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~B 2 | , i : 11 o«2.
OF T H E
STATE OF MICHIGAN
DECEMBER 31, 1902
L A N S IN G , M IC H IG A N
R O B E R T S M IT H P R IN T IN G CO., S T A T E P R IN T E R S A N D B IN D E R S
1903
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Federal Reserve Bank of St. Louis
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Federal Reserve Bank of St. Louis
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Federal Reserve Bank of St. Louis
DEPARTMENT OFFICERS.
C O M M ISSIO N ER ,
GEORGE L. MALTZ.
D E P U T Y C O M M ISS IO N E R ,
W. T. BRADFORD.
B A N K E X A M IN E R S ,
B. C. JOLLY,
WM. DONOVAN,
HARMON WENDELL,
ELMER E. FORD,
ALBERT E. MANNING.
O F F IC IA L A D D R E SS, L A N S IN G , M IC H IG A N .
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Federal Reserve Bank of St. Louis
COMMISSIONERS OF BANKING OF MICHIGAN.
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Federal Reserve Bank of St. Louis
[U n d e r A c t 205, 188?.]
THEODORE C. SHERWOOD,
Appointed January 7, 1889; resigned November 7,1896.
DANIEL B. AINGER,
Appointed November 11, 1896; resigned April 1, 1897.
JOSIAH E. JUST,
Appointed April 1, 1897; died February 19, 1898.
GEORGE L. MALTZ,
Appointed February 26, 1898.
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Federal Reserve Bank of St. Louis
TABLE OF CONTENTS.
Page
A b s tra c ts , c o m p a ra tiv e , 1889 to 1902, in c lu siv e, s t a t e b a n k s ................................................................... 21 to 23
c o m p a ra tiv e , 1889 to 1902, in clu siv e, n a tio n a l b a n k s ............................................................. 24 to 26
o f s t a t e b an k s, 1902...............................................................................................................................
27
28
o f n a tio n a l b a n k s, 1902........................................................................................................................
t o ta l v o lu m e o f b u sin e ss s t a t e a n d n a tio n a l ban k s, re p o r ts o f 1902 ...............................
29
s t a t e b a n k s in D e tr o it.........................................................................................................................
30
n a tio n a l b a n k s in D e tr o it.................................................................................................................
31
s t a t e a n d n a tio n a l b a n k s in D e tr o it.......................
32
s t a t e an d n a tio n a l b a n k s in G ra n d R ap id s..................................................................................
33
s t a t e a n d n a tio n a l b a n k s in S a g in a w ...........................................................................................
34
s t a t e an d n a tio n a l b a n k s in B ay C itie s .......................................................................................
35
s t a t e an d n a tio n a l b a n k s in K a la m a z o o .....................................................................................
36
s t a t e an d n a tio n a l b a n k s in P o r t H u ro n ....................
37
38
s t a t e and n a tio n a l b a n k s in A nn A r b o r ......... .........................................................................
s t a t e an d n a tio n a l b a n k s in J a c k s o n ............................................................................................
39
s t a t e an d n a tio n a l b a n k s in M a r q u e t t e ...............................................................
40
s t a t e an d n a tio n a l b a n k s in M u sk e g o n ........................................................................................
42
s t a t e b a n k s in A d r ia n .........................................................................................................................
41
s t a t e b a n k s in B e n to n H a r b o r ........................................................................................................
43
B an k s e x a m in e d and f e e s p a id ........................................................................................................ '...................
44
C h a n g e s o f t i t l e s .................................................................................................................................................................
C a p ita l s to c k , in c re a s e a n d d e c r e a s e o f ..........................................................................................................
11
D ecisio n s o f s u p re m e c o u r t ......................................................... { . .......... ...........................................................
18
E a rn in g s o f b a n k s an d tr u s t c o m p a n ie s ............................................................................................................
12
E x te n sio n o f c o r p o r a te e x is te n c e .......................................: ..............................................................................
10
G ro w th o f s t a t e an d n a tio n a l b a n k s ...........................................................................................................................
I n c r e a s e an d d e c r e a s e o f c a p ita l s t o c k ..................................................................................................................
In s o lv e n t b a n k s ..................................................................................................................................
L ist o f b a n k c a s h ie rs in M ich ig an ........................................................................................................................
379
N e w b a n k s ...........................................................................................................................
N u m b e r o f d e p o sito rs ..........................................................................................................................
O pinions o f a tto r n e y g e n e r a l ..................................................................................................................................
R e c e ip ts an d e x p e n s e s .............................................................................. : .............................................................
13
R e s e rv e c itie s ......................................................................................................................................................................
R e p o rts o f r e c e i v e r s .........................................................................................................................................................
R e p o rts o f s t a t e b a n k s an d tr u s t c o m p a n ies (se e in d ex ) ................................................ 51 to 290 (inclusive)
R e p o rts o f n a tio n a l b a n k s (s e e in d e x ) ....- .............................................................................. 291 to 376 (inclusive)
V o lu n ta ry liq u id a tio n s .....................................................................................................................................................
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Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
Banking Department,
Lansing, December 31, 1902.
To the Hon. Aaron T. Bliss, Governor of Michigan:
I have the honor to submit the fourteenth annual report of this de
partment in compliance with the provisions of section 43 of the General
Banking Law of Michigan, as follows :
On the thirty-first day of December the Commissioner of the Banking
Department shall make an annual report to the Governor of the State,
which report shall be published and shall exhibit:
First, A summary of the state and condition of every bank from which
reports have been received during the year, with an abstract of the whole
amount of capital returned by them, the whole amount of their debts
and liabilities, the total amount of means and resources, separating the
reports of such banks and other corporations, and specifying the amount
of lawful money held by banks at the time of their several returns, and
such other information in relation to such banks and corporations as in
his judgment may be required;
Second, A statement of the banks and corporations whose business
has been closed during the year, the amount of their resources and lia
bilities, and the amount paid to the creditors thereof;
Third, The names and compensation of the clerks employed by him,
and the whole amount of expenses of the banking department during the
year ;
Fourth, The amount of fees received for the examination of banks, or
other corporations, and fines collected and paid over to the State
Treasurer.
In accordance with the provisions of sections 39 and 40 of the General
Banking Law, all of the institutions under the supervision of this de
partment have been examined during the year.
At the date of this report, there are two hundred and thirty-two State
banks and four trust companies under the supervision of this depart-
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Federal Reserve Bank of St. Louis
10
STATE BANKING DEPARTMENT.
ment. In the statistics following the number of banks is given at 228
State banks. This is caused by four banks, the E. Jossman State Bank,
Clarkston; Chippewa County Savings Bank and Central Savings Bank,
of Sault Ste. Marie, and Bank of Stephenson, Stephenson, commencing
business subsequent to November 25, the date of last call for report of
condition.
Statements showing the financial condition of all State banks and
trust companies, as called for by this department four times during the
year, and in addition thereto reports of the financial condition of the
eighty-four national banks of the State, are appended; as are also ab
stracts of the yearly reports for the past thirteen years, which show the
progress and increasing wealth of the State.
N EW BANKS.
During the year twenty-one banks and one trust company have been
organized, as follows:
C o m m e n ce d
b u sin ess.
No.
T itle .
L o c a tio n .
250
251
252
253
254
T h e S t a t e B an k o f W h ite h a ll...................................
T h e S e b e w a in g S t a t e B a n k .....................................
C o m m e rc ia l S t a t e B an k o f M a r le t te ....................
C itiz en s’ S t a t e S a v in g s B a n k ...................................
H u ro n C o u n ty S a v in g s B a n k .....................................
W h ite h a ll.............
S e b e w a in g ....
M a r i e t t e ...............
B ro w n C ity
H a rb o r B e a c h ....
$20,000
20,000
25.000
25.000
30.000
255
256
257
258
259
C alh o u n S t a t e B a n k ..................................................... H o m e r .
B o y n e C ity S t a t e B an k ................................................ B o v n e C ity ...
T h e K a lk a s k a C o u n tv S ta te a n d S a v in g s B an k . K a lk a s k a ...............
F ir s t S t a t e B an k o f T e k o n s h a ..............................
T e k o n s h a ..........
B ig R ap id s S a v in g s B a n k ............................................. B ig R a p id s ...........
20,000
25.000
20.000
30.000
25.000
J a n u a r y 28.
F e b r u a r y 5.
F e b ru a ry 13.
A pril 1.
M ay 1.
260
261
262
263
F ir s t S t a t e S a v in g s B an k o f H ills d a le ..................
P e o p le ’s S a v in g s B ank o f C a d i lla c ........................
C itiz en s’ S a v in g s B a n k o f H o lly ..............................
C o m m e rc ia l S t a t e S a v in g s B a n k ............................
H ills d a le ...........
C a d illa c .................
H o lly ...............
G re e n v ille ............
50.000
50.000
20.000
25,000
J u n e 16.
J u ly 15.
A u g u st 1.
S e p te m b e r 8.
264
265
266
267
C o m m e rc ia l S t a t e B an k o f I t h a c a .....................
T h e C itiz en s’ B an k o f S a lin e .....................................
P e o p le ’s S a v in g s B an k o f T r a v e rs e C ity .............
E. J o ss m a n S t a t e B a n k .......................................
I t h a c a .............
S a lin e . ..
T r a v e rs e C ity . . .
C la rk sto n
30.000
25.000
60.000
20.000
O c to b e r 23.
N o v e m b e r 3.
N o v e m b e r 25
D e c e m b e r 1.
268
269
270
C h ip p e w a C o u n ty S a v in g s B a n k ....... f . ..................
C e n tra l S a v in g s B a n k ..................................................
B an k o f S te p h e n s o n .....................................................
S u p e rio r T r u s t C o m p a n y ..........................................
S a u lt S te . M arie.
S a u lt S te . M arie.
S te p h e n s o n .........
H a n c o c k ...............
50,000
50,000
20,000
150,000
D e c e m b e r 2.
D e c e m b e r 2.
D e c e m b e r 5.
J u ly 21.
C ap ital.
Ja n u a ry
Ja n u a ry
J a n u a ry
J a n u a ry
Ja n u a ry
3.
9.
16.
18.
22.
A n in c re a s e o f b a n k in g c a p ita l o f $790,000.
V O L U N T A R Y L IQ U ID A T IO N S .
During the year but one bank has gone into voluntary liquidation, the
Citizens’ Savings Bank, Benton Harbor, which was effected by resolu
tion of its stockholders January 11, 1902, in accordance with the provi
sions of section 53 of the General Banking Law.
E X T E N S IO N S O F C O RPO R A TE E X IS T E N C E .
The following banks, according to the provisions of act No. 143, Pub
lic Acts of 1899, have extended their corporate existence for the period
of thirty years from date of their original incorporation :
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Federal Reserve Bank of St. Louis
REPORT OF THE COMMISSIONER.
11
Lenawee County Savings Bank, Adrian; Savings Bank of East Sagi
naw, Saginaw; Genesee County Savings Bank, Flint; Grand Rapids Sav
ings Bank, Grand Rapids; Merchants and Miners’ Bank, Calumet; Port
Huron Savings Bank, Port Huron.
IN C R E A S E A N D D EC R EA SE O P C A P IT A L S T O C K .
One bank during the year 1902 reduced its capital stock, the Ionia
County Savings Bank, Ionia, such reduction being from $80,200.00 to
$65,000.00, which was permitted for good and sufficient reasons. To this
reduction of $15,200.00 should be added the decrease caused by the liqui
dation of the Citizens’ State Bank, Benton Harbor, $50,000.00, and the
$150,000.00 shrinkage caused by the failure of the City Savings Bank,
Detroit, making in all a reduction of $215,200.00.
The following banks have increased their capital stock during the vear
1902:
Farmers and Merchants’ Bank, Benton Harbor, $100,000.00 to
$125,000.00.
Brown City Savings Bank, Brown City, $20,000.00 to $25,000.00.
State Savings Bank, Detroit, $500,000.00 to $1,000,000.00.
Sanilac County State Bank, Croswell, $30,000.00 to $35,000.00.
This makes an increase of $535,000.00. To this is to be added the in
crease of capital caused by the organization of new banks, $790,000.00,
constituting a gross increase of $1,325,000.00. Deducting from this
amount the total decrease of $215,200.00 leaves a net increase for the
year of $1,109,800.00.
IN S O L V E N T B A N K S .
During the year one bank, the City Savings Bank, Detroit, Michigan,
became insolvent, and on February 12 was placed in the hands of The
Union Trust Company, Detroit, receiver. The first report of the receiver
will be found under “Reports of Receivers.”
C H A N G E S O F T IT L E .
On January 14, 1902, by a vote of its stockholders, the Detroit River
Savings Bank, Detroit, changed its title to “The Marine Savings Bank
of Detroit, Michigan.” The stockholders of the McLellan & Anderson
Savings Bank, Detroit, on October 15, 1902, voted to change the title of
said bank to the “United States Savings Bank,” which change took effect
on December 1, 1902.
G R O W T H OF ST A T E B A N K S .
Since the organization of this department, 1889, the increase and
growth of business has been very great. Loans show an increase of
$103,526,418.96, and deposits $115,054,767.77, as will be seen from the
following statement:
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Federal Reserve Bank of St. Louis
12
TATE BANKING
DEPARTMENT.
80 banks,
J a n . 7, 1889.
R e s o u rc e s.
213 b a n k s a n d 3 228 S t a t e b a n k s,4
tr u s t c o m p a n ies, tr u s t c o m p a n ies,
D ec. 10, 1901.
N ov. 25. 1902.
L o a n s .........................................................................................
R e a l e s ta te , fu r n itu re a n d f ix tu r e s ...............................
C a s h ...................... .....................................................................
$30,815,697 13
534,411 76
7,550,661 99
$118,177.766 66
4,095,652 24
29,919,010 85
$134,342,116 09
4,169,085 62
31,208,906 70
T o t a l s ..................................................................................
$38,900,770 88
$152,193,029 75
$169,720,108 41
L iab ilitie s.
C a p ita l s to c k p a id i n ...........................................................
S u rp lu s fu n d a n d u n d iv id e d p ro f its ...............................
D e p o s its .....................................................................................
N o te s an d bills r e d is c o u n t e d ...........................................
T o t a ls ..................................................................................
$5,519,425
1,818,835
31,284,124
278,385
$14,035,880
6,694,854
131,351,724
110,571
00
53
39
96
$38,900,770 88
00
23
33
19
$152,193,029 75
$14,842,470
8,211,758
146,338,892
326,987
00
27
16
98
$169,720,108 41
It will also be observed that, according to the above statement, de
posits and loans in the 228 State banks and four trust companies, dur
ing the year 1902, have increased over previous year as follows: (For
reference I include National banks.):
N u m b e r o f b anks.
D eposits.
L o an s.
228 S t a t e b a n k s an d 4 tr u s t c o m p a n ie s ...................................................................
84 N a tio n a l b a n k s ..........................................................................................................
$14,987,167 83
4,000,505 09
$16.164,349 43
6,911,850 07
T o ta l in c r e a s e ...........................................................................................................
$18,987,672 92
$23,076,199 50
On November 25, 1902, the amount of cash in the 22S State banks and
four trust companies was $31,208,906.70, and in the 84 National banks,
$21,385,062.43, making a total amount of $52,593,969.13.
E A R N IN G S OF T W O H U N D R E D A N D T W E N T Y -E IG H T ST A T E B A N K S A N D F O U R T R U S T
C O M P A N IE S .
Dividends paid for 1902 on capital stock of $14,035,880.00 amount to
$1,043,051.12. Increase of surplus fund was $1,197,232.80.
Average dividend rate on capital for 1902 was seven and four-tenths
per cent.
Average dividend rate on capital and surplus, $17,798,540.91, for 1902
was five and Qight-tenths per cent.
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Federal Reserve Bank of St. Louis
13
REPORT OF THE COMMISSIONER.
N U M B E R OF D E P O S IT O R S .
The total number of depositors in the 228 State banks and 81 National
banks on December 1, 1902, was 503,524, as follows:
State banks, individual deposits subject to check......................
State banks, commercial certificates of deposit..........................
State banks, savings depositors......................................................
State banks, savings certificates of deposit..................................
National banks, individual deposits subject to check..............
National banks, certificates of deposit............................................
61,017
39,717
257,393
39,169
59,738
46,490
The following table will show number of commercial depositors and
savings depositors in the 228 State banks and 84 National banks,
together with amount of deposits and average amount to each depositor:
B anks.
C lass o f
d e p o sit.
o m m e rc ia l ..
228 S t a t e b a n k s ................................................ ......... j| C
S a v in g s ...........
84 N a tio n a l b a n k s ....................................................
C o m m e r c ia l..
T’é ta is
...........................................................
N um ber
of d e
p o sito rs.
A v e ra g e
to e a c h d e
p o sito r.
A m o u n t of
d e p o sits.
*100,734
*296,562
*106,228
$51,797,517 60
89,278,662 99
63,316,731 07
$514 00
301 00
596 00
503,524
$204,392,911 66
$405 00
* T h is in c lu d e s c e r tific a te s o f d e p o sits; s e v e ra l c e r tif ic a te s issu e d to o n e p e rs o n c o u n te d as one.
j
. S ir.
R E C E IP T S A N D E X P E N S E S O F T H E
D EPARTM ENT.
The fees collected by this department for the examination of banks,
according to the provisions of section 40 of the General Banking Law,
amounted to $16,737.61. And there has been turned over to the Secre
tary of State for franchise fees on capital stock of new banks and from
banks increasing their capital, $647.50, and from banks extending their
corporate existence $325.00, in all $972.50. This amount together with
$16,737.61, examination fees, makes a total of $17,710.11 received from
banks during the year.
The expenses of the department for the year were as follows:
Salary of George L. Maltz, Commissioner..............................
Salary of W. T. Bradford, Deputy Commissioner..................
Salary of B. C. Jolly, examiner..................................................
Salary of William Donovan, examiner......................................
Salary of Harmon Wendell, examiner......................................
Salary of Elmer E. Ford (appointed February 4, 1902). .. .
Salary of A. E. Manning, examiner............................................
Salary of extra clerks...................................................................
Expenses incurred in the examination of banks....................
Miscellaneous expenses, viz., printing, stationery, postage,
etc....................................................................................................
Total .....................................................................................
$2,500
2,000
1,700
1,700
1,700
1,445
1,200
306
3,789
00
00
00
00
00
01
00
00
95
1,783 83
$18,124 79
The above will show that this department actually costs the State
$414:68.
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Federal Reserve Bank of St. Louis
14
STATE BARKING DEPARTMENT.
R E SE R V E
C IT IE S .
In accordance with the provisions of sections 24 and 27 of the Banking
Law, I have designated for the year 1902 the following as reserve cities,
viz.: Detroit, Grand Rapids, Bay City, Saginaw, Kalamazoo, Jackson,
Port Huron, Adrian, Benton Harbor, Muskegon, Ann Arbor, Marquette,
New York, Boston, Philadelphia, Baltimore, Buffalo, Cleveland, Toledo,
Cincinnati, St. Louis, Chicago and Milwaukee.
R E P O R T S OF R E C E IV E R S .
The following reports from the several receivers were called for under
date of December 1, 1902, with the exception of the receiver of People's
Savings Bank, Lansing, who reports under date of December 31, 1902 :
People’s Savings Bank, Lansing.
G. W. Jewett, received, under date of December 31, 1902, reports as
follows:
Liability to depositors at date of suspension, July 15, 1896.
Other lia b ilitie s............................................................................
$138,540 20
111,603 63
Total .......................................................................................
$250,143 83
Total assets at date of, and received since suspension..........
Amount collected by receiver to d a t e ........................................
Disposition of collections:
Loans p a id ............................
Dividends p a i d ....................
Legal expenses p a id ............
Receiver’s salary to date . . .
All other exp en ses..............
In Lansing b a n k s................
Balance in hands of receiver
$67,784 69
59,060 37
8,323 14
8,916 66
20,346 61
3.747 64
13 99
------------------
411,965 11
168,193 10
168,193 10
Ingham County Savings Bank, Lansing.
John A. May, receiver, made the following report:
Liability to depositors at date of suspension, August 6, 1896
Other lia b ilitie s............................................................................
$141,004 92
12,761 34
Total .......................................................................................
$153,766 26
Total assets at date of, and received since suspension
Amount collected by receiver to d a t e ..........................
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Federal Reserve Bank of St. Louis
287,354 70
120,187 48
15
REPORT OF THE COMMISSIONER.
Disposition of collections:
Loans p a id ....................................................
Dividends paid ............................................
Legal expenses ............................................
Receiver’s salary to d a t e ............................
All other exp en ses......................................
Balance in hands of State Treasurer . . . .
Balance in hands of receiver....................
$66,071 95
28,710 09
7,588 55
9,070 75
3,442 78
1,088 13
4,215 23
------------------ $120,187 48
Mecosta County Savings Bank, Big Rapids.
The Michigan Trust Company, Grand Rapids, receiver, reports as fol
lows:
Liability to depositors at date of suspension, October 26,
1896 ............................................................................................. $204,681 38
Other lia b ilitie s............................................................................
10,639 18
Total .......................................................................................
$215,320 56
Total assets at date of,and receivedsince suspension.............
Amount collected byreceiver tod a t e ........................................
298,812 35
162,914 08
Disposition of collections:
Loans p a id ..................................................
Dividends paid ............................................
Legal expenses p a i d ..................................
Receiver's salary to d a t e ..........................
All other exp en ses....................................
Special “stockholder's” fund for deposit
ors ............................................................
Balance in hands of receiver....................
$1,865
115,153
5,616
5,000
18,218
16
97
85
00
29
5,492 24
11,567 57
City Savings Bank, Detroit.
Union Trust Company, Detroit, receiver, reports as follows:
Liability to depositors at date of suspension, February 10,
1902 ...........
$3,378,121 20
Other lia b ilitie s............................................................................
662,937 50
Total .........................................................................................$4,041,058 70
Total assets at date of, andreceivedsince suspension.............
Amount collected byreceiver to d a t e ........................................
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Federal Reserve Bank of St. Louis
4,228,068 54
1,428,918 26
16
STATE BANKING DEPARTMENT.
Disposition of collections:
Disbursements other than loans pai d. . . .
Dividends paid ............................................
Legal expenses ............................................
All other exp en ses......................................
Deposits of February 8 and 10, and collec
tions returned . . . i ..................................
Balance in hands of receiver....................
$21,914
337,319
1,156
36,407
81
82
21
04
37,392 99
994,697 39
--------------$1,428,918 26
State Bank of Fenton, Fenton.
Clarence Tinker, receiver, reports as follows:
Liability to depositors at date of suspension, June 14, 1897.
Other lia b ilitie s........................................................ , .................
$88,703 19
14,141 30
Total .......................................................................................
$102,844 49
Total assets at date of, and received since suspension..........
Amount collected by receiver to date........................................
141,676 18
72,694 19
Disposition of collections :
Loans p a id ..............................
Dividends p a i d ......................
Legal expenses p a id ..............
Receiver’s salary to date . . . .
All other exp en ses................
Balance in hands of receiver
$13,146 42
40,318 22
1,619 42
730 00
5,382 14
11,497 99
------------------
72,694 19
The Tawas State Savings Bank, East Tawas.
N. C. Hartingli, receiver, reports as follows:
Liability to depositors at date of, and received since sus
pension .......................................................................................
Other lia b ilitie s............................................................................
Total
$39,080 05
Total assets at date of, and received since suspension. . . .
Amount collected by receiver to d a t e ......................................
Disposition of collections:
Loans p a id ....................................................
Dividends p a i d ............................................
Legal exp en ses.....................................
Receiver’s salary to d a t e ............................
All other exp en ses......................................
Balance in hands of receiver......................
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Federal Reserve Bank of St. Louis
$11,040 63
28,039 42
80,413 13
8,918 03
$107 15
5,140 21
513 06
740 00
754 63
1,662 98
8,918 03
REPORT OF THE COMMISSIONER.
17
People's Savings Bank, Mt. Pleasant.
Charles T. Russell, receiver, reports as follow s:
Liability to depositors at date of suspension, August 20,
1897 ............................................................................................
Other lia b ilitie s............................................................................
$65,491 80
16,896 90
Total ............................................ ........... . ............................
$82,388 70
Total assets at date of, and received since suspension..........
Amount collected by receiver to d a t e ......................................
236,876 78
123,520 43
Disposition of collections :
Loans p a id ............................................ ........
Dividends paid ....................................
Legal expenses ....................................
Receiver’s salary to d a t e ....................
All other exp en ses..............................
Balance in hands of receiver............ ........
$80,483
30,043
1,772
8,216
2,815
189
59
02
69
15
00
98
123,520 43
Opinions of Attorney General and Decisions of Supreme Court as to the
Banking Law.
Below is given an opinion of the Attorney General as to application of
Section 1 of the General Banking Law with reference to capital required
in cities of over twenty thousand inhabitants:
Hon. George L. Maltz, Commissioner of the Banking Department, Cap
itol Lansing, Michigan.
Dear Sir—I am in receipt of your letter of the 22d instant, enclosing
letter from William Shakespeare of Kalamazoo, Michigan, relative to the
amount of capital stock a State bank is required to have under section 1 of
the general banking law, the particular question being whether a State
bank could be organized at Kalamazoo, a city of over twenty thousand
inhabitants, with a capital of less than $100,000.00.
The section in question provides for the organization of State banks
and prescribe the minimum capitalization authorized, the amount vary
ing according to the population of the city or vilage in which the bank
is established, as follow s:
“ * * Banks with a capital of not less than twenty thousand dollars
may be organized in a city or village the population of which does not
exceed fifteen hundred inhabitants, and with a capital of not less than
twenty-five thousand dollars in a city or village the population of which
does not exceed five thousand inhabitants, and with a capital of not less
than fifty thousand dollars in a city or village the population of which
does not exceed twenty thousand inhabitants, and with a capital of not
less than one hundred thousand dollars in cities not less than one hundred
and ten thousand inhabitants, in cities over one hundred and ten thou
sand inhabitants a capital not less than two hundred and fifty thousand
dollars: * * ”
3
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Federal Reserve Bank of St. Louis
18
STATE BANKING DEPARTMENT.
It will be noted that in prescribing the minimum capitalization of
banks in cities of twenty thousand inhabitants and under, the words
“the population of which does not exceed,” are used, while referring to
the capitalization of banks in cities of one hundred and ten thousand
inhabitants the words “not less than” are employed. If the words of
the statute are given their literal signification it is apparent that the
minimum capitalization of one hundred thousand dollars applies only
to banks in cities of one hundred and ten thousand inhabitants,and that
as to banks in cities the population of which exceeds twenty thousand
inhabitants and is less than one hundred and ten thousand inhabitants
the statute does not prescribe the minimum capitalization. The inten
tion of the legislature in that portion of the statute quoted undoubtedly
was to prescribe the minimum capitalization of banks in cities the popu
lation of which does not exceed a certain number of inhabitants, and I
do not believe it was the intention to eliminate from the statute all refer
ence to the minimum capitalization of banks in cities the population of
which is between twenty thousand and one hundred and ten thousand
inhabitants. The words of the statute should, in my opinion, be inter
preted according to that meaning which the legislature intended to ex
press, although this may involve a departure from their literal significa
tion, and the meaning intended to be expressed by the words of the statute
is, I believe, that banks with a capital of not less than one hundred
thousand dollars may be organized in cities the population of which does
not exceed one hundred and ten thousand inhabitants. Under this con
struction a State bank organized in Kalamazoo, a city of over twenty
thousand inhabitants, would be required to have a capital stock of not
less than one hundred thousand dollars.
Respectfully
HORACE M. OREN,
|
A ttorney General.
I give below the decision of the Supreme Court in the matter of the
proceeding of Ernestine Peters, Petitioner vs. The Union Trust Company,
Receiver et al. Respondents and appellants, as to the applications of Sec
tions 27 and 29 of the banking law affecting the preference of saving
depositors, and the tracing of investments made with funds designated as
“savings” and “commercial” deposits:
Montgomery, J. In this proceeding, the City Savings Bank has been
found insolvent, and a receiver appointed to take charge of its assets,
and distribute the same among the creditors. The petitioner was a
depositor in the savings department of the bank, and in this petition asks
that in the distribution of the assets the investments made of the funds
deposited with the savings department be held solely for the benefit of
the depositors of savings funds; and the sole question presented is
whether there are any assets as to which complainant is entitled to this
preference.
Sec. 27 of the general banking law, 2 Comp. Laws 1897, Sec. 6116, pro
vides as follow s:
“A savings bank shall keep on hand at least fifteen per cent of its total
deposits. Three-fifths of the remainder of its savings deposits shall be
invested by the board of directors in bonds of the United States or of this
State, or in the bonds of any other state of the United States;” etc., “in
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Federal Reserve Bank of St. Louis
REPORT OF THE COMMISSIONER.
19
the public debt or bonds of any city,” etc., “or upon notes or bonds se
cured by mortgage lien upon unincumbered real estate,” etc.
And Sec. 29 of the banking law, 2 Comp. Laws 1897, Sec. 6118, reads:
“Any bank combining the business of a commercial bank and a savings
bank, shall keep separate books of account for each kind of business;
Provided, That all receipts, investments and transactions relating to each
of said classes of business shall be governed by the provisions and restric
tions herein specifically provided for the respective kinds of banks;
and provided further, that all the investments relating to the savings
department shall be kept entirely separate and apart from the other bus
iness of the bank, and that the fifteen per cent reserve fund required by
the provisions of this act to be kept on the savings deposits, shall be
kept separate and distinct from the reserve required on the commercial
deposits, and that such portion of said savings deposits as are on hand
unloaned, or deposited with other banks or reserve agents, and the in
vestments made with the funds deposited by the savings depositors,
shall be held solely for the payment of the depositors of said funds.”
These provisions are not ambiguous. They are perfectly clear. And
we agree with the learned judges of the circuit court, who heard this case
below, that the question of convenience in banking, or inconvenience
resulting from the enforcement of the law can in no way concern us, if
we ascertain the legislative intent; and that we are bound to enforce the
law as we find it upon the statute books.
The difficulty in this case arises from a claimed inability to follow the
particular funds which were received as savings deposits. It is undoubt
edly true that there was a commingling of funds. But the books of the
bank always showed the amount which had been received by the savings
department. From time to time, reports were made to the banking com
missioner, showing that the savings funds had been invested in mortgages
and bonds, to the amount of about one million dollars. It also appears
from the testimony of Mr. Muer that the real estate loans were conducted
through and carried in the savings department and so reported to the
banking commissioner. It appeared by the testimony of the cashier that
this was not only true of the real estate securities, but of the bonds,
amounting to about one hundred thousand dollars. The rest of the
savings department deposits were invested in commercial securities.
So long as it is entirely possible to trace the fund which was involved
in these securities, as a fund derived from the savings department, we
think there is no difficulty in saying that it should be impressed with a
trust in favor of the savings depositors.
See Ledyard v. Hibbard, 48 Mich. 421.
Sherwood v. Savings Bank, 103 Mich 109.
Fire & Water Com’rs. v. Wilkinson, 119 Mich. 655.
The point is made that some of the commercial loans were secured by
mortgages, and afterward the mortgages accepted in satisfaction of the
loans; and it is said, as to these securities, that they had not their origin
in a loan of funds from the savings department, but from the commercial
department of the bank, and should be so treated. We think this point
is well taken, and that the case should be remanded, with leave to the
receiver to apply to the court for direction regarding any mortgages
claimed to fall within this class.
In all other respects, the order of the circuit court, which provided
that the real estate securities and bonds be applied to the savings depos
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Federal Reserve Bank of St. Louis
20
STATE BANKING DEPARTMENT.
its, and that, as to the excess of savings deposits, over and above these
securities, the depositors should share with the commercial creditors, will
be affirmed, and the case remanded for further proceedings. No costs will
be awarded on this appeal.
ACKNOWLEDGMENT.
I desire to acknowledge the valuable services rendered this department
by Deputy Commissioner W. T. Bradford and Examiners B. C. Jolly,
William Donovan, Harmon Wendell, Elmer E. Ford, and A. E. Manning.
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Federal Reserve Bank of St. Louis
Very respectfully,
Commissioner of the Banking Department.
21
REPORT OF THE COMMISSIONER,
Comparative abstract, giving the volume of business as shown by the December reports of
Michigan State banks for the years 1889, 1890, 1891, 1892, 1893, 1894, 1895, 1896, 1897,
1898, 1899,1900,1901 and 1902, as made to the Commissioner of the Banking Department.
R e so u rc e s.
D ecem ber
11, 1889,
90 ban k s, 2
tr u s t
c o m p a n ies.
D ecem ber
D ecem ber
D ecem ber
D ecem ber
19, 1890,
2, 1891,
9, 1892,
19, 1893,
106 b an k s, 2 121 b a n k s, 3 138 b a n k s, 3 159 banks, 3
tr u s t
tr u s t
tr u s t
tr u s t
co m p a n ies. co m p a n ies. c o m p a n ies. c o m p a n ies.
L o a n s a n d d is c o u n ts ............................. $22,624,667 12 $27,628,145 16 $30,543,959 76 $38,883,892 66 $32,402,874 53
S to c k s , b o n d s a n d m o r t g a g e s .........
15,645,031 54 18,846,687 08 21,308,913 14 26,843,183 47 24,804,367 45
O v e rd ra fts ................................................
B an k in g h o u se, fu r n itu re an d fixt u r e s ........................................................
165,315 19
183,645 30
195,618 49
222,549 92
206,537 17
523, 466 20
714,313 50
941,191 77
1,274,415 65
1,517,146 91
647, 824 26
O th e r r e a l e s t a t e ...................................
253,782 59
311,476 52
350,381 69
692,412 41
E x p e n s e s a n d ta x e s p a id ....................
276,624 57
266,114 72
307,386 48
364,088 85
395,207 14
I n t e r e s t p a id ...........................................
210,872 79
217, 130 03
145,482 78
271,426 84
352,701 34
D u e fro m b a n k s in r e s e r v e c itie s ...
5,182,241 12
5,712,028 27
7,481,885 31
9,435,452 69
7,536,024 09
D u e f r o m o th e r b a n k s a n d b a n k e rs.
298,942 90
371,808 62
468,162 59
526,816 22
450,100 31
E x c h a n g e s f o r c le a r in g h o u s e .........
200,024 37
152,723 76
319,354 22
306,521 91
246,416 43
C h e c k s an d c a s h i t e m s ......................
150,252 88
308,018 92
242,213 13
209,662 16
302,096 21
N ic k e ls a n d c e n t s .................................
11,720 48
11,047 14
15,630 82
18,382 56
24,102 73
G old c o in ...................................................
396,827 00
483, 564 49
849,656 57
1,039,932 42
1,698,747 47
S ilv e r c o in ................................................
U n ite d S t a t e s an d N a tio n a l b a n k
n o te s ........................................................
171,666 15
167,925 17
215,054 78
293,818 72
259,119 76
1,242,843 00
1,575,817 00
1,807,081 00
2,266,977 00
2,312,851 00
P re m iu m s p a id ........................................
T o t a ls .................................................. $47,354,277 90 $56,950,395 68 $65,191,972 53 $82,649,533 48 $73,156,116 80
L ia b ilitie s.
C a p ita l s to c k p a id i n ..........................
$7,254,559 10 $8,460,835 00 $9,522,420 00 $11,109,827 59 $12,311,041 98
S u rp lu s fu n d .............................................
1,132,329 90
1,502,849 44
1,704,248 31
2,124,487 81
2,443,906 07
G ro ss u n d iv id e d e a r n in g s ....................
1,679,925 61
1,912,300 21
2,169,532 72
2,534,015 14
2,639,574 57
D iv id en d s u n p a id ...................................
2,571 63
6,234 60
2,158 87
5, 739 37
18,081 02
In d iv id u a l d e p o s its ...............................
7,879,586 71
9,300,393 00 11,750,841 68 16,948, 803 62 14,529,942 64
4,452,081 74
6, 054,724 25
C e r tific a te s o f d e p o s it........................
S a v in g s d e p o s its ....................................
6,746,187 18
9,632,918 47
6,686,895 92
23,669,030 20 27,779,136 09 31,186,303 14 37,909,010 12 32,216,067 08
C e rtifie d c h e c k s .....................................
29,987 61
40,450 93
37,541 35
67,981 89
42,076 74
21,097 57
5,802 67
30,594 71
36,445 82
29,031 78
D ue to b a n k s a n d b a n k e r s ................
809,678 07
1,325,103 37
1,599,224 96
1,869,563 31
1,437,360 49
N o te s a n d bills r e d is c o u n te d ...........
386,429 76
517,866 12
391,719 61
279,390 41
654,100 98
Bills p a y a b le .............................................
37,000 00
44,700 00
51,200 00
131,349 93
148,037 53
C a s h ie rs ’ c h e c k s o u ts ta n d in g ...........
*
L ia b ilitie s o th e r th a n a b o v e s ta t e d .
T o t a ls .................................................. $47,354,277 90 $56,950,395 68 $65,191,972 53 $82,649,533 48 $73,156,116 80
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Federal Reserve Bank of St. Louis
22
STATE BANKING DEPARTMENT
Comparative abstract.—Continued.
D ecem ber
13, 1895,
169 b a n k s, 4
tr u s t
co m p a n ies.
D ecem ber
17, 1896,
173 ban k s, 4
tr u s t
c o m p a n ies.
D ecem ber
15, 1897,
177 b a n k s, 3
tr u s t
c o m p a n ies.
D ecem ber
1, 1898,
182 banks, 3
tr u s t
c o m p a n ies.
L o a n s a n d d is c o u n ts ............. $34,320,138 74
S to c k s , b o n d s an d m o rtg a g e s ....................................... 26,516,601 07
$40,179,933 36
$36,982,440 70
$38,601,949 09
$41,384,075 83
27,852,301 82
28,451,447 71
31,926,938 07
37,453,689 93
R e s o u rc e s.
D ecem ber
19, 1894,
164 b a n k s, 4
tr u s t
c o m p a n ies.
O v e rd ra fts .................................
B an k in g h o u se, fu r n itu re
an d fix tu re s ...........................
192,415 39
224,066 95
199,468 95
227,624 36
298,762 48
1,694,992 89
1,758,139 62
1,814,724 74
1,820,639 66
1,906,096 96
882, 473 08
1,237,183 41
1,593,803 10
2,054,891 06
O th e r r e a l e s t a t e ....................
719,150 15
E x p e n s e s a n d ta x e s p a id ...
403,575 78
I n te r e s t p aid . ..
312, 758 62
P re m iu m s p a id ........... ............
D ue fro m b a n k s in res e rv e c i t i e s ............................
D ue fro m o th e r b a n k s an d
b a n k e r s ...................................
E x c h a n g e s fo r c le a rin g
h o u se .......................................
9,653,012 05
23,493 99
26,213 98
41,708 51
47,333 15
9,527,910 70
10,689,631 08
14,460,853 39
15, 656,008 52
361,668 44
392,582 07
481, 787 89
837,584 03
893,192 24
352,725 79
360,473 16
429,334 91
396,454 61
418,372 26
341,835 45
C h e c k s a n d c a s h ite m s .........
213,076 23
377,047 46
285,151 36
295,907 52
N ic k e ls a n d c e n t s ...................
26,840 53
20,384 28
22,407 73
22,543 68
24,283 58
G old c o in ...................................
1,683,739 65
2,028,483 58
2,286,076 60
2,273,685 90
2,448,122 25
S ilv e r c o in .................................
U n ite d S t a t e s a n d N atio n a l b a n k n o te s ................
269,032 24
277,618 80
289,380 11
307,663 09
387,684 17
2,152,421 00
2, 065. 781 00
2,530,816 00
2,590,180 00
2,754,711 00
T o t a ls ................................... $78,872,148 57
$85,970, 689 87
$85,686,065 17
$95, 397, 535 01 $106,069,058 88
L iab ilitie s.
C a p ita l s to c k p a id i n ............. $12,600,820 00
$12,003,600 00
$12,518,117 21
$12,458,275 00
$12,010,200 00
S u rp lu s fu n d .............................
2,589,052 49
2, 735,755 49
2,876,322 12
2,986,650 27
2,981,382 73
G ro ss u n d iv id e d e a r n in g s ...
2,698,387 31
*2,112,933 75
*2,042,341 06
*1,927,498 49
*1,958,531 34
D iv id en d s u n p a id ....................
17,696 03
23,539 94
14,629 00
16,430 88
8,204 48
In d iv id u a l d e p o s its ................
15,476,103 85
16,562,755*06
15,274,265 98
18,025,578 88
20,599,904 56
C e r tific a te s o f d e p o s it.........
7,024,676 13
8,364,560 85
7,530,592 54
8,576,587 67
9,782,646 49
S a v in g s d e p o s its ....................
35,939,957 25
41,192,483 54
42,055,852 60
48,076,282 71
54,105,981 76
C ertifie d c h e c k s ......................
C a s h ie rs ’ c h e c k s o u ts ta n d i n g .............................................
65, 583 23
85,970 78
140,220 18
67,246 32
111,903 86
24,974 06
33,828 85
22,834 67
13,771 80
19,723 43
D ue to b a n k s an d b a n k e r s ..
2,007, 773 87
1,936,615 12
2,441,456 29
3,647,253 47
4,420,425 42
N o te s a n d bills re d is c o u n te d
354,059 88
359.129 28
273,075 73
36,886 14
51,754 81
Bills p a y a b le .............................
L ia b ilitie s o th e r th a n ab o v e
s t a t e d ......................................
73,064 47
45,000 00
32, 000 00
13. 148 38
25. 000 00
T o t a ls ................................... $78,872,148 57
524,200 00
$85,970,689 87
$85,686.065 17
* U n d iv id ed e arn in g s, le ss c u r r e n t e x p e n s e s, in te r e s t a n d ta x e s p aid.
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Federal Reserve Bank of St. Louis
$95,397,535 01 $106,069,058 88
REPORT OF THE COMMISSIONER.
23
Comparative abstract.—Concluded.
D ecem ber
2,-1899,
187 ban k s, 3
tr u s t
c o m p a n ies.
D ecem ber
13, 1900,
192 ban k s, 3
tr u s t
c o m p a n ies.
D ecem ber
10, 1901,
213 ban k s, 3
tr u s t
c o m p a n ies.
L o a n s an d d is c o u n ts .........................................
850,272,936 26
853,161,024 07
861,706,112 90
871,029, 727 87
S to c k s , b o n d s a n d m o r tg a g e s ......................
43,420,804 26
46,495,505 41
55,903,472 79
62,718,889 40
O v e r d r a f ts ............................................................
334,526 17
242,650 61
244,675 75
298,124 85
B an k in g b o u se, fu r n itu re a n d fix tu re s —
2,075,425 01
2,245,982 87
2,331,104 32
2,428,779 83
O th e r r e a l e s t a t e ..............................................
2,032,366 69
2,060,599 30
1,764,547 92
1,740,305 79
R e s o u rc e s.
N ovem ber
25, 1902,
228 S t a t e
ban k s, 4 tr u s t
c o m p a n ies.
E x p e n s e s a n d ta x e s p a id ...............................
I n t e r e s t p a id ........................................................
P re m iu m s p a id ....................................................
213,747 47
337,043 17
323,505 22
295,373 97
D u e fro m b a n k s in re s e r v e c itie s ................
14,395,138 44
16,304,200 53
19,334,239 13
19,566,876 95
D ue fro m o th e r b a n k s a n d b a n k e r s ...........
999,267 91
1,154,911 42
1,597,714 10
1,818,528 06
E x c h a n g e s fo r c le a rin g h o u s e ....................
451,809 45
422,415 20
906,754 45
643,168 60
C h e c k s a n d c a s h i t e m s ...................................
385,617 28
320,197 45
343,580 67
531,318 02
N ic k e ls an d c e n t s ..............................................
26,844 79
30,507 54
33,336 21
45,262 35
C o ld c o in ...............................................................
2,782,654 49
3,246,550 00
3,245,496 21
3,634,079 16
S ilv e r c o in ............................................................
383,374 38
422,770 86
452,093 97.
512,225 31
U n ite d S t a t e s a n d N a tio n a l b a n k n o te s ..
3,016,402 00
3,514,851 00
4,006,396 11
4,457,448 25
T o t a l s .............................................................
8120,790,914 60 8129,959,209 43 8152,193,029 75 8169,720,108 41
L iab ilitie s.
•C apital s to c k p a id in .........................................
812,262,100 00
812,953,523 85
814,035,880 00
S u r p lu s fu n d ........................................... ...........
2,987,971 24
3,065,924 18
3,762,660 91
814,842,470 00
4,959,893 71
C ro s s u n d iv id e d e a r n in g s ................................
*2,102,350 42
*2,430,966 72
*2,932,193 32
*3,251,864 56
D iv id en d s u n p a id ................................................
11,914 42
10,178 36
4,929 72
2,876 72
In d iv id u a l d e p o s its ............................................
24,522,326 97
24,840,803 37
29,540,186 91
34,503,984 97
C e r tif ic a te s o f d e p o s it.....................................
12,250,239 67
12,341,536 00
14,664,986 47
16,952,741 46
S a v in g s d e p o s its ................................................
62,660,212 66
69,548,293 05
81,609,318 57
89,278,662 99
C e rtifie d c h e c k s ................................................
66,649 37
98,418 48
94,652 52
194,520 09
C a s h ie rs ’ c h e c k s o u ts ta n d in g ......................
83,450 18
27,222 23
68,734 87
146,271 08
D u e to b a n k s an d b a n k e r s ..............................
3,748,526 37
4,481,075 44
5,368,915 27
5, 259, 834 85
N o te s a n d bills r e d is c o u n te d ........................
14,000 00
35,799 00
6,071 19
75,479 88
B ills p a y a b l e ........................................................
81,173 30
125,468 75
104,500 00
251,508 10
L ia b ilitie s o th e r th a n a b o v e s t a t e d ...........
T o t a l s ................................................ .........
8120,790,914 60 8129,959,209 43 8152,193, 029 75 8169, 720,108 41
* U n d iv id e d e arn in g s, le ss c u r r e n t e x p e n se s, in te r e s t an d ta x e s paid.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
24
STATE BANKING DEPARTMENT.
Comparative abstract, showing the volume of business of the national banks of the State
from the December reports of the years 1889, 1890,1 8 9 1 ,1 8 9 2 ,1 8 9 3 ,189k, 1895,1896, 1897,
1898, 1899, 1900, 1901 and 1902, as made to and furnished this department by the comp
troller of the currency at Washington.
R e s o u rc e s.
D ecem ber
11, 1889,
113 n a tio n a l
b an k s.
D ecem ber
19, 1890
109 n a tio n a l
b a n k s.
D ecem ber
2, 1891
106 n a tio n a l
ban k s.
D ecem ber
9, 1892,
104 n a tio n a l
ban k s.
D ecem ber
19, 1893,
99 n a tio n a l
ban k s.
L o a n s a n d d is c o u n ts ............................ $45.860,178 79 $47,527,375 32 $48,424, 955 39 $52,752,163 51 140,783,209 13
S to c k s , b o n d s an d m o r t g a g e s .........
4,716,830 60
4,289,671 45
4,231,798 69
5,623,070 40
O v e rd ra fts ................................................
214,415 50
219,314 54
222,506 90
292,210 95
187, 479 07
D ue fro m re s e r v e a g e n t s ..................
5,273 805 17
6,000,383 99
6,942,032 64
8,304,177 63
6,191,185 16
D ue fro m o th e r b a n k s an d b a n k e rs
B an k in g h o u se, fu r n itu re an d fixt u r e s ........................................................
1,417,240 70
1,531,500 83
2,055,712 68
2,457,593 23
1,508,833 10
1,161,347 88
1,175,007 50
1,140,593 47
1,092,330 52
1,058,013 55
523,837 66
O th e r r e a l e s t a t e .................................
696, 499 38
807,729 15
654,818 49
597,433 76
C u rre n t e x p e n s e s a n d ta x e s p a id ..
314,041 78
316,798 82
308, 899 32
330, 626 32
6,945,499 58
E x c h a n g e s fo r c le a r in g h o u s e .........
351, 040 73
291,486 06
531,466 31
420,011 79
414, 646 27
C h e c k s an d c a s h i te m s ......................
206,917 13
252,540 59
222, 864 76
269,288 40
208,277 54
C a s h ...........................................................
5,156, 435 60
5,363,033 64
5, 337,462 12
5,479,123 70
5, 352,544 48
D ue fro m U n ite d S t a t e s tre a s u r e r .
175,937 44
166,537 96
155,501 41
201,723 10
269,208 62:
P re m iu m s on U n ite d S t a t e s bo n d s.
506, 812 27
416,961 40
326, 649 58
415,932 79
448, 743 01
T o t a ls ................................................. $66,051,502 97 $68,358,341 25 $70,555,261 76 $78,235,686 10 $63,891,477 17
L ia b ilitie s.
C a p ita l s to c k p a id i n ........................... $15, 674, 600,00 $15,539, 600 00 $15,244, 600 00 $15,034,000 00 $14,584,000 00
S u rp lu s fu n d ............................................
3,173,932 03
3,332,775 18
3,715,238 33
3,858,283 29
G ro ss u n d iv id e d e a r n in g s ..................
2,589, 639 53
2,715,207 61
2,359,221 32
2,375,539 99 *1,879,151 51
25,279 32
9, 632 59
36,373 86
D iv id en d s u n p a id ...................................
In d iv id u a l d e p o s its ...............................
18,212 61
3,769,273 96
17,180 18
35,217,989 08 36,792,399 46 38, 500, ,510 19 42,409,084 23 31,789,116 14
U n ite d S t a t e s d e p o s its ......................
566,999 05
488,927 81
880 5S8 fi8
401 700 81
D ue b a n k s a n d b a n k e r s ......................
5,857,859 32
6,052,260 90
7,140,938 64
9,946,624 23
6,100,036 83
N a tio n a l b a n k n o te s o u ts ta n d in g ..
2,853,300 00
2,660,200 00
2, 587,020 00
3,281,300 00
4, 557,055 00
N o te s a n d bills r e d is c o u n te d ...........
658,903 69
689,166 46
462,157 73
466,083 07
426,228 15
100 00
23,000 00
Bills p a y a b l e ...........................................
L ia b ilitie s o th e r th a n th o s e a b o v e
s t a t e d .....................................................
2,274 38
367, 442 03
516,000 00
233 06
T o t a ls ................................................. {66,051,502 97 $68, 358, 341 25 $70,555,261 76 $78,235,686 10 $63,891,477 17
•U n d iv id e d e arn in g s, le ss e x p e n s e s an d ta x e s p aid.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
25
REPORT OF THE COMMISSIONER.
Comparative abstract.—Continued.
D ecem ber
13, 1895,
94 n a tio n a l
b an k s.
D ecem ber
17,1896,
89 n a tio n a l
banks.
D ecem ber
15, 1897,
82 n a tio n a l
ban k s.
D ecem ber
1, 1898,
81 n a tio n a l
b a n k s.
L o a n s a n d d is c o u n ts ............. 843,083,288 41
S to c k s , b o n d s an d m o rt6,808,219 06
g a g e s ......... .............................
$44,736,533 88
$40,304,416 58
$41,143,927 46
$42,919,871 77
6,795,879 01
6,061,223 33
6,572,265 92
9,766,446 01
191,899 31
184,138 47
174,561 83
169,842 80
220,627 59
D ue fro m re s e r v e a g e n t s . ..
D ue fro m o th e r b a n k s an d
b a n k e r s ...................................
B an k in g h o u se, f u r n itu re
an d fix tu re s ............................
7, 158,187 74
5,697,542 13
8,051,478 98
11,777,125 43
10,816,560 04
2,138,681 61
1,754,960 91
2,145,066 98
3,492,498 90
3,757,850 18
1,057,140 95
1,016,259 30
1,029,048 72
943,880 03
1,019,100 09
O th e r r e a l e s t a t e ....................
C u rre n t e x p e n s e s a n d ta x e s
556,397 40
690, 205 85
796,229 53
880,219 77
1,061,231 3C
E x c h a n g e s fo r c le a rin g
h o u s e .......................................
300,541 92
243,688 09
333,694,76
358,309 99
392,218 02
C h e c k s an d c a s h ite m s .......
226,913 43
160,616 79
199,702 79
136,857 46
179,112 92
C a s h .............................................
D u e fro m U n ite d S t a t e s
t r e a s u r e r ...............................
P re m iu m s o n U n ite d S t a t e s
b o n d s .......................................
5,089,305 10
5,039,661 46
5,333,487 61
5,505,338 94
5,982,621 40
240,670 62
236,528 07
231,775 11
209,475 82
234,094 42
430,463 13
414,815 00
375,089 75
365,223 50
465,448 84
T o t a ls ................................... {67,281,708 68
$66,970,828 96
$65,435,775 97
$71,554,966 02
$76,815,182 64
C a p ita l s to c k p a id i n ............. $13,634,000 00
$13,434,000 00
$12,959,000 00
$11,945,000 00
$11,770,000 00
3,572.570 99
3,631,010 78
3,418,221 47
3,242,018 09
3,188,318 72
G ro ss u n d iv id e d e a r n in g s ... *1,803,480 48
*1,789,465 90
*1,687,088 73
*1,394,998 14
*1,374,061 73
R e s o u rc e s.
O v e rd ra fts .................................
D ecem ber
19, 1894,
96 n a tio n a l
ban k s.
L ia b ilitie s.
S u rp lu s fu n d .............................
8,348 50
11,509 58
9,156 46
17,563 29
20,387 30
In d iv id u a l d e p o s its ................. 34,718,215 02
35,612,374 38
34,391,087 75
39,217,006 25
43,486,965 94
D iv id en d s u n p a id ....................
U n ite d S t a t e s d e p o s its .......
383,962 29
357,750 18
409,961 73
401,136 29
1,255,821 32
D u e b a n k s a n d b a n k e r s .......
N a tio n a l b a n k n o te s o u ts ta n d i n g .................................
8,641,246 57
7,406,212 51
8,260,695 23
11,772,976 46
11,760,185 28
4,141,997 50
4,202,742 50
4,071.495 00
3,551,767 50
3,958,300 00
N o te s an d b ills re d is c o u n te d
316,887 33
386,898 33
140,289 20
2,500 00
61,000 00
137,500 00
88,400 00
10,000 00
1,364 8(
380 4C
$66,970,828 96
$65,435,775 97
L ia b ilitie s o th e r th a n th o se
T o t a ls ................................... $67,281,708 68
♦U n d iv id ed e arn in g s, le ss e x p e n s e s a n d ta x e s p aid.
4
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1,142 35
$71,554,966 02
$76,815,182 64
26
STATE BANKING DEPARTMENT
Comparative abstract.—Concluded.
D ecem ber
2, 1899,
80 n a tio n a l
banks.
*
D ecem ber
13, 1900,
85 n a tio n a l
b a n k s.
D ecem ber
10, 1901,
85 n a tio n a l
b a n k s.
N ovem ber
25, 1902,
84 n a tio n a l
ban k s.
L o a n s a n d d is c o u n ts ...... ..................................
$47,581,061 50
$51,651,236 44
$54,938,142 28
$60,694,986 71
S to c k s , b o n d s an d m o r tg a g e s ......................
11,652,043 11
12,318,672 86
14,141,822 34
15,106,385 98
O v e r d r a f ts ............................................................
194,788 80
246,158 27
286,561 65
349,047 07
D u e fro m re s e r v e a g e n t s ...............................
8,671,815 91
10,658,399 31
11,231,301 10
10,167,335 72
D ue fro m o th e r b a n k s a n d b a n k e r s ...........
3,647,971 66
3,463,374 00
4,058,641 12
3,845,841 49
B an k in g h o u se, fu r n itu re a n d f ix tu r e s __
1,003,999 44
1,142,970 99
1,150,952 69
1,300,681 27
O th e r r e a l e s t a t e ..............................................
1,060,810 20
927,158 12
696,254 41
455,261 67
E x c h a n g e s f o r c le a rin g h o u s e ....................
597,274 04
415,477 92
930,166 52
578,212 52
C h e c k s an d c a s h it e m s ...................................
240,308 50
18^,689 83
204,714 74
239, 577 39
C a s h .........................................................................
6,151,557 96
7,105,053 78
7,358,362 08
6,554,095 31
1
R e s o u rc e s.
C u r r e n t e x p e n s e s an d ta x e s p a id ...............
Due fro m U n ite d S t a t e s t r e a s u r e r ...........
242. 948 86
308,427 88
336,238 00
326,770 50
P re m iu m s o n U n ite d S t a t e s b o n d s ...........
453,937 69
203,917 94
228,358 81
356,315 39
T o t a l s .............................................................
$81,498,517 67
$88,623,537 34
$95,561,515 74
$99,974,511 02
C a p ita l s to c k p a id i n .......................................
$11,440,000 00
$11,578,000 00
$11,548,750 00
$11,380,000 00
S u rp lu s f u n d ........................................................
3,157,388 20
3,276,188 20
3,052,638 20
3,416,538 20
*1,563,841 93
*1,850,274 85
*2,007,685 64
*2,157,217 18
L ia b ilitie s
G ro ss u n d iv id e d e a r n in g s ............
...............
D iv id en d s u n p a id ..............................................
17,340 81
13, 983 81
18,542 81
13,357 81
In d iv id u a l d e p o s its ...........................................
49,920,532 09
54,232,091 31
59,593,561 95
63,316,731 07
U n ite d S t a t e s d e p o s its ...................................
1,354,864 72
1,391,304 19
1,772,959 84
2,150,114 62
D u e b a n k s a n d b a n k e r s .................................
9,738,696 81
11,024,083 47
11,764,875 41
11,611,241 60
5,639,200 00
N a tio n a l b a n k n o te s o u ts ta n d in g ...............
4,250,300 00
5,160,102 50
5,580,200 00
N o te s a n d bills re d is c o u n te d ........................
23,644 61
11,989 72
5,500 00
21,500 00
B ills p a y a b l e ........................................................
27,0004)0
75,000 00
205,000 00
107,000 00
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d
4,908 50
10,519 29
11,801 89
161,610 54
T o t a l s .............................................................
$81,498,517 67
$88,623,537 34
$95,561,515 74
$99,974,511 02
* U n d iv id ed e a rn in g s, le ss e x p e n s e s a n d ta x e s p aid.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
\
REPORT OF THE COMMISSIONER.
27
STATE BANKS.
Abstracts of reports made by the State banks to the Commissioner of the Banking Depart
ment, the reports being called fo r on past days unknown to the bank officers, v iz :
February 25, A pril 30, September 15, and November 25,1902. For reports of individual
State banks and trust companies see succeeding pages.
R e p o r t of
N ov. 25, 228
S t a t e ban k s,
4 tr u s t
co m p a n ies.
R e s o u rc e s.
R ep o rt of
F e b . 25, 218
S t a t e b a n k s,
3 tr u s t
c o m p a n ies.
R e p o r t of
A p ril 30, 220
S t a t e ban k s,
3 tr u s t
c o m p a n ies.
R e p o r t of
S e p t. 15, 225
S t a t e b a n k s,
4 tr u s t
c o m p a n ies.
L o a n s an d d is c o u n ts .......................•.................
$62,456,361 36
$64,674,090 90
$69, 643,960 86
$71,029,727 87
B onds, m o rtg a g e s an d s e c u r i t i e s ...............
55,872,898 to
57,918,457 48
61,400,026 60
61,821,409 40
P re m iu m s p a id o n b o n d s.................................
312,095 76
286,993 84
296,165 27
295,373 97
O v e rd ra fts .............................................................
234,510 91
201,682 27
196,666 37
298,124 85
B an k in g b o u se, fu r n itu re a n d fix tu r e s __
2,368,295 24
2,364,436 12
2,413,542 41
2,428,779 83
O th e r r e a l e s t a t e ..............................................
D ue fro m o th e r b a n k s an d b a n k e rs (n o t
r e s e r v e c i t i e s ) ................................................
1,652,965 87
1,714. 322 24
1,739,118 31
1,740,305 79
2,168,535 54
1,025,635 17
2,555,731 97
1,818,528 06
U n ite d S t a t e s b o n d s ................. ....................
881,520 00
872,880 00
916,980 00
897,480 00
D ue fro m b a n k s in re s e r v e c i t i e s ...............
20, 620, 796 47
20,559,398 68
20,555,917 36
19,566,876 95
E x c h a n g e s fo r c le a rin g h o u s e ....................
490,699 96
604,458 75
633,236 61
643,168 60
U . S. a n d n a tio n a l b a n k c u r r e n c y .............
4,662,917 65
4,408,394 00
3,942,720 75
4,457,448 25
G old c o in ...............................................................
3,476,961 61
3,589,142 26
3,832,630 58
3,634,079 16
S ilv e r c o in .............................................................
500,160 14
435,404 08
580,261 18
512, 225 31
N ic k le s a n d c e n t s .............................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .............................................................
43,072 76
38,308 28
40,988 17
45,262 35
335,072 13
383,251 63
447,639 49
531,318 02
T o t a l s ............................................................. $156,076,864 39 $159,076,855 70 $169,195,585 93
$169,720,108 41
L iab ilitie s.
$14,842,470 00
C a p ita l s to c k p a id in .........................................
$13,892,550 00
$13,941,200 00
$14, 694, 340 00
S u rp lu s fu n d .........................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t an d ta x e s p a id ...............................
3,910,080 00
3, 916,280 00
4,851,423 71
4,959,893 71
2,601,160 35
2,843,120 90
2,749,106 58
3,251,864 56
D iv id en d s u n p a id ................................................
5, 604 23
10,730 09
4,633 91
2,876 72
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ..
31,783, 936 21
32,651,953 96
35,842,869 13
34,503,984 97
C o m m e rc ia l c e r tif ic a te s o f d e p o s it...........
13,880,336 82
14,805, 378 01
16,791,804 80
16,952,741 46
D ue to b a n k s a n d b a n k e r s ..............................
5,968,356 10
5,672,661 43
5,763,571 63
5,259,834 85
C e rtifie d c h e c k s .................................................
113,853 23
272,773 50
146,704 54
194,520 09
C a s h ie r’s c h e c k s o u ts ta n d in g ......................
74,736 66
130, 380 21
87,599 16
146,271 08
S a v in g s d e p o s its ................................................
70,052,651 07
70,060,548 02
73,370,986 80
74,193,387 58
S a v in g s c e r tif ic a te s o f d e p o s i t ..................
13,649,799 72
14,596,676 69
14,725,302 19
15,085,275 41
N o te s and bills re d is c o u n te d ........................
1,300 00
32,371 14
46,260 05
75,479 88
B ills p a y a b l e ........................................................
139,500 00
142,781 75
120,983 43
251,508 10
T o t a l s ............................................................. $156,076,864 39 $159,076,855 70 $169,195,585 93
$169,720,108 41
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Federal Reserve Bank of St. Louis
28
STATE BANKING DEPARTMENT.
NATIONAL BANKS.
Abstracts of reports made by the national banks of Michigan to the Commissioner of the
Banking Department February 25, A pril 30, September 15 and November 25, 1902.
For reports of individual national banks see succeeding pages.
R ep o rt of
R ep o rt of
R ep o rt of
R ep o rt of
F e b . 25, 85 n a A p ril 30, 85 n a S e p t. 15, 84 n a N ov. 25, 84 n a
tio n a l b an k s. tio n a l banks. tio n a l ban k s. tio n a l banks.
R e s o u rc e s.
L o a n s an d d is c o u n ts ....................................
$56,690,058 38
$57,041,059 37
$59,464,111 28
O v e rd ra fts , s e c u re d an d u n s e c u re d ...........
227,127 50
220,178 85
234,692 83
349,047 07
U . S. b o n d s to s e c u r e c ir c u la tio n ...............
5,702,810 00
5,602,810 00
5,710,310 00
5,722,810 00
2,137,500 00
$60,694,986 71
U . S. b o n d s to s e c u re U . S. d e p o s its .........
1,811,000 00
1,861,000 00
1,961,000 00
U . S .b o n d s on b a n d .........................................
99,320 00
214,780 00
280,620 00
78,470 00
P re m iu m s o n U. S. b o n d s ................................
231,576 73
251,054 51
326,878 35
356,315 39
S to c k s , s e c u ritie s , e t c .....................................
6,807,888 37
6,926,328 95
7,046,456 40
7,167,605 98
B an k in g b o u se, fu r n itu re a n d f ix tu r e s __
1,169,832 08
1,188,494 38
1,260,523 34
1,300,681 27
O th e r r e a l e s t a t e a n d m o rtg a g e s o w n e d .
D ue fro m n a tio n a l b a n k s (n o t re s e r v e
a g e n t s ) ................................................................
638,374 96
605,171 49
479,902 46
455,261 67
2,912,818 66
2,678,903 32
2,936,140 29
2,580,780 37
D u e fro m S t a t e b a n k s a n d b a n k e r s ...........
1,539,702 92
1,245,116 43
1,388,670 71
1,265,061 12
D ue fro m a p p ro v e d r e s e r v e a g e n ts ...........
12,391,058 81
10,853,718 35
11,619.530 28
10,167,335 72
239,577 39
C h e c k s a n d o th e r c a s h ite m s ......................
348,446 11
186,314 35
206,711 25
E x c h a n g e s fo r c le a rin g h o u s e ......................
517,551 67
596,624 46
738,537 12
578,212 52
N o te s o f o th e r n a tio n a l b a n k s ....................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d
c e n t s ..........................................................
624,685 00
598,746 00
548,515 00
578,763 00
41,200 69
39,130 29
34,067 80
34,220 61
S p e c ie ...........................................................
4,077,681 91
4,167,227 30
3,986,381 26
3,871,327 70
L e g a l te n d e r n o t e s ...........................................
R e d e m p tio n fu n d w ith U . S. tr e a s u r e r
(5% o f c irc u la tio n ).........................................
D ue fro m U. S. tre a s u r e r , o th e r th a n 5%
re d e m p tio n fu n d .............................................
2,075,809 00
2,048,416 00
2,033,443 00
2,069,784 00
281,795 50
279,365 50
285,490 50
283,115 50
52,129 00
40,975 46
48,755 00
43,655 00
$98,240,867 29
$96,645,415 01 $100,590,736 87
$99,974,511 02
$11,591,870 00
$11,580,000 00
$11,380,000 00
$11,380,000 00
3,136,888 20
3,130,638 20
3,415,538 20
3,416,538 20
1,816,712 60
1,907,845 80
1,909,757 88
2,157,217 18
5,639,200 00
T o t a l s ..........................................................
L iab ilitie s.
C a p ita l s to c k p a id in .......................................
S u rp lu s f u n d ........................................................
U n d iv id e d p ro fits, le ss e x p e n s e s a n d
ta x e s p a id ..................................................
N a tio n a l b a n k n o te s o u ts ta n d in g ...............
5,583,025 00
5,542,100 00
5,480,150 00
D u e to o th e r n a tio n a l b a n k s ..........................
4,047,240 37
3,441,875 96
3,513,287 62
3,881,329 14
D ue to S t a t e b a n k s a n d b a n k e r s .................
8,621,707 64
8,138,784 45
8,237,727 04
7,729,912 46
D iv id en d s u n p a id ................................................
12,225 14
7,533 31
7,887 21
13,357 81
In d iv id u a l d e p o s its s u b je c t to c h e c k .......
61,141,670 15
60,373,808 00
64,656,743 13
63,316,731 07
2,054,889 30
U n ite d S t a t e s d e p o s its ...................................
1,732,778 79
1,741,998 67
1,860,599 99
D e p o sits o f U. S. d isb u rsin g o ffic e rs .........
81,119 40
118,936 42
105, 245 80
N o te s a n d bills r e d is c o u n te d .......................
7,500 00
76,894 20
Bills p a y a b le ........................................................
450,000 00
580,000 00
15,000 00
107,000 00
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d
18,130 00
5,000 00
8,800 00
161,610 54
$96,645,415 01 $100,590,736 87
$99,974,511 02
0
T o t a l s ............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$98,240,867 29
95,225 32
21,500 00
29
REPORT OF THE COMMISSIONER.
STATE AND NATIONAL BANKS.
Abstracts showing the total volume of business transacted by the State and national banks
and trust companies of Michigan, as made to the Commissioner of the Banking Depart
ment February 25, A pril 30, September 15, and November 25, 1902.
R e so u rc e s.
R ep o rt of
F e b . 25, 218
S t a t e ban k s,
85 n a tio n a l
b an k s, 3 tr u s t
c o m p a n ies.
R ep o rt of
A p ril 30, 220
S t a t e ban k s,
85 n a tio n a l
b anks. 3 t r u s t
c o m p a n ies.
R e p o r t of
S e p t. 15, 225
S t a t e banks,
84 n a tio n a l
b a n k s, 4 tr u s t
c o m p a n ies.
R e p o r t of
N ov. 25, 228
S t a t e ban k s,
84 n a tio n a l
b a n k s, 4 tr u s t
c o m p a n ies.
L o a n s an d d is c o u n ts ......................................... $119,146,419 74 $121,715,150 27 $129,108,072 14
$131,724,714 58
68,989,015 38
S to c k s , b o n d s a n d m o rtg a g e s ......................
62,680,787 36
64,844,786 43
68,446,483 CO
O v e r d r a f ts ...........................................................
461,638 41
421,861 12
431, 359 20
647,171 92
U . S. b o n d s to s e c u r e c ir c u la tio n ...............
5,702,810 00
5,602,810 00
5,710,310 00
5,722,810 00
U . S. b o n d s to s e c u re U. S. d e p o s it s .......
1,811,000 00
1,861,000 00
1,961,000 00
2,137,500 00
U . S . b o n d s o n h a n d .........................................
980,840 00
1,087,660 00
1,197,600 00
975,950 00
P re m iu m s p a id ....................................................
543, 672 49
538,048 35
623,043 62
651,689 36
B an k in g h o u se, fu r n itu re a n d fix tu re s —
3,538,127 32
3,552,930 50
3,674,065 75
3,729,461 10
O th e r r e a l e s t a t e — , .....................................
2,291,340 83
2,319,493 73
2,219,020 77
2,195,567 46
D ue fro m o th e r b a n k s a n d b a n k e r s ...........
6,621,057 12
4,949,654 92
6,880,542 97
5, 664,369 55
D ue fro m b a n k s in r e s e r v e c i t i e s ...............
33,011,855 28
31,413,117 03
32,175,447 64
29,734,212 67
C h e c k s aDd o th e r c a s h ite m s .......................
683,518 24
569,565 98
654,350 74
770,895 41
E x c h a n g e s fo r c le a rin g h o u s e ....................
1,008,251 63
1,201,083 21
1,371,773 73
1,221,381 12
N ic k e ls a n d c e n t s .............................................
84,273 45
77,438 57
75,055 97
79,482 96
S p e c ie .....................................................................
8,054,803 66
8,191,773 64
8,399,273 02
8,017,632 17
U . S . an d n a tio n a l b a n k n o t e s ....................
R e d e m p tio n fu n d w ith U . S. tr e a s u r e r
(5% o f c ir c u la tio n ) .......................................
D ue fro m C. S. tre a s u r e r , o th e r th a n
5% re d e m p tio n fu n d .....................................
7,363,411 65
7,055,556 00
6,524,678 75
7,105,995 25
281,795 50
279,365 50
285,490 50
283,115 50
52,129 00
40,975 46
48,755 00
43,655 00
T o t a l s ............................................................. $254,317,731 68 $255,722,270 71 $269,786,322 80
$269,694,619 43
L iab ilitie s.
C a p ita l s to c k p a id i n .......................................
$25,484,420 00
$25,521,200 00
$26,074,340 00
S u rp lu s f u n d ........................................................
U n d iv id e d pro fits, le ss e x p e n s e s an d ta x e s
p a i d .....................................................................
7,046,968 20
7,046,918 20
8,266,961 91
8,376,431 91
4,420,872 95
4,750,966 70
4,658,864 46
5,409,081 74
5,639,200 00
$26,222,470 00
N a tio n a l b a n k n o te s o u ts ta n d in g ...............
5,583,025 00
5,542,100 00
5,480,150 00
D iv id en d s u n p a i d ..............................................
17,829 37
18,263 40
12,521 12
16,234 53
C o m m e rc ia l d e p o s its .......................................
106,994,533 07
108,234,293 68
117,525,720 76
115,114,248 67
89,278,662 99
S a v in g s d e p o s its ................................................
83,702,450 79
84,657,224 71
88,096,288 99
U n ite d S t a t e s d e p o s its ...................................
1,813,898 19
1,860,935 09
1,965,845 79
2,150,114 62
D ue to b a n k s a n d b a n k e r s ..............................
18,637,304 11
17,253,321 84
17,514,586 29
16,871,076 45
N o te s an d bills r e d is c o u n te d ........................
8,800 00
109,265 34
46,260 05
96,979 88
Bills p a y a b l e ........................................................
589,500 00
722,781 75
135,983 43
358,508 10
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d
18,130 00
5,000 00
8,800 00
161,610 54
T o t a l s ............................................................ $254,317,731 68 $255,722,270 71 $269,786,322 80
$269,694,619 43
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
30
STATE BANKING DEPARTMENT.
DETROIT.
Abstracts of the published reports of the thirteen State banks and two trust companies o f
the city of Detroit, as made to the Commissioner of the Banking Department, February
25, A pril SO, September 15 and November 25, 1902.
R e s o u rc e s.
R ep o rt of
F e b . 25, 13
S t a t e ban k s,
2 tr u s t
c o m p a n ies.
R ep o rt of
A p ril 30, 13
S t a t e banks,
2 tr u s t
c o m p a n ies.
R e p o r t of
R e p o rt of
S e p t. 15, 13
N ov. 25, 13
S t a t e b a n k s, S t a t e banks,
2 tr u s t
2 tr u s t
c o m p a n ies. * c o m p a n ies.
L o a n s a n d d is c o u n ts .........................................
$23,141,979 26
$24,020,511 17
$26,635,660 51
$25,981,500 37
B onds, m o rtg a g e s a n d s e c u r it ie s ...............
29,476,025 55
30,781,776 96
32,503,610 03
32,080,336 61
P re m iu m s p a id o n b o n d s.................................
188,438 40
157,790 30
158,653 73
156,618 63
O v e r d r a f ts ............................................................
16,432 60
22,438 26
23,795 34
13,618 99
B an k in g h o u se, fu r n itu re an d f ix tu r e s __
730,974 81
690,067 01
683,835 92
684,363 12
O th e r r e a l e s t a t e ..............................................
D u e fro m o th e r h a n k s an d b a n k e rs (n o t
re s e r v e c i t i e s ) ................................................
1,000,722 93
1,066,508 92
1,103,235 44
1,114,422 35
1,425,236 68
341,469 49
1,799,747 20
1,176,761 44
U n ite d S t a t e s b o n d s.........................................
602,500 00
602,500 00
602,500 00
602,500 00
D ue fro m b a n k s a n d r e s e r v e c itie s ...........
7,003,685 51
8,098,704 46
6,623,059 36
7,312,396 03
E x c h a n g e s fo r c le a rin g h o u s e .....................
302,966 87
409,614 29
400,586 72
424,663 27
U. S. an d n a tio n a l b a n k c u r r e n c y .............
2,147,437 25
1,699,986 00
1,532,618 00
1,696,519 00
G old c o in ...............................................................
1,920,297 91
1,959,251 71
2,152,139 03
1,952,725 57
S ilv e r c o in ...........................................................
163,062 76
116,555 00
254,602 45
169,730 65
N ic k e ls a n d c e n t s ..............................................
C h eck s, c a s h Ite m s a n d in te r n a lr e v e n u e
a c c o u n t .............................................................
8,210 58
4,991 49
7, 947 58
10,361 79
168,138 39
180, 643 66
196,186 32
293,512 53
T o t a l s .............................................................
$68,296,109 50
$70,152,809 22
$74,678,177 63
$73,670,030 35
C a p ita l s to c k p a id in .........................................
$4,300,000 00
$4,300,000 00
$4,800,000 00
$4,800,000 00
S u rp lu s fu n d ........................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p e n se s,
in te r e s t a n d ta x e s p a id ...............................
1,492,000 00
1,492,000 00
2,311,500 00
2,411,500 00
1,225,078 58
1,195,112 60
1,133,799 15
1,231,923 16
D iv id en d s u n p a id ................................................
1,087 50
735 00
1,189 50
650 00
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...
12,173,863 69
13,876,656 05
15,488,151 19
14,427,619 86
L iab ilitie s.
C o m m e rc ia l c e r tif ic a te s o f d e p o s it .........
3,645,675 41
3,815,862 79
4,636,640 81
4,568,933 43
D u e to b a n k s an d b a n k e r s ..............................
5,217,235 70
4,877,414 72
5,069,815 24
4,458,331 58
179,542 14
C ertifie d c h e c k s ................................................
88, 221 84
218,258 33
115,614 47
C a s h ie r’s c h e c k s o u ts ta n d in g ......................
55,320 34
103,977 45
72,675 03
116,632 83
S a v in g s d e p o s its ................................................
36,664,107 35
36,941,603 08
37,695,224 41
38,381,492 48
S a v in g s c e r tif ic a te s o f d e p o s it....................
3,418,519 09
3,316,189 20
3,323,567 83
3,063,404 87
B ills p a y a b l e ........................................................
15,000 00
15,000 00
30,000 00
30,000 00
T o t a l s .............................................................
$68,296,109 50
$70,152,809 22
$74,678,177 63
$73,670,030 35
N o te s an d bills r e d is c o u n te d .......................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
REPORT OF THE COMMISSIONER.
DETROIT.
Abstracts of the published reports of the national banks in the city of
the Commissioner of the Banking Department, February 25, A p ril 30,
November 25. 1902.
R e s o u rc e s.
R ep o rt of
F e b . 25, 6 n a
tio n a l ban k s.
R ep o rt of
R ep o rt of
A p ril 30, 6 n a S e p t. 15, 5 n a
tio n a l banks. tio n a l banks.
L o a n s a n d d is c o u n ts .........................................
$15,610,599 63
$15,133,669 99
$15,967,048 96
O v e rd ra fts , s e c u r e d an d u n s e c u r e d .........
3,030 73
3,136 82
5,228 09
24,947 55.
U. S. b o n d s to s e c u r e c irc u la tio n ...............
1,450,000 00
1,350,000 00
1,250,000 00
1,250,000 00
U . S. b o n d s to s e c u re U . S. d e p o s its ........
750,000 00
750,000 00
750,000 00
900,000 00
U . S. b o n d s o n h a n d .........................................
23,450 00
148,250 00
151,150 00
R ep o rt of
N ov. 25, 5 n a
tio n a l banks.
$16,587,524 17
P re m iu m s o n U . S. b o n d s ...............................
135,312 50
149,425 00
211,763 50
242,420 54
S to c k s , s e c u ritie s , e t c ...................................
2,205,975 93
2,417,326 50
2,102,212 70
2,008,649 42
B an k in g h o u se, f u r n itu re a n d f ix tu re s __
18, 788 50
18,288 50
38,288 50
38,288 50
O th e r r e a l e s ta te , an d m o rtg a g e s o w n e d
D ue fro m n a tio n a l b a n k s ( n o t r e s e r v e
a g e n t s ) ...............................................................
179, 284 79
193,092 42
74,176 35
63,805 60
1,788,505 41
1,816 007 60
1,950, 087 62
1,719,908 66
D ue fro m S t a t e b a n k s an d b a n k e r s ...........
547,747 39
449,337 07
554, 546 24
439,608 01
D ue fro m a p p ro v e d r e s e r v e a g e n ts ...........
3,154,830 71
3,018,271 04
3,157,926 29
2,612,073 65
C h e c k s an d o th e r c a s h i t e m s ......................
179,075 01
19,644 79
37, 059 23
33,058 73
E x c h a n g e s fo r c le a rin g h o u s e ....................
435,316 70
449,890 68
562,163 97
476,804 91
N o te s o f o th e r n a tio n a l b a n k s ....................
F r a c tio n a l p a p e r c u rre n c y , n ic k e ls a n d
c e n t s ....................................................................
232,877 00
203, 445 25
142,359 00
193,197 00
11,944 20
11,248 97
6,618 40
7,411 02
S p e c ie ....................................................................
1,553,563 75
1,631,648 00
1,435,930 00
1,239,727 75
L e g a l te n d e r n o t e s ...........................................
R e d e m p tio n fu n d w ith U . S . tr e a s u r e r
(5% o f c ir c u la tio n ) .........................................
D ue fro m U . S. tre a s u r e r , o th e r th a n 5%
re d e m p tio n fu n d .............................................
899,453 00
823,472 00
843, 747 00
903,002 00
70,100 00
67,500 00
62, 500 00
60,000 00
28,500 00
9,000 00
37,000 00
28, 500 00
T o t a l s .............................................................
$29,278,355 25
$28,662,654 63
$29,339,805 85
$28,828,927 51
L iab ilitie s.
C a p ita l s to c k p a id i n .......................................
$3,300,000 00
$3,300,000 00
$3,100,000 00
$3,100,000 00
S u rp lu s f u n d ........................................................
U n d iv id e d p ro fits, le ss e x p e n s e s a n d ta x e s
p a i d .....................................................................
627,500 00
627,500 00
813,000 00
813,000 00
346,710 32
269,060 17
247,037 60
283,132 29
N a tio n a l b a n k n o te s o u ts ta n d in g ...............
1,376,750 00
1,322,450 00
1,032,000 00
1,179, 850 00
D ue to o th e r n a tio n a l b a n k s ........................
3,367,751 50
2,989,042 00
2,922,734 49
3,461,710 68
D ue to S t a t e b a n k s a n d b a n k e r s ................
6,444,085 61
6,247,139 68
6,401,439 10
5,840,850 73
D iv id en d s u n p a id ..............................................
485 59
680 00
291 22
160 00
In d iv id u a l d e p o sits s u b je c t to c h e c k .......
12,609,993 06
12,681,691 93
14,068,713 48
13,055,443 65
U n ite d S t a t e s d e p o s its ...................................
706,687 54
676,041 11
691,082 45
837,627 16
D e p o sits o f U . S. d isb u rsin g o ffic e rs .........
48, 391 63
74,049 74
63,507 51
74,542 46
450,000 00
T o t a l s .............................................................
$29,278,355 25
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
30,000 00
475,000 00
Bills p a y a b le .........................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s ta t e d
152,610 54
$28,662,654 63
$29,339,805 85
$28,828,927 51
32
STATE BANKING DEPARTMENT.
\
\
DETROIT.
Abstracts of the published reports of the thirteen State, five national banks and two trust
companies in the city of Detroit, as made to the Commissioner o f the Banking Depart
ment, February 25, A pril 30, September 15 and November 25, 1902.
R e s o u rc e s.
R ep o rt of
P e b . 25, 13
S t a t e b an k s,
6 n a tio n a l
b an k s, 2 tr u s t
c o m p a n ies.
R ep o rt of
A p ril 30, 13
S .ta te banits,
6 n a tio n a l
ban k s, 2 tr u s t
c o m p a n ies.
R ep o rt of
S e p t. 15, 13
S t a t e banks,
5 n a tio n a l
ban k s. 2 tr u s t
c o m p a n ies.
L o a n s a n d d is c o u n ts .........................................
$38,752,578 89
$39,154,181 16
$42,602,709 47
$42,569,024 54
S to c k s , b o n d s a n d m o r t g a g e s ......................
31,682,001 48
33,199,103 46
34,605,822 73
34,088,986 03
O v e r d r a f ts ............................................................
19,463 33
25,575 08
29,023 43
38,566 54
U . S. b o n d s to s e c u r e c irc u la tio n ...............
1,450,000 00
1,350,000 00
1,250,000 00
1,250,000 00
R ep o rt of
N ov. 25, 13
S t a t e banks,
5 n a tio n a l
ban k s, 2 tr u s t
co m p a n ies.
U. S. b o n d s to s e c u re U. S. d e p o s its .........
750,000 00
750,000 00
750,000 00
900,000 00
U . S. b o n d s on h a n d .........................................
625,950 00
750,750 00
753,650 00
602,500 00
P re m iu m s p a id ....................................................
323,750 90
307,215 30
370,417 23
399,039 17
B an k in g h o u se, fu r n itu re an d f ix tu r e s __
749,763 31
708,355 51
722,124 42
722,651 62
O th e r r e a l e s t a t e ..............................................
1,180,007 72
1,259,601 34
1,177,411 79
1,178,227 95
D ue fro m o th e r b a n k s an d b a n k e r s ...........
3,761,489 48
2,606,814 16
4,304,381 06
3,336,278 11
D u e fro m b a n k s in r e s e r v e c i t i e s ...............
10,158,516 22
11,116,975 50
9,780,985 65
9,924,469 68
C h e c k s a n d o th e r c a s h ite m s ........................
347,213 40
200,288 45
233,245 55
326,571 26
E x c h a n g e s fo r c le a rin g h o u s e ......................
738,283 57
859,504 97
962,750 69
901,468 18
N ic k e ls an d c e n t s ..............................................
20,154 78
16,240 46
14,565 98
17,772 81
S p e c i e ....................................................................
3,636,924 42
3,707,455 21
3,842,671 48
3,362,183 97
U . S. a n d n a tio n a l b a n k n o te s ......................
R e d e m p tio n fu n d w ith LT. S. tr e a s u r e r
(5 % o f c ir c u la tio n ) .........................................
D ue fro m U . S. tr e a s u r e r , o th e r th a n b%
re d e m p tio n f u n d .............................................
3,279,767 25
2,726,903 25
2,518,724 00
2,792,718 00
70,100 00
67,500 00
62,500 00
60,000 00
28,500 00
9,000 00
37,000 00
28,500 00
T o t a l s .............................................................
$97,574,464 75
$98,815,463 85 $104,017,983 48
\
$102,498,957 86
L iab ilitie s.
C a p ita l s to c k p a id in .........................................
$7,600,000 00
$7,600,000 00
$7,900,000 00
$7,900,000 00
S u rp lu s f u n d ........................................................
U n d iv id e d p ro fits, le ss e x p e n s e s an d
ta x e s p a id ..........................................................
2,119,500 00
2,119,500 00
3,124,500 00
3,224,500 00
1,571,788 90
1,464,172 77
1,380,836 75
1,515,055 45
N a tio n a l b a n k n o te s o u ts ta n d in g ...............
1,376,750 00
1,322,450 00
1,032,000 00
1,179,850 00
D iv id en d s u n p a id ................................................
1,573 09
1,415 00
1,480 72
810 00
C o m m e rc ia l d e p o s its .......................................
28,573,074 34
30,646,446 55
34,381,794 98
32,348,171 91
41,444,897 35
S a v in g s d e p o s its ................................................
40,082,626 44
40,257,792 28
41,018,792 24
U n ite d S t a t e s d e p o s its ...................................
755,079 17
750,090 85
754,589 96
912,169 62
D u e to b a n k s a n d b a n k e r s ..............................
15,029,072 81
14,113,596 40
14,393,988 83
13,760,892 99
Bills p a y a b le ........................................................
15,000 00
540,000 00
30,000 00
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d
450,000 00
T o t a l s .............................................................
$97,574,464 75
N o te s a n d bills r e d is c o u n te d .......................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
60,000 00
152,610 54
$98,815,463 85 $104,017,983 48
$102,498,957 86
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
34
STATE BANKING DEPARTMENT.
f i S E 3 i l © C 3 E I ® s ■»; <c-„ .
SAGINAW.
Abstracts of the published reports of the four State and two national banks in the city o f
Saginaw, as made to the Commissioner of the Banking Department, November 25, 1902.
R e p o r t of
4 S ta te
b a n k s.
R ep o rt of
2 n a tio n a l
ban k s.
L o a n s a n d d is c o u n ts ...................................
$3,040,788 03
$2,847,319 00
$5,888,107 03
S to c k s , b o n d s an d m o rtg a g e s ................
2,411,510 23
536,404 25
2,947,914 48
O v e r d r a f ts ......................................................
6,169 96
10,102 48
16,272 44
U , S. b o n d s to s e c u r e c irc u la tio n ........
300,000 00
300, 000 00
TJ. S. b o n d s to s e c u re U . S. d e p o s it s ..
575,000 00
575,000 00
U . S. b o n d s on b a n d ....................................
20,040 00
20,040 00
R eso u rc e s.
T o ta l.
P re m iu m s p a id ..............................................
26,077 70
3,000 00
29,077 70
B an k in g h o u se, f u r n itu re a n d fix tu re s.
102,746 77
55,000 00
157,746 77
O th e r r e a l e s t a t e .........................................
14,751 12
21,200 00
35,951 12
D ue fro m o th e r b a n k s a n d b a n k e r s __
38,337 78
91,105 98
129,443 76
D ue fro m b a n k s in r e s e r v e c i t i e s .........
837,113 34
482,473 73
1, 319, 587 07
C h e c k s a n d o th e r c a s h i t e m s .................
2,886 03
2,619 19
5,505 22
E x c h a n g e s f o r c le a rin g h o u s e ...............
7,105 05
5,327 11
12,432 16
N ic k e ls an d c e n t s .......................................
633 32
488 82
1,122 14
S p e c i e ..............................................................
164,740 90
227,719 40
392,460 30
U . S. an d n a tio n a l b a n k n o te s ...............
197,519 00
123,508 00
321,027 00
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f c irc u la tio n )
15,000 00
15,000 00
D ue fro m U . S. tre a s u r e r , o th e r th a n t>%re d e m p tio n fu n d
400 00
400 00
$6,850,379 23
$5,316,707 96
$12,167,087 19
C a p ita l s to c k p a id i n ....................................................
$400,000 00
$300,000 00
$700,000 OO
S u rp lu s f u n d .....................................................................
230,000 00
250.000 00
480,000 00
U n d iv id e d p ro fits, le ss e x p e n s e s a n d ta x e s p a id
178,325 86
266,185 30
444,511 16
299.000 00
299, 000 00
3,184,423 11
5,800,654 31
T o ta ls
L iab ilitie s.
N a tio n a l b a n k n o te s o u ts ta n d in g ............................
D iv id en d s u n p a id ............................................................
C o m m e rc ia l d e p o s its ....................................................
2,616,231 20
S a v in g s d e p o s it s ............................................................
3,229,697 49
U n ite d S t a t e s d e p o s i t s ..............................................
D u e to b a n k s a n d b a n k e r s .........................................
3,229,697 49
575,000 00
575,000 00
196,124 68
442,099 55
638,224 23
$6,850,379 23
$5,316,707 96
$12,167,087 19
N o te s a n d bills r e d is c o u n t e d ...................................
B ills p a y a b l e .................... ................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d .........
T o t a ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
35
REPORT OF THE COMMISSIONER.
BAY CITIES.
Abstracts of the published reports of the five State and two national banks in the B ay
Cities, as made to the Commissioner of the B anking Department, November 25, 1902.
R e s o u rc e s.
R e p o r t of
5 S ta te
banks.
R ep o rt of
2 n a tio n a l
ban k s.
T o ta l.
L o a n s an d d is c o u n ts ...................................
$1,927,196 28
,586,728 48
13,493,924 76
S to c k s , b o n d s a n d m o r t g a g e s ................
1,175,564 66
175,453 98
1,351,018 64
O v e r d r a f t s . ................................................
6,304 01
803 60
7,107 61
275,000 00
275, 000 00
U . S. b o n d s to s e c u re c irc u la tio n ..........
U . S. b o n d s to s e c u r e U . S. d e p o s its ..
U. S. b o n d s o n h a n d ...................................
10,220 00
P re m iu m s p a id ...............................................
12,886 05
3,984 49
16,870 54
B an k in g h o u se, f u r n itu r e a n d fix tu re s.
43,864 92
22,500 00
66,364 92
O th e r r e a l e s t a t e .........................................
43,809 22
4,250 00
48,059 22
D ue fro m o th e r b a n k s an d b a n k e r s __
2,999 08
75,386 94
78,386 02
D ue fro m b a n k s in r e s e r v e c i t i e s .........
527,776 85
235,142 30
762,919 15
C h e c k s a n d o th e r c a s h ite m s .................
1,065 78
1,619 21
2,684 99
E x c h a n g e s fo r c le a rin g h o u s e ...............
19,905 91
4,585 35
24,491 26
10,220 00
N ic k e ls a n d c e n t s .......................................
1,218 06
419 30
1,637 36
S p e c i e .............................................................
93,385 32
69,956 23
163,341 55
180,219 00
44,646 00
224,865 00
U . S. a n d n a tio n a l b a n k n o te s ..................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f circ u la tio n ).
D ue fro m U. S. tre a s u r e r , o th e r th a n h% re d e m p tio n
f u n d ................................................................................................... .
T o ta ls .
1,046,415 14
13,750 00
13,750 00
5,500 00
' 5,500 00
$2,499,725
,546,141 02
L iab ilities.
$700,000 00
C a p ita l s to c k p a id i n ......................................................
$400,000 00
$300,000 00
S u rp lu s fu n d .......................................................................
77,500 00
115.000 00
192,500 00
U n d iv id e d pro fits, le ss e x p e n s e s an d ta x e s p a id .
67,140 59
68,342 73
135,483 32
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................
275.000 00
275,000 00
D iv id en d s u n p a id ..............................................................
10 00
10 00
1,639,266 57
,796,508 57
C o m m e rc ia l d e p o s its ......................................................
1,157,242 00
S a v in g s d e p o s its ...............................................................
2,287,746 15
,287,746 15
U n ite d S t a t e s d e p o sits..................................................
D ue to b a n k s an d b a n k e r s .............................................
19,786 40
102,106 58
121,892 98
N o te s a n d bills re d is c o u n te d .......................................
B ills p a y a b l e .......................................................................
37,000 00
37,000 00
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d .............
T o ta ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1,046,415 14
$2,499,725 88
5,546,141 02
36
STATE BANKING DEPARTMENT.
KALAMAZOO.
Abstracts of the published reports of the two State and four national banks in the city
of Kalamazoo as made to the Commissioner of the Banking Department, November
25, 1902.
R e s o u rc e s
R ep o rt of
2 S ta te
banks.
R ep o rt of
4 n a tio n a l
b a n k s.
T o ta l.
L o a n s an d d is c o u n ts ........................................................................
$870,467 94
$2,928,094 04
$3,798,561 98
S to c k s , b o n d s an d m o r tg a g e s .....................................................
432,408 67
327, 375 22
759,783 89
O v e r d r a f ts ...........................................................................................
72 67
21,579 34
21,652 01
TT. S. b o n d s to s e c u r e c i r c u l a t i o n .. ................................................
