,934

84
38
25
58

6,867
32,156
100
27,935

95
83
54
67

11,880
40,544
104
22,146

95
71
30
51

6,395
285
145
74

22
00
00
67

1,204
245
315
112

30
00
00
74

L o a n s a n d d is c o u n ts ....................._.................................
O v e rd ra fts , s e c u re d a n d u n s e c u r e d ........................
U. S. b o n d s to s e c u re c irc u la tio n
..........
......
TT pi fronds to s e c u re TT S d e p o sits

95
0$.
20
95

C h ec k s a n d o th e r c a s h ite m s ___
In f e r n a l re v e n u e s ta m p s
N o te s o f o th e r N a tio n a l b a n k s ............... ..................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls, an d c e n t s ...

1,358 59

921 65

285 00
202 46

1,170 00
167 99

S p e c ie
- - __ ______ ___________
L e g a l te n d e r n o t e s ___ _ .......................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 % o f
c irc u la tio n )
_______________________ __
D ue fro m u / s . tr e a s u r e r , o th e r th a n 5 ^ re d e m p tio n fu n d
_____

15,182 61
7,545 00

19,825 96
5,870 00

14,988 00
2,785 00

19,355 05
8,310 00

562 50

562 50

562 50

562 50

T o t a l s ................................................................... -

$237,883 20

5 00
$254,002 99

$239,970 90

$247,088 19

L iab ilitie s.
C a p ita l s to c k p a id in ......................................................
S u rp lu s fu n d
_ ____________ ______ _________
U n d iv id e d p rofits, le ss e x p e n s e s an d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g ______________
oTher N a tio n a l b a n k s
D ue to S t a t e b a n k s and b a n k e rs
D iv id en d s u n p a id . ...........................................................
In d iv id u al d e p o sits s u b je c t to c h e c k .
D e m an d c e r tif ic a te s o f d e p o s i t .. ............... ...........
T^rrie c e r t'id c a te s o f d e p o sit
C ertifie d c h e c k s
C a s h ie r’s c h e c k s o u ts ta n d in g
U n ite d S ta g e s d e p o sits

$50,000
10,000
7,086
10,550

00
00
42
00

198 00
101,302 35

$50,000
10,000
8,951
11,250

00
00
63
00

$50,000
10,000
5,432
11,250

00
00
36
00

$50,000
10,000
9,476
10,750

00
00
56
00

126 00
111.086 08
62,589 28

870 00
94,028 77
68,389 77

870 00
98,183 76
67,807 87

$254,002 99

$239,970 90

$247,088 19

58,746 43

*

__

________

D e p o sits o f U n ite d S t a t e s d isb u rsin g officers
N o te s and bills re d is c o u n te d
Hills p a y a b le
_ ______________
L ia b ilitie s o th e r th a n th o s e a b o v e s ta t e d
T o ta ls

............................................................-

25


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Federal Reserve Bank of St. Louis

$237,883 20

194

STA TE

BA N K IN G

D EPA RTM EN T

No. 2847.
A L PE N A N A TIO N A L BANK, A LPE N A .
F. W . G i l c h r i s t ,

P r e s id e n t;

W . H. J o h n s o n ,

V ic e P r e s id e n t;

J o h n C. C o m f o r t ,

C a s h ie r.

D i r e c t o r s .—F . W . G ilc h rist, W . H . Jo h n so n , W . L. C hurchill, J o h n C. C o m fo rt, H e n ry B o lto n ,
H. D. C hurchill.

R e so u rc e s.

L o a n s a n d d is c o u n ts ............... ..... ............ _....................
O v e rd ra fts , s e c u re d a n d u n s e c u re d ........... _<..........
U . S. bon d s to s e c u r e c irc u la tio n .........................
U . S. b o n d s to s e c u re U. S. d e p o s its ...................

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R ep o rt of
D ec. 1.

$240,972 40
3,307 35
50,000 00

$294,699 00
3,151 42
50,000 00

$251,600 61
4,108 73
50,000 00

$252,796 29
6,426 58
50,000 00

U. S. b o n d s on h a n d .....................................................
P re m iu m s on U. S. b o n d s ______ _____ ___ _____
S to c k s, s e c u ritie s , e t c ___________ _____________
B an k in g h o u se, fu r n itu re a n d fix tu re s ...... ..........

20,174 75
3,700 00

20,774 75
3,700 00

21,307 63
3,700 00

26,593 33
3,700 00

O th e r r e a l e s t a t e an d m o rtg a g e s ow ne® ______
D u e fro m n a tio n a l b a n k s (n o t r e s e r v e a g e n t s ) .
D ue fro m s t a t e b a n k s a n d b a n k e r s .......................
D u e fro m a p p ro v e d r e s e r v e a g e n ts ____ ____ _

1,205 84

1,120 56

425 79

2,614 98

168,331 67

103,822 44

136,976 78

174,046 08

C h e c k s a n d o th e r c a s h ite m s ................. ..... ............
E x c h a n g e s fo r c le a rin g h o u s e ..................................
N o te s o f o th e r n a tio n a l b a n k s ............... ..................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s . ..

526 59

736 39

161 23

2,659 55

1,081 00
286 27

2,618 00
180 87

945 00
214 89

1,679 00
125 18

S p e c ie ........................ ............................ .............................
L e g a l te n d e r n o te s .......................... ................. .........
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (b% o f c ir­
c u la tio n ) ........................................................................
D ue fro m U. S. tr e a s u r e r , o th e r th a n §% re d e m p ­
tio n fu n d .......................................................... ......... . . .

14,462 00
9,070 00

13,315 00
14,067 00

14,759 50
7,748 00

14,807 50
13,577 00

2,250 00

2,250 00

2,250 00

2,250 00

T o t a l s ....................................................................

$515,367 87

$510,435 43

$494,198 16

$551,275 49

L iab ilitie s.
C a p ita l s to c k p a id in........................................................
S u rp lu s f u n d . .... ..............................................................
U n d iv id e d p ro fits, le ss e x p e n s e s an d ta x e s p a id .
N a tio n a l b a n k n o te s o u ts ta n d in g ................... .........
D ue to o th e r n a tio n a l b a n k s .....................................
D u e to s t a t e b a n k s an d b a n k e r s ..............................
D iv id en d s u n p a id _________ ______________ _______
In d iv id u a l d e p o s its s u b je c t to c h e c k . _______
D e m an d c e r tif ic a te s o f d e p o s it............................ .

$50,000
15,500
1,382
45,000

00
00
19
00

$50,000
15,500
2,340
45,000

00
00
01
00

$50,000
15,500
999
45,000

00
00
22
00

$50,000
15,500
’ 1,438
45,000

00
00
57
00

235,683 30
167,802 38

226,224 46
171,370 96

219,828 96
162,869 98

285,135 44
154,201 48

$515,367 87

$510,435 43

$494,198 16

$551,275 49

T im e c e r tif ic a te s o f d e p o s it.......................................
C e rtifie d c h e c k s ................................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................
U n ite d S t a t e s d e p o s its .................................................
D e p o sits o f U. S. d isb u rsin g o ffice rs.......................
N o te s a n d bills r e d is c o u n te d .________ __________
Bills p a y a b le ............................ .........................................
L ia b ilitie s o th e r th a n th o s e s t a t e d ........................
T o t a l s ................... ..............................................


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Federal Reserve Bank of St. Louis

N A TIO N A L

BANKS

OF

195

M ICHIGAN

No. 2714.
F IR S T N A TIO N A L BANK, ANN A RBOR.
E d w a r d D. K i n n e ,

P r e s id e n t;

H a r r is o n S o u l e ,

V ic e P r e s i d e n t ;

S. W. C l a r k s o n ,

C a s h ie r .

D ir e c t o r s .—E. D. K in n e , H a rris o n S o u le, W ir t C o rn w ell, J a m e s L. B a b c o c k , M oses S e a b o lt, S. W .
C lark so n , H . M. W o o d s, W illiam W a g n e r, F r e d e r ic k S chm id.

R e so u rc e s.

L o a n s a n d d is c o u n ts . ___ ___
O v e rd ra fts , s e c u re d an d u n s e c u re d ........... ..............
U. S. b o n d s to s e c u re c irc u la tio n ............................
U. S. b o n d s to s e c u re U. S d e p o s its ........................

R e p o rt o f
F eb . 18.

R ep o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

$304.917 39
3,537 88
25,000 00

$309,416 33
5,101 44
25,000 00

$304,077 14
3,796 56
25,000 00

$300,093 50
1,727 75
25,000 00

R e v e n u e s ta m p s ......................... ............ ......................
P re m iu m s on U. S. b o n d s______ ________________
S to c k s , s e c u ritie s , e t c ......... - ........................................
B an k in g h o u se, fu r n itu re an d fix tu re s __________

4,000 00
17,500 00

20,000 00
17,500 00

26,000 00
17,500 00

32,000 00
17,500 00

O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d ______
D ue fro m N a tio n a l b an k s (n o t r e s e r v e a g e n t s ) ..
D ue fro m S t a t e b a n k s a n d b a n k e r s ................. ........
D ue fro m a p p ro v e d r e s e r v e a g e n t s . ............. ...........

11,706 66

11,706 66

9,300 00

9,300 00

16,647 81
39,910 96

11,048 90
39,750 98

2,498 32
18,329 75

8,465 19
21,648 16

C h e c k s an d o th e r c a s h ite m s .....................................
B ills in tr a n s i t ............... .....................................................
N o te s o f o th e r N a tio n a l b a n k s ...............................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s . . .

5,743 00
108 04

S p e c ie .................... ................. ............................................
L e g a l te n d e r n o t e s ........................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f c ir­
c u la tio n ) ...........................................................................
D ue fro m U. S. tre a s u r e r , o th e r th a n 5 % re d e m p ­
tio n f u n d ...........................................
.................
T o t a l s ...................... ................................................

207 50

487 30

94
00
00
34

1,242 67

1,351 65

8,220 00
189 25

5,700 00
172 91

16,690 55
3,848 00

16,721 75
3,751 00

16,468 35
3,490 00

17,218 30
3,575 00

1,125 00

1,125 00

1,125 00

1,125 00

$450,222 59

$469,516 34

$437,237 04

$445,084 96

$100,000
20,000
29,105
22,500

$100,000
20,000
31,278
22,500

$100,000
20,000
18,518
22,500

00
00
33
00

$100,000
20,000
22,434
22,500
179

00
00
57
00
93

180 00
169,409 01
126,081 03

180 00
147,552 51
128,354 63

2,814
180
146,739
130,154

58
00
17
70

68 01

131 57

82 01

$469,516 34

$437,237 04

$445,084 96

638
60
7,634
61

L iab ilitie s.
C a p ita l s to c k p a id in ................. ............. .....................
S u rp lu s f u n d . .... ............ ..............................................
U n d iv id e d p ro fits le ss e x p e n s e s amd ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g ______ ________
D u e to o th e r N a tio n a l b a n k s .............................. .........
D ue to S t a t e b a n k s a n d b a n k e r s ...............................
D ividends u n p a id _______________________ _______ _
In d iv id u a l d e p o sits s u b je c t to c h e c k .......................
D e m an d c e r tif ic a te s o f d e p o s it...................................

00
00
91
00

180 00
157,172 08
121,264 60

T im e c e r tif ic a te s o f d e p o s it.........................................
C e rtifie d c h e c k s .............I .................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ....... ........................... ...
U n ite d S t a t e s d e p o s its ...... ............................................

00
00
29
00

D ep o sits o f U. S. disbu rsin g o ffic e rs _______ ____
N o te s a n d bills re d is c o u n te d ______ ____________
Bills p a y a b le ............. ........................................ .............
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d .............
T o t a l s ........................................ ..... .............. .............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$450,222 59

STA TE

l!i 6

BA N K IN G

D EPA RTM EN T

No. 3314.
T H E N A TIO N A L BANK OF BA T T L E CREEK , B A T T L E CREEK.
E d w in C. N ic h o l s ,

P r e s i d e n t ■;

C has . A u s t i n ,

V ic e P r e s i d e n t ;

F. P . B o u g h t o n ,

C a s h ie r.

D ir e c t o r s .—E. C. N ich o ls, C has. A u stin , F. G. S h e p a rd , F. P. B o u g h to n , S a m u e l J. T itu s, W m . J .
S m ith , C. C. B ea c h .

R e s o u rc e s.

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

L o a n s a n d d is c o u n ts .......................................................
O v e rd ra fts , s e c u re d a n d u n s e c u re d ......................... _
TT. S. b o n d s to s e c u re c ir c u l a t i o n ............................
TT. S. b o n d s to s e c u re IT. S. d e p o s its ___________

$414,425 36
4,751 25
50,000 00

$458,500 13
7,467 14
100,000 00

$523,177 69
18,452 27
150,000 00

$548,005 44
26.086 29
150,000 00

U. S. b o n d s on h a n d ________ ____________ ____
P re m iu m s on U. S. b o n d s ...............................................
S to c k s , s e c u ritie s , e t c ___ ____________ _________
B an k in g h o u se, fu r n itu re a n d f ix tu re s .................. _

5,128 00
48,182 50
12,000 00

15,128 00
57,584 90
12,031 83

17,628 00
65,022 40
12,000 00

17,628 00
65,022 40
12,000 00

O th e r re a l e s t a t e and m o rtg a g e s o w n e d _______
In tr a n s it fo r c o lle c tio n . _ .......................... .............
D ue fro m N a tio n a l b a n k s (n o t re s e r v e a g e n t s ) ..
D ue fro m s t a t e b a n k s a n d b a n k e r s ...........................
D ue fro m a p p ro v e d r e s e r v e a g e n ts _____________

6,025
1,433
171
7,205
77,953

61
00
73
08
00

6,025 61
3,245 31

5,99? 61
961 17

6,054 94
8,931 50

10,446 55
71,573 75

13,148 49
100,905 51

7,812 66
74,930 65

C h e c k s a n d o th e r c a s h i t e m s . _________________
In te r n a l re v e n u e s ta m p s . ... _
E x c h a n g e s fo r c le a rin g h o u se
N o te s o f o th e r N a tio n a l b a n k s ________ ________
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls, a n d c e n t s ...

20,442 15

1,559 63

2,919 71
705 00

1,305 88
878 00

1,445 00
176 35

2,040 00
36 76

2,000 00
207 36

3,300 00'
244 38

S p e c ie
................................................... ..........................
L e g a l te n d e r n o te s
_______ _____ ________ ____
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 % o f
c irc u la tio n ) ..................................................................
D ue fro m U. S. tr e a u r e r , o th e r th a n 5 % re d e m p f.ion fu n d
________ _________________

19,484 10
2,000 00

25,173 70
8,100 00

18,044 28
7,800 00

29,496 40
9,800 00

2,250 00

3,117 00

6,624 00

6,750 00

$673,073 13

$782,030 31

$945,593 49

$968,246 54

$150,000
18,100
5,756
45,000

$150,000
18,100
9.863
61,600

$150,000
19,000
11,834
121,180

$150,000
19,000
16,336
134,420

T o ta ls

________ _______________ __________
L iab ilitie s.

C a p ita l s to c k p a id in ......................................................
S u rp lu s fu n d ...... ........................................ .......................
U n d iv id e d p ro fits le ss e x p e n s e s a n d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g _____
____
D ue to o th e r N a tio n a l b a n k s
D ue to S t a t e b a n k s a n d b a n k e r s ..........................
D ividends unp aid
In d iv id u a l d e p o sits s u b je c t to c h e c k ___________
D e m an d c e r tif ic a te s o f d e p o s it_________ ____ __

00
00
22
00

00
00
42
00

00
00
51
00

00
00
67
00

5,000 00’
438,409 21
15,807 70

522,794 11
19,672 78

1,000 00
620,356 20
22,222 78

$673,073 13

$782.030 31

$945,593 49

623,860 89
19,628 98

T im e c e r tif ic a te s o f d e p o sit
C ertifie d c h e c k s
C a s h ie r’s c h e c k s o u ts ta n d in g
U n ite d S t a t e s d e p o sits
D e p o sits o f U n ite d S t a t e s d isb u rsin g o fficers
N o te s and bills re d is c o u n te d
Bills p a y a b le
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d __
T o t a ls ______ _______ ___ _______ ____________


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$968,246 5

N A TIO N A L

BANKS

OF

197

M ICHIGAN

No. 2853.
F IR S T N A TIO N A L BANK, BAY CITY.
J no . F. E d dy ,

P r e s id e n t;

T h o s. C ra n a g e ,

V ic e P r e s i d e n t ;

F r e d e r ic k P. B r o w n e ,

C a sh ie r.

D i r e c t o r k —J. F. E d d y , T. C ra n a g e , F. P. B ro w n e , H. B. S m ith , G. K . J a c k s o n , E. A. C ooley, W m . HM cE w an , F. T. N o rris, C has. A. E ddy.

R e so u rc e s.

L o a n s a n d d is c o u n ts __________ ______ _______ _.
O v e rd ra fts , s e c u r e d a n d u n s e c u re d _______ _____
U . S. b o n d s to s e c u r e c ir c u la tio n ............................
TJ. S. b o n d s to s e c u r e U. S. d e p o s its ........................

R ep o rt of
F e b . 18.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

1580.665 65
351 85
50,000 00

$603,645 68
399 74
50,000 00

$533,984 47
606 70
50,000 00

U. S. b o n d s on h a n d ............... ........................................
P re m iu m s on U. S. b o n d s ......................... ....................
S to c k s, s e c u ritie s , e t c ________ ______________ __
B an k in g h o u se, fu r n itu re an d fix tu re s __________

21,324 28
20,000 00

5,037 50
20,000 00

5,257 50
20,000 00

O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d . ____
D ue fro m N a tio n a l b a n k s (n o t re s e r v e a g e n t s ) ..
D u e fro m S t a t e b a n k s a n d b a n k e r s ..........................
D ue fro m a p p ro v e d re s e r v e a g e n t s _____ _______

11,688
2,154
9,632
55,157

66
72
46
93

14,688
744
4,997
54,490

66
30
46
46

14,639
6.473
14,442
119,065

■Checks a n d c a s h ite m s __________ ______ ________
E x c h a n g e s fo r c le a rin g h o u s e ................. ...................
N o te s o f o th e r N a tio n a l b a n k s . .... ............ .
......
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls an d c e n ts __

898
3,441
9,612
546

74
83
00
46

1,951
6,105
9,252
424

93
86
00
68

5,327
4,578
16,571
346

S p e c i e . ___ . ..................................................................
L e g a l te n d e r n o t e s _______ ____________________
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 % o f c ir­
c u la tio n ) __________ __________________________
D ue fro m U. S. tre a s u r e r , o th e r th a n 5 % re d e m p
tio n f u n d ..........................................................................
T o t a l s ______ ___________ _____ ______________

R ep o rt of
D ec 1.
$497,744 22
793 18
50,000 00
9,000
1,080
5,037
20,000

00
00
50
00

18
76
31
96

14,639
6,553
14,052
96,894

18
51
59
96

87
47
00
61

1,444
2,233
15,102
244

98
53
00
71

31,500 00
3,099 00

32,800 00
9,663 00

30,900 00
21,223 00

31,900 00
9,366 00

2,250 00

2,250 00

2,250 00

2.250 00

100 00

500 00

$802,323 58

$816,551 27

$845,666 83

$778,836 36

$200,000
40,000
11,127
44,240
7,126

$200,000
40,000
14.542
43,380
7,493

$200,000
40,000
16,052
41,740
10,150

$200,000 00

L iab ilitie s.
C a p ita l s to c k p a id in ___________________________
S u rp lu s f u n d ......................................................................
U n d iv id ed p ro fits, le ss e x p e n s e s a n d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g _______________
D ue to o th e r N a tio n a l b a n k s ......................................

00
00
04
00
33

00
00
13
00
61

00
00
10
00
43

6,073 77
41,580 00
10,342 65

D u e to S t a t e b an k s a n d b a n k e r s ...............................
D iv idends u n p a i d .... ..................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k . .....................
D e m an d c e r tif ic a te s o f d e p o s it................................

39,843 91

50,944 84

42,373 78

40,243 75

174,094 13

197,024 65

227,445 41

218,836 40

T im e c e r tif ic a te s o f d e p o s i t .... ................................
C e rtifie d c h e c k s .. ......... ..................................................
C a s h ie r’s c h e c k s o u ts ta n d in g _________ _________
U n ite d S t a t e s d e p o sits
............. ............................

276,535 91
7,372 00
1,984 26

260.226 04
410 43
2,529 57

264,275 90
319 54
3,309 67

259,706 62
201 56
1,851 61

$802,323 58

$816,551 27

$845,666 83

$778,836 36

D e p o sits o f U. S. d isb u rsin g o ff ic e rs .-....................
N o te s an d bills re d is c o u n te d .............................. ........
B ills p a y a b l e .................... .........
................... ............
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ...........
T o t a l s ...... ................................................. ...................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

198

STA TE

B A N K IN G

D EPA RTM EN T

No. 4953.
TH E OLD SECOND N A TIO N A L BANK, BAY CITY.
Or r i n Bu m p,

P r e s id e n t;

J am bs D a v id s o n , V i c e P r e s i d e n t ; M. M. A n d r e w s ,
C. M. B u m p , A s s i s t a n t C a s h i e r .

C a s h ie r;

D ir e c t o r s .—S e lw y n E d d y , L. E. N o y e s, J a s . D avidson, D. C. S m a lle v , J . W . M cG raw , A. J. C o o k e .
O rrin B um p, F r a n k P. C h esb ro u g h , E. B. F o s s.

R e so u rc e s.

L o a n s a n d d is c o u n ts ................. _............................
O v e rd ra fts , s e c u re d a n d u n s e c u re d _ .................
U. S. b o n d s to s e c u re c i r c u l a t i o n .. .....................
U. S. b o n d s to s e c u re U. S. d e p o s i t s . ............
U. S. b o n d s o n h a n d . . ................. .........
P re m iu m s on U. S. b o n d s .....................
S to c k s , s e c u ritie s , e t c ....................... ...................
F u r n itu r e a n d fix tu re s ...........................................
O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d ........ .
D ue fro m n a tio n a l b a n k s (n o t re s e r v e a g e n t s ) ...
D ue fro m s t a t e b a n k s a n d b a n k e r s ................... .
D ue fro m a p p ro v e d r e s e r v e a g e n t s ........ ..............

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

$747,528 18
20 44
50,000 00

$751,104 62
10 19
50,000 00

$757,088 13
143 60
50,000 00

$750,386 26
207 46
50,000 00

4,000 00
32,413 98
2,900 00

4,000 00
32,408 98
2,900 00

4,000 00
32,103 98
2,900 00

4,000 00
32,098 98
2,900 00

R e p o r t of
D ec. 1.

♦

32
10
89
65

1,669
12,265
5,385
197,866

87
33
17
60

1,948
4,549
3,868
216,315

54
18
14
54

2,162
7,566
4,924
293,258

59
92
79
65

C h e c k s a n d o th e r c a s h ite m s . . . ..........................
E x c h a n g e s fo r c le a rin g h o u s e ...................................
N o te s o f o th e r n a tio n a l b a n k s ________ ____ ___
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s . . .

698 34
3,159 39

852
10,424
11,300
127

66
75
00
70

294
4,063
7,485
143

42
31
00
04

1,274
4,395
27,400
197

99
79
00
66

S p e c ie .................................. .....................
L e g a l te n d e r n o te s . .. ................. ..................... . . .
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f c ir ­
c u la tio n ) ......................................... .........................
D ue fro m U. S. tr e a s u r e r o th e r th a n 5% re d e m p ­
tio n fu n d ..............................................

37,190 00
13,152 00

42,628 00
8,750 00

42,620 40
11,703 00

39,299 39
18,877 00

2,250 00

2,250 00

2,250 00

2,250 00

800 00

680 00

1.780 00

1,370 00

$1.154,706 69

$1,134,623 87

$1.143,256 28

$1,242,570 48

T o ta ls ........................ .............................

1,639
7,649
4,120
246,956

228 40

L iab ilitie s.
C a p ita l s to c k p a id in .....................................................
S u rp lu s fu n d _________ _____
U n d iv id e d pro fits, le ss e x p e n s e s a n d ta x e s p a id ..
N a tio n a l b a n k n o te s o u t s ta n d in g ......................
D u e to o th e r n a tio n a l b a n k s ...................................

$300,000
28,200
4,667
45,000
5,861

00
00
56
00
72

D ue to s t a t e b a n k s a n d b a n k e r s ....................... .
D iv id en d s u n p a id ............... ............. ............
In d iv id u a l d e p o sits s u b je c t to c h e c k ....................
D e m an d c e r tif ic a te s o f d e p o s it...............................

50,381
52
374,767
345,775

97
50
29
65

$300,000 00
28,200 00
11,657 77
45,000 00
5,227 55
49,569
37
341,827
353,104

$300,000
28,200
23,638
45,000
7,357

00
00
56
00
38

$300,000
28,200
6,838
45,000
5,430

00
00
35
00
41

44
50
35
26

49,682 07

62,576 26

340,847 13
348,531 14

454,288 73
340,236 73

$1,134,623 87

$1,143,256 28

$1,242,570 48

T im e c e r tif ic a te s o f d e p o s it......................................
C e rtifie d c h e c k s ..................................................... .........
C a s h ie r’s c h e c k s o u ts ta n d in g ........... .......................
U n ite d S t a t e s d e p o s its .................................................
D e p o sits o f U. S. d isb u rsin g o ffic e rs .....................
N o te s an d bills r e d is c o u n te d ............. .......................
B ills p a y a b l e ....................................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ____
T o t a l s .........................................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$1,154,706 69

N A TIO N A L

BANKS

OF

199

MIC BIG AN

No. 3947.
F IR S T N A TIO N A L BANK, BESSEM ER.
J oseph S ellw ood,

P r e s id e n t;

G e o b g e L. L o o p e ,

V ic e P r e s id e n t;

W il l ia m I. P r i n c e ,

C a s h ie r.

D i r e c t o r s .—J o s e p h S e llw o o d , G e o rg e L. L o o p e, G e o rg e H. S tro n g , W illiam I. P r in c e , G eo. H . A b e el.

R ep o rt of
F e b . 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

TiOans and d is c o u n ts ............... ........................................
O v e rd ra fts s e c u re d an d u n s e c u r e d _____ _____ _
XT S b o n d s to s e c u re c irc u la tio n ______________
XT S b o n d s to s e c u re IT. S. d e p o s it s ___________

$175,419 66
382 70
12,500 00

$197,899 81
596 37
12,500 00

$186,472 26
837 93
12,500 00

$195,712 10
1,305 40
12,500 00

TT
b o n d s on b an d
Prem ium s; on XT. S . b o n d s______________________
S to c k s s e c u ritie s , e t c .............. .....................................
R an k in g b o u se fu r n itu re a nd fix tu re s _______

1,300 00
5,993 73
9,500 00

1,300 00
10,338 15
9,500 00

1,300 00
9,433 12
9,500 00

1,300 00
9,433 12
9,500 00

O th e r re a l e s t a t e and m o rtg a g e s o w n e d __ _
D ue fro m N a tio n a l b a n k s (n o t re s e r v e a g e n t s ) ..
D u e fro m S t a t e b a n k s a n d b a n k e r s ..........................
O ne fro m a p p ro v e d re s e r v e a g e n ts _____________

156 27
27,172 92

716 14
284 17
27,118 89

22,195 01

10 00
26,680 81

O b eck s and c asb ite m s
__ _ _________
E x c h a n g e s fo r c le a rin g h o u se
"Notes o f o th e r N a tio n a l b a n k s _______ __________
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls an d c e n t s . ..

