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Federal Reserve Bank of St. Louis
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Federal Reserve Bank of St. Louis
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Federal Reserve Bank of St. Louis
D EPA RTM EN T O FFICERS
COM M ISSIO NER,
GEO. W. MOOREr
D E PU TY CO M M ISSIO N ER ,
W. DONOVAN.
BA N K E X A M IN E R S .
B. C. JOLLY,
HARMON WENDELL,
ELMER E. FORD,
W. T. BRADFORD,
ALBERT E. MANNING,
CHARLES M. TURNER,
O F F IC IA L A D D R ESS, L A N S IN G , MICHIGAN
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Federal Reserve Bank of St. Louis
COMMISSIONERS OF BANKING OF MICHIGAN
[Under Act 205, 1887.]
THEODORE C. SHERWOOD,
Appointed January 7, 1889; resigned November 7, 1896.
DANIEL B. AINGER,
Appointed November 11, 1896; resigned April 1, 1897.
JOSIAH E. JUST,
Appointed April 1, 1897; died February 19, 1898.
GEORGE L. MALTZ,
Appointed February 26, 1898; term expired January 8, 1903.
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Federal Reserve Bank of St. Louis
GEO. W. MOORE,
Appointed January 8, 1903.
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Federal Reserve Bank of St. Louis
TABLE OF CONTENTS
Page.
Abstracts, comparative, 1889 to 1902, inclusive, state banks.............................................................
xxii
comparative, 1889 to 1903, inclusive, nationalbanks.......................................................
xxvi
of state banks, 1904..................................................................................................................
xxx
of national banks, 1904............................................................................................................
xxxi
total volume of business state and national banks, reports of 1904............................
xxxii
state banks in D etroit..............................................................................................................
xxxiii
national banks in D etroit.......................................................................................................
xxxiv
xx x v
state and national banks in Detroit....................................................... .............................
state and national banks in Grand Rapids............................................. ...........................
xxxvi
xxxvii
state and national banks in Saginaw..........................................
state and national banks in Bay Cities................................................................................ xxxvii
xxxix
state and national banks in Kalamazoo..
xl
state and national banks in Ann Arbor..
xli
state and national banks in Jackson........
xlii
state and national banks in Port H uron.
xliii
state and national banks in Marquette..
xliv
state and national banks in Muskegon. . .
xlv
state banks in Adrian..................................
xlvi
state banks in Benton Harbor..................
xlvii
Banks examined and fees paid.......................................
Capital stock, increase and decrease o f........................
Consolidation of state banks...........................................
Extension of corporate existence..................................
Growth of state banks......................................................
Increase and decrease of capital stock .........................
Insolvent banks..................................................................
List of bank cashiers in Michigan................................. .........................................................................
365
x
New banks.......................................................................... .........................................................................
.........................................................................
xii
Number of depositors..............................................
.........................................................................
xvi
Opinions of attorney general..................................
......................................................>.................
xi
Other amendments to articles of incorporation.
.........................................................................
xii
Receipts and expenses.............................................
.........................................................................
xiii
Reserve cities.............................................................
.........................................................................
xiii
Reports of receivers.
Reports of state banks and trust companies (see index)................... 3 to 265 and 357 to 363 (inclusive)
Reports of national banks (see in d ex).......................................................... 269 to 356 and 364 (inclusive)
Voluntary liquidations.................................................................................
x
A
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Federal Reserve Bank of St. Louis
S T A T E B A N K IN G D E P A R T M E N T
REPORT OF THE COMMISSIONER
STATE OF MICHIGAN,
Banking Department,
Lansing, December 31, 1904.
To the Honorable Aaron T. Bliss, Governor of Michigan:
I
have the honor to submit the sixteenth annual report of this depart
ment in compliance with the provisions of section 43 of the General Bank
ing Law of Michigan, as follows:
On the thirty-first day of December the Commissioner of the Banking
Department shall make an annual report to the Governor of the State,
which report shall be published and shall exhibit:
First, A summary of the state and condition of every bank from which
reports have been received during the year, with an abstract of the whole
amount of capital returned by them, the whole amount of their debts and
liabilities, the total amount of means and resources, separating the reports
of such banks and other corporations, and specifying the amount of lawful
money held by banks at the time of their several returns, and such other
information in relation to such banks and corporations as in his judgment
may be required;
Second, A statement of the banks and corporations whose business^ has
been closed during the year, the amount of their resources and liabilities,
and the amount paid to the creditors thereof;
Third, The names and compensation of the clerks employed by him, and
the whole amount of expenses of the banking department during the year;
Fourth, The amount of fees received for the examination of banks, or
other corporations, and fines collected and paid over to the State Treasurer.
In accordance with the provisions of sections 39 and 40 of the General
Banking Law, all of the institutions under the supervision of this depart
ment have been examined during the year.
At the date of this report, there are two hundred and fifty-seven State
banks, four trust companies and one society for savings under the super
vision of this department. In the statistics following the number of banks
is given at 248 State banks. This is caused by nine banks commencing busi
ness subsequent to September 6, the date of last call for report of condition.
Statements showing the financial condition of all State banks and trust
companies, as called for by this department four times during the year, and
in addition thereto reports of the financial condition of the eighty-eight na
tional banks of the State, are appended; as are also abstracts of the yearly
reports for the past fifteen years, which show the progress and increasing
wealth of the State.
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Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
X
NEW
B A N K S.
Twenty state banks have been organized during the year.
follows:
They are as
Title.
Location.
Capital.
Commenced
business.
284
285
286
287
288
The W ayland S tate B a n k ..............................
S tate Bank of M errill..................................
The S tate Savings Bank of Caro, M ichigan...........
The Commercial Savings Bank of Caro, Michigan..
The Minden City S tate B a n k ........... .........................
W ayl an d
M errill.
C aro.................
C aro. . . . . . . . .
Minden C ity ...
$20,000
20,000
50.000
35.000
20.000
Jan u ary 1.
F ebruary 15.
May 26.
May 28.
June 1.
289
290
291
292
293
The
The
The
The
The
S tate Savings B ank of U nionville....................
Leelanau County Savings B a n k ........................
S tate Bank of Caledonia..................
S tate Bank of Colem an.......................................
S tate B ank of Fow lerville..............................
U nionville. . . .
S u tto n ’s B ay..
Caledonia. . . . .
Colem an..........
Fow lerville.. . .
20,000
20,000
20,000
20,000
25,000
June 1.
June 1.
June 22.
June 27.
August 10.
294
295
296
297
298
The
The
The
The
The
Farm ers Savings Bank of W hite Pigeon, Mich.
E v a rt Savings B a n k ............................................
M anton S tate B a n k .................................
Frem ont S tate B a n k ............................................
S tate Bank of G ladw in.................... ..............
W hite Pigeon..
E v a r t ...............
M anton ...........
F re m o n t.........
G ladw in..........
20,000
30.000
20.000
25.000
20.000
August 22.
October 1.
October 17.
November 1.
N ovem ber 1.
299
300
301
302
303
The S tate Savings B ank of Escanaba, M ichigan...
The Farm ers and M erchants S tate B a n k ................
The D elton S tate B a n k ...............................................
The Farm ers S tate Bank of A lto ..............................
S tate Savings Bank of C arleton................................
E scan ab a........
L akeview . . . '. .
D elto n .............
A lto ..................
C arleton. .
20.
No.
50.000 ' N ovem ber 21.
25.000
December 9.
000
December 12.
20,000
December 28.
20,000
December 31.
IN SO L V E N T B A N K S.
On July 30, 1904, the Department took possession of the State Bank of
White Pigeon and turned it over to J. Murray Benjamin, of White Pigeon,
who was appointed receiver. It is believed that the depositors will be paid
in full, without resorting to an assessment on the stockholders. This in
stitution was the only bank to become insolvent during the year.
VO LU N TA RY L IQ U ID A T IO N S.
The City Bank of Dowagiac, by vote of its stockholders April 21, went into
voluntary liquidation, as provided for in section 53 of the Banking law.
On December 22, 1903, the stockholders of the State Bank of Middleville
voted to plane that institution in voluntary liquidation, according to pro
visions of said section 53, but such liquidation was not sanctioned by the
Department until March 1, 1904.
CON SO LIDATION OF STA TE BAN KS.
According to the provisions of section 54 of the banking law, the follow
ing consolidations of state banks were consummated during the year:
The Ionia County Savings Bank, Ionia, by a vote of its stockholders May
4, was consolidated with and absorbed by the State Savings Bank, Ionia.
On May 2, 1904, the Mariette State Bank, Mariette, by vote of its stock
holders was consolidated with and absorbed by the Commercial State Bank.
Mariette.
On June 29, 1904, the stockholders of the Chippewa County Savings Bank,
Sault Ste. Marie, voted to consolidate with and be absorbed by the Central
Savings Bank, Sault Ste. Marie.
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Federal Reserve Bank of St. Louis
REPORT OF THE COMMISSIONER.
xi
IN C R E A S E AND D E C R E A SE OF CAPITA L STOCK.
During the year 1904, following the law as laid down in section 10 of the
banking act, the banks named below have increased their capital stock:
Alpena County Savings Bank, Alpena, $50,000.00 to $75,000.00.
Waldby & Clay’s State Bank, Adrian, $55,000.00 to $75,000.00.
Commercial State Bank of Mariette, $25,000.00 to $40.000.00.
Central Savings Bank, Sault Ste. Marie, $50,000.00 to $100,000.00.
This is an increase of banking capital of $110,000.00; adding to this amount
the $500,000.00 gain caused by the organization of new banks makes a gross
increase of banking capital of $610,000.00. Deducting from this amount the
$250,000.00 loss of banking capital caused by the consolidation, liquida
tion, and insolvency of state banks, as heretofore mentioned, a net gain in
capital stock of State banks is shown of $360,000.00.
O T H ER A M EN D M EN TS TO A R T IC L ES OF IN C O R PO R A T IO N .
On April 7, the Monroe County Bank, Dundee, taking advantage of sec
tion 10 of the banking law, by a vote of its stockholders, amended their orig
inal articles of incorporation allowing such bank to transact a savings bank
business.
The State Bank of East Jordan by a vote of its stockholders on January
12, 1904, also amended their original articles of incorporation so as to per
mit of the transaction of a savings bank business, according to said section
10 of the banking law.
E X T E N S IO N OF CORPORATE E X IS T E N C E .
According to the provisions of section 67 of the banking law the Lum
bermans State Bank, West Bay City, extended its corporate existence for
thirty years from and after January 1, 1905.
GRO W TH OF STA TE B A N K S.
Since the organization of this department, 1889, the increase and growth
of business has been very great. Loans show an increase of $118,039,906.06,
and deposits $128,702,163.50, as will be seen from the following statement:
Resources.
L o an s........................................................
Real estate, furniture and fix tu re s.. .
C ash ...........................................................
T o ta ls...............................................
242 S tate banks,
1 society for
savings, 4 tru st
companies,
Nov. 17, 1903.
80 banks,
Jan. 7, 1889.
248 S tate banks,
1 society for
savings, 4 tru st
com panies,
Sept. 6, 1904.
$30.815,697 13
534,411 76
7,550,661 99
$142,037,073 75
4,403,362 00
32,994,534 58
$148,855,603 19
4,510,842 36
32,567,267 23
$38,900,770 88
$179,434,970 33
$185,933,712 78
Liabilities.
Capital stock paid i n ............................
Surplus fund and undivided p ro fits..
D eposits...................................................
Notes and bills rediscounted...............
$5,519,425
1,818,835
31,284,124
278,385
00
53
39
96
$15,919,551
9,125,683
153,880,451
509,284
$16,111,120
9,527,154
159,986,287
309,150
21
02
91
19
i
T o ta ls...............................................
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Federal Reserve Bank of St. Louis
$38,900,770 88
$179,434,970 33
00
72
89
17
r \
$185,933,1 12 78
xii
STATE BANKING DEPARTMENT.
N U M B E R OF D E PO SIT O R S.
The total number of depositors in the 248 State banks and 88 National
banks on December 1, 1904, was 603,234, as follows:
State banks, individual deposits subject to check..........................
State banks, commercial certificates of deposit..............................
State banks, savings depositors.......................................................
State banks, savings certificates of deposit.....................................
National banks, individual deposits subject to check....................
National banks, certificates of deposit............................................
75,713
37,369
305,346
53,286
58,312
73,208
The following table will show number of commercial depositors and sav
ings depositors in the 248 State banks and 88 National banks, together with
amount of deposits and average amount to each depositor:
Banks.
Class of
deposit.
Num ber
of de
positors.
248 S tate b a n k s......................................
88 N ational b a n k s...............................
/ C om m ercial..
\ Savings.........
C om m ercial..
113,082
*358,632
*131,520
$55,295,246 45
99,782,932 96
69,945,810 33
$488 00
279 00
531 00
603,234
$225,023,989 74
$373 00
T o ta ls...............................................
Am ount of
deposits.
Average
to each de
positor.
*Tliis includes certificates of deposits; several certificates issued to one person counted as one.
R E C E IP T S AND E X P E N S E S OF T H E D E PA R TM EN T.
The fees collected by this department for the examination of banks, ac
cording to the provisions of section 40 of the general banking law, amounted
to $18,601.37. And there has been turned over to the Secretary of State
for franchise fees on capital stock of new banks and from banks increasing
their capital and extending their corporate existence, $340.00. This amount
together with $18,601.37 examination fees, makes a total of $18,941.37 re
ceived from banks during the year.
The expenses of the department for the year were as follows:
Salary of Geo. W. Moore, Commissioner....................................
Salary of Wm. Donovan, Deputy Commissioner.......................
Salary of W. T. Bradford, as examiner......................................
Salary of B. C. Jolty, examiner, (resigned October 15, 1904)...
Salary of Harmon Wendell, examiner........................................
Salary of E. E. Ford, examiner...................................................
Salary of Charles M. Turner, examiner.....................................
Salary of A. E. Manning, examiner............................................
Salary of special examiners.........................................................
Salary of F. D. Carleton, clerk (appointed January 1, 1904, re
signed July 1, 1904)..................................................................
Salary of extra clerks....................................................................
Expenses incurred in examination of banks...............................
Miscellaneous expenses, viz., printing, stationery, postage, etc..
Total................................................. ..............................
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Federal Reserve Bank of St. Louis
$2,500 00
2,000 00
1,700 00
1,344 29
1,700 00
1,700 00
1,700 00
1,500 00
504 40
456
1,000
5,741
1,850
01
99
08
18
$23,696 95
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Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
X IV
Disposition of collections :
Loans paid and other disbursements
Dividends paid...................................
Legal expenses...................................
All other expenses............................
Receiver’s salary paid to date..........
Deposits and collections returned__
Balance in hands of receiver............
$64,434
1,247,647
32,487
81,059
50,000
56,418
705,967
76
31
14
89
00
38
33
-$2,238,014 81
,
State Bank of Fenton Fenton.
Clarence Tinker, receiver, under date of December 1, 1904, reports as
follows:
liability to depositors at date of suspension, June 14, 1897. . ..
Other liabilities..............................................................................
Total
$88,703 19
14,141 30
$102,844 49
Total assets at date of, and received since suspension.................
Amount collected by receiver to date..........................................
Disposition of collections:
Loans paid........................................
Dividends paid.................................
Legal expenses paid.........................
Receiver’s salary to date.................
All other expenses...........................
Balance in hands of receiver...........
141,757 18
72,775 19
.............
$16,960 65
.............
42,293 62
.............
1,619 42
.............
6,000 00
............. * 5,401 50
.............
500 00
72,775 19
,
The Tawas State Savings Bank East Tawas.
N. C. Hartingh, receiver, under date of December 20, 1904, reports as
follows:
Liability to depositors at date of, and received since suspension
Other liabilities.............................. : .............................................
$11,040 63
28,039 42
Total......................................................................... . ............
$39,080 05
Total assets at date of, and received since suspension...............
Amount collected by receiver to date..........................................
80,581 26
9,086 16
Disposition of collections:
Dividends paid................................................
Legal expenses................................................
Receiver’s salary to d ate................................
All other expenses.......... ................
Balance in hands of receiver.........................
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Federal Reserve Bank of St. Louis
$6,828
513
895
796
52
53
06
00
80
77
$9,086 16
REPORT OF THE COMMISSIONER.
xv
People’s Savings Bank , Mt. Pleasant.
Charles T. Russell, receiver, under date of December 1, 1904, reports as
follows:
Liability to depositors at date of suspension, August 20. 1897. .
Other liabilities..............................................................................
$65,491 80
16,896 90
Total................................................................................\ . . .
$82,388 70
Total assets at date of, and received since suspension.............
Amount collected by receiver to date........................................
236,876 78
123,520 43
Disposition of collections:
Loans paid......................
Dividends paid...............
Legal expenses................
Receiver’s salary to date
All other expenses..........
$80,522 70
30,043 02
1,772 69
8,216 15
2,965 87
--------------
123,520 43
State Bank of White Pigeon.
J. Murray Benjamin, receiver, under date of December 10, 1904, reports
as follows:
Liability to depositors at date of suspension, July 30, 1904. . . . $126,366 89
Other liabilities..............................................................................
1,178 45
Total.................................................................. ....................
$127,545 34
Total assets at date of, and received since suspension.............
Amount collected by receiver to date.........................................
140,680 17
61,619 73
Disposition of collections:
Dividends paid................................................
Legal expenses paid.....................................
Receiver’s salary to date................................
All other expenses...........................................
Balance in hands of StateTreasurer..............
Balance in hands of receiver..........................
$53,642
250
300
450
5,903
1,073
37
00
00
78
39
19
$61,619 73
O P IN IO N OF ATTO R N EY G E N ER A L.
On account of the importance of the subject of excessive loans I deem it
advisable to again publish the construction of section 52 of the banking law
in this regard as submitted to this Department by the Attorney General
in the year 1903:
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Federal Reserve Bank of St. Louis
XVI
STATE BANKING DEPARTMENT.
Lansing, Mich., May 23, 1903.
Hon. George W. Moore, Commissioner of Banking, Lansing, Michigan:
Dear Sir—I am in receipt of your communication of the 19th inst. refer
ring to the General Banking Law of this State, and requesting my opinion
upon the following questions:
“ First, How much money may the directors of a bank loan to any person
or company, or corporation, or firm, by a two-thirds vote of its board of
directors?
“ Second, Flow much money may any bank loan on any one line of com
mercial paper?
“ Third, May a bank increase the first named line by the bond or personal
endorsement of the officers or directors of a firm, company or corporation,
or by the assignment of value as collateral ?”
In considering these questions I desire to call your attention to section
6141 of the Compiled Laws, being section 52 of the General Banking Law
of this State, which provides in part as follows: “ The total liabilities to any
bank of any person or of any company, corporation or firm for moneys ad
vanced, including in the liabilities of the company or firm the liability of
the several members thereof, except special partners, shall at no time ex
ceed one-tenth part of the amount of the capital and surplus of such bank;
but the discount of bills of exchange drawn in good faith against actually
existing values and the discount of commercial or business paper actually
owned by the person negotiating the same shall not be considered as money
borrowed: Provided however, That the foregoing limitations shall not apply
to loans on real estate or other collateral securities authorized by this act.
Provided, however, That by a two-thirds vote of the directors the liabili
ties of any bank of any person or company or corporation or firm may be in
creased to a sum not exceeding one-fifth of the capital and surplus of the
bank.”
It is evident that this limitation was borrowed from the National Bank
ing Law, section 5200 of the revised statutes of the United States, providing
as follows: “ The total liabilities to any association, or any person, or of any
company, corporation, or firm for money borrowed, including in the liabil
ities of the company or firm, the liabilities of the several members thereof,
shall at no time exceed one-tenth part of the amount of the capital stock of
such association actually paid in; but the discount of bills of exchange drawn
in good faith against actually existing values, and the discount of commer
cial or business paper actually owned by the person negotiating the same,
shall not be considered as money borrowed.”
This provision, as found in our General Banking Law and also in the Na
tional Banking Law, has never been construed by the courts in so far as it
relates to the particular question submitted by you.
The Supreme Court of Pennsylvania, in the case of O’Hare vs. Second
National Bank of Titusville, 77 Pa. St. 102, referring to this provision in
its application to National banks makes use of the following language: “ Evi
dently the limitation of the indebtedness to the one-tenth in the 29th sec
tion, was intended as a general rule for conducting the business of the bank;
a rule laid down from experience to regulate its loans for its own best inter
est and those of stockholders and creditors, not a rule to regulate its cus
tomers. It was, as remarked in Fowler v. Scully, a regulation to prevent
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Federal Reserve Bank of St. Louis
REPORT OF THE COMMISSIONER.
X V II
these associations from splitting on the rock which has mined so many
banks, to wit, that of lending too much of their capital to one person or firm.
The intention being to protect the association and its stockholders and cred
itors from unwise banking, we cannot suppose it was meant to injure them
by forbidding recovery of the injudicious loans.”
In Yol. 29 of the Amer. & Eng. Ency. of Law, 2nd eel. p. 382, we find the
following with respect to the limitation found in the National banking law:
“ The object of this provision of the statute was to guard National banks
from the'’hazard of speculative loans, but it contemplated and permitted to
an unlimited amount the discount of paper used and required in facilitating
the transfer of property and money in the transaction of the legitimate busi
ness of the country.” Citing Oswego Second National Bank v. Burt, 93 N.
Y. 244.
It was evidently the intent of the Legislature in enacting the provision
above referred to, as found in the banking law of this state, to guard the
banks organized thereunder from the hazard of speculative loans, and to pre
vent such banks from advancing or loaning too much of their money to any
one person, firm or corporation, and in construing the statute with respect
to the exception, it is necessary to keep constantly in mind the purpose of
the limitation, and not to construe the provision relating to the exceptions
therefrom in such a wray as to destroy the force and effect of the limitation
itself. The exceptions to which I-refer relate to the discount of bills of ex
change drawn in good faith against actually existing values, and the dis
count of commercial or business paper actually owned by the person nego
tiating the same, and which in my opinion should be strictly construed and
should be held to apply to no transaction that did not clearly and fully come
within the provisions of the statute in this particular. Black on Interpre
tation of Laws, 275.
I find that the questions which you submit for my consideration are quite
fully considered in P ratt’s Digest, pages 93-94-95, in their application to
National banks, but I am unable to concur in some of the conclusions reached
which do not seem to be based upon judicial decisions, and which, in my opin
ion, tend to defeat the very purpose of the limitation. It is an elementary
proposition recognized by the courts with respect to statutory or constitu
tional inhibitions, that you cannot do indirectly that which you are prohib
ited from doing directly. In their application to commercial paper, the
terms “ loans” and “ discounts” are synonymous. Amer. & Eng. Ency. of
Law, Yol. 21, 2nd eel. 381. The question who is borrower is not always to
be determined from the position of the parties as they appear on the paper.
The borrower may be the maker or the endorser. Pratt’s Digest, 94. Our
statute provides that in the discount of commercial or business paper actu
ally owned by the person negotiating the same, it shall not be considered
as money borrowed. The application of this provision, in my opinion, re
lates exclusively to the person negotiating the paper. The statute contem
plates that he alone shall be considered as not receiving a loan from the bank.
With respect to the maker of such paper who is primarily liable, if such
maker has received credit at the bank to the full limit imposed by law, the
bank should not be permitted to discount such paper, as in that event the
liability of the maker would exceed the liability permitted by the general
banking law, and if such a transaction should be permitted, it would indi
rectly defeat the very purpose for which this limitation was imposed.
In determining the questions submitted by you I realize that there may
be some doubt as to the proper construction of these provisions in the ab-
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Federal Reserve Bank of St. Louis
xviii
STATE BANKING DEPARTMENT.
sence of any judicial determination as to their proper meaning. In view of
the fact that the several banks of this state organized under the general bank
ing law, are subject to state supervision, not only for the protection of the
banks themselves, but for the protection of the persons doing business with
such banks, the laws relating thereto should be construed in such a manner
as to afford such protection in every possible way, until such time as the
courts may determine otherwise.
In answer to your first question, I would therefore say that in my opinion
the amount which the directors of a bank would be authorized to loan to any
person, or company, or corporation, or firm, by a two-thirds vote of its board
of directors, would not exceed one-fifth of the capital and surplus of the bank,
and it would be immaterial whether such loan was secured or unsecured, ex
cepting, of course, loans on real estate or other collateral securities author
ized by the general banking law.
In answer to your second question, I would say that the same rule would
apply to any one line of commercial paper that would apply to any one per
son, company, firm or corporation.
In answer to your third question I would say that in my opinion it is im
material whether such loan is secured by the bond or personal endorsement
of the officers or directors of the firm company or corporation, or by the
assignment of value as collateral, except where such loan is made upon real
estate or other collateral securities recognized by the general banking law.
In this connection I call your attention to the rule laid down in the Amer. &
Eng. Ency. of Law, Vol. 21, 2nd ed., page 382, to the effect that “ Drafts
may be bona fide bills of exchange drawn upon actual existing values within
the meaning of the statute, though not accompanied by specific bills of lad
ing in each case. It is sufficient if they are drawn against property previ
ously consigned and existing either in its original form or in the shape of pro
ceeds of sales in the hands of the consignees.” This rule, of course, applies
to the federal statute. The state and federal statute being identical in this
particular, unquestionably the same rule would apply to a bank organized
under the general banking law of this State.
Respectfully yours,
Ch a S. A. B l a i r ,
Attorney General.
At the last session of the Legislature, section 39 of the banking law was
amended so as to provide for two examinations of reserve city banks during
the calendar year. I am very much pleased with the results obtained un
der this amendment and would suggest a further amendment providing for
the examination of all state banks at least twice during the year. In this
connection permit me to state that the Department is very much pleased
with the co-operation it has uniformly received from the bankers of our state,
in their desire to comply with the law.
The question of excessive loans, as defined by the rulings of the Attorney
General, as shown by his letter in another part of this report, has been a
very important one for the consideration of the bankers, and I am pleased to
say that the Attorney General’s interpretation of the law governing this
question which has been closely followed by this Department during the past
two years is now very generally observed. The uniform courtesy with which
our letters of criticism to the banks have been observed and answered and
the hearty co-operation of the executive officers of banks with the represen-
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Federal Reserve Bank of St. Louis
REPORT OF THE COMMISSIONER.
xix
tatives of this Department, is highly appreciated by the Commissioner and
bespeaks the most hearty co-operation of this Department and the banking
interests of Michigan.
It affords me great pleasure at this time to acknowledge the valuable ser
vices rendered the Department by Deputy Commissioner Wm. Donovan, and
examiners B. C. Jolly, Harmon Wendell, E. E. Ford, W. T. Bradford, Albert
E. Manning, and Charles M. Turner.
Very respectfully,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Commissioner of the Banking Department.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ABSTRACT OF REPORTS.
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Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT,
X X II
COMPARATIVE ABSTRACTS (STATE BANKS).
Comparative abstracts, giving the volume of business as shown by the last reports of
Michigan State banks called for in the years 1889, 1890, 1891, 1892, 1893, 1894, 1895,
1896, 1897, 1898, 1899, 1900, 1901, 1902, 1903, and 1904, as made to the Commissioner of
the Banking Department.
Resources.
Loans and discounts........................
December
11, 1889,
90 banks, 2
trust
companies.
December
19, 1890,
106 banks, 2
trust
companies.
December
2, 1891,
121 banks, 3
trust
companies.
December
9, 1892,
138 banks, 3
trust
companies.
December
19, 1893,
159 banks, 3
trust
companies.
822,624,007 12 $27,628,145 16 130,543,959 76 $38,883,892 66 $32,402,874 53
24,804,367 45
15,645,031 54
18,846,687 08
21,308,913 14|
26,843,183 47
165,315 19
183,645 30
195,618 49
222,549 92
206.537 17
523,466 20
714,313 50
941,191 77
1,274,415 65
1,517,146 91
Other real estate..............................
253,782 59
311,470 52
350,381 69
692,412 41
647,824 20
Expenses and taxes paid.................
276,624 57
266,114 72
307,3S6 48
364,088 85
395,207 14
Interest paid.....................................
210,872 79
217,130 03
145,482 78
271,426 84
352,701 34
Due from banks in reserve cities__
5,182,241 12
5,712,028 27
7,481,885 31
9,435,452 69
7,536,024 09
Due from other banks and bankers..
298,942 90
371,808 02
468,162 59
526,816 22
450,100 31
Exchanges for clearing house..........
200,024 37
152,723 76
319,354 22
306,521 91
246,416 43
Checks and cash items.....................
150,252 88
308,018 92
242,213 13
209,062 16
302,096 21
Nickels and cents.............................
11,720 48
11,047 14
15,030 82
18,382 56
24,102 73
Gold coin..........................................
396,827 00
4S3.504 49
849,656 57
1,039,932 42
1,098,747 47
Stocks, bonds and mortgages..........
Overdrafts........................................
Banking house, furniture and fixtures..............................................
Silver coin.........................................
United States and National bank!
notes..............................................
Totals........................................
171,666 15
167,925 17
215,054 78
293,818 72
259,119 76
1,242,843 00
1,575,817 00
1,807,081 00
2,266,977 00
2,312,851 00
$47,354,277 90 $50,950,395 68 $65,191,972 53 $82,649,533 48 $73,156,116 80
Liabilities.
$9,522,420 00 -$11,109,827 59 $12,311,041 98
Capital stock paid in........................
$7,254,559 10
$8,460,835 00
Surplus fund.....................................
1,132,329 90
1,502,849 44
1,704,248 31
2,124,487 81
2,443,906 07
Gross undivided earnings.................
1,679,925 61
1,912,300 21
2,169,532 72
2,534,015 14
2,639,574 57
Dividends unpaid.............................
2,571 03
6,234 00
2,158 87
5,739 37
18,081 02
Individual deposits...........................
7,879,586 71
9,300,393 00
11,750,841 68
16,948,803 02
14,529,942 04
Certificates of deposit......................
4,452,081 74
6,054,724 25
6,746,187 18
9,632,918 47
6,086,895 92
Savings deposits...............................
23,069,030 20
27,779,138 09
31,186,303 14
37,909,010 12
32,216,007 OS
42,076 74
Certified checks................................
29,987 61
40,450 93
37,541 35
67,981 89
Cashiers’ checks outstanding...........
21,097 57
5,802 67
30,594 71
36,445 82
29,031 78
Due. to banks and bankers...............
809,678 07
1,325,103 37
1,599,224 96
1,869,563 31
1,437,360 49
Notes and bills rediscounted............
386,429 76
517,866 12
391,719 61
279,390 41
054,100 98
Bills payable.....................................
37,000 00
44,700 00
51,200 00
131,349 93
148,037 53
Totals........................................
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Federal Reserve Bank of St. Louis
$47,354,277 90 $56,950,395 68 $65,191,972 53 $82,049,533 48 $73,156,116 80
REPORT OF THE COMMISSIONER,
'
xxiii
Comparative abstracts (State Banks).—Continued.
Resources.
Loans and discounts........................
Stocks, bonds and mortgages..........
Overdrafts........................................
Banking house, furniture and fixtures..............................................
December
19, 1894,
164 banks, 4
trust
companies.
December
13, 1895,
169 banks, 4
trust
companies.
December
17, 1896,
173 banks, 4
trust
companies.
December
15, 1897,
177 banks, 3
trust
companies.
December
1, 1898,
182 banks, 3
trust
companies.
$34,320,138 74 $40,179,933 36| $36,982,440 70 $38,601,949 09 $41,384,075 83
37,453,689 93
26,516,601 07
27,852,301 82
28,451,447 71
31,926,938 07
192,415 39
224,066 95
199,468 95
227,024 36
298,762 48
1,694,992 89
1,758,139 62
1,814,724 74
1,820,639 66
1,906,096 96
882,473 08
1,237,183 41
1,593,803 10
2,054,891 06
Other real estate...............................
719,150 15
Expenses and taxes paid.................
403,575 78
Interest, paid...
312,758 02
•
23,493 99
26,213 98
41,708 51
47,333 15
Due from banks in reserve cities....
9,653,012 05
9,527,910 70
10,689,631 08
14,460,853 39
15,656,008 52
893,192 24
Premiums paid..
Due from other banks and bankers..
361,668 44
392,582 07
481,787 89
837,584 03
Exchanges for clearing house..........
352,725 79
360,473 16
429,334 91
396,454 61
418,372 26
Checks and cash items.....................
213,076 23
377,047 46
285,151 36
295,907 52
341,835 45
Nickels and cents.............................
26,840 53
20,384 28
22,407 73
22,543 68
24,283 58
'Gold coin..........................................
1,683,739 65
2,028,483 58
2,286,076 60
2,273,685 90
2,448,122 25
Silver coin.........................................
United States and National bank
notes..............................................
269,032 24
277,618 80
289,380 11
307,663 09
387,684 17
2,152,421 00
2,065,781 00
2,530,816 00
2,590,180 00
2,754,711 00
Totals........................................
$78,872,148 57 $85,970,689 87 $85,686,065 17 $95,397,535 01 $106,069,058 88
Liabilities.
Capital stock paid in........................
$12,600,820 00 $12,518,117 21 $12,458,275 00 $12,010,200 00 $12,003,600 00
Surplus fund.....................................
2,589,052 49
2,735,755 49
2,876,322 12
2,986,650 27
2,981,382 73
Gross undivided earnings.................
2,698,387 31
*2,112,933 75
*2,042,341 06
*1,927,498 49
*1,958,531 34
Dividends unpaid.............................
17,696 03
23,539 94
14,629 00
16,430 88
8,204 48
Individual deposits...........................
15,476,103 85
16,562,755 06
15,274,265 98
18,025,578 88
20,599,904 56
Certificates of deposit.......................
7,024,676 13
8,364,560 85
7,530,592 54
8,576,587 67
9,782,646 49
Savifigs deposits...............................
35,939,957 25
41,192,483 54
42,055,852 60
48,076,282 71
54,105,981 76
Certified checks................................
65,583 23
85,970 78
140,220 18
67,246 32
111,903 86
Cashiers’ checks outstanding...........
24,974 06
33,828 85
22,834 67
13,771 80
19,723 43
Due to banks and bankers...............
2,007,773 87
1,936,615 12
2,441,456 29
3,647,253 47
4,420,425 42
Notes and bills rediscounted............
354,059 88
359,129 28
273,075 73
36,886 14
51-, 754 81
Bills payable.....................................
73,064 47
45,000 00
32,000 00
13,148 38
25,000 00
Liabilities other than above stated..
Totals........................................
524,200 00
$78,872,148 57 $85,970,689 87 $85,686,065 17 $95,397,535 01 $106,069,058 8S
♦Undivided earnings, less current expenses interest and taxes paid.
D
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Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
X X IV
Comparative abstracts
December
2, 1899,
187 banks, 3
tru st
companies.
Resources.
9
Loans and d iscounts................................................................................................................
$50,272,936 26
Stocks, bonds and m ortgages .................................................................................................................
43,420,804 26
O v erd ra fts...................................................................................................................................
334,526 17
B anking house, furniture and fix tu res................................................................................
2,075,425 01
O ther real e s ta te .......................................................................................................................
2,032,366 69
Expenses and taxes paid ......................................................................................................
In terest p a id ............................
.................................................................................
Prem ium s p a id .................................................................................................................... : ..
213,747 47
D ue from banks in reserve cities......... ...............................................................................
14,395,138 44
Due from other banks and b an k ers......................................................................................
999,267 91
Exchanges for clearing h o u se................................................................................................
451,809 45
Checks and cash ite m s.............................................................................................................
385,617 28
Nickels and cents.......................................................................................................................
26,844 76
Gold co in ...........................................................................................................................................................
2,782,654 49
Silver co in .........................................................................................................................................................
383,374 38
U nited States and N ational bank n o te s ..........................................................................................
3,016,402 00
T o ta ls ........................................................................................................................................................
$120,790,914 66
Liabilities.
Capital stock paid i n ..................................................................................................................................
$12,262,100 00
Surplus fu n d ....................................................................................................................................................
2,987,971 24
Undivided earnings n e t .............................................................................................................................
2,102,350 42-
Dividends u n p a id ..........................................................................................................................................
11,914 42
Individual dep o sits .....................................................................................................................................
24,522,326 97
Certificates of d ep o sit .................................................................................................................................
12,250,239 67
Savings d ep o sits ............................................................................................................................................
62,660,212 66
..............................................................................................................
66,649 37
Cashiers’ checks o u tstan d in g ..................................................................................................................
83,450 18
Due to banks and b a n k e rs ......................................................................................................................
3,748,526 37
Certified checks...................
Notes and bills rediscounted ..................................................................................................................
14,000 00
Bills p ay ab le ....................................................................................................................................................
81,173 30
Liabilities other than above s ta te d ......................................................................................
T o ta ls .........................................................................................................................................................
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Federal Reserve Bank of St. Louis
$120,790,914 60
REPORT OF THE COMMISSIONER.
XXV
{State Banks).—Concluded.
November
25, 1902,
228 state
banks, 4 tru st
companies,
November
17, 1903,
242 state
banks, 4 tru st
companies,
1 society
for savings.
Septem ber
6, 1904,
248 state
banks, 4 tru st
companies,
1 society
for savings.
December
13, 1900,
192 banks, 3
tru st
companies,
December
10, 1901,
213 banks, 3
tru st
companies,
853,161,024 07
$61,706,112 90
$71,029,727 87
$76,013,937 01
$78,746,336 05
46,495,505 41
55,903,472 79
62,718,889 40
60,317,185 97
68,383,331 90
242,650 61
244,675 75
298,124 85
. 301,921 98
2,245,982 87
2,331,104 32
2,428,779 83
2,747,383 27
2,902,806
2,060,599 30
1,764,547 92
1,740,305 79
1,655,978 73
1,608,035 94
337,043 17
323,505 22
295,373 97
264,608 79
16,304,200 53
19,334,239 13
19,566,876 95
20,455,482 93
1,154,911 42
1,597,714 10
1,818,528 06
1,363,614 21
197,553 07
42
241,162 15
21,137,556
22
1,287,220 02
422,415 20
906,754 45
643,168 60
628,326 98
854,065 78
320,197 45
343,580 67
531,318 02
418,158 14
353,232 19
30,507 54
33,336 21
45,262 35
58,008 16
73,587 98-
3,246,550 00
3,245,496 21
3,634,079 16
3,859,868 27
4,499,431 65
422,770 86
452,093 97
512,225 31
663,741 42
599,619 41
3,514,851 00
4,606,396 11
4,457,448 25
4,686,754 47
5,049,774 00
$129,959,209 43
$152,193,029 75
$169,720,108 41
$179,434,970 33
$185,933,712 78
$12,953,523 85
$16,111,120 00
$14,035,880 00
$14,842,470 00
$15,919,551 21
3 ,065,924 18
3,762,660 91
4,959,893 71
5 ,560,112 18
6,471,703 33
2 ,430,966 72
2,932,193 32
3,251,864 56
3,565,570 84
3,055,451 39
10,178 36
4,929 72
2,876 72
3,511 36
5,291 14
24,840,803 37
29,540,186 91
34,503,984 97
37,280,300 03
38,287,417 40
12,341,536 00
14,664,986 47
16,952,741 46
17,570,185 09
16,679,540 71
69,548,293 05
81,609,318 57
89,278,662 99
93,473,139 78
99,782,932 96
98,418 48
94,652 52
194,520 09
110,395 49
191,493 34
27,222 23
68,734 87
146,271 08
77,541 33
136,795 00
4,481,075 44
5,368,915 27
5,259,834 85
5,365,378 83
4,902,817 34
35,799 00
6,071 19
75,479 88
97,711 15
76,405 96
125,468 75
104,500 00
251,508 10
411,573 04
232,744 21
$129,959,209 43
$152,193,029 75
$169,720,108 41
$179,434,970 33
$185,933,712 78
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
XXVI
COMPARATIVE ABSTRACTS, (NATIONAL BANKS).
Comparative abstracts, showing the volume of business of the national banks of the State from
the last reports called for in the years 1889, 1890, 1891, 1892, 1893, 189Jf, 1895, 1896, 1897,
1898, 1899, 1900, 1901, 1902, 1903, and 1904, as made to and furnished this department
by the comptroller of the currency at Washington.
Resources.
Loans and discounts........................
December
11, 1889,
113 national
banks.
December
19, 1890,
109 national
banks.
December
2, 1891,
106 national
banks.
December
9, 1892,
104 national
banks.
December
19, 1893,
99 national
banks.
$45,860,178 79 $47,527,375 32 $48,424,955 39 $52,752,163 51 $40,783,209 13
Stocks, bonds and mortgages..........
4,716,830 60
4,289,671 45
4,231,798 69
5,623,070 40
Overdrafts........................................
214,415 50
219,314 54
222,506 90
292,210 95
187,479 07
Due from reserve agents..................
5,273,805 17
6,000,383 99
6,942,032 64
8,304,177 63
6,191,185 16
Due from other banks and bankers..
Banking house, furniture and fixtures..............................................
1,417,240 70
1,531,500 83
2,055,712 68
2,457,593 23
1,508,833 10
1,161,347 88
1,175,007 50
1,140,593 47
1,092,330 52
1,058,013 55
Other real estate..............................
696,499 38
807,729 15
654,818 49
597,433 76
523,837 66
Current expenses and taxes paid__
314,041 78
316,798 82
308,899 32
330,626 32
6,945,499 58
Exchanges for clearing house..........
351,040 73
291,486 06
531,466 31
420,011 79
414,646 27
Checks and cash items.....................
206*, 917 13
252,540 59
222,864 76
269,288 40
208,277 54
Cash..................................................
5,352,544 48
5,156,435 60
5,363,033 64
5,337,462 12
5,479,123 70
Due from United States treasurer...
175,937 44
166,537 96
155,501 41
201,723 10
269,208 62
Premiums on United States bonds...
506,812 27
416,961 40
326,649 58
415,932 79
448,743 01
Totals........................................
Liabilities.
Capital stock paid in ........................
$66,051,502 97 $68,35S,341 25 $70,555,261 76 $78,235,686 10 $63,891,477 17
•
$15,674,600 00 $15,539,600 00 $15,244,600 00 $15,034,000 00 $14,584,000 00
Surplus fund.....................................
3,173,932 03
3,332,775 18
3,715,238 33
3,858,283 29
3,769,273 96
Cross undivided earnings.................
2,589,639 53
2,715,207 61
2,359,221 32
2,375,539 99
*1,879,151 51
Dividends unpaid.............................
25,279 32
9,632 59
36,373 86
18,212 61
17,180 18
Individual deposits...........................
35,217,989 08
36,792,399 46
38,500,510 19
42,409,084 23
31,789,116 14
566,999 05
483,927 31
330,558 68
401,760 31
Due to banks and bankers...............
5,857,859 32
6,052,260 90
7,140,938 64
9,946,624 23
6,100,036 83
National bank notes outstanding__
2,853,300 00
2,660,200 00
2,587,020 00
3,281,300 00
4,557,055 00
Notes and bills rediscounted............
658,903 69
689,166 46
462,157 73
466,083 07
426,228 15
100 00
23,000 00
United States deposits.....................
Bills payable.....................................
Liabilities other than those above
stated............................................
Totals........................................
2,274 38
233 06
$66,051,502 97 $68,358,341 25 $70,555,261 76 $78,235,686 10 $63,891,477 17
♦Undivided earnings, less expenses and taxes paid.
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Federal Reserve Bank of St. Louis
367,442 03
516,000 00
REPORT OF THE COMMISSIONER,
XXV11
Comparative abstracts, (National Banks).—Continued.
Resources.
Loans and discounts.........................
December
19, 1894,
96 national
banks.
December
13, 1895,
94 national
banks.
December
17, 1896,
89 national
banks.
December
15, 1897,
82 national
kanks.
December
1, 1898, ■
81 national
banks.
$43,083,288 41 $44,736,533 88 $40,304,416 58 $41,143,927 46 $42,919,871 77
Stocks, bonds and mortgages..........
6,808,219 06
6,795,879 01
6,061,223 33
6,572,265 92
Overdrafts.........................................
191,899 31
184,138 47
174,561 83
169,842 80
220,627 59
Due from reserve agents..................
7,158,187 74
5,697,542 13
8,051,478 98
11,777,125 43
10,816,560 04
Due from other banks and bankers..
Banking house, furniture and fixtures..............................................
2,138,681 61
1,754,960 91
2,145,006 98
3,492,498 90
3,757,850 18
1,057,140 95
1,016,259 30
1,029,048 72
943,880 03
1,019,100 09
Other real estate...............................
556,397 40
690,205 85
796,229 53
880,219 77
1,061,231 36
392,218 02
9,766,446 01
Current expense and taxes paid......
Exchanges for clearing house...........
300,541 92
243,688 09
333,694 76
358,309 99
Checks and cash items.....................
226,913 43
160,616 79
199,702 79
136,857 46
179,112 92
Cash..................................................
5,089,305 10
5,039,661 46
5,333,487 61
5,505,338 94
5,982,621 40
Due from United States treasurer...
240,670 62
236,528 07
231,775 11
209,475 82
234,094 42
Premiums on United States bonds..
430,463 13
414,815 00
375,089 75
365,223 50
465,448 84
Totals........................................
$67,281,708 68 $66,970,828 96 $65,435,775 97 $71,554,966 02 $76,815,182 64
Liabilities.
Capital stock paid in........................
$13,634,000 00 $13,434,000 00 $12,959,000 00 $11,945,000 00 $11,770,000 00
Surplus fund.....................................
3,572,570 99
3,631,010 78
3,418,221 47
3,242,018 09
3,188,318 72
Undivided earnings n et....................
1,803,480 48
1,789,465 90
1,687,088 73
1,394,998 14
1,374,061 73
Dividends unpaid.............................
8,348 50
11,509 58
9,156 46
17,563.29
20,387 30
Individual deposits...........................
34,718,215 02
35,612,374 38
34,391,087 75
39,217,006 25
43,486,965 94
United States deposits.....................
383,962 29
357,750 18
409,961 73
401,136 29
1,255,821 32
Due to banks and bankers...............
8,641,246 57
7,406,212 51
8,260,695 23
11,772,976 46
11,760,185 28
3,958,300 00
National bank notes outstanding__
4,141,997 50
4,202,742 50
4,071,495 00
3,551,767 50
Notes and bills rediscounted............
316,887 33
386,898 33
140,289 20
2,500 00
Bills payable.....................................
Liabilities other than those above
stated............................................
61,000 00
137,500 00
88,400 00
10,000 00
1,364 80
380 40
Totals........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1,142 35
$67,281,708 68 $66,970,82S 96 $65,435,775 97 $71,554,966 02 $76,815,182 64
xxviii
STATE BANKING DEPARTMENT.
Comparative abstracts
Resources.
December
2, 1899,
80 national
banks.
Loans and disco u n ts................................
847,581,061 50
Stocks, bonds and m ortgages...............
11,652,043 11
O v erd rafts..................................................
194,788 80
D ue from reserve a g en ts........................
8,671,815 91
D ue from other banks and b a n k e rs. . .
3,647,971 66
B anking house, furniture and fixtures
1,003,999 44
O th er real e s ta te ......................................
1,060,810 20
C urrent expenses and taxes p a id .........
E xchange for clearing h o u se .. . . . . . . .
597,274 04
Checks and cash ite m s............................
240,308 50
C ash.............................................................
6,151,557 96
Due from U nited States tre a su re r___
242,948 86
.Prem ium s on U nited States bonds
453,937 69
881,498,517 67
Totals
Liabilities.
Capital stock paid i n ..............................................
811,440,000 00
Surplus fu n d .............................................................
3,157,388 20
Undivided earnings n e t .........................................
1,563,841 93
Dividends u n p a id ....................................................
17,340 81
Ind iv id u al dep o sits.................................... ............
49,920,532 09
U n ited States d ep o sits................. .........................
1,354,864 72
Due to banks and b a n k e rs...................................
9,738,696 81
N ational b an k notes o u tstan d in g ........ ..............
4,250,300 00
N otes and bills rediscounted................................
23,644 61
Bills p ay ab le.............................................................
27,000 00
Liabilities other th a n those above s ta te d .........
4,908 50
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
881,498,517 67
REPORT OF THE COMMISSIONER.
X X IX
{National Banks).—Concluded.
December
13, 1900,
85 national
banks.
December
10, 1901,
85 national
banks.
Novem ber
25, 1902,
84 national
banks.
Novem ber
17, 1903,
87 national
banks.
Septem ber
6, 1904,
88 national
banks.
$51,651,236 44
$54,938,142 28
$60,694,986 71
$64,088,225 33
$65,803,150 16
12,318,672 86
14,141,822 34
15,106,385 98
16,331,297 13
16,876,755 37
246,158 27
286,561 65
349,047 07
351,732 17
249,830 11
10,658,399 31
11,231,301 10
10,167,335 72
9,147,612 91
10,991,502 16
3,46 3 ,3 7 4 00
4,058,641 12
3,845,841 49
4,174,213 53
4,414,365 24
1,142,970 99
1,150,952 69
1,300,681 27|
1,363,481 00
1,488,498 28
927,158 12
696,254 41
455,261 67
393,115 75
380,373 53
415,477 92
930,166 52
578,212 52
499,453 75
715,114 06
182,689 83
204,714 74
239,577 39
182,558 75
270,131 43
7,105,053 78
7,358,362 08
6,554,095 31
6,834,835 11
7,553,259 40
308,427 88
336,238 00
326,770 50
378,175 67
399,420 00
203,917 94
228,358 81
356,315 39
311,370 92
255,738 73
$88,623,537 34
$95,561,515 74
$99,974,511 02
$104,056,072 02
$109,398,138 47
$11,578,000 00
$11,548,750 00
$11,380,000 00
$12,530,000 00
$12,730,000 00
3,276,188 20
3,052,638 20
3,416,538 20
3,782,538 20
4,266,688 20
1,850,274 85
2,007,685 64
2,157,217 18
2,454,374 37
2,094,959 00
13,983 81
18,542 81
13,357 81
16,440 61
5,156 93
54,232,091 31
59,593,561 95
63,316,731 07
65,305,659 11
69,945,810 33
1,391,304 19
1,772,959 84
2 ,150,114 62
2,404,832 56
1,712,739 74
11,024,083 47
11,764,875 41
11,611,241 60
10,418,980 57
11,323,976 44
5,160,102 50
5,580,200 00
5,639,200 00
6,774,840 00
7,218,930 00
11,989 72
5,500 00
21,500 00
182,202 70
41,595 90
75,000 00
205,000 00
107,000 00
178,000 00
35,000 00
10,519 29
11,801 89
161,610 54
8,203 90
23,281 93
$88,623,537 34
$95,561,515 74
$99,974,511 02
$104,056,072 02
$109,398,138 47
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
XXX
STATE BANKS.
Abstracts of reports made by the State banks of Michigan to the Commissioner of the Banking
Department, the reports being called for on past days unknown to the bank officers, viz:
January 22, March 28, June 9 and September 6, 1904■ For reports of individual State
banks and trust companies see succeeding pages.
Resources.
Report of
Jan. 22,
244 state
banks, 4 trust
companies,
1 society
for savings.
Report of
March 28,
244 state
banks, 4 trust
companies,
1 society
for savings.
Report of
June 9,
247 state
banks, 4 trust
companies,
1 society
for savings.
Report of
Sept. 6.,
248 state
banks, 4 trust
companies,
1 society
for savings.
Loans and discounts...............................................
$04,756,198 37
$76,928,089 75
$77,902,860 68
$78,746,336 05
Bonds, mortgages and securities............................
60,026,452 05
66,659,443 20
67,759,376 95
67,462,511 90
Premiums paid on bonds........................................
256,572 56
253,856 81
250,914 23
241,162 15
Overdrafts...............................................................
252,082 52
231,018 56
251,997 12
197,553 07
Banking house........................................................
2,788,579 53
2,798,064 57
2,841,261 15
2,902,806 42
Other real estate.....................................................
Due from other banks and bankers (not reserve
cities....................................................................
1,674,975 45
1,688,971 43
1,641,850 00
1,008,035 94
742,663 28
943,233 04
815,793 16
760,158 86
Items in transit.......................................................
625,050 77
708,084 62
606,087 57
527,061 16
United States bonds. .............................................
866,580 00
870,580 00
924,200 00
920,820 00
Due from banks in reserve cities............................
21,614,690 61
21,641,441 70
20,552,810 59
21,137,556 22
Exchanges for clearing house.................................
574,397 86
578,091 20
654,467 32
854,065 78
U. S. and National bank currency.........................
5,478,680 25
4,791,615 25
5,416,494 30
5,049,774 00
Gold coin.................................................................
3,984,079 56
4,171,170 46
4,302,484 33
4,499,431 65
Silver coin...............................................................
700,597 57
607,668 46
615,673 13
599,619 41
Nickels and cents....................................................
73,323 22
76,240 53
72,875 50
73,587 98
Checks, cash items and internal revenue account..
368,051 30
290,116 29
336,854 89
353,232 19
$170,782,974 90 $183,237,685 87 $184,946,006 92 $185,933,712 78
Totals...............................................................
Liabilities.
$16,031,811 21
Capital stock paid in ..............................................
$15,990,430 00
$16,023,120 00
$16,111,120 00
Surplus fund...........................................................
Undivided profits, less current expenses, interest
and taxes paid.....................................................
6,136,914 65
6,130,652 92
6,209,118 85
6,471,703 33
2,649,653 92
3,064,009 38
3,335,697 23
3,055,451 39
Dividends unpaid....................................................
23,803 61
4,352 38
6,605 02
5,291 14
38,287,417 40
Commercial deposits subject to check...................
37,769,077 04
37,242,032 58
37,835,158 12
Commercial certificates of deposit.........................
17,342,225 34
17,333,257 19
17,452,876 73
10,679,540 71
5,554,521 34
5,128,646 82
4,902,817 34
163,517 69
139,106 78
191,493 34
81,910 79
84,035 81
81,577 25
136,795 00
Savings deposits......................................................
68,213,169 69
80,933,909 25
80,458,277 19
81,709,866 57
Savings certificates of deposit................................
16,327,504 40
16,422,721 31
17,866,551 18
18,073,066 39
Notes and bills rediscounted..................................
56,011 00
108,697 50
78,281 65
76,405 96
Bills payable...........................................................
291,000 00
205,548 52
330,990 10
232,744 21
5,764,457 58
Due to banks and bankers.....................................
95,435 67
Certified checks................».....................................
Cashier’s checks outstanding..................................
$170,782,974 90 $183,237,685 87 $184,946,006 92 $185,933,712 78
Totals...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1
REPORT OF THE COMMISSIONER.
XXXI
NATIONAL BANKS.
Abstracts of reports made by the national banks of Michigan to the Commissioner of the Bank
ing Department January 22, March 28, June 9 and September 6, 1904. For reports of
individual national banks see succeeding pages.
Resources.
Report of
Jan. 22,
88 national
banks.
Report of
March 28,
88 national
banks.
Report of
June 9,
88 national
banks.
Report of
Sept. 6,
88 national
banks.
Loans and discounts...............................................
$03,238,384 09
$65,382,342 32
$64,343,109 61
Overdrafts, secured and unsecured........................
303,821 22
302,885 75
273,673 70
249,830 11
U. S. bonds to secure circulation...........................
7,073,800 00
7,191,300 00
7,473,800 00
7,323,800 00
U. S. bonds to secure U. S. deposits......................
2,387,500 00
2,207,500 00
1,912,500 00
1,812,500 00
Other bonds to secure U. S. deposits.....................
$05,803,150 16
232,760 00
U. S. bonds on hand...............................................
246,100 00
207,100 00
258,700 00
495,180 00
Premiums on U. S. bonds......................................
291,129 69
275,322 19
267,314 07
255,738 73
Stocks, securities, etc.............................................
7,090,931 69
6,779,013 22
7,090,421 59
7,245,275 37
Banking house, furniture and fixtures...................
1,390,450 25
1,420,278 39
1,467,016 25
1,488,498 28
Other real estate owned.........................................
391,787 02
376,943 84
372,555 38
380,373 53
Due from National banks (not reserve agents)__
2,8S6,945 18
2,593,210 85
2,773,861 29
2,995,586 43
Due from State banks and bankers......................
1,301,424 46
1,293,299 76
1,171,938 39
1,418,778 81
Due from approved reserve agents........................
11,070,220 60
10,135,713 48
9,908,052 37
10,991,502 16
■Checks and other cash items..................................
166,581 91
223,347 98
165,050 95
270,131 43
Exchanges for clearing house.................................
421,938 91
710,533 51
465,985 95
715,114 06
Notes of other National banks...............................
636,421 00
517,967 00
779,849 00
677,751 00
Fractional paper currency, nickels and cents........
49,775 77
43,968 39
51,942 06
46,685 44
Specie......................................................................
4,333,262 61
4,086,844 85
4,557,344 80
4,517,720 96
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5% of circulation)..................................................................
Due from U. S. treasurer, other than 5% redemption fund..............................................................
2,306,487 00
1,797,383 00
2,520,942 00
2,311,102 00
350,065 50
353,390 00
373,665 00
366,165 00
64,479 50
56,725 34
26,278 00
33,255 00
Totals.............. ...............................................
$106,001,506 40 $105,955,069 87 $106,486,760 41 $109,398,138 47
Liabilities.
Capital stock paid in..............................................
$12,730,000 00
$12,730,000 00
$12,730,000 00
Surplus fund...........................................................
4,219,288 20
4,224,788 20
4,221,188 20
4,266,688 20
Undivided profits less expenses and taxes paid.. ..
1,806,002 14
2,093,319 90
2,263,109 79
2,094,959 00
National bank notes outstanding...........................
6,993,190 00
7,031,730 00
7,343,530 00
7,218,930 00
Due to other National banks.................................
3,248,332 69
3,040,239 17
2,953,413 33
3,178,948 92
Due to State banks and bankers............................
8,430,384 24
8,519,987 99
8,174,597 10
8,145,027 52
$12,730,000 00
Dividends unpaid...................................................
21,057 39
20,784 31
7,662 00
5,156 93
Individual deposits subject to check.....................
65,728,060 63
66,067,243 51
66,847,708 60
69,945,810 33
United States deposits...........................................
2,330,858 41
1,863,822 58
1,588,603 46
1,543,072 65
Deposits of U. S. disbursing officers......................
76,903 68
76,260 75
70,203 04
169,667 09
Notes and bills rediscounted...................................
126,529 47
206,493 46
162,960 44
41,595 90
Bills payable...........................................................
283,400 00
75,400 00
60,000 00
35,000 00
Liabilities other than those above stated..............
7,499 55
5,000 00
63,784 45
23,281 93
Totals...............................................................
E
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$106,001,506 40 $105,955,069 87 $106,486,760 41 $109,398,138 47
STATE BANKING DEPARTMENT.
XXXIL
STATE AND NATIONAL BANKS.
Abstracts showing the total volume of business transacted by the State and national banks and
trust companies of Michigan, as made to the Commissioner of the Banking Department
January 22, March 28, June 9 and September 6, 190j{.
Resources.
Loans and discounts...............................................
Report of
Jan. 22, 244
State banks,
88 national
banks, 4 trust
companies,
1 society
for savings.
Report of
March 28, 244
State banks,
88 national
banks, 4 trust
companies,
1 society
for savings.
Report of
June 9, 247
State banks,
88 national
banks, 4 trust
companies,
1 society
for savings.
Report of
Sept. 6, 248
State banks,
88 national
banks, 4 trust
companies,
1 society
for savings.
«27,994,582 46 $142,310,432 07 $142,245,970 29 $144,549,486 21
Stocks, bonds and mortgages.................................
73,117,383 74
73,438,456 42
74,849.79S 54
Overdrafts...............................................................
555,903 74
533,904 31
525,670 82
74,707,787 27
447,383 18
U. S. bonds to secure circulation...........................
7,073,800 00
7,191,300 00
7,473,800 00
7,323,800 00
U. S. bonds to secure U. S. deposits......................
2,387,500 00
2,207,500 00
1,912,500 00
1,812,500 00
232,760 00
Other bonds to secure U. S. deposits.....................
U. S. bonds on hand. " .........................................
1,112,680 00
1,077,680 00
1,182,900 00
Premiums paid........................................................
547,702 25
529,179 00
518,228 30
496,900 88
4,391,304 70
U
416,000 00
Banking house, furniture and fixtures...................
4,179,029 78
4,218,342 96
4,308,277 40
Other real estate.....................................................
2,066,762 47
2,065,915 27
2,014,411 38
1,988,409 47
Due from other banks and bankers.......................
5,556,083 69
5,537,828 27
5,367,680 41
5,701,585 26
32,129,058 38
Due from banks in reserve cities............................
32,684,911 21
31,777,155 18
30,460,862 96
Checks and other cash items..................................
534,633 21
513,464 27
501,905 84
623,363 62
Exchanges for clearing house.................. ..............
996,336 77
1,288,624 71
1,120,453 27
1,569,179 84
Nickels and cents....................................................
123,098 99
120,208 92
124,817 56
120,273 42
Specie......................................................................
9,017,939 74
8,805,683 77
9,475,502 26
9,616,772 02
U. S. and National bank notes..............................
Redemption fund with U. S. treasurer (5 per cent.
of circulation)......................................................
Due from U. S. treasurer, other than 5 per cent.
redemption fund..................................................
8,421,588 25
7,100,965 25
8,717,285 30
8,038,627 00
350,065 50
353,390 00
373,665 00
366,165 00
64,479 50
56,725 34
26,278 00
33,255 00
Totals...............................................................
$276,784,481 30 $289,192,755 74 $291,432,767 33 $295,331,851 25
Liabilities.
Capital stock paid in..............................................
$28,701,811 21
$28,720,430 00
$28,753,120 00
$28,841,120 00
Surplus fund...........................................................
10,356,202 85
10,355,441 12
10,430,307 05
10,738,391 53
Undivided profits less expenses and taxes paid....
4,455,656 06
5,157,329 28
5,598,807 02
5,150,410 39
National bank notes outstanding...........................
6,993,190 00
7,031,730 00
7,343,530 00
7,218,930 00
Dividends unpaid....................................................
44,861 00
25,136 69
14,267 02
10,448 07
Commercial deposits...............................................
121,016,709 47
120,890,086 78
122,356,427 48
125,241,056 78
Savings deposits......................................................
84,540,674 09
97,356,030 56
98,324,828 37
99,782,932 96
United States deposits............................................
2,407,762 09
1,940,083 33
1,658,806 50
1,712,739 74
Due to banks and bankers.....................................
17,443,174 51
17,114,748 50
16,256,657 25
10,226,793 88
Notes and bills rediscounted..................................
182,540 47
315,190 96
241,242 09
118,001 86
Bills payable ..........................................................
574,400 00
280,948 52
390,990 10
267,744 21
Liabilities other than those above stated..............
7,499 55
5,000 00
63,784 45
23,281 93
Totals...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$276,784,481 30 $289,192,755 74 $291,432,767 33 $295,331,851 25
1
xxxiii
REPORT OF THE COMMISSIONER.
DETROIT.
STA TE BA N K S.
Abstracts of the 'published reports of the thirteen State banks, two trust companies and one
society for savings in the city of Detroit, as made to the Commissioner of the Banking De
partment January 22, March 28, June 9 and September 6, 1904Report of
Jan. 22, 13
State banks,
2 trust
companies,
1 society
for savings.
Report of
March 28, 13
State banks,
2 trust
companies,
1 society
for savings.
Report of
June 9, 13
State banks,
2 trust
companies,
1 society
for savings.
Report of
Sept 6, 13
State banks,
2 trust
companies,
1 society
for savings.
Loans and discounts...............................................
$27,110,904 57
$27,932,749 08
$27,563,057 68
$28,802,783 39
Bonds, mortgages $nd securities............................
33,100,425 54
33,299,156 17
33,961,133 95
32,891,330 90
Premiums paid on bonds........................................
142,217 25
135,968 95
138,365 95
130,652 44
Overdrafts...............................................................
9,636 64
9,696 48
16,062 22
16,386 73
Banking house........................................................
690,064 95
691,791 73
690,625 53
696,865 67
Other real estate.....................................................
Due from other banks and bankers (not reserve
cities....................................................................
1,147,339 23
1,149,411 00
1,102,273 89
1,089,479 41
163,419 14
194,600 82
241,197 93
208,541 61
Items in transit.......................................................
239,097 57
301*, 012 67
313,460 91
276,977 44
'United States bonds...............................................
625,000 00
625,000 00
625,000 00
625,000 00
Due from banks in reserve cities...........................
7,786,016 34
7,895,907 49
7,829,191 93
8,174,750 27
Resources.
Furniture and fixtures............................................
Exchanges for clearing house.................................
378,274 44
374,975 81
433,517 90
526,913 87
U- S. and National bank currency.........................
2,131,328 25
1,615,026 00
1,981,646 00
1,991,933 00
O d d coin.................................................................
2,041,703 10
2,209,120 30
2,177,366 17
2,407,800 54
Silver coin............. -................................................
191,375 89
185,743 25
155,529 80
169,896 03
Nickels and cents....................................................
25,018 16
27,909 31
24,950 00
25,369 84
Checks, cash items and internal revenue account..
155,943 17
101,278 81
131,053 18
116,712 39
Totals...............................................................
$75,937,764 24
$76,749,347 87
$77,384,433 04
$78,151,393 53
Liabilities.
Capital stock paid in..............................................
$5,000,000 00
$5,000,000 00
$5,000,000 00
$5,000,000 00
¡Surplus fund...........................................................
Undivided profits, less current expenses, interest
and taxes paid.....................................................
2;955,000 00
2,955,000 00
2,955,000 00
2,996,500 00
1,138,189 69
1,154,893 97
1,318,310 76
1,306,848 46
Dividends unpaid....................................................
4,902 00
1,580 00
1,625 00
899 92
Commercial deposits subject to check...................
15,004,307 32
14,697,047 74
15,414,003 95
15 ,*768,696 67
4,990,493 38
4,981,171 34
5,140,071 44
5,409,335 59
4,831,311 98
4,669,402 92
4,332,851 80
4,133,178 43
(
54,567 76
124,045 04
104,253 28
163,887 62
.* , \
59,952 66
52,480 82
51,245 23
119,152 60
\39,264,606 51
40,329,892 80
40,333,057 62
40,256,122 82
12,634,432 94
2,763,833 24
2,694,013 96
2,946,771 42
20,000 00
40,000 00
$76,749,347 87
$77,384,433 04
Commercial certificates of depcyfflTTS^'. ■.~'*SV. ,,
Due to banks and bankers.. ^
1 %•
-A . T ”•
Certified checks.................................i . ..................
Cashier’s checks o u t s t a n d i n g ! . i y .^.
V
■
Savings deposits........... j ........................... .............
Savings certificates of dippsi^.+^.y.y.v.. . Q
O L
J
50,000 00
Notes and bills rediscounted... - ..........................r
13ills payable...........................................................
Totals...............................................................
*
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$75,937,764 24
$78,151,393 53
STATE BANKING DEPARTMENT.
X X X IV
DETROIT.
N A T IO N A L B A N K S .
A bstracts of the 'published reports of the five national banks in the city of Detroit, as made to
the Commissioner of the Banking Department, January 22, March 28, June 9 and Sep
tember 6, 190Jf.
Resources.
Report of
Jan. 22, 5
national banks.
Report of
March 28, 5
national banks.
Report of
June 9, 5
national banks.
Report of
Sept. 6, 5
national banks.
Loans and discounts...............................................
$16,214,597 22
$16,824,258 78
$15,762,202 53
Overdrafts, secured and unsecured........................
5,005 10
3,814 41
1,628 42
$17,038,566 97
4,666 68
U. S. bonds to secure circulation...........................
1,250,000 00
1,300,000 00
1,350,000 00
1,350,000 00
U. S. bonds to secure U. S. deposits......................
900,000 00
750,000 00
675,000 00
U. S. bonds on hand...............................................
130,000 00
130,000 00
205,000 00
675,000 00
N
215,000 00
Premiums on U. S. bonds......................................
92,818 75
79,350 00
74,250 00
73,975 00
Stocks, securities, etc.............................................
1,528,115 07
1,552,388 55
1,725,912 30
1,760,884 12
Banking house, furniture and fixtures...................
33,375 00
33,025 00
33,000 00
32,550 00
Other real estate, and mortgages owned...............
56,071 64
56,071 64
56,071 64
56,071 64
2,055,003 90
Due from National banks (not reserve agents)__
1,984,363 20
1,661,199 58
1,997,337 92
Due from State banks and bankers.......................
448,709 90
418,954 35
384,628 47
422,301 20
Due from approved reserve agents........................
2,989,681 74
2,295,587 41
2,769,127 89
2,973,609 31
Checks and other cash items..................................
26,623 38
30,197 20
22,706 80
42,140 32
Exchanges for clearing house.................................
294,348 66
612,351 29
314,667 13
522,631 00
Notes of other National banks...............................
186,591 00
117,109 00
287,784 00
247,080 00
Fractional paper currency, nickels and cents........
10,806 83
10,460 61
16,512 00
11,933 61
Specie......................................................................
1,331,868 00
1,212,615 75
1,385,581 00
1,535,562 50
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5% of circulation)..................................................................
Due from U. S. treasurer, other than 5% redemption fund..............................................................
1,055,645 00
598,250 00
1,103,217 00
1,159,953 00
62,500 00
64,550 00
67,500 00
67,500 00
42,500 00
20,100 00
10,350 00
18,000 00
Totals...............................................................
$28,643,620 49
$27,770,283 57
$28,242,477 10
$30,262,429 25
Liabilities.
Capital stock paid in..............................................
$4,100,000 00
$4,100,000 00
$4,100,000 00
$4,100,000 00
Surplus fund............................................................
1,114,500 00
1,114,500 00
1,114,500 00
1,115,000 OO
329,529 56
412,828 74
401,769 28
376,382 39
National bank notes outstanding...........................
1,198,900 00
1,230,350 00
1,266,150 00
1,277,100 00
Due to other National banks.................................
2,770,982 15
2,585,652 93
2,558,789 09
2,666,710 24
Due to State banks and bankers..........................
6,219,728 31
6,197,548 78
6,084,634 61
6,267,499 31
Dividends unpaid............................ .......................
1,270 64
140 00
140 00
376 93:
Individual deposits subject to check.....................
11,860,432 24
11,320,187 79
12,043,077 41
13,766,189 16
856,929 59
666,020 86
583,097 10
544,873 01
62,348 00
62,054 47
54,124 65
148,298 21
50,000 00
51,000 00
79,000 00
30,000 00
Undivided profits less expenses and taxes paid—
United States deposits...................................... .
Deposits of U. S. disbursing officers......................
10,000 00
-
26,194 96
Totals...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$28,643,620 49
$27,770,283 57
$28,242,477 10
$30,262,429 25.
REPORT OF THE COMMISSIONER.
XXXV
DETROIT.
S T A T E A N D N A T IO N A L B A N K S .
Abstracts of the 'published reports of the thirteen State and five national banks, two trust com
panies and one society for savings in the city of Detroit, as made to the Commissioner of
the Banking Department, January 22, March 28, June 9 and September 6, 1904■
Resources.
Roans and discounts............................ ................
Stocks, bonds and mortgages.................................
•Overdrafts...............................................................
Report of
Jan. 22, 13
State banks,
5 national
banks, 2 trust
companies,
1 society
for savings.
Report of
March 28, 13
State banks,
5 national
banks, 2 trust
companies,
1 society
for savings.
Report of
June 9, 13
State banks,
5 national
banks, 2 trust
companies,
1 society,
for savings.
Report of
Sept. 6, 13
State banks,
5 national
banks, 2 trust
companies,
1 society
for savings.
$43,325,501 79
$44,757,007 86
$43,325,260 21
$45,841,350 36
34,851,544 72
35,687,046 25
34,652,215 02
13,510 89
17,690 64
21,053 41
1,350,000 00
34,628,540 61
14,641 74
U. S. bonds to secure circulation...........................
1,250,000 00
1,300,000 00
1,350,000 00
TJ. S. bonds to secure U. S. deposits......................
900,000 00
750,000 00
675,000 00
675,000 00
IT. S. bonds on hand...............................................
755,000 00
755,000 00
830,000 00
840,000 00
Premiums paid........................................................
235,036 00
215,318 95
212,615 95
204,627 44
Banking house, furniture and fixtures...................
723,439 95
724,816 73
723,625 53
729,415 67
1,145,551 05
Other real estate ................................................
1,203,410 87
1,205,482 64
1,158,345 53
Due from other banks and bankers.......................
2,835,589 81
2,575,767 42
2,936,625 23
2,962,824 15
10,598,319 82
11,148,359 58
Due from banks in reserve cities............................
10,775,698 08
10,191,494 90
■Checks and other cash items..................................
182,566 55
131,476 01
153,759 98
158,852 71
987,327 10
748,185 03
1,049,544 87
Exchanges for clearing house.................................
672,623 10
Nickels and cents:..................................................
35,824 99
38,369 92
41,462 00
37,303 45
^Specie.....................................................................
3,564,946 99
3,607,479 30
3,718,476 97
4,113,259 07
U. S. and National bank notes..............................
3,373,564 25
2,330,385 00
3,372,647 00
3,398,966 00
62,500 00
64,550 00
67,500 00
67,500 00
42,500 00
20,100 00
10,350 00
18,000 00
Redemption fund with U. S. treasurer (5 per cent.
of circulation)......................................................
Due from U. S. treasurer, other than 5 per cent.
redemption fund.................................................
Totals.................. ........................................
$104,581,384 73 $104,519,631 44 $105,626,910 14 $108,413,822 78
Liabilities.
•Capital stock paid in..............................................
$9,100,000 00
$9,100,000 00
$9,100,000 00
$9,100,000 00
Surplus fund ......................................................
4,069,500 00
4,069,500 00
4,069,500 00
4,111,500 00
Undivided profits less expenses and taxes paid....
1,467,719 25
1,567,722 71
1,720,080 04
1,683,230 85
National bank notes outstanding...........................
1,198,900 00
1,230,350 00
1,266,150 00
1,277,100 00
Dividends unpaid....................................................
6,172 64
1,720 00
1,765 00
1,276 85
Commercial deposits................... . . . . ....................
31,969,753 36
31,174,932 73
32,752,651 31
35,227,261 64
Savings deposits......................................................
41,899,039 45
43,093,726 04
43,027,071 58
43,202,894 24
United States deposits............................................
919,277 59
728,075 33
637,221 75
693,171 22
Due to banks and bankers.....................................
13,822,022 44
13,452,604 63
12,976,275 50
13,067,387 98
50,000 00
51,000 00
79,000 00
50,000 00
50,000 00
50,000 00
26,194 96
Totals...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$104,581,384 73 $104,519,631 44 $105,626,910 14 $108,413,822 78
XXXVI
STATE BANKING DEPARTMENT.
GRAND RAPIDS.
S T A T E A N D N A T IO N A L B A N K S .
Abstracts of the 'published reports of the five State and five national banks and one trust com
pany in the city of Grand Rapids, as made to the Commissioner of the Banking Depart
ment, September 6, 1904 •
Resources.
Report of 5
State banks,
1 trust
company.
Report of
5 national
banks.
Loans and disco u n ts...............................................................
$5,595,375 00
$10,936,383 91
$16,531,758 91
Stocks, bonds and m ortgages...............................................
3,979,876 28
491,452 36
4,471,328 64
1,465 03
12,067 21
13,532 24
2,000,000 00
2,000,000 00
350,000 00
350,000 00
O v erd ra fts................................................................
U. S. bonds to secure circulation........................................
U. S. bonds to secure U. S. deposits..................................
Total.
U. S. bonds on h a n d ...............................................................
600 00
Prem ium s p a id .........................................................................
23,585 72
94,690 76
118,276 48
468,817 44
600 00
Banking house, furniture and fix tu res...............................
115,817 44
353,000 00
O ther real e s ta te ......................................................................
25,991 10
37,532 63
63,523 73
Due from other banks and b an k ers....................................
55,219 30
554,313 15
609,532 45
2,676,547 29
Due from banks in reserve cities.........................................
1,379,641 61
1,296,905 68
Checks and other cash ite m s................................................
11,102 56
10,953 78
22,056 34
Exchanges for clearing house...............................................
68,168 54
101,679 23
169,847 77
Nickels and c e n ts....................................................................
2,516 91
7,534 59
10,051 50
S pecie.........................................................................................
251,754 00
542,351 97
794,105 97
U. S. and N ational bank n o te s............................................
R edem ption fund w ith U. S. treasurer (5% of circu
lation) ....................................................................................
Due from U. S. treasurer, other th an 5% redem ption
f u n d ...................................................................
298,138 00
331,848 00
629,986 00
100,000 00
100,000 00
11,000 00
11,000 00
$11,809,251 49
$17,231,713 27
$29,040,964 76
$3,050,000 00
T o ta ls.......................................................
........
Liabilities.
Capital stock paid i n ..............................................................
$850,000 00
$2,200,000 00
Surplus f u n d ................................................................
410,000 00
547 000 00
957,000 00
U ndivided profits less expenses and taxes p a id ..............
159,236 13
384,827 69
544,063 82
2,000,000 00
2,000,000 00
N ational b ank notes o u tstan d in g ........................................
Dividends u n p a id ....................................................................
123 00
1,266 00
1,389 00
Commercial d ep o sits...............................................................
2,761,329 22
10,182,967 47
12,944,296 66
Savings dep o sits......................................................................
7,489,874 49
U nited S tates dep o sits...........................................................
Due to banks and b an k ers....................................................
131,188 65
7,489,874 46
270,000 00
270,000 00
1,645,652 11
1,776,840 76
Notes and bills rediscounted................................................
Bills p ay ab le ....................................................................
7,500 00
7,500 OO
Liabilities other th an those above s ta te d .........................
T o ta ls.................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$11,809,251 49
$17,231,713 27
$29,040,964 76
REPORT OF THE COMMISSIONER.
xxxvii
SAGINAW.
S T A T E A N D N A T IO N A L B A N K S .
Abstracts of the published reports of the four State and two national banks in the city of Sagi
naw, as made to the Commissioner of the Banking Department, September 6, 190J,..
Resources.
Report of
4 State
banks.
1
Report of
2 national
banks.
Total.
Loans and disco u nts..................................... .........................
$2,932,915 31
$3,'069,313 72
$6,002,229 03
Stocks, bonds and m ortgages...............................................
2,805,419 35
735,420 00
3,540,839 35
O v erd ra fts.................................................................. ..............
1,036 24
4,404 47
5,440 71
TT ft bonds to secure circu latio n ........................................
300,000 00
300,000 00
XT S bonds to secure, IT. S. deposits..................................
365,000 00
365,000 00
223,040 00
223,040 00
U. S. bonds on h a n d ...............................................................
Prem ium s p a id .........................................................................
23,407 85
2,500 00
25,907 85
B anking house, furniture and fix tu res...............................
102,789 68
55,000 00
157,789 68
O ther real e s ta te ......................................................................
4,953 07
21,200 00
26,153 07
Due from other banks and b an k ers...................................
27,659 63
80,344 76
108,004 39
1,375,248 81
Due from banks in reserve cities.........................................
722,056 17
653,192 64
Checks and other cash ite m s................................................
1,619 79
2,811 00
4,430 79
Exchanges for clearing house...............................................
20,110 51
18,092 05
38,202 50
Nickels and c e n ts....................................................................
2,293 32
1,285 09
3,578 41
S pecie.........................................................................................
176,225 51
270,488 85
446,714 36
U. S. and N ational bank n o te s............................................
Redem ption fund w ith U. S. treasurer (5% of cireu-
191,265 00
69,085 00
260,350 00
15,000 00
15,000 00
$7,011,751 43
$5,886,177 58
$12,897,929 01
Capital stock paid i n ..............................................................
$400,000 00
$300,000 00
$700,000 00
Surplus fu n d .............................................................................
340,000 00
450,000 00
790,000 00
U ndivided profits less expenses and taxes p a id ..............
112,546 46
102,698 50
215,244 95
300,000 00
300,000 00
3,969,815 51
6,308,656 70
Due from U. S. treasurer, other th an 5% redem ption
fund
......................................
T o ta ls.................................................................................
Liabilities.
National bank notes o u tstan d in g ........................................
Commercial dep o sits...............................................................
2,338,841 20
3,672,147 47
3,672,147 47
300,000 00
360,000 00
Due to banks and b a n k e rs....................................................
148,216 30
403,663 57
551,879 87
T o ta ls.................................................................................
$7,011,751 43
$5,886,177 58
$12,897,929 01
United States dep osits...........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
xxxviii
STATE BANKING DEPARTMENT.
BAY CITIES.
S T A T E A N D N A T IO N A L B A N K S .
• Abstracts of the 'published reports of the five State and two national banks in the Bay Cities,
as made to the Commissioner of the Banking Department, September 6, 1904.
Resources.
Loans and disco u n ts...........................................................
Stocks, bonds and m ortgages...............................................
O v erd ra fts....................................................................
Report of
5 State
banks.
Report of
2 national
banks.
S2.319.475 13
$1,607,885 20
$3,927,360 33
1,103,467 48
187,953 98
1,291,421 46
2,009 74
808 41
2,818 15
125,000 00
125,000 00
U. S. bonds to secure circulation........................................
Total.
U. S. bonds to secure U. S. deposits..................................
U. S. bonds on h a n d ...............................................................
23,720 00
Prem ium s p a id .........................................................................
17.123 29
Banking house, furniture and fix tu res...............................
54,239 92
O ther real' e s ta te .............................................................
Due from other banks and b an k ers....................................
Due from banks in reserve cities....................................
23,720 00
17,123 29
22,500 00
76,739 92
40,730 41
4.000 00
50,730 41
3,890 68
29,400 48
33,297 16
580,512 18
326,449 36
912,961 54
Checks and other cash ite m s................................................
2,154 16
2,174 55
4,328 71
Exchanges for clearing h o u se.............................................
29,955 24
20,395 22
50,350 46
Nickels and c e n ts............................................................
S pecie.....................................................................................
U. S. and N ational bank n o te s......................................
Redem ption fund w ith U. S. treasurer (5% of circu
lation) .....................................................................................
Due from U. S. treasurer, other th an 5% redem ption
fu n d ........................................................................................
T o ta ls.................................................................................
1,492 51
736 41
2,228 92
95.124 05
84,107 50
179,231 55
108,965 00
40,332 00
209,297 00
6,250 00
6,250 00
1.000 00
1,000 00
$4,454,859 79
$2,458,999 11
$6,913,858 90
$400,000 00
$300,000 00
$700,000 00
142,000 00
125.000 00
267.000 00
36,391 23
74,454 58
110,845 81
125.000 00
125.000 00
1,763,517 29
2,935,938 53
Liabilities.
Capital stock paid i n .................................................
Surplus fu n d .........................................................................
U ndivided profits less expenses and taxes p a id ..............
N ational bank notes o u tstan d in g ........................................
Dividends u n p a id ....................................................................
Commercial dep o sits...............................................................
1,172,421 24
Savings d ep o sits..............................................................
2,634,400 53
2,634,400 53
U nited States dep o sits...........................................................
Due to banks and b a n k e rs....................................................
19,646 79
71,027 24
90,674 03
Notes and bills rediscounted................................................
Bills p ay ab le.............................................................................
50,000 00
50,000 00
Liabilities other th an those above s ta te d .........................
T o ta ls.................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$4,454,859 79
$2,45S,999 11
$6,913,858 90
REPORT OF THE COMMISSIONER.
X X X IX
KALAMAZOO.
S T A T E A N D N A T IO N A L B A N K S .
Abstracts of the published reports of the three State and four national banks in the city of K ala
mazoo, as made to the Commissioner of the Banking Department, September 6, 1904Resources.
Report of
3 State
banks.
Report of
4 national
banks.
Total.
L oans and d isco u n ts...............................................................
$1,088,318 70
$3,065,018 06
$4,153,336 76
S tocks, bonds and m ortgages...............................................
562,176 10
426,919 04
989,095 14
O v e rd ra fts.................................................................................
1,055 02
23,817 22
24,872 24
232,000 00
232,000 00
s. bonds on h a n d ...............................................................
26,600 00
26,600 00
Prem ium s p a id .........................................................................
8,530 00
8,530 00
41,900 00
67,025 00
34,365 70
TT ft bonds to secure circulation
TT ft bonds to secure TT. ft. deposits..........................
U.
B anking house, furniture and fix tu res...............................
25,125 00
O th er real e s ta te ......................................................................
4,000 00
30,365 70
Due from other banks and b a n k e rs....................................
4,098 51
55,347 32
59,445 83
Due from banks in reserve c ities.........................................
245,761 75
579,800 95
825,562 70
Checks and other cash ite m s................................................
329 58
10,500 60
10,830 18
Exchanges for clearing h o u se...............................................
17,930 32
32,192 96
50,123 28
Nickels and c e n ts....................................................................
566 45
923 25
1,489 70
S pecie.........................................................................................
40,828 15
120,040 29
160,868 44
U. S. and N ational bank n o te s............................................
R edem ption fund w ith U. S. treasurer (5% of circu
lation) .....................................................................................
D u e from U. S. treasurer, other th an 5% redem ption
fund
.........................................................................
49,460 00
197,438 00
246,898 00
11,600 00
11,600 00
2 50
2 50
T o ta ls.................................................................................
$2,039,649 58
$4,862,995 89
$6,902,645 47
C apital stock paid i n ..............................................................
$200,000 00
$450,000 00
$650,000 00
S urplus fu n d .............................................................................
110,000 00
307,500 00
417,500 00
Undivided profits less expenses and taxes p a id ..............
21,095 79
100,771 59
121,867 38
227,450 00
227,450 00
Liabilities.
N ational bank notes outstanding1.................................
Dividends u n p a id ....................................................................
524 00
524 00
Commercial dep o sits...............................................................
585,560 13
3,776,750 30
4,362,310 43
fta.vings dep o sits.......................................................................
1,006,481 58
1,006,481 58
D ue to banks and b a n k e rs....................................................
116,512 08
116,512 08
T o ta ls.................................................................................
$2,039,649 58
F
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$4,862,995 89.
$6,902,645 47
xl
STATE BANKING DEPARTMENT.
ANN ARBOR.
S T A T E A N D N A T IO N A L B A N K S .
Abstracts of the 'published reports of the three State and one national bank in the city of Ann
Arbor, as made to the Commissioner of the Banking Department, September 6, 1904.
Resources.
Loans and disco u n ts..........................................
Stocks, bonds and m ortgages..............................
O v erd ra fts...............................................
Report of
3 State
banks.
Report of
1 national
bank.
Total.
$1,264,022 22
$339,491 77
$1,603,513 99
1,934,447 86
56,588 60
1,991,036 46
4,735 36
10,754 07
15,489 43
25,000 00
25,000 00
U. S. bonds to secure circulation................................
U. S. bonds to secure U. S. deposits................................
U. S. bonds on h a n d ......................................................
Prem ium s p a id . '........................................
21,780 00
21,780 00
8,845 66
900 00
9,745 66
Banking house, furniture and fix tu res..........................
97,917 32
16,000 00
113,917 32
O ther real e s ta te ....................................
46,802 71
Due from other banks and b a n k e rs.............................
11,521 72
10,035 91
21,557 63
254,776 08
34,454 05
289,230 73
Checks and other cash ite m s......................
1,012 23
429 33
1,441 56
E xchanges for clearing h o u se...............................................
3,307 52
870 46
4,177 98
D ue from banks in reserve cities.....................
46,802 71.
Nickels and c e n ts...................................................
1,125 42
374 99
1,500 41
S pecie........................................................................
111,273 95
18,003 95
129,277 90
81,754 00
14,522 00
96,276 00
1,250 00
1,250 00
13,843,322 65
$528,675 13
$4,371,997 78
$150,000 00
$100,000 00
$250,000 00
220,000 00
20,000 00
240,000 00
79,437 59
26,848 39
106,285 98-
25,000 00
25,000 00
U. S. and N ational bank n o te s......................................
R edem ption fund w ith U. S. treasurer (5% of circu
lation) ..............................................
Due from U. S. treasurer, other th a n 5% redem ption
f u n d .........................................
T o ta ls.........................................................................
Liabilities.
Capital stock paid i n ..............................................................
Surplus f u n d ...............................................
Undivided profits less expenses and taxes p a id ..............
National bank notes o u tstan d in g ........................................
Dividends u n p a id ...................................................
452 00
180 00
632 00
Commercial dep o sits...............................................................
707,294 74
353,380 24
1,060,674 98
Savings d ep o sits......................................................................
2,641,784 45
2,641,784 45-
U nited States dep o sits...........................................................
Due to banks and b a n k e rs....................................................
44,353 87
3,266 50
47,620 37
$3,843,322 65
$52*8,675 13
$4,371,997 78-
Notes and bills rediscounted................................................
Bills p ay ab le.............................................................................
Liabilities o th er th an those above s ta te d .........................
T o ta ls.................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
xli
REPORT OF THE COMMISSIONER.
JACKSON.
S T A T E A N D N A T IO N A L B A N K S .
Abstracts of the 'published reports of the three State and one national bank in the city of Jackson, as made to the Commissioner of the Banking Department, September 6, 1904•
Resources.
Report of
3 State
banks.
Loans and disco u n ts...............................................................
$1,751,616 98
$569,752 65
$2,321,369 63
Stocks, bonds and m ortgages...............................................
812,720 40
96.801 36
909,521 76
O v erd ra fts.................................................................................
17,585 11
22.801 29
40,386 40
25,000 00
25,000 00
IT. ft. b o n d s to soon re e ire u la tio n ............................................
Report of
1 national
bank.
Total.
TT ft b o n d s on han d
1,000 00
1,000,00
Banking house, fu rn iture and fix tu res...............................
73,000 00
2,000 00
75,000 00
O ther real e s ta te ......................................................................
50,049 85
15,544 78
65,594 63
Due from other banks and b an k ers....................................
51,160 30
6,669 66
57,829 96
Due from banks in reserve cities.........................................
618,281 93
108,038 12
726,320 05
Checks and other cash ite m s................................................
5,332 38
814 54
6,146 92
52,177 78
14,538 84
66,716 62-
Prem ium s p a id .................................................................. ..
Exchanges for clearing h ouse...............................................
Nickels and c e n ts....................................................................
805 07
290 66
1,095 73
S pecie.........................................................................................
83,020 60
43,914 30
126,934 90
U. S. and N ational bank n o te s............................................
Redem ption fund w ith U. S. treasurer (5% of circula tio n ).....................................................................................
Due from U. S. treasurer, other th an 5 % redem ption
fund
89,838 00
30,338 00
120,176 00
1,250 00
1,250 00
$3,605,588 40
$938,754 20
$4,544,342 60
$350,000 00
$100,000 00
$450,000 00
150,000 00
20,188 20
170,188 20
97,862 21
30,652 51
128,514 72
25,000 00
25,000 00
T o ta ls.................................................................................
Liabilities.
Capital stock paid i n ..............................................................
Surplus fu n d ...................................................................
Undivided profits less expenses and taxes p a id ..............
N a tio n a l b a n k n o te s o u ts ta n d in g ’ ........................................
762,913 49
. 1,871,374 09
Commercial dep o sits...............................................................
1,108,460 60
Savings dep o sits.......................................................................
1,867,952 91
1,867,952 91
"Due to b a n k s a,nd b a n k e r s ....................................................
31,312 68
31,312 68
T o ta ls.................................................................................
$3,605,588^40
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$938,754 20
$4,544,342 60
xlii
STATE BANKING DEPARTMENT.
PORT HURON.
S T A T E A N D N A T IO N A L B A N K S .
Abstracts of the published reports of the three State and one national bank in the city of Port
Huron, as made to the Commissioner of the Banking Department, September 6, 1904Resources.
Report of
3 State
banks.
Loans and disco u n ts...............................................................
Report of
1 national
bank.
Total.
$1,681,636 58
$764,050 74
$2,445,687 32
S tocks, bonds and m ortgages...............................................
723,507 09
136,570 00
860,077 09
O v e rd ra fts..................................................................................
8,378 21
611 02
8,989 23
LT. S. bonds to secure circulation.........................................
145,000 00
145,000 00
U. S. bonds to secure U. S. deposits..................................
40,000 00
40,000 00
55,671 90
115,771 90
U. S. bonds on h a n d ...............................................................
P rem ium s p a id .........................................................................
R anking house, furniture and fix tu res...............................
60,100 00
O th er real e s ta te ......................................................................
25,274 34
Due from other banks and b an k ers....................................
31,296 05
7,077 74
38,373 79
D ue from banks in reserve cities.........................................
322,572 49
153,549 58
476,122 07
24,097 42
31,708 15
25,274 34
Checks and other cash ite m s................................................
7,610 73
Exchanges for clearing h o u se...............................................
17,768 35
Nickels and c e n ts.....................................................................
1,572 30
403 43
1,975 73
S pecie..........................................................................................
54,387 70
21,802 05
76,189 75
U. S. and N ational bank n o te s............................................
R edem ption fund w ith U. S. treasurer (5% of circu
lation) .....................................................................................
D ue from U. S. treasurer, other th a n 5% redem ption
fu n d ........................................................................................
53,419 00
28,264 00
81,683 00
7,250 00
7,250 00
$2,987,522 84
$1,384,347 88
$4,371,870 72
C apital stock paid i n ..............................................................
$250,000 00
$150,000 00
$400,000 00
Surplus fu n d .............................................................................
95,000 00
50,000 00
145.000 00
U ndivided.profits less expenses and taxes p a id ..............
119,269 28
22,096 55
141,365 83
145,000 00
145.000 00
951,213 92
2,122,819 77
T o ta ls.................................................................................
17,768 35
Liabilities.
N ational bank notes o u tstan d in g ........................................
Dividends u n p a id ....................................................................
200 00
Commercial dep o sits...............................................................
1,171,605 85
Savings d ep o sits.......................................................................
1,313,517 49
U nited States dep o sits...........................................................
D ue to banks and b an k ers....................................................
200 00
1,313,517 49
40,000 00
37,930 22
26,037 41
40,000 00
63,967 63
N otes and bills rediscounted................................................
Bills p ay ab le.............................................................................
Liabilities other th an those above s ta te d .........................
T o ta ls.................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2,987,522 84
$1,384,347 88
$4,371,870 72
xliii
REPORT OF THE COMMISSIONER.
MARQUETTE.
S T A T E A N D N A T IO N A L B A N K S .
Abstracts of the published reports of the one State and two national banks in the city of M ar
quette, as made to the Commissioner of the Banking Department, September 6, 1904.
Resources.
Report of
1 State
bank.
Report of
2 national
banks.
Total.
Loans and disco u n ts.................................
5400,300 78
$1,400,917 33
$1,801,218 11
Stocks, bonds and m ortgages.................
106,406 09
153,510 00
259,916 09
O v erd rafts................................................. .
1,808 35
924 90
2,733 25
U. S. bonds to secure circulation........
225,000 00
225,000 00
U. S. bonds to secure U. S. d e p o s its ..
50,000 00
50,000 00
U. S. bonds on h a n d ...............................
12,500 00
12,500 00
Prem ium s p a id .........................................
3,000 00
3.000 00
76,867 38
134,559 98
B anking house, furniture and fixtures.
57,692 60
O ther real e s ta te ......................................
4,000 00
Due from other banks and b a n k e rs...
3,715 32
45,722 21
49,437 53
Due from banks in reserve cities..........
90,554 97
223,729 16
314,284 18
Checks and other cash ite m s................
302 89
4,750 82
5,053 71
Exchanges for clearing h o u se...............
2,357 51
Nipkels and c e n ts.....................................
72 01
274 81
346 82
Specie................... ......................................
21,193 55
77,579 75
98,773 30
U. S. and N ational bank n o te s....................................
R edem ption fund w ith U. S. treasurer (5% of circu
lation) ......................................................... • • . . . . . . • • • •
Due from U. S. treasu rer, other th an 5% redem ption
f u n d .........................................................................................
19,090 00
41,161 00
60,251 00
11,250 00
11,250 00
$707,494 07
2,327,187 36
3,034,681 43
Capital stock paid i n ...............................................
$100,000 00
$250,000 00
$350,000 00
Surplus fu n d ..............................................................
10,000 00
62,000 00
72,000 00
3,401 51
23,704 12
27,105 63
224,995 00
224,995 00
T o ta ls.
4.000 OO
2,357 51
Liabilities.
U ndivided profits less expenses and taxes p a id .
N ational b ank notes o u tstan d in g .........................
Dividends u n p a id .....................................................
Commercial d ep o sits................................................
353,304 33
Savings deposits'.......................................................
238,732 59
90 00
2,053,013 85
238,732 59
47,863 02
47,863 02
2,055 64
18,825 70
20,881 34:
$707,494 07
$2,327,187 36
,034,681 43
U nited States dep o sits............................................
Due to banks and b a n k e rs.....................................
90 00
1,699,709 52
Notes and bills rediscounted.................................
Bills p ay ab le..............................................................
Liabilities o th er th an those above s ta te d ...........
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
xliv
STATE BANKING DEPARTMENT.
MUSKEGON.
S T A T E A N D N A T IO N A L B A N K S .
Abstracts of the published reports of the one State and three national banks in the city of Mus
kegon, as made to the Commissioner of the Banking Department, September 6, 19o\..
Resources.
Loans and disco u n ts...........................................................
Report of
1 State
bank.
Report of
3 national
banks.
Total.
$228,285 41
$1,722,889 61
$1,951,175 02
230,252 84
155,872 02
386,124 86
1,081 04
12,165 84
13,246 88
U. S. bonds to secure circulation ........................................
75.000 00
75.000 00
U. S. bonds to secure U. S. deposits..................................
40.000 00
40.000 00
Stocks, bonds and m ortgages......................................
O v erd ra fts..................................................................
U. S. bonds on h a n d ......................................................
P rem ium s p a id ................................................................
8,378 00
3,665 63
12,043 63
Banking house, furniture and fix tu res.............................
3,000 00
59,886 84
62,886 84
O th er real e s ta te ...........................................................
26,495 01
7,789 71
18,705 30
D ue from other banks and b a n k e rs....................................
300 00
16,715 83
17,015 83
D ue from banks in reserve cities.........................................
52,358 72
137,157 53
189,516 25
305 55
32,877 26
33,182 81
2,330 04
2,819 11
Checks and other cash ite m s............................................
Exchanges for clearing h o u se...............................................
Nickels and c e n ts..................................................................
S pecie.....................................................................................
TJ. S. and N ational b ank n o te s..........................................
R edem ption fund w ith U. S. treasurer (5% of circu
lation) ........................................................................
D u e from TJ. S. treasurer, other th an 5% redem ption
f u n d ................................................................................
T o ta ls....................................................................