232,000 00
232,000 00
U . S. b o n d s on h a n d .........................................................................
28,250 00
28,250 00
P re m iu m s p a id ....................................................................................
8,951 46
8,951 46
B an k in g h o u se, f u r n itu re an d f ix tu re s .....................................
18,375 00
44,400 00
62,775 00
O th e r r e a l e s t a t e ..............................................................................
6,364 84
* 19,745 52
26,110 36
D ue fro m o th e r b a n k s an d b a n k e r s ...........................................
324 07
90,116 14
90,440 21
D ue fro m b a n k s in r e s e r v e c i t i e s ...............................................
281,492 34
442,957 45
724,449 79
C h e c k s an d o th e r c a s h i t e m s ......................................................
100 00
28,203 95
28,303 95
E x c h a n g e s fo r c le a rin g h o u s e ....................................................
7,500 33
12,184 13
19,684 46
N ic k e ls an d c e n t s ............................................................................
320 79
1,824 03
2,144 82
S p e c i e ...................................................................................................
30,109 85
105,420 95
135,530 80
U . S. an d n a tio n a l b a n k n o te s ....................................................
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5% o f c irc u la
tio n ) .....................................................................................................
D u e fro m U . S. tre a s u r e r , o th e r th a n h% re d e m p tio n
f u n d .....................................................................................................
33,988 00
176,844 00
210,832 00
11,600 00
11,600 00
2 50
2 50
T o t a ls ............................................................................................*
$1,681,524 50
$4,479,548 73
$6,161,073 23
L iab ilities.
C a p ita l s to c k p a id i n ....................................................................
$100,000 00
$450,000 00
$550,000 00
S u rp lu s f u n d .......................................................................................
98,000 00
282,500 00
380,500 00
U n d iv id e d pro fits, le ss e x p e n s e s a n d ta x e s p a i d .................
31,997 04
90,166 09
122,163 13
230,700 00
230,700 00
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................................
D iv id en d s u n p a id ..............................................................................
C o m m e rc ia l d e p o s its .......................................................................
504,655 17
S a v in g s d e p o s its ................................................................................
779,538 24
9,185 00
9,185 00
3,395,907 37
3,900,562 54
779,538 24
C a s h ie r’s c h e c k s o u ts ta n d in g ......................................................
U n ite d S t a t e s d e p o s its ...................................................................
D ue to b a n k s an d b a n k e r s .............................................................
167,334 05
21,090 27
188,424 32
$1,681,524 50
$4,479 548 73
$6,161,073 23
N o te s a n d bills r e d i s c o u n t e d ......................................................
Bills p a y a b l e .......................................................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ............................
T o t a ls ...........................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
37
REPORT OP THE COMMISSIONER.
PORT HURON.
Abstracts of the published reports of the three State and one national bank of the city of
Port Huron, as made to the Commissioner of the Banking Department, November 25,1902.
R eso u rc e s.
R ep o rt of
3 S ta te
banks.
R e p o rt of
1 n a tio n a l
ban k .
T o ta l.
L o a n s an d d is c o u n t s .......................................................................
$1,797,169 03
$729,598 03
$2,526,767 06
S to c k s , b o n d s an d m o r t g a g e s ....................................................
690,112 41
125,325 00
815,437 41
O v e r d r a f ts ......... - ................................................................................
9,749 31
621 76
10,371 07
135, 000 00
135,000 00
24. 000 00
42,222 47
U. S. b o n d s to s e c u re c irc u la tio n ............................................
U . S. b o n d s to s e c u re U. S. d e p o s its .......................................
U . S. b o n d s on h a n d ........................................................................
P re m iu m s p a id . ..
R an k in g h o u se, fu r n itu re and fix tu re s .....................................
60,850 00
O th e r r e a l e s t a t e ..............................................................................
18,222 47
60,850 00
D ue fro m o th e r b a n k s a n d b a n k e r s ..........................................
35,937 25
9,176 50
45,113 75
D u e fro m b a n k s in r e s e r v e c i t i e s ..............................................
318,093 91
93,574 58
411,668 49
10,944 55
33,519 63
C h e c k s a n d o th e r c a s h i t e m s ......................................................
2,726 20
E x c h a n g e s fo r c le a rin g h o u s e ....................................................
22,575 08
2,726 20
N ic k e ls a n d c e n t s ............................................................................
1,411 57
653 87
2,065 44
S p e c i e ..................................................................................................
26,409 74
17,575 80
43,985 54
U. S. a n d n a tio n a l b a n k n o t e s ....................................................
R e d e m p tio n fu n d w ith U . S. tr e a s u r e r (5% o f c irc u la t io n ) ............................... ..................................................................
D ue fro m U. S. tr e a s u r e r , o th e r th a n
re d e m p tio n
fu n d .....................................................................................................
50,914 00
38,474 00
89,388 00
6,750 00
6,750 00
T o t a ls .............................................................................................
$3,034,170 97
$1,191,694 09
$4,225,865 06
C a p ita l s to c k p a id i n .......................................................................
$250,000 00
$150,000 00
$400,000 00
S u rp lu s f u n d .......................................................................................
95,000 00
50,000 00
145.000 00
U n d iv id e d p ro fits, less e x p e n s e s an d ta x e s p a id ................
109,665 53
24,164 79
133,830 32
135,000 00
135.000 00
800,306 96
1,962,283 96
L iab ilitie s.
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................................
D iv id en d s u n p a id ..............................................................................
40 00
C o m m e rc ia l d e p o s its ......................................................................
1,161,977 00
S a v in g s d e p o s its ................................................................................
1,351,353 98
40 00
1,351,353 98
U n ite d S t a t e s d e p o s its ...................................................................
Due. to b a n k s a n d b a n k e r s .............................................................
36,134 46
N o te s £|,nr] bills re d is c o u n te d ...
•
&
Rills p a y a b l e .......................................................................................
30,000 00
32,222 34
68,356 80
30,000 00
T ,labilities o th e r th a n th o s e a b o v e s t a t e d . . .
T o t a ls ................. ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$3,034,170 97
$1,191,694 09
$4,225,865 06
38
STATE BANKING DEPARTMENT.
ANN ARBOR.
Abstracts of the, published reports of the three State and one national bank in the city of
A nn Arbor, as made to the Commissioner of the Banking Department, November 25,1902.
R e s o u rc e s.
R ep o rt of
3 S ta te
b a n k s.
L o a n s an d d i s c o u n t s .......................................................................
$1,118,659 99
$349, 808 29
$1,468,468 28
S to c k s , b o n d s an d m o r t g a g e s ....................................................
1,698,485 05
57,780 00
1,756,265 05
O v e r d r a f ts ..........................................................................................
3,673 25
4,516 79
8,190 04
25,000 00
25,000 00
15,270 71
R e p o r t of
1 n a tio n a l
bank.
U . S. b o n d s to s e c u r e c ir c u l a t i o n .............................................
T o ta l.
U . S. b o n d s to s e c u r e U. S. d e p o s its .......................................
U . S. b o n d s on h a n d ...................................................................
16,660 00
P re m iu m s p a id ..............................................................................
13,832 71
1,438 00
B an k in g h o u se, f u r n itu re a n d fix tu re s .....................................
79,867 32
16,000 00
O th e r r e a l e s t a t e ..............................................................................
68,166 82
16, 660 00
95,867 32
68,166 82
D ue fro m o th e r b a n k s a n d b a n k e r s ...........................................
5,743 74
2,139 86
7,883 60
D ue fro m b a n k s in r e s e r v e c i t i e s ..............................................
295,710 27
49,769 07
345,479 34
C h e c k s a n d o th e r c a s h i t e m s ....................................................
2,441 13
478 45
2,919 58
E x c h a n g e s fo r c le a r in g h o u s e ....................................................
4,117 30
763 89
4,881 19
628 93
225 97
854 90
S p e c i e ...........................................................................
100,900 20
18,267 20
119,167 40
U . S. a n d n a tio n a l b a n k n o t e s .................................................
R e d e m p tio n fu n d w ith U . S. tr e a s u r e r (5% o f c irc u la
tio n ) ..........................................................................................
D u e fro m U . S. tr e a s u r e r , o th e r th a n 5% re d e m p tio n
fu n d .................................................................................................
111, 142 00
15,366 00
126,508 00
1,250 00
1,250 00
$3,520,028 71
$542,803 52
$4,062,832 23
C a p ita l s to c k p a id in ..................................................
$150,000 00
$100,000 00
$250,000 00
S u rp lu s f u n d ...............................................................
194,000 00
20,000 00
214,000 00
82,855 46
21,553 24
104,408 70
• 25,000 00
25,000 00
N ic k e ls an d c e n t s ......................................................................
T o t a ls ..............................................................
L iab ilitie s.
U n d iv id e d p ro fits, le ss e x p e n s e s an d ta x e s p a i d ................
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................................
D iv id en d s u n p a id .................................................
C o m m e rc ia l d e p o s its ...................................................................
S a v in g s d e p o s its ................................................................................
♦ 602 00
140 00
742 00
704,214 28
376,110 28
1,080,324 56
2,325,662 80
2,325,662 80
62,694 17
62,694 17
U n ite d S t a t e s d e p o s i t s .................................................................
D ue to b an k s an d b a n k e r s .............................................................
N o te s a n d bills r e d i s c o u n t e d ......................................................
•
Bills p a y a b l e .......................................................................................
*
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ..............................
T o t a ls ...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$3,520,028 71
$542,803 52
$4,062,832 23
39
REPORT OF THE COMMISSIONER.
JACKSON.
Abstracts of the published reports of the three State and one national bank in the city of Jackson, as made to the Commissioner of the Banking Department, November 25, 1902.
R e s o u rc e s.
R ep o rt of 3
R ep o rt of 1
S t a t e banks. n a tio n a l b ank.
T o ta l.
L o a n s a n d d is c o u n ts ........................................................................
$1,788,134 24
$547,452 28
$2,335,586 52
S to c k s , b o n d s a n d m o r t g a g e s ....................................................
622,981 44
104,916 36
727,897 80
O v e r d r a f ts ...........................................................................................
10,698 32
26, 394 69
37,093 01
25,000 00
25,000 00
U . S. b o n d s to s e c u r e c ir c u la tio n .............................................
IT. S. b o n d s to s e c u r e U. S. d e p o s its .......................................
U. S. b o n d s on b a n d .........................................................................
5,500 00
P re m iu m s p a id ...................................................................................
5,500 00
1,156 25
1,156 25
B an k in g h o u se, fu r n itu re a n d fix tu re s .....................................
73,000 00
.2,200 00
75,200 00
O th e r r e a l e s t a t e ..............................................................................
39,200 00
14,679 43
53,879 43
D ue fro m o th e r b a n k s an d b a n k e r s ...........................................
2,580 25
3,931 04
6,511 29
D u e 'fro m b a n k s in r e s e r v e c i t i e s ..............................................
333,301 42
63, 368 89
396,670 31
C h e c k s an d o th e r c a s h ite m s ......................................................
3,392 68
729 21
4,121 89
E x c h a n g e s fo r c le arin g ' h o u s e ....................................................
37,617 83
2,833 04
40 ,’450 87
N ic k e ls an d c e n t s .............................................................................
646 38
336 40
982 78
S p e c i e ..................................................................................................
102,341 05
46,505 30
148,846 35
U. S. a n d N a tio n a l b a n k n o t e s ..................................................
90,833 25
26,072 00
116,905 25
1,250 00
1,250 00
$3,110,226 86
$866,824 89
$3,977,051 75
C a p ita l s to c k p a id i n .......................................................................
$350,000 00
$100,000 00
$450,000 00
S u rp lu s fu n d .......................................................................................
145,000 00
20,188 20
165,188 20
TTndivided p ro fits loss e x p e n s e s a n d ta x e s p a id ..................
77,665 24
18,526 79
96,192 03
25,000 00
25,000 00
703,109 90
1,758,521 74
R e d e m p tio n fu n d w ith U. S. tr e a s u r e r (5 p e r c e n t, o f
c ir c u la tio n ) .....................................................................................
D ue fro m U . S. tre a s u r e r , o th e r th a n 5 p e r c e n t, r e
d e m p tio n fu n d ................................................................................
T o t a ls .............................................................................................
L iab ilitie s.
N a tio n a l b a n k n o te s o u ts ta n d in g 1..............................................
D iv id en d s u n p aid
.........
....................................................
d o m m erftiftl d e p o s its .......................................................................
1,055,411 84
S a v in g s d e p o s i t s ...............................................................................
1,463,882 16
1,463,882 16
18,267 62
18,267 62
U n ite d S t a t e s d e p o s its ...................................................................
D ue to b a n k s a n d b a n k e r s .............................................................
N o te s a n d bills re d isco u n t,e d . . .
Rills p a y a b l e .......................................................................................
l ia b iliti e s of,ber th a n th o s e a b o v e s t a t e d ..............................
•
T o t a ls .............................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$3,110,226 86
$866,824 89
$3,977,051 75
40
STATE BANKING DEPARTMENT.
MARQUETTE.
Abstracts of the published reports of the one State and two national banks in the city of
Marquette as made to the Commissioner of the Banking Department, November 25, 1902.
R e s o u rc e s .
R e p o rt o f 1
S t a t e b ank.
R ep o rt of 2
n a tio n a l b a n k s
T o tal.
L o a n s a n d d is c o u n ts ...................................
$552,582 57
,251,677 15
1,804,259 72
S to c k s , b o n d s an d m o r tg a g e s ................
114,773 91
160,383 34
275,157 25
O v e r d r a f ts ......................................................
773 72
254 99
1,028 71
U. S. b o n d s to s e c u re c irc u la tio n ..........
175,000 00
175,000 00
U. S. b o n d s to s e c u re U . S. d e p o s it s ..
62,500 00
62,500 00
U . S. bonds on h a n d ...................................
P re m iu m s p a id ...............................................
B an k in g h o u se, fu r n itu re an d fix tu re s.
62,692 60
8,150 00
8,150 00
77,071 23
139,763 83
O th e r re a l e s t a t e .........................................
5,311 05
5,632 96
10,944 01
D u e fro m o th e r b a n k s an d b a n k e r s ....
852 09
55,989 46
56.841 55
D ue fro m b a n k s in r e s e r v e c i t i e s .........
144,730 88
342,187 90
486,918 78
C h e c k s a n d o th e r c a s h i t e m s .................
303 50
13,382 29
E x c h a n g e s fo r c le a rin g h o u s e ...............
15,988 88
13,685 79
15,988 88
N ic k e ls a n d c e n t s ........................................
11 01
355 43
366 44
S p e c ie ..............................................................
19,788 15
92,064 14
111,852 29
U . S. a n d N a tio n a l b a n k n o te s ...............
7,892 00
28,949 00
36.841 00
8,750 00
8,750 00
$925,700 36
2,282,347 89
$3,208,048 25
C a p ita l s to c k p a id i n ......................................................
$ 100,000 00
$250,000 00
$350,000 00
S u rp lu s f u n d .......................................................................
10,0C0 00
50,000 00
60,000 00
U n d iv id e d p ro fits le s s e x p e n s e s an d ta x e s p a id .
10,753 01
35,846 90
46,599 91
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................
175,000 00
175,000 00
D iv id en d s u n p a id .............................................................
30 00
30 00
1,591,099 24
2,078,329 58
R e d e m p tio n fu n d w ith th e U. S. tr e a s u r e r (5 p e r c e n t,
o f c ir c u la tio n ) ................................................................................
D ue fro m U. S. tre a s u r e r , o th e r th a n 5 p e r c e n t, re d e m p
tio n f u n d .......................................................................
T o ta ls .
L iab ilities.
C o m m e rc ia l d e p o s its ......................................................
487,230 34
S a v in g s d e p o s its ..............................................................
301, 384 00
U n ite d S t a t e s d e p o s its .................................................
D ue to b a n k s a n d b a n k e r s ...........................................
16,333 01
301,384 00
62,500 00
62,500 00
66,871 75
83,204 76
51,000 00
51,000 00
2,282,347 89
5,208,048 25
N o te s an d bills r e d is c o u n t e d .....................................
Bills p a y a b le .......................................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ...........
T o ta ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$925,700 36
41
REPORT OF THE COMMISSIONER.
ADRIAN.
Abstract of the published reports of the four State banks in the city of Adrian, as made to
the Commissioner of the Banking Department, November 25, 1902.
R ep o rt of
fo u r s t a t e
banks.
R e s o u rc e s.
L o a n s an d d is c o u n ts .................................
$998,389 90
S to c k s , b o n d s a n d m o rtg a g e s ................
1,489,395 76
O v e r d r a f ts ....................................................
504 83
U . S. b o n d s to s e c u re c irc u la tio n .........
U . S. b o n d s to s e c u re U . S. d e p o sits..
U. S. b o n d s on b a n d ...................................
P re m iu m s p a id ............................. ............. .
213 67
B an k in g b o u se, fu r n itu re an d fix tu re s
42,134 40
O th e r r e a l e s t a t e ........................................
2,878 59
D ue fro m o th e r b a n k s a n d b a n k e r s . ..
4,105 35
D ue fro m b a n k s in r e s e r v e c i t i e s .........
285,986 05
C h ec k s a n d o th e r c a s h i t e m s ................
4,586 86
E x c h a n g e s f o r c le a rin g h o u s e ..............
845 51
N ic k e ls a n d c e n t s ......................................
781 99
S p e c ie .................................... . . . ...................
33,165 60
U . S. an d N a tio n a l b a n k n o te s ..............
96,152 00
R e d e m p tio n fu n d w ith U . S. tr e a s u r e r (5 p e r c e n t, o f c irc u la tio n ).
D ue fro m U. S . tr e a s u r e r , o th e r th a n 5 p e r c e n t, re d e m p tio n fund.
T o t a l s ..............................................................................
$2,959,140 51
L ia b ilitie s.
C a p ita l s to c k p a id i n ........................................................
325,000 00
S u rp lu s fu n d .........................................................................
57,300 00
U n d iv id e d p ro fits le ss e x p e n s e s a n d ta x e s p a id ..
51,808 99
N a tio n a l b a n k n o te s o u ts ta n d in g ............................................................................................................
D ividends u n p a id ............................................................................................................................................
C o m m e rc ia l d e p o s it s ...........................................................................................................................
492,979 44
S a v in g s d e p o s its ............................................................................................................................................
2,027,665 22
C a s h ie r’s c h e c k s o u ts ta n d in g ....................................................................................................................
U n ite d S t a t e s d e p o s its .........................................................................................................................
D ue to b a n k s a n d b a n k e r s ...........................................................................................................................
4,386 86
N o te s a n d bills r e d is c o u n te d .....................................................................................................................
B ills p a y a b l e ........................................................
...........................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ......................................................................................
T o t a l s .........................................................................................................................................
6
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
......
.
$2,959,140 51
42
STATE BANKING DEPARTMENT.
MUSKEGON.
Abstracts of the published reports of the one State and three national banks in the city of
Muskegon, as made to the commissioner of the Banking Department, November 25, 1902.
R e s o u rc e s.
L o a n s an d d is c o u n ts .......................................................................
S to c k s , b o n d s a n d m o rtg a g e s .............................................
O v e r d r a f ts .........................................................................................
R e p o r t of
one s ta te
bank .
R e p o r t of
T h r e e n a tio n a l
ban k s.
T o ta l.
$239,365 43
$1,482,843 14
$1,722,208 57
235,625 27
71,800 00
307,425 27
122,05
11,396 36
11,518 41
75,000 00
75,000 00
U. S. b o n d s to s e c u re c irc u la tio n ..............................................
U . S. b o n d s to s e c u r e U. S. d e p o s its .......................................
U . S. b o n d s o n h a n d ........................................................................
P re m iu m s p a id ....................................................................................
10,000 00
1,000 00
11,000 00
B an k in g h o u se, f u r n itu re a n d fix tu re s .....................................
3,800 00
52,845 64
56,645 64
O th e r r e a l e s t a t e ..............................................................................
10,030 97
6,500 00
16,530 97
283 85
17,068 55
17,352 40
221, 533 56
270,823 48
15,296 68
15,773 19
D ue f r o m o th e r b a n k s a n d b a n k e r s .......................................
D ue fro m b a n k s in r e s e r v e c i t i e s ..............................................
49,289 92
C h e c k s a n d o th e r c a s h i t e m s .....................................................
476 51
E x c h a n g e s fo r c le a rin g h o u s e ....................................................
2,314 94
N ic k e ls an d c e n t s ............................................................................
476 60
2,207 16
2,683 76
S p e c i e ...................................................................................................
10,869 09
'88,601 75
99,470 75
U. S. a n d N a tio n a l b a n k n o t e s ................................................ :
R e d e m p tio n fu n d w ith U . S. tr e a s u r e r (5 p e r c e n t, o f
c irc u la tio n )......................................................................................
D ue fro m U .'S . tre a s u r e r , o th e r th a n 5 p e r c e n t, re d e m p
tio n f u n d .................................................... .....................................
16,656 00
76,505 00
93,161 00
3,750 00
3,750 00
$579,310 54
$2,126,347 84
$2,705,658 38
C a p ita l s to c k p a id i n .......................................................................
50,000 00
300,000 00
350.000 00
S u rp lu s f u n d .......................................................................................
9,000 00
95.000 00
104.000 00
U n d iv id e d p ro fits le ss e x p e n s e s an d ta x e s p a id ..................
8,446 17
51,023 89
59,470 06
75.000 00
75,000 00
T o t a ls .............................................................................................
2,314 94
L ia b ilitie s.
N a tio n a l b a n k n o te s o u ts ta n d in g ..............................................
D iv id en d s u n p a id .................•.......................
C o m m e rc ia l d e p o s its ......................................................................
84,580 79
S a v in g s d e p o s its ..............................................................................
424,705 41
30 00
30 00
1,588,935 83
1,673 516.62
424,705 41
U n ite d S t a t e s d e p o s its ...................................................................
D ue to b a n k s an d b a n k e r s .............................................................
2,578 17
8,358 12
10,936 29
8,000 00
8,000 00
$2,126,347 84
$2,705,658 38
N o te s a n d bills re d is c o u n te d ........................................................
Bills p a y a b le .......................................................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ............................
T o ta ls .............................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$579,310 54
REPORT OF THE COMMISSIONER.
43
BENTON HARBOR.
Abstract of the published reports of the two State banks in the city of Benton Harbor as
made to the Commissioner of the Banking Department, November 25, 1902.
R ep o rt of
tw o s t a t e
banks.
R e s o u rc e s.
L o a n s a n d d is c o u n ts .....................................................................................................................
S to c k s , b o n d s a n d m o rtg a g e s ......................................................................................
O v e rd ra fts ............................................................................................................
$665,373 61
148,715 31
663 23
U . S. b o n d s to s e c u re c irc u la tio n .......................................................................................
U. S. b o n d s to s e c u r e U . S. d e p o s its ............................................................................
U . S. b o n d s o n h a n d .......................................................................................................
P re m iu m s p a id ...................... ...............................................................
14,700 00
1,364 84
¿ a n k in g h o u se, fu r n itu re and f ix tu r e s .............................................................
16,500 00
O th e r r e a l e s t a t e ................................................................................................................................
1,800 00
D ue fro m o th e r b a n k s an d b a n k e r s ........................................................................................................
D ue fro m b a n k s in r e s e r v e c itie s ...................................................................................................
C h ec k s an d o th e r c a s h ite m s .........................................................................................
468,391 87
3,544 24
E x c h a n g e s fo r c le a rin g h o u s e ..............................................................................................................
N ic k els an d c e n t s ................................................................................................................................
1,071 19
S p e c ie ...............................................................................................................................................
24,490 20
U . S. a n d N a tio n a l b a n k n o te s ............................................................................................. ....................
52,899 00
R e d e m p tio n fu n d w ith th e U. S. t r e a s u r e r (5 p e r c e n t, o f c ir c u la tio n ) ...............................
D ue fro m IT. S. tre a s u r e r , o th e r th a n 5 p e r c e n t, re d e m p tio n fu n d .......................................
T o t a l s ................................................................................................................................................
$1,399,513 49
L iab ilitie s.
C a p ita l s to c k p a id i n ................................................................................................................
$175, 000 00
S u rp lu s f u n d ......................................................................................................................................
64,000 00
U n d iv id e d p ro fits, le ss e x p e n s e s an d ta x e s p a id ..............................................................................
22,622 11
N a tio n a l b a n k n o te s o u ts ta n d in g ............................................................................................................
D ividends u n p a i d ...............................................................................................
...................................
C o m m e rc ia l d e p o s its ....................................................................................................................................
684, 588 93
S a v in g s d e p o s its .............................................................................................................................................
336,966 42
U n ite d S t a t e s d e p o s its ................................................................................................................................
D ue to b a n k s a n d b a n k e r s ........................................................................................................................
116,336 03
N o te s an d bills r e d is c o u n te d .....................................................................................................................
Bills p a y a b le ......................................................................................................................................................
L ia b ilitie s o th e r th a n th o s e a b o v e s t a t e d ...........................................................................................
T o t a l s ....................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
...................................................................
$1,399,513 49
44
STATE BANKING DEPARTMENT.
The following is a list of banks examined and the amount paid by each, as required by
section kO of the general banking law.
No.
N a m e o f b an k .
L o c a tio n .
D a te o f
e x a m in a tio n .
A m ount
paid.
162
A d ria n S t a t e S a v in g s B a n k ............................
A d ria n ...........................
N o v e m b e r 11
89
T h e C o m m e rc ia l S a v in g s B a n k ....................
A d ria n ...........................
M ar eh 4
60 63
86
L e n a w e e C o u n ty S a v in g s B a n k ....................
A d ria n ...........................
J a n u a r y 14
68 29
171
W ald b y & C la y ’s S t a t e B a n k ........................
A d ria n ...........................
M areh 5.
67 54
179
A lb io n S t a t e B a n k ..............................................
A lb io n ..
M areh £5
22 39
167
C o m m e rc ia l a n d S a v in g s B a n k ....................
A lb io n ............................
M ay 15
23 99
233
F ir s t S t a t e B an k o f A lm a ................................
A lm a ..............................
O e to h e r 14
24 51
232
T h e A lm a S t a t e S a v in g s B a n k .....................
Alma,........
N o v e m b e r IS
13 54
169
A lp e n a C o u n ty S a v in g s B a n k ........................
A lp e n a ..........................
A pril 30 .
47 80
$80 71
48
A n n A rb o r S a v in g s B a n k ................................
A n n A r b o r ...
A pril 7
26
F a rm e rs a n d M e c h a n ic s ’ B a n k ......................
A n n A r b o r ..................
A u g u st 25
144
S t a t e S a v in g s B a n k ...........................................
A n n A r b o r ..................
A u g u st 1ft
67 42'
228
A rm a d a S a v in g s B a n k .......................................
A r m a d a ........................
A p ril 7.. .
20 14
10 00
187 96
85 95
213
A th e n s S t a t e a n d S a v in g s B a n k ...................
A th e n s ..........................
M ay 9 ..
236
S t a t e B an k o f F ra n k W . H u b b a rd & C o ...
B ad A x e .......................
J u n e 6 ...........................
237
S t a t e S a v in g s B an k o f B ad A x e ...................
B ad A x e ......................
J u n e 7 ...............
62
W e s t M ich ig an S a v in g s B a n k ........................
B a n g o r.....................
M areh 13
93
C ity B a n k .................................................................
B a t tle C re e k
S e p te m b e r 15
178
M e r c h a n ts ’ S a v in g s B a n k ...............................
B a t tle C r e e k .............
J u ly 1 ...
60 41
63
B ay C ity B a n k ......................................................
B ay C ity . . .
Alig u st 6
199 33
17 42
12 34
22 77
160 67
43
B ay C o u n ty S a v in g s B a n k ...............................
B ay C ity ......................
M areh 24
81 59
30
C o m m e rc ia l B a n k .................................................
B ay C itv ........
M areh 25
60 91
2
B eld in g s S a v in g s B a n k .....................................
B e ld in g ........................
O e to b e r 6 ...
20 19
159 P e o p le ’s S a v in g s B a n k .............................
B e ld in g ........................
O e to h e r 7 ...............
28 60
219
B e n to n H a rb o r S t a t e B a n k ............................
B e n to n H a r b o r .........
J u n e 30.......
76
F a rm e rs & M e r c h a n ts ’ B a n k ..........................
B en to n H a r b o r .........
A u g u st 25...............
259
B ig R ap id s S a v in g s B a n k ..................................
B ig R a p id s ...................
N o v e m b e r 1 8 .............
10 70
248
C itiz en s’ S t a t e B a n k ...........................................
B ig R a p id s ...........
N o v e m b e r 17....
33 74
27 09
117 72
163
B lissfield S t a t e B a n k .........................................
B lissfield.......................
M ay 15...........................
29 57
221
J ip s o n - C a rte r S t a t e B a n k ...............................
B lissfield.......................
J u ly 15...........................
28 98
256
B o y n e C ity S t a t e B a n k ...................................
B o y n e C ity ..................
J u ly 10...........................
10 00
187
F ir s t S t a t e S a v in g s B a n k ...............................
B re c k e n rid g e .
M ay 13...........................
10 32
216
B ro w n C ity S a v in g s B a n k ...............................
B ro w n C i t y ................
J u n e 10..........................
13 31
253
C itiz e n s’ S t a t e S a v in g s B a n k ........................
B ro w n C ity ................
J u n e 10..........................
13 47
212
B u rr O ak S t a t e B a n k .........................................
B u rr O a k ......................
J u ly 9..............................
10 00
181
C ad illa c S t a t e B a n k ..........................................
C ad illac ......................
J u ly 2 2 ..........................
69 13
261
P e o p le ’s S a v in g s B a n k .....................................
C a d illa c ........................
N o v e m b e r 1 9 .............
10 00
87
M e rc h a n ts a n d M in ers’ B a n k ..........................
C a lu m e t........................
A u g u st 12....................
127 56
208
C a p a c S a v in g s B a n k ..........................................
C a p a c ............................
A pril 8...........................
11 75
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
45
REPORT OF THE COMMISSIONER.
Lists of banks examined. —Continued.
N o .'
N a m e o f bank-
72 { S t a t e B an k o f C arso n C ity .............................
L o c a tio n .
D a te of
e x a m in a tio n .
A m ount
paid.
C arso n C ity ................. M ay 20
21 22
234
E x c h a n g e S t a t e B a n k .......................................
C arso n v ille ................
.Tnno 4
10 00
180
S t a t e B an k o f C arso n v ille ...............................
C arso n v ille .
.Time 4
14 21
218
E a to n C o u n ty S a v in g s B a n k ..........................
C h a r l o t t e ....................
.Tnno 9
10 06
67
C h e lse a S a v in g s B a n k ......................................
C h e l s e a .........
J u ly 10
40
99
203
T h e K e m p f C o m m e rc ia l a n d S a v in g s b a n k C h e l s e a ........................
M ay 13...
37 31
235
T h e C h esa n in g S t a t e B a n k .............................
C h e s a n in g ..............
O e to h o r 13
21 89
118
C la re C o u n ty S a v in g s B a n k ...........................
C la r e .............................. .Tnly 15 .
267
E. J o s s m a n S t a t e B a n k ...................................
C la r k s t o n ....................
D ooo m h o r 1
10 00
104
B ra n c h C o u n ty S a v in g s B a n k ........................
C o ld w a t e r ..................
June 9
48 67
19 38
32
F a r m e r s ’ S t a t e B a n k .........................................
C o n c o rd ................
M ay 0
15 34
174
C o m m e rc ia l S t a t e B a n k ...................................
C o n s ta n tin e ....
N n v o m h o r 10
19 65
173
F ir s t S t a t e B a n k .................................................
Con s ta n tin e
S e p te m b e r 8
15 26
183
S a n ila c C o u n ty S t a t e B a n k ............................
C ro s w e ll...
.Tnno 2
19 89
182
S t a t e B an k o f C ro s w e ll...................................
C ro s w e ll......................
J u n e 3 ...
12 32
176
D avison S t a t e B a n k ..........................................
D a v is o n .........
M ay 7..
11 37
102
F ir s t S t a t e B a n k .................................................
D e c a t u r . ...
F e b ru a ry 27
12 31
196
F a r m e r s ’ S t a t e B a n k o f D e c k e rv ille .........
D e c k e r v ille ................. J u n e 5 .........
195
S t a t e B a n k o f D e c k e rv ille .............................
D e c k e rv ille
J u n e 5 .......
10 00
210
D e lra y S a v in g s B an k ..........................................
D e lra y ............................
A p ril 28 . ..
21 70
73
C e n tra l S a v in g s B a n k .......................................
D e tr o it ..........................
J a n u a r y 6 ....................
82
C itiz en s’ S a v in g s B a n k .....................................
D e tr o it..........................
S e p te m b e r 8 ....
47
D e tro it S a v in g s B a n k .......................................
D e tr o it..........................
M ay 19. ..
807 11
D e tro it T r u s t C o m p a n y ...................................
D e tr o it..........................
D e c e m b e r 16....
346 96
D e tro it U n ite d B an k (L im ite d )....................
D e tr o it..........................
D e c e m b e r 4 ................
9
D im e S a v in g s B a n k ............................................
D e tr o it..........................
S e p te m b e r 29.........
14 62
79 68
167 57
20 82
339 52
5
G e rm a n -A m e ric a n B a n k .................................
D e tr o it..........................
J a n u a r y 29..................
142 25
90
H o m e S a v in g s B a n k ...........................................
D e tr o it........................
M arch 17...........
300 99
94
M arin e S a v in g s B an k .........................................
D e tr o it..................
J u ly 3 1 ..........................
161
M cL ellan & A n d e rso n S a v in g s B a n k .........
D e tr o it..........................
J a n u a r y 9 ....................
91 84
81
M ich ig an S a v in g s B a n k ...................................
D e tr o it..........................
F e b ru a ry 3..................
195 71
15
P e n in s u la r S a v in g s B a n k .................................
D e tr o it..........................
S e p te m b e r 2 ...............
454 23
52
P e o p le ’s S a v in g s B a n k .....................................
D e tr o it..........................
O c to b e r 20..................
1,043 35
1.369 62
7
80 93
S t a t e S a v in g s B a n k ...........................................
D e tr o it..........................
A p ril 14..........................
U n io n T r u s t C o m p a n y .......................................
D e tr o it..........................
O c to b e r 13....................
800 34
W a y n e C o u n ty S a v in g s B a n k ........................
D e tr o it..........................
J u n e 16..........................
1,139 36
D e x te r S a v in g s B a n k ....
D e x te r...........................
M ay 12...........................
16 05
C ity B a n k ................................................................
D o w a g ia c ...................
F e b ru a ry 24................
30 83
142
M o n ro e C o u n ty B a n k ........................................ ! D u n d e e ........................
S e p te m b e r 15...........
13 73
124
S h ia w a s s e e Cmint.v B a n k ........ .....................
S e p te m b e r 9 ...............
17 53
6
157
28
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
D u ra n d ........................
>
1
46
STATE BANKING DEPARTMENT.
List of banks examined.— Continued.
N o.
N am e of bank.
L o c a tio n .
D a te o f
e x a m in a tio n .
A m ount
p aid.
238
S t a t e B an k o f E a s t J o r d a n ............................
E a s t J o r d a n ...............
A u g u st 27....................
$10 00
53
M ich ig an S t a t e B a n k .........................................
E a to n R a p id s .............
A u g u st 20....................
24 40
193
E d m o re S t a t e B a n k ...........................................
Pldm ore . ..
J u n e 5 .................
10 00
129
E ik R ap id s S a v in g s B a n k .................................
E lk R a p id s ..................
A u g u st 1....................
13 71
152
F ir s t S t a t e S a v in g s B a n k ................................ E v a r t ..........................
J u ly 16..........................
23 34
215
Old S t a t e B a n k ....................................................
F e n n v i l l e ....................
M a rc h 31...................
10 00
209
C o m m e rc ia l S a v in g s B a n k o f F e n t o n .......
F e n t o n ..........................
M ay 13..........................
16 09
101
C itiz en s’ C o m m e rc ia l an d S a v in g s B a n k ..
F l i n t ...............................
M arch 10......................
77 62
23
G e n e s e e C o u n ty S a v in g s B a n k ....................
F lin t...............................
M arch 31......................
126 09
165
U n io n T r u s t a n d S a v in g s B a n k ....................
F l i n t ..............................
M a rc h 12......................
126 09
126
F ir s t S t a t e a n d S a v in g s B a n k ......................
F lu s h in g .......................
M ay 5 ............................
23 82
223
P e o p le ’s S t a t e B a n k .........................................
F lu s h in g .......................
M ay 1 6 ..........................
12 71
141
S t a t e S a v in g s B a n k o f F o w le r ....................
F o w le r ..........................
O c to b e r 13..................
18 96
229
B en zie C o u n ty S t a t e S a v in g s B a n k ...........
F r a n k f o r t ....................
S e p te m b e r 15.............
11 61
153
G a y lo rd S t a t e S a v in g s B a n k ..........................
G a y lo r d ........................
A u g u st 25....................
19 43
249
G ra n d H a v e n S t a t e B a n k ...............................
G ra n d H a v e n ...........
M ay 14...........................
10 00
61
G ra n d R ap id s S a v in g s B a n k ...........................
G ra n d R a p id s .............
F e b r u a r y 17................
195 54
65
K e n t C o u n ty S a v in g s B a n k ............................
G ra n d R a p id s .............
A p ril 2 8 ........................
242 29
M ich ig an T r u s t C o m p a n y ...............................
G ran d R a p id s ...
S e p te m b e r 2 2 ...
110 03
108
P e o p le ’s S a v in g s B a n k .....................................
G ra n d R a p id s .............
M a rc h 3 ........................
202 47
139
S t a t e B a n k o f M ic h ig a n ...................................
G ra n d R a p id s ...
S e p te m b e r 2 9 ,...
255 51
27
F a r m e r s ’ B an k o f G ra ss L a k e .......................
G ra ss L a k e ..................
M ay 12...........................
17 27
263
C o m m e rc ia l S t a t e S a v in g s B a n k ................. G re e n v ille ....................
D e c e m b e r 10...............
10 00
188
G re e n v ille S t a t e B a n k .....................................
G re e n v ille .......
A p ril 2 ........................
37 38
95
S u p e rio r S a v in g s B a n k .....................................
H a n e o e k . ...
A u g u st 1 4 ....
79 24
S u p e rio r T r u s t C o m p a n y .................................
H a n c o c k ......................
J u ly 21......................
10 00
254
H u ro n C o u n ty S a v in g s B a n k ..........................
H a rb o r B e a c h ............
J u n e 6 ............................
12 63
50
O c e a n a C o u n ty S a v in g s B a n k ......................
H a r t ...............................
J u n e 2 ............................
17 53
11
H a stin g s C ity B a n k .............................................
H a s tin g s ......................
O c to b e r 11..................
30 24
260
F ir s t S t a t e S a v in g s B a n k ................................
H ills d a le ...
N o v e m b e r 11 .............
13 68
78
H illsd a le S a v in g s B a n k .....................................
H ills d a le ......................
N o v e m b e r 17.............
51 00
56
F ir s t S t a t e B a n k o f H o lla n d ..........................
H o lla n d ........................
M a rc h 10......................
85 67
91
H o lla n d C ity S t a t e B a n k .................................
H o lla n d ....................
J u ly 24...........................
61 26
262
C itiz en s’ S a v in g s B a n k .....................................
H o lly ............................
N o v e m b e r 5............
10 00
106
F ir s t S t a t e a n d S a v in g s B a n k ......................
H o lly ......................
M ay 8 .............................
32 30
255
C alh o u n S t a t e B a n k ...........................................
H o m e r ..........................
.1u n e 1 2 ...
10 00
109
F ir s t S t a t e a n d S a v in g s B a n k ......................
H o w e ll..........................
J u ly 22...........................
17 10
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
REPORT OF THE COMMISSIONER.
47
L ist of banks examined.— Continued.
D a te of
e x a m in a tio n .
A m ount
paid.
No.
N a m e o f b an k .
L o c a tio n .
140
B o ies S t a t e S a v in g s B a n k ..............................
H u d so n ..........................
S e p te m b e r 11__
143
T h o m p so n S a v in g s B a n k ..................................
H u d so n ........................
N o v e m b e r 11.........
24
L a p e e r C o u n ty B a n k .........................................
Im la y C ity ...................
A p ril 8 ...........................
36 57
58
Io n ia C o u n ty S a v in g s B a n k ............................
Io n ia ...........................
J a n u a r y 6 .................
45 22
$43 81
80 55
191
S t a t e S a v in g s B a n k ...........................................
I o n ia .........................
J a n u a r y 8 ....................
41 70
135
C o m m e rc ia l B a n k ..............................................
Ir o n M o u n ta in ...........
A u g u st 20....................
55 07
12
P e n in s u la B a n k ....................................................
Is h p e m in g ....................
A u g u st 11..................
37 27
264
C o m m e rc ia l S t a t e B a n k .................................
I t h a c a ...........................
O c to b e r 23..................
10 00
150
I t h a c a S a v in g s B a n k .........................................
I t h a c a ...........................
J a n u a r y 24..................
37 27
131 60
177
J a c k s o n C ity B a n k .............................................
J a c k s o n ........................
J u ly 7 .............................
186
J a c k s o n S t a t e S a v in g s B a n k ........................
J a c k s o n ........................
M a rc h 24......................
54 23
U n io n B a n k .......................................
J a c k s o n ......................
F e b ru a ry 12................
102 29
115
G ro s v e n o r S a v in g s B a n k .................................
J o n e s v ille ....................
A u g u st 19....................
24 71
147
H o m e S a v in g s B a n k ........................................... K a la m a z o o ..................
F e b ru a ry 10.................
57 87
K a la m a z o o S a v in g s B a n k ................................ K a la m a z o o ................
A u g u st 27....................
100 97
K a lk a s k a C o u n ty S t a t e a n d S a v in g s B an k K a lk a s k a ......................
J u ly 21...........................
10 00
L a k e O d essa S a v in g s B an k ..........................
L a k e O d e s s a ...............
M ay 5 ............................
15 68
133
L a n s in g S t a t e S a v in g s B a n k ...........
L a n s in g .......................
O c to b e r 6 ....................
86 05
117
S t a t e S a v in g s B a n k ..............................
L a p e e r ..........................
M ay 6 .............................
37 19
201
S t a t e S a v in g s B a n k o f L a u riu m ................... L a u riu m ........................
A u g u st 13......... .......
76 77
P e o p le ’s B a n k ......................................................
L e s l i e ........................
J u ly 23...........................
10 59
L e x in g to n S t a t e B a n k .................
L e x in g to n .......
J u n e 10..........................
10 00
14
1
257
41
8
184
.....
111
L o w e ll S t a t e B a n k .............................................
L o w e ll..........
S e p te m b e r 2 6 ...........
20 59
239
L u d in g to n S t a t e B a n k .....................................
L u d in g to n .......
J u ly 18...........................
24 00
130
A n trim C o u n ty S t a t e S a v in g s B a n k ...........
M a n c e lo n a ..................
J u ly 18...........................
16 28
P e o p le ’s B a n k o f M a n c h e s te r .........
.....
M a n c h e s te r ................
J u ly 24...........................
21 53
172
U n io n S a v in g s B a n k ..........................................
M a n c h e s te r .................
S e p te m b e r 16.............
32 24
116
M a n is te e C o u n ty S a v in g s B a n k ...............
M a n iste e .
J u ly 15...........................
58 49
21
M an istiq u e B a n k ..................................................
M a n is tiq u e ..................
A u g u st 19....................
38 39
122
M arin e S a v in g s B a n k ........................................
M arin e C ity ................
J u ly 2 1 ..........................
44 57
242
252
C o m m e rc ia l S t a t e B a n k .................................
M a r le t te ......................
J u n e 7 ............................
11 91
246
M a r le tte S t a t e B a n k .........................................
M a r le tte .......................
N o v e m b e r 17.............
18 51
100
M a r q u e tte C o u n ty S a v in g s B a n k ................
M a r q u e tt e ...................
A u g u st 8.......................
73 66
137
C o m m e rc ia l S a v in g s B a n k .............................. M arsh a ll........................
M a rc h 26......................
66 33
198
G. w . J o n e s ’ E x c h a n g e B a n k ........................
M a r c e ilu s ....................
J u ly 22..........................
17 79
22
F a r m e r s ’ B a n k .....................................................
M a s o n ............................ M ay 14...........................
19 96
107
F ir s t S t a t e a n d S a v in g s B a n k ......................
M a s o n ............................ J u n e 12..........................
15 77
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
48
STATE BANKING DEPARTMENT.
List of banks exam ined— Continued.
No.
N am e of bank.
L o c a tio n .
D a te of
e x a m in a tio n .
XU..
168
F ir s t S t a t e B an k .................................................
M e n d o n .........
J a n u a r y 2ft
113
S t a t e B a n k o f M id d le v ille ...............................
M iddle v ille ........
M a r c h 13
13 26
97
M idland C o u n ty S a v in g s B a n k ......................
M id la n d ................
M av 1 4 ....
22 86
¡>15 94
77
F a rm e rs an d M e rc h a n ts ’ B a n k .....................
M ila n ............................
J u ly 1 4 . . . .
23 81
202
W a k e fie ld S t a t e B a n k .....................................
M o re n c i...........
M ay 14
40 23
222
C itiz en s’ S a v in g s B a n k . .. ..............................
M t. C le m e n s ...............
O c t o b e r ft
51
M t. C le m en s S a v in g s B an k ..............................
M t. C le m e n s ...............
J u n e 30
30 13
114 06
158
U llrich S a v in g s B a n k .........................................
Mt. C le m e n s ..........
M a r c h 31
170
E x c h a n g e S a v in g s B a n k ...................................
Mt. P le a s a n t..........
F e b r u a r y 24
23 53
189
M unising S t a t e B a n k ......... ..............' . .............
M u n isin g ..........
A u g n s t 10
20 33
60
M usk eg o n S a v in g s B a n k ..................................
M u sk e g o n ...........
M ay 26
54 64
19
F a r m e r s a n d M e r c h a n ts ’ B a n k ......................
N a s h v ill e ...........
O c t o b e r 14
22 49
245
N e w H a v e n S a v in g s B a n k ..............................
N e w H a v e n ................
A p ril 3
10 00
240
N ile s C ity B a n k ...................................................
N ile s........................
A p ril 11
10 57
36
P io n e e r B a n k ........................................................
N o r t h B r a n eh . ..
A u g n s t 11
24 07
60 06
145
N o rth v ille S t a t e S a v in g s B a n k ....................
N o r th v il le ................... M ay 5 .......
18 88
230
T h e S t a t e B an k o f N o r w a y ..........................
N o r w a y ........................
A u g u s t 1ft
16 30
214
S t a t e B a n k o f O n to n a g o n ...............................
O n to n a g o n ..........
A u g u st 1ft
12 23
190
O rion S t a t e B a n k ................................................ O rio n ...................
.Tunc 4
18 04
199
S t a t e S a v in g s B a n k ...........................................
O v id ..............................
S e p t e m b e r ft
15 93
185
C itiz e n s ’ S a v in g s B a n k .....................................
O w o sso......................
M ay 19 .
29 50
112
O w osso S a v in g s B a n k .......................................
O w o sso...........
O c t o b e r 14
39 46
34
O x fo rd S a v in g s B a n k .........................................
O x fo rd ....................
June 2 .
35 77
59
P a w P a w S a v in g s B a n k .................................
P a w P a w ...........
A p r il ft .
16 73
247
S t a t e S a v in g s B an k o f P e c k ..........................
P e c k .................
June 3
10 00
132
S t a t e B a n k o f P e r r y .........................................
P e r r y ...........
M ay ft
10 00
119
F ir s t S t a t e B a n k .................................................. P e to s k e y ...............
J u l y ft
29 24
99
P ly m o u th S a v in g s B a n k ...................................
P ly m o u th ...........
J a n u a r y 24
36 49
146
F ir s t C o m m e rc ia l B a n k ...................................
P o n t i a c .........
Ja,nil a r y 27
112 75
149
O a k lan d C o u n ty S a v in g s B a n k ......................
P o n t i a c ........................
N o v e m b e r 10
211
P o n tia c S a v in g s B a n k ......................................
P o n tia c . ..
O c t o b e r 30
64 98
75
C o m m e rc ia l B a n k ..............................................
P o r t H u r o n . ..
A u g n s t 12
136 57
49
P o r t H u ro n S a v in g s B a n k ...............................
P o r t H u r o n .................
J u ly 1 5 __
98
S t. C lair C o u n ty S a v in g s B a n k ....................
P o r t H u r o n .............
N o v e m b e r 17
T h e U n ite d H o m e P r o t e c t o r s ’ F r a te r n i ty
P o r t H u r o n ................
D e c e m b e r 15.............
30 OO
217
Q u in cy S t a t e B a n k .............................................
Q u in c y ..........................
J uly 31 . ..
12 34
69
S t a t e B a n k o f R e a d in g .....................................
R e a d in g ........................
A u g u st 18....................
16 78
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
52 49
47 69
106 80
REPORT OF THE COMMISSIONER.
49
List of banks examined.— Continued.
D a te of
e x a m in a tio n .
A m ount
paid.
N o.
N a m e o f b an k .
206
M aco m b C o u n ty S a v in g s B a n k ................ -j
R ic h m o n d
224
R o c h e s te r S a v in g s B a n k .................................
R o c h e s te r ....................
A p ril 3 ...........................
16 91
194
R o m e o S a v in g s B a n k .........................................
R o m e o ...........................
J u ly 23...........................
59 12
25
B a n k o f S a g in a w .......................... .....................
S a g in a w .......................
A u g u st 4 ......................
267 07
38
P e o p le ’s S a v in g s B a n k o f E a s t S a g in a w .. S a g in a w .......................
F e b r u a r y 24................
74 69
84
S a g in a w C o u n ty S a v in g s B a n k ....................
S a g in a w .......................
F e b ru a ry 26................
67 94
44
S a v in g s B an k o f E a s t S a g in a w ....................
S a g in a w .......................
J a n u a r y 21..................
264 65
L o c a tio n .
(L e n o x (
P- O.).............
f
A p ril 3 ...........................
$22 39
29
C o m m e rc ia l a n d S a v in g s B a n k ....................
S a in t C la ir..................
J u ly 1 8 ..........................
33 48
39
C lin to n C o u n ty S a v in g s B a n k .......................
S a in t J o h n s ................. J a n u a r y 15...................
39 16
45
S t a t e B a n k o f S t. J o h n s ..................................
S a in t J o h n s .................
J a n u a r y 13..................
36 72
31
U n io n B an k in g C o m p a n y .................................
S a in t J o s e p h ...............
A u g u st 25....................
42 49
42
C o m m e rc ia l S a v in g s B a n k ..............................
S a in t L o u is ................. J a n u a r y 20...................
20 81
197
G ra tio t C o u n ty S t a t e B a n k ............................
S a in t L o u is ................. J a n u a r y 22..................
14 26
265
T h e C itiz en s’ B a n k ............................................
S a lin e ............................
N o v e m b e r 3 ...............
10 00
231
S t a t e B a n k o f S a n ila c C e n t r e ......................
S a n ila c C e n t r e .........
J u n e 4 ............................
10 00
200
T ru m a n M oss S t a t e B a n k ...............................
S a n ila c C e n t r e .........
J u n e 4 ............................
10 00
225
S a r a n a c S t a t e B a n k ..........................................
S a r a n a c ........................
F e b ru a ry 27.................
12 55
269
C e n tra l S a v in g s B a n k .......................................
S a u lt S te . M a r ie __
D e c e m b e r 2 ................
10 00
268
C h ip p e w a C o u n ty S a v in g s B a n k ..................
S a u lt S te . M a r ie __
D e c e m b e r 2 ................
10 00
54
S a u lt S a v in g s B a n k ..........................................
S a u lt S te . M a r ie __
A u g u st 5 .......................
85 84
251
S e b e w a in g S t a t e B a n k ...................................
S e b e w a in g ..................
J u n e 7 ............................
10 27
204
S t a t e S a v in g s B an k o f S c o ttv ill e ...............
S c o ttv ill e ....................
J u ly 17...........................
10 00
175
C o m m e rc ia l S t a t e B a n k .................................
S h e p h e rd .....................
F e b r u a r y 26.................
13 86
148
C itiz en s’ S t a t e B a n k .........................................
S o u th H a v e n ............
A p ril 9...........................
32 73
71
F ir s t S t a t e B a n k ................................................
S o u th H a v e n ........
M ay 5 ............................
40 2C
207
S p a r ta S t a t e B a n k ............................................
S p a r t a ..........................
A pril 1...........................
12 02
243
S t a t e S a v in g s B a n k ...........................................
S t a n t o n ........................
O c to b e r 8 ....................
11 09
270
B an k o f S te p h e n s o n ..........................................
S te p h e n s o n ................. D e c e m b e r 5 ................
10 00
134
C itiz en s’ S t a t e B a n k .........................................
S tu r g is ..........................
A u g u st 21....................
29 17
151
L illey S t a t e B a n k ..............................................
T e c u m s e h ..................
M ay 8 ............................
23 13
156
T e c u m s e h S t a t e S a v in g s B a n k .................... T e c u m s e h ....................
S e p te m b e r 16.............
16 83
258
F ir s t S t a t e B a n k ................................................
T e k o n s h a .....................
S e p te m b e r 10.............
10 00
40 68
120
F ir s t S t a t e S a v in g s B a n k ...............................
T h r e e R iv e rs............... J a n u a r y 29...................
266
P e o p le ’s S a v in g s B a n k .....................................
T r a v e rs e C ity ...........
N o v e m b e r 25...............
10 00
141 01
16 20
138
T r a v e rs e C ity .......................................................
T r a v e rs e C i t y ...........
S e p te m b e r 23.............
241
B a n k o f V a s s a r ....................................................
V a s s a r...........................
M ay 12...........................
7
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
50
STATE BANKING DEPARTMENT.
List of banks examined.—Concluded.
N o.
N a m e o f b an k .
L o c a tio n .
D a te of
e x a m in a tio n .
192
S t a t e S a v in g s B a n k ...........................................
V a s s a r ........................... J u n e 9 ............................
105
W a y n e S a v in g s B a n k .......................................
W a y n e ..........................
96
L u m b e rm a n ’s S t a t e B a n k ...............................
W e s t B a y C i t y .........
S e p te m b e r 18.............
17
P e o p le ’s S a v in g s B a n k .....................................
W e s t B ay C i t y .........
S e p te m b e r 15.............
250
W h ite h a ll S t a t e B a n k .......................................
W h ite h a ll....................
J u n e 4 ............................
3
S t a t e B an k o f W h ite P ig e o n ..........................
W h ite P ig e o n ............
M ay 2 7 ..........................
O c to b e r 8 ....................
35
W illia m sto n S t a t e B a n k .................................
W illia m s to n ................
J u n e 10..........................
166
F ir s t C o m m e rc ia l a n d S a v in g s B a n k .........
W y a n d o t te .................
J u n e 24..........................
64
W y a n d o tte S a v in g s B a n k ...............................
W y a n d o t te .................
M ay 6 ............................
227
Y a le S t a t e B a n k ................................................
Y a l e ...............................
J u n e 11..........................
86
Y p sila n ti S a v in g s B a n k ...................................
Y p s ila n ti......................
A u g u st 20....................
Z e e la n d S t a t e B a n k ........................................... Z e e la n d ........................
F e b ru a ry 21................
226
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
REPORTS
AS MADE TO THE COMMISSIONER OF THE STATE BANKING “ A
DEPARTMENT
FEBRUARY 25, APRIL 30, SEPTEMBER 15 AND
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
NOVEMBER 25,1902.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
53
BANKS OF MICHIGAN.
No. 162.
ADRIAN STATE SAVINGS BANK, ADRIAN.
Organized May 29, 1893.
R. A. W a t t s , P r e s i d e n t ; G eorge A. W il c o x , V i c e P r e s i d e n t ; B. E . T o b ia s , C a s h i e r ; R. H .
W a t t s , A s s i s t a n t C a s h i e r ; Ch a r l e s H . W h it n e y , A u d i t o r .
D ir e c t o r s .— R ic h a r d A. W a tts , G eo rg e A. W ilco x , W illia m E . J e w e tt, R. A. K a is e r, C h a rle s
G.
W esley , W . O. H u n t, B. E. T o b ia s, A. D . E llis.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$369,923 52
$450,337 65
$376,607 58
$386,347 46
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
211,915 41
226,302 16
278,916 66
295,279 06
1,282 73
629 59
93 81
162 83
F u r n i t u r e a n d f ix tu r e s .............................................
3,134 40
3,134 40
3,134 40
3,134 40
O th e r r e a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c it i e s ) ............................................................
1,937 87
1,937 87
1,937 87
95,968 88
99,408 96
120,294 41
218 71
58 21
314 15
R e p o r t of
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts
.....................................................................
B a n k in g h o u s e .............................................................
U n ite d S ta te s b o n d s ...................................................
D ue fro m b a n k s in re s e rv e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
81,838 76
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
21,265 00
21,272 00
17,393 00
23,416 00
G old co in .......................................................................
6,142 50
9,735 00
11,270 00
12,062 50
S ilv e r c o in .....................................................................
1,926 25
2,156 85
1,726 20
1,575 85
17 19
19 57
127 62
135 82
249 39
4,620 97
965 71
3,428 97
$713,763 14
$819,773 73
$812,525 47
$807,695 80
C a n ita l s to c k p a id i n .................................................
$60,000 00
$60,000 00
$60,000 00
$60,000 00
S u r p lu s fu n d .......................... ....................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
10,000 00
10,000 00
10,500 00
10,500 00
21,355 39
21,821 64
20, 424 32
25,685 25
161,992 01
197,837 22
183,023 78
165,320 59
38,393 09
36,367 23
29,750 26
491,721 78
502,210 14
516,439 70
$819,773 73
$812.525 47
$807,695 80
N ic k els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ........................................................................
T o ta ls
...................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
rn m m p iT ifll p p rtifip a tp s o f d p p o s it.....................
D np to b a n k s a n d b a n k p rs ......................................
C prfifipd obppks ..........................................................
( 1a s b ip r ’s obppks o u ts ta n d in g ................................
S a v in g s d p p o s its ........................................................
420,659 37
S a v in g s p p rtifio a to s of d p p o s it..............................
39,756 37
p i l l s p a y a b le
T o ta ls
............................................................
....................................... ............................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$713,763 14
54
STATE BANKING DEPARTMENT.
No. 89.
THE COMMERCIAL SAVINGS BANK, ADRIAN.
Organized May 10, 1888.
C. R. M il l e r , P r e s i d e n t ; D. M e t c a l f , V i c e P r e s i d e n t ; E . N . S m i t h , C a s h i e r .
D
ir e c t o r s .
—
A.
H . W ood, C. R. M ille r, A. B e n n e tt, A. M. S te p h e n so n , D. M e tc a lf, E . C. S w o rd ,
R.
A. K a is e r, C. G. H a r t , E . L. B a k e r.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$206,887 90
$215,713 53
$203,710 56
$228,470 49
B o n d s, m o rtg a g e s a n d s e c u r itie s .........................
301,643 76
287, 943 71
317,059 33
339,184 33
R e p o rt of
N ov. 25.
P re m iu m s p a id on b o n d s ............. "..........................
O v e r d r a f ts
......................................................................
1,522 83
567 77
1,428 35
342 00
B a n k in g h o u se ..............................................................
12,000 00
12,000 00
12,000 00
12,000 00
F u r n i t u r e a n d f ix tu r e s .............................................
6,500,00
6,500 00
6,500 00
6,500 00
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
7,640 52
2,883 48
2,853 48
2,853 48
2,024 28
1,360 87
1,235 87
D ue fro m U n ite d S t a t e s t r e a s u r e r ......................
2,300 00
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
41,036 24
88,725 78
109,584 26
E x c h a n g e f o r c le a r in g h o u s e ................................
34 02
98 41
477 65
77 00
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
16,117 00
15,782 00
23,356 00
21,198 00
G old co in .......................................................................
4,882 00
3,747 00
4,224 50
4,117 00
S ilv e r c o in .....................................................................
2,278 00
1,839 00
3,317 00
3,276 00
328 72
293 13
416 65
327 46
314 57
291 94
418 84
20 30
$603,209 84
$637,746 62
$686,582 49
$675,130 28
C a p ita l s to c k p a id i n .................................................
$110,000 00
$110,000 00
$110,000 00
$110,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
22,000 00
22,000 00
22,000 00
22,000 00
1,424 31
6,825 23
5,235 42
7,776 76
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
90,935 61
101,075 29
133,774 06
125,529 43
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
13,158 64
18,757 04
10,294 87
9,032 25
D u e to b a n k s a n d b a n k e r s ......................................
2,300 01
772 41
1,536 89
427 36
C e rtifie d ch eck s ..........................................................
100 00
362 81
200 00
100 00
C a s h ie r’s ch eck s o u ts ta n d in g ................................
10 00
S a v in g s d e p o sits ........................................................
363,281 27
377,953 84
403,541 25
400,264 48
$637,746 62
$686,582 49
$675,130 28
N ick els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
T o ta ls
....................................................................
54,464 22
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
S a v in g s c e r tific a te s o f d e p o s it..............................
'
N o tes a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
........................................... ........................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$603,209 84
55
STATE BANKS OF MICHIGAN.
No. 66.
LENAWEE COUNTY SAVINGS BANK, ADRIAN
Organized December 16, 1869.
J oseph
R. B e n n e t t , P r e s i d e n t ; D e l o s M. B a k e r , V i c e P r e s i d e n t ; H e r m a n V. C. H a rt ,
C a s h i e r ; C l in t o n D. H ardy , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— J o s e p h R. B e n n e tt, C lin to n D. H a rd y , H e rm a n Y. C. H a r t , D elos M. B a k e r,
W a r r e n J . P a r k e r , L e s te r H . S a ls b u ry , C. E. W e a v e r, H . L. L a rw ill, R. A lfre d B u ry , J r .
R eso u rc e s.
O v e r d r a f ts
R e p o rt of
S e p t. 15.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
N ov. 25.
$120,735 49
$136,803 38
$94,335 68
$116,265 83
478,083 89
425,466 34
518,364 11
513,017 37
81 50
86 50
518 19
213 67
......................................................................
R a n k in g h o u se ..............................................................
F u r n i t u r e a n d f ix t u r e s .............................................
2,500 00
2,500 00
2,500 00
2,500 00
O th e r r e a l e s t a t e ....................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
■pppprye c itie s ) ................................ ...........................
279 18
279 18
63 91
25 11
D u e fro m b a n k s in re s e r v e c itie s .........................
49,392 78
122,648 57
97,668 79
75,680 62
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
14,693 00
15,522 00
21,195 00
18,923 00
G o ld c o in ........................................................................
7,260 00
7,322 50
8,357 50
8,239 50
S ilv e r c o in ....................................................................
1,681 05
2,162 60
662 25
1,312 40
4 26
3 91
3 25
4 40
1, 273 92
408 74
1,012 10
932 62
$675,985 07
$713,203 72
$744,680 78
$737,114 52
C a p ita l s to c k p a id i n .................................................
$100,000 00
$100,000 00
$100, 000 00
$100,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits , le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
20,000 00
20,000 00
20,000 00
20,000 00
3,794 50
2,456 87
3,306 19
5,311 93
139 07
600 00
200 00
52 75
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s ch eck s o u ts ta n d in g ................................
3,703 65
190 51
280 81
1,145 81
S a v in g s d e p o s its ........................................................
548,347 85
589,956 34
620,893 78
610, 604 03
$675,985 07
$713,203 72
$744,680 78
$737,114 52
p a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d h ills r p d is c o u n te d ................................
R ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
56
STATE BANKING DEPARTMENT.
No. 171.
WALDBY AND CLAY’S STATE BANK, ADRIAN.
Organized June 24, 1894.
F r a n k W . C la y , P r e s i d e n t ; R o be rt S. M o r e l a n d , V i c e P r e s i d e n t ; H . B. W aldby , M a n a g e r ;
R ia l C la y , C a s h i e r ; G e o . N. J o n e s , A s s i s t a n t C a s h i e r .
D ir e c t o r s .— E. B. W a ld b y . H . B. W a ld b y , F . W . C lay . R ia l C lay, J. V. D eF oe, R. S. M o re lan d ,
W m . H . C ra n e , A. W . W ood, J. W . K irk .
R eso u rc e s.
R e p o r t of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ..................................................
8201,411 83
8191,277 58
8228,466 26
$267,306 12
B o n d s, m o rtg a g e s a n d s e c u r it ie s ........................
346,036 50
358,396 50
370,782 50
341,915 00
R e p o r t of
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts
.....................................................................
1 65
80 74
68 76
B a n k in g h o u s e .............................................................
18,000 00
18,000 00
18,000 00
18,000 00
764 58
929 18
829 11
1,805 35
74,689 80
97,217 35
66,770 25
74,002 45
28,751 00
28,053 00
29,840 00
32,615 00
265 00
560 00
S ilv e r c o in .....................................................................
1,597 85
857 05
2,437 45
2,022 35
N ick els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .....................................................................
157 17
147 53
173 16
314 31
3, 788 08
398 64
336 28
204 97
....................................................................
8675,198 46
8695,357 57
8717,968 77
$739,199 91
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
855,000 00
855,000 00
$55,000 00
$55,000 00
4,500 00
4,500 00
4,800 00
4,800 00
1,424 33
5,257.02
4,961 86
13,035 05
C o m m e rc ial d e p o sits s u b ie c t to c h e c k .............
149,148 15
143,574 45
143,751 10
150,758 39
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
7,421 28
8,772 27
6, 600 97
11,342 71
D u e to b a n k s a n d b a n k e r s ......................................
523 96
2, 603 15
2,621 97
3,906 75
457,180 74
475,650 68
500,232 87
500,357 01
8675,198 46
8695,357 57
$717,968 77
$739,199 91
F u r n i t u r e a n d f ix t u r e s .............................................
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e rv e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
454 36
G old co in .......................................................................
T o ta ls
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
D iv id e n d s u n p a id .......................................................
C e rtifie d ch eck s ..........................................................
C a s h ie r ’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
57
STATE BANKS OF MICHIGAN.
No. 179.
ALBION STATE BANK, ALBION.
Organized March 29, 1895.
E
ugene
P. R
o bertson
, P r e s id e n t;
W
S.
arren
K
essler
, V ic e P r e s id e n t;
D
a v id
A.
G
a r f ie l d
,
C a s h ie r .
i r e c t o r s — W a r re n S. K e ss le r, M e r r itt O. S h e p a rd , A u g u s tu s J . G ale, S e y m o u r Y. H ill, D a v id
A. G arfield , E u g e n e P . R o b e rtso n , W m . H . R o d en b a c h , G eorge W . S c h n e id e r, G eorge In g e rs o ll.
D
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$95,711 90
$95,809 47
$104,684 28
$112,760 80
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
95,131 29
94,602 29
97,512 40
83,626 59
1,745 41
6,937 20
2,128 58
2,671 38
1,203 82
1,203 82
1,224 32
1,224 32
657 24
5,000 00
27,862 47
P r e m iu m s p a id on b o n d s .........................................
O v e r d r a f ts
.....................................................................
B a n k in g b o u s e .............................................................
F u r n i t u r e a n d f ix tu r e s .............................................
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c itie s ) ............................................................
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e rv e c itie s .......................
25,039 79
25,876 71
21,285 11
E x c h a n g e f o r c le a r in g h o u s e ................................
867 03
1,186 80
704 28
187 50
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
5,904 00
7,140 00
4,535 00
6,124 00
G o ld co in .......................................................................
565 00
2,860 00
3,160 00
3,160 00
S ilv e r co in .....................................................................
972 75
1,255 65
848 20
714 15
N ick els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t . .......................................................................
134 57
90 55
95 96
65 44
760 08
598 01
982 58
835 34
$228,035 64
$237,560 50
$237,817 95
$244,231 99
C a p ita l s to c k p a id i n .................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en ses,
in te r e s t a n d ta x e s p a i d ........... ,.............................
8,000 00
8,000 00
8,000 00
8,000 00
1,870 10
3,118 30
5,395 08
7,030 85
D iv id e n d s u n p a id .......................................................
35 00
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
45,222 82
45,937 01
38,347 99
48,336 44
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
30,779 17
22,488 47
23,102 54
22,456 97
861 95
1,298 18
200 00
200 00
T o ta ls
...................................................................
L ia b ilitie s .
D u e to b a n k s a n d b a n k e r s .............................. —
109 54
C e rtifie d ch eck s ..........................................................
C a s h ie r’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
92,019 01
108,016 72
111,910 39
106,909 55
$228,035 64
$237,560 50
$237,817 95
$244,231 99
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
..............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
58
STATE BANKING DEPARTMENT.
No. 167.
COMMERCIAL AND SAVINGS BANK, ALBION.
Organized September 30, 1893.
J o h n G. B r o w n , P r e s i d e n t ; S. B. A l l e n , V i c e P r e s i d e n t ; C h a r l e s G. B ig e l o w , C a s h i e r .
D ir e c t o r s .— S. B. A llen , E d w a rd S u tto n , L. J . W o lc o tt, S a m u e l D ickie, J o h n J o h n so n , F r a n k
E.
P a lm e r, J o h n G. B ro w n , W a s h in g to n G a rd n e r, C has. G. B igelow .
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t 15.
L o a n s a n d d is c o u n ts ...................................................
$116,107 36
$117,241 30
$112,519 04
$104,877 43
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
47,720 27
47,986 71
70,811 71
71,696 71
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts
R e p o r t of
N ov. 25.
1,136 50
1,136 50
......................................................................
4,422 25
1,168 62
216 51
2,977 72
B a n k in g h o u se ..............................................................
5,400 00
5,400 00
5,400 00
5,400 00
F u r n i t u r e a n d f ix t u r e s .............................................
1,950 00
1,950 00
1,950 00
1,950 00
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
U n ite d S ta te s b o n d s ...................................................
2,000 00
2,000 00
2,000 00
D u e fro m b a n k s in re s e r v e c itie s ........................
37,744 44
42,721 68
30,591 46
34,485 67
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
4,568 00
5,517 00
4,750 00
5,541 00
G o ld co in .......................................................................
7,040 00
7,740 00
6,605 00
6,375 00
S ilv e r co in ......................................................................
1,078 00
506 65
1,381 20
873 75
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
339 73
324 62
201 17
365 38
333 08
774 75
1,135 52
792 14
$228,703 13
$233,331 33
$238,698 11
$236,471 30
C a p ita l s to c k p a id i n .................................................
$35,000 00
$35,000 00
$35,000 00
$35,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
4,800 00
4,800 00
5,000 00
5,000 00
150 36
1,392 56
1,907 70
2,803 20
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .............................. .......................
30 00
30 00
60 00
60 00
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
52,008 15
51,184 31
46,054 53
47,311 74
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
27,402 05
21,597 00
24,065 61
25,594 54
109,312 57
119,327 46
126.610 27
120,701 82
$228,703 13
$233,331 33
$238,698 11
$236,471 30
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
59
STATE BANKS OF MICHIGAN.
No. 233.
FIRST STATE BANK OF ALMA, ALMA.
Organized June 15. 1901.
A
W.
W e ig h t ,
S. T tjrck , V i c e P r e s i d e n t ; E ly
C h a r l e s O. W ard , A s s i s t a n t C a s h i e r .
P r e s id e n t;
W.
B rew ba ker,
C a s h ie r ;
D ir e c t o r s .— A. W . W rig h t, W . S. T u rc k , G. S. W a rd , L. A. S h a rp , E ly B re w b a k e r.
R e p o r t of
N ov. 25.
R e p o rt o f
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
$135,356 66
$125,265 15
$155,385 88
$143,648 70
49,438 64
52,287 36
57,363 96
57,953 96
41 37
316 69
F u r n i t u r e a n d f ix tu r e s .............................................
500 00
500 00
500 00
500 00
O th e r re a l e s t a t e .............................. .......................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
276 51
175 32
283 37
189 84
68,654 48
81,738 30
23,156 84
43,738 19
9,062 00
R eso u rc e s.
L oans
di go m in ts ............... ............................ . .
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts
............................................. .......................
279 80
R a n k in g h o u se .............................................................
U n ite d S ta te s b o n d s ..................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
13,811 00
8.426 00
9,669 00
G old coin .......................................................................
675 00
3,145 00
675 00
1,242 50
S ilv e r co in .....................................................................
1,218 00
1,385 80
914 75
1,307 00
N iek els an d c e n t s ..........................................................
C heck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
91 14
110 57
105 12
68 92
111 39
85 37
12 23
41 05
$270,174 19
$273,435 56
$248,066 15
$258,031 96
$30,000 00
$30,000 00
$30,000 00
$30,000 00
3,300 00
3,300 00
4,000 00
4,000 00
2,718 07
3,791 51
3,892 96
4,830 92
112,124 88
95,637 81
48,878 75
53,991 46
187 79
150 48
122,031 24
140,518 45
161,143 96
165,209 58
$270,174 19
$273,435 56
$248,066 15
$258,031 96
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n .........................................
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d ...................................
D iv id e n d s u n p a id
............................ .........................
C ojn m ereia 1 d e p o s its s u b je c t to c h e c k .............
C o m m ereial c e rtific a te s o f d e p o s it.....................
O ne t n h a n k s a n d h a n k e r s ......................................
C ertifie d ch eck s
S fty in ^s d e p o s its
..................................... .
......................................
S a v in g s c e rtific a te s o f d e p o s it..............................
T o ta ls
.................................. ................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
60
STATE BANKING DEPARTMENT.
No. 232.
ALMA STATE SAVINGS BANK, ALMA.
Organized May 1, 1901.
W il l ia m A. B a h l k e , P r e s i d e n t ; J. H e n r y L a n c a s h ir e , F . R. H a t h a w a y , V i c e P r e s i d e n t s ;
G e o . W . M oore , C a s h i e r .
D ir e c t o r s .— W m . A. B a h lk e , J . H . L a n c a s h ir e , F . R. H a th a w a y , J a s . H . R u el, D a n ie l L.
S h a r r a r , L e s te r H . H o y t, Geo. C. P a rs o n s .
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
'S e p t. 15.
R e p o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$50,220 02
$45,483 77
$49,363 69
$50,217 70
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
19,724 32
26,781 55
28,607 80
30,197 27
145 43
65 85
101 46
87 54
F u r n i t u r e a n d f ix tu r e s .............................................
1,124 25
1,124 25
1,577 45
1,577 45
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c i t i e s ) ............................................................
225 00
16 00
184 88
1,270 34
6,02" 64
11,215 72
9, 473 70
17,923 79
6,456 00
P re m iu m s p a id on b o n d s .........................................
O v e rd ra fts
......................................................................
B a n k in g h o u se .............................................................
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
3,933 00
5,502 00
6,019 00
G old c o in .......................................................................
530 00
650 00
380 00
475 00
S ilv e r c o in .....................................................................
996 40
1,100 00
1,596 35
1,661 80
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ...........................................................
94 28
98 11
18 02
91 92
131 52
286 25
66 90
....................................................................
$83,038 36
$92,037 25
$97,682 50
$110,065 31
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
$25,000 00
$25,000 00
$25, 000 00
$25,000 00
1,500 00
1,500 00
T o ta ls
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
807 86
1,306 03
388 22
776 24
12,284 87
18,805 85
21,213 79
30,141 54
44,945 63
46,925 37
49,580 49
52,647 53
$83,038 36
$92,037 25
$97,682 50
$110,065 31
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d ch eck s ..........................................................
C a s h ie r’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
............................ .......................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
61
STATE BANKS OF MICHIGAN.
No. 169.
ALPENA COUNTY SAVINGS BANK, ALPENA.
Organized April 12, 1894.
P a t r ic k C u l l ig a n , P r e s i d e n t ; F r a n k C. H o l m e s , V i c e P r e s i d e n t ; C. B. W i l l ia m s , C a s h i e r ;
W i l l A. P r in c e , A s s i s t a n t C a s h i e r .
D ir e c t o r s — F r a n k C. H o lm es, J o h n N ic h o lso n , M ich a e l O ’B rie n , S. A. D a v iso n , D. D. H a n o v e r,
R o b e rt M o n tro se, P a tr i c k C ulligan, C. B. W illiam s, W . H . D avison, W ill A. P rin c e .
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30,
R e p o r t of
S e p t. 15.
L o a n s a n d d i s c o u n t s . .. .............................................
$215,287 05
$233,864 26
$211,499 25
$172,229 56
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
148,476 01
151,469 09
179,730 47
175,849 71
R eso u rc e s.
R e p o r t of
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts .....................................................................
997 18
147 57
164 46
196 05
B a n k in g h o u se .............................................................
7.000 00
6,000 00
6,000 00
6,000 00
F u r n i t u r e a n d f ix tu r e s ............. ...............................
2.000 00
1,000 00
1,000 00
1,000 00
O th e r re a l e s t a t e .................................................•••••
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ....................................... - ..................
1,859 65
14,850 30
1,372 98
766 82
D u e fro m b a n k s in re s e r v e c itie s ........................
57,964 04
39,172 01
49,992 34
33,914 50
E x c h a n g e f o r c le a r in g h o u s e ................................
539 66
5,060 07
699 09
881 45
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
15,625 00
13,811 00
10,822 00
16,157 00
G old c o in .......................................................................
4,800 00
3,845 00
4,710 00
5,140 00
S ilv e r co in ....................................................................
1,775 00
1,892 50
1,820 00
1,711 50
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
717 75
594 02
342 35
320 00
886 60
5,107 44
102 55
56 79
$457,927 94
$476,813 26
$168,255 49
$414,223 38
C a p ita l s to c k p a id i n ................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
10,000 00
10,000 00
10,000 00
10,000 00
4,393 72
5,554 71
4,953 79
7,700 23
U n ite d S ta te s b o n d s ...................................................
T o ta ls
....................................................................
L ia b ilitie s .
30 00
D iv id e n d s u n p a id .......................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k .............
C o m m e rc ial c e r tific a te s o f d e p o s it.............
101,515 25
121,076 32
112,077 50
71,110 31
23,683 26
25,686 21
21,967 89
18,890 82
13,299 27
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s .......................... ...............................
C a s h ie r’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
268,3.35 71
264, 496 02
255,927 04
221,522 02
S a v in g s c e r tific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ................................
35,000 00
B ills p a y a b le ................................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$457,927 94
$476,813 26
$468,255 49 ;
$414,223 38
STATE BANKING DEPARTMENT.
62
No. 48.
ANN ARBOR . SAYINGS BANK, ANN ARBOR.
Organized February 4, 1869.
Reorganized December 9, 1889.
C h a e l e s E . H is c o c k , P r e s i d e n t ; W m . D. H a e e im a n , V i c e P r e s i d e n t ; M. J . F r it z , C a s h i e r .
D
ir e c t o r s
__ D a v id R in se y , W m . D. H a r r im a n , W m . D eubel, C h a rle s H . W o rd e n , C h a rle s E .
H isco c k , M. J . F r itz , W a lte r C. M ack.
R eso u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N o v . 25.
L o a n s a n d d is c o u n ts ...................................................
$398,433 84
$387,953 21
$411,438 00
$424,629 99
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
1,000,596 80
1,077,025 75
1,112,749 95
1,133,730 41
12,847 71
P r e m iu m s p a id on b o n d s .........................................
13,942 65
15,261 05
12,847 71
O v e r d r a f ts ......................................................................
602 05
403 21
1,322 67
1,073 11
B a n k in g h o u s e .............................................................
20,000 00
20,000 00
20,000 00
20,000 00
F u r n i t u r e a n d f ix t u r e s .............................................
6,417 32
6,417 32
6,417 32
6,417 32
O th e r r e a l e s t a t e ....................... ,•••••••,— • •• /•• ;
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
64,940 78
70,940 78
73,810 54
63,791 82
U n ite d S ta te s b o n d s ...................................................
12,000 00
12,000 00
12,000 00
12,000 00
160,948 75
177,389 95
144,894 46
137,172 12
D u e fro m b a n k s in re s e r v e c itie s ............. ..—
715 73
556 16
3,206 26
1,954 91
802 39
a n d N a tio n a l b a n k c u r r e n c y .....................
48,941 00
52,573 00
38,917 00
71,887 00
G old co in .......................................................................
54,350 00
53,775 00
54,610 00
56,615 00
S ilv e r co in ......................................................................
3,800 00
4,300 00
3,000 00
3,400 00
N ic k els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
139 02
130 29
182 59
117 65
1,892 97
822 10
277 40
848 98
$1,787,561 34 $1,882,197 92 $1,895,138 28
$1,945,333 50
E x c h a n g e f o r c le a r in g h o u s e ................................
L.
s.
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n ............................................... ..................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
150,000 00
150,000 00
150,000 00
150,000 00
23,058 58
29,449 52
30,124 20
39,023 50
D iv id e n d s u n p a id .......................................................
182 00
312 00
352 00
602 00
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
270,097 59
257,845 82
225,048 78
248,599 16
D u e to b a n k s a n d b a n k e r s ......................................
25,736 91
46, 926 40
42,111 16
35,748 11
C e rtifie d ch eck s ..........................................................
550 00
10,018 00
400 00
2, 300 00
S a v in g s d e p o s its ........................................................
1,189,002 58
1,237,719 33
1,295,678 73
1,317,213 51
S a v in g s c e rtific a te s o f d e p o s it..............................
78,933 68
99,926 85
101,423 41
101,847 22
$1,787,561 34 $1,882,197 92 $1,895,138 28
$1,945,333 50
C o m m e rc ial c e r tific a te s o f d e p o s it............. .
C a s h ie r ’s c h ec k s o u ts ta n d in g ................................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ............................................. ..................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
f
/LIBRAN
No. 26.
FARMERS AND MECHANICS’ BANK, ANN ARBO|f.
I DENVER Qi >
Organized October 13, 1882.
R e u b e n K e m p f , P r e s i d e n t ; C h a s . E. G b e e n e , V i c e P r e s i d e n t ; F r e d e r ic k H . B e l s e r , C a s h i e r ;
H . A. W i l l ia m s , A s s i s t a n t C a s h i e r .
D ir e c t o r s .—W m . C. S te v e n s. C h as. E . G reen e, A m b ro se K e a rn e y , W m . F . B re a k e y , D. F r e d
S c h a ire r, R eu b e n K e m p f, J u n iu s E . B ea l, G. F r a n k A llm e n d in g e r, O liv e r M. M a rtin .
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
I/O ans find d is c o u n ts ...................................................
$391,452 08
$361,542 96
$382,461 99
$374,461 03
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
256,139 47
283,707 58
303,488 78
333,168 10
563 00
985 00
985 00
528 04
225 49
1,411 91
740 67
O v e r d r a f ts
......................................................................
R e p o r t of
N ov. 25.
25,000 00
25,000 00
25,000 00
25,000 00
F u r n i t u r e a n d f ix tu r e s .............................................
6,000 00
6,000 00
6,000 00
6,000 00
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
8,707 50
10,107 50
7,357 50
4,375 00
4,153 44
7,564 37
5,883 17
2,280 61
B a n k in g h o u se .......................................................
U n ite d S ta te s b o n d s ...................................................
4,160 00
4,160 00
4,660 00
4,660 00
D u e fro m b a n k s in re s e r v e c itie s ........................
65,680 44
115,834 98
64,243 46
99,326 53
E x c h a n g e f o r c le a r in g h o u s e ................................
840 18
2,702 77
1,135 61
1,753 19
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
22,777 00
16,005 00
16,178 00
19,477 00
G old co in .......................................................................
18,822 50
22,675 00
23,650 00
23,650 00
S ilv e r co in .....................................................................
3,472 05
3,477 35
4,433 89
2,221 70
417 10
237 12
453 22
316 79
744 71
962 63
251 64
125 50
$808,894 51
$860,765 75
$847,594 17
$898,541 12
C a p ita l s to c k p a id i n .................................................
$50,000 00
$50, 000 00
$50,000 00
$50,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
35,000 00
35,000 00
35,000 00
35,000 00
12,211 88
14,150 04
15,665 13
19,236 60
N ic k els a.ud c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t , .......................................................................
T o ta ls
....................................................................
L ia b ilitie s .
20 00
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
156,201 89
200,808 49
153,496 32
163,318 06
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
164,114 59
155,908 27
164,455 05
177,741 46
60 00
95 57
7 50
603 60
1,182 40
26,946 06
C ertifie d cfipcks ..........................................................
S a v i n s d e p o s its .................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
391,366 15
404,838 95
428,258 50
425,109 04
$808,894 51
$860,765 75
$847,594 17
$898,541 12
64
STATE BANKING DEPARTMENT.
No. 144.
STATE SAVINGS BANK OP ANN ARBOR, ANN ARBOR.
Organized November 18, 1892.
W . J. B o o t h , P r e s i d e n t ; W m . A rn o ld , V i c e P r e s i d e n t ; J n o . C .W a l z , J r ., A s s i s t a n t C a s h i e r .
D
— J o h n H a a r e r , W illia m J . B o o th , J o h n V. S h e e h a n , W m . A rn o ld , J a m e s H . W ade,
J o h n K och, C h r is tia n M a r tin , N. J . K y e r, H e n ry S. C a r h a r t, V. C. V a u g h a n ,
F r a n k P . G la z ie r, E u g e n e F . M ills.
ir e c t o r s .
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$280,301 44
$306,127 32
$283,233 86
$319,568 97
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
235,406 54
238,711 54
247,611 54
231,586 54
R eso u rc e s.
O v e r d r a f ts
.....................................................................
409 01
R e p o r t of
N ov. 25.
269 95
298 73
1,859 47
15,000 00
20,000 00
22,450 00
2,000 CO
2,000 00
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c it i e s ) ............................................................
10,388 47
7,250 84
7,717 45
3,463 13
59,211 62
D u e fro m b a n k s in re s e r v e c itie s ........... .............
119,531 92
63,924 83
61,749 17
E x c h a n g e f o r c le a r in g h o u s e ................................
3,251 97
1,423 28
683 67
1,561 72
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
17,858 00
21,765 00
18,873 00
19,778 00
G o ld co in .......................................................................
15,769 80
14,602 30
13,437 50
13,875 00
S ilv e r c o in .....................................................................
1,435 30
1,296 90
1,479 65
1,138 50
N ic k els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
175 98
322 32
311 23
194 49
174 82
536 70
1,147 69
1,466 65
$686,703 25
$673,230 98
$656,543 49
$676,154 09
C a p ita l s to c k p a id i n .................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n t e r e s t a n d ta x e s p a i d .........................................
8,500 00
8,500 00
9,000 00
9,000 00
21,010 48
23,463 45
21,689 91
24,595 36
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
15 00
C o m m e rc ia l d e p o s its s u b je c t to c h e c k .............
145,592 00
120,756 96
102,142 90
111,065 70
S a v in g s d e p o s its ........................................................
385,670 05
395,205 85
395,656 46
405,975 93
S a v in g s c e r tific a te s o f d e p o s it..............................
75,915 72
75,304 72
78,024 22
75,517 10
$686.703 25
$673,230 98
$6,'6. 543 49
$676,154 09
30 00
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r ’s c h ec k s o u ts ta n d in g ................................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
65
STATE BANKS OF MICHIGAN.
No. 228.
ARMADA SAVINGS BANK, ARMADA.
Organized February 13, 1901.
B e r t C. P r e s t o n , P r e s i d e n t ; G eorge H . H e b b l e w h it e , V i c e P r e s i d e n t ; J . E. M aca ulay ,
C a s h ie r .
D
ir e c t o r s .
— G eo rg e H . H e b b le w h ite , J o h n L. P r e s to n , F r a n k E . L a th r o p , B e r t C. P r e s to n ,
J a m e s H . M cD o n ald .
R ep o rt of
F e b . 25.
R eso u rc e s.
L o a n s a n d dis(*^n^ts ........................................... .
B onds
m o rtg a g e s a n d s e c u ritie s » •••••••••••••
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
$76,226 53
$81,562 54
$81,864 32
$77,510 90
75,370 00
78,070 00
72,645 00
77,315 00
39 86
126 94
422 36
504 42
3,700 00
3,700 00
3,700 00
3,700 00
F u r n i t u r e a n d f ix tu r e s ....• » •• » •• •• •• •• •• •• •• ••
1,500 00
1,500 00
1,500 00
1,500 00
D u e fr o m o th e r b a n k s a n d b a n k e rs
re s e rv e c itie s ) , ........................
2,723 76
557 31
681 62
12,148 23
19,569 99
15,472 19
13,953 52
7,487 00
7,761 00
7,004 00
4,202 00
1,800 00
1,245 00
2,000 00
2, 000 00
....................................................... .
554 30
1, 338 80
1, 557 50
1,033 75
"Vi^kid cs nnd c e n t s ..........................................................
C heck s, c a s h ite m s a n d in te r n a l re v e n u e
60 39
42 72
103 25
36 86
........................................................
O v e r d r a f ts
B a n k in g liouso
........... ...................
(n o t
D u e f r nm b a n k s in re s e rv e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
TJ. S. a n d N a tio n a l b a n k c u r r e n c y .....................
co in
, , ......... ...........................
S ilv e r c o in
65 00
$181,610 07
$195,474 30
$187,015 24
$181,786 45
C a p ita l s tu c k p a id i n .................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .......................... .
200 00
200 00
400 00
400 00
T o ta ls
*..................................................................
L ia b ilitie s .
PiTrirlnnrlo um iilifl
423 80
2, 217 40
1,766 88
3,495 94
23,991 63
30,270 11
17,974 34
19,574 83
............. .
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
C o m m e ic ia l c e rtific a te s o f d e p o s it.....................
%
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it................. ............
108,236 14
109,625 19
116,297 42
109,953 58
23,758 50
28,161 60
22,576 60
23,362 10
3,000 00
T o ta ls
....................................................................
9
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$181,610 07
$195,474 30
$187,015 24
‘
$181,786 45
66
STATE BANKING DEPARTMENT.
No. 213.
ATHENS STATE AND SAVINGS BANK, ATHENS.
Organized April 15, 1899.
H . M a t . D o u b led a y , P r e s i d e n t ; I. E. W e l l s , V i c e P r e s i d e n t ; C h a s . A. S t a n d if o e d , C a s h i e r ;
E. D. A l b e k t s o n , A s s i s t a n t C a s h i e r .
D ie e c t o k s .— H . M at. D o u b le d ay , S. IV. H o lm e s, I. E. W ells, J . F . C ulp, W . M. A lb e rts o n ,
C h as. A. S ta n d if o rd , A. H . H a rris o n .
R e p o rt of
F e b . 25.
R eso u rc e s.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.-
R ep o rt of
N o v 25.
L o a n s a n d d is c o u n ts ...................................................
$60,597 75
$60,126 14
$59,169 56
$69,383 39
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
7,932 00
10,882 00
12,369 45
16,969 45
1,228 81
2,707 71
P rp m in m s p n id on b o n d s .........................................
O v e r d r a f ts
......................................................................
R a n k in g h o u se ..............................................................
F u r n i t u r e a n d f ix tu r e s .............................................
D ue
fro m
o th e r
banks
and
b a n k e rs
500 00
500 €0
1,920 48
1, 524 37
3,000 00
3,000 00
1,500 00
1,500 00
(u o t
D u e fro m b a n k s in re s e rv e c itie s ........................
514 66
16,714 78
17,634 51
18,400 09
9,269 08
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
500 00
1,902 00
2,507 00
1,761 00
G old c o in .......................................................................
1,192 50
1,467 50
2,315 00
2,100 00
S ilv e r co in .....................................................................
1,006 50
597 85
777 45
718 55
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
44 69
52 45
55 45
130 04
1,084 17
681 25
218 82
1,040 72
$90,851 20
$96,551 41
$102,233 30
$107,911 26
C a p ita l s to c k p a id i n .................................................
$15,000 00
$15,000 00
$15,000 00
$15,C00 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
3,000 00
3,000 00
4,000 00
4,000 00
574 32
955 59
460 37
949 20
T o ta ls
...................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
20,543 70
18,465 95
18, 860 00
25,725 59
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
51,733 18
59,129 87
63,912 93
62,236 47
$90,851 20
$96,551 41
$102,233 30
$107,911 26
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d ch eck s ..........................................................
C a s h ie r’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e r tific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
67
STATE BANKS OF MICHIGAN.
No. 236.
STATE BANK OF FRANK W. HUBBARD & CO., BAD AXE.
Organized July 10, 1901.
P ran k W
H ubbard , P r e s i d e n t ; J o h n R y a n , V i c e P r e s i d e n t a n d C a s h i e r ; W il l a r d V a r t y ,
A s s i s t a n t C a s h ie r .
D i r e c t o r s __ F r a n k W . H u b b a rd , E liz a b e th L. H u b b a rd , J o h n R y a n , M aggie R y a n ,
H a r r y H . S im p so n .
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
.............................................
$99,289 33
$111,292 70
$129,731 31
$133,100 65
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
3,725 00
9,878 20
9,741 00
21,735 95
T none oml ^laPAHTltS
P re m iu m s p a id nn b o n d s. • »• »................................
........................................................
241 09
273 01
556 34
839 59
....................................................
10,129 50
10,179 50
10,299 95
10,299 95
345 05
2,280 40
714 29
869 42
D ue fro m b a n k s in re s e rv e c itie s .........................
24,470 90
11,533 38
17,839 45
31,532 62
E x c h a n g e f o r c le a r in g h o u s e ................................
805 59
1,729 85
870 06
2,739 46
U S a n d N a tio n a l h a n k c u r r e n c y .....................
3,541 00
4,235 00
3,434 00
7,180 00
.....................................................................
225 00
1,295 00
602 50
227 50
..................................................................
1,550 00
1,130 00
527 50
560 00
N ick els a n d e e n ts
....................................................
C hecks, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .......................................................................
70 90
29 43
66 40
59 30
427 05
1,484 -59
388 25
1,595 14
$144,820 41
$155,341 06
$174,771 05
$210,539 58
C a p ita l s to c k p a id i n .................................................
$30,000 00
$30,000 00
$30,000 00
$30,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en ses,
in te r e s t a n d ta x e s p a i d .........................................
732 58
732 58
1,500 00
1,500 00
1,220 93
1,409 25
1,275 12
3,319 74
55,394 44
63,233 97
68,402 45
97,186 09
57,472 46
59,965 26
73,593 48
78,533 75
$144,820 41
$155,341 06
$174,771 05
$210,539 58
O v G i'd râfts
B a n k in g h n u sc
F u r n i t u r e a n d f ix t u r e s .............................................
nUior* m a l p sfu tp
...................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e cities^ ..........................................................