2,500 00
92 79

2,000 00
212 77

1,460 00
194 12

3.000 00
62 26

10,649 50
3,000 00

9,595 85
2,000 00

9,733 20
4,000 00

10,034 75
5.000 00

562 50

562 50

562 50

562 50

$249,230 07

$274,696 85

$258,232 62

$275,100 94

S p e c ie
________ ___ ____ ________ ________
R eg al te n d e r n o te s ___________________________
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f cird ila tio n )
___
________________________ ___
D ue fro m U. S. tr e a s u r e r , o th e r th a n
re d e m p tio n fund
__
________________
T o ta ls

P n p i t.a

.................................. ......................................

1
.1s tn r ii pa,id

44 48

72 20

L iab ilitie s.
in

...

____________________________ ___
S u rp lu s fu n d
U n d iv id e d p ro fits, le s s e x p e n s e s an d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g _______________
p u e to o th e r N a tio n a l b a n k s
________________
D ue to S t a t e b a n k s find b a n k e rs
D iv id en d s u n p aid
___________
In d iv id u al d e p o s its s u b je c t to c h e c k ___________
D em and c e r tif ic a te s o f d e p o s it________________
T im e c e r tif ic a te s o f d e p o sit
C e rtifie d c h e c k s
_ ___
C a s h ie r’s f»hecks o u ts ta n d in g
XTnited S t a t e s d e p o sits

$50,000
5,000
2,844
11,250

00
00
03
00

$50,000
6,600
2,177
11,250

00
00
27
00

$50,000
6,800
2,640
11,250
147

00
00
71
00
51

$50,000
6,800
4,071
11,250
349

00
00
41
00
02

10 00
134,671 74
45,454 30

159,806 39
44,863 19

142,344 14
45,050 26

156,289 13
46,341 38

$249,230 07

$274,696 85

$258,232 62

$275,100 94

____________

D e p o sits Of XT S d isb u rsin g officers
N o te s and bills re d is c o u n te d
R ills p a v a b le
____________

T o ta ls


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Federal Reserve Bank of St. Louis

__ ______________________

STA TE

200

BA N K IN G

D EPA RTM EN T

No. 3925.
F IR S T N A TIO N A L BANK, BUCHANAN.
D. S. S c o f f e r n ,

P r e s id e n t;

J. W . B e js t l e ,

V ic e P r e s i d e n t ;
A s s i s t a n t C a s h ie r.

H e r b e r t Roe,

C a s h ie r ;

H . B. H o w e ,

D ir e c t o r s .—O. H . B a k e r, D. F. S co ffern , H e r b e r t R oe, J . W . B e istle , C. F . P e a rs .

R e so u rc e s.

L o a n s a n d d is c o u n ts .................................
O v e rd ra fts , s e c u re d an d u n s e c u r e d ..
U. S. b o n d s to s e c u re c irc u la tio n ___
U. S. b o n d s to s e c u re D. S. d e p o sits.
U. S. b o n d s on h a n d ....... ..........................
P re m iu m s on U. S. b o n d s........................ .
S to c k s , s e c u ritie s , e t c ............................ .
B an k in g h o u se, f u r n itu re an d fix tu re s
O th e r r e a l e s t a t e an d m o rtg a g e s o w n e d ........ .
D u e fro m N a tio n a l b a n k s (n o t re s e r v e a g e n ts)
D ue fro m S t a t e b a n k s an d b a n k e r s _____ _____
D ue fro m a p p ro v e d r e s e r v e a g e n ts .......................

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

$107,837 77
14 95
12,500 00

$131,892 06
838 51
12,500 00

R ep o rt of
S e p t. 20.
$131,864 34
43 07
12,500 00

R e p o r t of
D ec. 1.
$128,393 82
458 84
12,500 00

1,200 00

1,200 00

1,200 00

i ‘73Ö'Ö0

l’73ÒÒ0

Ì',73Ó'ÓÓ'..........ì~73000

2,759 54

3,289 54

3,289
14,035
37
41,372

54
65
75
34

1,200 00

3,289
9,235
264
51,719

54
94
55
91

26,095 20

7,755 16

C h ec k s a n d o th e r c a s h ite m s.
E x c h a n g e s fo r c le a rin g h o u s e ....................................
N o te s o f o th e r N a tio n a l b a n k s ................................. .
F r a c tio n a l p a p e r c u rre n c y , n ick els, an d c e n t s . . _

4,427 39

4,243 36

68 53

35 00

1,800 00
46 66

1,500 00
48 04

2,500 00
50 89

1,250 00
68 93

S p e c ie .................................... .............................................
L e g a l te n d e r n o te s ..........................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 % o f
c ir c u la tio n ) ................................................................ .
D ue fro m U. S. tre a s u r e r , o th e r th a n 5 % re d e m p tio n fu n d .

2,912 15
3,200 00

651 85
4,410 00

4,010 50
2,269 00

2,962 45
2,730 00

562 50

562 50

562 50

562 50

$165,086 16

$170,621 02

$215,534 11

$216,401 48

$50,000 00

$50,000 00

10,000 00

T o ta ls .

L iab ilitie s.
C a p ita l s to c k p a id i n .......................................................
S u rp lu s f u n d ........................................................... ..........
U n d iv id e d p ro fits, le ss e x p e n s e s an d ta x e s p a id .
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................
D ue to o th e r N a tio n a l b a n k s .......................................
D ue to S t a t e b a n k s a n d b a n k e r s .........
D iv id en d s u n p a id .......................................
In d iv id u a l d e p o sits s u b je c t to c h e c k .
D e m an d c e r tif ic a te s o f d e p o s it...........

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

6,119 16
11,250 00

5,980 34
11,250 00

6,739 77
11,250 00

7,470 37
11,250 00

25,799 27
61,917 73

18,137 84
75,252 84

31,596 82
105,947 52

33,295 69
104,385 42

$165,086 16

$170,621 02

$215,534 11

$216,401 48

T im e c e r tif ic a te s o f d e p o s it..
C e rtifie d c h e c k s .........................
C a s h ie r’s c h e c k s o u ts ta n d in g
U n ite d S t a t e s d e p o s its ............
D e p o sits o f U. S. d isb u rsin g o ffice rs..........
N o te s a n d bills re d is c o u n te d ........................
Bills p a y a b le .........................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s ta t e d
T o ta ls


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Federal Reserve Bank of St. Louis

N A TIO N A L

BANKS

OF

201

M ICHIGAN

No. 3457.
F IR S T N A TIO N A L BANK OF CALUMET, CALUMET.
E dw ard R y a n ,

P r e s id e n t;

J o h n S. D y m o c k , V i c e
E d w a r d F. C u d d i h y ,

P r e s i d e n t ; W il l ia m
A s s i s t a n t C a s h ie r.

B. A n d e r s o n ,

C a s h ie r ;
r

‘D ir e c t o r s .—E d w a id R y an , J o h n S. D ym ock, J a m e s D u n stan , J o s e p h H e rm a n , J o s ia h H all, J o h n
D. C uddihy, T h o m a s M. L yon.
R ep o rt of
F e b 18.

R e so u rc e s.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

$601,074 20
758 41
25,000 00

$637,469 90
406 88
25,000 00

$692,724 81
134 28
25,000 00

$695,543 00
2,012 46
25,000 00

TT S b o n d s on h an d
"Prem ium s o n IT. S. b o n d s _______ _____________
S to c k s , s e c u ritie s , e t c ...................... ...........................
R an k in g h o u se, fu r n itu re a n d fix tu re s ..................

2,000 00
202,186 10
21,828 15

2,000 00
202,186 10
21,828 15

2,000 00
201,917 90
21,828 15

2,000 00
238,482 90
21,828 15

O th e r re a l e s t a t e and m o rtg a g e s o w n ed
D ue fro m n a tio n a l b a n k s (n o t re s e r v e a g e n ts ) ...
D ue fro m s t a t e b a n k s an d b a n k e rs
__________
D ue fro m a p p ro v e d r e s e r v e a g e n t s ................. .....

1,936 64
55,712 74
381,855 89

4,921 63
38,397 46
446,102 10

16,257 58
57,883 76
507,198 10

13,058 45
80,693 89
521,937 97

L o a n s a n d d is c o u n t s ............- ___________________
O v e rd ra fts , s e c u re d a n d u n s e c u r e d ........................
TT S b o n d s to soon re c i r c u l a t i o n . ....................
TT S b o n d s to s e c u re TT S d e p o sits

C h e c k s ar.d o th e r c a s h ite m s ...................................
E x c h a n g e s fo r c le a rin g h o u se
N o te s o f o th e r n a tio n a l b a n k s ________________
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls an d c e n t s . . .

8,389 24

1,268 73

6,982 58

8,320 33

6,260 00
561 84

8,750 ÖÖ
362 52

7,820 00
114 03

14,520 00
182 58

S p e c ie ____ _________
_____ ________________
L e g a l te n d e r n o te s
............. ................. ................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f circ u la tio n )
__________ _____ _______________
D ue fro m U. S. tr e a s u r e r o th e r th a n 5$ re d e m p f.ion fund

60,167 75
33,400 00

62,061 90
73,215 00

56,994 10
52,000 00

88,748 55
72,000 00

1,125 00

1,125 00

1,125 00

1,125 00

3,000 00

1,000 00

$1,405,255 96

$1,526,095 37

$1,649,980 29

$1,785,453 28

C a p ita l s to c k p a id in .......................................................
S u rp lu s f u n d ........... ...........................................................
U n d iv id e d pro fits, le ss e x p e n s e s an d ta x e s p a id .
N a tio n a l b a n k n o te s o u ts ta n d in g 1............................
P up to of.hcr n a tio n a l b a n k s

$100,000
50,000
7,721
22,500
131

$100,000
50,000
12,045
22,500

$100,000
50,000
17,260
21,900

$100,000
50,000
21,941
22,500

P up to s t a t e b a n k s and b a n k p rs
P iy id en d s u n p aid
In d iv id u a l d e p o s its s u b je c t to c h e c k ........ ..............
P e m a n d c e r tif ic a te s o f d e p o s it............... ................

1,574 06

609 07

1,217,043 33
6,285 02

1,334,148 73
6,792 27

T o ta ls

.............................- ..........

L iab ilitie s.

TitnP c e r tif ic a te s o f d e p o sit
C e rtifie d c h e c k s
C a s h ie r’s c h e c k s o u ts ta n d in g
U n ite d S t a t e s d e p o sits

00
00
79
00
76

00
00
30
00

___ ____________

00
00
66
00

00
00
25
00

1,451,810 31
8,973 32

1,584,320 67
6,648 36

36 00

43 00

$1,649,980 29

$1,785,453 28

PepOSitS o f TT S d isb u rsin g officers
N o te s an d bills re d is c o u n te d
Rjl]s p a y a b le
L ia b ilitie s o th e r th a n th o s e a b o v e s ta te d
.............................................................. $1,405,255 96

T o ta ls

26


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$1,526,095 37

202

STA TE

BA N K IN G

D EPA R TM EN T

No. 1812.
F IR S T N A TIO N A L BANK, CASSOPOLIS.
M. L. H o w e l l ,

A. M. K i n g s b u r y , V i c e P r e s i d e n t ; C. A. R i t t e r ,
D. L. K i n g s b u r y , A s s i s t a n t C a s h i e r .

P r e s id e n t;

C a s h ie r ;

D i r e c t o r s .—M. L. H o w ell, J. H. J o h n so n , G. M. K in g sb u ry , C. A. R itte r, A. M. K in g sb u ry , E lle n
R. F u n k , D avid L. K in g sb u ry .

R e so u rc e s.

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

$157,029 93
379 61
12,500 00

$171,736 16
1,797 71
12,500 00

$178,288 79
1,794 04
12,500 00

R ep o rt of
D ec. 1.

/
L o a n s a n d d is c o u n ts ............................ ......
O v e rd ra fts , s e c u re d an d u n s e c u re d ...
U. S. b o n d s to s e c u re c irc u la tio n .......
U. S. b o n d s to s e c u r e U. S. d e p o sits.
U. S. b o n d s on h a n d . ................................ .
P re m iu m s o n U. S. b o n d s ....................... .
S to c k s , s e c u ritie s , e t c .. ..........................
B an k in g h o u se, f u r n itu re a n d fix tu re s.
O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d ............
D ue fro m n a tio n a l b a n k s (n o t re s e r v e a g e n t s ) ...
D ue fro m s t a t e b a n k s an d b a n k e r s ,.........................
D ue fro m a p p ro v e d r e s e r v e a g e n t s ...................

10,000 00
6,000 00

10,000 00

10,000 00

15^737 5Ò........."l5"737 *50

27^737.50

00
00
00
40

271 12
50,587 94

C h e c k s a n d o th e r c a s h ite m s ....................................
45 00
E x c h a n g e s fo r c le a rin g h o u s e .................................................
N o te s o f o th e r n a tio n a l b a n k s ............. ....................
2, 205 00
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s . ..
202 99

23 50

121 09

323 40

2,515 00
169 20

2,315 00
122 36

2,270 00
121 76

8,300 00
500 00

9,080 00
500 00

9,550 00
1,700 00

10,000 00

562 50

562 50

562 50

562 50

$252,482 43

$277,430 63

$256,374 95

$248,504 05

S p e c i e .................................................................................
L e g a l te n d e r n o t e s ........................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r
o f c ir­
c u l a t i o n .. . .......................................................................
D ue fro m U. S. tre a s u r e r , o th e r th a n 5% re d e m p ­
tio n fu n d ...........................................................................
T o ta ls

1,974
40
580
62,163

$159,350 50
1,922 45
12,500 00

1,950 00

1,900
334
37
21,411

00
47
46
74

1,900
1,222
3
18,590

00
50
00
44

2,000 00

L iab ilitie s.
C a p ita l s to c k p a id i n ................. .....................................
S u rp lu s fu n d ................................ ............................... .
U n d iv id e d p ro fits, le ss e x p e n s e s a n d ta x e s p a id .
N a tio n a l b an k n o te s o u ts t a n d i n g .. .........................
D ue to o th e r n a tio n a l b a n k s ..................... ................
Due to s t a t e b a n k s a n d b a n k e r s ..........
D ividends u n p a id .......................................
In d iv id u a l d e p o s its s u b je c t to c h e c k .
D e m an d c e r tif ic a te s o f d e p o s it .........

$50,000
25,000
8,897
10,650

00
00
59
00

$50,000 00
25,000 00
8,222 55
10,010 00

1,718 23

$50,000
25,000
6,192
11,250
306

00
00
18
00
60

$50,000
25,000
7,612
11,250
129

00
00
76
00
27

80,291 34
77,643 50

90,284 10
92,195 75

74,978 68
88,647 49

66,128 14
88,383 88

$252,482 43

277,430 63

$256,374 95

$248,504 05-

T im e c e r tif ic a te s o f d e p o s i t .. . ........................
C e rtifie d c h e c k s .................................. ..................
C a s h ie r’s c h e c k s o u ts ta n d in g ..........................
U n ite d S t a t e s d e p o s its .......................................
D e p o sits o f U. S. d isb u rsin g o ffic e rs ...........
N o te s a n d bills re d is c o u n te d ............................ .
B ills p a y a b le ..............................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s ta te d .
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

N A TIO N A L

BANKS

OF

203

M ICHIGAN

No. 1758.
F IR S T N A TIO N A L BANK, CH A RLO TTE.
P. T. V a n Z i l e ,

P r e s id e n t;

C h a s. B e n n e t t , V i c e P r e s i d e n t ; W m . P . L a c e y ,
Be l c h e r , A s s is t a n t C a sh ie r.

C a s h ie r ;

F r e d S.

D ir e c t o r s .—W m . P . L a c e y , P. T. V a n Zile, F r e d 8. B e lc h e r, E d w a rd S. L a c e y , C has. B e n n e tt, F r e d .
H. P o lla rd , D. L. T rem ain e .

R e so u rc e s.

L o a n s a n d d is c o u n ts ............. ........................................
O v e rd ra fts , s e c u re d an d u n s e c u re d ..........................
U. S. b o n d s to s e c u re c ir c u la tio n ._____________
D. S. b o n d s to s e c u re U . S. d e p o s it s ___________
U. S. b o n d s on h a n d .......................................................
P re m iu m s on U . S. b o n d s ..............................................
S to c k s , s e c u ritie s , e t c .................................................. .
B an k in g h o u se, fu r n itu re a n d fix tu re s ....................
O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d ...............
D ue fro m N a tio n a l b a n k s (n o t r e s e r v e a g e n t s ) ..
D ue fro m S t a t e b a n k s a n d b a n k e r s ....... ..................
D ue fro m a p p ro v e d r e s e r v e a g e n ts ..........................
C h e c k s an d o th e r c a s h ite m s ...............................
R e v e n u e s ta m p s ............... ...................................
E x c h a n g e s fo r c le a rin g h o u s e ....................................
N o te s o f o th e r N a tio n a l b a n k s ...................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s . ..
S p e c ie ................................................. ...............................
L e g a l te n d e r n o te s ....................................... ..............
R e d e m p tio n fu n d w ith C. S. tr e a s u r e r (5$ o f c ir­
c u la tio n ) ............................ ...........................................
D ue fro m IT. S. tre a s u r e r , o th e r th a n 5% re d e m p ­
tio n f u n d .......................... ...............................................
T o ta ls ............................................................................

R ep o rt of
F e b . 18.
$161,301 29
111 76
18,750 00

R e p o r t of
M ay 5.
$213,738 70
31 99
18,750 00

R ep o rt of
S e p t. 20.
$202,700 88
428 12
18,750 00

R ep o rt o f
D ec. 1.
$192,501 24
121 35
18,750 00

1,500 00

1,500 00

1,500 00

1,500 00

10,800 00

10,800 00

10,800 00

10,800 00

3,028 46

6,639 98

2,799 30

1,170 00

47,042 83

21,791 25
190 42

19,043 82
234 77

53,261 07
190 03

195 91

342 95

270 00
215 79

362 00
208 08

708 00
117 91

3,435 00
219 08

13,549 00
5,463 00

10,772 00
8,231 00

13,070 00
3,000 00

10,470 50
5,592 00

843 75

843 75

843 75

843 75

$262,875 88

$293,859 17

$274,192 46

$299,196 97

L iab ilitie s.
C a p ita l s to c k p a id i n ......................................................
S u rp lu s fu n d ............... ...................................................
U n d iv id e d profits, le ss e x p e n s e s an d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................
D ue to o th e r N a tio n a l b a n k s .....................................
D ue to S t a t e b a n k s a n d b a n k e r s ................................
D ividends u n p a i d .. . ................... ....................................
In d iv id u a l d e p o sits s u b je c t to c h e c k .......................
D e m an d c e r tif ic a te s o f d e p o s it ............... ...........

$75,000
25,000
4,662
16,270

00
00
82
00

$75,000
25,000
6,561
16,870

00
00
41
00

$75,000
25,000
5,377
16,020
74

00
00
31
00
63

$75,000
25,000
5,862
16,270

00
00
16
00

53.185 28
88,757 78

68,778 16
103,649 60

54,818 02
97,902 50

70,659 98
106,404 83.

$262,875 88

$293,859 17

$274,192 46

$299,196 97

T im e c e r tif ic a te s o f d e p o s i t .......................................
C e rtifie d c h e c k s ............."..................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ._________________
U n ite d S t a t e s d e p o s it s ................................................
D e p o sits o f U. S. d isb u rsin g o ffic e rs ........................
N o te s an d bills re d is c o u n te d .......................................
Bills p a y a b le ........................ ..............................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d .............
T o t a ls .................................. .............................. ...........


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

204

STA TE

B A N K IN G

D EPA R TM EN T

No. 3034.
M ERC H A N TS’ N A TIO N A L BANK, CH A RLO TTE.
E. T. C h u r c h ,

P r e s id e n t;

A. D. B a u g h m a n , V i c e P r e s i d e n t ; H. K. J e n n in g s ,
R e sc h , A s s i s t a n t C a s h ie r .

C a s h ie r ;

M e r l i n P.

D i r e c t o r s .—E. N. Ely, W . B. O tto , P. D. P a tte r s o n , A. D. B au g h m an , E. T. C h u rc h , H. K . Je n n in g s ,
H o m e r G. B a rb e r.

R e so u rc e s.

E o a n s an d d is c o u n ts ............................
O v e rd ra fts , s e c u r e d an d u n s e c u r e d .
U. S. b o n d s to s e c u re c irc u la tio n __
U . S. b o n d s on h a n d ................................
R e v e n u e s ta m p s ...............................................................
P re m iu m s on U. S. b o n d s ........................................
S to c k s , s e c u ritie s , e t c ....................................................
B an k in g h o u se, f u r n itu re a n d fix tu re s ................... .
O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d ............. .
D ue fro m N a tio n a l b a n k s (n o t r e s e r v e a g e n t s ) ..
D u e fro m S t a t e b a n k s a n d b a n k e r s ........................ .
D ue fro m a p p ro v e d r e s e r v e a g e n ts ........................ .
C h e c k s a n d o th e r c a s h i t e m s .....................................
E x c h a n g e s fo r c le a rin g h o u s e ....................................
N o te s o f o th e r N a tio n a l b a n k s ..................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s . . .
S p e c ie . . . . ...........................................................................
L e g a l te n d e r n o t e s ........................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 % o f c ir­
c u la tio n .............................................................................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5% re d e m p ­
tio n f u n d ...........................................................................
T o ta ls .

R ep o rt of
F e b . 18.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

R ep o rt of
D ec. 1.

$116,307 13
523 23
12,500 00

$132,254 26
652 07
12,500 00

$181,820 42
960 24
12,500 00

3,600 00
9,000 00

3,600 00
9,000 00

469 00
3,600 00
9.000 00

20,878 00
2,855 74

19,086 82
4,066 66

18,581 50
1.577 21

18,441 00

2.000 00

2,008 87
56,388 51

2,000 00

92,493 18

70,406 71

28,122 79

$157,676
1.449
12,500
2 000

85
99
00
00

442 00
3,600 00
9,000 00
2,221 00

30 39

1,898 50

1,141 09

270 62

3,706 00
75 75

7,927 00
112 97

3,220 00
190 60

7,822 00
175 45

11,857 00

13,898 00

11,303 00
3,000 00

15,370 00

562 50

562 50

562 50

562 50

274,388 92

$275,965 49

$280,048 35

$289,928 79

L iab ilitie s.
C a p ita l s to c k p a id i n ............................................... .......
S u rp lu s fu n d ......................................................................
U n d iv id e d p ro fits, le ss e x p e n s e s an d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g .............................
D u e to o th e r N a tio n a l b a n k s .......................................
D ue to S t a t e b a n k s a n d b a n k e r s ..........
D iv id en d s u n p a id ........................................
In d iv id u a l d e p o sits s u b je c t to c h e c k .
D e m an d c e r tif ic a te s o f d e p o s it...........

$50,000
25,000
29,926
11,250

00
00
15
00

$50,000
25,000
29,215
11,250
130

00
00
48
00
97

$50,000
25,000
31,098
11,250
147

00
00
25
00
74

$50,000
25.000
29,645
11,250
385

00
00
15
00
96

71,591 25
86,621 52

68.540 47
91,828 57

71,928 70
90,623 66

81,717 41
91,930 27

$274,388 92

$275,965 49

$280,048 35

$289,928 79

T im e c e r tif ic a te s o f d e p o s it..
C e rtifie d c h e c k s ...........................
C a s h ie r’s c h e c k s o u ts ta n d in g .
U n ite d S t a t e s d e p o s its .............
D e p o sits o f U. S. d isb u rsin g o ff ic e rs ............
N o te s an d bills r e d is c o u n t e d .........................
Bills p a y a b le ............................................... ..........
L ia b ilitie s o th e r th a n th o s e a b o v e s ta t e d .


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Federal Reserve Bank of St. Louis

N A TIO N A L

BANKS

OF

205

M ICHIGAN

No. 3235.
F IR S T N A TIO N A L BA N K OF CHEBOYGAN.
G eo . F. R a y n o l d s ,

P r e s id e n t;

J acob J. P o st ,

V ic e P r e s id e n t;

A . W . R am say ,

C a s h ie r .

D i r e c t o r s .—G eo. F . R ay n o ld s, J a c o b J . P o s t, E. A. S m ith , D. C. P e lto n , E p h ra im S m ith.

R e s o u rc e s.

L o a n s a n d d is c o u n ts .............................. .
O v e rd ra fts , s e c u r e d a n d u n s e c u re d
U. S. b o n d s to s e c u re c irc u la tio n __
ü . S. b o n d s to s e c u r e U. S . d e p o sits.

R ep o rt of
F e b . 18.

R e p o r t of
M ay 5.

$178,908 90
401 13
13,000 00

$221,802 86
857 46
13,000 00

C h e c k s an d o th e r c a s h ite m s.
E x c h a n g e s f o r c le a rin g h o u s e ...................................
N o te s o f o th e r N a tio n a l b a n k s ..................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts __
S p e c i e .. ................................................................................
L e g a l te n d e r n o te s ............... .........................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 % o f
c ir c u la tio n ) ....................................................................
D u e fro m U. S. tr e a s u r e r , o th e r th a n
re d e m p ­
tio n fu n d
T o ta ls .

$204,033 36
475 54
13,000 00

R ep o rt of
D ec. 1.

-

$171,707 44
223 78
13,000 00

212 21

R e v e n u e s ta m p s ..................................... ^ ..
P re m iu m s on U. S. b o n d s ........................
S to c k s , s e c u ritie s , e t c ............................. .
B an k in g h o u se, fu r n itu re a n d fix tu re s.
O th e r r e a l e s t a t e an d m o rtg a g e s o w n e d ............
D ue fro m N a tio n a l b a n k s (n o t re s e r v e a g e n ts)
D ue fro m S t a t e b a n k s a n d b a n k e r s .......................
D ue fro m a p p ro v e d re s e r v e a g e n ts .......................

R e p o r t of
S e p t. 20.

14,500 00

14,500 00

14,500 00

77,701 52

,48,636 96

103,196 73

188,234 00

179 15

133 58

1,599 49

481 19

390 00
370 04

531 00
183 10

550 00
18 21

1,948 00
64 35

14,926 55
4,223 00

15,190 19
12,875 00

16,244 15
14,195 00

17,104 57
13,950 00

585 00

585 00

585 00

585 00

1,100 00

$305,185 29

$329,395 15

$368,609 69

$421,798 33

$50,000 00

$50,000 00

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

10,000 00

2,119 98
11,700 00

4,678 43
11,700 00

3,722 51
11,700 00

4,376 51
11,700 00

40 00
93,953 21
5,227 90

107,585 66
4,533 77

40 00
143,657 85
10,415 51

164,555 91
11,997 40

132,144 20

140,897 29

139,073 82

169,168 51

$305,185 29

$329,395 15

$368,609 69

$421,798 33

L iab ilitie s.
C a p ita l s to c k p a id in .......................................................
S u rp lu s fu n d .......................................................................
U n d iv id e d pro fits, le ss e x p e n s e s an d ta x e s paid...
N a tio n a l b a n k n o te s o u ts ta n d in g .............................
D ue to o th e r N a tio n a l b a h k s.......................................
D ue to S t a t e b a n k s an d b a n k e rs.
D iv id en d s u n p a id ........................................
In d iv id u a l d e p o sits s u b je c t to c h e c k .
D e m an d c e r tif ic a te s o f d e p o s it.......... .
T im e c e r tif ic a te s o f d e p o s it..
C ertifie d c h e c k s ............... _____
C a s h ie r’s c h e c k s o u ts ta n d in g .
U n ite d S t a t e s d e p o s its .............
D e p o sits o f U . S. d isb u rsin g o ffic e rs ...........
N o te s an d bills re d is c o u n te d .........................
B ills p a y a b le ..........................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s ta te d .
T o ta ls


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Federal Reserve Bank of St. Louis

206

STA TE

BA N K IN G

D EPA R TM EN T

No. 1235.
CO LD W A TER N A TIO N A L BANK, CO LD W A TER.
L. M. W i n g ,

P r e s id e n t;

D. B. D e n n i s ,

V ic e P r e s i d e n t ;

H. R. S a u n d e r s ,

C a sh ie r.