1,185 40
489 07
1,185 40
9,339 00
92,407 35
101,746 35
27,943 00
82,896 00
110,839 00
3,750 00
3,750 00
$570,707 74
$2,456,319 25
$3,027,026 99
$50,000 00
$300,000 00
$350,000 00
10,000 00
100,000 00
110,000 00
6,402 31
68,942 13
75,344 44
74,997 50
74,997 50
Liabilities.
Capital stock paid i n .............................................
Surplus fu n d ................................................................
Undivided profits less expenses and taxes p a id ..............
N ational bank notes o u tstan d in g .........................
Dividends u n p a id .......................................................
Commercial d ep o sits.......................................................
126,515 17
Savings dep o sits..............................................................
377,790 26
60 00
60 00
1,854,412 29
1,980,927 46
377,790 26
U nited S tates d ep o sits...........................................................
40,000 00
40,000 00
Due to banks and b a n k e rs..................................................
9,407 33
9,407 33
8,500 00
8,500 00
$2,456,319 25
$3,027,026 99
Notes and bills rediscounted................................................
Bills p a y ab le............................................................
Liabilities o th er th an those above s ta te d .........................
T o ta ls.................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$570,707 74
REPORT OF THE COMMISSIONER.
xlv
ADRIAN.
STA TE BA N K S.
Abstracts of the published reports of the four State banks in the city of Adrian as made to the
Commissioner of the Banking Department, September 6, 190Jf.
Resources.
R eport of
4 S tate
banks.
Loans and disco u n ts...................................................................................................................
$1,247,333 00
Stocks, bonds and m ortgages..................................................................................................
1,500,162 05
O v e rd ra fts.............................. '................. ..................................................................................
90 23
U. S. bonds to secure circulation............................................................................................
U. S. bonds to secure U. S. deposits......................................................................................
U. S. bonds on h a n d ...................................................................................................................
Prem ium s p a id ............................................................................................................................
10 00
B anking house, furniture and fix tu res..................................................................................
38,050 81
O ther real e s ta te .........................................................................................................................
Due from o th er banks and b an k ers.......................................................................................
8,439 71
Due from banks in reserve cities............................................................................................
329,683 18
Checks and other cash ite m s...................................................................................................
1,169 65
Exchanges for clearing h o u se..................................................................................................
2,542 61
Nickels and c e n ts.................... \ .................................................................................................
794 19
S pecie.............................................................................................................................................
49,148 00
U. S. and N ational bank n o te s................................................................................................
88,818 00
Redem ption fund w ith U. S. treasurer (5% of circulation)............................................
Due from U. S. treasurer, other th an 5% redem ption fu n d ............................................
T o ta ls.....................................................................................................................................
$3,266,241 43
Liabilities.
C apital stock paid i n ..................................................................................................................
$345,000 00
S urplus fu n d .................................................................................................................................
80,500 00
U ndivided profits less expenses and taxes p a id ..................................................................
40,135 46
N ational bank notes o u tstan d in g ...........................................................................................
Dividends u n p a id ........................................................................................................................
Commercial dep o sits...................................................................................................................
457,274 30
Savings dep o sits..........................................................................................................................
2,340,953 05
U nited States dep o sits...................................................................................................... ..
Due to banks and b an k ers.......................................................................................................
2,378 62
N otes and bills red iscounted....................................................................................................
Bills payable.................................................................................................................................
Liabilities other th an those above sta te d .............................................................................
T o ta ls.....................................................................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$3,266,241 43
STATE BANKING DEPARTMENT.
xlvi
BENTON HARBOR.
STATE BA NK S.
Abstracts of the 'published reports of the two State banks in the city of Benton Harbor as madeto the Commissioner of the Banking Department, September 6, 190Jf.
Resources.
R eport of
2 S tate
banks.
Loans and discounts...........................
$762,513 19
Stocks, bonds and m ortgages...........
156,999 77
O v erd rafts........................ .....................
1,499 84
U. S. bonds to secure circulation. . .
U. S. bonds to secure U. S. deposits
U. S. bonds on h a n d ...............................
13,700 09
Prem ium s p a id ..........................................
1,246 84
Banking house, furniture and fixtures
16,000 00
O ther real e s ta te ......................................
8,250 00
Due from other banks and b an k ers. . .
12,237 64
Due from banks in reserve cities.........
517,204 92
Checks and other cash ite m s.................
968 05
Exchanges for clearing house...............
7,793 06
Nickels and c e n ts.....................................
1,063 39
S pecie..........................................................
43,885 25
U. S. and N ational b ank n o te s.............
80,013 09
R edem ption fund w ith U. S. treasurer (5% of circulation),
Due from U. S. treasurer, other th an 5% redem ption fund
Totals
$1,623,374 95
Liabilities.
Capital stock paid i n ...............................................
$175,000 09
S urplus fu n d .............................................................
66,500 00
U ndivided profits less expenses and taxes paid
22,084 77
N ational b an k notes o u tstanding'...................... .
Dividends u n p a id .....................................................
Commercial dep o sits.............................................. .
784,965 34
Savings d eposits........................................................
455,356 18
U nited States d eposits.............................................
Due to banks and b an k ers.....................................
119,468 66-
N otes and bills rediscounted..................................
Bills p ay ab le ..............................................................
Liabilities o th er th a n those above s ta te d ..........
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,623,374 95
REPORT OF THE COMMISSIONER.
xlvii
The following is a list of banks examined and the amount paid by each, as required by section
Jf.0 of the general banking law.
No.
D ate of ex
am ination.
Am ount
paid.
Nam e of bank.
Location.
162
A drian S tate Sayings B a n k ................................
A d rian ...........................
May 16. .
$117 81
89
The Commercial Savings B a n k .......... ..............
A d rian ............................
Mar. 28. .
65 20
66
Lenawee County Savings B a n k ........................
A d rian ............................
May 1 9 ..
74 00
171
W aldby & Clay’s S tate B a n k ............................
A d rian ....................... .-.
Mar. 29. .
78 76
179
Albion S tate B a n k ................................................
A lbion......................
May
167
Commercial and Savings B a n k .........................
A lbion............................
April 30
3 .
27 37
27 03
233
First S tate B ank of A lm a...................................
A lm a...............................
232
The Alma S tate Savings B a n k ..........................
A lm a...............................
Mar. 14. .
15 92
169
Alpena County Savings B a n k ............................
A lpena...........................
Nov. 28. .
65 06
27 99
302
Farm ers S tate B a n k .............................................
A lto.................................
Dec. 28. .
10 00
48
Ann Arbor Savings B a n k ...................................
Ann A rb o r....................
June 1 3 ..
212 50
26
Farm ers and Mechanics’ B a n k ..........................
Ann A rbor....................
July 1 1 ..
96 31
144
S tate Savings B a n k ..............................................
Ann A rbor....................
Feb.
1 ..
80 00
228
Arm ada Savings B a n k ........................................
A rm ad a.........................
Oct. 1 1 ..
20 03
213
Athens S tate and Savings B a n k .......................
Athens'............................
May
4 ..
14 98
236
S tate Bank of F rank W. H ubbard & Co........'
Bad A xe........................
April 26. .
24 71
237
S tate Savings Bank of Bad A xe.......................
Bad A xe..................
April 28. .
19 32
62
W est Michigan Savings B a n k ............................
B angor......................... .
Sept. 12. .
27 63
136 15
93
City B a n k ...............................................................
B attle C reek.................
July 18. .
178
M erchants’ Savings B a n k ...................................
B attle C reek.................
Mar.
9. .
67 39
63
Bay City B a n k ......................................................
Bay C ity ........................
April 26. .
202 03
43
Bay County Savings B a n k .................................
Bay C ity........................
May 23. .
85 91
30
Commercial B a n k .................................................
Bay C ity ........................
April 25. .
65 93
2
Belding Savings B a n k .........................................
B elding...........................
Mar. 1 5 ..
21 72
159
People’s Savings B a n k ........................................
B elding...........................
Mar. 1 4 ..
34 18
219
B enton H arbor S tate B a n k ................................
B enton H a rb o r............
April 4. .
35 72
76
Farm ers and M erchants’ B a n k ..........................
B enton H a rb o r............
April 6. .
114 81
259
Big Rapids Savings B a n k ...................................
Big R a p id s....................
Aug.
9. .
15 06
248
Citizens’ S tate B a n k ............................................
Big R a p id s....................
Aug.
8. .
38 55
163
Blissfield S tate B a n k ...........................................
Blissfield........................
Mar. 31. .
32 64
221
Jipson-C arter S tate B a n k ...................................
Blissfield........................
Mar. 30. .
27 07
256
Boyne City S tate B a n k .......................................
Boyne C ity ....................
July 3 0 ..
12 91
187
F irst S tate Savings B a n k ...................................
B reckenridge................
Nov.
2. .
11 00
216
Brown City Savings B a n k ..................................
Brown C ity ...................
June
7 ..
12 75
253
Citizens’ S tate Savings B a n k .............................
Brown C ity...................
June
6 ..
14 74
212
B urr Oak S tate B a n k .............................. .........
B urr O ak............ ..........
July
7 ..
10 10
181J
Cadillac S tate B a n k .............................................
Cadillac..........................
July 26. .
83 15
261
People’s'Savings B a n k ........................................
Cadillac..........................
July 2 5 ..
25 39
o
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
xlviii
STATE BANKING DEPARTMENT.
List of banks examined.—Continued.
Nam e of bank.
No.
Location.
D ate of ex
am ination.
Amount
paid.
291
S tate B a n k .............................................................
C aledonia......................
Aug. 25. .
•«10 00
87
M erchants and Miners’ B a n k .............................
C alum et.........................
July 18. .
139 65
208
Capac Savings B a n k ............................................
C apac.............................
Ja n . 11. .
12 02
303
S tate Savings B ank of C arleton........................
C arleton.........................
Dec. 3 0 ..
10 00
287
Commercial Savings B a n k ..................................
C aro................................
Oct.
4. .
12 39
286
S tate Savings B a n k ..............................................
C aro................................
Oct.
3 ..
30 18
28 21
72
S tate Bank of Carson C ity .................................
Carson C ity ...................
Dec. 27. .
234
Exchange S tate B a n k ..........................................
Carsonville....................
June
1. .
13 27
180
S tate Bank of Carsonville...................................
Carson ville....................
May 2 5 ..
16 95
218
E aton County Savings B a n k .............................
C harlotte.......................
Mar. 1 4 ..
18 44
67
Chelsea Savings B a n k ..........................................
Chelsea...........................
May 23. .
56 19
203
The Kem pf Commercial and Savings B an k ...
Chelsea...........................
Jan.
7 ..
43 72
235
The Chesaning S tate B a n k .................................
Chesaning......................
Feb.
9 ..
21 05
118
Clare County Savings B a n k ...............................
C lare...............................
May 19. .
22 46
267
E . Jossm an S tate B a n k .......................................
C larkston.......................
Oct. 24. .
12 39
104
B ranch County Savings B a n k ...........................
Coldw ater......................
June 15. .
56 48
292
S tate B a n k .............................................................
Colem an.........................
Sept. 12. .
10 00
32
F arm ers’ S tate B a n k ...........................................
Concord.........................
Jan. 1 3 ..
16 62
174
Commercial S tate B a n k ......................................
C onstantine...................
June
6. .
21 82
173
First S tate B a n k ...................................................
C onstantine..................
June
6. .
34 58
281
Coopersville S tate B a n k ......................................
Coopersville..................
Sept. 13. .
16 46
183
Sanilac County S tate B a n k ................................
Croswell.........................
May 24. .
24 07
182
S tate B ank of Croswell.......................................
Croswell.........................
May 2 4 ..
13 12
176
Davison S tate B a n k .............................................
D avison.........................
July 23. .
14 03
102
F irst S tate B a n k ...................................................
D eca tu r..........................
Jan. 19 ..
14 90
196
F arm ers’ S tate B ank of D eckerville................
D eckerville....................
Aug. 29. .
195
S tate B ank of D eckerville..................................
D eckerville.........
210
Delray Savings B a n k ...........................................
D elray............................
Ja n .
301
D elton S tate B a n k ................................................
D elto n .............................
Dec . 1 2 ..
10 00
73
Central Savings B a n k ..........................................
D e tro it...........................
Mar.
73 84
82
Citizens’ Savings B a n k ........................................
D e tro it............
Ififi Q2
47
D etroit Savings B a n k ..........................................
D e tro it.
827
D etroit T rust C om pany......................................
D e tro it.........................
Oct
10
D etroit U nited B ank (L im ited)........................
D e tro it...........................
Oct
18
53 58
382 27
6 ..
2. .
9
Dime Savings B a n k ..............................................
D e tro it...................
Feb
1
5
Germ an-Am erican B a n k .....................................
D e tro it...........................
Feb
23
90
Hom e Savings B a n k .............................................
D etro it...................
94
Marine Savings B a n k ...........................................
D e tro it.....................
Feb
81
Michigan Savings B a n k .......................................
D e tro it...........................
Feb.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
18 82
14 63
31 10
322 18
150 65
356 48
15
8 ..
72 83
224 15
xlix
REPORT OF THE COMMISSIONER.
List of banks examined.—-Continued.
Name of bank.
No.
15
52
161
Location.
D ate of ex
am ination.
Am ount
paid.
D e tro it..............
Mar. 21. .
$438 93
People’s Savings B a n k ................................
D e tro it..............
Jan. 1 8 ..
1,016 23
S tate Savings B a n k .....................................
D e tro it..............
June 2 0 ..
1,636 90
Union T rust C om pany................................
D e tro it..............
June 2 7 ..
748 00
U nited S tates Savings B a n k .....................
D e tro it..............
Feb. 2 9 ..
Peninsular Savings B a n k ...........................
89 25
1,185 8 6 .
6
W ayne County Savings B a n k ...................
D e tro it..............
April 19. .
157
D exter Savings B a n k ..................................
D ex ter...............
Ja n .
5 ..
18 18
28
City B a n k .......................................................
Dowagiac..........
Mar. 3 1 ..
38 47
142
Monroe County B a n k ..................................
D undee..............
Oct. 1 7 ..
12 81
21 76
124
.Shiawassee County B a n k ...........................
D u ran d ..............
Mar. 23. .
238
S tate B ank of E ast J o rd a n ........................
E ast Jordan —
Sept. 2 1 . .
10 00
53
Michigan S tate B a n k ...................................
E aton R a p id s..
Aug. 22. .
29 82
193
Edm ore S tate B a n k .....................................
E dm ore.............
April 19. .
10 00
129
E lk R apids Savings B a n k ..........................
E lk R a p id s----
Sept. 22. .
18 47
299
S tate Savings B a n k .....................................
E scanaba..........
Nov. 2 1 . .
10 00
295
E v art Savings B a n k ....................................
E v a r t.................
Oct.
152
F irst S tate Savings B a n k ...........................
E v a r t.................
May 1 7 ..
30 56
215
Old S tate B a n k .............................................
F ennville...........
Ja n . 2 5 ..
13 40
209
Commercial Savings B ank of F e n to n ... .
F en to n ..............
Feb. 10.
19 28
1. .
10 00
101
Citizens’ Commercial and Savings Bank.
F lin t..................
July 18.
79 89
23
Genesee County Savings B a n k .................
F lin t................
Feb. 29.
128 46
165
Union T rust and Savings B a n k ................
F lin t.................
S ep t. 6 .
143 28
126
F irst S tate and Savings B a n k ...................
F lushing..........
July 26.
21 32
F lushing..........
July 25.
13 66
23 50
223
People’s S tate B a n k ....................................
141
S tate Savings B ank of Fow ler..................
F ow ler.............
June 16.
293
S tate B a n k .....................................................
Fow lerville----
Dec. 27.
10 00
F ra n k fo rt........
Aug. 15.
15 52
F re m o n t..........
Nov.
1.
10 00
2.
21 52
229
297
Benzie County S tate Savings B a n k ........
Frem ont S tate B a n k ...................................
153
Gaylord S tate Savings B a n k .....................
G aylord...........
Aug.
298
S tate B a n k .....................................................
G ladw in..........
Nov.
1.
10 00
26 39
249
Grand H aven S tate B a n k ..........................
Grand H av en .
May 23.
.276
Commercial Savings B a n k .......................
Grand Rapids.
Feb. 24.
75 22
216 75
297 81
61
Grand R apids Savings B a n k ...................
Grand Rapids.
May 16.
65
K ent County Savings B a n k .....................
Grand Rapids.
April 4 .
Michigan T rust C om pany.........................
108
139
27
263
188
Grand Rapids.
July
5.
81 89
People’s Savings B a n k ..............................
Grand Rapids.
April 1 1 .
198 67
S tate Bank of M ichigan...............- .........
Grand R apids.
Feb. 15.
270 13
F arm ers’ Bank of Grass L ak e.................
Grass Lake
Jan. 18.
21 78
Commercial S tate Savings B a n k ............
G reenville........
April 18.
17 81
Greenville.
Mar. 16.
46 25
Greenville S tate B a n k .........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
1
L ist of banks examined.— Continued.
No.
Name of bank.
Location.
D ate of ex
am ination.
95
Superior Savings B a n k ........................................
H ancock........................
July 13. .
Superior T rust C om pany....................................
H ancock........................
July 15. .
254
H uron County Savings B a n k .............................
H arbor B each..............
Aug. 31. .
50
Oceana County Savings B a n k ...........................
H a r t................................
Oct. 1 7 ..
11
Hastings City B a n k .............................................
Hastings
June 14
260
F irst S tate Savings B a n k ...................................
Hillsdale
.............
June 1 1 ..
78
Hillsdale Savings B a n k .......................................
Hillsdale ......................
S ep t. 1 9 ..
J a n . 1 3 ..
56
First S tate Bank of H olland..............................
Holland
91
Holland City S tate B a n k ....................................
H olland..........................
Ja n . 1 1 ..
262
Citizens’ S a^ n g s B a n k ........................................
Holly
June 1 6 ..
.........................
106
First S tate and Savings B a n k ...........................
H olly..............................
Mar.
2 ..
255
Calhoun S tate B a n k .............................................
H o m er............................
Mar.
2 ..
109
First S tate and Savings B a n k ...........................
How ell............................
M ar. 2 2 ..
140
Boies S tate Savings B a n k ..................................
H udson..........................
Oct
3 ..
143
Thompson Savings B a n k ....................................
H udson..........................
O ct.
4. .
24
Lapeer County B a n k ............................................
Im lay C ity ....................
Ja n .
5 ..
191
S tate Savings B a n k ..............................................
Io n ia ...............................
Aug. 29. .
135
12
Commercial B a n k .................................................
Iron Mountain .. .
July 23 .
Peninsula B a n k ..........................................
Tshpeming
July 13
264
Commercial S tate B a n k ......................................
Ithaca
Mar. 22 .
150
Ith aca Savings B a n k ............................................
I th a c a ............................
Mar. 2 1 ..
177
Jackson City B a n k ................................................
Jack so n . ..
May
186
Jackson S tate Savings B a n k ..............................
Jack so n ..........................
Feb. 1 7 ..
14
Union B a n k ............................................................
Jackson
"Feb . 1 5
115
Grosvenor Savings B a n k .....................................
Jones ville.......................
Mar.
9
.
1. .
273
Central B a n k ..........................................................
Kalamazoo
Mar. 23
147
Home Savings B a n k ............................................
Kalam azoo ..
Mar. 30
1
Kalamazoo Savings B a n k ...................................
K alam azoo....................
May 31. .
257
K alkaska County S tate and Savings B a n k ...
K alk ask a.......................
Sept. 22. .
283
Farm ers and M erchants’ Bank of Lake Odessa
Lake O dessa.................
April 2. .
41
Lake Odessa Savings B a n k ................................
Lake O dessa.................
Sept. 26. .
300
Farm ers and M erchants’ S tate B a n k ...............
L akeview ........ ..............
Dec.
133
Lansing S tate Savings B a n k ..............................
Lansing .
Nov. 21
.
9. .
271
Lapeer Savings B a n k ...........................................
L apeer............................
117
S tate Savings B a n k .............................................
L ap eer............................
Mar. 15. .
201
S tate Savings Bank of L aurium .......................
L au riu m .........................
July 20. .
Jan. 1 4 ..
Oct. 2 5 ..
8
People’s B a n k ........................................................
Leslie..............................
184
Lexington S tate B a n k .........................................
L exington......................
Oct.
111
Lowell S tate B a n k ................................................
Lowell............................
June 1 5 ..
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
5. .
REPORT OF THE COMMISSIONER.
li
List of banks examined.—Continued.
No.
N am e of bank.
Location.
D ate of ex
am ination.
Am ount
paid.
$42 36
239
Ludington S tate B a n k ........................................
L udington.....................
Sept. 2 0 ..
130
A ntrim County S tate Savings B a n k ................
M ancelona.....................
Aug.
1. .
23 19
242
People’s B ank of M anchester.............................
M anchester....................
May
4. .
28 16
172
Union Savings B a n k ............................................
M anchester...................
May
4 ..
38 72
116
Manistee County Savings B a n k ........................
M anistee........................
Aug. 30. .
82 11
41 72
21
M anistique B a n k ...................................................
M anistique....................
July 27. .
296
Manton S tate B a n k ..............................................
M anton..........................
Oct. 17. .
10 00
272
Home Savings B a n k ............................................
Marine C ity ...................
Oct.
3 ..
17 66
42 61
122
Marine Savings B a n k ...........................................
Marine C ity ...................
Ja n . 1 2 ..
252
Commercial S tate B a n k ......................................
M arlette.........................
April 19. .
246
M arlette S tate B a n k ............................................
M arlette.........................
April 1 9 ..
13 37
'
19 91
100
M arquette County Savings B a n k .....................
M a rq u ette.....................
July
6 ..
64 57
137
Commercial Savings B a n k ..................................
M arshall.........................
Feb.
3 ..
80 34
198
G. W. Jones’ Exchange B a n k ............................
M arcellus.......................
Oct. 20 .
24 55
22
Farm ers’ B a n k .......................................................
M ason.............................
Ja n . 1 1 ..
20 22
107
F irst S tate and Savings B a n k ...........................
M ason.............................
Ja n . 1 1 ..
19 94
168
F irst S tate B a n k ...................................................
M endon..........................
Ja n .
9 ..
17 25
285
S tate B a n k ..............................................................
M errill............................
Sept. 1 5 ..
10 00
274
F arm er’s S tate B a n k ...........................................
M iddleville....................
Aug. 24. .
26 19
97
Midland County Savings B a n k ..........................
M idland.........................
Sept. 13. .
21 97
77
Farm ers and M erchants’ B a n k ..........................
M ilan..............................
Oct.
23 92
8 ..
288
Minden City S tate B a n k .....................................
Minden C ity ..................
Aug. 30. .
10 00
202
W akefield S tate B a n k .........................................
M orenci..........................
June 6. .
39 45
222
Citizens’ Savings B ank........................................
Mt. Clem ens.................
Ju n e
1 ..
33 71
51
Mt. Clemens Savings B a n k ................................
Mt. C lem ens.................
May 2 8 ..
111 27
158
Ullrich Savings B a n k ...........................................
Mt. Clem ens.................
170
Exchange Savings B a n k .....................................
Mt. P le a sa n t.................
Mar. 23. .
28 53
277
Isabella County S tate B a n k ...............................
Mt. P le a sa n t.................
Nov.
1 ..
21 79
189
Munising S tate B a n k ...........................................
M unising........................
July
8 ..
21 06
60
Muskegon Savings B a n k .....................................
M uskegon......................
July 26. .
54 00
27 40
75 63
19
Farm ers and M erchants’ B a n k ..........................
N ashville.......................
July 23. .
245
New H aven Savings B a n k ..................................
New H av en ...................
Mar. 30. .
11 06
240
Niles City B a n k .....................................................
N iles................................
Feb. 2 0 ..
16 44
36
Pioneer B a n k .........................................................
N orth B ran ch ...............
Oct. 2 6 ..
25 95
145
Northville S tate Savings B a n k ..........................
N orthville......................
Mar. 30. .
21 77
280
Onaway S tate Savings B a n k .............................
O naw ay..........................
Nov. 30. .
10 00
190
Orion S tate B a n k ..................................................
O rion..............................
Mar. 2 8 ..
15 58
199
S tate Savings B a n k ..............................................
O vid................................
April 6. .
16 91
185
Citizens’ Savings B a n k ........................................
Owosso...........................
Feb.
8 ..
38 63
112
Owosso Savings B a n k ..........................................
Owosso............................
June 1 3 ..
44 32
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
lii
List of banks examined.—Continued.
Name of bank.
No.
Location.
D ate of ex
am ination.
Am ount
paid.
34
Oxford Savings B a n k ...........................................
O xford.......................
Mar. 29. .
$36 43
59
Paw Paw Savings B a n k ......................................
Paw P a w ...................
Jan. 21. .
23 19
247
S tate Savings B ank of P e c k ..............................
P eck .........................
Oct.
4. .
11 53
132
S tate Bank of P e rry .............................................
P e rry ........... •...........
Mar. 19. .
10 73
119
First S tate B a n k ...................................................
P etoskey.................
July 21. .
38 42
282
Citizens’ S tate Savings B a n k .............................
P lainw ell.................
Sept. 14. .
17 22
99
Plym outh United Savings B a n k .......................
P ly m o u th ................
Mar. 28. .
48 12
275
American Savings B a n k ......................................
P o n tia c ....................
Feb. 20. .
146
F irst Commercial B a n k .......................... ............
P o n tiac ....................
June
7. .
117 80
6. .
55 89
15 42
149
Oakland County Savings B a n k .........................
P o n tiac .........
June
211
Pontiac Savings B a n k .........................................
P o n tiac ....................
Feb. 23. .
75
Commercial B a n k .................................................
P o rt H u ro n ............
Mar.
7. .
151 69
49
P o rt H uron Savings B a n k ..................................
P ort H u ro n ............
Mar.
9. .
40 08
98
St. Clair County Savings B a n k .........................
P ort H u ro n ............
Dec. 19. .
96 70
The U nited Home P rotectors’ F ra te rn ity .. . .
P ort H u ro n ............
Nov. 30. .
30 00
217
Quincy S tate B a n k ...............................................
Q uincy.....................
June
7. .
13 50
69
S tate Bank of R eading........................................
Nov.
1 ..
21 12
Oct. 10. .
26 08
June 15. .
19 16
69 88
206
Macomb County Savings B a n k .........................
224
Rochester Savings B a n k .....................................
R eading...................
/ R ichm ond (Lenox
1 P . O )..................
R ochester. . . .•........
194
Romeo Savings B a n k ..........................................
R om eo.....................
June 13. .
49 19
25
Bank of Saginaw ...................................................
Saginaw ...................
July 11. .
239 56
38
People’s Savings B ank of E ast Saginaw .........
Saginaw ...................
April 11. .
76 93
84
Saginaw County Savings B a n k .........................
Saginaw ...................
June 20. .
79 12
44
Savings B ank of E ast Saginaw .........................
Saginaw ...................
June 22. .
299 77
29
Commercial and Savings B a n k .........................
Saint C lair..............
Oct. 1 3 ..
30 73
39
Clinton County Savings B a n k ...........................
Saint Jo h n s............
Mar. 17. .
47 46
45
S tate B ank of St. Jo h n s......................................
Saint Jo h n s............
April 4 ..
45 63
31
42
Union Banking C om pany...................................
Saint Jo sep h ...........
May 25. .
38 60
Commercial Savings B a n k ..................................
Saint L ouis.............
Mar. 1 5 ..
24 62
197
G ratiot County S tate B a n k ................................
Saint L ouis.............
Mar. 15. .
18 10
265
The Citizens’ B a n k ...............................................
S aline.......................
Oct. 11. .
27 54
231
S tate Bank of Sanilac C entre............................
Sanilac C entre........
May 31. .
10 00
200
T rum an Moss S tate B a n k ...................................
Sanilac C entre........
May 3 1 ..
10 00
225
Saranac S tate B a n k .............................................
S aranac....................
Sept
1 ..
15 32
269
Central Savings B a n k ...........................................
Sault Ste. Marie. . .
July 13. .
27 85
54
Sault Savings B a n k .............................................
Sault Ste. Marie. . .
July 11. .
74 75
251
Sebewaing S tate B a n k ........................................
Sebewaing...............
April 25. .
12 70
204
S tate Savings Bank of Scottville......................
S cottville.................
May 16. .
11 65
175
Commercial S tate B a n k ................... ...................
S hepherd.................
Sept 2 8 ..
15 20
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
REPORT OF THE COMMISSIONER.
liii
List of banks examined.—Concluded
Nam e of bank.
No.
Location.
D ate of ex
am ination.
Amount
paid.
148
Citizens’ S tate B a n k ............................................
South H av en ................
May 26. .
$38 73
71
F irst S tate B a n k ...................................................
May 24. .
45 29
278
South Range B a n k ...............................................
207
S p arta S tate B a n k ................................................
South H av en ................
/ South Range (Bal- 1
\ tic P . O .)............ /
S p a rta ............................
279
S tate B a n k .............................................................
S tan d ish ........................
Oct. 31. .
11 44
243
S tate Savings B a n k ..............................................
S ta n to n ........... ..............
Sept. 27. .
13 90
270
B ank of S tephenson.............................................
Stephenson...................
July 26. .
10 00
134
Citizens’ S tate B a n k ............................................
S turgis............................
Feb. 29. .
35 39
10 00
July 15. .
10 57
Jan. 25. .
20 45
290
Leelanau County Savings B a n k ........................
S u tto n ’s B a y ................
Aug. 24. .
151
Lilley S tate B a n k .................................................
Tecum sell......................
June
9. .
22 37
156
Tecumseh S tate Savings B a n k ..........................
Tecum seh......................
June
8. .
24 94
258
First S tate B a n k ...................................................
T ekonsha.......................
Oct. 1 3 ..
10 00
120
F irst S tate Savings B a n k ...................................
Three R iv ers................
Jan. 12. .
47 07
266
People’s Savings B a n k ........................................
Traverse C ity ...............
Aug.
3. .
28 24
138
Traverse City S tate B a n k ...................................
Traverse C ity ...............
Aug.
2. .
163 16
10 00
288
S tate Savings B a n k ..............................................
U nionville.....................
Oct.
5. .
241
B ank of V assar......................................................
Y assar............................
Jan.
6. .
15 50
192
S tate Savings B a n k ..............................................
V assar............................
Jan.
5. .
23 16
284
W ayland S tate B a n k ...........................................
W ay lan d ........................
Dec.
7. .
10 00
105
W ayne Savings B a n k ...........................................
W ayne............................
May
2. .
41 95
96
L um berm an’s S tate B a n k ..................................
W est Bay C ity .............
May 26. .
39 85
17
People’s Savings B a n k ........................................
W est Bay C ity.............
May 24. .
50 71
250
W hitehall S ta te B a n k ..........................................
W hitehall......................
Dec. 30. .
12 15
294
Farm ers Savings B a n k ........................................
W hite P igeon...............
Aug. 18. .
10 00
35
W illiam ston S tate B a n k .....................................
W illiam ston..................
Mar.
7. .
29 28
166
F irst Commercial and Savings B a n k ...............
W y an d o tte....................
July 20. .
29 17
64
W yandotte Savings B a n k ...................................
W y an d o tte ....................
Jan.
7. .
67 16
227
Yale S tate B a n k ....................................................
Y ale................................
June
8 :.
16 42
86
Y psilanti Savings B a n k ......................................
Y p sila n ti.......................
July 13. .
94 93
226
Zeeland S tate B a n k ..............................................
Z eeland..........................
Jan. 27. .
48 41
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Federal Reserve Bank of St. Louis
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
REPORTS
OF T H E
S T A T E B A N K S AND T R U S T C O M P A N I E S
AS MADE TO THE COMMISSIONER OF THE STATE BANKING
DEPARTMENT
JANUARY 22, MARCH 28, JUNE 9, AND SEPTEMBER 6, 1904.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
3
STATE BANKS OF MICHIGAN.
No. 162.
ADRIAN STATE SAVINGS BANK' ADRIAN.
Organized May 29, 1893.
R. A.
W a t t s , P r e s i d e n t ; G e o r g e A. W i l c o x , V ic e P r e s i d e n t ; B. E. T o b i a s , C a s h i e r ;
It. II. W a t t s , A s s i s t a n t C a s h ie r ; C h a r l e s S. W h i t n e y , A u d ito r .
D i r e c t o r s .— R ich ard
A. W atts, George A: W ilcox, W illiam E. Je w e tt, R. A. K aiser, C harles
G. Wesley, W. O. H unt, B. E. Tobias, A D . E llis, C. S. W hitney.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
T oans and disco u n ts.................................................
$528,936 28
$491,631 65
$531,483 28
$426,193 75
Hnnd^ mortgages and securities...........................
444,305 44
458,736 04
461,595 04
497,547 77
2,299 84
145 55
9 90
63 76
4,050 81
4,050 81
4,050 81
4,050 81
111,378 92
627 50
O v erd rafts...................................................................
Hanking h o u se............................................................
F urniture and fix tu res.............................................
O ther real estate ......................................................
Due from other banks and bankers (not reserve
cities)
........................................
Tterns in tr a n s it..........................................................
U nited States bonds ...............................................
One from banks in reserve efties...........................
84,576 19
108,097 71
79,108 74
Fxchanges for clearing house.................................
439 73
1,453 79
1,821 17
2,015 23
TT S and National bank currencv ........................
26,860 00
24,005 00
18,668 00
18,774 00
Gold co in .....................................................................
21,760 00
21,750 00
26,530 00
27,042 50
Silver co in ...................................................................
4,080 70
3,.501 90
2,181 70
1,636 30
245 82
297 77
170 26
111 62
1,095 72
243 15
231 97
301 07
T o ta ls................................................................... $1,119,278 03
$1,113,913 37
$1,125 850 87
$1,089,115 73
$60,000 00
$60,000 00
$60,000 00
$60,000 00
20,000 00
20,000 00
30,000 00
30,000 00
24,411 35
29,870 42
16,564 28
23,711 68
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t........................................................................
Liabilities.
Capital stock paid i n ................................................
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
18 00
■Commercial deposits subject to check .................
257,296 06
253,610 02
225,167 00
179,541 63
719,677 79
705,843 91
745,220 32
746,240 02
37,874 83
44,589 02
47,213 27
49,621 80
1,686 00
Commercial certificates of d ep o sit........................
Due to banks and b an k ers............
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits. . .
Savings certificates of d ep o sit................................
Notes and bills rediscounted..................................
vvi :i:' ‘
Bills p a y a b le ................................................ ..............
T o ta ls................................................................... $1,119,278 03
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,113,913 37
$1,125,850 87
$1,089,115 73
4
STATE BANKING DEPARTMENT.
No. 8a.
THE COMMERCIAL SAVINGS BANK, ADRIAN.
Organized May 10, 1888.
A lanson B en n e tt , P r e s i d e n t ; D. M etcalf , V ic e P r e s i d e n t ; E. N. S m it h , C a s h ie r ;
W. B. Colvin , A s s i s t a n t C a s h ie r .
D i r e c t o r s . — A. II. Wood, A. B ennett, A. M. Stephenson, D. M etcalf, E. C. Sword, It. A.
Kaisex-, C. G. H a rt, E. E. B aker, F. E. P riddy.
R eport of
: Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
T,oa,ns and disco u n ts................................................. . $227,807 89
$238,594 24
$233,773 64
$227,004 15
318,318 82
312,978 45
307,693 45
315,389 04
Ronds m ortgages and securities...........................
Prem ium s paid on bonds .......................................
.......................................................
49G 69
835 74
271 10
26 47
Ranking h o u se............................................................
12,000 00
12,000 00
12,000 00
12,000 00
F u rn itu re and fix tu res.............................................
2,500 00
2,500 00
2,500 00
2,500 00
O ther real est,a,te
............................
Due from other banks and bankers (not reserve
cities) ........................................................................
1,771 83
1,051 42
613 76
8,436 37
Due from banks in reserve cities...........................
21,552 36
50,272 94
96,038 44
70,929 43
Exchanges for clearing house...................... ..........
114 05
365 23
217 94
496 42
IT ft. a,nd N ational bank currency........................
22,130 00
23,765 00
24,545 00
25,368 00
O verdrafts
Tterns in tra,nsit
United ftta.tes bonds
..............................
.........................
...........
2,648 00
4,391 50
4,953 50
3,616 00
Silver co in ....................................................................
2,024 00
2,139 00
2,817 00
1,636 00
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
361 37
283 69
303 67
361 64
12 08
8 43
752 00
38 20
T o ta ls...................................................................
$611,737 09
$649,185 64
$686,479 50
$667,801 72
Liabilities.
Capital stock paid i n ................................................
$110,000 00
$110,000 00
$110,000 00
$110,000 00
22,000 00
22,000 00
22,000 00
22,000 00
2,104 98
5,639 62
3,9S2 99
9,763 10
Commercial deposits subject to ch eck .................
97,650 46
98,504 08
132,525 78
117,739 37
Commercial certificates of dep o sit........................
•
Due to banks and b an k ers......................................
4,835 60
13,618 47
5,279 65
9,838 85
Gold co in ......................................................
Surplus f u n d ...............................................................
Undivided profits, less current expenses,-interest
and taxes p a id .......................................................
Dividends unpaid ......................................................
Certified checks..........................................................
500 00
500 OO.
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits........................................................
375,146 05
398,923 47
412,691 08
397,960 40
$611,737 09
$649,185 64
$686,479 50
$667,801 72
Savifigs certificates of dep o sit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
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Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
♦
No. tf«.
LENAWEE COUNTY SAYINGS BANK, ADRIAN.
Organized December 16, 1869.
D elos
M. B ak Eii , P r e s i d e n t ; H. V. C. I I abt , V ic e P r e s i d e n t a n d C a s h ie r ;
C l in t o n
D i r e c t o r s — Delos
D . H a rd y , A s s is ta n t
C tis h ie r.
M. B aker, C linton D. H ardy, H etm an Y. C. H a rt, W arren J. T arker,
C. E. W eaver, H. L. L arw lll, D. B. M organ.
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
Sept. 6.
R eport of
June 9.
|
......................................
1143,465 38
$124,941 28
$284,946 23
$257,514 91
Bonds m ortgages and securities...........................
474,669 12
475,238 41
356.252 80
379,895 24
Prem ium s paid nn fronds .......................................
20 60
20 60
10 00
10 00
F urniture and fix tu res.............................................
* 1,500 00
1,500 00
1,500 00
1,500 00
59 62
59 62
59 62
59 62
58,941 29
Loans an*! ^ispnim ts
Suspense
........................................................
Due from other banks and bankers (not reserve
5.000 00
54,442 28
64,791 01
71,253 24
.......................
9 90
335 01
53 50
30 96
L S and N ational frank cu rren cy ........................
11,219 00
17.170 00
18,863 00
16,089 00
Cold coin
Hue from franks in reserve citie s...........................
'RYpfra.nges for clearing froiise .
................... ......................................
10,842 50
9,392 50
9,382 50
12,822 50
Silver coin ..................................................................
1,967 30
2,377 10
1,597 20
871 20
NirTtels and c e n ts......................................................
Checks, cash item s and internal revenue acc o u n t........................................................................
258 17
285 70
120 86
174 67
359 95
535 93
200 30
418 46
.................................. ..................
$703,813 82
$696,647 16
$744,239 25
$728,327 85
Liabilities.
C apital stock paid i n ................................................
T otals
$100,000 00
$100,000 00
$100,000 00
$100,000 00
S urplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes paid
.........................
20 000 00
20,000 00
20,000 00
$20,000 00
4,884 10
4,945 29
3,666 44
2,817 80
Hue to franks and b a n k e rs......................................
313 56
48 36
1,066 23
308 75
Certified checks
100 00
100 00
98 01
5,026 93
4,988 23
1,148 68
578,418 15
566,526 58
614,518 35
604,052 62
$703,813 82
$696,647 16
$744,239 25
Cashier's checks o u tstan d in g ..................................
Savings d ep o sits.........................................................
'Djllo noviifrlp
T o ta ls................ ............ ................ .....................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
!
$728,327 85
6
STATE BANKING DEPARTMENT.
No. 171.
WALDBY AND CLAY’S STATE BANK, ADRIAN.
Organized June 24, 1894.
F rank
W.
C l a y , P r e s id e n t;
D i r e c t o r s . —-E.
R o b e r t S. M o r e l a n d , V ic e P r e s i d e n t ;
G e o . N. J o n e s , A s s i s t a n t - C a s h ie r .
II. B.
W a l d b y , C a s h ie r ;
B. W aldby, II. B. W aldby, F. W. Clay. R ial Clay. .1. V. DeFoe. R. S. M oreland,
Wm. II. C rane, A. W. Wood, J. W. K irk.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
'
.............................................
$290,841 28
332,681 80
361,103 09
336,620 19
T^r>n<is Tnnrtga gps and spp.iiritips...........................
307,105 00
294,535 00
300,780 00
307,330 00
Resources.
T.nRps arul iiisroiints
piliil on bonds
'Ranking honsp
...................................
....................... ' ...........
275 73
....................................................
18,000 00
18,000 00
211 20
1,046 83
Ovprdrn.fts
R eport of
Sept. 6.
2 05
48 03
IS,000 00
18,000 00
Viirnitiirp and fiYtnrPS.............................................
Othpr ppal P.stat.fi ....................................................
Due from other banks find bankers (not reserve
ritips)
........................................
TTnitpd StaffiS bonds
3 34
8 71
Tt,pms in tran sit
.....................
Due from banks in reserve cities...........................
71,305 92
Kxrliangps for olparing liousp.................................
98,911 35
110,984 18
723 90
399 42
88,433 54
U. S. and National bank currency ........................
33,102 00
30,579 00
39,604 00
Gold co in ...................................................... , ............
1,650 00
310 00
1,235 00
505 00
Silver co in ................ .......... .... ..................................
1,835 85
1,389 00
1,648 00
1.018 50
28 587 00
180 06
183 70
151 98
146 26
225 10
226 90
187 17
352 30
T o ta ls...................................................................
$724,732 14
$784,598 24
$834,140 87
$780,996 13
Liabilities.
Capital stock paid i n . . . . . ! ....................................
$55,000 00
$55,000 00
$55,000 00
$75,000 00
7,500 00
7,500 00
8,500 00
8,500 00
2,366 64
7,385 29
6 77
3 842 88
Nickels and c e n ts.......................................................
Checks, cash item s and internal" revenue ac
count ...........................................................’ ............
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .................................. .................
Dividends u n p a id .......................................................
Commercial deposits subject to check.................
152,404 90
173,774 37
185,486 13
143,470 89
Commercial certificates of dep o sit........................
6,343 G5
4,832 23
7,156 36
5,034 88
Due to banks and b an k ers.. .
1,146 91
1,759 40
5,914 53
2,069 87
499,969 98
534,346 95
572,077 08
543,077 61
$724,732 14
$784,598 24
$834,140 87
$780,996 13
Certified checks.......................................................*.
Cashier’s checks o u tstan d in g . .................................
Savings dep o sits........................................................
Savings cert ificates of «deposit.................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls.................................................... ..............
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
7
No. 179.
ALBION STATE BANK, ALBION.
. Organized March 29, 1895.
E ugene
P.
R o b e r t s o n , P r e s i d e n t ; W a r r e n S. K e s s l e r , V ic e P r e s i d e n t ;
D a v i d A. G a r f i e l d , C a s h ie r .
W arren S. K essler, M e rritt O. S hepard, A ugustus J. Gale, Seym our Y. H ill, D avid
Garfield, Eugene P . Robertson, Wm. H. Rodenbach, George W. Schneider, O. A. L eonard.
D i r e c t o r s .—
A.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
Loans and disco u n ts........................r........................
$139,326 19
$155,279 33
$138,836 36
$148,386 00
Bonds, m ortgages and securities...........................
91,260 29
79,482 39
96,899 39
60,133 16
385 63
2,559 67
60 39
677 70
1,240 44
1,621 44
Resources.
R eport of
Sept. 6.
Prem ium s paid on b o n d s........ ................................
O v erd rafts...................................................................
Banking h o u se............................................................
F urn itu re and fix tu res..............................................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
• c ities)............ ...........................................................
2,211 22
1,621 44
1,621 44
2,931 77
2,742 77
2,211 22
866 62
Item s in tr a n s it..........................................................
-
U nited States b o n d s.................................... ............
Due from banks in reserve cities...........................
25,436 94
14,461 84
9,985 42
Exchanges -for clearing h o u se.................................
69 84
135 87
673 55
1,219 20
U. S„ and N ational bank currency........................
12.072 00
8,561 00
7,905 00
5,967 00
Gold c o in .....................................................................
2,005 00
2,745 00
2,202 50
3,037 50
Silver co in ...................................................................
3,139 45
2,172 40
3,670 60
3,249 30
252 59
175 81
275 63
182 27
344 47
504 05
Nickels and c e n ts....................................................
Checks, cash item s and internal revenue ac
count .........................................................................
47 89
40,216 29
T o ta ls...................................................................
$277,459 48
$269,405 97
$265,400 52
$268,S03 30
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
4,260 70
5,618 64
4 089 93
7,002 85
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ................. ......................................
Dividends u n p a id ......................................... ............
4 00
Commercial deposits subject to check .................
72,476 03
58,163 23
51,137 60
47,625 94
Commercial certificates of d ep o sit........................
19,601 86
20,286 93
14,510 10
16,997 92
Due to banks and b a n k e rs......................................
1,100 76
Certified checks..........................................................
1,500 00
15 00
256 74
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits........................................................
118,516 13
125,337 17
134,812 15
137,101 59
$277,459 48
$269,405 97
$265,406 52
$268,803 30
Savings certificates of dep o sit................................
Notes and bills red iscounted..................................
Bills p a y a b le ...............................................................
T o ta ls......................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
8
STATE BANKING DEPARTMENT.
No. 167.
COMMERCIAL AND SAYINGS BANK, ALBION.
Organized Septettiber 30, 1893.
J ohn
G.
B r o Wn , P r e s id e n t ; F r a n k
E . P a l m E r , V ic e P r é s i d e n t ; C h a r l e s G . B
C a s h ie r ; B. D. B r o w n , A s s i s t a n t C a s h ie r .
ig e l o w
,
D ir ectors .— Ed w ard S u tto n , L. J. W olcott, Sam uel Dickie, John Johnson, F ra n k E. P alm er,
Jo h n G. Brown, W ashington G ardner, Chas. G. Bigelow.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Lomas and disco u n ts.................................................
$122,534 90
$116,362 57
$101,851 24
$102,995'«6
Bonds, m ortgages and securities...........................
81,363 07
92,113 07
93,176 09
106,051 09
Prem ium s paid on b o n d s.........................................
1,197 75
1,313 25
1 313 25
1,433 25
O v erd rafts...................................................................
2,285 03
3,789 78
2,101 97
2,992 52
Banking h o u se............................................................
5,400 00
5,400 00
5,400 00
«:4oo 00
F urn itu re and fix tu res..............................................
1.950 00
1,950 00
1,950 00
2,150 00
14,997 50
10,000 00
O ther real e s t a t e ..
Due from other banks and bankers (not reserve
c ities)..........
....................................
Item s in tran sit .......
U nited S tates b o n d s....................
Dufe from banks in reserve cities...........................
23,305 51
34,307 70
40,981 67
9,593 30
6,355 00
5,001 00
4,410 00
3,270 00
6,550 00
5,315 00
5,080 00
5, 165 00
1,936 60
1,456 40
779 70
378 26
529 86
66 21
119 13
644 87
723 30
497 02
191 51
$253,808 94
$268,742 13
$273,281 35
$251,650 00
$35,000 00
$35,000 00
$35,000 00
$35,090 00
5,650 00
5,650 00
5,650 00
6,000 00
2,664 61
3,561 75
3,497 49
3,227 75
Exchanges for clearing h o u se.................................
U. S. a n d N ational b ank currency ........................
Gold co in ............
...................
Silver co in ....................................................................
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
T o ta ls.................................................................
Liabilities.
Capital stock paid i n ................................................
Surplus f u n d ............................................
Undivided profits, less current expenses, interest
andH axes p a id .......................................................
1,518 58
1,844 55
Dividends u n p a id ......................................................
Commercial deposits subject to ch eck .................
47,708 90
55,944 19
59,486 44
42,655 42
Commercial certificates of dep o sit........................
25,842 61
29,246 07
28,985 02
24,754 90
Due to banks and b an k ers......................................
Certified ch eck s..........................................................
500 00
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
136,942 82
139,340 12
140,102 40
140,011 93
$253,808 94
$268,742 13
$273,281 35
$251,650 00
Savings certificates of d ep o sit................................
Notes and bills red iscounted ..................................
Bills p a y ab le...............................................................
T o ta ls ..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
state basks of
Michigan.
»
No. 232.
ALMA STATE SAVINGS BANK, ALMA.
Organized May 1, 1901.
W il l t a m
A.
B a h l k e , P r e s id e n t
;
F red
R . H a t h a w a y , V ic e
P r e s id e n t
;
G eo . W . M oore,
C a s h ie r .
D irbctor S .—-Win. A. Rail Ike. F. R. H ath aw a y , D aniel L. S h a rra r, L ester H. H oyt, Geo. C.
I ’arsons, Geo. W. Moore, J. W. Robinson.
Report of
Jan. 22.
Resources.
Report of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
d isco u n ts.................................................
$54,139 89
$72,049 71
$64,873'-92
$74,132 50
Pencfri ipurtga^es iinrf securities...........................
39,210 45
38,447 78
39,090 75
39,615 75
...............................................................
203 27
83 37
314 79
113 18
F u rn itu re and fix tu res.............................................
1,300 00
1,300 00
1,300 00
1,300 00
2 40
119 07
60 oe
142 89
42,106 63
22,223 20
10.279 30
Prem ium s paid Tin fronds
O verdrafts
.............
father r^fll estate
.......................
Due from other banks and bankers (not reserve
Tterns in tr a n s it..........................................................
United S tates fronds
Due frbm banks in reserve cities...........................
43,157 97
...... .......:
Pfrcefranges for el earing’ house
U. S. and N ational bank cu rren cy ........................
7,331 00
8,250 00
5,363 00
4,959 00
...........................................................
667 50
312 50
202 50
567 50
Silver eo in ....................................................................
1,017 15
1,418 05
1,009 70
1.125 25
Nickels and c e n ts......................................................
Ghecks, cash item s and internal revenue acr
c o u n t.........................................................................
94 02
113 48
114 51
121 01
330 45
641 03
399 3?
1,113 2$
S147 504 10
$164,841 62
$134,951 69
$133,400 66
$25,000 00
$25,000 00
$25,000 00
$25,000 00
5,000 00
5,000 00
5,000 00
7,000 90
547 68
1,318 32
2,029 56
754 30
45,013 30
67.176 43
45.878 23
367241 SI
Ufrld eoin
T'Ot'alq
Liabilities.
Gapital Stock paid i n ................................................
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
atid tax es p a id ........................................................
Dividends unpaid
,.
Coinmercial deposits subject to check .................
CnmrncrcfaJ cerf.ifinates of deposit
Due. to hanks and frankers
Certified checks
Cashier’s checks outstanding
. .
Savings certificates of d ep o sit................................
.......
.......
Savings deposits
71,943 12
66,346 87
57,043 90
64,464 55
$147, .504 10
$164,841 62
$134,951 69
$133,460 06
Nuf.es and frills rediscounted
Rills payafrle
T o ta ls...................................................................
2
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
10
No. 233.
FIRST STATE BANK OF ALMA, ALMA.
Organized June 15, 1901.
A.
W.
W e ig h t , P r e s id e n t
D i r e c t o r s .—
;
W.
S.
T u k c k , V ic e P r e s i d e n t
A W. W right, W. S.
T u rc k ,
Resources.
%
Loans and disco u n ts.................................................
;
E ly
B r e w b a k e r , C a s h ie r .
G. S. W ard, L. A. S harp, Ely B rew baker.
R eport of
Jan. 22.
,
■
Report of
March 28.
-
R eport of
June 9.
R eport of
Sept. 6.
5135,928 19
—.........
5138,0S5 19
SI 55,858 64
$158,517 6?
Ronds mortgagp.s and securities...........................
61,071 99
67,741 99
66,172 99
69.572 99
O re rd ra fts...................................................................
6.36 18
91 79
692 22
234 16
500 00
500 00
500 00
500 00
231 81
200 00
317 29
65 96
37,009 49
87,484 87
32,892 28
34,921 60
7,319 00
-
Ranking' house
F u rn itu re and fix tu res.............................................
Due from other banks and bankers (not reserve
cities)..
.
............................................
Item s in tr a n s it..........................................................
United States bonds ...............................................
Due from banks in reserve cities...........................
750 00
U. S. and N ational bank currency........................
13,197 00
10,204 00
S,02S 00
Gold co in ................ .....................................................
1,180 00
1,752 50
2.3S0 00
730 00
Silver co in ...................................................................
2,461 70
1,700 25
1,900 15
1,903 35
Nickels and c e n ts......................................................
Checks, cash, items and internal revenue ac
count ................................ ». . . ...............................
Totals ..
Liabilities.
Capital stock paid i n ................................................
94 67
122 6S
169 29
198 36
196 27
1,400 70
2,757 04
2,541 01
5303,257 60
5309,233 97
$271,667 90
$276,504 06
$30,000 00
$30,000 00
$30,000 00
$30,000 00
Surplus fu n d ........................... ....................................
Undivided profits, less .current expenses, interest
and taxes p a id .......................................................
10,000 00
10,000 00
10,000 00
13,000 00
1,818 86
3,915 80
5,324 85
1,930 19
Dividends u n p a id ......................................................
24 00
Commercial deposits subject to check.................
101,847 78
101,426 19
65,467 84
65,868 .16
163,911 98
160,875 21
165,705 71
$271,607 90
$276,.504 06
Commercial certificates of d ep o sit........................
Due to banks and b an k ers.........................
Certified checks............................................. ............
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
Savings certificates of dep o sit.................
159,566 96
.......
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls................ ...................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$303,257 60
5309,283 97
STATE BANKS OF MICHIGAN...
11
No. 169.
ALPENA COUNTY SAVINGS BANK, ALPENA.
Organized April 12, 1894.
P a t r ic k
F r a n k C, H o l m e s , V ic e P r e s i d e n t ; W. A. T r i n c e , C a s h ie r .
C ulligan, F ra n k C. Holm es, Jo h n N icholson, M ichael O 'B rien, S. A.
D avison, D. D. H anover, R obert M ontrose, W. H. Davison, W ill A. Prince,
H erm an Besser, F . L. R ichardson.
C u i .u i g a n , P r e s i d e n t ;
D i r e c t o r s . — P a tric k
,
, f .f
Resources.
R eport of
Jan. 22.
R eport of
March 28.
Report of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
960 26
5312,517 22
$410,055 61
$354,748 32
p o n d s m ortgages and securities...........................
158,564 70
154,233 27
163,546 09
267,594 58
Prem ium s paid on bonds
572 76
lfil 15
364 89
319 09
......................................................
10,500 00
10,500 00
10,500 00
10,500 00
F u rn itu re and fix tu res.............................................
3,000 00
3,000 00
3,000 09
3,000 00
2,085 70
4,226 73
10,341 11
31,276 12
48,581 06
O v erd rafts...................................................................
Banking house
Other real estate
................................
Due 'from otiier banks and bankers (not reserve
cities)..
.
.....................................................
Item s in tr a n s it..........................................................
United States b o n d s.................................................
Due from banks in reserve cities...........................
89,000 34
72,562 15
48,739 71
Exchanges for clearing house............................... .
744 95
1,353 97
1,901 14
6,965 43
U. S. and N ational bank currency ........................
11,992 00
13,208 00
IS,031 00
13,291 00
.........................................................
9,515 00
8,550 00
8,270 00
8,322 50
Silver co in ....................................................................
2,937 50
1,994 30
2,190 00
1,705 00
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ...................................... ..................................
\
283 98
135 87
442 80
175 02
178 55
196 57
723 53
170 16
T o ta ls...................................................................
$557,935 74
1582,639 23
$078,765 88
$616,618 28
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
■
$75,000 00
$75,000 00
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
. 25.000 00
25,000 00
37 500 00
42,500 00
604 39
7,178 95
6,455 76
3.090 39
Dividends u n p a id ......................................................
125 00
Commercial deposits subject to check.................
174,026 71
174,147 28
Commercial certificates of dep o sit........................
1,949 92
2,130 12
Due to banks and b an k ers......................................
32 00
Gold coin . .
408 00
20 00
195,236 13
171,313 23
304 90
456 00
15,126 00
10,314 51
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
5,400 00
Savings dep o sits........................................................
278,847 25
301.390 26
305,172 70
313,005 71
Savings certificates of dep o sit................................
21,949 97
22,786 02
28,562 39
30 288 44
Notes and bills rediscounted..................................
Bills p ay ab le............................... ...............................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
! 5,000 00
$557,935 74
$582,639 23
$678,765 88
$646,648 28
12
STATE BANKING DEPARTMENT.
No. 48.
ANN ARBOR SAVINGS BANK, ANN ARBOR.
Organized February 4, 1869.
Reorganized December 9, 1889.
G- h a b i . e s
E. H iscotfK , P r e s i d e n t ; W m . D. HASRlMAif, V ic e P r e s i d e n t ; M. J. F r i t z , tfa s K ie r.
D avid liinsey, Wm. D. H a rd m a n , C harles H. W orden, C harles E. Hiscock, M. J.
F ritz , W a lte r C. Mack.
D i r e c t o r s .—
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
*472,462 87
$534,240 60
$528,147 23
$536,858 32
Bonds, m ortgages and securities...........................
1,14?,839 31
1,149,761 43
1,160,030 18
1,190,680 8t
Prem ium s paid on b o n d s.........................................
10,535 80
9,508 80
9,508 80
'8,045 66
O v erd ra fts...................................................................
1,502 80
5,077 03
4,907 11
3,465 17
Banking h o u se............................................................
30,000 00
30,000 00
30.000 00
39;000 06
R eport of
Sept.. 6.
F u rn itu re and fix tu res.............................................
6,417 32
6,417 32
6,417 32
6,417 32
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
c ities)........................................................................
45,009 67
46,430 71
43,930 71
38,599 71
..............
Item s in tr a n s it..........................................................
United S tates b o n d s.................................................
12,000 00
12,900 00
12,000 00
12,000 00
Due from banks in reserve citie s...........................
202,826 62
101,064 76
130,627 03
118,836 48
Exchanges for clearing h o u se.................................
425 25
1,823 82
1,157 68
774 34
U. S. and N ational bank currency ........................
75,288 00
82,531 00
77,158 00
59,391 00
Gold c o in .....................................................................
55,372 50
54,145 00
54,690 00
54,060 00
Silver c o in ...................................................................
9,500 00
8,800 00
6,800 00
3,100 00
134 24
130 87
203 43
224 50
671 70
1,368 0!
1,506 44
90'5 17
T o ta ls...................................................................
$2,069,986 08
$2,043,349 40
$2,117,088 93
$2,063,268 48
Liabilities.
Capital stock paid i n ................................................
Nickels and c e n ts....................................................
Checks, cash item s and internal revenue ac
count ......... ..............................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 66
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
150,000 00
150,000 00
1,50,000 90
150,000 00
34,531 07
46,313 38
57,086 94
Dividends u n p a id ......................................................
513 67
282 00
577 00
Commercial deposits subject to ch eck .................
313,669 33
273,550 90
276,891 19
233,610 76
22,664 42
24,651 57
33,955 24
25,687 09
10 00
500 00
500 00
500 00
Savings d ep o sits........................................................
1,400,553 46
1,393,852 33
1,440,375 66
1,458,352 03
Savings certificates of d ep o sit................................
98,044 1,3
104,199 22
102,702 90
94,707 30
$2,069,986 08
$2,043,349 40
$2,117,088 93
$2,003;268 48
.
49,959 30
452 00
Commercial certificates of d ep o sit.........................
Due to banks and b an k ers............................. .. . .
Certified ch eck s.............
Cashier’s checks o u tstan d in g ..................................
Notes and bills red iscounted..................................
Bills p a y ab le...............................................................
T o ta ls...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICtilQAK
No,
13
as.
FARMERS AND MECHANICS’ BANK, ANN ARBOR.
Organized October 13, 1882,.
R bub # ^ RiBMPB'j P r e s i d e n t ; W. C. S t e .v en h , 1Zjfier P r e $ id f in t; F.k e p b r ic k II. B e l s e u , C a s h i e r ;
II. A. W i l l i a m s , A s s i s t a n t ' C a s h ie r t
C. Stevens, Ambrose Kearney, Wm. F. Breakey, D. Fred Schalrer, Reuben
Kempt, Junius E. Beal, G. Frank Allmeinlinger, Oliver M. M artin, H. G. Prettym an.
.
R eport of
R eport of
R eport of
R eport of
March 28.
Sept. 6.
Jan.
22.
Ju n e 9.
Resources.
’
D i r e c t o r s . — Wm.
sjjid disco u n ts.................................................
$37S,400 51
$371,910 86
$385,555 99
$392,356 76
B o n d s m o rtg ag e s and securities...........................
350,346 99
382,153 13
384,831 20
408,216 58
P rem iu m s paid on b o n d s.........................................
900 00
900 00
900 00
800 00
O v erd rafts...................................................................
1,361 46
1,961 41
360 52
1,134 25
25,000 00
......................................................
25,000 00
25,000 00
25,000 00
F u rn itu re and fix tu re s ..................................................
4,500 00
4,500 00
4,500 00
4,500 00
Other real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities)
........
2,203 00
2,203 00
2,203 00
8,203 00
2,702 25
B anking house
Item s in tr a n s it..........................................................
10,205 64
13,265 03
4,377 55
United S tates b o n d s.................................................
9,660 00
9,660 00
9,660 00
9,780 oo
Due from banks in reserve cities...........................
74,238 08
88,t)40 60
71,297 01
81,462 90
Exchanges for clearing house.................................
707 28
1,637 22
5,251 50
1,011 38
U. S. and N ational bank currency ........................
19,032 00
9,408 00
11,311 00
5,227 00
Gold coin
........................................
30,020 00
29,945 00
30,919 80
31,995 00
Silver c o in ...................................................................
5,310 85
2,987 90
4,211 70
2,572 45
.340 67
■359 09
270 62
626 97
637 77
173 20
570 41
76 95
T o ta ls...................................................................
$912,864 25
$944,104 44
$941,220 30
$976,295 55
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
50,000 00
50,000 00
50,000 00
50,000 00
8,302 51
10,122 40
10,613 97
11,314 44
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ................................................... ..,
...........................
165 00
Commercial deposits subject to check.................
159,689 00
158,658 16
157,854 30
193,604 13
Commercial certificates of d ep o sit........................
151,177 24
158,191 93
152,974 40
158,299 24
D ue to banks and b an k ers......................................
22,085 08
29,995 26
21.524 49
18,666 78
D iv id en d s u n p a id
Certified ebeeks
Cashier’s checks o u tstan d in g ..................................
128 05
1,168 51
2,078 56
950 19
Savings d ep o sits........................................................
471,317 37
485,968 18
496,174 58
493,454 77
$912,864 25
$944,104 44
$941,220 30
Bav ingS certificates of d ep o sit
Bills payable
T o ta ls
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
........................................
$976,295 55
14
STATE BANKING DEPARTMENT.
No. 144.
STATE SAVINGS BANK OF ANN ARBOR, ANN ARBOR.
Organized November 18, 1892.
W. J.
W m , A r n o l d , V ic e P r e s i d e n t ; C. J o h n W a l z , J e ., C a s h i e r . '
-H aarer, W illiam J. Booth, Jo h n V, Sheehan, Wm. A rnold, Jam es IJ. W ade.
Jo h n Koch, C h ristia n M artin, N. J. Kyer, H enry S. C a rh a rt, V. C. V aughan,.
F ra n k P . G lazier, E ugene F. Mills.
B o o t h , P r e s id e n t;
D i r e c t o r s .— Jo h n
Resources.
Loans and disco u n ts.................................................
"R onds
m ort^a^os and securities. .
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
$293,987 01
$302,109 82
$353,578 21
$334,807 14
298,167 97
307,992 97
317,242 97
335,520 47
Prem ium s paid on b o n d s.........................................
O v erd ra fts...................................................................
590 63
473 87
15 99
135 94
Banking h o u se............................................................
25,000 00
25,000 00
25,000 00
25,000 00
F u rn itu re and fix tu res..............................................
7,000 00
7,000 00
7,000 00
7,000 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
9,158 38
8,819 47
6,531 11
3,799 91
U nited S tates b o n d s.................................................
Due from banks in reserve cities...........................
149,182 45
93,435 68
97,021 83
Exchanges for clearing h o u se.................................
290 15
570 64
565 39
921 80
U. S. and N ational bank currency........................
25,206 00
22,726 00
20,838 00
17,226 00
54,477 24
Gold co in .....................................................................
20,075 00
18,482 50
17,599 40
17,850 00
Silver co in ............................................ .......................
1,723 55
1,107 50
2,801 60
1,696 50
Nickels and c e n ts.....................................
Checks, cash item s and internal revenue ac
count ........................................................................
257 57
343 09
101 21
273 95
103 65
97 31
82 50
30 11
5828,418 09
±07 7 f
T o ta ls...................................................................
\
A 7 7 01
$803,758 62
f
^Liabilities.
C apital stock paid i n ......................................
Surplus f u n d ................................................
U ndivided profits, less current expenses, interest
and taxes p a id .............................................
D ividends u n p a id ................................................
Commercial deposits subject to check .............
Commercial certificates of d ep o sit..............
$50,000 00
$50,000 00
$50,000 00
$50,000 00
15,000 00
15,090 00
15,000 00
20,000 00
20,226 SO
21,377 16
21,728 56
18,163 S5
144,091 63
168,603 25
120,324 42
87 00
185,608 25
’
Due to banks and b an k ers....................................
Certified checks..................................................
Cashier’s checks o u tstan d in g ..................... . . .
Savings d ep o sits.......... . . . j . . . . . . .‘ .
465,377 83
474,604 17
511,684 15
522,163 53
Savings certificates of dep o sit.............
92,118 21
80,424 80
78,661 05
73,100 82
$828,41S 09
S78S.497 76
$845,677 01
$803,758 62
Notes and bills rediscounted................... *
Bills p a y a b le .... .................... •...............
T
o
t a
l s
‘
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.“. . . ; .............
STATE BANKS OF MICHIGAN.
15
No. 228.
ARMADA SAVINGS BANK, ARMADA.
Organized February 13, 1901.
G e o r g e II. I I e b b l e w i i i t e , V ic e P r e s i d e n t ;
J. E. M a c a u l a y , C a s h ie r .
D i r e c t o r s . — George II. Ilebblewhite, John L. Preston, Frank E. Lathrop, Bert C. Preston,
James II. MacDonald.
B ert
C.
P r e s t o n , P r e s id e n t;
' '
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
R oans and d is c o u n ts .................................................
$75,098 18
$79,034 31
$78,222 15
$78,845 17
R onds m o rtg ag es and s e c u ritie s ..............................
85,070 00
84,570 00
85,120 00
83,020 00
............................................................
415 58
302 75
65 23
34 07
R an k in g house ...............................................................
3,700 00
3,700 00
3,700 00
3,700 00
F u rn itu re and fix tu re s ..................................................
2,000 00
2,000 00
2,000 00
2,000 00
O v e rd ra fts .
O th e r real e s ta te
......................................................
Due from other banks and bankers (not reserve
cities)
.................................................
Ite m s in tra n s it
350 70
.........................
U nited S ta te s b o n d s
2 050 93
..................................................
18,114 68
27,511 92
13,940 86
TT S and N atio n al R an k C u rre n c v .........................
5,004 00
3,783 00
6.486 00
7,808 00
Gold co in ..
.......................................................
2,000 00
2,000 00
2,150 00
2,355 00
Silver co in ...................................................................
One. from h a n k s in reserv e c itie s .............................
15,048 44
E x ch an g es for clearin g house,...................................
1,113 50
914 50
1,307 15
939 55
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac.........................
count
142 52
159 06
84 81
83 31
T o ta ls...................................................................
$193,258 46
$204,326 24
$194,463 47
$195,884 47
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
1.000 00
1,000 00
1,000 00
1,200 00
3.648 16
5,203 46
5,318 62
4,513 85
Surplus f u n d .................................................. ............
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
1,387 27
................................
24 00
Commercial deposits subject to check .................
18,840 05
23,953 22
24 100 71
24,819 54
Savings d ep o sits........................................................
134,012 80
135,612 81
128,209 04
123,740 98
Savings certificates of dep o sit................................
10,733 45
13,556 75
10,835 10
12,610 10
D iv id en d s u n p a id .
.
C om m ercial certificates of d e p o s it. .
Due to banks and b an k ers......................................
C ertified c h e c k s . .
C ash ier's checks o u ts ta n d in g . . .
.
Notes and bills rediscounted..................................
Bills p ay ab le............
4.000 00
..........................................
-------------- 1-------------------------------T o ta ls....... .. .. .............................. .............. .. .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$193,258 46
$204,326 24
$194,463 47
$ 195,884 47
1$
STATE BANKING DEPARTMENT.
No. 213.
ATHENS STATE AND SAVINGS BANK, ATHENS.
Organized April 15, 1899.
II.
M a t . D o u b l e d a y , P r e s i d e n t : I . E . W e b l s , V ic e P r e s i d e n t ; C h a s . A . S t a n d i f o r d , C a s h ie r ,
D i r e c t o r s . — II.
Mat. Doubleday, S. W. Holmes, I. E. Wells, J. F. Culp, W. M. Albertson,
Chas. A. Standiford, A. II. Harrison.
R eport of
Jan, 22.
Resources.
R eport, of
March ‘28.
R eport of
Juhe 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$79,037 40
$85,299 19
$82,904. 31
$85,180 03
Bonds m ortgages anil securities...........................
23,224 00
25,894 00
35,569 00
37,082.00
Prem ium s paid
bonds
.................................
.......................................................
3,419 70
2,770 10
5,486 82
3.829 83
"Ranking h o u se............................................................
3,000 00
3,000 00
3,000 00
3,000 00
F u rn itu re and fix tu res.............................................
1,975 00
1,975 00
1,975 00
1,975 00
1,312 92
8S7 01
090 93
2,537 09
20,441 15
19,915 49
14,080 74
7,449 09
TT S and National hank currency........................
3,794 00
4,285 00
3,224 00
1 104 00
Gold coin
.........................................................
3,425 00
3,020 00
3,805 00
3,655 00
Silver co in ...................................................................
703 85
807 95
1.420 50
1,095 05
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue account
...............................................................
99 38
90 41
40 60
94 24
1,555 50
413 20
874 72
953 27
T o ta ls...................................................................
$142,040 80
$148,903 41
$153,077 02
$147,955 80
. Liabilities
Capital stock paid i n ................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
5,000 00
5,000 00
5,000 00
5,000.00
003 03
1,052 28
246 68
O verdrafts
52 90
n th ^ r real estate
. , , ...................
Due from other banks and bankers (not reserve
...........................................................
cities)
Item s in transit,
*
..............................
United States honds
"Due from hanks in reserve cities...........................
Fxchanges for clea.ring house
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes paid ...................................................
Dividends unpaid
525 00
75 00
Commercial deposits subject to check .................
32,785 05
29,350 33
24,587 72
26,005 49
Commercial certificates of d ep o sit........................
88,730 81
98,875 05
107,437 62.
101,703 63
$142,040 80
$148,963 41
$153,077 62.
$147,955 80
Due |o hanks and hankers
Certified checks
Cashier’s checks outstanding
Savings deposits
Savings certificates of deposit
Notes and hills rediscounted
Rills, payable
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
17
STATE BANKS OF MICHIGAN.
No. 236.
STATE BANK OF FRANK W. HUBBARD & CO., BAD AXE.
Organized July 10, 1901.
W . H u b b a r d , P r e s i d e n t ; J o h n R y a n , V ic e P r e s i d e n t a n d C a s h ie r ;
W i l l a r d V a r t y , A s s i s t a n t C a s h ie r .
F rank
D i r e c t o r s .— Frank
W. Hubbard, Elizabeth L. Hubbard, John Ryan, Maggie Ryan,
Harry H. Simpson.
Resources.
L 0ans find disco u n ts.................................................
Bonds m ortgages and sp.i'.nritifts..................... ..
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
$160,660 94
$159,509 60
$168,945 16
$172,207 20
32,689 10
22,918 15
25,476 43
27,583 75
2,115 30
355 12
1,254 84
499 74
11,083 96
11,148 76
11,148 76
11,000 00
n tlio r rPil.l P fit.fl.t.P
.......................................................................................
Due from other banks and bankers (not reserve
11,453 47
11,453 47
11,453 47
11,453 47
2,033 79
43 03
162 70
1,615 70
L ne from banks in reserve cities.................. !r. ..
15,888 11
23,825 49
29,797 19
20,088 84
8,367 65
1,371 35
3,830 00
5,840 00
6,532 00
11,078 00
O verdrafts
.....................................................
Banking house
............ ♦ » .......................
648 76
U S ant) N ational Rank C urrencv .......................
4,214 24
f^Jr»1d coin
.....................................................
1,205 00
1,545 00
190 00
315 00
Silver r»nin
. . . .............................................
1,550 00
1,823 00
1,350 00
325 00
^TioVpIc and ppn t.s
...........................................
Checks, cash item s and internal revenue account
...................................................................
T otals
..............................................................
Liabilities.
Capital st^ek pa,id i n ................................................
Surplus fund
..........................................................
Undivided profits, less current expenses, interest
and taxes pa,id ............................................ ..........
122 28
125 84
117 95
97 74
1,916 23
1,343 26
229 08
735 52
$252,915 83 .
$241,302 07
$256,657 58
$261,862 96
$30,000 00
$30,000 00
$30,000 00
$30,000 00
6,378 62
6,378 62
6,378 62
8,890 43
942 54
1,839 55
2,492 61
759 76
Commercial deposits subject to check .................
122,976 04
113,644 37
128,502 93
123,972 46
Commercial certificates of d ep o sit........................
90,009 12
88,992 02
86,897 67
95,300 22
Due to banks and b an k ers......................................
2,609 51
447 51
2,385 75
2,940 09
$241,302 07
$256,657 58
$261,862 96
Certified cheeks
Savings deposits
................... ................
.........................................
gg^yjngs certificates of deposit,................................
Notes and bills rediscounted...................................
Bills payable
................................
T o ta ls...................................................................
3
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
4
$252,915 83
18
STATE BANKING DEPARTMENT.
No. 237.
STATE SAVINGS BANK OF BAD AXE, BAD AXE.
Organized June 22, 1901.
A.
E.
Sleeper,
P r e s id e n t; A.
D i r e c t o r s .— A.
L . W e i g h t , V ic e P r e s i d e n t ; J a m e s
J a p h e t h H i n d , A s s i s t a n t C a s h ie r .
B a l d w in ,
C a s h ie r ;
E. Sleeper, A. L. W rig h t, Jam es B aldw in, C lara B aldw in,
C harles D. Thom pson.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
Loans and disco u n ts......................
894,161 14
$99,803 04
$112,742 03
$114,953 63
Bonds, m ortgages and securities.
19,149 94
21,390 45
20,546 32
20,096 32
Resources.
R eport of
Sept. 6.
Prem ium s paid on b o n d s.............
O v erd rafts.......................................
7 23
55 30
6 49
10 98
Banking h o u se................................
6,900
00
0,900 00
6,900
00
6.900
00
F u rn itu re and fix tu res..................
1,100
00
1,100
1,100
00
1,100
00
O ther real e s ta te ...................................................
Due from other banks and bankers (not reserved
cities) ...................................................................
878 02
00
878 02
2,400 00
878 02
2,400
885 27
00
Item s in tr a n s it................................
United S tates b o n d s........................
Due from banks in reserve cities..
54,704^59
55,379 90
27,217 71
31,251 34
Exchanges for clearing house........
38 39
79 19
103 20
2,566 11
3,120 00
2,155 00
1,070 Ò0
U. S. and N ational bank currency.
5,796 00
2,072 00
1,080 00
1,065 00
1,025 00
Silver co in ......................................
881 10
1,623 10
899 70
46Ô 25
Nickels and c e n ts............................................ ..........
Checks, cash item s and internal revenue ac
c o u n t................. .............. ..................................... ..
124 31
217 25
292 97
317 41
549 80
716 58
27 70
432 IO
$185,370 52
$193,679 83
$177,259 14
$182,203 41
$25,000 00
$25,000 00
$25,000 00
Gold co in ............................................
T otals.
Liabilities.
Capital stock paid i n ..............
Surplus fund...........................................................
Undivided profits, less current expenses, interest
and taxes p a id ...................................................
3,200 00
2,985 40
3,600 00
1,266 28
4,000
$25,000 00
00
488 12
4,000 00
1,947 50
Dividends u n p a id .....................................
Commercial deposits subject to check.
40,148 73
54,423 14
39,704 67
29,863 11
Commercial certificates of dep o sit........
114,036 39
109,390 41
108,066 35
121,392 SO
$185,370 52
$193,679 83
$177,259 14
$182,203 41
Due to banks and b an k ers.....................
Certified checks.........................................
Cashier’s checks o u tstan d in g .................
Savings d ep o sits................ ......................
Savings certificates of dep o sit...............
Notes and bills rediscounted.................
Bills p ay ab le..............................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
20
No. 93.
CITY BANK, BATTLE CREEK.
Organized June 14, 1871.
C h a s . T . A l l e n , P r e s i d e n t ; W . T l. E l d r e d V ic e P r e s i d e n t ; F r e d e r i c k A . A l l w a r d t , C a s h ie r ;
N. Y. G r e e n , A s s i s t a n t C a s h ie r .
D i r e c t o r s .— Chas. T .
Allen, W illard H . E ldred, J. R . H all,
Robt. B inder, M aier M aas.
Resources.
R eport of
Jan. 22.
Loans and discounts.................................................. $1,040,593 15
y
204,671 30
Bonds, m ortgages and securities...........................
L.
A. Dudley,
R eport of
March 28.
F.
R eport of
June 9.
R.
K ingm an,
R eport of
Sept. 6.
$992,419 29
$977,771 88
$926,795 65
211,817 90
213,018 33
216,118 33
22,110 84
27,241 16
20,852 70
9,367 03
F u rn itu re and fix tu res.............................................
6,773 22
7,773 22
7,188 71
13,468 77
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) 11
. . TTt T. . . . r ....................................
1,500 00
1,500 00
1,500 00
1,500 00
9 05
176 19
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
Ranking h o u se............. .............................................
6 50
Item s in tra n sit,,........................................................
1,127 75
United States b o n d s.................................................
35,236 72
80,003 27
34,928 82
U. S. and N ational b ank currency ........................
49,716 00
50,778 00
49,876 00
34,024 00
Gold co in .....................................................................
12,472 50
10,392 50
30,565 00
26,740 00
Silver co in ...................................................................
7,360 70
5,447 80
8,607 25
6,254 10
460 72
343 64
385 16
737 87
6,180 49
9,786 14
11,128 32
6,913 01
T o ta ls...................................................................
$1,387,075 64
$1,397,518 47
$1,355,998 36
$1,316,411 60
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
65,000 00
65,000 00
65,000 00
65,000 00
11,132 91
12,491 31
4,609 20
9,682 58
Due from banks in reserve cities...........................
73,365 09
Pbrchanges for clearing b ouse.................................
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
S urplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Commercial deposits subject to check ..................
210,397 63
249,057 69
223,514 24
198,193 99
Commercial certificates of dep o sit.........................
20,570 29
26,902 76
17,472 47
19,330 22
Due to banks and b an k ers......................................
4,638 55
2,822 93
2,073 88
2,383 29
2,125 30
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
925,336 26
916,243 78
918,328 57
919,696 22
Bills p ay ab le...............................................................
100,000 00
75,000 00
75,000 00
50,000 00
T o ta ls...................................................................
$1,387,075 64
$1,397,518 47
$1,355,998 36
$1,316,411 60
Savings d ep o sits.........................................................
Savings certificates of d ep o sit................................
N otes and bills rediscounted ..................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
21
STATE BANKS OF MICHIGAN.
No. 178.
MERCHANTS’ SAVINGS BANK, BATTLE CREEK.
Organized March 28, 1895.
M . M i n t y , P r e s i d e n t ; S c o t t F i e l d , V ic e P r e s i d e n t a n d C a s h ie r ;
’ H. A. R o w l e s , A s s i s t a n t C a s h ie r .
A m brose
M. Minty, Scott Field, Frank Turner, Isaac Amberg, R. F. Hoffmaster.
D i r e c t o r s .__ A .
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
$236,345 95
$244,791 33
$261,611 66
$269,274 88
299,406 49
307,631 00
306,838 80
300,976 67
................... ............ •. •
313 13
841 25
1,581 00
288 98
Othpr real estate
..............................................
Due from other banks and bankers (not reserve
12,000 00
12,000 00
12,000 00
12,000 00
................................................
980 63
466 60
265 25
1,083 03
One from banks in reserve cities...........................
42,239 84
69,617 82
59,423 79
60,682 88
I oans and disefmnt.s
........ ........................... ..
Bonds mortgages and securities.................
Overdraft«*
jtpm s in transit,
888 73
16,028 00
15,244 00
19,914 00
19,679 00
Gold coin
...............................................
24,145 00
18,490 00
17,100 00
11,195 00
Silver coin
.................................................
2,878 70
1,389 00
3,868 00
1,682 00
247 47
123 41
451 86
186 35
4,369 22
362 09
3,170 59
TT
arid National hank currency........................
XTinkpls and cents
...........................................
Checks, cash item s and internal revenue ac-
...................................................
$635,473 94
$674,963 63
$683,416 45
$680,219 38
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
10,449 37
12,073 93
17,641 95
14,729 38
Totals
»Surplus fund
........................................... ..
U ndivided profits, less current expenses, interest
and taxes paid ....................................................
30 00
Commercial deposits subject to c h e c k .................
76,709 54
82,367 15
90,784 03
90,021 15
Commercial certificates of dep o sit.........................
16,164 06
23,881 88
26,392 98
18,134 18
One to hanks and h an k ers......................................
3,201 65
4,860 39
5,667 24
2,980 21
Savings dep o sits.........................................................
468,919 32
491,780 28
482,930 25
494,354 46
T o ta ls...................................................................
$635,473 94
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$674,963 63 1 $683,416 45 i
!
$680,219 38
STATE BANKING DEPARTMENT.
22
No. 63.
BAY CITY BANK, BAY CITY.
Organized September 4, 1871.
G eorge
1
H.
i
Y o u n g , P r e s id e n t;
r:\
J.
W e n t w o r t h , V ic e P r e s i d e n t ;
H. C.
M o u l t h r o p , C a s h ie r .
D i r e c t o r s .— George
H. Young, A. McDonell, J u s tin W entw orth, Alvin l ’eter, F rem ont P>.
Chesbrough, George K. W entw orth, F. E. T yler, Wm. A. Young.
Resources.
R eport of
Jan. 22.
R eport of
Sept. 6.
R eport of
June 9.
R eport of
March 28.
1
_
1
Loans and d isc o u n ts........... , .................................
$641,500 26
$657,741 02
$1,008,016 20
$999,450 71
Bonds, m ortgages and securities...........................
831,704 38
818,538 98
495,874 75
507,280 93
Prem ium s paid on b o n d s.........................................
14,120 82
14,369 32
13,000 00
13,799 74
O v erd rafts....................................................................
3,572 46
4,055 88
7,812 08
1,308 88
F u rn itu re and fix tu res..............................................
7,000 00
7,000 00
7,000 00
7,000 00
Due from other banks and bankers (not reserve
c itie s )......... .............................................................
2,123 24
2,249 70
849 56
1,212 92
U nited States b o n d s ............ . . . . . ............................
13,720 00
13,720 00
23,720 00
23,720 00
D ue from banks in reserve cities...........................
341,002 12
365,437 20
301,400 83
311,953 67
E xchanges for clearing h o u se .................................
3Ì858 40
13,008 88
2,441 01
10,736 87
U. S. and N ational b ank currency........................
99,924 00
74,728 00
84,769 00
65,376 00
Gold co in ......................................................................
47,440 00
44,490 00
47.230 00
44,052 50
Silver co in ....................................................................
12,117 54
6,012 65
7,869 85
8,713 20
Nickels and c e n ts....................................... i ............
Checks, cash item s and internal revenue acc o u n t.........................................................................
656 32
643 21
586 23
814 86
1,738 13
196 64
1)1 05
2,010 33
T o ta ls...................................................................
$2,020,543 67
$2,022,191 48
$2,000,087 16
$1,997,400 61
Liabilities.
C apital stock paid i n .................................................
$150,000 00
$150,000 00
$150,000 00
$150,000 00
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
50,000 00
i
-59,595 43
50,000 00
100,000 00
100,000 00
67,950 97
10,988 59
21,304 05
D ividends u n p a id ......................................................
92 00
Commercial deposits subject to check..................
246,092 73
254,470 78
243,605 73
240,630 81
Commercial certificates of d ep o sit.........................
305,797 97
277,841 58
272,182 08
250,872 60
Due to banks and b an k ers......................................
28,938 96
35,485 90
27,981 46
19,646 79
Certified checks..........................................................
1,952 57
1,311 80
358 70
4,489 02
1,178,074 01
1,185,130 45
1,195,570 60
1,210,547 34
82,020,543 07
$2.022,191 48
$2,000,687 16
$1,997,490 61
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits.........................................................
Savings certificates of dep o sit................................
Notes and bills red iscounted..................................
Bills p a y ab le ...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
.Y
23
No. 43.
.. 7
7 ,,V
r
:
BAY COUNTY SAVINGS BANK, BAY CITY.
Organized February 1, 1884.
T homas
C r a n a g e , P r e s i d e n t ; H . M . G i l l e t t , V ic e P r e s i d e n t ; J o h n M u l h o l l a n d , T r e a s u r e r .
D i r e c t o r s .— T hom as
C ranage, N. A. Eddy, H. M . G illett, G ustaves H ine, F red T. N orris,
Geo. D. Jackson, Jo h n M ulholland.
Resources.
Report of
Jan. 22.
Report of
March 28.
Report of
June 9.
R eport of
Sept. 6.
L o an s a n d d is c o u n ts .................................................
$403,854 92
8424,289 00
$419,912 78
$358,530 94
B o n d s, m o rtg ag e s and s e c u ritie s ..............................
237,927 52
252,402 52
262,710 09
312,085 09
Premiums paid on bonds.........................................
1,711 05
2,123 55
2,123 55
3,323 55
Overdrafts...................................................................
57 76
131 64
171 39
185 73
13,078 15
13,078 15
'
13,078 15
13,078 15
Banking house............................................................
Furniture and fixtures.............................................
Other real esta te.............................. .........................
Due from other banks and bankers (not reserve
cities)............................................................. •.........
......................
Items in transit........: ................................................
United States bonds.................................................
Due from banks in reserve cities...........................
.
t -\
:. v.
Exchanges for clearing house.................................
116,817 79
90,480 91
......................
97,413 63
583 00
815 30
2,892 81
7,926 11
U. S. and National bank currency........................
33,108 00
32,393 00
32,241 00
34,919 00
94,527 80
Gold coin.....................................................................
9,465 00
9,365 00
9,380 00
9,675 00
Silver coin....................................................................
817 50
1,115 60
888 30
576 25
N ickels and cen ts
125 01
96 20
95 36
70 56
Checks, cash items and internal revenue ac
count .........................................................................
Totals...................................................................
5817,546 30
5826,290 87
8840,907 06
$834,898 18
.
Liabilities.
Capital stock paid in ................................................
550,000 00
850,000 00
$50,000 00
550,000 00
Surplus fund...............................................................
Undivided profits, less current expenses, interest
and taxes paid.......................................................
25,000 00
25,000 00
25,000 00
25,000 00
4,966 24
9,676 16
12.1S3 84
9,757 31
Dividends unpaid......................................................
25 00
Commercial deposits subject to check.................
99,891 75
79,896 20
88,462 24
83,494 93
9,429 82
9,440 32
Savings deposits.........................................................
559,354 18
582,945 70
595,861 73
598,530 47
Savings certificates of deposit................................
68,879 31
69,332 49
69,399 25
67,766 62
5817,546 30
$826,290 87
$840,907 06
$834,898 18
Commercial certificates of deposit.........................
Due to banks and bankers......................................
Certified checks..........................................................
348 85
Cashier’s checks outstanding..................................
Notes and bills rediscounted..............................
Bills payable...............................................................
T otals...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
24
No. 30.
THE COMMERCIAL BANK, BAY CITY.
Organized August 15, 1888.
Charles
R.
H a w ley ,
P r e s id e n t; C h a r l e s
J am es
R.
W a tro us,
C.
W h it n e y ,
V ic e P r e s i d e n t ;
C a s h ie r .
D i r e c t o r s .— Charles
C. W hitney, Thomas A. E. Weadock, C. R. Hawley, C. C. Barker,
B en jam in Boutell, Robert C. Bialy, John C. Weadock, J. R. Watrous, Guy H. Moulthrop.
Resources.
R eport of
Ja n . 22.
R eport of
M arch 28.
Loans and discounts.................................................
$463,389 86
$476,656 08
$462,991 37
$445,916 70
Bonds, m ortgages and securities...........................
84,380 00
84,577 00
79,527 00
58,127 00
93 26
927 76
171 17
54 62
R eport of
June 9.
R eport of
Sept. 6.
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
Banking h o u se............................................................
F urn itu re and fix tu res..............................................
6,809 92
6,809 92
6,809 92
6,809 92
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)......................................................................«
13,086 79
12,477 00
15,057 00
12,057 00
Item s in tr a n s it..........................................................
3,341 62
6,159 48
Due from banks in reserve cities...........................
90,270 66
34,029 74
15,953 40
Exchanges for clearing h o u se.................................
1,409 62
7,401 08
5,777 54
7,691 90
U. S. and N ational b ank currency........................
50,128 00
47,947 00
44,329 25
28,304 00
1,428 40
2,677 76
U nited S tates b o n d s ...............................................
54,263 79
Gold co in .....................................................................
14,245 00
15,175 00
11,890 00
11,890 00
Silver co in ....................................................................
9,314 00
7,660 00
6,085 40
7,252 50
Nickels and c en ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
399 68
361 50
126 89
252 33
10 78
203 58
163 00
27 50
T o ta ls...................................................................
$736,879 19
$700,385 14
$650,310 34
$635,325 02
Liabilities.
Capital stock paid i n ................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
1,000 00
1,000 00
1,000 00
8,000 00
2,744 58
7,608 35
9,475 53
4,136 39
Commercial deposits subject to check.................
354,296 31
297,084 25
237,281 41
183,332 95
Commercial certificates of d ep o sit........................
3,0S0 49
1,408 90
6,204 64
9,958 13
552 23
1,552 23
1,627 23
552 23
Savings d eposits.........................................................
204,593 44
206,246 57
208,206 53
220,834 28
Savings certificates of dep o sit................................
70,612 14
85,484 84
66,515 00
58,511 04
20,000 00
50,000 00
$650,310 34
$635,325 02
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Notes and bills rediscounted..............................
Bills p ay ab le.........................
T o ta ls...............................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$738,879 19
$700,385 14
25
STATE BANKS OF MICHIGAN.
No. 2.
BELDING SAYINGS BANK, BELDING.
Organized January 15, 1889.
IT . J . L e o n a r d ., P r e s i d e n t ;
D i r e c t o r s .—
A. N.
B e l d i n g , V ic e P r e s i d e n t ;
W. S.
L a m b e r t s o n , C a s h ie r .
A. N. Belding, H. J. Leonard, O. F. Webster, W. P. H etherington, E. E. Fales,
M. M. Belding, Jr., T. Frank Ireland.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Roans and disco u n ts. T.............................................
$139,016 59
$151,252 92
$137,190 55
$162,082 92
"Ronds m ortgages and securities............................
18,510 00
17,210 00
17,435 00
23,210 00
O v erd ra fts...................................................................
1,191 87
604 59
185 19
292 03
Ranking h o u se............................ ...............................
7,875 67
7,875 67
7,875 67
7,875 67
F u rn itu re and fix tu res..............................................
1,805 00
1,805 00
1,805 00
1,805 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) .. , , . . r .....................................................
800 00
800 00
800 00
800 00
950 70
25 00
35 00
42,143 05
19,125 18
3,000 00
Due from banks in reserve cities...........................
16,547 01
27,313 98
Rv changes for clearing house
U. S. and N ational b ank currency........................
5,608 00
2,537 00
5,146 00
1,554 00
Gold co in .....................................................................
5,036 00
5,161 00
5,253 50
6,101 00
Silver co in ....................................................................
2,135 75
1,325 20
1,697 60
1,424 80
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
95 86
124 44
75 15
134 42
600 47
177 50
266 21
460 45
T o ta ls...................................................................
$199,222 22
$220,138 00
$219,897 92
$224,900 47
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,486 60
6,992 10
7,126 73
7,021 61
29,746 31
38,911 80
33,045 01
44,046 72
Savings dep o sits.........................................................
30,436 77
31,979 23
31,573 69
26,443 97
Savings certificates of deposit................................
103,552 54
112,254 87
118,152 49
117,358 17
$199,222 22
$220,138 00
$219,897 92
$224,900 47
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
"Dividends unpaid
Commercial deposits subject to ch eck .................
Commercial certificates of deposit.........................
Due to banks and b an k ers......................................
Certified checks..........................................................
30 00
Cashier’s checks outstanding ................................
Notes and hills rediscounted..................................
Rills payable
T o ta ls...................................................................
4
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
26
No. 159.
PEOPLE’S SAVINGS BANK OF BELDING, BELDING.
Organized May 12, 1893.
E. R.
S p e n c e r , P r e s id e n t;
F r a n k R . C h a s e , V ic e P r e s i d e n t ;
W. L. C u s s e r , A s s i s t a n t C a s h ie r .
M.
A.
R e e d , C a s h ie r ;
E. R . Spencer, L. L. Holmes, B rin to n F. H all, F ra n k R. Cliase, M. A. Reed,
C harles Eddy, L oren C. F ales, Jo h n Greenop, W. H. Locke, G. M. Spencer,
Geo. H. Hoppough, H. L. Page.
D i r e c t o r s .—
Resources.
Loans and d isc o u n ts............
Bonds, m ortgages and securities.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Sept. 6.
R eport of
Ju n e 9.
$194,265 77
$202,765 05
$218,078 90
$202,055 17
62,588 85
62,037 05
61,425 59
72,974 42
Prem ium s paid on b o n d s.............
444 30
865 20
1,280 79
1,348 94
Banking ho u se. ..............................
8,000
00
8,000
00
8,000
00
8,000
F u rn itu re and fix tu res..................
3,125
00
3,125 00
3,125
00
3,125
00
O ther real e s ta te ,.....................................................
Due from other banks and bankers (not reserve
cities)........................................ ...............................
7,000
00
7,000 00
7,000
00
7,000
00
O v erd rafts........................................
Item s in tr a n s it................................
00
1,293 00
1,035 39
41 42
42,136 54
18,362 10
17,840 39
671 92
2,081 79
1,892 71
801 04
U nited S tates b o n d s........... ...........
Due from banks in reserve cities..
24,002 93
Exchanges for clearing house........
U. S. and N ational b ank currency.
9,784 00
11,064 00
5,768 00
0,750 00
Gold co in ............................................
6,234 50
6,447 00
6,839 50
4,849 50
Silver co in ..........................................
2,082 05
925 10
2,934 05
2.711 40
"329 61
294 12
851 27
644 01
Nickels and c e n ts....................................... ..........
Checks, cash item s and internal revenue ac
count ....................................................................
T o ta ls.
Liabilities.
Capital stock paid i n ...............
868 70
I
213 60
$319,526 75
$347,039 57
$340,064 13
$328,755 22
$35,000 00
$35,000 00
$35,000 00
$35,000 00
irpl f u n d .
Surplus
Undivided profits, less current expenses, interest
and taxes paid
7,000 00
7,000 00
7,000 00
7.000 00
4,141 68'
3,072 85
3,947 45
2,876 16
Dividends u n p a id .............. .......................
2,100 00
Commercial deposits subject to ch eck .
44,001 92
45,293 11
3S,035 12
35,253 66
1,831 53
705 01
3,142 81
1,292 95
Commercial certificates of dep o sit........
Due to banks and b an k ers............
Certified checks.........................................
Cashier’s checks o u tstan d in g .................
Savings dep o sits........................................
31,537 95
32,887 92
36,607 23
33,203 66
Savings certificates of d ep o sit...............
193,853 67
223,080 68
216,271 52
203,128 79
Notes and bills red iscounted.................
Bills p a y a b le .....................’........................
T o ta ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
8,000 00
$319,526 75
$347,039 57
$340,064 13
$328,755 22
27
STATE BANKS OF MICHIGAN.
fa
, •U
No. 219.
BENTON HARBOR STATE BANK, BENTON HARBOR.
■ ■
-■ ■ ■'
•’
Organized December 20, 1899.
V'
;■ -- s :
r . ■:, - ;
n
.
. ■
<-
■
■'
jt
Conkky, P r e s i d e n t ,* H. D. P ool, V ic e P r e s i d e n t ^ W m . R upp , J r., C a s h ie r j
B. P . W e l l s , A s s i s t a n t C a s h ie r .
D irectors __I W Conkey, H. D. Pool, B. M. Nowlen, Geo. M. Valentine, Lewis Sutherland,
S. L. VanCamp, Mason B. Wells, C. A. Conkey, Wm. Rupp, Jr.
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
.............................................
$188,606 57
$209,138 77
$234,865 42
.. . •
8234,807 16
Bonds m ortgages and securities...........................
47,721 32
45,142 68
49,476 83
51,922 16
O v erd rafts...................................................................
655 17
573 20
481 94
1,117 55
2,000 00
2,000 00
2,000 00
2,000 00
6,450 00
6,450 00
0,450 00
6,450 00
48 55
1,000 00
959 05
3,230 00
Due from banks in reserve cities...........................
88,685 19
>.i .if
56,921 37
33,096 89
83,573 14
"Rvoha.nges for clearing house.................................
555 25
1,921 56
13,975 00
•-■¿I
i Cm
Doans and discounts
1
F u rn itu re and fix tu res..............................................
. •v.iM-;
r ‘¿v
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
U nited S tates bondR
4,875 00
S and N ational hank currency........................
i
11.603 00
12,243 00
842 00
i■
■13,019 00
Gold co in .....................................................................