TTnilûiI Sfafoc! hnnrls
C old enin
^ i]y pv poin
T o ta ls
.......................... ..........
....................................................................
L ia b ilitie s .
"D ividends u n p a id .......................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
C o m m e rc ial c e rtific a te s o f d e p o s it....................
T)ne to h a n k s a n d h a n k e r s ......................................
C ertifie d ch eck s ..........................................................
C a s h ie r ’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d ep o sit...............................
N o te s a n d b ills re d is c o u n te d ................................
P il ls p a y a b le
T o ta ls
...............................................
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
68
STATE BANKING DEPARTMENT.
No. 237.
STATE SAVINGS BANK OF BAD AXE, BAD AXE.
Organized June 22, 1901.
A. E . S l e e p e r , P r e s i d e n t ; A. L . W r i g h t , V i c e P r e s i d e n t ; J a m e s B a l d w in , C a s h i e r ;
J a p h e t h H in d , A s s i s t a n t C a s h i e r .
D
ir e c t o r s .
— A. E. S le e p e r, A.
L.
W rig h t, J a m e s B a ld w in , C la ra B a ld w in , C h a rle s
R eso u rc e s.
R e p o r t of
F e b . 25.
R eD ort of
A p ril 30.
D.
R e p o r t of
S e p t. 15.
T h o m p so n .
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$51,070 54
$56,524 63
$69,201 98
$71,717 24
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
35,650 71
34,197 71
32,414 71
26,301 71
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ......................................................................
25 00
27 22
B a n k in g h o u s e ..............................................................
6,900 00
6,900 00
6,900 00
6,900 00
F u r n i t u r e a n d f ix tu r e s .............................................
1,100 00
1,100 00
1,100 00
1,100 00
14,685 78
13,771 11
18,974 82
22,993 34
65 30
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s .........................
E x c h a n g e f o r c le a r in g h o u s e ................................
69 40
U. is. a n d N a tio n a l b a n k c u r r e n c y .....................
3,504 00
4,567 00
2,300 00
3,792 00
G old c o in .......................................................................
110 00
635 00
1,050 00
1,115 00
S ilv e r co in ......................................................................
351 95
292 10
266 05
105 95
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
92 40
49 18
62 86
41 69
1,113 33
656 63
237 22
830 09
$114,603 71
$118,720 58
$132,577 04
$134,962 32
C a p ita l s to c k p a id i n .................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
500 00
500 00
800 00
1,200 00
1,276 86
1,988 73
1,503 84
2,322 00
C o m m e rc ial d e p o s its s u b je c t t o c h e c k .............
27,618 26
29,555 06
30,013 27
28,226 69
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
60,208 59
61,676 79
75,259 93
78,213 63
$114,603 71
$118,720 58
$132,577 04
$134,962 32
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ...................................................
T o ta ls
.............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
69
STATE BANKS OF MICHIGAN.
No. 62.
WEST MICHIGAN SAYINGS BANK, BANGOR.
Organized April 8, 1880.
J . E . S ebexng , P r e s i d e n t ; A l v in C h a p m a n , V i c e P r e s i d e n t .
D
ik e c t o h s
— A lv in C lia p m an , -Wm. B ro a d w e ll, A n so n G oss, J . E . S e b rin g , E m m a C. M c N itt.
W . S. C h a rle s, W m . C h a p m a n , O lia D e H a v e n .
R ep o rt of
F e b . 25.
R eso u rc e s.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a.nd d is c o u n ts ............................................................
$66,298 53
$74,547 04
$77,426 21
$69,961 63
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
98,559 69
94,428 54
94,038 14
121,024 94
P r e m iu m s p a id on b o n d s .........................................
159 88
164 88
164 88
164 88
O v e r d r a f ts
................................................. • • • •
396 46
466 99
716 31
2,465 72
200 00
200 00
200 00
200 00
OfVipr r p n l p s t a t p .....................................................................
785 00
785 00
685 00
1,454 40
D ue
fro m
o th e r
banks
and
b a n k e rs
(n o t
14,721 80
D u e fro m b a n k s in re s e r v e c itie s ........................
50,901 06
46,605 12
65,625 54
E x c h a n g e f o r c le a r in g h o u s e ................................
533 33
500 00
3,844 02
183 30
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
5,194 00
3,348 00
3,871 00
5,594 00
G old coin
54,247 74
.....................................................................
3,332 00
714 50
2,459 50
1,437 00
S ilv e r oolp ......................................................................
2,835 70
2, 310 00
2,602 50
3,188 50
Tsfickpls aru l p p n t s .....................................................................
74 16
120 83
93 48
181 86
$229,269 81
$224,190 90
$251,726 58
$274,825 77
C a p ita l s to c k p a id i n ......................................-............
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u r p lu s f u n d ............................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .................................................
3,350 00
3, 350 00
3,550 00
3,550 00
2,479 87
2,502 64
2,806 12
3,825 56
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
55,486 13
53,086 73
75,124 16
75,934 53
C o m m e rc ial c e rtific a te s o f d e p o s it .........................
3,964 13
1,511 25
8,279 53
15,069 96
12,944 85
13,608 35
15,147 08
C heck s,
cash
T o ta ls
ite m s
and
i n te r n a l
re v e n u e
..............................................................................
L ia b ilitie s .
THlo to b a n k s a p d b a n k p r a .
Opi’tifipd ptippkp
163 33
........................................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
10,021 58
128,804 77
125,795 43
123,358 42
136,297 74
$229,269 81
$224,190 90
$251,726 58
$274,825 77
N o te s a n d b ills re d is c o u n te d
p a y a b le
T o ta ls
...................tTTT. . .
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
70
No. 93.
CITY BANK, BATTLE CREEK.
Organized June 14, 1871.
N e l s o n E ld red , P r e s i d e n t ; F r e d e r ic k A. A l lw a r d t , C a s h i e r .
D ir e c t o r s — W illa rd H . E ld re d , F . R. K in g m a n , N e lso n E ld re d , H o w a rd M orley,
F . M. W a d le rg h .
R e p o r t of
F e b . 25.
R eso u rc e s.
L o a n s a n d d is c o u n ts ...................................................
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
$1,020,367 98 $1,049,304 62 81,134,029 81
$1,106,749 02
241,065 87
248,028 87
271,463 25
264,148 25
......................................................................
10,273 61
5,751 07
11,367 68
55,979 62
F u r n i t u r e a n d f ix t u r e s .............................................
2.500 00
2.500 00
2.500 00
2.500 00
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
2.500 00
2.500 00
1.500 00
1.500 00
4,280 36
7,277 10
1,008 04
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
O v e rd ra fts
284,802 76
131,879 03
42,677 78
33,947 00
39,326 00
16,430 00
39,579 00
25,185 00
21,100 00
19,647 50
13,017 50
1,517 65
1,445 20
862 50
4,030 55
90 75
195 11
59 99
297 37
3,194 40
6,174 62
14,909 19
28,287 49
$1,512, 464 71 $1,680,200 34 $1,605,656 99
$1,570,053 26
D u e fro m b a n k s in re s e r v e c itie s ........................
167, 542 09
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
G old co in ........................................................ ..............
S ilv e r c o in .....................................................................
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................,
T o ta ls
...................................................................
1,235 18
10,051 50
11,794 99
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s f u n d ...................................................... .—
U n d iv id e d p ro fits, le ss c u r r e n t ex p en ses,
in te r e s t an d ta x e s p a i d .........................................
35,000 00
55,000 00
55,000 00
55,000 00
3,123 39
7, 203 57
3,351 81
8,581 34
C o m m e rc ial d e p o sits s u b ie c t to c h e c k .............
303,698 16
398,319 65
328,148 38
296,285 26
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
69,771 11
81,303 66
38,278 34
37,036 23
D u e to b a n k s a n d b a n k e r s ......................................
3,177 87
813 02
664 90
3,220 17
1,047,694 18
1,087,560 44
1,130,213 56
1,119,930 26
$1,512,464 71 $1,680,200 34 $1,605,656 99
$1,570,053 26
P p rtifip d nlipoks ..
S a v in g s d e p o s its ........................................................
S a v in g s p p rtifira fp s of d p p o sif
..........................
N ofps a n d h ills rp d is ro n n f p d ................................
R ills p a y a h lp ................................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
71
STATE BANKS OF MICHIGAN.
No. 178.
MERCHANTS’ SAVINGS BANK, BATTLE CREEK.
Organized March 28, 1895.
F r in k
T urner
P r e s id e n t;
A m b r o se M. M i n t y , V i c e P r e s i d e n t ;
H.
A. R o w l e s , A s s i s t a n t C a s h i e r .
S cott
F ie l d , C a s h i e r ;
D ir e c t o r s .__ S c o tt F ie ld , A. M. M in ty , F r a n k T u r n e r , I s a a c A m berg, A r th u r B. W illia m s.
R e p o r t of
N ov. 25.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o rt of
S e p t. 15.
.............................................
$156,760 17
$170,063 78
$214,360 97
$221,027 37
RAnrlo
rn*‘fiO*QcrPQ nclT
l fl
DUUUb) m
I11U1
il
ui GPCTiriMPS........................
ijci ..................
231,404 06
235,695 29
291,743 54
285,290 46
2,639 83
2,076 43
1,780 63
2,690 43
10,000 00
10,000 00
10,000 00
10,000 00
105 08
341 64
611 45
13 32
156,126 61
141,619 49
75,924 78
35,617 04
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
19,552 00
12.663 00
14,175 00
20,665 00
Uo 1 coin
..............................................................
10,202 50
13,370 00
14,355 00
19,720 00
. ,, , , ...............................................«
2,301 35
1,614 00
1,673 25
4,122 00
N ick els a n d c e n ts
...................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
account
.........................................................
248 93
182 05
188 60
546 34
348 56
273 78
3,111 37
70 50
$589,692 09
$587,899 47
$627,924 59
$599,762 46
C a p ita l s t nr*i^ p a id in . . . f , , , ....................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s f u n d
- . . . . . . r .........................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en ses,
7,000 00
7,000 00
8,000 00
8,000 00
l l lL c I c o L cl 11Cl Id A C iî .................................................................
5,Î48 52
7,041 90
9,287 57
10,695 97
R eso u rc e s.
D oans a n d d is c o u n ts
P re m iu m s p a id on b o n d s .........................................
Banking* Vionsp , , , , , , ..................................................
F u m i tu r o a n d f ix t u r e s .............................................
O fiipi1 ima 1 p sfn tp
D ue fro m o th e r
]»Qg0]*y0 C ities)
............... ................. ..........
b a n k s a n d b a n k e rs (n o t
..................................................
U n ite d S t fîtes b o n d s ...................................................
D ue fro m b a n k s in re s e r v e c itie s ........................
E x c h a n g e fo r c le a r in g b o u s e ................................
S ilv e r coin
,
T o ta ls
.............................................................................
L ia b ilitie s .
D iv id e n d s
40 00
...................................................................
15 00
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
159,512 95
111,802 73
135,464 53
116,558 28
te s of denO Slt.....................
23,479 57
27,581 29
28,335 29
23,673 36
344,536 05
384,473 55
396,797 20
390,834 85
u n p a id
O r» m m p re ia 1 c e r t i f i c a
D u e to b a n k s a n d b a n k e r s ............. .. ......................
C c rtifis d ch eck s ..........................................................
i h i e l i i n v 'c
n h û n lra
S a v in 0*«
d e p o s its
m i F c f'a n d i n P*
..................................
........................................................................
9
M a I ac« n n rl
T o ta ls
h i 11 C T *pdic!C nilT lfed
..............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
*589.692 09
$587,899 47
$527,924 59
$599,762 46
72
STATE BANKING DEPARTMENT.
No. 63.
BAY CITY BANK, BAY CITY.
Organized September 4, 1871.
G e o . H . Y oun g , P r e s i d e n t ; J . W e n t w o r t h , V i c e P r e s i d e n t ; H . C. M o u l t h r o p , C a s h i e r .
D ir e c t o r s .-— G eo rg e H . Y oung, A. M cD o n ell, J u s t i n W e n tw o r th , A lv in P e te r , F r e m o n t B.
C h esb ro u g h , G eo rg e K . W e n tw o r th , F . E . T y le r, W m . A. Y oung.
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$681,386 32
$680,835 07
$661,890 72
$608,270 41
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
669,142 33
686,593 70
731,451 60
796,068 39
P re m iu m s p a id on b o n d s .........................................
13,750 00
12,252 46
12,000 00
12,000 00
O v e r d r a f ts ......................................................................
1,234 71
2,342 45
2,659 77
3,937 90
F u r n i t u r e a n d f ix tu r e s .............................................
7,000 00
7,000 00
7.000 00
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c it i e s ) ............................................................
2,600 00
2,600 00
2.000 00
3,964 13
2,816 09
3,898 88
446 70
U n ite d S ta te s b o n d s ...................................................
10,220 00
10,220 00
10,220 00
10,220 00
350,586 04
R ep o rt of
N ov. 25.
B a n k in g h o u se .................................................. .* .....
7,000 00
.
2,000 00
D u e fro m b a n k s in re s e r v e c itie s .........................
376,383 60
370,624 93
418,424 82
E x c h a n g e f o r c le a r in g b o u s e ................................
2,729 33
4,436 16
2,523 57
7,974 94
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
67,103 00
83,260 00
46,823 00
89,001 00
G old c o in .......................................................................
51,390 00
61,160 00
51,735 00
52,920 00
S ilv e r co in .....................................................................
9,357 35
5,521 55
5,602 25
10,852 90
N ic k els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
242 13
719 60
713 55
526 07
939 37
837 66
502 19
189 04
$1,897,442 27 $1,931,219 67 $1,957,445 35
$1,951,993 39
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l- s to c k p a id i n .................................................
$150,000 00
$150,000 00
$150,000 00
$150,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
50,000 00
50,000 00
50,000 00
50,000 00
37,778 86
48,977 50
46,547 81
42,910 86
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
289,356 92
332,502 65
300,326 49
298,108 71
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
332,432 33
343,868 91
323,951 03
306,534 17
D u e to b a n k s a n d b a n k e r s ......................................
24,288 25
33,803 31
14,985 12
19,786 40
C e rtifie d c h ec k s ..........................................................
283 85
422 29
822 01
3,230 71
1,013,302 06
971,645 01
1,070,812 89
1,081,422 54
$1,897,442 27 $1,931,219 67 $1,957,445 35
$1,951,993 39
C a s h ie r ’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
73
STATE BANKS OP MICHIGAN.
No. 43.
BAY COUNTY SAVINGS BANK, BAY CITY.
Organized February 1, 1884.
T hom as C r a n a g e , P r e s i d e n t ; H . M. G iiy lett , V i c e - P r e s i d e n t .
J o h n Mu l h o ll a n d , T r e a s u r e r .
D ir e c t o r s .—J o h n M ulholland, N . A. E d d y , H. M. G ille tt, T h o m as C ra n a g e , G u s ta v e s H ine,
F r e d T. N o rris.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$452,008 96
$539,197 96
$462,468 21
$465,610 48
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
64,772 15
63,272 15
171,887 15
168,929 65
886 05
886 05
P re m iu m s p a id on b o n d s .........................................
f)vprrlrflft.fi ......................................................................
R e p o r t of
N ov. 25.
34 24
11 09
83 43
336 15
O th e r r e a l e s t a t e ..........................................................
D u e fr o m o th e r b a n k s a n d b a n k e rs (n o t
FPSPryP p itie s ) ............................................................
10,013 08
10,013 08
16,863 08
15,052 31
D ue fro m b a n k s in re s e r v e c itie s .........................
234,155 97
185,432 32
116,084 12
84,970 47
E x c h a n g e f o r c le a r in g h o u s e ............. .................
1,315 02
1,043 83
1,040 79
845 66
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
39,702 00
32, 502 00
31,425 00
30,205 00
G old c o in .......................................................................
9,645 00
9,270 00
9,445 00
9,350 00
S ilv e r c o in ......................................................................
814 15
1,081 40
890 75
1,143 05
N ick els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
91 12
50 52
75 76
55 48
$812,551 69
$841,874 35
$811,149 34
$777,384 30
C a p ita l s to c k p a id i n .................................................
$50,000 00
$50,000 00
$50, 000 00
$50,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
25,000 00
25,000 00
25,000 00
25,000 00
8,405 47
12,843 68
13,135 69
16,659 19
132,756 60
136,979 21
107,636 13
82,985 95
11,062 68
9,687 68
B a n k in g h o u se ..............................................................
F u r n i t u r e a n d f ix tu r e s .............................................
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
Oommprpifll pprtifipfltps o f d p p o s it.....................
D np to h a n k s a n d h a n k p rs ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
537,108 12
536,219 49
542,934 80
531,279 68
S a v in g s c e rtific a te s o f d e p o s it..............................
59,281 50
69,769 29
62,755 04
71,459 48
$812,551 69
$841,874 35
$811,149 34
$777,384 30
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
74
STATE BANKING DEPARTMENT.
No. 30.
THE COMMERCIAL BANK, BAY CITY.
Organized August 15, 1888.
C. R. H a w l e y , P r e s i d e n t ; C. C. W h i t n e y , V i c e - P r e s i d e n t ; J . R. W a t r o u s , C a s h ie r .
D ir e c t o r s .—C has. C W h itn e y , T h o m a s A. E. W e a d o c k , C. R. H a w le y , G eo. P e n n im a n ,
C. C. B a rk e r, B e n ja m in B o u te ll, R o b e r t C. B ialy, J o h n C. W e a d o c k , J. R. W a tro u s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
$351,949 40
$350,603 36
$364,706 83
$449,347 65
92,718 60
92,718 60
42,623 70
42,623 70
2,529 84
1,322 50
1,285 40
1,850 85
F u r n i t u r e a n d f ix t u r e s .............................................
6,431 92
6,434 92
6,434 92
6,434 92
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
4,134 79
3,804 79
3,804 79
3,804 79
1,409 18
3,296 05
2,463 88
2,552 38
JDue fro m b a n k s in re s e r v e c itie s ........................
89,508 24
81,633 07
41,652 92
63,570 21
E x c h a n g e fo r c le a r in g h o u s e ................................
2,417 18
754 18
1,012 94
7,310 12
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
22,932 00
25, 853'00
32,696 00
22,398 CO
G o ld c o in .......................................................................
9,865 00
11,460 00
11,235 00
8,045 00
S ilv e r c o in ................................................................... .
7, 859 79
4,729 81
7,205 20
2 ,4C3 72
R eso u rc e s.
L o a n s a n d d is c o u n ts ..............................................
B o n d s, m o rtg a g e s a n d s e c u r it ie s ........................
R e p o r t of
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts
.....................................................................
B a n k in g h o u se .............................................................
U n ite d S ta te s b o n d s ..................................
♦
537 75
175 22
312 38
148 50
10, 639 54
561 28
8,323 15
380 47
$602,936 23
$583,346 86
$523,757 11
$610,870 31
C a p ita l s to c k p a id i n ............................................. J.
$100,000 00
$100,000 00
$100,000 00
$100,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p en se s,
•in te re s t a n d ta x e s p a i d .........................................
1,000 00
1,000 00
1,000 00
1,000 00
5,872 76
3,829 40
1,622 35
3,373 05
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
282,085 41
251,831 00
190,371 77
229,211 07
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
4,161 61
1,172 03
3,364 79
20,383 62
D u e to b a n k s a n d b a n k e r s ......................................
1,274 37
C e rtifie d ch eck s ..........................................................
22 09
770 00
520 00
320 00
S a v in g s d e p o s its ........................................................
157,415 46
166,600 73
165,311 47
164,905 11
S a v in g s c e rtific a te s o f d e p o s it..............................
51,104 53
58,143 70
59,817 85
71,677 46
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
1,748 88
C a s h ie r ’s ch eck s o u ts ta n d in g .............
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
1
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$602,936 23
$583,346 86 | $523,757 11
20,000 00
$610,870 31
75
STATE BANKS OP MICHIGAN.
No. 2.
BELDING SAVINGS BANK, BELDING.
Organized January 15, 1889.
H . J . L e o n a r d , P r e s i d e n t ; A. N . B e l d in g , V ic e P r e s i d e n t ; W . S. L a m b e r t s o n , C a s h ie r .
D i r e c t o r s .—A. N. B elding, H. J. L e o n a rd , O. F . W e b s te r, H . L. P a g e , W . P . H e th e r in g to n ,
E. E. F a le s, M. M. B eld ing, J r.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$104,187 04
$133,350 38
$114,763 02
$131,517 43
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
17,001 67
18,681 67
17,492 67
19,527 67
7,875 67
7,875 67
K eso u rces.
R e p o r t of
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts .....................................................................
B a n k in g h o u se .............................................................
32 84
*
7,875 67
978 65
7,875 67
F u r n i t u r e a n d f ix tu r e s .............................................
1,550 00
1,550 00
1,925 00
1,925 00
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
5,594 58
5,594 58
5,594 58
5, 594 58
1,140 00
300 00
42,137 41
18,014 27
289 35
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e rv e c itie s ........................
K x o h an g p f o r c le a r in g h o u s e ...
33,406 55
21,072 52
745 52
TJ. S. a n d N a tio n a l b a n k c u r r e n c y .....................
6,032 00
5,393 00
3,603 00
3,551 00
G o ld co in .......................................................................
3,758 50
3,773 50
3,796 00
3,841 00
S ilv e r c o in .....................................................................
1,312 31
1,516 65
955 90
1,275 35
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ........................................................................
120 28
71 21
76 59
61 09
658 89
325 34
554 26
494 50
$192,113 90
$196,479 11
$190,043 24
$198,003 81
C a p ita l s to c k p a id i n ........... ....................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
5,000 00
5,000 00
5,000 00
5,000 00
2,279 81
2,247 84
3,337 97
4,519 52
38,216 09
42,421 71
26,961 43
33,457 46
209 72
111 10
T o ta ls
...................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b ie c t to c h e c k .............
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
D ue to b a n k s a n d b a n k e r s ......................................
|
C ertifie d ch eck s ..........................................................
|
|
C a s h ie r ’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
23,990 25
24,466 49
25,283 24
26, 653 39
S a v in g s c e r tific a te s o f d e p o s it..............................
97,418 03
97,231 97
104,460 60
103,373 44
N o te s a n d b ills re d is c o u n te d ................................
|
B ills p a v a b le ............... ...............................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1
$192,113 90
$196,479 11
$190,043 24
j
$198,003 81
76
STATE
BANKING DEPARTMENT.
No. 159.
PEOPLE’S SAYINGS BANK OF BELDING, BELDING.
Organized May 12, 1893.
E. R. S p e n c e r , P r e s i d e n t ; F r a n k R. C h a s e , V ic e P r e s i d e n t ; M. A. R e e d , C a s h ie r ;
W . L. C u s s e r , A s s i s t a n t C a s h ie r .
D i r e c t o r s —E. R. S p e n c e r, L. L . H o lm es, B rin to n F . H all, F r a n k R. C hase, M. A. R ee d . C h a rle s E d d y ,
L o re n C. F a le s, J o h n G re e n o p , W . H. L o c k e , G. M. S p e n c e r, G e o . H o p p o u g h , A . A. P a lm e r.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n t s ..................................................
$151,102 99
$157,335 48
$181,524 76
$175, 915 85
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
34,903 77
37,109 12
41,042 14
38,220 38
3,940 64
R ep o rt of
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ......................................................................
1,101 13
1,633 92
913 01
B a n k in g h o u s e ..............................................................
8,000 00
8,000 00
8,000 00
8,000 00
F u r n i t u r e a n d f ix t u r e s .............................................
2,750 00
2,750 00
2,750 00
2,750 00
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
1,644 05
1.344 05
1,344 05
1,344 05
4,062 62
7,034 24
3,258 90
6,559 81
28,130 80
40,786 99
24,568 17
50,021 71
U n ite d S ta te s b o n d s ...................................................
D ue fro m b a n k s in re s e rv e c itie s .........................
E x c h a n g e f o r c le a r in g h o u s e ................................
455 58
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
13,226 00
6,715 00
6,446 00
6,583 00
G old c o in .......................................................................
6,691 84
6,721 84
8,661 84
7,011 84
S ilv e r co in .....................................................................
1,929 00
2,558 95
2,671 45
3,028 25
N ic k els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
284 61
266 12
231 14
513 04
376 18
$254,339 85
$272,631 89
T o ta ls
....................................................................
211 12
279 07
$281,867 04
$303,865 72
'
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
$35,000 00
$35,000 00
$35,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
7,000 00
7,000 00
7,000 00
7,000 00
2,179 68
2,259 92
2,206 53
2,748 16
41,679 20
45,059 93
806 74
239 70
D iv id e n d s u n p a id .......................................................
76 48
4 40
C o m m e rc ial d e p o s its s u b ie c t to c h e c k .............
37,210 37
35,028 86
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
441 50
301 50
D ue to b a n k s a n d b a n k e r s ......................................
168 05
C e rtifie d ch eck s ..........................................................
1,500 00
$35,000 00
C a s h ie r ’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
21,286 12
25,544 76
22,069 89
24,306 70
S a v in g s c e r tific a te s o f d e p o s it..............................
151,145 70
165,824 40
173,104 68
189,511 23
$281,867 04
$303,865 72
N o te s a n d b ills r e d is c o u n te d ................................
i
B ills p a y a b le ................................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1
$254,339 85
$272,631 89
77
STATE BANKS OF MICHIGAN,
No. 219.
BENTON HARBOR STATE BANK, BENTON HARBOR.
Organized December 20, 1899.
I. w . C o n k e y , P r e s i d e n t ; H . D. P ool V ic e P r e s i d e n t ; W m . R u p p , J r ., C a s h i e r ;
B.
P . W e l l s , A s s i s t a n t C a s h ie r .
D
ir e c t o r s .—
I. W . C o n k ey , H . D. P o o l, B. M. N o w le n , G eo. M. V a le n tin e ,
S.
L. V a n C a m p , M ason B. W ells, C. A . C onkey.
L o u is S u th e rla n d ,
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$129,743 10
$149,891 85
$153,933 43
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
33,954 26
35,244 26
769 52
363 00
206 35
393 71
2,464 63
2,464 63
2,500 00
2,500 00
67,564 76
F u r n i t u r e a n d f ix tu r e s .............................................
O tb p r rp al e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
38,891
R e p o r t of
N ov. 25.
$158,128 58
41,571 14
920 13
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s .........................
66,707 40
45,342 76
77,208 12
E x c h a n g e f o r c le a r in g h o u s e ................................
2.275 10
831 85
3,058 38
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
12,864 00
9,902 00
10,649 00
G o ld c o in ........................................................................
5, 980 00
3,515 00
5,630 00
4,860 00
S ilv e r c o in ......................................................................
2.276 85
2,193 75
1, 788 00
2,271 50
N ic k els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
92 69
90 27
153 51
101 17
195 00
185 00
132 00
3,235 32
$257,322 55
$250,944 50
$294,149 91
$295,298 18
C a p ita l s to c k p a id i n .................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
1,000 00
1,000 00
1,500 00
1,500 00
1,829 26
3,384 65
2,928 48
4,620 77
T o ta ls
....................................................................
14,672 00
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
210 00
180 00
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
113,742 67
99,091 68
123,398 93
115,125 10
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
89,144 01
97,288 17
111,197 10
123,293 19
D u e to b a n k s a n d b a n k e r s ......................................
1,127 59
2,125 40
759 12
C e rtifie d c h ec k s ..........................................................
269 02
$294,149 91
$295,298 18
P flsb ip r’s obppks o u ts ta n d in g ................................
S a v in g s doposit.s ........................................................
S a v in g s pprtifipflfop o f d e p o s it................. T...........
N ofps a n d b ills re d is e o r m te d ................................
"Rills p a y a b le ..........*....................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$257,322 55
$250,944 50
78
STATE BANKING DEPARTMENT.
No. 220.
♦CITIZENS’ STATE BANK, BENTON HARBOR.
Organized January 17, 1900.
F r e d E. L e e , P r e s i d e n t ; C. M. E d ic k , V ic e P r e s i d e n t ; H . D. H o p k in s , C a s h i e r ;
R. E. L e e , A s s i s t a n t C a s h ie r .
'
D i r e c t o r s .—F r e d E. L e e , C. M. E d ick , J . O. B e c ra ft, G eo. B. T h a y e r, R. E. L e e , T. L. W ilkinson,
J o h n S c h a ire r, S o lo n C u tle r, H . D. H opkins.
R e s o u rc e s.
R ep o rt of
R ep o rt of
R e p o r t of
R e p o r t of
L o a n s an d d is c o u n ts ....................................................
B onds, m o rtg a g e s a n d s e c u r itie s ...........................
P re m iu m s p a id on b o n d s ...........................................
O v e r d r a f ts .........................................................................
B an k in g h o u s e ......................................................
F u r n itu r e a n d fix tu re s ................................................
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r h a n k s an d b a n k e rs (n o t
r e s e r v e c it i e s ) .........................................................
D ue fro m b a n k s in r e s e r v e c itie s ..........................
E x c h a n g e fo r c le a rin g h o u s e .................................
IT. S. a n d N a tio n a l h a n k c u r r e n c y ......................
G old c o i n ..........................................................................
S ilv e r c o in .......................................................................
N ic k e ls a n d c e n t s ........................................................
C h e c k s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t ..........................................................................
T o t a ls .......................................................................
L iab ilitie s.
C a p ita l s to c k p a id i n ..................................................
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t an d ta x e s p a id ..........................................
D iv id en d s u n p a id ...........................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k .............
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
D u e to b a n k s a n d b a n k e r s .......................................
C e rtifie d c h e c k s ............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g .................................
S a v in g s d e p o s its ............................................................
S a v in g s c e r tif ic a te s o f d e p o s it..............................
N o te s a n d bills r e d is c o u n t e d .................................
B ills p a y a b le ....
T o t a ls .......................................................................
* In liq u id a tio n , re s o lu tio n o f s to c k h o ld e rs J a n u a r y 14, D02.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1
79
STATE BANKS OF MICHIGAN.
No. 76.
FARMERS AND MERCHANTS’ BANK, BENTON HARBOR.
Organized February 20, 1888.
,
*
J o h n R o b in s o n , P r e s i d e n t ; R. M. J o n e s , V ic e P r e s i d e n t ; C h a r l e s F o s t e r , C a s h ie r ;
J am es M. R o se , T e lle r .
D i r e c t o r s .—R. M. J o n e s , W . P . R obbins, O. B. H ipp, E d w a rd I. B ra n t, R. H . S h e rw o o d , J o h n R obinson,
W illiam S te w a r t, A. J . K idd, H . M. O lney, C h a rle s F o s te r, T h o m a s L. W ilkinson.
R eso u rc e s.
R ep,ort o f
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$476,567 13
$518,104 69
$464,708 48
$507,245 03
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
97,455 77
111,313 92
126,385 00
107,144 17
P re m iu m s p a id on b o n d s .........................................
1,311 12
931 62
1,364 84
1,364 84
O v e rd ra fts
.....................................................................
1,413 27
532 52
248 28
269 52
B a n k in g h o u se .............................................................
7,000 00
7,000 00
7, 000 00
7,000 00
F u r n i t u r e a n d f ix tu r e s .............................................
7,000 00
7,000 00
7,000 00
7,000 00
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
1,800 00
1,800 00
1,800 00
1,800 00
1,305 39
1,382 80
R e p o r t of
N ov. 25.
U n ite d S ta te s b o n d s ...................................................
15,800 00
12,200 00
14,700 00
14,700 00
D ue fro m b a n k s in re s e rv e c itie s ........................
243,961 22
228,769 28
549,179 90
400,827 11
E x c h a n g e f o r c le a r in g h o u s e ................................
588 75
1,149 09
2,357 72
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
33,509 00
44,465 00
74,916 00
38,227 00
G old co in .......................................................................
19,715 00
19,005 00
22,220 00
13,560 00
S ilv e r c o in .....................................................................
8,121 40
6,320 25
5,129 40
3,798 70
931 52
510 40
597 50
970 02
905 22
864 29
2,755 46
308 92
$916,079 40
$961,271 45 $1,281,745 38
$1,104,215 31
C a p ita l s to c k p a id i n ................. ...............................
$125,000 00
$125, 000 00
$125,000 00
$125,000 00
S u r p lu s fu n d ................................ ..............................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
62,500 00
62,500 00
62,500 00
62,500 00
11,397 48
17,616 05
10,983 55
18,001 34
380,638 82
N ick els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
T o ta ls
............................................. ......................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
270,132 60
335,162 52
546,953 49
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
69,096 62
67,263 75
88,217 59
65,374 92
D u e to b a n k s a n d b a n k e r s ......................................
88,241 87
74,986 22
124,752 25
115,576 91
C e rtifie d ch eck s ..........................................................
269 00
624 17
375 00
C a s h ie r’s ch eck s o u ts ta n d in g ................................
10 00
12 00
158 90
156 90
S a v in g s d e p o s its ........................................................
83,373 21
86,353 15
128,433 70
118,859 66
S a v in g s c e r tific a te s o f d e p o s it..............................
206,058 62
191,753 59
194,370 90
218,106 76
$916,079 40
$961,271 45
CO
CO
iO>
$1,104,215 31
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
î>
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
oo
...................................................................
€Q
T o ta ls
STATE BANKING DEPARTMENT.
80
No. 259.
BIG RAPIDS SAYINGS BANK, BIG RAPIDS.
Organized May 1, 1902.
W . N. F e r r i s , P r e s i d e n t ; O. J. M cQ u i s t i o n , V ic e P r e s i d e n t a n d M a n a g e r .
D i r e c t o r s —W .. N. F e rr is , W illia m B a tso n , C. D. C a r p e n te r , T. C. G a rd n e r, A. V . Y oung, T. H .
C oughlin, E. J . M arsh, A. B. C o g g er, E. C. N e w c o m b e , O. J . M cQ uistion, D. B. L yons.
R e p o r t of
R eso u rc e s.
R ep o rt of
B o n d s, m o rtg a g e s a n d s e c u iitie s .......... .................
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
$33,083 15
$30,390 39
10,675 71
36,595 71
13 57
236 58
3,539 04
1,460 50
19,413 33
20,543 16
18,049 31
7,171 31
3,314 00
6,139 00
P r e m iu m s p a id on b o n d s .........................................
D ue
fro m
o th e r
banks
and
b a n k e rs
(n o t
T liin -fuAm hanlrcj in r o c o rir o
E x c h a n g e f o r d u r i n g h o u s e ................................
TJ S a n d N a ti^ ^ a i b a n k c u r r e n c y .....................
G nld coin
.....................................................................
S ilv e r c o in , , ..........................................................................
842 50
247 50
762 50
501 51
45 89
29 00
34 65
341 14
$89,773 65
$103,655 80
$22,800 00
$25,000 00
c h e c k ..............
24,105 49
22,631 93
P n m m e r c i a l c e r t i f i c a t e s o f d e p o s i t .........................
11,918 68
]Vjpkpis a n d c e n t s .....................................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
account
- - -. - ............................................
T o ta ls
................................................................................
L ia b ilitie s .
C a p ita l s t e c k p a id i n .................................................
S u r p lu s fu n d . . . . . . . ........- ..................................... ..
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t ^ n d ta^PS p a i d .................................................
D iv id e n d s u n p a id
...............
............................................................
P o m m e r c ia 1 d e p o s i t s
s u b j e c t to
D u e to b a n k s a n d h a n k e r s .............................................
P e r tifie d
checks
............................................................ ..
*
C a s h ie r’s c h ec k s o u ts ta n d in g ......................................
S a v in g s d e p o s its ...................................................................
30,949 48
S a v in g s c e r tific a te s o f d e p o s it..............................
37,480 94
18,542 93
N o te s a n d b ills r e d is c o u n te d ......................................
B ills p a y a b le ............................................................................
T o ta ls
................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$89,773 65
$103,655 80
81
STATE BANKS OF MICHIGAN.
No. 248.
CITIZENS’ STATE BANK, BIG RAPIDS.
Organized September 28, 1901.
E. C. M o r r is , P r e s i d e n t ; E. W . H t jd n u t t , V ic e P r e s i d e n t ; D. C. M o r r i l l , C a s h ie r .
D i r e c t o r s .—J . S. W eid m an , E. W . H u d n u tt, W m . H u g h, E. C. M orris, W . E. D a rra h , S. J.
R ey n o ld s, W . N . P e rris, G. F . F a irm a n , B. I. W e b s te r, J o s. B a rto n , G. A . W rig h t, W . T.
D odge, D. C. M orrill.
R e p o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$122,113 94
$151,143 82
$172,621 47
$195,491 37
B o n d s, m o rtg a g e s a n d s e c u ritie s a .....................
23,825 00
32,165 00
43 378 00
48,443 00
P re m iu m s p a id on b o n d s .........................................
330 00
330 00
648 75
648 75
O v e r d r a f ts ......................................................................
24 20
21 14
148 14
454 51
B a n k in g h o u se .............................................................
10,000 00
10,000 00
10,000 00
10,000 00
175 00
225 00
3,173 96
R eso u rc e s.
R e p o r t of
N ov. 25.
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
2,640 43
402 80
3.494 47
U n ite d S ta te s b o n d s ...................................................
1,000 00
1,000 00
6,000 00
6,000 00
D u e fro m b a n k s in re s e r v e c itie s ........................
94,880 35
94,927 95
65,643 86
47,716 51
R xpha/ngp f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
10,323 00
12,907 00
6,458 00
9,509 OO
G old co in .......................................................................
2,980 00
3,820 00
6,905 00
6,140 00
S ilv e r c o in .....................................................................
1 929 70
2,057 50
1,792 15
216 74
190 67
203 00
409 27
1,069 57
840 10
647 26
$270,672 63
$310,035 45
$318,307 94
$331,472 15
$50,000 00
$50,000 00
$50,000 00
$50,000 00
1,000 00
1,000 00
6,251 34
N ick els a n d c e n t s .......................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
T o ta ls
...................................................................
2,893 00
.
129 79
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
1,853 30
3,286 24
3,954 53
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
143,364 22
146,925 78
135,636 46
141,623 92
2,008 99
2,879 62
5,446 54
4,335 10
252 80
91 86
C o m m e rc ial c e r tific a te s o f d e p o s it.............
S a v in g s d e p o s its ........................................................
3.815 49
6,839 81
8.249 24
14,955 03
S a v in g s c e rtific a te s o f d e p o s it..............................
69,377 83
100,012 14
114 021 17
113,306 76
$270,672 63
$310,035 45
$318,307 94
$331,472 15
N o to s a n d h ills rp rlisp o n n tp il................................
R ills p a y a hip ...................................................TT
T o ta ls
...................................................................
11
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
82
STATE BANKING DEPARTMENT.
No. 163.
BLISSFIELD STATE BANK, BLISSFIELD.
Organized May 31, 1893.
H . B. H a t h a w a y , P r e s i d e n t ; W il l ia m R o t h f u s s . V ic e P r e s i d e n t ; C h a s . B. P h i l l i p s , C a s h i e r ;
L. H . R o t h f u s s , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—C h as B. P h illip s, G e o rg e P . F o rd , A d a m D re h e r, H. B. H a th a w a y , W m . R o th fu ss.
R eso u rc e s.
R e p o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$112,731 01
$115,396 10
$128,928 82
$147,298 24
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
91,141 09
94,170 00
91,651 00
95,901 00
R e p o rt o f
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ................................ .................................. ,
1,800 02
B a n k in g h o u s e ...........................................................
5,432 65
5,432 65
5,432 65
5,432 65
F u r n i t u r e a n d f ix tu r e s .............................................
2,317 35
2,317 35
2,317 35
2,317 35
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ...........................................................
513 86
1,110 00
1,110 00
1,214 75
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e rv e c itie s ........................
44,742 51
48,370 64
64,762 98
26,607 48
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
7,546 00
8,725 00
7,422 00
10,866 00
G old co in .......................................................................
2,925 00
2,450 00
3,850 00
3,500 00
S ilv e r c o in .'....................................................................
849 70
879 80
612 45
388 25
N ic k e ls .a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t ................. , .....................................................
51 08
126 26
2 14
65 77
1,440 96
2,643 79
5,940 30
3,917 96
$271,491 23
$280,511 59
$312,029 69
$298,619 45
C a p ita l s to c k p a id i n .................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
4,000 00
4,000 OO
5,000 00
5,000 00
1,614 16
3,726 23
1,237 59
1,984 98
C o m m e rc ial d e p o s its s u b je c t to c h e c k ............
13,624 05
24,571 93
21,565 51
18,365 01
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
72,347 24
77,736 33
85,405 37
88,288 94
159,905 78
150,477 10
178,821 22
154,980 52
E x c h a n g e f o r c le a r in g h o u s e ................................
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s .........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
10,000 00
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$271,491 23
$280,511 59
$312,029 69
$298,619 45
83
STATE BANKS OF MICHIGAN.
No. 221.
THE JIPSON-CARTER STATE BANK, BLISSFIELD.
Organized March 1, 1900.
R u s s e l C. C a r t e r , P r e s i d e n t ; A m a z ia h D. E l l i s , V i c e P r e s i d e n t ; W e b s t e r C. J i p s o n , C a s h ie r D ir e c t o r s .—R u ssel C. C a r te r, W e b s te r C. Jip so n , A m a ziah D. Ellis, C h a rle s E. H o w la n d ,
J a m e s C. H o lt, W illia m F . R o d g ers, J . E. D o w n er.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$89,604 15
$88,630 23
$80,087 51
$88,343 41
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
109,897 51
119,583 65
139,824 04
120,086 27
P re m iu m s p a id o n b o n d s .............................................
O v e rd ra fts ......................................................................
309 84
29 13
108 04
2,071 10
B a n k in g h o u se .............................................................
5,429 35
5,429 35
5,429 35
5,429 35
F u r n i t u r e a n d f ix t u r e s .............................................
2,657 48
2,660 72
2,810 72
2,852 42
O th e r re a l e s t a t e ..........................................................
D u e fr o m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
2,500 00
2,000 00
2,000 00
38,098 51
40,415 47
35,685 07
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s .........................
40,360 08
E x c h a n g e fo r c le a rin g h o u s e ...................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
6,994 UO
11,054 00
9,479 00
8,261 00
G old c o in .......................................................................
840 03
555 00
1,670 00
2,300 00
S ilv e r c o in .....................................................................
315 45
414 40
606 75
1,087 30
N ic k els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
22 26
88 03
66 63
75 19
222 19
860 91
236 02
224 73
$256,890 74
$271,720 89
$278,003 13
$271,090 85
C a p ita l s to c k p a id i n .................................................
$25,000 00
$25,000 00
$25,000 00
$25, 000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
500 00
1,000 00
1,000 00
1,000 00
5,342 06
4,504 48
6,304 10
7,848 70
14,985 95
24,630 12
18,617 42
13,162 80
67,392 12
73,095 18
76,800 15
143,670 61
143,431 11
150,281 46
T o ta ls
....................................................................
L ia b ilitie s .
TMvidpndP u n p a id .......................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
60 00
"Dnp +f) b an k p an d b a n k e r s ......................................
S a v in g s d e p o s its . . . 4 .................................................
132,808 40
91,270 95
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$256,890 74
$271,720 89
$278,003 13
$271,090 85
84
STATE BANKING DEPARTMENT.
No. 256.
BOYNE CITY STATE BANK, BOYNE CITY.
Organized January 23, 1902.
W il l ia m H . W h i t e , P r e s i d e n t ; W . S. S h a w , V i c e P r e s i d e n t ; W . H. M a t t h e w s , C a s h ie r ;
J . H . M e n z i e s , A s s i s t a n t C a s h ie r .
D ir
e c t o r s .—
W illia m H. W h ite , W . S. S h a w . W . H . M a tth e w s , G. v o n P la te n ,
T h o m as W h ite .
R eso u rc e s.
L o a n s a n d d i s c o u n t s . .. .............................................
R ep o rt of
F e b . 25.
$9,631 90
R e p o r t of
A p ril 30.
$35,578 71
R e p o r t of
N ov. 25.
R e p o r t of
S e p t. 15.
$61,743 02
$62,636 52
P re m iu m s pa,id on b o n d s .............................................
33 72
70 21
6,000 00
F u r n i t u r e find f ix tu r e s .............................................
685 70
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
E x p e n se , e t c ....................................................................
1,380 23
1,420 54
1,420 54
3,218 11
137 92
i
1,132 79
U n ite d S t a t e s b o n d s ....................................................
D u e fr o m b a n k s in re s e r v e c itie s ........................
17,054 70
12,361 46
19,062 95
E x c h a n g e f o r c le a r in g h o u s e ................................
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
1,454 00
3,517 00
3,553 00
4,115 00
G o ld c o in .......................................................................
5 00
270 00
205 00
_ 310 00
S ilv e r c o in ......................................................................
99 60
249 20
669 70
671 00
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
17 02
81 23
91 58
115 75
38 00
1,007 61
2,536 37
9,878 09
$29,123 84
$46,434 88
$82,614 39
$104,280 06
C a p ita l s to c k p a id i n .................................................
$12,500 00
$17,500 00
$25,000 00
$25,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
105 06
784 03
352 76
1,173 51
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
12,891 92
13,217 87
31,858 44
48,560 22
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
3,170 55
4,820 30
10,027 68
13,551 35
15,375 51
15,994 98
$82 614 39
*104,280 06
T o ta ls
...................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
7,000 00
C e rtifie d c h ec k s ..........................................................
65 00
'
s h ie P s c h ec k s o u ts ta n d in g ................................
/
S a v in g s d e p o s its ........................................................
456 31
3,047 68
S a v in g s c e r tific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ..............................
B ills p a y a b le ...................................................
T o ta ls
.................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$29,123 84
$46,434 88
85
STATE BANKS OF MICHIGAN.
No. 187.
FIRST STATE SAYINGS BANK OF BRECKENRIDGE, BRECKENRIDGE.
Organized April 7, 1896.
J am es B. C r a w f o r d , P r e s i d e n t ; W . O. W a t so n , V i c e P r e s i d e n t ; A l e . F . C r a w f o r d , C a s h i e r ;
T h o s . C r a w f o r d , A s s i s t a n t C a s h ie r ,
D ir e c t o r s .—J a m e s B. C ra w fo rd , W . O. W a tso n , L e m u e l W a g g o n e r, G e o rg e P . Y oung,
C.
P e te rm a n , J o h n M itch ell. J r ., J a m e s P . Gibbs, A lf. F. C ra w fo rd , T hos. C ra w fo rd .
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ........... .......................................
$43,299 23
$52,060 71
$61,387 27
$56,342 80
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
22,988 00
33,598 00
28,703 00
28,935 82
P r e m iu m s p a id on b o n d s .........................................
O v e r d r a f ts .....................................................................
511 98
152 71
135 66
1,293 26
B a n k in g h o u se .............................................................
1,219 40
1,219 40
1,219 40
1,219 40
F u r n i t u r e a n d f ix t u r e s .............................................
776 07
776 07
776 07
776 07
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
j»0gp-pyp r i t i p s ) ....................................................
3,662 54
1,510 17
140 19
1,091 59
19,700 18
13,024 45
4,859 48
4,806 94
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
U Y changp f o r c le a r in g h o u s e ................................
U. S. a n u N a tio n a l b a n k c u r r e n c y .....................
2,488 00
3,919 00
3,883 00
3,830 00
G o ld ’ coin .......................................................................
2,375 00
2,240 00
1,870 00
1,810 00
S ilv e r coin .....................................................................
1,571 90
1,149 35
1,014 05
1,818 80
"Nickels an d c e n t s ..........................................................
C hecks, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
128 44
85 78
126 71
82 40
33 07
27 63
87 03
9 45
$98,753 81
$109,763 27
$104,201 86
$102,016 53
P a p ita l Stock p a id i n .................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
5,000 00
5,000 00
5,000 00
5,000 00
1,144 59
1,788 20
1,571 02
3,200 01
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
17,698- 61
21,442 51
12,111 01
11,815 08
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
59,910 61
66,532 56
65,059 77
64,309 27
5,460 06
2,692 17
$104,201 86
$102,016 53
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id
...................................................
N o te s a n d b ills re d is c o u n te d
"Rills n a v a b le
T o ta ls
....................................... ............................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$98,753 81
$109,763 27
86
STATE BANKING DEPARTMENT.
No. 216.
BROWN CITY SAVINGS BANK, BROWN CITY.
Organized June 9, 1899.
J . L. B e n e d ic t , P r e s i d e n t ; C h a r l e s N o b l e , V ic e P r e s i d e n t ; C. D. B e n n e t t , C a s h ie r .
D i r e c t o r s .—*B. R. N o b le , J . L. B e n e d ic t, C h a rle s N o b le, F r e d J . B urdick, H u g h M cN air.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
D o an s a n d d is c o u n ts .....................................................
$98,495 06
$96,781 40
$108,054 04
$84,694 16
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
7,736 20
6,919 95
4,500 00
10,513 94
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts .....................................................................
45 30
377 21
255 07
546 30
B a n k in g h o u s e .............................................................
1,615 00
1,615 00
1,615 00
1,615 00
F u r n i t u r e a n d f ix tu r e s .............................................
1,950 00
1,950 00
1,950 00
1,950 00
O th e r r e a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t
re s e r v e c i t i e s ) ............................................................
1,132 61
3,864 32
628 44
365 00
9,372 39
14,555 12
10,141 73
14,106 65
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e rv e c itie s .........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
3,025 00
3,750 00
2,951 00
7,924 00
G o ld co in ....................................... ...............................
2,560 00
2,305 00
1,550 00
1,410 00
S ilv e r co in .....................................................................
735 25
484 00
798 70
278 20
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
215 35
229 56
199 75
153 92
136 01
4 54
527 36
323 02
$129,749 88
$129,600 22
$134,040 26
$123,515 19
C a p ita l s to c k p a id i n .................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
2,500 00
2,500 00
2,500 00
2,500 00
388 97
875 55
797 90
1,895 74
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
21,281 86
. 27,438 93
28,287 08
21,395 80
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
77,856 13
67,462 29
55,917 54
53,778 35
C a s h ie r’s ch eck s o u ts ta n d in g ................................
2,452 57
1,550 10
451 65
1,419 06
S a v in g s d e p o s its ........................................................
270 35
4,773 35
11,086 09
12,526 24
10,000 00
5,000 00
$134,040 26
$123,515 19
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d ch eck s ..........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
* D e c e a se d .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$129,749 88
$129,600 22
87
STATE BANKS OF MICHIGAN.
No. 253.
CITIZENS’ STATE SAVINGS BANK, BROWN CITY.
Organized January 8, 1902.
J o h n J. K e a r n s , P r e s i d e n t ; H u g h M c P h e e , V i c e P r e s i d e n t ; J o h n M. M o r r is , C a s h ie r ;
J o h n M o r r i s , J r ., A s s i s t a n t C a s h ie r .
D
i r e c t o r s .—
J o h n J. K e a rn s, H u g h M c P h e e , L. H . H o w se , S im eo n B. S c h lic te r, J o h n W . W eedD aniel W e b s te r, H a rv e y T a p p a n .
R eso u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
Nov. 25.
L o a n s a n d d is c o u n ts ................ ....................................
$35,653 71
$47,016 95
$72,544 04
$79,686 06
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
8,170 00
42,005 96
34,166 75
32,881 25
233 96
540 33
315 32
B an k in g h o u s e .................................................................
5,000 00
5,000 00
5,000 00
5,000 00
F u r n itu r e a n d f ix tu re s ...............................................
1,500 00
1,500 00
1,500 00
1,500 00
6,635 00
29,243 71
11,723 83
14,098 29
4,215 00
6,077 00
5,796 00
4,246 00
G old co in .......................................................................
550 00
1,030 0U
1,350 00
S ilv e r co in .....................................................................
215 00
563 65
409 00
344 75
4 17
85 09
63 64
38 88
46 95
133 06
125 03
$61,392 88
$132,323 27
$133,208 65
$139,585 58
C a p ita l s to c k p a id i n ....................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d .tax es p a i d .........................................
500 00
500 00
500 00
500 00
1,489 70
879 21
2,073 89
4,513 67
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
14,236 40
11,602 92
9,525 25
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
44,428 00
45,139 48
46,711 07
8,023 97
4,621 69
4,760 15
42,295 81
31,642 48
1,972 86
12,424 86
P r e m iu m s p a id on b o n d s .........................................
O v e r d r a f ts .........................................................................
O th e r r e a l e s t a t e .........................................................
D ue fro m o 'h e r b an k s an d b a n k e rs (n o t
re s e r v e c it i e s ) ............................................................
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e f o r c le a r in g h o u s e ................................
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
N ick els a n d c e n t s ............. ............................................
C hecks, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t ........................................................................
T o ta ls
....................................................................
L iab ilitie s.
D iv id e n d s u n p a id ......................................................
D u e to b a n k s a n d b a n k e r s ........... ..........................
C e rtifie d c h ec k s ........................................... ..............
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
34,303 18
S a v in g s c e r tific a te s of d e p o s it..............................
100 00
39,255 69
4,508 10
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$61,392 88
$132,323 27
$133,206 65
$139,585 58
88
STATE BANKING DEPARTMENT.
No. 212.
THE BURR OAK STATE BANK, BURR OAK.
Organized December 21, 1898.
H e n r y P . Mo w r y , P r e s i d e n t ; J o h n B. K e e s l a r , V ic e P r e s i d e n t ;oH. C. K aas, C a s h ie r .
D ir e c t o r s .—J . B. K e e s la r, J . S. S h e n e m a n , H e n ry P. M ow ry, C. J. H o lm e s, M arsh a ll F. S m ith ,
W m . M allow , S. L. H a g e n b a u g h .
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
834,931 75
$38,636 80
$46,912 93
$46,684 10
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
9,875 00
9,875 00
9,225 00
8,950 00
P r e m iu m s p a id on b o n d s .........................................
85 00
85 00
122 50
122 50
O v e r d r a f ts ........................................................................
213 91
245 58
43 95
357 65
B an k in g h o u s e .................................................................
1,727 10
1,727 10
1,727 10
1,727 10
F u r n itu r e a n d fix tu re s — , ............... <•.............. .........
1,383 10
1,383 10
1,383 10
1,383 10
500 00
500 00
19,753 74
12,865 54
12,265 20
12,074 21
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
2,637 00
4,790 00
3,495 00
2,014 00
G o ld c o in .......................................................................
1,100 00
1,030 00
1,000 00
1,045 00
S ilv e r c o in ........................................................................
729 25
751 65
537 50
718 35
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
09 83
52 01
55 30
50 48
42 05
1,005 00
158 22
28 56
T o ta ls .....................................................................
$72,577 73
$72,446 78
$77,425 80
$75,655 05
C a p ita l s to c k p a id i n ....................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
300 00
300 00
400 00
400 00
100 24
378 89
224 24
710 80
O th e r r e a l e s t a t e ...........................................................
D u e fro m o th e r b a n k s a n d b a n k e r s (n o t
r e s e r v e c i t i e s ) .............................................................
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e f o r c le a rin g h o u s e ...................................
L iab ilitie s.
D iv id e n d s u n p a id .......................................................
40 00
25 00
76 00
15 00
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
19,530 85
14,338 76
10,203 31
10,542 98
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
37,606 64
42,404 13
51,522 25
48,986 27
$72,446 78
$77,425 80
$75,655 05
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h i e r ' s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o tes
and
b i l l s r e d i s e o n n t e d ................................
.
B ills p a y a b le ................................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$72,577 73
89
STATE BANKS OF MICHIGAN.
No. .181.
CADILLAC STATE BANK, CADILLAC.
Organized October 30, 1895.
F r a n k J. C obb s , P r e s i d e n t ; S ot.om an W . K r a m e r , V ic e P r e s i d e n t ; H e n r y K n o w l t o n , C a s h ie r .
D ir e c t o r « .—S. W . K ra m e r, W . W . M itch ell, F r a n k J . C obbs, W . W . C um m er, D elos F . D iggins,
J o s e p h M urphy, F r e d L . R ee d .
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s an d d is c o u n ts .....................................................
$404,759 36
$390,311 49
$452,275 24
$405,103 86
B onds, m o rtg a g e s an d s e c u r it ie s ............................
80,995 50
86,855 50
84,178 31
110,453 31
P re m iu m s p a id on b o n d s .............................................
775 00
775 00
775 00
775 00
O v e r d r a f ts ........................................................................
1,146 70
810 17
627 48
596 26
B an k in g h o u s e .................................................................
19,538 21
19,749 28
21,025 18
21,225 18
F u r n itu re a n d fix tu re s .................................................
1,476 20
1,763 16
1,738 81
1,770 46
144 13
144 13
144 13
144 13
U n ite d S t a t e s b o n d s ....................................................
20,000 00
20,000 00
20,000 00
20,000 00
D ue fro m b a n k s in r e s e r v e c itie s ............................
131,708 19
90,094 16
147,723 43
92,047 53
U . S. a n d N a tio n a l b a n k c u r r e n c y ..........................
4,009 00
12, 049 00
10,400 00
14,686 00
G old co in ........................................................................
14,025 00
8,760 00
11,895 00
13,085 00
2,309 50
499 20
2,145 35
750 31
367 64
637 37
289 41
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) .............................................................
E x c h a n g e fo r c le a rin g h o u s e ...................................
S ilv e r c o in .........................................................................
2,961 00
375 00
N ic k els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t...........................................................................
2,826 69
2,084 12
6,162 63
T o t a ls ......................................................................
$684,739 98
$636,455 82
$757, 812 05
$682,958 86
C a p ita l s to c k p a id i n ................................ ................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
i n te r e s t a n d ta x e s p a i d .........................................
25,000 00
25,000 00
25,000 00
25,000 00
17,862 56
18,585 26
24,371 16
25,534 41
C o m m e rc ial d e p o sits s u b je c t to c h e c k ...........
261,299 54
202,475 07
234,782 74
193,919 53
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
225,302 36
233,904 30
312,803 24
271,366 31
935 41
518 04
105,275 52
105,555 78
110,336 87
117,138 61
$684,739 98
$636,455 82
$757,812 05
$682,958 86
L iab ilitie s.
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e r tific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o t a ls ..................................... .................................
12
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
90
STATE BANKING DEPARTMENT.
No. 261.
PEOPLE’S SAVINGS BANK OP CADILLAC, MICHIGAN, CADILLAC.
Organized June 17, 1902.
C h a r l e s E. R u s s e l l , P r e s i d e n t ; C h a r l e s H . D r u r y , V i c e P r e s i d e n t ; G e o r g e C h a p m a n , C a s h ie r D i r e c t o r s .—G e o rg e C h ap m an , H e n ry B allou, C h a rle s E. R ussell, S a m u e l H . M e rritt, A lfre d W .
N e w a rk , O ra n g e W e b s te r, J a m e s E nglish, C h a rle s H . D rury, E lb e r t J . H a y n es.
R eso u rc e s.
R e p o rt o f
F e b . 25.
R e p o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o rt of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$29,267 46
845,035 87
B onds, m o rtg a g e s a n d s e c u r it ie s ..... ......................
9,325 00
19,475 00
594 93
598 68
1,656 71
1,801 80
22,400 62
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .........................................................................
B an k in g h o u s e .................................................................
F u r n itu re an d fix tu r e s .................................................
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c i t i e s ) .............................................................
E x p e n s e a c c o u n t, le ss p ro f its ...................................
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in re s e r v e c itie s ............................
20,669 91
E x c h a n g e fo r c le a rin g h o u s e ...................................
1,686 85
207 76
U. S. a n d N a tio n a l b a n k c u r r e n c y ..........................
7,636 00
3,963 00
G o ld c o in .......................................................................
540 00
1,130 00
S ilv e r c o in .........................................................................
2,053* 25
1,930 80
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t...........................................................................
237 82
T o t a ls .......................................................................
873,667 93
896,880 49
837,640 00
846,010 00
25,723 26
32,131 72
S a v in g s d e p o s its ........................................................
3,263 57
13,857 90
S a v in g s c e rtific a te s o f d e p o s it..............................
7,041 10
4,850 87
873,667 93
$96,880 49
107 48
229 48
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
i n te r e s t a n d ta x e s p a i d .........................................
D iv id e n d s u n p a id ......................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o t a ls .......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
91
STATE BANKS OF MICHIGAN.
No. 87.
MERCHANTS AND MINERS’ BANK, CALUMET.
Organized August 7, 1873.
C h a r l e s B r ig g s , P r e s i d e n t ; P e t e r R u p e e , V ic e P r e s i d e n t ; S t e p h e n P a u l l , C a s h i e r ;
P . J . K o h l h a a s , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—W ill A. C hilds,
C h a rle s W . N iles, P e t e r R u p p e, J o h n D u n can ,
P a u l P . R oehm , E d w a rd M. L ieb le in .
C h a rle s B riggs,
R e p o r t of
N ov. 25.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ....................................................
$588,746 04
$592,899 15
$585,837 81
$635,553 05
B onds, m o rtg a g e s a n d s e c u r i t i e s ........................
210,987 02
199,337 02
184,282 02
183,752 02
P re m iu m s p a id o n b o n d s ..........................................
174 32
174 32
174 32
174 32
O v e r d r a f ts ........................................................ •...............
661 44
260 14
333 84
1,568 58
F u r n itu r e r^.nrl f ix tu re s ................................................
6,042 50
6,042 50
6,042 50
5,042 50
O th e r re a l e s t a t e ......................................... *..............
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c itie s ) .............................................................
7,600 59
7,600 59
7,600 59
7,600 59
22,975 19
13,596 59
21,069 96
.12,867 57
541,941 41
330,741 51
264, 940 55
227,172 22
R e s o u rc e s.
U n ite d S t a t e s b o n d s............................. ......................
D ue fro m b a n k s in r e s e r v e c itie s ..........................
E x c h a n g e fo r c le a rin g h o u s e .................................
85,900 00
73,391 00
89,258 00
90,990 00
G old coin
.............................................................
53,240 00
62,130 00
56,125 00
49,740 00
S ilv e r coin
................................... .........................
7,251 30
8,109 70
6,706 20
5,073 00
N ic k e ls a n d c e n ts .........................................................
C h eck s, c a s h ite m s an d in te r n a l r e v e n u e
account...................................................................
772 95
711 78
513 20
488 45
2.248 02
650 10
2,032 42
235 91
$1,528,540 78 $1.295.644 40 $1,224,916 41
I
$1,220,258 21
U
S a n d N a tio n a l ha.nk c u r r e n c y ......................
T o ta ls
.................................................................
L iab ilitie s.
C a p ita l s to c k p a id i n ..................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
Surp ln « fund .
......................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s,
in te r e s t and ta x e s pa,id..........................................
35,000 00
35,000 00
50,000 00
50,000 00
19,923 33
26,819 54
12,440 11
16,942 17
..............................................
200 00
40 00
120 00
120 00
C o m m e rc ial d e p o sits s u b je c t to c h e c k ...........
632,484 06
417,796 28
364,021 35
369,702 50
1,330 52
184 12
741 43
1,178 70
1,572 58
1,231 85
181 06
5,511 24
735,115 29
710,650 81
693,268 69
672,413 31
2,915 00
3,921 80
4,143 77
4,390 29
$1,528,540 78 $1.295, 644 40 $1,224,916 41
!
$1,220,258 21
D iv id en d s u n p aid
G u e to b a n k s a n d h a n k e r s ........... ....................... .
C a s h ie r s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ..................................................... .
c e rtific a te s of d e p o s it......................
N o te s a n d b ills r e d is c o u n t e d ....,........................
T o ta ls .....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
92
STATE BANKING DEPARTMENT.
No. 208.
CAP AC SAVINGS BANK, CAPAC.
Organized September 8, 1898.
A. D. B e n n e t t , P r e s i d e n t ; H . C. S i e g e l , V ic e P r e s i d e n t ; R. M o r r is o n , J r ., C a s h ie r .
D i r e c t o r s .—A. D. B e n n e tt, E. J . B u ck , H e r b e r t C. S ie g e l, W a l te r S h e a rs m ith , R. M orrison, J r
R e s o u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ....................................................
$62,843 41
$63,488 50
$66,978 40
$70,145 51
B onds, m o rtg a g e s an d s e c u r i t i e s ..........................
38,320 43
39,038 43
38,365 33
38,535 78
F u r n itu r e an d f ix tu re s ................................................
1,000 00
1,000 00
1,000 00
1,000 00
O th e r re a l e s t a t e . ..
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c itie s ) .............................................................
2,338 15
2,689 98
2,828 92
560 51
D u e fro m b a n k s in re s e r v e c itie s ..........................
4, 384 98
5,337 75
8,646 86
8,829 00
P re m iu m s pa,id on b o n d s
O v e r d r a f ts ................................
R an k in g 1 h o u se. .
U n ite d S t a t e s b o n d s....................................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ......................
2,732 00
1,259 00
1,794 00
4,279 00
G old c o in ................................... ........................................
477 50
677 50
212 50
597 50
S ilv e r c o in ........................................................................
167 80
393 60
442 10
443 45
N ic k e ls an d c e n t s .........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ...........................................................................
33 77
48 75
85 60
40 07
108 32
44 19
1 ,lè i 78
1,187 23
T o t a ls .......................................................................
$112,406 36
$113,977 70
$121,515 49
$125,618 05
C a p ita l s to c k p a id i n ..................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t ex p en se s,
in te r e s t an d ta x e s p a id ..........................................
800 00
800 00
1,000 00
1,000 00
305 71
1,163 99
647 56
1,795 22
D ividends u n p a id ...........................................................
49 00
16 00
67 00
16 00
C o m m e rc ial d e p o sits s u b je c t to c h e c k ...........
13 531 83
9,421 63
6,762 05
10,748 45
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
21,599 53
22,434 97
32,761 43
30,581 02
D n e to h a n k s a n d b a n k e r s ......................................
1,299 40
77 86
54,820 89
60,063 25
60,277 45
61,477 36
$112,406 36
$113,977 70
$121,515 49
$125,618 05
L iab ilitie s.
C e rtifie d c h e c k s ......................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it..............................
N o te s an d bills r e d i s c o u n t e d ..............................
B ills p a y a b le ....................................................................
T o t a ls .......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
93
ST4TE BANKS OF MICHIGAN.
No. 72.
THE STATE BANK OF CARSON CITY, CARSON CITY.
Organized February 14, 1887.
J o h n W . H a l l e t t , P r e s i d e n t ; I r v i n M c Ca l l , V ic e P r e s i d e n t ; E. C. C tjm m ings , C a s h i e r ;
I r a C u m m in g s , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—Irv in M cC all, J . W . H a lle tt, E. C. C um m ings, J o h n B o y er, C has. C ross, I r a C um m ings,
G. H . P a tte r s o n .
R ep o rt of
N ov. 25.
R e s o u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s an d d is c o u n ts ....................................................
$67,044 96
$74,721 49
$77,770 34
$90,341 58
B onds, m o rtg a g e s an d s e c u r it ie s ..........................
76,472 52
75,547 52
80,697 52
82,602 52
176 21
758 44
31 73
B an k in g h o u s e .................................................................
4,700 00
5,000 00
5,000 00
5,000 00
F u r n itu r e a n d fix tu re s ................................................
1,600 00
1,600 00
1,600 00
1,600 00
O th e r re a l e s t a t e
•
D ue fro m o th e r h a n k s an d h a n k e r s (n o t
r e s e r v e c itie s ) .............................................................
13,213 23
7,874 18
6,551 12
6,098 00
47,513 37
31,725 42
37,850 04
29,922 98
O v e rd ra fts -
594 92
JTnited S tn .te s b o n d s
D ue fro m b a n k s in r e s e r v e c itie s ..........................
"R vchange fo r c le a rin g h ouse..
U . S. a n d N a tio n a l b a n k c u r r e n c y ......................
1,878 00 .
1,310 00
4,832 00
5,348 00
G old c o i n ..........................................................................
2,805 00
3,240 00
3,492 50
3,037 50
430 75
477 75
1,379 70
S ilv e r c o in ........................................................................
1,458 95
N ic k e ls a n d c e n t s ........................................................
C h ec k s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t.................................................... 0 ...................
93 51
15 68
22 90
72 06
337 41
263 20
181 94
622 39
T o t a ls .......................................................................
$217,888 08
$202,486 68
$218,507 84
$226,024 73
C a p ita l s to c k p a id i n ..................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
i n te r e s t a n d ta x e s p a id ..........................................
10,000 00
10,000 00
13,000 00
10,000 00
4,058 91
5,113 78
2,197 39
4,512 04
47,148 07
31,320 09
37,955 50
35,258 32
L iab ilitie s.
D iv id en d s u n p a id ...........................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
131,681 10
131,052 81
143,354 95
151,254 37
$217,888 08
$202,486 68
$218,507 84
$226,024 73
D ue to b a n k s a n d b a n k e r s . ...........
C e rtifie d c h e c k s ..........................................................
C a s h ie r’s c h ec k s o u ts th u d in g ........................ T..
S a v in g s d e p o s its ............................................................
S a v in g s c e r tif ic a te s o f d e p o s it........................
N o te s an d bills r e d is c o u n t e d ............................
Rills p a y a b le ..................................
T o t a ls ......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
94
STATE BANKING DEPARTMENT.
No. 234.
EXCHANGE STATE BANK, CARSONVILLE.
Organized June 20, 1901.
Da v id C r o r e y , J r ., P r e s i d e n t ; E l l e n M c C a r e n , V ic e P r e s i d e n t ; W .
F r a n k C r o r e y , A s s i s t a n t C a s h ie r .
J . Mc Ca r e n , C a s h i e r ;
D ir e c t o r s .—D avid C ro re y , J r., W. J . M cC a re n , J a n e C ro re y , E lle n M cC aren, M ary M cN inch.
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ....................................................
$34,938 00
$36,324 19
$47,673 81
$47,764 18
B onds, m o rtg a g e s an d s e c u r i t i e s ..........................
13,704 38
15,624 38
16,924 38
18,555 82
R e p o r t of
N ov. 25.
P r e m i u m s p a id o n b o n d s . . .
O v e r d r a f ts ........................•...............................................
718 11
715 37
184 99
3,058 13
B an k in g h o u s e .................................................................
1,500 00
1,500 00
1,500 00
1,500 00
F u r n itu r e an d f ix tu re s ................................................
185 00
185 00
185 00
185 00
D u e fro m b a n k s in re s e r v e c itie s ..........................
21,762 84
21,051 35
19,357 38
20,911 65
2,648 00
O th e r r e a l e s t a t e
......................................................... .
D ue
banks
fro m
o th e r
an d
h an k ers
(n o t
U n i t e d S t a t e s b o n d s .............................
U . S. an d N a tio n a l b a n k c u r r e n c y ......................
3,097 00
1,158 00
2,775 00
G old c o i n ..........................................................................
510 00
500 00
530 00
505 00
S ilv e r c o in ........................................................................
546 00
429 60
568 00
522 45
N ic k e ls a n d c e n t s .........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t..........................................................................
42 71
62 89
145 56
172 89
201 03
363 16
313 75
168 04
T o t a ls .......................................................................
$77,205 07
$77,913 94
$90,157 87
$95,991 16
$20,000 00
$20,000 00
$20,000 00
$20,000 00
1,804 33
1,804 33
2,000 00
2,000 00
131 91
346 62
498 76
1,623 08
d e p o s its s u b je c t to c h e c k ...........
20,877 90
18,801 66
19,643 11
19,748 44
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
34,390 93
36,961 33
48,016 00
52,619 64
$77,205 07
$77,913 94
$90,157 87
$95,991 16
L iab ilitie s.
C a p ita l s to c k p a id i n ..................................................
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t an d ta x e s p a id ..........................................
'
D iv id en d s u n p a id ...........................................................
C o m m e r c ia l
D ue to b a n k s a n d b a n k e r s .......................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it ..........................
N o te s a n d bills re d is c o u n te d ...................................
Bills p a y a b le ....................................................................
T o t a ls .......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
95
STATE BANKS OF MICHIGAN.
No. 180.
STATE BANK OF CARSONVILLE, CARSONVILLE.
Organized October 17, 1895.
J o s e p h M. G a ig e , P r e s i d e n t ; W m . H . A i t k i n , V ic e P r e s i d e n t ; A. R. N i l e s , C a s h ie r ;
L a u r a G o o d r u m , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—J o s e p h M. G aig e, W m . H . A itk in , H a ttie C. A itk in , M ary C. R ic h a rd so n , M. H . A itkin.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s an d d is c o u n ts .....................................................
$92,677 99
$85,819 31
$98,569 31
$85,823 87
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
11,376 21
11,870 71
16,280 15
19,231 35
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts ........................................................................
2,658 95
908 67
440 36
2,195 68
B an k in g h o u s e ...................... .........................................
3,050 00
3,042 00
3, 038 00
3,030 00
F u r n itu r e a n d f ix t u r e s ................................................
1,553 56
1,626 11
1,635 61
1,635 61
O th e r r e a l e s t a t e ............................ ...............................
D ue fro m o th e r b a n k s an d b a n k e rs - (n o t
r e s e r v e c i t i e s ) .............................................................
2,588 34
2,613 43
2, 603 37
2,603 37
34 94
4,180 11
3,264 18
5,334 46
Due fro m b a n k s in r e s e r v e c itie s ............................
10,271 96
19,465 61
11,906 37
12,161 32
E x c h a n g e fo r c le a r in g h o u s e ...................................
454 05
U n ite d S t a t e s b o n d s ....................................................
536 63
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
1,506 00
2,022 00
2, 033 00
4, 626 00
G old co in .......................................................................
2,005 00
480 00
975 00
1,665 00
S ilv e r c o i n ........................................................................
1,017 20
799 10
780 60
453 50
N ic k els a n d c e n t s .........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t........... ...............................................................
74 35
61 18
35 26
242 38
292 40
$129,510 93
$133,180 63
$142,097 84
$139,277 95
C a p ita l s to c k p a id in ...................... ............................
$30,000 00
$30,000 00
$30,000 00
$30,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a i d .........................................
2,000 00
2,000 00
2,355 74
2,355 74
3,025 74
2,801 69
148 48
952 41
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ................
22,207 75
21,453 47
27,369 31
28, 104 89
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
72,227 16
76,879 22
76,686 74
76,877 14
D u e to b a n k s a n d b a n k e r s ......................................
50 28
46 25
537 57
987 77
T o ta ls
....................................................................
55 85
461 94
L iab ilities.
D iv id e n d s u n p a id .......................................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h e c k o u ts ta n d in g .....................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
5,000 00
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$129,510 93
$133,180 63
$142,097 84
$139,277 95
96
STATE BANKING DEPARTMENT.
No. 218.
EATON COUNTY SAVINGS BANK,
CHARLOTTE.
Organized August 14, 1899.
E . T. C h u r c h , P r e s i d e n t ; A . D. B a u g h m a n , V ic e P r e s i d e n t ; H . K . J e n n in g s , C a s h ie r .
D ir e c t o r s .—E. T . C h u rc h , A. D. B au g h m an , H . G. B a rb e r, E. N . Ely, W . B. O tto , A lb e rt M urray,
H. K. Jen n in g s.
R ep o rt of
F e b . 25.
R eso u rc e s.
R e p o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n t s ....................................................
$32,427 92
$37,671 10
$35,638 10
$38,746 10
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
53,992 00
53,065 00
65,512 40
66,477 40
1,000 00
1, 000 00
1,000 00
1,000 00
9,029 64
9, 213 61
9,252 64
P r e m i u m s p a id on b o n d s .............................................
O v e r d r a f ts ................................... »...................................
B a n k in g h o u s e .........................................................................
F u r n itu r e a n d f ix t u r e s ................................................
D ue
fro m
o th e r .b an k s
an d
b a n k e rs
(n o t
4,158 79
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in re s e r v e c itie s ............................
9,016 71
E x c h a n g e fo r c le a rin g h o u s e ...................................
IT. S. an d N a tio n a l b a n k c u r r e n c y ........................
1,950 00
1,950 00
1,950 00
1,950 00
G old c o in .....................................................................
2,700 00
2,700 00
2,700 00
2,700 00
S ilv e r c o in ........................................................................
45 00
45 00
45 00
45 00
N ick els a n d c e n t s ........................................................ .
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t..........................................................................
5 00
5 00
5 00
5 00
$105,295 42
$105,465 74
$116,064 11
$120,176 14
C a p ita l s to c k p a id i n ....................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s,
i n te r e s t a n d ta x e s p a i d .........................................
1,000 00
1,000 00
1,500 00
1,500 00
1,619 97
2,289 76
1,584 27
1,937 40
D iv id e n d s u n p a id .......................................................
15 00
15 00
6 00
4,209 51
4,856 11
3,319 67
77,660 45
72,951 47
83,117 73
88,419 07
$105,295 42
$105,465 74
$116,064 11
$120,176 14
T o ta ls
....................................................................
L ia b ilitie s.
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
97
STATE BANKS OP MICHIGAN.
No. 67.
CHELSEA SAYINGS BANK,
CHELSEA.
Organized January 30, 1882.
F . P . G l a z i e r , P r e s i d e n t ; W m . J . K n a p p , V ic e P r e s i d e n t ; T h e o . E. W ood , C a s h ie r ;
A . K . S t im s o n , A u d i t o r .
D i r e c t o r s .—W m . J. K n a p p , W illia m P. S c h e n k , V. D. H in d e la n g , G eo. W . P a lm e r, F . P . G lazier,
F r e d W e d e m e y e r, J o h n W . S c h e n k , A d a m E p p le r.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s an d d is c o u n ts .................. ................................
$155, 140 14
$167,463 61
$183,032 40
$136,277 92
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
167,808 75
160,571 03
170,849 62
214,702 02
R eso u rc e s.
R ep o rt of
N ov. 25.
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .........................................................................
19 03
B a n k in g h o u se ..............................................................
4,000 00
4,000 00
4,000 00
4,000 00
F u r n itu r e an d fix tu r e s ................................................
2,075 41
2,083 41
2,474 41
2,478 41
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t
r e s e r v e c i t i e s ) .............................................................
2,550 00
150 00
D ue fro m b a n k s in r e s e r v e c i t i e s — ) ...................
41,589 66
51,547 68
23,568 65
34,578 78
E x c h a n g e fo r c le a r in g h o u s e ...................................
93 49
81 96
46 10
5,660 34
U . S . a n d N a tio n a l b a n k c u r r e n c y ........................
6, 597 00
10,786 00
7,080 00
7,773 00
G old co in ........................................................................
6,250 00
6,950 00
8, 005 00
8, 440 00
S ilv e r c o in .........................................................................
1,284 50
1,675 25
1,049 25
1,326 00
N ick els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t....................................... ..................................
281 36
350 51
387 34
341 49
189 20
312 89
88 05
187 85
$387, 878 54
$405,972 34
$400,580 82
$416,792 93
C a p ita l s to c k p a id i n ....................................................
$6u,000 00
$60,000 00
$60,000 00
$60,000 00
S u rp lu s f u n d .................................................. .................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
10,000 00
10,000 00
12,000 00
12,000 00
6,922 96
10.223 86
8,146 62
10,974 19
D iv id e n d s u n p a id .......................................................
51 00
51 00
56 00
56 00
C o m m e rc ial d e p o sits s u b je c t to c h e c k ...........
54,397 99
59,332 17
69,241 08
84,656 99
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
81,375 19
80,647 09
82,863 94
57,951 79
S a v in g s d e p o s its ........................................................
76,078 92
91, 805 84
77.413 28
79,315 47
S a v in g s c e r tific a te s o f d e p o s it..............................
99,052 48
93,912 38
90,859 90
111,838 49
$400,580 82
$416,792 93
1,027 12
U n ite d S t a t e s b o n d s ....................................................
T o ta ls
....................................................................
L iab ilitie s.
D ue to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
•
T o ta ls
....................................................................
13
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$387,878 54
$405,972 34
98
STATE BANKING DEPARTMENT.
No. 203.
THE KEMPF COMMERCIAL AND SAVINGS BANK, CHELSEA.
Organized January 14, 1898.
H a r m o n S. H o l m e s , P r e s i d e n t ; C h a r l e s H . K e m p e , V ic e P r e s i d e n t ; J o h n A. P a l m e r , C a s h i e r ;
G e o r g e a . B e G o l e , A s s i s t a n t C a s h ie r .
D ir e c t o r s .—R e u b e n K e m p f, C h a rle s H . K e m p f, H a rm o n S. H o lm es, C. K lein , R. S. A rm s tro n g ,
E d w a rd V o g el, G e o rg e A. B eG ole.
R eso u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$38,103 96
$36, 455 95
$54,473 44
$57,345 53
B onds, m o rtg a g e s a n d s e c u r i t i e s ...........................
224,111 87
239,775 62
256,417 32
248,703 95
P re m iu m s p a id on b o n d s .............................................
348 75
348 75
348 75
348 75
O v e r d r a f ts ........................................................................
47 51
422 16
728 77
2,220 67
B an k in g h o u s e ................................................................
. 7.500 00
7.500 00
7,500 00
7, 500 00
F u r n itu r e an d f ix tu re s ................................................
1,500 00
1.500 00
1,875 00
1,875 00
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t
r e s e r v e c itie s ) .............................................................
26,002 50
26,002 50
13,000 00
13,700 00
U n ite d S t a t e s b o n d s ....................................................
5,500 00
5,500 00
5,500 00
5,500 00
D ue fro m b a n k s in r e s e r v e c itie s ............................
46, 664 52
40,931 33
30,725 79
40, 986 69
E x c h a n g e fo r c le a rin g h o u s e ...................................
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
5,388 00
5,891 00
4,434 00
6,407 00
G o ld c o in .......................................................................
6,222 50
6,442 50
6,972 50
7,122 50
S ilv e r c o in ........................................................................
2, 546 35
1,906 50
2,016 25
1,341 00
N ick els a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t...........................................................................
263 38
106 71
119 64
93 10
134 98
210 24
146 68
333 73
$364,334 32
$372,993 26
$384,288 14
$393,477 92
C a p ita l s to c k p a id i n ....................................................
$40,000 00
$40,000 00
$40,000 00
$40,000 00
'S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p e n s e s,
i n te r e s t a n d ta x e s p a i d .........................................
4,000 00
4,000 00
4,500 00
4,500 00
3,427 61
5,834 90
4,853 93
7, 002 04
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
55,962 36
57,626 70
47,6(8 86
49,681 52
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
18,790 62
17,300 62
14,580 00
15, 512 25
S a v in g s d e p o s its ........................................................
223,586 23
225,971 54
249,165 85
253,805 61
S a v in g s c e rtific a te s o f d e p o s it..............................
18, 567 50
22,259 50
23,579 50
22,976 50
$364,334 32
$372, 993 26
$384,288 14
$393,477 92
T o ta ls
...................................................................
L ia b ilitie s.
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s ch eck s .o u ts ta n d in g ................................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
*
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
99
STATE BANKS OF MICHIGAN.
No. 235.
THE CHESANING STATE BANK, CHESANING.
Organized June 22, 1901.
B. G. C o r y e l l , P r e s i d e n t ; O. D. C h a p m a n , V ic e P r e s i d e n t ; A . D. A g n e w , S e c o n d V ic e P r e s i d e n t ;
F . A. G r e e n e e l d e r , C a s h ie r ; F . A . C h a p m a n , A s s i s t a n t C a s h ie r .
D i r e c t o r s —B. G. C o ry ell, O. D. C h ap m an , F . A. G re e n fe ld e r, A . D. A g n e w , G e o rg e M. P e e t,
A . C a n tw e ll, M. L . P a rs h a ll.
R e p o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s an d d is c o u n ts ......................................................
$123,185 52
$131,302 13
$133,823 50
$128,303 24
B onds, m o rtg a g e s an d s e c u r it ie s ............................
13,265 00
16,785 25
19,455 69
$22,505 69
179 88
21 72
72 18
B an k in g h o u s e .................................................................
8,600 00
8,600 00
8,600 00
8,600 00
F u r n itu re a n d fix tu re s ..................................................
1,100 00
1,100 00
1,100 00
1,100 00
O th e r re a l e s t a t e .............................................
.....
D ue fro m o th e r h a n k s an d b a n k e rs (n o t re s e r v e
c i t i e s ) ..............................................................................
11,573 11
5,142 09
6,646 41
3,872 16
45,042 62
34,137 23
34,499 77
49,835 78
R e s o u rc e s.
R ep o rt of
N ov. 25.
P rem iu m s p a id on b o n d s ............................................
O v e r d r a f ts .........................................................................
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
K x e h a n g e fo r c le a r in g b o u s e ............................
IT. S . N a tio n a l b a n k c u r r e n c y .................................
7,059 00
14,862 00
8,617 00
8,327 00
G old c o in ............................................................................
1,000 OO
1,000 00
1,000 00
1,000 00
S ilv e r c o in .........................................................................
660 00
1,250 00
935 00
1,740 00
N ic k e ls an d c e n t s .........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
138 CO
57 00
219 00
212 00
632 60
1,747 30
527 06
2,012 01
T o t a ls ...........................................................................
$212,255 85
$216,162 88
$215,445 15
$227,580 06
C a p ita l s to c k p a id in .....................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t an d ta x e s p a i d ...........................................
130 00
130 00
355 00
355 00
965 90
1,356 61
237 22
611 28
L iab ilitie s.
D ivid en d s u n p aid .........................................................
87 50
17 50
3 50
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
47,491 86
46,830 77
44,796 93
43,721 88
138,580 59
142,828 00
145,052 50
157,891 90
$212,255 85
$216,162 88
$215,445 15
$227,580 06
C o m m e rc ia l c e r tif ic a te s o f d e p o s it.................. .
/
S a v in g s d e p o s its ...............................
....................
T o t a ls .........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
100
STATE BANKING DEPARTMENT.
No. 118.
CLARE COUNTY SAYINGS BANK, CLARE.
Organized June 23, 1891.
C. W . P e r r y , P r e s i d e n t ; W m . W o l s e y , V ic e P r e s i d e n t : C. H . S u t h e r l a n d , C a s h ie r .
D ir e c t o r s —C. H . S u th e rla n d , W m . W o lse y , C. W . P e rr y , R. H. J e n n e y , L . W ie sm a n .
R e s o u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s an d d is c o u n ts ......................................................
$70,559 37
$82,516 09
$87,943 04
$86,271 18
B onds, m o rtg a g e s an d s e c u r it ie s ............................
42,521 38
42,580 04
41,715 82
42,520 82
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .........................................................................
228 83
311 00
117 90
91 67
B an k in g h o u s e .................................................................
5,500 00
5,500 00
5,500 00
5,500 00
F u r n itu r e a n d fix tu re s ..................................................
1,200 00
1,200 00
1,200 00
1,200 00
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s an d b a n k e rs (n o t r e s e r v e
c i t i e s ) ..............................................................................
152 60
55 30
94 95
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in re s e r v e c i t i e s ............................
47,159 21
47,051 01
58,395 98
60,304 90
E x c h a n g e f o r c le a rin g h o u s e ...................................
U . S. an d N a tio n a l b a n k c u r r e n c y ..........................
3,842 00
6, 309 00
4,089 00
4,939 00
G old c o in ............................................................................
1,815 00
615 00
1,340 00
1,215 00
S ilv e r c o in ........................................................................
1,434 45
1,079 40
1,143 05
1,075 50
N ic k e ls an d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
244 18
162 44
228 73
174 13
1,135 96
641 42
687 23
224 08
T o t a ls ...........................................................................
$175,792 98
$187,965 40
$202,416 05
$203,611 23
C a p ita l s to c k p a id i n ....................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
i n te r e s t a n d ta x e s p a id .............................................
7,000 00
7,000 00
7,000 00
7,000 00
1,482 93
2,832 70
1,569 98
2,940 77
59,455 40
67,035 73
66,111 86
62,467 38
L iab ilities.
D iv id en d s u n p a id ...........................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
D ue to b a n k s a n d b a n k e r s .........................................
C e rtifie d c h e c k s ..................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
40,434 67
44,431 47
48,661 41
48,692 53
S a v in g s c e r tif ic a te s o f d e p o s it...............................
47,419 98
46,665 50
59,072 80
62, 510 55
$175,792 98
$187,965 40
$202,416 05
$203,611 23
N o te s a n d bills re d is c o u n te d .....................................
Bills p a y a b l e ..................................... ............................
T o t a ls ........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
101
STATE BANKS OF MICHIGAN.
No. 267.
E. JOSSMAN STATE BANK, CLARKSTON.
Organized November 25, 1902.
H a r r is o n W a l t e r , P r e s i d e n t ; Ma n l e y B o w e r , V ic e P r e s i d e n t ; R, E . J ossm an , C a s h ie r .
D ir e c t o r s .—H a rris o n W a lte r , M an ley B o w er, E d m u n d F o s te r. G e o rg e G rass, W . E. C lark , J o s e p h
A.
J o ss m a n , C la re n c e E . S ta n to n .
R e so u rc e s.
R ep o rt of
R e p o rt o f
R e p o r t of
R e p o r t of
L o a n s a n d d is c o u n ts ......................................................
B onds, m o rtg a g e s an d s e c u r it ie s ....... ...................
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts ........................................................................
B an k in g h o u s e .................................................................
F u r n itu r e a n d fix tu re s ..................................................
O th e r re a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t re s e r v e
c i t i e s ) ..............................................................................
D ue fro m b a n k s in r e s e r v e c itie s ............................
E x c h a n g e fo r c le a r in g h o u s e ...................................
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
G old c o in ....................... ....................................................
S ilv e r c o in .........................................................................
N ic k e ls a n d c e n t s ..........................................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t..........................................................................
T o t a ls ...........................................................................
L iab ilitie s.
*
C a p ita l s to c k p a id i n ........................................... .......
S u rp lu s fu n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s,
i n te r e s t a n d ta x e s p a id ............................................
D ivid en d s u n p a id .............................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
D ue to b a n k s a n d b a n k e r s ..........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its ........................ .......................... ..
S a v in g s c e r tif ic a te s o f d e p o s it...............................
N o te s an d bills re d is c o u n te d .....................................
B ills p a y a b l e .....................................................................
T o ta ls
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
102
STATE BANKING
DEPARTMENT.
No. 104.
BRANCH COUNTY SAYINGS BANK, COLDWATER.
Organized October 14, 1890.
B. S. S p o f f o r d , P r e s i d e n t ; F . L. B u r d ic k , V ic e P r e s i d e n t ; W . E. H odgm an , C a s h ie r .
D i r e c t o r s .—B. S. Spofford, G . W . V a n a k e n , N. A. R ey n o ld s, F . L. B u rd ic k , B. R. M oore, A lfre d
M ilnes, S. H. C lizbe, N e w to n B aldw in.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ......................................................
$211,330 44
$232,147 55
$224,404 95
$212,529 37
B onds, m o rtg a g e s a n d s e c u r it ie s ...........................
136,550 41
139,620 61
167,715 50
181,302 50
1,188 53
563 58
1,329 34
2,392 19
R e so u rc e s.
R e p o r t of
N ov. 25.
P r o m in m s pa,id o n b o n d s , ...................................................
O v e r d r a f ts ........................................................................
R a n k in g 1h o u s e .............................................................................
F u r n i t u r e a n d f i x t u r e s .......................................................
O t h e r r e a l e s t a t e ....................................
........................
D ue fro m o c h e r b a n k s an d b a n k e rs ( n o tr e s e r v e
3,695 68
D u e f r o m e o u n t y t r e a s u r e r ..............................................
U n i t e d S t a t e s b o n d s ............
D u e fro m b a n k s in re s e r v e c itie s ............................
67,255 47
69,456 73
E x c h a n g e fo r c le a rin g h o u s e ...................................
296 60
666 47
U . S . a n d N a tio n a l b a n k c u r r e n c y ........................
15,365 00
G old c o in ............................................................................
S ilv e r c o in ........................................................................
66,021 53
59,271 30
20,508 00
14,653 00
13,326 00
5,405 00
5,550 00
7,400 00
12,585 00
1,221 57
1,290 70
1,990 70
1,371 20
N ic k e ls a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
69 74
178 83
197 71
218 94
5 15
26 00
673 72
15 75
T o t a ls ..........................................................................
$438,687 91
$470,008 47
$484,386 45
$486,882 26
C a p ita l s to c k p a id i n ....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s,
in te r e s t an d ta x e s p a id ............................................
11,000 00
11,000 00
11,000 00
11,000 00
2,165 50
2,314 84
3,276 06
5,025 54
D iv id en d s u n p a id ............................................................
30 00
C o m m e rc ial d e p o sits s u b je c t to c h e c k ................
66,135 79
78,425 84
85,592 37
75,522 98
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
96,083 07
99,379 23
100,288 01
111,369 94
174 33
L iab ilitie s.
10 00
D ue to b a n k s a n d b a n k e r s ..........................................
C e rtifie d c h e c k s .............................................................
500 00
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its ............................................................
213,273 55
228,888 56
233,720 01
233,963 80
$438,687 91
$470,008 47
$484,386 45
$486,882 26
S a v in g s c e r tif ic a te s o f d e p o s it................................
N o te s a n d bills r e d is c o u n te d ...................................
B ills p a y a b l e .....................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
103
STATE BANKS OF MICHIGAN.
No. 32.
FARMERS’ STATE BANK, CONCORD.
Organized November 20, 1886.
W il l ia m D. C h a p p l e , P r e s i d e n t ; C. Y o u n g , V ic e P r e s i d e n t ; P e r c y E. C h a p p l e , C a s h ie r .
D i r e c t o r s .—W . D. C h ap p le, P . E. C h ap p le, C. Y o ung, H . E. D e w e y , F . P . D ann,
A . S. W o lc o tt, W . H . M agel.
R e so u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ....... : ............................................
$48,496 09
$42,052 77
$57,057 60
$53,194 74
B onds, m o rtg a g e s a n d s e c u r it ie s ...........................
52,162 50
48,552 50
52,177 50
53,777 50
P re m iu m s p a id on b o n d s .............................................
989 49
874 49
833 00
808 00
O v e r d r a f ts ........................................................................
545 41
2 06
17 12
B an k in g h o u s e .................................................................
3,000 00
3,000 00
3,000 00
3,000 00
F u r n itu r e a n d fix tu re s ......................................... —
1,700 00
1,700 00
1,700 00
1,700 00
22,819 12
34,985 13
35,898 92
15,228 02
Of,h fir rfin,l fista tfi .............................................. ..........
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t re s e r v e
D ue fro m b a n k s in r e s e r v e c itie s ............................