D i r e c t o r s .—D. B. D ennis, Z. G. O sborn, L. M. W ing, L. S lo m an , M. D. C am pbell, J o h n T. S ta r r ,
A. B. D ickinson.

R e so u rc e s.

L o a n s a n d d is c o u n ts ...........................................
O v e rd ra fts , s e c u re d an d u n s e c u r e d ...........
U. S. b onds to s e c u re c ir c u la tio n _____
XT. S. b o n d s to s e c u r e U. S. d e p o s its ____ _____

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

$221,562 51
3,531 36
25,000 00

$211,724 10
4,093 11
25,000 00

$217,770 21
6,821 34
25,000 00

•

R e v e n u e s ta m p s ...... ..............................................
P re m iu m s on U. S. b o n d s .. . ...................
S to c k s , s e c u ritie s , e t c ......... .. ............
B an k in g h o u se, f u r n itu re a n d fix tu re s ...... ...........

R ep o rt of
D ec. 1.
$206,636 98
1,846 87
25,000 00

105 00

80 85

16,104 31
1,890 00

16,104 31
1,890 00

16,104 31
1,890 00

16,104 31
1,890 00

O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d .............
D ue fro m n a tio n a l b a n k s (n o t r e s e r v e a g e n t s ) ._.
D u e fro m s t a t e b a n k s a n d b a n k e r s .........................
D u e fro m a p p ro v e d r e s e r v e a g e n t s ...... ................

36,301 65
335 00

36,432 43
198 61

36,736 23

40,921 73
125 77

17,397 60

26,880 44

18,790 16

48,766 56

C h e c k s a n d o th e r c a s h ite m s ....................................
E x c h a n g e s fo r c le a rin g h o u s e ______ ___________
N o te s o f o th e r n a tio n a l b a n k s ........................ .......
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls an d c e n t s . ..

247 46

493 21

793 44

222 03

2,258 00
234 61

3,007 00
36 58

1,575 00
25 44

1,644 00
69 83

13,983 10
2,557 00

15,166 85
3,380 00

15,466 20
985 00

16,565 85
616 00

1,125 00

1,125 00

1,125 00

1,125 00

$342,527 60

$345,531 64

$343,187 33

$361,615 78

$100,000
35,000
3,395
22,500

$100,000
35,000
4,330
22,500

$100,000
35,000
3,958
22,500

$100,000
35,000
1,177
22,500

S p e c i e .. ............. .......................................................
L e g a l te n d e r n o te s _______________
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f c ir­
c u la tio n ) .................................................... .............
D ue fro m U. S. tr e a s u r e r , o th e r th a n 5% re d e m p ­
tio n f u n d ..........................................
T o t a l s ...... ..................................................

L iab ilitie s.
C a p ita l s to c k p a id i n ..................................
........
S u rp lu s fu n d ...........................................
U n d iv id e d p ro fits, le ss e x p e n s e s an d ta x e s p a id .
N a tio n a l b a n k n o te s o u ts ta n d in g ............
D ue to o th e r n a tio n a l b a n k s ..............
D ue to s t a t e b a n k s a n d b a n k e r s ...............................
D iv id en d s u n p a id .................... ................
In d iv id u a l d e p o sits s u b je c t to c h e c k .....................
D e m an d c e r tif ic a te s o f d e p o s it___

00
00
97
00

00
00
85
00

00
00
60
00

00
00
26
00

88,031 73
93,599 90

79,156 60
104,544 19

67,714 86
114,013 87

72,017 98
130,920 54

$342,527 60

$345,531 64

$343,187 33

$361,615 78

T im e c e r tif ic a te s o f d e p o s it...............
C e rtifie d c h e c k s __________ ___________
C a s h ie r’s c h e c k s o u ts ta n d in g ................... .
U n ite d S t a t e s d e p o s its .............................
D e p o sits o f U. S. d isb u rsin g o ffic e rs............... .
N o te s a n d bills re d is c o u n te d ...................................
Bills p a y a b l e ........................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ..........
•
T o t a ls ..................................................


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Federal Reserve Bank of St. Louis

N A T IO N A L

BANKS

OP

207

M IC H IG A N

N o . 1924.
SO U TH ERN
L E. R o se ,

M IC H IG A N

P r e s id e n t;

N A T IO N A L B A N K , C O L D W A T E R .

E. R. C l a r k e ,

V ic e P r e s id e n t ;

A. S. U p s o n ,

C a sh ie r.

D ir e c t o r s .—Cy ru s G. L u c e , J. S. B a rb e r, E. R. C lark e, L. E. R ose, M. G. C la rk e , N. P . L o v e rid g e .
J o h n M urphy.

R e so u rc e s.

R e p o rt o f
F e b . 18.

R ep o rt of
M ay 5.

R ep o rt of
S e p t. 20.

R e p o rt o f
D ec. 1.

L o a n s an d d is c o u n ts ........................................................
O v e rd ra fts , s e c u re d an d u n s e c u r e d .......................
U . S. b o n d s to s e c u re c irc u la tio n ..............................
U. S. b o n d s to s e c u re U. S. d e p o s its .......................

$439,562 87
920 45
165,000 00

$454,301 90
948 57
165,000 00

U . S. b o n d s on h a n d ................. ......................................
P re m iu m s on U. S. b o n d s.................. ..........................
S to c k s , s e c u ritie s , e tc . .................................................
B an k in g h o u se, f u r n itu re an d fix tu re s ____ _____

14,850 00
34,753 58
15,700 00

O th e r r e a l e s t a t e an d m o rtg a g e s o w n e d ..............
D ue fro m N a tio n a l b a n k s (n o t re s e r v e a g e n t s ) ..
D ue fro m S t a t e b a n k s a n d b a n k e r s ..........................
D ue fro m a p p ro v e d re s e r v e a g e n t s ........................

400 04
150 00
25,526 10

C h e c k s an d o th e r c a s h i t e m s . . . ......................... .
E x c h a n g e s fo r c le a rin g h o u s e .. ............... ..............
N o te s o f o th e r N a tio n a l b a n k s ..................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts __

224 50

344 55

1,005 85

918 73

3,179 00
70 15

3,208 00
103 83

3,170 00
255 34

4,542 00
150 97

S p e c ie ..................................................................................
L e g a l te n d e r n o te s ........................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 % of
c ir c u la tio n ) ____________________ _____________
D ue fro m U. S. tre a s u r e r , o th e r th a n 5 (Sredem ptio n fu n d __________ ___________
___________

17,701 45
6,500 00

18,294 00
7,600 00

18.071 35
7,800 00

18,298 50
9,200 00

7,425 00

7,425 00

7,425 00

7,425 00

T o t a ls ............................... .......................................... .

$731,963 14

$772,862 13

$815,437 32

$829,139 45

$165,000
35,000
51,357
148,500

$165,000
35,000
55,659
148,500

$165,000
35,000
52,773
148,500

$165,000
35,000
57,279
148.500

$514.390 90
658 35
165,000 00

$501,634 71
541 93
165,000 00

14,850 00
35,468 83
15,700 00

1,000
13.065
38,603
15,450

00
25
58
00

2 000
13,105
46,766
15,450

00
25
08
00

196 37
210 00
49,211 08

1,300
341
51
27,848

00
26
98
46

1,300
780
4,376
37,648

00
83
51
94

L iab ilitie s.
C a p ita l s to c k p a id i n __________ ______ __________
S u rp lu s f u n d ................................. .....................................
U n d iv id ed pro fits, le ss e x p e n s e s and ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g . ............................
D ue to o th e r N a tio n a l b a n k s ......................................
D ue to S t a t e b a n k s a n d b a n k e r s . .. ..........................
D iv id en d s u n p a id ____ ______________ ___________
In d iv id u al d e p o sits s u b je c t to c h e c k . .....................
D e m an d c e r tif ic a te s o f d e p o s it............................ .

00
00
78
00

00
00
23
00

00
00
35
00

00
00
76
00

64,859 58
267,245 78

78,630 95
290,071 95

108,562 00
305,601 97

93,674 50
329,685 19

$731,963 14

$772,862 13

$815,437 32

$829,139 45

T im e c e r tif ic a te s o f d e p o s it.......................................
C ertifie d c h e c k s ...............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ................................. .
U n ite d S t a t e s d e p o s its ..................................................
D e p o sits o f U. S. d isb u rsin g o ffic e rs........................
N o te s an d bills r e d is c o u n te d .....................................
B ills p a y a b le .......................... .........................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d .............
T o ta ls ............................................................................


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Federal Reserve Bank of St. Louis

>

•

.

208

STA TE

BA N K IN G

D EPA RTM EN T

No. 1256.
F IR S T N A TIO N A L BANK, CORUNNA.
P a t r ic k G a l l a g h e r ,

L. W . S im m o n s , V i c e P r e s i d e n t ; W . A. R o s e n k r a n s ,
W . F. G a l l a g h e r , A s s i s t a n t C a s h i e r .

P r e s id e n t;

C a s h ie r ;

D ir e c t o r s .—R o g e r S h e rm a n , J o h n D riscoll, A. G arriso n , W . D. G arriso n , P a tr i c k G a lla g h e r»
L. W . Sim m ons, H. A. N ichols.

R e so u rc e s.

L o a n s a n d d is c o u n ts ............................ .........
O v e rd ra fts , s e c u re d a n d u n s e c u re d ___
U. S. b o n d s to s e c u re c irc u la tio n ........
U. S. b o n d s to s e c u r e U. S. d e p o s its .
U. S. b o n d s on h a n d ................. ..................
P re m iu m s on U. S. b o n d s.........................
S to c k s , s e c u ritie s , e t c ................................
B an k in g h o u se, fu r n itu re a n d fix tu re s.
O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d ........
D ue fro m n a tio n a l b a n k s (n o t r e s e r v e a g e n t s ) .
D ue fro m s t a t e b an k s a n d b a n k e r s ........______
D ue fro m a p p ro v e d r e s e r v e a g e n ts .....................
C h ec k s a n d o th e r c a s h ite m s ...................................
E x c h a n g e s fo r c le a r in g h o u s e ..................................
N o te s o f o th e r n a tio n a l b a n k s ................... .............
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s ...
S p e c ie ............................................. ......................................
L e g a l te n d e r n o t e s . . ......................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (i>% o f c ir­
c u la tio n ) .................................... .....................................
D ue fro m U. S. tr e a s u r e r , o th e r th a n 5% re d e m p ­
tio n fu n d ...........................................................................
T o ta ls .

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

$164,786 47
44 85
12,500 00

$181,972 28
49 36
12,500 00

R ep o rt of
S e p t. 20.
$186,999 52
225 77
12,500 00
20,174

R e p o r t of
D ec. 1.
$193,097 45201 89*
20,400 OO
42,100 00

6,5QP 00

6,500 00

6,500 00

6,500 OO

1,500 00

1,700 00

1,700 00

1,700 OO'

48,100 48

47,417 47

14,060 93

26,369 27

483 45

641 62

601 42

681 34

1,138 00
80 74

1,366 00
60 29

1,220 00

35 54

1,209 OO
137 60

7,650 00
3,000 00

8,200 00

3,000 00

6,700 00
2,000 00

8,100 OO
3,000 00

562 50

562 50

562 50

562 50

500 00

346 70

$253,780 66

4,405 75

680 00
$247,026 49

$263,969 52

L iab ilitie s.
C a p ita l s to c k p a id in .......................................................
S u rp lu s fu n d .......................................................................
U n d iv id e d pro fits, le ss e x p e n s e s a n d ta x e s p aid.
N a tio n a l b a n k n o te s o u ts ta n d in g ............................
D ue to o th e r n a tio n a l b a n k s . . ..................................
D ue to s t a t e b a n k s a n d b a n k e r s ............
D ividends u n p a id ........... .............................
In d iv id u al d e p o s its s u b je c t to c h e c k .
D e m an d c e r tif ic a te s o f d e p o s it............

$50,000
5,600
951
11,250

00
00
39
00

$50,000
5,600
2,934
11,250

00
00
92
00

$50,000 00

33,198 21
146,026 89

30,827 87
163,356 73

32,833 41
152,285 21

68,915 17
158,808 30

$247,026 49

$263,969 52

$253,780 66

$304,405 75

6,000 00

1,412 04
11,250 00

$50,000
6,000
2.332
18.350

00
OO
28
OO

T im e c e r tif ic a te s o f d e p o s it.
C e rtifie d c h e c k s ...........................
C a s h ie r’s c h e c k s o u ts ta n d in g .
U n ite d S t a t e s d e p o s its ............
D e p o sits o f U. S. d isb u rsin g o ffic e rs ............
N o te s a n d bills r e d is c o u n te d ..............................
B ills p a y a b le ...............................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d .
T o ta ls .


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

N A TIO N A L

BANKS

OF

209

M ICHIGAN

No. 2707,
F IR S T N A TIO N A L BANK, DETROIT.
D. M. F e r r y ,

P r e s id e n t;

J o h n T. S h a w , V i c e P r e s i d e n t a n d C a s h i e r ; A . W . C l a r k ,
C a s h i e r ; L. E. C l a r k , A u d i t o r .

A s s is ta n t

D i r e c t o r s ,—J a m e s M cM illan, D. M. F e rr y , W m . J . C h itte n d e n , D on M. D ickinson, W m . C. M cM illan,
H e n ry B. L o th ro p , J a m e s E d g a r, Jn o . T. S h a w , E m o ry W en d e ll.

R eso u rc e s.

R e p o r t of
F eb . 18.

L o a n s a n d d is c o u n ts .--................................................... $2,983,128 77
62 30
O v e rd ra fts , s e c u re d a n d u n s e c u r e d ........................
150.000 00
U. S. b o n d s to s e c u re c irc u la tio n ............................
150.000 00
U . S. b o n d s to s e c u re U . S. d e p o s its .......................

R e p o r t of
M ay 5.
$3,323,898
12
200,000
150,000

21
50
00
00

R e p o r t of
S e p t. 20.
$3,386,077
1
300.000
450.000

21
97
00
00

R e p o r t of
D ec. 1.
$3,103,819
8
300,000
. 450,000

3P
15
00
00

IT. S. b o n d s on h a n d .._ . . . __________ _____ _____
P re m iu m s o n IT. S. b o n d s.........1............. ................
S to c k s , s e c u ritie s , e t c .........................................
B an k in g h o u se, fu r n itu re a n d fix tu re s

71,250 00
168,345 07

82,250 00
184,614 19

99,500 00
120,531 57

O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d ........
D u e fro m N a tio n a l b a n k s (n o t r e s e r v e a g e n t s ) ..
D u e fro m S t a t e b a n k s a n d b a n k e r s .........................
D u e fro m a p p ro v e d re s e r v e a g e n ts ..........................

98,015 96
56,656 14
1,340,714 85

149,204 41
91,138 89
576,333 18

3,000
112,941
71,278
777,744

00
93
33
47

3,000
145,368
80,594
1,190,822

00
45
42
20

C h e c k s a n d o th e r c a s h ite m s .
E x c h a n g e s fo r c le a rin g h o u se
______ _______
N o te s o f o th e r N a tio n a l b a n k s ....... ..........................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls an d c e n t s . ..

283
45,193
106.628
1,974

2,969
63,458
19,715
1,193

22
03
00
27

3,035
97,330
38,922
686

89
38
00
51

S p e c ie ....................
L e g a l te n d e r n o te s .................................. ....... . . . ___
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 % o f
c ir c u la tio n ) ............... . _________________ _____
D u e fro m U. S. tr e a s u r e r , o th e r th a n 5 % re d e m p tio n fu n d _________ ______________________ ___

326,130 00
272,175 00

303,843 75
224,310 00

320,926 50
226,582 00

350,302 25
224,400 00

6,750 00

9,000 00

13,500 00

13,500 00

7,077 87

4,388 27

874 47

7,173 37

$5,466,065 60' $5,970,293 97

$6,268,994 49

88
10
00
62

T o t a ls ................. ........................................................... $5,784,385 56

42
90,142
74,695
2,192

20
24
00
76

99,500 ÖÖ
160,531 57

L iab ilitie s.
C a p ita l s to c k p a id in ................................ ...................
S u rp lu s fu n d .......... ................. ...................................
U n d iv id e d p ro fits, le ss e x p e n s e s an d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g ______
D u e to o th e r N a tio n a l b a n k s .......................................

$500,000
100,000
57,148
107,250
893,427

00
00
34
00
63

$500,000
100,000
77,081
146,100
569,927

00
00
91
00
82

$500,000
100,000
76,687
260,100
529,990

00
00
57
00
47

$500,000
100,000
77,614
253,350
626,452

00
00
24
00
89

D u e to S t a t e b a n k s a n d b a n k e r s .. _ ...... ..................
D iv id en d s u n p a id ................................. .......................
In d iv id u a l d e p o sits s u b je c t to c h e c k .......................
D e m a n d c e r tif ic a te s o f d e p o s it ............................

1,721,184 44

1,462,737 54

1,629,562 36

1,663,523 46,

2,078,495 21
161,630 87

2,270,786 96
163,604 39

2,534,732 76
154,494 80

2,381,586 99'
154,829 48,

T im e c e r tif ic a te s o f d e p o s it.............................. .........
C e rtifie d c h e c k s ............. "......... ......................................
C a s h ie r’s c h e c k s o u ts ta n d in g .......................... ...........
U n ite d S t a t e s d e p o s its ....................................... ..........

7,245 42
6,665 62
102,033 05

839 21
15,595 19
125,880 31

3,561 88
831 91
147,672 19

9,142 08-'
65,915 96
409,241 09

49,304 98

34,512 27

32,660 03

27,338 30

$5,784,385 56

$5,466,065 60

$5,970,293 97

$6,268,994 49

D e p o sits o f U. S. d isb u rsin g o ffic e rs........................
N o te s a n d bills r e d is c o u n te d ............... .. .................
B ills p a y a b le ................... ......... ............ ............................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ...........
T o t a ls ..........................................................................

27


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

210

STA TE

BA N K IN G

D E PA R T M E N T

No. 3357.
AM ERICAN EXCHANGE N A TIO N A L BANK, D ETR O IT..
M. S. S m it h ,

P r e s id e n t;

W aldo A. A v e r y ,

V ic e P r e s i d e n t ;
A s s i s t a n t C a s h ie r .

H a m il t o n D e y ,

C a s h ie r;

H e r m a n De y ,

D ir e c t o r s .—M. S. S u it h , D. D. T h o rp , H a m ilto n D ey, S im on J. M urphy, W m . A. M oore, T h o m a s W .
P a lm e r, Geo. B. S a rtw e ll, G eo. H. H o p k in s, Jn o . N. B ag ley , W . A. A v e ry , J u liu s S tro h .

R e so u rc e s.

R ep o rt of
F e b . 18.

L o a n s a n d d is c o u n ts ..........................
$2,065,424 73
O v e rd ra fts , s e c u re d a n d u n s e c u r e d ............. ...........
1,032 73
U. S b o n d s to s e c u re c irc u la tio n .............................
50,000 00
U . S. b o n d s to s e c u re U. S. d e p o s it s .......................

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

$2,130,230 33
200 24
50,000 00

$1,897,094 85
606 81
150,000 00

$1,929,622 16
212 11
150,000 00

18,679 69
32,120 41
5,288 50

18,429 69
31,120 41
5,288 50

R ep o rt of
D ec. 1.

U . S. b o n d s on h a n d ................................................
P re m iu m s on U. S. b o n d s........... ...................................
S to c k s , s e c u ritie s , e t c .........................................
B an k in g h o u se, fu r n itu re a n d fix tu re s ...................

100,000
21,867
32,120
5,288

00
19
41
50

100,000
21,617
55,505
5,288

00
19
83
50

O th e r r e a l e s t a t e an d m o rtg a g e s o w n e d .............
D u e fro m N a tio n a l b a n k s (n o t re s e r v e a g e n t s ) ..
D ue fro m S t a t e b a n k s a n d b a n k e r s ........................
D ue fro m a p p ro v e d re s e r v e a g e n t s .....................

22,443
249,190
36,332
336,363

37
91
67
53

22,443
105,643
33,800
255,474

37
95
34
80

17,000
207,421
26,329
350,065

00
68
89
77

10,000
253,756
39,826
320,668

00
27
16
04

C h e c k s a n d o th e r c a s h ite m s ........................
E x c h a n g e s fo r c le a rin g h o u s e ............. ......................
'N o te s o f o th e r N a tio n a l b a n k s . . .............................
f r a c t i o n a l p a p e r c u rre n c y , n ic k e ls a n d c e n ts __

1,561
50.524
18.985
3,154

31
61
00
13

1,491
28,086
5,444
2,536

11
71
00
48

1,456
30,275
26,415
2,650

75
71
00
50

792
30,503
31,378
2,400

41
16
00
58

S p e c i e . . ........................... .......................
L e g a l te n d e r n o t e s __________ ______ ___________
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f c ir­
c u la tio n '.................................
.Due fro m U. S. tre a s u r e r , o th e r th a n 5% redem ptio n f u n d ...... ............................. ................

246,451 50
59,500 00

243,196 50
38,100 00

250,683 00
¿9,570 00

254,593 50
79,650 00

2,250 00

2,250 00

6,750 00

6,750 00

464 00

324 00

823 80

343 80

T o t a l s ............................................... ............................. $3,302,954 59

$3,101,633 35

$3,053,232 36

$3,166,334 79

L iab ilitie s.
C a p ita l s to c k p a id in..............................
S u rp lu s fu n d ........................................................................
U n d iv id e d p ro fits,ie ss e x p e n s e s an d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................
D ue to o th e r N a tio n a l b a n k s .......................................

$400,000
100,000
33,420
30,730
535,694

00
00
03
00
97

$400.000
100,000
32,667
40,040
349,198

00
00
46
00
22

$400,000
100.000
18,182
91,500
372,203

00
00
71
00
86

$400,C00
100,000
15,607
88,020
467,843

D ue to S t a t e b a n k s a n d b a n k e r s ........................
D iv id en d s u n p a id ....................................... ......................
In d iv id u a l d e p o sits s u b je c t to c h e c k . . . .................
D e m an d c e r tif ic a te s o f d e p o s it..................................

411,978
75
1,724,148
66,906

87
00
79
93

362,234
67
1,709,345
78,385

14
50
11
93

273,177
37
1,697,126
101,004

96
50
13
20

1,735,595 21
64,080 16

$3,053,232 36

$3,166,334 79

T im e c e r tif ic a te s o f d e p o s it....... : . . . ..........................
C e rtifie d c h e c k s ................................................................
C a s h ie r s c h e c k s o u ts ta n d in g ......................... . . . .
U n ite d S t a t e s d e p o s its ..................................................

00
00
54
00
46

295,188 42

29,694 99

D e p o sits o f U. S. d isb u rsin g o ffic e rs .........................
N o te s an d bills r e d is c o u n te d ............................ .........
Bills p a y a b le .......................................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d .............
T o t a l s ............. ............................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$3,302,954 59

$3,101,633 35

N A TIO N A L

BANKS

OF

M ICHIGAN

211

No. 2591.
COMMERCIAL N A TIO N AL BANK, DETROIT.
H u g h M c Mi l l a n ,

P r e s id e n t:

M. L. W il l ia m s ,

V ic e , P r e s i d e n t a n d
A s s i s t a n t C a s h ie r.

C a s h ie r ;

A. W . B h r h a n ,

D i r e c t o r s .—H. M cM illan, G e o rg e H e n d rie , J o s e p h H. B e rry , G ilb e rt W . L e e , T. H . N e w b e rry ,
M. L. W illiam s, W . C. W illiam s, C. F. H am m o n d , R o b e r t H e n k el.
R e p o r t of
F e b . 18.
L o a n s an d d is c o u n ts ..................................................... $2,294,237 04
O v e rd ra fts , s e c u re d a n d u n s e c u re d .....................
344 19
U. S. bon d s to s e c u r e c ir c u la tio n ........................
50,000 00
U. S. b o n d s to s e c u re U. S. d e p o s its ...................
150,000 00

R e p o r t of
M ay 5.

R e p o rt of
S e p t. 20.

R e p o r t of
D ec. 1.

$2,203,713
612
50,000
150,000

49
91
00
00

$2,409,013
291
50,000
150,000

19
09
00
00

$2,287,987
354
50.000
150,000

04
88
00
00

U. S. b o n d s on h a n d ....................................................
P re m iu m s on U. S. b o n d s ..........................................
O th e r b o n d s o n h a n d ................... .................................
B an k in g h o u se, fu r n itu re an d fix tu re s ..................

100,000
42,625
85,077
4,750

00
00
92
00

100,000
42,625
85,067
4,750

00
00
92
00

100,000
40,625
85,067
4,750

00
00
92
00

100.000
31,125
101,269
4,750

00
00
04
00

O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d ______
D u e fro m n a tio n a l b a n k s (n o t r e s e r v e a g e n t s ) ..
D u e fro m s t a t e b an k s a n d b a n k e rs ____________
D ue fro m a p p ro v e d re s e r v e a g e n ts ........... ...........

31,774
167,700
90,705
461,539

86
57
46
34

31,726
111,862
38,607
291,269

11
46
89
81

31.609 86
191,898 07
46,296 57
556,569 09

31,477
253,082
53,344
705,009

35
93
38
23

C h e c k s an d o th e r c a s h ite m s ....................................
E x c h a n g e s fo r c le a rin g h o u s e ...............................
N o te s o f o th e r n a tio n a l b a n k s ................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s . .

1,374
33,103
16,653
5,431

76
77
00
02

3,768
34,387
39,244
450

87
17
00
99

3,586
28 465
10,«97
1,000

27
70
00
96

S p e c ie ..................................................... .............................
L e g a l te n d e r n o t e s . ..........................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f circ u la tio n ) _________ _ ____ _________
>
D u e fro m U. S. tre a s u r e r , o th e r th a n 5% re d e m p tio n fu n d ...... ...................... .............................................

12,620
29,410
40,176
780

68
32
00
80

212,458 00
253,000 00

209,547 50
139,000 00

223,964 00
222,000 00

240,962 00
140,000 (X)

2,250 00

2,250 00

2,250 00

2,250 00

$3,538,884 12 $4,197,322 59

$4,195,361 78

T o ta ls ...................... ................................................... $4,003,024 93

L iab ilitie s.
C a p ita l s to c k p a id i n ..................................................
S u rp lu s fu n d __ ____ _______ _____ ______________
U n d iv id e d p ro fits, le ss e x p e n s e s an d ta x e s p a id .
N a tio n a l b a n k n o te s o u ts ta n d in g ............................
D ue to o th e r n a tio n a l b a n k s ....................................

$500,000
100,000
108,452
28,300
697,687

00
00
25
00
49

D ue to s t a t e b a n k s a n d b a n k e r s ..............................
D iv id en d s u n p a id ________ _________ _______
In d iv id u a l d e p o sits s u b je c t to c h e c k .....................
D e m an d c e r tif ic a te s o f d e p o s it................................

938,274
80
1,362,007
5,349

50
00
94
32

737,801 08

897,393 71

1,030,180 27

1,290,998 89
4,334 43

1,549,528 48
11,305 65

1,333,081 74
19,646 58

T im e c e r tif ic a te s o f d e p o s it...... .................. ............
C e rtifie d c h e c k s ............... ...........................................
C a s h ie r’s c h e c k s o u ts ta n d in g .....................................
U n ite d S t a t e s d e p o s it s .................. .............................