4,865 00
4,035 00
5,960 00
7,510 00
Silver co in ....................................................................
3,135 10
1,514 10
2,333 40
2,781 95
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
140 45
170 74
109 50
182 13
90 71
286 91
63 03
220 37
$354,556 31
$341,395 33
$349,657 12
$412,644 46
$50,000 00
►
3,000 00
$50,000 00
$50,000 00
$50,000 00
3,000 00
3,000 00
4,000 00
5,707 49
7,287 69
8,629 47
6,632 00
TT
T o ta ls...................................................................
Liabilities.
Capital stock paid i n ................................................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
88 00
40 00
40 00
Commercial deposits subject to check.................
130,124 65
121,635 16
119,856 07
171,514 83
Commercial certificates of dep o sit.........................
159,920 75
148,493 17
157,255 38
162,554 71
Due to banks and b an k ers......................................
1,593 91
1,715 09
949 57
473 14
500 00
365 95
700 00
' •
4,121 51
8,724 22
9,560 68
16,769 78
$354,556 31
$341,395 33
$349,057 12
$412,644 46
Certified checks
.... .
Cashier7R checks outstanding
Savings dep o sits.........................................................
Savings certificates of d ep o sit.
Nefep and hills rediscounted
Bills p a y a b le ..
...................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
28
No. 76.
FARMERS AND MERCHANTS’ BANK, BENTON HARBOR.
Organized February 20, 1888.
M. J o n e s , V ic e P r e s i d e n t ; C h a r l e s F o s t e k , C a s h ie r ;
M. R o s e , A s s i s t a n t C a s h ie r .
D i r e c t o r s .— R. M. Jones, W. P. Robbins, O. B. Hipp, Edward M. Brant, R. H. Sherwood, John
Robinson, W illiam Stewart, A. J . Kidd, H. M. Olney, Charles Foster, Thomas L. Wilkinson.
J ohn
R o b i n s o n , P r e s i d e n t ; R.
J am es
Resources.
R eport of
Jan. 22.
R eport of
M arch 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................. ..............
$504,639 19
$525,682 39
$552,613 85
$527,706 03
Bonds, m ortgages and securities...........................
96,611 56
96,061 56
96,061 56
105,077 61
Prem ium s paid on b o n d s.........................................
1,246 84
1,246 84
1,246 84
1,246 84
O v erd rafts...................................................................
332 83
440 38
205 71
382 29
B anking h o u se............................................................
7,000 00
7,000 00
7,000 00
7,000 00
F u rn itu re and fix tu res..............................................
7,000 00
7,000 00
7,000 00
7,000 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
1,800 00
1,800 00
1,800 00
1,800 00
2,518 90
3,120 97
4,597 86
9,007 64
Item s in tr a n s it..........................................................
United States b o n d s.................................................
13,700 00
13,700 00
13,700 00
13,700 00
Due from banks in reserve cities...........................
464,085 56
399,250 03
296,487 78
433,631 78
Exchanges for clearing h o u se.................................
360 00
745 58
735 12
2,918 06
U. S. and N ational bank currency ........................
50,153 00
43,436 00
60,935 00
66,038 00
Gold co in .....................................................................
24,455 00
24,360 00
24,645 00
25,935 00
Silver co in ....................................................................
8,672 80
5,614 40
8,886 50
7,658 30
Nickels and c e n ts.......................................................
Checks, cash items and internal revenue acc o u n t.........................................................................
806 20
1,144 11
1,067 51
881 26
65 55
331 56
166 90
747 68
T o ta ls...................................................................
$1,183,447 43
$1,130,933 82
$1,077,149 63
$1,210.730 49
Liabilities.
Capital stock paid i n ................................................
$125,000 00
$125,000 00
$125,000 00
$125,000 00
62,500 00
62,500 00
62,500 00
62,500 00
13,650 20
18,913 97
10,724 13
15,452 77
392,836 47
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Commercial deposits subject to check..................
394,496 05
314,208 14
276,429 10
Commercial certificates of dep o sit.........................
47,752 30
40,814 37
43,987 17
56,160 33
Due to banks and b a n k e rs......................................
87,337 90
91,385 67
100,218 19
118,995 52
Certified ch eck s..........................................................
500 00
581 65
500 00
206 00
Cashier’s checks o u tstan d in g ..................................
296 00
185 49
9,577 90
993 00
Savings d ep o sits.........................................................
129,256 87
179,225 22
194,967 71
190,732 45
Savings certificates of dep o sit................................
322,658 11
298,119 31
253,245 43
247,853 95
Notes and bills rediscounted..................................
Bills p ay ab le ..............................................
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
51,183,447 43 I 51,130,033 82 j 51,077,149 03 j 51,210,730 49
29
STATE BANKS OF MICHIGAN.
No. 259.
BIG RAPIDS SAVINGS BANK, BIG RAPIDS.
Organized May 1, 1902.
W. N.
F e r r is , P r e s id e n t;
O. J.
M c Q u is t io n ,
V ic e P r e s i d e n t a n d C a s h ie r .
D i r e c t o r s .— W.
E.
N. F erris, W illiam B atson, C. D. C arp en ter, T. H. C oughlin, A . B. Cogger,
C. Newcombe, O. J . M cQ uistion, S. J. T hrop, J. D allavo, J. J. H enderson, G. W inter.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and discounts.................................................
$54,288 77
$54,081 80
$53,979 94
$56,429 20
Bonds m ortgages and securities...........................
52,441 36
53,065 34
52,822 00
53,021 91
79 56
208 29
66 16
F u rn itu re and fix tu res..............................................
1,496 50
1,496 50
1,494 50
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
2,026 07
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
B anking h o u se............................................................
1,492 50
60 00
2,877 37
509 60
50 00
18,363 68
12,897 86
14,905 02
16,679 81
Item s in tr a n s it..........................................................
U nited S tates b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing h o u se................................
U. S. and N ational Bank C urrency.......................
4,356 00
7,217 00
5,814 00
3,635 00
Gold co in .....................................................................
1,412 50
590 00
790 00
1,130 00
Silver co in ....................................................................
1,510 00
629 25
927 30
747 00
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .......................................................................
98 26
50 09
118 70
35 11
557 69
607 57
1,097 84
329 01
T o ta ls...................................................................
$136,630 39
$131,413 30
$134,942 83
$133,499 54
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
587 19
1,356 34
1,516 99
2,118 96
Commercial deposits subject to check .................
32,193 73
28,000 50
29,100 28
27,779 27
Commercial certificates of d ep o sit........................
19,569 84
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
2,254 07
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
59,279 63
Savings certificates of d ep o sit................................
57,970 50
63.029 35
61,849 39
19,085 96
16,296 21
14,497 85
$131,413 30
$134.942 83
Notes and bills red iscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$136,630 39
(
*133.499 54
STATE BANKING DEPARTMENT.
30
No. 248.
CITIZENS’ STATE BANK, BIG RAPIDS.
Organized September 28, 1901,
B. W.
I I u d n u t t , P r e s id e n tj
D i r e c t o r s . — E.
G.
G. A.
W e i g h t , V ic e P r e s i d e n t ;
D. C.
M o r r i l l , C a s h ie r .
W. H u d n u tt, Wm. H ugh, W. E. D arra h , G. F . F airm a n , Jos. B arto n ,
A. W right, W. T. Dodge, D. C. M orrill, W. E. B ailie, F. E. Hood.
Resources.
R eport of
Ja n . 22.
R eport of
March 28.
R eport of
June 9.
Report of
Sept. 6.
$178,214 56
$201,529 00
$215,853 69
$220,093 02
71,003 07
72,103 07
75,343 07
74,098 07
Prem ium s paid on b o n d s.........................................
500 00
1,221 88
467 38
467 38
O verdrafts
...............................................
145 20
141 48
234 77
128 86
................... v.....................
10,000 00
10,000 00
10,000 00
10,000 00
Due from other banks and bankers (not reserve
cities)..
.......................................................
2,488 30
881 48
314 60
4,478 26
Doans and discounts
..........................................
Bonds m o rtg a g e find securities...............
B anking bouse
U nited S tates b o n d s.................................................
8,000 00
8,000 00
8,120 00
8,120 00
One froTn banks in reserve cities...........................
105,048 72
72,890 79
47,211 05
57,651 19
- fi K
13,060 00
10,746 00
16,803 00
9,683 00
8,555 00
2,595 95
Exchanges for clearing bouse
U S and Nations,1 bank currency........................
Gold co in .....................................................................
8,705 00
8,640 00
7,480 00
Silver coin
.................................................
2,259 20
2,010 25
1,975 85
Niokel s and c e n ts.......................................................
Checks, cash item s and internal revenue account,........................................................................
309 54
359 12
439 00
482 54
438 26
855 10
602 15
1,280 60
T o ta ls...................................................................
$400,171 85
$399,378 17
1_
__
$384,844 56
$397,033 87
Liabilities
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
150,000 00
2,500 00
2,500 00
2,500 00
3,000 00
6,124 18
7,854 11
9,831 28
7,274 90
-
Surplus fund .............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
.............................................
153 33
Commercial deposits subject to check..................
Dividends unpaid
176,583 50
161,726 86
146,146 05
142,817 60
Commercial certificates of deposit........................
2,885 88
5,771 09
f>;t
5,612 03
7,731 95
v --;U R>
Due to banks and b an k ers......................................
Certified checks..........................................................
10 00
Cashier’s checks o u tstan d in g ..................................
8 79
4 65
Savings dep o sits.........................................................
43,955 26
43,380 66
40,623 57
39,433 97
Savings certificates of deposit................................
117,969 70
128,145 45
.. ■J
130,1Ì2 84
147,370 80
ij- ■ }•*')
$400,171 85
V
$399,378 17
$384,844 56
$397,633 87
Notes and bills rediscounted..................................
Bills p ay ab le................................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
31
No. 163.
BLISSFIELD STATE BANK, BLISSFIELD.
Organized May 31, 1893.
H.
B . H a t h a w a y , P r e s i d e n t ; W i l l i a m R o t h f ù s s , V ic e P r e s i d e n t ;
C a s h ie r ; L . H . R o t h f u s s , A s s i s t a n t C a s h ie r .
D i r e c t o r s .— Chas.
Ch a s . B. P h il l ip s ,
B. P hillips, George F. F ord. H. B. H ath aw a y , Wm. R othfuss,
Geo. W. D avenport.
Resources.
R eport of
Ja n , 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and d iscounts.................................................
$173,804 52
$172,389 56
$143,635 90
$161,218 12
Bonds, m ortgages and securities...........................
94,851 00
94,776 00
97,270 00
96,870 00
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
155 56
380 83
928 28
339 44
Banking h o u se............................................................
5,4*32 65
5,432 65
5,432 65
5,432 65
F u rn itu re and fix tu res.............................................
2,317 35
2,317 35
2,317 35
2,317 35
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
2,305 48
2,305 48
2,305 48
2,075 00
32,902 92
25,860 89
94,009 19
67,413 10
I terns in tr a n s it..........................................................
U nited S tates b o n d s.................................................
Due from banks in reserve cities...........................
E xchanges for clearing h o u se.................................
U. S. and N ational b ank currency........................
12,770 00
10,726 00
10,981 00
11,944 00
Gold co in .....................................................................
3,650 00
3,275 00
3,590 00
3,770 00
Silver co in ....................................................................
452 75
1,029 50
155 20
205 25
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
59 69
135 66
51 18
104 85
624 27
2,880 47
6,794 69
478 14
T o ta ls...................................................................
$329,326 19
$321,509 39
$367,470 92
$352,198 38
Liabilities.
C apital stock paid i n ................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
5,000 00
5,000 00
5,000 00
6,000 00
884 33
2,965 04
5,362 27
1,465 48
18,868 22
12,043 63
17,494 47
13,431 92
Savings dep o sits.........................................................
201,341 97
194 322 51
232,798 36
231,067 35
Savings certificates of dep o sit................................
73,231 67
72,178 21
86,815 82
80,233 03
Bills p ay ab le...............................................................
10,000 00
15,000 00
T o ta ls...................................................................
$329,326 19
$321,509 39
$367,470 92
$352,198 38
1■'I V*
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
Commercial deposits subject to check.................
Commercial certificates of d ep o sit................... .....
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Notes and bills rediscounted..................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
32
No. 221.
THE JIPSON-CARTER STATE BANK, BLISSFIELD.
Organized March 1, 1900.
R u s s e l C. C a r t e r , P re sid e n t ; A m a z i a h D. E l m s , V ic e P r e s i d e n t ;
W e b s t e r C . J i p s o n , C ashier; H. F . D a v i s , A s s i s t a n t C a s h ie r .
D ir e c t o r s
— Russel C. C a rter, W ebster C. Jip so n , A m aziah D. E llis, C harles E. Ilow land,
Jam es C. H olt, W illiam F . Rodgers.
R eport of
Ja n . 22.
Resources.
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$97,439 10
$90,936 11
$78,010 44
$98,600 02
Bonds m ortgages and securities...........................
10084 68
130,548 08
140,372 05
144,062 16
218 70
223 45
223 55
.................................................
1,993 32
1,418 83
213 13
423 66
........................................................
5,449 35
5,449 35
5,449 35
5,449 35
F u rn itu re and fixtures ............................................
2,873 02
2,873 12
2,873 12
2,873 12
"Pue from hank?/ in reserve cities...........................
27,935 99
26,851 25
65,067 13
37,149 04
TT S anH N ational hank currenov........................
9,103 00
9,031 00
9,091 00
7,191 00
3,030 00
3,710 00
366 10
O verdrafts
i
Banking house
Due from other banks and bankers (not reserve
•
2,090 00
2,370 00
Silver coin ..................................................................
420 85
298 75
584 40
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue account. .,»»- - 1.......................................................
213 35
86 49
86 95
86 70
2,567 57
79 65
25 00
3,512 11
Totals t .................................................................
$255,170 33
$270,161 33
$305,026 02
$303,646 81
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
1,500 00
2,000 00
2,000 00
2,000 00
6,823 96
7,599 77
7,386 41
9,076 66
96 00
80 00
OQjjjjr^reial deposits subject to check..................
11,466 28
15,770 93
17,577 50
12,146 53
Savings dep o sits.........................................................
160,210 07
170,934 29
198,988 02
198,348 20
Savings certificates of deposit................................
50,170 02
48,760 34
53,994 09
57,075 42
T otals, . T .........................................................
$255,170 33
$270,161 33
$305,026 02
$303,646 81
Gold co in ......................................................................
Surplus f u n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
niviHoruic! iir»mud
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
............................
33
STATE BANKS OF MICHIGAN.
No. 256.
BOYNE CITY STATE BANK, BOYNE CITY.
Organized January 23, 1902.
H.
W il l ia m
W h it e , P r e s id e n t;
D i r e c t o r s .— W illiam
W. S.
S h a w , V ic e P r e s i d e n t ; .
S. C.
S m i t h , C a s h ie r .
*
II. W hite, W. S. Shaw , W. II. M athew s, T hom as W hite, S. C. Sm ith.
R eport of
Ju n e 9.
R eport of
Sept. 6.
R eport of
Jan. 22.
R eport of
March 28.
Loans and disco u n ts.................................................
$78,946 56
.$36,217 86
$73,792 13
$76,784 44
Bonds, m ortgages and securities...........................
S,349 78
16,805 00
14,762 78
21,978 97
94 75
317 01
12,200 00
Resources.
Prem ium s paid oil bonds
7 95
17 77
357 11
86 58
Banking h o u se............. .'............................................
12,200 00
12,200 00
12,200 00
F urniture and fixtures.............................................
747 54
1,122 54
1,154 54
1,150 54
O ther real e s ta te ...........
................................
Due from other banks and bankers (not reserve
.......................
cities)..
6,450 00
6,450 00
6,350 00
6,350 00
Item s in tr a n s it..........................................................
5,000 00
33 50
491 90
O v erd rafts...................................................................
Undivided profits
United S tates bonds
Due from banks in reserve cities...........................
12,112 87
15,478 72
18,632 43
12,153 40
Exchanges for clearing house
U. S. and N ational bank cu rre n cy ........................
3,332 00
5,579 00
5,422 00
4,004 00
Gold co in .....................................................................
535 00
1,232 00
1,510 00
1,730 00
Silver co in ....................................................................
912 90
900 95
937 50
865 70
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
150 86
107 00
17 87
101 47
1.149 91
111 07
420 03
458 43
T o ta ls...................................................................
$130,252 48
$125,338 49
$135,38 ‘>53
$138,501 86
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
2,000 00
2,000 00
2,000 00
405 40
941 13
61,674 43
62,195 76
Surplus f u n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ..........................
2,000 00
....................
Dividends unpaid ...
Commercial deposits subject to ch eck .................
50,929 57
50,556 56
Commercial certificates of d ep o sit.........................
23,375 48
22,647 88 ......................
22,472 43
26,134 05
23,352 33
25,233 92
.......
22,954 23
23,221 C5
$135,383 53
$138,591 86
Due to banks and bankers. .
Certified checks..........................................................
......................
Cashier’s checks o u ts ta n d in g ................................
Savings dep o sits.........................................................
Savings certificates of d ep o sit................................
Notes and bills rediscounted...................................
6,475 00
Bills p ay ab le...............................................................
.......
T o ta ls..'................................................................
$130,252 48
5
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$126,338 49
..
.......
.......
STATE BANKING DEPARTMENT.
34
No. 187.
FIRST STATE SAVINGS BANK OF BRECKENRIDGE, BRECKENRIDGE.
Organized April 7, 1896.
J am bs
B.
C r a w f o r d , P r e s i d e n t ; AV. O . W a t s o n , V ic e P r e s i d e n t ; A l f . F . C r a w f o r d , C a s h ie r ;
T h o s . C r a w f o r d , A s s i s t a n t C a s h ie r .
D i r e c t o r s .— Jam es
C.
B. C raw ford, AV. O. AAratson, Lem uel W aggoner, George P. Young,
P eterm an , Jo h n M itchell, J r., Jam es P. Gibbs, Alf. F . C raw ford, Thos. C raw ford.
Report of
June 9.
R eport of
Sept. 6.
Report of
Jan. 22.
R eport of
March 28.
Loans a n d discounts.................................................
$58,509 47
$54,143 41
$63,822 23
$86,781 26
Bonds, m ortgages and securities...........................
23,100 79
23,300 79
22,153 79
24,466 79
Resources.
1
O v erd rafts...................................................................
712 07
1,120 38
294 78
554 58
Banking h o u se............................................................
1,219 40
1,219 40
1,219 40
1,219 40
F urniture and fix tu res.............................................
770 07
77ft 07
776 07
776 07
6,730 00
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in transit
352 41
5,843 00
110 53
108 52
1,368 39
'12,681 79
6,217- 70
3,402 75
5,100 00
.........................
United States bonds.
........................................
Due from banks in reserve cities...........................
exchanges for clearing bouse
U. S. and N ational bank currency ........................
8,454 00
3,599 00
3,662 00
Gold co in .....................................................................
1,530 00
1,715 00
1,855 00
1,990 00
Silver co in ...................................................................
737 30
1,124 00
1,295 20
1,620 SO
Nickels and c e n ts. . .
......................................
Checks, cash items and internal revenue account
.
..................................
60 40
118 59
65 43
99 70
T o ta ls...................................................................
$96,826 30
$105,653 43
$108,505 13
$106,119 87
Liabilities.
Capital stock paid i n ................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
10,000 00
10,000 00
10,000 00
10,000 00
859 32
1,962 79
2,900 00
2,562 00
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends unpaid
.................................................
Commercial deposits subject to ch eck .................
23,861 5Q
19.S64 81
20,010 70
16,524 92
Commercial certificates of dep o sit.........................
47,105 48
58,825 83
60,594 43
52,832 95
Due to banks and bankers
Certified checks .
Cashier’s checks outstanding
Savings deposits
Savings certificates of d ep o sit................................
Notes and bills rediscounted..................................
9,200 00
Bills payable .. .
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$96,826 30
$105,053 43
$108,505 13
$106,119 87
STATE BANKS OF MICHIGAN.
35
No. 216.
BROWN CITY SAVINGS BANK, BROWN CITY.
Organized June 9, 1899.
J. L.
B e n e d i c t , P r e s i d e n t ; C h a r l e s N o b l e , V ic e P r e s i d e n t
D i r e c t o r s . — J.
; R. C.
B e n n e t t , C a s h ie r .
L. Benedict, C harles Noble, H ugh M cNair, D. C. M errill, Jno. P. Niggem an, J r.,
A. E. Sleeper, J. E. Campbell.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and d iscounts.................................................
$77,715 67
882,837 36
$85,520 63 1
$89,943 15
Bonds, m ortgages and securities...........................
10,963 44
12,153 94
12,181 94
12,297 94
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
445 61
504 11
640 91
1.200 47
Banking h o u se............................................................
2,000 00
2,000 00
2,000 00
2.200 00
F u rn itu re and fix tu res.............................................
1,950 00
1,950 00
1,990 00
2,000 00
2,968 75
100 00
800 00
26,754 22
16,113 38
11,951 98
1
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
c ities)........................................................................
Item s in tr a n s it..........................................................
U nited States b o n d s.................................................
Due from banks in reserve cities...........................
14,985 40
Exchanges for clearing house.................................
U. S. and N ational bank currency........................
3,012 00
2,494 00
4,642 00
1,987 00
Gold co in .....................................................................
2,955 00
3,560 00
2,950 00
3,270 00
Silver co in ....................................................................
528 60
900 15
556 15
597 55
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
141 59
90 65
71 18
75 98
252 16
249 71
173 18
352 72
T o ta ls...................................................................
$129,717 04
$122,959 30
$123,477 97
$128,910 21
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
3,500 00
3,500 00
3,500 00
3,500 00
247 26
964 21
1,226 06
1,809 19
Commercial deposits subject to check.................
28,498 25
......................
21,339 36
19,671 41
17,942 87
Commercial certificates of dep o sit.........................
56,364 52
57,371 96
58,017 66
64,478 30
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
Certified checks..................................................... ..
Cashier’s checks o u tstan d in g ..................................
3,659 76
2,399 78
2,552 75
2,358 42
Savings dep o sits.........................................................
12,447 25
12,383 99
12,910 09
13,321 43
900 00
500 00
$123,477 97
$128,910 21
Savings certificates of deposit................................
Notes and bills rediscounted...................................
Bills p ay ab le...............................................................
T o ta ls...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$129,717 04
$122,959 30
STATE BANKING DEPARTMENT.
36
No. 253.
CITIZENS’ STATE SAVINGS BANK, BROWN CITY.
Organized January 8, 1902.
J ohn
J.
K earn s,
D ir e c t o r s
P r e s id e n t;
H u g h J. M c P h e e , V ic e P r e s i d e n t ;
E . V . L e o n a r d , A s s i s t a n t C a s h ie r .
J ohn
M o r r is ,
C a s h ie r ;
— Jo h n J. K earns. H ugh J. M cPhee, L. H. Howse, Sim eon B. S chlichter,
Jo h n W. Weed, D aniel W ebster, Ila rv e y T appan.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Doans and disco u n ts.................................................
$90,501 18
$84,-077 18
$79,709 71
$67,050 29
Bonds m ortcages and securities...........................
37,225 97
37,784 47
36,518 05
45,849 74
O v e r d r a f ts .................................................................
.34 87
,
5,000 00
7 23
50 94
B anking house ..........................................................
5,000 00
5,000 00
5,000 00
F u rn itu re and fix tu res.............................................
1,850 00
1,850 00
1,850 00
1,850 00
3,241 56
3,082 32
4,106 88
Due from other banks and bankers (not reserve
4,396 33
Duo from hanks in reserve cities................ ..
8,116 17
10,193 87
Exchanges for clearing house
11,637 48
17,418 05
577 09
696 47
TT ft and N ational hank currency........................
5,944 00
4,203 00
4,733 00
3,125 OO
Gold co in .....................................................................
2,330 00
2,035 00
2,060 00
2,020 00
Silver co in ...................................................................
438 70
619 35
282 85
696 05
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac-
121 78
196 23
179 81
126 17
57 03
1 00
T o ta ls...................................................................
$154,864 28
$149,049 05
$146,706 41
$148,228 10
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 OO
1,000 00
1,000 00
1,000 00
1,000 00
1,055 34
1,237 27
774 19
1,868 63
Commercial deposits subject to check.................
22,680 69
10,357 09
19,257 99
15,801 41
Commercial certificates of dep o sit........................
2,312 52
2,218 00
1,464 73
1,089 73
Surplus f u n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
Due to banks and h an kers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
203 48
482 94
634 74
661 34
Savings d eposits.........................................................
38,210 14
39,236 96
39,065 42
41,647 81
Savings certificates of dep o sit................................
59,402 09
58,517 39
59,509 34
61,159 18
Bills p ay ab le...............................................................
5,000 00
5,000 00
T o ta ls...................................................................
$154,864 26
$149,049 65
$146,706 41
$148,228 10
Notes and bills rediscounted..................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
37
No. 212.
THE BURR OAK STATE BANK, BURR OAK.
Organized December 21, 1898.
- H enry
P.
M o w r y , P r e s id e n t;
D i r e c t o r s . — J.
J ohn
B.
K e e s l a r , V ic e P r e s i d e n t ;
II. C.
K a a s , C a s h ie r .
B. K eeslar, J. S. Rhenem an, H enry I ’. Mowry, C. J . Holmes, M arshall F. Sm ith,
Wm. Mallow, J. E. W atson.
R eport of
Jan. 22.
R eport of
March 28,
Loans and d isc o u n ts...............................................
848,161 82
$45,794 45
$30,876 20
$27,851 30
Bonds, m ortgages and secu rities.. •.................. . .
19,780 00
25,380 00
33,180 00
43,326 85
80 00
147 50
147 50
197 84
218 87
153 74
42 18
277 86
Resources.
Prem ium s paid on b o n d s ..............
O v erd rafts..................................... .............................
R eport of
June 9.
R eport of
Sept. 6.
Banking h o u se......................................... . . > . . .
1,727 10
1,727 10
1,727 10
■ 1,727 10
F urniture and fix tu res....................................... ..
1,383 10
1,383 10
1,483 10
J.483 10
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities)...................' ...................................................
... •
,
......................
Item s in t r a n s i t.........................................................
500 00
500 00
500 00
500 00
23,071 08
17,383 74
25,438 60
19,476 01
U. S. and N ational bank currency............. .. . . . .
4,206 00
3,584 00
3,870 00
3.969 00
Gold co in ................ ....................................................
1,165 00
1,025 00
1,105 00
1.065 00
Silver co in .............. ....................... .............................
707 80
662 15
511 40
700 90
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t........................................................................
39 72
SO 65
53 97
5 20
8 60
139 38
578 20
187 28
$101,049 09
$97,960 81
$99,513 31
$100,767 44
$15,000 00
$15,000 00
$15,000 00
$15,000 00
750 00
750 00
750 00
850 00
1,181 92
1,362 65
2,087 13
1,516 62
U nited S tates b o n d s ......... ............................' . . . .
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
T o ta ls................................... : : .......................
Liabilities.
Capital stock paid i n ............ .............. .....................
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .................................... ...................
Dividends u n p a id ......................................................
148 00
95 00
Commercial deposits subject to ch eck .................
18,648 16
14,574 79
16,421 22
13,530 69
Commercial certificates of d ep o sit.........................
35,677 36
24,435 81
16,596 96
7,443 57
29,643 65
41,742 56
48,658 00
62,371 56
$99,513 31
$100,767 44
55 00
Due to banks and b a n k e rs......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits........................................................
Savings certificates of dep o sit.....................
....
N otes and bills rediscounted...................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.....................
$101,049 09
$97,960 81
STATE BANKING DEPARTMENT.
38
No. 181.
CADILLAC STATE BANK, CADILLAC.
Organized October 30, 18S5.
F r a n k ,7. C o b b s , P r e s i d e n t ; S o l o m o n W . K r a m e r , V ic e P r e s i d e n t ; H e n r y K n o w i . t o n , C a s h ie r .
D i r e c t o r s .—
S. W. K ram er, W. W. M itchell. F ra n k J. Cobbs, Delos F. Diggins, Joseph M urphy,
F red L. lîeed, Geo. F. W illiam s.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Roans ami disco u n ts.................................................
$480,505 34
$507,433 39
$456,386 91
$459,094 27
Ronds m ortgages and securities...........................
146,908 25
157,139 00
204,102 58
200,884 78
O v erd rafts...................................................................
2,207 99
1,045 79
1,726 S5
515 25
Ranking h o u se ...........................................................
21,239 31
21,239 31
21,239 31
21,239 31
F urniture and fix tu res.............................................
2,113 S7
2.113 87
2,113 87
2,113 87
O ther real estate ......................................................
Due from other banks and bankers (not reserve
Item s in tra n s it..........................................................
7,688 57
8,481 76
3,502 33
5,912 70
U nited S tates b o n d s.................................................
20,000 00
20,000 00
20,000 00
20,000 00
Due from banks in reserve cities...........................
98,662 31
101,435 70
87,874 36
60,557 69
Exchanges for clearing house.................................
U. S. and N ational bank currency ........................
12,821 00
9,848 00
20,545 00
1,956 00
Gold co in .....................................................................
27,075 00
29,720 00
30,805 00
21,375 00
Silver co in ...................................................................
3.827 80
3,627 20
7,273 45
2,221 40
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
1,055 17
1,269 60
1,016 71
829 99
1,151 59
1,053 92
2,875 30
2,070 87
T o ta ls...................................................................
$325,256 20
$864,407 54
$859,521 67
$798,771 14
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
50,000 00
50,000 00
50,000 00
50,000 OO
1,453 28
3,339 73
3,288 94
2,550 72
Dividends u n p a id ......................................................
90 00
Commercial deposits subject to check .................
193,199 38
175,860 06
191,463 67
206,127 27
Commercial certificates of dep o sit........................
288,734 87
231,003 41
97,918 81
40,970 04
Savings dep o sits.........................................................
150,340 72
164,358 56
161,943 04
160,883 60
Savings certificates of dep o sit................................
91,437 95
154,845 78
304,907 21
288,239 51
$859,521 67
$798,771 14
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Notes and bills rediscounted............................ ..
15.000 00
Bills p ay ab le...............................................................
20.000 00
T o ta ls.................... .................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$825,256 20
$864,407 54
39
STATE BANKS OF MICHIGAN.
No. 261.
PEOPLES’ SAVINGS BANK OF CADILLAC, MICHIGAN, CADILLAC.
Organized June 17, 1902.
E.
J.
I I a y n e s , P r e s id e n t;
Charles
H.
D r u r y , V ic e P r e s i d e n t ;
G eorge
C h a p m a n , C a s h ie r .
George Chapm an, H enry Ballou. Sam uel H. M e rritt, A lfred W. N ew ark, O range
W ebster, Jam es E nglish, C harles H. D rury, E lb e rt J . H aynes, Jo h n P. W ilcox.
D i r e c t o r s .—
Report of
Jan. 22.
Resources.
Loans and disco u n ts.................................................
R eport of
March 28.
R eport of
Sept. 6.
Report of
June 9.
$85,288 16
$112,279 35
$116,738 36
$113,453 40
75,101 32
78,750 84
82,074 65
92,169 33
2,327 11
2,342 11
2,348 61
2,348 61
27,432 27
17,615 30
15,684 26
24,817 48
Prem ium s paid on b o n d s.........................................
O verdrafts
.....................
R anking bon so
.....................
F urniture and fix tu res.............................................
O ther real estate
................................
Due from other banks and bankers (not reserve
cities).
..........................................
Item s in tran sit
.....................
United States b o n d s.................................................
Due from banks in reservé cities...........................
413 25
Kvchanges for clearing h o u se.................................
U. S. and N ational bank currency ........................
3 990 00
7,324 00
7,923 00
5.569 00
Gold co in .....................................................................
4,297 50
4,187 50
4,605 00
4,090 00
2,581 30
2,515 75
1,351 80
1,250 85
39 40
65 68
24 26
99 43
181 11
175 25
6,256 12
2,419 31
T o ta ls...................................................................
$201,254 17
$225,255 78
$237,419 31
$246,227 41
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
3,000 00
3,000 00
3,000 00
7,000 00
16 20
804 72
1,571 19
951 53
73,800 07
86,626 48
92,592 92 ¡
98,996 07
Savings d ep o sits.........................................................
17,572 15
21,665 25
24,611 55
26,588 07
Savings certificates of d ep o sit................................
55,805 75
63,099 33
65,643 65
62,691 74
$201,254 17
$225.255 7S
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends unpaid . . .
Commercial deposits subject to ch eck .................
Commercial certificates of deposit.
Due to banks and b an k ers......................................
Certified checks. . .
Cashier’s checks outstanding .
Notes and bills red iscounted..................................
Rills pava,ble
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$237.419 31
1
!
$246,227 41
STATE BANKING DEPARTMENT.
40
No. 291.
THE STATE BANK OF CALEDONIA, CALEDONIA, MICHIGAN.
Organized June 11, 1904.
Charles
R ic e , P r e s id e n t;
F rank
E lm er
E . Ca m pau , J o h n T.
B . H a l e , C a s h ie r .
S m i t h , V ic e P r e s i d e n t s ;
DIRECTORS.— Isaac G. W enger, George W. P ick ett, Jo h n D. M orton, Jo h n T. Sm ith,
C harles Rice, F ra n k E. C am pau, Jo h n R. P ro cto r.
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept, 6.
Loans and disco u n ts......................
$31,352 27
Bonds, m ortgages and securities.
10,277 48
Prem ium s paid on b o n d s.............
539 58
O v erd rafts........................................
Banking h o u se................................
500 00
F urniture and-fixtures..................
O ther real e s ta te .................................................
Due from other banks and bankers (not reserve
cities) ...................................................................
Item s in tr a n s it................................
U nited S tates b o n d s........................
Due from banks in reserve c itie s ..
11,274 19
Exchanges for clearing h ouse........
1,572 00
U.-S. and N ational bank currency.
Gold co in ............................................................
240 00
Silver co in .........................................................
871 65
Nickels and cents............ ........................ ;
.
Checks, cash item s and internal revenue ac
count ..................................... ....................... ..........
Totals
Liabilities.
Capital stock paid i n ................ ...............................
Surplus fu n d ............................................................. ..
Undivided profits, less current expenses, interest
and taxes p a id ..................... ...........................
52 77
8 80
$02,688' 74
$ 14,220 00
30 20
Dividends u n p a id ......................................................
Commercial deposits subject to check.................
20,739 80
Commercial certificates of dep o sit........................
Due to banks and b an k ers....................... ..............
Certified checks........................................... ..............
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits.. . . ............. ........................ ..........
1,526 70
Savings certificates of d e p o s it...........................;.
23,165 98
Notes and bills rediscounted..................................
Bills p ay ab le................................................ ..............
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$02,688 74'
41
STATE BANKS OF MICHIGAN.
No. 87.
MERCHANTS AND MINERS’ BANK, CALUMET.
Organized August .7, 1873.
C h a k i .e s
;
B r i g g s , P r e s i d e n t ; P e t e k R u p p e , V ic e P r e s i d e n t
Steph en
F . J . K o i i l h a a s , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—
W ill
A.
P aull,
C o s tlie r ;
Cliilds, C harles W. Niles, P e te r Ruppe,. C harles B riggs, P aul P. Roehm,
E dw ard M. Lieblein.
Resources.
R eport of
Jan. 22.
R eport of
Marcii 28.
R eport of
June 9.
R eport of
Sept. 6.
L o an s and d isco u n ts ................................ ................
£860,308 55
$658,521 96
$689,808 59
$686,693 42
"Ronds m o rtg ag es and s e c u ritie s ..............................
177,431 48
175,121 48
172,531 4S
162,535 20
P rem iu m s paid on b o n d s........................................
174 32
174 32
174 32
174 32
O v e rd ra fts...................................................................
663 30
158 97
298 29
992 34
Furniture and fixtures.............................................
5,181 00
5,181 00
5,181 00
4,181 00
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
5,000 53
4,732 15
2,669 -65
2,669 65
2,138 14
91,581 98
20,181 94
2,679 34
Tterns in tra n s it
TIn i ted St at es bon d s
.
D ue from banks in reserv e cities...........................
. .
513,236 80
..............
......
744,468 73
820,491 44
493,671 45
F v changes for clearin g bouse
U. S. and N ational bank cu rren cy ......... , ............
83,591 00
141,142 00
130,772 00
86,041 00
Gold co in ...........................
.......................................
51,410 00
54,702 50
57,522 50
57,890 00
Silver co in ....................................................................
2,965 45
4,921 70
7,227 70
3,903 10
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
398 44
514 18
645 54
617 68
1,405 87
2,595 73
2,212 34
6,036 91
$1,503,904 94
$1,883,794 68
$1,909,716 79
$1,508,085 41
Totals
Liabilities.
Capital stock paid i n ................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
Surplus fu n d ................................................ ..............
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
50,000 00
50,000 00
50,000 00
65,000 00
28,866 81
31,112 66
36,948 57
24,807 81
Dividends u n p a id ......................................................
748 00
216 00
120 00
120 00
Commercial deposits subject to ch eck .................
580,032 39
951,129 72
979,823 80
543,840 08
Commercial certificates of dep o sit........................
3,556 66
622 25
312 94
1,648 41
Due to banks and b an k ers.. .
1,635 43
3,996 69
8,144 S3
3,381 02
Savings d ep o sits.........................................................
741,967 96
743,665 92
731,451 28
765,778 72
Savings certificates of dep o sit................................
3,037 69
3,051 44
2,915 37
3,503 37
$1.509,904 94
81,883,794 68
$1,903,716 79
$1,508,085 41
C ertified c h e c k s . . .
C ash ie r’s checks o u ts ta n d in g
N o tes an d bills red isco u n ted
Rills payable
T o ta ls...................................................................
6
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
_
42
STATE BANKING DEPARTMENT.
No. 208.
CAPAC SAYINGS BANK, CAPAC.
Organized September 8, 1898.
A. D.
B e n n e t t , P r e s id e n t;
D i r e c t o r s . — .A.
IT. C.
S i e g e l , V ic e
P r e s id e n t;
R.
M o r r is o n ,
J r ., C a s h ie r .
D. B en n ett, E. J. Buck, H erb ert C. Siegel, W alter S hearsm ith, It. M orrison, J r .
Resources.
R eport of
Ja n . 22.
R eport of
M arch 28.
R eport of
Ju n e 9.
R eport of
S ept. 6.
Loans and discounts.................................................
$71,984 00
$71,527 03
$70,479 40
S78.517 03
Bonds, mortgages and securities...........................
32,418 78
25,982 78
26,732 78
26,714 78
376 22
192 46
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
F u rn itu re and fix tu res.............................................
685 36
...............
B anking h o u se............................................................
1,000 00
1.000 00
1,000 00
920 89
942 97
3,082 50
284 06
>
1,000 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
Due from banks in reserve cities...........................
897 10
...............
United States b o n d s.................................................
4,932 80
18,059 70
U. S. and N ational bank currency........................
2,656 00
2,448 00
1,365 00
1,852 00
Gold co in ..................................................
2,575 00
2,125 00
2,285 00
3,020 00
Silver co in ...........................................................
422 40
412 10
463 40
137 40
Nickels and c e n ts.................................
Checks, casli item s and internal revenue ac
count .................................................
120 86
117 68
59 43
77 94
965 11
1,429 24
7 00
330 87
$118,372 06
$124,236 96
$122,005 40
$120,395 17
$20,000 00
$20,000 00
$20,000 00
$20,000 00
1,600 00
1,600 00
1,600 00
1,800 00
123 45
673 51
1,740 30
720 91
373 50
6 00
6 00
15,845 53
7,563 99
Exchanges for clearing h ouse.................................
T o ta ls......................................................
Liabilities.
Capital stock paid i n .....................
Surplus fu n d .......................
Undivided profits, less current expenses, interest
and taxes p a id ..............................
Dividends u n p a id ..........................
Commercial deposits subject to ch eck ...............
5.554 88
14,970 37
17,607 78
9,161 69
Commercial certificates of d ep o sit....................
26,401 89
23,853 45
22,197 44
27.360 95
62,318 34
60,133 63
53,793 88
61,351 62
$124,236 96
$122.005 40
$120,395 17
Due to banks and b a n k e rs..................................
Certified checks..........................
Cashier’s checks o u tstan d in g ...............
Savings d ep o sits.........................
Savings certificates of dep o sit.............
Notes and bills rediscounted........................
Bills p ay ab le.................................
T o ta ls................................................................... |
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
2,000 00
.1118 372 06
43
STATE BANKS OF MICHIGAN.
No. 287.
THE COMMERCIAL SAVINGS BANK OF CARO, MICHIGAN.
Organized May 14, 1904.
John F
Seeley
P r e s i d e n t ; S h e r m a n F . C h a s e , V ice P r e s i d e n t ; L e w
S a b in H o o r E u , A s s i s t a n t C ashier.
is
G. S e e l e y , C ash ier;
D irectors.— Jo h n F . Seeley, S herm an F. Chase, Lewis G. Seeley, G ra n t H. Slocum,
N ew ton B. A t wood.
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
$51,034 61
$56,458 17
24,921 00
21,976 00
657 78
1,217 71
10,000 00
10,000 00
2,423 00
2,423 00
19,595 97
6,903 53
Due from other banks and bankers (not reserve
l l i X C - I l c l I I g c O I U I L - lt ic lI lI I fe 1 1 U U O L ...............................................* • •
TJ S and N ational b^nk currency
143 16
993 29
4,657 00
3,935 OO
S95 00
790 00
439 75
418 50
141 52
99 48
841 59
5,143 84
$115,750 38
$110,358 52
$35,000 00
$35,000 00
322 28
630 30
32,959 49
25,243 62
Commercial certificates of dep o sit........................
6,512 50
4,115 25
Due to banks and b an k ers......................................
252 98
507 65
40,703 13
44,861 70
$115,750 38
$110,358 52
I____________
Checks, cash item s and internal revenue ac-
Liabilities.
Capital stock paid in
.......................
U ndivided profits, less current expenses, interest
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
_________
44
STATE BANKING DEPARTMENT.
No. 286.
THE STATE SAVINGS BANK, OF CARO, MICHIGAN. ‘
Organized April 27, 1904.
T.
W . A tw ood, P resid en t;
C a s h i e r ; L o u is
D i r e c t o r s . — T.
R . B. M c N a i r , G. II. S l o c u M , V i c e P r e s i d e n t s ; .1. M . E a l y ,
W e a n , A ss is ta n t C ash ier; H a rry P a r k e r , A uditor.
W. Atwood, T. C. Quinn. I la r r y P ark er, G. II.
G. R. C arson, J. M. E aly.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
Slocum, R. B. M cNair,
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$136,303 65
$152,166 17
Bonds, m ortgages and securities...........................
100,415 16
88,827' 06
Prem ium s paid on b o n d s........................................
O v erd rafts.............. .....................................................
498 70
224 26
B anking h o u se......... 1................................................
10,000 00
10,000 00
F u rn itu re and fix tu res................................. ...........
2,000 00
2,000 00
64,696 90
25,070 27
9,004 00
6,734 00
4,110 00
4,675 00
Silver co in ...................................................................
958 50
1,919 85
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
131 46
144 58
138 22
- 1,160 42
T o ta ls...................................................................
$328,256 59
$292,922 51
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
29 38
1,010 61
Commercial deposits subject to ch eck .................
162,396 43
90,421 88
Commercial certificates of d ep o sit.........................
9,704 18
13,755 19
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
c ities).......................................................................
Item s in tr a n s it............................................... ..........
U nited S tates b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing h o u se.................................
U. S. and N ational bank currency ........................
Gold c o in .....................................................................
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
.
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
Certified checks..........................................................
-
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits.........................................................
1,387 60
20,380 16
Savings certificates of d ep o sit................................
104,739 00
107,354 67
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls.................. .........................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
10,000 00
$328,256 59 !
$292,922 51
45
STATE BANKS OF MICHIGAN.
No. 72.
THE STATE BANK OF CARSON CITY, CARSON CITY.
Organized February 14, 1887. •
J ohn
W.
I I a l i .e t t , P r e s i d e n t ; I r v i n M c C a l l , V i c e P r e s i d e n t ;
I ra C u m m in g s , A s s i s t a n t C ashier.
B.
C.
C u m m in g s ,
C ash ier;
D i r e c t o r s . — Irv in
McCall, J. W . H a lle tt, B . C. Cum m ings, Jo h n Boyer, Chas. Cross,
I r a Cum m ings, G. II. P a tte rso n .
l
i
R eport of ! R eport of
R eport of
R eport of
June 9. 1 Sept. 6.
March 28.
Jan. 22.
Resources.
i
Doans and disco u n ts.................................................
$98,956 24
$89,095 22
$92,917 06
$95,167 77
Ronds m ortgages and securities...........................
79,474 00
89,630 37
91,655 37
91,955 37
Prem ium s paid en fronds
.....................
......................................
24 65
13 67
43 93
Ranking h o u se............................................................
4.000 00
4.000 00
4.000 00
4.000 00
F urniture and fix tu res.............................................
1.000 00
1.000 00
1.000 00
1.000 00
4,462 60
2,818 06
1,663 36
3,925 66
45,409 37
30,144 76
17,774 88
33,672 27
5,162 00
6,044 48
O verdrafts
Of.frcr real esfa.te
.......................
Due from other banks and bankers (not reserve
Tterns in tr a n s it..........................................................
United S tates fronds
Due from franks in reserve cities.................. ..
Exchanges for clearing house.................................
TT S and National bank currencv ........................
7,759 00
8,588 00
6,810 00
8,066 OO
Gold co in .....................................................................
3,960 00
4,140 00
4,500 00
5,165 00
Silver co in ....................................................................
1,219 10
1,280 60
902 75
368 35
Nickels and c e n ts......................................................
Checks, cash items and internal revenue acc o u n t.........................................................................
89 93
155 87
63 90
44 13
151 81
5,060 70
155 05
257 76
T o ta ls...................................................................
$246,506 70
$235,927 25
$226,648 30
$249,666 79
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
10.000 00
10,000 00
10,000 00 |
10,000 00
3,043 53
4,651 38
5,244 16
6,840 20
Surplus fund . .
..................... ...........................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends unpaid
Oommercial deposits subject to check .................
49,476 88
35,802 03
24,666 52
35,444 50
Oommercial certificates of dep o sit.........................
158,986 29
160,473 84
161,737 62
172,382 09
$246,506 70
$235,927 25
$226,648 30
$249,666 79
Due to franks and frankers
T o ta ls............................................................... ..
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
48
STATE BANKING DEPARTMENT.
No. 234.
EXCHANGE STATE BANK, CARSONVILLE.
Organized June 20, 1901.
D a v id
C r o r e y ,' P r e s i d e n t ;
D i r e c t o r s . — D avid
E l l e n M cC a r e n , V ice P r e s i d e n t ;
F r a n k C r o r e y , A s s i s t a n t C ashier.
W.
J.
M cC a r e n , C ash ier;
Crorey, W. J. M cCaren, Ja n e Crorey, E llen M cCaren, M ary McNincli.
Resources.
Report of
i Jan. 22.
R eport of 1 R eport of
R eport of
March 28. J June 9. 1 Sept. 6.
I1
Loans and disco u n ts.................................................
$67,686 93
$75,641 04
$76,035 74
$77,415 15
Ronds, m ortgages and securities...........................
18,167 52
19,367 52
18,272 52
20,548 52
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
1,068 49
292 05
694 96
71 37
Banking h o u se............................................................
1,500 00
1,500 00
1,500 00
1,500 00
950 00
950 00
1,045 55
1,045 55
25,615 64
15,076 52
24,727 44
29,551 45
F u rn itu re and fix tu re s ...
O ther real e s ta te ........................................................ ......................
Due from other banks and bankers (not reserve
citie s)........................................................................
Item s in tr a n s it..........................................................
United States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing h o u se.................................
U. S. and N ational bank cu rren cy ........................
5,184 00
8,770 00
6,603 00
7,115 00
Gold c o in .....................................................................
1,200 00
1,410 00
1,370 #0
1,510 00
Silver co in ....................................................................
687 55
840 00
780 45
992 20
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
103 35
87 77
98 34
110 25
492 80
74 20
2,144 09
236 69
T o ta ls...................................................................
$122,656 28
$124,009 10
$133,272 09
$140,096 18
Liabilities.
Capital stock paid i n ............................. ...................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
2,200 00
2,200 00
2,200 00
2,400 00
1,270 26
2,285 33
2,261 22
1.09S 88
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
Commercial deposits subject to ch eck .................
29,444 68
26,517 12
32,652 68
34,058 89
Commercial certificates of d ep o sit........................
69,741 34
73,006 65
76,158 19
58,779 66
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits.........................................................
Savings certificates of d ep o sit................................
23,758 75
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls......................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$122,656 28
$124,009 10
$133,272 09
$140,096 18
STATE BANKS OF MICHIGAN.
47
No. 180.
STATE BANK OF CARSONVILLE, CARSONVILLE.
Organized October 17, 1895.
W it, n . A i t k i n , V i c e P r e s i d e n t ; A. R. N i l e s , C a s h i e r ;
G. A. M c G r e g o r , A s s i s t a n t C a s h i e r .
D i r e c t o r s . — Joseph M. Gaige, ffm . II. A itkin, H a ttie C. A itkin, M ary C. R ichardson,
M. II. A itkin, A. H. Davis.
J o seph
M.
G a ig e , P r e s i d e n t ;
Resources.
Report of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.....................
$105,117 26
$118,121 62
8125,516 35
$131,345 80
Bonds, mortgages and securities.
14,995 12
15,752 48
14,557 23
16,237 73
Prem ium s paid on b o n d s.............
O v erd ra fts........................................
648 53
568 61
294 08
506 54
Banking h o u se............... , ..............
2.99S 00
2,998 00
2,998 00
2,998 00
F u rn itu re and fix tu res.........
1,629 61
1,621 61
1,613 61
1,601 61
O ther real e s ta te .................................................
Due from other banks and bankers (not reserve
cities) .................................................................
1,337 67
1,2S7 67
1,330 55
1,330 5
7,850 01
3,833 49
485 04
1,041 00
12,270 36
11,237 23
11,131 19
12,139 14
Item s in tr a n s it..................................
U nited States b o n d s........................
Due from banks in reserve cities..
Exchanges for clearing h ouse........
2,117 89
U. S. and N ational Bank Currency
4,198 00
2,703 00
5,351 00
3,121 00
Gold co in ..............................................
1,545 00
1,725 00
2,155 00
2,465 00
Silver co in ............................................
435 65
411 05
329 80
177 65
74 32
6 48
50 16
50 79
374 37
486 85
1S3 56
$153,473 90
$160,753 09
$168,113 46
$173,014 81
$30,000 00
$30,000 00
$30,000 00
$30,000 00
2,692 19
2,692 19
2,692 19
3,020 00
1,260 43
2,046 90
2,689 96
8 88
Nickels and c e n ts..................................................
Checks, cash item s and internal revenue ac
count ....................................................................
T o ta ls.
Liabilities.
Capital stock paid i n ..............
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ................................... .
Commercial deposits subject to check.
29,168 24
30,366 88
29,903 65
29,475 46
Commercial certificates of dep o sit___
90,353 04
93,871 42
100,315 45
102,417 59
1,775 70
2,512 21
3,092 88
Due to banks and b an k ers.....................
Certified checks. . . ' . .................................
Cashier’s checks o u tstan d in g .................
Savings d ep o sits................ .......................
Savings certificates of d ep o sit...............
Notes and bills rediscounted.................
Bills p a y ab le. . . i . . . . . . . ........................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
5,000 00
$153,473 90
$160,753 09
$168,113 46
8173,014 81
STATE BANKING DEPARTMENT.
4N
No. 218.
EATON COUNTY SAYINGS BANK, CHARLOTTE.
Organized August 14, 1899.
E. T.
C h u r c h , P resid en t;
D i r e c t o r s .— E.
A. D.
Baughman,
V ic e P r e s i d e n t ; IT. K. J
e n n in g s ,
C ashier.
T. C hurch. A. D. B aughm an, IT. G. B arber, E. N. Ely, TV. B. O tto,
A lbert E. M urray, H. K. Jennings.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Roans and disco u n ts.................................................
$72,898 32
$93,055 04
$79,922 04
$77,264 44
Ronds, mortgages and securities...........................
81,285 54
80,661 54
78,723 54
80,938 54
500 00
500 00
O verdrafts
Ranking house
...............................................
............... ................
....................................................
F urniture and fixtures.............................................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)
......................... - .........................
Tterns in tran sit
500 00
250 00
1,413 26
................................................
United S tates bonds ..
9,529 19
9,657 08
9,679 75
U. S. and N ational bank currency ........................
4,000 00
5,360 00
3,640 00
1,695 00
Gold co in .....................................................................
3,995 00
4,000 00
4,000 00
3,000 00
Silver co in ...................................................................
40 00
7 00
25 00
23 00
Nickels and c e n ts......................... ..........................
Checks, casli item s and internal revenue acc o u n t........................................................................
2 43
4 57
1 75
48
T o ta ls...................... ............................................
$172,248 48
$193,245 23
$177,905 34
$172,899 41
Liabilities
Capital stock paid i n ................................................
$50,000 00
$50,000 00
One from banks in reserve cities. . ..
9,727 95
Exchanges for clearing house . .
$50,000 00
$50,000 00
Surplus fu n d ................................. .............................
Undivided profits, less current expenses, interest
and taxes, p a id .......................................................
6,700 00
6,700 00
6,700 00
7,500 00
2.423 37
4,290 03
’ 6,171 70
3,336 10
Dividends u n p a id ......................................................
30 00
30 00
48 00
.............. ................
Commercial deposits subject to check .................
Commercial certificates of dep o sit.......................
Due to banks and b an k ers......................................
3,605 65
18,114 24
109,489 46
114,110 96
3,540 81
Certified checks ,-........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits.........................................................
115,033 64
108,474 50
Savings certificates of d ep o sit................................
.
Notes and bills rediscounted..................................
•
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$172,248 48
$193,245 23
$177,905 34
$172,899 41
49
STATE BANKS OF MICHIGAN.
No. 67.
CHELSEA SAVINGS BANK, CHELSEA.
Organized January 30, 1882.
F. P.
G l a z i e r , P r e s i d e n t ; W m . J. K n a p p , V i c e P r e s i d e n t ; T h e o . 13. M odd, C a s h i e r ;
P a u l G . S c h a ib l e , A s s i s t a n t C a sh ie r ; A . K . S t im s o n , A u d ito r .
D i r e c t o r s .— Wm.
J. K napp, W illiam P . Schenk, V. D. H indelang, Geo. W. P alm er,
F. P. G lazier, F red W edem eyer, Jo h n W. Schenk, Adam E ppler, H. I. Stim son.
R eport of
Jan. 22.
- Resources.
1
Report of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
$133,161 46
$145,09S 99
$152,533 33
$135,965 53
Bonds, mortgages and securities......................... •
285,801 97
278,445.33
296,186 42
305,392 I t
Prem ium s paid on b o n d s.........................................
140 00
140 00
140 00
140 00
O v erd ra fts....................................... ......................... ..
282 78
221 48
1 17
758 02
Loans and disco u n ts.................................................j
|
30,000 00
30,000 00
30,000 00
30,000 00
F urniture and fixtures.............................................
9,736 84
9,736 84
9,826 84
9,833 09
O ther real e s ta te ....................................................... !
Due from other banks and bankers (not reserve
4,000 00
4,000 00
4,000 00
4,000 00
B anking house . .............................. ....................... • •
U nited States b o n d s............................................. • ■
2,000 00
2,000 00
2,000 00
2,000 00
Due from banks in reserve cities...........................
35,100 59
41,994 09
38,129 83
42,976 30
5,223.26
Exchanges for clearing h ouse................................
5,000 00
5,248 09
5,753 32
U. S. and N ational Bank C urrency.......................
8,032 00
11,094 00
9,423 00
6,838 00
Gold co in ..................................... .. ..........................
9,475 00
9,825 00
10,075 00
10,350 00
Silver co in ........................................... ..
1,007 00
1,037 75
1,173 50
1,441 50
340 61
259 61
252 97
252 56
122 74
142 95
355 9S
401 00
$524,203 99
$539,244 13
$559,851 36
$555,571 37
Nickels and c e n ts ......................................................
Checks, cash item s and internal revenue acc o u n t............................................................
•
T o ta ls................................... ...............................
Liabilities.
Capital stock paid i n ....................................... ..
$60,000 00
$60,000 00
$60,000 00
.$80,000 00
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ...................... ..................................
25,000 00
25,000 00
25,000 00
30,000 00
5,974 92
7,792 89
14,128 62
7,721 90
Dividends u n p a id .......................................................
232 00
82 00
64 00
74 00
Commercial deposits subject to check..................
69,989 00
59,027 95
62,812 75
51,621 17
Commercial certificates of dep o sit................
59,285 79
51,636 45
. 51,610 43
51,083 19
Savings dep o sits.........................................................
162,380 19
194,137 71
202,514 13
205,265 24
Savings certificates of dep o sit................................
141,342 09
140,967 13
143,721 43
149,805 87
$559,851 36
$555,571 37
Cashier’s rheeks outstanding. . ..............................
Notes and bills rediscount fid............................ , ....
*
T o ta ls...................................................................
7
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$524,203 99
$539,244 13
50
STATE BANKING DEPARTMENT.
No. 203.
THE KEMPF COMMERCIAL AND SAVINGS BANK, CHELSEA.
Organized January 14, 1898.
H arm on
J ohn
D ir e c t o r s . —
S.
H o l m e s , P r e s i d e n t ; C h a r l e s II. K e m p f , V i c e P r e s i d e n t ;
P a l m e r , C a s h i e r ; G e o r g e A. B e G o l e , A s s i s t a n t C a s h i e r .
A.
Reuben ICempf, C harles IT. Kem pf, H arm on S. Holmes. C. K lein, R. S. A rm strong,
E dw ard Vogel, George A. BeGole, Chas. II. Kem pf.
R eport of
Jan. 22.
R eport of
March 28.
Loans and disco u n ts.................................................
$05,047 83
$05,478 49
$57,344 96 {
Bonds, mortgages and securities...........................
262,097 58
272,958 81 !
284,038 71
Resources.
Report of
R eport of
Ju n e 9. I Sept. 6.
1
j
$52,904 33
320,037 80
Prem ium s paid on b o n d s.........................................
318 75
598 10 !
619 35 1
928 62
O v erd rafts...................................................................
1,528 21
1,600 44 !
2,629 37 |
1,170 54
Banking ho u se............................................................
7,500 00
7,500 00
7,500 00
7,500 00
F urniture and fix tu res.............................................
1,500 00
1,500 00
1,500 00
1,500 00
27,703 55
28,880 00
22,502 25
24,175 84
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserved
cities) ........................................................................
Item s in tr a n s it..........................................................
1
28 30
U nited S tates b o n d s.................................................
5,500 00
5,500 00
5,500 00
5,500 00
Due from banks in reserve cities................ ..........
50,090 38
39,425 58
56,292 71
39,975 28
U. S. and National bank currency ........................
13,438 00
10,301 00
11,703 00
11,223 00
Gold ch in .....................................................................
9,722 50
9,902 50
9,677 50
10,112 50
Silver co in ....................................................................
2,511 00
2,410 80
2,117 65
1,071 35
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t................... .....................................................
224 11
220 30
220 01
220 81
241 04
127 80
210 31
172 95
T o ta ls...................................................................
$447,457 85
$440,463 88
$401,855 82
$476,493 08
Liabilities.
Capital stock paid i n ................................................
$40,000 00
$40,000 00
$40,000 00
$40,000 00
9,000 00
9,000 00
9,000 00
10,000 00
3,075 23
5,080 74
4,217 97
4,847 20
Dividends u n p a id ......................................................
192 00
192 00
192 00
256 00
Commercial deposits subject to check..................
60,410 83
54,375 50
52,720 65
48,629 6G
Commercial certificates of dep o sit.........................
18,147 43
18,072 43
21,717 93
23,860 93
Exchanges for clearing h ouse.................................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
2,000 00
300 00
Savings d ep o sits...... ..................................................
290,334 01
294,046 78
309,602 90
321,801 99
Savings certificates of deposit................................
24.29S 35
24,796 43
24,404 37
27,097 30
$447,457 85
$440,463 88
$461,855 82
$476,493 08
Notes and bills rediscounted...................................
Bills p ay ab le...............................................................
T o ta ls.................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
51
STATE BANKS OF MICHIGAN.
No. 235.
THE CHESANING STATE BANK, CHESANING.
Organized June 22, 1901.
1!. G . C o r y e l l , P r e s i d e n t ; O . D . C h a p m a n , A. D . A g n r w , V i c e P r e s i d e n t s ; F .
C a s h i e r ; F . A. C h a p m a n , A s s i s t a n t C a s h i e r .
D i r e c t o r s . — B.
A.
G k een feld er,
G. Coryell, O. D. Chapm an, F. A. G reenfelder, A. D. Agnew, George M. Feet,
A . C antw ell, M. L. P arsh all.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
1 oft,Tig and disconnts ...............................................
$142,250 52.
$144,569 87
$130,658 17
$130,849 41
Ronds mortgages and securities...........................
22,192 00
22,017 00
27,356 00
23,856 00
Prem ium s paid on b o n d s.........................................
O verdrafts r r . . T. _ . t ..................... .....................
33 40
27 62
56 08
725 04
Banking house............................................................
7,500 00
7,500 00
7,500 00
7,500 00
Vurnitnre and fi x t,iires..............................................
1,475 00
1,475 00
1,475 00
1,475 00
3,769 72
5,059 91
4,786 25
4,406 49
10,506 41
16,965 76
12,897 20
14,138 90
16,794 00
12,039 00
13,452 00
6,237 00
635 00
520 00
430 00
2,215 00
2,820 85
1,118 10
1,813 75
2,234 20
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
337 69
287 26
290 73
143 33
268 00
256 01
1,667 68
T o ta ls...................................................................
S20S.314 59
$211,847 52
$200,971 19
$195,448 05
Liabilities.
Oapital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities)........................................................................
Item s in tran sit
...................... .............................
United S tates b o n d s........................................... ..
One from banks in reserve cities...........................
Exchanges for clearing h ouse.................................
TT S and N ational bank currency ........................
Oold coin . . .
.................................................
Silver co in .............. T. ................................................
«
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
910 00
910 00
910 00
1,015 00
1,583 10
2,196 56
2,352 85
1,805 00
Dividends u n p a id ......................................................
45 50
21 00
3 50
14 00
Oommercial deposits subject to check..................
33,390 47
37,163 01
34,248 86
29,263 41
Oommercia.l certificates of dep o sit.........................
147.3S5 52
141,556 95
132,935 18
127,444 68
5,000 00
5,520 80
10,905 96
$211,847 52
$200,971 19
$195,448 05
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings deposits
....................................
Savings certificates of dep o sit................................
Notes and bills rediscounted..................................
Rills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$208,314 59
52
STATE BANKING DEPARTMENT.
No. 118.
CLARE COUNTY SAVINGS BANK, CLARE.
Organized June 23, 1891.
C. W .
P erry, P residen t;
D i r e c t o r s .— C .
W.
P erry ,
War.
C.
W o l s e y , V ice P r e s i d e n t ;
C.
II. S u th erla n d , Wm. Wolsey,
Resources.
R eport of
Jan. 22.
II.
R.
S u t h e r l a n d , C ashier.
II. Jenney,
R eport of
March 28.
L.
R eport of
Ju n e 9.
W iesm an.
R eport of
Sept. 6.
Loans and d iscounts..................................................
$113,888 36
$122,157 15
$115,362 15
$115,195 25
Bonds, m ortgages and securities...........................
40,921 34
41,221 34
42,921 34
43,988 34
Prem ium s paid on b o n d s.........................................
O verdrafts...................................................................
2,61508
2,583 77
3,442 12
1,106 55-
Banking h o u se............................................................
5,500 00
5,500 00
5,500 00
5,500 0»
1,200 00
1,200 09
F urniture and fix tu res.............................................
1,200 00
1,200 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
10,000 00
10,000 00
Item s in tr a n s it..........................................................
1,132 10
1,176 67
1,863 78
45,438 37
34,502 42
32,373 25
29,080 34
4,907 00
United States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
U. S. and N ational bank currency........................
4,303 00
4,861 00
7,248 00
Gold co in ..............................................................•. ..
1,925 00
1,275 00
770 00
1,469 00
Silver co in ...................................................................
2,050 05
2,467 95
2,426 70
2,655 00
225 35
255 35
286 71
186 86
300 97
159 79
506 75
3,505 74
T o ta ls...................................................................
$230,219 68
$227,360 44
$213,900 80
$208,791 06
Liabilities.
Capital stock paid i n . ! .............................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
7,000 00
7,000 00
7,000 00
7,000 00
902 80
1,757 05
2,613 68
1,662 20
57,185 33
62,573 22
55,062 24
52,710 84
Savings dep o sits.......................................................
59,000 98
78,890 66
55,058 46
55,906 69
Savings certificates of dep o sit................................
86,070 57
57,139 51
74,166 42
71,511 33
$230,219 68
$227,360 44
$213,900 80
$208,791 06
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
Surplus f u n d ...........................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
Commercial deposits subject to check..................
Commercial certificates of dep o sit.........................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Notes and bills rediscounted...................................
Bills p ay ab le.............................................................
T o ta ls.................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
53
STATE BANKS OF MICHIGAN.
No. 267.
E. JOSSMAN STATE BANK. CLARKSTON.
Organized November 25, 1902.
H a rr iso n
W alter,
P residen t;
D i r e c t o r s .— H a rriso n
M anley
B ow er,
V ice
P resid en t;
It.
E.
J ossm an,
C ashier.
W alter, M anley Bower, E dm und F o ster, George F. Gross, W. E. C lark,
Joseph A. Jossm an, A ndrew K. E dgar.
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
) ,nans and discounts ...............................................
$52,820 45
$51,502 69
$54,521 55
$62,870 12
Ttonds m nrteages a.nd securities...........................
31,239 98
37,561 49
37,131 44
41,470 74
Prem ium s paid on bonds
...............
.................................
17 17
119 13
205 05
212 15
F u rn itu re and fix tu res......................................... . .
1,500 00
1,500 00
1,500 00
1,000 00
Due from other banks and bankers (not reserve
pities)
.................................................
2,984 64
3,005 97
5,881 85
1.9S4 11
9,818 44
10,398 43
13,470 03
9,375 04
O verdrafts ,.
...................................................
¡Ranking house
................................
Item s jn tran sit
........................... ..
iTnifpd S tates bonds
....................... ..
|~)ue from banks in reserve pities......................... .
F x changes for clearing h ouse.................................
4,750 00
6,206 00
4,182 00
4,699 00
..........................................................
350 00
400 00
467 50
1,057 50
¿Silver co in ....................................................................
228 50
215 70
348 15
316 60
Nickels and c e n ts............................................ ..
Checks, cash item s and internal revenue acc o u n t............................ ............................................
31 90
17 09
25 76
28 02
6 00
69 34
135 50
99 75
T o ta ls...................................................................
$103,747 08
$111,055 84
$117,868 83
$123,113 03
Liabilities.
«Capital stock paid i n ................................................
$20,000 00
$20,000 00
$20,000 00
$ 20,000 00
418 00
418 00
418 00
1,114 00
35 80
297 50
919 25
37 45
20,905 63
15,526 75
13,868 58
11,161 26
Savings dep o sits.........................................................
18,506 93
22,475 33
22,087 67
28,926 71
.Savings certificates of d ep o sit................................
43,880 72
52,338 26
60,575 33
61,873 61
$103,747 08
$111,055 84
$117,868 83
$123,113 03
IT & and National hank currency.......................
Oold coin . .
¿Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ............................................... ..
d iv id e n d s u n p aid
..........................................
4 'ommercial deposits subject to check..................
Commercial certificates of dep o sit.........................
flue to banks and
hankers
Notes and bills rediscounted
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
54
STATE BANKING DEPARTMENT.
No. 104.
BRANCH COUNTY SAVINGS BANK, COLDWATER.
Organized October 14, 1890.
B. S. S po ffo r d , P r e sid e n t;
F . L . B u r d ic k , Vice P r e s i d e n t ;
M . W . W im e r , Cashier.
D i r e c t o r s . — B.
S. Spofford, G. W. VanAken, N. A. Reynolds, F. L. B urdick, B. R. Moore,
A lfred M ilnes, S. II. Clizbe, N ew ton B aldw in, H a rry W oodward.
R eport of
Jan. 22.
R eport of
March 28.
Loans and disco u n ts............... .................................
$205 263 40
$218,186 88
$216,939 52
$201,372 05
Bonds, m ortgages and securities...........................
206,353 92
224,862 71
232,041 40
231,118 71
1,780 30
1,028 98
80S 27
759 77
Resources.
R eport of
June 9.
i
R eport of
Sept. 0.
1
Prem ium s paid on b o nds.........................................
O v erd rafts...................................................................
Banking h o u se............................................................
F u rn itu re and fix tu res..............................................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)........................................................................
10,000 00
Item s in tr a n s it..........................................................
......................
U nited S tates b o n d s.................................................
Due from banks in reserve cities...........................
86,467 80
97,726 10
78,435 47
Exchanges for clearing house...................... ..........
89 08
1,382 38
392 43
3,102 31
U. S. and N ational b ank currency........................
14,269 00
19,435 00
15,076 00
10,970 00
68,730 85
Gold co in .....................................................................
16,130 00
17,120 00
16,585 00
15,115 00
Silver co in ....................................................................
1,824 88
2,005 29
2,188 10
1,542 15
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
c o u n t.........................................................................
192 54
141 42
122 33
107 33
$532,370 98
$582,548 76
$562,678 52
$542,818 17
$50,000 00
$50,000 00
$50,000 00
$50,000 0D
12,000 00
12,000 00
12,000 00
12.000 00
2,938 83
4,244 91
5,322 27
3,913 59
85 00
25 00
Commercial deposits subject to ch eck ..................
77,407 80
89,230 99
81,512 27
77,539 02
Commercial certificates of dep o sit.......................
102,693 02
12S.034 69
129,153 67
116,974 14
2S7.245 73
298,413 17
284,000 31
282,326 42
§532 370 98
$582,548 76
$562,678 52
$542,818 17
T o ta ls...................................................................
Liabilities.
Capital stock paid i n ..............................................
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .....................................................
Dividends u n p a id ...............................
65 09
Due to banks and b an k ers......................................
Certified checks........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits................................................
Savings certificates of d ep o sit..............................
Notes and bills red iscounted..................................
Bills p a y ab le.......................................................
T o ta ls..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1
55
STATE BANKS OF MICHIGAN.
No. 292.
THE STATE BANK OF COLEMAN, COLEMAN, MICHIGAN.
Organized June 1, 1904.
C u M ILES
N ig g e m a n , P r e s i d e n t ; J a m e s E . C u r t ic e , V ice P r e s i d e n t ; W il l ia m
C a s h i e r ; W i l l i a m G. M c I n t y r e , A s s i s t a n t C a s h i e r .
H
D i r e c t o r s __Jam es
L.
E w in g ,
E. C urtice, E dw in B. K napp, F ra n ces B. Niggem an, C harles D. W illiam s,
C harles II. Niggem an, Jam es M. Allen.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
Report of
June 9.
Report of
Sept. 6.
Loans and disco u n ts......................................
$36,141 39
Bonds, mortgages and securities................
2,084 50
Prem ium s paid on b o n d s............. .............. .
O v erd rafts.......................................................
Banking h o u se...............................................
1.894 85
F urniture and fix tu res.................................
1,353 32
O ther real e s ta te ....................................................... |
Due from other banks and bankers (not reservej
cities).............................................. .........................!
Item s in tra n s it.............................................
U nited States b o n d s....................................
Due from banks in reserve cities..............
21,593 82
Exchanges for clearing house....................
U. S. and N ational bank currency...........
2,258 00
Gold co in ........................................................
860 00
Silver co in .......... ........................... ................
254 50
Nickels and c e n ts....................................................... !
Checks, cash item s and internal revenue ac-j
c o u n t.................................. ......................................i
332 19
69 43
SG7,442 00
T o ta ls.
Liabilities.
Capital stock paid in ..............
$ 20,000 00
Surplus fu n d ...........................................................
Undivided profits, less current expenses, interest !
and taxes p a id ....................................................... :
Dividends u n p a id ....................................................... j
Commercial deposits subject to check ..........
i
'
Commercial certificates of dep o sit.........................
23,310 55
■
Due to banks an a b an k ers....................................... i
Certified checks........................................................... j
!
Cashier’s checks o u tstan d in g ................................... j
Savings deposits.........................................................
Savings certificates of dep o sit............................
23,914 66
Notes, and bills rediscounted..............................
Bills p ay ab le............................. .............................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$67,442 00
STATE BANKING DEPARTMENT.
56
No. 32.
FARMERS’ STATE BANK, CONCORD.
Organized November 20, 1886.
W il l ia m
D. C h a p p l e , P r e s i d e n t ; C. Y oun g , V i c e P r e s i d e n t ; P er c y E . C h a p p l e , C a s h i e r ;
C. V. C u t t in g , A s s i s t a n t C a s h i e r ; V io l a K e e l e r , A u d i t o r .
D ir e c t o r s .— W. D. Chapple, 1’. E. Chapple. C. Young. IL E. Dewey, F. P . D ann. A. S. W olcott,
\V. II. Magel.
Resources.
R eport of
Ja n . 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
555,056 91
547,094 39
$54,702 J5
$50,554 07
Bonds, mortgages and securities...........................
58,677 50
57,577 50
60,452 50
6S,352 50
Prem ium s paid on b o n d s.........................................
050 00
525 00
500 00
.475 00
O v erd rafts.................................................. ................
327 IS
49 81
470 93
139 65
Banking h o u se............................................................
7,200 00
7,200 00
7,200 00
7,200 00
F u rn itu re and fix tu res..............................................
800 00
800 00
800, 00
800 00
Expenses, taxes and interest p a id .......................
86 07
144 45
O ther real estate
. ,
..........................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
■
United S tates b o n d s.........................................
Due from banks in reserve cities...........................
32,257 93
47,487 70
61,048 40
60.517 .88
Exchanges for clearing h ouse.................................
U. S. and National bank currency ........................
3,430 00
3,931 00
5,168 00
3,220 00
Gold co in .....................................................................
4,060 00
4,215 00
3,410 00
3,350 00
Silver co in ....................................................................
380 00
687 00
350 00
. 700 00
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
C 21
16 25
8 32
27 85
97 49
■610 00
1 00
•■ 68 63
T o ta ls...................................................................
$163,029 29
$170,338 10
$194,112 10
$195,435 58
Liabilities.
Capital stock paid i n .................................................
$25,000 00
$25,000 00
$25,000 00
. ■$25,000 00
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
5,000 00
' 5,000 00
5,000 00
5,000 00
1,030 43.
1,261 35
Dividends u n p a id ......................................................
120 00
30 00
Commercial deposits subject to check.................
32,579 43
25,780 59
31,972 68
30,814 24
100,329 86
114,527 51
131,108 99
133,314 99
$163,029 29
$170,338 10
$194,112 10
S195,435 58
45 00
Commercial certificates of d ep o sit........................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits.........................................................
Savings certificates of dep o sit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
57
STATE BANKS OF MICHIGAN.
No. 174.
COMMERCIAL STATE BANK OF CONSTANTINE, CONSTANTINE.
Organized August 1, 1894.
S a m u e l G ib s o n , P r e s i d e n t ; J o h n B . G eo rg e , V i c e P r e s i d e n t ; J a m e s A. M a r s h , C a s h i e r ;
E . L. M a r s h , A s s i s t a n t C a s h i e r .
D i r e c t o r s — Jo h n B. George, Sam uel Gibson, W. H. B urger, C harles M. B urger. L. A. M elcher,
Jo h n Blue, C harles M. H agenbueh, Jam es A. M arsh, E obt. T. W eir.
Resources.
Una ns a n d discounts ...............................................
R eport of
Jan. 22.
$108,774 83
R eport of
March 28.
R eport of
R eport of
June 9. 1 Sept. 6.
$105,895 86
$97,162 71
$97,162 34
56,801 99
58,518 66
57,964 48
Donds m ortgages find securities...........................
58,017 99
O verdrafts . . . , t .......................................................
192 22
876 17
598 40
715 47
B anking h o u se........................................................ • •
5,174 30
5,194 52
5,794 52
5,794 52
F urn itu re and fix tu res..............................................
2,237 52
2,237 52
2,237 52
2,237 52
4,151 07
2,500 00
Due from other banks and bankers (not reserve
Item s in tr a n s it..........................................................
Uniter] ^tOt^S bonds , ....................................... .. .
•
Due from banks in reserve cities...........................
26,592 50
30,645 40
32,418 82
40,611 11
U. S. and National bank currency ........................
2,202 00
4,177 00
' 8,056 00
5,416 00
CJold c o in .....................................................................
6,422 50
0,255 00
5,605 00
5,630 00
, , . t ................................................... .
554 20
955 00
1,141 90
1,472 10
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue account,.........................................................................
125 02
110 30
117 87
129 74
60 69
148 45
469 S5
119 12
T o ta ls................................................ ...................
$210,353 77
$213,297 21
$216,332 32
$219,752 40
$25,000 00
$25,000 00
$25,000 00
$25,000 00
25,000 00
25,000 00
25,000 Ò0
852 79
2,460 45
1,078 97
Silver coin
.
Liabilities.
Capital stock paid i n ................................................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
25,000 00
498 70
Oommernial deposits subject to check..................
31,140 83
25,787 22
33,399 87
37,982 63
Oommercinl certificates of dep o sit.........................
123,096 88
119,186 38
101,757 33
97,430 90
'
Cashier’s cheeks outstanding'
.Savings d ep o sits.........................................................
5,617 36
17,470 82
28,714 67
T o ta ls...................................................................
$210,353 77
$213,297 21
$216,332 32
8
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
33,259 84
j
$219,752 40
5S
] ] j5
STATE BANKING DEPARTMENT.
No. 173.
FIRST STATE BANK OF CONSTANTINE, CONSTANTINE.
Organized June 28, 1894.
S. B. I I a g e n b u c h . P r e s i d e n t ; E d w in W. K b ig h t l b y , V i c e P r e s i d e n t ;
G eorge C r o s s e t t . H arv ey , C a s h i e r .
D ir e c t o r s .— J. M ark H arvey, S. B. IIagenbuch. D elia S. C rossett. E dw in W. KeightLey,
George C rossett H arvey, Levi A. Strohm , L. A. H arvey.
R esources.'
R eport of
Ja n . 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$115,795 10
8112,315 70
$107,74S 94
8122,576 58
Bonds, m ortgages and securities...........................
29,020 73
34,716 53
44,097 50
49,889 09
Prem ium s paid on b o nds.........................................
125 00
125 00
154 26
104 20
O verd rafts...................................................................
2,009 24
1,419 07
1,110 5S
1,049 50
Banking h o u se............................................................
5,300 00
5,300 00
0,800 00
0,913 85
F urniture and fixtures..............................................
28S 00
2S8 00
28S 00
288 00
O ther real e s ta te .........................................
Due from other banks and bankers (not reserve
cities) ........................................................................
14.485 19
13,985 19
225 00
Item s in tra n s it..........................................................
3,031 25
3,849 21
1,859 12
United States b o n d s.................................................
Due from banks in reserve citie's...........................
3,427 02
'
29,910 2S
41,420 85
09,162 21
53,378 47
Exchanges for clearing house*.................................
U. S. and National bank currency ........................
5,873 00
7,070 00
0,342 00
4.000 0 )
Gold co in ..........................................
5,000 00
5,000 00
5,000 00
5.000 fO
Silver co in ....................................................................
840 00
700 00
550 00
700 00
Nickels and c e n ts.........................
Checks, cash item s and internal revenue ac
c o u n t..........................
171 02
93 78
83 11
140 01
007 59
740 40
1,735 00
206 08
$213,116 40
$227,028 85
$245,755 78
$247,799 52
$30,000 00
$30,000 00
830,000 00
$30,000 00
4,750 00
4,750 00
4,750 00
5,000 OO
1.244 38
1,402 02
1,193 20
1,230 95
37,878 84
32,806 93
37,559 74
31,999 17
3,859 57
3,768 52
1,025 00
T o ta ls...........................................................
Liabilities.
Capital stock paid i n .......................
Surplus fu n d ....................................
Undivided profits, less current expenses, interest
and taxes p a id ...................................
Dividends u n p a id ...............................
Commercial deposits subject to check...............
Commercial certificates of dep o sit................
4,187 88
V
Due to banks and b an k ers.....................
Certified checks..........................
79 30
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits.........................
Savings certificates of dep o sit.................
135,383 07
154,241 38
Notes and bills redisco unted....................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
175,302 10
...............
Bills p a y a b le .................................
T o ta ls................ ................
171,227 84
$213,116 40
$227,028 85
$245,755 78
$247,799 52
59
STATE BANKS OF MICHIGAN.
No. 281.
COOPERSVILLE STATE BANK, COOPERSV1LLE.
Organized October 27, 1903.
M il l a r d D u r h a m , P r e s i d e n t ; C olon C. L i l l i e , Dice P r e s i d e n t ; ■ C h a s . M. M oore , C a s h i e r .
D ir e c t o r s .— M illard D urham . Colon C. Lillie. C harles M. Moore, H enry F erguson,
E.
D. W right, N ora Oakes.
Resources.
R eport of
Jan. 22.
R eport of
Sept. 6.
R eport of
June 9.
R eport of
March 28.
1
Doans and disco u n ts.................................................
$19,384 80
$59,916 03
$70,308 02
$81,063 58
Donds rn nr t gages and securities...........................
21,844 00
29,054 00
45,684 00
54,237 03
261 25
O v erd rafts........................................i .........................
3.024 87
2,274 22
562 46
1,922 OO
B anking h o u se............................................................
2,000 00
2,000 00
2,618 83
2,018 8»
F urniture and fixtures..............................................
1,200 00
1,200 00
1,417 19
1,449 59
58 01
Due from other banks and bankers (not reserve
cities)...........................................................- ..........
575 54
073 51
781 93
270 87
I terns in tra n s it..........................................................
3,773 04
1,458 66
3,790 84
191 28
4,206 10
11,841 17
11,631 72
8,067 53
2,033 00
4,519 00
4,513 00
5,792 09
2,365 00
1,145 00
2,860 00
115 09
Silver co in ......................... ..........................................
910 50
423 50
485 50
435 89
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t......................................................... ..............
138 71
173 87
184 55
215 43
60 S3
948 01
270 70
600 60
T o ta ls...................................................................
$92,502 25
$115,627 57
$145,109 34
$157,639 09
Liabilities.
Capital stock paid i n ................................................
$15,890 00
$18,550 00
$20,000 00
$20,000 09
...............
United States honds ...............................................
Due from banks in reserve cities...........................
Exchanges for clearing h ouse.................................
U S. and N ational bank currency ........................
Gold co in .....................................................................
Surplus fund
.............................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
198 44
584 05
744 47
Dividends u n p aid ...................................................... ....................
31,294 53
Commercial deposits subject to check .................
30,341 27
28,763 48
22,790 06
45,317 72
44,240 07
34,358 74
28,875 26
Commercial certificates of d ep o sit........................
Due to banks and b an k ers......................................
O r t itied checks..........................................................
/
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
4,427 80
10,380 42
10,584 25
S av in g s certificates of d e p o s it...................................
17,869 99
51,022 05
74,645 56
Notes and bills rediscounted..................................
.......
1
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
192,502 25
$145,109 34 i
$115,627 57
1
!
$157,039 0(1
60
STATE BANKING DEPARTMENT.
No. 183.
SANILAC COUNTY STATE BANK, CROSWELL.
Organized December 26, 1895.
J ohn
P . N ig g e m a n , Jit., P r e s i d e n t ; R o b e r t G ray , V i c e P r e s i d e n t ; W . C a l k in s , C a s h i e r ;
II. E . N ig g e m a n , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— A. E . Sleeper, Jo h n P. Niggem an, J r., D. M cNair, R obert G ray, Jam es McColi.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
Loans and d iscounts.................................................
$157,181 20
$157,507 71
Bonds, m ortgages and securities...........................
34,049 61
31,990 06
i
R eport of
June 9.
|
$156 790 64 !
31,393 05
R eport of
Sept. 6.
$159,862 51
31,146 54
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
905 33
273 00
295 17
313 38
B anking h o u se............................................................
2.500 00
2.500 00
2.500 00
2.500 00
F urniture and fix tu res..............................................
2.500 00
2.500 00
2.500 00
2.500 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) .............................................................
544 70
2,110 32
1,204 06
4,448 89
34,431 20
25,364 87
29,S71 40
29,469 70
13,080 00
12,237 00
10,720 00
14,400 00
3,050 50
3,110 00
3,130 00
3,450 00
Silver co in ...........................
894 20
1,144 70
768 00
270 25
Nickels and c e n ts.....................................
Checks, cash items and internal revenue ac
count ..........................
'
103 55
22 93
21 84
52 87
$249,840 29
$238,760 59
$239,194 16
$248,414 14
835,000 00
$35,000 00
$35,000 00
$35,000 00
8,000 00
8,000 00
8,000 00
8,000 00
2,539 28
3,772 83
4,919 56
5,458 82
Item s in tr a n s it..........................................................
U nited States b o n d s.............................................
Due from banks in reserve cities..........'...............
Exchanges for clearing h ouse.........................
U. S. and N ational bank currency ........................
Gold co in .........................
T o ta ls.....................................
Liabilities.
Capital stock paid i n .......................
Surplus fu n d .......................
Undivided profits, less current expenses, interest
and taxes p a id ..............................
Dividends u n p a id .......................
Commercial deposits subiect to check ...........
08,582 42
55,498 30
55,794 13
60,439 36
Commercial certificates of d ep o sit..................
120,830 30
122,616 38
122,878 42
127,353 12
13,837 86
13.873 08
12,602 05
12,162 84
$249,840 29
$238,760 59
$239,194 16
$248,414 14
Due to banks and b an k ers........
1,050 43
Certified checks........................
Cashier’s checks o u tsta n d in g .. .
Savings dep o sits.............................
Savings certificates of dep o sit................................
Notes and bills rediscounted....................
Bills p ay ab le.................................
T o ta ls............
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
i
STATE BANKS OF MICHIGAN.
61
No. 1S2.
STATE BANK OF CROSWELL, CROSWELL.
Organized December 4, 1895.
J o s e p h M. G a ig e , P r e s i d e n t ; W m . H . A i t k i n , V i c e P r e s i d e n t ; F r a n k J . B a t t e r s b e e C a s h i e r G eorge AV. S c i i l i c i i t i n g , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— Joseph M. Gaige, W m . H . A itkin, M ary C. R ichardson, Jo h n II. R ichardson
F ra n k J. B attersbee, M elvin H . A itkin, A. H . Medbury.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9-
R eport of
Sept. 6.
Loans and discounts.................................................
$97,900 96
$97,692 95
$91,947 28
$94,317 05
Bonds, mortgages and securities...........................
8,980 00
9,280 00
9,310 00
10,792 00
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
241 76
89 61
30 72
30 34
Banking h o u se............................................................
2,200 00
2,200 00
2,200 00
2,200 00
950 00
866 67
1,103 67
1,106 17
F urniture and fix tu res.............................................
-
N et E x p en se..............................................................
895 60
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities)......................................................................
1,450 00
18 84
18,452 06
12,684 61
16,630 46
21,834 32
4,69S 00
4,928 00
2,317 00
5 00
45 00
696 10
701 65
836 65
43 07
76 68
81 62
107 07
339 99
52 13
187 35
590 51
$134,416 32
$128,366 14
$127,300 75
$139,669 70
$20,000 00
$20,000 00
$20,000 00
$20,000 00
3,380 00
3,380 00
3,380 00
3,380 00
158 67
119 43
1,347 04
.
6,103 59
Item s in tr a n s it..........................................................
U nited States b o n d s.............................. ..................
Due from banks in reserve cities.........................
Exchanges for clearing h ouse................................
285 78
U. S. and N ational Bank C urrency................ . . . .
1,981 00
Gold co in.....................................................................
Silver co in ................................................................
Nickels and c e n ts..................................................
Checks, cash item s and internal revenue ac
count ............................................................
T o ta ls...............................................................
Liabilities.
Capital stock paid i n ...............................................
Surplus f u n d ..............................................
Undivided profits, less current expenses, interest
and taxes p a id ....................................................
271 65
Dividends u n p a id ..................................................
Commercial deposits subject to check..................
50,884 35
45,984 05
38,587 01
48,348 36
Commercial certificates of dep o sit........................
58,905 68 .
58,754 06
64,222 97
65,901 30
Due to banks and b an k ers......................................
1,246 29
89 36
991 34
693 00
$134,416 32
$128,366 14
$127,300 75
$139,669 70
Certified checks..................................................
Cashier’s checks o u tstan d in g ..................................
Savings d eposits.......................................................
Savings certificates of d ep o sit............................
Notes and bills rediscounted................................
Bills p ay ab le.......................................................
T o ta ls...........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
62
No. 17G.
DAVISON STATE BANK, DAVISON.
Organized December 28, 1894.
A. B.
C u l l e n , P r e s id e n t ; I s r a e l I I il l , V ice P r e s i d e n t ; w .
M. A. M c B ratney , A s s i s t a n t C a s h i e r .
G.
B il l in g s , C ash ier;
D i r e c t o r s . —A.
B. Cullen, Isra e l IIill, Jam es H. B ax ter, C harles B lackm ore, Geo. Leach,
Simeon 11. B illings, F ra n k II. Jaques, Sam uel T. H all, Wm. G. Billings.
1
Resources.
•
Bonds, mortgages and securities...........................
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
1
R eport of
Sept. 6.
$56,576 59
$51,774 55
$50,460 17
$50,743 04
57,174 50
62,432 11
01.207 11
59,245 50
Prem ium s paid on b o n d s.........................................
O v e rd ra fts...................................................................
297 85
330 49
84 75
254 96
Banking h o u se............................................................
5,300 00
5,300 00
5,300 00
5,300 00
F u rn itu re and fix tu res.............................................
1,350 00
1,350 00
1,350 00
1,350 00
207 02
O th er real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)........................................................................
465 90
Item s in tr a n s it..........................................................
415 44
2,083 96
740 00
2,000 00
U nited States b o n d s.................................................
Due from banks in reserve cities...........................
14,275 74
8,706 49
12,760 41
8,408 32
TT. ft and N ational bank onrrenov........................
4,534 00
3,735 00
2,129 00
4,340 00
d o ld co in .....................................................................
1,320 00
1,480 00
2,135 00
2,970 00
Silver co in ...................................................................
1,214 10
491 05
494 05
837 35
Nickels and c e n ts......................................................
•Checks, cash item s and internal revenue acc o u n t........................................................................
173 59
150 83
02 16
103 02
17 03
326 07
T o ta ls...................................................................
$142,682 27
$136,922 99
$140,392 68
$133,825 21
Liabilities
O apital stock paid i n ................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
1,200 00
1,200 00
1,200 00
1,500 00
1,933 46
2,897 29
3,588 99
2,635 93
13,746 04
14,360 68
S urplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
300 00
Commercial deposits subject to check .................
20,289 46
10,427 86
99,201 42
Commercial certificates of dep o sit........................
Due to banks and b an k ers......................................
Certified checks..........................................................
■
C ashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
Savings certificates of dep o sit................................
98,959 35
97,079 66
99,243 01
2,000 00
2,000 00
$136,922 99
$140,392 68
N otes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$142,682 27
$133,825 21
1
STATE BANKS OF MICHIGAN.
63
No. ±02.
FIRST STATE BANK OF DECATUR, DECATUR.
Organized September 19, 1890.
E. IS.
C o pley , P resid en t;
D i r e c t o r s . — A.
A. E.
L a w r e n c e , V ice P r e s i d e n t ;
L. D.
I I il l , C ashier.
W. Copley, K. IS. Copley, A. E. Law rence, A. W. Hay'd on, Belle F. Byers.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
Loans and disco u n ts.................................................
$58,313 57
$52,923 72
$58,129 12
$56,051 87
Bonds, m ortgages and securities...........................
50,050 25
56,071 25
54,121 25
55,371 25
Resources.
R eport of
Sept. G.
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
584 09
990 52
221 91
83 58
Banking h o u se............................................................
2,500 00
2,500 00
2,500 00
2,500 00
F u rn itu re and fix tu res.............................................
1,250 00
1,250 00
1,250 00
1,250 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
407 03
407 63
407 63
407 63
175 00
330 00
Item s in tr a n s it..........................................................
109 00
U nited States b o n d s.................................................
Due from banks in reserve cities...........................
18,209 80
21,476 71
19,345 23
26,891 06
Exchanges for clearing house.................................
U. S. and N ational bank currency ........................
4,445 00
5,118 00
4,640 00
2,697 00
Gold co in ................ .....................................................
4,393 00
4,928 00
4,133 00
4,283 00
Silver co in ....................................................................
934 40
605 GO
542 20
362 00
Nickels and c e n ts................................. .................
Checks, cash item s and internal revenue ac
count .........................................................................
07 95
136 84
113 98
85 33
133 73
322 92
897 12
626 46
T o ta ls...................................................................
$147,470 48
$147,061 19
$146,301 44
$150,718 78
Liabilities.
Capital stock paid i n ................................................
$30,000 00
$30,000 00
$30,000 00
$30,000 00
5,000 00
5,000 00
5,000 00
5,500 00
3,515 45
4,232 22
4,909 25
4,255 47
Commercial deposits subject to check..................
51,326 71
46,546 49
51,411 72
56,049 10
Commercial certificates of d ep o sit.........................
24,563 97
29,652 74
27,093 07
28,257 62
33,004 35
31,629 74
27,887 40
26,656 59
$147,470 4S
$147,061 19
$146,301 44
$150,718 78
Surplus f u n d ........................................................... ....
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
»
Savings d ep o sits.........................................................
Savings certificates of d ep o sit................................
Notes and bills rediscounted...................................
Bills p ay ab le.........................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
64
STATE BANKING DEPARTMENT.
No. 196.
FARMERS’ STATE BANK OF DECKERVILLE, DECKERVILLE.
Organized June 25, 1897.
I ra . A r n o t , P r e s i d e n t ;
D i r e c t o r s .— I r a
A m a n d a A r n o t , V ice P r e s i d e n t ; E .
N . L a n d s b u r g , A s s i s t a n t Cashier.
A rnot, A m anda A rnot, M yra A rnot M ark,
Resources.
R eport of
Ja n . 22.
E.
M . M a r k , C ash ier;
M. M ark, Vepnie A rnot Wooley.
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
T.oans and d is c o u n ts .................................................
$132,037 36
$144,248 95
$138,397 35
$130,120 63
R onds m o rtg ag es a n d s e c u ritie s ..............................
15,986 20
10,698 45
17,098 45
16,633 10
1,299 50
P rem iu m s p aid on b o n d s .............................................
O v erd rafts...................................................................
882 03
1,236 99
468 81
R an k in g b o u s e ..................................................................
1,937 35
1,937 35
1,937 35
1,937 35
F u rn itu re and fix tu re s ..................................................
2,681 86
2,681 86
2,682 61
2,682 61
3,440 79
1,964 49
2,031 09
1,175 93
30,927 13
19,115 18
20,853 85
21,213 76
516 09
Of.ber real e s t a t e .............................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Ite m s in t r a n s i t ................................................................
U n ited S ta te s b o n d s ......................................................
Due from banks in reserve cities...........................
716 97
1,385 60
Fxcfia.nges for clearin g h o u s e ....................................
U S and N ational bank currency ........................
9,707 00
7,042 00
7,045 00
7,282 00
1,900 00
305 00
260 00
2,090 00
Silver c o in ....................................................................
549 30
463 70
42 00
7 85
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
6 74
12 97
16 18
22 56
Gold co in ......................................................................
'
1,146 07
725 38
T o ta ls...................................................................
$199,186 14
$197,563 63
$193,808 76
$184,992 26
Liabilities.
Capital stock paid i n ................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
3,000 00
3,000 00
3,000 00
3,000 00
3,353 42
3,318 63
2,682 64
1,131 65
Surplus f u n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
D ividends u n p a id ......................................................
Commercial deposits subject to check..................
44,802 81
45,997 82
38,695 60
32,644 80
Commercial certificates of d ep o sit.........................
133,029 91
130,247 18
134,430 52
133,215 81
$199.186 14
$197.563 63
Due to banks and b an k ers......................................
Certified checks..........................................................
C ash ier’s checks o u ts ta n d in g ..................................
Savings d ep o sits.........................................................
S a v in g s certific a te s of d e p o s it ................................
N o tes and hills re d is c o u n te d ...................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$184 992 26
$193.808 76
1
1
STATE BANKS OF MICHIGAN.
65
No. 195.
STATE BANK OF DECKERVILLE, DECKERVILLE.
Organized June 1, 1897.
H. A i t k i n , V i c e P r e s i d e n t ; C. E. M c C l u s k e y , C a s h i e r ;
M. E. W e s t , A s s i s t a n t C a s h i e r .
D i r e c t o r s . — Joseph M. Gaige, Wm. II. A itkin, H. C. A itkin, M. C. R ichardson, A. II. D avis,
M. H. A itkin.
J o seph
M.
G a ig e , P r e s i d e n t ; W m .
R eport of
Jan. 22.
R eport of
March 28.
Loans and disco u n ts.................................................
$107,735 27
$108,427 64
$111,403 20
$113,498 72
Bonds, m ortgages and securities...........................
4,076 35
5,586 35
6,036 35
5,586 35
Resources.
R eport of
Ju n e 9.
R eport of
Sept. 6.
Prem ium s paid on b o n d s.......................................
O v erd rafts...................................................................
1,074 48
1,148 22
1,223 02
737 93
Banking h o u se...........................................................
1,870 00
1,855 00
1,855 00
1,825 00
F u rn itu re and fix tu res.............................................
800 00
800 00
800 00
800 00
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cit ies)........................................................................
1,500 00
1,500 00
1,500 00
1,500 00
322 71
1,895 98
136 93
693 00
20,203 42
10,504 25
13,043 91
16,453 02
Item s in tr a n s it............................................... ..
United States b o n d s.................................................
Due from banks in reserve cities...........................
90 60
Exchanges for clearing h o u se.................................
U. S. and N ational b ank currency ........................
2,367 00
955 00
2,825 00
2,871 00
Gold co in .....................................................................