T^.YP.hnng'fi fo r filfiaring“h o u s e ...................................
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
2,680 00
3,870 00
3,397 00
4,594 00
G old c o in .......................................................................
3,400 00
3,025 00
3,525 P0
3,330 00
898 10
S ilv e r c o in ........................................................................
417 00
355 00
650 00
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
6 55
9 96
3 68
9 90
99 50
101 02
63 45
T o t a ls ..........................................................................
$138,216 16
$138,526 41
$158,360 84
$136,603 71
C a p ita l s to c k p a id i n ....................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t an d ta x e s p a i d ...........................................
4,400 00
4,400 00
4,600 00
4,600 00
234 66
796 55
487 46
560 12
L iab ilitie s.
18 00
78 00
15 00
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
25,388 15
21,062 16
27,722 47
21,285 51
C o m m e rc ia l c e r tif ic a te s o f d e p o s it ......................
5,971 58
6,662 46
5,434 23
5,048 20
S a v in g s c e r tif ic a te s o f d e p o s it................................
75,203 77
80,605 24
95,038 68
77,094 88
T o t a ls ................................ .......................................
$136,216 16
$138,526 41
$158,360 84
3136,603 71
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
104
STATE BANKING DEPARTMENT.
No. 174.
COMMERCIAL STATE BANK OP CONSTANTINE, CONSTANTINE.
Organized August 1, 1894.
S a m u e l G ib s o n , P r e s i d e n t ; J o h n B. G e o r g e , V ic e P r e s i d e n t ; J am es A. Ma r s h , C a s h ie r .
D ir e c t o r s .—D avid E. W ilso n , J o h n B. G e o rg e , A. B. G e o rg e , S a m u e l G ibson, W illiam B u rg e r, C h a rle s
B u rg e r, L. A . M elc h e r, J o h n B lue, J o h n W e lb o rn , C h a rle s H a g e n b u c h , I. N. L a sh , J a m e s
A. M arsh.
R e s o u rc e s.
R ep o rt of
F e b . 25.
L o a n s a n d d is c o u n ts .....................................................
$112,405 33
$98,658 35
$89,062 55
$93,493 22
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
46,068 01
48,708 65
49,929 51
49,744 51
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts ................................
459 11
330 86
663 01
1,922 34
B an k in g h o u s e .................................................................
4,15? 27
4,157 27
4,157 29
4,157 29
F u r n itu r e a n d f ix tu re s ................................................
1,78? 52
1,787 52
1,787 52
1,787 52
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c itie s ) .............................................................
1
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
30,151 74
38,020 85
32,778 56
30,692 13
E x c h a n g e fo r c le a rin g h o u s e ...................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ................. —
4,425 00
1,637 00
4,475 00
2,840 00
G o ld c o in .......................................................................
4,415 00
4,320 00
5,065 00
4,810 00
688 85
S ilv e r c o in .........................................................................
780 65
307 95
469 80
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t..........................................................................
46 52
26 03
85 41
61 16
2,149 45
89 92
T o t a ls ..........................................................................
$204,734 79
$195,954 48
$190,623 10
$190,286 94
C a p ita l s to c k p a id i n ....................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u rp lu s fn n d ....................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p e n se s,
in te r e s t an d ta x e s p a id ..........................................
10,000 00
10,000 00
10,000 00
10,000 00
11,479 07
12, 375 33
13,596 30
13,926 13
38 64
L iab ilitie s.
D iv id en d s u n p a id ...........................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
36,528 68
38,399 66
33,943 45
32,953 10
C o m m e rc ial c e r tific a te s o f d e p o s it....................
121, 727 04
110,179 49
108,083 35
108,407 71
$204,734 79
$195,954 48
$190,623 10
$190,286 94
D ue to b a n k s a n d b a n k e r s ...........................................
C e rtifie d ch eck s ..........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its .............................................................
S a v in g s c e rtific a te s o f d e p o s it...............................
N o te s an d bills r e d is c o u n t e d ...................................
B ills p a y a b le .....................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
105
STATE BANKS OE MICHIGAN,
No. 173.
FIRST STATE BANK OF CONSTANTINE, CONSTANTINE.
Organized June 28, 1894.
S. B. H a g e n b u c h , P r e s i d e n t ; E d w in W . K e ig h t l e y , V ic e P r e s i d e n t ;
G e o r g e C r o sse t t H a r v e y , C a s h ie r .
D i r e c t o r s .—J . M ark H a rv e y , W . W . H a rv e y , S. B. H a g e n b u c h , D elia S. C ro s s e tt, E d w in W .
K e ig h tle y , G e o rg e C ro s s e tt H a rv e y , L e v i A . S tro h m .
R e s o u rc e s.
R e p o rt o f
F e b . 25.
R e p o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ......................................................
$63,241 02
$66,187 89
$61, 633 72
$72,692 40
B onds, m o rtg a g e s an d s e c u r i t i e s ............................
24,439 35
27,020’ 85
24,586 45
22,867 45
P re m iu m s p a id
O il
b e n d s , ....................................................................
O v e r d r a f ts ........................................................................
B an k in g h o u s e ...............................................................
729 05
579 46
1,814 95
1,732 93
5,300 00
5, 300 00
5,300 00
5,300 00
5,400 00
5,400 00
5,400 00
4,375 83
2,254 00
42,193 49
41,682 89
F u r n itu re and F i x t u r e .......................... ......................
O th e r re a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
rftsp.rvft c i t i e s ) .............................................................
313 40
U n ite d S t a t e s linn (is
D ue fro m b a n k s in re s e r v e c i t i e s ............................
22,085 44
30,882 20
E x c h a n g e fo r c le a rin g hniisft ...
U . S. a n d N a tio n a l b a n k c u r r e n c y ..........................
3,410 00
1,955 00
3,805 00
4,060 00
G old c o in
.......................................................................
5,000 00
5.000 00
5, 000 00
5,000 00
...................................................................
600 00
1.000 00
700 00
1,150 OO
N ic k e ls a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .......
..........................................................
105 21
169 14
163 14
89 35
358 83
291 78
575 16
372 11
T o t a ls ...........................................................................
$125,582 30
$143,786 32
$155,547 74
$162,601 13
C a p ita l s to c k p a id i n ....................................................
$30, 000 00
$30,000 00
$30,000 00
$30,000 CO
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t expenses*
in te r e s t a n d ta x e s p a id .............................................
3,000 00
3,000 00
3,000 00
3,000 00
452 19
499 26
1,875 25
1,929 48
C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................
14, 667 54
27,704 16
26,228 72
25,953 38
100 00
30 00
351 60
S ilv e r c o in
L iab ilitie s.
C o m m e rc ia l c e r tif ic a te s o f d e p o s it........................
844 40
S a v in g s c e r tif ic a te s o f d e p o s i t ...............................
77,462 57
82,482 90
93, 569 37
101,366 67
$125,582 30
$143,786 32
$155,547 74
$162,601 13
N o te s an d bills re d is c o u n te d . . . . ..........................
T o ta ls
................... ................................................
14
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
106
STATE BANKING DEPARTMENT.
No. 183.
SANILAC COUNTY STATE BANK, CROSWELL.
Organized December 26, 1895.
J o h n P . N ig g e m a n , J b ., P r e s i d e n t ; R o b e s t G b a y , V ic e P r e s i d e n t ; W . C a l k in s , C a s h ie r ;
H . E. N ig g e m a n , A s s i s t a n t C a s h ie r .
D ib e c t o k s .—J o h n P . N ig g e m a n , J r ., D. M cN air, R o b e r t G ray, C. F . L a w so n , A. E . S le e p e r.
R e so u rc e s.
L o a n s a n d d is c o u n ts ......................................................
R ep o rt of
F q b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
$133, 683 78
$141,579 55
$164,441 49
R e p o r t of
N ov. 25.
$164,467 73
B onds, m o rtg a g e s an d s e c u r i t i e s ............................
P re m iu m s p a id o n b o n d s .............................................
O v e r d r a f t s ................................................. ....................
338 17
390 13
332 40
1,029 42
B an k in g h o u s e .................................................................
2,590 00
2, 590 00
2,590 00
2,590 00
F u r n itu r e a n d fix tu re s ..................................................
2, 760 00
2,760 00
2,760 00
2,760 00
O th e r r e a l e s t a t e ............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) .............................................................
1,575 00
1,575 00
1,575 00
1,575 00
1,642 91
214 68
418 34
1,729 55
D u e fro m b a n k s in r e s e r v e c i t i e s ............................
31,232 19
35,627 53
20,889 86
31,758 52
E x c h a n g e fo r c le a rin g h o u s e ...................................
1,329 55
576 69
295 86
1,751 40
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
9,565 00
7,800 00
7,195 00
12,720 00
G old c o i n ..........................................................................
1,882 50
1,907 50
875 50
1,522 50
S ilv e r c o in ........................................................................
591 75
613 80
687 25
370 00
N ic k e ls a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
17 21
72 13
68 64
39 08
10 00
10 00
10 00
10 00
$187,218 06
$195 717 01
$202,139 34
$222, 323 20
C a p ita l s to c k p a id in .....................................................
$30,000 00
$30,000 00
$30,000 00
$35,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d ...........................................
5,100 00
5,100 00
6,000 00
7,250 00
2, 535 04
4,307 14
1,867 34
1,291 53
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
44, 805 46
49,694 98
52,418 36
65,625 30
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
95,580 62
98, 908 25
104, 206 78
104,696 50
U n ite d S t a t e s b o n d s......................................................
T o t a l s ..........................................................................
L iab ilitie s.
D iv id en d s u n p a id ............................................................
D ue to b a n k s a n d b a n k e r s .........................................
80 48
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ............................................................
9,196 94
7,706 64
7,566 38
S a v in g s c e r tif ic a te s o f d e p o s it..............................
8,459 87
*
N o te s a n d bills r e d i s c o u n t e d ...................................
B ills p a y a b l e .....................................................................
T o t a l s . . . ; ...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$187,218 06
$195,717 01
$202,139 34
$222,323 20
107
STATE BANKS OF MICHIGAN.
No. 182.
STATE BANK OF CROSWELL, CROSWELL.
Organized December 4, 1895.
J o s e p h M. G a ig e , P r e s i d e n t ; W m . H . A i t k i n , V ic e P r e s i d e n t ; F r a n k J . B a t t e r s b e e , C a s h ie r ;
M e l v i n H . A i t k i n , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—J o s e p h M. G aig e, Wm. H . A itk in , H a ttie C. A itk in , M ary C. R ic h a rd so n , J o h n H .
R ic h ard so n , F r a n k J. B a tte r s b e e .
R e so u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$89,876 76
$88,309 72
$88,245 49
$88,084 43
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
9,122 50
9,441 50
10,426 50
10,745 00
90 59
787 22
1,346 73
B an k in g h o u s e .................................................................
2,100 00
2,100 00
2,100 00
2,100 00
F u r n itu r e a n d f ix tu re s ................................................
933 98
933 98
933 98
933 98
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e r v e
c i t i e s ) ...................................................................
126 97
120 00
2,704 06
1,333 04
14,411 83
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts ........................................................................
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in re s e r v e c itie s ........................
15,593 67
12,027 53
12,855 33
E x c h a n g e f o r c le a rin g h o u s e ...................................
505 09
357 16
18 16
1,580 00
6,185 00
U . S. a n d N a tio n a l b a n k c u r r e n c y ..........................
1,931 00
G old c o in ............................................................................
10 00
S ilv e r c o in ........................................................................
271 30
126 00
282 90
337 50
N ic k e ls an d c e n fs ..........................................................
C h e c k s , c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t ..........................................................................
42 23
47 71
21 89
29 56
96 25
66 75
269 59
97 21
T o t a ls ..........................................................................
$120,609 75
$115,200 94
$124,975 12
$120,049 28
C a p ita l s to c k p a id i n ......................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
S u rp lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a i d ...........................................
2,800 00
2,800 00
2,800 00
2,800 00
470 89
921 21
1,572 49
2,297 79
630 00
145 00
L iab ilitie s.
D iv id en d s u n p a id ............................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
45,841 71
38,489 81
48,480 10
40,169 97
C o m m e rc ia l c e r tif ic a te s o f d e p o s i t ......................
46,337 48
46,006 63
46,842 89
53,503 56
D ue to b a n k s an d b a n k e r s .........................................
159 67
1,983 29
279 64
1,277 96
Bills p a y a b le .....................................................................
5,000 00
5,000 00
5,000 00
T o t a ls ..........................................................................
$120,609 75
$115,200 94
$124,975 12
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it................................
N o te s a n d bills r e d is c o u n t e d ...................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$120,049 28
108
STATE BANKING DEPARTMENT
No. 176.
DAVISON STATE BANK, DAVISON.
Organized December 28, 1894.
A. B. C u l l e n , P r e s i d e n t ; I s r a e l H i l l , V ic e P r e s i d e n t ; W . G. B i l l in g s , C a s h i e r ;
M. A . M c B r a t n e y , A s s i s t a n t C a s h ie r .
D i r e c t o r s . —A. B. C u llen , Is r a e l H ill. J a m e s H. B a x te r, C h a rle s B la ck m o re, J . F. C a rtw rig h t,
G eo. L e a c h , S im e o n R. B illings, F . H . J a q u e s , S a m u e l'T . H all.
R e s o u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ......................................................
$44,336 63
$48,437 75
$44,463 24
$43,659 94
B onds, m o rtg a g e s an d s e c u r it ie s ............................
40,335 00
43,975 00
45,044 00
45,014 00
P re m iu m s p a id o n b o n d s .............................................
O v e r d r a f ts ........................................................................
230 06
39 79
149 46
51 66
B an k in g h o u s e .................................................................
6,100 00
6,100 00
6,100 00
6,100 00
F u r n itu r e an d fix tu re s ..................................................
1,350 00
1,350 00
1,350 00
1,350 00
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t re s e r v e
c i t i e s ) ..............................................................................
1,579 30
632 64
1,327 96
2,108 21
6,777 10
8,413 17
1,976 17
16,511 23
U n ite d S ta te s 'b o n d s ....................................................
D u e fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e f o r c le a rin g h o u s e ...................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ..........................
1,897 00
5,441 00
2,276 00
1,635 00
G old c o in ............................................................................
695 00
810 00
1,485 00
1,280 00
711 35
S ilv e r c o in .......................................................................
687 60
423 45
929 75
N ic k e ls an d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t . .........................................................................
218 96
21 62
47 96
76 41
2,000 00
3 25
40 00
608 00
T o t a ls ..........................................................................
$106,206 65
$115,647 67
$105,189 54
$119,105 80
C a p ita l s to c k p a id i n ....................................................
$20,000 00
$20,000 00
$20, 000 00
$20,000 00
S u rp lu s fu n d ....................................................................
U n d iv id e d profits, le ss c u r r e n t e x p e n s e s,
i n te r e s t a n d ta x e s p a i d ...........................................
725 00
725 00
800 00
800 00
496 39
1,077 27
794 72
1,303 27
18,884 67
21,649 77
10,131 22
21,314 60
73,463 60
75,687 93
$105,189 54
$119,105 80
L ia b ilitie s.
D ividends u n p a id ...........................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
C o m m e rc ia l c e r tif ic a te s o f d e p o s i t ......................
72,195 63
D u e to b a n k s a n d b a n k e r s .........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it ...............................
66,100 59
N o te s and bills r e d is c o u n t e d ...................................
B ills p a y a b l e .....................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$106,206 65
$115,647 67
109
STATE BANKS OF MICHIGAN.
No. 102.
FIRST STATE BANK OF DECATUR, DECATUR.
Organized September 19, 1890.
E.
B. C o p l e y , P r e s i d e n t ; A. E. L a w r e n c e , V ic e P r e s i d e n t ; L. D. H i l l , C a s h ie r .
D i r e c t o r s .—A. W. C o p ley , E. B. C opley, L. D. H ill, P. W . V a n D uzer, A . E . L a w re n c e .
R e s o u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
N ov. 25.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n t s ....................................................
$73,176 56
$61,280 36
$53,078 53
$58,233 67
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
28,044 00
43,134 53
43,209 53
44,073 78
O v e r d r a f ts ........................................................................
1,061 64
1,279 89
286 84
57 87
B an k in g h o u s e .................................................................
2,500 00
2,500 00
2,500 00
2,500 00
F u r n itu r e a n d fix tu re s .................................................
1,000 00
1,000 00
1,000 00
1,000 00
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t re s e r v e
c i t i e s ) ..............................................................................
2,385 00
2,385 00
1,907 63
1,907 63
105 00
122 00
1,272 20
578 95
D u e fro m b a n k s in r e s e r v e c itie s ............................
6,602 50
3,782 30
11,954 17
33,543 56
S. a n d N a tio n a l b a n k c u r r e n c y ........................
4,045 00
2,868 00
2,455 00
4,542 00
•Gold c o in ............................................................................
3,410 70
3,595 00
2,940 00
3,075 00
S ilv e r c o in ........................................................................
802 50
525 75
316 95
952 90
N ic k e ls a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t..........................................................................
132 39
111 84
83 25
88 47
58 76
19 75
6 90
147 85
T o t a ls ..........................................................................
$123,324 05
$122,604 42
$121,011 00
$150,701 68
■Capital s to c k p a id i n ....................................................
$30,000 00
$30,000 00
$30,000 00
$30,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits,le ss c u r r e n t e x p e n s e s ,in te re s t
a n d ta x e s p a id .............................................................
3,750 00
3,750 00
4,000 00
4,000 00
1,906 60
2,704 62
3,157 92
4,193 06
■Com m ercial d e p o s its s u b je c t to c h e c k ...............
34,235 57
35,016 02
32,301 53
56,055 05
■Com m ercial c e r tif ic a te s o f d e p o s i t ......................
23,380 83
22,608 78
22,006 26
26,316 90
IT .
L iab ilitie s.
1
J
i
S a v in g s c e r tif ic a te s o f d e p o s it...............................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
27,051 05
25,525 00
26,545 29 I
3,000 00
3,000 00
3,000 00
$123,324 05
$122,604 42
$121,011 00
30,136 67
I
$150,701 68
110
STATE BANKING DEPARTMENT.
No. 196.
FARMERS’ STATE BANK OF DECKERVILLE, DECKERVILLE.
Organized June 25, 1897.
I r a A r n o t , P r e s i d e n t ; A m anda A r n o t , V i c e P r e s i d e n t ; E. M. M a r k , C a s h ie r ;
N . L. L a n d s b u r g , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—I r a A rn o t, A m a n d a A rn o t, M y ra A rn o t M ark, P h e b e A rn o t R eid, E. M. M ark.
R ep o rt of
F e b . 25.
R e so u rc e s.
L o a n s a n d d is c o u n t s .............................................
B onds, m o rtg a g e s an d s e c u r it ie s ............................
.
R e p o rt.o f
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
$94,537 24
$98,443 32
$103, 363 22
$101,017 71
6,900 00
8,784 00
12,108 06
12,019 33
1,289 40
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .........................................................................
1,223 37
998 75
701 59
B an k in g h o u s e ..................................................
1,924 96
1,924 96
1,924 96
1,924 96
F u r n itu r e a n d f ix t u r e s .............................................
1,042 02
1,045 26
2,132 36
2,182 36
O th e r re a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s an d b a n k e rs (n o t re s e r v e
c itie s ) ..............................................................................
7,382 55
5,461 23
D u e fro m b a n k s in r e s e r v e c itie s ............................
7,859 28
9,450 88
13,556 49
12, 336 13
E x c h a n g e fo r c le a rin g h o u s e ...................................
2,786 14
1,757 50
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
7,710 00
6, 406 00
4,270 00
4,880 00
240 00
820 00
75 00
540 50
371 15
U n ite d S t a t e s b o n d s .'..................................................
G old c o in .........................................................................
S ilv e r c o in ........................................................................
35 45
2 20
N ic k e ls a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
2 66
2 96
T o t a ls ..........................................................................
$131,403 67
C a p ita l s to c k p a id i n , ..................................................
S u rp lu s f u n d .....................................................................
U n d iv id e d p rofits, le ss c u r r e n t e x p e n s e s,
in te r e s t a n d ta x e s p a i d ...........................................
16 06
32 74
338 64
111 14
$134,516 56
$139,771 88
$136,239 92
$15,000 00
$15,000 00
$15,000 00
$15,000 00
3,000 00
3,000 00
3,000 00
3,000 00
880 21
1,564 88
830 06
2,603 52
L iab ilitie s.
D iv id en d s u n p a id ...........................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
33,398 79
29,797 37
27,558 34
28,441 88
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
79,124 67
85,154 31
93,383 48
87,194 52
$131,403 67
$134,516 56
$139,771 88
$136,239 92
D ue to b a n k s a n d b a n k e r s .........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it...............................
N o te s an d bills r e d is c o u n t e d ...................................
B ills p a y a b le ....................................................................
T o ta ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
Ill
STATE BANKS OF MICHIGAN.
No. 195.
STATE BANK OF DECKERVILLE, DECKERVILLE.
Organized June 1, 1897.
J o s e p h M. G a ig b , P r e s i d e n t ; W m . H . A i t k i n , V ic e P r e s i d e n t ; J. M. B o s t w ic k , C a s h ie r ;
M. E. W e s t , A s s i s t a n t C a s h ie r .
D ir e c t o r s .—J o s e p h M. G a ig e, W m . H . A itk in , H . C. A itk in , M. C. R ic h ard so n , A . H . Davis.
R e s o u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$62,100 81
$64,880 98
$70,392 31
$77,887 84
B onds, m o rtg a g e s a n d s e c u r it ie s ....... ....................
4,971 00
5,834 50
4,283 75
4,826 25
P rem iu m s p aid o n b o n d s .............................................
O v e r d r a f ts ........................................................................
965 12
1,524 32
2,179 31
825 79
B an k in g h o u s e .................................................................
2,198 07
2,198 07
1,985 00
1,975 00
F u r n itu re a n d fix tu re s .................................................
1,216 95
1,216 95
1,050 00
1,061 50
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s an d b a n k e rs (n o t re s e r v e c i t i e s ) .................................................................
1,500 00
1,500 00
1,500 00
1,500 00
160 92
309 41
239 84
4,619 32
5,021 52
6,133 03
500 00
463 92
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in re s e r v e c i t i e s ............................
E x c h a n g e f o r c le a rin g h o n s e ...................................
8,640 47
U . S. b o n d s a n d N a tio n a l b a n k c u r r e n c y ...........
2,908 00
1,711 00
640 00
3,076 00
G old c o in ............................................................................
1,995 00
2,005 00
1,955 00
2,015 00
35 50
S ilv e r c o in ........................................................................
159 45
517 25
473 45
N ic k e ls an d c e n t s . . ......................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e acc o u n t................................................................................
12 86
8 66
32
1 93
429 95
13 13
38 54
1,169 39
T o ta ls ...........................................................................
$83,237 45
$87,240 79
$91,334 47
$103, 014 67
C a p ita l s to c k p a id i n ....................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, int e r e s t a n d ta x e s p a id ................................................
775 00
775 00
1,200 00
1,200 00
2, 680 95
3,247 95
103 19
1,619 04
L ia b ilitie s.
D iv id en d s u n p a id ...........................................................
C o m m e rc ia l d e p o s its su b j e c t to c h e c k __
26,539 82
25,697 40
21,164 30
29,148 73
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
38,224 55
40,146 42
50,117 20
50,322 30
D ue to b a n k s a n d b a n k e r s .........................................
17 13
2,374 02
3,749 78
5,724 60
$83,237 45
$87,240 79
$91,334 47
$103,014 67
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its ...........................................................
S a v in g s c e r tif ic a te s o f d e p o s it ...............................
N o te s an d bills r e d is c o u n t e d ...................................
B ills p a y a b le .....................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
112
STATE BANKING DEPARTMENT.
No. 210.
DELRAY SAYINGS BANK, DELRAY.
Organized October 17, 1898.
C h a r l e s E. L y o n , P r e s i d e n t ; A n d r e w H . G r e e n , J r ., V ic e P r e s i d e n t ; H. E. C a n d l e r , C a s h ie r .
D ir e c t o r s .—C h as. E . L y o n , F . J . C lip p e rt, C h a rle s K . L a th a m , F . A. S m ith , A n d re w H . G re e n , J r.,
G eo. H . R ussel.
R e so u rc e s.
____ ft____________
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s an d d is c o u n ts .....................................................
$98,312 92
$101,894 77
$85,165 75
$100,625 29
B onds, m o rtg a g e s an d s e c u r it ie s ............................
67,800 00
67,415 00
89,040 00
85,310 00
P re m iu m s p a id on b o n d s .............................................
866 35
855 85
855 85
855 85
O v e r d r a f ts ........................................................................
1,903 57
1,134 71
17 85
387 77
B an k in g h o u s e .................................................................
12,500 00
12,500 00
12,500 00
12,500 00
F u r n itu r e a n d fix tu re s .................................................
3,442 54
3,442 54
3,390 54
3,390 54
58,641 25
14,501 12
48,370 69
66,350 35
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a tik s an d b a n k e r s (n o t r e
s e r v e c i t i e s ) .................................................................
U n ite d S t a t e s b o n d s....................................................
D u e fro m b a n k s in r e s e r v e c itie s ............................
E x c h a n g e fo r c le a rin g h o u s e ...................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
4,093 00
5, 942 00
7,327 00
5, 372 00
G old c o in .........................................................
3, 510 00
1,065 00
435 00
2,155 00
S ilv e r c o in ............................................................
1,107 45
903 35
1,303 35
834 60
50 84
129 99
148 80
187 50
81 45
889 22
941 72
459 79
$252,309 37
$210,773 55
$249,496 55
$278,428 69
$25,000 00
$25,000 00
$25,000 00
$25,000 00
325 00
325 00
500 00
500 00
1,103 53
1,888 76
1,999 39
3,456 32
107, 915 46
72,563 59
101,718 39
116,901 99
1,633 43
1,368 43
1,543 27
1,552 13
135 44
5,565 14
1,247 70
920 00
116,196 51
104, 062 63
117,487 80
130,098 25
$252,309 37
$210,773 55
$249,496 55
$278,428 69
N ic k e ls a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s an d in te r n a l re v e n u e a c
c o u n t...........................................................
T o ta ls ................................................
L ia b ilitie s.
C a p ita l s to c k p a id i n ..........................
S u rp lu s fu n d ..................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in
t e r e s t a n d ta x e s p a id ...............
D iv id en d s u n p a id ..................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k .......
C o m m e rc ia l c e r tif ic a te s o f d e p o s i t . ..
D u e to b a n k s an d b a n k e r s .....................
C e rtifie d c h e c k s ..........................
C a s h ie r’s c h e c k s o u ts ta n d in g .............
S a v in g s d e p o s its ............................
S a v in g s c e r tif ic a te s o f d e p o s it...........
N o te s a n d bills r e d is c o u n t e d .................
B ills p a y a b le ..........................
T o ta ls ............................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN,
No. 73.
CENTRAL SAVINGS BANK, DETROIT.
Organized April 19, 1888.
W . A. P o n g s , P r e s i d e n t ; C. P . C o l l in s , V i c e P r e s i d e n t ; H a r r y J . F o x , C a s h ie r ;
M e y e r B i n g , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—W m . T. G a g e, W m . A. P u n g s, H a r r y J. F o x , C has. P . C ollins, A lex . I. M cL eo d ,
D. C. R e x fo rd , W m . R eid.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ......................................................
$301,075 70
$302,541 25
$285,088 62
$274,106 66
B onds, m o rtg a g e s an d s e c u r i t i e s ............................
329,426 09
311,606 29
302,915 59
303,637 03
209 91
12 86
562 99
93 85
R e s o u rc e s.
R ep o rt of
N ov. 25.
P re m iu m s p a id o n b o n d s .............................................
O v e r d r a f ts .........................................................................
B an k in g h o u s e .................................................................
F n r n itu r e a n d fix tu re s .................................................
1,100 00
1,100 00
1,100 00
1,100 00
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t r e
s e r v e c i t i e s ) .................................................................
12,284 09
8,484 09
3,614 09
3,614 09
3,969 27
7,919 94
5,064 32
9,000 92
45, 633 35
U n ite d S t a t e s b o n d s...................... ..............................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
45, 993 42
66,152 38
48,518 78
E x c h a n g e fo r c le a rin g h o u s e ...................................
5,828 13
9, 002 47
3,513 35
2,494 21
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
16,642 00
13,616 00
24,991 00
20,155 00
G old c o in ............................................................................
8,672 50
6,450 00
7,717 50
6,655 00
S ilv e r c o in .......................................................................
1,413 75
1,447 10
1,455 15
1,413 15
67 75
38 96
53 97
124 84
1,251 10
618 45
271 85
$729,622 44
$685,213 81
$668,299 95
N ic k e ls a n d c e n t s .........................................................
C h eck s, c a s h ite m s a n d in te rn a l r e v e n u e a c
c o u n t................................................................................
$726,682 61
T o ta ls
•
L ia b ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s fu n d ....................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p e n se s, in
t e r e s t an d ta x e s p a i d ..............................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
27,500 00
27,500 00
27,500 00
27,500 00
6, 549 36
7,028 91
7,231 64
16,101 98
102,888 58
135, 925 25
113,764 61
100,948 95
2,601 59
D iv id en d s u n p a id ............................................................
C o m m e rc ial d e p o s ts s u b je c t to c h e c k .................
C o m m e rc ial c e r tif ic a te s o f d e p o s it.......................
D ue to b a n k s a n d b a n k e r s ..........................................
C ertifie d c h e c k s .............................................................
3,302 18
6,204 01
6,730 66
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
7,300 42
3, 335 00
175 00
195 00
S a v in g s d e p o s its .............................................................
453,300 26
420,332 50
404,994 72
404, 448 95
S a v in g s c e r tif ic a te s o f d e p o s it................................
25,841 81
29,296 77
24,817 18
16,503 48
$726,682 61
$729,622 44
$685,213 81
$668,299 95
N o te s an d bills r e d is c o u n te d ...................................
Bills p a y a b le .....................................................................
T o t a ls ..........................................................................
15
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
114
STATE BANKING DEPARTMENT.
No. 82.
CITIZENS’ SAVINGS BANK, DETROIT.
Organized March 2, 1885.
R
D
ic h a r d
H. F
y ee
, P r e s id e n t: T
hom as
B
e r r y
, V ic e
P r e s id e n t
; F rank
F. T
il l o t s o n
, C a s h ie r .
L e v i L . B arb o u r, T h o m a s B e rry , C. A. K e n t, F r a n k F . T illo tso n , R ic h a rd H . F y f e
W . F . J e w e ll, F r a n k P . G lazier, G e o rg e Osius, T h eo . E. Q uinby, D avid S. C a r te r, G a y lo rd Gillis,
F r e d P o s ta l.
ir e c t o r s .—
R e s o u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s an d d is c o u n ts .....................................................
$855,020 66
$823,137 38
$752,243 28
$742,911 41
B onds, m o rtg a g e s a n d s e c u r i t i e s ............................
491,936 60
488, 413 38
487,391 61
476,376 81
P re m iu m s p a id on b o n d s .............................................
1,423 55
1,010 00
1,010 00
1,010 00
O v e r d r a f ts .........................................................................
446 29
206 26
161 21
310 90
B an k in g h o u s e .................................................................
F u r n itu r e an d fix tu r e s .................................................
14,960 50
14,960 50
14,960 50
14,960 50
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t r e
s e rv e c i t i e s ) .................... ................. ......... ...............
130,553 06
127,784 87
124,151 27
126,669 10
19,524 02
24,233 67
17,481 78
31,908 86
143,685 69
U n ite d S t a t e s b o n d s .....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
■ 86,153 57
151,205 33
120,319 68
E x c h a n g e f o r c le a r in g h o u s e ...................................
21,457 64
30,329 83
43,818 59
16,947 51
U . S. a n d N a tio n a l b a n k c u r r e n c y .........................
52,080 00
58,802 00
31,896 00
56,929 00
G old c o in ...........................................................................
48,707 50
43,285 00
45,545 00
54,380 50
S ilv e r c o in .........................................................................
2,545 00
2,698 00
1,138 30
2,692 00
136 51
127 47
87 52
41 16
1,282 66
1,620 88
2,001 26
$1,724,944 90 $1,767,476 35 $1,641,825 62
$1,670,824 70
N ic k le s a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e a c
c o u n t ...............................................................................
T o ta l
L iab ilitie s.
C a p ita l s to c k p a id i n ........................................... ........
$200,000 00
$200,000 00
$200,000 00
$200,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d pro fits, less c u r r e n t e x p e n se s, in
t e r e s t a n d ta x e s p a id ..............................................
30,000 00
30,000 00
31,000 00
31,000 00
7,312 71
12,651 34
10, 907 77
14,656 98
D iv id en d s u n p a id .............................................................
32 50
32 50
187 50
50 00
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
349,034 47
402,929 95
377,897 20
468,524 26
C o m m e rc ia l c e r tif ic a te s o f d e p o s it........................
14,427 44
58,494 96
5,533 00
7,277 00
D ue to b a n k s a n d b a n k e r s ..........................................
268,641 35
288,104 04
215,137 10
192,041 24
C e rtifie d c h e c k s .............................................................
12,336 85
3,756 65
14,795 12
15,521 96
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
99 13
102 08
59 25
2,923 75
S a v in g s d e p o s its .............................................................
711,313 84
661,892 16
661, 894 73
644,326 30
S a v in g s c e r tif ic a te s o f d e p o s it................................
131,746 61
109,512 67
124,413 95
94,503 21
N o te s a n d bills r e d is c o u n t e d ...................................
B ills p a y a b le .....................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,724,944 90 $1,767,476 35 $1,641,825 62
$1,670,824 70
115
STATE BANKS OF MICHIGAN.
No. 37.
*THE CITY SAVINGS BANK, DETROIT.
Organized October 25, 1889.
F . C.
P
in g r e e
, P r e s id e n t; F
S h u l t e , E.
J o s. A .
D
ir e c t o r s
.— F .
C.
r a n k
A n d rew s,
S n o v e r , A s s is ta n
J.
V ic e P r e s i d e n t ; H. R. A n d r e w s , C a s h ie r ;
t C a s h i e r s ; A. W . M e t e r , A u d i t o r .
C. P in g re e , W . L. A ndrus, F. C. A n d re w s, J o s e p h S c h ra g e , H o m e r M cQ raw , F r e d
S. O sb o rn e, H . R. A n d re w s, W . T. M cG raw .
R e s o u rc e s.
L o a n s a n d d is c o u n ts ....................................................
B ond s, m o rtg a g e s a n d s e c u r it ie s ...........................
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .........................................................................
B an k in g h o u s e .................................................................
F u r n itu re an d f ix tu re s ..................................................
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s an d b a n k e r s (n o t
r e s e r v e c i t i e s ) .............................................................
U n ite d S t a t e s b o n d s ............................ , .....................
D ue fro m b a n k s in re s e r v e c i t i e s ............................
E x c h a n g e fo r c l e a r in g h o u s e ...................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
G old c o in ............................................................................
S ilv e r c o in .........................................................................
N ic k e ls a n d c e n t s .........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t.........................................................................,
T o t a ls ............................................................. ............
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a id ............................... ...........
D ivid en d s u n p a id .............................................................
C o m m e rc ia l d e p o sits, s u b je c t to c h e c k ...............
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
D ue to b a n k s an d b a n k e r s .........’ ...............................
C e rtifie d c h e c k s ............................................................
T r e a s u r e r ’s c h e c k s o u ts ta n d in g ..............................
S a v in g s d epi s i t s ............................................................
S a v in g s c e r tif ic a te s o f d e p o s it...............................
N o te s a n d bills re d is c o u n te d ...................................
B ills p a y a b l e . . . .................... v........................................
T o t a ls ..........................................................................
* In s o lv e n t F e b . 10, 1902.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
R ep o rt of
■Feb. 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
116
STATE BANKING DEPARTMENT.
No. 47.
DETROIT SAVINGS BANK, DETROIT.
Organized 1849. Reorganized July 18, 1871.
S
id n e y
D ir
D.
M
il l e r
, P r e s id e n t; F
r e d e r ic
Cyrus
B.
B
S i b l e y , V ic e P r e s id e n t;
o s s , A s s i s t a n t C a s h ie r .
E
ustac e
C.
B
ow m an
, C a s h ie r ;
e c t o r s .— S id n e y D. M iller, F r e d e r ic B. S ib ley , G e o rg e H e n d rie , C has. A . D ean. W illia m K .
A n d e rso n , E d m u n d A . C h a p o to n , D e W itt C. D e la m a te r, J a m e s H . M uir, P h ilip A . M cM illan.
R e s o u rc e s.
D o a n s a n d d is c o u n ts .....................................................
R e p o r t of
F e b . 25.
R e p o rt o f
A p ril 30.
R ep o rt of
S e p t. 15.
$1,690,294 00 $1,685,242 59 $1, 699,896 84
R e p o r t of
N ov. 25.
$1,724,453 69
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
4,250,741 12
4,246,135 54
4,455,690 73
4,372,156 96
P re m iu m s p a id on U . S b o n d s .................................
36,537 50
35,337 50
33,887 50
32,562 50
O v e r d r a f ts .........................................................................
3,086 64
1,204 24
1,215 10
355 40
B an k in g h o u s e .................................................. .............
F u r n itu r e a n d fix tu r e s ..................................................
2,788 13
2,724 80
2,676 30
2,671 30
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b an k s a n d b a n k e rs (n o t
r e s e r v e C itie s).............................................................
201,926 47
283, 370 19
254,716 52
262,528 13
15,281 06
13,726 39
16, 316 53
21,667 43
U n ite d S t a t e s b o n d s ....................................................
400,000 00
400,000 00
400,000 00
400,000 00
D u e fro m b a n k s in r e s e r v e c i t i e s ............................
691, 399 61
655,879 77
468,641 50
573,823 05
E x c h a n g e fo r c le a rin g h o u s e ...................................
32, 910 43
24,057 68
15,760 47
79,635 33
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
312,828 00
317,403 00
290,196 00
292,639 00
G old c o in ............................................................................
338,107 50
345,845 00
299,227 50
349,175 00
S ilv e r c o in .........................................................................
23,953 00
24,624 20
28,148 90
25,832 15
N ic k e ls a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t ..........................................................................
402 85
495 56
441 24
288 70
2,105 45
5,807 93
2,250 67
2,448 41
$8,002,361 76 $8,044,854 39 $7,969 065 80
$8,140,237 05
T o t a ls ..........................................................................
L ia b ilitie s.
C a p ita l s to c k p a id i n ....................................................
$400,000 00
$400,000 00
$400. 000 00
S u rp lu s f u n d ....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s,
in te r e s t a n d ta x e s p a i d ...........................................
100,000 00
100,000 00
100,000 00
$400.000 00
200,000 00
325,633*57
333,660 35
340,413 81
260,072 83
D iv id en d s u n p a id ..... ......................................................
600 00
600 00
600 00
600 00
C o m m e rc ial d e p o sits s u b je c t to c h e c k .................
468,791 56
476,787 99
440,327 84
504,617 47
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
37,120 39
40,264 22
43,023 65
40,216 91
D u e to b a n k s a n d b a n k e r s ..........................................
222,107 68
139,283 24
137,480 75
153,518 67
C e rtifie d c h e c k s ........... .................................................
6,561 24
36,382 64
13, 465 50
930 26
5,018 86
2,982 93
5 00
6,509,857 09
6,490,771 32
6,580,275 91
C a s h ie r’s c h e c k s o u ts ta n d in g ..................................
S a v in g s d e p o s its ............................................................
6,441,547 32
S a v in g s c e r tif ic a te s o f d e p o sit................................
N o te s a n d bills r e d is c o u n t e d ...................................
*
B ills p a y a b l e ............................................................
T o t a l s ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$8,002,361 76 $8.041,854 39 $7,969,065 80
$8,140,237 05
117
STATE BANKS OF MICHIGAN.
DETROIT TRUST COMPANY, DETROIT.
Organized November 15, 1900.
A
D ir
lexa n d er
M
cP h e r s o n
;
, P r e s id e n t
T h e o d o r e D. B u h l , H
R a l p h S t o n e , S e c re ta r y .
e n r y
S
teph en s
,
V ic e P r e s i d e n t s ;
— A m m i W . W rig h t, T h e o d o re D. Buhl. H e n ry L. K a n te r , J a m e s E. D a v id so n ’
F r e d e r ic k E. D riggs, M erto n E F a rr , J a m e s M cG reg or, C h a rle s A. D ean, O ren S c o tte n ,
E d w in C. N ichols, G e o rg e P e c k , E d w a rd H . B u tle r, J o h n H. A v e ry , D aniel L. Q uirk, H e n ry
S te p h e n s , J a m e s N . W rig h t, E lish a H. F linn, H e n ry P. B aldw in, C h e s te r G. W h ite , A le x a n d e r
M cP h erso n . C h a rle s M. H e a ld , S id n e y T. M iller, F r a n k W . G ilch rist, E ld rid g e M. F o w le r, F ra n k
W . E d d y , R asm u s H a n so n , L u c iu s L illey.
ec to r s.
R e s o u rc e s.
C o lla te r a l lo a n s—tim e .................................................
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
$2,008,255 03 $1,932,325 03 $1,610,003 31
R ep o rt of
N ov. 25.
$1,579,867 48
C o lla te r a l lo a n s—d e m a n d ..........................................
381,900 00
538,250 00
428,050 00
L o a n s on re a l e s t a t e m o rtg a g e s , in o ffice...........
L o a n s o n r e a l e s t a t e m o rtg a g e s , w ith S t a t e
T r e a s u r e r .....................................................................
13,000 00
21,200 00
36,378 07
50,992 08
125, 019 50
125,019 50
125,019 50
125,033 00
B o n d s—in o ffic e ...............................................................
255,000 00
254,000 00
350,000 00
214,000 00
B onds—w ith S t a t e T r e a s u r e r .................................
75,000 00
75,000 00
75,000 00
75,000 00
65 00
336 89
511 81
17,054 10
8,282 05
11,009 13
8,052 28
D ue fro m o th e r h a n k s a n d b a n k e r s ........................
375,574 19
549,389 37
602,915 51
507,884 17
C ash ite m s .........................................................................
70,537 98
79,809 43
70,015 51
81,026 91
N ic k e ls an d c e n t s ..........................................................
27
2 25
2 03
2 71
S ilv e r c o in .........................................................................
31 40
15 55
16 75
46 80
557,650 00
O th e r lo a n s .......................................................................
S t o c k s ................................................................................
R e a l e s t a t e o w n e d ........................................................
O th e r in v e s tm e n ts .........................................................
A d v a n c e s to t r u s t s ........................................................
P re m iu m s p a id ...............................................................
S a f e d e p o s it v a u l t s ......................................................
F u r n itu re a n d f ix tu re s .................................................
D ue fro m a p p ro v e d r e s e r v e a g e n t s ......................
G old c o in ...........................................................................
35 00
130 00
110 00
30 00
TJ. S. a n d N a tio n a l b a n k n o t e s ...............................
523 00
811 00
660 00
2,039 00
$3,321,930 47 $3,584,299 18 $3,309,516 70
$3,202,136 24
T o t a ls ...........................................................................
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
$500,000 00
$500,000 00
$500,000 00
$500,000 00
S u rp lu s f u n d s ........................................ ......................
U n d iv id e d p ro fits, (less e x p e n s e s, in te r e s t a n d
ta x e s p a id ) ....................................................................
500,000 00
500,000 00
500,000 00
500, 000 00
68,605 61
82,039 99
113.974 54
128,211 17
D ividen d s u n p a id ...........................................................
180 00
T r u s t d e p o s its ...................................................................
2,253,144 86
100 00
2,502,259 19
2,195,442 16
2,073,925 07
$3,321,930 47 $3,584,299 18 $3,309,516 70
$3,202,136 24
D e b e n tu r e s .......................................................................
O th e r lia b ilitie s ...............................................................
T o t a l s ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
118
STATE BANKING DEPARTMENT.
No. 9.
THE DIME SAVINGS BANK, DETROIT.
Organized April 5, 1884.
W
Ch
D ir
ar
. L i v i n g s t o n e , P r e s i d e n t ; J . L . H u d s o n , G e o r g e H . B a r b o u r , V ic e P r e s i d e n t s ;
l e s A . W a r r e n , C a s h ie r ; C . S . F l e m i n g , A s s i s t a n t C a s h ie r ; D , S . C a r n e g i e , A u d i t o r .
m
G e o rg e H . B arb o u r, J . L . H u d so n , C. A. W a r re n , W illia m L iv in g sto n e , J a m e s B
M cK ay , B e th u n e D uffiejd, M arsh all H. G o d fre y , A u g u stu s C. S te llw a g e n .
e c t o r s .—
R e s o u rc e s.
R e p o r t of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.'
R ep o rt of
N ov. 25.
L o a n s an d d is c o u n t s ....................................................
$1,035,979 58
$963,185 35
$916,777 05
$824,707 19
B onds, m o rtg a g e s a n d s e c u r it ie s ........... .... ............
1,362,511 43
1,714,702 44
1,747,515 47
1,773,580 57
9,250 00
9,250 00
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .......................................................................,
250 87
B an k in g h o u s e .................................................................
30,000 00
33,307 28
12 27
22 95
33,491 29
33,491 29
F u r n itu r e a n d fix tu r e s ..................................................
2,991 00
2,991 00
2,991 00
2,991 00
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s an d b a n k e rs (n o t
r e s e r v e c i t i e s ) ............... .............................................
104,043 30
104,043 30
108, 873 94
116,784 93
2,639 91
951 40
9,272 70
2,167 91
356,294 27
U n ite d S t a t e s b o n d s ................................................
D u e fro m b a n k s in r e s e r v e c i t i e s ...........................
333,330 56
413,191 22
346,201 09
E x c h a n g e fo r c le a r in g h o u s e ...................................
25,562 82
33,421 05
31,727 59
60,644 49
U. S. a n d N a tio n a l b a n k c u r r e n c y ........................
299,666 00
97,489 00
103,822 00
119,186 00
G old c o in ............................................................................
44,879 00
60,309 50
103,678 00
131,507 50
S ilv e r c o in .........................................................................
7,720 01
8,164 90
7,067 15
8,273 45
N ic k e ls a n d c e n t s ........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
825 98
652 91
589 32
771 38
1, 785 94
924 03
2,408 50
3,210 17
$3,252,186 40 $3,433,333 38 $3,423,677 37
$3,442,883 10
T o t a ls ............................. ................ ..........................
L ia b ilitie s.
C a p ita l s to c k p a id in ............ ........................................
$200,000 00
$200,000 00
$200,000 00
$200,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a i d ...........................................
70,000 00
70,000 00
80,000 00
80,000 00
30,185 50
25,414 68
27,627 44
32,117 45
D iv id en d s u n p a id ...........................................................
15 00
15 00
15 00
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
816,368 40
883,750 79
833,970 21
743, 223 24
C e rtifie d c h e c k s .............................................................
18,535 68
35,642 72
4,696 35
2,173 71
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
7,119 20
11,221 89
8, 151 81
9,132 67
S a v in g s d e p o s its .............................................................
1,958,976 50
2,048,650 66
2,128,986 18
2,224,857 70
S a v in g s c e r tif ic a te s o f d e p o s it...............................
149,378 68
155,840 74
139,795 62
150,074 66
R e s e rv e fo r t a x e s .........................................................
1,607 44
2,796 90
434 76
1,303 67
$3,252,186 40 $3,433,333 38 $3,423,677 37
$3,443,883 10
C o m m e rc ia l c e r tif ic a te s o f d e p o s it....................
D ue to b a n k s a n d b a n k e r s ..........................................
N o te s an d bills re d is c o u n te d ...................................
Bills p a y a b l e ............................................................] ___
T o t a l s ...............................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
119
STATE BANKS OF MICHIGAN.
No. 5.
GERMAN-AMERICAN BANK, DETROIT.
Organized February 3, 1883.
J
ohn
S. G
r a y
, P r e s id e n t
; Ch a s. E.
K
a n ter
, L
o u is
B
l it z
, V ic e P r e s i d e n t s
; Geo. H .
K
ir c h n e r
,
C a s h ie r .
D
i r e c t o r s .—
C. E .
K a n te r , J o h n
S.
G ray, P h ilip B re itm e y e r, L o u is B litz, G e o rg e
H.
K irc h n e r.
R ep o rt of
N ov. 25.
R eso u rc e s.
R e p o r t of
F e b . 25.
R e p o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$659,814 06
$694,111 74
$702,781 44
$743,060 38
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
413,921 92
394,073 76
390,278 21
387,905 22
4,080 52
4,666 33
5,871 55
2,332 04
1,500 00
1,500 00
1,000 00
1,000 00
39,422 45
35,486 97
33,534 30
30,743 38
5,170 25
3,126 52
5,467 51
5, 939 90
131,075 74
112,290 63
163,030 49
80,483 48
23,496 45
16,053 55
7,795 30
65,535 00
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts .....................................................................
B a n k in g h o u s e .............................................................
F u r n i t u r e a n d f ix tu r e s .............................................
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
U n ite d S ta te s b o n d s ...................................................
D ue fro m b a n k s in re s e r v e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
6,593 85
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
75,031 00
56,403 00
53,598 OO
G old co in ........................................................................
61,065 00
65,397 50
56,597 50
53,555 00
S ilv e r co in ......................................................................
13,163 05
9,891 25
5,859 70
6,079 35
N ick els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
267 24
219 69
276 24
320 72
1,309 77
1,701 40
3,205 64
892 34
$1,412,414 85 $1,402,365 24 $1,437,554 13
$1,385,642 11
T o ta ls
.................................. ................................
L ia b ilitie s .
C a p ita l s to c k p a id i n ................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
12,500 00
12,500 00
20,000 00
20,000 00
26,874 81
29,320 25
25,091 29
30,887 75
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
248,362 84
245,771 57
235,578 61
235,382 08
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
4,410 00
10,950 00
12,384 55
13,974 19
D u e to b a n k s a n d b a n k e r s ......................................
62,246 75
44,549 65
102,616 18
64,135 76
C e rtifie d c h ec k s ..........................................................
797 11
14,463 07
9,8i0 97
2,524 22
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
12,842 33
1,337 16
14,184 87
6,204 20
S a v in g s d e p o s its ........................................................
944,306 01
943,398 54
917,817 66
912,533 91
$1,412,414 85 $1,402,365 24 $1,437,554 13
$1,385,642 11
D iv id e n d s u n p a id .......................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ............................................. ..................
T o ta ls
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
120
STATE BANKING DEPARTMENT.
No. 90.
THE HOME SAVINGS BANK, DETROIT.
Organized December 11, 1888.
Jam
D
es
M
c
G
regor
, P r e s id e n t; C h
a r l e s I.
W m. Mc
F a r r e l l , V ic e P r e s i d e n t
C l e n a h e n , A u d ito r .
;
J
u l iu s
H. H
a a ss,
C a s h ie r ;
. — J a m e s M cG reg o r, C has. I. F a rre ll, L e a r tu s C on n o r, F r e d e r ic k G u e n th e r, R alp h
P h e lp s, J r ., J u liu s H . H a a s s, G eo. H . C lip p e rt, W m . K . A n d e rso n , O rla B. T a y lo r, E m o ry W .
C lark.
ir e c t o r s
R e so u rc e s.
R e p o r t of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o rt o f
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$795,916 90
$806,609 08
$844,943 75
$941,367 92
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
1,681,348 78
1,588,870 38
1,638,411 73
1,634,120 99
112 13
430 57
392 08
381 62
P re m iu m s p a id on h o n d s ..............................
O v e r d r a f ts ......................................................................
B a n k in g h o u se ................................................
F u r n i t u r e a n d f ix tu r e s .............................................
16,000 00
16,000 00
15,000 00
15,000 00
O th e r re a l e s t a t e ...........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c itie s ) ............................................................
42,268 29
36,398 10
54,028 69
51,636 46
8,765 68
15,968 81
12,389 15
14,692 70
D u e fro m b a n k s in re s e r v e c itie s ........................
253,459 46
455,355 00
422,798 74
338,277 62
E x c h a n g e f o r c le a r in g h o u s e ................................
15,103 34
19,800 52
24,301 94
21,741 98
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
89,835 00
82,667 00
101,427 00
121,676 00
G old c o in ........................................................................
52,517 50
64,322 50
51, 477 50
57,230 00
S ilv e r co in ......................................................................
12,449 75
13,935 00
4,454 75
12,695 50
N ick els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
132 52
105 08
529 78
760 78
201 64
445 74
465 64
1,593 00
$2,968,110 99 $3,100,907 78 13,170,620 75
$3,211,174 57
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
$200,000 00
1200,000 00
$200,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
60,000 00
60,000 00
60,000 00
60,000 00
6,415 24
19,120 71
16,258 11
26,653 69
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
407,090 02
549,796 63
537,352 59
557,892 48
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
9,520 92
6,802 70
3,045 00
2,485 00
D u e to b a n k s a n d b a n k e r s ......................................
46,121 23
46,548 18
39,612 52
33,314 17
C e rtifie d c h ec k s ..........................................................
13,863 99
19,293 84
14,195 75
24,447 44
S a v in g s d e p o s its .........................................................
2,139,107 75
2,109,266 59
2,205,096 41
2,220,965 48
S a v in g s c e r tific a te s o f d e p o s it..............................
85, 991 84
90,079 13
95,060 37
85,416 31
$2,968,110 99 $3,100,907 78 $3,170,620 75
$3,211,174 57
$200,000 00
D iv id e n d s u n p a id .......................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
121
STATE BANKS OF MICHIGAN.
No. 94.
* THE MARINE SAVINGS BANK OF DETROIT, DETROIT.
Organized March 23, 1890.
J. W . Da
il e y
, P r e s id e n t
; John
G
D ir
ec to r s
.—
P
eorge
r id g e o n
R. B
, J r ., V ic e P r e s i d e n t ; W
, A s s i s t a n t C a s h ie r .
m
. E. Re
il l y
, C a s h ie r ;
eard
A. A . P a r k e r , J . W . D ailey, S id n e y T. M iller, J o h n P rid g e o n , J r ., C h a rle s F . B ielm an ,
L. C. W ald o , R o b e r t T. G ray , M. E . P a rr , P r a n k F ile r, G eo. M. H e n d rie .
R ep o rt of
N o v . 25.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d i s c o u n t s . .. .............................................
$298,068 64
$379,407 21
$417,714 24
$388,054 88
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
246,543 35
252,293 96
249,721 00
259,412 52
230 12
1,014 75
2 45
1,162 81
R eso u rc e s.
P r e m iu m s p a id on b o n d s ..........................................
O v e r d r a f ts ......................................................................
B a n k in g h o u s e ..............................................................
F u r n i t u r e a n d f ix tu r e s .............................................
1,265 80
1,265 80
1,265 80
1,265 80
O th e r r e a l e s t a t e ..........................................................
D u e fr o m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
7,222 39
9,536 55
7,598 00
7,598 00
2,077 35
5,402 45
2,760 32
7,284 47
115,467 67
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
142,313 41
73,761 30
104,486 95
E x c h a n g e f o r c le a r in g h o u s e ................................
3,942 43
20,885 69
8,639 77
7,452 27
b . S. a n d N a tio n a l b a n k c u r r e n c y .....................
23,796 00
19,369 00
24,198 00
17,957 OO
G old co in ........................................................................
13,922 50
15,410 00
15,500 00
15,340 00
S ilv e r co in ......................................................................
1,263 05
2,020 70
13,144 45
7,606 20
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
81 81
148 04
294 53
196 46
281 83
587 03
1,096 87
380 19
$741,008 68
$781,102 48
$846,422 38
$839,178 27
$100,000 00
$100,000 00
$100,000 00
$100,000 00
20,000 00
20,000 00
20,000 00
20,000 00
10,870 14
14,514 74
13,802 19
18,491 34
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n ............................................... .
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d ..........................................
108 00
D iv id e n d s u n p a id .......................................................
259,749 97
C o m m e rc ial d e p o s its s u b je c t to c h e c k ..............
269,011 51
271,376 18
343,585 42
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
2,150 00
19,240 00
1,320 00
5,600 00
D u e to b a n k s a n d b a n k e r s ......................................
26,180 95
23,034 33
24,991 10
31,446 10
4,956 31
C e rtifie d c h ec k s ..........................................................
309 64
4,333 59
8,903 74
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
95 50
14,743 77
30 92
2 17
S a v in g s d e p o s its .........................................................
263,221 86
268,414 79
282,361 73
315,571 18
S a v in g s c e rtific a te s o f d e p o s it..............................
49,169 08
45,445 08
51,319 28
83,361 20
$741,008 68
$781,102 48
$846,422 38
$839,178 27
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
♦ F o rm e rly T h e D e tro it R iv e r S a v in g s B ank.
16
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
122
STATE BANKING DEPARTMENT.
No. 81.
MICHIGAN SAVINGS BANK, DETROIT.
✓
Organized February 19, 1877.
G
T
eorge
P
eck
, P r e s id e n t
; Charges
C . J e n k s , V ic e P r e s i d e n t ; C h
G e o r g e W i l e y , A s s is ta n t T re a su rer.
arles
E
m er so n
T rea su rer;
— A.. G. L in d say , C la re n c e M. B u rto n . H e n ry A . C leland, S im o n J . M urphv, G e o rg e P e c k ,
F r a n k C ran d all, C h a rle s C. J e n k s , H o y t P o s t, F . A. G o o d rich , J a m e s D. S ta n d is h , C lau d iu s H_
C an d ler.
r u ste es.
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$601,572 23
$582,425 39
$645,173 44
$619,692 49
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
907,402 64
1,017,189 56
992,412 73
984,099 20
P r e m iu m s p a id on b o n d s .........................................
5,000 00
5,000 00
5,000 00
5,000 00
O v e r d r a f ts
1,431 41
42 76
93 56
10 78
......................................................................
B a n k in g h o u se ..............................................................
F u r n i t u r e a n d f ix tu r e s .............................................
2,200 00
2,200 00
2,200 00
2,200 00
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e r s (n o t
re s e rv e c i t i e s ) ............................................................
57,141 22
57,141 22
57,141 22
57,141 22
391,910 72
6,000 00
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
305,337 28
280,620 72
217,153 70
E x c h a n g e f o r c le a r in g h o u s e ................................
18,201 74
14,869 26
7,842 38
14,151 92
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
37,906 25
42,213 00
37,547 00
64,005 00
G old co in ........................................................................
70,845 90
71,588 40
70,666 70
70,338 00
S ilv e r c o in ......................................................................
2,032 70
1,855 70
777 60
1,088 25
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
104 21
77 29
69 43
66 74
839 20
811 65
689 89
418 03
$2,010,014 78 $2,082,034 95 $2,036,767 65
$2,210,122 35
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
$150,000 00
$150,000 00
$150,000 00
5150,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits , le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
50,000 00
50,000 00
50,000 00
50,000 00
20,502 53
20,616 38
23,990 29
32,688 68
D iv id e n d s u n p a id .......................................................
45 00
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
341,376 77
404,217 38
347,097 82
432,957 06
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
378 00
20,942 23
21,234 27
23,075 97
D u e to b a n k s a n d b a n k e r s ......................................
16,879 71
12,711 91
4,957 08
3,024 12
C e rtifie d c h ec k s ..........................................................
2,011 41
6,064 34
2,410 55
1,970 86
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
10,551 34
405 25
533 37
S a v in g s d e p o s its ........................................................
1,312,985 92
1,291,659 29
1,296,195 75
1,358,137 03
S a v in g s c e rtific a te s o f d e p o s it..............................
105,284 10
125,418 17
140,219 52
158,268 63
$2,010,014 78 $2,082,034 95 $2,036,767 65
$2,210,122 35
129 0C
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
123
STATE BANKS OP MICHIGAN.
No. 15.
THE PENINSULAR SAVINGS BANK, DETROIT.
Organized August 27, 1887.
, J r ., P r e s i d e n t ; E. H . D o y l e , 1 st V ic e P r e s i d e n t ; A l b e r t H . W e b b , 2 d V ic e
P r e s i d e n t ; J . H . J o h n s o n , C a s h ie r ; J . A . L a t t a , H . H . E l l e r t o n , A s s i s t a n t C a s h ie r s .
A . Chapoto
D
n
— E. O. G ro sv en o r, H e rm a n B e c k e r, F . H o w ard ,-M . B re n n a n , J . M. D w y er, A. C h a p o to n , J r.,
S. W C lark so n , A lb e rt H . W eb b , E d w a rd H . D oyle, J o h n H . J o h n so n , C o rn e liu s C o rb e tt, G eo.
H . L e s h e r, D. H . M a c L a c h la n , J . A . L a tta .
ir e c t o r s
R eso u rc e s.
L o a n s a n d d is c o u n ts ...................................................
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
R e p o rt o f
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
$2,229,679 96 $2,188,480 20 $2,561,379 65
818,681 45
762,435 29
823,126 28
R e p o r t of
N ov. 25.
$2,421,508 24
847,561 81
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts
......................................................................
2,917 19
2,645 12
7,912 53
1,691 50
B a n k in g h o u s e .............................................................
175,000 00
175,000 00
175,000 00
175,000 00
F u r n i t u r e a n d f ix t u r e s .............................................
11,500 00
12,125 00
12,975 00
13,123 50
O th e r re a l estate...............................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
49,776 67
49,936 51
49,826 61
46,826 61
78,718 28
90,493 22
119,006 10
127,717 46
364,472 85
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
411,734 76
328,202 67
416,479 64
E x c h a n g e f o r c le a r in g h o u s e ................................
28,574 42
28,262 98
88,626 77
35,903 41
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
101,825 00
236,394 00
160,901 00
164,133 00
G o ld co in .................................. .....................................
48,555 00
116,842 50
104,975 00
46,465 00
S ilv e r co in .....................................................................
46,461 00
21,035 00
6,147 00
10,192 75
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
1,911 02
1,174 42
1,449 64
1,662 65
15,855 54
13,903 64
19,031 64
18,099 79
$4,021,190 29 $4,026,930 55 $4,546,836 86
$4,274,358 57
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
$300,000 00
$300,000 00
$300,000 00
$300,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
60,000 00
60,000 00
60,000 00
60,000 00
18,974 49
20,950 19
23,000 26
18,413 49
D iv id e n d s u n p a id .......................................................
97 50
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
1,091,325 07
1,119,437 22
1,723,140 34
1,426,947 52
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
47,343 97
15,900 59
16,141 34
30,178 69
D u e to b a n k s a n d b a n k e r s ......................................
1,031,122 49
1,068,929 11
903,212 31
853,390 08
C e rtifie d c h ec k s ..........................................................
3,326 44
7,045 78
14, 677 19
11,942 70
S a v in g s d e p o s its ........................................................
1,312,699 28
1,286,052 19
1,352,512 46
1,432,832 30
S a v in g s c e rtific a te s o f d e p o s it..............................
156,301 05
148,615 47
154,152 96
140,653 79
$4,021,190 29 {4,026,930 55 $4,546,836 86
$4,274,358 57
C a s h ie r’s checks outstanding............................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
124
STATE
BANKING DEPARTMENT.
NQ. 52.
.
PEOPLE’S SAVINGS BANK, DETROIT.
Organized January 1, 1872.
M . W . O ’B
D ir
r ie n
, P r e s id e n t; F . A . S c h u
R. W . S
lte
, V ic e P r e s i d e n t
, A u d ito r .
; Geo.
E. L
a w so n
, C a s h ie r ;
m y l ie
. — F . F. P a lm s, G eo . E. L a w so n , M. IV. O ’B rien, F. A. S c h u lte , G eo. H B a rb o u r,
J e r e m ia h D w y er, C la re n c e C a r p e n te r , C. A. D u C h arm e, F r e d T. M oran, S ig m u n d R oth sch ild ,
M. J . M urphy.
ec to rs
R eso u rc e s.
L o a n s a n d d is c o u n ts ...................................................
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
$2,453,637 68 $2,622,584 09 $3,528,245 01
R e p o rt of
N ov. 25.
$3,020,692 00
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
5,419,504 99
5,287,941 27
4,901,625 32
5,030,844 88
P re m iu m s p a id on b o n d s ..........................................
27,739 50
27, 739 50
16,588 35
23,441 35
1,750 81
10,445 02
515 01
5,290 79
O v e rd ra fts
......................................................................
B a n k in g h o u se ..............................................................
F u r n i t u r e a n d f ix tu r e s .............................................
8,600 00
8,600 00
5,100 00
5,100 00
O th e r re a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
144,316 16
139,438 93
129,329 51
128,729 85
36,704 90
54,754 82
59, 378 41
54,614 22
1,093,294 61
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s .........................
1,416,792 93
1,298,179 22
1,045,853 07
E x c h a n g e f o r c le a r in g h o u s e ................................
46,965 53
99,834 78
46,836 63
98,738 35
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
458,277 00
337,107 00
270,932 00
296,354 00
G old c o in ........................................................................
189,112 50
189,305 00
203,152 50
230,367 50
S ilv e r co in ......................................................................
12,684 00
15,922 00
13,183 00
23,795 00
N ick els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
1,064 61
915 58
1,187 87
805 46
3,124 40
6,182 49
2,791 39
2,060 28
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
$10,220,275 01 $10,098,949 70 $10,224,718 07 $10,014,128 29
$500,000 00
$500,000 00
$500,000 00
125,000 00
125,000 00
125,000 00
125,000 00
100,980 70
80,943 48
108,314 21
116,208 58
$500,000 00
D iv id e n d s u n p a id .......................................................
30 00
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
1,370,798 77
1,256,247 69
1,242,782 25
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
28,721 09
67,245 55
29,370 80
1,275,499 17
•
30,854 03
D ue to b a n k s a n d b a n k e r s ......................................
958,378 02
841,347 40
859,895 95
631,538 23
C e rtifie d c h ec k s ..........................................................
13,438 72
15,996 76
15,041 35
13,091 29
S a v in g s d e p o s its .........................................................
6,491,964 25
6,560,004 43
6,673,478 88
6,768,976 96
S a v in g s c e r tific a te s o f d e p o s it..............................
630,963 46
652,164 39
670,834 63
552,960 03
C a s h ie r’s ch eck s o u ts ta n d in g ................................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$10,220,275 01 $10,098,949 70 $10,224,718 07 $10,014,128 29
125
STATE BANKS OF MICHIGAN.
No. 7.
STATE SAVINGS BANK, DETROIT.
Organized October 24, 1883.
r e s i d e n t ; R u f u s W . G i l l e t t , H. C. P o t t e r , J r ., V ic e P r e s i d e n t s ; R. S. M a s o n ,
C a s h ie r ;
E . W i n g , A s s i s t a n t C a s h ie r , C o m m e r c ia l D e p a r t m e n t ; H . P . B o r g m a n , A s s i s t a n t
C a s h ie r , S a v i n g s D e p a r t m e n t ; E u g e n e A . S u n d e r l i n , A u d i t o r .
George
D ir
H.
R
u ssel, P
A u s t in
G e o rg e H. R ussel, R o b e r t S. M ason, H e n ry R ussel, H e n ry B. L e d y a rd , R u ssell A .
A lg e r, H e n ry M. C am p b ell. R. W . G ille tt, W m . C. M cM illan, C has. L. F r e e r , F r a n k J . H e c k e r,
P e t e r W h ite , T ru m a n H . N e w b e rry , H e n ry C. P o tt e r , J r ., H u g o S c h e re r, W . T . B arb o u r.
e c t o r s .—
R eso u rc e s.
L o a n s a n d d is c o u n ts ...................................................
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
$5,862,359 22 $6,331,425 99 $6,774,365 37
$6,698,409 59
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
4,062,?42 60
4,238,826 95
5,001,193 33
4,715,463 40
P r e m iu m s p a id on b o n d s .........................................
46,152 50
25,890 00
27,377 50
22,771 25
O v e r d r a f ts ......................................................................
1,844 23
833 84
6,937 68
1,656 71
B a n k in g h o u se ............................................................
250,000 00
250,000 00
250,000 00
250,000 00
F u r n i t u r e a n d f ix tu r e s .............................................
28,206 88
28,206 88
28,206 88
28,206 88
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c it i e s ) ............................................................
78,733 13
82,419 13
99,188 60
98,321 61
229,390 72
118,596 65
187,608 58
251,377 89
D u e fro m b a n k s in re s e r v e c itie s ........................
1,566,264 92
1,311,479 44
1,569,140 25
2,004,159 66
E x c h a n g e f o r c le a r in g h o u s e ................................
86,275 37
95,856 13
104,033 19
72,331 01
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
450,194 00
249, 698 00
269,243 00
309,472 00
G o ld co in .......................................................................
682,563 01
593,253 81
788,401 83
517,422 07
S ilv e r c o in ......................................................................
34,848 55
10,637 75
168,562 90
65,846 50
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d I n te r n a l re v e n u e
a c c o u n t .........................................................................
2,817 08
628 61
2,645 42
5,144 17
48,264 58
48,474 81
83,331 56
156,887 65
U n ite d S ta te s b o n d s ...................................................
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a id .........................................
$13,430,256 84 $13,386,227 99 $15,360,236 09 $15,197,470 39
$500,000 00
$500,000 00 $1,000,000 00
$1,000,000 00
100,000 00
100,000 00
600.000 00
600,000 00
106,258 63
102,048 83
119,750 57
135,109 45
4,493,317 78
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
3,709,658 38
4,063,772 46
4,698,565 34
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
25.750 00
25,550 00
25,579 00
25,854 00
D u e to b a n k s a n d b a n k e r s ......................................
2,585.557 52
2,412,906 86
2,781,912 25
2,495,923 21
98,102 54
C e rtifie d c h ec k s ..........................................................
13.165 19
68,512 23
9, 276 53
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
13,037 42
64.025 67
35,584 53
97,072 29
S a v in g s d e p o s its ........................................................
5,044.239 39
4,864,032 65
5,078,442 24
5,263,984 66
S a v in g s c e rtific a te s o f d e p o s it..............................
1, S32,59.) 31
1, 185, 379 29
1,011,125 63
988,106 46
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
|
$13.430,256 84 $13,386,227 99 $15,360,236 09 $15,197,470 39
126
STATE BANKING DEPARTMENT.
THE UNION TRUST COMPANY, DETROIT.
Organized November 24, 1890.
D. M. F e r r y , P r e s i d e n t : W , C. M c Mi l l a n , F i r s t V ic e P r e s i d e n t ; A . E. F . W h i t e , S e c o n d ViceP r e s i d e n t ; E l l wood T. H a n c e , S e c r e t a r y a n d T r e a s u r e r ; H o w a r d J . L e s h e r , A s s i s t a n t S e c r e t a r y .
D ir e c t o r s —S. D. M iller, G eo. H . B arb o u r, W . C. M cM illan, D. C. W h itn e y , D. M. F e rry , H u g h
M cM illan, S im o n J. M urphy, A. E. F . W h ite , C h a rle s S tin ch field , J a m e s D. S ta n d ish , E llw o o d
T. H a n c e , C. A. D u C h arm e, H e n ry R ussel, T. H . N e w b e rry , E llio tt T. S lo c u m , F. J. H e c k e r,
H . A. C o n an t, H e r b e r t E. B o y n to n , P h ilip H . M cM illan, C h a rle s L . P a lm s, L e m W . B ow en.
R e s o u rc e s.
C o lla te r a l lo a n s —t i m e ................................................
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
$1,347,795 82 $1,260,089 89 $2,797,739 89
R ep o rt of
N ov. 25.
$2, 578,305 89
C o lla te r a l lo a n s —d e m a n d ...........................................
564,701 81
741,801 28
602,026 03
694,873 86
L o a n s on r e a l e s t a t e m o rtg a g e s —in o ffic e .........
L o a n s o n r e a l e s t a t e m o rtg a g e s —w ith S t a t e
T r e a s u r e r .......................................................................
828,824 82
1,189,170 44
1.183,860 36
1,327,873 74
207,750 00
206,750 00
204,250 00
203,750 00
O th e r lo a n s .......................................................................
22, 407 08
20,244 84
21,751 14
41,438 91
B onds, in o f f ic e ...............................................................
743,244 85
1,199,794 85
1,395,765 80
1,380,540 80
239,000 00
B onds, w ith S t a t e T r e a s u r e r ...................................
S t o c k s .................................................................................
239, 000 00
239,000 00
239,000 00
R e a l e s t a t e o w n e d ........................................................
3, 990 00
3,952 70
45,633 62
46,147 48
O th e r in v e s tm e n ts .........................................................
157,400 00
163,440 00
163,004 53
162,994 53
A d v a n c e s to t r u s t s ......................................................
61,427 05
77,681 87
92,077 19
47,123 05
5,362 50
5,585 75
5,369 15
5,762 85
D ue fro m o th e r b a n k s a n d b a n k e r s .......................
647,083 05
554,366 92
761,879 35
142,370 57
C ash ite m s .........................................................................
4,249 43
5,395 39
526 92
11,244 97
N ic k e ls an d c e n t s ..........................................................
5 72
5 43
4 20
6 35
S ilv e r C o in ........................................................................
93 50
72 35
43 35
95 40
P re m iu m s p a i d . ...............................................................
S a f e d e p o s it v a u lts ........................................................
F u r n itu r e a n d fix tu r e s .................................................
D ue fro m a p p ro v e d r e s e r v e a g e n t s ........................
G old c o in ...........................................................................
155 00
330 00
220 00
180 00
U . S. a n d N a tio n a l b a n k n o t e s ...............................
4,182 00
19,697 00
7,025 00
13,156 00
$4,837,672 63 $5,687,378 71 $7,520,176 53
$6, 894,854 40
T o t a l ............................................................................
.
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
$500, 000 00
$500,000 00
$500.000 00
$500,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits le ss e x p e n s e s, in te r e s t a n d
ta x e s p a id .......................................................................
175,000 00
175,000 00
225,000 00
225,000 00
83,152 04
85,081 06
75, 249 99
93,851 11
1,686,585 65
D ividends u n p a id ....................................... ....................
T r u s t d e p o s its .................................................................
600,205 55
1,379,622 31
2,240,917 34
D e b e n tu r e s ........................................................................
1,856,938 32
1,699,093 63
2,186,720 34
1,568,129 50
C e r tific a te s o f d e p o s it................................................
1,618,915 28
1,844,038 86
2,289,529 64
2,819,546 69
O th e r lia b ilitie s ..............................................................
3,461 44
4,542 85
2, 759 22
1,741 45
$4,837,672 63 $5, 687, 378 71 $7,520,176 53
$6,894,854 40
T o t a l ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
127
STATE BANKS OF MICHIGAN.
No. 161.
* UNITED STATES SAVINGS BANK, DETROIT.
Organized May 18, 1893.
G e o r g e A n d e r s o n , P r e s i d e n t ; H e n r y C o w i e , V ic e P r e s i d e n t
;
E n o c h S m it h , C a h ie r .
D i r e c t o r s .—G e o rg e A n d e rso n , J . B. B ook, S a m u e l C. S u tt e r , J a m e s H. M cD onald, E n o c h S m ith
H e n ry C ow ie, H e n ry S. P hillips.
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$395,004 70
$371,774 54
$369,826 83
$378,971 79
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
387,427 01
405,735 68
364,127 38
373,208 63
72 43
936 51
118 91
309 64
4,605 36
4,505 25
9,358 41
9,869 99
338 00
295 62
206 94
134 94
D u e fro m b a n k s in re s e r v e c itie s .........................
29,446 84
79,910 91
77,435 05
67,219 75
E x c h a n g e f o r c le a r in g h o u s e ................................
11,551 1.7
9,797 45
9,432 49
6,827 49
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
33,075 00
30,318 00
23,032 00
14,482 00
G o ld c o in ........................................................................
19,450 00
13,835 00
13,630 00
13, 775 00
S ilv e r coin ......................................................................
1,325 00
1,125 00
1,794 00
1,480 00
300 97
45 98
84 05
238 79
642 83
712 60
2,278 43
$882,774 97
5919,177 76
$869,720 59
$868,641 71
C a p ita l s to c k p a id i n .................................................
$150,000 00
$150,000 00
$150,000 00
$150,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
12,000 00
12,000 00
13,000 00
13,000 00
15,363 18
23,166 12
17,445 89
25,550 83
12 50
12 50
50 00
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
142,345 47
184,761 44
157,729 46
168,049 16
1,279 26
P re m iu m s p a id on b o n d s .........................................
O y^rfl ra f t s
...................................................................
B a n k in g h o u se .............................................................
F u r n i t u r e a n d f ix tu r e s .............................................
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
U n ite d S ta te s b o n d s ...................................................
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t ........................................................................
T o ta ls
....................................................................
240 67
L ia b ilitie s .
C e rtifie d c h ec k s ..........................................................
523 39
562 70
1,540 76
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
4,275 00
3,787 77
10,972 35
1,097 75
S a v in g s d e p o s its ........................................................
475,045 79
465,826 68
421,470 39
417,143 92
S a v in g s c e rtific a te s o f d e p o s it.,............................
68,209 64
64,060 55
67,511 74
62,520 79
B ills p a y a b le ................................................................
15,000 00
15,000 00
30,000 00
30,000 00
$882,774 97
$919,177 76
$869,720 59
$868,641 71
T o ta ls
....................................................................
* F o rm e rly M cL ellan & A n d erso n S a y in g s B ank.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
128
STATE BANKING DEPARTMENT.
No. 6.
WAYNE COUNTY SAYINGS BANK, DETROIT.
Organized September 18, 1871.
C h as . F . C o l l in s , - P r e s i d e n t ; D. M. F e r r y , 1 s t V i c e P r e s i d e n t : W i . S . G r e e n , 2 d V i c e P r e s i d e n t ;
A l f r e d K. K i e f e r , S e c r e t a r y a n d T r e a s u r e r ; E d w a r d H . C o l l in s , A s s i s t a n t S e c r e t a r y a n d
T re a su rer.
D ir e c t o r s .—D. M. F e rr y , C h arle s F . C ollins, W m . A . M o ore, W m . S . G re e n , E. H. F linn, H . K irk e
W h ite , J. B. B ook, A lb e rt L. S te p h e n s , F . H . C roul, F r a n k W . E d d y , S te p h e n Y . S e y b u rn .
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o rt of
S e p t. 15.
81,660,903 27 $1,797,120 16 $1,699,405 76
P re m iu m s p a id o n
O v e r d r a f ts
U .
S. b o n d s ......................................................
R ep o rt of
N ov. 25.
$1, 792,866 90
6,376,164 27
6,502,185 96
7,262,757 17
7,043,710 67
54,531 25
54,531 25
54,531 25
54,531 25
170,000 00
125, 000 00
125,000 00
125,000 00
9,500 00
9,500 00
7,500 00
7,500 00
124,440 34
124,011 11
126,240 66
127,811 50
......................................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c itie s ) ............................................................
U n ite d S ta te s b o n d s ...................................................
202,500 00
202,500 00
202,500 00
202,500 00
D u e fro m b a n k s in re s e r v e c itie s .........................
1, 590, 383 01
1,768,719 58
1,623,000 42
1,737,673 31
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
191,577 00
137, 999 00
133,150 00
138,801 00
(▼old c o in ........................................................................
341,710 00
372,947 50
391,240 00
406, 305 00
S ilv e r c o in ...................................... ................................
3,079 00
3,111 00
2,809 45
2,594 15
152 34
99 23
270 41
85 62
19,343 84
13,423 53
7,420 16
10, 699 25
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n ...............................................................................
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d ...................................................................
D iv id e n d s u n p a id
$10,744,284 32 $11,111,148 32 $11,635,825 28 $11,650,078 65
$400,000 00
$400, 000 00
$400,000 00
$400,000 00
150,000 00
150,000 00
400,000 00
400.000 00
397,400 07
338,555 57
210,741 15
282,907 83
9,115,399 18
9,512,215 51
9,781.201 94
9,837,438 18
681, 435 07
710,377 24
843,882 19
729,732 64
........................................................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k ......................
C o m m e rc ial c e r tific a te s o f d e p o s it ..................................
D u e to b a n k s a n d b a n k e r s .............................................................
C e rtifie d c h ec k s
..............................................................................................
50 00
C a s h ie r’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its
........................................................................................
S a v in g s c e rtific a te s o f d e p o s it .................................................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ...................................................
T o ta ls
........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$10,744,284 32
a A A,
Oft*
1 ,1 ) 0 0 ,0 4 0 6 0
$ 1 1 , ODD ,U i O
DO
STATE BANKS OF MICHIGAN.
No. 157.
DEXTER SAVINGS BANK, DEXTER.
Organized April 22, 1893.
T
D
hom as
B
ir k e t t
i r e c t o r s .—
;
, P r e s id e n t; E . F . C h a s e , V ic e P r e s id e n t
J a s. J . P a g e , A s s i s t a n t C a s h ie r .
G. S. F
r a n c is c o
,
T h o m a s B irk e tt. E. F . C h ase, G e o rg e B e n to n , C. H . V a n R ip er, S. L. J e n n e y ,
J . T . H o n e y , H . W ir t N e w k irk .
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
TjOflns a n d d is o m in ts .............................. ...................
$80,858 66
$52,762 27
$70,230 88
$57,971 01
R o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
22,177 50
54, 422 56
59,397 56
51,807 56
327 35
152 94
169 81
158 56
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts
......................................................................
R a n k in g h o u s e .............................................................
F u r n i t u r e a n d f ix t u r e s .............................................
1,600 58
1,630 58
1,630 58
1,630 58
O th e r r e a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
5,677 41
5,677 41
5,277 41
5, 277 41
U n ite d S ta te s b o n d s ...................................................
5,000 00
5,000 00
5,000 00
5, 000 00
D ue fro m b a n k s in re s e r v e c itie s .........................
19,417 70
35,605 96
16,372 77
34,579 90
R vehflngp f o r c le a r in g h o u s e ............. T- - - T t
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
1,418 00
2,090 00
2,733 00
2,215 00
G old co in ........................................................................
215 00
285 00
775 00
1,020 00
S ilv e r co in .....................................................................
1,191 00
783 80
205 25
402 70
N ic k els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
57 97
54 36
74 08
46 85
18 17
7 53
52 37
36 13
$137,959 34
$158,472 41
$161,918 71
$160,145 70
C a p ita l s to c k p a id i n .................................................
$20, 000 00
$20,000 00
$20,000 00
$20,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
2,600 00
2,600 00
3,000 00
3,000 00
2,496 03
3,336 23
3,180 70
4,116 05
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
9 00
C o m m e rc ial d e p o s its s u b le c t to c h e c k .............
23,475 44
30,448 01
22,628 52
23,345 41
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
28, 072 20
33,944 93
38,803 99
37,254 96
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ...................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
4,431 21
5,709 70
4,979 05
5,621 58
S a v in g s d e p o s its ........................................................
56,875 46
62,433 54
69, 326 45
66.807 70
$137,959 34
$158,472 41
$161,918 71
$160,145 70
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ..............................................................
T o ta ls
...................................................................
17
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
130
STATE BANKING DEPARTMENT.
No. 28.
CITY BANK, DOWAGI AC.
Organized March 19, 1887.
F.
W . L y l e , P r e s i d e n t j N . F . C h o a t e , V ic e P r e s i d e n t ; I. B. G a g e , C a s h ie r ,T e o n R. L y l e , A s s i s t a n t C a s h ie r .
D ir e c t o r s .—N e lso n F . C h o a te , F r a n k W . L y le, I. B. G a g e, O liver L y le, L e v i L y le.
R eso u rc e s.
R e p o r t of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ........................ .........................
$175,474 26
$176,611 79
$202,501 89
$211,560 67
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
42,278 79
39,641 79
34,109 29
37, 303 29'
1,532 51
6,099 20
6,652 64
5,124 25
F u r n i t u r e a n d f ix tu r e s .............................................
6,996 93
6,996 93
7,011 41
7,242 26
O th e r re a l e s t a t e .............................. ...........................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ...........................................................
9,000 00
9,983 20
9,983 20
9,983 20
D u e fro m b a n k s in re s e rv e c itie s .........................
42,954 13
27,853 63
16,114 74
54,805 28
E x c h a n g e f o r c le a r in g h o u s e ................................
1, 304 63
2,047 01
6,208 41
4,120 50
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
.12,975 00
12,819 00
10,339 00
9,767 00
U o ld c o in .............................. .........................................
12,145 00
12,350 00
10,800 00
10,752 50
S ilv e r co in .....................................................................
1,047 00
2, 070 35
2,337 00
1,764 00
104 20
171 65
153 02
93 45
889 28
1,577 72
1,781 83
2,994 14
$306,701 73
$298,222 27
$307,992 43
$355,510 54
C a p ita l s to c k p a id i n .................................................
$60,000 00
$60,000 00
$60,000 00
$60, 000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en ses,
in te r e s t a n d ta x e s p a i d .........................................
12,000 00
12,000 00
12,000 00
12,000 00
632 37
1,408 11
1, 274 55
968 76
R ep o rt of
N ov - 25v
P re m iu m s p a id on b o n d s ..........................................
O v e r d r a f ts
......................................................................
B a n k in g h o u se .............................................................
U n ite d S ta te s b o n d s ...................................................
N ickels a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
T o t a ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k .............
C o m m e rc ial c e rtific a te s o f d e p o s it...........
74,679 85
69,028 43
70,237 34
101,271 58
158, 989 51
155,485 73
164,180 54
180,570 20
400 00
300 00
300 00
700 00
$306,701 73
$298,222 27
$307,992 43
$355,510 54
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d ch eck s ..........................................................
C a s h ie r ’s ch eck s o u ts ta n d in g ................................
•Savings d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s i t . . , .........................
N o te s a n d b ills re d is c o u n te d ................................
. H i lls p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
131
STATE BANKS OF MICHIGAN.
No. 142.
MONROE COUNTY BANK, DUNDEE.
Organized September 26, 1892.
G e o r g e J . S h a e f e r , P r e s i d e n t ; M. J. H o w e , V ic e P r e s i d e n t ; W m . C l u t e , C a s h ie r .
D ir e c t o r s —B y ro n J . C orbin, W illikm C lu te, M. J . H o w e , G e o rg e J . S h a e fe r, W m. C. P a lm e r,
G eo. W . H u rd .
R ep o rt of
F e b . 25.
R e so u rc e s.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ....................................................
$84,306 93
$80,557 00
$80,043 58
$86,843 93
B onds, m o rtg a g e s an d s e c u r it ie s ..........................
10,220 90
9,695 90
10,945 90
12,822 60
317 20
297 56
80
B anking h o u s e .............................................................
2,561 53
2,561 53
2,561 53
2,561 53
F u r n itu r e a n d f ix tu re s ................................................
1,344 00
1,344 00
1,344 00
1,344 00
23 90
33 05
44,790 66
31,872 66
34,328 95
14,106 44
U . S. a n d N a tio n a l b a n k c u r r e n c y ......................
2,901 00
3,135 00
1.919 00
2,864 00
G old c o i n ..........................................................................
3,535 00
2,587 50
3,490 00
4,130 00
S ilv e r c o in ........................................................................
807 10
28 00
215 05
596 30
N ic k e ls a n d c e n t s ........................................................
C h ec k s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t..........................................................................
65 24
62 17
97 83
128 14
3,158 16
320 17
1.920 73
1,015 97
$154,031 62
$132,494 54
$136,867 37
$126,908 74
C a p ita l s to c k p a id in — ...........................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a id ..........................................
600 00
600 00
600 00
600 00
5,698 52
5,715 39
5,424 01
5,700 39
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
32,936 45
21,030 68
23,330 23
17,836 04
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
99,796 65
90,148 47
92,513 13
87,772 31
$154,031 62
$132,494 54
$136,867 37
$126,908 74
P r e m i u m s p aid o n b o n d s
495 83
.
O v e r d r a f ts .....................................
O th e r re a l e s t a t e .........
D u e fro m o th e r b a n k s an d
re s e r v e c itie s ) .....................
b a n k e rs
(n o t
U n ite d S t a t e s b o n d s ..
D ue fro m b a n k s in re s e r v e c itie s .........................
TCxchange fo r c le a rin g ho u se..
T o t a ls ......................................................................
L iab ilitie s.
D iv id en d s u n p a id ............................................................
D ue to b a n k s a n d b a n k e r s . ...................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it..............................
N o te s an d bills r e d is c o u n t e d .................................
B ills p a y a b le .....................................................................
T o t a ls ......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
132
STATE BANKING DEPARTMENT.
No. 124.
SHIAWASSEE COUNTY BANK, DURAND.
Organized October 5, 1891.
R o b e r t C. F a i r , P r e s i d e n t ; A. S . T hom as , V ic e P r e s i d e n t ; F . N . C o n n , C a s h ie r .
Di r e c t o r s .—F . N . C onn, L y n d s L. C onn, R o b e r t C. F a ir, G eo. N . S e if e r t, T h o m as C ooling,
A. S. T h o m as.
R eso u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt o f
N ov. 25.
L o a n s a n d d is c o u n ts ............................................ .........
$71,962 52
$71,510 20
$90,667 76
$84,080 01
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
52 327 72
50,135 49
54,047 89
63,617 15
658 97
119 31
171 99
46 03
F u r n i t u r e a n d f ix t u r e s .............................................
1,811 50
1,811 50
1,811 50
2,411 50
O th e r r e a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s an d b a n k e r s (n o t
re s e rv e c i t i e s ) ............................................................
1,878 80
1,150 00
900 00
900 (K>
2,767 68
260 00
876 50
8,767 62
15,810 85
17,830 41
10,830 27
19,420 90
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
7,691 00
11,371 00
7,652 00
5,172 00
G old coin ........................................t ..............................
7,650 00
6,755 00
5,224 60
5,115 00
S ilv e r c o in ......................................................................
932 40
1,589 15
964 40
394 20
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .............................. ........................................
144 70
111 72
124 29
106 21
497 81
622 51
954 00
1,044 51
$164,133 95
$163,266 29
$174,225 20
$191,075 13
$25,000 00
$25,000 00
$25,000 00
$25,000 00
P re m iu m s p a id on b o n d s ..........................................
O v e r d r a f ts ......................................................................
B a n k in g h o u se ..............................................................
U n ite d S ta te s b o n d s ............................ .....................
D u e fro m b a n k s in re s e r v e c itie s .........................
E x c h a n g e f o r c le a r in g h o u s e ................................
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
S u r p lu s fu n d ................................ ..................... .
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d . . ......................................
1,500 00
1,500 00
1,500 00
1,500 00
850 91
1,782 94
1,685 96
3,144 47
C o m m e rc ial d e p o s its s u b je c t t o c h e c k .............
25,959 11
29,752 31
22,570 81
28,880 59
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
59,628 91
57,439 20
64,160 12
69,395 58-
51,195 02
47,791 75
59,308 31
63,154 49
$164,138 95
$163,266 29
$174,225 20
$191,075 13
D iv id e n d s u n p a id .................................. ...................
D u e t o b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r's c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e r tific a te s o f d e p o s it..........................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ...............................................................
T o ta ls
........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
133
STATE BANKS OF MICHIGAN.
No. 238.
STATE BANK OF EAST JORDAN, EAST JORDAN.
Organized July 12, 1901.
J o s e p h C. G l
D ir
e c t o r s .—
e n n
, P r e s id e n t;
W.
M. H. R o b e rtso n , J o s e p h
L. F
C.
r en c h
G lenn,
R eso u rc e s.
,
V ic e P r e s i d e n t ; G e o . G G l
W . P . P o r te r ,
R ep o rt of
F e b . 25.
W.
e n n
F ren ch ,
L.
R e p o r t of
A p ril 30.
, C a s h ie r .
G eo. G. G lenn.
R e p o r t of
S e p t 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$36,942 12
$43,411 58
$42,524,51
$44,757 83
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
7,485 78
7,798 18
6,652 84
6,948 25
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts
.....................................................................
2,915 40
755 59
952 67
506 03
B a n k in g h o u se ..............................................................
4,851 30
4,862 60
4,862 60
4,870 60
F u r n i t u r e a n d f ix tu r e s .............................. ..............
1,584 29
1,584 29
1,607 54
1,607 54
140 51
65 51
24,447 67
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
U n ite d S ta te s b o n d s ...................................................
40 00
D u e fro m b a n k s in re s e rv e c itie s ........................
17,570 11
12,274 92
18,869 70
E x c h a n g e f o r c le a r in g h o u s e ................................
2,523 25-
653 19
95 34
782 67
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
4,542 00
6,238 00
4,305 00
2,924 00
G o ld c o in .......................................................................
1,030 00
935 00
670 00
935 00
S ilv e r c o in ......................................................................
844 85
760 90
744 34
703 70
N ick els a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
53 53
69 51
23 54
101 50
20 32
21 29
204 42
93 13
$80,402 95
$79,365 05
$81,653 01
$88,743 43
C a p ita l s to c k p a id i n .................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
500 00
500 00
809 94
809 94
274 49
867 63
397 38
824 17
C o m m e rc ia l d e p o s its s u b ie c t to c h e c k .............
24,567 06
22,876 84
17,928 80
19,030 31
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
35,061 40
35,120 58
42,516 89
48,079 01
$81,653 01
$88,743 43
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r ’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ................................
1
B ills p a y a b le ................. ..............................................
1
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$80,402 95
$79,365 05
134
STATE BANKING DEPARTMENT.
No. 53.
MIC BIG AN STATE BANK, EATON RAPIDS.
Organized July 22, 1884.
J o h n M. C o r i i in , P r e s i d e n t ;
H. P . W e b s t e r , V ic e P r e s i d e n t ;
E. S. H a r r i s , A s s i s t a n t C a s h ie r .
H. H. H a m il t o n . C a s h ie r ;
D i r e c t o r s . —J o s e p h C a rr, H . P. W e b s te r, E. S. H a rris , H. H. H a m ilto n , E . F. K n a p p ,
J . M, C orbin, H e n ry C. M innie, I. N. R eynolds, B. S. H a rris .
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$148,343 40
$142,894 39
$160,709 41
$178,473 30
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
52,790 22
62,303 64
62,961 07
62,821 33
O v e rd ra fts ........................................... .. ........................
1,812 87
2,001 08
1,310 91
L974 12
B a n k in g h o u se ..............................................................
5,500 00
5,500 00
5,500 00
5,500 00
F u r n i t u r e a n d f ix tu r e s .............................................
2,000 00
2,000 00
2,000 00
2,000 00'
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
1,858 68
154 00
1,064 66
R eso u rc e s.
R e p o r t of
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s .........................