114,751 53

119.396 99

117,916 48

96,328 50

131,552 59

101,404 13

129,471 71

111,091 52

D e p o sits o f U. S. d isb u rsin g o ffic e rs.....................
N o te s a n d bills re d is c o u n te d ....... .............................
B ills p a y a b le _________________________ _______
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ____

16,569 31

44,759 55

20,154 79

27,920 76

T o ta ls ................. ......................................................... $4,003,024 93

$3,538,884 12

$4,197,322 59

$4,195,361 78


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$500,000
100,000
118,090
26,100
495,998

00
00
39
00
66

$500,000
100,000
111,990
27,200
732,361

00
00
28
00
49

$500,000
100.000
118,343
26,000
832,769

00
00
27
00
14

212

STA TE

BA N K IN G

D EPA R T M E N T

No. 2870.
D E TR O IT N A TIO N A L BANK, D ETRO IT.
A l e x . M c P h e r s o n , P r e s i d e n t ; W m . C. C o l b u r n , V i c e P r e s i d e n t ; W m . T. D e G r a f f ,
D. S t e w a r t , J r ., A s s i s t a n t C a s h i e r ; G eo . L. M c P h e r s o n , A u d i t o r .

C a s h ie r •

D ir e c t o r s .—W . C. C olburn, A. L e w is, H. P . B aldw in. A. M cP h erso n , T. D. B uhl, H e n ry S te p h e n s
F. C. S to e p e l, E d w a rd J. S c h m id t, H e n ry B. J o y , A. W. W rig h t.

R e so u rc e s.

R e p o r t of
F e b . 18.

L o a n s an d d is c o u n ts ..................................
$4,270,983 46
O v e rd ra fts , s e c u re d a n d u n s e c u re d ..........................
2,056 03
U. S. b o n d s to s e c u re c irc u la tio n ..............................
50,000 00
U. S. b o n d s to s e c u re U. S. d e p o s it s ......................
U. S. b o n d s on h a n d __________ __________
P rem iu m s on H. S. b o n d s.........................................
S to c k s , s e c u ritie s , e t c ...................... ....... .
B an k in g h o u se, f u r n itu re a n d fix tu re s __________

59,000 00

R e p o r t of
M ay 5.

R e p o r t of
S e p t. 20.

$4,605,438 56
88 96
50,000 00

$3,924,044 62
148 13
50,000 00

$4,112,840 37
329 93
50,000 00

25,000 00
5,000 00
63,130 00

129,000 00

128,420 00

R e p o r t of
D ec. 1.

30,400 00

O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d ____
D ue fro m N a tio n a l b a n k s (n o t r e s e r v e a g e n t s ) ..
D ue fro m S t a t e b a n k s a n d b a n k e r s ..................
D ue fro m a p p ro v e d r e s e r v e a g e n ts ................. .........

4.000
825,99 1
252,525
1,438,133

00
38
77
66

104,000
507,368
152,806
506,291

00
75
72
49

104,000
569,612
239,431
1,093,330

00
85
97
41

110,000
558,459
310,307
718,252

00
45
50
76

C h ec k s an d o th e r c a s h ite m s ...........................
E x c h a n g e s fo r c le a rin g h o u s e ..................................
N o te s o f o th e r N a tio n a l b a n k s ............................. .
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s __

6,223
33,138
14,727
1,753

19
49
00
43

11,283
33,840
18,006
1,494

87
49
00
88

12,663
75,813
17,839
874

91
33
00
15

10,727
60,486
22,015
994

34
71
00
71

S p e c ie _______ ____________________
L e g a l te n d e r n o te s .... ........................... .......
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5# o f c ir­
c u la tio n ) ............... .............. ..................
D u e fro m U. S. tre a s u r e r , o th e r th a n 5% re d e m p ­
tio n f und ................................ ............ .
T o t a l s .............................................

533,022 50
89,531 00

545,585 50
70,547 00

522.964 50
118.964 00

451,297 00
154,945 00

2,250 00

2,250 00

2,250 00

2,250 00

$7,583,335 91

$6,702,132 22

$6,860,936 87

$6,721,725 77

$1,000,000
200,000
46,511
45,000
1,089,336

00
00
46
00
60

$1,000,000
200.000
62,235
44,380
859,865

00
00
00
00
78

$1,000,000
200,000
46,803
44,500
1,019,554

00
00
82
00
15

1,733,268
762
2,251,171
323,256

05
00
76
91

1,801,574
16
2,818,553
66,615

17
45
59
23

1,805.405
170
2,507,538
85,603

29
00
86
90

L iab ilities.
C a p ita l s to c k p a id in ........... ................................
$1,000,000 00
S u rp lu s f u n d ................. .....................
200,000 00
U n d iv id e d pro fits, le ss e x p e n s e s a n d ta x e s p a id ..
58,143 24
N a tio n a l b a n k n o te s o u ts ta n d in g .............................
44,370 00
D ue to o th e r N a tio n a l b a n k s ...... ...............................
1,472,360 35
D ue to S t a t e b a n k s a n d b a n k e r s ..............
D iv id en d s u n p a id ............................................
In d iv id u a l d e p o sits s u b je c t to c h e c k _____
D e m an d c e r tif ic a te s o f d e p o s it....................
T im e c e r tif ic a te s o f d e p o s i t ...........................
C e rtifie d c h e c k s ________ ________
C a s h ie r's c h e c k s o u ts ta n d in g ......................................
U n ite d S t a t e s d e p o s it s .................... .............. .

2,049,137
32
2,433,413
322,945

28
49
90
84

2,000 00
707 23
225 85

1,000 00
5,589 30
6,236 14

$7,583,335 91

$6,702,132 22

1,000 00
5,669 68
1,026 97

1,000 00
10,144 96
1,004 79

D e p o sits o f U. S. d isb u rsin g o f f ic e r s ......................
N o te s an d bills r e d is c o u n te d ..........................
B ills p a y a b l e ...... ..............................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ______
T o t a l s ......................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

1

’

’

N A TIO N AL

BANKS

OF

213

M ICHIGAN

No. 3730.
TH E PR ESTO N N A TIO N A L BANK, DETROIT.
F. W . H a ybs,

P r e s id e n t ;

A. E. F. W h i t e ,

V ic e P r e s id e n t;

I. B. U n g e r ,

C a s h ie r ;

J. P. G i l m o r e ,

A u d ito r .

D i r e c t o r s .—J n o . C anfield, F. W . H a y es, C. A. B lack , W . H. E llio tt, J . E. D avis, J. D. S ta n d isti,
A . E. F . W h ite , A. L. S te p h e n s , H . K. W h ite , J e r o m e C roul, J. B. B ook, W . R. B urt.

R e so u rc e s.

L o a n s a n d d is c o u n ts ....................................
O v e rd ra fts , s e c u re d a n d u n s e c u re d ___
U. S. b o n d s to s e c u re c irc u la tio n ____
U. S. b o n d s to s e c u re U. S. d e p o s its .
U. S. b o n d s on h a n d ................................
P re m iu m s on U. S. b o n d s ....................... j.
S to c k s , s e c u ritie s , e t c ................................
B an k in g h o u se, fu r n itu re an d fix tu re s.

R ep o rt of
F e b . 18.

R e p o r t of
M ay 5.

$2,890.030 04
204 18
700,000 00

1,028,714 59
605 02
700,000 00
4,300
64,750
20,755
18,000

66.500 00
32,251 97
18.500 00

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

2,671,637
1,167
700.000
100.000

76
01
00
00

00
00
75
00

33,200
64,350
29,700
17.500

00
00
00
00

107,200
62,600
81,091
17,000

GO
00
50
00

2,683,223 81
473 77
700.000 00
100.000 00

O th e r r e a l e s t a t e an d m o rtg a g e s o w n e d ..........
I te m s in t r a n s it............................................ .........
D u e fro m n a tio n a l b a n k s (n e t re s e r v e a g e n ts ).
D ue fro m s t a t e b a n k s an d b a n k e r s . . .................

167,786 07

164,952 07

181,461 53
102,528 31

163,189 45
68,645 90

167,837
79.500
171,354
73,342

77
00
47
51

168,466
2,500
216,302
73,721

33
00
37
90

D ue fro m a p p ro v e d re s e r v e a g e n t s .....................
C h e c k s an d o th e r c ash ite m s ..................................
E x c h a n g e s fo r c le a rin g h o u s e ..................................
N o te s o f o th e r n a tio n a l b a n k s ...... .......................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls an d c e n ts .

550,239
794
99,959
30,315
279

443,840
507
28,739
9,610
232

484,232
324
23,257
19,215
253

62
43
23
00
13

714,478
970
58,825
26,425
292

81
28
30
00
31

S p e c ie ...................................................................................
L e g a l te n d e r n o te s .......................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (o% o f c ir­
c u la tio n ) ................... *.....................................................
D ue fro m U. S. tre a s u r e r , o th e r th a n h% re d e m p ­
tio n fu n d ...........................................................................

302,914 00
81,010 00

T o t a l s .........................................................................

47
95
42
00
35

11
65
83
00
03

316,763 00
89,710 00

31,500 00

$5,256,274 29

$5,154,815 40

333,728 00
89,345 00

336,698 00
100,085 00

31.500 00

31,500 00

$5,091,444 93

$5.481,854 38

L iab ilitie s.
C a p ita l s to c k p a id in _______________________
S u rp lu s fu n d ........ .......... .................. ..............
U n d iv id e d pro fits, le ss e x p e n s e s a n d ta x e s p aid .
N a tio n a l b a n k n o te s o u ts ta n d in g ............... ...........
D u e to o th e r n a tio n a l b a n k s ......................................
D ue to s t a t e b a n k s an d b a n k e r s ............................
D iv id en d s u n p a id ..........................................................
In d iv id u al d e p o sits s u b je c t to c h e c k ...........
.
D e m an d c e r tif ic a te s o f d e p o s it............... .............
T im e c e r tif ic a te s o f d e p o s it ....................................
C e rtifie d c h e c k s ....................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..................................
U n ite d S t a t e s d e p o s i t s ............... ...........................

$700,000
100,000
18.648
630,000
509,172

00
00
96
00
77

$700,000
100,000
28,123
619,680
448,345

00
00
20
00
53

$700,000
100.000
26,770
610,900
481,912

00
00
66
00
85

$700,000
100,000
35,958
575,300
565,633

00
00
54
00
43

1,233,286 38

1,282,333 79

1,326,575 48

1,419,294 52

1,557,968 11
488,938 72

1.343,628 20
599,298 44

1,223,320 35
521,417 97

1,419,747 76
543,561 30

10.765 85.
7,493 50

28,044 1«
5,362 06

5,159 28
388 34
95,000 00

13,579 56
13,779 27
95,000 00

*5.154.815 40

$5,091,444 93

$5,481,854 38

D e p o sits o f U. S. d isb u rsin g o ffic e rs.......................
N o te s a n d bills re d is c o u n te d ............. ........................
Bills p a y a b le _____ ____________ _____ _____ _ ..
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d .........
T o t a l s .........................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

*5.256.274 29
1

214

STA TE

BA N K IN G

D EPA RTM EN T

No. 3487.
UNION N A TIO N A L BANK, D ETR O IT.
F. D. E a t h e r l y ,

P r e s id e n t;

P a t r i c k A. D u c e y ,
L. C. S h e r w o o d ,

V ic e P r e s id e n t; F red
A s s is t a n t C a s h ie r.

E. F a r n s w o r t h ,

C a s h ie r ;

D ir e c t o r s .—F . D. E a th e rly , P a tr i c k A. D u cey , H. A. H a rm o n , C has. E. S w a le s, H e n ry W u n sc h ,
T h eo . GorenfLo, S te p h e n P r a t t , T. A. W a d s w o rth , A lb e rt A. A lb re c h t.

R e so u rc e s.

L o a n s a n d d is c o u n ts .............................. . ....................
O v e rd ra fts , s e c u re d an d u n s e c u r e d .......................
U. S. b o n d s to s e c u re c ir c u la tio n ............... ..........
U. S. b o n d s to s e c u re U. S. d e p o s its ................__
U. S. b o n d s on h a n d .................................................
P re m iu m s on U. S. b o n d s .................................. .........
S to c k s , s e c u ritie s , e t c ...........
B an k in g h o u se, fu r n itu re a n d fix tu re s ................. .

R e p o rt o f
F e b . 13.

R e p o r t of
M ay 5.

$321,018 84
69 53
150,000 00

$399,307 02
116 70
150,000 00

3,000 00

5,224 30
3,000 00

R e p o r t of
S e p t. 20.
$423,697 43
180 19
150,000 00

R ep o rt of
D ec. 1.
$479,648 55
103 88
150,000 00

23,000 00
8,000 00
3,000 00

3,000 00

42,999 90

38,721
7.376
4,802
85,430

07
77
45
77

38,721
11,350
5,520
98,759

07
57
28
94

869
11,771
18,808
3

609
13,822
19,577
22

62
22
00
96

1,212
7,986
46,293
46

69
65
00
57

O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d ______
D ue fro m n a tio n a l b a n k s (n o t re s e r v e a g e n ts ) .. _
D ue fro m s t a t e b a n k s a n d b a n k e r s .........................
D ue fro m a p p ro v e d re s e r v e a g e n t s ........................

40,756
4,404
1,831
65,863

88
03
80
86

35,532 58
11,766 99

C h e c k s a n d o th e r c a s h i t e m s . ______ _ _______
E x c h a n g e s fo r c le a rin g h o u s e ....................................
N o te s o f o th e r n a tio n a l b a n k s .................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s . .

845
4,042
23,488
106

16
70
00
71

S p e c ie .....................
............................ .........
L e g a l te n d e r n o te s .........................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f c ir­
c u la tio n ) ........................................................................
D ue fro m U. S. tre a s u r e r , o th e r th a n 5% re d e m p ­
tio n fu n d ...........................................................................

38,466 00
16,171 00

27,895 76
13,559 00

23,241 25
15,350 00

29,750 25
13,691 00

6,750 00

6,750 00

6.750 00

6,750 00

4,500 00

9,640 00

7.750 00

6,426 00

$681,314 51

$737,244 33

$823,331 73

$907,260 45

$200,000
5,000
4,852
135,000
13,985

$200,000
5,000
8,981
135.000
4,135

$200,000
5,000
6,716
135,000
5,407

$200,000
5,000
12,628
135,000
11,377

T o t a l s ....................................................................... .

10
67
00
31

L iab ilitie s.
C a p ita l s to c k p a id i n ................. . ............................ .
S u rp lu s f u n d ..................... .............................................
U n d iv id e d pro fits, le ss e x p e n se s, a n d ta x e s p a id .
N a tio n a l b a n k n o te s o u ts ta n d in g -.........................
D ue to o th e r n a tio n a l b a n k s ....................................

00
00
82
00
00

00
00
01
00
94

00
00
94
00
17

00
00
87
00
59

D ue to s t a t e b a n k s an d b a n k e r s .............................
D iv id en d s u n p a id ..............................................................
In d iv id u a l d e p o sits s u b je c t to c h e c k ..................
D e m an d c e r tif ic a te s o f d e p o s i t .. . ........ ...................

36,559 77

35,098 68

35,403 81

58,885 10

191,795 68

229,103 56
92,932 44

324,092 61

342,345 10
137,952 24

T im e c e r tif ic a te s o f d e p o s i t ______________ ____
C ertifie d c h e c k s ................................................................
C a s h ie r s c h e c k s o u ts ta n d in g .
U n ite d S t a t e s d e p o s its .........................................

87,047 35
1,073 89
6,000 00

26,992 70

111,049 01
662 19

4,071 55

$681,314 51

$737,244 33

$823,331 73

$907,260 45

D e p o sits o f U. S. d isb u rsin g o f f ic e r s ............. .......
N o te s a n d bills r e d is c o u n t e d ..................... ................
BiUs p a y a b le
______ _____________ _________
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ...........
T o ta ls

_________ ______________ ___ _____


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

N A TIO N A L

BANKS

OF

No. 2367.

215

M ICHIGAN
.

F IR S T N A TIO N A L BANK, EA TO N R A PID S.
A. C. D u t t o n ,

P r e s id e n t;

W m . Mi l l e r , V i c e P r e s i d e n t ; F. H. D e G o l ia ,
A. O s b o r n , A s s i s t a n t C a s h i e r .

C a s h ie r;

D ir e c t o r s .—A. C ra w fo rd , A. C. D u tto n , F. H. D eG olia, W m . M iller, F. G. W ilkins, C. D. S lo c u m ,
A . O sborn.

R e s o u rc e s.

L o a n s an d d is c o u n ts ......................................
O v e rd ra fts , s e c u re d a n d u n s e c u r e d ___
IT. S. b o n d s to s e c u re c irc u la tio n ____
U . S. b o n d s to s e c u re U. S. d e p o s its .
U. S. b o n d s on b a n d ................................
P re m iu m s o n U. S. b o n d s .....................
S to c k s , s e c u ritie s , e t c ..............................
B an k in g b o u se f u r n itu re an d flx tu re s.

R e p o r t of
F e b . 18.
$116,497 57
352 40
12,500 00

R ep o rt of
M ay 5.
$115,036 99
375 57
12,500 00

R e p o rt of
S e p t. 20.
$126,294 72
145 71
12,500 00

R ep o rt of
D ec. 1.
$119,093 63
2,057 74
12,500 00

1,000 00

1,000 00

1,000 00

1,000 00

8^200 ÖÖ

" 8,200 00"

8,200 00

8,200 00

2,500 00

2,500 00

2,500 00

2,500 00

4,534 90

14,953 25

3,765 88

11,739 57

196 78

382 08

808 95

87 31

505 00
35 78

375 00
59 31

20 00

30 61

175 00
22 60

4,064 90
3,525 00

3,775 45
3,301 00

4,550 90
2,180 00

4.419 65
3,222 00

562 50

562 50

562 50

562 50

$154,474 83

$163,021 15

$162,559 27

$165,580 00

$50,000 00

$50,000 00

$50,000 00

$50,000 00

10,000 00

10,000 00

10,000 00

10,000 00

2,443 33
11,250 00

3,048 85
11,250 00

1,445 95
11,250 00

2,409 01
11,250 00

4,625 93
D u e to s t a t e b a n k s a n d b a n k e rs.
D iv id en d s u n p a id .........................................................................................
In d iv id u a l d e p o s its s u b je c t to c h e c k . .....................
17,470 84
D e m an d c e r tif ic a te s o f d e p o s it...................................
58,684 73

4,104 82

4,052 29

3,101 57

20,847 68
63,769 80

20,235 32
65,575 71

14,122 16
7?, 697 26

$163,021 15

$162,559 27

$165,580 00

O th e r r e a l e s t a t e an d m o rtg a g e s o w n e d ..........
D ue fro m n a tio n a l b a n k s (n o t r e s e r v e a g e n ts ) .
D ue fro m s t a t e b a n k s a n d b a n k e r s .......................
D ue fro m a p p ro v e d r e s e r v e a g e n ts .......................
, C h e c k s an d o th e r c a s h ite m s ....................................
E x c h a n g e s fo r c le a rin g h o u s e ............................ ,...
N o te s o f o th e r n a tio n a l b a n k s ................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s . .
S p e c ie ...................................................................................
L e g a l te n d e r n o te s ......................................... - ............ .
R e d e m p tio n fu n d w ith U . S. tre a su rer(5 % o f c ir­
c u la tio n )............................................ - ........................... .
D ue fro m U. S. tre a s u r e r , o th e r th a n i>% re d e m p ­
tio n fu n d ................................ ........................................ .
T o ta ls .

L iab ilities.
C a p ita l s to c k p a id in ........................................................
S u rp lu s fu n d ................................. ......................................
U n d iv id e d p ro fits, le ss e x p e n s e s a n d ta x e s p a id .
N a tio n a l b a n k n o te s o u ts ta n d in g ...........................
D u e to o th e r n a tio n a l b a n k s ......................................

T im e c e r tif ic a te s o f d e p o s it..
C e rtifie d c h e c k s .—.....................
C a s h ie r’s c h e c k s o u ts ta n d in g .
U n ite d S t a t e s d e p o s it s .,___
D e p o sits o f U. S. d isb u rsin g o ffic e rs...........
N o te s a n d bills re d is c o u n te d ............................
B ills p a y a b le ........................................................... .
L ia b ilitie s o th e r th a n th o s e a b o v e s ta t e d
T o ta ls


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$154,474 83

2L6

STA TE

BA N K IN G

D EPA RTM EN T

No. 3761.
F IR S T N A TIO N A L BANK, ESCANABA.
F r a n k H. V a n C l e v e ,

P r e s id e n t;

W . W. O l i v e r ,

V ic e P r e s id e n t;

C. C. R o y c e ,

C a sh ie r.

D ir e c t o r s .—S a m u e l M itc h ell, F . H . V a u C leve, C. C. R o y ce , A. M aitland, W . W . O liver.

R e so u rc e s.

L o a n s an d d is c o u n ts ................................
O v e rd ra fts , s e c u re d an d u n s e c u r e d .
U. S. b o n d s to s e c u re c irc u la tio n . . .
IJ. S. b o n d s to s e c u re U. S. d e p o sits

R e p o r t of
F e b . 18.

R e p o r t of
M ay 5.

R ep o rt of
S e p t. 20.

$373,917 65
166 51
15,000 00

$382,553 97
1,534 78
15,000 00

$398,899 74
31 76
15,000 00

500 00

500 00
11,500 00

5,000 00
750 00
23.595 00

5,000
750
43,020

11,000 00

11,000 00

11,000

1,049 69
895 82
101,616 62

4,240 83
72 22
83,262 32

1,932 77
259 58
44,090 06

R e p o r t of
D ec. 1.
$396,500 15
1,041 99
15,000 00

11,000 00
11,000 00

O th e r r e a l e s t a t e an d m o rtg a g e s o w n e d ............... ..
D ue fro m N a tio n a l b a n k s (n o t re s e r v e a g e n t s ) . .
D u e fro m o th e r S t a t e b a n k s a n d b a n k e r s ........ .
D ue fro m a p p ro v e d r e s e r v e a g e n ts ..........................

6,291 69
292 25
60,482 85

C h e c k s a n d o th e r c a s h ite m s ..... .................................
E x c h a n g e s fo r c le a rin g h o u s e ...................................
N o te s o f o th e r N a tio n a l b a n k s ..................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls an d c e n t s __

1,445 62

475 25

148 61

388 73

19,647 00
51 06

25,864 00
79 28

1,076 00
82 48

8,433 00
478 16

16,757 00

19,743 00

24,742 25
20,000 00

27,611 50
30,000 00

675 00

675 00

675 00

675 00

$517,226 63

372,487 41

$588,576 21

$586,180 94

C a p ita l s to c k p a id in ........................................................
S u rp lu s fu n d ....................................................................
U n d iv id e d p ro fits, le s s e x p e n s e s a n d ta x e s p a id ..
■National b a n k n o te s o u ts ta n d in g ..............................
D ue to o th e r N a tio n a l b a n k s .................................. .

$50,000 00

$50,000 00

$50,000 00

$50,000 00

20,000 00

20,000 00

5,899 62
13,500 00

20.000 00

20,000 00

2,609 50
13,500 00

D u e to S t a t e b a n k s a n d b a n k e r s .........
D iv id en d s u n p a id .......................................
In d iv id u a l d e p o sits s u b je c t to c h e c k
D e m an d c e r tif ic a te s o f d e p o s it...........

1,443
150
122,743
306,780

S p e c i e .. .............................. .................................................
L e g a l te n d e r n o t e s ............. ......... ...................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f c ir­
c u la tio n ) ...... ....................................................................
D ue fro m U. S. tr e a s u r e r , o th e r th a n 5% re d e m p ­
tio n f u n d ..................... ............... .....................................
T o ta ls

8888

U. S. b o n d s on h a n d ....................................
P re m iu m s on U. S. b o n d s.........................
S to c k s , s e c u ritie s , e t c ________ _______
B an k in g h o u se, fu r n itu re an d fix tu re s.

L iab ilitie s.

10
00
06
97

925
150
155,249
326,762

12
00
81
86

3,635 99
13,500 00

854
300
148,682
351,603

4,721 68
13,500 00

12
00
18
92

125,563 56
372,062 77

$588,576 21

$586,180 94

332 93

T im e c e r tif ic a te s o f d e p o s it.........................
C e rtifie d c h e c k s ................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ......................
U n ite d S t a t e s d e p o s its .....................................
D e p o sits o f U. S. d isb u rsin g o ffic e rs _____
N o te s a n d bills r e d is c o u n te d ..........................
B ills p a y a b l e .............................................. .........
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d
T o tals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$517,226 63

$572,487 41

N A TIO N A L

BANKS

OF

217

M ICHIGAN

No. 3361.

*

F IR S T N A TIO N A L BANK, F LIN T .
W il l ia m H a m il t o n ,

P r e s id e n t;

J o h n J . Ca b t o n ,

V ic e P r e s id e n t;

C h a r l e s S. B r o w n ,

C a sh ie r.

¡Di r e c t o r s . —S. C. R an d a ll, F . Dull am . W illiam H a m ilto n , W illia m L. S m ith , C h a rle s S. B ro w n , B. F.
C o th a rin , D. S. F o x , J o h n J . C a rto n , W m . M cG regor.

R e s o u rc e s.

R e p o rt of
M ay 5.

R ep o rt of
F eb . 18.

R e p o r t of
S e p t 20.
$288,978 89
3,020 93
100,000 00

R ep o rt of
D ec. 1.
$246,178 87
3,692 74
125,000 00

L o a n s and d is c o u n ts ........ ..........................- ................
O v e rd ra fts s e c u re d and u n s e c u r e d ................ .......
TT SI b o n d s t,o s e c u re c irc u la tio n ..............................
TJ S b o n d s to s e c u re TT S d e p o sits

$308,329 09
3,151 94
100,000 00

$316,644 66
4,040 43
100,000 00

TT S b o n d s on h a n d _________________ _________
P re m iu m s on TT. S. b o n d s ______________________
S to c k s , s e c u ritie s , e t c ....... ................ ..... ......................
B an k in g h o u se fu r n itu re an d fix tu re s __________

6,750 00
73,603 89
21,000 00

6,750 00
80.764 86
21,000 00

O th e r r e a l e s t a t e and m o rtg a g e s o w n ed
D u e fro m N a tio n a l b a n k s (n o t r e s e r v e a g e n t s ) ..
D ue fro m S t a t e b a n k s a n d b a n k e r s ..........................
P up fro m a p p ro v e d re s e r v e a g e n ts _____ _______

20,900
1,258
6,204
28,693

00
63
90
92

20,708
507
3,387
15.764

50
91
54
53

C h e e k s and o th e r c a s h ite m s
"P-YobantTc s fo r c le a rin g h o u se
N o te s o f o th e r N a tio n a l b a n k s ________________
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d c e n t s . .. .

389
4,147
1,077
369

11
39
00
29

455
408
546
509

00
11
00
75

2,021 98

711 02

2,595 00
730 58

598 00
720 16

00
00
72
00

15,880
6,750
88,108
21,000

00
00
34
00

171 50
5,352 31
9,480 22

31,422
171
9,775
50,151

00
50
63
27

40,880
6,750
120,329
21,000

S p e c ie
____
__________________________
L e g a l te n d e r n o te s
_______________________ R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 % o f
c irc u la tio n ) ______ _______________________ _
D ue fro m U . S. tr e a s u r e r , o th e r th a n 5 % re d e m p tio n fund
- ____________

15,228 00
13,500 00

22,185 00
18,500 00

21,951 00
8.500 00

22,870 00
11,500 00

4,500 00

4,500 00

4.500 00

5,625 00

T o ta ls ...........................................................................

$609,103 16

$616,672 29 |

$635,762 13

$640,154 53

C a p ita l s to c k p a id in ........................................................
S u rp lu s fu n d
_ ____________________________
U n d iv id e d p ro fits le ss e x p e n s e s a n d ta x e s p a id ..
N a tio n a l b a n k n o te s o u ts ta n d in g .............................
P up to o th e r N a tio n a l b a n k s ___________________

$150,000
10,500
1,838
90,000
2,133

00
00
79
00
24

$150,000
10,500
5,092
90,000

00
00
68
00

$150,000
11,200
2,226
90,000
2,491

00
00
48
00
61

$150,000
11,200
3,768
112,500
2,855

D ue to S t a t e b a n k s a n d b a n k e r s ................. ..............
D iv id e n d s u n p aid
_______________
In d iv id u al d e p o sits s u b je c t to c h e c k ___________
D em an d c e r tif ic a te s o f d e p o s it..................................