2,020 00
2,010 00
2,100 00
2,205 00
444 50
308 85
597 75
100 85
46
2 65
53 40
29 91
390 50
240 63
77 90
17 49
T o ta ls...................................................................
$142,804 69
$135,234 57
$141,743 06
$146,318 27
Liabilities.
Capital stock paid i n ................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
1,800 00
1,800 00
1,800 00
2,400 00
2,881 46
3,090 57
3,723 50
279 09
Silver co in .................................................................
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id .......................................................
Commercial deposits subject to check .................
35,792 99
33,688 95
32,324 16
34,219 66
Commercial certificates of dep o sit........................
83,731 71
81,636 21
88,895 40
94,203 32
Due to banks and b an k ers......................................
3,598 53
18 84
$142,804 69
$135.234 57
216 20
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits........................................................
Savings certificates of deposit........: ......................
Notes and bills rediscounted..................................
Bills p a y a b le .............................................................
T o ta ls...................................................................
$141.743 06
1
9
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$146.318 27
1
66
STATE BANKING DEPARTMENT.
No. 210.
DELRAY SAYINGS BANK, DELRAY.
Organized October 17, 1898.
C h a r l es E . L yon, P resid en t; A n d r ew
D i r e c t o r s .— Chas.
II.
G r e e n , J r ., V i c e P r e s i d e n t ;
II.
E . C a n d l e r , C ashier.
E. Lyon, F. J. C lippert, C harles K. L ath am , F . A. S m ith, A ndrew H.
Green, J r., Geo. II. Russel, T. H. Sim pson.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$128,334 19
$113,079 04
$117,350 55
$135,687 49
Bonds, mortgages and s e c u ritie s ..........................
124,710 00
137,705 00
128,715 00
143,245 00
Prem ium s paid on b o n d s.........................................
300 00
300 00
300 00
200 00
O verdrafts.............. .....................................................
17 98
306 98
40 25
24 54
B anking h o u se............................................................
12,500 00
12,500 00
12,500 00
12,500 00
F urn itu re and fix tu res..............................................
2,700 00
2,700 00
27,329 96
13,193 68
65,649 11
63,511 08
2,700 00 •
2,200 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
United States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing h ouse.................................
U. S. and N ational bank currency ........................
6,489 00
8,159 00
4,528 00
10,710 00
Gold co in .....................................................................
4,840 00
2,145 00
5,560 00
5,810 00
Silver co in ......................................................... ..
1,993 75
798 30
1,515 15
2,448 20
167 79
98 71
97 61
145 02
853 80
1,248 91
535 10
81 25
T o ta ls................ ..................................................
$310,236 47
$292,234 62
$339,490 77
$370^562 58
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
2,500 00
2,500 00
2,500 00
3,500 00
3,773 15
6,042 64
5,736 54
6,173 37
Commercial deposits subject to check .................
92,964 00
82,094 95
112,290 42
141,482 49
Commercial certificates of dep o sit.........................
2,235 14
2,025 23
3,215 38
2,972 87
2,245 95
1,019 99
305 48
181,518 23
173,551 81
190,442 95
197,433 85
$310.236 47
$292,234 62
$339,490 77
$376,502 58
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits.........................................................
Savings certificates of deposit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls................ ..................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
67
No. 73.
CENTRAL SAVINGS BANK, DETROIT.
Organized April 19, 1888.
P. C o l l i n s , 1 s t V i c e P r e s i d e n t ; W m . T. G a g e , 2 n d V i c e
J. F o x , C a s h i e r ; M e y e r B i n g , A s s i s t a n t C a s h i e r .
D i r e c t o r s . —W m. P. Holliday. Wm. T. Gage, H arry J. Fox, Chas. P. Collins. Alex. I. McLeod,
E d g ar R exford, Wm. Reid, II. S. B lum enthal, Sam uel T. Douglas.
W m.
P.
H o l l id a y , P r e s i d e n t ;
P r e sid e n t; H arry
C.
Resources.
Report of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$311,785 11
$339,589 78
$332,876 43 |
$317,297 16
Bonds, m ortgages and securities...........................
268,222 68
272,124 44
296.087 16
332.132 41
P re m iu m s paid on b o n d s.........................................
O v e rd ra fts .........................................................................
97 15
74 03
279 60
154 69
Banking h o u se...........................................................
9,731 50
9,731 50
9,731 50
17,606 50
F u rn itu re and fix tu res.............................................
1,400 00
1,650 00
1,650 00
1,650 00
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities)........................................................................
3,439 09
3,439 09
3,439 09
3,439 09
6,427 86
2,805 00
2,326 50
1,700 00
D ue from banks in reserve cities...........................
74,735 18
82,813 95
125,655 4S
92,730 61
Exchanges for clearing h o u se.................... ............
7,722 77
4,635 26
12,838 87
9,092 93
TJ S and N ational b ank currency........................
24,618 00
22,351 00
23,465 00
32,741 00
Gold co in .....................................................................
• 5,465 00
6,585 00
6,172 50
8,527 50
Silver co in ...................................................................
1,874 75
1,444 45
939 00
1,334 80
Nickels and c e n ts.................................................. ....
Checks, cash item s and internal revenue acc o u n t........................................................................
222 99
121 86
127 73
144 54
528 19
698 68
118 38
740 23
T o ta ls...................................................................
$716,270 27
$748,064 04
$815,707 24
$819,291 46
Liabilities.
Capital stock paid i n ................................................
Item s in tr a n s it..........................................................
U n ite d States b o n d s.................................................
$100,000 00
$100,009 00
$100,000 00
$ 100,000 00
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
30,000 00
30,000 00
30,000 00
30,000 00
6,900 43
7,952 00
16,180 18
8,510 11
Dividends u n p a id ......................................................
' 105 00
Commercial deposits subject to check .................
116,761 79
131,698 28
166,080 99
154,965 41
Certified checks..........................................................
1,034 36
1,787 89
3,308 57
5,363 74
Cashier’s checks o u tstan d in g ..................................
3,711 25
323 42
1,295 95
621 11
Savings dep o sits........................................................
444,224 25
452,770 45
473,801 25
502,860 79
Savings certificates of dep o sit................................
13,533 19
23,531 40
25,040 30
10,970 30
$716,270 27
$748,064 04
$S15,707 24
$819,291 46
Commercial certificates of dep o sit.........................
Due to banks and b an k ers......................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
68
No. 82.
CITIZENS’ SAVINGS BANK, DETROIT.
Organized March. 2, 1885,
;
;
R ic h a r d H . F y k e , P r e s i d e n t T h o m a s B e r r y , V ic e P r e s i d e n t F r a n k F . T il l o t s o n , C a s h i e r ;
F . J . K ir t s , A s s is ta n t C a sh ier; G e o . S. B a k e r , A u ditor.
T hom as B erry, C. A. K ent. F ra n k F. T illotson, R ich ard II. Fyfe, W. F. Jew ell,
F ra n k P. G lazier, George Osius, Theo. E. Quimby, D avid S. C a rter, G aylord W. G illis,
E'red P o stal.
D i r e c t o r s .—
Resources.
I R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts......................
$835,166 40
$775,640 82
$828,919 39
$895,021 29
Bonds, m ortgages and securities.
461,578 61
457,424 60
464,314 68
500,545 69
Prem ium s paid on b o n d s.............
1,010 00
1,010 00
1,010 00
1,785 89
O v erd rafts........................................
779 54
230 06
411 27
357 90
B anking h o u se................................
\
F urniture and fix tu res..................
O ther real e s ta te ...................................................
Due from other banks and bankers (not reserve
cities)...................................................................
Item s in tr a n s it................................
14,460 50
14,460 50
14,460 50
115,468 68
116,447 38
108,126 09
27,780 83
27,958 84
16,699 05
13,960 50
96,719 52
14,089 69
U nited S tates b o n d s........................
Due from banks in reserve cities..
121,508 22
149,328 80
101,067 91
Exchanges for clearing h ouse........
10,824 92
21,777 82
16,529 59
21,837 61
U. S. and N ational bank currency.
61,131 00
37,788 00
50,601 00
56,692 00
Gold co in ............................................
50,522 50
52,515 00
64,235 00
61,027 50
Silver co in ...........................................
3,490 00
2,840 00
2,475 00
3,595 00
390 26
327 42
94 23
245 93
162 50
162 50
162 50
1,704,111 46
$1,657,911 74
$1,669,106 81
1,821,523 30
$200,000 00
$200,000 00
$200,000 00
$200,000 00
34,000 00
34,000 00
34,000 00
35,000 00
6,702 33
10,818 34
13,009 68
10,088 03
Dividends u n p a id .....................................
177 50
25 00
25 00
50 00
Commercial deposits subject to check.
525,738 91
465,325 29
452,642 05
628,463 53
Nickels and c e n ts.......................................................
Checks, cash items and internal revenue ac
count .........................................................................
T o ta ls.
Liabilities.
Capital stock paid i n ..............
Surplus fu n d .........................................................
Undivided profits, less current expenses, interest
and taxes p a id .................................................
155,482 28
Commercial certificates of deposit........
40,506 29
39,019 76
49,885 06
53,640 00
Due to banks and b an k ers.....................
211,275 02
213,189 05
200,310 19
184,003 08
Certified checks.........................................
2,958 53
5,754 95
1,038 29
8,991 62
Cashier’s checks o u tstan d in g .................
1,599 50
Savings deposits........................................
611,989 71
Savings certificates of dep o sit...............
10 00
1,333 10
620,379 82
644,904 83
638,208 75
69,163 67
69,399 53
72,675 71
61,745 19
1,704,111 46
,657,911 74
$1,669,106 81
$1,821,523 30
Notes and bills rediscounted..................
Bills p ay ab le..............................................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
69
No. 47.
DETROIT SAVINGS BANK, DETROIT.
Organized 1849.
D. C.
D e l a m a ter , P r e s id e n t
;
C. A .
Reorganized July 18, 1871.
D ean,
V ice P r e s i d e n t E
u sta ce
C.
B ow man,
C ash ier;
C yru s B o ss, A s s i s t a n t C a s h ie r .
D i r e c t o r s .— F re d eric
B. Sibley, George H endrie, Chas. A. D ean, W illiam K. Anderson,
E dm und A. C hapoton, D eW itt C. D elam ater, Jam es H. M uir, P h ilip H. M cM illan,
S. T. Miller.
Report of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
Loans and disco u n ts...................
«1,624,913 66
$1,528,272 86
$1,551,262 37
$1,535,171 25
Bonds, m ortgages and securities
4,678,130 89
4,673,886 34
4,693,139 25
4,714,702 58
12,056 10
11,931 10
11,800 10
11,681 10
3,240 49
1,130 19
•114 26
313 18
Resources.
Prem ium s paid on U. S. b o n d s ..
O v erd ra fts.....................................
R eport of
Sept. 6.
Banking house
F u rn itu re and fixtures
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
c ities)........................................................................
2,261 45
2,240 45
2,150 45
2,122 95
235,583 63
244,129 48
249,687 33
242,412 12
Item s in t r a n s i t.........................................................
12,816 61
17,217 76
15,879 07
21,007 11
U nited S tates b o n d s.................................................
400,000 00
400,000 00
400,000 00
400,000 00
530,791 62
Due from banks in reserve cities...........................
494,327 83
578,802 50
667,813 97
Exchanges for clearing house.................................
28,467 20
21,292 73
36,242 93
27,929 76
U. S. and N ational b ank cu rren cy ........................
363,112 00
372,635 00
299,385 00
325,424 00
Gold co in ........................... ..........................................
311,540 00
358,695 00
405,270 00
362,722 50
Silver co in ....................................................................
47,575 05
29,120 70
2,663 00
4,915 95
Nickels and c e n ts..................................... ................
Checks, cash item s and internal revenue ac
count ........................................................................
186 87
545 94
548 58
430 19
1,803 36
2; 435 84
6,424 67
1,394 67
8,216,015 14
$8,242,335 89
$8,342,386 98
1,181,018 98
$400,000 00
$400,000 00
$400,000 00
$400,000 00
200,000 00
200,000 00
200,000 00
200,000
300,775 11
300,481 77
319,144 73
322,920 25
Totals
Liabilities.
C apital stock paid i n ................................................
Surplus f u n d ........ .......................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
00
Dividends u n p a id ......................................................
2,165 00
1,550 00
Commercial deposits subject to check.................
569,803 81
507,834 53
Commercial certificates of d ep o sit........................
16,754 98
27,348 48
29,433 52
62,956 05
Due to banks and b an k ers......................................
108,860 33
78,585 56
210,659 98
115,990 42
9,415 67
10,531 40
28,629 78
Certified checks..........................................................
2,555 67
Cashier’s checks o u tstan d in g ..................................
100 00
Savings d ep o sits.........................................................
6,615,000 24
6,717,119 88
$8 216,015 14
$8,242,335 89
1,600
•520,488 30
00
650 00
482,267 52
97 59
225 82
6,650,431 46
6,567,379 14
Savings certificates of deposit
Notes and bills rediscounted.
Bills p ay ab le.............................
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$8,342,386
$8,181,018 93
7.0
STATE BANKING DEPARTMENT.
DETROIT TRUST COMPANY, DETROIT.
Organized November 15, 1900.
A l e x a n d e r M c P h e r s o n , P r e s i d e n t ; T h e o d o r e D. B u h l , E d w a r d H. B u t l e r , V i c e P r e s i d e n t s ;
H o w a r d D. L e s h e r , T r e a s u r e r ; R a l p h S t o n e , S e c r e t a r y ;
L a w r e n c e K . B u t l e r , A ss is ta n t Secretary.
D i r e c t o r s .— Ammi
W. W right, Theodore D. B uhl, H enry L. K an ter, Jam es E. D avidson,
F red erick E. D riggs, M erton E. F a r r, Jam es M cGregor, C harles A. Dean, Jam es N.
W right, E lish a H. F lin n , H enry P. B aldw in, C hester • G. W hite, E dw in C. N ichols,
George Peck, E d w ard H. B u tler, Jo h n H. Avery, D aniel L. Quirk, A lexander M cPherson,
Sidney T. M iller, F ra n k W. G ilchrist, E ldridge M. Fow ler, F ra n k W. Eddy, R asm us
H anson, L ucius Lilley, Jo h n S. G ray, E d w ard D. S ta ir, B enton H an ch e tt.
Resources.
R eport of
Ja n . 22.
R eport of
M arch 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
Collateral loans—tim e ..............................................
$1,173,159 3S
$1,303,088 59
$1,057,818 87
$1,052,871 72
Collateral loans— d em an d ........................................
225,549 05
255,834 05
204,752 64
198,652 64
Loans on real estate m ortgages, in office.... . ..
Loans on real estate m ortgages, w ith S tate
T reasu rer.................................................................
585,403 96
704,109 25
637,400 00
139,973 75
207,873 75
202,373 75
207,373 75
202,350 00
644,300 00
586,300 00
677,300 00
641,995 00
Other lo a n s.................................................................
Bonds—in office.........................................................
Bonds—w ith S tate T reasurer................................
•
S to ck s...........................................................................
T?p.a,l estate ow ned.....................................................
O ther in v estm en ts.....................................................
Advances to tr u s ts ....................................................
4,218 78
7,897 63
11,248 89
11,002 10
Prem ium s p a id ...........................................................
2,310 00
2,570 00
2,522 00
2,493 60
Due from approved reserve a g en ts......................
563,537 05
443,217 56
461,254 52
895,295 50
Due from other banks and b an k ers......................
1,397 44
1,397 44
357 51
357 51
73,370 74
70,706 98
73,071 15
Safe deposit v a u lts ....................................................
F u rn itu re and fix tu res.............................................
Cash ite m s...................................................................
70,573 81
Nickels and c e n ts......................................................
1 95
3 21
3 43
4 88
Silver co in ...................................................................
39 30
48 80
48 75
33 20
Gold co in .....................................................................
50 00
155 00
55 00
150 OO
U. S. and N ational b ank n o te s..............................
560 00
412 00
1,444 00
603 00
T o ta ls...................................................................
$3,478,974 47
$3,580,778 02
$3,332,286 34
$3,218,849' 05
$500,000 00
$500,000 00
$500,000 00
$500,000 00
500,000 00
500,000 00
500,000 00
500,000 00
185,666 76
200,619 86
217,491 92
219,823 85
T rust d eposits.............................................................
2,113,307 71
2,145,158 16
1,879,794 42
1,984,025 20
D eb en tu res..................................................................
180,000 00
235,000 00
235,000 00
15,000 00
$3,478,974 47
$3,580,778 02
$3,332,286 34
$3,218,849 05
Liabilities.
Capital stock paid i n ....................................... ..
Surplus fu n d ...............................................................
Undivided profits, less expenses, interest and
taxes p a id ................................................................
D ividends u n p a id ......................................................
O ther liab ilities..........................................................
T o ta ls.............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
71
THE DETROIT UNITED BANK (LIMITED), DETROIT.
F r a n k B . L ela n d , P residen t; G eo . H .
H o p k in s , S il a s
B . C o l e m a n , V ice P r e s id e n t s ;
J a m e s I I . T r ib o u , C a sh ie r ; T h o m a s M il s o m , C . B . C r a m e r , A u d ito r s .
D i r e c t o r s .— F ra n k
B. L eland, W aldo A. Avery, Geo. H. H opkins, F re d M. W arner, A lbert
Teck, Silas B. Coleman, H enry W. S ta n d a rt.
Resources.
Report of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
F.
R eport of
Sept. 6.
Loans and d iscounts.................................................
$426,749 99
$421,595 72
$441,387 26
$470,194 03
23,919 57
53,480 17
72,237 82
60,905 00
T o ta ls...................................................................
$450,669 56
$475,075 89
$513,625 08
$531,099 03
Liabilities.
Capital stock paid i n ................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
5,000 00
5,000 00
5,000 00
7,000 00
4,810 69
4,287 14
6,740 18
887 69
Savings d eposits........................................................
330,646 19
353,837 59
385,197 86
402,102 43
Savings certificates of dep o sit................................
10,212 68
11,951 16
16,687 04
21,108 91
$450,669 56
$475,075 89
$513,625 08
$531,099 03
Bonds, m ortgages and securities...........................
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
Banking h o u se...........................................................
F urniture and fix tu res.............................................
Other real e s ta te .................................... .-................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
U nited States b o n d s.................................................
Due from banks and cash on h a n d ......................
Exchanges for clearing h ouse.................................
U. S. and N ational b ank currency ........................
Gold co in .....................................................................
Silver co in ...................................................................
Nickels and c e n ts..............
Checks, cash item s and internal revenue ac
count ........................................................................
Surplus f u n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
Commercial deposits subject to check..................
Commercial certificates of deposit. . .
Due to banks and b an k ers.....................
Certified checks.............
Cashier’s checks outstanding
Notes and bills redisronnted
Bills p ay ab le.
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
72
STATE BANKING DEPARTMENT.
No. 9.
THE DIME SAVINGS BANK, DETROIT.
Organized April 5, 1884.
W m . L iv in g s t o n e , P r e s i d e n t ; J . L . H u d s o n , G e o r g e H . B a r b o u r , V ice P r e s i d e n t s C h a r l e s A. W a r r e n , C a s h i e r ; C. S. F l e m i n g , A s s i s t a n t C a s h i e r ; D. S. C a r n e g i e , A u d i t o r .
George H. B arbour, J. L. H udson, C. A. W arren, W illiam L ivingstone, Jam es B
M cKay, B ethune Duffleld, M arshall H. G odfrey, A ugustus C. S tellw agen.
D i r e c t o r s .—
Report of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts......................
$952,909 14
$1,063,940 62
$1,050,835 71
$1,039,674 38
Bonds, m ortgages and securities.
1,883,320 16
1,875,626 99
1,942,315 46
1,957,904 66
Prem ium s paid on b o n d s.............
9,000 00
9,000 00
9,000 00
8,500 00
O v erd rafts........................................
26 99
622 91
900 87
193 21
Banking h o u se................................
33,491 29
33,491 29
33,491 29
33,491 29
Resources.
F u rn itu re and fix tu res..................
O ther real e s ta te ................................ .......................
Due from other banks and bankers (not reserve
cities) ...................................................................
2,991 00
2,991 00
2,991 00
2,991 00
110,231 73
104,209 18
90,059 18
106,980 88
25,757 32
27,154 89
29,629 20
25,088 17
321,029 49
Item s in tr a n s it................................
U nited S tates b o n d s........................
Due from banks in reserve c itie s ..
469,642 21
416,803 61
379,934 39
Exchanges for clearing h ouse........
18,728 97
36,792 84
36,507 71
56,659 61
U. S. and N ational bank currency.
136,577 00
85,816 00
83,854 00
102,688 00
Gold co in ............................................
159,197 50
157,210 00
155,975 00
151,147 30
Silver co in ......................... ................
7,558 80
6,392 15
6,490 95
6,630 00
689 33
476 82
624 97
640 39
602 34
1,850 75
3,602 57
1,840 24
T o ta ls................................................................... $3,810,729 78
$3,822,379 05
$3,826,218 30
1,815,458 62
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count .......................................................
Liabilities.
Capital stock paid i n ..............
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .................................................
$ 200,000
00
$200,000 00
$200,000 00
$200,000 00
100,000 00
100,000 00
100,000 00
100,000 00
17,309 30
33,177 48
28,644 99
29,439 86
786,236 18
Dividends u n p a id ................................... .
36 00
Commercial deposits subject to check.
850,065 43
814,883 52
825,125 00
Certified checks.........................................
4,682 87
4,292 60
2,488 39
2,737 84
Cashier’s checks o u tstan d in g .................
38,131 39
8,215 79
3,882 28
14,474 35
6 00
Commercial certificates of deposit.......
Due to banks and b an k ers.....................
Savings d ep o sits........................................
2,455,481 22
2,529,950 59
2,512,240 64
2,537,508 21
Savings certificates of dep o sit...............
143,692 63
129,716 63
150,194 56
144,527 29
R eserve for t a x e s ....................................
1,330 94
2,142 44
3,642 44
528 89
$3,810,729 78
$3,822,379 05
$3,826,218 30
$3,815,458 62
Notes and bills rediscounted..................
Bills p a y ab le....................................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
73
STATE BANKS OF MICHIGAN.
No. 5.
THE GERMAN-AMERICAN BANK, DETROIT.
Organized February 3, 1883.
J ohn
D i r k c t o r s . — C.
S. G r a y , P r e s i d e n t ; C h a s . E . K a n t e r , L o u is B l it z , V ice P r e s i d e n t s ;
G e o . H . K ir c h n e r , C ash ier.
E. K an ter. Jo h n S. Gray, P h ilip B rei tm eyer, L ouis B litz, George H. K irchner.
R eport of
Jan. 22.
R eport of
M arch 28.
R eport of
June 9.
Loans and disco u n ts.................................................
$019,816 72
$032,777 53
$693,594 71
$692,88S 07
Bonds, m ortgages and securities...........................
424,900 28
425,201 88
431,826 47
436,766 15
625 84
1,196 69
321 12
1,015 36
Resources.
R eport of
Sept. 6.
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
Banking h o u se............................................................
F urniture and fix tu res.............................................
1,000 00
1,000 00
1,000 00
1,000 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
c ities)........................................................................
14,174 26
14,021 20
13,937 32
16,436 58
5,886 61
3,798 26
5,859 45
638 65
Item s in tr a n s it..........................................................
4,154 67
2,124 90
10,340 61
2,529 57
Due from banks in reserve cities...........................
222,695 43
249,497 67
216,267 79
202,249 73
Exchanges for clearing h o u se.................................
6,329 04
9,754 61
20,254 09
13,329 53
U. S. and N ational bank currency........................
99,553 00.
79,157 00
92,116 00
106,840 00
United S tates b o n d s.................................................
Gold co in .....................................................................
52,237 50
60,502 50
58,922 50
60,100 00
Silver co in .............. .....................................................
8,139 SO
2,641 90
4,632 65
3,555 55
Nickels and c e n ts. , ...................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
329 31
126 64
3,317 81
T o ta ls...................................................................
Liabilities.
Capital stock paid i n ................................................
243 SS
369 22
785 99
1,767 40
1,145 19
$1,463,100 27
$1.488,580 83
$1,551,083 99
$1,538,863 60
$100,000 00
$100,000 00
$100,000 00
$100,000 00
25,000 00
25,000 00
25,000 00
27,500 00
32,364 90
30,290 39
39,999 50
36,694 82
Commercial deposits subject to check.................
288,821 94
285,564 11
381,143 01
329,264 01
Commercial certificates of dep o sit........................
5,050 00
2,930 00
3,650 00
3,731 75
Due to banks and b an k ers......................................
67,893 05
52,111 68
25,890 17
46,301 95
Certified checks..........................................................
1,739 72
16,243 41
397 26
29,119 80
Cashier’s checks o u tstan d in g ..................................
433 25
2,675 10
4,756 53
1,030 03
Savings dep o sits.........................................................
941,857 41
967,772 14
970,247 46
965,221 24
$1,403,160 27
$1,488,586 83
$1,551,083 99
$1,538,863 60
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
.
Dividends u n p a id ......................................................
Savings certificates of d ep o sit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
10
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
74
STATE BANKING DEPARTMENT.
No. 90.
THE HOME SAVINGS BANK, DETROIT.
Organized December 11, 1888.
J am es
M c G r e g o r , P r e s i d e n t ; W . K. A n d e r s o n , C h a r l e s I . F a r r e l l , V i c e P r e s i d e n t s ;
J u l iu s II. I I a a s s , C ash ier ; E d w in J . E c k e r t , A r t h u r E . L o c h ,
A s s i s t a n t C ashiers.
D i r e c t o r s .— Jam es
McGregor, Ohas. I. F a rre ll, L e a rtu s Connor, F red erick G uenther, R alph
I ’helps. J r., Ju liu s H. H aass, Geo. H. C lippert, Wm. K. A nderson, O rla B. T aylor, Em ory
W. Clark.
Resources.
R eport of
Jan. 22.
R eport of
M arch 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$1,234,998 17
$1,238,415 67
$1,320,612 96
$1,248,916 82
Bonds, m ortgages and securities...........................
1,545,714 39
1,533,271 17
1,537,373 02
1,623,640 60
116 59
215 20
60 33
359 75
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
Banking h o u se............................................................
F urniture and fix tu res..............................................
10,000 00
10,000 00
10,000 00
10,000 00
'O ther real e s ta te ........... ...........................................
Due from other banks and bankers (not reserve
cities) ........................................................................
72,054 63
74,204 63
63,787 34
61,537 34
6,257 27
8,316 03
10,188 31
7,751 50
470,869 46
Item s in tr a n s it..........................................................
U nited S tates b o n d s.................................................
Due from banks in reserve cities...........................
412,363 66
481,010 85
453,394 04
Exchanges for clearing h o u se.................................
20,906 00
29,874 30
22,805 95
55,338 92
U. S. and N ational bank currency........................
97,653 00
113,947 00
110,104 00
141,863 00
Gold co in .............................................................
68,947 50
73,065 00
70,610 00
73,835 00
Silver co in ....................................
6,267 50
8,420 00
6,280 00
6,410 00
Nickels and c e n ts..........
Checks, cash item s and ihternal revenue ac
count ..................................
2,115 13
2.661 05
1,823 77
503 72
278 53
259 15
624 56
416 84
$3,477,672 37
$3,573,666 05
$3,607,664 28
$3,701,442 95
$200,00000
$200,000 00
$200,000 00
$200,000 00
90,000 00
90,000 00
90,000 00
100,000 00
7,138 04
21,355 44
35,212 18
19,766 97
578,586 48
581,543 48
639,201 37
630,143 24
4,873 35
5,828 26
12,925 90
39,805 34
50,069 67
45,029 57
56,729 47
51,920 37
8,345 33
12,890 47
23,576 60
21,840 69
2,472,349 37
2,552,024 08
2,479,238 88
2,553,793 14
60,309 53
64,988 75
70,779 88
84,173 20
$3,477,672 37
$3,573,660 05
$3,607,664 28
$3,701,442 95
T o ta ls.............................
Liabilities.
Capital stock paid i n .......................
Surplus fu n d ...........................
U ndivided profits, less current expenses, interest
and taxes p a id ..............................
Dividends u n p a id ...................................
Commercial deposits subject to check .................
Commercial certificates of deposit....................
Due to banks and b an k ers.................
Certified checks..............
Cashier’s checks o u tstan d in g ...........
Savings d ep o sits.....................
Savings certificates of dep o sit.................
Notes and bills rediscounted............................
Bills p ay ab le...........................
T o ta ls...............................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
75
STATE BANKS OF MICHIGAN.
No. 94.
THE MARINE SAYINGS BANK OF DETROIT, DETROIT.
Organized March 23, 1890.
J.
W.
D a il e y ,
P r e s id e n t;
J o h n P r i d g e o n , J r ., V ic e P r e s i d e n t ;
G e o r g e R . B e a r d , A s s i s t a n t C a s h ie r .
War.
E.
R e il l y ,
C a s h ie r ;
A. A. P ark er, J. W. Dailey, Sidney T. M iller, John Pridgeon, J r., C harles F.
Bielm an, I j. C. W aldo, R obert T. G ray, M. E. F a r r, F ra n k F iler,
Ja s. E. D anaher.
D i r e c t o r s .—
Resources.
R eport of
Ja n . 22.
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
T,oans and discounts.................................... ............
$358,141 28
$383,452 97
$364,483 82
$329,457 46
■Ronds, m ortgages and securities...........................
241,743 11
225,464 66
231,856 24
225,082 81
3 13
534 44
29 32
P rem iu m s paid on b o n d s
O v erd rafts...................................................................
R anking bo u se
',
.
..........................................
F u rn itu re and fixtures.............................................
2,049 10
2,049 10
2,049 10
2,049 10
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities)
...............
11,187 27
25,491 35
11,333 14
13,937 65
Item s in tr a n s it..........................................................
403 13
1,010 84
1,791 74
3,746 59
Due from banks in reserve cities...........................
94,883 18
41,885 36
57,714 89
112,565 61
Exchanges for clearing house.................................
4,091 15
8,035 94
2,710 94
5,455 57
U. S. and N ational bank currency........................
19,839 00
22,340 00
16,819 00
22,471 00
Gold co in .....................................................................
15,432 50
15,450 00
10,900 00
11,215 00
Silver co in ...................................................................
2,997 95
1,671 50
2,642 15
5,282 00
U n ited S ta te s b o n d s
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
106 23
164 66
106 38
179 30
1,321 24
608 08
332 59
1,648 58
T o ta ls...................................................................
$752,255 14
$727,627 59
$703,274 43
$733,119 99
Liabilities.
Capital stock paid i n .....................- ........................
$100,000 00
$100,000 00
20,000 00
20,000 00
20,000 00
20,000 00
13,407 67
16,504 14
20,067 77
14,022 28
225,164 28
225,374 75
283,520 06
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id .......
$100,000 00
$100,000 00
55 92
138 00
Commercial deposits subject to check.................
268,831 19
Commercial certificates of dep o sit........................
10,772 91
8,331 68
8,185 08
7,948 40
Due to banks and b an k ers......................................
10,000 00
10,000 00
10,000 00
10,000 00
Certified checks..........................................................
1,237 45
1.271 35
259 10
655 34
Cashier's checks outstanding
20 84
Savings deposits.........................................................
271,604 41
267,413 83
241,966 26
251,053 54
Savings certificates of dep o sit................................
56,263 51
58,921 47
37,421 47
45,864 45
20,000 00
40,000 00
$727,627 59
$703,274 43
N ofcs and bills red isco u n ted
Bills p ay ab le. . . . ; .....................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$752,255 14
$733,119 99
76
STATE BANKING DEPARTMENT.
No. 81.
MICHIGAN SAVINGS BANK, DETROIT.
Organized February 19, 1877.
G eorge
P eck,
P r e s id e n t;
C h a r l e s >C. J e n k s , V ic e P r e s i d e n t ;
C h a r l e s E m e r s o n , S e c r e ta r y .
George
W il e y ,
T rea su rer;
T r u s t e e s . — C larence
M. B urton, H enry A. Cleland, Simon J. M urphy, George Peck, F ra n k
C randell, C harles C. Jenks, H oyt P ost, F. A. Goodrich, Jam es D. S tan d ish , C ladius H.
C andler, George W iley.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$1,053,228 35
$1,035,652 96
$973,263 38
$1,064,518 45
Bonds, m ortgages and securities...........................
736,800 61
727,975 61
764,132 94
797,442 94
Prem ium s paid on b o n d s.........................................
5,000 00
5,000 00
5,000 00
4,300 00
O v erd rafts...................................................................
289 73
344 11
245 66
849 30
Banking h o u se............................................................
F u rn itu re and fix tu res.............................................
2,200 00
2,200 00
2,200 00
2,000 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)......................................................... ..............
64,487 75
64,487 75
41,987 75
35,877 75
5,000 00
5,000 00
5,000 00
Item s in tr a n s it..........................................................
U nited States b o n d s.................................................
277,411 43
Due from banks in reserve cities...........................
234,315 04
324,407 47
317,815 29
Exchanges for clearing house.................................
8,207 37
8,201 58
16,892 88
12,153 49
U. S. and N ational bank currency........................
43,324 25
33,816 00
35,705 00
25,162 00
Gold co in .....................................................................
60,967 50
60,360 00
60,650 00
63,376 00
Silver co in ....................................................................
1,631 55
1,613 20
1,830 10
1,534 25
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
125 40
138 58
92 83
81 52
5,777 59
342 02
2,584 92
756 39
T o ta ls...................................................................
$2,221,355 14
$2,269,539 28
$2,227,400 75
$2,285,463 52
Liabilities.
Capital stock paid i n ................................................
$250,000 00
$250,000 00
$250,000 00
$250,000 00
100,000 00
100,000 00
100,000 00
100,000 00
35,381 16
38,342 31
40,978 33
38,905 90
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
168 00
Commercial deposits subject to ch eck.................
491,034 96
485,162*40
Commercial certificates of dep o sit........................
17,355 37
28,873 57
20,078 27
23,341 61
Due to banks and b an k ers......................................
11,079 95
10,637 29
7,855 41
8,904 99
Certified checks..........................................................
934 06
3,425 94
558 42
4,646 53
Cashier’s checks o u tstan d in g ..................................
236 65
349 22
4 85
418 77
Savings deposits.........................................................
1,189,282 82
1,213,968 39
1,207,448 85
1,200,285 95
Savings certificates of dep o sit................................
125,882 17
138,780 16
131,523 22
127,618 85
$2,221,355 14
$2,269,539 28
$2,227,400 75
.$2,285,463 52
70 00
468,953 40
531,270 92
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
77
STATE BANKS OF MICHIGAN.
No. 15.
THE PENINSULAR SAVINGS BANK, DETROIT.
Organized August 27, 1887.
A.
J r ., P r e s i d e n t ; E. IT. D o y l e , 1 s t V ic e P r e s i d e n t ; A l b e r t H. W e b b , 2 d V ic e
P r e s i d e n t ; J . H. J o h n s o n , C a s h ie r ; J . A . L a t t a , H. H. E l l e r t o n , A s s i s t a n t C a s h ie r s .
C h afo to n ,
D i r e c t o r s .— E
O. Grosvenor, H erm an Becker, P. H ow ard, M. B rennan, J. M. Dwyer, A.
Chapoton, J r., S. W. C larkson, A lbert IT. Webb, E d w ard II. Doyle, Jo h n H. Johnson,
C ornelius C orbett, Geo. H. Lesher, D. H. M acLachlan, J. A. L a tta .
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and discounts................................................. $2,175,063 94
$2,264,588 01
$2,274,567 21
$2,308,897 08
Bonds, m ortgages and securities...........................
1,074,148 62
1,099,965 90
1,008,384 78
1,258,484 16
Prem ium s paid on b o n d s.........................................
4,500 00
4,500 00
4,500 00
Resources.
O v erd rafts...................................................................
1,918 39
1,456 43
1,080 75
822 84
B anking ho u se............................................................
175,000 00
175,000 00
175,000 00
175,000 00
F u rn itu re and fixtures.............................................
13,000 00
13,000 00
13,000 00
12,500 00
Other real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities)........................................................................
61,646 65
61,665 66
77,665 66
78,870 02
18,506 19
16,934 09
20,235 40
25,194 73
Item s in tr a n s it..........................................................
40,446 39
61,753 55
72,515 56
75,839 45
Due from banks in reserve cities............ .............
455,371 14
351,899 09
321,536 33
344,697 61
Exchanges for clearing house.................................
33,618 17
55,008 10
65,648 56
71,967 98
TJ. S. and N ational bank currency........................
208,375 00
196,470 00
255,405 00
220,055 00
United States b o n d s.................................................
Gold co in .....................................................................
76,227 50
71,862 50
74,822 50
75,680 00
Silver co in ...................................................................
21,890 25
25,648 25
11,087 25
6,380 50
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
1,885 00
1,053 16
694 98
1,125 48
8,489 25
6,788 52
11,306 06
10,332 14
T o ta ls................................................................... $4,370,086 49
$4,407,593 26
$4,387,450 04
$4,665,846 99
$300,000 00
$300,000 00
$300,000 00
$300,000 00
60,000 00
60,000 00
60,000 00
60,000 00
13,151 69
23,382 73
9,742 41
14,719 85
1,037,740 39
1,087,194 63
1,484,708 57
Liabilities.
Capital stock paid i n ................................................
Surplus fu n d . . ...........................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
D iv id en d s u n p a id . . .
Commercial deposits subject to check .................
18 00
397 50
1,136,179 93
Commercial certificates of dep o sit........................
12,345 09
11,020 37
13,440 14
14,418 00
Due to banks and b an k ers......................................
952,054 81
972,771 89
896,828 37
785,658 60
Certified checks..........................................................
21,380 81
13,606 82
14,772 29
23,570 61
2,653 10
22,579 41
Savings d eposits.........................................................
1,728,887 48
1,804,063 03
1,832,103 80
1,804,818 21
Savings certificates of deposit................................
142,436 08
162,428 02
173,368 40
177,935 15
T o ta ls................................................................... $4,370,086 49
$4,407,593 26
$4,387,450 04
$4,665,846 99
C ashier’s eheeks o u ts ta n d in g
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
78
No. 52.
PEOPLE’S SAVINGS BANK, DETROIT.
Organized January 1, 1872.
; P. A. S c h u l t e , V ic e P r e s i d e n t ; G e o . B. L aw son , C a s h ie r ;
R. W. S m y l i e , A u d i t o r ; J. T. K e e n a , A t t o r n e y .
D i r e c t o r s . — F. F. P alm s, Geo. F . L aw son, M. W. O’B rien, F. A. Schulte, Geo. II. B arbour,
Jerem iah Dwyer, C. A. D uCharm e, F re d T. M oran, Sigm und R othschild, M. J. M urphy.
M. W.
O ’B r i e n , P r e s i d e n t
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
S3,002,911 0G
$2,950,177 79
$2,846,961 23
$4,089,881 08
Bonds m ortgages and securities...........................
4,969,437 60
5,521,817 49
5,494,584 81
4,446,491 51
Prem ium s paid on b o n d s.........................................
9,793 65
8,610 35
11,180 35
8,619 35
326 95
1,258 46
6,808 97
7,953 67
125,095 90
120,101 96
119,158 43
112,985 94
21,640 49
28,174 80
27,957 96
10,544 18
13,535 06
14,200 13
22,601 52
18,766 91
Uup frnm hanks in reserve cities...........................
1,148,366 08
1,094,421 03
1,063,209 47
1,137,387 96
Exchanges for clea,ring house.................................
33,443 64
67,111 37
64,208 45
63,378 21
TT S find National bank currency........................
377,427 00
199,906 00
302,116 00
289,954 00
(“{old coin
..................................................................
291,682 50
273,342 50
304,180 00
277,330 00
Silver coin ..................................................................
17,725 00
13,355 00
16,410 00
21,745 00
"Wideels and c e n ts......................................................
Checks, cash item s and internal revenue account
...................................................
812 84
1,010 29
1,008 47
1,379 33
3,933 02
3,502 27
937 96
3,330 80
............................................... .$10,016,130 85 $10,290,989 44 $10,281,443 62
$10,495,747 94
Oyppd rafts
.......................................................
n t h pr real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) t ..................................................................
in transit, ........................................................
U nited States b'nnds
Totals
..............................
Liabilities.
Capital stock paid i n ......................... .......................
$500,000 00
$500,000 00
$500,000 00
$500,000 00
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
175,000 00
175,000 00
175,000 00
200,000 00
94,990 74
108,802 70
123,577 28
100,177 59
Uividends unpaid . . . T ........................................
660 00
1,483 282 00
Commercial deposits subject, to check..................
1,332,430 93
1,399,800 40
1,405,494 42
Commercial certificates of dep o sit.........................
44,384 08
38,617 84
54,725 53
57,076 06
Due to banks and b an k ers......................................
579,263 71
617,226 98
540,608 81
501,458 80
Certified checks..........................................................
3 449 91
15,382 64
4,458 31
7,541 26
6,752 405 22
6,S82,678 79
6,929,520 15
6,905,604 36
559,480 09
548,059 12
680,607 87
T o ta ls................................................................... $10,016,130 85 $10,296,989 44 $10,281,443 62
$10,495,747 94
•Cashier's chocks o u tstan d in g ............................*. . .
Savings d e p o s its ,.......................................................
Savings certificates of dep o sit................................
533,546 26
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
79
No. 7.
STATE SAVINGS BANK, DETROIT.
Organized October 24, 1883.
II.
R. S.
G eorge
R u s s e l , P r e s i d e n t ; R u f u s W. G i i v l e t t , H. C. P o t t e r , J r ., V ic e P r e s i d e n t s ;
M a s o n , C a s h ie r ; A u s t i n E. W i n g , H. P. B o r g m a n , A s s i s t a n t C a s h ie r s ;
E u g e n e A. S u n d e r l i n , A u d ito r .
D i r e c t o r s .— George
H. Russel, R obert S. Mason, H enry Russel, H enry B. L edyard, Russell
A. Alger, H enry M. Campbell, R. W. G illett, Wm. C. M cM illan, Chas. L. F reer, F ra n k J .
Hecker, P e te r W hite, T ru m an II. Newberry, H enry C. P o tte r, J r., H ugo Scherer, W. T.
B arb o u r, Ja s. H. Eckels, Thos. H. H ubbard, W. K. Bixby.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
Loans and d iscounts................................................. .$7,041,755 83
$7,178,238 60
$7,349,554 03
$7,478,882 01
Bonds, m ortgages and securities...........................
4,810,273 34
4,806,922 74
4,883,595 57
4,780,286 72
Prem ium s paid on b o n d s.........................................
20,547 50
20,347 50
20,347 50
20,272 50
O v erd ra fts...................................................................
1,696 95
3,156 49
4,873 68
3,701 93
Banking h o u se............................................................
250,000 00
250,000 00
250,000 00
250,000 00
Resources.
R eport of
Sept. 6.
1
F urn itu re and fixtures..............................................
28,206 88
28,206 88
28,206 88
28,206 88
O th er real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
162,701 15
168,776 09
167,081 98
163,760 22
4S,561 89
47,351 32
77,559 09
63,815 28
Item s in tr a n s it..........................................................
134,116 46
170,496 65
163,185 05
146,691 31
1,892,179 59
U nited S tates b o n d s.................................................
Due from banks in reserve cities...........................
1,813,218 14
1,805,278 79
1,756,589 76
Exchanges for clearing'house.................................
186,354 21
89,883 53
112,806 95
167,153 20
U. S. and N ational bank currency........................
538,019 00
289,034 00
567,064 00
529,202 00
Gold co in .....................................................................
434,593 10
544,077 80
457,548 67
746,772 24
Silver co in ...................................................................
68,182 69
89,326 25
96,244 70
104,592 68/
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue acc o u n t........................................................................
17,461 42
20,501 40
19,081 76
19,868 74
57,187 4S
7,924 50
28,694 92
15,890 80
T o ta ls................................................................... $15,612,870 04 $15,525,522 54 $15,982,434 59
$16,411,276 10
Liabilities.
Capital stock paid i n ................................................
$1,000,000 00
$1,000,000 00
$1,000,000 00
$1,000,000 00
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
750,000 00
750,000 00
750,000 00
750,000 00
100,622 84
104,337 74
96,774 98
90,627 52
Dividends u n p a id ......................................................
1,000 00
Commercial deposits subject to check.................
4,835,434 91
4,684,009 25
5,418,122 92
5,659,148 41
Commercial certificates of dep o sit........................
34,000 00
25,000 00
25,000 00
25,000 00
Due to banks and b an k ers......................................
2,834,215 44
2,669,850 90
2,383,963 40
2,368,940 22
Certified checks..........................................................
6,028 89
39,855 03
41,982 27
30.769 65
Cashier’s checks o u tstan d in g ..................................
12,971 09
18,219 47
16,892 53
99,772 02
Savings dep o sits.........................................................
5,288,758 00
5,424,095 75
5,485,196 81
5,526,375 59
Savings certificates of deposit................................
749,844 87
809,554 40
764,501 68
854,642 69
T o ta ls................................................................... $15,612,870 04 $15,525,522 54 $15,982,434 59
$16,411,276 10
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
80
STATE BANKING DEPARTMENT.
THE UNION TRUST COMPANY, DETROIT.
Organized November 24, 1890.
D.
M.
F e r r y ., P r e s i d e n t ; W. C. M c M i l l a n , C h a ir m a n o f E x e c u t i v e C o m m itte e ; E l l w o o d T.
H a n c e , F i r s t V ic e P r e s i d e n t a n d T r e a s u r e r ; A . E . F . W h i t e , S e c o n d V ic e P r e s id e n t: ;
O h a k l e s M o o r e, S e c r e ta r y ; G e r a l d J . M cM e c h a n , A s s is ta n t S e c r e ta r y ; C h a r l e s R .
D u n n , A u d i t o r ; H . B . H o y t , T r u s t O ffice r ; T h e o . L u c e , J r ., B o n d O fficer.
D i r e c t o r s .— Geo.
H. B arbour, W. C. M cM illan, D. C. W hitney, D. M. F erry , H ugh M cMillan,
Simon J. M urphy, A. E. F. W hite, C harles Stinchfield, Jam es D. S tandish, Ellwood T.
H ance, C. A. D uCharm e, H enry Russel, T. H. New berry, E llio tt T. Slocum, F. J. H ecker,
Geo. H. H opkins, H. A. C onant, H erb ert E. B oynton, P h ilip H. M cM illan, C harles L.
P alm s, Lem W. Bowen, George H endrie.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
R ep o rt of
Sept; 6.
Collateral loans— tim e ..............................................
S3,005,742 55
$2,900,469 30
$3,114,437 75
Collateral loans— d em an d .......................................
834,768 86
856,701 87
919,780 51
800,706 09
Loans on real estate m ortgages, in office . . . .
Loans on real estate m ortgages, w ith Collateral
Deposit C o..............................................................
Loans on real estate mortgages, w ith S tate
T reasu rer.................................................................
855,726 21
840,294 46
832,034 45
738,105 12
211,600 00
209,100 00
211,800 00
O ther lo an s.................................................................
101,462 62
104,307 21
106,544 81
101,294 65
Bonds—in office.........................................................
1,360,458 15
1,341,395 65
1,309,310 65
1,358,146 10
S to ck s...........................................................................
191,200 00
191,200 00
191,200 00
206,200 00
Real estate ow ned.....................................................
53,932 13
59,442 81
68,936 56
83,726 36
O ther in v estm en ts.....................................................
159,005 00
157,980 00
160,425 00
159,250 00
160,717 08
$3,059,312 75
142,720 00
211,800 00
Bonds—w ith S tate T reasurer................................
Advances to tr u s ts ....................................................
122,279 48
141,658 48
153,127 63
F u rn itu re and fix tu res.............................................
6,412 78
7,910 56
8,334 36
7,927 00
Due from approved reserve a g en ts......................
314,512 32
364,061 46
306,515 25
131,724 65
Cash ite m s...................................................................
1,294 27
1,578 83
1,562 97
2,184 37
Nickels and c e n ts......................................................
10 41
7 84
9 23
5 61
Silver co in ...................................................................
106 25
62 50
78 60
73 45
Due from other banks and b an k ers.......................
Gold co in ...................................................................
170 00
170 00
275 00
220 00
U. S. and N ational bank n o te s.............................
9,835 00
13,478 00
4,298 00
7,328 00
T o ta ls...................................................................
$7,228,516 03
$7,189,818 97
$7,388,670 77
$7,171,441 23
Liabilities.
Capital stock paid i n ................................................
$500,000 00
$500,000 00
$500,000 00
$500,000 00
Surplus fund*..............................................................
Undivided profits, less expenses, interest and
taxes p a id ................................................................
250.000 00
250,000 00
250,000 00
250,000 00
121,427 05
128,058 04
171,378 29
168,563 04
Certificates of D eposit..............................................
1,534,451 31
1,561,240 11
1,517,461 67
1,982,175 88
T rust dep o sits.............................................................
1,721,120 40
1,752,559 55
1,779,544 54
1,146,459 81
D eb en tu res..................................................................
3,090,000 00
2,985,000 00
3,155,000 00
3,025,000 00
Other liabilities..........................................................
11,517 27
12,961 27
15,286 27
13,142 50
T o ta ls...................................................................
$7,228,516 03
$7,189,818 97
$7,388,670 77
$7,171,441 23
F irst m ortgage tru st gold bonds, series “ A” ......
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
86,100 00
81
STATE BANKS OF MICHIGAN.
No. 161.
UNITED STATES SAVINGS BANK, DETROIT.
Organized May 18, 1893.
G e o r g e A n d e r s o n , P r e s id e n t; H e n r y
D i r e c t o r s .— George
A nderson,
F.
J.
C o w i e , V ic e P r e s i d e n t ;
E noch
S m i t h , C a s h ie r .
B. Book, Jam es H . M cDonald, Enoch Sm ith, H enry Cowie,
W. Hodges, F ra n c is E. Brossy.
Report of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
.............................................
$403,462 31
$418,770 09
$416,025 56
$420,888 03
Ponds mortgages and securities.......... ................
317,163 24
331,093 24
352,438 76
379,161 54
T.nans and discounts
prem ium s paid on bonds
..........................
O v erd rafts...................................................................
518 02
8 78
425 27
635 58
Ranking h o u se............................................................
9,913 00
9,913 00
9,913 00
9,913 00
F urniture and fixtures.............................................
1,447 45
1,447 45
1,447 45
1,447 45
7,449 07
5,204 79
4,836 96
O ther real estate
...................... .........................
Due from other banks and bankers (not reserve
cities)........................................................................
6,521 23
G4 50
188 82
35 00
208 40
Item s in tr a n s it..........................................................
5,773 53
210 00
245 00
400 00
Due from banks in reserve cities...........................
61,076 44
81,571 82
80,715 13
72,669 42
FiXcha.nges for clearing h ouse................................
12,645 37
15,743 67
6,502 59
14,422 32
IT 8?. and N ational Rank C urrency.......................
22.S03 00
15,419 00
29,302 00
15,529 00
Gold co in .....................................................................
14,270 00
14,425 00
13,785 00
14,450 00
Silver co in ...................................................................
2,075 00
1,377 55
1,419 65
1,586 65
Nickels and c e n ts...................... ...............................
Checks, cash item s and internal revenue acc o u n t........................................................................
175 28
260 98
175 88
153 71
569 03
722 69
719 49
498 43
T o ta ls...................................................................
$858,477 40
$898,601 16
$918,354 57
$936,800 49
Liabilities.
Capital stock paid i n ................................................
$150,000 00
$150,000 00
$150,000 00
$150,000 00
16,000 00
16,000 00
16,000 00
17,000 00
20,519 03
24,766 14
22,567 11
24,082 31
164,844 15
184,941 81
United Sta.tes bonds
..............................................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
50 00
Dividends u n p a id ......................................................
55 00
5 00
Commercial deposits subject to check .................
164,671 66
180,004 10
Certified checks..........................................................
220 16
112 27
282 38
20 76
Cashier’s checks o u tstan d in g ..................................
116 43
97 57
24,305 50
1,277 40
Savings dep o sits.........................................................
431,854 64
450,652 40
400,672 93
436,473 J2
Savings certificates of dep o sit................................
75,040 48
76,963 68
79,682 50
Commercial certificates of deposit........................
Due to banks and b a n k e rs.. .
72,955 09
s
Notes and bills rediscounted
50,000 00
Rills p ay ab le...............................................................
T o ta ls...................................................................
11
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$858,477 40
$898.601 16
$918.354 57
$936,800 49
82
STATE BANKING DEPARTMENT.
No. 6.
WAYNE COUNTY SAYINGS BANK, DETROIT.
Organized September 18, 1871.
F . C o l l i n s , P r e s i d e n t ; D . M . F e r r y , 1 s t V ic e P r e s i d e n t ; W m , S . G r e e n , 2 d V ic e
P r e s i d e n t ; A l f r e d K. K i e f e r , S e c r e t a r y a n d T r e a s u r e r ; E d w a r d H. C o l l i n s , A s s i s t a n t
S e c r e ta r y a n d T r e a s u r e r ; W m . A . M o o r e , A tto r n e y .
Ch as.
M . F erry , C harles F . Collins, Wm. A . Moore, Wm. S. Green, E . H . F linn,
H. K irk e W hite, J. B. Book, A lbert L. Stephens, F. H. Croul, F ra n k W. Eddy, Stephen
Y. Seyburn.
D i r e c t o r s .— D .
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and discounts.................................................
$2,257,532 76
$2,385,541 85
$2,263,311 06
$2,269,747 11
Bonds, m ortgages and securities...........................
6,818,708 01
6,861,764 68
6,921,932 37
6,894,941 30
Prem ium s paid on b o n d s.........................................
78,000 00
73,000 00
73,000 00
73,000 00
B anking h ouse............................................................
125,000 00
125,000 00
125,000 00
125,000 00
F urniture and fix tu res.............................................
1,500 00
1,500 00
110,815 13
85,545 29
81,808 63
67,958 98
O verdrafts...................................................................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it........................................................'.
70 89
40 00
15 00
245 00
United States b o n d s ................................................
225,000 00
225,000 00
225,000 00
225,000 00
Due from banks in reserve cities...........................
1,305,464 42
1,430,901 53
1,519,707 71
1,537,670 31
Exchanges for clearing h o u se.................................
6,935 63
6,864 00
19,508 39
8,194 74
U. S. and N ational b ank currency........................
128,502 00
132,457 00
109,968 00
115,381 00
Hold co in .....................................................................
500,400 00
514,705 00
493,905 00
501,247 50
Silver co in ........ ...........................................................
1,822 00
1,781 00
2,288 00
2,227 00
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
445 74
509 46
253 88
237 28
267 25
248 25
1,507 21
3,300 06
T o ta ls................................................................... 111,560,403 83 $11,844,858 12 $11,837,325 25
$11,824,150 28
Liabilities
Capital stock paid i n .................................................
$400,000 00
$400,000 00
$400,000 00
600,000 00
600,000 00
600,000 00
600,000 00
177,021 35
95,717 15
158,801 17
201,618 39
Savings dep o sits........................................................
9,730,265 55
10,093,105 46
10,000,086 44
9,964,438 35
Savings certificates of deposit................................
653,176 93
655,975 51
620,437 64
658,093 54
T o ta ls................................................................... $11,560,463 83 $11,844,858 12 $11,837,325 25
$11,824,150 28
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
$400,000 00
Dividends u n p a id ......................................................
Commercial deposits subject to check .................
Commercial certificates of deposit........................
D ue to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
83
No. 157.
DEXTER SAVINGS BANK, DEXTER.
Organized April 22, 1893.
T homas
B i r k e t t , P r e s i d e n t ; B. P. C h a s e , V ic e P r e s i d e n t ;
J a s . J . P a g e , A s s i s t a n t C a s h ie r .
D i r e c t o r s . —Thom as
G. S.
F r a n c is c o ,
C a s h ie r ;
B irkett, E. F. Chase, H. W irt Newkirk, W. B lodgett, E. J. Newkirk.
Resources.
R eport of
Jan. 22.
R eport of
June 9.
R eport of
March 28.
R eport of
Sept. 6.
D oans and d is c o u n ts .................................................
§45,980 44
$39,755 50
$35,016 41
$25,050 25
B o n d s m o rtg ag e s and securities............................
92,426 87
97,675 78
123,634 57
136,996 51
106 51
78 14
426 12
343 87
P rem iu m s p aid on b o n d s .............................................
O v erd rafts...................................................................
B an k in g house . Tt .........................................................
F u r n itu re and fix tures.............................................
1,630 58
1,630 58
1,630 58
1,630 58
O th e r real e s t a t e .............................................................
2,686 66
2,686 66
2,637 00
637 00
22,267 94
36,828 96
19,105 88
10,830 00
U. S. and National Bank C urrency .......................
8,419 00
6,881 00
7,627 00
8,368 00
Gold co in ...........................................•.........................
705 00
495 00
1,230 00
795 00
Silver co in ....................................................................
334 SO
540 05
404 35
703 25
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
72 90
52 01
49 00
09 03
2,240 81
101 45
747 92
661 71
T o ta ls...................................................................
$176,871 51
$186,725 13
$192,508 83
$186,085 20
Liabilities.
C apital stock paid i n .................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
4,000 00
4,000 00
4,000 00
4,000 00
3,468 37
5,342 94
5,980 19
5,259 87
42,330 28
37,314 85
30,156 69
Due from other banks and bankers (not reserve
cities) ..
..............................................................
ite m s in t r a n s i t ...............................................................
-
U n ited S ta te s b o n d s ......................................................
»
Due from banks in reserve cities...........................
"Exchanges for clearin g h o u s e ...................................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
D iv id en d s u n p a id ......................................................
9 00
C om m ercial d ep o sits subject to check..................
41,560 75
C om m ercial certificates of d e p o s it ........................
D u e to b u n k s and b a n k e r s ......................................
"
C ertified c h e c k s ..........................................................
Cashier’s checks o u tstan d in g ..................................
3,939 54
5,733 18
5,089 09
3,670 92
Savings dep o sits.........................................................
75,904 26
79,862 07
88,461 51
92,662 74
Savings certificates of deposit................................
27,989 59
29,456 66
31,663 19
30,334 98
$186,725 13
$192,508 83
$186,085 20
Uof.es and bills redisco u n ted . . .
B ills p a y a b le
.................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
V
$176,871 51
84
STATE BANKING DEPARTMENT.
No. 28.
*CITY BANK, DOWAGIAC.
Organized March 19, 18S7.
F.
W . L y l e , P r e s i d e n t ; N . F . C h o a t e , V ic e P r e s i d e n t ;
L e o n R . L y l e , A s s i s t a n t C a s h ie r .
D i r e c t o r s . — Nelson
I.
B . G a g e , C a s h ie r ;
F. Choate, F ra n k W. Lyle, I. B. Gage, O liver Lyle, Levi Lyle.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
—
Loans and disco u n ts.................................................
$198,510 02
$227,065 57
Bonds, mortgages and securities...........................
54,643 29
55,895 29
8,293 06
7,401 62
Prem ium s paid on b o n d s.........................................
O verdrafts...................................................................
Banking h o u se............................................................
F u rn itu re and fix tu res..............................................
7,102 83
7,102 83
O ther real e s ta te ........................................................
Due from otner banks and bankers (not reserved
cities) ........................................................................
11,997 22
11,997 22
Due from banks in reserve cities...........................
79,803 79
41,974 51
Exchanges for clearing house.................................
948 59
1,850 97
U. S. and N ational bank currency ........................
14,106 00
11,574 00
Gold co in.....................................................................
12,605 00
10,610 00
Silver co in ...................................................................
1,888 00
1,324 00
Item s in tra n s it..........................................................
U nited States b o n d s.................................................
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
120 31
115 02
1,677 74
554 45
T o ta ls...................................................................
$391,695 85
$377,465 48
Liabilities.
Capital stock paid i n .................................................
$60,000 00
$60,000 t)0
12,000 00
12,000 00
495 04
1,791 61
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Commercial deposits subject to check..................
91,016 65
84,192 03
Commercial certificates of deposit........................
228,184 16
219,481 84
$391,695 85
$377,465 48
Due to banks and b an k ers......................................
Certified checks.................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits.........................................................
Savings certificates of dep o sit................................
Notes and bills rediscounted..............................
Bills p a y a b le ................................................
T o ta ls...............................................................
Voluntary liquidation April 21, 1904.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
85
STATE BANKS OF MICHIGAN.
No. 142.
MONROE COUNTY BANK, DUNDEE.
Organized September 26, 1892.
G eorge
J.
S h a e f e r , P r e s id e n t; M .
D i r e c t o r s . — B yron
J.
I-I o w e , V ic e P r e s i d e n t ; W m . C l u t e , C a s h ie r .
J. Corbin, W illiam Clute, M. ,T. Howe, George J. Shaefer, Wm. C. P alm er,
Geo. W. H urd, T. W. B arnes.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Doans and d isco u n ts.................................................
$92,852 83
$92,068 94
$86,960 45
$S7,824 89
Ponds mortgages and securities...........................
13,422 02
14,097 02
19,550 77
19,500 77
Prem ium s pa,id on b o n d s........................................
495 83
495 83
495 83
495 83
O v erd rafts...................................................................
97 50
56 95
B anking b ouse............................................................
2,500 00
2,500 00
2,500 00
2,500 00
"Furniture and fix tures..............................................
1,300 00
1,300 00
1,300 00
1,300 00
11,457 78
33,144 73
17,527 52
8,742 16
21 79
O ther real esta.te ......................................................
Due from other banks and bankers (not reserve
cities)
. ............................
Item s in tr a n s it..........................................................
United States b o n d s.................................................
One from banks in reserve cities...........................
Exchanges for clearing h o u se.................................
TT. S. and National bank currency ........................
4,261 00
2,775 00
3,318 00
2,699 00
Gold co in ......................................................................
3,855 00
4,475 00
4.830 00
5,890 00.
Silver co in ....................................................................
102 65
142 70
325 10
336 75
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
179 85
4 75
8 60
19 59
963 78
53 60
238 75
T o ta ls : .................................................................
$131,488 24
$151,060 92
$136,869 87
$129,569 53
Liabilities.
C apital stock paid i n ................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
3,000 00
3,000 00
3,000 00
3,000 00
4,810 31
5,252 39
6,220 59
5,730 63
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ................................ .......................
Dividends u n p a id ......................................................
450 00
75 00
75 00
Commercial deposits subject to check..................
25,577 55
33,740 47
27,543 79
26,522 39
Commercial certificates of dep o sit.........................
82,650 38
93,774 46^
85,030 49
79,310 51
Due to banks and b a n k e rs......................................
Certified checks..........................................................
Cashier's checks outstanding
218 60
•
Savings dep o sits.........................................................
Savings certificates of dep o sit................................
Notes and bills rediscounted
Bills payable
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$131,488 24
$151,060 92
$136,869 87 I
1
$129,569 53
STATE BANKING DEPARTMENT.
86
No. 124.
SHIAWASSEE COUNTY BANK, DURAND.
Organized October 5, 1891.
R obert
C.
F a ir , P r e s id e n t;
D i r e c t o r s .— R obert
A. S.
T h o m a s , V ic e P r e s i d e n t ;
F. N.
C o n n , C a s h ie r .
C. F a ir, F. N. Conn, Geo, N. S eifert, T hom as Cooling,
A. P. Cowell.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
A.
S. T hom as,
R eport of
June 9.
R eport of
Sept. 6.
lo a n s and d isc o u n ts................................................
$96,666 10
$89,604 12
$93,634 37
$91,393 30
Bonds, m ortgages and securities...........................
80,154 17
76,440 74
77,274 20
75,666 10
85 54
222 00
64 47
27 37
2,000 00
Prem ium s paid on b o n d s........................................
O verdrafts
...........................................
P an Icing h o u se,, T, ....................................................
F u rn itu re and fix tu res..............................................
2,000 00
2,300 00
2,300 00
Other real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) .
. . r ...................................... ..
950 00
950 00
950 00
1,098 96
Item s in tran sit T........................................................
45 00
14 38
17 54
25,909 63
17,883 07
13,507 70
20,311 05
U. S. and N ational bank currency........................
9,133 00
16,531 00
5,933 00
12,062 00
Oold co in .....................................................................
6,270 00
8,570 00
8,005 00
8,685 00
Silver co in ....................................................................
1,047 85
1,881 70
1,944 00
1.0SS 50
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
105 30
274 80
339 01
186 29
381 12
99 82
111 64
54 55
T o ta ls...................................................................
$222,747 71
$214,471 63
$204,080 93
$212,873 12
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
2,500 00
2,500 00
2,500 00
2,500 00
1,298 85
2,465 22
2,064 28
2,545 69
Commercial deposits subject to check..................
30,634 40
28,095 71
19,930 98
24,604 66
Commercial certificates of d ep o sit.........................
79,154 56
72,816 76
74,507 40
80,322 69
84,159 90
83,593 94
80,018 27
77,900 17
$222,747 71
$214.471 63
$204.080 93
United States b o n d s.................................................
Due from banks in reserve cities...........................
‘Fbrchanges for clearing hoifte.................................
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
Certified checks..........................................................
Ca.shier’s checks o u tstan d in g ..................................
Savings d ep o sits.........................................................
Ravings certificates of dep o sit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$212.873 12
1
87
STATE BANKS OF MICHIGAN.
No. 238.
STATE BANK OF EAST JORDAN, EAST JORDAN.
Organized July 12, 1901.
J o seph
C.
G l e n n , P r e s id e n t;
D i r e c t o r s .— M.
W. L.
F r e n c h , V ic e P r e s i d e n t ; G e o .
G.
G l e n n , C a s h ie r .
H. R obertson, Joseph C. Glenn, W. P. P o rte r, W. L. F rench, Geo. G. Glenn.
Resources.
R eport of
Jan. 22.
Report, of
March 28,
R eport of
June 9.
R eport of
Sept. 6.
Loans and discounts ...............................................
$62,694 60
$60,236 04
$68,834 32
$63,830 73
Bonds mortgng^s find pp.purit.ifis..........................
8,234 43
9,137 93
10,317 43
10,166 35
O v erd rafts...................................................................
1,165 14
2,443 68
305 01
532 27
B anking house ._ t ......................................................
4,874 02
4,874 02
4,874 02
5,024 02
F urniture and fix tu res.......................................
1,658 67
1,658 67
1,658 67
2,033 67
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
102 04
104 33
104 33
104 33
THie from hanks in reserve cities..........................
10,454 64 ■
14,313 45
3,534 35
6,446 08
For changes for clearing h o u se.................................
252 59
107 60
93 19
675 83
TT ft and N ational bank currency ........................
6,055 00
4,335 00
6,255 00
3,910 00
Oold co in ......................................................................
735 00
680 00
935 00
850 00
Silver coin .. T..............................................................
907 35
627 05
1,140 25
1,007 20
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
82 00
44 26
39 25
37 87
74 86
50 08
50 50
126 93
$97,290 34
$98,612 11
$98,141 32
$94,745 28
$20,000 00
$20,000 00
$20,000 00
$20,000 00
1,250 00
1,250 00
1,250 00
1,500 00
211 15
560 70
1,483 61
693 29
T o ta ls.............................................................
Liabilities.
Capital stock paid i n ................................................
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
"Hivi den da nnr»a id
50 00
Commercia,! deposits subject to check..................
20,721 91
20,272 89
22,747 35
21,952 23
Commercial certificates of d ep o sit.........................
55,057 28
54,129 98
48,786 90
43,643 82
2,118 54
3,873 46
6,955 94
$98,612 11
$98,141 32
$94,745 28
280 00
Certified checks
Savings d ep o sits.........................................................
T o ta ls.................... : ............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$97,290 34
STATE BANKING DEPARTMENT.
88
No. 53.
MICHIGAN STATE BANK, EATON RAPIDS.
Organized July 22, 1884.
J ohn
M.
C o r b in , P r e s id e n t ;
H . P . W e b s t e r , V ic e P r e s i d e n t ;
E . S . H a r r i s , A s s i s t a n t C a s h ie r .
H.
H.
H a m il t o n ,
C a s h ie r ;
D i r e c t o r s . — Joseph
C arr, H. P. W ebster, E. S. H a rris , H. II. H am ilton, E. F. K napp, J. M.
Corbin, H enry C. Minnie, I. N. Reynolds, F ra n k Leighton.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$143,598 05
8166,511 84
$176,613 70
$177,690 25
Bonds, m ortgages and securities............................
62,191 52
66,136 52
65,776 52
67,798 92
Prem ium s paid on b o n d s.........................................
O v erd ra fts...................................................................
1.070 49
1,384 42
1,874 69
1,261 10
Banking h o u se............................................................
5,500 00
5,500 00
5,500 00
5,500 00
F urn itu re and fix tu res..............................................
2,000 00
2,000 00
2,000 00
2,000 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
c ities)........................................................................
4,000 00
4,000 00
4,000 00
4,000 00
Item s in tr a n s it..........................................................
-3,932 08
1,696 14
1,506 38
415 06
45,815 77
30,654 46
15,451 59
31,494 19
U. S. and N ational bank currency...................... ..
10,864 00
5,185 00
16,508 00
2,554 00
U nited S tates b o n d s.................................................
Due from banks in reserve cities. . . .•...................
1,000 00
Exchanges for clearing h o u se.................................
Gold co in .....................................................................
6,095 00
4,510 00
4,670 00
5,510 00
Silver co in ....................................................................
3,400 00
2,500 00
1,100 00
1,100 00
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
123 28
99 38
41 20
300 39
1,907 02
2,783 36
3,298 65
3,336 68
T o ta ls...................................................................
$290,497 21
$292,961 12
$298,340 73
$303,960 59
Liabilities.
Capital stock paid i n ................................................
$75,000 00
$75,000 00
.$75,000 00
$75,000 00
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
15,000 00
15,000 00
15.000 00
15,000 00
2,325 50
4,413 74
4,605 66
3,480 55
D ividends u n p a id ......................................................
156 80
47 73
16 96
124 96
Commercial deposits subject to check..................
52,853 84
48,028 71
40,010 63
41,170 04
Commercial certificates of dep o sit.........................
145,161 07
149,872 57
163,707 48
169,178 44
$298,340 73
$303,960 59
Due to banks and b an k ers......................................
598 37
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits............................................ ............
Savings certificates of dep o sit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$290,497 21
$292,961 12
89
STATE BANKS OF MICHIGAN.
No. 193.
EDMORE STATE BANK, EDMORE.
Organized Aprii 5, 1897.
F r e d e r ic k
N e f f , P r e s id e n t
D i r e c t o r s .—
Jo h n
W.
;
S h e r m a n N e f f , V ic e P r e s i d e n t ; J o h n
D . K e t c h u m , A s s i s t a n t C a s h ie r .
W.
P f e i f l e r , C a s h ie r ;
S.
P feifler, F red erick Neff, S herm an Neff, Ile n ry J. B urch,
Resources.
R eport of
Jan. 22.
$28,100 11
$35,936 80
Ponds mortgages and securities...........................
20,517 97
20,073 18
1
$37,817 38
21,668 82
H orton.
R eport of
Sept. 6.
R eport of
June 9.
R eport of
March 28.
Loans and iiipp.onnt.fi............. r .................................
E. K.
1
$44,064 81
21,885 32
Prem ium s paid r»n h^nds
•Overdrafts...................................................................
364 51
668 41
302 12
610 81
Ranking h o u se............................................................
1,908 86
1,908 86
1,908 86
1,908 86
F urniture and fix tures..............................................
965 18
1,030 28
1,030 28
1,030 28
Due from other banks and bankers (not reserve
40 00
One from hanks in reserve cities......................... .
25,890 33
18,944 09
16,124 23
12,015 06
TT 8 and National hank currency ........................
2,064 00
2,862 00
2,607 00
2,415 00
Hold co in .....................................................................
2,015 00
, 1,995 00
2,010 00
2,070 00
Silver co in ....................................................................
859 25
894 50
392 75
468 50
100 16
44 92
58 93
16 24
204 47
25 91
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
101 32
T o ta ls...................................................................
$82,914 48
$84,429 52
$84,110 83
$86,554 08
Liabilities.
C apital stock paid i n ................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
1,313 35
1,313 35
1,313 35
1,453 62
1,857 53
2,423 72
2,859 21
1,950 86
20,971 88
19,593 40
16,123 97
16,886 36
2,852 73
1,675 29
2,107 44
2,968 84
Surplus f u n d ...............................................................
¡Undivided profits, less current expenses, interest
and taxes p a id ........................................................
27 95 ^
Dividends unpaid
Commercial deposits subject to fcheck.................
Commercial certificates of deposit
Due to hanks and hankers
Certified checks
C ashier's checks outstanding
Savings dep o sits.........................................................
Savings certificates of deposit................................
40,918 99
44,423 76
46,706 86
48,294 40
$82,914 48
$84,429 52 I
$84,110 83
$86,554 08
Ri]ls payable
T o ta ls...................................................................
12
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
90
No. 129.
ELK RAPIDS SAYINGS BANK, ELK RAPIDS.
Organized January 20, 1892.
F kank
B.
M o o r e , P r e s i d e n t ; M i l t o n B. L a n g , V ic e P r e s i d e n t ; R i c h a r d
C h a r l e s B. C a r v e r , A s s i s t a n t C a s h ie r .
D i r e c t o r s . — M ilton
W.
B a g o t , C a s h ie r ;
B. Lang, R ich ard W. B agot, F ra n k B. Moore, Benj. R. Moore, H a rry
Ilirsh b erg , D. H. F raiim , D exter F airb an k .
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
Report of
Sept. 6.
Tiftans and d iscounts.................................................
$78,804 00
$78,442 92
$78,877 10
$88,182 11
"Ronds m ortgoges find securities...........................
35,856 78
38,906 78
41,210 08
43,721 33
Prem ium s paid on lionds
O verdrafts
...............................
94 32
36 49
- .........................................
Ranking house
.........*
F urniture and fixtures......................................... .. .
1,838 05
1,838 05
1,838 05
1,838 05
O ther peal estate
..........................
Due from other banks and bankers (not reserve
Ttprns in tran sit
.............
TTnifed States bends
.............
T)iip from banks in rp.sprvp. cities...........................
•
30,992 87
36,910 99
24,895 56
29,730 17
10,731 00
11,194 00
11,689 00
15,278 00
2,125 00
2,220 00
2,160 00
2,415 00
Fx changes for clearing bouse.
IT. S and National bank currency ........................
Gold co in ......................................................................
Silver co in .......................................................*..........
483 95
881 65
327 70 1
165 46
236 80
102 02.
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
137 44
150 79
2,067 05
42 26
562 49
T o ta ls...................................................................
$163,072 63
$170,647 44
$161,819 76
$181,503 48
Liabilities.
Capital stock paid i n ................................................
$35,000 00
$35,000 00
$35,000 00
$35,000 00
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
3,000 00
3,000 00
3,000 00
3,000 00
1,656 38
2,211 19
2,980 68
4,064 65
Dividends u n p a id ......................................................
97 95
21 02
Commercial deposits subject to check.................
40,744 21
43,027 22
34,412 78
38,055 11
Commercial certificates of dep o sit.........................
37,207 32
39,408 40
34,793 00
50,394 19
45,366 77
47,979 61
51,633 30
50,989 53
$170,647 44
$161,819 76
$181,503 48
Rue to banks and b an k ers. . .
Certified checks.............
Cashier’s checks outstanding
Savings dep o sits.........................................................
Savings certificates of deposit.............
Notes and bills rediscounted...............
Bills D ayable. . .
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
•
$163,072 63
91
STATE BANKS OF MICHIGAN.
No. 295.
*THE EVART SAVINGS BANK, EVART, MICHIGAN.
Organized August 2, 1904.
F.
S.
P o st a l , P r e s id e n t;
M ark
A r d is ,
V ic e P r e s i d e n t ;
D.
S cott
P a r t r id g e ,
C a s h ie r .
D i r e c t o r s .—.F ra n k
S. P o stal, W illiam L a tta , Geo. F. A ndrus, E llery C. C annon, W illiam E .
Davis, M ark A rdis, H ugh A lexander, D avid W olf, F re d P o stal.
Resources.
Loans and disco u n ts.................................................
Bonds m ortgages and securities...........................
Prem ium s paid on b o n d s.........................................
O v erd rafts................ T................................................
Banking bouse ..........................................................
F urniture n.nd fix tu res.................................
O ther rea.l e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) .
........................................ ..........
1terns in tr a n s it..........................................................
United S tates bonds. T..............................................
One from banks in reserve cities...........................
Fxchanges for clearing house.................................
TT S and N ational bank currency........................
Oold coin . .
.........................................................
Silver coin
.............................................
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t,...........
...................................................
T o ta ls.................. ................................................
Liabilities.
Capital stock paid i n ................................................
Surplus f u n d .......................................... .....................
Undivided profits, less current expenses, interest
and taxes paid ......................................................
Dividends u n p a id ......................................................
Commercial deposits subject to check..................
Commercial certificates of deposit.........................
Due to banks and b a n k e rs .. .
Certified checks ........ .
Ca,shier\s checks outstanding ................................
Savings d ep o sits, T.....................................................
Savings certificates of deposit................................
Nofes anrl bills rediscounted ..
Pills pa.ya.ble
Totals
* Commenced business October 1. 1904.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
92
STATE BANKING DEPARTMENT.
No. 152.
FIRST STATE SAVINGS BANK, EVART.
Organized February 17, 1893.
V. R. D avy, P r e s i d e n t ; J. W.
M a t t h e w s , V ic e P r e s i d e n t ;
W m.
R o g e k s , C a s h ie r .
D ik e c t o h s .— V. E. Lacy, V. R. Davy, C. H. Rose, Wm. Rogers, J. W. M atthew s, G. E. B rande
berry, O. L. M illard.
Resources.
R eport of
Ja n . 22.
R eport of
March 28.
R eport of
June 9.
<
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$136,135 09
$133,870 94
$145,672 09
$146,707 55
Bonds, mortgages and securities...........................
88,057 67
89,892 07
89.S44 67
89,781 92
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
1,013 10
1,506 77
859 49
563 70
B anking h o u se............................................... ............
3,700 00
3,700 00
3,700 00
3,700 00
F u rn itu re and fix tu res..............................................
1.000 00
1,000 00
1,000 00
1,000 00
34,887 16
52,379 89
26,853 76
33,334 80
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
United S tates b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
U. S. and N ational bank currency ........................
3,367 00
2,258 00
Gold co in .....................................................................
6,745 30
6,977 80
Silver co in ....................................................................
1,855 25
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ............................................................
8,494 00
7,410 00
7,232 80
7,332 80
1,252 40
1,778 30
1,220 30
169 00
213 38
213 83
244 01
2,695 80
2,894 42
860 94
3,770 94
$279,625 37
$295,946 27
$286,509 88
$295,066 02
$28,500 00
$28,500 00
$28,500 00
$30,000 00
5,700 00
5,700 00
5.700 00
6,000 00
760 11
4,053 52
3.701 98
519 46
Commercial deposits subject to check..................
77,749 20
79,429 96
61,315 38
77,945 28
Commercial certificates of deposit.........................
62,785 14
62,795 07
68,238 98
65,230 53
104,130 92
115,467 72
119,053 54
115,370 75
$279,625 37
$295,940 27
T o ta ls...............................................................
; Liabilities.
Capital stock paid i n ..............................................
Surplus fu n d ....................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
*
Dividends u n p a id ........................................
Due to banks and b an k ers......................................
Certified checks......................................................
Cashier’s checks o u tstan d in g ....................... ..
Savings d ep o sit.......................................................
Savings certificate of d ep o sit...............................
Notes and bills red iscounted..............................
Bills p a y ab le.....................
T o ta ls...............................
.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
«
STATE BANKS OF MICHIGAN.
93
No. 215.
THE OLD STATE BANK, FENNVILLE.
Organized June 1, 1899.
L eoxaed
S . D i c k i n s o n . P r e s i d e n t ; G e o b g e L . D i i t c h e e , V ic e P r e s i d e n t ;
C a s h ie r ; W . J. H u t c h i n s o n , A s s i s t a n t C a s h ie r .
D i e e c t o b s . — J.
J.
E . H u t c h in s o n ,
E. H utchinson, L eonard S. Dickinson. George L. D utcher, A dah E. D utcher,
W. J. H utchinson.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport .of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$39,889 93
$49,511 90
$61,623 48
$74,711 20
Bonds, m ortgages and securities...........................
5,945 83
7,718 49
13,875 00
15,268 49
Prem ium s paid on b o n d s.........................................
O verdrafts...................................................................
526 40
209 03
1,131 39
41 80
Banking ho u se............................................................
6,000 00
6,000 00
6,000 00
6,000 00
F urniture and fix tu res..............................................
1,152 61
1,152 61
1,154 41
1,529 41
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities). ..................................................................
21,192 00
21,464 85
23,192 00
8,085 71
Item s in tra n s it..........................................................
Expense, taxes, e tc ...................................................
209 36
United S tates b o n d s........................ .........................
Due from banks in reserve cities...........................
47,557 85
43,107 75
4,621 26
17,730 32
Exchanges for clearing h ouse.................................
U. S. and National bank currency........................
7,906 00
4,953 00
3,916 00
3,816 00
Gold co in .....................................................................
2,425 00
1,620 00
2,040 00
2,460 00
Silver co in ....................................................................
1,101 40
601 65
456 25
702 10
Nickels and c e n ts.......................................... ............
Checks, cash item s and internal revenue ac
count .........................................................................
188 16
264 85
248 26
209 99
2,324 97
887 62
422 37
4,584 26
T o ta ls...................................................................
$136,210 15
$137,491 75
$118,680 42
$135,348 64
Liabilities.
Capital stock paid i n ................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
1,452 93
1,452 93
1,452 93
1,730 28
1,037 48
2,016 99
1,834 80
Surplus f u n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
D ividends u n p a id ............................... ’.....................
Commercial deposits subject to check ..................
26,390 66
31,881 62
28,541 22
42,108 41
Commercial certificates of dep o sit.........................
92,329 08
87,140 21
71,851 47
49,502 81
-Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
*
Savings certificates of deposit................................
27,007 14
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$136,210 15
$137,491 75
$118,680 42
$135,348 64
STATE BANKING DEPARTMENT.
94
No. 209.
COMMERCIAL SAVINGS BANK OF FENTON, FENTON.
Organized October 1, 1898.
E. C.
F o r t e , P r e s id e n t;
D i r e c t o r s .— E.
L. M.
C o o k , V ic e P r e s i d e n t ;
E. M.
N e w e l r , C a s h ie r .
C. F o rte , E. M. Newell, L. M. Cook, Z era P a tte rso n , W P. Cook.
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$91,285 80
$92,137 43
$88,206 18
$99,530 73
Bonds m ortgages and securities...........................
61,899 00
61,864 00
62,664 00
61,431 25
36 97
28 55
B anking h o u se............................................................
4.000 00
4.000 00
4.000 00
4.000 00
F urn itu re and fix tu res..............................................
1.000 00
1.000 00
1.000 00
1.000 00
J terns in tran sit ........................................................
1,437 40
1,094 00
6,830 60
3,758 00
Due from hanks in reserve cities...........................
19,949 63
16,706 52
26,047 04
20,451 90
Prem ium s paid on bonds
•Overdraft«
.
.....................
.................................... ..
Due from other banks and bankers (not reserve
Exchanges for cleaving house
.
.
...............
j j b a nd N ational-bank currency........................
11,103 00
10,818 00
11,341 00
7,522 00
CJold co in .............................................. .......................
1,935 00
1,995 00
1,955 00
1,915 00
Silver co in ....................................................................
1,148 45
672 15
746 95
1,110 50
Nickels and c en ts.......................................................
Checks, cash items and internal revenue acc o u n t.........................................................................
120 58
127 73
130 44
119 75
35 00
141 75
48 65
30 33
T o ta ls................................................ ...................
$193,913 86
$190,556 58
$203,006 83
$200,898 01
Liabilities.
Capital stock paid i n ........................... .....................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
1,540 00
1,540 00
1,540 00
1,900 00
1,097 37
2,300 49
2,497 15
1,655 08
Surplus f u n d ................................. r. ...........................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
D ividends unpaid
Commercial deposits subject to check..................
30,600 74
23,054 91
34,718 99
32,257 77
Commercial certificates of dep o sit.........................
28,045 43
28,448 31
23,270 79
23,662 38
Due to banks and bankers
-
Certified checks
Cashier’s checks outstanding
Savings d ep o sits.........................................................
107,630 32
110,212 87
115,979 90
116,422 78
$190,556 58
$203,006 83
$200,898 01
Bavinps certificates of deposit
Notes and bills rediscounted
Bills payable
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
*
$193,913 86
STATE BANKS OF MICHIGAN.
95
No. 101.
CITIZENS’ COMMERCIAL AND SAVINGS BANK, FLINT.
Organized August 4, 1890.
R obert
J.
W h a l e y , P r e s id e n t; G e o . W . H u b b a r d , V ic e P r e s id e n t; W .
E.
M a r t i n , C a sh ier.
D i r e c t o r s . — Alex.
M cF arlan, Ja s. H. W lilting, D avid B. A itken, Geo. W. H ubbard, R obert J.
W haley, M. E phraim , lid. S. Lee, C. L. B a rtle tt, F ra n k D. B uckingham , Thos. Doyle.
Resources.
R eport of
Jan. 22.
Loans and discounts.................................................
1324,919 27
$346,553 12
$355,281 40
$303,986 82
Bonds, m ortgages and securities...........................
341,055 55
349,51S 22
350,846 51
354,480 71
R eport of
M arch 28.
R eport of
June 9.
R eport of
Sept. 6.
Prem ium s paid on b o n d s........... .............................
O v erd rafts...................................................................
B anking h o u se............................................................
F u rn itu re and fix tu res.............................................. |
3,295 54
759 50
1,126 82
3,412 96
14,700 00
14,700 00
14,700 00
14,700 CO
O th er real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
4.081 03
1,712 23
3,671 75
24,790 68
11,627 40
7,487 49
Due from banks in reserve cities...........................
78,820 28
76,958 88
22,022 10
Exchanges for clearing house.................................
804 45
662 52
221 69
520 77
U. S. and N ational Bank C urrency.......................
18,627 00
19,379 00
18,804 00
14,505 00
-Gold co in ......................................................................
26,435 00
30,752 50
30,832 50
24,682 50
Silver co in ....................................................................
2,568 95
2,706 15
2,547 70
2,201 20
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
789 72
838 66
620 57
826 28
630 29
625 14
555 53
539 85
T o ta ls...................................................................
5824,273 51
$S50,941 18
$799,271 05
$752,399 55
Liabilities.
C apital stock paid i n ................................................
$150,000 00
$150,000 00
$150,000 00
$150,000 00
30,000 00
30,000 00
30,000 00
30,000 00
23,674 55
29,098 49
34,385 10
25,149 07
Item s in tr a n s it..........................................................
United S tates b o n d s.................................................
S urplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .........................................................
Dividends u n p a id .......................................................
307 20
147 20
147 20
134 40
Commercial deposits subject to check..................
274,138 84
282,709 11
220,292 69
208,247 91
Commercial certificates of dep o sit.........................
1,823 00
3,393 86
1,871 80
13,034 82
Due to banks and b an k ers......................................
3,168 83
3,318 82
.3,378 82
3,878 82
22 60
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................... ............
Savings dep o sits.........................................................
214,786 37
220,610 15
213,523 56
194,371 00
Savings certificates of dep o sit................................
126,374 72
131,663 55
135,649 28
127,583 53
Notes and bills rediscounted..................................
10,000 00
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$824,273 51
$850,941 18
$799,271 05
$752,399 55
STATE BANKING DEPARTMENT.
96
No. 23.
GENESEE COUNTY SAYINGS BANK, FLINT.
Organized May 1, 1872.
W m . A . A t w o o d , P r e s i d e n t ; J a m e s C . W i l l s o n , V ic e P r e s i d e n t ; A r t h u r G . B i s h o p , C a s h ie r ;
J a s . M a r t i n , A s s i s t a n t C a s h ie r .
D i r e c t o r s . — Wm.
W. Crapo. W. A. Atwood, Ja s. C. W illson, A. G. Bisliop, W.
J. D. D ort, H. C. Spencer, J. II. C raw ford.
R eport of
Ja n . 22.
Resources.
R eport of 1 R eport of
March 28.
June 9.
1
C.
O rrell,
R eport of
Sept. 6.
$525,303 88
$516,460 92
$518,267 37
$509.951 70
576,036 22
574,876 92
589,488 32
595,421 33
............. , ...........................................
504 77
100 93
556 84
1,360 26
..................................................
O ther real pst.at.e
Due from other banks and bankers (not reserve
/"'i+icwA
....................................
14,000 00
14,000 00
14,000 00
18,581 77
3,893 46
5,184 19
3,199 64
85,059 77
Loans and disco u n ts.................................................
Bonds m ortgages and securities...........................
Prem ium s paid on bnnds
Oyppd rafts
IfprHQ in transit,
.................................
......................................................
L>ue fi'nm banks in reserve cities...........................
125,283 62
117,645 47
143,105 08
Exchanges for clearing house.................................
341 70
2,752 76
1,387 70
9,385 74
U S and National ha,nk currency ........................
31,252 00
25,335 00
26,039 00
22,643 00
Gold coin ...................................................................
20.857 50
22,460 00
22,835 00
22,720 00
Silver co in ....................................................................
7,800 00
5,000 00
8,200 00
3,400 00
Nickels and cents ...................................................
Checks, cash item s and internal revenue account .......................................................................
187 92
197 04
247 32
280 61
1,747 15
14 26
783 74
14,392 07
...............................................................
$1,307,956 53
$1,282,736 76
$1,330,094 56
$1,281,814 12
Liabilities
Capital stock paid i n ................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
50,000 Od
50,000 00
50,000 00
100,000 00
52,624 83
03,054 17
74,005 98
16,507 67
.............................................
196 00
20 00
Commercial deposits subject to check..................
256,014 51
233,289 43
241,044 27
218,591 74
QQfft]j]P]*pial certificates of dep o sit........................
27,094 86
15,154 16
27,431 34
10,781 49
500 00
1,000 00
500 00
Totals
Surplus f u n d ...............................................................
U ndivided profits, less current expenses, interest
and ta.NP.s p a id .......................................................
Dividends unpaid
Certified checks
...................................................
88 00
Savings dep o sits.........................................................
657,665 48
658,663 64
683,481 48
689,461 53
Savings certificates of deposit................................
164,360 85
162,055 36
153,131 49
145,883 69
T o ta ls...................................................................
$1,307,956 53
$1,282,736 76
$1,330,094 56
$1,281,814 12
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
97
No. 165.
UNION TRUST AND SAVINGS BANK, FLINT.
Organized July 11, 1893.
C h a r l e s T . B r i d g m a n , P r e s i d e n t ; W m . A. P a t e r s o n , V ic e P r e s i d e n t ;
M a t h e w D a v i s o n , C a s h ie r ; L . H. B r i d g m a n , A s s i s t a n t C a s h ie r .
D i r e c t o r s .-— C harles
T. B ridgm an, Wm, A. P aterso n , M athew D avison, F lin t P. Sm ith,
\V. B. B ram an, Wm. F. S tew art, F. IT. R ankin, G. W. Cook, W illiam II. E dw ards.
Resources.
R eport of
Ja n . 22.
R eport of
March 28.
R eport of
June 9.
Report of
Sept. 6.
Loans and disco u n ts.................................................
$413,268 19
$366,527 50
$432,268 35
$392,312 58
Bonds, m ortgages and securities...........................
774,904 97
769,814 09
766,239 19
814,214 18
Prem ium s paid on b o n d s.........................................
2,500 00
2,500 00
2,500 00
O v erd rafts...................................................................
1,552 58
1,331 58
405 81
3,934 72
Banking h o u se............................................................
22,000 00
22,000 00
22,000 00
22,000 00
F u rn itu re and fix tu res.............................................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
900 00
1,500 00
1,500 00
1,500 00
72 00
10,759 16
15,120 00
10.314 51
Item s in tr a n s it..........................................................
35 00
U nited S tates b o n d s.................................................
Due from banks in reserve cities...........................
134,212 36
178,168 49
143,810 47
E xchanges for clearing house.................................
168 46
154 74
10,682 39
218 04
U. S. and N ational bank currency ........................
46,260 00
31,578 00
41,824 00
23,858 00
110,975 20
Gold co in ......................................................................
20,072 50
33,330 00
29,182 50
28,407 50
Silver co in ....................................................................
12,835 50
7,257 95
10,255 53
6,873 50
Nickels and c e n ts.......................................................
Checks, cash items and internal revenue ac
count ........................................................................
420 47
450 42
310 08
928 06
66 71
107 14
284 02
7,60S 29
$1,435,239 74
$1,425,479 10
$1,476,388 34
$1,423,269 58
$100,000 00
$100,000 00
j ri!ft !>;,. !
$100,000 00
$100,000 00
S urplus f u n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
21,000 00
21,000 00
21,000 00
25,000 00
10,0)89 11 ,
14,288 12
4,946 87
Dividends u n p a id ......................................................
117 00
36 00
36 00
38 00
Commercial deposits subject to check..................
113,853 66
103,320 41
124,031 38
101,436 89
Commercial certificates of dep o sit.........................
8,174 00
4,579 59
3,955 89
1,797 00
T otals. .
Liabilities.
Capital stock paid i n ................................................
0,584 90
Due to banks and b a n k e rs .. .
1,400 00
Certified checks..........................................................
I ■' ' ■
Cashier’s checks outstanding
Savings dep o sits.......................................................
769,551 11
801,721 02
813,723 49
792,997 29
Savings certificates of dep o sit................................
385,959 01
384,126 37
397,953 46
397,053 53
$1,425,479 10
$1,476,388 34
81,423,269 58
Notes and hills rediscounted...............
30,000 00
Dills payable.. . .
T o ta ls........................ i................. ...................... $1,435,239 74
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
98
STATE BANKING DEPARTMENT.
No. 126.
FIRST STATE AND SAYINGS BANK OF FLUSHING. FLUSHING.
Organized November 28, 1891.
F r a n k l in
A . N i l e s , P r e s i d e n t ; J a c o b K o b i b l l , V ic e P r e s i d e n t ; G e o r g e P a c k a r d , C a s h ie r ;
F . D . S a y r e , A s s i s t a n t C a s h ie r .
D i r e c t o r s .— F.
A. Niles. George P ackard, J. Kim m ell, Jam es M. Greenfield, W illiam A. Miller.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
Report of
June 9.
R eport of
Sept. 6.
Loans and discounts.................................................
$32,069 30
$29,633 57
$29,057 85
$30,358 06
Bonds, m ortgages and securities...........................
159,084 95
151,009 95
149,777 95
151,376-48
O v erd rafts...................................................................
2,700 00
2,700 00
2,700 00
2,700 00
Banking h o u se............................................................
1,860 00
1,860 00
1,800 00
1,860 00
Prem ium s paid on b o n d s.........................................
F urniture and fix tu res.............................................
Other real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities).......................................................................
Item s in tr a n s it..........................................................
......................
200 60
19 44
171 36
1,287 00
882 45
14,130 81
22,149 78
12,471 24
22,055 71
U. S. and N ational bank currency........................
1,573 00
2,793 00
1,595 00
1.113 00
Gold co in .....................................................................
2,645 00
3,060 00
3,000 00
3,500 00
210 00
332 05
406 20
121 00
41 52
51 54
5 44
35 49
185 63
52 20
513 01
73 20
T o ta ls...................................................................
$214,519 65
$213,813 45
$202,673 69
$214,275 99
Liabilities.
Capital stock paid i n ................................................
$55,000 00
$55,000 00
$55,000 00
$55,000 00
20,000 00
20,000 00
21,500 00
21,500 00
1,322 17
2,463 35
96 12
1,715 23
27 00
27 00
177 00
United States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing house................................
Silver co in ....................................................................
J
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Commercial deposits Subject to check.................
8,511 21
11,855 10
4,057 20
16,561 21
Commercial certificates of dep o sit.........................
37,915 65
■
40,500 68
41.508 06
40,827 20
Due to banks and b an k ers......................................
Certified checks..........................................................
*
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
22,327 65
20,912 78
19.698 90
20,332 55
Savings certificates of dep o sit................................
69,415 97
02,988 54
60,630 41
58,339 80
$202,673 69
$214,275 99
Notes and bills rediscounted..................................
Bills p ay ab le...........................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
$214,519 65
$213,813 45
STATE BANKS OF MICHIGAN.
99
No. 223.
THE PEOPLE’S STATE BANK OF FLUSHING, FLUSHING.
Organized March 10, 1900.
I ra
T.
S a y r e , P r e s id e n t, J o h n H. R o w k , V ic e P r e s id e n t: L e v a n t
G r a n t J . B r o w n , A s s is ta n t C a sh ie r .
A.
V i c k e r y , C a s h ie r ;
D i r e c t o r s .— L ev an t
A. V ickery. I r a T. Sayre, Jo h n II. Rowe, Jam es B. F rench, H enry H.
C h a tters, O rrin H a rt, A lbert E. Ransom , E lb e rt L. Beecher, W illiam B rophy.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
Loans and disco u n ts.................................................
$81,990 20
$80,785 85
$74,390 37
$73,212 99
Bonds, mortgages and securities...........................
27,592 00
20,917 00
27,007 80
38,064 00
Resources.
R eport of
Sept. 6.
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
090 01
563 62
1,370 78
088 15
Banking h o u se................................ ...........................
4.200 60
4,200 00
4,260 00
4,260 00
1,910 00
1 916 00
F urniture and fix tures.............................................
1,910 00
1,910 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)........................................................................
4.430 75
...............
4S0 39
27 15
Item s in tr a n s it..........................................................
4,430 45
7,087 59
2,203 92
1,052 38
19,924 70
9,588 74
14,543 81
16,931 54
2,410 00
•
U nited States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
U. S. and N ational bank currency ........................
1,700 00
3,490 00
3,084 00
Gold co in .....................................................................
1,695 00
1,820 00
1,500 00
1,247 00
Silver co in ....................................................................
1,353 80
997 60
•790 90
1,951 20
Nickels and c e n ts.......................................................
Checks, cash items and internal revenue acc o u n t.........................................................................
126 05
158 06
137 21
118 45
272 19
99 10
337 30
1,028 62
T o ta ls...................................................................
$150,382 47
$137,084 22
$132,095 14
$143,508 08
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
Surplus f u n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
5,000 00
5,000 00
5,000 00
5,000 00
455 08
219 34
579 51
737 06
Dividends u n p a id ......................................................
132 00
Commercial deposits subject to check.................