17,340 75
16,101 66
13,056 26
8,316 84
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
6,261 00
6,634 00
3,882 00
6,527 00
G oid c o in ........................................................................
4,945 00
6,655 00
5,320 00
4,630 00
S ilv e r c o in ................................................................ .
1,400 00
600 00
280 00
810 00
43 86
37 38
11 31
9 50
1,897 82
1,497 00
2,194 13
1,263 33
$244,193 60
$246,224 15
$257,379 09
$273,820 08
C a p ita l s to c k p a id i n . . . ...........................................
75.000 00
75.000 00
75.000 00
75.000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d ........................................
15.000 00
15.000 00
15.000 00
15.000 00
5,298 51
5,424 06
4,357 36
5,908 46
D iv id e n d s u n p a id ......................................................
63 20
10 20
64 00
E x c h a n g e f o r c le a r in g h o u s e ................................
N ic k els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
T o ta ls
....................................................................
430 00
L ia b ilitie s .
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
31,447 08
38,523 34
34,764 04
31,733 21
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
102,384 81
102,266 55
118,193 69
131,121 64
D u e to b a n k s a n d b a n k e r s ......................................
56 77
C e rtifie d ch eck s ..........................................................
C a s h ie r ’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e r tific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
15,000 00
10,000 00
.244,193 60
$246,224 15
1 '
10,000 00 |
$257,379 09
15,000 00
$273,820 08
135
STATE BANKS OE MICHIGAN.
No. 193.
EDMORE STATE BANK, EDMORE.
Organized April 5, 1897.
F r e d e r ic k N e e f , P r e s i d e n t ; S h e r m a n N e f f , 1 s t V ic e P r e s i d e n t ; H. J. B u r c h , 2 d V ic e P r e s i d e n t ;
J o h n W . P f e i f l e r , C a s h ie r ; S. D. K e t c h u m , .4 s s i s l a n t C a s h ie r .
D ir e c t o r s .—J o h n W . P fe ifle r, F r e d e r ic k Neff, S h e rm a n Neff. H e n ry J . B urch, E. K . H o rto n .
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$22,194 01
$25,625 00
$32,785 14
$27,684 04
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
21,118 16
20,813 11
23,447 27
23,052 53
P re m iu m s p a id on b o n d s .........................................
O v e rd ra fts ........... . ........................................................
6 88
166 50
168 65
289 15
B a n k in g h o u se .............................................................
1,776.24
1,776 24
1,776 24
1,776 24
F u r n i t u r e a n d f ix t u r e s .............................................
959 43
959 43
965 18
965 18:
33, 443 31
32,641 86
17,686 44
20,113 61
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c itie s ) ............................................................
U n ite d S ta te s b o n d s ...................................................
D ue fro m b a n k s in re s e rv e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
4,596 00
2,231 00
3,436 00
4,258 00
G old co in .......................................................................
2,025 00
2,005 00
2,000 00
2,055 00
S ilv e r c o in .....................................................................
1,471 50
1,257 00
770 50
983 75
N ic k els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
57 81
72 47
78 01
81 52.
82 62
11 96
226 75
$87,648 34
$87,630 23
$83,125 39
$81,485 77
$15,000 00
$15,000 00
$15,000 00
$15,000 00
279 39
279 39
435 84
435 84
1,136 81
1,466 88
749 63
1,435 06
13,877 51
17,936 96
17,938 86
15,513 92
T o ta ls
...................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n ........................................... ..
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits,' less c u r r e n t ex p en se?,
i n te r e s t a n d ta x e s p a i d ........................................
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........:
P n m m e rc ia l c e r tific a te s o f d e p o s it................. ..
TVnp tn h a n k s n n d b a n k e r s ............................ .
T o ta ls
..............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
3,734 42
3,975 86
2,339 10
2,945 94
53,620 21
48,971 14
46,661 96
46,155 01
$87,648 34
$87,630 23
$83,125 39
$81,485 77
136
STATE BANKING DEPARTMENT
No. 129.
ELK RAPIDS SAVINGS BANK, ELK RAPIDS.
Organized January 20, 1892.
F r a n k B. Mo o r e , P r e s i d e n t ; M i l t o n B. L a n g , V ic e P r e s i d e n t ; R ic h a r d W . B agot , C a s h ie r ;
C h a r l e s B. C a r v e r , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—H o ra tio B. L e w is, M ilton B. L a n g , R ic h a rd W . B a g o t, F r a n k B. M oore, B en j. R. M oore,
H a rry H irsh b e rg , J . H. M cL an e.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$40,836 76
$48,363 28
$53,965 28
$67,797 70
B onds, m o rtg a g e s an d s e c u r it ie s ............................
31,286 33
30,211 92
30,622 92
29,531 42
184 46
498 76
25 98
289 56
F u r n itu r e an d f i x t u r e s ....................................... .........
2, 000 00
2,000 00
2,000 00
2,000 00
O th e r r e a l e s t a t e ...........................................................
D u e fro m o th e r b a n k s an d b a n k e rs (n o t
r e s e r v e c i t i e s ) .............................................................
1,697 87
764 94
40,666 09
50,609 52
30,069 55
20,634 10
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts ........................................................................
B an k in g h o u s e .................................................................
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e fo r c le a r in g h o u s e ...................................
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
6, 948 00
10,060 00
11,350 00
8,860 00
G old c o in ........................................................................
2,160 00
2,265 00
2,625 00
3,425 00
S ilv e r c o i n ........................................................................
767 05
692 95
465 75
699 60
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t......... ..............................................................
60 11
108 20
52 51
73 12
453 57
47 20
659 31
733 20
$127,060 24
$145,621 77
$131,836 30
$134,043 70
C a p ita l s to c k p a id i n ...................................................
$35, 000 00
$35,000 00
$35, 000 00
$35,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s,
in te r e s t a n d ta x e s p a id .........................................
1,776 00
1,776 00
1,776 00
1,776 00
777 80
1,653 62
2,541 90
3,223 72
T o ta ls
....................................................................
L iab ilitie s.
D iv id e n d s u n p a id .......................................................
95 18
21 52
15 86
15 86
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ................
34,303 61
24,018 48
38,053 45
31,878 20
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
28, 721 59
57,143 89
28, 753 09
29, 925 47
26,386 06
26, 008 26
25,696 00
32,224 45
$127, 060 24
$145,621 77
$131,836 30
$134, 043 70
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h e c k o u ts ta n d in g .....................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
137
STATE BANKS OF MICHIGAN.
No. 152.
FIRST STATE SAVINGS BANK, EVART.
Organized February 17, 1893.
V . R. D a v y , P r e s i d e n t ; J . W . Ma t t h e w s , V ice P r e s i d e n t ; W m . R o g e r s , C a s h ie r .
D
i r e c t o r s .—
V. E . L a c y , V. R. D avy, C. H. R ose, W m . R o g ers, J . W . M a tth e w s , J . S. E d w a rd s ,
G.
E B ra n d e b e rry .
R ep o rt of
F e b . 25.
R eso u rc e s.
T.rvonG -ond
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
.................................................
$85,610 41
$99,298 09
$121,876 28
$135,738 59
¡Bonds m o rtg a g e s a n d s e c u r it ie s .•••••••••••••
41,734 57
48,646 57
61,956 57
66,336 57
P re m iu m s p a id on b o n d s .........................................
B a n k in g h o u se
............... ............................................
F u r n i t u r e a n d f ix t u r e s ......................................
D ueC fr o m
o th e r
banks
and
b a n k e rs
(n o t
1,154 22
313 64
543 08
905 47
3,700 00
3,700 00
3,700 00
3,700 00
1,000 00
1,000 00
1,000 00
1,000 00
79,569 78
57,461 94
32,855 77
26,958 83
200 00
'U n ited S ta te s hond-s...................................................
D u e f r nTP b a n k s in re s e r v e c i t i e s . . . ...................
(Ex^hang^ f o r c le a r in g h o u s e ............. ...........
3,649 00
4,129 00
6,180 00
4,541 00
.......................... *...........................
4,923 50
5,531 30
5,946 30
4,861 30
.....................- ..................................
992 30
2,013 70
1,358 65
1,197 00
N ic k e d an d c e n ts ............... ........................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ...................................................... ...............
187 98
85 25
160 51
52 61
2,072 02
2,083 95
3, 464 83
3,865 72
$224,793 78
$224,263 44
$239,041 99
$249,157 09
C a p ita l s to c k p a id i n ............. ..................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
'P u rp ln s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta v e s p a i d .........................................
5.000 00
5, 000 00
5,000 00
5,000 00
2, 357 55 •
3,997 37
2,211 47
3,913 89
77,666 18
72,926 35
67,612 38
72,263 68
54,233 71
57, 300 17
64,519 95
57, 989 69
250 00
240 00
520 00
160 00
65,286 34
64,799 55
79,178 19
89,829 83
$224, 793 78
$224,263 44
$239,041 99
$249,157 09
U
S a n d N a t i n n n i h a n k c u r r e n c y .....................
:G old c o in
S ilv e r c oin
T o ta ls
........................................... . ......................
L ia b ilitie s .
D iv id e n d s u n p a id ................. ....................................
^ o m m e r o ia l d e p o s its s u b je c t to c h e c k .............
a 1 - c e r t if ie s te s o f d e p o s i t ..........................
D u e fo b a n k s a n d h a n k e r s ......................................
‘C e rtifie d c h ec k s ..........................................................
C a s h ie r ’s ohoeks o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
'S a v in g s co rtifi^ ato « of d e p o s it............................ .
N o te s a n d b ills re d is c o u n te d ..............................
B ills p a y a b le
T o ta ls
...................................
....................................«.............................
18
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
138
STATE BANKING DEPARTMENT.
No. 215.
THE OLD STATE BANK, FENNVILLE.
Organized June 1, 1899.
L e o n a r d S. Dic k i n s o n , P r e s i d e n t ; G e o r g e L. Du t c h e r , V ic e P r e s i d e n t ; J . E . H u t c h in s o n
C a s h i e r : W . J. H u t c h in s o n , A s s i s t a n t C a s h i e r .
D ir e c t o r s .—J . E . H u tc h in so n , L e o n a rd S. D ickinson, G e o rg e L. D u tc h e r, A d a h E. D u tc h er,
W . J . H u tc h in so n .
R eso u rc e s.
R o an s a n d d is c o u n ts ...................................................
R e p o r t of
F e b . 25.
$34,091 91
R ep o rt of .
A p ril flO.
$45,714 42
R e p o r t of
S e p t 15.
$45,677 43
R e p o r t of
N ov. 25.
$37,661 10
R o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
P r e m iu m s p a id on b o n d s .........................................
......................................................................
206 71
145 23
65 63
336 53
R a n k in g h o u se ..............................................................
6,000 00
6,000 00
6,000 00
6,000 00
F u r n i t u r e a n d f ix t u r e s .............................................
1,013 50
1,013 50
1,107 90
1,110 95
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e e i t i e s ) ............................................................
117 03
60 53
3,239 03
10,135 49
D u e fro m b a n k s in re s e r v e c itie s ........................
14,940 27
1,876 18
33,279 93
16, 364 87
O v e r d r a f ts
IT. S. a n d N a tio n a l b a n k c u r r e n c y .....................
2,594 00
5,139 00
2,827 00
7,174 00
G old co in ........................................................................
415 00
335 00
2,612 50
692 50
S ilv e r c o in ......................................................................
789 70
675 60
691 30
308 00
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
89 43
94 43
30 66
36 38
11,444 08
1,438 37
4,812 53
4,809 59
....................................................................
$71,701 63
$62,492 26
$100, 343 91
$84,629 41
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00-
687 59
687 59
837 34
837 34
860 29
1,678 26
221 63
607 29
400 00
400 00
T o ta ls
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b ie c t to c h e c k .............
18,528 87
12,939 89
47,706 15
21,478 06
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
36,624 88
32,186 52
34,117 79
46,306 72
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ................................
2,061 00
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$71,701 63
$62,492 26
$100,343 91
$84,629 41
139
STATE BANKS OF MICHIGAN.
No. 209.
COMMERCIAL SAVINGS BANK OF FENTON, FENTON.
Organized October 1, 1898.
H. B. L a t o u r e t t e , P r e s i d e n t ; E. C. F o r t e , V ic e P r e s i d e n t ; E, M. N e w e l l , C a s h ie r .
D i r e c t o r s —H. B. L a to u r e tte , E. C. F o r te , E. M. N e w e ll, L. M. C ook, Z e ra P a tte r s o n .
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$57,745 60
$59,671 01
$66,789 07
$73,927 17
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
59,385 71
63,347 71
66,061 27
63,967 71
P re m iu m s p a id on b o n d s .........................................
240 59
O v e r d r a f ts ......................................................................
87 66
57 85
B a n k in g h o u se .............................................................
4.000 00
4.000 00
4.000 00
4.000 00
F u r n i t u r e a n d f ix tu r e s ................................ ............
1.000 00
1.000 00
1.000 00
1.000 00
19,067 33
11,278 21
17,506 49
10,997 14
O th e r re a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
9,306 00
6,624 00
7, 09* 00
7,749 00
G old c o in ........................................................................
1,540 00
1,587 50
*1,585 00
1,765 00
S ilv e r co in .....................................................................
459 80
388 35
1,010 70
758 05
N ick els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
143 05
48 64
122 49
63 63
146 32
43 99
73 78
60 97
$152,881 47
$148, 047 26
$165,245 80
$164,529 26
C a p ita l s to c k p a id i n .................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
740 00
740 00
940 00
940 00
819 59
2,006 04
980 82
2,332 34
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
30,916 71
25,840 45
33,636 28
25,461 90
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
7,000 55
5,743 57
24,431 6Î
21,904 32
S a v in g s d e p o s its ........................................................
73,369 82
74,076 62
80,257 08
88,890 70
S a v in g s c e rtific a te s of d e p o s it..............................
15,034 80
14,640 58
$152,881 47
$148,047 26
$165,245 80
$164.529 26
T o ta ls
...................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ...._ .............................
C e rtifie d c h ec k s ..........................................................
C a s h ie r ’s ch eck s o u ts ta n d in g ................................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
140
STATE BANKING DEPARTMENT,
No. 101.
CITIZENS’ COMMERCIAL AND SAVINGS BANK, FLINT.
Organized August 4, 1890.
R o b e r t J. W h a l e y , P r e s i d e n t ; G e o . W . H u b b a r d , V ic e P r e s i d e n t ; W. E. Ma r t i n , C a s h ie r .
D i r e c t o r s .—A le x . M c F a rla n , J a s . H. W h itin g , D avid D. A itk e n , G eo. W . H u b b a rd ,R o b e rt J. W h a le y
M y er E p h raim , Ed. S. L e e , C h a rle s L. B a r tle tt, M o rey T. A n d re w s, F r a n k D. B u ck in g h am .
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$309,749 63
$323,183 06
$309,662 00
$310,656 42
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
345,131 57
340,671 41
332,054 82
325,944 61
R eso u rc e s.
R ep o rt of
N ov. 25.
P r e m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ......................................................................
4,187 95
2,254 55
3,588 59
4,916 86
B a n k in g h o u se ..............................................................
13,000 00
13,000 00
13,000 00
13,000 00
F u r n i t u r e a n d f ix t u r e s .............................................
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
1,700 00
8,301 42
3,917 67
4,532 87
11,437 73
D u e fro m b a n k s in re s e r v e c i t i e s ........................
25,634 64
64,201 06
72,007 94
43.447 73
E x c h a n g e f o r c le a r in g h o u s e ................................
415 46
943 46
1,189 26
355 48
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
16,990 00
27,851 00
19,393 00
11,411 00
U n ite d S ta te s b o n d s ...................................................
G old c o in ....................................................................
25,015 00
24,667 50
21,515 00
23,077 50
S ilv e r c o in ......................................................................
1,370 06
765 55
2,826 95
1,998 65
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
537 37
416 78
628 72
608 83
219 00
143 60
450 12
642 82
$750,552 10
$802,015 64
$780,849 27
$749,197 63
C a p ita l s to c k p a id i n .................................................
$150,000 00
$150,000 00
$150,000 00
$150,000 00
S u r p lu s f u n d ............................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
27,000 00
27,000 00
30,000 00
30,000 00
13,998 21
19,462 45
12,650 12
18,418 44
D iv id e n d s u n p a id .......................................................
60 00
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
257,252 19
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
T o ta ls
................................................................
L ia b ilitie s .
60 00
60 00
311,092 83
296,601 03
230,026 04
3,284 99
7,957 23
3,027 55
12,800 13
3,314 95
2,625 37
3,476 04
4,321 88
651 00
500 00
S a v in g s d e p o s its ...........................................
175,979 23
173,374 20
187,405 31
190,617 93
S a v in g s c e rtific a te s o f d e p o s it............................
119,011 53
110,003 56
97,629 22
102,953 21
C e rtifie d c h ec k s ...............................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
N o te s a n d b ills r e d is c o u n te d ............................
B ills p a y a b le ........................................
T o ta ls
..........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
10,000 00
$750,552 10
$802,015 64
$780,849 27
$749,197 63
141
STATE BANKS OF MICHIGAN.
No. 23.
GENESEE COUNTY SAYINGS BANK, FLINT.
Organized May 1, 1872.
W m . A. A tw o o d , P r e s i d e n t ; J ames C. W il l s o n , V ic e P r e s i d e n t ; A r t h u r G. B is h o p , C a s h ie r ;
J as . Ma r t i n , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—W m . W . C rap o , W . A. A tw o o d , C. C. P ie rs o n , J a s . C. W illson, A. G. B ishop, W . C. O rre ll,
J . D. D o rt, H . C. S p e n c e r.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts .....................................................
$481,623 56
$542,106 97
$462,943 28
$466,371 81
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
566,881 57
564,085 45
586,469 92
559,820 51
1,177 93
567 20
3,140 62
R eso u rc e s.
R ep o rt o f
N ov. 25.
P re m iu m s p n id on b o n d s .. » .. ................................
O v e rd ra fts
............................................................
1,107 76’
B an k in g h o u s e .................................................................
F u r n itu r e a n d f ix tu re s .................................................
O th e r r e a l e s t a t e ..........................................................D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c i t i e s ) .............................................................
4,100 00
7,487 60
1,738 79
3,092 97
2,089 83
U n ite d S t a t e s h n n d s ....................................................
21,000 00
26,000 00
26,000 00
26,000 00
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
82,459 14
47,794 41
87,549 95
95,369 79'
3,020 04
2,543 91
2,439 81
F/X ebange fo r e le a r in g h o u s e ...................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
25,035 00
17,518 00
14,831 00
19,924 00'
G old coin t ....................................................................
19,715 00
20,910 00
20,380 00
21,050 00
........................................................
5,900 00
5,900 00
5,000 00
2,700 00
"NTielrel« find c e n ts ........................................... ............
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
117 77
109 08
51 45
128 25
1,114 78
940 61
725 74
1,110 04
$1,216,612 35 $1,230,690 55 $1,212,728 84
$1,198,111 80
S ilv e r c o in
T o ta ls .....................................................................
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 OO
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t an d ta x e s p a i d ................................ .
50,000 00
50,000 00
50,000 00
50,000 OO
31,947 99
40,818 60
34,078 81
43,600 05
D iv id e n d s u n p a id ...................... .................. .............
160 00
212,063 75
198,239 55
190,892 45
184,638 21
28,794 77
35,315 15
10,923 57
9,662 15
P nfp rp p rcial d e p o s its
to c h e c k ...........
Pnm m prpifll c e rtific a te s o f d e p o s it............. .
1,184 36
D u e to b a n k s a n d b a n k e r s ......................................
C ertifie d c h e c k s r - rTTT__. . . . . . . . . . . . . . . . . . . . . . .
S a v in g « d e p o s its ............... - ............................... .
621,605 92
618,358 34
614,603 81
620,635 87
S a v in g s c e rtific a te s o f d e p o s i t . . . . .....................
172,039 92
186,774 55
192,230 20
189,575 54
-\Totes a n d b ills re d is c o u n te d ..............................
Bill»s p a y a b le . . » » » » » . ............. .
T o ta ls
............. .....................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
20,000 00
$1,216,612 35 $1,230,690 55 $1,212,728 84
$1,198,111 80
142
STATE BANKING DEPARTMENT.
No. 165.
UNION TRUST AND SAVINGS BANK, FLINT.
Organized July 11, 1893.
C h a r l e s T. B r id g m a n , P r e s i d e n t ; W m . A . P a t e r s o n , V ice P r e s i d e n t : M a t h e w D a y is o n , C a s h ie r •
L. H . B r id g m a n , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—C h a rle s T. B rid g m an , F lin t P . S m ith , J a m e s J. H u rle y , W illiam H. E d w a rd s M a th e w
D avison, W m . A . P a te r s o n , W . E . B ra m a n , W m . F. S te w a r t, G eo. H . D urand. ’
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$395,057 54
$403,173 35
$327,516 31
$367,18i 49
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
654,404 09
637,196 52
724,259 63
719,342 10
P re m iu m s p a id on b o n d s ..................................
5,946 23
5,438 00
8,000 00
7,500 00
O v e r d r a f ts ................................................................ ..
6,592 55
20,653 52
2,186 35
8,108 95
22,000 00
R ep o rt of
N ov. 25.
22,000 00
22,000 00
22,000 00
F u r n i t u r e a n d f ix tu r e s ............................................
3,000 00
3,000 00
2,000 00
2,000 00
O th e r re a l e s t a t e ........................ .................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c it i e s ) ............................................................
15,700 00
16,775 00
16,775 00
16,775 00
6,562 85
6,723 85
13, 299 27
B a n k in g h o u s e ..............................
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
79,285 71
100,301 07
141,807 82
E x c h a n g e f o r c le a r in g h o u s e ................................
10,639 33
208 34
3,319 91
569 66
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
21,879 00
34,496 00
21,584 00
40,500 00
G o ld co in .......................................................................
17,105 00
20,525 00
23,055 00
23, 335 00
8,397 00
9,030 00
5,758 50
6,778 72
231 91
406 46
610 46
345 88
468 54
481 16
242 51
546 02
$1,247,269 75 $1,280,408 27 $1,312,414 76
$1,297,837 76
S ilv e r c o in ................... ............................................
N ic k e ls a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
T o ta ls
...................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n ................................................
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
82,854 94
$100,000 00
$100,000 00
$100,000 00
16,500 00
16,500 00
18,000 00
18,000 00
13,645 74
21,633 18
7, 079 24
15,011 35
$100,000 00
D iv id e n d s u n p a id .......................................................
111 50
93 50
78 00
15 00
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ..............
87,036 13
93, 301 95
102,094 57
76,580 14
9,457 95
6,067 62
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
9, 434 03
8,099 90
D u e to b a n k s a n d b a n k e r s . . . . ..............................
15,129 16
14,560 62
C e rtifie d ch eck s ............................ ..............................
100 00
C a s h ie r’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ................. .......................................
655,649 39
643,771 62
692,240 39
708,380 02
S a v in g s c e rtific a te s o f d e p o s i t . . . .........................
299,763 80
352,347 50
383,464 61
373,783 63
50, 000 00
30,000 00
$1,247,269 75 $1,280,408 27 $1,312,414 76
$1,297,837 76
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................ .
T o ta ls
..............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
143
STATE BANKS OF MICHIGAN.
No. 126.
FIRST STATE AND SAYINGS BANK OF FLUSHING, FLUSHING.
Organized November 28, 1891.
D a n ie l C o t c h e r , P r e s i d e n t ; F . A. N i l e s , V ic e P r e s i d e n t ; G e o r g e P a c k a r d , C a s h ie r .
D ir e c t o r s . —D a n iel C o tc h e r, F . A. N iles, G e o rg e P a c k a r d , J . K im m ell, J a m e s M. G reenfield,
C la re n c e A . Fox.
\
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$34,895 68
$36,463 59
$38,932 30
$37, 536 16
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
162,889 95
159,299 95
165,676 45
174,711 45
2,750 00
2,750 00
2,700 00
F u r n i t u r e a n d f i x t u r e s . . . .......................................
4,560 00
1,810 00
1,810 00
1,860 00
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
4,474 86
6,481 64
634 52
142 32
D u e fro m b a n k s in re s e r v e c itie s ........................
14,401 49
18,944 45
29,036 56
21, 372 53
E x c h a n g e f o r c le a r in g h o u s e ................................
4,051 00
3,740 00
1,235 00
1,623 00
3,945 00
3,000 00
3,030 00
3,000 00
S ilv e r co in .....................................................................
937 25
1,776 00
1,044 75
445 15
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
69 76
108 00
57 05
52 37
534 41
140 58
706 41
134 04
$230, 759 40
$234,514 21
$244,913 04
$243,577 02
C a p ita l s to c k p a id i n .................................................
$55,000 00
$55,000 00
$55,000 00
$55,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
16,000 00
16,000 00
18,000 00
18,0r0 00
816 72
2,835 79
889 67
1,937 67
D iv id e n d s u n p a id .......................................................
40 00
40 00
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
T o ta ls
............................................................ .......
L ia b ilitie s .
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
12,169 07
18,786 48
21,725 16
20,385 52
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
38,093 65
27,727 96
33,548 18
36,560 94
D ue to b a n k s a n d b a n k e r s ......................................
57 00
57 00
117 56
S a v in g s d e p o s its ............... ........................................
25,825 10
26,461 13
25,752 77
27,152 55
S a v in g s c e rtific a te s of d e p o s it..............................
82,757 86
87,605 85
89,879 70
84,540 34
$230,759 40
$234,514 21
$244,913 04
$243,577 02
C e rtifie d r h p r k s ..........................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
144
STATE BANKING
DEPARTMENT.
No. 223.
THE PEOPLE’S STATE BANK OP FLUSHING, FLUSHING.
Organized March 10, 1900.
I b a T. S a y r e , P r e s i d e n t ; J o h n H . R o w e , V i c e P r e s i d e n t ; L e v a n t A. V i c k e r y , C a s h ie r ;
G r a n t J . B r o w n , A s s i s t a n t C a s h ie r .
D ir e c t o r s .—L e v a n t A. V ic k e ry , I r a T. S a y re , J o h n H . R o w e, J a m e s B. F r e n c h , H e n ry H. C h a tte r s ,
O rrin H a rt, A lb e rt E. R ansom , E lb e r t L. B e e c h e r, W illiam B ro p h y .
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ................. .................................
$68,937 43
$71,078 64
$79, 467 81
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
24,168 87
23, 618 88
21,653 00
21,238 OO
B a n k in g h o u s e ..............................................................
4,260 60
4,260 60
4,260 00
4,260 00
F u r n i t u r e a n d f ix tu r e s .............................................
1,916 00
1,916 00
1,916 00
1,916 OO
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
5,583 39
2,447 96
3,305 95
867 06
20,143 60
16, 900 94
15,975 29
16,263 24
$90,759 71
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts ......................................................................
U n ite d S ta te s b o n d s ........... ......................................
D u e fro m b a n k s in re s e r v e c i t i e s . . .....................
E x c h a n g e fo r c le a rin g h o u s e ...................................
1,000 00
U. S. a n d N a tio n a l b a n k c u r r e n c y ................... ..
1,840 00
3,317 00
3,427 00 _
3,218 00
G old c o in ........................................................................
1,135 00
1,855 00
2,230 00
1,815 00
S ilv e r co in ......................................................................
681 40
986 80
763 25
958 20
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
93 62
105 62
93 39
82 47
1,308 49
278 77
299 88
1,142 90
$130,068 40
$127,766 21
$133, 392 17
$142,521 18
C a p ita l s to c k p a id i n .................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t expenses,
in te r e s t a n d ta x e s p a i d .........................................
1,500 00
1,500 00
3, 000 00
3,000 00
811 50
764 89
274 24
1,090 23
C o m m e rc ial d e p o s its s u b ie c t to c h e c k .............
18,158 83
22,555 03
19,506 81
7,421 21
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
5,097 14
9,223 19
4, 645 68
6,195 65
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..................................
S a v in g s d e p o s its ........................................................
4, 524 36
4, 866 98
5,139 ^1
5,188 08
S a v in g s c e r tific a te s o f d e p o s it................... ...........
74,976 57
63,856 12
75, 826 33
94,626 01
$130,068 40
$127,766 21
$133,392 17
$142,521 18
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
No. 141.
STATE SAVINGS BANK OF FOWLER, FOWLER.
Organized September 19, 1892.
F r e d e r ic k S c h e m e r , P r e s i d e n t ; M ic h a e l S p i t z l e y , V ic e P r e s i d e n t ; W . H . S n e l l in g , C a s h ie r .
D ir e c t o r s .—F r e d e r ic k S c h e m e r, W . H . S n ellin g , M ich a e l S p itzle y , T. W . S nelling, F r a n k G ruler.
R eso u rc e s.
R e p o rt o f
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ..................................................
$34,562 05
$46,024 88
$40,402 81
$35,195 74
B o n d s, m o rtg a g e s a n d s e c u r it ie s ........................
86,815 73
95,958 16
102,899 59
110,662 94
6, 335 25
647 41
1,536 67
1,263 47
1,600 00
1.600 00
1,600 00
1,600 00
54, 071 43
25,514 94
23,508 41
28,506 43
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts .....................................................................
B a n k in g h o u se .............................................................
F u r n i t u r e a n d fix tu r e s .............................................
O th e r re a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
U n ite d S ta te s b o n d s ..................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n o N a tio n a l b a n k c u r r e n c y .....................
7,214 00
7,130 00
10,863 00
, 7,207 00
G o ld c o in .......................................................................
2, 285 00
2,180 00
2,190 00
2,385 00
Silver, co in .....................................................................
769 00
913 00
1,600 00
1,155 00
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ........................................................................
77 22
47 70
76 24
108 26
101 22
22 71
994 63
159 68
$193, 830 90
$180,038 80
$185,671 35
$188,243 52
C a p ita l s to c k p a id i n .................................................
$15,000 00
$15,000 00
$15.000 00
$15,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
3,000 00
3,000 00
3 ,0C0 00
3,000 00
1,896 83
2,976 92
2, 569 22
3,681 92
T o ta ls
...................................................................
L ia b ilitie s .
D iv id e n d s u n p a id ......................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
24,951 14
18,545 42
21,266 59
14,789 22
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
129,505 35
117,596 05
121,812 44
128,294 11
19,477 58
22,920 41
22,023 10
23, 478 27
D u e to b a n k s a n d b a n k e r s ................. ...................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e r tific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ...............................
,
B ills p a y a b le ................................ ........................
T o ta ls
...................................................................
19
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$193,830 90
$180,038 80
$185,671 35
'
$188,243 52
146
STATE BANKING DEPARTMENT.
No. 229.
BENZIE COUNTY STATE SAVINGS BANK, FRANKFORT.
Organized April 15, 1901.
L e o n a r d P . C l a sse n s . P r e s i d e n t ; H e n r y F . R o b e r t s o n , V ic e P r e s i d e n t ;
J o s e p h F . H o f s t e t t e r , C a s h ie r .
D ir e c t o r s .— L e o n a rd P . C lassen s, H e n ry F . R o b e rtso n , R o b e r t G. P a u tz , L. E. Y o rc e , Geo.
W a te r s , J r ., W illiam T h u rsto n , J . F . H o f s te tte r .
R eso u rc e s.
R e p o r t of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t Of
Nov. 25.
L o a n s a n d d is c o u n ts .....................................................
$46,141 05
$50,727 61
$51,150 25
$46,968 95
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
30,587 71
34,254 70
34,868 75
37,383 75
P re m iu m s p a id on b o n d s ___, .................................
O v e r d r a f ts ...................................................... .................
72 91
310 36
314 45
123 47
B an k in g h o u s e ..................................... ...........................
4,603 89
5,385 28
5,737 32
5,737 32
F u r n itu r e a n d fix tu re s ................................................
1,450 00
1,450 00
1,450 00
1,450 00
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s an d b a n k e rs (n o t
re s e rv e c it i e s ) ............................................................
80 00
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c itie s ............................
22,806 95
6,154 90
13,843 32
29,514 49
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. an d N a tio n a l b a n k c u r r e n c y ........................
3,422 00
7,724 00
4,262 00
3,686 00
G old c o in ............................................................ *.........
1,080 00
787 50
1,480 00
3,825 00
S ilv e r co in .....................................................................
500 00
650 00
800 00
1,100 00
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
153 90
43 95
97 29
171 32
87 71
89 28
1,230 77
781 89
$110,906 12
$107,657 58
$115,234 15
$130,742 19
C a p ita l s to c k p a id in ....................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
500 00
500 00
1,000 00
1,000 00
469 86
1.153 20
1,007 71
1,953 89
40,986 24
33,811 74
38,336 33
46.718 35
T o ta ls
L iab ilitie s.
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
1,123 86
C e rtifie d c h ec k s ...........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ...............................
S a v in g s d e p o s its ............. ..........................................
17,602 30
16,195 80
17,093 03
18,019 51
S a v in g s c e rtific a te s o f d e p o s it..............................
31,347 72
32,372 98
37,797 08
43,050 44
$115,234 15
$130,742 19
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................. ..............
T o ta ls
....................................... ............................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
2,500 00
$110,906 12
$107,657 58
147
STATE BANKS OF MICHIGAN.
No. 153.
GAYLORD STATE SAVINGS BANK, GAYLORD.
Organized March 4, 1893.
F r a n k A. K r a m e r , P r e s i d e n t ; E a r l B. B o l t o n , V ic e P r e s i d e n t ; S a n f o r d W . B u c k , C a sh ier
H. T. G l e z e n , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—S a n fo rd W . B u ck , E a rl B. B o lto n , F r a n k A. K ra m e r, J o h n G. B erry , G eo. S k e lto n
J a m e s I. B e rry , L e w is J e n s e n .
R eso u rc e s.
R e p o rt of
F e b . 25.
R e p o rt o f
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$97,088 89
$109,385 31
$122,812 10
$121, 716 99
B o n d s, m o rtg a g e s a n d s e c u r it ie s ........................
28,500 00
23,635 00
28,000 00
30,500 00
33 70
■202 25
200 19
481 44
F u r n i t u r e a n d f ix tu r e s .............................................
1,000 00
1,000 00
1,000 00
1,000 00
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
475 00
475 00
425 00
425 00
4,159 20
2,448 40
1,019 94
1,445 30
54,436 32
54,401 44
29,183 41
44,182 86
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
3,879 00
2,913 00
3,356 00
5,826 00
G o ld c o in ................................................................
3,540 00
3,160 00
4,000 00
4,365 0Q
S ilv e r co in .......................................................
553 70
1,213 35
1,258 25
917 05
N ick els a n d c e n t s .............................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ................................................ .
171 97
101 27
253 79
266 48
968 13
1,354 83
1,557 15
1,126 70
$194,805 91
$290,289 85
$193,065 83
$212,252 82
$25,000 00
$25,000 00
$25,000 00
$25,000 00
5,000 00
5,000 00
5,000 00
5,000 00
4, 758 71
5,911 66
6,157 14
7,969 43
P re m iu m s p a id o n b o n d s ................. ................... .
O v e r d r a f ts ......................................................................
B a n k in g h o u se ....................................... .....................
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s .......................
E x c h a n g e f o r c le a r in g h o u s e ................................
T o ta ls
.................................... .....................
L ia b ilitie s .
C a p ita l s to c k p a id i n ................................
S u r p lu s f u n d ...........................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d ....................................
D iv id e n d s u n p a id ..................................
C o m m e rc ial d e p o s its s u b ie c t to c h e c k .............
68,719 12
75,154 93
76,231 61
80,983 26
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
91,328 08
89,223 26
80,677 08
93,300 13
D u e to b a n k s a n d b a n k e r s ..............................
C e rtifie d c h ec k s ............................
C a s h ie r’s ch eck s o u ts ta n d in g ............................
S a v in g s d e p o sits .......................................
S a v in g s c e r tific a te s o f d e p o s it.......................
N o te s a n d b ills re d is c o u n te d ..........................
B ills p a y a b le ................................
T o ta ls
..................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$194,805 91
$200,289 85
$193,065 83
$212,252 82
148
STATE BANKING DEPARTMENT.
No. 249.
GRAND HAVEN STATE BANK, GRAND HAVEN.
' " '
Organized September 23, 1901.
J o h n C. P ost . P r e s i d e n t ; P . B r u s s e , V ic e P r e s i d e n t ; E rb e r t L y n n , C a s h ie r .
D ir e c t o r s .—G. J . D ie k em a, C. V e r S c h u re , G eo. E. K ö lle n , J o h n O. P o s t, Geo. P . H u m m e r,
E lb e r t L ynn, P e t e r B ru sse, K . T. V a n D en B osch, J o h n V e n e k la s e n .
R e s o u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ....................................................
$19,201 93
$37,104 58
$64,033 13
$70,536 50
B onds, m o rtg a g e s a n d s e c u r i t i e s ..........................
5,912 00
16,002 00
27,542 66
32,321 82
14 19
8 10
B an k in g h o u s e .................................................................
6,618 49
6,868 49
6,868 49
6,868 49
F u r n itu r e an d f ix t u r e s .. .............................................
2,193 62
2,416 12
2,426 12
2,426 12
P re m iu m s p a id on b o n d s ...........................................
42 95 .
O v e r d r a f ts ....... .................................................................
O th e r r e a l e s t a t e .........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c itie s ) .............................................................
333 12
1,750 80
C u rre n t e x p e n s e s ......................................... ..................
657 12
1,095 00
2,053 95
A c c r u e d in te r e s t p a id o n m o r tg a g e s ....................
79 42
10,643 07
11,559 54
28.015 96
U . S. a n d N a tio n a l b a n k c u r r e n c y ......................
1,383 00
5,420 00
4,450 00
G old c o in ...........................................................................
540 00
1,465 00
1,444 75
S ilv e r c o in ......................................................................
932 65
1,034 45
1,681 30
1,757 65
N ic k e ls a n d c e n t s .........................................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t ........................................................................
104 13
157 87
177 27
242 40
81 45
276 61
319 69
T o t a ls .......................................................................
$48,598 55
$84,998 25
$138,984 43
$138,964 21
C a p ita l s to c k p a id i n ..................................................
$30,000 00
$30,000 00
$30,000 00
$30,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t an d ta x e s p a id ..........................................
45 28
88 35
1,324 53
88 33
10,924 80
25,661 07
36,643 36
22,314 07
26,780 15
30,979 56
44,236 39
55,582 25
$138,984 43
$138,964 21
U n ite d S t a t e s b o n d s....................................................
D ue fro m b a n k s in re s e r v e c itie s ..........................
17,579 44
E x c h a n g e f o r c le a rin g h o u s e ..................................
5,629 00
.
1,275 00
L iab ilitie s.
D ividends u n p a id ...........................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
16,038 30
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g .................................
S a v in g s d e p o s its .............................................................
2,792 37
S a v in g s c e r tif ic a te s o f d e p o s it..............................
4,836 10
13,210 53
N o te s a n d bills r e d is c o u n t e d .................................
Bills p a y a b le ...............................: ...................................
T o t a ls .......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$48,598 55
$84,998 25
149
STATE BANKS OF MICHIGAN.
No. 61.
GRAND RAPIDS SAVINGS BANK, GRAND RAPIDS.
Organized May 1, 1872.
C h a r l e s W . G a r f i e l d , P r e s i d e n t ; O r so n A . B a l l , V ic e P r e s i d e n t ; F . A . H a l l , C a s h ie r ;
D. B. S h e d d , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—C h a rle s W . G arfield, G e o rg e M. E dison, A a ro n B re w e r, N . F r e d A v e ry , O rson A . Ball,
R o g e r W . B u tte rfie ld , F r a n k E. L e o n a rd , T h o m a s M. P e c k , F r a n k J e w e ll.
R e p o rt o f
F e b . 25.
R e p o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n t s ................. .................................
$853,800 26
$918,526 03
$861,714 24
$927,599 87
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
725,902 15
740,009 05
861,751 79
955,746 79
P re m iu m s p a id on b o n d s .............................................
7,515 00
7,515 00
7,616 25
7,616 25
O v e r d r a f ts ........................................................................
1,409 09
1,550 82
879 62
480 22
Resources.
R ep o rt of
N ov. 25.
R a n k in g honsfi .............................................................
F u r n itu r e a n d f ix t u r e s ...............'................................
11,521 58
11,927 43
10,700 00
10,700 00
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c i t i e s ) . . i ........................................................
26,968 24
23,788 24
15,523 04
14,727 24
14 01
430 86
574 66
461 92
220,883 69
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in re s e r v e c itie s ............................
230,675 47
232,969 14
258,181 26
E x c h a n g e fo r c le a r in g h o u s e ...................................
2,359 65
3,763 90
5,672 92
10,531 96
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
40,417 00
40,206 00
41,281 00
48,699 00
40,500 00
40,395 00
40,787 50
40,225 00
3,552 70
3,133 70
3,521 00
4,774 90
802 23
670 72
492 12
732 87
349 31
749 79
734 69
171 29
$1,945,786 69 $2,025,635 68 $2,109,430 09
$2,243,351 00
S ilv e r c o in ........................................................................
N ick els a n d c e n t s ........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t..........................................................................
T o ta ls
....................................................................
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
$150,000 00
$150,000 00
$150,000 00
$150,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
i n te r e s t a n d taxes p a i d ........................................
30,000 00
30,000 00
30,000 00
30,000 00
12,062 13
17,938 18
17,493 10
24,511 23
D iv id e n d s u n p a id .......................................................
12 00
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
107,317 93
102,280 15
139,147 10
152,954 03
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
22,027 18
16,177 18
217 18
117 18
10 00
25 00
20 00
D u e to banks a n d bankers......................................
C e rtifie d c h ec k s ..........................................................
128 20
>
C a s h ie r’s c h e c k s o u ts ta n d in g ..................................
Savings d e p o s its ........................................................
1,051,083 27
1,067,368 79
1,137,088 19
1,175,183 86
Savings certificates of deposit .............................
573,155 98
641,871 38
635,454 52
710,559 70
$1,945,786 69 $2,025,635 68 $2,109,430 09
$2,243,351 00
Notes and bills rediscounted ................................
Bills payable ................................................................
.
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
150
STATE BANKING DEPARTMENT.
No. 65.
KENT COUNTY SAVINGS BANK, GRAND RAPIDS.
Organized December 24, 1884.
J o h n A. C o v o d e , P r e s i d e n t ; H e n r y I dem a , V ic e P r e s i d e n t ; J . A . S. V e r d i e r , C a s h ie r ;
A. T. S lag h t , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—J o h n A. C o v o d e, H e n rv Id e m a ^ J . A. S. V e rd ie r, E. C ro fto n F o x , T. J . O ’B rien, F. C<
M iller, J o h n W . B lo d g e tt, T. S t e w a r t W h ite .
R e so u rc e s.
R eport of
F e b . 25.
R eport o f
A p r i l 30.
R eport o f
S e p t . 15.
R eport of
N o v . 25.
L o a n s a n d d is c o u n ts ....................................................
$ 1 ,2 2 6 ,6 0 2 62
$ 1 ,3 4 7 ,4 9 1 98
$ 1 ,4 7 0 ,9 2 0 79
$ 1 ,4 8 8 ,6 6 5 86
B onds, m o rtg a g e s a n d s e c u r i t i e s ..........................
6 4 0 ,5 7 5 45
6 6 3 ,4 9 9 83
6 6 8 ,9 3 3 72
7 2 0 ,8 7 5 27
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ........................................................................
999 99
1 ,9 1 7 46
1 ,0 7 3 04
1 ,6 6 0 67
B a n k in g h o u s e ........... .....................................................
2 5 ,0 0 0 00
2 5 ,0 0 0 00
25., 0 0 0 00
2 5 ,0 0 0 00
F u r n itu r e an d f ix tu re s ................................................
3 ,0 0 0 00
3 ,0 0 0 00
3 ,0 0 0 0 0
3 ,0 0 0 0 0
O th e r r e a l e s t a t e ................................................ .........
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c itie s ) .............................................................
1 0 ,7 4 0 89
9 ,1 7 6 75
1 4 ,2 7 0 74
1 0 ,8 4 0 74
1 ,2 4 4 20
7 0 4 88
2 3 ,6 7 6 92
1 ,7 5 7 27
D ue fro m b a n k s in r e s e r v e c itie s ..........................
2 9 3 ,3 6 2 65
2 4 5 ,0 8 0 36
2 9 5 ,5 1 3 25
2 4 2 ,8 7 8 07
E x c h a n g e f o r c le a rin g h o u s e ...................................
1 1 ,0 8 6 08
8 ,8 0 3 60
8 ,6 3 3 54
3 ,0 3 6 25
U . S. an d N a tio n a l b a n k c u r r e n c y ......................
3 9 ,7 8 7 00
8 5 ,4 1 6 00
6 1 ,4 3 2 00
6 7 ,7 6 4 0 0
G old c o i n ..........................................................................
6 0 ,1 6 0 00
6 0 ,3 9 0 00
6 0 ,3 4 5 0 0
6 0 ,7 0 0 00
S ilv e r c o in ........................................................................
6 ,4 7 2 15
1 0 ,0 4 9 95
711 75
3 ,0 5 1 60
N ic k e ls a n d c e n t s .........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ...........................................................................
1 ,1 2 5 01
1 ,7 7 6 62
671 47
4 1 0 97
479 32
2 9 5 25
464 89
379 88
T o t a ls ......................................................................
$ 2 ,3 2 0 ,6 3 5 36
$ 2 ,4 1 2 ,6 0 2 68
$ 2 ,6 3 4 ,6 4 7 11
$ 2 ,6 3 0 ,0 2 0 58
C a p ita l s to c k p a id i n ...............................................«.
$ 5 0 ,0 0 0 0 0
$ 5 0 ,0 0 0 00
$ 5 0 ,0 0 0 0 0
$ 5 0 ,0 0 0 0 0
S u rp lu s fu n d .......................................................... ..........
U n d iv id e d pro fits, le s s c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a id ..........................................
1 0 0 ,0 0 0 00
1 0 0 ,0 0 0 00
1 0 0 ,0 0 0 00
1 0 0 ,0 0 0 00
2 7 ,1 2 4 13
3 7 ,7 8 8 17
4 3 ,9 0 7 74
5 4 ,1 1 9 70
2 4 7 ,8 5 7 18
2 8 3 ,9 5 6 61
3 3 0 ,3 8 3 44
2 7 9 ,7 1 8 54
116 90
116 90
5 3 6 90
5 8 6 90
S a v in g s d e p o s its ............................................................
1 ,3 0 8 ,5 4 1 15
1 ,3 2 5 ,4 5 0 21
1 ,4 1 5 ,2 9 9 32
1 ,4 3 5 ,4 1 7 04
S a v in g s c e r tif ic a te s o f d e p o s it.............................
586, 9 9 6 00
6 1 5 ,2 9 0 79
6 9 4 ,5 1 9 71
7 1 0 ,1 7 8 40
$ 2 ,4 1 2 ,6 0 2 6 8 J $ 2 ,6 3 4 ,6 4 7 11
$ 2 ,6 3 0 ,0 2 0 58
U n ite d S t a t e s b o n d s....................................................
L iab ilitie s.
D iv id en d s u n p a id ...........................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D ue to b a n k s a n d b a n k e r s .......................................
C e rtifie d c h e c k s ...................................................... ..
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
N o te s a n d bills re d is c o u n te d ............. .....................
Bills p a y a b le .....................................................................
T o t a ls ............................ ..........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$ 2 ,3 2 0 ,6 3 5 36
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ST 4
151
STATE BANKS OF MICHIGAN.
THE MICHIGAN TRUST COMPANY, GRAND RAPIDS.
"Ä
LEWIS H . W i t h e y , P r e s i d e n t ; W i l l a r d B a r n h a r t , F i r s t V ic e P r e s i d e n t ; G e o r g e E . — — ,v
S e c o n d V ic e P r e s i d e n t ; H e n r y I dem a , T h i r d V ic e P r e s i d e n t ; F . A . G o r h a m , S e c r e t a r y ; C l a u d e
H a m il t o n , A s s i s t a n t S e c r e t a r y .
D i r e c t o r s .—T. S t e w a r t W h ite , L e w is H. W ith e y , J a m e s M. B a r n e tt, H a rv e y J . H o llis te r, W illa rd
B a r n h a r t, S a m u e l S e a rs , C h a rle s H. H a c k le y , S. B. J e n k s , H e n ry Id e m a , D a rw in D. C ody,
F . A. G o rh am , T h o m a s H e ffe ra n , W m . G. R ob in so n , D udley E. W a te r s , E. G o ld en F ile r, W . W .
C u m m er, W m . Ju d so n , W illiam A ld e n S m ith , J . B oyd P a n tlin d , G eo. E. H a rd y , E d w a rd L o w e .
R e p o rt o f
F e b . 25.
R eso u rc e s.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
-C o lla te ra l lo a n s —tim e .................................................
$67,695 99
$64,971 00
$74,276 00
$84,956 45
C o lla te r a l lo a n s—d e m a n d .............. ...........................
309,157 56
141,660 31
358,725 23
308, 618 59
L o a n s on r e a l e s t a t e m o rtg a g e s —in o ffic e .........
L o a n s on re a l e s t a t e m o rtg a g e s —w ith S ta te
T r e a s u r e r .......................................................................
139,107 89
135,034 37
120,424 37
118,436 26
108,050 00
108,050 00
102,514 91
102,262 16
94,075 00
130,550 00
98,150 00
161,250 00
O th e r lo a n s .......................................................................
B on d s—in office...............................................................
B o n d s—w ith S t a t e T r e a s u r e r .................................
S t o c k s .........................................................................—
6, 848 61
6,848 61
6,848 61
6,848 61
R e a l e s t a t e o w n e d .................................................. —
23,916 34
25,015 55
15,879 70
15,802 72
95,215 00
O th e r in v e s tm e n ts .........................................................
104,100 00
18,290 00
A d v a n c e s to tr u s ts ........................................................
19,650 63
21,612 76
25,035 14
30,658 82
S a f e d e p o s it v a u l t s ........... ..........................................
17,000 00
17,000 00
17,000 00
17,000 00
F u r n itu re a n d fix tu re s ..................................................
5,000 00
5,000 00
5,000 00
5,000 00
160,587 55
75,223 81
64,467 41
227,734 53
P rem iu m s p a i d ...............................................................
D ue fro m a p p ro v e d re s e r v e
a g e n t s ..............—
2,502 98
93,555 53
3,820 67
C ash ite m s ........................................................................
1,560 27
4,766 84
5,256 81
N ic k e ls a n d c e n t s ...................................................... .
11 15
6 56
3 91
39
S ilv e r c o i n ........................................... ..........................
185 40
357 70
66 75
45 80
D ue fro m o th e r b a n k s a n d b a n k e r s .......................
13,893 68
G o ld c o in ...........................................................................
13,157 50
9,112 50
11,242 50
1,127 50
IT. S. a n d n a tio n a l b a n k n o t e s .................................
15,989 00
15,254 00
19,060 00
4, 923 00
$787,880 85 $1,017,016 90
$1,188,957 31
T o ta ls
....................................................................
$1,088,595 87
L ia b ilitie s .
C a p ita l s to c k p a id in............. .......... .................
$200,000 00
$200,000 00
$200,000 00
$200,000 00
S u r p lu s f u n d .............................................................. ..
U n d iv id e d p ro fits (le ss e x p e n s e s, in te r e s t a n d
ta x e s p a id ) ....................................................................
100,000 00
100,000 00
100,000 00
100,000 00
33,263 30
23,623 47
20,653 76
26,957 40
P re m iu m s ....................................... ............. ....................
4,314 07
5,533 24
5,568 24
D iv id e n d s u n p a id .................................. ...................
T r u s t d e p o s its ................................................................
139,175 88
155,954 29
120,151 09
113,948 65
D e b e n tu r e s .......................................................................
64,551 77
86,966 03
130,892 80
135,867 50
O th e r lia b ilitie s ...............................................................
547,290 85
221,337 06
439,786 01
606,615 52
$787,880 85 $1,017,016 90
$1,188,957 31
T o ta ls
.................................. ................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,088,595 87
0
152
STATE BANKING DEPARTMENT.
No. 108.
PEOPLE’S SAVINGS BANK, GRAND RAPIDS.
Organized December 23, 1890.
T hom as H e f f e r a n , P r e s i d e n t ; W m . A l d e n S m i t h , V ic e P r e s i d e n t ; C h a r l e s B. K e l s e y , C a s h ie r ;
M. D. H o o g e s t e g e r , A s s i s t a n t C a s h ie r .
D ir e c t o r s .—W m . A ld e n S m ith , D u d ley E. W a te r s , J o h n M u rray , T h o m a s H e ffe ra n , R e u b e n H a tc h ,
C h a rle s B. K e lse y , W m . H A n d e rso n , W m . H . G ay, R e u b e n B lo o m er, S a m u e l M. L e m o n ,
J o h n W . B lo d g e tt, A. D. R a th b o n e , E u g e n e D. C o n g er, J . B oyd P a n tlin d , C h ris tia n B e r ts c h .
R ep o rt of
F e b . 25.
R eso u rc e s.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$365,799 85
$437, 379 00
$500,279 58
$584, 926 42
B o n d s, m o rtg a g e s a n d s e c u r itie s .........................
1,214,229 33
1,192,415 68
1,243,585 23
1,271,226 90
P re m iu m s p a id on b o n d s .........................................
18,895 00
18,150 00
17,900 00
17,813 90
O v e r d r a f ts ......................................................................
197 11
1,494 24
1,052 87
943 98
R a n k in g h o n sp ,,
F u r n i t u r e a n d f ix tu r e s .............................................
3,750 00
3,750 00
3,500 00
3,500 00
O th e r r e a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (u o t
re s e rv e c i t i e s ) ............................................................
20,374 94
15, 932 87
24,013 38
23,431 79
5,235 80
11,978 16
8,962 23
4,629 86
D u e fro m b a n k s in re s e rv e c itie s .........................
292,110 30
236,213 55
270,151 51
188,175 12
E x c h a n g e f o r c le a r in g h o u s e ................................
4, 300 77
18,411 84
10,272 74
24,155 64
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
42,603 00
61,789 00
40,085 00
42, 798 00
G o ld co in .......................................................................
34.735 00
37,440 00
37,680 00
45,745 00
S ilv e r co in ......................................................................
522 60
2, 368 75
1,010 25
1,709 20
N ick els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
151 24
175 16
98 51
118 13
841 66
580 87
752 84
2,870 91
$2,003,746 60 $2,038,079 12 $2,159,344 14
1
$2,212,044 85
T o ta ls
....................................................................
1
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits , le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a id .........................................
20,000 00
20,000 00
20,000 00
20,000 00
14,743 19
19, 546 02
22, 522 94
26,963 83
D iv id e n d s u n p a id .......................................................
250 00
18 00
C o m m e rc ial d e p o sits s u b ie c t to c h e c k ..............
202,183 86
222,153 44
255,105 10
223,128 75
S a v in g s d e p o s its ........................................................
718,539 43
726,486 83
746,745 79
769,050 66
S a v in g s c e rtific a te s o f d e p o s it..............................
948,030 12
949, 874 83
1,014,970 81
1,072,879 61
$2,003,746 60 $2.038,079 12 $2,159,344 14
$2,212,044 85
22 00
C o m m e rc ial c e rtific a te s o f d p p o s it...........
D u e to b a n k s a n d b a n k e r s ......................................
C ertifie d c h ec k s ........................................ Tr ...........
C a s h ie r ’s ch eck s o u ts ta n d in g ..........................
N o te s a n d b ills re d is c o u n te d ............................
B ills D avahle .....................................................
T o ta ls
r
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
153
STATE BANKS OF MICHIGAN.
No. 139.
STATE BANK OF MICHIGAN, GRAND RAPIDS.
Organized June 25, 1892.
D a n ie l Mc C o y , P r e s i d e n t ; E d w a r d L o w e , V ic e P r e s i d e n t ; M a r s h H . S o r r ic k , C a s h ie r .
D i r e c t o r s .—W m . J . S tu a r t, W m . H . J o n e s , J a m e s K. J o h n s to n , E d w a rd L o w e , D a n iel M cC oy,
B e n ja m in W o lf, E. A. S to w e , S. B. J e n k s , M. H . S o rric k , E . H . F o o te .
R eso u rc e s.
L o a n s a n d d is c o u n ts.-.................................................
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
$1,444,132 79 Bl, 503, 304 05 Bl, 630,877 26
$1,654,213 64
255,070 79
381,649 01
394,912 51
2, 670 02
2,670 02
4,888 42
4,888 42
111 48
142 95
377 04
305 27
F u r n i t u r e a n d f ix tu r e s .............................................
5,000 00
5,000 00
3,000 00
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
5,245 71
4,795 71
1,495 71
6,870 98
9,813 99
11,116 37
20,256 59
198.174 33
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
251,455 19
P r e m iu m s p a id on b o n d s .........................................
O v e r d r a f ts .....................................................................
B a n k in g h o u se ..............................................................
3,000 OO
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
178,628 05
198,124 50
373,945 27
E x c h a n g e f o r c le a r in g h o u s e ...............................
5,219 69
6. 636 36
17,834 71
9, 549 42
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
81,076 00
75,947 00
61,411 00
70,154 00
G old c o in .......................................................................
31,843 00
43,671 00
65,040 00
74,603 50
8,115 50
4.420 00
13,901 00
16,682 50
667 95
1,046 83
970 76
1,189 53
184 45
3,116 54
219 65
1,013 10
$2,021,220 81 $2,113,759 74 $2,566,726 20
$2,448,942 81
S ilv e r co in ................................................................ .
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
T o ta ls
...................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
$150,000 00
$150,000 00
$150,000 00
$150,000 OO
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en ses,
i n te r e s t a n d ta x e s p a i d .........................................
50,000 00
50,000 00
65,000 00
65,000 00
29, 265 48
34,444 63
29,327 87
35,386 60
D iv id e n d s u n p a id .......................................................
119 00
179 00
64 00
37 00
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
855,070 11
885, 899 62
1,133,605 87
1,033,190 46
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
123. 906 94
152,223 66
202, 287 84
207,071 25
D u e to b a n k s a n d b a n k e r s ......................................
46, 813 40
43, 505 58
76,690 03
54, 683 82
C e rtifie d c h ec k s ..........................................................
85 00
239 40
25 00
S a v in g s d e p o s its ........................................................
331,667 86
326.566 92
371,061 08
382, 304 27
S a v in g s c e rtific a te s of d e p o s it..............................
434,293 02
470,700 93
538,664 51
521,269 41
$2,021,220 81 $2,113,759 74 $2, 566,726 20
$2,448,942 81
C a s h ie r’s c h ec k s outstanding............................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
...................................................................
20
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT
No. 27.
FARMERS’ BANK OF GRASS LAKE, GRASS LAKE.
Organized April 24, 1883.
E. J . F o s t e r P r e s i d e n t ; D. G. H e l l i e r , V ic e P r e s i d e n t ; E . L. C o o p e r , C a s h ie r .
D i r e c t o r s .—J . E. R ay m o n d , E. L . C o o p er, E. J . F o s te r , M. W . D w elle, E. W . C ra fts , D. G.
H e llie r, E. W . H o b a rt, E. A . C ro m a n , W . R. R eynolds.
R e s o u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 15.
L o a n s an d d is c o u n ts ....................................................
$42,655 65
$43, 452 47
$47,065 40
$57, 297 31
B onds, m o rtg a g e s a n d s e c u r itie s ...........................
80,495, 53
77,997 48
88,630 54
90, 462 09
P re m iu m s p a id o n b o n d s ...........................................
O v e r d r a f ts ...............................................
856 71
318 55
986 27
118 84
B an k in g h o u se ............................................................
3,300 00
3, 300 00
3,300 00
3,300 00
*F u r n itu r e a n d f ix tu re s ................................................
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e r s (n o t
re s e r v e c it i e s ) ..........................................................
1,200 00
34,148 31
38,216 50
37,224 38
38,189 79
4,505 00
3.484 00
4, 324 00
6,370 00
1,190 00
415 00
2,315 00
1,140 00
S ilv e r c o in ..........................................................
993 00
1,441 20
1,592 30
1,471 10
N ic k e ls an d c e n t s ........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t...................................................................
138 31
87 06
135 15
246 18
175 66
485 87
125 65
735 95
$169,658 17
$169,198 13
$185,698 69
$199, 331 26
$25,000 00
$25,000 00
$25,000 00
$25,000 00
3,200 00
3,200 00
3, 400 00
3,400 00
978 45
559 17
714 62
1,220 61
248 50
38 50
34,720 40
31, 862 47
34,337 69
40,565 05
U n ite d S t a t e s b o n d s .....................................
D u e fro m b a n k s in r e s e r v e e itie s ..........................
E x c h a n g e fo r c le a rin g h o u s e ..................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ......................
•Gold c o i n ...............................................
T o t a ls .............................................................
L iab ilitie s.
■Capital s to c k p a id i n ...............................................
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s,
i n te r e s t a n d ta x e s p a id ..................................
D iv id en d s u n p a id ................................................
•C o m m ercial d e p o s its s u b je c t to c h e c k .............
•C o m m ercial c e r tif ic a te s o f d e p o s it......................
D u e to b a n k s a n d b a n k e r s .......................................
•C ertified c h e c k s ...............................
C a s h ie r’s c h e c k s o u ts ta n d in g .................................
S a v in g s d e p o s its .............................................................
5,281 18
5,247 81
6,570 52
7,990 61
S a v in g s c e r tif ic a te s o f d e p o s it..............................
100,229 64
103,290 18
115,675 86
121,154 99
$169,658 17
$169,198 13
$185,698 69
$199, 331 26
N o te s an d bills r e d is c o u n t e d .................................
B ills p a y a b le .....................................................................
T o t a ls .......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
155
STATE BANKS OF MICHIGAN.
No. 263.
COMMERCIAL STATE SAVINGS BANK, GREENVILLE.
Organized August 27, 1902.
T. J . P o t t e r , P r e s i d e n t ; D. K . B l a c k , V i c e P r e s i d e n t ; C. V . C oats , C a s h ie r .
D i r e c t o r s .—T. J . P o tt e r , D. K. B lack , C. A. M iller, P a u l V a n D einse, E . A. K e m p , O. C. M iller,
S ilas K e n t.
R e p o rt o f
R eso u rc e s.
R ep o rt of
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$12,930 60
$52, 696 46
B o n d s, m o rtg a g e s a n d s e c u r it ie s ............................
500 00
500 00
1,869 13
2,028 94
345 01
7,890 34
16, 970 43
P re m iu m s p a id on b o n d s ................. t .....................
-
O v e r d r a f ts .........................................................................
B an k in g h o u s e .................................................................
F u r n itu r e an d fix tu r e s .................................................
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c i t i e s ) .............................................................
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in re s e r v e c i t i e s ............................
13, 849 68
E x c h a n g e fo r c le a rin g h o u s e ...................................
950 00
U . S. a n d N a tio n a l b a n k c u r r e n c y ..........................
5,560 00
5, 418 00
U o ld c o in ........................................................................
1,630 00
3,850 00
S ilv e r c o in .........................................................................
837 26
354 00
N ic k els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t ...........................................................................
100 00
T o t a l s . . ....................................................................
$38,571 68
$91,180 10
C a p ita l s to c k p a id i n ....................................................
$25,000 00
$25, 000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a i d ........................................
9 84
193 30
6,876 72
22,002 16
6,685 12
43, 984 64
$38,571 68
$91,180 10
110 82
1,361 11
L iab ilitie s.
D iv id e n d s u n p a id ......................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
'C o m m e rc ia l c e r tific a te s o f d e p o s it. .
D u e fn b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ___................................. ........... .
C a s h ie r ’s c h ec k s o u ts ta n d in g
S a v in g s d e p o s its -
--
................. , .............. ,
P a v in g s c e r tific a te s o f d e p o s it..........
N o te s a n d b ills re d is c o u n te d ..............................
T o t a ls ................... t.................... , ...........................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
156
STATE BANKING DEPARTMENT.
No. 188.
GREENVILLE STATE BANK, GREENVILLE.
Organized April 21, 1896.
F . N. W r i g h t , P r e s i d e n t ; W . D. J o h n s o n , V ic e P r e s i d e n t ; W ii. H . B r o w n e , C a s h ie r .
D i r e c t o r s —F . N . W rig h t, F . S. G ibson, W . D. Jo h n so n , W . H . B ro w n e , C. W . Jo h n so n ,
E.
R u ta n .
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$175,354 19
$182,106
88
$206,567 57
$193,012 14
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
67,326 00
62,241 00
89,218 40
94,143 40
1 52
3 58
R eso u rc e s.
R ep o rt of
N ov. 25.
P re m iu m s p a id on b o n d s ..........................................
O v e r d r a f ts ......................................................................
B a n k in g h o u se .............................................................
F u r n i t u r e a n d fix tu r e s .............................................
900 00
900 00
O th e r re a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c it i e s ) ............................................................
41,444 75
1,280
00
1,372 50
20,222 70
5,497 00
3,075 06
78,747 80
89,532 78
82,197 89
69,283 76
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
8,185 00
14,370 00
14,985 00
12,190 00
G old co in .......................................................................
4,115 00
4,130 00
4,115 00
4,210 00
S ilv e r c o in ......................................................................
869 25
1,271 75
1,232 95
1 869 85
N ick els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t ......................................
142 24
28
102 10
120 70
T o ta ls
....................................................................
102
7 13
$377,091 36
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
$25,000 00
$25,000 00
S u r p lu s fu n d ..........................................................
U n d iv id e d p ro fits, le ss c u r r e n t expenses,
in te r e s t a n d taxes p a i d .........................................
18,500 00
18,500 00
2,335 14
3,656 35
6,707 69
125,385 75
113,470 87
92,795 83
96,852 7fi
205,870 41
214,250 17
262,193 91
231,356 21
7
579
09
D iv id e n d s u n p a id ................... .................................
C o m m e rc ial d e n o s its s u b le c t to c h e c k .............
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
Certified ch eck s ..........................................................
F o s h ie r ’s ch eck s outstanding............................
S a v in g s d e p o s its ...........................................
S a v in g s c e rtific a te s o f d e p o s it ...................
N o te s a n d b ills rediscounted........ ...............
B ills p a y a b le .................................................
T o ta ls
............... \ ............ f . . . ...................tfT
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
P77 091
(pO 1 V } Aa H / v v
157
STATE BANKS OF MICHIGAN.
No. 95.
SUPERIOR SAVINGS BANK, HANCOCK.
Organized April 17, 1890.
C. A. W r i g h t , P r e s i d e n t : J acob B a e r , V ice P r e s i d e n t ; M. C. G e t c h e l l , C a s h ie r .
D ir e c t o r s .—J o h n so n V ivian, J a c o b B ae r, C h a rle s A. W rig h t, E. L. W rig h t, M. C. G e tc h e ll.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts .............................. ....................
$364,962 20
$384,819 64
$386,104 07
$426,893 86
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
187,845 00
192,523 00
153,815 00
163,045 36
P re m iu m s p a id on b o n d s ............. ...........................
810 00
810 00
810 00
810 00
O v e r d r a f ts ......................................................................
i
226 06
741 61
414 32
234 64
R eso u rc e s.
R e p o r t of
N ov. 25.
F u r n i t u r e a n d f ix t u r e s ............... .............................
4,915 86
4,915 86
4,915 86
4,915 86
O th e r re a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ..........,.................................................
5,744 82
5,744 82
5,744 82
5,744 82
70,368 21
32,226 86
54, 616 79
49,468 15
D u e fro m b a n k s in re s e r v e c itie s ........................
49,755 16
51, 322 71
79, 940 80
44,670 69
41,605 00
42,224 00
37,583 00
37,337 00
4,240 00
9,705 00
7,190 00
8,805 00
2,151 85
3,124 85
2,080 50
2, 495 45
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
S ilv e r co in .....................................................................
451 34
401 99
410 42
279 19
2,024 90
1,370 48
6,206 31
2,069 23
$735,100 40
$729,930 82
$739,831 89
$746,769 25
C a p ita l s to c k p a id i n ............................................. .
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s fu n d ............... ................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en ses,
i n te r e s t a n d ta x e s p a i d .........................................
20,000 00
20,000 00
20,000 00
20,000 00
5,609 23
7,554 57
7,394 70
10,741 79
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
219,214 21
207,611 84
218,855 24
208,102 49
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
325 00
266 00
20 01
606 00
1,327 55
2,287 75
1,346 44
2,689 33
S a v in g s d e p o s its ........................................................
406,574 72
407,652 23
402,745 11
416,647 67
S a v in g s c e r tific a te s o f d e p o s it.............................
32,049 69
34,558 43
39,470 39
37.981 97
$735, 100 40
$729,930 82
$739,831 89
$746,769 25
N ick els a n d c e n t s ........... ..............................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
T o ta ls
...................................................................
L ia b ilitie s .
D u e to b a n k s a n d b a n k e r s ......................................
( a s h in* s c h ec k s o u ts ta n d in g ................................
N o te s a n d b ills re d is c o u n te d ................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
158
STATE
BANKING DEPARTMENT.
SUPERIOR TRUST COMPANY, HANCOCK.
Organized July 21, 1902.
C. A. W r i g h t . P r e s i d e n t ; J acob B a e r , V ic e P r e s i d e n t ; M. C. G e t c h e l l , S e c r e t a r y a n d T r e a s u r e r ■<
D ir e c t o r s .—C. A. W rig h t, A. R. G ray , G e o rg e R u p p e, R. R. G oodell, J a m e s C h y n o w eth , J a m e s R.
C o o p er, G ra h a m P o p e , A . J . S c o tt, J a c o b B ae r, C h a rle s B riggs, J a m e s M ac N a u g h to n , E d g a r H .
T o w a r, A llen F . R ee s, L e ssin g K a rg e r, J o h n D. C uddihy, J o h n J . C ase, W illiam A . P a in e ,
H a rry F. F a y , W illiam E. P a rn a ll, C h a rle s H. H all.
R eso u rc e s.
R ep o rt of
R ep o rt of
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
C o lla te r a l lo a n s —tim e ...................................
C o lla te r a l lo a n s —d e m a n d .......................................
L o a n s on r e a l e s t a t e m o r tg a g e s —in o ffic e .........
L o a n s on r e a l e s t a t e m o rtg a g e s —w ith S t a t e
T r e a s u r e r .......................................................................
*75,170 00
*78,400 00
O th e r lo a n s .....................................................................
B o n d s—in o ffice..........................................................
B o n d s—w ith S t a t e T r e a s u r e r ...................................
S to c k s .................................................... ............................
26,460 00
R e a l e s t a t e o w n e d .........................................................
O th e r in v e s tm e n ts ......................................................
A d v a n c e s to t r u s t s ........................................................
P re m iu m s p a id .................................................................
S a fe d e p o s it v a u lts ......................................................
F u r n itu re an d fix tu re s .........................................
D ue fro m a p p ro v e d re s e r v e a g e n ts ....................
D ue fro m o th e r h a n k s and b a n k e r s ...........
186 98
580 23
5,005 75
5,022 18
12, 975 28
20, 945 95
C ash ite m s .....................................................................
N ic k e ls a n d c e n t s .........................................................
S ilv e r c o in ........................................................................
G old c o in ............................................................................
U. S. an d N a tio n a l b a n k n o te s .................................
T o ta ls
....................................................................
*93, 338 01
*131,408 36
L ia b ilitie s .
C a p ita l s to c k p a id i n ................... ...... T..............
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits (less e x p e n s e s, in te r e s t a n d
ta x e s p a id )....................................................................
*75,000 00
*102,200 OO
15,000 00
20,320 OO
188 01
548 36
3,150 00
8, 340 00
*93, 338 01
*131,408 36
D iv id e n d s u n p a id .......................................................
T r u s t d e p o s its .................................................................
D e b e n tu r e s ........................................................................
O th e r lia b ilitie s ...............................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STA TE
BANKS
OF
M IC H IG A N .
159*
N o . 254.
HURON
COUNTY
S A V IN G S B A N K , H A R B O R 3 B E A C H .
O r g a n iz e d J a n u a r y 15, 1902.
M a t t h e w D. W a g n e r , P r e s i d e n t a n d C a s h i e r ; G e o r g e J. J e n k s , V i c e P r e s i d e n t ;
H e n r y Bin k e e , A s s is ta n t C a s h ie r .
Di r e c t o r s .—M a tth e w D. W a g n e r, C h a rle s N o b le, G e o rg e J. J e n k s , D arius M ih le th a le r,
P h ilip B inkle.
R e s o u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o rt o f
S e p t. 15.
....
J
R ep o rt of
N ov. 25.
L o a n s an d d is c o u n ts ....................................................
$59,277 75
$56,319 67
$48,858 04
$51,190 36
B onds, m o rtg a g e s an d s e c u r it ie s ........................
36,238 60
42,010 12
44,891 27
46,628 77
25 99
725 92
B an k in g h o u s e .................................................................
3,200 00
3,200 00
3,200 00
3,216 25
F u r n itu r e a n d fix tu r e s ................................................
2,000 00
2,000 00
2,000 00
2,000 00
O th e r re a l e s t a t e .........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c itie s ) .............................................................
1, 546 33
1,471 83
1,768 42
1,334 57
24,527 80
12,497 62
27,756 88
25,525 59
67 40
1,885 19
246 73
5, 059 00
3,795 00
4,482 00
P re m iu m s p a id on b o n d s ..........................................
O v e r d r a f ts ........................................................................
U n ite d S t a t e s b o n d s....................................................
D ue fro m b a n k s in re s e r v e c itie s ..........................
E x c h a n g e fo r c le a rin g h o u s e ............................
U . S. a n d N a tio n a l b a n k c u r r e n c y ......................
5,173 00
G old c o in ...........................................................................
190 00
105 00
45 00
900 00
S ilv e r c o in ........................................................................
822 91
220 15
117 70
132 85
N ic k e ls a n d c e n ts .........................................................
C h eck s, c a s h ite m s an d in te rn a l re v e n u e
a c c o u n t..........................................................................
3 65
114 40
39 48
T o t a ls .......................................................................
$132,980 04
$123,301 02
$134,382 97
137,141 79
C a p ita l s to c k p a id i n ..................................................
$30,000 00
$30,000 00
$30,000 00
$30,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a id ..........................................
408 95
402 95
293 14
2,333 81
17,903 77
21,628 16
19,165 53
74,994 30
81,229 14
83,157 68
1,232 53
2,484 77
$134,382 97
$137,141 79
235 83
23 45
735 80
L iab ilitie s.
D iv id en d s u n p a id ............. ..............................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
25,276 32
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
D np to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ..
S a v in g s d e p o s its ........................................................
77. 294 77
N o te s a n d h ills re d is c o u n te d --R ills p a y a b le ................................................................
T o t a l s . ....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$132,980 04
$123,301 02
1
160
STATE BANKING DEPARTMENT,
No. 50.
OCEANA COUNTY SAVINGS BANK, HART.
Organized October 31, 1887.
C. T. H i l l s , P r e s i d e n t ; A. L , C a r r , V ic e P r e s i d e n t ; D. J . Ma t h e w s , C a s h ie r .
D i r e c t o r s .—L. N . K e a tin g , A . L. C arr, C. H . H a c k le y , G e o rg e R. B a te s , C. T. H ills, A. E . M o tley
G. T. S an d s.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$51,432 26
$46, 774 08
$51,319 01
$45,938 52
B o n d s, m o rtg a g e s a n d s e c u r it ie s ..................... .
58,361 37
72,487 75
84,430 25
89,767 75
P re m iu m s p a id on b o n d s .........................................
O v e rd ra fts ....................................................................,
45 59
41 31
381 99
35 57
B a n k in g h o u se ..............................................................
4,160 00
4,160 00
4,160 00
4,160 00
F u r n i t u r e a n d f ix tu r e s .............................................
2,070 65
2,070 65
2,070 65
2,070 65
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
498 60
498 60
498 60
498 60
5,506 68
1,021 61
323 21
422 74
24,630 81
34,077 69
40,738 01
36,076 88
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e rv e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
4,655 00
3, 920 00
7,688 00
11,887 00
G o ld co in .......................................................................
1,090 00
1,600 00
2,235 00
2,915 00
S ilv e r co in .....................................................................
3,120 00
2,260 00
2,322 00
4,251 00
180 53
177 43
159 90
140 01
24 66
458 05
5, 593 83
1,369 06
$155,776 15
$169,547 17
$201,920 45
$199,532 78
C a p ita l s to c k p a id i n .................................................
$40,000 00
$40,000 00
$40,000 00
$40,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
7,300 00
7,300 00
7,300 00
7,300 00
334 92
1,022 65
2,034 08
3,407 02
C o m m e rc ial d e p o s its s u b je c t to c h e c k ............
27,675 21
28,758 85
43,134 72
37,078 73
C o m m e rc ial c e rtific a te s of d e p o s it.....................
28,013 48
31,164 61
42,118 60
44,621 25
52,452 54
61,301 06
67,333 05
67,125 78
$155,776 15
$169,547 17
$201,920 45
$199,532 78
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
161
STATE BANKS OF MICHIGAN.
No. 11.
HASTINGS CITY BANK, HASTINGS.
Organized October 26, 1886.
Ch
D
ester
ir e c t o r s .
M e s s e r , P r e s id e n t; R . B . M
—C h e s te r M esser,
D. S.
esser
. V ic e P r e s i d e n t ; A . A . A
G o o d y e ar, L u k e W a te r s ,
A. A. A n d e rso n .
R. B .
n d er so n
M esser, M.
L.
, C a s h ie r .
C ook,
R. T.
,
F ren ch ,
R eso u rc e s.
R e p o rt o f
F e b . 25.
R e n o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
R o an s a n d d is c o u n t s ..................................................
8133,134 23
$136,032 36
$136,416 06
$160,864 82
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
61,312 50
79,900 50
79,803 60
84,189 60
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts
,, TTt *r - - ....................................................
1,645 81
143 49
2,369 36
4,747 57
R a n k in g h o u se .............................................................
13,000 00
13,000 00
13,000 00
13,000 00
F u r n i t u r e a n d f ix t u r e s .............................................
2,000 00
2,000 00
3,100 00
3,100 00
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
5,000 00
5,000 00
5,000 00
5,000 00
42,082 74
38,431 57
45,115 15
54,851 48
U n ite d S ta te s b o n d s ................. ................................
D u e fro m b a n k s in re s e rv e c itie s ............. ..........
F ix ch an g e f o r c le a r in g h o u s e ................................
10,655 00
5,610 00
4,222 00
4,355 00
O o ld coin ......................................................................
4,100 00
4,830 00
4,115 00
4,545 00
S ilv e r coin .....................................................................
1,150 00
800 00
700 00
800 00
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
15 22
85 06
49 18
70 83
248 32
1,959 95
569 08
609 00
$274,343 82
$287,792 93
$294,459 43
$336,133 30
C a p ita l s to c k p a id i n .................................................
$75,000 00
$75,000 00
$75,000 00
$75,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te re s t, a n d ta x e s p a i d .........................................
20,000 00
20,000 00
20,000 00
20,000 00
729 36
1,601 21
3,750 26
4,440 70
TDiyidends u n p a id .......................................................
30 00
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
60,719 35
64, 915 36
59,616 10
76,560 59
C o m m e rc ial c e rtific a te s o f d e p o s i t .. .................
66,662 02
63,282 78
60,482 23
69,284 98
51,203 09
62,993 58
75,610 84
90,847 03
$274, 343 82
$287,792 93
$294,459 43
3 36,133 3
U. is. a n d N a tio n a l b a n k c u r r e n c y .....................
T o ta ls
....................................................................
L ia b ilitie s .
T)ne to h a n k s an d h a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................. •_............
S a v in g s d e p o s its ........................................................
S a y in g s c e r tific a te s o f d e p o s it..............................
^ o f e s find h ills re d is c o u n te d
R ills p a y a b le . T............. ................................ ............
T o ta ls
....................................................................
21
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
162
STATE BANKING DEPARTMENT,
No. 260.
FIRST STATE SAVINGS BANK OF HILLSDALE, HILLSDALE.
Organized February 18, 1902.
•F, A. R o e t h l is b e r g e r , P r e s i d e n t ; C o r v is M. B a n e , V i c e P r e s i d e n t ; P a u l , W . C h a s e , C a s h ie r .
D i r e c t o r s .—F . A. R o e th lisb e rg e r, C o rv is M. B ane, E d w . F re n s d o rf, W m . N . B en g e , G uy M. C h e s te r,
F r e d H . S to n e , M. S. S e g u r.
R e s o u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o rt o f
N ov. 25.
L o a n s a n d d i s c o u n t s ....................................................
$63,393 02
$91,356 83
B onds, m o rtg a g e s an d s e c u r it ie s ............................
8,506 41
14,631 41
B an k in g h o u s e .................................................................
5,230 90
5,356 00
F u r n itu r e a n d f ix t u r e s ................................................
2,527 68
2,528 58
O th e r re a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t r e s e r v e
c itie s ) ..............................................................................
7,539 56
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .........................................................................
25 16
U n ite d S t a t e s b o n d s ....................................................
D u e fro m b a n k s in re s e r v e c itie s ............................
21,014 89
15,819 47
E x c h a n g e fo r c le a rin g h o u s e ...................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
4,312 00
9,646 00
G old c o in ............................................................................
4,240 00
3,049 89
S ilv e r c o in ........................................................................
1,043 30
1,180 50
N ic k e ls an d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
97 98
125 67
827 42
1,667 82
T o t a ls ..........................................................................
$118,733 16
$145,387 33
C a p ita l s to c k p a id i n , ..................................................
$50,000 00
$50,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a id ...........................................
1,057 40
1,969 43
15,789 00
16,009 79
L iab ilitie s.
D iv id en d s u n p a id ...........................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
D u e to b a n k s au d b a n k e r s .........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
3,457 52
4,176 63
S a v in g s c e r tif ic a te s o f d e p o s it ...............................
48,429 24
73,231 48
$118,733 16
$145,387 33
N o te s an d bills r e d is c o u n t e d ...................................
Bills p a y a b l e ....................................................................
T o ta ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
163
STATE BANKS OF MICHIGAN,
No. 78.
HILLSDALE SAVINGS BANK, HILLSDALE.
Organized July 30, 1884.
C h a u n c e y F . C o o k , P r e s i d e n t ; H. S. W a l w o r t h , V i c e P r e s i d e n t ;
C a s h i e r ; L. D. W a l w o r t h , A s s i s t a n t C a s h ie r .
A s h e r B. L a F l e u r .
D ir e c t o r s ,—J . T. C ru m e, J . F . K ing, C. F . C ook, H . S. W a lw o rth , A s h e r B. L a F le u r.
R e s o u rc e s.
R e p o r t of
F e b . 25.
R e p o rt o f
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ......................................................
$242,410 62
$223,188 19
$237,406 16
$247,366 40
B onds, m o rtg a g e s a n d s e c u r i t i e s ............................
131,599 70
150,974 70
169,873 45
167,182 70
331 83
2,677 21
281 60
1,335 92
R ep o rt of
.N ov. 25.
P re m iu m s p a id on b o n d s ...........................................
O v e r d r a f ts .........................................................................
B an k in g h o u s e ...............................................................
F u r n itu r e an d F ix t u r e s ................................................
2;000 00
2 ,C00 00
2,000 00
2,000 00
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t
re s e r v e c i t i e s ) ......................................................
13,100 00
13,100 00
13,100 00
13,100 00
4,639 00
1,478 08
5,336 63
62,767 46
76,029 59
54,799 43
U n ite d S t a t e s b o n d s ....................................................
D u e fro m b a n k s in re s e r v e c i t i e s ............................
46,144 49
E x c h a n g e fo r c le a rin g h o u s e ...................................
U . S. an d N a tio n a l b a n k c u r r e n c y ..........................
9,900 00
6,258 00
8,888 00
13,279 00
G old c o in ............................................................................
10,617 50
10,012 50
10,312 50
10,237 50
769 60
S ilv e r c o in ........................................................................
1,714 50
673 00
1,337 60
N ic k e ls an d c e n t s ..........................................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t ..........................................................................
158 81
158 16
105 03
145 15
138 86
1,536 07
2,133 54
658 51
T o t a ls ...........................................................................
$458,116 31
$477,984 29
$522,945 55
$516,510 84
C a p ita l s to c k p a id i n ................................... ................
$60,000 00
$60,000 00
$60,000 00
$60,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s,
in te r e s t a n d ta x e s p a id .............................................
20,000 00
20,000 00
20,000 00
20,000 00
9,661 23
10,936 76
12,589 82
13,638 92
33,243 00
32,291 22
52,356 50
37,082 79
L iab ilitie s.
D iv id e n d s u n p a id .......................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k .................
C o m m e rc ia l c e r tif ic a te s o f d e p o s it.......................
D u e to b a n k s a n d b a n k e r s ...........................................
877 75
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
95,495 47
101,852 82
102,305 12
106,584 29
S a v in g s c e r tif ic a te s o f d e p o s i t ...............................
238,838 86
252,903 49
275,694 11
279,204 84:
$458,116 31
$477,984 29
»522,945 55
$516,510 84
N o te s a n d bills r e d i s c o u n t e d ...................................
Bills p a y a b l e .....................................................................
T o t a l s ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
164
STATE BANKING DEPARTMENT.
No. 56.
FIRST STATE BANK OF HOLLAND, HOLLAND.
Organized December 16, 1889.
G
D
e r r it
J.
i r e c t o r s .—
D
lekem a,
P r e s i d e n t ; J o h n W . B e a r d s l .e e , V i c e P r e s i d e n t ; G. W . M o k m a , C a s h ie r ;
H e n r y J . L u i d e n s , A s s i s t a n t C a s h ie r .
J. W . B e a rd s le e , G. J. K o llen , G. W . M okm a, G. J. D iek em a, I. M arsilje, H e n ry K re m e rs ,
J a n W. B osm an, J . W . G a rv e lin k , W m . J . G a rro d .
R eso u rc e s.
L o a n s a n d d is c o u n ts .............................................. .
B onds, m o rtg a g e s an d s e c u r it ie s ............................
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o rt of
N ov. 25.
$437,035 76
$432,338 77
$473,367 88
$421,671 23
201,548 11
197,057 99
240,761 67
274,210 16
P re m iu m s p a id on b o n d s .......................... ..................
O v e r d r a f ts ........................................................................
1,437 61
1,129 15
543 19
817 59
B an k in g h o u s e .................................................................
10, 000 00
10,000 00
10,000 00
10,084 00
F u r n itu re an d fix tu re s ..................................................
3,000 00
3,375 00
3,750 00
3,750 00
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c i t i e s ) ......... .........................., ........................
7,204 32
5,756 39
11,911 60
13,351 05
142,164 88
147,002 34
127,335 11
174,984 04
U . S. and N a tio n a l b a n k c u r r e n c y ..........................
11,398 00
10,667 00
6,402 00
15,561 00
G old co in ........................................................................
13,890 00
15,850 00
15,365 00
14,895 00
S ilv e r c o in ........................................................................
3,052 55
3,249 40
4,058 30
3,057 15
N ick els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
522 15
459 65
288 42
531 26
1,796 29
4,390 10
1,762 85
3,690 40
T o t a ls .......................................................................
$833,049 67
$831,275 79
$895,546 02
$936,602 88
C a p ita l s to c k p a id i n ....................................................
$50,000 00
$50, 000 00
$50,000 00
$50,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
i n t e r e s t a n d ta x e s p a i d .........................................
10,000 00
10,000 00
10,000 00
10,000 00
1,433 87
4,325 03
5,074 99
10,580 49
C o m m e rc ial d e p o sits s u b je c t to c h e c k ...........
142,444 08
135,141 57
, 141,939 72
138,025 98
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
214,763 67
225,114 78
256,145 41
277,670 34
U n ite d S t a t e s b o n d s ............................................. : . ..
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e fo r c le a rin g h o u s e ...................................
L iab ilitie s.
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
50 00
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
414,408 05
406,694 41
432,335 90
450,326 07
$833,049 67
$831,275 79
$895,546 02
$936,602 88
S a v in g s c e r tific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le .......................: .......................................
T o t a ls .......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
165
STATE BANKS OF MICHIGAN.
No. 91.
*
HOLLAND CITY STATE BANK, HOLLAND.
Organized January 30, 1890.
D.
B. K . V
an
R a a l t e , P r e s id e n t; A d r i a n
Otto P . K
V a n P u t t e n , V ic e P r e s id e n t;
r a m e r , A s s i s t a n t C a s h ie r .
C. V
er
S
c h u r e
, C a s h ie r ;
D ir e c t o r s —C. V e r S c h u re , A. V a n P u tte n , M. V a n P u tte n , W illiam H . B e a c h , J o h n C. P o s t,
P . H. M cB rid e, D. B. K . V a n R a a lte , R. V e n ek la sen , W . B. Griffin.
R eso u rc e s.
R e p o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ..................................................
$319,043 80
$339,406 27
$326, 675 39
$339,519 39
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
126,607 35
128,657 35
127,439 60
134, 709 60
R ep o rt of
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts .....................................................................
1,495 88
465 43
1,034 72
825 37
B a n k in g h o u se .............................................................
22,000 00
22,000 00
22, 000 00
22,000 00
F u r n i t u r e a n d f ix tu r e s .............................................
5,188 OO
5,188 00
5,188 00
5,188 00
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c it i e s ) ............................................................
302 48
D u e fro m b a n k s in re s e rv e c itie s .........................
106 00
.
U n ite d S ta te s b o n d s ..................................................
54,496 63
58,369 93
88,430 89
54,674 96
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
6,832 00
10,667 00
10,367 00
12,488 00
G old co in .......................................................................
10,617 50
10,251-50
13,625 00
10,992 50
S ilv e r c o in ........... .........................................................
1, 082 20
2,177 70
4,826 20
3,616 50
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ........................................................................
141 14
307 58
244 98
397 46
743 50
502 22
337 79
819 82
$548,550 48
'$577,992 S8
$600,275 57
$585,231 60
C a p ita l s to c k p a id i n .................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en ses,
in te r e s t a n d ta x e s p a i d .........................................
10,000 00
10,000 00
12,000 00
12,000 00
3,753 67
6,287 20
5,111 83
9,893 03
C o m m e rc ial d e p o sits s u b je c t to c h e c k .............
103,948 91
107,761 54
123,441 66
91, 188 00
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
194,247 56
203,238 77
201,785 87
211,677 72
92 20
200 00
186,508 14
200,505 47
207,936 21
210,472 85
$548,550 48
$577,992 98
$600,275 57
$585,231 60
T o ta ls
...................................................................
L ia b ilitie s .
S a v in g s d e p o s its ........................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
166
STATE BANKING DEPARTMENT.
No. 262.
CITIZEN’S SAVINGS BANK OF HOLLY, HOLLY.
Organized July 17, 1902.
A . H . S h e p a r d , P r e s i d e n t ; J o h n W . P a t t e r s o n , V i c e P r e s i d e n t ; C. J . C u m m in g s , C a s h i e r .
D i r e c t o r s . —A. H . S h e p a rd , J o h n W . P a tte r s o n , D. H . P o w e r, H . M. C h u rch , J o h n L a n e .
R e s o u rc e s.
R e p o r t of
R e p o r t of
R ep o rt of
S e p t. 15.
R e p o rt o f
N ov. 25.
$8,984 89
$12,328 79
5,467 65
5,511 75
P re m iu m s p a id o n b o n d s .............................................
O v e r d r a f ts ......................................................................
B an k in g h o u s e .................................................................
2,535 85
2,604 58
F u r n i t u r e a n d f ix t u r e s .............................................
2,448 16
2,475 66
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
13,582 52
7,213 59
E x p e n s e , e t c ....................................................................
696 30
790 45
1,067 41
14,411 96
2,849 00
U n ite d S t a t e s b o n d s ....................................................
D u e fro m b a n k s in re s e r v e c i t i e s ............. ..........
E x c h a n g e f o r c le a r in g h o u s e ................................
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
2,432 00
G o ld c o in ........................................................................
157 50
190 00
S ilv e r c o in ............................................... .....................
320 15
256 10
N ic k els n n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t __- - .................................................................
16 75
32 81
T o t a ls ..........................................................................
$37,709 18
$48,564 60
$12,800 03
$16,500 00
D iv id e n d s u n p a id ............................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k .............
7,084 55
10,162 09
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
6,716 50
5,112 83
11,108 13
16,789 68
$37,709 18
$48, 564 60
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s f u n d ................................................................. ..
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r ’s checks outstanding ................................
S a v in g s d e p o s its ................. .......................................
S a v in g s c e r tific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
R ills p a y a b le ................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
< 1S 7 T
STATE BANKS OF MICHIGAN.
J r
/mm
No. 106.
FIRST STATE AND SAVINGS BANK, HOLLY.
[D E tiV E fi
Organized October 27, 1890.
ja m b s
C. S im o n s o n , P r e s i d e n t ; H e n r y W . D o w n in g , V ic e P r e s i d e n t ; C h a r l e s A . W il s o n ,
C a s h i e r ; E mma S a r g e n t , A s s i s t a n t C a s h i e r .
D i r e c t o r s .—
C h a rle s A. W ilson, D. D. H a d le y , H . W . D ow ning, J . C. S im onson, W illiam S . W alls.
R e s o u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A pril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
........................................... ..
$74,734 91
$83,083 01
$80,476 63
$79,009 46
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
145,894 18
145,714 91
146,678 91
144 533 91
L o a n s a n d d is c o u n ts
466 00
466 00
.....................................................................
82 70
903 62
58 85
1,305 22
B a n k in g h o u se .............................................................
3.000 00
3.000 00
3.000 00
3.500 00
F u r n i t u r e find f ix tu r e s .............................................
1.000 00
1.000 00
1.000 00
1,175 00
3,000 00
3.500 00
100 26
2,689 26
O v p rd r^ f ts
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ,, TT, TT.............................. ................
169 70
2,243 43
5,600 00
5,600 00
D ue fro m b a n k s in re s e r v e c itie s .........................
82,617 23
65,176 95
71,780 09
58,453 83
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
13,304 00
11,351 00
12,571 00
12,340 00
G o ld c o in ...................................................................
1.245 00
1,440 00
1,810 00
1,990 00
S ilv e r coin .................................................................
645 00
569 20
385 20
338 08
N ic k els a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .....................................................................
70 10
35 34
41 20
18 51
213 94
100 00
129 45
245 89
T o t a ls ...........................................................................
$322,976 76
$314,617 46
$327,097 59
$315,165 16
C a p ita l s to c k p a id in ....................................................