4,578
225
86,486
4,139

78
00
71
13

3,675
135
80,613
5,260

80
00
68
26

2,070
112
99,065
3,886

16
50
51
09

92,955 60
7,883 13

L ia b ilitie s.

T im e c e r tif ic a te s o f d e p o s i t . ...................................
S u n d ry d e p o sits _ ____________________________
C a s h ie r’s c h e c k s o u ts ta n d in g
XTnit.ed S t a t e s d e p o sits

00
00
44
00
85

7,754 94

255.452 95
3,748 56

262,525 09
8,869 78

265,469 25
9,240 53

243,407 79
7,828 78

$609,103 16

$616,672 29

$635,762 13

$640,154 53

D e p o sits o f TT S d isb u rsin g o fficers
N o te s and bills re d is c o u n te d
Bills p a y a b le
___________________
L ia b ilitie s o th e r th a n th o s e a b o v e s ta te d
T o ta ls

41_________________________________

28


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Federal Reserve Bank of St. Louis

»

218

STA TE

B A N K IN G

*

D EPA R TM EN T

No. 4578.

T H E N A TIO N A L BANK OF GRAND H AVEN, GRAND HAVEN.
D w ig h t C u t i .e r ,

P r e s id e n t;

N e l s o n R. H o w l e t t ,

V ic e P r e s i d e n t ;

G e o r g e S t ic k n e y ,

C a s h ie r.

D i r e c t o r s .—D w ig h t C u tle r, W illia m S a v id g e , D w ig h t C u tle r, J r ., G e o rg e A. F a r r , N. R. H o w le ttr
G e o rg e S tic k n e y , J o h n A. P fa li, N . R obbins, J r., G eo. P . S a v id g e .

R e so u rc e s.

L o a n s an d d is c o u n ts ............... ......... __.........................
O v e rd ra fts , s e c u re d a n d u n s e c u r e d .....................
U. S. bonds to s e c u r e c ir c u la tio n .__........ ............
U. S. b o n d s to s e c u r e U. S. d e p o s its ...................

R e p o r t of
F e b . 18.

R ep o rt of
M ay 5.

R e p o r t of
S e p t. 20.

R e p o r t of
D ec. 1.

$302,081 08
8,226 30
50,000 00

$327,119 01
3,295 84
50,000 00

$310,327 07
3,446 43
50,000 00

U. S. b o n d s on h a n d __________ _________ .
P re m iu m s o n U. S. b o n d s ............... .......................
S to c k s , s e c u ritie s , e t c ...................................
F u r n itu r e an d fix tu re s ................................................

4,000 00
1,874 92
3,500 00

4,000 00
1,874 92
3,500 L0

4,000 00
1,874 92
3,500 00

O th e r r e a l e s t a t e an d m o rtg a g e s o w n e d ...............
D ue fro m n a tio n a l b a n k s (n o t r e s e r v e a g e n ts ) ..
D u e fro m s t a t e b a n k s a n d b a n k e r s ..........................
D u e fro m a p p ro v e d r e s e r v e a g e n ts ........................

10,603 53
492 35
90,056 71

5,786 73
2,039 40
74,235 67

8,813 01
580 46
105,523 76

C h ec k s a n d o th e r c a s h ite m s .......................
E x c h a n g e s fo r c le a rin g h o u s e .................................
N o te s o f o th e r n a tio n a l b a n k s ...................................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls an d c e n t s . ..

657 83

656 11

677 51

1,050 90

5,359 00
326 04

5,332 00
242 19

6,126 00
83 65

4,951 00
212 89

15,091 90
5,000 00

10,039 50
00

11,563 55
15,000 00

12,137 75
00

2,250 00

2,250 00

2,250 00

2,250 00

S p e c ie .................................................................................
L e g a l te n d e r n o t e s . . .....................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r ( o f c ir­
c u la tio n ) ........................................................ .
D ue fro m U. S. tr e a s u r e r , o th e r th a n 5% re d e m p ­
tio n f u n d ..................................................... . . .
T o t a l s ..............................................................

15,000

$335,048 62
5,643 32
50,000 00
4,000
5,088
4,541
3,500

00
50
58
00

7,780 07
610 18
64,720 62

10,000

1,000 00'

3,000 00
$499,519 66

$508,371 37

$523,766 36

$512,535 43

$100.000 00
00
7,134 78
42,050 00

$100,000 00
00
9,632 98
45,000 00

$100,000
13,000
9,630
44,350

$100,000
13,000
12,141
43,203
1,215

99,197 74
239,137 14

96,769 72
244,968 67

00
105,941 86
250,823 74

00
84,151 79
258,800 09

$499,519 66

$508,371 37

$523,766 36

$512,535 43

L iab ilities.
C a p ita l s to c k p a id i n ............................................
S u rp lu s fu n d ............. ..........................................
U n d iv id e d p ro fits, le ss e x p e n s e s an d ta x e s p a id .
N a tio n a l b a n k n o te s o u ts ta n d in g ________
D ue to o th e r n a tio n a l b a n k s ____7 ..................... .......
D ue to s t a t e b a n k s an d b a n k e r s ............. ..................
D iv id en d s u n p a id .............................. .......................
In d iv id u a l d e p o sits s u b je c t to c h e c k ________
D e m an d c e r tif ic a te s o f d e p o s it................................

12,000

12,000

00
00
76
00

20

00
00
66
00
89

20

T im e c e r tif ic a te s o f d e p o s it.......................................
C e rtifie d c h e c k s .. ..........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g .....................................
U n ite d S t a t e s d e p o s its .................................................
D e p o sits o f U. S. d isb u rsin g o ff ic e rs ......................
N o te s an d bills r e d is c o u n te d . ............. ......................
D ills p a y a b le ..................... ..................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ...........
T o t a l s ................... ............................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

219

NATIONAL BANKS OF MICHIGAN
No. 2611.
FOURTH NATIONAL BANK, GRAND RAPIDS.
W il l ia m

H.

A n d e r s o n , P r e s i d e n t ; G. W. G a y , V ic e P r e s i d e n t ; J o h n a . S e y m o u r , C a s h i e r ;
L. Z. C a u k i n , A s s i s t a n t C a s h ie r .

D i r e c t o r s .— W.

H. Anderson, William Sears, G. W. Gay, S. M. Lemon. G. K. Johnson, A. D. Rathbone, C. Bertsch, N. A. Fletcher, John W. Blodgett, Chas. M. Heald, A. G. Hodenpyl.
Resources.

Report of
Feb. 18.

Report of
May 5.

Report of
Sept. 20.

Report of
Dec. 1.

Loans and discounts................. ................... .
$1,348,383 41 $1,430,704 95 $1,298,880 39
Overdrafts, secured and unsecured.................
li,861 16
5,911 92
1,330 47
U. S. bonds to secure circulation......................
50,000 00
50,000 00
50,000 00
U. S. bonds to secure U. S. deposits................ . , 50,000 00
50,000 00
50,000 00
U. S.bonds on hand...........................................
19,000 00
17,100 00
62,100 00
Premiums on U. S. bonds..................................
11,762 50
10,697 50
9.183 31
Stocks, securities, etc................................... .
58,058 66
57,208 66
75,078 79
Banking house, furniture and fixtures.............. .
4,250 00
4,250 00
4,250 00
Other real estate and mortgages owned........ .
11,941 07
14,126 09
20,569 04
Due from National banks (not reserve agents)..
40,678 68
29,171 01
25,848 38
Due from State Banks and bankers..................
23,839 14
24,017 47
46,221 83
Due from approved reserve agents....................
277,827 45
102,638 77
275,252 31
Checks and other cash items.............................
658 10
1,238 29
785 38
Exchanges for clearing house........................
7.187 68
15,043 24
9,318 22
Notes of other National banks..........................
25,525 00
20,800 00
18,215 00
Fractional paper currency, nickels and cents__
893 24
522 20
355 47
Specie................................................................
63,418 80
75,177 45
62,413 55
Legal tender notes...........................................
50,000 00
40,000 00
30,000 00
Redemption fund with U. S. treasurer (5 % of
circulation) ................ ........ ..........................
2,250 00
2,040 00
2,250 00
Due from U. S. treasurer, other than 5 % redemption fund................... .....................................

$1,405,024 78
6,560 02
50,000 00
50,000 00
63,100 00
9,259 25
77,507 83
4,250 OO
20,626 09
33,829 32
32,226 93
207,458 67
760 27
20,583 25
16,390 00
1,622 09
76,546 90
40,000 00
2,250 00

Totals.......................................................... $2,052,534 89 $1,947,534 92 $2,045,164 77

$2,117,995 40

Liabilities.
Capital stock paid in........................... ..............
Surplus fund_____________ ___ ___ __ __
Undivided profits less expenses and taxes paid...
National bank notes outstanding........................
Due to other National banks..............................
Due to State banks and bankers..................... .
Dividends unpaid................................................
Individual deposits subject to check................
Demand certificates of deposit........................
Time certificates of deposit.... ..........................
Certified checks........... ............................... .
Cashier’s checks outstanding.............................
United States deposits.......................................
Deposits of U. S. disbursing officers.... ........ .....
Notes and bills rediscounted.........................
Bills payable ................................ 1___ __ ____
Liabilities other than those above stated

$300,000 00
46,000 00
10,744 69
45,000 00
18,404 70
491,936 41
287 69
468,770 25
625,212 14

$300,000 00
47,000 00
7,361 36
45,000 00
27,234 44
316,745 60
769 19
604.573 85
549,379 95

$300.000 00
47,500 00
11,566 94
45,000 00
31,055 68
467,691 95
193 19
426,981 32
666,907 14

$300,000 00
48,500 00
9,805- 62
45,000 0057,618 21
499,087 95
235 75
405,847 90
704,015 19

108 35
14,481 52
31,559 14

211 60
33,738 23
15,520 70

196 60
38,928 42
9,143 53

155 04
3,886 53
43,843 12

Totals........................... ............... ............ . $2,052,534 89 $1,947,534 92 $2,045,164 77

$2,117,995 40


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

220

STATE BANKING DEPARTMENT
No. 3488.
FIFTH NATIONAL BANK, GRAND RAPIDS.

■Ch a r l e s

D.

S t e b b in s , P r e s i d e n t ; Ro b e r t D. G r a h a m , V ic e P r e s i d e n t ; T h o s . W . S t r a h a n
V ic e P r e s i d e n t ; W . A. S h in k m a n , C a s h i e r ; S. W . S h e r m a n , A s s i s t a n t C a s h ie r .

S econd

D ir e c t o r s .—J.

H. Bonnell, T. W. Strahan, C. H. Chick, H. Weiden, A. V. Mann, R. D. Graham Chas
D. Stebbins, David E. Uhl, Thomas F. Carroll, Cornelius Clark, Cornelius L. Harvey.
Resources.

Report of
Feb. 18.

Report of
May 5.

Report of
Sept. 20.

Loans and discounts..........
Overdrafts, secured and unsecured
U. S. bonds to secure circulation_____
U. S. bonds to secure U. S. deposits.......
U. S. bonds on hand__................
Premiums on U. S. bonds__
Stocks, securities, etc................
Banking house, furniture and fixtures... ____
Other real estate and mortgages owned
Due from National banks (not reserve agents)..
Due from State banks and bankers........
Due from approved reserve agents........
Checks and other cash items... .
Exchanges for clearing house.
Notes of other National banks.......
Fractional paper currency, nickels and cents...
Specie.....................
Legal tender notes................
Redemption fund with U. S. treasurer ( 5 % o t circulation)............
Due from U. S. treasurer, other than 5%redemption fund.............

8391,985 35
1,235 52
25,000 00

$461,336 63
534 18
25,000 00

$502,730 38
2,501 73
25,000 00

$480,566 54
1,158 82
25,000 00

2,345 19
4,700 40
7.000 00
40,997 82
75,252 05
268 57
3,752 38
199 68
43,439 00
4,400 00
1,125 00

2,224 02
4,724 40
7.000 00
23,095 03
18,990 25
190 07
2,972 44
20,616 00
224 21
31,839 80
4,000 00
1,125 00

2,256 02
4.000 00
7.000 00
11,098 40
14,405 81
419 48
3.389 85
20,714 00
188 23
27,444 25
3,200 00
1,125 00

2,256 02
4.000 00
7.000 00
15,455 74
1,721 97
18,770 67
452 98
7,604 57
46,880 00
181 59
37,446 00
1,800 00
1,125 00

$601,700 96

$603,872 03

$625,473 15

$651,419 90

$100,000 00
10,000 00
814 18
19,200 00

$100,000 00
10,000 00
3,661 04
20,900 00

$100,000 00
10,500 00
1,658 54
20,900 00

$100,000 00
10,500 00
3,742 68
19,280 00

61 78
239,178 08
232,430 77

224,836 26
240,069 55

30 80
258,762 01
233,621 80

17 01
281,223 26
236,656 95

16 15

4,405 18

$601,700 96

$603,872 03

$625,473 15

$651,419 90

Totals....................
Liabilities.
Capital stock paid in.......
Surplus fund____ _____
Undivided profits, less expenses and taxes paid..
National bank notes outstanding.........
Due to other National banks.............
Due to State banks and bankers......
Dividends unpaid__
Individual deposits subject to check
Demand certificates of deposit.
Time certificates of deposit__
Certified checks........
Cashier’s checks outstanding.......
United States deposits___
Deposits of U. S. disbursing officers____
Notes and bills rediscounted..
Bills payable___
Liabilities other than those above stated _

Report of
Dec. 1.

___

Totals.............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

221

NATIONAL BANKS OF MICHIGAN
No. 2460.^
GRAND RAPIDS NATIONAL BANK, GRAND RAPIDS.
E d w in

F.

U h l , P r e s i d e n t ; J o s e p h H o u s e m a n , V ic e P r e s i d e n t ;
J. L. B e n j a m i n , A s s i s t a n t C a s h ie r .

F. M.

Da v is , C a s h i e r ;

D ir e c t o r s .—S.

Sears, John E. Peck, S. F. Godfrey, G. H. Long, C. S. Hazeltine, W. G. Herpolsheimer,
M. J. Clark, E. F. Uhl, J. Houseman, Julius Berkey, J. Boyd Pantlind, D. E. Waters,
William Widdicomb.
Report of
Feb. 18.

Resources.

Report of
May 5.

Report of
Sept. 20.

Loans and discounts.......................................... $1,120,760 71 $1,298,563 12 $1,205,963 80
Overdrafts, secured and unsecured.................
6,775 42
3,392 83
4,469 50
U. S. bonds to secure circulation....................
50,000 00
50,000,00
50,000 00
U. S. bonds to secure U. S. deposits................
U. S bonds on hand....... ............... .............
Premiums on U. S. bonds..................................
2,500 00
2,500 00
2,500 00
Stocks, securities, etc______ ___________
62,316 41
56,056 91
56,056 91
Furniture and fixtures.......... ...............
6,053 29
6,053 29
5,000 00
Other real estate and mortgages owned...........
43,923 75
42,873 75
42,873 75
Due from national banks( not reserve agents)...
11,948 72
13,240 25
14,238 87
Due from state banks and bankers....................
29,667 44
39,588 64
40,510 53
Due from approved reserve agents.................
493,973 61
254,672 91
75,086 97
Checks and other cash items...... ........
52 05
4 58
970 52
Exchanges for clearing house.......................
4,344 09
7,593 04
16,944 15
Notes of other national banks......................
7,670 00
8,420 00
9.250 00
Fractional paper currency, nickels and cents...
137 12
105 80
184 35
Specie.............................................
62,040 00
70,850 00
66,070 00
Legal tender notes......... .........................
14,950 00
9,165 00
8,830 00
Redemption fund with U. S. treasurer (5% of cir­
culation) ........................ ............ ............
2,250 00
2.250 00
2,250 00
Due from U. S. treasurer, other than b% redemp­
tion fund................. ......... ....................
8,551 00
Totals....... .................. .

............

Liabilities.
Capital stock paid in...................... .........
Surplus fund...........................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding..............
Due to other national banks.... .......................
Due to state banks and bankers. ..........
Dividends unpaid..........................
Individual deposits subject to check.................
Demand certificates of deposit____ ______
Time certificates of deposit......................
Certified checks.....................................
Cashier’s checks outstanding....................
United States deposits........... .....................
Deposits of U. S. disbursing officers................
Notes and bills rediscounted.............................
Bills payable........................... ..........................
Liabilities other than those above stated.......
Totals........................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$1,929,236 34 $1,856,286 39 $1,608,920 35

$500,000 00
100,000 00
48,040 98
41,300 00
74,635 25
143,154 09
3,564 00
468,165 12
548,376 90

$500,000 00
100,000 00
46,821 23
43,550 00
60,481 12
176,435 48
244 00
404,786 09
522,893 41

2,000 00

1,075 06

$500,000 00
100,000 00
40.140 66
44,500 00
35.974 68
156.250 11
501 50
304,524 23
427,029 17

$1,929,236 34 $1,856,286 39 $1,608,920 35

Report of
Dec. 1.
$1,102,775 89
2,892 64
50,000 00
2,500 00
55,306 91
5,000 00
42,873 75
4,179 72
40,371 68
216,728 90
1,046 50
15,814 53
9,030 00
197 03
77,445 00
7,360 00
2,250 00

$1,635,772 55

$500,000 00
100,000 00
47,940 01
44,500 00
47,153 59
155,201 66
381 50
288,301 30
452,094 49
200 00

$1,635,772 55

222

STATE BANKING DEPARTMENT
No. 3293.
NATIONAL CITY BANK, GRAND RAPIDS.
R. C. L u c e , P r e s i d e n t ; J. F r e d e r i c B a a r s , V ic e P r e s i d e n t ; J am es R. W y l i e , C a s h i e r ;
E. H. H u n t , A s s i s t a n t C a s h ie r .

D ir e c t o r s .—R.

O. Luce, T. Stewart White, N. L. Avery, P. C. Fuller, T. J. O’Brien, D. M. Amberg
J. F. Baars, L. J. Rindge, Francis Letellier, H. Idema, C. Morton, Walter C. Winchester,
James R. Wylie.
Resources.

Report of
Feb. 18.

Report of
May 5.

Report of
Sept. 20.

Report of
Dec. 1.

Loans and discounts_____ ______ ________ $1,001,438 79 $1,208,402 22 $1,175,486 28 $1,197,870 14
2,448 69
1.186 45
Overdrafts, secured and unsecured............ .....
1,648 65
1,083 13
50,000 00
U. S. bonds to secure circulation.....................
50,000 00
50,000 00
50,000 00
U. S. bonds to secure IT. S. deposits..................
55.000 00
55.000 00
U. S. bonds on hand................................. ........
55.000 00
55.000 00
JO,430 00
10,430 00
Premiums on U. S. bonds...................................
10,430 00
10,430 00
32,830 93
32,330 93
27,330 93
70.960 93
Stocks, securities, etc.....................................
52,300 00
52,300 00
52,300 00
52,300 00
Banking house, furniture and fixtures...............
8,520 81
14,629 88
14,594 63
6,925 78
Other real estate and mortgages owned............
3,328 30
1,333 43
2,685 69
2,350 62
Due from National banks (not reserve agents)..
11,916 03
9,212 45
14,548 S2
21,619 28
Due from State banks and bankers. ________
171,100 61
191,205 80
96,051 36
234,824 63
Due from approved reserve agents....................
2,526 05
1,668 46
1,754 86
Checks and other cash items.............................
2,826 57
7,241 15
6.085 44
6,364 85
9,126 92
Exchanges for clearing house..........................
14,987 00
36.520 00
8,588 00
10,020 00
Notes of other National banks........ ..................
450 00
300 00
525 00
500 00
Fractional paper currency, nickels and cents__
91,250 09
99,700 21 '
92,710 31
Specie....... ................ ......................................
94,038 71
19.000 00
20.000 00
26.000 00
Legal tender notes ...........................................
32.000 00
Redemption fund with U. S. treasurer (5 % of
2,250 00
2,250 00
2,250 00
circulation)... .................................................
2,250 00
Due from U. S. treasurer, other than 5 % redemp­
tion fund......................................................
Totals..................................................... ..... $1,645,042 18 $1,665,060 26 $1,739,548 11

$1,772,319 26

Liabilities.
$500,000 00
100,000 00
9,900 53
42,500 00
3,664 22
14,472 96
41 31
271,558 79
702,180 99

$500,000 00
100,000 00
12,793 01
44,700 00
915 34
13,763 79
26 31
319,081 35
673,380 46

$500,000 00
100,000 00
10,012 13
45,000 00
915 34
76,232 28
143 35
289,916 97
717,153 04

$500,000 00
100,000 00
15,791 64
44,000 00
915 34
54,719 35
117 04
341.219 99
715,291 75

723 38

400 00

175 00

264 15

Totals....... .................................................. $1,645,042 18 $1,665,060 26 $1,739,548 11

$1,772,319 26

Capital stock paid in.........................................
Surplus fund .....................
.............
Undivided profits less expenses and taxes paid..
National bank notes outstancing___________
Due to other National banks
____ _____
Due to State banks and bankers........................
Dividends unpaid.... ...........................................
Individual deposits subject to check.................
Demand certificates of deposit..........................
Time certificates of deposit............................
Certified checks...............................................
Cashier’s checks outstanding
United States deposits .......................... .........
Deposits of United States disbursing officers__
Notes and bills rediscounted.............................
Bills payable... ..................................................
Liabilities other than those above stated_____


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

223

NATIONAL BANKS OF MICHIGAN
No. 2890.
OLD NATIONAL BANK, GRAND RAPIDS.

J ambs M. B a r n e t t , P r e s i d e n t ; W il l a r d B a r n h a r t , V ic e P r e s i d e n t ; H a r v e y J. H o l l is t e r , C a s h ie r ;
C l a y H .' H o l l i s t e r , A s s i s t a n t C a s h ie r .
D i r e c t o r s —James

M. Barnett, Willard Barnhart, Jacob Cummer, Jos. H. Martin, W. R. Shelbv,
W. O. Hughart, F. Loettgert, L. H. Withey, E. Crofton Fox, Geo. C. Pierce, H. J. Hollister, Wm.
Judson, E, G. Studley.
Resources.

Report of
Feb. 18.

Report of
May 5.

Loans and discounts........
$2,102.856 26 $2,199,924 01 *
Overdrafts, secured and unsecured
5.216 74
5,648 15
U. S. bonds to secure circulation.........
50,000 00
50,000 00
U. S. bonds to secure U. S. deposit
TJ. S. bonds on hand....... . ..........
Premiums on U. S. bonds.................
5,ÖÖÖÖ0
5,000 00
Stocks, securities, etc.................
231,680 28
209,008 02
Banking house, furniture and fixtures............
9,824 14
9,824 14
Other real estate and mortgages owned......
58,622 23
61,313 00
Due from National banks (not reserve agents)..
172,394 82
182,451 79
Due from State banks and bankers...........
176,200 30
145,291 51
Due from approved reserve agents.............
288,092 45
312,622 63
Checks and other cash items...........
2,845 70
5,233 20
Exchanges for clearing house................
6,896 66
14.513 40
Notes of other National banks...............
10,000 00
15.000 00
Fractional paper currency, nickels and cents...
149 08
91 44
Specie...........................
165,665 00
159.964 00
Legal tender notes......................
15.000 00
12.000 00
Redemption fund with U. S. treasurer (b% of cir­
culation).......................
2,250 00
2,250 00
Due from U. S. treasurer, other than 5%redemption fund..............................
3.000 00
Totals..................................

$3,305,693 66 $3,390,138 29

Liabilities.
Capital stock paid in......... .............
$800,000 00
Surplus fund____ ______ .
160,000 00
Undivided profits, less expenses and taxes paid..
44,326 75
National bank notes outstanding__
43,120 00
Due to other National banks.............
166,088 27
Due to State banks and bankers........
494,975 19
Dividends unpaid....................
1,308 50
Individual deposits subject to check ...
477,327 98
Demand certificates of deposit... .
1,117,432 97
Time certificates of deposit...................
Certified checks.......................
1,114 00
Cashier’s checks outstanding.................
United States deposits.............. ..........
Deposits of U. S. disbursing officers.............
Notes and bills rediscounted.........
Bills payable.......... .......................
Liabilities other than those above stated
Totals................. ................ ............
* No report furnished.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$800,000 00
160,000 00
64,552 95
44,700 00
151,956 81
314.376 13
645 50
663.377 17 *
1,187,653 48

Report of
Sept. 20.

Report of
Dec. 1.
$2,237,721 76
8,094 47
100,000 00
11,000 00
5,374 11
224,028 02
94,432 77
47,006 08
225,673 72
162,468 07
279,062 25
4,379 22
38,941 18
10,000 00
328 09
128,594 00
12,000 00
4,500 00
3,000 00
$3,596,603 74

$800,000 00
160,000 00
77,904 33
87,660 00
94,160 69
507,854 55
900 00
617,591 32
1,249,682 85

2,876 25

850 00

$3,305,693 66 $3,390,138 29

$3,596,603 74

224

STATE BANKING DEPARTMENT
No'. 2143.
FIRST NATIONAL BANK OF HANCOCK, HANCOCK.

S a m u e l B. H a b b i s , P r e s i d e n t ; A b c h ib a l d J. S c o t t , V ic e P r e s i d e n t ; W il l ia m C o n d o n , C a s h i e r ;
J am fs T. F i s h e b , A s s i s t a n t C a s h ie r .
D ib e c t o b s .—Samuel B.

Harris, Geo. S. North, Michael Finn, Archibald J. Scott, Thomas B. Dunstan,
William. H. Roberts, Adolph Ruhl.

Resources.

Report of
Feb. 18.

Report of
May 5.

Report of
Sept. 20.

Report of
Dec. 1.

Loans and discounts................................ .......__
Overdrafts, secured and unsecured___ . .
U. S. bonds to secure circulation....................
U. S. bonds to secure U. S. deposits..............
U. S. bonds on hand.........................................
Premiums on U. S. bonds............... ............ .....
Stocks, securities, e tc .___ ____ _____ ____
Banking house, furniture and fixtures.............. .
Other real estate and mortgages owned..........
Due from national banks (not reserve agents)...
Due from state banks and bankers__________
Due from approved reserve agents........ .........
Checks and other cash items.............. .............
Exchanges for clearing house..........................
Notes of other national banks______ .'............
Fractional paper currency, nickels and cents...
Specie................................................................
Legal tender notes
.......................................
Redemption fund with U. S. treasurer (5%of cir­
culation) ___ ______ ____ ________
Due from U. S. treasurer, other than 5% redemp­
tion fund................................................. .......

$535,707 90
2,920 32
50,000 00

$533,860 88
960 85
50,000 00

$523,059 67
1,497 27
50,000 00

$487,376 34
3,440 40
50,000 00

5,000 00
9,388 35
24,618 95

5,000 00
9,188 35
24,618 95

5,000 00
4,062 50
24,618 95

5,000 00
4,062 50
24,618 95

5.314 14
38,583 40
159,082 17
1,226 38
4,650 00
351 37
43,668 04
32,000 00
2,250 00
710 00

2,390 25
24,430 09
170,322 47
541 46
2,120 00
461 70
35,208 03
27,400 00
2,250 00

3,705 66
30,261 64
201,124 31
6,089 34
1,470 00
248 33
33,119 50
12,700 00
2,250 00

7,164 90
91,500 68
175,926 24
1,006 12
4,900 00
198 17
36,487 40
23,01)0 00
2,250 00

Totals.... ................................. ........... ........