32,774 17
21,184 75
18,899 54
20,130 15
Commercial certificates of d ep o sit.........................
5,390 77
2,987 14
2,878 10
4,094 68
80 57
96 40
Due to banks and b an k ers......................................
30 00
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits........................................................
0,338 25
7,032 49
5,270 07
Savings certificates of dep o sit................................
75,292 20
76,179 93
09,370 92
*
6,177 03
82,339 16
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
5,000 00
-
%
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$150,382 47
$137,084 22
$132,095 14
$143,508 08
STATE BANKING DEPARTMENT.
100
No. 141.
STATE SAVINGS BANK OF FOWLER, FOWLER.
Organized September 19, 1892.
F r e d e r i c k S c h e m e r , P r e s i d e n t ; M i c h a e l S p i t z l e y , V ic e P r e s i d e n t ;
D i r e c t o r s . — F rederick
W. II.
S n e l l i n g . C a s h ie r .
Schemer, W. IT. Snelling, M ichael Spitzley, T. W. Snelling,
E. E. Snelling.
Resources.
Report of
Jan. 22.
R eport of
March 28.
Report of
June 9.
R eport of
Sept. 6.
Loans and discounts.....................
$41,745 94
$46,507 03
$50,880 63
$47,055 40
Bonds, m ortgages and securities.
137,060 03
143,144 26
138,968 51
137,468 01
1,682 95
2,963 81
5,177 30
18 94
1,600 00
1,600 00
1,600 00
1,600 00
49,285 30
39,317 69
17,769 89
25,168 00
Prem ium s paid on b o n d s.............
O v erd rafts........................................
Banking h o u se................................
F u rn itu re and fix tu res..................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tra n s it................................
United S tates b o n d s........................
Due from banks in reserve cities..
Exchanges for clearing h o u s e .---U. S. and N ational bank currency.
9,468 00
7,857 00
5,610 00
7,889 00
Gold co in ............................................ .
3,325 00
3,465 00
3,630 00
3,575 00
Silver co in ................. * ........................
S08 00
814 00
797 00
1,718 00
Nickels and c e n ts.......................................................|
Checks, cash item s and internal revenue ac-J
c o u n t.........................................................................
134 85
166 78
142 59
180 32
470 79
321 95
274 13
115 60
$246,157 52 I $224,850 05
$224,788 27
T otals.
Liabilities.
C apital stock paid i n ..............
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
$246,186 86
$15,000 00
$15,000 00
$15,000 00
$15,000 00
5,000 00
5,000 00
5,000 00
5,000 00
1,015 80
2,117 16
2,868 73
1,135 94
Dividends u n p a id .....................................
Commercial deposits subject to check.
20,282 83
33,759 28
10,224 47
21,480 40
Commercial certificates of deposit___
180,707 53
172,168 28
156,510 97
161,502 76
24,180 70
18,112 80
Due to banks and b an k ers.....................
Certified checks.........................................
Cashier’s checks o u tstan d in g .................
Savings dep o sits........................................
19,245
20,669 17
Savings certificates of d ep o sit...............
Notes and bills rediscounted.................
Bills p ay ab le..............................................
T otals.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
10,000 00
$246,186 86
$246,157 52 I
$224,850 05
$224,788 27
101
STATE BANKS OF MICHIGAN.
No. 293.
THE STATE BANK OF FOWLERVILLE, FOWLERVILLE, MICHIGAN.
Organized June 1, 1904.
J ohn
D i r e c t o r s .— J .
C.
E l l s w o r t h . P r e s id e n t;
L. Cooper, L. F. Peet,
S. L .
S.
L.
Bignall,
R eport of
Jan. 22.
Resources.
B i g n a l i ,. V ic e P r e s id e n t .
J o liu
C.
E llsw orth, Alex. M cFherson.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u nts.................................................
$10,140 39
Bonds, m ortgages and securities......................... .
1,400 00
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
Banking h o u se............................................................
F urniture and fix tures.............................................
Expenses, interest, etc..........................................
172 11
.
O ther real e s ta te ........................................................
Due from other banks and bankers (riot reserve
Cities) ........................................................................
*
1,089 72
Item s in tr a n s it..........................................................
U nited States b o n d s. . . k. . .
27,678 96
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
U. S. and N ational bank currency........................
5,082 00
Gold co in .....................................................................
3,065 00
Silver co in ....................................................................
882 15
Nickels and c e n ts. . .
Checks, cash items and internal revenue ac
count ........................................................................
165 00
85 00
T o ta ls...................................................................
$49,760 33
Liabilities.
Capital stock paid i n ................................................
.$25,000 00
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
14,677 29
Commercial deposits subject to ch eck .................
Commercial certificates of d ep o sit........................
Due to banks and b an k ers................................
Certified checks........................ .................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
Savings certificates of dep o sit.............................. ..
.................
10,083 04
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$49,760 33
•
102
S T A T E B A N K IN G D E P A R T M E N T .
N o. 229.
B E N Z I E C O U N T Y S T A T E S A V IN G S B A N K , F R A N K F O R T .
O r g a n iz e d A p r i l 15, 1901.
L eonard
P.
D i r e c t o r s .—-Leonard
C i .a s s e n s , P r e s i d e n t ; H e n r y F. R o b e r t s o n , V ic e
J o s e p h F. H o f s t e t t e r , C a s h ie r .
P r e s id e n t;
P. Classens, H enry F Robertson, R obert G. P au tz, L. E. Vorce, Geo.
W aters, J r., W illiam T h u rsto n , .1. F. Ilo fs te tte r.
Resources.
R eport of
Sept. 6.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
$54,428 77
$58,657 83
$52,377 61
$57,436 86
52,780 20
57,062 92
57,471 92
55,438 40
Loans and disco u n ts............................................... .. :
Ronds, m ortgages and securities...........................
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
810 30
614 38
492 94
Banking h o u se............................................................
5,800 00
5,800 00
5,800 00
5,800 CO
F urn itu re and fix tu res.............................................
1.450 00
1,450 00
1,450 00
1,450 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
232 51
•
580 00
500 00 ......................
U nited States b o n d s.................................................
Due from banks in reserve cities...........................
20,008 72
13,169 77
18,726 55
36,169 45
Exchanges for clearing house.................................
U. S. and N ational bank currency........................
3.487 00
4,339 00
4,662 00
3,738 00
Gold co in .....................................................................
5,400 00
5,565 00
7,145 00
6,250 00
Silver co in ....................................................................
580 00
340 00
850 00
1,200 00
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
52 04
35 03
68 37
161 92
333 51
456 01
377 11
227 16
T o ta ls................................................................. .
$145,716 60
$147,989 94
$149,421 50
$168,174 05
Liabilities.
C apital stock paid i n ................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
3,000 00
3,000 00
3,000 00
3,500 00
314 28
770 07
1.749 0!
516 34
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
D ividends u n p a id ......................................................
43,022 75
..............
39,718 41
...............
....................
Cashier’s checks o u tstan d in g .................................. ......................
33,293 31
35,194 17
36,338 22
41.622 24
Savings certificates of d ep o sit................................
45,996 95
48,615 86
45,229 32
$149,421 50
$168.174 05
Commercial deposits subject to check .................
48,480 43
57,300 15
Commercial certificates of dep o sit..........
Due to banks and b an k ers......................................
Certified checks..........................................................
Savings dep o sits........................................................
40,028 58
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$145,716 60 I
$147,989 94
j
103
STATE BANKS OF MICHIGAN.
No. 298.
* THE FREMONT STATE BANK, FREMONT, MICHIGAN.
Organized May 24, 1904.
A nos.
O.
P r e s id e n t; L a M o n t e
W h it e ,
D i r e c t o r s . — Amos
P u ff,
V ic e P r e s i d e n t ; E
m ie l
C a s h ie r .
K e a ip f ,
O. W hite, Emiel Kem pf, L aM onte D. P uli, M a rtin Rozema,
Jacklin, Nicholas DeH aas, John H. Lewis.
Resources.
Report of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
Jo h n
R eport of
Sept. 6.
Loans and disco u n ts.................................................
Bonds, m ortgages and securities........................... j
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
Banking h o u se............................................................
F urniture and fix tu res.............................................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
United S tates b o n d s...
Due from banks and rash on hand
Exchanges for clearing h o u se ...
U. S. and National bank currency. .•....................
Gold co in .....................................................................
Silver co in ...................................................................
Nickels and c e n ts. . .
Checks, cash item s and internal revenue ac
count .........
T o ta ls...................................................................
Liabilities.
Capital stock paid i n ..
Surplus fu n d .
Undivided profits, less current expenses, interest
and taxes p a id .............
Dividends unpaid . ..
Commercial deposits subject to check
Commercial certificates of dep o sit. ..
Due to banks and bankers
Certified c h eck s...
Cashier’s checks outstanding
Savings deposits .
Savings certificates of deposit................................
Notes and bills rediscounted
Bills payable
Totals
i
*Had n ot commenced business a t tim e of Sept. 6 report.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
P.
.
104
STATE BANKING DEPARTMENT.
No. 153.
GAYLORD STATE SAVINGS BANK, GAYLORD.
Organized March 4, 1893.
F r a n k A . K r a m e r , P r e s i d e n t ; E a r l B . B o l t o n , V ic e P r e s i d e n t ; S a n f o r d W . B u c k , C a s h ie r ;
H . T . G l e z e n . A s s i s t a n t C a s h ie r .
D i r e c t o r s .—
F ra n k A. K ram er, S anford W. Buck. E a rl B. B olton, Jo h n G. B erry, Geo. Skelton,
Jam es I. B erry, Lew is Jenson.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
Loans and disco u n ts.................................................
1132,588 15
$140,051 77
$142,634 92
41,298 00
39,008 00
38,904 16
584 07
1,132 37
1,000 00
1,000 00
O ther real e s ta te .............................. .....................
Due from other banks and bankers (not reserve
c ities)........................................................................
300 00
250 00
Item s in tr a n s it..........................................................
973 94
4,549 68
55,084 19
40,253 24
Bonds, m ortgages and securities............
Report of 1 Report of
June 9.
Sept. 6.
44,028 00
.
......................
782 64
1,003 69
Prem ium s paid on b o n d s.........................................
O v e rd ra fts ,.................................................................
$133,218 27
Banking h o u se............................................................
F u rn itu re and fix tu res.............................................
......................
1,000 00
1,000 00
250 00
1,865 87
25 00
United S tates b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing h o u se.................................
29,303 25
24,189 36
.. .
U. S. and N ational bank currency ........................
8.504 00
8,062 00
11,478 00
9,204 00
Gold co in ..................................................
5,560 00
5,145 00
5,720 00
6,155 00
Silver co in ................................................
496 15
337 25
1,409 80
494 75
Nickels and c e n ts.................................
Checks, cash item s and internal revenue ac
count ...................................................
157 58
201 11
226 06
203 71
1,740 41
2,436 34
949 21
1,372 30
8248,886 49
$242,426 76
$234,523 91
$220,894 08
$25,000 00
$25,000 00
$25,000 00
$25,000 00
5,000 00
5,000 00
5,000 00
5,000 00
6,335 62
7,198 14
9,187 65
6,838 67
T o ta ls...........................................................
Liabilities.
Capital stock paid i n ...................
Surplus fu n d ...............................
U ndivided profits, less current expenses, interest
and taxes p a id ......................................
Dividends u n p a id ......................
Commercial deposits subject to ch eck ...........
Commercial certificates of dep o sit___
91,203 69
88,766 14
74,455 11
67,942 88
121,287 IS
116,462 48
120,881 15
116,112 53
Due to banks and b an k ers........
Certified ch eck s......................
-
Cashier’s checks o u tstan d in g ..........................
Savings d ep o sits.................................
Savings certificates of dep o sit.............
Notes and bills redisco unted ...............
...............
Bills p a y ab le....................
•
T o ta ls....................
______1
....
_
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$248,886 49
1
$242,426 76
$234,523 91
!
$220,894 08
105
STATE BANKS OF MICHIGAN.
* STATE BANK OF GLADWIN. GLADWIN. MICHIGAN.
Organized July 27, 1904.
W il l ia m
H.
A i t k i n , P r e s id e n t; A .
C. G.
D i r e c t o r s . — W illiam
H.
M e d b u r y , V ic e P r e s id e n t; M e l v i n
G o o d r u m , A s s is ta n t C a sh ier.
R eport of
Jan. 22.
Loans and disco u n ts..................
Ronds, m ortgages and securities
Prem ium s paid on b o n d s...........
O v erd rafts......................................
Banking h o u se..............................
F u rn itu re and fix tures................
O ther real e s ta te .......................... ............................
Due from other banks and bankers (not reserve
cities) ...................................................................
Item s in tr a n s it........................................... .~............
United S tates b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing h o u se.................................;
U. S. and N ational bank currency........................
Gold co in .................................................................
Silver co in .................................................................•
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
T o ta ls..................................... .............................
Liabilities.
Capital stock paid i n ................................................
Surplus fu n d ........................................................... . • !
Undivided profits, less current expenses, interest
and taxes paid . t ...................................................................
Dividends u n p a id ......................................................
Commercial deposits subject to check .................
Commercial certificates of d ep o sit........................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
Savings certificates of dep o sit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
Totals
*IIad n ot commenced business at tim e of Sept. 6 report.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
A i t k i n , C a s h ie r ;
H. A itkin, Albert E. Sleeper, A. H. M edbury, Melvin H. Aitkin, H. C. Aitkin,
Resources.
14
H.
R eport of
March 28.
R eport of
June 9.
Report of
Sept. 6.
106
STATE BANKING DEPARTMENT.
No. 249.
GRAND HAVEN STATE BANK, GRAND HAVEN.
Organized September 23, 1901.
(4. J. D i e k e m a , V ic e P r e s i d e n t ; E l b e r t L y n n , C a s h ie r ;
B. P. S h e r w o o d , A s s i s t a n t C a s h ie r .
D i r e c t o r s . — G. J. Diekem a, C. Ver Schure, Geo. P. H um m er, E lb e rt L ynn, K. T. V an Den
Bosch, Jo h n Veneklasen, J. W. O’B rien, B. P. Sherwood, W. H. Beach.
J o seph
W.
O 'B r i e n ,
P r e s id e n t;
Resources.
Loans and d iscounts.........
Bonds, mortgages and securities........
R eport of I R eport of
Jan. 22.
Marcii 28.
Report of
June 9.
R eport of
Sept. 6.
$114,475 41
$119,927 00
$132,598 59
$134,455 87
57,563 72
59 127 05
63.029 48
65,929 4S
Prem ium s paid on b o n d s.........................................
O v erd rafts.................................................................
167 75
7 09
210 72
04 68
Banking h o u se............................................................
6,703 00
6,703 00
6,703 00
0,703 00
F u rn itu re and fix tu res...........
2,815 62
2,815 62
2.815 02
2,815 62
O ther real e s ta te ........................
Due from otiier banks and bankers (not reserve
cities)................................................
......................
29 00
33 16
Item s in tr a n s it.............................................
19 00
U nited States b o n d s.................................................
Due from banks in reserve cities...........................
30,644 23
40,898 32
28 859 90
39,146 13
U. S. and N ational bank currency.............
6,014 00
8,146 00
10,027 00
8,522 00
Gold co in .........................
2,425 00
2,430 00
3.430 00
4.482 50
1,529 25
2,128 70
2,091 15
1,880 79
218 31
212 06
116 34
117 38
346 97
217 33
271 32
1,774 15
$222,932 26
$242,012 77
$250,772 72
$265,930 76
$30.000 00
$30,000 00
$30,000 00
700 00
700 00
700 00
1,000 00
1,017 54
2,247 16
3,201 29
1,791 51
37,872 26
49,370 00
48,832 58
Exchanges for clearing h o u se.................................
t
Silver co in ...............................
Nickels and c e n ts........
Checks, cash item s and internal revenue ac
count ..........................
T o ta ls.........................
Liabilities.
Capital stock paid i n ...........................
Surplus f u n d ...................
Undivided profits, less current expenses, interest
and taxes p a id .............
Dividends u n p a id ...................................
Commercial deposits subject to ch eck .........
•
$30,000 00
42 00
24,017 45
Commercial certificates of dep o sit. . . .
......................
Due to banks and b an k ers............
Certified checks.............
391 22
800 00
Cashier’s checks o u tstan d in g .............
Savings d ep o sits.....................
Savings certificates of d ep o sit.............
55,006 55
59,123 22
01,459 30
71,618 91
112,088 72
112,278 91
105,182 07
112,087 70
•$250,772 72
$265,930 70
Notes and bills rediscounted...........
Bills p a y a b le ....................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$242,612 77
!
STATE BANKS OF MICHIGAN.
107
No. 276.
COMMERCIAL-SAVINGS BANK OF GRAND RAPIDS.
Organized April 28, 1903.
C. B. K e l s e y , P r e s i d e n t ; E . G. M a x w e l l , V i c e P r e s i d e n t ; II. N . M o r r il l , C a s h i e r .
D ir e c t o r s .— E. G. M axwell, Wm. D. W eaver, Wm. D. Bishop, Z. C lark T hw ing, H untley
Russell, William P. K utsehe, John Otte, Lyman Welch, Robert S hanahan, Sum ner M.
W ells, Moses T ag g art, Chas. F. Young, Jos. C. F ord, E. A. T urnbull, C. B. Kelsey,
Geo. F. B eardsley.
•
Resources.
R eport of
Jan. 22.
R eport of
M arch 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
Loans and d iscounts.................................................
$522,005 30
$586,849 38
«612,639 37
$043,551 17
Bonds, mortgages and securities...........................
45,050 00
44,550 00
52,500 00
54,400 00
840 73
2,751 18
1,136 31
253 05
8,100 05
8,166 05
8,100 05
8,166 05
1,585 58
1,408 54
2,230 98
57,197 73
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
Banking h o u se............................................................
F u rn itu re and fix tu res.............................................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
525 00
U nited S tates b o n d s.................................................
.............
Due from banks in reserve cities...........................
119,721 25
81,648 02
99,922 41
Exchanges for clearing house.................................
3,596 29
1,563 32
2,404 35
9,405 79
U. S. and N ational bank currency........................
32.015 00
34,977 00
35,449 00
32,840 00
Gold co in .....................................................................
3,380 00
2,683 50
7,803 00
9,828 50
Silver co in ...................................................................
1,191 25
643 00
1,297 50
1,211 50
Nickels and c e n ts........
Checks, cash item s and internal revenue ac
count ........................................................................
195 81
302 87
241 74
400 57
1,770 21
1,403 87
2,679 69
■
1,303 52
$738,462 89
$707,183 77
$825,707 90
'
$820,914 86
«200,000 00
$200,000 00
$200,000 00
$200,000 00
4,000 00
4 000 00
4,000 00
10,000 00
1,409 60
3.003 75
■
5,895 53
2,113 59
217,988 54
197,175 62
250,007 17
223,849 37
Due to banks and b an k ers......................................
28,183 72
28,239 93
28,904 01
31,441 76
Certified checks..........................................................
92 00
200 00
100 00
386 25
T o ta ls..........
Liabilities.
Capital stock paid i n ................................................
Surplus fu n d ...........................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
Commercial deposits subject to check .................
Commercial certificates of dep o sit........................
Cashier’s checks o u tstan d in g ..................................
Savings d eposits........
Savings certificates of dep o sit................................
74,108 95
81,977 50
81 183 40
86,398 28
212,020 02
251,926 91
255,557 19
259,225 01
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
7,500 00
......................
$738,402 89
$707,183 77
$825,707 96
$820,914 86
108
S T A T E B A N K IN G D E P A R T M E N T .
No. 61.
GRAND RAPIDS SAVINGS BANK, GRAND RAPIDS. Organized May 1, 1872.
C h a k i .e s W. G a r f ie l d , P r e s i d e n t ; O r so n A. B a l l , V i c e P r e s i d e n t ; F . A. H a l l , C a s h i e r ;
D. B. S h e d d , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— C harles W. Garfield, George M. Edison, A aron B rew er, N . F re d Avery, Orson A.
B all, Roger W. B utterfield. F ra n k E. L eonard. T hom as M. Peck, F ra n k Jew ell, W. II.
G ilbert, L ester ,7. -Rindge. Win. Alden Sm ith, Geo. G. W hitw orth.
R eport of
Jan. 22.
R eport of
M arch 28.
R eport of
June 9.
Loans and disco u n ts.............................. ‘..................
$790,805 38
$808,264 95
1863,284 29
$843,039 11
Bonds, m ortgages and securities...........................
978,414 00
966,333 50
973,504 00
1,007,283 57
Prem ium s paid on b o n d s.........................................
5,000 00
5,000 00
5,000 00
3,000 00
O v erd rafts...................................................................
773 63
761 68
76 37
Resources.
Banking h o u se............................................................
.............
R eport of
Sept. 6.
469 22
■
F urn itu re and fix tu res.............................................
6,297 00
6.297 00
6,354 00
5.057 75
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
10,253 71
10,253 71
10,003 71
10,003 71
Item s in tr a n s it..........................................................
129 61
805 19
18,148 00
319 26
Due from banks in reserve cities...........................
232,517 67
239,292 09
230,286 16
268,888 06
Exchanges for clearing h o u se...................... ..........
17,214 01
1,871 66
3,414 97
3,387 81
U. S. and N ational bank currency........................
60,469 00
60,399 00
71,377 00
60,395 00
Gold co in .....................................................................
35,714 50
35,260 00
35,435 00
35,320 00
Silver co in ...................................................................
4,151 80
2,168 30
2,353 65
2.048 10
197 96
299 70
379 82
200 88
1,576 61
995 84
186 32
1,909 19
82 154 514 88
$2,138,002 68
$2,219,803 29
$2,241,321 66
$150,000 00
$150,000 00
$150,000 00
$150,000 00
30,000 00
30,000 00
30,000 00
30,000 00
12,422 34
17,937 61
28,604 39
20,238 15
127,672 06
......................
141,619 29
179,141 10
117 18
117 18
117 18
......................
3,120 72
United States b o n d s.................................................
Nickels and c e n ts.................................
Checks, cash item s and internal revenue acc o u n t..................................
T o ta ls.............................
Liabilities.
Capital stock paid i n ................................................
Surplus fu n d ....................................
Undivided profits, less current expenses, interest
and taxes p a id ......................................
Dividends u n p a id ..........................................
Commercial deposits subject to check .................
Commercial certificates of dep o sit....................
178 00
160,757 27
117 18
Due to banks and b an k ers..................................
Certified checks...................................
201 89
.. . .
Cashier’s checks o u tstan d in g ..............................
Savings dep o sits..........................................
Savings certificates of dep o sit................................
28 00
......................
100 00
.
1 162,742 22
1,159,243 24
1,160,401 35
1,173,886 46
638,095 98
653,032 59
705,940 36
687,810 77
$2,154,514 88
$2,13S,002 68
$2,219,803 29
$2,241,321 66
Notes and bills rediscounted..............................
Bills p ay ab le..........................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
109
N o. 65.
K E N T COU NTY SA V IN G S B A N K , G R A N D R A P ID S .
Organized December 24, 1884.
J o h n A. C ovode , P r e s id e n t; H e n r y I d e m a , V i c e P r e s i d e n t ; J. A. S. V e r d ie k , C a s h i e r ;
A. T . S l a g h t , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— Jo h n A. Covode, H enry Idem a, J. A. S. V erdier, T. J. O 'B rien, P. C. M iller,
T. S te w a rt W hite, Lew is H. W ithey.
Resources.
Bonds, m ortgages and securities...........................
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
$1,612,819 06
$1,028,809 25
$1,649,343 72
$1,533,546 15
765,341 61
795,300 30
805,080 85
836,991 38
Prem ium s pair! on TT S bonds
O v erd rafts...................................................................
810 97
1,181 75
575 27
395 11
B anking h o u se............................................................
25,000 00
25,000 00
25,000 00
25,000 00
F urniture and fix tu res..............................................
3,000 00
3.000 00
3,000 00
3,000 00
Other real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities).
..............................................................
3,403 65
3,401 65
3,401 65
3,234 65
Item s in tr a n s i t ..........................................................
6,811 40
3,301 38
1,709 95
226 36
U nited S tates b o n d s.................................................
600 00
600 00
600 00
600 00
Due from banks in reserve cities...........................
280,323 75
339,904 56
318,184 72
414,0S0 60
Exchanges for clearing h o u se.................................
4,925 29
0,005 24
15,570 33
24,891 26
U. S. and N ational bank currency ........................
56,789 00
58,358 00
74,546 00
69,164 00
Gold co in .....................................................................
03,132 50
61,562 50
63,162 50
61,005 00
Silver co in ....................................................................
16,458 90
15,957 65
9,050 95
4,475 80
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
1,144 76
1,032 76
1,038 41
724 92
2,202 87
569 89
657 68
414 92
T o ta ls...................................................................
$2,842,763 76
$2,938,984 93
$2,971,522 03
$2,977,750 15
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
150,000 00
150,000 00
150,000 00
150,000 00
19,752 77
32,654 11
49,348 77
46,584 81
317,509 69
367,785 23
385,954 51
351,482 08
516 90
372 74
616 90
881 70
Savings d ep o sits.........................................................
1,545,001 48
1,578,518 04
1,569,655 37
1,580,832 27
Savings certificates of deposit................................
759,282 92
759,654 81
765,946 48
791,969 29
$2,971,522 03
$2,977,750 15
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
Tbvidends unpaid
Commercial deposits subject to cheek .................
100 00
Commercial certificatp.fi of deposit
DllP te banks anil bankers
Certified ch eck s..........................................................
Cashier’s checks outstanding
Notes and bill4' rediscounted
Pills payable
.
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2,842,763 76
S2.938.9S4 93
110
S T A T E B A N K IN G D E P A R T M E N T .
THE MICHIGAN TRUST COMPANY, GRAND RAPIDS.
H . W i t h e y , P r e s i d e n t ; W il l a r d B a r n h a r t . F i r s t V i c e P r e s i d e n t • H e n r y I dem a
S e c o n d V i c e P r e s i d e n t ; F . A. G o r h a m , T h i r d V i c e P r e s i d e n t ; G e o . I I e fe e r a n S e c r e t a r y C l a u d e H a m il t o n , A s s i s t a n t S e c r e t a r y .
L e w is
D ir e c t o r s .
Resources.
R eport of
Jan. 22.
R eport of
M arch 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
Collateral loans— tim e ___
$46,921 96
$44,071 96
$70,518 90
$62,023 00
Collateral loans—d e m a n d .
178,878 05
187,423 08
173,738 61
191,996 71
Loans on real estate m ortgages, in office. . ..
Loans on real estate mortgages, w ith State
T reasu rer.............................................................
100,746 33
96,735 04
89,285 04
103,470 76
96,368 50
95,498 50
96,198 50
95,398 50
Bonds— in office.........................
35,075 00
33,600 00
50,800 00
73,500 00
Bonds—w ith S tate T reasurer.
8,000 00
8,000 00
5,000 00
5,000 00
19.194 61
18,538 61
18,138 61
18,138 61
Other lo a n s.................................
S to ck s.
Real estate ow ned.............................
3,000 00
3,011 18
3,020 48
3,006 56
Other in v estm en ts.............................
21,488 35
19,594 85
30,068 80
37,027 77
Advances to tr u s ts ............................
27,819 11
29.680 43
27,588 63
29,526 07
Safe deposit v a u lts ............................
14,500 00
14,500 00
14,500 00
14,500 00
F u rn itu re and fix tu res......................
4,000 00
4.000 00
Due from approved reserve a g en ts.
224,740 80
216,960 72
200,348 71
141,663 48
42.789 39
33,863 20
34,732 57
Prem ium s p a id ...................................
4,000 00 !
3,000 00
Due from other banks and b an k ers.
20,107 11
Cash ite m s............................................
3,633 69
Nickels and c e n ts...............................
4 25
5 02
19-43
3 33
Silver co in ............................................
48 45
133 05
127 05
33 50
73 75
Gold co in ..............................................
2,450 00
3,765 00
1,340 00
2,547 50
U. S. and N ational bank n o te s .. . .
17,028 00
15,284 00
14,682 00
9,197 00
$824,004 21
$833,590 83
$833,238 02
$824,839 11
$ 200,000 00
$200,000 00
$200,000 00
$200,000 00
100,000 00
100,000 00
100,000 00
100,000 00
24,728 59
25,834 38
30,652 31
24,229 97
492,289 64
500,534 97
495,212 48
493,155 11
6,985 98
7,221 48
7,373 23
7,454 03
$824,004 21
$833,590 83
$833,238 02
$824,839 11
T o ta ls.
Liabilities.
Capital stock paid i n ..............
..........................................................
Surplus fu n d ............................................................... j
U ndivided profits, less expenses, interest and
taxes p a id ............................................................... |
Dividends u n p a id ......................................................
T rust d ep o sits........................................................
D eb en tu res..............................................................
P rem iu m s.................................................................
O ther liab ilities......................................................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
S T A T E B A N K S O F M IC H IG A N .
Ill
No. 108.
PEOPLE’S SAYINGS BANK, GRAND RAPIDS.
Organized December 23, 1890.
T hom as
H e f f e k a n . P r e s i d e n t ; W m . A l d e n S m i t h , S a m u e l M. L e m o n , V i c e P r e s i d e n t s ;
G e o . E. L u t h e r , C a s h i e r ; M. D. H o o g e ste g er , A s s i s t a n t C a s h ie r .
D ir e c t o r s .— Wm. A lden Sm ith, Jo h n M urray, T hom as Ilefferan, Wm. II. A nderson. Wm. H.
Gay. Reuben Bloom er, Sam uel M. Lemon. Jo h n W. B lodgett, A. D. Ratlibone, E ugene
D. Conger, J. Boyd P a n tlin d , C h ristia n B ertsch, A. S. M usselm an, Jo h n T. B yrne, Wm.
Logie.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$376,689 06
$334,085 93
$395,104 99
$425,096 99
Bonds, m ortgages and securities...........................
1,251,525 81
1,250,134 19
1.230,459 22
1,232,059 79
Prem ium s paid on b o n d s............. ...........................
17,000 00
17,000 00
17,000 00
17,000 00
O v erd rafts...................................................................
893 42
453 54
253 07
93 22
B anking h o u se............................................................
F urniture and fix tu res.............................................
3,673 93
5,731 34
6,575 57
6,000 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
10,752 59
10,346 18
10,346 18
9,746 18
3,471 47
8,675 20
4,422 09
,6,291 35
192,374 90
271,271 60
271,549 18
212,485 79
6,182 53
6,569 30
4,204 19
14,444 78
U. S. and National bank c u rre n c y .......................
29,138 00
34,128 00
45,300 00
42,465 00
Gold co in .....................................................................
52,865 00
52,820 00
53,212 50
42,588 00
Silver co in ...................................................................
1,300 60
2,705 80
5,647 90
4,227 35
104 50
113 52
243 35
249 87
515 19
2,028 03
668 72
403 28
$1,940,493 00
$1,996,603 23
$2,045,052 90
$2,013,751 00
Item s in tr a n s it..........................................................
United S tates b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing h o u se........................ ..
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
T o ta ls...................................................................
Liabilities.
Capital stock paid i n ................................................
$ 100,000 00
$100,000 00
$100,000 00
$100,000 00
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
20,000 00
20,000 00
20,000 00
20,000 00
23,837 74
27,062 88
19.745 15
27,910 72
Dividends u n p a id ......................................................
70 00
10 00
30 00
50 00
Commercial deposits subject to check.................
138,078 55
102.700 89
188,160 77
220,078 95
Due to banks and b an k ers......................................
32,953 45
32,032 10
28,618 00
24,672 79
Certified checks......................................... ' ...............
302 32
Commercial certificates of dep o sit.........................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits.........................................................
745,071 10
700,353 09
806,011 85
730,209 40
Savings certificates of dep o sit................................
885,579 90
888,503 67
882,480 59
890,829 68
$1,940,493 00
'
$1,996,663 23
$2,045,052 90
$2,013,751 60
Notes and bills rediscounted...................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
112
S T A T E B A N K IN G D E P A R T M E N T .
No. 139.
STATE BANK OF MICHIGAN, GRAND RAPIDS.
Organized June 25, 1892.
D a n ie l M c C oy , P r e s i d e n t ; W il l ia m H . J o n e s , V i c e P r e s i d e n t ; M a r s h H . S o k r ic k , C a s h i e r ;
Ca s p e r B a a r m a n , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— Wm. J. S tu a rt, Wm. IT. Jones, Jam es K. Johnston, D aniel McCoy, B enjam in
Wolf, E. A. Stowe, S. B. Jenks, M. II. Sorrick, E. II. Foote, H. B. H erpolsheim er, Benj.
S. H an ch e tt.
Resources.
Report of
! Jan. 22.
Report of
March 28.
R eport of
June 9.
R eport of
Sept. G.
Loans and disco u n ts.................................................
$1,796,477 43
$1,895,764 27
$1,826,607 78
$1,896,121 87
Bonds, m ortgages and securities...........................
374,057 87
406,657 87
459,023 57
486,479 83
Prem ium s paid on b o n d s.........................................
3,587 72
3.587 72
3,427 72
3,585 72
O v erd rafts...................................................................
951 58
499 41
221 66
254 43
Banking h o u se............................................................
29,871 42
29,881 42
29,881 42
29,000 00
F urniture and fix tu res.............................................
23,093 64
23,093 64
23,093 64
22,093 64
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
3,573 75
2,540 21
5,184 64
11,418 78
285,325 95
Item s in tr a n s it..........................................................
United S tates b o n d s.................................................
Due from banks in reserve cities...........................
244,628 87
245,506 86
295,734 07
Exchanges for clearing house.................................
10,042 35
5,563 91
7,140 24
16.038 90
U. S. and N ational bank currency............. ..
70,663 00
98,545 00
101,318 00
84,077 00
Gold co in ............................... ......................................
64,32S 50
06,711 00
69,653 50
63,562 50
Silver co in ....................................................................
11,018 00
7,818 50
6,088 00
24,906 25
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
743 28
755 46
884 00
871 34
10,159 49
1,802 29
10.788 58
0,937 90
T o ta ls.................................................................... $2,649,196 90
$2,788,727 56
$2,839,647 42
$2,930.674 11.
$150,000 00
$150,000 00
$150,000 00
$150,000 00
100,000 00
100,000 00
100,000 00
100,000 00
23,433 82
32,179 21
29,393 20
38,158 89
Dividends u n p a id ......................................................
114 00
14 00
15 00
45 00
Commercial deposits subject to check.................
962,771 43
1,038,906 35
1,070,048 27
1,114,071 77
Commercial certificates of d ep o sit........................
127,786 82
96,664 08
192,054 22
170,071 54
Due to banks and b a n k e rs......................................
102,959 58
98,852 60
79,188 18
75,074 10
Certified checks..........................................................
130 45
63 37
413 70
540 14
Liabilities.
Capital stock paid i n ................................................
Surplus f u n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
792 25
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits.........................................................
503,905 68
528,533 19
555,676 90
540,962 10
Savings certificates of dep o sit................................
078,089 12
742,722 51
662,257 95
741,750 57
$2,649,196 90
$2.788.727 56
$2.839.647 42
$2,930,674 11
Notes and bills rediscounted..................................
Bills p ay ab le.......... * ..................................................
T o ta ls ..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
S T A T E B A N K S O F M IC H IG A N .
113
No. 27.
FARMERS’ BANK OF GRASS LAKE, GRASS LAKE.
Organized April 24, 1883.
E.
J. F o s t e r , P r e s i d e n t ; D. G. H e l l ie r , V i c e P r e s i d e n t ; E. L. C o o pe r , C a s h i e r ;
,
E. A. C r o m a n , S e c r e t a r y .
D ir e c t o r s .— E. L. Cooper, E. J. F oster, M. W. Dwelle, E. W. C rafts, D. G. H ellier, E. W.
H obart, E. A. Crom an, W. It. Reynolds, O rville Gorton.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$55,085 21
$56,704 86
$57,328 36
$65,479 18
Bonds, m ortgages and securities...........................
119,601 44
122,700 44
120,053 94
124,365 41
Prem ium s paid on b o n d s.........................................
O v erd rafts.................................................... ..............
458 23
475 61
171 90
3,326 41
B anking h o u se............................................................
3,300 00
3,300 00
3,300 00
3,300 00
F u r n itu re and fix tu res . .
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities)........................................................................
1,400 00
Item s in tr a n s it.........................................................
235 00
United States b o n d s.................................................
Due from banks in reserve cities...........................
25,165 13
27,518 32
29,937 25
30,750 12
Exchanges for clearing house................................
U. S. and N ational Bank C urrency.......................
8,310 00
5,498 00
6,015 00
6,819 00
Gold c o in .....................................................................
3,300 00
4,445 00
5,855 00
800 00
Silver co in ....................................................................
734 20
1,008 25
983 05
788 40
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
249 88
206 28
174 23
285 97
1,030 85
37 98
1,492 16
142 43
T otals....................................................................
$217,294 94
$223,360 74
$225,310 89
$236,291 92
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
6,000 00
6,000 00
6,000 00
6,500 00
210 88
721 22
1,348 08
670 02
Dividends u n p a id ......................................................
420 00
60 00
16 00
73 50
Commercial deposits subject to check.................
39,909 05
38,945 52
37,400 19
45,656 42
Commercial certificates of dep o sit........................
Due to banks and b ankers....................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits........................................................
8,136 28
9,889 69
11,543 34
13,477 64
Savings certificates of dep o sit................................
137,618 73
142,744 31
143,943 28
144,914 34
$217,294 94
$223,360 74
$225,310 89
$236,291 92
Notes and bills rediscounted................................
Bills p ay ab le...............................................................
Totals . . . .
15
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
114
STATE BANKING DEPARTMENT.
No. 263.
COMMERCIAL STATE SAVINGS BANK, GREENVILLE.
Organized August 27, 1902.
F . E . R a n n iiy , P r e s i d e n t ; D . K . B l a c k , C h a s . M . M il l e r , V i c e P r e s i d e n t s ;
C. V. C o a t s , C a s h i e r .
D i r e c t o r s .— F .
E.
R anney, T. J. P o tte r, D. K. Black, C. A. M iller,
E. A. Kem p, Chas. M. M iller, C hester A. M iller.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
P au l v an Deinse,
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts......................
$85,905 66
$107,375 63
$122,050 02
$123,589 13
Bonds, m ortgages and securities.
10,725 00
13,375 00
19,625 00
21,450 00
17 47
50 36
2,096 24
2,096 24
2,166 S4
2,190 84
14,529 56
11,125 67
1,919 29
690 09
24,384 84
37,318 48
34,780 73
20,438 43
U. S. and N ational bank currency.
6,517 00
7,531 00
10,070 00
6,272 00
Gold co in ............................................ .
4,915 00
5,000 00
4,745 00
4,490 00
Silver co in ............................................
1,700 00
320 00
1,830 00
1,S69 00
131 88
54 50
43 24
79 19
1,207 75
1,541 58
430 16
1,121 44
$152,130 40
$185,794 46
$197,660 28
$183,343 12
$25,000 00
$25,000 00
$25,000 00
$25,000 00
1,500 00
1,500 00
1,500 00
1,500 00
840 62
1,229 61
1,810 98
2,065 13
38,664 38
64,096 56
48,158 07
47,874 06
86,125 40
93,878 29
120,966 23
106,523 93
90 00
225 00
380 00
$185,794 46
$197 660 28
$183,343 12
Prem ium s paid on b o nds.............
O v erd rafts........................................
11 45
Banking h o u se................................
F u rn itu re and fix tu res..................
O ther real e s ta te ..................................................
Due from other banks and bankers (not reserve
cities) ....................................................................
Item s in tr a n s it.................................
U nited S tates b o n d s........................ .
Due from banks in reserve cities..
Exchanges for clearing h ouse.........
Nickels and c e n ts..................................................
Checks, cash item s and internal revenue ac
count ....................................................................
T o ta ls.
Liabilities
Capital stock paid i n ...............
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
1,141 55
Dividends u n p a id .....................................
Commercial deposits subject to check.
Commercial certificates of deposit___
Due to banks and b an k ers.....................
Certified checks.........................................
Cashier’s checks o u tsta n d in g ................
Savings d eposits.......................................
Savings certificates of deposit...............
T ax reserve a c co u n t................................
Notes and bills rediscounted.................
Bills p ay ab le..............................................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$152,130 40
115
STATE BANKS OF MICHIGAN.
No. 188.
GREENVILLE STATE BANK, GREENVILLE.
Organized April 21, 1896.
F.
N.
W e ig h t , P r e sid e n t;
D i r e c t o r s .— F .
W. D.
J o hn son ,
V i c e P r e s i d e n t ; W m . II. B r o w n e , C a s h i e r .
N. W riglit, F. S. Gibson. W. D. Johnson, W. H. Brow ne, C. W. Johnson,
E. R u tan .
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$176,798 46
$177,730 73
$196,894 00
$205,471 84
Bonds, mortgages and securities...........................
113,717 34
114,309 02
124.809 02
111,597 34
1 00
1 17
1,000 00
1,000 00
1,127 40
1.19S 55
10,132 82
» 13,735 30
4,720 75
6,646 58
96,890 58
146,283 25
96,197 64
58,549 14
O v erd rafts...................................................................
F u rn itu re and fixtures.............................................
Due from other banks and bankers (not reserve
Item s in tr a n s it..........................................................
Uni tod S tates b o n d s.................................................
D ue from banks in reserve cities...........................
Exchanges for clearing bouse................................
12,575 00
11,930 00
12,805 00
10,820 00
. r T.........................................................
5,225 00
6,995 00
6,480 00
7,180 00
Silver co in ...................................................................
1,086 15
1,118 49
1,215 00
886 75
Nickels and c e n ts......................................................
•Checks, cash item s and internal revenue acc o u n t.........................................................................
503 19
351 29
376 70
578 09
525 45
219 25
394 36
T o ta ls...................................................................
$417,928 54
$473,979 53
$444.845 93
$403,322 65
$25,000 00
$25,000 00
$25,000 00
$25,000 00
25,000 00
25,000 00
25,000 00
25,000 00
1,436 58
3,801 21
5,896 91
9,042 63
126,110 30
171,803 98
111,300 46
87,117 81
243,374 34
277,648 56
257,162 21
$473,979 53
$444,845 93
$403,322 65
U R and National Rank C urrency.......................
Oold coin
Liabilities.
C apital stock paid i n ......................... ......................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
1
‘
Dividends u n p a id ......................................................
Commercial deposits subject to check.................
Commercial certificates of dep o sit.................... ....
Due to banks and b an k ers.................................... ,
V
Certified checks . . . . ...................................................
Cashier’s checks outstanding. . . T........... .........
Ravings d ep o sits.........................................................
Ravings certificates of dep o sit................................
Notes anil bills rediscounted..................................
Rills payable t ...........................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
240,381 60
/
$417,028 54
116
STATE BANKING DEPARTMENT.
No. 95.
SUPERIOR SAVINGS BANK, HANCOCK.
Organized April 17, 1890.
C.
A . W e ig h t , P r e s i d e n t ; J acob B a e r , V ice P r e s id e n t ; M . C . G e t c h e l l , C a sh ie r ;
J . 0 . J e f f e r y , 'A s s is i « « * C a s h ie r
.
D i r e c t o r s . — Jacob
Baer, C harles A. W right,
M.
C. Getchell, Jam es R. Cooper, A. R. Gray.
Report of
Jan. 22.
R eport of
March 28.
Report of
June 9.
Loans and disco u n ts.................................................
$417,689 87
$420,868 00
$426,458 35
$415,680 98
Bonds, mortgages and securities...........................
146,698 86
150,673 86
148,771 36
150,335 61
450 03
268 00
374 54
479 76
F urniture and fix tu res.............................................
4,915 86
4,915 80
4,915 86
4,915 86
Other real e s ta te ............. ................ .........................
Due from other banks and bankers (not reserved
cities) ........................................................................
48 70
48 70
48 70
1,961 20
44,689 76
52,235 42
58,275 83
59,394 90
900 00
850 00
1,000 00
58,068 68
59,927 40
57,958 53
50,918 20
Resources.
R eport of
Sept. 6.
Prem ium s paid on b o nds.........................................
O verdrafts...............................................................
Banking h o u se............................................................
Item s in tra n s it................................................. ..
United States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
U. S. and N ational bank currency........................
31,788 00
32,705 00
42,878 00
46,273 00
Gold co in ...................................................................
9,610 00
8,865 00
10,410 00
7,565 00
Silver co in .............................................. .....................
4,953 75
4,429 35
3,771 45
1,918 20
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue acc o u n t........................................................................
299 78
156 78
249 10
289 51
769 73
2,655 87
1,008 79
1,693 27
T o ta ls. , ...............................................................
$719,983 02
$738,649 24
$755,970 51
$748,425 49
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
20,000 00
20,000 00
20,000 00
20,000 00
12,653 17
15,286 16
14,678 13
14,962 03
Dividends u n p a id ......................................................
73 40
73 40
83 40
93 40
Commercial deposits subject to check..................
131,418 86
146,849 63
156,747 77
138,279 81
Commercial certificates of deposit.........................
720 01
162 01
31 00
Due to banks and b an k ers......................................
7,525 02
2,703 76
2,962 77
Certified checks..........................................................
100 00
1,549 53
160 00
Cashier’s checks o u tstan d in g ..................................
Savings deposits.........................................................
•*
Savings certificates of dep o sit................................
442,936 51
448,366 53
446,701 76
451,872 90
54,656 05
55,107 75
64,765 68
71,507 82
$719,983 02
$738,049 24
$755,970 51
$748,425 49
Notes and bills rediscounted...................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
117
STATE BANKS OF MICHIGAN.
SUPERIOR TRUST COMPANY, HANCOCK.
Organized July 21, 1902.
Ch as.
A.
W e i g h t , P r e s i d e n t ; J a c o b B a b r , V,ice P r e s i d e n t ;
M. C.
G e t c h e l l , Secretary.
D i r e c t o r s . — C.
A. W right, A. R. Gray, George Ruppe, R. R. Goodell, Jam es Chynow eth, Jam es
R. Cooper, G raham Pope, A. J. Scott, Jacob Baer, C harles B riggs, Jam es M acN aughfon,
E d g ar H. T ow ar. Allen F. Rees. L essing K arger, Jo h n D. C uddihy, Jo h n J. Case, W illiam
A. P aine, H a rry F. F ay, W illiam E. P a rn a ll, C harles II. H all.
■
Resources.
R eport of
Ja n . 22.
Collateral loans— tim e ..............................................
............
..........
$50,849 00
$48,604 00
$51,774 00
$48,936 00
77,380 00
78,430 00
77,730 00
77,730 00
55,382 64
55,382 64
55,382 64
62,855 14
1 50
1 50
R eport of
M arch 28.
R eport of | R eport of
Sept. 6.
Ju n e 9.
1
Collateral loans— d em an d .......................................
Loans on real estate m ortgages, in office . . . .
Loans on real estate mortgages, witli S tate
T reasu rer.................................................................
O ther lo&ns.................................................................
"Ronds— in office
Bonds— w ith S tate T reasurer................................
,
S to c k s......................................................................... ..
'
Real estate ow ned.....................................................
O ther in v estm en ts.....................................................
Advances to tr u s ts ....................................................
Prem ium s Paid
........................................
F urniture and fix tu res............. ..............................
580 23
580 23
580 23
410 23
Due from approved reserve a g en ts......................
1,084 02
1,087 40
1,092 31
1,095 64
Due from other banks and b a n k e rs......................
2,823 31
3,904 19
2,104 35
5,858 41
T o ta ls...................................................................
$188,099 20
$188,049 96
$188,665 03
$196,885 42
Liabilities.
Capital stock paid i n ................................................
Cash ite m s...................................................................
Nickels and cents. ..
Silver co in ...................................................................
Oold coin
IT. S. and National bank notes. .
$150,000 00
$150,000 00
$150,000 00
$150,000 00
Surplus f u n d ...............................................................
Undivided profits, less expenses, interest and
taxes p a id ...............................................................
30,000 00
30,000 00
30,000 00
30,000 00
6,455 20
6,684 90
7,459 03
8,187 42
Dividends u n p a id ............................. ».......................
444 00
165 00
6 00
498 00
T rust d ep o sits............................................................
1,200 00
1,200 00
1,200 00
8,200 00
T o ta ls...................................................................
$188,099 20
$188,049 96
$188,665 03
$198,885 42
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
118
STATE BANKING DEPARTMENT.
No. 254.
HURON COUNTY SAVINGS BANK, HARBOR BEACH.
Organized January 15, 1902.
M atthew
D.
W a gn er
, P resid en t ;
D i r e c t o r s .— M atthew
G eorge
J.
J e n k s , V ic e P r e s i d e n t ; H e n r y B in k l e , C ash ier.
D. W agner, George J. .Tenks, D ariu s M ihlethaler, P h ilip Binkle,
A lbert E. Sleeper.
Resources.
I
R eport of j B eport of
Jan. 22.
March 28.
I
R eport of ! R eport of
June 9. j Sept. 6.
__
Loans and disco u n ts.................................................
$75,709 01
$77,191 36
$81,514 48
Bonds, m ortgages and securities...........................
50,370 28
52,288 24
Sfi 318 94
j
$75,695 47
KQf,77 94
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
334 13
291 24
907 85
235 99
Banking h o u se............................................................
3,209 54
3,209 54
3,209 54
3,234 99
F urniture and fix tu res..............................................
2,000 00
2,000 00
2,000 00
2,000 00'
Other real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
767 62
750 12
517 56
517 56
Due from banks in reserve cities...........................
18,764 72
20,118 58
9,845 95
11,385 12
Exchanges.for clearing h ouse.................................
386 74
43 75
481 38
2,769 31
U. S. and N ational bank currency........................
8,324 00
4,132 00
4,043 00
2,801 00
Gold coin ............................................................... ■.
2,105 00
2,295 00
2,300 00
1,900 00
Silver co in ...................................................................
280 00
415 30
133 90
190 00
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
17 08
57 84
34 17
65 55
Item s in tr a n s it..........................................................
United States b o n d s.................................................
T o ta ls.................................................................
Liabilities.
Capital stock paid i n ................................................
Surplus fu n d ..........................................v..............
Undivided profits, less current expenses, interest
and taxes p a id .....................................................
88 65
69 11
$102,357 97
$102,792 97
$161,375 18
$160,532 23
$30,000 00
$30,000 00
$30,000 00
$30,000 00
3,527 32
3,115 59
3,020 84
3,000 00
1,071 17
1,697 24
2,200 32
2,444 29
Dividends u n p a id .......................................
Commercial deposits subject to check.................
23,545 08
19,835 05
18,403 67
20,377 05
Commercial certificates of dep o sit................
85,525 89
87,115 48
89,949 14
87,989 39
300 97
786 84
18,387 54
20,242 77
17,789 21
16,720 90
Due to banks and b an k ers............................
Certified checks.......................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
Savings certificates of dep o sit................................
Notes and bills rediscounted..................................
1,
Bills p ay ab le.................................
T o ta ls...........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$182,357 97
1
8162,792 97
■
$161,375 18 1
1
$100,532 23
STATE BANKS OF MICHIGAN.
119
No. 50.
OCEANA COUNTY SAYINGS BANK, HART.
Organized October 31, 1887.
Geo.
It.
D i e e c t o e s .—
B a t e s , P r e s i d e n t : G . T . S a n d s , V i c e P r e s i d e n t ; D.
W . E . H o l l in s , A s s i s t a n t C ashier.
L. N. K eating, C. II.
J.
M a t h e w s , C ash ier;
George R. B ates, A. E. Motley, G. T. Sands, W. E.
Snyder, J. N. Cotton.
Ila c k le y ,
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
853,138 83
$143,939 25
$81,162 78
$77,690 76
Bonds, m ortgages and securities...........................
98,796 78
14,250 00
104,064 28
104,560 78
P r e m i u m s paid on b o n d s.........................................
O v erd rafts...................................................................
110 68
174 16
204 43
832 69
B anking h o u se............................................................
3,800 00
3,800 00
3.500 00
3,800 00
F u rn itu re and fix tu res.............................................
1,500 00
1,500 00
1.500 00
1,500 00
O ther real e s ta te .........................................- ............
Due from other banks and bankers (not reserve
cities) ........................................................................
600 00
600 00
600 00
600 00
Item s in tr a n s it..........................................................
2,579 01
34 43
272 19
1,557 63
33,061 25
42,745 91
13,061 45
7,696 37
3,901 00
178 27
United States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
TT S. and N ational bank currency........................
7,569 00
12,976 00
10,364 00
Gold co in .....................................................................
1,513 50
568 50
361 00
666 CO
Silver c o in ...................................................................
2,970 00
2,492 00
2,959 00
2,719 00
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
103 46
80 26
67 49
46 32
1,890 56
2,327 58
3,027 70
791 08
T o ta ls..................................... .............................
$207,817 34
$225,494 09 .
$222,044 32
$206,367 63
Liabilities.
Capital stock paid i n ................................................
$40,000 00
$40,000 00
$40,000 00
$40,000 00
8,000 00
8,000 00
8,000 00
8,000 00
223 60
1,248 24
2,701 16
2,955 49
Commercial deposits subject to check .................
35,842 24
38,708 52
28,044 12
24,945 37
Commercial certificates of dep o sit........................
47,832 96
52,984 82
53,865 14
43,068 07
2,687 22
321 33
209 08
81,865 29
89,112 57
84,188 62
Surplus f u n d ...............................................................
Undivided profits, less ctirrent expenses, interest
and taxes p a id .......................................................
i
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
70,885 54
Savings certificates of dep o sit................................
Notes and bills rediscounted............. .....................
5,000 00
3,000 00
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$207.817 34
$226.494 09
I
$222.044 32 1
•1
$206.367 63
120
S T A T E B A N K IN G D E P A R T M E N T .
No. 11.
HASTINGS CITY BANK, HASTINGS.
Organized October 26, 1886.
Chester
M e s s e r , P resid en t;
D i r e c t o r s . — C h ester
R. B.
M e s s e r , V ice P r e s i d e n t ;
A. A.
A n d e r s o n , C ashier.
M esser, D. S. Goodyear, Luke W aters, R. B. Messer, M. L. Cook, R. T.
F rench, A. A. Anderson.
Resources.
! Report of
! Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$175,577 34
$202,323 48
$202,601 01
$212,911 75
Bonds, m ortgages and securities...........................
84,725 20
81,405 20
88,765 20
89,566 20
Prem ium s paid on b o nds.........................................
O v erd rafts...................................................................
2,882 03
1,282 82
801 83
1,438 20
B anking ho u se............................................................
13,000 00
13,000 00
13,000 00
13,000 00
F urniture and fix tu res..............................................
2.500 00
2.500 00
2.500 00
2.500 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
5.500 00
5.500 00
5.500 00
5.500 00
/
44,013 33
43,524 56
37,489 24
12,352 78
Item s in tr a n s it..........................................................
United States b o n d s.................................................
Due from banks in reserve cities.............. '...........
Exchanges for clearing house.................................
U. S. and N ational bank currency........................
Gold co in ...................................................................
Silver co in .............................................................
Nickels and cents .......................................................
Checks, cash items and internal revenue ac
count ......................................
T o ta ls......................................................
10,212 00
9,335 00
9,934 00
4,634 00
5,435 00
5,075 00
5,722 50
5,765 00
800 00
1,100 00
1,200 00
1,600 00
78 38
36 95
22 10
100 12
238 36
261 80
1,952 25
859 20
$345,051 67
$350,257 25
1
Liabilities.
Capital stock paid i n ......................................
.
$75,000 00
$75,000 00
875,000 00
$75,000 00
20,000 00
20,000 00
20,000 00
20,000 00
2,536 81
3,095 97
3,904 36
4,911 64
72 00
72 00
Commercial deposits subject to check..................
60,818 81
66,054 83
70,209 68
49,147 68
Commercial certificates of d ep o sit.........................
61,909 49
68,221 07
60,124 08
Surplus fu n d ............................................
Undivided profits, less current expenses, interest
and taxes p a id ......................................
Dividends u n p a id ...................................
Due to banks and b an k ers.......................
529 96
Certified checks...................................'..............
Cashier’s checks o u tsta n d in g ........................
Savings d ep o sits............................................
124,654 50
135,900 94
140,190 01
Savings certificates of deposit................................
144,789 48
55,878 49
Notes and bills rediscounted..............................
Bills p ay ab le..............................................
T o ta ls..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$345,051 67
$368,344 81
$369,488 13
$350,257 25
121
STATE BANKS OF MICHIGAN.
No. 260.
FIRST STATE SAVINGS BANK OF HILLSDALE, HILLSDALE.
Organized February 18, 1902.
F.
a.
R oeth lisberg k b , P r e s i d e n t ; Con v is M. B arre , V i c e P r e s i d e n t ; P aul W. C h a se , C a s h i e r ;
E. M. L a s h , A s s i s t a n t C a s h i e r .
D irwctors.— F. A. R oethlisberger, Corvis M. B arre, Edw. F re n sd o rf, Wm. N. Benge, Guy M
C hester, F red H. Stone, M. S. Segur.
Resources.
R eport of
Jan. 22.
Report of
March 28.
R eport of
June 9.
Report of
Sept. 6.
.
Loans and disco u n ts.................................................
$101,805 48
$172,377 44
$105,078 38
$178,749 30
Ronds mortgages and securities...........................
52,524 70
51,087 CO
51,305 44
55,820 44
Prem ium s paid on b o n d s........... •............................
O v erd rafts...................................................................
819 20
182 27
1,000 31
518 68
Banking h o u se............................................................
5,358 .00
5,350 00
5,356 00
5,356 00
F u rn itu re and fix tu res..............................................
2,931 91
2,931 91
2,931 91
2,931 91
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)
.............................................
3,092 07
.............
30,292 44
45,459 31
33,391 10
22,357 13
United S tates bonds
Due from banks in reserve cities...........................
Uy changes for clearing h o u se .. .
U. S. and National bank cu rren cy ........................
7,453 00
9,457 00
9,824 00
8,156 00
Gold co in ......................................................................
7,380 00
7,150 00
7,635 00
7,000 00
Silver c o in ....................................................................
1,050 45
1,580 70
1,729 90
1,432 80
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .......................................................................
58 40
32 94'
62 50
95 12
190 19
310 17
5,053 67
1,303 25
T o ta ls...................................................................
$279,013 84
$295,925 34
$283,428 27
$283,770 63
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
5,000 00
5,000 00
5.000 00
5,000 00
2,277 29
3,527 95
5.001 23
6,425 08
Dividends u n p a id .......................................................
30 00
Commercial deposits subject to check..................
79,255 50
99,374 82
63,535 62
60,503 14
Commercial certificates of d ep o sit.........................
Due to banks and b an k ers......................................
Certified c h e c k s....
Cashier's checks outstanding f
Savings d ep o sits.........................................................
Savings certificates of d ep o sit................................
16,555 73
17,212 48
18,273 10
18,941 29
126,495 32
120,810 09
141,618 32
142,901 12
$279,613 84
$295,925 34
$283,428 27
Notes and bills rediscounted........................
Bills p a y ab le..
T o ta ls...................................................................
16
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$283,770 63
_______
STATE BANKING DEPARTMENT.
122
No. 78.
HILLSDALE SAVINGS BANK, HILLSDALE.
Organized July 30, 1884.
Chauncey
F.
D i r e c t o r s . — J.
;
C ook, P resid en t
II.
C a s h ie r ; L . I).
S.
W a l w o r t h , V ice P r e s i d e n t ; A s h e r
W a l w o r t h , A s s i s t a n t Cashier.
B.
La
F luer,
T. Grume, J. F. King, C. F. Cook, H. S. W alw orth, A sher B. L a Fluer.
Resources.
I R eport of
j Jan. 22.
R eport of
March 28.
Report of
June 9.
R eport of
Sept. 6.
Loans and d iscounts.................................................
$257,400 03
$280,920 56
8287,606 90
$292,S39 IS
Bonds, mortgages and securities............................
100,443 21
151,873 21
148,S36 31
145,530 31
4,409 82
585 04
900 45
897 46
F urn itu re and fix tu res..............................................
2,000 00
2,000 00
2,000 00
2,000 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
c ities).................................... j ..................................
5,500 00
5,500 00
5,500 00
5,500 00
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
Banking h o u se............................................................
*
Item s in tr a n s it..........................................................
U nited States b o n d s.................................................
Due from banks in reserve cities...........................
53,552 06
57,313 20
80,052 13
65,296 21
Exchanges for clearing h o u se.................................
IT. S. and National bank currency ........................
12,895 00
10,343 00
23,889 00
8,115 00'
Gold co in ......................................................................
10,775 00
11,520 00
10,987 50
11,220 00
Silver co in ....................................................................
908 60
382 10
981 90
1,015 15
Nickels and c e n ts ... .
Checks, cash item s and internal revenue ac
count ..........................................................
300 15
325 01
270 55
239 16
3,881 80
1,786 82
1,236 59
396 04
$518,126 27
8522,548 94
$562,261 34
8534,054 51
$00,000 00
$00,000 00
$60,000 00
$60,000 00
20,000 00
20,000 00
20,000 00
20,000 00
9,730 27
12,353 82
14,585 91
12,523 15
53,322 45
41,200 33
68,807 05
36,179 35
T o ta ls..........................................
Liabilities.
Capital stock paid i n ..............................................
Surplus fu n d ............ '......................
Undivided profits, less current expenses, interest
and taxes p a id ...................................................
Dividends u n p a id ............................................
Commercial deposits subject to check .................
Commercial certificates of d ep o sit..................
Due to banks and b an k ers..................................
Certified checks..............................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits..........................................
108,815 23
113,770 95
118,778 03
122,204 06
Savings certificates of deposit............................
206,252 32
275,217 84
280,039 75
283,147 95
$518,120 27
$522,548 94
$562,261 34
$534,054 51
Notes and bills rediscounted..............................
Bills p ay ab le......................................
T o ta ls......................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
123
STATE BANKS OF MICHIGAN.
No. 56.
FIRST STATE BANK OF HOLLAND, HOLLAND.
Organized December 16, 1889.
G e r iiit
J.
D i e k e m a , P r e s i d e n t ; .J o h n
H e n r y J.
D i r e c t o r s .— J.
W.
B e a r d s e e e , V ice P r e s i d e n t ;
L u id e n s , A s s i s t a n t Cashier.
G. W.
M o k m a , C ash ier;
W. P.eardslee, G. J. Ixollen, G. W. Mokma, G. .T. Diekem a, I. M arsilje, H enry
K rem ers, J a n W. Bosnian, J. W. G arvelink, Wm. J. G arrod.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
Loans and disco u n ts.....................
$510,290 19
$467,001 48
$527,434 59
$515,940 72
Bonds, m ortgages and securities.
304,576 30
313,549 80
306 140 16
316,598 73
Resources.
R eport of
Sept. 6.
Prem ium s paid on b o n d s.............
O v erd rafts........................................
849 82
837 90
962 08
1,250 87
Banking h o u se................................
10,700 00
10,700 00
10,700 00
10,700 00
F u rn itu re and fix tu res..................
4,930 00
4,030 00
4,930 00
4,930 00
12,476 45
27,961 66
13,806 44
13,892 13
168,216 34
154,926 29
84,573 05
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities)........................................................................
Item s in tra n s it................................
United States b o n d s........................
Due from banks in reserve cities..
3,115 00
Exchanges for clearing house........
99,477 84
7,02.0 50
U. S. and N ational bank currency
22,583 00
31,518 00
24,370 00
36,218 00
Gold co in ....... ....................................
23,950 00
27,938 85
25,737 50
30,292 50
Silver co in ...........................................
3,454 70
6,663 50
4,646 40
575 20
214 58
374 81
487 91
614 69
2,180 51
776 43
2,117 23
$1,033,216 69
$1,051,537 57
$1,004,451 46
$1,043,251 78
$50,000 00
$50,000 00
$50,000 00
$50,000 00
15,000 00
15,000 00
15,000 00
15,000 00
961 16
5,362 00
8,346 62
7,144 62
Nickels and c e n ts..................................................
Checks, cash item s and internal revenue ac
count ....................................................................
T o ta ls.
‘Liabilities.
Capital stock paid i n ..............
Surplus f u n d ...........................................................
Undivided profits, less current expenses, interest
and taxes p a id ..................................................
4.415 35 •
Dividends u n p a id .....................................
Commercial deposits subject to check.
202,337 52
169,457 82
134,953 60
149,674 52
Commercial certificates of dep o sit.......
286,365 83
299,366 55
294,356 77
300,093 11
507,152 18
512,351 20
501,794 47
520,739 53
$1,063,216 69
$1,051,537 57
$1,004,451 46
$1,043,251 78
Due to banks and b an k ers.....................
Certified checks...................................
1,400 00
Cashier’s checks o u tstan d in g ................
Savings dep o sits.......................................
Savings certificates of dep o sit............. .
Notes and bills,rediscounted.................
Bills p ay ab le............................................ .
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
124
STATE BANKING DEPARTMENT.
'
%|
No. 91.
HOLLAND CITY STATE BANK, HOLLAND.
Organized January 30, 1890.
D.
B.
K.
V ax
D i r e c t o r s . — 0.
R a a l t e , P r e s i d e n t ; A d iu a x V a n P u t t e n , V i c e P r e s i d e n t ;
C a s h ie r ; O t t o P . K r a m e r , A s s i s t a n t C ash ier.
C.
V er
Schure,
Ver Schure, A. Van P u tte n , M. Van P u tte n , W illiam H . Beach, P. II. M c
B ride, D. B. K. Van R aalte, O tto P. K ram er.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$340,377 51
$344.779 19
$344,738 17
$376 593 69
Bonds mortgages and securities...........................
150,002 75
152,241 75
153,255 75
166,063 00
Prem ium s paid on b o n d s .......................................
O v erd ra fts...................................................................
2,696 31
4,217 67
Banking h ouse............................................................
22,000 00
22.000 00
628 31
22,000 00
22,000 00
F urniture and fixtures..............................................
5,188 00
5,188 00
5,188 00
5,188 00
99 33
1,010 62
224 74
1,891 14
68,576 06
51,130 34
67,961 63
57,097 63
046 00
O th er real e s ta te .......................................................
Due from oilier banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
United S tates.b o n d s..................................................
Due from banks in reserve cities...........................
Exchanges for clearing h ouse.................................
U. S. and N ational bank currency........................
18,765 00
9,785 00
23,394 00
16,538 00
■Gold co in .....................................................................
18,805 00
17,082 80
20,060 00
17,865 00
Silver co in ............................................ : .....................
3,728 10
3,787 95
5,398 15
10,596 80
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
371 17
481 42
303 82
070 99
3,238 86
331 11
1,125 89
4,871 75
T o ta ls...................................................................
$631,848 09
$611,975 85
$647,279 48
$679,992 00
Liabilities.
C apital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
14,000 00
14,000 00
14,000 00
15,000 00
4,214 01
7,095 80
10,013 71
6,271 11
S urplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Commercial deposits subject to check.................
111,280 10
79,437 61
96,930 30
116,209 32
Commercial certificates of d ep o sit.........................
206,248 67
213,116 41
217,438 45
214,462 74
115 13
104 32
101 85
78 27
245,990 18
248,221 71
258,795 15
.277,970 56
$631,848 09
$611,975 85
$647,279 46
$679,992 00
Due to banks and b an k ers......................................
Certified checks..................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
Savings certificates of dep o sit................................
Notes and bills re d isc o u n te d .,...............................
Bills p ay ab le.............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
125
STATE BANKS OF MICHIGAN.
No. 262.
CITIZEN’S SAVINGS BANK OF HOLLY, HOLLY.
Organized July 17, 1902.
A.
IT. S h e p a r d , P r e s i d e n t ;
D i r e c t o r s . — A.
J ohn
W.
P a t t e r s o n , V ice P r e s i d e n t ;
C.
J.
C u m m in g s , C ashier.
II. Shepard, Jo h n W. P a tte rso n , II. M. Church, Jo h n Lane, Jam es S. M itchell.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and d iscounts.................................................
$18,623 68
$23,565 61
$24,358 35
$29,582 50
Bonds, m ortgages and securities...........................
34,664 65
33,633 30
33,538 80
35,787 08
Prem ium s paid on b o nds.........................................
O v e rd ra fts... . T.......................................................
45 03
26 53
252 68
Banking h o u se............................................................
2,604 58
2,604 58
2,604 58
2,604 58
F urn itu re and fix tu res..............................................
2,539 60
2,539 60
2,539 00
2,539 60
Expenses, taxes, interest, e tc ................................
634 42
467 10
260 50
169 11
.............
Other real e s ta te ...........
................................
Due from other banks and bankers (not reserve
cities) ........................................................................
370 44
861 40
Item s in tra n s it..........................................................
663 42
1,157 39
8,391 38
3,293 22
2,492 33
6,497 83
11,770 09
13,210 26
3,197 00
United States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
U. S. and N ational bank currency........................
2,038 00
2,222 00
3,048 00
Gold c o in .....................................................................
600 00
580 00
600 00
050 00
Silver co in ....................................................................
846 10
656 35
540 85
618 55
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
80 31
39 43
36 18
115 36
T o ta ls...................................................................
$72,101 61
$74,824 59
$82,616 76
$91,219 05
Liabilities.
Capital stock paid i n ................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
8,208 70
7,916 11
Surplus fu n d ..
Undivided profits, less current expenses, interest
and taxes p a id .....................
. ( ...................
Dividends u n p a id .........
Commercial deposits subject to check..................
10,646 52
11,784 12
Commercial certificates of deposit.........................
Due to banks and b an k ers......................................
100 00
Certified checks...........
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
37,293 51
35,595 75
41,553 31
47,028 11
Savings certificates of deposit................................
6,539 40
11,312 73
10,310 93
12,406 82
$72,101 61
$74,824 59
$82,616 76
$91,219 05
Notes and bills rediscounted...............
Bills p ay ab le. . .
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
126
No. 106.
FIRST STATE AND SAYINGS BANK, HOLLY.
Organized October 27, 1890.
J a m b s C . S im o n s o n , P r e s i d e n t ; I I e n u y
C h a r l e s A . W il s o n , C ash ier; E m m a
D i r e c t o r s .— C h a r l e s
A.
W ilson,
D. D.
H a d le y .
H.
W. D o w n i n g , V i c e P r e s i d e n t ;
S a r g e n t , A s s i s t a n t C ashier.
W.
W alls, E li B ird.
Resources.
R eport of
Jan. 22.
Downing, J.
C.
R eport of
March 28.
Sim onson, W illiam S.
R eport of
June 9.
D eport of
Sept. 6.
I
Ronds mort.gngps and securities...........................
$75,341 28
$78,280 47
$86,353 84
$98,179 68
147,304 25
150,029 25
152,579 25
160,782 00
Prem ium s paid on b o nds............................ ............
O v erd rafts...................................................................
441 86
821 25
276 50
323 50
Banking h ouse............................................................
3,500 00
3,500 00
3,500 00
3,500 00
F urniture and fix tu res..............................................
1,000 00
1,000 00
1,000 00
1,000 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
4,000 00
4.000 00
4,000 00
4,000 00
3,823 76
877 00
Item s in tra n s it..........................................................
United States b o n d s.................................................
5,600 00
5,600 00
5,600 00
5,600 00
Due from banks in reserve cities...........................
76,271 63
94,733 46
96,482 36
76,334 11
Exchanges for clearing h ouse.................................
IT. S. and National bank currency........................
13,004 00
7,808 00
10.365 00
10.0S8 00
Gold co in ......................................................................
3,620 00
3,770 00
4.365 00
4,790 00
Silver co in ..................................................................
834 00
854 20
800 75
1,135 00
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ............................ i .........................................
84 22
107 03
95 04
129 83
43 24
87 22
51 25
114 21
T o ta ls...................................................................
$334,868 24
$351,467 88
$365,469 59
$365,976 33
Liabilities.
C apital stock paid i n ................................................
$30,000 00
$30,000 00
$30,000 00
$30,000 00
10,000 00
10,000 00
10,000 00
10,000 00
12,031 28
14,233 81
15,103 34
15,127 75
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
110 00
Commercial deposits subject to check..................
44,041 37
50,625 60
55,082 40
49,522 84
Commercial certificates of deposit.........................
9,473 10
10,638 69
12,633 78
10,756 67
364 90
168 01
250,401 06
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sit...........................................................
229,212 49
235,969 78
242,285 17
$334,868 24
$351,467 88
$365,469 59
Savings certificate of dep o sit.................... ............
Notes and bills rediscounted...................................
Bills payable .............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
j
$365,976 33
STATE BANKS OF MICHIGAN.
127
No. 255.
CALHOUN STATE BANK, HOMER.
Organized January 27, 1902.
E. J.
F e l l o w s , P r e s id e n t ; W il l ia m
D i r e c t o r s .— E.
A.
L a n e , V ice P r e s i d e n t ;
R. D.
G a r d n e r , C ashier.
J. Fellow s, W illiam A. Lane, M. C. Fellow s, M. J. Nix, R. E. Goodrich.
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$80,596 84
$73,104 5S
$79,473 08
$82,675 10
Bonds, mortgages and securities...........................
20,590 89
29,790 89
33,558 65
31,073 15
Prem ium s paid on b o n d s.........................................
300 00
300 00
300 00
300 00
O v erd rafts...................................................................
751 43
1,113 24
816 30
583 48
Banking ho u se............................................................
3,500 00
3,500 00
3,500 00
3,500 00
F urniture and fix tures..............................................
1,000 00
1,000 00
1,000 00
1,000 00
13,509 81
20,319 64
24,835 26
16,498 79
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities)........................................................................
Item s in tra n s it...................................
...............
U nited S tates b o n d s..................................................
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
272 03
U. S. and N ational bank currency........................
3,987 00
4,357 00
4,660 00
2,672 00
Gold co in ............................................ .........................
3,225 00
3,470 00
3,835 00
4,410 00
Silver co in ....................................................................
572 60
841 35
917 90
957 90
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
133 79
111 S9
104 99
126 21
82 38
68 41
346 65
141 54
T o ta ls................ '..................................................
$134,249 74
$138,249 03
$153,347 83
$143,938 17
Liabilities.
Capital stock paid i n ................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
500 00
500 00
500 00
500 00
738 32
874 97
1,129 51
1,476 40
Commercial deposits subject to cljeck..................
30,547 30
40,659 85
36,977 33
29,910 84
Commercial certificates of deposit.........................
70,464 12
76,214 81
94,740 99
92,050 93
$138,249 63
$153,347 83
$143,938 17
S urplus fu n d .............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
■Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings deposits.........................................................
Savings certificates of dep o sit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.............
$134,249 74
STATE BANKING DEPARTMENT.
128
No. 109.
FIRST STATE AND SAVINGS BANK, HOWELL.
Organized January 12, 1891.
W . P . V a n W i n k l e , P r e s i d e n t ; A s a V a n Iv l e e c k , V i c e P r e s i d e n t ; A l b e r t L . S m i t h , C a s h i e r ;
L u t h e r I I. M a n n i n g , A s s i s t a n t C a s h i e r .
D i r e c t o r s . — W.
P. V an W inkle, Asa Van Kleeck. S. B. H ubert, Jo h n Ryan, C harles A.
Goodnoiv, Geo. B arnes, W. W. K napp.
Report of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
"Loans and discounts ...............................................
$74,404 35
$69,458 52
$62,396 60
$50,170 12
Ronds, m ortgages and securities...........................
45,198 72
61,747 50
70,504 75
66,949 95
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
649 64
37 76
73 72
130 15
Banking h o u se............................................................
4,439 32
4,439 32
4,439 32
4,439 32
F urniture and fix tu res..............................................
1,735 41
2,050 41
2,050 41
2,050 41
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)........................................................................
2,000 00
2,000 00
2,000 00
2,000 00
Item s in tr a n s it..........................................................
2,364 17
3,720 10
2,020 78
U nited States b o n d s.................................................
3,000 00
3,000 00
3.000 00
3,000 00
21,060 71
24,030 61
, 14,440 53
22,047 61
Due from banks in reserve c itie s ..
...................
Exchanges for clearing h o u se .................................
U. S. and National bank cu rren cy ........................
11,043 00
13,601 00
11,702 00
11,598 00
Gold co in .............................................. .......................
6,475 00
5,460 00
2,800 00
2,975 00
Silver co in ....................................................................
2,826 10
3,364 30
2,955 90
2,289 65
Nickels and c e n ts.......................................................
Checks, cash items and internal revenue ac
count .........................................................................
369 90
385 84
419 15
428 21
430 39
180 47
147 88
292 63
T o ta ls...................................................................
$175,996 71
$189,813 73
$180,650 36
$170,391 83
Inabilities.
Capital stock paid i n ................................................
$40,400 00
$40,400 00
$40,400 00
$40,400 00
1,400 00
1,400 00
1,400 00
1,400 00
2,291 92
2,813 40
3,115 23
3,226 91
Commercial deposits subject to check..................
57,394 13
57;004 83
45,247 01
38,904 51
Commercial certificates of dep o sit.........................
50 24
50 24
50 24
50 24
Cashier’s checks o u tstan d in g ..................................
542 40
60 00
60 00
60 00
Savings d ep o sits.........................................................
16,564 05
20,483 28
19,587 92
16,230 63
Savings certificates of d ep o sit................................
57,353 97
67,601 98
70,789 96
68,494 54
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
Certified checks..........................................................
1,625 00
Notes and bills rediscounted...................................
Bills p ay ab le.........................................................
•
T o ta ls.......................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$175,996 71
$189,813 73
$180,650 36
$170,391 83
STATE BANKS OF MICHIGAN.
129
No. 140.
BOIES’ STATE SAVINGS BANK, HUDSON.
Organized August 27, 1892.
Steph en
A.
E a to n , P resid en t;
D. J.
B e a c h b o a e d , V ice P r e s i d e n t ; B y r o n
J.
F o s t e r , C ash ier.
D ir e c t o r s .— S tephen A. E aton, Jam es B. T horn, D avid J. Beachboard, H. V. C. H a rt, E . J .
S outhw orth, B yron J. F oster, E dw ard F ren sd o rf.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and discounts.................................................
$191,254 36
S I89! 94K 07
$179,064 25
Bonds, m ortgages and securities...........................
210,898 95
208,502 65
202,427 65
194,840 44
Prem ium s paid on b o n d s.........................................
736 25
736 25
736 25
471 25
O v erd rafts...................................................................
1,286 44
2,058 37
1,995 01
2,857 61
B anking h o u se............................................................
7,000 00
7,000 00
7,000 00
7,000 00
F u rn itu re and fix tures.............................................
3,052 71
3,052 71
3,210 21
3,210 21
Other real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities)........................................................................
52 64
52 64
512 45
105 30
Item s in tr a n s it..........................................................
1,429 56
142 47
42,861 86
54,636 60
39,085 47
58,445 75
U. S. and National bank currency .........................
13,993 00
15,615 00
15,744 00
7,519 00
Gold co in .....................................................................
9,199 00
9,159 00
9,259 00
8,239 00
Silver co in ....................................................................
925 60
1,396 65
1,559 90
1,134 75
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
398 25
355 59
302 96
364 82
296 10
25 26
66 20
26 70
T o ta ls...................................................................
$483,384 72
$489,497 44
$464,144 47
$463,279 08
Liabilities.
Capital stock paid i n ................................................
$75,000 00
$75,000 00
$75,000 00
$75,000 00
15,000 00
15,000 00
15,000 00
15,000 00
15,121 62
20,387 16
19,741 19
22,335 08
SIRS 764
1
United States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing house................................
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
70 00
Commercial deposits subject to check..................
41,303 88
40,659 64
39,968 14
31,359 53
Commercial certificates of dep o sit........................
2,312 71
2,195 85
1,459 33
2,305 22
334,576 51
336,254 79
312,975 81
317,279 25
$483,384 72
$489,497 44
$464,144 47
$463,279 08
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits........................................................
Savings certificates of dep o sit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
17
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
130
STATE BANKING DEPARTMENT.
No. 143.
THOMPSON SAVINGS BANK, HUDSON.
Organized October 22, 1892.
W.
B.
T h o m p s o n , P resid en t ; G.
D i r e c t o r s .—
I.
T h o m p s o n , V ice P r e s i d e n t ; C h a r l e s C. W h it n e y , C ashier.
W illiam B. T hom pson, F re d S . Vedder, R. W. T hom pson, G. I. Thom pson,
C harles C. W hitney.
Resources.
R eport of
Ja n . 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and discounts.................................................
$269,634 77
$273,779 41
$255,980 58
$244,561 43
Tionds, m ortgages and securities...........................
433,352 49
438,992 74
436,232 27
439,825 85
Prem ium s paid on b o n d s........... * ...........................
O v erd rafts................ ..................................................
1,291 71
1,554 00
1,836 40
2,019 16
B anking h o u se............................................................
7,500 00
7,500 00
7,500 00
7,500 00
F u rn itu re and fix tu res.............................................
5,700 00
5,700 00
5,700 00
5 600 00
1,411 22
105 00
6,223 88
1,680 47
U nited States b o n d s.................................................
60,700 00
60,700 00
60,700 00
60,700 00
Due from banks in reserve cities...........................
66,637 78
63,783 82
66,956 69
66,795 04
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)........................................................................
Ttems in tr a n s it..........................................................
6 19
Exchanges for clearing h o u se.................................
U. S. and N ational bank currency........................
27,245 00
27,497 00
21,073 00
26,271 00
Gold co in .....................................................................
6,165 00
7,425 00
9,395 00
10,000 00
Silver co in ....................................................................
2,311 95
2,910 50
1.896 40
748 60
Nickels and c e n ts.......................................................
¿h eck s, cash item s and internal revenue ac
count .........................................................................
153 82
223 76
207 70
265 52
592 34
413 82
458 67
263 02
T o ta ls...................................................................
$882,696 08
$890,585 05
$874,160 59
Liabilities.
Capital stock paid i n ................................................
$100,000 00
$S66,236 28
$100,000 00
$100,000 00
20,000 00
20,000 00
20,000 00
20 000 00
3,868 18
11,825 82
11,754 55
- 5,671 21
Commercial deposits subject to check..................
75,118 98
75,122 22
79,912 84
67,835 20
Commercial certificates of dep o sit........................
1,578 49
2,899 93
3,729 11
2,244 29
670,485 58
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
$100,000 00
Dividends u n p a id ......................................................
662 93
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan ding..................................
Savings deposits.........................................................
682,130 43
680,074 15
658,764 09
$882,696 08
$890,585 05
$874,160 59
Savings certificates of d eposit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$866,236 28
1
STATE BANKS OF MICHIGAN.
131
■No. 24
LAPEER COUNTY BANK, IMLAY CITY.
Organized January 26, 1886.
J ohn
B orla nd , P residen t;
D i r e c t o r s .— Jo h n
W a l t e r W a l k e r , V ice P r e s id e n t ; J o h n
W il l B o r l a n d , A s s i s t a n t C ashier.
B o r l a n d , J r .,
C ash ier;
B orland, W alter W alker. Jno. B orland, J r., W ill B orland, E dw ard
P alm er.
Resources.
R eport of
Ja n . 22.
R eport of
March 28.
-
R eport of
Ju n e 9.
E.
R eport of
Sept. 6.
Loans find disco u nts.................................................
$131,085 83
$140,413 36
$145,375 43
$153,390 26
Ronds m ortgages and securities...........................
210,495 38
214,389 63
224,027 53
222,317 20
Prem ium s paid on b o n d s.........................................
O v e rd ra fts................ ..................................................
542 51
650 01
1,693 12
175 77
R anking h o u se............................................................
4,900 00
4,900 00
4,900 00
4.900 00
F u rn itu re and fix tures..............................................
1,917 38
1,917 38
1,917 38
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)..............., , .....................................................
1.900 00
2,731 37
Item s in tr a n s it..........................................................
42 00
1,500 00
52,624 36
United S tates b o n d s.................................................
D ue from -hanks in reserve cities...........................
56,304 24
59,875 00
50,679 81
Exchanges for clearing h o u se.................................
TT S and National bank currency ........................
15,169 00
13,848 00
12,959 00
8,697 00
Oold co in .....................................................................
355 00
295 00
1,035 00
2,045 00
Silver co in ....................................................................
1,261 00
925 00
1,400 00
1,550 00
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
80 78
42 01
54 98
34 46
4,069 49
1,743 82
1,425 99
379 40
T o ta ls...................................................................
$426,180 61
$438,999 21
$445,510 24
$452,244 82
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
2,630 74
7,502 33
7,662 94
3,055 70
Commercial deposits subject to check.................
34,060 40
39,616 72
34,032 95
32,520 36
Commercial certificates of dep o sit........................
1,997 86
1,114 39
1,191 36
2,419 07
Savings deposits.........................................................
268,313 33
264,004 71
281,431 53
284,733 97
Savings certificates of deposit................................
59,178 28
66,761 06
61,191 46
69,515 72
$445.510 24
... ■
$452.244 82
Surplus f u n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
"Due to hanks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Nof.es and hills rediscounted..................................
Rills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$426,180 61
$438.999 21
.
. r
STATE BANKING DEPARTMENT.
132
No. 58.
*IONIA COUNTY SAYINGS BANK, IONIA.
Organized January 4, 1886.
H. R.
W agar,
D i r e c t o r s . — H.
P residen t:
J o h n G r e e n o p , V ice P r e s i d e n t ;
W . H . B u r l e t s o n , A s s i s t a n t C ashier.
A. S.
R. W agar, Chauncey J . Rumsey. Allen S. W rig h t,
H. D oland, Jo h n Greenop, T erry Dolan.
Resources.
R eport of
Jan. 22.
L.
R eport of
March 28.
Loans and disco u n ts.....................
$153,637 47
$145,178 54
Bonds, m ortgages and securities
137,000 51
131,025 67
1,639 13
1,581 00
Prem ium s paid on bonds
O v erd rafts...................................................................
Banking h o u se............................................................
F u rn itu re and fix tu res.............................................
7,975 00
7,975 00
Other real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
26,200 00
26,200 00
28,320 73
28,320 73
Item s in tr a n s it........................ .................................
37 04
U nited States b o n d s............' . ...................................
Due from banks in reserve cities...........................
72,285 78
51,556 96.
Exchanges for clearing h ouse.................................
U. S. and N ational bank currency........................
13,772 00
20,664 00
Gold co in .....................................................................
3,255 00
3,890 00
Silver co in ............................. ......................................
1,721 15
1,008 65
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
1 31
56 00
2,623 97
2,861 53
T o ta ls.................................
$448,469 09
$420,318 08
Liabilities.
Capital stock paid i n ..............
$65,000 00
$65,000 00
8,345 32
8,345 32
6,095 02
2,656 38
52.373 72
33,928 23
600 53
40 62
Surplus fu n d ...........................................................
Undivided profits, less current expenses, interest
and taxes p a id ...................................................
Dividends u n p a id .....................................
Commercial deposits subject to check.
Commercial certificates of deposit
Due to banks and b an k ers.............
Certified checks.......................
Cashier’s checks outstanding
Savings deposits.......................
99,646 55
103,033 21
Savings certificates of deposit
216,407 95
207,314 32
$448,469 09
$420,318 08
Notes and bills red isco u n ted .,
Bills p ay ab le.............................
Totals
♦Consolidated with S tate Savings Bank, Ionia, May 4, 1904.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N.
W r ig h t ,
C ash ier;
O lm stead, F ra n k lin
R eport of
June 9.
R eport of
Sept. 6.
133
STATE BANKS OF MICHIGAN.
No. 191.
STATE SAVINGS BANK OP IONIA, IONIA.
Organized December 8, 1896.
O sm o nd
S.
T ow er,
A.
P residen t ;
.
T . B . P r e s t o n , V ice P r e s id e n t :
H e m in g w a y , A l e x . R o b e r t s o n , A s s i s t a n t
J.
D i r e c t o r s . — Osmond
W.
B.
Resources.
Loans and discounts
Bonds, m ortgages and securities
R eport of
Ja n . 22.
C ash ier ,
H eath,
Cashiers.
S. Tower, John E . M orrison, T had B . P re sto n , Seym our
Geo. G undrum , K. R. Sm ith.
R eport of
March 28.
R eport of
Ju n e 9.
B.
G orham ,
R eport of
Sept. 6.
$284,343 85
$359,799 11
$442,778 88
$453,791 57
116,604 90
128.000 38
243,908 88
287,647 68
Prem ium s paid on bonds
O v erd ra fts...................................................................
4,789 22
2,243 18
10,277 12
4,143 57
Banking h o u se............................................................
5,000 00 Ì
5,000 00
5.000 00
5.000 00
F urniture and fixtures.............................................
5.000 00
5.000 00
O ther real e s ta te .......................... ....: .......................
Due from other banks and bankers (not reserve
cities) ........................................................................
20,655 10
12,653 14
9 00
17,270 09
3,289 75
87,339 21
83,216 34
124,571 05
84,884 50
U. S. and N ational bank currency ........................
19,926 00
25,316 00
28,433 00
24,187 00
Gold co in .....................................................................
6,985 00
7,470 00
19,000 00
19,195 00
Silver co in ....................................................................
2,818 60
1,970 55
5,377 25
4,002 70
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
327 35
254 92
390 14
168 68
2,768 91
229 32
14,553 84
6,880 45
$530,903 04
$613,508 80
$937,215 35
$913;844 04
Item s in tr a n s it..........................................................
U nited States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing house
Totals
Liabilities.
C apital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S urplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
10,000 00
10,000 00
25,000 00
25,000 00
14,368 45 J
17,435 07
271 98
3,405 79
Dividends u n p a id ......................................................
156 96
45 96
41 96
63 96
99,665 78
147,761 IP
141,362 17
141,815 47
950 30
605 06
Commercial deposits subject to check .................
Commercial certificates of dep o sit.........................
Due to banks and b an k ers......................................
489 46
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
74,647 27
82,690 59
193,449 81
200,881 97
Savings certificates of deposit................................
281,114 28
304,971 01
527,089 43
492,187 39
$530,903 04
$613,508 80
$937,215 35
$913,844 04
Notes and bills rediscounted
Bills p ay ab le...........................
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
134
No. 135.
COMMERCIAL BANK OF IRON MOUNTAIN, IRON MOUNTAIN.
Organized March 7, 1892.
O.
C.
D a v id s o n ,
P re sid en t;
J o h n F . H a n c o c k , V ice P r e s i d e n t ;
W . W . T h o m p s o n , A s s i s t a n t C ashier.
O l iv e k
E v an s,
C ash ier;
D iRECTor.s. — H erb ert M. P elham , A. F. W right, J. F. Hancock. F ra n c is A. Brow n. M. Corry,
Jam es M a c N a u g h to n , O. C. D avidson, W illiam Kelley, Chas. F. Sp.alding.
Resources.
Report of
Jan. 22.
R eport of
R eport of
March 28. 1 June 9.
R eport of
Sept. 6.
Loans and discounts.................................................
$382,178 11
$403,609 89
$375,256 12
$348,681 44
Bonds, mortgages and securities...........................
34,000 00
62,000 00
87,000 00
92,000 00
1,098 85
620 02
569 75
260 69
Prem ium s paid on b o n d s.........................................
O v erd rafts.................... '.............................................
Banking h o u se............................................................
F urniture and fix tu res..............................................
500 00
500 00
500 00
500 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)........................................................................
5,235 22
5,035 22
4,400 00
4,100 00
4,440 69
2,668 04
1,057 23
1,911 53
Item s in tr a n s it..........................................................
'
United States b o n d s.................................................
Due from banks in reserve cities...........................
91,851 40
51,162 21
32,768 51
40,054 23
Exchanges for clearing h ouse.................................
LT. S. and N ational bank currency ........................
24,000 00
15,400 00
14,700 00
14,200 00
Gold co in .....................................................................
7,500 00
10,000 00
13,900 00
12,800 00
Silver co in ....................................................................
3,200 00
2,862 00
5,370 00
3,456 00
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
223 59
109 65
226 57
256 07
2,282 35
1,080 15
801 13
1,037 94
T o ta ls...................................................................
$556,510 21
$555,047 18
$536,549 31
$519,257 90
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
20,000 00
20,000 00
20,000 00
25,000 00
8,884 59
10,656 57
9,624 63
6,257 65
Dividends u n p a id ......................................................
125 00
Commercial deposits subject to check..................
221,651 37
206,625 37
177,854 55
170,946 07
Commercial certificates of dep o sit.........................
52,399 39
52,870 00
54,705 69
53,098 39
Due to banks and b an k ers......................................
3,107 26
1,584 24
2,468 57
1,838 92-
200,342 60
213',311 00
221,895 87
212,116 87
$556,510 21
$555,047 18
$536,549 31
$519,257 90
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
Savings certificates of d ep o sit................................
Notes and bills redisco u nted..................................
*
Bills p ay ab le.............................................................
T o ta ls...........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
135
STATE BANKS OF MICHIGAN.
No. 12.
THE PENINSULA BANK, ISHPEMING.
Organized October 27, 1887.
J ohn
P . O u t h w a it e , P r e s id e n t
J.
D i r e c t o r s .— O tto
W m. F.
;
A.
T h o s . W a t t e r s , V ice P r e s i d e n t ; E .
G . W e i .s h , A s s i s t a n t C a s h i e r .
M a l m g r e n , C aslvier;
Eger, R obert M axwell, T im othy H ughes, Joseph M itchell, George F . Thoney,
A nderson, H erm an Jaedecke, Jo h n P . O uthw aite, Thos. W atters.
Resources.
Report of
Jan. 22.
R eport of
March 28.
!
R eport of
June 9.
R eport of
Sept. 6.
Loans a,nd d iscounts.................................................
$320,500 69
! $268,787 38
$286,159 92
$276,099 12
"Bonds mortgages and securities...........................
48,720 03
48,120 06
49,854 60
61,204 60
Prem ium s pa,id on b o n d s.........................................
400 00
400 00
400 00
400 00
O v erd rafts...................................................................
191 10
375 47
3,804 71
685 93
B anking h o u se............................................................
15,000 00
15,000 00
15,000 00
15,000 00
F urniture and fix tu res..............................................
1,400 00
1,400 00
1,400 00
1,400 00
2,013 88
2,837 34
709 15
6,679 06
One from banks in reserve cities...........................
98,819 61
139,601 50
109,711 30
62,822 93
"F*Ychanges for clearing h ouse.................................
2,625 93
7,664 85
4,757 22
2,997 08
U S and N ational bank currency ..................... .
23,292 00
21,078 00
10,252 00
18,375 00
Gold coin ...................................................................
12,300 00
12,353 50
13,852 00
19,192 00
3,266 00
2,100 00
3,324 00
73 93
253 80
211 00
O ther real estate
...........................................
Due from other banks and bankers (not reserve
cities)........................................................................
Item s in tran sit
......................................................
United s ta te s bonds
......................................
Silver co in ...................................................................
3,050 00
•Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue account, .....................................................................
307 00
T o ta ls...................................................................
$528,620 27
$520,958 03
$498,204 70
$409,202 38
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 Q0
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
19,239 57
23,194 76 |
24,427 99
27,211 26
104,778 44
151,684 93
123,522 16
5,604 83
1,165 81
705 71
2,610 98
117 71
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends unpaid
Commercial deposits subject to check.................
Oommercial certificates of deposit.........................
811 66
400 00
109,288 71
5,647 54
One to banks and bankers. . .
Oertified checks
Cashier’s checks outstanding
Savings dep o sits.........................................................
274,044 45
267,380 00
258,374 99
257,645 54
$528,620 27
$520,958 03
$498,264 70
$469,202 38
Notes and bills rediscounted
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
136
STATE BANKING DEPARTMENT.
No. 264.
COMMERCIAL STATE BANK OF ITHACA, ITHACA.
Organized July 26, 1902.
J am es
B.
C r a w f o r d , P r e s id e n t ; H e n r y E . L e w is , V ice P r e s i d e n t ; J a m e s
P.
G ib b s , C ash ier.
D i r e c t o r s . — Jam es
B. C raw ford, F. W. B row n, W illard M. W eller, W olf N etzorg, C harles E.
W ebster, H enry E. Lewis, F ra n k H. H orr. I. N. M onfort, H erb ert J. Craw ford.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
Report of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$38,865 55
$48,102 54
$53,227 02
$58,148 46
Bonds, m ortgages and securities...........................
22,000 00
22,950 00
32,680 00
32,415 00
143 39
299 50
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
47 94
B anking h o u se............................................................
F u rn itu re and fix tu res..............................................
3,137 02
3,137 02
3,137 02
3,137 02
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ...............................................................
3,640 34
3,649 64
7,202 19
7,238 79
Item s in tr a n s it..........................................................
7,065 65
1,923 75
60,071 26
89,010 40
61,090 37
23,904 96
206 25
United States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing h o u se.................... ............
U. S. and N ational bank currency........................
9,406 00
8,441 00
9,459 00
7,142 00
Gold co in ......................................
315 00
325 00
1,670 00
1,000 00
Silver co in ....................................
1,112 15
1,153 95
966 15
917 20
38 21
40 98
76 53
45 95
1 58
54 46
102 02
428 18
T o ta ls..........................................
$145,796 15
$179,088 24
$169,610 30
$134,631 75
Liabilities.
Capital stock paid i n ................................
$30,000 00
$30,000 00
$30,000 00
$30,000 00
200 00
200 00
200 00
1,000 00
872 30
1,258 13
2,098 15
1,158 31
73,987 97
114,867 67
101,381 08
72,643 57
Nickels and c e n ts.................................
Checks, cash item s and. internal revenue ac
count ...........................................
Surplus f u n d ....................................
Undivided profits, less current expenses, interest
and taxes p a id ..............................
Dividends u n p a id ...............................
Commercial deposits subject to ch eck ................
Commercial certificates of dep o sit..........
Due to banks and b an k ers.........................
Certified checks.....................................
Cashier’s checks o u tstan d in g .................
Savings dep o sits.................................
Savings certificates of d ep o sit.............
7,817 65
7,658 21
7,981 31
7,919 14
32,918 23
25,104 23
27,949 76
21,910 73
$145,796 15
$179,088 24
$169,610 30
$134,631 75
N otes and bills rediscounted..................
Bills p ay ab le..........................................
T o ta ls...............................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
137
STATE BANKS OF MICHIGAN.
No. 150.
ITHACA SAYINGS BANK, ITHACA.
Organized January 16, 1893.
W m.
F.
T h o m pso n , P residen t;
J.
L ee
P o tts,
V ice P r e s i d e n t ;
Ch a s. A.