$30,000 00
$30,000 00
$30,000 00
$30, 000 0 0
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in t e r
e s t a n d ta x e s p a id ......................................................
10,000 00
10,000 00
10,000 00
10,000 00
10,158 31
11,427 12
10,453 17
10, 900 44
60 00
60 00
60 00
rnm m PTvifll d e p o sits subject, to c h e c k ............
51,441 77
57,195 34
57,590 83
44,918 65
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
19,082 35
10,664 33
12,713 81
12,157 63
202,234 33
195,270 67
206,279 78
207,188 44
$332,976 76
$314,617 46
$327,097 59
$315,165 16
L iab ilitie s.
D iv id e n d s u n p a id ...........................................................
D u e to h a n k s a n d h a n k e r s ......................................
C e rtifie d c h ec k s ....................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
A
0;
168
STATE BANKING DEPARTMENT.
No. 255.
CALHOUN STATE BANK, HOMER.
Organized January 27, 1902.
E. J. F
D
el lo w s,
i r e c t o r s .—
P r e s id e n t
;
W
il l ia m
A. L
a n e
, V ic e P r e s id e n t
; R.
D . Ga
r d n er
, C a s h ie r .
E. J . F e llo w s, W iliam A. L a n e , M. C. F e llo w s, M. J . N ix, R. E. G o o d ric h ,
R e s o u rc e s.
R e p o r t of
F e b . 25.
R ep o rt o f
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt o f
N ov. 25.
L o a n s a n d d is c o u n ts ......................................................
$26,997 64
$49,221 18
$54,719 17
$69,435 44
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
6,344 00
9,760 96
25,011 54
20,105 98
390 00
390 00
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .........................................................................
730 87
764 28
190 51
184 83
B an k in g h o u s e ............................................................
3,500 00
3,500 00
3,500 00
3,500 00
F u r n itu r e an d f ix tu re s ..................................................
1,000 00
1,000 00
1,000 00
1,000 00
O th e r r e a l e s t a t e ................................. i ........................
D ue fro m o th e r b a n k s an d b a n k e rs (n o t r e s e r v e
c i t i e s ) .................................................... .........................
E x p e n s e s , in te r e s t a n d ta x e s p a id ..........................
614 95
510 18
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
20, 592 70
21,336 23
12,977 02
10,955 28
U. S. a n d N a tio n a l b a n k c u r r e n c y .........................
2,334 00
4,680 00
4,356 00
4,665 00
G old c o in ............................................................................
1,647 50
1,797 50
2,430 00
2,950 00
S ilv e r c o in ........................................................................
336 85
635 25
615 20
537 20
N ic k e ls an d c e n t s ..........................................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t ..........................................................................
92 47
69 45
14 59
62 89
24 02
176 23
52 07
69 57
T o t a ls ...........................................................................
$64,215 00
$93,451 26
$105,256 10
$113,856 19
$20,000 00
$20,000 00
$20,000 00
$20,000 00
291 99
749 72
E x c h a n g e fo r c le a rin g h o u s e ...................................
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a id .............................................
D iv id en d s u n p a id ...........................................................
.
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
20,086 72
33,689 46
29,850 18
32,241 21
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
24,128 28
39,761 80
55,003 93
60,865 26
D ue to b a n k s a n d b a n k e r s ..........................................
C e rtifie d c h e c k s . . . * .............................................
110 00
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it...............................
N o te s a n d bills re d is c o u n te d .....................................
Bills p a y a b l e ..... ..............................................................
T o t a l s , ....___....................... ................................... .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$64,215 00
$93,451 26
$105,256 10
$113,856 19
16»
STATE BANKS OF MICHIGAN.
No. 109.
FIRST STATE AND SAVINGS BANK, HOWELL.
Organized January 12, 1891.
Ch
arles
F
is h b e c k
P r e s id e n t;
,
P
er c y
T _D
Ch a r l e s
u d ley , C a
A . G o o d n o w , V ic e
P r e s id e n t;
s h ie r .
D ir e c t o r s .- C h a r le s C u rtis, A sa V a n K le e c k , C h a rle s F is h b e c k , S. B. R u b e rt, J o h n R y an ,
C h a rle s A. G oodnow , G eo. B arn es.
R e s o u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt o f
N ov. 25.
L o a n s an d d is c o u n ts ......................................................
$56,410 95
$66,719 19
$70,750 60
$75,026 71
B onds, m o rtg a g e s a n d s e c u r it ie s ...........................
44,166 41
43,016 41
43,546 08
40,396 08
512 16
541 64
• 563 39
185 38
4,439 32
4,439 32
4,439 32
4,439 32
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts ........................................................................
B an k in g h o u s e ...............................................................
F u r n itu re an d fix tu re s ................................................
1,585 41
1,585 41
1,585 41
1,585 41
O th e r r e a l e s t a t e .................................................... .......
D ue fro m o th e r b a n k s an d b a n k e rs ( n o tr e s e r v e
c it i e s ) ..............................................................................
3,000 00
3,000 00
3,000 00
3,000 00
18 63
6,489 60
2,023 50
1,313 20
32,630 77
21,783 47
21,830 71
25 ,‘991 45
15,818 00
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in re s e r v e c itie s ............................
E x c h a n g e fo r c le a rin g h o u s e ...................................
U . S. and N a tio n a l b a n k c u r r e n c y ........................
15,176 00
18,612 00
15,756 00
G old c o in ............................................................................
4,205 00
4,269 80
4,710 00
4,220 00
S ilv e r c o in ........................................................................
1,330 05
1,509 25
1,290 10
2,452 90
N ic k e ls an d c e n t s .........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
159 75
72 69
212 46
220 97
673 62
607 20
2,153 11
1,599 43
T o t a ls ..........................................................................
$164,308 07
$172,645 98
$171,860 68
$176,248 85
C a p ita l s to c k p a id i n ....................................................
$40,400 00
$40,400 00
$40,400 00
$40,400 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t an d ta x e s p a id ............................................
4,835 99
4,234 63
6, 285 39
7,143 30
D iv id en d s u n p a id ............................................................
353 40
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ................
36,657 29
38,261 96
35,729 33
32,224 04
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
379 74
379 74
379 74
379 74
S a v in g s d e p o s its ............................................................
19,681 59
' 22,301 99
22,221 30
22,308 29
S a v in g s c e r tif ic a te s o f d e p o s it................................
62, 000 06
67,067 66
66,844 92
73,793 48
$164, 308 07
$172,645 98
$171,860 68
$176,248 85
L iab ilitie s.
D ue to b a n k s an d b a n k e r s ..........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
N o te s an d bills r e d is c o u n te d ...................................
B ills p a y a b l e .....................................................................
T o t a ls ..........................................................................
22
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
170
STATE BANKING DEPARTMENT.
No. 140.
BOIES’ STATE SAVINGS BANK, HUDSON.
Organized August 27, 1892.
S t e p h e n A. E a t o n , P r e s i d e n t ; D. J . B e a c h b o a r d , V i c e P r e s i d e n t ; B y r o n J. F o s t e r , C a s h i e r
D ir e c t o r s .— S te p h e n A. E a to n , J a m e s B. T h o rn , D avid J. B e a c h b o a rd , H . V . C. H a rt, E. J .
S o u th w o r th , B y ro n J . F o s te r , E d w a rd F r e n s d o rf.
R e s o u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$187,822 97
$143,566 55
$173,988 13
$177,856 70
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
174,047 46
181,721 74
186,798 16
195,773 86
P re m iu m s p a id on b o n d s .............................................
996 25
996 25
931 25
931 25
O v e r d r a f ts ................ ............. ..........................................
4,343 87
248 63
815 92
1,420 26
B an k in g h o u s e .................................................................
5,000 00
5,000 00
5,000 00
7,000 00
F u r n itu r e a n d fix tu re s ..................................................
1,800 00
1,943 43
5,790 22
4,330 82
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s an d b a n k e r s (n o t r e
s e r v e c i t i e s ) .................................................................
501 37
3,400 37
35,702 81
64,089 65
46,053 74
43,047 42
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in re s e r v e c itie s ............................
E x c h a n g e fo r c le a rin g h o u s e ...................................
U . S . an d N a tio n a l b a n k c u r r e n c y ..................
7,768 00
9,514 00
7,360 00
10,063 00
G old c o in ............................................................................
10,040 00
8,005 00
8,020 00
8,110 00
S ilv e r c o in .................-......................................................
1,072 60
1,013 30
2,203 30
317 00
’
N ic k e ls a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l r e v e n u e a c
c o u n t...............................................................................
70 19
93 45
158 08
34 15
156 82
205 98
303 79
1, 095 96
T o t a ls ...........................................................................
$429,322 34
$419,798 35
$437,422 59
$449,980 42
C a p ita l s to c k p a id i n ....................................................
$75,000 00
$75,000 00
$75,000 00
$75,000 OO
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in
t e r e s t a n d ta x e s p a i d ..............................................
12,000 00
12,000 00
12,000 00
12,000 00
11,817 52
15,015 10
18,167 52
20,952 43
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
44,389 62
51,352 68
43,576 97
39,597 70
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
10,325 08
5,506 46
1,828 80
4,975 97
275,790 12
260,924 11
286,849 30
297,454 32
$429,322 34
$419,798 35
$437,422 59
$449,980 42
L ia b ilitie s.
D iv id en d s u n p a id .........................................................
D ue to h a n k s a n d b a n k e r s .........................................
C e rtifie d e h e e k s .............................................................
C a s h ie r’s e h e e k s o u ts ta n d in g ............................
S a v in g s d e p o s its ............................................................
S a y in g s e e r tif ie a te s o f d e p o s it................................
N o te s and hills re d is e o u n te d .....................................
Bills p a y a b le ....................................................................
T o ta ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
171
STATE BANKS OF MICHIGAN.
No. 143.
THOMPSON SAVINGS BANK, HUDSON.
Organized October 22, 1892.
W . B. T h o m p so n , P r e s i d e n t ; G. I. T h o m pso n , V ic e P r e s i d e n t ; C h a r l e s C. W h i t n e y , C a s h ie r .
D i r e c t o r s . —W illiam B. T h o m p so n , F r e d S. V e d d e r, R. W . T hom pson, G. I. T hom pson,
C h a rle s C. W h itn e y .
R eso u rc e s.
'R e p o r t o f
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o rt of
N ov. 25.
L o a n s an d d is c o u n ts .....................................................
$206,146 20
$164,198 50
$193,502 21
$245,600 20
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
347,763 31
377,263 55
378,239 82
381,620 22
O v e r d r a f ts ........................................................................
887 10
1,914 19
2,036 67
2,178 46
B a n k in g h o u se ..............................................................
7,500 00
7,500 00
7,500 00
7, 500 00
F u r n itu r e a n d fix tu r e s ................................................
5,875 00
5,875 00
5,825 00
5,825 00
D u e fro m o th e r h a n k s a n d b a n k e rs (n o t
r e s e r v e c i t i e s ) .............................................................
10,391 35
10,000 00
10,000 00
10,000 00
U n ite d S t a t e s b o n d s ....................................................
67,700 00
67,700 00
67,700 00
60,700 00
D ue fro m b a n k s in r e s e r v e c itie s ............................
79,547 75
98,095 67
100,422 20
74,857 10
20 75
U . S . a n d N a tio n a l b a n k c u r r e n c y .......................
14,950 00
23,404 00
16,561 00
20,259 00
G o ld co in .......................................................................
5,062 50
5,075 00
5,360 00
5,000 00
S ilv e r c o in .......................... — ......................................
1,505 35
1,123 00
2,950 10
1,236 35
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t...........................................................................
68 54
308 54
461 92
445 17
475 30
110 68
517 64
2;027 58
$747,893 15
$762,568 13
$791,076 56
$817,249 08
C a p ita l s to c k p a id i n ....................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
S u rp lu s fu n d ....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a i d .........................................
11,000 00
11,000 00
12,000 00
12,000 00
4,745 43
9,136 34
5,568 91
11,229 00
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
39,919 07
45,153 27
44,878 43
53,120 85
2,113 08
6,225 91
3,381 51
810 29
1,805 35
T o ta ls
....................................................................
L iab ilities.
C o m m e rc ial c e rtific a te s of d e p o s it.....................
3,448,91
D u e to b a n k s a n d b a n k e r s ......................................
350 01
S a v in g s d e p o s its ........................................................
588,429 73
595,165 44
621,593 02
635,712 37
$747,893 15
$762,568 13
$791,076 56
$817,249 08
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
172
STATE BANKING DEPARTMENT.
No. 24.
LAPEER COUNTY BANK, IMLAY CITY.
Organized January 26, 1886.
J o h n B o r l a n d , P r e s i d e n t ; W a l t e r W a l k e r , V i c e P r e s i d e n t ; J o h n B o r l a n d , J r ., C a s h i e r ;
W i l l B o r l a n d , A s s i s t a n t C a s h ie r .
D ir e c t o r s .-— J o h n B o rlan d , W a l te r W a lk e r, J n o . B o rlan d , J r ., W ill B o rlan d , E d w a rd E. P a lm e r.
R e p o r t of
F e b . 25.
R e s o u rc e s.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o rt of
N ov. 25.
L o a n s an d d is c o u n ts .....................................................
$86,632 63
$95,490 83
$110,377 96
$116,059 64
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
182,700 75
196,182 86
196,071 36
188,345 93
P re m iu m s p a id on b o n d s ............. >.. .......................
O v e r d r a f ts .........................................................................
850 08
320 97
2,571 79
1, 350 82
B an k in g h o u s e .................................................................
4, 900 00
4,900 00
4,900 00
4,900 00
F u r n itu r e an d fix tu r e s ................................................
1, 700 00
1,700 00
1,700 00
1,917 38
450 00
2,178 00
1,595 50
713 32
56,132 35
53,999 07
38,591 29
48,463 37
8,553 00
O th e r re a l e s t a t e ..........................................................
Due fro m o th e r b a n k s an d b a n k e rs (n o t
re s e r v e c itie s ) .............................................................
U n ite d S t a t e s b o n d s .............................. ......................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e fo r c le a rin g h o u s e ...................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
7,708 00
8,961 00
6,946 00
G o ld c o in .......................................................................
977 50
35 00
210 00
110 00
S ilv e r c o in .........................................................................
637 00
1,263 00
818 00
380 00
N ick els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .............................................
99 80
35 11
43 27
40 08
2,312 71
3,936 47
900 92
1,075 13
$345,100 82
$369,002 31
$364,726 09
$371,908 67
C a p ita l s to c k p a id i n ....................................................
$50,000 00
$50,000 00
$50, 000 00
$50,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a id ..........................................
10,000 00
10,000 00
10,000 00
10,000 00
5,123 45
8, 247 06
2,305 41
7,708 85
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
32,316 81
31,079 11
27, 619 64
23,817 85
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
6,734 CO
5,779 20
4,581 29
5,13.4 72
S a v in g s d e p o s its ...........................................................
200,453 69
217,099 72
226,187 68
230, 639 05
S a v in g s c e r tif ic a te s o f d e p o s it ...............................
40,472 87
46,797 22
44,032 07
44,608 20
$345,100 82
$369,002 31
$364,726 09
$371,908 67
T o t a ls ..................................................................
L iab ilitie s.
D iv id en d s u n p a id ...........................................................
D ue to b a n k s an d b a n k e r s ..........................................
C e rtifie d ch eck s ..........................................................
C a s h ie r ’s ch eck s o u ts ta n d in g ................................
N o te s a n d bills r e d i s c o u n t e d ...................................
B ills p a y a b l e ................................................................
1
T o t a ls ...................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.....
173
STATE BANKS OF MICHIGAN.
No. 58.
IONIA COUNTY SAVINGS BANK, IONIA.
Organized January 4, 1886.
H . R. W a g a r , P r e s i d e n t ; J o h n G r e e n o p , V i c e P r e s i d e n t ; A. S. W r i g h t , C a s h i e r .
D ir e c t o r s .—H . R. W a g a r, C h a u n c e y J. R um sey, A lle n S. W rig h t, L. N . O lm ste ad , F ra n k lin H .
D oland, J o h n G reen o p , T e rr y D olan.
R e so u rc e s.
R e p o rt o f
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts .....................................................
$166,652 34
$127,627 31
$155,155 40
$174,384 87
B onds, m o rtg a g e s a n d s e c u r it ie s ...........................
129,814 22
122,894 22
142,162 06
143,662 06
1,341 70
1,548 95
775 92
1,679 85
R e p o r t of
N ov. 25.
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts ........................................................................
B an k in g h o u s e .................................................................
F u r n itu r e an d fix tu re s ..................................................
8,200 00
8,200 00
8,200 00
8,200 00
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e r v e
c itie s ) ..............................................................................
26,650 00
26,650 OO
26,650 00
26,650 00
3,289 22
750 00
3,730 94
431 54
131,940 49
107,883 61
95,140 21
96,118 84
U n ite d S t a t e s b o n d s ..................................................
D ue fro m b a n k s in re s e r v e c itie s ............................
E x c h a n g e fo r c le a rin g h o u s e ...................................
U. S.*and N a tio n a l b a n k c u r r e n c y ........................
8, 795 00
27,962 00
9,284 00
6,642 00
G old co in .......................................................................
135 00
3,165 00
2,982 50
2,785 00
S ilv e r c o in ........................................................................
729 15
873 90
2,427 25
1,535 45
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t..........................................................................
18 03
5 82
6 59
13 86
974 74
2, 888 24
4,182 96
4,073 84
T o t a ls ..........................................................................
$478,539 89
$430,449 05
$450,697 83
$466,177 31
C a p ita l s to c k p a id i n ....................................................
$80,200 00
$80,200 00
$80,200 00
$80,200 00
S u rp lu s f u n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d ...........................................
1,900 33
1,900 33
2, 500 33
2,500 33
6,352 01
1,624 56
2,199 09
2,975 70
50,680 12
54,839 76
70,404 73
73,939 00
L iab ilitie s.
D iv id e n d s u n p a id .......................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
C o m m e rc ia l c e r tif ic a te s o f d e p o s it ......................
D ue tb b a n k s an d b a n k e r s .........................................
C ertifie d c h ec k s ..........................................................
9 01
26 95
C a s h ie r's c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
83,269 52
83,389 02
81,189 65
82,604 76
S a v in g s c e r tif ic a te s o f d e p o s it...............................
217,110 96
208,486 37
214,204 03
223,957 52
$430, 449 05
$450,697 83
$466,177 31
N o te s a n d bills r e d is c o u n t e d ...................................
B ills p a y a b l e .....................................................................
T o t a ls ...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
39,000 00
$478,539 89
174
STATE BANKING DEPARTMENT.
No. 191.
STATE SAVINGS BANK OP IONIA, IONIA.
Organized December 8, 1896.
O sm ond S. T o w e r , P r e s i d e n t ; O sc a r R. L o n g , V ic e P r e s i d e n t ; W. B. H e a t h , C a s h ie r .
D ir e c t o r s .—O sm ond S. T o w e r, J o h n E. M orrison, T h a d B. P r e s to n , O sc a r R. L ong, S e y m o u r B.
G o rh am , G eo . G undrum , K . R. S m ith.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n t s ....................................................
1234,092 60
$247,753 03
$289,126 93
$311,426 96
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
88,806 38
97,190 81
96,462 17
97,504 68
O v e r d r a f ts ........................................................................
3,142 79
4,677 58
3,100 25
2,724 43
B an k in g h o u s e .................................................................
6,000 00
6,000 00
6,000 00
6,000 00
F u r n itu r e a n d fix tu re s .................................................
2,600 00
2,600 00
2,600 00
2,600 00
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t r e s e r v e
c i t i e s ) ...................... .......................................................
7,167 74
6 116 18
6,051 18
6,155 27
75,903 90
43,468 57
R e s o u rc e s.
R e p o r t of
N ov. 25.
P rftm in m s p aid on "bonds.............................................
•
96 95
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
74,135 54
98,270 29
E x c h a n g e fo f c le a rin g h o u s e ...................................
U. S. a n d N a tio n a l b a n k c u r r e n c y ........................
9,615 00
8,480 00
9,063 00
T, 766 00
G old c o in .......................................•...................................
6,040 00
3,990 00
7,400 00
6,520 00
S ilv e r c o in ........................................................................
2,448 00
1,964 15
3,056 15
3,333 75
N ic k e ls a n d c e n t s .............................. ..........................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t..........................................................................
229 29
48 90
123 21
82 24
542 27
4,330 55
2,461 24
3,097 68
T o t a ls ..........................................................................
$434,819 61
$481,518 44
$501,348 03
$490,679 58
C a p ita l s to c k p a id in ....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits,le ss c u r r e n t e x p e n s e s ,in te re s t
an d ta x e s p a id .............................................................
10,000 00
10,000 00
10,000 00
10,000 00
12, 421 76
14,062 39
19,330 22
21,975 97
L iab ilitie s.
D iv id en d s u n p a id ...........................................................
81 97
77 97
74 63
25 30
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
82,615 01
100,156 81
77,958 46
79,985 66
269 57
323 62
2,140 12
C o m m e rc ia l c e r tif ic a te s o f d e p o s i t ......................
D u e to b a n k s an d b a n k e rs ...........................................
C e rtifie d c h e c k s .............................................................
-
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s it s ............................................................
41,703 75
39,529 37
45,210 46
46,661 56
S a v in g s c e r tif ic a te s o f d e p o s it...............................
237,997 12
267,422 33
298,450 64
279,890 97
$434,819 61
$481,518 44
$501,348 03
$ 4 9 0 ,6 7 9 58
N o te s a n d bills r e d is c o u n t e d ...................................
Bills p a y a b l e .....................................................................
T o t a l s ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
175
BANKS OF MICHIGAN.
No. 135.
COMMERCIAL BANK OF IRON MOUNTAIN, IRON MOUNTAIN.
Organized March 7, 1892.
O. C. D a v id s o n , P r e s i d e n t ; J o h n F. H a n c o c k , V ic e P r e s i d e n t ; O l i v e r E v a n s , C a s h i e r ;
W . W . T h o m p so n , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—J e s s e S p a ld in g , H e r b e r t M. P e lh a m , M. L e v y , A. F. W rig h t, J . F . H a n c o c k , F r a n c is A .
B ro w n , M. C orry, S r., J a m e s M a c N a u g h to n , O. C. D avidson.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ......................................................
$384,966 66
$382,345 31
$385,358 94
$394,199 30
B o n d s, m o rtg a g e s an d s e c u r it ie s ............................
14,500 00
11,000 00
10,500 00
10,500 00
85 68
202 19
54 89
113 02
R e s o u rc e s.
R ep o rt of
N ov. 25.
P re m iu m s p a id on b o n d s ............................................
O v e r d r a f ts ........................................................................
■Ranking h o u s e .................................................................
F u r n itu r e a n d f ix tu re s ....... ..........................................
1,000 00
1,000 00
750 00
750 00
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e r v e
c i t i e s ) .............................................................................
9,438 83
9,439 83
8,818 95
8,800 70
1,895 26
2,414 60
2,623 56
2,865 10
101,663 20
52,061 55
43,524 48
37,310 73
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e fo r c le a rin g h o u s e ............................
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
4,800 00
32,800 00
17,100 00
28,000 00
G old c o in ............................................................................
4,500 00
3,000 00
7,300 00
4,000 00
S ilv e r c o in .........................................................................
1,965 00
1,105 00
3,900 00
605 00
N ic k e ls an d c e n t s .........................................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t............................................... ........................
572 12
450 15
137 33
124 66
328 53
.1,357 67
287 00
1,166 79
T o t a ls ..........................................................................
$525,715 28
$497,176 30
$480,355 15
$488,435 30
C a p ita l s to c k p a id in.....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a i d ...........................................
5,000 00
5,000 00
7,000 00
7,000 00
11,706 36
13,257 55
12,928 41
15,841 77
L iab ilitie s.
D iv id en d s u n p a id ...........................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
246,601 60
216,188 29
186,294 33
187,765 59
C o m m e rc ia l c e r tif ic a te s o f d e p o s it.......................
49,821 11
49,808 25
50,231 62
46,684 63
D ue to b a n k s a n d b a n k e r s ...........................................
3,322 75
2,532 96
2,497 95
1,496 29
159,263 46
160,389 25
171,402 84
179,647 02
$525,715 28
$497,176 30
$480,355 15
$488,435 30
C e rtifie d c h e e k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S av in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it...............................
N o te s and bills r e d is c o u n te d ...............
R ills p a y a b l e ..........................
...............................
T o t a ls .........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
176
STATE BANKING DEPARTMENT.
No. 12.
THE PENINSULA BANK, ISHPEMING.
Organized October 27, 1887.
W il l ia m S e d g w ic k , P r e s i d e n t ; O t to E g e b , V ic e P r e s i d e n t ; E. A . Ma l m g r e n , C a s h i e r ;
J . G. W e l s h , A s s i s t a n t C a s h i e r .
D ir e c t o r s . —O tto E g e r, R o b e rt M ax w ell, W illiam S e d g w ic k . T im o th y H u g h e s, J o s e p h M itchell,
G e o rg e F . T h o n e y , W in. F . A n d e rso n , H e rm a n Jfa e d e c k e , J o h n P . O u th w a ite .
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
D o a n s a n d d is c o u n ts ......................................................
$204,612 49
$204,988 39
$214,804 89
$255,667 41
B onds, m o rtg a g e s a n d s e c u r i t i e s ............................
36,453 49
35,056 31
34,502 62
33,900 00
P re m iu m s p a id on b o n d s .............................................
400 00
400 00
400 00
400 00
O v e r d r a f t s ................................................. ....................
6, 706 04
386 09
776 81
453 63
B an k in g h o u s e .................................................................
15,000 00
15,000 00
15.000 00
15, 000 00
F u r n itu r e an d fix tu re s ..................................................
1,375 00
1,000 00
1,400 00
1,400 00
O th e r r e a l e s t a t e ................................ ..........................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c i t i e s ) .............................................................
8,510 17
2,162 83
3,460 21
10,389 42
124,442 85
43,735 10
118,678 94
78,691 79
U . S . an d N a tio n a l b a n k c u r r e n c y ........................
17,285 00
16,764 00
G old c o i n ...........................................................................
9, 935 00
15,490 00
22, 980 00
18,170 00
S ilv e r c o in .................. ......................................................
2,595 00
2,660 00
2,164 00
1,284 45
N ic k e ls an d c e n t s .........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ........... ..........................................., ..................
268 89
171 08
217 03
260 05
4,778 48
814 44
33,085 59
$432,362 41
$338,628 24
$461,955 09
$435,849 05
C a p ita l s to c k p a id in .....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u rp lu s fu n d .................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
i n te r e s t a n d ta x e s p a i d ...........................................
10,000 00
10,000 00
10,000 00
10,000 OO
10,527 33
11,702 61
14,942 73
17,258 47
C o m m e rc ial d e p o sits s u b je c t to c h e c k ...........
184,703 37
97,359 46
194,008 82
140,793 58
C o m m e rc ia l c e r tific a te s of d e p o s it.....................
9,557 85
6,981 04
7,013 38
7,854 11
R e so u rc e s.
R e p o r t of
N ov. 25.
U n ite d S t a t e s b o n d s......................................................
D u e fro m b a n k s in r e s e r v e c i t i e s ............................
1,752 30
E x c h a n g e fo r c le a rin g h o u s e ...................................
T o t a ls ..........................................................................
14,485 00
18,480 00
L iab ilitie s.
D iv id en d s u n p a id ............................................................
744 00
389 57
D ue to b a n k s a n d b a n k e r s .........................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ............................................................
167,573 86
162,195 56
185,990 16
209,198 89
$432,362 41
$338,628 24
$461,955 09
$435,849 05
S a v in g s c e r tif ic a te s o f d e p o s it...............................
N o te s an d bills r e d i s c o u n t e d ...................................
Bills p a y a b l e .....................................................................
T o t a l s ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
No. 264.
COMMERCIAL STATE BANK OF ITHACA, ITHACA.
Organized July 26, 1902.
J am es B. C r a w f o r d , P r e s i d e n t ; H e n r y E . L e w is , V ic e P r e s i d e n t ; J am es P . G ib b s , C a s
D ir e c t o r s .—J a m e s B. C ra w fo rd , F . W . B ro w n , W illa rd M. W e lle r, W o lf N e tz o rg , C h a rle s E.
W e b s te r, H e n ry E. L e w is, F r a n k H . H o rr, I. N. M o n fo rt, H e r b e r t J . C ra w fo rd .
R e so u rc e s.
R e p o rt o f
R e p o r t of
R e p o r t of
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
9, 742 59
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
2,455 00
P re m iu m s p a id on b o n d s .............................................
\
O v e r d r a f ts ........................................................................
B an k in g h o u s e .................................................................
F u r n itu r e a n d fix tu r e s .................................................
*
949 00
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs ( n o tr e s e r v e
c itie s ) .............................................................................
11,480 44
E x p e n s e .............................................................................
205 50
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
4,255 35
E x c h a n g e f o r c le a rin g h o u s e ...................................
1,500 00
U . S. an d N a tio n a l b a n k c u r r e n c y ..........................
G o ld c o in ............................................................................
70 00
S ilv e r c o in .........................................................................
480 00
N ic k e ls a n d c e n t s ......... ...............................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t.................................. .......................................
37 52
T o t a ls ...........................................................................
31,195 15
L iab ilitie s.
C a p ita l s to c k p a id i n ......................................................
19 75
16,630 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d ...........................................
D iv id e n d s u n p a id ............................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
11,836 09
C o m m e rc ia l c e r tif ic a te s o f d e p o s i t ......................
D u e to b a n k s an d b a n k e r s .........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r's c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
311 00
S a v in g s c e r tif ic a te s o f d e p o s it................................
2,418 06
N o te s a n d bills r e d is c o u n t e d ...................................
B ills p a y a b le .....................................................................
T o ta ls
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
31,195 15
178
STATE BANKING DEPARTMENT.
No. 150.
ITHACA SAVINGS BANK, ITHACA.
Organized January 16, 1893.
W m . F . T h o m p so n , P r e s i d e n t ; J . L e e P o t t s , V ic e P r e s i d e n t ; C h a s . A. P r i c e , C a s h ie r ;
R. A. B a r b e r , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—J a m e s B. C ra w fo rd , W illiam F . T h o m p son, W illia m M. W e lle r, J . L e e P o tts ,
J o h n C. H ic k s, F . H . H o rr, F . H . M cK ay , E. W. K e llo g g , C. A. P ric e .
R e so u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s an d d is c o u n ts ...................................................
$86,951 87
$84,015 71
$89, 942 87
$94,686 92
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
184,098 98
193,125 13
202,867 55
183,949 72
O v e r d r a f ts .........................................................................
800 66
47 96
216 13
2,177 06
F u r n itu r e a n d fix tu re s ..................................................
1,974 62
1,974 62
1,976 35
1,974 62
D u e fro m o th e r b a n k s an d b a n k e r s (n o t r e
s e r v e c i t i e s ) .................................................................
1,855 03
5,059 29
4,981 45
433 28
D u e fro m b a n k s in r e s e r v e c i t i e s ............................
94,669 88
59,743 49
31,837 65
57,948 42'
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
11,990 00
11,279 00
14, 302 00
13,694 00
G old c o in ............................................................................
5,690 00
3,820 00
2,912 50
3,132 50
S ilv e r c o in ........................................................................
1, 800 00
1,899 00
1,439 00
3,604 00
229 76
121 58
126 32
151 05
163 95
897 79
385 61
163 19
$390,224 75
$361,983 57
$350,987 43
$361,914 76
C a p ita l s to c k p a id in ....................................................
$35, 000 00
$35,000 00
$35,000 00
$35,000 00-
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in
t e r e s t an d ta x e s p a id ................................................
14,500 00
14,500 00
17,500 00
17,500 00
1, 883 49
3,839 31
26 74
2,981 90
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
95,107 13
87, 685 71
59,199 07
62,890 95
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
350 20
49 91
85 14
6,623 37
N ic k e ls a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s an d in te r n a l re v e n u e a c
c o u n t................................................................................
^Totals...........................................................................
L iab ilitie s.
D iv id en d s u n p a id ............................................................
D u e to b a n k s a n d b a n k e r s .........................................
C e rtifie d c h e c k s .............................................................
102 00
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
29,889 39
29,479 04
31,492 95
27,520 65
S a v in g s c e r tif ic a te s o f d e p o s it...............................
213,392 54
191,429 60
207, 683 53
209,397 89
N o te s an d bills r e d is c o u n te d ...................................
Bills p a y a b le .....................................................................
«
T o t a ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$390,224 75
$361,983 57
$350,987 43
$361,914 76
179
STATE BANKS OF MICHIGAN.
No. 177.
JACKSON CITY BANK, JACKSON.
Organized January 1, 1865. Reorganized January 1, 1895.
W m . M. T h o m p so n , P r e s i d e n t / N . S. P o t t e r , V ic e P r e s i d e n t ; P . B. L o o m is , J r ., C a s h ie r ;
B. M. B y r n e , A s s i s t a n t C a s h ie r .
D ir e c t o r s .—P . B. L o o m is, A n n a M. T h o m p so n , W . M. T h o m p so n , N. S. P o tt e r , P . B. L oom is, J r .,
G.
A. M a tth e w s , H . S. G riggs.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts .....................................................
$700, 352 52
$757,931 82
$575,644 76
$781,838 13
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
248,471 99
237,279 36
285,460 89
291,310 89
R eso u rc e s.
R e p o r t of
N ov. 25.
P re m iu m s p a id o n b o n d s .............................................
O v e r d r a f ts ........................................................................
15,196 31
1,510 20
3,120 49
3,480 98
B an k in g h o u s e .................................................................
33.000 00
33.000 00
33.000 00
33,000 00
F u r n itu r e an d fix tu r e s ................................................
15.000 00
15.000 00
15.000 00
15. 000 00
9,000 00
9,000 00
9, 000 00
171,132 08
O th e r r e a l e s t a t e ...........................................................
D u e fro m o th e r b a n k s a n d b a n k e r s (n o t
r e s e r v e c itie s ) .............................................................
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c itie s ............................
163,325 41
151,840 98
335,000 41
E x c h a n g e fo r c le a rin g h o u s e ...................................
12,295 80
18,759 91
18,664 45
16,045 18
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
48,086 00
41,536 00
38,934 00
38,642 00
G o ld co in ........................................................................
33,900 00
35,275 00
35, 995 00
39,105 00
S ilv e r c o in ........................................................................
7,708 80
3,381 80
5,710 70
2,78 1 20-
N ic k els a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t...........................................................................
1,038 50
285 95
313 58
424 31
1,171 35
586 00
1,419 17
1.397 56.
$1,279,546 68 $1,305,387 02 $1,357,263 45
$1,403,157 33
T o ta ls
-
....................................................................
L ia b ilitie s.
C a p ita l s to c k p a id i n ....................................................
$150, 000 00
$150,000 00
$150,000 00
$150, 000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
i n te r e s t a n d ta x e s p a i d ..........................................
75,000 00
75,000 00
75,000 00
75,000 OO
32,951 81
32,994 13
36,582 41
36,134 19
D iv id e n d s u n p a id .......................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
353,278 37
337, 906 13
392,418 77
432,395 71
C o m m e rc ia l c e rtific a te s o f d e p o s it.....................
240,674 43
255,597 36
254,215 42
277,619 99
3, 050 00
2, 515 58
424,592 07
451,373 82
449,046 85
432,007 44
$1,279,546 68 $1,305,387 02 $1,357, 263 45
$1,403,157 33
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h ec k s n u t s t a n d i n g ................................
S a v in g s d e p o s its .........................................................
S a v in g s c e r tific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ...............................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
180
STATE BANKING DEPARTMENT.
No. 186.
JACKSON STATE SAVINGS BANK, JACKSON.
Organized April 1, 1896.
/
C o n s t a n t 0 . P o n d , P r e s i d e n t ; C h a s . M. S p i n n i n g , V i c e P r e s i d e n t ; C h a s . E. T o w n s e n d , 2 d V i c e
P r e s i d e n t ; F. H . N e w k i r k , C a s h ie r .
Di r e c t o r s .—C o n s ta n t C. P o n d , C has. E. T o w n se n d , H e n ry H . N e e s le y , J a m e s G. O’D w yer, H e n ry J .
D avis, N a th a n H . W illiam s,, E d w y K n ig h t, C has. M. Spinning, W m . W . P a lm e r.
R ep o rt of
P e h . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ......................................................
$307,944 80
$308,091 30
$330,753 35
$371,851 19
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
123,704 85
123,573 25
153,068 51
131,147 90
1,878 00
889 70
531 68
2,478 92
711 70
2,226 11
861 90
2,580 25
H u e fro m b a n k s in r e s e r v e c itie s ............................
46,764 52
79,595 15
58,236 88
51,308 14
E x c h a n g e fo r c le a rin g h o u s e ...................................
7,775 44
4,675 18
11,089 04
4,250 79
U. S. an d N a tio n a l h a n k c u r r e n c y ............... ..........
23,536 00
28,410 50
13,296 00
32,447 00
G old c o in ............................................................................
3,205 00
3,850 00
5,099 50
7,947 50
S ilv e r c o in .........................................................................
4,002 15
2,787 50
422 05
2,377 00
N ic k e ls an d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t...........................................................................
66 36
255 53
41 47
77 32
1,334 02
641 88
326 97
453 56
T o t a ls ...........................................................................
$520,922 84
$554,996 10
$573,727 35
$606,919 57
C a p ita l s to c k p a id i n ....................................................
$100,000 00
$100,000 00
$100,000 00
$100, 000 00
S u rp lu s fu n d ....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a i d ...........................................
10,000 00
10,000 00
20, 000 00
20,000 00
12,687 13
16,187 51
4,605 96
6,808 63
D ividends u n p a id ............................................................
90 00
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
111,739 86
123,828 44
C o m m e rc ia l c e r tif ic a te s o f d e p o s i t ......................
10,747 91
8,685 36
8,688 18
7,263 42
D ue to h a n k s a n d h a n k e r s .........................................
3,025 78
1,928 81
1,032 94
536 20
C e rtifie d c h e c k s .............................................................
250 00
200 00
200 00
200 00
R e s o u rc e s.
R ep o rt of
N o v . 25.
P re m iu m s p a id on b o n d s .............................................
‘O v e r d r a f ts .........................................................................
"Banking h o u s e .. ...........................................................
F u r n itu r e a n d fix tu re s ..................................................
'O th e r re a l e s t a t e ....................................................
D ue fro m o th e r h a n k s a n d h a n k e r s (n o t r e s e r v e
c i t i e s ) ..............................................................................
U n ite d S t a t e s b o n d s ....................................................
L ia b ilitie s.
40 00
120,596 47 *
140,392 90
C a s h ie r’s e h e e k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
160,473 08
173,571 43
188,793 51
192,829 64
S a v in g s c e r tif ic a te s o f d e p o s it...............................
111,909 08
120.594 55
129,770 29
138,888 78
$520,922 84
$554,996 10
$573,727 35
$606,919 57
N o te s and bills r e d is e o u n t e d ...................................
B ills p a y a b l e ....................
.......................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1S1
STATE BANKS OP MICHIGAN.
No. 14.
THE UNION BANK, JACKSON.
Organized November 1, 1883.
W il l ia m H . W i t h i n g t o n , P r e s i d e n t ; C. C. B l o o m f ie l d , V i c e P r e s i d e n t ; A . B. R o b in s o n ,
M a n a g e r ; A . C. B l o o m f ie l d , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—L . H . F ie ld , T h o m as A. W ilson, A d d iso n B. R obinson, C h a rle s C. B loom field, W illiam
H . W ith in g to n , J a m e s O ’D onnell, F . D. B e n n e tt.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.'
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ......................................................
$604,501 13
$613,028 87
$590, 673 63
$634,444 92
B onds, m o rtg a g e s a n d s e c u r it ie s ....... ...................
192,697 93
197,014 65
201,592 65
200,522 65
R e s o u rc e s.
R e p o r t of
N ov. 25.
P re m iu m s pn.id on b o n d s .............................................
O v e r d r a f ts .........................................................................
1,971 24
3,044 81
3,861 70
4,738 42
B an k in g h o u s e .................................................................
25,000 00
25,000 00
25,000 00
25,000 00
33,321 48
32,896 48
30,238 91
30,200 OO
P ii m i til r ft an d fix tu re s ..................................................
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r h a n k s a n d b a n k e rs ( n o tr e s e r v e
e i t i e s ) ..............................................................................
D ue f r o m TT.
T r e a s u r e r ..........................................
-
2,000 00
U n ite d S t a t e s b o n d s ....................................................
5,500 00
5,500 00
5,500 00
5,500 OO
D ue fro m b a n k s in re s e r v e c itie s ............................
104,636 98
114,419 07
160,223 52
110,861 20
17,321 86
E x c h a n g e fo r c le a r in g h o u s e ...................................
6,446 84
5,537 87
10,647 03
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
28,155 00
26,050 00
20,878 75
19,744 25
G old c o in ............................................................................
27,730 00
28,462 50
29,752 50
47,590 00
S ilv e r c o in .........................................................................
2,363 05
3,327 95
2,959 65
2.540 35
N ic k e ls a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ...........................................................................
162 89
160 26
126 20
144 75
417 56
1,525 01
700 70
1.541 56
$1,032,964 10 $1,057,967 47 $1,082,155 24
$1,100,149 96
T o t a ls ...........................................................................
L ia b ilitie s.
C a p ita l s to c k p a id i n ....................................................
$100, 000 00
$100,000 00
$100,000 00
$100,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a id .............................................
50,000 00
50,000 00
50,000 00
50,000 00
21,169 45
27,166 38
2*8,610 25
34,722 42
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
131,467 67
172,020 92
161,160 67
179,470 32
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
17,763 43
18,934 17
15,869 56
17,751 27
D ue to b a n k s an d b a n k e r s ..........................................
37,987 73
35,615 73
23,795 92
17,731 42
C e rtifie d c h e c k s .............................................................
64 40
30 30
25 00
60 00
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
62 34
62 34
258 23
258 23
S a v in g s d e p o s its .............................................................
568,832 04
557,011 43
582,035 71
577,419 70
S a v in g s c e r tif ic a te s o f d e p o s it........ .....................
105,617 04
97,126 20
120,399 90
122,736 60
$1.032.964 10 $1.057.967 47 $1,082 155 24
I
$1,100,149 96
‘N’ot.os find bills re d is c o u n te d .......................... ..........
P ills p a y a b l e .........
..............................................
T o t a ls ............................................... ........................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
182
STATE BANKING DEPARTMENT.
No. 115.
THE GROSVENOR SAYINGS BANK, JONESVILLE.
Organized March 28, 1891.
E. O. G r o s v e n o r , P r e s i d e n t ; J o h n A . S i b m i a V ic e P r e s i d e n t ; W . M. W e t m o r e , C a s h ie r ;
Ol i v e r S. W h i t e , A s s i s t a n t C a s h ie r .
D ir e c t o r s .—E b e n e z e r O. G ro sv e n o r, J o h n A . S ib b ald , J o h n S. L e w is, E d g a r A. W isn e r
C has. F . W a d e , C h a rle s G. W h ite , W. M. W e tm o re .
R e s o u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ......................................................
$111,489 44
$88,202 35
$133,693 04
$130,728 64
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
46,199 49
46,677,50
46, 538 00
50,815 00
5,599 57
1,416 31
2,399 63
5,830 92
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .........................................................................
B an k in g h o u s e .................................................................
F u r n itu r e a n d fix tu r e s ..................................................
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t r e
s e rv e c i t i e s ) .................................................................
500 00
500 00
500 00
500 00
9,824 14
9,824 14
9,824 14
4,918 00
7,684 51
1,401 91
U n ite d S t a t e s b o n d s ....................................................
D u e fro m b a n k s in r e s e r v e c i t i e s ...... .....................
15,978 34
53,440 80
23,825 63
25,045 59
E x c h a n g e fo r c le a rin g h o u s e ...................................
U. S. an d N a tio n a l b a n k c u r r e n c y ................. .......
7,883 00
7,475 00
9, 957 00
8,449 00
G old c o in ............................................................................
4,855 00
4,825 00
5,155 00
5,412 50
S ilv e r c o in ........................................................................
1,044 80
731 30
991 05
910 65
72 76
103 41
80 04
74 55
99 29
151 59
30 37
69 01
$203,545 83
$221,031 91
$232,993 90
$234,155 77
C a p ita l s to c k p a id i n ....................................................
$50, 000 00
$50,000 00
$50,000 00
$50,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s, in
t e r e s t a n d ta x e s p a id ................................................
10,000 00
10,000 00
10,000 00
10,000 00
2,689 63
5,170 40
5, 569 20
6,503 14
N ic k e ls a n d c e n t s ......................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e a c
c o u n t................ ...............................................................
T o ta ls ...........................................................................
L iab ilitie s.
D iv id en d s u n p a id ............................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
44,066 86
47,882 51
48, 950 26
57,260 63
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
91,078 00
107,979 00
116,207 00
110,392 00
D ue to b a n k s a n d b a n k e r s . .. ..................................
5,711 34
2,267 44
C ertifie d c h e c k s .............................................................
C a s h ie r's c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its ...........................................................
S a v in g s c e r tif ic a te s o f d e p o s it...............................
N o te s a n d bills r e d is c o u n t e d ...................................
B ills p a y a b le .....................................................................
T o t a ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
3203,545 83
$221,031 91
$232,993 90
$234,155 77
183
STATE BANKS OF MICHIGAN.
No. 147.
HOME SAVINGS BANK OF KALAMAZOO, KALAMAZOO.
Organized December 27, 1892.
H ale P . K a t jf f e r , P r e s i d e n t ; W . G. H o w a r d , V i c e P r e s i d e n t ; V e r n o n T. B a r k e r , C a s h ie r .
D i r e c t o r s .—W illia m G. H o w a rd , F. B. O rc u tt, V e riio n T. B a rk e r, O tto Ihling, H a le P . K auffer, J o h n
R. H u n te r, H e b e r C. R ee d , H o ra c e B. P e c k . F r a n k H . M ilham , H . B. C olm an, A. M. T odd,
W a l te r S. H o d g e s, J a m e s H . H a tfie ld , W illis N. P o m e ro y .
R eso u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
8369,317 54
$403,445 77
$400,119 78
$376,043 06
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
73,636 03
75,441 08
63,089 20
107,553 87
......................................................................
1,872 16
55 13
2,816 16
60 37
F u r n i t u r e a n d f ix tu r e s .............................................
7,000 00
7,000 00
7,375 00
7,375 00
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
4,142 87
4,164 84
4,164 84
4,164 84
324 07
324 07
324 07
324 07
D u e fro m b a n k s in re s e rv e c itie s ........................
65,479 08
40,312 63
44,729 97
52,386 23
E x c h a n g e f o r c le a r in g h o u s e ................................
4,641 68
5,219 30
8,014 56
4,517 30
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
17,795 00
15,307 00
18,206 00
17,787 00
G o ld c o in ........................................................................
6,330 00
6,175 00
6,320 00
6,145 00
S ilv e r coin ......................................................................
727 25
227 55
591 10
882 35
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
80 86
64 38
120 01
69 43
$551,346 54
$557,736 75
$555,870 69
$577,308 52
O yei’d r a f t s
R ep o rt of
N ov. 25.
U n ite d S ta te s b o n d s ...................................................
T o ta ls
.................................. ................................
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
850,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
42,000 00
42,000 00
48,000 00
48,000 00
2,775 94
4,850 07
1,848 82
4,041 53
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
113,805 86
99,596 62
97, 323 93
99,597 36
C o m m e rc ia l c e rtific a te s o f d e p o s it.....................
109,158 37
161,324 20
127,673 82
157,454 98
D u e to b a n k s a n d b a n k e r s ......................................
74,320 48
47,936 83
70,876 95
55,929 45
S a v in g s d e p o s its .........................................................
159,285 89
152,029 03
160,147 17
162,285 20
$551,346 54
$557,736 75
$555,870 69
$577,308 52
1
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
184
STATE BANKING DEPARTMENT.
No. 1.
KALAMAZOO SAVINGS BANK, KALAMAZOO.
Organized January 12, 1889.
C h a r l e s J . M o n r o e , P r e s i d e n t ; W m . G. K i r b y , V i c e P r e s i d e n t ; R. J . W il l ia m s o n , C a s h ie r ;
F.
G. D e w e y , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—C. J . M o n ro e, W illiam G. K irb y , J o h n M ack ey , A. C. W o rtle y , R. J . W illiam son, Lew isH.
K irb y , B. F . P a r k e r , F . G. D e w e y .
R eso u rc e s.
R e p o r t of
F e b . 25.
R e p o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$426,305 77
$434,090 43
$464,209 80
$494,424 88
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
263,054 78
278,855 50
320,111 50
324,854 80
R e p o r t of
N o v . 25.
P r e m iu m s p a id on b o n d s ..........................................
O v e r d r a f ts ......................................................................
101 01
67 50
83 32
12 30
B a n k in g h o u s e ..............................................................
11,000 00
11,000 00
11,000 00
11,000 00'
1,400 00
1,400 00
2,200 00
2,200 00
229,106 11
F u r n i t u r e a n d f ix tu r e s .............................................
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
558 46
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s .........................
224,226 02
221,557 51
232,172 18
E x c h a n g e f o r c le a r in g h o u s e ................................
1,083 80
1,692 75
3,516 77
2,983 03
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
17,326 00
28,992 00
18,659 00
16,201 00
G o ld c o in ........................................................................
18,425 00
19,140 00
19,150 00
19,792 50
S ilv e r co in ......................................................................
3,235 00
2,235 00
3,125 50
3,290 00
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
429 72
285 81
298 77
251 36
T o ta ls
....................................................................
100 00
100 00
$967,145 56
$999,416 50 $1,074,526 84
L ia b ilitie s .
$1,104,215 98
C a p ita l s to c k p a id i n .................................................
$50,000 00
$50,000 00
1
$50, 000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d ..........................................
50,000 00
50,000 00
50,000 00
50,000 00
15,085 99
20,800 25
19,300 80
27,955 51
$50,000 00
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b ie c t to c h e c k .............
39,871 57
49,273 63
101,337 54
77,780 68
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
138,392 95
153,708 53
166,273 84
169,822 15
D u e to b a n k s a n d b a n k e r s ......................................
71,631 71
78,398 81
66,255 30
111,404 60
602,163 34
597,235 28
621,359 36
617,253 04
$999,416 50 $1,074,526 84
$1,104,215 98
C e rtifie d c h ec k s ..........................................................
C a s h ie r's c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its .........................................................
S a v in g s c e rtific a te s o f d e p o s it...............................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le .......................................................
T o ta ls
..............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$967,145 56
185
STATE BANKS OF MICHIGAN.
No. 257.
THE KALKASKA COUNTY STATE AND SAVINGS BANK, KALKASKA,
Organized February 7, 1902.
A m b r o se E. P a l m e r , P r e s i d e n t ; W m . C. F r e e m a n , V i c e P r e s i d e n t ; H a r o l d B. W h a l l e y , C a s h ie r ,
D i r e c t o r s .—A m b ro se E. P a lm e r, W illiam C. F re e m a n , E d g a r B. B a b c o c k , W illia m H . B o ck e s,
G e o rg e F . B ow , W illiam L e w is.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$35,837 44
$58,552 85
$49,191 82
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
2,125 00
5,555 00
5,930 00
2,480 05
6,907 96
2,0§9 92
2,090 22
2,090 22
21,778 57
8,596 39
21,510 48
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
3,112 00
2,235 00
9,035 00
G old c o in .................................................................. .
1,210 00
575 00
1,335 00
S ilv e r coin ......................................................................
607 10
322 80
640 30
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
24 07
46 50
56 71
30 96
233 03
419 00
$66,815 06
$80,686 84
$97,116 49
C a p ita l s to c k p a id i n .................................................
$16,100 00
$20,000 00
$20,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits , le ss c u r r e n t e x p en se s,
i n t e r e s t a n d ta x e s p a i d .........................................
166 22
868 99
1,052 79
P r e m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ......................................................................
B a n k in g h o u s e ..............................................................
F u r n i t u r e a n d f ix t u r e s .............................................
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c it i e s ) ............................................................
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s .........................
E x c h a n g e f o r c le a r in g h o u s e ................................
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b ie c t to c h e c k .............
22,471 68
29,404 50
29,632 97
C o m m e rc ial c e rtific a te s o f d e p o s it....................
24,654 12
24,775 31
41,020 19
3,423 04
5,638 04
5,410 54
$66,815 06
$80,686 84
$97,116 49
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r ’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its .........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
24
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
186
STATE BANKING DEPARTMENT.
No. 41.
LAKE ODESSA SAVINGS BANK, LAKE ODESSA.
Organized May 22, 1888.
H. R. W a g a r , P r e s i d e n t ; G e o . Y. F l e t c h e r , V ic e P r e s i d e n t ; W . J. P e r c i v a l , C a s h ie r .
D ir e c t o r s .—H . R. W a g a r, G eo. Y. F le tc h e r , W ilso n E llio tt, O. C. R uss, G eo. L iv e rto n , R o b e r t C a tt,
J e r r y H a u s b a rg e r.
R e so u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
D o a n s a n d d is c o u n ts .....................................................
$63,378 45
$54,089 91
$61,211 22
$86,642 69
B onds, m o rtg a g e s an d s e c u r i t i e s ............................
45,685 42
45,500 75
49,322 00
57,791 50
O v e r d r a f ts .........................................................................
7,191 82
3,778 97
88 79
3, 348 96
B an k in g h o u s e .................................................................
3,000 00
3,000 00
3,000 00
3,000 00
F u r n itu r e an d fix tu re s ..................................................
1,882 50
1,882 50
1,882 50
1,882 50
38,140 86
/
29,944 57
57,579 81
44,730 51
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
1,445 00
3,928 00
4,345 00
6,568 00
G old c o in ............................................................................
2,205 00
2,180 00
3,385 00
3,730 00
S ilv e r c o in .........................................................................
2,507 05
1,673 15
1,332 25
1,734 20
N ic k e ls a n d c e n t s ..........................................................
C h eck s, c a s h ite m s an d in te rn a l re v e n u e a c
c o u n t................................................................................
85 17
26 10
84 00
95 53
685 50
5,651 47
172 10
612 02
T o t a ls ...........................................................................
$166,206 77
$151,655 42
$182,402 67
$210,135 91
$25,000 00
$25,000 00
$25,000 00
$25,000 CO
2,500 00
2,500 00
2,500 00
2,500 00
640 49
1,140 97
675 57
2,255 03
C o m m e rc ia l d e p o s ts s u b je c t to c h e c k .................
28,229 00
23,053 71
34,115 01
34,420 32
C o m m e rc ia l c e r tif ic a te s o f d e p o s it.......................
109,837 28
99,960 74
120,112 09
145,960 56
$166,206 77
$151,655 42
$182,402 67
$210,135 91
P re m iu m s p a id o n b o n d s .............................................
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b an k s an d b a n k e r s (n o t r e
s e r v e c i t i e s ) ..................................................................
U n ite d S t a t e s b o n d s......................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x ch an g 'e fo r c le a rin g h o u s e ...................................
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in
t e r e s t a n d ta x e s p a i d ...............................................
D iv id en d s u n p a id ............................................................
D u e to b a n k s a n d b a n k e r s ...........................................
C ertifie d c h e c k s ........... .*................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it................................
N o te s a n d bills r e d is c o u n t e d ...................................
B ills p a y a b l e .....................................................................
T o t a ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
187
STATE BANKS OF MICHIGAN.
No. 133.
LANSING STATE SAVINGS BANK, LANSING.
Organized February 25, 1892.
H . H . L a r n e d , P r e s i d e n t ; F r e d ’k T h o m a n , V ic e P r e s i d e n t ; J . E d w a r d Ro e , C a s h i e r ;
H . T. C a m pb e l l , A s s i s t a n t C a s h ie r .
D ir e c t o r s .—H . H . L a m e d , C h a rle s P. H am m o n d , J. E d w a rd R oe, F r e d e r ic k T hom an,
R. M. M o n tg o m e ry , L o u is B ec k , H . A. H a ze , L. L. S a ttle r , G o ttlie h H . Z iegler.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s an d d i s c o u n t s ...................................'................
$410,392 00
$428,197 84
$447,965 28
$441,292 40
B onds, m o rtg a g e s an d s e c u r it ie s ............................
164,301 75
162,394 74
180,807 14
180,325 80
P re m iu m s p a id on b o n d s .............................................
935 21
935 21
1,491 71
1,491 71
O v e r d r a f ts .........................................................................
621 33
816 37
1,251 67
864 46
B an k in g h o u s e .................................................................
44,900 00
44,900 00
44,900 00
44,900 00
R e s o u rc e s.
R e p o r t of
N ov. 25.
F u r n itu r e a n d f ix tu r e s .................................................
5,136 85
5,326 45
5,796 45
6,046 45
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c i t i e s ) .............................................................
24,363 99
24,363 99
24,363 99
32,165 62
U n ite d S t a t e s b o n d s ....................................................
5,000 00
5,000 00
5,000 00
5,000 00
D u e fro m b a n k s in r e s e r v e c i t i e s ............................
58,334 25
76,648 94
119,404 77
98,064 29
E x c h a n g e f o r c le a r in g h o u s e ...................................
6,393 21
6,826 02
4,778 19
3,348 84
U. S. a n d N a tio n a l b a n k c u r r e n c y ........................
15,138 00
8,657 00
9,786 00
15,604 00
G old c o in ............................................................................
12,554 50
10,450 00
10,430 00
11,645 00
S ilv e r c o in .........................................................................
3,355 50
2, 597 85
5,679 10
3,508 45
N ic k e ls an d c e n t s ......................., .................................
C h e c k s , c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .................................................... ......................
781 40
202 37
682 73
623 87
2,223 09
4,296 92
1,106 34
1,703 77
T o t a ls ......................................... „...............................
$754,431 08
$781,613 70
$863,443 37
$846,584 66
C a p ita l s to c k p a id in ............................... .....................
$150,000 00
$150,000 00
$150,000 00
$150,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t ex p en se s,
in te r e s t an d ta x e s p a i d ...........................................
10,000 00
10,000 00
13,500 00
13,500 00
4,877 06
8,591 46
6,143 51
10,377 58
L ia b ilitie s.
D iv id en d s u n p a id ............................................................'
337 50
285 00
71 00
1 00
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
264,253 52
279,814 07
302,787 59
287,586 86
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
183,477 31
167,640 13
224,652 52
212,598 83
153, 783 04
166,288 75
172,520 39
$863,443 37
$846,584 66
D ue to b a n k s a n d b a n k e r s ..........................................
C e rtifie d c h e c k s .............................................................
3,570 12
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its ........................... .................................
137,915 57
S a v in g s c e r tif ic a te s o f d e p o s it...............................
11,500 00
N o te s an d bills r e d is c o u n t e d ...................................
Bills p a y a b l e .....................................................................
T o t a ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$754,431 (8
$781,613 70
188
STATE BANKING DEPARTMENT.
No. 117.
STATE SAYINGS BANK OP LAPEER, LAPEER.
Organized May 9, 1891.
H. D. R ood , P r e s i d e n t ; E d m u n d B r o w n e l l , V ic e P r e s i d e n t ; C. G. W h i t e , C a s h i e r ;
J . R. J o h n s o n , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—H . D. R ood, C h e s te r G. W h ite , G. W . R ood, E d m u n d B ro w n e ll, S a r a h R. W h ite ,
K irk W h ite , R ip le y W h ite .
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
836,587 00
$36,087 00
$28,487 00
$32,020 00
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
254,778 55
276,044 94
278,784 03
311,399 03
78
78
72
72
20,937 72
8,213 54
42,986,95
24,264 60
32,485 71
32,485 71
32,972 98
32, 972 98
P re m iu m s p a id on b o n d s ..........................................
O v e r d r a f ts ......................................................................
B a n k in g h o u se ..............................................................
F u r n i t u r e a n d f ix tu r e s .............................................
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
U n ite d S ta te s b o n d s ...................................................
D u e fr o m b a n k s in re s e r v e c itie s .........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
1,080 00
1,080 00
1,080 00
1,080 00
G old c o in ........................................................................
11,000 00
11,000 00
11,000 00
11,000 00
4 20
i 4 20
4 20
4 20
....................................................................
8356,873 96
$364,916 17
$395,315 88
$412,741 53
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
845,000 00
$45, 000 00
$45,000 00
$45,000 00
9,000 00
9,000 00
9,000 00
9,000 00
22,877 07
26,253 28
23,424 62
26,163 99
279,996 89
284,662 89
317,891 26
332,577 54
$356,873 96
$364,916 17
$395,315 88
$412,741 53
S ilv e r co in ......................................................................
N ic k els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
T o ta ls
S u r p lu s fu n d ..............................................................
U n d iv id e d p ro fits , le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
D iv id e n d s u n p a id ...................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k .............
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ................................
C e rtifie d c h ec k s ........................................
C a s h ie r ’s ch eck s o u ts ta n d in g ..........................
S a v in g s d e p o s its ........................................
S a v in g s c e rtific a te s o f d e p o s it.................
N o te s a n d b ills r e d is c o u n te d .....................
B ills p a y a b le ..............................
T o ta ls
........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STA TE
BANKS
OF
M IC H IG A N .
189
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N o . 201.
S T A T E S A V IN G S B A N K O F L A U R IU M , L A U R IU M .
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E r n e s t B o l l m a n n , P r e s i d e n t ; J acob B a e r , V ic e P r e s i d e n t ; J am es T. F i s h e r , C a s M g r ;
E d w a r d P . B a st , A s s i s t a n t C a s h ie r .
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D i r e c t o r s .—'J a c o b B a e r, J . V iv ian , J r., W m . E. P a rn a li, J r., E r n e s t B ollm ann, J a m e s M a c N a u g h to n ,
W illia m H . T h ielm an , F r a n k S. C a rlto n .
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$311,807 73
$353,949 93
$359,647 70
$438,187 33
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
133,795 82
137,125 82
141,915 82
106,728 82
R eso u rc e s.
R ep o rt of
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts
......................................................................
1,833 57
780 52
685 74
606 30
B a n k in g h o u se ..............................................................
39,052 19
41,552 19
41,679 58
41,757 40
F u r n i t u r e a n d f ix tu r e s .............................................
4, 856 38
7,188 20
15,590 86
15,987 91
O th e r re a l e s t a t e .......................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
5,000,00
5,000 00
33,868 86
40,527 78
42,817 05
25,951 94
36, 961 24
52,466 20
60,332 98
26,289 40
U n ite d S ta te s b o n d s ...................................................
D ue fro m b a n k s in re s e rv e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
2,903 34
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
49,162 00
48,311 00
52,778 00
53,553 00
G old co in ........................................................................
2,505 00
8,700 00
4, 690 00
4,655 00
S ilv e r c o in .....................................................................
2,339 60
1,687 80
2,335 55
1,923 45
N ic k els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
512 59
451 39
622 67
585 77
6,055 85
1,636 28
2,430 42
1,507 50
$622,750 83
$694,377 11
$733,429 71
$722,733 82
C a p ita l s to c k p a id i n .................................................
$75,000 00
$75, 000 00
$75,000 00
$75,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
20,000 00
20,000 00
20,000 00
20,000 00
8,815 85
10,544 86
17,484 05
21,906 38
323,732 93
358,059 56
348,989 95
333,348 64
3,635 11
7,000 11
2,676 92
1,616 36
T o ta ls
....................................................................
L ia b ilitie s .
\
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b je c t t o c h e c k .............
O nm m prrifll r e r tif ie a te s o f d e p o s it.....................
i
D u e to b a n k s a n d b a n k e r s ......................................
1,112 56
727 27
C e rtifie d rh e o k s ........................................... ..............
30 00
339 70
S a v in g s d e p o s its .........................................................
170,181 52
204,308 20
239,923 50
237,761 05
S a v in g s c e r tific a te s o f d e p o s it..............................
23,877 97
25, 397 52
25,720 18
26,011 28
$622,750 83
$694,377 11
$733,429 71
$722,733 82
P flS h ie r’s ehppkfl {mffltflnrHng................................
T o ta ls
....................................................................
%
/
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
I
190
STATE BANKING DEPARTMENT.
No. 8.
PEOPLE’S BANK, LESLIE.
Organized December 24, 1886.
A r t h u r J . T u t t l e , P r e s id e n t ; A. L. D o w l in g , C a sh ie r .
D i r e c t o r s .—J. J . T u ttle , O. V . T u ttle , A r th u r J . T u ttle , L. J . B ic k h a rt, J o h n
M. I. C o v e rt.
R e s o u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
A. L a n d fa ir,
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ....................................................
$71,786 27
$69,947 39
$72,189 93
$75,455 85
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
14,585 77
12,429 96
12,179 96
10, 264 96
O v e r d r a f ts ................................... .....................................
3,790 41
2,468 80
593 51
933 97
B an k in g h o u s e .................................................................
2,500 00
2,500 00
2,500 00
2, 500 00
10,220 00
5,220 00
5, 220 00
5,220 00
3,560 85
1,270 38
D u e fro m b a n k s in r e s e r v e c i t i e s ............................
18,606 59
12,981 84
9,049 91
E x c h a n g e fo r c le a rin g h o u s e ...................................
1,383 02
748 90
1,329 04
839 86
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
999 00
3, 668 00
11,269 00
4,347 00
G old c o in ............................................................................
2,410 00
370 00
1,355 00
2,075 00
S ilv e r c o in .........................................................................
305 29
683 62
83 76
284 01
N ic k e ls a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ...........................................................................
76 32
76 32
52 57
17 99
T o t a l s ..........................................................................
$130,223 52
$112, 365 21
$115,822 68
$126, 641 87
C a p ita l s to c k p a id i n ....................................................
$50,000 00
$50, 000 00
$50,000 00
$50,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a id ...........................................
3,700 00
3,700 00
3, 700 00
3, 700 00
1,007 11
1,939 94
478 53
1,093 55
C o m m e rc ia l d e p o sits, s u b je c t to c h e c k ...............
48,965 71
38, 347 70
36, 446 09
38,963 87
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
25,250 70
18, 377 57
25,198 06
32,884 45
$112,365 21
$115,822 68
$126,641 87
P re m iu m s p a id on b o n d s .............................................
F u r n itu re a n d iix tu r e s ..................................................
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t
r e s e r v e c i t i e s ) .............................................................
339 03
U n ite d S t a t e s b o n d s ....................................................
24,364 20
L iab ilitie s.
D iv id en d s u n p a id .............................................................
D ue to b a n k s a n d b a n k e r s ..........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it...............................
N o te s an d bills r e d is c o u n t e d ...................................
1,300 00
Bills p a y a b l e ....................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$130,223 52
191
STATE BANKS OF MICHIGAN.
No. 184.
LEXINGTON STATE BANK, LEXINGTON.
Organized January 29, 1896.
J o h n B e l l , P r e s i d e n t ; J o h n P . N ig g e m a n , J r ., V ic e P r e s i d e n t ; D. M c N a i r , C a s h ie r
H . B e l l , A s s i s t a n t C a s h ie r .
D ir e c t o r s .—J o h n P . N ig g e m a n , J r ., J o h n Bell, L e w is B a k e r, W . J. B ell, A lex. C ru ic k sh a n k .
R e s o u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$54,772 37
$55,276 85
$57,616 73
$57,567 27
B onds, m o rtg a g e s an d s e c u r it ie s ............................
7,300 00
8,300 00
8,500 00
8,000 00
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts ........................................................................
167 17
267 59
4 25
89 07
B an k in g h o u s e .................................................................
2,500 00
2,500 00
2,500 00
2,500 OO
F u r n itu r e a n d fix tu r e s ................................................
2,000 00
2,000 00
2,000 00
2, 000 00
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r h a n k s a n d b a n k e r s (n o t r e
s e r v e c i t i e s ) ..................................... ...........................
2,000 00
2,000 00
2,000 00
2,000 00
1,104 48
101 49
9,014 05
7,138 71
8,602 48
11, 637 65
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
1,435 00
2,412 00
3,076 00
3, 254 00
G old c o in ..........................................................................
1,647 50
1,287 50
1, 262 50
1. 292 50
S ilv e r c o in .........................................................................
275 85
369 90
150 50
238 65
N ic k e ls an d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e a c
c o u n t ...............................................................................
51 64
115 57
15 33
60 24
72 70
83 82
144 00
182 03
$81,236 28
82,856 42
85,973 28
88,821 41
$20,000 00
$20,000 00
$20,000 00
$20,000 00
1,550 00
1,550 00
1,650 00
1, 650 00
633 39
986 91
243 82
512 30
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e fo r c le a rin g h o u s e ...................................
T o t a ls ..........................................................................
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in
t e r e s t a n d ta x e s p a id ..............................................
D iv id en d s u n p a id .........................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
15,120 50
15,922 68
15, 711 64
17,686 70
C o m m e rc ia l c e r tif ic a te s o f d e p o s it.......................
43,291 96
44,396 83
48,367 82
48,114 55
D ue to b a n k s a n d b a n k e r s ...................................
C e rtifie d cnec-AS.
-
857 86
640 43
......................................
C a s h ie r « c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it................................
N o te s a n d bills r e d is c o u n t e d ...................................
Rills p a ,y a b le .....................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$81,236 28
$82,856 42
$85,973 28
$88,821 41
192
STATE BANKING DEPARTMENT.
No. 111.
LOWELL STATE BANK, LOWELL.
Organized January 22, 1891.
C h a r l e s Mc C a r t y , P r e s i d e n t ; G e o . W . P a r k e r , V ic e P r e s i d e n t
D. G. M a n g e , A s s i s t a n t C a s h ie r .
¡Di r e c t o r s .—C h a rle s M c C a rty , F . T. K ing, E. L. B e n n e tt, G eo.
♦
R eso u rc e s.
R ep o rt of
F e b . 25.
; W.
W.
R ep o rt of
A p ril 30.
E. M a r s h , C a s h ie r ;
P a rk e r, F re d
R e p o r t of
S e p t. 15.
J.
L a y e r.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$14,497 12
$12,306 82
$18,586 81
$36,389 14
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
75,026 81
79,798 10
81,030 50
87,425 61
P re m iu m s p a id on b o n d s ..........................................
1,093 75
446 45
1,676 60
1,257 09
6,500 00
6,500 00
7,370 92
O v e r d r a f ts
......................................................................
B a n k in g h o u se ..............................................................
F u r n i t u r e a n d f ix tu r e s .............................................
6,500 00
6, 500 00
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e r s (n o t
re s e rv e c i t i e s ) ............................................................
970 50
2,244 09
3,335 83
U n ite d S ta te s b o n d s ...................................................
12,500 00
2,500 00
12,500 00
2,500 00
D u e fro m b a n k s in re s e r v e c itie s .........................
48,093 64
53,122 82
71, 198 22
54,186 23
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
13,882 00
12,013 00
5,673 00
12,085 00
G o ld c o in ........................................................................
22,970 00
24,630 00
5, 525 00
4, 635 00
S ilv e r co in ......................................................................
1,422 85
1,450 70
1,425 35
729 35
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d I n te r n a l re v e n u e
54 28
43 99
29 49
33 58
1,168 45
555 89
177 99
2,751 39
$198,179 40
$195,611 86
$207,658 79
$215, 863 31
C a p ita l s to c k p a id i n .................................................
$25, 000 00
$25,000 00
$25,000 00
$25,000 CO
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits , le ss c u r r e n t e x p en se s,
I n te r e s t a n d ta x e s p a id ..........................................
2,700 00
2,700 00
3,100 00
3,100 00
4,707 65
5,653 76
3,120 76
4,486 57
38,321 80
46,302 20
31,401 18
32, 861 24
S a v in g s d e p o s its .........................................................
117,667 35
100,060 38
106,461 32
112,762 91
S a v in g s c e rtific a te s o f d e p o s it..............................
9,782 60
15,895 52
38,575 53
37,652 59
$198,179 40
$195,611 86
$207,658 79
$215,863 31
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k .........
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r ’s c h ec k s o u ts ta n d in g ................................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
193
STATE BANKS OF MICHIGAN.
No. 239.
LUDINGTON STATE BANK, LUDINGTON.
Organized May 22, 1901.
C. G. W i n g , P r e s i d e n t ; W a r r e n A. C a r t i e r , V ic e P r e s i d e n t ; C. H a g e r m a n , C a s h ie r .
D i r e c t o r s .—C. G. W ing, W a r re n A. C a rtie r, W m . R a th , W . T. C ulver, R. P . B ishop, M. B. D a n a h e r.
R ep o rt of
F e b . 25.
R esou rces.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
$43,643 04
$69,998 96
$80,243 24
$124,838 36
s e c u r i t i e s ................................
76,787 63
100,826 30
125,102 66
152,802 49
P re m iu m s p a id on b o n d s............................................
37 88
L oans and
d i s c o u n t s .................................................................
B o n d s, m o rtg a g es a n d
8 27
B a n k in g
F u r n itu r e
and
42 48
...............................................................................
5,000 00
5,000 00
5,000 00
5,500 00
f i x t u r e s ..........................................................
1,245 47
1,277 67
1,277 67
1,232 67
47,536 72
36,826 74
68,804 84
27,401 47
h ou se
O t h e r r e a l e s t a t e ...........................................................................
D u e fro m
o th er b an k s a n d
b a n k ers (n o t
r e s e r v e c i t i e s ) .......................................................... ..................
U n ite d
S ta te s
D u e fro m
b o n d s .................................................................
b a n k s i n r e s e r v e c i t i e s ................................
T n ir p h a n g p f o r
c le a r in g
h o u s e .........................................
U . S . a n d N a t i o n a l b a n k c u r r e n c y ...........................
2,077 00
6.441 00
8, 355 00
4,324 00
G o ld
2,872 50
2.442 50
2,655 00
2,795 00
1,948 60
1,360 35
1,794 55
2,802 30
187 95
278 61
113 32
294 88
43 17
243 54
690 85
683 82
$181,379 96
$224,703 94
$294,037 13
$322,717 47
p a i d i n ...............................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p l u s f u n d ..................................................................................
U n d iv id e d
p r o fits ,
le s s
curren t
ex p en ses,
i n t e r e s t a n d t a x e s p a i d .....................................................
361 03
1,244 62
2,617 12
5,523 52
c h e c k ..................
30,943 01
39,334 99
65,883 22
71,272 01
o f d e p o s i t ...........................
25,157 20
55,057 15
52,575 11
59,554 58
74,918 72
79,067 18
122,961 68
136,367 36
$181,379 96
$224,703 94
$294,037 13
$322,717 47
c o in
.......................................................... ..............................
N ic k els a n d c e n t s ..........................................................
C h eck s,
cash
T o ta ls
ite m s
and
in te r n a l
reven u e
.......................................................................................
L ia b ilitie s .
C a p it a l s to c k
D iv id e n d s
u n p a id
......................................................................
C o m m e r c ia l d e p o s it s
su b ject to
C o m m e r c ia l c e r t if ic a t e s
D u e to
banks and
C e r t if ie d
checks
...........................................................................
checks
o u t s t a n d i n g .........................................
C a s h ie r’s
S a v in g s
b a n k e r s ................................................
d e p o s its
.........................................................................
S a v i n g s c e r t i f i c a t e s o f d e p o s i t .......................................
N o tes
B ills
and
b ills
p a y a b le
T o ta ls
r e d i s c o u n t e d .........................................
..................................................................................
.......................................................................................
25
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
194
STATE BANKING DEPARTMENT.
No. 130.
ANTRIM COUNTY STATE SAVINGS BANK, MANCELONA.
Organized January 20, 1892.
C. E. B l a k e l y , P r e s i d e n t ; I. N . R o d en ba tjg h , V ic e P r e s i d e n t ; E. L. J . Mi l l s , C a s h ie r .
D
i r e c t o r s .—
C h a rle s E. B lak ely , W . H . T h o m p so n , E . L. J. Mills, I, N . R o d en b a u g h , H . T. A lle rto n ,
N.
C. W e te r , H. G. W h ite .
R e so u rc e s.
R e p o r t of
F e b . 25.
R e p o rt o f
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$79,159 49
$95,279 35
$84,348 40
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
20, 659 86
23,881 08
22,852 37
25,677 87
$83,011 7
P re m iu m s p a id o n b o n d s .............................................
O v e r d r a f ts ........................................................................
154 64
139 95
607 43
3,085 56
B an k in g h o u s e ....................................................... —
2,853 57
2, 853 57
2,853 57
2, 897 45
F u r n itu r e a n d fix tu r e s .................................................
2,329 83
2,329 83
1,747 00
1,747 00
O th e r r e a l e s t a t e ...........................................................
D u e fro m o th e r b a n k s a n d b a n k e r s (n o t
r e s e r v e c i t i e s ) .............................................................
7,150 05
7,150 05
7,150 05
6, 045 00
95 86
25 50
62,612 90
34,555 77
32,432 72
35,885 61
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e fo r c le a r in g h o u s e ........................ ...........
U . S . a n d N a tio n a l b a n k c u r r e n c y ........... ............
2,208 00
2,143 00
496 00
3,466 00
G old c o in ............................................................................
740 00
1,420 00
1,650 00
1,340 00
S ilv e r c o in .........................................................................
1,461 80
1,222 30
319 75
625 75
N ic k e ls a n d c e n t s ..........................................................
C h e c k s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t...........................................................................
49 90
156 78
77 66
142 45
1,210 74
1,427 18
1,523 13
165 95
T o t a ls ..........................................................................
$180,686 64
$172,584 36
$156,058 08
$164,090 34
C a p ita l s to c k p a id i n ....................................................
$20,000 00
$20,C00 00
$20,000 00
$20,000 00
S u rp lu s f u n d ....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s,
in te r e s t a n d ta x e s p a i d ...........................................
1,000 00
1,000 00
747 08
C o m m e rc ial d e p o sits s u b je c t to c h e c k ................
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
L ia b ilitie s.
1,000 00
1,000 00
1,665 30
1,119 87
2,048 99
59,036 50
60,025 08
44,954 68
48,507 66
70,718 69
60,400 68
56,648 29
60,582 67
35 00
867 15
29,149 37
28,626 15
32,335 24
31,951 02
$180,686 64
$172,584 36
$156,058 08
$164,090 34
.
D ividends u n p a id ............................................................
D u e to b a n k s a n d b a n k e r s .........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..................................
S a v in g s d e p o s its ...........................................................
S a v in g s c e r tif ic a te s o f d e p o s it................................
N o te s a n d b ills r e d is c o u n t e d ...................................
Bills p a y a b l e .....................................................................
T o t a l s , ....... ...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
No. 242.
PEOPLE’S BANK,
MANCHESTER.
Organized August 31, 1901.
F r a n k S p a f a r d , P r e s i d e n t ; F r e d e r i c k S t e i n k o h d , V ic e P r e s i d e n t ; C. W . C a se ,
D i r e c t o r s .—B en j. G. L o v e jo y , A. F. F r e e m a n , F r e d e r ic k S te in k o h l, F r a n k S p a fa rd , F'r e d K e n s le r
E . M. C onklin, F r e d E. S p a fa rd , J a m e s A. L o w e ry , O rlando L. Torre.y.
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$110,170 60
$100,554 49
$110,301 52
$108,981 91
R o n d s , m o rtg a g e s a n d s e c u r it ie s .........................
24,641 88
28,791 88
41,792 38
41,817 38
R ep o rt of
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ......................................................................
2,142 81
1,554 54
3 74
494 10
B a n k in g h o u s e ..............................................................
5,000 00
5.000 00
5,000 00
5,000 00
U n rn itn r o a n d f ix tu r e s .............................................
1,300 00
1,300 00
1,300 00
1,300 00
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
1,394 52
853 65
1,492 26
447 75
D u e fro m b a n k s in re s e r v e c itie s ........................
51,041 76
58,307 73
36,696 93
36,078 10
E x c h a n g e f o r c le a r in g h o u s e ................................
327 58
571 55
1,471 61
899 32
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
1,048 00
5,558 00
6,185 00
3,742 00
G old c o in .......................................................................
3,665 00
4,110 40
4,510 40
4, 225 00
S ilv e r co in ......................................................................
1,140 00
702 00
1,090 00
1,555 75
N ick els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
27 66
27 76
28 19
22 13
99 25
123 80
231 47
162 50
$201,999 06
$207, 455 40
$210,103 10
$204,725 94
$25,000 00
$25,000 00
$25,000 00
$25,000 00
U n ite d S ta te s b o n d s ...................................................
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n t e r e s t a n d ta x e s p a i d .........................................
763 39
1,341 06
500 00
500 00
2,020 55
2,218 18
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
70,971 25
55,614 08
54,520 96
50,759 38
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
105,264 42
125,500 26
128,061 59
126,248 38
$201,999 06
$207,455 40
$210,103 10
$204,725 94
D ue to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d h ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
................. .................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
196
STATE BANKING DEPARTMENT.
No. 172.
UNION SAVINGS BANK,
MANCHESTER.
Organized June 28, 1894.
B e n j . G. E n g l is h , P r e s i d e n t ; J o h n M. H o r n i n g , V ic e P r e s i d e n t ; E d . E. R o o t , C a s h ie r .
D i r e c t o r s .—B. G. E nglish, G eo. H e im e n d in g e r, J o h n M . H o rn in g , F r e d B re ite n W ischer,
A rn o ld H . K ühl, C. F . K a p p , J o h n W u e rth n e r, J o h n S c h lic h t.
R e s o u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ....................................................
$114,693 11
$134,524 57
$172,361 97
$177,214 77
B onds, m o rtg a g e s a n d s e c u r i t i e s ............................
70,755 75
72,335 50
70,857 96
70,162 96
B an k in g h o u s e .................................................................
11,200 00
11,200 OO
11,200 00
11,200 00
F u r n itu r e a n d fix tu r e s .................................................
1,775 00
1,775 00
1,775 00
1,775 00
o t h e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t
r e s e r v e c i t i e s ...............................................................
1,072 00
1,072 00
1, 072 00
1,072 00
262 50
248 50
42,023 91
R e p o r t of
N ov. 25.
P re m iu m s p a id o n b o n d s .............................................
O v e r d r a f ts .........................................................................
50 01
U n ite d S t a t e s b o n d s .....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
64,817 52
71,453 86
51,590 73
E x c h a n g e fo r c le a r in g h o u s e ...................................
769 58
399 08
491 62
603 76
U . S. a n d N a 'tio n a l b a n k c u r r e n c y ........................
8,315 00
10,269 00
8,322 00
10,655 00
G old c o in ............................................................................
2,130 00
2,485 00
2,760 00
3,165 00
S ilv e r c o in .........................................................................
361 50
465 00
813 00
1,322 30
N ic k e ls a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ...........................................................................
31 21
18 41
24 00
29 22
T o t a l s ...........................................................................
$275,920 67
$305,997 42
$321,580 79
$319,472 42
C a p ita l s to c k p a id i n ....................................................
$25,000 00
$25,000 00
$25, 000 00
$25, 000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits le ss e x p e n s e s, in te r e s t an d
ta x e s p a id .......................................................................
3,500 00
3,500 00
3,500 00
3,500 00
2,664 14
4, 228 78
4,227 86
5,892 87
D ividends u n p a id ............................................................
7 00
C o m m e ric a l d e p o s its s u b je c t to c h e c k ...............
16,622 44
16,259 03
14,057 40
12,696 18
C o m m e rc ia l c e r tif ic a te s o f d e p o s it s ....................
2,130 00
2,580 00
2,220 00
2,340 00
S a v in g s d e p o s its .............................................................
158,488 24
169,680 32
180,538 48
184,207 42
S a v in g s c e r tif ic a te s o f d e p o s it...............................
67,508 85
84,749 29
92,037 05
85,835 95
$275,920 67
$305,997 42
$321,580 79
$319,472 42
L iab ilitie s.
D u e to b a n k s a n d b a n k e r s .........................................
C e rtifie d c h e c k s ..............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
N o te s a n d bills r e d is c o u n t e d ....................................
Bills p a y a b l e .....................................................................
T o t a l s ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
197
STATE BANKS OF MICHIGAN.
No. 116.
MANISTEE COUNTY SAVINGS BANK, MANISTEE.
Organized May 4, 1891.
T hom as K e n n y , P r e s i d e n t ; E. G. F i l e r , V i c e P r e s i d e n t ; W . J . G r e g o r y , C c ish ie r.
D i r e c t o r s .—T h o m as K e n n y , J o s e p h K irs te r, J . H . G ra n t, E. G. F ile r, J o h n S m ith .
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ................................................. .
$187, 948 79
$210,869 48
$202,334 56
$207,617 49
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
295,342 99
304,874 08
307,340 01
315,882 06
675 25
571 20
549 78
523 25
511 02
1,187 02
1,151 42
1,135 22
73,014 94
35,325 16
75,440 81
70,352 20
R ep o rt of
N ov. 25.
P r e m iu m s p a id o n b o n d s .........................................
O v e r d r a f ts
**
..................................................................
R a n k in g h o u se ..............................................................
F u rn itu re
f ix t u r e s .............................................
a n d
O th e r re a l e s t a t e . . , ........................................... ..
D u e fr o m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c it i e s ) .......................................................... ...
T T nitflfl
hnnfis
S tfltp Q
..............................................
L u o fr o m b a n k s in re s e r v e c itie s ........................
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
G o ld coin
.......................................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
account
.................... ........................... ......................
T o ta ls
1,000 00
........................................................... • • • •
.
9,025 00
13,488 00
3,890 00
9,428 00
13,490 00
14,795 00
17,510 00
15,750 00
4,496 97
5,597 95
3,885 10
5,220 45
557 19
558 47
490 74
618 05
1,261 98
568 40
609 45
518 66
$586,324 13
$587,834 76
$613,201 87
$628,045 38
$50,000 00
$50,000 00
$50,000 00
$50,000 00
10,000 OO
10,000 00
10,000 00
10,000 OO
3,270 92
6,827 22
10,162 33
14,768 17
L ia b ilitie s .
C a p ita l s to c k paifi i n .........................................................................
S u r p lu s f u n d ............................................................... ........................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
jn ^ £ re s t a n d ta ^ e s p a ifi ..................................
D iv id e n d s u n p a id
.......................................................................................
50 00
50 00
C o m m e rc ial d e p o s its s u b je c t to c h e c k ......................
96,748 60
107,987 79
81,481 61
84,077 45
C o m m e rc ial c e r tific a te s o f d e p o s it ..................................
97,820 02
86,975 14
90,645 38
91,557 63
2,370 36
5,801 83
2,018 63
2,737 80
100 00
100 00
1,275 00
326,114 23
320,142 78
368,743 92
373,679 33
$586,324 13
$587,834 76
$613,201 87
$628,045 38
D u e to b a n k s a n d h a n k e r s ........................... ................. ...
C e rtifie d c h ec k s t ., TTt * ..................... ........ .............. .
C ooliinidct
nlinplra
m ilolilT lfllT K y
. . . . . . . . . . . . .
S a v in g s d e p o s its ........................................................
\ 7 a +ao
T) U l o
ort/l
hfllcs
rn ili OPAnD fori
n o iro h la
T o ta ls
..................... .......... . . . . ____ . . . .
................................................................ ..
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
198
STATE BANKING DEPARTMENT.
No. 21.
MANISTIQUE BANK, MANISTIQUE.
Organized May 16, 1889.
G e o r g e H . O r r , P r e s i d e n t ; Ma r t i n H . Q u i c k , V i c e P r e s i d e n t ; C h a s . B. M e r s e r e a u , C a s h ie r ;
M. W . O r r , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—M artin H. Q uick, G e o rg e H . O rr, R o b e rt B. W ad d e ll, C. B. M e rse re a u , A . S . P u tn a m .
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s an d d is c o u n ts ......................................................
$208,802 76
$202,142 65
$251,470 72
$258,254 52
B onds, m o rtg a g e s an d s e c u r it ie s ............................
28,518 63
17,953 84
22,296 01
28,373 26
R e s o u rc e s.
R e p o r t of
N ov. 25.
P re m iu m s p aid on b o n d s. .
O v e r d r a f ts .........................................................................
7 34
31 41
54 51
328 02
B an k in g h o u s e .................................................................
7,321 97
7,196 47
7,036 97
6,537 97
6,166 82
6,188 21
6,188 21
5,854 43
560 53
988 22
1,072 65
2,257 50
47,575 49
64,667 10
59,746 49
49,102 97
F u r n itu r e an d fix tu re s ......................
O th e r r e a l e s t a t e ............................................................
D u e fro m o th e r b a n k s a n d b a n k e r s (n o t
r e s e r v e c i t i e s ) ..... ........................................................
U n ite d S t a t e s b o nds. .
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e fo r c le a rin g h o u s e .........
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
10,090 00
12,104 00
17,092 00
9,723 00
G old c o in ............................................................................
3,445 00
3,765 00
6,140 00
3,350 00
S ilv e r c o in ........................................................................
248 95
1,083 00
1,196 30
1,036 45
N ic k e ls a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t...........................................................................
54 54
70 50
116 83
94 59
365 78
3,860 24
1,626 99
225 7(5
T o t a ls ...........................................................................
$313,157 81
$320,050 64
$374,037 68
$365,138 41
C a p ita l s to c k p a id i n ....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, i n te r
e s t a n d ta x e s p a id ......................................................
10,000 00
10,000 00
10,000 00
10, 000 00
3,692 71
5,127 70
4,924 23
5, 833 82
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
137,458 61
138,925 67
186,400 36
162,786 44
d e p o s it.....................
112,006 49
115,997 27
122,713 09
135,166 21
L iab ilitie s.
D iv id en d s u n p a id ............................................................
C o m m e r c ia l c e r t if ic a t e s
D ue to b a n k s
and
of
b a n k e r s ............
1,351 94
....................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h ec k s o n ts ta n d in p '................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it ...............................
N o te s a n d bills re d is c o u n te d .....................................
B ills p a y a b l e .....................................................................
T o t a ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$313,157 81
$320,050 64
$374,037 68
$365,138 41
199
STATE BANKS OF MICHIGAN.
No. 122.
THE MARINE SAYINGS BANK, MARINE CITY.
Organized September 5, 1891.
F r a n k H a r t , P r e s i d e n t ; M. S i c k e n , V ic e P r e s i d e n t ; G. W . C a r m a n , C a s h ie r ;
C. E. B lood , A s s i s t a n t C a s h ie r .
D i r e c t o r s —M. S ic k e n , R o b e r t F o lk e rts , F r a n k H a rt, C. E. B lood, W illia m H . M annel, C h arle s
B asn e y , S. C. M cL o u th , J o h n F . Z im m erm ann, H a le P . S aph.
R e s o u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s an d d is c o u n ts .....................................................
$128,199 04
|128,833 49
$121,111 07
$143,023 79
B onds, m o rtg a g e s a n d s e c u r itie s ............................
243,453 90
246,816 83
246,965 81
255,858 91
Pppruium s pji.iii on b o n d s .............................................
O v e rd ra fts .......................... .................................. ..........
296 00
485 81
522 02
958 78
B an k in g h o u s e ................................................................
5.000 00
5.000 00
5,000 00
5,000 00
F u r n itu r e an d f ix t u r e s ..............................................
1.000 00
1.000 00
500 00
500 00
O th e r r e a l e s t a t e ...........................................................
D u e fro m o th e r b a n k s an d b a n k e rs (n o t re s e r v e
c itie s )
......................................................................
4,212 03
4,197 03
4,188 88
4,164 71
549 80
210 00
602 01
402 01
53,488 67
17,163 23
72,352 10
29,560 24
U n ite d S t a t e s bc»nds....................................................
D ue fro m b a n k s in re s e r v e c itie s ............................
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
4,502 00
4,885 00
6,007 00
4,559 00
G old c o in ...........................................................................
11,517 00
8,117 00
11,554 50
7,004 50
S ilv e r o.oin.......................... ..............................................
1,508 60
1,099 00
1,355 00
2,457 45
N ic k e ls a n d c e n ts ..........................................................
C h ec k s, c a s h ite m s an d in te r n a l re v e n u e acc o u n t ...............................................................................
189 04
63 50
223 32
215 42
1, 570 84
327 00
2,373 11
223 21
T o t a ls ...........................................................................
$455,486 92
$418,197 89
$472,754 82
$453,928 02
C a p ita l s to c k p a id i n ...................................................
$50,000 00
$50,000 00
$50,000 00
$50,0u0 00
S u rp lu s fu n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p en se s, in te r
e s t a n d ta x e s p a id ......................................................
10,000 00
10,000 00
10,000 00
10,000 00
6,979 23
6,385 79
5,772 74
8,278 20
L ia b ilitie s.
60 00
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
81,693 41
46,403 20
74,079 40
52,552 56
C o m m e rc ia l c e r tif ic a te s o f d e p o s it........................
8,039 86
5,517 16
6,562 10
4,922 07
S a v in g s d e p o s it^ ............ ..............................................
298,774 42
289,891 74
326,280 58
328,175 19
$472,754 82
$453,928 02
10,000 00
T o t a l s ................................................... ....................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$455, 486 92
$418,197 89
200
STATE BANKING DEPARTMENT.
No. 252.
COMMERCIAL STATE BANK OF MARLETTE, MARLETTE.
Organized January 8, 1902.
A. E. S l e e p e r , P r e s i d e n t : D. C. M e r r i l l , V i c e P r e s i d e n t ; W . J . B a k e r , C a s h ie r ;
D a n C. M e r r i l l , A s s i s t a n t C a s h ie r D i r e c t o r s .—A . E . S le e p e r, D. C. M errill, W . J . B a k e r, D. L e a c h , E . A. S m ith .
R e s o u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ....................................................
$57,167 54
$67,675 44
$74,165 02
$83,037 23
B onds, m o rtg a g e s a n d s e c u r it ie s ...........................
23,876 26
20,076 26
21,573 04
24,554 31
P re m iu m s p a id on b o n d s .............................................
O v e rd ra fts .........................................................................
58 76
199 27
304 86
61 15
B an k in g h o u s e .................................................................
4,400 00
4,400 00
4,400 00
4,400 00
F u r n itu r e an d fix tu re s ..................................................
1,800 00
1,800 00
1,800 00
1,800 00
D u e fro m b a n k s in r e s e r v e c i t i e s ............................
37,178 88
25,148 10
14,574 45
13,298 76
E x c h a n g e fo r c le a rin g h o u s e ................................
70 34
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
5,950 00
G old c o in ............................................................................
S ilv e r c o in ........................................................................