$915,471 02

$888,753 06

$899,207 17

$916,931 70

$200,000 00
50,000 00
6,923 21
42,600 00
2,107 93

$200,000 00
50,000 00
10,726 26
44,620 00
4,783 07

540 00
596,353 52
16,846 36

490 00
563,409 05
14,724 68

$200,000 00
40,000 00
9,691 30
43,380 00
1,022 97
231 49
490 00
589,172 05
15,219 36

$200,000 00
40,000 00
5,050 83
43,230 00
1,446 02
5,753 64
10,490 00
588,815 80
22,145 41

$888,753 06

$899,207 Ì7

$916,931 70

Liabilities.
Capital stock paid in ...........................
Surplus fund................... . .............................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding.......................
Due to other national banks.............................
Due to state banks and bankers........ ..... ..........
Dividends unpaid..................... . .. ................
Individual deposits subject to check .... ...........
Demand certificates of deposit........................ .
Time certificates of deposit......................... .....
Certified checks............................. ......... ........
Cashier’s checks outstanding.............................
United States deposits.....................................
Deposits of U. S. disbursing officers
Notes and bills rediscounted..................
Bills payable............. .......... .......................
Liabilities other than those above stated.......
Totals........................ ...............................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

100 00

$915,471 02

225

NATIONAL BANKS OF MICHIGAN
No. 1745.
HASTINGS NATIONAL BANK, HASTINGS.
J. T. L o m b a r d , P r e s i d e n t ; J. F.

G o o d y e a r , V ic e P r e s i d e n t ; W .

D. H a y e s ,

C a s h ie r ; H a r r y

G.

H ayes,

A s s i s t a n t C a s h ie r .

D ir e c t o r s .—F.

D. Pratt, W. D. Hayes, J .

F.

Goodyear, John T. Lombard, Clement Smith.
Report of
May 5.

Report of
Sept. 20.

Tynans and discounts_______ ___ ________ _ $195,779 63
4,827 98
Overdrafts, secured and unsecured..................
25,000 00
U. S. bonds to secure circulation.......................
TT. S bonds to secure IT. S. deposits__
TTtS bonds on hand
_
_ ..............
Premiums on U. S. bonds...................................
2,500 00
9,975 47
Stocks, securities, etc.......................................
14,500 00
Banking house, furniture and fixtures................
5,000 00
Other real estate and mortgages owned..........
Due from National banks (not reserve agents^ _
Due from State banks and bankers
24,280 78
Due from approved reserve agents...................
334 39
Checks and other cash items.............................
Exchanges for clearing house
_______
130 00
Notes of other National banks..................... .....
36 63
Fractional paper currency, nickels and cents....
8,558 75
Specie........... ........... ........................................
4,272 00
Legal tender notes__________ _______ ___
Redemption fund with U. S. treasurer (5%of cir1,125 00
culation)................................................. .......
Due from U. S. treasurer, other than 5$redempt.ion fund

$189,985 55
28 85
25,000 00

$159,199 82
509 50
25,000 00

$165,847 30
114 85
25,000 00

2,500 00
9,975 47
14,500 00
5,000 00
300 00
29,032 30
716 23
80 00
88 03
9,357 65
6,583 00
1,125 00

2,500 00
33,700 47
14,500 00
3,550 00
19,518 01
323 41
180 00
15 00
10,337 65
4,452 00
1,125 00

2,500 00
36,200 47
14,500 00
3,550 00
1,793 14
5,632 17
1,294 96
500 00
41 65
10,954 75
5,182 00
1,125 00

$296,320 63

$294,272 08

$274,910 86

$274,236 29

$100,000 00
10,000 00
1,233 99
22,500 00
931 38

$100,000 00
10,000 00
2,113 83
22,500 00

$100,000 00
10,000 00
2,578 92
22,500 00
2,092 77

$100,000 00
10,000 00
3,723 27
22,500 00

35,561 61
126,093 65

44,086 49
115,571 76

36,348 87
101,390 30

37.684 31
100,328 71

$296,320 63

$294,272 08

$274,910 86

$274,236 29

Resources.

Totals

....... .................. ..... .....................

Liabilities.
Capital stock paid in.........................................
Surplus fund
...............-........ ..............-.......
Undivided profits, less expenses and taxes paid..
National bank notes outstanding.......................
Due to other National banks
Due to State hanks and bankers
Dividends unpaid
Individual deposits subject to check-.......... .....
Demand certificates of deposit ..................... .
Time certificates of deposit
____ ______
Certified checks
__ _1_______
Cashier’s checks outstanding
United States deposits
Deposits Of U S disbursing officers
Notes and bills rediscounted
Rills payable
______
Inabilities other than those above stated
Totals..................... ...................................

29


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Report of
Feb. 18.

Report of
Dec. 1.

226

STATE BANKING DEPARTMENT
No. 168.
FIRST NATIONAL BANK, HILLSDALE.

F. M.

S tew a r t , P r e s id e n t;

D ir e c t o r s .—H.

B. Waldron,

C. H. W i n c h e s t e r , V ic e P r e s i d e n t ;
W m . P r i d e a u x , A s s i s t a n t C a s h ie r .

C.

Report of
Feb. 18.

Loans and discounts........................
$349,848 77
Overdraft, secured and unsecured...
11.894 03
IJ. S. bonds to secure circulation__
13,750 00
U. S. bonds to secure U. S. deposits.
U. S. bonds on band..........................
Premiums on U. S. bonds.................
Stocks, securities, etc........................
46,100 00
Banking house, furniture and fixtures
5,500 00
Other real estate and mortgages owned............
2,700 00
Due from National banks (not reserve agents)..
15,383 81
Due from State banks and bankers....... ............
63 24
Due from approved reserve agents. ...............
80,907 07
Checks and other cash items...................... .......
3,016 31
Exchanges for clearing house....... ...................
Notes of other National banks .......... ...............
8,680 00
Fractional paper currency, nickels and cents...
42 62
Specie................................................................
37,091 30
Legal tender notes............................................
4,628 00
Redemption fund with U. S. treasurer (5 % of
circulation)...................i...................... .........
618 75
Due from U. S. treasurer, other than5%redemp­
tion fund.........................................................
Totals.
Liabilities.
Capital stock paid in........................................
Surplus fund.....................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..................
Due to other National banks..................... .
Due to State banks and bankers.......
Dividends unpaid........................ .....
Individual deposits subject to check.
Demand certificates of deposit........
Time certificates of deposit.
Certified checks................. .
Cashier’s checks outstanding
United States deposits........
Deposits of U. S. disbursing officers....... .
Notes and bills rediscounted.................
Bills payable.......................................... .
Liabilities other than those above stated.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

S t e w a r t , C a s h ie r ;

H. Winchester, C. E. Lawrence, W. A. Waldron, F. M. Stewart,
H. P. Mead.

Resources.

Totals

C. F.

Report of
May 5.

Report of
Sept. 20.

Report of
Dec. 1.

$358,287 12
8,917 18
13,750 00

$346,093 14
5,410 92
13,750 00

$342,628 30
7,651 24
13,750 00

46,100 00
5,500 00
2,700 00
6,419 09
70,213 54
2,259 62
10,620 00
31 35
35,505 25
5,227 00
618 75

10,500 00
48,100 00
5,500 00
3,225 00
5,367 76
75,097 56
2,955 39
8,818 00
73 17
32,326 25
5,915 00
618 75

10,500 00
52,600 00
5,500 00
4,130 01
6,564 60
271 07
74,448 73
4,418 25
8,530 00
71 45
44,613 00

0,223 90

$566,148 90

$563,750 94

$576,295 40

$55,000 00
30,000 00
22,555 59
9,015 00

$55,000 00
30,000 00
22,323 17
8,355 00

$55,000 00
30,000 00
21,713 81
9,755 00

$55,000 00
30,000 00
21,841 74
11,875 00

3,409 28
125,281 48
334,962 55

4,233 05
97,985 43
348,252 25

4,236 49
94,486 38
348,559 26

131 61
107,43« 34
350,008 71

0,223 90

$566,148 90

$563,750 94

$576,295 40

618 75

227

NATIONAL BANKS OF MICHIGAN
No. 3334.
THE NATIONAL BANK OF HOUGHTON, HOUGHTON.
Z.

W.

W r i g h t , P r e s i d e n t ; J ambs

H.

S b a g b r , V ic e P r e s i d e n t ;

J. H.

R ic e , C a s h ie r ;

J. L.

R ees,

A s s i s t a n t C a s h ie r .

D ir e c t o r s .—R.

R. Goodell, James H. Seager, Z. W. Wright, W. E. Parnall, T. L. Chadbourne. James
B. Cooper, F. McM. Stanton.
Resources.

Report of
Feb. 18.

Report of
May 5.

Report of
¡Sept. 20.

Loans and discounts.... .....................................
Overdrafts, secured and unsecured ...‘.............
TJ. S. bonds to secure circulation______ _____
TT S bonds t,o secure IT. S. deposits _ _
TT. S. bonds on hand ____ ______ ________
Premiums on U. S. bonds___ _____________
Stocks, securities, etc___________________
Banking house, furniture and fixtures...............
Other real estate and mortgages owned............
Due from National banks (not reserve agents)..
Due from State banks and bankers...... .............
T)ue from approved reserve agents__________
Checks and other cash items
Exchanges for clearing house...........................
Notes of other National banks_____________
Fractional paper currency, nickels and cents....
Specie ................... ................... ..... .. ..............
Legal tender notes.. .. ....... .......................
Redemption fund with U. S. treasurer (5%of circulation) ........... ............. ..........................
Due from U. S. treasurer, other than 5%redempt.ion fund
_ .... _________________

$728,404 86
2,322 95
50,000 00

$779,453 89
2,173 82
50,000 00

$996,639 50
2,502 92
50,000 00

$884,565 11
2,508 95
50,000 00

4,500 00
31,800 00
44,344 54
10,000 00
16,906 92
27,180 37
706,773 06
1,495 61
29,000 00
273 20
57,126 80
73,981 00
2,250 00

4,500 00
38,038 75
44,344 54
10,000 00
8,067 14
14,728 31
612,141 54
1,741 39
11,450 00
318 67
66,428 75
78,898 00

27.000 00
4,500 00
68,425 00
44,344 54
10.000 00
29,092 22
31,756 63
744,041 52
854 18
11,530 ÖÖ
265 86
56,272 45
77,590 00
2,250 00

30,900 00
4,560 00
63,738 82
44,344 54
11,500 00
100,497 85
82,925 22
537,460 07
1,815 69
11,525 00
163 92
66,654 95
78,058 00
2,250 00

_________ $1,786,359 31 $1,724,534 80 $1,957,064 82

$1,973,468 12

Totals.......................... .....

Liabilities.
Capital stock paid in............... ........................ $150,000 00
75,000 00
Surplus fund........ ......................................
30,405 37
Undivided profits, less expenses and taxes paid..
33,780 00
National bank notes outstanding.......................
5,133 71
Due to other National banks.............................
6,688 14
Due to State banks and bankers........................
50 00
Dividends unpaid
_________________
Individual deposits subject to check________ 1,437,283 52
47,455 21
Demand certificates of deposit..................... ....
Time certificates of deposit
563 36
Certified checks .......
. ........................ .
Cashier’s checks outstanding...........................
United States deposits
Deposits of TT. S. disbursing officers
Notes and bills rediscounted
Rills payable
Inabilities other than those above stated_

2,250 00

$150,000 00
75,000 00
36,743 96
40,300 00
8,579 96
6,824 80
1,386,372 64
20,713 44

$150,000 00
75,000 00
38,857 90
38,160 00
1,373 43
13,744 18
105 00
1,586,103 05
45,721 26


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$150,000 00
75,000 00
45,553 96
35,820 00
9,997 24
16,765 53
1,593,929 92
46,401 47

8,000 00

Totals....... ............ ..................................... $1,786,359 31 $1,724,534 80 $1,957,064 82
I

Report of
Dec. 1.

$1,973,468 12

228

STATE BANKING DEPARTMENT
No. 3806.
FIRST NATIONAL BANK, IRON MOUNTAIN.
W . S. L a in g , P r e s i d e n t ; E. F. B r o w n , V ic e P r e s i d e n t ; C h a r l e s E w in g , C a s h ie r .

S. Laing, J. D. Cameron, J. Perkins, Samuel Perkins, W . H . Scandling, E. F. Brown,
Alfred Couse, J. H. Cundy, Sr., F. A. Janson* Wm. Bigelow, I. K. Hamilton, F. P. Judson.

D i r e c t o r r —W .

Report of
Feb. 18.

Report of
May 5.

Report of
Sept. 20.

$163,526 08
15,000 00

$175,805 63
15,000 00

$188,131 74
15,000 OO

3,000 (X)
9,470 10
10,000 00
18,889 05
3,781 92
167 83
20,396 65
163 65
1,400 00
80 58
11,375 35
9,600 00
675 00

3,000 00
5,630 10
10,000 00
. 18,422 95
191 70
17 28
31,681 98
133 32
1,410 00
120 66
10,083 55
9,500 00
675 00

5.000 00
6,910 10
10.000 OO
18,322 95
6 (X)
51 OO
22,039 71
163 10
3,100 00
184 09
15,178 95
14,500 OO
675 (XI

$237,300 82

$267,526 21

$281,672 17

$297,262 73

Capital stock paid in......................................... ' $50,000 00
Surplus fund.................... ....... .......... ............
12,000 00
792 49
Undivided profits less expenses and taxes paid...
13,500 00
National bank notes outstanding..._________
131 50
Due to other National banks....... .......... .........
Due to State banks and bankers........................
106 14
Dividends unpaid. .........................................
Individual deposits subject to check.................
144,382 32
Demand certificates of deposit .........................
16,388 37
Time certificates of deposit.............................
Reserved for taxes............................................
Certified checks............. ........: ........................
Cashier’s checks outstanding.............................
United States deposits.......... ............................
Deposits of U. S. disbursing officers........... .......
Notes and bills rediscounted... ............ .........
Bills payable.
..............
.......................
Liabilities other than those above stated..........

$50,000 00
12,000 «0
2,314 05
13,500 00

$50,000 00
12,000 00
4,070 56
13,500 00
»
699 15
384 25
497 21
170,423 29
183,331 40
18,791 66
17,178 31

$50,000 00
12,000 00
3,155 99
13,500 OO
272 00
246 23
200,281 48
16,748 53

308 50
200 00

1,058 50

$281,672 17

$297,262 73

Resources.

Loans and discounts.......................................... $144,074 55
Overdrafts, secured and unsecured..................
15 56
U. S. bonds to secure circulation_____ _ ___
15,000 00
TJ. S. bonds to secure U. S. deposits..................
U. S. bonds on band...........................................
Premiums on U. S. bonds __
3,000 00
Stocks, securities, etc........ . ...........................
8,700 00
10,000 00
Banking bouse, furniture and fixtures________
18,873 80
Other real estate and mortgages owned..........
700 30
Due from National banks (not reserve agents)..
60 86
Due from State banks and bankers.................
12,878 48
Due from approved reserve agents................. ..
137 35
Checks and other cash items....................... .....
Exchanges for clearing house....... ............... .
Notes of other National banks..... ..................
1,190 00
78 00
Fractional paper currency, nickels and cents...
11,136 92
Specie.. ................. ......... ......... ....................
Legal tender notes.......... ................................
10,780 00
Redemption fund with U. S. treasurer (5 % of
circulation).................................. ...... .......
675 00
Due from U. S. treasurer, other than 5 % redemp­
tion fund....... .......... .....................................
Totals

...........................

.......

Report of
Dec. 1.

Liabilities.

Totals...........................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$237,300 82

$267,526 21

i

229

NATIONAL BANKS OF MICHIGAN
No. 3971.
FIRST NATIONAL BANK. IRONWOOD.

E. D. N e l s o n , P r e s i d e n t ; F. F e h r , V ic e P r e s i d e n t ; H. F. J a h n , C a s h i e r ; E. T. L a r s o n , A s s i s t a n t
C a s h ie r .

D ir e c t o r s .—E.

D. Nelson, William Nast, Fred Fehr, H. F. Jahn, J. A. Tederstrom.

Resources.
Loans and discounts...........................................
Overdrafts, secured and unsecured..................
U. S. bonds to secure circulation .....................
U. S. bonds to secure U. S. deposits .
U. S. bonds on hand....................... .................. .
Premiums on U. S. bonds......................... .......
Stocks, securities, etc.... ......................... . _
Banking house, furniture and fixtures...............
Other real estate and mortgages owned..........
Due from National banks (not reserve agents)
Due from State banks and bankers.................
Due from approved reserved agents.................
Checks and other cash items........ .....................
Exchanges for clearing house......................... .
Notes of other National banks .....................
Fractional paper currency, nickels and cents...
Specie................................................................
Legal tender notes..........
........................
Redemption fund with IT. S. treasurer (5# of cir­
culation)...................... ..................................
Due from U. S. treasurer, other than 5((redemp­
tion fund........................ ................................
Totals..._________ ________ ______ ___
Liabilities.
Capital stock paid in.........................................
....
Surplus fund.........................................
Undivided profits, less expenses and taxes paid..
National bank notes outstanding......................
Due to otherNational banks..............................
Due to State banks and bankers.......................
Dividends unpaid........................... ....................
Individual deposits subject to check.................
Demand certificates of deposit.............. ..........
Time certificates of deposit .
Certified checks. _
. .................
Cashier’s checks outstanding............................
United States deposits_____ ___ ____ _____
Deposits of U. S. disbursing officers.............. ....
Notes and bills rediscounted- .
Bills payable......................................... ...........
Liabilities other than those above stated . .
Totals..........___________ _____ ______


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Report of
Feb. 18.

Report of
May 5.

$69,369 18
4,480 07
12,500 00

$71,250 87
2,933 23
12,500 00

1.000 ÖÖ
29.000 00
4,000 00
1,438 47
3,227 09
22,576 86
3,279 18
7,420 00
102 98
7,975 00

Report of
Sept. 20.

Report of
Dec. 1.

$82,046 12
5,718 00
12,500 00

$82,875 92
7,140 77
12,500 00

1,000 00
29,000 (X)
4,000 00
1,438 47
2,450 86
2,500 00
33,336 20
2,159 73
12,000 00
84 40
7,300 00

1,000 00
29,000 00
4,000 00
1,438 47
2,885 57
23,546 83
5,098 23
11,300 00
91 26
8,550 00

1,000 00
29,000 00
4,000 00
1,438 47
2,945 79
30,797 34
6,067 46
20,498 00
408 08
7,050 00

562 50

562 50

562 50

562 50

$166,931 33

$182,516 26

$187,736 98

$206,284 33

$50,000 00
5,500 00
133 88
11,250 00

$50,000 00
5,500 00
152 14
11,250 00

$50,000 00
5,500 00
1,620 66
11,250 00

$50,000 00
5,500 00
2,153 58
11,250 00

37,749 33
47.334 71
77,864 79 1 72,031 61

61,433 43
75,947 32

•

29,277 17
70,770 28

$166,931 33

$182,516 26

$187,736 98

$206,284 33

230

STATE BANKING DEPARTMENT
No. 3095.
ISHPEMING NATIONAL BANK, ISHPEMING.
C. H. Hall,

P r e s id e n t; A .

B. Miner ,

C a sh ie r;

C. H. Moss,

A s s i s t a n t C a s h ie r .

Directors.—A. B. Miner, C. H. Hall, John McEneroe, Donald McVichie, M. M. Duncan, James
ClancejvC. H. Moss.
Resources.

Report of
May 5.

Report of
Sept. 20.

$372,636 79
1,145 50
12,500 00
50.000 00
3,000 00
6,670 00
12,479 42
29.000 00

$456,026 92
1,092 07
12,500 00
50.000 00
3,000 00
6,550 00
13,088 10
29.000 00

$460,527 48
1,353 41
12,500 00
50.000 00
3,000 00
6,550 00
13,028 10
29.000 09

2,723 06
3,913 55
83,192 69
* 920 32
2,844 00
84 48
38,200 00
14,000 00
562 50

1,983 41
2,863 57
46,335 74
232 77
2,447 00
226 13
36,980 00
4,000 00
562 50

4,684 42
3,513 07
32,831 94
901 58
2,507 09
231 68
39,560 09
9,000 00
562 59

$576,202 42

$633,872 31

$666.888 21

$669,751 13

$50,000 00
50,000 00
1,588 08
10,610 00

$50,000 00
50,000 00
5,292 72
10,950 00

9,308 99
398,010 69
6,684 66

2,582 54
459,129 95
5,917 10

$50,000 00
50,000 00
3,439 43
10,750 00
4,694 19
4,393 40
487,181 26
6,429 93

$50,000 09
50,000 00
7,556 12
11,250 09
816 96
30,994 99
461,834 21
7,298 94

49,818 26
181 74

49,970 43
29 57

49,682 59
317 41

49,973 73
26 27

$576,202 42

$633,872 31

$666,888 21

$669,751 13

Report of
Feb. 18.

Loans and discounts........................................... $361,043 18
1,276 97
Overdrafts, secured and unsecured.... ............
12,500 00
U. S. bonds to secure circulation.....................
50.000 00
U. S. bonds to secure U. S. deposits................
•
3,000 00
U. S. bonds on hajid.........................................
6,670 00
Premiums on U. S. bonds ..............................
11,979 42
Stocks, securities, etc._............. . . . ...................
29.000 00
Banking house, furniture and fixtures..............
Other real estate and mortgages owned...........
7,115 32
Due from national banks (not reserve agents).__
1,097 98
Due from state banks and bankers....................
72,548 16
Due from approved reserve agents.........-........
2,057 73
Checks and other cash items....... .....................
Exchanges for clearing house...........................
940 00
Notes of other national banks...........................
51 16
Fractional paper currency, nickels and cents...
22,360 00
Specie............................................... ...............
4,000 00
Legal tender notes................. .................__......
Redemption fund with U. S. treasurer (5% of circulation) ........................ ................... ............
562 50
Due from U. S. treasurer, other than 5% redemp­
tion fund...................................................
Totals................. ............. ................... .......
Liabilities.
Capital stock paid in ......................................
...
Surplus fund
................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding__________
Due to other national banks............. ...............
Due to state banks and bankers... ________
Dividends unpaid...............................................
Individual deposits subject to check ..............
Demand certificates of deposit.......... . ............
Time certificates of deposit
........................
Certified checks_______________ _______
Cashier’s checks outstanding
....................
United States deposits.-........................ ..........
Deposits of U. S. disbursing officers............. ....
Notes and bills rediscounted..............................
Bills pavable
.
. __
Liabilities other than those above stated ___
Totals

..................................... ......... ....


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Report of
Dec. 1.

231

NATIONAL BANKS OF MICHIGAN
No. 1533.
PEOPLE’S NATIONAL BANK, JACKSON.
W. R.

R e y n o l d s , P r e s i d e n t ; B. M. De L a m a t e r , V ic e P r e s i d e n t ; F. H. H e l m e r , C a s h i e r ; G. V.
D e a r i n g , A s s i s t a n t C a s h i e r ; J o h n O’B r i e n , M a n a g e r .

D ir e c t o r s .—F.

H. Helmer, W. R. Reynolds, B. M. DeLamater, John O’Brien, E. B. Clarkson,
G. A. W. Dodge, E. W. Barber.
Resources.

Report of
Feb. 18.

Report of
May 5.

Report of
Sept. 20.

Report of
Dec. 1.

Loans and discounts .........................................
Overdrafts, secured and unsecured..................
U. S. bonds to secure circulation.. . ...............
U. S. bonds to secure U. S. deposits..................
U. S. bonds on hand...........................................
Premiums on U. S. bonds..................................
Stocks, securities, etc........................................
Furniture and fixtures ....................................
Other real estate and mortgages owned...........
Due from National banks (not reserve agents)..
Due from State banks and bankers........... .
Due from approved reserve agents... ...............
Checks and other cash items ...........................
Exchanges for clearing house...................... .
Notes of other National banks....... ..................
Fractional paper currency, nickels and cents__
Specie...............................................................
Legal tender n otes................. ........ ................
Redemption fund with U. S. treasurer (5%of cir­
culation)..................................................... ....
Due from U. S. treasurer, other than 5%redemption fund..... ......... ..........................................

$315,038 87
1,112 10
25,000 00

$320,986 66
1,925 10
25,000 00

$350,872 65
2,163 57
25,000 00

’$344,274 03
2,243 69
25,000 00

31,670 00
2,000 00
17.476 77
120,190 37
20 59
2,652 48
7,940 00
169 28
24,236 60
10,752 00
1,125 00
400 00

35,556 11
2,000 00
16,661 10
800 00
94,521 56
96 47
4,739 70
7,815 00
61 62
24,057 75
12,625 00
1,125 00
300 00

25,000 00
34,345 00
2,375 00
16,549 61
88 75
14,270 00
385 75
3,271 99
5,480 00
40 59
25,354 45
10,402 00
1,125 00

25,000 00
34,345 00
2,375 00
'16,531 39
800 00
51,841 62
880 46
4,400 08
4,520 00
64 91
32,898 75
11,121 0J
1,125 00

$559,784 06

$548,271 07

$516,724 36

$557,420 93

$100,000 00
20,188 20
6,597 89
22,500 00

$100,000 00
20,188 20
7,034 68
22,500 00

$100,000 00
20,188 20
8,474 02
22,500 00

$100,000 00
20,188 20
7,738 04
22,500 00

234 50
191,222 29
35,798 39
183,142 79
100 00

150,053 99
33,501 74
214,946 46
46 00

117,850 50
44,423 25
203,288 39

153,359 65
253,635 04

$559,784 06

$548,271 07

$516,724 36

$557,420 93

Totals.............. ........ .................................
Liabilities.
Capital stock paid in.........................................
Surplus fund..._____ ______ _________ ___ _
Undivided profits, less expenses and taxes paid..
National bank notes outstanding .....................
Due to other National banks.... ............. ..... .
Due to State banks and bankers .....................
Dividends unpaid....... ............ .. .................
Individual deposits subject to check................
Demand certificates of deposit............... .........
Time certificates of deposit.............................
Certified checks
.
...............................
Cashier’s checks outstanding............................
United States deposits................................... .
Deposits of U. S. disbursing officers- .... ........
Notes and bills rediscounted........ ....................
Bills payable............. ........
Liabilities other than those above stated........ .
Totals..................... ...................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

232

STATE BANKING DEPARTMENT
No. 191.
THE FIRST NATIONAL BANK, KALAMAZOO.
L. M.

D i r e c t o r s .—J.

Ga t e s , P r e s i d e n t ;

J. W.

Os b o r n , V ic e P r e s i d e n t ;

R o w l e y , C a s h ie r .

W. Osborn, J. A. Pitkin, F. N. Rowley, L. M. Gates, J. B. Wyckoff, William Dunkin,
J. D. McCalmont, Homer Manvel, F. M. Clark.
Resources.

Report of
* Feb. 18.

Loans and discounts.................... _..................
$304,464 24
Overdrafts, secured and unsecured...................
U. S. bonds to secure circulation......................
U. S. bonds to secure U. S. deposits..................
S tocks and bonds........................ ........ ..............
145,785 33
U. S. bonds on hand..........................................
Premiums on U. S. bonds..... .............................
Stocks, securities etc........................................
Banking house, furniture and fixtures................
Other real estate and mortgages owned............
46,125 20
Due from National banks (not reserve agents)..
Due from State banks and bankers........... ........
Due from approved reserve agents....................
Due from banks and cash...................................
170,480 69
Checks and other cash items............................
Exchanges for clearing house______ ______ _
Notes of other National banks................... .......
Fractional paper currency, nickels and cents ...
Specie..................................... ....................
Legal tender notes............................................
Redemption fund with U. S. treasurer (5 % of
circulation)..................................................
1,575 00
Due from TJ. S. treasurer, other than5% redemp­
tion fund........................................................
Totals.................... ....................................
Liabilities.
Capital stock paid in............................... ..
Surplus fund............................................
Surplus and profits.........................................
Undivided profits less expenses and taxes paid
National bank notes outstanding.............T........
Due to other National banks.............................
Due to State banks and bankers........................
Circulation....... ................................................
Dividends unpaid...............................................
Individual deposits subject to check........ ........
Demand certificates of deposit.........................
Time certificates of deposit...........................
Deposits................ .........................................
Certified checks........................................
Cashier's checks outstanding.............................
United States deposits......................................
Deposits of U. S. disbursing officers....... ..........
Notes and bills rediscounted...................
Bills payable__________ ___ ______ ____ _
Liabilities other than those above stated..........
Totals..........................................................
* Reports received condensed as above


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

F. N.

Report of
* May 5.