P r ic e ,
C ash ier;
R. A. B a r b e r , A s s i s t a n t C a s h i e r .
D i r e c t o r s . — Jam es B. C raw ford, W illiam F. T hom pson, W illiam M. W eller, J. Lee . P o tts,
Jo h n C. Hicks, F . H. H orr, F. H. McKay, E. W. Kellogg, C. A. Price.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Roans and disco u n ts................................................. •
$49,889 63
$56,486 93
$64,896 91
$71,302 14
'Ronds, mortgages and securities...........................
133,948 57
131,068 57
125,981 57
123,661 57
309 24
691 71
58 49
Prem ium s paid on bonds
O v erd ra fts...................................................................
F urniture and fix tu res.............................................
Rr,ilding account,
651 95
4,750 00
Ranking h o u se............................................................
1,500 00
1,500 00
1,500 00
1,500 00
912 16
...........................................
O ther real estate
.
.................
Due from other banks and bankers (not reserve
....................................
cities)
Item s in tr a n s it..........................................................
524 47
611 50
695 33
672 03
United States bonds
43,759 21
28,607 12
24,434 26
27,064 33
U. S. and National bank currency ........................
12,515 00
10,021 00
13,815 00
12,192 00
Gold co in .....................................................................
3,722 50
3,957 50
4,167 50
2,557 50
Silver co in ...................................................................
1,852 00
1,446 35
1,383 75
1,981 50
147 35
130 57
102 89
139 96
462 57
122 72
267 88
152 47
T o ta ls...................................................................
$248,630 54
$234,623 97
$237,303 58
$247,537 61
•Liabilities.
C apital stock paid i n ................................................
$35,000 00
$35,000 00
$35,000 00
$35,000 00
17,500 00
17,500 00
17,500 00
17,500 00
1,304 01
2,651 19
3,838 54
814 75
•Commercial deposits subject to check .................
53,282 70
27,860 84
33,322 86
36,434 11
Commercial certificates of dep o sit.........................
1,317 31
2,369 76
771 43
1,375 95
50 00
50 00
50 00
Dues from hanks in reserve citie s.......................
Fxchanges for cleaving house
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends unpaid
Due fo hanks and bankers
Certified checks
Cashier's checks outstanding
29,791 24
30,832 58
31,784 60
34,213 67
Savings certificates of deposit................................
110,385 28
118,359 60
115,036 15
122,199 13
T o ta ls...................................................................
$248,030 54
$234,623 97
$237,303 58
$247,537 61
Savings dep o sits.........................................................
18
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
138
STATE BANKING DEPARTMENT.
No. 177.
JACKSON CITY BANK, JACKSON.
Organized January 1, 1865.
Reorganized January 1, 1895.
W ir. M. T h o m p s o n , P r e s i d e n t : N. S. P o t t e r . V i c e P r e s i d e n t ; P . B. L o o m is , J r ., C a s h i e r ;
B. M. B y r n e , A s s i s t a n t C a s h i e r .
D i r e c t o r s . — W.
M. Thom pson, A nna M. Thom pson, N. S. P o tte r, P. B. Loomis, J r., G. A.
M atthew s.
Resources.
Loans and disco u n ts..................................
Bonds, m ortgages and securities.......................
Report of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
$766,161 36
$791,505 49
$850,646 10
$700,462 Off
307,164 31
305,177 31
314,127 31
366,824 31
R eport of
Sept. 6.
.
Prem ium s paid on b o n d s............................
O v erd rafts......................................
16,370 16
2,776 21
1,330 09
5,162 11
Banking h o u se......................................
33,000 00
33,000 00
33,000 00
33,000 00
F u rn itu re and fix tu res.................................
15,000 00
15,000 00
15,000 00
15,000 00
Other real e s ta te ........................
Due from other banks and bankers (not reserve
cities)...............................
18,562 85
18,562 85
20,649 85
20,649 85.
26,321 17
50,486 34
25,835 22
22,817 56
351,096 15.
Item s in tr a n s it................................
United States b o n d s .....................
Due from banks in reserve cities..
107,604 55
103,099 55
184,858 80
Exchanges for clearing h o u se........
13,208 95
16,247 18
19,145 85
26,391 19'
U. S. and N ational bank currency.
40,303 00
50,219 00
49,702 00
35,637 00
Gold co in ............................................
37,780 00
38,750 00
47,030 00
7,072 00
3,868 40
6,491 65
824 13
721 86
591 43
380 41
114 68
685 29
113 82
4,712 50'
,389,487 16
$1,430,099 48
1,568,522 12
,627,476 60
$150,000 00
$150,000 00
$150,000 00
$150,000 00'
75,000 00
75,000 00
75,000 00
75,000 00
48,870 20
54,041 02
49,487 11
42,391 43
Commercial deposits subject to check.
327,669 93
309,612 59
424,125 24
509,558 4&
Commercial certificates of dep o sit.......
274,919 06
304,633 32
303,460 14
293,925 21
5,257 75
2,257 75
125 00
25 00<
507,769 62
534,554 80
566,324 63
556,576 57
$1,389,487 16
1,430,099 48
$1,568,522 12
,627,476 69
Silver co in ...............................
Nickels and c e n ts............................................ ..........
Checks, cash item s and internal revenue ac
count ..................................
T otals.
Liabilities.
Capital stock paid i n ..............
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
37,415 00
7,928 55
Dividends u n p a id ................ •.................. .
Due to banks and b an k ers.....................
Certified ch eck s.........................................
Cashier’s checks o u tstan d in g .................
Savings d ep o sits........................................
Savings certificates of d ep o sit...............
Notes and bills rediscounted.................
Bills p a y ab le.......................................... ....
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
139
STATE BANKS OF MICHIGAN.
No. 186.
JACKSON STATE SAVINGS BANK, JACKSON.
Organized April 1, 1896.
N athan
H.
W il l ia m s ,
P resid en t; C h a r l e s M .
P r e s i d e n t s ; F. H. N e w
S p in n in g , C h a s .
k i r k , Cashier.
E.
T o w nsend ,
V ice
D i r e c t o r s .—
N ath an H. W illiam s, Chas. E. T ow nsend. H enry H. Neesley, Jam es G . O’Dwyer,
H en ry J. Davis, Edw y K night, Chas. M. Spinning, Wm. M. T alm er, Z. C. E ldred.
Resources.
Loans anil disco u n ts.................................................
Bonds m ortgages and securities...........................
Oypfd rafts
T ...........................................................
1
R eport of
Sept. 6.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
$372,128 43
$392,164 82
$372,838 41
165,596 53
163,896 40
190,737 79
217,355 97
3,336 87
2,883 57
3,333 68
1,913 41
8,700 00
22,700 00
Off) er tp esta.te
.
....................................
Due from other banks and bankers (not reserve
....................................
cities)
$360,531 47
177 57
377 88
45,588 65
81,016 78
98,75S 90
Fx changes for clearing house.................................
2,960 79
5,102 43
12,490 70
8,715 42
XT S and National hank currency ........................
27,796 00
20,782 00
29,117 00
29,909 00
Gold co in .....................................................................
6,750 00
9,860 00
1,430 00
2,557 50
Silver co in ...................................................................
7,020 65
2,916 00
3,702 85
1,174 75.
151 17
100 60
162 06
312 50
377 50
564 02
529 99
223 81
T o ta ls...................................................................
$631,706 53
$680,064 19
$722,179 26
$734,875 70
Liabilities.
Capital stock paid i n .............. .................................
$100.000 00
$100,000 00
$100,000 00
$100,000 00
20,000 00
20,000 00
20,000 00
25,000 00
9,878 05
10,329 22
14,568 67
10,184 21
540 00
40 00
Commercial deposits subject to check.................
110.200 79
132,126 65
145,879 93
129,579 43
Commercial certificates of dep o sit........................
8,353 70
11,135 16
9,544 57
8,342 20
Due to banks and b an k ers......................................
1,426 37
74 31
871 94
1,219 60
P up from banks in reserve cities...........................
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t........................................................................
Surplus f u n d .............................................. 7 ..............
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
"Dividends unpaid
Certified checks
89,481 87
45 00
150 00
Savings d eposits............................. ...........................
267,609 95
290,480 47
305,612 51
336,622 30
Savings certificates of dep o sit................................
113,547 13
115,878 38
125,656 64
123,927 87
T o ta ls...................................................................
$631,706 59
$680.064 19
$722,179 26
$734,875 70
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
140
S T A T E B A N K IN G D E P A R T M E N T .
No. 14.
THE UNION BANK, JACKSON.
Organized November 1, 1883.
C. C.
B l o o m f ie l d , P r e s i d e n t ;
A. B.
R o b in s o n , F ir s t V ice P r e s id e n t ;
A . C. B l o o m f i e l d , C a s h i e r .
F. D.
B e n n e tt , Second
V ice P r e s i d e n t ;
D i r e c t o r s .—
L. II. Field, Thom as A. W ilson, A ddison B. Robinson, C harles C. Bloomfield,
Ja m es O’Donnell, F. D. Bennett,- P. H. W ithington.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
Loans and disco u nts.................................................
$676,812 16
$705,621 11
$721,594 69
$690,623 45
Bonds, m ortgages and securities...........................
197,851 87
201,215 87
218,802 62
228,540 12
Resources.
R eport of
Sept. 6.
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
3,742 64
5,298 53
4,522 72
10,509 59
B anking h o u se............................................................
25,000 00
25,000 00
25,000 00
25,000 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) U. S. T reasu rer........................................
12,350 00
10,500 00
6,700 00
6,700 00
6,250 00
7,510 00
Item s in tr a n s it..........................................................
66,045 22
62,641 00
30,305 03
28,342 74
177,703 91
F u rn itu re and fix tures..............................................
United States b o n d s.................................................
Due from banks in reserve cities...........................
101,459 24
157,974 85
161,820 72
Exchanges for clearing h o u se.................................
10,786 27
5,558 02
5,856 11
17,071 17
U. S. and N ational bank currency........................
40,894 75
18,082 00
26,218 00
24,292 00
Gold co in ....................................................... ..
.
30,425 00
29,380 00
48,125 00
29,025 00
Silver co in ....................................................................
5,279 75
4,450 25
8,475 20
4,919 80
N ickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .......................................................
343 73
190 96
377 24
112 16
2,515 81
96 99
605 83
396 07
$1,173,506 44
$1,232,259 58
$1,265,913 16
$1,243,236 01
$100,000 00
$100,000 00
$100,000 00
$100,000 00
50,000 00
50,000 00
.50,000 00
50,000 00
33,251 80
40,502 11
41,518 42
45,286 57
179,967 34
187,268 32
211,490 72
159,157 12
9,757 51
13,537 49
7,543 48
7,200 50
Due to banks and b an k ers..................................
29,782 44
30,004 32
29,857 80
30,033 08
Certified checks.......................................
11,297 33
30 00
330 00
506 22
495 93
480 50
342 06
Savings d ep o sits................................. '......................
621,448 76
661,744 61
681,620 06
691,940 31
Savings certificates of dep o sit..........................
137,435 04
148,706 80
143,372 IS
158,885 77
$1,173,506 44
$1,232,259 58
$1,265,913 16
$1,243,236 01
T o ta ls...........................................................
•
Liabilities.
Capital stock paid i n ....................................
Surplus f u n d ...........................................................
Undivided profits, less current expenses, interest
and taxes p a id ...................................................
Dividends u n p a id .................... ...................
Commercial deposits subject to check..................
Commercial certificates of dep o sit..................
Cashier’s checks o u tstan d in g ..............................
60 00
Notes and bills rediscounted..................................
Bills p ay ab le......................................
T o ta ls..........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
141
S T A T E B A N K S O F M IC H IG A N .
No. 115.
THE GROSVENOR SAYINGS BANK, JONESVILLE.
Organized March 28, 1891.
E. O.
G r o s v e n o r , P r e s i d e n t ; J o h n A. S i b b a l d , C h a s .
W m . M . W e t m o r e , C a s h ie r ; O l iv e r S. W h i t e ,
G.
W h it e ,
A ssista n t
V ice P r e s i d e n t s ;
C ashier.
D i r e c t o r s . — Ebenezer
O. Grosvenor, Jo h n A. Sibbald, Jo h n S. Lewis, E d g ar A. W isner,
Chas. P . W ade, C harles G. W hite, W. M. W etm ore.
Resources.
R eport of
R eport of ' R eport of
Ja n . 22. 1 M arch 28. [ Ju n e 9.
R eport of
Sept. 6.
Unans and disco u n ts.................................................
$131,531 88
$135,341 26
$128,529 35
$156,259 33.
"Ronds, m ortgages and secu rities..........................
43,965 00
48,665 67
50,342 00
61,324 76
1,503 26
1,286 92
3,412 46
4,528 00
500 00
500 00
500 00
4,453 16
4,022 47
33,402 63
59,721 52
60,832 35
36,007 84
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
Ranking h o u se ...........................................................
F urniture and fix tu res.............................................
Other real estate ......................................................
Due from other banks and bankers (not reserve
cities) .. .
.........................................................
Tterns in tr a n s it..........................................................
United States b o n d s.................................................
"Due from hanks in reserve cities...........................
Exchanges for clearing house.................................
U. S. and N ational bank currency........................
9,508 00
3,389 00
9,562 00
7,239 00
Gold co in ..........................................: .........................
7,140 00
7,335 00
7,750 00
7,570 00
Silver co in ....................................................................
827 85
772 75
1,469 60
1,144 75
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
247 47
216 14
207 03
182 87
10 63
9 52
67 81
61 72
T o ta ls...................................................................
$228,636 72
$261,690 94
$266,695 07
$274,318 27
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
15,000 00
4,041 70
6,185 95
9,241 23
3,821 15
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Commercial deposits subject to check..................
55,903 84
66,176 99
57,548 49
62,830 80
Commercial certificates of deposit.........................
108,002 00
129,328 00
139,887 00
142,320 00
Due to hanks and h an k ers......................................
689 18
346 32
Certified checks..........................................................
18 35
Cashier’s checks outstanding . .
Ravings deposits.........................................................
Ravings certificates of deposit................................
'
Notes and hills rediscounted..................................
Rills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$228,636 72
$261,690 94
$266,695 07
$274,318 27
142
S T A T E B A N K IN G D E P A R T M E N T .
N o. 273.
CENTRAL BANK, KALAMAZOO.
Organized March 26, 1903.
A.
D
L.
B lum enberg,
P residen t;
C.
A.
D e w in g ,
F red
A.
M il l s ,
V ice
P residen ts;
E. R. M o r t o n , C a s h i e r .
i r e c t o r s . — C . A. Dewing, J. E. W hite. Chas. C . W eber, B. F. W itw er, George P alasky,
H. P. S h u tt, N. S. W hitney, A. L. B lum enberg, F ra n k E. K nappen, J. J. Lusk, F. A.
Mills, F ra n k K rueger, E. J. M anning, E. R. M orton, *K. N. Sherwood, Wm. A. Keyser,
George Steers.
R eport of
Jan. 22.
R eport of
M arch 28.
R eport of
June 9.
$157,247 71
$161,202 53
$178,710 04
$164,612 36
30,068 85
27,213 66
32,521 45
26,988 37
105 54
3,359 69
1,124 42
14 18
F u rn itu re and fix tu res..............................................
7,800 00
7,800 00
O th er real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
2,600 00
Resources.
Loans and discounts...............................................
Bonds, m ortgages and securities...........................
R eport of
Sept. 6.
Prem ium s paid on b o n d s.........................................
O v erd ra fts...................................................................
B anking h o u se............................................................
7,800 00
7,800 00
200 00
Item s in tr a n s it..........................................................
273 00
1,100 67
4,098 51
United S tates b o n d s.................................................
Due from banks in reserve cities...........................
11,533 76
Exchanges for clearing house.................................
389 54
1,260 80
719 68
1,539 04
U. S. and N ational bank currency........................
16,621 00
13,583 00
8,356 00
10,170 00
Gold co in .....................................................................
2,035 00
2,325 00
1,760 00
1,665 00
Silver co in ...................................................................
2,069 50
1,728 50
1,358 45
934 20
272 55
123 71
62 01
222 24
124 08
63 85
144 53
52 52
T o ta ls...................................................................
$230,867 53
$237,382 90
$240,846 07
$231,974 86
Liabilities.
C apital stock paid i n ................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
■Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
1,652 60
2,980 33
3,299 94
4,555 03
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
18,249 16 I
7,188 82 1
13,878 44
Dividends u n p a id ......................................................
Commercial deposits subject to check .................
42,662 55
37,981 46
35,733 02
35,620 81
Comm ercial certificates of dep o sit........................
49,584 02
59,900 80
61,017 24
50,777 63
Due to banks and b an k ers......................................
Certified ch eck s..........................................................
1 55
Cashier’s checks o u tstan d in g ....................... ..........
Savings dep o sits....................................................
36,968 36
36,520 31
37,983 47
41,021 39
Savings certificates of deposit................................
Notes and bills rediscounted..................................
2,810 85
Bills p ay ab le...........................................................
T o ta ls......................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$230,867 53
$237,382 90
$240,846 07
$231,974 86
143
S T A T E B A N K S O F M IC H IG A N .
N o. 1471
HOME SAVINGS BANK OF KALAMAZOO, KALAMAZOO.
Organized December 27, 1892.
H ale
P . K a u f f e k , P r e s i d e n t ; W . G. H o w a r d , V i c e P r e s i d e n t ; V e r n o n
D o u g l a s E . R ic k m a n , A s s i s t a n t C ash ier.
T . B a r k e r , C ash ier;
D i r e c t o r s . — W illiam
G. H ow ard, F. B. O rcutt, Vernon T. B arker, O tto Ikling, H ale P.
K auffer, Jo h n R. H u n ter, F ra n k H. M ilham , H. B. Colman,
A. M. Todd, W alter S.
Hodges, Jam es H. H atfield, W illis N. Pom eroy, J. H. Dewing, O. K. Buckliout, Jos. E.
Brown.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$336,248 55
$374,196 67
$395,444 10
$420,556 12
Bonds, m ortgages and securities...........................
73,343 20
72,820 20
71,004 20
71,440 02
1,970 55
269 71
10,104 50
1,001 88
F u rn itu re and fixtures, safety deposit v a u lts ...
7.375 00
7,375 00
7,375 00
7,325 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)........................................................................
4,500 00
4,500 00
4,500 00
4,000 00
Due from banks in reserve cities...........................
99,223 25
50,799 76
35,986 47
58,752 40
Exchanges for clearing house.................................
10,270 44
16,874 08
8,029 18
12,184 39
U. S. and N ational bank currency........................
23,032 00
20,705 00
18,216 00
16,576 00
O old co in .....................................................................
6,515 00
7,470 00
7,265 00
10,650 00
Silver co in ....................................................................
702 15
762 35
607 50
828 95
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
70 22
66 90
123 59
39 06
$563,250 36
$555,839 67
$558,715 54
$603,353 82
Prem ium s paid on U. S. b o n d s..............................
•O verdrafts...................................................................
B anking h o u se............................................................
Ite m s in t r a n s i t ..........................................................
U nited S tates b o n d s............... .................................
T o ta ls.................................................................
Liabilities.
C ap ital stock paid i n ............................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S urplus f u n d .......................................................
Undivided profits, less current expenses, interest
and taxes p a id ...............................................
57,000 00
57,000 00
57,000 00
60,000 00
1,882 31
3,856 25
6,090 38
3,010 34
Dividends u n p a id ......................................................
102 00
■Commercial deposits subject to check..................
112,804 28
116,615 60
90,870 66
142,013 49
Com m ercial certificates of dep o sit.........................
85,325 73
95,887 18
104,532 55
95,114 05
Due to banks and b an k ers......................................
76,549 38
46,416 29
57,459 88
51,986 75
179,586 66
186,064 35
192,762 07
201,229 19
$563,250 36
$555,839 67
$558,715 54
$603,353 82
•Certified checks..........................................................
C ashier’s checks o u tstan d in g ..................................
S avings d ep o sits............................. ...........................
Savings certificates of deposit................................
N otes and bills rediscounted...................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
144
S T A T E B A N K IN G D E P A R T M E N T .
No. 1.
I
C harles
J.
KALAMAZOO SAYINGS BANK, KALAMAZOO.
Organized January 12, 1889.
M o n r o e , Presiden t ;
W \r, G.
F.
D i r e c t o r s .— C .
K i r b y , V i c e P r e s i d e n t ; R.
G . D e w e y , A s s i s t a n t C ashier.
J.
W il l ia m s o n , C a sh ie r ;
J. M onroe, W illiam G. K irby. Jo h n Mackey, A. C. W ortley, R. J. W illiam son,
Lew is H. K irby, F. G. Dewey, S. B. Monroe.
Resources.
Loans and disco u n ts.................................................
Bonds, m ortgages and securities...........................
R eport of
Jan. 22.
R eport of
March 28.
.$493,774 02 ■ $510,061 66
365,962 71
R eport of
June 9.
R eport of
Sept. 6.
$501,664 05
$503,150 22
434,342 71
463,747 71
373,067 71
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
1 68
48 25
241 18
38 96
Banking h o u se............................................................
10,000 00
10,000 00
10,000 00
10,000 00
173,130 91
F u rn itu re and fix tu res..............................................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
26 47
•
Item s in tr a n s it..........................................................
U nited States b o n d s.................................................
Due from banks in reserve cities...........................
239,432 73
196,381 11
171,836 03
Exchanges for clearing h o u se.................................
2,396 82
3,052 96
3,628 67
4,206 89
U. S. and N ational bank currency........................
44,313 00
32,513 00
49,147 00
22,714 00
Gold co in .................................................................
21,365 00
23,660 00
24,385 40
24,700 00
Silver co in ....................................................................
3,635 00
3,050 00
2,370 00
2,050 00
Nickels and c e n ts..................................................
Checks, cash item s and internal revenue ac
count ........................................................ . . .
266 54
342 61
259 87
305 15
277 06
T o ta ls...................................................................
$1,181,147 50
$1,152,203 77
$1,197,874 91
$1,204,320 90
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
50,000 00
50,000 00
50,000 00
50,000 00
14,888 25
17,488 52
19,473 75
13,530 42
Surplus fu n d .......................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Commercial deposits subject to check..................
82,314 11
49,509 11
86,440 69
66,182 55
Commercial certificates of dep o sit.........................
182,151 24
190,034 91
192,392 19
195,851 59
Due to banks and b an k ers......................................
116,472 96
78,366 09
77,573 49
64,525 33
685,320 94
716,805 14
721,994 79
764,231 00
$1,181,147 50
$1,152,203 77
$1,197,874 91
$1,204,320 90
Certified checks..................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.......................................................
Savings certificates of dep o sit................................
Notes and bills rediscounted................................
Bills p ay ab le ..................................................
T o ta ls.......................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
145
No. 257.
THE KALKASKA COUNTY STATE AND SAVINGS BANK, KALKASKA,
Organized February 7, 1902.
A m brose
E.
P a l m e r , P r e s i d e n t ; W m . C. F r e e m a n ,
H a r o l d B. W h a l l e y , C a s h i e r .
V ice P r e s i d e n t ;
D i r e c t o r s . — Am brose
E, P alm er, W illiam C. Freem an. E d g a r B. Babcock, W illiam II. Bockes,
George F. Bow, W illiam Lewis, H aro ld B. W halley.
Resources.
Report of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.....................
889,364 43
$99,605 05
$101,612 23
$71,116 26
Bonds, m ortgages and securities.
14,293 89
14,178 89
13,647 00
29,292 73
Banking h o u se................................
10,000 00
10,000 00
10,000 00
10,000 00
F urniture and fix tu res..................
2,000 00
2,000 00
2,000 00 I
2,301 23
5,244 53
926 37
550 09
33,702 14
20,447 45
11,154 10
16,784 93
Prem ium s paid on b o n d s.............
O v erd rafts................................... ,.
2,000 00
O ther real e s ta te ...................................................
Due from other banks and bankers (not reserve
cities) ...................................................................
Item s in tr a n s it..................................
United States b o n d s..........................
Due from banks in reserve cities. . .
Exchanges for clearing h o u se.........
U. S. and N ational Bank C urrency.
6,845 00
5,781 00
5,223 00
5,093 00
Gold co in ..............................................
1,415 00
1,475 00
1,595 00
2,010 00
Silver co in ............................................
509 15
501 30
981 20
676 SO
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
121 60
177 13
314 87
218 39
170 03
493 29
476 57
400 55
$159,903 64
$147,930 34
$138,142
$20,000 00
$20,000 00
$20,000 00
$ 20,000
2,500 00
2,500 00
2,500 00
2,900 00
265 22
761 80
1,557 53
650 92
Commercial deposits subject to check.
46,637 65
45,782 30
36,861 74
38,530 07
Commercial certificates of dep o sit. . . .
76,815 85
72,200 42
66,226 03
56,212 06
14,503 75
18,659 12
20,785 04
19,849 70
$160,722 47
$159,903 64
$147,930 34
$138,142 75
T o ta ls...................................................................i $160,722 47
Liabilities.
Capital stock paid i n ..............
Surplus
irpl f u n d .
Undivided profits, less current expenses, interest
and taxes paid
00
Dividends u n p a id .....................................
Due to banks and b an k ers.....................
Certified checks.........................................
Cashier’s checks o u tstan d in g .................
Savings dep o sits........................................
Savings certificates of dep o sit...............
N otes and bills rediscounted.................
Bills p ay ab le..............................................
T o ta ls.
19
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
146
S T A T E B A N K IN G D E P A R T M E N T .
No. 283.
FARMERS AND MERCHANTS’ BANK OF LAKE ODESSA.
Organized October 10, 1903.
J.
J.
E ck h a u d t, P residen t;
D i r e c t o r s . — W ilson
G eorge
A . W e e d , V ice P r e s i d e n t
;
S a m u e l Y e l t e , C ashier.
E llio tt, H enry B. D arnell. J. J. E ck h ard t, N. A llarding, I. N. Raym ond,
.John W agner, O. C. R uss, George A. Weed.
Resources.
R eport of
Jan. 22.
Report of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
$28,442 34
$37,047 70
$55,255 53
$73,550 10
5.312 70
8,405 00
8,885 07
9,251 05
30 94
013 31
57 80
Banking h o u se............................................................
4,700 00
4,700 00
4,700 00
4,700 00
F urniture and fix tu res.............................................
2,500 00
2.500 00
2,500 00
2,500 00
17,040 14
25,752 71
ttnnris mortgagp.s and securities...........................
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
...............
United States b o n d s.................................................
Due from banks in reserve cities...........................
8,863 20
15,046 44
...............
Exchanges for clearing h ouse.................................
U. S. and N ational bank currency........................
2,02S 00
0,490 00
5,411 00
Gold co in .....................................................................
540 00
705 00
850 00
1,195 00
Silver co in ...................................................................
1,845 30
1,708 70
1,049 25
1,264 65
39 39
55 92
05 21
62 00
10 74
1,578 19
817 96
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
5,550 00
T o ta ls...................................................................
$02,447 87
$87,400 77
$90,370 76
$113,995 00
Liabilities
C apital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
1,584 03
1,009 24
1,174 83
1,302 29
Commercial deposits subject to check .................
10,938 85
21,100 25
11,818 13
14,384 65
Commercial certificates of deposit........................
16,321 39
34,524 57
42,998 70
61,573 38
D ividends u n p a id ......................................................
Due to banks and b an k ers......................................
/
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits........................................................
2,003 00
5,772 71
9,379 10
11,674 68
$02,447 87
$87,400 77
$90,370 70
$113,995 00
Savings certificates of d eposit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
S T A T E B A N K S O F M IC H IG A N .
147
N o. 41.
LAKE ODESSA SAVINGS BANK, LAKE ODESSA.
Organized May 22, 1888.
G eo . Y.
F i .e t c h e r ,
D i r e c t o r s . — Geo.
P resid en t;
Geo.
L iv e r t o n ,
V ice
P residen t;
W.
J.
P e r c iv a l ,
C ash ier.
Y. F letcher, Geo. L iverton, R obert C a tt, P. F. H ines, S tephen Yoder,
Robt. A insw orth, J e rry H ausbarger.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
Loans and disco u nts......................
$62,243 39
$01,676 54
$61,409 47
$61,161 52
Bonds, m ortgages and securities.
63,932 55
58,319 55
57,499 55
55,851 30
Resources.
R eport of
Sept. 6.
Prem ium s paid on b o n d s.............
O v erd rafts........................................
1,066 68
1,171 99
1,495 01
4,144 45
Banking h o u se................................
3,000 00
2,000 00
2,000 00
2,000 00
F urniture and fix tures..................
1,500 00
1,500 00
1,500 00
1,500 00
19,222 93
25,409 31
8,742 45
4,209 17
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserved
Cities)........................................................................
Item s in tra n s it................................
United S tates b o n d s........................
Due from banks in reserve cities..
Exchanges for clearing house........
U. S. and N ational bank currency
5,661 00
7,078 00
3,822 00
2,017 00
Gold co in ............................................
3,150 00
3,445 00
3,720 00
3,545 00
Silver co in ..........................................
3,300 95
2,284 55
2,222 95
1,213 55
174 88
195 58
139 56
122 32
704 69
2,410 64
884 55
1,154 01
$163,957 07
$105,551 16
$143,435 54
$136,918 32
$25,000 00
$25,000 00
$25,000 00
$25,000 00
5,000 00
5,000 00
5,000 00
5,000 00
2,084 98
1,734 01
1,874 82
1,770 99
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
T o ta ls.
Liabilities.
Capital stock paid in
.
Surplus fu n d ...........................................................
U ndivided profits, less current expenses, interest
and taxes p a id ............................................. .....
Dividends u n p a id .....................................
43 75
Commercial deposits subject to check.
22,151 14
19,470 71
23,886 99
16,112 88
Commercial certificates of deposit........
109,677 20
114,346 44
87,673 73
89,034 45
$163,957 07
$165.551 16
$143,435 54
$136,918 32
Due to banks and b an k ers.....................
Certified checks.........................................
Cashier’s checks o u tstan d in g .................
Savings dep o sits........................................
Savings certificates of deposit...............
Notes and bills rediscounted..................
Bills p ay ab le ..............................................
T otals.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
148
No. 133.
LANSING STATE SAVINGS BANK, LANSING.
Organized February 25, 1892.
H
II. L a k n ed , P r e s i d e n t ; F k e d ’k T h o m a s , V i c e P r e s i d e n t ; J . E dw ard R o e , C a s h i e r ;
H. T. C a m p b e l l , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— II. II. Darned, F red erick T hom an. C harles F. H am m ond, J. E d w ard Roe, R. M.
M ontgom ery, L ouis Beck, II. A. Haze, L. L. S a ttle r, G ottlob H. Ziegler.
Resources.
T2
nn
ri oo , m
n r f i r î l ffP Q n.T
DU
IIU
111U1
a u irl
u SP
o LC^11
u iTi ilAt iveuS *......................
* * * * * * ...
* ......................
* * * *
R eport of
Jan. 22.
R eport of
March 28.
R eport of I R eport of
Ju n e 9.
Sept. 6.
$544,098 83
$584,656 47
$608,269 99
$625,392 94
199,586 69
215,037 45
220,361 27
225,375 20
1,629 21
1,797 71
1,797 71
1,797 71
1,996 80
1,372 66
1,109 39
1,172 88
44,500 00
44,500 00
44,500 00
44,500 00
4,500 00
4,685 00
4.685 00
4,895 50
O ther real patate
. . . . . . , , ..............................
D u efto m other banks and bankers (not reserve
17,268 41
17,268 41
17,268 41
16,268 41
Due from banks in resprvp cities...........................
111,000 81
80,923 28
66,286 74
S9,902 64
Excli&iii^s for clearing h ouse......... ... ....................
8,214 54
3,607 92
10,048 43
13,280 23
U S and N atinnnl Rfi-nk C urrency.......................
31,649 00
24,897 00
38,530 00
25,466 00
C^rVjd
.....................................................................
17,335 00
22,202 50
25,185 00
25,050 00
..............................................................................
4,933 65
6,004 90
5,200 00
3,185 80
192 80
446 45
140 00
1,651 65
364 12
3,401 15
8,075 77
.............................................................................................
$988,630 59
$1,007,510 22
$1,047,089 54
$1,084,503 08
Liabilities.
Capital stock paid i n .....................................................................................
F urniture £\nd
fiv tn r p .fi
m in
Silver
m in
......... ...................................
Nickels and c e n ts ................................................................................................
Checks, cash item s and internal revenue account
.................................................................................................
Totals
272 00
$150,000 00
$150,000 00
$150,000 00
$150,000 00
Surplus fund
..........................................................................................
Undivided profits, less current expenses, interest
and taxes paid ............................... ......................................
20,000 00
20,000 00
20,000 00
22,000 00
4,375 91'
9,532 83
14,078 14
8,468 55
Dividends u n p a id .................... ...........................................................
786 19
191 00
1 00
1 00
ÇQjj^j^çj’çial deposits subject. t,o check.................
361,618 39
377,418 04
369,748 34
387,595 32
1,046 93
4,614 34
690 33
218,062 08
222,941 54
229,095 94
231,259 34
265,700 18
266,651 94
237,219 39
^ertifi^d checks
...........................................
Savings d ep o sits ....................................................................................................
gg^YingS certificates
Of
214,636 71
deposit,................................
20,000 00
T o ta ls . . . .
.....................................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$988,636 59
$1,007,510 22
$1,047,089 54
$1,084,503 08
STATE BANKS OF MICHIGAN.
149
•No. 271.
LAPEER SAYINGS BANK, LAPEER.
Organized September 19, 1902.
B. F . L oder , P r e s i d e n t ; E dgar S. H o u g h , V i c e P r e s i d e n t ; G. R. B u c k , C a s h i e r .
D ir e c t o r s .— B. F. Loder, L. S. Iligley, Edsrar S. H ough, Jo h n M cLennan, M a tth ia s Caley,
G. R. Buck.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of ! R eport of
June 9.
Sept. 6.
Loans and discounts......................
$06,704 75
$70,369 84
$76,330 22
$77,629 74
Bonds, m ortgages and securities.
22,325 00
26,075 00
37,581 00
38,831 00
230 80
138 56
355 70
100 28
2,800 00
2,800 00
2,800 00
2,800 00
8,910 80
26,501 62
9,622 59
17,572 71
Prem ium s paid on b o n d s.............
O v erd rafts........................................
Banking h o u se................................
F urniture and fix tu res..................
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tra n s it................................
U nited S tates b o n d s........................
Due from banks in reserve c itie s..
Exchanges for clearing house........
U. S. and N ational bank currency.
3,369 00
4,584 00
3,355 00
4,966 00
Gold co in ............................................
1,022 50
1,220 00 1
1,590 00
2,132 50
Silver co in ..........................................
475 35
483 65 J
595 85
604 70
43 47
51 35
Nickels and cen ts.’....................................................
Checks, cash item s and internal revenue ac
count .................................................................... ....
T o ta ls.
Liabilities.
C apital stock paid i n ..............
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
I
82 80
77 70
329 36
159 50
137 50
92 00 '
$108,079 17
$132,316 02 j
$132,642 58 j
$144,874 13
$25,000 00
$25,000 00 j
$25,000 00
$25,000 00 J
500 00
500 00
500 00
750 00
297 20
657 46
1,023 46
742 13
10,042 73
18,642 12
11,310 37
16,512 42
Dividends u n p a id .? ..................................................
Commercial deposits subject to check.................
Commercial certificates of deposit................ ..
Due to banks and b an k ers..................................
Certified checks.........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits....................... .................................
14,490 33
17,587 92 j
17,259 10
17,661 29
Savings certificates of deposit................................
55,748 91
69,928 52 |
77,549 65
84,208 29
$132,642 58
$144,874 13
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$106,079 17
$132,316 02
/
150
STATE BANKING DEPARTMENT.
No. 117.
STATE SAVINGS BANK OF LAPEER, LAPEER.
Organized May 9, 1891.
H . D. R ood, P r e s i d e n t ;
E dmund B row nell, V ice P r e s i d e n t ;
J . R. J o h n s o n , A s s i s t a n t C a s h i e r .
C. G. W h i t e , C a s h i e r ;
D ir e c t o r s .— II. D. Rood, C hester G. W hite, G. W. Rood. E dm und B row nell, K irk W hite,
R ipley W hite, W. B. W illiam s.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$38,020 54
$41,96(5 54
$38,986 54
$39,576 54
Bonds, m ortgages and securities...........................
307,135 4(>
308,307 37
314,(509 82
318,699 82
29,807 03
14,475 23
32,279 93
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
40
Banking h o u se............................................................
F urniture and fix tu res......................................... .. .
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)........................................................................
33,213 70
Item s in tr a n s it..........................................................
*
United States b o n d s.................................................
Due from banks in reserve cities...........................
34,479 09
34,479 09
34,996 27
34,996 27
......................
15,000 00
18,000 00
18,000 00
Exchanges for clearing h ouse.................................
U. S. and N ational b ank currency..........g ...........
1,080 00
Gold co in .....................................................................
15,000 00
Silver co in ....................................................................
Nickels and c e n ts................................. .....................
Checks, cash item s and internal revenue ac
count ........................................................................
4 20
T o ta ls...................................................................
$428,939 39
$429,560 03
$421,047 86
$443,552 5(5
Liabilities.
Capital stock paid i n ................................................
$45,000 00
$45,000 00
$45,000 00
$45,000 00
9,000 00
9,000 00
9,000 00
9,000 00
33,043 13
31,055 41
30,886 04
31,210 62
341,890 20
344,504 62
,
336,161 82
358,341 94
$428,939 39
$429,560 03
$421,047 80
$443,552 56
Surplus fu n d ............................................................. ..
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
D ividends u n p a id ......................................................
Commercial deposits subject to check..................
Commercial certificates of dep o sit........................
Due to banks and b an k ers..................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g .................
Savings dep o sits.........................................................
Savings certificates of d ep o sit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
151
STATE BANKS OF MICHIGAN.
No. 201.
STATE SAVINGS BANK OF KAURI UM, LAURIUM.
Organized November 6, 1897.
E rnst
;
B o l l m a x x , P r e s i d e n t J a co b B a e r , Vice P r e s i d e n t ; J a m e s
E d w a r d P . B a s t , A s s i s t a n t Cashier.
D i r e c t o r s .—
T.
F is h e r , C ash ier;
Jacob B aer, J. V ivian, J r., Wm. E. P a rn a ll, E rn s t Boiim ann, Jam es MacN aughton, W illiam IT. T hieim an, F ra n k S. C arlton.
Resources.
Report of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
Report of
Sept. 6.
Uoans and disco u nts.................................................
$505,400 61
$460,905 SO
$493,326 78
$473,736 95
Ronds m ortgages and securities...........................
90,235 82
128,204 82
127,674 82
122,640 82
Prem ium s paid on b o nds.........................................
O v erd rafts...................................................................
3,204 05
2,£18 89
7,491 05
S41 62
Banking h o u se...........................................................
37,500 00
37,500 00
37,500 00
37,500 00
F urn itu re and fixtures.............................................
10,000 00
10,000 00
10.000 00
7,500 00
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
3,000 00
3,000 00
3,000 00
3.000 00
16,854 73
55,405 37
14,971 29
51,482 80
Item s in tr a n s it..........................................................
4,755 70
761 25
236 00
380 00
85,755 17
United States b o n d s.................................................
Due from banks in reserve cities...........................
40,957 99
79,709 34
43,547 61
Fxchanges for clearing h ouse.................................
1,125 72
7,054 57
2,030 24
2,370 60
U. S. and N ational bank currency........................
40,014 00
28,508 00
70,824 00
65,674 00
Gold co in .....................................................................
4,395 00
745 00
4,080 00
3,950 00
Silver co in ...................................................................
2,949 20
2,617 65
4,616 90
3,974 30
505 59
535 35
874 50
646 13
591 00
8,362 99
461 84
515 07
T o ta ls...................................................................
8771,149 41
8826,289 13
$821,235 03
$867,967 55
Liabilities.
Capital stock paid i n ................................................
$75,000 00
$75,000 00
$75,000 00
$75,000 00
30,000 00
30,000 00
30,000 00
37.500 00
14,635 71
18,935 27
22,857 33
14.500 01
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ................. , ...................................
Dividends u n p a id ......................................................
Commercial deposits subject to check..................
353,719 28
392,161 22
378,534 98
398,745 21
Commercial certificates of dep o sit.........................
1,378 50
1,162 39
315 29
2,904 20
Due to banks and b an k ers......................................
1,415 34
2,850 10
1,926 79
1,592 65
Certified checks..........................................................
194 00
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
270,065 47
276,331 54
284,270 53
304,538 80
Savings certificates of dep o sit................................
24,141 11
29,566 11
28,330 11
33,186 50
$821,235 03
$867,967 ,r 5'
C o llectio n s..................................................................
282 50
Notes and bills rediscounted.............................. ....
Bills p ay ab le...............................................................
■
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$771,149 41
$820,289 13
152
STATE BANKING DEPARTMENT.
No. 8.
THE PEOPLE’S BANK, LESLIE.
Organized December 24, 1886.
A rthur
J.
T u t t l e , P resid en t;
D i r e c t o r s . — O.
J ohn
A . L a n d f a ir , V ic e P r e s i d e n t ;
A.
L . D o w l in g , Cashier.
V. T u ttle, A rth u r J. T u ttle , L. J B ickh art. John A. L an d fair, M. I. Covert,
F . E. H aynes, M. S, Campbell.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
Loans and disco u n ts...............................................
$39,110 82
$94,080 05
$105,232 33
$102,904 23
Bonds, m ortgages and securities...........................
22,634 96
22,159 90
23,209 90
23,159 90
Prem ium s paid on b o n d s.........................................
O v erd rafts..................................... .........................
1,114 35
94 53
423 01
913 10
Banking h o u se............................................................
2,500 00
2,500 00
2,500 00
2,500 00
O th er real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
570 00
570 00
570 00
570 00
Item s in tr a n s it............................................... ..........
4,320 53
4,545 08
7,029 37
001 30
19,940 21
23,437 13
F urniture and fix tu res..............................................
U nited States b o n d s.................................................
Due from banks in reserve cities...........................
21,093 (50
18,013 18
Exchanges for clearing h o u se.................................
390 91
1,758 30
U. S. and N ational bank currency ........................
4,372 00
2,909 00
3,803 00
4,124 00
083 35
Gold co in .....................................................................
3,010 00
3,140 00
2,200 00
4,195 00
Silver co in ............................. ......................................
1,198 30
1,084 40
347 90
502 40
Nickels and c en ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
35 53
35 13
12 33
30 24
14 17
S95 21
285 70
324 59
•$150,305 23
$151,851 50
$105,014 47
$104,125 30
T o ta ls...................................................................
Liabilities.
Capital stock paid i n ................................................
t
$50,000 00
$50,000 00
$50,000 00
$50,000 00
3,700 00
3,700 00
3,700 00
0,000 00
413 21
904 75
2,040 90
502 00
Commercial deposits subject to check .................
48,307 07
42,452 53
54,922 80
48,907 89
Commercial certificates of dep o sit.........................
47,884 95
54,794 22
54,950 71
58,054 81
$150,305 23
$151,851 50
$105,014 47
$104,125 30
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
Savings certificates of dep o sit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
153
No. 184.
LEXINGTON STATE BANK, LEXINGTON.
Organized January 29, 189G.
J ohn
B e l t .,
P residen t;
D i r e c t o r s . — Jo h n
A l e x . C r c ic k s h a n k , V ice
F r a n k B eedo n , A ssistan t
P resid en t;
C ash ier.
D.
M c N a ir ,
•
C ash ier;
*
I*. N iggem an, J r., Jo h n Bell, Lewis B aker, Alex. C ruickskank, F ra n k
M atthew s, A. E. Sleeper, Jam es Colbeck.
Resources.
Report of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u nts.................................................
$53,181 32
$52,972 24
$56,202 03
$50,817 80
R onds m ortgages and securities...........................
9,849 50
10,000 00
11,267 55
9,767 55
Prem ium s paid on b o n d s.........................................
O v erd ra fts...................................................................
11 99
17 10
74
6 51
B anking h o u se............................................................
2,500 00
2,500 00
2,500 00
2,500 00
F u rn itu re and fix tu res..............................................
2,000 00
2,000 00
2,000 00
2,000 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
1,400 00
1,400 00
1,400 00
1,400 00
8 47
1,107 53
Item s in tr a n s it..........................................................
United S tates b o n d s.........................•.......................
Due from banks in reserve cities...........................
22,214 33
17,656 87
14,245 02
16,451 01
Exchanges for clearing house.................................
U S and N ational bank currency ........................
2,009 00
3,383 00
2,945 00
4,300 00
Gold co in ......................................................................
1,652 50
1,052 50
1,050 00
1,742 50
Silver co in ....................................................................
148 50
215 75
147 50
325 00
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
28 22
05 94
57 40
36 40
121 00
85 33
70 93
224' 52
T o ta ls...................................................................
$96,883 95
$91,948 73
$92,480 17
$95,579 76
Liabilities.
Capital stock paid i n ................................................
$20,000 00
$20,000 00
$20,000 00
‘ $20,000 00
2,000 00
2,000 00
2,009 00
2,200 00
553 80
1,249 81
1,554 17
258 21
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
D ividends u n p a id ....................
Commercial deposits subject to check..................
19,401 87
10,688 30
17,329 43
19,005 94
Commercial certificates of d ep o sit.........................
54,868 28
50,894 59
51,551 73
54,055 61
1,116 03
50 84
$91,948 73
$92,486 17
Due to banks and b an k ers......................................
Certified checks...........
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................'..............
Savings certificates of dep o sit................................
Notes and bills rediscounted..................................
Rills p a y ab le...............................................................
T o ta ls...................................................................
20
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$90,883 95
$95,579 76
154
S T A T E B A N K IN G D E P A R T M E N T .
N o. 111.
LO W ELL STA TE
BANK, LOW ELL.
O r g a n iz e d J a n u a r y 22, 1891.
C h arles M c Carty .,. P r e s i d e n t ; Geo . IV. P arker , V i c e P r e s i d e n t ; W. E. M a r sh , C a s h i e r ;
D. G. M ange, A s s i s t a n t C a s h i e r .
D ir ec tor s .— Ch arles M cC arty, F. T. King, E. L. B ennett, Geo. W. P ark er, F re d J. L aver
IV. E. M arsh.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
I
R eport of I R eport of
June 9. I Sept. 0.
Loans and disco u n ts.................................................
§30,092 41
$27,505 22
$37,950 30 1
$47,341 71
Bonds, mortgages and securities...........................
111,398 75
106,935 50
111,548 50
109,252 50
4,775 05
4,438 15
4,438 15 j
3,438 15
1
......................
4,500 00
0,700 00
0,700 00
0,700 00
Prem ium s paid on b o n d s.....................................
O v erd rafts...........................................................
B anking h o u se...................................................
F urn itu re and fixtures...................................
2,200 00
F
O ther real e s ta te .........................................
Due from other banks and bankers (not reserve
cities).................................................
Item s in tr a n s it.....................................
I
!
4.S83 92
......................
2,871 28
40,000 00
10,000 00
10,000 00
47,754 21
34,542 58
7,901 35
8,528 00
0,104 00
5,025 00
|
5,735 00
4,820 00
0,080 00
j
1,097 20
17,150 23
15,963 08
United States b o n d s................................
10,000 00
Due from banks in reserve cities.........................
25,731 08
U. S. and National bank cu rren cy .............
3,434 00
Gold co in .................................
4,000 00
j
1
Exchanges for clearing h ouse...........................
Silver co in ........................................
923 50
734 75
889 00
Nickels and c e n ts....................
Checks, cash item s and internal revenue ac
c o u n t ..................................
181 09
212 30
159 02
119 50
140 IS
101 53
528 59
153 76
T o ta ls......................................
$215,193 49
$234,667 74
$222,504 00
$201,240 45
Liabilities.
Capital stock paid i n ...........................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
5,000 00
5,000 00
5,000 00
5,000 00
1,773 06
3,148 34
3,784 92
1,802 41
52,323 01
57,841 04
50,798 27 ,
42,831 01
.
Surplus fu n d ...............................
Undivided profits, less current expenses, interest
and taxes p a id ..........................
Dividends u n p a id .........................
Commercial deposits subject to check.........
Commercial certificates of d ep o sit. . . .
Due to banks and b an k ers.................
...................... I
Certified checks......................
Cashier’s checks o u tstan d in g ...............
Savings d ep o sits.............................
99,444 09
99,207 79
98,704 30 1
95,048 75
Savings certificates of dep o sit.................
31,652 13
44,409 97
39,276 57 |
30,957 08
Notes and bills rediscounted ...........
*
Bills p a y ab le...............................
T o ta ls..............
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
------ j
-
$201,240 45
---------------- -----------------------
155
STATE BANKS OF MICHIGAN.
No. 239.
LUDINGTON STATE BANK, LUDINGTON.
Organized May 22, 1901.
C.
G.
W in g ,
P residen t;
D i r e c t o r s . — C.
W arren
A.
C a r t ie r ,
V ice P r e s i d e n t ;
C.
IIagerm an,
Cashier.
G. W ing, W arren A. C artier, Wm. R ath, R. P. Bishop, M. B. D anaher.
Resources.
|
R eport of
Jan. 22.
R eport of
March 28.
R eport of ] R eport of
June 9. ! Sept. 6.
Loans and discounts................................................. |
$87,033 57
$94,765 73
$132,489 21
$130,924 09
Bonds, m ortgages and securities........................... j
207,286 39
213,671 52
221,271 83
224,685 91
Prem ium s paid on b o n d s.........................................
59 57
51 31
85 62
2 05
Banking h o u se.............................................................
5,500 00
5,500 00
5,500 00
6,500 00
F urniture and fix tu res.............................................
2,812 53
2,812 53
2,812 53
2,101 03
207 74
207 74
569 50
589 50
1,569 44
33 63
396 13
35,971 24
32,703 78
26,744 99
36,677 62
O v erd rafts...................................................................
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
U nited States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing h o u se.................................
U. S. and N ational b ank currency........................
4,813 00
4,270 00
11,530 00
12,194 00
Gold co in ............ ........................................................
4,305 00
4,585 00
5,295 00
5,605 00
Silver co in ...................................................................
1,882 00
1,752 50
1,957 70
3,746 90
Nickels and c e n ts.................................................... ..
Checks, cash item s and internal revenue ac
count .........................................................................
640 25
706 55
645 46
205 59
864 20
160 29
399 46
496 34
T o ta ls...................................................................
§351,435 49
§362,750 39
$409,334 93
$424,164 16
—
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
684 67
2,910 66
5,362 66
6,237 48
Commercial deposits subject to check .................
67,914 16
83,752 22
97,981 87
92,924 30
Commercial certificates of dep o sit........................
2,024 65
2,289 65
2,314 65
1,754 65
Due to banks and b a n k e is......................................
125 58
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
1,000 00
Savings dep o sits.........................................................
137,471 09
Savings certificates of deposit................................
83,214 74
Bills p ay ab le. . .
T o ta ls................................................................... '
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
134,632 57 1
1
69,171 29 |
10,000 00
137,688 56 |
148,025 30
105,987 19
114,222 43
§409,334 93
$424,164 16
I
I
§351,435 49 1 §362,756 39 !
________ ________
156
• STATE BANKING DEPARTMENT.
No. 130.
ANTRIM COUNTY STATE SAVINGS BANK, MANCELONA.
Organized January 20, 1892.
C. E.
B l a k e l y , P r e s i d e n t ; I . N. R o d e n b a u g h , V i c e P r e s i d e n t ; E. L .
R . I . M a c D o n a l d , A s s i s t a n t C ash ier.
D i r e c t o r s .—
J.
M il l s , C ash ier;
C harles E. B lakely, E. D. J. Mills, I. N. R odenbaugh, N. C. W eter, H. G. W hite,
F ra n k H arding, J. W. McCauley.
Resources.
j R eport of
> Jan. 22.
R eport of
M arch 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
Loans and discounts.................................................
$93,633 98
$98,030 90
$ 104,868 55
$130,710 45
Bonds, m ortgages and securities...........*..............
39,825 53
39,105 53
39,520 53
41,170 53
Prem ium s paid on b o n d s.........................................
250 00
250 00
200 00
200 00
O v erd rafts...................................................................
1,740 80 !
2,651 61
310 92
742 30
Banking h o u se............................................................
3,182 45
3,182 45
3,182 45
3,182 45
F urniture and fix tures..............................................
1,831 00
1,831 00
1,831 00
1,831 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)........................................................................
6,045 00
0,045 00
6,045 00
6,045 00
Item s in tr a n s it..........................................................
209 54
1,657 50
339 91
U nited States b o n d s.................................................
Due from banks in reserve c ities...........................
61,522 96
61,345 79
56,774 25
41,678 21
4,089 00
Exchanges for clearing h ouse............................. ..
U. S. and National bank currency........................
9,256 00
4,605 00
6,184 00
Gold co in .....................................................................
1,550 00
1,540 00
1,775 00
1,190 00
Silver co in ....................................................................
838 15
1,881 45
1,363 50
1,935 10
Nickels and c e n ts.................................
Checks, cash items and internal revenue ac
count ...........................................
113 31
152 00
204 09
230 79
1,419 01
3,126 92
2,541 81
1,189 70
$221,417 73
$223,747 65
$226,458 60
$234,534 50
$20,000 00
$20,000 00
$20,000 00
$20,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,337 35
5,529 43
7,676 96
8,678 23
Commercial deposits subject to check...........
73,076 74
73,916 65 j
71,354 42
62,243 77
Commercial certificates of dep o sit..............
76,466 69
74,914 43 |
72,907 43
T o ta ls.........................................
Liabilities.
Capital stock paid i n .............. ............
Surplus fu n d ....................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................
Dividends u n p a id ...........................
Due to banks and b an k ers.........................
Certified checks..........................
399 53
206 53
260 53
41,137 42
44,120 61
49,253 26
266 53
Cashier’s checks o u tsta n d in g ..
Savings dep o sits.........................
Savings certificates of deposit.
51,648 25
86,697 72
Notes and bills rediscounted..
Bills p ay ab le...............................
T o ta ls................................................................... !
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$221,417 73
$223,747 65 J $226,458 60
$234,534 50
157
STATE BANKS OF MICHIGAN.
No. 242.
PEOPLE’S BANK, MANCHESTER.
Organized August 31, 1901.
F rank
P residen t;
S pa fa rd ,
rectors.
F r e d e r ic k
S t f .i n k o h l ,
Vice, P r e s i d e n t ;
C.
W.
C a sk ,
C ash ier.
Lovejoy, A. F. F reem an, F i G d c r i c k Steinkohl, h ia n k S p afaid , F red
K ensler, E. M. Conklin, Jam es A. Lowery, O rlando L. T orrey, J. D. T prrey.
B e n i.
O.
R eport of
Ja n . 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and discounts ................................................
$118,807 14
$123,401 06
$129,969 12
$126,505 34
Bonds m o rtg a g e and securities...........................
05,539 13
70,403 38
96,083 38
96,290 88
.................................. ................
36 69
2,363 45
755 09
255 70
................................................
5,000 00
5,000 00
5,000 00
5,000 00
F urniture and fixtures ...........................................
1,300 00
1,300 00
1,300 00
1,300 00
Due from other banks and bankers (not reserve
(»itlCS)
........................................
540 00
896 61
772 95
O verdrafts
"Pankiog house
P u p from banks in rpserve cities...........................
38,859 08
39,992 50
34,786 37
Lxchanges for clearing h o u se.................................
1,187 42
1,010 74
315 00
597 33
S and N ational hank currency ........................
5,800 00
7,990 00
5,342 00
7,247 00
Gold coin t . . T.........................................................
5,692 50
5,890 00
6,135 00
7,845 00
Silver co in ...................................................................
1,550 00
1,520 00
1,490 00
1,035 00
26 41
20 50
27 00
37 06
305 07
223 49
71 59
20 00
T o ta ls...................................................................
* $244,643 44
$266,011 79
$282,047 50
$270,122 89
Liabilities.
Gapita.l stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
2,000 00
2,000 00
2,000 00
3,000 00
3,491 58
4,353 69
5,0S1 71
4,426 70
jt
Nickels and c e n t s ....................................................
Checks, cash item s and internal revenue account
...................................................................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
23,989 58
Dividends unpaid
Commercial deposits subject to check.................
153,189 56
73,501 69
78,759 52
64,552 19
Commercial certificates of deposit.........................
60,962 30
161,156 41
171,206 27
129,405 55
Uue to banks and b an k ers......................................
fortified checks
......................................................
Cashier’s checks outstanding
Savings d ep o sit, t .......................................................
Savings certificates of deposit
•
...........................
43,738 45
Notes and bills red iscounted ..................................
Bills p a y a b le
...................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$244,643 44
$266,011 79
$282,047 50
$270,122 89
158
STATE BANKING DEPARTMENT.
No. 172.
UNION SAVINGS BANK, MANCHESTER.
Organized June 28, 1894.
Iiio x .r.
G.
E n g l is h ,
D i r e c t o r s . — B.
P residen t;
E nglish,
A rnold H. ICuhl,
G.
J ohn
M.
H o r n in g , V ic e
P resid en t;
E d.
E.
R oot,
Cashier.
Geo. H eim endinger, John M. H orning, F re d B reitenw ischer
F. K napp, Jo h n W uerthner, Jo h n S chlicht, A. J. W aters.
’
Resources,
R eport of
Jan. 22.
Loans and disco u n ts.................................................
$206,508 39
Bonds, m ortgages and securities...........................
76,629 00
R eport of
March 28.
R eport of
June 9.
$206,635 23 1 $194,385 45 !
83,269 00
79 572 89
R eport of
Sept. 6.
$225,304 75
79,505 89
Prem ium s paid on b o nds.........................................
O v erd rafts...................................................................
Banking h o u se............................................................
F u rn itu re and fix tures.......................................
O ther real e s ta te .................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
11,000 00
11,000 00
1 1,000 00
11,000 00
1,700 00
1,700 00
1,700 00
1,700 00
131 23
1,300 00
70,963 50
400 00
......
Item s in tr a n s it..........................................................
United States b o n d s...............................................
Due from banks in reserve cities..................
50,970 83
50,779 60
94,543 35
Exchanges for clearing h ouse.........................
368 16
1,088 36
218 92
53 01
10,911 00
11,161 00
15,029 00
11,037 00
Gold co in ___'.......................................
3,475 00
3,450 00
3,555 00
4,385 00
Silver co in ......................................
1,155 00
937 75
726 00
1,187 45
24 99
39 67
39 58
26 93
T o ta ls..........................................
$363,142 37
$370,060 61
$400,901 42
$412,463 53
Liabilities.
C apital stock paid i n .......................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
5,500 00
5,500 00
5,500 00
5,500 00
3,005 70
5,091 79
4,552 37
6,223 89
19,647 74
17,475 08
20,032 41
14,750 90
3,860 00
3,420 00
3,780 00
2,320 00
Savings dep o sits.....................
200,039 78
208,341 12
224,559 72
246,088 02
Savings certificates of deposit...........
105,719 15
105,232 62
117,470 92
112,580 72
$370,060 61
$400,901 42
1
$412,403 53
U. S. and N ational bank currency..............
Nickels and cen ts.........................
Checks, cash item s and internal revenue ac
count .......................................
Surplus fu n d .......................
Undivided profits, less current expenses, interest
and taxes p a id .....................
Dividends u n p a id ..................
Commercial deposits subject to check...........
Commercial certificates of deposit___
310 00
Due to banks and b an k ers.............
Certified checks..............
Cashier’s checks o u tstan d in g . . .
Notes and bills rediscounted. . .
Bills p ay ab le................
T o ta ls......................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
8363,142 37
159
STATE BANKS OF MICHIGAN.
No. 116.
MANISTEE COUNTY SAYINGS BANK, MANISTEE.
,
Organized May 4, 1891.
K.
G o ld en
F il e r , P re sid e n t;
D i r e c t o r s .— E.
J o seph
K ir s t e e ,
V ice
P residen t;
W. J.
G regory,
C ash ier.
Golden F iler. Thom as K enny, Joseph K irste r, J. II. G ran t, Jo h n Sm ith.
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and discounts.................................................
$308,297 37
$348,043 66
$347,675 24
$354,365 94
Bonds, m ortgages and securities...........................
305,144 63
305,980 90
307,455 14
316,331 14
O v erd ra fts.............. ....................................................
440 49
911 59
154 13
380 22
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in transit-
1,048 82
-
1,039 82
1,039 82
1,039 82
37,854 60
7,395 44
2,523 47
7,864 01
90,259 38
77,813 50
44,794 04
95,731 86
......................................
U nited St at ps bonds
.........................
Due from banks in reserve cities...........................
U. S. and N ational bank currency ........................
8,431 00
11,097 00
20,998 00
31,573 00
Gold co in ................ ....................................................
18,755 00
20,135 00
21,795 00
23,705 00
Silver c o in ...................................................................
5,654 05
5,427 70
2,948 00
1,970 80
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
c o u n t........................................................................
911 38
840 66
427 53
35 37
241 07
1,407 90
2,102 26
2,113 51
T o ta ls...................................................................
$777,037 79
$780,093 29
$751,912 63
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
8,254 66
12,461 77
17,430 82
13,612 32
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes paid.........................................................
Dividends unpaid . . .
$835,110 67
55 00
58 82
Commercial deposits subject to check.................
162,517 22
161,517 75
154,053 31
233,437 26
Commercial certificates of dep o sit........................
100,943 33
108,649 89
104,534 16
112,361 85
6,642 70
4,422 51
Due to banks and b an k ers. . .
4,415 20 ......................
400 00
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits........................................................
438,621 06
433,041 37
411,479 14
415,244 24
$777,037 79
$780,093 29
$751,912 63
$835,110 67
Savings certificates of dep o sit................................
Notes and bills rediscounted........... ......................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
160
No. 21.
MANISTIQUE BANK, MANISTIQUE.
Organized May 16, 1889.
II. Q u i c k , V i c e P r e s i d e n t ; C h a s . P>. M e b s e b e a u , C a s h i e r ;
M. W. Orr , A s s i s t a n t C a s h i e r .
D i r e c t o r s . — M a rtin II. Quick, George H. Orr, R obert B. W addell, C . B. M ersereau, A. S.
P utnam .
Geoege
H.
O k r , P r e s i d e n t ; M a r t in
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
I
.............................................
$159,217 62
$184,129 32
$159,757 99
$226,166 98
Pn^ld*-3 pnortg^g^1“1 n.nd spoilritips...........................
,153,708 07
146,131 67
157,587 70
113,560 27
T,n?rnc; nnd disponnts
...............
inrps pnirl on bonds .......................................
"Ranking honsfi ..........................................................
Fiirnitnrp and fi^rtnrps
20 09
104 57
5,226 32
4,544 82
4,291 82
5,001 26
5,038 94
5,038 94
9,097 34
3,157 37
737 40
2,431 08
53 96
4,246 3
..........................................
Ot.lipr rpal pstafp, ...................................................
Due from other banks and bankers (not reserve
pi t ips)
..........................
Ttoms in transit,........................
..............................
1,581 92
'
5,121 37
357 22
...............
TTnit.p.d S ta t ps b o n d s.................................................
90,338 68 |
86,381 30 I
54,365 70
39,390 41
IT. S. and National bank n irrp n p v ........................
18,660 00
15,472 00
17,552 00
17,335 00
6,030 00
7,135 00
7,065 00
1,038£00
Tluo from banks in rp.sprvo pitip.s...........................
"Rxpbangps for plp.aring bonsp.................................
Gold co in ......................................................................
6,420 00
Silver co in ....................................................................
962 25
1,208 50
1,850 00
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
140 81
125 96
132 07
146 75
412 91
1,112 34
677 51
489J51
$414,970 79
[
T o ta ls...................................................................
$455,942 75
$455,867 87 I $409,970 65
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
8 02
29 48
2,763 04
5,023 39
Commercial deposits subject to check..................
258,010 65
256,555 96
213,972 67
234,442 99
Commercial certificates of deposit.........................
137,924 08
139,282 43
132,417 22
115,504 41
S urplus fu n d ...........................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
817 72
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
Savings certificates of dep o sit................................
N otes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$455,942 75
$455,867 87
$409,970 65
$414,970 79
161
STATE BANKS OF MICHIGAN.
No. 296.
THE MANTON STATE BANK, MANTON, MICHIGAN.
Organized July 27, 1904.
Geohge
F.
W il l ia m s , P r e sid e n t;
J ohn
E.
J ones,
Cashier.
D i r e c t o r s . — George
F. W illiam s, W arren D. W ade, George M. Brooks, W illiam Caldw ell,
W illiam McGregor, Jam es R. Oakes, W alter S. W illiam s.
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
Loans and d is c o u n ts ...............................................
P n n d 5 m ortgages and securities...........................
P r e m i u m «5 paid
on bonds
.............................
Overdraft^
................................
Fankin-0, house
..............................
F urniture and fixtures
.
.....................
Other ppa.l estate
..................................
Due from other banks and bankers (not reserve
cities)
.............................................
Tfems
tr a n s it, ...........
in
*
...............
........................................
U nited S tates bonds
|~)^p ffom banks in rpsprvp. ci tips
F,x changes for clearing bousp................................
TT ft and National hank currency
•
Hold coin
Silver coin
...............
........................................
Nickels and cents
Checks, cash item s and internal revenue account,........................................................................
T o ta ls...................................................................
Liabilities.
Capital stock paid i n ................................................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ..........
Commercial deposits subject to check .................
Commercial certificates of dep o sit........................
Due to banks and bankers.
Certified checks..........................................................
Cashier's checks o u tstan d in g ..................................
Savings dep o sits........................................................
Savings certificates of dep o sit................................
•
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...............................................................
Commenced business October 17, 1904.
21
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
/
R eport of
Sept. 6.
162
STATE BANKING DEPARTMENT.
No. 272.
HOME SAYINGS BANK, MARINE CITY.
Organized February 10, 1903.
F eed
T.
M ooee, P resid en t;
D i r e c t o k s . — Jo h n
George
N.
J o n e s , V ice
P residen t;
D. B aird, Jam es Davidson, C . L. Doyle, Geo.
F re d T. Moore, W m , F. Sauber.
N.
C. L.
D oyle,
Cashier.
Jones, H a rry Law rence,
R eport of
June 9.
Resources.
R eport of
Ja n . 22.
R eport of
March 28.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$131,098 28
$118,119 79
$106,853 92 !
"Ronds m ortgages and securities...........................
14,597 00
15,452 00
15,992 00
$118,745 53
16,032 00
Prem ium s paid on b o n d s.........................................
O verdrafts...................................................................
300 05
181 04
39 16
15 66
Ranking h o u se............................................................
10,500 00
10.500 00
10,500 00
10.500 00
F urn itu re a,nd fix tu res..............................................
2,500 00
2.500 00
2,500 00
2.500 00
11,084 84
13,307 27
7,390 25
19,374 66
Exchanges for clearing h o u se.................................
165 84
14 74
19 30
611 40
U P and National bank currency........................
2,165 00
4,452 00
7,363 00
2,587 00
Gold coin ....................................................................
2,370 00
2,390 00
2,670 00
575 00
Silver co in ....................................................................
1,531 55
1,011 55
423 15
759 85
"Miekels and c e n ts.......................................................
Checks, cash item s and internal revenue account- , , , T.............................................................
248 73
269 91
274 12
163 92
198 53
47 70
260 69
316 00
T o ta ls...................................................................
$176,739 82
$168,246 00
$154,285 59
$172,181 02
Liabilities.
Capital stock paid i n ................................................
$35,000 00
$35 000 00
$35,000 00
$35,000 00
500 00
1,000 00
1,000 00
1,000 00
1,354 51
1,282 19
1,327 66
1,405 32
Commercial deposits subject to check..................
25,237 76
21,768 65
18,892 81
31,790 19
Commercial certificates of deposit........................
6,282 78
5,218 12
3,358 84
2,998 84
108,364 77
103,971 04
94,706 28
99,986 67
$176,739 82
$168,246 00
$154.285 59
Other real estate ......................................................
Due from other banks and bankers (not reserve
cities)
.........................................................
Item s in tr a n s it..........................................................
United States b o n d s.................................................
Une from banks in reserve cities...........................
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
6 00
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
pavings deposits. ‘.....................................................
Savings certificates of deposit................................
Notes and bills rediscounted..................................
Rills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$172.181 02
1
STATE BANKS OF MICHIGAN.
163
No. 122.
THE MARINE SAYINGS BANK, MARINE CITY.
Organized September 5, 1891.
C i ia s . E . B lood , P r e s i d e n t ; W m . H. M a n n e d , V i c e P r e s i d e n t ; G. W. C a r m a n , C a s h i e r ;
H. P. S a p h , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— C. E. Blood, R obert F olkerts. W illiam H. M annel, C harles Basney, S. C.
M cLouth, H ale P. Saph, G. W. C arm an, Jo h n O’L eary.
Resources.
R eport of
Ja n . 22.
„
■
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
§124,352 38
$131,128 36'
$136,S59 13
$125,587 77
Bonds, m ortgages and securities...........................
227,353 66
200,787 19
189,180 23
184,862 69
Prem ium s paid on b o n d s.......................... .............
O v erd rafts...................................................................
398 31
238 51
613 50
302 79
Banking h o u se............................................................
5.000 00
5,000 00
5.000 00
5.000 00
F u rn itu re and fix tu res.............................................
500 00
500 00
500 00
500 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
3.000 00
3 000 00
3.000 00
3.000 00
Item s in tr a n s it..........................................................
596 75
402 28
354 81
34,092 65
25,233 72
23,441 46
125 44
209 10
U nited S tates b o n d s.................................................
Due from banks in reserve cities...........................
47,854 19
Exchanges for clearing h o u se.................................
U. S. and N ational bank currency........................
10,495 00
7,872 00
9,011 00
7,433 00
Gold c o in .....................................................................
4,800 00
5,160 00
6,075 00
4,065 00
Silver co in ....................................................................
2,903 25
2,941 95
1,800 25
3,191 75
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
446 25
586 82
008 41
422 32
1,350 99
600 11
1,389 09
1,417 36
T o ta ls........................................................ ..........
§415,289 24
$383,576 38
$377,832 88
$383,845 97
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 *00
$50,000 00
$50,000 00
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
10,000 00
10,000 00
10,000 00
10,000 00
11,202 43
13,470 58
12,858 26
14,015 62
Dividends u n p a id ......................................................
60 00
Commercial deposits subject to check.................
49,192 95
38,421 59
36,471 17
39,398 87
Commercial certificates of deposit.........................
5,051 53
7,415 17
11,820 43
5,862 04
289,782 33
264,269 04
241,683 02
259,509 44
...............
15,000 00
5,000 00
$383,576 38
$377,832 88
$383,845 97
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
Savings certificates of deposit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls..........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$415,2S9 24
STATE BANKING DEPARTMENT.
164
No. 252.
COMMERCIAL STATE BANK OF MARLETTE, MARLETTE.
Organized January 8, 1902.
A.
E.
R o b e r t W i l l i s , D . C. M e r r i l l , V i c e P r e s i d e n t s ; W. J . B a k e r ,
C a s h i e r ; D a n C. M e r r i l l , A s s i s t a n t C a s h i e r .
E. Sleeper, D. C. M errill, W. J. B aker, D. Leach. E. A. Sm ith, R obert W illis,
John McGill, D. S. McClure, W allace T aylor.
Sl e e pe k , P resid en t;
D i r e c t o r s . — A.
Resources.
Loans and d iscounts.................................................
Bonds m ortgages and
s p .p i
initios...........................
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
$76,338 83
$82,399 91
$175,598 52
$158,888 18
16,144 00
16,635 90
73,573 17
70,920 17
Overdrafts - ...............................................................
358 86
88 00
477 97
845 27
Banking house ..........................................................
4,400 00
4,400 00
4,400 00
4,400 00
F nrnitnrp and fix tu res.............................................
1,800 00
1,800 00
3,239 15
3,239 15
Other real estate
................................................
Due from other banks and bankers (not reserve
.............................................
Tferns in transit
\
2,200 97
................................................
fUnited S tates bonds
............................................
cities...........................
23,322 70
21,603 66
24,021 81
Fxchanges for clearing house.................................
60 44
139 80
38 39
224 73
TT S and N ational hank currency........................
885 00
3,348 00
6,142 00
3,045 00
Gold co in .....................................................................
1,025 00
1,100 00
4,225 00
2,030 00
Silver co in ....................................................................
786 30
431 00
935 60
696 80
N ickel s an d cen t s .......................................................
Checks, cash item s and internal revenue account
,
...........................................
17 66
36 96
95 10
274 44
T o ta ls...................................................................
$125,138 79
$131,983 23
$292,746 71
$276,221 58
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$40,000 00
$40,000 00
1,500 00
1,500 00
8,000 00
8,000 00
664 64
1,646 93
1,661 75
2,679 69
23,895 11
26,878 67
54,329 07
48,128 90
Blip from hanks in
t p s p t v p
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
29,450 87
Dividends u n p a id ......................................................
Commercial deposits subject to check..................
Commercial certificates of dep o sit........................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings deposits.........................................................
12,681 25
12,713 87
62,083 67
60,954 13
Savings certificates of d ep o sit................................
61,397 79
64,243 76
126,672 22
116,458 86
$125,138 79
$131,983 23
$292,746 71
$276,221 58
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
165
STATE BANKS OF MICHIGAN.
No. 246.
*THE MARLETTE STATE! BANK, MARLETTE.
Organized August 31, 1901.
J ohn
M c G il l , P r e s id e n t;
D i r e c t o r s .—
R obert
W il l is ,
Jo h n McGill, R obert W illis,
V ice P r e s i d e n t ;
C. L .
R eport of
Jan. 22.
Resources.
Bonds, m ortgages find securities...........................
Clarence
L.
Messer,
C ashier.
M esser, Wm. W. T aylor, D. S tu a r t M cClure.
R eport of | R eport of
R eport of
March 28. j June 9. j Sept. 6.
1
$94,8S9 42
$92,856 12
69,957 49
70,275 49
2,2S8 95
4,175 55
1,439 15
1,439 15
23,733 26
21,863 93
Due from other banks and bankers (not reserve
U nited S tates bond‘d
...............
475 74
293 50
6,650 00
5,339 00
...............**...............
2,370 00
2,430 00
. , , t ...........
54 85
271 95
Nickels and ppnt.s
.....................
Checks, cash item s and internal revenue ac-
72 20
79 36
187 11
49 98
$202,124 17
$199,074 03
TT,y phang^S fnj* clearing house
jj
q
........
tind N ational hank currency
f}o]d roin
Silver coin
Totals
,
...............................................
...............
...............
...............
...............
.
—
Liabilities.
Capital stork paid in . .
Surplus fund
Undivided profits, less current expenses, interest
and taxes paid ..
$25,000 00
$25,000 00
3,000 00
3,000 00
3,240 31
4,685 03
25,754 20
28,678 88
Dividends unpaid . ..
Commercial deposits subject to check
Dommerria.l rertifirates of deposit
Due to banks and b an k ers......................................
Certified checks..........................................................
flashier\s checks outstanding' . .
Savings d ep o sits.........................................................
59,143 99
Savings certificates of dep o sit.................
83,449 67
Notes and bills rediscounted........................
54,941 14
1
82,768 98
............... ...............
...............
1,536 00
Bills p ay ab le...............................................................
T o ta ls...................................................................
$202,124 17
$199,074 03
..............
1
*Consolidated with Commercial State Bank, Mariette, May 2,1904.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
166
STATE BANKING DEPARTMENT.
i
No. 100.
MARQUETTE COUNTY SAYINGS BANK, MARQUETTE.
Organized July 26, 1890.
N.
M.
E d w a r d X . B r e i t u n g , S. R . K a u f m a n , V i c e P r e s i d e n t s ;
W. B. M c C o m b s , C a s h i e r ; H. C. W a g n e r , A s s i s t a n t C a s h i e r .
N. M. K aufm an, S. R. K aufm an, E d w ard X. B reitung, C harles Meeske, W. B.
McCombs.
K aufm a n ,
D i r e c t o r s .—
P residen t;
Resources.
! Report of
Jan. 22.
Loans and disco u n ts.................................................
$410,316 87 |
Bonds, m ortgages and securities...........................
109,552 65 !
R eport of ! R eport of
March 28. j June 9.
$416,460 98 1 $388,014 81 |
106,658 50 |
106,931 09
R eport of
Sept. 6.
$400,300 78
106,406 09
Prem ium s paid on b o n d s.........................................
O verdrafts...................................................................
Banking ho u se............................................................
1,639 02 1
257 45
882 30 1
50,000 00
50,000 00
50,000 00 |
1,808 35
50,000 0
F urniture and fix tu res..............................................
7,692 60
7,692 60
7,692 60
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
5,311 05
4,000 00 Ï
4,000 00 |
5,335 57
2,028 92
66,703 30
2,954 92
Item s in tra n s it..........................................................
11,255 53 |
4,141 68 |
16,838 78
760 40
126,324 05
90,554 97
7,692 60
4,000 00
United States b o n d s.................................................
Due from banks-in reserve cities..........; ..............
84,032 35 |
109,014 84 i
Exchanges for clearing house.................................
3,865 46
3,577 62
873 14
2,357 51
U. S. and N ational bank currency........................
12,710 00
11,745 00
12,999 00
19,090 DO
Gold co in .....................................................................
18,740 00
15,955 00
18,835 00
19,305 00
7,906 10
2,691 65-
3,081 90
1,888 55
338 03
319 00
90 00
72 01
704 23
413 61
233 18
302 89
1729,399 46
$734,956 85
$803,499 15
$707,494 07
$100,000 00
$100,000 00
$100,000 00
$100,000 00
10,000 00
' 10,000 00
10,000 00
10 000 00
5,773 12
3,743 42
4,691 51
3,401 51
371,029 63
366,055 25
448,219 33
351,414 04
1,525 00
136 55
275 55
1,890 29
15,298 52
15,922 04
3,554 79
2,055 64
Silver co in ...............................................................
Nickels and c e n ts.................................
Checks, cash item s and internal revenue acc o u n t...........................................
T o ta ls..........................................
Liabilities.
Capital stock paid i n .......... ; ...............
Surplus fu n d ...............................
Undivided profits, less current expenses, interest
and taxes p a id ..................................
•
Dividends u n p a id ...........................
Commercial deposits subject to check..................
Commercial certificates of deposit................
Due to banks and b an k ers.....................
Certified checks....................
2,605 13
Cashier’s checks o u tstan d in g ..........................
Savings dep o sits.............................
Savings certificates of d ep o sit......................
205,335 66
214,219 83
20S,033 30
216,289 59
20,437 53
24,879 76
26,118 54
22,443 00
$729,399 46
$734.956 85
$803,499 15
$707,494 07
Notes and bills rediscounted.............
Bills p ay ab le...........................
T o t a l s . .............................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
167
STATE BANKS OF MICHIGAN.
No. 137.
COMMERCIAL SAVINGS BANK OF MARSHALL, MARSHALL.
Organized May 18, 1892.
W il l ia m
J . D i d e l e , P r e s i d e n t ; E d g a r G. B r e w e r , V i c e P r e s i d e n t ; W
C ash ier;
D ir e c t o r s
B ert
L.
G a r d a n ie r , A s s i s t a n t
in t h r o p
T. P h e l p s ,
Cashier.
— Jo h n W isem an, T. B. Cronin, E d g ar G. B rew er, M. S. O Keefe, George P e rre tt,
W. T. P helps, W. E. Bosley, P. G. Seam an.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.......................,.........................
$105,235 30'
$129,839 52
$132,194 15
$127,359 00
Bonds, m ortgages and securities...........................
503,497 16
513,229 16
520,481 27
522,056 27
4,593 79
2,700 33
1,501 18
1,445 05
500 00
500 00
800 00
800 00
480 00
360 33
124 33
United S tates b o n d s........................
10,000 00
10,000 00
10,000 00
10,000 00
Due from banks in reserve cities..
141,655 19
119,402 73
118,850 95
113,314 36
U. S. and N ational bank currency.
16,802 00
16,777 00
18,498 00
15,805 00
Gold co in ............................................
15,730 00
16,425 00
19,305 00
21,520 00
Silver co in ..........................................
2,123 35
2,388 60
2,257 60
3,169 10
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ............................................... .........................
476 86
455 09
39S 98
311 12
2,357 73
1,455 08
5,424 29
3,994 83
T o ta ls................................................................... :
1802,971 38
8813,652 51
SS30.071 75
$819,899 06
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
14,589 79
17,903 69
13,855 87
16,510 96
Commercial deposits subject to check.
112,133 61 )
104,119 21
102,710 41
95,667 28
Commercial certificates of deposit-----
18,393 11
26,310 03
23,492 40
18,998 31
627,013 07
628,716 51
$830,071 75 J
$819,899 06
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
Banking h o u se............................................................
F u rn itu re and fix tu res.................... .........................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
c ities).
Item s in tr a n s it................................
Exchanges for clearing h ouse........
Liabilities.
Capital stock paid i n ..............
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id .....................................
Due to banks and b an k ers................... .
Certified checks....................................... .
Cashier’s checks o u tstan d in g ...............
Savings d ep o sits.....................................
597,854 87
005,319 58 I
Savings certificates of dep o sit.............
Notes and bills rediscounted...............
Bills p a y a b le ................ ...........................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$802,971 38
$813,052 51
168
STATE BANKING DEPARTMENT.
No. 198.
G. W. JONES EXCHANGE BANK, MARCELLUS.
Organized July 15, 1897.
F.
S.
J o n e s, P resid en t;
G.
G. R.
D i r e c t o r s . — C.
W . K r o l l , V ice P r e s i d e n t ; C.
C l e m e n s , A s s i s t a n t C ash ier.
S.
J ones,
C ash ier;
S. Jones, F. S. Jones, Mrs. G. W. Jones, C. H. H udson, G. W. Kroll.
Resources.
R eport of
Jan. 22.
Loans and disco u n ts......................
$134,605 58
Bonds, m ortgages and securities.
57,650 80
R eport of
March 28.
$146,858 39 |
63,861 95
R eport of
June 9.
R eport of
Sept. 6.
$129,007 97
$133,131 00
69,377 35
00,284 52
Prem ium s paid on b o n d s.............
O v erd rafts........................................
51 57
30 79
161 13
149 08
B anking h o u se................................
3,000 00
3,000 00
3,000 00
3,000 00
284 13
F urniture and fix tu res..................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
273 50
284 13
3,733 02
741 00
38,914 44
38,051 58
29,901 54
Item s in tr a n s it................................
U nited States b o n d s........................
Due from banks in reserve cities..
48,271 81
Exchanges for clearing house........
U. S. and National bank currency.
12,747 00
12,119 00
8,242 00
9,645 00
Gold co in ............................................
4,030 00
4,570 00
5,070 00
4,925 00
Silver co in ..........................................
1,302 90
811 65
Nickels and c e n ts................................................ .. . . j
Checks, cash item s and internal revenue ac
count ...............................................
T o ta ls.
Liabilities.
Capital stock paid i n ...............
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
1,068 55
846 60
72 45
103 32 ]
148 66
104 96
15 26
187 26
131 61
$256,456 52
$270,619 07
$246,392 94
$258,381 33
$40,000 00
$40,000 00 !
$40,000 00
$40,000 00
10,000 00
10,000 00
10,000 00
10,000 00
374 58
2,152 84
3,198 13
2,465 75
Dividends u n p a id .....................................
Commercial deposits subject to ch eck .
71,555 36
69,617 39
65,035 65
57,334 16
Commercial certificates of dep o sit........
132,812 98
143,773 40
126,128 11
137,831 00
Due to banks and b an k ers.....................
1,713 62
5,075 44
2,031 05
10,750 42
$256,456 52
$270,619 07
$246,392 94
$258,381 33
Certified checks.........................................
Cashier’s checks o u tstan d in g .................
Savings d eposits........................................
Savings certificates of dep o sit...............
Notes and bills rediscounted..................
Bills p ay ab le..............................................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
169
STATE BANKS OF MICHIGAN.
No. 22.
FARMERS’ BANK, MASON.
Organized June 7, 1886.
L. C. W e b b , V i c e P r e s i d e n t ; A. J. H a l l , C a s h i e r ; R. C. D a r t , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— Lew is C. Webb, J. K. E lm er, E. A. B arnes, A. J. H all, R. C. D art, Geo M.
H oyt, A. L. Rose.
R eport of
March 28.
R eport of
Jan. 22.
Resources.
R eport of
Sept. 6.
R eport of
June 9.
TiOa.ns a,nd disco u n ts.................................................
$122,355 19
$102,274 62
$109,002 36
$115,651 63
Ronds mortgages and securities...........................
34,430 90
35,281 90
41,557 90
41,394 90
Prom in ms pa,id on bonds
...................
O v erd rafts.................................................. .................
579 32
2 64
541 37
161 70
Ranking h o u se ...........................................................
4,500 00
4,500 00
4,500 00
4,500 00
800 00
800 00
800 00
951 39
951 39
951 39
951 39
3,642 17
3,682 32
1,273 05
840 83
18,247 21
45,092 72
27,245 03
20,599 66
4,535 00
8,851 00
4,643 00
2,424 00
F urniture and fixtures
.........................
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities).......................................... •............................
Tterns in transit
United States bonds ’
.............
..............................
Dues from hanks in reserve citie s.......................
497 13
exchanges for clearing house.................................
U. S. and N ational bank currency........................
'
Gold co in .............. .......................................................
3,995 00
4,407 50
5,102 50
5,355 00
Silver co in ...................................................................
914 90
1,307 30
604 40
511 65
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count .......
150 60
256 56
205 70
215 11
■
60 57
1,845 54
1,481 47
T o ta ls...................................................................
1195,162 25
$209,253 49
$197,908 77
$193,109 00
Liabilities.
Capital stock paid i n ............................. ...................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
9,892 92
11,300 87
12,792 29
12,132 65
Commercial deposits subject to clieck.................
79,419 30
89,334 69
77,865 29
71,094 33
Commercial certificates of dep o sit........................
45,850 03
48,617 93
47,251 19
49,882 02
$209.253 49
SI97.90S 77
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ........
Due to banks and hankers.
Certified checks
Cashier's checks outstanding
Savings deposits
Savings certificates of deposit
Notes and bills rediscounted..................................
Rills payable
T o ta ls...................................................................
$195.162 25
1
P re s id e n t deceased, successor n o t y e t elected .
22
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$193.109 00
i
170
STATE BANKING DEPARTMENT.
No. 107.
FIRST STATE AND SAVINGS BANK, MASON.
Organized October 27, 1890.
O. W.
H a l s t e a d , P r e s i d e n t ; L.
H arry
C. W e S b , V i c e P r e s i d e n t ; F . E. Db n sm o r b , C a s h i e r ;
J. B o n d , A s s i s t a n t C a s h i e r .
D i r e c t o r s . — L. C. Webb, O. W. H alstead, C harles J. R ayner, F. E. Densm ore, D. r .
W hitm ore.
R eport of
Jan. 22.
'Resources.
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
!
Loans and disco u n ts.................................................
$72,745 49
Bonds, m ortgages and securities...........................
76,655 74
85,048 04 I
114 74
107 95 1
$68,151 06
$62,508 07
$66,393 81
82,529 57
82,414 57
228 45
80 61
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
•
Banking h o u se............................................................
F u rn itu re and fix tu res..............................................
1,000 00
1,000 00
1,000 00
1,000 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)........................................................................
1,526 19
5,596 03
1,625 35
1,548 30
34,369 68
13,422 56
22,976 87
16,123 77
Item s in tr a n s it..........................................................
United States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
U. S. and N ational bank currency ........................
8,524 00
6,230 00
4,420 00
5,322 00
5,195 00
5,205 00
4,860 00
5,330 00
2,281 35
1,051 60
1,108 05
1,162 00
74 94
161 82
109 20
118 86
700 65
292 10
7 65
$202,487 13
$186,674 71
$181,657 66
$179,501 57
$25,000 00
$25,000 00
$25,000 00
$25,000 00
5,000 00
5,000 00
5,000 00
5,000 00
16,428 42
16,533 05
17,855 97
18,517 86
Commercial deposits subject to check .................
91,924 57
72,591 96
74,361 02
71,273 16
Commercial certificates of dep o sit.........................
64,134 14
67,549 70
59,440 67
59,710 55
Gold co in .............................................................
Silver co in ...............................................................
Nickels and c e n ts....................................................
Checks, cash item s and internal revenue adcount ..................................
T o ta ls...........................................................
.......................................................
•
Liabilities.
Capital stock paid i n ..........................................
Surplus f u n d .......................
Undivided profits, less current expenses, interest
and taxes p a id .......................................
'
■
Dividends u n p a id ...................................
Due to banks and b a n k e rs.........................
Certified checks..........................
/
Cashier’s checks o u tstan d in g ..........................
,
Savings d ep o sits.................................
Savings certificates of d ep o sit.............
Notes and bills rediscounted........................
Bills p a y a b le ..............................................
T o ta ls..................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$202,487 13
$186,674 71
$181,057 66
$179,501 57
171
STATE BANKS OF MICHIGAN.
No. 168.
FIRST STATE BANK OF MENDON, MENDON.
Organized February 14, 1894.
J o s i a h W o l f , P r e s i d e n t ; S.
E. L.
D i r e c t o r s .— Wm.
J.
W o l f , V ice P r e s i d e n t ; F r a n k W o l f , C a sh ie r ;
E s t e s , A s s i s t a n t C ashier.
B eard. F ra n k Wolf, W. L. Thom s, Jo sia h W olf, Sam uel J. W olf, M. C.
Flew elin.
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$82,000 16.
$81,681 77
$80,450'95
$88,621 29
"Ronds, m ortgages and securities...........................
47,322 58
48,917 58
47,590 08
49,082 08
...............................................
51 91
407 42
18 23
Banking h o u se............................................................
1,500 00
1,500 00
1,500 00
1,500 00
F u rn itu re and fix tu re s.. . . ......................................
1,000 00
1,000 00
1,000 00
1,000 00
O verdrafts
339 30
Other real estate
Due from other banks and bankers (not reserve
cities)..
.........................................................
Item s in tr a n s it..........................................................
10,000 00
2,370 69
981 20
2,359 70
1,374 66
712 00
23,476 09
27,781 57
26,002 90
26,100 53
United States bonds
Due from banks in reserve cities...........................
FiXcha.nges for clea,ring h o u se ...
U. S. and N ational bank currency........................
5,187 00
5,223 00
3,942 00
4,076 00
Gold co in .....................................................................
2,672 50
1,757 50
1,987 50
2,595 00
Silver co in ...................................................................
1,617 25
1,029 75
884 25
1,005 60
Nickels and c e n ts......................................................
Checks, cash items and internal revenue acc o u n t. . .
125 58
175 21
175 53
186 82
T o ta ls...................................................................
8166,273 57
$171,833 50
$174,926 10
$177,230 01
Liabilities.
Capital stock paid i n ................................................
$15,000 00
$15,000 00
$15,000 00
$15,000*00
6,000 00
6,000 Ò0
6,000 00
6,000 00
147 38
777 17
1,376 24
1,891 35
Commercial deposits subject to check.................
45,592 86
25,088 61
25,838 ’75
34,813 13
Commercial certificates of deposit.........................
5,149 75
19,598 67
29,292 52
19,353 52
’■4
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d eposits........................................................
Savings certificates of dep o sit................................
.
2,864 80
2,757 05
2,S46 92
2,715 79
91,518 78
102,612 00
94,571 67
97,456 22
$166,273 57
$171,833 50
$174,926 10
$177,230 01
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls..................................... .............................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
172
STATE BANKING DEPARTMENT.
No. 285.
STATE BANK OF MERRILL, MERRILL.
Organized February 13, 1904.
J.
H.
W h it n e y ,
P resid en t:
R.
D i r e c t o r s . — J.
D . S. M a s o n , V ice P r e s i d e n t ;
B . B e a v e r , A s s i s t a n t C ashier.
B.
T.
M aynakd,
C ash ier;
H. W hitney, D. S. M ason, Thos. Doyle, Jam es H. H udson, Jam es Jo rd an ,
W illiam Pohl, R. T. M aynard.
Resources.
Report of 1 R eport of
Jan. 22.
March 28.
1
R eport of
June 9.
v R eport of
Sept. 6.
Loans and disco u n ts.................................................
$36,644 71
$41,082 68
$45,261 13
Bonds, m ortgages and securities...........................
10,667 97
10,667 97
11,467 97
Prem ium s paid on b o n d s.........................................
O v e rd ra fts ...................................................................
156 43
126 37
971 90
Banking h o u se............................................................
2,600 00
2,600 00
2,600 00
F urn itu re and fix tu res..............................................
1,000 00
1,000 00
1,000 00
9,231 15
9,857 97
7,805 38
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) U. S. T reasu rer........................................
Item s in tr a n s it.............................................
U nited States b o n d s.....................................
...............
Due from banks in reserve cities...........................
Exchanges for clearing h ouse.................................
U. S. and N ational bank currency ........................
3,213 00
3,346 00
• 1,809 00
Gold co in ..........................................
710 00
865 00
1,470 00
Silver co in ...............................
466 90
303 95
591 60
53 56
78 00
38 38
$64,743 72
$69,927 94
$73,015 36
12,350 00
16,120 00
20,000 00
676 46
1,205 86
20,368 49
20,598 21
15,975 54
31,348 77
32,003 87
35,446 37
Nickels and c e n ts..............
Checks, cash item s and internal revenue ac
count ......................
T o ta ls...................................
Liabilities.
C apital stock paid i n ...............................
Surplus f u n d ...........................
Undivided profits, less current expenses, interest
and taxes p a id ......................
500 00
537 25
Dividends u n p a id .......................
Commercial deposits subject to check ...........
Commercial certificates of dep o sit. . . .
•
Due to banks and b an k ers...................
556 20
Certified checks..............
•
Cashier’s checks o u tstan d in g .....................
Savings dep o sits.............................
Savings certificates of d ep o sit.................
Notes and bills rediscounted......................
Bills p a y ab le.....................
T o ta ls...........................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$64,743 72
$69,927 94
$73,015 36
173
STATE BANKS OF MICHIGAN.
No. 274.
THE FARMERS’ STATE BANK OF MIDDLEVILLE.
Organized April 28, 1903.
S im o n H e i s t ,
P resid en t;
W. .7.
C . A.
R o bertsen ,
R o bertsen ,
V ice P r e s id e n t; J o h n .
A s s i s t a n t Cashier.
G. N agler , C a s h i e r ;
H eist. W. J. Robertsen, R. T. F rench, W. J. H ayw ard, G. E. G ardner,
H. E. T u rn er, Jo h n J. W add, W. R. H arper, T. W. R onan, Jo h n G. N agler.
D i r e c t o r s . — Simon
Resources.
R eport of
Ja n . 22.
R eport of
M arch 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$99,353 06
$126,085 12
$137,865 45
$129,524 34
Bonds, m ortgages and se cu rities...........................
72,937 98
74,658 48
74,580 48
79,242 98
Prem ium s paid on b o n d s,.....................................
Expenses, interest, taxes p aid ...............................
1,589 88 I
251 85 I
297 42
33 72
B anking h o u se...........................................................
4,000 00
4,000 00
4,000 00
4.000 00
F urniture and fix tu res...............................................I
3,057 92
3,057 92
3,057 92
3.000 00
Other real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)......................................................................... j
2,906 78
998 98
2,499 72
2,187 97
46,969 73
31,930 34
18,284 21
38,385 78
U. S. and N ational bank currency........................
10,433 00
12,740 00
10,610 00
5,000 00
Gold co in .....................................................................
3,377 00
3,858 00
4,647 00
5,387 00
Silver co in .....................................................................j
700 95
1,693 55
1,681 50
754 15
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
co u n t.............................................................. ..
57 11
107 07
68 61
51 42
80 66
938 64
297 14
213 90
$245,464 07
$260,319 95
$257,889 45
$267,781 26
$37,000 00
$37,000 00
$37,000 00
$37,000 00
O v erd rafts...................................................................
Item s in tr a n s it........................................................... j
United States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing h o u se.................................
Totals
Liabilities.
Capital stock paid i n ..................................'.............
400 00
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
883 38
54 42
110 00
Dividends u n p a id ......................................................
Commercial deposits subject to check..................
42,644 40
26,367 18
26,861 26
30,570 46
Commercial certificates of deposit........................
82,698 00
98,976 18
89,782 61
85,872 85
83,121 67
97,976 59
103,362 20
113,773 53
$260,319 95 I $257,889 45
$267,781 26
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
Savings certificates of d e p o s it..............................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$245,464 07
174
STATE BANKING DEPARTMENT.
No. 113.
*STATE BANK OF MIDDLEVILLE, MIDDLEVILLE.
Organized February 17, 1891.
J ohn
M i n e r S. K e e l e r , V i c e P r e s i d e n t ; W. A. S e v e r a n c e , C a s h i e r .
E. K eeler, M iner S. K eeler, Jo h n Campbell, W. A. Severance, E a rl S. C lark.
Ca m pb e l l , P residen t;
D i r e c t o r s . — W.
j R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
June 9.
Loans and disco u n ts................................................. .........................
Bonds, mortgages and securities...........................
530 00
Prem ium s naid on b o n d s.........................................
O v erd rafts................................................................... !.......................
Banking h o u se............................................................
F u rn itu re and fix tu res..............................................
E xp en ses......................................................................
116 34
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
5,268 29
.
Item s in tr a n s it..........................................................
United States b o n d s.................................................
Due from banks in reserve cities...........................
251 36
Exchanges for clearing house.................................
U. S. and National bank currency ........................
Gold co in .....................................................................
Silver co in ....................................................................
Nickels and c e n ts................................................ .. ..
Checks, cash item s and internal revenue ac
count .........................................................................
T o ta ls...................................................................
26,500 00
$32,665 99
............... ..
—
Liabilities.
C apital stock paid i n ................................................
$25,000 00
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
4,250 00
Dividends u n p a id ......................................................
Commercial deposits subject to check .................
1,319 38
Commercial certificates of deposit.........................
1,033 61
Due to banks and b an k ers......................................
Certified checks......................................... ..
j ....
Cashier’s checks o u tsta n d in g .................................
Savings dep o sits.........................................................
205 00
Savings certificates of dep o sit................................
858 00
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls.. .........................................................
I
$32.665 99
♦Voluntary liquidation December 22, 1903. Liquidation effected March 4, 1904.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
'
R eport of
Sept. 6.
175
STATE BANKS OF MICHIGAN.
No. 97.
MIDLAND COUNTY SAVINGS BANK, MIDLAND.