N ic k e ls a n d c e n t s ........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e a c
c o u n t................................................................................
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s an d h a n k e r s (n o t re s e r v e
c it i e s ) ..............................................................................
U n ite d S t a t e s b o n d s ....................................................
331 38
2 71
1,991 00
2,581 00
3,601 00
1, 010 00
2,015 00
2,465 00
2,875 00
646 00
406 15
680 60
330 60
52 65
27 88
40 77
54 19
$132,210 43
$123,739 10
$122,916 12
$134,014 95
C a p ita l s to c k p a id i n .....................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r
e s t an d ta x e s p a id ......................................................
278 78
637 46
1,001 38
2,811 59
20,003 52
21,643 38
27,573 08
23,065 24
86,928 13
76,458 26
69,341 66
83,138 12
$132,210 43
$123,739 10
$122,916 12
$134,014 95
T o t a ls ................................................................
L ia b ilitie s.
D iv id en d s u n p a id ............................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ................
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
D u e to b a n k s a n d b a n k e r s ..........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s i t s . .- ......................................................
S a y in g s c e r tif ic a te s o f d e p o s it...............................
N o te s a n d bills r e d is c o u n t e d ...................................
B ills p a y a b le .....................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
201
STATE BANKS OE MICHIGAN.
No. 246.
THE MARLETTE STATE BANK, MARLETTE.
Organized August 31, 1901.
J o h n M c G i l l , P r e s i d e n t ; R o b e r t W i l l i s , V ic e P r e s i d e n t ; C l a r e n c e Me s s e r , C a s h i e r .
D i r e c t o r s .—J o h n McGill, R o b e r t W illis, C. L. M esser, W m . W . T a y lo r, D. S t u a r t M cC lure.
R e p o r t of
FeD. 25.
R e s o u rc e s.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ....................................................
n$63,765 90
$72,079 31
$93,642 81
$80, 056 72
B onds, m o rtg a g e s a n d s e c u r it ie s ..........................
49,144 43
52,815 43
56,590 43
62,043 43
6,489 25
2,974 19
4,747 18
10,899 19
1,439 15
1,439 15
1,439 15
1,439 15
D u e fro m b a n k s in r e s e r v e c itie s ..........................
34,947 82
29, 607 07
11,949 40
22,782 75
E x c h a n g e f o r c le a rin g h o u s e ..................................
960 81
804 00
468 72
101 06
U . S. a n d N a tio n a l b a n k c u r r e n c y ......................
2,168 00
2,922 00
1, 505 00
4,256 00
G old c o in ................................................................... —
Prpm inm s! p aid on b o n d s ...............
O v e r d r a f ts ............................................................. ...........
R an k in g h o u s e .................
F u r n itu r e a n d fix tu re s ................................................
O tftfir re a l e s t a t e
D u e fro m o th e r b a n k s
an d
b an k ers
(n o t
6,130 00
6,215 00
3,555 00
2,625 00
S ilv e r c o in ........................................................................
348 40
512 85
375 75
366 50
N ic k e ls an d c e n t s ............. '.........................................
C h ec k s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t..........................................................................
96 29
79 40
36 27
26 48
424 61
578 89
108 77
330 54
T o t a ls .......................................................................
$165,914 66
$170,027 29
$174,418 48
$184,926 82
$25,000 00
$25, 000 00
$25,000 00
$25,000 00
S n rp in s fund, .........................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a id ..........................................
1,693 25
2,751 25
4,198 14
2,065 59
P m m n p rH n l d e p o s its s u b je c t to c h e c k ...........
49,996 06
38,764 35
20,553 47
19,955 69
L iab ilitie s.
C a p ita l s to c k p a id i n ......... : ......................................
1, 000 00
TXip to b a n k s and b a.n k ers .. .
C ertifie d c h e c k s .
S a v in g s d e p o s its ............................................................
59,282 56
65, 331 42
68,257 84
73,537 71
S a v in g s c e r tif ic a te s o f d e p o s it..............................
29,942 79
38,180 27
56, 409 03
63,367 83
T o t a ls .......................................................................
$165,914 66
$170, 027 29
$174,418 48
$184,926 82
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
202
STATE BANKING DEPARTMENT.
No. 100.
MARQUETTE COUNTY SAYINGS BANK, MARQUETTE.
Organized July 26, 1890.
N. M. K a u f m a n , P r e s i d e n t ; E d w a r d N . B r e i t u n g , V ice P r e s i d e n t ; S. R. K a u f m a n , S e c o n d V ic e
P r e s i d e n t ; G e o r g e B a r n e s , C a s h ie r ; W . B. M c Com bs , A s s i s t a n t C a s h ie r .
D ir e c t o r s .—N . M._ K a u fm a n , G e o rg e B arn es, S. R. K a u fm a n , E d w a rd N . B re itu n g ,
C h a rle s M eesk e.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$374,252 53
$367,564 40
$504,667 33
$552,582 57
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
98,420 31
99,273 91
110,223 91
114,773 91
R ep o rt of
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ......................................................................
2,836 48
6,083 48
4,535 51
773 72
B a n k in g h o u se ........* ...................................................
55,000 00
55,000 00
55,000 00
55,000 00
F u r n i t u r e a n d f ix tu r e s .............................................
7,692 60
7,692 60
7,692 60
7,692 60
O th e r r e a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
5,711 05
5,711 05
5,711 05
5,311 05
939 43
6,886 60
2,239 18
852 09
D u e fro m b a n k s in re s e r v e c i t i e s ........................
75,681 05
102,043 39
138,400 68
144,730 88
E x c h a n g e f o r c le a r in g h o u s e ................................
18,555 59
5, 217 76
15,988 88
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
10,994 00
17,567 00
14,596 00
7,892 00
G old c o in ........................................................................
15,595 00
25,542 50
19,370 00
15,560 00
S ilv e r c o in .....................................................................
9,773 60
9,448 00
5,752 20
4,228 15
129 03
102 07
38 08
11 01
2, 001 02
2,299 58
357 28
303 50
$677,581 69
$705,214 58
$873,801 58
$925,700 36
$100,000 00
$100,000 00
$100,000 00
$100,000 00
10,000 00
10,000 00
10,000 00
10,000 00
2,463 25
5,175 74
4,793 11
10,753 01
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
282,719 22
244,230 85
448,055 96
481,167 09
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
248 46
60,248 46
6,088 25
6,063 25
D u e to b a n k s a n d b a n k e r s ......................................
7,725 24
4,077 13
9,516 59
16,333 01
59 25
1,362 56
U n ite d S ta te s b o n d s ...................................................
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n .............................................
S u r p lu s f u n d ..............................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
D iv id e n d s u n p a id .......................................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
242,325 83
240,616 67
257,011 28
268,640 15
S a v in g s c e rtific a te s o f d e p o s i t . . , .........................
32,099 69
40,806 48
36, 973 83
32,743 85
$677,581 69
$705,214 58
$873,801 58
$925,700 36
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ...................................................
T o ta ls
.........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
R e s o u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
L o a n s an d d is c o u n ts .....................................................
$109,008 32
$123,676 53
$93,040 03
$88,412 47
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
363,720 06
361,123 63
379,691 69
402,093 77
4,601 85
4,758 10
•
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
O v e r d r a f ts ...................... .................................................
836 72
671 05
1,178 98
1,043 39
F u r n itu r e a n d f ix tu re s ................................................
500 00
500 00
500 00
500 00
D ue fro m o th e r b a n k s an d b a n k e rs (n o t
r e s e r v e c i t i e s ) .............................................................
1,041 20
3,510 00
286 25
1,380 62
U n ite d S t a t e s b o n d s .....................................................
25,500 00
25,500 00
45,500 00
45, 500 00
D u e fro m b a n k s in re s e r v e c i t i e s ............................
114,674 82
128,100 72
174,757 98
154,593 98
U . S. a n d n a tio n a l b a n k c u r r e n c y ..........................
10,488 00
9,238 00
18,373 00
15,969 00
G old c o in ............................................................................
18,177 50
19,450 00
16,735 00
19,452 50
S ilv e r c o in .................... ....................................................
3,334 30
1,818 10
2,238 85
2,471 60
N ic k le s an d c e n t s .........................................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t ..........................................................................
461 34
423 32
210 25
123 40
2,211 19
1,037 97
1,003 32
761 93
T o t a l s ..........................................................................
$649,953 45
$675,049 32
$738,117 20
$737,060 76
C a p ita l s to c k p a id in ....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d pro fits, less c u r r e n t ex p en se s,
in te r e s t a n d ta x e s p a i d ............................................
10,000 00
10,000 00
10,000 00
10,000 00
16,478 84
20,228 62
17,217 26
21,909 77
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ..............
76,641 81
82,789 59
115,005 03
109,184 08
C o m m e rc ia l c e r tif ic a te s o f d e p o s it.......................
26,711 18
30,189 62
29,759 42
18,529 70
S a v in g s d e p o s its .............................................................
470,121 62
481,841 49
516,135 49
527,437 21
TCyehanges fo r c le a rin g h o u se . . .
L iab ilities.
D iv idends u n p a id ,...........................................................
N n tfis and bills re d is c o u n te d .....................................
__ « ...............
T o t a l s ...................................................... ...................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$649,953 45
$675,049 32
$738,117 20
$737,060 76
204
STATE BANKING DEPARTMENT.
No. 198.
G. W. JONES EXCHANGE BANK, MARCELLUS.
Organized July 15, 1897.
F . S. J o n e s , P r e s i d e n t ; G. W . K r o l l , V i c e P r e s i d e n t ; C. S. J o n e s . C a s h ie r •
G. R. C l e m e n s , A s s i s t a n t C a s h ie r .
D ir e c t o r s .—C. S. J o n e s , F . S. J o n e s , M rs. ¿3. W . J o n e s , C. H . H ud so n , G. W . K roll.
R e s o u rc e s.
R ep o rt of
F e b . 25.
L o a n s a n d d is c o u n ts .....................................................
$102,070 44
$96,836 07
$108,605 03
$95,359 36
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
42,016 31
46,679 76
33,096 60
59,277 69
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
P re m iu m s p a id on b o n d s ............................................
O v e r d r a f ts .........................................................................
15 98
48 78
648 93
20 87
B an k in g h o u s e .................................................................
3,000 00
3,000 00
3,000 00
3,000 00
173 00
173 00
479 82
1,939 14
2,030 08
956 91
F u r n itu r e a n d f ix tu r e s ................................................
O th e r r e a l e s t a t e ...........................................................
D u e fro m o th e r b a n k s an d b a n k e r s (n o t
r e s e r v e c i t i e s ) .............................................................
U n ite d S t a t e s b o n d s ....................................................
5,000 00
5,000 00
5,000 00
5, 000 00
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
30,880 84
17,879 12
13,063 89
25, 523 45
E x c h a n g e fo r c le a rin g h o u s e ........... .........................
U . S. N a tio n a l b a n k c u r r e n c y .................................
5,299 00
7,230 00
7,295 00
8,752 00
G old c o in ...........................................................................
3,070 00
3,275 00
3,590 00
3,525 00
S ilv e r c o in ........................................................................
1,255 85
618 80
378 50
787 95
N ic k e ls a n d c e n t s .........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
62 33
19 77
20 94
20 64
750 90
50 00
24 00
T o t a l s ..........................................................................
$193,901 47
$182,576 44
$176,925 97
$202,396 87
C a p ita l s to c k p a id in .....................................................
$40,000 00
$40,000 00
$40,000 00
$40,000 00
S u rp lu s f u n d ....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s,
in te r e s t a n d ta x e s p a id ...........................................
4,000 00
4, 000 00
6,000 00
6,000 00
1,826 56
4,308 77
953 45
2,613 33
L iab ilitie s.
D iv id en d s u n p a id ......... ...................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ................
54, 996 90
46,926 57
37,472 55
44,701 05
C o m m e rc ia l c e r tif ic a te s o f d e p o s its ....................
88,993 70
78,107 30
89,740 97
108,503 97
D ue to b a n k s a n d b a n k e r s ...........................................
4,084 31
9,233 80
2, 759 00
578 52
$193,901 47
$182, 576 44
$176, 925 97
$202,396 87
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it...............................
N o te s an d bils r e d is c o u n te d .....................................
B iils p a y a b le .................* ................................
T o t a ls ....................................................
‘
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
205
STATE BANKS OF MICHIGAN.
No. 22.
FARMER’S BANK, MASON.
Organized June 7, 1886.
M.
D.
C h a t t e r t o n , P r e s i d e n t ; L. C. W e b b , V ic e P r e s i d e n t ;
R. C. D a r t , A s s i s t a n t C a s h i e r .
D ir e c t o r s .—
G eo rg e W . B ristol,
E. A . B a rn e s,
L e w is
A. J.
C. W e b b , M ason
H all, R. C. D a rt,
R e p o r t of
F e b . 25.
R esou rces.
L oans and
d i s c o u n t s ............................................................
B o n d s, m o rtg a g es
and
s e c u r i t i e s ................................
A.
J.
H all,
D. C h a tte r to n ,
G eo. M. H o y t.
R e p o r t of
A p ril 30.
J.
R e p o r t of
S e p t. 15.
C a s h ie r ;
K.
E lm e r,
R e p o r t of
N ov. 25.
$107,632 90
$81,443 44
$103,838 08
$120,668 41
25,313 65
23,940 01
17,915 90
14,691 90
P r e m i u m s p a i d o n b o n d s .....................................................
O v e r d r a fts
.........................................................................................
B a n k in g h o u s e
..................................................................... . . . .
F u r n itu r e
f i x t u r e s ..........................................................
and
O t h e r r e a l e s t a t e ...........................................................................
D u e fr o m
o th e r b a n k s a n d
b a n k ers (n o t
r e s e r v e c i t i e s ) .............................................................................
U n ite d
S ta te s
161 33
278 19
666 58
392 29
4,500 00
4,500 00
4,500 00
4,500 00
1,200 00
1, 200 00
800 00
800 00
6, 622 39
6,622 39
6,622 39
5,022 39
2,553 39
3,934 85
21,975 17
18,793 83
b o n d s .................................................................
31,305 95
41, 437 85
U . S . a n a N a t i o n a l b a n k c u r r e n c y ...........................
6,475 00
9,891 00
1,740 00
1,415 00
G o ld
............................................................................................
4,565 00
3,795 00
3,315 00
3,880 00
.........................................................................................
787 75
740 10
188 75
327 75
94 30
105 12
43 31
28 56
110 39
4 30
$188,768 66
$173,957 40
$164,158 57
$174,454 98
p a i d i n ...............................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p l u s f u n d ..................................................................................
U n d iv id e d
p r o fits ,
le s s
curren t
ex p en ses,
i n t e r e s t a n d t a x e s p a i d .....................................................
9,000 00
9,000 00
9,500 00
9,500 00
4,894 60
5, 650 46
6,352 29
8,481 10
c h e c k .................
83,700 74
71,307 85
56,956 39
63,774 38
o f d e p o s i t ...........................
41,173 32
37,999 09
41,349 89
42,699 50
$188,768 66
$173,957 40
$164,158 57
$174,454 98
D u e fro m
b a n k s i n r e s e r v e c i t i e s ................................
E xchange
fo r
c o in
S ilv e r
c o in
c le a r in g
h o u s e .........................................
N i c k e l s a n d c e n t s ...........................................................................
C h eck s, ca sh
ite m s
and
in te r n a l rev en u e
a c c o u n t .............................................................................................
T o ta ls
L ia b ilitie s .
C a p ita l s to c k
D iv id e n d s
u n p a id
......................................................................
C o m m e r c ia l d e p o s its
su b ject to
C o m m e r c ia l c e r t if ic a t e s
D u e to b an k s a n d
C e r t if ie d
checks
b a n k e r s . ; ............................................
...........................................................................
C a s h i e r ’s
checks
o u t s t a n d i n g .........................................
S a v in g s
d e p o s its
........................................................................
S a v i n g s c e r t i f i c a t e s o f d e p o s i t .......................................
N o tes
B ills
and
b ills
p a y a b le
r e d i s c o u n t e d .........................................
..................................................................................
T o ta ls
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
206
STATE BANKING DEPARTMENT.
No. 107.
FIRST STATE AND SAVINGS BANK, MASON.
Organized October 27', 1890.
O.
W.
H a lst e a d ,
D i r e c t o r s .—L.
P r e s id e n t;
C.
W eb b ,
L.
O.
C.
W.
W ebb,
V ic e
P r e s id e n t;
H a ls te a d , C h a rle s
D. P . W h itm o re .
R e s o u rc e s.
R ep o rt of
F e b . 25.
J.
F.
E.
R a y n e r,
R e p o r t of
A p ril 30.
D e n s m o b e , C a s h ie r .
F.
E.
D e n sm o re,
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s an d d is c o u n ts .................................................
$60,337 09
$66,999 87
$71,006 07
$55,580 44
B onds, m o rtg a g e s an d s e c u r it ie s ........................
53,140 79
63,123 76
60,385 32
60,463 32
369 59
153 14
135 22
60 42
F u r n itu r e an d fix tu r e s ........................ ........................
1,000 00
1,000 00
1,000 00
1,000 CO
O th e r r e a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s an d b a n k e rs (n o t
re s e r v e c itie s ) .............................................................
6,123 40
1,814 90
250 49
2,773 69
32,824 58
16,227 01
15,462 99
41,051 87
P re m iu m s p a id on b o n d s ...........................................
O v e r d r a f ts .........................................................................
B an k in g h o u s e .................................................................
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c itie s ..........................
E x c h a n g e f o r c le a rin g h o u s e .................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ......................
5,844 00
3,982 00
4,311 00
10,381 00
G old c o in ..........................................................................
6,515 00
3,855 00
4,275 00
5,075 00
S ilv e r c o in ...................................................................
2,026 60
1,432 50
1,438 55
1,925 40
N ic k e ls a n d c e n ts ......................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t..........................................................................
48 15
95 51
48 19
34 04
54 67
80 45
210 96
T o t a ls .......................................................................
$168,229 20
$158,738 36
$158,393 28
$178,556 14
C a p ita l s to c k p a id i n ..................................................
$25,000 00
$25,000 00
$25,000 00
$25, 000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t an d ta x e s p a id ...........................................
5,000 00
5,000 00
5,000 00
5,000 00
9,128 61
10,166 31
7,610 27
9,201 96
L iab ilitie s.
D iv id en d s u n p a id ...........................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k ...
80,920 57
69,249 06
66,617 44
80,591 48
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
48,180 02
49,322 99
54,165 57
58,762 70
$168,229 20
$158,738 36
$158,393 28
$178,556 14
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o t a ls .......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
207
STATE BANKS OF MICHIGAN.
No. 168.
FIRST STATE BANK OF MENDON, MENDON.
Organized February 14, 1894.
J o h n G. S c h t jr t z , P r e s i d e n t : W il l ia m B e a r d , V i c e P r e s i d e n t ; F r a n k W o l f , C a s h i e r ;
E. L. E s t e s , A s s i s t a n t C a s h i e r .
D i r e c t o r s .—J o h n G. S c h u rtz , Wm. B e a rd , F r a n k W o lf, W . L. T hom s, J o s ia h W o lf, S a m u e l J . W o lf
K e so u rc e s.
R ep o rt of
F e b . 25.
R e p o rt o f
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$69,055 36
$70,946 44
$71,373 43
$71,026 07
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
47,002 78
49,322 58
49,403 21
51,317 58
P re m iu m s p a id on b o n d s ..........................................
O v e r d r a f ts ........................................................................
19 86
56 41
19 14
B an k in g h o u s e ................................... .............................
1,500 00
1,500 00
1,500 00
1,500 00
F u r n itu r e a n d fix tu r e s ................................................
1,000 00
1,000 00
1,000 00
1,000 00
O th e r r e a l e s t a t e ............................................................
D u e fro m o th e r h a n k s an d b a n k e rs (n o t
re s e r v e c it i e s ) ............................................................
C u rre n t e x p e n se s, in te r e s t a n d ta x e s p a id .........
10,000 00
866 19
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
30,673 86
16,601 31
45,272 97
33,836 44
U . S. an d N a tio n a l b a n k c u r r e n c y . ......................
2,073 00
4,281 00
3,059 00
4,421 00
G old co in ........................................................................
3,400 00
3,545 00
2,500 00
3,100 00
S ilv e r c o in ...................................................................
898 25
1,376 50
1,801 00
1,125 75
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
172 66
106 96
159 99
166 58
173 54
193 54
164 78
164 78
$156, 835 50
$148,873 33
$176,290 79
$177,677 34
C a p ita l s to c k p a id i n ....................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
16,000 00
1,000 00
1,000 00
1,000 00
796 85
1,008 80
2,803 45
3,809 28
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
24,199 43
21,767 65
45,325 05
48,385 61
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
10,122 59
20,571 73
14, 618 21
8,586 07
E x c h a n g e f o r c le a r in g h o u s e ................................
T o ta ls
....................................................................
L iab ilitie s.
D iv id e n d s u n p a id .......................................................
D uo to bflnks a n d b a n k e r s ......................................
P c rtifio d r h p r k s ..........................................................
P a s k ie r ’s ohooks o u ts ta n d in g ................................
S a v in g s d e p o s its .........................................................
5,718 61
3,468 03
3,068 85
3,173 72
S a v in g s c e rtific a te s o f d e p o s it..............................
84,998 02
86,057 12
94,475 23
97,722 66
$156,835 50
$148,873 33
$176,290 79
$177,677 34
"Rills p a y a b le
T o ta ls
_. T. T__TT..........................................
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
208
STATE BANKING
DEPARTMENT.
No. 113.
STATE BANK OF MIDDLEVILLE, MIDDLEYILLE.
Organized February 17, 1891.
J o h n C a m p b e l l , P r e s i d e n t ; M i n e r S. K e e l e r , V ic e P r e s i d e n t ; W . A. S e v e r a n c e , C a s h ie r .
D i r e c t o r s —W . E. K e e le r, M in er S. K e e le r, J o h n C am p bell, W . A . S e v e ra n c e , E a r l S . C lark.
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
$41,678-48
$57,466 26
$56,412 52
$61,311 58
49,906 64
51,809 20
57,505 92
57,132 91
R a n k in g honsft ..............................................................
2.500 00
2.500 00
2.500 00
2.500 00
F’n r n it n r p an rl f ix tu r e s .............................................
2.500 00
2.500 00
2.500 00
2.500 00
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
5,977 94
21,423 28
7,127 67
16,106 21
24,736 35
5,548 00
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ......................................................................
47 58
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s .........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
6,447 00
3,970 00
3,750 00
G o ld c o in ............................................... ........................
2,560 00
2,515 00
415 00
340 00
S ilv e r co in ......................................................................
1,425 95
1,532 60
937 55
1,161 70
N iek els a n d r e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
60 31
70 99
56 30
74 43
1,097 71
2,057 74
4,514 70
2,871 97
....................................................................
$135,577 31
$131,549 46
$144,698 20
$158,224 52
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
3,263 00
3,263 00
3,453 00
3,453 00
1,173 82
2,350 37
1,906 12
1,271 09
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
27,585 28
26,180 99
25,874 57
25,866 95
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
78,555 21
74,755 10
88,464 51
102,633 48
$135,577 31
$131,549 46
$144,698 20
$158,224 52
T o ta ls
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ....................................................... ..
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e r tific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
\
STATE BANKS OP MICHIGAN.
209
No. 97.
MIDLAND COUNTY SAYINGS BANK,
MIDLAND.
Organized September 10, 1886.
S t e w a r t B. G o r d o n , P r e s i d e n t ; C h a r l e s B r o w n , V ic e P r e s i d e n t ; D. W. C h a se , T r e a s u r e r .
D i r e c t o r s .—G e o rg e R o ck w e ll, C h a rle s B ro w n , S t e w a r t B. G ordon, G e o rg e P e c k , D a n iel W . C h ase .
R e s o u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s an d d is c o u n ts ....................................................
$110,415 97
$92,625 62
$80, 498 09
$76,540 43
B onds, m o rtg a g e s a n d s e c u r i t i e s ..........................
31,957 41
50,236 41
49,915 81
69,257 26
216 35
35 62
449 85
1,252 85
P re m iu m s p a id on b o n d s ..........................................
O v e r d r a f ts ........................................................................
B an k in g h o u s e .................................................................
F u r n itu r e a n d f ix tu re s ................................................
882 00
1,217 00
1, 000 00
1,000 00
O th e r r e a l e s t a t e ......................................................
D u e fro m o th e r b a n k s a n d b a n k e r s (n o t
r e s e r v e c itie s ) .............................................................
8,789 51
10,617 28
10, 636 28
10, 636 28
5C0 00
111 84
20,500 00
33,479 35
51,062 70
52, 752 54
61,710 09
U n ite d S t a t e s b o n d s....................................................
D u e fro m b a n k s in re s e r v e c itie s. ......................
E x c h a n g e fo r c le a rin g h o u s e ..................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ......................
4. 865 00
9,965 00
4,072 00
6,194 00
G old c o i n ...........................................................................
2, 955 09
3.995 00
3,765 00
4,525 00
S ilv e r c o in ............... .........................................................
195 35
485 30
1,308 80
968 30
N ic k e ls a n d c e n t s .........................................................
O h e ck s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t..........................................................................
100 38
61 66
44 80
46 25
936 47
3,737 91
230 35
148 22
T o t a ls .......................................................................
$195,293 29
$224,151 34
$225,173 52
$232 278 68
C a p ita l s to c k p a id i n ..................................................
$25,000 00
$25,000 0Q
$25,000 00
$25,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d pro fits, le s s c u r r e n t ex p en ses,
in te r e s t a n d ta x e s p a id ..........................................
2, 250 00
2,250 00
2,250 00
2,250 00
7,716 59
8,713 87
9, 952 33
9,683 11
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
78,854 39
110,447 29
99,844 62
92,295 64
S a v in g s d e p o s its ............................................................
55,375 94
52,716 36
56,021 33
66,611 44
S a v in g s c e r tif ic a te s o f d e p o s it.............................
26,096 37
25,023 82
32,105 24
36,438 49
$195,293 29
$224,151 34
$225,173 52
$232,278 68
L iab ilitie s.
N o te s and bills re d is e m in te d
Rills p a y a b le .
T o t a ls .......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
210
STATE BANKING DEPARTMENT,
No. 77.
FARMERS AND MERCHANTS’ BANK OF MILAN, MILAN.
Organized December 31, 1889.
W . H . W h it m a r s h , P r e s i d e n t ; C. H . W il s o n , V ic e P r e s i d e n t ; M. H . H a c k , C a s h ie r ;
G. A . D e n n is o n ,A s s i s t a n t C a s h ie r .
D i r e c t o r s .—W . H . W h itm a rs h , C. H . W ilso n , T. W . B a rn e s, O. A . K e lle y , M. H. H a c k .
R eso u rc e s.
R e p o r t of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
Tioans a n d d is c o u n ts ...................................................
$95,081 41
$88,136 56
$102,635 62
$121,501 41
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
48,094 39
48,542 34
47,011 86
49,015 55
2,923 86
P r e m iu m s p a id on b o n d s ..........................................
O v e r d r a f ts ......................................................................
4,103 56
425 46
1,548 27
B a n k in g h o u s e ..............................................................
3,500 00
3,500 00
3,500.00
3, 500 00
F u r n i t u r e a n d f ix tu r e s .............................................
2,231 67
2,225 67
2,119 48
2,102 48
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
5, 808 88
5,740 02
5,679 45
5,613 95
12,135 00
25,642 42
19,294 60
13,035 95
25,440 81
33,645 80
43,696 17
22,640 88
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s .........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
7,755 00
4, 624 00
1,910 00
6,200 00
G o ld co in ........................................................................
2,005 00
2,035 00
2,030 00
2,112 50
S ilv e r c o in ......................................................................
442 15
. 56 05
434 10
157 50
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
23 81
17 30
12 78
5 18
266 24
98 25
121 76
191 83
$206, 887 92
$214,688 87
$229,994 09
$229,001 09-
C a p ita l s to c k p a id i n .................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00'
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
5,000 00
5,000 00
5,000 00
5,000 00
3,226 01
4,207 14
3,172 52
4,761 32
T o ta ls
....................................................................
'
L ia b ilitie s .
D iv id e n d s u n p a id .....................................................
50 00
C o m m e rc ial d e p o s its s u b ie c t t o c h e c k .,..........
46,831 94
48,501 93
39,478 25
47,805 02
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
123,782 99
128,089 67
153,444 25
142,776 18
D u e to b a n k s a n d b a n k e r s ......................................
23 65
32 80
3,023 33
3,857 33
3,849 07
3,658 57
C e rtifie d c h ec k s ...........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its .........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
♦
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
«206,887 92
$214,688 87
$229,994 09
$229,001 09-
211
STATE BANKS OF MICHIGAN.
No. 202.
WAKEFIELD STATE BANK, MORENCI.
Organized January 10, 1898.
C. C. W a k e f ie l d , P r e s i d e n t ; F r a n k E. C a w l e y , V ic e P r e s i d e n t ; C. A. W il s o n , C a s h i e r ;
C a sh E. W a k e f ie l d , A s s i s t a n t C a s h i e r .
D ir e c t o r s .—C. C. W ak e field , J. O. W ak e field , C ash E. W ak e field , F . E. C aw le y , C. A. W ilson.
R e p o r t of
N ov. 25.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t Of
S e p t. 15.
L o a n s find disenuu■f's............. .....................................
$198,777 29
$199,411 51
$243,986 24
$229,554 78
m o rtg a g e s find s e c u r i t i e s . .....................
117,701 82
114,951 82
130,212 32
149,146 82
R eso u rc e s.
B onds
184 52
353 99
105 58
92 91
...................................................
5,000 00
5,000 00
5.000 00
5.000 00
F u r n i t u r e a n d f ix t u r e s ............. ..............................
2, 000 00
2, 000 00
2.000 00
2.000 00
D u e fro m b a n k s in res**rv** p itie s ............... .
34, 394 41
62,825 45
55,991 10
38,607 40
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
17,577 00
13,806 00
10,964 00
11,896 Of)
. t t................... .................................... .
3.280 00
3, 675 00
3,040 00
3,027 50
.................................................................
421 40
863 25
844 90
1,244 50
"Winlrolc! nnd pptiI r ............................ ..............................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
113 40
176 67
142 44
170 12
106 26
73 41
726 50
265 00
$379,556 10
$403,137 10
$453,013 08
$441,005 03
C a p ita l s tn e k pn id i n .................................................
$30, 000 00
$30,000 00
$30,000 00
$30,000 00
S u r p lu s fu n d ................... ............................................
U n d iv id e d p ro fits , le ss c u r r e n t ex p en se s,
jj2 t e r e s t a n d
p a i d .........................................
6,000 00
6,000 00
6,000 00
6,000 00
2,532 19
4,116 53
7,100 61
8,856 61
C o m m e rc ia l d e p o s its s u b je c t to c h e c k .............
44,745 71
43,867 51
54,597 85
48,362 69
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
30,654 82
26, 534 97
15,573 54
20,260 66
B a n k in g lions**
D ue
fr o m ^ o th e r b a n k s
G o ld c o in
S ilv e r coin
T o ta ls
and
b an k ers
(n o t
..................................................................
L ia b ilitie s .
D u e to b a n k s a n d b a n k e r s ......................................
f
C a s h ie r s c h ec k s o u ts ta n d in g ................................
S a v in g s d p p o s its ........................................................
265,623 38
292,618 09
339,741 08
327,525 07
$379,556 10
$403,137 10
$453,013 08
$441,005 03
S a v in g s c e rtific a te s o f d e p o s it..............................
T o fn la
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
/
j '
212
STATE
B A N K IN G
f
DEPARTM ENT.
N o . 222.
C IT IZ E N S ’ S A V IN G S B A N K , M T . C L E M E N S .
O r g a n iz e d M a y 10, 1900.
A. T. D o n a l d so n , P r e s i d e n t ; G e o r g e H. N ic h o l s . T homas W . N e w t o n , V ic e P r e s i d e n t s ;
M il o W . D a v is , C a s h i e r .
D ir e c t o r s .—Milo W . D avis, A n d re w T. D o n ald so n , G e o rg e H . N ichols. Thos. W . N e w to n , W illiam
S. D o naldson, W illia m F. N a n k , J o a c h im M ath e w s, J o h n S. P a g a n e t ti, A. P . Grim.
R e p o r t of
N ov. 25.
R e p o r t of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s an d d is c o u n ts ....................................................
$176,362 91
$175,936 69
$192,763 40
$186,462 71
B onds, m o rtg a g e s an d s e c u r i t i e s ..........................
32, 057 84
36, 986 66
41,474 66
41,324 66
R e s o u rc e s.
'O v e r d r a f ts .........................................................................
392 48
356 89
645 55
1,273 88
B a n k in g h o u s e .................................................................
17,000 00
17,000 00
17, 000 00
17,000 00
F u r n itu re a n d f ix tu re s ................................................
4,000 00
4,000 00
4,000 00
4,000 00
D ue fro m b a n k s in r e s e r v e c itie s ..........................
26,831 06
38,106 05
22,462 90
24,204 58
D ue
fro m
o th e r
banks
and
b a n k e rs
(n o t
U n ite d S t a t e s b o n d s....................................................
U . S. an d N a tio n a l b a n k c u r r e n c y ......................
10,370 00
7,296 00
9,818 00
7,176 00
G old c o in ............................... .........................................
525 00
510 00
525 00
835 00
S ilv e r c o in .........................................................................
690 50
476 15
520 50
682 45
N ic k e ls an d c e n t s ......... ...............................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ...........................................................................
159 09
116 24
286 93
488 78
928 36
233 29
2,511 52
1,936 33
T o t a ls .......................................................................
$269,317 24
$281,017 97
$292,008 46
$285,384 39
C a p ita l s to c k p a id i n ..................................................
$50,000 00
$50, 000 00
$50,000 OO
$50,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p e n se s,
in te r e s t an d ta x e s p a id ..........................................
2,000 00
2,000 00
3, C00 00
3,000 00
2,465 23
3,974 89
3,274 77
4,693 50
46,784 53
53,152 01
61,792 19
57, 042 31
3,712 70
3,712 70
1 30
S a v in g s d e p o s its .............................................................
96,100 37
100,567 99
110,927 05
110,007 97
S a v in g s c e r tif ic a te s o f d e p o s it..............................
68,254 41
67,610 38
63,013 15
60,640 61
$269,317 24
$281,017 97
$292,008 46
$285,384 39
.
L iab ilitie s.
D iv id en d s u n p a id ...........................................................
C o m m ercial d e p o s its s u b je c t to c h e c k ...........
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D u e to h a n k s a n d h a n k e r s ......................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g .................................
N o te s an d bills r e d is c o u n t e d .................................
Bills p a y a b le ....................................................................
T o t a ls .......................................................................
Digitized for>FRASER
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
,
,
213
STATE BANKS OF MICHIGAN.
No. 51.
MOUNT CLEMENS SAVINGS BANK, MOUNT CLEMENS.
Organized May 30, 1877.
O l i v e r C h a p a t o n , P r e s i d e n t ; F r e d e r i c k G. K e n d r i c k , V ic e P r e s i d e n t ; G e o r g e A. S k i n n e r , C a s h ie r .
Di r e c t o r s .—A n d re w G re n ie r, F . G. K e n d ric k , O liv e r C h ap a to n , J o h n R askopp, W illia m C o ttre ll,
T r a u g o tt L u n g e rs h a u se n , J o h n T. N u rm e le y , J o h n J. S h e rm a n , B y ro n R. E rsk in e .
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts .....................................................
$455.669 46
$472,511 56
$488,595 65
$529,294 45
B onds, m o rtg a g e s an d s e c u r it ie s ............................
312,023 12
317,006 37
328,862 80
335,562 80
R ep o rt of
N ov. 25.
O v e r d r a f ts .........................................................................
396 03
1,295 61
428 82
916 92
B a n k in g h o u s e ..............................................................
21,000 00
21,000 00
21,000 00
21,000 00
F u r n itu r e a n d f i x t u r e s ................................................
3,400 00
3,400 00
3,400 00
3,400 00
D ue
fro m
o th e r
hanks
and
b an k ers
(n o t
200 00
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in re s e r v e c itie s ............................
214,276 83
227,114 11
215,122 79
160,951 85
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
16,988 00
13,216 00
15,569 00
11,836 00
Crolri ro in ........................................................................
35,330 00
32,315 00
36,095 00
30,350 00
S ilv e r c o in .........................................................................
641 00
1,938 75
717 00
1,680 00
N ic k els a n d c e n t s ........................................................
C heck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t. X . . . .................................................................
153 62
214 91
128 71
369 56
593 58
241 92
1,146 25
2,555 45
$1,060,471 64 $1,090,254 23 $1,111,066 02
$1,098,117 03
T o ta ls
....................................................................
L ia b ilitie s.
C a p ita l s to c k p a id i n ....................................................
$50,000 00
$50,000 00
$50,000 00
S u rp lu s f u n d ..............................^ ..................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s,
i n t e r e s t a n d ta x e s p a i d .........................................
10,000 00
10,000 00
10,000 00
10,000 00
91,081 00
96,592 18
96,075 52
101,854 37
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
154,285 83
138,679 14
132,424 05
122,531 78
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
2,208 32
2,208 32
1,591 66
1,591 66
854 63
689 18
$50,000 00
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
4,361 40
3,783 40
1,205 26
244 00
S a v in g s d e p o s its .........................................................
569,460 84
586,030 55
645,244 55
644,681 49
S a v in g s c e rtific a te s o f d e p o s it..............................
179,074 25
202, 960 64
173,670 35
166,524 55
$1,060,471 64 $1,090,254 23 $1,111,066 02
$1,098,117 03
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
214
STATE
BANKING DEPARTMENT.
No. 158.
ULLRICH SAVINGS BANK, MOUNT CLEMENS.
Organized May 12, 1893.
E r n §t J . O l d e , P r e s i d e n t ; W m . D. W i l s o n , i s t V ic e P r e s i d e n t ; R e u b e n C. U l l r i c h ,’2d! V ic e P r e s i d e n t ;
P a u l J . U l l r ic h , C a s h ie r .
D ir e c t o r s .—P a u l J . U llrich , A. M artin K e e le r, W m . D. W ilson. E r n s t J. Olde, O sc a r C. L u n g e rh a u s e n ,
R e u b e n C. U llrich , J o h n P rie h s, F r a n k E. N eliis, F r a n c is P . U llrich.
R ep o rt of
N ov. 25.
R e p o r t of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ....................................................
$360,708 97
$372,651 47
$357,848 96
$383,127 01
B o n d s, m o rtg a g e s an d s e c u r itie s ...........................
173,197 73
174,847 42
180,642 73
191,426 07
R e s o u rc e s.
P r e m i u m s p a id on b o n d s ...........................................
O v e r d r a f ts ......................................................, ................
2,006 72
1,707 93
1,079 90
1,175 79
B an k in g h o u s e .................................................................
8, 000 00
8,000 00
8,000 00
8,000 00
F u r n itu r e a n d f ix tu re s ................................................
2,000 00
2,000 00
2,000 00
2,000 00
O th e r r e a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s an d b a n k e rs (n o t
r fts ftr v e o itie s ) .............................................................
5,700 00
5,700 00
3,040 00
3,040 00
60,810 03
123,448 18
86,592 25
3,000 00
ITnit.od S t a t e s b o n d s ...................
D u e fro m b a n k s in r e s e r v e c itie s ..........................
52,534 07
E x c h a n g e fo r c le a rin g h o u s e ..............................
U . S. an d N a tio n a l b a n k c u r r e n c y ......................
6,764 00
10,334 00
10,093 00
9,723 00
C o ld c o i n ...........................................................................
27,135 00
25,480 00
26,560 00
24,325 00
1,025 60
S il v e r c o in .........................................................................
> 983 90
603 85
1,661 45
N ic k e ls an d c e n t s ..........................................................
C h e c k s , c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t...........................................................................
212 52
521 76
277 49
226 51
910 53
1,707 18
657 07
2,494 48
T o t a ls .......................................................................
$643,153 44
$664,363 69
$715,308 78
$713,155 71
C a p ita l s to c k p a id i n .................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t an d ta x e s p a id ...........................................
20,000 00
20,000 00
20, 000 00
20,000 00
29,009 58
34,370 44
35,226 52
41,174 09
D iv id en d s u n p a id ...........................................................
40 00
40 00
C o m m e rc ia l d e p o s its s u b je c t to c h e c k .............
79,342 42
88,404 76
128,502 13
124,744 21
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
50 00
\
'
L iab ilitie s.
653 20
D u e to b a n k s a n d b a n k e r s .......................................
C e r tifie d c h e c k s .............................................................
3,711 40
3,711 40
S a v in g s d e p o s its .............................................................
334,024 59
331,866 24
350,138 32
350,451 02
S a v in g s c e r tif ic a te s o f d e p o s it..............................
76, 975 45
85,970 85
81,441 81
75,843 19
$643,153 44
$064,363 69
$715,308 78
$713,155 71
C a s h ie r’s c h e c k s o u ts ta n d in g .................................
290 00
N o te s a n d bills r e d i s c o u n t e d .................................
Bills p a y a b le .....................................................................
T o t a ls .......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
\
-215 S T 4 y.
No. 170.
EXCHANGE SAVINGS BANK,
J £ .R A % \
MOUNT PLEASANT.
Organized May 1, 1894.
J o h n K i n n e y , P r e s i d e n t ; A. E. G o r h a m , V i c e P r e s i d e n t , ' G e o r g e A. D u s e n b u r y ,
C. A . K e l l o g g , A s s i s t a n t C a s h i e r .
Dir e c t o r s .—D. H . N e lso n , G e o rg e A. D u sen b u ry , L e v i N . S m ith , J o h n K in n e y ,
C h a rle s M. B ro o k s, W illia m C. D u sen b u ry , A. E . G orham .
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N o v . 25.
L o a n s a n d d is c o u n ts ............................................. «..
$87,051 03
$92,251 56
$99, 786 84
$107,282 24
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
37,020 92
43,570 52
50,179 08
54,704 45
P r e m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ......................................................................
1 07
B a n k in g h o u s e ..............................................................
6,503 85
6,503 85
6,503 85
6,503 85
F u r n i t u r e a n d f ix t u r e s .............................................
1,836 94
1,836 94
1,876 94
1,876 94
59 82
O th e r r e a l e s t a t e ..........................................................
D u e fr o m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
780 26
125 26
1,548 53
625 26
U n ite d S ta te s b o n d s ...................................................
1,600 00
1,600 00
1,600 00
1,600 00
D ue fro m b a n k s in re s e r v e c itie s .........................
82,792 54
80,161 94
85,846 33
96,164 25
E x c h a n g e f o r c le a r in g h o u s e ................................
233,73
891 97
581 13
1,302 94
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
11,687 00
12,451 00
6,254 00
8,338 00
(jOifl OOlTl .......................................................................
3,000 00
3,015 00
3,000 00
3,000 00
S ilv e r coin ......................................................... ..........
570 00
1,165 00
1,075 00
930 00
N ic k els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
279 16
193 87
148 81
67 10
106 45
11 77
110 75
3 75
$233,462 95
$243,778 68
$258 571 08
$282,398 78
C a p ita l s to c k p a id i n .................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits , le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
7,648 80
7,648 80
7,968 44
7,968 44
530 55
1,605 24
964 76
2,787 67
C o m m e rc ial d e p o s its s u b je c t to c h e c k ..............
88,233 62
93,938 80
101,387 16
109,288 67
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
9,965 85
8,238 27
8,224 57
6,116 57
291 74
1,009 11
147 50
47 50
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ...........................................................
fS is h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
15,284 60
15,164 03
17,070 32
17,449 93
S a v in g s c e rtific a te s o f d e p o s it..............................
61,507 79
66,174 43
72,808 33
88,710 00
$233,462 95
$243,778 68
$258,571 08
N o tps find h ills re d is c o u n te d ................................
!
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$282,398 78
216
STATE BANKING DEPARTMENT.
No. 189.
MUNISING STATE BANK,
MUNISING.
Organized July 8, 1896.
G e o . L. B u rtis, P r e s i d e n t ; C l a u d e W . C a se , V i c e P r e s i d e n t ; F r e d S . C a se , C a s h i e r ;
G. S h e r m a n C o l l in s , A s s i s t a n t C a s h ie r .
D ir e c t o r s —W m . C. M cM illan, G eo. L. B u rtis, C la u d e W . C ase, A r th u r P . U t t e r
J o h n M cM illan, F r e d S. C ase.
R e s o u rc e s.
L o a n s a n d d is c o u n ts ..................................
B onds, m o rtg a g e s a n d s e c u r i t i e s ............................
W ill F C ox
R e p o r t of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
$180,389 73
$123,269 70
$134,886 10
$141,420 51
22,308 20
22,747 52
27,207 59
28,907 09
25 41
327 91
84 80
975 79
1,500 00
1,539 78
1,526 18
1,526 18
R ep o rt of
N ov. 25.
P re m iu m s p a id on b o n d s............................ ..............
O v e r d r a f ts ............................................................
B an k in g h o u s e ..........................................................
F u r n itu r e an d f ix tu r e s .............................................
O th e r r e a l e s t a t e ..............................
D ue fro m o th e r b a n k s an d b a n k e r s (n o t
r e s e r v e c i t i e s ) ....................................................
750 00
750 00
505 58
874 11
558 44
565 10
23,954 79
15,076 05
34,423 32
20,023 19
U n ite d S t a t e s b o n d s .............................................
D ue fro m b a n k s in re s e r v e c i t i e s ............................
E x c h a n g e f o r c le a rin g h o u s e ..................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ....................
2,086 00
3,012 00
5,242 00
6,193 00
G old c o in ......................................................
1,995 00
3,255 00
630 00
2,335 00
S ilv e r c o in ..........................................................
1,681 75
1,478 60
1,199 65
1,028 75
169 80
260 66
236 42
196 62
636 45
1,107 84
575 40
944 70
$185,252 71
$172,949 17
$207,319 90
$204,865 93
C a p ita l s to c k p a id i n ....................................................
$30,000 00
$30,000 00
$30,000 00
$30,000 00
S u rp lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s,
in te r e s t an d ta x e s p a id .............................................
3,100 00
3,100 00
3,500 00
3,500 00
5,380 00
5,956 71
6,626 75
7,745 26
N ic k e ls a n d c e n t s ...........................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t ..........................................................
T o t a ls ........................................................
L ia b ilitie s.
D iv id e n d s u n p a id .......................................................
60 00
20 00
60 00
20 00
C o m m e rc ia l d e p o sits s u b je c t to c h e c k .................
94,812 28
75,989 29
99,315 62
92,506 40
C o m m e rc ia l c e r tif ic a te s o f d e p o s it ........................
454 67
1,069 91
4,548 15
2,412 65
38 00
319 00
1,128 00
631 00
S a v in g s d e p o s its .............................................................
44,002 06
49,146 66
50,720 96
58,465 62
S a v in g s c e r tif ic a te s o f d e p o s i t ...............................
7,405 70
7,347 60
11,420 42
9,585 00
$185,252 71
$172,949 17
$207,319 90
$204,865 93
D ue to b a n k s an d b a n k e r s ...........................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
N o te s an d bills r e d i s c o u n t e d ...................................
B ills p a y a b l e ......................................................
T o t a l s ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
217
STATE BANKS OF MICHIGAN.
No. 60.
MUSKEGON SAVINGS BANK, MUSKEGON.
Organized December 1, 1887.
H. N . H o v e y , P r e s i d e n t ; J . F . D e n s l o w , P . S. Mo o n , V i c e P r e s i d e n t s ; F . E. H am m ond , C a s h i e r
D i r e c t o r s —F . E. H am m o n d , P a u l S. M oon, H . N . H o v e y , J . F . D enslow , C. L. T hom pson,
T h o s. M unroe, L e o n a rd E y k e , W m . B rlnen.
R e p o r t of
N ov. 25.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$186,897 21
$198,246 59
$240,151 35
$239,365 43
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
224,656 86
233,814 27
235,899 99
235,625 27
P r e m iu m s p a id on b o n d s .........................................
10,500 00
10,500 00
10,000 00
10,000 OD
120 57
167 25
542 15
122 05
B a n k in g h o u se .............................................................
F u r n i t u r e a n d f ix t u r e s .............................................
2, 500 00
2,500 00
2,200 00
3,800 00
O th e r r e a l e s t a t e ..........................................................
D u e fr o m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
10,265 62
14,592 86
9,384 58
10,030 97
936 47
1,345 95
1,238 69
283 85
D u e fro m b a n k s in re s e rv e c itie s .........................
50,249 46
54,090 91
62,349 41
49,289 92
E x c h a n g e f o r c le a r in g h o u s e ................................
923 18
972 12
4, 409 15
2,314 94
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
19,173 00
14,517 00
10,705 00
16,656 00
G old c o in ........................................................................
5,550 00
5,625 00
6,915 00
7,610 00
S ilv e r c o in ......................................................................
3,186 45
2,836 60
2,906 10
3,259 00
N ic k els a n d c e n t s . . ......................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a ep o iin t .........................................................................
293 38
500 88
320 96
476 60
936 15
1,009 90
535 35
476 51
$516,188 35
$540,719 33
$587,557 73
$579,310 54
C a p ita l s to c k p a id i n .................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
8,500 00
8,500 00
9,000 00
9,000 00
4,177 77
3,837 75
5,105 25
8,446 17
U n ite d S ta te s b o n d s ...................................................
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id ......................................................
3 00
3 00
C o m m e rc ia l d e p o s its s u b je c t to c h e c k .............
46,570 37
40,672 82
62,605 05
39.344 61
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
43,573 22
62,496 73
38,799 22
45,236 18
D u e to b a n k s a n d b a n k e r s ......................................
2,526 46
7,123 47
360,837 53
368,085 56
422,048 21
424,705 41
$516,188 35
$540,719 33
$587,557 73
$579,310 54
2,578 17
C ertifie d e h ee k s .........................................................
P a s h ip r ’s eh eek s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s e e rtifie a te s o f d e p o s it..............................
N o te s a n d h ills re d is e o n n t.e d ................. .............
R ills p a y a b le ................................................................
T o ta ls
....................................................................
28
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
218
STATE BANKING DEPARTMENT.
No. 19.
FARMERS AND MERCHANTS’ BANK, NASHVILLE.
Organized December 15, 1888.
G. A. T r u m a n , P r e s i d e n t ; C. W . S m i t h , V ic e P r e s i d e n t ; C. A. H o u g h , C a s h i e r .
D ir e c t o r s .—G. A. T ru m a n , W . H . K le in h a n s, C. W . S m ith , S. F . H in c h m a n , H. R. D ickinson.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$102,921 25
$115,561 32
$106,835 91
$110,891 56
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
31,955 36
37,446 51
64,289 59
69, 957 62
1,369 24
1,202 56
R eso u rc e s.
P r e m iu m s p a id o n b o n d s ..........................................
R ep o rt of
N ov. 25.
O v e r d r a f ts ......................................................................
828 73
180 69
528 59
1,272 47
B a n k in g h o u se ..............................................................
2,100 00
2,100 00
2,100 00
2,100 00
F u r n i t u r e a n d f ix t u r e s .............................................
1,500 00
1,500 00
1,500 00
1,500 00
O th e r re a l e s t a t e ...........................................................
D u e fr o m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
13,901 25
4,151 00
15,000 00
10,000 00
65 00
D ue fro m U n ite d S t a t e s t r e a s u r e r ........................
48 00
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s .........................
37,462 27
42, 484 01
20,379 82
26,937 92
E x c h a n g e f o r c le a r in g h o u s e ................................
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
4,881 00
5,823 00
5,216 00
G old c o in ........................................................................
3,945 00
4, 030 00
S ilv e r co in ......................................................................
600 00
650 00
4,055 00
1
900 00
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .....................................................................
34 50
38 70
52 42
48 20
444 52
704 37
452 52
702 75
$200,573 88
$214,669 60
$222,679 09
$234,297 08
$25,000 00
$25,000 00
$25,000 00
$25,000 00
6,000 00
6,000 00
6,000 00
6,000 00
140 87
529 24
225 22
648 70
T o ta ls
....................................................................
5,396 00
/
3,575 00
600 00
L ia b ilitie s .
C a p ita l s to c k p a id i n .............................................
S u r p lu s fu n d ............................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n t e r e s t a n d ta x e s p a i d .........................................
D iv id e n d s u n p a id ................... i..................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ............
23,375 76
25,176 01
18,979 29
24,745 44
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
115,339 38
120,552 36
126,897 09
127,589 35
30,717 87
37,411 99
45,577 49
50,313 59
$200,573 88
$214,669 60
$222,679 09
$234,297 08
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ............................................
C a s h ie r’s c h ec k s o u ts ta n d in g .......................
S a v in g s d e p o s its ............................................
S a v in g s c e r tific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ..............................
B ills p a y a b le ......................................
T o ta ls
.........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
219
STATE BANKS OF MICHIGAN.
No. 245.
NEW HAVEN SAVINGS BANK, NEW HAVEN.
Organized September 25. 1901.
W m . F. E d m u n d s , p re s id e n t; T hom as K . M c I n n i s ,
V ic e P r e s i d e n t ; W . F .
S w it z e r , C a s h ie r .
Di r e c t o r s .—W . F . E d m u n d s, I A d a m A. B e n n e tt, W m . K u rz h a ls, S r., I s a a c N . C ook, O. C. L u n g e rh a u se n , L u k e B ro u g h to n , T h o m a s K . M cInnis, W . F . S w itz e r, R iley W a r n e r .
»
R e so u rc e s.
R ep o rt of 1 R ep o rt of
A p ril 30.
F e b . 25.
R ep o rt of
S e p t 15.
R ep o rt of
N ov. 25.
827,131 90
$30,916 40
$37,653 07
$39,564 47
20,035 01
28,945 01
30,085 43
30,427 08
P r e m iu m s p a id on b o n d s .........................................
B a n k in g lions©
.......................................................
F u r n i t u r e a n d f ix t u r e s ........... *....................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
rpsprvp. c itie s ')............................................................
64 32
166 06
73 61
162 47
2,000 UO
2,000 00
2,000 00
2,000 00
1,419 90
1,419 90
1,419 90
1,419 90
15,865 98
1,581 46
1,798 36
2,601 30
E x p e n s e s , in te r e s t, s a la rie s , ( n e t ) .........................
205 78
B ug fro m b a n k s in torptvp c itie s .......................
4,705 64
6,766 53
6,104 68
9,662 85
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
3,009 00
4,025 00
1,531 00
2,318 00
G old coin ..................................................... .
872 50
242 50
597 50
1,007 50
S ilv e r coin ......................................................................
346 35
200 20
351 95
295 60
TVic 1tp1<s a n d c e n t s ...................................................... .
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
64 23
44 26
45 16
55 93
110 47
651 79
$81,771 13
$89,515 10
$20,000 00
$20,000 00
79 00
475 04
2,010 49
11,452 43
6,973 95
5,980 92
7,795 29
S a v in g s d e p o s its ........................................................
34,103 48
34,042 58
38,632 23
43,078 73
S a v in g s c e r tific a te s o f d e p o s it..............................
12,816 49
15,211 79
16,682 94
16,630 59
$76,307 32
$81,771 13
$89,515 10
................................................................
$76,372 40
$76,307 32
L ia b ilitie s .
•(Capital s to c k p a id i n .................................................
$18,000 00
$20,000 00
T o ta ls
1
S u r p lu s f u n d ................................................................
"U ndivided p ro fits, le ss c u r r e n t e x p en se s,
i n t e r e s t a n d ta x e s p a i d .........................................
^D ividends u n p a id .......................................................
ro m ro p iv ia l d e p o s its s u b je c t to c h e c k .............
P o m m e rc ia l c e r tific a te s o f d e p o s it ....................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
Notes and bills rediscounted
B ills p a y a b le
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$76,372 40
.
220
STATE BANKING DEPARTMENT.
No. 240.
NILES CITY BANK, NILES.
Organized July 13, 1901.
C h a r l e s F . P e a r s , P r e s i d e n t ; G e o r g e L. F a u r o t e , V ice P r e s i d e n t ; D ic k s o n S. S c o f f e r n , C a s h i e r .
D ir e c t o r s .—C h a rle s F . P e a r s , C h a rle s B ishop, G eo. L. F a u r o te , S a m u e l W . R ed d e n .
D ick so n S . S co ffern .
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$35,816 20
$36,452 29
$41,610 45
$48,448 70<
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
23,779 39
26,126 28
29,525 03
32,355 0»
P r e m iu m s p a id on b o n d s ........................................
O v e r d r a f ts ......................................................................
125 22
21 97
2,516 95
3,242 79
B a n k in g h o u se ..............................................................
6,000 00
6,000 00
6,000 00
6,000 00
F u r n i t u r e a n d f ix tu r e s .............................................
1,500 00
1,500 00
1,500 00
1,500 00
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) .............................. .............................
120 59
1,138 94
1,144 23
4,653 63
C u rre n t e x p e n s e s ..........................................................
2,690 25
26,121 03
17,939 04
29,011 59
22,551 05
U n ite d S ta te s b o n d s ...................................................
D ue fro m b a n k s in re s e r v e c itie s .........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y . . . ...............
5,561 00
4,516 00
5,936 00
6,416 00
G old c o in ........................................................................
1,020 00
1,300 00
760 00
550 00
S ilv e r c o in ......................................................................
655 10
172 40
994 75
99 30
N ic k els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
33 57
51 47
66 28
53 05
166 51
350 77
140 50
742 76
$103,588 86
$95,569 16
$119,205 78
$126,612 31
C a p ita l s to c k p a id i n .................................... ............
$35,000 00
$35,000 00
$35,000 00
$35,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .......................... .
2, 618 40
266 88
1,338 90
1,511 58
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id ........................................
C o m m e rc ia l d e p o s its s u b je c t to check.
38,394 90
34,743 66
46,456 18
51,765 31
C o m m e rc ia l c e rtific a te s o f d e p o sit,
23, 010 83
25,558 62
36,410 70
38,335 42
D u e to b a n k s a n d b a n k e r s . . . . , ........
4,564 73
1
$95,569 16 I $119,205 78
$126,612 31
C e rtifie d c h ec k s ......................................
C a s h ie r ’s c h ec k s o u ts ta n d in g ...........
S a v in g s d e p o s its ....................................
B a v in g s c e rtific a te s o f d e p o s it..........
N o te s a n d b ills r e d is c o u n te d ...........
B ills p a y a b le ............................................
T o ta ls
...............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$103,588 86
221
STATE BANKS OP MICHIGAN.
No. 36.
THE PIONEER BANK, NORTH BRANCH.
Organized July 30, 1885.
Reorganized October 1, 1889.
O. W. B a l l a r d , P r e s i d e n t ; A l b e r t S. S h o l e s , V ic e P r e s i d e n t ; W . M a h o n , C a s h i e r ;
•
K . M. B a r b o u r , A s s i s t a n t C a s h i e r .
D ir e c t o r s .—G e o rg e P e c k , A lb e rt H . L e e te , C. W . B allard , A. S. S h o le s, W illia m M ahon,
J. H . V a n d e c a r, J a m e s E. L e e te .
R eso u rc e s.
R e p o r t of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$109,149 05
$105,903 14
$114,191 46
$104,702 00
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
116,435 58
126,761 01
107,610 91
128,836 78
R e p o r t of
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
......................................................................
478 42
490 95
101 19
947 41
B a n k in g h o u se .............................................................
2,000 00
2,000 00
2,000 00
2,000 00
F u r n i t u r e a n d f ix t u r e s .............................................
500 00
500 00
500 00
500 00
O th e r re a l e s t a t e .................................................TT.
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
3,713 27
2, 567 48
489 45
1,386 00
21,580 44
16,676 65
19,780 43
27,795 80
O v e rd ra fts
U n ite d S ta te s b o n d s ................................
D u e fro m b a n k s in re s e rv e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ...
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
6,347 00
5,012 00
6,402 00
5,118 00
G o ld co in .......................................................................
1,770 00
1,795 00
2,005 00
2,220 00
S ilv e r co in ......................................................................
1,014 25
616 50
136 30
644 75
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
80 45
60 80
43 46
74 63
595 57
769 19
25 40
532 00
$263,664 03
$263,152 70
$253,285 60
$274,757 37
C a p ita l s to c k p a id i n .................................................
$50,000 00
$50,000 00'
$50,000 00
$50,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
5,750 00
5.750 00
6,000 00
6, 000 00
1,092 50
3,071 27
262 96
3,746 57
32,752 20
31,302 24
28,524 34
38,975 85
S a v in g s d e p o s its ........................................................
125,426 02
112,649 49
112,417 36
116,989 44
S a v in g s c e r tific a te s o f d e p o s it..............................
36,143 31
33,879 70
35, 872 26
39,045 51
20,000 00
20,000 00
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r ’s c h ec k s o u ts ta n d in g ............................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
12,500 00
26,500 00
208 68
$263,664 03
$263,152 70
$253 285 60
$274,757 37
222
STATE BANKING DEPARTMENT.
No. 145.
NORTHVILLE STATE SAVINGS BANK,
NORTHVILLE.
Organized December 10, 1892.
L.
W.
S im m o n s , P r e s i d e n t ; F r a n k A. M i l l e r , E. A . C h a p m a n , V ic e
L. A. B a b b it t , C a s h i e r ; D. B. N o r t h r o p , A s s i s t a n t C d s h ie r -
P r e s id e n ts ;
D i r e c t o r s .—E rw in A. C h ap m an , L a w r e n c e W . Sim m ons, F r a n k A. M iller, C h a rle s H . C o ld ren ,
G e o rg e Y e rk e s, P e t e r V a n V o o rh ie s, G e o rg e D. S p e n c e r .
R ep o rt of
F e b . 25.
R eso u rc e s.
L o a n s a n d d is c o u n ts ........................................... .
B o n d s, m o rtg a g e s a n d s e c u r it ie s ..........................
R e p o r t Of
A p ril 30.
R ep o rt of
S e p t 15.
R ep o rt of
N ov. 25.
$80,094 94
$77,680 46
$99,804 91
$92,107 11
54,126 45
55,627 82
57,970 79
56,691 22
P re m iu m s p a id on b o n d s ..........................................
71 54
55 51
53 60
B a n k in g h o u s e ..............................................................
2,750 00
2,750 00
2,750 00
2,750 00
F u r n i t u r e a n d f ix tu r e s .............................................
1,000 00
1,000 00
1,000 00
1,150 00
1,123 66
395 00
200 00'
D ue
fro m
o th e r
banks
and
b a n k e rs
(n o t
D u e fro m b a n k s in re s e r v e c itie s .........................
44, 589 60
40,215 83
30,182 03
43,612 86
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
4,044 00
4,856 00
4,318 00
4,215 00
G old ro in
........................................................................
4,975 00
5, 730 00
4,975 00
5,290 00
f^ilypr poin ................................................................ ...
280 00
285 00
135 00
165 00
N ic k els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d i n te r n a l re v e n u e
appoivnt .........................................................................
161 72
147 68
58 98
37 09
2,499 33
59 68
118 57
229 49'
$194,576 55
$189,529 73
$201,708 28
$206,519 31
C a p ita l s to c k p a id i n .................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
4,000 00
4, 000 00
4,500 00
4,500 00
2,534 55
3,079 24
2,163 30
3,159 64
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b je c t t o c h e c k ..............
20 00
26,224 12
24,678 28
32,182 90
27,824 41
300 00
300 00
300 00
S a v in g s d e p o s its ........................................................
81,317 57
76,570 12
80, 890 93
83,027 46
S a v in g s c e r tific a te s o f d e p o s it..............................
55,200 31
55,902 09
56,651 15
63,007 80
$194,576 55
$189,529 73
$201,708 28
$206,519 31
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
P n s h ie r ’s rh e n k s o u ts ta n d in g ................................
N o te s a n d h ills re d is p o n n te d ................................
R ills p a y a b le ................................................................
•—~3
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
223
STATE BANKS OF MICHIGAN.
No. 230.
THE STATE BANK OF NORWAY, NORWAY.
Organized May 11, 1901.
F r a n k A. J a n s o n , P r e s i d e n t / L e w is F . S p r i n g e r , V ic e P r e s i d e n t ; D a n A. S t e w a r t , C a s h ie r *
D ir e c t o r s .—F r a n k A. J a n s o n , L e w is F. S p rin g e r, W m . B ond, G. A . H e llb e rg , G. A . B lesch ,
D an A. S te w a r t, E. P . L o c k a rt.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ..................................................
$86,155 20
$96, 778 48
$96,834 71
$109,792 89'
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
12,697 11
12,697 11
17,867 11
19,567 11
P r e m iu m s p a id on b o n d s .........................................
520 00
520 00
510 00
566 19
F u r n i t u r e a n d f ix tu r e s .............................................
2,169 69
2,182 97
1,689 31
1,818 81
O th e r r e a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
5,728 46
1,298 59
2,960 95
7,928 25
. 33,210 47
30,212 77
47,616 05
28,011 67
11,396 00
t
O v e r d r a f ts ......................................................................
B a n k in g h o u se ..............................................................
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
8,462 00
6,757 00
10,525 00
G old c o in ........................................................................
520 00
615 00
440 00
90 09
S ilv e r c o in .....................................................................
910 80
1,382 75
901 15
259 00'
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
109 11
117 84
203 49
67 73
83 45
65 68
58 60
569 18-
$150,566 29
$152,628 19
$179,606 37
$180,066 74
$25,000 00
$25, 000 00
$25,000 00
$25,000 09
T o ta ls
....................................................................
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits , le ss c u r r e n t ex p en ses,
i n t e r e s t a n d ta x e s p a i d .........................................
500 00
500 00
2,543 27
1,034 18
1,286 83
1,357 79
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
90,374 81
86,213 21
100,908 88
90, 694 89
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
7,489 00
9,464 17
9,626 87
9,959 81
D u e to b a n k s a n d b a n k e r s ......................................
2,164 63
262 33
24,503 67
30,401 65
42,209 83
51,368 77
$150,566 29
$152,628 19
$179,606 37
$180,066 74
3 00
D iv id e n d s u n p a id .............................Tr_
C e rtifie d c h ec k s ...........................................
C a s h ie r’s c h ec k s o u t s t a n d i n g . . T
S a v in g s d e p o s its .........................................................
S a v in g s c e r tific a te s o f d e p o s it..........T__ T...........
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
\
224
STATE BANKING DEPARTMENT.
No. 214.
THE STATE BANK OP ONTONAGON, ONTONAGON.
Organized May 1, 1899.
J ambs Me r c e r , P r e s i d e n t ; J o h n H a w l e y , V ic e P r e s i d e n t ; C. M e i l l e u r , C a s h i e r .
D i r e c t o r s .—J a m e s M e rc e r, C. M eilleur, A n d re w H a lte r, J o h n H a w le y , J o h n G. S to n e .
R e p o rt o f
F e b . 20.
R eso u rc e s.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
$52,991 61
L o a n s a n d d is c o u n ts .....................................................
$59,033 21
$55,318 23
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
29,9-17 83
28,478 00
25 31
29 73
130 14
B an k in g h o u s e .................................................................
500 00
500 00
500 00
500 00
F u r n itu r e an d fix tu r e s ..................................................
1,482 30
1,482 30
1,487 30
1,437 30
D ue~~from o th e r b a n k s a n d h a n k e r s (n o t
re s e r v e c i t i e s ) .............................................................
28,848 49
16,090 31
12,968 67
7,894 91
D u e fro m b a n k s in re s e r v e c itie s ............................
18, 634 91
9,859 64
4,518 13
7,391 88
U. S. an d N a tio n a l b a n k c u r r e n c y ..........................
5,303 00
6,060 00
2,004 00
7.000 00
1,400 00
1,000 00
1,000 00
1.000 00
472 00
850 00
60 00
950 00
51 48
56
187 54
$145,621 74
$119,715 27
$110,887 67
$109,071 03
C a p ita l s to c k p a id i n ....................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a i d ..........................................
2,250 00
2, 250 00
2,250 00
2,250 00
1,230 33
1,383 11
2,333 67
2,949 37
C o m m e rc ial d e p o s its s u b je c t to c h e c k ............
69,327 30
45,215 35
40,484 15
33,734 82
3,876 01
2,422 44
1,144 99
10,295 32
C h eck s,
cash
ite m s
and
in te r n a l
$88,319 28
R e p o r t of
N ov. 25.
29,537 65
re v e n u e
L iab ilitie s.
60 00
PnpninprpiDi pprtifipflfps o f d e p o s it.....................
D u e t o b a n k s a n d b a n k e r s ......................................
C e rtifie d oheoks ..........................................................
C a s h ie r ’s c h ec k s o u ts ta n d in g ................................
530 50
387 82
944 67
1,681 51
S a v in g s d e p o s its .........................................................
36,788 06
34,162 79
36,046 92
32,082 74
S a v in g s c e r tific a te s o f d e p o s it..............................
16,559 54
18, 893 76
12,683 27
11,077 27
N o te s a n d b ills r e d is c o u n te d ................................
.
R ills p n v n h le ................................................................
T o t a ls .......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$145,621 74
$119,715 27
$110,887 67
$109,071 03
STATE BANKS OF MICHIGAN.
No. 190.
ORION STATE BANK, ORION.
Organized July 28, 1896.
I b a C a r p e n t e r , P r e s i d e n t ; A l e . G. H a d d r il l , V ic e P r e s i d e n t ; W . W i l l L y o n s , C a s h i e r
D i r e c t o r s .—I r a C a r p e n te r , A lf. G. H ad d rill, S a m u e l A. F lu m e r fe lt, G eo. S w a y z e , P o w e ll C a r p e n te r ,
A.
S. L a ird , W . W ill L yons.
R ep o rt of
P e b . 25.
R esou rces.
R e p o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s an d d is c o u n ts .......................................... .......
$64,833 02
$67,818 11
$65,574 33
$57,491 04
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
45,678 00
59,078 00
76,217 00
77,943 30
154 66
40 81
1,287 42
1,287 42
1,287 42
1,287 42
24,749 23
20,412 09
3,005 04
735 64
16,885 81
16,559 04
11,469 32
12,025 23
2,294 00
3,094 00
3,404 00
2,897 00
1,725 00
2,780 00
2,685 00
3,375 00
506 10
421 80
559 00
538 20
120 82
163 43
147 57
118 52
69 24
242 39
123 22
835 90
$158,303 30
$171,897 09
$164,471 90
$157,247 25
C a p ita l s to c k p a id i n .................................................
$15,000 00
$15,000 00
$15,000 00
$15,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t ex p en ses,
i n t e r e s t a n d ta x e s p a i d .........................................
3,600 00
3,600 00
5,000 00
5,000 00
848 28
1,154 73
1,127 12
1,279 76
16,680 35
27,773 73
16,425 13
17,876 71
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts .............................................................. .
*
B a n k in g h o u s e .............................................................
O th e r re a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s an d b a n k e rs (n o t
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s .........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
C h eck s,
cash
T o ta ls
ite m s
and
in te r n a l
re v e n u e
...................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
P o m m e rc ia l c e rtific a te s o f d e p o s it.....................
O n e to b a n k s a n d h a .n k e rs......................................
C e rtifie d c h ee k s ..........................................................
P a s h io r ’s c h ee k s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
19,741 91
20,911 40
21,362 75
20,401 21
S a v in g s c e rtific a te s o f d e p o s it..............................
102,432 76
103,457 23
105,556 90
94,689 57
3,000 00
N o te s a n d h ills re d is c o u n te d ................................
1
R ills p a y a b le ................................................................
T o ta ls
...................................................................
29
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$158,303 30
$171,897 09
$164,471 90
$157,247 25
226
STATE BANKING DEPARTMENT.
No. 199.
STATE SAVINGS BANK OF OVID, OVID.
Organized October 18, 1897.
H e n r y A. P o t t e r , P r e s i d e n t ; W m . R. S h a w , V i c e P r e s i d e n t ; J o h n H . R o bso n , C a s h ie r .
D ir e c t o r s .—H e n ry A. P o t t e r , O. B. C am p b ell, W m . R. S h a w , A b sa lo m W o o d w o rth , J o h n H . R o bson.
M. L. T a ft, W . H . R obson.
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$84,823 79
$93,904 50
$99,131 20
$97,947 29>
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
20,230 00
32,525 00
37,930 00
37,413 60
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ........................................................................
542 52
288 69
1,393 89
708 00
B an k in g h o u s e .................................................................
3,600 00
3,600 00
3,600 00
3,600 00
F u r n itu r e a n d f ix tu re s ..................................................
1,000 00
1,000 00
1,000 00
1,000 00
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s an d b a n k e r s (n o t
r e s e r v e c i t i e s ) .............................................................
822 57
431 50
508 31
3,035 57
27,034 62
12,698 88
6,323 14
6,688 64
11,645 00
U n ite d S t a t e s b o n d s....................................................
D u e fro m b a n k s in re s e r v e c i t i e s ............................
E x c h a n g e fo r c le a rin g h o u s e ...................................
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
6,683 00
6,054 00
2,806 00
G o ld co in ........................................................................
1,575 00
1,960 00
2,407 50
1,750 00'
S ilv e r c o in ........................................................................
787 25
1,618 45
1, 334 20
1,099 75
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
144 30
85 92
95 98
8*8 79'
T o ta ls .....................................................................
$147,243 05
$154,166 94
$156,530 22
$164,976 64
C a p ita l s to c k p a id i n ....................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n t e r e s t a n d ta x e s p a i d .........................................
1,150 00
1,150 00
1,500 00
1, 500 00'
1,124 65
1,431 64
848 86
1,992 21
38,335 61
L iab ilitie s.
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
29,563 80
44,558 73
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
90,404 60
82,026 57
37,330 72
96,445 83
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r ’s c h ec k s outstanding ................................
S a v in g s d e p o s its .........................................................
1,717 38
S a v in g s c e rtific a te s o f d e p o s it..............................
89,128 37
2,707 8»
N o te s a n d b ills re d is c o u n te d ................................
#
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$147,243 05
$154,166 94
$156,530 22
$164,976 64
227
STATE BANKS OF MICHIGAN.
No. 185.
CITIZENS’ SAVINGS BANK OF OWOSSO, OWOSSO.
Organized February 10, 1896.
I. H . K e e l e r , P r e s i d e n t ; H e r m a n C. F r i e s e k e , V i c e P r e s i d e n t ; G. L. T a y l o r , C a s h i e r .
D i r e c t o r s .—I. H . K e e le r, H e rm a n C. F r ie s e k e , W illis E. H all, J a m e s W . S im m ons, M artin C
D a w e s, A lb e rt T o d d , R u d o lp h C olby, G e o . L. K e e le r, M. S . K e e le r.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n t s ...................................................
$102,628 96
$115,331 40
$123, 820 75
$118,361 07
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
100,140 28
96,081 05
108,421 65
116,887 07
R eso u rc e s.
R e p o r t of
N ov. 25.
P r e m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ......................................................................
223 92
737 05
424 60
828 89
B a n k in g h o u se ..............................................................
15,734 71
15,734 71
15,734 71
15,734 71
F u r n i t u r e a n d f ix t u r e s .............................................
2, 500 00
2,500 00
2,500 00
2,500 00
O th e r re a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
5,567 39
6,864 14
3,738 48
8,860 28
D ue fro m b a n k s in re s e r v e c i t i e s ........................
46,742 83
33,029 09
70,440 83
45,395 43
E x c h a n g e f o r c le a r in g h o u s e ................................
249 71
439 90
453 15
434 73
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
17,401 00
6,566 00
10,046 00
9, 222 OOi
U n ite d S ta te s b o n d s ...................................................
G old c o in ............................................................ ..........
1,890 00
3,250 00
4,997 50
2,737 50
S ilv e r c o in ......................................................................
1,826 50
1,237 50
1,579 00
1.631 50
N ic k els a n d c e n t s .....................................................—
C heck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
235 44
63 06
381 63
229 00
11 00
2,562 81
6,590 65
4,181 35
$295,151 74
$284,396 71
$349,128 95
$327,003 53
C a p ita l s to c k p a id i n .................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
2,500 00
2,500 00
2,750 00
2,750 00
2,932 17
2,349 59
1,569 43
2,401 63
72,772 92
49,396 08
101,452 91
52,604 47
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
\
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
C ertifie d c h ec k s ..........................................................
f la s h ie r ’« p h p rk s o u ts ta n d in g 1................................
S a v in g s d e p o s its ........................................................
74,783 75
79,200 15
82,316 70
85,826 27
S a v in g s c e rtific a te s of d e p o s it..............................
92,162 90
100,950 89
111,039 91
133,421 16
$295,151 74
$284, 396 71
$349,128 95
$327,003 53
N o te s a n d b ills r e d i s c o u n t e d . . . . . . . ...................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
228
STATE BANKING DEPARTMENT.
No. 112.
OWOSSO SAVINGS BANK, OWOSSO.
Organized January 22, 1891.
C h a s . E. R ig l e y , P r e s i d e n t ; C h a s . W . G a l e , V ic e P r e s i d e n t ; A. D. W h i p p l e , C a s h ie r ;
G. H. S w e e t , A s s i s t a n t C a s h i e r .
D ir e c t o r s .—W illia m A. W o o d a rd , C h a rle s E . R ig ley , C has. W . G a le, G eo. T . M ason, W . M. K il
p a tric k , W a d e B. C am b u rn , E. F . D udley.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$158,149 55
$175,730 15
$208,696 12
$202,181 49
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
122,679 53
108,840 35
121,317 04
120,991 78
R eso u rc e s.
R e p o r t of
N ov. 25.
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts
......................................................................
1,385 69
784, 36
B a n k in g h o u se ..............................................................
13,000 00
13,000 00
,
2,580 19
250 58
13,000 00
13,000 00
F u r n i t u r e a n d f ix t u r e s .............................................
2,500 00
2,500 00
2, 500 00
2,500 00
O th e r re a l e s t a t e , ........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
13,415 33
12,165 33
11,475 00
11,350 00
3,577 29
3,315 52
1,543 61
4,795 98
67,629 91
61,651 70
34,945 25
24,025 54
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
10,252 00
8,401 00
1,159 00
9,275 00
G old c o in ........................................................................
6,440 00
8,160 00
2,600 00
1,660 00
S ilv e r co in ......................................................................
3,793 80
1,242 85
1,742 75
3,423 75
N ic k els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
139 22
14 52
159 51
76 27
381 43
733 43
270 74
412 98
$403 343 75
$396,539 21
$401,989 21
$393.943 37
C a p ita l s to c k p a id i n .................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
7,500 00
7,500 00
8,000 00
8,000 00
1,988 74
1,286 18
1,812 35
2,192 57
65,792 57
63,162 03
69,526 07
59,657 64
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C o m m e rc ial d e p o s its s u b ie c t to c h e c k .............
C o m m e rc ial c e r tific a te s of d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d ch eck s ..........................................................
•
C a s h ie r’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
111,354 02
112,129 14
107,757 95
112,802 ^9
S a v in g s c e rtific a te s o f d e p o s it..............................
116,708 42
112,461 86
104,892 84
111,290 67
N o te s a n d b ills r e d is c o u n te d ................................
10,000 00
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$403,343 75
$396,539 21
$401,989 21
$393,943 37
229
STATE BANKS OF MICHIGAN.
No. 34.
OXFORD SAVINGS BANK, OXFORD.
Organized June 12, 1884.
W il l ia m J . T u n s t e a d , P r e s i d e n t ; C. L. R a n d a l l . V ic e P r e s i d e n t ; C l a r e n c e E. S t a n t o n , C a s h ie r .
D ir e c t o r s .—A lle n H o sm er, C h a rle s F. T u n s te a d , W illiam J . T u n s te a d , C. L. R an d all,
C la re n c e E. S ta n to n , R. H. G laspie.
R e p o r t of
N o v . 25.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$140,516 42
$180,723,55
$143,972 93
$151,065 48
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
89,124 15
105,505 32
143,232 20
137,313 44
P r e m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ......................................................................
22 46
76 56
126 55
11 98
B a n k in g h o u s e ..............................................................
3,000 00
3,000 00
3,000 00
3,000 00
375 00
375 00
575 00
5,103 00
11,070 88
413 67
2,031 64
53,361 79
41,261 25
24,599 57
39,065 79
F u r n i t u r e a n d f ix t u r e s .............................................
O th e r r e a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
U n ite d S ta te s b o n d s ............................ .....................
D ue fro m b a n k s in re s e r v e c itie s .........................
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
8, 660 00
11,061 00
8,008 00
6,446 00
G old co in ........................................................................
2,902 50
2,772 50
3,250 00
3,600 00
S ilv e r c o in .....................................................................
515 30
418 50
397 60
1,017 50
N ic k els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d in te r n a l re v e n u e
a rro n n t. .........................................................................
125 02
135 53
216 92
320 17
1,082 64
1,855 61
509 29
463 87
....................................................................
$304,413 28
$358,255 70
$328,101 73
$344,910 87
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
T o ta ls
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
25,000 00
25,000 00
25,000 00
25,000 00
8,667 92
10,283 68
20, 858 64
12,657 66
D iv id e n d s u n p a id .......................................................
185 00
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
35,156 34
49,484 37
29,999 50
37,796 66
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
38,153 20
57,435 43
31,215 37
23,410 37
D u e to b a n k s a n d b a n k e r s ......................................
11,726 28
5,751 16
705 79
4,253 05
S a v in g s d e p o s its ........................................................
97,549 27
103,316 84
107,054 79
119,805 87
S a v in g s c e rtific a te s o f d e p o s it..............................
62,975 27
81,984 22
88,267 64
81,844 51
rh p o k s ..........................................................
40 25
5,102 50
10, 000 00
T o ta ls
........- .........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$304,413 28
$358,255 70
$328,101 73
$344,910 87
230
STATE BANKING DEPARTMENT.
No. 59.
PAW PAW SAVINGS BANK, PAW PAW.
Organized May 10, 1886.
W m . J . S e l l i c k , P r e s i d e n t ; J . J . W oodm an , V i c e P r e s i d e n t ; J o h n W . F r e e , C a s h ie r ;
J. B. S h o w e r m a n , A s s i s t a n t C a s h ie r .
D ir e c t o r s .—F . W . S e llic k , W illiam J . S e llic k , W . R. S e llic k , J . J . W o o d m a n , L. H . T itu s,
J. W. F r e e , D a n iel M orrison, C. E. L y le.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$78,575 08
$78,503 48
$84,375 73
$102,275 07
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
48, 074 37
48,277 41
48, 430 35
55,857 10
71 59
492 53
1,206 69
2,674 04
F u r n i t u r e a n d f i x t u r e s . .. '. ......................................
3,005 37
3,005 37
3,005 37
3, 005 37
O th e r re a l e s t a t e ...........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
2,585 19
2,585 19
2,220 42
2,220 42
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts ......................................................................
B a n k in g h o u se ..............................................................
7,177 33
137 60
U n ite d S ta te s b o n d s ............. .....................................
D u e fro m b a n k s in re s e r v e c itie s .........................
44,195 35
55,064 92
28,785 98
33,022 89
E x c h a n g e fo r c le a rin g h o u s e ...................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
3,188 00
3,911 CO
8,071 00
5,622 00
G o ld c o in ........................................................................
3,080 00
3,000 00
3,000 00
3,010 00
S ilv e r c o in ......................................................................
1,120 50
891 00
1,260 40
2,350 80
N ick els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
55 70
32 90
20 65
19 10
378 86
173 30
506 43
1,833 83
$184,467 61
$195,937 10
$188,060 35
$211,890 62
C a p ita l s to c k p a id i n .................................................
$40,000 00
$40, 000 00
$40,000 00
$40, 000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
1,200 00
1,200 00
1,400 00
1,400 00
269 96
607 54
707 99
1,996 93
C o m m e rc ial d e p o s its s u b ie c t to c h e c k .............
60,332 67
71,380 60
53,057 98
50,145 35
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
82,307 80
82,208 15
92,821 38
118,348 34
357 18
540 81
73 00
$184,467 61
$195, 937 10
$188,060 35
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
D ue to b a n k s a n d b a n k e r s ......................................
C ertifie d c h ec k s ..........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ........... ......................
S a v in g s d e p o s its .........................................................
S a v in g s c e r tific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le .............................................................. .
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$211,890 62
STATE BANKS OF MICHIGAN.
No. 247.
STATE SAVINGS BANK OF PECK, PECK.
Organized October 7, 1901.
J ambs F o s t e r , P r e s i d e n t / L e w is E. C o c h r a n , V ic e P r e s i d e n t ; E. M. S m a f ie l d ,
I ra B r ic k e r , A s s i s t a n t C a s h ie r .
D ir e c t o r s . - J a m e s F o s te r , L e w is E. C o c h ra n , H a rry M. W a te r m a n , H a r r y E. P a lm e r,
J a m e s M cColl, H a rv e y T a p p a n , W m . H . L e a rm o n t.
R eso u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s an d d is c o u n ts ............................... A ..................
$69,179 41
$80,271 59
$84,141 22
$87,597 38
B onds, m o rtg a g e s an d s e c u r it ie s ............................
1,418 95
2,374 95
3,289 95
3,869 95
O v e r d r a f ts ........................................................................
........■>..............
343 80
439 69
277 04
835 38
F u r n itu r e a n d f ix t u r e s ................................................
358 00
358 25
361 00
361 00
P re m iu m s p a id on b o n d s .............................................
Ot-bor re a l e s t a t e ............................ ............................
D u e fro m o th e r b a n k s an d b a n k e r s (n o t
r e s e r v e e i t i e s ) .............................................................
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c itie s ............................
'
1
6,668 45
5,762 07
6,624 42
5,670 03
U x e h a n g e fo r e le a rin g b o u s e ...................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
2,271 00
3,806 00
1,272 00
2,405 00
Q old c o in ........................................................................
680 00
810 00
1,175 00
1,045 00
S ilv e r c o i n ........................................................................
46 40
21 90
110 25
144 15
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t...........................................................................
71 37
55 95
18 28
11 09
25 00
14 00
215 00
200 00
$81,062 38
$93, 914 40
$97,484 16
$102,138 98
C a p ita l s to c k p a id i n ....................................................
$20, 000 00
$20,000 00
$20,000 00
$20.000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
2,465 49
3,286 81
3,435 66
5,979 50
-C om m ercial d e p o s its s u b je c t to c h e c k ................
24,524 39
* 19,413 11
8,856 09
7,016 40
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
29,143 47
37,275 12
51,527 76
61,664 66
4,929 03
4,487 47
3,850 91
4,137 96
N o te s a n d b ills re d is c o u n te d ................................
4, 670 14
4,038 99
3,266 98
B ills p a y a b le ................................................................
4,781 75
5,774 75
$93,914 40
$97,484 16
T o ta ls
............................................... ....................
L iab ilitie s.
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r ’s c h e c k o u ts ta n d in g .....................................
S a v in g s d e p o s its .........................................................
73 48
S a v in g s e e rtifie a te s o f d e p o s it..............................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$81,062 38
$102,138 98
232
STATE BANKING DEPARTMENT.
No. 132.
STATE BANK OF PERRY, PERRY.
Organized February 20, 1892.
R. S. O l c o t t , P r e s i d e n t ; C. H . Ca l k in s , V i c e P r e s i d e n t C. M. S p a l d in g , C a s h i e r ,'
L. A . S p a l d in g , A s s i s t a n t C a s h i e r .
D ir e c t o r s .—C lifto n M. S p a ld in g , G. R. B ra n d t, R. S. O lc o tt, C. H . C alkins, M. A. M arshall.
R ep o rt of
F e b . 25.
R e so u rc e s.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
T/OfiriP an d dip**mints...................................................
$37, 574 87
$45,434 40
$58,592 68
$52,138 24
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
9,219 00
7,694 00
9,030 67
8,760 67
R a n k in g h o u se ..............................................................
2,200 00
2,200 00
2,200 00
2,200 00
F u r n i t u r e a n d f ix t u r e s .............................................
1,200 00
1,200 00
1,200 00
1,200 00
D u e fro m b a n k s in re s e r v e c itie s .........................
30,536 78
15,149 31
5,038 61
15,749 08
2,002 00
1,239 00
2,597 00
4,235 00
4,300 00
4,190 00
86 96
D ue
fro m
o th e r
banks
and
b a n k e rs
(n o t
U . S. a n d N a tio n a l b a n k c u r r e n c y .....................
2,043 00
G o ld c o in ........................................................................
4,095 00
S ilv e r co in ......................................................................
151 25
510 00
146 85
535 65
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
12 90
6 00
35 00
22 88
64 25
1,000 00
1 94
86 06
$87,097 05
$79,430 71
$81,784 75
$87, 566 54
C a p ita l s to c k p a id i n .................................................
$16,000 00
$16,000 00
$16,000 00
$16,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
5,500 00
5,500 00
6,000 00
6,000 00
571 54
1,144 77
422 97
1,091 16
T o ta ls
....................................................................
,
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
8 00
8 00
C o m m e rc ia l d e p o s its s u b je c t to c h e c k .............
20,838 56
17,770 21
14,694 67
20,695 17
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
44,186 95
39,015 73
39,959 11
43, 772 21
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
-
C a s h ie r ’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its .........................................................
S a v in g s c e r tific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
4,700 00
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$87,097 05
$79,430 71
$81,784 75
$87,566 54
233
STATE BANKS OF MICHIGAN,
No. 119.
THE FIRST STATE BANK OF PETOSKEY, PETOSKEY.
Organized July 21, 1891.
I ba C h i c h e s t e r , P r e s i d e n t ; G e o . S . R i c e , V ic e P r e s i d e n t ; L e o n C h i c h e s t e r , C a s h ie r .
D ir e c t o r s . —I r a C h ic h e s te r, L e o n C h ic h e s te r, G eo. S. R ic e, A r th u r M. C oburn, M. A. R obinson.
R eso u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$170,229 30
$178,598 36
$213,176 42
$220,575 93
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
24,532 18
33,403 24
32,208 99
35,696 03
P rp m in m s pflid or) fro n d sT........................................
1,384 51
62 08
680 54
13,500 00
13,500 00
13,500 00
2,755 60
2,755 60
2,706 85
2,706 85
1,558 69
1,558 69
72 45
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
38 58
8 17
456 02
70 00
D u e fro m b a n k s in re s e r v e c itie s .........................
30,070 24
17,141 31
59,344 31
17,068 62
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
5,848 00
7,991 00
1,433 00
10,486 50
f^nld ooin .......................................................................
6,570 00
6, 625 00
5,606 00
5,648 20
g jly ^ r ro in ......................................................................
3,767 50
2,249 75
3,094 00
3,250 25
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a m o u n t .........................................................................
856 85
789 44
80 54
631 05
701 34
1,043 95
1,166 50
6,994 53
$247,392 67
$267,049 02
$332,907 16
$317,308 50
C a p ita l s to c k p a id i n .................................................
$40,000 00
$40,000 00
$40,000 00
$40,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
10,000 00
10,000 00
10,000 00
10,0'0 00
9,347 60
10,466 29
11,035 25
14,840 43
464 39
Ovpi*(lr}iftS ......................................................................
B a n k in g h o u sp , T_ ,......................................................
F u r n i t u r e a n d f ix t u r e s .............................................
E x c h a n g e f o r c le a r in g h o u s e ................................
T o ta ls
....................................................................
L ia b ilitie s .
B iy id ^ n d s u n p a id .......................................................
93,352 34
111,349 29
146, 963 51
104,473 25
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
85,918 38
75,735 17
76,731 21
90,690 24
D u e to b a n k s a n d b a n k e r s ......................................
1,559 43
1,239 04
2,216 99
4,420 74
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
l
50 00
S a v in g s d e p o s its ........................................................
T o ta ls
....................................................................
7,214 92
18,259 23
45,910 20
52, 883 84
$247, 392 67
$267,049 02
$332,907 16
$317,308 50
30
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
9
234
STATE BANKING DEPARTMENT.
No. 99.
PLYMOUTH SAVINGS BANK, PLYMOUTH.
Organized May 29, 1890.
E . C. L e a c h , P r e s i d e n t ; T. V. Q ttackenbttsh , V ic e P r e s i d e n t ; E . K . B e n n e t t , C a s h i e r ;
C. S. B u t t e b e ie l d , A s s i s t a n t C a s h i e r .
D i r e c t o r s .—E. C. L e a c h , I. W . S ta r k w e a th e r , J . B. T illo tson, G e o rg e S. V a n S ic k le , T. V. Q u a c k e n bush, E. K. B e n n e tt, W . O. A llen, T. C. S h e rw o o d , C. J . S p ra g u e .
R eso u rc e s.
L o a n s an d d is c o u n ts ..................................................
B onds, m o rtg a g e s a n d s e c u r it ie s ...........................
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
8187,895 97
8192, 662 39
$214,060 65
$231,291 76
87,807 91
91,352 91
90,135 00
92,420 00
05
4 30
4,500 00
4,500 00
R e p o r t of
N ov. 25.
P re m iu m s p a id o n b o n d s .............................................
O v e r d r a f ts .........................................................................
10 50
B an k in g h o u s e .................................................................
4,500 00
4,500 00
F u r n itu r e a n d f ix tu re s ................................................
3,022 98
3,022 98
3,022 98
3,022 98
O th e r r e a l e s t a t e ...........................................................
D ue fro m o lh e r b a n k s a n d b a n k e r s (n o t
r e s e r v e c itie s ) ..........................................................
4,000 00
4,000 00
6,900 00
6, 900 00
3,154 36
1,306 30
265 00
450 96
48,315 48
52,149 89
40,730 66
U n ite d S t a t e s b o n d s.....................................................
D ue fro m b a n k s in re s e r v e c itie s ...........................
62, 970 40
E x c h a n g e s f o r c le a rin g h o u s e ..................................
1,007 41
U. S. a n d N a tio n a l b a n k c u r r e n c y ........................
5,327 00
G old c o in ............................................................
S ilv e r c o in ........................................................................
N ic k e ls a n d c e n t s ..........................................................
C h e c k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
328 48
1,095 74
4,182 00
2,486 00
5,588 00
7,191 00
5,181 00
6,011 00
6,646 00
1,635 75
1,066 75
1,334 00
1,138 80
5 54
13 52
3 00
5 64
1,985 00
1, 954 15
1,340 52
619 84
8370,513 82
8357,557 48
$382,536 57
$394,414 68
C a p ita l s to c k p a id i n .................................................
850,000 00
850,000 00
$50,000 00
$50,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t an d ta x e s p a id .........................................