Report of
* Sept. 20.

Report of
Dec. 1.

$332,866 56

$342,701 57

145,785 33

158,055 33

44,679 20

50,112 00

213,152 58

242,424 13

1,575 00

1,575 00

2,465 85
1,397 00
787 95
18,441 50
32.600 00
1,575 00

$668,430 46

$738,058 67

$794,868 03

$734,480 44

$100,000 00
114,416 29

$100,000 00
117,012 48

$100,000 00
114,925 55

$100,000 00
100,000 00
10,830 96
31,500 00

31,500 00

31,500 00

31,500 00

422,514 17

489,546 19

548,442 48

$668,430 46

$738,058 67

$794,868 03

$326,551 65
2,681 28
35,000 00
42,920 00
5,397 50
101,950 33
19,000 00
29,352 53
180 69
114,179 16

2,958 00
140,640 70
348,550 78

$734,480 44

233

NATIONAL BANKS OF MICHIGAN
No. 3210.
CITY NATIONAL BANK, KALAMAZOO.
E. C. D a y t o n , P r e s i d e n t ; C. A. P e c k , V ic e P r e s i d e n t ; W . R. B e e b e , C a s h ie r .
D ir e c t o r s .—O.

M. Allen, W. S. Dewing, D. Boudeman, E. C. Dayton, C. A. Peck, James Monroe,
N. B. Hoyt, J. M. Snook, G. L. Gilkey.
Resources.

Loans and discounts................... ......................
■Overdrafts secured and unsecured____ ____
TT R. bonds to secure circulation.....................
Revenue stamps
___ *__
TT. Sv bonds on han d .........................................
Premiums on TT. S. bonds.................................
c%toe.ks securities etc
Ranking house, furniture and fixtures...............
Other real estate and mortgages owned-------Rue from national banks (not reserve agents)
XXie from state banks and bankers
Due from approved reserve agents_________
Checks and other cash items..........................
FiXchanges for clearing house
Notes of other national hanks... ............ .........
Fractional paper currency, nickels and cents...
Specie
.. .................................................
Legal tender notes. ____________ ______
Redemption fund with U. S. treasurer (5% of cirdilation)
_ _____________________
Due from U. S. treasurer, other than 5%redemption fund
Totals

....................................................

Liabilities.
•Capital stock paid in........................................
Surplus fund__________________________
Undivided profits, less expenses and taxes paid“National bank notes outstanding____ ____
pine to other national hanks
One to state banks and bankers
•
Rividends unpaid
Tndividua.l deposits subject to check._______
Demand certificates of deposit........................
•mime certificates of deposit
Certified checks
Rashier’s checks outstanding
TTnited States deposits
OepositS of TT S disbursing officers
Notes and bills rediscounted
Rills payable
Liabilities other tha^n those a,hove stated
Totals

............. ..........................

30


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Report of
Dec. 1.

Report of
Feb. 18.

Report of
May 5.

Report of
Sept. 20.

$460,132 89
2,243 74
32,000 00

$472,549 61
1,030 93
52,000 00

20,500 00
8,975 50
4,777 50
1,220 74

500 00
8,975 50
4,777 50
1,220 74

$464,803 37
3,981 73
52,000 00
349 25
5,500 00
8,975 50
148 21
4,777 50
1,220 74

110,154 29
5,011 45
672 00
234 62
19,494 25
26,700 00
1,440 00

89,740 41
4,574 59
1,291 00
90 19
16,101 75
34,050 00
2,340 00

122,608 89
3,865 21
1,254 00
214 43
24,706 25
27,050 00
2,340 00

$494,864 40
1,618 84
52,000 00
270 64
5,500 00
8,975 50
7,148 21
4,777 50
1,220 74
166 61
123,115 66
3,449 86
2,982 00
253 25
23,917 00
25,550 00
2,340 00

$693,556 98

$689,242 22

$723,795 08

$758,150 21

$125,000 00
62,500 00
11,240 54
28,200 00
621 83

$125,000 00
62,500 00
15,226 01
28,800 00

$125,000 00
62,500 00
15,538 67
28,800 00
447 26

$125,000 00
62,500 00
18,054 01
28,800 00

80 00
171,131 41
294,783 20

525 24
80 00
136,648 69
320,462 28

142,331 67
349,177 48

160,219 02
363,577 18

$693,556 98

$689,242 22

$723,795 08

$758,150 21

234

STATE BANKING DEPARTMENT
No. 3211.
KALAMAZOO NATIONAL BANK, KALAMAZOO.
E. J.

P h e lps, P r e s id e n t;

M. J.

B ig e l o w , V ic e P r e s i d e n t ;

E. P.

S u m p t io n , C a s h ie r .

D ir e c t o b s .—Melville

J. Bigelow, Samuel A. Gibson, Bernhard L. Desenberg, John Den Bleyker
Elbert S. Roos, Albert S. White, J. Wilfred Thompson, Edwin J. Phelps, Horace Prentice H H
Everard, M, D. Woodford.
Resources.

Report of
Feb. 18.

Report of
May 5.

Loans and discounts..........................
Overdrafts, secured and unsecured..
U. S. bonds to secure circulation.....
U. S. bonds to secure U. S. deposits..
U. S. bonds on hand......................... __
Premiums on U. S. bonds................
Stocks, securities, etc.......................
Banking house, furniture and fixtures.
Other real estate and mortgages owned..........
Due from National banks (not reserve agents).
Due from State banks and bankers..................
Due from approved reserve agents..................
Checks and other cash items..................
Exchanges for clearing house................
Notes of other National banks.............. ...........
Fractional paper currency, nickels and cents__
Specie.................... ....................................
Legal tender notes............................ ......
Redemption fund with U. S. treasurer (5 of
circulation)....................................... .....
Due from U. S. treasurer, other than 5 % redemp­
tion fund........ ...........................

$447.842 68
1,869 68
50,000 00

$460,626 97
1,737 76
50,000 00

2.500 00
5,312 00
2.500 00
18,101 77

2.500 00
5,312 00
2.500 00
18,065 11
23,177 26
74,052 46
4,598 21
2,613 00
265 05
29,875 40
37,000 00
2,250 00

2.250 00
5,312 00
2.250 00
17,773 36
20,139 26
91,532 26
8,075 63
1,350 00
222 82
28,942 71
37,550 00
2,250 00

2.250 00
5,312 00'
2.250 0017,764 20'
23,077 02
14,275 4386,040 59
8,224 94
4,050 OO
234 11
32,897 9539,578 OO
2,250 OO

¡,878 50

6714,673 22

$747,109 12

$771,026 90

$150,000 00
50.000 00
14,462 48
45.000 00

$150,000 00
50.000 00
17,838 04
45.000 00

$150,000 00
50.000 00
14,962 07
45.000 00

$150,000 00
50.000 00
19,084 50
45.000 OO

7,321 30
315 00
126,773 92
300.005 80

6,208 64
40 00
130,424 27
315,114 65

7,803 38
440 00
128,250 96
350,652 71

5,322 21
90 OO
142,122 70
359,382 31

¡,878 50

$714,673 22

747,109 12

71,026 90

Totals.
Liabilities.
Capital stock paid in............................
Surplus fund.....................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding.......................
Due to other National banks.... .........................
Due to State banks and bankers.......
Dividends unpaid....... .......................
Individual deposits subject to check.
Demand certificates of deposit____
Time certificates of deposit..
Certified checks....... ............
Cashier’s checks outstanding.
United States deposits..........
Deposits of United States disbursing officers.
Notes and bills rediscounted.......... ..............
Bills payable............. ....................................
Liabilities other than those above stated___
Totals


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

93,147 22
3,896 30
184 00
309 85
36,805 00
28,300 00
2,250 00
860 00

100 00

Report of
Sept. 20.
477,329 03
2,032 05
50,000 00
100 00

Report of
Dec. 1.
479,916 84
2,705 "82
50,000 Ob'
200 00

235

NATIONAL BANKS OP MICHIGAN

•

No. 1359.

*

MICHIGAN NATIONAL BANK, KALAMAZOO.
J. W . T a y l o r , P r e s i d e n t ; E. W o o d b u r y , V ic e P r e s i d e n t ; A l b e r t H e n r y , C a s h ie r .
D i r e c t o r s .—H.

Bishop, W.

G.

Pattison, E. Woodbury, A. M. Stearns, I. A. Ransom, J. W. Taylor,.
John J. Knight.

Resources.

Report of
Feb. 18.

Report of
May 5.
*

Report of
Sept. 20.

Loans and discounts....................._..............
Overdrafts, secured and unsecured.._______
U. S. bonds to secure circulation__________
U. S. bonds to secure U. S. deposits.................
U. S. bonds on hand.........................................
Premiums on U. S. bonds............................ .....
Stocks, securities, etc.... ................... .............
Banking house, furniture and fixtures...............
Other real estate and mortgages owned........ __
Due from national banks (not reserve agents)...
Due from state banks and bankers_
Due from approved reserve agents..................
Checks and other cash items.............................
Exchanges for clearing house ..........................
Notes of other national banks....... . ...............
Fractional paper currency, nickels and cents...
Specie
Legal tender notes............................................
Redemption fund with U. S. treasurer (5$ of cir­
culation) ................................... ......... ..........
Due from U. S. treasurer, other than redemp­
tion fund____

$431,599 60
1,754 13
50,000 00

$415,088 87
2,787 55
50,000 00

$465,195 70
936 22
50,000 00

$462,610 59'
2,420 84
50,000 00

12,350 00
23,200 00
16,000 00
11,852 31
3,785 04
79,182 02
1,361 45
3,589 00
124 60
60,497 67
6,600 00
2,250 00
650 00

12,350 00
28,200 00
16,000 00
11,763 21
5,616 56
10,000 00
76,900 83
2,118 35
1,631 00
27 61
64,821 72
8,534 00
2,250 00

12,350 00
28,200 00
16,000 00
11,688 54
4,168 25
70,884 14
632 61
2,597 00
100 78
58,994 32
8,750 00
2,250 00

12,350 00
28,200 00
16,000 00
11,616 52
23,783 15
89,973 88
1,677 97
2,502 00
87 48
58,121 85
8,016 00
• 2,250 00

Totals.........................................................

$704,795 82

$708,089 70

$732,747 56

$769,610 28

$100,000 00
100,000 00
18,743 03
45,000 00

$100,000 00
100,000 00
21,440 27
45,000 00

$100,000 00
100,000 00
19,118 67
45,000 00

$100,000 00
100,000 00
15,208 02
45,000 00

180 00
116,915 01
323,957 78

124,479 40
317,170 03

696 00
125,616 60
342,316 29

3,-576 00
146,881 08
358,945
18
«

$704,795 82

$708,089 70

Liabilities.
Capital stock paid in......................................._
Surplus fund....... ............ .................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding.....................
Due to other national banks .................... ....
Due to state banks and bankers .......... .........
D iv id en d s u n p a id
Individual deposits subject to check___ ____
Demand certificates of deposit.........................

Report of
Dec. 1.

T im e c e r tif ic a te s o f d e p o sit

Certified checks

C a s h ie r’s c h e c k s o u ts ta n d in g
U n ite d S t a t e s d e p o sits
D e p o sits o f IT. S. d isb u rsin g officers
N o te s a n d bills re d is c o u n te d
Rills p a v a b le
In a b ilitie s o th e r th a n th o s e a b o v e s ta t e d

Totals .....................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$732,747 56 ^ $769,610 28-

236

STATE BANKING DEPARTMENT
No. 3948.
FIRST NATIONAL BANK OF LAKE LINDEN, LAKE LINDEN.
J o s e p h B o sc h , P r e s i d e n t ; C h as . S m i t h , V ic e P r e s i d e n t ; J n o . E. J o n e s , C a s h ie r .

D ir e c t o r s .—J.

Bosch,

C.

Smith,

E. L.

Wright, F.

E.

Fletcher, J.

Jones, Fred Smith, John Daniell.

Report of
May 5.

Report of
Sept. 20.

Roans and discounts.................... ............-........ $354,950 95
990 23
■Overdrafts, secured and unsecured.............. - 25,000 00
V . S. bonds to secure circulation....................
U. S. bonds to secure U. S. deposits..................
TT. S. bonds on hand_______________'______
2,500 00
Premiums onU S. bonds..................................
45,115 62
Stocks, securities, etc........................................
12,025 75
Banking house, furniture and fixtures................
6,524 66
►Other real estate and mortgages owned............
Due from National banks (not reserve agents) -.
41,764 40
Due from State banks and bankers...................
89,545 57
Due from approved reserve agents...................
407 79
Checks and other cash items..............................
Exchanges for clearing house ............ ............
1,358 00
Notes of other National banks........ ..................
279 75
Fractional paper currency, nickels and cents__
42,502 00
Specie................................................................
20,070 00
Legal tender notes...........................................
Redemption fund with U. S. treasurer (5 % of
1,125 00
circulation)_________ ________ ________
Due from U. S. treasurer, other than5% redemp­
tion fund

$377,032 96
430 21
25,000 00

$424,357 64
305 72
25,000 00

2,500 00
45,114 00
12,025 75
5,740 44
9,141 53
8,237 13
72,979 31
93 74
3,688 00
116 94
48,543 20
25,750 00
1,125 00

25,000 00
2,500 00
59,679 72
12,025 75
3,293 66
10,707 09
4,590 08
58,066 20
2,418 02
2,135 00
128 21
42,282 15
18,500 00
1,125 00

$644,159 72

$637,518 21

$692,114 24

$791,300 36

$100,000 00
50,000 00
2,323 12
22,500 00
8,318 47
1,505 20
459,230 73
21 62

$100,000 00
50,000 00
4,163 44
22,100 00
376 77
1,581 28
458,366 87
669 27

$100,000 00
50,000 00
3,403 05
22,500 00
1,882 21
15,824 17
498,087 06
157 17

$100,000 00
50.000 00
6,719 27
22.000 00
1,643 64
331 32
609,158 93
247 75

260 58

260 58

260 58

1,199 45

$644,159 72

$637,518 21

$692,114 24

$791,300 36

Resources.

Totals..........................................................
Liabilities.
Capital stock paid in...........................................
Surplu s fund............................................ .........
Undivided profits less expenses and taxes paid...
National bank notes outstanding.......................
Due to other National banks..................... ........
Due to State banks and bankers........................
Dividends unpaid.................
...
............
Individual deposits subject to check.................
Demand certificates of deposit........................ .
Time*certificates of deposit............... .............
Certified checks........ .*.....................................
Cashier's checks outstanding.......... ............
United States deposits...........................
Deposits of U. S. disbursing officers...................
Notes and bills rediscounted.............. ..... .......
Bills pavable.. .......... ....................... .................
Liabilities other than those above stated..........
Totals.............................. ........................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Report of
Feb. J8.

E.

Report of
Dec. 1.
$338,614 32
2,050 56
50,000 00
2,500 00
62,149 68
12,025 75
2,653 24
14,332 79
144,754 88
78,976 40
864 39
3,604 00
126 60
52,947 75
22,950 00
2,250 00
500 00

237

NATIONAL BANKS OF MICHIGAN
No. 3513.

CITY NATIONAL BANK, LANSING.
E. W . S p a r r o w , P r e s i d e n t ; E. F . C o o l e y , V ic e P r e s i d e n t ; B. F. D a v is , C a s h i e r ; F. J. H o p k in s ,
A s s i s t a n t C a s h ie r .

W. Sparrow, E. F. Cooley, F. Shubel, A. A. Nichols, B. F. Davis, L.
Jacob Stahl.

Loans and discounts..........................
Overdrafts, secured and unsecured__
U. S. bonds to secure circulation......
U. S. bonds to secure U. S. deposits.
U. S. bonds on hand...........................
Premiums on U, S. bonds....................
Stocks, securities, etc........................
Banking house, furniture and flxtures.
Other real estate and mortgages owned.......
Due from national banks (not reserve agents).
Due from state banks and bankers................
Due from approved reserve agents....... ........
Checks and other cash items..........................
Cash and due from banks...............................
Exchanges for clearing house........................
Notes of other national banks.....................
Fractional paper currency, nickels and cents.
SpecieLegal tender notes...........................................
Redemption fund with U. S. treasurer (5# of cir­
culation)............................................. ...........
Due from U. S. treasurer, other than 5% redemp­
tion fund........................................ ............
Totals.
Liabilities.
Capital stock paid in.....................................
Surplus fund.... .............................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding.............. .
Due to other national banks..........................
Due to state banks and bankers___
Dividends unpaid................................
Deposits.......... .................................
Individual deposits subject to check.
Demand certificates of deposit..........
Time certificates of deposit..
Certified checks....................
Cashier’s checks outstanding.
United States deposits........
Deposits of U. S. disbursing officers.........
Notes and bills rediscounted....................
Bills payable..............................................
Liabilities other than those above stated.
Totals.
* Report received condensed as above.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Report of
* Feb. 18.
$276,372 86
1,121 28
100,000 00

9,000 00
29,050 15
42,000 00

214,439 28

Blood,

Report of
May 5.

Report of
Sept. 20.

Report of
Dec. 1.

$286,793 02
2,071 05

$270,616 00
753 97

$317,102
442

100,000 00

100,000 00
1,000 00

100,000
1,000

: 8§a3

Resources.

C.

§88

Di r e c t o r s .—E.

9,000 00
9,475 00
42,000 00
19,575 15
11,507 14
209,170 92
2,412 47

8,540 00
51,695 00
42,000 00
19,575 15
8,440 72
235,407 96
3,380 17

8,540
51,695
42,000 0019,575 15
9,538 88
172,162 52
8,655 1»

4,852 00
478 33
35,541 20

13,884 00
238 03
33,579 55
15,000 00
4,500 00
400 00

8,454 00
335 26
35,136 90

$789,137 47

6,000 00

10,000 00'

4,500 00

4,500 00

376,483 57

$743,376 28

$809,010 55

$ 100,000 00

$ 100,000 00

100,000 00>

332,174 20
178,460 98

420 00
373,803 98
201,970 95

357,219 82
198,614 5»

$743,376 28

$809,010 55

$789,137 47

$100,000 00

25,000 00
15,541 49

86,020 00

449,922

$676,483 57

25,000 00
18,081 10
89,170 00

25,000 00
19,145 62
88,670 00

4,500 00>

25,000 OO
23,020 29
84,270 OO

238

STATE BANKING DEPARTMENT
No. 1731.
FIRST. NATIONAL BANK, LAPEER.

H orace

D.

R ood , P r e s i d e n t ; E d m u n d B r o w n e l u , V ic e P r e s i d e n t ; C. G. W h i t e , C a s h i e r ; J . R.
J o h n s o n , A s s i s t a n t C a s h ie r .

D ir e c t o r s . —H. K. White,

H. D. Rood, S. R. White, Ripley White, C. G. White, E. Brownell, G. W. Rood.
Report of
Feb. 18.

Report of
May 5.

Report of
Sept. 20.

Loans and. discounts.......... ............ ............... ...
Overdrafts, secured and unsecured-........ ........
U. S. bonds to secure circulation.......... ............
TT S b o n d s to s e c u re TT. R. d e p o sits .
IT R. b o n d s on hand
__ __________
P re m iu m s on TT. R b o n d s
Stocks, securities etc....... ........ ............ ...........
Banking house, furniture and fixtures................
Other real estate and mortgages owned _____

$311,74« 72
4,447 30
25,500 00

$323,791 21
4,014 60
25,500 00

$345,783 72
8,389 53
25,500 00

$351,157 40
5,493 22
25,500 00

500 00
3,000 00
24,735 59

500 00
3,000 00
24,735 59

500 00
3,000 00
25,135 59

500 00
3,000 00
24,973 78

Due from approved reserve agents__ ___ ___
Checks and other cash items........ _.................
"R yphan^es fo r c le a rin g h o u se
Notes of other National banks_____
Fractional paper currency, nickels and cents...
Specie..............................................................
Legal tender notes.................................. .......
Redemption fund with TT. S. treasurer (5 % of
circulation)................. ...................................
Due from IT. S. treasurer, other than5 % redemp-

100,138 32
1,630 29
3.000 00
75 02
27,345 00
3.000 00
1,147 50

95,399 15
2,362 27
1,080 00
111 24
22,200 00
1,249 00
1,147 50

59,561 74
2,675 13
300 00
140 57
23,600 00
346 00
*
1,147 50

53,420 74
1,864 27
2,000 00
102 98
26,500 00
2,527 00
1,147 50

Totals___ _____ _________ ___ ______

$506,265 74

$505,090 56

$496,079 78

$498,186 89

$75,000 00
25,000 00
69,619 44
19,637 50

$75.000 00
25.000 00
70.828 45
18,877 50

$75,000 00
25,000 00
70,165 82
20,997 50

$75,000 00
25,000 00
71,878 12
19,997 50

21,279 76
93,362 39
202,366 65

8,974 86
108,080 88
198,328 87

15,139 17
91,981 66
197,795 63

22,366 64
88,502 22
195,442 41

$506,265 74

$505,090 56

$496,079 78

$498,186 89

Resources.

D ue from N a tio n a l b a n k s (n o t re s e r v e a g e n ts)
D ue fro m S t a t e b a n k s and b a n k e r s

Report of
Dec. 1.

t.ion fund

Liabilities.
Capital stock paid in.........................................
Surplus fund .......................... ........ ..................
Undivided profits less expenses and taxes paid...
National bank notes outstanding___ _______
Due to other National banks
Due to State banks and bankers__ ___ _ __
D iv id en d s u n p a id
Individual deposits subject to check ..............
Demand certificates of deposit........................
T im e c e r tif ic a te s o f d e p o s it
C e rtifie d c h e c k s
C a s h ie r’s c h e c k s o u ts ta n d in g
U n ite d R taf.es d e p o sits
D ep o sits o f TT R d isb u rsin g o fficers
N o te s and bills re d is c o u n te d
Bills p a y a b le
T ,iab ilities o th e r th a n th o s e a b o v e s ta t e d

Totals............................................ .............


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

239

NATIONAL BANKS OF MICHIGAN
No. 2773.
FIRST NATIONAL BANK, LUDINGTON.
<3. N. S t r a y , P r e s i d e n t ; A mos B r e i n i g , V ice P r e s i d e n t ;

w. L.

H am m ond , C a s h ie r ; A. D. W o o d w a r d ,

A s s i s t a n t C a s h ie r .

D ir e c t o r s .—'Thomas R.

¡Lyon, Amos Breinig, James E. Danaher, Marshall F. Butters. Frank Filer
George N. Stray, W. L. Hammond.

Resources.

Report of
Feb. 18.

Report of
May 5.

Report of
Sept. 20.

Loans and discounts.........................
Overdrafts, secured and unsecured..........
U. S. bonds to secure circulation.. ..
U. S. bonds to secure U. S. deposits.............
U. S. bonds on hand ............. .....
Premiums on U. S. bonds.......................
Stocks, securities, etc____ _____ ___
Banking house, furniture and fixtures.........
Other real estate and mortgages owned...
Due from National banks (not reserve agents) _.
Due from State banks and bankers...
Due from approved reserve agents..............
Checks and other cash items.... ............
Exchanges for clearing house.............. .
Notes of other National banks.....................
Fractional paper currency, nickels and cents....
Specie.............. ......... ..........................
Legal tender notes................................
Redemption fund with U. S. treasurer (5%of cir­
culation) ................... ........
Due from U. S. treasurer, other than 5^redemp­
tion fund..........................................

$271,435 05
37 56
25,000 00

$298,462 06
25 14
25,000 00

$286,656 16
211 68
25,000 00

$288,228 39
16 36
25,000 00

2,383 00
43,900 00
10,000 00
5,359 46
1,374 95
57,591 94
136,710 29
508 97
1,173 00
382 30
27,705 00
4,800 00
1,125 00

2,383 00
50.000 00
10.000 00
5,359 46
303 17
54,167 06
85,445 63
616 09
107 00
398 74
22,605 00
3,110 00
1,125 00

2,383 00
51.000 00
10.000 00
5,000 00
25 00
17,559 16
190,461 86
1,140 64
367 00
137 85
21,927 00
5,730 00
1,125 00
265 00

2,383 00
50.000 00
10.000 00
5,000 00
21,602 43
225,951 49
203 64
5,093 00
308 41
30,064 35
5,000 00
1,125 00
300 00

$589,486 52

$559,107 35

$618,989 35

$670,276 07

$100,000 00
18,000 00
10,018 62
22,500 00

$100,000 00
18,000 00
13,370 42
22,500 00

$100,000 00
20,000 00
11,477 50
22,500 00

$100,000 00
20,000 00
13,952 08
22,500 00

115 00
178,546 60
259,806 30
500 00

140,893 42
264,343 51

215 00
159,339 53
305.457 32

187,882 65
325,941 34

$589,486 52

$559,107 35

$618,989 35

$670,276 07

Totals.............................................
Liabilities.
Capital stock paid in.........................
Surplus fund.............. ..............
Undivided profits, less expenses and taxes paid..
National bank notes outstanding........
Due to other National banks....... .....
Due to State banks and bankers........
Dividends unpaid.............. ..................
Individual deposits subject to check. . .
Demand certificates of deposit..............
Time certificates of deposit____ ____
Certified checks.......... ......................
Cashier’s checks outstanding......... .
United States deposits.................................
Deposits of U. S. disbursing officers................
Notes and bills rediscounted...___ ________
Bills payable_______ ______ ____
Liabilities other than those above stated.......
Totals.................................................


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Report of
Dec. 1.

240

STATE BANKING DEPARTMENT
No. 2539.
FIRST NATIONAL BANK, MANISTEE.
T. J. R

D ib

e c t o b s

a m sd ell

.— T .

, P r e s id e n t; J

a s.

D

em psey

, V ic e P r e s i d e n t ; G

eo

. A. D

J. Ramsdell, J. Dempsey, R. R. Blacker, Wm. Wente,
Dempsey, Geo. A. Hart.
R ep o rt of
*May 5.

R e p o r t of
*ifeb. 18.

R e so u rc e s.

L o a n s aud d isco u n ts
O v e rd ra fts s e c u re d and u n s e c u re d
TT S b o n d s to sfionro c irc u la tio n
XJ S b o n d s to s e c u re tt S d e p o sits
S b o n d s on han d
P rp m in m s on TT ft. b o n d s
S to c k s , s e c u ritie s , e t c . ________________________
Banking h o u se fu r n itu re and fix tu re s

TT

O th e r r e a l e s t a t e and m o rtg a g e s o w n e d
B ue fro m n a tio n a l b a n k s (n o t re s e r v e a g e n ts )
D ue fro m s t a t e b a n k s and b a n k e r s
B u e fro m a p p ro v e d r e s e r v e a g e n ts

........................

and o th e r c a s h ite m s
E x e h a n p e s fo r c le a rin g h o u se
N o te s o f o th e r n a tio n a l b a n k s
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls and c e n t s
S p e c ie
.................................... ....................................
L e g a l te n d e r n o te s
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f cird ila tio n )
D ue fro m U . S. tr e a s u r e r , o th e r th a n 5;5 re d e m p .
tio n fund
T o ta ls

__________________

u n h a m

G. A.

, C a s h ie r .

Dunham, James

R ep o rt of
S e p t. 20.

W .

R ep o rt of
D ec. 1.