Organized September 10, 1886.
S tew art
B.
G ordon, P resid en t;
D i r e c t o r s . — George
Charles
B r o w n , V ice P r e s i d e n t ;
Resources.
I oans and discounts .........................................
Bonds m ortgages find securities...........................
•Overdrafts
D. W.
C h a s e , Treasurer.
Peck. Ctiilrles Brown. S te w a rt B. Gordon, D aniel Y . Chase, Y in. D.
Gordon.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
$94,868 04
$100,099 65
$96,145 17
$96,582 56
59,310 35
61,885 35
58,913 03
60,479 05
.........................................................
1,291 78
892 87
1,706 37
1,172 66
..................................
9.000 00
9.000 00
9.000 00
9.000 00
B anking h nnse
F urniture and fixtures..............................................
1.000 00
1.000 00
1.000 00
1.000 00
G th er real e s ta te ........................................................
Due from other banks and bankers (not reserve
9,345 72
9,361 74
9,361 74
9,361 74
FHio from hnnks in reserve cities...........................
46,869 80
60,273 89
54,465 15
32,282 70
...............
TT p anti N ational hank currency ........................
3,825 00
8,029 00
7,752 00
4,181 00
•Gold co in .....................................................................
1,390 00
1,970 00
2,840 00
3,602 50
Silver co in ....................................................................
1,189 80
1,708 75
586 95
744 80
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue acc o u n t........................................................................
239 18
267 61
213 73
104 93
224 37
1,188 70
184 20
584 06
$228,554 04
$255,677 56
$242,168 34
T o ta ls...................................................................
$219,096 00
—
Liabilities.
•Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
2,250 00
2,250 00
2,250 00
2,700 00
5,260 80
6,715 10
8,047 68
8,926 07
88,342 73
105,433 73
85,840 77
66,979 20
Savings dep o sits........................................................
67,198 58
70,218 47
75,652 48
70,476 51
.Savings certificates of dep o sit................................
40,501 93
46,060 26
45,377 41
45,014 22
$228,554 04
$255,677 56
$242,168 34
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id .......................................................
dividends unpaid
>C.nmmercia! deposits subject to check..................
'Commercial certificates of deposit,
p ^ p to banks and bankers
Certified checks
■Cashier's checks outstanding
Nofes and bills rediscounted
Bills payable.
T........................................
T o ta ls..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$219,096 00
1
176
STATE BANKING DEPARTMENT.
No. 77.
FARMERS AND MERCHANTS’ BANK OF MILAN, MILAN.
Organized December 31, 1889.
W. H. i W
h it m a e s h
, P residen t;
,
D i r e c t o r s . — W.
G. A.
C. H.
W il s o n , V ice P r e s i d e n t ;
D e n n is o n , A s i s s t a n t C ashier.
M.
H.
H a c k , C a sh ier;
H. W h itm arsh , C. H. W ilson. T. W. B arnes, O. A. Kelley, M. H. Hack.
R eport of
Jan. 22.
R eport of
March 28.
Loans and disco u n ts.................................................
$146,404 26
$141,231.96
Bonds, m ortgages and securities...........................
42,859 28
43,059 50
44,959 50
46,147 43
Resources.
R eport of
Ju n e 9.
R eport of
Sept. 6.
.
$138,929 46 i
$139,396 41
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
2,698 86
1,115 53
2,352 07
3,712 02
Banking h o u se............................................................
3,500 00
3,500 00
3,500 00
3,500 00
F urniture and fix tu res..............................................
1,959 81
1,952 41
1,938 66
1,823 41
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
5,300 05
5,232 21
5,172 40
5,172 40
25,288 19
16,404 88
26,67 1 35
19,877 65
Item s in tr a n s it..........................................................
U nited States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
U. S. and N ational bank currency........................
3,781 00
2,450 00
5,126 00
4,338 00
Gold co in .....................................................................
9,650 00
11,402 50
11,427 50
10,122 50
Silver co in ....................................................................
1,494 70
975 05
810 50
1,118 00
Nickels and c e n ts.................. ....................................
Checks, cash items and internal revenue ac
count .........................................................................
174 38
198 77
192 58
234 41
168 95
29 00
72 37
T o ta ls...................................................................
$242,810 53
$227,691 76
$241,115 02
$235,514 00
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
5,000 00
5,000 00
5,000 00
10,000 00
9,935 68
10,644 24
11,661 90
7,066 58
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
60 00
Commercial deposits subject to check..................
43,545 63
36,539 95
35,210 55
37,533 96
Commercial certificates of dep o sit........................
132,345 24
148,578 59
162,274 35
153,931 84
1,923 98
1,928 98
1,968 22
1,982 22
$227,691 76
$241,115 02
$235,514 60
Due to banks and b an k ers............ .........................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits.........................................................
Savings certificates of dep o sit................................
Notes and bills rediscounted...................................
Bills p ay ab le...........................................................
25,000 00
T o ta ls...................................................... *. .
$242,810 53
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
177
No. 288.
THE MINDEN CITY STATE BANK, MINDEN.
Organized May 5, 1904.
I ra
A rnot,
D i r e c t o r s .— I r a
P resid en t;
J ohn
B low er,
A rnot, Jo h n Blower,
E.
Resources.
V ice P r e s i d e n t ;
R.
B.
Mark,
Cashier.
M. M ark, M yra A rn o t M ark, R. B. M ark.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$55,977 26
$54,131 69
Bonds, m ortgages and securities...........................
24,339 05
18,351 05
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
10
86 31
Banking h o u se............................................................
2,000 00
2,000 00
F urn itu re and fix tu res..............................................
1,500 00
1,500 00
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
886 25
4,470 24
830 45
_ 9,780 63
U. S. and N ational Bank C urrency.......................
9,013 00
1,201 00
Item s in tr a n s it..........................................................
United S tates b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing h o u se................................
1,114 30
Gold co in .....................................................................
315 00
270 00
Silver co in ....................................................................
58 75
41 75
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
13 55
6 84
291 66
T o ta ls...................................................................
$95,225 07
$95,953 81
Liabilities.
Capital stock paid i n ................................................
$20,000 00
$20,000 CO
2,000 00
2,000 00
1,215 22
52 37
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
Commercial deposits subject to check..................
18,594 41
8,059 03
Commercial certificates of deposit........................
53,415 44
65,842 41
$95,225 07
$95,R53 81
Due to banks and b an k ers......................................
Certified checks...........................................................
Cashier’s checks o u tstan d in g ..................................
Savings dep o sits........................................................
Savings certificates of dep o sit................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
23
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
178
No. 202.
WAKEFIELD STATE BANK, MORENCI.
Organized January 10, 1898.
C. C.
W a k e f ie l d ,
P residen t;
Ca sh
D i r e c t o r s .— C.
F r a n k E. C a w l e y , V i c e P r e s i d e n t ;
E. W a k e f i e l d , A s s i s t a n t C a s h i e r .
Bonds m ortgages and securities ..............................
O verdrafts
W il s o n ,
C. W akefield, .7. O. W akefield, C ash E. W akefield, F. E. Cawley,
Resources.
B anking bmisp.
C. A.
R eport of
Ja n . 22.
R eport of
March 28.
C ash ier;
C. A. W ilson.
R eport of
June 9.
R eport of
Sept. 6.
8177,401 27
$162,208 31
$154,615 43
$160,478 79
174,045 90
183,131 17
175,381 17
176,542 17
.........................................................
222 44
518 57
6 12
5 15
.........................................................
5.000 00
5.000 00
5.000 00
5.000 00
2.000 00
2.000 00
2.000 00
2.000 00
48,385 71
41,321 64
31,774 57
36,360 45
Due from other banks and bankers (not reserve
P u e from banks in reserve cities...........................
T?vnViom£mc fnv r*lpii."rin P" VimISP.
U S and N ational bank currency........................
12,899 00
13,290 00
13,708 00
13,147 00
Gold co in .....................................................................
2,820 00
4,045 00
4,545 00
5,527 50
Silver co in ...................................................................
1,643 35
1,301 20
819 85
879 20
Nickels and c e n ts ............................................................
Checks, cash item s and internal revenue acc o u n t ...............................................................................
135 70
139 85
164 32
173 75
256 55
97 15
198 24
T o ta ls...................................................................
$424,553 37
$413,212 29
$388,111 61
$400,312 25
' Liabilities
Capital stock paid i n .....................................................
$30,000 00
$30,000 00
$30,000 00
$30,000 00
6,000 00
6,000 00
6,000 00
6,000 00
1,577 05
4,152 63
5,585 05
8,801 73
Commercial deposits subject to check ...................
66,173 22
51,026 39
40,692 93
45,982 38
Commercial certificates of dep o sit ...........................
11,367 77
24,630 65
13,329 67
8,572 91
309,435 33
297,402 62
292,503 96
300,955 23
$424,553 37
$413,212 29
$388,111 61
$400,312 25
Surplus fu n d .....................................................................
Undivided profits, less current expenses, interest
and taxes p a id .............................................................
Dividends u n p a id ...........................................
Due to banks and b an k ers ..........................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g .....................................
Savings dep o sits ..............................................................
Savings certificates of deposit ...................................
Notes and bills rediscounted ......................................
Bills p a y a b le ................................................................
T o ta ls ............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1
179
STATE BANKS OF MICHIGAN,
No. 222.
CITIZENS’ SAVINGS BANK, MT. CLEMENS.
Organized May 10, 1900.
A. T.
D o n a ld so n ,
P r e s id e n t ; G e o r g e H . N ic h o l s , V ice P r e s i d e n t ; T
S e c o n d V ice P r e s i d e n t ; M il o W . D a v is , C ashier.
homas
W.
New ton,
D ir e c t o r s . —
A ndrew T. D onaldson, Milo W. D avis, George H. Nichols, Thos. W. N ew ton,
W illiam S. D onaldson, W illiam F. Nank, Joseph M athew s, Jo h n S. P a g a n e tte , A. P. Grim.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Sept. 6.
Roans and discounts.................................................
$197,028 82
$208,755 45
$195,217 88
$190,805 28
Ronds m ortgages a,nd securities...........................
54,438 00
68,238 00
72,765 67
71,390 67
R eport of
June 9.
Prem ium s paid on b o n d s.........................................
O v erd ra fts.. T . T.......................................................
1,903 42
651 99
352 06
499 52
Ranking h ouse............................................................
17,000 00
17,000 00
17,000 00
17,000 00
F urn itu re and fixtures..............................................
4,000 00
4,000 00
4,000 00
4,000 00
24,431 91
15,965 79
29,164 46
27,116 24
O ther real estate ......................................................
Due from other banks and bankers (not reserved
cities)
.......................................................
Item s iu transit,..........................................................
United S tates b o n d s.................................................
One. frorrt banks in reserve cities...........................
Fxchanges for clearing house.................................
TT S and National hank ourrenov........................
9.630 00
3,593 00
5,682 00
10,463 00
Oold co in .....................................................................
2.630 00
4,620 00
6,190 00
6,090 00
Silver co in ....................................................................
850 65
759 20
974 05
1,248 55
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
405 36
481 10
294 78
312 61
464 97
1,303 63
411 90
832 94
T o ta ls...................................................................
$312,783 13
$325,368 16
$332,052 80
$329,758 81
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
4,500 00
4,500 00
4,500 00
5,000 00
2,391 02
4,404 65
4,297 25
3,785 98
83,391 64
85,644 43
73,661 10
2,584 97
267 49
S urplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
................................
40 00
Commercial deposits subject to check..................
81,615 90
Oividends unpaid
Commercial certificates of deposit.........................
One to banks and b an k ers......................................
Certified checks..........................................................
1,390 00
Cashier’s checks outstanding .
Ravings d eposits.........................................................
120,910 07
126,205 95
133,985 06
145,637 68
.Ravings certificates of deposit................................
53,326 14
55,475 92
46,041 09
51,406 56
Notes and bills rediscounted...................................
5,000 00
Rills payable t , , TT. T...........................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$312,783 13
$325.368 16
$329,758 81
$332,052 80
1
180
STATE BANKING DEPARTMENT.
No. 51.
MOUNT CLEMENS SAVINGS BANK, MOUNT CLEMENS.
Organized May 30, 1877.
O l iv e r
C h a p a t o n , P r e s id e n t ; F r e d e r ic k
G . K e n d r i c k , V i c e P r e s i d e n t ; G e o r g e A . S k i n n e r ,,
C ash ier.
D i r e c t o r s .— A ndrew
G reiner, F. G. K endrick, O liver C hapaton, Jo h n Raskoop, W illiam C ot
trell, T ra u g o tt L ungershausen, Jo h n T. Nunneley, Jo h n S herm an, B yron R. E rskine.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$488,739 09
$468,684 65
$484,522 92
$503,413 20
Bonds m ortgages and securities...........................
395,976 10
405,976 10
403,111 10
406,514 10
Prem ium s pair! on b o n d s.........................................
O v erd rafts...................................................................
776 98
377 76
45 63
82
Ranking h o u se............................................................
■25,000 00
25,000 00
25,000 00
25,000 00
F u rn itu re and fix tu res.............................................
3,400 00
3,400 00
3,400 00
3,400 00
Other real e s ta te ............... ........................................
Due from other banks and bankers (not reserve
cities) ........................................................................
3,805 08
Item s in tr a n s it..........................................................
451 50
United States b o n d s.................................................
Due from banks in reserve cities...........................
117,801 83
154,207 04
134,516 40
144,638 81
Exchanges for clearing; h ouse................................
TT S and National Bank C urrency.......................
12,186 00
15,738 00
16,677 00
10,440 00
Gold co in .....................................................................
34,862 50
35,807 50
38,407 50
41,025 00
Silver co in ....................................................................
1,188 00
1,372 75
2,664 75
1,571 00
Nickels and c en ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
67 62
52 20
238 20
116 89
3,727 13
3,018 24
2,256 06
341 47
T o ta ls. .................................................................
$1,083,725 25
$1,117,439 32
$1,110,839 56
$1,136,912 79
Liabilities.
Capital stock paid i n .................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
10,000 00
10,000 00
10,000 00
50,000 00
74,802 38
80,530 65
85,435 91
52,533 59
Dividends u n p a id ......................................................
100 00
Commercial deposits subject to check.................
127,477 70
156,221 51
160,413 60
163,066 43
Commercial certificates of deposit........................
1,231 66
1,231 66
1,231 66
1,166 66
Due to banks and b an k ers......................................
739 31
4,288 25
831 68
Certified checks..........................................................
5,134 00
Cashier’s checks o u tstan d in g ..................................
140 00 ..
1,785 56
233 81
Savings deposits.........................................................
695,715 72
693,195 64
682,140 86
710,555 02
Savings certificates of deposit................................
124,257 79
120,386 55
115,543 72
102,525 60
$1,083,725 25
$1,117,439 32
$1,110,839 56
$1,136.912 79
Notes and bills rediscounted...................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
181
No. 158.
ULLRICH SAVINGS BANK, MOUNT CLEMENS.
Organized May 12, 1893.
J. O l d e , P r e s i d e n t ; W m . D. W t lso n , R e u b e n C. U l l r ic h , V i c e P r e s i d e n t s ;
P a u l J. U l l r i c h , C a s h i e r .
D ir e c t o r s .— P au l J. U llrich, A. M a rtin K eeler, Wm. D. W ilson, E rn s t J. Olde, O scar C.
L u ngerhausen, Reuben C. U llrich, Jo h n P rieh s, F ra n k E. N ellis, F ra n cis P . U llrich.
l
!
R eport of
R eport of
R eport of 1 R eport of
March 28.
Resources.
Jan. 22.
June 9. j Sept. 6.
E rnst
Loans and discounts.................................................
$345,263 18
$341,639 85
35351 632 30 l
35325 301 72
Bonds, m ortgages and securities...........................
293,996 86
286,651 77
293,721 27
294,579 27
Prem ium s paid on b o n d s.........................................
O v erd ra fts...................................................................
1,050 87
1,177 07
579 37
761 40
Banking h o u se............................................................
8,000 00
8,000 00
8,000 00
8,000 00
1,140 00
1,140 00
3,386 07
2,246 07
F u rn itu re and fix tu res..............................................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)........................................................................
Item s in tr a n s it..........................................................
190 50
U nited S tates b o n d s.................................................
Due from banks in reserve cities...........................
88,547 84
84,268 11
46,312 80
60,886 96
Exchanges for clearing h ouse.................................
U. S. and N ational bank currency........................
Gold co in .................................................................
Silver co in .......................................................
Nickels and c en ts..............................................
Checks, cash item s and internal revenue ac
count ............................................................
T o ta ls......................................................
Liabilities.
Capital stock paid i n ...........................
Surplus fu n d ..........................................
U ndivided profits, less current expenses, interest
and taxes p a id ..............................
Dividends u n p a id ...............................
Commercial deposits subject to check........
Commercial certificates of deposit..........
\
Due to banks and b an k ers.................
Certified checks......................
5,939 00
7,779 00
8,376 00
19,710 00
29,070 00
26,360 00
25,035 00
22,540 00
1,159 20
1,387 50
2,232 95
3,037 90
399 87
309 39
441 10
667 55
927 99
1,956 45
1,108 17
1,077 85
$775,494 81
$760,669 14
$741,015 53
$738,811 72
$100,000 00
$100,000 00
$100,000 00
$100,000 00
„ 20,000 00
20,000 00
20,000 00
20,000 00
41,g90 30
47,621 68
46,572 21
48,718 01
120 00
120 00
151,837 75
131,346 54
112,772 10
119,280 09
889 39
18 38
1,557 76
139 15
Cashier’s checks o u tsta n d in g .. . .
89 15
Savings dep o sits.............................
397,453 20
405,540 06
395,021 69
382,803 93
63,196 64
55,901 71
65,091 77
68,009 69
$775,494 81
$760,669 14
$741,015 53
$738,811 72
Savings certificates of deposit.............
Notes and bills rediscounted...........
Bills p ay ab le....................
T o ta ls...........................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
182
No. 170.
EXCHANGE SAVINGS BANK, MOUNT PLEASANT.
Organized May 1, 1894.
G e o . A. D u s e n b u r y , P r e s i d e n t ; A. B. G o r h a m , V i c e P r e s i d e n t ; C. A. K ello g g , C a s h i e r ;
R. B. D u s e n b u r y , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— George A. D usenbury, D. H. Nelson. Levi N. Sm ith. Jo h n K inney, C harles M.
Brooks, W illiam
C. D usenbury, A. B. Gorham .
Resources.
R eport of
Jan. 22.
R eport of
June 9.
R eport of
March 28.
R eport of
Sept. 6.
Loans and disco u n ts........... .....................................
$132,190 19
$141,581 22
$138,199 13
$134,958 33
Bonds, m ortgages and securities...........................
70,628 95
71,728 95
73,829 95
73,574 45
P rem iu m s paid on b o n d s...............
O v erd rafts...................................................................
92 13
19 08
16 75
20 72
Banking h o u se............................................................
6,503 85
6,503 85
6,503 85
6,503 85
F u rn itu re and fix tu res..............................................
1,983 19
1,983 19
1,983 19
1,983 19
16 44
1,257 50
Other real estate
Due from other banks and bankers (not reserve
cities) ..........
Item s in tr a n s it. . . . . . .
U nited States b o n d s..................................................
1,600 00
1,600 00
1,600 00
1,600 00
Due from banks in reserve cities...........................
41,149 84 •
45,806 00
46,291 83
39,650 79
Exchanges for clearing house.................................
4,936 74
2,742 66
1,685 66
1,189 71
U. S. and N ational bank currency ........................
12,615 00
9,870 00
6,020 00
6,528 00
Gold co in .....................................................................
3,060 00
3,000 00
3,020 00
3,035 00
Silver co in ....................................................................
305 00
317 00
370 00
935 00
Nickels and c e n ts ......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
289 93
145 22
72 45
168 49
18 50
14 35
6 36
4 60
T o ta ls...................................................................
$275,389 76
$286,569 02
$279,599 17
$270,152 13
Liabilities.
Capital stock paid i n ............ ."................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
9,234 35
9,234 35
9,234 35
10,000 00
718 21
2,365 89
4,011 94
2,393 52
87,597 14
81,842 38
47 50
63 42
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
D ividends u n p a id ___■................................
M
750 00
Commercial deposits subject to check .................
94,876 98
96,868 37
Commercial certificates of dep o sit.........................
258 00
258 00
47 50
47 50
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits.........................................................
16,223 51
18,399 22
22,826 85
20,606 79
Savings certificates of d ep o sit................................
103,281 21
109,395 69
105,881 39
105,246 02
$275,389 76
SSSfififiQ no
Notes and bills rediscounted...................................
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
«979 S99 17
1
S970162 13
1
183
S T A T E B A N K S O F M IC H IG A N .
No. 277.
ISABELLA COUNTY STATE BANK, MT. PLEASANT.
Organized June 30, 1903.
J o h n S. W e id m a n , P r e s i d e n t ; A bb a Z. C a m p b e l l , V i c e P r e s i d e n t ; E l t o n J . V a n L e u v e n ,
C ash ier.
D i r e c t o r s . — Jo h n
S. W eidm an, F ra n k G. T hiers, A. G. S truble, F. L. Keeler, F. M itchell,
A. Z. Campbell, E lto n J. V an Leuven.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans a.Tid disco u n ts.................................................
$62,091 15
$56,616 27
$34,486 09
$64,236 40
"Ronds mortgages a/nd securities...........................
94,185 67
99,598 67
96,597 67
98,505 17
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
533 01
872 22
165 85
59 42
Ranking ho u se............................................................
15,000 00
15,000 00
15,000 00
15,000 00
F u rn itu re and fix tures..............................................
2.500 00
2.500 00
2.500 00
2,500 00
O pera House scenery, fu rn itu re and fix tu re s ...
3.500 00
3.500 00
3.500 00
3,000 00
4,033 04
4,573 81
144 02
4,312 14
Due from banks in reserve cities...........................
28,396 11
26,798 99
20,441 24
18,400 13
"Exchanges for clearing h ouse.................................
380 23
487 36
938 22
238 97
U. S. and N ational bank currency........................
8,829 00
5,728 00
7,570 00
5,481 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
United States b o n d s.................................................
Gold co in ......................................................................
3,215 00
3,730 00
4,660 00
5,280 00
Silver co in ....................................................................
2,018 05
2,820 40
2,506 80
1,193 15
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
241 78
228 81
319 16
242 95
874 87
60 00
305 68
585 68
T o ta ls...................................................................
$225,797 91
$222,514 53
$219,135 33
$219,035 01
Liabilities.
Capital stock paid i n ................................................
$30,000 00
$30,000 00
$30,000 00
$30,000 00
500 00
500 00
500 00
1,000 00
460 23
2,180 23
3,593 39
1,976 15
Commercial deposits subject to check..................
103,112 94
99,862 56
94,751 64
103,080 61
Commercial certificates of deposit.........................
40,298 90
29,843 84
13,394 17
5,344 37
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Dividends u n p a id ......................................................
70 00
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits.........................................................
3,312 02
3,036 94
3,520 87
2,817 79
Savings certificates of deposit................................
48,113 82
57,090 96
73,375 26
74,746 09
T o ta ls................................................................... j $225,797 91
$222,514 53
$219,135 33
$219,035 01
Notes and bills rediscounted...................................
Bills p ay ab le...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
S T A T E B A N K IN G D E P A R T M E N T .
184
No. 189.
MUNISING STATE BANK, MUNISING.
Organized July 8, 1896.
C la u d e W. C a s e , P r e s i d e n t ; A r t h u r P. U t t e r , V i c e P r e s i d e n t ; F e ed S. C a s e , C a s h i e r ;
G. S h e r m a n C o l l in s , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— Wm. C. M cM illan, Geo. L. B u rtis, Claude W. Case, A rth u r P. U tte r, W ill F.
ox, Jo h n M cM illan, F red S. Case, H erb ert H. E verard.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
Roans and disco u n ts..................................................
8144,730 27
$159,731 90
$141,763 84
$124,902 56
"Ronds m ortgages and securities...........................
45,804 42
47,106 63
43,585 42
47,120 84
226 54
35 47
Prem ium s paid on b o n d s .. t ...................................
O v erd rafts...................................................................
Ranking house,............................................................
11 54
228 16
12,075 00
15,332 62
F u rn itu re and fix tu res..............................................
1,000 00
1,021 80
1,209 55
1,063 70
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)........................................................................
500 00
500 00
800 00
1,000 00
Item s in tr a n s it..........................................................
1,983 37
239 05
843 49
327 16
32,401 77
16,131 37
22,522 50
5,866 74
United S tates b o n d s..................................................
Due from banks in reserve cities...........................
F/xchanges for cleaning h o u se.................................
U. S. and N ational b ank currency........................
10,323 00
7,284 00
7,415 00
5,366 00
Gold co in .....................................................................
1,295 00
1,975 00
2,970 00
2,580 00
Silver co in ...................................................................
2,623 20
2,049 15
1,482 00
1,277 30
375 65
360 89
361 12
311 92
867 35
575 27
397 79
337 42
T o ta ls...................................................................
8242,130 57
8237,010 53
$235,417 25
$205,714 42
Liabilities.
Capital stock paid i n ................................................
830,000 00
$30,000 00
$30,000 00
$30,000 00
4,400 00
4,400 00
4,400 00
4,800 00
8,884 38
11,110 09
10,182 89
9,006 61
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
Surplus f u n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
20 00
D ividends u n p a id ......................................................
48 00
Commercial deposits subject to check..................
107,869 55
102,904 22
96,433 31
71,009 88
Commercial certificates of dep o sit.........................
511 70
253 00
1,305 50
828 00
25 00
25 00
25 00
Savings d ep o sits.........................................................
71,890 53
71,366 81
69,325 14
70,144 49
Savings certificates of dep o sit................................
18,501 41
16,951 41
13,745 41
14,905 44
10,000 00
5,000 00
$235,417 25
$205,714 42
Due to banks and b an k ers......................................
Certified checks.......................................
Cashier’s checks o u tstan d in g ..............................
Notes and bills rediscounted...............
Bills p ay ab le...............................................................
T o ta ls.................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$242,130 57
$237,010 53
185
S T A T E B A N K S O F M IC H IG A N .
No. 60.
MUSKEGON SAYINGS BANK, MUSKEGON.
Organized December 1, 1887.
H . N. I I ovey ,' P r e s i d e n t ;
J. F. D e n s l o w , V i c e P r e s i d e n t ; F. E. H a m m o n d , C a s h i e r .
D ir e c t o r s .— F. E. H am m ond, II. N. Hovey, J. F. Denslow. C. L. Thom pson, L eonard Eyke,
i ’aul S. Moore, Ja s. H. F ord.
R eport of
March 28.
Loans and discounts ...............................................
3201,002 40
$155,121 49
$199,251 36
$228,285 41
Ponds m ortgages and securities...........................
227,591 51
239,425 81
229,661 40
230,252 84
9,000 00
8,700 00
8,378 00
635 38
369 96
229 04
1,081 04
"Furniture a,nd fix tu res..............................................
3,096 35
3,096 35
3,096 35
3,000 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)
.............................................
9,634 88
9,602 02
9,408 92
7,789 71
Ttem s in t,r an s i t ..........................................................
855 40
1,941 70
733 79
300 00
"Due from banks in reserve cities...........................
48,031 84
63,449 22
42,958 27
52,358 72
Fxoha/nges for clearing house.................................
969 59
1,612 88
1,631 89
1,185 40
TT S and National bank currency........................
21,296 00
19,828 00
17,310 00
27,943 00
PremiuTTis paid on b o n d s ........................................
O verdrafts
t
.......................................................
P an n in g bouse
9,000 00
R eport of
June 9.
R eport of
Sept. 6.
R eport of
Jan. 22.
Resources.
................. ....................
United S tates bonds
..............................
Gold co in ......................................................................
5,847 50
6,090 00
6,835 00
7,082 50
Silver co in ....................................................................
1,956 90
1,488 30
1,805 95
2,256 50
N ick el s a n d cen t s .......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
605 22
581 77
428 15
489 07
465 67
694 22
348 67
305 55
T o ta ls...................................................................
$530,988 64
$512,301 72
$522,398 79
$570,707 74
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
4,483 21
7,155 19
6,402 31
Surplus fu n d ................................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends unpaid
10,000 00
4,153 02
18 00
Commercial deposits subject to check..................
37,332 67
46,357 34
40,183 12
85,920 45
Commercial certificates of dep o sit.........................
30,819 84
28,586 90
53,089 77
40,594 72
373,665 11
372,874 27
361,970 71
377,790 23
$512,301 72
$522,398 79
$570,707 74
Due to banks and bankers
Certified checks
Ca,shier\s checks outstanding .
Savings dep o sits.........................................................
Savings certificates of d ep o sit................................
Notes a,nd bills rediscounted . . .
Pills payable
T o ta ls...................................................................
24
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
25,000 00
$530,988 64
186
STATE BANKING DEPARTMENT.
No. 19.
FARMERS AND MERCHANTS’ BANK, NASHVILLE.
Organized December 15, 1888.
G.
A. T r u m a n , P r e s i d e n t ; C. W. S m i t h , V i c e P r e s i d e n t ; C. A. H o u g h , C a s h i e r .
D ir e c t o r s .— G. A. T rum an, W. H. K leinlians, C. W. Sm ith, S. F. H inchm an, H. R. Dickinson,
C.
A. H ough.
R eport of
Jan. 22.
R eport of
March 28.
Loans and disco u n ts......................
$147,486 57
$148,109 87
$149,954 07
$144,845 19
Bonds, m ortgages and securities.
78,450 04
78,504 03
75,439 03
81,595 81
Prem ium s paid on b o n d s.............
1,197 05
1,197 05
1,197 05
1,275 85
O v erd rafts........................................
1,184 99
533 11
1,707 01
Banking h o u se................................
2.500 00
2.500 00
2.500 00
2.500 00
F u rn itu re and fix tu res..................
1.500 00
1.500 00
1.500 00
1.500 00
65 00
65 00
65 00
65 00
20 00
123 00
Resources.
O ther real e s ta te ......................................................
Due from other banks and bankers (not reserve
c itie s)..................................................................
606 26
R eport of
June 9.
R eport of
Sept. 6.
Item s in tr a n s it.................................
Expense account and profits..........
21 05
Due from banks in reserve cities..
25,164 10
33,646 06
21,604 73
18,058 15
Exchanges for clearing h o u se........
U. S. and N ational b ank currency.
8,754 00
11,333 00
12,175 00
13,173 00
Gold co in ............................................
3,365 00
3,145 00
3,415 00
3,100 00
Silver co in ..........................................
1,600 00
500 00
1,000 00
900 00
118 14
123 64
60 76
100 04
519 75
1,103 47
281 79
891 14
$272,531 95
$282,260 23
$270,919 44
8,127 18
$25,000 00
5,000 00
$25,000 00
$25,000 00
8,000 00
?,000 00
8,000 00
8,000 00
301 65
789 62
263 99
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ........................................................... ..
T o ta ls.
Liabilities.
Capital stock paid i n ...............
Surplus fund . . .-........................................................
U ndivided profits, less current expenses, interest
and taxes p a id ...................................................
D ividends u n p a id .....................................
31 50
Commercial deposits subject to check.
31,368 88
27,339 22
21,086 08
20,967 36
Commercial certificates of d ep o sit.......
154,447 45
172,144 30
160,784 05
155,775 60
53,684 12
49,475 06
51,259 69
55,120 23
Due to banks and b an k ers.....................
Certified ch eck s.........................................
Cashier’s checks o u tstan d in g .................
Savings d ep o sits........................................
Savings certificates of dep o sit...............
Notes and bills red isco unted..................
3,000 00
Bills p a y ab le..............................................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
4,000 00
$272,531 95
$282,230 23
$270,919 44
$288,127 18
187
STATE BANKS OF MICHIGAN.
No. 245.
NEW HAVEN SAVINGS BANK, NEW HAVEN.
Organized September 25, 1901.
Wm.
F.
E d m u n d s , P r e s i d e n t ; T h o m a s K . M c I n n is , V ice P r e s i d e n t ; W .
F.
S w it z e r , C ash ier.
D i r e c t o r s .— W.
F. E dm unds. Adam A. B ennett, Wm. K urzhals, Sr., Isaac N. Cook, O. C.
L ungerhausen, L uke B roughton, T hom as K. M cInnis, W. F. Sw itzer, J. S. C raw ford.
Resources.
R eport of
Ja n . 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and discounts.................................................
$54,221 29
$56,525 62
$58,882 57
$59,077 46
Bonds, m ortgages and securities...........................
28,085 42
30,785 42
31,635 42
31,680 67
Pron'inims paid on b o n d s............................ ............
O v erd rafts...................................................................
301 41
51 47
28 96
28 95
Ranking h o u se............................................................
2,200 00
2,200 00
2,200 00
2,200 00
F u rn itu re and fix tures..............................................
1,419 90
1,419 90
1,419 90
1,419 90
O ther real e s ta te .......................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
3,234 49
6,452 75
4,325 88
575 32
6,450 88
8,687 40
4,249 19
5,601 64
Item s in tr a n s it..........................................................
United States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing h ouse.................................
U. S. and N ational bank currency........................
480 00
850 00
1,867 00
3,571 00
Gold co in ......................................................................
2,050 00
2,580 00
1,980 00
2,110 00
Silver co in ....................................................................
292 25
167 95
205 10
390 40
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ................................................... -...................
30 53
39 24
26 35
19 11
84 30
8 78
4 00
T o ta ls...................................................................
$98,766 17
$109,844 05
$106,829 15
$106,678 45
Liabilities.
Capital stock paid i n .................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
1,500 00
1,500 00
1,500 00
2,500 00
1,722 17
2,595 72
2,452 87
1,394 22
Surplus fu n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id ......................................................
6 00
Commercial deposits subject to check..................
4,925 55
6,232 16
7,666 30
9,657 61
Savings dep o sits.........................................................
52,143 83
53,313 43
52,704 79
54,401 54
Savings certificates of dep o sit................................
18,468 62
26,202 74
22,505 19
18,695 08
$98,766 17
$109,844 05
$106,829 15
$106,678 45
-
30 00
Commercial certificates of d ep o sit.........................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
Notes and bills rediscounted..................................
Bills p ay ab le...............................................................
T o ta ls...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
188
STATE BANKING DEPARTMENT.
No. 240.
NILES CITY BANK, NILES.
Organized July 13, 1901.
Charles
F.
P e a r ’s , P r e s i d e n t ;
G eorge
F a u e o t e , V ice P r e s i d e n t ;
L.
D ic k s o n
S.
Scoffern ,
Cashier.
D i r e c t o r s . — C harles
F . P ears, C harles Bishop, Geo. L. F au ro te, S am uel W. Redden, Dickson
S. Scoffern, F. N. Bonine.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
Loans and disco u n ts ......................................................................................
359,204 71
$73,127 94
$68,429 62
$56,349 96
Bonds, m ortgages and securities..-........................
39,748 68
37,448 40
41,858 40
42,582 30
Resources.
R eport of
Sept. 6.
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
31 08
32 45
5,072 77
1,766 00
B anking h o u se............................................................
6,000 00
6,000 00
6,000 00
6,000 00
F urniture and fix tu res..............................................
1,500 00
1,500 00
1,500 00
1,500 00
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
777 59
798 34
3,727 72
740 35
171 69
10,061 06
30,687 43
43,281 42
13,302 46
35,967 50
United States b o n d s.........................................
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
U. S. and N ational bank currency........................
12,370 00
8,731 00
5,955 00
7,684 00
Gold co in ..................................................................
3,115 00
2,790 00
4,615 00
1,922 50
Silver co in ....................................
1,403 65
357 75
2,108 85
650 25
262 76
263 99
306 00
280 17
193 80
692 60
375 85
209 43
T o ta ls ..........................................................
8158,244 83
$175,743 49
$149,695 64
$165,771 51
Liabilities.
Capital stock paid i n ..................
Nickels and c e n ts .............................
Checks, cash items and internal revenue ac
count .............................................................
$35,000 00
$35,000 00
$35,000 00
$35,000 00
Surplus fu n d .........................................
Ijndivided profits, less current expenses, interest
and taxes p a id ........................
1,500 00
1,500 00
1,500 00
2,000 00
747 81
1,300 00
2,171 08
1,469 62
Dividends u n p a id ................................
1,050 00
105 00
Commercial deposits subject to check .
84,867 15
95,208 59
70,097 00
88,105 28
Commercial certificates of deposit___
34,356 14
42,625 90
40,694 65
39,044 15
Due to banks and b a n k e rs. . .
_
723 73
232 91
Certified checks ...............................
Cashier’s checks outstanding
109 00
47 46
.
Savings d eposits .............................
Savings certificates of deposit . . .
Notes and bills rediscounted . .
Bills p ay ab le............
T o ta ls..................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Od
|
1
Ito
‘to
$149,695 64
$165,771 51
189
STATE BANKS OF MICHIGAN.
No. 36.
THE PIONEER BANK, NORTH BRANCH.
Organized July 30, 1885.
J am es
E.
Leete,
P residen t; A l b e r t
K.
D i r e c t o r s . — George
M.
Reorganized October 1, 1889.
S h o l e s , V ice P r e s i d e n t ;
B a r b o u r , A s s i s t a n t C ash ier.
S.
W.
C ash ier;
Mahon,
Peck, A lbert H. Leete, P. C. B allard , A. S. Slioles, W illiam M abon,
Jam es E. Leete, S. A. Snow.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
1
Loans and disco u n ts.................................................
$122,229 33
$109,521 29
$129,564 05
$126,944 51
Bonds m ortgages and securities...........................
108,507 24
025,577 67
87,220 20
85,743 96
Prem ium s paid on fronds.........................................
O verdrafts T.................................................................
6,815 77
180 96
618 25
330 10
B anking h o u se............................................................
7,000 00
7,000 00
8,000 00
§,000 00
F u rn itu re and fix tu res..............................................
500 00
500 00
O ther real estate ......................................................
Due from other banks and bankers (not reserve
pities)
..........................................................
1,500 00
1,500 00
7,250 00
7,250 00
2,962 69
6,714 02
1,078 40
200 00
16,624 72
11,070 18
16,100 92
24,127 40
TT S and National bank currency ........................
1
CJold coin T., . T..........................................................
6,595 00
4,648 00
2,885 00
5,052 00
4,330 00
4,230 00
4,620 00
5,080 00
Silver co in ....................................................................
1,182 25
943 40
643 45
241 95
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
104 40
122 06
149 10
121 14
349 40
257 23
705 39
339 04
T o ta ls...................................................................
$277,200 80
$270,764 81
$260,334 76
$264,930 10
Liabilities.
Capita,1 stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
2,992 52
3,434 14
5,567 06
2,222 10
27,649 99
20,791 54
33,328 03
30,485 30
Savings d ep o sit..........................................................
129,347 04
129 176 70
115,247 02
134,537 36
Savings certificates of dep o sit...............................
39,211 25
39,862 43
38,192 65
37,685 34
Notes and frills rediscounted..................................
8,000 00
Bills p a y ab le...............................................................
10,000 00
17,500 00
T o ta ls...................................................................
$277,200 80
$270,764 81
Item s in transit,..........................................................
U nited States fronds.................................................
One from franks in reserve cities...........................
F/Xchanges for clearing h o u se.................................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................'..............
Dividends u n p a id ......................................................
Commercial deposits subject to check..................
Commercial certificates of deposit.........................
Due to banks and b an k ers......................................
Certified checks..........................................................
Cashier’s checks o u tstan d in g ..................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
8,000 00
$260 334 76
$264,930 10
190
STATE BANKING DEPARTMENT.
No. 145.
NORTHVILLE STATE SAVINGS BANK, NORTHVILLE.
Organized December 10, 1892.
L. W.
S im m o n s ,
P residen t;
D i r e c t o r s . — E rw in
P r a n k A. M i l l e r , V i c e P r e s i d e n t ;
D . B . N o r t h r o p , A s s i s t a n t C ashier.
L. A.
B a b b it t ,
C ash ier;
A. Chapm an. L aw rence W. Simmons. P ra n k A. M iller, C harles H. Coldren,
P e te r Van Voorhies, George D . Spencer.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$129,588 23
$133,484 74
$132,650 84
$130,364 93
Bonds, m ortgages and securities...........................
38,990 40
35,125 46
40,252 31
48,398 01
212 86
14 54
185 71
B anking h o u se............................................................
2,750 00
2,750 00
2,750 00
7.500 00
F u rn itu re and fix tu res..............................................
1,150 00
1,150 00
1,150 00
2.500 00
Prem ium s paid on b o n d s.........................................
O v erd ra fts........
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities)........................................................................
Item s in tr a n s it..........................................................
3,750 00
53 00
U nited States b o n d s.................................................
Due from banks in reserve cities...........................
23,953 13
26,615 48
35,140 99
25,762 07
Exchanges for clearing house.................................
U. S. and N ational bank currency........................
3,769 00
3,917 00
3,942 00
6,105 00
Gold co in .....................................................................
5,500 00
5,500 00
5,500 00
5,500 00
Silver co in ....................................................................
430 00
555 00
255 00
200 00
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ........................................................................
137 31
120 78
172 59
253 50
339 57
105 00
98 00
139 03
$206,600 70
$209,536 32
$221,926 27
$230,658 25
¡$25,000 00
$25,000 00
$25,000 00
$25,000 00
2,000 00
2,000 00
2,000 00
2,500 00
428 51
1,193 96
1,388 77
1,176 15
29,963 44
31,341 71
35,237 40
34,384 28
Savings dep o sits....................
80,942 95
79,628 24
80,212 75
93,128 53
Savings certificates of deposit...........
68,232 80
69,690 83
78,087 35
74,469 29
$221,926 27
$230,658 25
T o ta ls......................................................
Liabilities.
C apital stock paid i n .......................
Surplus fu n d ...................
Undivided profits, less current expenses, interest
and taxes p a id ......................
Dividends u n p a id ..................
Commercial deposits subject to check ...........
93 00
Commercial certificates of deposit..........
Due to banks and b an k ers.................
Certified checks......................
Cashier’s checks o u tstan d in g .........' .
Bills in t r a n s i t ...................
681 58
Notes and bills.rediscounted...................................
Bills p ay ab le................
T o ta ls.............................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$206,660 70
$209,536 32
191
STATE BANKS OF MICHIGAN.
No. 280.
ONAWAY STATE SAVINGS BANK, ONAWAY.
Organized September 15, 1903.
J ohn
Y oung, P resid en t;
A. V. H i n k l e y , V i c e P r e s i d e n t ; J. F r a n k
G e o . W . P r f .g i t z e r , A s s i s t a n t C a s h i e r .
M o rfo rd ,
C ash ier;
D ir e c t o r s — Jo h n Young, E. J. Lobdell, A. V. H inkley. Wm. Greenfield, P. H. M ahoney,
Geo. W. G lasier, Wm. B. Gregg.
Resources.
R eport of
Jan. 22.
R eport of j R eport of
March 28. | June 9.
R eport of
Sept. 6.
find discounts ...............................................
135,301 88
$39,991 92
$40,928 25
$38,908 20
Bonds m ort^a^es and securities...........................
7,487 00
7,602 00
8,912 00
8,360 00
.......................................................
66 74
63 31
112 90
182 71
Ranking hmisp!............................................................
2,877 89
3,241 45
3,769 32
4,754 53
17 68
1,500 00
1,500 00
1,500 00
1,500 00
OyPTii rafts
F urniture find fix tu res..............................................
152 88
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
oitips)
..............................................................
1,500 00
1,500 00
1,500 00
1,296 14
925 19
1,047 30
Itpm s in transit,
......................................................
1,237 19
P u e from hanks in reserve cities...........................
6,363 09
4,952 20
4,118 18
5,687 15
U S find Nat ion a,1 bank currency........................
2,163 00
1,759 00
1,362 00
1,455 00
Gold co in .....................................................................
445 00
40 00
105 00
20 00
Silver co in ....................................................................
748 60
1,148 30
986 25
760 SO
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
08
16
10
24
3,146 15
789 68
1,138 24
2,273 45
$62,803 32 '
$63,513 21
$65,479'54
$68,798 46
$25,000 00
$25,000 00
$25,000 00
$25,000 GO
358 65
683 28
905 10
20,412 68
20,058 14
18,208 13
934 55
T o ta ls..................................................................
Liabilities.
Capital stock paid i n ................................................
Undivided profits, less current expenses, interest
and taxes pa,id . .
Commercial deposits subieet to check..................
24,500 74
430 38
2,966 00
Commercial certificates of deposit.........................
1,374 72
594 75
733 62
Savings d eposits.........................................................
8,449 75
13,553 02
13,582 25
13,982 14
Savings certificates of deposit................................
3,478 11
3,594 11
2,922 25
4,268 54
2,500 00
5,500 00
$65,479 54
$68,798 46
Bills p a y a b le .....................................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$62,803 32
$63,513 21
192
STATE BANKING DEPARTMENT.
No. 190.
ORION STATE BANK, ORION.
Organized July 28, 1896.
I ka
Ca rpen ter,
D i r e c t o r s .—
P residen t;
Alp.
G.
H addrell,
V ice P r e s i d e n t ;
W.
W il l
L y on s,
C ashier.
I r a C arpenter. Alf. G. H addrell, Sam uel A. F lu m erfelt, Geo. Swayze, Powell
C arp en ter, A. S. L aird, W. W ill Lyons.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$39,508 18
$39,019 39
$41,903 26
$45,277 70
Bonds, m ortgages and securities............................
73,798 00
77,758 00
95,370 00
96,153 00
Prem ium s paid on b o n d s.........................................
O v erd rafts....................................................................
1 79
Banking h o u se............................................................
F u rn itu re and fix tu res..............................................
1,000 00
1,000 00
1,000 00
1,000 00
O ther real e s ta te ............................................... ........
Due from other banks and bankers (not reserve
cities) ........................................................................
11,987 88
16,898 10
3,633 40
4,919 65
12,978 39
13,374 00
12,407 41
14,193 96
3,455 00
Item s in tr a n s it..........................................................
United S tates b o n d s..................................................
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
U. S. and N ational b ank currency ........................
3,732 00
3,608 00
3,847 00
Gold co in ......................................................................
2,090 00
1,840 00
1,650 00
1,535 00
Silver co in ....................................................................
353 90
715 00
706 80
1,042 65
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .....................................................................
89 02
127 95
100 68
168 28
1,945 06
287 25
167 29
1,217 46
$147,484 22
$154,627 69
$160,785 84
$168,962 70
$15,000 00
$15,000 00
$15,000 00
$15,000 00
7,500 00
7,500 00
7,500 00
10,000 00
1,651 58
2,661 86
3,138 28
1,463 05
72 00
12 00
16,520 85
16,690 20
16,860 84
19,638 14
T o ta ls...........................................................
Liabilities.
Capital stock paid i n ..................................
Surplus fu n d ............................................
Undivided profits, less current expenses, interest
and taxes p a id ......................................
Dividends u n p a id ........................................
Commercial deposits subject to check ...........
Commercial certificates of dep o sit.........................
Due to banks and b an k ers......................................
Certified checks.......................................
Cashier’s checks o u tstan d in g ................... [
Savings dep o sits..........................................
25,705 35
26,502 99
27,194 44
30,495 57
Savings certificates of dep o sit...................
81,034 44
86,260 64
91,092 28
92,305 94
$147,484 22
$154,627 69
$160,785 84
$168,962 70
Notes and bills rediscounted........................
Bills p ay ab le.............................
#
T o ta ls............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
193
STATE BANKS OF MICHIGAN.
No. 199.
STATE SAYINGS BANK OF OVID, OVID.
Organized October 18, 1897.
W m . R.
S iia w , P r e s id e n t ;
D i r e c t o r s .— H enry
M . I ;. T a f t , V i c e P r e s i d e n t ;
J ohn
H.
R o b s o n , Cashier.
A. I ’otter, O. B. Campbell. Wm. R. Shaw, Absalom W oodw orth, Jo h n I-I.
Robson, M. L. T a ft, W. H. Robson.
Resources.
R eport of 1 R eport of
March 28.
Jan. 22.
R eport of
June 9.
R eport of
Sept. 6.
Loans and d iscounts.................................................
$83,133 10
$30,490 43
$84,715 66
$98,274 32
Londs m ortgages and se cu rities...........................
38,138 60
37,698 60
40,558 60
41,248 60
...................................................
434 93
203 74
551 86
331 59
...................................................... .
-3,500 00
3,500 00
3,500 00
3,500 00
F urniture and fix tu res.............................................
1,000 00
1,000 00
OycrdTa/fts
Danking hnnsp.
Other real estate.
................................................
Due from other banks and bankers (not reserve
cities)
........................................
Item s in tran sit
....................................
165 93
1,000 00
1,000 00
8,050 00
8,050 00
881 59
363 91
282 77
United States b o n d s.................................................
Due frnm banks in reserve cities...........................
19,032 47
18,132 75
34,871 52
11,178 29
Exchanges for clearing' h ouse................................
TT S and National bank eurrenev.........................
6,534 00
7,201 00
5,700 00
8,177 00
Gold co in .....................................................................
2,000 00
2,010 00
2,000 00
2,020 00
Silver co in ....................................................................
1,937 60
1,817 65
1,320 00
1,905 95
Nickels and c e n ts......................................................
Checks, cash item s and internal revenue account
...............................................................
i 177 99
126 63
106 50
200 25
T o ta ls...................................................................
$156,231 46
$162,346 79
$183,255 73
$176,249 91
Liabilities.
Capital stock paid i n ................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
3,000 00
3,000 00
3,000 00
3,500 00
584 37
1,182 81
2,433 66
976 73
Commercial deposits subject to check..................
35,073 81
32,832 64
41,125 15
31,899 68
Commercial certificates of deposit.................. . . .
81,974 20
89,142 71
100,277 38
101,853 98
10,539 08
11,188 63
11,419 54
13,019 52
$156,231 43
$162,346 79
$183,255 73
$176,243 91
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends unpaid
.........................................
Due te banks and bankers
Certified checks
.
..................... ..................
Cashier’s checks outstanding
Sa.vings dep o sits.........................................................
Savings certificates of dep o sit................................
Notes and bills rediscounted..................................
T o ta ls...................................................................
25
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
194
STATE BANKING DEPARTMENT.
No. 185.
CITIZENS’ SAVINGS BANK OF OWOSSO, OWOSSO.
Organized February 10, 1896.
I.
H.
K e e l e r , P resid en t;
H erm an
C.
F r ie s e k e , V ice P r e s i d e n t ; G.
L.
T a y l o r , C ashier.
I. H. Keeler. H erm an C. Frieseke. W illis E. H all, Jam es W. Sim m ons, M a rtin C.
Dawes, A lbert Todd, R udolph Colby, Geo. L. Keeler, M. S. Keeler.
D i r e c t o r s .—
Resources.
R eport of
Ja n . 22.
R eport of
March 28.
R eport of
June 9.
'
R eport of
Sept. 6.
Loans and disco u n ts.................................................
S120.001 58
$129,715 19
$122,955 02
$128,065 78
Bonds, mortgages and securities...........................
153,088 16
142,465 16
137,607 62
142,349 54
Prem ium s paid on b o n d s.........................................
O verdrafts...................................................................
389 45
1,712 12
607 21
2,827 87
Banking h o u se............................................................
15,734 71
15,734 71
15,734 71
15,734 71
F urn itu re and fix tu res..............................................
2,500 00
2,500 00
2,500 00
2,500 00
8,506 11
4,989 54
3,640 13
2,170 09
Due from banks in reserve cities...........................
48,808 10
54,394 07
49,489 95
49,620 67
Exchanges for clearing house...........•.....................
46 51
1,638 65
U. S. and N ational bank currency ........................
13,364 00
9,808 00
12,741 00
9,932 00
Gold co in ...................................................................
2,710 00
3,665 00
3,905 00
4,255 00
Silver co in ...................................................................
3,328 00
2,492 50
3,902 75
4,054 50
650 02
225 53
467 05
924 09
145 30
44 15
135 40
67 78
T o ta ls...................................................................
$367,271 94
$389,384 62
$353,685 84
$363,376 34
Liabilities.
Capital stock paid i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
3,500 00
3,500 00
3,500 00
3,750 00
731 78
1,984 34
2,480 85
1,668 60
77,099 33
78,745 97
58,732 96
59,643 13
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tr a n s it..........................................................
United States b o n d s..................................................
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count ......................................................................
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
874 31
Dividends u n p a id ......................................................
Commercial deposits subject to check..................
Commercial certificates of deposit........................
Due to banks and b an k ers......................................
Certified checks..........................................................
•
Cashier’s checks o u tstan d in g ..................................
550 00
Savings deposits.........................................................
112,697 18
115,349 91
109,058 54
115,577 87
Savings certificates of deposit................................
123,243 65
119,804 40
129,363 49
132,736 74
$367,271 94
$369,384 62
$353,6~5 84
$363,376 34
Notes and bills rediscounted..................................
Bills p ay ab le............ ..................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
195
STATE BANKS OF MICHIGAN.
No. 112.
OWOSSO SAYINGS BANK, OWOSSO.
Organized January 22, 1891.
C harles
E.
R i g l e y , P r e s i d e n t : C h a r l e s W. G a l e . V i c e P r e s i d e n t ;
G . H . S w e e t , A s s i s t a n t C ashier.
A. D.
W h ip p l e , C ash ier;
D i r e c t o r s __C harles
E . Rigley, W illiam A. W oodard, C harles W. Gale, Geo.
W. M. K ilp atrick , W ade B. Cam burn, E. F. Dudley.
Resources.
R eport of
Ja n . 22.
R eport of
March 28.
R eport of
June 9.
T.
M ason,
R eport of
Sept. 6.
Loans and disco u n ts......................
1191,498 49
$204,686 97
$213,083 01
$202,794 48
Bonds, m ortgages and securities.
153,507 96
149,501 61
151,617 53
152,477 68
P rem ium s paid on b o n d s........
O v erd ra fts........................................
722 15
988 89
628 12
629 05
B anking h o u se................................
13,000 00
13,000 00
13,000 00
13,000 00
F urn itu re and fix tu res..................
3,000 00
3,000 00
3,000 00
3,000 00
O ther real e s ta te ...................................................
Due from other banks and bankers (not reserve
c ities)...................................................................
9,875 00
9,875 00
9,475 00
13,875 00
Item s in tr a n s it.......................................................
7,387 26
8,443 63
3,425 33
1,155 60
46,739 99
31,827 00
15,071 73
30,533 69
U n ited S tates b o n d s...............................................
Due from banks in reserve cities.........................
Exchanges for clearing h o u se...............................
f
U. S. and N ational bank currency......................
1,757 00
5,120 00
5,041 00
8,932 00
Gold co in ............................................................... ...
6,235 00
9,495 00
4,175 00
3,392 50
Silver co in ..................................................................
8,101 85
4,413 05
5,321 80
6,477 75
388 11
553 86
486 51
560 88
1,008 26
801 66
1,284 48
536 46
$443,221 07
$441,706 67
$425,609 51
$437,365 09
$100,000 00
$100,000 00
$100,000 00
$100,000 00
10,000 00
10,000 00
10,000 00
11,000 00
2,475 69
3,711 62
5,032 03
4,011 78
72,813 98
60,836 67
52,766 82
60,418 51
Nickels and c e n ts................................................
Checks, cash item s and internal revenue ac
count ................................................... ..............
T otals.
Liabilities.
-Capital stock paid i n ...............
.Surplus fu n d ................................................ ............ ..
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends u n p a id .....................................
Commercial deposits subject to check.
Commercial certificates of dep o sit.......
Due to banks and b an k ers.....................
603 34
■Certified checks.......................................
500 00
26 81 I.
Cashier’s checks o u tstan d in g ...............
Savings deposits......................................
Savings certificates of d ep o sit.............
150,229 12
107,702 28
151,650 82
143,758 66
137,988 60
114,404 22
114,025 19
113,946 20
Notes and bills rediscounted................
10,000 00
Bills p ay ab le............................................
T otals.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$443,221 07
$441,706 67
$425,009 51
$437,365 09
196
STATE BANKING DEPARTMENT.
No. 34.
OXFORD SAVINGS BANK, OXFORD.
Organized June 12, 1884.
W il l ia m
J.
T u n s t e a d ., P r e s i d e n t ;
C.
L.
R andall,
V ice P r e s i d e n t ; C l a e e n c e
E.
Stanton*
C ashier.
D i k e c t o b s . — C harles
F. T unstead. W illiam J. T unstead, C. L. R andall, C larence E. S tanton,
R. IT. G laspie, Wm. Reed.
Resources.
R eport of | R eport of
Jan. 22.
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and discounts.'...............................................
$169,049 11
$169,280 64
$162,298 49
$174,316 09
Bonds, m ortgages and securities...........................
142,017 98
145,880 46
149,358 76
152,664 38
Prem ium s paid on b o n d s.........................................
O verdrafts...................................................................
117 58
32 67
44 67
100 15
Banking h o u se............................................................
3,000 00
3,000 00
3,C00 00
3,000 00
F urniture and fix tu res..............................................
400 00
400 00
400 00
400 00
Other real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
1,178 57
1,021 97
792 16
795 12
28,174 02
35,962 06
54,923 13
29,568 12
U. S. and N ational bank currency ........................
6,542 00
3,378 00
6,781 00
4,453 00
Gold co in .....................................................................
5,667 50
6,280 00
10,300 00
10,180 00
Silver co in ....................................................................
779 35
374 40
596 45
711 85
Nickels and c e n ts.......................................................
C h ecks,'cash item s and internal revenue ac
count ......................................................................
297 69
314 22
404 71
421 96
1,333 66
1,345 34
1,571 40
530 92
T o ta ls...........................................................
$358,557 46
$367,269 76
$390,470 77
$377,141 59
Liabilities.
Capital stock paid i n ................................................
Item s in tr a n s it..........................................................
United States b o n d s.................................................
Due from banks in reserve cities.......................
Exchanges for clearing h o u se.................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
Surplus f u n d ................................................
35.000 00
35.000 00
35.000 00
35.000 00
G uarantee f u n d ..................... ................................
Undivided profits, less current expenses, interest
and taxes p a id ...............................................
10.000 00
10.000 00
10.000 00
10.000 00
3,604 85
6,977 74
7,444 45
5,852 20
39,200 65
33,235 33
20,832 37
Dividends u n p a id ............................................
Commercial deposits subject to check .................
200 00
36,272 00
350 00
Commercial certificates of deposit....................
3,869 78
3,591 78
19,059 94
7,709 94
Due to banks and b an k ers............................
2,032 33
6,117 22
6,464 75
4,319 49
Certified checks...........................................
Cashier’s checks o u tstan d in g ..........................
Savings d eposits............................................
Savings certificates of dep o sit................................
134,300 40
134,191 93
148,035 37
159,191 37
93,278 10
107,190 44
106,230 93
102,886 22
$367,269 76
$390,470 77
$377,141 59
Notes and bills rediscounted..............................
Bills p ay ab le..........................................
T o ta ls......................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
15,000 00
$358,557 46
197
STATE BANKS OF MICHIGAN,
No. 59.
PAW PAW SAYINGS BANK, PAW PAW.
Organized May 10, 1886.
W h , J.
S e l l ic k , P r e s i d e n t ; J . J . W o o d m a n , V ice P r e s i d e n t ; J o h n
J . B . S h o w e e m a n , A s s i s t a n t C ashier.
D i r e c t o r s __F
W
W.
F ree,
C ash ier;
Sellick, W illiam J. Sellick, W. R. Sellick. .J. J. W oodm an, L. H. T itu s,
J.
W. Free, D aniel M orrison, E . A. W ildey.
R eport of
Ja n . 22.
Resources.
R eport of
March 28.
R eport of
R eport of
Ju n e 9. I ’ Sept. 6.
$115,835 76
$111,838 96
Loans and disco u n ts........» . . . i f .............................
$120,626 61
$103,067 64
Bonds mortgages and securities............................
55,256 05
56,136 05
...............................................
264 27
1,485 55
686 70
1,057 52
Elirniture and fix tu res.............................................
2,800 00
2,800 00
2,800 00
2,800 00
O ther real estate
................................................
Due from other banks and bankers (not reserve
cities)
..................... ..
1,800 00
1,800 00
1,800 00
1,800 00
O verdrafts
U nited States bonds
62,294 88
104 00
53 94
..............................
Duo from banks in reserve cities...........................
Exchanges for el earing hoi ISP.
60,644 40
#
34,618 33
35,956 96
17,154 37
19,958 73
.............................
7,450 00
3,501 00
6,490 00
5,089 00
..........................................................
5,535 00
5,000 00
5,000 00
8,000 00
Silver coin . T................................................................
961 75
900 00
760 50
820 40
T'Jiekel s an d cen t,s.......................................................
Checks, cash item s and internal revenue account
T, t.....................................................
55 15
35 55
93 90
71 02
647 10
235 33
160 07
420 00
T o ta ls...................................................................
$230,014 26
$210,972 02
$211,425 70
$214,254 51
Liabilities.
La,pit,a,1 stock paid i n ................................................
$40,000 00
$40,000 00
$40,000 00
$40,000 00
2,500 00
2,500 00
2,500 00
3,000 00
268 22
1,340 88
2,723 74
1,109 42
Commercial deposits subject to check..................
61,576 84
' 38,160 19
44,494 26
37,032 10
Commercial certificates of dep o sit.........................
125.669 20
128,970 95
121,707 70
133,112 99
$211,425 70
$214,254 51
jj
and National bank currency........................
Gold coin
Surplus f u n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
Hue to banks and bankers
/
Cashier’s cheeks outstanding1
Savings certificates of deposit
Notes and bills rediscounted
Bills payable
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$230,014 26
$210,972 02
STATE BANKING DEPARTMENT.
198
No. 247.
STATE SAVINGS BANK OF PECK, PECK.
Organized October 7, 1901.
J a m e s F o s t e r , P r e s i d e n t ; L e w i s E . C o c h r a n , V i c e P r e s i d e n t ; I ra B r ic k e r , C a s h i e r ;
H ow ard F o s t e r , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— Jam es F o ster, Lewis E . Cochran. H a rry M. W a te rm a n , H a rry E . Palm er,
Jam es M cColl, H arvey T appan, I r a B ricker.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
885,217 54
$88,066 71
$86,223 55
$85,872 88
Bonds m ortgages and securities...........................
6,850 50
7,550 82
5,860 50
6,035 50
197 98
156 70
18 23
3 15
822 50
838 35
851 60
929 30
10,536 23
3,747 83
13,967 96
13,865 70
4,857 00
Prem ium s paid on b o nds.........................................
O v erd rafts...................................................................
Banking h o u se............................................................
F urniture and fix tu res..............................................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
’ cities) ........................................................................
Item s in tr a n s it..........................................................
U nited States b o n d s..................................................
Due from banks in reserve cities...........................
Exchanges for clearing h ouse.................................
U. S. and N ational bank currency........................
4,839 00
4,875 00
5,090 00
Gold co in .....................................................................
1,090 00
755 00
705 00
680 00
Silver co in ....................................................................
567 80
541 05
242 55
588 40
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue ac
count .........................................................................
4 49
64 33
73 33
48 31
200 00
210 00
$110,326 04
$106,805 79
$113,032 72
$112,880 24
$20,000 00
$20,000 00
$20,000 00
$20,000 00
6,000 00
6,000 00
6,000 00
6,000 00
5,503 13
5,888 50
6,116 01
6,016 39
Commercial deposits subject to check..................
23,703 87
24,458 70
25,458 04
23,902 43
Commercial certificates of dep o sit.......................
50,427 64
45,796 62
50,536 50
53,017 80
172 90
21 80
4,691 40
4,489 07
2,900 37
T o ta ls...................................................................
Liabilities.
Capital stock paid i n ............................................
Surplus fu n d ................................................
Undivided profits, less current expenses, interest
and taxes p a id ......................................................
Dividends u n p a id ..................................................
Due to banks and b an k ers..............................
Certified checks..................................................
Cashier’s checks o u tstan d in g ..............................
Savings dep o sits....................................................
3,943 62
Savings certificates of dep o sit............................
Notes and bills rediscounted..................................
2,000 00
Bills p ay ab le...........................................................
T o ta ls......................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$110,326 04
ftinfifin* 70 i
1
’
1
STATE BANKS OF MICHIGAN.
199
No. 132.
STATE BANK OF PERRY, PERRY.
Organized February 20, 1892.
R.
S . O l c o t t , P r e s i d e n t ; C. H . C a l k i n s , V ic e P r e s i d e n t ; C . M . S p a l d in g , C a s h i e r ;
L. A. S p a l d i n g , A s s i s t a n t C a s h i e r .
D i r e c t o r s .—
R. S. O lcott, C lifton M. Spalding, C. II. C alkins, M rs. M. A. M arshall, Eugene
B otsford.
1
1
R eport of | R eport of I R eport of
R eport of
Jan. 22. | March 28. 1 June 9.
Sept. 6.
Resources.
L/Octns and d iscounts.................................................
$63,399 92
$72,878 82
$66,990 45
$64,682 60
pond^ mortgages a,nd securities...........................
11,767 18
11,742 18
12,210 72
13,710 72
Prem ium s paid on b o n d s.........................................
O verdrafts ,, r , .......................................................
99 12
84 48
31 67
322 82
P anking h o u se............................................................
2,200 00
2,200 00
2,200 00
2,200 00
F u rn itu re a,nd fix tu res..............................................
1,200 00
1,200 00
1,200 00
1,200 00
2,000 00
2,000 00
2,000 00
2,000 00
O ther real estate .....................................................
Due from other banks and bankers (not reserve
cities)
.....................................................
Tterns in tran sit
500 00
....................................................
United States bonds ...............................................
Une from bank's in reserve cities...........................
27,700 45
5,796 99
10,194 59
8,340 82
Exchanges for clearing house.................................
TT S and N ational bank currency........................
1,545 00
2,778 00
1,499 00
1,321 00
Gold co in .....................................................................
4,065 00
4,565 00
4,770 00
4,535 00
Silver co in ....................................................................
826 85
216 60
366 75
80 40
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue aec o u n t.........................................................................
39 99
46 92
24 89
6 23
51 47
74 43
235 31
152 90
T o ta ls...................................................................
$114,894 98
$103,583 42
$101,723 38
$99,032 49
Liabilities.
Capital stock paid i n ................................................
$16,000 00
$16,000 00
$16,000 00
$16,000 00
8,000 00
8,000 00
8,000 00
9,000 00
459 85
1,311 55
1,824 06
505 20
23,198 80
Surplus f u n d ...............................................................
U ndivided profits, less current expenses, interest
and taxes p a id ........................................................
Ttividends unpaid . . .
75 00
110 00
Commercial deposits subject to check.................
35,497 95
25,882 69
26,277 15
Commercial certificates of deposit.........................
54,827 18
52,389 18
49,622 17
Due to banks and b an k ers......................................
/
Certified checks..........................................................
Savings deposits
........................................
50,253 49
Savings certificates of dep o sit................................
Nofes and bills rediscounted
Pills payable
.
..............................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$114,894 98
$101,723 38
$103.583 42
I
$99,032 49
200
STATE BANKING DEPARTMENT.
No. 119.
THE FIRST STATE BANK OF PETOSKEY, PETOSKEY.
Organized July 21, 1891.
L eox
C h ic h e s t e r , P r e sid e n t;
D i r e c t o r s . — Leon
Geo.
S.
R ic e , V ice
P r e s i d e n t ; W. F . H o p k in s , C a s h i e r .
C hichester, Geo. S. Rice, F red I. C hichester, Wm. G. McCune, E. R. Sly.
Resources.
R eport of
Jan. 22.
Loans and discounts.................................................
1256,343 55
$273,888 67
$280,209 53
$291,700 23
Bonds, m ortgages and securities...........................
34,272 84
34,270 93
25,251 54
33,170 86
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Prem ium s paid on b o n d s.........................................
O v erd rafts...............................................................
303 20
240 50
672 16
577 05
13,500 00
13.500 00
13.500 00
13.500 00
F u rn itu re and fix tu res.........................................
2,436 85
2,436 85
2,436 85
3,358 20
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ...............................................................
2,194 37
2.500 92
2.500 92
2.500 92
6 90
600 00
20,171 61
12,061 56
11,310 20
53,871 84
22,439 00
Banking h o u se............................................................
Item s in tr a n s it......................................................
10 38
United States b o n d s.................................................
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
U. S. and N ational b ank currency........................
6,172 00
12,407 00
18,153 00
Gold co in ..............................................
6,126 60
4,078 70
4,258 70
6,458 70
Silver co in ........................................
6,901 00
4,964 50
3,651 00
2,894 50
Nickels and c e n ts.................................
Checks, cash item s and internal revenue ac
count ..................................
917 87
857 32
1,145 57
611 24
3,496 18
1,075 90
458 81
3,216 61
T o ta ls..........................................
$352,842 97
' $362,882 85
$363,548 28
$434,309 53
Liabilities.
Capital stock paid i n .......................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
20,113 56
22,264 93
23,151 98
24,006 73
Commercial deposits subject to check ...........
108,757 95
117,795 90
120,157 36
183,272 64
Commercial certificates of dep o sit..............
112,862 06
103,626 77
75,950 18
42,337 44
1,449 80
727 62
185 18
7,627 32
35 00
50 00
15 50
250 00
39,624 60
48,220 13
51,573 15
67,144 63
13,964 93
49,085 77
Surplus f u n d .......................
Undivided profits, less current expenses, interest
and taxes p a id ..........................
Dividends u n p a id ......................
Due to banks and b an k ers.........................
Certified checks...................................
585 00
Cashier’s checks o u tstan d in g ...........
Savings deposits.................................
Savings certificates of deposit...................
Notes and bills rediscounted...............
10,000 00
10,197 50
18,550 00
$352,842 97
$352,882 85
$363,548 28
Bills p ay ab le...............................
T o ta ls...................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$434,309 53
201
STATE BANKS OF MICHIGAN.
No. 282.
CITIZENS’ STATE BANK, PLAINWELL.
Organized October 27, 1903.
E. H. I n g r a h a m , V i c e P r e s i d e n t ; A. I. S h e p a r d , C a s h i e r ;
E. W. B o w m a n , A s s i s t a n t C a s h i e r .
D i r e c t o r s . — J. N. Ransom , E. H. In g rah a m , F. A. Blakeley. T. G. B achelder, E. P. Hackley,
E. W. Bowm an, F . F P a tte rso n .
J ohn
N.
R a nso m ,
P resid en t;
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
Ju n e 9.
R eport of
Sept. 6.
Uoa.ns and disco u n ts.................................................
$37,503 50
$36,077 49
$63,151 14
$63,151 82
Ponds lnortgages and securities...........................
6,356 25
28,890 25
30,672 25
31,022 25
297 18
Prem ium s paid on bonds .......................................
6 01
385 76
17 69
Ranking h o u se............................................................
3,500 00
3,500 00
3,500 00
3,500 00
O v erd rafts.................................................t ................
F urniture and fix tu res..............................................
1,926 69
1,926 69
1,928 69
1,926 69
Other real estate
..................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
30,058 78
32,875 55
26,754 49
31,547 25
item s in tr a n s it..........................................................
1,630 41
602 71
1,271 10
72 09
TTnifed S tates bonds
1,000 00
40,729 73
26,915 98
18,227 78
34,472 03
Dues from hanks in reserve citie s........................
Fxehanges for clearing h o u se .. .
IT. S. and National bank currency ........................
2,294 00
5,222 00
7,317 00
4,208 00
Gold co in ......................................................................
1,947 50
1,032 50
1,800 00
2,027 50
Silver co in ....................................................................
2,268 80
2,288 10
2,045 95
1,846 70
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
60 45
52 70
-47 08
12 38
131 47
860 72
705 51
1,490 09
T o ta ls.................... '.............................................
$129,407 58
$140,547 88
$157,804 75
$175,294 49
Liabilities.
Capital stock paid i n ................................................
$19,521 21
$23,130 00
$24,000 00
$24,000 00
145 11
708 86
1,327 99
790 97
Commercial deposits subject to check.................
51,191 56
46,115 74
42,008 52
42,590 52
Commercial certificates of deposit.........................
57,634 83
07,799 74
85,859 49
99,451 14
914 87
2,793 54
4,608 75
8,055 86
$129,407 58
$140,517 88
$157,804 75
$175,294 49
Surplus fund ..
........................................
Undivided profits, less current expenses, interest
and taxes p a id .......................................................
400 00
6 00
Dividends u n p a id ......................................................
Due fo banks and bankers
Certified checks
Cashier’s checks outstanding
Savings dep o sits.........................................................
Savmgs r*prtifica.tes of deposit,
Notos and bills rediscounted
Rills payable
T o ta ls...................................................................
26
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
202
STATE BANKING DEPARTMENT.
No. 99.
PLYMOUTH UNITED SAVINGS BANK, PLYMOUTH.
Organized May 29, 1890.
C. A.
F is h e r ,
P residen t;
T. Y.
C.
Q u a c k e n b u s h ,, V i c e P r e s i d e n t ;
S. B u t t e r f ie l d , A s s i s t a n t C ashier.
E. K.
B ennett,
C ash ier;
D i r e c t o r s .—
C. A. F ish e r, J. B. T illotson. George S. V an Sickle, T. V. Quackenbush,
E. K. B ennett, W. O. Allen, T. C. Sherwood, Wm. Livingstone, H oyt P ost, D. D Allen,
E. C. Hough, E . N. Passage, O. A. Fraser, P . Van Voorhies.
Resources.
R eport of
Jan. 22.
R eport of
March 28.
R eport of
June 9.
R eport of
Sept. 6.
Loans and disco u n ts.................................................
$243,512 54
$259,273 85
$264,147 34
$235,314 27
Bonds, m ortgages and securities...........................
135,398 90
135,513 90
136,083 90
137,080 00
120 93
70 56
5,500 00
5,500 00
5.500 00
Prem ium s paid on b o n d s.........................................
O v erd rafts...................................................................
108 97
B anking h o u se...........................................................
5,500 00
F u rn itu re and fix tu res..............................................
3,600 00
3,600 00
3,650 00
3.500 00
O ther real e s ta te .....................................
Due from other banks and bankers (not reserve
cities) ........................................................................
13,381 71
13,381 71
13,281 71
13,200 00
Item s in tr a n s it..........................................................
156 89
1,464 46
48 00
100 00
45,920 19
43,231 98
34,616 33
39,847 88
4
United States b o n d s..................................................
Due from banks in reserve cities...........................
Exchanges for clearing house.................................
U. S. and N ational bank currency........................
10,270 00
6,627 00
9,785 00
8,668 00
Gold co in ..........................................
6,711 00
.7,871 00
7,156 00
8,398 50
Silver co in ............................................
2,618 65
2,084 10
2,069 45
2,639 50
38 17
31 40
41 08
16 47
2,939 11
370 72
278 96
419 01
$470,156 13
$478,950 12
$476,778 70
$454,754 19
$75,000 00
$75,000 00
$75,000 00
$75,000 00
11,000 00
11,000 00
11,000 00
12,000 00-
1,225 51
3,811 06
2,542 60
2,700 49
162 00
15 00
Commercial deposits subject to check...............
83,573 92
64,110 70
56,082 31
61,481 62
Commercial certificates of dep o sit.........................
16,897 32
12,672 12
6,626 23
686 07
212,925 71
229,231 63
234,613 44
215,244 61
69,371 67
83,109 61
80,914 12
87,554 40
Nickels and c e n ts.........................
Checks, cash item s and internal revenue ac
count ......................................
T o ta ls..........................................
Liabilities.
Capital stock paid i n ............................................
Surplus f u n d ....................................
Undivided profits, less current expenses, interest
, and taxes p a id ..............................
Dividends u n p a id ..........................................
87 00
Due to banks and b an k ers........ •...........
Certified checks.......................................
Cashier’s checks o u tstan d in g ..................................
Savings d ep o sits..........................................
Savings certificates of dep o sit.............
Notes and bills rediscounted....................
Bills p a y ab le......................................
T o ta ls..................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
10,000 00
$470,-156 13
<U78 Q.^n 19
I
'
!
$454,754 19
203
STATE BANKS OF MICHIGAN.
No. 275.
AMERICAN SAVINGS BANK, PONTIAC.
Organized April 28, 1903.
H.
S.
C h a pm a n , P r e s id e n t ;
D ir e c t o r s .— F r e d
A l b e r t G . G r ig g s , V i c e P r e s i d e n t ; A .
A . W . D ic k in s o n , A s s is t a n t C a s h ie r .
F.
N ew berry,
C a s h ie r ;
G i d d i n g s , F . J . P o o l e , S . E . G reen, O liv e r P e rr y , E . H . F a rm e r, A. G.
G rig g s, G. W . D ic k in so n , H . S. C h a p m a n , A. F . N e w b e rry .
!
R e p o rt of
R e p o rt of
R e p o rt of
R e p o rt of
S e p t. 6.
J
u
n
e
9.
M
arch
28.
J
a
n
.
22.
R esources.
P o a n s and d is c o u n ts ......................................................
$61,927 24
$78,708 IS
$98,644 93
$119,350 13
P o n d s m o rtg ag es and s e c u ritie s ..............................
52,515 00
60,805 00
75,300 15
92,384 45
P rem iu m s paid on b o n d s .............................................
100 00
O v e r d r a f t s ........................................................................
181 88
F u rn itu re a,nd fix tu re s ..................................................
100 00
100 00
483 87
2,232 66
1,494 44
3,116'l l
3,888 61
4,433 92
7,183 92
Tt,ems in tr a .n sit...............................................................
1,222 88
4,416 55
1,367 94
3,589 17
D ue from b a n k s in reserv e c itie s .............................
9,591 39
22,253 94
40,786 89
25,059 73
(T. ft. and N atio n al b a n k c u rre n c y ..........................
5,855 00
5,292 00
10,724 00
4,453 00
G old c o in .............................................................. .............
475 00
765 00
1,440 00
2,450 00
S ilv er c o in ..........................................................................
445 58
490 00
200 00
695 90
N ickels a n d c e n t s ............................................................
C hecks, c ash item s a n d in te rn a l rev e n u e ac
c o u n t ...............................................................................
47 00
51 53
181 31
149 04
276 57
2,146 42
3,466 10
309 31
T o t a ls .........................................................................
$135,753 65
$179,301 10
$238.877 90
$257,219 09
L iab ilities.
C ap ita l sto ck p a id i n .....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
U n d iv id e d pro fits, less c u rre n t expenses, in te re st
a n d ta x e s p a i d .............................................................
201 15
485 30
932 75
1,139 36
C om m ercial d ep o sits s u b jec t to c h e c k ....................
13,718 68
40,974 70
52,644 68
45,866 58
34,573 35
54,541 31
69,141 64
53,267 75
80,759 16 |
91,071 51
D u e from o th e r b a n k s a n d b a n k e rs (n o t reserv e
C om m ercial certificates of d eposit
75 00
C ash ier’s checks o u ts ta n d in g
S av in g s d e p o s its ..............................................................
S av in g s certificates of d e p o s it...................................
27,753 24
44,005 58
N o tes and bills red isco u n ted
T o ta ls .........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$179.301 10
$135.753 65
1
$257,219 09
$238,877 90
1
204
STATE BANKING DEPARTMENT.
No. 146.
FIRST COMMERCIAL BANK, PONTIAC.
Organized December 24, 1892.
A.
P arker,
P r e s id e n t ;
D i r e c t o r s .— A b ra m
W, H .
D a w son ,
V ic e
P r e s id e n t ;
C.
E.
W ald o ,
C a s h ie r .
P a r k e r . C. G. F re e m a n , C. M. C ro fo o t, J o h n H . P a tte r s o n , W . H .
D a w so n , C. E . W ald o , F . G. J a c o b s .
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
L oan s a n d d is c o u n ts ......................................................
$831,871 64
$850,149 75
$760,528 89
$773,717 46
B onds, m o rtg ag e s a n d s e c u ritie s ..............................
117,750 68
111,243 68
174,711 47
146,639 11
P rem iu m s p a id on b o n d s .............................................
O v e rd ra fts .....................................................................
7,320 11
1,886 82
1,928 56
2,099 11
B an k in g h o u s e ..................................................................
7,000 00
7,000 00
7,000 00
7,000 00
F u rn itu re a n d fix tu re s .........................................; . . .
3,999 00
3,999 00
3,999 00
3,600 00
O th e r real e s t a t e ...................................
D ue fro m o th e r b a n k s a n d b a n k ers (n o t reserv e
cities) ...................................
9,676 16
9,676 16
9,676 16
9,726 16
Ite m s in t r a n s i t ....................................
7,613 16
3,762 81
1,050 75
1,531 03
193,630 90
U nited S ta te s b o n d s ......................
D ue fro m b a n k s in re serv e c itie s ..............................
59,088 11
79,408 49
126,723 01
E x c h a n g e s fo r clearin g h o u s e ............. .......................
2,000 00
2,500 00
3,000 00
986 46
U. S. a n d N a tio n a l b a n k c u rre n c y ..........................
38,826 00
26,253 00
26,401 00
27 705 00
G old c o in .......................
25,037 50
26,187 50
28,580 00
32,212 40
7,022 38
5,050 00
5,300 00
4,000 00
800 00
703 83
805 96
667 91
421 04
1,391 91
772 51
1,209 62
$1,118,425 78
$1,129,212 95
$1,150,477 31
$1,204,725 16
$100,000 00
$100,000 00
$100,000 00
$100,000 00
16,000 00
16,000 00
16.000 00
18,000 00
14,855 14
20,158 21
21,4SI 34
20,808 07
S ilv er c o in ...........
N ickels an d c e n ts .............
Ohecks, cash ite m s a n d in te rn a l rev e n u e acc o u n t...................
T o ta ls ................................
L iab ilities.
C ap ital sto c k p a id i n .........................
S u rp lu s f u n d .........................
U ndivided pro fits, less c u rre n t ex p en ses, in te re s t
an d ta x e s p a i d ...............
D iv id en d s u n p a id .........................
320 00
80 00
C om m ercial d ep o sits su b je c t to c h e c k ...................
202,151 20
145,706 21
185,745 11
181,861 00
C om m ercial certificates of d e p o s it......................
448,934 76
477,158 64
493,847 20
534 480 65
6,476 03
3,260 22
D ue to b a n k s a n d b a n k e r s ............................
C ertified c h e c k s ..................................
80 00
106 25
100 00
500 00
125 52
305,516 08
314,827 97
322,750 71
345,402 60
5,542 35
5,181 92
3,676 92
706 50
25,000 00
50 000 00
$1,118,425 78
$1,129,212 95
$1,150,477 31
$1,204,725 16
C ash ier’s checks o u ts ta n d in g .................................
S avin g s d e p o s its ..............................................
S avin g s certific a te s of d e p o s it...............................
N otes a n d bills re d is c o u n te d .............................
B ills p a y a b le .........................................
T o ta ls .........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.
STATE BANKS OF MICHIGAN.
205
No. 149.
OAKLAND COUNTY SAYINGS BANK, PONTIAC.
Organized December 29, 1892.
J o sh u a
H il l ,
P r e s id e n t ;
D i r e c t o r s .— J o s h u a
H ill,
H.
F . M e s s in g e r , V ic e P r e s i d e n t ;
F . P err y , A s s is t a n t C a s h ie r .
6.
H. F.
M essin g er,
C h an c e y
B ra c e ,
J.
F.
A.
L.
P erry,
G ra le y ,
H.
C a s h ie r ;
W.
G reen,
J . A. Jac o k e s, S. J . P a ttg r s o n .
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o r t of
J u n e 9.
R e p o r t of
S e p t. 6.
L o an s a n d d is c o u n ts ......................................................
$224,552 62
$234,059 62
$242,892 07
$230,235 18
B o n d s, m o rtg ag e s a n d s e c u ritie s ..............................
204,816 43
211,413 43
214,837 01
220,758 66
2,104 48
1,481 20
1,929 07
1,523 80
3,000 00
3,000 00
3,000 00
3,000 00
250 00
250 00
350 00
100 00
1,990 33
45,599 13
P rem iu m s p a id on
b o n d s ,........................................
O v e rd ra fts .....................................................................
B an k in g h o u s e .................................................................
F u r n itu re a n d fix tu re s ..................................................
O th e r re a l e s t a t e .............................................................
D ue fro m o th e r b a n k s a n d b a n k ers (n o t reserv e
cities) ..............................................................................
Ite m s in t r a n s i t ...............................................................
225 00
245 00
U n ite d S ta te s b o n d s ......................................................
D ue fro m b a n k s in reserv e c itie s ..............................
43,324 93
44,285 47
39,269 01
E x ch an g es for clearin g h o u s e ....................................
287 19
2,271 35
671 91
767 68
U . S. a n d N a tio n a l b a n k c u rre n c y ..........................
15,646 00
10,627 00
17,097 00
11,941 00
G old c o i n . ........... ............................................'.................
8,597 50
7,297 50
9,535 00
8,327 50
Silver c o in .....................................................................
2,510 85
1,433 00
3,610 95
2,813 95
247 77
116 27
87 80
29 86
1,793 28
403 09
227 79
327 31
T o ta ls .....................................................................
$507,126 05
$516,862 93
$533,507 61
$527,664 40
L iab ilities.
C ap ital sto ck p a id i n ................................................
N ickels a n d c e n ts .......................................
Checks, c ash item s a n d in te rn a l re v e n u e ac
c o u n t ...............................................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, less c u rre n t expenses, in te re s t
a n d ta x e s p a i d .............................................................
6,500 00
6,500 00
6,500 00
6,750 00
303 55
1,299 02
354 33
619 71
D iv id en d s u n p a id ............................................................
40 00
C om m ercial d ep o sits su b je c t to c h e c k ...................
41,262 49
44,158 12
44,599 11
46,181 59
S av in g s d e p o s its ..............................................................
218,540 48
224,672 65
235,890 71
231,553 20
S av in g s certificates of d e p o s it...................................
190,479 53
190,233 14
196,163 46
192,539 90
$507,126 05
$516,862 93
$533,507 61
$527,664 40
20 00
C om m ercial certificates of d e p o s it..........................
D ue to b a n k s a n d b a n k e r s ..........................................
C ertified c h e c k s ................................................................
C ash ier’s checks o u ts ta n d in g .....................................
N o tes a n d bills re d is c o u n te d ......................................
Bills p a y a b le .....................................................................
T o ta ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
206
No. 211.
PONTIAC SAVINGS BANK, PONTIAC.
Organized November 1, 1898.
S. S. M a t t h e w s ,
D i r e c t o r s .— F r a n k
P r e s id e n t ;
F rank
II. H
a le,
V ic e
P r e s id e n t ;
Cram er
S m it h , C a s h ie r .
H . C a rro ll, E lm e r R. W e b ste r. S a lm o n S. M a tth e w s ,
C ra m e r S m ith , F . H . H a le.
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
S. J . T o m lin so n ,
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
L oan s a n d d is c o u n ts ......................................................
8251,010 90
$299,410 49
$304,980 66
$299,851 84
B on d s m o rtg ag es a,nd s e c u ritie s ..............................
230,944 84
240,692 06
293,064 43
261,196 32
.............................................................
1,105 81
863 85
1,411 55
1,273 89
R an k in g h o u s e .................................................................
8,500 00
8,500 00
8,500 00
8,500 00
O v e rd ra fts
-
F u r n itu re and fix tu re s ..................................................
5,300 00
5,300 00
5,300 00
5,300 00
■Other real e s t a t e .............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
cities)
....................................................................
553 61
553 61
553 61
553 61
12,001 97
1,148 33
140 82
Tterns in transit, .............................................................
7,705 46
6,342 87
1,567 60
4,330 98
113,146 14
87,731 66
78,384 30
101,720 05
U n ite d S ta te s b o n d s ....................................................
jDue from h a n k s in reserv e c itie s .............................
E x ch an g es for clearin g h o u s e ....................................
534 67
693 07
1,112 78
908 66
TT R and N a tio n a l b a n k c u rre n c y ..........................
15,245 00
14,840 00
11,604 00
19,112 00
■Ttold c o in ............................................................................
9,430 00
11,410 00
14,505 00
19,675 00
S ilv er c o in ..........................................................................
4,381 10
2,941 10
1,561 00
1,701 10
N ickels and c e n ts ............................................................
C hecks, c ash item s a n d in te rn a l rev e n u e acc o u n t...............................................................................
560 60
665 69
160 65
92 95
158 09
197 84
30 00
672 81
T o ta ls .........................................................................
$348,577 22
$892,144 21
$723,883 91
$725,040 03
L iab ilities.
C ap ital sto ck p a id i n .....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u rp lu s f u n d .............................................................. ..
U n d iv id e d p ro fits, less c u rre n t expenses, in te re st
a n d ta x e s p a i d .............................................................
7,500 00
7,500 00
7,500 00
10,000 00
11,359 29
13,917 42
8,675 10
9,053 79
D iv id en d s u n p a id ...........................................................
90 00
30 00
C om m ercial d ep o sits s u b jec t to c h e c k ...................
98,094 57
131,830 65
168,621 89
123,942 02
D ue to b a n k s an d b a n k e r s ..........................................
70,970 91
63,278 53
35,552 97
39,832 28'
C ertified c h e c k s ...............................................................
53 51
500 00
3,784 05
30 00
3,522 88
C om m ercial certificates of d e p o s it.........................
O ashier\s checks o u ts ta n d in g .....................................
S a v in g s d e p o s its ..............................................................
203,171 23
208,850 04
217,904 01
229,837 68
R avings certificates of d e p o s it...................................
203,337 71
216,737 57
225,129 94
255,037 33
N o tes a n d bills re d is c o u n te d ......................................
10,000 00
Bills p a y a b le .....................................................................
T o ta ls .........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$848,577 22
$392,144 21
$723,883 91
$725,040 03
STATE BANKS OF MICHIGAN.
207
No. 75.
THE COMMERCIAL BANK, PORT HURON.
Organized January 30, 1882.
A.
D.
B e n n e tt , P r e s id e n t ;
C.
N.
R u nn els,
C a s h ie r ;
Ch a s. D.
B eard, A s s is t a n t
C a s h ie r ;
S. W . M c F a r l a n d , A u d i t o r .
D i r e c t o r s — J o h n G. O 'N eill. C h a rle s A. W a rd . J . A . D a v id so n . A. D. B e n n e tt, A lb e rt D ixon,
W . F . D a v id so n , G. C. M eisel, C. N. R u n n e ls.
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
.
L o an s a n d d is c o u n ts ......................................................
$834,988 52
$849,741 36
$847,281 64
$803,191 05
B o n d s, m o rtg ag es a n d s e c u ritie s ..............................
357,205 86
380,648 68
378,233 68
466,713 85
P rem iu m s p a id on b o n d s .............................................
O v e rd ra fts ..........................................................................
66 33
384 38
1,406 32
2,874 65
B an k in g h o u s e .................................................................
30,000 00
30,000 00
30,000 00
30,000 00
8,000 00
F u rn itu re a n d fix tu re s ...................................................
8,000 00
8,000 00
8,000 00
O th e r real e s t a t e .............................................................
D ue fro m o th e r b a n k s a n d b a n k ers (n o t reserv e
c itie s ) ...............................................................................
7,840 05
7,725 00
7,725 00
7 500 00
12,518 75
8,517 26
8,022 05
5,583 80
Ite m s in t r a n s i t ...............................................................
25,227 40
52,471 61
35,097 00
14,887 69
D u e fro m b a n k s in reserv e c itie s .............................
292,785 14
201,574 01
81,544 57
191,812 20
E x c h a n g e s for clearin g h o u s e ....................................
10,624 98
3,830 75
6,979 92
8,969 82
U. S. a n d N a tio n a l b a n k c u rre n c y ..........................
64,140 00
44,927 00
41,160 00
22,790 00
U n ite d S ta te s b o n d s ......................................................
G old c o in ............................................................................
17,675 00
22,173 00
20,050 00
27,120 00
S ilv er c o in ..........................................................................
7,086 00
7,129 75
7,770 00
7,072 00
N ickels a n d c e n t s ....................................................... *.
C hecks, c ash item s a n d in te rn a l rev e n u e acc o u n t................................................................................
734 10
812 00
938 95
964 93
1,464 65
374 91
447 30
479 57
T o t a ls .........................................................................
$1,670,356 78
$1,618,309 71
$1,474,656 43
$1,597,959 56
L iab ilities.
C a p ita l sto c k p a id i n .....................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d pro fits, less c u rre n t expenses, in te re st
a n d ta x e s p a i d .............................................................
25,000 00
25,000 00
25,000 00
25,000 00
71,774 94
71,370 40
71,176 98
72,102 17
D iv id en d s u n p a id ............................................................
250 00
C o m m ercial d ep o sits su b je c t to c h e c k ...................
664,963 83
579,553 73
487,070 26
585,178 78
C om m ercial certificates of d e p o s it...........................
76,327 85
80,726 36
77,504 40
70,391 87
D u e to b a n k s a n d b a n k e r s ................................ ..
20,377 98
34,522 23
20,989 02
37,930 22
141 05
20 00
3,003 70
2,112 86
711,521 13
727,116 93
689,912 07
705,243 66
T o ta ls .......................................................................... $1,670,356 78
$1,618,309 71
$1,474,653 43
$1,597,959 56
C ertified c h e c k s ................................................................
C ash ier’s checks o u ts ta n d in g .....................................
S a v in g s d e p o s its ..............................................................
S a v in g s certificates of d e p o s it.,.................................
N o tes a n d bills re d is c o u n te d ......................................
B ills p a y a b le .....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
208
No. 49..
PORT HURON SAYINGS BANK, PORT HURON.
Organized January 1, 1873.
H enry
M cM o er a n , P r e s id e n t ; J a m e s H . W h it e , V ic e
C h a r l e s F . H a r r in g t o n , C a s h i e r .
P r e s id e n t ;
D i r e c t o r s . — J a m e s H . W h ite , * N e lso n M ills. H e n ry M cM o rra n , C h a rle s F . H a r r in g to n , A. C.
G ra y .
«
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
Uoa.ns and d is c o u n ts ......................................................
$255,977 22
$259,327 58
$274,881 04
$261,790 92
R onds m o rtg ag e s an d s e c u ritie s ..............................
61,914 17
58,209 17
59,116 17
58,611 17
952 76
1,142 58
1,514 40
1,699 89
P rem iu m s p aid on b o n d s .............................................
O v e rd ra fts ..........................................................................
R an k in g h o u s e .................................................................
F u r n itu re a n d fix tu re s ..................................................
1,600 00
1,600 00
1,600 00
1,600 00
O th e r re a l e s t a t e .............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
c itie s ) ...............................................................................
9,727 44
9,744 87
9,774 34
9,774 34
Ite m s in t r a n s i t ...............................................................
563 71
750 00
1,985 34
300 00
D u e from b a n k s in re serv e c itie s ..............................
26,302 23
30,618 89
10,142 38
22,127 51
F x e h a n g es for clearin g h o u s e ....................................
1.326 98
1,341 76
2,253 45
4,009 51
TT. S. and N a tio n a l ba/nk c u rre n c y ...........................
11,763 00
11,918 00
7,600 00
12,513 00
U n ited S ta le s b o n d s ......................................................
G old c o in ............................................................................
865 00
1,685 00
1,395 00
932 50
S ilv er c o in ..........................................................................
2,222 55
3,235 00
657 65
1,079 75
N ickels a n d c e n t s ............................................................
C hecks, cash item s a n d in te rn a l re v e n u e ac
c o u n t ...............................................................................
4-12 86
482 36
352 26
194 25
1,113 97
1,486 71
1,602 28
1,337 68
T o ta ls ..........................................................................
$374,741 89
$381,541 92
$372,874 31
$375,970 52
L iab ilities.
C ap ital sto ck p a id i n .....................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
20,000 00
20,000 00
20,000 00
20,000 00
21,961 19
23,846 22
24,277 88
21,893 97
S u rp lu s f u n d .....................................................................
U n d iv id ed pro fits, less c u rre n t expenses, in te re s t
a n d ta x e s p a i d .............................................................
D iv id en d s u n p a id ...........................................................
1,036 00
108 00
100 00
200 00
C om m ercial d ep o sits s u b jec t to c h e c k ...................
42,274 18
47,941 83
39,956 61
53,222 79
C om m ercial certificates of d e p o s it...........................
21,201 50
22,688 95
23,921 26
19,896 08
1,000 00
1,551 00
1,610 00
D u e to b a n k s a n d b a n k e r s ..........................................
C ertified c h e c k s ................................................................
C ash ier’s checks o u ts ta n d in g .....................................
S av in g s d e p o s its ......................................... ....................
535 00
636 67
26
167,269 02
165,405 66
163,008 56
$374,741 89
$381,541 92
8372 874 31
159,586 01
S av in g s certificates of d e p o s it...................................
N o tes a n d bills re d is c o u n te d ......................................
B ills p a y a b le .....................................................................
T o ta ls ..........................................................................
*375.970 52
I
^D eceased .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
209
STATE BANKS OF MICHIGAN.
No. 98.
ST. CLAIR COUNTY SAVINGS BANK, PORT HURON.
Organized May 26, 1890.
C harles
E . G. S p a l d i n g , V i c e P r e s i d e n t ; F r e d T . M o o r e , C a s h i e r ,
A rm s tro n g , B. G. S p a ld in g , F . T. M oore, C h a rle s W e llm a n , S te p h e n M oore,
L in c o ln A v e ry , M o rtim e r W illso n .
W ellm a n , P r e s id e n t ;
D i r e c t o r s .— S.
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
L o an s atKl d is c o u n ts ,....................................................
$581,730 76
$621,044 62
$634,498 20
$616,654 61
B o n d s m o rtg ag e s and s e c u ritie s ..............................
237,407 76
231,318 38
239,789 75
198,182 07
P rem iu m s paid on b o n d s .............................................
O v e rd ra fts ..........................................................................
2,591 96
1,973 04
2,160 06
3,803 67
B an k in g h o u s e .................................................................
16,500 00
16,500 00
16,500 00
16,500 00
F u rn itu re, an d fix tu re s ..................................................
4.000 00
4.000 00
4.000 00
4,009 00
O th e r real e s t a t e .............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t reserve
cities)
- r ....................... - .........................
9.000 00
9.000 00
9.000 00
8,000 00
Tterns in t r a n s i t ...............................................................
21,708 66
23,476 24
19,022 16
10,524 56
D ue from b a n k s in reserv e c itie s .............................
97,804 87
114,037 75
92,709 26
108,632 78
"Exchanges for clearin g h o u s e ...................................