10,000 00
10,000 00
10,000 00
10,000 00
8,073 75
10,902 42
11,269 44
14,839 37
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
180 00
60 00
40 00
20 00
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ................
58,095 44
41,121 96
52,556 67
54,373 84
C o m m e rc ia l c e r tif ic a te s o f d e p o s it .....................
48,185 82
48,610 65
52,027 87
53,267 19
195,978 81
196,862 45
206,642 59
211,914 28
8370,513 82
$357,557 48
$382,536 57
$394,414 68
D u e to b a n k s an d b a n k e r s ...................................
C e rtifie d c h e c k s .............................................
C a s h ie r’s c h e c k s o u ts ta n d in g .................................
S a v in g s d e p o sits ........................ .....................................
S a v in g s c e r tif ic a te s o f d e p o s it...............................
N o te s a n d bills r e d i s c o u n t e d ...................................
B ills p a y a b l e ....................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
235
No. 146.
FIRST COMMERCIAL BANK, PONTIAC.
Organized December 24, 1892.
A.
D
P
a r k er
i r e c t o r s .—
, P r e s i d e n t ; W . H. D a w s o n , V i c e P r e s i d e n t ;
C. E . W a l d o , A s s i s t a n t C a s h ie r .
F . G.
J a c o b s, C a s h ie r ;
F . G. J a c o b s , A b ra m P a r k e r , C. G. F re e m a n , C. M. C ro fo o t, J o h n H . P a tte r s o n ,
W . H. D aw son.
R eso u rc e s.
.'R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s an d d is c o u n ts .....................................................
$833,951 36
$831,448 71
$749,335 29
$766,872 92
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
106,757 43
107 744 93
146,484 74
142,987 39
P re m iu m s pa,id on b o n d s .............................................
O v e r d r a f ts .........................................................................
4,478 21
1,904 21
1,843 88
3,458 76
B a n k in g h o u se ........................................................ ..
7,000 00
7,000 00
7, 000 00
7,000 00
F u r n itu r e a n d fix tu r e s ................................................
3,812 75
3,999 00
3,999 00
3,999 00
O th e r r e a l e s t a t e ............................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c i t i e s ) .............................................................
4,712 50
4,712 50
10,921 16
12,637 16
13,310 22
11,177 39
132,224 50
78,966 83
8,133 40
U n ite d S t a t e s b o n d s ....................................................
D u e fro m b a n k s in re s e r v e c i t i e s ............................
U xeha.nge fo r c le a r in g h o u s e ...................................
76,614 00
72,115 51
5,235 00
830 00
U . S . a n d N a tio n a l b a n k c u r r e n c y ........................
21,092 00
48,105 00
38,657 00
16,891 00
•Oold coin ........................................................................
12,695 00
13,110 00
15,979 85
15,620 00
S ilv e r c o in .........................................................................
3, 268 25
3,736 50
2,641 00
2,581 40
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t...........................................................................
600 00
900 01
800 00
900 00
1,629 27
2, 221 33
2, 950 91
1,310 30
$1,145, 531 49 $1,115,026 41 $1,062,461 83
$1,055,336 84
T o ta ls
....................................................................
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
S u rp lu s fu n d ....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a i d .........................................
12,200 00
12,200 00
12,700 00
12, 700 00
18,143 77
13,484 38
18,212 41
14,699 25
D iv id e n d s u n p a id .......................................................
15 00
15 00
154,386 75
142,606 02
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...........
281,791 39
201,316 32
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
10,082 44
9.070 44
190,848 91
246,442 69
S a v in g s d e p o s its ........................................................
258,208 57
264,415 59
264,290 52
267,870 40
S a v in g s c e rtific a te s o f d e p o s it..............................
468,549 84
508,680 29
326, 736 27
226,072 09
T)ne to h a n k s an d b a n k e r s ......................................
C ertifie d c h ec k s .................................................
N o te s a n d b ills r e d is c o u n te d .......................... .
1,200 00
41,418 23
R ills p a y a b le ................................................... ............ T
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,145,531 49 $1,115,026 41 $1.062,461 83
$1,055,336 84
236
STATE BANKING DEPARTMENT.
No. 149.
OAKLAND COUNTY SAVINGS BANK, PONTIAC.
Organized December 29, 1892.
J
D ir
o sh ua
e c t o r s .—
H
il l
,
P r e s id e n t;
H . F . M e s s i n g e r , V ic e P r e s i d e n t ; F . L . P
G . F . P e r r y , A s s i s t a n t C a s h ie r .
J o s h u a H ill, H . F . M essin g er, P . B. P h e lp s, C h a n c e y B ra c e ,
H e n ry C. K u d n e r.
J.
e r r y
, C a s h ie r ;
A. G ra le y , A . L. M o o re ,
R e s o u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts .....................................................
8249,706 30
$232,648 65
$225,556 42
$223,945 50
B onds, m o rtg a g e s an d s e c u r it ie s ............................
242,201 43
257,796 43
229,830 83
213,672 83’
2,665 43
4,237 16
1,293 28
2,781 94
F u r n itu r e an d fix tu re s ..................................................
3,247 75
3,247 75
3,247 75
3,247 75
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s an d b a n k e r s (n o t r e
s e r v e c i t i e s ) .................................................................
3,891 59
1,971 29
6,571 29
6,571 29
34 06
105 01
755 08
24 63
D ue fro m b a n k s in r e s e r v e c itie s ............................
54,116 15
42,117 86
47,257 62
26,644 24
E x c h a n g e fo r c le a rin g h o u s e ...................................
11,250 00
5,785 46
1,780 45
2,486 71
U . S . a n d N a tio n a l b a n k c u r r e n c y ........................
7,296 00
15,788 00
7,567 00
15,598 00'
G old c o in ............................................................................
10,405 00
10,775 00
7,695 00
9, 605 09
S ilv e r c o in .........................................................................
1,163 45
1,244 00
1,684 00
1,058 00
N ic k e ls an d c e n t s ..........................................................
C h ec k s, c a s h ite m s an d in te r n a l r e v e n u e a c
c o u n t................................................................................
61 90
10 83
97 52
31 56-
3,127 85
3,038 96
996 28
2,509 88
T o t a ls ...........................................................................
$589,166 91
$578,766 40
$534,332 52
$508,177 33
$50,000 00
$50,000 00
$50,000 00
$50,000 00
4,800 00
4,800 00
5,100 00
5,100 00-
3,809 51
4,826 70
2,398 20
1,912 31
84,918 63
70,797 25
49,547 13
47,296 88
S a v in g s d e p o s its ............................................................
228,618 88
220,512 89
209,477 41
204,794 50'
S a v in g s c e r tif ic a te s o f d e p o s it................................
217,019 89
227,829 56
207,809 78
189,073 64
10,000 00
10,000 OO
$534,332 52
$508,177 33
R ep o rt of
N ov. 25.
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts ........................................................................
B an k in g h o u s e .................................................................
U n ite d S t a t e s b o n d s....................................................
L ia b ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s, in
t e r e s t a n d ta x e s p a id ..............................................
D iv id en d s u n p a id ............................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
C o m m e rc ia l c e r tif ic a te s o f dep o sit* .....................
D ue to b a n k s a n d b a n k e r s .........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..................................
N o te s a n d bills re d is c o u n te d .....................................
B ills p a y a b le .....................................................................
T o ta ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$589,166 91
$578,766 40
237
STATE BANKS OF MICHIGAN.
No. 211.
PONTIAC SAVINGS BANK, PONTIAC.
Organized November 1, 1898.
D. H .
¡D i r
P
ow er
e c t o r s .—
, P r e s id e n t;
S . S.
Matth
ew s,
V ic e P r e s i d e n t ; C r a m
er
S
m it h
, C a s h ie r .
F r a n k H. C arro ll, E lm e r R. W e b s te r, S a lm o n s . M a tth e w s , S. J . T om linson,
D.
H. P o w e r, C ra m e r S m ith , J o h n W . S m ith .
R e s o u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ...................................................
$345,957 45
$326,817 14
$319,090 01
$279 620 82
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
245,885 73
244,107 65
268,076 46
226,340 16
R ep o rt of
N ov. 25.
3,315 70
4,498 55
1,544 68
5,178 45
B a n k in g h o u se ..............................................................
8,500 00
8,500 00
8,500 00
8,500 00
F u r n i t u r e a n d f ix t u r e s .............................................
4,975 71
4,975 71
5,475 71
5,475 71
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
1,183 47
90 32
2,424 97
642 18
535 00
332 75
D u e fro m b a n k s in re s e r v e c itie s .........................
78,383 54
73,879 02
40,061 42
66,944 70
E x c h a n g e f o r c le a r in g h o u s e ................................
1,844 24
9,944 89
1,582 87
1,024 27
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
12,462 00
7,751 00
23,382 00
3,583 00
G o ld c o in ....................................- .................................
6,405 00
8,637 50
5,490 00
7,967 50
S ilv e r co in ......................................................................
2,043 45
2,074 45
2,230 80
2,251 20
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a e e o n n t ........................................................................
66 32
102 03
346 67
219 18
215 36
215 36
186 18
153 18
T o t a l s ...........................................................................
$713,662 94
$692,235 80
$676,501 80
$607,590 92
$50,000 00
$50,000 00
$50,000 00
$50,000 00
2,500 00
2,500 00
3,000 00
3,500 00
12,508 86
13,275 48
14, 841 64
11,514 68
133,964 83
49,210 52
109,935 57
63,035 41
L ia b ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p e n se s, in t e r
e s t a n d ta x e s p a id ......................................................
Di y id e n d s u n p a id ............................................................
C o m m e rc ial d e p o sits s u b je c t to c h e c k ............
C o m m e re ial p e rtifie a te s o f d e p o s it.....................
73,907 25
O n e to b a n k s a n d b a n k e r s ......................................
C ertifie d ebooks ..........................................................
40, 490 30
1,353 17
1,353 17
C a s h ie r’s ebooks o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
237,311 06
238,562 27
230,455 41
213,276 45
S a v in g s c e r tific a te s o f d e p o s it..............................
277,378 19
264,780 28
256 916 01
184, 420 91
10,000 00
40,000 00
$676,501 80
$607,590 92
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$713,662 94
$692,235 80
238
STATE BANKING DEPARTMENT.
No. 75.
THE COMMERCIAL BANK, PORT HURON.
Organized January 30, 1882.
e n n e t t , P r e s id e n t;
C h a s. D. B e a r d
A . D. B
W i l l i a m H a r t s u f f , V ic e P r e s i d e n t ; C . N . R u n n e l
, A s s i s t a n t C a s h ie r ; S t a n l e y M c F a r l a n d , A u d i t o r .
, C a s h ie r ;
s
e c t o r s . — J o h n G. O ’N eill, W illiam H a rtsu ff, C h a rle s A . W a rd , J . A. D avidson,
D. N. R u n n els, a . D. B e n n e tt, A lb e rt D ixon, J . E . B o tsfo rd , W . F . D avidson.
D ir
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d i s c o u n t s ....................................................
$704,570 32
$602,783 58
$758,904 84
$858,225 86
B onds, m o rtg a g e s an d s e c u r it ie s ............................
406,280 63
366,156 71
368,651 00
366, 544 50
R e s o u rc e s.
R ep o rt of
N ov. 25.
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .........................................................................
12 50
146 61
245 09
786 31
B an k in g h o u s e .................................................................
30,000 00
30, 000 00
30,000 00
30,000 00
F u r n itu r e an d f ix t u r e s ................................................
8,000 00
8,000 00
8,000 00
8, 000 00
O th e r re a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e r s (n o t re s e r v e
c i t i e s ) ..............................................................................
20,371 94
18,883 70
7,508 28
26,469 10
D ue fro m b a n k s in re s e r v e c itie s ............................
136,995 16
131,144 97
276, 919 38
195,232 10
E x c h a n g e fo r c le a r in g h o u s e ...................................
24,272 02
10.253 57
13,444 04
15,062 37
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
83,702 00
54,999 00
33,135 00
21,890 00
G old c o in ............................................................................
2,630 00
15,060 00
9,322 50
9,380 00
S ilv e r c o in — .................................................................
2,714 00
3,946 00
7,421 35
8,554 00
N ic k e ls an d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t...........................................................................
380 46
347 43
921 69
950 89
856 64
485 22
549 26
384 22
$1,420,785 67 $1,242,206 79 $1,515,022 43
$1,541,479 35
U n ite d S t a t e s b o n d s ....................................................
T o t a ls ..........................................................................
L iab ilitie s.
C a p ita l s to c k p a id i n , ..................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t a n d ta x e s p a id ............................................
25,000 00
25,000 00
25,000 00
25,000 00
56,014 99
60,408 98
56, 644 97
63,367 12
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
420,786 54
314,976 98
549,154 35
425, 527 15
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
140,607 75
92,104 43
111,090 85
249.200 98
D ue to b a n k s a n d b a n k e r s .........................................
7, 573 03
19,128 81
22,564 85
11,670 83
C e rtifie d c h e c k s .............................................................
■v.
325 00
225 00
670,478 36
630,362 59
650,567 41
666,713 27
$1,420,785 67 $1,242,206 79 $1.515,022 43
$1,541,479 35
D ividends u n p a id ............................................................
C a s h ie r’s c h e e k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it ...............................
N o te s a n d bills r e d is c o u n t e d ...................................
B ills p a y a b l e ....................................................................
T o ta ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
239
STATE BANKS OF MICHIGAN.
No. 49.
PORT HURON SAVINGS BANK, PORT HURON.
Organized January 1, 1873.
H
e n r y
D ir
Mc Mo
r ba n
e c t o r s .—
, P r e s id e n t; J a m e s H . W
h it e
, V ic e P r e s i d e n t ; C h
arles
F. H
a r r in g t o n
, C a s h ie r ■
J a m e s H . W h ite , N e lso n Mills, H e n ry M cM o rran, C h a rle s F. H a rrin g to n , A. C. G ray.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts .....................................................
$331,749 66
$303,515 22
$322,460 17
$310, 283 64
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
53,635 28
57,477 22
58,017 97
73, 302 97
5, 587 05
4,423 29
3,084 51
2,230 92
R e so u rc e s.
R ep o rt of
N ov. 25.
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .........................................................................
B an k in g h o u s e .................................................................
F u r n itu r e a n d fix tu r e s ................................................
2,350 00
2,350 00
2,350 00
2, 350 00
O th e r r e a l e s t a t e .........................................................
D ue fro m o th e r b a n k s an d b a n k e r s (n o t
r e s e r v e c itie s ) .............................................................
1,779 63
10,222 47
10,222 47
10,222 47
31,703 97
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
37,689 45
51,140 73
57,637 24
E x c h a n g e fo r c le a rin g h o u s e ...................................
5,745 01
1,751 85
3,135 97
3,142 45.
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
12,028 00
13,050 00
13,243 00
14,223 00
G o ld co in .......................................................................
1,740 00
2,215 00
222 50
432 50
S ilv e r c o in ..................................... ......................... .......
528 70
3,558 65
773 70
2,230 64
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t..........................................................................
71 35
158 65
100 90
78 45
1,641 11
1,605 35
2,566 65
218 88
T o t a l s ..........................................................................
$454,545 24
$451,468 43
$473,815 08
$450,419 89.
C a p ita l s to c k p a id i n ....................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t an d ta x e s p a id ...........................................
20,000 00
20,000 00
20,000 00
20,000 00
24,076 19
23,812 64
25,291 30
27, 692 62
D iv id en d s u n p a id ...........................................................
48 00
20 00
40 00
40 00
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
61,845 56
52,691 71
77,991 56
63,804 42:
L iab ilitie s.
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
6,995 85
9,200 61
7,769 78
8,695 87
D ue to b a n k s an d b a n k e r s ...........................................
22,500 00
22,500 00
22,500 00
22,500 00
C e rtifie d c h ec k s ..........................................................
102 00
102 00
602 00
102 OO
C a s h ie r ’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ..........................................................
3,943 4?
218,977 64
219,198 05
219,620 44
207,584 98
$454,545 24
$451,468 43
$473,815 08
$450,419 89
S a v in g s c e r tif ic a te s o f d e p o s it ...............................
N o te s an d bills r e d i s c o u n t e d ...................................
Bills p a y a b l e .....................................................................
T o t a ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
240
STATE BANKING DEPARTMENT.
No. 98.
ST. CLAIR COUNTY SAVINGS BANK, PORT HURON.
Organized May 26, 1890.
Ch
Dir
arles
W
ec to rs.
ellm an
, P r e s i d e n t ; E - G . S p a l d i n g . V ic e e>r e v i d e n t ; G
F . T. M o o r e , A s s i s t a n t C a s h i e r .
eo.
W . M o o r e , C a s h ie r ;
—S. A rm s tro n g , E. G. S p ald in g , F. T. M oore, C h a rle s W e llm a n , G eo. W . M oore,
L in c o ln A v e ry , M o rtim e r W illson.
R ep o rt of
N ov. 25.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s an d d is c o u n t s ................., .................................
8516,193 54
$590,637 31
$598,057 70
$628,659 53
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
212,754 38
217,469 02
244,648 13
250,264 94
R e s o u rc e s.
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .........................................................................
1,661 26
1,321 32
5,562 43
6,732 08
B an k in g h o u s e ........................ \.......................................
16,500 00
16,500 00
16,500 00
16,500 00
F u r n itu r e a n d fix tu re s ..................................................
4,000 00
4, 000 00
4,000 00
4,000 00
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t r e s e r v e
c i t i e s ) ..............................................................................
8,562 84
8,547 84
8,000 00
8,000 00
14,975 51
32,514 09
15,500 94
9,468 15
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
105,456 55
89,600 05
96,419 05
91,157 84
E x c h a n g e f o r c le a rin g h o u s e ...................................
2,722 30
2,860 91
15,250 14
4,370 26
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
18,921 00
16,823 00
11,914 00
14,801 00
G o ld c o in ............................................................................
4,333 80
1,305 00
13,580 00
2,981 60
S ilv e r c o in ......................................... •............................
1,192 75
712 50
2,125 00
2,831 00
N ic k e ls an d c e n t s . . ......................................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t...........................................................................
175 95
187 94
139 55
382 23
6,344 90
3,823 21
2,672 71
2,123 10
$986,302 19 $1,034,369 65
$1,042,271 73
U n ite d S t a t e s b o n d s ....................................................
$943,794 78
T o ta ls
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits,le ss c u r r e n t e x p e n s e s ,in te re s t
a n d ta x e s p a id .............................................................
50,000 00
50,000 00
50,000 00
50,600 00
9,110 17
14,066 74
14,085 45
18,605 79
6 00
D iv id en d s u n p a id ............................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
303,541 69
306,895 05
376,843 44
336,767 87
C o m m e rc ia l c e r tif ic a te s o f d e p o s i t ......................
53,154 70
58,809 58
61,240 09
66,369 73
1. 963 63
334 60
D u e to b a n k s an d b a n k e r s ...........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
7,709 50
3,185 00
374 40
11,508 98
S a v in g s d e p o s it s ............................................................
470,278 72
468,011 22
481,820 27
477,055 73
35,000 00
30,000 00
S a v in g s c e r tif ic a te s o f d e p o s it ...............................
N o te s an d bills r e d is c o u n t e d ...................................
Bills p a y a b l e .....................................................................
T o t a l s ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$943,794 78
$986,302 19 $1,034,369 65
$1,042,271 73
Organized August 1, 1899.
F
A
Ro
e t h l is b e r g e r
,
P r e s id e n t; H .
L. T. E
D ir
e c t o r s .—
W . W h i t m o r e . V ice P r e s id e n t ;
l d r e d g e , A s s is ta n t C a sh ie r .
F . A. R o e th lisb e rg e r, H. W . W h itm o re ,
R e s o u rc e s.
M.
R ep o rt of
F e b . 25.
M.
S.
S
hg ur
,
C a s h ie r ;
S. S e g u r, S. M. G olden, H . C h ase.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ....................................................
$65,072 57
$60,340 75
$74, 418 91
$74,825 39
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
31,351 91
29,857 41
30.681 66
30,520 16
.............................. ................
81 31
3 91
111 63
169 13
F u r n itu r e and fix tu re s , , , , , ........................ ............
1,261 72
1,261 72
1,261 72
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t reserv e
, . , . , ..........................................
2,615 41
2,056 61
681 59
757 45
D u e fro m b a n k s in r e s e r v e c i t i e s ............................
10,839 55
12,141 74
6,258 12
11,231 12
3,423 00
3,694 0C
4,244 00
4,532 00
..........................................................
3,045 00
3,170 00
2,950 00
3,015 00
.........................................................
445 07
737 40
917 25
642 25
51 30
52 57
55 20
14 77
417 45
1,712 46
45 56
252 90
$118,604 19
$115,028 57
$121,625 64
$127,221 89
$40,000 00
$40,000 00
$40,000 00
$40,000 00
1,300 00
1. 300 00
1,600 00
1,600 00
1,219 01
1,643 72
1,251 86
1,707 12
...........................................
39 00
30 00
15 00
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ................
24,183 82
21,663 76
21,260 97
30,668 63
C o m m e rc ia l c e r tif ic a te s o f d e p o s it.......................
51,862 36
50,391 09
57,497 81
53,246 14
$121,625 64
$127,221 f 9
P re m iu m s p a id on b o n d s ............................................
O v e rd ra fts
/
1,261 72
E x c h a n g e fo r c le a rin g h o u s e ...................................
coin
S ilv e r c o in
MinliPlc anil p.pnts ........................................................
C h e c k s , c a s h ite m s an d in te r n a l re v e n u e ac-
T o ta ls
......................................................
L ia b ilitie s.
S u rp lu s fund
....................................
U n d iv id e d p ro fits, less c u r r e n t e x p e n s e s, int e r e s t a n d ta x e s p a i d ..............................................
D iv id en d s p aid
O dblnui s t/lii/Lks o u ts ta n d in g .. . . . . . . . . . . . . . . . . . .
1
S a v in g s c e r tif ic a te s o f d e p o s it...............................
N o te s a n d bi Is r e d is c o u n t e d ...................................
T o ta ls
.......................................................................
31
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$118,604 19
$115,028 57
242
STATE BANKING DEPARTMENT.
No. 69.
THE STATE BANK OF READING, READING.
Organized December 27, 1889.
H
e n r y
D ir
F.
D
o ty
, P r e s id e n t;
e c t o r s .—
J. W .
Ch
apm an
,
V ic e P r e s i d e n t ; G e o r g e E . T
e r p e n in g
,- C a s h ie r .
A d e lb e r t R. C h ap m an , H e n ry F . D oty, G e o rg e G. C lark , J. W . C hapm an,
F . M. S te w a r t.
R e s o u rc e s.
D o an s a n d d is c o u n ts ....................................
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
$76,976 50
$89,038 16
$95,533 38
' $95,807 50
37,771 00
36,671 00
36,664 63
35,790 00
2,759 48
1,765 83
286 33
F u r n itu r e a n d fix tu re s ..............................................
1,025 00
1,025 00
1. 025 00
1,025 00
O th e r r e a l e s t a t e ....................................................
D u e fro m o th e r b a n k s a n d b a n k e r s (n o t r e
s e r v e c i t i e s ) ..............................................................
2,029 60
U n ite d S t a t e s b o n d s .................................................
3,000 00
3,000 00
3,000 00
3,000 00
D u e fro m b a n k s in re s e r v e c i t i e s ........................
23,458 15
23,452 58
18,779 28
28,516 88
B onds, m o rtg a g e s an d s e c u r it ie s ............................
P re m iu m s p a id on b o n d s ..................................
O v e r d r a f ts ...............................................
B an k in g h o u s e ........... ......................................
1, 832 07
E x c h a n g e fo r c le a rin g h o u s e ...................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ....................
3,682 00
3,822 00
4.243 00
8,655 00
G old c o in ......................................................
3,040 00
3,142 50
2,955 00
2,565 00
864 00
187 00
251 00
660 00
39 75
45 89
45 75
40 54
2,383 66
1,796 62
4.243 06
10,822 98
$157,029 14
$163,946 58
$167,026 43
$188,714 97
$25,000 00
$25,000 00
$25,000 00
$25,000 00
6,000 00
6,000 00
6,000 00
6,000 00
4,620 96
4,373 19
5,995 94
7,391 93
S ilv e r c o in ....................................... . ..
N ic k e ls an d c e n t s ...................................
C h ec k s, c a s h ite m s an d in te r n a l re v e n u e a c
c o u n t ...........................................
T o ta ls ..................................................
L ia b ilitie s.
C a p ita l s to c k p a id in ............................
S u rp lu s f u n d .....................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s, in
t e r e s t a n d ta x e s p a id .
D iv id en d s u n p a id ..........................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ............
26, 860 00
18,062 02
15,925 12
34,419 10
C o m m e rc ia l c e r tif ic a te s o f d e p o sit.
94,548 18
110,159 81
114,023 97
115,903 94
351 56
81 40
D ue to b a n k s an d b a n k e r s ................
C e rtifie d c h e c k s ......................
C a s h ie r's c h e c k s o u ts ta n d in g ....
S a v in g s d e p o s its ........................................
*
S a v in g s c e r tif ic a te s o f d e p o s it.................
N o te s an d bills r e d is c o u n t e d ....................
B ills p a y a b le ...............................
T o ta ls ...................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$157,029 14
$163,946 58
$167,026 43
$188,714 97
STATE BA N K S. OF MICHIGAN.
243
No. 206.
MACOMB COUNTY SAVINGS BANK, RICHMOND [LENOX P. O.].
Organized September 1, 1898.
J
D
am es
E. W
eter
, P r e s id e n t; A
n d re
S
im m o n s ,
V ic e P r e s i d e n t ; F
r a n k
J. Ht r
t
, C a s h ie r .
W . F . S w itz e r, P a u l J . U llrich , J a m e s E. W e te r , A n d re S im m ons, A . M a rtin K e e le r,
G e o rg e A . B ailey , F r a n k W . F e n n e r, C h a rle s L in d k e, O s c a r C. L u n g e rh a u s e n .
i r e c t o r s .—
R e so u rc e s.
R e p o r t of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R ieport of
N ov. 25.
L o a n s a n d d is c o u n ts ......................., ............................
$80,237 10
$81,382 20
$90,832 46
$102,966 27
B onds, m o rtg a g e s a n d s e c u r i t i e s ............................
93,895 58
94,118 22
106,909 24
105,582 71
101 44
1 56
21 37
1,250 25
F u r n itu r e a n d fix tu re s ..................................................
1,590 00
1,590 00
1,400 00
1,400 00
D ue fro m o th e r h a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) .............................................................
2,221 09
1,921 33
8,361 14
3,382 18
35,493 23
33,237 59
29,343 02
30, 688 61
U . S. a n d N a tio n a l h a n k c u r r e n c y ........................
8,991 00
6,685 00
4, 753 00
4,003 00
G old c o in ...........................................................................
4,090 00
5,172 50
5,610 00
5,660 00
440 50
P re m iu m s p aid on b o n d s .............................................
R an k in g h o u sft.................................................................
U n ite d S t a t e s b o n d s......................................................
D ue fro m h a n k s in r e s e r v e c i t i e s ............................
F lx e h a n g e fo r el e a rin g h o u s e ...................................
S ilv e r c o in ................................... ............................. —
271 85
74 50
605 40
N ic k e ls an d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
140 76
122 79
38 92
64 33
303 30
208 74
325 70
479 28
$227,335 35
$224,514 43
$248,200 25
$255,917 13
C a p ita l s to c k p a id in ................................................... .
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d ..........................................
1,000 00
1,000 00
1,500 00
1,500 00
2,087 78
■ 3,828 39
2, 492 97
3, 938 23
T o t a ls ..........................................................................
L iab ilitie s.
D iv id en d s u n p a id ............................................................
20 00
C o m m e rc ial d e p o s its s u b je c t to c h e c k ............
10,624 78
13,157 62
16,186 92
22,084 33
S a v in g s d e p o s its ...........................................................
134,801 39
134,577 71
151,508 82
147,596 55
S a v in g s c e r tif ic a te s o f d e p o s it ...............................
53,801 40
46,950 71
51,511 54
55,798 02
$227,335 35
$224,514 43
$248, 200 25
$255,917 13
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D ue to h a n k s a n d b a n k e r s .........................................
C e rtifie d c h ec k s ...........................................................
C a s h ie r’s ch eck s o u ts ta n d in g ................................
N o te s a n d bills r e d is c o u n t e d ...................................
B ills p a y a b l e .....................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
244
STATE BANKING DEPARTMENT.
%
No. 224.
THE ROCHESTER SAVINGS BANK, ROCHESTER.
Organized October 18, 1900.
E.
R.
M
a th e w s,
P r e s id e n t;
Ma
r v il
H . A.
I. B r a b b , V ic e P r e s id e n t;
C a s e , A s s i s t a n t C a s h ie r .
H.
J.
T
aylor
,
C a s h ie r ;
D ir e c t o r s .—E. R. M ath e w s, H a rry J, T a y lo r, J o h n A. B re w e r, W m . H . B a rn e s , M arvil I. B ra b b
L.
E. B ed ell, L e w is C. A x fo rd .
R ep o rt of
F e b . 25.
R e so u rc e s.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s an d d is c o u n ts ......................................................
$75,558 22
$72,015 17
$81,043 36
$87,971 35
B onds, m o rtg a g e s an d s e c u r it ie s ............................
40,695 65
41,174 55
49,145 22
49,147 66
193 03
529 87
593 10
810 22
21,703 39
22,456 16
10,465 18
13,061 41
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
17,761 93
25,295 96
9,636 96
9,933 68
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .........................................................................
R an k in g h o u s e .................................................................
P u r n itu re and f i x t u r e s ................................................
O th e r re a l e s t a t e ............................................................
D ue fro m o th e r b a n k s an d b a n k e rs (n o t re s e r v e
c i t i e s ) ..............................................................................
U n ite d S t a t e s b o n d s ............... ....................................
U. S. an d N a tio n a l b a n k c u r r e n c y ........................
3, 488 00
2,491 00
3,082 00
4,440 00
G old c o i n .. ......................................................................
500 00
645 CO
1,020 00
1,020 00
S ilv e r c o in .........................................................................
2,037 90
1,579 20
435 20
485 25
N ic k els an d c e n t s ..........................................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t...........................................................................
158 42
174 11
186 75
95 63
3,161 18
47 00
62 70
479 02
T o t a ls ...........................................................................
$165,257 72
$166,408 02
$155.670 47
$167,444 22
C a p ita l s to c k p a id in ................................................... .
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u rp lu s fu n d .......................................................... .......
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t an d ta x e s p a i d ...........................................
2.775 73
2,988 92
3,649 33
4,313 34
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
20,883 24
24,148 06
17,331 90
28,688 43
C o m m e rc ia l c e r tific a te s -p f d e p o s it........................
581 21
4,127 02
83 26
282 80
S a v in g s d e p o s its .............................................................
40,860 17
31,941 42
35,843 09
35,706 58
S a v in g s c e r tif ic a te s o f d e p o s it ...............................
75,157 37
78,202 60
73,762 89
73,453 07
$'65,257 72
$166,408 02
$155,670 47
$167,444 22
L iab ilities.
D iv id en d s u n p a id ...........................................................
D ue to b a n k s and b a n k e r s ...........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
N o te s an d bills r e d is c o u n t e d ...................................
B ills p a y a b l e ..........................
................................
T o t a ls .........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
245
STATE BANKS OF MICHIGAN.
No. 194.
ROMEO SAVINGS BANK, ROMEO.
Organized April 30, 1897.
Ma
r v il
I. B
H
D
ir e c t o r s
, P r e s i d e n t ; E n o s R . M a t h e w s , V ic e P r e s i d e n t ; L e v a n t E . B e d e l l , C a s h ie r ;
r y S. E v a n s , A s s i s t a n t C a s h i e r ; D w i g h t N , L o w e l l , A t t o r n e y .
rabb
en
- M a r v il I. B rab b , E n o s R. M ath e w s, E d w a rd C. N e w b u ry , H e n ry S. E v a n s, L e v a n t
E.
B ed ell, D w ig h t N . L o w e ll, M oses A. G iddings.
R e p o r t of
N ov. 25.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts .....................................................
$241,033 81
$245,477 65
$245,832 48
$254,608 92
B onds, m o rtg a g e s an d s e c u r it ie s ............................
205,821 77
209,834 86
256,559 06
250,346 26
R e s o u rc e s.
P re m iu m s p a id o n b o n d s .............................................
i
O v e r d r a f ts .........................................................................
407 07
772 97
367 06
639 26
B an k in g h o u s e ..................................... ...........................
5,000 00
5,000 00
5,000 00
5,000 00
4,200 60
4,200 00
3,736 63
9,714 53
3,624 24
1,798 57
235 00
3,839 37
63,258 91
84,544 32
59,445 69
52,462 78
6,629 00
F u r n itu r e a n d fix tu re s ..................................................
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s an d b a n k e rs (n o t re s e r v e
c i t i e s ) ..............................................................................
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e f o r c le a rin g h o u s e ...................................
U. S. and N a tio n a l b a n k c u r r e n c y ... ..................
6,733 00
13,900 00
4,182 00
G old c o in ............................................................................
6,180 00
6,375 00
7,430 00
8,420 00
S ilv e r c o in ......................................... ..............................
3,644 85
2,378 45
1,877 40
2, 837 95
N ic k e ls a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..............................................................'............
162 85
111 57
157 36
107 38
596 68
2,788 24
1,010 94
1,810 33
T o t a ls ............................ .............................................
$540,663 18
$577,181 63
$585,833 62
$596,415 78
C a p ita l s to c k p a id i n ....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t ex p en se s,
i n te r e s t a n d ta x e s p a id .........................................
10,000 00
10.000 00
10,000 00
10,000 00
10,243 12
11,026 33
12,158 31
15,548 29
L iab ilities.
D ividends u n p a id ............................................................
375 00
98 00
C o m m e rc ia l d e p o sits s u b je c t to c h e e k . .............
38,373 64
44,143 48
30,868 81
35,300 13
C o m m e r c i a l c e r t i f i c a t e s o f d e p o s i t ............................
1,734 73
4,133 87
768 25
1, 477 42
S a v in g s d e p o s its .............................................................
380,149 27
401,896 98
411,809 25
417,927 52
S a v in g s c e r tif ic a te s o f d e p o s it...............................
50,162 42
55,980 97
69, 854 00
66,064 42
$540,663 18
$577,181 63
$585,833 62
$596,415 78
D ue to b a n k s an d b a n k e r s ..........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
N o te s an d bills r e d is c o u n te d .................,...................
Bills p a y a b l e ......... ..........................................................
T o ta ls
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
246
STATE BANKING DEPARTMENT.
No. 25.
BANK OF SAGINAW, SAGINAW.
Organized April 18, 1888.
A
m mi
W . W
r ig h t
,
P r e s id e n t; B e n t o n
P r e s i d e n t a n d M a n a g e r ; A. W . F
S. S.
D ir
H a n c h e t t , V ic e P r e s i d e n t ;
i e l d , C a s h ie r ;
W . S talker
o b y , A s s is ta n t C a s h ie r .
T.
D . W . B r ig g s , Second
, A s s is ta n t C a s h ie r ;
V ic e
R
B e n to n H a n c h e tt, D . W . B riggs, G ilb e rt M . S ta rk , A r th u r H ill, A m m i W . W rig h t,
A. P . Bliss, A. P . B re w e r, W m . S c h u e tte , R alp h L o v e la n d , F . G. P a lm e rto n ,
T h o m as J a c k s o n .
e c t o r s .—
R e s o u rc e s.
L o a n s a n d d is c o u n ts ......................................................
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
$1,634,405 66 $1,947,814 33 $1,923,345 97
R ep o rt of
N ov. 25.
$1,948,773 79
B onds, m o rtg a g e s an d s e c u r it ie s ...........................
473,512 80
348,180 05
P re m iu m s p a id o n b o n d s ............................................
2,446 37
2,571 37
O v e r d r a f ts .........................................................................
201 09
353 56
248 27
204 04
25, 700 00
25-, 700 00
25,700 00
25,700 00
F u r n itu re a n d fix tu r e s ..................................................
6,000 00
6,000 00
6,000 00
6,000 00
O th e r r e a l e s t a t e ................................ ...........................
D ue fro m o c h e r b a n k s an d b a n k e rs ( n o tr e s e r v e
c i t i e s ) ..............................................................................
6,489 96
508 47
2,970 18
2,070 51
1,367 87
4,225 25
D ue fro m b a n k s in r e s e r v e c itie s ............................
333,782 19
168,557 04
307, 171 47
289, 536 84
E x c h a n g e f o r c le a rin g h o u s e ...................................
5,339 62
6, 307 52
7, 808 57
4, 766 77
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
90,622 00
106,785 00
79,239 00
93,689 00
G old c o in ................................................................. ..........
56,122 50
56,847 50
55,292 50
56,695 00
S ilv e r c o in .........................................................................
6,042 10
4,304 75
3,640 40
5,569 65
N ic k e ls an d c e n t s ..........................................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t..........................................................................
359 49
222 34
609 94
441 66
379 33
1,706 28
1, 136 80
332 38
$2,644,373 29 $2,677,928 72 $2,688,709 49
$2,609,669 45
277,148 70
173,735 07
i
B an k in g h o u s e ..............................................................
U n ite d S t a t e s b o n d s ....................................................
T o t a l s . .......................................................................
L iab ilitie s.
C a p ita l s to c k p a id i n ............. ......................................
$200,000 00
$200,000 00
$200,000 00
$200,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t an d ta x e s p a id ............................................
100,000 00
100,000 00
100,000 00
100, 000 00
55,182 12
63, 440 25
70,509 70
75,562 39
D ivid en d s u n p a id ............................................................
's o
50 00
00
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ................
1,128,878 43
1,175,507 64
1,300,317 31
1,204,858 47
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
901,671 55
923,277 82
852,745 09
833.123 91
D ue to b a n k s an d b a n k e r s ..........................................
258,591 19
215,703 01
159,387 39
196.124 68
C e rtifie d c h e c k s .............................................................
5,700 00
C a s h ie r’s c h e e k s o u ts ta n d in g ...................................
S a v in g s d e p o s its ............................................................
'
S a v in g s c e r tif ic a te s o f d e p o s it................................
N o te s a n d bills r e d is c o u n t e d ...................................
B ills p a y a b l e ................ '...................................................
T o t a ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2,644,373 29 $2,677,928 72 $2,688, 709 49
$2,609,669 45
STATE BANKS OF MICHIGAN.
v
No. 38.
PEOPLE’S SAVINGS BANK OF SAGINAW, SAGINAW.
Organized November 27, 1886.
J
D
ohn
J.
ir e c t o r s
R
u p p
. — G.
,
P r e s id e n t; G u r d o
n
Co
r n in g
, V ic e
P r e s i d e n t ; J . F. B o
y n to n
, T re a su rer.
C o rn in g , J o h n J . R upp, J . S c h w a rtz , W illiam B . B aum . J . F . B o y n to n , L. P . M ason
H. T. W ic k e s, W . C. M cC lu re, R. H . Roys, F . P . B re w e r.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o rt of
S e p t. 15.
L o a n s a n d d is c o u n ts ....................................................
$372,109 20
$395,173 05
$435,491 29
$460,328 26
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
106,654 30
112,014 00
114,877 19
115,459 23
O v e r d r a f ts ................., .....................................................
169 66
73 53
517 17
5,776 50
4,789 68
R e s o u rc e s.
R e p o r t of
N ov. 25.
F u r n itu r e an d fix tu r e s .................................................
4,789 68
4,789 68
4,789 68
u t h e r r e a l e s t a t e .................................. ......................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c i t i e s ...............................................................
8,210 30
7,610 30
7,071 44
5,921 44
19.048 62
16,197 60
17,856 21
19,931 05
D ue fro m b a n k s in re s e r v e c i t i e s ............................
186,134 58
117,186 27
152,430 29
152,506 54
E x c h a n g e fo r c le a r in g h o u s e ...................................
551 54
13,362 31
2,231 44
593 06
TJ. S. a n d N a tio n a l b a n k c u r r e n c y ........................
24,799 00
23,062 00
19,535 00
25,687 00
G old c o in ...........................................................................
14,277 50
13,145 00
14,279 40
15,714 40
S ilv e r c o in .........................................................................
1,411 05
1,639 15
1,293 50
1,171 70
N ic k e ls an d c e n t s ......................................... ...............
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
395 23
124 82
239 30
79 90
295 85
219 87
151 40
2,209 06
T o t a l s ..........................................................................
$738,846 51
$704,597 58
' $770,763 31
$810,167 82
C a p ita l s to c k p a id i n ....................................................
$50,000 00
$50,000 00
$50.000 00
$50,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits le ss c u r r e n t e x p e n s e s, in te r
e s t a n d ta x e s p a id ......................................................
30,000 00
30,000 00
30,000 00
30,000 00
6,266 01
6,023 72
9,484 42
12. 510 54
C o m m e ric a l d e p o s its s u b je c t to c h e c k ...............
177,036 09
148,421 85
223,475 11
210,662 11
93,696 45
96,662 06
92,270 95
90,962 06
9 43
959 40
T r e a s u r e r ’s c h e c k s o u ts ta n d in g ..............................
506 55
258 35
307 55
156 55
S a v in g s d e p o s its ............................................................
381,331 98
372,272 20
365,225 28
413,876 56
T o t a ls ..........................................................................
$738,846 51
$704,597 58
$770,763 31
$810,167 82
L iab ilitie s.
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
2,000 00
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
248
STATE BANKING DEPARTMENT.
No. 84.
SAGINAW COUNTY SAVINGS BANK, SAGINAW.
Organized December 1, 1886.
A
aron
D ir
P.
B
l is s ,
P r e s id e n t;
L
orenzo
T.
D u r a n d , V ic e P r e s id e n t; C h
a n d T re a su rer.
arles
A.
K
h u e n
, S e c re ta r y
L o re n z o T. D u ran d , C h a rle s E. B re n n e r, A a ro n P . Bliss, C h a rle s A . K h u e n , A a ro n T.
B liss, J o h n L. J a c k s o n , E zra G. R u st, H e lo n B. A llen, A n to n W . A c h ard .
e c t o r s .—
R e p o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s an d d is c o u n ts ......................................................
$267,759 67
$286,897 96
$309,145 16
$288,508 54
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
255,053 95
268,440 27
283,726 43
286,238 12
P re m iu m s p a id on b o n d s .............................................
805 50
2,173 50
2,123 50
2,073 50
R eso u rc e s.
R e p o r t of
N ov. 25.
O v e r d r a f ts .........................................................................
R a n k in g 1h o u s e ...........
F u r n itu r e a n d fix tu re s .................................................
1,318 72
1,187 00
1,187 00
1,070 00
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
3,662 91
3,671 91
3,526 68
3,395 18
121.415 22
98,394 83
83,502 13
121,836 78
U n it e d S t a t e s b o n d s ...
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e fo r e l e a r in g h o u s e . .
5,019 08
100 60
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
16,388 00
8,682 00
14,355 00
12, 496 00
G old c o in ............................................................................
10,225 00
10,145 00
10,350 00
10,555 00
S ilv e r c o in .......................................................................
1,184 20
1,074 95
1,294 70
957 80
N ic k e ls a n d c e n t s .......................... ...............................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t...........................................................................
73 38
63 22
54 84
44 55
83 02
77 69
34 66
323 89
T o t a ls ..........................................................................
$677,969 57
$685,827 41
$709,300 10
$727,599 96
C a p ita l s to c k p a id i n ....................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r
e s t an d ta x e s p a id ......................................................
50,000 00
50,000 00
50,000 00
50,000 00
4,547 31
8,815 71
8, 564 46
13.232 29
..........................................................
175 00
25 00
165 00
548,309 01
545,572 93
571,290 90
582,664 22
24,938 25
31,413 77
29,279 74
31,703 45
$677,969 57
$685, 827 41
$709,300 10
$727,599 96
L iab ilitie s.
D i v i d e n d s u n p a id
r io m m e r e .ia l d e p o s i t s s u h j e e t t o e h e e k . . .
D u e t o h a n k s a n d h a n k e r s . . ..
C e r t if ie d c h e e k s .........................................................................
C a s h i e r ' s c h e c k s o u t s t a n d i n g ..........................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it ........................ ..
R ills p a y a b l e ..................................................................................
T o t a ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
249
STATE BANKS OF MICHIGAN.
No. 44.
SAVINGS BANK OF EAST SAGINAW, SAGINAW.
Organized February 7, 1872.
H.
D ir
O. P
o tter
, P r e s i d e n t ; W . J . B a r t o w , V ic e P r e s i d e n t ; A . S
C h a r l e s M . Co p l in , A s s is ta n t T re a su rer.
c h u pp
, T rea su rer;
—A u g u stu s S c h u p p , J a m e s B. P e te r , H . C. P o ttfer, J r . , G ilb e rt M . S ta rk , W m . J . B a rto w ,
H e n ry C . P o tt e r , W . P . P o tt e r , C h arle s M . C oplin, F a rn h a m L yon, O tto S c h u p p .
ec to r s.
R e so u rc e s.
R e p o r t of
■ F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N o v . 25.
L o a n s a n d d is c o u n ts ...................................................
$291,182 27
$306,999 24
$345,166 44
$343,177 44
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
1,795,751 64
1,859,087 42
1,818,403 96
1,836,077 81
24, 004 20
P r e m iu m s p a id on b o n d s .........................................
22,496 63
26,897 88
23,129 20
O v e r d r a f ts ......................................................................
545 77
559 41
59 66
189 42
B a n k in g h o u se ..............................................................
56,000 00
56,600 00
63,625 24
60,887 09
F u r n i t u r e a n d f ix tu r e s .............................................
4,300 00
4,300 00
4,300 00
4,300 00
O th e r r e a l e s t a t e ..................... ...........................•••••
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) ............................................................
11,865 43
9,320 98
5,348 02
5,434 50
31,435 16
44,460 30
30,684 86
14,181 48
D u e fro m b a n k s in r e s e r v e c itie s .........................
287,665 57
249,361 20
303,695 24
273,233 18
E x c h a n g e f o r c le a r in g h o u s e ................................
1,584 57
3,654 82
5,095 61
f,644 62
U . S. a n d N a tio n a l b a n k c u r r e n c y ............. .
81,944 50
60,539 50
48,743 00
65,647 00
G old c o in ........................................................................
70,592 25
70,300 00
70,584 00
70,507 50
S ilv e r c o in ............... ......................................................
11,614 10
11,618 50
1,211 45
3,569 85
N ic k els a n d c e n t s .........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
91 69
105 13
50 46
67 21
67 12
39 57
100 60
20 70
$2,667,136 70 $2,703,843 95 $2,720,197 74
$2,702,942 00
U n ite d S ta te s b o n d s ...................................................
T o ta ls
.................................... ..............................
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
$100,000 00
$100,000 00
$100,000 00
$100,000 00
S u r p lu s f u n d ............... ................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
50,000 00
50,000 00
50,000 00
50,000 00
67,007 65
59,884 22
84,252 05
77,020 64
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
144,434 74
128,143 29
135,582 91
126,251 07
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
145,625 30
162,259 48
146,201 80
148,217 03
D iv id e n d s u n p a id .......................................................
178 17
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
C a s h ie r ’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its .........................................................
1,000 00
V
2,160,069 01
2,203,982 81
2,201,453 26
$2,667,136 70 $2,703,843 95 $2,720,197 74
$2,702,942 00
2,202,556 96
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ...............................................................
T o ta ls
....................................................................
32
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
250
STATE BANKING DEPARTMENT.
No. 29.
COMMERCIAL AND SAYINGS BANK, SAINT CLAIR.
Organized October 16, 1886.
Ch
arles
C.
J
en k s
,
P r e s id e n t;
G
D ir
e c t o r s .—
J u s t in
eorge E .
R.
W
W h i t i n g , V ic e
o l v i n , A s s is ta n t
P r e s id e n t;
R u ss S.
J
en k s
,
C a s h ie r ;
C a s h ie r .
E d w a rd C. R e c o r, J u s tin R. W h itin g , W m . L. J e n k s , J o h n H . J e n k s , F r a n k lin M oore,
C h a rle s B ey sc h la g , C h a rle s C. J e n k s .
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 301
R e p o r t of
S e p t. 15.
T,oans a n d d is c o u n ts ................................................. .
R e p o r t of
N ov. 25-
$227,191 47
$229,519 22
$227,404 74
$250,975 61
m o rtg a g e s find s e c u r it ie s .........................
53,861 20
52,595 20
55,844 70
56,844 70
P re m iu m s p a id on b o n d s ..........................................
133 50
133 50
Bonds
O v e r d r a f ts ......................................................................
730 61
630 68
848 58
350 34
B a n k in g h o u se .................................................. ...........
3,500 00
3,500 00
3,500 00
3,500 00
F u r n i t u r e a n d f ix t u r e s .............................................
1,800 00
1,800 00
O th e r re a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
rpqprvp c i t i e s ) ........... ...............................................
400 00
400 00
58,488 43
33,000 40
38,096 91
1
30,204 80
U n ite d S ta te s b o n d s ...................................................
J")ne fro m hanks? in re s e r v e c i t i e s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
a n d N a tio n a l b a n k c u r r e n c y .....................
3, 216 00
6, 677 00
3,951 00
5,076 00
B old coin ........................................................................
17 ^
6,512 50
6,735 00
6,565 00
6,920 00
S ilv e r c o in ......................................................................
545 90
418 00
1,200 70
575 00
N ick els a n d c e n t s ..........................................................
C hecks, c a s h ite m s a,nd i n te r n a l re v e n u e
a c c o u n t .........................................................................
126 89
41 35
25 74
67 44
128 24
194 42
962 84
1,238 44
$356,634 74
$335,644 77
$338,400 21
$355,752 33
C a p ita l s to c k p a id i n .................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
10,000 00
10,000 00
10,000 00
10,000 00
11,213 98
13,088 71
9,497 13
12,909 03
D iv id e n d s u n p a id .......................................................
100 00
40 00
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ..............
62,018 23
29,005 34
42,894 00
45,051 17
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
2,491 18
22,331 57
1,685 17
6,456 85
C e rtifie d c h ec k s ..........................................................
1,000 00
60 00
C a s h ie r ’s c h ec k s o u ts ta n d in g ................................
30 00
30 00
T o ta ls
....................................................................
L ia b ilitie s .
D u e to b a n k s a n d b a n k e r s ......................................
S a v in g s d e p o s its .........................................................
163,158 81
135,693 89
158.549 14
167,931 79
S a v in g s c e rtific a te s o f d e p o s it...............................
57,652 54
64,485 26
64,744 77
63,313 49
$388,400 21
$355,752 33
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
11,000 00
$356,634 74
$335,644 77
251
STATE BANKS OF MICHIGAN.
No. 39.
CLINTON COUNTY SAVINGS BANK, SAINT JOHNS.
Organized November 27, 1889.
A l b e r t J . B a l d w in , P r e s i d e n t ; G alttsha P e n n e l l , V ic e P r e s i d e n t ; P . E. W a l s w o r t h , T r e a s u r e r ;
R. C. D e x t e r , A s s i s t a n t T r e a s u r e r .
D ir e c t o r s .— A lb e rt J . B ald w in , C o o ley E. B all, W a r n e r B u n d ay , J o h n H ic k s, P . E. W a ls w o rth ,
G a lu sh a P e n n e ll, C o le m an C. V a u g h a n , J o h n C. H ic k s, O lney P . D e W itt.
R e so u rc e s.
R ep o rt of
E e b . 25.
R e p o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$34, 021 97
$28,701 58
$25,142 97
$24,119 08
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
255,272 01
281,991 01
300,506 08
320,436 35
P re m iu m s p a id on b o n d s .............................................
5,434 97
7,242 47
6, 787 47
6,787 47
7,540 00
4,660 56
21,933 77
66,616 65
66,558 00
33,558 00
O y e ^ d ra f fcs .......................................................................
R an k in g h o u s e .................................................................
F u r n itu r e a n d fix tu r e s .................................................
O th e r re a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e e i t i e s ) .............................................................
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
96,316 06
"Exchange fo r e le a rin g h o u s e ........................ ...........
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
7,625 00
15,885 00
4,684 00
10,341 00
G old c o in ...........................................................................
11,085 00
11,005 00
11,020 00
11,020 00
S ilv e r c o in ........................................................................
139 08
119 83
1,514 08
1,492 33
N ic k e ls a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
1 85
2 05
6 64
T o t a ls ..........................................................................
$409,895 94
$419,118 59
$420,879 80
$429,740 07
C a p ita l s to c k p a id i n ....................................................
$28,000 00
$28,000 00
$28,000 00
$28,000 00
S u rp lu s f u n d ....................................................................
U n d iv id e d p ro fits, less c u r r e n t e x p e n se s,
in te r e s t an d ta x e s p a i d ...........................................
5,600 00
5,600 00
5,600 00
5,600 00
3,304 66
2,060 98
2,851 55
524 97
1 97
50 10
15 00
L iab ilitie s.
P iy ifie n d s u n p aid
1
Oom m ere.ial d e p o sits s u b je c t to c h e c k ................
O om rn ercial c e r tif ic a te s o f d e p o s it. ..
P u e to b a n k s and b a .n k e rs ...
r .a s h ie r’s c h e c k s o u ts ta n d in g ..
S a v in g s d e p o s its ...........................................................
342,034 40
349,967 86
357,609 82
375,019 08
S a v in g s c e r tif ic a te s o f d e p o s it...............................
30,956 88
33, 489 75
26,818 43
20,596 02
$409,895 94
$419,118 59
$420,879 80
$429,740 07
T'iotCS and bills r e d is c o u n t e d ...................................
B ills p a y a b le
.............................................
T o t a l s .................... ....................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
252
STATE BANKING DEPARTMENT.
No. 45.
STATE BANK OF SAINT JOHNS, SAINT JOHNS.
Organized August 19, 1885.
P o r t e r K . P e r r i n , P r e s i d e n t ; J . H . C o r b it , V ic e P r e s i d e n t ; J o h n W . F it z g e r a l d , C a s h i e r .
D i r e c t o r s .—J o h n H . C o rh it, O. W . M unger, J e s s e S u llivan, P o r t e r K . P e rrin , J . W . F itz g e ra ld ,
G. E. C orbin, O tis F u lle r, G eo W. E m m ons, C. T. B a b c o c k .
R e p o r t of
N ov. 25.
R e s o u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
L o a n s a n d d is c o u n ts .....................................................
''$169,676 19
$171,542 48
$185,332 39
$177,505 23
B onds, m o rtg a g e s a n d s e c u r it ie s ...........................
97,045 89
111,423 55
104,382 84
124,083 28
O v e rd ra fts .........................................................................
1,303 36
1,165 79
515 88
1,855 00
B an k in g h o u s e .................................................................
8.500 00
8.500 00
8.500 00
8.500 00
F u r n itu r e a n d fix tu re s ..................................................
2.500 00
2.500 00
2.500 00
2.500 00
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r Danks a n d b a n k e rs (n o t re s e r v e
c i t i e s ) ..............................................................................
11,911 59
11,736 59
10,891 64
10,891 64
800 00
1,013 33
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
81,740 26
58,231 69
35,987 33
58,033 21
E x c h a n g e f o r c le a rin g h o u s e ................................
64 77
66 86
105 33
418 86
U. S. a n d N a tio n a l b a n k c u r r e n c y ........................
8 ,56b 00
9,986 00
7,447 00
12,433 00
G old c o in ............................................................................
6,355 00
6,280 00
6,200 00
6, 420 00
S ilv e r c o in .........................................................................
1,369 00
1,665 00
2,375 00
1,837 00
N ic k e ls a n d c e n t s ..........................................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e acc o u n t ................................................................................
107 47
219 57
164 19
73 11
» T o t a ls ...........................................................................
$389,313 15
$383,317 53
$365,201 60
$405,563 66
$50,000 00
$50,000 00
$50,000 00
$50,000 00
7, 500 00
7,500 00
7,800 00
7,800 00
2, 433 01
3,350 89
686 54
2,658 18
171 62
L iab ilitie s.
C a p ita l s to c k p a id i n .....................................................
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in te r
e s t an d ta x e s p a id ......................................................
D iv id en d s u n p a id ............................................................
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ................
93, 769 28
89,048 80
71,479 04
80,368 93
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
150,961 63
149,883 46
150,043 66
170,405 17
84, 649 23
83,534 38
85,192 36
94,331 38
$389, 313 15
$383,317 53
$365,201 60
$405,563 66
D ue to b a n k s a n d b a n k e r s ..........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its ...........................................................
S a v in g s c e r tif ic a te s of d e p o s it...............................
N o te s a n d bills r e d is c o u n t e d ...................................
R ills p a y a b le .....................................................................
T o t a ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
253
STATE BANKS OF MICHIGAN.
No. 31.
THE UNION BANKING COMPANY, SAINT JOSEPH.
Organized August 24, 1882.
A . W . W e l l s , P r e s i d e n t ; J o h n W a l l a c e , V ic e P r e s i d e n t ; O. O. J o r d a n , C a s h i e r ;
C. B. W in s l o w , A s s i s t a n t C a s h ie r .
D
i r e c t o r s .—
E. A . G ra h a m , A . W . W ells, J o h n W a lla c e , J a m e s F o rb e s , O. O. J o rd a n ,
J o h n H . G rah am .
R e p o r t of
N ov. 25.
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s an d d is c o u n ts ......................................................
$171,598 97
$178,928 45
$132,109 86
$171,537 77
35,285 00
65, 285 00
68,085 00
105 00
105 00
105 00
637 35
B onds, m o rtg a g e s an d s e c u r it ie s ............................
P re m iu m s p a id o n b o n d s .............................................
42,894 93
105 00
O v e r d r a f ts .........................................................................
731 70
713 48
851 51
B an k in g h o u s e ............. ..................................................
4. 450 00
4,450 00
4,450,00
4,450 00
2,453 36
F u r n itu r e a n d fix tu re s ........................ .........................
2, 000 00
2,000 00
2, 403 36
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
r e s e r v e c i t i e s ) ......................................................... . •
3,094 87
7,592 75
12,557 13
4,584 50
109,485 04
73,720 07
202,921 59
167,051 31
1,584 84
628 14
2,439 98
611 48
U . S. an d N a tio n a l b a n k c u r r e n c y ..........................
23,023 00
26,143 00
23,805 00
26,852 00
Gold coin ..............................................................
5,000 00
5,300 00
5,000 00
5,210 00
S ilv e r c o in .........................................................................
1,105 00
971 15
3,145 25
2,137 90
N ick els and cents..................................................
C heck s, cash items and internal revenue
397 89
308 05
257 83
196 52
account................................................................
838 90
855 68
484 10
458 04
T o t a ls ............................................... ••• • ..............
$366,310 14
$337,000 77
$455,815 61
$454,370 23
C a p ita l s to c k p a id i n ....................................................
$50,000 00
$50. 000 00
$50,000 00
$50,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d ............. .............. .............
10,000 00
10,000 00
10,000 00
10,000 00
1,656 48
3,111 28
2,178 40
6,829 72
C o m m e rc ial d e p o s its s u b je c t to c h e c k ............
278,127 99
245,779 24
354,985 92
354,556 07
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
25.738 06
27,030 70
37,866 97
31,990 09
C e rtifie d c h ec k s ...........................................................
50 00
150 00
200 00
C a s h ie r ’s ch eck s o u ts ta n d in g ................................
737 61
929 55
583 32
994 35
$366,310 14
$337,000 77
$455,815 61
$454,370 23
U n ite d S t a t e s b o n d s
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e fo r c le a rin g h o u s e ...................................
L iab ilitie s.
D iv id e n d s u n p a id .......................................................
D u e to b a n k s a n d b a n k e r s ......................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o t a ls ......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
254
STATE BANKING DEPARTMENT.
No. 42.
COMMERCIAL SAVINGS BANK OF SAINT LOUIS, SAINT LOUIS.
Organized December 2, 1889.
L e m u e l S à y i e r s , P r e s i d e n t ; J am es O. H i l t o n ,
V ic e P r e s i d e n t ; F e e d H . B e r n a r d , C a sh ier
D i r e c t o r s .—J . O. H ilto n , A, S. M c In ty re , N a th a n ie l W h ite , P a r k e r M errill, L e m u e l S a v ie rs,
J . W . B e rn a rd , C. C. B a rto n .
R e s o u rc e s.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30. ’
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts ................................... ...............
$97,312 13
$106,507 16
$128,501 31
$123,012 70
B onds, m o rtg a g e s a n d s e c u r it ie s ................ ...........
24,677 23
26,783 85
32,183 85
37,479 09
658 17
497 91
696 52
511 69
F u r n itu r e an d fix tu re s ..................................................
1,877 12
1,877 12
1,877 12
1,877 12
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t re s e r v e
c itie s ) .............................................................................
444 41
129 92
182 61
201 30
89,602 64
89,538 41
44,807 92
48,926 67
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts .........................................................................
B an k in g h o u s e .................................................................
U n ite d S t a t e s b o n d s ....................................................
D ue fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e fo r c le a rin g h o u s e ...................................
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
11,856 00
5,961 00
8,530 00
3,704 00
G old c o in ........................................................................
1,460 00
1,715 00
2,155 00
1, 243 00
S ilv e r c o in .........................................................................
1,359 00
1,195 00
1,555 75
812 00
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t..........................................................................
84 91
83 71
. 143 41
141 48
247 32
51 41
905 16
22 98
T o t a ls ..........................................................................
$229,578 93
$234, 340 49
$221, 538 65
$217,932 03
C a p ita l s to c k p a id i n ....................................................
$25,000 00
$25, 000 00
$25,000 00
$25,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t an d ta x e s p a i d ...........................................
3,200 00
3,200 00
3,200 00
3,200 00
196 01
1,072 47
2,709 14
3,648 54
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
56,127 52
45,102 64
28,562 28
31,182 80
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
5 00
5 00
5 00
5,00
L iab ilitie s.
D iv id e n d s u n p a id ....................................1................
D ue to b a n k s a n d b a n k e r s .........................................
C ertifie d c h ec k s ...........................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
30,391 29
40,915 17
37,351 24
35,101 79
S a v in g s c e r tif ic a te s o f d e p o s it................................
114,659 11
119,045 21
124,710 99
119,793 90
$229,578 93
$234,340 49
$221,538 65
$217,932 03
N o te s an d hills r e d is c o u n t e d ...................................
B ills p a y a b l e .....................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS OF MICHIGAN.
No. 197.
GRATIOT COUNTY STATE BANK,
SAINT LOUIS.
Organized July 1, 1897.
A. B. D a r r a g h , P r e s i d e n t ; J o h n F r a z e r , V i c e P r e s i d e n t ; B. A. C h u r c h , C a s h ie r .
D ir e c t o r s .—A. B. D a rra g h , W. O. W a ts o n , J o h n F r a z e r, H . J . T u g e r, D. E. H a rris o n .
R eso u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
R ep o rt of
N o v . 25.
L o a n s a n d d is c o u n ts ...................................................
$71,523 69
$70,610 29
$105,686 53
$125,962 74
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
11,640 10
18,959 10
34,550 28
32,506 50
75 41
239 35
65 86
401 59
1,475 00
P r e m iu m s p a id on b o n d s ..........................................
O v e r d r a f ts ......................................................................
B a n k in g h o u se ..............................................................
F u r n i t u r e a n d f ix tu r e s .............................................
1,500 00
1,500 00
1, 475 00
O th e r re a l e s t a t e ..........................................................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
1, 293 43
1,143 43
731 00
731 00
1,213 28
5,106 10
200 13
1,231 46
50,292 40
39,849 58
49,428 68
26,476 71
15,769 00
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a n k s in re s e r v e c itie s ........................
E x c h a n g e f o r c le a r in g h o u s e ................................
L . S. a n d N a tio n a l b a n k c u r r e n c y .....................
7,467 00
8, 336 00
4,558 00
G old co in ........................................................................
1,850 00
1,030 00
2,365 00
1,860 oe
S ilv e r c o in ......................................................................
1,192 00
975 00
2,006 80
1,299 00
N ic k els a n d c e n t s ..........................................................
C heck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
256 12
292 71
329 01
285 03
79 66
271 96
149 12
253 03
$148,383 09
$148,313 52
$201,545 41
$208,251 06
C a p ita l s to c k p a id i n .................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00
S u r p lu s f u n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n t e r e s t a n d ta x e s p a id .........................................
2,500 00
2,500 00
2,500 00
2,500 00
668 89
953 39
2,293 10
3, 449 33
T o ta ls
....................................................................
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
162 50
162 50
162 50
162 50
C o m m e rc ial d e p o s its s u b ie c t to c h e c k .............
41,046 56
43,692 03
60,260 89
65,950 00
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d c h ec k s ..........................................................
200 00
24 00
C a s h ie r’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
78,805 14
76,005 60
111,328 92
111,165 23
$148,383 09
$148,313 52
$201,545 41
$208,251 06
N o te s a n d b ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
256
STATE BANKING DEPARTMENT.
No. 265.
THE CITIZENS’ BANK OF SALINE,
SALINE.
Organized October 27, 1902.
W . H.
Da v e n p o r t , P r e s i d e n t ;
D ir e c t o r s .—W
G. L .
H o y t , Vice P r e s id e n t;
B. P
D a v e n p o r t , C a sh ier .
. H . D a v e n p o r t , B . P . D a v e n p o r t , E . A . H a u s e r , G . L . H o y t , J . W . H u ll,
G. C. T o w n se n d , J o h n G ord on .
R eso u rc e s.
R ep o rt of
R ep o rt of
R e p o rt o f
R e p o r t of
N ov. 25.
*53,645 08
87,990 00
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
O T p rd rftfts t t - r .................................. ................... .
B a n k in g honsf? , , , , , , , .................................
2,107 50
O th e r t*pr 1 e p ta t^ t r .......................- ..............................
D u e fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) , T........... ...............................
D u e fro m h a n k s in re serv ft c i t i e s . . . . .................
52,834 68
E x c h a n g e f o r c le a r in g h o u s e ................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
5,137 00
G o ld c o in .......................................................................
3, 420 00
S ilv e r c o in ......................................................................
578 30
N ick els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t .........................................................................
257 84
T o ta ls
52 87
....................................................................
*206,023 27
L ia b ilitie s .
C a p ita l s to c k p a id i n .................................................
S u r p lu s f u n d ............................ ...................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .................................. .
*25,000 00
v
216 14
D iv id e n d s u n p a id ................................ .....................
C o m m e rc ial d e p o s its s u b je c t to c h e c k ...........
64,160 83
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
3,924 41
C e rtifie d c h ec k s ............................................... ..........
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its .........................................................
100,275 31
S a v in g s c e rtific a te s o f d e p o s it..............................
12,446 58
N o te s a n d h ills r e d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
*206,023 27
STATE BANKS OF MICHIGAN.
No. 231.
STATE BANK OF SANILAC CENTRE,
SANILAC CENTRE.
Organized May 23, 1901.
A. E. S l e e p e r , P r e s i d e n t ; J am es M c Ca r e n , V ic e P r e s i d e n t ; A. R. S c h e l l , C a s h ie r ;
O. A. M u n n , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—A. E. S le e p e r, A. R. S c h e ll, J o h n P . N ig g e m a n , J r., B. R. N o b le, J a m e s M cC a re n .
R e s o u rc e s.
R ep o rt of
F e b . 25
R e p o r t Of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts ...................................................
$36,067 44
$39,936 67
$54,308 68
$55,927 76
B onds, m o rtg a g e s an d s e c u r it ie s ............................
1
5,432 32
4,553 05
8,272 72
11,123 50
O v e r d r a f ts ........................................................................
665 45
149 05
1,397 74
808 91
B an k in g h o u s e .................................................................
2,000 00
2,000 00
2, 000 00
2,000 00
F u r n i t u r e a n d f ix tu r e s .............................................
1,185 07
1,248 72
1,265 50
1,265 50
1,000 00
1,000 00
O th e r re a l e s t a t e ..........................................................
D u e 'f r o m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) . : ........................................................
347 17
222 74
2,170 00
D u e fro m b a n k s in re s e r v e c itie s ........................
9,410 22
15, 933 57
5,143 30
10,510 13
E x c h a n g e f o r c le a r in g h o u s e ................................
1,316 10
U n ite d S t a t e s b o n d s ....................................................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
3,763 00
4, 366 00
1,233 00
2,651 00
G o ld co in ........................................................................
1,590 00
2,015 00
165 00
220 00
S ilv e r co in ......................................................................
115 84
275 25
977 00
404 80
4 37
7 09
N ick els a n d c e n t s ...................................................... ................... .....................
......................
C h eck s, c a s h ite m s a n d in te r n a l re v e n u e
420 98
1,334 35
a c c o u n t .........................................................................
T o t a ls ..........................................................................
3 19
77
453 89
1,514 56
$62,317 96
$72,041 49
$78,390 02
$87,426 93
$20,000 00
$20,000 00
$20,000 00
$20,000 00
400 00
400 00
400 00
275 96
1,105 08
1,530 41
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
1,749 23
D iv id e n d s u n p a id ........... ................................................
C o m m e rc ial d e p o s its s u b je c t to c h e c k .............
17,014 86
19,891 60
25,371 94
26,570 01
C o m m e rc ial c e r tific a te s
23,170 62
30,427 07
29,993 63
37,130 43
383 25
1,046 86
1,519 37
1, 796 08
$62,317 96
$72,041 49
$78,390 02
$87,426 93
of
d e p o s it.....................
D u e to b a n k s a n d b a n k e r s ......................................
C e rtifie d ch eck s ..........................................................
C a s h ie r’s ch eck s outstanding ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s
of
d e p o s it..............................
N o te s a n d h ills r e d is c o u n te d ................................
B ills p a v a h le ................................................................
T o t a ls ..........................................................................
33
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
258
STATE
BANKING DEPARTMENT.
No. 200.
TRUMAN MOSS STATE BANK, SANILAC CENTRE.
Organized October 21, 1897.
J u l ia H . M il l s , P r e s i d e n t ; E l iz a b e t h Moss M il l s - A n k e t e l l , V i c e P r e s i d e n t ;
C h a r l e s J . Ol e s o n , C a s h i e r .
D i r e c t o r s .—J u lia H . Mills, E liz a b e th M oss M ills-A n k e te ll, T h o m a s J. A n k e te ll, J o h n O’C onnor,
J e r e m ia h O 'C o n n o r.
R eso u rc e s.
L o a n s a n d d is c o u n ts ...................................................
B o n d s, m o rtg a g e s a n d s e c u r it ie s .........................
R ep o rt of
F e b . 25.
R e p o rt o f
A p ril 30.
R e p o r t of
S e p t. 15.
R e p o r t of
N ov. 25.
$44,956 26
$48,480 65
$54,625 65
$51,505 93
6,192 50
4,529 DO
3,039 00
3,589 00
P re m iu m s p a id on b o n d s .........................................
O v e r d r a f ts ......................................................................
1,228 20
95 l5
507 67
290 52
B a n k in g h o u se .............................................................
1,577 68
1,577 68
1,577 68
1,577 68
F u r n i t u r e a n d f ix t u r e s .............................................
366 75
366 75
366 75
366 75
O th e r re a l, e s t a t e ..........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e rv e c i t i e s ) ............................................................
57 27
U n ite d S ta te s b o n d s ...................................................
D u e fro m b a g k s in re s e r v e c itie s .........................
6,961 11
1,783 58
1,618 61
23,431 99
E x c h a n g e f o r c le a r in g h o u s e . . . . .........................
U. S. a n d N a tio n a l b a n k c u r r e n c y .....................
5,221 00
2,534 00
1,289 00
3,138 00
*Gold co in .......................................................................
695 00
435 00
725 00
865 00
S ilv e r co in .....................................................................
409 10
180 10
499 40
79 50
N ic k els a n d c e n t s ..........................................................
C h eck s, c a s h ite m s a n d i n te r n a l re v e n u e
a c c o u n t .........................................................................
23 49
21 23
37 70
28 68
79 44
18 40
48 23
71 18
$67,710 53
$60,021 54
$64,334 69
$85,001 50
C a p ita l s to c k p a id i n .................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 OO
S u r p lu s f u n d .......................: .......................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
in te r e s t a n d ta x e s p a i d .........................................
500 00
800 00
800 00
800 00
4,141 61
1,303 09
2,423 09
2, 943 93
C o m m e rc ial d e p o sits s u b je c t to c h e c k ..............
24, 710 23
20,621 23
16,671 35
34,732 94
C o m m e rc ial c e rtific a te s o f d e p o s it.....................
18,256 70
17,074 48
24,440 25
21,524 63
D u e to b a n k s a n d b a n k e r s ......................................
101 99
222 74
T o ta ls
L ia b ilitie s .
D iv id e n d s u n p a id .......................................................
C e rtifie d c h ec k s .......................... ...............................
C a s h ie r’s ch eck s o u ts ta n d in g ................................
S a v in g s d e p o s its ........................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
5,000 00
B ills p a y a b le ................................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$67,710 53
$60,021 54
$64,334 69
$85,001 50
259
STATE BANKS OF MICHIGAN.
No. 225.
SARANAC STATE BANK, SARANAC.
'Organized October 16, 1900.
S t e p h e n M. C r a w f o r d , P r e s i d e n t ; L e w is 0 . D a v id , V ic e P r e s i d e n t ; A b n e r F . N o y e s , C a s h ie r .
D i r e c t o r s .—S te p h e n M. C ra w fo rd , J o s e p h J. G ra n g e r, G e o rg e L iv e rto n , S a m u e l E. T u c k e r,
L e w is C. D avid, H ira m N . L e e , F r a n c is S. B ro w e r.
R e s o u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R ep o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$28,015 74
$36,998 66
$56,548 39
$62,101 92
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
28,659 04
39,148 27
43,291 27
51,517 66
P re m iu m s p a id on b o n d s .............................................
O v e r d r a f ts ........................................................................
24 85
4 86
88
B an k in g h o u s e .................................................................
1,200 00
1,200 00
1,200 00
1, 225 00
F u r n itu r e an d f ix tu re s .................................................
800 00
800 00
800 00
800 00
40,367 91
36,415 74
O th e r r e a l e s t a t e ............................................................
D ue fro m o th e r h a n k s a n d h a n k e r s (n o t r e
s e r v e c i t i e s ) .................................................... *...........
25 00
U n ite d S t a t e s b o n d s ....................................................
D u e fro m b a n k s in re s e r v e c itie s ............................
57, 970 52
38,952 86
E x c h a n g e fo r c le a rin g h o u s e ...................................
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
6,316 00
6,953 00
2,795 00
7,485 00
G old c o in ...........................................................................
1,510 00
1,600 00
2,190 00
2,395 00
S ilv e r c o in ........................................................................
317 55
234 70
357 15
691 05
N ic k e ls an d c e n t s ..........................................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e a c
c o u n t................................................................................
27 11
26 77
82 14
68 66
39 90
1,707 55
326 99
402 73
$124,880 71
$127,646 81
$147,963 71
$163,103 64
$20,000 00
$20,000 00
$20,000 00
$20,000 00
117 98
117 98
182 08
182 08
165 31
464 99
152 79
676 77
26,862 26
26,468 85
26,658 28
25,865 65
T o ta ls .........................................................................
-
L ia b ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s f u n d .....................................................................
U n d iv id e d pro fits, le ss c u r r e n t e x p e n s e s, in
t e r e s t a n d ta x e s p a id ................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
100 00
Cftrt.ififtd o.hp.p.ks .
S a v in g s c e r tif ic a te s o f d e p o s it ...............................
77,635 16
80,594 99
100,970 56
116,379 14
T o t a ls ..........................................................................
$124, 880 71
$127,646 81
$147, 963 71
$163,103 64
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
260
STATE BANKING DEPARTMENT.
No. 269.
CENTRAL SAVINGS BANK, SAULT STE. MAEtlE.
Organized November 25, 1902.
R o b e r t N . A dams , P r e s i d e n t ; B. D e s e n b e r g , V ic e P r e s i d e n t ; V ic t o r E. M e t z g e r , C a s h ie r .
D ir e c t o r s .— 0. E. A in sw o rth , W . A. R udell, F r a n k S h a fe r, M. N . H u n t, W m . M. S nell, H . von S c h o n ,
B.
D e se n b e rg , R o b e r t N . A d am s, F . E. K e tc h u m , J . W . Moffly, J r., W . B. E a rle , V ic to r E.
M e tz g e r.
R ep o rt of
A p ril 30.
R ep o rt of
F e b . 25.
R e s o u rc e s.
R e p o rt of
S e p t. 15.
R e p o r t of
N ov. 25.
T.oans and d isco u n tsB o n d s m o rtg a g e s and s e c u r i t i e s ............................
P re m iu m s pa,id on b o n d s
O v e rd ra fts
........................
.........
.................
B ankin g ’ h o u s e .................................................................
F u r n itu r e and fix tu re s
...............................................
.............
............................
O th e r re a l o s ta t e
D ue fro m o th e r b a n k s a n d b a n k e r s ( n o tr e s e r v e
o itie s )
.
Olio fro m b a n k s in T’ftSftrvft c i t i e s ............................
F lx e h a n g e f o r o.l o a rin g b o n so
TT
and N a tio n a l b a n k e .n rren e y
fjnld coin
S ilv e r c o in .........................................................................
N i eke] s and o.ftnts
...........
C h ec k s, c a s h ite m s a n d in te r n a l
account
T o ta ls
re v e n u e
. . . . , T.. / .......................................
L ia b ilitie s.
C a p ita l s to c k p aid in .................
........................
S u rp lu s f u n d .............
..............................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
in te r e s t and ta x e s p a id .............................................
D iv id en d s u n p a id .........
............................ .......f t t .
Horn m e re ia i d e p o sits s u b je c t to c h e c k .......
C om m e ro i al e .e rtifie a te s o f d e p o sit
D ue to b a n k s and b a n k e r s ....
C ertifie d e h e c k s .....................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
S a v in g s e .e rtifie a te s o f d e p o s it........
N o te s and bills re d is c o u n te d ...............
R ills p a y a b l e .........
T o t a l s , ....
...............................................
..........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
f
261
STATE BANKS OF MICHIGAN.
No. 268.
CHIPPEWA COUNTY SAVINGS BANK, SAULT STE.. MARIE.
Organized November 26, 1902.
J am es L. L i p s e t t , P r e s i d e n t ; W il l ia m H . P e c k , V ic e P r e s i d e n t ; J a y W . S u t t o n , 2 d V ice P r e s i d e n t ;
S i d n e y M i t c h e l l , C a s h ie r ;
D ir e c t o r s .—J a m e s L. L ip s e tt, W m . H. P e c k , J a y W . S u tto n , J . H. D. E v e r e tt, F r e d R. P r ic e ,
L a w s o n C. H o ld e n , D. K . M oses, W . B. R o se v e a r, P . C. K e lih e r.
Resources.
L o a n s a n d d is c o u n ts .....................................................
B o n d s , m o r t g a g e s a n d s e c u r i t i e s ................................
P r e m i u m s p a i d o n b o n d s .....................................................
O v e r d r a f ts .............................. ..........................................
B an k in g h o u s e .................................................................
F u r n itu r e an d f ix tu re s ................................................
O th e r r e a l e s t a t e ............................................................ •
Due
fro m o th e r b a n k s a n d b a n k e rs (n o t
reserv e
c i t i e s ) .............................................................................
D ue fro m b a n k s in re s e r v e c itie s ............................
E xchan ge
fo r
c le a r in g
h o u s e .........................................
U . S. an d N a tio n a l b a n k c u r r e n c y ........................
G o ld
c o in
S ilv e r c o in
............................. .............................................................
.........................................................................................
N ick els
C h eck s,
a n d c e n t s ...........................................................................
cash
ite m s
and
in te r n a l r e v e n u e
a c c o u n t .............................................................................................
T o ta ls
......................................................................................
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u r p lu s fu n d ................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d .........................................
D iv id e n d s u n p a id .......................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k .............
C o m m e rc ial c e r tific a te s o f d e p o s it.....................
Due t o b a n k s a n d b a n k e r s ......................................
Certified checks ...................................................
C a s h ie r’s c h ec k s o u ts ta n d in g ................................
S a v in g s d e p o s its .......................................................
S a v in g s c e rtific a te s o f d e p o s it..............................
N o te s a n d b ills re d is c o u n te d ................................
B ills p a y a b le ................................................................
T o ta ls
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
R ep o rt of
R ep o rt of
R e p o r t of
R ep o rt of
262
STATE BANKING DEPARTMENT.
No. 54.
SAULT SAVINGS BANK, SAULT STE. MARIE.
Organized November 20, 1886.
G e o r g e K e m p , P r e s i d e n t ; M. J . W e a v e r , V ic e P r e s i d e n t ; E. L. S t a n l e y , C a s h ie r .
D i r e c t o r s .—G e o rg e K e m p , C. E . A in sw o rth , J . H . S te e r e , W m . C h an d ler, M. J . W e a v e r,
F r a n k P e r r y , M. J. M ag ee, H e n ry H ic k le r, A lb e rt L. F e rg u s o n .
R e so u rc e s.
L o a n s a n d d is c o u n ts ....................................................
*
*
.
B onds, m o rtg a g e s a n d s e c u r it ie s ..........................
R e p o r t of
N ov. 25.
R e p o r t of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
$470,608 91
$450,857 04
$494,145 61
$485,320 69
165,178 82
162,733 32
161,115 32
156,057 57
P re m iu m s p a id o n b o n d s ............... ..........................
O v e r d r a f ts .........................................................................
228 82
797 93
1,742 17
4,125 13
B an k in g h o u s e .................................................................
35,000 00
35,000 00
35,000 00
35,000 00
F u r n itu r e an d f ix tu re s ................................................
3, 770 38
3,770 38
3,795 38
3,795 38
O th e r r e a l e s t a t e ..........................................................
D ue fro m o th e r b a n k s an d b a n k e r s (n o t
r e s e r v e c itie s ) .............................................................
1,692 74
1,697 74
1,510 70
670 88
2,315 98
5,497 39
5,275 37
3,928 12
D ue fro m b a n k s in r e s e r v e c itie s ..........................
104,936 28
64,192 63
163,882 12
168,419 86
E x c h a n g e f o r c le a rin g h o u s e ..................................
1,191 02
1,503 72
6,190 64
11,044 14
U . S. a n d N a tio n a l b a n k c u r r e n c y ......................
24,103 00
33,527 00
36,295 00
48,070 00
G old c o i n ..........................................................................
5,805 00
1,970 00
6,950 00
3,535 00
S ilv e r c o in ........................................................................
2,539 74
3,785 18
2, 657 45
5,428 80
N ic k e ls a n d c e n t s ........................................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e
a c c o u n t............................................................; . ........
208 25
273 88
293 75
347 56
235 71
235 71
235 71
235 71
$817,814 65
$765,841 92
$919,089 22
$925,978 84
C a p ita l s to c k p a id i n ..................................................
$100,000 00
$100 000 00
$100,000 00
$100,000 00
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n se s,
i n t e r e s t an d ta x e s p a id ..........................................
10,000 00
10,000 00
10,000 00
10,000 00
8,194 22
12,456 97
3,672 14
8,774 84
c h e c k ...............
324,248 14
284,548 57
386, 043 50
392,264 18
o f d e p o s i t ...........................
56,803 79
58,539 56
83,487 32
72,550 80
2,314 63
617 93
333,571 63
341,771 09
$919,089 22
$925,978 84
U n ite d S t a t e s b o n d s....................................................
T o ta ls .
L iab ilitie s.
D ivid en d s u n p a id ............................................................
C o m m e r c ia l
d e p o s its
su b ject
C o m m e r c ia l c e r t if ic a t e s
to
2,377 50
D ue to b a n k s an d b a n k e r s . ...................................
C e rtifie d c h e c k s .............................................................
C a s h i e r ’s
checks
297 82
S a v in g s d e p o s its .............................................................
3, 356 18
1,150 00
o u t s t a n d i n g .........................................
318,270 68
293,413 14
S a v in g s c e r tif ic a te s o f d e p o s it..............................
N o te s a n d bills r e d is c o u n t e d .................................
•
B ills p a y a b le ....... .................................... ........................
T o t a ls .......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$817,814 65
$765,841 92
(
263
STATE BANKS OF MICHIGAN.
No. 251.
THE SEBEWAING STATE BANK,
SEBEWAING.
Organized January 9, 1902.
F
r a n k
W . H
u bba r d
D ir e c t o r s .
, P r e s id e n t;
W
il l ia m
T. B
ope
,
V ic e
P r e s id e n t; J . T . II ad w
in
. C a s h ie r .
—F r a n k W . H u b b a rd , W illiam T. B ope, J o h n R yan, M a r g a r e t M. H a d w in ,
J . T. H ad w in .
R e s o u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o rt of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s a n d d is c o u n ts .....................................................
$21,600 41
$24, 381 87
$31, 441 45
$30,680 71
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
32,431 93
38,133 2S
56,720 98
62,895 34
B an k in g h o u s e .................................................................
4.000 00
4.000 00
4.000 00
4.000 00
F u r n itu r e an d fix tu r e s ................................................
1.000 00
1.000 00
1.000 00
1.000 00
175 18
184 89
P re m iu m s p a id on b o n d s .............................................
74 50
O v e r d r a f ts ........................................................................
78 61
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t r e
s e r v e c i t i e s ) ............... 1...................... ................. —
U n ite d S t a t e s b o n d s ....................................................
33,586 02
25,571 33
13,087 23
17,372 36
U . S. a n d N a tio n a l b a n k c u r r e n c y ........................
3,546 00
5,054 00
4,628 00
5,922 00
G old c o in .......................................................... ’• .............
120 00
475 00
780 00
700 00
S ilv e r c o in .........................................................................
100 00
88 00
370 60
347 00
N ic k e ls a n d c e n t s .........................................................
C h eck s, c a s h ite m s an d in te r n a l re v e n u e a c
c o u n t.. ............................................................. .........
19 14
16 49
19 07
27 38
103 10
8 83
625 62
65 90
$96,506 60
$98 728 75
$112,848 13
$123,348 69
$12,000 00
$16,000 00
$20,000 00
$20,000 00
D u e fro m b a n k s in re s e r v e c i t i e s ............................
E x c h a n g e f o r c le a rin g h o u s e .........t. .......................
T o ta ls
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s fu n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in
t e r e s t a n d ta x e s p a id ..............................................
110 00
110 00
1,586 93
118 64
424 30
715 18
328 92
328 92
C o m m e r c i a l d e p o s i t s s u b j e c t t o c h e c k ...................
24, 776 40
21,741 58
24,311 56
24,121 86
C o m m e rc ia l c e r tif ic a te s o f d e p o s it........................
59,467 26
59,887 79
67,382 47
77,200 98
D ue to b a n k s a n d b a n k e r s ..........................................
144 30
675 08
$112,848 13
$123,348 69
D iv id en d s u n p a id ............................. ..............................
C e rtifie d c h e c k s .............................................................
C a s h ie r's c h e c k s o u ts ta n d in g ...................................
*
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it................................
N o te s a n d bills r e d is c o u n t e d ...................................
B ills p a y a b l e .....................................................................
T o t a ls ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$96,506 60
$98,728 75
264
STATE BANKING DEPARTMENT.
No. 204.
STATE SAVINGS BANK OF SCOTTVILLE.
SCOTTVILLE.
Organized July 29, 1898.
C. W . Mc P
D ir
h a il
e c t o r s .—
, P r e s i d e n t ; M o r r i c e L . W i l l i a m s , V ic e P r e s i d e n t ; E . L . C o l e ,
J . R M e y e r i n g , A s s i s t a n t C a s h ie r .
C a s h ie r ;
C. W . M cP h ail, M. L . W illiam s, C. A. M cP hail, W . S. R ic h a rd so n , E. L. Cole.
R e so u rc e s.
R ep o rt of
F e b . 25.
R e p o r t of
A p ril 30.
R e p o r t of
S e p t. 15.
R ep o rt of
N ov. 25.
L o a n s an d d is c o u n ts ....................................................
$34,967 34
$38,679 73
$41, 005 75
$37,990 67
B onds, m o rtg a g e s an d s e c u r it ie s ............................
12,129 48
17,211 38
22,947 04
21,438 65
808 57
1,317 13
3,968 93
5,213 42
1,200 00
1,200 00
1,200 00
1,206 40
1,142 85
2,153 05
431 73
69 18
D u e fro m o th e r b a n k s a n d b a n k e r s (n o t re s e r v e c it i e s ) .. .. - ..........................................................
1,101 74
3,347 73
D ue fro m h a n k s in r e s e r v e c i t i e s ............................
17,729 50
11,835 21
4,834 71
3,222 71
3,904 OO
U . S . a n d N a tio n a l b a n k c u r r e n c y ........................
3,004 00
1,737 00
2,700 00
G old c o in ............................................................................
80 00
280 00
55 00
5 00
S ilv e r c o in .........................................................................
296 60
498 30
498 65
1,096 95
N ic k e ls a n d c e n t s ................., .......................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e a cc o u n t................................................................................
3 15
2 02
22 05
22 51
57 83
32 75
38 85
119 76
$71,419 32
$74,946 57
$77,702 71
$78,738 72
*15,500 00
$15,500 00
$15,500 00
$15,500 00
7,000 00
7,000 00
7,000 00
7,000 00
511 29
1,373 83
2,778 58
*
3,799 92
22,663 31
20,796 45
21,639 25
17,739 70
S a v in g s d e p o s its .............................................................
19,925 45
20,889 01
19,881 69
18,842 51
S a v in g s c e r tif ic a te s o f d e p o s it ...............................
5,819 27
9,387 28
8,057 60
14,088 02
845 59
768 57
2,000 00
1,000 00
$77,702 71
$78,738 27
T o t a ls ..........................................................................
L iab ilitie s.
C a p ita l s to c k p a id i n ....................................................
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p e n s e s, in
t e r e s t a n d ta x e s p a id ................................................
D iv id en d s u n p a id ............................................................
C o m m e rc ia l d e p o s its s u b je c t to c h e c k ...............
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
D u e to b a n k s an d b a n k e r s .........................................
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ..................................
U n re m m itte d c o lle c tio n s ...........................................
N o te s an d bills r e d is c o u n t e d ...................................
B ills p a y a b l e .....................................................................
T o t a ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$71,419 32
$74,946 57
265
STATE BANKS OP MICHIGAN.
No. 175.
COMMERCIAL STATE BANK OF SHEPHERD, SHEPHERD.
Organized December 27, 1894.
I.
N.
S
h eph er d
,
P r e s id e n t;
O. H.
W . I. N . S
A
d a m s,
h eph er d
V ic e
P r e s id e n t;
W . E.
A
d a m s,
C a s h ie r ;
, A s s i s t a n t C a s h ie r .
D i r e c t o r s .—I. N . S h e p h e rd , L in u s D. E s te e , H. D. B en t, M aggie H . W h ite , M a rth a A. T a y lo r,
O liv er H . A d am s, N. W . S tru b le , W . E. A dam s, W . L. D ibble.
R e s o u rc e s.
R ep o rt of
F e b . 25.
R ep o rt of
A p ril 30.
R ep o rt of
S e p t. 15.
L o a n s a n d d is c o u n t s ....................................................
$33,895 10
$31,335 20
$47,335 38
B onds, m o rtg a g e s a n d s e c u r it ie s ............................
22,770 00
24,210 00
43,470 00
P re m iu m s p a id on b o n d s .............................................
R e p o r t of
N ov. 25.
$52,486 1
44,970 00
1,109 90
1,109 90
1,556 91
234 12
2,160 32
2,008 81
F u r n itu r e a n d f ix tu re s __ s . ........................................
1,000 00
1,000 00
1,000 00
1,000 00
O th e r r e a l e s t a t e ...........................................................
D ue fro m o th e r b a n k s a n d b a n k e rs (n o t
re s e r v e c i t i e s ) .............................................................
650 00
650 00
650 00
650 00
25,000 00
30,000 00
44,223 52
45,857 35
48,195 46
55,086 98
575 48
27 87
509 17
O v e r d r a f ts ........................................................................
B an k in g h o u s e .................................................................
U n ite d S t a t e s b o n d s ....................................................
D u e fro m b a n k s in r e s e r v e c i t i e s ............................
E x c h a n g e fo r c le a r in g h o u s e ...................................
U. S. a n d N a tio n a l b a n k c u r r e n c y ........... : ..........
4,040 00
8,510 00
7,680 00
7,555 00
G old c o in ............................................................................
2,965 00
3,200 00
3,135 00
3,140 00
S ilv e r c o in .........................................................................
1,581 60
1,570 95
617 55
1,107 60
N ic k e ls a n d c e n t s ...................... ■.................................
C h ec k s, c a s h ite m s a n d in te r n a l re v e n u e
a c c o u n t ..........................................................................
102 08
48 12
75 20
99 29
260 03
T o t a ls ..........................................................................
$138,044 24
$147,191 22
$155,456 68
$169,722 87
C a p ita l s to c k p a id in .....................................................
$20,000 00
$20,000 00
$20,000 00
$20,000 00
S u rp lu s f u n d .....................................................................
U n d iv id e d p ro fits, le ss c u r r e n t e x p en se s,
i n te r e s t a n d ta x e s p a i d ...........................................
2,500 00
2,500 00
3,200 00
3,200 00
946 71
1,370 66
1,378 76
2,176 41
C o m m e rc ia l d e p o sits s u b je c t to c h e c k ...............
43,375 22
43,262 70
42,233 78
49,065 58
C o m m e rc ia l c e r tif ic a te s o f d e p o s it......................
71, 222 31
79,853 43
88,644 14
95,257 07
L ia b ilitie s.
D iv id en d s u n p a id .....................................................
204 43
D ue to b a n k s a n d b a n k e r s ..........................................
23 81
C e rtifie d c h e c k s .............................................................
C a s h ie r’s c h e c k s o u ts ta n d in g ...................................
S a v in g s d e p o s its .............................................................
S a v in g s c e r tif ic a te s o f d e p o s it..........................
N’o te s and hills r e d is c o u n te d ...................................
Rills p a y a b l e ....................................................................
T o t a ls ..........................................................................
34
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$138,044 24
$147,191 22
$155,456 68
$169,722 87
266
STATE BANKING DEPARTMENT.
No. 148.
CITIZENS’ STATE BANK OP SOUTH HAVEN, SOUTH HAVEN.
Organized December 28, 1892.
W .
D ir
S.
B
radley
, P r e s id e n t;
W. S. B ra d le y , J o
@FedFRASER