$302,582 60
8,495 27
25,000 00

$313,698 89
2,499 03
25,000 00

3,000 00
275,788 47

3,000 00
140,065 15

16,450
2,812
2,869
400,798

15,935
3,340
23,984
559,064

64
21
90
55

02
73
11
41

1,380 84

1,810 27

24,247 00
618 08

24,575 00
121 03

56,650 00
1,534 00

59,784 00
869 00

1,125 00

1,125 00

$1,123,352 56

$1,174,871 64

$100,000
50,000
23,358
22,500
2,722

$100,000
50,000
16,131
22,5«)

*

L iab ilitie s.
C a p ita l s to c k p a id in. __ . ___
__ _____
S u rp lu s fu n d
_ _ _______ _______________
U n d iv id e d p ro fits, le ss e x p e n s e s a n d ta x e s p a id .
N a tio n a l b a n k n o te s o u ts ta n d in g
__________
B u e to O th e r n a tio n a l b a n k s
D ue to s t a t e b a n k s and b a n k e rs
B iy id e n d s u n p aid
In d iv id u al d e p o sits s u b je c t to c h e c k .................
B em an d c e r tif ic a te s o f d e p o s it_______ ________

00
00
09
00
55

00
00
63
00

24,428 88

18,623 20

512,737 42
387,605 62

567,745 52
399,687 96

T im e c e r tif ic a te s o f d e p o s it
C ertifie d c h e c k s
C a s h ie r’s c h e c k s o u ts ta n d in g
TTnifed S t a t e s d e p o sits

100 OO
83 33

B e p o s its o f TT S d isb u rsin g o fficers
N of.es and bills re d is c o u n te d
Rills p a y a b le
L ia b ilitie s o th e r th a n th o s e a b o v e s ta t e d
T o ta ls

* No reports received.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$1,123,352 56

$1,174,871 64

241

NATIONAL BANKS OF MICHIGAN
No. 2606.
THE MANISTEE NATIONAL BANK, MANISTEE.
Louis Sands, P r e s i d e n t ; Wm. Vincent,
D ir

e c t o r s

.

V ic e P r e s i d e n t ;

Geo. M. Burr,

C a s h ie r .

—A. J. Dovel, Louis Sands, Frank Firzlaff, Geo. JVLBurr, A. O. Wheeler, Wm. Vincent,
R. G. Peters.
Report of
Sept. 20.

Resources.

Report of
Feb. 18.

Report of
May 5.

Loans and discounts.........................
Overdrafts, secured and unsecured ..
U. S. bonds to secure circulation......
IT. S. bonds to secure U. S. deposits..
U. S. bonds on hand...........................
Premiums on U. S. bonds.............. .....
Stocks, securities, etc..................... .
Banking house, furniture and fixtures.
Other real estate and mortgages owned....... .
Due from National banks (not reserve agents).
Due from State banks and bankers...................
Due from approved reserve agents..................
Checks and other cash items...........................
Revenue stamps................................................
Exchanges for clearing house..........................
Notes of other National banks.........................
Fractional paper currency, nickels and cents...
Specie................................................................
Legal tender notes............................................
Redemption fund with U. S. treasurer (5% of cir­
culation) .........................................................
Due from U. S. treasurer, other than b % redemp­
tion fund.........................................................

$467,305 24
4,543 91
55,000 00

$508,209 83
3,392 86
55,000 00

469,473 75
600 21
55,000 00

$434,963 77
4,569 27
56,500 00

53,535 39

53,035 39

52,635 39

52,635 39

34,398 21
2,424 53
76,747 88
238 75

42,541 02
7,175 96
36,004 48
6,412 36

6,336 00
831 02
40,895 00
2,475 00

10,408 00
212 19
43,345 00
5,000 00
2,475 00

47,776 72
2,415 21
61,551 07
117 96
225 56
2,048 00
127 23
42,575 00
2,475 00

60,674 43
615 68
66,237 33
275 89
102 55,
2,577 00
524 87'
46,512 50
5,000 00
2,542 50,

$744,730 93

$773,212 09

$737,021 10

$733,731 18

$ 100,000 00

$ 100,000 00

$ 100,000 00

$ 100,000 00

185 00
325,437 75
182,533 64

115 00
345,509 06
188,249 10

230 00
322,534 49
169,993 70

230 00
305,291 99
178,532 39

$744,730 93

$773,212 09

$737,021 10

$733,731 18

Totals.
Liabilities.
Capital stock paid in.........................................
Surplus fund......................................................
Undivided profits, less expenses and taxes paid..
National bank notes outstanding......................
Due to other National banks..............................
Due to State banks and bankers.........
Dividends unpaid...............................
Individual deposits subject to check.
Demand certificates of deposit..........
Time certificates of deposit..
Certified checks....................
Cashier’s checks outstanding.
United States deposits .........
Deposits of U. S. disbursing officers.........
Notes and bills rediscounted....................
Bills payable...........................................
Liabilities other than those above stated.
Totals.

31


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

80,000 00
6,478 88
48,900 00
1,195 66

80,000 00
8,675 78
49,500 00
1,163 15

80,000 00
13,561 11
48,900 00
1,801 80

Report'of
Dec. 1.

80,000 00
20,003 57
49,200 00
473 23

242

STATE BANKING DEPARTMENT
No. 390.
FIRST NATIONAL BANK, MARQUETTE.

P eter W h ite ,

P r e s id e n t;

E. H. Towab .

V ic e P r e s i d e n t ;
A s s i s t a n t C a s h ie r .

F. J. J e n niso n ,

C a s h ie r ;

E. S. B ice ,

Directors .—P eter W hite, E. H. Towar, J. M. Longyear, J. G. Reynolds, F. W. Read.

Report of
May 5.

Report of
Sept. 20.

$602,287 49
7,904 73
137,500 00

$575,958 97
7,750 88
137,500 00

$593,531 29
9,927 46
137,500 00

12,375 00
43,324 00
1.321 00
8,500 00
7,683 29
29,469 03
216,062 19
1,711 40
6,515 00
424 00
52,725 15
14,672 00
6,187 50

4,000 00
12,375 00
43,324 00
1,314 00
8,500 00
12,450 21
21,124 39
146,079 24
5,484 58
5,650 00
162 00
48,896 50
12,711 00
6,187 50

4,000 00
12,375 00
43,324 00
1,314 00
8,500 00
9,860 45
23,323 06
259,142 67
4,234 22
8,825 00
224 00
57,951 30
19,854 00
6,187 50

Totals___________________ ______ __ $1,089,785 66 $1,148,661 78 $1,049,468 27

$1,200,073 95

Resources.

Report of
Feb. 18.

Loans and discounts.... ..................................... $575,088 36
2,491 59
Overdrafts, secured and unsecured....... .........
137,500 00
TT R bonds to secure circulation.................. .
XT S bonds to secure TT. S. deposits .
U. S. bonds on band........................................
12,375 00
Premiums on TJ. S. bonds._______________
RXceks Securities etc.
43,324 00
Ranking bouse, furniture and fixtures....... ......
1,321 00
Other real estate and mortgages owned.........
8,500 00
Other bonds
_______________________
10,237 25
Due from national banks (not reserve agents)..
43,911 24
Rue from state banks and bankers_________
189,544 74
Rue from approved reserve agents_________
1,124 08
Checks and other cash items
..
-Exchanges for clearing house
2,905 00
Notes of other national banks.........................
450 00
Fractional paper currency, nickels and cents...
48,281 90
Specie . .......... .............................................
6,544 00
Regal tender notes ____ ___ ______ ______
Redemption fund with U. S. treasurer (5%of cir6,187 50
culation) ___________ ________________
Due from U. S. treasurer, other than 5$ redemption fund
. _____________

Liabilities.
Capital stock paid in
__________ _____
Surplus fund
______________________
Undivided profits, less expenses and taxes paid..
National bank notes outstanding.....................
Rue to other national banks______________
Rue tc state banks and bankers........ .............
Dividends unpaid
--_
___
Individual deposits subject to check ______
Remand certificates of deposit____________
Time certificates of deposit
__ ______
Certified checks r - ____________
Cashier’s checks outstanding............ ............. .
United States deposits
Deposits of U S disbursing officers
Notes and bills rediscounted
Bills payable
_____ '____
Liabilities other than those above stated
Totals


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Report of
Dec. 1.

$150,000 00
50,000 00
3,732 47
123,345 00
3,260 98
17,002 22
687,122 39
55,158 60

$150,000 00
50,000 00
3,592 05
123,705 00
4,538 10
17,179 95
747,626 06
51,337 63

$150,000 00
50,000 00
5,181 70
123,725 00
3,959 53
23,888 94
632,615 49
59,952 61

$150,000 00
50,000 00
3,843 12
123,750 00
3,587 78
20,238 71
790,875 88
56,183 46

30 00
134 00

508 99
174 00

25 00
120 00

1,450 00
145 00

____ ____ ___ _________ $1,089,785 66 $1,148,661 78 $1,049,468 27

$1,200,073 95

243

NATIONAL BANKS OF MICHIGAN
No. 1515.
FIRST NATIONAL BANK. MARSHALL.
S. H. Gorham ,

P r e s id e n t;

H. E. W inso r ,

V ic e P r e s i d e n t ;

C.

E. Gorham ,

C a s h ie r .

Directors.—C. T. Gorham, J. L. Dobbins, S. H. Gorham, C. E. Gorham, H. E. Winsor, F. A. Stuart.
Report of
Dec. 1.

Report of
Feb. 18.

Report of
May 5.

Report of
Sept. 20.

T.nans and discounts_________ ___________
Overdrafts, secured and unsecured..................
TT ft. bonds to secure circulation... 1 . ............ ....
TT ^ bonds to secure TT. S. deposits________
TT S. bonds on hand
........................... ...... .
Premiums on TT. S. bonds__ ______________
Stocks, securities, etc.___________________
Ranking house, furniture and fixtures_______
Other real estate and mortgages owned..........
Due from national banks (not reserve agents) ..
______
Prie from state banks and bankers
Due from approved reserve agents....................
Checks and other cash items... .........................
Exchanges for clearing house _ .... ................
Notes of other national banks.... .................. ....
Fractional paper currency, nickels and cents...
Specie. ....... -......... .........................-............
Regal tender notes ___________________
Redemption fund with U. S. treasurer (5%of cir.
culation) ___________________________
Due from U. S. treasurer, other than redemp_________________
tion fund

$169,648 92
1,301 18
25,000 00

$188,019 61
300 19
25,000 00

$224,655 38
1,354 09
25,000 00

$231,122 22
5.236 59
25,000 00

113,254 75
11,800 00

113,254 75
11,800 00

115,865 31
11,800 00

118,160 11
11,800 00

1,482 47
61,837 58
168 26
1,955 00
44 42
14,012 60
1,000 00
1,125 00
100 00

2,519 84
64,908 60
320 54
2,890 00
49 33
22,176 05
2,000 00
1,125 00
100 00

Totals ................ ......... ..... ........................

$402,730 18

Resources.

Liabilities.
Capital stock paid in. __...................................
Surplus fund ________________________
Undivided profits, less expenses and taxes paid.
National bank notes outstanding_________ _
Rue to other national banks
Rue to state banks and bankers
Rividends unpaid
Tndividual deposits subject to check....... .........
Demand certificates of deposit.. .....................
Time certificates of deposit
Certified checks
_ _
_ __ ________
Cashier’s checks outstanding
United States deposits
Reposits of TT. S. disbursing officers
Notes and bills rediscounted
_________
Rills payable
_
. _____ _____
Liabilities other than those above stated
Totals _ ___________ ________________


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

1,145 62
35,747 72
37 01 •
7,400 00
99 35
12,940 25
1,125 00

3,149 88
32,614 21
184 09
5,170 00
132 71
15,347 85
2,000 00
1,125 00

$434,463 91

$437,169 73

$451,042 66

$100,000 00
100,000 00
15,535 94
22,000 00
171 73

$100,000 00
100,000 00
18,843 70
22,200 00

$100,000 00
100,000 00
19,698 26
22,500 00

$100,000 00
100,000 00
20,791 66
22,500 00

82,783 39
82,239 12

103,298 00
90,122 21

78,297 06
116,674 41

88,102 62
119,648 38

$434,463 91

$437,169 73

$451,042 66

*

$402,730 18

244

STATE BANKING DEPARTMENT
No. 3256.
FIRST NATIONAL BANK, MENOMINEE.
S. M. S tephenson , P r e s i d e n t ; A ugustus S pie s ,

V ic e P r e s i d e n t ;

Resources.

Report of
Feb. 18.

Loans and discounts..........................
$710,823 19
Overdrafts, secured and unsecured__
84
U. S. bonds to secure circulation___
100,000 00
U. S. bonds to secure U. S. deposits..
U. S. bonds on hand............................
Premiums on U. S. bonds....................
Stocks, securities, etc........................
13,750 00
Banking house, furniture and fixtures.
Other real estate and mortgages owned..........
Due from National banks (not reserve agents)..
11,781 50
Due from State Danks and bankers........................
146 47
Due from approved reserve agents....................
82,010 92
Checks and other cash items.............................
1,134 89
Exchanges for clearing house............................
Notes of other National banks..........................
3,000 00
Fractional paper currency, nickels and cents__
404 79
Specie................. ............................................
39,650 00
Legal tender notes............................................
5,000 00
Redemption fund with U. S. treasurer (5%of cir­
culation) ............................................... .........
4,250 00
Due from U. S. treasurer, other than 5%redemp­
tion fund..........................................................
Totals

$971,952 60

Liabilities.
Capital stock paid in........................................... $ 100,000 00
Surplus fund......................................................
50.000 00
Undivided profits, less expenses and taxes paid..
37,378 84
National bank notes outstanding....... ...............
90.000 00
Due to other National banks..............................
3,601 56
Due to State banks and bankers.............................................
Dividends unpaid..........................................................
Individual deposits subject to check.................
379,§!§ 46
Demand certificates of deposit............ ..............
37,659 64
Time certificates of deposit.................... .
273,500 10
Certified checks..................................... .
Cashier’s checks outstanding-.................
United States deposits........................ .
Deposits of U. S. disbursing officers....... .
Notes and bills rediscounted....................
Bills payable............................................
Liabilities other than those above stated.
Totals


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

G. A. B uesch ,

C a s h ie r .

Stephenson, A. Spies, G. A. Blesch, John Henes. I. Stephenson, Jr., J. H. Walton^
C. S. Brown, Charles I. Cook, Edward Daniell.

$971,952 60

Report of
May 5.

Report of
Sept. 20.

Report of
Dec. 1.

$708,335 97
104 55

$767,520 83
465 08

$762,844
29

100,000 00

100,000 00

100,000

§83

Directors .—S. M.

11,500 00

7,100 00

7,100 OO

29,052 01
636 50
72,078 05
906 78
4,000 00
301 65
43,000 00

9,771 16
660 92
121,622 78
6,771 39
5,620 00
417 73
44,473 00
5,000 00
4,500 00
765 00

5,418 06
130,992 26
2,209 38

0,415 51 $1,074,687 89

1,058,866 04

6,000 00

4,500 00

$ 100,000 00

50.000 00
41,822 07
90.000 00
3,502 47
188 72
404,479 30
10,708 70
279,714 25

$ 100,000 00

50.000 00
49,920 43
90.000 00
3.878 45

2,000 00

888 78
41,083 00
2,000 00
4,300 OO

$

100,000 00'

444,598 41
21,674 15
314,616 45

50.000 00'
55,399 59
90.000 OO
3,136 48
52 93
436,264 36
8,593 76
315,418 92:

0,415 51 $1,074,687 89

$1,058,866 04

245

NATIONAL BANKS OF MICHIGAN
No. 4454.
THE LUMBERMEN’S NATIONAL BANK, MENOMINEE.
A. A. Carpe n te r ,

P r e s id e n t;

S. P. Gibbs ,

V ic e P r e s i d e n t ;
A s s i s t a n t C a s h ie r .

M. S. H armon ,

C a s h ie r ;

S. G. Reed ,

D irectorr —A.

A. Carpenter, Jacob Leisen, S. P. Gibbs, C. H. Jones, Peter Sibenaler, M. S. Harmon,
Jos. Fleshiem, Wm. Somerville, A. B. Stryker, Fred Carney, Wm. Holmes.
Resources.

Report of
Feb. 18.

Report of
May 5. '

Report of
Sept. 20.

Loans and discounts....... ................
Overdrafts, secured and unsecured..
U. S. bonds to secure circulation.....
XT. S. bonds to secure U. S. deposits.
U. S. bonds on hand...........................
Premiums on U. S. bonds...................
Stocks, securities, etc...................... .
Banking house, furniture and fixtures.
Other real estate and mortgages owned...........
Due from national banks (not reserve agents)...
Due from state banks and bankers....................
Due from approved reserve agents....................
Checks and other cash items............................
Exchanges for clearing house...........................
Notes of other national banks...........................
Fractional paper currency, nickels and cents...
Specie...............................................................
Legal tender notes....... ....................................
Redemption fund with U. S. treasurer (h% of cir­
culation..........................................................
Due from U. S. treasurer, other than 5% redemp­
tion fund.........................................................

$508,749 97
489 83
25,000 00

$504,487 42
657 91
25,000 00

$496,278 41
2,242 36
25,000 00

$491,252 69
51 52
25,000 00

3,540 95
4,340 95
15,000 00
15,000 00
800 00 ..................
2,625 82
2,028 79
23,006 53....... 28Ï2Î278
2,054 24
3,946 46
2,235 00
2,798 00
905 47
757 12
20,882 20
28,619 45

3,540 95
15,000 00
800 00
19,297 14
16,086 60
5,708 66
3,880 00
477 32
22,763 80
14,000 00
1,125 00
1,780 00

3,540 95
14.000 00
250 00
1,785 34
39,653 41
4,750 26
3,950 00
467 73
24,692 80
14,000 00
1,125 00
2,480 00

27,980 24

$626,999 70

Totals.
Liabilities.
Capital stock paid in..........................................
Surplus fund................................. .....................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding.......................
Due to other national banks..............................
Due to state banks and bankers.......
Dividends unpaid...............................
Individual deposits subject to check.
Demand certificates of deposit.........
Time certificates of deposit..
Certified checks..................
Cashier’s checks outstanding _
United States deposits.........
Deposits of U. S. disbursing officers.........
Notes and bills rediscounted....................
Bills payable........ ................................ .
Liabilities other than those above stated.
Totals.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

8,000 00

1,125 00

1,125 00

1,100 00

$615,515 01

$616,973 88

$ 100,000 00

$ 100,000 00

120 00

40 00
208,113 40
106,475 31
101,715 52
45

50,000 00
22 474 09
22,097 50

242,939 02
84,641 59
93,217 36
25 45

50,000 00
26,296 88
22,097 50
2,234 82

$ 100,000 00

50,000 00
32,756 87
22,497 50
193 93

40 00
203,708 85
85,255 47
113,526 17
1 45

Report of
Dec. 1.

$ 100,000 00

50,000 00
23,662 35
22.497 50
5,076 43

1,390 00
218,689 81
89,227 59
116,455 57
45

20,000 00

$615,515 01

$616,973 88

$627,980 24

$626,999 70

246

STATE BANKING DEPARTMENT
No. 1587.
FIRST NATIONAL BANK, MONROE.

Ch a r l e s R. W in g ,

P r e s id e n t;

Directors .—Geo.

H a r r y A. Conant ,

V ice P r e s i d e n t ;

George L. Little ,

C a s h ie r .

Spaulding, H. A. Conant, Chas. R. Wing, Geo. L. Little, John E. Landon.
Report of
May 5.

Report of
Sept. 20.

8102,134 14
Loans and discounts.......................
Overdrafts, secured and unsecured.
46 73
U. S. bonds to secure circulation...
12,500 00
U. S. bonds to secure U. S. deposits
300 00
U. S. bonds on hand...........................
1,000 00
Premiums on U. S. bonds....... ..........
20,478 07
Stocks, securities, etc.......................
Banking house, furniture and fixtures
5,200 00
Other real estate and mortgages owned............
4,405 00
Due from National banks (not reserve agents)..
4,407 57
Due from State banks and bankers.
89,860 54
Due from approved reserve agents
Checks and other cash items.............................
580 87
Exchanges for clearing house............................
960 00
Notes of other National banks.........................
46 60
Fractional paper currency, nickels and cents—
Specie...............................................................
7,384 80
Legal tender notes...........................................
3,500 00
Redemption fund with U. S. treasurer (5%of cir­
562 50
culation) ...................................... ............ ....
Due from U. S. treasurer, other than 5%redemp­
24 95
tion fund................................... ..... ................

8135,330 60
3 38
12,500 00

8129,536 94
138 18
12,500 00

8127,141 14
21 21
12,500 00

300 00
1,000 00
27,524 57
5,200 00
4,350 00
3,976 08
45,535 85
745 40
1,489 00
20 43
7,417 95
9,500 00
562 50
262 75

10,300 00
1,000 00
29,312 07
5,200 00
4,210 00
1,507 22
27,355 69
256 83
1,006 00
47 08
5,537 45
5,000 00
562 50

10,300 OO
1,000 00
29,312 07
5,200 00
4,180 OO
2,055 44
27,025 25
316 95
1,604 00
38 7»
7,915 15
7,500 00
364 95

8253,391 77

8255,718 51

8233,582 51

8236,474 89

850,000 00
4,000 00
3,354 68
10,950 00

850,000 00
4,000 00
5,214 94
11,250 00

850,000 00
5,000 00
3,489 85
11,250 00

850,000
5,000
4,397
11,250 00

102,510 69
82,576 40

90,666 88
94,586 69

80 00
78,983 99
84,778 67

80 OO
82,312 38
83,435 01

$253,391 77

$255,718 51

8233,582 51

$236,474 89

Totals
Liabilities.
Capital stock paid in...........................................
Surplus fund.......................................................
Undivided profits, less expenses and taxes paid..
National bank notes outstanding.......................
Due to other National banks__ ,........................
Due to State banks and bankers.
Dividends unpaid..............................
Individual deposits subject to check.
Demand certificates of deposit........
Time certificates of deposit..
Certified checks....................
Cashier’s checks outstanding.
United States deposits.........
Deposits of U. S. disbursing officers........
Notes and bills rediscounted....................
Bills payable.—........................................
Liabilities other than those above stated.
Totals


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Report of
Feb. 18.

Report of
Dec. 1.

112

888

Resources.

247

NATIONAL BANKS OF MICHIGAN
No. 4398.
HACKLEY NATIONAL BANK, MUSKEGON.
C. H. H ackley ,
Directors .—C.

P r e s id e n t;

Thos. Munroe . V ic e P r e s i d e n t ; T hos. H ume ,
George A. A bbott, C a s h ie r .

S e c o n d V ic e P r e s i d e n t ;

H. Hackley, Luther Whitney, Thomas Hume, Thomas Munroe, George A. Abbott,
Jos. C. Ford, C. Hubbell Hills.
Report of
Dec. 1.

Report of
May 5.

Report of
Sept. 20.

$428,547 30
"Loans and discounts ___________________
4,433 36
Overdrafts, secured and unsecured---- ------25,000 00
TT. S. bonds to secure circulation............._........
XT S bonds to secure FT S deposits
TT ^ bonds on band
2,500 00
Premiums on U. S. bonds........................... .....
securities etc
39,920 64
Ranking bouse, furniture and fixtures_______
Other real estate and mortgages owned
Pile from National banks (not reserve agents)
_____
Pue from State banks and bankers
129,442 33
Due from approved reserve agents....................
4,870 49
Checks and other cash items.. .............. ..........
Exchanges for clearing house
6,242 00
Notes of other National banks_____________
523 08
Fractional paper currency, nickels and cents...
30,652 50
Specie
___
____ ____-___ _______
15,000 00
Legal tender notes
_ ___________ 1_
Redemption fund with U. S. treasurer (5 % of
1,125 00
circulation) ................ ....................................
Due from IT. S. treasurer, other than 5% redemp-

$462,445 73
8,477 71
25,000 00

$490,854 12
4,473 48
25,000 00

$494,200 28
3,991 12
25,000 00

2,500 00
39,920 64
6,609 09
88 48
89,196 07
3,406 32
10,670 00
484 71
29,659 00
15,000 00
1,125 00

2,500 00
39,920 64
6,609 09
5,607 21
146 50
89,195 49
1.717 08
11,489 00
546 60
31,156 50
15,000 00
1,125 00

2,500 00
39,920 64
6,609 09
23,186 62
2 48
77,403 88
2,424 49
18,720 00
682 87
34,647 00
20,000 00
1,125 00

$688,256 70

$694,582 75

$725,340 71

$750,413 47

$100,000 00
50,000 00
5.804 92
22,500 00
1,525 49

$100,000 00
50,000 00
7,614 86
22,500 00
4,442 26

$100,000 00
50.000 00
10,307 20
22,500 00
480 00

$100,000 00
50,000 00
6,439 85
21,900 00
1,349 94

60 00
135,701 12
372,665 17

112,122 46
397,903 17

120 00
113,384 63
428,548 68

128,019 04
442,704 64

$ 7 2 5 ,3 4 0 71

$ 7 5 0 ,4 1 3 47

Resources.

Totals

.... ........... .................................

Liabilities.
Capital stock paid in
.... ...............................
Surplus fund.....................................-...............
Undivided profits, less expenses and taxes paid..
National bank notes outstanding.......... ............
Due to other National banks .........................
Pue to State banks and bankers
Dividends unpaid
Individual deposits subject to check________
Demand certificates of deposit. ___________
Time certificates of deposit

Report of
Feb. 18.

United States deposits
Peposits of U S disbursing officers
Liabilities other than th^se above stated
Totals

________________________


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

$ 6 8 8 ,2 5 6 7 0

$ 6 9 4 ,5 8 2 75

248

STATE BANKING DEPARTMENT
No. 4840.
NATIONAL LUMBERMEN’S BANK, MUSKEGON.

A. V. Ma n n ,

P r e s id e n t;

T homas H um ®,

V ic e P r e s i d e n t ; H. N. H ovey , S e c o n d V ic e P r e s i d e n t ; C. C.
B i l i .i n g h u r s t , C a s h ie r .

Directors .—A. V. Mann, W esley F. Wood, C. C. Billinghurst, H. N. Hovey, L. B. Smith, J. G.
Emory, Jr., Thomas Hume, F. Jiroch, Wm. Brinen.

Resources.

Report of
Feb. 18.

Report of
May 5.

Report of
Sept. 20.

$536,141 20
4,784 33
25,000 00

$517,908 15
3,945 18
25,000 00

$522,561 42
2,219 86
25,000 00

2,200 00
12,000 00

2,000 00
10,000 00

2,000 00
10,000 00

75 45
44,189 33
4,445 43
10,512 00
146 94
41,314 70
18,000 00
1,125 00

5,725 64
23 50
60,126 95
3,649 51
13,154 00
91 38
37,391 85
20,000 00
1,125 00

709 79
188 72
38,665 14
6,572 52
8,953 00
237 95
38,772 50
20,000 00
1,125 00

$671,665 45

$699,934 38

$700,141 16

$677,005 90

$100,000 00
25,000 00
8,635 30
22,100 00
586 40

$100,000 07
25,000 00
10,801 56
22,150 00
586 40
1,492 82
8 00
117,726 90
421,968 70
200 00

$100,000 00
25,000 00
11,299 67
22,500 00
636 40

$100,000 00
25.000 00
13,245 90
22.000 00
1,340 45

76 00
126,103 35
414,475 74

117,114 15
398,305 40

$699,934 88

$700,141 16

Loans and discounts...
________________ $494,668 36
1,616 16
Overdrafts, secured and unsecured....................
25,000 00
U. S. bonds to secure circulation___________
U. S. bonds to secure U. S. deposits....... .........
U. S. bonds on hand................. ......................
Premiums on U. S. bonds...................................
2,200 00
Stocks, securities, etc............... .................. .....
12,000 00
Banking house, furniture and fixtures____ ___
Other real estate and mortgages owned..........
Due from National banks (not reserve agents)..
2,794 90
Due from State banks and bankers....................
78 00
56,808 00
Due from approved reserve agents..................
Checks and other cash items. ...........................
9,126 34
Exchanges for clearing house
.....................
10,479 00
Notes of other National ba