2,010 11
5,515 82
S,506 19
4,789 02
TT R and N atio n al h a n k c u rre n c v ............................
31,005 00
22,890 00
20,593 00
18,116 00
U n ited S ta te s b o n d s . T..................................................
Gold c o in ............................................................................
7,510 00
5,835 00
22,825 00
16,355 00
S ilv er c o in ..........................................................................
2,551 50
2,087 50
3,334 75
1,828 45
N ickels a n d c e n t s ...........................................................
C hecks, cash ite m s a n d in te rn a l rev e n u e acc o u n t...............................................................................
670 21
561 50
520 91
413 12
3,508 57
3,260 41
3,285 41
5,793 48
T o ta ls .........................................................................
$1,017,999 40
$1,061,500 26
$1,076,744 69
$1,013,592 76
L iab ilities.
C ap ita l sto ck p a id i n .....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
50,000 00
50,000 00
50,000 00
50,000 00
20.551 75
24,341 34
25,808 92
25,273 14
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, less c u rre n t expenses, in te re st
a n d ta x e s p a id ..............................................................
1,002 00
D iv id en d s u n p a id ...........................................................
C om m ercial d ep o sits su b je c t to c h e c k ...................
330,348 21
380,748 92
429,230 30
395,189 17
C om m ercial certificates of d e p o s it...........................
67,937 16
63,407 62
55,232 56
44,143 63
265 00
D u e to b a n k s a n d b a n k e r s ..........................................
49 00
C ertified c h e c k s ................................................................
306 10
20 00
Oa.shier’s checks o u ts ta n d in g .....................................
2,000 00
900 00
S av in g s d e p o s its ..............................................................
490,856 18
492,082 38
465,205 91
448,687 82
T o ta ls .................................. ....................................... $1,017,999 40
$1,061,500 26
$1,076,744 09
$1,013,592 76
250 00
S av in g s certificates of d e p o s it...................................
N o tes and bills re d is c o u n te d ......................................
B ills p a y a b le .....................................................................
27
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
210
STATE BANKING DEPARTMENT.
No. 217.
QUINCY STATE BANK, QUINCY.
Organized August 1, 1899.
U
A. R o e t h l i s b e r g e r ,
P r e s id e n t ;
P url
N. II- A n d r u s ,
V ic e
P r e s id e n t ;
C a s h ie r .
M. S. S e g u e
C a s h ie r ;
P o w er, A s s is t a n t
D i r e c t o r s . — F . A. R o e th lisb e rg e r, M. S. S e g u r, S. M. G oldden, H a rv e y C h ase, N. H . A n d ru s .
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
L o an s a n d d is c o u n ts ......................................................
#81,628 34
$81,304 16
$75,023 46
$81,488 29
B on d s, m o rtg ag e s a n d s e c u ritie s ..............................
22,263 52
21,215 02
21,215 02
21,905 02
282 49
396 21
486 91
318 00
F u r n itu re a n d fix tu re s ..................................................
1,261 00
1,261 00
1,261 00
1,261 00
O th e r re a l e s t a t e .............................................................
D ue from o th e r b a n k s a n d b a n k e rs (n o t reserv e
cities) ........................................................................
2,961 99
4,389 61
3,035 83
833 82
11,814 32
4,617 92
20,149 52
9,731 49
P rem iu m s p a id on b o n d s .............................................
O v e rd ra fts .....................................................................
B an k in g h o u s e .................................................................
Ite m s in t r a n s i t ...............................................................
U n ite d S ta te s b o n d s ......................................................
D ue fro m b a n k s in re serv e c itie s .............................
E x c h a n g e s for clearin g h o u s e ....................................
U. S. a n d N a tio n a l b a n k c u rre n c y ..........................
6,076 00
5,876 00
7,564 00
4,661 00
G old c o in ......................................................... • ..........
3,025 00
3,055 00
3,005 00
3,205 00
S ilver c o in .....................................................................
1,310 10
1,277 60
1,583 25
882 90
71 17
36 88
25 22
27 50
236 69
210 33
25 25
2,108 16
$130,930 62
$123,639 73
$133,374 46
$126,422 24
$40,000 00
$40,000 00
$40,000 00
$40,000 00
2,400 00
2,400 00
2,400 00
2,800 00
1,677 73
2,249 46
3,128 99
2,262 54
81 07
6 07
6 00
9 00
C om m ercial d ep o sits s u b jec t to c h e c k .................
26,671 81
16,343 95
25,661 16
18,949 05
C om m ercial c ertificates of d e p o s it......................
60,100 01
62,640 25
62,178 31
62,401 65
$133,374 46
$126,422 24
N ickels a n d c e n ts ..............................................
Checks, c ash item s a n d in te rn a l rev e n u e ac
c o u n t .................................................................
T o ta ls .....................................................................
L iab ilities.
C ap ita l sto ck p a id i n ............................................
S u rp lu s f u n d .............................................. ..
U n d iv id ed pro fits, less c u rre n t expenses, in te re s t
a n d ta x e s p a id ...................................................
D iv id en d s u n p a id ................................................
D ue to b a n k s a n d b a n k e r s ..........................................
C ertified c h e c k s ................................................................
C ash ier’s checks o u ts ta n d in g ......................................
S avings d e p o s its ..............................................
S avings certificates of d e p o s it...............................
N otes a n d bills re d is c o u n te d ......................................
Bills p a y a b le ..................................................
T o ta ls .........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
211
STATE BANKS OF MICHIGAN.
No. 69.
THE STATE BANK OF READING, READING.
Organized December 27, 1889.
H e n r y F . D o ty , P r e s id e n t ; J. W . C h a p m a n , V ic e
P r e s id e n t ;
G e o r g e E . T e r p e n in g , C a s h ie r
.
D i r e c t o r s . — A d e lb e rt R. C h a p m a n , H e n ry
F . D o ty , J . W . C h a p m a n , F . M. S te w a r t, E u g e n e
K.
M ead er.
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
L oans and d is c o u n ts ......................................................
$98,157 30
$103,417 41
$105,195 42
$110,729 76
B o n d s, m o rtg ag e s a n d s e c u ritie s ..............................
44,286 60
44,763 00
42,663 00
41,258 00
1,025 00
1,025 00
1,025 00
1,205 00
P rem iu m s p aid on b o n d s .............................................
O v e rd ra fts ..........................................................................
R an k in g h o u se TT...........................................................
F u r n itu re a,nd fix tu re s ..................................................
O th e r real e s t a t e .............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
c itie s ) ...............................................................................
1,336 15
73 98
478 34
273 63
Ite m s in t r a n s i t ...............................................................
2,071 45
5,582 73
7,720 36
5,676 08
U n ited S ta te s b o n d s ......................................................
3,000 00
3,000 00
3,000 00
3,000 00
D ue from b a n k s in re serv e c itie s .............................
45,530 81
28,836 97
36,610 82
29,176 68
F x c h a n g e s for cleaving h o u s e ....................................
U S. an d N a tio n a l b a n k c u rre n c y ..........................
8,357 00
4,322 00
7,658 00
5,972 00
G old c o in ............................................................................
3,980 00
4,420 00
5,320 00
6,250 00
S ilv er c o in ..........................................................................
532 00
880 00
973 00
768 00
N ickels a n d c e n ts ............................................................
C hecks, cash ite m s a n d in te rn a l rev e n u e ac
c o u n t ................................................................................
50 22
44 08
50 29
50 77
4,896 72
9,877 83
2,789' 33
2,309 06
T o ta ls ..........................................................................
$213,223 25
$206,243 00
$213,483 56
$206,668 98
L iab ilities.
C ap ita l sto c k p a id i n .....................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
6,000 00
6,000 00
6,000 00
6,000 00
7,855 77
7,470 67
8,775 86
9,781 79
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, less c u rre n t expenses, in te re st
a n d ta x e s p a i d .............................................................
D iv id en d s u n p a id ...........................................................
C om m ercial d ep o sits s u b jec t to c h e c k ...................
25,021 06
27,538 07
26,534 51
22,668 42
C om m ercial c ertificates of d e p o s it...........................
149,346 42
140,234 26
147,173 19
143,218 77
$213,223 25
$206,243 00
$213,483 56
$206,668 98
D ue to b a n k s a n d b a n k e r s ..........................................
C ertified c h e c k s ................................................................
C ash ie r’s checks o u ts ta n d in g .....................................
S av in g s d e p o s its ..............................................................
S a v in g s certific a te s of d e p o s it............................
N o tes a n d bills re d is c o u n te d ......................................
Rills p a y a b le .....................................................................
T o ta ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
212
STATE BANKING DEPARTMENT.
No. 206.
MACOMB COUNTY SAVINGS BANK, RICHMOND [LENOX P. O.].
Organized September 1, 1898.
J a m es. E.
W etee,
P r e s id e n t ;
A nder
F rank
S im m o n s ,
F rank
W.
F ennek,
V ic e
P r e s id e n t s ;
J. I I ie t , C a s h ie r .
D i r e c t o r s . — P a u l J . U llric h , J a m e s F . W e te r, A n d re S im m ons, A. M a r tin K e ele r, G eorge A.
B ailey , F r a n k W . F e n n e r, C h a rle s L in d k e, O sc a r C. L u n g e rh a u s e n , D . L. Ita p e lje .
R esources.
R e p o rt of | R e p o rt of
J a n . 22.
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
L oans an d d is c o u n ts ......................................................
$103,547 55
$96,703 18
$95,365 49
$105,679 20
B onds, m o rtg ag es a n d s e c u ritie s ..............................
108,840 99
109,761 04
117,562 94
119,115 64
2,233 49
35 01
55 IS
174 34
P rem iu m s p a id on b o n d s .............................................
O v e rd ra fts ..........................................................................
B an k in g h o u s e .................................................................
F u r n itu re a n d fix tu re s ..................................................
1,200 00
1,200.00
1,200 00
1,000 00
O th e r re a l e s t a t e .............................................................
D ue from o th e r b a n k s a n d b a n k e rs (n o t reserv e
c itie s )...............................................................................
272 73
995 94
3,362 70
2,847 53‘
Ite m s in t r a n s i t ................................................................
2,590 00
19,516 55
23,783 61
25,284 27
19,170 36
U n ited S ta te s b o n d s ......................................................
D ue fro m b a n k s in reserv e c itie s ..............................
E x c h a n g e s for clearin g h o u s e ....................................
U. S. a n d N a tio n a l b a n k c u rre n c y ...........................
4,766 00
6,594 00
3,737 00
8,123 00
G old c o in ............................................................................
6,085 00
6,250 00
6,690 00
7,435 00
S ilver c o in ..........................................................................
379 70
134 70
1,773 55
438 80
N ickels a n d c e n ts ............................................................
C hecks, cash ite m s a n d in te rn a l re v e n u e ac
c o u n t ...............................................................................
113 78
86 09
72 40
04 56
1,099 68
278 47
609 22
269 25
T o ta ls ..........................................................................
$250,645 47
$245,822 64
$255,712 75
$264,317 68
L iabilities.
C ap ital sto ck p a id i n .....................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
5,000 00
5,000 00
5,000 00
5,000 00
4,975 17
6,368 26
6,421 36
6,798 55
10,095 71
9,439 91
15,'022 83
22,087 60
S a v in g s d e p o s its ..............................................................
143,716 73
140,091 23
151,507 22
157,753 50
S aving s certificates of d e p o s it...................................
61,857 86
59,923 24
52,761 34
47,678 03
$250,645 47
$245,822 64
« 9 5 * 7 1 9 75
S u rp lu s f u n d .................................................................
U n d iv id ed p ro fits, less c u rre n t expenses, in te re st
a n d ta x e s p a i d .............................................................
D iv iden d s u n p a id ...........................................................
C om m ercial d ep o sits su b je c t to c h e c k ...................
C om m ercial certificates of d e p o s it...........................
D ue to b a n k s a n d b a n k e r s ..........................................
C ertified c h e c k s ................................................................
C ashier’s checks o u ts ta n d in g .....................................
N o te s a n d bills re d is c o u n te d ......................................
Bills p a y a b le .....................................................................
T o ta ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
« 9 fU 917
I
STATE BANKS OF MICHIGAN.
213
No. 224.
THE ROCHESTER SAVINGS BANK, ROCHESTER.
Organized October 18, 1900.
E.
I i.
M a t h e w s, P r e s id e n t ;
M a r v i i , I. B r a b b , V i c e
H.
A. C a s e , A s s i s t a n t
P r e s id e n t ;
C a s h ie r .
II. J . T a y l o r ,
C a s h ie r ;
D i r e c t o r s . — E . It. M a th e w s , H a r r y .7. T a y lo r, J o h n A. B re w e r, M a rv ii I. B ra b b , L. E. B ed ell,
L e w is C. A x fo rd , E . C. C ro u t.
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o rt of J R e p o rt of
J u n e 9.
S e p t. 6.
895.673 50 1
8104 418 67
L o an s anrl d is c o u n ts ......................................................
$92,836 97
$103,907 68
R onds, m o rtg ag es and s e c u ritie s ..............................
52,70S 11
51,485 61
57,214 64
57,230 64
822 31
1,173 54
189 96
210 05
P rem iu m s p a id on b o n d s .............................................
O v e rd ra fts .........................................................................
B an k in g h o u s e .................................................................
F u rn itu re a n d fix tu re s ..................................................
O th e r re a l e s t a t e .............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
cities) ..............................................................................
15,937 02
4,938 44
5,622 95
4,540 29
3,197 48
2,264 68
550 00
24,918 51
17,939 20
20,448 56
14,620 39
4,470 00
Ite m s in t r a n s i t . .............................................................
U n ite d S ta te s b o n d s ......................................................
D u e fro m b a n k s in re serv e c itie s .............................
E x ch an g es for clearin g h o u s e ....................................
U. S. an d N a tio n a l b a n k c u rre n c y ..........................
3,244 00
4,728 00
6,731 00
G old c o in ............................................................................
1,200 00
1,085 00
1,160 00
S ilv er c o in ..........................................................................
1,070 00
471 15
190 45
N ickels a n d c e n t s ................................................ ...........
C hecks, cash ite m s a n d in te rn a l rev e n u e ac
c o u n t ...............................................................................
124 38
62 41
117 46
44 80
191 83
123 23
301 90
50 62
T o ta ls .........................................................................
$193,653 13
$189,071 74
$189,915 10
$187,878 36
L iab ilities.
C a p ita l sto c k p a id i n .....................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
1,250 00
1,250 00
1,250 00
1,500-00
2,205 20
2,482 76
2,663 50
2,393 07
C om m ercial d ep o sits su b je c t to c h e c k ...................
31,425 08
26,771 16
23,320 92
21,882 62
C om m ercial certificates of d e p o s it...........................
[5,315 96
5,349 96
5,240 96
298 96
S av in g s d e p o s its ..............................................................
56,439 30
56,977 57
58,603 72
63,350 35
S av in g s certificates of d e p o s it...................................
72,017 61
71,240 29
70,836 00
73,452 76
$193,653 13
$189,071 74
$189,915 10
$187,878 36
S u rp lu s f u n d .....................................................................
U n d iv id ed p ro fits, less c u rre n t expenses, in te re st
a n d ta x e s p a i d .............................................................
1,285 00
*
451 90
D iv id en d s u n p a id ...........................................................
D ue to b a n k s a n d b a n k e r s ..........................................
C ertified c h e c k s ................................................................
C ash ier’s checks o u ts ta n d in g .....................................
N o tes an d bills re d is c o u n te d ......................................
B ills p a y a b le .....................................................................
T o t a ls .........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
214
STATE BANKING DEPARTMENT.
No. 194.
ROMEO SAYINGS BANK, ROMEO.
Organized April 30, 1897.
M a r v i l I . B r a b b , P r e s i d e n t ; E n o s R . M a t h e w s , V i c e P r e s i d e n t ; L e v a n t E. B e d e l l , C a s h i e r ;
H e n r y S. E v a n s , A s s i s t a n t C a s h i e r ; D w i g h t N. L o w e l l , A t t o r n e y .
D i r e c t o r s . — M a rv il
I. B ra b b , E n o s R. M ath e w s, E d w a rd C. N e w b u ry , H e n ry
L e v a n t E . B ed ell, D w ig h t N. L o w ell, M oses A. B id d in g s.
R esources.
R e p o rt of
J a n . 22.
S.
E vans,
R e p o rt of
R e p o rt of 1 R e p o rt of
M arch 28. 1 J u n e 9.
| S e p t. 0.
L oan s a n d d is c o u n ts ......................................................
3203,083 3.5
$175,619 94
$184,846 95
$187,922 29
B on d s, m o rtg ag es a n d s e c u ritie s ..............................
244,702 59
236,623 09
229,711 84
228,453 00
P rem iu m s p a id o n b o n d s .............................................
O v e rd ra fts ..........................................................................
39 35
438 55
2,203 42
362 25
B an k in g h o u s e ..................................................................
5,000 00
5,000 00
5,000 00
5,000 00
O th e r re a l e s t a t e .............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
cities) ...............................................................................
8,989 07
9,011 47
3,847 32
3,889 93
Ite m s in t r a n s i t ...............................................................
2,583 89
2,351 02
1,310 50
5,168 68
65,037 45
52,790 66
31 177 54
57,625 62
10,880 00
7,913 00
10,954 00
11,939 00
G old c o in ..........................................................................
7,625 00
7,393 50
4,063 00
3,505 00
S ilver c o in ..........................................................................
2,870 20
687 00
2,109 40
1,901 60
N ickels a n d c e n ts ............................................................
C hecks, cash item s an d in te rn a l rev e n u e a c
c o u n t ...........................................................................
224 88
351 75
164 94
150 75
4,888 97
8,933 50
2,785 36
893 33
T o ta ls ..........................................................................
3555 924 75
$507,113 48
$478,174 27
$506,811 45
L iab ilities.
C ap ital sto ck p a id i n .....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10 000 00
10,000 00
10,000 00
11,160 38
12,596 59
9,976 53
11,703 81
F u rn itu re a n d fix tu re s ___ .'.........................................
U n ite d S ta te s b o n d s ......................................................
D ue fro m b a n k s in reserv e c itie s ..............................
E x ch an g es for clearin g h o u s e ....................................
U. S. a n d N a tio n a l b a n k c u rre n c y ...........................
S u rp lu s f u n d .....................................................
U n d iv id ed pro fits, less c u rre n t expenses, in te re s t
a n d ta x e s p a i d .............................................................
-
D iv id en d s u n p a id ...........................................................
25 00
C om m ercial d ep o sits s u b jec t to c h e c k ...................
39,705 35
29.705 46
23,289 51
45,779 19
C om m ercial certificates of d e p o s it...........................
5,691 97
7,491 22
6,669 04
1,709 04
D ue to b a n k s a n d b a n k e r s ..........................................
C ertified c h e c k s ................................................................
C ash ier’s checks o u ts ta n d in g .....................................
661 99
661 99
661 99
661 99
S av in g s d e p o s its ..............................................................
405,839 69
365,844 04
345,699 80
358,236 74
S avin g s certificates of d e p o s it...................................
32,780 37
30,814 18
31,877 40
28,720 68
$555,924 75
$507,113 48
$478 174 27
$506,811 45
N otes an d bills re d is c o u n te d ......................................
B ills p a y a b le ...................................................................
T o ta ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
/
215
STATE BANKS OF MICHIGAN.
No. 25.
BANK OF SAGINAW, SAGINAW.
Organized April 18, 1888.
W . B k i g g s , V i c e P r e s i d e n t ; A. W . F i e l d , C a s h i e r ;
S. S. R o b y , A s s i s t a n t C a s h i e r s .
D i r e c t o r s .— B e n to n H a n c h e tt, D. W . B rig g s , G ilb e rt M. S ta rk , A m m i W . W rig h t, A. P .
B lis s , A. P . B re w e r, W m . S c h u e tte , R a lp h L o v e la n d , F . G. P a lm e rto n , T h o m a s Ja c k s o n .
B enton
H anchett,
P r e s i d e n t ; D.
T. W . Stalker,
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
T nans and d is c o u n ts ...................................................... 11,830,465 65
$1,862,438 08
$1,722,893 00
$1,784,778 4S
238,474 50
189,250 00
188,920 00
164,079 25
R e p o rt of
J a n . 22.
R esources.
B o n d s m o rtg ag es and s e c u ritie s ........... ..................
2,755 12
O v e rd ra fts ..........................................................................
1,817 22
2,203 14
120 05
410 88
B an k in g h o u s e .................................................................
29,900 00
29,900 00
29,900 00
29,000 00
F u rn itu re and fix tu re s ..................................................
6,100 00
0,100 00
6,100 00
6,000 00
.....................................
2,295 72
4,851 25
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
cities)
............................................
Ite m s in tra n s it
314 41
1,522 95
220,280 62
D u e from b a n k s in reserv e c itie s .............................
253,594 27
192,340 17
222 081 80
E x c h a n g e s for clearin g h o u s e ....................................
10,586 53
3,454 95
15,551 40
10,452 35
U. S. and N a tio n a l b a n k c u rre n c y ..........................
101,144 00
77,072 00
85,828 00
73,357 00
........................................................................
58,757 50
50,637 50
51,977 50
54,067 50
S ilv er c o in ..........................................................................
15,362 60
11,502 70
16,225 90
12,402 06
N iok el s a n d cen t s ............................................................
C hecks, c ash ite m s a n d in te rn a l re v e n u e acc o u n t................................................................................
463 43
908 17
643 22
806 11
264 60
7,227 50
133 44
718 27
T o ta ls .................... .....................................................
?2,549,226 02
32,440.640 58
$2.340,374 *31
$2,358,189 88
L iab ilities.
C ap ital sto ck p aid i n .....................................................
.$200,000 00
$200,000 00
$200,000 00
$200,000 00
150,000 00
150,000 00
150,000 00
150,000 00
32,151 58
37,674 98
4S,887 22
45,478 18
Hold coin
S u rp lu s f u n d .....................................................................
U n d iv id e d pro fits, less c u rre n t expenses, in te re s t
and ta x e s p a id .............................................................
D iv id en d s u n p aid
.
575 00
C om m ercial d ep o sits subject, to c h e c k ...................
1,196,443 79
1,223,099 68
1,206,489 01
1,246,140 13
C om m ercial certific a te s of d e p o s it...........................
759,457 15
628,163 84
590,086 52
571,561 26
Due. to b a n k s a n d b a n k e r s ..........................................
210,398 50
200,477 08
144,640 50
144,910 31
C ertified c h e c k s ................................................................
200 00
1,225 00
271 00
100 00
C ash ier’s checks o u ts ta n d in g .....................................
S a v in g s d e p o s its ..............................................................
............
......... ......
S av in g s certificates of d e p o s it...................................
N o te s a n d bills re d is c o u n te d ......................................
B ills p a y a b l e ...................................................................
T o ta ls .......................................................................... $2,549,226 02
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2.340.374 31 j $2,358,189 88
$2.440.640 58
[
216
STATE BANKING DEPARTMENT.
No. 38.
PEOPLE’S SAVINGS BANK OF SAGINAW, SAGINAW.
Organized November 27, 188C.
J ohn
J.
R u pp,
P r e s id e n t ;
G urdon
C o r n in g ,
V ic e
P r e s id e n t ;
J.
F. B o y n t o n ,
T re a su re r.
D ir e c t o r s .— G. C o rn in g , J o h n J . R u p p , J a c o b S c h w a rtz , W illia m B. B au m , J . F . B o y n to n ,
L. F . M aso n , H . T . W ickes, R. H . R oys, F . P . B re w e r.
R esources.
R e p o rt of
J a n . 22.
1
R e p o rt of 1 R e p o rt of 1 R e p o rt of
M arch 28. 1 J u n e 9.
: S e p t. 6.
L o an s a n d d is c o u n ts ......................................................
8407,065 51
!
$404,382 87 ;
B onds, m o rtg ag e s a n d s e c u ritie s ..............................
179,408 34
185,169 99 )
P rem iu m s p a id on b o n d s .............................................
550 GO
763 19
763 19
1,108 90
O v e rd ra fts ..........................................................................
1,094 05
1,308 17
424 88
229 75
4,789 68
$390,030 10 !
1
219,154 51 1
$384,980 09
228,097 18
B an k in g h o u s e .................................................................
F u r n itu re a n d fix tu re s ..................................................
4,789 08
4,789 68 j
4,789 08
O th e r re a l e s t a t e .............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
c itie s ) ...............................................................................
0,280 59
5,280 59
3,201 34
13,584 74
13,584 74
16,283 90 1
532 10
1,401 58
659 93
553 30
111,939 25
Ite m s in t r a n s i t ...............................................................
.
3,201 34
10,283 90
U n ite d S ta te s b o n d s .....................................................
D u e fro m b a n k s in reserv e c itie s .............................
120,503 11
100,538 91
122,736 92
E x c h a n g e s for clearin g h o u s e ....................................
2,137 03
1,494 98
1,938 09
4,612 39
U . S. a n d N a tio n a l b a n k c u rre n c y ..........................
24,444 00
20,246 25
24,491 00
29,577 00
G old c o in ...................................................................
10,219 85
10,409 60
15,466 85
15,618 00
2,130 00
1,017 30
2,520 70
1,114 00
198 22
204 59
185 04
653 80
107 91
208 19
326 30
285 65
$785,100 99
$763,400 63
$808,973 09
$803,044 23
S50.000 00
$50,000 00
$50,000 00
$50,000 00
40,000 00
40 000 00
4,062 22
8,420 67
12,498 10
S ilv er c o in ....................................... .... . .
N ickels an d c e n ts .........................................
C hecks, cash item s a n d in te rn a l rev e n u e acc o u n t...............................................
.
,
T o ta ls ............................................................
L iab ilities.
C ap ital s to ck p a id i n ..............................
S u rp lu s f u n d ..................................
U n d iv id e d p ro fits, less c u rre n t expenses, in te re s t
a n d ta x e s p a i d .......................... ..
D iv id en d s u n p a id ..................................
j
30 35
C om m ercial d ep o sits s u b jec t to c h e c k ............
175,327 75
140,136 41
175,401 23
173,716 03
C om m ercial certificates of d e p o s it..................
55,314 35
54,795 59
53,278 85
54,029 10
1,157 85
9,948 22
158 55
160 60
458,614 47
454,099 74
D ue to b a n k s a n d b a n k e r s ..................
C ertified c h e c k s ....................................
T re a s u re r’s checks o u ts ta n d in g .................................
S a v in g s d e p o s its .........................................
S av in g s certificates of d e p o s it...................
♦
N o te s a n d bills re d is c o u n te d . . .
B ills p a y a b le .........................................
T o ta ls ..................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$785,100 99
217
STATE BANKS OF MICHIGAN.
No. 84.
SAGINAW COUNTY SAVINGS BANK, SAGINAW.
Organized December 1, 18S6.
A aron
P.
B l is s ,
P r e s id e n t ;
L oren zo
T.
S e cre ta ry
D u ra nd , V ic e P r e s id e n t ;
and
T re a su re r.
Charles
A.
K huen,
D i r e c t o r s . — L o re n z o
T . D u ra n d , C h a rle s E. B re n n e r. A a ro n P . B liss, C h a rle s A. K h u e n ,
A a ro n T. B liss, J o h n L. J a c k s o n , E z r a G. B u st, M elon B. A llen, A n to n W . A c h a rd .
R e p o rt of
J a n . 22.
R esources.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
TiOana a n d d i s c o u n t s ......................................................
$273,154 12
8281,239 86
$278,691 17
$286,001 51
m o r t g a g e s a n d s e c u r i t i e s ....................................
394,740 48
394,064 08
403,641 30
409,897 7
P r e m i u m s p a i d o n b o n d s .............................................
1,823 50
1,700 00
1,650 00
R n ru ls
. T.......................
O v e rd ra ft«
F u r n i t u r e a n d f i x t u r e s ................................................ ..
O th e r rea l e s ta te
...................
1,000 00
1,155 67
1,000 00
800 00
1,000 00
1,000 00
1,592 92
1,550 01
1,494 51
74,072 62
76,348 18
61 376 36
106,488 60
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
D u e s f r o m b a n k s in r e s e r v e c itie s ..........................
F x c h a n g e s fo r c le a r in g h o u s e
1,011 08
247 73
..
U. S. a n d N a tio n a l b a n k c u rre n c y ..........................
21,335 00
18,734 00
20,541 00
14,589 00
G old c o in ....................................................................... . .
11,805 00
11,750 00
12,350 00
12,105 00
S ilv er c o in ..........................................................................
681 75
1,274 70
482 00
2,503 75
N ickels a n d c e n t s ............................................................
C hecks, c ash ite m s a n d in te rn a l rev en u e ac
c o u n t ................................................................. .............
111 09
181 50
84 91
182 12
52 36
24 66
11 03
11 29
T o t a ls .........................................................................
$780,168 84
5788,114 72
$782,477 95
$835,390 OS
L iab ilities.
C a p ita l sto ck p a id i n .....................................................
550,000 00
$50,000 00
550,000 00
$50,000 00
50,000 00
50,000 00
50,000 00
50,000 00
7,813 61
14,734 74
20,547 70
15,906 89
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, less c u rre n t expenses, in te re st
a n d ta x e s p a id .......................... ..................................
D iv id en d s u n p a id .................................................. ..
626 67
C o m m e rc ia l d e p o s its s u b je c t to c h e c k
C o m m ercial certificates of d e p o s it...........................
..............
C e r ti f ie d c h e c k s
C a s h i e r ’s c h e c k s o u t s t a n d i n g
S a v in g s d e p o s its .............................. .................... ..
S a v in g s certific a te s of d e p o s it...................................
644,544 19
647,893 62
038,541 03
697,666 51
27,184 37
25,486 36
23,389 22
21,816 68
' 5780,168 84
$788,114 72
$782,477 95
$835,390 08
N o t e s a n d b i ll s r e d i s c o u n t e d
R i ll s p a y a b l e
T o ta ls ................................................................
28
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
218
STATE BANKING DEPARTMENT.
No. 44.
SAVINGS BANK OF EAST SAGINAW, SAGINAW.
Organized February 7, 1872.
H . C. P
o t t e r , P r e s i d e n t ; W. J . B a r t o w , V i c e
P r e s i d e n t ; O t t o S c i -i u f p , S e c o n d
V ic e
P r e s id e n t ;
A . S c h u p p , T r e a s u r e r ; C h a r l e s M . C o p l in , A s s is t a n t T r e a s u r e r .
D i r e c t o r s . — H e n ry
M.
C. P o tte r . A u g u s tu s S c h u p p , J a m e s B. P e te r. IT. C. P o tt e r , J r ., G ilb e rt
S ta rk , W m . J . B a rto w , W . F . P o tt e r , C h a rle s M. C oplin, F a r n h a m L y o n , O tto Schupp.
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
L o an s a n d d is c o u n ts ................... ...................................
$460,306 48
$467,155 51
$508,111 47
$477,155 23
B o n d s, m o rtg ag e s a n d s e c u ritie s ..............................
1,953,444 47
1,989,305 83
1,996 220 83
2,003,345 19
20,698 95
P rem iu m s p a id on b o n d s .............................................
19,717 70
20,698 95
20,698 95
O v e rd ra fts ..........................................................................
66 69
129 04
75 49
395 61
B an k in g h o u s e ..................................................................
50.000 00
50.000 00
50.000 00
50.000 00
F u r n itu re a n d fix tu re s ..................................................
12.000 00
12.000 00
12.000 00
12.000 00
O th e r re a l e s t a t e .............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
c itie s ) ...............................................................................
1,936 57
1,908 26
1,814 02
1,751 73
19,192 04
20,572 89
7,101 99
8,985 07
Ite m s in t r a n s i t ...............................................................
3,714 15
5,463 76
1,575 71
D u e fro m b a n k s in reserv e c itie s ..............................
319,869 22
332,129 99
254,600 93
E x c h a n g e s for clearin g h o u s e ....................................
912 96
138 63
1,963 42
4,034 69
U . S. a n d N a tio n a l b a n k c u rre n c y ..........................
58,032 00
58,862 00
68,341 00
73,742 00
G old c o in ..............................................................
71,287 50
70,290 00
70,348 75
71,390.00
8,033 00
7,026 30
9,508 60
7,025 20
403 69
415 89
518 80
651 29
38 78
856 60
506 78
604 58
$2,978.955 25
$3,036,952 65
$3,093,386 74
$3,015,127 24
$100,000 00
$100,000 00
$100,000 00
$100,000 00
100,000 00
100,000 00
100,000 00
100,000 OO
29,825 37
30.00S 04
34,720 72
42,711 36
U n ite d S ta te s b o n d s ......................................................
S ilv er c o in .....................................................
N ickels a n d c e n ts ..............................................
C hecks, c ash ite m s a n d in te rn a l rev e n u e a c
c o u n t ..................................................................
T o ta ls .......................................................
L iab ilities.
C ap ita l sto ck p a id i n .....................................................
S u rp lu s f u n d ............................................
U n d iv id e d p ro fits, less c u rre n t expenses, in te re st
a n d ta x e s p a i d ...............................................
D iv id e n d s u n p a id .......................................................
283,347 70
100 00
C om m ercial d ep o sits su b je c t to c h e c k ...................
176,950 63
180,877 75
144,178 90
153,099 70
C om m ercial certific a te s of d e p o s it...........................
118,772 45
136,380 63
■156,553 Oi
136,083 38
875 00
125 00
500 00
1,500 00
2,375 00
3,750 00
2,452,806 80
2,487,311 23
2,465,434 11
2,479,482 SO
$2,978,955 25
$3,036,952 65
$3,003,386 74
D u e to b a n k s a n d b a n k e r s ..........................................
C ertified c h e c k s ................................................
C ash ier’s checks o u ts ta n d in g .....................................
S a v in g s d e p o s its .........................................................
S av in g s certific a te s of d e p o s it...................................
N o te s a n d bills re d is c o u n te d ......................................
B ills p a y a b le ..................................................
T o ta ls .....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
_ L
1
$3,015,127 24
219
STATE BANKS OF MICHIGAN.
No. 29.
COMMERCIAL AND SAYINGS BANK, SAINT CLAIR.
Organized October 16, 1886.
Charles
C. J e n k s ,
D i r e c t o r s .— E d w a rd
P r e s i d e n t ; F r a n k l in M o o r e , V i c e P r e s i d e n t ;
G e o r g e E . W o l v in , A s s i s t a n t C a s h i e r .
R u s s S. J
C. R ec o r, W m . L. J e n k s , J o h n H . J e n k s . F r a n k li n
B ey sc h la g , C h a rle s C. J e n k s , J. G eorge Z ink.
R e p o rt of
J a n . 22.
R esources.
R e p o rt of
M arch 28.
enk s,
M oore,
R e p o rt of
J u n e 9.
C a s h ie r ;
C h a rle s
R e p o rt of
S e p t. 6.
"L o an s a n d d is c o u n ts ......................................................
$214,118 75
$209,566 26
$193,935 63
$175,879 63
B onds m o rtg ag es a n d s e c u ritie s ..............................
71,442 27
71,537 27
67,582 27
77,949 80
O v e rd ra fts ..........................................................................
252 60
9 96
196 70
42 50
3,500 00
3,500 00
3,500 00
3,500 00
4,000 00
4,000 00
27,800 72
32,902 63
"Ranking h o u s e .............................................................................
F u r n it u r e a n d f ix tu re s
O th e r real e s ta te
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
p i ti e s )
.................
Tterns in tra n s it
U n ite d S ta te s h o n d s
32,545 86
31,476 66
IT. S. a n d N a tio n a l b a n k c u rre n c y ..........................
7,185 00
3,675 00
4,535 00
5,862 00
G old c o in ............................................................................
6,052 80
5,232 50
5,797 50
6,943 80
S ilv er c o in ..........................................................................
1,885 65
776 15
533 00
402 00
N ickels a n d c e n ts ............................................................
C hecks, cash item s a n d in te rn a l rev en u e ac
c o u n t ...............................................................................
95 10
191-36
191 50
140 02
558 98
326 05
280 08
333 02
T o ta ls ..........................................................................
$337,647 01
$326,291 21
$308,352 40
$307,955 40
L iabilities.
C ap ital sto ck p a id i n ....................................... .-...........
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
11,339 61
11,342 21
11730 92
50,721 92
1,733 51
D u e f r o m h a n k s in reserv e c itie s .............................
F x c h n .n g e s f o r c l e a r i n g h o u s e
S u rp lu s f u n d .....................................................................
U n d iv id ed pro fits, less c u rre n t expenses, in te re st
a n d ta x e s p a i d .............................................................
D i v i d e n d s u n p a i d ...........................................................
9,924 57
50 00
50 00
C om m ercial d ep o sits su b je c t to c h e c k ...................
65,672 21
48,187 83
53,164 45
C om m ercial c ertificates of d e p o s it...........................
1,183 28
2,057 09
928 51
D u e to h a n k s a n d h a n k e rs .
89 23
C e r ti f ie d c h e c k s ................................................................
C a s h i e r ’s c h e c k s o u t s t a n d i n g
S av in g s d e p o s its .................. ............................................
153,225 72
143,383 88
137,325 03
145,915 75
S av in g s certificates of d e p o s it...................................
42,591 23
39,822 80
37 002 97
37 803 30
.................................................................
5,000 00
18,500 00
8,500 00
T o ta ls ..........................................................................
$337,647 01
$326,291 21
N o t e s a n d h i ll s r e d i s c o u n t e d .................
R i ll s p a y a b l e
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$308,352 40 I
_____________ i
$307,955 40
_______
220
STATE BANKING DEPARTMENT.
No. 39.
CLINTON COUNTY SAYINGS BANK, SAINT JOHNS.
Organized November 27, 1889.
Albert
J.
B a l d w in ,
P r e s id e n t :
G a lu sh a P e n n e l l , V ic e
S e cre ta ry
and
T re a su re r.
P r e s id e n t ;
II.
C.
D exter,
D i r e c t o r s . — A lb e rt J . B a ld w in ,
C ooley E . B all. W a r n e r B u n d a y , P . E . W a ls w o rth , G a lu sh a
P e n n e ll, C o le m an C. V a u g h a n , J o h n C. H ic k s, O lney P . D e W itt, F . A. P e rc e y .
R ep o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
L o an s a n d d is c o u n ts ......................................................
$22,441 87
$23,757 37
$23,268 03
$2S,081 53
B o n d s, m o rtg ag e s a n d s e c u ritie s ..............................
354,267 24
356,972 24
347,416 64
343,579 27
5,500 00
5,500 00
5,500 00
4,500 00
12,956 13
11,816 67
7,392 41
43,279 01
53,369 01
58,369 01
U. S. a n d N a tio n a l b a n k c u rre n c y ..........................
11,054 00
13,095 00
11,670 00
9,094 00
G old c o in .......................................................
10,500 00
10,500 00
10,500 00
10,500 00
1,469 38
1,461 03
1,460 80
1,452 98
1 63
81
2 85
179 80
88 00
T o ta ls .........................................
$461,649 06
$476,560 13
$465,579 74
S4G2,280 80
L iabilities.
C ap ital sto ck p a id i n .....................
$28,000 00
$28,000 00
$28,000 00
$28,000 00
5,600 00
5,600 00
5,600 00
5,600 00
2,792 79
7,023 71
5,094 52
4,285 03
382,206 79
394,584 64
383,039 22
383,183 65
43,049 48
41,351 78
43,846 00
41,212 12
$461,649 06
$476,560 13
$465,579 74
$462,280 80
R esources.
P rem iu m s p a id on b o n d s ...................................... : . .
R e p o rt of
S e p t. 6.
O v e rd ra fts ..........................................................................
B an k in g h o u s e ..................................................................
F u rn itu re a n d fix tu re s ..................................................
O th e r real e s t a t e .............................................................
D ue fro m o th e r b a n k s a n d b a n k ers (n o t reserv e
cities) ...............................................................................
Ite m s in t r a n s i t ................................................................
U n ited S ta te s b o n d s ......................................................
D u e fro m b a n k s in reserv e c itie s ..............................
64,923 21
E x c h a n g e s for clearin g h o u s e ....................................
S ilv er c o in ................................ .........................
N ickels an d c e n ts .......................
C hecks, cash item s a n d in te rn a l re v e n u e a c
c o u n t .............................................
S u rp lu s f u n d ..........................
U ndivided pro fits, less c u rre n t expenses, in te re s t
a n d ta x e s p a i d .................................
2 31
147 50
D ividends u n p a id .............................
C om m ercial d ep o sits su b je c t to c h e c k ........
.
C om m ercial c ertificates of d e p o s it...............
D u e to b a n k s an d b a n k e r s ...................
C ertified c h e c k s ........................
C ash ier’s checks o u ts ta n d in g .................
S av in g s d e p o s its ...........................
S a v in g s certificates of d e p o s it........ ..
N o tes a n d bills re d is c o u n te d ......................................
Bills p a y a b le ...........................
.
\
T o ta ls .......................................
—
--------------
--- --------------------------------------- -
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
’
STATE BANKS OF MICHIGAN.
221
No. 45.
STATE BANK OF SAINT JOHNS, SAINT JOHNS.
Organized August 19, 1885.
O. W . M u n g e r ,
P r e s id e n t
;
J . H . C o r b it ,
V ic e
P r e s id e n t ;
J o h n W . F it z g e r a l d ,
C a s h ie r .
D ir e c t o r s .— J o h n II. C o rb it, O. W . M u n g er, J e s s e S u lliv a n , J . W . F itz g e ra ld , G. E . C o rb in ,
O tis F u lle r , Geo. W . E m m o n s, C. T . B abcock.
R esources.
R e p o rt of
J a n . 22.
L oan s a n d d is c o u n ts ...............'......................................
$175,423 07
B ond s, m o rtg ag e s a n d s e c u ritie s ..............................
150,230 58
P rem iu m s p a id on
R e p o rt of
M arch 28.
$193,295 94
153,887 33 i
R e p o rt of
J u n e 9.
R e p o r t of
S e p t. 6.
$209,904 15
$227,812 73
157,198 95
151,307 92
b o n d s ..........................................
O v e rd ra fts .......................................................................
359 06
1,633 49
1,347 77
8,500 00
8.500 00
8.500 00
2.500 00
2,500 00
2.500 00
2.500 00
3,996 64
3,296 64
3,296 64
3,146 64
1,788 85
2,221 50
695 15
1,455 00
48,106 15
921 80
B an k in g h o u s e .................................................................
8.500 00
F u rn itu re a n d fix tu re s ..................................................
O th e r real e s ta te ........................................................
D ue from o th e r b a n k s a n d b a n k e rs (n o t reserve
c itie s )..............................................................................
Ite m s in t r a n s i t ...............................................................
.
U n ite d S ta te s b o n d s ................................... ..................
D ue from b a n k s in reserv e c itie s ..............................
79,282 66
62,659 85
47,115 79
E x ch an g es for clearin g h o u s e ....................................
396 65
112 47
421 37
U . S. an d N a tio n a l b a n k c u rre n c y ............ .............
10 357 00
17,221 00
13,550 00
15,661 00
G old c o in ................i .........................................................
6,065 00
6,010 00
6,000 00
6,110 00
S ilver c o in ..........................................................................
2,370 00
2,661 00
1,890 00
1,714 00
N ickels a n d c e n t s ...........................................................
C hecks, cash ite m s a n d in te rn a l rev e n u e ac
c o u n t .................................................................
130 54
219 70
83 80
119 96
329 77
T o ta ls .........................................................................
$447,962 79
$452,944 49
$452,789 34
$468,110 94
L iabilities.
C ap ital sto ck p a id i n .....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
9,000 00
9,000 00
9,000 00
9,500 00
4 512 39
6,888 15
7,827 80
5,337 50
80,212 78
S u rp lu s f u n d .....................................................................
U n d iv id ed p ro fits, less c u rre n t ex p en ses, in te re st
a n d ta x e s p a i d .............................................................
D iv id en d s u n p a id ............................................................
C om m ercial d ep o sits su b je c t to c h e c k ...................
90 118 30
80,233 61
75,338 48
C om m ercial certificates of d e p o s it...........................
164,043 01
164,322 63
175,662 31
D ue to b a n k s a n d b a n k e r s ..........................................
*
C ertified c h e c k s ................................................................
C ashier’s checks o u ts ta n d in g .....................................
S avin g s d e p o s its ..............................................................
130,289 09
142,500 10
134,960 75
S avin g s certificates of d e p o s it...................................
154,810 12
168,250 54
N o tes a n d bills re d is c o u n te d ......................................
Bills p a y a b le .................... ................................................
T o ta ls .........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$447,962 79
$452,944 49
$452,789 34
$468,110 94
STATE BANKING DEPARTMENT.
222
No. 31.
THE UNION BANKING COMPANY, SAINT JOSEPH.
Organized August 24, 1882.
A. W .
W ells,
J o h n W a l l a c e , V i c e P r e s i d e n t ; O. O . J ordan , C a s h i e r ;
C. B. W in s l o w , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— A. W . W ells, J o h n W a lla c e , J a m e s F o rb e s , O. O. J o r d a n , J o h n H . G ra h a m ,
M. A. R an so m .
P r e s id e n t ;
R esources.
R e p o rt of
J a n . 22.
L o an s a n d d is c o u n ts ......................................................
$197,123 92 ,
B o n d s, m o rtg ag e s a n d s e c u ritie s ..............................
60,000 00
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
$197,203 53
$204,083 34
$159,549 72
60,600 00
60,115 00
59,565 00
P rem iu m s p a id on b o n d s .............................................
O v e rd ra fts ................................ .........................................
826 11
1,306 80
613 13
263 51
B an k in g h o u s e ..................................................................
4,450 00
4,450 00
4,450 00
4,450 00
F u r n itu re a n d fix tu re s ..................................................
2,784 36
2,284 36
2,284 71
2,284 71
O th e r re a l e s t a t e .............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
cities) ...............................................................................
7,763 28
2,155 03
4,941 36
4 038 32
D u e fro m b a n k s in re serv e c itie s ..............................
139,194 27
101,969 13
75,783 63
190,517 64
E x c h a n g e s for clearin g h o u s e ....................................
708 19
830 75
901 94
3,869 35
U. S. a n d N a tio n a l b a n k c u rre n c y ...........................
23,643 00
22,737 00
23,843 00
30,451 00
G old c o in ............................................................................
5,045 00
5,015 00
5,050 00
5,125 00
S ilv er c o in ..........................................................................
1,634 75
1,259 30 1
2,499 00
7,5.38 95
Ite m s in t r a n s i t ................................................................
U n ite d S ta te s b o n d s ......................................................
N ickels a n d c e n t s ............................................................
C hecks, cash ite m s a n d in te rn a l re v e n u e a c
c o u n t ................................................................................
T o tals
L iab ilities.
C a p ita l s to ck p a id i n ................
S u rp lu s f u n d ................................................ .*..................
U n d iv id e d p ro fits, less c u rre n t expenses, in te re s t
a n d ta x e s p a id .............................................................
401 35
216 34'
353 43
368 55
369 44
57 70
4,159 65
54 70
$443,943 67
$400,084 94
$389,383 19
$468,076 45
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
4 498 91
1,592 16
8,924 83
2,162 29 I
D iv id en d s u n p a id .......................................
C o m m ercial d ep o sits s u b jec t to check
347,093 89
307,095 62
C o m m ercial certificates of d e p o s it___
27,190 63
25,568 39
298,574 15 |
!
21,009 94
C ertified c h e c k s ...........................................
100 00
5,142 99
5,142 99
100 00
C ash ier’s checks o u ts ta n d in g ................
634 32
115 65
157 20
1,718 11
$443,943 67
$400.084 94
$389,383 19
$468,076 45
379,106 28
25,559 90
D u e to b a n k s a n d b a n k e r s .....................
S av in g s d e p o s its .........................................
S a v in g s certificates of d e p o s it...............
N o te s a n d bills re d is c o u n te d .................
Bills p a y a b le ................................................
T o tals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
223
No. 42.
COMMERCIAL SAVINGS BANK OF SAINT LOUIS, SAINT LOUIS.
Organized December 2, 1889.
L em u el
S a v ie r s , P r e s i d e n t ;
J a m e s O. H il t o n , V i c e
P r e s id e n t ;
F red H .
B ern a rd , C a s h ie r .
D i r e c t o r s .— J . O . H ilto n , A . S . M c In ty re , N a th a n ie l W h ite , P a r k e r M e rrill, L e m u e l S a v ie rs ,
J . W . B e r n a r d , C. C. B a r to n .
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6. ,
L o an s a n d d is c o u n ts ......................................................
$111,533 96
$104,463 50
$116,521 83
$116,681 33
B o n d s, m o rtg ag e s a n d s e c u ritie s ..............................
63,947 08
66,457 08
69,861 25
68,323 17
P rem iu m s p a id on b o n d s .............................................
175 00
175 00
175 00
175 00
O v e rd ra fts ..........................................................................
733 38
368 34
389 37
196 82
F u r n itu re a n d fix tu re s ...................................................
1,877 12
1,877 12
1,877 12
1,877 12
O th e r real e s t a t e .............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t reserve
c itie s ) ...............................................................................
304 56
244 93
534 51
197 86
57,242 94
56,023 64
42,683 16
51,195 77
B an k in g h o u s e .................................................................
Ite m s in t r a n s i t ...............................................................
U n ite d S ta te s b o n d s ......................................................
D u e fro m b a n k s in reserv e c itie s .............................
E x c h a n g e s for clearin g h o u s e ....................................
U. S. a n d N a tio n a l b a n k c u rre n c y ..........................
5,367 00
7,406 00
* 9,042 00
10,479 00
G old c o in .......................................................................
2,455 00
1,295 00
1,900 00
2,695 00
S ilv er c o in ........................................................................
2,000 70
2,244 00
2,005 50
2,545 00
96 11
134 82
101 28
202 94
687 44
29 81
1,838 42
58 36
$246,420 29
$240,719 24
$246,929 44
$254,627 37
$25,000 00
$25,000 00
$25,000 00
$25,000 06
4,100 00
4,100 00
4,100 00
4,100 00
896 76
2,533 20
2,944 53
3,973 17
51,811 88
41,325 88
33,885 70
31,885 60
5 00
5 00
5 00
5 00
N ickels an d c e n ts .......................................................
C hecks, cash item s a n d in te rn a l re v e n u e ac
c o u n t ...........................................................................
T o ta ls .......................................................................
L iab ilities.
C ap ita l sto c k p a id i n .....................................................
S u rp lu s f u n d .................................................................
U n d iv id e d p ro fits, less c u rre n t expenses, in te re s t
a n d ta x e s p a id ...............................................
D iv id en d s u n p a id .......................................................
C om m ercial d ep o sits su b je c t to c h e c k ...................
C om m ercial certificates of d e p o s it..................
D ue to b a n k s a n d b a n k e r s ..........................................
C ertified c h e c k s ..................................................
C ash ier’s checks o u ts ta n d in g .....................................
S av in g s d e p o s its .........................................................
40,460 67
43,174 63
47,736 40
46,390 76
S a v in g s certificates of d e p o s it..............................
124,145 98
124,580 53
133,257 81
143,272 84
$246,420 29
$240,719 24
$246,929 44
$254,627 37
N otes a n d bills re d is c o u n te d .....................................
Bills p a y a b le .................................................................
T o ta ls .........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
224
No. 197.
GRATIOT COUNTY STATE BANK, SAINT LOUIS.
Organized July 1, 1897.
A.
B. D a r e a g i i ,
D i r e c t o r s .— A .
J o h n F r a z e r , V i c e P r e s i d e n t ; B. A. C h u r c h , C a s h i e r ;
F . M. T h e d g a r , A s s i s t a n t C a s h i e r .
B. D a r r a g h , W . O. W a tso n , J o h n F r a z e r, H . J . T u g e r, D. E . H a rris o n .
P r e s id e n t ;
R e p o rt of
J a n . 22.
R esources.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
L oan s an d d isco u n ts ..................................................
$118,291 27
$111,148 61
$105,059 17
$92,173 77
B onds m o rt^ o g es find s e c u ritie s ..............................
35,640 98
33,302 84
31,490 86
13,694 00
O v e rd ra fts ........................................................................
141 50
847 85
125 91
20 64
F u r n itu re a,nd fix tu re s ..................................................
1,000 00
1,000 00
1,000 00
1,000 00
135 00
120 00
O th e r real e s ta te
................................
456 00
OUIieiU CAjJtillbCih CLIICL HHCi COl
.........................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t reserve
1,261 01
Ite m s in t r a n s i t ................................................................
213 79
722 40
354 25
1,314143
D u e fr nm h a n k s in re serv e c itie s .............................
23,247 12
11,181 34
14,359 12
8,358 34
E x c h a n g e s for clearin g h o u se
TT p and N a tio n a l b a n k c u rre n c y ...........................
14,909 00
7,437 00
5,118 00
Gold c o in ............................................................................
2,035 00
2,965 00
3,370 00
7,*676 00
■4
1,860 00
S ilv er c o in ..........................................................................
2,466 00
2,227 30
1,911 00
1,013 00
N ickels and c e n t s ............................................................
C hecks, cash ite m s a n d in te rn a l rev e n u e acc o u n t...............................................................................
121 01
166 61
237 03
247 55
144 00
77 59
■ 26 24
25 66
T o ta ls ................................................ .........................
$199,986 68
$171,211 54
$163,171 58
8127,983 39
L iab ilities.
C ap ital sto ck p a id i n .....................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
3,500 00
3,500 00
3,500 00
3,500 CO
909 35
634 06
1,273 48
934 27
46,865 61
27,886 59
30,587 96
26,657 15
S u rp lu s f u n d .....................................................................
U n d iv id ed p ro fits, less c u rre n t expenses, in te re st
an d ta x e s p a i d .............................................................
D iv id e n d s unpa.id
..............................
O om m ercial d ep o sits s u b je c t to c h e c k ...................
C om m ercial certifica.t.es of d ep o sit ..
p u e to h a n k s and h a n k ers
C ertified c h e c k s ,
.......................................................
C ash ier's checks o u ts ta n d in g .....................................
15,944 43
15,019 68
12,786 04
12,149 61
91,767 29
82,171 21
73 024 10
59,742 36
B ills p a y a b le , , , , T, . Tr .................................................
16,000 00
17,000 00
17,000 00
T o ta ls .........................................................................
$199,986 68
$171,211 54
$163,171 58
S av in g s d e p o s its ..............................................................
S av in g s certificates of d e p o s it...................................
N o te s and hills re d is c o u n te d ......................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$127,983 39
225
STATE BANKS OF MICHIGAN.
No. 265.
THE CITIZENS’ BANK OF SALINE, SALINE.
Organized October 27, 1902.
W . H . D a v e n p o r t , P r e s i d e n t ; G. L. H o y t , V i c e P r e s i d e n t ; B. I ’. D a v e n p o r t , C a s h i e r .
II. D a v e n p o rt. B. P . D a v e n p o rt. PI. A. H a u s e r, G. L. H o y t, J . W . H u ll,
G.
C. T o w n se n d , J o h n G o rd o n .
D i r e c t o r s .— W .
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6„
TvOa/ns a,nrl d is c o u n ts ......................................................
S94.126 17
$125,289 88
$127,974 56
$132,218 44
"Bonds m o rtg ag e s and s e c u ritie s ..............................
81110 00
80,100 00
79,910 00
87,879 00
108 98
81
7 05
24
2,000 00
2,000 00
2,000 '00
2,000 00
48,773 32
41,575 68
49,813 55
50,102 33
P rem iu m s pa,id on b o n d s .............................................
O v e rd ra fts ..........................................................................
Pa/nking h o u s e .................................................................
F u rn itu re and fix tu re s ..................................................
O th e r real e s ta te .............................................................
D ue from o th e r b a n k s a n d b a n k ers (n o t reserve
c itie s ) ...............................................................................
Ite m s in t r a n s i t ...............................................................
U n ite d S ta te s b o n d s ......................................................
D u e from b a n k s in reserve c itie s .............................
........................
E x c h a n g e s for clearin g h o u s e ...................................
U . S. a n d N a tio n a l B an k C u rre n c y .........................
8.845 00
8.950 00
8,228 00
7,121 00
G old c o in ...........................................................................
4,440 00
4,580 00
4,920 00
5,435 00
S ilv er c o in ..........................................................................
840 55
973 15
651 10
959 50
N ickels a n d c e n ts ............................................................
C hecks, c ash ite m s a n d in te rn a l rev e n u e ac
c o u n t ...............................................................................
49 20
43 50
34 17
62 65
T o t a ls .........................................................................
1240,293 22
$263,573 02
$273,538 43
$285,778 16
L iab ilities.
C ap ital sto ck p a id i n . . . . ■...........................................
S25.000 00
$25,000 00
825,000 00
$25,000 00
500 00
500 00
500 00
1,000 00
2,972 81
4,747 17
6,285 45
6,483 96
100,949 50
92,598 37
94,716 16
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, less c u rre n t expenses, in terest
a n d ta x e s p a i d ..............................................................
D iv id e n d s u n p a id ............................................................
30 00
C om m ercial d eposits su b je c t to c h e c k ...................
84,535 34
3 00
C om m ercial certificates of d e p o s it..........................
D u e to b a n k s a n d b a n k e r s ..........................................
95 60
C ertified c h e c k s ................................................................
C ash ier’s checks o u ts ta n d in g ....................... .............
S av in g s d e p o s its ..............................................................
S av in g s c ertificates of d e p o s it...................................
127,255 07
132,376 29
$240,293 22
$263 573 02
149,154 61
'
158,479 44
N o te s a n d bills re d is c o u n te d ......................................
B ills p a y a b le .....................................................................
T o t a ls .........................................................................
£273 538 43
1
29
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$285,778 16
22G
STATE BANKING DEPARTMENT.
No. 231.
STATE BANK OF SANILAC CENTRE, SANILAC CENTRE.
Organized May 23, 1901.
A.
E.
S l e epe r , P r e s id e n t ;
D i r e c t o r s . — A.
E.
S le e p e r,
J am es
M c C'a r e n , V i c e
P r e s id e n t ;
O. A. M u n n , A s s i s t a n t C a s h i e r .
A. R. Sch ell. J o h n P . N ig g e m a n ,
M cC aren .
R esources.
R e p o rt of
J a n . 22.
A.
J r .,
R e p o rt of
M arch 28.
R.
Schell,
L in c o ln
C a s h ie r ;
A v ery ,
R e p o rt of
J u n e 9.
Jam es
R e p o rt of
S e p t. 6.
d is c o u n ts ......................................................
$45,700 18
$49,835 79
$49,914 76
$57,267 93
Ronr!«? m o rtg ag es an d s e c u ritie s ..............................
8,622 02
7,659 02
8,400 32
8,129 82
I Ocin55
P rem iu m s p aid on b o n d s .............................................
O v e rd ra fts ..........................................................................
312 87
G00 58
347 78
16 90
R an k in g h o u s e .................................................................
2.000 00
2,000 00
2,000 00
3,000 00
"Furniture and fix tu re s ..................................................
1,265 50
1,265 50
1,265 50
1,615 50
O th er real e s t a t e .............................................................
D ue from o th e r b a n k s an d b an k ers (not reserve
cities) .
...................................................................
1,000 00
1,000 00
1,000 00
973 04
600 51
190 07
365 79
18,821 50
11,451 73
16,911 76
8,624 74
Ite m s in t r a n s i t ...............................................................
U nited S ta te s b o n d s ......................................................
D ue from b a n k s in reserve c itie s ..............................
E x ch an g es for clearing h o u s e ....................................
1,240 78
U S. a n d N a tio n a l b a n k c u rre n c y ..........................
7,308 00
3,218 00
3,181 00
3,485 00
G old c o in ............................................................................
*
S ilv er c o in ..........................................................................
480 00
700 00
2,880 00
3,425 00
87 92
80 00
316 25
46 35
N ickels a n d c e n ts ............................................................
C hecks, cash item s a n d in te rn a l rev e n u e acc o u n t...............................................................................
2 68
1 51
2'65
2 76
185 63
269 73
529 10
T o ta ls .........................................................................
$86,730 28
$79,242 98
$86,771 44
$S6,856 77
L iab ilities
C ap ital sto ck p a id i n .....................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
1,000 00
1,000 00
1,000 00
1,500 00
977 06
1,263 55
1,817 12
047 60
S u rp lu s f u n d .....................................................................
.U ndivided pro fits, less c u rre n t ex p en ses, in te re st
a n d ta x e s p a i d .............................................................
D iv id e n d s u n p a id ...........................................................
C om m ercial d ep o sits s u b jec t to c h e c k ...................
23,060 35
19,773 58
22,739 31
19,491 85
C om m ercial c ertificates of d e p o s it...........................
33,861 60
34,601 64
35,424 77
38,754 42
D ue to b a n k s a n d b a n k e r s ..........................................
*
C ertified c h e c k s ................................................................
C ash ier’s checks o u ts ta n d in g ......................................
S av in g s d e p o s its ..............................................................
2,831 27
2,604 21
5,790 24
6,462 90
$86,771 44
$86,856 77
S av in g s certific a te s of d e p o s it...................................
S
N otes a n d bills re d is c o u n te d ......................................
Bills p a v a b le .....................................................................
5,000 00
T o ta ls ..........................................................................
$86,730 28
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$79,242 98
227
STATE BANKS OF MICHIGAN,
No. 200.
TRUMAN MOSS STATE' BANK, SANILAC CENTRE.
Organized October 21, 1897.
J u l ia
II. M i l l s ,
D i r e c t o r s .— J u lia
P r e s i d e n t ; E l iz a b e t h M o s s
C h a k l e s J. O l e so n ,
M i l l s -A n k e t e l l , V i c e
C a s h ie r .
P r e s id e n t
;
■
H . M ills, E liz a b e th M oss M ills-A n k e te ll, T h o m a s J . A n k e te ll, J o h n
O’C o n n o r, J e r e m ia h O’C on n o r.
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
jjOans a n d d is c o u n ts ......................................................
$61,332 92
864,223 88
B onds m o rtg ag es a,nd se c u ritie s ......................... . .
4,772 69
4,772 69
1
R e p o rt of 1 R e p o rt of
J u n e 9.
I S e p t. 6.
$71,484 39 !
3,603 69
$73,749 SO
5,353 69
P rem iu m s p a id on b o n d s .............................................
O v e rd ra fts , .......................................................................
250 72
461 16
271 16
917 67
B an k in g h o u s e .................................................................
1,577 68
1,577 68
1,577 68
1,577 68
F u rn itu re and fix tu re s ..................................................
408 03
408 03
408 03
543 03
D ue from o th e r b a n k s an d b a n k ers (n o t reserv ed
Ite m s in transit,
U n ite d State*2 b u n d s
555 00
.......................................................
..............................................
P u e from b a n k s in re serv e c itie s .............................
6,904 13
5,922 31
7,400 71
8,835 04'
E x c h a n g e s for clearin g h o u s e ....................................
TT p nnri N atio n al ha,nk c u rre n c v ........................
7,409 00
4,095 00
4,272 00
2,620 00
{^nld coin t ..........................................................................
1,670 00
1,795 00
2,875 00
2,135 00
S ilv er c o in ..........................................................................
690 40
505 10
487 25
207 45
N ickels a,nd c e n ts ............................................................
C hecks, cash ite m s a n d in te rn a l rev en u e acc o u n t , , t .........................................................................
39,16
17 76
35 01
12 50
45 14
4 41
7 59
4 30
T o ta ls ..........................................................................
$85,099 87
$83,783 02
$92,422 51
$96,511 16
L iab ilities.
C ap ital sto ck p a id i n .....................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
3,000 00
3,000 00
4,000 00
4,000 00
830 28
1,885 51
1,524 76
1,954 04
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, less c u rre n t expenses, in te re s t
and ta x e s p a i d .............................................................
D iv id en d s u n p a id ...........................................................
D nm niercial d ep o sits su b je c t to c h e c k ...................
29,170 46
28,177 33
20.312 55
23,377 87
C om m ercial certificates of d e p o s it...........................
31 498 62
30,530 11
35,314 13
41,273 97
D ue to b a n k s and b a n k e r s ..........................................
600 51
190 07
305 79
1.000 00
C ertified c h e c k s ...............................................................
C ash ier’s checks o u ts ta n d in g .....................................
S av in g s d e p o s its ..............................................................
S a v in g s certificates of d e p o s it...................................
N o tes and bills re d is c o u n te d ......................................
Bills p a y a b le .....................................................................
T o ta ls .........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$85,099 87
$83,783 02
4,905 28
4,905 28
$92,422 51
$96,511 16
228
STATE BANKING DEPARTMENT.
No. 225.
SARANAC STATE BANK, SARANAC.
Organized October 16, 1900.
Steph en
M.
Cra w fo rd , P r e s id e n t ;
L e w is
C.
D a v id , V i c e
P r e s id e n t
an d
C a s h ie r ;
W m . II. H u n t , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— S te p h e n M. C ra w fo rd . J o s e p h J . G ra n g e r, G eorge L iv e rto n , S a m u e l E . T u c k e r,
L e w is C. D a v id , H ira m N . Lee, F r a n c is S. B ro w e r.
R eso u rces.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
R oans a n d d is c o u n ts ......................................................
359,467 44
$58,695 94
$05,214 65
$67,828 18
B o n d s m o rtg ag es an d s e c u ritie s ..............................
65,380 58
60,698 60
65,225 92
62,995 92
P rem iu m s p a id on b o n d s .............................................
O v e rd ra fts ..........................................................................
102 87
R an k in g h o u s e .................................................................
1,225 00
1,225 00
1,225 00
1,200 00
800 00
800 00
800 00
800 00
F u r n itu re a n d fix tu re s ...................................... ..
55
O th e r real e s t a t e .............................................................
D ue from o th e r b a n k s a n d b a n k e rs (n o t reserv e
cities) ...............................................................................
t
59 25
Ite m s in tr a n s i t ...............................................................
U n ite d S ta te s b o n d s ......................................................
D ue from b a n k s in reserv e c itie s ..............................
24,214 77
26,221 01
17,089 27
E x c h a n g e s for clearin g h o u s e ....................................
59 44
72 00
742 83
U . S. an d N a tio n a l B an k C u rre n c y .........................
5,682 00
4,193 00
4,085 00
4,538 00
Gold c o in ............................................................................
3,395 00
3,315 00
3,370 00.
3,430 00
S ilv er c o in ..........................................................................
854 50
558 00
1,172 20
1,400 55
N ickels a n d c e n ts ............................................................
Checks, cash ite m s a n d in te rn a l re v e n u e ac
c o u n t ...............................................................................
73 50
71 11
60 16
05 61
155 14
38 79
164 02
4 03
T o ta ls ..........................................................................
$161,410 24
$161,947 70
$159,149 05
$153,582 18
L iab ilities.
C ap ital sto c k p a id i n .....................................................
$20,000 00
$20,000 00
$20,000 00
572 57
572 57
572 57
1,529 35
2,369 95
3,029 85
1,739 97
34,074 74
29,084 69
27,565 51
29,587 82,
105,233 58
109,920 49
107,981 12
101,254 39
$161,410 24
$161,947 70
$159,149 05
$153,582 18
S u rp lu s f u n d .....................................................................
U n d ivid ed p rofits, less c u rre n t expenses, in te re s t
a n d ta x e s p a i d ..............................................................
11,319 29
$20,000 00
'
1,000 00
D iv id e n d s u n p a id ............................................................
C om m ercial d ep o sits s u b jec t to c h e c k ...................
C om m ercial certificates of d e p o s it...........................
D ue to b a n k s a n d b a n k e r s ..........................................
C ertified c h e c k s ................................................................
C ash ier’s checks o u ts ta n d in g .....................................
S avings d e p o s its ..............................................................
S avings certific a te s of d e p o s it...................................
N otes a n d bills re d is c o u n te d ......................................
B ills p a y a b le .....................................................................
T o ta ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
229
STATE BANKS OF MICHIGAN.
No. 269.
CENTRAL SAVINGS BANK, SAULT STE. MARIE.
Organized November 25, 1902.
«7. L. L i p s e t t , P r e s i d e n t ; V i c t o r E . M e t z g e r , V i c e P r e s i d e n t ; S i d n e y M i t c h e l i ., C a s h i e r .
D i r e c t o r s . — J . L. L ip s e tt, C. E . A in s w o rth . M. N. H u n t, 15. D e se n b e rg . R o b e rt N. A d a m s,
F . E . K e tc h u m ,. V ic to r E . M etz g e r, J . V. M o ra n . J a y W . S u tto n , W m . E v e r e tt, C. W .
G iven, R. G. F e rg u s o n , O tto S u p e, W . II. I ’eck, H . A. H a rris o n .
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
T,oans a n d d is c o u n ts ......................................................
$85,032 55
$81,082 99
$84,145 88
$198,791 90
H onds m o rtg ag e s a n d s e c u ritie s ..............................
18.800 00
18,750 00
19,075 00
19,285 00
100 01
130 29
112 40
403 30
F u rn itu re and fix tu re s ..................................................
1.507 91
1,507 91
1,049 01
6,057 03
O th e r real e s ta te .............................................................
D ue from o th e r b a n k s a n d b a n k ers (not reserve
cities) ..............................................................................
717 0-1
425 35
15 00
2,523 19
T)ue from b a n k s in reserv e c itie s .............................
0,091 20
21,704 06
11,890 84
33,536 23
E x c h a n g e s fo r clearin g h o u s e ....................................
1,789 20
2,068 02
1,524 65
2,007 50
U . S. a n d N a tio n a l b a n k c u rre n c y ........................ \
0,040 00
5,920 00
8,360 80
9,049 00
G old c o in ............................................................................
1,589 05
719 05
844 05
2,434 35
S ilv er c o in . . . .
...............................................................
1,010 70
822 80
021 30
2,578 90
N ickels an d c e n ts ............................................................
C hecks, cash ite m s a n d in te rn a l rev e n u e a c
c o u n t ...............................................................................
47 09
04 74
16 50
65 90
5 80
288 52
1,441 04
126 29
T o ta ls .........................................................................
$123,943 21
$133,484 33
$129.703 07
$276,918 59
L iab ilities.
C ap ita l s to ck p a id i n .....................................................
$50,000 00
§50,000 00
$50,000 00
$100,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, less c u rre n t expenses, in te re s t
a n d ta x e s p a id .............................................................
1,018 21
1,851 01
2,092 82
162 33
C om m ercial d ep o sits su b je c t to c h e c k ...................
53,505 71
57,275 01
55,053 00
120,272 94
C om m ercial certificates of d e p o s it...........................
3,206 40
6,425 97
4,510 00
10,948 80
P rem iu m s paid on b o n d s .............................................
O v e rd ra fts ........... ..............................................................
Thanking h o u s e .................................................................
Ite m s in t r a n s i t ...............................................................
U n ite d S ta te s b o n d s ......................................................
D iv id en d s u n p a id ...........................................................
D u e to b a n k s a n d b a n k e r s ..........................................
878 48
C ertified c h e c k s ................................................................
1,000 00
12 50
C ash ie r’s checks o u ts ta n d in g .....................................
S a v in g s d e p o s its ..............................................................
11,152 83
11,932 34
12,047 19
0,000 00
........................
5 000 00
$133,484 33
$129,703 07
S a v in g s certificates of d e p o s it...................................
N o tes a n d bills re d is c o u n te d ......................................
41,643 84
3 non no
B ills p a y a b le .....................................................................
T o ta ls .........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$123,943 21
j
$276,918 59
230
STATE BANKING DEPARTMENT.
No. 268.
*CHIPPEWA COUNTY SAVINGS BANK, SAULT STE. MARIE.
Organized November 26, 1902.
J am es
L.
L ip s e t t , P r e s id e n t ;
V ic e
W il l ia m
P r e s id e n t ;
IT. P e c k , V i c e P r e s i d e n t ; J a y W .
S id n e y M i t c h e l l , C a s h i e r .
S utton, Seco n d .
D i r e c t o r s .— J a m e s
L. L ip s e tt, W m . IT. P eck , J a y W . S u tto n , ,T. IT. D. E v e r e tt, F r e d Ii.
P ric e , D. K. M oses W . B. R o se v e a r, P. C. Iv elih er, W m . M. E v e r e tt, G eorge A. B rid g e ,
O tto S upe, IT. A. H a rris o n .
R esources.
1 R e p o rt of
J a n . 22.
1
R e p o rt of
M arch 28.
R e p o rt of
J u n e 9.
L oans a n d d is c o u n ts ......................................................
891,943 93
$86,197 81
$116,958 34
B ond s, m o rtg ag e s a n d s e c u ritie s ..............................
8,30S 73
22,402 50
13,450 00
523 15
970 90
712 09
4,274 77
4,274 77
4,274 77
178 05
182 39
1,837 14
10.504 34
7,124 92
6,920 60
U . S. a n d N a tio n a l b a n k c u rre n c y ..........................
7,581 25
5,487 00
6,762 25
G old c o in ............................................................................
1,250 00
815 00
2,880 00
S ilv er c o in ..........................................................................
1,693 80
2,704 95
725 75
N ickels an d c e n ts ............................................................
C hecks, cash ite m s a n d in te rn a l rev en u e ac
c o u n t ...............................................................................
170 34
205 30
96 76
765 79
2,509 40
1,493 4S
$127,200 75
$132,874 94
$156,111 84
$50,000 00
$50,000 00
$50,000 00
754 07
1,170 39
348 08
C om m ercial d ep o sits su b je c t to c h e c k ...................
49,203'45
46,510 67
66,068 79
C om m ercial certificates of d e p o s it...........................
2,595 00
8,243 42
7,059 17
P rem iu m s p a id on b o n d s .............................................
O v e rd ra fts ..........................................................................
B an k in g h o u s e .................................................................
F u rn itu re a n d fix tu re s ...........................................
O th e r re a l e s t a t e .............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
c itie s ) ...............................................................................
Ite m s in t r a n s i t ...............................................................
U n ite d S ta te s b o n d s ...................................................... t..........................
D ue fro m b a n k s in re serv e c itie s ..............................
E x c h a n g e s for clearin g h o u s e ...................'................
T o ta ls .........................................................................
L iab ilities.
C ap ital s to ck p a id i n .............................................. ..
S u rp lu s f u n d ...................................................................
U ndiv id ed p ro fits, less c u rre n t ex p en ses, in te re st
a n d ta x e s p a i d ..........................................................
D iv id en d s u n p a id .........................................................
D ue to b a n k s a n d b a n k e r s .......................................
C ertified c h e c k s ...........................................’...............
939 00
C ashier’s checks o u ts ta n d in g .....................................
S aving s d e p o s its ................................................
24,648 23
24,947 46
24,696 80
2,000 00
7,000 00
$132,874 94
$156,111 84
S avin g s c ertific a te s of d e p o s it...................................
N otes a n d bills re d is c o u n te d ......................................
B ills p a y a b le ...................................................................
T o ta ls ................................................................
$127,200 75
* Consolidated with Central Savings Bank, Sault Ste. Marie, June 29, 1904
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
R e p o rt of
S e p t. 6.
231
S T A T E B A N K S O F M IC H IG A N
No. 54.
SAULT SAVINGS BANK, SAULT STE. MARIE.
Organized November 20, 1886.
M. J. W e a v er , V i c e P r e s i d e n t ; E. L. S t a n l e y , C a s h i e r ;
D. E . V an D ü s e n , A s s i s t a n t C a s h ie r .
D i r e c t o r s . — G eo rg e K em p. C. E . A in s w o rth , W . L. M urd o ck , J. IT. S te e re , W m . C h a n d le r,
M. J . W ea v e r, F r a n k P e rr y , M. J . M agee, H e n ry H ic k le r, A lb e rt L. F e rg u s o n .
1
R e p o rt of
R e p o rt of
R e p o rt of
R e p o rt of
S e p t. 6.
J u n e 9.
M arch 28.
R eso u rces.
i J a n . 22.
G eo rg e K e m p ,
P r e s id e n t ;
$426,349 19 |
!
153,338 82 j
I
$424,793 55 |
$400,715 09
L o an s a n d d is c o u n ts ......................................................
$425,302 49
B o n d s, m o rtg ag es a n d s e c u ritie s ..............................
154,258 82
477 96
2,211 20 j
B an k in g h o u s e .................................................................
35,000 00
35,000 00 i
35,000 00
35,000 CO
F u rn itu re a n d fix tu re s ..................................................
3,000 00
3,000 00
3,000 00
3,000 OO
O th e r re a l e s t a t e ............................................................
D ue fro m o th e r b a n k s an d b a n k e rs (n o t reserve
112 69
112 69
120 79
143,343 92
153 543 82 i
|
8,957 54 1
1
889 82
120 79
16,887 44
2,783 02
2,164 55
4,067 88 '
5,087 99
3,921 51
1,536 98
D ue fro m b a n k s in reserv e c itie s ........................... -
53,577 50
89,718 14
67,745 34
E x ch an g es for clearin g h o u s e ....................................
6,300 00
4,300 00
1,500 26
3,800 07
43.S96 00
30,885 00
34,770 00
22,827 00
4,530 00
2,105 00
2,345 00
4,295 00
3,111 25
1,132 50
3,319 85
2,789 00
N ickels a n d c e n t s ............................................................
C hecks, cash ite m s a n d in te rn a l re v e n u e ac-
344 12
345 83
543 20
272 79
23 05
32 53
91 00
144 00
T o tals T.......................................................................
8737,804 95
$754,616 90
$817,534 55
$731,335 21
%,
____________
L iab ilities.
C ap ital sto ck p a id i n .....................................................
$100,000 00
.$100,000 00
$100,000 00
$100,000 00
' 35,000 00
35,000 00
35,000 00
35,000 00
3,806 33
8,243 17
8,663 95
15,833 11
U. S. an d N a tio n a l b a n k c u rre n c y ..........................
rjn]fl coin
............................................................
S u rp lu s f u n d ....................................................................
U n d iv id ed pro fits, less c u rre n t expenses, in te re st
a n d ta x e s p a id .............................................................
123,449 63
128 00
C om m ercial d ep o sits s u b jec t to c h e c k ...................
233,643 16
269,823 90
256,885 03 !
307,681 55
C om m ercial certificates of d e p o s it...........................
58,163 91
62,469 45
49,422 42
83,251 11
1,675 93
C ertified c h e c k s ................................................................
C ash ier’s checks o u ts ta n d in g .............. .......................
4,328 60
1,102 36
2,369 43
2,845 16
2,557 08
1 30
1 36
1 36
1 36
264,304 16
i
260,131 56 j
'
248,805 37 |
B ills p a y a b le ............................................................'------
30,000 00
15,000 00
30,000 00
T o ta ls T.......................................................................
$737,804 95
$754,616 96
$731,335 21
S av in g s d e p o s its ..............................................................
274,091 49
S avings certificates of d e p o s it...................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$817,534 55
1
STATE BANKING DEPARTMENT.
232
No: 251.
THE SEBEWAING STATE BANK, SEBEWAING.
Organized January 9, 1902.
F rank
W . H u b b a r d , P r e s i d e n t ; W il l ia m
J . T . H a d w in , C a s h i e r ; R . C.
D i r e c t o r s .— F r a n k
T. B o p e , J o h n R yan, V ic e P r e s id e n t s ;
J e n k s , J r ., A s s i s t a n t C a s h i e r .
W . H u b b a rd , W illia m T. B one, J o h n R y a n , M a r g a r e t M. H a d w in , J . T.
H a d w in .
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
L oans a n d d is c o u n ts .........................
$26,055 29
$26,002 57
$28,424 10 I
$30,349 98
B o n d s, m o rtg ag e s a n d securities.
77,785 15
75,105 30
72,566 11
72,267 96
R esources.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
P rem iu m s p a id on b o n d s ...............
O v e rd ra fts ............................................
819 01
802 41
13 30
276 17
B an k in g h o u s e ....................................
4.000 00
4.000 00
4,000 00
4,000 00
F u rn itu re an d fix tu re s ....................
1.000 00
1.000 00
1,100 00
100 00
O th e r real e s t a t e .............................................................
D ue from o th e r b a n k s a n d b a n k e rs (n o t reserve
cities) ..........................................................................
2,505 27
725 93
103 07
5,927 47
148 78
Ite m s in t r a n s i t ....................................
U n ite d S ta te s b o n d s ..........................
D ue fro m b a n k s in re serv e c itie s ..
15,732 84
3,868 73
E x ch an g es for clearin g h o u s e ........
U. S. a n d N a tio n a l b a n k c u rre n c y .
0,381 00
5,310 00
2,263 00
557 00
G old c o in ................................................
1,817 50
3,057 50
4,277 50
227 50
S ilv er c o in ..............................................
421 95
359 SO
398 15
206 30
23 05
54 96
3 34
125 60
309 GO
493 16
270 54
568189
$130,911 32
$120,054 43
$20,000 00
$20,000 00
1,000 00
1,000 00
1,000 00
212 44
277 46
1,403 95
1,394 15
23,053 80
19,540 25
16,552 84
10,400 34
104 74
392 61
92,540 34
78,844 11
$130,911 32
$120,054 43
N ickels a n d c e n ts ......................... ..................................
C hecks, cash item s a n d in te rn a l re v e n u e ' ac
c o u n t ...............................................
T o ta ls .
L iab ilities.
C ap ita l sto c k p a id i n ................
S u rp lu s f u n d ........... .........................................................
U n d iv id ed pro fits, less c u rre n t expenses, in te re st
an d ta x e s p a id ......................................................
$119,975 44 !
$ 20,000
00
i
j
$120,931 25
$
20,000 00
1,100 00
D iv idends u n p a id ............................................................
C om m ercial d e p o sits su b jec t to c h e c k ...................
C om m ercial certificates of d e p o s it............................ I
D ue to b a n k s a n d b a n k e r s ..........................................
172
998 54
C ertified c h e c k s ................................................................. i
C ash ie r’s checks o u ts ta n d in g .......................................;
S a v in g s d e p o s its ..............................................................
S a v in g s certificates of d e p o s it.....................................!
120 78 j
359 43
80,725 07 !
80,678 79
N o tes a n d bills re d is c o u n te d ....................................... |
B ills p a y a b le .......................................................
T o ta ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$119,975 44
$120,931 25
233
STATE BANKS OF MICHIGAN.
No. 204.
STATE SAYINGS BANK OF SCOTTVILLE, SCOTTVILLE.
Organized July 29, 1898.
Ç.
W.
M c F h a il , P r e s i d e n t ;
M o k r ic f . L . W i l l i a m s , V i c e P r e s i d e n t ;
H . W . M c P h a i l ., A s s i s t a n t C a s h i e r .
E.
L.
Cole,
C a s h ie r ;
D i r e c t o r s .— C . W . M c P h a il, M. L . W illia m s , C . A . M c P h a il, W . S . R ic h a rd s o n , E . L . Cole.
R esources.
R e p o rt of
M arch 28.
R e p o rt of
J a n . 22.
R e p o rt of
J u n e 9.
R e p o rt of
S e p t. 6.
TiOnns a n d d is c o u n ts .....................................................
849,982 75
$56,567 58
$61,355 72
$59,719 16
’R onds m o rtg ag e s and s e c u ritie s ..............................
31.131 82
33,227 18
33,649 77
34,003 87
•
40
3 31
B a n k in g h o u s e .................................................................
5,000 00
5,000 00
5,000 00
5,000 00
F u r n itu re a n d fix tu re s ..................................................
1,800 00
1,800 00
1,800 00
1,800 00
O th e r real e s t a t e .............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
cities) ...............................................................................
147 89
147 89
147 89
122 16
3,183 39
1,418 97
943 64
1,403 55
Tterns in t r a n s i t ...............................................................
270 41
21 25
38 61
O v e rd ra fts
...............................................
U n ited S ta te d b o n d s ................................................. ,. .
D u e from b a n k s in reserv e c itie s .............................
12,760 08
11,025 47
3,168 35
7,584 46
3,907 00
■4,500 00
0,600 00
5.000 00
900 00
900 00
700 00
E x c h a n g e s fo r clearin g h o u s e ....................................
U . S. a n d N a tio n a l b a n k c u rre n c y ..........................
«Hold c o in ............................................................................
14)5 00
S ilv e r c o in ..........................................................................
1,790 00
1,200 00
1,352 00
N ickels a n d c e n ts ............................................................
‘C hecks, c ash ite m s a n d in te rn a l rev e n u e ac
c o u n t ...............................................................................
16 65
19 97
56 48
13 36
246 75
420 14
275 73
331 04
T o t a ls ..........................................................................
8110,443 74
$115,327 60
$115,274 14
$116,616 21
$15,500 00
$15,500 00
$15,500 00
$15,500 00
10,000 00
10,000 00
10,000 00
10,000 00
739 36
2,098 98
3,814 00
4,330 69
37,215 14
34,000 85
27,187 83
24,085 10
150 91
........................
874 69
100 10
963 31
S av in g s d e p o s its ..............................................................
32,348 81
39,041 14
35,489 13
34,978 95
S a v in g s certific a te s of d e p o s it...................................
14,489 52
13,211 94
13,183 08
12,752 16
10,000 00
14,000 00
$115.274 14
SI 16.616 21
L iabilities.
C a p ita l sto c k p a id i n .....................................................
S u rp lu s f u n d ................................................ '....................
U n d iv id e d p ro fits, less c u rre n t ex p en ses, in te re st
a n d ta x e s p a i d .............................................................
•
D iv id e n d s u n p a id ............................................................
C o m m ercial d ep o sits s u b je c t to c h e c k ...................
C o m m e rc ial certificates of d e p o s it...........................
D u e to b a n k s a n d b a n k e r s ..........................................
C ertifie d c h e c k s ................................................................
C a s h ie r’s checks o u ts ta n d in g .....................................
N o tes a n d bills re d is c o u n te d ......................................
Bills p a y a b le .....................................................................
T o t a ls .........................................................................
30
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Si 10,443 74
$115,327 60
234
STATE BANKING DEPARTMENT.
No. 175.
COMMERCIAL STATE BANK OE SHEPHERD, SHEPHERD.
Organized December 27, 1894.
I.
N.
Sh eph erd ,
P r e s id e n t ;
W.
I.
O. IT. A d a m s ,
N.
Sh epherd,
V ic e
P r e s id e n t :
W.
A s s is t a n t C a s h ie r .
E.
Ad am s,
D i r e c t o r s . — I.
C a s h ie r ;
N. S h e p h e rd , L in u s I). E ste e , II. D. B e n t, M aggie II. W h ite , O liv e r
A d a m s, N. W . S tru b le , W. 10. A d am s, W . L. D ibble, W. I. N. S h e p h e rd .
R esources.
R e p o rt of
J a n . 22.
R e p o rt of
M arch 28.
II,
R e p o rt of | R e p o rt of
J u n e 9.
S e p t. 6.
L o an s a n d d is c o u n ts ......................................................
$76,488 17
$74,801 41 j
$70,042 46 ]
B o n d s, m o rtg ag e s a n d s e c u ritie s ..............................
37,425 00
46,525 00 !
44,025 00
121 67
922 62 1
171 73
873,424 91
45,025 OO
P rem iu m s p a id on b o n d s .............................................
O v e rd ra fts ............. ............................................................
B an k in g h o u s e ..................................................................
F u rn itu re a n d fix tu re s ..................................................
1,000 00 j
1,000 00
1,000 00
1,000 00
30,813 54
35,604 40
27,941 09
O th e r re a l e s t a t e .............................................................
D ue from o th e r b a n k s a n d b a n k ers (n o t reserve
cities) ...............................................................................
Ite m s in t r a n s i t .............! ................................................
U n ite d S ta te s b o n d s ............................ , .....................
D ue from b a n k s in re serv e c itie s ..............................
38,035 61
D e m an d c e rtific a te s of d e p o s it...............................
10,000 00
E x ch an g es fo r cle arin g h o u s e .................................. ..
341 24
111 04
U. S. a n d N a tio n a l b a n k c u rre n c y ..........................
4,650 00
3,415 00
6,400 00
6,720 00
G old c o in ............................................................................
3,220 00
3,240 00
3,135 00
3,135 00
S ilv er c o in ..........................................................................
1,315 65
1,527 10
1,648 85
1,440 35-
93 03
114 84
121 89
118 11
T o t a ls ...................................... . . . . . . ......................
$172,690 37
$102,470 55
»162,149 33
$159,673 92
L iab ilities.
C ap ita l s to ck p a id i n .....................................................
N ickels an d c e n ts ............................................................
C hecks, cash ite m s a n d in te rn a l rev e n u e a c
c o u n t ................................................................................
142 36
$20,000 00
$20,000 00
820,000 00
$20,(0) 00
S u rp lu s f u n d .....................................................................
U n d iv id ed p ro fits, less c u rre n t ex p en ses, in te re st
a n d ta x e s p a i d .............................................................
7,000 00
7,000 00
7,000 00
7,500 00
554 10
1,733 71
1,881 43
1,109 95
D iv id en d s u n p a id ............................................................
15 00
C om m ercial d ep o sits su b je c t to c h e c k ...................
50,182 82
39,093 09
37,932 64
41,542 23
C om m ercial certific a te s of d e p o s it...........................
94,938 45
94,623 49
94,585 26
88,896 88-
20 26
750 00
624 86
$162,470 55
S162.149 33
8159.673 92-
D u e to b a n k s a n d b a n k e r s ..........................................
C ertified c h e c k s ................................................................
C ash ier’s checks o u ts ta n d in g ......... ............................
S avings d e p o s its ..............................................................
S av in g s certific a te s of d e p o s it...................................
N o te s a n d bills re d is c o u n te d ......................................
B ills p a y a b le .....................................................................
T o tals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$172,690 37
235
STATE BANKS OF MICHIGAN.
No. 148.
CITIZENS’ STATE BANK OF SOUTH HAVEN, SOUTH HAVEN.
Organized December 28, 1892.
W.
S.
B radley, P resid en t;
R . T.
P ie r c e , V ice P r e s i d e n t ;
L. E.
P a r s o n s , C ashier.
W. S . B radley, Jo h n C. M erson, R. T. Pierce, O. M. V aughan, S ilas M. Trowbridge, L. F. Otis, Jam es K. B arden, C . W. W illiam s, L . A. Spencer, W. II. H urlbut,
T. A. Bixby.
D i r e c t o r s .—
Resources.
Loans and disco u n ts.................................................
Bonds m ortgages and securities...........................
Prem ium s paid on b o n d s.........................................
R eport of
Ja n . 22.
$179,698 27
130,393 84
1,285 00
R eport of
M arch 28.
R eport of
Sept. 6.
R eport of
June 9.
$176,747 08
$212,178 21
$205,219 10
124,977 73
121,982 73
123,511 48
1,285 00
1,285 00
1,285 00
1,172 42
O v erd rafts...................................................................
907 86
524 47
617 62'
F u n d tore and fix tu res..............................................
2,000 00
2,000 00
2,000 00
2,000 00
Tterns in tr a n s it..........................................................
5,158 30
8,298 65
155 80
388 55
Due from banks in reserve cities...........................
39,736 82
28 253 34
30.03S 04
53,046 57
22,174 00
Due from other banks and bankers (not reserve
4,140 15
Exchanges for clearing house
TT S and N ational bank currency........................
12,293 00
9,355 00
15,352 00
Hold co in ................ *...................................................
8,217 50
6,762 50
9,910 00
12,147 50
Silver co in ....................................................................
4,435 85
3,135 20
4,214 75
8,680 80
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
103 93
102 68
201 53
303 87
2,297 10
999 01
4,810 86
7,307 36
T o ta ls...................................................................
$380,587 47
$362,441 26
$402,746 54
$441,386 80
Liabilities.
Capital stock paid in .................................................
$50,000 00
850,000 00
$50,000 00
$50,000 00
10,000 00
10,000 00
10,000 00
10,000 00
12,224 28
14,547 96
14,172 73
15,744 16
105,760 78
83,979 40
106,269 07
170,318 25
57,027 44
53,069 41
55,530 19
55,874 06
150,974 97
145,844 49
136,774 55
139,449 73
5,000 00
15.000 00
-
Surplus fu n d ...............................................................
Undivided profits, less current expenses, interest
and taxes p a id ........................................................
Dividends unpaid
Commercial deposits subject to check..................
Commercial certificates of d ep o sit.........................
Due to banks and bankers
Certifier! checks
Cashier’s checks o u tstan d in g ..................................
Savings deposits.........................................................
Savings certificates of deposit
Nof.es and bills rediscounted...........
Bills p ay ab le...............................................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
15.000 00
$402,746 54 |
$386,587 47 ! $302.441 26
1
[
1
$441,380 80
236
STATE BANKING DEPARTMENT.
No. 71.
THE FIRST STATE BANK OF SOUTH HAVEN, SOUTH HAVEN.
Organized December 28, 1889.
J.
R o s s , V i c e P r e s i d e n t ; G e o r g e C. M o n r o e , C a s h i e r ;
C. F . H unt , A s s i s t a n t C a s h i e r .
D i r e c t o r s . — C. .J. M onroe, Volney Ross, M. H. Bixby, Jo h n M ackey, Sam uel I ’. W ilson,
E unice E. Moore, II. M. Avery, L. S. Monroe, F ra n k E. Rood.
M onbob,
P resid en t;
V oln ey
R eport of
Jan. 22.
Resources.
R eport of
March 28.
R eport of
Ju n e 9.
ReporL of
Sept. 6.
Loans and discounts.................................................
5222,239 42
$243,331 08
S207,587 04
$277,292 98
Bonds, m ortgages and securities...........................
153,881 35
154,889 52
131,109 79
124,175 79
107 87
54 87
225 99
323 13
150 00
150 00
150 00
100 00
3 55
391 61
Prem ium s paid on b o nds.........................................
O v erd rafts....................................................................
Banking h o u se............................................................
F urniture and fix tures..............................................
O ther real e s ta te ........................................................
Due from other banks and bankers (not reserve
cities) ........................................................................
Item s in tran sit, currency......................................
5,000 00
United States b o n d s.................................................
Due from banks in reserve cities...........................
82,807 69
47,539 18
Exchanges for clearing house............ .....................
14,583 67
51,943 59
4,253 73
U. S. and N ational bank currency........................
13,180 00
5,915 00
16,243 00
Gold co in ..............................................
11,917 00
9,800 00
9,610 00
9,267 00
Silver co in ............................................
3,900 00
3,300 00
2,500 00
5,000 00
Nickels and c e n ts................................. •.
Checks, cash item s and internal revenue ac
count .......................................
656 52
648 04
578 92
500 94
3,134 84
5,181 78
3,824 76
4,363 13
8492,034 69
$475,813 02
$451.058 51
$491,582 50
$50,000 00
$50,000 00
$50,000 00
$50,000 00
35.000 00
35,000 00
35,000 00
35,000 00
23,257 37
. 26,244 13
26,637 95
26,372 06
T o ta ls..........................................
Liabilities.
Capital stock paid i n ...................
^
.........................................
Surplus fu n d ...........................
Undivided profits, less current expenses, interest
and taxes p a id .............
18,616 00
Dividends u n p a id .............................
Commercial deposits subject to check .............
126,699 56
117,821 51
105,849 42
150,153 34
Commercial certificates of dep o sit..........
7,200 85
3,979 05
5,783 05
4,758 55
Due to banks and b an k ers.................
2,054 56
324 25
265 63
1,205 01
223,282 27
222,009 00
209,637 58
200,185 55
24,540 OS
20,435 08
17,884 88
17,908 05
8492,034 69
$475,813 02
$451,058 51
$491,582 50
Certified checks..........................
Cashier’s checks o u tstan d in g .........
Savings dep o sits.............................
Savings certificates of deposit...........
Notes and bills rediscounted...............
Bills p ay ab le...........................
T o ta ls.................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
t
237
STATE BANKS OF MICHIGAN.
No. 278.
SOUTH RANGE BANK, SOUTH RANGE, [BALTIC P. 0.].
Organized July 8, 1903.
R. R.
L. L. H u b b a r d , V i c e P r e s i d e n t ; W. R. T h o m p s o n , C a s h i e r ;
H. F . G r a y , A s s i s t a n t C a s h i e r .
D i r e c t o r s . — Jam es Ckynow eth, L . L . H ubbard, F. W D enton, N. F . Leopold, A. D. E dw ards.
R. C. P ryor, R. R . Goodell.
G oodell, P residen t;
R eport of
June 9.
$40,618 99
$43,495 28
$54,815 01
$77,884 07
Banking house. tTTTTT................................................
5,194 42
5,194 42
5,194 42
5,275 42
F u rn itu re and fix tu res.............................................
1,585 46
1,735 46
1,947 21
2,002 21
Ofhpr reft] estatp
.....................................
Due from other banks and bankers (not reserve
c i t i e s ) .....................................................................
17,575 62
26,255 55
27,123 S9
26,689 05
Item s in tr a n s it..........................................................
69 61
214 00
143 45
1,149 29
5,161 71
3,948 63
4,420 42
14,994 34
7,200 00
J,nans find discounts.................................................
R eport of
Ja n . 22.
R eport of
Sept. 6.
R eport of
March 28.
Resources.
Bonds m ortgages ond securities..................... ..
Prem ium s paid cn hnnfis .......................................
O verdrafts
r . T...................................................
U nited S tates bonds ...............................................
P u 0froni banks in reserve cities...........................
Exchanges for clearing h ouse.................................
7,030 00
4,300 00
3,835 00
TT.................................................
535 00
725 00
520 00
Silver coin .. r ..............................................................
838 00
670 00
789 30
Nickels and c e n ts.......................................................
Checks, cash item s and internal revenue acc o u n t.........................................................................
70 50
62 50
134 15
78 94
2,133 01
4,008 93
4,772 96
2,910 77
T o ta ls....................................................................
$80,812 32
891,209 77
$103,695 81
$139,059 09
Liabilities.
Capital stock paid i n ................................................
$30,000 00
$30,000 00
$30,000 00
$30,000 00
20
309 58
997 45
36,607 16
40,584 93
41,187 64
55,567 85
14,116 83
20,462 64
32,198 59
52,493 79
$80,812 32
$91,209 77
$103,695 81
$139,059 09
U S and N ational hank currency.......................
Qo]d coin
fu n d ...............................................................
Undivided profits, less current expenses, interest
and t a x e s p a id .......................................................
875 00
S u r p lu s
88 33
162
"Dividends u n p a id ......................................................
Commercial deposits subject to check..................
C om m ercial certific a te s of d e p o s it...........................
"Due. fo banks and b an k ers......................................
Certified checks ...........................................................
Cashier's checks o u tstan d in g ..................................
Savings d ep o sit...........................................................
Savings certificates of d ep o sit...............................
Notes and bills rediscounted..................................
Bills p a y a b le
...............................................
T o ta ls...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
238
No. 207.
SPARTA STATE BANK,